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Ask the Coach: Finding Motivation to Exercise
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Good luck!

subset: commoncrawl


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Discussion about hockey history focusing on the Flyers, Spectrum, etc.
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Join Date: Apr 2009
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Originally Posted by
In my opinion (I think it was a Sunday game), the win against the Rangers is the most important in team history
a Cup Finals' game. Even more so than the win against the Soviets.
Orest Kindrachuk had a hat trick in that brawl-game against Detroit.
Bladon's 8 points were incredible and almost forgotten was he was +10 in that game.
Hill's game was broadcast nationally, too, through a syndicated outlet. I hope it was kept on film but I don't think it made the cut; I don't recall seeing any video.
The Rangers game to me will forever be underscore for me by the Schultz/Dale Rolfe fight where Hammer pummeled Rolfe while the Rangers stood there and allowed their teammate to be destroyed... sealing up the victory and the future, as I see it.
IIRC there was a heavy snow blizzard in Philly and may fans with tickets didn't venture out in the hazardous highways for a game they could see on TV... I recall a vey depleted Spectrum and a national audience, and Gene (bless his tremendous) Hart telling the TV fans that they have opened the Spectrum doors and anyone who wants to fight the elements can come in and see the game live... I also remember him extolling Hill and what he was accomplishing in front of such a sparse audience... At least that is how I remember it.
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A SECRET report commissioned by the Department of Prime Minister and Cabinet confirmed almost a year ago the overwhelming majority of people in Sydney wanted the government to build a second airport at Badgerys Creek.
And they were sick of delays in getting it started.
The 600-page, never-released study, seen by The Daily Telegraph, showed that support for Badgery's Creek was consistent across the entire Sydney region, including those suburbs in western Sydney electorates that may be directly affected.
Considered the "bible" on Badgerys Creek — depriving the government of any excuse to not proceed — the report concluded 62 per cent of people across Sydney nominated it above any other location.
"The people of Sydney agree with the need for a second airport and can see the opportunity for one based on the potential for economic growth, jobs and improvements to infrastructure in the local area," the report said.
"The decision to proceed with the airport must demonstrate a commitment to a long-term solution ... Badgerys Creek was clearly regarded as the most suitable location for a second airport."
But it also warned that residents had become so cynical about continued promises and delays that they no longer believed it would ever be built.
"The perception is that successive governments at both state and federal levels have been vacillating on the issue or so long that it will never really happen," it said.
The report, which is now with the government, was initiated by the former Labor Infrastructure Minister Anthony Albanese to develop a communications strategy around a "yes" decision, and gauge community attitudes toward a second airport at either Wilton, Richmond or Badgerys Creek.
In all regions including northwest and southwest Sydney, the communities surveyed nominated Badgerys Creek as the best site.
The report, it is believed, made it to a Cabinet sub-committee level under the Gillard government before the election — suggesting that Labor was preparing to give the project the green light if it had been re-elected.
A total of 1542 residents from regions spanning the northwest to northeast, inner north, inner west, east, south, southwest and central western suburbs were interviewed in depth by a company Essence Communications, which provided the findings to the Department of Prime Minister and Cabinet.
Its findings offer a rejection of Prime Minister Tony Abbott's decision to delay approval of Badgerys Creek over concerns for MPs in western Sydney nervous about community attitudes. The report revealed that the majority of residents in those Liberal electorates wanted the airport and were frustrated by the on again-off again delays by successive governments.
"The results indicate that the populations (are) generally at one in their response to the issue of a second airport for Sydney," the report said.
"A key concern for participants is the lack of infrastructure to support growth in western suburbs.
"First it was generally accepted that Sydney does need a second airport and secondly it is generally considered that the second airport is best located in Badgerys Creek. The report cited concerns around noise and pollution but found that these concerns were not enough reason for people to not want it to go ahead."
JOBS LOST AS PM DITHERS OVER AIRPORT Leigh van den Broeke
AS the Abbott government is on a holding pattern over Badgerys Creek as a second airport, workers in western Sydney fear for their long-term future if a decision is not made soon.
The Australian Manufacturing Workers Union has accused him of succumbing to political pressure with his decision to delay the second airport's approval.
"It's well and good for Tony Abbott to talk tough about workers' wages and conditions, but when asked to take the tough political decision of approving a western Sydney airport, he has squibbed it because of political pressure from his backbench," said Tim Ayres, AMWU NSW secretary.
"Western Sydney is crying out for jobs the new infrastructure associated with the airport will create, but the state and federal government are falling asleep at the wheel," he said.
Romiz Deeb, Jay Muthiah, Habib Mahfouz and Dennis Byrne are among nine workers at
Accent Air in Liverpool who have been made redundant and will finish up next month.
"We sat around the boardroom and (management) said they were trying to sell half the company, the airconditioning side, but it fell through," Mr Byrne said.
"So they are going to stop making airconditioning on March 21 and some of us will be made redundant."
Mr Byrne, a 63-year-old sheet metal worker from Liverpool, said the decision put him into retirement but he couldn't help but feel devastated for the other, younger employees who still needed work.
"A lot of other fellas were worried about their jobs because they have families and pay rent," he said. "Some of the younger guysneed their jobs and it's so hard to get jobs out here.
"If the airport went ahead I'm sure they'd need airconditioners out here and that would be right up this company's alley."
Liverpool City mayor Ned Mannoun said skilled workers like those at Accent Air would benefit from a second airport in Sydney being approved.
"An airport at Badgerys Creek would generate a huge economic boost and much-needed jobs for both Liverpool and the region," Mr Mannoun said.
HAVE YOUR SAY: Leave your comment below.
Originally published as People demand start on Badgerys


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These are the details for the profile German company developing a HTML5 high quality cross-platform game is looking for distributors .
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Let's be honest: it's a bit of a mystery why KORG has't already shipped a mixer. KORG volca series customers seem to snap up every single volca model the Japanese maker can cook up. That leaves them with a bunch of toys with stereo minijacks and no way to mix them together other than buying compact mixers by the likes of Behringer and Mackie.
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A KAOSS-style X/Y pad
Knob for level; mute switch
Full disclosure: I have a conflict of interest in that as the manufacturer of the MeeBlip, I want one to exist for that, too!
It's certainly possible this is a mock-up made by someone outside KORG. Making good-looking renders is something anyone with some basic technical background can do, and there are a lot of talented people out there. There's no way to know until there's an official announcement. I'll leave it to you to speculate.
If this isn't what KORG is planning, it sure seems to be a no-brainer set of features that would fit perfectly with the company's DNA and its volca line. I kind of think it is a genuine leak. But… if it's not, KORG, go make this, please, and apparently you can have yet more of our money.
The post Even if this KORG volca mixer is fake, you'll want it anyway appeared first on Create Digital Music.


text:
Reluctantly, I take yet another step into the 'lifestyle'
Aaron and I managed to get together with Harris two more evenings during that torrid week in Houston. Each encounter was wonderfully fulfilling. I must confess, when I said goodbye to my ebony lover late Thursday evening, I was deeply saddened. I had developed a genuine affection for him. "Do you think we'll ever see him again?" I asked solemnly. Aaron hugged me before responding,...Read On
Added: 04 Jan 2017 | Category: Wife Lovers |
Avg Score: 5 |
Words: 6,108 |
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| 38 Comments
Kristen no longer has to endure her sex-less marriage. Her male friend is no longer platonic.
~~~~~K~~~~~ With my eyes still closed, I held my hand down there, gathering his seed as it came out slowly—I was in no rush to push it. Each time I felt I had gathered ample, I brought it up to my mouth and licked my fingers. I knew he would taste wonderful—he did. I knew I needed more of him. After I collected the last drop, I arose and took a hot, luxurious shower. Now, mentally back to...Read On
Added: 17 Oct 2015 | Category: Wife Lovers |
Avg Score: 5 |
Words: 5,027 |
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| 36 Comments
My lovers and I spend the fourth of July weekend in Vail
The relationship: In retrospect, I should have seen this coming. In the weeks following my decision to open my marriage, as well as my thighs to my husband's best friend, Glenn, the emotional entanglements became more obvious and real. Glenn claimed that he was in love with me. If I am honest, I shared those feelings towards him as well. My emotional connection to Glenn was...Read On
Added: 06 May 2016 | Category: Wife Lovers |
Avg Score: 5 |
Words: 8,119 |
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| 41 Comments
Wife's husband sets up the start of her sexual adventure with a trip to Las Vegas
Andee carefully removed the letter from the envelope. She had just come home from work to find it placed on her pillow, plainly marked "Just For You." She knew it was from her husband, as he had departed on his business trip earlier that day. And, as he often did, he had some scheme cooked up to add a little excitement to her life. This time the plan was for her to travel to meet him at...Read On
Added: 24 Mar 2013 | Category: Wife Lovers |
Avg Score: 5 |
Words: 7,050 |
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| 18 Comments
Chris and Glenn want to take me at the same time! Is that even possible?
Previously: As you may recall, Glenn, my husband's best friend and college roommate, was staying at our home during the summer of 2015. I had given birth to my first child, Amy, less than a month earlier . The first two weeks of Glenn's stay went smoothly, however, my life changed completely one Friday evening in early June. My husband, Chris, convinced me to breast feed...Read On
Added: 22 Apr 2016 | Category: Wife Lovers |
Avg Score: 5 |
Words: 5,588 |
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| 38 Comments
His wife hints that she wants to explore her sexuality
Things settled back into a routine after that; we both woke up the next day with a slight hangover – more from sexual satiation than from the alcohol, I think - but quickly got it together and made our respective ways to our jobs. Alli had a dog that she'd been talking about bringing home, one to replace our trusted old buddy, Sammy, a sweet, gentle, intelligent old black Lab that had died...Read On
Added: 09 Sep 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 8,135 |
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| 23 Comments
Chris and Glenn take me at the same time!
Previously: As you read in chapter one, my husband's best friend and college roommate, Glenn, stayed with us at our home in Aurora, Colorado during his internship during the summer of 2015. I had given birth to my first child, Amy, less than a month earlier, and was breast feeding her. Soon after Glenn's arrival, I became aware that he had discovered some naked pictures of me that...Read On
Added: 17 Apr 2016 | Category: Wife Lovers |
Avg Score: 5 |
Words: 3,235 |
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| 37 Comments
Wife's night out
Sara : It's early morning; the sun is just starting to brighten the bedroom as I crawl, nude, into bed with you. You feel my body heat and my breath, smelling of alcohol and sex on your neck as my hand slides over your belly to your hard cock. It's often hard. I went out last night with friends and you noticed that I'd was dressed to impress. You had that feeling in the pit of your...Read On
Added: 27 Sep 2016 | Category: Wife Lovers |
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Words: 2,976 |
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| 13 Comments
My shywife discovers my favorite web site and agrees to try it with my brother.
I watched enthralled as the engorged, rigid, veined rod of flesh withdrew, glossy with moisture glistening on the thick, reddish mass that only partially evacuated the pulpy, tight clutch of my wife's vaginal orifice. I held my breath involuntarily as the motion stopped and inexorably reversed, the meaty mass gradually disappearing into the dark recesses where I could only imagine her...Read On
Added: 18 Apr 2013 | Category: Wife Lovers |
Avg Score: 5 |
Words: 6,439 |
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| 21 Comments
Michelle continues an affair with her college boyfriend
After Michelle's description of her weekend with Mike, I asked her to call him again and set up another date in our hometown, Pasco, Washington, as I wanted to actually see them together. Michelle told me that Mike was still in love with her from their affair sixteen years ago and the sex she described to me from the weekend was pretty fantastic. Michelle expressed her love for me above...Read On
Added: 17 May 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 9,750 |
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| 17 Comments
Miranda is convinced by a friend that a swingers party is the best way to save her marriage.
It started with another one of our fights. Marc and I just seemed to be bickering a lot lately and this one has pushed me to the edge. I decided to spend the night at Lindsay's apartment to give myself a little breathing room and cool down. I don't know why this one seemed worse than the others but it was probably just an accumulation of frustration. "Linds, I don't know what to do. It's...Read On
Added: 12 May 2015 | Category: Wife Lovers |
Avg Score: 5 |
Words: 4,041 |
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| 15 Comments
I was falling further and further into his hands, but I couldn't help myself against Derek's charms
As soon as I got home I headed for the shower. I felt so guilty and dirty that I just had to wash away the ill feelings and the events of the past two hours. Bryan thankfully was in his office so didn't hear me come in or distract me on my way to the shower. I was scared that if I saw Bryan he would know that something was up with me. He might start questioning me and interrogating me, and...Read On
Added: 17 Jul 2016 | Category: Wife Lovers |
Avg Score: 5 |
Words: 3,020 |
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| 19 Comments
What happens in Germany, stays in Germany...
I stood in the glass enclosure as streams of hot water caressed my shoulders. I kept thinking about that phone conversation I'd had with my husband. Sometimes when I'm stressed, a bath or hot shower brings clarity to my thoughts. Everything that happened these past few days had brought me to this critical crossroads in my life. I knew whatever I decided from this point on would...Read On
Added: 28 Apr 2017 | Category: Wife Lovers |
Avg Score: 5 |
Words: 6,737 |
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| 24 Comments
My wife decides she wants to have me watch her fuck another man and chooses the UPS delivery man
A lot had happened since our encounter with Christina in Ocean City. Sheri and I started having sex with her regularly, without Bob ever finding out. We had threesomes at least once or twice a month for quite some time. A few years later, Sheri and I got married. We moved from Pennsylvania to Maryland where I got a new job. We got a nice apartment with lots of room. Moving meant we barely...Read On
Added: 30 Jan 2015 | Category: Wife Lovers |
Avg Score: 5 |
Words: 3,425 |
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| 12 Comments
Michelle and Michael decide to enjoy their fantsy, for real!
"Hey Babe, how'd everything go?" Michael asked just as soon as she came in. "Everything went fine, are you okay?" she asked sounding sincere. "Well, yes, actually pretty good after your exciting text." She could actually see that her text worked. As she cast her eyes downward she could tell that he was excited. Michelle smiled slightly and said, "Well good, that was the idea." "Well,...Read On
Added: 20 Sep 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 3,873 |
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| 12 Comments
The handyman returns for some more fun with Carla
Carla managed to hold out for five days. She had taken his card out of her bag after getting home from her shopping trip and pinned it to the kitchen notice board. There were a few business cards there of services that they had either used in the past or might need in the future. Jo had looked it and commented on what a good job he had down. Carla had looked at it too but with a smile; she...Read On
Added: 20 Oct 2015 | Category: Wife Lovers |
Avg Score: 5 |
Words: 2,067 |
Tags: interracial cheating oral sex masturbation cuckold
| 28 Comments
Michelle and I get ready for her Caribbean cruise with her lover.
Michelle called me a little after noon and said she was on her way home. I asked her how the dance was, and she said she'd tell me about it when she got home. I'd been anxious ever since she left the day before. Today was the first day of our forced abstinence and if she had a seriously sexy story to tell me, I knew that I was in grave trouble already. It'd been five days since we made love...Read On
Added: 13 Feb 2017 | Category: Wife Lovers |
Avg Score: 5 |
Words: 6,914 |
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| 14 Comments
Michelle finally comes home to Michael
Michael heard the garage door open and he knew Michelle was finally home. He was waiting for her dressed in an open shirt and black silk shorts. He got off the couch and made his way to the hallway so he could greet her the moment she came in through the garage door. Michael was nervous. As Michelle pushed the button to close the garage door, she took a deep breath. She sat in the car for...Read On
Added: 25 Oct 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 5,285 |
Tags: hot wife cheating cuckold milf straight sex
| 13 Comments
Volunteer work saving the environment has side benefits for Trevor.
When Trevor came in to the Environmental Awareness Center at ten a.m. for his Wednesday volunteer shift a new receptionist was on duty. She looked to be in her mid-twenties with long auburn hair, sparkling green eyes, a rosy blemish-free complexion and a buxom chest. "Hi, I'm Trevor Bridges," he said extending his hand, "are you a new volunteer here?" Ashley Thomas accepted Trevor's...Read On
Added: 11 Feb 2013 | Category: Wife Lovers |
Avg Score: 5 |
Words: 9,494 |
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| 2 Comments
This time, when we received the news that John would be back in town, we had adequate time to anticipate and plan. It was a nice change. His visit would have him in town on a Friday night, with a late business function to attend. Unfortunately, it was my weekend to work. I was lucky to find a coworker to cover my shift. I booked the night off from work, and Paula made arrangements for...Read On
Added: 02 Sep 2015 | Category: Wife Lovers |
Avg Score: 5 |
Words: 3,988 |
Tags: threesome mmf bisexual true oral anal creampie
| 20 Comments
A married couple attends their first swingers' party...
"Have fun, you two," Brian generously offered, briefly grabbing my attention away from his wife, sharing his smile which lacked jealousy or subterfuge. "Come on, silly," Amanda giggled, "We have some catching up to do." She then mouthed a thank you to her husband. Her teary gaze led mine to the stairs, which I assumed lead us to the bedrooms. I was numb, shell shocked, call it whatever...Read On
Added: 12 Mar 2017 | Category: Wife Lovers |
Avg Score: 5 |
Words: 3,094 |
Tags: swinging wife swapping first time
| 20 Comments
My date with Diana continues. Michelle and I continue getting ready for her cruise.
After Michelle left, I got myself ready for my date with Diana. I had no idea what kind of restaurant she wanted to go to so decided to dress for the plane trip, a simple pair of slacks and one of my favorite satiny shirts. I love the feel of a woman's hand on that shirt, and I was hoping to feel Diana's hands on it later. When I met her at her house, I was again taken aback by her big...Read On
Added: 26 Feb 2017 | Category: Wife Lovers |
Avg Score: 5 |
Words: 7,655 |
Tags: seduction tease widow
| 17 Comments
Wife gets it on with my best friend at last
This is the third part of the story of me and my wife Jackie's adventures. Links to the first two parts are at the bottom of the page. They describe my wife's penchant for flashing our best friend when she's had a few drinks, and also becoming a bit of an exhibitionist. We lived in a village where we were well known, so we had to be fairly careful what we did locally, but this didn't...Read On
Added: 19 Jun 2012 | Category: Wife Lovers |
Avg Score: 5 |
Words: 2,492 |
Tags: threesome oral best friend masturbation voyeurism
| 7 Comments
further to what happens when I dare my wife to go without underwear for a weekend at the cottage!
You really need to read part 1 first for any of this to make sense ****Day 2**** "FUCK" I shouted in a whisper as my shin connected with the corner of the bedside table. I had jumped out of bed so fast when my alarm went off that I totally forgot where I was. I shut it off and looked out the window. The sun was just beginning to turn the black sky a slightly lighter shade of blue and...Read On
Added: 04 Feb 2011 | Category: Wife Lovers |
Avg Score: 5 |
Words: 8,711 |
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| 8 Comments
A mature neighbour improves a lazy Saturday evening.
My day had been lazy and generally unproductive – just the way I liked it, for a Saturday evening. I had lounged around the room all day in a pair of tight blue boxer briefs; watching television; eating whatever I fancied and idly playing on my laptop. This was my idea of a relaxing, enjoyable weekend alone. Nothing could disturb me. No sooner had I thought this than my phone vibrated on...Read On
Added: 10 Apr 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 6,365 |
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| 25 Comments
This is the second episode of a story I wrote. I suggest you read "Walking Home" to make any sense of this. It had been nearly a week since Sharon and I had watched Jill with her two friends. We had mentioned it casually to one another but Sharon had always smiled and said it was just a wild evening caused by too much wine. By the time we had gotten home after our park bench fun, it...Read On
Added: 05 Jun 2015 | Category: Wife Lovers |
Avg Score: 5 |
Words: 5,517 |
Tags: wife
| 13 Comments
Pleasing my wife
I had just finished having a massage in a club and was standing in front of my locker, preparing to get dressed, when this guy walked up out of the shower. The guy had the biggest dick I have ever seen. It was just hanging down his leg and must have been nine or ten inches, soft. I couldn't help but say something. "Man, that is the biggest dick I've ever seen. The women must love you." I...Read On
Added: 04 Mar 2016 | Category: Wife Lovers |
Avg Score: 5 |
Words: 4,009 |
Tags: exhibitionism interracial big dick blow job lesbin
| 9 Comments
Hot wife wants to fulfill her long-time fantasies with husband's friend at an amusement park...
You just never know when one of those moments is going to come along that you will never forget; one summer weekend, Sandy Becker and her husband, Jim, were planning a fun day at a popular amusement park with some of their friends. Not only was she very excited about many of the thrill rides, but because she knew her husband's coworker, Mark, would be there as well. Sandy and Mark had always...Read On
Added: 16 Aug 2009 | Category: Wife Lovers |
Avg Score: 5 |
Words: 7,268 |
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| 5 Comments
The fallout continues and comes to a conclusion
When we ventured out on the street I told Jacqui that I was going to start extracting some services for what I had paid her. She looked at me with kind of a worried frown on her face, certainly not sure what I meant by that. As we walked down the street, I saw ahead of us what I was looking for. We were in Nevada where prostitution is actually legal. I doubt there's a town in Nevada that...Read On
Added: 02 Sep 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 5,115 |
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| 28 Comments
A 39 year old woman continues to seduce her son's best friend
Since his last visit to Larry's Mum's house, Matt had hardly thought of anything else. Being his best friend's Mum, he had always attempted to keep any 'thoughts' he might have under mental lock and key. Being alone with her in her kitchen, while Larry was in hospital and her husband working away, had gotten out of hand. While his first blowjob and tit-wank from the buxom 39 year old,...Read On
Added: 20 Apr 2014 | Category: Wife Lovers |
Avg Score: 5 |
Words: 2,278 |
| 26 Comments


text:
I know I've done a blog about this before, but It's about time I tell my POV of "The Beak." Well first of all here is the summary (In case you forgot or just need a refresher): When Phineas and Ferb build a robotic suit to test out their new skate track/obstical corse, a supervillian named Khaka Peu Peu arrives to give Danville "The worst day ever!" So the boys become Danville's newest superhero: The Beak all the while keeping it a secret from Isabella in order to protect her from K.P.'s wrath (Phineas's Idea). meanwhile Mayor Doofenshmirtz, avioding unwanted blame unwittingly puts Dr. Doofenshmirtz in charge.
here is my perspective on the episode: I beleive we are witnessing a new generation of MMM (Mini-Movie Makeing) the abillity to condense an epic story on to 22 minutes (thats 17 minutes longer than what a mini-movie's lenth is now a days) though it's not long enough to be a feature flim, this episode is the only one I know that has feature flim quality. I would also like to add that the Charater Development between Phineas and Isabella has evolved from obvious to warm (so warm like a blaket you just want to snuggle up to) the CGI (Despite that It's cel-shaped) harkens back to the ground-breaking technology In "Toy Story." and the villian is defenitly the best Villian ever (Emotionaly). and as for the songs in this episode, they rock Literaly for the first one when they are trying out the skate track in The Beak suit and in the second half song reminds me of the spiderman theme song from the 1960's.
well that my view, tell me what you think about it (P.S. Fossy, what's your view of "The Beak"?)


text:
Sparerib Marinade
Recipe by Loadedpbj
I can't remember where I found this recipe, but to me this is the best pork rib marinade out there. Honey and pork is a winning combination and these ribs are finger licking good.
Top Review by mj-coleman
Great marinade used it for chicken wings too.....for really succulent ribs we marinate then cook in pressure cooker for 10 mins remove from pressure cooker and finish off under grill or on BBQ. Thicken the marinade sauce using arrowroot to baste the ribs whilst on BBQ or under grill ........yum
See Discussion:6 Reviews
Ingredients Nutrition
- 1 kg pork spareribs
- 80 ml honey
- 60 ml soy sauce
- 45 ml oyster sauce
- 30 ml soft brown sugar
- 7 cm piece ginger, grated
- 3 garlic cloves, crushed
- 15 ml tomato paste
- 1 ml salt
- 1 ml cayenne pepper
- 1 ml ground cinnamon
- 5 ml rosemary
Directions See How It's Made
- Arrange the spareribs in a single layer in a nonmetallic dish.
- Mix all the ingredients for the marinade together and pour over the spareribs.
- If you don't really like ginger that much you may find it a bit over powering and would want to reduce it.
- Cover and refrigerate for at least 8 hours or overnight.
- Preheat the oven to 190°C and arrange the ribs on the rack of a roasting pan.
- Oven roast for 50-60 minutes, basting occasionally with the marinade.
- Turn every 10 minutes.
- Or just throw them on the BBQ.
- Cut the ribs into portions and serve.


text:
Location & Transport...... | ......Farm Work...... | ......Events...... | ......Contact Phat Sams......|...... Home Page
Phat Sam's Backpackers is a small and cosy single storey hostel, boasting world class amenities and situated close to all the action.
The tranquil seaside town of Busselton is the gateway to the Margaret River Wine Region.
It's the perfect place to embark on a wine tour, day trip, cycling trip, scuba diving adventure etc.
Or just chill out and have a few beers and one of our woodfired pizzas!
Busselton is located 230km south of Perth (a 3hr drive or 4hr bus trip) TransWA and Southwest Coachlines operate between Perth and Busselton daily.
*not really a Pineapple farm.


text:
The Shreveport Regional Arts Council is an Equal Opportunity Employer.
ArtBreak Director
Job Description
The ArtBreak Director implements the vision of the ArtBreak Festival under the direction of the Shreveport Regional Arts Council Executive Director and in partnership with the CELEBRATE EDUCATION Team, Caddo Parish Public Schools, Bossier Parish Public Schools; also serving the interests of Private, Charter, and Home School Associations who wish to exhibit and participate in ArtBreak. The ArtBreak Director works closely with the Caddo Parish Public Schools Art Supervisor, Henry Price.


text:
Until recently, well-heeled investors with a minimum of $10 million on hand could bank with Goldman Sachs.
But the investment firm just announced online savings accounts with no minimum balance, eliminating the enormous $10 million requirement and opening the doors to everyone on Main Street.
Goldman moved into retail banking at the right time. In the wake of the Great Recession, the federal government wanted to ensure that big banks would have sufficient cash flow and wouldn't need a taxpayer bailout in the event of another economic downturn. So, when new regulations tightened the bank's profit margins in bread-and-butter sectors like trading, the 147-year-old firm realized it could expand its business into new areas.
Online banking makes sense for Goldman, since it can reach a large section of the public without adding overhead from countless brick-and-mortar locations across the nation, a challenge for large national chains and some of the smaller community-sized banking institutions.
Curious about Goldman Sachs' new offering? Here's what you should know:
Goldman Sachs Bank (GSB) has two new products for the everyday consumer: FDIC-insured savings accounts and certificates of deposit. There is no minimum deposit on savings, but the bank has customer deposit limits of $250,000 for new individual accounts and $500,000 for new joint accounts -- which shouldn't be an issue for the average account holder. A big plus is that there are no transaction fees on these accounts either.
Currently, savings accounts come with a 1.04 percent interest rate and 1.05 percent APY, with daily compounded interest on your initial deposit and the interest you accrue, which Goldman pays on a monthly basis. Just keep in mind that these rates are variable and could change depending on whether the Federal Reserve Board changes the federal funds rate and if banks respond by adjusting their rates accordingly.
Goldman's CD accounts range from six-month to six-year terms, with a starting interest rate and APY of 0.70 percent for its shortest-term CD to a 1.98 percent interest rate and 2.00 percent APY for its six-year CD.
Notably, GSB also offers a 10-day CD rate guarantee, so that any customer who opens an account gets the highest yield APY within 10 days of that action -- even if rates change. In addition, Goldman gives its customers flexibility with their monthly interest disbursement, allowing them to transfer any interest they've accrued to their GSB savings account, an outside bank account or to withdraw the money penalty-free. However, if you withdraw the principal before the account term ends, you'll face an early withdrawal penalty of between 90 to 365 days' interest on the amount withdrawn.
No checking accounts: Goldman Sachs Bank did not include checking accounts in its new online banking offer. However, the bank is using its online savings and CD accounts as a litmus test, according to recent reports -- and it may consider adding checking accounts and electronic bill payments in the future if its new retail banking sector performs well.
No mobile app: One of the biggest drawbacks is that Goldman doesn't have a mobile app. Savings account holders can make deposits via direct deposit, by transferring funds between accounts, domestic wire transfer and check. (CD account holders can deposit using the last three options as well.) Consumers, especially tech-savvy millennials, who want this convenience should look elsewhere.
Cap on savings withdrawals: Federal law limits customers to six withdrawals per statement cycle, which GSB abides by (as does every other banking institution). It simply means that you need to plan when to withdraw funds from your account.
Rates and fees: Goldman offers better rates and lower fees compared to other big banks. For example, a Wells Fargo savings account has a low 0.01 percent interest rate and APY, respectively as of the date of this writing. (Its CD rates aren't any better.) Wells Fargo also requires a minimum opening deposit of $25 and has a $5 monthly service fee if you don't maintain a minimum $300 daily balance.
Currently, other national competitors, including Bank of America, Chase and Citibank, offer low rates similar to Wells Fargo. In fact, the only banks that come close to the rates offered by Goldman Sachs Bank at the moment are Barclays (1.03 percent APY), Synchrony Bank (1.05 percent APY) and MySavingsDirect (1.00 percent APY), all of which are FDIC-insured online banks.
Other services: Goldman Sachs Bank lacks several of the other features that consumers expect: mobile banking, overdraft protection, an ATM card and ATMs, and branches nationwide.
So, should you bank with Goldman? If you have existing accounts with the firm or want a higher interest rate savings account, it may be a good option. But if you crave flexibility and the convenience of mobile banking, then another bank -- possibly a brick-and-mortar bank? -- may be your best bet.
FDIC Certificate #: 33124
Locations: 5
Primary Internet Web Address: www.gsbank.com


text:
Taz is a 20 year old computer geek with a juicy uncut cock who's heavily into wanking and the internet. Taz especially loves to jack off while he fantasizes about being on camera. Well, it seems that his fantasies came true. He met a model from Blake Mason who told him he could hook him up to do a shoot. Well, Taz couldn't wait and it was only a couple days before he was naked in front of the camera and surprisng the photographer. Why? Because Taz is definitely a grower, and what seemed like an average cock when he first got naked turned out to be one hefty piece of meat!
Before they got too far into the shoot the photographer decided he wanted to get a look at the entire package, so he asked Taz to turn around and show off his ass - and Taz had no problem doing just that.
Once the posing was done, Taz decided it was time to get to some serious jerking. He grabbed that massive pole in one hand and fingered his ass with the other hand, and really got into it.
Here's Taz only a few seconds away from blowing his load as he beats his meat hard and fast, his uncut dick taking some serious punishment as Taz gets closer and closer...


text:
Tony Romo almost ran over Alex Rodriguez before Sunday game
Alex Rodriguez continued to use his time away from the New York Yankees to fulfill his seemingly insatiable desire for football by taking in the Giants-Cowboys game on Sunday afternoon. He got a little too close to the action as Dallas was charging out of the tunnel and was almost knocked over by quarterback Tony Romo.
• Alec Burks crosses up Kobe Bryant
The Yankees reportedly have been considering moving Rodriguez to first base when he returns from his year-long suspension, but this GIF clearly shows he still has the lateral movement necessary to play third.
- Brendan Maloy


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India Needs To Decouple
Moneylife Digital Team
19 August 2015
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India should evolve its own strategy which protects our interest, says Prof R Vaidyanathan, at a seminar organised by Moneylife Foundation
"The India story is just starting and we need to look at every pothole as an opportunity," says Dr R Vaidyanathan, professor of finance, IIM-Bangalore and dean, Centre of Economic Studies at Vivekananda International Foundation (VIF). He was speaking on "Coming Global Economic Crisis: Will India Go Down?" at a seminar organised by Moneylife Foundation in Mumbai.
Addressing a packed hall, Prof Vaidyanathan—rated one of the most popular teachers among all IIMs—brought alive a host of current economic issues by punctuating his talk with innumerable asides that had the audience in splits. He said: "With global economic power increasingly shifting to the East, India is well poised to emerge as the most favoured destination of foreign investment." For this he said, "We need reforms, not just in share market, retrospective taxes but also at the state level… We need to do away with numerous restrictions and taxes and provide more credit to the unorganised sector. We also need to close down many useless Central ministries, like education, agriculture and information & broadcasting; and have only 8-10 ministries at the Centre."
Busting several myths about global and Indian economy, the 'teacher who is interested in learning' said that the growth of our economy is domestic demand-driven and powered by domestic household savings and not due to FIIs' (foreign institutional investors) or foreign direct investment (FDI) inflows. "Non-corporate sectors, which are community-oriented and family-driven, are the engines of growth in India. But a blind adoption of foreign methodology and definitions has led to the government ignoring the real engine of growth—the unincorporated sector. This sector survives, despite lack of access to formal funding, extortion and harassment from multiple government agencies as well as the police and without access to any form of social security. Yet, they, and individuals, toil and put away money in various assets, giving India's economy the security of a high savings rate," Prof Vaidyanathan added.
Talking about the Greek crisis, Prof Vaidyanathan said, "The European countries are calling their economic problems as a global crisis, for past several decades. At the most, we can call Greek crisis an Anglo-Saxon crisis. No way is it a global crisis." The debt-driven model of growth in the West leaves those countries vulnerable to such crises from time to time. The West will take more than 80 quarters to recover," said he. "In this scenario, it is better for India to be more de-coupled."
According to Prof Vaidyanathan, India must evolve its own strategy which protects its interests. He added that we also need to focus on tax havens in search of the lost and last dollar. It is estimated that nearly $18 trillion is in tax havens and the G-20 countries are trying to regulate or get back this money. Indian money in tax havens is estimated to be between $500 billion and $1.5 trillion.
Prof Vaidyanathan's talk on the economy covered a wide spectrum of issues—the nature of the domestic economy, the role of foreign funds, structure of domestic savings, role of gold, the need to fund non-corporate sector, market and access and political linkages.
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Economy & Nation
3 missing links of Indradhanush, the banking reform blueprint
19 August 2015
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Where is customer service, rewards for social initiatives and giving PSBs special powers to tackle large borrowers in the seven steps of banking reforms labelled 'Indradhanush'?
The Central Government has announced last week a rainbow of reforms to revitalise the public sector banks, which are struggling to remain above water due to a variety of reasons, many of which are beyond their control. These reforms come as a breath of fresh air and hopefully meet the expectations of banks as well as the banking public since the public sector banks control more than 70% of the banking business in our country.
These initiatives, named by the Finance Ministry as 'Indradhanush'(rainbow) of reforms are intended to improve the functioning of banks and help them to perform better through several measures including injection of capital and improved corporate governance.
The seven point reform agenda comprises of the following:
1. Appointment of heads of public sector banks:
Some time back, the government had decided to bifurcate the post of Chairman and Managing Director of all banks into two posts, a Non-Executive Chairman and a separate Managing Director and CEO for each bank on the lines of private sector banks. But appointments to these posts were held up for a long time pending completion of formalities. The Ministry has now announced appointments for the following banks:
Bank of Baroda:
While Mr PS Jayakumar, MD & CEO of VBHC Value Homes, has been appointed Managing Director and CEO, Mr Ravi Venkatesan, an independent director at Infosys, has been appointed Non-executive Chairman of Bank of Baroda.
Canara Bank:
Mr Rakesh Sharma, MD of Laxmi Vilas Bank has been appointed as the new MD & CEO, and Mr TN Manoharan, Director at Tech Mahindra's public health foundation, has been appointed Non-executive Chairman of Canara Bank.
Bank of India:
Mr MO Rego, currently Deputy MD at IDBI Bank, has been appointed MD & CEO and Mr G Padmanabhan, retired Executive Director of the RBI has been appointed Non-executive Chairman of Bank of India.
Punjab National Bank:
Ms Usha Ananthasubramanian, who is currently Chairperson of Bhartiya Mahila Bank has been appointed MD & CEO of Punjab National Bank.
IDBI Bank:
Mr Kishore Kharat Piraji, Executive Director at Union Bank of India, has been appointed as MD & CEO of IDBI Bank.
Vijaya Bank:
Mr G Narayanan, retired Executive Director of Indian Overseas Bank, has been appointed as the new Non-executive Chairman of Vijaya Bank.
Indian Bank:
Mr TCV Subramanian, retired CMD of Exim Bank, has been appointed the Non-executive Chairman of Indian Bank.
You will observe from the above that the government has appointed MD & CEOs for two banks from the private sector, which is a departure from the earlier practice of promoting existing Executive Directors from other PSBs. The government has, therefore, said that these appointments are subject to the outcome of a writ petition pending in the Supreme Court filed by a former official of All India Bank Officers' Confederation challenging the government advertisement inviting applications for posts of MD & CEO in top five public sector banks, for which the appointments have been made now as above.
In addition to the above appointments, the selection of MD & CEOs for two other banks and non-executive chairman for the remaining six PSBs is yet to be completed and this is expected to be announced in the next three months.
2. Setting up of Bank Board Bureau:
The Indian government proposes to set up a Bank Board Bureau to serve as a watchdog to monitor key performance of state-run banks. This is supposed to be launched on 1 April 2016, and would take over the appointments role from the government and evaluate strategies for PSBs.
This is also the "first step towards a banking investment company which will hold all the assets of the banks, the share-holding assets of the government with the banks," Finance Minister Arun Jaitely, had said.
Whether this will be an extra cog in the wheel of the banking system or an institution of value to support the ailing banks will be known in due course, but hopefully it will not be one more tier to delay decisions.
3. Capitalisation of Public Sector Banks:
The government has proposed to capitalise state banks by Rs70,000 crore over the next four years. The first tranche of Rs25,000 crore will be disbursed this year, of which Rs10,000 will go to weak banks.
This is against the total capital of Rs2.40 lakh crore, required for all the PSBs as per the earlier estimate of RBI to meet the Basel III requirements before the deadline of 2019. There is, therefore, still a gap of Rs1.70 lakh crore to be raised either by ploughing back from profits or by raising from the market. With the falling profitability of banks and consequent lower valuation of these banks in the stock market, this appears to be a tall order unless the government decides to pump in further capital in the coming years.
4. De-stressing assets of banks:
The government will concentrate on de-stressing the stressed assets of banks for which a special cell has been set up to manage projects and the government was in consultation with various stakeholders in order to facilitate approvals, Financial Services Secretary said.
The deteriorating asset quality and their toll on the profitability of PSBs have been the burning topic for the banks, regulators and the government. To meet the situation, the Reserve Bank of India (RBI) has recently announced a number of steps including takeover of units, which have failed to honour the terms and conditions of restructuring agreed to with the banks.
Though these steps have created a sense of responsibility on the part of the defaulting promoters, it is necessary to further strengthen the process by legally empowering the banks and quicken the whole process of takeover, while at the same time protecting the banks from the adverse effects of long drawn litigation arising from their actions.
5. Empowerment of bank managements:
The government will empower and make it easier for PSBs to hire laterally at middle level thereby giving them a leg up in hiring people for specialised jobs as well. The government was even looking into the legal position to allow banks to make campus recruitment, the Finance Minister said.
There is a proposal to introduce Employee Stock Ownership Plan (ESOPs) for the PSU bank managements which may help in improving productivity at management level.
There is a need to incentivise performance for all employees to get the best out of every employee of the bank. At present incentives are provided only at the level of MDs and EDs which do not help in improving the performance of the officers and the workman staff, who need to be incentivised to give them a sense of accomplishment.
6. Framework of accountability:
The government is revising the accountability and performance evaluation methods for PSBs for better results. It is proposed to move away from the previous method focused on top-line growth or balance sheet expansion to one based on return on asset and return on equity.
What is equally important is to make them accountable for their actions and inactions, including statutory compliance, customer service and more importantly customer satisfaction, which alone can help them to improve their business and profitability.
7. Governance reforms:
"Comprehensive transformation framework is to ensure banks can prepare for the future, have world class governance and autonomy," Mr Jayant Sinha, Minister of State for Finance has said. He also reiterated Prime Minister Narendra Modi's pledge of zero political intervention into PSBs' commercial operations.
It is to be seen as to how far they will be successful in achieving this lauded objective.
Will these steps re-ignite the struggling PSBs?
There are three missing links in the whole process of reforms announced by the government.
Firstly, the mission to revitalise banks is conspicuous by the absence of important stakeholder in the business of banking i.e. the banks' customers. The customer service initiatives should have formed a part and parcel of the rainbow of reforms to enable the PSBs to face competition from the private banks that have certainly an edge over the PSBs as reflected in their performance. In fact, RBI is yet to come out with a comprehensive charter of customers' rights, which alone can restore the trust and confidence of the public in the state run banks.
Secondly, public sector banks are called upon to perform several social initiatives including opening of branches in remote areas, without being properly compensated for their role in helping the poor and the downtrodden. While it is perfectly in order for the government to seek the help of PSBs for improving standard of life of people in the villages, it is necessary to reward them suitably depending on their performance in these areas by giving them appropriate concessions in statutory pre-emption like lower statutory liquidity ratio (SLR) and cash reserve ratio (CRR), or such other forms of dispensation to help them recover the additional burden of serving the lower strata of our society, who depend solely on the PSBs for their banking needs.
Thirdly, the high value non-performing assets (NPAs) have been the bane of PSBs, and very little has been done by the government to strengthen the hands of the PSBs even though SARFAESI Act has helped them to a limited extent. A glaring instance where a powerful industrialist and large borrower with multiple banks could successfully scuttle the efforts of the consortium of banks to declare him as a wilful defaulter, leave alone recovery, is a grim reminder of how PSBs have been taken for a ride by the politically powerful heavyweights right under the very nose of both the RBI and the Central Government. Unless and until the government takes steps to strengthen the hands of banks through special legal powers to tackle large borrowers, there is little hope for any improvement in the performance of banks in our country.
All said and done, only time will tell whether 'Indradhanush' reforms will prove to be the mythological 'sanjeevani' (
miracle cure
) for the ailing PSBs and bring them back to robust health. What is crucial for the government is to walk the talk and implement these reforms in right earnest without allowing them to remain only in paper.
(The author is a financial analyst, writing for Moneylife under the pen-name '
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MG Warrier
2 years ago
I agree with Gopalakrishnan. As I had mentioned in my article on the same subject, outsourcing and transfering work to other agencies or private individuals will do more harm in financial sector where skill needs are different from, say, construction industry or coal mines! Employee morale, continuous learning at all levels (this is where we feel the loss of institutions like Bankers Training College where middle level management personnel were groomed) and in general HR management from recruitment to retirement are areas which are presently neglected as decisions are taken by generalists with no banking background.
MG Warrier
2 years ago
I agree with Gopalakrishnan. As I had mentioned in my article on the same subject, outsourcing and transfering work to other agencies or private individuals will do more harm in financial sector where skill needs are different from, say, construction industry or coal mines! Employee morale, continuous learning at all levels (this is where we feel the loss of institutions like Bankers Training College where middle level management personnel were groomed) and in general HR management from recruitment to retirement are areas which are presently neglected as decisions are taken by generalists with no banking background.
Gopalakrishnan T V
2 years ago
High sounding jargons and words are no doubt soothing to the ears and can be a boost to capital market sentiments but the PSBs performance based on the Indra Dhanush ie seven prongs – appointments, bank board bureau, capitalization, de-stressing PSBs, empowerment, framework of accountability and governance reforms is not guaranteed as long as the Human Resources issue which is a major risk right from top to bottom faced by the banks now is not adequately and quickly addressed.
This is a major risk the PSBs face as the Boards of PSBs as of today are neither professional nor committed nor accountable and knowledgeable. The selection of Directors to the Board leaves much to be desired. Directors require thorough knowledge of banking business along with the skills to develop business with an understanding of the Economy, the risks that can emanate from the Government Policies, Regulatory Prescriptions, the linkages with the international economy and the changes that can have a bearing on the operations of banks , technological advancements and the need to ensure close compatability of the human resources skill and the technology on an ongoing basis etc etc. Any Tom Dick and Harry cannot find a place on Banks boards. Who will ensure this in our scheme of things where the Government, the bureaucrats and politicians have a say always and everywhere directly or indirectly in the functioning of banks. Appointment of Auditors is equally crucial as they decide how the balance sheets of banks should appear and decide as to how to project the assets and liabilities camouflaging many items in consultation with the Board or the key person identified by the Board.
The top managemnt, middle management and Human resources at all levels need lot of exposure, knowldge, expertis in specialised areas like Forex, derivatives treasury management, Credit portfolio, Asset Liability Management and Risk management etc. The tendency to save costs on training to HR is a major casualty in Banking and even the regiulator seems to have ignored this aspect with the Closure of the Bankers Training College. This has badly affected the transmission of Monetary Policy and the over all working of banks. It is a surprise to observe that many employees even do not know the existence of the RBI leave alone the regulatory role of RBI, ist role as monetary authority etc. This has already impacted the working of banks to a great extent.
Bank Board Bureau:
The Constitution of the Board and the mode of Selection of the Board Members and its distinct Role to enhance the improvements in PSBs functioning is not very clear and convincing.
The present approach to capitalise the banks using Budgetary resources is highly questionable. The banks should generate reasonable profits to enhance capital and minimise the capital requirements by minimising the risks through risky and sticky advances and investments. Here the professionalism natters a lot. Banks should know how to conduct its advances portfolio and should bring the envisaged discipline on the part of the borrowers and the banks themselves. Rating of borrowers and levying of penalty for misconduct in the utilisation of banks funds need to be seriously viwed and made a punishable offence. Capital infusion if at all found essential it should be linked to the performance of Banks Boards, Top management and the contribution that the banks make towards credit expansion, finacial Inclusion, agricultural expansion, industrial growth, support to exports etc. Norms need to be fixed before induction of tax payers money.RBI's rating and opinion should be sought before providing additional capital .
Destressing PSBs and empowerment.
The interference by the Government Banks Bureau and the regulators hould be kept to the bearest minimum. This is easier said than done.
Frame work of accountability and Governance Reforms.
Need proper definition, implementation and periodical examination by an agency taking RBI into Confidence. Can this happen in our set up?
Investor Interest
SEBI directs Magnox Infraprojects to refund money collected from investors
Moneylife Digital Team
19 August 2015
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The company was engaged in fund mobilising activity through the issue of Redeemable Preference Shares, to more than 49 persons, without complying with the relevant provisions of the Companies Act, 1956, according to a SEBI Order
SEBI passed an order on 13 August 2015 on Magnox Infraprojects Limited and its directors directing them to refund the money collected by the company through issuance of Redeemable Preference Shares, with interest at the rate of 15% per annum compounded at half yearly intervals and also not to access the capital market any more.
SEBI also restrained the directors from associating themselves with any public company which entered the capital market for raising money from investors. These directions shall come into force with immediate effect and shall continue to be in force from the date of this Order till the expiry of 4 years from the date of completion of refunds to investors.
SEBI insisted that the company and its directors shall issue public notice, in all editions of two National Dailies (one in English and one in Hindi) and in one local daily (in Bengali) about the refund process, so that all the investors got their refunds.
The company was engaged in fund mobilising activity through issue of Redeemable Preference Shares, to more than 49 persons, without complying with the relevant provisions of the Companies Act, 1956.
SEBI had passed an interim order on 22 August 2014 whereby it directed the company and its directors not to collect any more money from investors.
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Travel Resources or Government - Towns & Counties
Maine Towns
There is a wealth of information, both for locals & tourists, to be found on the websites of Maine's cities & towns. Local "Downtown" sites generally are geared to visitors and activities, as are some private town-specific sites. So dig in deep by selecting the town of your choice from the drop-down box above and peruse whatever info you can find.
Maine Counties
There are 16 counties in Maine as seen on a map prepared by the State of Maine. As with cities & towns, county websites, and particularly their regional chambers of commerce, are filled with information about the areas they encompass.
Androscoggin County, (official), Lewiston Auburn (chamber of commerce), Androscoggin (maine.gov)
Aroostook County (official), Aroostook (maine.gov)
Cumberland County (official), Cumberland (maine.gov)
Franklin County (economic development corporation), Franklin (maine.gov)
Hancock County (official), Hancock (maine.gov)
Kennebec County (official), Kennebec (maine.gov)
Knox County (official), Knox (maine.gov)
Lincoln County (official), Lincoln (maine.gov)
Oxford County (official), Oxford (maine.gov)
Penobscot County (official), Penobscot County (maine.gov)
Piscataquis County (official), Piscataquis County (economic development council), Piscataquis (maine.gov)
Sagadahoc County (official), Sagadahoc County (maine.gov)
Somerset County (official), Somerset (maine.gov)
Waldo County (official), Waldo (maine.gov)
Washington County (official), Washington (economic development), Washington (maine.gov)
York County (official), York (maine.gov)


text:
Boutique ground level office space on main arterial road.
Key features include:
* Signage potential
* Reception area
* Open plan office space
* Amenities
* Kitchen & lunchroom
* Private courtyard
* Access to council car park at rear of building
The property is in a prime position and is convenient to council parking at the rear of the building & centrally located in the Mayfield CBD.
Ideally suited for small office/retail use for 4-6 employees.


text:
Moving out of your parent's house into your own apartment is a major decision to make. It is important that you have enough money and are financially ready to support yourself.
Things You'll Need
- Money
- Friends
First, search for an apartment. There are many apartments to choose from in your area so decide what type of apartment you want. There are apartment complexes and houses that have been made into different apartment unit.
Thirdly, find out what is included to rent your apartment. Find out if you are responsible for heat, electricity and water. Some landlords include this in your rent and others do not. Some apartment owners also often run promotions such as free cable and internet services.
Make an appointment with the apartment owner to look at the apartment. If you decide that this is the right apartment for you make sure you go through every room and record any problems that you see such as stains on the carpet, cracked windows, etc.
After you've found the right apartment, start packing boxes and label them accordingly. Labeling boxes is extremely helpful for when you want to unpack and organize.
Call up friends and ask for help when you move. It is helpful if you are able to borrow a trailer from someone if you do not own one. Ask your friends if they can stay to help you move the boxes into your new apartment. The more help you can get the faster your move will go.
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text:
First I would like to thank the Peninsula Clarion for giving me the opportunity to say a few words about myself and some of the issues facing the residents in the City of Soldotna.
Soldotna City Council swore in two newly appointed council members in addition to its two new elected members and one re-elected member at its Wednesday night meeting. The council appointed Linda Murphy to Seat C and Paul Whitney to Seat A. Following the swearing in of elected seat holders Keith Baxter and Meggean Bos and re-elected member Regina Daniels, who was also sworn in as vice mayor, council interviewed four applicants, Murphy, Whitney, Tom Janz and Dave Carey for the two seats.
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