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Dr Nita Mukherjee finds a century-old NGO in the heart of Mumbai
Twelve years ago, when Guddi Advani walked into Seva Sadan to volunteer her time, she had not expected that the Sadan would become her mission in life. She did not even know then that it was one of the oldest organisations in Mumbai for destitute women and girls. Today, she is its honorary president.
Later registered under the Bombay Public Trust Act 1950, the Sadan was founded in 1908 by two philanthropists, Behramji Malabari and Diwan Dayaram Gidumal. The institution provides shelter, education, vocational training, and employment opportunities to make girls and women self-sufficient and to lead lives with dignity.
Over the past hundred years, Seva Sadan has changed in its approach. Guddi says: "We have tried to go beyond the basics of food and shelter. The old ideology of charity has been replaced with goals of education, self-reliance and overall development. To instil self-worth and self-reliance, women are assigned duties and jobs at the institution, for which they are given a small remuneration."
Seva Sadan has a 'Home' that houses approximately 100 women and girls. Free low-cost accommodation is provided in a family-like atmosphere. Residents are provided a nutritious, well-balanced diet which the inmates assist in preparing. All aspects of the residents' lives—social, emotional, educational, economic and cultural—are looked after. Currently, residents' age varies from eight to 90 years. Several women have lived in the institution for over 50 years and continue to contribute their time and skills for the welfare of the Seva Sadan community.
Admission to the Home is given irrespective of caste, creed or religion to: orphans; single mothers who are unable to provide adequate shelter to their girl child and are willing to come and live with her; single-parent girl child; girl child whose parents are unable to provide for her; and homeless women.
The Sadan also runs educational institutions for girls. There is a pre-primary school for 100 children. The primary school (Std 1 to Std 4) is aided by the BMC and has 350 students; the secondary school aided by Government of Maharashtra has about 500 students. The schools are primarily for local girls and the medium of instruction is Marathi; many parents are demanding that it be changed to English medium for which the Sadan will have to train its teachers—a task that requires a lot of funding. The Sadan also has a teachers training college offering a two-year government-recognised diploma course (DEd). All these activities require funding, only a part of which comes from the interest on the corpus. For the rest, funds are raised as project grants.
More recently, the Sadan has started what it calls 'self-sufficiency projects'. There are two restaurants initiated and managed by Seva Sadan and located on its premises, namely, 'By The Way' and 'Aahaar' which provide value meals and are very popular. Simultaneously, they offer livelihood for the Sadan inmates. The former serves non-vegetarian and vegetarian Indian & Continental cuisine and the latter caters Maharshtrian/Gujarati meals and snacks.
The Sadan is managed by a 12-member honorary managing committee elected once in three years. The committee meets every month. Khurshed Pavri is the secretary and Kashmira Dajee the treasurer. There is also an advisory panel comprising eminent professionals from various fields.
There are several ways in which you can help, besides contributing to the general corpus of the Trust (for which exemption under 80G is available). You can sponsor: an inmate's annual expenses (Rs20,000); a child's education (Rs4,000-Rs5,000 per year); a meal for all inmates (Rs3,000-Rs5,000); a teacher's training programme (Rs10,000 per year) or even a school picnic (Rs10,000). Most of all, the Sadan needs professionals who can offer their skills and services on a voluntary basis. Guddi says ruefully, "Because of the pressures of living in Mumbai, this spirit of volunteerism is now dying."
Seva Sadan Society
Pandita Ramabai Road
Gamdevi, Mumbai 400 007
Telphone: +91-22-2380 8005
Telefax: +91-22-2388 9109
Email: [email protected]
Website: sevasadan.org
The stories of the terror that the Uttar Pradesh chief minister Ms Mayawati has spread within...
Even as the equity market rallied and then turned volatile, retail investors have put money in gold and bonds
Investors have been chasing gold over equity during the last year, as gold prices have relentlessly climbed and equity shares went nowhere. According to data sourced from the Securities and Exchange Board of India (SEBI), assets under management (AUM) of gold Exchange Traded Funds (ETFs) increased to Rs482 crore as on March 2010 from Rs298 crore in September 2009. The number of investor accounts or folios increased to 1.42 lakh from 99,454 during the same period. Religare Mutual Fund launched its 'Religare Gold Exchange Traded Fund' in February which has mopped up Rs26.68 crore as on May 2010. But the percentage of gold ETFs to the total AUM still remains very low.
The retail share of traditional ETFs (excluding gold) has lost Rs12.90 crore, from Rs130 crore in September 2009 to Rs117 crore (as on March 2010). Benchmark Mutual Fund launched India's first ETF called Nifty BeES in 2002. The industry has seen the launch of 11 new ETFs since 2002.
Industry experts say that gold prices are not likely to see any further upside from here. "People did make some good money in gold ETFs. We have also seen good opportunities in debt funds. The upside in gold is not going to be too substantial from here," said Y Jawahar, VP-head, distribution, Mata Securities.
"It's not been helped by institutional investors but rather by retail investors. There is a general positive outlook on gold. Considering that gold prices are going up, it's a typical case of retail investors chasing gold," said Dhruva Raj Chatterji, research manager, iFAST Financial India Pvt Ltd.
The gold rush-though small in size-is significant when set against the sharply reduced flows into equity funds. Between September 2009-March 2010 investor accounts or folios have dropped by 2.56 lakh. The 30-share BSE Sensex is down 1% between September 2009 and March 2010. In May 2010, equity schemes reversed the negative trend when they recorded net inflows of Rs1,256 crore after continued redemptions for months together.
Balanced funds which provide a combination of debt and equity have recorded a 6% slump in their retail AUM at Rs8,969 crore as on March 2010 from Rs9,344 crore in September 2009. The retail investor folios in balanced funds dropped by 1.66 lakh between the same period. Balanced funds constituted only 3% of the total AUM as on May 2010. "People might be investing separately in debt and equity and it could be because of some profit-booking. There cannot be a clear reason behind it. The composition of balanced funds as an asset of the industry has been stationary all through the year," added Mr Chatterji.
"Balanced funds traditionally had an Equity bias to take advantage of the Income Tax rate structures. However, the performance, positioning and marketing was and to some extent still is not up to the expectation of investors, and this could probably be the reason for the decline in AUM," said Jimmy A Patel, CEO, Quantum Mutual Fund.
There is one other place retail investors have put in their money: debt funds. The retail AUM share of debt funds recorded a Rs4,279-crore jump in seven months while the investor accounts increased by 3.23 lakh.
Global funds, which were launched with great fanfare during the bull market have performed poorly, leading investors to withdraw money from such schemes. The retail AUM share of these funds dropped Rs124 crore in seven months. There has been a decline of 25,206 investor accounts. Fortis China India Equity Fund, launched in late 2007, is down 8%. Similarly, Tata Indo-global Infrastructure Fund, launched in November 2007, has plunged 10% over two-and-a-half years. Moneylife had previously reported about the dismal performance of such schemes
(Read here: http://www.moneylife.in/article/5781.html) while predicting in 2007 that these were mere ploys by fund companies to attract cash.
While the retail investor accounts under all categories of schemes have only fallen by 37,161, the AUM size of retail investors has seen a 7% jump, an increase of Rs10,771 crore since September 2009. The total retail investor AUM of all schemes stands at Rs1.63 lakh crore as on 31 March 2010. According to data available, the total number of investor accounts stood at 4.77 crore holding units worth Rs6.16 lakh crore as on March 2010. Individual investors contribute Rs2.45 lakh crore or 39.77% of total net assets in the mutual fund industry.
"The industry had always worked on the "push" strategy. Post the entry load removal, there is no price for guessing that distributors have gone all out and pushed competitive products over Mutual Funds. The Fund of Funds always had a tax disadvantage, and therefore it is likely that investors have encashed their Fund of Fund investments with an improvement in market sentiments," adds Mr Patel.


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Presented by the ISSCR Ethics and Public Policy Committee
Wednesday, June 12 Boston Convention and Exhibition Center, Level 2 – Room 255 9:30 a.m.-12:30 p.m.
Procuring somatic cells from patients and healthy volunteers constitutes an essential component of iPS cell research and other cellular reprogramming work. Stem cell researchers who depend on somatic cell donation need to consider its many emerging ethical, legal, and policy issues. This focus session provides attendees with expert viewpoints on the scientific, practical, regulatory, legal, and ethical challenges facing stem cell researchers today, as well as an in-depth opportunity to discuss possible future directions in each of these areas. Audience interaction with speakers and panelists will be moderated by members of the ISSCR Ethics and Public Policy Committee.
The Albert Einstein College of Medicine
American Society of Gene and Cell Therapy
Boston Children's Hospital/Stem Cell Program
California Institute for Regenerative Medicine
Cellular Dynamics International
European Society of Gene and Cell Therapy
F. Hoffmann-La Roche Ltd.
Fluidigm Corporation
Ontario Stem Cell Initiative (OSCI)
Ruth L. and David S. Gottesman Institute for Stem Cell Biology and Regenerative Medicine
Lieber Institute for Brain Development
Massachusetts General Hospital / Center for Regenerative Medicine
The New York Stem Cell Foundation
StemCells Inc.
University of Pittsburgh, McGowan Institute for Regenerative Medicine
© Copyright 2013, ISSCR

subset: commoncrawl


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Welcome to the ineedhits Search Engine Marketing blog, where we share the latest search engine and online marketing news, releases, industry trends and great DIY tips and advice.
It's finally here! The new ineedhits Search Marketing Reseller area is live…
As we've been a leading search engine marketing provider since 1996, we are constantly approached by companies wanting to offer our SEO and PPC services to their clients.
Whilst we've had a reseller program for some time, the industry has changed and wider variety of businesses want to offer Search Marketing these days. So we've given the partner program an overhaul so it better meets the changing needs of our partners.
Well, after months of research and planning, and some good old fashioned blood, sweat and tears; we're proud to unveil our new Search Engine Marketing Reseller Area.
If you're a business or even a website owner that deals with customers or visitors that would benefit from affordable results-driven search engine marketing, then you're prime to become a reseller partner.
Our new partner program caters to four key partners:
Here's a brief explanation of each reseller program:
If you really want to grow your income and leverage the immense interest in search engine marketing, then explore our new reseller programs now.
Keep up to date with the latest from our blogs.
Our Weekly News is Changing – What Do You Want?
That's right... we think our Weekly News newsletter is looking a little dated, so it's about time for a ...


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ExternalSort is a class that can sort large files similar to the Unix sort command. It can read the file to be sorted in small buckets associated with temporary files to not exceed the configured PHP memory limits. The buckets are sorted individually and then merged to produce the final sorted output. The class provides command line interface options so it can be executed as a command from a shell.
Zebra_MPTT is a PHP class that provides an implementation of the modified preorder tree traversal algorithm. It provides methods for adding nodes anywhere in the tree, deleting nodes, moving and copying nodes around the tree, and for retrieving information about the nodes. It uses table locks to ensure that database integrity is always preserved and that concurrent MySQL sessions don't compromise data integrity. A caching mechanism ensures that regardless of the type or the number of retrieval operations, the database is read only once per script execution.
php mudnames is a PHP class that can generate random names for characters used in role playing games such as multi-user dungeon (MUD) games. Although the names do not mean anything, they sound very much like typical names of characters that you often see in this kind of game. It can retrieve text data from one of several dictionary files. The dictionary data is used to generate random names based on selected capabilities and used particles.
JRainbow is a program that generates Rainbow tables for the MD5 and SHA-1 hash algorithms. These tables then can be used for a Rainbow attack to retrieve hashed passwords. Up to 8 digit password rainbow tables are supported. The tables use a textual format. Six variations of alphanumeric and special character sets are supported. You can choose how many times to hash the input before storing it in the table.
Validate Saudi ID is a PHP class that can be used to validate Saudi resident identifier numbers. It takes a resident identifier number and calculates a checksum to verify whether it may be a valid number. It returns either 1 (for Saudis), 2 (for non-Saudis), or FALSE (for invalid numbers).
Algorithm Study provides tools and resources to augment the traditional study of algorithms. It includes implementations of common and less-common algorithms in a variety of languages and visualization tools to help in gaining a deeper understanding of the algorithms. The algorithm implementations are each accompanied by a discussion of the asymptotic ("big O") run time and memory limits of the algorithm. Some implementations include discussion of how the algorithm or data structure is commonly used and comparisons with similar algorithms or data structures. All implementations have test cases that exercise their functionality. The visualization tool, Algorithm Visualizer, displays what happens as various algorithms do their work.
A Swing component for displaying PDF documents in applets or applications.
A full-vectorial electromagnetic waveguide mode solver.


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Posted by Uche -VERIFIED EMPLOYER VERIFIED 7 Mar 2:02 pmIgando/Ikotun, Lagos
A reputable company requires the service of a smart self driven, passionate individual to be appointed as an investment officer.
Interface with present and prospective investors and ensure their needs are met
Develop investment products to ensure continuous liquidity
Ensure timely and error free reporting both management and regulatory
Initiate and develop new investment papers based on market intelligence
Possession of high sense of integrity
Ability to manage people
Demonstrate the ability to do financial and investments analysis
Only interested applicants should send their CV to the stated email address
Stay safe!
Watch out for:


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Home > Art / Photo > Photographs > Natural Beauty
Natural BeautyReport abuse
A Sister or a Best Friend?
Join the DiscussionThis art/photo has 2 comments. Post your own now!
iammaplesyrup said...
Oct. 5 at 1:48 pm
Oct. 5 at 1:48 pm
Love this!!
Brigid said...
Oct. 4 at 6:17 pm
Oct. 4 at 6:17 pm
I love this picture!! The girl looks like she is really enjoying life.


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El Ministerio de Salud (Minsa) acordó reforzar la vigilancia sanitaria en todos los puertos y aeropuertos del país para evitar la entrada de una variante de la bacteria "E. [...]
Hyperlinks to non-FAO websites do not imply any official endorsement of or responsibility on the part of FAO for the opinions, ideas, data or products presented at these locations, or guarantee the validity of the information provided. The sole purpose of links to non-FAO sites is to indicate further information available on related topics. The information is provided on the basis that users accessing the platform assume responsibility for assessing its relevance, accuracy and suitability for application.
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DVD to Android converts your DVD movies to Android mp4 video format. With this application you can also convert DVD to MP3 music and any popular video for your Android devices. It provides powerful Movie editing functions such as split DVD video, crop DVD to watch movie in full screen, add effects to make your video look and sound special, etc.
Bros Android Converter is a program designed for Android phone users to customize video and audio files. The program can convert popular videos formats to Android MP4 such as MTS, M2TS, MOD, TOD, TS, AVI, ASF, MOV, DivX, Xvid, MPEG-1, MPEG-2, FLV and MKV.
PC MP4 Joiner Converter is a program that will allow you to join and convert video files to MP4. You will be able to convert almost any video to the MP4 format, that can be played with most portable devices and windows players. The program will also allow you to combine several video file in one big file, containing the media of all the included videos, sorted in the way you want.
AQ Android Video Converter can convert familiar video files including AVI, WMV, MOV,3GP, RM, RMVB , FLV, ASF, MPEG ,YouTube vides to Android MP4 formats. AQ Android Video Converter is also an easy to use Android music converter, which not only enables you to convert audio files.
HTC Touch HD2 Converter is a HTC Touch HD2 video converter that converts video files, YouTube videos, movies and DVD's so you can play them on your HTC Touch HD2.
Convert video to HTC Touch HD2
Support many other Android OS phone:
Convert video to Google Phone G1
Convert video to Samsung Android
Convert video to Motorola Android
Convert video to Android MP4
Free Simple Video Converter is a free software designed to convert different video file formats, including AVI, DIVX, XVID, MP4, MKV, etc. With this program you can convert video files to Apple iPhone (MP4), iPad, iPod, Sony PS3 (MP4), PSP, Divx (AVI), Microsoft Xbox (MP4), Nintendo Wii, Matroska Video (MKV), Android (MP4),etc.
SnowFox Total Video Converter for Mac is the Best Mac video converter to convert any popular videos or audio formats on Mac, like MP4, MOV, AVI, WMV, MKV, FLV, MP3 etc, easily convert video to iPad, iPod, iPhone, PSP, Android Phone, Apple TV etc.
Any DVD Converter for Android can convert all video formats including MOV, M2TS, RM, RMVB, MKV, AVI, WMV to MP4 for Android, Google Nexus One, Sony Ericsson Xperia, HTC Desire and IS01. Besides, you can rip DVD and convert video to MP3 or M4A which you can play on Google Nexus One, HTC Desire and any other Android mobile phones.
MP4Joiner, the small and neat application meant to help you join together multiple MP4 video files into single larger files, has just been updated, but I fail to see remarkable improvements. Some small improvements are available though, and this gives me hope for the future of this neat app.
Torrent Video Joiner is a powerful video joiner, merger, and combiner that supports most popular video formats including: AVI, MPEG (MPG), RM( Real Media ),3GP, MP4, and ASF/WMV. In other words, Torrent Video Joiner could work as an AVI video joiner, MPEG video joiner, RM video joiner, 3GP video joiner, MP4 video joiner, and WMV video joiner.
Torrent MP4 Joiner is an MP4 Video Joiner, MP4 Video Merger, MP4 Video Combiner, which helps you merge / join multiple MP4 (.mp4, .m4a, . m4v) video files, so you can play them on your iPod, PSP or share them online . This program provides an easy-to-use interface and allows anyone to join MP4 videos without a tutorial.
Movavi Video Converter is a powerful application that enables you to convert among a large variety of multimedia file formats. It mainly supports converting among video files, but it can also handle audio files and images. Extracting the sound tracks from the videos and saving them separately, as new audio files, is also possible.
It is an easy-to-use video joiner application. It allows the users to easily and quickly join more than one video file of different formats to one file of a specified format, including AVI, MPEG, MP4, FLV, WMV, FLV, etc. The preset configuration helps you control the output quality precisely.
Free FLV to MP4 Converter is powerful freeware to help users convert FLV files not only to MP4, AVI video formats, as well as MP3, AAC audio formats, without any payment. Users can download it for use directly.
It's a powerful application that allows converting videos from/into a very large variety of video formats. The program comes with predefined profiles for many portable devices and supports batch-converting multiple files at once. The conversion speed is satisfactory.
Bigasoft MP4 Converter is a powerful tool that allows you to convert among many video file formats. It doesn't support only the MP4 format as its title might make you think, but a lot many other formats, including AVI, 3GP, FLV, WMV, MOV, RM, VOB, MKV, MOD, MPEG, and so on.
Tipard DVD to MP4 Converter is a powerful application that can rip multimedia DVDs, extract their video contents, and convert them to MP4 video files. It can convert to both SD (Standard Definition) and HD (High Definition) video files. Furthermore, it can also convert to other video file formats besides MP4. For example, it can also convert to AVI, MOV, FLV, WMV, and so on.
AimOne MP4 Cutter & Joiner is a powerful mp4 movie edit tool which allows you split/cut mp4 video/audio file into small mp4 files, or extract manually selected segments of an MP4 file to new MP4 files. MP4 Joiner allows you join multiple mp4 files into one "non-stop" file. Included direct stream cut/clone tech, MP4 Cutter & Joiner can split/cut/join mp4 file without re-encode.


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I am a social media growth hacker and brand promoter. With strong interests in the eCommerce & entertainment, I am currently in Los Angeles producing commercials on Vietnamese TV stations.
Get 1 Travel Story per Month We dislike spam as much as you, that's why we will bring you one inspirational travel story every month.We respect your privacy


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Senior Civil Engineer- Materials Engineering (Head of Department)
- Recruiter
- Ministry of Works
- Location
- Civil Engineer
- Posted
- 17 Aug 2012
- Closes
- 16 Sep 2012
- Sector
- Highways & transport jobs
- Function
- Civil Engineer
- Contract Type
- Contract
- Hours
- Full Time
The Ministry of Works a government organisation in the Arabian Gulf is seeking to fill positions with their Roads material laboratory including Head Civil Engineers and Senior General Engineers. To organise direct and coordinate the activities of the Roads Material Laboratory/ Chemical Analysis Laboratory. To supervise routine and non routine testing analysis and research. Qualification & Experience: BSC in Civil Engineering with 5/4 years' experience in international codes standards of materials and products. Must be up to date with quality control/ quality assurance procedure applicable Possess adequate experience in design aspects. Requirements: Academic Qualifications should be from a recognised university or institutions Ability to liaise with other professionals from different disciplines. Holding driving license.


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motivy powerpoint
English sites
Daily Updates+ Download Free Powerpoint Templates Design, Diagrams, Charts and Maps for your reports and presentaions
Free PowerPoint Templates, Models and Backgrounds. PowerpointStyles.com offers you a great collection of powerpoint templates and backgrounds for free.
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Best PowerPoint file repair tool to repair and recover corrupt ms ppt files. Software Support for almost all versions of MS PowerPoint.
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Powerpoint Recovery Software and Fix PPT tool to repairs, fixes corrupted MS Powerpoint presentation files quickly and easily. Kernel for powerpoint repair is a advance fix ppt repair utility, rebuilds usable powerpoint presentation files from damaged ms


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Seriously, I'm getting really tired of our boring title. It's just plain "Creepypasta Wiki". Shouldn't we have something more advanced, something that looks better?
How about a 3D image with spider webs and blood? Or a title where every letter is replaced with a horror-related object that has the same shape (i is a candle, p is an axe).
Well I'm not mainly here to suggest new title design, I am suggesting that we in general should have a better logo. I mean, we're all a bunch of geeks here, there's got to be a good number of visual artists here?


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Thanks for helping us sort this video!
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Catholic Church In Ireland Plans Internal Probe Into Sex Abuse By PriestsApr 8, 2002 | Associated Press
Roman Catholic bishops in Ireland agreed Monday to mount an internal investigation into what they called the "great pain and shame" of sexual abuse within the priesthood — including admitted deficiencies in their own leadership.
Speaking after an unprecedented emergency session of the Irish Bishops' Conference, Archbishop Sean Brady said they would meet later this month to appoint a panel "to establish the full truth about how complaints of child sexual abuse have been dealt with."
Reporters pressed Brady to say whether the church would provide this panel with private records detailing when church authorities were first informed of allegations against specific clerics. Bishops have been accused of repeatedly transferring pedophile priests to new parishes rather than reporting them to police.
If investigators requested secret documents, they would get them "if they consider them necessary," Brady said after trying to sidestep the question several times.
Church authorities have previously protected such records. That traditional secrecy, underwritten by the church's own canon law, is being eroded in Boston and New York, where Catholic dioceses have been rocked recently by revelations of long-running sexual abuse by priests. In both U.S. cities, records have been handed to police and prosecutors.
But Brady said church law should pose "no such difficulty" in Ireland either. "The supreme law of the church is to serve the common good. We are citizens of the state," he said.
The bishops convened a week to the day after their most outspoken and popular colleague, Bishop Brendan Comiskey of the southeast diocese of Ferns, resigned after admitting he had done too little to stop abuse by priests in the 1980s and 1990s.
Comiskey became the highest-ranking church casualty in Ireland, where more than two dozen priests and other Catholic officials have been convicted of molesting or raping children in the past decade.
Then last Thursday, the Irish government announced, after meeting several sex-abuse victims from Comiskey's diocese, that it had appointed a high-profile lawyer to prepare a plan for a state-funded inquiry into why some priests managed to keep abusing children for years, even decades. The lawyer is supposed to make recommendations within three months.
Brady, sitting beside Cardinal Desmond Connell, leader of Ireland's 4 million Catholics, said the scandals "have caused great pain and shame to the whole church in Ireland. ... We again express our deepest apologies for the inadequacies in our response to that pain."
"Child abuse leaves deep scars on victims, and we want to help heal those scars. Knowing the truth is part of the healing," Brady added.
One alleged victim of sexual abuse harangued bishops as they took a break from their meeting at Maynooth College, the major seminary in Ireland.
Gerard Kelly, 44, who said he was raped repeatedly in a Dublin orphanage in the 1960s and early 1970s, confronted the Vatican (news - web sites)'s senior representative in Ireland, Bishop Giuseppe Lazarotto. He demanded to see Connell, whom he said had ignored his letters and telephone calls for six years.
When a visibly uncomfortable Lazarotto said he understood Kelly's pain, the Dubliner shot back: "How could you? You weren't sexually assaulted when you were 10. I was defenseless, a defenseless child. ... I have to come out here and beg for answers. I shouldn't have to do that."
Kelly also tried to prevent another bishop, William Smith, from driving away by climbing into his car. The two had a tense standoff as Kelly wouldn't let go of the parking brake.
Representatives of the more than 3,000 priests in Ireland were planning their own summit Tuesday at Maynooth. They accused their bishops of handling the sex-abuse scandals incompetently, relying too much on legal rather than moral guidance.
"The church is in the very sad situation it is in because we avoided making comments, maybe on the basis of legal advice," said the Rev. John Littleton, a Limerick priest who is president of the National Conference of Priests in Ireland. "But the time has come now for our leaders to answer questions. No more obfuscation, no more evading responsibility."
Littleton said many priests felt that their "faith and morale has been shattered. Most priests are horrified and embarrassed. Many priests feel they have no credibility or moral authority any longer. ... There's a growing perception out there that all priests are pedophiles, or least are abnormal, and that's very damaging."


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Smallbatch Pets is recalling one lot of frozen dog duckbatch sliders.
The product may be contaminated with Salmonella and Listeria monocytogenes.
No pet or consumer illnesses from this product have been reported to date.
Eighty cases of the recalled product were sold between February 3 and March 10, 2016, in retail pet food stores in California, Colorado, Oregon and Washington States CA, CO, OR, WA through pet food retailers/distributors.
The product, sold frozen in 3-lbs. Bags, is identified with the following manufacturing codes:
|Best By Date
The "Best By" date is located on the back of the package below the seal.
What to do
Customers who purchased the recalled product should to stop using it and return it to the place of purchase for a full refund, or dispose of it immediately.
Consumers with questions may contact Smallbatch Pets at 888-507-2712 or by email at email@example.com'


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T6 Warbird Ride in New York
American Airpower Museum - Farmingdale, NY
Thursday through Sunday - 10:00 AM to 4:00 PM
*Pending pilot availability
- The North American T-6 is the aircraft many WWII pilots trained in and was a common barnstorming warbird
- Enjoy an unparalleled view of Long Island from the cockpit of a T-6
- Includes a 1 day membership to the American Airpower Museum, along with 1 guest pass
This dual controlled, advanced trainer will give you a personal peek into how fighter pilots of the 1940's trained for their historic WWII careers.
Climb into the cockpit and settle carefully into your chute and bucket seat. With a flip of the ignition switch, the prop begins to turn and the engine pops, sputters and roars into life!
Feel the G-forces during your Warbird adventure flight as you carve up the sky with some high powered flying. Experience the unique sound, smell, and feel of a genuine ex-Navy supercharged fighter trainer.
Plus, you'll experience an unparalleled bird's eye view of Long Island!
About the North American T-6:
Known as the "Pilot Maker" because it trained over 100,000 allied pilots in WWII, the Texan was built as an advanced fighter trainer for the U.S. Army, the U.S. Navy and many Allied Nations.
The designation AT-6 was used by the Army Air Corps, while the Air Force referred to it as a T-6, while the Navy called the aircraft an SNJ. The Commonwealth Air Forces referred to it as a Harvard.
They were designed to be flown by experienced pilots transitioning to the hot front line fighters of the 1940's and were used to teach air combat, gunnery, bombing and aircraft carrier operations.
Essential Information:
- Participants must be less than 280 pounds, have no medical limitations, and minors must be accompanied by an adult
- Includes 1 day membership for participant and 1 guest to visit the American Airpower Museum. Any additional guests will have to purchase an entrance ticket.
Total experience lasts approximately 45-60 minutes, with approximately 20-25 minutes of flight time.
Maximum Participants:
This flight is for 1 passenger only.
Participant will receive a 1 day membership to the American Airpower Museum and may bring 1 guest to visit the museum on the day of his or her flight experience.
Weather Dependent:
This experience is weather dependent. Always contact the experience provider with any questions regarding weather conditions.
What to Wear:
Wear comfortable clothing appropriate for weather conditions, no high heel shoes.
Booking Information:
For this experience, it is recommended to request bookings at least 14 days in advance.
Cancellation Policy:
Prior to scheduling/booking a date for this experience, Cloud 9 Living's standard return and exchange policy shall apply. Once you have scheduled a date and received a booking confirmation, no refunds will be given. Rescheduling is allowed up to 7 days prior to your experience, failure to appear on your booked date or to reschedule at least 7 days prior to your booked date will result in the loss of the value of your experience. In the event your experience is canceled due to inclement weather you will reschedule your experience directly with your experience provider.
Experience ID:
Are there any physical restrictions for this flight?
Participants must have no medical limitations to participate.
Can I bring friends to the museum?
You will receive a 1 day membership to the American Airpower Museum and may bring up to 4 guests to visit the museum on the day of his or her flight experience.
Other New York Gift Ideas:(View all 132 New York experiences)
- Gift CertificatesFrom: $50.00
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"Out of this world, much better then expected. Pilot was great, made the flight very interesting. Had a great time."
"The people I met were the best group of individuals I have ever had the privilege of meeting. They were an unbelievable group. I liked them so much that I volunteered to work at the museum when I retire in the spring. Fabulous. Thank you, all!"


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Lahuhs or Yemeni Sponge Breads
Recipe by BigFatMomma
These are kind of involved, but are really interesting. Made with a yeast batter instead of a dough, these are nice and soft, and are great with soups, dips or cheese.
Top Review by dessert explorer
Sorry to have tried this recipe. I followed the recipe making no changes and they came out terrible. Ive been searching for the perfect lahuh recipe and this was NOT even close. They took forever to cook and even then still tasted raw. They did not even slightly resemble the way lahuh's are supposed to look and there were no "little holes" like there are supposed to be. They wouldn't even brown the right way. No offense but i would remove this recipe.
See Discussion:1 Review
Ingredients Nutrition
- 1 tablespoon active dry yeast
- 3 cups all-purpose flour
- 1 teaspoon salt
- 1⁄4 cup melted butter or 1⁄4 cup vegetable oil
Directions See How It's Made
- Measure out a generous 2 cups of lukewarm water.
- Dissolve the yeast in about 5 tablespoons of water.
- Leave in a warm place for about 10 minutes or until foamy.
- Stir the remaining water, flour salt and butter/oil into the yeast mixture until smooth.
- Cover with a clean dishtower, and leave in a warm place for 1 hour, or until doubled in size.
- Stir the thick batter, and if it seems too thick to ladle out, add a little water to thin it.
- Cover and leave to stand in a warm place for 1 hour.
- In a nonstick skillet, cook the bread by ladling 1/4 cup measures into the skillet over med/low heat.
- When surface has changed color and bubbles have risen to the surface, the bread is done. Traditionally, these breads are only cooked on one side, but you may turn them to brown on the other side, if desired.
- Remove from skillet with spatula, and keep warm under a dishtowel until all breads are cooked.


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Custom Thundercats Jaga Helmet, Complete Your Figure!
- Sold for: Start Free Trial or Sign In to see what it's worth.
- Item Category: Toys, Dolls, Games & Puzzles
- Source: eBay
- Sold Date: May 16, 2015
- Channel: Auction House
The helmet looks great on Jaga. The colors match almost perfectly. This is a reproduction piece, hand cast and painted. Only a limited amount available as they take a loooong time to make.
Posted with eBay Mobile


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This property is no longer available.Search for Available Property.
152 acres in Adams County, Iowa
TAXES: $3,248/annually-Adams County Treasurer
CSR DATA: Assessor's CSR Avg: 64 (Assessor); Original CSR (old): 72.4(surety); New CSR (CSR2): unavailable
LAND USE: 141.78 effective crop acres, more or less, with approximately 80 acres, more or less, currently utilized as pasture and with remainder in trees and timber. (Adams Co. FSA)
FSA DATA: Corn Base - 163.3, DY102, Soybeans 33, 39DY - (Adams Co. FSA)
(The above numbers reflect a group of tracts recorded at the FSA. This tract will need to be reconstituted to get numbers for this tract alone.)
POSSESSION: Subject to farm lease/tenancy (crop share arrangement for 2013)
LOCATION: Approx 4 miles west of Corning Iowa. Farm lays on the South side of Hwy 34 and along Filbert Ave
TERMS: Cash, Payable upon closing
LEGAL DESCRIPTION: Presenting the Wilmarth Miller Farm - Tract A. These farms are a fantastic opportunity for top quality farmland. The CSR averages are in the 60's and 70's, this is an extremely productive cropland that does not become available often. With a great location just off of Highway 34 and about a mile from an ethanol plant. The current tenant has been operating this property for nearly 40 years. Don't miss out on this fantastic opportunity. Contact Tom Miller to learn more today!
At Fig Ave and HWY 34 North and East of Nodaway, Iowa
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The X5 Retail Group has reported strong sales growth for its fiscal third quarter, helped by a particularly strong performance at its Pyaterochka banner.
For the three months to end-September, overall sales rose by 30.2% to 254bn roubles, on like-for-like growth of 9.1%. The group said it was helped by a 3.2% rise in customer traffic.
Pyaterochka saw its sales jump up 36.1% to 195.4bn roubles, the Perekrestok banner reported a 19.5% increase to 35.9bn roubles, Karusel saw sales rise by 6.4% to 19.9bn roubles, and the Express format saw a 4.2% increase to 2.7bn roubles.
The group said results were pushed up by the addition of new outlets, as well as revamps to existing stores. It also shut down 27 stores during the quarter, as part of its ongoing rationalisation programme, leaving it with 8,574 company-operated stores at the end of the period.


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CAIRO — The rise of the Muslim Brotherhood to power in Egypt has brought with it a new group of female politicians who say they are determined to bring more women into leadership roles — and at the same time want to consecrate a deeply conservative Islamic vision for women in Egypt.
Women's rights have sprung to the forefront of the debate in Egypt as members of an Islamist-dominated assembly wrestle over the writing of a new constitution for the country. The power of Islamists, who dominated parliament elections last winter and who seized the presidency with the election this year of the Brotherhood's Mohammed Morsi, has worried secular and liberal Egyptians who fear they will restrict rights of women and minorities.
The women of the Brotherhood say the fundamentalist group is doing more than any other political movement in Egypt to promote women in a political scene where men have always held a near total monopoly. Confident and articulate, the women say they are pushing for a greater voice within the Brotherhood itself and its political party, the Freedom and Justice Party, where the leadership is entirely male.
The number of women in prominent positions in Egyptian politics remains tiny, as it was under the ousted secular president, Hosni Mubarak. But in the new Egypt, if a woman does hold a high post, she's most likely a member of an Islamist group. Morsi has appointed three women — two of them Islamists — to his 21-member team of advisers and aides. Of the six women on the 100-member assembly writing the constitution, three are Brotherhood members.
Their vision is a world apart from that of liberal women's rights activists, who fear that Islamist women in power will only carry out the Brotherhood agenda of implementing its conservative interpretation of Islamic law.
Azza el-Garf, one of the Brotherhood women on the constitution-writing panel, said the "first" role of women in Egypt is "inside the family, as a wife and mother," while politics or work comes second. "Women are responsible for raising the new generation ... this means the future of Egypt is in our hands," she told The Associated Press.
El-Garf, a 47-year-old mother of seven, said that a woman's role in her family need not conflict with her participation in politics, saying that she balances these two responsibilities. El-Garf joined the Brotherhood when she was 15 and has done social work and community organizing for the group.
Secular feminists, she argues, are out of step with Muslim-majority Egypt's conservative society.
"We speak on behalf of the street," said el-Garf, who like most Egyptian Muslim women wears a head scarf. "Egyptian people are very religious, devout people. If (the liberals) continue to separate religion from normal life, people will not listen to them."
El-Garf was one of three women from the Brotherhood's Freedom and Justice Party elected to the first parliament formed after the revolution, which had fewer than a dozen female lawmakers among its nearly 500 members. The body has since been dissolved, but she plans to run in new parliamentary elections to take place once a new constitution is ratified.
Islamists who make up the majority on the constitution-writing assembly are racing to try to finish the document in the coming weeks to put it to a referendum. One of the biggest fights is over an Islamist-backed clause that would call for equality between men and women but only if it does not contradict Islamic law, or Shariah. Liberals say that condition will allow influential ultraconservatives to severely restrict women's rights. A seventh woman who was on the assembly — Manal el-Tibi, a non-Islamist activist — resigned in September in protest over that and other articles concerning women.
Omaima Kamel, perhaps the most powerful of the Brotherhood women, defended the clause. Kamel is a member of Morsi's advisory team and sits on the constitutional panel.
In a recent interview on state TV, she said that without the phrasing, certain rights that Shariah gives to men and not to women could be overturned — such as men's right to marry up to four women or inheritance laws that give a greater to share to men than women. Such polygamy and inheritance laws existed during the Mubarak era and in most Muslim countries.
Kamel, a 51-year-old doctor, dismissed fears that hardliners would use the clause to pass harsh restrictions on women, saying only rulings of Shariah that are "firmly established, with no controversy around them," like polygamy and inheritance, could be applied.
The clause was also needed to ensure Egypt is not beholden to international women's rights accords that she said would impose "complete equality" and "strip us of our character as a people who are religious and respect Islam."
"Just like people on the left fear that someone on the right will one day say women have to stay in the home, there are people on the right — the conservatives and Islamists — who fear that one day Egypt will be forced to carry out what's in international agreements, like complete equality."
Liberals say the Brotherhood women are just a token cover for an agenda they consider deeply opposed to women's rights.


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By Gillian Wong, Associated Press Writer
SINGAPORE An Australian television journalist was charged Friday with drug trafficking and possession in Singapore and faces up to 20 years in jail and 15 strokes of the cane, court documents and his employer said.
Peter Lloyd, 41, was charged with possessing approximately 0.04 ounces of methamphetamine and selling another packet of the substance to a Singaporean man, documents from the Singapore Subordinate Courts showed.
Australia's national television network, Australian Broadcasting Corp., said Lloyd is their New Delhi-based South Asia correspondent.
Lloyd was on leave in Singapore, according to a statement from the director of ABC News, John Cameron. The reporter has been the face of ABC's coverage from India and Pakistan, appearing regularly on the network's nationally broadcast daily news.
Singapore imposes severe penalties for drug use and possession, including a mandatory death penalty for anyone caught with more than half an ounce of heroin or more than 17 1/2 ounces of marijuana.
Officers from the Central Narcotics Bureau arrested Lloyd on Wednesday, seizing a packet of methamphetamine weighing approximately 0.03 ounces, an improvised smoking pipe and six syringes, a statement from the agency said.
The narcotics bureau said Lloyd was arrested during a follow-up search after a Singaporean man was apprehended earlier in the day for alleged possession of methamphetamine. An investigation revealed that Lloyd had supplied the Singaporean with the drug, it said.
Lloyd faces five to 20 years in prison and five to 15 strokes of the cane if found guilty.
In Sydney, Australian Foreign Affairs Minister Stephen Smith said his country's officials have spoken to Lloyd.
Smith said the government would do all it could to help Lloyd, and he would discuss the matter personally with the Australian High Commissioner in Singapore next week.
"Australian officials have had consular access to Mr. Lloyd and that has occurred in the usual way," Smith told reporters. "Departmental officials have also been in contact with friends and family."
Smith refused to comment on the charges or judicial process.
Singapore's execution of convicted Australian heroin trafficker Nguyen Tuong Van in December 2005 drew outrage from Australia's government, and raised international appeals for the tightly controlled city-state to end the mandatory death penalty it imposes for some drug offenses.
Nguyen was arrested at Singapore's Changi Airport in 2002 while flying from Cambodia to the southern Australian city of Melbourne with 14 ounces of heroin.
Copyright 2008 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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Where your dance dreams come true
At My Dance Heaven we believe there is a dancer inside everyone and we strive to help our students find joy in the expression of themselves through the art and the sport of ballroom dancing. Whether you aspire to compete at a major competition, perform in front of an audience, or simply enjoy a social evening with your special someone, there is a place for you.
Cheri's students have come from a wide variety of experiences and backgrounds, including professional figure skaters, ballet dancers, and athletes as well as profoundly deaf and hearing impaired individuals, and individuals with joint replacements. Some of her clients also have various conditions and impairments caused by injury or chronic illness. Even if you are convinced that you have "two left feet" and or are being coerced into dance lessons by a friend or loved one, you may be consoled to know that the on-going process of learning to dance can benefit everyone. Best of all, while not everyone achieves the same proficiency, ballroom dancing is FUN.
If ballroom dance is your desire, or the desire of someone you love, Cheri is eager to help you make that dream come true. Some of the benefits people have experienced while learning ballroom dance include:
- Improved balance
- Improved self-awareness
- Improved social skills
- Improved muscle tone and strength
- Improved stamina
- Improved memory through learning patterns
- Improved gracefulness and flexibility
- Improved relationship with spouse or partner
- Improved self image
- Improved knowledge of dance steps and concepts!
The definitions of dance are many and varied. Whether it be a happy toddler bobbing up and down, a bird fluttering in courtship, or a trained professional demonstrating stylized patterns to rhythms or music, all have one thing in common, and that is movement! Often deliberate, possibly rhythmical, sometimes graceful—fast, slow, small, or large—dance is movement! Emotion in motion, dance has been part of the human experience for as long as we've been around and many other creatures have behaviors which are also described as a dance.


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first AL.com user to add photos or videos of Northwest Homehealth
Northwest Home Health Services
Northwest Homehealth is a Uncategorized facility at 711 Hospital Drive Northeast in Russellville, AL.


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Responsibilities in the Family
Hardcover, 299 Pages
Price: $34.90
Prints in 3-5 business days
There are little or no information on what the responsibilities each individual has in the family. This powerful book is written in simple language to meat that need. It is a material for everyone committed to joy in the family.
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Product Details
- Copyright
- Standard Copyright License
- Edition
- Second Edition
- Publisher
- Oluwagbemiga Olowosoyo
- Published
- June 14, 2013
- Language
- English
- Pages
- 299
- Binding
- Hardcover (dust-jacket)
- Interior Ink
- Black & white
- Weight
- 1.06 lbs.
- Dimensions (inches)
- 6 wide x 9 tall
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Rule Title: Permit
|North Coast Unified AQMD
Affected Area
|Agency-Wide Provisions
|Regulation 1-2 - Permits
Rule #
|200 (c)
Adoption Date
Submittal Date
Final Federal Register Date
Federal Register Citation #
You will need Adobe Acrobat Reader, available as a free download, to view some of the files on this page. See EPA's PDF page to learn more about PDF, and for a link to the free Acrobat Reader.
North Coast Rule 200 (pdf, 133 KB)
Legible copy of Regulation I circa 1998 for reference (pdf, 1443 KB)
This SIP Citation Was Last Modified on November 3, 2015. EPA has attempted to assure that the action logs accurately reflect the actions published in the Federal Register. If there are discrepancies, however, the Federal Register is the official record. Send State Implementation Plan comments and questions to firstname.lastname@example.com.


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Omix-ADA AX5 First Gear (1987-88) Jeep Wrangler YJ
AX5 First Gear 1987-1988 Jeep Wrangler (YJ) By Omix-ADA
Pricing: $319.99
Is your AX5 transmission not shifting right? Do you cringe from the grinding noises when you shift? Omix-ADA has the AX5 internal parts you need to fix your Jeep's transmission. Fix it and enjoy your ride.
- 18886.35
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- 5.0 lbs.
- W2.0000" x H2.0000" x L5.0000"
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Question: Step costs can be fixed or variable depending on
"Step costs can be fixed or variable, depending on your perspective." Explain.
View Solution:
View Solution:
Answer to relevant QuestionsHow do management's product and service choices affect cost behavior?Explain plausibility and reliability of cost functions. Which is preferred? Explain.Why is it important that decision makers in a corporation know the cost function for producing the company's products?Auditors for the Internal Revenue Service (IRS) scrutinize income tax returns after they have been prescreened with the help of computer tests for normal ranges of deductions claimed by taxpayers. The IRS uses an expected ...Study Appendix 3. Read the previous problem. If you worked that problem, use your measured cost functions. If you did not work the previous problem, assume the following measured cost functions:Y = $9,000/week + ($6 × ...
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Breast Health Physicians Panel
Mercy Health - Cincinnati
Tuesday, October 22, 2013 from 6:00 PM to 7:00 PM (EDT)
Who's Going
San Francisco, California
London, United Kingdom
Florence, Italy
Event Details
Join us for this free community discussion to get alll of your questions about breast health answered from a panel of Mercy Health Breast Surgeons and specialists. There will be tours of the new center available between 5 and 8 pm.
When & Where
The Jewish Hospital - Women's Center
4750 E Galbraith Rd
Tuesday, October 22, 2013 from 6:00 PM to 7:00 PM (EDT)
Add to my calendar
Mercy Health - Cincinnati
Mercy Health makes quality healthcare easy to help you be well in mind, body and spirit. Mercy Health is a premier healthcare provider that has been serving Greater Cincinnati for more than 160 years. Mercy Health provides an integrated network of leading physicians, compassionate caregivers, comprehensive services and exceptional care at more than 100 locations across the region. The Mercy Health network of care includes five award-winning hospitals, senior living communities, primary and specialty care physician practices, outpatient centers, social service agencies, fitness centers and a variety of outreach programs.
To learn more visit, mercy.com and engage in the conversation via Mercy Health's social media channels (@mercy_health on Twitter and Mercy Health on Facebook.)


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Go Further with an Online Master in Higher Education Administration from Tiffin University
Take your career to the next level with an online Master of Education (M.Ed.) in Higher Education Administration from Tiffin University. As an accredited, professionally focused institution, we offer a flexible, affordable and hands-on education you can put to use in the real world, which means you can transform your future and maximize your earning potential sooner than you think. As experienced professionals in the education field, our instructors can equip you with valuable know-how and important insights into the history, current direction and future predictions of the industry. Don't put your future on hold any longer: apply to Tiffin University today!
Tiffin at a Glance
- Regional accreditation
- No application fees
- Flexible start dates
- Accepts transfer credits
Career Opportunities
- Director of Admissions
- Director of Financial Aid
- Registrar
- Director of Student Affairs
- Dean of Students
- Athletic Director
- Director of Enrollment Services
- Director of Recruitment
- Adjunct or Part-Time Faculty
The Graduate Program You Need to Succeed
Our Higher Education Administration concentration is designed for professionals who are interested in pursuing a career in a non-academic aspect of higher education. Most students pursuing this degree are currently working in the field and want to further their careers by moving into a management role. Students will obtain a broad understanding of the higher education landscape and will learn about the purpose and functions of a number of key departments in a typical college or university. This is an online program, which means flexible start dates and the freedom to set your own pace – take on or multiple classes at a time, depending on how quickly you want to complete your degree. Courses include: Student Enrollment and Retention, Assessment and Student Learning, Technology for Educators and Ethical and Legal Issues in Education. If you have questions, or are interested in earning your M.Ed. in Higher Education Administration from Tiffin University, please complete our online form, or apply today!
When you choose to earn your online Master of Education (M.Ed.) in Higher Education Administration from Tiffin University, you can expect to receive a career-focused education designed for real-world success — but that's not all. There's also the benefit of learning from instructors with extensive experience in the field, not to mention you'll have ample services at your disposal with this on-campus program. Grab a hold of your future and get the industry-relevant education you deserve: enroll in Tiffin's graduate program today!
Average Degree Completion
Full-Time Student
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Fill out the form below or call us today to learn more about a Tiffin program.
- "I am utilizing skills gained from my MBA to operate a business, while also applying theoretical knowledge to daily tasks? Tiffin University gave me that extra boost I needed to move forward in accomplishing my dream of becoming a small business owner."
— Emily Miller, Class of 2011
- "I chose Tiffin University because of the curriculum and online opportunities that allowed me to work toward my goal of obtaining an MBA while working full-time. The online program was the only way I could get the degree I wanted and move into the field I love."
— John Carpenter, Class of 2012
- "My time at Tiffin University allowed me to build connections in my desired industry. The flexibility of the online program allowed me to participate in an internship with a major NFL team while still being a full-time student."
— John Rini, Class of 2011


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Susan Clark, School Director & Ballet Instructor
Ms. Clark joined Milwaukee Ballet as a principal dancer in 1990. The dual roles of Odette/Odile in Swan Lake, Princess Aurora in Sleeping Beauty and Cinderella in Cinderella are among the most notable roles she performed in her career. Upon retiring from performances in 1996, Ms. Clark became Ballet Mistress with Milwaukee Ballet.
Prior to 1990, she was a principal dancer with Atlanta Ballet, danced with the Ballet Repertory Company in New York City, danced with Twyla Tharp in the film version of Hair, and was a prizewinner in the 1987 International Dance Competition in Osaka, Japan.
Clark received her formal training with William-Martin Viscount in Fort Worth and the National Academy of Dance in Champaign, Illinois.
Ms. Clark co-directed Ballet Midland with Anthony Ferro and continues to be a sought after guest ballet instructor throughout the country. Clark has cultivated many relationships in the dance world and continues to mentor young dancers.
Kelli Moser Garrett, Ballet Instructor
Mrs. Garrett began her ballet training locally with Janice Collerd. Her professional training continued under William Martin-Viscount, Susan Clark, John Wey Ling, Nanette Glushak, and Michel Rahn. She also attended the School of American Ballet under full scholarship before starting her professional career at the age of 16. Mrs. Garrett enjoyed many years with the Fort Worth Ballet, now known as Texas Ballet Theater, under the directorship of Paul Mejia, where she was honored to perform many of Balanchine's great works. She is most known for her role as the evil step-sister in Mejia's Cinderella. Her greatest joy is now her beautiful family and sharing her love and knowledge of ballet with the young dancers of today.
Sarah Reynolds, Ballet & Contemporary Instructor
Sarah studied ballet for 12 years, performing with Cache Valley Civic Ballet and choreographers such as Sandra Emille and Peter Pucci. She then transitioned to modern dance, getting her BFA in Modern Dance with honors from the University of Utah where she studied and performed with renowned faculty such as Satu Hummasti, Eric Handman and Stephen Koester. While performing is a joy, teaching is at the heart of Sarah's career. She has taught ballet, modern and contemporary dance for many years to students of all ages and levels. Sarah will continue to teach for as a long as she possibly can.
Meghan Swain, Ballet Instructor
Meghan began studying ballet at age 4 with Susan Clark and Judy Coleman, first at Coleman Academy, and later at the School of Midland Festival Ballet. Meghan was a member of MFB's company for 8 years. She performed for many years in Midland Festival Ballet's production of The Nutcracker, and in MFB's Spring Gala productions including Giselle. As a company member, she attended and performed at a number of Regional Dance America/Southwest festivals. After graduating from Midland High School in 2012, Meghan began teaching ballet at local studios including Midland Festival Ballet, Art & Soul, and Absolute Dance. In addition to teaching ballet, Meghan is a certified Progressing Ballet Technique instructor.
Karen Scarcelli, Ballet Instructor
An inspiration to all young dancers, Karen's dance career had been varied and extensive. Performing first with Permian Civic, later Ballet Midland, her experience led her to dancing many different roles under the directorships of Bill Martin Viscount, Ann Burton, and Anthony Ferro. Karen has also performed with Midland Theatre Dancers, Lubbock Civic Ballet, and San Antonio Dance Theatre, and James Cramer and Friends companies. Karen is also a graduate of Texas Tech.
Throughout her local teaching career at Audrey Walker School of Dance, Ballet Midland, Judy Gorlin's in Odessa, Coleman Academy and now Midland Festival Ballet, she has trained many local dancers.
Rebekah Snell, Ballet Instructor
Rebekah has trained locally with Judy Coleman and Susan Clark at both Coleman Academy and the School of Midland Festival Ballet. In addition, she has attended a number of prestigious summer intensive workshop sessions at Milwaukee Ballet, Oklahoma City Ballet, Dallas Ballet Company, Princeton Ballet School, and American Ballet Theatre. Rebekah has been a member of Midland Festival Ballet's Company for 7 years, and has performed a variety of roles in local productions as well as at the Regional Dance America/Southwest annual festival. Rebekah teaches Little Ballet through Ballet 3 students, and prior to joining MFB's staff, she was a teaching assistant for MFB classes and summer workshops for three years.


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This year's Wimbledon, US Open and Olympics singles champion Serena Williams pulled out of an exhibition match against World No 1 Victoria Azarenka in Thailand later this month after having surgery on her toes.
She was scheduled to play Azarenka on December 29. "I am being advised by my doctors to take more time to heal following a minor procedure. I needed to address my ongoing foot issues," Serena was quoted as saying by news.com.au.
A medical certificate from Florida podiatrist Jeffrey Rockefeller said, "Serena was treated for a chronic foot disorder which involved minor procedures on both of her great toes."


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About Jesus Christ, Bible teaching, Testimonies, Salvation, Prayer, Faith, Holy Networking
"And the ark rested in the seventh month, on the seventeenth day of the month, upon the mountains of Ararat. And the waters decreased continually until the tenth month: in the tenth month, on the first day of the month, were the tops of the mountains seen." (Genesis 8:4-5)
Did you see it? Read it again. God shows something new! It doesn't say mountain. It says "tops of the mountains" and "mountains of Ararat". Where are the mountains of Ararat? Certainly this includes the mountain range of Ararat.
For more details
The Christian faith is about Jesus. He came to save the lost. About Jesus Christ, Bible teaching, Testimonies, Salvation, Prayer, Faith, Networking.
Faith in God - teaches on what real faith is, how to develop it and what it can achieve.
Prayer - Intimacy with God - learn how to draw near to God and get answered prayers, too!
This site was founded by Michael Fackerell, a Christian preacher/teacher and businessman involved in media and educational projects for the glory of God around the world.
|Help Us Reach People
Help us reach more people with the true and full gospel. Jesus said, "Give and it shall be given unto you. The measure you use will be measured back to you." (Luke 6:38) Do you think He might be right? 🙂
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Watch Nuno's Story>
Watch Nuno's Story>
With Rosetta Stone, you could be ready to have a conversation in your chosen language in just six months. Thanks to Nuno, we have proven that all you need to complete a course in 180 days is a little spare time, our interactive software and some willpower of your own.
That'll be enough to get you to converse confidently – so this time next year, you could be chatting away in a language of your choice! Take a look at our breakdown to see what you'll be doing each month.
We all have to start somewhere, and the first month will be focused on building your confidence with some conversation starters.
By the end of the month you'll be a whiz at greetings and introductions, and you'll also have the simple question-answer structure of that language under your belt, allowing you to go shopping and place orders.
In month two, we'll build on those foundations and get you stuck into the traveller's necessities – you'll learn how to ask for (and give) directions, how to book a table or make an appointment, how to navigate public transport systems and how to make a phone call.
You'll soon be adding new phrases and sentences to your lexicon!
By month three we're already looking at the conversational side of communication with others. You'll learn to talk about how you're feeling and discuss everyday topics, such as your interests, profession, current events and social occasions.
At this point you'll also learn how to express weights and measurements, giving you an extra boost in conversation.
You're now halfway through your course, and we're moving onto more advanced conversational techniques, filling in the gaps and giving you the power to talk about ideas, concepts and interests with more clarity.
You'll learn to interact in various situations, such as in restaurants, service industries and at the doctor's surgery.
In month five you'll continue to learn how to communicate feelings, ideas and needs, and your tone will take on a much more conversational style as you start to string thoughts and concepts together. You'll start to learn how to discuss work and culture in more detail.
By month six you'll be able to talk about a range of conversational topics, including culture, work and your studies. By now, you would have made the most of Rosetta Stone's exclusive features, including the option to learn with native-speaking tutors who will prompt light-hearted conversations in your target language.
You'll be a part of a supportive setting for relaxed, guided conversation--immersing even further into your new language! With six months of study behind you and all the exercises and practice under your belt, you'll be able to recall your target language with ease, giving you the power to strike up a conversation in a wide range of everyday situations.
Now pick your Rosetta Stone language course and follow in Nuno's footsteps!
To effectively learn a language, it helps to understand just what's happening in our brain when we acquire new words and new syllables. That's what gives you the power to speak like a native, making it much easier to chat and socialise.
Here's an insight into how humans learn language, and why Rosetta Stone employs the immersion technique for fast, easy learning.
The most effective system for learning language is of course a child's brain – that's why we're able to pick up our native language at such a young age.
Scientists agree that there is a window of time during a child's formative years during which the language acquisition areas of the brain are more active , with faster creation of new neural pathways to aid the speedy acquisition of words, speech patterns and rules of conversation. The ability to learn and form new sounds with the mouth is also increased at this time, allowing children to learn the language in the local accent.
Studies have found that children who learn two or more languages have significant structural changes in the front cortex of the brain – the area responsible for language, memory and conscious thought. This goes some way to explaining why many people find it harder to learn a second language later in life, as this part of the brain has not developed to hold multiple language systems.
According to Allen Stoltzfus, the inventor of Rosetta Stone's Dynamic Immersion method, the best way to learn a language is to mimic the way we learn languages as children: connecting words with images and real-life situations which enables us to unlock the meaning intuitively. Children dive into language, without translation. This process is called immersion.
Immersion learning has been found to change the way the brain processes language; a study published in the New York Times in 2012 showed that, when comparing immersion to formal classroom lessons, those who had learned by immersion were displaying the full brain patterns of a native language learner
The results showed that practice is more important in language learning than simple rote memorisation, and that the pressure of having to recall information quickly and in context made the language centre of the brain work much more naturally, moving information to your long-term memory
We take advantage of this in our own language courses using Adaptive Recall, which encourages you to review a previous activity at different stages of your study, depending on your performance. This gives your brain a chance to process the information again, making you far more likely to remember it next time you're asked to recall it.
Researcher Dr Ullman said that not only did the immersion study reveal information relevant to those learning a second language, but also supported the idea that learning a second language can delay the onset of several forms of dementia.
Learning a new language is a full brain workout – so much so that it's been recommended as a way to keep the brain active and ward off dementia.
Essentially, you need four parts of the brain to use a language: the auditory cortex, where neural impulses from the ears are relayed to the different areas of the brain; Wernicke's area, which interprets neural impulses into recognisable words and phrases; Broca's area, which is responsible for motor planning (allowing you to formulate a response); and the motor cortex, responsible for executing voluntary movements such as speaking aloud . That's a long process to go through just to say "Hello"!
When you learn a language, this process is spread across even more of the brain; you're exercising your memory function, your recall ability, your reasoning and your decision-making skills to accurately interpret and respond in a second language. What better motivation is there to learn a new language?
Rosetta Stone's six-month courses start from just £150. This works out at £25 a month, or £0.83 a day – that's the same as...
Two cappuccinos a week
A pizza and a drink for two, once a month
One takeaway lunch a week
Studying for an hour and a half a day for 180 days will get you 250 hours in your target language. That's the same as...
About ten seasons of an hour-long TV show.
The average amount of time an 18-25 year old spends on Facebook.
Watching one football match every day.
The average commute to work.
Visit Rosetta Stone>


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Harvey is a kitten born without bones in his front legs. It's a rare genetic condition but luckily, thanks to a fundraiser on Facebook, vets will be able to correct it.
|Harvey the Floppy Legged Kitten
Source:GrabNetworks (c). All Rights Reserved


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Panorama august 31, 2012
The Ponte Sant'Angelo in Rome provides a dramatic approach to Castel Sant'Angelo, which was once the mausoleum of the Roman Emperor Hadrian and later a papal fortress. (Photos by Laura Byrd)
The angels along the Ponte Sant'Angelo in Rome were designed by Gian Lorenzo Bernini, the famous Baroque sculptor.
Ponte Sant'Angelo — Rome's Bridge of Angels Story and photos by Laura Byrd
A view of Rome's Ponte Sant'Angelo, which is lined with statues of angels.
An angel with enormous wings is standing in front of me, her robe billowing around her, a spear lifted in her arms. Gazing up at the fluid image crafted in white marble, I wonder if there was a flesh and blood woman known to the artist who served as a model for her face. At the base an inscription reads, "Vulnerasti cor meum," (thou hast ravished my heart). It's easy to be transfixed by the Ponte Sant'Angelo in Rome. A bridge originally built in A.D. 134, it was known in medieval times as the Bridge of St. Peter, and served as a route across the Tiber River for visitors to Saint Peter's Basilica. Centuries later the name was changed in honor of the legend that an angel had appeared to the pope after the Plague of A.D. 590, signaling the end of pestilence for Rome. Walking throughout the heart of Rome, dramatic Baroque sculptures created during the 16th and 17th centuries abound. Some of the most famous, including the 10 sculptures that line the Ponte Sant'Angelo, were designed by Gian Lorenzo Bernini. A master sculptor fulfilling his last commission, Bernini personally carved two of the bridge sculptures (which were later relocated to a Roman church) while the remaining were by sculpted from his drafts. The artistic genius behind Saint Peter's Square, Bernini left a legacy
of sculptural works throughout Rome, and masterpieces like his Apollo and Daphne draw millions of visitors each year. But this stunning array of lifelike angels is only briefly mentioned in all three of the guidebooks we have on hand. Sitting in the shadow of the world's largest church and nearby Vatican City, the Ponte Sant'Angelo bridge feels like a bit of a discovery. A pedestrian walkway that connects both sides of the Tiber River, the bridge is crowned with the Castel Sant'Angelo on one end. The castle was built as a mausoleum for Emperor Hadrian, but later became a fortress to protect the popes, and eventually a prison. Today the fortress it is both an exhibit hall and museum, with concerts taking place inside during summer evenings. The atmosphere around the castle grounds is relaxed and easy, with people sitting in the shade, taking in views of the river, the bridge and the ten glorious angels adorning it — so animated, I can almost imagine them moving. Strolling across the stone bridge in both directions, I'm reminded that at one time during its long history, bodies of the executed hung from it. It seems momentarily ironic that the angels were put here, but maybe that was the point. Maybe their presence here since the 17th century was intended to be purifying and a counterbalance to the violent history at this apex of Christianity. Walking the opposite direction from Saint Peter's and away from the bridge, there are vendors selling leather goods, food and jewelry out of white tents that dot the pathway. Two blocks away is the Hall of Justice.
Streets of Italy Join columnist Laura Byrd as she explores things to do in the Naples Laura Byrd area and easy daytrips to places throughout Italy.
An imposing building with bronze statues of judges and attorneys facing the river, the judicial palace is flanked by the sprawling, park-like Piazza Cavour. A sea of lawn as pristine as a golf course, it's immaculately groomed, and a few people are sitting in the shade of palm trees enjoying the breeze. Center stage in the square is a bronze monument of Camillo Benso, Count of Cavour, who was a leader in the unification of Italy. What strikes me the most, however, are the two bronze figures below Cavour that depict Rome and the rest of Italy, each personified as a female warrior. Both figures seem at peace, one seated, one standing. I'm feeling like a tiny piece of Rome has revealed itself without thousands of tour guides and tour buses devouring it. I'm coming back soon to explore more and appreciate what is probably Rome's most beautiful bridge. A bridge guarded by angels, which leads to both the heart of Christianity and a symbol of unification in Italy.
The Ponte Sant'Angelo, or "Bridge of Angels," gets its name from the legend that an angel appeared to the pope after the Plague of A.D. 590, heralding the end of the epidemic.
Published on Aug 29, 2012
Check out the Aug. 21, 2012 issue of Panorama!


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Project DescriptionCustom / 3,000 Square Feet or Less / Merit
Rooted in ledge rock and floating beyond its old footprint, this house evokes Italian hill town construction. "We're building on top of the ruins of the previous culture, magnifying the things they built that could be kept permanent," says David Salmela, FAIA. In fact, Italian immigrants once lived on this land, part of an urban development project overlooking Duluth and the shipping harbor. Salmela saved the existing 1888 house's foundation, retaining walls, and site stairs (all stained white), adding simple masonry piers to support the addition.
Glass walls, slatted pergolas, and diagonal bracing read as faceted layers in the open-plan house, which is clad in maintenance-free Richlite and cedar, like the surrounding homes. "It's a raggedy Modernism, almost like an improvisation on a structure," a judge said. "It's rambling but pure in plan." —Cheryl Weber, LEED AP


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Posted by anonymous
Josh Holder, stood up and presented my case in a convincing and truthful way.
Determined to see justice served he competently, presented the facts confidently stood for truth, protecting me from abuse and liars, when no-one else would. He proved to me that not all attorneys are on the take.
He gave me a second chance at life and protected me, when no-one else would.


text:
I work for the government and live on the jersey shore (belmar area). 5 weeks off per year, work 7:30 - 4 and make enough to go anywhere I want on my vacation. Not a bad setup if you can deal with the cold but the psycho II comes in handy for that...
Results 21 to 30 of 61
Thread: Surfing and Careers
Oct 13, 2009, 06:22 PM #22
Oct 13, 2009, 06:23 PM #23Senior Member
- Join Date
- Jul 2007
- Posts
- 373
But yeah, it doesn't seem like the cities in the East are as convenient locations for Surfing and having a prominent career (again depending on your profession and logistics flexibility) as well as being an environment for raising a family, as opposed to the West Coast where cities are exactly where they need to be and most of the cities are booming with a variety of industries. Obviously crowding is a problem though.
Again, I'm only speaking for myself. A single guy with no family tie-downs and a different profession from me may be able to get by without things I can't.
Oct 13, 2009, 06:25 PM #24
Oct 13, 2009, 06:33 PM #25
- Join Date
- Jan 2009
- Location
- Hilton Head Island - OB, SD
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- 26
But like he said, the line-ups here are crowded enough =) I am just not trying to deter people from following their dreams and all of the other cliches.
Oct 13, 2009, 06:37 PM #26
I live in the AC area NJ,
I have a BS in Environmental .
First i like the area, and hour drive north or south covers 90% of the breaks in NJ.
commutes are possible from Philly or NY, but i never will..
Second, you wont make any money in the field research field unless you have a Masters or greater.
I have also worked for a shaper making surfboards.
better water time, but scrapping by. You have to love it.
I have also worked construction in the shore towns.
Lots of water time, I used to bring my board and suit, paddle out for lunch.
i always had one eye on the waves, sneek off early if it got good.
Not much money, but if you own your business, how much you make is up to you(or the economy)
Oct 13, 2009, 07:10 PM #27
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- Central, NJ
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Oct 13, 2009, 07:22 PM #28Senior Member
- Join Date
- Sep 2008
- Location
- Monmouth County
- Posts
- 1,383
no way, man. i went to stockton and scored countless times at ac. and if the direction wasn't good, it was a quick drive to lbi or sometimes ocean city.
ac has the most rippable left i've ever surfed.
Oct 13, 2009, 07:51 PM #29
what about VA Beach. I know people there and even if the waves arnt the greatest its 2 hours from great breaks in North Carolina. Norfolk may not be the best area but if you make good money send your kids to private school or live in the actual town of Virginia Beach. Its not far from Richmond and for career wise it may be the beast "surf and career" town. The only thing that blows is the tunnel from V.A. Beach into Newport News and Hampton which are some other towns close by
Oct 13, 2009, 08:00 PM #30Senior Member
- Join Date
- Sep 2008
- Location
- Monmouth County
- Posts
- 1,383
making very good money and having the ability to surf whenever is pretty much impossible. if any of you know how, let me know


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If you're singing along to festive classics this Christmas, spare a thought for horsey folk, who may have an entirely different take on seasonal songs.
That's because you don't have to get up at 5am to do the horses.
The horse owner's worst nightmare.
Actually, another horse would be nice.
I'll have to go and break the ice in the water trough.
How impractical. A Musto and a pair of Dubarrys please.
Because I knocked them out falling off the darned horse.
Someone call the RSPCA.
Until, aged seven, I got a paintbox instead of the pony I'd asked for.
If you think I'm tacking up the horse in this!
I gave mine to my horse. And he has it still.


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Groups and Meetings
Meeting Room Availability
To find availability and pricing information for your meeting and event, please request a meeting quote online.
Facilities and Equipment
- Number of Meeting Rooms: 4
- Total Area of Meeting Space: 2460 sq ft
- Number of Sales and Meeting Professionals On-Site: 3
- Largest Room Capacity: 200
- Largest Room Measurement: 2220
- Smallest Room Measurement: 240
- Flip Chart and Markers
- Whiteboards
- Bulletin Boards
- Name Cards and Holders Provided
- Pens, Pencils and Pads Provided
- Cable Modem
- Digital Projector
- Dvd Player
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- Lectern or Podium
- Microphone
- Modem Lines
- Over Head Projector
- LCD Television
- Plasma Television
Meeting Room Layouts and Dimensions
View Details
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Breakfast Menu
Parkway Continental
Assorted muffins, danish & breakfast breads, fresh creamery butter & fruit preserves, sliced fresh fruit display, assorted fruit juices, freshly brewed regular and decaffeinated coffees, and assorted hot pekoe, spiced and herbal teas.
Palm Beach Connection
A flakey croissant stuffed with fresh scrambled eggs and thick sliced ham, smothered in cheddar cheese sauce, and served with seasoned breakfast potatoes.
Cape Canaveral Classic
Assorted muffins, Danishes & breakfast breads, fresh creamery butter & fruit preserves, sliced fresh fruit display, farm fresh scrambled eggs, thick cut bacon, link sausage, and seasoned breakfast potatoes. Fruit juices, coffee and herbal teas.
Lunch Menu
Chicken Parmesan
Chicken breast with Italian bread seasoning and Parmesan cheese, sauteed and placed on a steaming bed of linguine, smothered in tomato-basil marinara and mounded with Parmesan and mozzarella cheese.
Sante Fe Chicken Sandwich
Your choice of smoked turkey breast, honey cured ham, thin sliced pastrami, or peppered roast beef and piled high with assorted Wisconsin cheeses. Served on a large hoagie bun with lettuce, tomato, potato salad, mustard packet and dill pickle.
Naples Florida Buffet
Traditional Caesar salad, vine ripe tomatoes with fresh mozzarella and balsamic dressing, pesto tortellini, marinara penne pasta, chicken Parmesan, Italian meatballs, crusted Italian and French breads, chef's dessert buffet, coffee & iced tea.
Dinner Menu
Chicken Chardonnay
Tender breast of chicken sauteed, topped with artichoke hearts in a light chardonnay buerre blanc. Served with steamed, buttered, baby red potatoes.
Slow-Roasted Prime Rib of Beef
Fresh herb-crusted prime rib of beef slow-roasted to ensure the finest quality. Served with house-made au jus and steamed, buttered, baby red potatoes.
Petite Filet Mignon & Shrimp Scampi
Grilled Filet Mignon drizzled with cabernet demi glaze and three Gulf shrimp sauteed in a garlic lemon sauce. Served with Chipolte smashed potatoes.


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RLI Corp. (RLI)
Industry: Finance
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RLI Corp. (RLI)
Q3 2008 Earnings Call
October 15, 2008 11:00 am ET
John Robison - Treasurer
Jonathan Michael – President and Chief Executive Officer
Joseph E. Dondanville – Senior Vice President, Chief Financial Officer
Michael J. Stone – President, RLI Insurance Company
Matthew Carletti – Fox-Pitt, Kelton
Bijan Moazami – FBR Capital Markets
Mike Grasher – Piper Jaffray
Michael Phillips – Stifel Nicolaus & Company, Inc.
DeForest Hinman – Walthausen & Company
Ron Bobman – Capital Returns
Welcome to the RLI Corp. third quarter earnings teleconference. (Operator Instructions)
Previous Statements by RLI
» RLI Q3 2009 Earnings Call Transcript
» RLI Corp. Q2 2009 Earnings Call Transcript
» RLI Corp. Q4 2008 Earnings Call Transcript
The company has filed a Form 8-K with the Securities and Exchange Commission that contains a press release announcing second quarter results. RLI management may make reference during the call to operating earnings and earnings per share from operations which are non-GAAP measures of financial results.
RLI's operating earnings and earnings per share from operations consist of net earnings after the elimination of after tax realized investment, gains or losses. RLI's management believes that this measure is useful in engaging core operating performance across reporting periods, but may not be comparable to other company's definitions of operating earnings.
The Form 8-K contains reconciliations between operating earnings and net earnings. The Form 8-K and press release are available at the company's website at www.rlicorp.com. At the request of the company, we will open the conference up for questions and answers following today's presentation. I will now turn the conference over to RLI's Treasurer, Mr. John Robison. Please go ahead.
John Robison
Joining me for today's call are John Michael, President and CEO of RLI Corp., Joe Dondanville, Senior Vice President and Chief Financial Officer, and Mike Stone, President and Chief Operating Officer of RLI Insurance Company.
We will conduct this call as we have in past quarters. I'll give a brief review of the financial highlights and discuss the investment portfolio. Mike Stone will talk about the quarter's operations, then we'll open the call to questions and John Michael will finish up with some closing comments.
Our third quarter operating earnings were $1.12 per share. Included in this quarter's earnings are $21.9 million in pretax favorable development and prior year's loss reserves. The favorable development came from our Casualty and Surety's book to business. In addition, we reported pretax net losses from both hurricanes of $21 million, roughly $5 million from Gustav and
$16 million from Ike.
The combined ratio for the second quarter was 88.3, resulting in underwriting income of
$15.2 million. The soft market continues to impact our top line. Our total gross written premiums are down quarter over quarter 8% to $173 million.
Turning to the investment portfolio, it's certainly been an interesting time in the capital markets. Our investment income declined 3% quarter over quarter. A large portion of our cash flow in 2007 and 2008 has gone to fund the share buyback program and short term rates are lower today than this time last year as a result of several Fed interest rate cuts.
Other comprehensive earning shows a loss of $24.1 mill for the quarter. This is a result of market fluctuations and reflect the net change in market value of our $1.8 billion investment portfolio. Net losses on investments for the quarter was $24.2 million pretax. The majority of these losses were classified as other than temporary impairment charges. Most of these losses stem from our preferred stock portfolio for we held securities in the financial sector. Of that amount, $8 million represents losses not yet realized through sale.
Obviously the events leading to a market decline are well documented. Fannie and Freddie taken into new conservatorship; Lehmans filing for bankruptcy; Bank of America acquiring Merrill Lynch; the U.S. government stepping in to save AIG; money market funds breaking the buck; three month treasury bill touching 0% yield; and Washington Mutual becoming the largest bank bankruptcy in history. Our portfolio is well diversified, but not immune to market corrections. We will compare favorably too many indices that cannot escape the fear that has spread across the capital markets.
Our total portfolio return was -2.1% for the quarter, and -2.7% year-to-date. Our fixed income portfolio has an overall credit quality of double A, and a duration of roughly 5.
Given the turmoil in the capital markets today, I wanted to provide additional insight into our investment portfolio. We have not significantly changed our asset allocations since last quarter, with the exception of our preferred stock portfolio. At June 30 we had approximately $40 million or roughly 2% of our invested assets in preferred stocks. The changes in the marketplace and the fact that these issues were dominated by financial issuers has led us to substantially reduce our preferred portfolio. Today we have less than $16 million in preferred securities.
Again the majority of our other than temporary impairment charges have come from the preferred stock portfolio. To provide additional color on our portfolio, I want to give you our investment allocation at 9/30. Roughly 15% are in corporate bonds; 12% in mortgage backed securities which are all Fannie Mae, Freddie Mae, Jennie Mae triple A rated; 18% is in straight agency debt triple A rated; 3% is in commercial mortgage backed securities triple A rated; 2% is in asset backed securities with an overall rating of triple A.
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