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Life Insurance for Boomers over 55 in Austin, TX
Life insurance is a fantastic way to ensure that your hard work is preserved as well as your treasured relative are taken care of for years to find. Life insurance for seniors is readily available, but it's important to contrast prices and also locate the best fit.
Is It Feasible to Get Life insurance policy if You Are Over 70 in Austin, TX?
Popular kinds of life insurance for boomers
Term life insurance policy for seniors:
This plan benefits elders who wish to shield their enjoyed ones for a particular number of years. It can be less costly compared to other policies, especially for elders healthy. Since elders are living longer, it's not unusual for a person in their 60s to purchase a 20-year-term life insurance policy.
Permanent life insurance for boomers:
This type of life insurance policy is typically a lot more pricey however will certainly last for the rest of your life. Component of the costs you pay obtains attached the goal of making more loan for your beneficiary.
Guaranteed life insurance policy for seniors:
With this plan, you most likely won't have to undergo a physical examination, makings it a great choice for senior citizens with health complications. Your beneficiaries could just obtain the sum total of your death benefit if the plan is active for a number of years before you die (generally 2 or three years).
Cost of life insurance for baby boomers in TX
Both term and permanent life insurance policy plans are readily available for elders, despite age. However, there are some constraints when it comes to buying term life insurance All life insurance business have actually a removed period for term life insurance policy policies, which can differ from business to firm. Hereafter cut-off point, term life insurance could not be readily available to you, yet you can common locate certain kinds of long-term policies as well as annuities.
For many people, term life is the most effective alternative. You pick the term length and the plan pays a survivor benefit to your recipient if you die throughout the term. For example, you would purchase term life to cover earnings substitute during your working years or for the years extending mortgage settlements.
Some individuals are merely as well old to get term life insurance policy quotes, but the age restriction for elderly life insurance may be above you believe.
See exactly what senior citizens in Austin should understand when picking or altering a life-insurance policy, including benefits and premiums.
Life insurance can alleviate monetary worries that come up later in life. You may worry that your partner or grown youngsters will experience monetarily after your death. As soon as thought of as unnecessary or as well expensive, life insurance policy for senior citizens has ended up being a vital and useful way to secure your household and also their lasting economic objectives.
Reasons elders in Austin, TX purchase life insurance policy.
1) You desire a 2nd life insurance policy to give extra insurance coverage.
2) Your previous term policy expired.
3) You retired and shed team life insurance from your company.
4) Your youngsters or grandchildren may take advantage of monetary support after your death.
5) You worry about decreased Social Safety or shed pension plan funds for your spouse.
Loan from a life insurance policy policy is payable immediately and also is typically free of tax, which means your enjoyed ones or various other beneficiaries can swiftly get the total of your life insurance policy policy.
Some methods beneficiaries could use your life insurance policy payment
Without a life insurance payment, your beneficiaries might have to liquidate possessions or obtain loan to pay your debt or other costs. With your fatality advantage, your successors can pay:
1) Funeral expenses
2) University tuition
3) Estate tax
4) Costly clinical expenses
5) Daily living expenses
If you die all of a sudden, your family members could be responsible for some significant costs, especially if you do not have life insurance in order to help shoulder the concern. Life insurance policy is an outstanding means for elders to secure their family members from ending up being financially strained with end of life expenditures.
An additional advantage life insurance policy for seniors is that a policy will certainly aid connect the space which could occur for the survivor receiving Social Safety advantages. As several survivors find, it takes some time to change the Social Security benefits as well as begin obtaining support. Life insurance policy advantages are paid in the form of a round figure repayment as well as are typically non-taxable, so the recipients could make use of the proceeds as they choose or require.


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Emporio Armani Chronograph AR140015th April 2011
Hey! Remember to check out WatchGeezer for men's watch reviews.
TicWatches have a great range of Armani Watches, one of my favs is this AR1400 Ceramic Armani Watch. As well as the chronograph dial and the cool slick black finish the watch is finished in the highest quality ceramic to give the watch the finish it deserves.
This Emporio Armani Chronograph Watch AR1400 is £379 and shipping is FREE.
TicWatches – offer the latest range of designer watches. Their product range is constantly evolving but they currently stock D&G, Emporio Armani, FLY53, Ice Watch, Kenneth Cole, Skagen, Ted Baker and more.

subset: commoncrawl


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Kyuhyung Cho
A super-talented Stockholm designer with a graphical approach to furniture
Stockholm-based Kyuhyung Cho first studied typography design and you can see that graphical approach still today in his furniture design. Kyuhyung is the man behind Menu's colourful three-sided Corner Shelf. When we asked him to describe himself and his work, he emailed back this three-word answer: "THINK, PLAY, SMILE."


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GALVESTON - Paying to park along the Galveston Seawall is still causing a lot of confusion and frustration for many beach goers.
Some people are refusing to pay the $8 a day fee, while others say they don't mind paying as long as the money helps Galveston make improvements to the beach.
Visitors to the island have been given time to get used to paying to park on the seawall. However, Galveston's police chief said his officers will soon begin strictly enforcing the new parking rules and regulations.
According to a report the chief gave to Galveston's mayor and city council on Thursday, more than 1,077 annual parking passes have been sold since the program began on July 27.
Chief Henry Perrotto said more than 7,500 hour of daily transactions have been made.
Galveston officials project the island will collect more than $1.5 million in fiscal year 2014. Much of that money will be used to upgrade amenities along the seawall, such as lighting and bathrooms.
The island is still facing a lawsuit over the parking charge that was filed by former city council candidate Gregory Roof. The lawsuit contends that paid seawall parking with have the effect of excluding those form parking to access the beach if they are financially unable to get a credit card, forgot their credit card or have reached their credit card limit.
Copyright 2013 by Click2Houston.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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EASEUS ToDo Backup 2.0 released: now supports file-based backup
EASEUS has released version 2.0 of its free back-up tool, EASEUS ToDo Backup. It's a major update sporting a redesigned wizard-driven user interface and a major new feature in the form of a file-based backup tool, which can back up specific folders or file types.
EASEUS ToDo Backup was launched last year as a simple drive-imaging tool, which meant it could backup and restore entire partitions only. Version 2.0 adds support for incremental and scheduled backups alongside the new file-based backup component, all of which is wrapped up in a revamped user interface. There's also a back-up management screen where individual tasks can be reviewed, edited, updated and deleted.
The file-based backup tool showcases the new wizard-based approach: first, give it a name (the option to make it incremental is found here – ticking this ensures only changed files are backed up, speeding up the process). Next, select what to back up – either specific folders or types of file. Pick a back-up destination (local or network hard drives only), choose a schedule and let the backup proceed.
The scheduling option – which is another new feature – is accessible from the Home screen and can be applied to disk images as well as file-based backups. Available schedules include "Later" (one-time only at a specific time and date), daily, weekly, monthly or on a specific event, such as system startup.
EASEUS ToDo Backup 2.0 is freeware, and requires Windows 2000 or later.


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Over the course of 2010, U.S. refinery capacity grew by 0.15 million barrels per day, reaching the highest level since 1982, according to the U.S. Energy Information Administration's (EIA) Refinery Capacity Report. At the same time, however, U.S. refinery utilization remains well below historical highs. In the mid-to-late 1990's, demand for petroleum products grew to the point where U.S. refinery utilization averaged over 95 percent in 1997 and 1998, leading to capacity expansions at existing refineries. Refining capacity utilization remained above the 90 percent level through 2005. However, the U.S. economic downturn during 2008 and the first half of 2009 led to lower petroleum demand, causing the U.S. refinery utilization rate to fall to about 83 percent in 2009. While the refinery utilization rate increased to about 86 percent in 2010, it remains well below the levels seen from 1993 through 2005.
As of January 1, 2011, EIA's Refinery Capacity Report showed there were 148 refineries in the United States with an operable capacity totaling 17.7 million barrels per calendar day, 0.15 million barrels per day higher than on January 1, 2010. The increase in capacity is mostly due to the reactivation of PBF Energy Company, LLC's 182,200 barrel per day Delaware City, Delaware refinery, which was purchased from Valero Energy Corporation in 2010. As of January 1, 2011, this refinery was idle, but the capacity was considered operable.
Of the 148 U.S. refineries, 137 were operating and 11 were idle as of January 1, 2011. The idle category includes capacity that is out of operation for an extended time, but is potentially capable of returning to operation within several months. Specifically, a refinery is considered idle if the atmospheric crude oil distillation unit (ACDU) is not in operation and not under active repair, but capable of being placed in operation within 30 days; or the ACDU is not in operation, but under active repair that can be completed within 90 days.
In 2010, there were four refinery sales. Valero Energy Corporation sold their Paulsboro, New Jersey and Delaware City, Delaware refineries to PBF Energy. (In 2011, PBF Energy also purchased the Sunoco, Toledo, Ohio refinery, bringing its total current refining capacity to over 500,000 barrels per day.) Marathon Oil Corporation sold their 74,000 barrel per day St. Paul, Minnesota refinery to Northern Tier Energy LLC, and Alon Israel Oil Company purchased the Bakersfield, California refinery previously owned by Flying J Inc. Alon will not run the crude unit at Bakersfield, so its atmospheric distillation capacity is zero.
ExxonMobil Corporation continued to lead the industry with total refining capacity of nearly 1.9 million barrels per day. With the sale of the Delaware City and Paulsboro plants, Valero Energy Corporation's capacity fell to 1.7 million barrels per day, dropping them from the second to the third largest refiner. ConocoPhillips rose to second largest while BP PLC and Marathon Oil Corporation ranked fourth and fifth, for the second consecutive year. These five companies make up 44 percent of total U.S. refining capacity.
On a Petroleum Administration for Defense District (PADD) level, the top rankings by corporate capacity are unchanged from last year. Sunoco Inc. continues to dominate the East Coast (PADD 1) with 32 percent of its capacity. Marathon Oil Corporation leads in the Midwest (PADD 2) with 16 percent. ExxonMobil Corporation has 16 percent of the capacity in the Gulf Coast (PADD 3). In the Rocky Mountains (PADD 4), Suncor Energy Inc. leads with 17 percent of capacity, while Chevron Corporation has the most capacity in the West Coast (PADD 5) with 18 percent.
Overall, during 2010, there was a slight increase in capacity for downstream units. This is mostly due to the reactivation of PBF Energy's Delaware City refinery. Coking and desulfurization capacity continues to increase. This is due to the increasing amount of heavy crude processing, and more stringent sulfur regulations for distillate fuel and motor gasoline.


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Used Replica/Kit Makes: For Sale By Owner in Sacramento--Arden-Arcade--Yuba City, CA-NV
Check out the following list of used Replica/Kit Makes for sale by owners. Narrow your search by provide your zip code. Or perform a new search by selecting different make model vehicles.
Check out new feature Used Car Daily Deals.
Recently Sold Items: Price Research (Replica/Kit Makes)
Sold at: $10,100
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Sold at: $5,950
22,833 miles
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23,586 miles
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|A total of 20 items found. Items 1 - 10 are shown below:
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Vehicle Title:
(2, 0.0%)
1965 Replica/Kit Makes Shelby Factory Five Cobra - Green Yellow Leather Black
I have a 1965 Factory Five Cobra for sale. This model is has a 5 liter Cobra Fuel Injected Motor. It's also equipped with a 5.0 speed engine. The car only has 2,000 miles, a nice wood grain steering wheel and stunning black lake pipes. The driver and passenger do have racing harnesses opposed to regular old boring seat belts. We have also put new tires on this bad boy- Come give it a ride if you think you can handle the speed!
Price Research
14h 43m
Katy, Texas
Vehicle Title:
(243, 98.1%)
1980 Replica/Kit Makes Jeep Comanche Truck Renegade wrangler custom Build 2017
Jeep Comanche This is a custom built Comanche one of a kind. Built on a 2015 Jeep Renegade 4x4 2.4L. HAS A CLEAR ASPT FLORIDA TITLE.New title is a 2017 vin# FLA102403We do except trades Get ready to be stopped everywhere you go for pictures.You will not see another one like this on the road.Paint is a kevlar Desert tan and black trim1.5" liftCustom Rims Tires are Toyo Open County ATPower WindowsPower LocksCustom rear bumperCustom spare tire compartment in bed We do except trades TRANSPORT TO EAST COAST 400, CENTRAL 550, WEST COAST 700 This Comanche has been listed in several online magazines. This was built by Jeepboar.com Design and build team Frank Pires, Alan Ensor. We do ship over seas.First Article already on motor1.com
Price Research
17h 10m
Port Orange, Florida
VIN: 0000000iiiiiii000
Vehicle Title:
(1,092, 100.0%)
1970 Replica/Kit Makes Laser 917 by Elite Manufacturing. Project car
THIS CAR IS A PROJECT. IT IS NOT IN RUNNING CONDITION This is a Elite Manufacturing Laser 917 kit car project. It is an early 1970s car. It is number 064 of 682 produced. It needs some fiberglass work on the nose. The rest of the body is solid. It is on an IRS VW pan with a Subaru EJ22 engine. Engine cranks fine but it is not getting an impulse signal to the injectors. Possibly a cam or crank sensor. Missing the headlight covers and windshield. Both are available new. 150.00 for the headlight covers and about 350.09 for a new windshield. The VW chassis does need pan halves. Sold on bill of sale. NO TITLE
Price Research
21h 5m
Guthrie, Oklahoma
Vehicle Title:
(535, 100.0%)
2015 Replica/Kit Makes Bradley GT 2015 Bradley GT Beautiful Like New Condition 3 Day Auction
Hello and Thank You for Viewing My Bradley GT..The Car was Built In 2015 By a Company That Builds these Cars at a cost over $18,000...The Car is in Like New Condition...only has 1800 miles on it. It has a rebuilt VW 1600cc motor and you can drive it all day long at 70 plus mph ..has a 4 Speed Trans...Has a Great Sound system in it..but it sounds so cool I hardy ever turn it on...The Instrument Panel lights up Blue at Night...Has The Very Rare and Expensive Mags on it with New Tires...The Paint is absolutely Beautiful and is Painted a Pearl Root Beer...Only Reason I am selling it is I have a Split Window Corvette I am restoring...and need the space...It is one of those cars That has Kool Written all over it...and always gets Thumbs up when Driving it...Reserve is Low so it should sell. I will not release the reserve to keep the integrity of the Auction...so if you like it ,like I do, Bid and Bid often...It's a One Of A Kind Car and once it's gone I am sure to miss it...All Bids Are Final ...
(1 bids)
Price Research
2d 19h 9m
Richmond, Virginia
Vehicle Title:
(380, 100.0%)
2008 Replica/Kit Makes Tribute like GTC convertible NA Bentley like GTC convertible Tribute Kit for Chrysler Sebring Convertible
Bentley GTC type tribute convertible kit converts Chrysler Sebring 2000-2006 (people have identified the kit as a rockstar tribute kit). RELISTED BECAUSE THE WINNER DID NOT READ CAREFULLY! DOES NOT INCLUDE DONOR CAR! Everything else is included body. fender panels, bumpers,hood,trunk,doors (door hardware) interior dash panel, gauge panel etc. Also includes reproduction headlights, tail lights license plate lights. Brand new tires, 4 brand new wheels adapters, 4 used chrome dub wheels. Tribute badges and insignia (main badge was a belt buckle, other one were lapel pins and wheel centers are replica decals.) We even will throw in the special adhesive caulking tubes. Everything you need to remake a Chrysler donor convertible. There is no vin because this is the tribute kit not an actual car--therefore the vin in the box is to get it listed and is not valid. Health reasons dictate sale. My loss your gain. Great DIY project. Questions call Vic 484-919-6200 - good luck and have fun bidding. ...
(1 bids)
Price Research
3d 9h 33m
Boca Raton, Florida
Vehicle Title:
(189, 100.0%)
1929 Replica/Kit Makes Mercedes 1929 Mercedes Gazelle kit car
This car has a 1972 Ford Pinto 2000 cc engine that was completely refurbished about three months ago. The overhauled engine has just under 1,000 miles. Many items have been updated recently. This car is in excellent condition and runs very well. It has a towing package already on the car with electrical harness to tow behind another vehicle.
Price Research
3d 11h 8m
East Troy, Wisconsin
Vehicle Title:
(1, 100.0%)
1970 Replica/Kit Makes Mirage Manta Mirage
I am listing my Manta Mirage for sale. It was completed and has been on the road since 2009. It is completely finished, street legal, registered and it has a little over 2,500 miles on it. It was built by a longtime Manta aficionado (no, not me) and it's the second car that he built, owned and drove. It's got a nicely built 383 stroker, a standard 4speed Saginaw transmission, air suspension to raise and lower the car, recirc pump to provide additional cooling if needed, backup camera, stereo, dash mounted Go Pro camera, racing harnesses, wiper, horn, backup lights, etc, etc, etc!!!! As mentioned, it is completely street legal and a blast to drive! I currently own 3 other vehicles, 2 of which are high performance, and l simply do not have time to drive the Manta as it should be driven. Let me know if there are any questions and happy bidding!
(17 bids)
Price Research
4d 8h 35m
Elk Grove, California
Vehicle Title:
(195, 100.0%)
1990 Replica/Kit Makes Ferrari Testerossa Convertible Replica Red Ferrari Testerrosa Convertible Built Over 1990 Corvette Paxton Blower Fast
Relisted due to non-paying bidder. Please .. Please Serious bidders only. Ferrari Testerrossa Convertible Replica built over 1990 Corvette with High Performance Engine with Paxton Blower. Very Fast . Automatic . You could not duplicate this car for under $50,000. Beautiful car that gets so much attention. I wish you could drive this car for one day and appreciate the performance and the reaction you get with this car . I entered it in a car show and got " Peoples Choice Award " out of 75 cars at the car show. The paint job is show quality . I was at the beach with this car and this beautiful girl came up to my car and said " That is the most beautiful car Ive ever seen " .. I was speechless ,, this car gets sooo much attention. Call owner anytime (415)515-2894 Franz ,,, Car is licenced and titled in California . You can go on Youtube and watch video ,, chevy testerrossa 01 ,, chevy testerrossa 02 ,, chevy testerrossa 3 . This car is fast . I blew the doors off of a real Ferrari who was ...
Price Research
4d 12h 4m
Antioch, California
Vehicle Title:
(22, 0.0%)
1980 Replica/Kit Makes 818 S 2016 Factory Five 818 S
https://fact oryfive818street.go addysites.com/ for details with build thread and walk around video Specs2016 Factory Five 818 S kit car with the R windscreen. Over 1000 hours of build time If you want a Coupe hardtop you can switch between coupe and roadster with this add-on http://www.factoryfi veparts.com/818-har -top/ Vehicle walk aroundhttps://youtu.be/owrCrz-hUvM Build build thread (if you want to see all the work put unto building the car) http://thefactoryfiv eforum.com/showthre d.php?12663-nkw8181 s-818-build-thread (Ebay does not recognize the vin hence 1980) 352 RWHP and 309 RWTQ weighing under 2000 lbs!3171 current miles Engine -2.5 L built Subaru motor King race bearingsArp studsWiseco 100mm pistonsManley Forged rodsCrossdrilled forged crank injectorsGSC power division stainless steel valves (stock size)GSC power division Brass valve guides with stoppersGSC power division Beehive single valve springsGSC power division titanium retainers and keepersGSC power division viton valve ...
Price Research
4d 15h 21m
McKinney, Texas
Vehicle Title:
(8, 100.0%)
1957 Replica/Kit Makes PORSHE REPLICA 2 DOOR CONVERTIBLE 1957 PORSHE SPEEDSTER 356 REPLICA
1957 PORSHE SPEEDSTER 356 REPLICA. 100 TESTED MILES SINCE BUILT THIS SPEEDSTER IS SO CLASSY THAT YOU MAY ACTUALLY WANT TO PUT YOUR TUXEDO TO GO OFF FOR A DRIVE. ITS ELEGANT WAY TO SHOW UP TO EVENTS, MOTOSPORTS SHOWS OR JUST TAKE YOUR LOVED ONE FOR A RIDE AND FEEL LIKE A MOOVIE STAR! CAR WAS PROFESSIONALLY BUILT IN BURBANK, CA..AND HAS ONLY 100 MILES. FRAME OF THE CAR IS 1974 VOLKSWAGEN WITH CUSTOM BUILT SUSPENSION FRONT AND BACK. CUSTOM WHEELS 50` PERIODS CORRECT COILOVER SHOCKS AND SPRINGS NEW POLISHED ALUMINUM SUBARU BOXER ENGINE MOTOR GENERATES 250 HORSEPOWER MANUAL TRASMISSION CUSTOM CONVERTIBLE TOP WITH SIDES CURTAINS CUSTOM COCKPIT COVER AM/FM/CD/MULTIMEDIA RADIO WITH REMOTE CONTROL 100 TESTED MILES SINCE BUILT DONT MISS OUT UNIQUE OPPORTUNITY TO OWN AND DRIVE THIS BEST OF SHOW TROPHY: ENJOYABLE, FAST, SEXY PORSHE MODEL ! CONTACT: firstname.lastname@example.com OR CALL 339-788-1911We apologize for typo in the title of the listing. Unfortunatly as the auction has started we can ...
(3 bids)
Price Research
4d 16h 36m
Whitman, Massachusetts
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I used to see a guy a few times a year and we would always go to what he called a private nude beach. To me it was not very private.One day when we were there he had me get on my hands and knees and reach in his bag and pulled out a tube of Lube. After he lubricate my ass he pulled out a large Butt Plug out with an imitation stone and pushed it into my Anus. I love the feeling, but when he insisted I walk down the beach with the Plug in my ass, I was not so sure. Later he got a Vibrating Remote Control Version and followed me down the beach constantly adjusting the intensity. Each Orgasm seemed stronger than the previous one. Have you ever tried to walk in soft sand while at the peak of a series of Orgasms. Not so easy while keeping from collapsing.
I read it maybe once a week to see what the men and thinking and talking about.
Pretty Sure I do not qualify as a guy, but here is my experience.My guy has brought guys I never have met before to Fuck Me. I know he has watched, but, I do not think it was ever on his Bucket List.He wants me to be happy and he also knows how I love to do several guys at the same time.Sorry for the intrusion I know I do not have any right to comment in the category.
Kids, sex is not that complicated, but we seem to make one of the most basic experiences of life much more complex than is necessary.Sure I have been with people who did not satisfy me at first. But with good communication, every sexual relationship can provide a level of satisfaction.Some people will not listen and that does not apply only to men, it is not a non-exclusive club. If we will not listen to our partners there are not many positive places to visit. So yes I have dumped a few people
I do get horny and that could be very horny too. But I do not remember ever getting out of control.Having said that I must I must admit there have been times I have said yes to a guy that would not normally meet my protocol. Sometimes you get surprised.
Then too, I have also turned a number of tricks. I know every woman alive or man in some cases has turned tricks. Some of us were paid in cash, other in gifts and some with a weeks vacation to the Caribbean.
Ever since my asshole father told me that girls who did the kinds of things he'd heard I did were 'sluts', I haven't let anyone berate me with words like this. If I'm a slut, I'm proud of it!I have 2 experiences that pretty much everyone agrees were pretty 'slutty': I was the only girl snowed-in with 6 guys in the blizzard that hit Ohio in March of 2008. I spent the whole night fucking every one of them.and...3 of the guys who do maintenance for our company agreed to remodel the kitchen in one of my rentals. After they were done, they offered to not charge me for all their work if I would fuck all 3 of them. It worked out to $900 and some per guy. My only experiment in 'prostitution'. Your first paragraph says it better than I did and says it just about the way it should be.The latter two paragraphs seem to me to just about the way it should be for a young woman of the Twenty-First Century,
What is slutty anyway? I don't like the term. It's a mans word. Why do women who like sex have their behaviour branded slutty? I fuck a lot. Does that make me a slut? Come on Luvitall we know what we are. I never understand why you get upset about the label, that is just what it is, a label and labels do not make us better or worse people.Hope I did not write something like this earlier.
I should have said earlier, that just about anything he/she wants. But be sure to expect me to fight back.Rough sex is great fun, but I better not go home with marks or bruises.
M & A Consultant
I know I was 25 years younger years ago. And he really knew how to treat a woman.Then of course, later I was at least 25 years older. I hope he thought I was great too. But he did return a number of times. What does that mean?
Sex was varied with many in my 20's and seem to get better almost yearly.Now that I can see 50 arriving in a couple of years, I hope it stays as good as it is right now.For me the real difference between now and all those years ago. When it did not go as I wanted in the early days, I just crossed the person off my list of partners. Today I try to show my partner just what I need and how to best achieve it.
Living in a Beach Town I rarely wear hose of any kind.But if you found me in San Francisco or New York, I certainly would be wearing some type of hose.I do have some Gentlemen Friends that not only like hose and garter belts, but panties and bra too. If you saw with one of these men I would have the whole thing on.
I have worn several of the Vibrators you suggest and they all have been fun in one way or another. Venus Butterfly is one I like the best but ones that insert in a pocket in you panties are fun, so are anal vibrators and any number of items that may be inserted in the Vagina.Robb like to have control of the vibe, it could be a dinner with others, or it could be at a jewelry store or even at a serious lecture.Fun is guaranteed.
I love heels and my husband says I must have 500 pairs. I am sure that in an exaggeration, but I do have a few. It is hard to throw out old friends who have done such good work.I come in the extra tall version so I limit my heal height to 4".At 5'11" and six inch heels I would never get laid.
If I revealed that, then it wouldn't be a secret. Yeah, I wondered who would be first to bring that to the Lushies attention.
I am not really into role playing. I have played the part of being picked up in a bar but thats about it. Sounds to me that is really serious role playing and the experience that we are most are likely to have.
Snakes,Snakes and Damn Snakes
NO AND I AM DAMNED UPSET TO.It is Ok to yell in this instance isn't it.
I do not think I would set it up with my best friend. There are just too many Red Flags to even list. But there must be other hot women around that would turn him on. So his desire for a threesome could be fulfilled.With a close friend not a chance. Unless you have suspicions and you want to test both of them.
Now I've probably raised your expectations too high...I'll PM you the info so it won't come across as a shameless plug. :) Nothing wrong with Shameless Plugs .
I do not mind one bit. As long as they are thinking what I think they are thinking.In college I worked part time in the City. If I walked by a certain construction site. They really let me know just how much they enjoyed the view. I loved it
Yes I did. It is the regular delivery day for the Culligan Man. He arrives around noon on delivery days and either I have lunch for him or he brings his own.Yes we had sex today but something went wrong. I know you can not have an Orgasm every time. But, being such a selfish Bitch when it come to Orgasms, I want it, I want it, I want it!.
Lol with 42ddds naturally I feel a bit too heavily breasted to walk around in public like that That does seem like a problem. But lots of men are wild about Boobs like your Bra or no Bra. OOPS Sorry
Lol with 42ddds naturally I feel a bit too heavily breasted to walk around in public like that That does seem like a problem. But lots of men are wild about Boobs like your Bra or no Bra.
How Many Times Has This Been Asked and Answered?
Your question is slightly at odds with the topic title, so let me answer a bit at a time."Do you like sexually aggressive women...?" No, not really."Is it a turn off to have the woman take the lead?" 'No', if she takes the lead, but 'yes' if she drives the situation.I like it if the lady explains, in words or deeds, what she is or will enjoy. But I'm not so keen if she issues orders or commands. When a woman is in an aggressive mood and you end up just where she had planned.Your are not having fun and enjoying the hot sex. Gosh could have fooled me.
A guy I know gets between my legs and slips both arms under by legs and then locks his fingers together across my abdomen. In this manner I am his captive and could not get away no matter what I tried. He starts very slowly and build the bliss over maybe an hour I could not count how many orgasms I may have with him.Many times I go into a Pettit Mort before it is over and this is the time I am most likely to squirt. I end up exhausted and some time I am too sensitive and to weak to continue.He seems to be very happy and so am I. I feel badly because "How could he be satisfied?"He had no idea how to pleasure a woman orally when we met, but now "Oh MY God".As I walk him to the door he always asks me "How soon can I see you again?
Most of the time 30/40 minutes at the most.But when I have a free morning or afternoon and get online with my girlfriend Maggi in Roma. I could be 3 or 4 hours. OMG I love that.My Sybian died. Tell you anything.


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Best 5 Pork Chop Recipesby Maria Russo in Recipes, February 19th, 2013
In many homes, chicken bears the brunt of being the dinnertime protein, thanks to its easy versatility and quick cooking time. But it no longer needs to be the go-to main dish. Instead of resorting to everyday chicken breasts, try cooking pork chops instead. Depending on their size, most pre-cut chops require less than 20 minutes of cooking time, and like chicken, they're a blank canvas on which to showcase your favorite marinades, flavorful herbs and bold sauces. Try Food Network's top-five pork chop recipes below, each an easy, can-do dinner that will impress kids and grownups alike, then browse our entire collection of pork chop recipes for more inspiration.
5. Potato-Crusted Pork Chops With Pesto Sauce — For a salty bite and crunchy texture, coat a pork loin with crushed potato chips and fresh herbs, then roast until juicy and serve with a creamy pesto-herb sauce.
4. Pork Chops With Golden Apple Sauce — In a tried-and-true pairing of apples and pork, Rachael tops caramelized pork chops with a sweetened applesauce made with fresh ginger and golden raisins.
3. Stuffed Pork Chops — After filling bone-in pork chops with a cornbread-bacon mixture, Pat and Gina Neely use toothpicks to secure the opening shut, then grill the meat for just a few minutes per side.
2. Parmesan-Crusted Pork Chops — Made with just a few ingredients, Giada's simply sauteed chops are breaded with a light mixture of Italian-style breadcrumbs and Parmesan cheese and served with lemon for a bright, fresh flavor. Click the play button the video below to watch how she makes them.
1. Smothered Pork Chops — Tyler quickly sears his top-rated pork chops (pictured above) to achieve a crispy, golden brown crust, then he simmers them in a smooth buttermilk gravy until they're moist and tender.


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Topic: Military influences on children's fashion
Is part of topic Uniformity: Cracking the dress code
Military uniforms influence children's fashion much more than many people realise. How many features of kids' clothing do you associate with the military? Camouflage patterning and epaulettes perhaps – but what about shiny buttons, pocket flaps, and square collars? They also come from military uniforms.
Some features have become so commonplace that we have forgotten their military origins. For example, most nautical styles are inspired by naval uniforms of the 1800s.
Other styles, such as cargo pants and camouflage, are recent recruits. Today, camouflage patterning can be found on everything from baby clothes to high-heeled shoes. We barely notice when children set off for school dressed for combat.


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Krampus Actor
So, I am just a little confused. Who voiced Krampus ? Both Danny Glover and Charles Bradley were creditted at the end of the episode but his speaking voice doesn't sound like Glover from what I've seen. Not saying it isn't him, it just doesn't sound like him (then again, Roger doesn't sound anything like Seth MacFarlane 's speaking voice, so...). ~Curious Poker Chip 9:55 a.m. December 16th, 2013
I'm certain that Glover is the speaking voice. I'm less certain about the singing voice. --Buckimion (talk) 17:57, December 16, 2013 (UTC)


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Who sets the rhythm : thoughts in 5-7-5
14 haiku written out in calligraphy by K.L. Darnell. Printed from an original manuscript book, this small volume is one of a limited edition of 100 handbound books. MSU copy: gift of Ruth Ann Jones.
- Darnell, K. L.
- Taylor, Helen
Publication Date: 1993
Original Size: [16] p. : 14 x 18 cm. + publisher leaflet.
Collection: MSU Libraries Artists' Book Collection
Call Number: N7433.4 .T39 1993
© 2017 Michigan State University Board of Trustees. MSU is an affirmative-action, equal-opportunity employer.


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Scare up some fun with an unconventional theme for your teen Halloween party! Teenagers will have loads of fun whether you are throwing a fall birthday party or a Halloween celebration. We can personalize any of our invitation designs to match these teen costume party themes as you wish.
1. Pop Star
This theme zaps some instant glamor into your party! Guests will have fun dressing to the nines in cool clothes and band t-shirts. Make a playlist of your teen's favorite pop music, and have a karaoke machine on hand so that the guests can release their inner pop stars. Begin your party with our Pop Star Birthday Photo Invitation.
2. Venetian Masquerade
The splendor of Venice and the Italian Renaissance lights up your party! With their customizable wording and colors, either our Photo Collage Masquerade Party Invitation or Sweet 15 Magical Night Invitation would be a beautiful beginning to your costume party.
3. Phantom of the Opera
It's here, the Phantom of the Opera extravaganza! When your guests arrive, have masks, feathers, and assorted decorations, so that your guests can create their own paper faces to parade. Our Dramatic Mask 15th Birthday Invitation sets your party mood before the curtain goes up.
4. 1,001 Arabian Nights
A little Middle Eastern mystery adds spice to your party. Decorate the party area like a scene out of one of the stories (such as "Aladdin" or "Ali Baba and the Forty Thieves"). Begin your party with our Whimsical Quinceanera Invitation, personalized with custom fonts and colors to your taste.
5. Black, White, & Red Party
This is fast becoming a popular theme with a hundred variations (vampire, Twilight, and haunted castle are just a few). Serve foods in the theme colors–white chocolate and dark chocolate desserts are especially delicious! All of our invitations can be custom-colored in red, white, & black; but the most popular are our fairytale invitations, photo masquerade invitations, and dramatic photo invitations.
6. Pink Leopard
For bold and fearless girls, this theme rocks your party! Guests will have fun dancing to Pink and other favorite pop artists. Our memorable Boutique Double-sided Sweet 16 Invitation makes your costume party the event of the year! If you prefer a more conventional shape, please see our Mis Quince Photo Invitation.
If your teen is interested in stage theater, vary this theme with a Cats costume party.
7. Hollywood Film Star
Lights, camera, party! Use a cheap red carpet or use a roll of red plastic tablecloth as a red carpet. The chaperones/parents can wear black jackets and carry cameras as the paparazzi. This film strip invitation makes your party honoree the star of the show!
As a twist, hold an Awful Oscars costume party, to which the guests wear awful dresses and formal outfits, reminiscent of some of the truly strange outfits to hit the red carpet for the Oscars. Hold a contest for the strangest and most plausible Awful Oscar outfits.
8. Delightful & Frightful
Put your own twist on the classic Halloween frights–deserted mansion, graveyard, haunted pirate's cave, or whatever you fancy. Haunt your guests with a unique version of Halloween Party Invitation – Frightful & Delightful, custom-colored to match your party décor.
10. Comic & Cartoon
Now is the time to bring cartoon and comic book characters to life! Encourage guests to come dressed as their favorite characters. This custom photo invitation allows the honoree to show off a fabulous costume before the party begins.


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Hey there, time traveller!
This article was published 5/12/2013 (1353 days ago), so information in it may no longer be current.
Questioned about his physical movements, the substance of his official notes and his treatment of a suspect he's accused of severely assaulting, Const. Ryan Law stood firm.
"I did not harm Henry Lavallee," the Winnipeg police officer said Thursday under cross-examination at his aggravated-assault trial.
"That didn't happen. That never happened," Law told independent Crown prosecutor Kerry UnRuh when challenged about a suspected "pit stop" to kick Lavallee in the gut on his way to his sergeant's office at the Public Safety Building.
Law, 30, has pleaded not guilty to kicking Lavallee, 49, in the stomach as he lay on the floor of a PSB holding room on the afternoon of Nov. 22, 2008.
Hours after Lavallee left police custody, he was taken to St. Boniface Hospital from the Winnipeg Remand Centre. He underwent emergency surgery for a tear in his bowel.
The surgeon who operated on him testified she believes he was injured within 24 hours of the surgery at 9 a.m. Nov. 23.
On the witness stand Wednesday, Law repeatedly denied assaulting Lavallee, whom he and his partner arrested in the Exchange District for breaking into a car.
He described Lavallee as co-operating with police commands, but profane, rude and disparaging toward him and his partner during the approximately 45 to 50 minutes from when he was arrested to when he was dropped off at the remand centre.
Law admitted making a wisecrack to Lavallee when seizing his jacket as evidence at the jail, along the lines of asking him where he stole it.
Law said that comment wasn't meant to agitate Lavallee, nor were any verbal exchanges he had with him meant to start a "war of words."
"It doesn't make any sense when somebody is swearing at you to swear at them back," Law testified.
As he did Wednesday, Law told UnRuh it's a normal part of policing to be sworn at and disparaged by suspects.
He conceded he challenged Lavallee about a false claim Lavallee made that he had done time for murder.
UnRuh questioned why Law only made a note that Lavallee threatened to "have lawyers get us" after the alleged kicking incident. Lavallee made that or similar comments several times during the time Law and his partner dealt with him that day, Law replied.


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The Druze community in Israel is officially recognized as a separate religious entity with its own courts (with jurisdiction in matters of personal status - marriage, divorce, maintenance and adoption) and spiritual leadership. Their culture is Arab and their language Arabic but they opted against mainstream Arab nationalism in 1948 and have since served (first as volunteers, later within the draft system) in the Israel Defense Forces and the Border Police.
© 2007 American Druze Heritage, all rights reserved. | Website by A.Saleh
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It's good to be home. Yesterday was a long day of travel - we decided to fly standby on an earlier flight, so that meant getting to the airport 3.5 hours earlier than our standby flight and 5.5 hours earlier than our original flight. Good thing I had a book.
When we got up to check-in the United representative was very smiley - a cute woman in her 50's with a blonde bob, glasses, and a ginormous diamond on her finger. I always notice rings for some reason. Anyway, I liked her.
I liked her until she said "um, did you come out her on your original flight?". No, I hadn't. I was unable to come with Forest on Sunday so I ended up buying another flight on Monday since that was cheaper than switching my existing flight. I should know that cheating the system never works for me.
Turns out if you aren't on your first flight, they cancel your whole trip. I actually knew this, but I did not do what I know I am supposed to do and call them to say I still want that flight. I just checked the Internet and saw that my flight was still there, so I thought all was good. Lazy. "Yes, United lady I do want to get home and no, I'm not staying in Vegas one more day, so here's my credit card. Please charge me another $150. Thanks!"
This story is getting too long, so here are two redeeming highlights of the story after this:
• I got checked for extra security due to my one way flight purchasing, but it ended up getting us through the security line in like 15 min. instead of an hour. 1 point for Raya.
• We got on our standby flight and sat in the exit row - how these seats were not booked already, I don't know but I always try to get the exit row seats and never do. 2 points for Raya. Game over.
By the way, this photo is of our antique O'keefe and Merrit stove. It came with the house, and was definitely the closer for me when we were looking. We had our realtor write it into the offer we liked it so much.
March 29, 2007
Posted by Raya Carlisle at 9:00 AM
Labels: Family Life
3 comments:
- Vallen said...
That stove is identical to the one we had when I was a kid. Yes, I'm that old!!!
- March 30, 2007 at 10:39 AM
- Alishia said...
I love that stove. I lived in a cool, old house in historic Phoenix that had a cool stove like that. I have a feeling I'd like your house. Do you ever shop at Wisteria in Aptos when you're home? Um, I love that place.
- April 16, 2007 at 8:02 PM
- raya said...
When Christa visited she said you and I have very similar taste. I have a pretty little guest room with your name on it, girl. Love love love Wisteria..I think you can have tea there, no? Another store I love is called Fleur, in Aptos. Since Faith is moving to Phoenix, we have to hang out when I come to visit.
- April 16, 2007 at 8:30 PM
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Nokia: Qt SDK 1.1 Now Available
Nokia announces the release and immediate availability Qt SDK 1.1 as its next step in tools support for Qt based development.
New features in Qt SDK 1.1 include Qt 4.7.3, Qt Mobility, Qt Quick, Qt Creator 2.1 as well as tools for Symbian, Maemo, and desktop apps and device binaries to enable apps created with the SDK to be run on Symbian devices.
Qt SDK 1.1 is available for the following versions and installation packages: 32- or 64-bit Microsoft Windows XP Service Pack 2, Windows Vista, or Windows 7; 32 or 64-bit Ubuntu Linux 8.04 or later; 64-bit Apple Mac OS X 10.6 or later. Each installer is available in offline and online versions with the offline installers containing the entire Qt SDK, while the online versions download the software when run on the computer.
According to Nokia, every effort has been made to release the Qt SDK 1.1 bug free; however, if users do encounter a bug they are asked to report it through the Qt bug tracker and can find in help with reporting bugs they may encounter with the Qt guide for reporting bugs.
More information on Qt SDK 1.1. can be found Nokia's Forums page for Qt Tools.
Issue 202/2017
Buy this issue as a PDF
LibreOffice 5.4 Released
Comes with improved support for Microsoft Office file formats.
Red Hat to Drop Support for Btrfs
The company is building their own storage solution called Stratis.
Reinvent your network with DevOps tools and techniques:
Opportunities and Risks: Containers for DevOps
Automated Builds Using CentOS 7 and Kickstart
Elasticsearch, Logstash, and Kibana – The ELK stack
Are you ready for DevOps? Try your luck with the beta version of Linux Professional Institute's new DevOps exam.
Kolab Now Integrates Collabora Online
Kolab Now subscribers now have access to Collabora Online.
Endless OS, a Distribution Without Internet
A new version of Endless OS has been released.
GitHub Announces Open Source Friday Program
They encourage people to take time out and work on open source projects on Friday.
System76 Announces Their Own Distro, Pop!_OS
Pop!_OS is based on Ubuntu and uses the Gnome stack.
Linus Torvalds Talks About His Motivation
He never tires of working on the Linux kernel.
Debian 9 Stretches Its Wings
The new release of Debian has a very strong focus on security.
Trojan Turns Raspberry Pi into a Cryptocurrency Mining Device
Two trojans in the wild are targeting Linux machines.


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New Consumer Survey Finds Increasing Demand for P2P Payments
FIS has announced results of research by eCom Advisors that it commissioned along with NACHA and PayPal finding that "demand for electronic person-to-person (P2P) payments and transfers is growing rapidly and the interest of making these and other payment transactions through an ePayment Portal is strong as well. In fact, the study found that of those who were interested in the Portal concept, 70 percent would be likely to use P2P payment services within that Portal."
The study revealed that a substantial opportunity exists for electronic P2P payments to replace cash and check money exchanges that take place between individuals. Almost 50 percent of consumers expressed interest in using electronic P2P for common needs – for example, sending money to a child at college, sending money out of the country or splitting the cost of a gift with family members, co-workers or friends. To encourage adoption, banks would need to position electronic P2P payments as a component of a payment and money movement solution. The research indicates that banks will benefit most by promoting P2P payments to online banking and bill payment customers, as well as users of mobile banking services and payments. The study also suggests that there should be a strong link between banks' mobile banking solution and the electronic P2P Portal concepts.
The study also showed that there is a significant opportunity to drive adoption by increasing consumer awareness of the simplicity of initiating electronic P2P payments. Promoting the ease of use and variety of channels for P2P payments will be critical for financial institutions. Furthermore, 34 percent who expressed interest in the Portal concept indicated they would be willing to switch to a bank that offers electronic P2P payments as part of an ePayment Portal. The ePayment Portal was a new product concept tested in the research and is defined as a service provided by a financial institution that allows consumers to transfer money, pay bills, conduct P2P payments, and track all their money movement from a single place online.
"The major objective in conducting this research was to investigate and understand specific strategies to increase consumer adoption of online bill payment and P2P payments," said Paul McAdam, a partner at eCom Advisors. "Once we uncovered the attitudes and perceptions of the participants as they related to electronic payments, we were able to determine the role of a financial institution as a centralized money movement portal and offer ideas on how to promote this type of service."
"FIS was encouraged by results of the study indicating that almost three quarters of the participants surveyed are comfortable with the idea of P2P payment options and see the value proposition of having the ability to make all payments from within an ePayment Portal," said Frank D'Angelo, executive vice president, FIS Payment Solutions Group. "This is good news for financial institutions who want to introduce or increase adoption of electronic P2P payment methods. The research reinforces FIS' commitment to centralize the ePayments experience for banks and their customers."
FIS has integrated PayPal's P2P payment system into its online bill payment application for financial institutions. FIS' P2P solution enables its banks clients' consumer and business customers to make fast, secure payments from their bank accounts to PayPal users worldwide through the Internet or mobile devices.
This research study was jointly sponsored by FIS, PayPal and NACHA and conducted by eCom Advisors. FIS, PayPal and eCom Advisors will present more detailed research results at 11:15 a.m. on Monday, April 26th during the NACHA Conference taking place in Seattle, Wash. FIS will also present the results of the study at its upcoming Client Conference in Milwaukee, Wis., in May of 2010. Additional research results will be posted at eCom Advisors' website (http://www.ecomadvisors.com)
Methodological Notes
In February 2010, eCom Advisors administrated an Internet survey to 1,180 active online banking customers. The research was jointly sponsored by FIS, PayPal and NACHA. The goal was to understand specific strategies to increase consumer adoption of online bill payment and P2P payments and determine the viability of the role of a financial institution as a centralized money movement portal.


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31 photos
Appalachian Highlands
West Virginia Timber Lands for Sale: The Appalachian Highlands offering provides a diverse forestland investment opportunity in the heart of the Western Allegheny Plateau in West Virginia. Known for its rich soils, favorable climate, and abundance of precipitation, the region that contains these properties is prized for its ability to grow prime hardwood timber species. This area is largely rural with numerous timber properties, bituminous coal operations and farms. Timberland owners in the region include private non-industrial owners, sawmills, timber investment management organizations (TIMOs), and state and federal goverments. Consisting of 13 separate tracts, this package contains high quality yellow-poplar, the oaks, sugar maple, r
Brian Bullard Timberland Realty


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Kanchipuram Silk Sarees
Kanchipuram silk sarees
History has it that Kanchipuram rose to eminence during Krishna-Deva Raya's reign 400yrs back, when two weaving communities - the Devangas and the Saligars transmigrated to Kanchipuram from the neighboring state Andhra Pradesh. Primarily because within this seemingly minuscule town there were more than 129 finely crafted temples, and silk was always considered the ceremonial wear at religious rituals and weddings. The Devanga and Saligar weavers were reputed for their silk weaving silks, even today the main profession of the people living in and around Kanchipuram is weaving silk sarees.
Silk sarees are a luxury and hence special. They are an integral part of South Indian weddings and celebrations. The heavy silk saris with rich weave and gold borders are very popular, especially in South India. Be it the simple contrast border sarees or those with gold zari dots and patterns, the sarees are authentic and elegant with their rare and superior color combinations.
A close view...
The first time I wore a Kanchipuram saree was for my high school farewell party. A plain henna green saree with a thin zari border, it was my mother's, gifted to her by her mother. I got my first set of Kanchipuram sarees for my wedding, some as gifts by my in-laws and some as part of my bridal trousseau by my parents. They make great gifts on festivals and occasions…A single Kanchipuram Sari can cost anywhere between Indian Rupees 2,500 (US $50) to Indian Rupees 100,000 (US $2ooo) or more depending upon the intricacy of work, colors, pattern, material used like zari, gold thread etc.
Weaving method
Kanchipuram sarees are hand woven from pure mulberry silk. The industry here is only made up of Handloom weavers and merchants and does not manufacture silk or any other raw material that goes into the silk saree.
Dyed Silk yarn...
The main raw materials are mulberry silk thread, metallic thread (Zari) and dye. Dipping the silk thread into liquid gold and silver makes the Zari. This enhances the beauty and the value of the silk saree. The mulberry silk thread comes from the neighboring state of Karnataka, the metallic thread which is interwoven with the silk to give the metallic look comes from the state of Gujarat, and the dyes too are not manufactured in Kanchipuram. But all these materials are brought here, and the skilled artisans weave them on handlooms, creating a unique hand-made work of art in each saree.
Getting the yarn ready for the loom....
The saree usually have three parts to it called the body, border and palu (the hanging end of the saree). To weave a saree three shuttles meaning three single threads of silk yarn along with zari are used. This accounts for its durability and luster. While the weaver works on the right side, his aide works on the left side shuttle. The border color and design are usually quite different from the body. If the pallu has to be woven in a different shade, it is first separately woven and then delicately joined to the saree. The joint is woven so strongly that even if the saree tears, the border would not detach. Since the maximum length on a traditional loom is 18-yard warp, it ensures that not more than 3 silk saris can look alike.
The loom...
Themes and motifs
Earlier, designs were restricted to conservative stripes or gold dots. However, overtime motifs like Sun, moon, chariots, peacocks, parrots, swans, lions, coins, mangoes, leaves are woven into the saree in patterns.
Color contrast....
Other common motifs are jasmine bud within a square or a round frame, locally known as mallimaggu, or Thandavalam where parallel lines run across the body of the Sari. While Today, it keeps pace with modern prints the rich and magnificent grandeur continues to lend a festive touch to any occasion. You can even find wedding sarees with rich woven pallu depicting paintings of Raja Ravi Varma or scenes from the great epics Ramayana and Mahabharata.
Raja Ravi Verma's painting weaved to make this beautiful pallu....
But the industry is facing a serious labor crunch due to industrialization. Factories set up by companies like Ford and Saint Gobain have become a big draw for the next generation. Also, the rising prices of raw materials like gold, silver and raw silk is affecting the wavers. For example, one kg of raw silk used to cost Indian Rupees 1,400 in 2005, which has almost doubled to Rupees 2,700 per kg now. One kg of raw silk can be used to make three sarees. These problems have led to the lowering of shutters for many manufacturers. Around 20 years ago there were 50,000 looms in Kanchipuram, but now, there are less than 20,000 looms.
(Kanchipuram Sarees are also known as Kancheepuram, Kancheevaram or sometimes Kanchivaram Sarees!)
PS….I had to share this, I belong to this ethnic Devanga community, my forefathers were weavers and merchants, they did not migrate to Kanchipuram but lived about 90 kms away…
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Meet Sandhya Manne
Hey there... Glad to see you here!! I am a self-taught Indian Artist living in Chennai, India with my husband, and two little kids. I paint everyday at my home studio. While my predominant medium is oils and Ink drawings, I also enjoy creating mixed media.. Since the start of my art career in 2009, my artworks have been part of private collections in Canada, USA and India. I also have credit exhibiting through juried shows in Dallas-Fort Worth area. Learn More
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Used 2010 Ferrari Convertible Values
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Ferrari Prices and Values: Ferrari was founded by Enzo Ferrari and its factory has been based in Maranello, Italy since 1943. Enzo was more focused on racing at the time than producing street-legal vehicles and since has made its mark as a dominating presence in virtually every form of automobile racing. Recent models include the Ferrari 458 Italia, the Ferrari California and the Ferrari FF.
Select a used 2010 Ferrari Convertible model
(2017 - 1947 including exotics and classic cars)
2010 Ferrari California
A brand-new hardtop convertible, the 2010 Ferrari California is a 453 hp exotic sports car that features a brand-new seven-speed paddle-shifted automatic transmission.


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Crushed Hazelnut Praline
Use this recipe to make our Butterscotch-Praline Cream Pie.
- Yield: Makes 1 cup
Source: Martha Stewart Living, June 2008
- Vegetable-oil cooking spray
- 1/2 cup sugar
- 1 teaspoon light corn syrup
- 1 tablespoon water
- Salt
- 1/3 cup hazelnuts, toasted, skins rubbed off with a damp cloth
Coat a rimmed baking sheet with cooking spray. Heat sugar, corn syrup, water, and a pinch of salt in a small saucepan over medium-high heat, stirring constantly until sugar dissolves. Continue to cook, without stirring, until deep amber. Remove from heat, stir in nuts, and spread evenly on baking sheet. Let cool completely on sheet on a wire rack.
Break praline into medium pieces, and transfer to a resealable plastic bag. Using a rolling pin, crush into pea-size pieces.


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In an airy office in the Mathematics Institute of the University of Warwick we find Ian Stewart, the prominent maths professor, Fellow of the Royal Society and one of the UK's most prolific popularisers of mathematics. He has published over 80 books, between 1991 to 2001 took over Martin Gardner's original Mathematical Games column for the magazine Scientific American, and in 1995 won the Michael Faraday Prize for excellence in communicating science to UK audiences. He greets us with a kind smile, a warm handshake and leads us to his desk.
Author Archives: Trupti Patel
How to tile a chessboard
Tetris is a well-known Russian tile-matching game released in 1984. The pieces in Tetris, known as Tetriminos, contain 4 squares each connected by the edges and are based on tetrominoes, the 4-square specific version of a polyomino. This term 'polyomino' was coined by Solomon Golomb when he was still a 22 year old graduate student at Harvard in an article published in the American Mathematical Monthly. Continue reading


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NEWPORT BEACH – As we all struggle to comprehend the economic and financial impact of Japan's calamity, it is tempting to seek historical analogies for guidance. Indeed, many have been quick to cite the aftermath of the terrible 1995 Kobe earthquake. But, while that example provides some insights, it is too limited to understand what lies ahead for Japan, and excessive reliance on it could undermine appropriate policy responses, both in Japan and abroad.
First, let us consider the similarities between Japan's current tragedy and that of 1995. Both involved terrible earthquakes that resulted in tremendous human suffering and large-scale physical damage. Both required the Japanese government to display considerable agility in its rescue efforts. Both triggered multiple offers of help from friends and allies around the world. In both cases, wealth destruction was accompanied by disruptions to daily economic life.
There are also important forward-looking similarities. As with the aftermath of Kobe, the current focus on rescuing survivors will be followed by a huge reconstruction program. Massive budgetary allocations will be made (2% of GDP in the case of Kobe). Affected households will receive financial assistance to help them restore some normalcy to their lives. Roads, housing, and much other infrastructure will be repaired and upgraded.
These similarities have led several economists to provide early predictions of the national and global economic consequences, including a sharp V-like recovery in Japan's growth rate in 2011, as the initial downturn is followed by a surge in economic activity, implying a rapid recovery in Japan's tax base and level of GDP. Such predictions counsel caution against over-reaction by policymakers outside Japan. Rather than immediately incorporating Japanese developments into their thinking, policymakers should treat the effects on the global economy as "transitory" – that is, temporary and reversible – and thus "look through" them in designing their responses.


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AT Hope Church, restoration experts are clearing centuries of dirt from a monument.
For the next few weeks, they will gently swab away at the sandstone and painted timber, revealing colours that have been muted or hidden for hundreds of years.
Allan Poynton, deputy warden of the church, which lies on near the Flintshire and Wrexham border, is excited about the project.
He said: "It's the Sir John Trevor memorial. Sir Trevor's family were big benefactors to the church and they had a lot to do with the Hope area.
They owned Plas Teg, a Jacobean mansion, and were a major name in the region right up until the First World War.
The church's chapel is often referred to as the Trevor chapel.
Mr Poynton added: "Two of the Trevor sons died within months of each other serving in 1917.
"Another family member survived, as a Trevor was part of the Dambuster squadrons in World War Two. His name is on the Hope War Memorial."
The church's memorial, which dates to around the mid 1600s, shows a husband and wife in period dress surrounded by various heraldic images, including shields and a black dragon crest.
Mr Poynton said: "It was obviously covered in grime, particularly the faces and the ruff round the gentleman's shoulders.
"It was looking pretty shoddy.
"We thought 'we are wardens. This is our responsibility'.
"It's lasted 400 years. We don't want it to deteriorate in our lifetime."
Hope Church itself is something of a "museum" according to Mr Poynton, boasting a number of historical features.
It had a major overhaul about 15 years back as part of the 'Hope for the Millennium' campaign.
That momentum has continued, with the Friends of Hope Church raising funds and successfully applying for support from the Pilgrim Trust, a group set up to protect architectural heritage.
Mr Poynton said: "There's lots of things here. Some very old wall paintings were revealed 50 or 60 years back.
"During the more recent renovation, someone found a Celtic cross among the masonry and rubble we cleared out and we preserved it by setting it into the wall.
"Then there's the stained glass."
The oldest window in the church has a story behind it.
Mr Poynton said: "It dates back to before the English Civil War. There's some evidence that when Cromwell was trying to get rid of all the 'flashy stuff' in churches so the villagers of Hope dismantled it and hid it.
"When the monarchy was restored, they put the window back. It is a bit of a jumble. Parts of it are from another window, the pieces are sometimes out of order and there are bits missing.
"Perhaps they are still buried in a field somewhere..."
Back to the Trevor memorial, where Kieran Elliott and Anna Barnes, of Elliott Ryder Restoration, are balancing on a scaffold.
They have an unusual view of the monument, which is elevated above head-height.
Not many people get to stand face-to-face with the lord and the lady.
Kieran said: "The amount of detail is amazing. The artists painted individual eyelashes on each figure.
"One of the first things we did was clean the lady's lips – she's got some pretty good lip-gloss on now. They look better than most people would after 400 years."
Bit by bit, Kieran is revealing long-hidden colour.
He said: "The frame is in good condition. It's actually a bit deceptive, because it's not really marble. The pattern is actually painted to a very high standard.
"The family, when it was installed, would have commissioned sandstone and carved wood, but they would have asked for it to be painted this way to make it look as though it was a lot more expensive, and therefore high status, than it actually is.
"There are parts we haven't cleaned yet which are a dark, murky green. Once it's cleaned, it's much more vibrant."
Parts of the monument are a bit of a mystery.
Various beasts romp on the shields that run around the standing couple.
Some of them are clearly lions and crows – but a trio of long-nosed animals have provoked debate.
"Are they weasels?," asked Kieran, while Anna and Allan suspect they may be foxes.
Another unusual feature is a small black dragon at the apex of the heraldic crest.
Mr Elliott said: "I don't know what he signifies. Dragons were popular beasts on Welsh family crests – but this one looks nothing like the red dragon of Wales.
"In fact, I think he looks a bit like Toothless, the black dragon from the How To Train Your Dragon movie – although my son disagrees."
The work is demanding, even if Hope Church is a friendlier place than some.
Mr Elliott said: "It can be quite physical. On one job in England we had to stay still all day for weeks at a time and the church was so cold I was wearing thermals under my overalls.
"Hope Church is all right though."
One of the most frequent causes of damage to monuments is caused by well-meaning people who try to restore or re-paint them without the right skills or experience to hand.
Mr Elliott said: "It's rarely meant maliciously but people do use paints that damage the work, or they'll just give it a scrub thinking they're helping.
"That hasn't happened here, although I think someone has perhaps run a damp rag over it at some point. I suspect it has been properly restored in the past, as the gilt (gold foil) is still in good condition.
"All of our paints are tested to make sure they aren't going to cause any damage and we work very carefully."
Mr Elliott and Ms Barnes will be in the company of the Trevor lord and lady for some time, and they have already started revealing some of their character.
Mr Elliott said: "You do get to know them really well. We've given the lady a nickname but we can't tell you what it is in case her namesake finds out!"
See full story in the Leader


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Clue: *Design on a shield
We have 1 answer for the clue *Design on a shield. See the results below.
Possible Answers:
Related Clues:
- Decoration on armor
- Where a crest can be found
- Bearer of heraldic devices
- Family crest
- Heraldry emblem
- Design on a shield
- Family logo
Last Seen In:
- LA Times - September 22, 2013
Found an answer for the clue *Design on a shield that we don't have? Then please submit it to us so we can make the clue database even better!


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JavaScript Code Coverage in Rational Application Developer 9.6 Beta 2 Community Blog
VictorSosa Tags: devops unit-test javascript code-quality code-coverage js 2,114 Views
Code coverage comes from the idea of measuring how much of your code is actually covered in automated tests. This way you can ensure the quality of your software product by knowing exactly which parts of the code are actually covered and which are not....
from Blog: IBM Rational communityModified on by VictorSosa
How to prevent log.info messages from cluttering your BPM logs Community Blog
Dear Friends of the art of debugging, Today I wanted to share this quick info with you, that might help you one day. If your logs are cluttered with JavaScript debug messages or infos, you can simply change the loglevel to make them disappear. In...
from Blog: Dr. Debug's AdviceModified on by Dr.Debug
IBM Digital Experience 2014 Conference, Session: TECH-D11 Community Blog
IBM Script Portlet for WebSphere Portal provides Line of Business users a set of capabilities to quickly develop portlets without having a dependency on IT team. It provides an easy to use mechanism where users can utilize the regular web development...
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Graphviz / viz.js
PI Controlled Christmas Tree Lights - Part 2
I've now had chance to go back over the initial build that I created and tidy a few things up (and even add in some of the extensions I mentioned in my other post). First off I thought it might be useful if I provided a high-level architecture overview:...
from Blog: Musings of a Software Architect
PI Controlled Christmas Tree Lights
Well what a busy December its been work wise - very little spare time to tinker At the end of November during a trip to Maplin I spotted some cheap battery powered Christmas lights. This brought back to mind something I'd seen Andy Stanford-Clark create a...
from Blog: Musings of a Software Architect
Will Node.js be as popular as Ruby on Rails? Build event-driven dynamic webservers with Node
Lennart Tags: application js node.js platform javascript ryan_dahl development cloud web 1 Comment 14,535 Views
from Blog: IBM Innovation Center Silicon Valley
HTML5 For Your Next Mobile Apps... a Logical Choice! Community Blog
Since desktop and mobile browsers started implementing HTML5 specifications, the war has been raging on between what is better for mobile apps, HTML5 or native? A quick Google can show that the war is still going on... My 2 cents in this is that generally we...
from Blog: Business Cloud for Mobile


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TAMPA — A proposal to create an elected Hillsborough County mayor appears to be kaput for 2008.
The Florida Supreme Court has declined to stay two lower court decisions stripping the proposal from the November ballot, effectively killing the nearly 3-year-old effort.
"That means, for all practical purposes, it's a dead issue for this election," said Kathy Harris, general counsel for Hillsborough County Supervisor of Elections Buddy Johnson.
An attorney for the community activist who had challenged placement of the initiative on the November ballot agreed.
Jennifer Blohm, attorney for activist James Shirk, said the sides have until the end of the month to provide arguments to the court on whether there is a basis to consider an appeal. It will be some time after that before the court decides whether it cares to consider the actual merits of an appeal.
"So I would say, yes, it's not going on the ballot this year," Blohm said.
Attempts to reach Mary Ann Stiles, head of the advocacy group Elected County Mayor Political Committee Inc., were unsuccessful Monday. Her group had joined the lawsuit after Shirk sued the county elections office to have the ballot question removed.
Shirk initially signed a voter petition seeking to put the creation of a county mayor on the ballot in 2006. But Stiles' group was unable to collect enough signatures to get the issue on that year's ballot.
Supporters of an elected county mayor continued collecting signatures using the same form to get the measure on the 2008 ballot. Shirk has said he no longer supports the idea.
The proposed change to Hillsborough County's charter — its constitution of sorts — called for a first mayoral election in 2008.
That can't happen, since voters haven't even decided whether to create the position. A circuit court judge cited that when he ruled the question a moot issue and ordered it taken off the ballot. The 2nd District Court of Appeal upheld that decision last month.
The Supreme Court could still elect to take up an appeal after the election. If that happens, and justices overturn the lower court decisions, the ballot question could move forward for 2010, Blohm said.
Otherwise, supporters of the idea will have to collect petitions all over again.
Bill Varian can be reached at firstname.lastname@example.com or (813) 226-3387.


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Australia: Banks stocks supported by housing finance growth
Australian market holds the line as bank stocks are supported by growth in housing finance
By Ric Spooner
(Chief Market Analyst, CMC Markets)
12.55 AEDT, 12 November 2012
China's October export performance and Australia's housing finance growth both serve to remind investors that there are plenty of "green shoots" for world economies at present and that the US "Fiscal Cliff" represents a risk in both directions. Improved consumer sentiment, signs of life in housing markets and a levelling out in China's economy all potentially form a decent base for improved markets in 2013 if US politicians are able to negotiate a confidence building solution to the fiscal problem.
The Australian stock market has outperformed the US markets since the Presidential election and this may continue under present conditions. While a major fiscal drag on the US economy would reverberate through all world economies, the recent decline in US markets also reflects positioning for the risk to US investors posed by the potential for removal of tax concessions on dividends and capital gains as part of any US fiscal agreement.
Today's housing finance figures are encouraging for those investors seeking refuge in bank dividend yields in recent months. Loan growth follows an uptick in building approvals over the past couple of months and increases the probability that bank stocks can continue to provide investors with an attractive yield while at the same time achieving moderate earnings growth.
The August peak at 4403 remains a key support level for the S&P/ASX 200 index. While the market remains above this level, the chances are that the current correction will be relatively shallow and the impact of fiscal cliff nerves relatively contained. A break below that level would indicate more serious investor pessimism and a correction of the whole rally from the June low at 3985. That could see a test the 200 day moving average at around 4280.


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WASHINGTON (AP) The Defense Department agreed to reevaluate using a German-made sealer to coat the
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Small Business Investment
March 28, 2012 by staff
Small Business Investment, Legislation to help startup companies raise capital by reducing some federal regulations won easy passage in the Senate Thursday despite warnings from some Democrats that less government oversight would mean more abuse and scams.
President Barack Obama supports the measure, which stands to be one of the few bipartisan bills to pass Congress during this politically contentious election year.
Sen. Pat Toomey, R-Pa., a leading sponsor of the legislation, said it "might be the most pro-growth measure that this body will consider, perhaps this whole year."
Democrats did manage to pass one amendment to increase investor protections, so the legislation will still require another House vote. The House passed the measure two weeks ago on a 390-23 vote. The Senate vote was 73-26, with all the "no" votes coming from Democrats.
House Majority Leader Eric Cantor, R-Va., said he would schedule a House vote next week "so we can get this bipartisan jobs bill to the president's desk for his signature without delay."
The legislation combines six smaller bills that change Securities and Exchange Commission rules so small businesses can attract investors and go public with less red tape and cost. It eases rules on advertising and permits startups to use the Internet and other social media to solicit a large number of small-scale investors.
The measure sailed through the House with almost no opposition but met resistance in the Senate after SEC Chairman Mary Schapiro and numerous consumer and investor groups expressed concerns that it dismantles some of the protections put in place after the Enron scandal and the excesses of the dot-com era. Senate Democrats demanded that investor protections be added to the bill.
On Tuesday, the future of the bill seemed in doubt when Senate Republicans rejected Democratic attempts to add protections to the bill and link it to reauthorization of the Export-Import Bank, an agency that helps U.S. companies finance their sales abroad. The Democratic leadership decided to move ahead after deciding on two amendments that addressed some, but not all, of the investor protection concerns.
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The old rules don't necessarily apply when building electronic components out of two-dimensional materials, according to scientists at Rice University.The Rice lab of theoretical physicist Boris Yakobson analyzed hybrids that put 2-D materials like graphene and boron nitride side by side to see what happens at the border. They found that the electronic characteristics of such "co-planar" hybrids differ from bulkier components.Their results appear this month in the American Chemical Society journal Nano Letters.Shrinking electronics means shrinking their components. Academic labs and industries are studying how materials like graphene may enable the ultimate in thin devices by building all the necessary circuits into an atom-thick layer."Our work is important because semiconductor junctions are a big field," Yakobson said. "There are books with iconic models of electronic behavior that are extremely well-developed and have become the established pillars of industry."But these are all for bulk-to-bulk interfaces between three-dimensional metals," he said. "Now that people are actively working to make two-dimensional devices, especially with co-planar electronics, we realized that the rules have to be reconsidered. Many of the established models utilized in industry just don't apply."The researchers led by Rice graduate student Henry Yu built computer simulations that analyze charge transfer between atom-thick materials."It was a logical step to test our theory on both metals and semiconductors, which have very different electronic properties," Yu said. "This makes graphene, which is a metal -- or a semimetal, to be precise -- molybdenum disulfide and boron nitride, which are semiconductors, or even their hybrids ideal systems to study."In fact, these materials have been widely fabricated and used in the community for almost a decade, which makes analysis of them more appreciable in the field. Furthermore, both hybrids of graphene-molybdenum disulfide and graphene-boron nitride have been successfully synthesized recently, which means our study has practical meaning and can be tested in the lab now," he said.Yakobson said 3-D materials have a narrow region for charge transfer at the positive and negative (or p/n) junction. But the researchers found that 2-D interfaces created "a highly nonlocalized charge transfer" -- and an electric field along with it -- that greatly increased the junction size. That could give them an advantage in photovoltaic applications like solar cells, the researchers said.The lab built a simulation of a hybrid of graphene and molybdenum disulfide and also considered graphene-boron nitride and graphene in which half was doped to create a p/n junction. Their calculations predicted the presence of an electric field should make 2-D Schottky (one-way) devices like transistors and diodes more tunable based on the size of the device itself.How the atoms line up with each other is also important, Yakobson said. Graphene and boron nitride both feature hexagonal lattices, so they mesh perfectly. But molybdenum disulfide, another promising material, isn't exactly flat, though it's still considered 2-D."If the atomic structures don't match, you get dangling bonds or defects along the borderline," he said. "The structure has consequences for electronic behavior, especially for what is called Fermi level pinning."Pinning can degrade electrical performance by creating an energy barrier at the interface, Yakobson explained. "But your Schottky barrier (in which current moves in only one direction) doesn't change as expected. This is a well-known phenomenon for semiconductors; it's just that in two dimensions, it's different, and in this case may favor 2-D over 3-D systems."Yakobson said the principles put forth by the new paper will apply to patterned hybrids of two or more 2-D patches. "You can make something special, but the basic effects are always at the interfaces. If you want to have many transistors in the same plane, it's fine, but you still have to consider effects at the junctions."There's no reason we can't build 2-D rectifiers, transistors or memory elements," he said. "They'll be the same as we use routinely in devices now. But unless we develop a proper fundamental knowledge of the physics, they may fail to do what we design or plan."Rice postdoctoral research associate Alex Kutana is a co-author of the paper. Yakobson is the Karl F. Hasselmann Professor of Materials Science and NanoEngineering and a professor of chemistry.The Office of Naval Research supported the research.— Mike Williams, Rice University Public Affairs
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text: John Lennon deserves his legacy of greatness By Katherine Burgess, Winfield High School December 8, 2011 Story Share On Dec. 8, 1980, five shots were fired that were felt around the world. Five shots aimed directly at a man who was greater than life: John Lennon.Fans across the globe shed tears when news spread that Lennon was shot by a man named Mark David Chapman. Even now, more than 30 years later, his life -- and death -- affects generations of people on this planet. Born and raised in Liverpool, England, John Lennon was a brilliant musician. He was also a great man. Today he is still a role model and an icon, remembered as much for what he believed in as for his music.He was an activist, and all he wanted was peace in this world. He sang about this in his hit songs "Imagine" and "Give Peace a Chance." Lennon was what some would call a flower child. He loved nature and believed that we could all get along if we tried. Sadly, he would never see the day where "the world will live as one." Lennon showed his spirit through his music, art, writing and interviews. He was part of the peace/anti-war movement, and his songs become anthems for it. His power in the world scared Richard Nixon so much that the president's administration tried to deport Lennon when he was on American soil. Today he still has an influence on the world, perhaps even greater now than during his life.Lennon had close ties to family members and other loved ones, but he had even greater ties to his fans. He wanted to please them, to show them how he cared for and appreciated them.He was happy to sign autographs and never liked to keep people waiting for them. Just hours before he was murdered, he even autographed an album for the man who would be his killer.Lennon seemed to care about what his fans thought of him. He based a portion of his work and life on trying to be a better man, and a better musician, for them, as well as for his family.People love John Lennon for who he was but also for his being part of The Beatles. Unfortunately, his life ended without him and the rest of the band recovering from their breakup. Many people feel they would have been just as close as they had been before if they had only had more time.John Lennon might have been one of the greatest men who ever lived, and he has the honor, no, the right to be remembered throughout the rest of eternity. Every woman, man and child should know his name if not for the greatness he achieved, than for the music and bonds he created.John Lennon was the Eggman, the walrus; he was the man who should have died of old age, looking out on a world full of peace. Story Share Story Share Trending Now 1 WV Gov. Justice discharged from Johns Hopkins Hospital after two-day stay 2 'Snubbed' Kyle Bosch trying to get WVU o-line right 3 PHOTOS: Girls Night Out in Charleston 4 Kanawha magistrate facing judicial misconduct charges 5 On file: Aug. 20, 2017 Give the gift of laughter with these TV shows Previous Story Teachers explain reasons for homework Next Story


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I'm seventeen, I don't smoke and I hardly ever drink liquor (twice this year) so my heart shouldn't by at a large risk, but sometimes I feel like it shakes, sometimes it beats extremely fast and sometimes it beats very heavily. The other day I suddenly felt dizzy and nauseous so I had a glass of water and took my pulse, the first minute it was 96 beats per minute, a minute later it was 80 beats per minute, and minute after that it was a 100 beats per minute. I have no idea what's going on in there and I know very little about heart diseases. I admit I'm not very healthy, I am overweight, but I have never had any heart problems and always had a little bit low blood pressure. There are no heart conditions in my family but I think my grandma had diabetes and so far I haven't looked that much out for sugar. I do drink too much soda and caffeinated drinks but I am more careful about my diet now than I have ever been. I have been a little bit stressed these last few months, but probably not enough to do something to my heart. I hope someone can give me some advice on what it might be.READ MORE
I think there might be something wrong with my heart.
Thanks for your question.
First let me assure you that I doubt there is any serious problem with your heart.
Normal heart rates for an adult are 60 to 100 beats per minute. My concern is the palpitations you are experiencing off and on. This could be one of several possibilities which include: stress; anxiety; too much caffeine; hormonal problems (including thyroid); or simply minor, insignificant early heart beats called premature atrial contractions (PACs) or premature ventricular contractions (PVCs).
To find out what exactly the problem may be, you must make an appointment with your doctor for an evaluation. He/she will ask you many questions, examine you, and perform an electrocardiogram. Then he/she will be in the best position to determine what may be the problem. Further testing may be requested to fully ascertain the cause of your symptoms.
Best wishes and feel better.
Martin Cane, M.D.
FROM OUR COMMUNITYYou should know Answers to your question are meant to provide general health information but should not replace medical advice you receive from a doctor. No answers should be viewed as a diagnosis or recommended treatment for a condition. Content posted by community members does not necessarily reflect the views of Remedy Health Media, which also reserves the right to remove material deemed inappropriate.DISPLAY TEXTLINK URL
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How much does an investment adviser surety bond cost in Minnesota?
The Minnesota Department of Commerce mandates that investment advisers post a surety bond in the amount of $25,000. The cost of this bond is heavily dependent upon underwriting criteria. SuretyBonds.com can typically issue a Minnesota investment adviser surety bond for as little as $250 as long as the applicant has strong financial credentials.
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Call 1 (800) 308-4358, or submit a bond request now! We'll typically provide you with your free, no-obligation investment adviser bond quote within 1 business day of your application submission.
Why do I need this bond?
The Department of Commerce requires investment advisers to provide a $25,000 surety bond unless the applicant has no custody of or discretionary authority over client assets and has $100,000 in net capital. This bond is mandated by the State for the protection of consumers and serves as a guarantee that advisers will not take part in any kind of fraudulent activity, dishonesty or misrepresentation as outlined by the Minnesota Securities Act.
If you're ready to start getting bonded then fill out our online bond request form or call us today at 1 (800) 308-4358! Our bond experts have all the necessary information to get you bonded quickly and for the best price!
What's the fine print?
Minnesota investment adviser surety bonds are continuous until canceled, and the surety must give the state written notice at least 30 days prior to cancellation.
The principal's (adviser's) signature must be witnessed by a licensed notary.
How to become an investment adviser in Minnesota
To become a licensed investment adviser in Minnesota, you must do the following:
- submit an audited financial statement
- purchase and maintain a surety bond of $25,000
- maintain the minimum net worth
- pay the $100 registration fee
- pass the Series 65 or 66 exam
- pay the $100 annual fee to the Financial Industry Regulatory Authority
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If you have any questions about your surety bond, give us a call at 1 (800) 308-4358! Or, fill out our online bond request, and a surety expert will contact you right away to walk you through the fast and easy bonding process.
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Additional Resources
The Minnesota Office of the Revisor of Statutes Chapter 80A. Regulation of Securities
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Redmine Theme News
Redmine 3.4.1 Compatible16. 07. 2017The theme is now fully compatible with Redmine 3.4.1.
Redmine 3.3.3 Compatible22. 05. 2017
Redmine 3.3.1 Compatible03. 01. 2017
Redmine 3.3 Compatible17. 07. 2016
Redmine 3.3.027. 06. 2016
We are currently working on updating our theme to support Redmine 3.3.0. It will be ready in the middle of June.
Redmine 3.2.1 compatible24. 05. 2016
Abacus Office is now compatible with Redmine 3.2.1.
New Screenshots03. 01. 2016
Redmine 3.2 Compatible23. 12. 2015
We are proud to announce that Abacus Office is now compatible with Redmine 3.2. Screenshots coming soon.
Redmine 3.209. 12. 2015
The Redmine 3.2 update is a huge step. Right now we are adjusting our theme to make it compatible with Redmine 3.2.