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Millions face higher taxes real soon without fix
By STEPHEN OHLEMACHER
Associated Press
WASHINGTON — Millions of families and businesses will get hit by big tax increases a lot sooner than many realize if Congress and the White House don't agree on a plan to skirt the year-end fiscal cliff of higher tax rates and big government spending cuts.
In fact, they already have.
More than 70 tax breaks enjoyed by individuals and businesses expired at the end of 2011. If Congress doesn't extend them retroactively back to the beginning of this year, a typical middle-class family could face a $4,000 tax increase when it files its 2012 return in the spring, according to an analysis by H&R Block, the tax preparing giant.
At the same time, businesses could lose dozens of tax breaks they have enjoyed for years, including generous credits for investing in research and development, write-offs for restaurants and retail stores that expand or upgrade, and tax breaks for financial companies with overseas subsidiaries.
Even if Congress does act, last-minute changes to federal tax laws could make it difficult for taxpayers to figure out their 2012 tax bills.
"We're really expecting this upcoming tax season to be one of the more challenging ones on record," said Kathy Pickering, executive director of The Tax Institute at H&R Block. "For your 2012 returns there's so much confusion about what will be impacted."
Much of Washington is consumed by negotiations over how to address automatic tax increases scheduled to take effect next year. That's when tax cuts first enacted under President George W. Bush, and extended under President Barack Obama, are scheduled to expire. A temporary reduction in the Social Security payroll tax is set to vanish as well.
Obama wants to let the Bush-era tax cuts expire on incomes above $200,000 for individuals and $250,000 for married couples, while extending the tax cuts for people making less.
House Speaker John Boehner and other Republicans have said they are open to more tax revenue through reducing or eliminating unspecified tax breaks. But Boehner, R-Ohio, late last week moved toward the president's position, proposing raising top rates for people earning more than $1 million in exchange for deeper spending cuts, particularly in health care and other mandatory spending programs.
Obama has not accepted that offer, according to people familiar with the talks, but Boehner's offer suggests that the negotiations are being renewed after appearing stalled just days ago.
Lost in the debate is a big package of tax breaks that already expired for 2012. Lawmakers in both parties say they expect those tax cuts to be addressed in any deal to avoid the "fiscal cliff." But they don't want to deal with them separately because that would reduce pressure to reach a broader budget agreement.
The biggest tax increase facing individuals for this year is the alternative minimum tax, or AMT. The tax was first enacted in 1969 to ensure that wealthy people can't use tax breaks to avoid paying any federal taxes. The AMT, however, was never adjusted for inflation, so Congress routinely does that to keep it from imposing hefty tax increases on millions of middle-income families.
Congress last adjusted the AMT in 2010, and about 4 million taxpayers paid it 2011. Without a new adjustment for the 2012 tax year, the AMT would reach an additional 28 million taxpayers, increasing their tax bill by an average of $3,700.
The tax would affect individuals making more $33,750 and married couples making more than $45,000, according to the Internal Revenue Service.
Other expired tax breaks include deductions for college expenses, deductions for state and local sales taxes, and a $250 deduction for teachers who buy classroom supplies with their own money. The sales tax deduction is geared toward taxpayers in states without state income taxes: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.
The tax increases could vary greatly, depending on how much money a person makes and which deductions they qualify for. For example, a single man making $65,000 who paid $6,000 in college tuition and fees would get a tax increase of $837, mainly because he would lose a deduction for college expenses, according to the H&R Block analysis.
A married couple with two young children and a $100,000 income could face a tax increase of more than $6,600, if they live in a state that doesn't have a state income tax. Most of that increase — about $4,015 — would come from the AMT. The AMT would also reduce their tax credits and they would lose a deduction for paying state and local sales taxes.
The AMT is expensive to fix. A two-year adjustment passed by the Senate Finance Committee last summer would save middle-income taxpayers a total of $132 billion in 2012 and 2013, according to the Joint Committee on Taxation, the official scorekeeper for Congress. The bill addressed many of the tax breaks that expired for 2012, and the committee passed it with bipartisan support. But the full Senate never considered it.
The AMT adjustment also includes a rule that affects the way tax credits are calculated for millions of taxpayers, even if they don't have to pay the AMT, the IRS said. These taxpayers may not necessarily face a tax increase, but there could be delays in processing their returns.
Congress has always adjusted the AMT in the past, and the IRS is preparing as if lawmakers will do so again, acting IRS Commissioner Steven T. Miller said in a recent letter to members of Congress. If lawmakers don't address the AMT, about 60 million taxpayers, nearly half of all individual filers, would have to wait until late March — if not later — to file their returns while the IRS reworks its systems, Miller said.
"Essentially, IRS has said it will be chaos — chaos! — trying to make it work," said Rep. Sander Levin of Michigan, the ranking Democrat on the tax-writing House Ways and Means Committee.
Associated Press writer Jim Kuhnhenn contributed to this report.
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Friday, February 23, 2007
Philosophical Powers!
Now that I'm running out of Terry Tate videos to use on Fridays I'm switching gears to a more intellectual pursuit: Philosophical Powers! Check out the site to find all your favorite philosophers and their newly buffed action figure selves. This weeks philosopher of the week is Plato.
circa 427-347 B.C.E.
Nationality: Athenian
Group Alliances:
"Angry" Ancients
"Rabid" Realists
"Ragin'" Rationalists
AKA: Sado-Plato
Plato the Great-o
Plato Never Late-o
Plato Makes Ya Wait-o
Plato Ya Love to Hate-o
Plato Seals Yer Fate-o
Plato Puts Ya in a Crate-o
Plato Ships Ya Freight-o
Plato The Pain Will Not Abate-o
Plat-OH NO!
Powers: talented dramatist, invulnerable skin
Weaknesses: his mentor was executed early in Plato's career, leaving him to come up with some pretty weird stuff on his own
Notes: Comes with Plato's Guide to Shadow Puppets: step-by-step instructions on how to make fun and convincing animal shapes with nothing more than your hands and a bright light! This fully-illustrated booklet includes Bunny, Dog, Bird, and Many-Headed Beast.
Plato figures are left unpainted, in deference to the popularly held notion that classical statuary was white rather than flamboyantly, gaily colored (notice the intimidatingly creepy empty-eye effect this creates).
Posted by aggiecatholic at 9:13 AM
Labels: Fun, Philosophy
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subset: commoncrawl


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Categories: Hardcore - Brunette - Blowjob - Big Tits - Tattooed
Source: immorallive
Description: Slutty Charity Bangs has huge tits and big tattoos
Published on 2015-06-08
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Registering for classes at the Ross School of Business is done online through Wolverine Access.
New Student Registration
New students have a separate registration time than continuing students. For Winter 2007, new students are allowed to register beginning Monday, December 4, 2006. Each student must register during his/her registration window. To find out your registration window:
- log into Wolverine Access
- choose "Student Business"
- select "View Registration Appointment" from the Enrollment links
- select the term (and career) for the appointment you wish to view
You may register at or later than your assigned time, but classes fill up quickly, and it is advisable to register within the first few minutes of your registration time, especially if you are trying to take electives.


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I'm usually described as sweet, kind and playful. At other times, passionate, present, accepting and loving. With a woman, I would like to explore further, to embrace our desires, our longing, to open to our passion. This could be a long-term exploration. To follow practices and exercises that bring that deeper connection. Or, we could share an intense meeting to find a beautiful fulfillment and gratitude with one another.
Meditative, contemplative, sensual, affectionate, brilliant, self-aware and introspective. Attended many courses on tantra, personal growth, yoga and healthy living. I'm not perfect and don't expect you to be. I take responsibility for my actions and ask you to do the same.
To share tears, joy, anger, bliss, it's all beautiful. To dance all night. To take turns holding space for one another and offer empathy when needed.
Short Term: I'm open to friends, lovers, playmates. I would love to adore you and see you as the magnificent creature that you are. To accept you as you are: your light, your dark, bring it on! Let's explore the city, the area and have adventures together.
Long Term: Ultimately, I would like a long term/life partner. To support and challenge one another. To help one another become awake and free. If we are in alignment, perhaps a child together. Ideally, to do spiritual practices together, to create that delicious masculine/feminine polarity.
Shows - Firefly, Doctor Who.
Music - Kirtan, classical.
Movies - Anything with James Dean. Sci-Fi with heart.
Clever jokes that one can't help but laugh at
Simple affection where we melt into the moment
Endless Adyashanti lectures running in background
Trips to the bookstore, or at least Amazon
A high-speed internet connection in the redwood forest
OR you would like to do partner yoga / acroyoga
Or you are looking for an OM partner
Also, I work from home and can move fairly easily. Although, at some point, I would love to find a home-base, then we can travel as we please.


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Three young conspiracy theorists attempt to uncover the mysteries of Area 51, the government's secret location rumored to have hosted encounters with alien beings. What they find at this hidden facility exposes unimaginable secrets.
This is Area 51 and you are watching MovieZion
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Courage skills are learned via the Warrior class.
Whipping Boy
Protects a single party member from harm. This includes status inflicting attacks.
In battle, it attempts to enrage an opponent, causing them to direct attacks at the user.
On the field, it calls up a random encounter.
Body Slam
Attempts to reduce the enemy (and the user) to 25% HP.
Morale Masher
Launches an attack that also cuts the enemy's tension back by one level.
Attack Attacker
Launches an attack that has a chance of reducing enemy's Attack by one level.
Passive Bonuses
Fully maximizing the Courage skill tree will grant the following permanent bonuses for the character:
- Strength +40
- Resilience +60


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Tinpan Orange Melbourne, Australia
Critically acclaimed Melbourne indie-folk darlings Tinpan Orange enter their tenth year as one of Australia's most loved brother-sister outfits. With the ethereal and mesmerising Emily Lubitz at the helm, joined by her brother, guitarist Jesse Lubitz and violin virtuoso Alex Burkoy, Tinpan Orange's 60's inspired folk has a melancholy, candid and somewhat playful edge. ... more
Streaming and Download help


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Director:Judd Apatow Writers:Judd Apatow, Judd Apatow (based on characters created by) Stars:Paul Rudd, Leslie Mann, Maude Apatow Ratings: 6,2/10 from 81.343 users Motion Picture Rating (MPAA) Rated R Genres:Comedy Country:USA Language:English Release Date: 21 December 2012 Subtitles: English Other Details: IMDb Storyline : Pete (Paul Rudd) and Debbie (Leslie Mann) are turning 40. But instead of celebrating, they're mired in a mid-life crisis with unruly kids, debt and unhappiness mounding. Pete's record label is failing and Debbie is unable to come to terms with her aging body. As Pete's 40th birthday party arrives, Pete and Debbie are going to have to rely on family, friends, employees, fitness trainers, aging rockers and ultimately each other to come to terms with life at age 40.
Click Here To Watch Full Movie
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Tickets can be obtained at the box office beginning 1 hour before the performance.
All events take place in the Clayton Performing Arts Center on the Hardin Valley Campus.
For more information about auditions and theatre opportunities at Pellissippi State, please visit www.pstcc.edu/theatre.
Love, Loss and What I Wore
A Co-Production with DuckEars Theatre Co.
February 10, 11, 17 and 18 at 7:30 p.m.
February 12 and 19 at 2 p.m.
In this play by Nora and Delia Ephron — based on the book by Ilene Beckerman — a series of monologues and ensemble pieces explore the mysterious interplay between women, memory and clothing. This compelling dramedy discusses everything important: mothers, prom dresses, buying bras and why women wear so much black.
Sixth Annual Circus Extravaganza
A Co-Production with Dragonfly Aerial Arts Studio and One World Circus
March 10 and 11 at 7:30 p.m.
March 11 and 12 at 2 p.m.
Prepare to be amazed by daring acts of aerial skill, unicycling, acrobatics and tight wire interspersed with comedy during this full-length circus production suitable for all ages.
One's Night
April 14, 15, 21 and 22 at 7:30 p.m.
April 23 at 2 p.m.
Enjoy an evening of never-before-seen and original short plays written, directed by and starring Pellissippi State theatre students.


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Roof Replacement and
Roof Repair Specialist(703) 475-2446
August 5, 2011 by Roofer911 - 1 Comments
Did you like this?
Dryer vent pipe takes the warm moist air from your dryer and puts it outside the house so it won't lead to damage that could cause problems. If the air from your dryer was vented directly into your attic, it wouldn't be long before you would need roof repair to replace all the moldy wooden structures.
So instead, you vent the dryer air out of the house as quickly as possible. A dryer can only push the air so far, and bends in the pipe can reduce the length of pipe that works. Bends also cause lint to build up and clog the pipe. If it is too full, it makes it difficult for the dryer to vent, putting a strain on the motor. The lint clogging the pipe can also catch fire.
Dryer vent hose often is not insulated; this can lead to problems. As the hot moist air hits the metal walls of the vent, it condenses on the cooler metal, and can leak through the pipe to damage the walls or ceiling. The water also condenses and runs back to the dryer creating a puddle underneath. Water could also stand in the pipe and cause the metal to corrode.
Wrapping the vent pipe with insulation is a good idea. So the air remains warm until it exits the house. This reduces the chance of the water condensing inside your house or dryer vent. Attach insulation with foil based duct tape and caulk where pipe exits the house.
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August 16, 2011 at 7:02 AM
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Jason Aaron Baca oct41 by jasonaaronbacaWatch
©2011-2017 jasonaaronbaca
I've seen a few of these on another site ages ago so they have been on my computer for a while. Glad to have the credits now.
That light works well on his shoulders, and makes a dramatic impact. Well done to all involved.
Wow, very nice. You have a lovely shape and impressive shoulders.


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Ruud proud of Cup triumph
By James Pearson
Last Updated: 01/01/70 1:00am
Sir Alex Ferguson's men took the lead just before the break through Cristiano Ronaldo, with the Dutch master settling the tie after the interval.
Van Nistelrooy's first came from the penalty spot, after Ryan Giggs was felled in the area, before he added a second from close range.
"I'm very proud that I've won the FA Cup. It's one of the biggest cups in the world," said van Nistelrooy.
"I missed the last one I took," he added on his penalty. "I was convinced I wasn't going to miss this one."
Captain Roy Keane, who had been a doubt all week for the tie, believes Millwall deserve a lot of credit for their part in the game and not making it easy for United.
The Irishman has now won an amazing four FA Cup winner's medals from six FA Cup finals.
"We knew we were in for a hard game. Credit must got to Millwall," said Keane. "The goal before half time was the key.
"Millwall had nothing to lose. We were on for a hiding to nothing. We were just hoping the quality would tell in the end and it did."
Tim Howard began the contest although Ferguson allowed number two Roy Carroll to finish the game after running the American close for starting role.
"It was only right we both got on. It feels good," explained Howard. "It's nice to get a medal and a cup in my first year.
"We didn't have a lot to do, but what we did we did well," Howard added, while Carroll said "It's fantastic for me."
Gary Neville, who is certain to start in Euro 2004 for England, believes the side's professionalism was the key behind the Millennium Stadium triumph.
"The goal before half time settled us down. In the end it looked simple, but it wasn't," said Neville. "It was all about professionalism. We weren't outstanding."


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Don't worry…drink happy! Share a drink and a smile at the same time.
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Southwest Mitsubishi
38 Lifetime Reviews2951 Fort Worth Hwy, Weatherford, Texas 76087 Directions Directions
Is this your dealership?
...and take advantage of all we have to offer with our Certified Dealership Program.
38 Reviews of Southwest Mitsubishi
"Overjoyed repeat customer"- brittany.hines1
I started my journey with Southwest about two years ago. From day one they have always provided excellent customer service and have catered to my every need. I worked with Brandon Hill in sales and he was fantastic! Jimmy Troung was the financial person that worked my deal, and he did just that, got me a great deal! The staff overall at Southwest has always been friendly and professional. They have always remembered my fiance and I as we are repeat customers. There's no other dealership that I would want to do business with. They are outstanding!Read More
"After receiving a flyer in the mail I decided to visit..."- rbriones
After receiving a flyer in the mail I decided to visit Southwest Mitsubishi in Weatherford, Tx on Thursday Sept 26, 2013. I located the vehicle I was interested in and walked in to inquire about purchasing the vehicle. All of this took place late Thursday evening coming up on closing time. The service I received was outstanding beginning with Cody the salesman and ending with Raleigh in vehicle financing. They went the extra mile to make sure all my questions were answered and worked hard to get me the best deal. These people are true professionals and really did their best to find a way to work a deal that was fair and reasonable for both parties. I am 52 yrs old and have bought several vehicles in my lifetime, I have left dealerships with bad feelings about the deal I signed and in some instances about the way I was treated. This is absolutely not the case with Cody and Raleigh at Southwest Mitsubishi. To this point the service has been outstanding and I will continue to visit the dealership in the future to properly maintain my vehicle. On a scale of 1 to 10 with 10 being outstanding, I would rate this dealership an 11!Read More
"We had a great experience at this dealership! I..."- Lynn Like
We had a great experience at this dealership! I didn't think I would be able to even buy the car I wanted- a Lancer GT- but Mr. Lee Forde worked very hard for us and got us what we wanted! Thank you Mr. Forde!!Read More
"Luke was very efficient and genuine . Being a first time..."- Kyleecrawford
Luke was very efficient and genuine . Being a first time buyer I never knew purchesing a car could be so easy and fun. I will be referring everyone in need of a vehicle to Luke and of course Southwest Mitsubishi.Read More
"I searched for the salesman ratings at Southwest..."- RonSloan
I searched for the salesman ratings at Southwest Mitsubishi. I liked Trey's reviews, so when we walked into the showroom I asked for Trey, just like we were old friends. He tries hard to meet your needs. We bought one car from him on Saturday and traded it back in to him, and Jimmy, on Wednesday. We did not like the 4 cylinder, so traded for a 6 cylinder, and upgraded from SE trim to GT trim and AWD. In our eyes there was a world difference. I also like David the service manager there. They are all good folks to deal with. RonRead More
"I had an amazing experience working with Jimmy. He was..."- zeprules87
I had an amazing experience working with Jimmy. He was able to help me find the best financing and work out the best deal he could on my trade-in. I was so impressed and had such a great experience that I went back 3 days later and bought a second car from him for my mother. I cannot say enough about the best purchasing experience I've ever had. See Jimmy if you want a good deal and great customer service!Read More
"Trey was so knowledgeable about all the diferent..."- starlite416
Trey was so knowledgeable about all the diferent vehicles. He was down-to-earth, and answered all of my questions, even the ones I didn't know to ask! Thanks, Trey, and everyone, for a great experience.Read More
"The sales lady sent me a rude email in response to my..."- johnprice31
The sales lady sent me a rude email in response to my email telling her please do not call me anymore because I took my business somewhere else since she wasn't willing to work with me. As a customer I'm not going to just take the sales persons word that I have a guaranteed approval with no money down and drive 45 minutes to this dealership when I've heard the same story from other dealerships in the same city where I live and when I get there its always the same thing that I need this amount down or a co-signer or something else. Here is the rude email I got from her and notice the caps as if she is yelling at me. Instead of sending a rude email she could of asked what happened and how she could of earned my business. "Actually, I did try to work with you. YOU did not want to work with us. So instead of putting it on us it was you that did not want to make the drive, we did offer you a guarnteed approval that YOU did not want to take. I really am thankful that you sent me this email now I can stop wasting my time on trying to help YOU."Read More
"Our salesman, Trey Moss was very knowledgable and..."- jcworley
Our salesman, Trey Moss was very knowledgable and extremely helpful in our purchase of a Mitsubishi automobile. This is the third vehicle we have purchased from Southwest and will likely buy another.Read More
"Everyone was extremely helpful and nice. I felt that the..."- arnshrty
Everyone was extremely helpful and nice. I felt that the price was right and that I wasn't taken advantage of at any point during my experience at the dealership from beginning to end. Trey along with the rest of the staff were great.Read More
The report has been submitted to DealerRater support. To view the status of the report at any time, save this link.


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The Trending 10 — a subgroup of Power 50 leaders — was chosen by SN editors based on the individual's increasing influence or potential to have an increasing influence in the food retailing industry. A full index to the Power 50, which includes each of The Trending 10 within their respective categories, is available here.
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This property is no longer available.Search for Available Property.
4.94 acres in Hancock County, Georgia
Located at end of quiet street in Historical Sparta, this 4-sided brick ranch home is a great family home. Spread out in the large family room with tremendous masonry fireplace, kitchen with additional den, 3 bedroom 3 bath with 4th bedroom converted to dressing room with jacuzzi tub. 5 acres with pecan trees, in-ground pool with large pool house. Needs some TLC. Bring all offers!!
Hwy 22E to Sparta, R on Maiden, veer right to end of street, Home on left.
Tax Data (Show Tax Data)
Tax data is not available for this listing.
Contact the Seller for more information.
Other Land for Sale in Hancock County
- Hancock County Properties by City
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NOTE: The information contained herein is provided as general information only and has been obtained from sources deemed reliable. It is provided without any guaranty, warranty or representation, expressed or implied, made by Lands of America, or any related entity, as to the accuracy or completeness of the information. The information is presented subject to errors, omissions, change of price or conditions, prior sale or withdrawal without notice. Prospective purchasers should make their own investigations, projections and conclusions concerning the information.


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Napoli chief reveals Chelsea's lavish offer for Koulibaly
Napoli chairman Aurelio De Laurentiis has revealed that Chelsea made numerous offers to sign defender Kalidou Koulibaly last summer and has claimed they failed with a lavish £58m offer in the final days of the transfer window.
Chelsea boss Antonio Conte targeted a host of defensive players following his arrival at Stamford Bridge last summer, with his moves for AC Milan's Alessio Romagnoli, Juventus star Leonardo Bonucci and Paris Saint-Germain youngster Presnel Kimpembe believed to have been on his wanted list.
The comments of De Laurentiis suggest Chelsea were prepared to break their own transfer record to sign Koulibaly, with the figures he mentions coming as something of a surprise.
"They offered to me £30m, £35m, £40m, £45m, £50m," De Laurentiis told Sky Sports News HQ. "Last moment, two days before the closing of the market, I hear £58m - something like that."
Koulibaly eventually signed a new contract with Napoli that ties him to the Serie A club until 2021, but De Laurentiis admitted he may yet be sold before that deal expires.
"Koulibaly, this year, will remain here. Next year we will speak about," he added.
In the end, Chelsea's shock move to bring PSG defender David Luiz back to Stamford Bridge was a transfer deadline day compromise deal, yet there can be little doubt that the Brazilian was not Conte's first choice signing.
Luiz's performance at the start of his second spell at Chelsea have done little to back up the belief that he is the kind of rugged defender Conte has tended to work with throughout his career.
This may also suggest that Chelsea may return with fresh bids for Koulibaly in next summer's transfer scramble.


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Lackington's Issue 4 was sent to subscribers and went on sale October 28, and now it's free to read for everyone on the website (please do consider supporting us if you're a happy reader). This issue contains five stories that tell of "institutions" material and otherwise, and has already garnered some wonderful attention from reviewers I admire. Charlotte Ashley wrote up Penny Stirling's remarkable experimental piece about a parliament of birds for Apex Magazine's "Clavis Aurea" review series, while Amal El-Mohtar, over at Tor.com's "Rich and Strange" review series, has expounded on the connections between two pieces of science fiction I am proud to have been able to include in Lackington's: Rose Lemberg's "Stalemate" and Kate Heartfield's "Bonsaiships of Venus." These readers are the market we work for, so our satisfaction runs deep. It fills me with wonder to discover such impressive fiction in the submissions box and to have that fiction noticed and written about so beautifully and perceptively after the fact. I don't think these thrills will ever wear off.
Lackington's Issue 4
Charlotte Ashley's Apex Magazine review
Amal El-Mohtar's Tor.com review


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Browsing by Author "Hoebel, Svelka"
Now showing items 1-5 of 5
The association between anthopometric parameters, the metabolic syndrome and microalbuminuria in black Africans: The SABPA study Van Ridder, Johannes Hendrik; Hoebel, Svelka; Malan, Leone (Clinics Cardive Publishing Ltd, 2010)
Determining cut-off values for neck circumference as a measure of the metabolic syndrome amongst a South African cohort: the SABPA study Hoebel, Svelka; Malan, Leone; De Ridder, Johannes Hendrik [untranslated] (Springer-Science, 2012)The aim was to determine receiver operating characteristic (ROC) neck circumference (NC) cut offs best associated with the metabolic syndrome (MetS) in a South African cohort. We included 409 urban Africans and Caucasians ...
Differences in MetS marker prevalence between black African and Caucasian teachers from the North West Province: Sympathetic activity and ambulatory blood pressure in Africans (SABPA) study Hoebel, Svelka; Malan, Leone; De Ridder, Johannes Hendrik (Medpharm, 2011)Background: The aim of this study was to compare metabolic syndrome (MetS) prevalence between black and Caucasian Africans using different definitions, and secondly, to determine the association between MetS, anthropometric ...
Metabolic syndrome marker cut–off points and target organ damage revisited in an urban South African cohort : the SABPA study Hoebel, Svelka (North-West University, 2012)Objectives: The aim of this study was to determine the prevalence of MetS among different African populations using the new Joint Statement Criteria. Hereafter we aimed to determine whether waist or neck circumference ...
Optimizing waist circumference cut-points for the metabolic syndrome in a South African cohort at 3-year follow-up: the SABPA prospective cohort Hoebel, Svelka; Malan, Leoné; Botha, Judith; Swanepoel, Mariette (Humana Press, 2014)


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Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
I'm 17 and turn 18 in 4 months. I just got approved for deffered action and received my work permit. Now I want to go apply for a ssn and get my drivers license. Unfortunately my parents are not with me. So I'm living with a close family friend. I'm wondering if I can still apply for a ssn right now. And if so what are the requirements ?
Here's what social security administration has to say: http://www.ssa.gov/ssnumber/ss5doc.htm#o-a-us-documents.
The information offered is general in nature and not meant to be relied upon as legal advice. Please consult an attorney prior to making legal decisions. Visit us at www.tunitskylaw.com. Contact us at 713.335.5505 or email at email@example.com. Veronica Tunitsky offers in-person, as well as telephone and email consultations.Ask a similar question
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I do love the Dells and it's kitschy tourist traps sometimes, but I sure enjoyed a hotel that let me get away from that! We stayed here with our preschooler and it was great. Nice location, pretty close to the highway and within walking distance of a couple restaurants. (Sprechers was mediocre food but good beer and kid friendly. Del Bar isn't really a kids place but they were super welcoming and accommodating for our 3 year old, and they're literally next door to the Hilton.) The lobby is attractive and has a neat oversized checkerboard for playing. There's a nice little lobby bar where I enjoyed a glass of wine one night while my husband and son were swimming. There's even a window between the bar and pool where you can order drinks. Nice touch! The pool was clean and nicely laid out. I did wish it was a little larger, but given the layout of the pool room I can see how that would have been tough to accomplish. 3 lovely hot tubs, 2 inside and one out, so there is plenty of space for relaxing. The rooms were very clean and tasteful. Our king suite was spacious, and I really appreciated having the bedroom separated from the sitting area where my son slept. The bed itself was quite firm. I loved it as I like a firm mattress, and even my softer-mattress-loving husband said it was more comfortable than he thought it would be at first. I had asked for a quiet room, and we got one on the 2nd floor (207). The view out the window was terrible as it overlooked a roof with machinery on it, but it was fine for our purposes. The balcony rooms did look awfully lovely though!
If you're not looking for a waterpark hotel, I think the Hilton is a fantastic option. I will look to stay here again next time we find ourselves in the Dells area.
- Official Description (provided by the hotel):
- The Hilton Garden Inn Wisconsin Dells hotel is adjacent to the world-famous Del-Bar Restaurant on Wisconsin Dells Parkway, Lake Delton, shopping, entertainment and other Wisconsin attractions nearby. The Hilton Garden Inn Wisconsin Dells hotel has deluxe accommodations, friendly service, and a relaxed atmosphere that awaits our guests. ... more less
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The owner of the drilling rig that burned and sank in the Gulf of Mexico wants a federal court in Houston to limit its liability for the massive oil spill to just $26.8 million, a small portion of the projected damage claims.
Transocean, which owns the Deepwater Horizon rig, said its insurer "demanded that the company file the petition in order to keep intact the insurance coverage on the rest of its fleet of 139 offshore drilling rigs," The Washington Post writes. As plaintiffs' lawyers see it, Transocean, the world's largest offshore drilling contractor, is "trying to consolidate the more than 100 lawsuits in a Houston court because Houston juries would be the most sympathetic to the oil industry." One lawyer said they would try to consolidate the lawsuits in New Orleans or Washington — presumably because juries would be more sympathetic to the plaintiffs.
See The Houston Chronicle for more comments from the lawyers.
BP says that since the Deepwater Horizon rig exploded April 20 and sank two days later it has spent $450 million on the cleanup and efforts to cap the underwater gusher. The company expects to try again to cap the blowout in the next few days.
Here's some of the underwater video BP has released (after being pressured by the government and media outlets):
Today the federal Minerals Management Service said five oil and gas production platforms in the gulf have been shut voluntarily because of the spreading spill. Together they produce 2,300 barrels of oil a day, or 0.14% of Gulf oil production, and 1.2 million cubic feet of gas per day, about 0.02% of gas output in the Gulf.
Update at 7:31 p.m. ET: NPR says it has obtained "sophisticated scientific analysis of seafloor video" showing that the oil gushing from the ruptured pipes is "closer to 70,000 barrels a day," more than 10 times the Coast Guard's earlier estimate of 5,000 barrels. That works out to 2,940,000 gallons of oil a day. (A barrel contains 42 gallons.)
If confirmed by the Coast Guard it would mean the spill long ago eclipsed the 11 million gallons the Exxon Valdez tanker spilled in Prince William Sound in Alaska in 1989.
Today is the 24th day since the blowout, so that would work out to more than 70 million gallons of crude oil that have poured into the Gulf — 70,560,000 to be exact.
(Posted by Michael Winter)
Doug is an unrepentant news junkie who loves breaking news and has been known to watch C-SPAN even on vacation. He has covered a wide range of domestic and international news stories, from prison riots in Oklahoma to the Moscow coup against Mikhail Gorbachev. Doug previously served as foreign editor at USA TODAY. More about Doug
Michael Winter has been a daily contributor to On Deadline since its debut in January 2006. His journalism career began in the prehistoric Ink Era, and he was an early adapter at the dawn of the Digital Age. His varied experience includes editing at the San Jose Mercury News and The Philadelphia Inquirer.
Also: Follow On Deadline on Twitter


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The Association of MBAs has established a number of high-profile partnerships and alliances with organisations that share similar values and work to improve standards within business and management education. These partnerships and alliances have been developed in the interests of professionalism and to assist with the sharing and benchmarking of ideas and best practice.
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Notice: On April 23, 2014, Statalist moved from an email list to a forum, based at statalist.org.
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Re: st: detonator plot with three grouping variables
Nick Cox <firstname.lastname@example.com>
"firstname.lastname@example.com" <firstname.lastname@example.com>
Re: st: detonator plot with three grouping variables
Thu, 9 May 2013 11:49:03 +0100
I agree strongly with David.
I think I heard the term "detonator plots" from Stata user and
Statalist member Paul Seed at a users' meeting several years ago. He
may care to comment on whether it's his coinage.
Independently of that, and echoing David, it's my impression that the
term "dynamite plot" is more common.
Naturally what you call the beast is not central here, but it is
germane in so far as searching for "dynamite plot" on the internet
yields good discussions such as
The key issues are (to me)
1. Such plots omit detail which you should care about showing (when
it's your data) or examining (always).
2. The visual signal strongly emphasises mean values relative to zero,
by the solid or thick bars, and plays down uncertainty, shown by the
intervals. Comparison with zero can be an important comparison, but
it's often not of scientific interest or concern.
A much more informative display is available through (e.g.)
-stripplot- (SSC) which allows error bars to be shown with raw data.
In terms of what Ronnie wants to do in Stata, his question is
puzzling, because the UCLA FAQ he cites explains in detail that -graph
bar- is a dead end here and you must switch to -twoway bar-.
On 9 May 2013 04:47, David Hoaglin <firstname.lastname@example.com> wrote:
> Ronnie,
> A good first step would be to omit the bars entirely. Freeman et al.
> (2008) discuss that type of plot under the name "dynamite plunger
> plot" in their chapter "How to display data badly." The bars take up
> space to no good purpose. A more effective plot would show the
> estimates with error bars or confidence intervals (and an explanation
> of whether the intervals are error bars or confidence intervals).
> David Hoaglin
> Freeman JV, Walters SJ, Campbell MJ (2008). How to Display Data. BMJ Books.
> On Wed, May 8, 2013 at 5:49 PM, Ronnie Babigumira <firstname.lastname@example.com> wrote:
>> I am trying to create a detonator plot like the one in this example http://www.ats.ucla.edu/stat/stata/faq/barcap.htm only I have 3 levels. Here is an example using the accessible auto data
>> sysuse auto,clear
>> egen lwst = fill(1,2,1,2)
>> recode rep78 (1 2 = 3)
>> What I would like to do is add error bars to this plot
>> gr bar price, over(lwst) over(foreign) over(rep78)
>> Any help is much appreciated
* For searches and help try:
* http://www.stata.com/help.cgi?search
* http://www.stata.com/support/faqs/resources/statalist-faq/
* http://www.ats.ucla.edu/stat/stata/


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Chairs of the President's Council of Economic Advisers (CEA) under Presidents Ford, Carter, Reagan, George H.W. Bush, Clinton, George W. Bush, and Obama recently wrote a joint letter to the leaders of Congress in support of two major potential trade agreements—with economic partners in Asia via the Trans-Pacific Partnership (TPP) and in Europe through the Transatlantic Trade and Investment Partnership (TTIP).
Download the following commentary on the letter by Dr. Arthur B. Laffer.
© Copyright 2014 The Laffer Center at the Pacific Research Institute


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Keep You And Your Employees Smiling
Website: http://www.bankhouseworcester.com/
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Seven Ways To Keep You And Your Employees Smiling
Having a motivated workforce is all about making everyone happy. However, in pressurised workplaces with a variety of personalities involved, you may find that you struggle to keep everyone happy all at once. A nod to one person might seem like a snipe to another, and as a manager you might be tearing your hair out trying to please everyone.
Thankfully motivating your employees doesn't always have to be like trying to stuff ten angry cats into a bag. Here are seven ways to keep you team smiling from Worcestershire hotel, spa and golf course, Bank House.
- Recognise efforts
Awarding recognition to each and every member of your team for the value they bring to your efforts is a must-do. This doesn't necessarily mean you need to publically and gratuitously thank every person each time they hand in a report on time, just that you need to observe strengths and weaknesses, and give each person the ability to play to their strengths.
- Reward awesome achievements
While you don't need to pander over every little thing each team member does, when someone really pulls it out of the bag you should definitely make a fuss. A mention at a team meeting may be enough in some situations, in fact probably in most. But when it really goes above and beyond, an appropriate reward could be well placed.
- Make your business an amazing place to work
You don't necessarily have to pay the very best salary in your industry to create an amazing place to work. Take a look at Google, for instance. Their employees are rewarded with added benefits, such as back massages and tickets to the most outstanding corporate events. Often, creating a comfortable, happy place to work is enough to motivate employees to stay.
- Let employees take ownership
Your employees will feel infinitely more bound to your business and personally invested if you let them take ownership of their niche. Trust in your employees to handle things slightly outside of their comfort zone, and give disengaged staff more responsibilities to tug them out of their shell.
- Show staff how valued they are
Staff development should be high on the priority list of any manager. This means not simply subscribing employees to the latest industry podcast or newsletter, but really putting your hand in your pocket to invest in their future. Enrolling employees on high value, high reward courses will not only make them better at their job, it will also deepen their attachment to your business and their job.
- Focus on solutions not problems
Every business has its own unique challenges, and sometimes these can make managers feel like tearing their hair out. Even if you know a certain problem could have been mitigated or avoided entirely if someone had done their job properly, berating them over it is only going to demotivate them further. Instead of being the belligerent boss, work with them to figure a way out of the mess and let them put things right again.
- Talk clearly, talk often
The biggest mistake any manager can make is not having enough time for their staff. Keeping communications flowing is crucial to every team, so whether it's a quick morning pow wow every day or a more in depth staff meeting once a week, these sessions together are what makes a really good, strong team. Remember to listen as well as talk, and to give every team member their chance to speak up.
If your team is lacking in commitment or motivation, try some of these strategies to get things back on track. Try to make coming to work something to look forward to rather than to dread, after all, many of your staff spend more time with you than they do with their families!
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3 Comments
Keep You And Your Employees Smiling https://t.co/h8WPsQL3qA via @OneTruConscious
Top tips for our #spa #competition from @OneTruConscious to Keep You And Your Employees Smiling https://t.co/uPAB4mYgqy
Some inspiration for our #Competition to #Win a #Spa #Break :) https://t.co/EQMXhwDLzb
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- Having a motivated workforce is all about making everyone happy.
- Awarding recognition to each and every member of your team for the value they bring to your efforts is a must-do.
- Creating a comfortable, happy place to work is enough to motivate employees to stay.
- Trust in your employees to handle things slightly outside of their comfort zone, and give disengaged staff more responsibilities to tug them out of their shell.
- Staff development should be high on the priority list of any manager.


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Planning Commission Members 2016:
Senior Chairman - Ryan Allgyer
Vice Chairman - Dennis Sattazahn
Board Member - Mervin Brubaker
Board Member - Franklin Troutman
Board Member - Clair Zimmerman
The Marion Township Planning Commission holds a monthly meeting -if needed-on the third Tuesday of each month. The meeting will not be held if there are no items entered on the agenda. To have a plan reviewed by the Planning Commission, applicants must submit new plans (30) thirty days prior to a Planning Commission meeting date. A request for the review of ongoing plans must be made (15) fifteen days prior to a Planning Commission meeting date. Please contact the Township Office to check if a meeting will be held. All meetings are held at the Marion Township Building, 420 Water Street, Stouchsburg, PA at 7:30 PM. Planning Commission dates for 2016 are as follows:
September 20
October 18
November 15
December 20


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The missing piece of the federal government's thinking on welfare will stay missing until after the budget, with Social Services Minister Kevin Andrews delaying the release of the first stage of a major review into welfare until after May 13.
Mr Andrews had planned to make the review public before the federal budget, but has asked the review team, headed up by former Mission Australia chief executive Patrick McClure, to take budget decisions into their first report.
Mr McClure was due to submit his report by Easter, but when he asked for more time - pushing into the budget period - Mr Andrews told him to wait until Treasurer Joe Hockey had handed down the budget, which is expected to make sweeping changes to welfare.
"Mr Andrews said it is important that the [review team] has the opportunity to review its interim report to ensure the basis of its advice remains relevant to budget decisions," a spokeswoman for Mr Andrews said.
Mr Andrews announced the review, which is separate to the commission of audit, in January. Apart from a focus on working age income support payments - such as Newstart and the Disability Support Pension - little detail has been released about the review or its process.
There have been no terms of reference released and no public call for submissions, leading to criticism from community and welfare groups that the process has not been open enough.
Labor's families and payments spokeswoman Jenny Macklin said Mr Andrews should release the report immediately.
"Patrick McClure and his welfare review team have comprehensively failed to engage in a proper, transparent process," she said. "It now appears that the report will be kept secret until after the budget."
Ms Macklin said this would see "further uncertainty for vulnerable Australians, who are already going to have their income support savagely cut in this month's budget".
Australian Council of Social Service chief executive Cassandra Goldie said that "the experts" had not been "around the table" for the review and that the community sector had not had access to the latest government data on the welfare system.
Dr Goldie expressed concern that the current debate about cuts to unemployment and disability supports had not been accompanied by a debate about supporting recipients into the paid workforce.
UnitingCare national director Lin Hatfield Dodds said she was glad the review process was not being rushed.
Acknowledging the lack of a public consultation process, Ms Hatfield Dodds said she hoped the delay would mean Mr McClure could incorporate in his report budget decisions and community sector and community responses to any changes announced on May 13.


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piston-cylinder UDF
I am trying to move the piston in a 2D piston cylinder arrangement with CG_MOTION macro. Piston is moving correctly but the mesh along the cylinder is not changing and the end point of the cylinder is remaining at its original position and creating problem of mesh distortion.
1. Initial position: arrangement look like a rectangle with piston at BDC. 2. After some time the piston moves up and arrangement look like a rectangle with bottom end open and piston at some position in the open rectangle. (cylinder side lengths remain same). This is the problem and the run comes out with negative volume error.
How to resolve this problem?
Re: piston-cylinder UDF
I'm wonder if I've understood the problem correctly, but the thing is you have to define the piston walls as All of your bottom edge. Also, you probably should define the cylinder liner as "deforming" in fluent. the negative volume is probably because of a crevice-like portion between the piston and cylinder liner.
Re: piston-cylinder UDF
Thanks Doki. After defining the deforming cylinder wall problem got solved.
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Combining current scientific research and compelling graphics, BioInteractive's animations help to visualize and understand complex scientific concepts.
Our high-quality animations cover a broad range of scientific topics, from the molecular machinery of a cell to the dynamics of life on our planet. They are produced with a focus on scientific accuracy to be both engaging and informative.


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Author has written 2 stories for Naruto, Bleach, and High School DxD/ハイスクールD×D.
Name: None of your business.
Age: 15
News Update: Feb 3 2013
The Rikudo Sennin's Successor: Planing Rewrite. Expect many changes in what has already been made. Hopefully longer.
Favorite Anime
One Piece
Favorite Naruto Paritings
Naruto x Samui ( How can you not like her. And plus, you know what they say, opposites attract.)
Naruto x Anko (They had very similar lives.)
Naruto x Mei (Who doesn't love a cheery woman that can give deadly threats with a happy smile.)
Naruto x Konan (She is a beautiful woman with a life similar to Naruto's.)
Naruto x Mabui ( I love the rare pairings.)
Naruto x Halibel/Harribel (I don't even need to mention it.)
Naruto x Harem (After what he's been through, he deserves it.)
Hated Naruto Pairings
Naruto x Sakura(BITCH!!)
Naruto x Hinata(STALKER!!)
Naruto x Sasuke(Not even female Sasuke. :P)
Naruto x Any other male( I think I'm going to be sick.XP)
Favortite Bleach Pairings
Ichigo x Halibel/Harribel (In the words of Hichigo, "WHOA YEAH, GO KING!)
Ichigo x Unohana (She's sexy yet deadly. WHY NOT?)
Ichigo x Mila Rose (She's "WILD")
Ichigo x Matsumoto (Very Cheery and "Bubbly")
Ichigo x Orohime (ONLY if it's with her and another girl I like.)
Ichigo x Harem (Hichigo- "KING, I'M SO PROUD OF YOU." Fake anime tears.)
Hated Bleach Pairings
Ichigo x any other girl (Don't really care for them."
Ichigo x any male( NOOOOOO!!!!)
Favorite One Piece Pairings
Luffy x Robin (Luffy saved her life twice.)
Luffy x Margaret (Could happen)
Luffy x Robin x Margaret (Why not.)
Hated One Piece Pairings
Luffy x Nami (Too common)
Luffy x any male (MUST...DESTROY!)
Sanji x any girl (...No...)
My Stories
The Ultimate Eye: Abandoned/Up for adoption
The Rikudo Sennin's Successor: Undergoing Rewrite


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Mass Learning, Employment and Asset Program (Mass LEAP)
Massachusetts Learning, Employment and Asset Program (Mass LEAP) will provide eligible residents of state-aided public housing developments and/or Massachusetts Rental Voucher Program (MRVP) participants with a set of supportive services needed to support meaningful and sustainable earned income growth. Mass LEAP was created in response to recommendations from The Commission on Public Housing Sustainability and Reform and in consultation with stakeholder input from a working group that included the Massachusetts Union of Public Housing, service providers, and housing agencies (HAs).
DHCD will commit up to $8.125M over the next 5 years to fund partnerships between Local Housing Authorities (LHAs), Regional Administering Agencies (RAAs), and pre-qualified service providers (Contractors) to provide Mass LEAP participants with comprehensive set of services and asset development opportunities that will increase family economic stability.
For additional program information, please contact Joanne McKenna at (617) 573- 1196
Additional Mass LEAP Information
Questions & Answers
Additional Questions and Answers April 3, 2014
Written Questions received by the March 10, 2014 at 5:00PM deadline
Questions and Answers from the March 12, 2014 Bidders Conference


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Training Products
Why AudioSolutionZ?
Free Resources
This program by expert speaker Lori Kirsch-Goodwin provides a comprehensive overview of administrative Due Process proceedings, including a guide to the law that governs due process, and strategies involved in bringing due process complaints and defending against due process complaints.
Your take-away after attending the session would be:
Training Highlights:
All About Due Process Proceedings
Who Should Attend
Lori Kirsch Goodwin
Lori Kirsch-Goodwin is a founder and member of the law firm Kirsch-Goodwin & Kirsch, PLLC in Scottsdale, Arizona. The firm represents students and their families in school related matters, focusing on matters and disputes arising under the Individuals with Disabilities Education Act. Lori is routinely involved in due p... More info


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Subpar compared to other Royal cruises but overall good!
Independence of the Seas Cruise Review to Caribbean - Western
Sail Date: December 24, 2015
Ship: Independence of the Seas
Cabin Type: Balcony
Cabin Number: 7544
Traveled As: Family (older children)
Reviewed: 1 year ago
Review Summary
This was my 7th cruise, 5th with Royal Caribbean. This wasn't quite as up to the friendliness and cleanliness standard of the others I've taken with Royal, but I am unsure as to whether this was because the regular crew were all on vacation for Christmas (my own theory) or something else. We had multiple issues:
The Good:
The boat was decorated very lovely for Christmas.
Plenty of options for activities and entertainment
The Bad:
Our waiter in main dining did not seem to remember us from night to night, did not listen, got our orders wrong, and seemed disengaged.
Our stateroom attendant didn't introduce himself until day 3 of 4.
There was an issue with the staff coming back on the ship from our port day - accusing a member of our party of being intoxicated when they were merely food sick, and cutting off the drink package for the remainder of the weekend (what the hell....).....this was later rectified after an hour at the service desk but yikes, what a headache....
The casino staff were unfriendly
Multiple problems with the aesthetics of the ship....for example, the light bulbs on many of the main thoroughfares and in the cafeteria needed badly replaced (they were constantly flickering and gave me a headache).
The Ugly:
Our plumbing in the stateroom backed up several times a day. (ew)
My suggestion: If you are taking a cruise on this style of ship, try a different ship such as the Freedom. I had no issues on the Freedom and the ship was identical but nicer. If you are considering a Christmas cruise, do some research. I feel like most of our staff had "checked out" and simply were not cheerful or happy to be there.


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One of the huge selling points of FFXIV for me back in September was the mammoth amount of work that went into all aspects of the costume design, from textures themselves to the different materials those textures were being applied to. What had me especially excited was the promise of most recipes having multiple final looks depending on certain components used in synthesis, like a gold brooch versus iron, silver-thread inlay for some items, and other decorative options.
I logged in today and browsed the new-and-improved Market Wards, and spent some of my early-investor fortune from the wild first weeks on getting the equipment I found to best suit my character. I can't say I'm not moderately happy with the result:
However, I was mildly shocked by the utter lack of any of the features that have clearly been included in the game code but have not been implemented for the player-base. NPCs are wandering around (and especially hanging out in the guild halls) with some of the most fascinating gear that clearly takes advantage of the mix-and-match component aspect I mentioned earlier. However, even the highest-level gear available through crafting appears to be the mix-and-match results of only a small handful of the lowest-level gear. I thought the point was to allow for unprecedented customization for each 'tier' of gear, rather than to use each variant as a tier in and of itself.
I'm aware I'm in an enormously small minority, the 'people who play ffxiv for the clothing'. Still, with the framework in place, why wasn't a larger portion of the gear at least in the game as syntheses? Any enlightenment to offer?


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BlackLine Systems CEO Therese Tucker was honored at the 2014 FSTech Awards with the Barry Holland Memorial Award for Outstanding Individual Achievement' recognizing the Los Angeles-based software company founder for her accomplishments building BlackLine from the ground up into the leader in its space .
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FormFactor (NASDAQ:FORM) vs. Kulicke and Soffa Industries (KLIC) Head to Head Analysis
FormFactor (NASDAQ: FORM) and Kulicke and Soffa Industries (NASDAQ:KLIC) are both small-cap computer and technology companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, valuation, analyst recommendations, earnings, profitabiliy and institutional ownership.
Institutional & Insider Ownership
88.3% of FormFactor shares are owned by institutional investors. Comparatively, 93.5% of Kulicke and Soffa Industries shares are owned by institutional investors. 2.8% of FormFactor shares are owned by insiders. Comparatively, 1.0% of Kulicke and Soffa Industries shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Volatility & Risk
FormFactor has a beta of 1.6, indicating that its stock price is 60% more volatile than the S&P 500. Comparatively, Kulicke and Soffa Industries has a beta of 1.24, indicating that its stock price is 24% more volatile than the S&P 500.
Analyst Recommendations
This is a summary of recent ratings for FormFactor and Kulicke and Soffa Industries, as provided by MarketBeat.com.
|Sell Ratings
|Hold Ratings
|Buy Ratings
|Strong Buy Ratings
|Rating Score
|Kulicke and Soffa Industries
FormFactor currently has a consensus target price of $15.71, suggesting a potential upside of 18.60%. Kulicke and Soffa Industries has a consensus target price of $31.00, suggesting a potential upside of 40.21%. Given Kulicke and Soffa Industries' higher probable upside, analysts clearly believe Kulicke and Soffa Industries is more favorable than FormFactor.
This table compares FormFactor and Kulicke and Soffa Industries' net margins, return on equity and return on assets.
|Net Margins
|Return on Equity
|Return on Assets
|Kulicke and Soffa Industries
Valuation & Earnings
This table compares FormFactor and Kulicke and Soffa Industries' revenue, earnings per share (EPS) and valuation.
|Gross Revenue
|Price/Sales Ratio
|Earnings Per Share
|Price/Earnings Ratio
|$459.10 million
|$35.90 million
|Kulicke and Soffa Industries
|$711.51 million
|$115.41 million
Kulicke and Soffa Industries has higher revenue and earnings than FormFactor. Kulicke and Soffa Industries is trading at a lower price-to-earnings ratio than FormFactor, indicating that it is currently the more affordable of the two stocks.
Kulicke and Soffa Industries beats FormFactor on 8 of the 14 factors compared between the two stocks.
FormFactor Company Profile
FormFactor, Inc. is a provider of test and measurement solutions. The Company's segments include the Probe Cards segment and Systems segment. The Company designs, manufactures and sells multiple product lines, including probe cards, analytical probes, probe stations, integrated measurement systems, thermal sub-systems, reliability test systems, and related services. Its products provide electrical information from a range of semiconductor and electro-optical devices and integrated circuits (devices) from development to production. Probe Cards segment consists of probe card products and analytical probes. Systems segment consists of wafer probing, thermal and reliability products to enable precision on-wafer measurement of integrated circuits. Systems products are used in the early phases of the development and characterization of semiconductor processes.
Kulicke and Soffa Industries Company Profile
Kulicke and Soffa Industries, Inc. designs, manufactures and sells capital equipment and expendable tools, as well as services, maintains, repairs and upgrades equipment, all used to assemble semiconductor devices. The Company supplies a range of bonding equipment. The Company operates through two segments: Equipment and Expendable Tools. The Equipment segment manufactures and sells a line of ball bonders, wedge bonders, advanced packaging and surface mount technology solutions. The Expendable Tools segment manufactures and sells expendable tools for a range of semiconductor packaging applications. It offers capital equipment and expendable tools used to assemble semiconductor devices, including integrated circuits, high and low powered discrete devices, light-emitting diodes and power modules. Its customers primarily consist of semiconductor device manufacturers, outsourced semiconductor assembly and test providers, other electronics manufacturers and automotive electronics suppliers.
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By Michael Felberbaum, Associated Press Writer
RICHMOND, Va. AutoNation Inc. said Thursday it swung to a $1.41 billion loss in the third quarter, with customers finding it increasingly difficult to get a car loan and the overall economy heading south.
Fort Lauderdale, Fla.-based AutoNation, the nation's largest automotive retailer, said it lost $1.41 billion, or $7.99 per share, compared with a profit of $72.1 million, or 37 cents per share, a year ago. It recorded non-cash charges for goodwill and franchise impairments of $1.46 billion after-tax.
Revenue fell 21 percent to $3.5 billion from $4.5 billion in the year-ago period.
Analysts polled by Thomson Reuters, on average, expected earnings of 29 cents per share on revenue of $3.88 billion. Those estimates typically exclude charges.
Shares fell 32 cents, or 5.8 percent, to $5.77 Thursday. The stock has traded between $3.97 and $19.59 over the last 52 weeks.
The company said the tough vehicle market and the drop in its share price led to the charges. Excluding those items, AutoNation said it earned $44 million, or 25 cents per share.
Results for the quarter were "negatively impacted by the credit crisis that escalated in September into a full blown credit panic," Chief Executive Mike Jackson said in a news release.
"This created a credit freeze that broke consumer confidence and, along with a continued housing depression, accelerated the decline in the U.S. economy and auto retail market," Jackson said. "We expect the rest of 2008 will continue to be challenging."
Jackson, attempting to quell investor concerns, said AutoNation remains in compliance with all of its financial covenants, and said the company has reduced debt by $589 million so far this year and is planning a further reduction of $500 million.
AutoNation also said it fared better than its peers. Industry wide new vehicle sales fell about 31 percent, while AutoNation's dropped 24 percent, according to data compiled by CNW Research that was cited by AutoNation.
Slowdowns in industry sales have hit automakers hard, forcing jobs cuts and other reductions in hopes of surving the dramatic downturn. Leading automakers say some sort of government funding is necessary to bail out the troubled industry.
AutoNation divided its business into three operating segments -- domestic, import and premium luxury -- because of changes it saw in the market.
Domestic refers to stores that sell vehicles manufactured by General Motors, Ford, and Chrysler; import, stores that sell vehicles manufactured primarily by Toyota, Honda and Nissan; and premium luxury, comprised of stores that sell vehicles manufactured primarily by Mercedes, BMW and Lexus.
For the quarter, the company said domestic segment income was $23 million compared with $54 million in the year-ago period, with a 36 percent decline in new vehicle sales. Imports declined to $53 million, from $69 million last year, with an 18 percent drop in new vehicle sales. Premium luxury income was $43 million compared with $56 million a year ago, with a 14 percent slip in new vehicle sales.
In a conference call with investors, Goldman Sachs analyst Matthew Fassler asked how higher-priced luxury cars may rebound compared to more moderately priced vehicles.
"We're in a very extraordinary period where you have this most unfortunate combination of a cyclical downturn all of the sudden combined with a credit crisis," Jackson said. "That is a very toxic combination that no segement will be immune from."
AutoNation said it is on-track to meet its planned cost reductions of $100 million a year previously announced in Septmeber. The plan included cutting jobs and selling underperforming stores. It also planned to reduce advertising spending, cut capital expenditures and reduce its vehicle inventory, which is down 6,600 units since the beginning of the year.
Billionaire investor and Sears Holdings Corp. Chairman Edward S. Lampert is AutoZone's largest shareholder with about a 40 percent stake. Lampert stepped down from AutoNation's board in May 2007 to devote more time to his firm ESL Investments and Sears.
Lampert has steadily increased his stake in AutoNation as its shares have plunged on slow vehicle sales and macroeconomic worries.
But recent, major investments by the storied hedge-fund manager, including Sears and AutoNation, have been hard-hit as of late. A spokesman for ESL Investments did not return a message seeking comment.
Copyright 2008 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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Manchester United have told Nani they WILL reopen talks about a new contract after Euro 2012.
Sunday Mirror Sport revealed last week that the Portugal winger feared he was being forced out of Old Trafford by United's reluctance to offer him an extension on his current deal.
But the 25-year-old has been told that negotiations about his future will take place once Portugal's European Championship fate is decided, with Paulo Bento's men scheduled to meet Spain or France in the semi-finals on Wednesday.
Nani is happy at United and has twice reduced his demands to stay – only to be told the club are in no rush to extend a contract with two years left to run.
Nani's agent is hoping to push the player's earnings up from £80,000-a-week to £120,000-a-week. But United are playing hard ball over cash demands.