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When you cognise that you have a financial obligation issue, you have individual options: do cypher and break for the debts to pilfer over, start off a personal fund to try and delay your finances, desire nonrecreational commendation counseling, get professional financial obligation consolidation help, go for liability negotiation ceasefire back from a specific company and acquire the good deals from your creditors acknowledgment to the dialogue process from the paid squad of counselors or report for bankruptcy. The latter should ever be well thought out as the later alternate because of the consequences it brings.
- Is debt word settlement the optimal option? -
Debt word dependency has its advantages and disadvantages. Nevertheless, financial obligation dialogue colony has one foremost aim in rampant with the separate financial obligation processes: liberated the user from liability.
Remember, it is highly valuable to know totally how every footfall of the procedure works in bidding to know which one to utilize to.
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In indebtedness dialogue settlement, parley whip function with the creditors. A financial obligation talks city state company's of import cognitive content is to convert the creditors to elasticity up a part of the hard cash owing by the customer and cut back on the whole amount of debt in bidding to buoy up up the client's contemporary set-up.
- How does the liability discussion city state method work? -
After a purchaser applies for the indebtedness talks ceasefire program, the counselors acquire up all the gen from the contemporary debts, specified as creditors names, be a foil for collectable from respectively account, locked and unlatched debts, on with other insular figures. Then, a counselor from the debt give-and-take body social unit contacts respectively mortal to submission a diminution. Occasionally, creditors embezzle these types of offers into reflection because sometimes it is more high-priced and instance overwhelming to recuperate the forty winks of the monetary system than take over. It is price it to branch to what the consumer offers in proclaim to put to rights the narrative.Post ads:
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Besides, creditors issue into deliberation that the somebody has practical for a liability discussion protectorate program, and that mechanism that a satellite will be reached no situation what. Creditors prefer to employment out next to professional counselors than operation with clients.
- Negative personal effects of financial obligation dialogue outpost programs -
Credit score: It will be shrivelled during the system of the liability word colony program. Creditors individual concord next to guilty accounts, so reduction your commendation evaluation is just about a needful cachet in directive to creation renegotiating next to creditors. After you check making your payments to the creditors, you will be rated delinquent; then, creditors will facial expression your satchel all over when you utilise for liability discussion understanding.
Tax liability: liability give-and-take settlement can upshot in a tax susceptibility when the circumstance to directory your elect taxes comes. Creditors by law have to written document all forgiven debts that outclass $600 to the IRS. You will stipulation to pronounce with a tax licensed because sometimes you get rated as "insolvent" after applying for liability discussion squaring off. If that was the case, you will not be likely for anything.
Enough funds: relations demand to variety secure to have ample cash in hand to full the indebtedness give-and-take outpost system in the scheduled circumstance. Otherwise the understanding will be nulled.
- Positive personal property of indebtedness discussion appeasement programs -
Debt free in a short-range time period of time: unlike liability consolidation, indebtedness negotiation understanding can be with success achieved in a issue of months. One of the supreme arch material possession give or take a few indebtedness negotiation compromise is that the unit of time installments are set up in a way that can be skilful lacking upset the somebody. The being will be competent to maintain a changeless pay-out through the whole act.
Developed commendation score: quondam you last part the debt give-and-take settlement program, your respect valuation will reflexively selection up and you will happen near zero guilty accounts, and that will charge you beautiful well, even better than formerly.
Avoiding debt: gratefulness to the financial obligation dialogue city state program, individuals also swot up how to preclude prospective liability natural event. They will never go through with this once more. People have told us that the system has superior their way of victimisation their appreciation game and fetching on loans.
Just as beside supreme decisions you are moon-faced with, the medication to your fiscal complications has many factors to be addressed and reasoned - some buoyant and antagonistic. In the end, it is principal to plinth your judgement on your own individual requirements and abilities.
We have not like articles on out of the ordinary topics and prevailing and earlier clients' experiences with our programs. Take a facial expression at the several situations on Debt Negotiation Settlement and liability bound up topics that populace can crash down into and how to preserve yourself a financial obligation at liberty individual.


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The Amish handcrafted Andalusia Dining Room Chair will bring a beautiful Mission touch to your dining room decor. These chair looks beautiful with our Andalusia Table or another one of our Mission style dining room table. Please call one of our Amish furniture specialists with question or ordering assistance.
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311 Garfield Street, Chelsea 48118
See more homes for sale in Chelsea, MI
This property has been Sold!
06/21/2016 at $248,000
Move-in ready Dutch Colonial in downtown Chelsea! Lovely wrap-around front porch to enjoy for three seasons.Inside there is hard pine wood floors throughout the first level. The foyer and seating area has a beautiful fireplace with ornate mantel and brick surround along with a true wood main staircase. The great room and formal dining rooms are large and are great for entertaining. Large country kitchen with all appliances and a butler's pantry with a back staircase to the second floor. Addition to the home is a large family/multi-purpose room that connects to a 2.5 car attached garage. Upstairs you will find three large bedrooms with hard pine floors and a spectacular updated full bathroom and convenient laundry room. Outside the home has a private deck and courtyard area. Updates include water heater 2014, Newer Furnace, AC,Plumbing,Electrical, Security System, Painted, Chimney,Blinds throughout home, All appliances included and washer/dryer.
Property Information
- Status
- Sold
- Address
- 311 Garfield Street
- City
- Chelsea
- Zip
- 48118
- County
- Washtenaw
- Township
- Chelsea
- Possession
- Zoning
- Listing Date
- 02/22/2016
- Total Finished SqFt
- 2,379
- Above Grade SqFt
- 2,379
- Garage Desc.
- Attached, Door Opener, Electric
- Water
- Public
- Sewer
- Public
- Year Built
- 1935
- Home Style
- 2 Story, Colonial
- Summer Taxes
- $2,426
- Winter Taxes
- $1,973
- Association Fee
- $0
Rooms and Land
- MasterBedroom
- 22 x 14 2nd Floor
- Bedroom2
- 13 x 9 2nd Floor
- Bedroom3
- 13 x 13 2nd Floor
- Dining
- 13 x 13 1st Floor
- Family
- 22 x 14 1st Floor
- GreatRoom
- 26 x 14 1st Floor
- Kitchen
- 18 x 12 1st Floor
- Living
- 18 x 15 1st Floor
- Basement
- Full
- Cooling
- Central
- Heating
- Forced Air, Gas
- Acreage
- 0.15
- Lot Dimensions
- 50x132
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
- Fireplace Desc.
- One, Wood
- Interior Features
- Ceiling Fan(s), Master Bath, Security System
- Exterior Materials
- Aluminum, Frame
- Exterior Features
- Cable Available, Deck, Patio
Listing Video for 311 Garfield Street, Chelsea MI 48118
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Listing Courtesy of Keller Williams Ann Arbor
Office Address 2144 S. State Street
Listings last updated: . Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available.
Our Michigan real estate agents can answer all of your questions about 311 Garfield Street, Chelsea MI 48118. Real Estate One, Max Broock Realtors, and J&J Realtors are part of the Real Estate One Family of Companies and dominate the Chelsea, Michigan real estate market. To sell or buy a home in Chelsea, Michigan, contact our real estate agents as we know the Chelsea, Michigan real estate market better than anyone with over 100 years of experience in Chelsea, Michigan real estate for sale.
The data relating to real estate for sale on this web site appears in part from the IDX programs of our Multiple Listing Services. Real Estate listings held by brokerage firms other than Real Estate One includes the name and address of the listing broker where available.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Provided through Ann Arbor Association Board of Realtors. © 2017 Ann Arbor Associate Board of Realtors Ltd. shareholders.


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Every generation has been coined. Hemingway and Fitzgerald were part of the Lost Generation. My generation was X and supposedly, I was not considered part of the dominant culture (who knew?). A well-known New York Times columnist branded our current young adults Generation Q, for Quiet. If they can't text it, Facebook it or click on it, he says, they are not involved. Generation Quiet my arse. Visit the mall, and step into a Hollister clothing store. It's a teenage maelstrom.
The experience starts somewhere around Auntie Anne's Pretzels. The smell of cinnamon and butter changes to something more seductive, and slightly naughty. You are pulled towards it, and as your eyes seek out the origin of the wild musky scent, you spy a hooded conclave from which emits pounding house music. You are greeted by a smiling model-type, welcoming you into the musky interior. You enter, wondering what delights you will find attached to that sexy scent.
You squint your eyes at the assorted tchotchkes resting on tables. You think you spy some folded T-shirts on a counter, puffy sweaters hanging on a rack and some tauntingly infant-sized jeans, but the murky darkness makes it difficult to focus. The music beating against your skull makes it tough to hear what the rugged sales boy is saying as he slides by in syncopation to the music - you hope it's to ask you if you want something from the bar. You feel as if you've managed to sneak into a really cool members only club, and figure someone is bound to bounce you out on your not size 2 keister.
But amazingly you're ignored, and you notice that the teenage consumers seem to not be fazed by the aural and olfactory assaults. They are smiling, purchasing, texting and flirting, while you walk in circles, continually bumping into the same half-naked mannequin wearing only sunglasses and a scarf. Claustrophobia hits, and you head for the exit and fresh air. Looking back, you wonder what you just experienced.
Just when did clothes shopping become sensory paella? And was the experience in Hollister any different than shopping for under things in Victoria's Secret while listening to Mozart and breathing in the perfume Heaven? Should stores be given carte blanche on consumer manipulation?
I logged onto the Hollister (little brother to Abercrombie and Fitch) clothing site, and ironically, there seemed to be no emphasis on, well, clothing. The hot dude on the home page is shirtless next to his surfboard, staring bemusedly and quizzically into the distance with his tan fingers resting on his temple, as he no doubt ponders, "Dude, where are my pants, my mom is going to LOSE it!"
Navigating the site is like being in control of a music video. Go to the playlist, and you are rewarded with the same cool house beat that plays in the store. That musky Hollister scent is for sale, and so is your butt. You can fit your perfect butt into Hollister jeans, take a picture of it, and win a surf van.
But before shopping, if the music has not provided enough cool vibes for you, you can go to the photo and video gallery. It is here that you will see more of nothing, except, you know, cavorting.
The videos feature gorgeous tanned former Hollister shirt-folders who have landed modeling jobs for the company, and now specialize in cavorting. These cutie patooties are wearing very little while doing very little other than running on the beach and making out in the sand. They are cute, and it is effective. It makes one want to go to Hollister, buy a half dozen T-shirts and toss them unworn onto a beach blanket.
The Abercrombie and Fitch site is more of the same, but with more expensive clothes. The young gods and goddesses are cavorting in meadows and woods, still only half-clothed, those usually being tossed off in mid-stride. Most parents probably wouldn't want to know where they're rushing to as they drop their $50 T-shirts. And on this site, you can take a screen test and be in a movie.
I love summer, and I can see the appeal these ads have for young people. They look like beer commercials without the beer. Who wouldn't want to cavort in lollipop-colored shorts, precious little sundresses and strappy T-shirts?
But for you young non-cavorters, be forewarned: you may have to find an alternative. Maybe try frolicking. Banana Republic specializes in frolicking.


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Industrial chic: London's hottest warehouse conversions
London's historic granaries, warehouses and former textile factories provide the backdrop for some of the capital's most dramatic residential conversions. Cool and cavernous living spaces have been carved from the capital's rich industrial heritage, with dramatic triple-height ceilings showcased with original metal-framed windows, exposed brickwork and chunky wooden ceiling beams. Underfloor heating, smart lighting and wireless entertainment systems transform the spaces for luxury city living. We take a tour of the capital's top lofts with stories to tell.
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"It's not like they're not getting any redistribution from the government. We want less income redistribution, not more."
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"The report will talk more about rural China and other conflicts within the economy, such as income redistribution, social security and medical reform."
"The democracy will cease to exist when you take away from those who are willing to work and give to those who would not."


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Home > Product Categories > Pro-Video > Video Monitoring > LCD/LED Rackmount Video Monitors > RACK-LCD-7-2
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Obama turns attention to economic opportunities in Asia
WASHINGTON – As the U.S. economy struggles with a $15 trillion national debt, 9% unemployment and a possible recession in Europe, President Obama will spend the next week in a place that could be part of the solution: Asia.
Since coming to office nearly three years ago, Obama has made clear his intention to focus U.S. foreign policy much more on the Asia-Pacific region he grew up in. His secretary of State, Hillary Rodham Clinton, recently called this "America's Pacific Century."
For good reason: More than half the world's economic activity is in countries bordering the Pacific Ocean. More than 60% of U.S. exports went to the other 20 Asia-Pacific Economic Cooperation (APEC) economies last year, supporting about 4 million U.S. jobs.
The loose-knit organization of 21 economies includes six of the 10 largest U.S. trade partners: Canada, China, Japan, Mexico, South Korea and Taiwan.
So the president's trip is mostly about expanding U.S. trade and continuing to grow its economy — something Obama is having more difficulty doing at home with an uncooperative Congress. Because of that, some have suggested he cut the trip short.
"There is pressure here not to do the trip," says Ernest Bower, director of the Southeast Asia program at the Center for Strategic and International Studies. "You know, it's always better to be in Indiana than Indonesia."
Hogwash, say trade experts, noting Obama's goal of doubling U.S. exports in five years and China's economic ascendance.
"The president is focusing on jobs at home by trying to create more international trade," says Jim Bacchus, a former Democratic congressman from Florida and chief judge of the World Trade Organization. "It's certainly the right place for us to focus much of our attention."
The Asia mission is in many ways the opposite of Obama's two-day trip to the Group of 20 economic conference in France. There, he was trying to help prevent an economic meltdown on a continent mired in debt. Beginning this weekend, he will be traveling to an area of opportunity, where thriving nations represent a market for U.S. goods and services.
The two economic pillars of the trip are the APEC summit that Obama is hosting in Hawaii on Sunday and a summit between the U.S. and Southeast Asian nations in Indonesia next Saturday.
"You'll be hearing again and again the theme that building cross-Pacific trade, free trade agreements, those are good for American jobs," says Douglas Paal, head of the Asia program at the Carnegie Endowment for International Peace. "You won't be able to see the jobs they're producing immediately, but they're out there."
In between those summits and another mini-summit of North American leaders in Hawaii will be a two-day visit to Australia, the lone continent that Obama has missed during his presidency — not for a lack of trying. Twice he has been forced to cancel trips there because of domestic issues.
The trip will have at least two major announcements: likely progress on the Trans-Pacific Partnership trade agreement among the U.S. and eight nations that together represent 6% of U.S. exports (adding Japan would double that percentage), and a deal to allow an expanded U.S. military presence in northwest Australia.
The trip will have a personal touch as well, taking Obama from his birthplace in Hawaii to Indonesia, where he lived for several years as a child.
The region will "shape the future of the 21st century," says Ben Rhodes, a deputy national security adviser.
U.S. residents "will see him advocating for U.S. jobs and U.S. businesses," Rhodes says. "Increasingly, the center of gravity in the 21st century is going to make the Asia-Pacific critical to all of our interests."
In between summits, Obama has built in time for separate meetings with most top Asian leaders. Among them:
•Chinese President Hu Jintao, with whom Obama will discuss the need for China to increase domestic consumer demand and let the yuan rise in value to help balance world trade.
•Russian President Dmitry Medvedev, who will discuss his nation's acceptance into the World Trade Organization and its relations with neighboring Georgia, a key U.S. ally.
•Japanese Prime Minister Yoshihiko Noda, whose nation is recovering from an earthquake, tsunami and nuclear disaster in March.
•Australian Prime Minister Julia Gillard, who will host Obama for two days to celebrate the 60th anniversary of the U.S.-Australian alliance.
•Indian Prime Minister Manmohan Singh, whose country, like China, is rising economically while most Western nations are declining.
•Indonesian President Susilo Bambang Yudhoyono, whose nation will host the second summit focusing on political and security issues.
The trip also is noteworthy because of Obama's familiarity with the region and his popularity there. "That, frankly, allows us to get stuff done," Rhodes says.
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Mexico, Central America, and the Caribbean Islands are parts of North and Central America that make up Latin America.
These areas are part of Latin America.
Latin America SS6G1- Student will locate selected features of Latin America and the Caribbean.
Latin America
Latin America includes Mexico, Central America, and South America. The islands of the Caribbean are also considered to be part of Latin America.
Latin America
The region is called Latin America because the languages spoken there, most commonly Spanish and Portuguese developed from the Latin language.
South America
Most all countries in South America are part of Latin America except Suriname and Guyana.
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The Texas Gulf Coast has a high concentration of oil and gas refineries, petrochemical plants and related industrial facilities. For decades many of these have been the site of catastrophic refinery explosions.
Families of victims should know what to do after a tragic refinery explosion causing injury or death. That includes exercising their legal right to claim economic compensation for their losses with a refinery explosion lawsuit.
Indeed, legal protection is needed for victims who reside in Houston, Pasadena, Channelview, Texas City, Beaumont, Baytown, Galveston, Port Comfort, Palacios, Orange, Corpus Christi, Brownsville, McAllen, Port Arthur, La Porte, Conroe, Bay City, Freeport and other parts of Southeast Texas or the Texas Gulf Coast.
Such legal protection can come after an explosion at an oil refinery or chemical plant owned by such companies as BP, Arco, Montsanto, ExxonMobil or Amoco. Jim Adler & Associates can provide these legal services at no up-front cost to victims.
Refinery or petrochemical plant explosions with injuries can involve a number of hazardous, flammable and combustible elements, including:
With unsafe handling of such chemicals and elements, explosions can erupt at petrochemical, gas and oil plants and refineries. In fact, such refinery explosions can be enormous and can produce heat exceeding 1,000 degrees.
Refinery explosion lawsuits then may be needed when workers or nearby residents suffer such awful consequences as:
As for refinery explosion causes, numerous refinery and chemical plant facilities are old and in poor working condition. Many large corporations which own such facilities are slow to pay for upgrades and safety improvements when it comes to equipment, machinery and the plants as a whole.
Owners and operators also may fail to train workers adequately, and third-party contractors also may be negligent when it comes to safety. Owners also may fail to follow OSHA regulations and safety codes and may fail to provide warning signs while improperly using such flammable elements as benzene or natural gas.
Such negligence on the part of contractors or refinery or chemical plant owners, when it causes tragic injuries or deaths to workers or nearby residents, can be the basis of a refinery explosion injury lawsuit.
As for what victims' families should do after a tragic refinery explosion injury or death, they should quickly contact an injury attorney with Jim Adler & Associates for help in protecting their legal rights. While workers compensation insurance may be considered, victims should not accept a quick settlement or payoff from an oil company or an insurer which vastly underpays what their injury is worth.
For legal remedies, families should be ready to act with copies of work history records, insurance policies, medical bills, funeral expenses, power of attorney, wills, testaments, photos and other pertinent means of establishing a victim's identity, connection to the explosion and legal rights.
A refinery explosion lawyer with Jim Adler & Associates then can determine the best course of action. That may mean filing a refinery explosion lawsuit to claim payments for lost present and future wages, hospital and medical costs, and pain and suffering resulting from a refinery explosion accident.


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Tuesday, August 12, 2008
Red Mango Scoops Up $12M
Los Angeles-based Red Mango, a frozen yogurt franchise, said today that the firm has raised $12M in a Series A investment. The round was led by John Antioco, former chairman and CEO of Blockbuster, along with private equity firm CIC Partners. Red Mango said the funding will go towards further development of its brands, and for bolstering its management team. John Antioco will become chairman of the firm's board of directors with the investment. Antioco has served as chairman and CEO of Blockbuster, Taco Bell, and Circle K,and also served as SVP Operations at 7-Eleven. Jean Birch, former president of Macaroni Grill and Corner Bakery Cafe, becomes Chief Operating Officer of the firm; finally, Jim Notarnicola, former Chief Marketing Officer at Blockbuster and 7-Eleven, has become Chief Marketing Officer at Red Mango. More information »


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About the Book
Love. There have been millions upon millions of stories written and spoken regarding such an evasive emotion, yet rarely has one been told regarding a family quite like the Daily's. Their love has proven to be the strongest as it withstands the brunt of space and time, never knowing the confines in which it has been placed upon it.
Features & Details
- Category Parenting & Families
Standard Landscape, 10×8 in, 25×20 cm
60 Pages
- Publish Date Nov 15, 2013
- Language English
- Tags Family, Love, Children
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Author Tags: Advice
Canada is one of the most popular destinations for immigrants, and every year more than 250,000 people make Canada their new home. Immigrate to Canada (Self-Counsel, 2015), co-authored by Nick Noorani and Catherine A. Sas, explains Canada's immigration procedures and offers advice to help applicants ensure their documents are in order. It also offers insights on preparing for a move to Canada, and what to expect during the process.
With more than twenty years' experience with immigration matters, Catherine A. Sas, Q.C., is one of the top immigration lawyers in Canada. She practices law in Vancouver, B.C.
Co-authored with Naeem "Nick" Noorani:
Immigrate to Canada: A Practical Guide (Self-Counsel Press, 2015) $21.95 9781770402096


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Meaning and Origin of: Solly
Search for Names & Meanings Top 100 Names for Boys Top 100 Names for Girls Last Name History & Meaning Name Popularity Tracker Celebrity Names Search for Names by Trait Browse First Names A-Z Browse Last Names A-Z Browse First Names by Origin Browse Last Names by Origin Baby Name Lists How to Choose a Name
Save Name
Boy name origins & meanings:
- Hebrew : Asked for
- Latin : The sun
Family name origins & meanings:
- English (Kent) : unexplained. Compare Solley.
- Irish : reduced Anglicized form of Gaelic Mac Soilligh 'son of Soilleach', possibly derived from soilghe 'ease', 'agreeableness'.


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How important is a knowledge of Thai culture when dating a Thai girl?
It is very important to understand something about Thai culture before dating a Thai woman. Its very easy to ignore culture as an issue in a relationship which results in mis-understandings later on and this can quite...


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Ana Navarro Took on Donald Trump
Photography by StianRoenning.com
Ana Navarro won the hearts of thousands of Americans by saying "pussy" on television. In her most famous clip, the CNN commentator launched an exasperated verbal attack on Scottie Nell Hughes, a supporter of then-presidential candidate Donald Trump, who tut-tutted Navarro for quoting Trump's now-infamous "grab 'em by the pussy" line.
"Don't tell me you're offended when I say 'pussy' but you're not offended when Donald Trump says it," Navarro shouted. "I'm not running for president. He is."
The internet practically exploded with gratitude for Navarro's no-nonsense analysis; the video racked up hundreds of thousands of shares across social media, painting Navarro as a rare voice of reason during the campaigns. But one person in particular wasn't pleased.
"My mother is very upset that I said 'pussy' on TV," Navarro says, laughing. "She told me she didn't raise me that way, to say bad words on TV. She's practically not speaking to me over it."
Navarro isn't your average Trump critic. She's a Republican; she grew up idolizing Ronald Reagan and backed his support for the Contras in Nicaragua, where she was born. Her dad was even a Contra. She's worked for John McCain and Jeb Bush. Ever since she landed in Miami in 1980, fleeing the revolution in her country of birth, her life has been steeped in conservative politics.
"When you are raised in the midst of a political revolution and strife and exile, politics is part of your daily experience," she says. "It's part of your daily conversation. You care about what's happening in your homeland."
But her response to the president-elect's campaign transcended party loyalty. To Navarro, each new headline from the candidate felt like a personal attack — starting with the announcement of his candidacy.
"The minute I heard him refer to Mexicans as rapists and criminals, I wasn't born in Mexico, but I knew he was referring to me," she says. "I know that for people like Donald Trump, everybody south of the border, whether it's Colombia or Venezuela or Guatemala or Nicaragua or Honduras, we are all painted with the broad brushstroke of 'Mexicans.'"
Trump attacked John McCain for being a POW; Navarro calls the senator "a personal hero." Trump mocked a reporter with a disability; Navarro's brother lives with severe disabilities. He called women fat pigs and slobs; Navarro, a woman, won't stand for it. "How unevolved a life form can you possibly be?" she says in a pre-election interview. "To me, Donald Trump is a fluorescent-orange amoeba. He is the lowest form of life."
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Positioned squarely at the center of the Venn diagram of groups Donald Trump has offended, and armed with a lightning-fast talent for cutting through bullshit, Navarro has become the breakout star of the 2016 election season. She travels constantly for TV appearances across the country; she jokes that she wants to write a guidebook for Miami International Airport. Moving to New York or D.C. might be more convenient, but she can't quit the city that took her in as an exile more than three decades ago. Time spent here, she says, is like therapy.
"I left Miami a few times in my life. I've always come back as quickly as I can," she says. "When I'm in Miami, I know I'm home... I love the noises, I love the smells of frying yuca, and I love the colors.
"I hate the traffic," she admits, switching into real-talk mode with a raised eyebrow, "and I hate what the humidity does to my hair, and the Zika mosquitoes have me in a state of panic. But other than that, I'm good."
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Wednesday, January 2, 2008
Qualcomm Gets Injunction
San Diego-based Qualcomm said this morning that Federal District Judge James V. Selna has issued an injunciton against the firm's products, as part of an online patent infringement suit against the firm by Broadcom corp. According to Qualcomm, the firm has been ordered to immediately stop selling WCDMA products for the U.S. market whic h were found to infringe on Broadcom products. However, Qualcomm said that it has been provided a stay which allows the firm to sell its QChat and 1x/Ev-DO products until January 31, 2009, for products which were sold before the company was found to be infringing on Broadcom's patents last May. According to Qualcomm, the firm expects to have hardware and software workarounds available in handsets before the end of Q1. The firm also said it will attempt to obtain further relief and clarity from the courts on certain aspects of the order, and that the inability to obtain such relief will likely have an immediate, short-term impact on its handset customers.


text: 4/30/10 4/30/10 POPSUGAR Celebrity Celebrity Kids Photos of Nicole, Joel, Harlow April 30, 2010 by Celebrity 0 Shares Chat with us on Facebook Messenger. Learn what's trending across POPSUGAR. View on One Page Photo 0 of 10 Start Slideshow ADVERTISEMENT () Share This Link Copy ← Use Arrows Keys → 0 Photos of Nicole, Joel, Harlow Previous Next Celebrity KidsHarlow MaddenBenji MaddenCelebrity PhilanthropyJoel MaddenNicole Richie


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In jurisprudence, "Twinkie defense" is a derisive[1] label for a criminal defendant's claims that some unusual biological factor entered into the causes or motives of an alleged crime. According to this defense, the biological factor should mitigate the defendant's responsibility, and he therefore should not be held criminally liable for actions which violated the law, or the criminal liability should be reduced to a lesser offense. While biological factors may certainly influence behavior, the label of "Twinkie defense" implies that the specific biological factor is one that most people would view as not being sufficient to account for criminal activity, such as the effects of allergies, minor stimulants such as coffee and nicotine, sugar, and/or vitamins.
The expression derives from the 1979 trial of Dan White, a former San Francisco, California (U.S.) Supervisor who assassinated Mayor George Moscone and Supervisor Harvey Milk on November 27, 1978. At the trial, noted psychiatrist Martin Blinder testified that White had been depressed at the time of the crime, and pointed to several factors indicating White's depression: He had quit his job, he shunned his wife, and become slovenly in appearance. Normally a fitness fanatic and health food advocate, White had also been consuming Twinkies and Coca-Cola. As an incidental note, Blinder mentioned theories that elements of diet could worsen existing mood swings.[2] Another psychiatrist, George Solomon, testified that White had "exploded" and was "sort of on automatic pilot" at the time of the killings.[3] The fact that White had killed Moscone and Milk was not challenged, but in part because of the testimony from Blinder and other psychiatrists, the defense successfully argued for a ruling of diminished capacity. White was thus judged incapable of the premeditation required for a murder conviction, and was convicted of voluntary manslaughter instead. The verdict was unpopular, leading to the White Night Riots.
In stories covering the trial, satirist Paul Krassner had played up the angle of the Twinkie,[2] and he would later claim credit for coining the term "Twinkie defense".[4] The day after the verdict, columnist Herb Caen wrote in the San Francisco Chronicle about the police support for White (a former policeman himself) and their "dislike of homosexuals" and mentioned "the Twinkie insanity defense" in passing.[2] News stories published after the trial, however, frequently reported the defense arguments inaccurately, claiming that the defense had presented junk food as the cause of White's depression and/or diminished capacity, instead of symptomatic of and perhaps exacerbating an existing depression.[5]
As a result of the White case, diminished capacity was abolished in 1982 by Proposition 8 and the California legislature, and replaced by "diminished actuality", referring not to the capacity to have a specific intent but to whether a defendant actually had a required intent to commit the crime with which he was charged.[6] Additionally, California's statutory definitions of premeditation and malice required for murder were eliminated by the state's legislature, with a return to common law definitions. By this time, the "Twinkie defense" had become such a common referent that one lawmaker had waved a Twinkie in the air while making his point during a debate.[2]
Opinion from the Supreme CourtEdit
During oral Supreme Court arguments in United States v. Gonzalez-Lopez (No. 05-352) in April 2006, Justice Antonin Scalia referenced the Twinkie defense in discussion of a defendant's right to counsel of choice: "Template:Interp I don't want a competent lawyer. I want a lawyer who's going to get me off. I want a lawyer who will invent the Twinkie defense Template:Interp I would not consider the Twinkie defense an invention of a competent lawyer Template:Interp but I want a lawyer who's going to win for me."[7]
See also Edit
- Gay panic defense
- The San Ysidro McDonald's massacre, blamed by the gunman's widow in part on monosodium glutamate in McDonald's food
|The references in this article would be clearer with a different or consistent style of citation, footnoting, or external linking.
- ↑ Mauro, Tony. "High Court Debates Defendants' Right to Counsel of Choice", Legal Times, 2006-04-19. Retrieved on 2007-02-02.
- ↑ 2.0 2.1 2.2 2.3 Pogash, Carol. "Myth of the 'Twinkie defense'", San Francisco Chronicle, 2003-11-23, p. D-1. Retrieved on 2007-03-20.
- ↑ San Francisco Chronicle, May 10, 1979
- ↑ Krassner, Paul. "Ice Cream Treat for Pedophiles", Adult Video News, 2006-08-01. Retrieved on 2007-02-28.
- ↑ Snopes: The Twinkie Defense
- ↑ FindLaw for Legal Professionals - Case Law, Federal and State Resources, Forms, and Code
- ↑ United States v. Gonzalez-Lopez (4/18/06)
Further readingEdit
- California Penal Code Section 25-29 from Findlaw
- Trial and Error by Paul Tatara for CNN on June 6 1997. Retrieved March 20 2006.
- Mauro, Tony. "High Court Debates Defendants' Right to Counsel of Choice", Legal Times, Law.com, 2006-04-19. Retrieved on 2007-02-02.
External linksEdit
- "Myth of the 'Twinkie defense'" - San Francisco Chronicle, 23 November 2003ja:環境犯罪誘因説


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Today, my husband dropped me off at work. Ten minutes later I got a text saying "I just dropped the b*tch off I'll be there in a few baby, miss you". I asked him about it. He said, "I don't know what you're talking about, Megan". My name isn't Megan. Not even close. FML
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By thatsucks - / Saturday 28 February 2009 11:10 / United Kingdom
Today, my drunken self became a vaguely racist poet. I am now the author of a four-page poem entitled "Chocolate Men". FML
By chocochoco / Monday 24 March 2014 03:40 / United States - Auburn
Today, I went to my bedroom for some alone time while my daughter watched TV. I didn't realize that my iPad was still connected to the Apple TV, until I hit play on some porn and heard a scream from the other room. FML
By ConfusedDad / Sunday 29 December 2014 07:01 / United States
Today, I had planned to break up with my overbearing girlfriend. She went into complete denial mode, bought me a pair of oversized sunglasses and tomorrow we're going ice-skating. Kill me now. FML
By Trapped. - / Wednesday 6 November 2013 02:53 / United States - Birmingham
Today, my mother caught me masturbating. Trying to defuse the awkward tension, I said "Oh, I was just thinking about you!" Not a good idea. FML
By Fraser / Thursday 8 March 2012 19:03 / Canada


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A range of service types are funded across Australia including Crèches, Mobile services, Multifunctional Aboriginal Children's Services, and Outside School Hours Care. Services funded under the BBF Program are not generally approved to administer Child Care Benefit on behalf of families and are excluded from the National Quality Framework (NQF).
2016-17 Federal Budget
As announced in the 2016-17 Federal Budget, there will be a deferred implementation of some elements of the Jobs for Families Child Care Package, until July 2018. As a result, the BBF Program has been extended until 30 June 2018.
BBF funding recipients will be offered annual funding agreements for 2016-17 and 2017-18. BBF services will also be supported to transition to the new child care system, under the Jobs for Families Child Care Package or to move to alternative funding arrangements.
Program Background
The BBF Program was reviewed in 2013-14. The final report is available here: The BBF Program Review Final Report. As a result of the Review, changes were made in 2014 to improve service performance standards and quality through the introduction of:
- a performance framework
- a quality improvement strategy
- streamlined administration and reporting processes.
These changes are supported by the BBF Improved Standards Measure which has been in place since 2010. This is also known as the BBF Quality Measure and provides funding to improve the quality of centre-based long day care BBF services by:
- Improving the quality of the facilities from which services operate
- Improving the qualifications of staff working in BBF services
- Supporting services to strengthen their governance and administrative capacity.
More information about the BBF Program is provided in the following documents:


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Thanks to everyone who applied to our job advertisement, but we have now recruited two new part-time coordinators- and they are ace!
Thanks to everyone who applied to our job advertisement, but we have now recruited two new part-time coordinators- and they are ace!
There's no Movement without Rhythm/ There's No Revolution Without Music!
It's that time of year again-
RELEASE is back!!
We are back in Passing Clouds, RELEASE's home from home. We have filled both floors with tasty treats for your ears, mouths and dancing feet.
This time we will be kicking off early with a delicious Vegetarian dinner cooked by 2 extraordinary Egyptian chefs, served from 7-8.30 for £3. Dinner will be accompanied upstairs by delightful live music played by
LIVE ACT: This Thing We Call Jam
following this we can dance off our dinner to the music of…..
LIVE ACT: State of Play
alternative rock, and socially conscious hip hop
LIVE ACT: Adam and Cuth
soulful, down to earth hip hop
LIVE ACT: Shopfloor Sessions
hip hopin jazz jammin times
DJ's: Mohobelo
collective dancing time!!!
DJ's: Pirate Modernity
Pakistani cassette/vinyl mixtapes
DJ's: Mo Habibidibibiti and Mon Merttens
old school,classic funk & soul
https://www.facebook.com/profile.php?id=700005085 ANDhttps://www.facebook.com/mon.merttens
ADVANCE PRICE: £6/£5 Student/unwaged
ON THE DOOR: student £7; solidarity £9; low/ un-waged £5; asylum seekers/ex detainees FREE
Tickets will be on sale in the SOAS JCR during Freshers week(s) or order online from https://www.eventbrite.co.uk/e/release-xviii-tickets-18670270281
All proceeds go directly to SOAS Detainee Support, to further the fight against immigration detention and to offer support and solidarity to those inside.
On Sunday 2nd August 2015, join us at the New Cross Inn for a FUN(draising) night of comedy + solidarity, hosted by SOAS Detainee Support (SDS) and Food Not Bombs – London.
JOSIE LONG – youtu.be/cjQhWs8ODmw
JANINE BOOTH – youtu.be/pWjRYt6OrCw
+ DJs!
Advance booking recommended:
SOAS Detainee Support (SDS) is a student-led initiative working in solidarity with migrants in and outside detention centres. Through sustained visits, we aim to reduce isolation and offer practical support to quicken release and stop deportations. We are committed to the abolition of detention.
Food Not Bombs take positive direct action by gathering food that would otherwise be wasted, cooking it and serving it for free in public to anyone and everyone who is hungry. Food Not Bombs hope to create vibrant and friendly communities that can work towards real social change together.
New Cross Inn (www.newcrossinn.com):
– is an 18+ venue.
– Drinks bought outside the venue may not be brought onto the premises.
– Public Transport: New Cross Gate Station / New Cross Station / Buses: 21, 36, 53, 136, 171, 172, 177, 225, 321, 343, 436, 453 & P13
– On-street parking available all around the venue on side streets.
£7 (waged) / £5 (students)
A small handful of tickets will be available on the door for unwaged people.
~There's no Movement without Rhythm/ There's No Revolution Without Music!~
This year is SOAS Detainee Support (SDS)'s 10th Birthday! To celebrate, we're putting together a sick line-up of live bands and DJs and bringing a big ole' SDS party to Brixton Jamm.
spoken word from Decolonising Our Minds Society
Mulele Matondo Afrika
Shaking Chains
Mohobelo DJs
+ more DJS until 5am!
Save the date: FRIDAY 5TH JUNE. We'll be kicking off at 9pm, and going on till the wee hours. More info on how to get tickets will be posted in the Facebook Event Page here– sit tight for further info!
All proceeds go directly to SOAS Detainee Support, to further the fight against immigration detention and to offer support and solidarity to those inside.
Soas Detainee Support (SDS) presents
8 til 1
Thursday 16th Oct
There's No Movement Without Rhythm,
There's No Revolution Without Music
Release is back!! After the beauty and excitement of last term's party, we are back for more twirling swirling and dancing the night away.
We start early with a Spoken Word Session opened and hosted by Poet and Performer Sally Jenkinson
Amazing Lineup for who's supporting us and celebrating emancipation from detention and a the idea of a world with No Borders
Hosted by: Mc FedZIlla (once more with us: bigup!)
Starting with a Spoken Word Session early in the evening, poets such as Sally Jenkinson from Bristol http://sallyjenkinson.wordpress.com/
Followed by:
Selecta Mad Max ready to mash it up downstairs with a selection of TropicalBass, Dubstep, Latin, ZoukBass, FutureBass, DnB – https://soundcloud.com/selecta-madmax
and two amazing live acts with
The Dirty Gentlemen – https://soundcloud.com/thedirtygents
and Don Kipper – http://www.donkipper.com/
While a mad collaboration between The Beat Council and Dj Zestina + MC Why will mash it up upstairs.
Free for refugees and ex detainees
5£ in the SOAS JCR and at the door untill 9.30, 7£ after
All proceeds go to SOAS Detainee Support (SDS)
Join the Love.
Thursday May 1st, 10 – 3
Passing Clouds – Richmond Rd, Dalston, E8 4AA London, United Kingdom
FB: here – Please share widely!
We Say Detention Does Not Stop Migration
and so We Celebrate, High On Liberation
For its XV edition Release returns to Passing Clouds
To raise our voices in solidarity with all detainees, we're settin up an amazing line-up for the people, some amazing vibes from live musicians such as
Don Kipper – a whirl of high-energy Klezmer and sizzling Balkan tunes, with fresh, original arrangements and virtuosic zeal
Soas Brass Band – a Ten Strong Vagabond Brass Mania and other surprises in store for a night of love, harmony and solidarity
The Dirty Gentlemen – Swamp pop blues inspired by London's own Urban Bayou
and the Super Best Friends Club, who often end up naked on the stage
Hosted by, ladies and gentlemen, Fedzilla
Also, for you and for the celebration to be memorable, we've got:
Ariel from the Broken Hearts Family – Dub, World, Latin, Cumbia, Funk and Afrobeats
The Beat Council hosts upstairs
Joining the musical dots – Soul, Hip-Hop, House, Afro, Roots, Electronica, Latin and beyond.
together with DJ Žestina + MC Why
with Face-paint, Hula-hoop performances, and more DJs, MCs and performers yet to be announced!
also, for those who want to join the madness, amazing Sambatage will lead a beautiful Exodus from Soas at 8.30!
Spread the Love and spread the word
Solidarity to all
£7 in advance/£9 on the door
Free for Refugees and ex Detainees
All proceeds go directly to SOAS Detainee Support!!!
ADVANCE TICKETS LIMITED, on sale in SOAS JCR in the first week of term – watch this space for details!
Email email@example.com for more info


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Listen to iFriendly audio.
Melinda McAdams, Laura Turcott, and Emma Bruhl with the Fireweed Dance Theatre discuss this weekend's performance (7 PM Sat Mar 9, Sitka Performing Arts Center, tickets $15/$10 at Old Harbor Books and at the door). This year, for the first time, Fireweed has also launched a junior company.


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Register To Attempt Complete Test
Create Account
Mastering Test-6
Refer to the following table and solve the questions based on it.
The following charts show the sector-wise percentage break-up of $ 650 billion, which is the GDP of the country with a population of 12 billion people. 70% of the population of the country constitutes its working population, engaged in the various sectors of the economy and contributing to the GDP.
Productivity is defined as the average amount contributed to the GDP per person in that group or sector.
What is the approximate difference in the number of people involved in the agriculture sector and the services sector?


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All O2 prepay customers who top-up with a minimum of £10 in the three months before their broadband bill, will be able to gain O2 Broadband for just £7.50 per month − the same price available to O2 contract customers. Before customers sign up to O2 Broadband, a line check will be made to make sure they are placed on the package that best suits them. A further check will be completed a month later to ensure that they have been placed on the correct package. Customers can purchase O2 Broadband either online, in any O2 retail store or through O2 customer service.
From 22 February, the following price plans will be available to O2 prepay and O2 contract customers:


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Welcome back to Question Quell! Last week, the careers got to pick one person to re-join the game and the person they picked was...Moon beam! Also, TotalDramaRox97 (someone who many times answered first) was eliminated for answering last. This week, (because of a player returning last week) the last person to answer correctly will be eliminated as usual, AND there will also be a vote out this week. The first person to answer correctly will win immunity, so when you answer the question, also put who you vote to be eliminated. Good luck to all of you!
'Question: 'What was Katnisses training score in the 74th Hunger Games? Answer: 11
1. Leshawna333- Dead
3. InsertRandomnessHere- Alive
4. Sparrow Hazelthorn- Alive
7. JERealize- Alive
9. Purplexmuffin- Alive
10. Moon beam- Dead
11. Anon....- Alive
Remember to vote and study your Hunger Games!


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Hexen maps
|Shadow Wood
|Heresiarch's Seminary
|Castle of Grief
|Deathkings of the Dark Citadel
|Map name: MAP02
Cheat code: visit02
Seven Portals is the first hub map in Hexen. It starts with the player in a room with a Korax-faced-wall in front of them.
This map is visited multiple times and its walkthrough is thus closely related to walkthroughs of all remaining maps of the hub (except, of course, the prologue one).
First Visit (start)
The wall starts flaming; then Korax appears and says "Greetings mortal, are you ready to die?" Go just outside, stand on the ledge, it will go down. You get down to the main area of the map, there are some monsters there, depending on the difficulty (mostly ettins and afrits). More will appear as you proceed through the map, so I won't mention the "kill all the monsters there" anymore. Anyway, there is a bull-head switch on a wall at the left side of the area (east), where three of the seven doors (and portals) are. Switching it will open the middle door. At the end of that room, you have to jump on the wooden ledge and pass through the window into the icy hall and through the portal into the Guardian of Ice (north wing).
Second visit
Now as you come back from your first visit to the Guardian of Ice, the two remaining doors that are on the same side as the room you're in will have opened. Each of them contains (along with some monsters to kill) a switch at its end. Each switch opens a corner of its respective room with a portal. One of the leads to the Guardian of Fire, the other one to the Guardian of Steel. Which one you choose as the first is not much important, but I personally recommend the steel one as you will find your second weapon there that will help you fight the afrits in the fire level.
Third visit
Just go either to the Guardian of Fire or the Guardian of Steel, depending on which one you come from.
Fourth visit
The central door at the other side of the main area of this level should be opened now so kill all the monsters it let out and go there. There will appear some wendigos there so kill them too. Then again, get on the small wooden ledge and through the opening into the icy area. Beware, however, that some portions of the floor (the ones brighter than the rest) tend to crush you. Getting through them will lead you to another portal that will take you to a completely new part of the Guardian of Ice.
Fifth visit
As you come back from your second Guardian of Ice visit, the central stairs in the main area will rise. Nevermind them, and quickly go use your newly acquired Fire and Steel key to their respective Guardian levels. At this point, the order really does not matter.
The two gates on either side of the second Guardian of Ice portal are opened. Their are perfectly symmetric with the other ones, so going through them, you will find a switch at the end that opens a new portal to either Guardian level. Note: When going to the Guardian of Steel, you should take the second (i.e. this one, the newly opened) portal. (The new portal to the Guardian of Fire does not actually take you to any new area so it doesn't matter at all which portal you take.
Sixth visit
Go to either Guardian map, Fire or Steel where you have not come for the second time yet. Note: When going to the Guardian of Steel,you should take the second (i.e. this one, the newly opened) portal.
Seventh visit
Now basically all the three big flights of stairs in the main area whould have risen, forming a trident pointing to the seventh, still closed gate. Go up each of them finding there a bull-head switch. When all three of them are pulled, the final gate will open. Note also that the central stairs leads you to Dragonskin Bracers and the other two have a chain switch just opposite to the bull-head one. Pulling those two switches opens the two barred ways in the room just after the dark one in the Guardian of Ice, opening ways that eventually lead to the secret level (more on that later). Anyway, now just go to the big room behind the seventh gate, kill all the monsters there and then pull the switch at the end. This opens the big green wall, letting you out into yet another area full of monsters. From this area (best after having killed all the monsters) you can access the Wings of Wrath (see Secrets, below). Anyway, after killing all the monsters, "invisible" stairs will appear, leading to the portal beyond the pitfall (you will see them as rotating small blue lights). If you are not interested in the secret level (or have already been through it), jump in right into the heart of Shadow Wood. (Important note: visiting the secret level in Hub 1 is one of the two steps needed to open the door to Forsaken Outpost.)
If you want to get to the secret level (Bright Crucible), go back to the Guardian of Ice (the best is to take the first portal, that is, the eastern one).
Eigth visit
If everything went alright, you should be returning from the Guardian of Fire, where you solved half of the puzzle of the Bright Crucible. So just head back to the Guardian of Ice, where the other newly opened door awaits you.
Ninth visit
Now, the Bright Crucible should be accessible. On the northern part of the central area of this level, right in front of the lift to the place you appeared in at the very beginning of this level is a square made of stone pillars (there are — or have been, if you killed them already — afrits there). These are the stones that ground, as the message told you. That is, they moved so that now you can get past them. There, there is a small hole where the river flows to and a niche (with iron bars) where it flows from (in the northern end of this "stone circle"). In that niche, before the bars, is an invisible portal that leads to the Bright Crucible.
Tenth visit
Now, this one is really the last time you wander through this level. If you already opened the seventh portal to the next episode, Shadow Wood, just go there and walk into it. If not, refer to the "seventh visit" above, where I described how to get there.
- Bright Crucible, reached only at the end.
- At the large battlefield with the cliff at the end, go to the far left of the cliff and jump onto the ledge, kill two chaos serpents as you make your way up. Grab the Wings of Wrath (note: it is recommended that you kill all of the monsters before you do this).
Fighter Class
|Skill 1-2
|Skill 3
|Skill 4-5
|Green Chaos Serpent
Cleric Class
|Skill 1-2
|Skill 3
|Skill 4-5
|Green Chaos Serpent
Mage Class
|Skill 1-2
|Skill 3
|Skill 4-5
|Green Chaos Serpent


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Three No-Cost Ways to Promote Your Law Firm's Website and Legal Blog
By Geri L. Dreiling, Esq.
"If you build it, he will come." That memorable line spurs Ray Kinsella to build a baseball field in the middle of a cornfield in the now-classic film Field of Dreams.
But building the field is only the beginning. Kinsella, played by Kevin Costner, then must drive halfway across the country to retrieve one of the film's main characters, writer Terence Mann, and another ballplayer, Archibald "Moonlight" Graham, and bring them back to the field of dreams.
"If you build it, clients will come," is often the marketing philosophy lawyers adopt when they discuss law firm websites or legal blogs. Attorney websites and blawgs are indeed important first steps in any legal marketing effort. Like the baseball field in the film, websites and blogs are ultimate destinations to which you hope to attract traffic.
But once you build an online presence, you still need to reach out to prospective clients to get them to come.
Here are three free ways in which you can extend a virtual hand and invite people into your space.
1. Find a legal blog or LinkedIn Group that covers your practice area outside your geographic location.
Whether you're a traffic lawyer, an attorney who handles DUIs or a divorce lawyer, you have colleagues in other states who are writing about their practices. Find a blawg that you think is well done and that has a writing style or approach that resonates with you. Subscribe to it and, when you read a post that you find compelling, leave a comment. You could discuss why you liked the post, explain how the law in your jurisdiction differs or add to the discussion.
By reaching out to attorneys in other jurisdiction, you can start setting building blocks for a referral relationship.
And because people with legal problems use the Internet to find the answers to their questions, they're not always going to limit their searches by location. In leaving a comment and noting your geographic location in the text, you might attract a new client who has also found his or her way to that blog during the information-gathering process. If the blog allows you to provide a link back to your own blog or website, it will be easy for the prospective client to get to you with just a click.
2. Find a blog or LinkedIn group that complements your practice and leave a comment.
Who are the outside experts you routinely turn to when working on a case? If you're a criminal defense lawyer, it might be DNA experts. Personal injury attorneys often work with forensic economists. Whatever your practice area, there are typically groups of professionals outside the legal profession to whom you turn for information, advice and even testimony.
Find out where they gather on the Internet. It might be a blog. It could be a LinkedIn Group. Follow the discussions and, when you read a post to which you have something relevant to add, write a comment.
As in the first suggestion, consistent efforts to reach out and share your expertise can go a long way toward building profitable relationships, strengthening your referral network and leading people back to your own website or blog.
3. Interact with a blog or LinkedIn Group that is not related to your practice but is centered on your geographic area.
Clients want a lawyer who is not only an expert but also someone they like. Why not try connecting with people in a different way — as a business owner, a parent balancing work and family, a community volunteer or a school alumnus?
Any lawyer who has attended a nonlegal function knows that it doesn't take long for people to find out that you're a lawyer, and soon the legal questions are coming fast and furious. The same holds true for the Internet. Visit places where there aren't many lawyers and you'll soon be labeled as "the lawyer" of the group.
Consistent, Steady Legal Marketing Outreach
Make it your goal of completing one step a week, and within a few months you'll see results. It will not only drive traffic to your website or blog but also help you forge new relationships and, ultimately, expand both your client base and the paths leading to your virtual door.
As Mann tells Kinsella in Field of Dreams: "Ray, people will come, Ray. They'll come to Iowa for reasons they can't even fathom. They'll turn up your driveway not knowing for sure why they're doing it."
If you're looking for more law firm marketing, legal public relations or content writing tips, subscribe to the Legal Media Matters email alerts: Get articles via e-mail
Finally, I can't conclude a post that touches on baseball without mentioning that Opening Day is almost here. Go Cards!


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Renderings of family and patient rooms at Penn Hospice at Rittenhouse
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PHILADELPHIA – Blending the comforts of home with first-class end-of-life care, Penn Hospice at Rittenhouse, a division of Wissahickon Hospice and part of the University of Pennsylvania Health System, will open its doors for terminally ill patients this week in Center City Philadelphia. The first inpatient hospice of its kind in the area, the facility offers 12 large, private rooms, a spa center, meditation area and panoramic views of the city. Patients will receive exemplary care from a specialized team of physicians, nurses, social workers, counselors and chaplains to manage pain symptoms and other physical, emotional and spiritual needs unique to patients in their final days. Families will be able to spend time with their loved ones 24 hours a day, and will have access to a family lounge with wireless internet, a dining room with full kitchen as well as respite and bereavement support.
Penn Hospice @ Rittenhouse
1800 Lombard Street
Philadelphia, PA 19146
Monday, November 17, 2008
Tours of the Penn Hospice at Rittenhouse will be available before and after the ribbon cutting.
Opening remarks (mult box available)
More information on Penn Hospice at Rittenhouse can be found at www.pennhealth.com/hospice.
Photos (click on thumbnails to download high-resolution versions):
All photos were taken by Gary Horn for UPHS.
PENN Medicine is a $3.6 billion enterprise dedicated to the related missions of medical education, biomedical research, and excellence in patient care. PENN Medicine consists of the University of Pennsylvania School of Medicine (founded in 1765 as the nation's first medical school) and the University of Pennsylvania Health System.
Penn's School of Medicine is currently ranked #4 in the nation in U.S.News & World Report's survey of top research-oriented medical schools; and, according to most recent data from the National Institutes of Health, received over $379 million in NIH research funds in the 2006 fiscal year. Supporting 1,700 fulltime faculty and 700 students, the School of Medicine is recognized worldwide for its superior education and training of the next generation of physician-scientists and leaders of academic medicine.
The University of Pennsylvania Health System (UPHS) includes its flagship hospital, the Hospital of the University of Pennsylvania, rated one of the nation's top ten "Honor Roll" hospitals by U.S.News & World Report; Pennsylvania Hospital, the nation's first hospital; and Penn Presbyterian Medical Center. In addition UPHS includes a primary-care provider network; a faculty practice plan; home care, hospice, and nursing home; three multispecialty satellite facilities; as well as the Penn Medicine Rittenhouse campus, which offers comprehensive inpatient rehabilitation facilities and outpatient services in multiple specialties.
Penn Medicine is one of the world's leading academic medical centers, dedicated to the related missions of medical education, biomedical research, and excellence in patient care. Penn Medicine consists of the Raymond and Ruth Perelman School of Medicine at the University of Pennsylvania (founded in 1765 as the nation's first medical school) and the University of Pennsylvania Health System, which together form a $6.7 billion enterprise.
The Perelman School of Medicine has been ranked among the top five medical schools in the United States for the past 20 years, according to U.S. News & World Report's survey of research-oriented medical schools. The School is consistently among the nation's top recipients of funding from the National Institutes of Health, with $392 million awarded in the 2016 fiscal year.
The University of Pennsylvania Health System's patient care facilities include: The Hospital of the University of Pennsylvania and Penn Presbyterian Medical Center -- which are recognized as one of the nation's top "Honor Roll" hospitals by U.S. News & World Report -- Chester County Hospital; Lancaster General Health; Penn Wissahickon Hospice; and Pennsylvania Hospital -- the nation's first hospital, founded in 1751. Additional affiliated inpatient care facilities and services throughout the Philadelphia region include Good Shepherd Penn Partners, a partnership between Good Shepherd Rehabilitation Network and Penn Medicine.
Penn Medicine is committed to improving lives and health through a variety of community-based programs and activities. In fiscal year 2016, Penn Medicine provided $393 million to benefit our community.
For Patients and the General Public:


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The short problem sets covers "Addition", "Subtraction", "Multiplication", "Remainder", "Order of Operation", "Fraction", "Fraction Compares", "Squares", and "Divisibility Rules". For each problem set, three levels of difficulties are available. MathTrick Trainer is a perfect tool to memorize the multiplication table, or to practice the the math trick and shortcuts you just aquired.
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COVER STORY: Reclaiming lost dollars
Starting to wonder if the only direction cash flows is out? Consider some expert advice for trimming costs in half a dozen areas.By Constance Gustke
Think like Ebenezer Scrooge. That's how vigorously some tightwad grocery retailers pinch pennies. "Every company has low-hanging fruit," says Frank Dell, president of DellMart & Co., a management consulting firm in Stamford, Conn. "It's normally found through rigorous process reviews." Take every expense item by item to see where costs can be wrung out, say experts.
"You've got to go after the whole thing," agrees Tom Jackson, president of the Ohio Grocers Association in Columbus. "There are savings here and savings there, and when it's put together you have a nice package." The trick is to avoid losing customers with service cuts.
Here are six places to begin.
1. Labor
Start with high-cost deli and meat counters. "These service counters have lots of hidden costs and additional manpower," says Don Stuart a partner at Cannondale Associates in Wilton, Conn. "Intensive waste and labor means they are deceivingly less profitable."
One penny-pinching antidote at meat counters, says Stuart, is using prepackaged beef. "It's the wave of the future," he says. And try using prepackaged goods in the deli, too. Outsourcing baking slashes manpower costs and saves on wasted food.
Employee turnover above 30 percent is chronic and costly. "It's one of the greatest costs any company will bear," says Jackson. He points to three culprits: poor hiring methods, poor new employee orientation, and poor training. Instead, give employees tools for success, he says, by teaching and coaching them. Create a training program on video or paper. As for hiring, Larry Miller, president of Trax Software, advocates using hiring and screening technology to make good choices; one example is online employment forms with filters for honesty and compatibility. "Weed out the potentially short-term employees," he says, "and you'll drive costs down."
Disciplined scheduling that matches employees to store traffic slices in-store labor costs. "Workers are usually in the store at the wrong time," says Bob Blattberg, director of the Center for Retail Management at Northwestern University. Efficient staffing eliminates costly overtime. Self-service checkout is another labor-saving option. "It's in its infancy and very well-received," says Stuart. "Consumers are much more accepting." The payoff is shaving up to 20 percent off labor costs, he says.
2. Out of stocks
The figures here are jolting. According to a study commissioned by the Grocery Manufacturers of America, out-of-stocks can reduce annual sales by 2.9 percent for the average supermarket. Why? The top 10 percent of the fastest-moving items account for 45 percent of all out-of-stock items.
One low-cost cure is relying on manufacturers to do more in-store work for you. To begin, set a specific goal, like a 95 percent on-shelf position. Then take it to manufacturers and say, "Let's figure out the best way to achieve those goals."
"Call your broker or hire additional retail reps so that in-store execution supports your plans and strategies," Stuart says. Measure where you are, find out the root cause, such as insufficient shelf inventory. Then put a plan into place; monitor the results with joint scorecards.
Pittsburgh-based Giant Eagle focuses on its 50 top-selling items. "We look at the movement data at cash registers in each store to forecast future need," says Robert Garrity, s.v.p. of information services. "Before, the process was manual and we didn't understand the [buying] patterns."
Someone must be in charge of faster-moving items, say experts. Prepare special tags for these items and set aside back-room locations for rapid replenishment between loads. "Give slow-moving items to a consolidated warehouse," adds Ken Harris, a partner at Cannondale Associates in Chicago. "And handle the fast-moving items directly."
Independents take about 7.1 weeks to get new products on the shelf, compared to 3.6 weeks for chain grocery stores, according to a speed-to-shelf study commissioned by Food Distributors International. The problem, says Brian Harris, chairman of the Partnering Group in Cincinnati, lies in having poor planograms, which can make a 7-percent difference in gross margins. You don't need whiz-bang software, he says, just good, old-fashioned discipline.
3. Unsaleables
The supply chain is usually the culprit here. The usual location: perishables. To squeeze waste, arrange deliveries close to packing time to prevent damaged perishables, suggests Trax's Miller. Prepackaged beef is optimally delivered within 14 days from the packing date; produce is sold within three days of receipt. To track perishables, Miller advocates code dating the cooler with a marking pen, designating the "5" for the fifth day.
Monitor known loss, says Miller. Proper ordering according to customer sales is important. "If you're getting three trucks a week," he says, "order more effectively truck to truck." And repack overstock so that it isn't damaged. Finally, don't buy perishables indiscriminately, such as ordering 20 cheap cases of meat that sit in coolers for a week. About 22 percent of meat shrink is thrown away, according to Miller.
Giant Eagle uses hand-held units to capture damaged goods data. That data is plowed back into forecasting and tracking models. "If there's a lot of damage from a process, we look at the root cause," says Garrity. "It may be damaged because one product was put under a pallet."
To speed stocking, Giant Eagle's three warehouses now have voice-directed order picking. Before, the company worked from lists that identified and slotted product. "It was a matching process," says Garrity, "and there was error." Now, he says, the chain catches cases mistakenly placed in the wrong spots since picking and order accuracy has risen. At the refrigerated meats warehouse in Butler, Pa., the number of mispicked cases has dropped by 88 percent.
The model, say experts, is Wal-Mart's famed just-in-time process. Work with suppliers so that the proper inventory--but no more--is on hand, says Neil Stern, a senior partner at McMillan Doolittle in Chicago. "The amount of capital tied up in inventory is often overlooked," he says. "The back end is most neglected in terms of cost." His counsel: Lean more heavily on suppliers.
4. Shrink
About 68 percent of all shrink is preventable, says Miller, "so shrink prevention is rising as a core operating priority." One chronic area ready for paring is cashier errors or fraud. They accounted for 35 percent of all shrink in 2002, compared to 26 percent the year before, while shoplifting sank. Dayton, Ohio-headquartered Lofino Food Stores is installing point-of-sale software in its 14 stores that reveals which cashiers have lots of voids and no-sales. "Anyone that varies is a red flag," says Joe Miller, loss prevention manager.
Product identification is also a real problem at cash registers, says Trax's Larry Miller. He estimates that it accounts for 20 percent of all produce shrink, because cashiers may manually punch in the wrong price. They also sometimes forget to look into shopping carts or under them. "All of this is trackable and catchable," he says. "Many companies aren't teaching people ways to prevent this loss."
Radio frequency identification is a relatively new way to prevent customer-caused shrink. "You can keep a better handle on what's walking out the door," says Stuart. Lofino electronically tags high-theft items like cosmetics and baby formula, a tactic that boosted one store's gross by 2 percent.
Fingerprinting customers who are cashing payroll checks for the first time also showed quick results. "We've had much fewer counterfeit payroll checks," says Joe Miller. Miller uses a reporting form that tracks shoplifting and is passed on to other stores. "We've caught several people that way," he says. As an incentive, Lofino Foods gives up to $50 to anyone who catches a thief.
5. Energy
Want to upgrade lighting and get paid for it? There are rebate dollars galore available for improving energy efficiency, says Dan Raftery, president of Prime Consulting Group in Bannockburn, Ill. Though most grocers are already retrofitted, he says, don't forget continuous improvements. "Even if your lighting system is two years old, you can qualify and reduce utility bills," he says. And since these programs expire, do it now.
Then there are new, innovative products. For example, John Puskar, a principal at CEV Consultants in Cleveland, recommends remote sensing heads or new fluorescent lighting called Biax that uses 40 percent less energy than metal halide fixtures. He suggests getting an energy audit, which many companies will do for no charge.
Want low-tech solutions? Outside the store, white roofing materials reflect light and heat, a good thing in the warm South, says Raftery. In the North, look for black materials to absorb light and heat.
Inside, conservation is key. Coolers aren't energy-efficient, so grates need cleaning; non-door coolers need clear air flow, so stockers shouldn't violate the load line. And anywhere there's frost or ice on the floor, you're losing money because cold is leaking in, says Puskar. Insulate all steam piping, valves, and flanges, which are often overlooked.
To lower overall costs, negotiate lower energy contracts. Most electric utilities offer special deals, say experts. To take advantage of them, make sure you understand all available rate schedules.
6. Insurance
Premiums soared over 30 percent last year and show no signs of slowing, according to experts. "The insurance marketplace is the perfect storm," says Tony Kamnikar, v.p. of sales and marketing at the Gleason Agency in Johnstown, Pa. A dreadful stock market and miscalculated reserves have pushed some insurance agencies over the edge. The result: Deep-pocketed insurers are charging more.
So how to save? In worker's compensation, says Kamnikar, there are three ways. Forming a doctors network that's pro-business is one. "Their goal is to treat people and get them back to work," he says. Second, employees collecting worker's comp should be given light duties.
And third, form a safety committee that scrutinizes working conditions in the store. The committee might recommend using safety gloves around slicers or showing back-room workers how to carry boxes. The most common hazards are cuts from boxes, slips, and back pains from lifting.
"But if you're a good operator," says Kamnikar, "you get categorized as a good risk." The payoff is slicing as much as 50 percent off worker's comp premiums.
In property and liability, the key is also prevention. Liability represents 80 percent of claims, property 20 percent. So the goal is limiting customer slips and falls. "Keep your store neat and clean," says Kamnikar. Some easy fixes: floor mats near entrances on rainy days, procedures for cleaning wet spills, and store interiors free of hazards.
"If you can prove reasonable care," says Kamnikar, "lots of claims are dismissed. To prove that, take hourly walks around the store and then document them."
Reassess property and casualty deductibles, he adds. "Everyone buys $1,000 in insurance deductibles," he says. "But I think the minimum might even be $10,000 since you don't usually need it."
At Lofino Food Stores, Joe Miller installed Gleason's Electronic Sweep Log Protection System. It records associates' walks around the store with a probe, where data is recorded. It's then downloaded into a computer that Gleason uses to tabulate data on all the stores. The result is that one Lofino store had only four insurance claims last year, compared to 20 in 2001. "Our stores are much cleaner," he adds, "and we build rapport with customers."
Miller's final counsel: "The key is taking an active approach."
Former PG senior editor Constance Gustke is a New York City-based freelance writer.


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Moving to a new home or apartment? There are so many things to think about when relocating – especially when it comes to telling your loved ones where they will be able to find you. Whether you are moving across the country, into the city, out to the suburbs, to farm country or just across the street, you will want to make sure everyone in your life can reach you. Show off your new digs in style with personalized moving announcements and moving cards from Shutterfly.
Wherever you are heading, have fun with the design of your cards. Maybe use the new location as the theme for your personalized moving announcement. With Shutterfly, anything is possible. Have you captured a great picture of your new place? Create a photo moving announcement to show it off.
We are betting that the people who know you well probably know you are moving and may even already know the destination. However, friends and even loved ones who you do not see often may have yet to hear the good news. Therefore, it is important that you include everyone in your moving announcement. Nobody likes to receive returned mail – not with the cost of stamps these days.
Custom moving announcements from Shutterfly come in a variety of great designs and sizes, depending on your budget and needs. You can include multiple pictures, colors and rows of text with different layouts and designs. Don't forget to include your new coordinates; a moving announcement without the new change of address may have a few people trying to figure out how to update their address books.
A great way to add a little extra flair to your moving announcements is to use customized address labels when you mail them. (Just make sure you use the new address!) Our personalized address labels help you put your unique stamp on just about everything. You can also seal the envelope with a customized self-inking rubber stamp.
There are so many things to keep track of when planning a move, even if you're moving just a short distance. Our comprehensive moving checklist is a step-by-step guide that can help you keep track of all the important tasks.
Relocation doesn't have to be all work—it's an exciting time, so have fun with it and have fun creating your one-of-a-kind moving announcements. Save one for yourself—it will make a great framed piece of art to hang up in your new home.
When the unpacking is finished, pull up a seat, relax and take a deep breath. Welcome home.