text:
MyChart Login
Home > Health & Wellness > Health Library > Contact Immunotherapy for Hair Loss
Alopecia areata is
hair loss caused when the immune system attacks
hair follicles, where hair growth begins. Contact immunotherapy may be the most effective treatment for severe alopecia areata.footnote 1 A common medicine used is
diphenylcyclopropenone (DPCP).
DPCP, a liquid, is "painted" on the scalp once a week. The
concentration of the solution is increased at each treatment session until a
allergic reaction occurs. Hair growth may appear
within 3 months of beginning treatment.
Side effects of contact immunotherapy include a severe rash (contact dermatitis) and swollen
lymph nodes, especially in the neck.
Hague J, Berth-Jones J (2010). Alopecia areata. In MG Lebwohl et al., eds., Treatment of Skin Disease: Comprehensive Therapeutic Strategies, 3rd ed., pp. 31–35. Edinburgh: Saunders Elsevier.
ByHealthwise StaffPrimary Medical ReviewerAdam Husney, MD - Family MedicineMartin J. Gabica, MD - Family MedicineSpecialist Medical ReviewerE. Gregory Thompson, MD - Internal Medicine
Current as ofOctober 13, 2016
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Confluence 2013: Accelerating Global Innovation
Wednesday, March 6, 2013 from 8:30 AM to 6:00 PM (PST)
Who's Going
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Sara Haughty
San Francisco, California
San Francisco, California
Luke Picard
London, United Kingdom
London, United Kingdom
Rick Vespucio
Florence, Italy
Florence, Italy
Event Details
Confluence is Zinnov's annual thought leadership summit.
Confluence 2013 is aimed to be a catalyst in "Accelerating Global Innovation". We will bring together eminent industry leaders from the eco-system, luminaries from the academia and industry gurus to discuss Global Innovation.
- The ground realities of global innovation in today's fast changing market
- Building Charter and COE's in Global locations
- Technical and tactical strategies to improve performance levels of global workforce
They will share ideas on some of the enablers for global innovation, discuss some interesting case studies and winning strategies, debate and brainstorm on various approaches to driving global innovation and present some actionable strategies.
- Event is targeted for product companies only. Service providers (except event sponsors) are requested to refrain from registering for the event.
- Event organizer reserves the right to reject the registration and refund money as deemed necessary by them.
Have questions about Confluence 2013: Accelerating Global Innovation? Contact the organizer
When & Where
5101 Great America
Santa Clara,
Wednesday, March 6, 2013 from 8:30 AM to 6:00 PM (PST)
Add to my calendar
Confluence 2013: Accelerating Global Innovation
Things to do in Santa Clara

subset: commoncrawl


text:
Coach Mark Hammett says the return of playmaker Beauden Barrett from injury has provided an extra boost for the Hurricanes ahead of Saturday's Super Rugby clash against the Chiefs in Wellington.
Barrett entered this week's three-day All Blacks training camp in Christchurch with a hip injury, picked up in the Hurricanes' 18-16 loss to the Highlanders at the weekend.
But further tests cleared the first five-eighth of any serious problems, and Hammett said he came through full contact training on Thursday well.
"We've got confidence in our whole squad, but it's good to have Beaudie there, he's been running the ship all year and he probably knows it better than anyone."
The Hurricanes also welcome back All Blacks hooker Dane Coles, who missed his first match of the season last week when a back injury kept him sidelined.
"Dane's fizzing to get going - he actually trained on Tuesday afternoon, so he's looking forward to it," Hammett said.
The Hurricanes will be without back-up hooker Motu Matu'u, out with a eye injury sustained in last Saturday's loss to the Highlanders.
"He took a couple of stingers during that game and we pulled him off quite early due to that," Hammett said.
"He's battled to recover this week, so Ash Dixon will take his spot on the bench."
In-form flanker Jack Lam will bring up 50 matches for the Hurricanes this weekend and says clocking a win would be an ideal way to mark the milestone.
"Personally, I'm humbled and honoured to reach 50 games, but as a team, this match is huge for us in terms of how the remainder of our season plays out," he said.
"I'm just looking forward to getting stuck in and leaving everything out on that field."
Hurricanes: Andre Taylor, Cory Jane, Conrad Smith, Alapati Leiua, Julian Savea, Beauden Barrett, TJ Perenara, Victor Vito, Jack Lam, Faifili Levave, James Broadhurst, Jeremy Thrush, Jeffery Toomaga-Allen, Dane Coles, Ben Franks. Reserves: Ash Dixon/Reggie Goodes, Chris Eves, Reggie Goodes/Mike Kainga, Brad Shields, Ardie Savea, Chris Smylie, Tim Bateman, Matt Proctor/James Marshall.


text:
Winchester® Blaze 155 Reaper Buck Camo Crossbow with WXB - Evolution FFP Scope
Item # WX2-226205
Mfg. Number: 202155RBP3
Winchester® Blaze 155 Reaper Buck Camo Crossbow with WXB - Evolution FFP Scope
Item # WX2-226205
Mfg. Number: 202155RBP3
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- Details & Specs
USA - made Winchester® Blaze 155 Reaper Buck Crossbow Packing a HUGE punch into its compact crossbow frame!
Sleek and powerful, with a little rebel attitude... that's the Winchester® Blaze 155 Crossbow! Easy to carry and even easier to maneuver in the woods, this 17.5" axle-to-axle powerhouse is one of the most compact crossbows you can find, and it packs enough punch to put others to shame.
While the modern styling will draw plenty of attention on the range and in camp, this dynamo offers a LOT more than just good looks... the Blaze develops arrow speeds up to 325 f.p.s. with more than 100 ft.-lbs. of energy, plus a trajectory flat enough to extend any hunter's effective range. It's USA-made for maximum power and speed, and comes dipped in effective Reaper Buck Camo, with your choice of scope.Check out the crossbows details:
- Delivers 325+ f.p.s. speed, 100+ ft.-lbs. of kinetic energy
- Draw weight: 155 lbs. max.
- 12.5" power stroke
- Limb style: dual parallel split limbs
- Limb material: Gordon Power-Tuff
- Riser: 100% machined 6061 aluminum
- Barrel: 100% machined 6061 aluminum
- Stabil-Lock limb pockets: 100% machined 6061 aluminum
- Cam system: 2-track AST-X Cam for power and consistent accuracy
- Ultra-match trigger is among the finest trigger available in any crossbow. Ultra-crisp, with lightweight trigger pull that creates perfect string travel
- 2 Speedster string dampeners bring noise and vibration to a sudden stop
- Quiet touch pads on the cheekpiece, pistol grip and forearm help curb noise and vibration
- Limbsaver Limb dampener keeps shot noise and vibration to a minimum
- Ambidextrous safety and an anti dry-fire system for safety
- Effective Reaper Buck camo finish from Proveil®
- All stainless steel hardware
- Measures 17.5" axle-to-axle. Includes matching quiver and Winchester Archery hat.
Choose yours and order ONLINE today!
with WXB-3 Scope
The WXB-3 is a crystal-clear 3-power Scope that offers a wide field-of-view and excellent light-gathering ability. The uncluttered reticle has aiming points out to 70 yds. with a "peak-of-trajectory" mark to indicate the highest point of arrow trajectory. Includes flip-up lens cover.
with Kwik-Shot Scope
The Kwik-Shot is an electronic dot Sight with no magnification. 3 dots, in either red or green, are adjustable through 5 brightness settings. These 3 dots are spaced to give high-performance crossbows like the Blaze 155 Reaper Buck an aiming point at 20, 30 and 40 yards. Rapid target acquisition and great low-light visibility make the Kwik-Shot a good choice for thick, dense cover.
with WXB Illuminator Scope
The WXB Illuminator features a multi-line reticle ideally suited for crossbows. Aptly named the "Ideal-X", this reticle offers a traditional crosshair aiming point for each distance without the "picket fence" look that clutters other multi-range crossbow scopes. Tapered crosshairs draw your eye quickly to the center, and aiming points out to 70 yds. allow you to get the most from your crossbow. Unbreakable glass reticle can be illuminated in 2 colors with 5 brightness settings. Includes flip-up lens cover.
with WXB-Evolution FFP Scope
The WXB-Evolution FFP is the only crossbow scope with Front Focal Plane (FFP) reticle technology. Crosshair spacing remains the same regardless of the power setting. Using the clean and precise Ideal-X reticle, the WXB-Evolution FFP is the only variable-power scope that is functional for ANY arrow speed on ANY crossbow. Whether you use the mammoth field-of-view on 1X (17' @ 20 yds.), or you dial in for pinpoint long-range accuracy at 4X, your predetermined reticle ranges remain unchanged. The unbreakable glass-etched reticle can be illuminated over a range of brightness settings to meet any hunting situation. Camera-quality, multi-coated lenses inside the large 30mm scope body will squeeze out every last minute of daylight so you can enjoy the hunt that much longer.
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text:
Still nothing to report on where Ilya Kovalchuk will land.
Except this:
He's not going to be a Ranger. They aren't in it, they never were in it, and they won't be in it. Book that.
The odds-on favorite remains the Devils, though it's hard to imagine what's holding it up, unless there's a mysterious second team. LA is out. The Rangers, again, were never in. The Islanders said they were in, but leaped out.
But my friend Tom Gulitti, over at the Bergen Record and the mega "Fire and Ice" Devils blog, wonders if the Devils will do the typical thing and announce the Kovalchuk signing on Thursday, when LeBron James makes his decision public, thus getting Lou Lamoriello's club the least amount of publicity possible for the buck.
It remains a possibility that LeBron and Kovalchuk will be playing in the same arena next year … but only if that arena is in Newark. Because while LeBron is a longshot to sign with the Knicks, Kovalchuk will not sign with the Rangers.
Meanwhile, yesterday's signing of Ryan McDonagh to a pro contract was a bit wrongly analyzed. Some think it means bad news for Matt Gilroy. I think otherwise. I think Wade Redden's a goner in September, based on John Tortorella's break-up day remarks about fixing the room and the need to get younger, and some other hints. I think the Rangers are still high on Gilroy, who should have been expected to have a tough rookie year after learning to play defense in college, then skipping right over the minor leagues.
I think Gilroy will be one of their six defensemen, and McDonagh will have a shot to be one of those six, too, and with Staal, Girardi and Del Zotto, and barring a trade of Rozsival, well, that leaves no room for Redden. Except in Hartford, where his salary-cap hit disappears. Poof.


text:
Rebekah Brooks, former News International chief executive, arrives with her husband Charlie for the phone-hacking trial at the Old Bailey court in London. Eight defendants are on trial in the case, including former News of the World editors Mrs Brooks and Andy Coulson. They all deny the charges, which arise from the scandal that shut the News of the World in July 2011.
© The Financial Times Ltd 2016 FT and 'Financial Times' are trademarks of The Financial Times Ltd.


text:
CONTROVERSIAL plans to build up to 70 homes near Upton Marina have been given the go-ahead by a planning inspector in the face of local opposition.
The plan, submitted by Tingdene Marinas, calls for the houses to be built on land off the A4104 between the existing marina and the village of Holly Green.
Residents fear that the new development will increase the amount of traffic on the A4104, which is already busy.
The plan was thrown out by Malvern Hills District Council in October, with members of the Southern Area Development
Management Committee voting 16 to one, with one abstention, for refusal.
The councillors were following the recommendations of planning officers, who said the application should be refused due to the impact on highway safety, specifically the site's emergency access, located at the service road off the A4104, which was deemed as having a "substantial" adverse impact on road safety, particularly when flooding makes the main entrance unusable.
Residents commented that the A4104 is a "narrow twisting lane" which has seen a number of accidents, and which will become "even more dangerous" with more traffic.
Tingdene appealed the refusal, and following a public hearing last month, planning inspector David Wildsmith had allowed the application to go ahead.
In his report, Mr Wildsmith said: "I fully accept that at such times the service road and the area round it may well become very busy and congested. However, such events are infrequent and of relatively short duration."
As one of the conditions of approval, Mr Wildsmith says he applicant must install an automated bollard system to restrict use of the emergency access, that the district council must approve details of the system and that it must be in place before any of the houses are occupied, and for the lifetime of the development.
The applicant already has planning permission, approved on appeal in 2008, for 42 holiday lodges on the same site.


text:
HOUSTON - From public transportation, to expanding college campuses and improving parks, bike trails and bayous, voters are lining up to cast their ballots.
Officials said more than $1 billion worth of projects will be on the ballot. The city of Houston is asking voters to approve a $410 million bond proposal.
The bond proposal will cover propositions A through E, and would pay for public safety, park improvements, renovating government buildings, making library improvements and affordable housing.
METRO is in the middle of expanding light rail and is asking the public to vote 'yes' on the question of whether to reauthorize the general mobility program.
Meanwhile, Houston Community College wants voters to approve a $425 million bond package for schools, buildings, construction and equipment.
"The HCC system does things in this community from an academic and workforce perspective," said Carrol Robinson with Houston Community College. "We need to enhance. We're turning away people who need help and we need more facilities to make a difference in our community."
Robinson said the more educated someone is, the more likely that person is to be employed.
"So we're preparing people in academics and workforce training. That's what the facilities will do and you get an education because you want to get a better paying job," Robinson said.
Early voting continues through next week. Officials said Houston Mayor Annise Parker will cast her ballot on Thursday.
Copyright 2012 by Click2Houston.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
MockInject is a library that supports accurate injection of your mock objects (either manually written or generated). Supported injection points are constructor-calls or method-calls. The injection-points can be defined by using a simple EDSL. It uses ByteCodeInstrumentation to inject your mocks, but you needn't have any knowledge about BCI or JavaBytecode, just the EDSL.
Upgrader is a simple tool that enables Java developers to add software upgrade capability into their applications. An upgrade process typically involves replacing the old version of the binaries with a new version of the binaries and performing data upgrades. It may also need to perform changes to the directory structure. The data upgrade outlined above may involve changes to the configuration files or database. This tool provides a framework which application developers can use to keep track of changes to the application. Every time there is a change in the database schema or configuration files, the application developers can create a "patch" script and add it to the "patch list". The Upgrader tool may be bundled with the application and is typically invoked during the installation and upgrade processes. When it is invoked, it determines the current patch level of the system, determines the patch scripts that need to be executed, sequences the patch scripts, and applies them.
Google Apps Improved Login (GAIL) provides Google Apps administrators with two oft-requested features: the ability to customize the login page and the ability to log in as their users. GAIL is designed to run on Google's App Engine so that administrators do not need to have their own Web server. GAIL works by making use of the SAML Single Sign-On (SSO) Service for Google Apps. Premier and Education Editions of Google Apps are supported. Standard Edition is not.
The POP and IMAP troubleshooter serves to diagnose and solve connection problems from client machines to email services. It reads the client configuration files (Outlook, Windows Mail, Thunderbird, etc.), checks the individual settings, and then attempts to create POP, IMAP, and SMTP connections using these settings. The troubleshooter is coded in C++ using the Qt environment. It can be used generically, or can be customized for the demands of a particular email service.
stupid-xml is a ridiculously simple annotation-based XML stream parser for Java. The main goal of this project is to get the strings you care about out of XML and into Java as quickly as possible. You define a simple model class, specify the relative paths for its fields, and it will start generating instances for you from an XML stream. The functionality is limited. It will only parse Strings into your model, but this keeps everything extremely simple. Once you have the Strings in your model, you can perform filtering or more complex conversions.
Google Apps Manager (GAM) is a command line tool that allows Administrators to control their Google Apps domain and accounts. With GAM you can create users, turn on/off services for users like POP and Forwarding and much more. It requires Google Apps Education or Premier Edition. Standard Edition is not supported. Future plans for GAM include even more management capabilities as well as a graphical and Web-based interface.


text:
Hi everyone
I'm a complete and utter AJAX noob and have been sitting with the same problem for the last 3 hours. I'm trying to display a dynamically generated calendar (generated via PHP using a database). But before I continue, here's my javascript...
function loadURL(url){
var params = "year=2007&month=8";
try {
xmlhttp = window.XMLHttpRequest?new XMLHttpRequest(): new ActiveXObject("Microsoft.XMLHTTP");
catch (e) {
xmlhttp.onreadystatechange = function(){
if ((xmlhttp.readyState == 4) && (xmlhttp.status == 200)) {
// xmlhttp.responseText object contains the response.
document.getElementById("calDiv").innerHTML = xmlhttp.responseText;
document.getElementById("calDiv").innerHTML = "LOADING";
xmlhttp.open('POST', url);
xmlhttp.setRequestHeader('Content-Type', 'application/x-www-form-urlencoded');
The calendar does display when the loadURL function is called, but doesn't display using the paramaters defined in the "params" variable, it defaults to the current month (that's part of my php script, so it's supposed to do that). So, it seems to me that xmlhttp.send(params) isn't actually sending the desired paramaters.
Can anyone please help me with this, as I am running short on hair. Thanks
looks ok...
if you go directly to the php page using your browser with http://mypage.php?year=2007&month=8 does it show the correct thing?
Hi Jim! Thanks so much for the reply! Yes, I have tested it like that, and it works fine. The script was originally written in PHP (with page reloads) and the AJAX was kind of an afterthought. If I change the script as follows...
xmlhttp.open('POST', url);
it works just fine. But I can't for the life of me get the xmlhttp.open(params) statement to work.
Let me paste my PHP calendar script, so you can see what it does...
$y = date("Y");
$m = $_GET['month'];
if($m == ""){
$m = date("m");
$pM = $m - 1;
$nM = $m + 1;
if($nM > 12){
$nM = 1;
if($pM < 1)
$pM = 12;
$Calendar = new Calendar;
$Calendar->Initialize($m, $y);
$table = $Calendar->PrintCalendar();
$events = $Calendar->GetEventInfo();
echo $table;
So as you can see, the PHP script basically returns a table, but requires the paramaters "year" and "month" to be posted. Any ideas?
I don't do much PHP but doesn't the $GET variable contain stuff sent using the GET method? Shouldn't you use $POST for stuff sent via POST? (or er $_REQUEST for either I think, isnt it?)
Hi Jim. $_GET is used to retrieve parameters sent via the URL of the page. For example
$GET['name'] contains "Tom" and $GET['surname'] contains Harrison in this particular instance.
With my previous post I mean to say that I took out the xmlhttp.send(params) completely and simply changed xmlhttp.open("POST", url) to xmlhttp.open("POST", "calendar.php?year=2007&month=8") and it loaded everything correctly, so I don't think there's anything wrong with the PHP anyway. For some reason however, xmlhttp.send(params) is still not sending the required variables to the calendar.php file.
As you say, $_GET is used to retrieve variables sent with the URL for example:
When you send a request for a page in that format, I would expect $_GET to work fine (no matter if the request you are sending is a POST) as you have illustrated here:xmlhttp.open("POST", "calendar.php?year=2007&month=8");xmlhttp.send("whatever, it doesn't matter");
But if you want to send the variables via POST, iexmlhttp.open("POST", "calendar.php");xmlhttp.send("year=2007&month=8");
you will need to use the $_POST collection server side.
That program recieves a GET request, so better use this instead:
xmlhttp.open('GET', url + '?' + params);
xmlhttp.send('');
If you are sending short amounts of data and security doesn't matter then by all means use GET. Otherwise, POST.
Also, expect xmlhttprequest to cache the responses you receive back if you use GET.
Thanks for your help guys! I clearly misunderstood the workings of the script, but I finally got it working using your teachings Thanks again!
My limited understanding is that IE will cache the responses. Not sure if Firefox does.
Won't using header('Cache-Control: no-cache'); in the PHP prevent the caching?
This is something that people should know because it can really screw with your debugging.
Won't using header('Cache-Control: no-cache');
Maybe. I've never come up with a good reason to not use POST though.


text:
You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"High quality labels, gorgeous font and graphics....and affordable! No other company compares with this level of quality!!"
"These address labels are a simple and elegant way to introduce the new MR and MRS. We cannot wait to send them out!! Customization was so easy and they even changed the font colors so they can be in our wedding color!!"
"I purchased these address labels to use with my sister's bridal shower invites. I am so glad that I ordered some extras - because I love them! The print is simple yet elegant. I normally do not spend the money on return address labels, but these were very affordable - and high quality! I will certainly be purchasing more!"
"These turned out beautifully, of course. I chose the gray/yellow color option, and had the address itself printed in a light gray, which doesn't show up quite as much as it probably should for actual mailing purposes. But even with that, I love the way they look."
"Sent these address labels to my mother-in-law as a housewarming gift. They are very pretty and modern. Love them! I increased the size of the font to the largest available and it looked great."


text:
I am not sure if this has been asked before:
I was wondering what everyone does with the warmer grill on their Char-Griller. I have left mine off as I want to be able to cook items that will conflict with where the grill is located when the lid is shut. Has anyone come up with an easy way to take the grill off and on? This is one area where I think that the grill could be improved. I have a gas grill where it is easy to take the warmer grill off or add it back.


text:
Manufacturer: Rhine Biogenics
Trade name: Redustat Plus
Strength: Atorvastatin 10 mg, Fenofibrate 200 mg
Type: Tablet
Active ingredient: Atorvastatin + Fenofibrate
Category: Atorvastatin belongs to group of drugs called HMG CoA reductase inhibitors or "statins". Fenofibrate belongs to a group of drugs known as "fibrates"
Pregnancy category: Atorvastatin belongs to Australia therapeutic goods administration (TGA) pregnancy category: D And US FDA pregnancy category X. Fenofibrate belongs to US FDA pregnancy category C.
Uses: Redustat Plus tablet reduces the levels of "bad" cholesterol (LDL) and triglycerides in the blood and increases the levels of "good" cholesterol (HDL).
How to use: Take Redustat Plus tablet once in a day with or without food. Take it same time each day so that you do not forget the dose. For better results follow the diet and exercise advised by your doctor. You need to do blood tests to check the cholesterol levels whicle using this medication.
Side Effects: Constipation, back pain, headache, runny nose, stomach pain, heartburn, diarrhea.
Sponsored Links
Dosage: One tablet once daily.
Written by: : www.healthplus24.com team
Date last updated: March 23rd, 2016
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text:
At 1:48 a.m., police and fire units responded to the Windsor Inn, 7200 block of Windsor Mill Road, 21244, for a shooting. Officers found 38 year old Eugene Flanagan, Jr. suffering from a gunshot wound. He was transported to Northwest Hospital, where he was pronounced deceased. Investigators determined that the victim was a security officer at the Windsor Inn, and that he was shot while breaking up a fight and escorting patrons outside. There is no suspect description at this time.
Anyone with information is asked to call Baltimore County Police at 410-307-2020.


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5 Tips To Make Your Boss Happy
May 1, 2014
You can keep your boss happy without being a brown-noser. Follow these five simple steps to win over your boss every time.
By Angela Rose for
Picture this: a quiet office in the early morning hours, phones ringing softly, the tapping of fingers on keyboards, the aroma of fresh-brewed coffee and donut holes wafting through the hallways. Suddenly, a door slams. The boss has arrived, and he or she is particularly unhappy. As soon as your boss fires up the computer, your inbox is flooded with demands. Your mood, once light, sinks like a lead balloon.
The J. David Gladstone Institutes
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Adamas Pharma
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Manager, Marketing
Scientist, Oncology Research Unit
Novo Nordisk
Medical Liaison II
Unhappy bosses are often stressed or fearful. Unfortunately, in this economy, there is often much to feel stressed and fearful about. In a survey by American Behavioral and Behavioral Health Systems, 62 percent of respondents said their employers are trying to do more with less because of the poor economy. The responsibility to maintain company productivity despite layoffs and hiring freezes often falls on immediate supervisors and department heads—like your boss.
This does not mean, however, that you have to let his or her bad mood become your own. Instead, implement these suggestions to make your boss happy today.
1. Be a go-getter.
You're good at following orders? Good for you. However, when dealing with a stressed and overburdened boss, it's even better to take action without them. Anticipate your supervisor's needs and fill them. Identify company problems and find solutions. Speak up in meetings when no one else will. Put in extra hours when no one else can. Your boss will appreciate not having to babysit your progress or productivity.
2. Ask for more.
Bosses love employees who are willing to step up and take on more than required, so ask for more work (if you can handle it) or increased responsibility. You'll prove your worth (a good idea when layoffs are common) and become someone he or she can count on in a pinch. It might even lead to a nice salary increase or promotion down the line.
3. Perform to the new standards.
What does your boss need most from his or her employees right now? Ask, and then make sure you deliver. If your boss really needs people to put in overtime, do it. If he or she places the most value on employees who keep a positive attitude, maintain one. Showing up on time and going through the motions may be enough to keep you from being fired, but it is usually not enough to make your boss truly happy.
4. Adapt your style.
Everyone has a preferred communication style. Identify your supervisor's style and adapt your own to it. If your boss's office is right down the hall but he or she always sends emails, don't pop in to ask a question. If he or she always responds to emails by stopping by your office, start stopping by your boss's office. If he or she frequently asks for hard copies of emailed reports, start printing them. If he or she frequently asks what you're working on, keep him or her informed.
5. Be happy.
Just as unhappy bosses beget unhappy employees, happy employees can generate happy bosses. So be happy while you work (and if you're not, fake it). Leave family, relationship, and money troubles at home. Don't complain about your workload, your compensation, or your coworkers. Don't demand constant praise or attention. Do your job (and more if possible), do it well, and do it cheerfully.
The next time your boss is unhappy, don't dwell on how his or her mood affects you. Instead, implement the above suggestions and consider what else you can do to alleviate the stress or fear that is likely at the root of the problem.
About the Author
Angela Rose researches and writes about job search strategy, career management, hiring trends, and workplace issues for BioSpace.com.
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text:
A CAR and garage were destroyed in a suspected arson attack.
Firefighters were called to the blaze in Darwen Road at about 5.25am this morning.
The car was parked inside the garage - which is attached to the back of the property - when it went up in flames.
Residents have been left in shock by the attack.
Jean Dalton, aged 81, of Darwen Road, said: "I can't believe something like this has happened.
"I'm still in shock. I didn't hear a thing this morning but I noticed there was water in the road.
"When I looked out of my back window, I saw there was a burnt out car. It is very frightening."
Neighbour Steve Taylore-Knowles, aged 47, added: "It was a very big fire. The flames must have been 20 feet high. Our neighbours woke us up and we dialled 999 straight away.
"There wasn't explosion but you could hear the garage collapsing as it was burning.
"There was a lot of smoke. It's very unusual for something like that to happen round here."
Police and fire crews have launched an investigation into the cause of the fire.
A spokesman for the fire service said: "We are working with police to investigate the cause of the fire."


text: The President of the United States takes pride in presenting the Silver Star Medal (Posthumously) to Charles B. Seminara (121264398), Staff Sergeant, U.S. Marine Corps, for conspicuous gallantry and intrepidity in action while serving with Company E, 2d Battalion, 3d Marines, 3d Marine Division (Rein.), FMF, in connection with combat operations against the enemy in the Republic of Vietnam on August 10, 1969. By his courage, aggressive fighting spirit and steadfast devotion to duty in the face of extreme personal danger, Staff Sergeant Seminara upheld the highest traditions of the Marine Corps and the United States Naval Service. He gallantly gave his life for his country.


text: MediaLeaders Social Media PR and Panel Discussion presented by Business WireDate: February 05, 2013Location:Santa MonicaMediaLeaders Social Media PR and Panel Discussion presented by Business Wire. The new year is upon us and it's a great time to dive into some social media and PR best practices. That's why Business Wire and MediaLeaders have joined together in Santa Monica to present a very special panel discussion that helps businesses and professionals. Leave the buzz words at home because each of our four panel members will present from their real world experience to give you tactical advice. Attend this event and you are guaranteed to learn 5-10 tips you can instantly apply to your business. See http://medialeaders.com/pr-social-media-panel-discussion/#venueMore information: http://medialeaders.com/pr-social-media-panel-discussion/#venuesocalTECH.com Home


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PALM BEACH GARDENS, Fla.- After playing the final two rounds in the Guy Harvey Invitational tournament, the Saint Leo men's golf team finished with a score of 887. The Lions placed 10th in the tournament. The men finished round two with a score of 300 and round three with a score of 293.
Freshman Ryan Gendron lead the team with a one-under 71 in the second round and an even 72 in the third round for a final score of 217. The 18th place finish marked his first appearance of the 2013-14 year.
Senior Chaz Heinz and freshman Joey Savoie tied for 37th place in the tournament. Heinz earned a 78 in the second round, but came back with an even par in the third. Savoie finished with one-over par in the second round and ended the third round with a score of 76.
Sophomore Trevor Joseph and freshman Casey Bannon finished the tournament with final scores of 232 and 233, respectively.
Sunshine State Conference rival Barry University took home the tournament win.
The Saint Leo men's golf team returns to action on Monday, October 28 when they travel to Orlando, Florida to participate in the McDonough Cup.
For more on the Saint Leo golf program visit saintleolion.com. Be sure to 'follow' the Lions on Twitter and Instagram and 'like' the Lions on Facebook.


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Southern California High Tech Event Calendar
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|Mobile LAVA: Mobile Local Media Opportunities and Challenges
|Date: November 15, 2012
|Location:Santa Monica
|Mobile LAVA: Mobile Local Media Opportunities and Challenges. Mobile LAVA welcomes BIA/Kelsey analysts Matt Booth and Michael Boland to share their insights into the trends, market events, companies and case studies that are driving current and future opportunities in interactive and mobile local media. Since 1983, BIA/Kelsey has been a resource to the media, mobile advertising, telecommunications, electronic directory markets, Yellow Pages, government agencies, law firms and investment companies looking to understand trends and revenue drivers. This event will attract investors, founders, entrepreneurs and executives who need to understand the rapidly evolving tech and trends in mobile local media and its application in targeted advertising. See http://www.lava.org/events/event_details.asp?id=268289
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Did you know?
The Blyde River translates to 'River of Joy', while the Treur River translates to 'River of Sorrow'.
Bourke's Luck Potholes in Mpumalanga province are a series of natural geological formations that seem nearer to art than nature. Formed by centuries of water flowing through the landscape, this natural attraction is made up of inter-connected pools, interlaced with sandstone outcrops.
The potholes occur where the Treur River joins the Blyde River at the start of the Blyde River Canyon. In a continuing and centuries-old spectacle, the force of the water in these two rivers, combined with the particles of sand and rock that the rivers' transport, wears cylindrical potholes into the sandstone bedrock.
Over time, some of these potholes merge and new ones form, creating an intricate landscape of deep depressions and outcrops of resistant rock.
Visitors can view the potholes from a number of vantage points and bridges that criss-cross some of the most beautiful formations. Not only are the shapes of the formations spectacular, but the sandstone is layered and coloured in shades of amber, taupe, ochre and brown, so depending on the soil content of the water, the river levels and the time of day, the landscape constantly changes.
These natural sculptures are named after a prospector, Tom Bourke, who hoped to find gold at this site. He was unsuccessful, but other prospectors had more luck in the area.
The Panorama Route, which encompasses Bourke's Luck Potholes as well as the dramatic vistas, waterfalls, hiking trails, historic sites and lush vegetation between the towns of Graskop and Ohrigstad, has many historic sites and natural attractions to explore.
Travel tips & Planning info
Who to contact
Mpumalanga Tourism and Parks Agency
Tel: +27 (0)13 753 3115
Email: firstname.lastname@example.com
How to get here
The potholes are about 35km north of Graskop on the R532.
Around the area
Other iconic points along the Panorama Route include God's Window, Three Rondavels and the Blyde River Canyon itself.
Tours to do
You can visit Bourke's Luck Potholes as a stop on the Panorama Route, which stretches between the towns of Graskop and Ohrigstad. Once you arrive at the potholes, it's just a 700m walk down to the first viewing points.
What's happening
There is an informative visitors' centre at Bourke's Luck Potholes, which shares the area's interesting natural and socio-cultural history. There are also two short walking trails that start at the visitors' centre.
Best buys
There are a number of crafters who sell their handmade goods at the entrance to Bourke's Luck Potholes.


text: Increase Jump Decrease Description Character View Liquid Dye Color Powdered Dye Color Concentrated Dye Color Retrieved from "http://dwo.wikia.com/wiki/Dancer%27s_Shoes?oldid=25575" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Categories: Gear Feet Female Feet Gear


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This weekend is the Victoria Day long weekend up here in Canada. It's also the official start of the camping season, the gardening season (in Alberta), and often the drought and fire ban season too.
The boss let us out at 2:30 PM, so I did a ton of cleanup on the yard and settled down for a good cook. Rib eye steaks were on sale so I picked a couple of them up. I also felt like getting the grill baskets out to see how they would work on the new grill. So actually, that's where this post starts:
I've sometimes had great results with cooking mushrooms in a grill basket but they're usually bigger than this. I sprayed these with garlic and herb olive oil to start.
I gave these asparagus a shot of oil as well. I like the idea of asparagus rafts, but I find the spears stay together even better if they're in a grill basket.
And of course since I started running out of space, the bone-in rib eye steak goes on the sear/side burner. This one was seasoned just with EVOO, kosher salt and cracked 4-color pepper.
Not too bad a crust on this one.
I also tossed on a few corn cobs to grill which is why the steak was on the sear burner. The asparagus started cooking a bit too quickly so I moved it upstairs.
Here are the steak and mushrooms, on a vintage GrannyWare enamel plate.
The steak was a nice medium-rare. The bone goes to the neighbor's dog once I'm done with it. He's about the size of a large rat, so the bone is almost half his length. Besides - the dog can't cook, so he gets what he gets.
And finally, the grilled corn and asparagus. The latter was a bit crispy for my taste, but still OK. That's why you need to keep an eye on the smaller spears - they burn easily.
Not sure what's on for tonight, Sunday or Monday as I'm a bit worn out cleaning up the yard again today. I may take a break from the grill for an evening.


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DETROIT - Detroit has had its struggles and troubles, but there are positive stories and influential people in the city every day.
That's why Local 4 and a prominent local clergyman, the Rev. V. Lonnie Peek, Jr., have teamed up to find those people and tell those stories.
Every Day Heroes
These are folks who show some kindness, consideration, effort and honesty toward others:
Several days ago, Detroiter André Green and his son were at a basketball game, Andre noticed a wallet on the floor. It had credit cards, money and IDs. As Andre said ?It had someone?s whole life in it?. He took the wallet home and on the way his son said ?Dad what you going to do with the wallet? One hundred thoughts ran through his mind as he prepared to answer.
Number one, just like a lot of other folks, there is more month than there is money. He could sure use the money, but his answer was based upon not his needs but the need of the man who lost the wallet. He said he was going to call the man and let him know he has it so he can come and get what is his. He further told his son that ?in life you will be tempted to do not what is right many times, but you have to do what is right because that is what you?re suppose to do and in the end, you will be better off for it. You and I both know that the right thing to do is to return the wallet. He further said, ?This guy has got to be going bonkers now wondering what he was going to do.?
So, he calls the man, who happens to live in Shelby Township. Now André lives in the Livernois - 7 Mile area. When the man came to his house, he was so appreciative, that he must have thanked Andre 200 times. He said, ?Everything is here!? Andre said ?Of course?.
Then the man mentioned that his family used to live several blocks over and he remembered the neighborhood and that he is happy to return under these circumstances. He was going to go home to tell his family what happened and how this man in Detroit did the ?right thing.?
So here we have an Every Day Hero, Andre Green of Detroit, who touched someone with honesty who will spread the word to others. Oh and along the way, he also taught his son about the ?right thing? to do.
Would you have turned the ?entire? wallet back in?
Do you know an everyday hero in your life? E-mail us and tell us about them.
Rev. V. Lonnie Peek, Jr. located in Detroit in 1975. After teaching 2 years in DPS, he went to WSU receiving a Masters of Social Work, an activist on campus he created the Association of Black Students. He is an entrepreneur and serves on such civic boards as New Detroit, Inc, Detroit Riverfront Conservancy and the Detroit Economic Growth Corporation. With extensive radio background expanding 25 years, he writes a weekly column for the Michigan Chronicle. He has been a regular on local/ national television shows dealing with political and social issuesAn ordained minister and seminary graduate, he serves on the executive committee and is the public relations chairman for the Council of Baptist Pastors of Detroit and Vicinity and is Assistant Pastor at Greater Christ Baptist Church.
Copyright 2003 by ClickOnDetroit.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Tao Jiang
I am a post-doc at Institute for Systems Research, University of Maryland, College Park. I received my Ph.D. at UMD in 2007 and B.S. at Tsinghua University, China in 2001. Both are in Electrical Engineering. Now I am working with students and researchers of the HyNet center and the SEIL lab leaded by Dr. John S. Baras. My main interests of research include control and management of autonomic networks, trust and reputation, network security, and wireless systems.
2243 A.V. Williams Building
Institute for System Research
University of Maryland
College Park, MD 20770
Tel: 301-405-4988
Email: My PGP key
Last Modified: March 21, 2008


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CRADLEY Town boss Nigel Birch has described his team's performance against basement boys Bartley Green as an embarrassment to the club.
Town followed up a good 1-1 draw against Sporting Khalsa, who are in fourth place in West Midlands Premier League, on Saturday with a disappointing 2-2 draw against Bartley Green on Tuesday night.
Birch didn't pull any punches about his side's showing against a team that has only picked up eight points all season.
He said: "Our performance and the result was embarrassing. We weren't at the races at all. I have told the players that they let themselves and the club down and that they need to be a lot smarter with how they play their football.
"Bartley Green worked very hard and I am full of credit for the effort they put into the game, but we were our own worst enemies.
"The pitch wasn't in great condition but we wanted to keep trying to play on the deck. Sometimes you need to realise that you need to go more direct.
"I think the good performance against Sporting Khalsa made the players think they could just turn up and win."
Birch also said he wants to see his side show the right reaction when they face Bromyard at home this Saturday (3pm ko).
"Some of the players looked tired on Tuesday night, so I will rest some of them. It is important that we now take three points at the weekend and the group reacts in the right manner," he added.
Meanwhile, in the Midland Alliance, Causeway United bounced back from last Saturday's 3-0 away defeat against Coleshill, who now sit one place above them in fifth, by beating Kirby Muxlow 3-1 at home on Tuesday night.
The result now gives Causeway momentum going into a local derby against high-flying Tividale this Saturday. The games between the two sides have been close this season, with Tivi winning the last league game and Causeway beating them in the cup.
Manager Andy Mole was pleased with his players reaction to last weekend's defeat and is looking forward to testing his side against the title contenders.
He said: "We redeemed ourselves well against Kirby and put in a really solid performance.
"I'm expecting a close game on Saturday and it would be great to take a scalp and get the bragging rights."


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In a small mixing bowl, combine the cucumber, carrot, green onion, garlic and shoyu. Let marinate for 1 hour, mixing occasionally. Place the garbanzo beans, tomatoes, jalapeno and sea salt in a food processor. Puree until smooth and creamy. Place in individual serving bowls and chill for 1/2 hour. Garnish each bowl of soup with an equal amount of marinated vegetables. Delicious served with your favorite croutons.
Per serving - 193 calories, 2 gram fat (10% calories from fat), 11 gram protein, 31 gram carbohydrate, 9 gram fiber, 0 milligram cholesterol, 342 milligram sodium


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text:
Crochet Purse - Flowers & Stripe
buy it now or visit pattern website
11.5cm width x 9cm height x 7cm depth
To make 2 purses:
Jamieson's of Shetland double knitting (DK weight; 100% Shetland Wool; 75m per 25g ball)
1 x 25g of Daffodil (390)
1 x 25g Sholmit (103)
One ball each of the above colours will allow you to make two purses (1 stripe & 1 flower / 2 stripes / 2 flower purses) If you use Daffodil (390) as yarn A, use Sholmit (103) as yarn B. Then for the second purse use Sholmit (103) as yarn A & Daffodil (390) as yarn B.
19 sts and 20 rows to 10cm square over double crochet (dc) using 4mm hook.
Needles & Accessories
4mm hook (UK/Canadian 8 or Japanese 7/0)
Sew-on purse frame 3.75 inch
Small tapestry needle (that goes through the holes of the frame (1-1.2mm diameter)
A pair of pliers
2 x Stitch markers (m)
Small piece of waste fabric (optional - this is used to protect the frame when squeezing the ends)
Textile glue (optional)


text:
Flames NewsFlames Home > Men's Basketball Home > News
MBB Game Day Central: Howard
The Game
The Liberty men's basketball team returns to action, Tuesday night, playing host to Howard. The Flames look to bounce back after seeing their three-game wins streak snapped in a 77-71 defeat at Austin Peay. Howard (3-11) will step into the Vines Center, looking for back-to-back wins for the first time since the start of the season. The Bison picked up their first-ever win over the Flames, last season, taking the contest inside Burr Gymnasium, 60-53 (Dec. 15, 2012). Tipoff for the fourth installment in the all-time series is slated for 7 p.m., with the contest airing live on the Liberty Flames Sports Network, Comcast Sports South, ESPN3, MASN and the Big South Network.
All About Burrus – Antwan Burrus is coming off a career-night, dropping 27 points at Austin Peay. The big man went 11-of-16 from the field, including 1-of-1 from three-point range and 4-of-4 at the charity stripe. Burrus capped the night with a three-pointer, his first made trey since hitting a 30-foot buzzer beater at Charleston Southern (Feb. 9, 2012), which landed at No.2 on ESPN SportsCenter's Top 10 plays.
Burrus enters Tuesday's contest with 902 career points, needing 98 to join John Caleb Sanders as the 24th member of Liberty's 1,000-point club. The redshirt senior (111) also needs two more blocks to surpass Julius Nwosu (1991-93) for second all-time on Liberty's career blocks list.
Chasing Big Brother
John Caleb Sanders is steadily moving up Liberty's all-time scoring ladder. The senior is currently in 19th with 1,125 points. Sanders needs 111 points to surpass older brother Jesse (15th, 1,235 points). John Caleb is coming off a season-high 16-point performance at Austin Peay, Saturday and has posted double-digit scoring figures in the last four games.
Notes and Anecdotes
- Prior to coaching at Howard, head coach Kevin Nickelberry spent three seasons at Hampton (2006-09), amassing a 49-44 record with the Pirates. Liberty recently squared off with Hampton in the Corpus Christi Challenge, picking up a 70-53 win (Nov. 29, 2013).
- Liberty holds a 12-9 record over current members of the MEAC. The Flames are 2-0 against Coppin State, 0-1 against Delaware State, 1-0 against Florida A&M, 3-2 against Hampton, 2-1 versus Howard, 2-0 versus Maryland-Eastern Shore, 1-2 against Morgan State, 1-2 against Norfolk State and 0-1 versus North Carolina A&T.
- The Flames 2012-13 season came to an end at the hands of a MEAC opponent, as North Carolina A&T edged Liberty in the NCAA First Four, 73-72 (March 19, 2013).
- Liberty has won the rebounding battle the last five games, outrebounding its opponents 200-138 and averaging 40.0 rebounds during the span.
Last time vs. Howard
- After leading by seven at halftime, the Flames went eight-plus minutes without a field goal at the start of the second half, allowing the Bison to go on a 15-1 run en route to a 60-53 victory.
- Davon Marshall led the Flames with 13 points, followed by Casey Roberts who chipped in 11. JR Coronado concluded the contest with 11 rebounds.
- Mike Phillips led the Bison with a game-high 19 points. Calvin Thompson and Simuel Frazier added 13 and 12 points, respectively, for the home team.
- The contest marked the 2012-13 debut of Joel Vander Pol, who had missed the previous nine games due to a back injury.


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Credit Unions Boost Lending, Cut Long-Term Investments in First Quarter, 2015
NCUA Reports Loan Delinquencies Fall to Lowest Level in Eight Years
Federally insured credit unions relied more on lending and less on investments to generate income during the first quarter of 2015, the National Credit Union Administration reported yesterday.
"Credit unions are continuing to make the loans needed to grow local economies," NCUA Board Chairman Debbie Matz said. "As a result, their members are buying houses and cars, and they're paying for college to give young people a better start in life. At the same time, credit unions are curbing long-term investments. The switch from long-term investments to loans is decreasing interest-rate risk, a positive development for the credit union system as a whole."
Cooperative Credit Union Association Takes Effect Jan. 1
Massachusetts credit unions voted in unanimous fashion to join forces with the credit unions of New Hampshire and Rhode Island in a merged credit union trade association. The result of that vote, together with similar votes taken earlier this month in New Hampshire and Rhode Island, means that the credit union Leagues in the three states will merge to form the Cooperative Credit Union Association.
CFPB Finalizes Rule Regarding Online Privacy Disclosures
The CFPB has finalized a rule allowing financial institutions, including credit unions, to post privacy notices online rather than in paper, if certain conditions are met. This rule simplifies notice requirements for institutions that limit their consumer data-sharing. This rule was proposed in May and generally supported by CUNA and the League; the rule will become effective upon publication in the Federal Register.
League Launches "Commitment to Cooperation" to Honor the Past, Prepare for the Future
Credit unions are built on the time and effort of dedicated volunteers and professionals who work with the members' best interests at heart. In Massachusetts, New Hampshire, and Rhode Island there are many credit union leaders who have devoted many years to improving their individual credit unions as well as the larger credit union system.
CUNA's 2015 GAC: Events Include Special MA/NH/RI Reception on March 8th
Preparations for the 2015 CUNA Governmental Affairs Conference (GAC) are well underway. In addition to political advocacy, the program offers attendees networking opportunities, keynote speakers, industry-focused breakout sessions, and the largest financial services exhibitor showcase.
Governor Patrick Signs Massachusetts Credit Union Investment Authority Bill into Law
Massachusetts Governor Deval Patrick signed into law yesterday House 3954, An Act Relative to the List of Legal Investments prepared by the Commissioner of Banks. The measure improves the investment authority for state chartered credit unions in three ways.
Small Credit Union Conference Features Lively Discussion on Key Issues Facing Small CUs
Over sixty representatives from small credit unions in New England and beyond met in Portsmouth, New Hampshire, to attend the 7th annual Small Credit Union Conference, and thriving-not just surviving-was on the minds of small credit union leaders.
CUs Discuss Loan Participation, Exams, & Cybersecurity at MA Division of Banks Regional Roundtable
On October 2, the Massachusetts Division of Banks jointly sponsored a regulatory roundtable with the League for Massachusetts credit unions. League President Paul Gentile facilitated this lively session at which member credit unions directed a number of questions on a wide range of subjects to Commissioner David Cotney and members of his senior staff.
MA, NH and RI Merger Vote Schedule and Documents are Published
The credit unions of Massachusetts, New Hampshire, and Rhode Island will be voting on a plan to merge their three Leagues next month. A voting schedule for each state has been established, which includes the opportunity to vote electronically on a secured website using a unique password or to vote in person at a polling place set in the state in which they are located. (See the schedule shown below.)
NCUA's McWatters Says New RBC Comment Period is Needed
NCUA Board Member J. Mark McWatters confirmed that he would not vote in favor of any risk-based capital (RBC) proposal if it does not include a second comment period.
MA, NH and RI Officials attend NCUA Board Meeting as Part of Hike the Hill
The NCUA Board met briefly yesterday to discuss the Temporary Corporate Credit Union Stabilization Fund quarterly report, and issued a final rule regarding several technical amendments. This was the first meeting for new NCUA Board Member Mark McWatters and NCUA Board Member Rick Metsger's first meeting as Vice Chairman.
Credit Unions from MA, NH and RI Head to Washington, D.C. to Hike the Hill and Meet with Lawmakers
A sizable contingent of credit union leaders representing the Massachusetts Credit Union League, New Hampshire Credit Union League and the Credit Union Association of Rhode Island traveled to the nation's capital on September 17, to meet with lawmakers and discuss a number of issues that are of critical concern to credit unions and their members.
Gentile Urges NCUA to Issue Supplemental Risk Based Capital Rule for Additional Comment
In a letter to the NCUA Board, League President Paul Gentile requested that the NCUA Board issue a supplemental rule on Risk Based Capital that would include an additional comment period.
Congresswoman Tsongas Meets with Credit Union Leaders at Jeanne D'Arc Credit Union
Jeanne D'Arc Credit Union President and CEO Mark Cochran welcomed Congresswoman Nikki Tsongas and a group of credit union leaders to the credit union headquarters in Lowell, MA, on Friday, September 5, for a wide-ranging discussion of topics related to credit unions, the economy, and the community.
Massachusetts Credit Union League Welcomes Direct Federal Credit Union as a New Affiliate
The Massachusetts Credit Union League is pleased to welcome $420 million asset Direct Federal Credit Union, based in Needham, MA, as a new League affiliate.
Bernie Winne Named to CFPB Credit Union Advisory Council
Boston Firefighters Credit Union President/CEO Bernie Winne, who also serves as a Massachusetts CU League Board Member, was appointed to serve on the Credit Union Advisory Council (CUAC) of the Consumer Financial Protection Bureau (CFPB). Winne joins seven other credit union leaders who were named to the council. The CUAC advises the CFPB on regulating consumer financial products or services, specifically to share the unique perspectives of credit unions.
MA League Charity Golf Tournament Raises More than $27K for the Homeless
The 100 golfers who traveled to Juniper Hill Golf Course in Northboro, MA, for the Massachusetts Credit Union League's Charity Golf Tournament to benefit the Massachusetts Coalition for the Homeless raised $27,000 for this great cause and they enjoyed a fabulous summer day out on the course.
League Submits Comment Letter to NCUA on Proposed Appraisal Reg
League President Paul Gentile submitted a comment letter to NCUA on behalf of member credit unions regarding two regulations that NCUA proposed at its June board meeting. The comments were made on Proposed Rulemaking on Appraisals - Availability to Applicants and Requirements for Transactions Involving an Existing Extension of Credit.
Nationally Renowned Strategic Governance Expert Added to 2014 Fall Leadership Conference Lineup
Strategic governance can make the difference in a credit union's growth and future viability. The upcoming Fall Leadership Conference features one of the nation's leading governance experts in Stuart R. Levine, chairman and CEO of Stuart Levine & Associates LLC, who will cover "dynamic" governance.
City of Boston CU CEO Trombley Voices Support of Jimmy Fund as Part of Radio-Telethon during Red Sox
Dan Trombley, CEO of the City of Boston Credit Union, Boston, MA, joined Red Sox radio announcers Joe Castiglione and Dave O'Brien during the seventh inning of the Red Sox game against the Angels at Fenway Park. Dan was there to help promote the annual radio-telethon held to raise money for the Jimmy Fund.
League Announces Speaker for 2014 Fall Leadership Conference
The 2014 Fall Leadership Conference at the Wentworth by the Sea resort in New Castle, New Hampshire, on October 24-26, features a number of nationally acclaimed speakers and industry experts. One of the featured speakers, Michael B. Rubin, president of Total Candor who is from New Hampshire, is the bestselling author of "Beyond Paycheck to Paycheck,"
Massachusetts Division of Banks Calls Credit Union Attention to Reg Review Comment Period for EGRPRA
The Massachusetts Division of Banks recently sent an email to Massachusetts state chartered credit unions reminding them that an important federal regulation review process is taking place and is currently open for comment.
MA League Charity Golf Tournament Rescheduled to August 26
The Massachusetts Credit Union League charity golf tournament to benefit the MA Coalition for the Homeless has been rescheduled due to extreme weather conditions. The tournament will now be held on Tuesday, August 26 at Juniper Hill Golf Course.
Fall Conference Registration Opens, Innovative Content Drives Strong Agenda
The League's Fall Leadership Conference is scheduled for October 24 - 26, 2014, at the beautiful and historic Wentworth by the Sea in New Castle, NH, but this year's agenda is about much more than a beautiful venue.
Interest Rate Risk: Seeking Member Feedback on IRR Exam Experience
The National Credit Union Administration continues to indicate that Interest Rate Risk remains a top regulatory concern. The agency has not only addressed IRR in regulation and exam focus in recent years, but IRR is also tightly woven into the proposed Risk-Based Net Worth proposal
MA Legislature Concludes Formal 2013-2014 Session Late Last Night
The Massachusetts General Court concluded formal sessions early on the morning of August 1 with both the House of Representatives and Senate completing work at approximately 1:00 a.m. The current legislative session marked the advancement of a number of bills beneficial to credit unions, including regional branching and legal list investments. Both issues have been key strategic legislative objectives for the League.
Matz Addresses Cybersecurity, Interest Rate Risk and Supplemental Capital at AACUL Meeting
During a discussion with credit union officials yesterday as part a meeting of the American Association of Credit Union Leagues (AACUL), NCUA Chairman Debbie Matz addressed several timely topics of interest.
Final NCUA RBNW Listening Session Was Held in VA
Yesterday at its third listening session held in Alexandria, VA, NCUA made it clear that the agency's risk-based capital proposal will undergo changes in key areas before it is made final.
Credit Unions Sponsor Reality Fair at MA State House for Legislative Interns
Massachusetts House of Representatives and Senate legislative interns experienced their first reality fair yesterday sponsored by the City of Boston Credit Union, Boston, MA; Mass Bay Credit Union, South Boston, MA, and Metro Credit Union, Chelsea, MA.
League Hike-the-Hill Program Set for September 17, Registration Open
The Massachusetts Credit Union League, the New Hampshire Credit Union League, and the Credit Union Association of Rhode Island are sponsoring their 2014 Hike-the-Hill program in Washington, DC, in conjunction with CUNA on Wednesday, September 17, at Credit Union House. Credit union officials are encouraged to participate in this important event.
League Speaks Out on NCUA Field of Membership Proposal
In a comment letter to NCUA dated June 30, League President Paul Gentile offered comment of four different aspects of this proposed rulemaking which would amend the NCUA Chartering and Field of Membership Manual.
Congresswoman Clark Meets with Credit Union Officials at RTN Federal Credit Union
Massachusetts Congresswoman Katherine Clark, the newest member of the Congressional Delegation, met with credit union officials yesterday at RTN Federal Credit Union in Waltham, MA.
Presidential Message Celebrates 80th Anniversary of Federal Credit Union Act
The White House has issued a Message from the President about the 80th anniversary of the Federal Credit Union Act, praising credit unions for their dedication to providing affordable financial services.
Directors Re-Elected and Long Time Employees Honored at MA League Annual Meeting
The Massachusetts Credit Union League held its annual meeting at the Charleston Place Hotel on June 25, the culminating event of the League's Annual Meeting and Convention.
Hughes to Step Down after 50 Years at Brookline Municipal CU; DeMaio Named New CEO
Jim Hughes began his career at Brookline Municipal Credit Union in1964 and never looked back.
'Local Service, Global Good' is Theme of 2014 International Credit Union Day
The 2014 International Credit Union (ICU) Day theme -- "Local Service. Global Good" -- announced last week by the World Council of Credit Unions, emphasizes the positive effect credit unions have in their communities and worldwide.
Gentile Cited in CU Times Column Questioning the WSJ Report on Credit Union Investment
In a column entitled NCUA, CUs, RBC, IRR and the WSJ, Sarah Snell Cooke, publisher and editor in chief of CU Times questions the motivation for and the research behind a Wall Street Journal piece which raised many questions about credit union investment practices, lending and financial management and did so with scant evidence or direct quotes from named experts.
15 Reasons Why You Should Only Bank at a Credit Union - #8 You are in Control
The League's new consumer education book 15 Reasons Why You Should Only Bank at a Credit Union lets the consumer know that their interests guide the credit union.
Fox Business News Interviews Gentile after President Obama Announces New Student Loan Initiative
President Obama signed an executive order yesterday to expand the2010 Pay as You Earn program that caps some college graduate's student loan payments at 10% of their monthly discretionary income. In a Fox Business news story about this development Laegu President Paul Gentile was asked to share some thoughts on student lending.
State Data Show Loan, Membership Growth Gain Speed in First Quarter 2014
A new analysis of state-level data released this week by NCUA shows several key performance measures, particularly loan and membership growth, rising at federally insured credit unions in the 12 month period ending March 31, 2014.
Student Essay Contest Winners Honored at the State House
On June 4, the winners of the Massachusetts Credit Union 24th Annual Essay Contest for 7th and 8th Grade Students were honored in the Great Hall at the State House. Sponsored by the Massachusetts Credit Union League and the Massachusetts Credit Union Share Insurance Corporation (MSIC), the event recognizes the efforts of the young people who wrote the winning entries in a statewide essay contest for 7th and 8th graders.
Shondek Interviews Gentile on WSAR –AM CU Wednesday Radio Show
Every Wednesday afternoon Matt Schondek, CEO of the Fall River Municipal Credit Union takes to the airwaves to talk to his listeners about important financial matters. This week he sat down with League President Paul Gentile to talk about credit unions, the economy and why credit unions are the best choice for consumer financial services.
League Convention Destination Charleston Voted #1 US City 3rd Year in a Row!
In addition to an outstanding education program and many great networking opportunities the 2014 Massachusetts Credit Union League Annual Convention is going to take place in America's favorite city.
Credit Unions Honored at MA Coalition for the Homeless Gala
The Massachusetts Credit Union League's longtime charitable partner, the Massachusetts Coalition for the Homeless honored the credit unions of Massachusetts for their many years of generous support last night at their annual fundraising gala at the Liberty Hotel in Boston, MA.
League Publishes 15 Reasons Why You Should Only Bank at a Credit Union
This week the League unveiled a new consumer education tool it is making available to help credit unions explain who they are, what they do and why they are the only financial institution that the consumer should use. It is entitled: 15 Reasons Why You Should Only Bank at a Credit Union. This concise book written by League President Paul Gentile lays out the facts in clear, easy to understand and engaging language.
Special Risk-Based Net Worth Session Draws a Crowd at GNECUS
Attendees packed the room to hear a panel of experts, moderated by League President Paul Gentile, discuss a number of aspects of the Risk-Based Net Worth Proposal that the NCUA is currently seeking comments on. As he opened the session, Gentile reiterated the need for credit unions to get comments in to the NCUA on this topic, saying that if enacted this proposed regulation will have far reaching implications, which will make it difficult for credit unions to make independent business decisions.
Twelve CU Rising Stars Honored at GNECUS Breakfast
The Rising Stars Breakfast has become a highly anticipated part of the Great New England Credit Union Show and once again it got the day off to a terrific start. League President Paul Gentile, who served as Master of Ceremony at the breakfast, spoke about how inspiring it was to hear the presentation by featured speaker Major General (Ret,) Timothy McHale and then to watch the Rising Stars accept the honors that they have earned.
CU Officials Turnout in Big Numbers for Great New England Credit Union Show
This year's Great New England Credit Union Show attracted a tremendous number of credit union professionals and officials from Massachusetts, New Hampshire, and Rhode Island as well as a large contingent of people representing companies that serve the credit union community. Altogether the show played host to more than 500 people over the course of the day.
League Announces New Financial Literacy Group for Credit Unions
What better time than Financial Literacy Month to roll out a new initiative that encompasses all of the financial literacy work being done credit unions in Massachusetts, New Hampshire and Rhode Island. The umbrella identity is the CU Effect which stands for Enhancing and Fostering Financial Education and Capability Together. A number of initiatives and activities, which are detailed below, have already been planned.
Consumer Finance Protection Bureau (CFPB) representative Jenefer Duane to Speak at League Program
Jenefer Duane has been added to the agenda for the League's April 15 program, "Preventing, Detecting and Addressing Elder Financial Abuse". Ms. Duane currently serves as the Senior Program Analyst in the CFPB's Office of Financial Protection for Older Americans and joined the bureau in 2011.
Creating Cooperative Power: League Convention Charleston, SC—June 22 -25
Credit Union leaders from all across Massachusetts are going to be Creating Cooperative Power from June 22 – 25 at the Massachusetts Credit Union League's Annual Meeting and Convention. And what better place to do that than in beautiful Charleston South Carolina, voted the best city in America in 2013 by Conde' Nast Traveler Magazine. You won't want to miss this high energy event in this seaside city, where southern charm, historic attractions and terrific nightlife all come together.
Gentile Shares PR Insights with Marketers Network
The League's Marketers Network gathered together at the Credit Union Center in Marlborough on March 11. The featured speaker for the meeting was League President Paul Gentile who shared the insight he has on how the media works which he gained while working as a reporter and then as the editor of Credit Union Times.
NCUA Board Member Rick Metsger to Speak at MA Convention in Charleston, SC
The Massachusetts Credit Union League is pleased to announce that NCUA Board Member Metsger will be a featured speaker at the League's Convention which will be held at the Charleston Place Hotel in Charleston, SC. Mr. Metsger will address the group in the morning on Tuesday, June 24. The Convention begins on Sunday, June 22 and concludes on Wednesday June 25.
League Asks Credit Union CEOs to Complete Risk Based Net Worth Survey
Credit Union CEOs in Massachusetts, New Hampshire, and Rhode Island received an e-mail Tuesday, February 18 asking them to participate in a very important survey designed to gather their thoughts and concerns regarding the NCUA's proposed Risk Based Net Worth proposal. This proposal would mean that many credit unions that have a set percentage of loans in certain business lines would have to substantially increase the amount of capital that they hold. (Click here to take the survey.)
@DailyCUScan Now on Twitter
The League's newsletter Daily CU Scan is staking out space on Twitter (@DailyCUScan) in order to get the latest breaking news out to member credit unions on a real time basis. "A daily newsletter is a tremendous communication tool," said League President Paul Gentile, "but when it is coupled with the ability to get the word out in real time we can really take the idea of timely information to the next level."
NCUA Confirms: No TCCUSF Assessment in 2014—and Less Likely After
The NCUA confirmed February 11 that there will be no Temporary Corporate Credit Union Stabilization Fund (TCCUSF) assessment charged in 2014 and the agency further stated that credit unions are much less likely to be charged another TCCUSF assessment going forward.
League presents $120,000 Check to MA Coalition for the Homeless
On January 23, 2014, the League's Social Responsibility Committee Chair, Nicole James and League President/CEO Paul Gentile, along with several committee members presented the Coalition's Executive Director Robyn Frost with a ceremonial check for $120,000 representing the overall donation to the Coalition.
Target breach to cost credit unions estimated $25M-$30M, CUNA study shows
Preliminary data from a Credit Union National Association (CUNA) survey show that credit unions have already incurred costs estimated to be in the range of $25 million to $30 million in costs as a result of the Target stores data security breach. Locally, credit unions in Massachusetts have reported that more than 100,000 credit and debit cards have been affected at a cost of $530,000. In New Hampshire, 54,000 cards have been affected to the tune of $144,862; and Rhode Island credit unions indicate that they have 23,000 cards impacted costing $60,495.
NCUA operating fees decline—Invoices will come out in March
2014 natural person federal credit union operating fee rate reduction of 18.4%, and 5.1% increase in the asset dividing point for the 2014 operating fee scale, are detailed in a new National Credit Union Administration (NCUA) letter to federal credit unions (14-FCU-01).
Appeals court to closely examine lower court interchange ruling
U.S. Court of Appeals for the District of Columbia Circuit Judges David Tatel, Harry Edwards, and Stephen Williams asked questions at oral arguments, on January 17, that raised questions about whether they will fall in line with a lower court ruling that sought to overturn the Federal Reserve's debit interchange fee cap regulations.
Learn more about NCUA's new examination report process
The National Credit Union Administration (NCUA) will host a free webinar, "NCUA Examination Modernization," on Wednesday, January 22, 2014, at 2:00 p.m. Eastern Standard Time.
CFPB seeks new Credit Union Advisory Council members
The Consumer Financial Protection Bureau (CFPB) announced January 15 that it is seeking applications for positions on its advisory groups, including the Credit Union Advisory Council (CUAC).
Gentile: NCUA should focus on working with credit unions not late file fees
The National Credit Union Administration (NCUA) issued a letter to credit unions (14-CU-03), which detailed the agencies plans to impose fines on credit unions that file their quarterly reports late. In the letter, NCUA Chairman Matz stated, "Late filings of quarterly Call Report and Profile data have become a serious problem."
Gentile writes on credit unions fighting to curb elder abuse
League President Paul Gentile recently authored a Guest Opinion entitled Credit Unions Combat Elder Financial Abuse for Credit Union Times. The piece, which appears in the paper's January 8 edition, touches on some of the steps that credit unions are undertaking to address this huge problem.
Risk-based capital rule would affect fewer than 200 credit unions, Metsger says
As the National Credit Union Administration (NCUA) works to modernize the 15-year-old credit union capital regime, board member Rick Metsger said Monday, January 13 that fewer than 200 credit unions would be required to make adjustments under a new risk-based capital proposal now being developed.
League President Paul Gentile special guest at Metro-Boston/Tri-County North joint chapter meeting
League President Paul Gentile will be joining credit union professionals and volunteers from the Metro-Boston Chapter and the Tri-County North Chapter at their joint chapter meeting on February 12. This meeting will be held at Seasons 52, located at 6 Wayside Place in Burlington, MA.
Filene Research Institute seeks responses on revenue survey—January 17 deadline
Filene and Aite Group are asking credit union CEOs, CFOs, and other finance professionals to complete a survey on how their credit unions are addressing the revenue imperative. Responses are due January 17. Filene will share a complimentary copy of the report with survey respondents.
Paul Gentile begins work as President of Massachusetts Credit Union League
Paul Gentile's tenure began this week as the new president/CEO of the Massachusetts Credit Union League. Already, Gentile has been out visiting with credit union CEOs and made his first visit to the Massachusetts State House on a bill related to investment authority for state-chartered credit unions.
CFPB's Cordray Letter to Credit Unions on Mortgage Deadline
A letter from Consumer Financial Protection Bureau (CFPB) Director Richard Cordray, dated January 3, 2014, reminds credit unions that new Ability-to-Repay/Qualified Mortgage (ATR/QM) rules are set to take effect on Friday, January 10. He also thanked credit unions for "all of your hard work in preparing to implement these rules."
CUNA Survey Seeks Data Breach Cost Details – CUNA News Now, Jan. 6
What was the cost of the Target breach on your credit union? The Credit Union National Association is asking credit unions for cost information, and details on how the breach has impacted members, through a new online survey.
Unite for good at the GAC
This year's Credit Union National Association (CUNA) Governmental Affairs Conference (GAC) theme is Unite for Good. CUNA plans to highlight real stories about how credit unions Unite for Good. They are looking for video, photos, and write-ups to be used in a video montage celebrating credit unions and on a huge wall at the event.
Target breach effect on payment systems debate—CUNA News Now, Jan. 2
While credit unions and other financial institutions reissue millions of debit and credit cards compromised by the Target data breach last month, security and payments industry experts are debating the implications of the breach on payment systems.
CUNA Governmental Affairs Conference
The Credit Union National Association (CUNA) will be hosting its annual Governmental Affairs Conference (GAC) from February 23-27, 2014 and there is still time to register for this important event. The GAC is the single largest gathering of credit union officials, volunteers, and executives held in the nation each year. A tremendous number of high profile speakers from lawmakers to business leaders will be addressing the event. The GAC also features a truly impressive exhibit hall and great opportunities to network with credit union peers from around the nation.
Mark your calendars for conferences, convention, and The Great New England Credit Union Show
Dates have been set for the League's marquee events for 2014 and it's time to get them into your calendar. These programs draw the largest crowds of any credit union events in New England and each provides a tremendous opportunity to network and learn.
Filene report: Why credit unions should be allowed to accept public deposits
Allowing credit unions to accept public deposits increases choice in the marketplace, provides greater competition, and in many cases, provides better convenience for trustees of the public's money, according to a new report from the Filene Research Institute.
CUNA exam survey —Deadline extended to Jan. 10
The League is reaching out to ask credit unions to make certain they complete the Credit Union National Association's (CUNA) examination survey.
Financial regulators issue final guidance on social media
On December 11, the Federal Financial Institutions Examination Council (FFIEC), on behalf of its six members (which includes the National Credit Union Administration), released final guidance on the applicability of consumer protection and compliance laws, regulations, and policies to activities conducted via social media by banks, savings associations, and credit unions, as well as nonbank entities supervised by the Consumer Financial Protection Bureau. The guidance is effective immediately.
MBL cap increase would boost small biz cash access, CUNA says
Credit unions share the U.S. House Small Business Committee's goal of increasing small business access to capital through the reduction of statutory and regulatory impediments. The Credit Union National Association (CUNA) suggested several ways that access could be improved, including increasing the member business lending (MBL) cap, in a letter sent to committee members last week.
Fed released Beige Book December 4
The Federal Reserve Bank's Beige Book, released on December 4, reports that the economy continued to expand at a modest to moderate pace from early October through mid-November. The report from the Boston Fed stood out in that it reported economic expansion during this period.
CFPB to oversee nonbank student loan servicers
The Consumer Financial Protection Bureau (CFPB) issued a rule December 3 that allows the Bureau to supervise certain nonbank student loan servicers for the first time. The rule brings new oversight to the nation's second largest consumer debt market – student loans – which have seen a rise in borrower delinquency in recent years.
CUNA launches new survey seeking credit union exam challenges
Credit union experiences and impressions of the examination process are again being requested by the Credit Union National Association (CUNA) which has just released a new edition of its survey that gives credit unions the chance to provide feedback to CUNA and state leagues on their most recent examinations by the National Credit Union Administration (NCUA) and/or state regulators.
Chapters collect toys for underprivileged kids at December meetings
The credit unions of Massachusetts are demonstrating their holiday spirit in a variety of ways this year. One special tradition that marks every holiday season is chapter toy drives for underprivileged children. This month four chapters are conducting such drives.
Third quarter data shows credit union loan growth up 2.9 percent
America's 6,620 federally insured credit unions continued positive trends in most metrics during the third quarter of 2013, including loans, membership, and net worth, according to new data released by the National Credit Union Administration (NCUA).
Paul Gentile named League President/CEO
The Massachusetts Credit Union League Board of Directors has named Paul Gentile as President/CEO effective January 6, 2014.
Filene survey: credit union challenges and opportunities
The Filene Research Institute has requested the League's assistance in getting the word out about a survey they are conducting to learn about the challenges and opportunities faced by employees and volunteers at credit unions around the world.
NCUF's non-prime auto lending program to be tested by Filene Research Institute
The National Credit Union Foundation (NCUF) recently announced that the Filene Research Institute will test its non-prime auto lending program in Filene's new accessible financial services incubator. Funded by a $700,000 grant from the Ford Foundation, the incubator will test, package and scale innovative, viable, financial products that benefit low-and-moderate-income US consumers.
NCUA announces that there will be no TCCUSF assessment in 2014
The National Credit Union Administration (NCUA) will not charge a Temporary Corporate Credit Union Stabilization Fund (TCCUSF) assessment in 2014. The National Credit Union Share Insurance Fund assessment for 2014 will be between zero and five basis points (bp), the agency added.
Fryzel discusses "right sizing" risk-based capital rules at AACUL Winter Meeting
National Credit Union Administration (NCUA) Board Member Michael E. Fryzel discussed a changing regulatory landscape and called for "right sizing" the agency's rules on risk-based capital.
Minority-owned credit unions equal 12% of FICUs, hold 3.5% of assets
The 805 credit unions that met minority depository institution criteria as of June 30 held $36.9 billion in assets, and are owned by 4.8 million members, the National Credit Union Administration (NCUA) said in its Minority Depository Institutions (MDI) Congressional Report.
MA Credit Union League encourages credit unions to support WOCCU Philippines relief effort
In the wake of super typhoon Haiyan, one of the most powerful storms ever recorded, the World Council of Credit Unions (World Council/WOCCU) is in contact with local authorities in the Philippines and the organization's Australian member, Customer Owned Banking Association, to assess how to best help the 4.5 million people affected.
Egan retirement celebration
On November 7, hundreds of people gathered at Gillette Stadium in Foxborough, MA for a gala celebration of Dan Egan's career. The crowd included credit union friends from the Massachusetts, New Hampshire, and Rhode Island credit union communities as well as guests from all across the United States representing the national credit union movement.
Credit union reg relief bill set for markup
The House Financial Services Committee announced that it will mark up a bill November 14 on a credit union regulatory relief measure supported by the Credit Union National Association (CUNA), one that would extend share insurance coverage to trust accounts held in the name of nonmembers.
CUNA contacts FFIEC to urge delay of mortgage reg legal liability, sanctions
Federal financial regulators should work with the Consumer Financial Protection Bureau (CFPB) to provide a short-term reprieve, until September, from examiner sanctions for noncompliance that might be imposed on regulated financial institutions that are making good faith efforts to comply with upcoming mortgage regulations, the Credit Union National Association's (CUNA's) CEO Bill Cheney urged in a letter to the Federal Financial Institutions Examination Council (FFIEC).
CFPB announces Boston Field Hearing—November 20
At the League's Hike-the-Hill last week, the Consumer Financial Protection Bureau (CFPB) Deputy Director Steve Antonakes announced that the CFPB will be hosting a field hearing in Boston on November 20, 2013 at 11:00 a.m. The location has yet to be announced.
CUNA asks CFPB to delay credit union compliance deadline for QM rule
Continuous communication with the Consumer Financial Protection Bureau (CFPB) is one way the Credit Union National Association (CUNA) is working to minimize the regulatory burdens faced by credit unions, and CUNA in recent meetings has suggested steps that could ease qualified mortgage (QM) regulation compliance issues, CUNA Deputy General Counsel Mary Dunn said recently.
Values & Visions—new improved design
The November edition of Values & Visions, the League's monthly electronic newsletter, is going to have a new look and increased functionality. The redesign incorporates "flip book" technology, which allows the reader to page through the publication much like they would with a paper newsletter.
Credit unions report strong loan growth in September
Loan growth at credit unions in September continued to rise, with the past 12 months' growth pace the fastest since before the Great Recession, according to the Credit Union National Association's (CUNA) Credit Union Monthly Estimates for September, released November 1.
Filene offers report on credit union financial sustainability
A new white paper from the Filene Research Institute explores the sustainability of the credit union model, and offers credit unions ideas for maintaining sustainably "excellent" organizations.
CLF, Fed discount window are only sources for emergency liquidity in NCUA rule
A new rule addressing emergency liquidity and contingency funding plans for credit unions contains some important changes that improve the final rule compared to the proposal and the Credit Union National Association (CUNA) said it appreciates these revisions. However, CUNA does not agree the rule is needed at this time.
NCUA: No NCUSIF assessment in 2013
The National Credit Union Administration (NCUA) open board meeting held on October 24 featured good news for credit unions: There will be no National Credit Union Share Insurance Fund (NCUSIF) premium assessment in 2013, agency Chief Financial Officer Mary Ann Woodson reported.


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The Dubois Library: Books & Technology
I have vivid memories of my elementary school's card catalog, the beautifully polished wood, the shiny brass handles on the drawers, and the mass of white and yellow cards, all heavily marked with pencil and typewriter ink. It all seems so quaint and antique now, and I nostalgically remember the process of finding a library book as such a lovely ritual.
Now that I work as a Librarian, however, I am beyond grateful for the technology that helps me manage a 20,000-volume library. I can't imagine dealing with the intricacies and details of a card catalog, and the requisite typewriter ribbons and wite-out.
And that technology only continues to improve. The Dubois Library, and its vast holdings of materials related to photography, including everything from books and magazines, to exhibition announcements, catalogs and encyclopedias, is organized using an online catalog developed and hosted by LibraryWorld, Inc. This catalog allows visitors to search the Library's cataloged holdings from any internet-connected computer. In 2008, LibraryWorld announced the release of LibraryWorld Mobile, allowing users of iPhones and BlackBerries the ability to search on their mobile devices. More recently, LibraryWorld has launched a search App, specifically created for iPad and iPhone users, and available through iTunes or the App Store. Once downloaded, users enter Dubois Library for the Library name (no password required), and can begin searching the Dubois Library collection from anywhere.
All this searching helps visitors discover what the Dubois Library has to offer, but to truly experience this incredible collection, a visit to the actual Library is in order. The Library is open by appointment, Monday-Thursday, 8:30-2:30pm. Browse amongst the seminal works by photography's masters, get lost in the travels of the medium throughout the years, or peruse the most recent contemporary releases. Maybe in a few more years all this technology will feel quaint and antique as well, but for now, the process of finding a library book is still a lovely ritual.


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Prize Recipient
Pierre Claude Hohenberg
Yale University
"For contributions to a wide range of topics in statistical and condensed matter physics; including the theory of dynamic scaling close to critical points, the theory of pattern formation in nonequilibrium systems, and density functional theory."Background:
Pierre Hohenberg received his AB (1956) and PhD (1962) in Physics from Harvard University. After postdoctoral study at the Institute for Physical Problems in Moscow and the Ecole Normale Superieure in Paris, he joined AT&T Bell Laboratories where he was a Member of Technical Staff from 1964 to 1995. During the period 1974-77 he was also on the faculty of the Technische Universitaet in Munich Germany. In 1995 he moved to Yale University as Deputy Provost for Science and Technology a position he currently occupies. His research prior to 1995 was in low-temperature and condensed matter theory, and statistical physics, in particular the study of critical phenomena near phase transitions and nonequilibrium pattern formation. In his current position he oversees the science and engineering departments of the Yale's Faculty of Arts and Sciences and is the senior research officer of the University. Hohenberg is a fellow of the APS, the AAAS, the NY Academy of Sciences and the Connecticut Academy of Arts and Sciences, as well as a member of the American Academy of Arts and Sciences and the National Academy of Sciences.
Selection Committee:
John Reppy (Chair), Mehran Kardar (12/02), Anatoly Larkin ('02 Rcpnt) (12/02), David Ceperley (Vice-Chair) (12/03), Linda Reich (12/03)