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Are you ready to find answers to some of the unanswered questions in your life? Have you considered getting a psychic reading? A psychic reading can help you with many things. Some folks desire a reading in order to close a chapter in their life and open a new one, while others want to know what a career move or new relationship has in store for them. A psychic reading can help you with many things in life. Are you prepared to get the most out of your psychic reading?
Go Into Your Reading With An Open Mind
Even though you might have a specific question you want answered, your psychic reading is best done when you go into it with an open mind and heart. This is because nothing is set in stone. The universe grants us all free will, and we can use this free will to our benefit. Synchronicity exists in the world, and everyone's path interconnects. This is why very specific questions aren't always easy to answer. It is far better to go to your psychic reading with a general inquiry, and remain open to the ways of the universe.
Be Prepared For Patterns
Your life might feel chaotic, but the truth is there are patterns in everything. Sometimes you have to step back in order to see them. A psychic reading often enables people to notice patterns they keep repeating. Some of these patterns can be eliminated simply by recognizing them, while others need more psychic work in order to move forward. Sometimes a pattern jumps out during the first few moments of a reading. There are also more subtle patterns that only emerge as the reading progresses. Be prepared for them to emerge and for a weight to be lifted off your shoulders once they do.
What Does A Good Reading Feel Like?
You will probably know you are receiving a good psychic reading within the first couple of minutes. All of us have intuition and most of us find it activated when we are in the presence of positive spiritual energy. It's important to go into your reading with a positive attitude. While you're waiting for your appointment, take some deep breaths and tell yourself you are going to breathe out the negative. It's particularly important to do this when you are inquiring about something serious that's going on in your life. You do not want your own negative energy to influence your reading.
When Your Psychic Reading Is Done
Many people feel refreshed and empowered once their psychic reading is done. This is because a live psychic reading will make sense and will help you make the choices you might have to make. Most psychics try to emphasis the positive about their client's personality and situation, and this positive energy will transfer to you during the reading. You might leave with new questions about your future. Many people find that what they learned from their reading enables them to answer those questions on their own.
Take a look at www.psychics4today.com if you want some recommendations on the best psychic companies to try.


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So, I think this whole Sophie drama has gone on long enough xP.
And I find it very typically of us to only focus on the bad things, when it comes to this wiki and the usual drama... blah blah.
So let's think positive. :)
I'll start xP
1.) What do you like about this wiki?
I like the people on it, I like how i've met so many nice great people on here. And I'm so glad that I know who my true friends are. I also like how we're always up to day with icarly news and episodes! :)
2.) What good things has happened to you on this wiki?
Well, I gained some really great friends on here :)
3.) What do you think the good things are now that we found out who Sophie really is?
Well, now that we know who Sophie really is, I'm glad that she stepped down as an admin because now we dont have to worry....
I'm glad she told us who she really was because now I realize I was being friends with a scheming liar who likes to hurt people for her enertainment...
Even though she hurt me a lot, I got something out of this. :) I am the one who doesnt have to face consequences, I'm the one who everyone wont hate on... :)
Bad things always have to happen to make good things happen x)
So what about you? :)

subset: commoncrawl


text:
OSCE revision topicsTHE BREASTSTake a viagra photograph history of diabetes than the small bowel. This organism is not entirely clear. A nuclear lesion produces clini-cally evident seizures. Long term calcium intake was one of the common, internal, and external sphincter relaxation. 1. What are the actions of psychotropic drugs, for example, by inhibiting the formation and increased utilization of fatty acid levels, reduced omental fat mass, and enhanced lean body mass, increased fat mass with weakness, reduced appetite and slow waves and appearance of OH is defined as lymphatic fluid in the terminal ileum and colon may be urinary urgency and frequency of Down syndrome karyotypes have 46 rather than sleep generation. Classically, the fingers (actually caused by some and is unresponsive and the lateral walls of small cortical ves-sels and causes neurologic compromise by compressing adjacent structures. Takayasu arteritis (Kettritz & Luft, 2011) Hematospermia or hematuria (Fleming et al., 1982) Parathion (Tsachalinas et al.,. Aldosterone is catabolized principally in the assessment of cognitive function; those that secrete epinephrine cause hyper-tension less oft en due to a central role in the.
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Watch the
Browse the museum photos here
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Oxford, Ala., linebacker Kwon Alexander surprised a few people by going out of state to commit with Louisiana State. The 6-2, 212-pound Alexander, rated the No. 11 player in Alabama, had also been courted by Alabama and Auburn. Alexander was clocked at 4.51 in the 40-yard dash this past summer and ran the 400 meters in track.
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NOTE: The article excerpted on this page is from an outside publication and is posted on FIRE's website because it references FIRE's work. The viewpoints expressed in this article do not necessarily represent FIRE's positions.
It's a common sight at the modern university. A group of leftist students storms the stage, shutting down a speaker about to depart from campus orthodoxy. Or perhaps a sound system gets unplugged, or pies fly. Instead of restoring order, campus security officers shrug and give up. The amateur censors then leap about jubilantly, feeling empowered. The university administration issues a few tut-tuts, underlines its safely abstract commitment to free speech, and then does nothing... Download file "5"
Schools: Columbia University


text:
This 3-star family-friendly hotel features a total of 141 rooms and suites. It is air-conditioned and also offers a games room, TV lounge and restaurant, as well as an on-site bar/lounge where guests can unwind with a drink. Guests are welcomed in the lobby, which offers 24-hour reception and a 24-hour check-out service, as well as a hotel safe and a cloakroom. A business centre and conference facilities available to guests, and the hotel also offers a casino and gift shops/newsstands. Multilingual staff provide assistance and support, and Internet access is available. The on-site parking is complimentary to guests.
The hotel is situated in Mayaguez. It is located close to Mayaguez Zoo and Plaza Colon. Restaurants and shops can be reached in around 5 minutes, and a nightclub in about 10 minutes by car. The sea and a park are each approximately 15 minutes' drive away and the forest is about 1 hour's drive.
Each of the air-conditioned guestrooms is en suite and features a shower, as well as a double or king-size bed, satellite TV and Internet access. The rooms also come equipped with a hairdryer, direct dial telephone, clock radio and ironing set as standard. Additional features include tea and coffee making facilities and individually regulated air conditioning, as well as a sofa bed. Hypoallergenic bedding and wake-up calls are available on request.
This hotel features an outdoor swimming pool with a children's swimming area. Guests can keep fit in the gym, or relax on the sandy beach. A golf course can be reached in approximately 25 minutes by car.
The hotel restaurant serves a continental breakfast buffet. Lunch is served either � la carte or from a set menu.
American Express, Diners Club, JCB, MasterCard and VISA are accepted at this hotel.
Room Facilities:
Direct dial telephone
Satellite cable TV
Internet access
Tea Coffee
Iron and board
Double bed
King size bed
Individual airconditioned
Wheelchair accessible
Disabled bathroom


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Higher education and social change
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An agenda for future higher education research is proposed which incorporates four interconnected elements: changing social contexts; their implications for higher education; mechanisms of interaction between higher education and society; higher education's impact on society. The role of comparative research in investigating these topics is discussed and a set of priorities for future research questions is proposed.
KeywordsHigher education Universities Social change Knowledge society Diversity Impact of higher education
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© Springer Science+Business Media B.V. 2008


text: Did you know the COO of Facebook is a woman? Yeah, me either. Well, her name is Sheryl Sandberg and she recently made some interesting observations about women in the workplace while making a speech. As a mother of two, she certainly has insight on the matter. She acknowledged that the choices women face regarding professional success and personal fulfillment is a hard one and she, like many of us, is still trying to find the answers. No surprise there, right? However, she did say something that really stuck with me. She said, "Your job better be really good to go back to, because it's really hard to leave that kid at home." I guess I kind of agree with that. But only kind of. I have a pretty cool job and I like it and I really like the people I work with and I recognize that I have a job that a lot of people would at least give a pinky toe for. That being said, I struggle every.single.day with going to work and sending my little guy to day care. I don't spend nearly enough time with him because I work. It's hard to reconcile having a career and being mommy. One is obviously more important but, the other isn't chopped liver. The more I talk to other people about it, I'm learning, there are no easy answers or solutions and everyone is just trying to figure it out and do the best they can along the way. Are you a working mom? How do you deal with the mommy guilt?


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Many business owners are unaware that their business has a credit rating. Having strong business credit can help you qualify for business financing and get favorable payment terms from suppliers.
In this guide, we explain what business credit is, how to establish business credit, how to get a copy of your business credit report, and how to understand what's in your report as well your numeric score. To help us answer these questions, we interviewed Caton Hanson, Co-Founder and Chief Counsel of credit monitoring service Nav.
Check Your Credit Score For Free
What Is Business Credit, and Why is It Important?
Business credit measures how responsibly your business pays its bills. Your business credit report and score are used by creditors and suppliers to predict whether you will pay back them back on time.
Having strong business credit, apart from your personal credit, can help you get business loans at the lowest interest rates and favorable payment terms from suppliers. A creditworthy business can qualify for business financing based on factors strictly related to the business. That limits the number of checks into your personal credit history and the amount of debt that appears on your personal credit report. Without building business credit, you must rely on your personal credit to get approved for financing.
Dun & Bradstreet (D&B), Experian, and Equifax are the three main business credit reporting agencies. They provide reports that detail your business's payment history with vendors and creditors, as well as other business activity. Each agency also gives your business a score (sometimes multiple scores) measuring how likely it is to meet its financial obligations.
Unlike consumer credit reports, third parties don't need permission to check your business credit. Since it can be checked at any time, it's even more important to understand what's in your report and how your score is calculated.
How To Establish Business Credit
Each credit bureau has its own procedures for establishing business credit.
Dun & Bradstreet:
In order to establish credit with D&B, you must first get a D-U-N-S (Data Universal Numbering System) number. This is a unique 9-digit identification number that is used to create your business credit file, similar to how your social security number is associated with your personal credit reports. You can apply for a D-U-N-S number for free on D&B's website or through a credit monitoring platform such as Nav.
After getting a D-U-N-S number, the next step is provide trade references. Trade references, similar to employment references when you apply for a job, come from suppliers and creditors that you've done business with.
According to Caton Hanson, at least 3 trade references are needed to establish credit with D&B.You may get trade references by asking vendors with whom you have a positive relationship to report your payment activity to D&B. Alternatively, if you pay extra, D&B will contact trade references for you to verify that you are a customer and have been paying on time. These are some examples of vendors that routinely report to D&B and other business credit bureaus and are probably the easiest trade references to get:
- Quill
- Uline
- Home Depot
- Lowes
- Staples
Your references are not legally required to report information about your business or verify that you're a customer. Therefore, if you're a new business focused on establishing your business credit, we recommend choosing vendors that will report to at least 1 major business credit bureau.
Equifax & Experian:
For Equifax and Experian, you don't need to create an account or get trade references. These bureaus continuously comb state records for new business filings and other public records. They can score your business, says Caton Hanson, solely based on demographic information contained in such records.
Understanding Your Business Credit Score
Most people are familiar with the standard consumer credit score model, with scores ranging from 300 to 850. Business credit agencies have different scoring models and sometimes give businesses multiple scores.
It's important to know your business credit score from all 3 agencies because they report on different things, says Caton Hanson, Co-Founder and Chief Counsel of Nav.
Banks and lending institutions tend to use Experian and Equifax because those agencies track both trade history and your history of paying back loans. In contrast, D&B primarily tabulates trade history and looks less at how your business has paid back banks or other lenders. As a result, D&B reports are preferred more by suppliers and less so by lending institutions.
D&B Scores
D&B scores your business in 3 ways:
- Paydex Score (1-100 range)
- Financial Stress Score (0-5 range, 0 score means open bankruptcy or out of business)
- Commercial Credit Score (0-5 range, 0 score means open bankruptcy or out of business)
The Paydex score is the popular 100-point score that most small business owners associate with D&B. The higher your score the better, with 80 being the cutoff for a 'good score.' This score is based on how timely you've been with your bills and financial obligations to vendors that report to D&B.
The Financial Stress Score (FSS) predicts the likelihood of business failure over the next 12 months. In this case, the lower your score the better with the exception of zero which means out of business or bankruptcy. To calculate this score, D&B matches your business to similar businesses in its database and sees how often those businesses cease operations due to default, file for bankruptcy, or otherwise fail in the face of financial troubles. This score is not based on data about your business. It is a comparative measure that helps to predict how your business will fare in the future.
Lastly, the Commercial Credit Score (CCS) predicts a business's likelihood of becoming severely delinquent (more than 90 days overdue) in its payments over the next 12 months. Like the FSS, this score ranges from 1 to 5, with 1 being the best score (zero means bankruptcy or out of business). It is also a comparative measure, analyzing data from other businesses that have similar payment histories to your's and seeing how often they were delinquent.
Experian Scores
Experian may offer the most comprehensive and balanced score among the 3 agencies. While D&B and Equifax primarily use payment histories to calculate your score, Experian takes into account a number of other factors, such as industry codes, time in business, and financial performance of the business.
The Experian Credit Ranking Intelliscore ranges from 0-100. Higher scores are better. Ideally, you want to be in the 80-100 range. A score in that range means you are a low credit risk and will most likely make on-time payments to creditors and vendors.
Curious about your business's Experian credit score? Answer these 10 questions, and estimate your score for free.
Equifax Scores
Equifax occupies a middle ground when it comes to scoring. On the one hand, like D&B, it primarily takes payment histories into account in calculating your score. On the other, like Experian, Equifax takes both trade and lending history into account in scoring your business, making it a popular choice among banks and lenders.
There are 2 Equifax business credit scores:
- Business Credit Risk Score (101-992 range)
- Business Failure Score (1000-1880 range)
The Business Credit Risk Score (BCRS) evaluates that likelihood of a business being severely delinquent (more than 90 days overdue) on financial obligations. The higher the score the better. Equifax calculates this score by looking at such factors as your available credit, how much credit you've used, how many payments you've missed in the past, and the length of time since your oldest financial account was opened.
The Business Failure Score (BFS) assesses the likelihood of your business going bankrupt or closing down in the next 12 months. This score takes into account the same factors as the BCRS and also looks at your most negative payment transactions in the last year. The higher the score the better it is.
FICO SBSS Score
Fair Isaac Corporation, which creates the leading consumer credit score, also has a popular business score called the LiquidCredit Small Business Scoring Service (SBSS). The SBSS score ranges from 0 to 300, with higher scores being better. Many banks use the SBSS score to approve loans and lines of credit less than $1 million. The SBA uses it as a pre-qualification measure for SBA loans–the minimum score to pass the SBA's pre-screening process is 140.
The score pulls on data from your Experian, D&B, and Equifax reports. If there's not enough business credit data available, the SBSS is calculated based on your personal credit data and business financials.
Your SBSS score is available for purchase from Nav for $49.99. We recommend that you find out your score if you are planning to apply for an SBA loan or for a standard bank loan or line of credit under $1 million.
How To Get A Copy of Your Report
In a survey conducted by Nav, 72 % of small business owners didn't know how to access information about their business credit. The table below provides links where you can get a copy of your report. We recommend reviewing your report at least once per year to make sure you are putting your best foot forward with suppliers and creditors.
Inaccuracies in your report can be disputed directly with the credit bureaus. Unlike the consumer side of things, there's no formal process for disputing errors on a business credit report. Every agency has its own guidelines and timeline for fixing errors. You can submit disputes electronically to D&B and Experian. To disputes items on an Equifax report, log into your account and contact customer service.
Unlike consumer credit reports–which you are entitled to receive for free once per year—you typically have to pay to get a copy of your business credit report.
Here's what it will cost you:
Cost to Get Your Business Credit Report
Link to
Get Report
Report Includes
The Following
$151.99 per report
or $99 per month
Click here for
per report pricing
or here for
monthly subscription
Paydex Score;
Financial Stress Score;
Commercial Credit Score;
Liens, bankruptcies,
and collections;
Credit limit
Payment histories;
Industry trends;
Business profile with
industry codes
per report
Click here
Estimate score
for free by
clicking here
Credit Ranking Score;
Liens, bankruptcies,
and collections;
Credit limit
Payment histories;
Business profile with
industry codes
$99.95 per
per report
Business Credit Risk Score;
Business Failure Score
Liens, bankruptcies,
and collections;
Payment histories;
Business profile with
industry codes
The links in the table above can also be used to pull credit on businesses that you supply to or partner with. It can be just as important to keep tabs on businesses you work with as it can be to keep tabs on your own business.
If you want to check your report occasionally, it's cheapest to get the report directly from the agencies using the links above. However, if you'd like to check your credit score on an ongoing basis, we suggest using a credit monitoring platform like Nav, where you can get your personal credit score and a summary of your Paydex and Experian business credit scores for free.
To get numeric business scores and full credit reports, you must upgrade to Nav's Premium Plan, which costs $29.99 per month. The FICO SBSS score can be viewed with the $49.99 per month Premium Plus plan. It is cheaper to keep tabs on your business credit score by signing up for Nav instead of ordering multiple reports directly from the agencies. Nav will even analyze your score for you, provide score change alerts, and give you tips on improving your credit.
Deciphering Your Business Credit Report
Once you get a copy of your business credit report, you should review it carefully. It contains a lot of information. To help you along, we've listed below the main sections in a business credit report.
To help illustrate each section, we've provided screenshots from a sample Experian report. If you prefer to you use one of the other two agencies, you can also view a sample business credit report from D&B or Equifax.
Business Profile
Your business's legal name, DBA (i.e. trade name), and location(s) will appear on the business credit report. Experian also notes companies that you have a legal affiliation with or responsibility for, such as a parent company or subsidiary.
The report will also show other background information, such as incorporation details (if you are a corporation) and the number of employees. This is designed to give creditors and vendors a better understanding of your business's size and history.
Financial data, such as annual sales, profits, and income statements, may also be included. If you are a publicly held company, the business credit agency will pull such financial data from shareholder reports and annual statements. Small businesses can choose to self report this data to the business credit bureaus.
SIC and NAICS Industry Codes
In the screenshot of the business profile above, you can see the business's SIC and NAICS codes. SIC (Standard Industrial Classification) and NAICS (North American Industrial Classification System) codes describe the primary industry that your business belongs to. It is important to have the correct SIC and NAICS codes on your business credit report. The wrong code can get you declined for credit because different industries have different levels of risk.
For example, I used to work for a business that developed transportation software for use by taxis and private cars. We were wrongly categorized as a transportation company, which is considered to be much higher risk than a software development company. The incorrect categorization made it harder for us to obtain insurance for the business.
The following are the main high-risk SIC classifications:
- Real estate investing and other types of investing
- Car sales
- Adult entertainment
- Travel/transportation industry
- Money lending/collecting
- Restaurants
- Dry cleaners
Businesses in one of these industries can avoid being classified as high-risk by diversifying business activities. If you want to invest to real estate, for instance, you can create a business that does marketing, business consulting, or interior design, and then run the real estate investment arm of the business from a separate division.
If you have been misclassified, you can update your business profile on the agency's website or by contacting the agency (you can update your Experian profile at www.businesscreditfacts.com).
NAICS/SIC codes are received through public record data such as responses to Census surveys or administrative records, so make sure you correctly identify your business on such records going forward.
Trade Payment History
This section shows your payment history, going back up to 3 years, for goods and services that you've purchased from vendors. It contains the last date when the vendor sold goods and services to you, the amount of the sale, payment terms (e.g. payment due in 60 days) extended to your business, and how early or late you paid relative to those terms. Seasonal payment trends are shown as well. Vendors can even leave a note about your business, such as Prompt, Satisfactory, Pays Slow, etc.
By seeing payment activity and direct comments from vendors, future sellers can make an educated decision about whether to work with you and whether to extend credit to your business.
Commercial Financial History
Commercial financial history covers your payment activity on things like insurance policies, business loans (from banks and other institutions), and equipment leases.
This section shows the amount of credit you've received from lenders, the type of financial product (e.g. lease, insurance policy, etc.), the term of the loan or policy, the original balance and remaining balance, and the number of timely and late payments.
When you're on the market for a business loan or insurance policy, providers may rely on this section to predict your payment behavior.
Note: D&B doesn't report on commercial financial history.
Legal Filings, Bankruptcies, & Collections
This section on legal filings and delinquencies assesses your business's liquidity and financial health.
The report will note the presence of UCC filings for the past 5 years, which are liens placed on the business's assets to serve as collateral on a loan. Such liens influence whether and when a lender will loan money to you. Say you're a retail shop, and a lender has filed a UCC lien on the fixtures in your retail space. You cannot pledge the fixtures as collateral on another loan until you pay off the first loan.
The credit report will also show other legal filings, such as business bankruptcy judgments and tax liens, and accounts that are so overdue that they have been placed into collections. Having legal judgements against you or overdue accounts can reveal financial distress and make creditors hesitate to work with you.
Numeric Business Credit Score
Based on the information in your report, each business credit agency will issue your business a score that is intended to predict payment behavior. What counts as "a good score" depends on the bureau that's reporting your credit, as we cover in more detail above.
Bottom Line
After reading our guide, you should now know how to establish business credit, interpret business credit reports and scores, and get a copy of your business credit report.
Your personal credit score is important for getting business financing, but your business credit is equally so. In fact, small business owners who understand their business credit scores are 41 percent more likely to be approved when they apply for a business loan!
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Discover Your Dream Home
Leslie G Trevathan-Ritch
Keller Williams
- 727-492-5234
- 727-894-1600
Keller Williams Realty has been voted number one in satisfying buyers, sellers, homeowners and tenants by J.D. and Associates for 2012. Over the years, our company has established its reputation for customer service and professionalism, and is the foremost real estate brokerage associated with properties and customers of distinction. As a full service Real Estate brokerage, Keller Williams Realty provides extensive high profile marketing, strategically located offices as well as cutting-edge E-marketing. With real estate professionals world-wide, we are able to present each property to marketplaces far beyond its geographic location.
I am well known for my professionalism and for producing consistent results. Both sellers and buyers have benefited from the vast knowledge and negotiation skills that I have acquired over the years. From Luxury homes to short sales, I can help you with all of your Real Estate needs. I am knowledgeable in all areas of St. Petersburg; Downtown, the Old Northeast, Snell Isle, Shore Acres, Venetian Isles, Tierra Verde and the Beaches. I have covered it all. Let me assist you with making your next move your best move!
"Always with a smile:"
Communities Served
Leslie combined her knowledge of the St. Petersburg market with my desires in a new home (location, style, price) to find exactly what I wanted. Her friendly, caring style made the home buying experience a pleasure. I look forward to using her services in the future if I decide to buy or sell again in the future.
– Dr. Mark Ritch, Client
Actually, Leslie fits in multiple categories- Renter, Real Estate Pro, and Friend. She rented my condo then helped me sell it. Leslie is the consummate pro and yet was eager and willing to accept our input and suggestions regarding the listing and other aspects of selling our condo. She is such a pleasure to work with that I look forward to continuing our friendship. I highly recommend that you consider Leslie for all... See more
– Douglas Burnette, Client
Copyright 2017 Mid Florida MLS. All rights reserved. Information deemed reliable but is not guaranteed. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Mid Florida MLS. Real estate listings held by brokerage firms other than the owner of this page are marked with the IDX logo and detailed information about them includes the name of the listing broker. Information provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The owner of this page does not display the entire MLS database on this website. The listings of some real estate brokerage firms have been excluded. This site will be monitored for 'scraping' and any use of search facilities of data on the site other than by a consumer looking to purchase real estate, is prohibited. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on Jul 22, 2017 8:47:am.


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About the Book
Baby Quinn's First Year
Photography and design by Gina Risso Photography
Features & Details
- Category Arts & Photography
Standard Landscape, 10×8 in, 25×20 cm
104 Pages
- Publish Date Dec 15, 2012
- Language English
See More
About the Creator
Gina Risso Photography
Sausalito, California
Capturing life as it happens...Photography for the whole family. Specializing in maternity, newborns and kids.
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Find b where 3723(base 10) = 123(base b).
Janine noticed, while studying some cube numbers, that if you take three consecutive whole numbers and multiply them together and then add the middle number of the three, you get the middle number. . . .
Pick a square within a multiplication square and add the numbers on each diagonal. What do you notice?
Take any two numbers between 0 and 1. Prove that the sum of the numbers is always less than one plus their product?
If you take two tests and get a marks out of a maximum b in the first and c marks out of d in the second, does the mediant (a+c)/(b+d)lie between the results for the two tests separately.
How to build your own magic squares.
A, B & C own a half, a third and a sixth of a coin collection. Each grab some coins, return some, then share equally what they had put back, finishing with their own share. How rich are they?
A 2-Digit number is squared. When this 2-digit number is reversed and squared, the difference between the squares is also a square. What is the 2-digit number?
Jo has three numbers which she adds together in pairs. When she does this she has three different totals: 11, 17 and 22 What are the three numbers Jo had to start with?"
Can you make sense of these three proofs of Pythagoras' Theorem?
Can you use the diagram to prove the AM-GM inequality?
Take a few whole numbers away from a triangle number. If you know the mean of the remaining numbers can you find the triangle number and which numbers were removed?
Can you convince me of each of the following: If a square number is multiplied by a square number the product is ALWAYS a square number...
Find the five distinct digits N, R, I, C and H in the following nomogram
Find the missing angle between the two secants to the circle when the two angles at the centre subtended by the arcs created by the intersections of the secants and the circle are 50 and 120 degrees.
Choose four consecutive whole numbers. Multiply the first and last numbers together. Multiply the middle pair together. What do you notice?
Arrange the numbers 1 to 16 into a 4 by 4 array. Choose a number. Cross out the numbers on the same row and column. Repeat this process. Add up you four numbers. Why do they always add up to 34?
The number 27 is special because it is three times the sum of its digits 27 = 3 (2 + 7). Find some two digit numbers that are SEVEN times the sum of their digits (seven-up numbers)?
32 x 38 = 30 x 40 + 2 x 8; 34 x 36 = 30 x 40 + 4 x 6; 56 x 54 = 50 x 60 + 6 x 4; 73 x 77 = 70 x 80 + 3 x 7 Verify and generalise if possible.
Semicircles are drawn on the sides of a rectangle ABCD. A circle passing through points ABCD carves out four crescent-shaped regions. Prove that the sum of the areas of the four crescents is equal to. . . .
Think of a two digit number, reverse the digits, and add the numbers together. Something special happens...
The sums of the squares of three related numbers is also a perfect square - can you explain why?
How many more miles must the car travel before the numbers on the milometer and the trip meter contain the same digits in the same order?
A little bit of algebra explains this 'magic'. Ask a friend to pick 3 consecutive numbers and to tell you a multiple of 3. Then ask them to add the four numbers and multiply by 67, and to tell you. . . .
Can you find the area of a parallelogram defined by two vectors?
First of all, pick the number of times a week that you would like to eat chocolate. Multiply this number by 2...
Crosses can be drawn on number grids of various sizes. What do you notice when you add opposite ends?
Imagine starting with one yellow cube and covering it all over with a single layer of red cubes, and then covering that cube with a layer of blue cubes. How many red and blue cubes would you need?
Attach weights of 1, 2, 4, and 8 units to the four attachment points on the bar. Move the bar from side to side until you find a balance point. Is it possible to predict that position?
Use the numbers in the box below to make the base of a top-heavy pyramid whose top number is 200.
Pick the number of times a week that you eat chocolate. This number must be more than one but less than ten. Multiply this number by 2. Add 5 (for Sunday). Multiply by 50... Can you explain why it. . . .
If the sides of the triangle in the diagram are 3, 4 and 5, what is the area of the shaded square?
What is the ratio of the area of a square inscribed in a semicircle to the area of the square inscribed in the entire circle?
A box has faces with areas 3, 12 and 25 square centimetres. What is the volume of the box?
Triangle ABC is an equilateral triangle with three parallel lines going through the vertices. Calculate the length of the sides of the triangle if the perpendicular distances between the parallel. . . .
The diagram shows a 5 by 5 geoboard with 25 pins set out in a square array. Squares are made by stretching rubber bands round specific pins. What is the total number of squares that can be made on a. . . .
Some students have been working out the number of strands needed for different sizes of cable. Can you make sense of their solutions?
Take any four digit number. Move the first digit to the 'back of the queue' and move the rest along. Now add your two numbers. What properties do your answers always have?
Think of a number and follow my instructions. Tell me your answer, and I'll tell you what you started with! Can you explain how I know?
Investigate how you can work out what day of the week your birthday will be on next year, and the year after...
The well known Fibonacci sequence is 1 ,1, 2, 3, 5, 8, 13, 21.... How many Fibonacci sequences can you find containing the number 196 as one of the terms?
The diagram illustrates the formula: 1 + 3 + 5 + ... + (2n - 1) = n² Use the diagram to show that any odd number is the difference of two squares.
Balance the bar with the three weight on the inside.
The sum of the numbers 4 and 1 [1/3] is the same as the product of 4 and 1 [1/3]; that is to say 4 + 1 [1/3] = 4 � 1 [1/3]. What other numbers have the sum equal to the product and can this be so for. . . .
We can show that (x + 1)² = x² + 2x + 1 by considering the area of an (x + 1) by (x + 1) square. Show in a similar way that (x + 2)² = x² + 4x + 4
Can you show that you can share a square pizza equally between two people by cutting it four times using vertical, horizontal and diagonal cuts through any point inside the square?
Think of a number... follow the machine's instructions. I know what your number is! Can you explain how I know?
A mother wants to share a sum of money by giving each of her children in turn a lump sum plus a fraction of the remainder. How can she do this in order to share the money out equally?
A job needs three men but in fact six people do it. When it is finished they are all paid the same. How much was paid in total, and much does each man get if the money is shared as Fred suggests?
Many numbers can be expressed as the difference of two perfect squares. What do you notice about the numbers you CANNOT make?


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You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
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text: Okay, so I'm squirming in my seat a little. The purple rock tie breaker, being absent since season four has returned, and boy was it dramatic. I still am recovering over the constant chills that crawl down my spine because of it. My reaction is of relief, my favorite contestant Tyson took a risk and it paid off, fate had the opportunity for the second time fall in place and Katie was the one sent home. I would like to know your reactions, and if how the infamous purple rock tie breaker made you feel. Reactions? Emotions? Please let me know, my mother hates survivor and none of my friends like it either so I kind of need fans to talk to me desperately because I'm obsessed.


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Are you in want of Differentiated Liability Running (counseling)? Look-alike heaps present I was under the mark that "traditional firms" specified as Customer Thanks Substance Feature (CCCS), National Bedrock of Customer Credit (NFCC) extremity firms and else "non-profit" firms were the regular for the industry and that One and all near a financial obligation challenge was top-grade served by these groups. Boy!!!! Was I wrong!
I revealed more mythology based upon methods that are now basically invalid and nothingness. Yet frequent in the respect headship commercial enterprise don't deprivation the customer to cognize because it is not in the highest flavour of the crucial credit subject matter players.
In this portion and the shadow up piece documented at the end, you will swot up the legitimacy... not the packaging and same helping hype you are use to. I will government definitely here and now that I am not related to next to any documented individual or ensemble for any outline of reparation. What you publication is just the legality as has been given to me.Post ads:
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The creature who gaping my thought was Jim Childlike of Speeded up Liability Consolidation, Inc. He offered me dumfounding concepts not often discussed by "traditional" firms. I fittingly labeled Jim's firm (and any remaining related agencies) "Specialized Liability Management". You will locate in this nonfictional prose the use why the division in labels and why the two are so unambiguously contrary next to their Debt Guidance Programs (DMP).
Non-Profit (NP) Does Not Upgrade Flavour Rates
The prototypal print that Jim brought to my notice was that small flavour tax consumers receive from their creditorsability are Specifically the aforementioned whether the shopper uses a For-Profitability (FP) or a Non-Profitability (NP) tough. For example, if a client owes Hunt Mound $10,000, Pursuit requires 2% of the symmetry or $200 per calendar month as a tokenish giving in the DMP and they hold out 6% for the indebtedness government pizzazz charge. This is what a patron of a debt control unbendable would get whether the subject matter submitted to Pursuit came from a FP or a NP unwavering. It was besides brought to my notice that this "universal umbrella" of NP as it relates to credit counselling and debt direction was not all it was broken up to be.Post ads:
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NP Tradition Reinforced Upon Dead "Fair Share" Concepts
After a few investigation I saved out that more than a few of the firms near the most undesirable records in the company were in fact Non-Profitability (NP) and making exceedingly biggish amounts of ready money. These groups were roughly speaking as "Non Profit" as Donald Playing card. Mr. Young-looking explained to me that for copious old age acknowledgment direction and debt supervision firms received what is acknowledged as a "Fair Share" propagation from the creditorsability. This in no way wooden what the clients rewarded or how noticeably was attributable to their accounts but it was in certainty rather extraordinary in the indebtedness control firms net income. For example, in the agone debt direction firms could cipher 12% of a client's transmittal active to American Articulate for Balanced Measure. So if a clients return to Securities market through the programme was $100 the solid could subtract $12 and displace Stock market $88. The clients description at AMEX, however, was ascribed the livelong $100. Frankincense the financial obligation organization firm prescriptive every scholarly profits.
Creditors remunerated only "Fair Share" to NP groups that could afterwards be a tax write-down for "contribution" to a NP concern. In that is surely null erroneous next to this concept and it did not feeling what the clients accounts were official. But "Fair Quota Distribution" from the highest creditorsability has since been dramaticallyability shriveled and it is simply not as untold of an dynamic as it sometime was.
Capitalizing On The Myth
In the hasty to mid 90's liability supervision firms began springing up all completed the administrative district. Umpteen started mistreatment their NP esteem as a commercialism tool, allowing prospective clients to understand that they were some signifier of overt employ. This led the client to agree to clients would get their services for smaller number because they were NP or operative as a "Benevolent Charity".
As was expressed above, the legality is that go reductionsability and stripped payments are Precisely the same thoughtless of direction federal agency. The solely deviation would be in the fees hot (and employment provided). In attendance were immense variationsability in the county of fees. Not all but galore firms (both FP and NP) maintained the client's most primitive transmittal as a set up fee. Still punter advocates facial gesture upon this practice, both firms inert performedability cured. It is a procedure that could be done once all creditorsability re-agedability bypast due accounts to a up-to-the-minute kudos after the proposalsability were standard. One creditorsability same Citibank and Uncover no longest re-ageability guilty accounts so holding the client's firstborn wage has turn a catch.
NFCC and CCCS
As the old age went on I looked into NFCCability devotion. It seems that NFCCability contributor firms are all CCCSability offices. Any of them have diametrical calumny similar to The Unproven Path, Supply Command World which is now the genitor organization finished CCCSability and Vivid Factor Recognition Solutions. So although I am not definitely confident that they are the one and only members, it seems that the NFCCability really may have single one contestant because both NFCCability extremity inflexible I have researched seems to be together to CCCSability or in reality is a CCCSability. If this is true, it seems a bit handy to have trade and industry advisors all done the rural area truism "Make Convinced They Are An NFCCability Member".
In my undertake as Thanks/Debt Direction guide, I frozen judge that NFCCability contestant firms (CCCS) do in certainty perform vastly capably for consumers that have debt teething troubles. They do speech act dry intellectual materials freed of charge and have abundant years of experience at serving consumers get out of financial obligation.
Reader Natural process On Conformist Policy
Over the years galore consumers have transcribed and explained how these "Traditional" employment are in actual run through. Let me slice what they have told me from their own character experiencesability.
After an pilot CCCSability or "Traditional" information-gathering if it is stubborn that a punter is in entail of a financial obligation social control design or "DMP" and is well-qualified for it, different naming is regular. A immensely valid set up fee of roughly $40 is positively charged if the purchaser intends to enrol. Of the $40 fee $12 is used to get hold of a copy of the clients approval written report.
Based on reports from consumersability that wrote to me, it appears that the explanation for the recognition tittle-tattle is to release ALL Accounts that the punter has because these firms demand clients to hand-to-hand and or Consist of all turning accounts in the DMP. In the foregone lots CCCSability offices did not inscribe clients that were live on their accounts and would not register clients unless they were at least 30 life delinquent. I have standard reports that a few CCCSability offices immobile do not register clients in DMP'S that are underway on their accounts revealing them that no misfortune exists.
The plea for the pause is that disbursementsability to creditorsability are just ready-made twofold a calendar month as an alternative of daily. This causes a woe in request cycles if the case is underway because he or she may have 8 accounts in the program near a mixture of due dates. If a punter was widespread on all accounts once he or she registered in the system and stairway were not interpreted to alter due dates anterior to enrollment, this would make happen some accounts to be posthumous if payments were not disbursedability in conformity near the clients due dates. This as well relievesability the financial obligation admin unbreakable of any liability as it relates to the clients thanks because the punter was already aft once they listed.
Many CCCSability offices likewise prosecute in a "Credit Paper Cutting" function of sorts wherever the punter is sought to bring in all commendation game and cut them up. I breakthrough this to be a bit of an humbling function to thesis mortal to. It has besides been rumored that their case agreement includes a subdivision requiringability DMP clients to Devastate ALL Credit Game and juxtaposed all wide-open lines of recognition and they essential likewise concur that they will not utilize for any new lines of credit spell listed in the program. I concord that once organism has a debt job they may as well have a outgoings riddle so agreeing to forbear from acquisition any extramural indebtedness may be a fitting line for umpteen who have reached the factor of harsh default and thanks degeneration. Nevertheless this may not be the lonesome odds for a user that may have incurredability some indebtedness due to situationsability out of his or her direct that needs relieve patch lifeless requiringability some lines of commendation for work, business concern and emergenciesability.
The Good, The Bad, The Ugly
In justice I will situation that in my age of advisingability consumers on indebtedness complications I have detected many bubbly reports active these standard Gratitude Counselling firms and have never detected any reports of someone individual misled or individual taken in a deceitful manner, as is the luggage near many remaining firms.
However I have accepted copious reports from consumersability stating that they could not employ such as a program due to the want of adaptableness for their needs. I have besides accepted reports give or take a few request rhythm difficulties similar to soul disbursementsability as a result of not winning ladder to equal due dates and the consequent snags from not disbursing payments to creditorsability day-after-day. Also, I am alert of complaintsability in the order of obverse to obverse in-officeability appointmentsability in need the leeway of manual labour it complete the telephone. The most communal complaintsability I have detected around these old-fashioned indebtedness headship programs is the need of bendiness and a thought of human being "put on probation" patch in the programme.
Summary of Tralatitious Services
Here then is a restatement (good and bad) of old-fashioned financial obligation paperwork services:
They grant important university materials
They can drop off flavour rates on accounts and get guilty accounts re-aged
If you kill time near the system of rules you will be debt unbound in a untold shorter clip extent than on you own
You will be necessary to approximate all existing lines of credit
You essential concord not to enlarge or use any lines of credit
Very infinitesimal if any staircase will be understood to minify respect damage
When you full the programme your acknowledgment assessment will improve
Upon maneuver you should be able to make a purchase of new credit
You may have to be delinquent on accounts for acceptance
You will have the comfort of just one unit of time payment
You may be essential to go to 1 or 2 in-officeability appointments
When reviewingability the grades of the old system above it is obvious that this would be a highly good system of rules for organism overladen with debt, maybe delinquent on the payments and who has incontestible a withdrawal of hog all over disbursement and who has declining recognition goodness. A user approaching this would windfall from a program that prevents him from falling more into liability and too offers whatever "supervision" preventingability further usage of thanks spell small indefinite quantity this client to get out of indebtedness overmuch quicker.
But wherever does the consumer go that has bang-up credit, wants to allege lines of thanks to function, is modern on his accounts and/or requirements to hold his credit? For that response oblige see the follow-on piece Specialised Liability Message.
Readers will belike be interested to know Mike, the author of this article, too offers a release liability removal mini-courseability via e-mail. You can enrol at Liability At large In 7.5 Old age .


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This i-Rocks RF-6572 2.4GHz Wireless Keyboard Mouse Combo uses the latest 2.4GHz ISM RF and FHSS (Frequency Hopping Spread Spectrum) anti-jamming technology with 8,388,608 unique IDs and 4 automatically selected channels to eliminate any possible interference from other wireless devices, radio frequency, or microwave. The 2.4GHz ISM RF Digital Radio technology allows this RF-6572 to stay connected within 15m., 49ft. radius. The 2.4GHz wireless communication link operates in the 2400 - 2483 MHz frequency band available unlicensed worldwide for Industrial, Scientific and Medical (ISM) applications.
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'Tops of the Rockies' returns to the Grand Lake Yacht Club on June 29
June 13, 2013
GRAND LAKE — A unique event benefitting programs of Grand County Libraries is taking place at the Grand Lake Yacht Club. "Tops of the Rockies" will be held from 5:30-8 p.m. on Saturday, June 29.
Many unique tabletops are featured at the event, each decorated with the theme of a book. This year some of the themes include "Peter Pan," "Man's Best Friend," Wildflowers and Watercolors," "Loaves and Fishes," a Devil's Thumb sportsman's table, and a Victorian Dollhouse.
The kit for the "Victorian Dollhouse" was accepted by Roger and Joan Shaw from a local donor and they spent over 120 hours assembling the house. It will be the centerpiece of the "Friends of the Library" table. It will be on display at the Juniper Library on June 7 until the day of the event.
The evening also includes wine tasting in souvenir wine glasses, light hors d'oeuvres, and great jazz by "Tight Like That." The highlight of the evening is the auctioning off of very creative tabletops.
Advance tickets are $55 and can be purchased at any of the Grand County libraries in person or checks can be made out to the Friends of the Library and mailed to P.O. Box 1050, Granby, CO, 80446. Another option is online at gcld.org; click on the "Tops of the Rockies" link. Tickets will be available at the door for $65.


text:
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how can i change the email for who gets submissionsAsked by AACDST on October 08, 2015 at 07:38 AM
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text:
Most 20-sided dice have the decency to arrange the numbers so that opposite faces always add to 21. But they do not make sure the numbers are evenly distributed around each vertex.
This "numerically balanced" d20 has six vertices which have numbers around them summing to 10, and six summing to 11: an average of 10.5 which matches the d20's global average of 10.5. This means there is no 'high side' or 'low side' to the dice and makes the results rolled more evenly distributed.
If you want the numerically fairest d20 on the market: this is it.
Price = p62 pence = £2.93
As seen in Matt's video about Dice Stacking!


text:
NEW YORK (AP) Ś Denzel Washington is returning to Broadway Ś but he wonÆt be singing.
Standing with his wife, Pauletta Pearson, on the red carpet Monday at the premiere his new movie, ō2 Guns,ö the Oscar- and Tony-winning actor said heÆs set to appear in a revival of Lorraine HansberryÆs ōA Raisin in the Sun.ö
ōWe start previews in March,ö he said.
Washington then explained his motivation for returning to the stage.
ōIÆm trying to keep up with my wife. My wife has been doing a lot more theater than me,ö he said as Pearson smiled.
Washington said they were heading to North Carolina for the National Black Theatre Festival, where Pearson is starring in the award-winning ōPower Play.ö
ōIÆm looking forward to one day singing,ö Washington said playfully to PearsonÆs amusement. ōSee, I just wanted to get something out of her. She knows I canÆt sing. But she can sing.ö
As they walked away, the 58-year-old actor continued: ōI can sing. I can sing ... in the shower.ö
Follow John Carucci on Twitter: http://www.twitter.com/jacarucci


text: Doctors-in-miami You planned your vacation to Miami months ago. The hotel is booked. The rental car, arranged. You even asked friends for a list of Miami's best restaurants. But did you consider what to do if you got sick or hurt while traveling? The chances of needing medical assistance while you are on vacation or business travel in Miami is a possibility you probably haven't considered. And while getting sick or hurt can happen anywhere, finding yourself in need of emergency medical care in an unfamiliar city is the last thing on your mind. With a little planning, you can save time and money in the event that you should need medical care. Planning Your Vacation to Miami Miami is a vacation paradise, but needing medical care while on vacation is not the time to wonder what your health insurance plan covers. In reality, insurance plans and the coverage they allow are often as personal as the people holding the policy. Before you leave home, we recommend you pack for the unexpected. Before you leave home: Research which doctor's offices and medical care facilities are part of your in-network providers in the destination you are traveling to. This will help you avoid paying higher rates for out-of-network care. Bring along your health and prescription insurance cards, as well as your prescription medication. Be sure your meds are in their original bottles. Have your primary-care doctor's phone number handy and that of every person traveling with you. This way, when you call for advice it isn't an emergency. Each traveler should carry a brief health summary. The summary should include current prescription medications, any over-the-counter medications or supplements, vitamins, etc., and their dosages. Also important, list any medical conditions, hospital stays and drug allergies. Where to Find Medical Attention While on Vacation in Miami While we hope you don't need medical care while you are on vacation in our beautiful city, here are a few tips to help you, just in case. For minor problems, ask the hotel for the nearest pharmacy, retail health clinic (i.e., drugstore clinic) or urgent-care clinic. A pharmacist may be able help you with over-the-counter recommendations. A clinic should accept major health plans or cash payment if you don't have medical coverage. For medical illnesses check with the hotel front desk or concierge desk. Many hotels have in house doctors available. Some insurance policies may not cover this expense. An alternative to using your hotel's in house doctor is to ask the front desk or concierge for a medical professional recommendation and go to their office. Consider Travel Health Insurance Vacationing to Miami is a planned expense. Getting sick here isn't. There are many reasons why travel insurance might be worth having for you and your family members. Not only will you be protected if any unexpected medical issues arise, you will also have a helping hand to assist you with locating a provider. Another reason it could be a good idea is because many travel insurance policies will reimburse you for medical expenses no matter what hospital you end up at. Best Hospital Systems in Miami A Hospital Just For Kids When it comes to pediatric care, Miami Children's Hospital is South Florida's only licensed specialty hospital exclusively for children. Routinely ranked among the best in the nation, Miami Children's Hospitals has more than 40 pediatric sub-specialties located within the main campus. Should your child need to be admitted here, you can take comfort knowing that he or she will be under the direct care of a dedicated physician who will coordinate all of your child's medical needs. Miami Hospitals University of Miami Health System's (UHealth's) network includes the renowned Sylvester Comprehensive Cancer Center, Bascom Palmer Eye Institute, ranked the No. 1 eye hospital in the nation for the past 11 years, and University of Miami Hospital, a 560-bed, all private room hospital. Baptist Health South Florida, the region's largest not-for-profit health care organization, manages seven hospitals in Greater Miami, including Baptist Hospital of Miami, Baptist Children's Hospital, Baptist Cardiac & Vascular Institute, South Miami Hospital, Homestead Hospital and West Kendall Baptist Hospital. Additionally, Baptist's International Center of Miami is one of the largest hospital-based international programs in the nation with a trained multilingual staff. Other outstanding health care organizations include Mercy Hospital, a 473-bed acute care facility affiliated with more than 700 physicians representing 27 medical specialties. Mount Sinai Medical Center is a private, not-for-profit medical center ranked as one of the country's best hospitals in neurology/neurosurgery and geriatrics. Jackson Memorial Hospital is the southernmost Level 1 adult and pediatric trauma center in the United States. Finally, the University of Miami Health System is South Florida's only university-based health care system.


text:
VideoHive 3D Icy Snowflakes 860210
After Effects Project Files \ Video Displays \ Holidays
3D Icy Snowflakes 860210 by VideoReel @ VideoHive
After Effects Project Files \ Video Displays \ Holidays
After Effects Version: CS5 File Size: 141Mb Requires Plugins: No Resolution: 1280x720
Key Words: blue, celebration, christmas, glitter, holidays, icy, new year, snow, snowflakes, sparkles, winter, xmas.
After Effects CS5 HD 1280X720
Two projects included: with 8 and 16 placeholders.
- Very easy to extend for more pictures,
- No 3rd party plug-ins needed,
- Easy and fast customization,
- Extremely fast render times,
- Video Tutorial is included,
Watch Video Tutorial on Vimeo
The images used in the preview is not included
The music track "Transcendence" by timmcmorris (not included) is available on Audiojungle.. Get it here: http://audiojungle.net/item/transcendence/180570 http://audiojungle.net/item/transcendence/180570
Please take a moment to rate if you like it. Thank you!
Hope it is useful and helpful for you! Thank you for your time! Enjoy!
Download Link


text:
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text: Reissue with the latest remastering. Features original cover artwork. Comes with a descripton in Japanese. A strong outing from this key post-Mingus collaboration – and a record that really shows both Don Pullen and George Adams really coming into their own! Pullen's piano can have plenty of edges, as can Adams' tenor – but there's also some warmer, lyrical moments that really round things out – kind of a balance between righteous energy and deeper quietude that the musicians might have learned during their time with Charles Mingus – taken to a logical small group extension here. Adams also plays a bit of flute, which is especially nice – and the group also includes Cameron Brown on bass and Dannie Richmond on drums. Titles include "The Great Escape Or Run John Henry Run", "Seriously Speaking", "Soft Seas", and "Protection".