text: Unum Group Company Profile (NYSE:UNM) Company Profile Analyst Ratings Earnings History Earnings Estimates Dividend History Insider Trade Headlines Social Media Chart About Unum Group (NYSE:UNM) Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company's products include disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum UK, Colonial Life, Closed Block and Corporate. Its Unum US segment includes group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. Its Unum UK segment includes insurance for group long-term disability, group life, and supplemental lines of business, which include dental, individual disability and critical illness products. Its Colonial Life segment includes insurance for accident, sickness, and disability products, life products, and cancer and critical illness products issued primarily by Colonial Life & Accident Insurance Company and marketed to employees. Its Closed Block segment consists of other insurance products. Industry, Sector and Symbol: Sector: Finance Industry: Life & Health Insurance - NEC Sub-Industry: Life & Health Insurance Symbol: NYSE:UNM CUSIP: 91529Y10 Web: www.unum.com Capitalization:Market Cap: $10.99 billionOutstanding Shares: 228,213,000Average Prices:50 Day Moving Avg: $46.62200 Day Moving Avg: $46.5252 Week Range: $32.05 - $50.27 P/E:Trailing P/E Ratio: 11.74Foreward P/E Ratio: 11.07P/E Growth: 1.66Sales & Book Value:Annual Revenue: $11.13 billionPrice / Sales: 0.99Book Value: $39.91 per sharePrice / Book: 1.21Dividend:Annual Dividend: $0.80Dividend Yield: 1.9% Profitability:EBIDTA: $1.64 billionNet Margins: 8.54%Return on Equity: 10.23%Return on Assets: 1.48%Debt:Debt-to-Equity Ratio: 0.33%Current Ratio: 0.17%Quick Ratio: 0.17%Misc:Average Volume: 1.20 million shs.Beta: 1.55Short Ratio: 3.24 Frequently Asked Questions for Unum Group (NYSE:UNM) What is Unum Group's stock symbol? Unum Group trades on the New York Stock Exchange (NYSE) under the ticker symbol "UNM." How often does Unum Group pay dividends? What is the dividend yield for Unum Group? Unum Group declared a quarterly dividend on Monday, July 17th. Shareholders of record on Monday, July 31st will be given a dividend of $0.23 per share on Friday, August 18th. This represents a $0.92 annualized dividend and a dividend yield of 1.91%. The ex-dividend date is Thursday, July 27th. This is a boost from Unum Group's previous quarterly dividend of $0.20. View Unum Group's Dividend History. How will Unum Group's stock buyback program work? Unum Group announced that its board has approved a stock buyback plan on Sunday, June 4th 2017, which permits the company to repurchase $750,000,000.00 in outstanding shares, according to EventVestor. This repurchase authorization permits the company to purchase up to 7.2% of its shares through open market purchases. Shares repurchase plans are generally an indication that the company's leadership believes its shares are undervalued. How were Unum Group's earnings last quarter? Unum Group (NYSE:UNM) announced its quarterly earnings data on Wednesday, April, 26th. The company reported $1.02 earnings per share for the quarter, topping the Zacks' consensus estimate of $1.00 by $0.02. The firm had revenue of $2.81 billion for the quarter, compared to analysts' expectations of $2.84 billion. Unum Group had a return on equity of 10.23% and a net margin of 8.54%. The business's revenue was up 3.0% on a year-over-year basis. During the same period in the prior year, the company posted $0.94 earnings per share. View Unum Group's Earnings History. When will Unum Group make its next earnings announcement? Unum Group is scheduled to release their next quarterly earnings announcement on Thursday, July, 27th 2017. View Earnings Estimates for Unum Group. Where is Unum Group's stock going? Where will Unum Group's stock price be in 2017? 10 analysts have issued 1 year price targets for Unum Group's stock. Their predictions range from $33.00 to $56.00. On average, they expect Unum Group's stock price to reach $44.44 in the next year. View Analyst Ratings for Unum Group. Who are some of Unum Group's key competitors? Some companies that are related to Unum Group include Aviva plc (AV), Principal Financial Group (PFG), Lincoln National Corporation (LNC), Aegon NV (AEG), Athene Holding (ATH), Standard Life Plc (SL), Voya Financial (VOYA), StanCorp Financial Group (SFG), CNO Financial Group (CNO), Symetra Financial (SYA), Phoenix Group Holdings (PHNX), Just Group PLC (JUST), Just Group PLC (JRP), Chesnara Plc (CSN), GWG Holdings (GWGH), Friends Life Group Ltd (RSL), Friends Life Group Ltd (FLG) and Just Group PLC (JRG). Who are Unum Group's key executives? Unum Group's management team includes the folowing people: Richard P. McKenney, President, Chief Executive Officer, DirectorJohn F. McGarry, Chief Financial Officer, Executive Vice PresidentTimothy Gerald Arnold, Executive Vice President, President and Chief Executive Officer - Colonial LifePeter G. O'Donnell, President and Chief Executive Officer ,Unum UKMichael Q. Simonds, Executive Vice President, President and Chief Executive Officer, Unum USBreege A. Farrell, Executive Vice President, Chief Investment OfficerLisa G. Iglesias, Executive Vice President, General CounselChristopher J. Jerome, Executive Vice President - Global ServicesDaniel Jason Waxenberg, Senior Vice President, Chief Accounting Officer, Principal Accounting OfficerKevin T. Kabat, Non-Executive Chairman of the Board Who owns Unum Group stock? Unum Group's stock is owned by many different of institutional and retail investors. Top institutional shareholders include Bank of Montreal Can (1.46%), APG Asset Management N.V. (0.30%), James Investment Research Inc. (0.26%), NN Investment Partners Holdings N.V. (0.23%), KAMES CAPITAL plc (0.13%) and National Pension Service (0.11%). Company insiders that own Unum Group stock include A S Macmillan, Breege A Farrell, Christopher J Jerome, Daniel Jason Waxenberg, E Michael Caulfield, John F Mcgarry, Michael Q Simonds, Pamela H Godwin, Thomas R Watjen and Timothy Gerald Arnold. View Institutional Ownership Trends for Unum Group. Who sold Unum Group stock? Who is selling Unum Group stock? Unum Group's stock was sold by a variety of institutional investors in the last quarter, including Bank of Montreal Can, NN Investment Partners Holdings N.V., Meeder Asset Management Inc., Exxonmobil Investment Management Inc. TX, Nisa Investment Advisors LLC, Fisher Asset Management LLC, Patten & Patten Inc. TN and Legacy Private Trust Co.. Company insiders that have sold Unum Group stock in the last year include Breege A Farrell, Christopher J Jerome, Daniel Jason Waxenberg, John F Mcgarry, Michael Q Simonds, Pamela H Godwin, Thomas R Watjen and Timothy Gerald Arnold. View Insider Buying and Selling for Unum Group. Who bought Unum Group stock? Who is buying Unum Group stock? Unum Group's stock was acquired by a variety of institutional investors in the last quarter, including KAMES CAPITAL plc, APG Asset Management N.V., Mn Services Vermogensbeheer B.V., Bedrijfstakpensioenfonds Voor DE Media PNO, National Pension Service, James Investment Research Inc., Aperio Group LLC and Sentinel Trust Co. LBA. View Insider Buying and Selling for Unum Group. How do I buy Unum Group stock? Shares of Unum Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Unum Group's stock price today? One share of Unum Group stock can currently be purchased for approximately $48.16. MarketBeat Community Rating for Unum Group (NYSE UNM)Community Ranking: 1.6 out of 5 ()Outperform Votes: 148 (Vote Outperform)Underperform Votes: 311 (Vote Underperform)Total Votes: 459MarketBeat's community ratings are surveys of what our community members think about Unum Group and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days. Analyst Ratings Consensus Ratings for Unum Group (NYSE:UNM) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.Ratings Breakdown: 2 Sell Ratings, 7 Hold Ratings, 1 Buy RatingConsensus Rating:Hold (Score: 1.90)Consensus Price Target: $44.44 (7.72% downside) Analysts' Ratings History for Unum Group (NYSE:UNM) Show: Only the Most Recent Rating From Each Brokerage All Ratings For This Stock DateFirmActionRatingPrice TargetImpact on Share PriceDetails7/12/2017Royal Bank Of CanadaReiterated RatingNeutral -> HoldLow4/19/2017Deutsche Bank AGBoost Price TargetHold$46.00 -> $48.00Medium3/13/2017Citigroup Inc.DowngradeBuy -> Neutral$53.00Low2/19/2017Barclays PLCReiterated RatingBuy$56.00N/A2/2/2017FBR & CoReiterated RatingSellN/A11/28/2016Compass PointDowngradeBuy -> Neutral$42.00N/A10/7/2016Credit Suisse GroupInitiated CoverageNeutral$42.00N/A9/23/2016Goldman Sachs Group, Inc. (The)Boost Price TargetSell$30.00 -> $33.00N/A9/22/2016Wells Fargo & CompanyInitiated CoverageMarket PerformN/A7/28/2016Morgan StanleyBoost Price TargetEqual Weight$35.00 -> $36.00N/A7/6/2016Evercore ISIInitiated CoverageSell$29.00N/A6/29/2016Bank of America CorporationDowngradeNeutral -> UnderperformN/A2/4/2016SunTrust Banks, Inc.Lower Price TargetBuy$46.00 -> $40.00N/A12/18/2015Raymond James Financial, Inc.Lower Price TargetOutperform$40.00 -> $39.00N/A10/12/2015Keefe, Bruyette & WoodsReiterated RatingHold$38.00N/A(Data available from 7/24/2015 forward) Earnings Earnings History for Unum Group (NYSE:UNM)Earnings History by Quarter for Unum Group (NYSE UNM)DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails7/27/2017$1.01N/A4/26/2017Q1 2017$1.00$1.02$2.84 billion$2.81 billionViewN/A2/1/2017Q416$0.98$1.00$2.76 billion$2.80 billionViewListen10/26/2016Q316$0.95$0.99$2.74 billion$2.76 billionViewN/A7/27/2016Q216$0.94$0.99$2.75 billion$2.76 billionViewN/A4/27/2016Q116$0.91$0.95$2.73 billion$2.73 billionViewN/A2/2/2016Q415$0.92$0.95$2.71 billion$2.73 billionViewN/A10/28/2015Q315$0.90$0.91$2.68 billion$2.66 billionViewListen7/29/2015Q2$0.90$0.89$2.67 billion$2.70 billionViewListen4/29/2015Q1$0.89$0.89$2.66 billion$2.65 billionViewN/A2/3/2015Q414$0.88$0.90$2.70 billion$2.64 billionViewN/A10/29/2014Q314$0.90$0.87$2.61 billion$2.61 billionViewN/A7/30/2014Q214$0.87$0.91$2.61 billion$2.64 billionViewN/A5/7/2014Q114$0.85$0.87$2.61 million$2.61 billionViewN/A2/4/2014Q413$0.84$0.84$2.60 billion$2.59 billionViewN/A11/4/2013Q313$0.82$0.85$2.59 billion$2.54 billionViewN/A8/5/2013Q2 2013$0.80$0.82$2.61 billion$2.60 billionViewListen5/1/2013Q1 2013$0.78$0.80$2.62 billion$2.63 billionViewListen2/5/2013Q4 2012$0.77$0.82$2.63 billion$6.27 billionViewListen10/31/2012$0.76$0.80ViewN/A8/1/2012$0.76$0.79ViewN/A5/1/2012$0.76$0.73ViewN/A2/6/2012$0.75$0.78ViewN/A11/1/2011$0.75$0.74ViewN/A8/2/2011$0.72$0.75ViewN/A5/3/2011$0.70$0.69ViewN/A2/2/2011$0.69$0.66ViewN/A(Data available from 1/1/2011 forward) Estimates Earnings Estimates for Unum Group (NYSE:UNM)2017 EPS Consensus Estimate: $4.082018 EPS Consensus Estimate: $4.38QuarterNumber of EstimatesLow EstimateHigh EstimateAverage EstimateQ1 20173$0.97$0.99$0.98Q2 20173$0.99$1.03$1.01Q3 20173$1.01$1.03$1.02Q4 20173$1.05$1.08$1.06Q1 20182$1.04$1.06$1.05Q2 20182$1.08$1.10$1.09Q3 20182$1.08$1.09$1.09Q4 20182$1.14$1.17$1.16(Data provided by Zacks Investment Research) Dividends Current Dividend Information for Unum Group (NYSE:UNM)Next Dividend:8/18/2017Annual Dividend:$0.80Dividend Yield:1.66%Dividend Growth:11.90% (3 Year Average)Payout Ratio:19.61% (Trailing 12 Months of Earnings) 19.51% (Based on This Year's Estimates)18.39% (Based on Next Year's Estimates)Track Record:8 Years of Consecutive Dividend GrowthDividend History by Quarter for Unum Group (NYSE UNM)AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date7/17/2017quarterly$0.231.93%7/27/20177/31/20178/18/20174/14/2017quarterly$0.201.76%4/26/20174/28/20175/19/20171/17/2017quarterly$0.201.8%1/26/20171/30/20172/17/201710/14/2016quarterly$0.202.19%10/27/201610/31/201611/18/20167/15/2016quarterly$0.202.47%7/27/20167/29/20168/19/20164/15/2016quarterly$0.192.26%4/27/20164/29/20165/20/20161/15/2016quarterly$0.192.63%1/27/20161/29/20162/19/201610/7/2015quarterly$0.192.23%10/28/201510/30/201511/20/20157/17/2015quarterly$0.192.04%7/29/20157/31/20158/21/20154/14/2015quarterly$0.171.93%4/23/20154/27/20155/15/20151/16/2015quarterly$0.172.1%1/28/20151/30/20152/20/201510/8/2014quarterly$0.171.98%10/29/201410/31/201411/21/20147/14/2014quarterly$0.171.88%7/24/20147/28/20148/15/20144/14/2014quarterly$0.151.74%4/24/20144/28/20145/16/20141/17/2014quarterly$0.151.69%1/29/20141/31/20142/21/201410/2/2013quarterly$0.151.92%10/24/201310/28/201311/15/20137/15/2013quarterly$0.151.86%7/25/20137/29/20138/16/20134/15/2013quarterly$0.131.94%4/25/20134/29/20135/17/20131/14/2013quarterly$0.132.34%1/24/20131/28/20132/15/2013(Data available from 1/1/2013 forward) Insider Trades Insider Trading and Institutional Ownership History for Unum Group (NYSE:UNM)Insider Ownership Percentage: 0.53%Institutional Ownership Percentage: 93.11%Insider Trades by Quarter for Unum Group (NYSE:UNM)Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails6/23/2017Breege A. FarrellEVPSell15,000$45.47$682,050.00 5/5/2017Michael Q. SimondsEVPSell5,000$46.61$233,050.00 5/1/2017Daniel Jason WaxenbergCAOSell260$46.44$12,074.40 3/13/2017Timothy Gerald ArnoldEVPSell2,000$48.54$97,080.00 2/6/2017Pamela H. GodwinDirectorSell10,000$46.86$468,600.00 2/3/2017Thomas R. WatjenDirectorSell25,000$46.91$1,172,750.00 11/14/2016Christopher J. JeromeEVPSell8,000$41.49$331,920.00 11/14/2016John F. McgarryCFOSell12,000$41.44$497,280.00 10/28/2016Thomas R. WatjenDirectorSell178,927$35.56$6,362,644.12 8/1/2016Thomas R. WatjenDirectorSell40,000$33.24$1,329,600.00 5/31/2016Timothy Gerald ArnoldCEOSell1,600$36.99$59,184.00 5/6/2016A S MacmillanDirectorSell327$33.49$10,951.23 5/2/2016Thomas R WatjenDirectorSell40,000$34.16$1,366,400.00 11/12/2015E Michael CaulfieldDirectorSell13,890$36.14$501,984.60 3/3/2015Richard P MckenneyCFOSell15,000$33.48$502,200.00 2/25/2015Thomas R WatjenCEOSell37,767$33.87$1,279,168.29 11/17/2014Randall C HornCEOSell12,000$34.01$408,120.00 11/7/2014Thomas R WatjenCEOSell40,000$33.19$1,327,600.00 9/10/2014Randall C HornCEOSell12,000$35.88$430,560.00 8/18/2014Ronald E GoldsberryDirectorSell5,702$35.12$200,254.24 8/6/2014A S MacmillanDirectorSell1,090$34.41$37,506.90 8/6/2014Thomas R WatjenCEOSell60,000$34.35$2,061,000.00 7/1/2014John F McgarryCEOSell2,000$34.83$69,660.00 6/13/2014Richard P MckenneyCFOSell15,000$34.97$524,550.00 6/10/2014Pamela H GodwinDirectorSell3,000$35.53$106,590.00 6/3/2014Randall C HornCEOSell15,000$34.47$517,050.00 6/2/2014Ronald E GoldsberryDirectorSell12,022$34.05$409,349.10 5/1/2014John McgarryCEOSell2,000$33.20$66,400.00 2/26/2014Kevin MccarthyCOOSell1,610$34.00$54,740.00 2/6/2014Thomas WatjenCEOSell60,000$32.25$1,935,000.00 2/3/2014John McgarryCEOSell2,000$32.08$64,160.00 12/10/2013E. Liston Bishop IIIEVPSell4,679$34.14$159,741.06 12/10/2013Kevin MccarthyCOOSell5,976$34.14$204,020.64 12/4/2013E. Liston Bishop IIIEVPSell1,060$34.00$36,040.00 12/4/2013Kevin MccarthyCOOSell3,880$34.00$131,920.00 11/26/2013E. Liston Bishop IIIEVPSell7,598$34.01$258,407.98 11/26/2013Kevin MccarthyCOOSell31,508$34.01$1,071,587.08 9/10/2013Gloria C LarsonDirectorSell11,000$31.00$341,000.00 8/9/2013Thomas KinserDirectorSell1,000$30.33$30,330.00 8/7/2013Thomas WatjenCEOSell75,000$30.53$2,289,750.00 8/1/2013Kevin MccarthyCOOSell22,854$32.12$734,070.48 7/5/2013Kevin P MccarthyCOOSell12,000$30.05$360,600.00 6/24/2013Kevin P MccarthyCOOSell12,000$28.85$346,200.00 5/30/2013Ronald E GoldsberryDirectorSell5,937$28.31$168,076.47 (Data available from 1/1/2013 forward) Headlines Headline Trends for Unum Group (NYSE:UNM) Latest Headlines for Unum Group (NYSE:UNM) Source: All Sources Trusted Sources MarketBeat.com Bloomberg MarketWatch Motley Fool NASDAQ Reuters Seeking Alpha The Street The Wall Street Journal Yahoo Finance DateHeadlineAnalyzing MetLife (MET) and Unum Group (NYSE:UNM)www.americanbankingnews.com - July 21 at 6:10 PMUnum Group (UNM) to Release Earnings on Thursdaywww.americanbankingnews.com - July 20 at 7:46 AMUnum Group (UNM) Downgraded by BidaskClubwww.americanbankingnews.com - July 19 at 6:50 PMDaily Dividend Report: UNM, SO, BAX, PEG, CE, AES, CIT - Presented by: The Aol. On Networkwww.nasdaq.com - July 19 at 8:50 AMUnum Group (UNM) Given Consensus Recommendation of "Hold" by Analystswww.americanbankingnews.com - July 18 at 5:31 PMUnum Group declares quarterly dividend of $0.23 per share of its common stockfinance.yahoo.com - July 18 at 9:36 AMUnum Group (NYSE:UNM) Announces Quarterly Dividend of $0.23www.americanbankingnews.com - July 17 at 5:26 PMZacks: Analysts Anticipate Unum Group (NYSE:UNM) Will Announce Quarterly Sales of $2.80 Billionwww.americanbankingnews.com - July 13 at 12:03 PMStarmount Launches New Individual Dental Plansfinance.yahoo.com - July 13 at 10:58 AM Analysts Anticipate Unum Group (UNM) to Post $1.01 Earnings Per Sharewww.americanbankingnews.com - July 11 at 7:24 AMZacks Investment Research Lowers Unum Group (NYSE:UNM) to Holdwww.americanbankingnews.com - July 6 at 4:04 PMUnum Group (UNM) Upgraded by Zacks Investment Research to "Buy"www.americanbankingnews.com - July 2 at 4:24 PMUnum Group to release second quarter 2017 results and host conference callfinance.yahoo.com - June 29 at 3:58 PMUnum Group (UNM) EVP Sells $682,050.00 in Stockwww.americanbankingnews.com - June 27 at 7:29 PMNew Colonial Life report encourages bigger view of employee benefitsfinance.yahoo.com - June 27 at 9:32 AMUnum Group (UNM) Receives Average Recommendation of "Hold" from Brokerageswww.americanbankingnews.com - June 23 at 2:50 PMUnum Group breached its 50 day moving average in a Bearish Manner : UNM-US : June 22, 2017finance.yahoo.com - June 22 at 2:27 PMSummer "trips" lead to accident claimsfinance.yahoo.com - June 20 at 8:57 AM$2.80 Billion in Sales Expected for Unum Group (UNM) This Quarterwww.americanbankingnews.com - June 17 at 10:58 AM$1.02 Earnings Per Share Expected for Unum Group (UNM) This Quarterwww.americanbankingnews.com - June 15 at 7:58 AMUnum's community support, workplace culture highlighted in 2016 Corporate Responsibility Reportfinance.yahoo.com - June 15 at 3:13 AMUnum Group (UNM) Upgraded by BidaskClub to Holdwww.americanbankingnews.com - June 14 at 3:32 PMUnum Group – Value Analysis (NYSE:UNM) : June 13, 2017finance.yahoo.com - June 14 at 1:18 AMUnum Group breached its 50 day moving average in a Bullish Manner : UNM-US : June 12, 2017finance.yahoo.com - June 12 at 7:55 PMWhy You Must Retain Unum Group (UNM) in Your Portfoliofinance.yahoo.com - June 12 at 7:55 PMReviewing Unum Group (UNM) and Athene Holding (ATH)www.americanbankingnews.com - June 8 at 4:10 PMShare Buyback Program Announced by Unum Group (UNM) Board of Directors www.americanbankingnews.com - June 4 at 12:44 PMUnum Group (UNM) Receives Average Rating of "Hold" from Brokerageswww.americanbankingnews.com - May 29 at 2:58 PMUnum Group (UNM) Increases Dividend, Okays Share Buybackfinance.yahoo.com - May 27 at 6:32 AMUnum Group's board of directors votes to increase common stock dividendfinance.yahoo.com - May 26 at 8:09 AMUnum Group's board of directors authorizes $750 million share repurchasefinance.yahoo.com - May 26 at 8:09 AMUnum poised to build on market leadership and meet growing needs, CEO McKenney tells shareholders at annual meetingfinance.yahoo.com - May 26 at 8:09 AMCORRECTING and REPLACING Unum Group to present at the Deutsche Bank Global Financial Services Conferencefinance.yahoo.com - May 19 at 1:31 PMUnum Group breached its 50 day moving average in a Bearish Manner : UNM-US : May 18, 2017finance.yahoo.com - May 18 at 11:19 AMUnum's disability claims reflect workforce health trendsfinance.yahoo.com - May 16 at 9:02 PMUnum Group to present at the Deutsche Bank Global Financial Services Conferencefinance.yahoo.com - May 13 at 2:24 AMDisability claims data shows good news for moms and babiesfinance.yahoo.com - May 9 at 7:55 PMMichael Q. Simonds Sells 5,000 Shares of Unum Group (UNM) Stockwww.americanbankingnews.com - May 9 at 7:40 PMIs Unum a Great Stock for Value Investors?finance.yahoo.com - May 8 at 7:57 PMUnum Group (UNM) Getting Somewhat Positive Media Coverage, AlphaOne Reportswww.americanbankingnews.com - May 4 at 5:42 PMUnum Group (UNM) CAO Sells $12,074.40 in Stockwww.americanbankingnews.com - May 4 at 1:27 AMUnum Group (UNM) Given Average Recommendation of "Hold" by Brokerageswww.americanbankingnews.com - May 2 at 2:20 PMUnum Group :UNM-US: Earnings Analysis: Q1, 2017 By the Numbers : May 1, 2017finance.yahoo.com - May 1 at 7:34 PMUnum Group (UNM) Earns Daily News Impact Score of 0.25www.americanbankingnews.com - May 1 at 7:12 PMEquities Analysts Set Expectations for Unum Group's FY2017 Earnings (UNM)www.americanbankingnews.com - May 1 at 9:20 AMBrokers Set Expectations for Unum Group's Q2 2017 Earnings (UNM)www.americanbankingnews.com - May 1 at 7:17 AMUnum Group (UNM) Earns Hold Rating from Royal Bank of Canadawww.americanbankingnews.com - April 30 at 10:28 AMZacks: Analysts Anticipate Unum Group (UNM) Will Announce Quarterly Sales of $2.81 Billionwww.americanbankingnews.com - April 29 at 9:12 AMUnum Group Forecasted to Post Q1 2018 Earnings of $1.06 Per Share (UNM)www.americanbankingnews.com - April 28 at 9:54 PMUnum's (UNM) CEO Rick McKenney on Q1 2017 Results - Earnings Call Transcriptseekingalpha.com - April 28 at 6:40 AM Social Chart Unum Group (UNM) Chart for Monday, July, 24, 2017 This page was last updated on 7/24/2017 by MarketBeat.com Staff


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Running Time: 127 minutes
Released: 04/2008
Studio Name: Vivid Entertainment
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text:
As per the SEBI notification, AMCs managing mutual funds would take membership of debt segment of stock exchanges under the 'proprietary trading member' category
Market regulator Securities and Exchange Board of India (SEBI) has allowed asset management companies (AMCs) appointed by mutual fund houses to take membership of stock exchanges.
The notification from SEBI issued on 19th August, would enable mutual funds to directly trade on the debt platforms of the bourses. AMCs can register themselves under 'proprietary trading members' category on the stock exchanges.
Subject to certain conditions, the custodian in which the sponsor of a mutual fund or its associates hold 50% or more of the voting rights, would be allowed to act as custodian 'for a mutual fund constituted by the same sponsor or any of its associates or subsidiary', SEBI said.
These include the sponsor having a net worth of at least Rs20,000 crore at all points of time, and 50% or more of the directors of the custodian having to be those who do not represent the interests of the sponsor or its associates.
Generally, custodians are referred to entities that are responsible for safe keeping of securities and they also offer other services.
Other conditions include the custodian and the AMC of a mutual fund not being subsidiaries of each other and no person is a director of both the custodian and the AMC of a mutual fund.
Earlier in June, the SEBI Board had approved AMCs managing schemes of mutual funds to take membership of debt segment of stock exchanges under 'proprietary trading member' (PTM) category. However, SEBI said, this (the membership) will be only to undertake trades directly on behalf of such schemes managed by the AMCs.
The Board also decided to allow mutual fund distributors to take limited purpose membership of stock exchange with lesser financial and compliance burden to use infrastructure of the exchanges for distribution and redemption of mutual fund units.
According to Nomura, the import curbs announced by the Indian government are a mere quick-fix approach. The reality is that the current account deficit-CAD is high for various fundamental reasons but nothing much is being done to address this
Continuing on its drive to restrict imports to improve the current account deficit, the Indian government announced that airline passengers would no longer be able to import duty-free flat-screen televisions from 26th August. This announcement, along with other import curbs announced last week, is aimed at lowering India's non-essential imports at a time when the country is facing balance of payments pressures.
"The reality is that the current account deficit (CAD) is high for various fundamental reasons, but nothing much is being done to address that. The risk is that policymakers will need more pressure from a weaker currency to come out with stronger policy responses. In this toing and froing between the government and the Reserve Bank of India (RBI), we see greater collateral damage to the economy due to rising bank asset quality concerns, greater stress on corporate balance sheets because of higher leveraging and increased margin pressures, and therefore, much slower economic growth," said Nomura Financial Advisory and Securities.
As per the announcement, passengers will have to pay a 35% customs duty along with other charges. Electronic goods imports have been growing in recent years, led mainly by higher mobile and TV sets. According to news reports, government officials estimate more than one million TV sets were brought into the country last year under a scheme that allowed airline passengers to bring in screens worth up to Rs35,000 as part of their baggage allowances.
Nomura feels that these are unlikely to create a big ripple, but it is an important signal that the government continues to adopt a quick-fix approach to current problems.
"The underlying assumption is that the funding gap is a temporary problem, which can be tided over through such artificial trade barriers. Not surprisingly, Indian rupee continued to depreciate against the US dollar. We do not see any quick fixes for the economy anymore," Nomura said.
Accordingly, Nomura said, it remains negative on India's economic outlook over the next six to nine months.
Many foreign funds of the have been launched as a marketing gimmick and do not offer investors much diversification. Is the new scheme from Axis Mutual Fund any different?
Axis Mutual Fund recently filed an offer document with the regulator to launch an open ended fund of funds scheme investing in a foreign fund. This scheme would invest 95%-100% of its assets predominantly in units of Schroder International Selection Fund Asian Opportunities or other similar overseas mutual fund schemes. The remaining portion would be invested in debt & money market instruments which may include units of money market/liquid schemes of Indian mutual funds. Schroder International Selection Fund Asian Opportunities launched in October 1993 is one of the funds under the Schroder International Selection Fund. Schroder's is a global investment company that manages around 580 funds globally with a total corpus of $388 billion.
Moneylife has analysed in the past on how global funds that put your money in other countries don't necessarily offer much diversification. (Read: Global Funds: Lacklustre performance) Other similar schemes include: ICICI Prudential Indo Asia Equity Fund, JPMorgan Asean Equity Offshore Fund, Mirae Asset India-China Consumption Fund and Franklin Asian Equity Fund. The performance of these four schemes is as follows:
The underlying scheme—Schroder International Selection Fund Asian Opportunities— has a track record of nearly 20 years, aims to provide capital growth primarily through investment in equity securities of Asian (ex Japan) companies. At least two-thirds of the fund (excluding cash) will be invested in shares of companies in Asia, excluding Japan. The fund has no bias to any particular industry or size of company. The fund believes that Asia offers superior economic growth potential, with China and India providing key support.
As on 31st July 2013, out of its corpus of $1.64 billion, the fund has invested nearly 39% of its assets in companies listed in China, and, around 11% each in companies based in South Korea and Taiwan. Around 7% of its portfolio is invested in companies from India. Out of its total of 61 holdings, the top five holding include Taiwan Semiconductor Manufacturing, Samsung Electronics, Jardine Matheson Holdings, Hyundai Motor and AIA Group. Over the one-year, three-year, five-year and ten-year period ended 31st July, the scheme has beaten its benchmark.
Sudhanshu Asthana, who has an experience of over 10 years, would be the fund manager of the scheme. The performance of the scheme would be benchmarked to MSCI AC Asia ex Japan Net TR index.
Other details of the scheme
Minimum amount for purchase/Switch in
Rs. 5,000 and in multiples of Re 1/- thereafter
Minimum Additional Purchase Amount
Rs.100 and in multiples of Re. 1/- thereafter
Exit Load:
3% if redeemed / switched - out up to 6 months from the date of allotment
2% if redeemed / switched - out after 6 months & up to 12 months from the date of allotment
1% if redeemed / switched - out after 12 months & up to 24 months from the date of allotment


text:
Meet the Residents and Alumni of Levine Children's Hospital.
Alanna Ahlers, MD
Why I chose Levine Children's Hospital: Levine Children's Hospital is a great hybrid between community and academic programs. There is solid exposure to both bread and butter pediatrics and complex subspecialized pathology. As residents, we are provided plenty of autonomy in caring for this spectrum of patients, while still getting appropriate supervision and exceptional teaching. The experience is unique and challenging, forcing us to think critically and compassionately about our role as new pediatricians. Additionally, the program allows for a lot of individualization, enabling us to shape our educational experience to meet varying career goals. The smaller size of the program fosters genuine, lasting relationships among residents and faculty. However, at the end of the day, residency is hard and I wanted a place where I knew I would be supported and encouraged to grow both professionally and personally. I have found that and more in this program.
What I like about Charlotte: Fantastic restaurants, food trucks, breweries, and wine bars! My goal is to eat and drink my way through the city over the next three years. And I can't do it alone. Tons of parks and miles of greenways that are great for getting outside. My pup particularly enjoys terrorizing the ducks at Freedom Park, . Lots of unique little neighborhoods providing a sense of community, in a big city. In general, there is always something to do and someone to do it with!
Daniel Castillo, MD
Why I chose Levine Children's Hospital: Beginning at the interview dinner, there resonated with me an honesty and familiarity to the program that I just didn't find anywhere else. Not only were the residents all down to earth and just good people to talk to, but it really felt like I was entering a community and it just kind of clicked. This is all nothing to say of course about the high standards of academics and learning that are invigorated by a sort of communal passion for working hard, not just for yourself but for the team. This drive is seen with the administration, the chiefs, the residents; really everyone is on your side, and that's the kind of place I wanted to train.
What I like about Charlotte: Charlotte is amazing! It's the perfect blend of city and town. You have the activity of a city without it ever feeling overwhelming. And the city has this sort of charm, with local businesses and shops, that give it that smaller-town charm. The hospital itself is located a bit south of downtown, and the surrounding neighborhoods are absolutely gorgeous. I not only llive within a 5 minute walk to the hospital, but also a major grocery store, restaurants, breweries, and some great parks and lakes, all of which are a great way to decompress and love life in residency
Matthew Coghill, MD
Olivia Francis, MD
Why I chose Levine Children's Hospital: I did an away rotation at Levine's during my 4th year of medical school and I fell in love with the program. I was impressed by the range and complexity of pathology, the relationships between residents and faculty, and the multiple opportunities for individualized education. The residents were all very friendly and helpful, and obviously getting a good education, if the 100% board pass rate was not enough evidence. The program fit my needs, as a medium sized residency within a freestanding children's hospital, with a hybrid community/academic feel. Most of all, the residents seemed genuinely happy to be working here. I knew that I would be successful in the supportive, collegial atmosphere of the program, and that I will be well prepared for whichever path I decide to take in my career.
What I like about Charlotte: I loved Charlotte while I lived here for a month during my away rotation and could see myself making it my home. It offers all the restaurants, yoga studios, outdoor spaces, public festivals, cultural events, and benefits of a big city that I enjoy, without feeling too big. And even better, it's right between the mountains and ocean and surrounded by lakes. I can't forget to mention the fabulous US National Whitewater Center or the proximity to a major international airport. I love how fresh and vibrant the city feels. Whether you like sports, the outdoors, dancing, breweries, shopping, music, art, or a wonderful and growing food scene, Charlotte has something for everyone. I am excited to make this awesome city my home for (at least) 3 years!
Mary Howell, MD
Why I chose Levine Children's Hospital: I chose Levine Children's Hospital because it's the perfect size and environment for me. I love the environment that being in a free standing children's hospital provides, and the attendings are approachable and excited to teach. The patient population is incredibly diverse, and within my first couple of months I have already seen plenty of children with rare diseases that I had only read about in medical school.
What I like about Charlotte: I like all of the things that cities have to offer, but I also love the outdoors. Charlotte provides all the advantages of a city, while being close enough to lakes and mountains that it's easy to get away for the weekend. I'm new to the area, so I'm excited by all of the possibilities to explore. I love how much Charlotte has to offer, and that everything is so close and accessible.
Sara Intner, MD
Why I chose Levine Children's Hospital: Although I interviewed here very early on in the interview season, I knew that Levine Children's would be at the top of my list. The people that I met here on my interview day were welcoming, honest, and down-to-earth. Also, the residents spoke highly of the program and the curriculum including getting to learn from a wide range of pathology. One thing that impressed me the most on my interview day was the genuine interactions between attendings, residents, and ancillary staff during our tour of the hospital. I like that the residency program is medium-sized but still part of a large academic institution!
What I like about Charlotte: My favorite thing about Charlotte is the ability to walk to so many places in the city. Many of us can walk to work, parks, restaurants, and breweries. The BB&T baseball stadium for the Charlotte Knights is one of my favorite activities and views of uptown Charlotte! And, if you like food trucks as much as I do, you will never be disappointed!
Kimberly Lewis, MD
Why I chose Levine Children's Hospital: When I came to interview, I didn't know much about the hospital or Carolinas Healthcare System, but we're a huge resource for smaller surrounding hospitals. The residents were genuinely friendly. I was impressed with the program caught my attention with their 100% boards pass rate.
Matt Pearce, MD
Why I chose Levine Children's Hospital: I chose Levine Children's Hospital because of the faculty and residents that I met on my interview day. Everyone was very welcoming and seemed to be a part of a supportive family. The program is medium-sized and provides excellent, personalized training in a very collegial environment. Additionally, the patient population is very diverse and we have the opportunity to see a wide range of pathologies while working directly with the best subspecialists
What I like about Charlotte: Charlotte has a small town feel while still having all of the advantages of a big city. There are a lot of different neighborhoods within Charlotte, and each one is unique with its own restaurants, breweries, and local shops. The mountains are a very short drive from downtown Charlotte, making a day or weekend hiking trip very convenient on your days off.
Krista Sirois, MD
Hometown: Camas, Washington
What I like about Charlotte: I am a Pacific Northwest girl through and through, and I love having easy access to the Smokey Mountains to our west and the ocean to the east. Charlotte is an incredibly vibrant city with a huge population of young professionals, which makes it easy to build a social network both inside and out of the hospital. There is always something happening, with multicultural festivals, killer music scene, delicious food and microbreweries galore.
Katie Six, MD
Why I chose Levine Children's Hospital: Charlotte has always been right down the corner from where I grew up, and I always had heard that Levine Children's Hospital was a terrific place to go if you needed quality medicine. I learned on my interview day that it would also be an absolutely amazing learning experience for me, and I would leave residency as a well trained general pediatrician who was ready for either the workplace or for fellowship training.
What I like about Charlotte: Charlotte is a really cool city to live in--not only do we have a lot of fun activities to do in Charlotte (breweries, professional sports games), but we are also just a short drive to the mountains or the beach! Charlotte also has a large young professional crowd which is perfect if you are moving from a different state.
Jennifer Smith, MD
Timothy Waer, MD
Why I chose Levine Children's Hospital: : Completing my clinical years of medical school here allowed me to see first hand how great a program they have at Levine Children's Hospital. The residents, faculty and staff were all so friendly and welcoming and the patient volume and diversity were exactly what I was looking for. On top of that, the medium size of the program allows you to truly get to know each of your fellow residents and provides that opportunity to form both professional and personal relationships with the wonderful Generalists, Hospitalists and Sub-Specialists that you get to work with every day!
What I like about Charlotte: Charlotte has so many cool things to do and new places to explore, whether it's cheering on the Panthers or Hornets along with a raucous home crowd, spending a relaxing golden weekend up at the National Whitewater Center or exploring the vast and growing brewery and restaurant scene, Charlotte truly has something for everyone!
Kayla Avery, MD
Why I chose Levine Children's Hospital: When I interviewed here, I didn't know much about Levine Children's Hospital, and I was impressed with how laidback and friendly the program was while still being academically rigorous. The hospital is a great blend of community and academia. The attendings are invested in our education, and invested in our personal growth, as well. They are very approachable and always willing to teach. We see a large volume of patients and I am constantly challenged by the variety of presentations. The facilities and ancillary staff are wonderful and everything is patient and family-centered. My co-residents are fun, caring, and compassionate, and there is always someone willing to grab some drinks or hang out after work or on the weekends.
What I like about Charlotte: Charlotte is such a fun city, and there is something to do for everyone. I really like our location and proximity to both the mountains and the beach, making either an easy weekend getaway. The city is beautiful with lots of green space and parks. There are several local parks with great playgrounds for kids as well as trails for walking or jogging. The Whitewater Center is nearby and they have all kinds of options as far as climbing, hiking, kayaking, rafting, as well as live music several times a week in the summer. And for me, a city has to have good Mexican/TexMex options and Cantina 1511 and Maverick Rock Taco are both delicious and only 4 minutes down the road from me
Kayce Brantham, MD
Why I chose Levine Children's Hospital: Coming from ECU, we already had many residents at Levine that spoke so highly of the program. Being one of my earlier interviews, I remember wondering, "how are the residents so happy and such good friends, isn't residency hard?" This resonated with me and I found myself comparing other programs to Levine: a medium sized program, with an excellent academic record, supportive faculty and so much more. A bonus was staying in NC, driving distance to my family and boyfriend
What I like about Charlotte: Even though I am a North Carolinian at heart, I never pictured myself living in this large of a city or this far west, but I LOVE it! You can pretty much find anything right out your backdoor to do, eat, or drink. I love living within walking distance to so many restaurants, shops, and most importantly Freedom Park and the greenway that allows me to get outdoors, run, and bike weekly.
Courtney Brantley, MD
Why I chose Levine Children's Hospital: As a medical student I was able to rotate through Levine Children's Hospital for my pediatric rotations. I not only fell in love with the hospital, but with the residents and staff as well. The residents have such a wonderful relationship with each other as well as the faculty, creating a supportive work family, which is something I was looking for in a program. The hospital also has every specialty of pediatrics and treats a large amount and wide variety of pediatric patients, offering a well-rounded learning experience.
What I like about Charlotte: I recognize that I am completely biased since I grew up in Charlotte, but I loved it enough to stick around! I think that Charlotte is unique in that it offers something for all types of people and families. It is a big city with a cozy feel and the area around the hospital is absolutely beautiful. I could go on for pages about why I love Charlotte but here are some of my absolute favorite things that give you a taste of how great it is here: BB&T Ballpark, Carowinds, Freedom Park, Park Lanes, professional sporting events, Restaurant Week, River Jam at the National White Water Center, and yearly festivals/event weeks.
Austin Cox, MD
Why I chose Levine Children's Hospital: I could tell almost immediately that Levine Children's Hospital was the place where I wanted to continue my training. LCH is a resident-driven program that isn't too big or too small, and hosts an excellent academic program in a supportive environment where faculty truly care about residents. Most importantly, the residents seemed genuinely happy and enjoyed each other's company both inside and outside of the hospital.
What I like about Charlotte: Charlotte has all of the amenities of living in a big city without all of the hassle. Whether it's going to the National Whitewater Center, Panthers or Hornets games, or just going out to eat at one of the many delicious restaurants, there are always fun things to do on days off. Plus, it's a beautiful city to live in!
Katy Doane, MD
Why I chose Levine Children's Hospital: Having lived in South Carolina for the past 10 years, I love warm weather and friendly people. I knew that I wanted to stay close by but I wanted to explore a larger city and be part of a larger hospital system. This residency program had everything that I was looking for- friendly residents, strong academic reputation, and enthusiastic faculty. I have already learned so much and built strong friendships in just a few months.
What I like about Charlotte: I love that Charlotte is a big city but is very easy to navigate. There is always something fun to do. There are a lot of great restaurants and breweries, and there are always concerts and sporting events to attend.
Meghan Louque, MD
Whyi I chose Levine Children's Hospital: The pediatric residency program at LCH is like no other that I visited on the interview trail. It is a community based program with all of the benefits of a large academic center. I was impressed by the volume and variety of patients at LCH. Our faculty are superb physicians and enthusiastic about teaching residents. I was also impressed by how personable the faculty and residents are at LCH. Everyone works hard and plays hard. There are only 12 residents in each year, which makes it easy to build close friendships. Another selling point for me was that some of our curriculum is individualized, and our faculty will work with you to set career goals and obtain them.
Julie McCaw, MD
Why I chose Levine Children's Hospital: Levine's high standard for resident education is reflected in its faculty, which spans all subspecialties. Attendings are not only accessible but genuinely interested in teaching residents and the board pass rate (100%!) shows that they're doing a pretty great job. There are lots of diverse patients to learn from as well as diverse "extracurriculars" to enrich our training, from support to spend a rotation abroad to training on how to plan and carry out a QI project. Having opportunities to speak Spanish was also important to me and I get the chance at least once a day. I especially appreciate that CMC formalizes the process of certifying Spanish-speakers to interpret, which speaks to the fact that patient care is a top priority. And last, but most important, was the residents--people I could see myself not only working well with but also laughing with while enjoying Charlotte together.
What I like about Charlotte: As one of the biggest cities in the South, Charlotte offers something for everyone. In my first few months here, I've already gotten to enjoy free outdoor concerts at the National Whitewater Center, pro sports, and all kinds of delicious food (pro tip: check out Food Truck Friday if it's not freezing while you're in town). I've also danced at a pirate bar, biked through the Queen City's parks to a Farmer's Market across the street from CMC, soaked up summer nights at 4 or 5 different local breweries, and taken advantage of Charlotte's proximity to the mountains AND the beach. But even though there is tons to do and see, Charlotte doesn't feel like a huge, overwhelming city. Southern hospitality means people are ready to welcome visitors with open arms--and many visitors end up staying to become residents.
Amanda Murray, MD
Why I chose Levine Children's Hospital: I loved that this program was more of a community based program, but yet offered the exposure to patients and pathology that one would see in a larger university based setting. Being interested in General Pediatrics, I was also looking for a place that had plenty of exposure to outpatient medicine, as many other programs are heavily focused on inpatient. I'm looking forward to getting to work in a traditional residency clinic, as well as work with community preceptors for part of my outpatient general pediatric experience. I had the pleasure of working under attending physicians, where I trained for medical school, who were recent graduates of this program. Getting to see firsthand how prepared the graduates are to practice medicine was an added bonus in my decision making. I also couldn't overlook the excellent board pass rates when making my decision!
What I like about Charlotte: Charlotte is a big city with plenty of things to do! There are plenty of great restaurants and lots of shopping opportunities. My husband and I are looking forward to being so close to the mountains, too! We are loving our new city so far and are looking forward to exploring more over the next three years! Charlotte is a big city with plenty of things to do! There are plenty of great restaurants and lots of shopping opportunities. My husband and I are looking forward to being so close to the mountains, too! We are loving our new city so far and are looking forward to exploring more over the next three years!
Annemarie Neal, MD
Why I chose Levine Children's Hospital: During my interview, it was evident that the residents and faculty were very accomplished and dedicated, but also approachable and friendly. Our program has a very down to earth and family-oriented atmosphere, along with great access to pediatrics specialists and other resources. Also, the residents genuinely enjoy spending time together.
What I like about Charlotte: I wasn't very familiar with Charlotte prior to residency, even though I grew up only two hours away. Even for the short time I've been here, I have really enjoyed living in Charlotte. It is a beautiful city, with lots of great neighborhoods (many of them close to the hospital). Also, there are numerous career opportunities in and around Charlotte, and it was important to me for my husband to be able to continue his career as well.
Emily Ogletree, MD
Why I chose Levine Children's Hospital: Levine Children's Hospital is a gorgeous, state-of-the-art medical facility. I was drawn to the medium-sized program that offered plenty of exposure to all sub-specialties. I also like the fact that we are a major referral center and inpatient rehab center and don't have to refer cases to other hospitals. The attending/ resident dynamic is supportive and respectful making LCH a great place to learn.
What I like about Charlotte: I love the skyline! The Duke Energy building is my favorite as it lights up with a variety of colors every night. I love that we have a professional football team (Go Panthers!) and a minor league baseball stadium right Uptown. There's never a shortage of good food or fun things to do in Charlotte. I also love visiting all the parks around town and enjoying the beautiful North Carolina weather.
Christopher Rogers, MD
Why I chose Levine Children's Hospital: I chose to do my residency in Charlotte because I came up here to do an away rotation as a 4th year and could not see myself at any other place! Charlotte has so much to do and it is a bigger city that has a small town vibe. My wife and I had some family in the area and it made for the perfect fit. The residents were all great and very welcoming and all of the staff seemed very genuine. I could not be happier that I have the opportunity to do my training at a place like Levine Children's and in a town like Charlotte.
What I like about Charlotte: Charlotte has a lot going on! There are a ton of cool neighborhoods in which there are always things going such as live music, and festivals.
Jennifer Walker, MD
Why I chose Levine Children's Hospital: Levine's was the only hospital that had everything I was looking for – exposure to all of the subspecialties, ability to care for the vast majority of patients and an incredible atmosphere. I really wanted a program that felt like home; an open environment with awesome people. The people I have gotten to know here are fantastic across all the programs. There is such a passion for learning and teaching and everyone had been very approachable. It is so important to feel supported as you transition from student to physician and I could not be happier with my decision!
What I like about Charlotte: Charlotte is such a beautiful city! It has all the perks of a major city including an international airport, professional sporting teams, super fun breweries and hole-in-the-wall charming restaurants but is clean and has a lot of easy access outdoor spaces to get some fresh air.
Melinda Beavers, MD
Why I chose Levine Children's Hospital: We interact with a wide variety of pediatric subspecialists, and have great exposure to general inpatient pediatric diseases as well as outpatient pediatrics. The program is perfect for residents who are driven to learn. Our attendings practice evidence based medicine, encourage academic endeavors, and provide a well-rounded cultural perspective on patient care. There is a great culture of health and fitness in the town and in our hospital, and an emphasis on work-life balance. I feel valued as an employee and valued by my peers.
What I like about Charlotte: Charlotte offers fun activities that appeal to my family of 5. My favorite activity is going to the neighborhood pool with my family. There are fantastic schools and a wealth of fun things to do on evenings and weekends. Charlotte also has great access to zoos, the beach and the mountains when we get those glorious days off.
Meredith Calcina Davitte, MD
Why I chose Levine Children's Hospital: I chose Levine's because of the amazing residents and faculty I met on my interview day. People truly seemed to enjoy working together but also spending time together outside of work. Despite the crazy hours we work, I still enjoy spending time with my co-residents during my free time. Resident teaching seemed to be a strong point on my interview day and that has certainly held true now throughout my residency experience. The faculty are amazing teachers and truly love what they do. The patient population is complex and diverse but you do not miss out on general pediatrics training. I could not be happier with my decision to be a resident in Charlotte!
What I like about Charlotte: Charlotte is an amazing place to live. There is something for everyone whether you are foodie, outdoorsman, music enthusiast or sports fanatic. I have loved trying all the restaurants in Charlotte particularly the brunch spots. There is always something to do whether going to a concert at PNC Pavilion, attending a Panthers or Hornets game, going to a brewery with friends or hiking on the trails nearby. It has the benefits of a large city but the surrounding parts of Charlotte all have a smaller town feel.
Keerti Dantuluri, MD
Why I chose Levine Children's Hospital: I like the medium class size here because it allows you to get to know your fellow residents and attendings well. LCH also has a diverse patient population, and in a short time, I have already seen a wide range of pathology.
What I like about Charlotte: It's true what they say--"Charlotte's got a lot!" There are many running trails near the hospital, and the closest mountain for hiking is only 45 minutes away. During the summer, many bands come through town to provide outdoor concerts at the U.S. Whitewater Center and Uptown. There are also plenty of great restaurants close to the hospital.
Nathan Fleishman, MD
Why I chose Levine Children's Hospital: When I was going through the residency interview season, it became clear that a few qualities in a program were very important to me. These qualities were: 1) A system that takes care of basically all pathology (we don't have to send anyone to another facility for a rare condition, etc), 2) a facility that is well taken care of and makes an impression on our patients, and 3) a faculty that is approachable, sympathetic, and second to none in knowledge and clinical experience. Some programs had parts of these but LCH exemplified each of these goals in a way which was unrivaled. After being here for over a year now, I can say each of these qualities has continued to exist and continues to be a priority of our residency program.
What I like about Charlotte: Charlotte offers a variety or qualities to many personality types. I am not a big socialite (or dancer for that matter), so the "downtown" scene is not my thing, but when it comes to trying new restaurants, I am always interested. Charlotte has an endless amount of eclectic food to choose from and I still haven't made a dent in the list. Being that I have a young child, it was also important for me to find family outings that my wife Larissa, my daughter Sophie and I could enjoy together. Charlotte has tons of free parks, libraries, and family friendly venues to enjoy. No matter what you are interested in, you can find it in Charlotte.
Steven Hannigan, MD
Why I chose Levine Children's Hospital:
Levine Children's Hospital is a beautiful facility in the nicest neighborhood of Charlotte. I was in awe of the friendly, clean and child-centered atmosphere, which is something that we create better than any other hospital I have been to. I was impressed by how approachable and resident-oriented the faculty seemed. My first impression was spot-on. This has been an incredible experience. I have grown so much alongside my co residents and with the support of attending physicians who seek to mentor and love to teach.
What I like about Charlotte: Charlotte is a beautiful, clean modern city with something for everyone. We have an NFL team, the nicest stadium in minor league baseball, and we are the home of NASCAR. If you love the outdoors, there's a running and walking trail that runs right along the creek in front of the hospital, as well as the US National Whitewater training center with rafting, kayaking, mountain biking, and zip-lining . And, it's only a short drive to the mountains or lake if you need a quick getaway. Don't forget a craft beer from one of Charlotte's many breweries! It's a fun city to explore in your time off.
Brendan Kleiboer, MD
Why I chose Levine Children's Hospital:
I'm humbled on a daily basis not only by the excellent faculty who devote their time to teaching, but also by my high-achieving and sharp fellow residents. We get the benefit of an outstanding foundation in general pediatrics while getting to work side by side with subspecialists. We have an incredibly supportive administration who care both about our academic development and our professional development. And we get to do it all in and around the 11 stories of a beautiful children's hospital!
What I like about Charlotte: What DON'T we have here? The food (in truck and non-truck form), the craft beer scene, the nearby mountains, the beautiful weather most of the year round (something we didn't have growing up in Michigan) - all reasons to love Charlotte. The Whitewater Center is a blast - it's an Olympic training center, but it's also a place for not-quite-olympians to zipline, kayak, mountain bike, rock climb, and catch some summer bluegrass concerts. Cheers!
Mary Beth Lambert, MD
Why I chose Levine Children's Hospital: I had the opportunity to complete my pediatrics rotation and acting internship at Levine Children's Hospital and could not picture going anywhere else for residency. The residents were friendly and welcoming, the attendings were focused on teaching, and the hospital is beautiful. It really makes a difference when you have a free-standing children's hospital that is focused on the patient experience.
What I like about Charlotte: My husband and I grew up in Columbia, and it's a close drive for our families to come visit. We love our house and and have a big backyard for our dog and to host residents to grill out and have time together away from the hospital. There are always fun things to do in Charlotte--from shopping to concerts to amazing restaurants. We have loved living here!
Karen Leeds, MD
What I like about Charlotte: I love living in Charlotte because it has its big city feel without being overwhelming. After attending college in Virginia, I knew I wanted to head back South for residency. Charlotte has so much to do and every weekend there is some thing to do whether there is a festival, or another activity going on. There are so many different neighborhoods to explore and great restaurants. Plus Charlotte is close to the mountains and the beach which makes it easy to make a quick weekend trip to either destination.
Laura Netzley, MD
Why I chose Levine Children's Hospital: I chose Levine Children's Hospital because I wanted to go to a program that not only provided excellent training but also had a family like atmosphere. In my first few months here, this has held true. All of the attendings are wonderful teachers and have a genuine interest in residents. We see such a wide variety of conditions and serve a very diverse population. One of the top reasons I chose Levine Children's Hospital was the residents. It was very apparent when I interviewed that all of the residents really enjoyed their lives and their co-residents. All of the residents are fun, laid back and hard working. I've only been here a few months but it already feels like a family.
What I like about Charlotte: Charlotte is such a great, young city. Between hiking at Crowder's Mountain, watching live music uptown, doing a high ropes course at the White Water Center and trying some of the many awesome restaurants in the city, it has been quite busy since I've been here. Housing is affordable and there are plenty of nice neighborhoods near the hospital to choose from.
Camille Strachan, MD
Why I chose Levine Children's Hospital: The people, definitely! I love my co-residents and my attendings are nice and love teaching. The hospital provides an enriching learning environment and everyone in the department values resident input about their educational experience. Also the Carolinas Healthcare System as a whole truly values their employees, which makes it feel like one big family.
What I like about Charlotte: Why not?! Charlotte is a great city that is expanding and is full of young professionals. It has everything you could want in a major metropolitan city including parks, concerts and sports teams yet it's not overwhelming. Also, the great summers and mild winters are the icing on the cake. I love it here!
Abigail Werner, MD
Why I chose Levine Children's Hospital: Levine Children's Hospital is a beautiful facility. The residents were friendly and outgoing. The program itself is small, with all the benefits of knowing everyone, but has all the benefits of a larger program affiliated with a medical school. The food is pretty good.
What I like about Chlarotte: There is so much to do! There are so many restaurants to try, and I often find myself torn between going back to one of my favorites and trying something new. I love going to see independent films at the small theatre near the hospital. People in the area participate in biking and there is a robust arts and theater scene, with big name shows coming year round.
Hailey Woolen, MD
Why I chose Levine Children's Hospital: Levine Children's Hospital has everything a children's hospital should have...incredible staff that love their job, fabulous facilities and an impressive community and academic hospital system, all of which are focused on providing superior patient care. The residents all seemed genuinely happy to be at work and were certainly happy spending time together outside of work. Each faculty member I met was approachable and interested in both patient care and resident education. Overall, I felt like Levine Children's Hospital offered everything necessary to make for an excellent education all while doing so in a fun and family-like setting.
What I like about Charlotte: Charlotte has all of the perks of a big city - fun downtown, great shopping, our very own NFL team, an international airport and the 2nd largest banking industry in the country - all housed in a charming, southern town. There is never a shortage of fun activities when you're away from the hospital from the National Whitewater center to the many different breweries and the easy drive to the mountains or the beach.
Maria "Stefi" Barbian, MD
Why I chose Levine Children's Hospital: My husband and I had our son before I graduated from medical school. Since my husband's family lives in South Carolina we began looking for residencies in the south so our son could grow up near our family. While several programs had many qualities I was looking for, Levine Children's Hospital surpassed all of my expectations. What really solidified it as the right place for me was the residents and the faculty. When I interviewed at CMC, it was clear that the residents all spent time together outside of work and truly cared about each other. Secondly, it was clear to me that the residents at CMC received an incredible education in pediatrics. After three years of being here I can say that our attendings not only care about our education but also care about each resident and truly invest in our lives
Christopher Blunden, MD
Why I chose Levine Children's Hospital: A medium-sized program within a large medical center means more individualized attention and teaching, exposure to a greater variety of pathology and greater camaraderie among the residents. Additionally, you get all the benefits of a university-affiliated program such as medical student teaching and a history of placing residents in highly competitive fellowships. The 100 percent board pass rate over the previous three years was also really impressive.
Candice Castellino, MD
Elizabeth Diaz, MD
Why I chose Levine Children's Hospital: Levine's offers the perks of a stand alone children's hospital such as a strong child life presence and an abundance of pediatric subspecialties while still allowing us the perks of being attached to a larger adult hospital - mainly the opportunity to interact with residents from other programs like family and emergency medicine. Without fellows around residents build personal relationships with attendings and have great hands on experience. But the real reason I chose Levine Children's Hospital was for the residents. When I interviewed here the residents all seemed to love their lives and truly enjoy each other's company. And did I mention the hospital is bright and beautiful?!
Jessica Daniels, MD
Why I chose Levine Children's Hospital: My friend, classmate and fellow resident interviewed here before me and warned me that I would love it here--and she was right! I was excited to see the residents were genuinely happy and excited about the program and the faculty was very approachable. The program had a wide variety of exposure that allowed residents the opportunity to manage patients from every subspecialty. It was a perfect fit for me, and I have loved every minute of my time here!
Daniel S. Donner MD, MPH
Why I chose Levine Children's Hospital: It has everything I wanted in a residency program: solid academics, a mid-sized number of residents, a stand-alone hospital, a focus on public health principles and quality improvement, a beautiful city, and (best of all) amazing coworkers. It was clear from the start of my interview that each and every person I encountered cared deeply about my education and making me feel welcome.
Sarah Drennan, MD
Why I chose Levine Children's Hospital: When choosing a place for residency, I wanted a medium-sized program that had a good reputation, where I knew I'd get solid training in general and subspecialty pediatrics (can't argue with a 100 percent board pass rate!) When I visited Levine's Children's Hospital, I loved all the people that I interacted with. They were friendly and enthusiastic about their jobs and the residents raved about the program.
David Milbourn, MD
Why I chose Levine Children's Hospital: I was instantly sold after my visit despite visiting many great programs! First, the people are awesome. The camaraderie between residents and faculty is genuine. Not to mention, the ancillary staff are phenomenal and very willing to assist and educate lost interns! The program also places a large focus on education in residency and assists us with attending medical conferences. Lastly, the hospital is the perfect blend of a private setting with a large academic center--best of both!
Tiji Philip, MD
Why I chose Levine Children's Hospital: Personally, LCH was a perfect fit for me in terms of program/hospital size, exposure to a variety of subspecialty pediatric care, and distance to home (Atlanta, GA, which is where my parents still live). I was also pleasantly surprised by just how amazing the residents and faculty were who I ran into on my interview day! I found out quickly how close all the residents are with one another and how much the faculty genuinely care about the residents and our education - both aspects that were very important to me and my future choice of a residency program. No matter what your future plans in pediatrics (whether general outpatient practice or fellowship/subspecialty/hospitalist care), the fantastic training and education we get here at LCH will set you up for success!
Alison Vurnakes, MD
What I like about Charlotte: Charlotte is the perfect sized city! It's big enough to have tons of great restaurant and entertainment while still being small enough to not have huge traffic problems. You get to experience all four seasons and can easily get to the beach or mountains for a quick vacation. There's always something fun to do!
Corinne Watson, MD
Why I chose Levine Children's Hospital: I do not have enough space to write all of the reasons Levine Children's Hospital stood out to me. It offers an exciting environment to learn and practice medicine. I can get exposure to basically any medical problem or specialty my heart may desire. This was very important to me when I started, because I had no idea where I wanted to take my career. Now that I know I am going into general pediatrics, it provides very well-balanced training.
What I like about Charlotte: Having always lived in smaller towns or cities, I have always wanted to experience urban life, but I found some of the large cities to be overwhelming. Charlotte has all the benefits of a big city without the complications. Being from the coast, my only complaint was the distance to the ocean, but then I realized the South Carolina coast is only three hours away. Also, the plus to being further from the coast is proximity to the mountains. Charlotte offers the best of all worlds. A vibrant, livable city that is easily accessible to a variety of excursions.
Kathryn Winn, MD
What I like about Charlotte: I am obsessed with Charlotte! There is such a great combination of delicious restaurants, gorgeous neighborhoods, and young, friendly people. As a Florida girl, I was worried that I wouldn't survive the winters here, but even those are beautiful in Charlotte! You're able to make the most of the mountains, the beach, the whitewater center, and city life, so there are always new and exciting things to do on your days off!
|Ashley Adamkin, MD
Hometown: Defiance, OH
Undergraduate Education: Miami University
Medical School: Louisville School of Medicine
Academic Interest: Infectious disease, neonatology and hospital medicine
Why I chose Levine Children's Hospital: I wanted a program that valued education and could make me into a well-rounded pediatrician. I wasn't sure if I wanted to go to fellowship or be a generalist so I wanted a program that could send their residents into great fellowship programs but also into great jobs as both outpatient and inpatient. Charlotte had everything I wanted: a program small enough that my voice would be heard but a free-standing hospital with excellent pathology. The residents all seem like family and the attendings teach on everything.
What I like about Charlotte: The restaurant selection is exponential and there is always something to do on the weekends and in my spare time! There are excellent park systems for running and biking, trails just 15 minutes away at the Whitewater Center for hiking, festivals all the time and theater tickets at a discounted price! There is always something to do!
|Katherine Battisti, MD
Hometown: Gainesville VA
Medical School: Eastern Virginia Medical School
Academic Interest: Emergency Medicine
Why I chose Levine Children's Hospital: It jumped out at me as a friendly place where people had a great time working together. It was clear that everyone from the interns to the senior faculty were dedicated to continued learning and improvement which was a big plus. Not to mention, the work life balance that I saw demonstrated on my interview day was enough to convince me that this was the place to be.
What I like about Charlotte: Charlotte is a city with small southern city charm and big city access to entertainment options, professional sports, art and great food. You're also a short drive away from to the mountains, the beach and great outdoor activities. There is something for everyone in this city.
|Rachael Fournet, MD
Hometown: New Orleans, LA
Medical School: LSU New Orleans
Academic Interest: Obesity prevention
Why did I chose Levine Children's Hospital: I happened to find the residency at Levine Children's Hospital through the drop down menu on ERAS. Coming into the interview I had no expectations, but was blown away by the people, the program and the city. The people here are nice, like above normal southern hospitality nice. The residents were also extremely down to earth and easy going. I was able to be myself and joke around (pretty rare on the interview trail). The program itself is a gem and is a huge, bustling, freestanding children's hospital that has every subspecialty known to medicine. After my interview here I felt confident that I would be trained to be a well-rounded physician. I am currently planning on going into general pediatrics but it is nice to know that I have the option of doing a fellowship if I choose to do so.
What I like about Charlotte: The city of Charlotte is amazing. The weather could not be more perfect (coming from someone who was raised on the surface of the sun aka Louisiana), there are festivals and activities galore, and the great outdoors are at your fingertips (parks, greenways and mountains, oh my!). It took about four days of being here for my husband and I to decide that we wanted to call Charlotte our home.
|Stephanie Kwon, MD
**Info coming soon
|Aaron Levy, DO
Hometown: Nashville, TN
Undergraduate Education: Emory University
Medical School: Lincoln Memorial University – DCOM
Academic Interests: general pediatrics, hospital medicine, international medicine and integrative medicine
Why I chose Levine Children's Hospital: On interview day, I was immediately drawn to the hospitality of the residents and faculty. Levine Children's Hospital is a great place to work, from the beautiful facility to the great nursing and ancillary staff. We see such a diverse patient population and there is never a shortage of pathology.
What I like about Charlotte: Being originally from Nashville, attending college in Atlanta, and then going to medical school in rural Tennessee, Charlotte was the perfect combination of all the perks of a big city without all the stress. The city has a great greenway system for running after work and the mountains and beach are only a short drive away.
|Allen Ligon, MD
Hometown: Martinez, Georgia
Undergraduate Education: University of Georgia
Medical School: Mercer University School of Medicine
Academic Interest: Pediatric Cardiology
Why I chose Levine Children's Hospital: I cannot speak enough about Levine Children's Hospital and the quality of care that all of the staff provides here. Everyone works together as a team, and best of all, we can have fun while we do it. Having an interest in pediatric cardiology, it is an incredible spot to train because of our large cardiac surgery volume and no fellows, so you get to work closely with the attendings and surgeons.
What I like about Charlotte: I finally made the jump out of Georgia and here to North Carolina...and could not be happier. Charlotte is a great town that has much to offer. Although it is the biggest city I have ever lived in, it has the feel of a small town as well. I can have my dog, be near the whitewater center for kayaking, near trails for mountain biking and find fellow Georgia Bulldog football fans (my four favorite things) which makes this a program you should not pass up without visiting. Once you do, I feel you just may find yourself wanting to stay.
|Lauren Michael, DO
Hometown: Brick, NJ
Undergraduate Education: Penn State University
Medical School: Pennsylvania College of Medicine
Why I chose Levine Children's Hospital: I was convinced that I would be staying in the Philadelphia area for residency. It was where I went to medical school and where the majority of my friends & family were located. I had spent two years rotating throughout Philadelphia hospitals where I made connections with faculty. It seemed like a natural transition. When I came to Charlotte for my interview, my plans completely changed! Meeting the residents and visiting finalized my decision. Levine Children's Hospital offers all the subspecialty exposure necessary to obtain a well-rounded training experience. The attending physicians are very approachable and excited to teach. What stood out most in my mind was how close and supportive the pediatric residents were of one another. My residency class became great friends from the start. We love to spend time together outside of work when time allows, and we lean on each other during stressful rotations. I couldn't be happier with my decision, and I truly believe that I am in the right place.
What I like about Charlotte: I fell in love with the city! Charlotte is beautiful with so many great entertainment venues, restaurants and parks.
|Reema Patel, MD
Hometown: Teays Valley, WV
Undergraduate Education: Marshall University
Medical School: Marshall University
Academic Interest: Pediatric cardiology
Why I chose Levine Children's Hospital: I chose this residency program for its size, location, and current residents and faculty.
What I like about Charlotte: I moved here from a small town, so I like the city atmosphere. The weather is nice, and the winters are mild. There are lots of good places to eat.
|Jeremy Pickell, MD
Hometown: Knoxville, TN
Medical School: East Tennessee State University
Academic Interest: General pediatrics, infectious disease or allergy/immunology
Why I chose Levine Children's Hospital: I felt like I fit in best with the people here. I liked the smaller size of the program and felt that I would still see a ton of patients and pathology.
What I like about Charlotte: Charlotte is a great city. There is plenty to do and keep me entertained when I am not at work. Also, the city isn't too large or overpopulated. I am still able to drive around without traffic being too much of an issue.
|Brittany Thomas, MD
Hometown: Farmington Hills, MI
Medical School: Wayne State University
Academic Interest: Adolescent medicine
Why I chose Levine Children's Hospital: To be honest, I hadn't heard of Levine Children's Hospital before, but in my quest to leave arctic winters I thought I'd give Charlotte a try. On my interview day, everyone was so incredibly nice. It seemed like all of the residents got along and the program wasn't so large that I felt overwhelmed.
What I like about Charlotte: Besides the fact that it is not 20 below zero in the winter, Charlotte just so happens to be a pretty cool place. There is always something to do. You're never too far from a mountain, a beach or a huge shopping mall.
|Angela Vandegrift, MD
Hometown: Greensboro, NC
Undergraduate Education: University of North Carolina
Medical School: University of North Carolina
Why I chose Levine Children's Hospital: I did a fourth year acting internship here and really liked that all the residents were such great friends and spent so much time together inside and outside of the hospital.
What I like about Charlotte: There's so much to do! From professional sporting events (even if we aren't very good) to musicals/plays to Restaurant Week to festivals uptown to boating trips on Lake Norman, there's so much fun to be had in the Queen City when we have time off.
|Marie Warwick, DO
Hometown: Lynchburg, Va
Undergraduate Education: University of North Carolina
Medical School: Via College of Osteopathic Medicine
Academic Interest: Neonatology
Why I chose Levine Children's Hospital: When I came for my interview, I was amazed at how personable and down-to-earth the residents and faculty members were. After having been here for a full year, my fellow residents are not only colleagues, but good friends. In addition, the facilities at Levine Children's Hospital are absolutely phenomenal.
What I like about Charlotte: There's always something to do on my time off! It's full of young professionals, awesome restaurants, nice shopping, lots of live music, and a variety of sporting events. It's a safe, clean city and surprisingly a relatively affordable place to live.


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10 Clever Psychology Tricks You Need to Know
Social situations are very important in our lives and there are psychology tricks that can be applied to them. Here are ten clever psychology tricks that will make your life easier when in social situations: 1. Find out if someone likes you To find out if someone likes you, simply pick a word as they talk. Every time they say that word, smile and nod. If the person does like you, they


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Parkhurst hockey cards were manufactured by Parkhurst Products, a Canadian manufacturer of sports cards. Their cards were primarily for ice hockey but also featured Canadian wrestlers. Based in Toronto, Ontario, Parkhurst produced its first hockey cards in 1951 and continued for over a decade as the primary cardmaker for that sport before ceding the market to Topps.
Although Parkhurst was a very popular brand in Canada, it only had the rights to produce cards of the Detroit Red Wings, Montreal Canadiens and Toronto Maple Leafs. In some years, it only had the rights to produce cards featuring players from Montreal and Toronto and the sets for any given year could consist of fewer than 70 cards.
Return in 1991Edit
After disappearing in the 1960s, the Parkhurst hockey card brand was resuscitated in 1991 by Dr. Brian H. Price and licensed to Pro Set.[1] After the hockey card explosion of 1990–91, Parkhurst cards were back in the marketplace. Pro Set promoted Parkhurst as a premium brand of cards. Series I and Series II were available in both English and French and featured the rookie cards of players such as Dominik Hasek and John LeClair. The 1991–92 Update Set was the final release of the year and was the most valuable of all three sets. One of the key rookie cards of that set was of Bill Guerin. Of note, the cases of Parkhurst cards were sequentially numbered, and this was the first time hockey card cases were numbered.[2]
When Pro Set, Inc. entered Chapter Eleven bakruptcy protection prior to the 1992–93 NHL season, Price traveled weekly from Toronto to Dallas and became the unofficial hockey brand manager. The second year of Parkhurst (1992–93) was the last with Pro Set as the company went bankrupt and Price took his Parkhurst tradename and license to the Upper Deck Company, an agreement which began with the 1993–94 season.
As part of the Upper Deck/Parkurst license agreement, during the 1993–94 hockey season, Price was allowed under the Upper Deck/NHL license to create and release three retrospective Parkhurst trading cards sets. The first set of cards was known unofficially as "The Missing Link". These cards were produced to complement the fact that Parkhurst did not make cards in 1956. All the cards in the set featured the Original Six teams. The cards featured stats from the 1955–56 season, and had a very retro feel to them, with a no-gloss finish and simple design. One of the most unusual cards in the set was a card featuring the likeness of Johnny Bower in a New York Rangers uniform, while other Parkhurst traditions were upheld, such as action cards.
The popularity of this set led to two other retro-style sets, one commemorating the 1964–65 season (in the "Tall Boy" format Topps used that year), released in 1995, and a subsequent set issued in 1996. This set "commemorated" the 1966–67 season, which signified the rookie season of Bobby Orr and the final Stanley Cup triumph of the Toronto Maple Leafs. Once again, all Original Six teams were featured in the set and each pack contained a "wheel", akin to the Shirriff pieces issued around this time. There was one wheel issued per pack, which paralleled the shell cards (player cards) in the set, as well as 10 bonus wheels that paralleled the Beehive-inspired inserts of Orr and Gordie Howe.
Aside from the Missing Link sets, three other series were issued by Price and Upper Deck (two series in 1993–94 and one in 1994–95) in North America. One other set released in 1994–95 was the Special Edition set, originally distributed solely in European markets (though a strong amount made the way across the Atlantic). It was a smaller set and could be distinguished from the standard Parkhurst cards of 1994–95 by its unique numbering with an SE prefix. This set was unique because it featured the first cards of players like Jarome Iginla and Jean-Sebastien Giguere.
After two years, Upper Deck breached their Parkhurst license agreement in 1995, thus the brand was no longer in Upper Deck's hands. With no place else to turn, Price created his own release, Parkhurst International, only available in the European markets. Some of the highlights from the 1995–96 Parkhurst set can be found in Series II, including the first card of Wayne Gretzky in a St. Louis Blues uniform. Although the controversy of this card was that Wayne Gretzky's face was superimposed over previous captain Shayne Corson's body, it was not correct. Wayne Gretzky was also featured on another card in the Series II set, but this time, it was on the back. Kevin Stevens was featured in Series II as a member of the Los Angeles Kings. On the back of the card is a picture of Kevin Stevens and Wayne Gretzky wearing the Los Angeles Kings' third jersey. This is the only known card that features an image of Wayne Gretzky in this infamous Kings "playing card" jersey. Despite these unique Gretzky issues, the brand disappeared after 1995–96, save for phone card and 24-karat gold specialty issues.
For the 50th anniversary of the initial set, the Parkhurst brand was relaunched by Dr Price's new venture In The Game Trading Cards. The set originally appeared as an insert in various 2000–01 products before being re-introduced a year later as a standalone set. Parkhurst was issued both in 01–02 and 02–03 before becoming a larger brand name in 03–04, where it was broken up into multiple sets, including Parkhurst Rookie and Parkhurst Original Six, which was subdivided into six sets. Several collectors still debate the legitimacy of these cards being considered rookie cards, since they were team-specific. The only other set issued under the Parkhurst moniker was Parkhurst Retro (in the 02–03 season), which utilized the 1951–52 design.
The new incarnation lasted only a few years before the 2004–05 NHL lockout threw the trading card market into chaos. During this year, the NHLPA did not work with In The Game. ITG, rather than use the Parkhurst name, used alternate titles such as Franchises and Heroes and Prospects under a license from the NHL.
Prior to the lockout, Ted Saskin of the NHLPA made a back room deal with Upper Deck making them exclusive licensee for NHLPA hockey trading cards. When the NHL resumed operation, the NHL got wind of the NHLPA's arrangement and agreed to give Upper Deck an exclusive arrangement as well.
In 2005, Upper Deck acquired the Parkhurst name and issued another Parkhurst set. This was a unique brand that was launched late in the 2005–06 season, featuring 700 cards and had a card of Alexander Ovechkin's goal, lying flat on his back (card number 588). Another unique card commemorated the first head-to-head meeting between Ovechkin and Sidney Crosby (card number 600). In all, there were four cards of Alexander Ovechkin (card numbers 588, 597, 600, and 700), while there were six cards of Sidney Crosby (card numbers 526, 586, 587, 593, 657, and 694). Not to be forgotten, this set also features Stanley Cup Hero Cam Ward of the Carolina Hurricanes (card number 614).
Parkhurst returned in the 2006–07 season, with a shift in focus to retired players. The set included a wide variety of autographs, from Hall of Famers such as Patrick Roy to cult favourites like Bobby Smith.
|This page uses content from Wikipedia. The original article was at Parkhurst Products. The list of authors can be seen in the page history. As with Ice Hockey Wiki, the text of Wikipedia is available under the Creative Commons Attribution-Share Alike License 3.0 (Unported) (CC-BY-SA).


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I signed up for Virgin's phone, TV and broadband service but, despite paying for the full service, I have had no broadband for most of the past seven months and the "on demand" part of the TV service has also failed. I have complained to Virgin that it continues to charge me for a service I cannot receive, but I have found its level of customer care unsatisfactory. MM, south-east London
You are paying for a service that you can't actually receive and, in spite of the circumstances, you have been calm and reasonable in the way you have approached Virgin, spelling out what you would like it to do. But Virgin says there are good reasons behind your connectivity problems. A new cable needs to be installed to your property but because you live on a red route, permission is required from the local council to dig up the road and that hasn't been provided yet.
Virgin has now agreed to give you a refund of £130 in addition to the £95 it says you have had, which means you have had a free TV and phone service for the past nine months. Virgin says one of its own directors who lives on a red route has waited three months for permission for a cable. But I don't imagine he has been paying for a non-existent service, like you were.
Answering your letters this week is Steve Playle, Trading Standards officer, and team leader at Surrey Trading Standards Service.
We welcome letters but regret we cannot answer individually. Email: firstname.lastname@example.com Please include a daytime phone number


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Best of 2009 Winner: Favorite Portable Gaming Device
Your favorite portable gaming device of 2009 is the Nintendo DSi! We pitted the pocket-sized portable against the iPod Touch, PSP Go and laptops and it won with 45 percent of the vote. It's not exactly shocking news considering the DSi features two built-in cameras, can connect to the Internet and makes your beloved handheld games rock.
Do you have a Nintendo DSi? And if so, what do you like or dislike about it?
Image Source: Getty


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|Silicate mineral
|Chemical formula
|Violet, lilac, light brown
|Crystal habit
|Fibrous, massive
|Crystal system
|Monoclinic - Prismatic 2/m
|Good in three directions
|Mohs scale hardness
|5 - 6
|Vitreous to pearly
|Specific gravity
|2.54 - 2.58
|Optical properties
|Biaxial (+)
|Refractive index
|nα = 1.550 nβ = 1.553 nγ = 1.559
|δ = 0.009
|Other characteristics
|Weakly fluorescent
Charoite (K(Ca;Na)2Si4O10(OH;F)·H2O) is a rare mineral, named for the Chara River (though this etymology is disputed by some), and found only in the Sakha Republic, Siberia, Russia. It is found where a syenite massif has intruded into and altered limestone deposits.[4]
Charoite is a strong, translucent lavender to purple in color, reminding some of a granite or marble with its pearly, swirling luster. However, it is a discrete mineral rather than a rock. Charoite is strictly massive in nature, and fractures are conchoidal. It has an unusual swirling, fibrous appearance, sometimes chatoyant, and that, along with its intense color, sometimes of a "grape" nature, can lead many to believe at first that it is synthetic or enhanced artificially.
Though reportedly discovered in the 1940s, it was not known to the outside world until its description in 1978. It is said to be opaque and unattractive when found in the field, a fact that may have contributed to its late recognition. Charoite is used as an ornamental stone and sometimes a gemstone, generally as cabochons set into pendants.
Russia has fairly strict prohibitions on the exportation of charoite. Generally, charoite is permitted to be exported only after the stone has been worked, for example, into figurines or other type ornaments. It is therefore difficult to procure "unworked" or "rough" charoite in a form suitable for further working into jewelry such as cabochons.[citation needed]
Charoite often contains inclusions of the mineral tinaksite, which appears as a golden, spire-like shape running through the material.
- Wikimedia Commons alberga contenido multimedia sobre Charoite.Commons
- ↑ http://www.webmineral.com/data/Charoite.shtml Charoite info at WebMineral
- ↑ http://www.mindat.org/show.php?id=972&ld=2&pho= Mindat
- ↑ http://rruff.geo.arizona.edu/doclib/hom/charoite.pdf Mineral Handbook
- ↑ http://www.galleries.com/minerals/silicate/charoite/charoite.htm Charoite info at Amethyst Galleries
fr:Charoïte it:Charoite lt:Čaroitas nl:Charoiet ja:チャロアイト pl:Czaroit ru:Чароит