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Victorian Gold Openwork Bracelet By John Brogden, c.1885
c. 1885 United Kingdom
Offered by Hancocks
£15,000 gbpRequest Information Call Dealer Favourite Item
The bracelet is formed of six round openwork panels of twisted wirework design, each composed of a series of fifteen circles in three sizes set in an abstract pattern within a circular frame and decorated with small gold beads, articulated by oval links, to a concealed tongue and box clasp, with makers mark.
John Brogden, in original fitted Brogden case.
18cm/7inch long, 23mm/0.9inch wide
John Brogden, in original fitted Brogden case.
18cm/7inch long, 23mm/0.9inch wide
Extremely fine
|(1.00oz t)
Stock CodeBLT 121216
MediumA gold bracelet with circular openwork links
Signed/Inscribed18ct gold with makers mark
London since 1849
+44 (0)20-7493 8904Favourite Dealer Request Dealer Alerts
Opening Hours
Monday-Friday 10.00-17.30, Saturday 11.00-17.00
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Business Model Innovation
- Opal Norris
- 2 years ago
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1 Business Model Innovation When the Game Gets Tough, Change the Game Zhenya Lindgardt, Martin Reeves, George Stalk, and Michael S. Deimler December 2009
2 Business Model Innovation When the Game Gets Tough, Change the Game By the late 1990s, Apple s initial pathway to growth was running out of steam. The company s proprietary approach to designing both hardware and software limited it to being a niche player and hampered its ability to compete on price. In 2001, Apple began introducing a series of successful new products and services the ipod, the itunes online music service, and the iphone that propelled the company to the top of its industry. But the shift wasn t only a matter of product innovation. Apple s success resulted from its ability to define a workable business model for downloading music something that had eluded the music industry for years. This combination of product innovation and business model innovation (BMI) put Apple at the center of a market approximately 30 times larger than its original market. It also helped expand the company s share of the traditional computer market, as new customers became so attached to their ipods that they took another look at Apple s computers. 1 The greater frequency of disruption and dislocation in many industries is shortening business model lifecycles. New global competitors are emerging. Assets and activities are migrating to low-cost countries. Systemic risk is growing as global business becomes increasingly interconnected. Social and ecological constraints on corporate action are emerging. All these factors require businesses to bolster and accelerate innovation. The discipline of BMI offers a fresh way to think about renewing competitive advantage and reigniting growth in this challenging environment. Business model innovation means more than a brilliant insight coming at the right place and the right time. To confer a reliable competitive advantage, BMI must be systematically cultivated, sufficiently supported, and explicitly managed. In this paper, we will argue that BMI is highly relevant in the current business environment, describe some of the circumstances in which BMI has proved valuable, identify common pitfalls, and discuss how companies can develop a competitive capability in BMI. What Is Business Model Innovation? A business model consists of two essential elements the value proposition and the operating model each of which has three subelements. (See Exhibit 1.) The value proposition answers the question, What are we offering to whom? It reflects explicit choices along the following three dimensions: Target Segment(s). Which customers do we choose to serve? Which of their needs do we seek to address? Product or Service Offering. What are we offering the customers to satisfy their needs? Revenue Model. How are we compensated for our offering? The operating model answers the question, How do we profitably deliver the offering? It captures the business s choices in the following three critical areas: Value Chain. How are we configured to deliver on customer demand? What do we do in-house? What do we outsource? 1. See Convergence 2.0: Will You Thrive, Survive, or Fade Away?, BCG Focus, April 2007; and Searching for Sustainability: Value Creation in an Era of Diminished Expectations, BCG report, October 2009.
3 Business Model Innovation 2 Exhibit 1. A Business Model Typically Consists of Six Components Value proposition Target segment(s) Product or service offering Revenue model Business model Value chain Cost model Organization Operating model Source: BCG research. Cost Model. How do we configure our assets and costs to deliver on our value proposition profitably? Organization. How do we deploy and develop our people to sustain and enhance our competitive advantage? As Apple has demonstrated, innovation in a business model is more than mere product, service, or technological innovation. It goes beyond single-function strategies, such as enhancing the sourcing approach or the sales model. Innovation becomes BMI when two or more elements of a business model are reinvented to deliver value in a new way. Because it involves a multidimensional and orchestrated set of activities, BMI is both challenging to execute and difficult to imitate. Distinguishing business model innovation from product, service, or technology innovations is important. Companies that confuse the latter for the former risk underestimating the requirements for success. Why Business Model Innovation Is Relevant Today Business model innovation is especially valuable in times of instability. BMI can provide companies a way to break out of intense competition, under which product or process innovations are easily imitated, competitors strategies have converged, and sustained advantage is elusive. It can help address disruptions such as regulatory or technological shifts that demand fundamentally new competitive approaches. BMI can also help address downturn-specific opportunities, enabling companies, for example, to lower prices or reduce the risks and costs of ownership for customers. In our experience, the companies that flourish in downturns frequently do so by leveraging the crisis to reinvent themselves rather than by simply deploying defensive financial and operational tactics. Moreover, during times of crisis, companies often find it easier to gain consensus around the bold moves required to reconfigure an existing business. BMI may be more challenging than product or process innovation, but it also delivers superior returns. The Boston Consulting Group (BCG) and BusinessWeek recently conducted their annual survey to identify the most innovative companies. We analyzed our database of innovators, segmenting them into business model innovators and product or process innovators. Our analysis showed that while both types of innovators achieved a premium over the average total shareholder return for their industries, business
4 Business Model Innovation 3 model innovators earned an average premium that was more than four times greater than that enjoyed by product or process innovators. Furthermore, BMI delivered returns that were more sustainable; even after ten years, business model innovators continued to outperform competitors and product and process innovators. (See Exhibit 2.) Many companies pursue BMI as a defensive move to protect a dying core business or defend against aggressive competitors. But we are convinced that BMI can be most powerful when it is approached proactively to explore new avenues of growth. Game-Changing Moves How a company goes about developing a new business model will depend on its industry and circumstances. Consider the different contexts in which BMI has played a decisive role in a company s success. Beating Back Intense Competition. In 2001, the Virgin Group entered the Australian airline market with Virgin Blue, an airline that offered low fares with a premium coach experience and a fresh brand. The new entrant quickly gained a 30 percent share, severely disrupting the primary incumbent, Qantas. Given its cost structure, Qantas realized that it could not compete with Virgin Blue directly, so it set up a new low-cost business model. Rather than simply copying Virgin Blue s model, Qantas chose to outdo it by creating Jetstar an ultra-low-cost airline operating as a separate division and designed from the outset to be lower cost than Virgin Blue. Jetstar launched in the first half of 2004, offering new planes and rock-bottom fares. It also boasted the lowest cost structure in the market and has since lowered costs further. Jetstar s business-model evolution continued when it initiated international service in 2006, making Jetstar the world s first low-cost, long-haul airline. It pioneered a revolutionary pricing approach by offering traditionally bundled services à la carte, enabling consumers to customize the onboard experience with different options for food, comfort, and entertainment. Although Jetstar has replaced Qantas on some leisure routes, its launch has been particularly effective in slowing Virgin Blue s growth plans. Virgin Blue found itself squeezed in a pincer, facing strong competition from Qantas in the leisure and business Exhibit 2. Business Model Innovators Outperform Traditional Innovators Over Time TSR premium over industry peers, median performance 1 (%) Three-year period Five-year period Ten-year period Process and product innovators Business model innovators Difference in percentage points Sources: BusinessWeek/BCG Innovation Survey, 2008; BCG ValueScience analysis. 1 TSR premium is defined as the percentage by which the innovators average total shareholder return exceeded that of their industry peers.
5 Business Model Innovation 4 markets. In 2007, Virgin Blue abandoned its discount positioning and shifted its focus to target business travelers. Extending a Business Model with Current Customers. JC Decaux is the number-one street-furniture company worldwide. The company earns a large part of its revenues by securing an exclusive agreement for outdoor advertising on desirable public spaces, typically in exchange either for returning a portion of the advertising revenue to the municipality or for covering the capital costs of supplying furniture, such as public toilets. In 2006, JC Decaux s ten-year contract with the city of Paris was up for review. At the city s request, the company offered a compelling new value proposition: JC Decaux would build and maintain the world s largest free (or nearly free) citywide network of bicycles and bicycle racks that residents and tourists alike could use for point-to-point transit. This system of 20,600 bikes is called Vélib, and it is a high-value asset in a world where urban roads and public transit systems are becoming more and more congested and cities are trying to reduce their carbon footprints. The network is expansive with stations every 300 meters in the city so there is always a pick-up and drop-off point nearby. It is also popular: more than 80,000 people use the system every day. Other cities are adopting similar schemes, and researchers at MIT are studying Vélib to assess the future of urban mobility. Of course, any new business model requires time to work out the kinks. Vandalism has ended up costing the company more than it expected, and it is trying to claw back some funds from the city, which has been allowed to keep the subscription revenues generated by the system. But the core model remains a success, and JC Decaux is actively seeking to extend it into more cities. This new value proposition, delivered with a new operating model, has enabled JC Decaux to maintain its market leadership. Competitors will also find it difficult to replicate. Extracting Brand Value by Extending the Business Model. Ikea stores are popular in many parts of the world. But when Ikea entered Russia, the company noticed that whenever it opened a store, the value of nearby real estate increased dramatically. So Ikea decided to explore two business models simultaneously: selling through the stores and capturing the appreciation in real estate values through mall development. Ikea s new division, called Mega Mall, now makes more profit on developing and running malls in Russia than on its traditional, standalone retail business. Ikea is a good example of how a company can leverage its existing assets and capabilities to experiment with new business models. What Can Go Wrong? The short answer is plenty. Remember, we re not talking about simple product innovation, but innovating simultaneously and in a coherent and orchestrated manner across several elements of the business. Therefore, managers should be on the lookout for common pitfalls, including the following problems: Portfolio Bloat. This can happen when a company has become bogged down in too many uncoordinated, bottom-up innovations. The result is a bloated, unbalanced, and overlapping portfolio of experiments, none of which has enough resources or support to win the favor of senior management. Failure to Scale Up. Once a project has been piloted and the initial excitement dies down, a lack of attention and resources can keep it from being scaled up successfully. Sometimes this problem stems from ambiguous pilot results because the right criteria weren t established or the right validations weren t collected and analyzed. Pet Ideas. Every industry has its zombies projects that don t go anywhere but refuse to die. Managers find it hard to give up their pet ideas. E-detailing online interactions between drug reps and physicians is one example from the pharmaceutical industry of a pet idea. Schemes whose time has come and gone need to be put away, so that more promising ideas can gain traction. Isolated Efforts. The downside of autonomous skunk-works teams is that they can be too distant from the business to influence or leverage it. Consequently, they may lack the resources to validate ideas and
6 Business Model Innovation 5 the power or credibility to win the organization s cooperation. Companies should carefully consider the advantages and disadvantages before isolating BMI efforts from the mainstream business. Fixation on Ideation. Some organizations are able to churn out ideas endlessly but rarely move on to piloting and scaling them up. To assume that creativity is the main or only bottleneck to BMI is to grossly underestimate the task. Internal Focus. A common problem is near-sighted attention to the organization s internal needs at the expense of the unmet and evolving needs of customers. BMI that takes an inside-out approach frequently results in too little change too late and fails to capture the opportunity. Historical Bias. Organizations must resist the temptation to overvalue past models and undervalue forward-looking, disruptive ideas. Courageous and visible leadership is required to overcome this natural and powerful tendency. Establishing a Capability for Business Model Innovation Becoming good at BMI is much like developing any other competitive capability: companies assess the opportunities and identify the most promising projects, prepare the organization to pilot the projects and select the best one for scaling up, and then systematize these one-off efforts by building the platforms and skills needed to repeat the successes. Within these steps, however, a few activities are particularly important when striving for BMI. 2 Uncovering Opportunities. Before looking for new opportunities, it s important to diagnose the current model to understand its limitations. Look closely at each element of the business model and test how the choice aligns with industry trends, evolving customer preferences, and relative advantage or disadvantage over competitors. Bear in mind that valuable insights are often generated by underserved or dissatisfied customers. Once a company understands its current choices, it is better positioned to brainstorm new opportunities. To give momentum and depth to this exercise, we ve found it useful to apply successful BMI patterns from other industries. Exhibit 3 shows three kinds of BMI patterns: innovations to the value proposition, to the operating model, and to the business system architecture (that is, how the innovation is integrated into the surrounding business network). This menu is not exhaustive, but it is useful for stimulating ideas when contemplating new business models. Implementing the New Model. The winners in BMI aren t necessarily the originators of new models; more often, they re the ones that are the first to successfully roll out ideas that others may have originated. Therefore, scaling up can be the most critical step for BMI. When government regulation allowed generic parts to be sold and thus wiped out the profits of branded engines and parts, for example, GE Aircraft Engines wasn t the first in its industry to conceive of, or even implement, the idea of pay per use. But the company was the first to reinvent many of the elements in the business model that allowed it to be profitable with a pay-per-use value proposition. And GE Aircraft Engines gave the new business model sufficient resources and autonomy to flourish. An important choice that incumbent companies must make is whether to embed a new business model in the core business or establish it separately. The benefits of common assets, customers, and capabilities argue in favor of integration. But a significant disruption to the current model argues for a separate approach. The most difficult cases are those in which management comes to realize that a successful business model has become obsolete and the alternatives are in direct opposition to it. The pharmaceutical industry is currently facing such a situation with its intensive personal-selling approach; consequently, it is having to 2. For details on BCG s customized approach to developing a superior capability in business model innovation, please contact one of the authors.
7 Business Model Innovation 6 Exhibit 3. Business Model Innovation Takes Many Forms Value proposition Operating model The product as service and outcome The product as an experience Trust premium Free (or nearly free) General Electric Apple Whole Foods Google Vélib JC Decaux Deconstruction Integration/ acceleration of the supply chain Low cost Direct distribution Li & Fung Limited Zara TaTa Motors Nestlé Nespresso Business system architecture Open Person to person Adjacency Serial Facebook PayPal Ikea s Mega Mall division Virgin Group Source: BCG research. come up with alternatives. 3 In such cases, either very decisive leadership or competing structures are required to resolve the conflict. Successful business model innovators report that schizophrenic leadership may be required in the critical transition period when a company must simultaneously defend its historical business model and embrace and develop what will eventually replace it. Building the Platform and Skills. The third and final step is to build a platform for systematically managing the BMI process, capabilities, and portfolio of experiments. Most new business models are inherently disruptive and can incur significant internal resistance. BMI requires a distinct set of processes and capabilities to overcome an organization s short-term focus and also to sustain a BMI advantage on a continuous basis. Questions for Mobilizing the Organization BMI begins by assessing the company s current context, the needs of its customers, and the models of its competitors. These steps should be completed with sufficient clarity and honesty to reveal what is currently working, what is not, and what might constitute a better value proposition. To that end, we offer the following questions for executives and managers seeking to create a shared awareness of threats and opportunities. What compromises does our current business model force customers to make? Why are nonusers or defectors dissatisfied with our offering? Do we offer customers a better value proposition than that of the competition? What alternative models are gaining share at the edges of our industry? If we were an industry outsider, what would we do to take advantage of the gaps or weaknesses in our business model? 3. See Judith Wallenstein, Martin Reeves, and Zhenya Lindgardt, Waking the Giant: Business Model Innovation in the Drug Industry, In Vivo, June 2008.
8 Business Model Innovation 7 Do we have a plan for identifying potential business models, implementing them, and embedding BMI capabilities within the organization? What do we need to change in our organization and operations to implement a new business model? What information would we need to make a commitment to a new business model? How urgent is the perceived need for change in our organization? How should our ideas be championed? Companies that remain uncertain about the value of BMI should take note: Apple has not had a negative quarter of year-to-year growth since March 2003, and it is one of the few technology companies that continues to grow during the current downturn. Furthermore, Apple s move in recent years into more profitable product segments has resulted in a substantial improvement in its margins. As a result, the company s market capitalization reached $175 billion in the fourth quarter of 2009 surpassing that of Google. For companies that have yet to achieve the performance they are looking for, there may be no better time than now to launch new business models or transform old ones. Consider the state of your business today. Could you do what Apple and many others have already done? Could you not only change your company s game plan but also change the game itself?
9 Business Model Innovation 8 About the Authors Zhenya Lindgardt is a partner and managing director in the New York office of The Boston Consulting Group. You may contact her by at Martin Reeves is a senior partner and managing director in the firm s New York office and the leader of the BCG Strategy Institute. You may contact him by at George Stalk is a senior advisor in BCG s Chicago office. You may contact him by at Michael S. Deimler is a senior partner and managing director in the firm s Atlanta office and the leader of BCG s Strategy practice. You may contact him by at The authors thank Sally Seymour for her writing support and the editorial and production team, including Katherine Andrews, Mary DeVience, and Kim Friedman. The Boston Consulting Group (BCG) is a global management consulting firm and the world s leading advisor on business strategy. We partner with clients in all sectors and regions to identify their highest-value opportunities, address their most critical challenges, and transform their businesses. Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results. Founded in 1963, BCG is a private company with 66 offices in 38 countries. For more information, please visit The Boston Consulting Group, Inc All rights reserved. 12/09
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subset: commoncrawl


text:
Discover a selection of top forums requiem lily on the internet. Come to share your passion on forums requiem lily and meet other fans of requiem lily. Then, why don't you create your own forum of requiem lily ?
A Naruto-Based Roleplaying Forum
shinobi's, #requiem, naruto-based, roleplaying, forum
A haven for those unbroken. This is our Requiem. We are a role-play community based around one RP idea, with an area for deviations and other role-plays.
icarii, #requiem, haven, unbroken, role-play, community, based, idea, area, deviations, role-plays
Your a wizard/witch. You have come here, to Hogwarts to learn about magic. There are plenty of things to study. Your Headmistress is Lily Chander.
hogwarts, hoggy, warty, wizard/witch, learn, magic, plenty, study, headmistress, #lily
A snake hole in the corner of the bandwidthverse, a place to RP and try to call your home.
A Troupe based Vampire: The Requiem LARP game in Huntsville, AL
vampire, #requiem, alabama, roleplaying, larp, troupe, game, gaming, roleplay, white, wolf, world, darkness, nwod, live, action, improv, acting, hobby, hobbies, huntsville, north
Love between Lucius and Narcissa, Remus and Sirius, and Lily and James in their sixth year at Hogwarts.
pure, bloods, true, love, lucius, narcissa, remus, sirius, #lily, james, sixth, year, hogwarts
Free forum : Online Forum for Requiem for Regina, a Vampire: the Requiem Live Action roleplaying game set in Regina, Saskatchewan.
regina, vampire, #requiem, larp, changeling, lost, werewolf, live, action, roleplaying, game, saskatchewan, information, role, play, oskana, forsaken
Some memories really do last a lifetime. I know ours will.
#requiem, some, memories, really, last, lifetime, know, ours, will


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"I'm … standing with Minney Mouse on one side and Goofy on the other." --Newt
Listening to the "Republican Presidential Debates," I am reminded that Michele Bachmann, Herman Cain, Newt Gingrich, Rick Perry, Mitt Romney come from a rich Republican tradition--even nouveau riche compared to the lack-luster, lying rhetoric of Tricky Dick.
Please consider some of these gems as you ponder what would be best for the health of our democracy: Sarah Palin said during her campaign, "My concern has been the atrocities there in Darfur and the relevance to me with that issue as we spoke about Africa and some of the countries there that were kind of the people succumbing to the dictators and the corruption of some collapsed governments on the continent, the relevance was Alaska's investment in Darfur with some of our permanent fund dollars."
Yes folks, that is what she really said! It makes no more sense now than it did then, but look at those photoshoped boobies!
Watch your pauses between Lybia and Momar, Mr. Cain.
And I don't think a fact-finding trip to Lybia is going to help: Christine O'Donnell said after a fact finding trip to that troubled part of the world: "I'll tell you, I just came back from the Middle East, and it was refreshing. With all that is going on, it was refreshing not to be constantly bombarded with smut all the time."
At least there's some syntax in Christine's English. The top photo is Sarah Palin--and some photoshopper. Sorry Herman you're just not up to snuff, not even in a fedora.


text:
MECH-X4 is a live-action sci-fi adventure comedy series created by Steve Marmel that premiered on November 11, 2016 on Disney Channel and premiered on April 17, 2017 on Disney XD, it is centered on a team of four teenage boys who take on the responsibility of controlling a giant robot in order to protect their city from danger. On September 2, 2016, the series was renewed for a second season.
Ryan Walker is a freshman at Bay City High who has technopathy - the extraordinary ability to control technology with his mind. His talent mysteriously awakens MECH-X4, a giant 120-foot robot built by an elusive genius-in-hiding to defend their town against impending doom. Ryan recruits his two best friends and his older brother to help him operate MECH-X4. When monsters suddenly begin to descend upon their city, the four must quickly learn to work as a team in order to pilot the robot that is their only hope of saving their town, and ultimately the world, from mass destruction.
- Nathaniel Potvin as Ryan Walker
- Raymond Cham as Mark Walker
- Kamran Lucas as Harris Harris Jr.
- Pearce Joza as Spyder
External Links
- MECH-X4 at the Stitch Kingdom


text: A subsidiary of Sinopec - Yizheng Chemical Fiber announced a joint venture with Taiwan Far Eastern New Century Corporation to establish a new plant for production of purified terephthalic acid (PTA). The PTA plant will be set up at a cost of US $600 million and will a capacity of one million tons, which will be expanded to two million tons in the near future. Far Eastern currently operates two PTA plants, one in Taiwan and the second in Shanghai, China. The combined capacity of the two plants is 1.60 million tons of PTA per year. Far Eastern is optimistic about the future growth in the Chinese domestic market. The joint venture is named Far East & Yi Chemical, with registered capital of US $250 million, of which, Far East holds 60 percent of the stake, while Yizheng holds 40 percent. Far Eastern also plans to expand PTA capacity at its plant in Taiwan, which will reach 1.5 million tons in 2014. Coupled with the new proposed PTA plant, PTA capacity under Far Eastern will reach 5 million tons by 2014. It is expected that Far Eastern will become the number one Asian PTA producer, once all the capacities are operational. Sinopec the other partner in the new JV will supply paraxylene (PX) for the proposed new PTA plant. Far Eastern currently sources its raw materials from Sinopec. Yizheng Chemical Fiber mainly produces and sells polyester chips and polyester fiber and also produces PTA, which is the main raw material for polyester fibre.


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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
There is no actual limit on the number of conditions that can be present. If your form is big, it is a good thing to not add too many conditions in such case, as it could slow things down.
In general you should have no issues with up to 100 conditions, however I did see forms with 1000 conditions and forms with just few and even none. Next to that the one with 1000 conditions worked faster than one I recall with 300 conditions, so it is all up to the complexity of the form and the conditions that you have.
We are here however if you have any issues with the conditions which resulted in this question?


text:
You pay the same as if you were to buy directly from the insurance company
We're on your side - representing you at the insurance company for claims and what not
PolicyX.com WeCare Initiative - A portion of your premium goes for education of underprivileged - Know More
Portfolio Planning - All our policyholders get one time portfolio planning services through our certified planners for free
Today the cost of education is so high that most of the parents are unable to provide their children the level of education they want. If this is the situation today then you can imagine what would be the scenario in future when the inflation will be much higher. A child future plan is designed to meet your child's future financial needs. Child investment plans are essential to meet the needs of providing the child with the best of education and to make sure that the cash flows are there at every crucial stage of your child's growth. For instance, if your child is 4 years old and you plan to provide him higher studies after say, 15 years which costs Rs. 20 lakh today, then you can imagine how much would it cost after 15 years. Therefore, it becomes necessary to invest for your child today in order to have funds available at the time when the actual need arise.
There are two types of Child policies in India- Child ULIPs & Child Endowment Plan. The plan you should select is usually dependent on the amount of coverage you want and the tenure of the policy. PolicyX.com understands your concern as a parent and thus provides you with best insurance plans from leading providers such as Max Life, HDFC Life, Bajaj Allianz, Reliance, etc. You can compare and choose the best child coverage as per your requirement on our portal within minutes.
There are many benefits that you will get after buying a plan. Mentioned below are the major benefits that you will get along with a best plan.
It is advisable for you to calculate the required funds for your child education and marriage before going to buy coverage for children. With this additional information, you would be able to choose the best cover and can decide easily on the related premium amount and the time period of the child life plan. In some products you will get additional benefits such as accident cover, health, etc. You must compare child policies of different insurance companies on our site because with it, you can compare the premium amount per year and the returns presented by different companies.
Make sure to insure your life also. It is beneficial to buy a plan which has a built in clause premium waiver for future. This would guarantee that the plan continues if you are not there to take care of it and your child would be able to receive assured sum amount at maturity. It is advisable for you to check the company's record before purchasing child insurance. Buy the plan in the parent's name instead of a child, since the child anyway has no dependants. But if you are planning to buy the best one in the child's name, then ensure that it has a built-in feature of premium waiver in case of death of the parent. This will protect your child from the burden of heavy premium payments and he will continue to reap the benefits of the plan. Also do a check out the tax benefits of the plan.It is an incredible financial investment planning tool for child education / marriage / unforeseen expenses etc. It assists in meeting the child's monetary needs and provides safety in the form of a life insurance plan.
For a great future of your ward, you must buy the best child insurance plan. By comparing service and free quotes, you will get the best and affordable child plan that meets your requirements easily. An online policy is a good option, it will assist you in comparing different plans of the top companies. It is worthwhile to look for best plan with riders and related features which make your plan more useful and effective. Riders provide additional benefits at low premiums. Some companies are offering riders as a part of the policy, whereas in few companies it is optional.
Riders provide a more secure and financially stable life to your ward. It is advisable to select a rider, according to your requirements. Don't think about the extra premium that you are paying for riders, consider the benefits that you will get and make your policy more powerful.
The most helpful riders are those which make sure that the policy will not terminate in the case where the policyholder dies during the policy period.
Future premiums are waived off for the child, in case of death of the insured. With the help of it, your child will not have the burden of paying the rest premium amounts.
The insurer will pay a lump sum amount for the treatment of your child in case of dreaded diseases that may hamper his future growth.
It is same as above, in this case the insurer will provide a lump sum amount for the treatment of your ward.
Mrs. Sharma, a schoolteacher, was living a very happy life with her husband and child of 7 years. She had a good lifestyle with no worries whatsoever as her husband was earning enough to maintain a good lifestyle.
One day, while teaching her students in the class, she asked everyone as to what they would like to become in the future. Some said, doctor, some said pilots whereas some said actor. It was at that very moment that a though stuck in her mind as what will happen in the near future as growing inflation and rising prices are already making it difficult to sustain a good lifestyle. Her child's future needs would require a lot of money for his higher education and if at all he decides to go abroad for his education, then the cost will almost double.
She came back home and once her husband came back home from his office, she decided to discuss it with him in detail. During her discussion, she came to realize that her husband also had the same thought in his mind and was already exploring options by speaking to his colleagues in office. Somebody in his office had suggested him to check online for different plans and child insurance policies. They decided to search then and there. Mr. Sharma logged on to his office laptop and started searching for online insurance comparison websites.
While going through the various websites, he came across the website of policyx.com. The website, in a very lucid and effortless manner explained all the details of a policy to him through various comparison options like graphs and real time quotes. He compared the prices of policies online and found that he could save a lot if he decides to buy online.
Without wasting any further time, the couple finalized a policy for their child on the website and booked a plan immediately. The next morning, Mr. Sharma received a confirmation call for the PolicyX call centre confirming all the details of his transaction and congratulating him on his choice of plan. Today, the couple is stress free owing to the decision they took of buying the plan and thank the PolicyX.com team for their support and assistance.
Copyright PolicyX.com / Certified : IRDA Approved Number - IRDA/WBA17/14
Insurance is the subject matter of solicitation
Disclaimer: The information displayed on this website is of the insurers with whom our company has an agreement. The prospect's particulars could be shared with insurers.


text:
This article is a stub, an article too short to provide more than rudimentary information about a subject. You can help Pro Wrestling Wiki by expanding it.
Lori Weathers is an American professional wrestler, who wrestled in the Gorgeous Ladies of Wrestling as Colonel Ninotchka and in the American Wrestling Association, as Lori Lynn.
Wrestling facts
Championships and accomplishments
See also


text:
Allen Military, Law Enforcement, and First Responders Classes
Beginner Military, Law Enforcement, and First Responders Classes Enrolling In July
Special Pricing Available! Please contact us for details!
At Crucible, we take training professionals seriously. We have a number of military, law enforcement, and first responders that train daily with us, and we ensure that our programs are kept current with the latest techniques and material from our instructors over seas. This means that we are constantly pushing ourselves to be better so that we can pass on only the best instruction to those who's lives depend on it. All of Crucible's instructors are Israeli trained, and undergo extensive training under them regularly.
We are affiliated and trained by Krav Maga Global (www.krav-maga.com), who is led by Eyal Yanilov.
We Teach Differently
We do not teach to a belt or level. We present the krav maga system as it was intended to be learned – as a system. Krav Maga is a system for learning how to correctly deal with very stressful, and often violent or dangerous situations. To ingrain this system, we teach our Krav Maga classes with three primary elements: Timeline of attacks, Variations of attacks, and the Environment of those attacks.
The Timeline of an attack, is understanding that everything happens along a timeline – you may respond very early or you may respond very late. The reasons can be practical (I didn't expect it) or forced (I made a tactical decision to not respond till later). Either way, where you find yourself on this timeline will determine your response. The techniques that work at the beginning of a timeline, may (and often do not) work at the end of the timeline.
The Variations of the attack are small-ish changes, that can have a big impact. For example: the attacker is left handed, they might grab or hold you before the attack, they may attack low or high, they may attack from the sides or behind. Imagine a punch being thrown at you. That person may throw a punch with the right or left hand, grab you before punching, punch high or low, and from all different angles. The attacker is just throwing a punch, but all of these variations must be accounted for. The same would pertain to any number of attacks.
The Environment we find ourselves in can also have a big impact to how we defend ourselves. Perhaps we are sitting, in a vehicle, on the ground, against a wall, in a crowded group of people, there could be multiple attackers, or multiple defenders, I may have something in my hands. All of these are environmental variables.
We will try to add all of these into every class. The real goal of training is not to know exactly how to get out of every situation, it is to learn how to use the principles of Krav Maga to defend yourself as early and safely as possible, given the elements we have to deal with.
To find out more, please contact us at 469-777-8288 or fill out a Contact Us form and we will get back to you quickly. Alternatively, you can email firstname.lastname@example.com.


text:
Vendor Spaces
To reserve a table in the Student Union 1st Floor foyer, email the Facilities Scheduling Assailant at firstname.lastname@example.com at least one week prior to the date needed. These spots fill up quickly, so make sure you get your request in quick! If you need to cancel your reservation, make sure you send an email to firstname.lastname@example.com.


text:
Math Video: Basic Algebra
By Visual Math Interactive Sdn. Bhd.
Open iTunes to buy and download apps.
This math video app provides a quick and simple way for you to learn and understand the basics for algebra. All of the 7 computer animated videos are stored in your device. So, no internet connection required to play. These math videos are: Introduction to algebra, Combining like terms, Simplifying expressions: adding like terms, Simplifying expression: removing brackets , Evaluating expressions, Basics on solving linear equations and Examples on solving linear equations. Each of these videos is divided into several different parts that you can easily skipped to. More details below:
Introduction to Algebra
•The purpose of algebra
•More on the purpose of algebra
•Represent the 'numbers' as x
•Using different alphabets to represent variables
Combining Like Terms
•Basics: An example on combining like terms
•Basics: Another example on combining like terms
•Example on combing the terms in x+x+y+y
•More examples on identifying like terms
Simplifying Expressions: Adding Like Terms
•Introduction: Simplifying expressions by adding like terms
•Basics: An example on simplifying expressions
•Example 1: Simplifying 7u+q-5u+4q
•Example 2: Simplifying 7u+3v^2-2u+5v^2
•Example 2: Simplify after arranging the like terms together
Simplifying Expression: Removing Brackets
•Introduction: Simplifying expressions by removing brackets
•Basics: Using 3(2x) as an example
•Basics: Using 2(x+1) as an examples
•Example 1: Simplify 2(3a)-2(4a-3b)
•Example 2: Simplify 3x+2(x+4)-(2x-3)
Evaluating Expressions
•Example 1: Evaluate 2p+2 when p=3
•Example 2: Evaluate 4p+3r when p=3 and r=-2
•Example 3: Evaluate p^3-2r^2-2 when p=3 and r=-2
•Example 4: Evaluate r^2-2pr when p=3 and r=-2
Basics on Solving Linear Equations
•The basic ideas in solving x+5=8
•A shortcut in solving x+5=8
•The basic ideas & shortcut in solving x-2=8
•The basic ideas & shortcut in solving 3x=9
•The basic ideas & shortcut in solving x/7=2
Examples on Solving Linear Equations
•Example 1: Solve 2x-1=5+4x
•Example 2: Solve 2(2x-1)=2x+8
•Example 3: Solve 2(x+1)=5-3(x-1)
•Example 4: Solve x/4+2=x-1
What's New in Version 1.1
Updated the app to support iPhone 5's new screen size.
Fixed the issue where the video screen is not displayed properly for iPad with iOS 6.
Customers Also Bought
- Category: Education
- Updated: 21 November 2012
- Version: 1.1
- Size: 35.3 MB
- Language: English
- Developer: Visual Math Interactive Sdn Bhd
- © Ng Wei Chong
Compatibility: Requires iOS 4.3 or later. Compatible with iPhone, iPad and iPod touch.


text:
AFCO 1395RTT 13 Series Large Threaded Twin-Tube Shock-9 In-Rough Track
Click image to enlarge
Please note the following about this product:
- Ground Shipping Only - Can't Ship Air.
Reviews (0)
What's in the Box
Precise, consistent and dependable control is what makes the AFCO R-Series shocks winners. These shocks have maintained their ability to provide the highest levels of performance from a fixed valve twin-tube shock by evolutionary improvements in production methods and component design. Their production system ensures that when you buy an AFCO shock, you have bought the best! Today, AFCO R-Series rebuildable shocks are better than ever and are set to provide you with the "just right" set-up you need to win.
- Built to the highest standards in the industry
- In-house manufacturing means total control over production tolerances and quality
- Shim stack technology gives excellent consistency and repeatablility
- Twin tube design for best performance on slick, smooth tracks
- Threaded aluminum body
- 100% dyno tested, rebuildable, and revalvable
- Compressed Length: 15.32"
- Extended Length: 24.25"
Note: Features specially designed valving to control the chassis during "rough track" conditions without compromising the handling during "normal" racing conditions.


text:
I am unable to get this to run as a service. I'm on version 1.0 but
when I try to run it as a service it doesn't install. I'm on a domain,
so what permissions are needed to do this?
This topic was created during version 1.0.
The latest version is 7.5.00101.
6 Replies
Nov 8, 2006 at 4:00 UTC
Enola Technologies is an IT service provider.
You'll need to have Administrator permission on the local machine to
install a service.
You also cannot install a service with a blank password if you are using
a blank password.
Nov 8, 2006 at 4:05 UTC
I have full rights, Domain Admin, and I'm not using a blank password.
When I right click the icon, am I supposed to see "service" as an option
or do I go under Preferences.? I have to go under Preferences.
Nov 8, 2006 at 5:31 UTC
Enola Technologies is an IT service provider.
You go under preferences.
What O.S. are you installing it on?
I also assume you're using domain\user in the user space?
Nov 9, 2006 at 8:53 UTC
Ah, that was the problem...not using Domain\username. I had to do it
twice, but it finally installed and I can now see it in my services
Thanks a bunch.
Nov 9, 2006 at 12:11 UTC
Enola Technologies is an IT service provider.
Glad we could help.
Apr 4, 2010 at 5:57 UTC
Niagara Technology Group (NTG) is an IT service provider.
Looks like we can close this one out!
This discussion has been inactive for over a year.
You may get a better answer to your question by starting a new discussion.


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Review: 'Middle School' is pure wish fulfillment at its finest
Posted Tuesday, January 3, 2017 at 3:48 PM Central
Last updated Tuesday, January 3, 2017 at 3:48 PM Central
by John Couture
Everyone remembers Middle School, but few of us remember those years fondly. They are often those awkward years when boys and girls develop and lead to socially awkward encounters that many of us are thankful happened long before the invention of Facebook.
I have read many of James Patterson's novels, but even I was a bit surprised when he started to swerve from his traditional adult fare to the tame pastures of teen fiction. How could the writer of violent thrillers such as Kiss the Girls and Along Came a Spider possibly write for kids?
Well, I read Middle School: The Worst Years of My Life and I was pleasantly surprised that he was able to capture a certain nuance about adolescence that I often found in films and literature during my teen years in the 1980s. So, it was with a bit of trepidation and hope that I was looking forward to reviewing the film version of Middle School: The Worst Years of My Life, despite a lack of direct involvement from Patterson in the adaptation.
Thankfully, in cases like this, the movie truly is better than the book. There's something about the visual medium that really helps this story find its emotional touchstone. For instance, in the book, I always thought Bear was a bit too abusive and mean to Rafe and Georgia, almost to the point where I didn't believe that he had any redeeming characteristics that would attract Jules' affection.
But in the film, Rob Riggle is perfectly cast as Bear and his natural buffoonery helps to soften Bear's very real desire to eradicate Rafe and Georgia from their lives. In fact, Rob Riggle is so good here that he practically steals every scene that he's in. Ultimately, though, Bear is only a subplot and as such, some of his scenes had to be cut back in order to keep the pacing of the film on track. Thankfully, the bonus features allow deleted scenes like this one to survive the cutting room floor.
But Rob Riggle isn't the only shining star in the cast. The total ensemble is well chosen to best showcase the cast's strengths and to help bring the silliness of the situation to the screen. Lauren Graham is no stranger to playing the attractive mom character thanks to her spin on Gilmore Girls, but here she has actually matured to the point where her homespun wisdom doesn't feel like feint praise from someone who read a book on how to be a parent. No, her portrayal of Jules is very much an honest take on a mother who has continually put her children first in her life.
Another great surprise is the performance from Efren Ramirez. He sort of fell off the map since Napoleon Dynamite, but it's good to see that his comic brilliance can still be used to make a small, throw-away role anything but. His Gus is a character that wasn't in the book (although he's most likely a fill in for the Dragon Lady in that he helps Rafe along) but is one that is able to make the film better by his inclusion.
Finally, the visual style of the film is probably the thing that spoke to me the most. It really reminded me of Savage Steve Holland's work in the 1980s. In many ways, Middle School could be the prequel to Better Off Dead and One Crazy Summer. The same ethos of challenging authority permeates all three of these films and the use of animation in the middle of a mostly live-action film weaves a connective thread that is evocative of the creative aspects of the main protagonists.
All in all, this is a film that is fun to watch for the whole family. It is truly funny and steers clear of many of the cheesy tropes that are often the hallmark of family entertainment these days. Check out Middle School: The Worst Years of My Life now on DVD and Blu-ray.


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Pasadena, CA (PressExposure) February 14, 2011 -- Children's Art Village artwork showing at The Sheldon Art Galleries
Colors of Hope is a multi-media exhibit featuring works by children from around the world who are served by the not-for-profit organization, the Children's Art Village.
The Children's Art Village is a 501(c)3 tax exempt non-profit organization registered in the State of California. Together with their partners in the United States as well as in third world countries, CAV initiates and implements art curricula in orphanages throughout the world. The Children's Art Village is a humanitarian organization and has no religious affiliations. Based in Santa Monica, California, CAV works with children in orphanages and schools to introduce art, music and dance components into the children's education and to foster self-confidence, personal growth and healing. Using art and music therapy practices, they help children work through trauma related to abandonment, poverty and slavery. CAV has worked in impoverished countries since 2005 beginning with workshops in Vietnam and then Ghana.
CAV recently added a summer program at the Sevelaya Orphanage in India in 2010. The goal of the Children's Art Village projects has heavy emphasis on sustainable art and music programs. Therefore the Children's Art Village, working with the Sevalaya, has placed a full-time music teacher at the orphanage to teach classical Indian singing to over 1,500 children at the Sevalaya School.
American artist teachers can participate, sponsor, travel, volunteer, donate and join local Indian artist teachers in a week of connection and empowerment for all involved as the Children's Art Village will be returning each year to the Sevalaya for a special week-long fall program.
The Colors of Hope exhibit will have works from CAV's programs in Ghana and India illustrating the positive influence that creating art can have on the soul. The exhibit is curated by Rebecca Gunter, Gallery Coordinator and Education Manager and is organized by the Sheldon Art Galleries. The Children's Art Village will exhibit 45 art pieces at the AT&T Gallery of Children's Art, located at the Sheldon Concert Hall and Art Galleries in St. Louis, MO. Each year approximately 70,000 people walk through the gallery halls. "We are extremely honored and excited about this invitation!" says Mai Lai, Founder and Executive Director of the Children's Art Village.
The exhibition runs through June 11, 2011 at The Sheldon Art Galleries located at 3648 Washington Blvd., St. Louis, MO. http://www.thesheldon.org
For more information on the Children's Art Village please go to: http://www.childrensartvillage.org


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Pinelands Regional 2,
Manchester Township 0
Rabi Orellana led Pinelands to its first win of the season with a goal and an assist. Chuck Poklikuha recorded 10 saves for his second shutout of the season. Jack Beykirch added a goal for the Wildcats.
Mike McAteer made seven saves for Manchester Township.
Manchester Township 0 0-0
Pinelands Regional 0 2-2
Goals-Orellana, Beykirch PR.
Goalies-McAteer (7) MT; Poklikuha (10) PR.
Records-Manchester Twp. 3-12, Pinelands 1-11-1.


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The Affordable Care Act, known to many as Obamacare, is scaring people for all the wrong reasons. It is also scaring big corporate interests into fighting against it because, you know, reasons. But the group most afraid of the Affordable Care Act happens to be the one with the greatest connection to it: Big insurance corporations. In what will likely cause even more disruption in the early days of Obamacare's enactment, big insurance companies such as Aetna and Cigna are staying away from state insurance exchanges for the time being. The reason? They are afraid of taking on subscribers with pre-existing conditions.
One of the Affordable Care Act's largest victories was banning the pre-existing condition rule from insurance policies. This rule meant that an insurer could deny insurance to a person with a history of illness, be it cancer or a chronic heart condition or AIDS. Aetna and Cigna's reasoning behind denying insurance to those with prior conditions was to keep costs down, out of fear that a subscriber or group of subscribers would rack up massive hospital bills, forcing costs for everyone else to go up. While certainly reasonable when applying market and capitalist principles into this, it only creates a vicious cycle for patients with that history of illness: Without getting proper treatment, which they cannot get because they need insurance to afford it, their condition becomes worse, and their treatment options become more expensive, and they deteriorate even more.
The ban on pre-existing conditions invoked by the Affordable Care Act meant that a variety of changes had to be put into place to ensure costs were kept down. These changes included insurance exchanges where insurance policies partly paid for by the government could be bought, and the requirement that everyone has to buy insurance. However, despite these changes, Aetna, Cigna, and UnitedHealthcare are initially staying out of the insurance exchanges out of worry that their previous policy will come back to haunt them, in the form of the exchanges being flooded by those patients they previously denied coverage.
Of course, by doing this, Aetna and Cigna may in fact have their fears justified by limiting the pool of actual policies available to subscribers through the insurance exchanges. By staying out and limiting the pool, other insurers have to be burdened by a greater number of these patients they are so worried about. Thus, costs go up as predicted, and at the end of next year, the big insurers will be able to say "I told you so!" It remains to be seen if that will be the case, though the negligent and hostile attitude towards implementing the Affordable Care Act, this remains a very real possibility.
Of course, a bigger problem with the Affordable Care Act is the lack of cost controls around medical procedures themselves, which is primarily the reason health care costs are so high to begin with. This will eventually have to be addressed if affordable health care is to be made possible. Also, there is no dental plan in Obamacare. And Lisa needs braces.


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