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DIY Kitchens - anyone used them? Good or bad?(35 Posts)
We are doing large extension and need a new kitchen. So far had a few quotes from Magnet and County Kitchens, both more than DH wants to pay (typical). I really like the colour of the doors at County Kitchens (sort of mushroom).
Friend has ordered a kitchen from DIY Kitchens (yet to be delivered) after doing some research she told me it uses the same factory in Wales as County Kitchens but at a fraction of the price. Not sure if this is true, but it looks the same. Only drawback is you have to design it yourself... Oh and they seem to not have all the stock that County Kitchens does.
Wondering if anyone has used them and are they happy with the product. Did you have any problems with delivery etc? Any advice would be greatly appreciated before I go bonkers!
Haven't used them yet but they have shining reviews on the moneysupermarket forum. I've spoken to them on the phone and they were very helpful, and knowledgeable.
You can view the Second Nature doors they sell in most local independent kitchen showrooms. I've had several different kitchen plans drawn up (still undecided in our extension & kitchen refit) and have priced them all on the DIY website - DIY have been significantly cheaper each time.
I used them, I would give them a wholehearted thumbs up. They are based in Yorkshire and I can't imagine them not having anything in stock - the carcases are made to order and they have pages and pages of every imaginable cabinet and trim in the Second Nature range.
I ordered a couple of sample doors first and designed the layout myself on the Ikea planner. A person rings you up and talks you through the order to check they have everything right. They delivered on the exact day they said they would.
Even my mother was impressed with the cabinets and she is really hard to please, I think there's a picture still on my profile (the cupboard, not the mother ).
To those of you who have DIY kitchens, from looking on their website I like the look of the broadoak painted range but they talk about the F&B colour chart and after reading of the problems people on MN have had with F&B paint I am slightly nervous about the practicality.
Can anyone offer me any reassurance?
Thank you
I'm pretty sure they spray them so I'd imagine they colour match with something acrylic? Give them a ring, they're very helpful.
They definitely won't use the F&B emulsion others are complaining about, not on kitchen cupboards!
Information here. As I read it they use a commercial hard finish paint that is matched to the F&B range (I've seen this elsewhere, guess F&B licence out the colours or something). If you are still concerned ring up and check, or get a sample? Is there any guarantee?
My doors are Broadoak although I painted them myself because I was painting other furniture to match. They are really nice doors, it's quite painful covering up the lovely oak actually. There is just a hint of wood grain.
I would suggest downloading the catalogue (bottom left of homepage), it's a big PDF but it has everything in their range including options for drawers, etc that you might miss on the main site.
they just colour match it like bnq do to any RAL colour or a colour of a paint brand you like as companies do with the modern matt/gloss doors.
The paint they use is for hard wear and tear but its the same as anything it can all mark and chip if knocked the wrong way
I didn't think it could be the same paint, nice to know I'm just having a blonde moment!
Thanks all for the reassurance
We ordered one pull out larder unit with the door fitted for which we paid a surcharge. The unit is brilliant: solidly built, with a smooth operating system. However, it arrived without the door. The day before its long scheduled arrival we were contacted to ask whether delivery could be delayed as another customer to our (out of the way) area had cancelled. We declined as we had to make complicated arrangements to have time off work. We were then called in the evening to inform us that the unit had arrived with a damaged door: would we like delivery without the door the following day or would we like to wait a week for the complete unit? We opted for delivery of the whole unit. It arrived the following day without a door. It took several weeks for the door to arrive, and of course it was a complete pain to fit. Getting a refund was easy once I'd rung the company. Email requests resulted in not even an acknowledgement. I shudder to think what it would have been like had we ordered a whole kitchen!
Experience smarter, informed
I ordered a complete kitchen late 2012 and they withdrew the complete amount of the kitchen TWICE and left me short over Xmas without telling me. Indifferent in the New Year. Refunded but told, you got your money back didn't you!!
Asked for and had to pay for another cupboard to finish kitchen this week, had to pay 100 pounds extra for special one man delivery, then they e mailed to say they will be sending FLAT PACK by carrier and doors from somewhere else. I paid for an assembled cupboard. Once they have the money they do not care.
I used them and would whole heartedly recommend them and would use them again without a doubt as they are such good value. Very good quality, still, 3 years on. And I disagree that once they have your money they ignore you. Our builders messed up one of the cabinets which resulted in having to get a new one. They replace it free of charge and offered to either courier it, in which case they could send it out the next day flat packed or to use their delivery team the following week and send it assembled. That seemed more than fair to me!
I am in the final stages of fitting an IKEA kitchen and I'm really pleased with it. It's a very flexible system at a great price. I didn't like the door range much so I got basic doors & had them sprayed in a F&B shade. 19 cabinets including end panels, trims & paint was under £4k but looks like £££! Lots of that is down to a fantastic fitter.
You need to do a bit of legwork but I would highly recommend the result.
I bought a complete kitchen from them and the doors started delaminating one by one, they replaced the doors but I had to pay for someone to refit the new ones. This kept happening and finally after about 2 years they told me to replace all the doors, almost every order arrived with damage to some doors which had to be replaced and finally after refitting the last lot of new doors I have noticed that one of the doors has already started to delaminate. I have been offered no compensation for the extra labour costs and find there after sales staff un-sympathetic. I would nt touch these people with a barge pole.
A big part of buying a kitchen with foil/vinyl wrapped doors in the inherent risk associated with that type of doors. They are an appealing option and cost effective but they are cheap for a reason - if manufactured well they can delaminate from heat/humidity exposure. If poorly manufactured they require no external factors to delaminate. In either case, they are a disaster waiting to happen.
my builder has just finished fitting a diy kitchens kitchen and we are happy with it. Haven't used it yet but they basically do the same doors as everyone else. (We have painted wood so the un-peeling of vinyl shouldn't be a problem) I found the planning and ordering a bit stressful because if it didn't fit it was my fault. Much cheaper than elsewhere. We went to visit the factory just to check they really existed and it was helpful to look at the showroom (actually ended up buying a kitchen version that isn't on website yet). Kitchen arrived okay and all in good nick. Bit of a pain trying to get an extra thing I'd missed of the order (but spotted before it was shipped). After a bit of to-ing and fro-ing all sorted and they shipped for before 12 delivery free if charge as they had messed me about. I'd be happy to recommend if you are happy to take the responsibility for measuring/choosing.
Just bought a kitchen from them and it has been bad, bad, bad! Their communications are terrible and they are totally unreliable. We spent 14 hours waiting for the kitchen and they just didn't turn up. We couldn't call them because their centre has shorter opening hours than the delivery hours. We had to take an extra day off work to wait for the kitchen to arrive the next day and then had to re-schedule the fitting so we had an even longer period with no kitchen at all - and they just refused to acknowledge that was a problem.
I would never use them again (and our fitter will say the same!). If I were doing it again I would hire a van and go to Ikea.
How is the kitchen TooMuch now that it is in?
We'll be ordering from DIYKitchens soon. Slightly worried re the customer service, although found them very helpful when we visited the showroom.
TooMuchRain are you happy with the quality of your kitchen?
I've heard recently that although the quality is very good, the customer service has declined as they are struggling to keep up with demand. I have no idea how accurate that is though. I'll probably still take the risk of ordering from them.
I'm thinking as long as the kitchen quality itself is ok we'll still order from them as they are so much cheaper than any equivalent I've found. I like a couple of. Ikea kitchens but prefer DIYKitchens as they come fully assembled.
Luckily we're not moving into the house until it's been renovated so we can order the kitchen ahead of when we actually want it fitting. I'm pretty sure my measurements are correct and I've planned and had a kitchen fitted before so hopefully nothing should go wrong!
They have been great up until delivery - just had delivery and although the kitchen looks great (not actually installed yet) there were a couple of damages which I raised with them on Monday (delivery 9pm Friday). Didn't get response until yesterday (Friday) and even then it was just to ask for a better photo of he damaged doors. That said, provided they get the replacement doors to us, the kitchen looks great. I think what a previous poster said is probably true - they're struggling to keep up with demand and whilst the kitchens are lovely, the after sales service is a little lacking at the mo.
If you want to save money consider a simple design with few corners and pipes and wires that don't go all over the place.
We built our own from Ikea, I made a cabinet every night and dp fitted the rest. A good finish because of straight walls and simple pipes. Our waste pipe went into the rainwater drain which we corrected later.
Think of the practicalities first, then select your larder drawers and fancy bits. Ikea was good because when we needed more bits we could easily add. If we weren't close to them I would consider a range from a different firm.
Also their freestanding Islands are great and less trouble than non freestanding.
Put the cooker in the least busy area, not in the middle as all the kitchen designers tell you to. Look at ikeafans.com which gave me the confidence as Americans seem to design their kitchens much more uniquely and confidently. Have a snack making coffee making area.
Our kitchen will be L shaped, only one corner unit, and no wall units except for a dish rack and 1 double cupboard. The fridge/freezer, washer and dryer are going in the utility and the I'm having a range cooker so as the units come fully assembled it should be very easy for the joiner to fit.
It's in a new extension so we'll make sure we have plenty of sockets put in. The units, worktops, appliances and tiles come to around £5000.
I'll have to make sure I get the order right as it sounds like I could have problems dealing with customer services if it's not, and just hope nothing arrives damaged.
I looked at Ikea for my last kitchen and this one, I'm put off because of having to build the units, DH's DIY skills aren't great so we would have to get the joiner to do it.
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text: After having hosted three editions in Buenos Aires, Ciclope Festival, the international festival of craft, relocates to Berlin. The only global festival honoring the craft skills in the advertising production industry will take place 6-8 November. Francisco Condorelli, founder and executive director about the move: "It´s always good to keep moving, right? Berlin is a hot spot, lots of art, history, diversity…and Europe has been always a reference in terms of craft, so I think it makes a lot of sense for us to establish it there for the next years". The program offers international speakers, seminars, workshops and the 2013 Ciclope awards ceremony (and party), making the festival the meeting point for the industry. Amsterdam is well represented in Berlin: jury members and speakers from the Netherlands include Saskia Kok (Bonkers Amsterdam) , Sybrig Andringa (CZAR), Wesley ter Haar (MediaMonks), Bart Mol and Pol Hoenderboom (both (Tribal DDB). The festival takes place in Kino International, a film theatre in former East Berlin, on a street that says it all: Karl-Marx-Allee. The deadline for entries is next week (27th of September), so if you want to submit, hurry up.

subset: commoncrawl


text:
With victories over
But the impressive records are
misleading, as the two teams, the most dominant in their divisions over the last
few seasons, will meet in
The Bulldogs struggled early
against Division I-AA opponent Georgia Southern before beating them 48-28, and
trailed both
LSU opened its season with a sloppy
22-21 overtime victory over
Both teams are capable of much better performances than they have been giving so far this year, and both may well be eyeing the clash between the hedges as a chance to make a statement about their chances at another SEC title – although they will both have to answer plenty of questions in order to ensure the message gets heard.
Under center, while the Tigers continue to juggle fifth-year senior Marcus Randall and redshirt freshman JaMarcus Russell, the Bulldogs trot out decorated senior David Greene, considered by many before the season started to be among the best in the nation.
But while Greene (6-3, 230) ranks fourth in the conference in yards per game with 194.3, he is only completing 54.9 percent of his passes, and has thrown a mere three touchdowns. His two main targets thus far have been Fred Gibson (6-4, 196) and Reggie Brown (6-1, 195), who have hauled in 14 and 12 receptions each to rank among the top ten in the conference. Brown, despite having two fewer receptions, has been the more productive, gaining 198 yards and two touchdowns with his catches, while Gibson has 192 yards but is yet to find his way into the end zone.
The passing game has its work cut out against an LSU defense that once again ranks among the best in the conference, especially because the ground game has been anemic at best. With projected started Danny Ware (6-1, 225) missing time with a bruised lung, backups Michael Cooper (5-11, 225) and Thomas Brown (5-8, 185) have helped Georgia struggle to a 163.7 yards per game average, seventh best in the SEC. Cooper has been the best of the two with 115 yards and one touchdown, but neither is making opposing defenses forget Ware, who rushed for 180 yards and three touchdowns through the first two games before missing the Marshall game with the lung injury.
However, the bye week has given Ware time to heal, and he should be back in the lineup when the Tigers roll into town – as will linebacker Odell Thurman (6-1, 230), who will be returning from a three-game suspension for violating team rules.
Without Thurman, the Bulldogs have not exactly struggled, and rank first in the conference and sixth in the nation in pass defense, and second in the conference and twelfth in the nation in total defense, giving up a mere 125.7 yards and 260.3 yards per game respectively. The red and black also lead the conference in punt returns, behind the work of September 4-5 SEC Special Teams Player of the Week Tyson Browning, who leads the SEC by a wide margin with 127 punt return yards through three games.
Browning, along with punter Gordon Ely-Kelso – who was named Special Teams Player of the Week the week after Browning – have ensured that the Bulldogs have claimed the battle of field position in every game, and have ensured that Greene has not had to do too much to compensate for the running game troubles.
But with Ware back in the lineup, and Greene throwing to Gibson and Brown on a short field, Georgia is a much different machine and should not experience the same problems moving the ball they had against Marshall and South Carolina.
LSU, on the other hand, also had a
running back return to the lineup when Shyrone Carey made his first appearance
of the season against
With Carey back in the lineup, the Tigers have a weapon on kick returns they have only been able to dream about through the first four games, as backup return man Skyler Green has been hobbled by an ankle injury.
The senior's return, however, is
tempered by the news that linebacker Mario Stevenson will be out for several
weeks with an injury to his right leg. Stevenson's absence was not missed
But the red and black Bulldogs will look to give the Tigers many more looks and offensive formations than their maroon namesakes, and Highsmith will be called upon early and often if LSU wants to keep Ware and company in check.
The Tiger defensive backs, called in for criticism often during the early part of the season, began to look like the championship unit they were touted as before the season started against Mississippi State, holding quarterbacks Kyle York and Omarr Connor to a paltry 90 yards passing – which was still an improvement from the Bulldog ground game, that managed to pick up only 40 yards in the loss.
LSU, who boasted the best defense in the nation in 2003, is once again among the top in Division I-A, and with the momentum gained from the Mississippi State victory will be traveling to the Peach State ready to aim for a third straight victory over the 2002 SEC Champions.
Before the season started, the LSU
Three weeks into the nation, it looked as if the prediction could not be any less true.
But five weeks in, with Ware, Thurman, and Carey back?
The game is once again a must-see.


text: The Kingdom of Dalton is a micornation ruled by King Dom I. It was founded by his father Fredrick I in 2005. It is lcoated in Jersey island and has no relations with the Republic of Dalton. It does not have any cultural connections with the Rpeublic of Dalton. It has a language known as "Daltonese", however its name is a coincidence and is not related to the Daltonese spoken in the Republic of Dalton.


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Today is Greg's 28th birthday! Having a birthday on a Friday is pretty much perfect because as soon as you're off work, you have the entire weekend for rest, relaxation, partying, cupcakes, friends and family. Which is what we're going to be doing this weekend. I'm coming home from California – just in time for the weekend festivities to begin – and we're getting together with family to celebrate our favorite computer geek.
Happy birthday to my best friend, husband, soul mate, business partner, sounding board and confidant. Thank you for loving me and all my crazy, for making me laugh when you don't mean to and frustrating me with your logic. Let the birthday weekend begin!
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We've all seen signs similar to this at banks and other security-sensitive places. We also come across it in department stores and schools. It is, of course, a ban on the wearing of full-face crash helmets. There are no exceptions and no one suspects any ulterior motive on the part of the institution or facility that enforces such a ban. We consider it reasonable and even in the interests of those not wearing such a helmet. We understand that the whole point of banning the helmet is so that the wearer's identity is not concealed. Doing so not only improves the safety of all, but improves the feeling of security of all. It helps us all enjoy our public spaces as we are entitled.
We would consider it very odd, indeed, if the wearer of such a helmet objects to having to remove it, and then, as a "reasonable accommodation" compromise, demands a special private room in which to remove the helmet and reveal his or her identity to security personnel of a stipulated gender. Afterwards they can then put the helmet back on and rejoin others not concealing their identities. We would be justified in feeling that our public space was being violated in that a sense of insecurity is being imposed on us by an individual allowed to escape the usual security measures that make us all feel secure in the public space. We do not need to know anything about the wearer or his or her background, religion or musical tastes. We do not need to know what they may or may not have concealed under their clothes or in their bags. The insecurity comes from their identity being concealed, and not only from the security cameras, but also from everybody else around. There is no other consideration involved here. Chances are that the wearer of the full-face motorcycle helmet is male and a courier. Regardless of how many people hate men or the presence in the land of rabid courierphobia, we still need to know who this person is, and we are entitled to feel safe in a public place knowing there is no one wearing a mask in our midst (not to be confused with "safe spaces", please).
So why should a sign such as this cause objection? The insecurity comes from their identity being concealed, not only from the security cameras, but also from everybody else around. There is no other consideration involved here. Chances are that the wearer of a niqab, burqa or chador is female and Muslim. Regardless of how many people hate women or the presence in the land of rabid anti-Muslim xenophobia, security personnel still need to be able to identify this person, and we are still entitled to feel safe in a public place knowing no one in our midst is hiding their face.
It is an affront to our society that someone wearing such a garment should demand a private room in which they might reveal their identity to someone of a gender of their choice, namely, female. What do they imagine would happen to them that does not happen to the millions of other women who do not conceal their identities in public? Are they saying that non-Muslim men can be expected to behave inappropriately if they should see their faces? Is this their experience with men where boys have had no sex education, social mores hold females to be fair game, or there are no laws against sexual violation? "Reasonable accommodation" has to be made for such bigotry? Yes, I accuse such women of bigotry towards both our society in general and towards our male population. We've seen this kind of "reasonable accommodation" demanded by bigots who did not want to serve same-sex couples who wanted to marry. We rightfully called out their bigotry, and we rightfully refused to accommodate them.
But no, we must be "culturally sensitive" towards this peaceful niqab-wearing woman who is obviously not a terrorist. That is not the point. The point is that we are "culturally sensitive" towards a culture that holds itself supreme above all others. We are bowing to Muslim supremacism. That is called dhimmitude. Before they have even imposed Shari'a upon us all, we already feel ourselves subdued, as the Qur'an commands them to make us feel (9:29).
Fight against those who believe not in Allah, nor in the Last Day, nor forbid that which has been forbidden by Allah and His Messenger and those who acknowledge not the religion of truth (i.e. Islam) among the people of the Scripture (Jews and Christians), until they pay the Jizyah with willing submission, and feel themselves subdued.
When we spend of our money to provide such private rooms where a woman might reveal her identity, and spend of someone's paid time to verify such identity, do Muslims who demand such "reasonable accommodation" pay to cover the cost? No, we are already paying the Jizyah. It's as if the entire Western population has had some kind of madrassa toxin added to our water supply that slowly but surely turns free people into slaves, little reasonable concession by little reasonable concession.


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Other versions: In the US in the 60s, singles of Wolverton Mountain were released by Farley Wayne (on Hit, 1962), Jo Ann Castle (Dot, 1963), Kai Winding (Verve, 1964) and Travis Wammack (1969). Other singers who recorded it include Johnny Horton, Webb Pierce, Don Gibson, Faron Young, Hank Williams Jr, Conway Twitty, Nat 'King' Cole, Pat Boone, Louis Armstrong, Bing Crosby, Jerry Lee Lewis and Bill Haley. Groups that recorded it include The Brothers Four, The Downliners Sect, The Sir Douglas Quintet, The Nitty Gritty Dirt Band and Foster & Allen.
Single on W&G label, Melbourne. Co-charted in Perth with US version by Jo Anne Campbell.
Dorothy Baker recorded Kevin Shegog compositions Darling (1963, #27 Melbourne) and his classic One Small Photograph.
The lyrics of Dorothy Baker's version differ a little from those recorded by Jo Anne Campbell. Click here to view the Dorothy Baker lyrics, and here for the Jo Anne Campbell lyrics (links open .pdf documents).
Thanks to Charles Quick for lyrics research and transcriptions.
Original version with these lyrics
Co-charted in Perth with Dorothy Baker's Australian cover version.
Clifton Clowers' daughter sings from Wolverton Mountain in defiance of her scary dad: answer record written by the authors of the original.
Jo Ann Campbell was a former drum majorette from Jacksonville FA, also remembered for the gloriously silly Kookie Little Paradise, her bigger hit in Australia (#5 Sydney, #7 Melbourne, #7 Brisbane #5 Adelaide). More on Kookie Little Paradise at PopArchives: The Blog.
See also You're Driving Me Mad, recorded in Australia by Judy Stone.
In some discographies the title is shown as (I'm The Girl On) Wolverton Mountain but the record label shows I'm The Girl From Wolverton Mountain.
Further reading: See the Blonde Bombshell page at Blackcat Rockabilly. Butcher Pete's Wang Dang Dula! has a discography.
Image: Label shot from 45Cat.com's listing of the single.
Single on Challenge label, produced by H.B. Barnum and Marty Cooper.
H.B. Barnum (b. Hidle Brown Barnum, 1936) wrote (I Say) You're Driving Me Crazy, recorded in Australia by Del Juliana: more about him at that page.
Marty Cooper is the lead singer. He also recorded El Clod parodies of The Crystals' He's A Rebel (He's Not A Rebel, 1963) and Lorne Greene's Ringo (Gringo, 1965).
Cooper rates a brief biography at IMDb thanks to some soundtrack appearances, but the full extent of his career is revealed at Spectropop's four detailed pages inspired by his association with Jack Nitzsche.
In Tijuana Border, the obstacle to true love is a border river crossing instead of a mountainside, and the young lady's lips are "hotter than chili", not "sweeter than honey". See Mr Music's account of the song; also mentioned at BSN's Challenge discography.
Single on Dot label.
Another answer to Wolverton Mountain, from Old Man Clowers' point of view.
Listen at Rocky-52.net.
Corrections or comments? Contact the writer.


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Recent statistics show that most Americans have little or no life insurance. As Life Insurance Awareness Month approaches, you should be more aware of these stats.
I wanted to take some time to share with you some interesting insurance statistics. While reading them, think about your own situation. Are you underinsured? What would your family do if the unthinkable were to happen. Some of facts from LIMRA International for Life Insurance Awareness Month.
Millions of Americans have no coverage.
- Only 61 percent of adult Americans have any coverage, a decline from 70 percent in 1984.
- Only 41 percent of adult Americans have coverage. Many rely on group insurance, leaving them vulnerable if they lose a job.
Most people who have insurance coverage don't have enough.
- The average life policy need is about $459,000, but the average policy owned is $126,000. The average underinsurance is more than $300,000.
Everybody needs life insurance. It turns pennies into dollars when your family needs it most.
Since this is Life Insurance Awareness Month, it's nice to raise awareness for the most important product mankind ever invented. But the fact is, if we are only thinking getting a policy one month out of every year, we're in trouble. WE need to raise awareness on this issue every day of the year.


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by Staff Writers
Madrid, Spain (SPX) Jun 03, 2014
New pneumatic launchers at the Impact on Aeronautical Structures Laboratory, located at the Universidad Carlos III de Madrid (UC3M) Science Park, make it possible to carry out a wide range of studies on problems of impact that arise in the aeronautics industry and on optimum armor plating in other sectors.
At these specialized facilities, which are linked to the UC3M-Airbus Group Joint Center, scientists are studying how structural elements react to applied loads at both low and high speeds.
Phenomena of this sort can occur during maintenance operations (a tool falling in an aircraft) or while the elements are functioning. In the case of an airplane, for example, it can happen when a pebble hits an airplane during takeoff, or when a slab of ice comes off of a propeller or the leading edge of a wing and hits the fuselage.
"Our goal is to design armor plating whose protective behavior is optimum," explains Jose Antonio Loya, head of the laboratory and researcher in the UC3M Department of Continuum Mechanics and Structural Analysis. "If an element is well designed, a collision should not produce any catastrophic damage, but if not, the impact of a piece could go through it like a knife through butter," he comments.
Models and Impact Tests
Here is where the pneumatic launchers and high-speed cameras of the laboratory come into play, as they make it possible to examine every detail of the consequences that, for example, the collision of a slab of ice against a piece of carbon fiber from an airplane fuselage has.
The laboratory has three launchers of different calibers. Of these, the smallest-caliber launcher can reach impact speeds of up to 1000 meters per second, which is 3,600 kilometers per hour, almost three times the speed of sound.
The last launcher installed was built jointly with the company VTI (designated in Spanish as a " pyme," the initials which stand for the category of small or medium firm), located at the UC3M "Leganes Tecnologico" Science Park. This launcher has a caliber of 60mm and can fire objects up to 900 kilometers per hour, around the speed at which airliners make trans-Atlantic flights.
The projectiles normally fired by this kind of device are spherical or cylindrical. This new system makes it possible to launch other kinds of geometrical objects: anything that weighs less than 250 grams and has a diameter that is smaller than the machine caliber can be used as a projectile.
"What we do in those cases is to encapsulate our projectile with something the launching tube can be sealed with so that the gas propels it properly," explains Loya. This has allowed the launching of ice projectiles with prismatic geometry to simulate the impact of ice that has come off the blade of a propeller or the leading edge of a wing against the fuselage of an airplane.
This kind of work has numerous practical applications because there are many components that can be subjected to impacts, from the casing of a mobile telephone, which should resist blows when it falls to the ground, to solar panels, susceptible to the impact of hail. "There are industrial sectors which are interested in analyzing the energy that a structure is capable of absorbing during a collision, while in others, the focus is on how much an impacting fragment penetrates," explain the researchers.
Their work can be applied to the transportation sector, as it can improve the features of motorcycle helmets, automobile windshields and fuselages of airplanes and trains, where speed converts any object into a projectile capable of perforation.
In addition to high-speed pneumatic launchers, the laboratory has other equipment that enables researchers to make a complete mechanical description of structural elements, at both low and high temperatures. The laboratory is concentrated on the study of light structures built mainly from compound materials, like those used in the aeronautics and aerospace industries.
In studies recently published in the journals Composites: Part A and Composite Structures, for example, researchers from the laboratory have created analytical models that identify different mechanisms of energy absorption after an impact on carbon/epoxy laminations and sandwich-type materials, respectively, and which have satisfactorily reproduced the experimental results obtained.
Problems of Impact
An impossible goal? With R and D, they can find innovative solutions in this and other contexts. The fact that the laboratory is located in the business environment of the UC3M Science Park helps it meet the demands of several industrial sectors in addition to the aeronautics sector, where it enjoys prestige. In this regard, note the scientists, they can work as technical consultants for any company interested in analyzing different problems related to the mechanics of solids or impact resistance.
This new facility joins the group of applied R and D&I laboratories that have been established at the UC3M Science Park in recent years in the area of safety and for the aerospace sector, thanks to the boost from different competitive public tenders. With the goal of contributing to the improvement of the competitiveness of production and to social welfare, the laboratories respond to the previous identification of the needs of different sectors and areas of innovation. . Title: Experimental analysis of normal and oblique high velocity impacts on carbon/epoxy tape laminates. Authors: Pernas-Sanchez, J. Artero-Guerrero, JA.; Varas, D. Lopez-Puente, J. Journal: COMPOSITES PART A-APPLIED SCIENCE AND MANUFACTURING. Volume: 60. Pages: 24-3. May 2014. DOI: 10.1016/j.compositesa.2014.01.006
Related Links
Universidad Carlos III de Madrid
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text:
Lyrics"What day is today?
It's <Gary> 's birthday.
What a day for a birthday!
Let's all have some cake."
This song, a parody of the traditional birthday song, first appeared in I Second That Emotion and was sung to Nibbler in celebration of his 5th birthday.
In the episode The Late Philip J. Fry, it was also sung by Elzar to Leela on her birthday.


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Originally Posted by chad daddy
there would definitely be a Microsoft. Steve did not save the company.
Seriously. Anyone saying MS wouldn't exist without Apple is just plain insane, or are a complete moron. Jobs has received way more credit than he deserves. He was nothing more than the public face of Apple, a tyrannical, egotistical a**hole. All his personal designs were the biggest flops in Apple's history. He should only get credit for surrounding himself with competent, talented people. Ive was more responsible for saving Apple than Jobs ever was. This is coming from an Ex Apple Employee that resigned after 8 years because Apple had become a crappy place to work and lost all of it's core/founding principles. Especially the idea of "Think Different" and being Unique. It turned into a vanilla, soulless place very much like Dell which I worked for when I was 18 so I know. This was in part due to Apple in Austin hiring a lot of Sr. Management from Dell, but also because Jobs always avoided and never liked Austin. We tried to get him to come visit many times but he always refused. Pretty sad considering we were their second HQ
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TGC Industries (NASDAQ:TGE)
Q1 2013 Earnings Call
April 29, 2013 9:30 am ET
Karen Roan - Senior Vice President of Market Intelligence
Wayne A. Whitener - Chief Executive Officer, President and Director
James K. Brata - Chief Financial Officer, Principal Accounting Officer, Vice President, Secretary and Treasurer
Veny Aleksandrov - FIG Partners, LLC, Research Division
Keith Maher - Singular Research
Rhys Hoyle Williams - Columbia Partners, L.L.C. Investment Management
Good day, ladies and gentlemen, and thank you for standing by. Welcome to the TGC Industries First Quarter Earnings Conference Call. [Operator Instructions] This conference is being recorded today, April 29, 2013.
I'd now like to turn the conference over to Karen Roan. Please go ahead, ma'am.
Karen Roan
Thank you, George. Good morning and welcome to the TGC Industries First Quarter 2013 Conference Call. We appreciate your joining us today. Your hosts are Wayne Whitener, President and Chief Executive Officer; and Jim Brata, Chief Financial Officer.
Before I turn over the call to management, I have few items to cover. If you would like to listen to a replay of today's call, it is available via webcast by going to the Investor Relations section of the company's website at tgcseismic.com or via a recorded instant replay until May 14. Information on how to access the replay was provided in this morning's earnings release. Information reported on this call speaks only as of today, Monday, April 29, 2013, and therefore, you are advised that time-sensitive information may no longer be accurate as of the time of any replay.
Before we begin, let me remind you that certain statements made by management during this call may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements regarding the company's future performance are forward-looking statements. These forward-looking statements are based on management's current expectations and include known and unknown risks, uncertainties and other factors, many of which the company is unable to predict or control, that may cause the company's actual future results or performance to materially differ from any future results or performance expressed or implied by those statements.
These risks and uncertainties include the risk factors disclosed by the company from time to time in its filings with the SEC, including in its annual report on Form 10-K for the year ended December 31, 2012. Furthermore, as we start this call, please also refer to the statement regarding forward-looking statements incorporated in our press release issued this morning, and please note that the contents of our conference call this morning are covered by these statements.
Now let me turn over the call to Wayne Whitener.
Wayne A. Whitener
Thank you, Karen, and good morning, everyone. Thank you for joining us today for our first quarter 2013 earnings call. I will make some initial comments, and Jim Brata will provide you with the financial details. Then, I will conclude with some remarks about our marketing and business going forward.
The first quarter results were essentially in line with our forecast. As previously disclosed, we had expected first quarter 2013 results to be below last year's record first quarter due to a reserve expense of approximately $1.3 million associated with site cleanup costs related to the ending of the Canadian winter season that we took in the first quarter of 2013 that was not taken in the first quarter of 2012. We had additional depreciation expense of approximately $1 million. We also experienced land permit delays, mainly in the Northeast, and difficult winter weather conditions in parts of the U.S. during the first 2 months of this year.
In the first quarter, we operated 9 crews in the U.S. and 6 crews in Canada. Activity in Canada was solid in the first quarter. Since the beginning of April, we have shut down 4 crews in Canada due to the Canadian spring breakup. We are experiencing a softening in the U.S. seismic market as our clients are reevaluating reservoir plays and seismic funds are being diverted to drilling programs. As a result we have idled 2 U.S. crews but are keeping the key personnel to maintain the flexibility to get these crews back in the field as quickly as client demands warrant. We believe this softening is temporary but may last into the third quarter. However, we believe demand for our services will improve during the latter part of the year. Our backlog at the end of the first quarter was approximately $40 million consisting primarily of U.S. work.
I will now turn the call over to Jim Brata, who will give you a detailed review of our financial results, and then I will come back with some final remarks.
James K. Brata
Thank you, Wayne, and good morning. Revenues for the first quarter of 2013 were $63 million compared to $67 million in the record first quarter of 2012. We operated 9 crews in the U.S. during the quarter compared to 8 crews in last year's first quarter. In Canada, we operated 6 crews in this year's first quarter compared to 7 crews operating in Canada during the first quarter of 2012.
Cost of services in the first quarter of 2013 was $43 million compared to $39 million in the same quarter a year ago. The increase is primarily due to a reserve expense of approximately $1.3 million associated with site cleanup costs related to the ending of the Canadian winter season that we took in the first quarter of 2013 that was not taken in the first quarter of 2012; certain land permitting delays, mainly in the Northeast; and the adverse winter weather conditions in parts of the U.S. during the first 2 months of this year. Cost of services as a percentage of revenues in the first quarters of 2013 and 2012 was 68.4% and 57.5%, respectively.
Gross profit was $20 million in the first quarter of 2013 compared to $28 million in the first quarter a year ago. Gross profit margin was 31.6% compared to 42.5% in the first quarter a year ago, primarily due to the reserve associated with site cleanup in Canada, permitting issues and winter conditions mentioned earlier.
Our selling, general and administrative expenses were $2.4 million in the first quarter of 2013 compared to $2.3 million in the first quarter of 2012. As a percentage of revenues, SG&A expense was 3.8% in the first -- in this year's first quarter compared to 3.4% in the first quarter a year ago.
Depreciation and amortization expense rose 17% in the first quarter to $6.7 million from $5.7 million in the 2012 first quarter, reflecting depreciation on the new wireless equipment we purchased in 2012 to meet the requirements of our client base. As a percentage of revenues, depreciation and amortization expense was 10.6% in the first quarter of this year compared to 8.5% in the first quarter a year ago.
Interest expense rose 32% in the first quarter to $320,000 from $242,000 a year ago due to the large amount of new equipment that we purchased in the last 15 months, which amounted to approximately $58 million.
Net income was $6.4 million or $0.29 per diluted share compared to $12.4 million or $0.57 per diluted share in last year's first quarter. We recorded income tax expense of $4.2 million in the first quarter and effective tax rate of 40%. This compares to income tax expense of $7.8 million and effective tax rate of 39% a year ago.
EBITDA in the first quarter was $17.6 million, which is an EBITDA margin of 27.8%, compared to $26.2 million and EBITDA margin of 39% in the first quarter a year ago. An EBITDA reconciliation table was provided in our earnings release issued this morning.
And finally, I will highlight some balance sheet items. As of the end of the first quarter, we have long-term debt of $13.9 million; cash and cash equivalents of $10 million; our current ratio was roughly 1.6:1; working capital was approximately $21.3 million; and finally, we generated approximately $5.3 million in cash from operations in the quarter.
And with that, I'll turn the call back to Wayne for some closing comments.
Wayne A. Whitener
Thank you, Jim. Before we open the call up for questions, I would like to briefly summarize where we stand today. We are currently operating 7 crews in the U.S. and no crews in Canada. We believe the slow market conditions are temporary, and we are keeping our key personnel in order to maintain the flexibility to get crews back in the field as quickly as client demands warrant. However, it is possible that we will idle additional crews depending on demand for our services.
Looking at commodity prices. Natural gas remains a major variable. Current prices are hovering around $4, and if they remain firmly around that level or better yet inch higher, we believe that in 2014, we may see some real pickup in seismic spending in dry gas basins. As far as oil prices are concerned, as long as West Texas Intermediate remains close to $90 per barrel, we believe customers will continue their capital spending. If on the other hand, West Texas Intermediate falls below $80 a barrel and stays there, we might likely see a decline in activities and customer capital budgets.
We now own about 137,000 recording channels, which include 70,000 wireless channels, gives us the ability to field one of the largest fleets of geospace wireless data acquisition units in North America. We believe we are clearly ahead of the rest of the North American seismic industry in terms of latest technology and the age of our seismic equipment.
In closing, I'd like to state that our geographic diversification and low-cost structure, combined with our new wireless technology, position us well to take advantage of the opportunities ahead of us.
This concludes my formal remarks, and we'll now take any questions.
Question-and-Answer Session
[Operator Instructions] Our first question is from the line of Veny Aleksandrov with FIG Partners.
Veny Aleksandrov - FIG Partners, LLC, Research Division
So my first question is about the 2 crews that you are idling and the market conditions right now, you are idling them but you are still keeping key personnel. What's happening from the bidding side and the contract side? Is there a still strong bidding activity and you're hoping that you're going to start signing contracts soon and that's why you're not letting key personnel go? I mean, can you just give us a little bit more information on that front?
Wayne A. Whitener
Sure. Yes, the bidding has been brisk. The bidding has been brisk since the first of the year. I think a lot of people are just looking at the economics to some of these reservoir plays. I also believe that the budgets came out late this year due to the fact of the election and some of the new tax consequences. So we feel like the second half of the year should pick up, and we are poised to put these crews back in the field as soon as the opportunity arises. And we're still very positive about what's going to happen between now and end of the year, even though as I said, we have idled 2 crews and we possibly may idle another crew. But we're still feel like the second half of the year will be strong.
Veny Aleksandrov - FIG Partners, LLC, Research Division
And my follow-up question is about Canada. You had 2 crews working until the end of April, now you're at 0. But if I remember, last year, we had some crews working in the summer over there. Is there any chance we might get some crews back working in Canada in the summer?
Wayne A. Whitener
Yes, we are expecting, we're waiting to get some work prepped in Canada. We're expecting to run 1, possibly 2, crews during the summer in Canada, and we're expecting the Canadian season coming up to be as good as it was this past year.
Veny Aleksandrov - FIG Partners, LLC, Research Division
You mean the winter season?
Wayne A. Whitener
The winter season, yes. We expect during the summer to run for sure 1 crew, possibly 2, and then, we're expecting the winter Canadian season starting in the end of the third quarter, beginning of the fourth quarter to be as good as it was last year.
[Operator Instructions] Our next question is from the line of Keith Maher with Singular Research.
Keith Maher - Singular Research
I was wondering if you could -- kind of following up on what Veny was asking. I'm just trying to reconcile, you're saying we got -- we have brisk bidding activity but there's this softening in the U.S. seismic market. So are you saying that the bidding is there but the companies just aren't acting on it, is that how I should read that?
Wayne A. Whitener
That is correct. They are working on their -- getting the bids and evaluating where they're going to spend their money, but basically, they've held off on signing any contracts. And that's why our backlog is down at the present time.
Keith Maher - Singular Research
Okay. And just a kind of question on the -- the land permit delays you experienced this year, in the, I believe you said the Northeast U.S., is that something new or is that just kind of, it happens from time to time and that's just part of just doing business in this industry?
Wayne A. Whitener
It happens from time to time, it's part of doing business. The Northeast seems very prone to that. We're working in areas of West Virginia, in Pennsylvania, which these -- state and also the local people are not used to seismic. And so it causes for more possibilities of land delays.
Our next question is from Rhys Williams with Columbia Partners.
Rhys Hoyle Williams - Columbia Partners, L.L.C. Investment Management
Can you just remind us how much money you -- cost you in the second quarter of last year to take down the Canadian business that you put in the first quarter this year, so we can get an idea of the expense savings this quarter?
Wayne A. Whitener
Yes. Well, last year, we did not have any reserve for a site cleanup. This year is the first year that we've done that, and we put in a reserve of $1.3 million to cover those costs associated with the work that was done in the first quarter and the site cleanup costs that we'll incur in the second quarter.
Rhys Hoyle Williams - Columbia Partners, L.L.C. Investment Management
And do you think at that point, at this point, $1.3 million looks about right, so basically all the expenses will go into the first quarter where the revenues were?
Wayne A. Whitener
Rhys Hoyle Williams - Columbia Partners, L.L.C. Investment Management
Okay. So we should get that benefit in earnings in the second quarter, year-over-year?
Wayne A. Whitener
[Operator Instructions] Our next question is a follow-up from Veny Aleksandrov.
Veny Aleksandrov - FIG Partners, LLC, Research Division
Wayne, I want to talk about CapEx. Are you still going to spend only maintenance CapEx this year? Is this due to the plan of no more investment in new equipment at least for now?
Wayne A. Whitener
Yes, that is correct. We're in maintenance CapEx, and of course, maintenance CapEx will be down because we are idling some crews. Of course, we are taking the opportunity of these crews being idle to review and repair any of our instrumentation or trucking units that we use in our operations. But we do expect maintenance CapEx to be probably on the low end of this year, and we're in a cash-building mode.
Veny Aleksandrov - FIG Partners, LLC, Research Division
And you're still evaluating your choices in terms of what to do with that cash?
Wayne A. Whitener
I couldn't hear you on that, Veny.
Veny Aleksandrov - FIG Partners, LLC, Research Division
I'm sorry. You're still evaluating your options in terms of what to do with the cash that you're going to accumulate?
Wayne A. Whitener
Right, right. We have. I will point out, we did do a cash dividend to our shareholders at the end of last year. You probably just saw that we did a 5% stock dividend here. We just announced that. And we'll -- -- the board will review at the end of the year whether we'll do another cash dividend at that time or not.
And our next question is a follow-up from Keith Maher with Singular Research.
Keith Maher - Singular Research
I guess I was just wondering about -- level of depreciation. It was, I guess, about $6.7 million in the quarter. Is this kind of the level we should expect for the balance of the year on a quarterly basis?
James K. Brata
Yes. That's going to be about that level for the rest of the year. It's going to decrease very slightly, but that's a good level to use in your modeling.
And our next question is also a follow-up from Rhys Williams with Columbia Partners.
Rhys Hoyle Williams - Columbia Partners, L.L.C. Investment Management
This is sort of a follow-up to Veny's question. Given you have a wonderful balance, with a lot of cash and you're generating cash, would a regular dividend make some sense as opposed to just a special? I just wanted to know what the management's thought is in the quarter.
Wayne A. Whitener
The board reviews that. So far, last year was our first year that we did a cash dividend. We have done the stock dividend, the 5% stock dividend for the last 5 years or so. So it's -- the board will review that and make a decision whether it will be a special dividend or just -- we review whether we might start regular dividends.
And I'm showing no further questions. I'll turn the call back to management for closing remarks.
Wayne A. Whitener
I would like to thank everyone to have been on our call today. And we look forward to talking to you again in the next quarterly call. Thank you.
Ladies and gentlemen, this concludes our conference for today. We thank you for your participation. You may now disconnect.
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text: RT Video/DVD DB /z-wcorg/ DS http://worldcat.org ID 711791785 LA English T1 SNCC 50th Anniversary Conference. Volume 3, Volume 3, A1 Brown, Natalie Bullock., Johnson, Joseph Brandon., Cobb, Charles E.,, Young, Jean Wheeler., McDew, Charles., Ladner, Dorie., Paris, Wendell., Peacock, Wazir., Belafonte, Harry,, Student Nonviolent Coordinating Committee (U.S.)., 50th Anniversary Conference, SNCC Legacy Project, Inc., Ascension Productions (Firm), California Newsreel (Firm), PB California Newsreel PP [San Francisco, Calif.] YR 2011 AB Conference proceedings of veteran and youth activists gathered at Shaw University in North Carolina to commemorate the 50th anniversary of the Student Non-Violent Coordinating Committee (SNCC), an organization which formed the vanguard of the Civil Rights Movement. Volume 3: The most remarkable aspect of the civil disobedience and sit-ins of the 1960s was the leadership of young people. Importantly, young activists were challenging other young people to join them, and also challenging established civil rights organizations to speed up the pace of their efforts. Their commitment and energy led to the grassroots organizing work that defined the freedom movement of the 1960s. In this session, panelists discuss their deepening involvement with the Southern Movement as grassroots community organizers. Harry Belafonte makes an unscheduled appearance in the session.


text:
Today we welcome guest poster Laura Brzegowy, a True Colour Expert and Ben Moore store colour consultant from Bloomington, Indiana. As the one who replaces the paint chips in store every week, Laura has a unique perspective on which colours are hot, which are not, and the beautiful colour that she NEVER should've chosen to use for an entire exterior. ... Continue Reading
My guest poster today is Laurel Colins, a True Colour Expert from Nelson, B.C. Laurel uses the time-honoured principles of Feng Shui in all her colour consultations, and she's got some tips to share about the colours you definitely should (and definitely should NOT) use for your bedroom. ... Continue Reading
Today's guest post is from Ruth Chancellor, a Decorator, Stager and True Colour Expert™ from Portland, Oregon. Ruth decorated a gorgeous home in blues for the Street of Dreams in Portland this year. ... Continue Reading
I am a huge fan of Eileen Kathryn Boyd and her work. I had the pleasure of meeting her in New York at Blogfest last year! And she was in this June's House Beautiful! here's a bedroom she designed using her fabrics from Duralee. I recently interviewed her for my blog and here are her answers: What is your favourite colour? Purple. In the lightest shade it can be a ... Continue Reading
Annie Elliott is the blogger/designer behind the colour blog, Bossy Color. And she is bossy, but in a charming way (as I always say when my friends call me bossy :). I almost think that trait is part of being a designer as we are paid for our opinion! Annie is based out of Washington D.C. and is another colourist and designer that you cannot live without. I am excited ... Continue Reading
James Martin owns The Colour People who provide color design services to developers, builders, architects, property managers, and home owners. James was an originator of the movement of Architectural Color Consultants and the first color consultant to offer color design services nationwide through their now much copied mail order design system. James and his team work in all 50 states and numerous foreign countries. I met James this past April ... Continue Reading
Rachel Perls has a blog called Hue. She is also a member (along with me) of the International Association of Colour Consultants/Designers. The most fascinating thing about the colour profession, is that each colour designer looks at colour from a slightly different view allowing us all to learn something new from each professional! Rachel Perls from Hue Rachel's blog is no exception. I never know what she's going to be ... Continue Reading
Verdigris Vie has posted an interview with me on her blog today, click here to read! It's so fascinating to me how every blogger has a style that becomes quickly obvious when you start scrolling down to see their images. This blog is no exception, filled with beautiful, elegant interiors and Canadian too! One of the designers she featured was Sherrill Canet who has done some beautiful rooms using contemporary, ... Continue Reading
Every colour expert that I have interviewed on my blog has their own interpretation and unique way of looking at colour. I loved how their answers caused me to look at colour in a different way. Here's the recap of the best from each interview: 1) Janice Lindsay. Everyone was fascinated by what she said about Black: [MK] What is the most under utilized colour?[JL] Black. Because when it is ... Continue Reading
I am delighted to introduce my latest colour expert interview with Jane Hall. Jane has a wonderful store in Toronto full of colourful fabrics, furniture and accessories, she is The Voice of Style and her website is filled with the most fabulous colour to drench your home with personality! And her talent extends to art as well (all images below from Jane Hall Design): [MK] What's your favourite colour? What ... Continue Reading
Lori Sawaya is a Color Strategist and her company name is Color Strategies. You will understand what this means when you get to the end of this interview. She is a fellow IACC member. The International Association of Colour Consultants/Designers is an organization that trains colour professionals on the impact colour has on the human spirit and the built environment. The goal of the IACC-NA is to use color in ... Continue Reading
10 years ago when I started my design business I placed an ad in the Yellow Pages that included the words "Expert Colour Consultation". Then as I looked at those words I thought, 'I better become an expert', and that is when I found Joanne Day at The Daystudio in San Francisco. Joanne Day has trained many colour consultants, designers and faux finishers all over the world and it was ... Continue Reading
Thank you to the Washington Post for including this post in your blog watch, July 9, 2009! Some of you know that I recently purchased Janice Lindsay's new book called "All About Colour" [below] and then wrote a post about the first thing I read when I opened the book here. Janice Lindsay is one of Canada's leading colour designers. With a column in The Globe and Mail newspaper and ... Continue Reading


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Brass Instuments Trombone Trumpet French Horn A trumpet is the highest pitched instrument in the brass family and it was first found in the tomb of the king tut in Eqypt. (3,500 years old)
They are also the oldest musical instruments.
Usually the tube length of trumpets is about 134cm. Trumpet Tuba Trombone French Horns are usually 3.66-3.96 metres long. They were originally made from solid tube of brass with a flared bell at one of the ends. Your right hand is used to change the pitch/sound and the left hand operates the trumpet to change notes. Trombones was made during the mid 1400's.
(1450) It was first made in Burgundy. The english expression for this instrument is "sackbut" which means the word trombone came italian "tromba". The instrument has been around for about 600years. The first tuba was made in Germany by Richard Wagner in the 1820's. It is the newest and largest insturment in the brass family. It can produce low pitch
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Anna Nguyenon 14 September 2010
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Is the cia still alive?
Richard Nixon
Is Roy Campanella still alive?
Baseball Hall of Famer Roy Campanella passed away on June 26, 1993, in Woodland Hills, California. In ten seasons as catcher for the Brooklyn Dodgers in the 1940s and 50s, Campanella won three Nati...
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Is the megalodon still alive?
The megalodon, the supposed ancestor of the great white shark, is thought to have gone extinct nearly 2 million years ago. The megalodon was estimated to grow up to around 60 feet long with teeth a...
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Is JD Salinger still alive?
He died of natural causes at age 91 in Cornish, New Hampshire on January 27, 2010.
Is Bob Saget still alive?
As of April 2010, Bob Saget is still alive. He continues to appear in television shows; he appears as the narrator for "How I Met Your Mother." He also starred in the 2009 ABC show, "Surviving Subu...
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text: For more information about AG Asset Protector, visit www.RetireStronger.com.Policies issued by: American General Life Insurance Company 2727-A Allen Parkway, Houston, Texas 77019 AG Secure Lifetime GUL II form number ICC13-1346; Accelerated Access Solution Rider (Chronic Illness Accelerated Death Benefit Rider) form numbers 13600, 13601, ICC13-13600; Lifestyle Income Rider (Guaranteed Withdrawal Benefit Rider) form number 13972. American General Life Insurance Company (AGL) is a subsidiary of American International Group, Inc. (AIG). American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange. Additional information about AIG can be found at www.aig.com | YouTube: www.youtube.com/aig | Twitter: @AIG_LatestNews | LinkedIn: http://www.linkedin.com/company/aig | AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at www.aig.com. All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds.


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This friendly and inviting city hotel offers 98 comfortable guestrooms that are equipped with modern amenities to ensure a pleasant stay. This air-conditioned hotel, renovated in 2012, welcomes guests in the lobby, which offers 24-hour reception and a 24-hour check-out service as well as lift access to upper floors. Guests can dine in the restaurant and, for an additional fee, make use of the laundry service and the car park. The hotel also offers well-appointed meeting rooms for business conferences and seminars. This is the right place to stay for those looking to enjoy a friendly and relaxing atmosphere.
The hotel sits opposite the TGV train station in Saint-Pierre des Corps, in the heart of the Loire Valley. Just 5 minutes (2.7 km) from the town centre and convention centre, the hotel is moreover ideally situated for guests wishing to visit the castles of Chenonceau, Villandry and Chambord as well as the vineyards along the Loire River.
All rooms are en suite with a shower, a bath and a hairdryer. Guests can enjoy a good night's rest on their double bed. Rooms come further equipped with a direct dial telephone, satellite/cable TV, Internet access as well as tea and coffee making facilities. Guests can expect to find air conditioning and central heating as standard in all accommodation units.
The hotel serves a breakfast buffet, while the lunchtime and evening meals can be enjoyed � la carte or as a set menu.
American Express, MasterCard and VISA are accepted at the hotel.
Room Facilities:
Direct dial telephone
Satellite cable TV
Internet access
Tea Coffee
Double bed
Central airconditioned
Central heating
Disabled bathroom


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By the time you read this article, Donald Trump will be sworn in as the 45th president of the United States of America. In the last newsletter, I wrote about the Republican Party's agenda to systematically take apart unions in this country, including the Teamsters.
If you think I was bluffing about the Republican agenda, you only need to look to Kentucky, where union members just got their first blow from the 2016 election. Republicans took control of the governor's mansion and both legislative chambers last November. This month they passed a so-called "right to work" law aimed at weakening unions. They also eliminated prevailing wage requirements on all publicly funded construction projects, which Congress is poised to do on the national level. This is the same thing that Republicans did in the last few years in Indiana, where Vice President Mike Pence recently served as governor.
During his campaign, Trump promised to "clean the swamp" by getting money and DC insiders out of politics. Since his election, Trump has put forth his cabinet appointments to run various government departments including Labor, Education, and more. Once again, Trump is making history. This time, it's by appointing the richest cabinet of any president in modern history. This "billionaires club" of Wall Street, corporate, and Washington insider types have a combined estimated wealth of $14 billion!
His pick to run the Department of Labor, which is supposed to protect workers and enforce federal labor laws, is a millionaire named Andy Puzder who is the CEO of the parent company of Carl's Jr. and Hardee's. According to the AFL-CIO, Puzder is critical of minimum wage increases, although he made more money last year in one day ($17,192) than one of his minimum wage workers did in the entire year ($15,130). He has criticized workplace laws including ones that require lunch breaks. The Labor Department says that his company violated minimum wage laws. And he donated over $300,000 to Trump's campaign. Sounds to me like Trump is filling the swamp.
Back here in California, we are all trying to grapple with what the next four years could look like. Most immediately, Trump and the Republican leadership campaigned with the promise of repealing the Affordable Care Act, also known as "Obamacare." What could that mean for California? Well, for starters, millions of Californians could lose their health insurance. About 1.3 million Californians have purchased their insurance through Covered California, our state exchange. Their premiums are lowered through federal tax credits. Another 3.7 million people have insurance through Medi-Cal, which is partly subsidized through the federal government's Medicaid expansion. A UC Berkeley study determined that repeal could eliminate 209,000 jobs and cost the state economy $20.3 billion in GDP. It is hard to imagine how we could fill that hole and save everyone's health care.
As our state government debates a budget that deals with these pressing realities, Teamsters and other unions are organizing to expose the insurance industry for their skyrocketing premiums and the impact it has on workers. Last year, we fought for and won SB 546, a bill designed to bring transparency to how the insurance companies set their rates in California. The bill also requires public meetings to review rate changes by large group plans. As this paper goes to press, Teamsters are mobilizing for the first such hearing in San Francisco on February 1.
In the belief that the best defense is a good offense, we joined hundreds of union members and leaders in an emergency meeting with the California Labor Federation to map out our plan of attack. Over the next few months, you will see these initiatives roll out.
On the Teamster front, there is no better offensive plan than aggressively negotiating good contracts and organizing new members. In this issue, you will read about Teamsters Local 2010's fight for a fair contract from the University of California system. Local 2010 has spent years developing leaders and improving communication networks within the membership to gear up for this important fight. Based in part on their successes, within the next few months, business agents, shop stewards, and officers will be attending a Joint Council 7 training on communications. With the onslaught that is about to hit us from Washington DC, we need to engage with every member we can by any channel, including the work site, through Facebook, and more.
On the organizing front, Teamsters Local 137 scored a huge victory when more than 1,000 workers in Butte County voted to join the Local in December. They follow thousands of new public employee members in Contra Costa County who have voted to join Teamsters 856 in the past few years. And in a small but important victory in Oakland, workers at the Union Pacific rail yard at the Port of Oakland voted to join Teamsters Local 70 in January, bringing all rail workers at the port into the Teamster family. As of this writing, Local 665 is organizing solid waste and recycling drivers and Local 853 continues its campaign to organize high tech shuttle bus drivers.
As Joint Council 7 President Rome Aloise always says, "If we aren't growing, we are dying." With Republicans ready to take everything away from us, it is more important than ever that we organize.


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Athletics are an integral part of a well-rounded education and a valuable component to help students make an impact for Christ. The purpose of our athletic program is to foster physical development and athletic skills while teaching values such as self-discipline, teamwork, servant leadership, commitment, and a desire to do one's best. Our teams participate in a way that honors God and conveys a positive witness to those around us.
5th-8th grade sports, offered for boys (B) and girls (G) , are:
Youth programs include soccer (1-4), basketball (3 & 4), cross-country (4), boys' wrestling (1-4), and a girls' cheer clinic (1-4). We also offer youth basketball and cheerleading, through Upwards, with our church partners.
ECS teams participate in various leagues with both public and private/parochial schools. Non-league games/tournaments are also scheduled to expand opportunities. Our home soccer fields are located at Crossroads Christian Church.
Philosophy of Winning – At ECS, we strive for excellence in all we do, including athletics; but, the win-loss record is not the primary measure of excellence. Winning means more than outscoring the opponent. It means doing everything in a way that honors the Lord and doing everything heartily, as unto the Lord (Colossians 3:23). With the humility that comes through putting Christ first, we strive to win without arrogance. We can be gracious in defeat and modest in victory.
Whatever you do, work at it with all your heart as working for the Lord.
Colossians 3:23


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"I'm a Filipina, flexible and patient. I understand people and I know how to connect with people. Living a healthy and sportive life is what I enjoy, it contributes a lot to my personality. I believe that when you do something, it have to come from your heart...."Ask a question to Arlene S.
TAAL volcano is a volcano in the middle of a lake. We will go there with a boat and from the beach we will ride by horses to the summit. On the top looking down into the Crater Lake is an impressive view. It will be a daytrip from Manila. Start 6.00 AM , return 4 PM. Included is transport in an air conditioned van with driver, breakfast on the way , lunch on the waterfront, the boat trip and the horse ride.
Cost € 55,- p/p minimum is 6 persons.
Taal is an active and complex volcano situated on the island of Luzon within the Pacific Ring. Eruptions have historically been concentrated on Volcano Island near the middle of lake Taal. The lake partially fills Taal caldera formed by powerful past eruptions, several violent ones that in the past have caused loss of life. Due to the proximity to populated areas and its eruptive history it has been designated a Decade Volcano and as such worthy of close study to prevent any future natural disasters.
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|Good Spot charter By Gîtes de France
55 € / per person


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|"Benjamin Armintor" <Ben.Armin...@austin.utexas.edu>
|RE: Tomcat returning absolute http:// URL behind SSL Proxy instead of keeping https://
|Thu, 08 Apr 2004 04:43:39 GMT
If you're using the JK connector, you can configure this with the scheme attribute of the connector in your server.xml. If you're using an HTTP connector, you're in a bit of a bind, as far as I know. When we did this, I cloned and modified the CoyoteConnector class to support a proxyScheme attribute. It worked, but the other implications of the http proxy were enough to get us to run AJP/JK. Now, if only someone would write an NSAPI module for JK2... - Ben -----Original Message----- From: Fletcher Cocquyt [mailto:firstname.lastname@example.com] Sent: Wed 4/7/2004 8:51 PM To: firstname.lastname@example.com Cc: Subject: Tomcat returning absolute http:// URL behind SSL Proxy instead of keeping https:// Hi, We have the classic 3 tiered webapp architecture with BigIP loadbalancers acting as SSL Proxies - such that requests for the webapp: https://server/jkmount/ 1) Come into the BigIP - the BigIP Proxies the HTTPS and sends the same request to the Apache servers on port 80 2) Apache sees the URI with a matching jkmount and sends the request to the Tomcat worker 3) PROBLEM: tomcat constructs the absolute URL to return based on the assumption its port 80 and returns the insecure http://server/jkmount/index.jsp Found some relevant docs here: http://jakarta.apache.org/tomcat/tomcat-5.0-doc/proxy-howto.html But its unclear how to get tomcat to keep the https:// instead of returning the absolute http:// Apache 2.0.48 Tomcat 4.1.30 Thanks for any tips! Fletcher Cocquyt Senior Systems Administrator email@example.com
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