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Did you know?
Bakgatla is a derivative of the word kgabo which means monkey, the totem animal of the Bakgatla.
The Bakgatla-ba-Kgafela people are a sub-group of the Tswana, people who live in the North West province of South Africa and in Botswana.
The timeline of the history of this clan is punctuated with alliances and conflict, as it was forged during the era of the Difaqane (the scattering) in the early 1800s, when southern Africa was in social turmoil.
By the mid-1800s, the Bakgatla-ba-Kgafela were living in the Pilanesberg area near the site of the present-day Sun City resort in villages on a large number of farms they had leased from the Boer Republic. Part of the lease deal was that the Bakgatla-ba-Kgafela would provide farm labour to the Boers and join them on various raids on other tribes.
In 1870s, Commandant Paul Kruger (later to become President Kruger) went to the Bakgatla-ba-Kgafela chief, Kgamanyane, demanding free labour for a dam he was building. The men were to be harnessed to carts like animals.
History often swivels on a moment of madness. Kgamanyane refused, Kruger had him publicly flogged and a large contingent of Bakgatla-ba-Kgafela left the Pilanesberg area and went into what is today known as Botswana.
Settling in the Mochudi area, Kgamanyane's son, Linchwe, eventually succeeded his father as chief of the clan. The flogging was never forgotten, however, and the Bakgatla-ba-Kgafela allied themselves with the British in decades to come, including during the bitter period of the South African (Anglo-Boer) War.
After the war, the Bakgatla-ba-Kgafela on both sides of the border lost much of their hard-earned land, but then they slowly began buying back farms, especially around Pilanesberg.
No one realised that in 1924 a massive platinum find would take place on land belonging to the Bakgatla-ba-Kgafela. The area was part of what became known as the Bushveld Igneous Complex, full of massive deposits of chrome and platinum group metals.
In the years that followed, the leadership of the Bakgatla-ba-Kgafela formed joint ventures with various mining groups and now manage their share of the wealth in the interests of their people.
Tourists can visit a display depicting the history of the Bakgatla-ba-Kgafela people at the Mphebatho Cultural Museum, located in an old school house in Saulspoort, about 35 km from Sun City.
Travel tips & Planning info
Who to contact
Mphebatho Cultural Museum
499 Moruleng Boulevard, Saulspoort
Tel: +27 (0)14 556 1194
Cell: +27 (0)73 097 0504 (Paige Jautse)
Cell: +27 (0)76 471 0055 (Virginia Pilane)
Sun City Resort
Tel: +27 (0)14 557 5110
Email: firstname.lastname@example.com
How to get here
The Mphebatho Cultural Museum is in the North West province district of Saulspoort, Moruleng, about 25km from Sun City, accessed from the R510.
Around the area
Visit the Pilanesberg Game Reserve near Sun City where you can see the Big Five.
What will it cost
It costs R30 for adults and R20 for children and pensioners.
Length of stay
Set aside two hours for your visit to the Mphebatho Cultural Museum.
Where to stay
Sun City is your closest holiday resort and one of South Africa's tourism hot spots.

subset: commoncrawl


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The incredible BRITNEY SPEARS is here! The pop superstar celebrates with Ellen on the release of her eighth studio album, "Britney Jean." Britney's remarkable evolution has taken her from a girl with a hot dance on "Baby One More Time" to the alluring "Femme Fatale" of this decade. This year, she brought her talents to Sin City for a three-year residency, fittingly titled "Britney: Piece of Me." Because everyone truly can't get enough of the singer, over the years the Princess of Pop also launched her own fragrance line, now in its eighth edition, and served as a judge on "The X Factor." After giving Sophia Grace & Rosie a glimpse of life on the road, it's time for Britney to bring it all back to Ellen!
Adding soul to the playlist, JOHN LEGEND stirs up the mood with a tune from his album "Love in the Future." The R&B sensation celebrates a year of new music and life adventures, including his recent nuptials. He'll melt the hearts of the audience with his smooth vocals. John's latest record, like "Get Lifted" and "Once Again," spins timeless hymns into contemporary grooves. Time to get a taste of that modern kind of love!
The Crystal Ladies of CIRQUE DU SOLEIL surprise Ellen and her audience, performing from their astonishing traveling show "Totem"! Flying, dancing, spinning, roaring, their journey delves into the history of mankind, making a major splash on Ellen's eventful stage. Be ready to be dazzled!
On Tuesday, Ellen shines a spotlight on the spectacular!


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Olufunke Whitehead, who was arrested in 2010 on suspicion of dousing another women with gasoline and setting her on fire, has been cleared of all charges by Bedford police.
Whitehead was arrested a week after the fire and posted $25,000 bail, but was never charged with the crime. She said the ordeal has cost her more than $6,000 over the past two years in addition to personal distress.
Now, police have arrested Ronna Faris and charged her with arson and attempted capital murder. Police believe Faris doused herself with gasoline and started the fire. Her parents, who were in the house, escaped using walkers.
Faris was burned over 63 percent of her body.
According to a report in the Fort Worth Star Telegram, Faris was taken into custody Monday on $500,000 bail. She is charged with arson and attempted murder.
Whitehead met Faris online in April 2010. Faris told police that Whitehead was her girlfriend and broke into her house, doused her with gasoline and set her on fire. Using information from Bedford police, Dallas Voice incorrectly identified Whitehead at the time as an "estranged girlfriend."
Police at the time said, "I don't know the extent of their relationship, but I do believe they have referred to each other as girlfriends, but I don't think they ever lived together."


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Tight end Martellus Bennett has only been with the New York Giants for one season, and despite facing a free agency period where he can likely cash in, the five-year veteran is already thinking about retiring in blue.
During a Q&A hosted on his Twitter – something he does daily – Bennett was asked by a fan "How do you feel about your chances of returning to the Giants?" Always honest and upfront, Bennett gave a very blunt answer.
"I plan on retiring here," Bennett tweeted.
After being underutilized in Dallas for four years, it should come as no real surprise that Bennett feels happy about his season in New York. After all, the Giants allowed him to go out and showcase his ability. Which, as we all witnessed, was far greater than anything shown during his caged time at Jerry World.
Bennett is not only a talented all-around tight end who specializes in blocking, but he's a hard-working, friendly, funny guy who seems to fit right in with Big Blue. In fact, he's the exact opposite of everything the Dallas media and their fans would have had you believe.
If the price is right, and the tight end has already said he'll consider making it right, then he is a must-sign for General Manager Jerry Reese.
- Be sure to like Giants 101 on Facebook, follow Giants 101 on Twitter & +1 Giants 101 on Google+


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MOPA Presents 30x: Three Decades
(San Diego, CA) December 18, 2012 – If you've ever been the recipient of a surprise birthday party, you probably would agree that some of the best celebrations are the ones you plan for yourself. In February of 2013, MOPA will be celebrating it's own 30th birthday in style with an exhibition encapsulating significant acquisitions over the course of the last three decades. On view February 2 through October 13, 2013, 30x: Three Decades gathers 30 important images from MOPA's permanent collection, each representing a significant year in the Museum's history.
In 2013, MOPA celebrates 30 years as a museum in Balboa Park dedicated to exhibiting photography, film and video. Prior to MOPA's founding in 1983, it existed as the "Center for Photographic Arts," a nonprofit organization created in 1973 that exhibited and promoted photography as an art form. Since its founding, MOPA has presented dynamic world-class photography exhibitions in San Diego and built a world class photography collection. 30x: Three Decades highlights one acquisition from each of MOPA's 30 years, showcasing a selection of influential figures in the history of photography, including works by Alexander Rodchenko, Loretta Lux, Thomas Struth, Lee Friedlander, Robert Adams, Marian Drew and other prominent photographers.
"Curating this exhibition for our 30th anniversary was a truly inspiring experience. It offered the opportunity to dive into the collection and hand pick some of the incredible works we've acquired over the last three decades," said Chantel Paul, assistant curator, MOPA. "In 30x, we have highlighted one choice acquisition from each of MOPA's thirty years to represent the breadth and growth of the collection. From William Henry Fox Talbot to Nicholas Nixon, Ruth Bernhard to Richard Misrach, the images in the exhibition show a range of approaches and emotion."
One items of particular interest in this exhibition is a work by Robert Adams, Southwest from the South Jetty, Clatsop County, Oregon.This meditative series of images depicts the power and beauty of the Pacific Ocean, shot in 1991. While this series is generally reproduced as a series of five images, MOPA owns a rarely seen version of the series comprised of six images created before the artist completed the final edit. Adams' straightforward images of the sea are compelling and hypnotic, and represent an infrequently exhibited body of work.
As an institution, MOPA's photography collection focuses on images that examine the rich history of photography, including both technical and artistic innovations since its inception in 1839. The photography collection includes images from the earliest 19th century practitioners to contemporary 21st century works. Learn more about MOPA's photography collection at http://www.mopa.org/collection.
For additional information please visit http://www.mopa.org/unseen.
Press Opportunities: To request high-resolution images, additional information or to schedule an interview, please contact Kristine Page at 619.238.7559 X203 or via email (email@example.com).
MOPA Information: MOPA is a center for visual learning, passionately dedicated to sharing and exploring the universal language of photography. Learn more at MOPA.org.


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VOICES Ideas and Insight From Explorers
Tag archives for InVenture
The Invisible Borrowers: Opening the Door to Credit with the Mobile Phone
Posted by Ken Banks of National Geographic Emerging Explorer on September 24, 2013
Individuals living in less developed parts of the world often engage in an informal economy where financial identities and credit scores are not commonly used. Little is done to keep records of financial histories, unlike the measures taken in the formal economy. In this installment of Digital Diversity, Rachel Itwaru, an intern for InVenture, explains…


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Mob aims for Target this Sunday
Cash mob recognized inclusive hiring
Saturday, Jun 21, 2014 06:00 am
Mob details
Where: Target, St. Albert, 375 St. Albert Trail
Details: Cash mobbers must spend $20 at Target�s St. Albert store during the mob.
Organizers of the latest cash mob event to hit St. Albert hope throngs of shoppers will support inclusive hiring by spending at least $20 at Target this Sunday.
Inspired by flash mobs, cash mobbers assemble and shop at a local business to support the local economy.
Sunday�s event is aimed at showing support for employers that hire employees with intellectual disabilities such as Down syndrome or autism. Organizers chose the St. Albert Target store because several people with disabilities work there, said Cindy deBruijn, executive director of the Gateway Association, which organized the event.
The association is a non-profit that provides resources for people with intellectual disabilities and their families. This is the second inclusive cash mob the agency has organized.
People don�t think that those with disabilities are strong consumers, but they are, deBruijn said.
�It�s estimated that there is about $26 billion spent in Alberta each year by households that have someone with an intellectual disability living there.
�One of the incentives we�re trying to express to employers is that this represents a target market that you can attract to support your business.�
The idea for the inclusive cash mob came from the consumer movement to buy local. It is now part of the �We Belong� movement � the pursuit and support in communities for meaningful, paid work opportunities for people with intellectual disabilities.
It�s not simply about creating a social conscience, explains deBruijn, but also smart business. The goal of the campaign is to reward forward-thinking businesses and to inspire others to consider hiring inclusively.
Gateway�s first inclusive cash mob in February attracted an estimated 100 people to Planet Organic�s south location in Edmonton. Cash mobbers alone spent $5,000 at the store within a two-hour time frame.
The first cash mob of its kind was an overall success and has been gaining momentum since, said deBruijn.
People with disabilities found it very empowering and the store was approached by two other businesses that inquired about its inclusive hiring practices.
On Sunday, participating cash mobbers will meet at Target at 2 p.m. and receive �disability dollars� upon their arrival. Disability dollars are a token that represents money spent in the marketplace by individuals and families whose lives are touched by an intellectual disability.
�If I�m going to spend $5,000 on fence supplies this weekend, which store do I go to?� deBruijn asked.
�Hardware store A that has good strong inclusive hiring practices, hardware store B doesn�t. I want to spend my dollars on organizations that recognize the value of hiring people with disabilities.�


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Results 1 to 1 of 1
Thread: [README FIRST] ARMA 2 with RPS
[README FIRST] ARMA 2 with RPS
Arma 2 is in the grand style of the original Operation Flashpoint. At the core, it's an infantry simulator with huge draw distances and no loading between areas. However, it's also possible to drive tanks, pilot jets, crash choppers and plan glorious artillery barrages.
The RPS group is NOT a MilSim community, or even particularly strict. You won't be shot for failing to salute, moving slightly out of formation, or having to go change the nappies of your newborn during a firefight. Many of our missions feature revive scripts so that an unlucky wing hit doesn't leave you sitting on your thumbs for several hours.
We do ask that you play politely and maturely and respect the fun of others. In exchange, we'll take some bullets for you.
We play through some organised missions every Tuesday from 19:30 GMT.
Join this steam group for notifications/reminders. The group is used ONLY for notifications, most chat goes on in the main RPS group.
Server Name: RockPaperShotgun - Combined Ops! [ARPS]
Address: server.herosquad.org
Port: 2302
Server Password: rumpus
VOIP Client: Mumble
Address: server.herosquad.org
Port: 64738
Please use push to talk (PTT) on VOIP!
- Q: Do I need a microphone?
- A: No, but it helps. You should join the Mumble server anyway, so you can listen to people make "danger close" jokes (and tell you when you're about to walk into the enemy's field of fire).
- Q: What version of the game do I need?
- A: Combined Ops (Arma 2 + Arma 2: Operation Arrowhead) running the latest patch. If you only have Arrowhead, you can still play some missions with us if you ask nicely.
- Q: Do I need DLC? Mods?
- A: No.
- Q: Do I have to salute? Aim straight? Be able to tie my own shoe laces?
- A: No. We're relaxed about this sort of thing. We play for fun. Dying is the fastest route to glory.
When else?
We play with Folk on Sundays at 1930 GMT. There are some differences, though.
You can usually find up to a dozen people on the server during the evening. Try asking in the RPS steam group chat.
Why the new threads?
Because we were running out of space, incomprehenisble to newcomers, and filling up OTHER forums with our junk. Stickies and a subforum should help.
Last edited by Nullkigan; 03-01-2012 at 06:08 PM.Mumble :: Thread :: Click to Join


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Fabulous and affordable gift! Wonderful framed in a group or on its own! A one-of-a-kind piece of art for the upcoming holiday season! ***Image:antique 19th century prints. IF YOU LIKE THESE IMAGES , PLEASE COME BACK. I WILL BE POSTING MORE OF THESE IMAGES EVERY DAY. ***Paper: Each image is printed on a unique page of a vintage English dictionary , so each piece is different. The dictionary paper is a warm and creamy golden color, which, together with its texture, underscores and enhances the beauty of the exquisite image printed upon it! FINISHED PRINT SIZE : Slightly larger than 8" x 10.5" Perfect for a standard mat with an opening for a 8 x 10 print, or frame of your choice. This old page is beautiful with or without a mat. ************ Mat is not included. ***WHAT YOU WILL RECEIVE : Your selected artwork printed on an actual page from a vintage dictionary, will be packed in clear bio-degradable protective sleeve with acid free backing board.The print is mailed flat in rigid, stay-flat mailers.Each page is unique, so the background of your letter will differ slightly from the one in the photo.Copyright © 2012 RococcocCo All rights reserved
Meet the owner of RococcoCoLearn more about the shop and process
Antique French VEGETABLES/CABBAGE Artwork on a page from vintage Dictionary -Upcycled Book Print
Only 1 available
- Handmade item
- Materials: paper, antique, dictionary paper
- Ships worldwide from United States
- Feedback: 1904 reviews
- Favorited by: 38 people
You may also like
- Listed on May 21, 2017
- 38 favorites


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The facilities department at NMU works to provide for the development, service and stewardship of the university's physical assets to sustain a functional, safe and attractive teaching, learning and working environment. It encompasses engineering and planning and sustainability efforts on campus as well.
Performing Our Best
We uphold our commitment to the University through the following five core values:
Collaboration -Through collaboration, we multiply our contribution.
Responsibility- We commit to being responsible and accountable.
Communication - We communicate openly, honestly and accurately.
Integrity & Professionalism- We proudly uphold the values of honesty, truthfulness and sincerity, while remaining fair and ethical.
Responsive -We respond in a timely manner, while taking the necessary time to offer a thorough, positive response.
Plant Operations Call Center
The Plant Operations Call Center is the communications hub of Plant Operations and the front-line communications with campus departments. Work Orders are initiated, dispatched, coordinated, and tracked through our computerized Facilities Management System.


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A site full of useful tools. Here you can practice for the SAT, PSAT, and AP tests. Gives you planning guides on timelines by high school grade. Allows you to compare up to three colleges.
College Search, Financial Aid and Scholarship Information - Examines more than 3800 schools. Features include virtual campus tours, online applications and Hobsons Guides to many degree programs.
Search high schools, test preps, colleges, graduate programs and adult learning.
Surveys from college students are compiled to give detailed information of the best 357 colleges. Also guides you as to how to narrow your choices, and gives tips for acceptance.
Guides students through selection and applications. It features a "college matching wizard" that lets you compare schools.


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TRW strikers approve contract
More than 300 workers walked out Aug. 25 after they turned down the companys previous offer.
Under the new contract, workers will receive raises.
A UAW official noted that workers did not get everything they sought, but did get more than what they had earlier.
Workers went on strike after company officials sought more concessions in the areas of overtime pay, co-pay hikes in health insurance and the hiring of additional temporary workers.
The UAW official said that employees had agreed to concessions in the previous contract but that company officials still asked for more from the workers. Employees noted that the company posted $16 billion in revenue in 2012.
TRW, formerly known as Ross Gear, is based in Livonia, Mich., and makes power-steering gears for trucks.


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Gympie's expected flood peak has been revised up by a metre, placing extra businesses and several homes in the southeast Queensland town at risk.
The forecast level of 19 metres is one metre lower than the level reached almost exactly a month ago when more than 100 premises went under.
Mayor Ron Dyne says the adjustment makes a big difference.
"At 18 metres we were looking at around about 34 businesses. We're probably now going to have to go up to around 40 or 45, and probably three to four houses at this stage," Mr Dyne told AAP.
"We began at 12 metres when we started on this latest journey, then it became 16 metres, then 18, so I just hope 19 metres is the last so we can get on with life."
Mr Dyne said after the second flood in a month, townsfolk are a bit water shy.
"They're a resilient crowd but they're jack of it. The retail side of things aren't flash anyway; then you get four floods in one year and two in a month and some businesses have had to empty their shops every time."
Panel beater Noel Edmonds moved back into his River Road workshop just two weeks ago after it was swamped by two metres of water last month.
Now he is evacuating again.
"It's catastrophic. We've just had enough," he told AAP, saying he couldn't afford to move the business.
Weather bureau hydrologist Jess Carey says once the Mary River peaks, it should drop back to normal pretty quickly.
"By late Thursday it should be almost back to normal," he told AAP.
Forecaster Geoff Doueal says the rain should start easing on Wednesday, although some falls up to 100mm are possible between Gladstone and Bowen.
"As far as the rain goes, you'd have to think the worst is over for Gympie. There'll be an easing trend over the next couple of days," he said.
The threat to Bundaberg has also passed, Mr Doueal said.
"We think Bundaberg will have some scattered showers, with about 10mm tomorrow."
A woman who got lost in flooded bushland north of Brisbane for 16 hours was found on Tuesday morning.
The 49-year-old, who had been grocery shopping, was stopped by floodwaters not far from her home near Pomona on Monday afternoon.
She tried to walk home along a bush track with her shopping bags but became lost in the leech-infested scrub.
Search and rescue teams caught up with her just a few kilometres from her home.
A 77-year-old man drowned on Monday afternoon after being swept from his car in floodwaters near Kilcoy, northeast of Brisbane.


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Europe's main stock markets have ended narrowly mixed with upbeat Chinese data failing to dispel gloomy Japanese industrial sentiment and ongoing US fiscal cliff worries.
Frankfurt's DAX 30 added 0.19 per cent to 7,596.47 points on Friday, while in Paris the CAC 40 was flat at 3,643.28 points. London's FTSE 100 index slipped 0.13 per cent to 5,921.76 points, one day after Standard and Poor's cut the outlook on Britain's AAA credit rating from stable to negative, sparking concern over the potential loss of the top-level assessment.
The European single currency climbed to $US1.3150, up from $US1.3073 late in New York on Thursday. Gold prices rose to $US1,696.25 an ounce on the London Bullion Market, from $US1,692.75.
''Europe's markets after opening on a fairly positive note have struggled for direction this afternoon on fairly light volumes with the positive Chinese PMI being overshadowed by some rather disappointing reminders, that for all this week's optimism about Greece's bailout approval, initial framework for banking union, Europe's economy remains in significant difficulty,'' said CMC Markets analyst Michael Hewson.
He noted that while eurozone business activity showed some evidence of bottoming out in November, it came in below expectations in France and Germany.
Europe's leaders gathered in Brussels on Friday for their seventh and final summit of a crisis-hit year, trumpeting deals to save Greece and monitor banks. But leaders dampened hopes of a swift deal to radically overhaul the eurozone, leaving plans for the future in the long grass of 2014 and beyond.
''The EU summit in Brussels seems to be less important and is likely to fade in the background as no major decisions will be taken (as far as) the euro and the eurozone are concerned at this meeting,'' said ETX Capital trader Markus Huber.
But solid data from Asian powerhouse China helped boost market sentiment. HSBC said China's manufacturing activity hit a 14-month high this month in another sign that the world's number two economy was picking up steam.
The bank's preliminary purchasing managers' index (PMI) reached 50.9, up from a final 50.5 in November when the figure returned to growth after 12 consecutive months of contraction. A reading above 50 shows expansion while one below signals contraction.
The December reading is the highest since October last year.
''Very uplifting news from China, where the flash PMI hit 14-month high indicating green shoots of recovery continue to grow, inspiring stocks in Europe overshadowing lack of progress on fiscal cliff in America,'' said Gekko Global Markets trader Anita Paluch.
However, markets remain nervous that US lawmakers seem to be making slow progress on an agreement to avert the fiscal cliff - $US600 billion ($A572 billion) in spending cuts and tax hikes slated to come into effect on January 1 which could send the economy into recession.
President Barack Obama and Republican House Speaker John Boehner held what were described as ''frank'' talks on Thursday. But there was little sign they had found common ground on a more bearable plan to cut the country's huge deficit.
US stocks were down on Friday amid continued worries about Washington's budget impasse, with a sharp drop in Apple weighing on the Nasdaq.
Asian markets traded mixed, with strong Chinese manufacturing figures offset by confidence among Japanese manufacturers hit a near three-year low in the final months of 2012, adding to concerns about the already weak economy.
Hong Kong gained 0.71 per cent and Shanghai surged 4.32 per cent after the upbeat Chinese data. Tokyo stocks, meanwhile, closed flat, and currency traders continued to sell the yen on the last working day before Japan holds a general election on Sunday in which the ruling party is expected to be ousted.


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XML::SAX consists of several framework classes for using and building
Perl SAX2 XML parsers, filters, and drivers. It is designed around the
need to be able to "plug in" different SAX parsers to an application
without requiring programmer intervention. Those of you familiar with
the DBI will be right at home. Some of the designs come from the Java
JAXP specification (SAX part), only without the javaness.
Sat Sep 14 14:00:00 2013 Axel Thimm -
- Update to 0.99.
Sun Aug 22 14:00:00 2004 Axel Thimm
- Initial build.


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Rent Handbook of Perception and Action 1st edition today, or search our site for other textbooks by Odmar Neumann. Every textbook comes with a 21-day "Any Reason" guarantee. Published by Academic Press.
Need help ASAP? We have you covered with 24/7 instant online tutoring. Connect with one of our tutors now.


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The Crap We Missed – Friday 6.21.13
Welcome to Friday's The Crap We Missed, which for some reason pulls heavily from Instagram. It's just that it's nice to get a glimpse of celebrities' breasts candid moments, or breasts personal lives, or even a rare behind-the-scenes look at their breasts jobs. Outside of social media, we've got Nicolas Cage with day two of all natural hairlines, and Jennifer Lopez getting emotional over her Hollywood Walk of Fame star ceremony. And just to put into perspective how meaningless those things are, hers is the 2,500th one.
Even The Razzies give out fewer awards each year (literally half), so congratulations, Jenny, the block must be so proud,
- Photo Boy
Click Here To Start The Gallery
Photo: Bauer-Griffin, Fame/Flynet, Getty, INFdaily, Pacific Coast News, Splash News, WENN


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Beauty and Happiness | E'shee means Personal By Nataly Giter
"In almost everything we perceive and enjoy, beauty is a virtue. Why isn't every house a dull, square, functional structure? Why doesn't every commercial high-rise look alike? Why do we care about the appearance of our cars? And why would someone worry about what his or her jacket or sweater looks like? http://www.esheeesthetic.com/wordpress/2010/08/05/beauty-and-happiness/


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Some first-round highlights, from the NHL:
NEW YORK (April 28, 2011) — Fifteen days, 14 overtimes and several dramatic comebacks and nail-biting finishes later, the 16 teams that began the post-season quest for the Stanley Cup have been narrowed to eight. Here are some highlights from an exciting and unpredictable Conference Quarter-Final round:
* The four Game 7s were the most in the first round of the Stanley Cup Playoffs since 1995.
* Each of the final nine days of the first round featured an overtime game, an unprecedented streak. There were 12 OTs in that span.
* The 14 total overtimes were the most since the record 15 in 2001.
* The 49 total games matched the most ever in the first round.
* There were two Game 7 overtimes, tying the pair in 1997 as the most ever in the first round.
* Seven of the eight series had a game decided in overtime.
* Three of the eight series ended with an overtime goal.
* Road teams posted a winning record (26-23), one victory short of the most ever in the first round.
* Following a 2010 first round in which each of the top three seeds in the Eastern Conference were toppled, the top three seeds in both the East and West survived the first round for the first time since 1996.
* The Boston Bruins came back from an 0-2 series deficit to win a best-of-seven series for the first time in franchise history. The Bruins also became the first team in playoff history to win a seven-game series without tallying a power-play goal (0/21).
* The Chicago Blackhawks forced a Game 7 after trailing the series 0-3 for the first time in franchise history.
* The Detroit Red Wings reached the final eight for the 13th time in the past 16 seasons.
* The Nashville Predators won the first playoff series in franchise history.
* The Philadelphia Flyers became the first team since 1988 to win a playoff series with three starting goaltenders.
* The San Jose Sharks became the fourth team in NHL history to win a playoff game they trailed by four goals (Apr. 19 at Los Angeles).
* The Tampa Bay Lightning came back from a 1-3 series deficit to win a best-of-seven series for the first time in franchise history.
* The Vancouver Canucks became the fourth team in NHL history and the first since 1975 to win a playoff series after winning the first three games and losing the next three.
* The Washington Capitals became the first team in nine years to win a playoff game after trailing by three goals in the third period (Apr. 20 at NY Rangers).
Not Too Small
The top three scorers in the first round were Michael Cammalleri of the Montreal Canadiens (3-7-10 in seven games), Martin St. Louis of the Tampa Bay Lightning (1-8-9 in seven games) and Claude Giroux of the Philadelphia Flyers (4-4-8 in seven games). The average height and weight of this trio is 5-9, 177 lbs.
Michael Cammalleri (Montreal): 5-9, 182
Martin St. Louis (Tampa Bay): 5-8, 176
Claude Giroux (Philadelphia): 5-11, 172
Not Too Old
41-year-old Tampa Bay goaltender Dwayne Roloson backstopped the Lightning to their series win over Pittsburgh by posting a 1.77 goals-against average and .945 save percentage.
43-year-old Boston right wing Mark Recchi tallied four points, including a crucial goal in Game 7, and a +4 rating in the Bruins' seven-game series win over Montreal.
Detroit defenseman Nicklas Lidstrom, who is celebrating his 41st birthday today, tallied a pair of assists and a +3 rating in the Red Wings' four-game sweep over Phoenix. Lidstrom has appeared in 251 career Stanley Cup Playoff games, second on the all-time list behind Chris Chelios (266).
Anaheim right wing Teemu Selanne, 40, shared the League goal-scoring lead in the first round, tallying six in the Ducks' six-game series loss to Nashville.
Not Too Inexperienced
Boston right wing Nathan Horton entered the Bruins' showdown against Montreal with 502 career regular-season appearances, the most among all players making their playoff debut. Horton became only the third player in the past decade to score two overtime goals in the same series, winning Games 5 and 7.
Rookie Washington goaltender Michal Neuvirth, who excelled in a pair of deep playoff runs in the American Hockey League but had no previous NHL playoff experience, led all goaltenders in goals-against average (1.38) and ranked second in save percentage (.946) as the Capitals eliminated the New York Rangers in five games.
Chicago rookie goaltender Corey Crawford, whose previous Stanley Cup Playoff experience was in a brief mop-up role two years ago, sparkled for the Blackhawks in their seven-game series loss to Vancouver, posting a 2.21 goals-against average and .927 save percentage.
Buffalo Sabres rookie defenseman Marc-Andre Gragnani, a late-season call-up from the AHL, entered the playoffs with just 15 career NHL regular-season appearances but led all defensemen in scoring during the first round with seven points (one goal, six assists).
Courtesy of Bodog, www.Bodog.com.
Odds to win the 2011 Stanley Cup
Vancouver Canucks 11/4
Washington Capitals 4/1
San Jose Sharks 5/1
Detroit Red Wings 11/2
Boston Bruins 8/1
Philadelphia Flyers 8/1
Tampa Bay Lightning 12/1
Nashville Predators 14/1
Odds to win the 2011 Eastern Conference
Washington Capitals 7/5
Philadelphia Flyers 7/2
Boston Bruins 11/4
Tampa Bay Lightning 9/2
Odds to win the 2011 Western Conference
Vancouver Canucks 7/5
San Jose Sharks 5/2
Detroit Red Wings 5/2
Nashville Predators 7/1
What will be the Matchup in the Stanley Cup Final?
Washington Capitals vs. Vancouver Canucks 9/2
Washington Capitals vs. San Jose Sharks 6/1
Washington Capitals vs. Detroit Red Wings 13/2
Washington Capitals vs. Nashville Predators 17/1
Philadelphia Flyers vs. Vancouver Canucks 10/1
Philadelphia Flyers vs. San Jose Sharks 13/1
Philadelphia Flyers vs. Detroit Red Wings 14/1
Philadelphia Flyers vs. Nashville Predators 35/1
Boston Bruins vs. Vancouver Canucks 9/1
Boston Bruins vs. San Jose Sharks 12/1
Boston Bruins vs. Detroit Red Wings 13/1
Boston Bruins vs. Nashville Predators 30/1
Tampa Bay Lightning vs. Vancouver Canucks 12/1
Tampa Bay Lightning vs. San Jose Sharks 16/1
Tampa Bay Lightning vs. Detroit Red Wings 18/1
Tampa Bay Lightning vs. Nashville Predators 42/1


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become lovers of each other as a result
of not having enough men."
I am not usually one for celebrity gossip, as I find the exploits of the rich and famous without any real concrete value. I think the mind numbing minutia of celebrity news is intended to get us caught up in a world of decadence, that has no bearing on the average persons life. When we read about Evander Holyfield losing his home we are supposed to think about how vulnerable we all are. Even though he earned his money as a punching bag, and clearly was exploited by promoters, our class connection is tenuous at best. I cannot have solidarity with a man who lost a home worth more than I will make in my lifetime. Especially, one that has never acknowledged his gender privileges.
Another reason to avoid celebrity news is that they are often pontificating about things that they have no business making public commentary about. This of course happens in every segment of the entertainment industry. It could be Don Cherry commenting on Canada's involvement in Afghanistan, or the above commentary credited to Usher in Vibe magazine. Cherry may have the credentials to claim expertise in hockey, but he is no political scientist, and Usher may be a great singer, but he is no sociologist.
In all fairness to Usher I have not read the entire article. Only a small section was available for perusal at vibe.com. In fact in the piece posted online, there was no connection between the quote, and the story. I am assuming that this is a bid to encourage the purchase of the magazine, for the sake of finding out whether or not this quote is completely out of context, or he really meant to imply that WOC are "turning" to lesbianism due to a shortage of black men. Newsflash, no one turns gay.
Currently there is a lot of discussion devoted to the desperate plight of the unlovable spinster black female. Racialicious posted on this topic yesterday referencing a recent Tyra Banks show (please someone turn off that woman's mike). Blog, after blog bemoans the desperate search for the elusive black male, as though he were a species on the brink of extinction, and now we have this musician announcing that on pain of rejection we are resorting to lesbianism. This ongoing conversation keeps black men at the center of black women's lives, and inflates their value. It suggests that black women have no value outside of our connection to black men.
Such is the arrogance of the black male patriarchy; that it could even be suggested that lesbianism is the only option because of the lack of available men, rather than a free and conscious choice. A female sexuality that is not predicated on phalocentric worship, is an anathema and even more so in the black community, where much thought is occupied with the progression, and stabilization of the "race". From the pulpit we have been told that our job is to love, honor and worship regardless of where our true affection lies. In a bid to secure prominence for "our community," WOC have been told to subvert our will, so that "we" all can rise.
While I will agree that WOC do have a vested interest in the success of black men, it does not outweigh the obligation that we have to ourselves. Though the black male patriarchy has attempted to make the problems of the black community about them, and to keep the entire focus of our energies on them, it is important that we as WOC remember that no man regardless of how pretty his penis is, is worth our self respect, or dignity. It is important that we freely own the choices that we make in life, in accordance with asserting our agency and individuality. Allies can only be called allies when both sides are respected.


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DETROIT - The Detroit Tigers are the oldest continuous one-name, one-city franchise in the American League. They were founded in 1894 and have won four World Series championships and been AL Pennant winners 10 times.
1935 World Series -- Chicago Cubs (W 4-2)
1945 World Series -- Chicago Cubs (W 4-3)
1968 World Series -- St. Louis Cardinals (W 4-3)
1984 World Series -- San Diego Padres (W 4-1)
They played first in 1901 at Bennett Park at the Corner of Michigan Avenue and Trumbull Avenue until 1912 – when it became Navin Field. In 1938, the field was expanded and renamed Briggs Stadium. The stadium underwent another name change to Tiger Stadium in 1961.
In 2000, the team moved to the new Comerica Park.
The team is owned by Mike Ilitch and managed by Jim Leyland. Dave Dombrowski is the president and general manager.
A complete historical summary can be downloaded here.
Copyright 2012 by ClickOnDetroit.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Belfort Furniture offers White Glove in-home delivery and set-up by professionally trained personnel who will unwrap, place, and assemble your furniture in the appropriate room. Delivery is available Tuesday - Saturday. Once your delivery date is scheduled, you will receive a three hour delivery timeframe the day prior to your delivery.
Furniture may be picked up at our warehouse Monday-Saturday from 10AM to 6PM or Sunday from Noon to 5PM. Furniture that is picked-up may require assembly.
For delivery outside of our local metropolitan area, please contact us with your item(s) of interest for a delivery quote! 703-406-7600 or email@example.com
The Driftwood Park Underbed Storage with privacy panel provides the perfect place for keeping childhood treasures safe and sound. Available in a warm Sunflower Seed and Vanilla Oak Finish with brushed nickel drawer pulls. Consists of underbed storage and privacy panel|Two drawers, four shelves|For use with complete twin and full size beds
The Driftwood Park Underbed Storage by Stone & Leigh Furniture from Belfort Furniture. We proudly serve the Washington DC, Northern Virginia, Maryland and Fairfax VA area. Product availability may vary. Contact us for the most current availability on this product.
A commitment to your peace of mind, Stone & Leigh Furniture has been tested and verified to meet the low chemical emissions standards of Greenguard Gold Certification, some of the most rigorous standards in the world. This reduces chemical exposure for you and your family and improves indoor air quality in your home.
People spend about 90% of their time indoors, where air can be 2 to 5 times more polluted than outdoor air. Poor indoor air quality and chemical exposure can lead to health issues, including asthma.
Browse other items in the Driftwood Park collection from Belfort Furniture in the Washington DC, Northern Virginia, Maryland and Fairfax VA area.
Nothing on this page may be copied or reproduced without explicit permission.


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In the OOTP, Harry stays at Grimmauld Place before he goes to school. While he's there, he Ron, and Hermione want to know what the hacket is going on. Finally, Sirius tells Harry some information about what's been going on. He tells him that Voldemort is making a powerful weapon, even more powerful than Aveda Kedarva. Maybe I just missed something, but what is the weapon, and did they explain it concretely or was there a subtle explanation that I missed?
Voldemort wasn't making the weapon, he was trying to steal it. The weapon was the prophecy. Becuse Voldemort only heard the first half before he tried to kill Harry as a baby he thought he must have missed something. and so he believed that hearing the prophecy in it's entirety would grant him the knowledge to destroy Harry. Hope that answears your question. Jayden Matthews 19:34, 29 August 2009 (UTC)


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Wiltshire Police pays secret informants thousands of pounds every year for information to crack serious crimel.
Data released under the Freedom of Information Act shows the force has paid covert human intelligence sources, known as CHIS, a total of £244,935 in the last seven financial years, ranging from £18,386.90 in 2005/6 to £45,874.25 in 2008/9 and £40,883.42 last year.
Wiltshire Police say they are value for money and have proven highly effective in protecting the public.
But despite the cost to the public purse, the force has refused to reveal anything more for fear of identifying the people, including how many are on its books, the range an informant can be paid, or what sort of people they are – for example, whether they include turned gang members or private investigators.
The practice is so secretive that even the force policy document on CHIS is restricted and has yet to be edited as a public facing document, but the force says if it were edited, nothing would be readable apart from the title page.
Temporary Det Supt Willie Glasgow, the director of intelligence at Wiltshire Police, said: "In an ideal world people would come forward and provide us with information in the form of a witness statement which we could use to bring offenders to justice.
"Unfortunately, it is not an ideal world and many people do not want to provide information to the police. Finance is a motivation so we do, on occasion, pay for information.
"We have a duty of care to provide a level of protection to people that provide information and that is in general as opposed to just in relation to informants. In each case we need to balance the risk against the witness/informant and whether the impact of using that information/intelligence is greater than if we did not use it.
"Informants have proved to be a highly effective method of tackling crime, recovering stolen property, proceeds of crime, drugs, firearms and other prohibited articles.
"I am satisfied that their use has prevented serious harm to the public whether that be through apprehension of a offender and has prevented further offences or it has allowed intervention opportunities to prevent crime happening. I am satisfied that it is worth the money and beneficial to the prevention and detection of crime in Wiltshire."
He said the force had methods of assessing and grading intelligence to determine its accuracy and credibility, as well as mechanisms for dealing with people who lie, adding that intelligence which is not used does not receive payment and not all information acted upon results in payment.
Angus Macpherson, Wiltshire's new police and crime commissioner, elected on Friday, said he wanted to read the secret policy and find out about the context of the payments.
"It could be one person having got £240,000 or it could be 240,000 people having £1," he said. "So without that knowledge and the outcomes it's hard to say whether it's good value or not. "


text: Requirements for Admitted Students Documentation of professional liability insurance must be provided to the College of Nursing Office of Graduate Programs prior to enrollment in a nursing class. Professional liability insurance must be maintained throughout the program. Documentation of cardiopulmonary resuscitation (CPR) training must be provided to the College of Nursing Office of Graduate Programs prior to enrolling in a nursing class. CPR certification must be maintained throughout the program. Students entering the acute care nurse practitioner track must obtain and maintain Advanced Cardiac Life Support certification (ACLS) prior to enrolling in a clinical nursing class. Students must have proof of Health Insurance, recent Physical Exam, current TB testing, and titers or shot records of of immunizations. Students are required to undergo drug testing and criminal background check prior to enrollment in nursing courses and for cause at other points. Information and procedures are provided upon admission and prior to each academic year. If the College deems the drug testing and or background check information to be unsatisfactory, acceptance or enrollment into the College may be denied or an offer of acceptance rescinded. If a student's acceptance or enrollment is denied or rescinded based on the information obtained from a criminal background check report, the student will be advised of the name and address of the consumer reporting agency that furnished the report, and of the right to dispute the accuracy and completeness of any information contained in the report by contacting the consumer reporting agency directly. If the College decides, based upon the individual's written description, explanation and documentation about information obtained in the criminal background check, that the results of the check are deemed to be satisfactory, the individual shall be informed that the College's positive decision is not a guarantee that every clinical facility will permit the student to participate in educational clinical experiences at that facility or that any state will accept the individual as a candidate for registration, permit or licensure. Convictions or pleas of guilty of, pleas of nolo contendere(no contest) to, any criminal charges, or any pending criminal charges are ground for dismissal from the College of Nursing. Any crimes involving violence against the person including but not limited to murder, manslaughter, use of deadly force, assault and batter (other than simple), sex crimes, abuse of children or the elderly, abduction, or robbery at any time prohibit a student from admission or progression in the Nursing Program. The Associate Dean will inform any disqualified student, and the student will not be allowed to continue in any Nursing Program. Students may also be required to have criminal background checks prior to attending selected clinical agencies. Documentation of current license to practice as a registered nurse must be provided to the College of Nursing Office of Graduate Programs prior to enrollment in a nursing class. Registered nurse students must submit proof of an unencumbered current license. If a student is permitted to meet course clinical requirements in a state other than Alabama, the student must be licensed in that state. Registered nurse students will not be allowed to continue in the program if any nursing license is placed on probation, suspended, or revoked. Licensure must be maintained throughout the program. Essential functions define selected attributes and behaviors necessary for students to demonstrate in order to successfully complete their education and subsequently enter nursing practice. These essential functions are determined to be required for initial and continued enrollment in the College of Nursing. Essential Functions


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July 14, 2008
Galveston Island State Park to Host Texas Outdoor Family Outings
AUSTIN, Texas — If you've been wanting to take the family on a camping trip, but weren't quite sure how to put up a tent, what equipment to take and where to go to camp, the Texas Outdoor Family program is right up your alley. The first Texas state park-hosted TOF pilot program will be held on Aug. 4-5 at Galveston Island State Park. Huntsville State Park will host a TOF workshop Sept. 13-14.
Holding the Texas Outdoor Family overnight workshops in state parks represents an expansion of the Texas Parks and Wildlife Department program that began two years ago at local parks in various cities across the state. The purpose of the program is to educate people and inspire future overnight camping and the use of state parks.
"State parks are the perfect venue to do these programs because they offer individual campsites for families, ample facilities, professional park personnel and a safe environment," said Chris Holmes, TOF state park coordinator. "Studies have suggested that people simply are hesitant to go camping in the outdoors or don't really know how to. There is interest, but there's a knowledge gap."
Another summer TOF workshop will take place on Wednesday, Aug. 13-14 at Bastrop State Park near Austin. This fall, the overnight workshops move to weekends with Huntsville State Park hosting a Sept. 13-14 program. A TOF workshop returns to Galveston Island State Park on Sept. 20-21.
Families can register by calling (512) 389-8903 and speaking to a Texas Outdoor Family representative for 9 a.m. to 6 p.m., Monday through Friday. Alternatively, families can send an e-mail to email@example.com to sign up. After registering, participants will be mailed a confirmation packet with directions and details on what to bring.
Though TOF curriculum content varies slightly from park to park, campers can learn about the outdoors from park rangers and interpretive specialists, how to set up a tent, how to use a camp stove and lantern safely, and other basic outdoor skills, such as paddling and fishing. All camping equipment is being provided thanks to TOF sponsor Toyota. Registrants must bring their own food to cook outdoors. Families will receive a suggested camp menu and shopping list. There is a 16-family maximum per workshop. The cost is $55 per family for up to eight people.
The thrust of the TOF program is to help address what has been termed "Nature Deficit Disorder" that affects many urban children, as well as adults, who have become disconnected from the natural world. The term first gained notoriety 2006 after the publishing of Richard Louv's 2006 groundbreaking book, "Last Child in the Woods: Saving Our Children from Nature-Deficit Disorder."
"We've noticed over the past few years a trend throughout the nation and Texas that families aren't tent camping as much as they once did," Holmes said. "We recognize that many people in today's increasingly urban culture don't have the same skills or backgrounds as earlier generations of Texans."
Holmes adds that another key component of the TOF program is introducing families to land and water stewardship through such activities as picking up trash, building bird boxes and removing invasive species "to give them an idea of what it means to work in conservation and educate them about what state parks try to do."
* Correction, July 15, 2008: The original version of this news release incorrectly stated the name of Galveston Island State Park. The name has been corrected throughout the release.
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Pearl Harbor Survivor
December 7, 1941 — Pearl Harbor Oahu, Hawaii
Paul Decker had only been assigned to the USS California for 10 months when she was hit by bombs and torpedos during the Japanese attack on the U S Navy Fleet on December 7, 1941 at Pearl Harbor, Oahu, Hawaii. After being told to abandon ship, he and many more men jumped overboard to swim for the docks. Flaming oil covered the water and the men had to swim underwater to avoid the flames and fumes. He and other men were picked up by another ship and taken out of the harbor.
Paul's brother, Alvin Decker, was too young to join the Navy, but he had followed his beloved brother Paul and was working as a shipfitter at Pearl Harbor. He escaped death by jumping behind steel plate to be used to repair the ships. He then helped the nearest ship by handing ammunition to a sailor who was trying to fire on the Japanese planes. After the attack, Alvin began looking for his brother in the confusion. Thinking the worst, he raised sheet after sheet covering the bodies of the many sailors who had been killed. He couldn't stand it anymore and gave up. It was weeks later before everything was sorted out and he found that Paul had survived and had been transferred to the USS Portland. Before this, however, telegrams were sent to the family showing Paul was "Missing in Action".
Alvin joined the Navy as soon as he was old enough. He and Paul served all across the Pacific and were in many famous battles. They never served together on the same ship.


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Ever wish YOU could decide how your tax dollars were spent? Increasingly, communities across the country are getting the chance to do just that through new "participatory budgeting" initiatives.
Improving communities on a hyper-local level, participatory budgeting efforts are usually spearheaded by a city-legislator to increase civic engagement and help self-direct community development. New York City residents in eight different council districts are able to vote on how their tax dollars should be put to use. This year, 13,000 New Yorkers have already used the opportunity to reinvigorate democracy through this hands-on budgetary process – so far, 45 winning projects have been awarded $9.4 million.
For more information, watch this new video from the Participatory Budgeting Project:


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I just wanted to let everyone know that we had a little problem the other day with Adobe Feeds and ended up losing some data. Most of the post data has been recovered, but we lost some site submissions. If you submitted your blog after 2/12/09, it's likely that it was lost and you will need to resubmit it. Sorry for the goof up.
On a related note, how many of you out there are still using Adobe Feeds? I talked to a few people recently who just use the RSS that Adobe Feeds generates rather than using the site itself. How are people getting their Adobe developer news these days, and/or technology news in general?


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Home > Wellness > Health Library > Health Tracking Forms and Checklists
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This page contains printable checklists, diaries, charts, plans, and self-tests to help you keep track of your health. Use the sleep diary to find out more about what
affects your sleep patterns. Print off a form that can help you monitor your blood sugar. Take a quiz to get a better idea of how well you cope with stress. Or print the
menu plan and grocery list and post it on your refrigerator to help you make better food choices.
To get started tracking your health, click on a form below.
ByHealthwise StaffPrimary Medical ReviewerKathleen Romito, MD - Family MedicineSpecialist Medical ReviewerAdam Husney, MD - Family Medicine
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The Crap We Missed – Thursday 10.17.13
Welcome to Thursday's The Crap We Missed, a surprisingly full bounty of shelf ass and Prince Harry being tickled by teenage girls. We try to be an all-encompassing resource, like Wikipedia, but with far less competent sourcing. Which is entirely our justification for making boldly irresponsible assumptions about what could be going on in pictures like Jane Lynch recalling the time she ran into LeAnn Rimes in the bathroom, Olivia Munn physically contacting Anna Wintour, so thankfully she's now dead and we can all forget about those times she was hired for acting, and Boris Johnson right before asking Helen Mirren how she likes her eggs.
Not a single part of any of that is true, but I'm still going to get paid for today,
- Photo Boy
Click Here To Start The Gallery
Photo: Fame/Flynet, Getty, INFphoto, Pacific Coast News, Splash News, WENN


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hello everybody,
I'm having trouble making a coffee shop order processing program. I know it has something to do with while loops and checking for more input, but i don't know how to do the whole program. can someone help me? this is for a midterm and is really a large part of my class. You have to check for input validation as well in the program and print out a receipt.
"You just opened a cafe, and need a simple program with which your servers can enter the orders and print a receipt (for the purpose of this assignment, the printing will be done to the screen, not on paper).
For this assignment, you should write your own menu with item name and price (five items or more), and determine what to print on the receipt (the total amount must be included).
You should also make sure that the input values are valid (i.e. only the items that are in the menu, valid order amount, etc)."


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- Quality 6 panel, durable lace ball cap with detailed studded crown
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- Standard adult size ball cap with adjustable buckle strap to fit comfortably
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- PatchStop.com has the largest selection of motorcycle rally souvenirs. Click here to see the full line of products from your favorite bike event!


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Dior Rouge Dior Replenishing Lipcolor
If you are looking for a bold, striking lip that's not too dramatic or showy then this is the color! The formula itself is very pigmented (no sheerness here) with a soft satiny shine, without shimmer. The texture was smooth, and was very moisturizing for my dry lips. This is a long lasting formula, so the lasting power was fantastic and also worked well in humid weather for me. It is non-scented. This color is a dynamic medium-toned pink that will work well with many skin tones, best up to a Gabrielle Union shade. The packaging, as with all of the Dior products, is exquisite, glamorous and yet still simple. It's the classic deep blue Dior's cased with a touch of silver. This is simply a great lipstick that looked gorgeous on me!


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Put in a claim to Halifax Insurance for my conservatory roof , which according to their policy includes every eventuallity. That is every eventuality except the one in which you claim for. .After numerous phone calls surveyor turns up. Spends most of his time on the phone checking prices for his car tyres and various other car bits. To cut along story short Halifax declined to pay out as the damage to roof was not in there list of accidentental damages. Wrote several emails and eventually got a reply just stating the same that they would not pay out. I complained about surveyors behaviour that he spent most of the time on the phone making personal calls which for one his mind wasn't on the job and two it is very bad manners to make phone calls whilst on buisness in someones home. Apparently Halifax don't agree and say they can do this. I have since cancelled my insurance and gone elsewhere. I am now saving over £300pm with another much better company.
I have never received such a bad service in regard to a claim. I have been forced to undertake legal action to try and resolve this completely unsatisfactory situation.. I am very dissappointed in the lack of customer care, professionalism and bad workmanship of repairs. A job that should have been relatively straightforward to rectify has been one below standard repair after another. Overall a completely below even adequate standard.The company or representatives i have had the unfortunate time of encountering have proved to be unapproachable, dismissive and biased in their opinions or help, therefore having to resort to legal action so it does not happen to some other unfortunate person who is insured with them.I would STRONGLY reccommend to change company.Halifax in my opinion has given me the worst experience of customer care and i have not received an ounce of satisfaction and am hoping now that a legal team are involved to get satisfaction, after all i wanted was a acknowledgement and an apology.
I've had mortgage repayment insurance for the past 20 odd years and used it in 2001/2, I can say my experience was very positive, maybe they were still a building society then! When I took out my insurance originally there was no such thing as Halifax insurance, it was just the Halifax. Anyway, September 2007, I looked in danger of being made redundant again, and I called to check my details to be told I no longer had a policy. Having remortgaged earlier in the year I thought that I must not have ticked the right boxes and I'd been a plonker, I checked all my remortgage paperwork and sure enough no mention of the insurance or the separate premium for it. Just to avoid confusion I should point out that there was only ever one amount being deucted from my bank each month, so I couldn't tell from that that I had been paying the insurance. I'm not one to dwell on something like this, it's happened, get over it, move on.
However, in February 2008 I received my annual statement and discovered that I had been paying it and that I had it in place when I was made redundant. The language was choice in my house that night, in fact I had to wait a couple of days until I was calm enough to call the Halifax. I was very and I mean very angry for a couple of reasons, 1 - the Halifax had told me I had no policy and I believed them 2 - I had taken the first job I was offered after my redundancy, as financially I could afford to do no other, this meant a £7,000 drop in salary and me taking a job that I can honestly say I would NEVER have taken had I not needed too.
When I found out that I had no insurance, I applied to them for a three month holiday to give me the cushion I needed and was refused, I complained and was refused. A customer of 30 years, who'd never missed a payment, refused, what sort of customer service do they call that. Consider as well that their letter refusing me suggested I take out Mortgage Repayment Insurance in the future, hmmm., let's think, I think I might have. Their payment holiday offer is a complete and total joke, not worth the paper it's printed on.
Anyway I contacted the halifax when I was calm enough, and just as an experiment called to ask if I had insurance, a very nice man called Kieran said "no", so I asked him why my annual statement showed monthly deductions for it. Long silence ... eventually very apologetic and passed me on to placating man.
I am sure I must have some form of legal address on this, not sure what I do, or how I go about it though. At the very least they should refund all my payments for insurance when they failed to provide the service.
I have formerly complained to them, but a month on and I still have not had the courtsesy of a reply. Any ideas anyone?
Yes beware of the Halifax buildings insurance people. they sounded good but the company they sent in was not good. i HAVE MORE DAMAGE NOW THAN WHEN THE JOB STARTED. They did not do what I was told was necessary and presumably Halifax paid them for five days works when they only did just over two. They failed to do the whole job, and took short cuts on what they did do. They threw rubbish in the road outside, and I had to pressure wash the drive and the road when they had gone. They left the rooms in a worse state than when they came. Everybody says they are sorry, but no consideration is being given while they take their time to sort things out (28 days to respond to my complaint) and I live in half my house, feeling stressed to death about the other half out of bounds.
You ring them and apart from the dreadful music which doesnt even play properly you wait in the queue and then get cut off just as you are getting through. You get through and put on hold and then cut off. You go thru customer services who dont listen and route you back to where you were left on hold waiting to get through to them. Then you are told they will ring you back as they need to read the file.
HALIFAX STAFF WAKE UP, would you like you home left in a tip like this and not even know if it is going to fixed at all?
My experience of this company has now driven me to commence the Small Claims Procedure against them (I've never had to take recourse to the courts in all my fifty years). It took them three months to stop taking direct debits from my account (via the Halifax Building Society). I had a very long conversation with their helpdesk in November 2002 when I first instructed them that I wished to cancel my payments to them. I followed by letters (which also got lost- very odd that isn't it?) and faxes to System faxes which take days to arrive (how odd I thought faxes were supposed to speed up things) followed by copies of faxes and letters to people who turned out to be not so useful but sounded as though they might be. Their response to all my hard work was to be answered by a garbled voice mail. I have yet to receive anything in writing from them in response to all my communications. Incidentally I too had to spend forever getting infomation from my ex company and the Job Centre (there is another story of incompetence) only to be told my claim was not valid as I hadn't been out of work long enough. They have as yet STILL NOT refunded me my money. I thought Direct Debit was meant to protect me? My advice is steer well clear of Halifax Insurance Ireland. I will let you know how the Small Claims Procedure turns out.
We moved to our previous home over five years ago now, and at the time we nearly doubled our borrowings, so it was quite a big decision. We decided that we would take out Mortgage Repayments Insurance to protect us against redundancy primarily, although the cover does also pay out in the case of sickness. We took our mortgage out through the Halifax, and they provided us with a quotation for their Redundancy cover. Initially, our cover was about £37, and would pay out £750 in the event of redundancy or sickness. However there was a hike in the premiums a couple of years later and we now pay £45.32 a month for the same level of cover, equating to £6 per £100 of cover. Care is needed when you take out cover of this type, and as my ex employer has just made 127 of us redundant, many people are discovering they haven?t bought what they thought they had. I know colleagues who have found they are only insured for £100, and another who is only covered for an amount equivalent to the mortgage and not the additional home expenses i.e. endowments or life cover. Your premium is quoted as a rate per £100 of cover required. With the Halifax you can insure yourself against your mortgage payment, plus an additional 25% to cover endowments etc. Our policy is only in my name, and if you put the cover in joint names, and one of you is unable to work, or is made redundant, you will only get half the insured amount, unless you pay double the premium of course, quite an expensive option. ---------------------------- Anyway time passed idly by, and on a number of occasions I thought about cancelling my cover, due to the costs involved but thankfully I did not, because I was made redundant in 2001 and again, after finding a new job, I was made redundant 14 weeks later as the company has gone into administration. So this policy has been my lifeline. You still need to pay the premium even when you are making a claim, and so my £750 was actually only £705
, net. However, being made redundant meant I was able to reduce my mortgage using some of my pay off, and therefore I was still able to cover the payments and endowments ? just. The policy is underwritten by Halifax Insurance Ireland Ltd, part of the Halifax group of companies and registered in Republic of Ireland No 323923. Making a Claim for Redundancy --------------------------------- To make a claim, you first have to request a claim form from the company. In 2001, I was able to pick this up from my local branch, along with a copy of the cover, but this year the branch told me I would have to phone and ask for a claim form. Once you get the form, you have to fill in all the salient information and the form needs to be signed by both the Job Centre and your previous employer. You are not insured for the first 30 days you are out of work, nor can you claim if you are not actively seeking work. If you received any Pay in Lieu of notice, you will not be paid for that time either. Once you have filled in the initial claim form and it has been approved, you will need to provide an AB1 certificate from the Job Centre, each month, together with a declaration that you have not worked. Once this is received it is processed by the Contact Centre in Ireland and you should receive your money in the bank four days later. You do receive a pre-paid envelope to return the form, and I always faxed mine to speed up the process also. They also have a free Job advice helpline, and this is pretty good overall. They contact you to offer assistance, and if you want to ring them they will call you right back, saving you the cost of the calls. They also send you out a useful information pack on Job Hunting in general and can do web searches, managing to uncover some jobs which I had not seen. -------------------------------- My Experiences ---------------- From the start of my redundancy in 2001, up to late l
ast year when I no longer had to deal with them, this company have been an absolute nightmare to deal with. Everything and I mean everything goes awry in the process, leaving you frantic about whether things are going to be done on time. I have lost count of the number of times I have had to telephone the call centre, again and again and again over the same issues. I will give you some examples. Claim in 2001 ? I duly got it all filled in, then photocopied it and posted it off. I waited a week, and then telephoned. Not received. Please call back in another week. I did this and told it was still not received. I said I found this unlikely as I had used their own envelope. I was advised it must be lost and I would have to fill out another claim form. Now bearing in mind I had to visit my employer and the JC to get another form filled in, you can imagine I wasn?t happy with this, as I imagined my form was simply sitting in some person?s backlog somewhere. I asked for a supervisor. On this occasion I got some joy. She asked me to fax over the copy I had made (thankfully) and she would process the claim and telephone me back. She didn?t phone back (first of many failed call backs), however when I contacted them the next day, everything was ok. Each month for the remainder of my claim, I had to complete a declaration and send an AB1 certificate in their prepaid envelope. On the following month I did this, and still heard nothing, despite the mortgage being due. I called and called and when I got someone they told me it would take at least ten days. This seemed ridiculous; I could not send a form before the 20th of the month, so how were they ever going to pay me in time to meet my mortgage payment on the 1st. Spoke to supervisor again. They agreed to do a same day transfer. I was also told if I had faxed it in, it would have been quicker. Great, I would do that in future as I have a fax at home, but it doesn?t seem very fair when many people do not have
this facility. Following month, no payment, despite being assured it would be there, and as a result my mortgage payment bounced for the first time in 16 years of having a mortgage, something I was not happy about at all. Manager this time, and she sorted everything out, and paid us the following month?s payment early! This continued for the whole time I was insured with them, and thankfully when I returned to work, I thought I could change my insurance to someone independent such as M & S; however I would have to work 13 weeks before I was able to do that. Anyway, I had a little disagreement with the Halifax on another matter, and this caused me to write to their complaints department. In my letter, which was v. professional, I also stated my disappointment with Halifax Insurance Ireland both regard to processes which were ineffective, and staff, who didn?t seem to care, blaming the mail rather than being focused on resolving the problems. I got a response from that division, about 5 weeks later, with the usual ?We are sorry, valued customer, etc and they hoped things would be ok in future?. They also asked me to complete one last declaration to close off my claim, (obviously that must have gone astray too, although I didn?t realise, because I was no longer due any payment!) Well would you believe it, the day after I received the letter, I got made redundant again, just 14 weeks after going back to work. Claim Two ----------- I have a policy booklet, and it clearly states that when someone has worked for less than 12 weeks after a claim, the two claims will be linked. What this means in essence is that you don?t have to wait the thirty day period, but as you are only insured for a maximum of 12 months, then you will only be covered for the remainder. However as I had been back to work for longer than that, then I should be treated as a brand new claim, albeit with the 30 day exclusion. You got it? Well why doesn?t the Hal
ifax then? On my first call, they told me I would be covered right away due to my temporary work. I stated my job had not been temporary, but was permanent, and I had completed more than 12 weeks, therefore this should be a new claim. Anyway the girl insisted I need a continuation claim form and advised she would send me one out. No form arrived and a week later I called once again, went through the same scenario, confirmed again that my job had been permanent, and the girl agreed to send out a claim form, which duly arrived five days later. I completed said form, which took ten days, as my employer had to send it to their administrators; then I photocopied, faxed and posted it back to HII. After waiting an age, I eventually called up, and I was advised that the girl could not access my record, as someone was in it, and must be working on it. Great, I naively thought, that is a positive sign. Anyway, I let another week go buy, and I hadn?t heard so I called again. Unfortunately I was given the ?access? story again, and I figured there must be a technical fault with their system. Unbelievably they advised that they could give no indication of when the Technical Department would be able to release my record; it was out of their hands (this was a supervisor speaking). She did ask me to fax the claim form again, and gave me firstly an incorrect number and then a number which was not attached to a fax, although I did not realise this, until I had left the fax on auto-redial for almost twelve hours. I had taken the precaution of sending the form to the Main Fax number, and followed this up with a phone call and was advised, it would then be in the system fax, and could take a few days. I asked the girl to advise the supervisor to see if she could retrieve it and call me back, but she did neither. Needless to say, the next business day, we tried again, and we were advised that everything was ok with our claim (not withstanding that the
y had processed it incorrectly, but I thought by this stage I would take that up in writing separately). All I had to do was to get an AB1 certificate and send it off, and they would send me a declaration in the post for me to sign. Great. Only nothing arrived in the post for days, and then I got a letter saying I had been declined as I had not been back to work for six months!!!!!!!!!!!!!!!!!!! BUT THE POLICY STATES THREE MONTHS NOT SIX. Shaking with fear at the thought of not having any income, I got onto the department again and after a long time they apologised and read me out another letter which was on its way out to me. I eventually received this on the 13 June, and I sent off the response by fax and Post again. By 26 June, I still had not heard anything, and this being the third mortgage payment due since I was made redundant I got my hubby to give them a call. Now he called them after 5pm, and they told him the money would be in account that day, yet two days later there is still no sign! I followed up with another letter to the HO, as they have processed my claim clearly outside the terms of my policy, and if there has been a policy change, then I have not been notified. However, this got me absolutely nowhere, as they just copied the "policy" I have bought, and the terms and conditions of it are not what I had thought I had bought. On top of that, they have been impossible to deal with, and this is not good news, when you have expensive bills to meet and no income coming in. They are not cheap for the cover, indeed Marks and Spencer?s offer cover for £4 per £100 which is 33% cheaper than the Halifax. Unfortunately for me, for the last year, my hands have been tied, as I cannot take out new cover (or even change my mortgage), while a claim has been ongoing, or during my first three months of employment. However as soon as I get a job, I will be reviewing both. I know this has been a long saga, but that
is exactly what it feels like to me. Buyer Beware, Stay away from this cover, or change it now while you have the chance! Dealing with this company has been extremely stressful for over a year now, and I think on the whole I have coped with redundancy pretty well; for a more anxious person, this could finish them off, the stress levels are so high. Unfortunately for me, my cover ran out after a few months, but I got a job soon after, and I also moved to a smaller place again, reducing the mortgage. We took out a new policy with the AA, via money supermarket.com, on my husbands income only this time, and I sincerely hope we never have to use it! NB, I havent had a sickness claim, although apart from the actual documentation that you need to produce will be different, the processes and contact centre will be the same. Helen Bradshaw
Firstly, I'm not a Halifax-Basher. As a mortgage company, I've found them first-rate, very approachable and helpful if you're going through a rough patch financially. As an Insurance option for buildings or contents, though, my strong advice is GO ELSEWHERE!!! We had 2 runs of bad luck....first our garage (concrete) and field-shelter (wooden) were severely damaged by gales, then during a really bad storm, water got through a wall into our vestibule and knackered our tumble-dryer, fridge and fridge-freezer. These incidents occurred 18 months apart, but due to living in the back of beyond, we still hadn't managed to get any tradesmen to estimate for repairs to the garage and field-shelter by the time the appliances went. "No worries", think I naively, "I'll ask the Insurance company to send their own man at the same time as they look at the appliances." Well, firstly, they denied any knowledge of our having notified them 18 months ago re. the wind damage (but they insist they log all calls.....) then when the assessor came and it was found that some previous damage had been caused by mice to the appliances' wiring (they'd been working A1 until the water got in) they refused to consider the claim as it was "vermin damage" - and vermin damage is excluded. So, regardless of the fact that the "vermin" had not stopped the appliances working, suddenly they're entirely responsible, and the Halifax won't meet their obligations. As to the outside buildings, we were told initially that the damage that had been caused by the wind was as a result of our having failed to adequately maintain poor quality buildings, which judgement they made as a result of the cracks in the structure of the remaining walls in the garage, and because the field shelter was on concrete only around the edges - standard practice for many field shelters, btw. Well, no, actually - the b****y cracks were
a result of the ensuing damage while we tried to get someone to come and estimate a small (to contractors) job in the middle of nowhere instead of doing maybe 3 nice fat-cheque jobs in town in the same time it'd take them to do our one "little" job. At the time of writing this, we have had only one letter from the Halifax, incidentally; everything else has been done over the 'phone, at my instigation. I think that alone is entirely unsatisfactory; especially as I am about to refer the whole sorry case to the Ombudsman and would have liked to have more in writing. The Halifax (who don't actually run the insurance themselves, incidentally, it's some other company, possibly Royal Sun Alliance, though I don't recall for certain if that's who, and haven't got the papers to hand) have now told me in this one letter, that they are prepared to pay "something" towards the buildings damage since they checked with the Met. Office and found that the storm did occur when we said it did - but that is NOT good enough for me. We paid the premiums in good faith, and I want the payout that I feel they are ethically due to give us. Oh, I almost forgot 2 important points - we did eventually get a payment for contents of the fridge-freezer: however they initially overlooked it, then due to my 'phoning and asking why, said "oh dear, you are entitled to that" - nothing in writing, you understand, just silence from them - good job I 'phoned instead of just giving up and quietly disappearing like a lot of busy or unassertive people might, isn't it? And, when I asked about the clause regarding vermin damage and for a replacement policy document to be sent, I was sent one which had no reference to vermin exclusions for the type of claim involved; however when they DID finally write, they sent a different policy booklet - I still have to investigate this, but in the meantime I STRONGLY recommend anyone who actua
lly hopes for a payout on a genuine claim, to pay the premium to another company and give the Halifax a very wide berth.