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My reaction to "The Total Money Makeover"Kacie
Before I became a blogger, I hadn't heard of Dave Ramsey. It seems that a lot of people follow his financial advice, so I thought I'd look into his teachings to see what he has to say.
I went to the library and checked out his book, The Total Money Makeover.
At 240 pages, the book is an easy read. Ramsey enjoys using metaphors, for example "gazelle intensity" appears dozens of times throughout the book. At times, the writing can be a bit over-the-top, and I'll just go ahead and say it: cliche.
His motto, "If you will live like no one else, later you can live like no one else" appears at the bottom of each page.
Essentially, he encourages you to make drastic financial changes now so that your future will be better.
For the first hundred or so pages, Ramsey debunks money myths. Sprinkled throughout the book are testimonials of people who have put the Total Money Makeover to use.
On page 93, we reach his first baby step: Save $1,000 fast.
This $1,000 is supposed to be the start of your emergency fund. Assuming you are current on all debt payments, Ramsey wants you to get $1,000 and put it where you can easily access it if a real emergency pops up–but only an emergency.
What constitutes an emergency?
"An emergency is something you had no way of knowing was coming, something that has a major impact on you and your family if you don't cover it." (Ramsey p. 136 )
For us, we will use our emergency fund if:
-we need it for an insurance deductible ($500 for car or renter's)
-we need a necessary car repair (need to buy a new tire, or fix something not covered under warranty)
-we have a medical expense that can't be paid via health insurance or our flexible spending account
-we need to make emergency travel plans (not a pleasure trip, mind you)
-we need to cover basic living expenses if we lose income
That's all I can think of for now. Our fund will sit in an account with ING Direct and grow a small bit of interest. Having it there really does give me a good peace of mind.
Baby Step 2: The Debt Snowball
Once the starter emergency fund is in place, he advises you to put all of your efforts toward eliminating your debt (except for your house).
"List your debts in order with the smallest payoff or balance first," he advises in a worksheet on page 112.
Ramsey says that "paying the little debts off first gives you quick feedback, and you are more likely to stay with the plan."
While I understand his logic, that positive feedback will serve as encouragement, I have to disagree with him on this one.
He says, "If you were so fabulous with math, you wouldn't have debt, so try this my way" (Ramsey p. 114). Uh, not quite.
If I have $500 in credit card debt on a card with 16% interest, and $1,000 in credit card debt on a card with 22% interest, he would want me to tackle the $500 first, since I would be able to pay that off more quickly.
However, in the long run, I'd be paying more in interest by allowing the debt at 22% interest to grow.
Instead, when we were paying off our credit cards, we tackled the highest interest rate first. We were able to stick with it until the end.
Ultimately, you need to choose the method that will work best for you. If you want instant gratification, go ahead ahead and pay your smallest balance off. But, if you want to save more money, stay motivated and focused and pay off the debt with the highest interest rate.
Baby Step 3 is to finish adding to your emergency fund.
He advises 3-6 months in an emergency fund, which seems to be the industry standard.
This is supposed to cover your living expenses in the event you lose your income. Assuming you lose your income (heaven forbid) the emergency fund should cover your rent or mortgage, insurance payments, grocery costs, electric bill…basically your essentials.
It's a good idea to look at your budget and determine your necessary monthly expenses. Multiply that number by 3-6 (depending on how many months of emergency money you want) and come up with a tangible goal amount. Once you reach that goal, examine that figure on a regular basis (say every 6 months or so) to make sure your emergency fund will still keep you afloat through an emergency.
Baby Step 4 is to maximize retirement investing.
More specifically, invest 15 percent of your income to retirement. He advises 15 percent so that you'll still have money left over to save for college and paying off your home, and not less so that you'll end up saving enough.
He says to ignore company matches in that 15 percent, and to invest 15 percent of your gross income. Also, we're supposed to ignore any Social Security benefit we might receive. I'm fine with that–I have no idea if Social Security will pay me anything in uh…45 or so years.
Once you're investing for your retirement, Ramsey suggests starting a college fund for yourself or your children.
I agree that saving for retirement should come before saving for college. You aren't doing your children any favors if you pay for their college expenses, but don't have enough to retire on. Remember, kids can get scholarships for school. You don't get scholarships for retirement. Sorry.
The next step: Pay off the home mortgage
That's an exciting step to reach. We don't even have a mortgage, so that's not doable right now. Once we get a sizable down payment (we're aiming for at least 20 percent to avoid PMI), we'll get a 15-year fixed mortgage, and shoot for paying it off faster.
Once you have your debts paid, emergency fund well-established, college savings under control, and your mortgage paid, Ramsey wants you to "build wealth like crazy."
Essentially, that's the last step. Go get 'em!
Check out this book if you're in debt and want a perspective on a way out. The book offers plenty of life examples and simple steps you can take to eliminate debt for good.
Have you read The Total Money Makeover? What did you think?
17 Responses
to "My reaction to "The Total Money Makeover""
By Margo on Dec 4, 2007 | Reply
Thanks for the summary – I haven't read the book, but we are doing most of this! We met with a financial counselor (free because the firm also holds my retirement fund) a few years ago and set some goals. We built up our 3 month emergency fund right away. We never make extra payments on our house (interest rate is 5.25 – so cheap) or my husband's federal school loans, but we do on our other 2 loans (line of credit used for house renovation, private loan for grad school).
One of the things that we started doing last month is taking 15% out of each paycheck and putting it in retirement savings. Before, we just told ourselves we were being frugal enough and depositing when we could – ha ha. It feels good to be more precise!
You're very thorough, but have you done the math to determine if paying rent until you save a 20% down payment is worth not paying PMI? We always preferred building equity in our house to paying rent.
By Dana on Dec 4, 2007 | Reply
Been reading your blog for a few days and am loving it. I've read and follow Dave Ramsey advice. I agree with his advice to pay down the smallest debt first because if you do what he says and get gazelle intense, you'll be paying off stuff as fast as you can and won't be spending that much more on interest. But you'll be getting the wins you need to keep going for the long hall. Keep up the great blogging…I'm so enjoying it!
By Kacie on Dec 4, 2007 | Reply
We haven't yet done the math to determine whether putting a 10% down payment instead of a full 20% would be better (to start building equity while paying the PMI).
We won't be in a house for awhile. I want to be sure we can fully afford it–paying the mortgage, paying property taxes (ugh), homeowners insurance, and all of the other sneaky bills that come with owning a home.
In the months and years to come, we'll definitely crunch numbers to make sure our money is working for us.
By Mrs. Micah on Dec 4, 2007 | Reply
I also found out about him from blogging. I like a lot of his advice and while I'm not a Ramseyite, I'm essentially doing a modified money makeover. :)
By Babychaser on Dec 4, 2007 | Reply
Yes, I have read it. DH's parents gave us a copy to use and pass on. I really appreciate all he says and we have goals to work toward it.
The problem I found with it is that, though the principles are still great, it really only works great for people with debt. DH and I are blessed to have no debt, and with DH working in ministry, (though God provides every step of the way and we have been blessed to see some pay increase this year for the first time) we don't have much extra at the end of the month.
We already try (and are getting much better with the help of all you bloggers) to be frugal within our budget, but without the compounding debt payments (growing each time you pay one off and can reassign that money to the next) we don't have that "extra" money like people who now have $1000 (more or less) that can go toward saving etc when their debt is gone. Don't misunderstand… I'm not complaining… it is just a lot longer road to get to that emergency fund for 3-6 months when you only have $10-$50 a month left to put toward it.
Again, please don't understand us to be lacking in contentment… I love our life and our ministry! But where the book is concerned… it works better for people with debt in the first place!
Thanks for reviewing it… I recommend it to anyone I meet who could benefit from it!
By Kacie on Dec 4, 2007 | Reply
That's an excellent point. Sometimes, you do your best to stretch your income–but income is a finite amount and sometimes it's difficult to increase it.
All we can hope to do is keep our expenditures as low as possible and save where we can.
You're already miles ahead of the game since you don't have debt! Woo hoo!
You probably have your savings account in a high-interest savings location, such as with ING. When your money is earning 4% interest or more, it's at least keeping on par with inflation.
Finally, I agree–this book is best suited for those with debt (and people who can't seem to stay out of debt).
By Kacie on Dec 5, 2007 | Reply
Glad you're a repeat visitor, Dana!
Some people really do thrive on quicker feedback, like paying off credit cards in a smallest debt to largest debt fashion.
It really just depends on the individuals paying off the debt, I think. If they can stick with it and stay motivated through the long haul, more power to 'em.
By Sharon on Dec 5, 2007 | Reply
Yes! Read it and loved it. It's really changing our financial life. (myself and my dh) I wish we had read it sooner.
My parents used credit cards a TON. I saw more of that way of spending that any other growing up, Maybe they paid it off each month, but that part wasn't what I witnessed. what I witnessed was the use of plastic. So naturally, I didn't think twice about it before beginning my own credit card debt. BIG MISTAKE.
I seriously thank of Dave Ramsey as a blessing. His approach is really helping us We're still on steps 1 & 2, but we're doing MUCH better than we were 2 years ago!
I continue to love your blog. Thanks for all the helpful info and hard work you put into it!
Oh, and btw, because of your posts on Giant Eagle, I shopped there last week and saved myself nearly $10! THANKS!
By Kacie on Dec 5, 2007 | Reply
Glad to hear your finances are looking up, Sharon!
Also, thanks for letting me know you appreciate posts on deals at Giant Eagle. I'm not sure how many of this blog's readers live near a Giant Eagle grocery–so I'll be sure to post on it from time to time.
By joanna on Dec 5, 2007 | Reply
Your review of the book is very interesting. Thanks for sharing!
Dave Ramsey's books were recommended by a friend just a couple months after we got married. We did as you say and paid off our highest-interest-rate school loan first, and now have only one left, and (most recently!) a mortgage. We had about 10% down on our house (at a 5.6% interest rate, where we can afford payments that will pay it off in 12 years)- which we've only been in a month- and chose to save up for the house rather than pay as aggressively as possible on the remaining school loan, because the school loan interest rate is very low, and getting into a house was a priority for us. Also, we went ahead and built up a 3-month emergency fund rather than just relying on the $1000. It gave us more peace of mind. Our emergency fund (also in ING) is a little different than yours in that its purpose is truly for income replacement- we have other funds to pay for car repairs (while not exactly foreseeable, they're inevitable).
Our biggest take-away from Dave Ramsey's book has been going to an all-cash budgeting system. We pay our bills via check or online, but everything else is cash-based, budgeted for and taken out of the bank each paycheck. During a hectic couple paychecks early this year, we went off the cash system and learned our lesson- it really helps to have physical currency to spend, rather than plastic.
By ashley @ twentysixcats on Dec 5, 2007 | Reply
Dave Ramsey's idea of debt snowball really helped me. For us, the highest interest loans were also the biggest. It was so overwhelming to try and pay $16,000 at once. Also, we tended to not be as faithful about putting money towards it when we knew we had so far to go. But once we started knocking off the smaller loans (what? we only need $1000 more? well I can forfeit a nice dinner out for that) we were more motivated. I know logically paying off the higher interest seems better, but I really think in the long run we are actually SAVING money this way, because our loans are being paid off FASTER. Also, by the time we pay off the others, the bigger loans are less and not so scary. I guess it's all about tricking your mind.
By Margo on Dec 5, 2007 | Reply
Hey Babychaser, just wanted to let you know that my family is in a similar boat! While we do have debt that we're paying off, it's going to be years (school loans and mortgage), so the income going to that isn't going to be freed up anytime soon. We don't really have money left over at the end of the month, and sometimes it can be frustrating to read frugal tips and think BUT I am already DOING THAT!! Thanks, Kacie, for the very good tips on your blog – you go beyond the basic tips and that's why I keep on reading!
And Kacie, about rent vs. owning a house: my husband and I are landlords and we figure the cost of utilities, maintenance, and taxes into the rent. So our tenants are paying the taxes too. I think renters benefit with the flexibility to change locations so quickly and easily. Also, tenants don't have the headache and liability of maintenance and repairs. Home ownership is shouldering a big responsibility.
By Milehimama on Dec 5, 2007 | Reply
I liked the Total Money Makeover. We also did not start out with any debt except a car loan that is almost paid off. But we didn't have credit cards, etc. We're on step 2 (saving the emergency fund) because it took us a while to just get current with our bills!
Ramsey's advice for the 'barely making' crowd was to get a second job temporarily to get that 3-6 month emergency fund saved up (gazelle intense). We didn't do that, but took out a loan against our 401(k) – essentially, we are borrowing from ourselves and paying back ourselves with interest, plus we have some money in liquidity for emergencies.
We did that because a second job was not feasible – my husband's job doesn't always work 9-5, and he may have to work through a weekend or a 12 hour day without notice.
By Michelle on Dec 5, 2007 | Reply
Thanks for this book review–I've been hearing about him for a few weeks now and was curious. It may be worth checking out of the library for a few pointers! When we had credit card debit, I alway negotiated the interest rates, so that while I paid down the smaller balances first, the larger one was always at a rate less than 5%. If you've got a debt that's going to be sitting there for awhile while you get things under control, it's alway worth trying to negotiate–banks/creditors would rather have your $$ with a lower interest rate than to have to refi/balance transfer to some other vendor!
By Meredith from Merchant Ships on Dec 5, 2007 | Reply
Having been a Dave Ramsey fan for over 10 years now, I'll say that Dave Ramsey on-the-air is much more impressive than he appears in his writing.
He truly has a gift for cutting to the heart of the matter, for seeing through the same old excuses (and in so many years of talk radio, he's heard them all.)
He has an intuitive sense of when to be kind and when to be tough.
Listening to his common sense advice, repeated and reinterpreted to every caller, has drummed these lessons into my head far better than any of the books.
Good entertainment, good sense, good radio!
By Christine on Jan 15, 2008 | Reply
I have always had credit card debt since I've been married (15 Years) but I hardly ever pay much in interest. I just transfer it to a different credit card with 0% interest when the interest is about to go up. The disadvantage on this is you have a lot of open credit cards. So you have to make sure you close the accounts you are not using them anymore. But this as saved me thousands in interest. But I am starting to rethink my debt and this year my goal is too eliminate most of my debt and start saving the money first instead of charging it.
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Author's note: This pasta is based on a true story.
Hello my name is Denise Cassidy. I'm 20 years old and I have just finished college. So for our graduation we have thought of going on a camping trip to the mountains of Colorado. I was actually against it but don't mind it now let me tell you my story.
Story of the Eyes
All my friends and I have thought of going to Colorado for a camping trip because we just graduated. It took us 7 hours to travel because we all lived in Kansas. I actually doubted this is a good idea due to hikers missing in the Colorado Rockies. So I was a bit skeptical about it but I didn't want to ruin my friend's fun, so I went with it. After we finished setting up our camp, I had an eerie feeling that we we're being watched from a far so I kept looking around the forest around us and one of my friends said, "Dude, calm down. You're starting to look a little paranoid. Don't worry this is a safe spot we are near the ranger station after all." Smiling all the way through his encouragement, I was reassured. After we did some sight-seeing and some hiking, we decided to call it a day due to the sun setting.
While we were cooking our dinner by the grill, I saw two red-yellowish glowing dots on the horizon and I tapped my girlfriend on her shoulder and I said, "Babe do you see that?" pointing at the glowing dots. She looks to where I'm pointing at, but to my surprise there was nothing there and she said, "Are you okay? I mean there is nothing there. Look, after we eat dinner why don't we go to bed? You must be a little dizzy from that long road trip." she said and I responded, "Yeah you're right maybe I'm just imagining things," As we finished up dinner, I went to take a short shower and headed back to my tent as if nothing had happened.
The next day I woke up to a high pitched screeching howl and my girlfriend was also awoken by the same sound. As I checked my clock, my heart sank. It was only 3 AM and I thought to myself, "What kind of animal will make that kind of sound?" If I had to describe the sound it was like rubbing a nail against a chalk board while a person screams in pain. I was so scared that I felt shivers down my spine; I was even imagining that my hair was turning white from the fear. My girlfriend was so scared she was clinging on to me and I did the most idiotic thing a man could think of. I took a flashlight and told her, "Stay here. I'll just go to the ranger station and ask for assistance. If something happens text me or if you can't scream, you got it?" and she nodded at me. I went outside, turned on my flashlight and looked around. I woke up some of my friends. They were sort of pissed because they were really tired, but I explained everything to them and they came with me to the ranger station.
When we went to the ranger station we were shocked to see that none of the rangers were around. Not even a single one was on patrol. My heart sank even lower. My friend got an idea; he saw a gun case inside and we took a couple of shotguns and a revolver and went outside. I saw my girlfriend back at the campsite crying and she said, "Cindy......Cindy she's......" I ran towards Cindy's Tent and I was almost shocked that I could throw up. I saw Cindy's eye we're Clawed out,Her stomach was sliced wide open you could literally see the intestines that we're dangling out of her body. I knew something was here. No animal could do this. I mean a clean cut on the stomach,it's impossible. Her boyfriend Rick was shocked he threw up the thing I almost did,and he sobbed and was mourning for her. Then we realize something was behind us we turned around we saw around 20 glowing dots like the ones I saw yesterday.
Our eyes darted across the place seeing more and more Glowing eyes and we saw something horrific one of those things came close enough for us to see it if I had to describe it. It had Long Claw like Fingers Spine Extending outward which makes it visible Eyes we're red and yellowish glowing like a star or a distant flash light it was in an arch form having a hunch back and 4 horrific canine teeth that we're literal as sharp as a hunting knife t was really pale and its toes we're as long as it's fingers. My friend fired a warning shot and it went back to the darkness but my friend thought since we have guns we could kill them for what they did but well Rick wasn't thinking straight and he charged into the darkness and we heard 3 gunshots but then. We heard Rick Scream our eyes widened cause we saw his flashlight open and we saw him being ripped apart by those things I felt so helpless that I couldn't help him and I saw his shotgun fly off attached to it was his arm and then the flashlight that was near him suddenly lost battery and his screaming stopped we we're thinking this was the end but I remembered seeing his keys inside the tent they we're in.
I grabbed his keys out of his jacket and I told the other 3 that "we move in a group if those thing get near us we shoot on sight got that?" and we started proceeding to the parking area but those things we're following us and then our friend Katy tripped on a tree root and got snared to a tree branch she struggled but behind her was all those glowing eyes we looked at her for a brief moment and she got pulled in to the darkness of the forest screaming "HELP ME!!!" and we heard her screaming in pain and grunting we had to keep moving we saw our cars so we made a fast run towards it. We entered the Car and I started the engine not looking back I Drove towards the road and I sighed from relief we had escaped that terrible experience but something fell on the wind shield causing me to crash.
The same day in the afternoon I woke up realizing I'm on a stretcher and I asked the Man pushing the Stretcher "Sir where are my friends?" and he responded "I'm so sorry but they're gone". I jumped of my stretcher and I looked for the body bags I see three I was anxious yet nauseated by the things I imagined I looked inside I threw up a little and I looked at them again it was my three friends including my girlfriend but the problem is they we're missing they're eyes and like Cindy their stomachs we're cut wide open; I was crying and a man approached me and consoled me I was given a trip back to Kansas and now I'm just trying to forget all those thing I experienced. How about you have you ever had an experience in the woods where you feel like you are being watched? HE I know I have.


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I love laughing.
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Tango dancing (with a good leader) can be euphoric.
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If I had the audience, I'd make 4 course dinners every night.
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The life and times of Tupac may soon get the small screen treatment. Quincy Jones III, son of legendary producer Quincy Jones, Jr., is developing a six-part miniseries on the slain rapper-slash-actor.
"If you look at Tupac's life, he was a politician, he was musician, and then he was a guy who empowered women," Jones told XXL. "We're gonna do a six-part series documenting six different areas of his life."
Jones, who was friends with the West Coast emcee, says the project will go beyond the previous projects he has created on Tupac, which include Tupac Shakur: Thug Angel. This is due to a partnership with Pac's mother, Afeni Shakur. "It's a real blessing because for the first time we'll have access to the family, information and items that only she would have. There's a lot of things that he left behind like notebooks, audio tapes of his meetings, and all kinds of stuff so it'll be a totally different look of Tupac because we actually have that access now."
There's no word yet on when the miniseries will be completed or where it will air.
(Photo: www.hiphopweekly.com)


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Despite the chain of events that the Pitt program has experienced over the last month, the Pitt players have waited for the opportunity to just get back on the field. Wednesday was the team's first practice in Birmingham.
One new wrinkle, is that of a new head coach in Phil Bennett. It's not as if Bennett hasn't been around, or hasn't left a mark on the players up to this point. In talking with some players after Wednesday's practice, he has clearly done that. Even offensive players like Jason Pinkston are responding to Bennett's abilities as a head coach.
"He's a defensive coach," Pinkston said. "He's always hyper, yelling, more up-tempo. We're all excited about it. He's a great coach. We all love him. You ask all the guys (on the team), and they only have good things to say about Coach Bennett. It's a good time, and he's a great coach. He's working us hard. There's no slack."
Others such as quarterback Tino Sunseri--again, not a defensive player--see what Bennett brings to the table from the other side of the ball.
"Energetic, enthusiastic," Sunseri said, describing Bennett's traits.
From a defensive player such as linebacker Max Gruder, who is used to taking orders from Bennett, Gruder said there's not much of a transition in going from Wannstedt to Bennett.
"It really hasn't been as hard as you'd think," Gruder said. "With Coach Bennett stepping in, there's not much of a drop-off. He's been a head coach for six years. We have a presence on our team. We have confidence in our team."
While the players seem to be responding to the change well, what does Bennett have in store when it comes to actually calling the game, and being the head man in charge?
"We pretty much stayed with the schedule," Bennett said. "That's the great thing about Dave (Wannstedt). We sort of worked together. We believe in what we've done and had success with it. I think we pretty much stayed on course."
Bennett talked about opportunity. Saturday is an opportunity for him--for everything Pitt has been through over the last month--to leave a lasting mark on some of these players, especially the seniors, by guiding them to a win after everything they've all been through, with the dismissal of Wannstedt as head coach, a new head coach in Michael Haywood--hired and fired, and now an intense coaching search going on during bowl week. Then, there's the fact that by the time this team takes the field, it will have been five weeks since their last game.
While he neglected to talk about his own opportunity of calling the shots on Saturday, he did talk about some players on the team--particularly younger players--who have a chance to lay a foundation for the future of their careers.
Pitt has already been without defensive end Greg Romeus, for practically the entire season. Now, they're without Big East Defensive Player of the Year Jabaal Sheard, who had an elective surgery on his elbow after the season. The door is open for someone to step up there, but also at defensive tackle where Myles Caragein is being listed as doubtful with a sprained knee he suffered in the regular season finale against Cincinnati. Defensive line is one area that is wide open for some players.
"It's an opportunity," Bennett said. "Aaron Donald, we think is an outstanding player. Ty Tkach, I think will come in and do a very good job. We got Nate Nix, we got Shayne Hale. Shayne Hale is what you're looking for. He has a chance to get in the mix. It's an opportunity, the way I see it."
There are also some other players in the mix in the secondary to either see some more time, or get some more playing time from what we saw in the regular season.
"K'Waun Williams, I like him," Bennett added. "He's a good football player. We're going to be down some (players), but we're excited about the opportunity.
"K'Waun Williams is going to start; he's going to play. You're going to see, (Andrew) Taglianetti is going to play more. He's finally (healthy). He's doing some things I really like."


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Little kids may be adorable, but shopping with them is downright terrible because as soon as they get bored – which they do pretty quickly – they turn into a nightmare for everyone at the store. They make the entire shopping experience dreadful and often embarrass their parents by turning very naughty.
From hanging out with mannequins to destroying the displays, check out these younglings who are having the worst day at the mall.
1. The little Iron Man who doesn't want to wait until home before opening things:
2. Every retailer's worst nightmare:
3. Playing hide 'n' seek in the unlikeliest of places:
4. Just chilling with nicely dressed mannequins:
5. The kid who is literally dragging along:
Recommended: 10 Most Creepiest Things Said By Kids
6. Waiting in the line is terrible:
7. The boy who thinks hiding in the frozen food section is a good idea:
8. She just wants to be free:
9. The little one who freaks others out:
10. The kid who has given up all the hope:
Check Out: Lost Pet Fliers That Really Get The Job Done, Especially For Escaped Demon Dogs


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Disclaimer: No, I don't own them, never will, and this is definitely not for profit. I'm just borrowing them, but I promise to give them back A.S.A.P. Last time I checked, seaQuest and all its characters still belonged to Amblin Entertainment.
Actually, this isn't my first seaQuest fanfiction. But I wrote the other stories lightyears ago. So, this one's fresh. It came to my mind, while watching the makin' of vids for the season three episode "Equilibrium", that are spreading around the net, far too many times. So this vignette takes place during the last Lucas/Bridger conversation in this ep.
Rated K
A big hug and a thanks go to my beta kiddo for her encouragement.
Oh, and yes, I'll take reviews - and flames, too. Since it's almost winter over here, they'll go for a nice little fire.
Cold, dark night
by PeppyPower
It's about time now.
Standing there, I feel the cold of the depth for the first time. My hands are cold, so is the air I breath, and I keep my eyes on the pool's still water. Don't you dare showing any signs of weakness now, Wolenczak, I tell myself. I know, I'm avoiding to look him in the eyes. Instead I focus on the water, creating small waves now. I keep reminding myself of how the moon pool works: the air pressure - not gravitation - is holding the water down the pool. Like you use a large glass and put it in the sink the wrong way - there will be still all the air in the glass.
Yeah, this is, where I always find retreat - science. Pure, damned science. Don't you dare showing off a sign of emotion, kiddo. Kiddo. Long time ago since I heard someone call me that. Kiddo. I'm not that small lonely boy anymore, you know. But that's only what I'm trying to make myself believe. Bullshit. I'm here on my own. Still. Again. After all. But to tell the truth, which I'd prefer to be stuffed somewhere far away, maybe deeply under the ocean ground, I guess I have always been this kid. Just longing for someone. Someone to tell me that everything would turn out to be fine. But I learned that life won't only present its benefits to you. On the contrary, life kicks you in the butt and laughs at you. Everytime.
I'm freezing. My hands are much colder now, I feel a chill running down my spine. I hear Darwin's chlicks and whistles while standing here, beside the pool. The tension's gone away, I ran out of adrenaline. I calmed myself down. A little. When the captain came back to the seaQuest a few days ago, I mean I was like "whoa, gotta show him the scientist and soldier I can represent". Man, I had a nerve. But than hell broke lose, this time, walls came crushing down on me, over both of us. I had to make my decissions. And I did so without hesitating. All good soldiers do. Showing off strenght, you know. I knew I was right about the spread of the microbe. So, what else to say? What else to do? I didn't want him to fail that badly. I know he's not here because of me. Those times are over. He's only here because he and his experience were needed. I'm not that important to him anymore. I'm a grown-up now, not a kid anymore. Hell, I survived Hyperion. I have to do it on my own. No more help needed. At least that's what I say. What I make myself believe.
Nobody knows how it feels to deal with every problem the hard way. No one wants to know, how it feels. How I feel. And, of course, I make sure no one knows. I keep the pain from a broken soul, wounds that just won't heal a secret. No one knows. Not even you, captain. And I seem to do it pretty well.
My fingers are clammy, I brush away a streak of my sweaty hair. Why is it sweaty at all? I'm freezing, it shouldn't be wet from sweat. My hair. Not neat and presentable, but stubborn and way to crumpy. Allows me to be what I was supposed to be. Special. Different. The resident genius. The whiz kid. The smart problem-solver. They'd never ever asked me. I would haved loved to be as normal as all the others around the boat. SeaQuest's my home, you know, I can clearly remember the first tour, my own space at mammal engineering. The struggles to fit in, my sometimes weird and bad attitude. But, hey, I was a teenager, just a kid, like they used to call me.
I'm lost in my thoughts pretty deeply, when he starts talking. But not to me in the first place. "What do you think, Darwin, what's the verdict?" Darwin. One of the few constancies in the past few years. I guess my heart had missed a beat when I had managed to establish the vocorder. But, to be honest, it's not that crashing or thrilling anymore. Darwin's happy the cap's back on the boat. But I'm pretty damned sure, he knows the drill. He's got more on his dolphin mind than we can possibly assume. It's my turn now. I look him straight in the eyes, hope my mask of professionalism doesn't crash. But he knows me better than that.
"Do you think this part of the ocean's ever gonna thrive again, sir? " I hear myself asking. Why do I ask stuff like that? I'm a scientist, I know the outcome myself. Maybe I just wanna hear his opinion. He talks about nature and a way of finding her own equilibrium. I know that's the way. But what about my own equlibrium, my sanity? "I hope you're right." I mean, what I say. And I have the feeling he wants me to feel better. Even if he's not there for me anymore, he wants me to feel secure. "I'm not always right. Had a chance to study your data, Lucas. You were right about the spread of the microbe. It would eventually burned itself out, but not without contaminating the whole coastal line, so I think some action was necessary." Wait a minute, I think. Are you tellin' me, I was right? I know this was to come with the years, but not so fast...
"That means a lot to me, sir, thank you." And it definitely does. "Goin' back to your fleet, captain?" I don't now, why I ask the inevitable. To torture myself? "Well, it's hardly a fleet," he chuckles and shows me the "Lucas, you're still so young" look. "Whatever it is, it's a group of people that believe in the same things you do." I just say it. Believe in the same things. There used to be a time, when we both believed in the same things. But that's over now...
I now that I learned a lot from him. To be brave, to watch out for others, to give your life for your companions. He taught me to stand up for your rights, to live a better life. And he showed me the importance of friendship. He used to be the father to me, I never ever believed I'd have. It was a proof of true friendship. No, it was even more.
Right now, I feel his hand on my shoulder. It's about time now. I know he's leavin'. Don't you even think about going with him, Lucas, I keep reminding myself, that's his tour, not yours. Somewhere in my mind, I hear a voice whisper: you choose. I shake my head to clear my thoughts. I've already made up my mind. Earlier. I can't go running away. You can't do that as a Navy ensign. I guess, I reached the point of life, when I have to do it all by myself. The point of life, there's no Nathan Bridger there for me. I know, I can do it. But sometimes, growing up is the hardest experience you can get. I'm still freezing. My hands are shaking now. It's a cold, dark night outside the boat. And it's a cold, dark night inside my mind.
He's smiling at me. "You know, kiddo. You can go on your own know, I'm sure. But if you need me in any case, I promise to be here. Always. You are some precious boy, Lucas. Don't let them take away what you believe. Not what you believe, remember!" No it's my turn smiling. And I reach out to hug him. Yeah, I've heard that before. And I'll keep this in my heart, in my mind.
author's note: I always felt like adding something to the scene. And now, with the camera focus on Lucas in this makin' of vids, I felt the need to write his emotions down...


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|Message view
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|"robert burrell donkin" <robertburrelldon...@gmail.com>
|Re: [VOTE] - Ratify Tuscany PPMC vote to release SDO for Java M2 artifacts
|Sat, 28 Oct 2006 13:59:23 GMT
On 10/25/06, kelvin goodson <firstname.lastname@example.com> wrote: > The Tuscany PPMC has voted to release the SDO for Java API implementation as > part of the M2 release. > In accordance with Incubator release procedures we are asking the Incubator > PMC to > approve this release. reviewing http://people.apache.org/~kelvingoodson/sdo_java/RC5a/ (since the email doesn't include the explicit reference) major ------- no major issues there are a few minor questions that need clearing up in 'important' below. i'd be happy to see these issues resolved in the source without recutting the release provided that the provinance of these files is ok. (running RAT will give exact filenames.) important ----------- i can't find a tag in subversion. please take a tag next time (or explain your tag naming system if i've missed it). the files in http://svn.apache.org/repos/asf/incubator/tuscany/java/sdo/sample/src/main/resources/ appear to be missing license headers. please conform that this is either an oversight or that they are generated. the status file is worrying: there are two CCLAs pending. please confirm that this is either an oversight or that these CCLAs are not pertinent to this material. MANIFESTs are missing Implementation-Vendor-Id (yes, i know it's a PITA and the various jarspecifications are a mess). best to add it if you can do so without too much pain. files in http://svn.apache.org/repos/asf/incubator/tuscany/java/sdo/impl/model/ are missing license headers. please confirm that this was an oversight or provide a reason why they don't need them. a few files in http://svn.apache.org/repos/asf/incubator/tuscany/java/sdo/impl/src/test/resources/ are missing license headers. please confirm that this was an oversight or provide a reason why they don't need them. stylistic -------- the download directories are a bit of a hotch-potch. the binary unpacks to the current directory, sample unpacks to samples, sdo impl unpacks to sdo, sdo api to sdo-api. it's best to have a naming plan and stick to it. releases which unpack to the current directory irritate me (and many other users). i prefer the unpack to directories named after the release (this makes it easier to manage multiple releases of the same product). - robert --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: firstname.lastname@example.com
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IAD Legislative Chair Jason Altmann takes a few minutes to talk about accountability and IAD's position on holding organizations, such as the Illinois Deaf and Hard of Hearing Commission accountable for results.
Transcript: Hello!
I would like to talk about a word called "accountability." What does that word mean?
An act of holding someone, an organization, or an agency responsible for their actions or words.
For instance, our current President provides a speech and we will hold him accountable for his words or actions.
Same for the Deaf community, we hold a Deaf individual, Deaf agency, or Deaf organization responsible for their words and actions.
That is what Illinois Association for the Deaf has been doing all along, holding a person, agency, or organization accountable with a goal to improve quality of life and access for Deaf, Deafblind, and Hard of Hearing.
Now, you know IAD has been sending out e-mails regarding the Illinois Deaf and Hard of Hearing Commission (IDHHC).
Why are we focusing on IDHHC?
If you look at iDHHC's eight mandates and also the IDHHC Act then compare to the annual reports and meeting minutes. They don't align wih each other. Maybe the outcomes meet the minimum requirements, but are it simply just good enough? Absolutely not.
If IDHHC was a strong agency, that would mean IDHHC would do a lot of great things for the Deaf community such as improving Deaf Education, improve nursing home accessibility, enhance mental health services, and many other services.
IAD has attempted to work with IDHHC staff and the staff was not willing to work with us. Same can be said for the IDHHC Commissioners. The Commissioners make up a group of eleven individuals and their responsibility is to oversee the iDHHC staff to ensure that they meet the eight mandates.
The Commissioners yet have to ask the Deaf community regarding to their numerous concerns about IDHHC's performance. The Commissioners have not asked what they can do for the Deaf community. The Commissioners are not performing their duties and we are holding them accountable because they are not listening to the Deaf community. Instead, they chose to provide a multitude of excuses. The Commissioners need to sit and listen to our concerns.
The recent actions by IAD to hold IDHHC accountable has been inaccurately portrayed as IAD attacking IDHHC. All along, we have been factual in our statements regarding to IDHHC and utilizing the outcomes achieved by IDHHC to back our statements.
We expect IDHHC to be held accountable to the outcomes and mandates that are already written on paper.
Those kinds of actions are not done with any malicious intention or attempt to personally attack an individual.
I must mention an excellent example of Deaf community accountability- hats off to California Bay Area Deaf community, they recognized the ineffective leadership of CSD-Fremont Superintendent and took an immediate action to address it. After unsuccessful attempts to work with the Superintendent, the Deaf community took an action to address the issue and successfully removed the Superintendent from his position.
The Bay Area Deaf community made sure that a positive change occurred because they genuinely care about the Deaf children who are enrolled in CSD-Fremont.
We care about the Deaf community in this state, Illinois.
The Commissioners have been talking all along, ZERO action.
It is time for us to hold the Commissioners and IDHHC staff accountable.


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Cavitation_fluent6.0.12 (solution unstability)
Hi all; I want to model the flow field including cavitation arround the geometry proposed by CAV2003 confrence. I work with Fluent6.0.12(bubble dynamics based cavitation model) I use 1e8 for bubble population and 5e-5m for bubble diameters to increase shedding frequency. I start solution with a high cavitation number(by use high operating pressure and a fixed vapor pressure)according to non-cavitating condition and decrease operating pressure to achive my operating cavitation number.When the vf equation go to solved and cavitation occurs, the solution go to an unstable state. Ofcourse my minimum under relaxation number is (.1) But according to toturial suggestion I must use .001 relaxation for vaporization mass.But this is a too too low relaxation number. I am really confused. Thanks.
Re: Cavitation_fluent6.0.12 (solution unstability)
You are right; Fluent 6.0 cavitation model/solver is very unstable. I couldnt get a valid solution with it. The new Fluent is much better. Otherwise I think that the procedure that you're takanig (the bubble population, diameter...) is corect. You must know that the cav2003 cavitation problem is highly transient - are you solving unsteady? It's also the case of highly developed cavitating flow (in case with 0.4 cavitation number it can be treated as supercavitation which is imposible to simulate with RANS)... You can also check my paper (I used fluent 6.1 and a bit different geometry), I think you can find it under GS9-011...
Good Luck...
Re: Cavitation_fluent6.0.12 (solution unstability)
Hi; But how to model supercavitation with Fluent? Thanks.
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I won't sing it b/c my voice sucks, and I commend anyone who has the courage to stand up in front of a crowd to sing it, but that song is intended to honor our troops and nation. Sing it with some respect!
No announcement yet.
What's---The name of my journal
new posts
I won't sing it b/c my voice sucks, and I commend anyone who has the courage to stand up in front of a crowd to sing it, but that song is intended to honor our troops and nation. Sing it with some respect!
Agreed!! Sing it with passion like you actually give a shit, but don't turn it into a freaking joke. And make sure you know the effing words before you start! it's not "and the ramparts we watch" it's "o'er the ramparts we watch'd" as in OVER the ramparts...If I just said LOL, I lied. Do or do not. There is no try.
Or better yet, sing it joyously, while drunk.Depression Lies
So folks having a good time and having a bit too much to drink on the 4th of July are offensive to you? I think you missed the earlier convo where I learned that the tune for our anthem is from a British drinking song (the words are the poem by Scott Key). I have pleasant thoughts imaging my friends and I drunkenly singing the anthem in a bar together. I would also consider myself patriotic. I don't understand how that would be considered taken for granted. I'm not trying to pick a fight or anything, just trying to understand.Depression Lies
Again, I'm a veteran and take great pride in the Anthem so something like that I would find to be offensive. After giving up my life (albeit temporarily) to my country, I get offended easily when people take it for granted.If I just said LOL, I lied. Do or do not. There is no try.
When you've served in the US Military and have saluted the flag countless times or saluted the Anthem countless more times, anyone singing the Anthem in any way other than respectfully and in honor of our fighting men and women is offensive. Just like desecrating the flag is offensive. It's just fabric, but it means a whole lot more to some people than you could ever understand without serving yourself. I get physically angry when I see people not removing their hats, continuing to walk around, or continuing their conversations during the playing of the Anthem. It's a 3 minute song. Surely you can take off your hat, stand in one place, and pause your conversation for 3 short minutes while the rest of us honor those who have fallen or are still fighting for our freedoms.
**Sorry for the soapbox**
Originally posted by justyouraveragecavemen View PostJenn, why do people not see the military as a viable occupation? Or at least a viable stepping stone? Some folks see it as a last chance effort at life. If you're constantly in trouble with the law or something, it's best if you join. I think I would have enjoyed the structure of it. Unless you want to move up in rank, I can see the release it would be to just follow orders. I don't have to think, just do what I'm told. Most of the people I know who joined pre-Sept. 2001 enjoyed their time and world travel. (One exception, my best good friend who joined Jan. 2001 and went to Iraq in '04, he did not enjoy his time...well, he didn't until that point came to where he knew they weren't going to send him back. He's the same old guy I used to know, but you can tell that there's something weighing on him. To say I'm proud or appreciative of him would be understatements.) Anyway, my cousin's bf went to Iraq a couple times and when he cycled out he joined the national guard. But he's very uptight and likes extreme structure, plus, he's a pretty high ranking dude for his age. Anywho, stepping off my soapbox now.
While I no longer wear the uniform, I still work for the Army as a civilian employee. I joined because I didn't know what I wanted to be when I grew up (still don't), I wanted to become a stronger person inside and out, and wanted to help a cause that was greater than myself. I loved my time in the Army. I would have stayed, but they kicked me out when I couldn't deploy due to post partum depression and PTSD. Long story short, I was called up for deployment 3 months after my son was born. It sent me into a severe depression with panic episodes. I was placed on a mental health "profile" preventing me from deploying (great for me to stay home with my son) but it also prevented me from being able to carry a weapon, access ammunition, etc. As a supply sergeant who was in control of such things, I lost access to my arms vault. Without access to my arms vault, others had to do my job (daily counts, monthly inventories, etc). I was later medically discharged because I could not do my job, was not qualified for any other job and my command was unwilling to reclassify me in other areas as there were no openings in my command to move into. I would have loved to stay in the Army. I was so proud to wear our Nation's uniform and have our Nation's flag on my right shoulder.
Ouch, that sucks. All part of the Army caring about families or something.
Don't get me wrong, I am very proud to be a veteran also, and I salute you for your service, but after spending 36 of my 48 months in the Army collecting seperation pay I have to roll my eyes every time I hear that phrase. Sending you to deploy 3 months after giving birth is excessive. You could have joined your unit mid-deployment or hell, even rear D needs supply.
Oh, and word up to a fellow DAC.
I also agree with you somewhat about the athem. It makes me proud everytime I hear it. The words are fine. I just have to say as a person who once tried to sing it, it is a royal bitch to sing. That said, it drives me insane every time I hear some pop 'icon' or R&B singer ruin it. The song has notes. They are nice notes. Sure, they are hard to sing, but that does not mean you need to add 50,000 embellishments to A) cover your poor vocal technique or B) make it about you not about those who actually deserve it.
Originally posted by canio6 View PostSure, they are hard to sing, but that does not mean you need to add 50,000 embellishments to A) cover your poor vocal technique or B) make it about you not about those who actually deserve it.
I could have moved to a different command, but at that point I was so frazzled and stressed out and my mental health was so jacked up that I took my out. I had completed 9 years and was ok with that. Sadly, a 92Y supply sergeant doesn't have many skills aside from counting beans and bullets so it's difficult to find a job "on the outside". I wasn't done with college yet, so I wasn't really marketable, ya know? I found a job with an industrial supplier counting nuts and bolts... then landed my job as a DAC. It's not ideal, but it'll do til I figure out what I want to do for the rest of my life.
Because of that whole ordeal, the Army psychiatrist said I'd be on meds for the rest of my life and the VA doctor agreed, so the Army is still paying me each month on top of my current DAC salary, so it's not all bad.
And thank you for your service.
Yeah, I feel you on that one. That said, I like government service in that I have healthcare, I know I will have retirement at some point, and they match with the TSP. It is not the most thrilling work in the world though.
It's good to hear the VA is paying you. A buddy of mine who I was in basic, AIT, Korea, AZ, and Iraq with is getting something like 80% disability for PTSD and depression. We were in all the same freaking units/deployments etc. Hell, we drove the same convoys. I'm wondering why I don't get a dime. Damned sanity is not all it is cracked up to be at times (okay I get 10% for a bum shoulder)
(the above is not to make light of your situation at all. I can't imagine giving birth and leaving 3 months later. I just find it interesting how two people reacted to the same situations so differently.)
Some people's brains are wired to handle stress and others aren't, I guess. I get 50% disability, which is nice b/c it's a nice check each month and still allows me to work.
but I'm hell bent on proving the Army psych wrong by getting off the meds using the Primal Blueprint.
Some people's brains are wired to handle stress and others aren't, I guess. I get 50% disability, which is nice b/c it's a nice check each month and still allows me to work.
but I'm hell bent on proving the Army psych wrong by getting off the meds using the Primal Blueprint.
Hell yeah. Prove them wrong.
Canio, I topped dropping a ball on 1's face...the head coach had me feeding the pitching machine for batting practice last night. On the last ball, the batter ran, simple enough, right? 1 hit pretty well, better than some of the older kids. However, we said "OK, last ball, you run ok? Everybody, he's running on this one. 1, you run ok?" As I'm feeding a ball in, the coach behind him encourages him again to RUN!, well, 1 drops his bat and takes off (before the pitch lol) at the same time the ball leaves my fingers and BAM! hits him right in the side as he makes that first step across the plate. I couldn't help but laugh, I was like "we said run when you hit the ball, did you hit the ball? No, no you didn't." Poor guy got confused with everyone yelling run and just took off. So, one night I hit him in the face, the next I get him hit with a 40mph ball in the ribs. I think I've got Dad of the Year about wrapped up this year. Better than the other little kid who missed a ball thrown to him and caught it on the eye. He had stitch marks under his eye. I bet he looks cool today.If I just said LOL, I lied. Do or do not. There is no try.
*I took my wife to a restaurant.
The waiter, for some reason, took my order first.
"I'll have the rump steak, rare, please."
He said, "Aren't you worried about the mad cow?"
"Nah, she can order for herself."
And that's when the fight started.....If I just said LOL, I lied. Do or do not. There is no try.


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This Policy details how we receive, collect and use information in connection with our website located at Viber.com (the "Site"), the Viber software ("Viber App"...
Viber is a cross-platform instant messaging and voice over IP (VoIP) app that was first developed and popularized by the Israeli company Viber Media that was bought by the Japanese multinational company Rakuten.
But, with the launch of IM applications like Viber, WhatsApp, ChatOn, WeChat and Skype, this
With the excellent Viber app, you can send texts, make calls, and have video chats for free, but there are simpler and more security-focused apps available.
Download this app from Microsoft Store for Windows 10, Windows 10 Mobile, Windows Phone 8.1, Windows Phone 8. See screenshots, read the latest customer reviews, and compare ratings for Viber.
iKeyMonitor Viber spy App performs well in spying on Viber messages, user names and passwords typed on the target iOS and Android phones.
Get started by downloading the Viber app. Two billion people are projected to be on messaging apps by 2018. That's right: over a quarter of the world's population.


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How to Access Your Scholarship Money
Fresno State Scholarship Awards
Fresno State scholarship awards are traditionally offered for the academic year and are disbursed at the beginning of the Fall and Spring semesters. However, some awards may only be for a single semester. Please reference your Fresno State Financial Aid award screen by logging in to https://my.fresnostate.edu and click on "Student Center." Under the "Finances" header, select "View Financial Aid" to see how your funds are allocated. Your scholarship award will appear on your financial aid award screen after you have accepted the award and after the Office of Financial Aid and Scholarships substantiates your eligibility for the award. Please Note: It may take a few weeks to confirm your eligibility and post the award on your Financial Aid screen.
Your scholarship funds will be electronically credited to your student account after all requirements for disbursement have been met, but no earlier than one week before the beginning of the semester. Some of the requirements that are verified before funds are disbursed include full-time enrollment, minimum GPA, declared major, and athletic participation.
Fresno State scholarships will not automatically payoff or pay down your tuition fees before the payment due date. This is your responsibility. However, special arrangements can be made to defer the tuition fee payment until your scholarship funds are available. To do this you must contact the Office of Financial Aid and Scholarships and request a fee deferment. Please note these arrangements should be done at least two weeks before the fee payment deadline.
If fees are owed to Fresno State at the time your scholarship is disbursed, the funds will be applied towards the outstanding balance. If you have a zero balance, or your scholarship award exceeds what is currently owed, then the remaining balance will be disbursed to you through your Fresno State BankMobile Vibe account. For more information about the BankMobile Vibe services, please contact Accounting Services at (559) 278-2876.
Private Scholarship Awards
When private organizations award you a scholarship, they typically mail the scholarship check to Fresno State. If they mail the check directly to you, please bring the check to Accounting Services, Joyal Administration Building, room 181 for processing. Since banks are now refusing to accept third party checks, or co-payable checks, all scholarship checks received payable to Fresno State must be cashed by the university.
All scholarship checks received are disbursed to the student's account. This is the same account that manages all of the student's financial obligations, payments, and credits. Students can confirm if a private scholarship check has been received by logging on http://my.csufresno.edu and clicking on "Student Center." Under the "Finances" header, select "View Financial Aid" to see if an External Scholarship Check award has been posted to the award screen. These scholarship funds automatically pay out as the university disburses funds (typically once a week) to students.
The Office of Financial Aid and Scholarships will notify students via email when a scholarship check is received. It can take 2-4 weeks to process and disburse the funds after Fresno State receives a check. If your registration fees and other financial obligations are paid, you will automatically be issued these funds through your BankMobile Vibe account. If you have any questions about the about the refund process, please contact Student Financial Services at (559) 278-2876.


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Sacred 3 - New Fighter Trailer Released
Deep Silver released a new CGI trailer for Sacred 3, and I can safely say I'm still not interested in the game despite their effort to promote it.
Sacred 3 "Fighter" Trailer Shows Competition
Today Deep Silver released a new CGI trailer for the arcade hack 'n' slash title, Sacred 3, available on August 5th for Xbox 360, PlayStation®3 as well as Windows PC. Teamwork is important in Sacred 3, but who doesn't like fighting for personal glory?
The latest trailer shows off the competitive, co-op gameplay and the humor that fans of the franchise expect. Gamers will enjoy fighting back the hordes of the evil Emperor Zane while competing with friends to prove who is Ancaria's greatest champion.
A strong team is necessary to defeat the countless enemies of the evil empire. You'll need to equip combat arts and weapons spirits that compliment your team and your own unique play style. However, there are powerful enemies that won't be easily slain. Combine your powers with other champions to cast powerful and devastating co-op combat moves. Once the dust from the battles has settled, the score sheet will reveal which hero will stand as the undisputed champion over his or her peers. This establishes a delicate balance between friendly cooperation and cutthroat competition
Information aboutSacred 3
SP/MP: Single + MP
Setting: Fantasy
Genre: Hack & Slash
Platform: PC
Release: Released


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If an item you ordered from TextbookRush does not meet your expectations due to an error on our part, simply fill out a return request and then return it by mail within 30 days of ordering it for a full refund of item cost.
Learn more about our returns policy
Description: The Boondocks has taken the syndication world by storm. Introduced in April 1999, the edgy new comic strip produced a stronger launch for Universal Press Syndicate than Calvin and Hobbes and For Better or For Worse. The impressive list of early papers included the Washington Post, Chicago Tribune, and Dallas Morning News. In fact, the notoriety landed Boondocks creator Aaron McGruder in publications ranging from Time magazine to People magazine which named him one of the "25 Most Intriguing People of '99."The first collection, The Boondocks, gathers together material from the record-setting first year of this sensational new strip. Centered around the experiences of two young African-American boys, Huey and Riley, who move from inner-city Chicago to the suburbs (or the "boondocks" to them), the strip fuses hip-hop sensibilities with Japanese anime-style drawings and a candid discussion of race. Funny yet revealing, the combination of superb art and envelope-pushing content provides one of the most unique strips in syndication today.
Limited time offer:
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All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $12.99Copyright year: 2000Publisher: Andrews McMeel PublishingPublication date: 8/1/2000Binding: PaperbackPages: 128Size: 8.25" wide x 8.75" long x 0.50" tall Weight: 0.902Language: English
*A minimum purchase of $35 is required. Shipping is provided via FedEx SmartPost®
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orders are not eligible for free or discounted shipping.
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Deivamagal 25-08-2016 Sun TV serial Thursday episode. Watch Deivamagal episode 1011 view youtube video. Watch now Deivamagal 25/08/16 online today's episode of TubeTamil Deivamagal August 25th 2016. Sun Television program with Sathya and Prakash online in good quality youtube player.
Source 1 – Click on the image below to watch. (Use Google Chrome or Firefox)
Source 2 – Click on the image below to watch.


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Lockheed Martin's F-22 Raptor may have a design flaw that causes pilots to lose oxygen but, hey, it's a really fast plane!
RELATED: Looking Ahead to the Afghan War's Next Decade
That's one way to interpret the company's response to a Sunday 60 Minutes investigation by Lesley Stahl into the plane's faulty oxygen system that's causing pilots to become disoriented while at the controls. In an unprecedented move, two decorated Air Force pilots, Maj. Jeremy Gordon and Capt. Josh Wilson refused to fly the plane and put their careers on the line by airing their concerns on the CBS program last night.
RELATED: What We'll Learn from North Korea's 'Satellite' Launch Next Week
On camera, Gordon and Wilson claimed that "a vast, silent majority" of Raptor pilots believe their lives are in danger because the lightning-fast jets make them black out or temporarily lose control—a hazard they say has caused Air Force doctors to say no one should be flying the $400 million jets. (Meanwhile, worried pilots are taking out extra life-insurance policies as the Air Force keeps the planes in the air and, the two men say.)
RELATED: Panetta Interview Strains U.S.-Pakistani Relations
But on Sunday, Lockheed Martin launched a counter-messaging campaign on its Twitter feed, lauding the technological superiority of the plane and eschewing any talk of oxygen deprivation or hypoxia, as the condition is called among military health specialists.
RELATED: The Army's Shrapnel-Proof Undies Will Be 'Breathable'
"F-22 enables complete control of the skies for uncontested 4th gen fleet," read a tweet, which garnered a responses from several tweeters. "So does the F/A-18 Super Hornet only it does it in a combat instead of on paper and for only 25% of the cost, responded @MarkinZeroLand.
RELATED: American Drones Are Infected with a Computer Virus
"Did you know that F-22 supercruise speeds are greater than Mach 1.4 without afterburners?" read another Lockheed Martin tweet. "Pity the pilots don't want to fly them though..." responded @ThatDamonGuy.
As you can see to the right, the promotional campaign continued tweet after tweet about the craft's speed, agility and "360 degree battlespace awareness" but nothing on its stubbornly problematic oxygen problems.
As for the Air Force's part, it grounded all of the Raptors after an F-22 pilot crashed in Alaska in 2010 after having blacked out (the incident was blamed on pilot error) and other pilots reported signs of oxygen deprivation. But the planes were brought back online after a few tweaks were made that haven't, as of yet, sovled the problem.
According to the Air Force, keeping the planes in the air is part of the inherent risks involved in flying planes. "We live in a community where risk is part of our lives," Gen. Mike Hostage, the Air Force's top fighter commander, said last month. "Right now, we believe that risk — although it's not as low as we would like it — is low enough to safely operate the airplane at the current tempo."
Watch the whole 60 Minutes segment here.


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Many of us in the California construction industry spent time this fall with one eye on the capital, Sacramento, hoping our legislators would at long last address the state's crumbling highways, roads and bridges. Editorial boards, local agencies, citizen groups and construction industry and union leaders alike pressed for additional funding to improve our infrastructure.
Read more: California surprise: Public works ready-mix delivery subject to prevailing wage
Industry projections reveal that by 2018, the demand for cement in Texas will exceed the supply for the first time. At about the same time, the Environmental Protection Agency is expected to reduce the ozone standard from 75 ppb to 65 or 70 ppb. As a result, all or portions of Central Texas are expected to be designated as a "non-attainment area" for ozone, making construction of additional capacity significantly more expensive. Here are a few thoughts for cement interests that want to expand their facilities or build new plants in this impending new regulatory environment.
The contemporary use of structural concrete is a complex endeavor, requiring the skills, training, insights and experience of a broad range of professionals. These include designers, engineers, construction specifiers, insurers and code officials, as well as the general contractors, subcontractors and construction personnel.
Read more: American Concrete Institute's ACI 318-14: A modern, accessible code platform
The American Concrete Institute's just-released ACI 318-14, Building Code Requirements for Structural Concrete consolidates concrete mixture-specific references from 318-11 Chapters 3 (Materials), 4 (Durability) and 5 (Strength and Construction Issues) into new Chapters 19 (Concrete: Design and Durability Requirements) and 26 (Construction Documents and Inspection). The reorganization of these sections permitted an evaluation and elimination of some Code provisions related to concrete mixtures and construction when better addressed in other referenced standards.
Read more: Revised ACI 318 Code streamlines concrete mix, performance references
The Canadian Concrete Masonry Producers Association discusses the federal government's wood building-friendly policies in the wake of recent severe weather events on both sides of the Canada-U.S. border.
Read more: Canadian Concrete Masonry Producers set the wood record straight


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… of the hemisphere. MediaVision works with big B2B and B2C clients, with a majority of their clients based in the UK. Job title: Junior – Mid Graphic & Web Designer We're looking for a Junior Graphic & Web Designer capable of supporting theproduction team, hashing out ideas, conceptualising and running with design projects. You…


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Dark bruising around mole removal; is it infected? (Photos)
Hi, I had a mole removed earlier wide excision I believe was the term used. Anyway, I haven't removed the whole bandage yet but the area around where the mole was has become bruised, dark bruising with purple dots in it and the bruised area is very firm/hard. Feels and looks strange, is this infected? Or normal?


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iFunia AVCHD Converter for Mac is specially designed for Sony, Canon, JVC and Panasonic AVCHD Camcorder/camera owners to convert and share AVCHD movies with the greatest of ease. It is the best AVCHD Converter for Mac which comes with format presets for almost all popular video editing applications and protable devices, including iMovie, Final Cut Pro, Adobe Premiere, Sony Vegas, iPad, iPad mini, iPad Air, iPhone 6, iPhone 5C/S, iPod, Apple TV, HTC, Samsung Galaxy Tab, etc.
Convert AVCHD to Any SD & HD Video FormatThis AVCHD Converter Mac lets you convert AVCHD videos (MTS, M2TS, MOD, TOD ) from your DV or camcorder to all popular SD or HD video formats.
Supports AVCHD footage from various AVCHD camcorders or DVs like Canon Cameras, Panasonic Cameras, Sony
Camcorders, JVC Camcorders, etc.
Supported output SD & HD videos: AVI, MPEG, WebM, SWF, WMV, DivX, MP4, RM, MOV, XviD, 3GP, FLV, HD H.264, HD MPEG-4, HD MOV, HD MKV, HD AVI, HD WMV, etc.
Convert AVCHD video for iPad Air, iPad 4, iPad mini, iPhone 6, iPhone 5C/S, iPod, iPod touch 5, Apple TV, Kindle Fire, Mobile Phones, etc
Extract audio from AVCHD to MP3, WMA, WAV, OGG, AAC formats.
Various video and audio settings provided for greater control over AVCHD video converting.
Edit AVCHD Video Files for Better EffectMerge all clips from a conversion batch into one movie for easy sharing on YouTube or iTunes.
Widely Useful Features: Preview/Image Capture/Batch Conversion
It is best AVCHD converter for Mac that enables you to do more userful AVCHD video task beyond of conversion.Available in language of English, French, German, Spanish, Norwegian and Italian.
System Requirement
Processor: 1GHz Intel or later.
Operating System: Mac OS X 10.6 Snow Leopard, Mac OS X 10.7 Lion, OS X 10.8 Mountain Lion, Mac OS X 10.9 Mavericks, Mac OS X 10.10 Yosemite, OS X 10.11 El Capitan, Mac Pro, MacBook, iMac, MacBook Air, etc.
RAM: 512MB RAM (1GB or above is recommended).
Resolution Display: 1024×768 or higher
Input Format
AVCHD Video (*.mts, *.m2ts), MOD, TOD
OutPut Format
Audio Formats: AAC, AC3, AIFF, APE, FLAC, MP3, MP2, M4A, OGG, WAV, WMA, MKA, MP2, AU
SD Video Formats: MP4, MPEG-4, MPG, VOB, MPG, MPG, MOV, M4V, ASF, AVI, DivX, Xvid, WMV, FLV, SWF, RM, MKV, 3GP, 3G2, DV, WEBM, TS
HD Video Formats: HD MP4, HD MPEG-4 MP4, HD MOV, HD MKV, HD MPEG, HD ASF, HD AVI, HD WMV, HD FLV, HD TS


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Summer 2016
New members are not selected in the Summer semester. Graduating graduate students who would be eligible in the Summer semester are invited in the Fall semester.
Fall 2016
Fall Business Meeting
Date: TBD
Time: TBD
Place: Dean's Conference Room, Lowder Business Building
Select students to invite: Eligible juniors; seniors; 3rd and 4th year veterinary medicine students; and graduating graduate students from Summer and Fall 2016
First Deadline to Join Online for Fall 2016:
Final Deadline to Join Fall 2016:
Fall Semester 2016 Initiation and Awards Ceremony
Date: TBD
Time: TBD
Student Center Ballroom
Reception will be held prior to the ceremony.


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Mistry Bunglow
Call us 1800-300-2400-1 (Toll Free) and Get additional Discount upto 50% for this Hotel.
Per Room Per Night
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About Mistry Bunglow
Mistry Bunglow is a budget property located at a distance of 3 km from Lonavala Railway Station. This property offers front desk facility to the guests. This property offers 2 spacious rooms for accommodation in Lonavala. In-room conveniences include bottled drinking water, television, wardrobe and an attached bathroom with toiletries and hot/cold running water.
No of floors: 0 | No of rooms: 2
Checkin Time: 1000 pm
Checkout Time: 900 pm
Hotel Information and Amenities
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Hotel Amenities
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- Front Desk
- Makeup Mirror
- "Bottle Opener
- Bottled/drinking Water
- Attached Bathroom
Hotel Location


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Yesterday we expressed some concerns we had about kids being abandoned to technology. We admit giving your 4-year old an iPad to play with is a good way to shut him/her up for a while, but parents should also take into consideration the potentially harmful effects of long term exposure.
A new study released by the Institute of Psychiatry at King's College London found that children who engage in lots of activities involving text messages, emails or other forms of online entertainment perform lower than average when it comes to learning new vocabulary words. The reality is that as children tend to spend more time interacting with gadgets, playing games and whatnot,they are distancing themselves from books and reading.
Long gone are the days when children used to hide under the blanket with a flashlight to read. Now it's all about swinging the iPad. The study also mentioned that the voice of a parent or teacher is essential to the child's learning process. After all, this is how toddlers learn how to speak, they listen to their moms and dads and imitate the speech pattern.
But when your child is curled up with his/her iPad most of the time and you're reading the news section on the iPhone, there's no wonder the kid will experience difficulties with speech.
We're not saying that the iPad isn't a wonderful piece of technology, but we can't help but wonder if devices such as these are making us lazy. Too lazy to get out of bed, too lazy to meet up with a friend (when you could be on the Internet) and eventually too lazy to entertain our own children. We should stop for a moment and weight out the consequences.
Source: The Independent
New study: iPad use might make children inarticulate
Discussion in 'Apple iPad News' started by RaduTyrsina, Jul 26, 2013.
Discussion in 'Apple iPad News' started by RaduTyrsina, Jul 26, 2013.
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These institutions join around 60 others that hope to put increasing pressure on the publishing giant in ongoing negotiations for a new nationwide licensing agreement.
Marijuana Research Still Stymied by Federal Laws
January 23, 2017|
US scientists continue to have a hard time getting funding to study the health impacts of the drug. But cannabis research in Canada—where medical marijuana is legal nationwide—is different story.


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Syracuse went out with a bang this year, ending their dramatic NCAA Tournament hopes in excruciating fashion, at the barrage of threes from Villanova. But chin up, Orange fans, you guys are almost a lock for the NIT. This marks the 2nd consecutive year that Syracuse has failed to make the NCAA Tournament, and only the second such time in the Jim Boeheim era (the other being '81-'82), when Jim was in his 6th and 7th year at the school.
Now, Boeheim guided Syracuse to the title in the 2002-2003 season on the wings of fabulous freshman Carmello Anthony, but the results since then have been somewhat discouraging. So, the question is, even with his .740 winning percentage in 32 years at the school, when does he get to feel some heat? Continually bringing in top flight talent without achieving top flight results. Just look at the track record after winning the championship in '03, coincidentally the last time they were relevant during the Big East Regular season, the numbers don't lie.
Twice that team tied for 3rd in the Big East, West division, and those years were consecutive after winning the championship, and after that it's a downright spiral: 9th, 5th, and 9th. In fact, barring a miraculous run in the Big East Tournament in '06, they would have missed the NCAA Tourney berth three consecutive years. Hell, they wouldn't have won one fucking game! Granted, they were kind of robbed last year. But that doesn't excuse finishing at the bottom half of your division three years in a row. It seems that expectations were lowered so much, that students stormed the floor after a win over not-that-highly-ranked Georgetown last year.
The man is a Hall of Famer (2005), brought a championship to the school, is an alum, but shouldn't he start getting the Joe Paterno treatment here in the next couple of years if this trend continues? When you go to Syracuse, all you've got to boast about is that hiney-toucher Tirico and your basketball achievements; certainly not football since the 44's were retired.
It seems they figured out "the Zone" Jimmy B, so it's move up, or move out. Syracuse loses to Villanova [ESPN] Syracuse basketball results [Wiki] Jim Boeheim [Wiki]


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Children's Ministry
1st - 4th Graders
The Seaside ministry is here to help 1st through 4th grade students go "overboard" with Jesus. Our goal is to win kids to Christ at an early age and teach them to broaden their understanding of Biblical Truths. A great discipleship team has been prayerfully put in place to teach and train these young lives to follow Christ and live by God's Word.
Sunday morning classes are at 9:30am and 11:05am. Children may attend only one of the hours that classes are offered. We encourage all children at this age to attend service with their family and then attend classes when their parents and siblings attend class.
Children also have the opportunity to give to an offering that goes directly to support the Children's Ministry Camp Scholarship Fund. Also, children have the opportunity throughout the year to give specific items that are needed through Date Nights and special events, and to participate in car washes to benefit the Food Pantry.
In addition to Sunday mornings, we offer several weekly activities for your children to enjoy!
AWANA: (Fall - Spring) Sunday Evening Program for children age 3 years - 6th grade. No other program hides God's Word in our young students' hearts more than AWANA. Kids join us on Sunday Nights during the school year for Game Time, Handbook Time and Counsel Time. Structured in a club format much like Scouts, kids win weekly, monthly, and yearly awards all centered around making sure every young boy or girl is fully equipped for every good work God has prepared for them to do. Registration is open now. Click here for more information or to register.
JAM Choir: (Fall - Spring) JAM is a choir directed by Lisa Hassler for 6 - 14 year olds. This choir is scheduled on Sundays from 3:15pm - 4:15pm in the Lodge, upstairs in the main building. We meet during the school year with a break in the summer.
Don't forget to check out our Special Events!
Hang Outs: All children entering 1st - 4th grade are invited to Hang Out on Wednesday afternoons in the StoneShire this summer! They can play in the StoneShire, meet new friends, and learn more about God while having fun! No registration is required.
Chocolate Wars/Water Wars: Come have a blast with your friends, all while making a gloriously good mess! Water Wars and Chocolate Wars are back and better than ever for Summer 2017 for all incoming 1st - 6th graders! Click here for more information
Date Night: Allow us to take care of your children on the first Friday of every month while you spend time together!
Summer Camps: This summer is jammed packed with opportunities to attend camps, camps and more camps. From Free Sports Camps to the Ultimate Day Camp and our always popular Overnight Camp. Whether you are a first time camper, or a veteran, we have a camp for you. Click Here to check out our camp page to find out about all our camps going on this summer.
Woods and Water Kids: Dads and kids, enjoy the great outdoors together while growing in your relationship. Click through for more info at W&WK's site.
Baptism: Children who have recently accepted Christ are invited to schedule Baptism through our department. If you are needing more information about leading your child to Christ click here for our downloadable parents' guide.


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After wrapping up her school's first graduation in South Africa over the weekend, Oprah Winfrey is now making her first visit to India.
Today, she visited the Taj Mahal and on Friday, she plans to attend the Jaipur Literature Festival, reports AP. She is filming footage for Oprah's Next Chapter.
The trip has not gone without some problems. While visiting the Hindu pilgrimage town of Mathura, about 90 miles south of Delhi, Indian police briefly detained three of Oprah's bodyguards after they scuffled with local TV journalists. No one was reported hurt. The three guards were released after apologizing in a letter to the journalists.
Earlier this week, Oprah partied with Deepak Chopra and Bollywood stars including Amitabh Bachchan, Shah Rukh Khan and Aishwarya Rai at a private party.
By the way, are loving Oprah's scarf? It's a Theodora & Callum creation that sells for $175.00. You may recall that back in May as Oprah was winding up her daily talk show, she had Tom Hanks and Julia Roberts name their favorite things. Julia listed Theodora & Callum scarves as one of her favorites and they were given to the entire audience.
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The Rt Hon Ed Vaizey, MP for Didcot and Wantage and other Oxfordshire dignitaries took part in a groundbreaking ceremony today to mark the beginning of the construction of Quad One, a new office and laboratory building at Harwell Campus.
Quad One is the first building in the next 25-acre phase of campus development and is set to attract science and technology businesses that are keen to locate themselves within a dynamic, interdisciplinary environment.
The Quad One building will provide a total gross area of 40,000 sq ft of offices, labs and technical space, plus a gym and café. Designed by Hawkins Brown Architects, it forms one corner of a new public square to the front of Harwell, overlooking one of the Campus' sports fields.
In joint venture with Harwell Oxford Partners, we're in a 50:50 partnership with two Government backed agencies, the Science and Technology Facilities Council (STFC) and the UK Atomic Energy Agency (UKAEA), to bring forward the next chapter of development at Harwell. This will include state of the art buildings for commercial science agencies and research bodies within a new mixed-use community, including several hundred homes.
Angus Horner, Director of the Harwell Campus Partnership said: "We are tremendously excited about Harwell's ongoing and substantial expansion and its rapid evolution into a world beating science and technology Campus for the UK. The news about further investment by the Government in these vital sectors to promote innovation has been very encouraging and re-affirms the partnership's commitment to deliver economic growth into the County of Oxfordshire, as well as throughout the rest of the UK."
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