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Persatuan Alumni Kimia
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1 Vol.1. No.1 (2008) Buletin Persatuan Alumni Kimia Pusat Pengajian Sains Kimia Bulletin of Chemistry Alumni Association School of Chemical Sciences
2 From Chief Editor Firstly, I would like to take this opportunity to congratulate all the fresh graduates who will receive their first degrees in the forthcoming USM Convocation which will be held over August I am sure all of us from the Chemistry Alumni Association will be glad and proud of them. For me this signifies an achievement of another milestone of which they have set since they step onto the academic ladder. They have started from the primary and even the kindergarten to secondary (including pre-university level) and now they have completed the degree study. It is undeniable fact that there are many other challenges ahead of them after this phase but I believe they can handle well and know how to find the resources to unravel the problems. There are many people including our Chemistry Alumni members as well as non-chemistry Alumni members who are around all the time and who can teach them, challenge them and encourage them. Actually, the fresh graduates are now in the stage when they should expand their circle of associates in order to take them to reach their full potential. Secondly, I am grateful to our school as well as our alma mater to constantly give full support to run the activities merely for the sake of strengthening the bonds either among our members or between our students and members. The website of our association can be accessed via our school homepage as Through this webpage, we can manage to establish several effective linkages with other association and to update the information in relation to our members directory and activities. Comments from our members are always welcome so that we can continue to serve as one of the efficient channels to disseminate the news concerning our association in particular and school in general. Last but now least, I would like to thank all the EXCO members in 2008 for their assistances, thoughts and times to ensure all the projects can be carried out within our capacity. As we understand that the present office bearers, like those in the past, are serving our association on voluntarily basis. CONGRATULATIONS to All Graduates (New Members) in 2008 & THANK YOU to All EXCO Members 2008!! Prof Yeap Guan Yeow 2
3 Message from Dean, School of Chemical Sciences C ONGRATULATIONS to All who have successfully completed their studies at the School of Chemical Sciences (SCS), USM. Hence you are now officially an Alumnus of USM and USM is your alma mater. You are now on your way for new adventures in another phase of your live and certainly whatever that was taught (at SCS, USM) may not be sufficient. Hence, without a doubt you will learn and experience new things and we wish you well and success. During your years at USM, you have made new friends, encountered numerous situations (be it social and academic) and overcome much obstacle, these have somewhat prepared you for the working-world. Acquaintances and friends forged at USM forms a new network of contacts for you, be it your seniors/juniors as well as your coursemates, you will soon find them most useful. I urge you to make full advantage of all these web-of-contact to enhance your career and self development, this where the Chemisty Alumni Association at SCS can play its role. Note that, the Chemistry Alumni Association will only succeed with your cooperation, and it is our collective responsibility to ensure its success. The School of Chemical Sciences and USM will always be proud of our alumni and whenever we can assist do let us know, I am very certain that there will occasion where we may need each other in the future. Hence, do keep in touch through our website and send us a note just to let us know how you are doing. Lastly, I wish ALL of you great success and Godspeed. Prof Wan Ahmad Kamil Mahmood 3
4 Bulletin Chemistry Alumni Association School of Chemical Sciences Vol. 1, No.1 (2008) From Chief Editor - Prof Yeap Guan Yeow Message from Dean, School of Chemical Sciences - Prof Wan Ahmad Kamil Mahmood 2 3 List of EXCO Members for 2008 and Editorial Board of Bulletin of Chemistry Alumni Association 5 Sub-Committees of Chemistry Alumni Association for 2008 & Activities 6 Activities 7 Recreation/Sports & Fund-Raising 9 Updates from Alumnus 10 Chemistry Alumni Directory 12 4
5 LIST OF EXCO MEMBERS for 2008 Chairman : Prof. Yeap Guan Yeow Vice Chairman : Dr. Teoh Geik Ling Secretary : Dr. Hasnah Osman Ass. Secretary : Ms. Norul Ashikin Ramli Treasurer : Mr. Sam Leong Ass. Treasurer : Mr. Teh Chia Boon Committee members : Mr. Hng Tiang Chuan Ms. Tan Wei Leng Ms. Rosniza Hamzah Ms. Lee Hooi Ling Ms. Kalaivani Kandasamy Auditors : Prof. Boey Peng Lim Mr. Manoharan Veeran Chief Editor Prof Yeap Guan Yeow Editors Dr. Hasnah Osman Mr.Teh Chia Boon Ms. Kalaivani Kandasamy Ms. Rosnizah Zakaria Ms. Tan Wei Leng Advisors Prof Wan Ahmad Kamil Mahmood Dr Afidah Abdul Rahim Prof Bahruddin Saad 5
6 Sub-Committees In order to facilitate and monitor the projects proposed for the year 2008, several sub-committees have been set up. Each sub-committee is led by a facilitator. For this year, the sub-committees and the respective leaders are as follows: Buletin Persatuan Alumni Kimia/Bulletin of Chemistry Alumni Association Prof Yeap Guan Yeow Seminar Dr Teoh Gaik Ling Lawatan/Visit Mr Sam Leong Kit Nang Prof. Boey Peng Lim Media Massa & Teknologi Maklumat/Mass Media & Information Technology Mr Hng Tiang Chuan Jamuan Makan/Foods Ms. Nadiah Zakaria Publisiti/Publicity Ms Lee Hooi Ling Sukan & Kebajikan/Sports & Charity Mr Teh Chia Boon 6
7 An annual dinner Malam Penghargaan Kimia 2008 or the Chemistry Appreciation Night 2008 jointly organized by Persatuan Sains Kimia and Persatuan Alumni Kimia with a theme Fusion Glamour has been held at Hotel Cititel Penang on 23 February This function was meant at strengthening the relationship between our undergraduate students with chemistry alumnus including our lecturers and other relevant associates. 7
8 Our Chemistry Alumni Association has continued to give support for the Recipients of The Dean List in In this year the supports have been received from our alumnus and associate members from various sectors and companies as follows: Mr Khoo Teng Aun from the Bruker(M) Sdn Bhd, Selangor Mr Teh Wah Thye from the Save Consult Engineering, Penang Mr Sam Leong from the Main Stream Consultancy Sdn Bhd, Penang Dr Teh Guat Li and Dr Teoh Geik Ling from the Texchem Polymers, Penang Mr Hithaya Jeevan from Jabatan Kimia Malaysia, Selangor Mr Phuah Keng Huat from Jabatan Kastam & Eksais Diraja, Penang Mr Foong Poh Cheng from Research Instruments Sdn Bhd Mr Heng Kai Chuan from the Novozymes(M) Sdn Bhd Total collection : RM2,200 Tn Alumni Talk has been held in conjunction with the final year students seminar on 28 & 29 April Our alumnus cum the EXCO member Sam Leong has enlightened our students with the subject related to financial planning for chemists. His talk entitled Becoming a Millionaire-A Reality or Myth? has received over-whelming responses from the students and also staff. address: Sam Leong BSc(Hons),
9 Several activities to foster the relationship among our alumnus and the on-going students have been lined up for this year. 1. Badminton: Healthy Chemistry Alumni Hiking Penang Hill Date : 26 April 2008 Date : 22 November 2008 Venue : USM Sport Complex Venue : Penang Hill Time : pm Time : am 2. Bowling: Striking Chemistry Alumni 2008 Date : 06 September 2008 Venue : Bukit Jambul complex Time : pm 1) One of the fund-raising projects has been succeeded through the cooperation between our alumnus and students during the International Conference for Young Chemists 08 which was held in USM on June T-Shirt Persatuan Alumni Kimia on sale. Please contact us if you wish to make the order. 9
10 Cosmetic Chemist Cosmetic Production Manager Norul Ashikin Ramli Cleansing foam, hair shampoo, moisturizer, lipstick, mascara, eye shadow, facial scrub, toothpaste and perfume! Have you ever heard these products? There are parts of cosmetic products that we used everyday. Cosmetic products are coming out all the time with different names and brands. Some of it used for care like soap or shampoo, some for creating a look like make-up set and some may be use for a little bit of pampering such as lotion and conditioner. So, what is cosmetic? Where do cosmetics come from? Why cosmetic products look in different types and packaging likes cream, liquid, foam or lotion? Who create this? The definition of cosmetic is any substances or preparation intended to be placed in contact with various external parts of human body (epidermis, hair, nails, lips and external genital organ) or with teeth and mucous membrane of the oral cavity, with view exclusively or mainly to cleaning, perfuming, changing their appearance and/or correcting body odor and/or protecting them or keeping them in good conditions. The answers of the above questions come from cosmetic chemist. Cosmetic chemists are the responsible person beside of famous cosmetic brands today. Cosmetic chemist works in creating and developing product whether for a new products or modified in market products. Cosmetic chemist must be a creative person because cosmetic products always change time by time. Cosmetic chemist always spend most of the time in the lab, create something new, do testing and working up with miracle formulas. The other work for cosmetic chemist is to think about the product s safety, useful and effectiveness. She must study to find the best raw materials and the best packaging to use for best products. Usually cosmetic chemist works in team to get the idea from the people who want their cosmetics. Cosmetics chemist also must know their customers to sell their products are. It s used for women, men, teen or baby? What are their demanded? Nowadays, cosmetic products demanded are very wide and that are challenging for cosmetic chemist. Usually cosmetic chemist combines her idea with marketing persons. Marketing person works in customer environment and they know what are customers needed. Sometimes customers make comparison with the other products. 10
11 Cosmetic products actually can be categoried in 5 elements :- 1. Skincare products such as moisturizer, cleanser, mask, toner and facial scrub 2. Bodycare products such as body lotion, shower foam and talcum 3. Haircare products such as shampoo, conditioner, hair dye and hair styling 4. Perfume and fragrances such as deodorant, eu de toiletries, spray and cologne Decorative colour cosmetic or make set such as lipstick, lip balm, mascara, eye shadow and foundation Experience and Education Cosmetic chemist must have degree in basic chemistry or microbiology, product development and specialty like aroma and flavor chemistry. Nowadays it also have certificate for a short course programs in cosmetic science by certain local university that take 1 to 2 weeks to complete. Cosmetic chemist also can work in one of several areas: - Research seeking to understand the properties, behaviors and reactions of skin, hair, teeth and nails and working to produce new ingredients for cosmetic products. Packaging development- developing packaging for cosmetic products that is attractive, safe and capable of dispensing a product efficiently and in the correct amount. Quality control and assurance testing raw materials and manufactured products for consistency of quality. Product evaluation testing products under development to produce evidence for the claims that are made for the product. Safety testing testing cosmetic products to make sure that they are safe before they are sold. Testing usually takes the form of a toxicological risk assessment and can include testing on cell or tissue culture on human volunteers or by computer modeling. Microbiology making sure that during the product development stage, products are not too susceptible to contaminate. Their works also involves testing raw materials and finished products during the production process. Regulatory affairs ensuring that products complies with all the legal requirements for countries where it is to be supplied. Product development working with research scientists to develop new cosmetic products. There are several important factors in developing a new products. They must do what is intended, meet legal requirements and be safe, pleasant and attractive to use. Process development- translating a small scale process that has been developed in the laboratories into a full-scale manufacturing process. 11
12 - Chemistry Alumni Directory - August We will be glad if you can constantly keep in touch with us. Let us know about your new recent undertaking, achievements, latest corresponding address, contact, e- mail and etc. You may send the inforamtion using the following format to or by normal post to our school. Name: My particulars Degree: Bachelor Degree (Hons) majoring in Chemistry Industrial Chemistry (Applied Chemistry) Analytical Chemistry (Applied Chemistry) Masters Degree by Research Mixed-mode Doctor of Philosophy Year of graduation: Others, please specify Address for correspondence: address: Tel. number: H/p number: Fax number: My professional particulars Company / Institution: Position held: Company address: address: Tel. number: Fax number: LINK TO PORTAL OF ALUMNI USM 12
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text:
February 8, 2008 BY X
The first of the Nike Running Man Quickstrike Pack has hit retailers. It is believed that this Running Man QS Pack will include various other models and colorful makeups, we only have this one picture of the first shoe, an Air Max 90, filled with bright and vibrant colors. You can count on only seeing these at your local Nike QS accounts, meaning limited doors, and of course limited numbers. Stay tuned for more information on the pack. These go on sale on February 15th at Overkill in Berlin. via Freshnessmag
Style: 312334-311
Color: Chlorophyl/White-Solar Flare
Overkill Shop
Köpenicker Straße 195 | Map (German Only)
10997 Berlin, Germany
Filed under: Air Max 90 Upcoming Sneakers

subset: commoncrawl


text: @Chris D wrote a great add-on, I was wondering if this can make it as default feature in XenForo. This should stop self-promoting links, right @Mike? If is not too fancy coding, it will be great if we can have it in 1.4 release. Quick reference to this unorthodox modification:


text:
DENSORB emergency kit in lidded box with castors, oil versionArticle no.: 155191W
- Resistant container in robust plastic
- Includes lid
Accessories for this product
Refill Kit for absorption materials in a drum S170 and emergency set in a cabinet Oil
Article no.: 147858W€249.00 Incl. shipping 1 – 2 weeks
DENSORB emergency spill kit sign, plastic, 420 x 320 mm
Article no.: 216522W€0.00 Incl. shipping 1 – 2 weeks
Product information
|Emergency kit
|absorption capacity
|Very high
|Absorption Capacity (litre per pack)
|External dimensions W x D x H (mm)
|640 x 1000 x 655
|Cat. dim. External height (mm)
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text:
The first book in the series, "Dying to be Beautiful: Without a Head," begins with an ordinary occurrence transformed into a gruesome scene. "The head in the sink stared up at her. Darcy Monroe, the owner of a popular, chic hair salon was used to this. Only this time, the head was there without a body."Read More
The second book in the "Dying to be Beautiful" mystery series, "Fashion Queen," begins with another murder on Eastern Long Island. "Apparently, in the billion-dollar world of beauty—especially on the East End of Long Island—there are those who are literally… dying to be beautiful!"Read More
For tough and glamorous Private Investigator Jenna Preston, murder in The Hamptons is becoming all too common, especially with so many people dying to be beautiful. Fortunately, Jenna has the help of her Irish Setter, Watson. She's got two new mysteries to solve— and quickly—before someone else ends up dead, thanks to the multi-million-dollar world of beauty and the things people will do to attain it.Read More


text:
A state body that tries to ensure judicial campaigns don't become overly politicized has found that a candidate for the bench in St. Tammany Parish violated the Code of Judicial Conduct through postings on her campaign and personal Facebook pages that could affect the outcome or impair the fairness of matters pending in court.
The Louisiana Judicial Campaign Oversight Committee was responding to two separate complaints filed against Nanine McCool, who is running for the Division L seat of 22nd Judicial District Court.
One of the complaints was filed by a party to a pending domestic case and the other by incumbent Dawn Amacker, whom McCool is challenging for the family court division seat in the Nov. 4 election.
McCool said the decision has "huge First Amendment implications" and that the statements she made were factual in nature.
The committee found that McCool's conduct violates Canon 7(A) of the Code of Judicial Conduct, which prohibits a judge or judicial candidate from making "any statement that would reasonably be expected to affect the outcome or impair the fairness of a matter pending in any Louisiana state court."
The first complaint, filed by a litigant in a domestic case, concerned an exchange with McCool on her campaign's Facebook page. The litigant mentioned a recommendation of attorney discipline against McCool, and while the committee said McCool was allowed to defend herself, her response "went beyond a mere defense."
McCool posted that her critic would "prefer to see Amacker remain on the bench since Amacker would allow him to have unsupervised visits with his own daughter, in spite of the evidence."
The committee said such a direct comment could reasonably be expected to impair the fairness of the case by "inflaming public opinion against a party in a pending matter" and could influence parties and witnesses in the case.
McCool said the person who posted the comments said, inaccurately, that the Office of Disciplinary Counsel had recommended that she be disbarred. That office actually recommended that she be suspended for a year and a day for taking to the Internet to discuss a 2011 custody case.
The Louisiana Attorney Disciplinary Board held a hearing on that matter Sept. 4.
The other complaint, filed by Amacker, dealt with McCool's posting on her personal Facebook page concerning a custody case now pending in 22nd Judicial District Court.
"Although the parties to the case are not named, McCool gives enough detail about the case that those in the community, and certainly anyone involved with the case, is likely to identify it," the committee said.
The postings discuss the merits of the case extensively and specifically, the committee said. It also pointed to a May 19 posting by McCool thanking everyone who had posted previously on the matter and encouraging them "to keep speaking out, sharing this and getting people involved in the discussion." The committee said that statement encouraged readers to comment on pending litigation, which could be expected to affect the outcome or impair the fairness of a matter pending in court.
McCool defended her Facebook postings on Tuesday. "I don't understand how my comment, which was entirely factual, is prejudicial to the administration of justice," she said in an interview. "I don't understand how the truth can ever be prejudicial to the administration of justice."
Lawyers have an obligation to speak out "against what we perceive as injustice," she said.
McCool, who has said previously that efforts to discipline her stem from her criticism of Amacker, said she hopes the Campaign Oversight Committee's decision will not hurt her in the race. "I hope people will be more appalled at the idea that speaking truth is something the legal system wants to discourage," she said.
Amacker commented on the decision in a prepared statement.
"I am grateful for the time and attention given to this serious matter by the members of the committee. It is my sincere hope that their findings result in Ms. McCool's future compliance with the Code of Judicial Conduct," she said.
Follow Sara Pagones on Twitter, @spagonesadvocat.


text:
Yesterday, Abel teamed up with Canon to help celebrate the release of its highly anticipated firmware upgrade for the 5D Mark II. Throughout the day clients brought in their cameras, and technicians from Abel and Canon performed free upgrades. Multiple Canon cameras were set up on the showroom floor, fully rigged-out with various audio and stabilization accessories. This gave our guests a chance to try out the various HDSLR setups for themselves. In the evening Abel was bustling, as the formal presentations were standing room only. Jon Fauer, editor of the Film & Digital Times, started things off by discussing how HDSLRs have impacted the industry. Ed Meyer from Canon gave a thorough review of all the new features in the newest 2.0.3 firmware – including 1080 24P. The evening concluded with Abel's own Andy Shipsides giving a run through and demonstration of the various accessories made for HDSLR filmmaking. After the sessions, Canon representatives and Abel staff were available for discussion and, of course, showing off the cameras. Check out our gallery of images above.
Thank you to everyone who made our "party" a success!!


text:
- Paperback: 518 pages
- Publisher: iUniverse, Inc. (November 8, 2005)
- Language: English
- Product Dimensions: 6 x 1.3 x 9 inches
- Shipping Weight: 1.7 pounds (View shipping rates and policies)
- Average Customer Review: 5.0 out of 5 stars See all reviews (3 customer reviews)
Amazon Best Sellers Rank:
#11,155,402 in Books (See Top 100 in Books)
- #16245 in Books > Literature & Fiction > Poetry > Themes & Styles > Inspirational & Religious
- #18238 in Books > Textbooks > Humanities > Literature > American Literature
- #53546 in Books > Literature & Fiction > Poetry > Regional & Cultural > United States
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Sky Scriptures 0th Edition
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Editorial Reviews
About the Author
Dreaming-Bear Baraka Kanaan, (www.dreamingbear.net) an internationally renowned spoken word artist, author, and peace advocate, elegantly blends the universe's quantum understandings with inner expressions of the heart, offering a fresh perspective on how to transform pain into beauty. Most recently, his work has been focused on the war torn regions of the Middle East, where he uses creativity and art to build bridges of commonality between life-long enemies. The foundation for Dreaming-Bear's work as a transformational artist is deeply personal. Born to a runaway teenage mother and refugee father, he survived through years of poverty and abuse. When he was eight years old, he witnessed the death of his brother and the kidnapping of his sister. To cope with an overwhelming sense of pain and loss, he began to write, beginning the alchemical inspiration for metamorphosis and spiritual discovery. Dreaming-Bear has traveled the world extensively, sharing his message of unconditional love and fulfillment of personal potential with audiences as diverse as international dignitaries, corporate groups, and third world refugees. He holds a master's degree in Communications and is the author of seven inspirational books and two spoken word cd's. Dreaming-Bear is a frequent guest in the media, hosts his own weekly radio show. If Dreaming-Bear's Verse Can Unite Israelis and Palestinians Imagine What it Can Do for You! While guns and bombs work to tear communities apart, spoken word artist Dreaming-Bear Kanaan is using the simple power of words to bring them back together. For over 15 years, Dreaming-Bear has been working to unite victims of conflict through spoken word, art, and music in countries such as Nicaragua, Russia, and most recently the Middle East. His universal message of forgiveness, unconditional love, and peace combined with his linguistically brilliant delivery not only convey the beauty of such concepts, they allow you to fully experience their transformational p
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Depending on where ones journey may be in this life one can read these words over and over and can gain much encouragement ..
Certainly a book for one's library and would also make an excellent gift. My favorite passage from this book is called "practice the power of transformation". Awesome poetry... Thank you Dreamingbear for sending such a message throughout the nations via your poetry... Blessings!!


text:
Life in Seattle
Through the eyes of photographer Alla Eddine Janjary
by Photographer Alla Eddine Janjary
About the Book
"Life in Seattle" is one of a kind photography book. It summarizes the city in 185 amazing images.
From the Space Needle to Pike Place Market, from the coldest season to the warmest of them all, Seattle is a stunning and awesome city. This book explores this extraordinary city through the eyes of photographer Alla Eddine Janjary with his unique and artistic vision.
Alla Eddine chose this project because he felt that Seattle deserved a book that shows it's unparalleled beauty and charm. Photographing Seattle was an opportunity for the artist to represent the city in a whole new way.
The compilation of photographs for this book brings out contrasts and complements never noticed before in the city.
Life In Seattle through the eyes of photographer Alla Eddine Janjary, presents more than 184 stunning images showing the various surroundings presiding within the city.
" His unique and artistic vision is yours to enjoy!".
Features & Details
- Category Arts & Photography
Large Format Landscape, 13×11 in, 33×28 cm
184 Pages
- Hardcover, Dust Jacket: 9781364905859
- Publish Date Mar 25, 2013
- Language English
- Tags united states, Life in Seattle, Space Needle, North west, Janjary Photography, Photography, city, USA, pictures, Seattle, Life, Best, Book, Nature, West, Pacific, travel, street, water, sky, scene, great, light, day, night, rain, sun
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text:
We help you find a Gateshead trombone teacher. Trombone tuition are a brilliant method to learn a stimulating new hobby, pick up a new skill and attain confidence with trombone. Use our site to search for Gateshead trombone tutors and determine which matches your requirements so you can begin your trombone tuition in Gateshead straight away!
This is the fastest way to locate Gateshead trombone teachers in the UK, helping you find Gateshead trombone lessons close to you and Gateshead tutors to assist with any instrument such as piano, violin or guitar. We can help you find Gateshead trombone tuition or a one-to-one Gateshead trombone teacher to prepare for trombone exams and develop your trombone skills! We order Gateshead trombone teachers near you according to their tuition charges and proximity to you.
If you are a trombone tutor and would like to offer your trombone lessons in Gateshead or throughout the UK, please register with First Tutors: Music or find out more about us here. Becoming a Gateshead trombone teacher is a great way to re-affirm your own skills by providing trombone tuition while helping someone else, all in Gateshead!


text:
Fyra Basic
De You Can Sleep When You're Dead Studios
Abre iTunes para comprar y descargar Apps.
Get your block on!
Fyra (pronounced FEER-ah) Basic is the totally free version of the addictive block-building game for the iPad, iPhone and iPod Touch, where you control the shape of each block of four (fyra in Swedish) blocks using multi-touch gestures to connect at least four blocks of the same color. When you do, the blocks are erased, and you get points for the number of blocks erased at once: more blocks is more points! (iPhone 4 and 4th Generation iPod Touch strongly recommended for playability).
The more blocks are dropped, the faster the game gets. Fyra might look at first glance like Tetris, but it's far, far more: more fun, more multi-touch, and more addictive! See how high you can score before the screen fills up and you have to try again--and again!
You can post your high scores to Facebook and Game Center, and email them to all your friends, from the high scores page. Post your latest high scores and show all your friends who's best at Fyra!
Novedades de la versión 1.5.3
In the unlikely event of a crash, you can now resume your current game where it left off.
Otros usuarios también compraron
- Gratis
- Categoría: Juegos
- Actualizado : 06/03/2012
- Versión: 1.5.3
- Tamaño: 12.9 MB
- Idioma: Inglés
- Vendedor: John Kundert-Gibbs
- © You Can Sleep When You're Dead Studios
Compatibilidad: Requiere iOS 4.0 o posterior. Compatible con iPhone, iPad y iPod touch.


text:
There's a right and wrong way to access your retirement savings
Withdrawal Strategies for Retirement Plans
by Rick Kahler
Related Articles
401k Retirement Distributions
The Importance of Taxes and RMDs on Your Retirement Accounts
A Tool to Determine the Best Time to Take Social Security Benefits
Last year, I reached a significant milestone (age 59 1/2), old enough to withdraw money from my IRAs with no penalty.
While I experienced this milestone as bittersweet, it did remind me of the importance of timing when it comes to taking money out of retirement accounts. Making withdrawals at the wrong time can have serious tax consequences.
The basic concept of retirement accounts such as IRAs and 401(k)s is simple enough: while you're working you put money in, and when you retire you take money out. To get the maximum benefit from your retirement income, however, it's wise to have a withdrawal strategy.
The standard approach to withdrawing retirement funds usually follows this progression:
- First, if you are over age 70 1/2, take any required minimum distributions (RMDs) from your traditional IRA or 401(k) retirement accounts.
- Second (or first, if you're under 70 1/2), spend down funds from any investment portfolio that are not part of a qualified retirement plan or tax deferred annuity. The reason for tapping these accounts first is that the total tax liability will be much less than funds withdrawn from a retirement account or annuity.
- Next, start withdrawing from tax-deferred accounts like variable or fixed annuities or retirement plans, like a traditional IRA or 401(k), where the gains are taxable as ordinary income.
- Finally, withdraw from tax-free accounts like Roth IRAs and 401(k)s.
This strategy is a good starting point, but a more nuanced plan may help you make the most of your retirement income. Some factors to consider include your projected spending needs at various stages of retirement, your total projected income and tax liability, whether withdrawals from various retirement accounts are taxable, and how much you expect your income to fluctuate over time.
It is important to pay attention to your tax bracket on a year-by-year basis. For example, suppose Liz and Frank expect their total 2015 taxable income from Social Security and investments to be just under $60,000. This puts them in the 15% bracket, where the top limit for 2015 is $74,900. It may make sense to fill up that bracket by selling appreciated assets with a $15,000 gain (the capital gain tax would be 0%) or withdrawing another $15,000 from a traditional IRA and paying ordinary income taxes at the 15% rate.
This would especially be a good idea if Frank and Liz expect their taxable income to go up in 2016. One of them might have to begin required withdrawals from a pension plan, or they might have income from selling their home or a small business.
On the other hand, if they were in a higher tax bracket today and expected their taxable income to go down significantly in 2016, they would want to wait until then to take money out of the traditional IRA.
Will you leave
thousands of dollars on the table
by taking Social Security
at the wrong time? Find out.
Another strategy for a year when you're in a lower tax bracket is to convert some of the funds in a traditional IRA to a Roth IRA. You pay taxes on the withdrawal at the lower rate, and the future gains in the Roth are not taxed.
These are very simplified and generic examples, of course. Any withdrawal strategy needs to be designed for your specific needs, preferably with the help of a tax advisor. But the key is to plan ahead. It's necessary to do a trial balance and tax estimate toward the end of the year so you have time to make withdrawals or conversions.
Building retirement savings requires us to think strategically and consider the future. To get the most out of those savings, we need to do the same.
Rick Kahler, MSFP, ChFC, CFP, is a fee-only financial planner and author. Find more information at KahlerFinancial.com. Contact him at firstname.lastname@example.com or 343-1400, ext. 111.
Take the Next Step:
- Be sure to avoid these pre-retirement mistakes.
- Determine if debt could derail your retirement and what you can do about it now. Our checklist can help you. Afterall, one of the most important ingredients for a comfortable retirement is to be debt free when you retire.
- Subscribe to After 50 Finances. You've learned how to work smarter, not harder. This weekly newsletter is dedicated to people just like you. Subscribers get a FREE copy of our After 50 Finances Pre-Retirement Checklist, a list of everything you need to do to be ready for retirement.
Share your thoughts about this article with the editor.
Baby Boomer Tools & Resources
- A tool to determine the best time to take Social Security benefits
- Get out of debt before you retire
- Get free answers to financial questions
- Get free answers to legal questions
- Retirement shortfall calculator
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- IRA required minimum distribution calculator
- More retirement planning calculators
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- Including travel as part of your retirement planning
- How to get an elderly parent to accept help with their finances
- This week's Readers' Tips


text:
|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Nicola Ken Barozzi <nicola...@apache.org>
|Re: status.xml versus separate files
|Mon, 18 Nov 2002 18:51:37 GMT
Diana Shannon wrote: > > On Monday, November 18, 2002, at 03:01 AM, Nicola Ken Barozzi wrote: > >> >> The reasons why I preferred to use one file only is: >> 1) it could replace STATUS >> 2) it's a single location for community-related stuff >> 3) <developers> are referenced in both changes and todos, >> thus I reckoned it better to have them all in the same file > > > Remember, we use developer info elsewhere too, for example in fixme > elements and in other todo/changes docs (e.g. related specifically to > docs). See Cocoon's plan directory. > > We had this discussion on cocoon-dev earlier, and Stefano suggested > having the dtd aggregate the committers list. Can that help? Errr, sorry Diana, but my brain is loosing language cycles and I don't understand what you mean... can you please explain more in detail what could be a solution? Thanks :-) Anyway, I've remembered two other reasons why I aggergated originally todos and changes: 4) it's tipical to add a change and have to remove a todo, and if they are in the same file it's more possible that it's done; this is also why I put todos before changes, so I had to scroll them to get to the changes 5) newbie users complained that with all these files in top-level cluttered the module, while if we put them in the docs, they are hard to find (seem strange but actually I had problems myself at teh beginning). This is not to say that status.xml has to remain as-is, but to try and explain the design decisions that were taken, so that other solutions can address them too. I'm still not sure I understand all the reasons why a single file is not good... is it because it becomes too big? If so, it's basically because changes and issues will become very big, and will also if they are separated, so I don't see in this case the advantage in separating them. Maybe making an "archive" file that contains all old entries could help... <thinking-out-loud> maybe a ./history dir with all status files like they were at the time of a minor version (>bigfix) release? So we would have status_1.0.xml status_1.1.xml status_1.2.xml status_2.0.xml status_3.0.xml status_3.1.xml ... </thinking-out-loud> Are there other needs that should be addressed? -- Nicola Ken Barozzi email@example.com - verba volant, scripta manent - (discussions get forgotten, just code remains) ---------------------------------------------------------------------
|View raw message


text:
An alias is an alternate name for an entity. They typically contain common mispellings or variations of the name and are also used to improve search results. View the alias documentation for more details.
|Sort name
|Begin Date
|End Date
|Kevin Mark DuBrow
|DuBrow, Kevin Mark
|Legal name
|Kevin DuBrow (QuietRiot)
Artist credits
This is a list of all the different ways Kevin DuBrow is credited in the database. View the artist credit documentation for more details.
|Carlos Cavazo, Frankie Banali, Kevin DuBrow & Rudy Sarzo
|Gilby Clarke & Kevin DuBrow
|Gilby Clarke, Tracii Guns & Kevin DuBrow
|Kevin DuBrow
|Kevin DuBrow & Carlos Cavazo
|Kevin DuBrow & Little Women
|Kevin DuBrow of Quiet Riot


text:
Mercedes-Benz Future Hybrid Lineup
Mercedes-Benz prepares to chauffeur passengers and consciences in equal comfort.
2009 Mercedes-Benz ML450 Hybrid
Like the S400 hybrid, the ML450 hybrid uses a gasoline V-6 producing 275 horsepower, but whereas the S400 is a simple mild hybrid incapable of moving under electrical power alone, the ML450 is a more complex two-mode hybrid that will scoot along in stop-and-go traffic or around the parking lot on electric power only. Thanks to that technology, the ML450 hybrid manages up to 31 mpg, better than even a conservative driver could expect to see in a Honda CR-V.
The S400 and ML450 hybrids go on sale in Europe in 2009 and will come to the U.S. as 2010 models.
BlueTec Hybrids
Starting in 2010, Mercedes will begin to roll out BlueTec hybrids combining clean-diesel and hybrid technologies with a seven-speed automatic transmission for what Mercedes claims will be the best fuel economy of any vehicle in each model's class.
The 2010 E300 BlueTec hybrid will team a 200-hp, 2.2-liter four-cylinder diesel engine, putting out 354 pound-feet of torque, with a 20-hp electric motor for performance similar to what we recorded in an E320 BlueTec while it delivered up to a Prius-like 46 mpg.
The same powertrain-and-hybrid combo is destined for an S-class sedan in 2010 and, later, a C-class sedan. According to Mercedes, the C-class will manage a 7.2-second 0-to-60 jaunt and be capable of 51 mpg.
In the heavier S-class, Mercedes' AdBlue urea-injection system will be added to kill exhaust pollutants so the car can meet the strictest European and U.S. emissions standards. Mercedes claims the S-class will be good for a 0-to-62 sprint of 8.4 seconds, a top speed of 150 mph, and 44 mpg. Later versions of the S-class BlueTec hybrid will see at least the addition of a 241-hp V-6 in an S400 BlueTec hybrid and possibly other engines or hybrid modules for varying levels of performance and efficiency. Testing is under way on other combinations, but no further commitments have been made. No word yet from Mercedes on whether any BlueTec hybrids will be visiting North America.


text:
Access to Ultra-Fast Broadband has the potential to transform local schools and marae. Communication and connection help communities to thrive in a world where so much socialising and work are performed online. Tangata whenua are key stakeholders in the UFB Initiative.
Ngā Pū Waea, the Māori Broadband Working Group, was established in May 2011 to assist in ensuring that Māori communities can be connected to Ultra-Fast Broadband and Rural Broadband in a timely and efficient manner, and are able to maximise opportunities arising from the deployment of broadband. Crown Fibre Holdings and its partners will work together and with the working group in order to facilitate Māori development opportunities associated with the UFB initiative. Ngā Pū Waea members are committed to advancing the interests of Māori communities in this regard.
Ngā Pū Waea has identified the following four work themes:
- connectivity – maximising the ability to connect to broadband.
- affordability – minimising cost and maximising value of connecting to broadband.
- opportunity – identifying training, skills, employment, collaboration and investment opportunities.
- uptake – promote the benefits to drive usage.
Specifically, Ngā Pū Waea is engaging with Crown Fibre Holdings, its partners and the providers they've contracted to deliver UFB in relation to:
- options for maximising coverage and connectivity to marae, wānanga, kura, kōhanga, rūnanga, and other Māori organisations through affordable services (connectivity & affordability);
- trade training programmes and employment opportunities for Māori economic development through the deployment of broadband (opportunity);
- relationship brokerage with Māori at community, regional and national levels to support, among other things, economic development opportunities (including investment opportunities), land access and the use of existing infrastructure for the RBI (connectivity & opportunity);
- opportunities to enhance Māori health, social and cultural wellbeing through the deployment of broadband (opportunity & uptake); and
- emerging issues identified during engagement with Māori.
For more information (these links lead to material which is not part of the CFH site):


text:
I am ready to do this. The link to the PDF is not working. :-( See attached.
hi Shane,
The current trunk contains replication support(master-slave) based
on the RFC 4533[1].
This [2] is a sample doc which I have created a while back.
Note that this works but wasn't extensively tested. But if you
are ready to use this
let me know I can help you in setting this up.
[1] http://www.rfc-editor.org/rfc/rfc4533.txt
[2] http://people.apache.org/~kayyagari/apacheds-2.0-replication.pdf
Kiran Ayyagari
> *Thanks.*
On Fri, Aug 20, 2010 at 11:32 PM, Shane D. Eckert
<firstname.lastname@example.com> wrote:
> Hi,
> I cannot seem to find documentation on setting up replication. I have a site
> in the UK and one here in California that I would like to have replicate.
> Can you point me in the right direction? Or does the content on the
> replication page say it all? *"To be added..."
> *


text: Clagh Ooyre is a Sudrian mountain seven kilometres southwest of Harwick. I've come to you, my friend, as I need some redesigning; to be a stub page is so confining. Can you give me the words I deserve? Retrieved from "http://ttte.wikia.com/wiki/Clagh_Ooyre?oldid=1200854" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Categories: Stubs Landmarks


text:
Lindsey Hampton Angle Handle Mug
Lindsey Hampton Angle Handle Mug
Lindsey Hampton is a ceramicist and graphic designer based in Vancouver, British Columbia. She has a cult following of design-oriented individuals that have fallen for her pastel-infused gradients and clean, modern lines. Dimensions: height 3.5", width 2.5"
Shipping and returns (when eligible) are FREE for purchases from US and Canadian boutiques when shipped to customers located in the US or Canada. We offer a flat shipping fee of $45 for all international transactions.
Shipping Details
Returns are accepted on full-priced items except when item is marked as Final Sale. All sale items, including Make an Offer items, are FINAL SALE.
Returns Policy
More than just a lifestyle concept shop, Portland's Johan is a destination for anyone seeking #onlygreathings and a truly personal shopping experience. Laura Housgard took the reigns in 2015 and curates a rad selection of everything from local ceramics and jewelry to clothing, books and luxe apothecary goods. Find unusual and minimally designed pieces from brands we love. Johan is participating in our Vintage Pop-Up this October. Shop for timeless classics you won't believe you've lived without.
Do you have questions about this product? We're here to help!


text:
Built by Cosgrave Developers "Eden Gate" is an exclusive development with manicured, green open spaces landscaped to the highest of standards. A great location - close to Delgany Village and Greystones town where there is also easy access to the N11 and M50 with local neighbourhood shops only a short walk away.
No. 9 Priory Drive, a five bedroom home comes to the market in pristine condition where the cleverly laid out accommodation is perfect for family living. The jewel in the crown is the lovely open plan kitchen/family room/dining area with floor to ceiling windows which allow natural light to flood in. The private rear garden is easily accessed from this space and is the perfect size, big enough to enjoy whilst manageable enough to maintain.
The nearby village of Delgany oozes character and charm with award winning eateries, pubs and speciality stores. There are lovely places to go for walks – Bellevue Woods, Delgany heritage trails, Greystones Marina and the Greystones/Bray Cliff walk. An abundance of sports and leisure clubs serve the area well along with excellent primary and secondary schools. One can hop on the Dart at Greystones and explore further afield. Other transport links include Dublin Bus and Aircoach.
Hall - 6.1m x 1.9m
Alarm. Solid timber flooring. Recessed lighting. Understairs storage. Radiator Cover.
Downstairs wc - 1.4m x 1.9m
Tiled floor. Modern suite comprising wc, whb with mixer tap and tiled splashback.
Livingroom - 6.1m x 3.7m
Solid timber flooring. A patio door leads out to decked area with timber veranda. Feature polished marble fireplace with gas fire inset. Attractive Port hole window with leaded glass. TV Point.
Kitchen/Family Room/Di ...


text:
The #GreatKateWait is almost over! Catherine, Duchess of Cambridge, is in labor and was admitted to this hospital early Monday morning, before 3 a.m. Eastern time. While we wait to find out if Baby Cambridge is a boy or girl and what we'll call the little royal, there are plenty of other questions we can answer. Here's a crash course in all things Baby Cambridge:
What was different about Baby Cambridge's birth?
Catherine is currently in the Lindo Wing of St. Mary's Hospital. Members of the media have been staked out in front of the wing for weeks leading up to the big day. Why is the Lindo Wing so special? It's where Diana, Princess of Wales, gave birth to Prince William in 1982 and Harry in 1984.
What will they name the baby?
Many are speculating that the Duke and Duchess will give the baby a family name. Professional betters are placing odds on Alexandra, Victoria, Elizabeth, after the queen, or Diana, after the prince's late mother, as potential girl names. Male baby names popular in the royal family are George and Arthur; both were names of the queen's father.
Royal babies of this level generally have four names. Prince William is William Arthur Philip Louis, Prince Charles is Charles Philip Arthur George, and Prince Harry is technically Henry Charles Albert David. So there's a good chance that at least one name in the office pool could make it into the royal baby's moniker.
But, it's likely to be a while before we learn the name. Princess Diana and Prince Charles took a full week before sharing Prince William's name.
What about a last name?
Most royals don't cite a last name, though they often take a last name from their title. Prince William, the son of the Prince of Wales, is known in the Royal Air Force as Flight Lt. Wales. He used William Wales in college.
What will we commoners call the royal baby?
Baby Cambridge after Prince William and Duchess Catherine's titles.
Will the royal baby, boy or girl, become king or queen one day?
Baby Cambridge, boy or girl, will be third in line to the throne. As part of a law change that went into effect after Prince William and Kate Middleton were married. Britain's parliament moved to end the country's centuries-old tradition in which male heirs superseded female heirs, no matter who was born first. As Prime Minister David Cameron said when announcing the proposal, "Put simply, if the Duke and Duchess of Cambridge were to have a little girl, that girl would one day be our queen."
So if the law hadn't changed, what would that make Baby Cambridge?
Prince Charles and Prince William are both the heir apparent to the throne. Queen Elizabeth was never heir apparent but heiress presumptive, presuming that if her parents never had a son, she would succeed her father as monarch. However, if she had a younger brother, he would have moved ahead of her in the order of succession. So the order now stands: Prince Charles, Prince William, Baby Cambridge. Sorry, Harry.
Where will they live after the baby is born?
After leaving the hospital, Catherine and the baby are expected to spend several weeks at her parents' new home in Bucklebury, England. William has a two-week paternity leave from the military but must return to his air force duties in Wales.
Will there be a nanny?
The Duke and Duchess are going against royal tradition and have advertised for a housekeeper rather than a nanny.
What about the other babies that share a birthday with Baby Cambridge?
Baby Cambridge's birthday twins will each receive a lucky silver penny. The Royal Mint made 2,013 (get it?) silver coins branded with the Royal Arms shield to hand out to British newborns born on the same day.
Silver pennies are the British version of the silver spoon. Giving a newborn silver is a wish for good fortune and health.
What does the royal baby mean for America?
Once Baby Cambridge's name is released, the name may secure a top spot on all lists of the top baby names of 2013.
Duchess admitted to the hospital in labor
Royal baby succession, queens and kings who might have been


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Vijay Reddy
Teri Meherbaniyan
Living under the thumb of ruthless Thakur Vijay Singh (Amrish Puri), a small village finds hope in honest newcomer Ram (Jackie Shroff), who stands up to the bully. But Ram goes too far when he helps a certain young couple get married, and Singh's men exact a terrible revenge. Will the villagers ever get justice, or will Singh and his thugs continue to abuse the innocent? Poonam Dhillon, G. Asrani, Swapna and Raj Kiran co-star.


text:
The HTC One A9s was first announced in September 2016 which is an upgrade to last year's One A9. It features a 5-inch HD display, →
Every day, the Tom's Guide team offers tons of advice on which products to buy, which ones to avoid and which ones to shoot on →
HTC has kicked off 2017 with a new family of devices called HTC U. The logic is simple enough to follow: they are designed to be →
HTC may be one of the leading lights in virtual reality with its HTC Vive headset, but it's struggled to remain at the forefront of →
PROS Metal chassis makes it feel more expensive than it is Decent screen Above average battery life CONS Runs dead Cyanogen OS Camera isn't very →
KEY FEATURES 5.2-inch Full HD (424ppi) IPS display Qualcomm Snapdragon 430 CPU 3GB RAM 32GB storage 3,010mAh battery NFC USB-C Manufacturer: Wileyfox Review Price: £219.00/$328.50 →
The smartphone market is developing dashingly, and though many customers now look for dual-curved screen smartphones such as the Xiaomi Mi Note 2, Vivo Xplay6, →
EVERYTHING YOU NEED TO KNOW ABOUT THE HTC 11 The HTC 11 is almost certainly less than a year away, so here's what we know →
The Pixel is easily one of the best phones of 2016, giving Google a device that can go head to head with Apple's iPhone and →
PROS Included USB-C headphones are good Water-resistant Android 7.0 Nougat CONS No headphone jack and no included dongle Uncomfortable design Expensive Unreliable camera Old CPU →
If you own a good device that costs a fortune, you just need to buy a good charger. Usually, good smartphones come with acceptable charger, →
For years, Google chose to partner with manufacturers to create handsets showing off the purest form of Android, with the latest innovations highlighted by the →
OUR VERDICT The Nubia Z11 is a surprisingly accomplished smartphone, but one which may find it difficult to stand out, especially with a price point →
Google Pixel vs OnePlus 3: Can the Chinese firm's top-specced phone hold its own against Google's latest flagship? After months of waiting and leaks (mostly →
HIGHS Dual-camera tech is impressive It's finally water-resistant! Speedy processor iOS 10 is smooth and slick Attractive aluminum uni-body design LOWS No headphone jack! Expensive →
HTC has announced a pair of new handsets, going under the name of HTC Desire 10. The name is designed to evoke memories of the →
Apple announced the new iPhone 7 and along with it is a long list of new features for their device. As expected, Apple received a →
PROS Fingerprint scanner CONS Sub-par display slow performance poor battery life Verdict The Intex Aqua Secure is not a good phone and I would suggest →
When we first caught wind that Huawei was going to be contributing to the Nexus programme in 2015, we were excited for this ambitious Chinese →
Now official and available to pre-order, the Samsung Galaxy Note 7 is a supercharged powerhouse that takes no prisoners. When it comes to raw hardware, →
It is a little known fact that the current line of Flash Plus phones are not designed by Alcatel anymore but by Flash 3C. The →
When a smartphone is deemed a flagship, it's expected to have one of the best cameras on the market. In the growing jungle of Android →
Apple, Nixon, New Balance, Pebble, Blocks and more – smartwatches coming soon The Apple Watch might make up more than half of smartwatch sales but, →
It seems increasingly likely that the iPhone 7 is going to be a bit of a damp squib, which has prompted us to reflect on →
To hear watch without the word smart in front of it will soon be indicative of a heirloom description. Even luxury watch brands have embraced smartwatches →
Huawei offshoot Honor is bringing its latest smartphone to Europe. The Honor 5C is all about wowing potential buyers with the killer combination of high-octane →
Half of the year is almost over and save for some that release two smartphone flagships a year, most Android OEMs have already revealed their →
OnePlus 3 vs Galaxy S7: a look at whether the new "flagship killer" from OnePlus can dispatch Samsung's mighty Galaxy S7. Following months of anticipation, →
EVERYTHING YOU NEED TO KNOW ABOUT THE ONEPLUS 3 The OnePlus 3 is official, and it's even better than we expected. Here's what we know, →
OnePlus 3 vs OnePlus 2: Has the Chinese company outdone itself with its latest handset? OnePlus is gearing up for the launch of its new →


text:
- Sep 30th - Oct 1st, 2017
- Dec 16th - 17th, 2017
- Saturday 9:00am – 5:00pm
- Sunday 10:00am – 5:00pm
- General: $6.00
- Children 12 & under: Free
Free Parking
The Goldsboro Gun & Knife Show will be held on Sep 30th - Oct 1st, 2017 in Goldsboro, North Carolina. This Goldsboro gun show is held at Goldsboro National Guard Armory and hosted by S&D Show Promotions. All federal, state and local firearm ordinances and laws must be obeyed.
No loaded firearms. Please check all weapons at the front desk.
$60.00 per Table
Free Electricity
Dealer Setup:
Friday 1:00pm - 9:00pm
Saturday 7:00am - 9:00am
Dealers are requested to stay until the show closes at 5:00pm on Sunday.


text:
Used in
Childhood`s End
Go to Book Vocabulary
He could just remember what the world had been before the
of the Overlords, and had no wish to return to it.
(not reviewed by editor)
In the first year of their coming, the
of the Overlords had made less difference to the pattern of human life than might have been expected.
(not reviewed by editor)
To see samples from other sources, click a sense of the word below:
as in: it is Advent
as in: the advent of
To see an overview of word senses, click
Go to Book Vocabulary
Learn more easily. Think more clearly. Express more effectively.


text:
Someone is missing.
World War II soldier-turned-U.S. marshal Teddy Daniels investigates the disappearance of a patient from a hospital for the criminally insane, but his efforts are compromised by his own troubling visions and by Dr. Cawley.
This is Shutter Island and you are watching MovieZion
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If the above stream is offline (saying We are sorry!),
please click on the "Refresh Link" to get a new streaming link. Don't worry it'll just take a second.


text:
Love of Money (18 of 40) by Stephen Whitney
This content is part of a series.Love of Money (18 of 40)
Series: Ecclesiastes
Stephen Whitney
Ecclesiastes 5:8-12
The 1996 comedy movie Jerry McGuire starred Tom Cruise as a sports agent who made contracts for professional atheletes. After suffering a nervous breakdown as a result of stress and a guilty conscience, he writes a mission statement about perceived dishonesty in the sports management business and how he believes that it should be operated. He distributes copies of it and his co-workers are touched by his honesty and greet him with applause, but the management decides to fire him.
In one scene Jerry speaks to Arizona Cardinals wide receiver Rod Tidwell (Cuba Gooding, Jr.), one of his clients who is disgruntled with his contract. Tidwell tests Jerry's resolve to be his agent through a very long telephone conversation, which culminates in the famous line, "Show Me the Money!"
He meant pay me the money, of course, but it turns out that merely showing people money can change their behavior. Kathleen Vohs, assistant professor of marketing at the University of Minnesota conducted a series of nine experiments in which people were asked to do puzzles or other tasks and the behavior of people exposed to money was compared to others who were not prompted to think about it. The two groups acted differently.
Vohs said, "The mere presence of money changes people. The effect can be negative, it can be positive. The exposure to money elevates a sense of self-sufficiency and can make people less social. For example a student with little money who wants to move to a new apartment get a bunch of friends together and they have a few laughs along the way. But once they get a good job they hired a mover. That may be more efficient, but they lose out on some personal moments.
In the early history of man people needed others to help them reach their goals. Eventually systems of exchange came along and then money, which could be exchanged for things, allowing people to pursue thei ...
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Creative Design & Development ProjectsSome examples of our work for clients around the globe.
Adam and the team at Branding Arc are consummate professionals. They helped Cascade re-define, and promote, its online presence. I couldn't be happier with the results!Lee Brockett
Branding Arc has been a great asset to our business. They are always there when we need them.Marian Sangalang
Branding Arc helped us to re-brand our organization and start using state of the art technology to help our business grow.Claire Mariel
Branding Arc provides us with the marketing tools and support we need to keep our business in front of potential customers.Branden Vigliotti


text:
Today's Devotional
Two SorrowsWhen have you sensed a heavy and consistent guilt?
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What's it like to live in Waltham Forest?
Is it a safe area? How does it compare to the areas around?
Asked on Dec 12 2007, General in London | Report content
Answers (3)
Sort by: Oldest | Recent | Highest rated
It has excellent transport links (tube, rail, bus station). If you like shopping then it's a very stress-free 20 minute tube ride to the heart of Oxford Circus but if you want to enjoy locally, there's Walthamstow market which is Europe's longest market with abundance of fresh fruits and clothes shopping. There are also two huge supermarkets (Asda and Sainsbury) within a 5 min walk of each other. The local historic village conservation areas are absolutely breathtaking with their churches and old architecture. The area is made up of a melting pot of cultures and are noticeably young.Answered on Jul 3 2009, Report content
I agree with the other response, I moved here from Coruch End as we were totally priced out of buying in that area. I told people I was moving to the ghetto, I was wrong! My street is so quite compared to other places I lived, I hear the birds in the morning and we have a pet squirrel. If you are raising children its great as there are loads of amenities. There is poor night life, so it isn't a great place if you like to socialise locally. I go into Islington, it takes less than 20 mins and to commute to Victoria takes about 3o mins. I have to say its very central, people are friendly and the prices are not as obscene as other local areas.Answered on Nov 7 2009, Report content
Hi, We would suggest that you get in touch with local estate agents in order to get some background about the area. You can search for agents using the 'find agents' tab on the top of the Zoopla Page. We hope this helps.Answered on Oct 1 2013, Report content
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text:
Timothy Tate's Four Traces is the fourth in the series of MODART 11 podcasts and was recorded by the six voices of The Song Company, conducted by Roland Peelman. Four Traces is a hybrid of music and text based on four haikus and the concept of grieving. The composer's experience of the Brisbane floods in early 2011 was the inspiration for this work.
MODART 4: Timothy Tate - Four Traces
Wed 21 Dec 2011
The fourth in our series of MODART 11 podcasts features Timothy Tate's Four Traces performed by The Song Company, conducted by Roland Peelman
Written by ABC Classic FM


text:
Dear Global Education Office,
I just got back from the first year of Duke's Global Semester Abroad: India + China, and it was in a word: incredible. In India, I took part in an Indian village wedding, learned how to milk a cow, caught auto rickshaws around town, witnessed a traditional…
Duke University
Global Education Office for Undergraduates
Smith Warehouse, Bay 6, 2nd Floor
114 S. Buchanan Blvd.
Box 90057
Durham, NC 27708-0057
© Copyright 2017


text:
VENICE, Fla. -- Even during the summer months, more people are now visiting downtown Venice. That's forcing the city to enforce parking regulations year round. Some shop owners say it's a sign that something needs to be done about parking.
With the snow birds gone, even in the middle of June it isn't easy finding a space. That's good for business, but if you park too long though you just may learn the hard way that enforcement is still in place.
At Cafe Venice, owner Kay Kropac says even in the summer months, business is now booming. "We are getting busier and busier every year. People are coming and staying longer. Venice has been discovered."
However, with more people downtown, there are fewer places to park. "Parking is a problem in downtown Venice…definitely."
In recent years, parking enforcement has been put on hold between Easter and Christmas. An announcement by the city this week revealed that the two, three, and five hours spots will be enforced year-round.
"The city has decided continuity and consistency is better than not really knowing when you are going to get a ticket." Kat Quast with Venice Main Street says it's a double edged sword. Business owners want spaces near them to open up, but they also don't like seeing their customers get a $25 ticket. "People get very incensed about getting a parking ticket, and saying they are never coming back to Venice. But every city has parking limitations."
Recently the Venice city council has been trying to come up solutions; from reverse angle parking spots to a garage. They're even asking if business owners are willing to pay.
"Are you willing to chip in so we can do more for parking?" Venice Mayor John Holic says ideas like small parking lots with shuttle service or even a special taxing district have also been raised. "We need to think a little out of the box. Get creative with the financing and not look at difficult solutions but what is the simplest and quickest way to do it. We can build off of that as time goes on."
Many believe a garage with shops below will ultimately be the answer. "Look at it while the rates are cheap. You are going to need it eventually."
It's a good problem to have. They're just looking for a good solution. "Not only myself, but other business owners; we're all for it. Everybody sees we have a problem and we don't want to turn customers away."
So again if you are coming downtown this time of year, you will probably find a space. You just need to be really careful as to how long you can park there.


text:
What is accleration versus time graph
What is accleration versus time graph
It gives us two value ...
If we divide slope of acceleration by time then its gives us velocity...
And area under displacement. .
Area under a-t graph gives us velocity .....
It seems like you haven't studied mechanics yet
Angle of projection is the angle between the horizontal or ground and projectile at which it is set into motion. It is a term used in Projectile motion or motion in 2 dimensions.
Thanks and what is angle of projection
Acceleration vs. Time graph is used to find average velocity of motion. The area under the a-t curve is velocity.
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text:
Mississippi State Board generally requires an accounting concentration in order to sit for the examination, with 48 semester hours of upper division or graduate classes in accounting and general business.
Please also note that only local residents are granted CPA license in this state.
Mississippi CPA Requirements
1. Education Requirements to Sit for the Exam
- Bachelor degree or above with accounting concentration.
- 150 semester units from an accredited university or educational institution.
- Must have at least 48 semester units of upper-division accounting or business courses.
- Accounting courses: 24 semester units, including 3 units for each of:
- Financial Accounting
- Auditing
- Taxation
- Management Accounting
- Government/Not for Profit Accounting
- Other general business courses: 24 semester units.
2. Additional Mississippi CPA Requirements for the License
- None.
Work Experience
- 1 year of relevant work experience, supervised and verified by a CPA licensee.
Ethics Qualification
- None required.
3. Mississippi CPA Requirements on Residency & Age
- US citizenship not required.
- Candidate must be a resident or "have a place for regular transaction of business within this state".
- Minimum age: none.
4. Fees
- First-timers: $723 (4 CPA exam fees) + $150 (initial application fee).
5. Continuing Education Requirement
CPE is needed for license holders. Please click here for Mississippi CPA CPE requirements.
6. Other Useful Information
7. Contact
Mississippi State Board of Public Accountancy
5 Old River Place, Suite 104
Jackson, MS 39202-3449
- Email: email@example.com
- Phone: 601-354-7320
- Fax: 601-354-729
What if these CPA Requirements don't Work for Me?
You may want to check out these pages to learn about the educational and experience requirements, with my recommendation at the end of the posts:
- CPA educational requirements: Rules, Obstacles and Solutions
- States with more flexible CPA experience requirements
- How to get extra credit hours for the 150-hour rule
If you have questions, feel free to drop a note in the comment section, or visit my Facebook page.


text:
[Funeral Program for Lorraine C. Byrd Harrison, September 23, 1997]
Description: Funeral program for Lorraine C. Byrd Harrison, born January 21, 1927 and died September 19, 1997. The funeral was held Tuesday, September 23, 1997 at Mt. Zion First Baptist Church, officiated by Reverend Claude W. Black, Jr. Funeral arrangements were made through Carter-Taylor-Williams Mortuary and she was buried in Fort Sam Houston National Cemetery near San Antonio, Texas.
Date: September 23, 1997
Item Type: Refine your search to only Pamphlet
Partner: San Antonio Public Library


text:
Our Price: $ 23.99
Product Code: ART-AB-I
DESCRIPTION: Artisana Raw Organic Almond Butter is a great way to add protein, healthy fat, essential vitamins, and minerals to your diet. Add this creamy goodness to almost anything to enhance the flavor or stick your fingers right in and eat it right out of the jar!
PRODUCT DETAILS: Made in a facility that processes tree nuts, but does not process any peanuts, gluten, dairy or soy. Oil separation occurs naturally, stir before serving. Refrigeration is not necessary.