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Three Mistakes that Send a Resume Straight to the Shredder
You likely already know just how difficult it can be to get a job, or even an interview; but it needn't be quite as difficult if you're confident that you've got a strong resume. When you've got total confidence in your resume's ability to sell you as a person, you'll feel much more comfortable applying to a whole range of jobs – and it'll show in your performance at interview. You need to look at your resume as your counterpart; once you're in the interview it serves as your sidekick, backing you up and making you look even better. But if your resume doesn't do its job properly, you won't be getting one – so you need to be sure that it's working as hard as possible. You've probably been told exactly what to include when writing your resume a million times. With this in mind, let's take a look at three things you need to avoid when making a resume.
Spelling and grammar mistakes
If there's one thing that will get your resume thrown into the jaws of the shredder faster than anything it's consistent spelling and grammar errors. One of the main things employers look for in new starters is attention to detail and the ability to communicate well. By littering your resume with errors, you're proving only that you're incapable of both. Obviously some people do have problems with spelling, punctuation, and grammar; however you should always have your resume checked by another set of eyes before it gets anywhere near an employer's desk. When you're making a resume you should always put yourself in the shoes of your potential new boss: don't simply write it and forget it, read it over and over and triple-check it for any inaccuracies.
Over-exaggeration (or even lies)
Here's a simple truth: almost everyone inflates the truth slightly when making a resume. It's only natural to use elaborative language and create a sense of passion, dedication, and motivation. That's just fine, and it's almost expected by employers. However, if you over-do it, or actively invent qualifications or achievements, you could get yourself into real trouble. Lots of job-seekers seem to be under the impression that employers don't verify any of the things on your resume – but nothing could be further from the truth. OK, so they may not call up your piano teacher and check that you really did get that Grade 4, but they're very likely to double-check your academic qualifications – so always be as honest as possible! If you really feel that you need to elaborate, you do have some room in the descriptions of previous roles. For example, it's perfectly acceptable to take credit for a successful project if you had a good hand in it. So, this point actually works both ways: don't lie, but don't withhold or play down key achievements either. If you were the number one caravan insurance salesman in your city, or you secured a million dollar deal – shout about it!
Lack of direction or focus
Here's something that the folks with the most successful resumes already know: you need to tailor your resume to the job. Because every job is different, even within the same industry, you need to be sure that your resume sells the skills that are most applicable to that role. If your resume is too 'fluffy' or general, employers will rapidly be turned off. You need to list the reasons why your particular skillset is perfect for the job and this job in particular. We're not saying write an entirely new resume, far from it; you simply need to be sure that the resume fits the job. For example, if you wanted to work in marketing writing, you may want to add this to your area of interest section on your resume, rather than simply 'marketing'. It makes you look more focused on the role, and it'll let the employer instantly know that you are a suitable choice for the job.
There are of course many other things employers don't like in a resume: one that's too long, irrelevant experience listed, poor formatting, lack of detail, and much more. You'll already know that resume writing is somewhat of an art form, but once you get it right it'll serve you now and long into the future.


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'Bad Recipe' for Risk Management
Corzine Trades Had Less Oversight Than Others at MF Global
Wall Street traders who make bets with a firm's own money usually have at least several sets of bosses looking over their shoulder.
At MF Global Holdings Ltd., where Jon S. Corzine made $6.3 billion in trades on European sovereign debt that sank the company last month, a different set of rules applied.
Mr. Corzine, the 64-year-old former...

subset: commoncrawl


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Get a job! With Charlie Palmer's new Denver restaurants
Bill Milne
Charlie Palmer in the kitchen -- but not of 1631 Wazee Street.
Charlie Palmer will be opening two restaurants in the spot at 1631 Wazee Street that most recently had been home to Big Game (and Il Fornaio before that). District Meats will be taking over about two-thirds of the space, including that big dining area; Wazee Wood-Fired Pizza will be in the current bar area, where an open kitchen with a state-of-the-art pizza oven will be added.
Here's your chance to get a job at one of these two spots:
From 10 a.m. to 6 p.m. today, Denver Restaurant Associates is holding a job fair at the future home of the restaurants, which are both slated to open in November. Here are the details from the backpage.com ad:
Denver Restaurant Associates, LLC is conducting a job fair for service and culinary positions at an exciting new Charlie Palmer restaurant in LODO. Opportunities for positions on this opening team will be presented at 1631 Wazee Street this week. We are seeking only the most experienced professionals committed to excellence, dedicated to their trade, equipped with specific and in-depth knowledge of the finer points of service, cooking, and contemporary food/beverage trends. Applicants are strongly suggested to dress for success as interviews may be conducted or scheduled.
Bona fide candidates are invited to join us at:
1631 Wazee Street Denver CO 80202
We are committed to providing equal opportunity in all employment practices without regard to age, race, color, national origin, sex, sexual orientation, religion, physical or mental disability, or any other category protected by law.
Salary/Wage: Varies Status: Full-time, Part-time Shift: Days, Nights and Weekends
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- 68% cotton 30% polyester 2% elastane
- Capri pants
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- Classic 5 pocket styling
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- Dark wash
- Embroidered back pocket design
- Contrast stitching
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- Machine wash cold, tumble dry low
Shyanne® has made some jeans to make your little girl feel just as fashionable as her mom or sister. These Shyanne® Girl's Rhinestone Pocket Denim Capris feature a flattering and comfortable boot cut, as well as a rhinestone button! The back pockets feature fancy embroidery accented by glimmering rhinestones, giving them some extra style points. The boot cut fit will slide right over her favorite boots with ease. These jeans are made to last your growing little one longer than most with an adjustable full elastic waist. Give your little cowgirl what she wants, some great jeans from Shyanne®!
Style(s): GDC-0058
In Shyanne®, we've designed a confident and feminine line of western boots, blouses, belts, jewelry and hats. High quality, stylish and affordable looks that make sense out here.
We've spent years blending the best of traditional western styles with fresh American designs. And we got it right. Notice the flattering shape, western detail and fine fabric. See the soft hand of the leather. Admire the sparkle. We honor you in these important details. It's what we believe in.


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The hospital's IT group became responsible for guarding the privacy of dozens of bombing victims -- and of the suspected bomber. Halamka tells the tale of his Boston Marathon experience as well as other stories to the P100 audience, posing the question, "How do you invent a security plan that makes responding to the worst possible disaster come off like business as usual?"
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Remix The Orchestra 2010
Hip hop music has always taken a bubble'n'squeak approach to the musical ingredients it uses, sampling anything and everything to take the music into new territory. The Auckland Philharmonia Orchestra's Remix the Orchestra project offers Maori and Pacific Island students from the Manukau region the chance to use players from the APO to add their orchestral flourishes to the students' hip hop compositions - plus the opportunity to have a local rapper add rhymes to their beats. For Musical Chairs, Sam Wicks headed to the Otara Music Arts Centre with David Dallas and players from the Auckland Philharmonia Orchestra to witness this orchestral/urban collaboration.


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WASHINGTON, DC – Despite all of the gloomy economic news nowadays, if we thought that things couldn't get much worse, we had a grim reminder this month that that no country is immune to the forces of nature and the havoc they wreak. Two years ago, on January 12, 2010, Haiti was struck by a devastating earthquake that killed more than 220,000 people and shattered the country's prospects.
As strange as it may sound, traditional Chinese medicine has much to teach us about dealing with disasters – in particular, to pay more attention to prevention than to therapy. In the same way, it is best to focus on reducing natural-disaster risks through prevention.
According to a recent report released by the World Bank and the United Nations, Natural Hazards, UnNatural Disasters: The Economics of Effective Prevention, an ounce of prevention in planning for disasters is worth a pound of cure. So prevention pays, if done right. And that means getting incentives right.
Incentives at every level – international, government, and individual – can play an important role in helping to prevent natural hazards from turning into disasters. A report by Tearfund, a leading relief and development charity, provides an instructive example from Mozambique. In 2000, Mozambique requested $3-4 million from donor countries to help it to prepare for impending floods. It received only about half that amount. But, after the floods struck, donors gave Mozambique more than $100 million in relief alone, and pledged more than $450 million for recovery and reconstruction.


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Juicing is considered to be one of the best ways to detox and lose weight. Mother Nature offers so many fruits and vegetables, which if you include in your diet in the right way, you will be able to get rid of those extra pounds easily. Given below are the 13 best juice diet recipes that you can prepare to detox your body from toxins and lose weight naturally.
1 . The Kale & Beet Cleanser
2. The Cucumber Refresher
3.The Beetroot Combo
4. The Apple Pucker
5. The Blueberry Detox Smoothie
6. The Refreshing Strawberry Watermelon Smoothie
7. The Cucumber Honeydew Cleanser
8. The Dark Pumpkin
9. The Honeydew Cucumber
10. The Chocolate Shake Smoothie
11. The Dandelion Detox Smoothie
11. Peaches and Cream Smoothie
12. The Watermelon Quencher


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Doutzen Kroes Blue Bikini: Miami
Too skinny. And not in a hot, Crossfit chick kind of way.
fresh as a daisy. :D
If Daisy is the name of a 12 year old boy.
hey you dumb cunt, even the name of a men's mag doesn't make you sound like a real man :)
Gorgeous woman, but needs to gain a few…she looks too thin in the torso and hip area, and her boobies are gone :(
i actually dont like her body, she has no hips no curves she looks like a boy in a bikini….
I don't think it counts as 'wearing' the bikini if it's just cloth whipping against a flag pole.
There was a time you had to be a heroin addict to look as shitty as this.
If someone gave her blueberry tea, we could use her as a thermometer.
Who is she?


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Casket Match
Undertaker def. Yokozuna
Yokozuna was one of the most dominant WWE Superstars at the time, but there's only one Undertaker. The Deadman and Yokozuna met in a Casket Match earlier in the year at the Royal Rumble, and Undertaker was primed to pick up another Casket Match win. But before The Phenom could go in for the kill, he was swarmed by 11 Superstars, leading to a Yokozuna win. For this rematch, however, Chuck Norris was brought in as a special ring enforcer to prevent such a sneak attack to occur once again.
As the match wore on, Undertaker looked to be gaining momentum. King Kong Bundy and Bam Bam Bigelow of Ted DiBiase's Corporation came out and distracted Norris. With Norris distracted, I.R.S. came in and nailed the Deadman. Yokozuna was on the verge of getting Taker into the casket, but the Phenom battled back. He was able to land a big boot that sent Yokozuna reeling, pushed him into the casket, and closed the lid for the big victory.


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Style: 26376020 Color Code:
Sheer racer back slip dress with rigid metallic mesh outer layer. "V"-neckline in front. Sheer slip dress peaks out from beneath mesh outer layer and has pieced together bottom for a gorgeous voluminous look. Slip underneath has adjustable straps.
100% Polyester
Hand Wash Cold
Measurements for Size Small:
Slip -
Length: 29"
Bust (all around): 33 1/2"
Total Strap Length: 15"
Tank Overlay -
Length: 28"
Bust (all around): 34"
Armhole Drop: 8"


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The LSU Tigers had a decent season for a team under a first year head coach Johnny Jones. They finished the season 19-12 and in the middle of the pack in the SEC after expecting the 2012-2013 season to be a year focused on rebuilding.
Next year, with the talent that LSU returns, the Tigers will be competing for a top place in the SEC and an NCAA tournament berth.
Johnny O'Bryant III's decision to remain in college for another season rather than going to the NBA draft will give LSU a huge boost. O'Bryant is a dominant player in the SEC; he finished second only to Tennessee Volunteers forward Jarnell Stokes for the player with the most double-doubles in the SEC. There were games that LSU would not have won without him carrying them to victory.
Next season, O'Bryant won't be LSU's only offensive threat. Anthony Hickey is another dominant player for the Tigers. He was the second-leading scorer and looked good in the tougher games for LSU. Shavon Coleman and Andre Stringer also return and are both extremely talented players, and the experience that they have gained over their collegiate careers will be crucial to the success of the Tigers.
LSU has every opportunity to succeed next year, but they have to play their game and get O'Bryant the ball. The Tigers can win the SEC because of the talent that they return. Expect LSU to pull a few surprise upsets next season and finish as one of the top teams in the SEC.


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- "Rank and Style is always the first place I go to find the best products.
I was never that person to spend hours reading reviews or browsing through options which usually meant I either didn't buy the product or ended up buying the wrong one." – Lauren, Tech Entrepreneur, 26
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- Talking Top Tens: Sarah WittenbrakerSarah Wittenbraker is owner and founder of Austin-based Sarah Wittenbraker Interiors. Her combined years in Dallas, New York and Austin create a bold point of view melding Southern traditional, big-city glamour and laid-back modern. Sarah encourages clients to be authentic, original and brave enough to bring out their inner style. This year, Sarah and partner Anne Campbell are also launching Worn + Domestic, an e-commerce site specializing in a curated selection of home and fashion accessories. Follow Sarah on Instagram for design inspiration.
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- Popular This Week:Falke Control Top Silhouette Tights


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Changing Lands, Changing Hands Conference
A National Conference on Farm and Ranch Access, Tenure and Transfer!
Land for Good is hosting a conference in Colorado in June of 2017 based around land use, aces, and tenure.
Land access, agricultural land tenure and farm succession are priority challenges for US agriculture. USDA and groups across the country are addressing these issues with research, policies, programming and professional development. In cooperation with USDA, Land For Good will host Changing Lands, Changing Hands, a national conference on these topics.
This conference will bring together practitioners, policymakers and advocates who work with and on behalf of farmers and landowners of all types, commodities, scales and regions.
Registration: Early bird registration will open February 1, 2017. Student and scholarship rates will be available. Information on lodging, transportation and other logistics will be posted at that time.
More information and registration can be found here: http://landforgood.org/our-work/changing-lands-changing-hands/


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Ultimate Card SmashDown 2 - Ninth Third MP3
[東方Arrange] Hell's Lullaby || Necrofantasia MP3
It's been a long time since my last arrange, right? Sorry, I just need to get up on my feet with school and stuff and it's going to be okay ;w; Also, behold!
Ninth Doctor Regenerates - Christopher Eccleston to David Tennant - Doctor Who - BBC MP3
Rose awakens on the TARDIS to find the Doctor in pain. He tells her that the act of absorbing the vortex has destroyed every cell in his body. Rose begins to ...
The Eagle Soundtrack HD - #3 The Return of the Eagle (Atli Orvarsson) MP3
The complete soundtrack of the Movie 'The Eagle' (Adler der neunten Legion) with Mark Strong, Channing Tatum, Jamie Bell, Donald Sutherland, Denis O'Hare, ...
Dante's Inferno: Circle 9 of Hell (Treachery) MP3
This is a Literature project that my friends and I had to do on Dante's Inferno.
WWE: "Crank It Up" ► Big Show 9th Theme Song MP3
"Crank It Up" by Brand New Sin Album: WWE: Crank It Up (Big Show) [feat. Brand New Sin] - Single Genres: Soundtrack, Music, Rock Released: Jun 03, 2011 ...
Go to Hell! - Doctor Who - The Satan Pit - Series 2 - BBC MP3
The Doctor realises he must sacrifice Rose and the others to destroy the Beast, and begins smashing the jars. With the generators destroyed, the planet begins ...
King Arthur - Sound of Britain MP3
A Mix of the Film King Arthur. 0:00 - 1:00 Woad To Ruin 1:01 - 2:55 Knights March 2:56 - 3:57 All Of Them 3:58 - 5:15 Remember My Face 5:16 - 6:12 Preparing ...
The Ninth Gate Soundtrack Music MP3
Opening titles music from the Ninth Gate,starring Johnny Depp and directed by Roman Polanski.This is one of my fav films.
Ultimate Card SmashDown 1 - First Half MP3
PC-98 東方 Touhou Metal/Rock 94 MP3
Title: 裏切りの少女 ~ Judas Kiss Artist: CASTER Circle: South of Heaven Album: 東方鋼鉄魔 Original: 裏切りの少女 ~ Judas Kiss (Treacherous Maiden ~ Judas ...
Ultimate Card SmashDown 3 - Third Quarter MP3
Beethoven - Symphony No. 9 in D minor: Ode To Joy MP3
The Symphony No. 9 in D minor, Op. 125, is the final complete symphony of Ludwig van Beethoven (1770--1827). Completed in 1824, the symphony is one of ...
Rowan Atkinson (Mr. Bean) European Anthem - 'Beethoven's 9th Symphony' MP3
Rowan Atkinson (as Robert Bennington) performing the European Anthem in German...until he runs out of words at the end of the first verse.
V.Lynn Ft Booby Gibson HELL'S "KITCHEN" MP3
V.Lynn releases Steamy new visual to her new single "Hell's Kitchen" off her upcoming EP "Danger Zone" Ft Booby Gibson ...
Hellraiser - Soundtrack MP3
Hellraiser Soundtrack (1987) (00:00) 01. Hellraiser (01:47) 02. Resurrection (04:17) 03. Hellbound Heart (09:19) 04. The Lament Configuration (12:42) 05.
From Hell Soundtrack - Chasing the Dragon MP3
Track 06 from the soundtrack of 'From Hell' (2001) Chasing the Dragon by Trevor Jones.
From Hell Soundtrack - In Memoriam MP3
Track 02 from the soundtrack of 'From Hell' (2001) In Memoriam by Trevor Jones.
From Hell Soundtrack - Whitechapel Murders MP3
Track 05 from the soundtrack of 'From Hell' (2001) Whitechapel Murders by Trevor Jones.
From Hell Soundtrack - Portrait of a Prince MP3
Track 07 from the soundtrack of 'From Hell' (2001) Portrait of a Prince by Trevor Jones.
Beethoven - Symphony No. 9: II. Scherzo [HD] MP3
The Symphony No. 9 in D minor, Op. 125, is the final complete symphony of Ludwig van Beethoven (1770--1827). Completed in 1824, the symphony is one of ...
Jigoku Kisetsukan: Sense of the Seasons Nibiiro Hell Mode MP3
Hi everyone, This is my second attempt at Jigoku Kisetsukan: Sense of the Seasons. I run storymode here with Nibiiro, the fifth character you can play as.


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Best Spring Trends
January 23, 2012 by staff
Best Spring Trends, The big news with nails this season: nde is in. After an excess of neon and oddball colors, the pendulum has swung in the opposite direction with an emphasis on pretty, wearable shades of cream and beige. That's not to say there aren't bold patterns and bright moments to be enjoyed—this is spring, after all—but it's all about classic reds, chic corals, soft pastels, and mellow yellows mixed in with cool ombre and metallic designs. Welcome to your most flattering manicure season yet. Plus, see the top makeup trends and hottest hair from Spring 2012.
Please feel free to send if you have any questions regarding this post , you can contact on
Disclaimer: The views expressed on this site are that of the authors and not necessarily that of U.S.S.POST.


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Thankfully, these Hello Kitty "breast implants" are actually bars of soap. However, considering how much insane Hello Kitty merchandise is out there, this doesn't seem too far fetched eh? I'm going to go out on a limb here and say that Sanrio has probably already looked into Hello Kitty breast implants. If they haven't, they probably will now. They must be stopped.
Just say no to Hello Kitty boobs.
(via Kitty Hell)


text: I do assure you my my Powerstroke 7.3 is in tip top running order its got 4:88 gears and 6 speed so it's a stump puller not a fuel saver. The 7.3 and the 6.0 (gasser) are two diffrent animals and like you said the 6.0 does well for what it is. It will do the same job as my 7.3 it's just going to do it at a slightly higer rpm. Here's how I see it about gas vs diesel you either want a diesel or need a diesel. I got my diesel because of its higer GVWR.


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Riley Boychuk (born February 20, 1991, in Abbotsford, British Columbia) is a Canadian left winger playing for the Rochester Americans of the American Hockey League.
He played junior hockey for the Portland Winterhawks from 2007 to 2011. The Buffalo Sabres chose him 208th overall in the 2010 NHL Entry Draft.
Boychuk turned pro with the Gwinnett Gladiators in 2011 and then moved to the Americans.


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Meeting by chance in a Parisian park, Montmartre magician Céline befriends occult-fixated librarian Julie and they soon find themselves at the centre of a murderous melodrama being staged in a possibly haunted house.
Frustrated at having to abandon his variation on The Phantom of the Opera, Jacques Rivette teamed with his proposed Phénix star, Juliet Berto, to concoct a scenario for her and her friend, Dominique Labourier. Working in tandem with screenwriter Eduardo de Gregario, the trio conceived this freewheeling epic as a series of seemingly improvised, but in fact meticulously planned episodes, which explored such contrasting issues as magic and myth, fantasy and memory, time and place, and identity and duality.
Infused with the spirit of Alice in Wonderland, the action also alluded to the writings of Proust, Borges and Pirandello, as well as the films of Louis Feuillade, Jean Cocteau and Alfred Hitchcock. But, while some critics protested at the three-hour running time and lack of obvious meaning, others recognised it as Rivette's most mesmerising offering and it has since acquired cult status (thanks in no small part to the fact that the heroines constantly have to consume enchanted candy to make sense of their experiences in the possibly haunted mansion).
Closing with an inversion of its opening, this is a consistently mischievous picture that's best appreciated by surrendering to its meandering flow of images and ideas. In true New Wave style, Rivette endlessly subverts narrative convention and by having Céline and Julie slip in and out of fiction, he challenges the very nature of authorship. Consequently, we're left to wonder whether they are spectators of or participants in `Phantom Ladies Over Paris' (the film-within-the-film, which was based on a couple of short stories by Henry James) and the fact that they ultimately find themselves in custody of young Madlyn (the child that Bulle Ogier and Marie-France Pisier seem prepared to murder in order to wed her widowed father, Barbet Schroeder) only further blurs the line between the real and the imagined, the lived and the dreamed.
One of new wave French cinema's more magical mythical contributions


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Its great to see that we now have Campaign.Delete that is a huge plus (at least for me)
I still see lots of occasions where my clients using my interface will need to make changes to a draft that has already been created in CM. For now I can use the new Campaign.Delete, nuke the whole thing and create a new one, but this feels a little like using a sledge hammer on a finishing nail to me... Simply updating the existing Campaign would be far more elegant.
Any how here is my official request, Any one else looking for this please ad your voice here.
I would also like this feature!


text: With the recent success of my poll of everybodys age, I figured I'd try another question. I'm curious as to where all of our fans live. I do realize that there are probably actual terms for the different regions in the US, but you'll have to bare with me, as I'm too lazy to look them up. And I'm also not going to specify what each region encompasses, I think you can figure it out yourself. (Some of you anyways) This one is not quite as revealing as my other poll


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L'vovo Derrango ft. Mampintsha - Next Better Man (Official Video) MP3
Music Video of L'vovo Derrango performing Next Better Man featuring Mampintsha. Shot on location in Durban, South Africa. Record Label: Mabalabala ...
L'vovo Derango - Bayang'sukela/ Resista MP3
Very catchy tune...Like the last half best though,the resista part. Enjoy!!
L'VOVO-Inamandla.mov MP3
Bayang'sukela - Lvovo derango MP3
dj Houzza's anthem...lol.
L'vovo Derrango - Resista MP3
From the album Bayang'sukela, Resista is a must play hit everywhere. Kick back and let L'vovo "The Big Easy" Derrango do his DKM.
L'vovo ft Professor - "Palesa" MP3
Music video produced by Pilot Films. Directed by Jolyon Ellis & Janine King.
Summer time lvovo derrango MP3
South African kwaito by Lvovo derrango. Great song!!! i finally found the song on the internet, hope you guys enjoy and "like"...
L'vovo ft Danger, Mampintsha & Sir Bubzin "Amabhoza" MP3
Music video produced by Pilot Films.
Lvovo Ungubani MP3
This video was shot in Durban for L'vovo, the concept was to have a group of friends spending some time on the golf course and then later they party a bit.
Dj Tira ft Lvovo & Big Nuz "Original" MP3
Dj Tira ft Lvovo & Big Nuz "Original" from Afrotainment by Gorilla Films.
L'vovo Derrango - Resista Remix MP3
South African Music.
Lvovo SIMTHELA NGAMANZI MP3
L'VOVO DERRANGO-Bekumnandi MP3
L'Vovo Next Better Man MP3
NextBetterMan performed by @LvovoSA on #LiveAMP.
gazza ft lvovo (VOL.1 MIXTAPE) MP3
Visit muzikandlyts.com to see more stuff, interviews music, events,etc. Muzikandlyts.com is a website that aims to promote South African musicians, performers, ...
Lvovo - Mcoshe/Touch MP3
For more videos visit us at: http://www.korobela.com http://www.facebook.com/pages/KOROBELACOM/117808391599524 https://twitter.com/korobelaTV.


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Health ministry to expand insurance to include 20 serious illnesses
Ministry to expand basic coverage in rural areas from just two to 20 afflictions - like lung cancer
The Ministry of Health has pledged to lower medical bills for rural patients suffering from any of 20 serious diseases and says they might pay as little as 10 per cent of the bill. But social insurance experts are sceptical about the sustainability of the scheme.
The focus of medical insurance in rural areas this year will be shifted to 20 serious diseases, including lung cancer, gastric cancer, rectal cancer and haemophilia.
Rural patients with any of those diseases will have at least 70 per cent of the inpatient bills - and in some cases 90 per cent - reimbursed, The Beijing News reported, citing an unidentified ministry official.
More than 812 million rural residents, or 98 per cent of the mainland's rural population, have been insured under the New Rural Co-operative Medical Scheme, a form of basic medical insurance designed for rural residents as part of the country's ongoing health care reform, with the government paying the lion's share of the premium and residents contributing less.
Even though the scheme has covered most of the rural population since its establishment in 2003, it has been widely criticised for its limited coverage - only inpatient service in a lot of cases - and low reimbursement levels. Serious diseases are not always covered.
Congenital heart disease and leukaemia were only included in a pilot basic medical insurance scheme three years ago. Last year, eight types of serious diseases were included, and 12 types of serious illnesses, such as lung cancer, would be included in the basic coverage this year.
Last year the average premium for each farmer was 300 yuan (HK$370) and the reimbursement level for inpatient medical bills was 50 per cent. This year, the average premium will be increased by 40 yuan and the reimbursement level will be 55 per cent.
The ministry issued a directive in November demanding that grass-roots health authorities in at least one-third of rural areas experiment with expanding serious disease coverage from just two - leukaemia and congenital heart disease - to 20 conditions.
The directive said the pilot programme should reimburse at least 70 per cent of medical bills covered by insurance. However, patients usually end up paying a bigger proportion of their medical bills because many things are not covered by insurance.
For the part not to be reimbursed by basic medical insurance, a new public insurance scheme will pay at least half of the remaining bill. The new scheme was announced in September by the National Development and Reform Commission and five other government agencies, promising greater protection for people in rural areas and unemployed urbanites.
Poor farmers can also apply for a 15 per cent medical assistance allowance from civil affairs authorities that, when added to the other schemes, would see 90 per cent of the total medical bill reimbursed.
Professor Zhu Junsheng , from the Capital University of Economics and Business, said the pledge's implementation would depend on the success of public insurance for serious diseases.
It is supposed to be purchased from commercial insurers, tapping unused funds from basic medical insurance, but how the scheme will perform is not yet clear.
Zhu's research showed the insurance was not well received because the authorities responsible for basic medical insurance, the Ministry of Health for rural residents and the Labour Ministry for unemployed urban residents, were reluctant to cede power to commercial insurance companies.
The guidelines for public insurance for serious illness allow commercial insurance companies to make only meagre profit, and Zhu said they would only take part in it to build brands, maintain government relationships or develop potential clients. They would pull out if there was no benefit whatsoever.
"When they are gone, the game would be over," Zhu said.
Professor Chu Fuling , a social security specialist at Central University of Finance and Economics, said the expanded coverage was better than nothing - but still was not the best solution.
"The current design is basic insurance that always come with a cap [on funding]," Chu said.
He proposed a new kind of co-operative fund, paid by rural residents voluntarily, that would save rural families from "catastrophic spending" once a family member falls seriously ill. The fund, Chu said, would be non-profit and would save administrative costs by buying insurance from commercial insurance companies.
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