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- Doctors
- Ontario
- Milton
- Family Doctors
- Dr. Cynthia Pyper
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Ratings for Dr. Cynthia Pyper
I have tried on several occasions to try to make my experiences with Dr Pyper positive and realized they are just never going to be. It is very difficult to be heard and understood by her, as she cannot see beyond the fog of her own assumptions. She will go off on tangents and talk for an extended period of time about scenarios that either do not relate to your symptoms or are blatant assumptions about what she "thinks" you are dealing with. You simply cannot convince her that your symptoms or feelings could possibly be associated with something other than what she's already decided in her mind. I have been unsuccessful in getting my health problems handled properly under her care.
I went in for an appointment today. I arrived at 4 and was not seen until 5. I was already anxious about talking to her about this and sitting there for an hour did not help. After I explained that I wanted the birth control patch instead of the pill she sat there and USED GOOGLE to figure out what it was she was going to prescribe me as well as the dosage. If she doesn't know things that are as small as birth control how can you trust her with something bigger. I am currently in the market for a new doctor as I cannot take this anymore. She needs to retire.
The only good thing in this office is Debra. Have been with this doctor for several years and it is time to look for a new one. She is getting worse as time goes on - maybe time for her to retire? She had always been direct, but able to answer questions. Now she is quite rude and showing signs of incompetence. Forgets when she has given prescriptions and lab requisitions. Doesn't even look at you, but is focused on her computer. She seems unable to address health issues in one visits and is always putting thing off to the next visits. She is fixated on weight - maybe because she is anorexic?
Worst doctor I have seen. Her knowledge is very poor. Left me in the middle of the visit w/o excusing me and when was back.she said nothing. She did not answer any of my questions of my condition. She said when I fell down I will send u to CT scan. Nice.!. Never again to see her. Our health must be treated in a much better way. Terrible.!
Anytime I go for an appointment I have to wait at least half an hour to be seen, although it usually ends up being about an hour or sometimes even longer. She is absolutely terrible with mental illness and instead of finding ways to treat me she sits there and lectures me. I find she often goes on tangents about things that are completely unrelated to my situation and things I really just don't care about. She prescribed me medication that psychiatrists had taken me off of because I was getting horrible side-effects from it. I am now even sicker than I was because of her. Not only this but if you go to a walk-in clinic that isn't hers she gets upset, if you go to the hospital instead of waiting a million years to see her she gets upset. If you ask for a referral for specialized care or even for copies of YOUR OWN medical history and diagnoses she gets upset and has a hard time giving them to you. Struggling with poor self-image and an eating disorder, having your doctor call you fat and tell you not to eat any carbs was outrageous. Being a Doctor, she should know that carbs give you energy. An athlete should never be recommended a carb-free diet, or anyone really for that matter. She is an absolutely horrible doctor and I cringe anytime I have to go for an appointment. I cannot stand her and am currently seeking a new family doctor. The only reason I even go and see her is to get my prescriptions renewed. If I was actually sick or something was wrong with me I would NEVER go back to her for "help". She is a horrible doctor and an even worse human being. She is inconsiderate and doesn't care about her patients at all.
Every time I go for an appointment, I have to wait minimum 30 minutes to be seen. She is pretty good at remembering things about me and my health, but she often goes on tangents about things that I don't really care about at the moment since I know my time with her is pressed. The staff always opens the door during the appointment to say how behind she is ("Thirty"). I always feel like I can't ask her about everything I want to because it will take too long and I feel like I'm taking up too much of her time. Recently she booked me for a pap test, I came for the appointment and then she says that I don't need one and to come back in a few months. Okay? Waste of time. I never feel completely satisfied about my health after leaving and sometimes I don't even understand what she is talking about and I leave confused.
Rude VERY RUDE and unknowlegable. Just google the internet and you'll have the same knowledge. Misdiagnosed my son 3 times for pneumonia and I state THREE times. She sent him for an x-ray at hospital and they said that he only had a cold and an ear infection. Second time same thing and for the third time a doctor AND a student.. Get it? A STUDENT checked my son and they both said that he had an ear infection not pneumonia And they told us that my son is 2 years old and shouldn't be exposed to x-rays this much. If a doctor cannot diagnose an ear infection than that is questionable. I don't really care if she's rude or cold or crappy. I just want a doctor that has knowledge and not worry about her misdiagnosis. I also agree about her being disgusted by little kids. The way she acts around them is so pethatic. Her clinic is always empty and I always wait for an hour for some reason. I would not recommend her to anyone not even to the people I hate.
Have been with this DR. for over 20 years and has always nailed everything that has been wrong with me. Sometimes she is very blunt and other times shows compassion .I totally trust her with my health but find sometimes i get a short answer to a question but understand if it was more serious she would spend the time needed for me to understand my situation. Most of the time she is late but I understand some patients need more time like I have in a few cases. Have had 9 operations that were successful .If you need a hug or your hand held this wont happen but if your looking to stay healthy DR.Pyper is excellent in her field.Also Debra is amazing at her organization of follow ups,booking test at other locations.Have never had to call wondering if my tests were ok.An appointment to discuss was always made very close to the time the results were in. I understand everyone has a different opinion of what a DR. should be like. This is mine and at 58 im very healthy because I have a good DR. who has done her job very well . Very happy with the care I receive.
After many visits with long wait times and not being able to ask more then 2 questions per visit came the final straw. I was left in the middle of a Pap test for her to take a personal call regarding real estate while my feet were in the stirrups and the exam room door not closed all the way. She may have knowledge in the medical field, but poor social skills and bedside manner.
Dr. Pyper may have the requisite medical knowledge (I can't say firsthand since I only had very routine medical care with her in the years she was my doctor), but she lacks a basic ability to relate to people and has very poor bedside manner. She made several very strange, offensive remarks to me while I was in her care about "fatties" (referring to the fact that it was strange that I was having issues with my menstrual cycle because normally that happens to "the fatties"); also told me not to drink milk while I was pregnant because I would get too fat; and treated me like a teenager when discussing birth control. I don't know how anyone can feel comfortable in her care. She's one odd lady.
Dr. Cynthia Pyper's Credentials
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Interesting. I was unaware of that. Thanks.
All that I've said is true. The question is will it be done?
Well, as I've said before, I'm thinking they'll examine the issue with the Board itself for a couple of iterations, and then if the whole board is in defiance they'll just pull the Council's charter and either look for a new group of citizens to constitute a new Council or merge it into another. When the charter laspses, so would the registrations of the Board members.


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UK Car
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At an early morning hour on Wednesday (July 8,) I arrived at a gathering place in which scores of radical left activists made their final preparations before starting their protest against an international conference dealing with environmental issues and with the attendance of political leaders, senior businessman and bankers from the Americas and the former President of Israel Mr. Shimon Peres. The protest was organized by No One is Illegal.
From a distance the atmosphere in the parkette seemed festive. As I got closer I could sense the rage and hatred they projected towards their enemies, and the list of their enemies is quite long.
A young lady, who danced cheerfully with the crowd, climbed onto the makeshift stage and her mouth started spewing fire and brimstone against the capitalism and the Western countries because of their responsibility of the destruction of the planet.
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The speakers talked volumes about social justice while in a short distance of them a homeless was lying motionless, not reacting to the commotion, the passionate speeches and the high-volume music. The keynote speaker described the homeless as a victim of capitalism, even though he didn't know the man's identity or his personal story. His declared empathy was not translated into calling upon his supporters to take action by donating money to the homeless or first checking whether he was alive or dead.
Radical leftist Jews took part in the demonstration. Same faces, same slogans. All, without any exception, totally ignored the horrific atrocities committed by Islamic State (ISIS), which are no different of the Nazi war crimes during War World 2. For them the West is the one and only culprit of all the woes of the world. Other potential causes were alsoabsent in their list. For instance, the demonstrators attacked the West for producing and using oil as a source of energy, but they couldn't find words to criticize the big producers of oil in the Middle East.
The demonstrators were not interested in a debate. They came with ironclad political positions, which are equivalent to a Messianic belief about a perfect world free of profit and without any borders separating between countries; a world that uses only clean energy and enjoys eternal peace between all nations. If these demonstrators only chose to dedicate their time to write fairy tales for children they could have made a nice living and provide jobs for others.
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Armed conflict and political instability has impacted over 3 million people across Libya. An estimated 2.44 million people are in need of protection and some form of humanitarian assistance. This includes internally displaced persons (IDPs), the non-displaced conflict affected population, refugees, asylum-seekers and migrants. The crisis is predominantly urban centered with most of the fighting taking place in major cities such as Benghazi, Tripoli, Misrata, Sirte, Sabha and Darnah.
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By Beau Dure, USA TODAY
World Cup veteran Brian McBride, currently looking for a new club after a distinguished career in England's Premier League, is one of three overage players on the Olympic men's soccer roster named Thursday by U.S. coach Peter Nowak.
McBride, 36, is more than 10 years older than his next oldest teammate. The Olympic men's tournament is for players under 23 as of Jan. 1, but each team can name three overage players. The others are Brad Guzan, a 23-year-old goalkeeper on the move from Chivas USA to England's Aston Villa pending the acquisition of a work permit, and Michael Parkhurst, a 24-year-old defender with the New England Revolution.
McBride said he first considered joining the Olympic team while joking around in England with West Ham's Jonathan Spector and U.S. assistant coach Lubos Kubik.
"I threw it out as just talk at the time, but a few days later, Peter called me," McBride said in a statement released by U.S. Soccer. "I was a little shocked but that?s really when it became an interest and a possibility."
While taking into account the balance of under-23 and overage players, Nowak also had to consider the conflict with a World Cup qualifier that takes place during the Olympics and the European commitments of several players who may need a strong preseason to earn a spot with their clubs. Yet Nowak opted to take all of the players in either situation, including Guzan, Freddy Adu, Michael Bradley and Jozy Altidore.
"All I'm asking is three weeks for the Olympic Games and the preparations," Nowak said. "They will have 11 months and one week to establish themselves (with their clubs)."
One exception is Spector, who will miss the Olympics with a hip injury.
Adu scored four goals to lead the team in Olympic qualifying, returning the men's squad to the Games after missing the competition in 2004.
The squad:
Goalkeepers: Brad Guzan (Aston Villa, England, pending approval), Chris Seitz (Real Salt Lake)
Defenders: Patrick Ianni (Houston Dynamo), Michael Orozco (San Luis, Mexico), Michael Parkhurst (New England Revolution), Nathan Sturgis (Real Salt Lake), Marvell Wynne (Toronto FC)
Midfielders: Freddy Adu (Benfica, Portugal), Michael Bradley (Heerenveen, Netherlands), Maurice Edu (Toronto FC), Benny Feilhaber (Derby County, England), Stuart Holden (Houston Dynamo), Sacha Kljestan (Chivas USA), Danny Szetela (Brescia, Italy)
Forwards: Jozy Altidore (Villarreal, Spain), Charlie Davies (Hammarby IF, Sweden), Brian McBride (out of contract), Robbie Rogers (Columbus Crew)
Nowak also named four alternates: goalkeeper Dominic Cervi, midfielder Dax McCarty, forward Robbie Findley and overage defender Frankie Hejduk.
The U.S. team faces Japan, the Netherlands and Nigeria in group play at the Olympics. The top two teams in each group advance to the quarterfinals.
In 2000, the team reached the semifinals but missed out on a medal, finishing fourth,
This year, the USA stumbled early in qualifying with a 1-1 draw against Cuba but rallied with two 1-0 wins over Panama and Honduras in group play. A 3-0 win against Canada, with Adu netting two goals on free kicks, in the qualifying semifinals clinched the Olympic berth.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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Global Views Honeycomb Hurricane Vase
$ 98.00
The Honeycomb Hurricane/Vases are completely made by hand using a combination of ancient and modern techniques. The honeycomb pattern is created by the glass artisan blowing air into the piece as it is being made. The overall height varies slightly due to the uniquely finished hand rolled edge. Because this piece is handmade, the bottom may not always be flat. We recommend using a material such as sand, gravel or glass stones in the base to level the candle if used as a hurricane.
- Holds up to a 6"Dia Pillar Candle
- Small:
- Overall Dimensions: 9.5" dia x 11.5" h
- Medium:
- Overall Dimensions: 11.5" dia x 15.5" h
- Large:
- Overall Dimensions: 11.5" dia x 19.5" h


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Read craft news from Scotland and around the world, features on craft people, places and projects, and updates from the Craft Scotland team.
Artlands North is an online, interactive map showcasing the wealth and diversity of art and craft in the north of Scotland.
At Orains, Fiona Page and Pieter van der Werf design and create fabulous interior design items and art pieces made with local sheep wool. The Orains studio is located on the West Coast in an area of outstanding scenic beauty and overlooks Loch Riddon and the Kyles of Bute.
Visitors to Dunoon Burgh Hall in Argyll are offered behind the scenes look at the practices of emerging jeweller Stefanie Cheong and the more established Susan Turmeau when the Burgh Hall host their second Meet Your Maker event for 2014.
Visitors to Dunoon Burgh Hall in Argyll can get a rare behind the scenes look at the practices of textile artist Sarah Sumsion and feltmakers Orains when the Burgh Hall host the first of their two Meet Your Maker events for 2014.
Dalmally Railway Station is a rather unique setting for a studio. The beautiful Victorian sandstone building is steeped in history and felt maker Liz Gaffney and her husband Graham have been restoring this beautiful building over the last two years.
Throughout May and June Scottish Art School graduates showcase the cumulative efforts of their four years of study in unique student showcases.
Craft Scotland is pleased to present the ten venues that will be taking part in our Meet Your Maker 2014/15 programme.
As part of our series celebrating the Year of Natural Scotland, we take a closer look at Louise Oppenheimer whose tapestries are inspired by the landscape on the west coast of Scotland.
Yarn Bomb Bute is a project created by resident textile artist Angharad McLaren designed to decorate the Rothesay town centre with textiles.
Textile maker Sandi Kiehlmann and jeweller Yvonne Gilhooly will both be on hand at Burgh Hall Dunoon to demonstrate their craft and talk to visitors.
Emergents is a new organisation supporting craft, fashion and textiles in the Highlands and Islands.
Cove Park recently announced the recipients of the 2013 Craft Residencies programme.
Cape Farewell and An Tobar announce the launch of Bird Yarns, in partnership with an international community of knitters and textile artist Deirdre Nelson.
Following on from a season of spring Open Studio events, it's now time for a fantastic range of summer Open Studios in Scotland.


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Obviously, you didn't buy your Ascender unless you understood you would be getting Japanese engineering and driver satisfaction both impeccably combined into one car, truck, or SUV. You bought your Ascender because its fuel efficiency and long-lasting quality struck a chord inside you; so why would you be okay with second best when it comes to superior quality auto parts? While it's not hard to locate replacement parts for Isuzu vehicles, these days only the highest quality are required to maintain your automobile. The vehicle in your driveway is head and shoulders above the rest when it comes to all the cars, trucks, and SUVs these days.
We may take this for granted, but it wasn't until the 1950s that vehicles were equipped with reliable air conditioning. The air conditioning uses a refrigerant called R134a to fuel a thermal reaction that emits cold air, and the A/C condenser on your Isuzu Ascender changes the pressurized refrigerant from an extremely hot temperature to a more neutral temperature before it gets expanded into a gas. You can locate your Isuzu Ascender A/C condenser sitting right in front of your radiator, as that is the easiest place to soak up air while your car is driving. If you notice the A/C condenser is leaking, then only mild or slightly cool air will blow into your interior because it is losing refrigerant.
At Car Parts Discount, we have live customer service members available with enough expertise to help you buy the appropriate Isuzu Ascender part for your needs. When your Isuzu requires the best replacement A/C Condenser, there's no need to waste time looking anywhere other than the authority, Car Parts Discount. Trust in the value of the parts you get from carpartsdiscount.com and realize incredible savings on all your upcoming repairs. If your car or truck was built in 2008, 2007, 2006, 2005, 2004, 2003, then you will find the correct Isuzu Ascender A/C Condenser parts right here.


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US presses Pakistan on Bin Laden
US President Barack Obama has called on Pakistan to investigate the network that sustained Osama Bin Laden in his hideout where he was killed last week.
Mr Obama told CBS show 60 Minutes the government in Islamabad had to find out if any of its officials knew of the al-Qaeda leader's whereabouts.
An Obama administration official said the US wanted to speak to Bin Laden's widows, who are in Pakistani custody.
Pakistan has denied knowing Bin Laden was holed up in Abbottabad.
In an interview being broadcast on Sunday, President Obama told CBS the al-Qaeda leader must have had "some sort of support network" in Pakistan, but he did not know whether it included government officials.
"We don't know whether there might have been some people inside of [Pakistan's] government, people outside of government, and that's something that we have to investigate and, more importantly, the Pakistani government has to investigate," the US president said in the interview, which was conducted on Wednesday.'Library' of intelligence
US National Security Adviser Tom Donilon meanwhile told NBC talk show Meet the Press that Islamabad needed to establish how Bin Laden lived for six years a short drive from the capital and beside a military academy.
President Obama's message was even-handed and diplomatic. He was careful not to accuse Pakistan of harbouring Osama Bin Laden, but he certainly acknowledged the importance of asking questions about whether he had any support from the Pakistani government.
The Obama administration, while acknowledging there is a problem, has left it up to congressmen and the media to raise public questions and criticisms of the Pakistani government. It is easy to see why - however dubious a partner - the US cannot afford to lose Pakistan, especially now, when they are trying to build on this success.
Pakistan plays a crucial role in America's war efforts in Afghanistan. Too much public pressure on Pakistan could jeopardise the relationship. The US is clearly trying to avoid that.
With Bin Laden dead, there has been speculation about whether his deputy, Ayman al-Zawahiri, will take over as al-Qaeda leader.
But Mr Donilon said the Egyptian "is not anywhere near the leader that Osama Bin Laden was".
He also said the Pakistani authorities needed to provide the US with access to Bin Laden's three widows, who were taken into custody after last week's US commando raid.
American officials have meanwhile been poring over computer files seized by US special forces from the hideout.
"It's [the intelligence cache] about the size, the CIA tells us, of a small college library," said Mr Donilon.
On Saturday, the Pentagon released from the material five home videos featuring Bin Laden, with the audio removed.
They included a message by the al-Qaeda leader to the US and footage of Bin Laden watching an item about himself on TV.'Ridiculous'
US officials said the Abbottabad compound was a command and control centre from where Bin Laden had actively led al-Qaeda.
But an unidentified senior Pakistani intelligence official told Reuters news agency on Sunday: "It sounds ridiculous. It doesn't sound like he was running a terror network."
There have been suspicions that someone in Pakistan's Inter-Services Intelligence (ISI) spy agency, which has a long history of contacts with militant groups, may have known where Bin Laden was hiding.
But Pakistan has dismissed such suggestions.
Former US Vice-President Dick Cheney waded into the debate on Sunday, saying the US was "headed for trouble down the road" if it turned its back on the region.
In an interview with Fox News, Mr Cheney said: "I think we need to maintain relationships, working relationships, with Pakistan, Afghanistan and the rest of them. I don't think we need to run for the exits."
Meanwhile, a senior United Nations official called on the White House to disclose what orders were given to the US Navy Seals who went into the al-Qaeda chief's compound.
UN special rapporteur on extrajudicial executions Christof Heyns told the BBC the killing could set a precedent for any country to cross borders and pursue enemies "where there is in practical terms no option to capture".
"And are we not then on a slippery slope to say that the whole world is a battlefield?" he said, on The World This Weekend programme.


text:
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You have a good earning opportunity as a sales agent. You will earn a commission based on your performance. The earning potential is only limited only by the number of deals you make.


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Kentucky Derby Day Parties in Miami: Juleps, Hats, and Bourbon
Celebrate Derby day with a mint julep...and a big hat!
The 138th running of the Kentucky Derby is this Saturday and while it's been called the most exciting two minutes in sports -- it can also be said to be the shortest sporting event in the world.
So how do you stretch two minutes into a day-long event? Wear silly hats and drink a lot of bourbon, of course!!!
While it may be too late to grab a flight to Louisville, there are plenty of places to party right here in Miami, complete with mint juleps, hats, and southern bites.
At 6:24 p.m. (Derby post time for the uninitiated), make sure you have a silver cup in hand to toast the big race -- just make sure you don't blink or you'll miss it!
Yardbird Southern Table & Bar
Yardbird's "run chicken, run" slogan is changing to "run baby, run" for one day
only, as the southern-styled restaurant celebrates Derby day with
all-day drink specials featuring the Kentucky rose ($9) and Yardbird
mint julep ($10), both crafted with Makers Mark Kentucky bourbon. A
special Derby menu featuring lettuce wraps ($4), barbecue spiced hominy ($5),
fried pickle jar ($6), and grilled and chilled hangar steak bites ($11)
will be offered all day. Don't forget the big hat, because Yardbird is
giving out prizes for the best Derby day fashion. Of course, a live
broadcast of the race at 6:24 p.m. is the highlight of the day.
Calder Race Course
Each year, Calder Race Course holds "Florida's Biggest Kentucky Derby
Party." Starting at noon, guests can bet on both live racing at the
track (first post is at 12:55 p.m.) and the Derby itself. Calder will
entertain guests with live music and a Derby day hat contest. Wear your
most outrageous head frock, because prizes will be awarded for the most
stylish, most unique, biggest, and best overall. When you're hungry,
there's barbecue track side, and two different buffet options. The fourth
floor clubhouse will offer a $25 buffet, and the fifth floor turf club
will feature a buffet of "Derby classics" for $37.95 per person.
Gulfstream Racetrack
is having a mega party for Derby day, starting at 10:30 a.m. $5 mint
juleps and margaritas (as a nod to Cinco de Mayo) will be served in
special souvenir Derby glasses, and a women's Derby Hat Contest in the
Breezeway Bar at 3 p.m. will offer a grand prize of a
pair of Christian Louboutin shoes along with a bottle of Dom Perignon
for the best hat. Throughout the day, the track will be holding drawings
for free Derby merchandise. Tickets to watch the Derby are $10 for the
Silks TV Carrel and $5 for the Standard Carrel. Call 954-457-6201 to purchase tickets.
Bourbon Steak
From 5 to 7 p.m. enjoy $5 mint juleps, drink specials on signature cocktails,
and free canapes. The race will be broadcast live on Bourbon Steak's
flat screens. Click here for all the details and a recipe to make your own mint julep.
Follow Short Order on Facebook and Twitter @Short_Order.
Related Locations
1600 Lenox Ave.
Miami Beach, FL 33139
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Aventura, FL 33180
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|Antonio Gallardo <agalla...@agssa.net>
|Re: svn commit: r392666 [3/8] - in /cocoon/site/site: ./ 2.1/ 2.1/developing/ 2.1/developing/portal/ 2.1/developing/portal/coplets/ 2.1/developing/webapps/ 2.1/developing/webapps/authentication/ 2.1/faq/ 2.1/howto/ 2.1/installing/ 2.1/plan/documentation/ 2...
|Mon, 24 Apr 2006 02:01:46 GMT
Jean-Baptiste Quenot escribió: > I noticed you updated the RSS feed for Cocoon changes upon release > of 2.1.9. How is it generated? I intend to improve the format, > and would like to have it generated daily. > Hi Jean-Baptiste, The rss is generated using forrest. If you want to improve it, forrest is the place to go. Anyway, Ross can tell you more about hw our site is generated now. He did the work and I just uploaded the files in ourder to update our site. [1] Best Regards, Antonio Gallardo [1] http://marc.theaimsgroup.com/?l=xml-cocoon-dev&m=114454664515642
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|1 piece
|Form Color
|Yellow + White + Multi-Colored
|Compatible Models
|Other Features
|Auto Wake-up / Sleep
|Dimensions & Weight
|9.65 in x 6.89 in x 0.75 in (24.5 cm x 17.5 cm x 1.9 cm)
|10.51 oz (298 g)
|Packing List
1 x Case
1 x Strap
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Read an Excerpt
"Come on, it's time for presents."
The pretty Hispanic woman bopped in and out of her cubicle so fast Molly Zaworski didn't have a chance to even respond. Not as if it would have made a difference. Tanya Garcia was stoked on this whole Secret Santa plan, and nothing was going to bring her down. Any other time Molly would be right there with her, but she wasn't feeling Christmas this year. It was less than a week until the holiday, and she still hadn't caught the spirit.
Three weeks ago she'd broken up with her boyfriend, right after the Thanksgiving fiasco. She'd forgiven him for his seeming lack of good graces while they dated, but his rudeness at her family dinner was the last straw. When she told him it was over, he'd shown his true colors, insulting her weight and ranting about how she was lucky he'd even asked her out. She was thankful she'd found out what an asshole he was before she'd slept with him.
Although she knew it had been the right thing to do, she still felt a little sorry for herself. This was supposed to have been her opportunity to exchange gifts with a significant other. Instead she had to settle for getting lame gifts from an office Secret Santa.
Tanya had bullied and bribed every employee in the small financial offices of Titus, Lang, and Bachman to participate in the holiday extravaganza, and even the founding partners weren't immune from her strong-arm tactics. Yesterday had been the day to pick the names. Molly had hoped she might pick Josh Bachman's name, one of the partners, but no such luck. Instead she'd gotten their secretary, Greta Hanson. She had no idea what to buy the older woman and had spent the evening agonizing over herpurchases.
She should be thanking her lucky stars she hadn't gotten her wish. With the crush she had on Josh, her gift-buying decision might very well have caused her a heart attack. Better to just admire him from afar than to bring her attraction to his attention and suffer the humiliation of rejection.
After the insults from her ex, she no longer was under the illusion that the extra weight she'd put on in college hadn't multiplied exponentially in the years since she'd graduated. In fact, once she realized she'd gone over the dreaded two-hundred-pound mark, she'd all but forgotten she had a scale.
"Molly, come on. We're waiting for you." Tanya's boisterous voice projected all the way from the other room.
Talk about humiliation.
She stood and headed toward the workroom where all the gifts awaited. Of course once she arrived she was forced to wait until they reached her name. Since it was alphabetical she had the unique advantage of seeing all the other gifts before she received her own. Just as she suspected, some were better than others. She had a pretty good idea who the male gift givers were. They stuck to the tried and true, Christmas candy.
Her name was eventually called and she could tell from the box she hadn't escaped the phenomenon. She smiled, but inside she fumed. Why would anyone give an overweight woman a huge box of chocolates? It wasn't as if she ate sweets every day. In fact, she was quite a healthy eater, at least most of the time. Everyone binged once in a while. It didn't seem to matter though. The pounds she'd gained in college had never left and every year they were joined by a few more.
She wasn't her ideal weight by any means, but she had started to work out on a regular basis. Right after her breakup, in fact. And she loved some of her curves, she thought, glancing down at her bountiful chest. It didn't mean she needed a gift to add to them. This was without a doubt going to become a re-gift. Of course that meant finding someone who wouldn't be offended by a box of candy.
The party began to break up, although some of the employees stood around chatting about their various gifts and speculating on the givers. Molly decided to hang out for a moment, hoping to speak with Tanya. She felt a tingling at the back of her neck and turned only to be caught up short. Josh was staring right at her. Or was he? She looked behind her, but there was no one else close and when she turned back he was walking right toward her.
The man was gorgeous, but in an understated kind of way. Sometimes he even wore sexy reading glasses, although they did nothing to shield his piercing, dark brown eyes. She could tell from his muscular build he exercised, because there was no way he could look like he did without some work. Most appealing to her, though, was his brown hair. Usually he wore it short, but once in a while he would let it grow longer and it would show a hint of curl. It was during those times she wanted to run her hands through the thick strands. She was always disappointed when he cut it.
"Did you enjoy your gift?"
"Oh, yes, thank you." Why she thanked him she had no idea. The man made her nervous. She was always worried he might discover her crush. "What about your gift? Was it ... nice?" Ugh, she might as well just give it up. She'd never be able to have a decent conversation with him.
He held up the box of scented candles. "Yeah, I'm sure these will come in handy."
She couldn't tell if he was being serious or sarcastic, so she just smiled. And then the awkward silence arrived, stretching between them until she thought she'd scream. Although it was only a few minutes--well, perhaps not even that long--it seemed interminable.
"I guess I should be getting back to work."
"I'll see you tomorrow then."
"Tomorrow?" As a billing representative, she didn't often interact with him.
"Gift-giving day number two."
"Oh yes." She'd forgotten for a brief moment they'd be giving a gift each day until the company holiday party on Friday. "Well, I'll talk to you later."
"I'll be looking forward to it."
Confusion furrowed her brow as she made her way back to her cubicle. This was the most Josh had spoken to her since she'd interviewed for her position six months ago. He must have been feeling the holiday spirit today.
Upon reaching her cubicle, Molly's discovered a small red-foil package sitting right in the middle of her desk. The card on top had her name written in a flourish. Not one to deny herself the joy of a gift, she began to rip open the package. Once devoid of paper, she lifted the lid and stared. She was bewildered by the items inside, two small silver rings. They didn't look like any earrings she'd ever seen. Remembering the note, she dug through the shredded paper until she found the paper with her name, opened it, and read the words written within.
I would be most honored if you would wear my gift tomorrow and think of me.
Once she read it, however, she was no more enlightened than she'd been earlier. Gathering everything, she sought out the one person who might be able to shine a light on this mystery. Tanya was alone in the workroom cleaning up when Molly walked in.
"Hey Molly, wasn't the gift exchange a blast?" Joy filled the petite woman's brown eyes. Her friend was her opposite in almost every way, from her lithe, tiny figure to her dark coloring, but most especially in her enthusiasm for this particular project. "This is so much fun."
"Yeah, tons of fun." She was trying her damnedest not to rain on her friend's parade, but she had to wonder, was the woman on drugs? "I need help."
"Sure, what's up?" Tanya threw the last load of trash in the garbage canister and pulled out a chair to sit down. Molly joined her at the table and handed her the jewelry and note.
"Can you explain this?"
Tanya read the note and then glanced into the box at the rings before busting out in laughter. "Oh my God, where did you get these?"
"I found them, wrapped up on my desk when I got back to my cube."
"You're kidding."
"No, I'm not. Now do you mind letting me in on the joke?"
"These, my dear innocent, naïve friend, are nipple rings."
Molly opened her mouth, but no words emerged. Thinking back over the note, she could feel her face begin to redden.
Someone had given her nipple rings and wanted her to wear them. That was ... well she couldn't even think of words to describe the request. Her reaction, on the other hand, was significant to say the least. She was actually turned on by the idea.
"You're considering it, aren't you?"
Tanya's words startled her. "What? No, why would you think that?" She should have known better than to lie to her best friend.
"Please, I see that gleam in your eye." Her friend's eyes shone with delight. "So, who do you think left you the naughty jewelry?"
"I have no idea."
"I know who you wish it was."
"Of course you do. But wishing doesn't make it true." Tanya was privy to all her secret fantasies about Josh and had been encouraging her to flirt a little with him. Flirting just wasn't her style, however. She wasn't aggressive and couldn't imagine coming on to him. Which was probably why she was alone for the holidays.
"But it could be Josh. I mean, it could be anyone." Never let it be said Tanya couldn't beat a dead horse.
"True. Like one of those bitches from reception playing a joke."
"Please, those two ding-a-lings couldn't come up with an idea between the two of them. This is a man. One interested in you. I say go for it."
"What the hell does that mean?"
"Wear the nipple rings and see what happens."
Tanya was deluding herself. For one thing, Molly had no idea how to even put the things on. "How would he know I was wearing them? It's not as if I'm going to be topless."
"Silly, your nipples have to be erect to put them on. That's how he'll know. Then maybe he'll reveal himself."
"You mean flash me?"
"Now you're just being moronic. You know perfectly well what I meant."
"Okay, so I wear the nipple rings and find out who the mysterious gift giver is. What then?"
Tanya wiggled her eyebrows. "Then you let nature take its course."


text:
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Preparing a "simple" Will may not be as effortless as you think.read more …
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


text: CALLING ALL INVESTORS! Must be under contract by March 30th. Solid Brick Ranch home in established neighborhood on a beautiful tree lined street! Great investment potential. Priced way below market value. 3 bed, 1 bath, full bsmt w/plenty of possibilities for expansion+detached 2.5 car garage w/ lots of room for storage! Xtra large lot. HW flooring in bedrooms & under carpet in LR. CASH PREFERRED. NO FHA BUYERS.


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If an item you ordered from TextbookRush does not meet your expectations due to an error on our part, simply fill out a return request and then return it by mail within 30 days of ordering it for a full refund of item cost.
Learn more about our returns policy
Description: "If revenge and retaliation are the best responses that our nation could muster after 9/11, then Jesus did not have to come, live among us, and preach a radical understanding of 'neighbor' that includes the enemy." #xA0; - David Carlson In the wake of the ten-year anniversary of 9/11, as tension between Christians and Muslims rises, author David Carlson seeks guidance in the modern-day deserts of monastic communities across America. #xA0;Are Christianity and Islam destined to confront one other as clashing civilizations? Peace Be with You: Monastic Wisdom for a Terror-Filled World clearly answers "No." #xA0; Peace Be with You is the result of more than thirty interviews conducted with abbots, nuns, monks, and even a Mennonite pastor who works at a Franciscan retreat center. Hear the wisdom of these men and women in their own words as they speak with hope to a suffering world. Follow Carlson's moving and at times difficult journey to discover a new, yet ancient basis for genuine peace between Christianity and other religions, especially Islam. "Sadly," he says, "Jesus has been drafted into this war. #xA0;But Jesus as the banner-carrier of Christendom or Christian culture has, from the beginning, been unacceptable to me. Also unacceptable is the belief that Jesus gives the Coalition Forces some advantage. Jesus would neither be dressed in military khaki nor would He carry a weapon. #xA0;This image, to others as well as me, is that of a false Christ."
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All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $15.99Copyright year: 2011Publisher: Thomas Nelson IncorporatedPublication date: 8/1/2011Binding: PaperbackPages: 288Size: 5.75" wide x 8.50" long x 0.75" tall Weight: 0.572Language: English
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Okay, whether or not you know me, that of which I honestly don't expect you to, aha, I'll try to help by that...
I'm shy, for one. Maybe you already noticed? ^.^" I love to help others, and by my name, I love Lost Silver, and music, not meaning piano by default. It's really calming, isn't it? Piano music, I mean. I want to learn piano... o^o" Ahaha, I know how to play recorder and baritone, so I know some, but not that much. ^.^ I can't draw or sing to save my life, but too bad, listen/look at me anyways! >:D
So. Um. My favorite 'Pastas here are Jeff the Killer, Lost Silver, Tarnished Gold, and Blue Tears. ^.^
I'm insane~
Dunno what else to say--Oh, um, I love Pokemon and Cave Story!
I also love anime! Angel Beats, Death Note, Naruto, Hetalia, Durarara, Fruits Basket, Black Butler, Inuyasha...
Ahaha. Vocaloid is the best~ And now, bye. ^.^
I'm happy now.
Lost Silver's Piano (talk) 15:12, December 14, 2012 (UTC)


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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently, see our mental health web guide which can point you to expert advice.
So sick of the sound of DS2 crying...(18 Posts)
janey223 Sun 28-Apr-13 08:48:15
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Dear Traders,
If you remember my Top 5 trading movies article , you might ask why I haven't written about The Big Short yet? In short, I hadn't seen it yet. Now I have watched the movie and I think it deserves not only a place on my favourites list, but also an Oscar.
This movie is joyous, even brilliant and yet still manages to shed a bright light on a complex, important financial subject. With a by Hollywood standards low budget of approximately USD28m, the site Box Office Mojo claims the movie has managed to quintuple investment by skyrocketing its profit to an estimated USD121m worldwide.
A star studded cast
The movie cast four famous actors including my favourite actor Christian Bale, together with Steve Carell, Ryan Gosling and Brad Pitt. All of them are witty, funny and generally clever in that their performances (along with the script) manage to sweep away any concerns about rooting for people who get rich by betting against the overall health of the US economy. In fact there's even mention that whenever 1% of unemployment goes up, 40,000 people die. Is what these traders did the right thing to do? Well it's perhaps morally questionable, but in trading terms it was an epically good move.
The movie is a display of acting prowess, wrapped in a true event's credibility.
Bale's performance is both hilarious and socially awkward. For example, his character Michael Burry, waltzes into some of the biggest banks in New York with an agenda to bet against what was widely considered an unbreakable US banking system. With a deadpan expression, Burry buys credit default swaps over various mortgage debts, after he discovers that there are large impending defaults on these debts.
Steve Carell's quality of acting in this movie is outstanding too and uncharacteristically drama rather than comic based.
Ryan Gosling first captured my attention in one of my favourite movies called Stay. His portrayal of Jared Vennett a.k.a Greg Lippman - a Deutsche Bank trader who believes in Burry's mortgage market predictions and cashes in on them - is Oscar worthy in The Big Short.
A long take on a short event
The intrinsically unique quality of The Big Short script is that it takes a highly complex economic subject and relays it in an understandable form for the masses.
The admittedly long duration movie was infact first introduced as a much longer award-winning book entitled The Big Short: Inside the Doomsday Machine by Michael Lewis. Paramount acquired the rights to make the movie in 2013 and has kept the film true to the book's plot.
The Big Short is essentially about the Global Financial Crisis (GFC) and how the USA's banks were knowingly:
- making loans to people who could not afford repayments - especially those termed No Income, No Job Applicants; then
- unethically packaging their loan books with collateralized debt obligations (CDOs) and selling them off to investors.
The plot explains how traders like Burry found out about these CDO's possibly collapsing in 2007 and started taking large short trades on various banks that were exposed to these CDO's. These short trades were effectively over-the-counter (OTC) credit default swaps (CDS) that netted these traders billions. But before I clarify why the movie should inspire traders, let me explain two of the acronyms that were frequently used during the movie.
The collateralized debt obligations are a group of loans that a bank holds on its balance sheet like a debt portfolio, that are bundled into a product called a CDO Note. These CDO Notes are:
- sold to investors (usually hedge funds, superannuation funds, high net worth individuals, other banks)
- offer average returns for the underlying debt portfolio
- usually sold in different tranches:
- which attach different credit ratings; with
- the top tranches of the CDO attaching the highest credit rating with lowest credit risk (therefore lowest average return on investment) and vice versa.
The lower tranches of many CDOs originated in the USA during the GFC and involved a large proportion of subprime mortgages that were on the verge of defaulting. During this time, US Banks were most likely aware that they were originating bad loans and therefore accelerated their selling of CDOs to reduce their risk.
Credit default swaps can act as a hedging instrument - like insurance against a non-payment of a debt issuer - or for speculative means.
A buyer of a CDS can either mitigate the risk of default by a debt issuer, or speculate on the default of a debt issuer in exchange for a periodic fee to the CDS writer/seller. In this way the:
- buyer of a CDS receives credit protection, or a profit if the debt issuer defaults
- seller of the CDS guarantees the creditworthiness of the debt issuer.
For example:
- if the debt issuer defaults on repayments, the CDS seller has to reimburse the CDS buyer for the unpaid interest and principal of the debt
- If the debt issuer honours debt repayments, the CDS buyer will lose the amount paid (known as CDS premiums paid to the CDS seller).
CDS on the US housing market
In The Big Short, large investment banks like Deutsche Bank and Goldman Sachs were the writers of CDS to various investors who were using CDS as a speculative tool. In the end, housing loans across the USA defaulted on masse and as large US banks like Bear Stearns went in Bankruptcy, banks like Deutsche Bank had to make large pay-outs on the CDS they sold. Key movie character Burry received one of these payouts, earning himself USD100m and a profit of USD700m for his Scion Capital investors.
Bespoke Portfolio (CDO)
First, one must describe what a Synthetic CDO is, and that is a variation of a CDO that generally uses CDS and other derivatives to obtain its investment goals. Thus, it is a complex derivative financial security, sometimes loosely referred to as a bet on the performance of other mortgage (or debt) products, rather than a real mortgage backed security like traditional CDOs. The movie refers to Bespoke Portfolios as the new wave of CDO's, but in fact they have been around since the 1990s. They are often very hard to calculate as they involve very complex calculations, and are not really liquid, but they are cheaper to originate than traditional CDOs.
So why was this movie inspirational?
What distinguishes established traders from the rest, is their ability to control emotions in highly volatile markets. Michael Burry epitomises this behaviour. He also reminds us that believing in your trading strategy despite what the less informed may say, can lead to enormous financial returns.
The fact that these abilities are not specific to high stakes, big player CDO traders is pure inspiration for any Forex trader too. For example, last year's Black Swan move in EUR/CHF was a game changer for those that stayed informed, calm and focused - people who shorted the SNB floor made millions of dollars therein.
Federal regulations have tightened up in the USA since the previous collapse. Today we don't have such hype about mortgage lending practices. There are liquidity buffers, stress-tests, risk management, compliance and additional supervision. However, if you want to trade Forex, you can still taking educational inspiration from The Big Short's storyline and choose to pro-actively do so with a transparent, regulated broker.
The Big Short's outro tells us that Burry only invested in one commodity, water. Who would have thought that such a common commodity, could be so attractive? Again inspirational, because the example shows everyday traders that it doesn't matter what you choose to trade - careful planning, determination and risk management are crucial regardless.
Still have unanswered questions about The BIg Short, CDOs, CDS or the GFC? Or perhaps you just want to add something? Feel free to do so in the comments section below.
Cheers and safe trading,Nenad


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The Hudson Garden Club announced the Oct. 20 general meeting will feature Stanley Stine and his program "Native Trees & Shrubs, Neglected Additions To Our Landscapes."
The meeting will be at Laurel Lake, 200 Laurel Lake Drive, with social time at 6:45 p.m. and the meeting starting at 7 p.m.
The speaker will discuss the beneficial native trees and shrubs for our insects and other wild species, now replaced by non-natives and often invasive ones on properties.
Stanley Stine has been a field botanist since the early 1980s, working on projects for the Division of Natural Areas and Preserves (ODNR), Five Rivers Metro Parks, plus the Cleveland Museum of Natural History.
As a part-time employee of the museum's Natural Areas Division, he has worked on numerous vegetation studies in northeastern Ohio, meeting with property owners, offering advice regarding their properties.
Through his full-time job as the city of Twinsburg's naturalist, his work has evolved into environmental education, both for the city of Twinsburg and for the Cleveland Museum of Natural History. Working with adults and children are the priorities in his current career.
An accomplished writer and photographer, he continues using these tools to educate the public in northeast Ohio, regarding current environmental concerns.
Anyone interested in attending the program and learning about native trees and shrubs are welcome to attend as the meeting is open to the public. Call Bronwyn Pierson at 330-612-4879 with any questions about the evening.


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Fight Investment Fraud
Greco & Greco's lawyers represent investors to recover losses caused by securities fraud, churning, lack of suitability, negligence, sales of unregistered securities, unauthorized trading, and other misconduct by stock brokers, investment advisors, financial planners and their firms.
For a Free Attorney Consultation, call us at 877-821-5550 or
Unauthorized Trading
Prudential Fined for Failure to Supervise Fraudulent Withdrawals From Variable Annuity
FINRA fined Prudential Annuities Distributors $950,000 this month for its failure to detect and prevent the theft by its agent, Travis Wetzel, of almost $1,300,000 from a customer's variable annuity. The FINRA Letter of Acceptance, Waiver, and Consent may be found here.
Mr. Wetzel, who was a former registered representative of LPL Financial, allegedly submitted multiple forged wire transfer requests from the variable annuity, to be paid to a third party account in Mr. Wetzel's wife's maiden name.
FINRA alleged that Prudential failed to investigate red flags and audits associated with the repeated payments to third parties. FINRA stated "PAD failed to establish and maintain reasonable supervisory procedures and controls to supervise third-party distributions and prevent fraudulent withdrawals from VA accounts."
Although the FINRA press release states that the victim was repaid her losses, brokerage firms do not always voluntarily do so in broker theft cases. Greco & Greco has extensive experience in broker theft and forged withdrawal/wire cases. Although the individual thief may not have the funds to return the stolen monies, the associated firms required to supervise the activities of their agents may be found responsible under multiple legal theories. If you are the victim of a fraudulent theft, wire, or withdrawal, please contact Scott Greco for a free attorney consultation about your case.
Posted by W. Scott Greco on 07/22/16.
Arbitration • Brokerage Firms • Prudential • LPL Financial • FINRA • Fraud • Securities Fraud • Unauthorized Trading • Permalink
Michael Crosswhite of Forest, Virginia pled guilty this week to wire fraud and money laundering in U.S. District Court for the Western District of Virginia. The Information filed in Court alleged that he engaged in a wire transfer of $113,805 from a victim's Allianz account to a bank account Crosswhite controlled, and that he transferred $103,079 by wire from another victim's Allianz account to a TD Ameritrade account. According to this Lynchburg News & Advance article, the U.S. Attorney's Office stated that "Crosswhite was working from his home as a financial consultant under the umbrella of Allianz Life Insurance Company of North America." The article further stated that Crosswhite admitted "he liquidated the investment accounts of several victims without their knowledge, eventually using funds himself, losing them in questionable investments or floating them back and forth to pay off victims? accounts." This activity describes a classic Ponzi Scheme where monies from recent victims are used to pay past victims to keep the scheme hidden.
According to the State of Virginia's Bureau of Insurance website, Crosswhite was registered to sell insurance (Life, Annuities, Health, and Variable Contracts) until September 1, 2011. He further is listed in FINRA's Brokercheck as being a registered securities representative for Metlife Securities until December, 2009.
If you are a victim of a ponzi scheme, or have otherwise had your trusted investment representative transfer your monies without your knowledge, please contact Greco & Greco for a free consultation with one of our attorneys.
Posted by W. Scott Greco on 06/15/12.
Brokerage Firms • Allianz • Metlife Securities • FINRA • Insurance • Ponzi Scheme • Securities Fraud • State Regulators • Virginia • Unauthorized Trading • Variable Annuities • Permalink
Securities Fraud Guilty Plea for IPOF Fund Manager
A fund manager who had utilized Ferris Baker Watts accounts for his IPOF fund plead guilty in Cleveland, Ohio to securities fraud related to stock price manipulation. According to this Baltimore Sun article, David A. Dadante lost $28 million dollars of investors? monies in a scheme that started as a ponzi scheme and led to at least four different illegal trading techniques to artificially increase the price of a specific stock, Innotrac.
The Baltimore Sun has extensively covered the involvement of Ferris Baker Watts in this matter in these linked articles, which discuss the early retirement of several executives since the investigation began, a 2003 company memo regarding concerns, and internal flags of potential problems in Dadante?s accounts.
Stephen J. Glantz, a former Ferris broker, has recently been charged with related securities fraud by federal prosecutors in Cleveland. According to this Baltimore Sun article, the Ferris broker is charged with engaging in unauthorized trading in his clients' account to aid Dadante's scheme.
Posted by W. Scott Greco on 08/17/07.
Brokerage Firms • Ferris Baker Watts • Ponzi Scheme • Stock Manipulation • Unauthorized Trading • Permalink
Most recent entries
- Prudential Fined for Failure to Supervise Fraudulent Withdrawals From Variable Annuity
- Washington DC Investment Advisor Dawn Bennett Barred by SEC
- Virginia Broker Andrew Corbman Suspended by FINRA
- Capitol Securities Censured and Fined for Reverse Convertible Notes and Other Conduct
- Investigation Regarding Randy Watts of Winchester, Virginia
- SEC and FINRA FINE UBS OVER PUERTO RICO BOND FUNDS
- Success of FINRA Arbitration Claims against UBS regarding Puerto Rico Bond Funds
- First FINRA Arbitration Award Against UBS of Puerto Rico Regarding Bond Funds
- H.D. Vest Charged With Failures Related to Supervision
- Norfolk Virginia Financial Advisor Charged with Fraud
- Vienna Virginia Financial Advisor Pleads Guilty to Defrauding Customers
- Virginia Regulators Require License Surrender and Fines over sale of 54 Freedom Products
- Brokers barred for stealing from elderly widow
- FINRA fines JP Turner for Leveraged and Inverse ETF sales
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Mega Magnesium Powder may be of benefit:
• During times of stress.
• To relieve muscular aches, pains, cramps and spasms.
• To relieve leg cramps.
• In assisting cellular energy production.
• To relieve menstrual pain and cramping.
• In cardiovascular health.
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