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Personal FAQs
Below is a list of frequently asked questions for some of our Personal products.
Below is a list of frequently asked questions for some of our Personal products.
We can amend a payment for you.
Please be advised that there is a charge applicable of £25.00 (or currency equivalent).
Please contact our Personal Banking Team to arrange this, or alternatively, you can send us a secure message through your Internet Banking.
When completing a payment through our Internet Banking service, the exchange rate will be displayed once you have input the payment details.
Once this is displayed you have the option to accept and proceed with the payment, or decline.
Payments requested via fax or email will be processed at the standard rate of the day, unless they exceed £100,000 or currency equivalent, where we will phone to agree a rate with you.
For more information please call our Personal Banking Team.
A standing order is an instruction you give to your bank to pay a fixed amount to someone else on a regular basis, you can set this up by phone.
Alternatively you can send us a secure message through your Internet Banking confirming the payment details, start date, and frequency.
Standing orders from a Sterling account to another Sterling account within the UK are free of charge.
For details of our charges, please view our charges tariff.
A direct debit gives someone else, usually a company, permission to take funds from your account in agreed amounts and at agreed intervals.
You can set up, amend, or cancel directly with the company concerned.
It is essential to maintain a Sterling account which offers unrestricted withdrawals to take advantage of this facility, as direct debits are processed within the UK clearing system.
The Bank reserves the right to reject and return a direct debit which does not comply with these rules.
Payment instructions received before the following times, will be processed on the same day. Payment instructions received after the times stated below will be processed the next working day.
Payment instruction received by
For amounts greater than 5 million payment instructions received by
All other currencies will now be processed at spot (2 day) value.
Our payment charges are as follows:
|Electronic transfers overseas
|Correspondent bank fees
7 Equivalent
For all our other banking charges, please click here.
A SWIFT confirmation can be requested by phone.
Alternatively, you can send us a secure message through your Internet banking. Please ensure you quote the payment date and value, and details of where to send this to.
Please be advised that there is a charge of £20.00 (or currency equivalent) applicable to the production of this.
The transfer limits for single currency transfers are unlimited.
However, foreign exchange transfers do have a maximum value of £50,000 (or currency equivalent).
Without contacting the Bank, who are able to check your account, it is difficult to advise the exact reason. However you can consider the following;
Unfortunately we have no control over the timescale to receive inward payments. We would reccommend that you contact the remitting bank / party and ask them to apply a trace to the payment.
When sending funds internationally, we do advise clients to allow up to five working days for the funds to reach the beneficiary account. However, it is not unlikely for this to take slightly longer if a delay has been caused by the handling bank(s).
We can trace the payment, but please be advised that there is a £25.00 (or currency equivalent) charge to SWIFT traces applied prior to 7 working days from the date of the debit.
To request this please contact our Personal Banking Team.
Alternatively, you can send us a secure message through your Internet banking.
Standard Bank Isle of Man Limited
SWIFT/ BIC code: SBICIMDX
Sort code: 40-48-52
Your IBAN number can be found on:
Alternatively, you can call our Personal Banking Team and we will confrm it to you.
We can recall a payment for you, however this will only be successful providing the beneficiary confirms debit authority.
Please be advised that there is a charge applicable of £25.00 (or currency equivalent).
Please contact our Personal Banking Team to arrange this, or alternatively, you can send us a secure message through your Internet Banking.
This error can be due to the payment details no longer being valid, or your Internet banking session has timed out. We suggest creating a new payment in the system.
If you are still having problems, please contact our Personal Banking Team.
When a payment is processed via the Internet banking system, International Online, the system automatically defaults to the beneficiary country's currency (the purpose of this is to correctly set the payment currency appropriate for the vast majority of payments).
Confirmation of the currency of the payment is clearly displayed when an exchange has been entered, along with the foreign exchange rate to be applied. Once this is displayed you have the option to accept and proceed with the payment, or decline.
For more information please call our Personal Banking Team.
The remitting Bank will have received advice as to the reason for the return so we advise that you contact them directly.
A correspondent bank is a third-party bank used by the beneficiary bank to facilitate international transfer and settlement of funds. These are an essential component of the global payment system, as banks do not necessarily have direct relationships with one another and there is a legal requirement for all currency payments to be cleared through the country of the currency. Thus, all banks use correspondent banks as a means to find relationships, acting as brokers for their payment transactions.
Generally, debit cards are sent out once the relevant account has been funded. The only exception to this is clients who have opened and have qualified for the following accounts:
If your existing card is due to expire, this will be sent out before your card expiry date.
Your card will be sent out to the address you provided as well as sending you an email to let you know your card is safely on its way. This will provide you with the details of any tracking numbers you may require.
Your card will be ordered as soon as your account is opened and you should receive your debit card within 7-10 days of your account details being confirmed to you.
For security reasons the use of your card is subject to certain daily limits as follows:
You should be aware that your transaction limits can be affected by transactions authorised but not yet debited
1.Click the 'Login/ Register' blue botton at the top right hand side of this website.
2. An option for 'Register for Internet Banking' will appear. Click on the button.
3. On the left hand side of the new page is an option for 'New registration'.
4. Complete the profile details - these are their own personal details.
NB – if they have a joint account, each person will need to register individually.
5. Select and confirm a suitable Password and Memorable Date.
6. At the bottom of this screen, select the 'Single Customer' service and click 'continue'
7. Enter Customer Number and Customer Name (if joint account, they need to enter the joint details here)
8. Select the appropriate transaction rights in accordance with their banking mandate and click 'continue'
If they have selected Inter Account Transfers and / or Payments, then this next screen is to order the dual factor security token and needs to be populated with the delivery address and a contact number. Ideally this should be their normal mailing address to ensure we can get this to them as soon as possible.
In order to process payments on-line, your client needs to use a security token which provides a secure 'one-time' password each time they authorise a payment. This is to enhance the security for their Internet Banking service.
9. Click 'Continue'
10. The next screen will show the Terms and Conditions associated for International Online, which will need to be read and 'ticked' to accept by clicking 'Confirm'
11. Click 'Exit' to finish
For security reasons you will not be able to use your card for 24 hours after entering your PIN incorrectly three times.
After 24 hours, you will be able to withdraw cash as normal provided the correct PIN has now been entered.
If you have forgotten your PIN number, please call the Visa debit card helpline 24 / 7 on +44 (0) 1624 643623 where you can order a PIN reminder or you can unblock the PIN by going to an ATM.
Please call the Visa debit card helpline 24 / 7 on+44 (0) 1624 643623 where you can order a PIN reminder.
Visa debit cards are only available in GBP | US$ | EUR | AU$ on the following accounts:
To request a card, please call your personal banker during normal opening hours.
The card is initially issued on the basis of your proposed transaction limits, however, the Bank may, at its discretion, temporarily increase or decrease these limits to suit your personal requirements.
You can request the following temporary limit increases any time on a 24/7 basis by calling +44 (0) 1624 643623 providing there is a sufficient balance on the card.
If you would like to discuss a higher limit, please call your personal banker during normal working hours.
As per our terms and conditions, if the balance of your account is below £100 | US$150 | €150 | AU$150 you are unable to access the funds by means of your Visa debit card.
However, if your account balance is greater than £100 | US$150 | €150 | AU$150 and you are still unable to access your money, please contact our Visa debit card helpline 24 / 7 on +44 (0) 1624 643623.
Visa provides the Verified by Visa service to add an additional layer of security to your transactions.
Verified by Visa protects your card against unauthorised use. Look out for the Verified by Visa logo on your favourite websites.
You will be required to set a password during activation by entering your date of birth, mother's maiden name and the expiry date of the card.
Once you have signed up, your card will be protected whenever you make an online payment with your Visa card at participating web sites by confirming your identity with your password.
If your card is lost or stolen, you, or any other person acting on your behalf, must notify us immediately by contacting our 24 / 7 lost or stolen helpline on +44 (0) 1624 643644.
We recommend that you also notify the relevant law enforcement agencies if you suspect that your card has been stolen, or a crime has been committed in relation to your card.
You can change your PIN in the following countries: Poland, Ireland, UK, Switzerland, Isle of Man & Channel Islands.
To automatically reset your PIN, you need to go to a chip reading ATM and withdraw cash using the correct PIN.
If you have forgotten your PIN, please call the Visa debit card helpline 24 / 7 on +44 (0) 1624 643623where you can order a new PIN.
On the reverse of the card there is a symbol which shows the currency of your card:
This means that there is a difference in the information that you are entering to register for this service and what we have on our systems. If you are happy that what you are entering is correct, please contact our Visa debit card helpline 24/ 7 on+44 (0) 1624 643623 and we can review what we hold on file for you and why there is a difference.
Follow the 'If you have forgotten your password or it has been blocked, then please click here' link and follow the on screen instructions.
We do recommend that you use a different password to the previous security information.
The Visa debit card helpline is available 24 / 7 365 days a year for your convenience.
*The following temporary limit increases are allowed providing there is a sufficient balance on the card.
If you would like to discuss a higher limit, please call your personal banker during normal working hours.
In the event of your card being damaged, or if you are in need of a replacement card, you should contact our Visa debit card helpline 24 /7 on +44 (0) 1624 643623 so that every effort can be made to replace your card as quickly as possible.
Alternatively you can send us a secure message through your Internet Banking requesting a new card. Please confirm the correct delivery address and phone number for your new card when contacting us.
Please note that a charge may apply for issuing a replacement card.
All cards sent to countries outside the United Kingdom are dispatched by courier. The telephone number is required by the courier service to ensure prompt delivery of your card.
Account statement narrative refers to the reference which will be on your account statement when your payment debits from your account.
The security token will generate a random number that is linked to your internet banking service. You will need to input this number into your payment instruction on your online banking.
Please make sure that you are holding your security token with the grey button on the left hand side of the token.
Your internet client number is an 8 digit number which starts with a 5.
This will be emailed to you within 24 hours after your Internet Banking registration (which includes a security call back) has been completed.
If you have forgotten this number, please call your personal banker during normal office hours.
Yes, you can print statements off for your own convenience; however these are not considered official bank statements and may not be accepted for identification purposes / Visa applications etc.
If you require an official bank statement please send us a secure message using Internet Banking.
Please click on the following link and follow the online instructions:
We will contact you within 24 working hours to confirm your registration.
If you need further assistance, please call our Personal Banking Team.
Please click on the following link and select the forgotten password link on the left hand side of the page and follow the steps:
Please note: you will need your customer number to complete this process and this can be found on your welcome letter or bank statement.
Make a note of the request number and call our Personal Banking Team. Alternatively, we will call you upon receipt of your request within 48 working hours.
The security token is used to authenticate all new payment instructions that you request online.
The password criteria for registering or changing your password on Internet Banking are as follows;
Please note: you cannot use a string of three consecutive or same numbers together, for example; 123, 321, 111, 876, 345.
When you are logged onto your internet banking you can send us a secure message by clicking the 'Secure Message' option in the top right hand corner of your profile.
If you are experiencing issues with your token, please call our Personal Banking team during normal working hours.
If you'd like to make regular payments to a particular beneficiary, you can create a Stored Payment. This 'saves' all the details for this beneficiary, so that you don't have to enter the beneficiary's account details every time. You can simply go to your Stored Payments option on the home screen, select the beneficiary you'd like to pay, edit the value of the transaction, and submit the payment.
There are 3 type of fees you can choose from when making your payment:
Split – The sender will pay Standard Bank Isle of Man charges. The receiver will receive the full amount, less any fees charges by the receiving (and any correspondent) bank.
Remitter – All fees will be charged to you as the sender
Beneficiary – All fees relating to the transfer will be charged to the receiver
You will need your security token when completing the following:
In the first instance, follow the guidance provided in the error message.
If the matter continues follow the below steps:
You can link devices whenever you need to, giving you access to your banking, wherever you may be.
From your second device, once you have downloaded the app, you will be asked to login with your Standard Bank ID. In that process you will simply link the new device.
Do not do this by creating another Standard Bank ID – use your existing one.
You can download our mobile banking app from the Apple App Store (for iOS devices) and Goole Play (for Android devices).
Step 1: Enter your email address (ideally, your private email address, and not your work email address).
Step 2: Choose a password, and accept the terms and conditions. Click on the handy 'eye' icon to see the password you've entered.
Step 3: We will now send a one-time password (OTP) to the email address that you gave us in Step 1. Enter the OTP. (Remember to look in your 'Junk' folder if you can't find it.)
Step 4: Now link your smartphone (or other devices) to your Standard Bank ID. Remember, you can link (and delink) more devices whenever you need to, meaning you always have access to your banking - anytime, anywhere.
Step 5: Enter your internet banking ICN (Internet Client Number), your memorable date, and your password. The information will be linked to your new Standard Bank ID, and will allow you to see all your accounts like you would on your internet banking profile.
Once you have downloaded our mobile banking app, you have to register for internet banking, and create a unique Standard Bank ID. Your Standard Bank ID will give you access to your accounts, as well as to a range of secure banking services.
There may be a few reasons why you can't link your accounts:
You don't have an Internet Client Number (ICN). You have to register for internet banking to get an ICN.
Your Internet profile has been locked. Please call the Personal Banking team to unlock it.
You have entered the wrong ICN, password, or memorable date - please try again and make sure that you enter the correct details. Click on the useful eye icon next to the password field to check what you have typed. Also make sure the memorable date is correct.
There was a technical error during the linking process. Please try to link your ICN again. if the problem persists, please call the Personal Banking team to report it.
Unfortunately there is currently no version of the app available for Blackberry or Windows users.
It is absolutely secure – the app has the latest security technology to protect your finances:
We will send a one-time password (OTP) to your registered email address. Enter that OTP into the app. Remember to look in your 'Junk' or 'Spam' folders if you can't find it. If you still can't find the email, click on 'Resend' so that we can send you another OTP.
If you still did not get it, make sure that you've entered the correct email address for your Standard Bank ID.
Go to the Information Centre in the app. There you will see the tabs 'Ask a question' or 'Report a problem'.
Write us a message where it says 'Describe the issue here' and click on Send. Your message will now go the to the relevant helpdesk.
When you do transactions with your debit card, your transactions are only fully processed later. Your transaction history will be updated overnight and will show on your account history the next day.
For payments and transfers that require currency exchange, the transaction will show on the date when the transaction is finalised. This will be determined by the payment instruction.
No, not at this stage. You will be able to view and transact on your business account soon. We will keep you updated.
No. To keep the app as secure as possible, only one person can register for the app on a device. That person can, however, link the app on several different devices.
Please log out and try to log in again. If the issue persists please report it to the Personal Banking team.
You can link and delink devices whenever you need to, giving you access to your banking – anytime, anywhere.
Once you have downloaded the app on a new device, simply log in with your Standard Bank ID to link the device. Do not create another Standard Bank ID – use the one you already have.
Go to Settings and select Dashboards. Then select the dashboard you want to change or delete. You cannot delete the 'My Personal Dashboard' – you can only rename it. To rename it, click on the pencil icon. You can also change your profile picture if you click on Edit below your profile picture.
To delete a dashboard, scroll down to the bottom of the screen and click on 'Delete dashboard'.
Select the left hand navigation drawer > Select Settings > Scroll down the page to find the linked device > Select the Unlink option next to the device you want to remove from your ID.
Very important – if you accidentally unlink the device that you are current viewing the app on, the application will close and the device will be de-linked. When you select the app again, you will have to sign in again with your Standard Bank ID and relink your device.
FATCA stands for the Foreign Account Tax Compliance Act and is a US legal and regulatory requirement designed to ensure that US taxpayers pay US tax even if their assets and US source income are channelled through non-US jurisdictional accounts and entities.
The Common Reporting Standard (CRS) was developed by the Organisation for Economic Co-operation and Development (OECD) to facilitate the automatic exchange of information and draws extensively on the inter-governmental approach taken to implement the FATCA.
Please click here to access the latest FATCA FAQs.
Your IBAN can be found by clicking directly on your account number when you are logged in to your Internet banking.
You can also locate this from your welcome letter / email and from your account statement.
IBAN stands for International Bank Account Number and is an internationally recognised account number format.
IBAN's are used in a number of countries worldwide, but most prominently within Europe at this time.
Please note, any payment made within the EU zone in EUROs must be made using an IBAN.
A BIC code (also known as a SWIFT code) is the unique identification code for a particular bank.
These codes are used when transferring money between banks, particularly for international wire transfers.
This code will either be 8 or 11 alpha-numeric digits in length depending on the Bank.
Also known as a SWIFT copy; this is an official receipt that we can produce to show that a payment has been made and the full beneficiary details. The charge for providing this confirmation is £20.00 (or currency equivalent).
Standard Bank Jersey Limited looks after the business of Wealth and Investment clients and Standard Bank Isle of Man Limited looks after the business of International Personal Banking clients.
Depending on whether you are a Wealth and Investment client or a personal client, will impact where your account is held.
The Optimum Account has a minimum balance requirement that you have to adhere to. If you do not meet this requirement you will be charged a maintenance fee, click here for full details of the account
You can update your address and / or change your contact details by sending us a secure message through your Internet Banking.
Alternatively, you can contact our Personal Banking Team during normal working hours.
Please note, when contacting us to change your address, please advise us if you are updating your residential and / or postal address.
Please send a secure message via your internet banking service. In your message you will need to request to open an additional account, confirm the account type, currency and purpose for the account.
Alternatively, please call our Personal Banking team during normal working hours.
To add a joint party to your account, you must complete a new personal account application form and provide supporting documentation, click here for all named parties (both new and exsiting parties) to the account.
You will be provided with new account details via email and you will be required to re-register for Internet banking using your new customer number.
We are able to answer the following query types via email:
There are a number of other queries that we can also respond to via email subject to certain restrictions, please click here for more information.
Optimum Account: Quarterly on the last business day in March, June, September and December
Offshore Reserve Account: Half yearly on the last business day in February and August
Offshore Moneymarket Call Account: Monthly on the last business day of each month
International Saver 36 Account: Annually on the last business day in June
International Saver 96 Account: Annually on the last business day in June
International Saver 196 Account: Annually on the last business day in June
International Saver 396 Account: Annually on the last business day in June
Fixed Term Deposits: On maturity
Call Account: Quarterly on the last business day in March, June, September and December
Professional Demand Account: Quarterly on the last business day in March, June, September and December
The use of the word "protection" or "security" in relation to the structured deposit refers to the obligation of the relevant Standard Bank Offshore entity, as applicable, to repay your original capital and the Return, where applicable, in respect of the of your deposit in full on the relevant Maturity Date.
In the unlikely event that the Standard Bank Offshore entity which holds your deposit becomes insolvent, repayment is not guaranteed by any other party, including any other member of the Standard Bank Group Limited. This could result in the loss of any gains, interest, the Minimum Return and your original capital deposited.
Please check our Structured products page to keep updated on closing dates and next product offerings.
Standard Bank Group Limited have stated in their annual financial statements that the Standard Bank Group Limited will ensure that, except in the case of political risk, the Standard Bank Offshore entities are able to meet their contractual liabilities.
Full details can be found in the latest financial results under the "Investor relations" section at www.standardbank.co.za or are available upon request.
The effectiveness of the statement can only be tested fully in the event that a claim is made under this commitment.
It varies by product, but our minimum balances can be from £10,000.
Yes, when we have appropriate products to issue depending on market conditions.
It depends on the product we have on offer, but we primarily offer structured products in GBP, USD, AUD, ZAR and EUR.
Statements are not issued for structured deposits but you can see the latest monthly valuation of your product via our performance calculator - click here
Yes, when we have appropriate products to issue depending on market conditions.
Unless otherwise required by contract or law, early encashment of any part or all of your deposit will not generally be permitted and is only allowed under exceptional circumstances at the discretion of the relevant Standard Bank Offshore entity.
Subject to taxation regulations prevailing at the end of the relevant terms, interest earned on structured deposits will be paid gross and you will be responsible for determining your liability for tax on such interest.
Depositors who are residents of the European Union (EU) member states are subject to legislation pursuant to the European Union Savings Directive (EUSD).
As at the time of publication, gains from the Quantum portion will be treated as interest payments under the EUSD.
Current EUSD Guidance Notes of both the States of Jersey and the Isle of Man Governments state that returns deriving from derivative contracts are not interest payments under the EUSD. Pursuant to the Guidance Notes, the returns from the PLUS portion will be treated as returns from derivative contracts. Therefore, based on current legislation and the Guidance Notes, we do not expect to report potential gains from the PLUS portion as interest payments under the EUSD. However, depositors should be aware that amendments to the EUSD have been proposed by the Economic and Financial Affairs Council (ECOFIN) which, we are advised, if implemented in their current form prior to the maturity of the PLUS portion, will require potential gains from the PLUS portion to be reported as interest payments under the EUSD.
Select your online banking platform:
Offshore Services South Africa
+27 (0) 860 333 383
+44 (0) 1624 643643


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Welcome to PHXFan!
PHXFan is the leading sports blog for Arizona High School and College sports. It is the next generation of SportZine Magazine, which hit high school campuses throughout the Valley in 2003. More About PHXFan...
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subset: commoncrawl


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Spoke with Mandy. She said they did a very good job and were friendly and courteous.
Category: Collision
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Glory To God
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Hi, I just received an e-mail that says it was sent by my own e-mail, and I clearly don't remember sending an e-mail to myself. The title of the e-mail ... [read more]
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Hi all, I'm wondering if anybody has ever done a big launch for an affiliate product that is *already* on sale? Let me explain... I sell a low cost ebook ... [read more]
Just wondering If there are any warriors from the channel islands UK?
In the last hour I was changing my Spanish Blogspot into my own custom Domain. I was looking intently and was about to buy a domain !! My wife said ... [read more]
Hey Warriors, I am currently in the process of outsourcing my link building. This isn't social bookmarking, directories or blog commenting but actual link building from other content sites. Does ... [read more]
Hello Fellow Warriors, For those of you who don't know, Google just made it easier to create a full sized display ad. Instead of the small text ads most people ... [read more]
I've heard that new agents in the anti-counter-fitting division of the US Secret Service study only US currency. This they do in depth so as to learn everything possible about ... [read more]
50 visitors a day isn't much, but it's a solid start: enough to bring in some regular sales and start generating revenue to fund your nascent IM empire! Say you ... [read more]
I have a site with several download pages for the products I sell. It was brought to my attention recently that some of these pages are showing on the internet. ... [read more]
I love this search facility. You can view pictures of the sites that show up... Searchme: Visual Search - Beta 2.40.3176
I have been so busy selling my own products that I have almost forgotten that I set up an affiliate website for Jamorama 2 months ago. I did this to ... [read more]
Hey, Just wondering. How long does it take for the commission from a tracked purchase through commission junction to display? The purchase was made about an hour ago and my ... [read more]
Hi warriors I have been working on my new mortgage site..... all day today. I am sorry but i cant get excited about mortgages, other than the adsense money that ... [read more]
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Every year or so I clear my shelves of extra inventory, damaged products and other people's information products. I then offer them for sale and donate all of the money ... [read more]
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What is a good example of how to write your message at the end of an article to get people to come to your site? Thanks, Aaron
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Someone has several sites. They all have the same sales letter in the same format on every site's hompage. Attached to that homepage he has blogs on every site. EACH ... [read more]
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Is there submit article plugin for wordpress??? How to add it to blog? Is it contact form plugin in this blog or something different? link is this http://www.blogsrater.com/submit.php


text:
Russell Westbrook recorded yet another triple-double in the NBA, while the Golden State Warriors and Cleveland Cavaliers won comfortably.
Westbrook made it 34 triple-doubles this season as the Oklahoma City Thunder cruised past the Toronto Raptors 123-102 on Thursday.
The Warriors were also comfortable winners, easing to a 122-92 success against the Orlando Magic.
The Cavs welcomed back Kevin Love from injury, beating the Utah Jazz 91-83.
Another day, another Westbrook triple-double.
He had 24 points, 16 assists and 10 rebounds as the Thunder eased past the Raptors.
Victor Oladipo contributed 23 points, while DeMar DeRozan led the Raptors with 22.
The Warriors did it easily, as expected, against the Magic.
Klay Thompson led the Warriors with 29 points, while Stephen Curry had 25 to go with nine assists.
Love made an earlier than expected return from a knee injury and he had 10 points and nine rebounds in the Cavs' win.
It was LeBron James who starred with 33 points, 10 rebounds and six assists.
How, Russ? #ThunderUp#AssistOfTheNight pic.twitter.com/hCbBpjS7do— NBA (@NBA) March 17, 2017
Russell Westbrook registers his #NBA leading 34th triple-double in @okcthunder road victory!#ThunderUp pic.twitter.com/cOxwg97o64— NBA (@NBA) March 17, 2017
The Memphis Grizzlies overcame the Atlanta Hawks 103-91, the Denver Nuggets were too good for the Los Angeles Clippers 129-114 and the Brooklyn Nets beat the New York Knicks 121-110.
James Harden (28.9 points, eight rebounds and 11.2 assists per game) and the Houston Rockets (47-21) take on the New Orleans Pelicans (27-41) on Friday.
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|Jose Mourinho accepts defeat in hunt for fourth Manchester United signing


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The last time my hubby and I took our twins to a portrait studio was at Christmas 2007. That year, I also took the most precious photos of them in front of our fireplace. They actually came out much better than the portrait studio photos.
Silly twins, they are a hoot!!
God Bless!!


text:
Featuring Model Prices and Specifications, plus Reviews,News and Videos.
Introducing the 2011 Mazda 3 Neo, This vehicle comes in great condition and with low kilometres,also comes with a full service history and a 5 year dealer warranty- call now to book your test drive!
Interested in a new car? Simply tell us the vehicle you are interested in and we can take care of the rest.
Get great offers, the latest news and reviews, photos, videos and more delivered straight to your inbox.


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Simone Santo Ba
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About ولد واخته يمارسون الجنس
ولد واخته يمارسون الجنس The X-Files, for example, assigned a code in the format sXnn, with s identifying the season number and nn being a two-digit number for each show, starting with 01. It is, however, distinct from shonen-ai literally, boy-love, in which two males merely express romantic feelings for each other without actually having sexual relations. ولد واخته يمارسون الجنس The origins of this term are also uncertain, but it may also be a shortened form of hentai used as a polite codeword in the 1960s.
This second group can be further split into yaoi and yuri subgroups. ولد اخته الكبيرة نيك The X-Files, for example, assigned a code in the format sXnn, with s identifying the season number and nn being a two-digit number for each show, starting with 01.
ولد ينيك امه This allows the animators and directors to work out any script and timing issues that may exist with the current storyboard. ولد اخته الكبيرة نيك Confused as to what is happening and what cut her arm, she is thrown across the room to the ground.
ولد ينيك امه The English use of hentai is also more similar to the way the Japanese use the slang term ??? H, or ecchi, which refers to any sexually explicit content or behaviour.
ولد ينيك امه Animatics use drawn artwork, with moving pieces for example, an arm that reaches for a product, or a head that turns. ولد واخته يمارسون الجنس STUDY DESIGN: An expert panel of physicians selected high-volume diagnoses or surgical procedures to examine, and developed criteria for defining episodes of care. ولد ينيك امه In the mid 1970s, these were known as videomatics and used primarily for test commercial projects. ولد ينيك امه Examples of episodes include the founding of Wilmington, Delaware in Charles Reades The Disinherited Heir and the individual events comprising the picaresque novels and medieval romances.


text:
Looking for Monthly weekly billing transportation Workers or Work?
Need help with Monthly weekly billing transportation? Hire a freelancer today! Do you specialise in Monthly weekly billing transportation? Use your Monthly weekly billing transportation skills and start making money online today! Freelancer is the largest marketplace for jobs in the world. There are currently 17,764 jobs waiting for you to start work on!I Want to Hire I Want to Work
Monthly weekly billing transportation Jobs:
|Price (USD)
|Price (USD)
|Write an Android application
|app for public transportation in my city, the user can find easily a bus wherever they are.
|Mobile App Development, Android
|Aug 23, 2017
|Today6d 20h
|Newspaper monthly four pages in Urdu and English
|Hi, we are a professional syndicate and wish to take out a monthly four pages newspaper that will have two pages in Urdu and two in English. We want someone who has expertise of designing and developing Newspaper. Fluent with Urdu and English typing. He needs to provide us final designs both in Adobe InDesign and Acrobat PDF. Please quote but answer these questions first 1. Have you designed a N...
|Photoshop, PDF, Adobe InDesign, Adobe Illustrator
|Aug 23, 2017
|Today6d 15h
|Industrial Automation, scada, control systems sale
|Please read & understand in its entirety before responding. Need help with sales/marketing work flow process for industrial controls & automation services & products. We are in business for over 30 years & have developed some very unique & interesting solutions recently & need to develop strong relationships with outstanding sales/marketing professionals to help sell the...
|Internet Marketing, Sales, Marketing, PLC & SCADA, Digital Marketing
|Aug 23, 2017
|Today6d 11h
|Get a Website Built
|I want the following to be in one site. However your professional opinion is important. I provided reference sites that some features needs to be developed alike and guided as how it should be developed. My concern is whether it's too many things in one website or i should separate some of them. Please don't hesitate to share your professional opinion. Real estate-renting, buying and s...
|PHP, Website Design, Graphic Design, HTML
|Aug 23, 2017
|Today6d 11h
|SEO my Website monthly
|I wish to rank my site to [url removed, login to view] (searches not from other country to [url removed, login to view]) on 1st page. I know that progress can be seen in a few weeks and I am patient for ranking higher since takes few months. I wish honesty and cooperation and dont like fake results. I update daily products content with unique content in oorder to meet Yoast and upload blog con...
|Internet Marketing, SEO, Link Building, Marketing
|Aug 23, 2017
|Today6d 9h
|Monthly whitehat seo management for Shajee Fareedi
|Need from the first month: Analysis of competitors Detailed market research to develop Effective strategy. Development of On page Strategy. Development of Off page strategy. Implementing executing the strategies for both. Building quality links. Fixing / reporting on page issues. The Number of quality links ( minimum 80 to 300) a month. Monthly Ranking Report Link building report Webmas...
|SEO, Link Building, Marketing, SEO Auditing, SEO Writing
|Aug 23, 2017
|Today6d 7h
|Billing and inventory management Electron software
|Cross platform Billing and inventory management Electron software, project needs to be in electron and output for mac windows and linux.
|Javascript, node.js
|Aug 23, 2017
|Today6d 3h
|looking for a filipino cam model for 2 hours weekly
|Filipino cam model wanted for 2 hours weekly. immediate start
|Freelance, Virtual Assistant, Dating, Anything Goes, Fashion Modeling
|Aug 22, 2017
|Aug 22, 20175d 8h
|Hire a Translator Swedish
|I am searching for a translator to check my translation. The idea is to make it more understandable to the audience. The translation is from a transportation company website, so a person who is good with transportation vocabulary would be a priority.
|Translation, Swedish
|Aug 22, 2017
|Aug 22, 20174d 22h
|Transportation planning using c#, google maps
|You have to make a planning tools for Transportation.
|C# Programming, Microsoft SQL Server, Google Maps API
|Aug 22, 2017
|Aug 22, 20174d 21h
|sencol bros and sons enterprise
|we deal on all type of computers and transportation service and general constructions of schools, roads, etc we set the pace and others follow
|Social Networking
|Aug 21, 2017
|Aug 21, 20174d 2h
|create a wordpress website with customer logins and billing/payment capabilities, etc
|i offer virtual mailbox rentals. postal mail comes to me, i scan it, upload it to customer's website, customer clicks on button to SCAN, SHRED or FORWARD the mail. I then do that. Etc.... Anytime Mailbox has one of these mailroom management websites with signup and login capabilities. Hi again, I would like to make sure you understand what I am asking for when you give me a bid and you tell...
|Aug 20, 2017
|Aug 20, 20173d 1h
|Best Pro researchers Writers Needed for monthly job
|I need you to write a research article.I need 2 writers who are extra ordinary. We are seeking for long term writers and paying 3$ per 500 words. Well we'll create milestone for first article and release it after finding the first article good and then we'll hire you and will pay after each 30 days. We meed 5000 words per day. Those who are interested can place their bids. Thanks
|Research Writing
|Aug 19, 2017
|Aug 19, 20172d 20h
|Need Articles for 250 USD Weekly
|Hi All Freelance writer, I am in need you 3-4 writers in total for my project. The project would be till end of the year so bid if you are free and got no work in hand. Not looking for people with tons of work in hand currently. Please ensure you only and only bid if you agree to all my terms. If you do not agree to all terms, please scroll down to other projects instead of bidding on thi...
|Copywriting, Ghostwriting, Article Writing, Article Rewriting
|Aug 19, 2017
|Aug 19, 20172d 12h
|Do some Excel Work
|We are interested in available data entry workers to get work started today or tomorrow for a experienced and qualified data entry to work part time with one of our clients. This is a full time temporary to permanent position. Qualified and experienced candidates for a full time data entry/admin position with one of our client in your location will be scheduled for interview online only if expe...
|Data Processing, Data Entry, Excel, Payroll, Bookkeeping
|Aug 19, 2017
|Aug 19, 20172d 8h
|Build a website for my transportation business
|Hello, I am looking for to build an app for Android and iOS to track my drivers who are traveling across the country. I have specification document ready and will share it with selected freelancer/company. Thank you!
|PHP, Mobile App Development, Android, MySQL, iOS Development
|Aug 19, 2017
|Aug 19, 20172d 5h
|Bi Weekly Cryptocurrency Newsletter
|News about bitcoin, altcoins and ICOs. Relevant news that my members on my website will find informative.
|Aug 18, 2017
|Aug 18, 20171d 20h
|Tweak websites and help maintain websites on monthly basis, looking for team
|I Build the websites but then want someone to put finishing touches also to help maintain on a monthly basis so this is on going work
|PHP, Website Design, CSS, HTML, English Grammar
|Aug 18, 2017
|Aug 18, 20171d 13h
|hire a transportation/civil engineer
|i have a civil related urgent project. please inbox for details
|Engineering, Civil Engineering
|Aug 17, 2017
|Aug 17, 201720h 11m
|Social Media Marketing
|Road Racers Nig. Ltd, we are into Transport and Logistics, we want to be able to reach out to people for them to start making use of us, car owners to start registering their vehicles under our plant form and also those that likes transportation business can invest in our company.
|Twitter, Facebook Marketing, Google Plus, Pinterest, Social Media Marketing
|Aug 17, 2017
|Aug 17, 2017Ended
Showing 1 to 20 of 140 entries
Hire the Top Monthly weekly billing transportation Freelancers:


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Christi is the best ascent coach that I have worked with. Two things make her unique from the others.
(1) Her 10+ years academic training (including her PhD) makes her training method very scientific and systematic. This fits me who has a strong science and engineering background, because I would love to understand the why, how and mechanics, even on pronunciation. With her training, pronunciation is not a black box that you cannot master unless you were born in the US, but rather is a step-by-step science that we can crack the code and master as an educated adult.
(2) Her personal approach. She truly values me as a person and we really built a personal connection from the first class (something not transactional or money-based, but it is her true care about you as a person, to help you develop and to coach you from all areas).
Everyone needs a coach in their life to master a new skill. I feel myself fortunate to have Christi as my coach, and I have been and will continue to rely heavily on Christi's feedback to fine-tune my pronunciation and speech.
Jing, Senior Finance Manager from a Fortune 100 company, FTSE 100, Language: Mandarin
Christi is a pleasure to work with. She's very friendly, patient and resourceful. Having Christi as a coach definitely made me achieve better results, faster. Highly recommended for those of us who speak English as a second language and want to communicate better.
Diogo - CEO & Founder, Health Tech Startup/language: Portuguese
Dr. Barb is an expert in field of accent modification. She has wide experience to work with clients with different ethnic backgrounds. Dr. Barb always thinks 'outside the box' to develop an individualized plan for her clients. Her backgrounds in English and linguistic not only improved my accent but also my language skills. I highly recommended Dr. Barb to be your personal coach for accent modification.
KarlLeung - Pediatric Audiologist, Washington, DC, USA/Language: Cantonese
I had the opportunity to work with Dr Barb in the area of accent modification. In a short period of time she helped me understand better what accent really means and helped me improve my accent, my pronunciation skills and my English speaking skills in general. Thanks to her coaching, I was able to express myself perfectly in English both professionally and casually. She is really passionate and dedicated to support her student. She is really creative with the capacity to properly assess what you need to improve and to design a program that fits your need. I highly recommend Dr Barb as a personal coach for accent modification and as an instructor for English-language learners.
Nicolas - Electromechanical Engineer, Languages: Haitian Creole, French
As a young foreign professional I face speaking and accent challenges in my working environment. Christi helped me to increase my speaking skills dramatically and to improved my English pronunciation and intonation a lot. She is especially experienced at analyzing my accent shortcomings and gave me advice on how to improve it. She is detail-oriented, student-oriented, and experienced. I highly recommend Christi to everyone who is looking for perfecting his or her speaking and American accent.
Peiya - International Professional, Language: Mandarin
Christi is a very motivated and professional person, she helped me a lot with the language and pronunciation during the period I spent in Boston. She is highly prepared and really enthusiastic about her work. Further she was truly kind and always available to help me with any kind of doubts. It was a pleasure to work with her.
Matteo - Doctoral student in Engineering, Boston, Language: Italian
I learned so much from her when I went to a college in the U.S. At the time, I had no confidence with my speaking, and I didn't know how I could make it better. She always explained simply why my accent sounded different from native English speakers and how I could make it more fluent. Depending on your purpose or situation to use English, she proposes you different materials, and you can focus on what you would like to improve.
Aiyoshi - Japan, Language: Japanese
Excellence should be Dr. Christi Barb's last name! I had the honor to work for more than one year with Christi and the experience was exceptional. Very professional and organized, Christi delivers effective results. I strongly recommend Dr. Christi Barb services.
Carlos - Sr. Automation Engineer, Shire, Language: Spanish
Dr. Christi Barb is my best accent modification coach I've ever met in my life. I deeply appreciate her teaching English and mentoring for my professional career. I would like to keep in touch with her to improve my English. Thanks.
Jangwoon - Post-Doctoral student in Engineering, Language: Korean
Dr. Barb is the most professional and talented professor I have ever met in my entire life. Her class is always very casual and relaxing, but gotta say I learned tons of useful and practical Slangs for daily uses. Now I know where should I put my tongue to pronounce correctly and how to connect words to be sounds naturally! Much easier to fit in than before! haha, like her a lot:) like her a lot, huge fan of hers! Enjoying!
Xuwei - Undergraduate in Business, Boston, Language: Mandarin
I had been coached on my English with Dr. Christi Barb who has expertise and many year teaching experience in English speaking training. Thanks to her, my English accent have been dramatically improved, and now I have almost no problem with my accent and intonation at work, which is an international research group in one of European university.
Wonsup - Post-Doctoral student in Engineering, Delft, Netherlands, Language: Korean
Dr. Christi helped me improve my accent and interview skills for the last two months. Before starting the class, she used her innovative technology to test my speech from the aspects of pronunciation, pitch, stress, etc. The test results helped me quickly realize my shortcomings and I began to correct my speech purposefully. The most impressive thing is that she also gave me a lot of professional advice to improve my interview answers in regards to my major. I feel more confident in self-organizing and communication skills. I will absolutely recommend her classes to anyone who is looking forward to having a better performance in job interview.
Ge - LEED AP Mechanical Co-op, Jacobs, Language: Mandarin
I highly recommend Dr.Barb. When I was looking for a job, she helped me to improve my speaking and interview skills last month. She is very knowledgeable about teaching foreign speakers to speak English more professionally and confidently. I can tell that she has lots of experience working with international students, because when I worked with her, she figured out my language issues very quickly and suggested me with many great solutions. By working with her to prepare for the interviews, I got 3 job offers. This is so awesome to me! If you are a non-native English speaker and thinking about improve your English speaking, Dr.Barb is the right expert for you.
Xiaochen - university student, Boston, Language: Mandarin
I took the Accent Modification Program in NU Speech center for a semester. Although I had participated some free accent modification sessions before, which were very instructive, Prof. Barb still evaluated my spoken English and made a personalized and flexible plan. Since accent modification is a long-term effort, my accent did not become nativized right after finishing the program. Christi invented several easily approached methods. So even after I stopped taking her course, I can modify my accent in daily conversation in the future. Again, accent modification is a long-term effort, but Christi can save you tons of time.
Christi is very professional no matter if you took the free or the pay session. I had many common concerns about accent which obstructed my daily communication. After I participated in some Christi free accent modification sessions, I changed my initial perspective toward my accent "issue". With a more practical objective, I became more confident and enthusiastic about modifying my accent. It is totally worthy to take the paid program.
Dong - Engineering student, Boston, Language: Mandarin


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228 Muirfield Drive, Glenrothes, KY6 2PY - 3 bedrooms Terraced
Exceptionally well-appointed, modern and spacious 3 Bed Terraced Villa set in a sought after, established residential street in the ever popular area of Newcastle in Glenrothes, with shops and primary school a stroll away. This is a well proportioned, bright, family home which benefits from an enclosed mature back garden and another easily maintained enclosed garden to the front. The property also benefits from lots of storage space. There is plenty off street parking to the rear.
The property is located within close proximity of Glenrothes town centre where there is an excellent range of services and amenities at the Kingdom Centre, including Rothes Hall Theatre and a multi screen cinema. Nearby, The Michael Woods Sports and Leisure Centre offers excellent sports and leisure facilities. The town has an 18 hole golf course and Riverside Park is located on the banks of the River Leven. Commuters can travel within Fife along the A92 to Dundee, Kirkcaldy and Dunfermline and the M90 and Forth Road Bridge provides links to Edinburgh, Glasgow, Perth and beyond. There are train stations in both Thornton and Markinch. The historic village of Falkland is a short drive away and the renowned 4-star Balbirnie House Hotel with an adjoining 18 hole golf course is located in nearby Markinch.
Accommodation Comprises:
Lounge / Dining Room 25' x 12' (spacious and bright)
Kitchen 13' x 9' (modern and plenty space with an array of white wall and floor units)
Bedroom 1 13' x 11'04 (fitted wardrobes)
Bedroom 2 11'01 x 11'08 (plenty space)
Bedroom 3 10' x 8'07 (with cupboard space)
Bathroom 8' x 5'10 (modern, overhead shower and underfloor heating)
Attic accessed from upper hall
Gardens to front and rear (easily maintained and enclosed)
Council Tax Band: B
Energy Efficiency Rating: C
Home Report Value: £95,000
Extras remaining: Floor coverings, blinds, electric fire, cooker, extractor hood, fridge freezer, washing machine, garden shed.


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This property has been removed by the agent. It may be sold or temporarily removed from the market
1 bedroom retirement property for saleChelsea Court, Dalys Road, Rochford, Essex
Sold STC £125,000
Property Description
Full description
Tenure: Leasehold
Modern one bedroom ground floor retirement flat in the popular Chelsea Court development, Rochford.Situated in the sought after Chelsea Court complex, this lovely apartment offers superb location within easy reach of the nearby amenities including; Rochford's market square, mainline railway station as well as the local parks.On offer with no onward chain, we advise early vieiwngs to avoid missing out on this recently modernised ground floor retirement flat for the over 60s. Resident parking and private garden are further features of this fantastic property. Available to view immediately, this wonderful flat offers a long lease and low maintenance charges
No onward chain
Low maintenance charges
Long lease
Recently modernised
Private garden
Resident parking
Easy reach of market square
Close to bus and train routes
More information from this agent
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Energy Performance Certificates (EPCs)
To view this media, please visit the on-line version of this page at www.rightmove.co.uk/property-for-sale/property-54377662.html?premiumA=true
Energy Performance Certificate (EPC) graphs
Listing History
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Market Info
Disclaimer - Property reference ROC160216. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Abbotts, Rochford. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.
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Dec 2014Silver10,564 milesKY64SZRPetrolAutomatic
Your Honda Used Car Summary
Mar 2014Blue23,157 milesWK14LMODieselManual
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Apr 2016Yellow9,334 milesPK16UPZPetrolManual
Feb 2017Orange3,770 milesLB66LVZPetrolManual
Mar 2015Black13,392 milesLR15UYOPetrolManual
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