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Description: As progressive reformers took on America's ills at the start of the twentieth century, a new generation of Native American reformers took on America, "talking back" to the civilization that had overrun but not crushed their own. This volume offers a collection of 21 primary sources, including journal articles, testimony, and political cartoons by Native Americans of the Progressive Era, who worked in a variety of fields to defend their communities and culture. Their voices are organized into 7 topical chapters on subjects such as native religion, education, and Indian service in World War I. Spanning the period from the 1893 Columbian Expedition to the 1920s' congressional land hearings, this rich array of voices fills an important gap in the chronology of Native American studies. An engaging introduction focusing on the intellectual leaders of the protest efforts includes background on the Progressive Era, while headnotes for each document, striking illustrations, a chronology of major events, and a bibliography support the firsthand accounts.
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All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $20.99Copyright year: 2001Publisher: Bedford/Saint Martin'sPublication date: 1/19/2001Binding: PaperbackPages: 190Size: 5.45" wide x 7.74" long x 0.38" tall Weight: 0.726Language: English
Frederick E. Hoxie is Swanlund Professor of History at the University of Illinois, Urbana-Champaign, and the author of several books, including The People: A History of Native America . Jay T. Nelson is a program assistant at the D'Arcy McNickle Center for American Indian History, the Newberry Library.
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To Tracy, who signed a three-year contract Tuesday to become the Pittsburgh Pirates' manager after five mostly successful seasons with the Los Angeles Dodgers, it's not the size of the city or the payroll that matters most but the talent. And he sees the same kind of young talent in Pittsburgh that he saw in Los Angeles in 2001.
"Challenges are something that I like very, very much," Tracy said. "I like hearing people say or maybe think that this is a situation you don't have a chance to succeed in, I'm very challenged by that."
Some might view the Pirates' situation as hopeless following a 67-95 season, but Tracy sees players such as Jason Bay, pitchers Zach Duke, Paul Maholm and Oliver Perez, center fielder Chris Duffy and second baseman Jose Castillo as being ready to win.
Real soon, too, once they learn the difference between what he calls "the teams that go out and play baseball and those that go out and play winning baseball."
"I'm looking forward to spearheading this ballclub to back to some of the days when the Pittsburgh Pirates were somebody you really had to deal with," said Tracy, who watched the Reds-Pirates rivalry while growing up near Cincinnati and playing college baseball at Marietta College, about 120 miles from Pittsburgh.
"I'm very anxious in making the players understand there is history here, history for them to be proud of and history for them to follow up on," he said.
It hasn't been recent history, with no winning seasons or championships since three consecutive NL East titles in 1990-92. Since then, the Pirates have floundered amid several failed rebuilding efforts, poor personnel decisions and an inability to compete against richer clubs for free agents.
But after years of promising a youth movement but not delivering one, the Pirates went young during the second half of this season by promoting players such as Duke (8-2, 1.81 ERA), Maholm (3-1, 2.18 ERA) and Duffy (.341 in 126 at-bats). They also have Bay, who followed up last year's NL rookie of the year season by hitting .306 with 32 homers, 101 RBI and 44 doubles, and Castillo, one of the majors' top young infielders.
"I think the personnel's here to get it done," Tracy said. "I wouldn't have been interested in this position if I didn't feel very strongly that myself, and the coaching staff, that we can make a difference."
General manager Dave Littlefield said Tracy's ability to develop Dodgers players such as Adrian Beltre, Eric Gagne, Paul LoDuca and Cesar Izturis figured prominently in the decision to hire him. Littlefield and Tracy worked together in the Expos' organization in the mid 1990s, and Tracy was considered the front runner from the start to succeed former Pirates manager Lloyd McClendon, who was fired Sept. 6 during his fifth consecutive losing season.
"He's managed winning teams and winning teams in the playoffs," Littlefield said of Tracy. "There are a lot of ingredients I think will make him successful here."
Tracy was 427-383 and won the 2004 NL West title with the Dodgers despite a failed roster overhaul orchestrated by general manager Paul DePodesta that led to a 71-91 record this season. The two did not agree on numerous personnel decisions, including that to not bring back Beltre after he hit 48 homers and had 121 RBI in 2004.
Tracy beat out the only other known candidates for the Pirates job, former Oakland Athletics manager Ken Macha and Atlanta Braves coach Fredi Gonzalez. Littlefield also wanted to interview former Pirates manager Jim Leyland, but he was hired by the Tigers last week before he could talk with the Pirates again.
Tracy, 49, was to have made $700,000 next year with the Dodgers but is expected to make more than that in Pittsburgh.
Tracy is expected to have free rein to hire his own coaches, as the Pirates coaches were told following the season finale on Oct. 2 they would not be brought back. Among those making the move might be pitching coach Jim Colborn and bench coach Jim Lett.


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About the Book
Graphic art, photography and poetry converge.
Journey through the Bolivian landscape into fragmented powerful memories of love, loss and redemption merged with original artwork and photography created solely by the author.
'Like rushing seas, relentless. Against the shores of our mysterious skin.'
Features & Details
- Category Arts & Photography
Standard Landscape, 10×8 in, 25×20 cm
48 Pages
- Publish Date Sep 10, 2013
- Language English
- Tags biography, art, photography, graphic, poetry, love, redemption, travel, nature, mountains
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Dynamic Engineers / Graduates having flair for sales with prior exposure to IT products & services with an ability to meet business targets through effective marketing & selling skills. Having the ability to identify potential clients, generating the...
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15 No S - Wanted Marketing Excutives ( 1 - 2 yrs)
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Business Development Officer ( Fresher)
Cusort Services
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When you hear the words New York, you probably think of Broadway, the Empire State Building and Central Park; a city of bright lights and bustle. But there's so much more to the Big Apple than the centre of Manhattan. Stroll through the East Village and you'll find hip boutiques, chic bars and student hangouts. The Upper West Side offers a little slice of well-heeled culture, while Hell's Kitchen combines a vibrant nightlife with cultural spots such as the Intrepid Sea, Air and Space Museum.
Across the East River, Brooklyn and Queens provide a more diverse taste of New York, with plenty of restaurants, bars, venues and family-friendly attractions to keep you busy. No matter what your interests and budget, you're bound to find an area of New York that suits you down to the ground. Best of all, you can use the handy Expedia search tool to browse for and book hotels in your price range.
One excellent hotel chain to keep in mind is Warwick All. With excellent hotels around the world, including one four star Midtown Manhattan location a stone's throw from the Museum of Modern Art, Warwick is a chain that offers comfort, class and competitive prices.


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Senate votes to extend federal water projects law
WASHINGTON — The Senate on Wednesday put aside its partisan differences to extend the federal government's main water resources law, which promotes investment in port improvements, flood protection, dam and levee projects and environmental restoration.
The smooth passage of the Water Resources Development Act on a 83-14 vote was in sharp contrast to the last time Congress took up a WRDA bill in 2007, when President George W. Bush vetoed it and the Democratic-led Congress retaliated with the first veto override of the Bush presidency.
|The article you requested is no longer available on BostonHerald.com.


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Annaly Capital Management (NYSE:NLY) reported its 4Q12 GAAP EPS of $0.70 beating street estimate of $0.36. EPS reported for 4Q12 was almost 52% higher than the EPS reported in 4Q11 and almost three times the EPS reported in 3Q12.
Source: Company Reports
Note: Net Income is in millions
Dissecting Annaly's Results:
(i) Net Income
Annaly was able to grow its GAAP net income at a phenomenal pace, as can be seen in the table. Adjusting the GAAP net income for unrealized gains or losses on interest rate swaps, Agency interest only mortgage backed securities and net loss on extinguishment of 4% convertible senior notes due in 2015, 4Q12 core net income increased by $15.3 million QoQ to $465.1 million but was still lower than 4Q11 core net income of $525.3 million.
(ii) EPS
GAAP EPS rose substantially, however in my opinion one's focus should be on core EPS which is based on net income adjusted for unrealized gains or losses. Core EPS marginally increased from 3Q12 and was down almost 15% from 4Q11. Earnings have been under stress since the fall in mortgage rates. Mortgage rates fell in response to Fed's QE3; Fed announced to buy $40 billion in mortgage backed securities a month. Therefore, decline in mortgage rates narrowed the net interest spread earned by mREITs. However, with sensible management and aggressive pursuit for diversification I believe that Annaly's earning will improve further in future.
Source: Company Reports
(iii) Dividends
Dividend payout ratio dropped almost 13% from 111% in 3Q12 to 98% in 4Q12. The payout ratio in 4Q12 was almost 8% lower than the payout ratio in 4Q11. Although the payout ratio is still pretty high, declining payout ratio is an indication of low income return.
Source: Company Reports
(iv) ROAE Core
ROAE has remained pretty stable over the last many quarters. Steady ROAE is a gauge for stable companies. ROAE in 4Q12 was 2% lower than ROAE in 4Q11 but was 50 bps better than ROAE in 3Q12, clearly a sign of improvement.
Source: Company Reports
(v) Net Interest Spread
Net interest spread narrowed by 76 bps YoY and by 7 bps QoQ. Cost of funds remained stagnant over the last few quarters. The decline in spread was primarily because of reduction in yield on interest earning assets. Falling mortgage rates resulted in a decline in yields, fixed rate Agency mortgage backed securities and debentures comprised 93% of the Annaly's portfolio. I believe diversification, buying the remaining shares of Crexus Investment Corp. which specializes in commercial MBS, will improve spreads going forward.
Source: Company Reports
(vi) Valuation
From a valuation stand point, NLY is trading at a discount of 6% from its book value per share as of Dec. 31st 2012. NLY was successful in growing its book value during 2012 except for the last quarter when it had to suffer a decline of almost 5% QoQ.
Source: Company Reports
(vii) Constant Prepayment Rate
CPR in 4Q12 reduced to 19% from 20% in 3Q12. On a YoY basis, CPR reduced by 3% from 22% in 4Q11 to 19% in 4Q12. Consistent decline in CPR will benefit Annaly in quarters ahead. Reduction in prepayments will ensure stable earning going forward.
(viii) Leverage & Duration of Borrowing
Annaly is currently operating at leverage which is relatively lower as compared to its peers, 6.5x vs average 7.5x. Annaly has managed to reduce its duration of borrowing by 23 days QoQ but it is still on the high side relative to 4Q11. On a YoY basis duration of borrowing has increased by 87 days. Increase in duration means more interest rate risk.
Given the macro economic situation, mortgage rates rising with yield curve steepening and housing in a continuous recovery I believe net interest spreads will stable further, going forward. Under the given circumstances Annaly's recent decision to pursue aggressive diversification by acquiring Crexus Investment Corp. will work out well for it in future, in my opinion. Declining CPR and stable ROAE will translate into greater investor confidence in the stock. Although the dividend yield is currently lower as compared to its peers like American Capital Agency Corp. (AGNC) but I still find good value in the stock because:
1. I believe net interest spreads will improve further which will result in stable earnings and dividends going forward.
2. It is trading at a 6% discount from its book value.
3. There may be more share repurchases going forward which would result in further appreciation in stock price.
Based on my analysis I would recommend you to buy NLY.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.
Business relationship disclosure: This article was written by analyst at Dividend Pros covering U.S Financials.


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Red Hat Bugzilla – Bug 151669
rgmanager doesn't handle arbitrary resources
Last modified: 2009-04-16 16:17:02 EDT
Description of problem:
rgmanager can't handle unspecified third-party resources. This is an artifact
of old ccs library code which has been obviated. We can now detect children
properly using libccs, so rgmanager should use that ability to handle
non-explicit children, such as the following:
<service ...>
<script .../>
<user_installed_3rd_party_resource_agent .../>
Version-Release number of selected component (if applicable):
How reproducible:
Steps to Reproduce:
Actual results:
Expected results:
Additional info:
Ok, it's in CVS


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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
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Can I delete all file of my upload space ?Asked by gbdesign on December 01, 2013 at 10:39 PM
By deleting the uploads you will be able to increase the available upload space.
Unfortunately, it's not possible to delete uploaded/attached files without deleting the submission. You should probably download a copy of all your submission in Excel or CSV format before you delete entry/submission along with the attached file.
Here's how to download forms submission to Excel/CSV/PDF.
If you need further assistance, do let us know.
Thank you!


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By Claudia Puig, USA TODAY
Pure exhilaration is in woefully short supply at the movies.
But within one week, two films offer a bracing dose of this rare commodity: first District 9, the most inventive sci-fi action film of the summer, and now the invigorating Inglourious Basterds.
Within the first frames of writer/director Quentin Tarantino's audacious dismantling of history, you may feel as if you took a hit of pure oxygen. His tall tale, with its tense and jangly pacing, is immediately riveting.
Loosely based on Enzo Castellari's 1978 film, Basterds is brash, nimbly acted and, and not surprisingly for a Tarantino movie, incessantly violent. But with its wartime setting, what bloody mayhem there is feels integral and, for the most part, appropriate.
This wish-fulfillment fantasy baldly reinvents history, beginning in 1941 in the Nazi-occupied French countryside. Nazi Col. Hans Landa (Christoph Waltz) bursts into a farmhouse, oozing malevolence and savage grace. He smugly toys with a taciturn farmer like a menacing cat batting at a mouse he could devour at will. But he's after something bigger: a Jewish family in hiding.
Landa is one of the most spellbindingly despicable characters written for the screen. His cruelty barely disguised by a patina of charm, Landa is portrayed brilliantly by Waltz. Come Oscar time, expect to see the Austrian-born actor on the short list.
Teenage Shosanna (Mélanie Laurent) survives Landa's vicious execution of her family and tears off. With her desperate flight, the film surges into powerful, stomach-churning overdrive.
Several years later, now the owner of a small cinema in Paris, Shosanna plots against the Nazis, her vendetta following a parallel course to that of the "basterds," a corps of Jewish-American soldiers bent on exacting quick and painful vengeance on all Nazis who cross their path.
Brad Pitt anchors the standout cast as good ol' boy Lt. Aldo Raine, the head basterd. Raine and his men concoct a daring scheme to eliminate key members of the Third Reich, assisted by a duplicitous German actress (Diane Kruger).
Tarantino avoids some of the linguistic contortions that often arise in war films. In American movies, Nazis speak English with either gruff German intonations or arch British accents. But Tarantino deals with the problem more directly. For example, Landa speaks French to the farmer — we get subtitles — then asks if he can switch to English because he has exhausted his French. The exchange works seamlessly.
The madness could have been dialed down in the drawn-out, grisly climax.
But Tarantino is renowned for being a cinephile as well as a filmmaker. And in Basterds— with its focus on Shosanna's theater and a violent film-within-a-film that figures prominently in the climax — he exercises both his obsession with vengeance and his fascination with the movies.
The outcome is gory and glorious.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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Summary of Season 1 (2003) - 2 discs
Guided by the spirits and the destinies of ancient Chinese warriors, students from seven high schools are engaged in a never-ending battle for territorial supremacy. Will pretty new student Hakufu Sonsako bring unity?
Show Details
- This show is
- Imaginative, Exciting


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Initiatives and Projects
This section contains a number of initiative and projects that are currently under way to advance campus climate on the Twin Cities campus. The list is not comprehensive and will be continuously updated. If you have an initiative or project you would like to add to this page, email firstname.lastname@example.com.
Faculty and/or Staff Focus
Diversify Faculty Search Pools
On April 21, 2015, the Office of the Vice Provost for Faculty and Academic Affairs (VPFAA) sponsored a full-day workshop on best practices for faculty searches. Facilitated by Wisconsin's WISELI center, the workshop included information on implicit bias research and strategies for ensuring a diverse pool of candidates for faculty and other academic positions.
VPFAA, with the Office of Equity and Diversity (OED), plan to offer faculty search committee workshops regularly on campus. This office is working with a Committee on Institutional Cooperation (CIC) initiative aimed at increasing internal capacity for train-the-trainer sessions in order to deliver more workshops. Representatives from OED participated in a CIC train-the-trainer event in May.
More information: Ole Gram, email@example.com.
Improve Retention of Underrepresented Faculty
Improving retention of underrepresented faculty is a priority of the Office of the Senior Vice President for Academic Affairs and Provost, the Twin Cities Deans, and the Office of the Vice Provost for Faculty and Academic Affairs (VPFAA). In 2015, VPFAA began conducting exit interviews with all departing University of Minnesota-Twin Cities faculty. This information will inform efforts to address retention and climate issues.
More information: Ole Gram, email@example.com.
Enhance Department Head and Chair Training
The Office of the Vice Provost for Faculty and Academic Affairs has the longstanding practice of offering department head and chair training. In partnership with OED, this office has been enhancing training to incorporate how best to recruit, retain, reward, and ensure a welcoming climate for all faculty. This office incorporates information about available resources related to campus climate and highlights family friendly benefits at UMN.
More information: Ole Gram, email@example.com
Advancing Diversity in Recruiting and Hiring
Having a diverse workforce has always been a top University priority as a way to promote excellence, broaden perspectives, create a more inclusive campus, and increase student and employee retention. Recently, the Office of Human Resources (OHR), in partnership with the Office for Equity and Diversity, has expanded its efforts to attract diverse candidates for employment at the University. The University has a wide array of positions that require diverse skill sets and perspectives. To focus on bringing talented and diverse applicants to these positions, OHR has hired several diversity recruiters to strengthen the University's relationships with diverse communities, organizations, and campus groups, as a way to build pipelines of talent. Under the theme "Together, We'll Change the World," OHR participates in diversity and veteran career fairs, has held its own virtual career fair, supports applicants in their job search, and consults with departments across the institution to promote best practices in hiring, including key student-facing positions. The University is also conducting implicit-bias training for search committees involved in hiring and is enhancing the onboarding experience to strengthen the connection to the University from the onset. Together, these initiatives will help the University fully reflect the diversity of our students, state, and nation.
More information: Laura Negrini, firstname.lastname@example.com
Employee Engagement
Led by OHR, the employee engagement survey measures many aspects of the workplace environment. Survey reports are shared with all leaders across the system where at least 10 faculty or staff completed the survey. There are a variety of tools available on the OHR website and through the various forms of consultation and training that OHR provides to HR Leads across the University and to their leaders. Consultants have also conducted input sessions with faculty and staff at the request of local leaders and provided recommendations for action. Those actions are at the core of workplace improvement. In addition, data showing differences on the engagement survey by gender and race /ethnicity, along with recommendations for action, have been shared with University leaders (e.g., deans, senior administrators), including the Campus Climate Work Group, the Faculty Consultative Committee, and the Diversity Community of Practice, facilitated by the Office of Equity and Diversity. OHR has made a number of recommendations to these groups based on the data and research-supported best practices.
More information: Brandon Sullivan, firstname.lastname@example.com
Academic Leadership Development
The Office of the Senior Vice President for Academic Affairs and Provost and the Office of the Vice Provost for Faculty and Academic Affairs develop academic leadership programs through external and internal opportunities. These include the comprehensive year-long Provost's Department Heads and Chairs Leadership program, the "Talking Heads" program. Best practices are also disseminated in a variety of other programs, including new faculty orientation, comprehensive dean reviews, the CIC Academic Leadership program, the CIC Department Executive Officers program, and the APLU leadership training opportunities. Additional peer networking activities include the Academy of Distinguished Teachers, distinguished faculty luncheons and lectures, annual promotion and tenure recognition events, and various faculty awards ceremonies.
Working in partnership with OHR and academic officers, academic leadership development and training includes identifying and strengthening opportunities and incentives for bringing high-profile achievers and innovators to the University, and identifying best approaches to ensuring faculty and academic success. Our institutional commitment remains to create a culture that sustains top faculty and staff.
More information: Deb Cran, firstname.lastname@example.com
Leadership Development
OHR is in the process of developing and implementing new tools, programming, and services focused on leadership development for academic and administrative leaders. A key priority for this work is intentionally incorporating diversity and inclusion. To help with this, OHR convened an advisory group (Anne Phibbs, Kimberly Hewitt, Michael Goh, and Virajita Singh) to develop new leadership tools and programming. Based on recommendations from this group, OHR has incorporated additional content on diversity and inclusion into programming, has created online modules (Supervisor Essentials) that include content from the Office of Equity and Diversity (OED), and has referred supervisors to OED training opportunities. OHR is also working on defining behavioral competencies for leaders in the area of equity and diversity, which will then be included on 360 surveys and incorporated into training and development resources.
More information: Brandon Sullivan, email@example.com
New Online Disability Training for Instructors
In conjunction with trainEd, the training division of leading Minnesota law firm Gray Plant Mooty, and with input from a cadre of University of Minnesota instructors, the Disability Resource Center (DRC) has launched a 12-minute online training video to help instructors with issues such as determining how to best serve students with disabilities in the classroom and what constitutes a required accommodation.
More information: http://z.umn.edu/drcinstructortraining
Implicit Bias Trainings for Faculty and Staff Involved in Hiring Decisions
The Implicit Bias Education Program (IBEP) is jointly sponsored by the Office for Equity and Diversity, the Provost's Office, the Graduate School, the Office of Human Resources, and the Office for Undergraduate Admission. Fall 2015-Spring 2016 trainings include Identifying & Challenging Implicit Bias in Faculty Search Committees workshops and Identifying & Challenging Implicit Bias in Graduate Program Decisions. IBEP Training Team: Michael Goh, Kimberly Hewitt, Anne Phibbs, Virajita Singh.
More information: Anne Phibbs, OED Director of Education, firstname.lastname@example.com
Diversity Community of Practice
The Diversity Community of Practice (DCoP) is a grassroots community of faculty and staff from collegiate units across the Twin Cities campus that meets monthly. Its purpose is to develop and leverage personal, professional, and technical expertise, thereby effectively creating innovative strategies that ensure successful implementation of equity and diversity goals at the University of Minnesota Twin Cities.
DCoP Goals are to Educate/Collaborate/Support/Assess and:
- Connect specific college equity and diversity strategies to the UM strategic plan
- Change the status quo
- Share resources and collaborate
- Increase awareness of collegiate diversity goals, events, etc.
- Support one another as members innovate and take risks
- Utilize outcomes-based assessment to make decisions and determine success
More information: Virajita Singh, Assistant Vice Provost, Office of Equity and Diversity, firstname.lastname@example.com or https://diversity.umn.edu/dcop
Institute for Diversity. Equity, and Advocacy (IDEA)
IDEA works to transform the university by enhancing the visibility and productivity of an interdisciplinary group of faculty and community scholars. This group's expertise in equity, diversity, and underrepresented populations leads to innovative scholarship that addresses urgent social issues. IDEA is also designed to enhance retention and faculty diversity by fostering stronger ties among and with faculty and the local community. Resources include: faculty research grants; sponsorship of symposia and lectures; faculty workshops; and mentorship and professional development opportunities for junior faculty of color.
More information: Michael Goh, Associate Vice Provost, Office for Equity and Diversity email@example.com or https://diversity.umn.edu/idea
Student Focus
Increase Scholarship Funding
The University has increased the number of scholarships we are able to provide students and as a result we have been able to increase the amount of money we give in gift aid to students who have an Expected Family Contribution (EFC) of zero. In the most recent aid year where we have a full year of data, 2015-16, the University disbursed $44.6M in University of Minnesota Foundation scholarships to students. In 2016, the University Promise (UPromise) scholarship program was expanded to include all Minnesota-resident undergraduates with family incomes up to $120,000. Awards for the 2016-17 academic year will range from $306 to $4,134, with higher awards directed to students with the greatest financial need.
Additionally, some of the newer donor funds have created scholarships with both a need-merit component. And over the last few years, the University has directed scholarship (merit) funding to Minnesota students attending schools with high participation of students in free- and reduced-lunch programs.
More information: Tina Falkner, firstname.lastname@example.com
Multicultural Student Engagement
Multicultural Student Engagement (MCSE) is a new unit in the Office for Student Affairs. Multicultural Student Engagement will support an inclusive and culturally diverse environment on campus by providing programs & services that assist underrepresented students in developing global competency and making connections between their academic and co-curricular experiences.
MCSE goals include: provide opportunities for all students to increase awareness, understanding and appreciation of diverse populations; support the personal and professional development of multicultural students; develop programs and services that support and retain multicultural students to graduation; and create a welcoming and inclusive environment for all students.
MCSE is committed to serving all University of Minnesota students in myriad ways. One such way is through our strong support and advisement of the Cultural Centers and several student groups. These include:
- Cultural Centers (Al-Madinah Student Cultural Center, American Indian Student Cultural Center, Asian American Student Union, Black Student Union, Disabled Student Cultural Center, Feminist Student Activist Collective, La Raza, Minnesota International Student Association, Queer Student Cultural Center)
- Registered Multicultural Student Organizations
- Minnesota Multicultural Recruitment Society (in partnership with the Office of Admissions)
- Student Campus Climate Engagement Advisory Group
- Power and Privilege Series
- Social Justice Leadership Certificate Program
- Art of Participatory Leadership Student Training
- Our Voices: Indigenous Women and Women of Color Dialogue Group (in partnership with MCAE and Women's Center)
More information: mcse.umn.edu or Anise Mazone email@example.com
The Commuter Connection
The Commuter Connection aims to offer off-campus students a link to the campus community through programming, large group volunteering, leadership opportunities, advocacy, and providing an open lounge area. The Commuter Connection works with other student organizations and University partners to engage commuter students on campus and increase their sense of belonging at the University. Current plans include 1) providing monthly programs, both social and education, 2) assessing the needs of current commuter students and determining what barriers they face in regard to involvement on campus, and 3) implementing programming and resources to meet those needs.
More information: firstname.lastname@example.com
Gopher Hall
Gopher Hall is a virtual community that provides social and academic support by providing a forum for commuter students to connect with one another. The combination of virtual resources and in-person programming promotes a more accessible and stronger connection to the campus community for commuter students. With many of the University's commuter students also being first-generation students, Gopher Hall provides easily accessible resources, information, and answers to questions that they may not receive living at home.
More information: Caitlin Herby, firstname.lastname@example.com
Learn & Lunch
Learn & Lunch is a new initiative to connect commuter students with campus resources. Through the partnership with University offices such as Career Services, the Aurora Center, the Learning Abroad Center, Multicultural Student Engagement, Student Unions & Activities, and LEAD-UP, Learn & Lunch will provide professional and personal development opportunities for commuter students. Over the lunch hour, commuter students will be invited to bring their lunch and learn more about topics such as resume reviews, leadership opportunities, campus involvement, and effective studying habits for academic success. Our commuter students largely consist of students of color and first generation students, so this program will further support the needs of students in those populations.
More information: Caitlin Herby, firstname.lastname@example.com
Commuter Student Meet and Greets
Off-Campus Living (OCL) and the Commuter Connection want to make sure all first-year Commuter Students have a space to get to know each other, to enhance their sense of belonging on campus. OCL and Commuter Connection will be offering Meet & Greet sessions during the Fall 2016 semester, for commuter students, based on their college. Students that live off-campus can find it challenging to build relationships with other students, and this program will create an opportunity for them to do so.
More information: Caitlin Herby, firstname.lastname@example.com
Student Unions & Activities (SUA) is committed to representing diverse perspectives and individuals through its building art program. We work with students to develop strategies for showcasing works of art created by artists from diverse backgrounds. In addition, we work to represent a diverse range of individuals in various exhibits. SUA recently completed a project on the third floor of Coffman Union next to the President's room that features a diverse array of individual students and student groups. The photograph exhibit represents students engaging in activities and meeting with one another. It also presents a number of historical artifacts and brochures.
SUA is currently working on a photograph project for the stairwells of Coffman Union that will feature diverse students engaging in various activities representing several aspects of student life. Also, we coordinate three rotating galleries across campus, two of them in Coffman Union.
SUA works to promote diversity in all of these galleries. For example, the Second Floor Gallery currently features works by Jimmy Longoria, a local Chicano artist. As part of Longoria's exhibition, SUA worked with him to coordinate a workshop with students to create a series of artistic works. Many students from diverse backgrounds and cultures participated. These works of art are currently featured in the central gathering space on the second floor of Coffman Union. The next exhibit in Coffman's Second Floor Gallery will feature artifacts from the Somali Museum of Minnesota.
More information: Tricia Schweitzer firstname.lastname@example.com
Building Art Initiatives
Student Unions & Activities (SUA) is committed to representing diverse perspectives and individuals through its building art program. We work with students to develop strategies for showcasing works of art created by artists from various backgrounds. In addition, we work to represent a diverse range of individuals in various exhibits. SUA recently completed a project that features nine different collages in the stairwells of Coffman Union (from basement to fourth floor). A call for photographs was promoted to student groups during fall semester 2015. Twenty-seven different student groups participated and all are now featured in Coffman Union's stairwells.
Also, we coordinate three rotating galleries across campus, two of them in Coffman Union. SUA works to promote diversity in all of these galleries. For example, the Second Floor Gallery is currently featuring works by Japanese artist, Yuya Negishi. The next few exhibits in the Second Floor Gallery will feature local artist Paul Ernst, artwork from Israel, and Carolina Borja, who was raised in Tijuana and established herself as an artist in Mexico City.
During fall semester 2016, SUA is planning to host a series of workshops where students can be a part of creating a mosaic art piece for Coffman Union.
More information: Tricia Schweitzer firstname.lastname@example.com
MCAE Forward – A Reimagining of MCAE and Improving Its Service to Students
MCAE will maintain its student-focused philosophy, but will also focus on intersection of identities while promoting interactional diversity and using academic success strategies that have been proven successful for diverse, underresourced, and first generation students. This effort will reenergize and champion MCAE and make it visible and present in the community and on campus.
More information: https://diversity.umn.edu/multicultural
Faculty, Staff, Student Focus
Gender Inclusive Restrooms
In response to a request by the Transgender Commission, President Kaler directed University Facilities Mangement (FM) to assess the current state of gender inclusive restroom facilities on campus and develop a plan to increase the number and distribution across campus. In support of this initiative, up to $250,000 of capital funding has been allocated.
A team from District Operations, U Construction, Business Operations and the Building Codes Division has surveyed the current facilities status. There are presently approximately 110 gender inclusive restrooms identified by the Transgender Commission. FM has identified more than 250 additional candidate restrooms for potential re-designation from gender specified to gender inclusive.
Led by the U Construction group, a project committee has been formed to execute the process of finalizing which restrooms will be designated as gender inclusive, procuring signage, and installing locksets where required. Particular attention to equal distribution of these facilities across campus is a priority in the selection process. The Transgender Commission requested an increase of 25% per year in gender inclusive facilities. FM anticipates the ability to far exceed this request in order to satisfy the needs of as many constituents as possible. A GIS-enabled map of these facilities is being developed for the University website and will be updated as the project progresses.
More information: Dave Hutton, Operations, email@example.com
Lactation Advocacy Committee (LAC)
Since the February 5 Campus Climate Open Space event where the LAC introduced this topic, we have made great strides in addressing an inadequate level of lactation spaces across the Twin Cities campus.
The Lactation Advocacy Committee is collaborating with the Weisman Art Museum (WAM) and the College of Science and Engineering (CSE) in the potential creation of mobile lactation pods or mobile rooms that can be moved about campus easily to provide nursing mothers safe, secure, private lactation space when needed. Though this is just in the concept stage, CSE has agreed to pitch this idea in their Mechanical Engineering class as a possible senior project. Once a prototype is designed, WAM will then create an art installation out of the lactation pod as a way to garner visibility and media attention for the needs of lactating women on campus.
The Lactation Advocacy Committee also received an institutional change grant from the Women's Center to redecorate and upgrade one of the designated lactation spaces on campus. The lactation room in Morrill Hall will soon have a complete makeover, including the installation of modular panels to create a secure lockable space out of what was previously an unsecured storage area off the women's restroom. Volunteer staff members wrote the grant and are spending their own time finding and buying the furniture and other materials for the upgraded spaces.
More information: Susan Warfield, firstname.lastname@example.com
Gender and Sexuality Center for Queer and Trans Life (GSC) Office Lounge
The GSC lounge serves as a safer space for students (as well as faculty and staff) to build community, gain access to resources, hang out, study, or have small group meetings or student-focused programs. The lounge will have student workers staffing it throughout the day to answer questions and provide resources for visitors. Couches, coffee, snacks, and access to computers are provided. In the evening, we hope to use it for student group meetings, game nights, movie nights, and more.
More information: https://diversity.umn.edu/glbta
American Indian Advisory Board
The current American Indian Advisory Board policy needs to be revised and updated. Dr. Katrice Albert, vice president, Office for Equity and Diversity, has been working to revise the Board of Regents policy to bring the currently defunct American Indian Advisory Board back into operation across the system campuses. Professor Tadd Johnson (UMD), is the Sr. Advisor leading the faculty-led Board of Regents American Indian Policy Consultative Group. Professor Johnson is leading the University efforts to consult with Tribal governance to determine the next steps of this policy. He has held meetings in the Twin Cities and Duluth so far. More meetings across the state are planned for this fall.
More information: Dr. Shakeer Abdullah, email@example.com
University of Minnesota Women in Technology
Women in Technology (WIT) formed at the University of Minnesota in 2016 as a community that provides a forum for women to share experiences and resources in a supportive network. Women who work with technology and students interested in working in technology will grow their professional network, share knowledge with peers, and develop a support system to empower their future careers. We strive to increase diversity in technology on campus at all levels.
Who this is for: Women in Technology is open to faculty, staff, students, and community members who would like to participate in and support our mission. Please join our Google group to receive updates about upcoming events and to share resources with the community.
More information: Visit our website and connect with us via Twitter. Please direct specific questions to the wit-exec team.
Improve Communication about Campus Climate
The Office of University Relations is leading an ongoing communications effort to ensure the Twin Cities campus community is aware of efforts under way to advance campus climate news, perspectives, events, and opportunities to get involved. The Campus Climate Website serves as a central hub for information, which is disseminated broadly. Sign up for updates here.
More information: email@example.com
Campus Engagement
The Campus Climate Engagement Team, plans engagement activities to improve campus climate on the Twin Cities campus. Faculty, staff and students are welcome to join.
More information: email@example.com
College-Based Focus
School of Public Health Diversity and Equity Advisory Leadership Team (DEALT)
The purpose of DEALT is to serve as an advisory think tank to the dean, create initiatives to promote diversity and inclusion, and creatively address new and ongoing issues of equity and diversity within the School of Public Health.
DEALT advises on: increasing diversity in our faculty and staff applicant pools; increasing diversity in our student applicant pools; helping to ensure that all faculty, staff, and students are aware of the SPH commitment to diversity and inclusion; and supporting a more inclusive SPH environment.
More information: Sherlonda Clarke, email@example.com, or Susan Rafferty, firstname.lastname@example.com
College of Design Diversity Committee
The College of Design highlights their multiyear, continuous effort to address campus climate, proving that by working together, challenging the status quo, and focusing on outcomes, units can build a culture where diversity isn't a stand-alone issue. Rather, it's one that is consistently intertwined with the standard operating procedures of their college.
More information: http://design.umn.edu/about/diversity.html
College of Education and Human Development (CEHD) Family Social Science Department Graduate Student Diversity Survey
The Family Social Science Department diversity committee created and administered a survey for all graduate students to assess the department climate as it relates to diversity. The project's purpose was to identify what percentage of our graduate students feel safe and supported in the department, and to lay the groundwork to identify what we should do to work toward everyone feeling at home. This project was part of a pilot diversity/equity microgrant program that identified climate as a key area of focus.
The survey was adapted from the Student Experience in the Research University (SERU) survey, surveys addressing diversity used by other Minnesota universities, and the Racial MicroAggressions Scale. Thirty-nine students took the diversity survey, representing 70 percent of the current and recently graduated students. Department faculty and students reviewed the results of the summary in a faculty meeting and graduate student organization meeting, and then discussed them together in small and large group formats. Students were added to the diversity committee and several students and faculty attended a "Keeping our Faculty of Color" conference. The committee is continuing to plan additional changes.
More information: Jaime Ballard, email@example.com
CFANS Working Across Difference Initiative
The ability to work effectively across differences is essential to student success in serving our national aspirations, meeting employer demands, and participating in the complex national and global grand challenges of our time. The College of Food, Agricultural and Natural Resource Sciences (CFANS) has developed the Working Across Difference Initiative (WADI) to fulfill these outcomes and meet its own undergraduate strategic priority of enhancing multicultural and global competencies.
This comprehensive initiative, poised to serve as a national model, has three core components: curriculum, pedagogy, and student assessment. CFANS students in all majors and in each year of undergraduate education will take discipline-based courses and participate in activities (e.g., study abroad and service learning) that intentionally incorporate multiple cultural perspectives to develop intercultural competency and to learn about cultural similarities and differences and how those differences may result in unequal impacts on people and communities.
More information: http://www.cfans.umn.edu/differenceinitiative or Karl Lorenz, firstname.lastname@example.com, and Mike White, email@example.com
Department of Chemistry Diversity Committee
Challenging Intercultural Intolerance (Our Own and Others') Workshops
The College of Design and the College of Food, Agricultural and Natural Resource Sciences are committed to building climates of intercultural equity and inclusivity. They are empowering faculty, staff, and students to skillfully challenge intercultural intolerance by hosting workshops offering specific strategies, and time to practice those strategies, on how to challenge instances of intolerance we might hear, see, or even notice in ourselves. These workshops, entitled "Oh No You Didn't!" and "Oh No I Didn't!," are facilitated by Laura Dupont-Jarrett, Ph.D., L.P., CFANS, and Holley Locher, Ph.D., CDES. Drs. Dupont-Jarrett and Locher have offered these workshops multiple times to various groups of faculty, staff, and students within each of their respective colleges.
More information: If you are interested in hearing more about these workshops, or in hosting them in your own unit, please contact Dr. Dupont-Jarrett at firstname.lastname@example.com or Dr. Locher at email@example.com
Outreach Focus
Multicultural Outreach Executive Committee:
The group was created to elevate the diversity, and specifically the multicultural student, alumni, and community outreach work already being done, to broaden its reach and enhance its positive impact on our future students and their families, our campus community, and our alumni.
The committee is co-chaired by Vice President Katrice Albert and Associate Vice Provost Rachelle Hernandez. Members include, Bob McMaster, Vice Provost; Beth Goetz, Interim Director of Athletics; Lisa Lewis, President and CEO UMAA; Danita Brown Young, Vice Provost; Lamar Hylton, Assistant Vice Provost; Shakeer Abdullah, Assistant Vice President.
A few examples of this work include:
Multicultural Connections – an event for young men of color held in the summer, coordinated by Admissions and OED, in partnership with many campus units including the colleges, Athletics, and Student Affairs. Students, families, and community members attend on-campus sessions facilitated by current U of M students, providing leadership opportunities for U of M multicultural men, and college preparation information for junior high and high school multicultural men. More than 300 people attended the event, which is in its second year, including 100 students.
VIP Weekend –An event for high achieving multicultural student leaders from across the state of Minnesota coordinated by Admissions (Office of Undergraduate Education) and the Multicultural Center for Academic Excellence (Office for Equity and Diversity), with support from Athletics, and participation from faculty, staff, and students from across campus . During this on-campus weekend experience, high school juniors participated in workshops and seminars focused on student leadership and college preparation. This year we hosted 72 students; 97 percent of survey responders indicated that they are planning to apply to the University of Minnesota.
Enhanced retention by fostering student engagement – The MOEC is currently developing an implementation plan around key recommendations to support multicultural student engagement as a means to enhance community and student retention. Focused efforts include the development of a multicultural student community resource/front door web page; and enhanced multicultural student attendance at the President's Emerging Scholars Summer Seminar and Multicultural Kick-off new student event; and expanded support for student mentoring programs. In addition, group members have collaborated on prospective student and alumni outreach efforts, enhanced student campus community engagement opportunities, leadership development opportunities for students, and multicultural student pipeline development.
More information: Rachelle Hernandez, email@example.com
Multicultural Recruitment Initiatives from the Office of Admissions:
Multicultural Campus Visit Experiences –Multicultural experiences were added to our summer recruitment events, showcasing our multicultural campus community and resources to prospective students and their families.
Targeted Recruitment Events– A recruitment event for high school seniors from underserved Asian Pacific Islander populations was added to our slate of recruitment events for multicultural students including African American, Latino, and American Indian high school seniors.
Targeted Commitment Events– A Golden Evening commitment event for admitted students from underserved Asian Pacific Islander populations was added to our slate of commitment events for multicultural students including African American, Latino, and American Indian high school seniors.
Minnesota Multicultural Recruitment Society– Created a professionally-advised, registered student organization that will incorporate the student voice into recruitment efforts in new ways. This is a partnership between the Office of Admissions and the Office for Student Affairs.
More information: Multicultural Recruitment: Keyana Scales, email@example.com
CORE 2025 Program
The CORE 2025 is a high-touch, early outreach, cohort pipeline program that aims to identity 500 high-achieving multicultural students, with a specific and keen focus on multicultural male students in the 8th grade. To build a stronger pipeline to the state's flagship, land-grant institution and ensure that our alumni represent the growing diversity of the population of our state, our long-term goal is to enroll and graduate 225 multicultural males from the University annually by 2025.
More information: https://diversity.umn.edu/core2025
Deaf/Hard of Hearing Day
This annual event provides an opportunity for middle school students and high school students who are deaf or hard of hearing to learn about college life and opportunities for deaf and hard of hearing students at the U of M.
More information: Contact information: Mari Magler, Associate Director of Access Programs, email@example.com
West Bank Community Garden
The Off-Campus Living area within the Office for Student Engagement is supporting the growth of a new West Bank Community Garden by helping connect local community members and students through the garden and by helping to source supplies for the garden. The West Bank Community Garden is an effort by students, faculty, staff, and community members to increase area residents' access to affordable, healthy food and strengthen the campus community's connection with the Cedar-Riverside neighborhood through the conversion of an underutilized campus lawn into a community garden.
More information: Regular community garden work and meetings happen every Tuesday night at 6 p.m.
More information: https://www.facebook.com/WestBankCommunityGarden or email@example.com


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We can help you to find a composition tutor in Swansea and across the UK. First Tutors: Music profiles Swansea composition tutors and others offering popular instruments like piano, violin and guitar. Grade and diploma composition tuition are all catered for across Swansea as well as composition lessons just for fun. Use our site to search for composition tutors near you and select which composition teachers best suit your needs.
This is the only place to find the most talented composition tutor for you in Swansea, whether you need composition tuition to learn a new instrument, develop a hobby or improve as a musician.
We order composition tutors in Swansea by their cost and distance from you. Offered instruments include piano, violin and guitar for graded music exams or just for fun.
If you are a Swansea composition teacher wishing to offer your composition tuition services in Swansea or anywhere else across the UK, please register with First Tutors: Music to commence giving composition lessons or find out more about us here.


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Petition – Hillside Manor, LTC NR – LTC Petition Launch – May 16, 2017 MOH – Hillside Manor – April 26, 2017
Its Movember and Kingsway is raising Money and Awareness
Pie in the Face Fundraiser for Breast Cancer
Our Management staff helped Kingsway to raise money for Breast Cancer Research by having a friendly competition allowing people to place donations into the persons bucket they wanted to see get pied in the face!
It turns out, we wanted to see them ALL get pied!
A special thanks to those who donated, and to our Management team for helping with a great cause.
October is Breast Cancer Awareness Month
Think Pink day at Kingsway Lodge.
Residents enjoying some yummy pink cotton candy!
Job Opportunity!
We are currently looking for an Adult Dietary Aide to join our Kingsway team. If you are interested, please send a copy of your resume to [email protected] or stop on in!
Go Jays Go!!!!
Kingsway Lodge Vendor Open House
Join the fun at our Annual Bazaar!
Job Opportunity!
Our "resident focused" long term
care organization is currently accepting applications for part-time PSW'S.
We offer a stable, flexible schedule as well as a competitive benefit package. We are looking for qualified individuals with a passion to help make a difference in our residents lives. If you are interested in joining our team please submit your resume to, [email protected]
fax 519-284-4468


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Williams-Sonoma Marinades
These are SOOO yummy. I really like to use them for chicken to keep from a case of the bland food. The bottles are really clever - each in the shape of the alcohol flavor they have in the marinade.
Margarita making taken to a whole 'nother level.Tags: food, kitchen, entertaining, drinks, beverages, lime, margaritas, tequila, frozenAdded 8 Years Ago from Williams-Sonoma


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Where Do We Go From Here? America in the First World War
Join us as we commemorate the 100th anniversary of the United States entering World War One April 6, 2017.
Leading U.S. legal historian Dr. Mary L. Dudziak will present "Three Lives, a Lifeboat and America's March Toward War."
Dr. Dudziak will recount the story of how a lifeboat adrift in the Atlantic Ocean in February of 1917 was at the center of an explosive political movement as the country and the president shifted toward declaring war.
Thursday, April 20, 7 p.m.
Metropolitan State University
Auraria Campus, Tivoli room #320
890 Auraria Parkway
Denver, CO 80204
Friday, April 21, 7 p.m.
Regis University
3333 Regis Boulevard
Peter Claver Hall #315
Denver, CO 80221
Chautauqua Living History Presentations
Jeannette Rankin portrayed by Mary Jane Bradbury
"America's Conscience"
Suffragist, pacifist and social reformer, Rankin was the first woman elected to Congress and the only representative to vote against U.S. entry in both world wars.
Theodore Roosevelt portrayed by Doug Mishler
"The Great War at Home"
Theodore Roosevelt, counsel for Taft and Wilson during the period, was one of the most powerful voices expressing the importance of U.S. engagement in Europe instead of "ignoble peace."
Wednesday, April 19
10:30 a.m. Jeannette Rankin, 1:30 p.m. Theodore Roosevelt
The Den, Red Rocks Community College
13300 6th Avenue
Lakewood, CO 80228
Thursday, April 20
11 a.m.
Jeannette Rankin and Theodore Roosevelt: A Conversation
Metropolitan State University
Auraria Campus, Tivoli Room #444
890 Auraria Parkway
Denver, CO 80204
Discussion following the two character portrayals moderated by former State Historian William Convery
Friday, April 21
10:30 a.m. - Theodore Roosevelt
Platteville Public Library
504 Marion Avenue
Platteville, CO 80651
All events are free and open to the public
Sponsored by
Thank you to our partners
Before buying viagra for sale please note the date of manufacture on the packaging, the tablets must not be expired.


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Welcome to my Website
About Miss Totzke:
I am very glad to be a part of the Triton family and be involved in the community. Before starting my career here at Triton, I earned a Bachelor of Applied Arts degree from the University of Minnesota-Duluth and an Educational Technology and Computing Certificate from the University of Minnesota. I love the energy and enthusiasm of this age group.
While I was in the Secondary Education program at UMD, I was placed with three different cooperating teachers at school districts in the Duluth area. My first placement was with 9th and 10th-grade students at Proctor High School in Proctor, MN, and my second placement was with 7th-grade students at Marshall College Prep School in Duluth, MN. My final semester, I was placed in an 8th-grade English classroom at Superior Middle School in Superior, WI. From all of these placements, I learned that students learn best when they are actively taking ownership of their education.
Outside of teaching, I enjoy spending time with my family and friends, reading a good book, watching a variety of TV shows and movies on Netflix, and trying new recipes to cook.
My Purpose Statement:
As an educator, I will continuously be supportive of my students and believe in their abilities, as a learner and whole person, as I strive to challenge them to achieve beyond their expected potential.
My goal as a teacher is to help your student find success and gain an understanding and appreciation of language, literature and communication and their importance to his/her life.
If you have questions or concerns, please contact me.
|Contact: Miss Totzke


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Food is a huge deal to me, and I spend stupid amounts of money eating out and trying new foods. It would be awesome to meet a like-minded person to go eat food with. Personal favourites are Indian and Thai.
Music: I like Florence and the Machine, Bastille, Queen, Ludovico Einaudi, Big Band music...
I don't watch a lot of movies/shows. If you've got a favourite film or show, and want to watch someone watching it for the first time, I'm your guy!* When I do watch stuff, it's usually fun things like Studio Ghibli movies, or documentaries about abandoned places/birds/sex robots.
*Except slasher films.
SEX disclaimer: Casual sex is entirely dependent on my getting to know you. I'm definitely interested in casual sex, but my preference is for a friends-with-benefits arrangement, where we can actually enjoy hanging out together as well.
Messaging disclaimer: I am very forgetful, and also sometimes work/social obligations take me away from the internet for a while. Please do not get offended if I don't respond to a message immediately. I really will get to it eventually, I promise!


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There's no such thing as the "best phone plan for everyone", but that shouldn't stop you finding your ideal plan.
Jeenee Mobile EOFY Promo: 10GB data for $35/month from Jeenee
Once all that's done, there's questions about bonuses like unmetered Netflix streaming or access to a nationwide Wi-Fi network. Do you want cheap movie tickets? Are you going to update your phone more frequently than every two years?
Basically, all this adds up to a simple maxim: There is no universal "best phone plan". Everyone is different and has different needs, and there are various phone plans out there to meet those needs. It's all about selecting the plan that works best for you.
What makes a plan the "best" plan?
Think about how you use your phone. You may send texts every few minutes to your friends, or you may prefer to spend the bulk of your time streaming Netflix on the train. You may make heaps of phone calls, or you may just want a phone that lets people contact you in case of emergency without being used otherwise.
No matter how you use your phone, ultimately the best phone plan is the one that takes into account who you are and how you use your device. Sadly, there's no one-size-fits-all plan that suits every phone user. If there was, the telcos would probably make even more money.
How do you choose a phone plan?
As with most decisions, the hard work is done in the preparation and planning. If you understand your usage needs, then you'll be able to find the phone plan that best suits those needs.
There are some key factors that you should absolutely consider as part of your preparation. The three main differentiators telcos use for their plans are calls (and texts), included data and price. Consider how much allowance you need for those three components, and use that to springboard your research. The fact that many of today's plans include unlimited standard national calls and texts makes it even easier for you.
Defining your budget will refine your plan choices significantly. If you want 20GB of data a month but can only afford a $40 plan, you may not get what you want. But thanks to the huge range of MVNOs on the market now, there's a good chance you'll get a pretty solid data offering somewhere.
There are plenty of other things to consider as well. Do you like getting bonuses as part of your contract? Do you want the freedom to chop and change providers to get a better deal? Do you make international calls? Each provider offers something a little bit different with each of their plans, so it's worth comparing the different offerings using our mobile plan comparison tool to find the ideal plan for your needs.
What are the different types of phone plans to consider?
There are two main types of plans you need to think about before signing a contract or buying a SIM card.
- Prepaid plans. With these types of plans, you pay in advance for the mobile services you will use. When you use up all of your allotted data, calls or texts (or the expiry period ends), you won't be charged more money automatically - your phone service will instead just stop working. To prevent this from happening, you recharge your phone by purchasing another batch of credit in advance, which usually costs $10 or more. This credit lets you make phone calls, use data and send SMS messages. Prepaid plans are ideal for those who don't want to commit to a contract. They are a good option for kids, as they allow you to control their spending and phone use by pre-purchasing their credit for them. There are also long expiry options, which let you prepay in bulk, saving significant sums of money.
- Postpaid plans. These plans require you to sign a contract that lasts anywhere between one and 24 months. Every month, you will be given a certain amount of usage for phone calls, texts and data, and if you exceed that amount you will be automatically billed for the excess usage. If you break your contract before it expires, you will also be charged a fee. Heavy phone users are best suited to postpaid plans, as these plans tend to offer greater data inclusions alongside unlimited talk and text. There's also the option to bundle a new phone with a contract, which can be a more affordable way to upgrade your smartphone.
How to compare phone plans to find the best plan for you
- Cost per billing cycle. Cost is usually the driving factor for most people when deciding what plan is best. It's important to compare how much you will be charged every month, or how often you would need to purchase credit. First, find out how much you can afford to spend every billing cycle on your phone and this will help you compare phones. If you're a light user, you should be aiming to spend between $15-$30 per month. If you're a heavy user, expect high data plans to run above $100 per month on major networks.
- Data. Data allows you to use the internet on the go without Wi-Fi. In the smartphone age, data is becoming increasingly important to phone users, with apps from Facebook to Google Maps all needing a data connection. Figure out if you're a light user of data, a heavy user or if whether you need data at all, and compare phone plans based on this to find the best one for you. Typically, light users should be looking for data inclusions of around 1GB per month, while heavy users should look for data inclusions with more than 8GB per month.
- Excess data and its charges. If you do use data, you need to watch out for excess data charges as it can end up costing you if you go over your data allowance. Compare the excess data charges for each plan and look for one with minimal excess data charges. Many major plans have a standard fee of $10/GB for extra data, but some don't, so it's worth checking.
- Network. The quality of the network you use is an extremely important consideration. Ultimately, all providers use all or parts of either the Telstra, Optus or Vodafone 3G and 4G networks. Coverage is different for each network, and currently Telstra's 4G network is capable of faster speeds with certain devices. If you travel frequently, international roaming offers like Vodafone's $5/day service could be an important decision.
- Service quality. For some people, the level of service you receive is an important deciding factor. Check out and compare the level of customer service on offer and compare plans accordingly.
Frequently asked questions
Can I bring my existing number to a new phone plan?
In most circumstances, you can bring your existing number to a new plan. It's best to check this first directly with the service carrier to see if you can keep your number. Our guide to mobile number porting will help guide you through the process.
Is it cheaper to purchase my phone and plan together?
There's no definitive answer, but our comparison engine conveniently lets you compare the overall costs between buying a phone on contract or buying it outright and then getting a cheaper SIM plan. Simply select the phone you want to buy, then choose the Outright vs Contract button above the table.
Latest mobile news
Oppo R11 lands at Optus, Woolworths Mobile, Virgin Mobile and Vodafone
Oppo's R11 will be the company's most widely available smartphone when it launches with multiple carriers on 7 August. Read more…
Optus to spend $1 billion upgrading its regional network
How much more mobile network do you get for a billion dollars, anyway? Read more…
Samsung will launch the Galaxy Note 8 on 23 August
Samsung's hoping to ignite interest in its larger smartphone brand at the end of August. Read more…
Vodafone Australia adds 8 new destinations to its $5 roaming deal
Travellers to Israel, Taiwan or Sri Lanka can now roam on Vodafone for just $5 a day. Read more…
Is it cheaper to buy the Samsung Galaxy S7 outright?
Samsung's premium phone for 2016 remains a great phone choice, but are you better served buying one outright or opting for a contract term? Read more…
Compare high data prepaid plans
Want to save money on a prepaid plan with lots of data? Read more…
Image: Shutterstock


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Loot of the Shanung
Please sign in to listen or upgrade to TuneIn Premium.
- United States
- Fiction , Historical Fiction
- English
More informationStop the presses! One hundred thousand dollar reward offered for the return of George Harley Rockham!
That's more than enough to turn Shanghai newspaperman Jimmy Vance's head. Throw in the gorgeous dame who's offering the reward-Rockham's daughter Virginia-and he might lose his head altogether. As fast-talking as Jimmy Stewart in The Philadelphia Story, Vance jumps at the chance . . . the money . . . and the girl.
But as Jimmy quickly discovers, there are several billion reasons to watch his back. Because that's how much Rockham is worth, and there are some very hard cases out there willing to kill to separate the old man from his money.
Next thing Jimmy knows, Virginia's tied to a chair, and he's got a couple of guns pointed at his head. But it'll take more than a little rope and a couple of firearms to keep this reporter down. The truth is tied to the mysterious fate of a steamship named Shanung-and what Jimmy finds could be the biggest story of his life . . . if he lives to tell it.
In the issue of Smashing Novels where this story first appeared the editor wrote: "Loot of the Shanung is a soul-stirring tale of the China Sea, a story of modern piracy set in the Far East. L. Ron Hubbard wrote it. He knows China. He has been there. He traveled through the country and met the people and observed their customs. Smashing Novels will have other stories from him-stories of far-off places and little known people. He knows of what he writes."


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About "No Trouble in Little Japan" by ISABOA
this story is not so much about good vanquishing evil as it is about the triumph of friendship over easily surmountable odds.
old school screen print on white
Design by ISABOA
You make good draws.
Yes. YES.
love this! $5
Oh, man, yes.
omg this is so cooool D:
few of my favourite things : )