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Welcome to Kent State University. New Hire Orientation Benefits Program
- Gilbert Gaines
- 2 years ago
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1 Welcome to Kent State University New Hire Orientation Benefits Program 1 of 61
2 Learning Objectives: Overview of your retirement plan options Overview Kent State University s benefits programs Provide information to become a better consumer of benefits Explain enrollment process and critical dates Provide contact information for external vendors, retirement plans and internal benefits representatives On-Line Benefit Enrollment 2 of 61
3 State and ARP Retirement 403(b) and 457 Deferred Savings Wellness Family and Medical Leave Health Plan Benefits Flexible Spending Accounts Supplemental Life Insurance Disability Insurance College Advantage Topics To Be Covered Tuition Waiver Benefits 3 of 61
4 Retirement Plan Options Current state law gives a choice of retirement plans to full-time faculty, classified and unclassified employees. State Retirement System OPERS (Ohio Public Employees Retirement System) STRS (State Teachers Retirement System of Ohio) ARP (Alternative Retirement Plan) 4 of 61
5 Comparing Your Options Under the State Retirement System OPERS Traditional Pension Plan (OPERS invests for you) Member-Direct Plan (You direct your investments) Combined Plan (You direct your contribution investments, OPERS directs KSU contributions) STRS Defined Benefit Plan (OPERS invests for you) Defined Contribution Plan (You direct your investments) Combined Plan (You direct your contribution investments, STRS directs KSU contributions) 5 of 61
6 OPERS Traditional Plan STRS Defined Benefit Plan You and the University contribute to this plan. Benefit is determined by a formula using age, service credit and final average salary. (2.2% x avg sal x yrs of Svc) Includes survivor, disability retirement benefits and at this time retiree medical benefits. The plan investment professionals manage the investment of employee and employer contributions and this plan bears investment risk. 6 of 61
7 OPERS Traditional STRS Defined Benefit Option OPERS Contribution Rates STRS Contribution Rates Employee KSU Vested: After 5 years of contributory services credit for Traditional Pension Plan 10.0% 14.0% 24.0% Employee KSU 11.0% 14.0% 25.0% Vested: After 5 years of contributory services credit for Traditional Pension Plan 7 of 61
8 OPERS Member Directed Plan STRS Defined Contribution Plan OPERS Contribution rates for the Individual Account Employee KSU 10.0% 8.73% 20% KSU match available after each year completed STRS Contribution rates for the Individual Account Employee KSU 11.0% 9.5% 100% vested after 1 year of service 100% vested after 5 years of service Contributions for unfunded liability: Contributions rates for Retiree Medical Account: KSU Unfunded liability 4.50%.77% 24.0% KSU 4.5% 25.0% 8 of 61
9 OPERS and STRS Combined Plan OPERS Contribution Rates Employee KSU 100% vested after 5 years 10.0% 14.0% Medical benefits available after 20 years STRS Contribution Rates Employee KSU 100% vested after 5 years Contributions for unfunded liability: Total 24.0% KSU Total 11.0% 9.5% 4.5% 25.0% 9 of 61
10 What is the Ohio Alternative Retirement Plan? The Ohio Alternative Retirement Plan or ARP is known as a 401(a) or a Defined Contribution Plan Participants establish retirement accounts with vendors approved by the Ohio Department of Insurance Full-time employees Who is eligible to elect an ARP? 10 of 61
11 Alternative Retirement Plan Providers AIG/VALIC (Variable Annuity Life Insurance Co.) AXA/Equitable Life Assurance Co. Great American Life Insurance Co. ING Financial Services Lincoln Financial Group Nationwide Life Insurance Co. TIAA/CREF 11 of 61
12 Alternative Retirement Plan (ARP) You and the University contribute to the plan Benefits are based on your account balance The account balance is equal to the sum of contributions plus investment gains/losses You control the investment of your account balance and you accept all the risks of investment gains and losses You are responsible for all Plan expenses No survivor, retiree medical or disability benefits 12 of 61
13 Alternative Retirement Plan (ARP) OPERS Eligible Contribution rates to the Employee Account Employee KSU 10.0% 13.23% Contributions for unfunded liability: KSU Total All contributions are vested immediately.77% 24.0% STRS Eligible Contribution rates to the Employee Account Employee KSU 11.0% 9.5% Contributions for unfunded liability: KSU Total All contributions are vested immediately 4.5% 25.0% 13 of 61
14 Retirement Enrollment Process Review your packet of information carefully Make your decision and return your completed election form within the 120-day election period Forms should be returned to the Benefits Office in the Wright Hall You MUST complete a Retirement Plan Election Form regardless of your choice Your Election Is IRREVOCABLE once it is received in the Benefits Office for as long as you are employed by Kent State University 14 of 61
15 Retirement Resources OPERS (www.opers.org) or STRS (www.strsoh.org) or ARP Providers (Contact information is included in packet) KSU Benefits Coordinators 15 of 61
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18 403(b) Tax Deferred Annuities Employees can enroll anytime Employees can change your participation level anytime Similar to 401(k) plans in private sector Permit employees to save for retirement on a tax-deferred basis Annual contribution limits found in the IRS Code Employee selects vendor and establishes account Several vendors available to choose from Complete and submit Salary Reduction Agreement 18 of 61
19 457 Deferred Compensation Plan Employees can enroll anytime Employees can change participation level anytime Similar to 401(k) plans in private sector Permit employees to save for retirement on a tax deferred basis Annual contribution limits found in the IRS Code Employee selects vendor and establishes account Several vendors available to choose from 19 of 61
20 Annual Contribution Limits for 403(b) and 457 Plans Year Maximum Deferral Limits - Age 49 or less Age 50 and over 2013 $17,500 Addnl. $5,500 Maximum Deferral Limits Age 50 $23, of 61
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22 OneWellU Kent State University is committed to supporting employee health and well-being. Throughout the year, KSU offers programs such as: Monthly Lunch and Learns Weight Watchers at Work Walking Program Community Garden Student Recreation and Wellness Center Discounts for Employees For a current list of wellness offerings at KSU, please visit For more information, contact Rachael Decker, Wellness Coordinator for Kent State University at of 61
23 FAMILY MEDICAL LEAVE ACT (FMLA) of 61
24 Qualifying Reasons for FMLA Leave Birth of a son or daughter and to care for the newborn child (bonding leave) For placement with the employee of a son or daughter for adoption or foster care To care for family member (spouse, son, daughter, or parent of the employee) with a serious health condition 24 of 61
25 Qualifying Reasons for FMLA Leave (cont.) Incapacity due to employee s pregnancy, prenatal care, or childbirth Employee s serious health condition that renders employee unable to perform essential function of his or her position Military Family Leave Qualifying Exigency Military Leave Care for a Covered Servicemember 25 of 61
26 Benefits in Brief Kent State University provides benefits to full-time and part-time benefit eligible faculty and staff. The following are the links for the Benefits In Brief: Benefits In Brief for Full-Time Employees Benefits In Brief for Part-Time Employees 26 of 61
27 Medical Plan Options 90/70 PPO 80/60 PPO 70/50 PPO (Medical Mutual & Anthem) (Medical Mutual & Anthem) (Medical Mutual Only) Deductible $250/single $500/family $350/single $700/family $500/single $1,000/family Co-insurance (after deductible) Annual Out-Of Pocket Maximum (Excluding deductibles) 90%/70% 80%/60% 70%/50% $750/$1,500 $900/$1,800 $1,000/$2,000 Office Co-pay $15 PCP/MH $30 - Specialist $15 PCP/MH $30 - Specialist $15 PCP/MH $30 - Specialist *PCP = Primary Care Physician *MH = Mental Health Provider 27 of 61
28 Prescription Drug Coverage Coverage is with CVS Caremark, Inc. separate ID card Provided with all plans Retail up to 30-day supply at local pharmacy Mail service up to 90-day supply through mail service pharmacy OR you can pick up mail order prescriptions at CVS! (**required for maintenance drugs after initial prescription and 2 retail refills) Co-insurance is 10% for generic prescriptions and 20% for brand name prescriptions 40% for brand name when a generic is available. $60 maximum per prescription EXCEPT when a brand name drug is purchased and there is a generic available, the maximum will be $100 unless the physician indicates DAW dispense as written. 28 of 61
29 EyeMed Vision Care Standard Exam Benefit Single, Bifocal and Trifocal vision lenses, frame and options Contact Lenses Frequency of benefit EyeMed Covered in full: In-Network Up to $90 reimbursement: Out-of- Network $240 with 20% discount on balance: In-Network Up to $240 reimbursement Up to $190 In or Out-of-Network Every 24 months 29 of 61
30 Delta Dental Delta Dental PPO HIGH Patient may access any dentist Benefits are higher with dentist in the Delta PPO network Annual maximum benefit per person is $1,250 Delta Dental PPO BASIC Patient may access any dentist Benefits are higher with dentist in the Delta PPO network Annual maximum benefit per person is $1,000 Delta Dental PPO LOW Patient may access any dentist Benefits are higher with dentist in the Delta PPO network Annual maximum benefit per person is $750 Annual deductible of $25 Annual deductible of $50 Annual deductible of $50 No age limit for Orthodontia for Delta Dental PPO Network Orthodontist No age limit for Orthodontia for Delta Dental PPO Network Orthodontist Orthodontia is not an available benefit 30 of 61
31 Creating a Personal Account with Your Health Care Providers Online Provider Director Health Assessments Discounts on Health Programs Health Education Access Recent Claims and Account Details Treatment Cost Estimators 31 of 61
32 Definition of Eligible Dependents Legally married spouse Domestic Partner (must submit supporting documents see Dependent children up to age 26 Dependent children from age 26 to age 28: (OH HB1) A natural child, stepchild, or adopted child of employee Ohio resident OR a full-time student at an accredited institution Not working for an employer that offers any health benefits that the adult child is eligible for coverage Ineligible for coverage under Medicare or Medicaid 32 of 61
33 Domestic Partner Benefits Kent State offers Domestic Partner benefits to eligible employees. The benefits are extended to both same and opposite gender partners faculty and staff and include: Medical, prescription drugs, vision and dental insurance Dependent life insurance Voluntary Accidental Death and Dismemberment Insurance (AD&D) Tuition Fee Waiver Applicants must complete Affidavit of Domestic Partnership and provide (3) supporting documentations. Details regarding this process can be found on HR Benefits website at: 33 of 61
34 Kent State University Benefit Plans Dependent Eligibility Verification Form Instructions for Completion: Please list all dependents that you would like to enroll in the benefit plan(s). PRINT CLEARLY, in INK in the spaces provided. Sign and return this form with CERTIFIED COPIES of the supporting documentation to the University Benefits Office Located first floor of Wright Hall, Kent Campus. Banner ID Number Employee Home/Cell Employee Gender Employee Date of Birth Campus Employee Last Name Employee First Name Telephone (circle one) (xx-xx-xxxx) Current: Current: Current: Male / Female Current: Street Address City State Zip Code Current: Current: Current: Current: Add To Coverage Spouse Current: Last Name First Name, MI Date of Birth (xx-xx-xxxx) Gender (M/F) Full-Time Student (Yes/No) Child-1 Current: Child-2 Current: Child-3 Current: Child-4 Current: Child-5 Current: Child-6 Current: REMINDER: YOU MUST ATTACH COPIES OF SUPPORTING DOCUMENTATION TO COMPLETE THE AUDIT PROCESS. FAILURE TO RETURN THE REQUIRED INFORMATION BY THE DEADLINE MAY RESULT IN SUSPENSION OF BENEFITS UNTIL SUCH INFORMATION IS SUPPLIED TO THE UNIVERSITY. I certify that the information provided is complete, correct, and up-to-date. I understand that any misrepresentation could result in disciplinary action up to and including termination of employment. Signature Date Signed 34 of 61
35 Name: 2013 GROUP INSURANCE ENROLLMENT DATA FORM Human Resource Services/Benefits - (330) Dept: SS#: Hire Date: Gender: Male Female Date of Birth: Employee Type: Faculty Unclassified Classified Home Address: Marital Status: Married Single Domestic Partner Medical Plan (Select One) Medical Mutual SuperMed 90/70 Single Family Medical Mutual SuperMed 80/60 Single Family Medical Mutual SuperMed 70/50 Single Family Anthem Blue Cross/Blue Shield 90/70 Single Family Anthem Blue Cross/Blue Shield 80/60 Single Family Dental Plan (Select One) Opt-Out of MEDICAL PRESCRIPTION, VISION AND DENTAL PLANS (Affidavit of Alternative Coverage required to receive incentive payment) **Amounts listed are per payroll deductions. HIGH BASIC LOW 12-MONTH & BI-WEEKLY 10-MONTH 9-MONTH SINGLE EE + 1 FAMILY SINGLE EE + 1 FAMILY SINGLE EE + 1 FAMILY REFUSE DENTAL NAME SOCIAL SECURITY NUMBER RELATIONSHIP DATE OF BIRTH MEDICAL (Y or N) DENTAL (Y or N) Self REMINDER: YOU MUST ATTACH COPIES OF SUPPORTING DOCUMENTATION (MARRIAGE CERTIFICATE, BIRTH CERTIFICATE, ECT.) TO COMPLETE THE AUDIT PROCESS. FAILURE TO RETURN THE REQUIRED INFORMATION MAY RESULT IN SUSPENSION OF BENEFITS UNTIL SUCH INFORMATION IS SUPPLIED TO UNIVERSITY BENEFITS. My signature below confirms my election choices as indicated above and authorizes Kent State University to communicate my enrollment selection to the designated insurance carrier and make any necessary payroll deductions. Signature: Date: Your contributions will automatically be processed on a pre-tax basis. By using pre-tax dollars, this "premium conversion plan" can offer you significant savings. In exchange for the tax savings offered by the premium conversion plan, Section 125 of the Internal Revenue Code imposes some important rules about when you may change your medical or dental coverage choice. The rules require that your choice remain in effect for the entire plan year, except under limited circumstances, specifically an eligible change in work or family status. Eligible changes in work or family status include events such as marriage, divorce, birth or adoption of a child, loss of a dependent, or a change in your or your spouse's employment status. If you do not wish to have your contributions ******OVER PLEASE***** 35 of 61
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37 Alternative Insurance Coverage Opt-Out Employees with other coverage may opt-out of health coverage. Must provide documentation of alternative coverage along with the completed Affidavit of Alternative Coverage form. Opt-out incentive of $50.00 per pay equal to $ month or $1, per year! Opt-out applies to medical, prescription drug, vision AND dental. This form can be found at and click on Forms Library on the left. 37 of 61
38 2013 Group Insurance Plan Affidavit of Alternative Coverage I hereby elect to waive the medical, prescription drug, dental and vision insurance coverage available to me as an eligible employee of Kent State University. In completing this affidavit, I verify I am adequately covered by the medical insurance indicated and expect to be covered for the entire year. I further acknowledge that I am waiving the health benefits for the 2013 calendar year and may not re-enroll in the plans during the year except by providing written notice to Kent State University benefits office that I am no longer covered under the aforementioned alternative coverage. Such notice must be provided within 31 calendar days of the date on which I lose my coverage. Alternative Coverage Information Name of individual who covers you: Contract number or SS# of person covering you: Employer of person covering you: Employer Plan Name: Effective Date of Alternate Coverage: Type of Coverage: Single Employee + one Family Kent State Employee Name (please print) Banner Identification Number Kent State Employee Signature Date ****NOTICE**** ANY EMPLOYEE REQUESTING AN INSURANCE OPT-OUT INCENTIVE MUST COMPLETE A NEW FORM DURING OPEN ENROLLMENT AND PROOF OF ALTERNATIVE INSURANCE. Please return this form to the University Benefits Office located in Wright Hall. If your form is not received by NOVEMBER 2, 2012, you will not be eligible to receive the Opt-out Incentive payment. 38 of 61
39 FlexSave Flexible Spending Account Flexible Spending Accounts (FSAs) 1. Health Care Account 2. Dependent Care Account Funds may be used for dependent/elder care expenses Why Participate? Save 25%-40% Deductible, Coinsurance, Co-Pay, OTC, Dental, Vision, etc. Funds withheld from paycheck on pre-tax basis maximum contribution: $2,500 Health Care Account, $5,000 Dependent Care Account per calendar year of IRC Funds may be used for medical expenses not covered by insurance or other programs Services must be performed while employee is contributing to the plan Use it or lose it rule applies However you have until March 15 th of the following year to exhaust the previous year s FSA funds 39 of 61
40 View Account Flexible Spending Account MyFlexOnline.com Order additional cards Repay Non-Qualified Expenses Internet Claims Entry 40 of 61
41 Flexible Spending Accounts Enrollment Form Kent State University Benefits Employee Name Department Last four digits of Employee SS# Phone Employee Type: Classified Unclassified Faculty NOTE: This election is made for a CALENDAR YEAR (January 1 December 31). This election is NOT made on an academic year or fiscal year (July 1 June 30) basis. Your election cannot be changed during the calendar year unless you have a qualifying change in status as defined by the Internal Revenue Code. Health Care Flexible Spending Account Please indicate if you wish to participate in the Health Care Flexible Spending Account, the amount you wish deducted from your pay. I choose to participate in the Health Care Flexible Spending Account. My total deposit for 2013 is $. I understand this total will be deducted from my pay in equal amounts from each month in which I receive base pay during the year. (Please enter a whole dollar amount between $120 and $2,500) Please note: If you are enrolled in a Kent State University sponsored medical plan, claims will be automatically submitted to your Health Care Flexible Spending Account for deductible and co-payment amounts. Dependent Care Flexible Spending Account Please indicate if you wish to participate in the Dependent Care Flexible Spending Account and the amount you wish deducted from your pay. I choose to participate in the Dependent Care Flexible Spending Account. My total deposit for 2013 is $. I understand this total will be deducted from my pay in equal amounts from each month in which I receive base pay during the year. (Please enter a whole dollar amount between $120 and $5,000) I understand that: My signature below confirms my election choices for the calendar year 2013 as indicated above. I may not change my elections during the plan year unless I have a qualified change in family status. I will lose any unused balance remaining in my Flexible Spending Account(s) at the end of the reimbursement period. Signature Date This form must be submitted: Within 31 days of hire date, or Within 31 days of a life status change, or By Open Enrollment deadline for New Plan year. Effective Date: 41 of 61
42 Group Term Life Insurance AD&D Coverage Employer-paid term life insurance for full-time employees provided by Standard Life Insurance Company Coverage equal to 3 times base salary up to $225,000 Includes AD&D coverage Employees must designate beneficiaries 42 of 61
43 Imputed Income for Employer-provided Life Insurance and Voluntary Life Insurance Internal Revenue Service (IRS) requires that the value of employer-provided life insurance and voluntary life insurance in EXCESS of $50,000 be reported as taxable income. This is called imputed income. Imputed income is added to your taxable earnings. You can find the imputed income amount in Box 12 of your yearly W-2 statements. Review the Imputed Income document in your packets to help you determine your imputed income. 43 of 61
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45 Voluntary Supplemental Plan Options 45 of 61
46 Voluntary Benefit Supplemental Life Coverage Highlights Individual: Spousal: Dependent: Employee may elect up to 3 times base salary to a maximum of $500,000 Guarantee Issue - $200,000 Employee may elect coverage in increments of $10,000 up to a max of $250,000 Guarantee Issue - $20,000 Monthly premium cost for employee/spouse is based on age Employee may elect $10,000 per child at the cost of $1 per month (slightly higher for 9 and 10 month employees) no matter how many eligible children are in the family up to age of 61
47 Group Long Term Disability Insurance A regular, full-time employee Voluntary Benefit Provides income protections in the event of a serious illness or injury Premiums paid by payroll deduction Employee can elect a benefit equal to 50% or 60% of salary to a maximum of $6,000/month Enrollment accepted regardless of medical condition if submitted within 60 days of employment 47 of 61
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49 Aflac PLAN OPTIONS Short Term Disability Accident Indemnity Advantage Cancer Protection Pays you cash benefits during time of need (accidents, sickness, surgery, maternity) Guaranteed renewable for the life of the policy Fully portable at the group rate No coordination of benefits we pay regardless of any other insurance. Contact: Derrick Fellows 1544 South Belvoir Blvd. S. Euclid, OH (216) of 61
50 Voluntary Benefit College Advantage (529K) Ohio Savings Plan This is a college savings program that enables families to save and invest on a tax-advantaged basis to fund future higher education expenses of a child. Enroll anytime. Tax-Free: Pay no taxes as your funds grow and pay no taxes when you withdraw for qualified higher education expenses. Payroll deducted. Available to anyone. Account owners allocate funds. Affordable contributions as little as $25 at a time. CollegeAdvantage Savings Plan PO Box Cleveland, OH Phone: AFFORD-IT ( ) 50 of 61
51 Voluntary Benefit Legacy Services Long Term Care Insurance What is Long-Term Care? Long-term care is the type of care you need when you are no longer able to do the things you take for granted everyday. It is needed when simple things, such as getting out of bed, eating, or even taking a shower, become too difficult to do on your own. Why Consider Long-Term Care Insurance? Long-term care insurance (LTCi) pays for home health care, assisted living, nursing home and other long term care expenses. People buy LTCi to protect retirement assets and to maintain freedom of choice when receiving care Legacy Services , ext of 61
52 Tuition Waiver Benefit Employees are eligible after completing one semester (or 120-days) of consecutive full-time employment No credit for previous part-time or GA employment Eligible dependents include legally married spouse and dependent children under the age 25 and domestic partners Benefit covers tuition and general fees for up to 18 undergraduate hours per semester and 14 graduate hours per semester 52 of 61
53 IMPACT Employee Assistance Program (EAP) 24/7 Live confidential access to professional counseling, guidance, support and resources Accessible to you, your household members and eligible dependents living outside your home Services provided for personal and work-related issues Specialized assistance may be provided for financial matters, identity theft recovery and legal issues hours/7 days a week 53 of 61
54 Benefits Enrollment Timeline Group Insurance Enrollment (Online or hard copy Medical, Prescription, Vision & Dental Coverage Opt-out affidavit (if applicable) *Domestic Partner Affidavit + Supporting Documentation Flexible Spending Accounts HCFSA/DCFSA Life Insurance Beneficiary Designation Paper Form Required (Submit to H.R. Benefits Office) 30 days from your Date of Hire or Benefits Eligibility Long Term Disability Enrollment Form Retirement Plan Election Form Salary Reduction Agreement for 403(b) & 457 Tax Sheltered Annuities, College Advantage 529 Savings Plan, AFLAC Plans 60 days 120 days Anytime 54 of 61
55 Annual Open Enrollment Annual opportunity to change elections relating to medical, prescription drug, vision, dental and flexible spending accounts Conducted in Fall of each year effective January 1 st of the following year. Watch your Flashline announcements, campus mailings and home mailings. 55 of 61
56 Questions?? If you have questions regarding your benefit options after today s meeting please contact Mark McLeod, Manager Laura Kenney Sheba Marshall Samantha Heald-Sott of 61
57 Questions 57 of 61
58 DISCLAIMER This Benefits Orientation presentation is provided as an informational summary only and is not intended to be a summary plan description (SPD) or plan document. If there are differences between the presentation and the SPD or plan document, the terms of the SPD and plan document shall be definitive. Kent State University may amend or terminate its benefits plans at any time in accordance with the law and any applicable collective bargaining agreement. The description of the program, the plan itself, or participation in the plan is not an employment contract or any type of employment guarantee and should not be construed as such. The university makes no endorsements, warranties, promises, representations and/or guarantees regarding the performance, use, interpretation, application, correctness, accuracy of any of the vendors plans and programs summarized in this orientation. Individuals should consult with the vendor(s) as well as their personal legal, medical, insurance and/or financial, etc., advisor/professional as it applies to their own circumstance to answer any questions and/or concerns related to their participation in the plan(s) and program(s). 58 of 61
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The Anti-Bored Summer Plan & Free Printable!
Are you dreading the summer months because you know you'll soon hear "I'M BORED" over and over again? Start planning and preparing now for a memorable, fun-filled summer with your children. We have plenty of ideas that will give you an easy response when your kids are looking for something to do. Create an activity jar and fill it with fun, simple activity ideas. Have your … Continue reading


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Gilgal Refaim wheel of giants: Stonehenge prehistoric. Similarly it happened to the grandiose Nazca Lines in Peru, which were noticed only when they began to fly over those areas.
The same happens in the Golan Heights, about 16 km from the east coast of the Sea of Galilee, in the middle of a large plateau where there are many dolmens, where a very interesting archaeological prehistoric structure often goes unnoticed.
In 1967, after a war, Israel conquered that territory. The archaeological investigations that were analyzed from those areas, revealed the presence of traces of a circular monument that land was not recognized. Subsequent excavations and surveys, have thus brought to light an important very similar to the famous prehistoric monument Stonehenge.
Perhaps one of the oldest remains and extended in the region, is known by the Arabic name Rujm el-Hiri, literally "stone heap of the wild cat." The complex consists of five concentric circles, the largest off 152 meters, and a massive burial chamber in the middle. The Hebrew name, Gilgal Refaim, meaning "of the giant wheel" and refers precisely to the Giants described in the Bible. It is traced back to 5,000 years ago, according to estimates, placing it as a contemporary of the English Stonehenge. But unlike the monument assembled dolmens and menhirs, the Giant Wheel is formed with 42,000 much smaller basalt stones.
Although there are no sources of who actually have made it, according to some theories it may have been a nomadic people, even if it seems impossible to realize a monument as complex if not working on it at length and with some precise organization. It is estimated that to achieve this monument should have been employing a hundred men for at least six years. It could have an astrological meaning. In the days shorter and longer than the wheel of the year, the solstices in June and December, the sunrise aligns with the opening of the circle. To be critical, the alignments are not perfect, but according to experts this is due to the fact that contemporary technical tools were rudimentary. This tradition of the clubs, which we know well and that has its roots in the solar / lunar religions, linked to the cult of the Goddess and Mother Earth, common to Asia Minor and Europe before then. It is believed that the local residents were using the site to worship the gods of fertility Tammuz and Ishtar, to thank them for the good harvest throughout the year.
Burial site. The tomb is at the center of at least 1000 years more recent than the surrounding structure, suggesting that only after some noble or important character has taken over monument making its final resting place. But, as often it happens when we talk of graves, for some reason of corpses inside did not find, but only jewelry making only assume that it is a grave … Dakhma. The archaeologist Rami Arav, suggests that the site was used with a Dakhma by Zoroastrians in which the dead were abandoned ensure that birds remove meat from bones.
Calendar. In addition to opening in the direction of the solstices, a few notches in the walls appear to lead to the spring and autumn equinoxes.
Astronomical Observatory. The researchers found that the monument was built with dimensions and proportions common to other structures periods, and due to the location of some stars. Today Gilgal Refaim presents itself to visitors as a labyrinth from the walls now dilapidated, and despite being in an Israeli military zone, you can visit it on weekends and for those who are not claustrophobic, crawl into the burial chamber.
To open the video click on the image, good view from your Alessandro Brizzi.


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by Morris Jones
Sydney, Australia (SPX) Sep 11, 2014
China has recently disclosed some more developments in its space laboratory and space station program. We can expect China's next space laboratory, Tiangong 2, to launch in 2016. The large Chinese Space Station will be launched around 2022. The overall structure of these plans has not changed from previous announcements but the dates seem to be slipping. Should we be concerned?
Not really. China's space station program is still on track. The station was originally expected to be launched "around 2020", so the latest timeline is still fairly consistent. We had expected Tiangong 2 to be launched in 2015. A slip like this isn't really a big deal.
What has prompted these developments? It's probably just some mundane engineering issues. This analyst suspects that the root cause is not the space hardware to be launched but the rockets that will be used in these programs.
Tiangong 2 is expected to use the same sort of short, stubby module as Tiangong 1. This is a small pressurized cabin with a single docking port. However, the mission will be changed. Tiangong 2 will receive a visit from China's first cargo spaceship, Tianzhou, which is itself based on the design of the Tiangong module. Ironically, the cargo ship is larger than the space laboratory it will visit.
Tiangong 2 is expected to receive one crew expedition. This will probably consist of three astronauts launched aboard the Shenzhou 11 spacecraft. Tiangong 1 received two crews.
The Tiangong 2 module will be launched atop a Long March 2F/G rocket, which is a modified version of the Long March 2F. The 2F/G has only flown once before, and that was the launch of Tiangong 1. The Shenzhou 11 spacecraft will be launched atop the Long March 2F rocket, which has proven its worth with every launch of a Shenzhou spacecraft. It has never failed.
Now to the rest of the fleet. The Tianzhou cargo spacecraft is too large and heavy for any Long March 2F variant. It will use the Long March 7 rocket, which is still under development. The heavy modules for the Chinese space station will use the powerful Long March 5 rocket, also a work in progress. These new rockets are expected to fly from China's new launch site on Hainan Island, which is still under construction.
There's a lot of untested infrastructure in this mix. This analyst believes that China has hit some problems in the development cycle, and needs more time to fix them. Fair enough. This always happens when new rockets make their debut.
Overall, there's more good news than bad news in the latest batch of media releases from China. The human spaceflight program is still on track. It's moving slowly, but this is typical of the way China runs things. We just need to be patient. It will be worth the wait.
Dr Morris Jones is an Australian space analyst who has written for spacedaily.com since 1999. Email morrisjonesNOSPAMhotmail.com. Replace NOSPAM with @ to send email. Dr Jones will answer media inquiries.
Related Links
China National Space Administration
The Chinese Space Program - News, Policy and Technology
China News from SinoDaily.com
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Perkins Restaurant & Bakery Map
1503 Travelers Point
440-934-3663 | Make Restaurant Reservations | Menu
The location of Perkins Restaurant & Bakery is marked on the map below with a green arrow. Click on it to get directions if you don't see a pop-up. Enjoy your meal at Perkins Restaurant & Bakery!
Find out which restaurants and chefs top the list of GAYOT's 2016 Annual Restaurant Awards.


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WICB/GoG meet today
- Agenda not decided upon – Dr Frank Anthony
By Staff Reporters
Top officials of the West Indies Cricket Board (WICB) who are currently in Guyana are expected to meet with high ranking government officials today at an unknown location to try and arrive at an agreement over the Cricket Administration Bill (CAB) recently passed in the National Assembly.
According to information from usually reliable sources close to Stabroek Sports, it is understood that the WICB delegation, which includes Vice-President Emmanuel Nanthan and Queen's Counsel Walter Scott, who will act as a Special Counsel appointed by the WICB, will meet with members of the government sometime today to hopefully end the impasse between the government and the Guyana Cricket Board (GCB) and by extension, the WICB.
When this newspaper contacted Minister of Culture, Youth and Sports, Dr Frank Anthony for an invited comment regarding the time and location of the meeting today, Anthony's response, when questioned on the agenda of the talks, was a terse: "We have not decided as yet."
Pressed as to what his government hopes to achieve from the bilateral talks, Anthony's response was… "I aint telling you anything."
However, he did inform this newspaper that after the meeting, a joint statement "might" be issued by the WICB and Government of Guyana. Although the location and time remains unknown, it is believed that the discussions will focus strongly on the passing of the recent Cricket Administration Bill along with Guyana's scheduled staging of the Regional Under-19 tournament which is expected to bowl off next month.
Since the passing of the Bill Guyana has seemingly been ostracized by the WICB who took a decision to relocate the third Test between West Indies and New Zealand from Guyana to Barbados. Also, the WICB via letter dated on May 30, directed to His Excellency President Donald Ramotar from WICB President Dave Cameron, requested that Ramotar hold off signing the Bill into law until the issues are resolved.
Since then, some cricket stakeholders locally have been quite vocal about the issues which have shaken up cricket in Guyana and about the decision by the WICB to pull the plug on the test match being staged in Guyana.
The Bill outlines legal steps to make the GCB a corporate body and it is also aimed at the GCB having greater financial accountability and transparency with timely audited financial reports.
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|Reviews for Never Thought I'd See Him Cry
| Bakaberry chapter 2 . 2/20/2012
I still liked it ;)
| poison-maestro chapter 2 . 4/8/2008
very nice
| SilverWing129 chapter 2 . 2/2/2007
I dont know what you're talking about! I love this fic! You shouldnt be to hard on yourself.
| dragninja chapter 1 . 1/19/2007
this was so cute! very good! narutoXsasuke is my favorite yaoi pairing, although i really only like two. this was really sad, but excellent none the less! you should build on it! well, that is, if you want!
| BLUEanimeGIRL025 chapter 1 . 12/21/2006
That is so sweet! *sniffles*
| jackmyfrost chapter 1 . 9/13/2006
Aw...i almost cried!
| Shiraishi chapter 1 . 8/12/2006
Aww thats sweet, love the ending.
| x.X Morgana X.x chapter 1 . 7/29/2006
HOLY FREAKING CRAP! I LOVE it! It is REALLY cute! I want MORE! MORE! *whines like a two year old* . I Love it because it is deep and EMOTIONAL not just some horny teen blast good job!
| CircadianDance chapter 1 . 7/11/2006
This was really good, and I only noticed a few grammar mistakes, but I wanted to let you know, just in case you didn't, that Sasuke was seven when Itachi murdered the clan, and that Sasuke's mother's name was Mikoto, I forget his fathers. Also, Naruto knew about the Uchiha massacre.
Please don't take this as a flame! I really enjoyed the fic, and thought it was cute, I just thought you might like to know those things.
| Prozacfairy chapter 1 . 1/5/2006
Aw! ;P
| Turtles of Darkness chapter 1 . 12/23/2005
Sad...But truthful...
| Romioca chapter 1 . 12/12/2005
Very sweet and tender. Nicely written.
| Kidlet350 chapter 1 . 10/20/2005
aww that was cute!
| kraD chapter 1 . 9/29/2005
Hey, Kyoki Hinote...
This was cute fluff. Keep it up...maybe keep them more original, but it was good. No one does good fluff anymore.
| Back of Beyond chapter 1 . 9/11/2005


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SQN Music's new artiste Femi popularly known as Femi Naija releases the music video for his single "Baye Molla".
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16X20 Baltimore Round Lighthouse Photo Poster Signed Numbered by Jost Houk
- Sold for: Start Free Trial or Sign In to see what it's worth.
- Item Category: Fine Art
- Source: eBay
- Sold Date: Jul 12, 2014
- Channel: Auction House Sell similar item on eBay
"The LIGHTHOUSE "BALTIMORE, MARYLAND by Jost Houk on the thai naval ship LIMITED EDITION 16 X 20 Artistic Photograph Print Poster Other sizes maybe available please inquire Signed and Numbered ............. numbered out of/25 Limited Edition WILL SHIP WORLDWIDE, PLEASE INQUIRE I accept Visa/MC/Discover/Debt/American Express Cards!!!!!
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2015-03-19 17:11:28
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2015-03-19 17:11:28
3 quick tips for YOU to get more time for the things that matter!
Hi freelank,
Managing your time can be a challenge. It's easy to get overwhelmed with tasks that have to be done literally right now, but that don't really matter in the scheme of things. That's how 12-hour work days happen, it's how business plans get derailed, and it's how you lose the time that you would spend on the things that really matter.
We'd like to offer 3 quick tips that can help you to get more time.
1. List the top 5 tasks that are taking too much time
It's a pretty simple thing to do and it won't take long. Sit down and write the top 5 tasks that are stopping you from doing the things you want to do. Now, how are you going to get these tasks done? You could slowly grind through them yourself, but you've probably tried that approach before. Instead, why don't you try picking the single worst task on that list and post it as a job on Freelancer? Posting your job is free, and you might be surprised at how fast and painless it is to get that task done! It's far better than losing countless hours on it yourself.
Ok, let's try it!
2. Need ideas? Try Crowdsourcing!
When you're stuck for ideas on a creative job, you can easily lose hours trying to come up with the perfect solution. Sometimes it'll happen, but sometimes you'll end up settling for an awkward idea that doesn't quite work. Either way, it'll cost you time. Instead of dealing with the stress and hassle, just post a contest on Freelancer. Rather than having a team of one person working on an idea, you'll have a team of hundreds. It's not limited to just graphic design either. You can get creative writing, interface design, videos, websites, marketing assistance, and more. Post your contest now and see how the crowd can work for you.
Try crowdsourcing!
3. Work Smarter, not Harder.
Sure, it's a cliche, but even cliches have some truth to them. If you have a repetitive task, why not try automating it with software? It's easier than you think. If you're trying to get more customers for your business, why not get a new website, logo, or even an iPhone or Android app that can attract them for you? If you're stuck with some boring data entry, why not hire an expert freelancer that can do it for you? There's no sense working harder on tasks where you can work smarter. Click the button below and try a smarter approach.
Work smarter!
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Family Day 2008 at Northwestern Oklahoma State University
Tailgate dinner prior to ballgame.
Families gathered in the Ranger Room to meet University President Dr. Janet Cunningham, as well as faculty and staff.
Traveling the furthest are Tedra Doughty, Connie Ridgway, and Jaretta Sandoz, with Nicole Towns from the Northwestern Bookstore.
Tuition winners are Dalene Dauphin, David Beard, and David Wymer with Foundation Director Skeeter Bird.
MISSION STATEMENT: Northwestern Oklahoma State University provides quality educational and cultural opportunities to learners with diverse needs by cultivating ethical leadership and service, critical thinking and fiscal responsibility.


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The Microsoft Devices Lumia 930 will go on sale in the UK from 17 July and will be available on contracts from £33 per month.
It's worth noting that the Nokia name is no longer used by Microsoft, having bought the Finnish company's phone- and tablet-making division earlier this year.
The Lumia 930 is one of the first handsets to run Microsoft's new Windows Phone 8.1 operating system and features a 5-inch display, aluminium chassis and plastic back available in bright green, bright orange.
From its launch until 31 July, Microsoft is including a wireless charger with every Lumia 930 it sells, along with a portable wireless speaker and a £20 app voucher to be used in the Windows Phone store. In all, the free bundle is worth £130.
The 4G-ready Lumia 930 has 32GB of internal storage - although sadly there is no microSD card slot to increase this - and every buyer gets 7GB of cloud storage through Microsoft OneDrive, plus a further 3GB to store images taken with the PureView rear camera.
Mobile Choice has spent some hands-on time with the Lumia 930 and our first impressions are very good. The Lumia series has offered a premium fit and finish for years now and the 930 is no exception, with its squared-off aluminium chassis giving off an air of strength and quality the moment you pick it up.
Looking almost identical to the US-only Lumia Icon, the 930 measures 137 x 71mm and has a thickness of 9.8mm. The phone weighs 167g, and while none of these statistics will cause the iPhone 5s to consider a crash diet, the Lumia manages to expertly tread the fine line between reassuringly weighty and feeling overly cumbersome.
Around the back there is a 20-megapixel PureView camera with high quality Zeiss optics. Inside there's a 2.2GHz, quad-core processor by Qualcomm.


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Corning™ CellBIND™ Surface Cell Culture Flasks
Increases suface wettability for more even and consistent cell attachment. Corning™ CellBIND™ Surface Cell Culture are available in a variety of sizes, designs and cap styles to meet all laboratory needs.
Manufacturer: Corning™ C3293
SpecificationsDescription & Specifications
Flask, Cell culture; Polystyrene; Growth Area: 225cm2; CellBIND Surface Treatment; Angled Neck; Max. Working Volume: 370mL; Recommended Medium Volume: 45-67.5mL; With Vent Cap; Sterile
- Manufactured from optically clear, virgin polystyrene
- Treated surface helps cells adapt to reduced serum or serum-free media; stable at room temperature
- Ideal for short- and long-term cell culture
- Available with vented caps containing a 0.2μm nonwettable membrane sealed to the cap, providing consistent, sterile gas exchange while minimizing risk of contamination; or phenolic-style caps for use in open systems requiring gas exchange
- 3290 flask features redesigned neck for easier media pouring, lower height (1.4 in.) for reduced stacking height, and vented cap with Costar™-style concentric circle support grid geometry
- Choice of canted or angled neck
- Canted neck flasks allow easier pouring and improved access to the flask for pipetting or scraping
- Angled neck improves pipetting access and reduces medium sloshing into the neck
- Printed lot numbers provide easy traceability
- Sterilized by gamma irradiation
- Certified nonpyrogenic
- 100% integrity tested
- Flasks 431328 and 431346 are prelabeled with bar code for use with SelecT™ Robotic System
|12.6 oz.
|45 to 67.5mL
|PS (Polystyrene)
|For optimal cell attachment
|Lot numbers for ease in traceability
|Corning™ Cellbind™


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The VFL competition is in two minds and both collided on grand final day. One, it seems, wants to see the traditional VFA teams prosper, the another, which is becoming more dominant, is that AFL Victoria does not want it tagged as an AFL reserves competition.
Box Hill Hawks' handling of Cyril Rioli in the grand final loss to Footscray on Sunday is a stark example. Box Hill was six points up at three-quarter time, with injury concerns, but was unable to put the star Hawk back on the ground.
It is an issue for the VFL and the AFL to tackle. With more stand alone clubs on the horizon, the development of players would appear to be more important than success.
This year's premier – Footscray – is a prime example.
Coach Chris Maple has since day one, stated that player development was a far greater priority than on-field success. After the club's victory, he said: "I think it shows you can still develop and do OK.
"We haven't compromised (in finals) where we want to play players, the length of time we want to play them. Some weeks we've taken them off at half-time and things like that. We haven't changed that and we won't change it.
"Winning's the cream on top, it's an enjoyable whip of cream I have to admit, but we won't go away from this is our development team and we want to develop our players."
There was a fair bit of development about Box Hill on Sunday, too.
Box Hill has won two VFL senior flags including last year's, and coach Marco Bello had his hands tied in relation to Rioli, who played his best patch of footy in an eight-minute burst late in the third term before being benched. Hawks fans were gearing up for some Cyril magic to be the difference; instead it was curtains.
With Luke Andrews – a late replacement for Brad Sewell – sidelined through injury in the opening term and Sam Iles appearing wounded, Rioli could have easily been the difference between winning and losing in the final term.
The Hawks had led by 18 points at the six-minute mark of the final term, but ran out of legs.
Certainly, the AFL players have made the VFL more popular. Sunday's crowd of almost 24,000 was its biggest in 25 years and the biggest since it has held its grand finals at Etihad Stadium.
A spokesman from AFL Victoria said that Rioli would have dragged an extra thousand fans through the gate.
But it comes at a cost. And Box Hill fans are counting that cost today.
Casey, aligned with Melbourne, has had straight sets exits from the finals series in recent seasons after Melbourne sent several of its players in for end-of-season surgery.
Sandringham has had season-defining matches wrecked by a similar issue with its affiliate St Kilda.
The competition, with alignments, is compromised.
Reverting back to an old VFA format with a separate AFL reserves competition has always been an option, but AFL Victoria is unlikely to walk away from the AFL-listed players that are the major drawcard.
It was always going to cost some team a premiership. Box Hill won't be the last.


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An Honest Review of GoDaddy Web Hostingposted on 05 Jun 2013 09:52 by cheapjordansjjk
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Have you ever heard of GoDaddy? Most people online have heard of this company. Even if you've never owned a domain or website, you've surely seen their ads. Being one of the most high profile web hosting companies has its advantages, but it also leaves you open to criticism as well. If you are interested in learning about GoDaddy, this article will tackle the many positive and negative aspects of this web hosting company.
If you are looking for one of the largest Web hosting companies on the Internet, GoDaddy fits the bill, being in the top five at the very least. Aside from all of the many types of hosting it provides, it manages many millions of domains. Although this company is not perfect, it does provide plenty of features and perks, plus low prices, for its many customers worldwide. There are several disadvantages that go along with working with a lesser-known smaller web hosting company that we would like to mention. Smaller companies have fewer resources, thus limiting what they can do for their customers. For example, you may not be able to reach their customer support at all hours. Problems like this will not exist if you use GoDaddy as your web host for your sites.
GoDaddy doesn't just offer basic web hosting plans, they offer advanced offerings as well. One of those options is the cloud hosting, which you need to consider when you want to start a business and have a bunch of control and flexibility over your site. GoDaddy offers customers options to both pay as you use space and pay on a monthly basis. They also offer a variety of plans using virtual dedicated servers. They offer at least five levels of service at price points that start out at $30 a month. The advanced web hosting services are more than reasonable when you compare GoDaddy's to other services so you should see what they've got to offer when you want to find an advanced solution for your business.
If you do any searches for customer reviews, you'll find that GoDaddy probably has more negative reviews than any other web hosting company. They have plenty of positive reviews also, but the negative ones can give you pause before signing up with them. You do have to consider the possibility, though, that many people are more likely to write critical rather than positive reviews.
Negative comments tend to jump out at us more than positive ones, even if they are in the minority. When you consider the huge number of customers GoDaddy has, the number of complaints isn't that large. Yet if you find that negative reviews often refer to the very same issue, this is something that's worth paying attention to. In conclusion, you have to do a little bit of research and consider the positive and negative aspects of the web hosting companies that you find to inevitably choose the right one. GoDaddy, like any large company, has its critics as well as its fans. We've presented you with some information you can use to help make up your own mind. The bottom line is that, whatever web host you choose, it needs to comply with your needs, expectations and your budget.


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The Stories Of Unlucky Inventions And Unhappy Inventors (2)
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Liz and Roo
Navy Mini Anchors Contoured Changing Pad Cover
This navy mini anchors changing pad cover features a tiny anchor pattern on white cotton percale. It coordinates with the nautical, classic oxford, and navy metro collections. The changing pad is contoured and fits most standard pads. Navy mini anchor crib sheet also available. Nautical nursery bedding by Liz and Roo is made in the USA.


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Sydney, Nov.13 : Though it is ranked seventh among Test-playing nations, New Zealand has said that it has the firepower to knock the Australian top order over.
Black Caps pacer Chris Martin was quoted by the Sydney Morning Herald as saying that Australia were finally beatable without Warne and McGrath, citing the side's inability to dismiss India in the failed Test series.
He said that his side is planning a similar bowling strategy to that used effectively by Ishant Sharma and Zaheer Khan to rattle the top order.
"I think when you lose two once-in-a-generation players who bowl in tandem so well, you're going to feel a bit of a hole there for a while. And winning cricket and taking 20 wickets might not become as easy, which has perhaps made the Australian side beatable," Martin said.
"But also you have to play extremely well to beat them. Whereas in the past perhaps you could play extremely well and still lose. So that's the only thing that's changed," he added.
Endorsing Martin's view, South African cricket coach, Mickey Arthur, told the Herald last weekend that his side could finally end Australia's long-held reign at the top.
"In familiar conditions - South Africa, England and Australia - I think it's going to be us [who will succeed Australia]," Arthur said, adding "We certainly have the ammunition to mount a serious challenge."
Windies coach John Dyson added: "I think everyone has begun to realise that this current Australian side is human and can be beaten. And that's good for cricket."
Martin believes if the Kiwi pace attack can reproduce the stunning efforts of the Indians, Ricky Ponting and his men are fair game.
New Zealand is expected to go with four quicks for the opening Test in Brisbane next week. They include teenager Tim Southee, Iain O'Brien, Kyle Mills and Martin, who missed the Bangladesh tour with a hamstring injury.


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DURHAM, N.H. (AP) Anthony Thompson and Dave Dudzinski each scored 17 points as Holy Cross beat New Hampshire 63-52 on Saturday.
The Crusaders (4-3) never trailed and led by as many as 17 in the second half, but New Hampshire (2-4) cut it to 57-52 with 1:59 left in the game. Holy Cross then scored the game's final six points, all free throws by Thompson. Thompson finished 10-of-10 on free throws despite the rest of the team going just 3-of-11 from the line.
New Hampshire shot 36.4 percent from the field and grabbed just four offensive rebounds in its fourth straight loss.
Holy Cross beat New Hampshire 60-50 last November, the last time the two teams faced.


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Titles are aesthetic labels attached to the players' name after completing the game in Diablo II and the Lord of Destruction expansion. You will earn different titles depending on what type of game was completed. These are judged by Difficulty, soft or Hardcore, non-expansion or an Expansion Character, and class gender (in some cases). In Diablo III, titles no longer exist, being replaced with Banners.
Once a title has been awarded, it becomes a permanent feature and can only be gotten rid of by earning a new, higher-ranking title.
This is a complete list of all the titles you can earn.
Normal difficultyEdit
- Non-expansion: Sir (male) / Dame (female)
- Non-expansion, Hardcore: Count (male) / Countess (female)
- Expansion Character: Slayer
- Expansion Character, Hardcore: Destroyer
Nightmare difficultyEdit
- Non-expansion: Lord (male) / Lady (female)
- Non-expansion, Hardcore: Duke (male) / Duchess (female)
- Expansion Character: Champion
- Expansion Character, Hardcore: Conqueror
Hell difficultyEdit
- Non-expansion: Baron (male) / Baroness (female)
- Non-expansion, Hardcore: King (male) / Queen (female)
- Expansion Character: Patriarch (male) / Matriarch (female)
- Expansion Character, Hardcore: Guardian


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Minnie + George Hair-On Bucket Bag
Minnie + George Hair-On Bucket Bag
This beautiful Hair On Bucket Bag is a statement maker. It is made of both hair on calf and pebble grain leather with 6mm leather cording for both the drawstring and strap. Designer Note: Each hair-on hide is completely unique. Variations is color and pattern from those shown here is an inevitability. Color: Black 100% Leather Dimensions: 13.5"L x 11.75"W x 4"D 17.5" Strap Made in Portland Spot Clean with Leather Polish
Shop rad labels like Rag & Bone, Nili Lotan, The Odells, Tina + Jo, Loeffler Randall, Smythe, Hoss Intropia, Prairie Underground and more from this curated Portland boutique.
Do you have questions about this product? We're here to help!


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text: 24 photos $79,500 34.5 acres 335th Avenue, Cushing, MN 56443 - Todd County 34.5 acres Cushing, MN Here is the perfect scenario for someone looking to own a nice smaller tract of land that won't break the bank and offers excellent hunting with more room to roam all the while having a place to stay and store your toys. The hunting shack is 26x52 with a nice place to kick up your feet, stay warm and relax from the day afield. There is plenty of room to store your ATV, truck or snowmobiles or if you would like, finish the storage area off for additional space. The land consists of big rolling hills, open area for food plot or shooting range, and a nice cattail/meadow in the middle for cover. The woods are a mix of mature oak, aspen, ash, and some birch. Right across the driveway sits 478 acres of state land that is hard for th Jason Ziegler Whitetail Properties