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I am the only income source in our family and my husband owns a restaurant. The business is going bad for many years and they want to close the business but the lease contract doesn't expire till Oct 2016. My husband and his partner have personal ...
The technical answer is "no" you personally are not liable for the debt your husband guaranteed. However, Wisconsin is a marital property state, which generally speaking means that all of your property is available to pay a claim incurred by your husband. That means the party owed money on that restaurant lease could sue your husband and take a judgment against him, but isn't entitled to a money judgment against you. That said, if the leasing company gets a judgment against your husband for the unpaid balance due under the lease, the leasing company could still garnish 20% of your wages because your wages are marital property. Because you are not personally liable on the debt guaranteed by your husband, if your husband files a bankruptcy case, or if you get legally separated or divorced, the leasing company would be prohibited from attempting to collect the debt from your property.
Typically, when a restaurant fails, there are credit card debts that were run up in an effort to keep the business afloat and often sales and employee withholding taxes owed by the company on which the owners of the company can also be held liable. In addition to the lease, some of the restaurant suppliers may also have guaranties of their accounts from your husband. It is not uncommon for the owners of a restaurant to sign an application for a credit account with a food supplier without realizing or remembering that it included a personal guarantee of the owner.
In short, it may be that when you and your husband consider the big picture, a bankruptcy case may be the only way to clear the slate and avoid wage and bank account garnishments for years to come. You're doing the right thing at this point, though; ask lots of questions and get good answers. Then you'll be ready to make the right decision.See question
i took out a car loan last year on and 2003 SUV. I've always paid on time. I filed bankruptcy, ch 7 in April and did not reaffirm the loan. I have however continued to make payments on time and owe about $6k yet. Today to my horror the transmissio...
The only thing I'd add to the other responses is that the loan company may refuse to take possession of the SUV (and probably will under the circumstances), leaving you with the problem of what to do with the vehicle. If it sits on the street it could accumulate parking fines for which you will be responsible and the loan company won't likely foot the bill to have the car towed to a junk yard. If you take the car the junk yard, the junk yard probably won't take the car (and won't give you the salvage value of the car) unless the loan company releases it's lien on the title. There is a way to demand the loan company release the lien on the vehicle in such situations, but you'd need the assistance of an attorney to accomplish that because it essentially involves threatening to sue the loan company for a violation of the discharge injunction unless they release their lien.See question
I purchased 1/10 interest of 25 acres from my brother. their are 4 owners of Land, and he filed bankruptcy 18 months after sale. The trustee Lawyer is filing against me to reverse the sale and force the sale of the 25 acres. Can they forc...
The trustee can't do anything to that property without convincing the judge he's entitled to reverse the sale of 1/10th of the 25 acres to you (and presumably to other family members). If the trustee believes your brother sold you 1/10th of 25 acres for less than what a stranger would have paid your brother for that land, then it's possible that the trustee could have the sale to you (and maybe similar sales to others) reversed. Yes, you'll need an attorney to attempt to negotiate with the trustee and to defend you in the lawsuit the trustee has filed against you. You've only got 30 days from the date you were reserved with that summons and complaint to file an answer or the trustee can obtain a 'default judgment' against you without a fight. Call a good bankruptcy lawyer quickly.See question
I Can't pay my Parent Plus loan and I'm near retirement, can they take my home and any savings I might have to live on? I know they can garnish my wages (not working) and take any tax refunds I might get. How much of my Social Security check wou...
The student loan account is treated similarly to any other debt you owe to a medical service provider, credit card company, or utility company, with respect to what the student loan creditor can do to compel payment on the account once it goes into default, with one major exception - the student loan creditor can intercept your federal tax refunds and some of your social security payments and apply them to your student loan balance. Other common creditors can't do that.
All the student loan creditor can do prior to suing you on the account is demand payment (letters and calls), report the late or missed payments to the credit bureaus (ongoing damage to your credit score), and intercept your federal tax refunds or other federal benefits (interception of social security is limited as the previous poster indicated). After taking judgment against you, the student loan creditor can to all the things the holder of a judgment against you can do, including garnishing your bank account (but the first $10,000 of the account can be protected from their garnishment with the assistance of an attorney), and they can "docket" their judgment against your home and any other real estate you own. Once docketed, a judgment becomes a lien on your home and would need to be paid in full in any sale or refinance of the property. If there are no mortgages on your home currently, you should consider speaking with a good asset protection/bankruptcy attorney about your options for protecting the home in the event of a worst case scenario.
The joint account with your parents presents a risk as well. If a creditor takes a judgment against you, that creditor could garnish all of the funds in the joint account even if you argue that they're not yours. You should work with an asset protection/bankruptcy attorney to get you off that account and assist you in obtaining a financial power of attorney for one of your parents instead if that's what you were trying to accomplish with the joint account.
On the 401(k) issue, as the beneficiary of your husband's 401(k), you likely have the option of continuing the 401(k) in your own name if he predeceases you. You should ask your plan administrator (ex. Fidelity, Vanguard, etc...) whether that's the case. If it is, the 401(k) funds will remain protected in the 401(k) account if he predeceases you and will be out of the reach of the student loan creditor, even if the student loan creditor has obtained a judgment against you prior to that point. If it is not an option to continue the 401(k) plan after your husband's death, then you'll need to speak to a good asset protection/bankruptcy lawyer about your options for protecting your assets through the use of something called a "spendthrift trust."
As for the life insurance from your husband's life insurance policy, as long as you reside in Wisconsin, all funds payable to you under a life insurance policy insuring your husband are protected by Wisconsin law (subject to a rare exception) from your creditors, including judgment creditors, meaning the student loan creditor can't get at it. You'd need to set those funds aside in a separate bank account into which no other funds are ever deposited so that you can always easily prove that all of the funds in that account came from your husband's life insurance policy, in case any one tries to garnish that account.
Will the small regular payments "satisfy" the student loan creditor? Maybe. It's an old trick to keep an account out of collection by making small but regular payments; it's an old trick because it still usually works. If it gets
The US Dept. of Education has some good information on your options for various student loan repayment plans and on what happens (generally) once a student loan goes into default. You can access that information at https://studentaid.ed.gov/repay-loans/default/collections.See question
My husband and I filed chapter 7 in July 2009, and it was discharged. After being advised by our lawyer, we agreed to go ahead and reaffirm both our first and second mortgage, even though we were WAY under water. He told us that it would help up...
I wouldn't have recommended you reaffirm the second mortgage if it was "way underwater." I can't tell from your post, though, whether Wells Fargo sent a reaffirmation agreement to your attorney during your Chapter 7 case. It was common in 2009 that 1st mortgage holders didn't offer reaffirmation agreements because they hadn't yet realized that they need the debt to be reaffirmed in order to later modify or refinance it. It's possible that they never offered a reaffirmation agreement to your attorney and it's nearly impossible to get a mortgage holder to sign a reaffirmation agreement they didn't prepare themselves, so your attorney couldn't really have prepared one and sent it to them to sign.
At this point, your best bet is to look into filing a chapter 13. If the house is worth less than the balance you owe on the 1st mortgage (for starters, just use the real estate tax bill "estimated fair market value" as the value of the house), then you'd have the option of filing a chapter 13 for the purpose of requesting that the court "void" your second mortgage, meaning you could eliminate it while paying little to nothing on it through your chapter 13 case, and you could apply for the mortgage mediation program available in chapter 13 in this part of Wisconsin for the purpose of attempting mortgage modification. You can accomplish a drop in your interest rate or other changes that help you save money on your mortgage payments in the modification process without needing to refinance.See question
i bankrupted 4 years ago, and am 40k below value in my home due to makrket conditions. the bank refused to reaffirm after the bankruptsy 2x. my equity dropped 80k in 2 years now they want me to do a mod loan, but take me to the cleaners. I am look...
I agree with attorney Harness that the lender that currently holds a mortgage on your house cannot obtain a lien against a new home if you were to acquire one. The second prong of your questions presents a potential problem, however. You will likely not be eligible for federally guaranteed home loans on the new home if you have had a foreclosure action filed against you in the past three years. Additionally, if you stop paying the mortgage on your current house, the lender may report your payments as delinquent, which would also likely result in being denied on home loan applications. Because you did not reaffirm your mortgage note, the mortgage lender should not be reporting your payment history to the credit bureaus. Obtain a copy of a tri-merged credit report to determine whether your mortgage lender is presently reporting your mortgage payments. If it is not, then stopping your mortgage payments won't have a negative affect on your credit score or on credit reporting of missing payments. At some point during the new mortgage loan process, however, you will likely need to disclose the loan owed on the house and the fact that you own that house, which may lead to questions about whether you are current with the payments on that loan and could affect whether you get approved for the new mortgage loan.
I suggest you get some references and pick a good mortgage loan broker to assist you in preparing to apply for a new mortgage loan. Explain your situation and the mortgage broker will have suggestions that will make it more likely that you'll be approved for a new home loan. Until you have a well composed plan, however, I suggest you continue to make your mortgage payments to avoid inadvertently making a decision that you can't undo later when you know more about your options.See question
We could no longer afford our home, stopped making payments during HAMP negotiations in April '12, and moved out in Aug, '12. My wife and I separated during this time and now had two apartments, less income and more bills. We filed Chapter 7 on ...
With respect to the homeowner's insurance, unless you reaffirmed your home mortgage note(s) in your bankruptcy case, your liability to the mortgage company is limited to the mortgage holder's right to foreclose the property and recover the value of whatever it's worth. You aren't under a legal obligation at this point to insure the replacement value of the property and, as a practical matter, the mortgage holder's interest in the property is probably insured by an umbrella insurance policy that covers properties the mortgage holder has in foreclosure anyway. You should still insure the property for "liability," however, which is insurance that covers personal injuries incurred on the property. In the unlikely event that a personal injury is incurred on the property going forward, it's worth the nominal cost of maintaining liability insurance on the property to protect yourself from that kind of problem.
Technically, you are personally liable for payment of the real estate taxes, but real estate taxes are a first lien on the real estate and are typically paid by the mortgage holder or (3rd party purchaser at sheriff sale) at the end of the foreclosure action. Caution: it is not unheard of that a mortgage holder abandons the foreclosure action at some point during the process, including at the very end, which would leave you as the legal owner of the property and would leave you on the hook for the outstanding real estate taxes. No easy answer on that one. If money grew on trees, you'd pay the real estate taxes until the foreclosure action results in a sale to either the mortgage holder or a 3rd party bidder; if you don't have a money tree, you need to make a tough decision about what level of risk your comfortable with and you'd need to monitor the foreclosure action regularly to ensure the action proceeds to and results in a sheriff sale to either the mortgage holder or a 3rd party bidder.
A DIL would held end the foreclosure action, your insurance issue, and your liability on the real estate taxes faster. Contact the foreclosing plaintiff and ask if they'll take a DIL. If there's a second mortgage or if you've had any judgments or tax liens/warrants taken against you prior to the filing of that lis pendens, the mortgage holder will likely tell you they won't do a DIL because they need that foreclosure action to "foreclose off" those other liens. If there are no other liens on the property than the mortgage that's being foreclosed, the mortgage holder would likely be interested in a DIL. You'd contact the plaintiff's attorney in the foreclosure action to present the DIL option. Ideally, you'd coordinate the DIL with the assistance of an attorney, but it's not uncommon for homeowners to coordinate the DIL transaction without an attorney.See question
I became severely ill 4 years ago and had no insurance. 6 months ago it was determined that I had to start dialysis. I have racked up nearly $150,000 in medical debt with about $50,000 in collections right now. I am now covered under Medicare f...
Good work keeping your head above water throughout your medical ordeal and for being proactive about your financial future. Your focus is on the right issue: timing. It's not a matter of whether you will file a bankruptcy case, but when. You should time the filing of your bankruptcy case so that you can have a high level of expectation that you will not incur any more uninsured medical or other expenses that you can't afford to repay.
It sounds to me like your financial life may be a bit unpredictable until you can get a new kidney and return to work. For that reason, you might want to consider putting off filing a bankruptcy case for the for now.
Although you owe debts that will likely go to collection over the next few years, all such creditors can do is take a judgment against you, then look for property they can take to apply to that judgment. In Wisconsin, much of your property is protected from the reach of your creditors by "exemptions" you are permitted to claim to protect your property. For example, disability benefits are exempt from garnishment under Wis. Stats, § 815.18(j). Also, up to $5,000 held in bank accounts is exempt from garnishmnet under Wis. Stats. § 815.18(k). It is likely that you are what we refer to in this line of work as "judgment proof," meaning no one who takes a judgment against you can actually take anything you own. If that's the case, you should strongly consider holding off on filing a bankruptcy case until you have a very ligh level of confidence that your financial future is predictable and stable. I don't think you're there now.
Call Dan Freund if you want a consultation from a good bankruptcy attorney in your area.See question
I filed for Chapter 7 about 7 years ago and I read I need to wait 8 years. Is this correct? Also, is it from the filed date or the date that is on the paper work? There is an almost 6 month difference. This judgment was for a loan to start a...
I agree with attorney Nixon, who I know to be a good bankrutpcy lawyer. It is important that you choose a bankruptcy lawyer with experience litigating adversary proceedings, which is the technical term for a lawsuit brough by a creditor in your bankruptcy case to try to have that creditor's claim excepted from the bankruptcy discharge. Simply having such an attorney as your bankruptcy attorney will make it far less likely that your problem creditor will cause you problems in your bankruptcy case. It's like having a big bodyguard - people are less likely to start something with you. In your area, I'd call attorney Paul Swanson.
With respect to the credit cardsSee question
How do I ensure that they won't continue to withdraw from my account since they have access to it? Do I need to close that account entirely?
Contact your bank and follow their procedure for discontinuing the automatic payment. It's your checking account and automatic payments only come out of it with your consent, which you gave when you initially authorized automatic payments. That consent can be withdrawn simply by following your bank's procedure for discontinuing automatic payments.
Even if you didn't cancel the automatic payment prior to filing your bankruptcy case, upon receipt of notice of your bankruptcy filing, the credit card company would be under an obligation to terminate the automatic payments and to return any funds they received after your bankruptcy case was filed. Better to discontinue the automatic payments first.
Incidentally, if the automatic payments you've been making amount to more than $600 over the 90 days prior to the date your bankruptcy case is filed, you need to disclose that in your statement of financial affairs and the trustee may recover those funds for redistribution to your creditors (called a "preference").See question


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The best man 1999 full movie free watch online. Diggs plays Harper, a writer who's about to explode into the mainstream. Leaving behind his girlfriend Robin (Lathan), he heads to New York City to serve as best man for his friend Lance's wedding (Chestnut). Once there, he reunites with the rest of his college circle: the girlfriend-whipped Murch (Perrineau), the aimless Quentin
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Published on May 24, 2016 by admin

subset: commoncrawl


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Qualified improvements on brownfields pay reduced property taxes for 5 years.
Qualified improvements on brownfields pay reduced property taxes for 5 years.
The Land of Sky Regional Council has an active Regional Brownfields Initiative with a loan fund available for cleanup. Communities in Buncombe, Henderson, Madison and Transylvania Counties are eligible to apply. Contact Kate O'Hara at firstname.lastname@example.com or 828-251-6622 x139.
The city offers 50% matching funds in the form of reimbursement of eligible expenses with a cap of $20,000 per site for eligible assessment and cleanup activities for properties within the Business Corridor Revitalization Area. Contact Gail Whitcomb at 704-336-5849.
The City's Brownfields Program has funds to provide flexible loans for remediation of contaminated sites. Eligible cleanup activities may include removal of USTs or contaminated soil, groundwater remediation, and asbestos abatement in existing buildings. Loans are available to any person or group such as a current site owner, a prospective developer, a nonprofit organization, or a quasi-governmental organization. Contact Elizabeth Link at 336-373-3693.
Under the EPA's Technical Assistance to Brownfields (TAB) Communities program, CCLR provides in-kind technical assistance and training to communities and other stakeholders on brownfields issues with the goal of increasing the community's understanding and involvement in brownfield cleanup and revitalization. The TAB grants serve as an independent source of information assisting communities with community involvement, better understanding the health impacts of brownfield sites, science and technology relating to brownfield site assessment, remediation, and site preparation activities, brownfield finance questions, and information on integrated approaches to brownfield cleanup and redevelopment.
This grant program provides funding to recipients to conduct research, technical assistance and training that will result in an area-wide plan and implementation strategy for key brownfield sites, which will help inform the assessment, cleanup and reuse of brownfields properties and promote area-wide revitalization. Funding is directed to specific areas, such as a neighborhood, downtown district, local commercial corridor, or city block, affected by a single large or multiple brownfield sites. State, local, and tribal governments; quasi-governmental entities; and nonprofits are eligible to apply for up to $200,000. Funding is usually available every 1-2 years, with a deadline in the late summer/fall. Contact your regional EPA staff (listed under the "Contacts" tab) for more information.
Assessment grants provide funding for a grant recipient to inventory, characterize, assess, and conduct planning and community involvement related to brownfields sites. These grants are available to state, local, and tribal governments and quasi-governmental entities. Up to $200,000 is available per site, with larger amounts with a waiver or for a coalition of applicants. The RFP is released annually, generally during the fall. Contact your regional EPA staff (listed under the "Contacts" tab) for more information.
Cleanup grants provide funding for a grant recipient to carry out cleanup activities at brownfield sites. These grants are available annually, and are available to state, local, and tribal governments; quasi-governmental entities; and nonprofits. The applicant must own the site. Up to $200,000 is available per site, and the grant requires a 20% cost share. The RFP is released annually, generally during the fall. Contact your regional EPA staff (listed under the "Contacts" tab) for more information.
Revolving Loan Fund (RLF) grants provide funding for a grant recipient to capitalize a revolving loan fund and to provide subgrants to carry out cleanup activities at brownfield sites. When loans are repaid, the loan amount is returned into the fund and re-lent to other borrowers, providing an ongoing source of capital within a community. Eligible applicants include state, local, and tribal governments and quasi-governmental entities. Up to $1,000,000 is available with a 20% cost share requirement, and at least 60% of the total amount must be used for the RLF. The RFP is released annually, generally during the fall. Contact your regional EPA staff (listed under the "Contacts" tab) for more information.
Choice Neighborhoods Planning Grants will support the development of comprehensive neighborhood revitalization plans which, when implemented, transform distressed public and assisted housing, support positive outcomes for families in the target development(s), and transform distressed, high-poverty neighborhoods into viable, mixed-income neighborhoods with access to well-functioning services, high quality public schools and education programs, high quality early learning programs and services, public assets, public transportation, and improved access to jobs. Local governments, tribes, and nonprofits are eligible for up to $500,000.
The Community Development Block Grant (CDBG) program is a flexible program that provides communities with resources to address a wide range of unique community development needs, and can be used for a range of brownfield-related purposes. Larger cities and urban counties receive annual grants from HUD, while smaller communities must apply through their state.
Annual Environmental Workforce Development and Job Training grants provide funding recruit, train, and place predominantly low-income and minority, unemployed and under-employed people living in areas affected by solid and hazardous waste. Nonprofits; local, state, and tribal governments; colleges and universities; and quasi-governmental entities are eligible to apply for up to $200,000. The RFP is generally released at the beginning of every year. Contact your regional EPA staff (listed under the "Contacts" tab) for more information.
Greening America's Capitals is a program to help state capitals develop an implementable vision of environmentally friendly neighborhoods that incorporate innovative green infrastructure strategies. Through the EPA-HUD-DOT Partnership for Sustainable Communities, EPA funds a team of designers to visit each city to produce schematic designs and exciting illustrations intended to catalyze or complement a larger planning process for the pilot neighborhood. Additionally, these pilots are often the testing ground for citywide actions, such as changes to local codes and ordinances to better support sustainable growth and green infrastructure. The design team and EPA, HUD, and DOT staff also assist city staff in developing specific implementation strategies. Contact Abby Hall at 415-972-3384 or email@example.com. The Request for Letters of Interest can be found at www.epa.gov/smartgrowth/pdf/greencapitals/gac-request-for-letters-of-int...
Partners for Places is a matching grant program that creates opportunities for cities and counties to improve communities by building partnerships between local government sustainability offices and place-based foundations. The grant program will provide partnership investments between $25,000 and $75,000 for one year projects, or $50,000 and $150,000 for two year projects, with a 1:1 match required by one or more local foundations. Applications are usually due in late summer. Contact Ann Wallace at 617-524-9239 or firstname.lastname@example.com for more information.


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Tuesday, February 01, 2011
New E-Mail Address
After more than fifteen years on AOL, I'm beginning the slow and no doubt torturous process of switching to a new e-mail address: spalwick (at) gmail (dot) com. Please update your address books!
6 comments:
- Anonymous12:25 PM
It's not the aol part I'm gonna miss, it's the SusanPal part! I assume you're going to spalwick because it's more mature and businesslike? Well, I suppose that's inevitable now that we're ensconced in middle age. But still. No one's got a way with cute plays on her name like you, candlefriend. (Ok, I know someone else came up with that one. Even so.)ReplyDelete
I beg your pardon: it's friendcandle. The Pal part is first, not second! And my mother came up with that, and a college friend ran with it.ReplyDelete
You can call me SusanPal whenever you like, Clairesy. ;-) But yeah, for the rest of the world, spalwick is a bit more fitting for my ever spreading-and-graying matronly -- *cough, cough* -- persona.
Oh, and just so you know, SusanPal@gmail is taken. I tried, really!
Hi, Ruth! Are you still in touch with him? Is he still writing poetry? He was so talented.ReplyDelete


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This workshop will provide you the skills and techniques to successfully write a taxation opinion in a professional manner. The workshop will also focus on the practical aspects of research by ensuring that the participants obtain practical knowledge with the use of different legal and tax databases. Guidelines for writing a taxation opinion will be provided ensuring that the research is brought to a conclusion in a well structured, professional document.
Attendance will secure 7 hours verifiable CPD points/units, incl. other professional bodies.(SAICA, SAIPA, SAIBA, ACCA, FPI, ACIS, LSSA, FISA, SAIBA)
2017-07-252017 Monthly Tax Update Webinar – July
2017-07-262017 Tax Ombud Webinar – 26 July
2017-07-262017 Individual Tax Return and Taxation of Individuals - Port Elizabeth
2017-07-262017 Mazars: Trusts - Loan Accounts and Paperwork (JHB - Event 1)
2017-07-20BEPS Action 8 on Hard-to-Value Intangibles
2017-07-20SARS issues a further ruling on venture capital companies
2017-07-20The lawfulness of retrospective amendments in tax law
2017-07-17Immigration, emigration and exchange control: What you need to know
Section 240A of the Tax Administration Act, 2011 (as amended) requires that all tax practitioners register with a recognized controlling body before 1 July 2013. It is a criminal offense to not register with both a recognized controlling body and SARS.
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Courtney Lynn Cato and Jeffrey Wayne Brooks were united in marriage at 6 p.m. Saturday, April 20, 2002.
The bride is the daughter of Mr. and Mrs. Jon H. Cato of Watkinsville. The groom is the son of Mr. and Mrs. Phillip Brooks of Watkinsville.
Miss Cato is the granddaughter of Lade Williamson of Lyons and the late Barney C. Williamson, and the late Mr. and Mrs. George W. Cato, and Mrs. Mattie Moore of Lyons and the late Thomas Moore.
Mr. Brooks is the grandson of Mr. and Mrs. Clifford Huff of Arnoldsville and the late Mr. and Mrs. Carl Brooks.
The bride is a 1996 graduate of Oconee County High School and attended Truett-McConnell College. She is a pediatric nurse with Dr. Stephen Floyd in Watkinsville.
The groom attended Oconee County High School. He is employed with Louisiana Pacific Corporation in Athens.
Athens Banner-Herald, Sunday, April 28, 2002
Published in the Athens Banner-Herald on Sunday, April 28, 2002.
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Oy Veh. I whomped up a great huge bowl of pumpkin pie filling, and made half into a pie and half into pumpkin crack. Slid it all neatly into the oven, and looked over at the, ahem, full spice-mix bowl and unopened sugar bag. Sent Mr. to the corner store, and he came back with pineapple (?) cake mix because that's what they have. While I was attempting a remix, I looked down and saw that I was working with pumpkin pie FILLING, and had to adjust, immediately. Glad I hadn't incorporated all those eggs yet. I'm starting to think, a 10$ pumpkin pie is just not worth the trouble.
How's your day been, so far?


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I had to get it for her. My wife never asks for anything. She is the one to give up things so you can have something. I have heard her say she did not want dessert because she knew the friends our children had invited to stay for dinner would go without if she ate some. She wears clothes until they are falling apart so the kids have nice things. When an opportunity presented itself to get her a restored stove and oven from the 1950s, I just had to get it even though I used quick cash loans to get the last few hundred dollars I needed.
My wife and I have decorated our house in a retro look. Part of our kitchen makeover was using restored appliances to give it a look from a different era. It suited our decorating style of old furniture and antiques. The big stove is one of those ones with multiple ovens and several burners. Perfect for our large family. It was preserved by a man who used to sell them back when he was young, and he had the finish restored to look pristine. I had almost all the money needed to buy it for her birthday, but I was short a few hundred dollars. The quick cash loans business let me be able to get the stove purchased and installed while she was at work.
She was so surprised when she got home. It was the last piece we needed for our kitchen. We knew the type we wanted and even had the space ready to go to receive it. A newer gas range was temporarily in the spot of the one we were looking for. When I found it online I just had to get it. We are not rich by any stretch of the imagination. Yes, we are remodeling our home, but we are doing all of the work and purchasing things one at a time as we go along. Our budget for the stove was to save for the next six months to get it. I just could not pass this deal up though.


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August 6, 2014
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The UK Fulbright Alumni Network is a community for those who participated in programmes offered by the US-UK Fulbright Commission, as well as those in the UK who received Fulbright awards from other commissions. The network is run by the US-UK Commission and has a full-time member of staff, the Alumni and Development Manager, dedicated to overseeing all alumni outreach activities.
We also have an Alumni Advisory Council which serves as the liaison between the alumni community and the Fulbright Board of Commissioners, ensuring alumni views and interests are represented in Commission activities.
Proactive engagement is essential from Council members, including serving as a local contact for alumni in their region, helping to plan events, and being an ambassador for the Fulbright programme. Apart from involvement in Council discussions by telephone on a quarterly basis and attending one annual in-person meeting, the level of time commitment can be tailored to what individual Council members can reasonably commit to.
If you are interested in learning more about how to join the Council, please get in touch.
Below are the names and bios for the current members of the UK Fulbright Alumni Advisory Council.
Gary Fair is a qualified accountant and Senior Civil Servant in the Northern Ireland (NI) Civil Service. He is currently Director of Governance and Accountability in the Department of Education, with high-level responsibility for governance and accountability matters across the education sector in NI. Previous to this he was Director of Water Shareholding Interests in the Department for Regional Development, with oversight of all financial and governance matters relating to NI's one government-owned water company. In 2006 he was awarded a Fulbright Northern Ireland Public Sector Scholarship, which allowed him to study the relationship between the long-term funding of healthcare and healthier lifestyles at UC Berkeley. He first got involved on the Committee of the British Fulbright Scholars Association in 2011 and is now Chair of the UK Fulbright Alumni Advisory Council.
Anna Beer was a Fulbright Distinguished Scholar (2009-10), based at the Arizona Center for Medieval and Renaissance Studies. A writer and a lecturer, with a background in adult education and outreach, Anna is currently a Visiting Fellow at Kellogg College, University of Oxford, where she is closely involved with the Creative Writing MSt. Her research and publications are cross-disciplinary, exploring the fields of literature, history, and, most recently, music. Anna is committed to public scholarship, and she makes regular media appearances. Her most recent book is Sounds and Sweet Airs: the Forgotten Women of Classical Music (Oneworld Publications, 2016), a celebration and exploration of the achievements of female composers through the centuries.
Lauren Allison is the Executive Director of Sulby Media- an international strategic content and project management consultancy company based in Belfast, Northern Ireland. Lauren was a 2012-13 UK Fulbright Postgraduate Award recipient, studying for a professional Master of Public Diplomacy at the University of Southern California's (USC). Stemming from her experience as a Washington Ireland Program recipient in 2008 and her time as a Fulbrighter in California, Lauren has a passion for the UK-USA 'Special Relationship'. She is part of US Ambassador Barzun's Young Leaders UK Program, is a Fulbright 1:1 Mentor with the Sutton Trust, and speaks at Fulbright and other UK-USA events. Prior to Sulby Media, Lauren worked on the foundation and implementation of the first ever public responsibility department at the Internet Corporation for Assigned Names and Numbers (ICANN). Lauren has held research and writing positions at the USC Annenberg Center on Communication Leadership and Policy and in the Northern Ireland Assembly for Chris Lyttle MLA and Anna Lo MLA. For her research, Lauren received an International Peace Scholarship from the Philanthropic Education Organization Scholarship Fund and the British Universities North America Club Education Scholarship Trust Award. She holds a Master of Arts (Honours) in International Relations from The University of St Andrews in conjunction with L'Institut des Études Politiques de Paris (Sciences Po), and is a former student of the Centre for Comparative Conflict Studies at Singidunum University, Belgrade.
Chief Inspector Andrew B Brown has served in Police Scotland for over 28 years and is currently the Head of Leadership Development Delivery for Police Scotland. A Chartered Manager and Fellow of the Chartered Management Institute, he is also an editorial board member of the Criminal Psychology & Criminal Investigations International Journal. Trained as a Licensed Negotiator, he has taught hostage/crisis negotiators since 2002 and has participated in a number of the highest UK Government level counter terrorism exercises in key roles and was deployed to the recent Algerian Hostage Crisis. As the 2011/12 Scottish Fulbright Police Research Fellow he conducted doctoral research and lectured in maritime terrorism & negotiation as a visiting Professor at John Jay College of Criminal Justice, The City University of New York and at Texas State University.
Anne-Marie Evans is Senior Lecturer in American Literature at York St John University, and was part of Fulbright's Summer Institute at New York University in 2010. She continues to be involved with outreach and widening participation initiatives, and has worked for the Villiers Park Educational Trust for many years.
Dr Arlene Holmes-Henderson was the Fulbright Scottish Studies Scholar in 2013-2014. She conducted research at the University of Hawaii at Manoa and enjoyed collaborating with academic colleagues, community groups and policy makers in Honolulu and across the State. An advisor to the Scottish Government on language education policy, she investigated the revitalisation of Hawaiian and used the findings of this research to make recommendations to stabilise the learning and teaching of Gaelic in Scotland. Since returning from her Fulbright Visiting Professorship, she has joined the University of Oxford's Faculty of Classics where she continues to lead research into language education policy and practice. She is proud to be a Fulbrighter and has attended a number of Fulbright events since her return including: speaking at the annual lecture in 2014, being a panellist at the orientation Q&A event in July 2014 and being a Fulbright 1:1 mentor with the Sutton Trust.
After graduating with a degree in Modern History from Oxford University in 2006, Olivia embarked on a career in all things digital. She joined The Guardian in 2008, helping to launch the newspaper's first mobile website and iPhone application. In 2011 she was granted a Fulbright award to study her MBA at Boston University, where she was a Dean's Scholar and member of Beta Gamma Sigma. Living in The States for 3 years, Olivia worked as Digital Product Manager for NBC Universal in Seattle and The Boston Globe back in Massachusetts. Since returning to London last year Olivia has been working at PA Consulting as a management consultant, specialising in digital strategy for a wide range of public and private sector clients. She has also, for the first time in her life, found herself being thankful for British weather.
Geert is a Belgian Fulbrighter, based in London. As part of his involvement with the British Fulbright Scholars Association, Geert served as the Committee Treasurer for four years until 2013. Geert is Managing Director at Gelst, where he helps clients grow revenues across Europe and North America by focusing on the consultative sale. Typical clients include professional services firms, technology firms, venture capital firms and their portfolio companies. Geert holds an MBA (Columbia University (Fulbright)) and a Masters in engineering (Ghent University).
Howard Young was a Fulbright Scholar in 1983/84 at Albany Medical College in Albany, NY. He worked as a Consultant Colorectal Surgeon at the University Hospital of Wales, Cardiff until his retirement in 2009. He was also the Postgraduate Medical Vice Dean for Wales in Cardiff University Medical and became Emeritus Professor in 2009. He now serves the Health Department of the Welsh Government as a non-executive member of the National Delivery Group, is a Medical member of HM Courts and Tribunal Service, and continues to be part of a Faculty each year on a course at the Harvard Macy Institute in Boston. He was part of the anti-doping team at the London Olympic and Paralympic Games, the Glasgow 2014 Commonwealth Games, and will be part of the anti-doping team at the 2015 Rugby World Cup. He has lived in Wales sine 1975 and continues to reside in Cardiff.
The UK Fulbright Alumni Network | © Copyright 2014 The US-UK Fulbright Commission | Unit 302 | Camelford House | 89 Albert Embankment | London SE1 7TP | +44 (0)20 7498 4024
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Samsung Galaxy S II
Dan February 12, 2011
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Written on: 18/05/2012 by indymum (1 review written)
Very reasonable, quick service and a pleasure to deal with. Very pleased with the gorgeous variety of products on sale. Thank you, I shall be using again :)
As rated by our community of reviewers
" Overpriced " Read More
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Under new laws, estate agents have to join an ombudsman scheme, which will hear complaints from unhappy customers.
The scheme was due to start on 6 April and four ombudsman services had applied for endorsement from the OFT.
But the OFT said it is still ironing out issues with the applicants and the start date has been postponed.
New rules
Under the Consumers, Estate Agents and Redress Act of 2007, an estate agent can be prevented from operating if it is not attached to an OFT-approved ombudsman service that can resolve disputes and offer compensation.
The act was prompted by a desire to give people more protection from estate agents. Until now, the £185bn-a-year industry has been self regulated.
Complaints about estate agents include inaccurate description of properties or delays in passing on offers to sellers.
Quality mark
Four schemes have applied for OFT endorsement. They are the Ombudsman for Estate Agents, The Surveyors Ombudsman Service Limited, IDRS Ltd, and The Register of Estate Agents.
The clause in the 2007 Act making membership of a scheme compulsory for all estate agents will only be active once approval is given.
Mark McLaren, spokesman for consumer group Which?, said: "We have been waiting four or five years for this. We do not know what the reason for the delay is but we hope any delay will be very short.
"We strongly support all estate agents being members of complaints schemes."
What are these?
Most Popular Now | 56,514 people are reading stories on the site right now.";


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Kids & Family, Religion & Spirituality, ChristianityFollow
|Kids & Family
Get the latest news and go behind-the-scenes of the world's #1 family audio drama, 'Adventures in Odyssey'! In 'The Official Adventures in Odyssey Podcast', you'll hear fun stories straight from the show's actors -- and 'Adventures in Odyssey' producers regularly answer fan questions submitted at WhitsEnd.org/Podcast. New editions available every other Wednesday. Subscribe now to get each new edition right when it releases!
April 22nd, 2009
Episode 74 of 291 episodes
In the third-ever 'Adventures in Odyssey' video podcast, Bob and Jesse take a tour of what's happening in the Odyssey Team's offices. Sound designers Jonathan and Chris share clips of what they're working on, one of the first scenes in 'Passages: Darien's Rise' (coming this fall)! Among other surprises, you'll see a new clip from 'Adventures in Odyssey Live!' Finally, Paul McCusker reveals even more about the next Odyssey episodes coming in 2010 and executive producer Dave Arnold gives a quick teaser of 'Radio Theatre: The Screwtape Letters' releasing in October 2009.
You'll need to sign in to write a comment.
Welcome to the Brain Training Podcast, the daily audio workout for your head. In this podcast we have two games for you, each with three rounds which get progressively harder. To enjoy the full experience, relax, and avoid distractions whilst you listen.


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Colonial Peasant Dresses in the 1600s?
When the Europeans first settled Massachusetts and other colonies in the 1600s, their new lives required hard work of them all. Clothing required a great amount of energy and skill to produce and h...
Read More »
Online Sewing Instructions for Girls' Peasant Dresses?
Peasant dresses are variations on smocks, characterized by a gathered neckline and a simple shape. They are easy to make and alter for a growing girl and require only basic sewing skills. A girl's ...
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How to Make Colonial Dresses?
The Colonial period was a time of increasing wealth for the United States, which was reflected in the dresses worn. Once colonists were able to make more money on the raw goods exported from the co...
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18th Century Colonial Dresses?
During colonial times in the 18th century, women wore dresses of a style influenced by the styles seen in Europe at the time. Women's dresses had various parts, such as a shift and petticoat, that ...
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How was transportation in the 1600s in Virginia?
Fraud and Attempted Fraud are not much differentiated in the United States. They are both Felony offenses. Yes. Fraud Charges can still ensue if an attempt at fraud was made even though it was not...
Read More »


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At last, a positive reaction from the FEI (Federation Equestre Internationale) to the distressing happenings that are occurring in endurance events in the United Arab Emirates (UAE).
Practices that are seemingly acceptable during races in the UAE include: hanging on to a horses ear whilst cantering, pulling the head down in the belief it lowers heart rate, excessive speeds, the use of medication and the continual change of riders for one horse – indeed a person need never have ridden on a particular horse before they set foot to complete 100 or so miles together, which never happens in other disciplines.
And whilst there are many practical uses for duct tape in the stable yard, taping over blinkers leaving just narrow splits for a horse to supposedly see through is not one that many of us had previously thought of.
Today (26 February), the FEI has issued a statement to the effect that it has removed the two remaining international endurance events, scheduled to be held in the UAE in March 2015, from the FEI calendar. The FEI states: "This is an emergency measure to protect horse welfare and to preserve the integrity of the FEI rules and regulations at FEI events."
The removal of the events is an unprecedented move by the FEI and a public humiliation for the UAE. It also means a lost opportunity for riders and horses to qualify for international events, albeit this will not have such a huge impact.
It's taken time for the FEI to finally comment and act on the unpleasant goings on during races in the UAE. Perhaps the strong responses from other national federations has finally got through to them? Hopefully now they've realised they need to take a pro-active lead in this sorry state of affairs… their previous line was that the events concerned took place during national competitions and therefore were nothing to do with international rules or the governing body.
Two days ago the national equestrian federation of Switzerland, a country that is also home of the FEI head office in Lausanne, announced they were 'outraged' by recent events. It also reserved the decision for its riders not to compete in next year's Elite World Endurance Championships in Dubai.
Denmark has also imposed restrictions on her elite riders while Belgium, Australia and Germany have all also made public statements. We're now waiting for something similar from the British Equestrian Federation or at least something reiterating that the rules should be strictly applied during races in the UAE.
My award-winning colleague Pippa Cuckson has fought a long and often lonely battle, to improve the welfare (and life) of endurance horses in the UAE. Things came to a head with the recent world-wide postings of the horrific pictures of the horse, Splitters Creek Bundy, being pushed from behind whilst suffering two simultaneously broken forelegs. One hopes that his subsequent death has not been in vain and that Pippa's endless campaign, which has now been swelled by the voices of many, will mean that ultimately, the so called sport of endurance in the UAE will continue on the same lines and with the same rules that apply else-where in the world.
To read the FEI statement


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Die Chefin Extrem 3 And 4Favorites [+]
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Running Time: 87 minutes
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Congressional Internship Program Gives Students the Opportunity to Work and Study in Washington, D.C.
Each fall, the Panetta Institute hosts students for its Congressional Internship Program beginning in mid-August with an intensive two-week course at the Institute and continuing in Washington, D.C. through mid-November.
Interns are nominated by the presidents of the twenty-three CSU campuses, as well as Dominican University of California, Saint Mary's College of California and Santa Clara University — and approved for participation by the Panetta Institute and a representative from the CSU Chancellor's Office. During the intensive summer training session, these students attend lectures led by an array of experts from diverse disciplines.
Class discussion at the Panetta Institute ranges from United States foreign and defense policy to cybersecurity issues to fiscal and monetary policy to practicalities of what interns can expect once they arrive for work on Capitol Hill. Sessions also focus on policy issues as well as how congressional office-holders coordinate their work with state and local governments and constituents.
Each intern is then assigned to work for two and one-half months in the Capitol Hill office of a member of the California congressional delegation. Studies continue when the students move to Washington. In addition to their work in congressional offices, participants attend weekly seminars on policy issues and different aspects of government.
Speakers at the seminars for 2016 included Secretary Panetta; Tom Daschle, former United States Senate Majority Leader; Michéle Flournoy, former Undersecretary of Defense; Alice Rivlin, former Director of the Office of Management and Budget; Thomas Wickham, Jr., Parliamentarian of the House of Representatives; Doris Meissner, Senior Fellow and Director, Migration Policy Institute; Pat Griffin, former Assistant to the President for Legislative Affairs; Sam Farr, United States Representative (D), 20th District, California; Bill Lowery, former United States Representative (R), 41st District, California and Jerry Mansfield, lead information services coordinator, Congressional Research Service.
"There's just no substitute for this first-hand experience to promote public service," says Institute Chairman Leon E. Panetta, "and we've had tremendous cooperation from our members of Congress – both Republicans and Democrats – in working with our students."
The Institute covers program costs including CSUMB course registration fees, campus services during orientation, air travel and housing in Washington, D.C. By covering these expenses, the Panetta Institute can make the program available to interns from all socioeconomic levels. Interns also receive twenty semester credits.
Among others, the experts and faculty participating in the two-week orientation were: Dan Quayle, forty-fourth vice president of the United States, Ron Brownstein, Atlantic Media Company's editorial director for strategic partnerships; Dan Balz, best-selling author and reporter for The Washington Post; Carla Marinucci, California Playbook senior writer for Politico Magazine; Thomas Wickham, parliamentarian, United States House of Representatives; William Lowery, former United States Representative (R), 41st District, California, and Marty Russo, former United States Representative (D), 3rd District, Illinois; as well as Institute Chairman Secretary Panetta.
In addition to presentations and question-and-answer sessions with more than thirty speakers, the interns participated in a three-part consensus building exercise designed to educate the students to the challenging nature of forging compromise when parties have conflicting priorities.
Below are the speakers and topics for the 2016 orientation course
- John Arquilla, Ph.D., professor and chair, Defense Analysis Department, Naval Postgraduate School, spoke on cybersecurity and national security.
- Dan Balz, chief correspondent, The Washington Post, and Carla Marinucci, senior writer, POLITICO, California Playbook, discussed the impact of press and media on politics.
- George Blumenthal, chancellor, University of California, Santa Cruz, shared his thoughts on the challenges of American higher education.
- Ron Brownstein, best-selling author and Atlantic Media Company's editorial director for strategic partnerships, reviewed the changing nature of the presidency, current presidential campaigns and candidates.
- James Copeland, former White House deputy assistant to President Jimmy Carter, and Les Francis, former deputy chief of staff to President Jimmy Carter, presented, "How Congress works: a realist's view"
- Jim Cunneen, former assemblyman, 24th District, California State Assembly and Fred Keeley, former assemblyman, 27th District, participated as part of a special three-part session and role playing exercise on consensus building.
- Hector Flores, M.D., founding member and co-director of the White Memorial Medical Center Family Medicine Residency Program in Los Angeles, discussed healthcare in the United States and California.
- John Franzén, Democratic campaign and communications director joined Paul Bruno, vice chair and spokesperson for the Monterey County Republican Party to discuss party politics, the press and media in campaigns.
- Joe Gunter, mayor, City of Salinas; Stephanie Harlan, vice mayor, City of Capitola; and Fred Meurer, former city manager, City of Monterey, presented together on local and state relationships with Washington, D.C.
- Dennis Hungridge, founder and principal consultant, Workplace Learning Designs, trained the students on speech, protocol and interview techniques.
- Hans Johnson, Ph.D., director, higher education center and senior fellow, Public Policy Institute of California, discussed present-day immigration issues.
- Richard Kezirian, Ph.D., professor emeritus, Panetta Institute, presented on two topics: "A history of Congress" and "Presidential-congressional relations: A historical perspective
- John Laird, California secretary for natural resources, and Clyde Macdonald, water policy expert and former senior staff to the California State Legislature, covered water issues in California.
- Stephanie Leonard, communications project manager, Next 10, led the students in an interactive exercise on the state budget.
- Drew Liebert, J.D., former chief counsel, California Assembly Judiciary Committee, presented, "Leadership in Sacramento through the eyes of an insider."
- William Lowery, former United States Representative, 41st District, California, and Marty Russo, former United States Representative, 3rd District, Illinois, each taught courses on "Gridlock and partisanship in Congress." Mr. Lowery presented from a Republican perspective with Mr. Russo taking the Democratic point of view.
- David Mills, professor, Stanford Law School and co-chair, Board of Directors, NAACP Legal Defense Fund, taught on criminal justice reform.
- Joe Minarik, Ph.D., former chief economist of the Office of Management and Budget and senior vice president and director of research for the Committee for Economic Development, taught two courses: one on the economy of the United States and the other on budget politics and policy making.
- Jim Newton, journalist, author and teacher, presented on California history and politics.
- Mary Nichols, chairman, California Air Resources Board, spoke on climate change.
- Dan Quayle, forty-fourth vice president of the United States, provided his impression on "A view of Washington, D.C. today."
- Matthew Spence, Ph.D., J.D., former deputy assistant secretary for Middle East policy, gave the students a detailed look at the current social, political and military challenges in the region of the Middle East.
- Jodie Torkelson, chief of staff, United States Representative Richard Nolan, guided the students on what to expect in their office with a review of the workings of a congressional office.
- Fernando Torres-Gil, Ph.D., former United States assistant secretary on aging and professor of social welfare and public policy, University of California, Los Angeles, taught "Politics and challenges of aging and diversity in the 21st century."
- Amanda Tyler, J.D., professor of law, University of California, Berkeley School of Law, examined the United States Supreme Court and reviewed with students the most important cases of the past year and what lies ahead for the Court.
- Thomas Wickham, J.D., parliamentarian, United States House of Representatives, instructed the interns on parliamentary procedure and the institutions and traditions of the House.
- Additional courses featured former intern participants in the program and a review of the Institute's 2016 Youth Civic Engagement Survey.
Below are the 2016 interns and their assigned congressional offices.
|Home Campus
|Naomi Alexander
|Cal Poly Pomona
|The Hon. Xavier Becerra (D)
|Michael Andrews
|CSU Maritime Academy
|The Hon. Ken Calvert (R)
|Allison Bunyan
|CSU Northridge
|The Hon. Mike Honda (D)
|Dominic Cicerone
|Humboldt State University
|The Hon. Darrell Issa (R)
|Jessica Dockstader
|CSU San Marcos
|The Hon. Steve Knight (R)
|Darran Duhamel
|CSU Monterey Bay
|The Hon. Doris Matsui (D)
|Joshua Ebiner
|Cal Poly Pomona
|The Hon. Jeff Denham (R)
|Gabriel Escobedo
|San Francisco State University
|The Hon. Tony Cárdenas (D)
|Maria Gadduang
|CSU Dominguez Hills
|The Hon. Mark Takano (D)
|Samantha Hunt
|Dominican University of California
|The Hon. Mike Thompson (D)
|Janeesha Jones
|CSU East Bay
|The Hon. Jerry McNerney (D)
|Jenna Kushigemachi
|CSU Channel Islands
|The Hon. Nancy Pelosi (D)
|Windy Ly
|CSU Sacramento
|The Hon. Barbara Lee (D)
|Phyillis Macharia
|CSU Fullerton
|The Hon. Eric Swallwell (D)
|Alejandro Martinez
|CSU Stanislaus
|The Hon. Jim Costa (D)
|Jeanette Martinez
|CSU San Bernardino
|The Hon. Ted Lieu (D)
|Malcolm Mills
|Cal Poly San Luis Obispo
|The Hon. Grace Napolitano (D)
|Mitchel Morales
|CSU Long Beach
|The Hon. Kevin McCarthy (R)
|Jacey Nguyen
|San Diego State University
|The Hon. Raul Ruiz (D)
|Elena Radding
|Santa Clara University
|The Hon. Ami Bera (D)
|Parker Rhodes
|CSU Chico
|The Hon. Doug LaMalfa (R)
|Kathy Tran
|San Jose State University
|The Hon. Jared Huffman (D)
|Laura Tsutsui
|CSU Fresno
|The Hon. Sam Farr (D)
|Randy Villegas
|CSU Bakersfield
|The Hon. John Garamendi (D)
|Zenobia Walker
|Sonoma State University
|The Hon. Juan Vargas (D)
|Madison Yocum
|Saint Mary's College of California
|The Hon. Ed Royce (R)
Please contact us for more information.
Internship Supporters
The Panetta Institute is grateful to the many supporters of the Congressional Internship Program for their extraordinary public service in supporting this educational opportunity. Among them:
- Flora Family Foundation
- Richard Lounsbery Foundation
- Office of the Chancellor, California State University


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Hey everybody
I'll be in Palm Beach for my honeymoon Jan 5-11. And need good ideas for places to eat. We will be on a limited budget and tend to like everything except chinese. I kind of like small local joints as opposed to the big fancy restaurants. Any ideas? Thanks in advance.


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Janicek Media is expanding and looking for a strong Adobe Creative Cloud Editor (Bi-lingual candidate is best but will consider others)
We're looking for a part time editor who can fit into our production schedule for our Xfinity Latino interactive program we produce and deliver weekly to 22 million homes nationwide. Our productions are expanding on several new platforms.
Please contact: firstname.lastname@example.com
The ideal Editor candidate will:
Have 5+ years experience in either broadcast programming or promotion editing and story telling.
Have strong demo reel, indepth skills with Adobe AE, PR, PS and MacOsX platforms.
Be available on a set production schedule with our team in our custom edit bays at the Comcast Media Center in Centennial, CO. Typical 9am start for 25+ hrs per week.
Will function as a contracted idependent for the term of the project. (which is on going for several years)
Enjoy working with our team under pressure to deliver the production every week on time.
Be a good problem solver when late changes and technical errors happen.
Report directly to two highly experienced Show Producers.


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Apparently, Drake and company have moved to a new home website location, http://americannationalmilitia.com/
Also, he has a new radio show location, Global Voice Radio Network.
Yesterday's, 6-3-12, mp3s of which are below.
There was quite a bit of news in Part 1, and some in part 2.
All of the other mp3s were volume adjusted, and the opening 1:30 in the show is from the introduction.
His main site currently is the site from which you may receive email updates when the "green light" is given.
There will be another show on Wednesday, 6-6-12
MP3s (each part, 30 min., 5 MB) (volume leveled)
Part 1 http://www.spirit.kauwila.net/wordpress_kauilapele/120603_Drake_GVR_pt1_24.mp3
Part 2 http://www.spirit.kauwila.net/wordpress_kauilapele/120603_Drake_GVR_pt2_24.mp3
Complete show (Parts 1 2, 56 min., 10 MB) http://www.spirit.kauwila.net/wordpress_kauilapele/120603_Drake_GVR_complete_24.mp3
Preliminary piece (unedited, with interruptions etc.) http://www.spirit.kauwila.net/wordpress_kauilapele/120603_Drake_GVR_prelim_24.mp3
Radio Show Links:
Global Voice Radio Network: http://www.spreaker.com/user/4664624
Current show (6-3-12):http://www.spreaker.com/user/4664624/welcome_drake_and_company
Drake's recommended sites:
(this is Drake's new home website; sign up and get auto email when green light is given)
- Home
- Healing
- Healing Services
- Implant Removal Process
- Soul Alignment & DNA Activation
- Guardian Protection Initiation
- Spiritual Past Life Clearings
- Preparing for the New Divine Blueprint
- Alchemical Organic Light Realignment And Anchoring Process
- Intrusion Removal & Divine Essence Retrieval
- Co-Creating Your Desired Reality
- Galactic Energetic Solutions
- Testimonials
- Essences and Oils
- Alexandra's Galactic Violet Ray Essences
- Free Yourself from Quantum Entanglement
- An Introduction to My Vibrational Essences
- From Alexandra's Atelier of Ancient Alchemy
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- Customized Egyptian Oils
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- Contact Us
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|By Ivietjames
|More from Ivietjames
|No update page
|The Introduction
|Chapter information
Avatar: The Amaranthine
The Beginning
|Written by
|Next chapter
Chapter 1: Introduction
It was the sound of wind and laughter that caught his attention. When he went outside into the cold arctic breeze, leaving his studies, then that's when he saw a boy flying! But that was not what got his attention. It was the fact that the boy was wearing orange clothing and had a blue arrow tattoo.
"Odd, I thought they were all killed by the..." he stopped himself from thinking about what had happened to the Air Nomads during the start of the Hundred Year War.
Shuddering the thought off, he walked towards the front of town seeing the entire town, or what's left of it. Most are women and children since the men left years ago to fight in the war.
"Hey, looks like someone has finally left his little library. What finally got you to leave the house, Mr. Bookworm?" said the oldest of the boys.
"The name is Dubian, Sokka, or just call me Dan for short. Should be easier for a knucklehead like you to remember." he replied, and before they got into a fight, a girl stopped them.
"Would you two just stop it for one second," Katara said, "Dan, I would like to introduce you to someone."
Just then, the Air Nomad crashed into a snow built tower. Katara helped him up, and then introduced us, "This is Aang, an airbender, and Aang this is..."
"Dan," Dan said. "Okay then, now would you excuse me, I need some studying to do."
And he left the group and went to his house (or more of an igloo), and sat in his desk. Not that he reads; he writes. He writes of his adventures, and of what he knows of, and also the secrets that he holds within himself, but no one really cares. What do they expect that holds within of what seems a young teenage orphan, whose father came after a Fire Nation raid, looking for a place to hide, carrying his sick son and his books, and found the village whom later made shelter for him and his son, only for the father to die, and the son to live on to read about him, but they don't know what really happened; they don't know the truth. As Dan was thinking how Aang, an Air Nomad had survived all this time and tried to make conclusions, he later felt exhausted from all the thinking and soon fell asleep, not knowing that Katara and Aang has accidentally sent off a signal from an nearby abandoned Fire Nation Navy ship that will bring a banished prince of the Fire Nation to come to claim his prize.
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For the collective works of the author, go here.


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Gas prices spiked ten cents this week when prices hit $3.19 a gallon.
"We're kind of seeing a little bit of a combination of things when it comes to crude oil prices," said Don Good of the Good Oil Company in Winamac. "It's combination of the weak dollar, we've kind of talked about that crude oil is valued in dollars, so when we do something in our economy that makes the dollar weaker, like the $900 billion tax relief plan that added to the deficit, that made the dollar fall. Since the dollar is the currency that they value crude in around the world, it makes crude oil more expensive for us and less expensive for other countries. India's and China's economies have really picked up. I think they're running at about a six or eight percent increase compared to where we are struggling. As a matter of fact, China just passed us as being the largest consumer of petroleum in the world. They're consumption of oil is going up while ours is pretty stagnant. Right now the markets are focusing on their use than ours."
Can we see the gas prices going higher?
"Unfortunately, I think for the short term, they will continue to edge up until some big economic news happens that might kind of cool the enthusiasm for petroleum," replied Good. "A lot of the banks are starting to buy crude oil futures again which is driving those. If they perceive that the world economy is going to increase, I think we're going to see it continue to climb. Now whether it will go back to the $4.00 mark or not, I'm hoping we don't get up that high, but if the economy really does pick up, I think it's possible."
Good said we haven't seen gas prices this high in two years.
"Actually it goes clear back to the start of the recession. Gasoline actually hit the $4.00 mark and, in my opinion, it actually triggered the start of the recession. We hit that $4.00 mark and started falling back and it broke the $3.00 mark roughly two years ago. It has stayed below the $3.00 mark pretty consistently since then so it's been about two years."


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Address 1358 Lynn Park Drive
Cleveland Heights, Ohio 44121
United States
Cleveland Heights, Ohio 44121
United States
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|Attorneys on Demand, Cleveland, OH
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Regional Director Of Ethics And Compliance
Regional Director of Ethics and Compliance Responsibilities: Promote and monitor the company's core values, standards of conduct and "Driving Principles". Conduct preventative training and distribut...
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Commercial Counsel
Commercial Counsel Responsibilities: Live the Safety stand, adhere to the safety responsibilities. Demonstrate compliance with personal safety action plan. Adhere to Owens Corning safety policies at ...
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A. Harrison Barnes is a well-known attorney throughout the United States. As a member of the Malibu community, Harrison is committed to serving the needs of Malibu residents and businesses in legal matters.


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- junctional
- adjective see junction
New Collegiate Dictionary. 2001.
New Collegiate Dictionary. 2001.
junctional — See junction. * * * … Universalium
junctional — adjective Of, pertaining to, situated at, or operating at a junction … Wiktionary
junctional — adj. pertaining to a junction, pertaining to an intersection, pertaining to a meeting point … English contemporary dictionary
junctional — junc·tion·al … English syllables
junctional — shənəl, shnəl adjective : relating to junction … Useful english dictionary
Junctional rhythm — is an abnormal heart rhythm, where the AV node initiates electrical activity in the heart [ eMedicine: Junctional Rhythms http://www.emedicine.com/MED/topic1212.htm ] . This pathway does allow the atria to contract before the ventricles, however … Wikipedia
Junctional diversity — results from the improper joining of gene (V, D, and J) segments.The inaccuracies in the joining of these genes is estimated to triple the diversity initally generated by these V(D)J recombinations. Process Junctional Diversity (as opposed to… … Wikipedia
junctional rhythm — n a cardiac rhythm resulting from impulses coming from a locus of tissue in the area of the atrioventricular node * * * atrioventricular junctional r … Medical dictionary
junctional tachycardia — n tachycardia associated with the generation of impulses in a locus in the region of the atrioventricular node * * * tachycardia arising in response to impulses originating in the atrioventricular junction, with a heart rate greater than 75 beats … Medical dictionary
Junctional epidermolysis bullosa — (JEB), or Epitheliogenesis Imperfecta (EI), is a genetic disorder found in horses. Although affected foals may be born healthy, they die at birth.Breeds affectedJEB has documented in Belgian drafts, American Cream Draft, Breton drafts, Comtois,… … Wikipedia


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216 total
The pavement at Wal-mart entrance have cracks and her foot got caught and fell.
It sounds like your friend possibly has a case, but it's going to depend on the details. I would advise her to contact an attorney ASAP.See question
Hello. I had a minor accident in june of 2014 .I hit the back of a persons pick SUV I was driving a small compact car .I was stopped at a red light it turned green I hit their tow hitch about 5 miles per hour .No Damage to their vechile my c...
You should discuss the matter with your current attorney prior to taking any further steps.See question
i was initially faulted for a car accident .Unknowingly my parents insurance policy collapsed so i was not covered the day of the accident. Without notice i proceeded to go to therapy and I constantly received letters and bills from the other p...
My colleagues are correct, you need to contact an experienced personal injury attorney who is local. Once you have selected an attorney, allow them sufficient time to work up the case and sort through the medical bills. It could be a complicated case and further review would be necessary to determine what form a possible recover would take. You can contact my firm at 24/7 at 888-254-7119 for further review.See question
If driver A hits driver B, causing him to crash into driver C, and given that driver A was cited with the ticket (plead no contest) and the insurance found driver A liable for the accident, can driver C sue driver B for injury. I live in the sta...
Yes if driver B contributed to the crash by maybe following to closely or stopping suddenly. The list goes on. Call me if I can help.See question
I hit a pregnant woman from behind when she was at a red light in North Carolina. Does my insurance have to pay for her personal injuries, medical bills, chiropractor, etc if i am from Florida but was in her state? Her Lawyer can sur right ? If my...
Just read your insurance policy to find out if they will cover you out of state. Most likely they will. Also make sure you report the crash to your insurance company so they will cover you for any claims; do you have bodily injury coverage on the Florida insurance policy?See question
Accident occurred in Lake Country. Can an attorney in another county be hired to handle the case, and if necessary, the case be brought to trial in that county? Or the case must be handled in Lake county?
It may be brought in another county but it depends who you are suing. You can't sue the at fault person in another county but you could sue your underinsured motorist coverage in a different county then where the crash occurred. Feel free to call me to discuss.See question
I injured my back in 2000 and settled the case. This is a new injury. Can I settle again?
I would consult with an injury attorney in your area because there are defense the insurance company will try to use and the attorney should help you combat the arguements.See question
do i need to respond
I would suggest consulting with a lawyer who handles wrongful death cases like my self to review the documentation and your rights as the deceased father.See question
This Incident took place 2 years back. I was under 21 at the Time. I was legal to play poker at the casino but not the slot machines. While I was taking a break from poker I decided to take a walk around the casino, I sat at a slot machine and h...
NoSee question
I was in accident with someone where I was at fault and unfortunately hadn't realized that my insurance policy had lapsed one week prior. Me and the person were trying to settle this out of court and I had agreed to pay for her bumper as well as t...
Yes if they can prove they have legitimate lost wages they can prove they lost due to an injury through a pay stub or a w-2.See question


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Sony SmartBand Talk (SWR30)
Sony introduces its all-new SmartBand Talk SWR30 that keeps a close eye on all of your activities. Coming with handsfree calling, now you have everything that need to make and take calls on your wrist. When a call comes in, press once to answer and greet your caller without taking your smartphone from your pocket or bag so you will never miss a call. On the display you can see and open messages and other notifications when they come in.
SmartBand Talk helps you to maintain a healthy life style. It keeps track of how you live and move. It detects when you run, walk and even when you sleep. View daily activities in the SmartBand Talk E Ink display or use the Lifelog app for in-depth analysis of your progress. E Ink is a low-power display that lets you clearly see what is on your screen. The SmartBand Talk SWR30 offers curved display for easy viewing.
The Sony SmartBand Talk is not just a simple band to wear on your wrist and look cool on the go, but it lets you plan the entire day by following the right activity data. With this innovative SmartBand, you can track all the moves while walking, running and even sleeping. Moreover you can wear it 24/7 and change the wrist strap to suit your style. Dont worry if it rains SmartBand Talk is waterproof (IP68).
We Also Recommend


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Welcome to WebmasterWorld Guest from 126.96.36.199
Forum Moderators: buckworks
Is there such a thing as a real-time processor that ONLY charges on a "per transaction" basis?
I mean - aren't they already paying for the merchant account for the other months?
If I understand your point, yes they are in effect paying during all 12 months for their merchant account. But they've negotiated a "per transaction" agreement with the bank and they only pay when there's actual CC charges. For 9 of those months there won't be any charges so there's no actual cost. What they're looking for is a payment processor that can offer them a similar arrangement.
Have they considered using Paypal instead?
Paypal may be an option since they no longer require you to be a member, but the client prefers that our visitors stay on our site when submitting their membership renewals. Does Paypal offer such an option, or will our visitors have to go to the Paypal site to enter their CC information? Also, will Paypal work with the client's existing merchant account or does it require a different arrangement?
It may be that the client will have to use a processor such as Paypal if they want to avoid the monthly charges - or be prepared to pay monthly charges for the convenience of a "real-time" processor such as Authorize.net.
About half our clients are on this type of solution, and it depends on the volumes you hope to achieve.
[edited by: lorax at 1:04 pm (utc) on Mar. 25, 2005]
[edit reason] removed call to action [/edit]


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KABUL (AP) Eleven Taliban suicide bombers attacked government buildings in eastern
The assault began around 10 a.m. when a suicide bomber in a burqa attacked the governor's compound in Khost, an eastern city on the border with
ALLEGED POISONING: At least 84 Afghan girls hospitalized
FROM WASHINGTON: Pentagon replacing top Afghanistan general
U.S. forces attending a nearby meeting responded to the attacks and killed an unknown number of militants, said Lt. Cmdr. Christine Sidenstricker, a U.S. military spokeswoman.
Khost residents hid from booming explosions and running street clashes that lasted until 5 p.m. At least eleven insurgents and nine others — including police and civilians — died, the Defense
A Taliban spokesman, Zabiullah Mujahid, claimed that 30 suicide bombers had attacked the government buildings. A U.S. spokesman summed up the chaos in the midst of battle: "A lot of stuff is going on right now."
Militants in recent months have carried out an increasing number of complex attacks that involved several assailants.
The attack began with several suicide attacks on the Khost governor's compound, which drew small arms fire from nearby U.S. troops, U.S. military spokesman Chief Brian Naranjo said.
A team of six suicide bombers then tried to attack the nearby police headquarters but was rebuffed by security forces and entered the neighboring municipality building, Pacha said.
Three bombers detonated their explosives, the Interior Ministry said, while other militants took 20 city employees hostage, Pacha said.
A second U.S. team was sent from the nearby American base, Camp
After the militants entered the municipal building, a number of explosions reverberated from within, as U.S. and Afghan forces surrounded the area, an
U.S. and Afghan forces later stormed the building, freed 20 hostages and killed three insurgents, Pacha said.
Taliban and other insurgent fighters have increased their attacks the last three years and now control wide swaths of territory, and President Obama has repeatedly vowed to stamp out the threat.
He has engineered a shakeup that includes installing Lt. Gen.
"Prevent civilian casualties, strengthen the quality and quantity of Afghan forces, and focus more on coordinating the military operations with Afghan forces," Azimi said.
McKiernan's exit comes as more than 21,000 additional U.S. forces begin to arrive in Afghanistan — dispatched by Obama to confront the Taliban more forcefully. A record 38,000 U.S. troops are already in the country.
Copyright 2009 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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Sour beers are all the rage! But having enough patience to make them is not easy. Try this Cranberry wheat beer that tricks your taste buds with a lambic-like tang without using bugs, aged hops, or months of your life!
This Cranberry "Lambic" recipe comes from A Year of Beer compiled by Amahl Turczyn, and won a bronze medal at 1995 National Homebrewers Conference in the Classic-Style Berliner Weisse category.
Though not a true lambic as there are no cultures added, this is a great way to brew a "sour" without having to wait years to enjoy it! Judges who tasted the beer, brewed by Scott Bickham of Ithaca, NY, said it had a "nice blend of tartness and sourness."
Cranberry "Lambic" | Sour Ale
- 6 lbs (2.7 kg) | Malted Wheat
- 3.5 lbs (1.6 kg) | Pilsener Malt
- 1.0 oz (28 g) | Hallertau hops, 2.8% alpha acid (60 minutes)
- 0.25 oz (7 g) | Hallertau hops, 2.8% alpha acid (15 minutes)
- 0.5 oz | orange peel (5 minutes)
- 5/8 cup | glucose (to prime)
- 1 can | cranberry juice concentrate added to secondary
- Wyeast No. 3056 Bavarian Wheat ale yeast
- Original Gravity: 1.053
- Final Gravity: 1.018
- Boil Time: 75 minutes
Employ the following step infusion mash schedule: 30 minutes at 124°F (50°C), 60 minutes at 153°F (67°C), and 10 minutes at 168°F (76°C).
- Primary Fermentation: 10 days at 65°F (18°C) in glass.
- Secondary Fermentation: 2 weeks at 65°F (18°C) in glass.
Photo © Mersy via Flickr CC


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Life "Twirls On" for Kenya Moore
Entertainment| |
Kenya first took to Instagram to share the news of her betrayal:
This didn't sit well with fans of both shows and of course required a statement from Ms. Patti Stanger, the Millionaire Matchmaker herself, who was responsible for setting Moore up with this now married man on her show. Fans everywhere were wondering – just how Stanger could get it so wrong? According to Stanger, Freeman was properly vetted and single when she matched him up with Moore as the show was taped last fall. In a statement to Extra, Stanger explained that Moore and Freeman "basically dated" and then, "they broke up… He met a new girl in January and he ended up marrying her. It was very fast." Stanger, who clearly has a reputation to protect here, was doing some damage control by eluding to the fact that perhaps the relationship wasn't all Ms. Moore publicly made it out to be, and that in no way would she ever match a client up with a married man or woman.
It got a little awkward when Freeman's new wife Jaimi Gregory decided to speak on the issue, alleging that this was all another one of Kenya Moore's wacky publicity stunts. In a statement to RadarOnline, Gregory said that she met her now husband back in December. "We met on Match.com and three months later we were engaged. Then on Good Friday, April 3, 2015 we got married. We just knew right away that we were in love." Poor Kenya Moore! But don't worry, this self proclaimed "gone with the wind fabulous," star will be just fine and back in the dating game in no time. In her own words, "life twirls on."
Was james single at the time of shooting? Yes he was! Did @KenyaMoore n james date yes! But only they know for how long and what happened!— Patti Stanger (@pattistanger) May 15, 2015


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Trouble Never Shout Never Lyrics! MP3
No copyright intended :] I'm just a fan. I love nevershoutnever. comment and subscribe! :]
NeverShoutNever - Trouble (Lyrics) MP3
NeverShoutNever- Trouble This was a pain to make. Just because WMM was acting up. I hope you like this =)
Trouble, MP3
Edited & Directed: Kian Lawley FOLLOW US ON TWITTER: Kians Twitter: http://twitter.com/KianLawley Sams Twitter: http://twitter.com/sampottorff LINKS: ...
NeverShoutNever - Trouble Lyrics MP3
Sorry I haven't made a video in a little while (: Anyways, I'm taking requests! Please leave me a comment about what next lyrics video I should make. Thank you!
Trouble (Nevershoutnever! Cover) MP3
LIKE N SUBSCRIBE // WATCH IN HD Hiii everyone. This is an old song I used to love and I found it pretty fitting for my first ukulele cover. Hope ya liked it! xx ...
「Never Shout Never」Trouble [Nightcore] - Lyrics MP3
I love this song I thought I should put make a lyrics video sooo yeaa :) Facebook: https://www.facebook.com/xXninjagalXx Instagram: Cutiequeen45 Twitter: ...
NeverShoutNever - Trouble - Lyrics MP3
Another great song by nevershoutnever hope you enjoy :D disclaimer: i own nothing in this video.
Never Shout Never - Trouble MP3
I'm in trouble I'm an addict I'm addicted to this girl She's got my heart tied in a knot And my stomach in a whirl But even worse I can't stop calling her She's all I ...
Never Shout Never - "Trouble" LIVE! Vans Warped Tour 2015 MP3
Watch Never Shout Never perform "Trouble" from Vans Warped Tour in Ventura, California on CaliberTV! Make sure to Subscribe for more videos of your favorite ...
Never Shout Never - Trouble Sub. Español MP3
Si Hai Errores Avisen (=
Trouble - nevershoutnever! (Ukulele Tutorial) MP3
This is a fun song - how to play Trouble by nevershoutnever! There's only 3 chords in it all the way through, so it should be nice and easy once you master them ...
Trouble - nevershoutnever (with lyrics) MP3
Requested by: coolrobot4 It might not get many views cause this has probably been done 4564542062062 times. Enjoy? :) Message me to know my twitter :)
Trouble - nevershoutnever Cover MP3
Hi guys! Here's this week's cover!
NeverShoutNever - Trouble Live MP3
Nevershoutnever AP Tour @ Station 4 in Minneapolis Minnesota April 9th, 2010 The acoustic emo act Never Shout Never is Missouri native Christofer Drew's ...
Nightcore - Trouble MP3
Song: Trouble Artist: Never Shout Never Lyrics: I'm in trouble I'm an addict I'm addicted to this girl She's got my heart tied in a knot And my stomach in a whirl But ...
Trouble - NeverShoutNever (Ukulele Cover!) MP3
yo yo whaddup shawtie OTHER STUFF :D Second Channel: http://www.youtube.com/user/megangorewhy SoundCloud: http://soundcloud.com/megangore ...
How to play Trouble (NeverShoutNever) acoustic guitar lesson *request* MP3
Ukuleles are cool! Please comment, rate, subscribe and request! Midgetme01 facebook page: http://www.facebook.com/pages/Midgetme01/176530649052436 ...
How to Play - Trouble by Nevershoutnever (Beginner) MP3
This is a very easy step-by-step tutorial for the song Trouble by Nevershoutnever. I do not own this music, no copyright intended, music owned by WMG. I got the ...
Trouble (Clean Version) - NeverShoutNever With Lyrics MP3
music channel: http://www.youtube.com/user/raelanding I am the first person to post the clean version, I hope I did a good job editing it, but I realized you know, ...
Never Shout Never - Can't Stand It (Video) MP3
2010 WMG Can't Stand It (Video)


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My first book, Personal Autonomy in Society, grew out of the dissertation I wrote under the supervision of John Martin Fischer. I defend what is known as a relational theory of autonomy. The basic idea driving such accounts is that the concept of personal autonomy, or self-government, is social and relational. That is to say, the concept of autonomy incorporates content-laden, normative specifications about the social situation of the autonomous agent and, perhaps, about the values and commitments she embraces. On my account, the life of the fully autonomous person is free of the domination of persons or institutions that have the wherewithal to divest her of authority over those facets of her life that are foundational to her agency. Currently I am attempting to defend the account against fresh criticisms. It has been objected, for example, that a substantive account of the kind I defend requires autonomous persons to possess de facto control of a sort that is excessively demanding and thus empirically implausible. I wish to test the plausibility of the substantive account of personal autonomy given the ubiquity of oppressive social circumstances and the resistance to these circumstances on the part of citizens. A defense of the account forms the basis of "Is Social-Relational Autonomy a Plausible Ideal?" This paper will appear in Personal Autonomy and Social Oppression: Philosophical Perspectives, ed. Marina A. L. Oshana (under contract, Routledge. Anticipated publication 2014).
Some of the papers I have written on the topic of autonomy are:
- "Autonomy and the Partial-Birth Abortion Act," Journal of Social Philosophy, Vol. 42, No. 1, Spring 2011, pp. 46–60.
- "Autonomy and the Question of Authenticity," Social Theory and Practice, Vol. 33, No. 3, July 2007.
- "Autonomy and Self-Identity," in Autonomy and the Challenges to Liberalism: New Essays, co-edited by John Christman and Joel Anderson, Cambridge University Press, 2005.
- "How Much Should We Value Autonomy?" Social Philosophy and Policy, Vol. 20, No. 2, (2003).
- "Personal Autonomy and Society," Journal of Social Philosophy, Volume 29, No. 1, Spring, 1998, pp. 81-102. Reprinted in Autonomie, ed. Monika Betzler, (Paderborn, Germany: Mentis Verlag).


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Please confirm that you want to add PSD To a Creative Landing Page Using Twitter Bootstrap 3 to your Wishlist.
Let's say hello.
Somethings you will need to know.
We will prepare the project files, and start the HTML Markup.
We are going to start the project by coding the first 3 sections Header, About us & Our Services.
We will code the next 3 sections which are Our Skills, Our Portfolio & Stats.
We are going to finish the project HTML Markup by coding the last 3 sections Client Testimonials, Contact Us & Footer.
How to slice up the PSD and getting out the images from it.
Starting the CSS Styling and writing the General Styles for the website.
Styling the first three sections part 1.
Styling the first three sections part 2.
Styling the next three sections part 1.
Styling the next three sections part 2.
Styling the last three sections part 1.
Styling the last three sections part 2.
Finishing the responsive website by using the CSS3 Media Queries.
The jQuery plugins we will need.
Installing the jQuery plugins and make them work part 1.
Installing the jQuery plugins part 2.
Let's say goodbye.
Here is all the course files including the Photoshop PSD.
Ehab Alaa is a talented web designer & front-end developer who builds websites & applications and likes to focus on HTML5, CSS3, JavaScript, testing and workflow tools. He has 4 years of experience in the web design/development field and built many websites for many world-wide companies, he also works as a freelancer in his free time. Plus, he likes to share his experience with the world on Udemy and teach what he learned in the last few years.


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by Jen
It's been almost 6 months when my mom died from sickness, it was unexpected and everybody was shocked after she suffered 2 weeks in the hospital. it was the day November 3, 2013 when she died it happened on the day that she was born. At first, I thought I was brave enough to accept that she's gone, but I was wrong, I always missing my mom, I always think about the good memories that we had in the past, her voice and all the things that she does for us will always be alive in my memories, hoping that she will come back and her death was only a "dream". Being the eldest needs to show that im not weak that im strong among my siblings and to my dad, that still now cannot cope the lost of my mom. Whenever I went home from work every weekend, I can feel that our house is empty coz I always saw the memories of my mom in every corner of the house. it's really hard to close my eyes, knowing that she's not coming back. I really love her., sometimes I feel that there's no sense to live coz through my life I work hard for them to give them what they need. I'll help to the best that that a Daughter should in return for all the sacrifices that they made for me during my childhood days . And now, that the unexpected happened, I can say that It's not the right time to lost my mom, but it happened to be and It's a God will.
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