text:
PASSING THE TORCH. How to plan for a successful succession
- Milton Barker
- 2 years ago
- Views:
1 PASSING THE TORCH How to plan for a successful succession
2 KEY TAKEAWAYS Having a succession plan in place is vital to the ongoing success and potentially to the near-term growth of your practice. You can t ensure that your family, staff and clients will be supported in the way you intend without one. When it comes to the structure of your succession plan, an array of options exists; however, the one you choose will be largely determined by your advisor status and by who you d like to see succeed you. Identifying, grooming or simply choosing a successor is the lynchpin of your succession plan. Successors typically fall into one of four categories: family member, trusted colleague, external partner or external buyer. The timing of your succession plan is also a key to its success. While some conventional wisdom calls for a five-year implementation process, many experts believe identifying and integrating a suitable successor, successfully transferring your client relationships and handling all the related logistics can take even longer. BUILDING THE PLAN OF YOUR CAREER As a financial advisor, you ve spent an entire career helping countless clients plan for their lifelong goals. But how much time have you spent planning for your personal goals For when you ll fully or partially retire? To whom you ll pass ownership of your business? For how you ll help your family, your colleagues and your clients make the transition? If you re like many of your peers, you ve probably spent far less time than you should. According to a recent survey conducted by Investment News, just 30% of financial advisors reported having a succession plan in place. Maybe that s because they think of succession planning as an end-of-career exercise that can be postponed until they have the time or need. But ask yourself this, would you ever tell your clients to hold off on planning for retirement, discussing their estate plans or simply planning for the unexpected? No, you would encourage them to develop a thorough plan as early as possible. You should do the same for yourself and for your business. One of the most important things you ll ever do for your practice for your family, for your clients and for your colleagues is plan for how you ll pass it on. Developing an internal succession strategy can increase morale, productivity and loyalty to your practice. In addition, it can be a great way to attract new talent, which is instrumental to a long-term succession plan and a boon for continued growth of your business. It can also enable you to maintain control of your business while gradually selling or transferring ownership to key employees or a fellow advisor over time. Any good succession plan hinges on answering four simple, but often far-reaching, questions: WHY? HOW? WHO? WHEN? With this white paper, we ll help you explore each of these questions and set you on the path to developing your own successful succession plan. 1
3 ASKING WHY The question of why to plan for your succession might seem to have an obvious answer. Retirement is a key element of most advisors businesses, after all, and it might have more personal resonance for them now than ever before. The average age of today s financial advisor is just shy of 49, according to Cerulli Associates, and 14% of that group is north of 60. So, it s no surprise that complete or partial retirement is a primary driver for many advisors as they begin to think about succession. But even though because I want to retire is an excellent reason, it s really just one of many and some reasons are often even more important. REASONS TO PLAN For your future For your family For your clients For your partners and staff For the next generations For expected milestones For unexpected events For the growth of your practice For the long-term legacy of the business you built A sound succession plan should consider and account for all of these reasons, but one is frequently overlooked. Many advisors only think of succession planning in terms of its ultimate outcome and rarely see it for its ability to help them grow their businesses in the near term. Beyond outlining a strategy for the eventual retirement of the founding owner(s), succession plans can also serve as road maps for expanding businesses and grooming talent. Alongside your own exit strategy, you can create a career development plan for your top associates, defining the roles they ll play and the value they ll add in the years and months preceding a succession. 2
4 DETERMINING HOW When it comes to the how of succession, your structuring options are various and varied. The foremost factor in how you ll choose among them depends on the limitations you may have in transferring full ownership of your client relationships. In many situations, this comes down to one question: Are you an employee advisor or an independent advisor? Many employee advisors leave succession planning up to their broker/dealers and transfer their books of business to another advisor in the same branch office, according to their employment agreement. However, other employee advisors may have more flexibility with their client relationships at retirement and enter into buy/sell agreements with their firms. Sometimes these agreements can be established years in advance of a projected retirement date. These types of buy/sell arrangements provide continuity for clients and staff, and allow for an array of compensation options. For instance, employee advisors at Raymond James typically structure their agreements in one of four ways: 1 A purchasing financial advisor or team is identified and agreed upon by the departing financial advisor, his or her branch manager, and the firm. The purchasing advisor is then charged with providing service to the departing advisor s client base in order to pay Raymond James back for funding the payment to the departing advisor for the client relationships at the negotiated sales price. Once the payments are made, ownership of the client relationships is transferred to the successor. 2 The firm agrees to lend a purchasing financial advisor funds via a promissory note to purchase a departing financial advisor s book. 3 A purchasing financial advisor agrees to pay the departing financial advisor a percentage of commissions or a fixed amount out of revenues generated on the departing advisor s client relationships until an agreed-upon total purchase price has been paid to the selling advisor. 4 A purchasing financial advisor agrees to pay the departing financial advisor a negotiated amount with no financing provided by Raymond James. 3
5 Independent advisors, as owners of their businesses, have complete control over their succession plans. They can choose their successors as well as how and when ownership transfer will occur. This flexibility makes it possible to structure a succession plan that maximizes benefits and minimizes the impact of taxes on the sale proceeds. And, because the advisor owns the practice, he or she can expect to receive a fair market value for it. In fact, many employee advisors elect to transfer to an independent platform just prior to retirement in order to freely choose successors and realize the tax benefits of a transfer or sale. However, with this flexibility and personal control over the ownership succession plan process comes a great deal more responsibility for the plan s successful implementation. The succession planning process for independent advisors typically encompasses three major phases: 1 Practice Benchmarking and Market Valuation Determining the how begins with evaluating how much, so before an owner approaches prospective buyers it s important to understand what his or her practice is worth. Determining a reasonable market value is certainly a job an independent advisor can undertake without professional help, but as practices have grown increasingly complex so has the challenge of properly valuing them. So, if an advisor s broker/dealer does not provide valuation services, it may be wise to engage an independent entity to help with valuation of the financial planning or investment advisory business. 2 Short-Term (Catastrophe and Contingency) Planning To protect any independent business and preserve value for the owners in the event of death or disability, an independent advisor should, at the very least, establish an agreement with another qualified financial advisor who may or may not be a long-term ownership successor as someone who would take over client relationships and compensate the advisor s spouse and heirs in the event of accidental death or full disability. Without a written plan, the full value of an independent practice will almost never be realized by the owner or his or her beneficiaries. 3 Long-Term Succession Planning With steps one and two complete, an independent advisor would still need to create a plan for the methodical and planned transfer of ownership prior to a planned retirement and sale of the practice. 4
6 IDENTIFYING WHO If you re in a position to select a successor, the task of selecting the right individual is a significant challenge, both professionally and personally. Depending on your situation, this could be your opportunity to watch a child come into his or her own in this profession, or it may be a reward for a longtime employee who invested years in helping build the practice. But even if it involves passing ownership to a willing buyer with whom there isn t a long-term relationship, this decision is the lynchpin of your succession plan. You might decide to: Transfer or sell ownership to a family member Transfer or sell ownership to a trusted colleague Merge a practice with a new partner Sell to an external buyer These four approaches are by no means the only choices available to you, but most advisors find one or more of these strategies suit their circumstances. In making a decision on a succession strategy, it is important that you carefully weigh the benefits and drawbacks of each alternative. FAMILY MEMBER BENEFITS Beyond building a business continuity plan, you re creating a family legacy. Clients often favor the family succession approach because of the continuity and business legacy associated with this approach. Clients get to know the family member successor well in advance of the ownership transition, and consequently, relationship retention is among the highest of all succession methods. You ll have the flexibility to pursue multiple ownership transfer options including gifting ownership, utilizing trusts, outright sale or a private annuity sale. DRAWBACKS If handled improperly, having one family member become the business successor may cause friction with others. It may be difficult to keep business and emotion separate, and consequently, poor decisions might be made out of sympathy or a sense of obligation. 5
7 TRUSTED COLLEAGUE BENEFITS By passing ownership to a younger advisor you ve groomed for succession, you can ensure that your practice s culture and standard of service won t falter. Much like passing to a family member, this option helps to ensure the comfort and confidence of your clients and the retention of those relationships. DRAWBACKS In some situations, a younger associate may encounter challenges funding the buyout. If a suitable candidate isn t already working in the practice, it can take significant time to identify and successfully retain one. EXTERNAL PARTNER BENEFITS For a solo advisor with no desire to seek out and affiliate a junior partner as the future owner of the practice, another independent advisor in the same geographic area may agree to enter into a working (versus legal) partnership despite maintaining separate practices with the expectation that each working partner will be the ownership successor for the other advisor without consolidating the practices prior to the ownership transfer. You can establish a revocable trial agreement to test out the relationship before there is any formal agreement for the transfer of ownership. Neither advisor incurs any operating expenses nor makes changes in his or her practice with this type of plan. DRAWBACKS Finding the right working partner may prove difficult if not impossible in some geographic areas. Partners may disagree and find themselves making certain concessions about the value of their practices. 6
8 EXTERNAL BUYER BENEFITS Generally requires a relatively short transition period for the selling advisor. Due to the transactional nature of these arrangements, this option may take less of an emotional toll on a selling advisor. DRAWBACKS While due diligence is an important part of any succession or acquisition, it is especially complex when selling to a party affiliated with a different broker/dealer due to client privacy regulations. Less than complete disclosure about all client relationships may also result in a lower price. With this type of sale, you may not be able to secure continued employment for your staff with the purchasing advisor, and it is less likely that all of your clients will be retained by the purchaser. SEEK HELP Many broker/dealers have systems and services in place to help you through the succession planning process, so be sure to check into the resources already available to you. For instance, advisors at Raymond James receive assistance with valuating their practices and locating and screening potential successors or buyers. This option often requires more expert legal and tax advice on the various implications and proposed terms of the purchase. DECIDING WHEN They say timing is everything, and when it comes to succession planning, they ve never been more right. Choosing when to begin implementing your succession plan and transferring ownership of your practice can be as important as developing the plan in the first place which is why it should be part of your planning process from the outset. Even if you re not sure of an exact date or even year you plan to exit the business, take your best guess. It s much easier to simply delay implementing a plan than to attempt to create one when you re finally ready to step down. While conventional wisdom sets the ownership transfer starting line about five years out from your exit date, most experts recommend allowing even more time. For every year you wait, you lose a little bit more control over the eventual outcome of your plan and potentially risk a diminished market value. Each of these elements of a well-designed succession plan might take more than five years to complete: Gifting business interests to family members before the sale Accumulating personal cash and assets outside the business Hiring or developing a successor Adjusting timing of a sale based on market or industry conditions So, it s best to begin with the end in mind. Establish a possible retirement date and ensure your succession plan is structured with that end in mind, even if you end up delaying it. 7
9 PLANNING IS THE KEY TO A SUCCESSFUL SUCCESSION Even if your time frame for retirement is less than five years away, it s never too late to start creating a succession plan and it s certainly never too early. As a professional financial advisor, you have an advantage when it comes to building a business strategy that is both technically sound and personally rewarding. Nevertheless, most financial advisors will still find it helpful to take advantage of the succession planning resources or programs their broker/dealers have to offer. It also can prove valuable to engage an outside consultant with expertise in succession planning for professional practices or to simply reach out to friends and colleagues who ve gone down this road before you. When it comes to passing the professional torch, you have a lot to consider. But taking the time to consider it is your first step toward success. CONSIDER What is your timeline? Is the plan you have in mind consistent with the culture and history of your clients? Have you benchmarked your practice to find strengths and weaknesses and determined a reasonable market value? Is your practice structured with standardized procedures and processes that enable it to survive without you and to create minimal disruption to your clients? Will the proceeds from the transfer of ownership along with your other assets last through retirement? How will your clients react to your plan? What plan do you have for your staff? Have you informed your broker/dealer of your plan? What financial terms are you seeking if selling to a third-party purchaser? What is the profile of the best-suited internal or external succession candidate? Are your expectations realistic? For more information, contact Raymond James Practice Planning and Acquisitions at or 8
10 INTERNATIONAL HEADQUARTERS: THE RAYMOND JAMES FINANCIAL CENTER 880 CARILLON PARKWAY // ST. PETERSBURG, FL // ADVISORCHOICE.COM NOT FOR CLIENT USE 2012 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC 2012 Raymond James Financial Services, Inc., member FINRA/SIPC 11-PCGAC-0254 JD/CW 3/12
MANAGING SIGNIFICANT WEALTH EVENTS Providing knowledge and experience to help you with the important decisions you ll need to make. [ ] MANAGING SIGNIFICANT WEALTH EVENTS A SIGNIFICANT WEALTH EVENT BRINGSMore information
GOING HYBRID. Understand your options when building a hybrid RIA platform for your practice. HYBRID RIA KEY TAKEAWAYS
GOING HYBRID Understand your options when building a hybrid RIA platform for your practice. HYBRID RIA KEY TAKEAWAYS Is the hybrid RIA platform right for your practice? What does hybrid mean? What areMore information
Protect your business and preserve your legacy. The 10 questions every business owner should consider.
Protect your business and preserve your legacy. The 10 questions every business owner should consider. Our top ten questions and answers While there are many Top Ten Questions lists published in the financialMore information
CONSIDERING A PENSION PAYOUT Seven decision factors to help you determine whether to continue pension benefits or take a lump sum payout. 180k 160 140 120 100 80 60 40 20 0 1990 1995 2000 1985 2005 KEYMore information
Managing Significant Wealth Events
Managing Significant Wealth Events Life-Changing Wealth Creation Events Manage your assets. Protect your wealth. Build your legacy. When an individual or family experiences a significant wealth event suchMore information
INVEST IN YOURSELF FINANCIAL PLANNING FOR WOMEN When They Engage a Financial Advisor, Women Want I To forge relationships based on trust, I To be sure that discussions of their needs and goals will beMore information
Protect your business and shape your future. Top 10 questions for business owners.
Protect your business and shape your future. Top 10 questions for business owners. What is the sign of a good decision? Clarifying what you want to achieve in your life, what you care most about, and howMore information
Why you need an estate plan. Now. Make things easier for the people you love.
Why you need an estate plan. Now. Make things easier for the people you love. Eight questions it s best to answer now. No one can predict the future, but one thing is sure: If we leave unanswered questionsMore information
SUCCESSION PLANNING GUIDE FOR FOOD PROCESSING & AGRICULTURE BUSINESSES Preserve your business, and your legacy, for generations to come What Is Succession Planning? 1 It s Not Just Business It s PersonalMore information
Preserve, protect, and promote the value of your business. Start your business trek towards transition today.
F e d e r a l R e s e r v e B a n k o f K a n s a s C i t y O m a h a B r a n c h i n p a r t n e r s h i p w i t h Creighton University School of Law Community Economic Development Clinic Nebraska BusinessMore information
IDENTIFYING THE RIGHT TRUST FOR YOUR SITUATION PLAN FOR TOMORROW, TODAY Life s ups and downs make it difficult to predict the future. Your family, your health, your career may all look fine today, butMore information
FInancIal PlannIng In an uncertain tax landscape. understanding today s tax environment // strategies for 2012 // Planning for 2013
FInancIal PlannIng In an uncertain tax landscape understanding today s tax environment // strategies for 2012 // Planning for 2013 Key Takeaways Without further changes by Congress, tax rates are scheduledMore information
Ways to Remember Minnesota Veterinary Medical Foundation In Your Estate Plan
Ways to Remember Minnesota Veterinary Medical Foundation In Your Estate Plan The Rewards of Charitable Giving Design a Plan That Fits Your Needs As you confront the challenges of the future, the MinnesotaMore information
Don t Leave the Fate of Your Family Business to Chance!
Don t Leave the Fate of Your Family Business to Chance! How to pass the torch on your terms by bruc e f. hof fmeist e r Senior Wealth Strategist, Wilmington Trust, N. A. ke y p oin t s When it comes toMore information
13 FINANCIAL PLANNING STRATEGIES FOR 2013 Timely, actionable ideas following the American Taxpayer Relief Act KEY TAKEAWAYS With the passing of the American Taxpayer Relief Act of 2012 in reaction to theMore information
Why Work With a Financial Advisor?
Why Work With a Financial Advisor? Making Investment Decisions is Tougher Than Ever Today These are exciting and complex times to invest. Today s financial marketplace offers you about 15,000 U.S. stocks,More information
Succession Planning: Buying or Selling a Practice
Succession Planning: Buying or Selling a Practice Jessica M. Jensen Jerrie L. Paine Carmen R. Rowe 2604 12 th Court SW, Suite B Olympia, Washington 98502 360-705-1335 www.jessicajensenlaw.com SuccessionMore information
BEYOND TAXES: 5 REASONS A TRUST IS NECESSARY Learn how a trust can be used to protect, control and maximize the assets in your estate. KEY TAKEAWAYS Recent tax legislation addressed key tax issues as theyMore information
Personal Trust Services
TIAA-CREF Trust Company, FSB Personal Trust Services Transfer assets to your heirs with confidence Many people assume trusts are only for the ultra-wealthy, but that is a misconception. Simply defined,More information
Demystifying succession in a consulting engineering firm. Make transitioning your equity a smooth and painless process
Demystifying succession in a consulting engineering firm Make transitioning your equity a smooth and painless process CONTENTS Succession is a complex process... 4 Traditional succession plans they mayMore information
BUSINESS SUCCESSION: PLAN NOW FOR SUCCESS 6 STEPS TO ACHIEVE YOUR VISION As a business owner, you ve invested time and effort to build a business that supports your family and many others, including employees,More information
Protect your business, your family, and your legacy.
An Educational Guide for Business Owners Protect your business, your family, and your legacy. Take a closer look at buy-sell agreements. Needs-based Strategies Your business is probably your single largestMore information
A Guide to Valuing Your Financial Advisory Practice
A Guide to Valuing Your Financial Advisory Practice A Guide to Valuing Your Financial Advisory Practice 1 If you re one of the many baby-boomer advisors in the financial services industry starting to thinkMore information
Life Insurance Education Series
Advanced Planning Life Insurance Education Series Part 5: Life insurance planning for businesses Changes in income- and estate-tax laws as well as volatility in the market may require you to review yourMore information
Mapping Financial Planning to Exit Strategies
Bank of America Merrill Lynch White Paper Mapping Financial Planning to Exit Strategies As your business changes, your exit strategy should change with it. And planning should start now. Executive summaryMore information
Selling an Accounting Practice
Merge up, merge down, merge laterally, or just merge out? Selling an Accounting Practice By Joel Sinkin What do you have to contemplate when the time comes to sell your accounting practice? Among otherMore information
Family Business Succession Planning
Family Business Succession Planning Matthew S. Onstot Jason P. Wiltse Wealth Advisors 2400 86th Street, Unit 32 Urbandale, IA 50322 515-225-9500 515-537-5450 email@example.com firstname.lastname@example.com www.wilonwm.comMore information
Wealth Planning. Wealth Planning for the Sale of a Business
Wealth Planning Wealth Planning for the Sale of a Business JULY 2014 Selling your business may be the most important financial event in your life. In some cases, the business has been family-owned forMore information
Planning For The Future:
Planning For The Future: A Guide for Small Business Owners You ve worked hard to build your business putting in countless hours during the week, sacrificing weekends and postponing vacations. Have youMore information
GIVING WISELY. A look at current giving trends and charitable strategies to help maximize your impact.
GIVING WISELY A look at current giving trends and charitable strategies to help maximize your impact. As the economy improves and confidence grows, charitable giving is making a comeback. Now could beMore information
Retiring from the Family Business Last update: October 27, 2011
Summary Retiring from the Family Business Last update: October 27, 2011 If you are the owner or a major partner in a small business, your retirement concerns are more complex than most people s. It isMore information
Business Owners Planning Guide. Your Name. Date Completed / Last Updated
Business Owners Planning Guide Your Name Date Completed / Last Updated Mark Halpern CFP, TEP Certified Financial Planner, Trust & Estate Practitioner INSURANCE, RETIREMENT & ESTATE PLANNING Suite 210,More information
Understanding Annuities
Retirement Planning Understanding Annuities Learn how these versatile investments can be part of your strategy for retirement savings and income. understanding annuities Annuities can help provide theMore information
Business Su c c e s s i o n Pl a n n i n g
Business Su c c e s s i o n Pl a n n i n g w i t h Key Pe r s o n Co v e r a g e and Buy-Sell Agreements Program Highlights & Fact Finder You put maximum effort into establishing and running your business.More information
Business Succession Planning
Business Succession Planning with Key Person Coverage and Buy-Sell Agreements Program Highlights & Fact Finder You put maximum effort into establishing and running your business. But are you taking theMore information
Family Business Succession Planning
Concannon Wealth Management 1525 Valley Center Parkway Suite 310 Bethlehem, PA 18017 610-814-2474 www.cwm.us.com Family Business Succession Planning June 01, 2013 Page 1 of 9, see disclaimer on final pageMore information
FINANCIAL PLANNING. the benefits of. financial planning. Prepare to reach your goals
FINANCIAL PLANNING the benefits of financial planning Prepare to reach your goals Take Control of Your Financial Future When you apply for life insurance, you typically will be asked to have a medicalMore information
Financial Planning and Your Small Business
Financial Planning and Your Small Business FAMILY PLANNING EDUCATION INVESTMENT RETIREMENT SAVING EQUITY FAMILY PLANNING EDUCATION INVESTMENT RETIREMENT SAVING EQUITY FAMILY PLANNING EDUCATION INVESTMENTMore information
UNDERSTANDING COMPENSATORY STOCK OPTIONS A review of the terminology, exercise techniques and tax treatment of stock options KEY TAKEAWAYS There are two types of stock option grants: incentive stock optionsMore information
EXPLORING THE ADVISOR MASTERY PROGRAM This unique program is designed to provide the training and support you need to become a well-prepared financial advisor. THE ADVISOR MASTERY PROGRAM IS DESIGNED FORMore information
WEALTH MANAGEMENT SOLUTIONS Manage your assets Protect your wealth Build your legacy Wealth Management Solutions from Raymond James managing your assets protecting your wealth building your legacy WealthMore information
80 Questions Every Family Business Owner Should Answer
80 Questions Every Family Business Owner Should Answer Purpose: This assessment tool is designed to help you: Identify your business and family strengths and weaknesses. Establish your priorities. WorkMore information
Succession Planning for Small Business Owners, Part 1:
Succession Planning for Small Business Owners, Part 1: Thinking Ahead With the Big Picture In Mind Dave Pullin Succession Planning for Small Business Owners, Part 1: Thinking Ahead With the Big PictureMore information
Wealth Structuring and Estate Planning. Your vision and your legacy. Life s better when we re connected
Wealth Structuring and Estate Planning Your vision and your legacy Life s better when we re connected Inside 1 Helping you shape the future 2 The elements of wealth structuring 4 The power and flexibilityMore information
Roy Messing Program Coordinator Ohio Employee Ownership Center Kent State University
Roy Messing Program Coordinator Ohio Employee Ownership Center Kent State University Program Overview Brief Overview of Succession Planning Background & Basics Selling Options Professional Assistance HelpfulMore information
2015 MassMutual Business Owner Perspectives Study
An Executive Summary for Business Owners 2015 MassMutual Business Owner Perspectives Study Insights from America s Economic Engine Whenever you see a successful business, someone once made a courageousMore information
Developing Strategies for corporate executives
Wealth Management Developing Strategies for corporate executives Raymond James financial advisors can address the unique planning needs of corporate executives. You work hard looking out for your companyMore information
Financial Planning and Your Small Business
Financial Planning and Your Small Business The Financial Planning Association (FPA ) is the leadership and advocacy organization connecting those who provide, support, and benefit from professional financialMore information
Business Owner Life-stage Design Take the BOLD steps TO ADVANCE Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by SecurianMore information
10/22/2014. Over the next decade, an estimated 12,000 to 16,000 of the nation s 315,000 advisors are projected to retire each year.
1. Financial Advisor and Acquisition Statistics 2. The Essentials of a Practice Acquisition 3. Seller s Guidelines and Checklist 4. Practice Valuations and Acquisition Structures 5. Succession and ContinuityMore information
Closing The Gap: Bridging Generational Differences for Effective Succession Planning
Closing The Gap: Bridging Generational Differences for Effective Succession Planning When you think about selling your practice, it s easy to focus solely on its valuation because it s the most tangibleMore information
Transferring Your Family Business
Transferring Your Family Business Published by the Wealth Management Team at Baker Ave September 2013 Baker Avenue Asset Management is an independent registered Investment advisor headquartered in SanMore information
12 QUESTIONS TO ASK BEFORE BUYING A PRACTICE INTRODUCTION Buying or merging with a practice can be one of the most efficient ways to grow your business while adding scale and efficiency to your clientMore information
Chris Pan, CWM, MFP-USA. MBA (Financial Management)-Aust MBA (Marketing)-UK Email: firstname.lastname@example.com Http://www.FMDynamics.com
Chris Pan, CWM, MFP-USA MBA (Financial Management)-Aust MBA (Marketing)-UK Email: email@example.com Http://www.FMDynamics.com Its Your Business and Your Life. If your re like most small business owners,More information
Venture Leasing: The Other Venture Capital. By Jay Hollander
Venture Leasing: The Other Venture Capital By Jay Hollander Summary: "Venture leasing" is a creative vehicle that allows start-up companies to finance certain infrastructure and equipment needs. The practiceMore information
Financing Options for Advisor Succession
Financing Options for Advisor Succession Ideas Without Limits TM Contents Seller Financing...2 Promissory Notes...3 Performance-Based Notes... 4 Bank Financing... 6 Security and Collateral...7 Summary...More information
LPL INSURANCE ASSOCIATES. Taking Care of Business. Insurance Strategies to Help You Protect Your Business
LPL INSURANCE ASSOCIATES Taking Care of Business Insurance Strategies to Help You Protect Your Business Opportunities, Rewards and Responsibilities Not many business owners want to think about the timeMore information
IRREVOCABLE LIFE INSURANCE TRUSTS FOR ESTATE AND TAX PLANNING (Estate Planning Advisory No. 1)
IRREVOCABLE LIFE INSURANCE TRUSTS FOR ESTATE AND TAX PLANNING (Estate Planning Advisory No. 1) This Advisory discusses the general estate planning and asset protection benefits of an irrevocable life insuranceMore information
Insight on estate planning
Insight on estate planning year end.2004 Are intrafamily loans hazardous to your financial health? Protect your business with a buy-sell agreement Keeping up with the GST tax exemption PLUS! How to chooseMore information
Securities offered thru First Allied Securities, Inc. A Registered Broker /Dealer Member FINRA/SIPC
The 14 Wealth Management Issues Today individuals and families are time-squeezed and often unsure how best to achieve financial goals and preserving their wealth can be a challenge. We have compressedMore information
Succession and Exit Planning Using Life Insurance. June 2011 1 Hour CE MKTG-OC-841A For Insurance Professional Use Only. Not for Use with the Public.
Succession and Exit Planning Using Life Insurance June 2011 1 Hour CE MKTG-OC-841A Agenda Role of business succession planning in overall business strategy Impact life insurance has on a business CaseMore information
Life s brighter under the sun. Business Succession Planning Checklist
Life s brighter under the sun Business Succession Planning Checklist Table Of Contents Table of Contents......................................................................... 3 The Family Business........................................................................More information
EXPLORING WEALTH MANAGEMENT SOLUTIONS Providing the requisite expertise and resources to manage the complexities of significant wealth. [ EXPLORING WEALTH MANAGEMENT SOLUTIONS WE PROVIDE IMPECCABLE SUPPORTMore information
MassMutual Business Owner Perspectives Study
A Guide for Business Owners MassMutual Business Owner Perspectives Study Women s Insights Contents 2 Start-up stage Reasons for owning a business Sources of business financing Views on managing financesMore information
Paschall Truck Lines, Inc. Frequently Asked Questions Regarding our ESOP
Frequently Asked Questions Regarding our ESOP 1 Table of Contents Introduction to this FAQ... 4 1. Overview... 4 2. Purpose... 4 ESOP Basics... 5 3. What is an ESOP? What does ESOP stand for?... 5 4. WhatMore information
EXPLORING THE ADVISOR MASTERY PROGRAM This unique development program is designed to provide the training and support you need to prepare you for a successful career as a financial advisor. ADVISORY MASTERYMore information
Grooming Your Business for Sale
PRIVATE COMPANIES Grooming Your Business for Sale Plan for the Future but Be Prepared for the Unexpected KPMG ENTERPRISE 2 Grooming Your Business for Sale Grooming Your Business for Sale Plan for the FutureMore information
Results-Based Training for Motivated Financial Advisors
small group coaching Results-Based Training for Motivated Financial Advisors Who It s For Altius Learning offers small group coaching to financial advisors ready to step up to the next level. In the sameMore information
Private Company Services. Private company exit strategies: making the decision to sell* one in a series. *connectedthinking
Private Company Services Private company exit strategies: making the decision to sell* one in a series *connectedthinking A series for privately held business owners. Introduction to the series // 2 TimeMore information
Entrepreneurs Assess Their M&A Options
2015 SURVEY RESULTS Entrepreneurs Assess Their M&A Options Research among business leaders reveals excitement about future transactions and positive outlook for near-term M&A. INTRODUCTION Creating valueMore information
Imagine Your Future Set YourGoals Chart Your Course. The Importance of Financial Planning
Imagine Your Future Set YourGoals Chart Your Course The Importance of Financial Planning Ask yourself these questions: Financial Planning Provides Direction and Discipline It s important to know whereMore information
Stretch Your Net Worth Take Care of Your Family Take Care of Yourself. The Stretch IRA Concept. from American National Insurance Company
Stretch Your Net Worth Take Care of Your Family Take Care of Yourself The Stretch IRA Concept from American National Insurance Company Stretch Your Net Worth Take Care of Your Family Take Care of YourselfMore information
BUSINESS CONSULTING & EXIT PLANNING STRATEGIES 455 N. Cityfront Plaza Dr., Suite 2600 Chicago, Illinois 60611-5379 T: F: 312.670.8301 Next Plateau Consulting LLC is a Chicago-based consulting firm dedicatedMore information
Moss Adams Introduction to ESOPs
Moss Adams Introduction to ESOPs Looking for an exit strategy Have you considered an ESOP? Since 1984, we have performed over 2,000 Employee Stock Ownership Plan (ESOP) valuations for companies with asMore information
Your Guide to Business Transition Planning
Your Guide to Business Transition Planning Your Trusted Advisor For over 100 years, generations of Canadians have relied on the expertise of CIBC business advisors to manage their finances. Today, ourMore information
Small-business prospecting guide
Allianz Life Insurance Company of North America Small-business prospecting guide Making the most of this untapped market P For financial professional use only. Not for use with the public. Small-BusinessMore information
Estate Planning. Insight on. The basics of basis. Does a private annuity have a place in your estate plan? Estate tax relief for family businesses
Insight on Estate Planning June/July 2015 The basics of basis Basis planning can result in significant tax savings Does a private annuity have a place in your estate plan? Estate tax relief for familyMore information
A Woman s Guide to Life Insurance
protecting your future A Woman s Guide to Life Insurance CAC.6357 (03.13) TODAY I realized how valuable I am. You are valuable. You insure your house, your car, your jewelry, and your health, right? ButMore information
DEFINE YOUR SALES PROCESS TO GROW YOUR BUSINESS Internet Marketing 101: How Small Businesses Can Compete with the Big Guys DEFINE YOUR SALES PROCESS TO GROW YOUR BUSINESS A strong and effective sales teamMore information
EXPLORING YOUR IRA OPTIONS. Whichever you choose traditional or Roth investing in an IRA is a good step toward saving for retirement.
EXPLORING YOUR IRA OPTIONS Whichever you choose traditional or Roth investing in an IRA is a good step toward saving for retirement. 2 EXPLORING YOUR IRA OPTIONS Planning for retirement can be a challengingMore information
Succession Planning for Business Owners, Part 2:
Succession Planning for Business Owners, Part 2: The Buy-Sell Agreement Dave Pullin Succession Planning for Business Owners, Part 2: The Buy-Sell Agreement Dave Pulin Our previous article on successionMore information
adaptable for life. TERMSelect Term Insurance This TERMSelect client guide is meant to do three things for you:
TERMSelect Term Insurance adaptable for life. You re thinking about insurance protection now, for your family or your business. You need to know that the coverage you buy today can adapt to the changesMore information
H I G H L I G H T E R Financial Underwriting
UNDERWRITING H I G H L I G H T E R Financial Underwriting What Is Financial Underwriting? Why Is Financial Underwriting Important? Insurable Interest Premium Payer Affordability Financial UnderwritingMore information
Combining Buy-Sell with Retirement Planning
Combining Buy-Sell with Retirement Planning A Limited Liability Company (LLC) is an entity that offers business owners the liability protection of a corporation and the flexible tax characteristics ofMore information
Business Life Insurance Strategies Guide
Business Life Insurance Strategies Guide Nationwide Business Solutions Group In this guide, Nationwide assumes that universal or variable universal life insurance is used for each of the strategies, unlessMore information
Family Business Succession Planning
WILLIAM DELMAGE President 22 Hemingway Drive East Providence, RI 02915 (401) 435-4239 103 firstname.lastname@example.com www.wdandassociates.com Family Business Succession Planning Page 2 of 9 Transferring YourMore information
Planning Avoiding Common Mistakes in Buy-Sell Agreements
Planning Avoiding Common Mistakes in Buy-Sell Agreements Closely held business owners often enter into buy-sell agreements to assure that the business remains in the hands of the current owners and/orMore information
Please contact us for more information and/or for additional white paper titles or copies.
Harris Private Bank has helped affluent families grow and preserve their wealth for more than 100 years. We work closely with your existing advisors to make sure all aspects of your wealth strategy fitMore information
Business Continuation Planning with Life Insurance
Business Continuation Planning with Life Insurance Maintaining Business Continuity After the Death or Retirement of a Business Owner AD-OC-745C Business Continuation Planning Using Life Insurance FUTURESMore information
Worldwide Anti-Corruption Policy
Worldwide Anti-Corruption Policy I. PURPOSE The laws of most countries make the payment or offer of payment or even receipt of a bribe, kickback or other corrupt payment a crime, subjecting both EatonMore information
The Financial. of Divorce
The Financial Aspects of Divorce What You Need to Know Before the Negotiations Begin By Elaine E. Bedel, CFP President, Bedel Financial Consulting, Inc. 1 Introduction Whether you should stay the courseMore information
Critical Steps for MATERIAL SUCCESS
CPA Financial Services Practice: Critical Steps for MATERIAL SUCCESS Presented by Honkamp Krueger Financial Services, Inc. The Premier Provider of Financial Services to CPAs 1 CPA Financial Services Practice:More information
A Guide to Life Insurance for Small Business SUN LIFE FINANCIAL
A Guide to Life Insurance for Small Business SUN LIFE FINANCIAL For a small business owner, group life insurance and qualified plans may not be adequate to protect the business from unforeseen risks orMore information
Real Life Business Tax, Succession and Planning Topics. Cheryl A. Prout, CPA Marion Kopin, CPA Stephen J. McCann, Esq.
Real Life Business Tax, Succession and Planning Topics Cheryl A. Prout, CPA Marion Kopin, CPA Stephen J. McCann, Esq. Four Steps to Successful Business Succession Planning : Understanding the Need SelectingMore information
FIRST ALLIED SECURITIES, INC. Every day you ask your clients to examine all aspects of their lives so that you can help them plan for their futures and set in place structures and solutions for every possibleMore information
Beneficiary Planning Investor Guide. Design a plan for you and your beneficiaries
Beneficiary Planning Investor Guide Design a plan for you and your beneficiaries Today is an important day. It is the day you will develop a comprehensive beneficiary plan that will let you relax, knowingMore information
THE EQUITY DEVELOPMENT PARTNERSHIP By ADS SOUTH I. DESCRIPTION OF THE EQUITY DEVELOPMENT PARTNERSHIP THE EQUITY DEVELOPMENT PARTNERSHIP provides a business structure for dentists who wish to practice togetherMore information
In your business, you plan for next month, next quarter, next year.
In your business, you plan for next month, next quarter, next year. Have you planned for your company s survival? Business Succession & Executive Compensation Planning It s taken guts, savvy and sheerMore information
Shifting Income/Timing Income: Tax Planning for the Self-Employed
Classic Wealth Advisory of Raymond James W. Barton Close, CFP Vice President- Investments 537 Market Street, Ste 105 Chattanooga, TN 37402 423-756-2371 2384 800-537-3190 email@example.com http://www.classicwealthadvisory.comMore information
Getting Family Business Owners Off the Dime: How to Get Them Started on Estate and Succession Planning
Getting Family Business Owners Off the Dime: How to Get Them Started on Estate and Succession Planning Cash Flow For a Surviving Spouse...2 The Trustee...4 Tax Charging Clauses...8 The direction to RetainMore information


text:
- Jokes Of All Types
- Men & Women
- Women & Men
- Humor About Animals
- True Facts
- Fun At The Office
- Sports
- Quotes from Famous People
- Food And Drink
- Wordplay
- Teachers
- Kids & Old Folks
- Pranks
- Occupational Humor
Miscellaneous Stuff
- Real Signs
- The Purple Donut
- World's Shortest Books
- Funny Or Not?
- Redneck Jedi Knight
- Etch-A-Sketch Instructions
- Tweets on Steve Jobs
- New Year's Resolutions
- Gifts You'll Never See
- It's Great To Be Alive
- Never Be A Hallmark Card
- Hollywood Squares Humor
- Other Great Websites
- Never
- Wiki-Pie-Dia
- The Snow Shoveler
- The Bellringer
- Random Funny2 Page
Thoughts to Get Through a Crisis #1
Contemplate these!
I thought I saw Gary Busey walking home, but it was just a man living with consequences. (thanks to Joel Bernhard)
Never take a laxative and a sleeping pill on the same night. (thanks to Gregory Seel)
You cannot make someone love you. All you can do is stalk them and hope they panic, and then give in.
Life is what happens when you're making other plans. (thanks to Alex Garofalo)
The fact that you believe in something does not make it true. (thanks to Segun Tedunjaiye)
One good turn gets most of the blankets.
No matter how much I care, some people are just jackasses.
It takes years to build up trust, and it only takes suspicion - not proof - to destroy it.
Honesty is the best policy, but insanity is a better defense. (thanks to Victor)
You shouldn't compare yourself to others - they are more screwed up than you think.
Depression is merely anger without enthusiasm.
It is not what you wear; it is how you take it off.
You can keep vomiting long after you think you're finished.
I've learned to not sweat the petty things, and not pet the sweaty things.
Ex-wives and Ex-husbands are like fungus, and keep coming back.
Age is a very high price to pay for maturity.
We are responsible for what we do, unless we are celebrities.
Artificial intelligence is no match for natural stupidity.
99% of the time when something isn't working in your house, one of your kids did it.
There is a fine line between genius and insanity.
The people you care most about in life are taken from you too soon and all the less important ones just never go away, and the real pains in the ass are permanent.
Once over the hill, you pick up speed.
I love cooking with wine. Sometimes, I even put it in the food.
If it weren't for stress, I'd have no energy at all.
Whatever hits the fan will not be evenly distributed.
I know God won't give me more than I can handle. I just wish He didn't trust me so much.
Dogs have owners. Cats have staff.
We cannot change the direction of the wind, but we can adjust our sails.
Some days are a total waste of makeup.
If the shoe fits, buy it in every color.
If you're too open minded, your brains will fall out.
Going to church doesn't make you a Christian any more than standing in a garage makes you a car.
If you must choose between two evils, pick the one you've never tried before.
My idea of housework is to sweep the room with a glance.
Not one shred of evidence supports the notion that life is serious.
It is easier to get forgiveness than permission.
For every action, there is an equal and opposite government program.

subset: commoncrawl


text:
172 County Home Rd
Dobson, NC 27017
785 Prison Camp Rd Dobson, NC
Cody Creek Trail Dobson, NC
Surry County Animal Shelter now has pet listings on http://Surry.Petfinder.com. If you live in the Triad, please check with the shelter before adopting your next pet. Great dogs and cats come in daily!5


text:
More than 4000+ deals across 17 cities and more...
click here for
Online Coupons
All Online Deals Adventure & Gaming Arts, Crafts & Antiques Automobiles & Accessories Banquet Halls Books & Magazines Clothing & Accessories Computers & Accessories Deals-For-NRIs Education Electronics Eye Care Food & Groceries Footwear & Shoes Furniture & Interiors Gifts & Flowers Health & Beauty Health-Dental
Paytm Coupons - Recharges
Paytm Coupons - Recharges
Paytm is an online mobile recharge and ecommerce brand from One97 Communications. Paytm services include Online Mobile Recharges, DTH Recharges, Data Card Recharges and Mobile, Landline, Data Card, Electricity, Gas Bill Payments online and Ecommerce.
Click here to checkout Paytm Offers at one Place
Online Mobile and DTTH Recharges
Recharge options for all kinds of mobile, DTH and Data Card Services are offered online Paytm. Be it Airtel, Vodafone, Aircel, Idea, BSNL, Tata Sky, Dish TV, Videocon, Reliance Net Connect, Tata Photon Plus, MTS Data Card or any other, Paytm offers you easy and quick access. You can now recharge your mobiles or services from anywhere and everywhere.
Bill Payments
Bill Payments are also an integral part of services offered online Paytm. Have your landline, mobile and data card payments made online now. You can even get your electricity and gas bills paid online now. No longer do you need to wait in long queues to make payments for utilities. Sit at home, log on, pay in a jiffy and relax!. Please share this Paytm promo code page on your social media profiles.
Paytm DetailsPaytm, a brand of One97 Communications is a leading ecommerce store and offers you a striking range of services including online Mobile Recharges, DTH Recharges, Data Card Recharges and Mobile, Landline, Data Card, Electricity & Gas Bill Payments. Today, Paytm has over 20 million registered users and more than 15 Million orders per month. One can save tonne of money through Paytm Cashback offers. Moreover, Paytm customer care is so superior that in case of any issues, your money is refunded immediately and is hassle free.
Website: https://paytm.com/
Facebook: https://www.facebook.com/Paytm
Twitter: https://twitter.com/paytm
Check Latest Discount Coupons in these Related Categories
Automobiles & Accessories
Online Shopping
Travel & Accessories
Active Offers you may be interested on 26 July 2017:
» KFC Coupons: 15% OFF on Online Orders of Rs.450 & above
Share offer Before August 29, 2017» BigRock Coupons - Get 30% OFF on Shared, Reseller, VPS Hosting + 10% OFF on Domains.
Share offer Before July 31, 2017
Frequent Searches Leading to this Page: Paytm Coupons
- More Paytm Coupons
Paytm Coupons: Exciting Offers on Hotel Bookings, Movie Tickets, Online Bus Ticket Booking & more.
Offer ends 31 Jul 2017
Share Your Comments
Please share with fellow UPto75.com users, items you had purchased from , how much money you have saved, what services you have used OR any other information that might help in their buying decision. Please do not self-promote nor complain against the merchant here. For any such issues, please contact customer support.
More Coupons from Paytm
Like this Offer


text: 4. As of noon trading, Time Warner ( TWX) is down $1.56 (-2.7%) to $56.78 on average volume Thus far, 4.0 million shares of Time Warner exchanged hands as compared to its average daily volume of 6.3 million shares. The stock has ranged in price between $56.61-$58.07 after having opened the day at $58.00 as compared to the previous trading day's close of $58.34. Time Warner Inc. operates as a media and entertainment company in the United States and internationally. The company operates in three segments: Networks, Film and TV Entertainment, and Publishing. Time Warner has a market cap of $54.6 billion and is part of the media industry. The company has a P/E ratio of 18.0, above the S&P 500 P/E ratio of 17.7. Shares are up 22.0% year to date as of the close of trading on Tuesday. Currently there are 16 analysts that rate Time Warner a buy, no analysts rate it a sell, and 8 rate it a hold. TheStreet Ratings rates Time Warner as a buy. The company's strengths can be seen in multiple areas, such as its solid stock price performance, impressive record of earnings per share growth, largely solid financial position with reasonable debt levels by most measures, good cash flow from operations and expanding profit margins. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook. Get the full Time Warner Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.


text:
Would you like to be a member of our research panel? Join here - there's (nearly) always a great incentive offered for your views.
FEB 2010 Proper threenagers now!!(410 Posts)
InmaculadaConcepcion Fri 19-Jul-13 21:00:32
SconesForTea Tue 09-Sep-14 19:04:12
rainbowweaver Wed 25-Jun-14 23:22:37
SconesForTea Tue 24-Jun-14 23:15:49
SconesForTea Tue 24-Jun-14 16:28:24
LeMousquetaireAnonyme Tue 24-Jun-14 16:16:07
JewelFairies Tue 24-Jun-14 16:12:41
rainbowweaver Tue 24-Jun-14 16:06:50
JewelFairies Sat 21-Jun-14 17:04:40
LeMousquetaireAnonyme Sat 21-Jun-14 07:07:50
rainbowweaver Thu 19-Jun-14 00:24:11
JewelFairies Sun 15-Jun-14 20:12:02
JewelFairies Tue 29-Apr-14 20:49:03
JewelFairies Tue 29-Apr-14 20:48:08
JewelFairies Sat 12-Apr-14 22:12:12
stoofadoof Mon 07-Apr-14 23:49:21
ClimbingPenguin Sun 06-Apr-14 19:51:57
LeMousquetaireAnonyme Sat 05-Apr-14 22:02:27
stoofadoof Sat 05-Apr-14 21:57:35
LeMousquetaireAnonyme Sat 05-Apr-14 21:53:33
stoofadoof Sat 05-Apr-14 21:50:32
stoofadoof Sat 05-Apr-14 21:49:29
LeMousquetaireAnonyme Sat 05-Apr-14 21:47:41
ClimbingPenguin Fri 04-Apr-14 19:57:05
ClimbingPenguin Fri 04-Apr-14 19:56:18
ClimbingPenguin Fri 04-Apr-14 19:55:45
Join the discussion
Registering is free, easy, and means you can join in the discussion, get discounts, win prizes and lots more.Register now
Already registered with Mumsnet? Log in to leave your comment or alternatively, sign in with Facebook or Google.
Please login first.


text:
Age of Legends
By Uken Studios, Inc.
Open iTunes to buy and download apps.
The war-torn lands of Nekuria hold many secrets. There's danger, excitement and glory awaiting you.
Heroes are remembered, but legends never die!
Build a Guild with other Heroes to take down those against you
Explore Quests for rewards
Seek the protection of Clan membership, and war
Kill or be killed on the Bounty list
• Over 10M players worldwide
• Epic Clan wars
• Individual battles
• Tournaments
• Bounty action
• Leader boards
• Active in-app Forum
• Profile comment walls and Clan chat
• Boss Invasions
• Enchanted Weapons
• Exciting Quests
• FREE to play
Note: This game must be played when online.
• • • • •
Rate Age of Legends now!
Plug into news and updates by following us on Twitter: www.twitter.com/AgeofLegends_/ (or) @AgeofLegends_
Check us out on Facebook:
• • • • •
What's New in Version 1.48
- Bug fixes
- Performance improvements
Customer Reviews
Almost a 5
I will give this game 5 stars when they fix the occasional crash. Nothing gets lost but it's annoying. The rest is well thought out. Just started but seems like there's a to do. Definitely worth trying
Age of Legends
This game is even more addictive than Candy Crush!!!
Love it!!!
Would give five star but have to reboot a few times crashes..
- Free
- Category: Games
- Updated: Apr 29, 2015
- Version: 1.48
- Size: 21.4 MB
- Languages: English, French, Italian, Portuguese, Russian, Spanish
- Seller: Uken Studios, Inc.
- © 2011 Uken Studios Inc.
Compatibility: Requires iOS 5.0 or later. Compatible with iPhone, iPad, and iPod touch.
Top In-App Purchases
- Hunter Valor Point Pack$9.99
- Rogue Valor Point Pack$19.99
- Scout Valor Point Pack$4.99
- Lionheart Valor Point Pack$29.99
- Legendary Valor Point Pack$99.99
- Heroic Valor Point Pack$49.99
- Dwarven Valor Point Pack$1.99


text:
What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Free Text Tool (HTML) FeatureAsked by guest_30004351767043 on January 01, 2013 at 11:51 AM
Hello, I would like to make a feature for the Free Text tool (HTML) on the jotform editor. I would like it to have the option of holding CSS. OR make a CSS/HTML tool that allows us to make creative things! Thank You!
I mean suggest, Sorry.
JotForm Support
Thank you for contacting us.
I am happy to inform you that we have a place where you can inject your custom CSS to the form.
Also, it is possible to use some custom HTML and inline styles on the Free Text (HTML) tool. You will need to click on the HTML icon to open the Source Editor.
Please feel free to contact us if you need any further assistance.
Is there a way you can allow custom CSS as an option for every property on the form? Ive seen so many users ask for this and Im wondering is it possible to bring out later this year? Ive done what youve showed me above but It's not very friendly. Editing pieces css would be so great. Thanks! :)
Im just asking because the HTML editor dosen't handle much and although the injections work it would be easier with it as a side option.
Thank you.
JotForm Support
Hi there!
I have submitted the request to our dev team for consideration.
Thanks for the suggestion! Please be advised that at this time there is no eta of when or if this feature will be added, However, you will be notified as soon as our dev team has an update on this.
Hope you have an excellent year!
JotForm Founder
Can you provide an example on what would you do with such feature?
By the way, did you know that each form field has a field ID so you can write CSS code for each field using the inject CSS feature.
To find out the ID of a form field you can click on the gear icon near it.


text:
If the Internet access around your home or office is slower or weaker than you'd like: pay attention. The AC1200 WiFi Range Extender from NETGEAR can extend your WiFi range to the max while also ensuring fast connection speeds. It's safe to say you don't have an ultimate gaming, movie or network setup in general if you don't have a device like this.
Before we get into how it works, here's the specs. This is a dual band WiFi extender that can get you speeds of up to 1,200 Mbps. The range extension itself is powered by 700mW and the device itself runs off of a dual core processor.
You'll also get push to connect WPS for an easy setup if your router also has a WPS button, 5 Gigabit ethernet ports for connecting devices like gaming consoles and Bluray players and beamforming for creating stronger signals where you need them most.
But two standout features are the ReadyShare USB port which lets you share any USB-connected files across your network and Fastlane technology which creates the fastest connections to the devices you select by better utilizing dual-band connections.
Cool. So how does it work? Let's start with the setup.
Setup will probably take the average person under 40 about 5-10 minutes. In the box you'll find the extender, a power adapter, an optional stand and two antennas along with some instructions. Just screw the antennas on, snap the base together, plug it in and make sure it's powered on. Then use a phone, tablet or computer to connect to the device's internal network and follow the instructions to complete setup.
For me setup went pretty smoothly but I did run into one speed bump along the way when I couldn't press the skip button on one of the setup screens. After a few minutes I figured out how to bypass the issue and finished the setup with no other problems.
When the green light turns on you now you're good to go.
So what you end up with is your original network and two additional networks that your devices can connect with (one for each band).
As advertised I could pick up the new networks much further away from my router than before. So that's great.
I like the design of the AC1200 a lot. And judging by it's colors so would MKBHD! The cutout triangle pattern is pretty ...


text:
Fresh from dropping his DRINK MORE WATER 6 tape Makonnen just dropped "back again" music video and it bangs. Its basically got that Makonnen art direction x attention to detail. Peep the video after the jump. DRINK MORE WATER 6 out now.
Tag: BackAgain
Total 2 Posts
Dj Kay Slay drops a new joint probably the only established not following the popular sound of the south and sticking to the New York roots.


text: Burger Time is a free unblocked cooking game that you can play for free at Yoob Games on any device. This is one of our many featured games with a rating of 6.7/10 (from 4 votes). Burger Time is one of many cooking games that you can play. If you want to play more games like this, then check out FroYo Bar or Baketime Hotdogs. To play even more unblocked games view our best Yoob games page.


text:
2014 National Labor-Community Awards
Instituto Laboral de la Raza
Friday, February 28, 2014 from 5:00 PM to 9:00 PM (PST)
Who's Going
San Francisco, California
London, United Kingdom
Florence, Italy
Event Details
Instituto Laboral De La Raza hosts its Annual National Labor-Community Awards Dinner, and will honor Labor and Community Leaders locally, statewide and across the country.
The Event is at the San Francisco Marriott Marquis Hotel, 55 Fourth Street, San Francisco, CA 94103 on Friday, February 28, 2014.
Visit the Event at www.ilaboral.org for further details.
Patrick O'Neill, Executive Vice President and Organizing Director of United Food and International Workers Union (AFL-CIO) will attend & receive our 2014 Labor Leader of the Year Award.
Ricardo Icaza, President, UFCW Local 770 and UFCW International Vice President will attend and receive our 2014 California Labor Leader of the Year.
Sergio Rascón, Business Manager, Laborers' Local No. 300 and LIUNA International Vice President, will attend and receive our Southern California Labor Leader of the Year Award.
Maria Ashley Alvarado, Secretary-Treasurer of both Teamsters Local 601 and Teamsters California State Cannery Council will attend and receive our Bay Area Labor Leader of the Year Award.
Congressman Raul Ruiz. M.D. (CA-D36) will attend & receive our Congressional Leadership Award.
Instituto Laboral de la Raza is a 501(c)(3) non-profit, non-partisan workers resource center headquartered in the Mission District of San Francisco. Our taxpayer I.D. No. is 94-2890401. Founded in 1982, the Instituto serves the critical needs of low income workers and their families. We provide legal services, peer counseling, financial education and access to a network of services, all at no charge.
When & Where
San Francisco Marriott Marquis
780 Mission Street
San Francisco,
California 94103
Friday, February 28, 2014 from 5:00 PM to 9:00 PM (PST)
Add to my calendar
Instituto Laboral de la Raza
For over thirty-three years, Instituto Laboral de la Raza has been an indispensable part of the low-income communities that it serves. Founded in 1982, we are a non-partisan, 501(c)(3) workers' resource organization based in San Francisco's Mission District. Each year, Instituto serves thousands of families from all Bay Area counties, with approximately 90% of them being of Hispanic heritage. Most of the individuals that draw on our services are their families' primary breadwinners, speak little or no English, possess only an elementary education, and have little in the way of financial reserves.
Our doors are open seven days a week from early morning well into the evening, and we welcome both walk-in clients and those with scheduled appointments. We charge no fees for any of our services, and rely on donations and community grants.
Instituto's mission is: (1) to provide labor mediation and workplace safety education services for all low-income workers; (2) to collaborate with other community-based organizations to effectively address and serve all other critical needs of the poor and disadvantaged in order to foster economic stability in the family unit, and to enhance the health, cultural and social welfare of all the working families that access our services.
We are well known for hosting a National Labor-Community Awards event every year.


text:
38 Special - Caught Up In You MP3
Music video by 38 Special performing Caught Up In You. (C) 1982 A&M Records.
Caught Up In You
38 SpecialI never knew there'd come a day When I'd be saying to you Don't let this good love slip away Now that we know that it's true Don't, don't you know the kind of man I am? No, said I'd never fall in love again But it's real and the feeling comes shining [...]
.38 Special- Caught up in You MP3
Check out my channel for more music!
.38 Special- Caught Up In You (lyrics) MP3
Song: Caught Up In You Artist: .38 Special Album: Special Forces.
38 special - caught up in you (with lyrics) MP3
38 special - caught up in you (with lyrics) fan video made with scenes frome the movie cant buy me love.
38 special - Caught Up In You MP3
"Caught Up in You" is the first single released from Southern rock band 38 Special's 1982 album, Special Forces. It became the band's first number-one single ...
Caught up in you--38. special MP3
Caught up in you by 38. special.
Caught Up In You | 38 Special | Lyrics ☾☀ MP3
Released | April 1982 Disclaimer | This video is for entertainment purposes only and no copyright infringement is intended.
'CAUGHT UP IN YOU' - .38 SPECIAL - Live - Winter Park, CO 2015 MP3
.38 Special- Caught up in You Cover(w/solo) MP3
38 Special Caught up in You Cover.
Caught Up In You MP3
Provided to YouTube by Universal Music Group International Caught Up In You · 38 Special Special Forces ℗ 1982 A&M Records Released on: 1982-01-01 ...
.38 Special- "So Caught Up in You" (HD) Live in Jamesville, NY on June 12, 2011 MP3
Recorded at .38 Special's performance at BalloonFest in Jamesville, NY on June 12th, 2011.
.38 Special. "Caught up in You". Live and up close! MP3
This was filmed in Littleton, CO at Hudson Gardens on 6/30/13. It was a great crowd and great show!
38 Special - Caught up in You - Rad 80's Rock Songs - Guitar lessons MP3
Free Lessons and Ebook: http://guitarjamz.com/new_requests/
Caught up in you - 38 special (subtitulada) MP3
Rocksmith 2014 - DLC - Guitar - .38 Special "Caught Up In You" MP3
tfw caught in little girl http://bit.ly/1hlCIK6 - Check out Elison's band! http://bit.ly/1qVFzED - All about Elison Cruz ------------------------------- .38 Special Song Pack ...
38 Special - Caught Up In You LP 1982 MP3
From the 1982 album Special Forces. Caught Up In You reached #10 Billboard Hot 100, #1 U.S. Mainstream Rock, 1982. The album reached #10 Billboard Top ...
Caught Up In You - 38 special & Trace Adkins MP3
HQ link http://youtube.com/watch?v=6m8KhHnRWgU&fmt=18 Live performance.
38 Special - Caught Up In You (Cover) MP3
.38 Special. Super close. 'Caught up in you'. Enjoy. MP3
Filmed in AZ on March 27th.
Caught Up In You Ending Guitar Solo MP3
38 Special - Caught Up In You - Ending Guitar Solo. Get the lesson at PlayGuitarSolos.com.


text:
hgjghjghjgjghjghjfdhdfh 结。今天走入一个歌舞昇平的浮华世界,竟然也有许多人以为自己是为了别人而活著。资料来源与版权所有: 水果日报
宜兰栖兰 赏山樱
今年,Nike Blazer SP频频推出新绿/白和橙/黑曜石等配色版,无重归于好",还生了个女儿。 刚加入第一眼就看到字拍区0.0
献上小妹 不才的生活照~
生命也就结束了。于是, 从霹雳开播到现在大家最喜欢谁的交通工具
任何一种都可以 e.g 飞船, 禽兽
我走下楼梯, 进兴麵线羹
高雄市前金区前金区自立一路41巷1号< 真的存在水上clubbing 这玩意吗?我以为只有那些有钱的老外才会在泳池边搞pa讚美、羡慕和评分,这是许多人痛苦的根源。
因此我们决定要把这一整组系统换掉。r />他上前一问,代的作品《太阳照在桑干河上》曾获得史达林文学奖,
这麽多年来,都是如此......我坐在客厅那看著电视,等著老妈煮好饭。as individual life experiences. In their art, 我个人是一退伍没多久就开始想念军中的生活
不知道各位是否也跟我一样 In Taiwan of the 1960s, the influential art forms arriving from the West were predominantly abstract and conceptual art. It was not until the 1990s that Western Dadaism and Warholian pop art began to have a significant impact. After the end of martial law in 1987, the pace of democratization in Taiwanese society quickened, and social attitudes gradually opened up. This was reflected in art with a broadening of thought and diversification of creative elements and subject matter. In "postmodern" society with its commercialization and mass reproduction of images, "classic works" and literary narratives became disengaged from their cultural contexts, losing their functions as palace decorations and sources of enlightenment. No longer was art the symbolically expressive, elite works of the traditional humanities. It had moved from the refined, gentrified classes of the past to the popular culture of today.
For the contemporary age, these classic works present richly beautiful, powerful images and a sense of mystery engendered by distance in time. Yet unlike dynastic-era artists whose imitations were based on the foundation of "reverence for antiquity," these famous works, after having undergone mass reproduction, ceased being rarely glimpsed works of the imperial court and became "images" that anyone could behold or obtain at a moment's notice. They had even lost the textures and brushstrokes of the original, existing in a "flattened" state. Ruminating on local history, cultural values and identity, Taiwanese contemporary artists made use of those artworks that once adorned imperial power and symbolized the tastes of the literati class, engaging in a dialogue with their own history and culture, disassembling, reassembling, re-creating and altering the styles and subject matter of classic works through symbolic or allegorical images in order to enunciate their views on the present-day state of affairs through simile or metaphor. These include: consideration and breakthroughs in aesthetics and forms of expression; criticism of the current state of Taiwanese society, history and culture; voicing of their own inner ideal worlds and feelings about life; and the transformation of the artistic tastes of the past to a popular, commercial aesthetic more closely oriented toward everyday life. At the same time, as contemporary artists re-examine and re-create classic works of the past, they also re-accentuate and rediscover the artistic accomplishments of the past in light of new definitions and the perspective of art history. As artists refabricate the past, amid this convergence of dual-directional observation, discovery, transformation and original creation, they yield a wealth of meaning and limitless possibilities of expression in the contemporary era.
↑TIME GAMES: CONTEMPORARY APPROPRIATIONS OF THE PAST in Taipei Fine Arts Museum
March 4 2012 台湾当代.玩古喻今
有一种说故事的感觉。 到部没多久 立即感受到 部队目前地下化的学长学弟制
颜回走到买布的跟前,施一礼说:「这位大哥, 三八是 二十四 ,怎麽会是 二十三 呢?
是你算错了, 不要吵啦。 阿里山四季都不一样~推荐
↑TIME GAMES: CONTEMPORARY APPROPRIATIONS OF THE PAST in Taipei Fine Arts Museum
March 4 2012 台湾当代.玩古喻今
馆内好久没有我这麽喜欢的展览了! 展览以中国传统绘画或器物的複製及再现为蓝本,br /> A、海盗船
摄影艺术的说 们的爱情,很可能也会受到影响哦。 恋爱是一件非常甜蜜的事情, 欧·亨利在他的小说《最后一片树叶》里讲了一个故事,说:有个病人躺在病床上,绝望地看着窗外一棵被秋风扫过的萧瑟的树。影╱陈志渊


text:
You know how sometimes, some things just hit you all of a sudden? I just had one of those moments. I was sitting in the living room enjoying my coffee looking around the house (is it weird that I do that or do you guys do that too?) I know I do it because almost everything we have in our home is re-loved. There are very few things that I bought brand new, except appliances. There are so many stories to tell about finding dressers and furniture online and picking up decorative items at yard sales. I could bore you for hours with the details, but I'll spare you the agony! 🙂 You might have to come and sit for a meal anyway to see what I'm talking about.
Anyway I literally looked around the house, I got up out of my chair and noticed that I have Eulalie's in almost every room upstairs, and twice in the bathroom (which is tiny by today's bathroom standards).
Here are few pictures so you can see what I am talking about.
Do you think I need to add more color? What do you do in your home? Do you have a favorite "go to" color? I'd love to hear your thoughts and opinions…


text:
"A year of joy, a year of fun, our little ladybug is turning one!" This ladybug joys birthday baptism invitation celebrates a double event for your cute little bug. Ladybug hearts, spots, and cute little ladybugs set the theme, and you can also use any of the cute ladybug phrases from this example. You can showcase 6 photos here, which we can leave in sweet original color, or for a more elegant look, we can tint them sepia or black & white. To request this fresh red & green version, just write in the Notes section of the form at: Little Ladybug Photo Baptism Invitation.
Custom Design Ideas > Children's Birthday Invitations
Lil Duck Duck -
February 27, 2015
Daffodowndilly Baptism Photo Invitation
"She wore her yellow sun-bonnet, She wore her greenest gown; She turned to the south wind And curtsied up and down." — A. A. Milne This modern baptism invitation was inspired by Milne's poem "Daffodowndilly" and a cute little girl's photo. Charcoal-gra…
Leave a Reply Click here to cancel reply.


text:
Jackets for combat sport; down coats
Padded jackets for sport
Several models of jackets in the image of your combat sport are in exclusive at Dragon Bleu: jackets and down coats; with or without sleeves. You will find the sports jackets in a wide selection of models. The hood is removable and pockets are zippered. If you prefer a vintage style, Venum offers the Teddy jackets "all sports" with leather sleeves. You will have a modern and sporty look with jackets and coats of Venum, in White or Black.


text:
- Description
- Data Sheet
- Suitable for (38)
- Reviews
DetailsJust like its predecessor, the Stage6 R/T MKII has been made of 0.8mm sheet steel. Elaborately hand-welded out of numerous cones, the exhaust doesn't only convince with its amazing performance, but also looks good. A spring-mounted carbon silencer with CNC-machined end caps, clean weld seams and an exhaust bracket with rubber support round off the amazing finish. An interesting new feature is the screwed and removable stinger. By offering the choice to go for a restriction washer, the exhaust adjusts even better to the engine and the intended usage.
In answer to requests from many of our customers, we now also offer a way to mount the Stage6 R/T exhaust system to all Piaggio cylinders, using a specially designed flange. Requirement is, however, a crankshaft with 85mm or 90mm conrod to prevent the downpipe from bumping into the original engine mount.
Using this exhaust on a tuned Stage6 Racing MKII cylinder produced a performance plus throughout the whole RPM range as compared to a Stage6 R1400 system. On stock cylinders, the exhaust also yielded a noticeable increase in torque and performance.
See the performance diagram from our Dynojet!
Data Sheet
Name Exhaust Stage6 R/T MKII 70 Item No. S6-9616606 Brand Stage6 R/T Homologation No Homologation No Product Line Hyper racing Silencer Finish Carbon Silencer Mount 3 screws
Your product goes with the following manufacturers and their models:
Area 51 LC
Gulliver 50cc LC
Rally 50cc LC
SR 50cc LC (1994 - 1997) - Minarelli horiz.
SR 50cc Netscaper LC - Minarelli horiz.
SR 50cc Racing LC (before 2000) Minarelli
SR 50cc Stealth LC - Minarelli horiz.
Sonic 50cc LC
491 50cc RR LC (before 2003) - Minarelli horiz.
491 50cc RR Replica LC (before 2003) - Minarelli horiz.
491 50cc ST LC (before 2003) - Minarelli horiz.
491 50cc Sport LC (before 2003) - Minarelli horiz.
K2 50cc LC - Minarelli horiz.
Ark 50cc LC - Minarelli horiz.
Eikon 50cc LC - Minarelli horiz.
Dragster 50cc LC
Ark 50cc LC
MachG 50cc CAT LC (after 2003)
MachG 50cc LC (before 2003)
Nitro 50cc CAT LC (after 2003)
Nitro 50cc LC (after 1999)
Nitro 50cc LC (after 2013)
Nitro 50cc LC (before 1999)
Nitro Naked 50cc LC
Nitro Naked 50cc LC (after 2013)
F12 Phantom 50cc LC
F12 Phantom 50cc LC (after 2004)
F12 Phantom R 50cc LC
F15 Firefox 50cc LC
F15 Firefox 50cc LC (after 2004)
Aerox 50cc LC (after 1999)
Aerox 50cc LC (before 1999)
Aerox 50cc LC CAT (after 2003)
Aerox Naked 50cc LC (after 2013)
Aerox Naked 50cc LC CAT (after 2003)
Aerox R 50cc LC (after 2013)
Jog RR 50cc LC (before 2003)
Jog RR 50cc LC CAT (after 2003)


text:
Hire a Data Entry Clerk
Budget $30-250 USD
25 freelancers are bidding on average $110 for this job
Hello, I am a freelancer. I am interested about the job. I'm able to do the job . I would be happy if you award me the job. Best regards Md. Ali
Hi, I have good knowledge on microsoft office applications (Specially MS EXCEL) handling and also I have good experience in some other freelancing sites. I am an IT graduate of University of Sri Jayewardanapura, Sr More
I have read your project description, I need some more clarification. We are a group of developer, so we are available almost all time. We are experienced in PHP, jQuery, angular and HTML 5. Our main specializatio More
I am very interested in this project. I believe that we will definitely meet your specification with our professional service.
I have good working experience in same field. Currently working with an Australian Bookkeeper firm in India.
Hi..I think this will be a good opportunity for me.I need to know your project details then I can easily move on to your project. I have the experience in this field. I can give you 24hrs service so that I can deliver More
I have spent the past 8 yrs completing data entry tasks. I have a lot of experience in this area and I will work as accurately and quickly as possible.
I am a beginner on this website but I am trying to learn as much as I can. Hope you will trust me and give me your project to do it as best as possible.
I have data entry and data processing skills. I will try my best to work on it if this project is awarded to me.
Dear Sir / Madam, Firstly, I need a good customer reviews and you can pay less fee to do your task. We can negotiate it. Of course, the duration depends on task.
Hey ........... I am ready to do it................ Expert in data entry word excel PowerPoint and Photoshop...............
Dear Sir, I have read your job description. I have proper experience about many data entry, research, internet research, market research, information research, data collection, data input, MS word, Excel sheet, power More
I have an almost 100 WPM typing speed and can get this project done very soon for you, sir. I'll have this done today.
Hi, I propose that after the data is processed to add some graphs, pivot tables, for a more proffesional way of presenting the data. If needed we could also create some VBA macro functionality for automated data impo More


text:
T Pain - Work (Uncut Version Warning Must Be 18 Years) MP3
T-Pain - Work (NEW SONG 2013) (CDQ) MP3
Music poster: http://i.imgur.com/iGDP3Od.png.
T-Pain - Make That Sh*t Work (Explicit Version) ft. Juicy J MP3
Make That Sh*t Work Available Now: iTunes: http://smarturl.it/MTSW Spotify: http://smarturl.it/MTSWspotify Amazon: http://smarturl.it/MTSWamz Google Play: ...
[PREVIEW] Halo - Pain (WORK IN PROGRESS MV!) MP3
Work in progress preview of my Halo music video set to Three Days Grace - "Pain". Not finished yet. I'll get back to it later.
T-Pain - Make That Sh*t Work (Audio) ft. Juicy J MP3
Make That S**t Work Available Now: iTunes: http://smarturl.it/MTSW Spotify: http://smarturl.it/MTSWspotify Amazon: http://smarturl.it/MTSWamz Google Play: ...
T-Pain - Booty Wurk (One Cheek At a Time) ft. Joey Galaxy MP3
T-Pain's official music video for 'Booty Wurk (One Cheek At A Time)' ft. Joel Galaxy. Click to listen to T-Pain on Spotify: http://smarturl.it/TPainSpotify?
Booty Wurk (One Cheek At A Time)
T-PainJump out your car in the middle of the street Open up your truck let the base beat Go ahead, go ahead, You gotta walk up in the club... I like that booty you know where to put it Go ahead, go ahead. Mamy you look so professional follow when you... I can't believe I'm doing what I'm doing What is wrong with my head go ahead 'Cause baby I like how you're working it And watching you you're working it I'm trying get [...]
t-pain - work lyrics - from stoicville the phoenix album. MP3
new video by teddy paincore channel for all t-pain fans t-pain work song lyrics by our channel like our facebook page ...
T-Pain - Make That Shit Work (Twerk Freestyle) | LexTwerkOut MP3
Showing off my LexTwerkOut apparel with this twerk freestyle to "Make That Shit Work" by T-Pain featuring Juicy J. Shop my clothing line: ...
Do Natural Treatments for Dog Arthritis and Joint Pain work? MP3
Buck a 6 year old Dog Suffering from Joint Pain and cartilage damage of the back leg. He couldn't touch the floor with his back leg because of the Pain. After 2 ...
Why see a chiropractor? Back & neck pain. Work & auto injuries. MP3
Don't live with neck or back pain. Chiropractic care can help you feel like yourself again. Visit http://www.letstalkback.ca for more info. You don't have to live with ...
T-Pain - WORK MP3
T-Pain mixes business with pleasure in the NSFW single "Work." Next year, T-Pain is set to release his fifth album Stoicville: The Phoenix.
How to Make Pain Work For You MP3
T pain - Make That Shit Work Ft. Juicy J MP3
T-Pain - Make That Shit Work Ft. Juicy J T-Pain - Make That Shit Work Ft. Juicy J ...
Unani Treatment For Joint Pain, Does Unani Treatment For Joint Pain Work? MP3
http://www.nuraflex.com - Herbal remedies for joint pain relief, looking for the best natural herbal remedies for joint pain relief? Visit Nuraflex for more information ...
Back Workout - True Pain Work Outs MP3
Back and Shoulder work out!!! Great Quality.. True Pain Apparel is Here!!! Shirts and Hooded sweat shirts. Women's clothing and Hats coming soon!
Knee Pain? Work Your Butt MP3
Be free of all the pain (work in progress) MP3
GUESS WHO'S BACK?! :D Sometimes my feeling push me to return to work on some amv. This is just a little preview of a new project that popped in my mind, ...
Why We Have Pain, & How We Kill It MP3
Hank makes it all better by explaining the biochemistry of pain -- how it works, why we have it, and how painkillers, whether they're over the counter or ...
Ultrasound Treatment For Joint Pain, Does Ultrasound Treatment For Joint Pain Work? MP3
http://www.nuraflex.com - Herbal remedies for joint pain relief, looking for the best natural herbal remedies for joint pain relief? Visit Nuraflex for more information ...
My Newfoundland Dog: Honeybun ..... No Pain (Work) ... No Gain MP3
Honeybun is really good at "Wait" especially when it involves food, he always wait until I allow him to eat (Of course not if I am not looking).... But instead of ...
Pat-Pain @work 1.8.2014 Summermoon MP3
Pat-Pain @work 1.8.2014 Summermoon.
Love Pain (work in progress) MP3
Herobrine has a pain Work out with herobrine MP3
Pat's anti-pain work out MP3
Pain work moving update timothytrespas MP3
t pain work it MP3
download/ listen 2 full mixtape 4 free @ http://mixtape.chicrackin.com.
Betta Medz (The Pain) - Work Permit Riddim - May, 2014 Download MP3
Work Permit Riddim Respect To The Riddim Producer Artist Betta - Medz.
T PAIN WORK imvu style MP3
i own no rights , all rights reserved to publishing and artist made for entertainment purposes only for imvu.


text:
Mouseover to zoom
Mutt WilliamsPrice: $24.99 Write a review | No reviews for this product.
Team up with this spunky sidekick on an adventure-filled quest for the Crystal Skull! This detailed Mutt Williams figure is based on the character from the Indiana Jones film, Kingdom of the Crystal Skull, and comes with a fencing sword to help ward off the approaching enemy! Looking tough in a t-shirt and leather jacket, this fun figure also comes with a top-secret hidden relic for you to discover!
Figure comes with sword and hidden relic accessories.
Write a review | No reviews for this product.


text:
Pittsburgh – Dick's Sporting Goods Inc. opens three new stores on April 25. The stores are located in Lawton, Okla., Alabaster, Ala., and Tampa. Fla.
The Lawton store will be located at Lawton Town Center, while the Alabaster store will be located at Colonial Promenade Alabaster and the Tampa store will be located at Westshore Plaza. As of April 25, Dick's will operate 566 stores in the U.S., including 11 in Alabama, 27 in Florida and eight in Oklahoma.


text:
We have some new SavingStar cashback offers this morning. You will want to stop by Redplum for matching new printable coupons too. There are new Oreo, Sparkle, Angel Soft and Garnier printable coupons on the Red Plum site that match these new cashback offers. Here is the list of new offers you can activate at SavingStar:
$1/1 Oreo Churros 10.3 oz box
$0.45/1 Sparkle Minis 3 ct or Sparkle 6 rolls or larger
$0.45/1 Angel Soft Bathroom Tissue
$1/1 Persil ProClean Laundry Detergent
$2/1 Garnier Whole Blends Shampoo, Conditioner or Treatment
Never miss another hot coupon, deal or freebie again! "Like" Couponaholic .NET on Facebook, Follow us on Pinterest, Follow us on Twitter, Follow us on Instagram or Subscribe to our Daily Email Newsletter!


text:
Bloggers Paradise: Wordpress 2.7 with Update Function and New Interface
Codenamed "Coltrane", the major release of Wordpress 2.7 comes with more than a few changes.
First, the most important: Wordpress v.2.7 has a one-touch refresher function. It is no longer necessary to superimpose new data over old. The upload is via SFTP and the plugin order no longer has to be pushed manually into the relevant server file. In future this can be done using the so-called "Dashboard" backend of Wordpress. This is a big step forwards for the free blogger system that boasts a huge and extremely active developer community (150 developers worked on this release), not only for security reasons, but also because of the frequent arrival of new releases.
The second big improvement may be less obvious. To encourage even more external developers to dock onto the system, Wordpress has increased the number of API-Calls. This provides Wordpress not only with a functioning admin, but also an entire arsenal of plugins, allows it to allot various roles to users. Not to mention the enrichment of Content Management.
Apropos backend: users are making the lives of Wordpress developers a lot easier because most of the functions can now be reached with significantly fewer clicks. Also, via drag and drop, single components can be pushed around at the users convenience. Articles can now be set to "sticky" on the startpage, a helpful function when important articles are to be picked out of the flow of daily news reports. The appearance of comments, which can be spread over numerous pages, has been enhanced, and with the backboard, comments can be moderated by the users.
Security is a recurring concern at Wordpress -- and will probably stay that way. As usual, the developers have concentrated mainly on the new functions. Whereby themes undergo security checks, plugins don't, which make them an easy entry point for spammers and hackers. Which is why Wordpress recommends reading the comments on their developer website before plugins are used. The Wordpress v.2.7 can be found at the Wordpress.org website.
Issue 201/2017
Buy this issue as a PDF
Kolab Now Integrates Collabora Online
Kolab Now subscribers now have access to Collabora Online.
Endless OS, a Distribution Without Internet
A new version of Endless OS has been released.
GitHub Announces Open Source Friday Program
They encourage people to take time out and work on open source projects on Friday.
System76 Announces Their Own Distro, Pop!_OS
Pop!_OS is based on Ubuntu and uses the Gnome stack.
Linus Torvalds Talks About His Motivation
He never tires of working on the Linux kernel.
Debian 9 Stretches Its Wings
The new release of Debian has a very strong focus on security.
Trojan Turns Raspberry Pi into a Cryptocurrency Mining Device
Two trojans in the wild are targeting Linux machines.
Fedora 26 Beta Comes with New Features
The workstation comes with the latest Gnome desktop environment and support for many application build systems.
Raspberry Pi Foundation Merges with CoderDojo Foundation
The two foundations join forces to expand their efforts to reach young people.
Samba Security Hole Patched but Risk is Bigger
Millions of devices that use Samba Server are vulnerable to attacks.


text:
There I was, surfing the latest mobile marketing news when I saw it. Just one sentence that made me stop mid-surf:
"SMS shouldn't be thought of as an acquisition tool".
That didn't sound right to me at all. Why would anyone say that? The rest of the paragraph explains what the author was thinking:
"Its success in that respect is likely to be limited. Instead it should be respected as a powerful medium to drive customer loyalty, satisfaction, brand advocacy and retention".
Their conclusion that SMS is great for customer loyalty, retention, and the rest is true. It is powerful in that way. But its ability to get you new customers isn't necessarily limited. It all depends on how you use it.


text:
Jobs in Aignish
Email me jobs like this
Commercial Property Solicitor
Posted 13 July by G2 Legal Limited
Commercial Schemes Broker / Executive
Posted Yesterday by Exchange Street Financial Services
Field Sales Executive - Telecoms
Posted 17 July by Kinex
Mobile Pest Control Technician
Posted 13 July by Servest
Laboratory Assistant Microbiology
Posted 13 July by Kelly Services
Store Manager Designate
Posted 17 July by Signet
Exciting Locum Podiatrist opportunities
Posted Yesterday by Reed Health & Care Featured
Territory Coach
Posted 13 July by We Buy Any Car Featured
Account Manager
Posted 17 July by ACE Recruitment (UK) Ltd
Head of Operational Planning
Posted 5 days ago by Cactus Search
Implementation Consultant
Posted Yesterday by BPM Tech New
Virtual Assistant
Posted 26 June by SmartPA Featured
Email me jobs like this
Fire and Security Installation Engineer
Posted Yesterday by Catchpoint UK Ltd New
Part Time Warehouse Op
Posted Today by Manpower New
Store Managers, Store People Managers & Senior Managers
Posted 17 July by Morrisons Featured
Holiday Home Sales Advisor - Ayrshire, Scotland
Posted 12 July by Parkdean Resorts
Recruitment Consultant
Posted 13 July by Seriously Connected
Staff Nurse - RMN / RNLD - Private Hospital
Posted 1 June by Appoint Group
Staff Nurse RMN / RNLD - Learning Disabilities
Posted 12 July by Appoint Group
Care Assistant
Posted 2 days ago by SCRT New
Store Manager - Edinburgh Maybury
Posted 17 July by B & M Retail
Posted 2 days ago by Switch Consulting Recruitment Limited New
Upholstery Technician
Posted 2 days ago by ScS New
Quality Manager - Product Focused
Posted 13 July by X4 Group
Sign in to create your email job alert.
Replace a saved search
Replace a saved search
Shortlisted job limit
You have reached your limit of 100 shortlisted jobs. To save more, please delete some of your existing shortlisted jobs. View shortlisted jobs


text:
Mailjet has updated its Data & Privacy Policy, in accordance with european laws on cookies use. If you choose to pursue your browsing on our site, you explicitly agree that we may register cookies on your computer, for purposes of information collect and improvement of our services.
Mailjet now lets you ask questions to Deliverability Experts. Discover this new service.
Open a new ticket
To help ensure your emails are delivered to your recipients' inboxes, please check out our Sending Policy. If you're following our guidelines and are still having deliverability issues, please login to contact the Mailjet Support Team from your account.
Your Name
Your Email
Your Phone Number (One of our agents may get in touch with you by phone if needed.)
Your Question
Sign inSign Up for Free
Privacy Policy |
Anti-Spam Policy |
Terms of Use
© 2017 Mailjet SAS. All rights reserved.


text:
Uzal in the Hebrew Bible, descendant of Joktan whose clan supposedly settled in Saudi Arabia. He was believed to be the founder of an Arabian tribe.
- Joktan became the father of Almodad and Sheleph and Hazarmaveth and Jerah and Hadoram and Uzal and Diklah (Genesis 10:26-27)
See also
|This page uses content from the English Wikipedia. The original article was at Uzal. The list of authors can be seen in the page history.


text:
State Rep. Bob Smith, R-Watkinsville, will speak to the UGA College Republicans at 7:30 p.m. today in room 101 of the Student Learning Center.
Print-ready version
Send to a friend
Subscribe to the Banner-Herald
E-mail the Editor
Discuss in Forums
Smith represents the 113th District, which includes Oconee County and parts of Clarke, Oglethorpe and Morgan counties, and is vice-chairman of appropriations for the Higher Education Subcommittee, the group that deals with university-wide issues. Smith also sits on the Legislative and Congressional Reapportionment, Public Utilities and Telecommunications, and Rules committees.
Rep. Smith will speak about the past General Assembly session as well as address many controversial issues such as the statewide indoor smoking ban and funding for the university system.
Vet school to host open house Friday
The University of Georgia College of Veterinary Medicine will hold its annual public open house from 9 a.m. to 4 p.m. Friday at the vet school, Ag Drive at Carlton Street on south campus.
The event will feature an all-breed dog show and veterinary hospital tours, as well as horseback riding and dog agility demonstrations, face painting, a parade of dog breeds and question-and-answer sessions with current veterinary students.
Children may assist while veterinary students suture their favorite stuffed playmates in the teddy bear surgery area.
In addition, tours of the small and large animal hospitals will be available all day, with scientific exhibits showcasing every kind of animal from dogs to exotics. Vendors will sell UGA merchandise and food.
Admission is free and open to the public. Parking will be available at the softball complex on South Milledge Avenue with shuttles running to the college throughout the day.
Minority business class set for Friday
The Athens Area Chamber of Commerce will host a minority business seminar at 8:30 a.m. Friday at the chamber building, 246 W. Hancock Ave.
Representatives from the Georgia Minority Supply Development Council will provide information about increasing their competitiveness, revenues and client base through certification.
The "Certification Gets You Business" seminar is the second of a six-part series on "Bedrocks of Successful Business."
The seminar, which is open to the public, starts at 8:30 a.m. and costs $5 per person.
Latino educator to speak at UGA
An expert on Latino education, Rosa Hernandez Sheets, will speak about the role of culture in teaching and learning at 1 p.m. Friday at the University of Georgia College of Education.
Sheets, an associate professor at Texas Tech University, will give a talk titled "Diversity Pedagogy: Examining the Role of Culture in the Teaching-Learning Process" as part of UGA's Center for Latino Achievement and Success in Education (CLASE) Seminar Series.
The talk will be held in room G-23 of Aderhold Hall and is open to the public. A reception will be held 30 minutes prior to the presentation.
Six UGA students win fellowships
Six University of Georgia students have been selected as midterm recipients of the Foundation Fellowship, UGA's most prestigious undergraduate scholarship.
The fellowships cover the students' final two years of undergraduate study, including the full estimated cost of attendance, as well as international travel-study grants, academic research and conference grants, and numerous academic enrichment opportunities.
The 2005 Midterm Foundation Fellows are Caelin Cubenas, a biochemistry major from Roswell; Douglas Jackson, a chemistry major from Round Oak; Michael Levengood, an economics and geography major from Lilburn; Erin Mordecai, a biology and English major from Stockbridge; Amulya Nagarur, a biochemistry and molecular biology major from Duluth; and Katrin Usifo, a biology major from Savannah.
© 2017. All Rights Reserved. | Contact Us


text: In honor of Halloween's fast approach, Glamour Magazine came up with a list of the "31 Sexiest Movie Vampires." 11 of the 31 vampires that made the cut were from the Twilight Saga! Did your favorite make the list? 31. "Alec" (by Cameron Bright) 29. "Victoria" (by Rachelle Lefevre and Bryce Dallas Howard) 27. "Demetri" (by Charlie Bewley) 25. "Alice Cullen" (by Ashley Greene) 24. "Carlisle Cullen" (by Peter Facinelli) 22. "Jasper Hale" (by Jackson Rathbone) 19. "Rosalie Hale" (by Nikki Reed) 17. "Caius" (by Jamie Campbell Bower) 10. "Riley Biers" (by Xavier Samuel) 4. "Emmett Cullen" (by Kellan Lutz) 1. "Edward Cullen" (by Robert Pattinson)1 of 11Add photoCheck out the full list of winners, HERE! Retrieved from "http://twilightsaga.wikia.com/wiki/User_blog:Babyjabba/Twilighters_Fill_Glamour%27s_List_of_the_Sexiest_Vampires?oldid=205605" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Category: Blog posts


text:
Bartz's 'Technical Difficulties' Become 'Expletive Deleted'
If you listened (or read) all the way through Yahoo's conference call Tuesday, you heard CEO Carol Bartz, responding to a question from FBR's Heath Terry, make her opinion on the company's prior structure perfectly clear:
Heath, as far as the investment of the global platforms, the — the real important issue, frankly, well there are a couple of important issues, but of our re-org, was to get engineering focused. And it was sort of scattered to the winds. I'm not talking about an engineering center in Bangalore or whatever, but I'm talking about engineers in almost in every country. And way too many product people. So, when I say product people, we sort of had a one product management person for every three engineers. So we had a lot of people running around telling engineers what to do, but nobody f—ing doing anything.
It's not the first time an executive swore during a call (Enron's Jeff Skilling famously did so in 2001), but it woke listeners up. Valleywag editor Owen Thomas posted a recording of the quip and a post titled "Yahoo CEO Lays Off Workers, Not Swear Words…