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tag:blogger.com,1999:blog-74889975399206048912015-09-16T22:14:54.392+00:00Practical PrivacyA non-political examination of practical techniques for maintaining personal privacy.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-61946840264284711192010-08-11T23:51:00.008+00:002010-08-12T00:25:22.475+00:00EXIF information from digital camerasDigital cameras are a huge boon to consumers and professionals alike, not least because of the privacy they offer. Photographers no longer have to choose between chemically developing the film themselves, or outsourcing it to some minimum-wage type who might call the police about photos of your grandchild. But there are still a few secrets to digital photography that the privacy-aware should know.

Digital cameras usually store extra, "hidden" text metainformation in the digital pictures they take. The metadata specification for JPEG and TIFF files is EXIF. This isn't inherently nefarious: this information is kept as a record of the camera settings at the time of the photo, and is used by some image-manipulation programs like Photoshop. However, a photograph of your family members, home, current location, or assets could leak sensitive information without your knowledge.

For example, here is the EXIF information from a potentially sensitive JPG file, obtained with jhead:

<bold>

File name : pchsat1.jpg
File size : 3168150 bytes
File date : 2010:04:26 09:52:36
Camera make : SONY
Camera model : DSC-V3
Date/Time : 2010:04:24 15:30:51
Resolution : 3072 x 2304
Flash used : No
Focal length : 7.0mm
Exposure time: 0.0025 s (1/400)
Aperture : f/8.0
ISO equiv. : 100
Whitebalance : Auto
Metering Mode: matrix
Exposure : program (auto)

</bold>

Note the time, 3:30:51 p.m. on April 24th, 2010, and the camera model: Sony DSC-V3. This is just an example of the most basic EXIF metadata found in digital photos. jhead is public domain software and works on Windows command line, MacOS X, Linux, FreeBSD and other versions of Unix.

I originally came across the EXIF specification when I noticed that Wikipedia was automatically reading and storing photo metadata from uploaded photographs.

Some of the most sensitive data revealed is the DateTime of the exposure, the camera model used, and especially any embedded GPS location recorded by the camera at the time of the photograph, if present. Some professional-grade cameras may even include the camera serial number in the EXIF metadata. The biggest potential privacy threat is that Google and other web organizations will data mine time and location data from EXIF fields of photos published on social networking sites.

The shareware-licensed Windows program JPEG Japery can strip and modify EXIF information from JPeg files.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-27790258774430263522009-09-25T23:38:00.004+00:002009-09-26T00:23:16.423+00:00Oligarch's yacht uses laser defenses against passive optical spyingBillionaire Russian oligarch Roman Abramovich is known for the measures he takes to protect his privacy. Like Michael Dell, the interiors of his homes and vehicles aren't photographed.

The Times reports that Abramovich's 170 meter yacht M/Y Eclipse, currently undergoing shakedown cruises, has been fitted with a state-of-the-art optics countermeasure system:

Infrared lasers detect the electronic light sensors in nearby cameras, known as charge-coupled devices. When the system detects such a device, it fires a focused beam of light at the camera, disrupting its ability to record a digital image.

Although this report says a digital camera's CCDs are detected, it seems likely that this is instead an active optics detector. An optics detector works by emitting a brief laser pulse and then waiting for any glint from reflected optics. In this case, the system then targets a laser on the hostile lenses, flooding them with light and rendering the viewing optics ineffective.

If this system indeed detects optics and not just camera CCDs, then all optics would be flared with laser light, including binoculars, telescopes, and film cameras lacking digital Charged-Coupled Devices.

Wired speculates on the legality of this system under British law:

UK photo magazine Amateur Photographer asked a London lawyer about the legalities of destroying photos from afar. Here's what he said: "intermeddling with goods belonging to someone else, or altering their condition, is a trespass to goods and will entitle the photographer to claim compensation without having to prove loss."

Defense against optical surveillance isn't the Russian businessman's only concern: M/Y Eclipse is also fitted with armor plate, bullet-resistant glass and a missile defense system.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-22039914570719319942009-08-21T01:06:00.001+00:002009-09-26T00:31:13.355+00:00Facebook Privacy GuideErudite tech site Ars Technica has published a short reference to Facebook privacy features:
Many users are aware that Facebook has numerous privacy controls, for example, but even the most experienced Facebook users often don't know just how much they can control who sees what. For instance, did you know that you can specify exactly who can see your status updates, down to different groups of friends (not just "friends" versus "everyone")? What about controlling which groups of people can even find you in a Facebook search to begin with?
Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-20934537912179101932009-04-21T23:41:00.000+00:002009-09-26T02:57:37.287+00:00Data mine online profiles with one keypressGlenn Jones' Identify Firefox browser plugin uses Google's Social Graph API to correlate identities between social networking and media-sharing sites. Says ReadWriteWeb:

Jones's tool is a Firefox plug-in you can evoke from any web page that has links tagged rel="me". Just click the control key and the "i" key to get a pop-up offering information put together from all around the web about the person the page is associated with. It works on Twitter profile pages, LinkedIn pages, blogs with good markup and other profile pages.

The data that gets displayed can be frightening if you've exposed more information about yourself than you'd like on a rel="me" linked page.

Explicit is the potential for data mining personally identifiable information online:

The tool is clearly very useful as a way to learn more about people whose usernames you come across online.
Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-89442645645007063272009-04-18T02:37:00.002+00:002009-09-26T02:39:26.047+00:00You may be a Canadian citizen. Then again, you may not...The WSJ reports that an amendment to Canada's Citzenship Act automatically restores nationality to many children of Canadian citizens forced to renounce it or born outside the country, and to their children's children:
Eligible individuals automatically become Canadian citizens. But they don't get proof of that citizenship unless they apply for it, meaning other countries -- including those that allow people to be citizens of only one nation -- won't be alerted, according to the immigration office spokeswoman. Those people also may renounce their citizenship rights, she said.

The citizenship bonanza is the byproduct of a decades-long struggle by a motley group of people who claim they were unfairly denied or lost their Canadian nationality. Canadian families who crossed the border in 1947 to 1977 to have their babies in a U.S. hospital found those children weren't recognized as Canadians unless the families registered them with the government. Some foreign brides of Canadian World War II servicemen lost their citizenship if they stayed out of the country for a decade or more.

Then there are the Canadian Mennonites who moved to Mexico in the 1920s to the 1960s. When their children and grandchildren returned to Canada, many found their nationality unclear.

Some such cases languished in litigation for years. Others surfaced in 2007, when new U.S. rules requiring passports for travel between Canada and the U.S. uncovered significant numbers of people who thought they were Canadian, but weren't.
Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-85294441747562743582008-04-05T02:54:00.003+00:002008-08-12T00:55:56.294+00:00Magstripe BanditsJack Dunning says the mail-order companies are really in the business of selling your personal information. Their partners in crime are credit agencies, and with the power of a card swipe they tie it all into a neat little package to be sold at a high markup:

She even gives a blueprint of how to pull off the caper. You lift the information from the magnetic strip on the back of the card, which normally includes the card holder's name and address. Then, proceed to the third party data service -- which Experian provides -- to append the extra juicy stuff like your age, income, occupation, education, home value, and the list goes on and on. They even know if you gamble, drink, smoke and have your medical ailments and prescriptions taken.

The first rule of personal privacy: use cash. The second rule of personal privacy: USE CASH.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-28895617405841826152008-03-01T01:01:00.002+00:002009-09-26T00:23:50.802+00:00Defeat infrared surveillance camerasA German arts group is publicizing a technique to defeat surveillance cameras that can see in the infrared range by overwhelming their arrays with infrared light from IR LEDs mounted on a headband or hat.

According to commenters, this technique would work best against low-light surveillance cameras with particular sensitivity in the infrared range, optimized for low-light situations.

Many cameras have sensitivity into the IR but wouldn't be so easily overwhelmed by the brighter infrared LEDs.

Security Insider claims this technique would only work intermittently against cheap CCTV cameras:

I can tell you that this may work for a second or two on cameras that have a cut filter (that's the real name for "IR sensitive" cameras), but all that is really going to happen is your face will get illuminated in between the frames that are actually "flared" out by the light. Also, you're more likely to be noticed doing this due to the motion detection alarms going off due to the large pixel change. You would be much better off with a laser, than an LED. We've been doing these type of tricks for years in the lab to try to trick the cameras. Anymore, its not the cameras you need to trick, but the intelligent video algorithms that are going to pick up on the anomaly and register it as an event. Oh, one more thing. Don't even try to attempt this during the daytime. Like another poster said, the cut filter doesn't activate until a timer either trips it (set on a schedule) or a preset low lux threshhold is met. (it gets dark). Even then many cameras these days have dynamic range circuits that will tame the bright spots and highlight the dark spots. Look up some Pelco, Panasonic, or Sony cctv specs for more info.
Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-36038363366331660942008-02-25T13:30:00.001+00:002008-03-02T03:13:59.250+00:00The black box in your carEvent Data Recorders, EDRs, have been used by car manufacturers on fleet vehicles since the 1970s to collect data about performance of airbags and other safety features in the event of a vehicle impact. Much like an aircraft "black box", current EDRs record vehicle speed, engine RPM, whether the driver's seat belt is latched, and the position of brake and accelerator pedals, as well as information about the status and deployment of the air bag.

General Motors started including black boxes on higher-end models, like Cadillacs, in 1994, and was putting them in all passenger car models by 1999. Some other makes, like Toyota and Ford, have been using them in some cars since 1996, and Ford has included event data recorders in all models since 2000. Approximately 64% of model year 2005 cars have event data recorders.

IIHS says "General Motors, Ford, Isuzu, Mazda, Mitsubishi, Subaru, and Suzuki voluntarily equip all of their vehicles with EDRs, according to NHTSA's estimates. More than half of Toyotas have the devices, too. Passenger vehicles from BMW, Daewoo, Honda, Hyundai, Kia, Mercedes, Nissan, Porsche, and Volkswagen don't have what NHTSA defines as EDRs, according to the agency's estimates of 2004 and 2005 models."

Tools are available to download Ford and GM EDR data, but only Toyota can read Toyota data recorders. One vendor provides an online list of cars with event data recorders accessible by their crash data retrieval tool. NHTSA has mandated manufacturers provide tools to download EDR data within 90 days.

The biggest privacy issue is from police or accident investigators, working on behalf of lawyers or insurers, using these tools to download data without consent from one or more vehicles involved in a crash. Police or private investigators could seek the recorded data for other types of cases, though, such as car theft or chops shop busts. It's not even hard to imagine a high-profile, high-stakes custody case where one parent is looking for evidence that their ex-partner was speeding with the kids in the car.

Recent legislation or court orders could force disclosure of EDR data even if laws give ownership of that data to vehicle owner or lessee.

Insurers Encouraged to Harvest Data

[T]he Texas-based company offers insurance carriers the ability to retrieve, harvest, and store data concerning the events of a collision and provides analysis and interpretation of the data. [...] "for use in claims adjudication".

The initial question which springs to mind is how insurers are obtaining the data in the first place. If the vehicle is repairable and the information is coming from a vehicle intended to be returned to the owner, is the insurer, body shop, or someone associated with Injury Sciences LLC extracting the information? Searching the company's website does not provide the answer, but it suggests that insurers and/or body shops are accessing the information themselves. Otherwise, the company offers "access to a network of service providers" who are equipped to harvest the data.

If insurers are mining data without disclosing that activity to the insured or the third party, they may well be engaging in unfair claims practices or violations of privacy rights under individual state law. If insurers use this data against their own insureds, that action could easily be the basis for a bad faith insurance claim and could have broader implications as well.

Event Data Recorders and privacy

Experts agree that EDRs are extremely impractical to disable, because they are almost always integrated into the car's existing computers. They are factory installed and are not optional features on the cars that are built with them.

Know if any cars you drive regularly have EDRs. Toyota, Ford and GM currently disclose the existence of the recorder in the vehicle owner's manual. NHTSA has ruled that all manufacturers will have to disclose EDRs included in their cars made after September 1, 2010.

Check auto insurance and car rental contracts for stipulations requiring you to give the access to an EDR, or turn over EDR data in the event of an accident, perhaps under general provisions requiring you to cooperate with your insurer.

Don't consent to anyone downloading data from the EDR unless advised to do so by your lawyer. In this event, keep copies of your signed consent form.

Assume that even if your car has no EDR, any modern car involved in an accident is likely to have one, and any collision is likely to be recorded by traffic surveillance cameras.

EDR data belongs to the car's owner or lessee. Until served with a court order, there is no compulsion to turn EDR data over to any investigators, insurance companies or lawyers. You might be able to contract to have the EDR data preemptively erased before any such court order is issued, if you feel that erasure would protect your rights.

Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-68646209087566347332008-02-16T03:55:00.001+00:002008-02-16T04:01:25.399+00:00The Anonymity ExperimentA Popular Science writer spends a week staying anonymous in the digital age: paying cash, dodging surveillance cameras and using disposable cellphones.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-89918024721299257902008-01-16T13:06:00.001+00:002009-09-26T03:00:07.166+00:00Outfits mine Voter Registration recordsVanity Fair reports that database broker Aristotle is amassing, cross-referencing and selling voter registration and political donation information:

"People are getting hassled by marketing firms and hassled by consultants, and much of that information comes from signing petitions or off the voting databases."

In most states, voter registration databases are public information, by law. The governments sell this information, along with driver's license data.

"One such [commercial data] supplier is Acxiom, the Arkansas-based behemoth that stores unimaginable quantities of data. In 2003, a single hacker stole Acxiom records on 20 million people, according to Washington Post reporter Robert O'Harrow's 2005 book, No Place to Hide."

Aristotle's data gatherers might soon be taking photos in public and harvesting data-rich magstripe information from credit cards and identity cards:

"Phillips picks up one of the custom-designed pocket-P.C. scanners that go with the Aristotle 360 system. With them, canvassers working for campaigns will swipe credit cards and driver's licenses, take pictures of voters using an embedded micro-camera, and instantaneously feed all of the resulting information into the database."

The inescapable conclusions I draw from this are that voting and making political donations are much more likely to result in an individual's inclusion in a database, whether the data mining effort is governmental, political, or for more direct monetary profit. The magnetic-strip scanners are a reminder about how electronic cards can facilitate mass surveillance of a type unintended by their issuers.

In situations when Social Security Numbers and Social Insurance Numbers can't be used as database keys or for matching individuals, mailing addresses and date-of-birth (DOB) is frequently used. Therefore, remember to keep your full name, DOB and mailing address (hopefully it's not the same as your street address!) to yourself as much as possible.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-67256988225008854712007-11-22T03:40:00.001+00:002008-03-02T03:19:47.441+00:00WSJ: Home invasions target wealthyThe Wall Street Journal reports that the higher-profile rich are being targeted for home invasion robberies:

One reason for the rise in home invasions is demographic: The numbers of rich people with homes to plunder has risen fast in recent years. But police and security experts say robbers are hitting homes more because their traditional targets -- banks, stores and offices -- have been hardened with closed-circuit video surveillance, alarms and guards. By comparison, security at many private homes remains lax, they say.

Increasingly, wealthy and high-profile individuals must step up security at home and be vigilant in their cars to avoid becoming victims, security experts and police say. They may also need to reduce the amount of information they reveal about themselves on the Internet in places like Facebook, and in the media. And perhaps most importantly, they should thoroughly investigate the background of anyone who has access to their home, because many robberies are inside jobs.

Several security and alarm experts say crimes like these can be prevented with a perimeter motion-detection system that sounds whenever someone drives or walks onto a property. Many alarm systems wire only the doors and windows of a home; the problem with that, security experts say, is that by the time someone trips the alarm, it can be too late. Moreover, any alarm system has to be armed to work, and often, they aren't.

Home-invasion robbers also pick their victims by staking them out in public and following them home.

Police and security experts say that to avoid this type of robbery, people should be alert to whether they are being followed before driving onto their property, and if they are, to call the police or drive to a police station. Houses should be well-lighted with automatic exterior lights. Additionally, security experts advise clients to avoid drawing attention to money and possessions while they're out and about. They also recommend reducing the amount of detailed personal information that can be found on the Web.

While at home, it is a mistake to open the door without verifying the identity of a visitor first and to accept unscheduled deliveries. Security experts say homes should be equipped with a voice-video intercom system with cameras trained on the doors and the grounds, and deliveries should be sent to a post-office box or family office instead of to the residence.
Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-53413498612264758942007-10-08T19:29:00.000+00:002007-10-08T19:37:58.655+00:00Keep your smartphone in your sightAnother reason why your mobile smartphone shouldn't be out of your sight:

FlexiSPY Pro is tracking software that can be installed on a "smart" mobile phone by anyone who has access to the phone for a few minutes. After installation, it copies the smartphone's SMS text messages, call history and other data to FlexiSPY's server four times a day to be accessed by the party who installed the spyware. The phone's microphone can even be activated remotely so the smartphone can be used remotely as a passive bug.

I haven't tried the product, but Airscanner for Windows
Mobile claims to detect threat spyware programs such as Mobile-spy and FlexiSPY.

So far, this software can only be installed if someone has physical access to the Windows Mobile (or other type) smartphone. Regular cell phones that can't run third-party programs are not vulnerable to this backdoor software.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-49305633929514324962007-08-16T18:42:00.000+00:002007-08-16T18:56:51.331+00:00"Dietrich" tracked by medical bills
(CBS) LOS ANGELES A 26-year-old man was in custody Friday after being on the run for more than a year following a high-speed crash in Malibu that left a rare $1 million Ferrari Enzo in pieces.

The driver of the Ferrari, Swedish national Stefan Eriksson, had previously claimed that a mysterious German man named "Dietrich" had been driving when the collision with the utility pole occurred. Eriksson failed two alcohol breath tests at the scene of the crash, and was later charged with embezzlement related to leased car exports and his video game firm Gizmondo.

Irish native Kearney, who was a passenger in the Ferrari Enzo during the crash, fled the country after the crash but was smuggled back into the U.S. a year later from Tijuana, Mexico.

Authorities tracked him down this week, thanks to medical bills generated after his return to California and sent to a Marina del Rey address, the source said.

Kearney was charged with perjury and obstructing, both misdemeanor crimes. Why would police track this man via medical bills for two misdemeanors? In order to force him to testify against Eriksson in a media-frenzy drunk driving case, undoubtedly.

Medical records are an open book to anyone with a subpoena. All too often medical professionals allow access to records after only an informal request from a detective or investigator. More troubling is the ease with which private investigators and other outside parties seem to get medical records via bribery, pretexting, or court-ordered legal discovery.

If Kearney hadn't had his medical bills sent to his address of record -- the address he gave to police investigators at the crash site -- he might not be under indictment for two misdemeanors today.

Remember, also, that lying to police is usually a misdemeanor and lying to federal agents is a felony. Just ask Martha Stewart.

Read the Findlaw article "How to Avoid Going to Jail under 18 U.S.C. Section 1001 for Lying to Government Agents" for more information on lies within federal jurisdiction and how to decline a federal interview by invoking counsel.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-9296365406233909982007-08-15T22:06:00.000+00:002007-08-15T22:19:23.443+00:00Revenge website targets credit scoreFoxnews.com reports yesterday that an illegal website offered to ruin the credit score of anyone for a small fee, and even to arrange to have them suspected of bank fraud.

Making numerous credit applications with the victim's SSN and DOB and invented addresses and names will cause the person's credit to be put on hold, claims the website.

The UK-centric web-based service also offered to create false bank documents, identity cards, automobile registry papers, paychecks and tax forms.

Such fraudulent services are doubtless short-lived when discovered by the public and law enforcement agencies, but this report is illustrative of the types of financial and bureaucratic vulnerability most people have in modern society. You can imagine the potential ramifications in your life if your credit cards, credit line and bank account were suspended, even if only temporarily, and the trouble and costs to have the situation resolved.

Let this threat serve as a another reminder to shred documents, jealously guard your financial privacy and personal information, check your credit report, and avoid situations that could compromise personal data.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-47824507778743410152007-08-08T22:21:00.000+00:002007-08-08T23:29:13.643+00:00Irish Grandparent? Irish PassportMany people who can document that one of their grandparents was an Irish citizen, can apply for Irish citzenship via entry in the Register of Foreign Births, and then apply for an Irish passport. Children of those foreign-born Irish citizens with Irish grandparents are eligible too, as long as the child was born after the parent's citizenship was recorded by an Irish Consulate.

Before applying, I investigated and verified that Ireland had no military draft law and did not tax citizens living abroad, thereby making it safe to proceed. What were the advantages beyond maintaining a link to our ancestral homeland being a conversation piece? The idea of having an EU passport that allowed me to travel and work in the, now 27, nations of the EU without having to hassle with visas and work permits that are usually required to travel, live or work in a foreign nation was appealing. Also, being familiar with the bloody history of the 20th century as well as having worked in both aviation and IT, two areas where backup systems are standard operating procedure, I felt that a costless backup citizenship might make sense for my descendants. The biggest reason was probably the potential advantages it would offer to my children and me in the global economy which, even then was the apparent trend for the future.

U.S. citizens can become dual citizens as long as the alternate citizenship is granted after their U.S. citizenship, as the U.S. citizenship process requires an applicant to renounce all other citizenships. Ireland, by contrast, does not require an applicant to renounce other citizenships.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-6508582510990595162007-07-30T14:12:00.000+00:002007-10-08T19:07:53.494+00:00Check your assets every yearThe San Francisco Chronicle on "unclaimed assets" seized under California state law, unbeknownst to its owners:

Years ago, Carla Ruff stored her grandmother's jewelry and a file of personal documents in a safe-deposit box at her bank in San Francisco's Noe Valley, thinking they would always be there when she wanted them.

Not so. Without giving her notice or acting on evidence that she'd forgotten about her cache, the bank's staff, under the auspice of the state, determined the contents of her box to be unclaimed property.

In July 1997, bank records show, the pearl necklace and diamond-encrusted pin, real estate and insurance documents as well as her birth certificate were all removed. The paperwork was shredded and thrown away. Her jewelry was auctioned off on eBay -- for a fraction of its $80,000 value.

Ruff said she didn't know what had happened until January 2006, when an illness in the family sent her to the Bank of America branch looking for the deed to her house. Weeks later, the bank manager told Ruff that her property had been seized by the state under a law that requires the government to take control of lost or abandoned assets.

Elaborate privacy arrangements can discourage us from checking up on our assets as frequently as we should. Sometimes it's difficult to verify financial arrangements while maintaining strict privacy procedures such as mail drops, or depositing cash into accounts in person in lieu of automated transfers (to avoid creating a paper trail linking the accounts together through the transaction).

Nonetheless, it behooves anyone with assets held by an outside institution or with agreements with business associates to check their status occasionally. It's something we should plan for when setting up privacy arrangements:

U.S. Post Office box fees can usually only be paid a year in advance -- a renewal notice should come 30 days before payment is due.

Safe deposit boxes should be visisted at least yearly.

Financial accounts should be checked monthly for evidence of unauthorized access or identity theft.

Many types of insurance contracts must be renewed yearly.

LLC costs may be due after the first three years depending on provider.

Trusts and attorneys should be contacted yearly or more frequently.

Financial accounts with tax implications must be verified at the required tax intervals.

Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-51957230765370263682007-06-13T19:28:00.000+00:002007-10-08T19:38:49.249+00:00How Insurance companies price your Car InsuranceInsurance can be an adversarial business relationship, unfortunately. In some circumstances, the more your insurer knows about you, the higher the rate they will charge you. This gives them every incentive to ferret out information pertinent to your insurance risks -- or what they believe affects your insurance risks, anyway.

A Consumerist article gives insight into the privacy implications and pricing strategy of auto insurance.

Note that insurance companies access the following databases to actuarially determine liklihood of an insurance claim: CLUE report, credit report, and driving history.

As with credit reports, a critical source of information is what you tell the insurance company:

Driving histories go back 36 months, except in New York (which is 40 months). Your history is composed from three reports; your MVR or Motor Vehicle Report, the state database of your ticketed driving history; your CLUE report, a collection of previous insurance companies reports stating the numbers of claims you've had, and YOU. If you say you got in an accident, were never sited for it and never claimed it on your insurance, but you still tell us, it'll be put on your record with an approximate date.

Credit score and insurance rates

It is illustrative how your credit report affects your insurance score, and thus your insurance rates. By 2001, 92% of insurers were considering credit scores when quoting insurance.

Remember that information you give to an insurance company may well end up on your credit report. Along with the usual distinguishing characteristics (name, date of birth, SSN or other national number), insurers will likely report your submitted information to the credit reporting bureay. This could happen even if you're just getting an insurance quote, and needs to be taken into account if you're keeping your street address confidential.

Complete truthfulness doesn't always pay when it comes to dealing with insurers who will collect every personal detail to accurately assess you with their actuarial tables.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-84027386642683447192007-06-13T03:26:00.000+00:002007-08-08T23:23:31.970+00:00Bermuda to track road vehicles with RFIDRFID Journal reports that the Caribbean nation of Bermuda plans to tag registered cars and trucks with RFID transponders to increase road registration compliance and revenues.

The ISO 18000-6B standardized, 915 MHz tags will be embedded in tamper-resistant windscreen stickers, and are made by 3M. The laser readers placed by the side of the road are made by Transcore.

Sabotaging the RFID tag is ineffective because the RFID interrogation is combined with an ANPR system:

If a car arrives at an intersection and no interrogation of an RFID tag can be performed, the system will take a picture of the car's license plate. Using optical character recognition software, the system will read the vehicle's plate numbers and input them into a database so a citation can be automatically issued. The same system will be employed to detect commercial vehicles operating in restricted areas during rush hour without permits.

Bermuda's Transport Control Department expects that all of the island nation's registered cars should be RFID tagged by June 2008. Motorcycles will be exempt from the RFID tagging requirement, though authorities may later decide to being them into the program.

The privacy implications of the mandated RFID transponders are profound. It is very feasible for groups unassociated with Bermuda's Transport Control Department to develop the ability to read the RFID tags and track specific automobiles by their electronic ID. In fact, an older version of this technology was used by a United States intelligence agency during the Cold War to track Soviet attaches whenever they crossed one of a handful of Washington, D.C. bridges and passed outside the 20-mile unrestricted transit limit.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-16766353995413316502007-06-12T15:40:00.000+00:002007-06-12T23:04:22.205+00:00Confessions of a Money LaundererMoney launderer Kenneth Rijock kept a low profile and
avoided creating a paper trail despite constant financial entanglements for his clients:

"I maintained absolutely no bank accounts in the US, operating on a strict cash payment basis to ensure that no records of any business transactions for criminal clients existed. This is much harder that it sounds, for though one might use third-party accounts that don't alert law enforcement investigators, it is more prudent to avoid it all together. I had no US bank accounts for five years, using an overseas tax haven account to obtain cashier's cheques drawn on a New York correspondent account very sparingly, and only for totally innocent personal transactions."

"Own nothing in your own name: rent your home and office, either lease an automobile or place it in the name of a third party. In short, make enquiries of your assets more difficult to discover, and information about your operation more difficult to link to you or your clients. If possible, reduce your profile even more by closing out legitimate business, whilst maintaining a fictitious facade that legitimate business is ongoing. return all telephone calls, but decline new business due to purported schedule overload."

Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-67505629360521211772007-04-23T20:17:00.001+00:002008-03-01T07:19:23.651+00:00Fake Credit Report SitesIf you're an American looking to get one of the free credit reports guaranteed by the Fair Credit Reporting Act (FCRA), the site you want is AnnualCreditReport.com. Their phone number is 877-322-8228.

Ignore all other sites or offers unless you're looking for high-pressure inducements for pricey add-on services, or even flat-out fraud. Do you really want to be giving out your vital information, like SSN and DOB, to a potential scammer or some random unscrupulous type who would portray themselves as an official source for data as private as a credit report?

For more information about the reputability of credit report websites, read the FTC report on fake credit report sites.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-42710902222544906692007-04-03T21:35:00.000+00:002007-06-29T21:51:25.977+00:00Keep those grandfathered bank accountsRemember the proposed "Know Your Customer" (KYC) rules, where the U.S. government was going to force banks and related financial institutions to develop a profile on each of the insitution's customers?

But Know Your Customer was defeated, right? Not so fast.

Know Your Customer rules have been quietly resurrected as two separate programs, with other benign-sounding names.

Meet Customer Identification Program (CIP) and Enhanced Due Diligence (EDD).

Customer Identification Program, or CIP, requires that financial institutions (including casinos, pawnbrokers, insurers and money transmitters) positively identify the individual or organization with which they have a formal business relationship. The actual CIP procedure will vary by institution, but will be documented.

CIP requires the following information on each customer: legal name, date of birth (DOB), street address, and taxpayer identification number. Taxpayer Identification Number, or TIN, is usually a Social Security Number for U.S. citizens, or a Social Identification Number, or SIN, for Canadians. For addresses, P.O. boxes and accomodation addresses are explicitly disallowed for accounts opened after October 1, 2003.

Almost all financial institutions require goverment-issued ID for the CIP process, although many banks are accepting the Mexican matricula consular card in an effort to garner the business of Mexican nationals who may not have identification documents issued by U.S. agencies.

Enhanced Due Diligence is a program where banks monitor their customer's activity on an ongoing basis for illegal activity or suspicion of illegal activity. Bank compliance officers are looking for evidence of terrorist financing, transactions with blacklisted entities, fraud, check kiting, identity theft, tax evasion and money laundering.

Enhanced Due Diligence screening is usually done by data mining account transaction records, looking for patterns that might be indicative of these crimes. Many firms offer software packages to help automate the data sifting, but similar results can be obtained with basic data analysis tools like a spreadsheet, as long as criteria are previously defined. It's worthwhile to keep grandfathered bank accounts that date from before the Patriot Act. These accounts, and accounts at the same institution, are not subject to Customer Identification Program requirements.

In other words, if you are a long-time customer of a bank, but that bank doesn't already have a full CIP profile on you, they are not required to collect all of the CIP information for you to open additional accounts or financial products with them. Sometimes bank procedures encourage account representatives to collect the information, but most do not.

Be aware that this only applies if you are a grandfathered, existing customer of the bank. If you have previously closed all of your accounts with that institution, you're classified as a new customer for purposes of the Customer Identification Program and will have to supply all of the ID and documentation required of a new customer. Accounts opened after October 1, 2003 cannot be opened with P.O. box or commercial mailbox, as many people used to do to preserve their privacy.

Keeping those grandfathered accounts around, with minimum balances if necessary, can save you from having to provide information that you'd rather not provide to open an account in the future. This includes keeping your old accounts open when you move, especially if you are going to open a new account at the local branch of the same institution at your new home or office.

Remember, though, to keep old account checkbooks and paperwork in a very secure location with the rest of your financial documents.Mhttp://email@example.com:blogger.com,1999:blog-7488997539920604891.post-59590125052884396702007-03-25T00:29:00.000+00:002007-06-14T01:55:19.830+00:00Residential WiFi mapping database revealed
Skyhook Wireless has been scanning American neighborhoods for WiFi access points and putting them into a database. So far they've got 16 million detected wireless access points, covering the majority of the U.S. and Canadian population.

Remember again, if computer privacy and security are more important to you than convenience, don't network without wires. Information is out of your control once it hits the airwaves.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-72535995191577374702007-03-12T22:53:00.000+00:002007-06-12T22:56:35.926+00:00Comparison of Prepaid Credit CardsRyan Barrett at snarfed.org has an updated essay on protecting your privacy with prepaid credit cards and gift cards.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-72860506422337482192007-02-21T01:10:00.000+00:002007-04-14T05:31:29.380+00:00Prescription Records for SaleIn January 2007, the new National ePrescribing Patient Safety Initiative (NEPSI) debuted with a  high-profile article in Time magazine.

This web-based system is supplied free of charge to physicians, ostensibly to reduce prescription error rates. Revenue to pay for the information system comes from the participating pharmacies and insurers who save time and money.

Now there are accusations that this database has been developed to give drug marketers, insurance risk assessors, and employers access to patients' private prescription records.

According to a Government Health IT article, all the prescription records stored in the new NEPSI database are for sale:

Security makes little difference because every identifiable prescription in the country is data mined and sold daily. Nobody needs to break into pharmacies to steal our prescriptions; they are for sale. For example, market intelligence firm IMS Health reported revenues of $1.75 billion in 2005 solely from the sale of prescription records, primarily to drug companies.

In another article, Dr. Peel says that NEPSI sells data to large employers:

In 2006, the national Blue Cross and Blue Shield Association announced its Blue Health Initiative to aggregate and sell the claims, medical and prescription data of all 79 million enrollees to large employers. This database will include far more detail than e-prescription records, making the sales of Blues data worth far more than the billions in revenue from selling e-prescription records alone.

But Allscripts CEO Tullman denies that prescription data will be misused:

Patients and physicians will have unique access to all the information. It's not our data. We don't claim it's our data. [...] Google will have no access to data we receive as part of the electronic prescribing process.

What can you do?

Ask your medical care providers if they use the web-based NEPSI electronic prescription system.

Consider refusing prescriptions for conditions that you would not want your employers or government to know about. Some doctors will give out samples to their patients, and this might be a sufficient quantity to forgo a formal prescription.

A cash transaction by itself won't keep you out of the NEPSI database because it contains patient information and the prescription itself, not just billing information like an insurer's database might.Mhttp://firstname.lastname@example.com:blogger.com,1999:blog-7488997539920604891.post-15382063848343724142007-02-09T19:59:00.000+00:002007-10-10T23:56:25.033+00:00Laptop data searches at border checksU.S. courts have approved border agents' search of traveler's laptops without articulable probable cause.

Indications are that U.S. and Candian customs officials are searching laptops for pornography and obscene material.

Some travelers report being asked if the laptop they were carrying was a personal or company unit. Presumably, corporate laptops are less likely to be checked for obscene material than personal units are.

Authorities also have the ability to conduct forensic computer searches at border crossings and have done so in the past.

Data transmitted across national borders via the Internet is more strongly protected than data hand-carried through Customs checkpoints, because wiretaps must comply with the requirements of Title III, 18 U.S.C. §§ 2510-2522, or the Pen/Trap statute, 18 U.S.C. §§ 3121-3127. The few advantages of hand-carry are totally lost if one cannot be assured that the data hasn't been copied, or that software or hardware spying mechanisms haven't been implanted within it.

Travelers with sensitive or legally privileged data will want to Customs-proof their laptop before crossing a controlled border. Strong encryption is the best tool to protect data that must be hand-carried through Customs instead of residing on a remote server. Some organizational IT departments are investigating hardware hard-disk encryption, sometimes combined with hardware biometric readers.

It is unclear at this time whether a traveler can be forced to divulge a password. One privacy wonk has suggested wearable or concealable USB drives as a measure of protection.Mhttp://email@example.com


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«!NEW» - Download Ebook CLEP American Government w/ CD-ROM (CLEP Test Preparation) Free PDF Online
Gratuit Home Beta Gamma Sigma Not Just a Recognition. Membership in Beta Gamma Sigma lasts a lifetime and provides benefits and opportunities that assist members throughout their careers. Human Resources Management (Staffing your school) Center ... What the law says: A charter school must employ or contract with necessary teachers, as defined by section 122A.15, subdivision 1, who hold valid licenses to perform ... College for America SNHU's Workforce Partnerships College for America partners with companies nationwide to offer work relevant college degrees starting at just $3,000 a year. Master Doctoral Education Degrees Online American ... American College of Education is fully accredited online, offering Master of Education Doctor of Education degrees, Graduate Teaching Certificates. Home CEP America Many settings. One care journey. CEP America providers staff and manage acute care settings, seamlessly integrating the patient experience across clinical departments. Download Mp3 Songs, Mp3 Songs, Bollywood Music, Indian ... Bollywoodtarane is a unique script which allows you to search for songs, find information about them, listen and download them. Vision and Mission Center for School Change Without a vision, the people perish. (Proverbs) Sometimes people think defining a schools vision and mission are relatively unimportant, and can be done quickly. educationinusanow.com Read/download CLEP American Government w/ CD-ROM (CLEP Test Preparation) ebook full free online.

subset: commoncrawl


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The pharmaceutical company DRONANIA combines the tradition and the know-how of manufacturing traditional herbal medicinal products and dietary supplements with a future-oriented equipment, a GMP certified production and modern pharmaceutical management.
Located in the industrial park of Bad Wörishofen (a world-famous health resort in Southern Bavaria), the manufacturing site can be reached within 45 minutes by car from Munich Airport or Memmingen Airport.
View over Warehouse and Manufacturing Premises from the West (Copyright Aerial Photograph: G. Tittel (2005)
The manufacturing site was completely refurbished between 2004 and 2009 to meet GMP require-ments. The manufacturing premises were built in the typical rural style of the Allgäu region from the outside, but from the inside the production facilities meet all requirements of modern pharma-ceutical and food production, including all kinds of ventilation, air condition and dust separation systems.
Business Units:
View of administration and distributing warehouse (element on the left) and production building (green building in the back) (Copyright aerophoto: G. Tittel, 2005)
Access to the production lines
A hygiene sluice connects the production facilities with warehouse, shipping department and administration.


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Learners explore air pollution. In this ecology lesson plan, students participate in an experiment in which 5 numbered jar lids are placed outside. Learners bring one lid a day in until all jars are inside. Dirt specks are counted, observed, and compared with a magnifying glass.
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Inspire your Texas travels - Dallas & Fort Worth
Webjet's Destination Guides
Welcome to Dallas and Fort Worth! You've just touched down at our international airport between North Texas' two biggest cities. Dallas has an international reputation for football, fashion, and the oil business –– you might remember a little television series filmed at the Southfork Ranch. Fort Worth is a charming city where the west begins, and is a city of cowboys and culture. Whether starting your American adventure or connecting on, give yourself a few days to have fun in these two very different local scenes. Here are some ideas to inspire your travel through Dallas and Fort Worth.
Green Space is Golden –– Dallas' Klyde Warren Park sits on five acres in the heart of the city's urban center. The park is a shady, water-cooled respite to city living, and there's literally something to do every day –– from yoga to food trucks to a mini-library for the kids, and concerts and other events for kids of all ages.
Over in Fort Worth, Sundance Square Plaza's fountains are a delight to watch from any part of the square, which is lined with balconied restaurants and shops. Over the past decade, the Trinity River Vision Authority has thoroughly revamped Fort Worth's outdoor experience on our major waterway. Float or paddle at Panther Island Pavilion, the urban waterfront swim-up concert venue, or visit Panther Island Brewing or the Coyote Drive-In. Other areas of the Trinity River combine bike-friendly trails with retail shopping and great restaurants, like the Clearfork Development and Waterside.
It's also worth mentioning that both Dallas and Fort Worth have great zoos!
Don't PASS on the history –– For one price, Dallas CityPass will get you into up to four fun and historic sites, including the George W. Bush Presidential Library, the sweeping city views of Reunion Tower's GeO-Deck, and the Sixth Floor Museum in the former Texas School Book Depository. You can also find a bit of history on the streets of Dallas at Dealey Plaza.
Trace President John F. Kennedy's trail back to Fort Worth, where he visited November 21 before his fateful trip to Dallas, at the JFK tribute. Then mosey over to the Fort Worth Stockyards National Historic District, where you can get a Stockyards Adventure Pass! Shop for an authentic cowboy hat, take a walking tour, have some great Mexican food, and watch the Fort Worth Herd cattle drive.
Blaze your Trail –– If you're on the Fort Worth side, visit our Ale Trail –– a group of nine breweries scattered throughout the city. Get your Ale Trail passport, then and start collecting stamps! You and a few friends can also hop on a Cowtown Cycle Party Tour, an eco-friendly way to see the city and enjoy a beverage or two. Back in Dallas, the Efrogs brewery tour will take you to four craft breweries or for a tour of the city in an eco-friendly, zero-emission shuttle.
Love the Nightlife ––Dallas and Fort Worth both boast vibrant local music scenes. Dallas' Deep Ellum neighborhood was a hotbed of blues and soul in the early part of the last century, then a thriving alternative music scene in the 90s. Those musical traditions continue today with venues like the historic Sons of Hermann Hall, the Bomb Factory, and Drugstore Cowboy. The McKinney Avenue Trolley links the Downtown and Uptown Dallas neighborhoods with seamless, free access to shopping, food, theatre, and concert venues.
In Fort Worth, you can learn to two-step or line dance on the Northside at Billy Bob's Texas, the world's largest honky tonk. Nearby you'll find smaller venues like the Whiskey Girl Saloon, where the bands you'll see at Billy Bob's in a year will pay their dues. Move over to the West 7th area and you'll find Magnolia Motor Lounge, where Grammy nominee Leon Bridges got his start. The Near Southside is also rich with venues like The Live Oak. Pro tip: Get the Friday edition of either Dallas or Fort Worth's daily newspapers to find out up-to-the-minute info.
Dine brightly –– Both cities boast world-class chefs, great restaurants, and quirky neighborhoods where drinking, dining, and shopping intersect. In Dallas, check out Chef Dean Fearing's eponymous restaurant. Fearing's one of the fathers of our regional Southwestern cuisine, and his menu offers a little bit for everyone (including vegetarians)! Fort Worth's equivalent is Chef Jon Bonnell, who owns three restaurants –– a seafood place, a casual pizza-n-wings eatery, and his flagship Bonnell's Fine Texas Cuisine. Other restaurants of note in Dallas: Chef Stephan Pyles' Flora Street Café, and heavenly BBQ at Pecan Lodge. In Fort Worth, visit the patio at Chef Felipe Armenta's gorgeous Press Café, one of his four restaurants in town. Take in the views at The Woodshed Smokehouse on the Trinity River, or travel a few miles away to Chef Marcus Paslay's Clay Pigeon Food and Drink.
If you're looking for cool spots to eat, drink, and people-watch, Dallas has Trinity Groves (where multiple eateries and retail meet) and the Bishop Arts District (billed as "Dallas' most independent neighborhood"). In Fort Worth, find the hot shopping/dining in Magnolia Avenue's Restaurant Row, or in historic Sundance Square.
Enjoy the sporting life –– If you like sports, there's probably something for you to do or see year-round here. The Dallas Mavericks' regular basketball season runs October through April. Homesick for football? FC Dallas plays in Frisco, a northern suburb. Catch a taste of American football in Arlington, between Dallas and Fort Worth, at the Dallas Cowboys' AT&T Stadium August through December (the stadium is open for tours even on the off-season). The Texas Rangers baseball team has been delighting fans in Arlington since 1972, and you can catch a live Rangers game April through October. Moving over to Fort Worth, you'll see a lot of purple street signs and light poles, because Texas Christian University is Fort Worth's college team. Frog football is huge September through December, but the college athletes shoot hoops and play baseball, volleyball and soccer all year 'round. The Fort Worth Stock Show and Rodeo swings into town in February –– you'll see trick riders, ropers and a rodeo almost every night. If you like the rodeo on a slightly smaller scale, there's an indoor rodeo on the weekends in the Fort Worth Stockyards.
Spend a moment in a museum – Fort Worth's Cultural District is home to three distinctly unique venues. Classic art and sculpture from Mayan stonework to Renaissance painting and beyond live at the Kimbell Art Museum. The Modern Art Museum of Fort Worth is a little jewel with quirky contemporary art, and the Amon Carter Museum of American Art offers free admission to see unique works of Americana.
In Dallas' Arts District, you'll find the Nasher Sculpture Center, a "roofless" museum. The nearby Dallas Museum of Art features works from every continent, spanning five millennia. Finally, the Trammell and Margaret Crow Collection of Asian Art offers a unique niche experience you won't find anywhere else in the city.
Shop 'til you smile - Dallas' NorthPark Center and Galleria Dallas are two malls legendary for the size and variety of retail stores, restaurants, people-watching, and entertainment –– the Galleria even has an ice rink! The Shops at Park Lane offer some great bargains. If you fancy indie retail, check out Bishop Arts District and West Village for locally owned boutiques.
For sheer variety, Fort Worth's Sundance Square really can't be beat –– national chain retailers interspersed with trendy small business shops and stores selling apparel and souvenirs for the major league football and baseball teams. Wander along the historic Camp Bowie District, a nine-mile stretch of sweet, unique boutiques. And whether you want to buy a new hat or just like to play cowboy, you'll find authentic western gear in the Stockyards Historic District — M.L. Leddy's is a great place for authentic boots, and can have a beer while you shop at the bar-turned-clothier Maverick Fine Western Wear.
Dallas & Fort Worth Hotel Offer
*Coupon Code: Offer valid from 00:01 1 October - 23:59 31 October 2016 (AEST) and is valid for Dallas & Fort Worth hotels only and is valid only for qualifying purchases made on the Site. Your $50 code DFW OR $100 DFW100 can be redeemed at http://www.webjet.com.au/ and through the App, excluding https://packages.webjet.com.au/. Select your preferred hotel and enter the code in the Coupon Code field on the payment page and we'll pay $50 (a minimum spend of $400 applies) OR $100 (a minimum spend of $800 applies) towards your total hotel booking cost. Valid for all stay dates. Read our full Coupon Code Terms & Conditions. Webjet's standard booking Terms and Conditions apply.


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Papi OdeQ with TAMASHA BEATS Nairobi, Kenya
Papi OdeQ is the lead-singer & band leader of the TAMASHA BEATS, a band he initially founded as an Acapella band but now
incorporates instruments playing unit.
Papi's not only a Singer & a Songwriter, but also an actor & Script-Writer.
Papi OdeQ's music is greatly influenced by Rhumba, Benga and Traditional Folk Music. He sings in several ethnic dialects of Kenya, but also in English & Swahili. ... more
Contact Papi OdeQ with TAMASHA BEATS
Streaming and Download help


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Mexican president condemns the US decision to build a border wall and insists that Mexico will not pay for it but he says he is willing to work with the northern neighbor on agreements that benefit both countries
Central bank shaves 25bp from its...
Central bank survey sees the Selic...
The comments from Economy Minister Ildefonso Guajardo come as Mexican and US officials are scheduled to meet in Washington to discuss trade, immigration and security
President Enrique Pena Nieto lays out the country's foreign policy priorities as it prepares to open negotiations with the Trump administration this week
ANI says it is working on...
Foreign Minister Luis Videgaray says the two leaders will likely have "direct communication" after an upcoming meeting in Washington between top Mexican and Trump administration officials
Weak global economic environment and depressed...
Brazilian builder allegedly made more than $10m in bribes to secure the contract for the country's Ruta del Sol 2 toll road
Central bank keeps benchmark lending rate...
Brazilian builder's bribes cost the Peruvian...
Central bank takes cue from falling...
The Brazilian builder has admitted to paying $29m in bribes to win public works contracts in Peru between 2005 and 2014
With global investor interest in Argentina expected to moderate this year, a plan to encourage Argentines to bring home their undeclared overseas assets could boost the local capital markets
Central bank is likely to lower...
President Pedro Pablo Kuczysnki says the company, which has admitted to paying $29m in bribes in Peru, could potentially pay an even higher amount in fines
Andean nation becomes the third country...
Government decrees a stop to a 120-day holding period as the Macri administration struggles to lift the country out of a recession
The tone and the policy promises of the new US president have left Latin American observers confused and concerned. Katie Llanos-Small asks what concrete steps the Trump administration might take and what the implications are for Latin America
Brazilian builder must pay a "significant...
Mexico's central bank is awaiting new leadership to steer the country's monetary policy through uncertain times
President Enrique Pena Nieto names former finance minister Luis Videgaray to be Mexico's foreign minister
US carmaker scraps plans to build a $1.6bn plant in Mexico in a move announced hours after Trump took aim at GM and the cars it produces in Mexico
Previous | 1 | 2 | 3 | 4 | 5
September 14, 2017 | Shanghai, China
LatinFinance returns to Shanghai for the 8th edition ... more
September 26, 2017 | New York, USA
The sheer size of Latin America's infrastructure needs, coupled ... more
Celebrating the stand-out institutions and transactions of the past year in this important ... more
October 5, 2017 | Playa del Carmen, Mexico
The Infrastructure and Sub-Sovereign Finance in Mexico Summit remains the ... more
December 5, 2017 | Argentina
Argentina's provinces and municipalities are at the frontlines ... more
Where will capital markets be busiest in 2017?
All material is subject to strictly enforced copyright terms & conditions and cannot be repurposed or reproduced. © 2016 Latin American Financial Publications Inc.


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9 JOHNSON BAY, North Vancouver, BC
Have you ever dreamed of experiencing true Ocean Waterfront living but it was always out of reach? Well now is your chance. Waterfront Opportunity just 20 minutes away from Deep Cove! Johnson's Bay, Indian Arm offers so many fabulous recreational opportunities and is the perfect place to relax and unwind. This sweet and tidy lil cottage is fully functional with 3 beds, nice living room and kitchen with covered deck and workshop. Summer family fun awaits! This is a leasehold, boat access only property just 20 minutes away from Deep Cove. Don't delay- call Charlie today!
Check out all of the details of this House for sale, 9 JOHNSON BAY, North Vancouver, BC


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Tim Holtz Idea-ology Skulls£4.99
Tim Holtz Idea-ology Clippings Stickers - Halloween£2.99
Tim Holtz Idea-ology Heirloom Roses£3.99
Home > Haunted Halloween
Oxford Impressions Unmounted Stamp Set - Trick or Treat. Sheet contains 23 stamps.
Brand: Oxford Impressions
Customers who bought this item also bought:
Be the first to Write a Review for this item!
That's Crafty! Wholesale Visit Our Shop Site Map Delivery Overseas Orders Terms & Conditions Security / Privacy
Phone: 01708 344146 Shop Opening Hours: Tues-Thurs 10am-4pm Sat 26th August - CLOSED CLOSED: Monday, Friday & Sunday


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A Podcast For Wedding Photographers, By Wedding Photographers
The Latest episodes of WPU
Episode image by Neal Urban….episode 66 of Wedding Photographers Unite! In this episode we fiercely attack what you should include or not include in your wedding packages! (wedding package talk at 14:26) Should you include the engagement session? Why or why not?...Learn More
Episode 65 of Wedding Photographers Unite! James Ferrara is back! Lindsay Dedario is back! Cami Zi is back! In this episode we put multiple messages in time traveling bottles to our past wedding photographer selves….hopefully we'll listen this time. Do...Learn More
Episode 64 of Wedding Photographers Unite! Episode Photo: James Ferrara's Darkroom and that means James Ferrara is back! In this episode: Freeform conversation goodness including re-editing old work, boudoir session on the wedding day, books vs. assistants, 3...Learn More


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- Trending Now: More Trending:
- Svengali syzygy hegemon repugnant white nationalist, white supremacist
Definition of Ineducabilia
in former classifications
: a superorder of placental mammals including the bats, rodents, edentates, and insectivores in which the brain is less developed than in the Educabilia
There's more!
Love words? You must — there are over 200,000 words in our free online dictionary, but you are looking for one that's only in the Merriam-Webster Unabridged Dictionary.
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Origin and Etymology of ineducabilia
New Latin, from 1in- + Educabilia
Seen and Heard
What made you want to look up Ineducabilia? Please tell us where you read or heard it (including the quote, if possible).


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AV TRAINING: Since January 2012, IATSE has partnered with InfoComm to provide AV training to all IATSE members. Read more about it in the Member Education section. To apply, go to the International's website and click the Infocomm laik
Comments are closed.
200 S. Virginia St. 8th Floor
Reno, NV 89501
T Jay Solon, Business Agent
Barbara Kneebone, Secretary Treasurer
9 AM to 2 PM Mon-Fri
The International Alliance of Theatrical Stage Employees, Moving Picture Technicians, Artists and Allied Crafts of the United States, Its Territories and Canada, Local 363
Nevada State AFL-CIO, NNCLC
Copyright 2012-2015
IATSE Local 363. All Rights Reserved.


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1gypsie Review
excited investment
I now have my boyfriend hooked on OVERSTOCK!!!! His wish list is longer than mine. He ordered the black face and silver. Very stylish for the price. The price was perfect . He needed a sturdy watch for work. this is perfect if he remembers to put new batteries when needed.
- How did the image on site compare with the actual product? yes
- How accurate was the sizing? the quality was very good for the price.
- Please tell us about the quality of the product. good
Was This Review Helpful?


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Social media – Wikipedia, the free encyclopedia
Social media refers to interaction among people in which they create, share, and/
or exchange information and ideas in virtual communities and networks.
Submit Express
Submit Express is a search engine optimization company The company offers services including link building, social media networking and …
Social Media Blitz – Build Your Social Media Networking with Facebook, Twitter, LinkedIn
Looking to build your Facebook, Twitter, YouTube and LinkedIn? Join us on our "Social Media Blitz" by following us and we will help build your network. Credi…
Social Media/Networking – University of Mississippi Libraries
Make sure you follow us to get regular updates on library news and events.
PeopleBrowsr Presents A Brief Cartoon History of Social Networking 1930-2011
from peoplebrowsr, 2 years ago in Photos
Illustrating current social media sensations, such as Rebecca Black and Charlie Sheen, and historical milestones dating back to the 1930s, PeopleBrowsr's History of Social Networking Timeline has been released in honor of the Advertising Research Foundation's 75th Anniversary. PeopleBrowsr, the high-tech social analytics and engagement company, commissioned the artwork for the San Francisco Command Center, as part of the company's ongoing commitment to analyzing emerging trends, curating
Becky Cortino Social Media Influence Score
A Popular Chinese Social Networking App Blazes Its Own Path
New York Times, on Mon, 20 Jan 2014 15:53:04 -0800
But in the free-for-all in China, one leading social media company is not a factor. Analysts say the phenomenal rise of Weixin all but dooms any chance that Facebook will become the market leader there. In 2009, the Chinese government blocked access to …
5 Of The Best And Worst Social Networking Trends For 2014 | Fast …
The social media trends we will likely be obsessing over this year from a better way to blog to taking even more selfies. By Amber Mac. More than 70% of online adults are Facebook users, but the popular social network is …
Networks Without a Cause: A Critique of Social Media
Geert Lovink, published 2012, 221 pages


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I've been challenging myself to cook more often when I'm at my fiance's house. Lately, the cooking has been so-so until now. This recipe has been the BEST recipe I've made, and it's Weight Watchers friendly!!! I made this using the non-crockpot method, because we didn't want the meat too tender. My fiance requested rice with this dish, instead of pasta as well, which was a WONDERFUL combination :).
I was given this recipe from a knottie on my club board. It was a pdf form of Weight Watchers recipes, so I don't really know the original source, however, I will say this isn't mine. I did adapt it, though, for more flavor.
Smothered Chicken
adapted from Weight Watchers Crockpot recipe pdf (from a knottie)
4 whole boneless skinless chicken breasts
12 ounces Mushrooms -- fresh
1 can 98% fat-free Cream of mushroom soup
1 can 98% fat-free Cream of chicken soup
1 can French Onion Soup
1/2 onion (added)
1 clove garlic (added)
Cut chicken breasts into stew size chunks, and sauté while washing and cutting mushrooms in half. Then simply add all other ingredients to chicken and simmer about 1 hour (I did this for half an hour covered and half an hour uncovered). You can also do this in a crock pot and simmer all day 'til dinner. Serve over rice, noodles or potatoes.
This makes 6 servings.
Check out our new funky plates. They match our kitchen perfectly!
Here's a zoom-in of the yumminess!
Points* (without rice): 7
Since I had 1 cup of brown rice with mine, this dinner was 11 points. Yep, a little on the high side, but this was some SERIOUS comfort food. :) I will be making this again when the fall comes!!
Saturday, August 23, 2008
4 comments:
- The Home Cook said...
That looks REALLY good. I'm all about the sauce and that looks like a nice, thick sauce. Yum!
- August 24, 2008 at 5:47 PM
- ARLENE said...
Amy, this looks really good. I have a couple of old, plus some new, WW cookbooks as well as my Cooking Light cookbooks. Most recipes, no one would guess they were slimmed down. It's more about the portion size, which is why I cook just about anything, just eat less of it and make smart substitutions. I like your blog!! And, you look great!
- August 25, 2008 at 3:25 PM
- madebymel said...
Looks so saucy and delicious! I will have to try this, minus the mushrooms though! :)
- August 27, 2008 at 12:37 PM
- Amy said...
Thanks Sarah and Arlene! Mel, let me know how it comes out for you :)
- August 27, 2008 at 12:41 PM
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Restaurant Furniture
- Enclosed Base Tables
- Delux 2 3/4 inch Backsplash Galvanized Enclosed Base Work Table
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What a year 2016 has been! EasyAnatomy started out as just a pile of digital bones, but with the tremendous commitment & support from our university partners, professors, team, and early customers, we have literally brought our 3D canine to life.
Veterinary students from 68 schools, 23 countries, and 6 continents are now using EasyAnatomy to help make their anatomy classes easier, and that's pretty darn cool. Almost as cool as what we have planned for next year – so stay tuned for the much anticipated release of the complete nervous & circulatory systems, along with mind-blowing things in augmented and virtual reality!
Happy New Year everyone!
– The Llamas at LlamaZOO


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Please note that I do not control and am not responsible for the accuracy, relevance, timeliness or completeness of any documents on this web page containing hypertext points to information created and maintained by other public and private organizations. The inclusion of pointers to particular items in hypertext is not intended to reflect their importance nor to endorse any views expressed or products or services offered by the author, the referenced material, or the organization operating the server. (Adapted, Library of Congress Disclaimer.)
Writing: Research Expeditions
"Create a Culture of Curiosity"
-Carol Gordon
Throughout this year we will embark upon a variety of research expeditions. Our goal is to discover the best sources for:
Click on your course name below (or to the left) to get started on your research expedition.
American Experience
CP English 11
Honors English 11
Click here for Research Tools


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Ádám Lachmann
More ideas from Ádám
Ring couple tattoo. Another popular tattoo style for couples where instead of rings, tattoos are used. This is even better since the tattoos will be there and can't be lost like rings can.
Mermaid tattoo and anchor.
Tattoo Artwork by Steffi Boecker at Straight Ink in Brandenburg, Germany
right thigh
Id do a frenchie
Tattoo Design by Kromespawn.deviantart.com on @DeviantArt
Lighthouse sketch
Cover up lighthouse half sleeve tattoo tattooist art
I really want a lighthouse tattoo and this is a really cool tattoo maybe something like this and maybe change and pit more studs around the lighthouse but I don't yet.
Arm Realistic Lighthouse Tattoo by Tattooed Theory


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The New Americans Committee is responsible for providing assistance to new Jewish families who arrive to Champaign-Urbana, Russian speaking or other language speakers, and to all Jewish families who stayed here after their arrival for any length of time. There are about 52 people who use our services. The following are some examples of assistance provided during the last year:
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What's wrong with Hereford's Freedom Church?
STRANGERS have been handing out sweets by the gates at Whitecross School, Hereford.
The school's headmistress, Denise Strutt, says the adults are "in complete contradiction to everything we teach our children. It is not something we would encourage. I think it was a naive decision by the people who run the church."
What is the Freedom Church? According to their website, they have branches in Hereford, Cardiff, Cambodia, Uganda and Belgium:
Hereford campus is where it all started! Launching in 2005 in a pub, then on to a high school in 2006, and then in 2009, Hereford campus moved in to its own building, the Freedom Centre. We planted into Cardiff in 2011 and that's when our multi-campus model began. As the central sending location for the Freedom movement, we have the privilege of training, raising and releasing leaders into locations all over the world as well as being a thriving and passionate church in Herefordshire. People in Hereford Campus love our city, love our God and are always ready for an adventure. We love to welcome people who are coming for the first time and see them join in with the momentum that is happening here in Hereford.
Under "DNA", the Church features a photo of a boxer aiming a clenched fist at the screen:
PUNCHING ABOVE OUR WEIGHT – In order to impact our society with the gospel, we will act in audacious faith, set impossible goals, take bold, confident steps and watch our God move.
Another photo is of a cake:
CHOCOLATE CAKE – We will have excellence in all of our expressions of church, from the fabric of our buildings to our communication of the gospel.
A fire:
WILDFIRE – We will express our faith and love with a passion that cannot be measured or contained. We have a raw aggression that appeals to men and values women.
A foghorn aimed at a human ear:
BOOM! – We will ensure that our collective church experience is exciting and fun. Laughter and joy must be at the centre of our homes and church life.
Children are addressed in the section "KIDZ". It features a set of videos aimed at equating the thrill of religion with riding a big dipper:
We're pretending to be at Boom Town fun park! While we're here, we'll have fun learning how God loves us and how we can love him, taking our relationship with God to a new level
Other sections for "kidz" are named:
PIRATES – We are going to be part of Captain Daisy and friends adventure as they set sail. We will find out that the greatest treasure ever is being able to follow Jesus.
FOLLOW THE LEADER – Having fun learning the bible through songs, stories, loving to pray and hearing from our leadership team as they chat with Dipsy Daisy.
A spokesman for West Mercia Police tells media:
"We don't think it was responsible behaviour. Freedom Church has agreed to speak to its youth leaders to ensure they conduct themselves in a manner that doesn't cause concern in the future."
Josh Snowzell, founder of Hereford's Freedom Church, said:
"Freedom Church is a local, registered charity, that has been doing youth work in Herefordshire for 20 years. Our youth work volunteers are CRB checked and passionate about serving our city. We are more than aware that there are not a lot of things for the young people of Hereford to do, and one of the things that we provide is a youth club for years seven to eight."
So. They've been handing out flyers at the school gates. And giving Smarties to children.
The Herford Times reports:
The Freedom Church has been accused of encouraging its younger members to seek relationship advice from church leaders instead of parents and is home to a Barbarian group for men "relentless in their desire to be God's best".
The church's lead pastors and founders, Josh and Rose Snowzell, respond :
We were shocked this morning to find that we have again made the front page of the Hereford Times newspaper today. We have seen countless acts of discrimination that have been fuelled by the previous articles that the Hereford Times have run about our church – our young people and children being bullied, with all kinds of verbal abuse, none of which was happening before the Hereford Times decided to print their articles portraying us in this negative way. We have been called 'cult', 'paedophiles', 'child rapists', 'abductors'. Anyone would find this disgusting. Especially when we are an organisation that is all about loving people the way Jesus loved them.
Previously, the Hereford Times has reported:
THE leader of a church at the centre of 'cult' allegations has been filmed calling on young worshippers to marry fellow members so they can start "storming nations". Hereford Freedom Church founder and pastor Gary Snowzell is seen addressing a congregation and congratulating two newly-wed teenage churchgoers. On camera, Mr Snowzell says that it is incredible the way that God has put them together before adding: "If I could multiply this by a dozen then we can start storming nations. We start causing change."…
A two-part teaching for Singles, Mr Snowzell says youngsters should go to church leaders for relationship advice and not friends and parents who "aren't great examples" and come from "different backgrounds".
The paper has asked:
The Freedom Church in Hereford: church or cult?
On the Church's website, we
Posted: 27th, October 2012 | In: News Comment | Follow the Comments on our RSS feed: RSS 2.0 | TrackBack | Permalink


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I confess...that although I had that well planned out meal plan full of healthy, nutritious dinners for every night of the week, I have had ramen noodles for dinner twice. Please don't judge me. My life is hard. (See below)
I confess...that we have started the process of searching for our first home to buy (to live in together once we're married) and boy, has my lack of patience become evident. It is a JUNGLE out there in the real estate market.
I confess...that I have too expensive of taste. We keep falling in love with homes that are just a little over that budget. "Hi, do you want to come over to my pretty new house? I couldn't afford furniture and don't have any food or drinks to serve you, but you can admire our pretty floors and cabinets?" That will be our life if I don't lower my standards just a tad.
I confess...that I had my teeth cleaned at the dentist last night for the first time in years. YEARS my friends. It wasn't pretty. I got reprimanded for not flossing enough, so you bet your happy self I flossed this morning.
I confess...that I have a lot of life things to catch up on this weekend because all I've been doing every day after work is house shopping, but I really just want to lay at my apartment pool and get a tan.
I confess...that I wasn't supposed to have coffee today because I got my teeth whitened at the dentist and here I am , sipping on my normal Starbucks latte at my desk. I have a straw though, that helps, right?
I confess...that I haven't ran since Tuesday and need to get my booty out for a little jog...to burn off those ramen noodles and daily lemon cake pops I've been indulging in.
I confess...that I am all for the just say no to skin cancer campaign, but this girl needs a real tan. This self tan in a bottle stuff isn't working out for me.
Happy Friday, I hope you all have a long weekend and spend it doing something great!!


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On the day of the Liberty volleyball team's annual Blue-White Scrimmage, LFSN reporter Alan York caught up with Head Coach Shane Pinder, along with junior Margaret Latchford. > Read More
Volleyball fans will get their first chance to see the 2017 Liberty volleyball team in action on Tuesday, when the Lady Flames hold their annual Blue-White Scrimmage. > Read More
With the 2017 volleyball season rapidly approaching, LFSN reporter Alan York had the chance to catch up with senior middle blocker, Sirena Vorster. > Read More
LFSN reporter Alan York had a chance to interview Liberty Volleyball Head Coach Shane Pinder, along with senior Anna Willey and sophomore Anna Gragg. > Read More
The Liberty volleyball team has been voted third in the 2017 Big South preseason coaches' poll, released on Wednesday. > Read More
The Liberty Flames Sports Network (LFSN) will begin its 2017 fall broadcast schedule on Aug. 20, airing Liberty's home women's soccer match against VCU. > Read More
Nick Pierce recently caught up with senior Melissa Racz, as she and classmate Gabrielle Shipe will be honored with a Senior Day ceremony on Saturday. > Read More
More Headlines
Full Schedule
More Recaps
©Copyright 2017 Liberty University. All rights reserved.


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The picturesque Tallebudgera Valley on the southern Gold Coast is known for its eco-retreats and health resorts so it may come as a surprise that for the past 14 years, the Valley has also been home to a highly successful homeware design company.
When Tai Schaffler began Bandhini Homeware Design, she marketed her unique soft furnishings – high-quality handmade cushions, quilts, and throws – to the furniture stores and interior design businesses she wanted to sell her products.
"They loved my range and I've had the same clients for many years," she says. Over time, the business has grown to include national and now international clients.
Schaffler works in a small studio attached to her home where she also photographs her range. Her designs are sent to Bandhini's manufacturing hub in India, then sold all over the world. At the centre of this operation, just outside Delhi, is an Indian family who coordinates the production and shipping of these soft furnishings made by people from the surrounding villages.
"Each village specialises in a particular craft, going back generations. They are artisans. I use their wonderful techniques in a Western design," says Schaffler.
"There's no displacement of workers; no factory environment. That's a very important part of my business philosophy. I help keep the small-scale village economy in place and I pay well.
"Another important part is that it's sustainable. We use natural fibres as much as possible and instead of moving to a mechanised process, we use vat dyes, hand looms, and hand-stitching for everything we make.
"People love our products but they don't know why. The reason is that it's good quality, handmade, and textual. Some of the handcraft on the display cushions are pieces of art."
Schaffler's business has grown to include a design service for display homes, apartment buildings, and resorts as well as private homes. Schaffler also custom designs and manufactures textiles for businesses. Partner Andrew Zdanowicz, who is an industrial designer by trade, makes ottomans and custom made pieces of furniture.
Bandhini's more recent growth has come from overseas.
"Through international trade fairs we've picked up clients from Scandinavia, the United Emirates, and Israel," says Schaffler.
"My son, Sharm, is now based in Los Angeles developing our US market. Funnily enough, we sold into US department stores before Australia. I've only recently done a deal with David Jones."
Schaffler says it's a tough market and many of her competitors have gone.
"We don't follow trends," she says.
"Instead, we extend a design concept to see how far it can go, create designs for new markets and develop new product lines.
"Bandhini is a design-based business. If you have a good design, you can literally put it on anything.
"We have started working with a company in Southeast Asia to manufacture lampshades, trays, boxes, and wallpaper using natural products."
While Bandhini sells worldwide, Schaffler is well and truly part of the Gold Coast. She employs a small team of design and sales staff as well as a young business studies student. Mentoring is part of Schaffler's philosophy.
"I've had a mentor for years," she says. "It's so important to help the next generation get the skills they need to start out and go on to bigger things."
Schaffler also volunteers her time and donates products to charities that help improve women and children's lives.
She says the Gold Coast is a great place to set up this sort of business.
"The Gold Coast is a central location for business and a great place to live," she says.
"It's easy to travel interstate and overseas. When my clients are on holidays, they come to see me, so I get to show them another side of the Gold Coast. It's so beautiful here."


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Making of Deep Beneath
5 Apr 2008
Here you have the full Making of Deep Beneath video set at Youtube. The total length is 22:20, hope you enjoy it :)
Industrial Death Metal since 2000
5 Apr 2008
Here you have the full Making of Deep Beneath video set at Youtube. The total length is 22:20, hope you enjoy it :)
4 Apr 2008
Deep Beneath has now been downloaded almost 300 times! Thanks to everyone for interest! And as for the CD release of the three full length albums, things are progressing well. It is now quite certain that they will be available this summer and there will also be a Vortech t-shirt available. Depending on how well the shirt sells, there may also be a second type of t-shirt later on for diversity.
During this time, I've been preparing all the background tracks for most of the songs from the three latest albums for possible live gigs this fall/winter. But first we need to rehearse the songs with Kraken during the summer and also see if it's feasible to perform with just two guys. If there's gigs, they will most likely be in this area (Tornio-Kemi-Oulu, maybe Rovaniemi) and perhaps in Sweden (Haparanda, Luleå¡¡nd maybe Umeå©® I will also try to record those gigs and see how it works. Maybe put out a live album for fun, or just have them available for download. We'll see.
I'll also start composing for the next Vortech album this summer, as usual, and aim for a release in the first quarter of 2009. So far there's just some material I came up with during the DB sessions and some other things, but nothing full yet.
6 Mar 2008
Today marks the release of Deep Beneath, the latest installment of the Vortech saga. Enjoy a dark release with heavy Lovecraftian undertones set in a futuristic world about to come to an end.
There will be a 100 pcs CD print of the album this summer and maybe some t-shirts too, so hang tight for those if you prefer a hard copy :)
Deep Beneath (2008)
Download the FULL album here: vortech-deepbeneath.zip (64 MB)
01. The Awakening
02. Biodroid Legions
03. The Undying Storm
04. Shadow Shapes
05. Retribution
06. Bewildered
07. Deep Beneath
08. Subjugation
09. Exile Within
10. So They Rise
All music, lyrics and arrangements by Juha Untinen. Released on 6 March 2008. Mixed and mastered by Juha Untinen in March 2008. Recorded by Juha Untinen at Liberty Street Studios, January 2008. Vocals recorded at Siwa Studios, February/March 2008. Personnel: Juha Untinen - guitars, bass, programming and vocals, Kraken - guest vocals [1-3, 5, 6, 8-10], Mikko Nurmos - guest spoken vocals [8]
Enjoy ;)
Update: the album has been downloaded over 200 times in 4 days!
6 Mar 2008
I'm currently mixing the songs for what I hope to be the final mix. I'll check out the mixes in a variety of setups and places and see if I like it. If I do like the mix, then it's time to release the album :) But we'll see. So far four songs have been fully mixed.
3 Mar 2008
All the vocals are now done! We just finished recording the last one, and you can expect some wild things in a few parts. Next up I'll start compiling the vocal tracks and add them to the song project files. I also need to finish the consolidation of all the guitar impulse tracks. Once those two things are done, I can start doing the final mix for all the songs. That should take a few days or so, so if all goes well I might even be able to release the album next week!
There's some more pictures too: Photos.


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Monday, April 12, 2010
My day dreaming
I have been day dreaming in my head what it would be like to be parents. What it would be like to look down at a test that was positive. I can just imagine me telling Anthony we are having a baby. I know I would be over filled with emotion. I want to be able to buy maternity clothes and be thrown a baby shower. I want to be able to share with our families the news that our miracle is on its way. I can imagine decorating the room in pink or blue. I am dying to hold my child in my arms for the first time and look into its eyes. I long to see Anthony hold our baby in his arms and see him filled with so much love for our child. I want my grandparents to have time to spend with my child, I want to spend time with my children playing with Nova and let Tab have the opportunity to be an aunt. Nova has brought us such joy and I want Tab to know what that is like. I want to hold my baby and comfort it in the night. I want to spend my days playing with it and learning it about the Lord. I want to be excited when Anthony comes home from work telling him the things we did each day. I want to share that bond with him of our love creating a child that is a part of him and a part of me. I love him so much and I feel such a close bond with him because of all we have went through and I know that having a child would only make it stronger. I want us to spend weekends having picnics, playing, and going to the toys in walmart. I want my child to spend time with its grandparents and enjoy them. I want to watch it grow. I want to see these dreams of mine become a reality. I know the Lord is able to perform and I am not giving up. The devil tries to make me doubt but I know it will happen. The Lord has not forsaken me and He will never. This is a huge miracle for me but it is a small and easy thing for the Lord to perform. I am like a child asking again and again for something. But He is telling me Child it is not time. Just wait a little while longer. He is going to do this for us….
Posted by Samantha at 3:29 AM
1 comment:
- Stacey said...
I just want to encourage you to trust in God's perfect timing. I know it's hard to wait, and I'll never understand why the road is longer and tougher for some, but don't give up on your dream! Hang in there, friend.
- April 16, 2010 at 9:57 AM
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Get Free Product Catalog!
You can order a printed version of our latest catalogue by filling out the online form or download pdf version here.
Email this page to a friend
Camel11400 | Discovery
- Price2530 €
- LineDiscovery
- Width255 cm
- Length54 cm
- Height164 cm
- Critical falling height90 cm
- Safety zone 605x354 cm
- Falling surfaceRequired
- Platform height90 cm
- Age3+
- All prices exclude VAT
Base material
- Wood
- Larch wood
- Stainless steel
- Powder coated steel


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udf for velocity profile in a geometry having two inlets
In my geometry i have 2 inlets and i have to define parabolic velocity profile for both inlets.
I know the udf for parabolic velocityprofile when origin lies at the inlet. But how i write velocity profile udf when origin not lies at the inlet???
please help me its really very urgent..
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Crown & Ivy™
Short Sleeve Bird Embroidery Button Down Shirt
Details http://www.belk.com/p/crown-ivy-short-sleeve-bird-embroidery-button-down-shirt/32035473370191.html
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color:Turquoise Bolt
Size Chart
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Additional Information
Punctuated by small bird embroidery and simple button down styling, this sleek button-down shirt was made for the Southern gentleman's closet. Perfect for any casual occasion, you'll love the ultra soft feel and memorable look of this must-have.
- Button closure
- Collar
- Short sleeves
- Machine washable
- Cotton
- Import
California Residents
For orders being shipped to California, please click here for Proposition 65 WARNING.
Shipping Details
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Shipping your purchase is easy at belk.com. Depending on your shipping method and the destination of your package, you can expect it to arrive within 4-7 business days Shipping Information .
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Returns are easy at belk.com. Easy returns
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Treasure Hunt location introduced on 28 June 2010, with a pink / purple / aqua forest theme.
There are ten common items, one rare item, and one puzzle piece object, the Enchanted Waterfall. Most of the items are "girly", including a pink wig and dress.
This location is locked until a player creates a Hot Air Balloon with the help of friends. You must have the balloon in your inventory in order to visit this spot.


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Choose your location
Tue / Aug 22
Hotel Bar / Rooftop Bar
Chelsea / Flatiron
Set atop the aptly named Dream Downtown Hotel, PH-D is a penthouse bar decked out in glass, glitter, and enough celebrity-studded luxury to make even the most moneyed...
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Bar / Live Music Venue
in Williamsburg
in Murray Hill
Hotel Bar / Lounge
in East Village
Let us be your guide! Our reviewers represent a broad range of personalities and can help you decide where to go and what to do!
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Matt Damon is hoping that fans of his Jason Bourne movies will want to watch his new Iraq-set thriller Green Zone.
Speaking at the UK press conference for the film, his third collaboration with director Paul Greengrass, Damon said that Green Zone needs to attract a "good chunk" of the Bourne audience to be financially successful.
"The fundamental question was could we make a film that had audience appeal and get a good chunk of that Bourne audience over into a film that was about a fictional character in the real world rather than a fictional character in a fictional world," Damon said.
Greengrass noted that he is aware of the lack of box office power displayed by movies about the Iraq war, but feels that it is vital for Hollywood to produce works such as Green Zone.
"It's pointless to pretend that [box office is] not an issue," he commented. "It always felt to me, after Bourne Ultimatum, that the challenge for us was could we take a broad audience to this subject? It's important, in my mind anyway, that across the waterfront of cinema in a given year that it remains alive and engages directly in the world we live in."
Greengrass cited The Dark Knight as an example of ambitious mainstream filmmaking.
"I think Dark Knight is a hugely successful film," he said. "It's one of the best films of the past ten years because I think its themes and its darkness and its creative ambitions are absolutely huge. But of course it's a gigantically popular Batman movie."
Green Zone is in UK and US cinemas from Friday.