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5/17/2010 – what is your phone number?
Response From Homebrew Heaven: We can be reached at (425) 355-8865Our toll free order number is (800) 850-2739
8/11/2009 – Can I also use one of your sanitizers for sterilizing my RV's water system instead of clorox (and the taste and smell)
Response From Homebrew Heaven: We have to be careful here about the terminology. Cleaning, sanitizing and sterilizing all have different meanings.Also, I am not sure of how you intend to use the product. If you intend to fill your system and dump it after sanitizing, or if you intend to use the product as an "additive" to the water you use (sometimes) for drinking.I'm not a big fan of clorox either. I have heard of people adding a few Tbsp of clorox every DAY to their small water system. Guess what...it builds up, and pretty soon even their dog wouldn't drink it. I certainly wouldn't either. We do offer chlorine test strips so that it's possible to check the level of chlorine in your potable water tank to ensure the proper level of chlorine. See link below.
1/26/2008 – I live about an hour (if traffic is good) from the address on your website. Do you have an actual store or is everything here based solely online?
Response From Homebrew Heaven: Yes, we have an actual brick-and-mortar store in Everett, WA. People actually walk in and buy stuff!Our address is:Homebrew Heaven9121 Evergreen WayEverett, WA 98204Heck, you can actually call us on the phone, too! It's 425-355-8865. A person will actually answer as long as it's business hours!
4/25/2007 – What is the correct equation for determining A.B.V. (alcohol by volume). Do you divide the difference between starting and ending gravity by 8 or by 7.36? I see both numbers in the answers.
Response From Homebrew Heaven: By taking the difference between your starting and ending gravity (in points) you then divide by 7.63 That will get you very close indeed.For example, The OG measured at 1.080, and the beer stopped fermentation with a FG measurement of 1.018. The difference is 62 "points". 62 divided by 7.63 = 8.12% acohol by volume.Another way is to measure is shown below:The OG measured at 1.080, and the beer stopped fermentation with a FG measurement of 1.018. Simply subtract the FG from the OG and multiply by 131.1.080 - 1.018 = 0.062 x 131 = 8.12% alcohol by volumeI see no need to calculate any closer than that!Let's do it for a wine (same principle):OG=1.090FG=1.000=0.090*131=11.79% Alcohol by Volume (ABV)
11/5/2006 – I live in Seattle, can I come and pick up the bottles in Everett? Do you have a "brick and mortar" store?
Response From Homebrew Heaven: You sure can. It is literally made of bricks and mortar, in South Everett. Our address is:Homebrew Heaven9121 Evergreen WayEverett, WA 98204425-355-8865Hours are 10am-6:30pm Monday-Friday and 10am-5pm on Saturdaysand 10am-3pm on Sundays
2/1/2005 – Where can I buy the hops to brew the beer? I live in Plainview, Texas....would love to brew my own. But, I need the ingredients to brew it. will buy your equipment, so....where can I buy the goodies to brew it?
Response From Homebrew Heaven: Right here! We have a large selection of hops, yeasts, grains and everything you need in the way of ingredients. Here is a link:A good way to get started is to choose one of our ingredient (recipe) kits. They get you started the right way!
7/18/2004 – Does this paper test free chlorine or combined chlorine ?
Response From Homebrew Heaven: Good question. The container says it reads in "available" chlorine. I assume that is the same as "free" chlorine. As you can see, I am no chemist.
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Note: This topic has been unedited for 3077 days. It is considered archived - the discussion is over. Do not add to unless it really needs a response.
can someone make me a kool user page i no no html? —The preceding unsigned comment was added by Marie (talk • contribs)
- Sure. What's html? Is that some kind of rapper? Sir Modusoperandi Boinc! 16:35, 18 March 2009 (UTC)

subset: commoncrawl


text: http://espn.go.com/college-football...as-aggies-give-kevin-sumlin-new-contract-2019 A&M gives Kevin Sumlin new deal With the regular season winding down and the coaching job rumor mill about to hit full swing, Texas A&M did its best to ensure that its head coach won't be on the market. [+] Enlarge Scott Halleran/Getty ImagesKevin Sumlin's second new contract in 11 months will extend his ties to A&M through the 2019 season. The Aggies and coach Kevin Sumlin reached an agreement on a new six-year contract, the school announced Saturday, hours before the team's scheduled kickoff against No. 5 Missouri. Terms of the deal were not immediately disclosed and the contract is pending approval by the school's board of regents.


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Just like that when you listen to you heart everything falls in place. We knew we were suppose to go to Germany this year, but things were not falling into place like we wanted them too. We couldn't find an apartment and even more difficult getting the children signed up for school despite them being citizens. Then my husband listened to his heart and realized the problem wasn't going to Germany but where in Germany we were trying to move to and decided that we needed to go live in his hometown where he grew up. I wasn't so sure that it was going to work because his village is small and finding an apartment for our size of family. I mean a 4 bedroom apartment is not easy to find or for that matter of fact a 3 bedroom apartment, but withing a week we had contacted a real estate agent, his mother went and looked and the apartment, and now we have a signed contract. We are so excited as the children will be going ot the same elementary school as their father and will only be down the street from their grandmother. The children are so excited. 5 months left until we leave! Butzbach here we come.
Sunday, January 29, 2017
Butzbach Here We Come
Just like that when you listen to you heart everything falls in place. We knew we were suppose to go to Germany this year, but things were not falling into place like we wanted them too. We couldn't find an apartment and even more difficult getting the children signed up for school despite them being citizens. Then my husband listened to his heart and realized the problem wasn't going to Germany but where in Germany we were trying to move to and decided that we needed to go live in his hometown where he grew up. I wasn't so sure that it was going to work because his village is small and finding an apartment for our size of family. I mean a 4 bedroom apartment is not easy to find or for that matter of fact a 3 bedroom apartment, but withing a week we had contacted a real estate agent, his mother went and looked and the apartment, and now we have a signed contract. We are so excited as the children will be going ot the same elementary school as their father and will only be down the street from their grandmother. The children are so excited. 5 months left until we leave! Butzbach here we come.
Posted by Kelleyn Kelleyn Rothaermel at 11:57 AM 13 comments:
Labels: Germany
Friday, January 27, 2017
The Eagle Has Landed
Over the last six years, my son has participated in the Boy Scout program and it has been such a blessing to him and to our family. It has given him the opportunity to experience things he would not otherwise had a chance to experience such as learning to scuba dive which he learned with his father and other members from his troop, to hiking in the national forest, learning to cook, personal management, and deep sea fishing. These are just a few of the activities because honestly the list could go on all in while also learning how to serves his country and others in the community. He was surrounded by wonderful men who gave of their time freely and who are hard working members of society. Last night, Harris became and Eagle Scout and we couldn't be more pleased. Congratulations to Harris! You did it! We are so proud of you! We are also thankful to the men who helped get him to this point Chris Maycock, Tim Palmer, Tony Peterson, Larry Lubin, Doyle Delap, Norm Johnson, and Sandy Bartlett. I know I am missing a few mens names because really this all began when he was 8 and entered into the cub scout program. Thank you for your hard work and dedication to the program and supporting our son. It really does take a village to raise a child and we couldn't have done it without your support.
Posted by Kelleyn Kelleyn Rothaermel at 10:30 AM 5 comments:
Labels: Harris
Wednesday, January 25, 2017
The Year of the Rooster
Posted by Kelleyn Kelleyn Rothaermel at 4:46 PM 6 comments:
Labels: Avery
Tuesday, January 24, 2017
A Little Bit of This and A Little Bit of That
Hi! Hope you are having a great week. The sun has come up,I have a banana cake in the oven, and my spirits feel lifted. Let's just pray the cake comes out. I haven't been on my baking "A" game lately. The kids tend to distract me and I end up not measuring correctly. Also, the recipe is something I found on the internet, so you just never know. Ivy is finally feeling better which means we are all just a little happier. She is pretty cranky when she gets sick. Good news for the week is that my son Harris won first place in the regional FBLA championships for entrepenurship. He will no go on to the state competition in March. So lots on my mind this week, but I am still trying to shift through all of it. One is we are still waiting for our application for an apartment to be accepted in Germany. Let's cross our fingers as I am not ready to go back to the drawing board in looking for an apartment. Will show you pictures as soon as we get a yes back from the owners of the apartment. Anyway, here are some pictures that have been floating around on my 1-phone for months.
Photos from the holidays, Sisters, wsays it isn't all unicorns and rainbows, fall leaves, World Adoption Day, a football game with dad (Georgia Tech against Miami) and a visit with a friend Michal. Roman made slime with his friend James which was a total failure, but he still had fun trying to make it. Well, I gotta go pick up the children from school have a good day.
Photos from the holidays, Sisters, wsays it isn't all unicorns and rainbows, fall leaves, World Adoption Day, a football game with dad (Georgia Tech against Miami) and a visit with a friend Michal. Roman made slime with his friend James which was a total failure, but he still had fun trying to make it. Well, I gotta go pick up the children from school have a good day.
Monday, January 23, 2017
Go Hawks No I Mean Go Celts
Winston is our sports lover in the family. When he has free time you will find hime watching a game of some sorts whether it be soccer, football, or basketball. He seems to know who many of the players are and who won what game. So when it game to buy Christmas presents it wasn't hard to come to the conclution that we should get Winston tickets for a game. Originally, I was suppose to go with Winston as I had Chosen a game with my beloved Celts; however, my husband couldn't get out of his meeting that day and would not be able to get home in time to watch the littles. I was actually fine in not going as I lot it would be a good bonding moment between my husband and my son. I was a little torn on who to root for because I grew up a celts fan as my family is all from Boston, but I have lived in Atlanta now almost 14 years. Shouldn't I vote for them? In the end, the Celts won by 2 points. The boys had a great time!
Posted by Kelleyn Kelleyn Rothaermel at 1:40 AM 4 comments:
Labels: Winston
Thursday, January 19, 2017
Pie Face
Last week when the kids were off of school due to possible snow conditions, Roman had his friend Nathan over to play. Nathan lives in the neighboring subdivision. The boys always have fun together, but they had even more fun playing pie face. Haven't heard of it? It came on the game market last year, but we didn't get the game until this Christmas. The children don't even care about who even wins with this game, they just love getting the whip cream slammed into their faces. What is your favorite game?
Posted by Kelleyn Kelleyn Rothaermel at 12:38 PM 8 comments:
Labels: Children
Wednesday, January 18, 2017
Rainy Day Blues and Thai Chicken Stew
As I look out my living room window, the copper leaves hanging unto the trees are blowing in the wind. The sky is grey with giant clouds hovering over the houses though in the distance I can see blue sky. It rained this morning and Ivy and I are hanging out at the house today as she woke up with a fever. I need to go to the music store to return a guitar that accidentally came to my house instead of the keyboard I ordered for Adelaide. I don't really want to go. Feeling kind of blue today. Feeling frustrated as it seem like each day the plans I have to go to the gym seem to get pushed to the side because a child is sick or other urgent matters get in the way of me going. I guess I just need to hang in there as I know this is just a phase in life, but still frustrating none the less. On another note, I do feel good about the 5 bags of clothes I took to the Goodwill this morning. I cleaned out my closet and the girls closet and both looks so much better. I also made a lovely Thai Chicken Stew. So yummy! Not difficult to make either. Found the recipe via Donal Skehan. A note of caution if you watch the video the recipe is different than the one posted on the blog. I would not recommend adding the chicken stock as it made for too much liquid in the dish. Oh, and just for those of you wondering Harris got a differed acceptance to GA Tech. This means he can reapply in 2018 after completing 30 credit and another credited school. Harris is depressed. He really wanted to go in the fall. At least it wasn't a complete no. Not sure what he is going to do now. He got acceptance to UGA but doesn't want to go there. I think he is going to apply to another couple schools, so the waiting game continues.
Posted by Kelleyn Kelleyn Rothaermel at 11:13 AM 5 comments:
Labels: recipe
Friday, January 13, 2017
Crockpot Mongolian Beef
Hi! It is Friday and all I can say is yahoo! This weekend after German school the girls are going to their nana's house for a slumber party. I am going to go get my nails done which are long over due and then go to dinner with my friend Nadja for Chinese. Right now though I have to go pick up Winston from soccer practice and drop him down at his dad's office so that the two of them can go to a basketball game the Hawks against the Boston Celtics. It should be a fun game. The children and I will go to dinner while Harris is at an electric car competition. He finds out if he gets into Georgia tech tomorrow. We are all on pins and needles. So say a prayer for him. On another note, I made this crockpot Mongolian Beef recipe the other night it was so good and so easy. The only modification I made was that I added red peppers. In the future I would also reduce the amount of water as my sauce didn't get thick despite having a good amount of cornstarch. The children licked their plates clean. Well, I am off. Have a great weekend!
Posted by Kelleyn Kelleyn Rothaermel at 4:26 PM 13 comments:
Labels: recipe
Wednesday, January 11, 2017
Keeping Busy
I can't believe we are all ready 11 days into the New Year! It is flying by! The last couple of days we have been busy perusing finding an apartment in Germany. Not such an easy task when you have such a large family as we do. Most apartments have max two bedroom and we need three. We would considering renting a house, but there aren't too many of those either and using Air B and B isn't an option for us since we will be there for over a year. The good news is I think we might have found the perfect apartment, we just need to hear back from the agent. We are also in the process of getting the children their German passports. The boys all have passports but they have expired and so we have to start from scratch. It will all get done and as I say to my husband you can eat an elephant in one bite so we just have to keeping checking off one item at a time. Yesterday, I did score some amazing winter coats for the girls next year at 60% off. I can't wait for them to wear them. They are going to look darling in them. Also, choose their swim suits for this summer. On another note, Roman had a really fun play date with his friend Xander during the holiday break. He went roller skating for the first time. He can home and said he had fun but that skating was so hard. Well, I am off to Home Depot to buy a part for our toilet. Also, lets cross our fingers that Harris gets into Georgia Tech. He should know by Thursday. He is on pins and needles! If he doesn't than he will go to UGA. He really wants to go to Tech though. Have a great day!
Posted by Kelleyn Kelleyn Rothaermel at 11:24 AM 5 comments:
Labels: Roman
Tuesday, January 10, 2017
The girls started the New Year off with a play date at their friend Leah Grace's house. They had a blast. These girls don't get to see each other enough as they are spread out all over the city, but it doesn't really seem to matter it is just like they have never been apart when they do see each other. It is so wonderful. It is fun to hang out with their mothers as they have become dear friends. I hope it always stays this way. I am glad my girls have other friends just like them who have been adopted from China and who share a similar story. What a blessing!
Posted by Kelleyn Kelleyn Rothaermel at 3:53 PM No comments:
Labels: Avery
Sunday, January 8, 2017
First Weekend In January
Hi1 Hope you had a good weekend. The jury is still out on mine. I don't want to sound ungrateful because I know my problems are really pretty trivial, but the first week of January hasn't exactly gone the way I had hoped and planned. The children didn't go back to school until Thursday and then a weather warning was issued and school was cut short on Friday for impending snow. Well, the snow never really came. It was suppose to hit around 4 p.m. and my son Roman even sat in his snow clothes waiting for it to come, but we didn't see any flakes until around 9 p.m. and then just as fast as the flakes started the rain came down and froze on top of it. Needless to say the children were pretty grumpy when there plans to go sledding were not realize. The only positive note was that our friend Nadja is in town and we were able to go to lunch and the movies with her. We saw Hidden Figures which is about three African American woman who were crucial to the American space program. I loved the movie. The frozen rain sure did look pretty too! Well, I am off to church. I hope it will lift my spirits, and hopefully this week I will be able to get the things I wanted to accomplish done. Have a great week.
Posted by Kelleyn likeschocolate at 11:50 AM 7 comments:
Labels: daily life
Friday, January 6, 2017
Let it Snow
I am not a big fan of the snow or the cold that is why we moved from Michigan to Georgia almost 14 years ago which is kind of funny because I grew up in Anchorage, Alaska and before that Lake Tahoe. Anyway, our state has issued a state of emergency effective noon today as they are expecting about 6 inches to come down upon us around 4 p.m. Kind of bummed as we were supposed to head to Chattanooga this morning to hang out with a few of the families from our travel group from when we adopted Ivy. We rescheduled though and will hang out the beginning of March. Schools are letting out early today in order to avoid anyone getting stuck in the snow like they did a couple years ago. The city pretty much shuts down at any amount of snow as we just aren't equipped to handle it. No worries though as my refrigerator is stocked and I will finish up watching Mad Men. I am on the final season which I am kind of glad because it is so good that I am staying up way to late at night to watch. Isn't this snowman darling? Roman made it a couple of weeks ago! It is super easy to make.
To make him you will need: 1 white sock, 1 colored sock, ribbon or scrap fabric, buttons. wiggly eyes, black sharpie, a pink sharpie, decorative pom poms, rice, and orange pipe clean along with scissors, a rubber band or thread, and a hot glue gun.
Begin by filling the sock with rice. You will need 2-3 cups. Once the sock starts to look full. Rubber band the top or with thread close off the top. Then with a second rubber band or thread create a head by dividing out the sock into two pieces. Cut the second colored sock at the foot leaving out the heal and roll up to create a hat. Roman didn't follow instructions and used the heal which worked out OK too. Hot glue the pom pom on top. Roman also didn't want his snow man to be solid white so he slipped the leg portion of the sock over the body; otherwise the snowman would be white. Hot glue on the buttons and the eyes and with the sharpie make a smile and cheeks. Use snip off a portion of the pipe cleaner and insert it where the nose would go. Tie the ribbon around the neck and if you want it to be extra secure you can hot glue it also into place. He had a blast making this adorable little guy. I couldn't bare to put him away with the other Christmas decorations. Well, I better go pick up the girls from school before the snow hits. Stay warm!
Posted by Kelleyn Kelleyn Rothaermel at 11:09 AM 7 comments:
Sunday, January 1, 2017
Happy New Year
Hi! How are you? Did you have a good New Years Eve! We went to lunch with some good friends of ours from our days when we lived in Seattle. It was so good to see Stan and Matt. They were here to go to the Peach Bowl to see the Huskies (University of Washington) play against Alabama. We ate at our favorite restaurant Baronda. Afterwards, I went and did some grocery shopping and then came home to play with the children. Harris took the little kids outside around 8 p.m. to shoot of some fireworks and do sparklers. Winston had his friend Max over and then they went to the church dance. Frank was too tired to stay up which left Roman and I counting down the New Year while watching the ball drop on TV in New York City. I was kind of glad we didn't have any plans to go out as it was raining and I was tired. Do you have any resolutions for the New Year? I don't do resolutions as I am bound to break them a day or two later. I know so many people were looking for 2016 to be over as they felt it was a hard year, and while I thought it was a hard year as well I choose to be grateful that I was here to live it and choose to see it from the half full perspective. I mean how can we complain as Ivy came into our lives in 2016 and what a blessing that has been. Well, I better get the girls off to bed. I stayed up too late last night binge watching Mad Men on Netflix and I am tired. Happy New Year!
Posted by Kelleyn Kelleyn Rothaermel at 7:41 PM 4 comments:
Labels: New Years
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An exciting season in the Wooster Little League was extended one more game Friday night.
Coca-Cola posted a 16-6 win over Rexroth in Wooster's Denton Fuller Memorial City Series championship tournament at North Miller Field, forcing a winner-take-all game at the same park between the 11-12 year-old teams Sunday at 4 p.m.
Rexroth had routed Coca Cola during the regular season, and 18-7 in the opening game of the best-of-three series on Wednesday, but if the "Soda Pop Kids" were intimidated last night they didn't show it.
Coca-Cola scored four runs in the top of the first inning and basically put the game away with a seven-run second en route to a four-inning, mercy-rule win.
"We needed that fast start to get our confidence going," Coca-Cola coach Gary Jones said. "When you get one hit, it can turn into another and another.
"That's what happened. We finally started hitting like we should be and we ran the bases well."
Andrew Hauenstein led Coke's nine-hit performance with doubles to left and right field. Andrew Hackworth hacked two hits of his own, while Sam Meyer and Ryan Cermely added two-baggers. The team's batters also had patience at the plate, combining to draw 13 walks.
Meyer and Andrew Bogner combined for the win on the mound, walking just two batters between them.
Mike Fagert and Alex Hildebrandt doubled for Rexroth, which managed just six total hits.
Both teams were underdogs heading into the tournament, with Rexroth having placed fourth in the regular-season standings and Coca-Cola coming in sixth.
Jones is excited about not only Sunday's title game, but a possible friendly rivalry between the two teams next season.
"It should be a good game Sunday," Jones said. "Hopefully, we'll play them in the City Series again next year, too.
"We have eight 11-year-olds and are a real young team. They're a young team, too. Both teams have made their mistakes, but improved a lot over the season. This is real good experience for next year."


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Zach Duke lost his second decision in a row, with a no-decision against Colorado on Aug. 6 in between, against the Padres today. But his numbers – six hits and two earned runs allowed in six innings – were better than the three earned runs and 10 hits surrendered in six innings to Colorado and the six runs, seven hits in five innings against St. Louis on Aug. 1.
Duke had to know going in that run support would probably be minimal the way the Padres pitch. Deservedly so, Duke felt decent about the outing even with the loss.
"I feel consistent, I feel pretty good," Duke said. "It's a loss, but I feel pretty good about the way I pitched."
Duke is now 2-3 with the no-decision since coming off the disabled list during the All-Star break (left elbow flexor strain).
In another game note from today, Andrew McCutchen, who had a five-game hitting streak snapped on Tuesday, did not get a hit in the series, reaching base once on a walk and once after being hit by a pitch. His speed was definitely missed, but the Pirates' leadoff man made contact several times only to have the Padres' defense make the out.
"He hit the ball hard right at the third baseman, he hit the ball hard to right-center, he hit the ball hart at the shortstop," Russell said. "Eventually he'll find a hole."


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ORLANDO — Gov. Rick Scott said Saturday that Florida's 2012 presidential primary will be more important than any other early contest, including Iowa's first-in-the-nation caucuses.
"None will have a greater impact on the selection of the nominee than our own primary in the Sunshine State," Scott told about 3,500 Republican activists who cast ballots at the Presidency 5 straw poll.
Calling Florida's rank-and-file Republicans "the most important people in America," Scott delivered what he said was the most important political speech of his first year in office.
With deeper ties to the tea party than the Republican Party, Scott campaigned against the state GOP during his race for governor. But Saturday, Scott asserted himself as de facto head of the Republican Party of Florida with a forceful speech that attempted to rally the troops heading into the 2012 election.
Scott was greeted like a hero in the Orange County Convention Center.
"I've paid a price in popularity for sticking to my principles," he said to a standing ovation.
Scott blamed his poor showing in polls on "liberal special interests" that support "government bailouts."
He trumpeted his pro-business agenda of lower corporate taxes and few regulations, and painted President Barack Obama as out-of-touch with Floridians trying to hold on to their jobs.
"Thanks to President Obama, China doesn't have to threaten us with missiles," Scott said. "They just have to threaten to cancel our national credit card."
Scott said the next president should "stop this insanity" of the federal debt.
"The policies of our next president will likely decide whether the United States remains the world's largest economy or whether we fall behind China and begin a slow economic slide to global irrelevance."
Scott's own role in the campaign next year is unclear. If he remains unpopular statewide, where more than half of all independents disapprove of his job performance, he could be a political liability for his party in the most competitive races.
Florida House Speaker Dean Cannon, who backed Scott's opponent in the primary last year, called the speech "outstanding." He said Scott, a venture capitalist-turned-politician, was "more comfortable and relaxed" and deserved the standing ovation.
"He is reaping the benefit of being consistent and authentic," Cannon said.
Hillsborough County Republican chairwoman Deborah Cox-Roush said Scott's speeches "have become much better."
"Gov. Scott is becoming the leader of our party," she said.
Michael C. Bender can be reached at email@example.com or (850) 224-7263. Follow him on Twitter @MichaelCBender.


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"The Dating Game" Killer Gets Even Creepier
Last month we wrote about a guy who could put you off dating game shows for good. Rodney Alcala appeared on an episode of "The Dating Game." At the time of filming, Alcala had already been charged with the rape of an 8-year-old girl, which says a lot about the show's screening process. Shortly after the show aired, Alcala went on to kill a 12-year-old, which he was arrested for in 1980. It wasn't until this year that authorities figured out Alacala was responsible for killing four more women. Now they are worried that he might have killed many more before his arrest. Police believe that Alcala, who was a photographer, may have taken photos of the women he killed. When he was arrested, they found a stash of hundreds of photos, some suggestive, that Alcala had taken over his career. At the time, they didn't realize they could be evidence. So they've just recently released these photos to the public, hoping it will help solve several cold cases and disappearances. It is believed that Alcala may have lured women with his camera and charm, keeping the pictures as trophies after he murdered them. While many see the release of the photos as a step forward, families of those affected by Alcala's murder wished that the pictures were released sooner. [New York Post]
All we can say is that Alcala is a serious sicko.


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If you want to lower the risk of your income portfolio and position yourself to increase returns, you can not ignore asset allocation. Many dividend investors loaded up on banks and other high-yield financials, only to see their portfolios collapse along with the financial markets in 2008 and 2009. So what can you do to protect your portfolio from stock and sector-specific declines? Here are some of the steps I take to help protect my portfolio.
The Allocation Dilemma
If your entire portfolio consists of income-based dividend stocks it would be very easy to end up over allocated in certain sectors. Of the 230 companies that I track, 22% of them are in the Consumer Goods sector. Furthermore, some of most well-known and very best dividend growth stocks are in this sector, including: Colgate-Palmolive (NYSE:CL), Coca-Cola Company (NYSE:KO), Pepsico Inc. (NYSE:PEP), Procter & Gamble (NYSE:PG) and Kimberly-Clark Co. (NYSE:KMB).
The relatively high yields of the Financial Services sector also make it appealing to dividend growth investors. The Financial Services sector is well represented in the stocks that I track, accounting for nearly 14%. With most banks falling out of favor, many higher-yielding insurance companies have filled the void, including: Erie Indemnity Co. (NASDAQ:ERIE), Cincinnati Financial Corp. (NASDAQ:CINF) and Mercury General Corp. (NYSE:MCY).
In addition, the Health Care sector produces several desirable dividend growth stocks. These include: Abbott Laboratories (NYSE:ABT), Abbvie Inc. (NYSE:ABBV), Cardinal Health Inc. (NYSE:CAH), Johnson & Johnson (NYSE:JNJ) and Medtronic Inc. (MDT).
- Warning! GuruFocus has detected 5 Warning Signs with CL. Click here to check it out.
- High Yield Dividend Stocks in Gurus' Portfolio
- This Powerful Chart Made Peter Lynch 29% A Year For 13 Years
- How to calculate the intrinsic value of a stock?
Judge Allocation Based on Your Total Portfolio
Instead of trying to preserve my allocation at the individual portfolio level (Income, 401(k), IRA, Dividend Growth Stocks, etc.), I measuring asset allocation across my entire portfolio. You can't truly determine your overall risk, unless you consider your entire portfolio. The first time I calculated my allocation across all my holdings, I was surprised at the outcome. Some of the areas I thought would be over-allocated were not, while other areas came up short.
Needless to say, the first time you look at allocation across your portfolio, there is fair amount of set-up work. I have made available my DFL-Calc-Asset-Allocation.xls Excel spreadsheet to those interested in short-cutting some of the effort.
Set Limits On Individual Holdings
In addition to my overall asset allocation, I have set limits on individual stocks, Exchange-Traded Funds (ETFs) and Closed-End Funds (CEFs). In setting these limits, you have to ask yourself, "What is the most I would be willing to lose, if a company went belly-up over night?" For me and my risk tolerance, 5% was the amount I was comfortable with. I doubled the amount to 10% for funds (ETFs and CEFs) since they are invested in many different stocks. I did limit exchange traded notes (ETNs) to 5%, since your risk is effectively in the company issuing the security.
Sector-Based ETFs
As a result of being over-allocated in some sectors and close on others, I began to investigate how I could target specific sectors where I was significantly under-allocated. I looked at two fund companies that offered sector-based ETFs, iShares and Vanguard. Their offerings were similar, and included: Consumer, Energy, Financial, Healthcare, Industrials, Materials, Real Estate, Technology, Telecomm and Utilities. In many instances the funds tracked the same indexes. As you might suspect, the Vanguard fund expenses are less than the iShares funds. Most of the Vanguard sector ETFs charge less than 0.25% for the management fee.
For some time, I have looked for appropriate income investments in the Utilities and Real Estate sectors. Unfortunately, they have been hard to come by. The Vanguard Sector ETFs are designed to help increase your allocation in a specific sector. Here are three that you may want to consider:
Vanguard Utilities ETF (VPU) | Expenses: 0.14% | Yield: 3.66% : The fund employs a passive management investment approach designed to track the performance of the MSCI U.S. Investable Market Utilities 25/50 index. This index consists of all capitalization companies within the utilities sector. The sector includes electric, gas, and water utility companies, as well as companies that operate as independent producers and/or distributors of power. The sector includes both nuclear and nonnuclear facilities.
Vanguard REIT Index ETF (VNQ) | Expenses: 0.10% | Yield: 4.14% : The fund employs a passive management investment approach designed to track the performance of the MSCI® US REIT index. The index is composed of stocks of publicly traded equity real estate investment trusts (known as REITs).
Vanguard Telecom Services ETF (VOX) | Expenses: 0.14% | Yield: 3.99%: The fund employs a passive management investment approach to track the performance of the MSCI U.S. Investable Market Telecommunication Services 25/50 index. The index is made up of stocks of large, medium-size, and small U.S. companies within the telecommunication services sector. The sector includes companies that provide communication services primarily through fixed-line, cellular, wireless, high-bandwidth, and/or fiber-optic cable networks.
In the past I owned VNQ and VPU in my income portfolio. After a period of time, I determined their erratic dividends were not appropriate for my income portfolio. After a quick look at VOX, I found that their dividends were not consistent and thus also not appropriate for my income portfolio. However, I will continue to give consideration to holding these ETFs outside my income portfolio — not as income investments but for allocation purposes.
Full Disclosure: Long KO, PEP, PG, KMB, CINF, ABBV, JNJ in my Dividend Growth Portfolio, long MCY in my High-Yield portfolio. See a list of all my dividend growth holdings here.
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Three Career Lessons From The Soccer Field
Three Career Lessons From The Soccer Field
May 6, 2010
Miriam Salpeter
Keppie Careers
Job Search
Have you ever watched small kids play soccer? It can be a real trip! (Pun intended.) While watching a game last weekend, I thought of 3 lessons job seekers can learn...
Do you know which way you should be kicking?
In the game I watched, there is no goalie in the box. So, sometimes it is tough for the kids to remember which way they should be kicking. (This is complicated by the fact that they switch sides during the game.) Every once in a while, a kid scores a goal for the OTHER team. Ooops...But, 9 of 10 times, the kid is so excited to have scored a goal, it doesn't matter!
A lot of job seekers are like this. They don't keep track of what direction they are going, where they want to "kick" and which "goal" is their target. The big difference between job seekers and 4-year olds on the soccer field – it is no joke to "score" for the other team.
Think about this – what can you do to be sure you are moving in the right direction for your job hunt? Are there better ways to track your research and information that you have gathered? If you are not organized, all of your hard work may go to waste.
Do you go, go, go – and then stop?
I can't tell you how many times I saw even the best players (a relative term when it comes to 4-year olds on the soccer field) take the ball down the field – go, go, go and then, just as it seemed a goal was inevitable – come to an abrupt STOP. On the sidelines, parents had their hands on their heads...WHY STOP? "Keep going! Take it in!," they shouted. But, it was too late. Stopping allowed another player to take the ball off in the opposite direction. Opportunity wasted.
I'm sure you can envision how this relates to job seekers. Everything is in forward motion, going great. Then, maybe an unexpected obstacle or maybe just nerves forces a stop – just enough to allow things to turn around and put an end to an opportunity.
How can you make sure that you don't allow (or cause) an abrupt end to your positive, forward motion? Being prepared helps. Why waste all that energy you expended landing an interview if you are not going to give it your all? You need to take the ball into the goal – not stop just as you are planning to boot it in. Think about this when you are in the midst of your search. What can you do to keep moving? Maybe it is networking more (or better). Using social networking tools to expand your loose network? Coming up with a better, more succinct pitch for you and your skills. A better resume – one that helps you open doors AND helps you identify what you have to offer? Obviously, there are a lot of ways to help you stay in forward motion...Take advantage now, before you bring the ball to a stop.
Don't take the ball from your own teammate
Kids are so focused on getting the ball, they have a tendency to steal it from their own teammates! This is another wasted opportunity, as someone's forward motion comes to an abrupt stop at the hands (um – feet) of a teammate who should be helping.
Does this happen to you in the job search? People who should be helping you are inadvertently throwing roadblocks in the way? This happens when well-meaning friends or family members think they have something to add to your job search, advice about your resume, or stop to offer information that turns out to hurt more than help? Or, maybe you are facing stressed out family members who are less than supportive of some of the techniques you may be trying to fuel your job hunt. (These are the people who think you should be staying home applying for jobs online all day long and get annoyed when you explain that isn't the best approach.)
Picture these folks as the kid who takes the ball from his own teammate. The soccer player just needs a little educating, some practice and some self-control. Similarly, your friend who isn't helping you needs you to explain how he or she can help you succeed. Take the time to do the educating. Share an article about job hunting that proves your point or explains your methodology. Most importantly, though – be sure you are doing everything right. If you are the player kicking the ball in the wrong direction, you shouldn't be surprised when a team member takes it from you!
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text:
When an attractive lady is in the general vicinity and it must to be announced, while maintaining anonymity.
A hot blonde young tender wearing spanx just walked by and she looks so fine. Hey Erik, don't look now, Machu Picchu...
by renndog May 18, 2013
The Urban Dictionary Mug
One side has the word, one side has the definition. Microwave and dishwasher safe. Lotsa space for your liquids.Buy the mug


text:
The ex-governor of Illinois has lost his mind and don't know where to find it. He's really living in an alternate reality with the whole thing that went down surrounding Obama's senate seat. You remember don't you? He was trying to get PAID! He was selling Obama's seat to the highest bidder and other forms of corruption.
The governor's latest antics was his attempt to try and break the rules of his indictment and get his travel restrictions "loosened" by asking to go to Costa Rica. But a federal judge immediately put the smackdown on such a ludicrous request and he will not get to participate in NBC's summer series "I'm a Celebrity … Get Me Out of Here."
First he has no clue what anyone is talking about as he raffles off Obama's seat, now this! Read here to get the full details on what is sure to leave you in disbelief at his stupidity.


text:
Realistic Street Fighter And 'Dragon Ball' Art Shows Its Pores
There's already an Ultra Combo's worth of fine Street Fighter artwork out there in the world, both in Udon's SF comics and the textured brushwork look Capcom went for in their "Street Fighter 4″ games. Brazilian artist Samuel Cazetta Arlindo humanized a few of the games' cast members, however, and his Ryu and Dhalsim are absolutely vicious-looking.
In fact, if Jill Greenberg were ever to photograph Dudley and Sagat for the cover of Time or The Atlantic (assuming they were real people), she'd probably produce something similar. Take a look at the Cazetta portraits that wowed us the most below and try to disagree.


text:
NEW YORK: Washington politicians are worried over signs that America's great structural boom of the past five years is over: a poorer outlook for profits, increased corporate debts, and a related slowing of business investment in fixed capital, new customers and new employees. If the boom is over, the structural unemployment rate – alias the 'natural rate,' or Nairu – will rise to a more normal 4.5 to 5%. Alan Greenspan, chairman of America's Federal Reserve, can help by avoiding tight money but he cannot undo this structural shift.
What is to be done? Talk in Washington portends a lurch away from the "sound finance" of the 1990s – the increased tax rates and tighter grip on spending that replaced budget deficits with budget surpluses. Republicans propose a massive tax cut while Democrats favor a package of greater spending and a lesser tax cut, but which has the same budgetary cost as the Bush plan. Either plan would blow a huge hole in this year's surplus. Future surpluses would disappear by the decade's end, if not sooner.
Several economists object to either course. We agree there may be some welcome effects in both the proposed Republican and Democratic tax cuts. Research – of mine and of others – confirms that changes in personal income tax rates (the largest part of President Bush's plan) do have an impact on structural unemployment, not just net paychecks. It's common sense that an income tax cut, in raising after-tax pay rates, boosts employees' and managers' incentives, reducing costs and raising profitability – in large part because the returns on workers' wealth mostly escapes income tax. What is at issue is the justification for the drug of income tax cuts, with its worsening counter-effects and serious side effects.
The oldest consideration weighing against a tax cut goes back to 1950s neo-Keynesians, who viewed tax cutting as anti-growth. That doubt remains valid. An income tax cut, in stimulating consumer demand, diverts resources from making non-tradable capital goods – plants and offices – to non-tradable consumer goods. In forcing US interest rates higher, such a tax cut would crowd out many other types of domestic investment, which can only serve to slow development of the Internet economy and slow productivity.


text:
Forfeits hurt Redbank Valley at PIAA tournament
HERSHEY — Redbank Valley's first trip to the PIAA Class AA team wrestling tournament didn't exactly turn out how coach Mike Kundick planned, but when two wrestlers are ruled out because of a skin rash, plans get scrapped.
Forfeiting two weight classes during the second day of the tournament proved costly as the District 9 champion fell to Bermudian Springs, 34-30, in the quarterfinals, and then to Saegertown, 32-28, in the second round of consolations.
In both matches, Redbank Valley forfeited the 182- and 195-pound weight classes.
"It wasn't a bad day," Kundick said. "We wrestled real well for the first time here, but you can't give up 12 points to these teams. We had two wrestlers who weren't allowed to wrestle because of their condition.
"We had to deal with it. We didn't pick up the bonus points that we picked up (Friday). We just didn't get it done."
Against Bermudian Springs, Redbank Valley actually won seven of the 11 bouts contested, but Bermudian Springs also got pins from Bayley Oberlander (106 pounds), Austin Jackson (138) and Brock Linebaugh (220). Those bonus points proved costly.
Against Saegertown, Redbank Valley again won seven of the 12 bouts contested, but a pin by Saegertown's Devin Brown (106) and major decision wins by Tyler Vath (120) and Garrett Gruver (132) were too much for Redbank Valley to overcome.
Cole Shirey (160) and Ben Carillo (285) had pins for Redbank Valley, while Ty Haines (145) won by a major decision.
"It was a great experience for the kids," Kundick said. "Some of the kids may never get down here (to Hershey). It's good experience and, individually, it's a lot harder to get here than it is for a team to get here.
"We're wrestling well. Obviously, I'm disappointed. We knew when we weighed in the first day with two guys out of the lineup that hurts. I think we have a great shot at bringing five or six down here (for the individual tournament)."
Paul Schofield is a staff writer for Trib Total Media. Reach him at firstname.lastname@example.com.


text: Although KITH continually seeks to deliver contemporary product, we find our basis in classic elements from the past. A timeless mentality produces product that can out live its timely existence. Few sneakers have stood the test of time like the Chuck Taylor All Star, and its refined tastefulness. Converse's essential stylings have returned for the fall and winter seasons, staying true to their undisputed formula. Four models in total have arrived - the Chuck Taylor All Star Hi in both Parchment and Black, and the Chuck Taylor All Star Low in the same unmistakable makeups. A vintage combination of canvas and rubber is still as relevant today as it was in 1917. All four models are available now at both KITH locations and online at KithNYC.com.


text:
It's not too late to order gifts for the shoe lovers on your list! Here's my top shoe gift picks (I'd personally love any of these gifts), along with shipping deadline info for you procrastinators…
1. Nick & Nora Accessories (Totes, Travel Sets, etc), starting at $20 with Free Shipping from Endless.com. Order by 5PM PST on 12/23 for Holiday Delivery on any Endless.com order.
2. Order any 2010 Shoe Calendar from Barnes & Noble by 11:59 ET on 12/20 for Free Delivery by Christmas! Plus receive 15% off one item with Coupon Code: P4K4B7J (expires 12/20)
3. Order any Shoe Poster or Print from AllPosters.com by Midnight EST on 12/20 for Expedited Holiday Delivery.
4. Order any Shoe Pendant from Gordon's Jewelers by 1PM CST on 12/23 for Guaranteed Christmas Delivery. Receive 15% off all jewelry through this link.
5. Foot in the Doorâ"¢ Doorstop, $10 from CurrentCatalog.com (Order by 12/21 for Next Day Delivery)
6. Zappos Collector's Edition Monopoly Board, $51 with Free Shipping from Zappos.com. Order ANYTHING (ie Holiday Party Shoes) by 1PM PST on 12/23 for Guaranteed Delivery before Christmas).
7. PMS = Purchase More Shoes – If you are crafty, you could possibly whip up this homemade gift yourself with a greeting card, frame and stick-on letters.
What are you giving the shoe lover in your life this Christmas?


text:
CFD Lax Equivalence Theorem?
|Thread Tools
|Display Modes
|November 3, 1999, 13:49
CFD Lax Equivalence Theorem?
Posts: n/a
In the thoery of numerical ODEs the Lax Equivalence Theorem says that given a well-posed IVP(initial-value problem) or IBVP (initial boundary-value problem) and a finite-difference scheme consistent with it stability and convergence are equivalent.
(1) Is there anything like this in CFD where the governing equations are generally non-linear?
(2) If not how can we justify using this theorem in CFD or generally speaking in PDEs?
(3) Is there a relationship between this theorem and the fact that when our residuals go towards zero and the conclusion that our solution has converged?
Thanks in advance to any 'takers'.
|November 3, 1999, 16:41
Re: CFD Lax Equivalence Theorem?
Posts: n/a
(1)There is no equivalent theorem for non-linear equations. In fact, the theory for non-linear pde's is extremely lacking. Existence cannot be proved for non-linear equations like the Euler equations. If we assume existence, then the Lax-Wendroff theorem tells us about the uniqueness of the numerical scheme for scalar conservation laws. Stability is also a difficult thing to prove in the non-linear case. People usually apply some linearisation and then prove the stability for the linearised equations. Such a procedure can only provide necessary conditions only. (2)Most of the numerical schemes and related concepts in cfd are first developed for the linear scalar case, and then extended in a straight-forward way to non-linear systems of equations. There is no reason why this should work, but it does almost all the time. In fact, it can be taken as an unwritten rule in cfd that a scheme which does not work in the linear scalar case will almost certainly fail in the non-linear case. Hence the results concerning linear equations are necessary conditions for non-linear equations, but may not be sufficient. (3)The decay of residuals in a numerical solution has nothing to do with uniqueness of the solution. Jameson has shown that the Euler equations can have different numerical solutions in the transonic case. Only for a scalar conservation law, the Lax-Wendroff theorem tells us that a numerical scheme that is consistent, conservative and stable will converge to a correct weak solution(for hyperblic equations).
|November 4, 1999, 12:05
Re: CFD Lax Equivalence Theorem?
Posts: n/a
Thanks for your comments. I am familiar with the Lax-Wendroff scheme but not the LaxWendroff theorem. From your comments it looks like it might be related to the Lax-Equivalence theorem. Can you tell me what it is?
In your third comment, you said that the decay of residuals in a numerical solution has nothing to do with the uniqueness of the solution. I do not agree with you entirely on this point. Let us assume we are solving the non-singular matrix equation Ax = b. Let us define e = x-x' where x is the exact solution and x' the approximate solution. Also, let the residual be defined as r = b - Ax' = A(x-x')= Ae. It looks like as the residual goes to zero e goes to zero. As e goes to zero x'=e+x approaches the exact solution. Thus in this case as the residual goes to zero our numerical solution approaches the unique solution. It is for this and a few more examples why I do not agree with you on point (3).
|November 4, 1999, 13:18
Re: CFD Lax Equivalence Theorem?
Posts: n/a
(1)That is true. But we are talking of systems of non-linear pde's. The corresponding numerical schemes are also non-linear. In such a case, the Lax Equivalence theorem is a neccesary condition, but not sufficient to ensure convergence. The example you gave, Ax=b, is of course linear. (2)The Lax-Wendroff theorem states that a numerical scheme for the scalar conservation law, du/dt + df/dx = 0, converges to a unique (weak) solution, if it is consistent, stable and conservative. There is no equivalent theorem for systems of conservation laws.
|November 4, 1999, 14:32
Re: CFD Lax Equivalence Theorem?
Posts: n/a
Thanks again. You are right that my question was specific to non-linear pde's. However, your occasional references to linear methods coupled with your statement (3) were the reasons why I thought that your conclusion reflected in (3) included both linear and non-linear pde's. Hence the reason for my linear example.
It does look like the Lax-Equivalence theorem could be used to weed out unstable or inconsistent schemes.
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|ASME CFD Symposium - Call for Papers
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|August 22, 2001 06:41
|ASME CFD Symposium, Atlanta, 22-26 July 2001
|Chris R. Kleijn
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|October 2, 2000 09:15
|Which is better to develop in-house CFD code or to buy a available CFD package.
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|public CFD Code development
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|March 5, 1999 12:44


text:
Title: Body Magic
Series: Triad, #2
Author: Poppy Dennison
Genre: Paranormal Romance, M/M Romance
Sensuality Rating: Erotic
Source: review copy from author
Published: September 2012 by Dreamspinner Press
A pack is only as strong as its weakest member. Rocky Harris knows how the system works. He's been on the bottom rung his whole life. But when his alpha consigns him to the High Moon Pack to help them improve security, he finds his beliefs not just challenged but outright assaulted.
Cade Montgomery's confidence took a hit when the pack's cubs were kidnapped on his watch. He's prepared to do anything to protect his family, even if it means working with Rocky. Maybe Cade doesn't trust Rocky, but with the turmoil surrounding pack Alpha Gray's unpopular decision to break tradition and mate with a mage named Simon, Cade knows more threats are coming.
Then someone declares war on shifters and puts the entire pack in danger. Cade and Rocky will need each other's strengths to survive the impending battle—and the power of their growing attraction.
Reviewed By: J9
In a Nutshell: The blurb makes this book sound like it's about Rocky and Cade when it's really more of an extension of the romance from book one. I really liked book one so I wasn't displeased that romance is continued here but it short-changed Rocky and Cade's romance big time, which disappointed me since it had potential to be awesome.
The Set Up: Rocky is assigned by his harsh Alpha to help with Cade's pack security, even though Cade's pack is very different than Rocky expects. Cade feels there is something suspicious with Rocky but his attraction makes it impossible to care. Now Rocky and Cade, along with Cade's pack, are under attack by the mage and rival wolf packs.
Why I Read this Book: I loved book one in this series so was awaiting the next.
What I Liked: I loved Simon and Gray's romance in book one and it's still the romantic focus of this book, which I liked but also disliked since it took the focus from Rocky and Cade. Still, I really love Simon and Gray's tender and sexy romance so it was great to see more of it here. I also like that Simon and Gray have created a family for themselves with Gray's son and another child. I like revisiting these characters and seeing how their relationship has strengthened.
I also like the mythos of the world here. There are different kinds of magic and the users are classified as their own races. For instance, shifters have body magic but mage have mind magic. This isn't a complicated world but it's a good one full of intrigue and upheaval.
What I Didn't Like: The synopsis lied to me. Cade and Rocky have very few scenes together, very little sexual intimacy and nearly non-existent emotional intimacy. This pissed me off because they could have been an excellent couple! Cade in anger tells Rocky his emotional issues and then runs away to protect Gray. Rocky's big reveal isn't to Cade but to the entire pack. There were so many missed opportunities to develop this romance that I felt cheated. Readers spend more time with Gray and Simon than with Cade and Rocky and though I love that romance, this book promised me Cade and Rocky's love story! I can only hope that their romance is featured a bit more in book three since the couple from book one overshadow this book.
IMO: I'm still looking forward to book three because I like the world and characters but I hope the lead couple's romance is more the focus in book three so I don't feel cheated out of a new romance.
J9's Rating:


text:
The budding reporters are choosing the top stories and writing news reports for TV and radio to a tight deadline.
They'll be covering breaking news, and broadcasting reports they've prepared on subjects important to them.
Some have had the chance to interview top celebs and politicians, including the Prime Minister, Gordon Brown.
Around 10,000 11 to 14-year-olds from over 250 schools are taking part.
The aim of the BBC's School Report is to get more children interested in current affairs and news.


text:
FIFA investigates Mexico chants
Mexico are being investigated by FIFA after their fans allegedly chanted homophobic slurs at Cameroon goalkeeper Charles Itandje during their World Cup clash last week.PT1M10S http://www.canberratimes.com.au/action/externalEmbeddedPlayer?id=d-3ai2v 620 349 June 20, 2014
RIO DE JANEIRO: Mexico are under investigation by FIFA after their fans allegedly directed homophobic chants at Cameroon goalkeeper Charles Itandje during their World Cup match on Friday, June 13.
World soccer's governing body said disciplinary proceedings had been opened against Mexico for "improper conduct" during their 1-0 win over the African side in Group A.
Mexico fans have long shouted an insult at keepers taking goalkicks, which some gay rights groups argue is homophobic.
Cameroon goalkeeper Charles Itandje was allegedly subjected to homophobic taunts during the group match against Mexico. Photo: AP
FARE, an anti-discrimination campaign group, said it had contacted FIFA about four incidents of racist or homophobic behaviour at the World Cup, including the chants at the game between Mexico and Cameroon.
A FIFA spokeswoman said no other disciplinary proceedings had been launched at this point.
Piara Powar, executive director of FARE, said the group had told FIFA about banners showing far-right symbols or messages held by fans of Croatia and Russia at World Cup games in Brazil.
Powar said the fourth incident related to the same chants by Mexico fans at the country's second match against hosts Brazil, and which some home team fans copied.
"This is something that we really felt we needed to draw to the attention of FIFA," he said.


text:
European Law
Have European Law Questions? Ask a Lawyer Now.
I am sorry to have to say that the lawyer of Maurizio is right and she has any right in Italy, as long as she never inscribe the divorce there
In my opinion to contract an attorney to fight for it its just lossong time and money
Legaly the marry in Yemen its ilegal as long as he could not do it until he inscribe the divorce in Italy
So, now she can to take legal action from an ilegal wedding
Sorry for the bad news
Yes they can, of course, but in order to make it legal they have to inscribe the divorce too
The main problem in your case its that for italian law he is still married with his first wife
I have no doubts about it
But They MUST to inscribe the divorce in Italy in order to be legal
As they did not do it, the second wedding its ilegal
Ok, Thank you
Dear customer,
In Italy, your sister's situation is regulated by Article 46 of l.(NNN) NNN-NNNN which rules upon any international private situation, included inheritance matters.
As for the assets which are situated in Italy, this disposition unfortunately states that successions are regulated by the law of the State of which the testator is a national. As a consequence, if Maurizio was only Italian, his inheritance would be ruled under Italian law.
Under Italian law, your sister would have the right to inherit 50% of Maurizio's assets. To start the procedure, if anybody has not done it yet, you should first transcribe his death in the civil register of the commune (Comune) where Maurizio has last resided in Italy or at the closest Italian Consulate.
Under Article 65 of the same law, the foreigner decisions which state upon separation and divorce have direct effect in Italy without any further need to be recognized by the Italian judiciary. It means that a divorce decision taken in Yemen is fully legal in Italy.
It is true though that you need to transcribe the decision in the civil register where the marriage with your first husband is registered (it is called "procedura di annotazione del divorzio nei registri dello stato civile"). You can do it at any time and you need to present the following documents:
- the transcript of the decision of divorce;
- an official translation of the same.
The transcription has not a constitutive effect but a merely certifing effect (Quote Opinion of Consiglio di Stato n. 621 1/02/2008).
After doing this, you can transcribe your marriage with Maurizio, even post mortem.
This is the law. Nonetheless, the practice migh be much less clear and I would suggest you to insist to find another lawyer in Italy who can take care of your case. There are many steps to go through and the administration does not intepret the law always in the correct way, but I am confident that your sister might finally be recognized her rights.
This is a very well known international law firm which headquarter is in Italy and which specilizes on the subject and you might want to consult:
I hope this helps. If you are happy with my legal opinion, I would be very much grateful if you could rate it positively so that I can get compensated for my time without any extra charge for you as only the amount you have already deposited would be used.
I remain at your complete disposal should you need any further information.


text:
Brooke Hogan goes to college
Brooke Hogan scoped out the campus of Florida Atlantic University while filming an episode of her new reality show Brooke Knows Best. For stopping by, campus administrators gave her a paperweight. Ooh, weighty. Brooke was also asked to join the football team, wrestling team (obv), weight lifting team, shotput team and the Florida Atlantic Chapter of "Chicks with Wieners Who The Superficial Writer Would Still Make Out With Anyway Provided There's Enough Schnapps Because OMG Look at Those Boobs." What? We're trying to go national.
Photos: Splash News


text:
If you're confused about this, you're not alone. J. R. R. Tolkien ran into this little-known quirk of English grammar when he first began writing:
I first tried to write a story when I was about seven. It was about a dragon. . . . My mother said nothing about the dragon, but pointed out that one could not say "a green great dragon," but had to say "a great green dragon." I wondered why, and still do.
—J. R. R. Tolkien, The Letters of J. R. R. Tolkien
"Green great dragon" sounds as strange as "Greek, fat, big wedding." Neither one works quite right. But why not?
excerpt from:
The Elements of Eloquence: How to Turn the Perfect English Phrase
by Mark Forsyth:
[Adjectives] in English absolutely have to be in this order: opinion-size-age-shape-colour-origin-material-purpose Noun. So you can have a lovely little old rectangular green French silver whittling knife. But if you mess with that word order in the slightest you'll sound like a maniac. It's an odd thing that every English speaker uses that list, but almost none of us could write it out. And as size comes before colour, green great dragons can't exist.
If you're a native English speaker, you probably order your adjectives correctly without even thinking about it. This is a rule you didn't know you knew.
It's an obscure, seemingly insignificant rule. But as Forsyth points out, "green, great dragons can't exist," and neither can Greek, fat, big weddings.
from: How to Order Your Expressive, Long Adjectives Correctly
by Alice Sudlow


text:
Having problem today
Pros: Integrated meat thermometer great smoke retention
Pros: Integrated meat thermometer great smoke retention
Pros: masterbuilt quality insulated cabinet
Cons: Im confused is it not a Masterbuilt? or is this the wrong picture?
Pros: digital
Cons: digital!!
Pros: Fantastic Heat Retention, Easy to control
Cons: Broke after 1 week of use
Pros: Easy to use, set the temperature and go
Cons: Seems like it could use a larger chip tray....
Pros: electric and digital is worry free. I also liked these ease of cleening this as well. Temp held very true and the side load for chips was anpther grea
Cons: None
Pros: Easy to Assemble, Good Value, Looks Nice, Works as Advertised
Cons: Hard to Find Online Information (manual mainly), Limited reviews on-line
Pros: Everything about this is great
Cons: Low to the ground
Pros: Easy to use,Easy to move around,Stays cool on out side.
Cons: Leaks a little around door.


text:
Social isolation, C-reactive protein, and coronary heart disease mortality among community-dwelling adults
Social isolation confers increased risk for coronary heart disease (CHD) events and mortality. In two recent studies, low levels of social integration among older adults were related to higher levels of C-reactive protein (CRP), a marker of inflammation, suggesting a possible biological link between social isolation and CHD. The current study examined relationships among social isolation, CRP, and 15-year CHD death in a community sample of US adults aged 40 years and older without a prior history of myocardial infarction. A nested case-cohort study was conducted from a parent cohort of community-dwelling adults from the southeastern New England region of the United States (N = 2321) who were interviewed in 1989 and 1990. CRP levels were measured from stored sera provided by the nested case-cohort (n = 370), which included all cases of CHD death observed through 2005 (n = 48), and a random sample of non-cases. We found that the most socially isolated individuals had two-and-a-half times the odds of elevated CRP levels compared to the most socially integrated. In separate logistic regression models, both social isolation and CRP predicted later CHD death. The most socially isolated continued to have more than twice the odds of CHD death compared to the most socially integrated in a model adjusting for CRP and more traditional CHD risk factors. The current findings support social isolation as an independent risk factor of both high levels of CRP and CHD death in middle-aged adults without a prior history of myocardial infarction. Prospective study of inflammatory pathways related to social isolation and mortality are needed to fully delineate whether and how CRP or other inflammatory markers contribute to mechanisms linking social isolation to CVD health.
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Volume (Year): 72 (2011)
Issue (Month): 9 (May)
Pages: 1482-1488
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- Berkman, Lisa F. & Glass, Thomas & Brissette, Ian & Seeman, Teresa E., 2000. "From social integration to health: Durkheim in the new millennium," Social Science & Medicine, Elsevier, vol. 51(6), pages 843-857, September.
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You may have heard it on galleycat first: Harper Perennial editor Michael Signorelli has just acquired FLATSCREEN, the debut novel from Book Court bookseller Adam Wilson. You can read all the details below, and join me in wondering: what kind of cat does Adam have? Adam, this is important info your marketing team needs to know to start our relationship off on the right foot. Pics please!
Harper Perennial Acquires Adam Wilson's Debut Novel
Editor Signorelli Sneaks in Publishing's Last Deal of 2010
NEW YORK, NY (December 29, 2010) – Harper Perennial, an imprint of HarperCollins Publishers, is closing out 2010 with the acquisition of Adam Wilson's debut novel FLATSCREEN, a coming-of-age story about a young man trying to become a new person in a world where nothing is new. The novel is scheduled to be published early 2012.
Editor Michael Signorelli acquired world English rights from Erin Hosier of the Dunow, Carlson and Lerner literary agency.
"Adam has such an easy and energetic way with language. The book is hilarious and, yes, oddly heartwarming, too. Harper Perennial is the perfect home for FLATSCREEN," said Signorelli. "We became aware of Adam through his blogging and his stellar bookselling at Book Court. Acquiring Adam's novel is like a last-minute present to myself. This and last week have been so quiet, hardly anyone's around to tell me 'no.'"
"I'm grinning ear to ear. Reminds me of losing my virginity; I'm overwhelmingly joyous, nervous, and so relieved that it's actually happening," said Wilson.
FLATSCREEN has already garnered amazing praise. Sam Lipsyte calls it "one of the most hilarious and commanding debuts I've read in a long time." Gary Shteyngart says "FLATSCREEN is the novel that every youngTurk will be reading on their way to a job they hate and are in fact too smart for."
Adam Wilson is a graduate of Tufts University, and the Columbia University MFA Writing Program. He is a Founding Editor, and the Deputy Editor of The Faster Times, a budding international online newspaper. Along with his editorial duties at TFT, he is also currently the pop culture blogger for BlackBook Magazine, where he writes a popular twice-a-day blog. He has thrice been a finalist for Glimmer Train story prizes, and was also a finalist for the 2009 Canteen Prize for New Writers, and the Gulf Coast Fiction Prize. In 2007 he was honored as a Distinguished Lecturer by the Lewis and Mildred Resnik Institute for the Study of Modern Jewish Life at SUNY, New Paltz. He lives in Brooklyn with his cat.