text:
Wednesday, August 17, 2011
Designer: Dior Bébé
My heart leaped a beat when I glanced at the first image you see now—literally leaped. Perhaps it was the space—the beautiful wood floors and decorative walls, or maybe the little girl, so sneaky (or curious perhaps?) and dressed in the prettiest of pink couture, or it could be the pure art direction alone—the tonality and depictions—that make these images look and feel so special...
Images: via Milk magazine, from Dior
21 comments:
Such a thought provoking post, Sarah!ReplyDelete
The surroundings are beautiful, but the looks on the faces of these precious children are priceless.
Thank you for sharing.
What gorgeous, gorgeous kids.ReplyDelete
Andrea x
These are so sweet!! They look like miniature grown-ups!ReplyDelete
So gorgeous, love all the little girls clothing :)ReplyDelete
Gorgeous photography, beautiful clothes and colours, adorable kids and an amazing location. All the ingredients for a great fall/winter campaign.ReplyDelete
Sarah this is exquisite! Love, love love! These kiddies are adorable xxReplyDelete
So precious! I love it.ReplyDelete
Much love,
What a gorgeous campaign. But not surprising from Dior!! I love those deep jewel tones!ReplyDelete
Teresa: agreed! They are too sweet...ReplyDelete
LOVE! These are all stunning and of course leave it to Dior to make me want children's clothing! Heart is definitely leaping...ReplyDelete
In awe once again, Sarah!
Just a Silhouette
Love! So elegantly posed but still not too mature..love the details...so perfect...as kids see the world.ReplyDelete
oh sarah! I adore this setting....and those clothes!!! so dreamy...ReplyDelete
out of this world pretty! The look on the children's faces is priceless.ReplyDelete
What an adorable shoot!ReplyDelete
completely understand the leap, it's a visual feast isn't it! oh how i wish that grey jacket was around when my guys were that size. Jádore Dior. xxReplyDelete
Jules: too cute, isn't it? xxReplyDelete
The boys' stuff is so cute.ReplyDelete
I think it is just adorable, so very gorgeous and cute.ReplyDelete
xxx DJ
Prêt à Porter P: Hello! I hope you are having a wonderful Summer. I have been meaning to stop by and say hello :) As for this post, the boys' is very cute indeed!ReplyDelete
oh soo beautiful! the little girl is sooo adorable!!! i love the first pic with the beautiful house and i agree with you, theReplyDelete
flooring is gorgeous, and her look is so mischievous in a cute way and i love the purple look with the cupcake too and the 2 matching in blue :) so pretty thanks for sharing!!


text:
Separatist, Para-military, Military,
Intelligence, and Political Organizations
Organizations Using the Internet
Jihadist groups not categorized elsewhere
Modified 24 April 2009
David Blankenhorn wrote a very good overview of the terminology of jihadi or jihadist [see Chicago Tribune, 16 Feb 2003, section 2, pp 1, 3, 4] showing that those labeling themselves as jihadi are "a minority of a minority of a minority", a statistically insignificant fraction of Muslims:
- A Muslim is an adherent of the religion of Islam — the word Muslim literally refers to a surrenduring to the will of God.
- A small minority of Muslims are Islamists, meaning that they view Islam as an idealized model of political and legal systems, and want Islam as a national religion.
- A small minority of the Islamists, a minority that itself is divided into several ununified factions, are Salafists, meaning Revivalists, that look to an unchanged model of Islamic law and practice based on the experiences of the Prophet Muhammed. The Salafists are split into so many factions because of disagreement over just what the historical model should be.
- Among the Salafists, a very small fraction call themselves Jihadis, and feel that violence is justified in the establishment of the Salafist ideal. Jihad is a classical Islamic term with multiple meanings, and this is a misuse of its primary meaning.
- Among the Jihadis, only a few are also Takfiris, who believe that violence is justified against all non-Jihadis, even other Muslims. Osama bin Ladin, al-Qaeda, and their allies are Takfiris.
The following pages are generally pro-violence and anti-western, many are all in Arabic or otherwise difficult to impossible for me to categorize. Many were found by following links in lists found at overtly pro-al-Qaeda pages.
Quite likely most belong in some other category, but I'm not sure where to file them... Can anyone help?
- Al Mansurah — http://www.almansurah.com/
- Jihan Unspun — Seems to support bin Ladin, al-Qaeda, Khattab, and others: http://www.jihadunspun.net/
Maktab al-Jihad —
http://www.maktab-al-jihad.com/ .
The entry page says,
"OBL Crew" apparently refers to Osama
Bin Ladin.
Google suggests:
- These seem to just be the Maktab al-Jihad page again: http://www.clix.to/oblcrew and http://www.oblcrew.tk/
- A Jihadist group hosted by Microsoft: http://groups.msn.com/OBLCrew
- http://oblcrew786.jeeran.com/
- "Jihadonline" apparently refers to jihadonline.org, previously a Palestinian pro-jihad page, now owned by some web-hosting organization.
- Sheik Abu Hamza and the Brothers of SOS (Supporters of Sharia) would be a London-based Al Qaeda supporter. See here for details
- "OBL Crew" apparently refers to Osama Bin Ladin. Google suggests:
- Al-Mukmin Islamic boarding school — Also known as Pesantren Al-Mukmin and Pondok Ngruki, in a suburb of Surakarta, Central Java, many people linked to the school have been implicated in a series of terrorist attacks. Formerly on the net, see the Wikipedia page for background.
- http://www.muslimthai.com/jehad-online/index.php — the same server was hosting the Taliban Online site in Jan 2003
- Al-Jihad-I-Islami — http://www.aljihad.tk/
- http://www.khayma.com/islamic_block/
- http://www.azfalrasas.com/
- http://aloqla.com/mag/index.php/
- http://www.abubaseer.com/
- http://forum.qassam.net/
- http://www.qassam.net/
- http://www.cybcity.com/azzamjihad/
- http://www.cybcity.com/mnzmas/
- http://salafi.net/
- http://www.h-alali.net/
- http://www.islamway.com/
- http://www.attawhid.com/
- http://www.forsan.net/
- http://islamtoday.net/
- http://www.7azm.net/
Intro Page Cybersecurity Home Page

subset: commoncrawl


text:
|Home | About | Journals | Submit | Contact Us | Français
The Nanotechnology Risk Assessment Working Group in the Center for Drug Evaluation and Research (CDER) within the United States Food and Drug Administration was established to assess the possible impact of nanotechnology on drug products. The group is in the process of performing risk assessment and management exercises. The task of the working group is to identify areas where CDER may need to optimize its review practices and to develop standards to ensure review consistency for drug applications that may involve the application of nanotechnology. The working group already performed risk management exercises evaluating the potential risks from administering nanomaterial active pharmaceutical ingredients (API) or nanomaterial excipients by various routes of administration. This publication outlines the risk assessment and management process used by the working group, using nanomaterial API by the oral route of administration as an example.
Nanotechnology is currently being applied in the pharmaceutical industry as a means of developing innovative products, including novel dosage forms, complex delivery systems, and targeted therapies (1,2). The use of nanotechnology in pharmaceuticals by industry may result in drugs with improved performance, increased stability, and increased efficacy and consumer compliance (3–5). The United States Food and Drug Administration (USFDA) has a strong interest in contributing to the improvement of product development, including performance, safety, and quality, while ensuring that possible risks to any of the latter are minimized.
In June 2011, the USFDA issued a Draft Guidance to articulate the principles that could be used to consider whether a product contains nanomaterials (6). The considerations listed in the Draft Guidance, while not constituting a formal definition, are related to the likelihood that a product might exhibit properties that might ultimately raise questions about safety, efficacy, quality, or public health impact and in turn require USFDA to revisit its review practices.
In an effort to better understand the ramifications or risks involved with using nanomaterials, USFDA has taken several approaches to better understand how nanomaterials are used in regulated products. As a first step, an internal database of submitted and approved drugs containing nanoscale materials was created, in order to better understand the landscape of products that Center for Drug Evaluation and Research (CDER) was reviewing (7). The next step was to evaluate what might be the possible effects of the nanomaterials on pharmaceutical product development and use in the future. To this end, CDER initiated the risk assessment exercise that is described in this manuscript.
In 2010, CDER issued a Manual of Policy and Procedure (MAPP) 5015.9 called "Reporting Format for Nanotechnology-Related Information in CMC Review (8)." In this MAPP, information is provided to CDER chemistry, manufacturing, and controls (CMC) reviewers on how to consistently capture relevant information from submissions for products that contain materials in the nanoscale for the purposes of database construction. To that end, CMC reviewers in CDER were directed in the MAPP, to collect information on all products with dimensions below 1,000 nm (excluding dissolved molecular entities and biologics). While there is no official FDA definition of nanotechnology, for the purposes of the MAPP, the dimension of 1,000 nm was used by CDER to broadly establish some means to help reviewers identify products for which nanotechnology-relevant data should be collected. The collected information (such as particle size, size distribution, etc.) was and continues to be collated and analyzed in a database, for the purpose of understanding the quality and safety characteristics of drugs that may contain nanomaterials. The goal of the database analysis is to ultimately identify possible trends and generalizations that may help in the review approach for applications containing nanomaterials. A preliminary analysis of particle size information collected in CMC reviews of CDER-regulated drugs was presented at the August 9, 2012 meeting of the advisory committee of the Office of Pharmaceutical Science and Clinical Pharmacology (7).
In order to ensure that CDER could better understand possible effects of using nanomaterials in pharmaceuticals, both from a development and manufacturing standpoint, the Nanotechnology Risk Assessment Working Group was established in 2011. This group is comprised of a multidisciplinary team responsible for conducting assessments of possible risks associated with the application of nanotechnology in the development and manufacturing of drug products. The risk assessment working group is identifying those areas where CDER's current review processes related to evaluating product safety and quality could be optimized to specifically address considerations associated with nanotechnology product characteristics. The working group has two main goals:
The current regulatory requirements in CDER are robust and have successfully been applied to the evaluation of novel therapies that contain nanomaterials. The intent of the present risk assessment exercise is to comprehensively evaluate how review practices for products containing nanoscale materials could be optimized. The importance of better understanding the potential impact of nanotechnology on drug products was reiterated in the recently passed Food and Drug Administration Safety and Innovation Act (lS.3187, signed July 10, 2012). In the current risk assessment exercise, emphasis is being placed on the review of product quality, although nonclinical safety evaluation has also been addressed. The information that the risk assessment exercise is generating will help CDER continue to ensure the safety, efficacy, and quality of drugs, including those drug products containing nanomaterials, while keeping in mind the benefits of scientific advances in drug development.
The following section describes the strategy used by the nanotechnology risk assessment working group to look at the factors that may result in potential risks to quality, efficacy, and safety, when using nanomaterials in the development and manufacturing of pharmaceutical products. According to ICH Q9, risk management is comprised of risk assessment (identification, analysis, and evaluation), risk control (reduction and acceptance), and risk review (continuous evaluation and adjustment) (9). Some applications which contain elements of quality by design have included the risk management tools delineated in the ICH Q9 (10). In addition, risk-based strategies are increasingly being applied to the development of products containing nanotechnology (11,12).
A flowchart for the risk assessment exercise undertaken by CDER is presented in Fig. 1. The first step in the risk assessment process was to form a multidisciplinary team of experts in CDER from regulatory, policy, and research components within the organization. The nanotechnology risk assessment working group used traditional risk assessment tools and developed a strategy that is a combination of Ishikawa diagrams (for identification and categorization of potential risk) and risk management tables for the description and analysis of current risk management approaches used in CDER. In the context of this risk assessment exercise, a hazard or potential risk factor was defined as something that may potentially impact quality, safety, and/or efficacy of the product, as a result of particle size change of the active pharmaceutical ingredients (API). Additional CDER experts were brought into discussions by the working group as needed.
Common routes of administration were used to organize the risk assessment exercise. The following routes of administration were selected: oral, dermal (topical and transdermal), inhalation, and parenteral. Both API and excipients were evaluated. Once potential risks were identified, risk management tables were completed. The results were analyzed to develop and prioritize recommendations.
The working group's approach involved the use of Ishikawa (fishbone) diagrams as the tool to help identify factors, causes, or sources of variation that might lead to a specific result in a product or process. More specifically, as noted in ICH Q8(R2), Ishikawa diagrams identify "potential variables that can have an impact on the desired quality attribute" of a drug product. Ishikawa diagrams are a useful tool for providing an inventory of significant factors in a process and for identifying relationships among these factors (13).
For the risk assessment strategy involving pharmaceuticals containing nanomaterials, the working group has developed Ishikawa diagrams that identify potential risks to quality, safety, and efficacy that should be addressed in the regulatory review process. For example, for the oral route of administration, five phases of the drug product were selected for specific analysis: (1) product manufacture, (2) ingestion and dissolution, (3) absorption and distribution for particles not intended for absorption or (4) absorption and distribution of particles intended for absorption, and (5) elimination. Figure 2 shows the five phases for the oral route of administration used to organize the Ishikawa diagrams.
Figure 3 provides an example of a representative Ishikawa diagram for orally administered drugs, in order to highlight CDER's approach to the risk assessment exercise. The diagram represents risks to quality, safety, and efficacy at the ingestion and dissolution phase for orally administered drugs that have a change in API particle size.
For the absorption and distribution Ishikawa diagrams (phases 3 and 4), there were two main scenarios considered: one in which the API is intended for absorption (phase 3 or systemic delivery) and one when it is not intended for absorption (phase 4 or locally acting). Because these two scenarios were considered to have different risk profiles, they were treated independently. The risk assessment approach for particles meant for absorption (i.e., systemic delivery) focused on potential risk factors related to pharmacokinetic changes, such as differences in the rate and extent of absorption, caused by a change in particle size. On the other hand, for changes to nano-sized particles not intended for absorption (i.e., locally acting), potential risk factors resulting from a locally acting API were considered, such as a change in absorption.
The example selected in this paper is not meant to be a comprehensive depiction of the risk assessment process. Rather, it is intended to provide a framework for how CDER approached this risk assessment exercise. To illustrate the approach, the following section describes how to read the Ishikawa diagram shown in Fig. 3. The head of the Ishikawa diagram typically represents the desired attribute, which, in the case of the selected example, corresponds to quality, safety, and efficacy, when considering ingestion and dissolution of an orally administered drug that is not locally acting. The caption boxes at the top and bottom of the diagrams represent related categories or factors that impact the quality, safety, and efficacy of the product. The arrows pointing directly to these categories are primary causes or factors, and the branching arrows depict secondary causes or factors. For example, in Fig. 3, the box "Analytical methods," corresponds to a potential risk category. The possibility of inadequate "dissolution/release rate" and "particle sizing" methods are identified as factors that may impact the evaluation of quality, safety, and efficacy. Similarly, within the box "Particle dissolution rate," particle aggregation is a factor that could ultimately impact the quality, safety, and efficacy of the drug product containing nano-sized APIs (during ingestion and dissolution).
Ishikawa diagrams serve as visual shorthand for representing potential harms to quality, safety, and efficacy and the relationship of these possible harms to each other. It is important to note that the identification of potential risks in an Ishikawa diagram is meant to be qualitative, and that no quantification of severity or probability has been given to these potential risk factors. Such an analysis would be product specific. Note that some of the potential risk factors identified on the diagrams appear not to be unique to products containing nanomaterials, as some potential risks identified may be generally applicable to any change in physical properties of a drug substance. However, these potential risks were identified and analyzed because they were considered to be relevant to materials that undergo a change in particle size. Also, the graphical representation does not always capture the complex relationships between the factors and the implications on their review practices. Therefore, a second tool was applied to analyze the potential risk factors and to capture the adequacy of current review practices as applied to drugs that involve the application of nanotechnology
Following the development of each Ishikawa diagram, a risk management table was created, in order to describe and analyze the review practices currently used to address the potential risks identified. An example of a risk management table is presented in Table I for illustration purposes. For each risk category, the following questions were addressed by the working group and reported in separate columns of the risk management table:
Since current review practices may differ for the various types of drug submissions, when addressing a potential risk factor in the risk management table, the working group considered different submission types, such as 501(b)(1), 505(b)(2), and 505(j) (14–16). In addition, the group also considered the scenario where a change might occur after the major clinical safety and efficacy studies are completed. In this case, the group considered the situation where changes could occur to the size of an API, both after phase 3 clinical testing but before approval as well as post-approval for an already approved application.
The described CDER risk assessment exercise indicates that, in most cases, current review practices are adequate for evaluating nano-sized APIs, if the sponsor undertakes the appropriate studies early in the development process. However, if the change in particle size occurs after phase 3 testing, or involves an abbreviated new drug application, the working group identified areas where CDER can develop appropriate review processes and clarify the applicable policies. The working group also identified areas for educational opportunities for reviewers, with the goal of ensuring consistency throughout the review process.
While final recommendations are pending the completion of the risk management exercise, several key points have emerged. In general, the group has identified four areas where improvements could be made. These include: (1) improvements in analytical methods to characterize nanomaterials and reviewer training on these methods; (2) better understanding of how particle size change can affect product performance, including product quality; (3) additional need for clarification of policy in some situations where safety testing is typically not required or where there may be unintended exposure; and (4) development of nanotechnology-related educational opportunities for review staff. The four areas highlighted above are currently being addressed by both review and research staff within CDER. However, within the agency, in all the various centers, similar activities are ongoing, focusing on those areas that are of particular need to individual centers.
This paper describes the approach undertaken by CDER's Nanotechnology Risk Assessment Working Group, in developing a framework for identifying potential risks associated with the use of nanomaterials in drug products. The tools used by CDER in performing the risk assessment exercise are described, using as an example the oral route of administration. The working group is carrying out similar exercises for a number of routes of administration, excipients, and drugs that fall under the over-the-counter monograph system. It is expected that these exercises will lead to future discussions between stakeholders and CDER staff to develop a common understanding of nanotechnology-related product development and product review that will ensure product quality, safety, and efficacy.
The authors would like to thank the following for their assistance in this exercise: Edward Bashaw, Scott Furness, Narayan Nair, Marie Angeline O'Shea, Arlene Solbeck, Reynold Tan, Douglas Throckmorton, and Helen Winkle.
The findings and conclusions in this article have not been formally disseminated by the USFDA and should not be construed to represent any USFDA determination or policy. The mention of commercial products, their sources, or their use in connection with material reported herein is not to be construed as either an actual or implied endorsement of such products by the Department of Health and Human Services.
The authors are employed by the US Food and Drug Administration. The authors do not declare any other conflict of interest.
The findings and conclusions in this article have not been formally disseminated by the USFDA and should not be construed to represent any USFDA determination or policy. The mention of commercial products, their sources, or their use in connection with material reported herein is not to be construed as either an actual or implied endorsement of such products by the Department of Health and Human Services.
PubMed Central Canada is a service of the Canadian Institutes of Health Research (CIHR) working in partnership with the National Research Council's national science library in cooperation with the National Center for Biotechnology Information at the U.S. National Library of Medicine(NCBI/NLM). It includes content provided to the PubMed Central International archive by participating publishers.


text: About Hungry House Ordering your favourite takeaway has never been easier! Enter postcode, choose menu, click to order... then all there is left to do is sit back and enjoy your evening whilst Hungry House take care of the rest of it! Covering all of the biggest urban areas in the UK and over 8000 menus, Hungry House brings you every type of takeaway including Chinese, Indian, Pizza, Thai, Sushi and so much more!


text:
By Paul Wiseman, USA TODAY
Cattaraugus County Bank doesn't exactly cruise in the fast lane of global finance. Two of its branches have hitching posts where Amish customers can tie up horse-drawn buggies.
"I don't like picking up the paper and reading about fat cat bankers," says bank President Salvatore Marranca. "I am not one of those."
CORPORATE PULSE: Executive Suite front page
RECOVERY WATCH: Tracking the economy; see VIDEO
Marranca never dabbled in derivatives, never made speculative loans on strip malls and condo developments, never steered starry-eyed home buyers into McMansions they couldn't afford, never cashed a multimillion-dollar bonus check. Yet, there he was, a couple of weeks ago, wiring $771,000 — more than the bank's after-tax earnings last year — to Washington, D.C., to help patch up the leaky federal fund that protects depositors when bad banks fail.
"We're paying for the sins of others," Marranca says. Like other banks across the country, Cattaraugus County Bank had to pay the next three years' worth of premiums in advance to keep the deposit insurance fund afloat after 140 banks failed in 2009.
The financial system has begun to recover from the worst crisis since the 1930s. But the scars still run deep. And the collateral damage has reached hamlets such as Little Valley in the hills of southwestern New York, where Cattaraugus County Bank has been making mortgages and writing loans to Main Street businesses for 108 years.
Even as banks report improved financial results for the fourth quarter of 2009, they continue to struggle to rid themselves of bad old loans and to make good new ones.
Critics worry that big banks are bigger and potentially more destabilizing than ever and are using their access to low-cost capital to make risky trading bets on currencies, commodities, stocks and bonds instead of making traditional loans.
"This is not a healthy combination," says former Goldman Sachs executive Nomi Prins. "They're making money from risky trades and losing money in their core lending business." Prins is co-author of a report out this week from the Demos think tank, showing that through the third quarter of last year, big banks are increasingly reliant on trading revenue and are taking on more risk in their investment portfolios.
Signs of strength
By many measures, the financial system is looking stronger. Earnings are recovering. JPMorgan Chase, for instance, last week reported that fourth-quarter earnings rose nearly fivefold, to $3.3 billion.
Banks' defenses against bad debts — capital and loan-loss reserves — are stronger. Citigroup this week said that it had stockpiled $104.6 billion in so-called Tier One Common capital — the first bulwark against loan losses — at the end of 2009, up from $22.9 billion a year earlier. Since early last year, bank shares have enjoyed a breathtaking rally in the stock market. And banks have repaid most of the money taxpayers gave them under the $700 billion Troubled Assets Relief Program (TARP) to restore calm to financial markets frozen in fear.
"There's no doubt that the banking system is healthier than it was a year ago," Herbert Allison Jr., assistant Treasury secretary for financial stability, says in an interview. "They're in a much stronger position than they were when the crisis was unfolding."
Banks earned back investor confidence after passing the Treasury Department's "stress test" financial checkups last spring. That allowed them to go into the marketplace and raise $89.5 billion in common equity last year, up from $55.5 billion in 2008 and $8.3 billion in 2007, according to SNL Financial. The restoration of calm is reflected in the gyrations of the "TED spread" which measures the gap between the interest rates on interbank loans and rates on super-safe Treasury bills. At the height of the panic in October 2008, the TED spread widened to 4.65 percentage points, nearly 12 times larger than in ordinary times. These days, the spread is running around a quarter of a percentage point — a sign of renewed confidence in banks and in the government's resolve to keep the financial system from going under.
Even so, the banking comeback has been mostly tepid so far. "We're in a recovery," says William Isaac, chairman of the consulting firm LECG Global Financial Services and former head of the Federal Deposit Insurance Corp. "It's just not a very strong recovery yet."
There are plenty of signs that things are not back to normal:
•Banks are still heavily dependent on government largesse. Christopher Whalen, managing director of the research firm Institutional Risk Analytics, says big bank profits "are almost entirely due to government subsidies."
True, banks have paid back most of their share of TARP money. But they continue to hold $313 billion in low-interest loans made possible because the government guaranteed their debt under the Temporary Liquidity Guarantee Program. Through Dec. 31, the government had committed to pay loan servicers, including subsidiaries of Citigroup, JPMorgan Chase and Bank of America, more than $35.5 billion under the Home Affordable Modification Program, or HAMP, to share the cost of helping struggling homeowners keep their houses.
And the Federal Reserve last year announced a program to buy $1.25 trillion in mortgage-backed securities, supporting the weak housing market and propping up the value of banks' mortgage-related assets. The purchases are supposed to wind down by March 31.
•Bad loans still menace bank balance sheets. Citigroup this week said it set aside $8.2 billion last quarter to cover loan losses. During the third quarter of last year, non-current loans rose across the industry to the highest level on record, according to the Federal Deposit Insurance Corp.; fourth-quarter numbers aren't yet available for the entire banking system.
As banks continue to clean up bad loans from the residential real estate collapse, they face a new threat from a crumbling commercial real estate market. Office buildings are going empty, and retailers are struggling to pay rents in the worst economy in decades.
In a speech Wednesday, Sheila Bair, chairman of the FDIC, said commercial real estate prices have fallen 40% since autumn 2007, even more than housing prices. Non-current commercial real estate loans have climbed 250% in the past year to $44.8 billion, she said, and are likely to go higher.
The research firm Real Estate Econometrics expects defaults on commercial mortgages to rise from 4% last year to 5.2% in 2010 and 5.3% in 2011. And toxic commercial mortgages can be lethal to banks: Real Estate Econometrics studied 33 of last year's bank failures and concluded that bad commercial real estate or construction loans were "a significant factor in each case," says Sam Chandan, president of Real Estate Econometrics. Treasury's Allison is confident, however, that most banks have raised enough capital to absorb a blow in commercial real estate.
Banks that were already seen as too big to fail are even bigger in the wake of crisis, swollen after consuming smaller competitors weakened by the housing collapse. Their size and complexity raise the risk of future bailouts and make it tougher for smaller banks to compete.
The five biggest banks have doubled their share of nationwide deposits to 40% since 1998 and have increased their share of nationwide banking assets to 48% from 26% a decade ago, according to the Demos report. Bair has said that the 2008 bank bailout and other government actions have signaled an explicit guarantee to prevent the very biggest financial institutions from failing.
"It puts us at a disadvantage," says Mike Menzies, president of tiny Easton Bank and Trust on Maryland's Eastern Shore. "Investors know a megabank can't fail." So big banks pay less to borrow or to raise capital than smaller banks do. The Center for Economic and Policy Research last year estimated that the lower funding costs provide the 18 biggest banks a subsidy worth up to $34.1 billion a year.
•Banks aren't making new loans. Banks' overall loans fell 7% in December from a year earlier, and their business loans dropped almost 17%, according to the Federal Reserve. Walter Todd, co-chief investment officers at Greenwood Capital Associates, says banks are missing an opportunity to take advantage of the wide gap — the yield curve — between the low short-term rates they pay for deposits and other funding and the higher rates they charge on longer-term loans, mortgages and credit cards.
"If you look at the yield curve environment, this should be a very lucrative period for banks," he says.
Depending on customers
Bankers say they'd make good loans if they could. But borrowers these days are more interested in slashing debts and tightening their budgets.
"A bank is only as good as its customers," says Dick Evans, CEO of Cullen/Frost Bankers in Texas. "Our customers don't want to borrow money because there's so much uncertainty about the economy."
Bankers also say they're getting mixed messages from government regulators. They're being told to make loans to help the economy — and being ordered to stockpile more money as capital. "The government is speaking out of both sides of their mouth," says Greenwood Capital's Todd.
Evans also says bankers are worried about regulatory reform legislation pending in Congress that potentially would crack down on derivatives trading, establish an orderly process to shut down big troubled financial institutions, and create an agency to protect consumers from predatory lending and other financial abuses.
"I would drop it," Evans says. "It's not going to accomplish anything. There are plenty of good laws on the books. Let's enforce the laws that we have."
At Treasury, Allison is frustrated that bankers oppose reform legislation designed to prevent a repeat of the financial meltdown. "There's a tendency to forget what's just happened," he says. "It's troubling."
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


text:
In my expanding search for a decent lunch in the East 50s, I headed over to 1st Avenue and was amazed to find Columbus Bakery (somewhere between 54th and 52nd).
They've done a pretty good job of recreating the place, down to the tile mosaic exterior (which was surprising since that was a design leftover from the restaurant that the bakery replaced). They've got also a nice little garden out back.
The crowd however, is entirely different, probably more likely to go to Columbus, Ohio than to the West Side. Not a baby carriage, lap top, or artistic-type in sight.
While the food wasn't amazing (somewhat soggy portobello/veggie sandwich with much more squash than mushroom), the chocolate chip cookie was. Huge, nice balance between crispy and chewy, big hunks of walnuts, hint of brown sugar. Definitely worth the trek.


text:
Raloxifene doesn't hike breast density
Dense breast tissue can obscure abnormal growths, making it harder for physicians to analyze mammograms. According to two new studies, hormone-replacement therapy that includes estrogen can make breast tissue more dense, while the use of raloxifene, an estrogen-replacement drug, does not.
Researchers at the Group Health Cooperative of Puget Sound in Seattle analyzed pairs of density readings, taken 2 years apart, from 5,212 postmenopausal women. Those who had started taking estrogen and progesterone between the mammograms were more than twice as likely to show a significant rise in density as were women not using hormone therapy.
Those who stopped taking hormones between mammograms were nearly twice as likely as nonusers to show a drop in density. The results appear in the Jan. 10, 2001 Journal of the American Medical Association.


text:
Get a shipping estimateZip Code:
- Description
- View Full Specifications
- Year:
- 1999
- Length:
- 38'
- Engine/Fuel Type:
- Twin / diesel
- Located In:
- Tiverton, RI
- Hull Material:
- Fiberglass
- 76318-2962916
- Last Listed Price:
- Sold
One of a kind legendary Ted Hood design.
Very well maintained by an experienced owner, continuously updated she shows extremely well.
The owner is motivated and ready to move on, this is a great opportunity to move up to a Little Harbor.
- Re-powered with Yanmar 6LY3-STP 440-hp diesels.
- Hamilton 291 WaterJets
- Deep red Awlgrip
- Joy stick control
- Latest Raymarine electronics
Please contact Rich Feinen at (978) 660-1213
Additional Specs, Equipment and Information:
Designer: Ted Hood Design Group
Hull Shape: Deep Vee
LOA: 38 ft 0 in
Beam: 12 ft 6 in
Maximum Draft: 1 ft 10 in
Headroom: 6 ft 3 in
Deadrise: 17 ° at Transom
Dry Weight: 18000 lbs
Total Power: 880 HP
Engine 1:
Engine Brand: Yanmar
Year Built: 2009
Engine Model: 6LY3-STP
Engine Type: Inboard
Engine/Fuel Type: Diesel
Location: Port
Engine Hours: 975
Drive Type: Jet Drive
Engine Power: 440 HP
Engine 2:
Engine Brand: Yanmar
Year Built: 2009
Engine Model: 6LY3-STP
Engine Type: Inboard
Engine/Fuel Type: Diesel
Location: Starboard
Engine Hours: 975
Drive Type: Jet Drive
Engine Power: 440 HP
Cruising Speed: 33 mph
Maximum Speed: 39 mph
Fresh Water Tanks: (100 Gallons)
Fuel Tanks: (300 Gallons)
Holding Tanks: (40 Gallons)
- Solid cherry trim
- Varnished teak and holly cabin sole with satin finish
- MarineAir 12,000 BTU air conditioner - outlet below and on helm deck
- V-berth with filler
- Cedar lined hanging lockers
- Opening hatch and ports
- Starboard side setee w/Ultra-Leather upholstery
- Galley to port
- Port side head with en-suite shower
- Raritan marine toilet w/Tank Watch
- SS sink
- Corian counter tops
- Formica bulkheads and Corian counter-tops
- Norcold 110/12-volt refrigerator
- Kenyon 2-burner electric stovetop
- Panasonic Microwave oven - built-in with shelf
- Stainless steel sink
- Hard top with half-tower and upper steering station
- Deep Red Awlgrip
- Tan non-skid Gelcoat deck
- Double Awlgrip white boot stripes
- Red bottom
- Awlgrip gold molded cove stripe
- Powder-coated aluminum frame triple window windshield
- Swim platform - Fiberglass nonskid swim platform with retractable stainless ladder
- Guest spotlight with remote
- Lewmar windlass
- Bruce 33 lb anchor with chain and rode
- Hot & Cold cockpit shower
- Raymarine ED424HD 4KW radar (2013)
- Raymarine E-127 Hybridtouch plotter (2013)
- Raytheon ST6000+ Autopilot with rudder angle indicator
- Raytheon ST60 Tridata depth and speed monitors
- KVH Azimuth 1000 Electronic Compass
- Standard Horizon VHF with Ram mic
- (3) Additional compasses
- Alpine CD player w/6 CD changer
- Alpine and Bose speakers
Engine/Mechanical Equipment
- Twin Yanmar 440-hp diesel engines (installed new 2009)
- Twin Hamilton 291 WaterJet drives (totally rebuilt 2013)
- Control Engineering JetStick steering at upper and lower helm stations (installed 2013)
- Vetus 12 VDC bow thruster - integrated with JetStick controls
- Isolation engine mounts
- WhisperJet sound barrier (ultrasonic insulation around engine boxes, muffler wraps and gaskets on all openings)
- Teleflex throttle/clutch controls
- Hydraulic steering
- Bronze raw water strainers
- Racor fuel filters/separators
- Reverso automatic oil change system
- Engine room blowers with FRP/plastic vents on deck
- MarineAir 12,000 BTU air conditioner - outlet below and on helm deck
- Cabin heater plumbed from starboard engine
- Automatic Fireboy halon 15# fire control system
- Holding tank monitor gauge
- (3) 12V bilge pumps with automatic switches
- (2) Fuel tanks, 150-gallon welded aluminum
- (2) Fire extinguishers, 3-b
- Impressed anti-corrosion system
- 6-gallon stainless steel hot water tank with 110v element and heat exchanger
- Bennett trim tabs and indicators
- Fireboy halon automatic fire extinguisher in engine room
- Highwater alarm
- Lewmar windlass remote
- (2) Manual bilge pump switches
- (2) Helm position indicators
- Fuel gauges viewable at filler openings
Lower/Upper Helm
- Totally enclosed and climate controlled
- Teleflex throttle/shift controls
- Yanmar 5601i digital multi-function gauge/alarm panels for both engines (at both stations)
- Control Engineering Joy Stick control
- Pompanette helm seat
- Pompanette navigator seat
- Norcold refrigerator
- Settee and Table
- Factory Installed Upper Helm
- Joy stick
- Full-feature accessibility to all electronics through Bluetooth connectivity to the Raymarine E127 HybridTouch plotter and HD24 color radar
Visit Website
Email Us
Please enter a valid name!
Please enter a valid email address!
RE: Little Harbor WhisperJet 38, Tiverton, RI
Message cannot be empty!


text:
Details & Care
Zippy stripes and modern color blocking lend statement-making style to a vibrant, short-sleeved golf polo fashioned with moisture-wicking dryCELL™ technology.
- Approx. length from shoulder: 29".
- Measurement taken from size Medium and may vary by size.
- Classic polo hem.
- Polyester; machine wash.
- By PUMA GOLF; imported.
- Men's Sportswear.
- Item #643615


text:
- Sold for: Start Free Trial or Sign In to see what it's worth.
- Item Category: -
- Source: eBay
- Sold Date: Mar 20, 2007
- Channel: Auction House
This auction is for aBRAND NEW SWAROVSKI TOASTING FLUTES (SET OF 2) These elegant flutes are simply....breathtaking! A perfect gift for a bridal shower, anniversary or any occasion! The base is full of facets and the stems full of cut Swarovski crystal. Item # 255678 Retails for $375. Your last chance to obtain these beautiful flutes at this price! They are BRAND NEW in their ORIGINAL BOX with CERTIFICATE. Buyer to pay $15.99 for Shipping (within the USA). We would be happy to combine shipments to save you money! Please feel free to contact us with any questions you may have. Check out all of other auctions. Bid with confidence & good luck!


text:
A view of the starting point of Brewer's trail system. The trail will begin at the Joshua Chamberlain Bridge by the Muddy Rudder and head downriver to Hardy Street. But future plans will build a trail running almost the entire length of Brewer's river frontage, and eventually encircle the entire city. Before this project began, the city did a $4 million shore-stabilization project to stop rampant erosion of the riverbanks.
This entry was posted on Friday, January 27th, 2012 at 2:16 pm and is filed under .
You can follow any responses to this entry through the RSS 2.0 feed.
You can skip to the end and leave a response. Pinging is currently not allowed.


text:
1 July 2009,
London, South Kensington
Price realised GBP 500
The Sex Pistols
A fanzine Anarchy In The UK, 1976, issue number one, designed by Jamie Reid, Sophie Richmond and Vivienne Westwood, published by Glitterbest Ltd, printed by Zigzag, the front cover illustrated with a photograph of Sue Catwoman, the inside featuring black and white photographs by Ray Stevenson of the Sex Pistols' trip to Paris, September, 1976, their first appearance at the 100 Club, 30th March, 1976 and various Punk characters including Rat Scabies, Debbie Wilson, Linda Ashby, Simon Barker and Sue Catwoman -- 17x12in. (45x31.8cm.)
New York +1 212 636 2000
London +44 (0)20 7839 9060
Hong Kong +852 2760 1766
Shanghai +86 21 6355 1766
Special Notice
No VAT will be charged on the hammer price, but VAT at 15% will be added to the buyer's premium which is invoiced on a VAT inclusive basis.
From Yves Saint Laurent in Paris to David Hockney in New York, the must-see shows for the second half of 2017
Exceptional pieces offered in the second half of 2017 in Paris, New York and Geneva


text:
Printed back t-shirt by Costalamel
19,00 € 29,00 € -34%
White t-shirt made in Barcelona with burgundy front vinyl and Flowers full back print. Jeldri is 1,63 and is wearing S size.Design Inspiration: All places are temporary places and all lifes are temporary lifes. People are temporary, pain is temporary, love is temporary, even flowers are temporary despite Frida painted them to not die. If life's temporary, why not taking pleasures seriously?
100% algodón
Round bottom
Longline cut
Ref: 915/2 I paint flowers
Round bottom
Longline cut
Ref: 915/2 I paint flowers
To use this option you need to be registered
Thank you. We have sent an email to the person you have chosen. We hope you will get it!
- Any doubt? Call us at 902 105 213
- Shipping and Delivery within 48/72H.
- Free delivery from 39€*
- Easy returns


text:
On the day of the nation's first presidential primary, we present Granite State of Mind -- a hip-hop parody that tries to do for New Hampshire what Jay-Z and Alicia Keys did for New York.
Christian Wisecarver of The Super Secret Project, the band behind the Granite State song, said there's been more interest in the video since all political eyes are on New Hampshire.
The original video has been viewed about 2.16 million times since it was first uploaded to YouTube in March 2010. Its sequel, Plow Guy Booglaoo, has been viewed more than 328,000 times.
"When the song first came out, we had no idea it would be that popular," Wisecarver told USA TODAY. But the song "has opened a lot of doors."
Wisecarver, who was born and raised in New Hampshire, and his band mates have played at events with Gov. John Lynch and former president Bill Clinton. They've been featured on the Today show and the Tonight Show With Jay Leno.
An 80-year-old woman told Wisecarver, who describes his day job as being a video specialist, that she loves the song -- and she had no idea that it's based on Jay-Z's ode to New York, Empire State of Mind.
Wisecarver and his fellow band members, Billy Donohue and Darby DeChristopher, had done a couple of parody music videos before but none of them really caught on until they started tossing around the idea of playing with the Jay-Z song.
Granite State pays tribute to all things New Hampshire, from its scenic byways and towns, to celebrities such as comedian Sarah Silverman (a Bedford native), to Stonyfield yogurt. There's no political message. Some sample lyrics:
New Hampshire/Land where there's no income or sales tax/There's nothing much to do/Here in New Hampshire/These trees where leaf peepers drive to/maple syrup is produced/This is New Hampshire, Hampshire, Hampshire
The band found Holly Winchell to sing the song's hook and spent some time to make sure the production values were high-end. The rest, as they say, is history.
"The video got popular because every primary season everyone's eyes are on New Hampshire," Wisecarver said in the interview. "It definitely is a crazy time when the whole nation looks to you for a week and then it's over."
Catalina Camia leads the OnPolitics online community and has been at USA TODAY since 2005. She has been a reporter or editor covering politics and Congress for two decades, including stints at The Dallas Morning News and Congressional Quarterly. Follow her at @USATOnPolitics.
USA TODAY's Jackie Kucinich (@jfkucinich) and Fredreka Schouten (@fschouten) also contribute to the OnPolitics blog.


text:
|Job Reference:
|Job Type:
|Games Programming
|Competitive Rate
Hi, I'm currently working on an an exciting opportunity for a talented Gameplay Programmer to work on PlayStation 4 and a Steam Early Access title.
You'll be working onsite, with flexible hours and the possibility to work from home occasionally.
Role Responsibilities:
Essential Skills:
Preferable Skills:
We are an equal opportunities recruitment agency that values diversity and does not discriminate. We encourage clients to welcome applicants from all backgrounds
Follow Interactive Selection jobs on LinkedIn www.linkedin.com/company/interactive-selection Facebook at www.facebook.com/Interactive.Selection and on Twitter at www.twitter.com/gamesjobs
Interactive Selection is acting as an Employment Agency in relation to this vacancy. We are an equal opportunity recruitment agency that values diversity. We encourage clients to welcome applicants from all backgrounds.
I wish to apply for a job via or register my personal details with Interactive Selection for the purpose of seeking job opportunities within games and interactive entertainment.


text:
|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Carlton Brown <cblists...@gmail.com>
|Re: repeatable integration builds?
|Thu, 22 Jul 2010 20:30:12 GMT
You just need to make sure you retain a copy of the resolved ivy file. I've taken 2 approaches to this. I'm assuming the modules A and B don't export any dependencies to other modules, otherwise you'd already have your resolved ivy files in your repositories. 1: Publish modules A and B. It may seem wasteful to publish modules that don't actually export any dependencies, but I've found it very handy as a reference when I want to use ivy:install to "promote" a module and all its dependencies from an integration repository to a production repository. I've even gone as far as to have the build publish HTML dependency reports so that anyone can browse any module's dependencies without having to manually regenerate them. 2: Use ivy:deliver to generate the resolved ivy file, then commit it into the svn tag in place of the unresolved ivy.xml. This sort of breaks the notion that svn tags are immutable, but it's very elegant from a reproducibility point of view because anyone can check out that svn tag and be sure they'll get exactly the same dependencies that were used to build that tag. Hope this helps, Carlton On 7/22/2010 3:36 PM, Bailey, Darragh wrote: > > Wondering how people setup for repeatable integration builds using ivy. > > I'm currently reading through some of the documentation that I skimmed over previously when I put together a simple mirror repository for external projects that we are using. http://ant.apache.org/ivy/history/latest-milestone/bestpractices.html in particular the section "Dealing with integration versions". > > Now I need to start handling the inter project dependencies a bit better, particular as the number of components increase. In the section "Dealing with integration versions", I'm leaning towards using the second option "automatically create a new version for each", however I'm not sure how to handle making sure that the version constraints put in place allow for repeatable builds. > > For head of tree builds, using 'latest.integration' seems fine. But I see that falling down if someone wishes to build older releases in order to retest bugs. > > Example > SVN tree @ revision 2000 > QA need a build of revision 900 to test for a particular bug, the existing one has been pruned, so will need a fresh build > Tree consists of components A, B and C where both A and B rely on C. Build order is something that I'll have to work out with the continuous integration software I'm using. > How do I ensure that that components A& B, don't use a build of C that is newer that svn revision 900? > > > It seems that I'm likely to either > i) include the svn revision as part of the version number of each integration release and have the continuous integration software set the svn revision used as a property at build time. And code the version constratins to use this revision as a max limit? (seems very svn centric as it relies on numerically increasing repository revision strings) > ii) or when rebuilding older builds create a temporary repository that is used instead and have all components build and publish to this repository. Thus the components with dependencies can just reference the latest.integration release from the temporary repository which will be guarenteed to include binaries only from the same source repository revision > > > Any other options, or am I missing something in ivy that will make this easier to handle? > > > -- > Regards, > Darragh Bailey > > Systems Software Engineer > Hewlett Packard Galway Ltd. > > Postal Address: Hewlett Packard Galway Limited, Ballybrit Business Park, Galway > Registered Office: Hewlett Packard Galway Limited, 63-74 Sir John Rogerson's Quay Dublin 2 > Registered Number: 361933 > >
|View raw message


text:
The Grub Fest is India's biggest food festival with the best restaurants displaying their signature delicacies over some good music and hearty performances to keep you entertained.
Take in the aromas, try out interesting cuisines, fill your baskets with unique gourmet products, indulge in mouth-watering desserts and learn some of the best-kept food secrets from the most talented chefs from the country.
Creative Director
V.P Operations
Business Development Executive
Business Development Executive
Production Architect
#Repost @food_belly11 ・・・ Jacket potatoes with macaroni and cheese at Jack Potatoes . This is the first thing that caught my eye on entering the Grub Fest October 2016. The potato had the skins on which gave it a nice grainy texture. The potato was cooked perfectly. The cheesy macaroni on top was creamy and so cheesy! Very subtle flavors. Enjoyed it a lot. ❤ . . #thegrubfest#october2016#grabbedthegrub#jacketpotato#macaroniandcheese#cheeseoverdoze#food#foodie#foodlover#foodporn#foodagram#foodgasm#foodislife#foodtalkindia#delhi#sodelhi#india#foodfest#foodreviewer#zomato#instagood#bestfoodworld#instalike#foodbellyoutside#foodbelly#foodbelly_11


text:
Some lib Dem supporters sought to dismiss the allegations as overblown.
After all, who can now say that the "system" has shut out the lib Dems?
Nick Clegg, the lib Dem Deputy Prime Minister, attacked the Conservatives for their predictable response to the report.
In contrast to that finale, That Girl ends with Ann Marie taking her fiancé to a Women's lib meeting.
She was in New York during the swinging '60s—and a well-respected female editor during the years of Women's lib.
Such as play and sport it at the muss are excusable in and by law, lib.
For the Cellars, Granaries, and generally all places that we wou'd lib.
Many Testimonies of the like nature we find in Gregorius Turen whereof we shall cite only these few following, lib.
The Landing-places ought not to be narrower than 16 Inches and an lib.
Surely the reference is to Valerius Maximus, who at least tells some anecdotes of Caesar; lib.
1969, American English, shortening of liberation, used with possessives, originally in Women's Lib. Colloquial shortening libber for liberationist is attested from 1971.
1811, shortened from Latin ad libitum "at one's pleasure, as much as one likes" (c.1600), from libere "to please" (see libido). First recorded as one word 1919 (v.), 1925 (n.).
ad lib. abbr.
Latin ad libitum (freely, as desired)
: They danced ad lib until the conductor found his place again
: an ad-lib gag/ a quick ad-lib put-down
noun phrase
A passage or comment, etc, given spontaneously: He forgot his lines and did a stupid ad lib
verb phrase
To speak, play, dance, or otherwise perform a passage not in one's prescribed plan, often with an original and spontaneous effect: The Senator ad lib-bed for ten minutes waiting for the President to show
[fr Latin ad libitum, ''as one wishes'']


text:
Click Image for Additional Pictures
Code: SC2
Superieur: Modern Design Relax Chair White
Special: $2799.00 instead of $3450.00
Designed by Superieur for Spazia, a beautiful clean design.
Simply named "Chair". This chaise lounge is one of the most comfortable
modern relax chairs we have ever tested.
Line up a couple of them next to each other and make a modular sofa.
The beautiful minimal shape recalls the Space Age forms of the 1970's and movie sets like Stanley Kubrick's "2001"!
Matching stool is also available as an option (see bottom page).
Material: Polyurethane foam covered with imitation leather.
Dimensions: 35.43x 26.77x 25.20.
FREE SHIPPING within the US! Usually ships in 4-8 weeks or sooner.
Let's Save you some money!
Feature this product on your Facebook, Twitter, Pinterest or Tumblr Page.
And we will reward you with an Instant 10% Discount Coupon Code!
Related Item(s)
Superieur: Modern Design Stool


text:
I am not admin!
Plans: 2.6% - 3.0% Daily for 90 Business Days4Finance Limited is a legal registered private investment company in the United Kingdom with headquarters located in London. Created by a group of qualified financial experts, professional bankers and traders specialized in multiple financial instruments including foreign exchange and crypto currencies trading.
We provide an opportunity to earn in a modern and safe way - by opening an online investment account and managing your assets through our website. Creating an account with us is free of charge and without any hassles involved.
With 4Finance you could earn as high as 3.0% daily for each business day, giving you a total return of investment of up to 270% in the period of 90 working days. 4Finance also offers a lucrative partnership program designed for those who are willing to earn some extra cash just by promoting our project to your friends and colleagues.
Join 4Finance Limited


text:
Advertisement [CLICK THE BUTTON ON THE RIGHT TO CONTINUE]
Author | Ritu Midha | Saturday, Sep 28,2002 6:56 AM
It is not only the top three channels that are launching new programmes and one off shows - one after the other. English channels have also taken a leaf out of their book, and are launching a series of new shows.
Following the same strategy, Star World has three new programmes lined up - one a serial, and other two - one off specials.
The serial Dark Angel would premier on Thursday, 3 October, and will be aired every Thursday evening at 6.30 and 10 pm. The science-fiction adventure series set in near future, is created by Academy Award-winner James Cameron (director of Titanic and The Terminator).
When Cameras Cross the Line, a one off special, would be aired on Star World on Thursday, 3 October, 7:30 p.m. & 11 p.m. It is based on the ongoing battle between rich and famous celebrities and the paparazzi that help make them - and break them. Along with exclusive interviews with Michael Douglas, Julia Roberts, Kathie Lee Gifford, Woody Harrelson, Marie Osmond and many more, one will witness Tom Hanks, Sharon Stone, Shannen Doherty and Tommy Lee trying to get rid of paparazzi!
Lastly, BON JOVI: ONE LAST WILD NIGHT (a concert filmed at Giant's Stadium), would be aired on Tuesday, 1 October at 5:30 p.m. & 9 p.m. In conjunction with this musical event, STAR World is also running a contest and the viewers would get a chance to see Bon Jovi perform live in concert in Australia.


text:
Seeing Right Through It
Taub, Sara
Bibliographic Citation
Virtual Mentor: Ethics Journal of the American Medical Association [electronic] 2001 April; 3(4): 2 p. Available: http://www.ama-assn.org/ama/pub/category/3040.html [19 February 2004]
MetadataShow full item record
Related items
Showing items related by title, author, creator and subject.
Managing familial risk in genetic testing Taub, Sara; Morin, Karine; Spillman, Monique A.; Sade, Robert M.; Riddick, Frank A. (2004-09)
Safeguards in the use of DNA databanks in genomic research Taub, Sara; Morin, Karine; Sade, Robert M.; Spillman, Monique A. (2004-11)
The Trend Toward Casual Dress and Address in the Medical Profession Taub, Sara; Parsi, Kayhan (2001-10)


text:
Each month, Rated People connects over 50,000 homeowners with quality tradesmen - simply enter your job details in the form above to get started.
We'll match your job to the relevant tradesmen in your area - those interested will pay to see your contact details and call you to quote.
As each tradesman expresses interest in quoting on your job, we'll send you their profile and ratings to help you choose the right one for you.
After the work is complete, return to the site and rate your tradesman based on their quality of work, reliability and value for money.
Added 24/01/2017
Dusting, cleaning carpets and hard wood floors, cleaning bathrooms, changing bed linen,coming...
Added 15/12/2015
Thorough flat clean prior to sale. 2 bed, 1 ensuite to include windows.
Added 04/12/2015
Full deep clean required for moving out of first floor flat with the following rooms: - 2...
Added 29/07/2013
Hallway, stairs, upper landing and small bedroom. All have a beige carpet, which now needs...
Added 17/07/2013
Study flat has only one carpet, in the livingroom come bedroom needs a freshen up would be...
Added 03/07/2013
I am looking to have monoblock in driveway cleaned and resanded its an average size driveway. Customer...
Managing your job is easier with the Rated People Homes App, download it today.


text:
All-time favourite Tribal/ Boho accessories!
Made of natural calf bone & stones, there's a select range of tribal/ bohemian styled necklaces here. Best thing of such styled accessories, you don't need atypical dresses, or long skirts ala boho styles to top it off. Anything goes! Adds sophistication to even a plain white top. Works wonders for lazy people or a lazy Sunday. Even for stylish workwear.
Perfectly simple token of your love.
Simple sterling pendant that can be customized with up to five birthstones (sold separately).
Cute sentiment for the Mother in a family of four... or a Mother of four.Added 7 Years Ago from Makersmarket
my daughter is a new mommy :) and i am buying this for her, its a gift that any mom would loveAdded 7 Years Ago from RedEnvelope
This parent & child pendant necklaces show the bond between parents and their kids. The two are joined at the hands to form the shape of a heart. Would make a nice mother's day gift........$27.50Tags: gifts, necklaces, bracelets, mother, Mom, madonna, Mother's Day, mum, madonna braceletAdded 9 Years Ago from Bibelotshops
Pretty personalised charm necklace. Wort for keeping love ones' photo.Tags: kids, baby, photos, necklaces, charms, sterling silver, personalized, delicious, customizeAdded 10 Years Ago from Citymax


text:
Michigan State University's advertising team, MSUAAF, wrote Spartan history in Merrillville, Ind. Friday, when the group made an impressive first place finish at the District 6 National Student Advertising Competition (NSCAC) hosted by the American Advertising Federation (AAF). The district is the second largest in the country, with 18 teams competing from Michigan, Indiana and Illinois. The National Competition will take place in Phoenix from June 5-8, 2013.
Each year, a corporate sponsor provides participating schools with a case study outlining the history of the company and its current advertising situation, tasking students to research the product and competition, identify problems and develop a fully integrated marketing campaign. The 2013 sponsor, Glidden paint, challenged teams to increase awareness and sales through the company's exclusive relationship with Walmart and a limited $10 million budget. Campaigns are communicated in each team's 20-page plans book and 20-minute presentation, which are scored by judges to determine the overall winner.
"After coming so close every year, placing second or fourth, it felt so good to hear Michigan State called for the big award," said MSUAAF presenter and vice president Alexandrea Andersen. "Everyone jumped up with screams and tears--we were so emotionally invested with all the work and time we put into this one."
For Glidden, MSUAAF knew that simplifying the painting and shopping process was key to convincing Walmart shoppers to give Glidden a shot. By improving in-store awareness and shopping experiences while leveraging cost-effective digital advertising, MSUAAF outlined a campaign that scored a significant seven points higher than the next competing school.
The team will present the campaign again at ADMERICA in Phoenix, June 5-8, to contend for the national title. The event is also the AAF organization's national conference--the premiere advertising event of the year--and will host guest speakers such as Pete Cashmore, CEO of Mashable.com and Lisa Cochrane, the genius behind the Allstate Mayhem Man campaign.
"From the very beginning the goal was to win, but we never let that get in the way of what was really happening," said Lukas Miller, president of MSUAAF. "Building a team, learning the skills and coming together as a family to put together a product that we are proud of trumps the outcome of nationals."
MSUAAF works throughout the school year as a real-world advertising agency. Through conducting research, developing strategy and ideas, creating advertisements, forming media plans and presenting the campaign, the 31-person team simulates every function of a major advertising firm. Gaining real-world experience before entering the workforce is invaluable.
"Some of the members are video, journalism, English or sociology majors. You don't have to be in advertising to lend your skills to the team," said Miller.
Students may receive class credit for participating in MSUAAF, substituting their capstone campaign class required of advertising majors. Interested individuals must apply to gain entrance into the class by submitting a resume and participating in interviews.
For 40 years MSUAAF has competed in NSAC, winning the first national title in 1973 and once again in 1981. The College of Communication Arts and Sciences, Department of Advertising and Public Relations, and MSUAAF team are set to bring back a third win for MSU.Share via these networks:


text:
His precise birthday is unavailable right now but something is certain that at this early age he's already been really successful and extremely consistent. He was born in a location called Hereford, which lies in Great Britain. He's given many shirtless scenes in TV shows and films to create them seem real. He's been really successful in his career also it's given him great gains. He's his net worth in countless dollars. It doesn't look like he's considerably into social media sites like Twitter and Instagram and will not prefer to upload his thoughts and images in those websites.
After being so popular he's managed to maintain his private life really low profile. There's practically no informative data on the man he's dating right now or anything on his present girlfriend. It doesn't look like he could be homosexual but, as he's not shown anything about his sexual preference, no one knows the precise truth. He's never discussed his romance and relationship. He's played great parts in TV shows and films also it's made him who he is now. He played the part of Andrew Easton in a film called War Horse in the year 2011. He's a show routine in an extremely popular TV series called Downton Abbey as he's impersonating the character of Alfred Nugent in the show. Wiki websites like Wikipedia and IMDb additionally include info on his biography.


text:
Trent has a lot going for him, and I'm betting that he's one of the more popular jocks on Fratmen. He's got a super fat cock and I imagine just about any cocksucker would enjoy nursing on his plump dick - I know I would. He doesn't just have a plump cock head, but his whole shaft thickens nicely just below his crown.
Trent also has a sexy, dark, thick bush of untrimmed pubes. And it turns me on thinking about burying my face in his crotch as I deep throat his dick.
Trent is a good-looking guy with a ripped physique. He really has a spectacular body - huge, bulging shoulders; chiseled pecs with a light dusting of fur; super ripped abs; but I'm really digging his thighs. His thighs are massive and with full, thick legs comes a hot, hard bubble bubble. In this video from Fratmen, Trent gets naked outdoors and his body glistens with sweat as he jerks his cock in the hot sun.


text:
Custom Post Types & Taxonomies with xili-tidy-tags plugin
Budget $15-25 USD / hour
Concerns with Wordpress plugin: xili-tidy-tags
[url removed, login to view]
Simple objective, I have custom post types (apart from just post_type 'post') and custom taxonomies (terms apart from just tags; 'post_tag'); I need xili-tidy-tags to allow the grouping of these other taxonomy terms while also taking custom post types into consideration.
Example: Apart from just 'post_tags', there exists taxonomies such as 'actors', 'athletes', 'musicians'… etc. Apart from just post_type 'post' there exists custom post_types likes 'News, Music, Video, Album, ..etc.
I need xili-tidy-tags to see these other taxonomy terms as a 'post' or as any other custom post type!
Very little is mentioned about addressing this concern in support. I also don't seem to be getting much/prompt help from the plugin authors either. Most relevant information I find in support documentation:
"What about custom taxonomies and tidy grouping ?
Since release 1.6.0, xili-tidy-tags is compatible with custom taxonomies. Reserved for skilled webmasters with WP, data model and php knowledges. Multiple instantiation of this powerful plugin is possible.
Other related plugin downloads are:
[url removed, login to view]
[url removed, login to view]
The plugin looks like a potential solution to a large aspect of my site, hence my determination to make it work. My problem is I cant figure out exactly what functions of coding need to be changed or whether relevant 'xili-language' or 'xili-dictionary' plugins need to be used as well to achieve my objectives. I would greatly appreciate the time of a wordpress / php guru who can put in just a few minutes to help me understand how to tweak this tool to work with my site.


text:
Thanks for USING your Uber 'U' light.
Read on for important tips on how to use the u light to your advantage.
Partners who use their U light get higher ratings, especially during the winter as it gets darker earlier. It makes your vehicle easy to spot at night and it looks great!
- It takes approximately 40 minutes to fully charge the U light, and the charge lasts for around 4 hours. Charge your U light accordingly, but when it's done charging, be sure to unplug it!
- Once it gets dark outside, be sure to keep your U light on!
- Please be sure to let Uber know if your U light isn't working; you can always request a replacement by emailing firstname.lastname@example.com or by visiting the office.
u light placement
It is very important that you place the U light on the lower right passenger side of your front windshield (see photo below)


text:
- Have at your side a 14 year video producer including the last 9 years online with 350+ videos created for clients in over 30 countries. I want you to have success with video just like so many repeat clients have.
- Been "knees deep" inside several 6 & 7 figure internet product launches to see how everything plays out behind the scenes when it comes to conversions, call-to-actions, video playback, and site integration all working together.
- Shot pro video in 40+ countries with complete travel films produced and syndicated throughout the U.S for educational use.
- Can edit and animate your video sales letters, talking heads, and promo videos that keeps the attention span of your viewers.
- Filmed 1000+ video presentations seen by millions of viewers on websites, YouTube, cable television, cruise ships, and high end conferences.
- Can talk the same language as animators, website designers, direct response copywriters, coders, and voice talent.
© 2017 All Rights Reserved - Video Producer Online, Inc.


text:
Whether it's a sunny summer day or a cozy fall night, nobody wants to spend their downtime baking at the cottage. And even fewer want to head back into town for ingredients. That's what makes these three-ingredient, no-bake brownies the perfect cottage treat!
Tags : Entertaining, apple sauce, brownies, cottage life, DIY, do it yourself, easy, how-to, no bake, project, the list


text:
Download VOSD apk free for Android smartphone
Posted by MobBase by MixMatchMusic in Lifestyle | Aug. 13, 2014 | 0 Comments
Apk file size: 0 bytes
This is the official (VOSD) Victory Outreach Church of San Diego Android Application.
With the VOSD Application you will only be a tap away from the VOSD media library, latest sermons, videos, pictures, social networks and much more. These features will be easily accessible in audio and iPhone optimized formats.
Stay up to date with latest VOSD news from the VOSD event link.
VOSD lives for Jesus Christ as a Faith, Family and Vision Driven based ministry -- Reaching the lost at any cost, loving people and helping broken families bieng restored through Gods love and power.
For more info you can contact us at: [email protected] or visit our website at http://www.victoryoutreachsandiego.org/
MobBase by MixMatchMusic part of our Lifestyle and have average installs from 1000 to 5000. Last Update Aug. 13, 2014. Google play rating is 95.3846. Current verison is None. Actual size 0 bytes.


text:
The air-conditioned establishment offers 75 fully equipped apartments and a 75 m2 meeting room which can be used for seminars, celebratory events or group meals. Further facilities include lift access to the upper floors, a breakfast room, bar and a car park (fees apply).
This residence is situated around 15 minutes' walk from the centre of Lourdes, where guests will find a train station and numerous restaurants and bars. The lift which will take guests to Sanctuaries is right in front of the aparthotel. Tarbes is a 25-minutes drive from the hotel and nearby airports include Tarbes Ossun Lourdes (11 km away) and Toulouse-Blagnac (170 km away).
Guests have the choice of a double bed, 2 double beds or 2 single beds. The apartments are all equipped with an en suite bathroom with shower, bathtub, hairdryer and separate toilet, a fully equipped kitchen with fridge, hobs, microwave oven, tableware, coffee and tea, and some apartments have a balcony. Other in-room amenities include a plasma TV with CNN and Eurosport, broadband Internet access, a wireless telephone, alarm clock/radio, iron and ironing board, and individually regulated air conditioning and heating.
There is an outdoor swimming pool and a sun terrace with sun loungers and parasols laid out ready for use. Guests may also work out in the on-site gym, or relax in the sauna or steam room (fees apply to both).
The Galery restaurant offers traditional cuisine and innovative south-western dishes. A continental breakfast buffet is offered each morning and lunch and dinner are served � la carte or from a set menu.
American Express, MasterCard and VISA are accepted as methods of payment.
Room Facilities:
Internet access
Tea Coffee
Iron and board
Double bed
Individual airconditioned
Individual heating


text:
Library to access any version control system.
apipkg: namespace control and lazy-import mechanism
execnet: rapid multi-Python deployment
a tool to generate/manage drop-in modules as compressed packages/scripts
a subversion 2 dvcs converter thats supposed not to die on the pypy repo
obsoleted by setuptools_scm
iniconfig: brain-dead simple config-ini parsing
continious integration tool
Minimal Migration Manager for sqlite
Dependency injection for needy functions
An integrated development environment that reuses tools such as Vim, and all version control systems.
Wraps pip and virtualenv to install scripts
plugin and hook calling mechanisms for python
library with cross-python path, ini-parsing, io, code, log facilities
PyGTKHelpers is a library to assist the building of PyGTK applications.
A library for building flexible command line interfaces
a simple lib for lisp-style scoped global variables
pytest: simple powerful testing with Python
pytest plugin to add source code sanity checks (pep8 and friends)
py.test extension for per-test couchdb databases using couchdbkit
Use pytest's runner to discover and execute C++ tests
a special outcome for tests that are blocked for external reasons
py.test plugin that activates the fault handler module for tests
Thin-wrapper around the mock package for easier use with py.test
pytest support for PyQt and PySide applications
py.test plugin to abort hanging tests
py.test xdist plugin for distributed testing and loop-on-failing modes
a tool to check/update simple file/shell examples in documentation
utilities for nice object reprs
an io free implementation of imap
variadic ux implementation for testing
the blessed package to manage your versions by scm tags
utilities and decorators to express retry and wait_for situations
A flexible small make alternative for Python programmers.
utility classes to pick constants and values based on the version of a something
a pip based replacement for ez_setup and setup_requires


text:
Harlequin Romance Jumps Into the Teen Reading Pool
Due in part to the smashing success of Stephanie Meyer's vampire series Twilight, about — do I really have to tell you this? — teen vampires, publishers like HarperTeen and Razorbill are seeking to supply teens' growing demand for romances with supernatural and paranormal subplots.
Even 60-year-old romance novel publisher Harlequin is getting involved with its newest imprint, Harlequin Teen, which will feature teen protagonists.
Sales of children's/young-adult hardcovers are up 36.4 percent, according to the Association of American Publishers, but sales of adult titles have taken a nose-dive. (Perhaps because some adults, it turns out, are reading young adult novels?) One example of what Harlequin Teen has up its sleeve: Intertwined, a book that "stars a teenage boy who has four souls living inside him and who is irresistibly drawn to a vampire princess." More vampires, eh?


text:
Betty – Delightful Evening
Released: January 1, 2014
This movie starts with a massage session, but since it's an adult erotica video you know that things are gonna become very hot! And indeed, the massagist's hands slide between the girl's legs and rub her wet pussy. This is when a massage video turns into one of the best artistic porn movies ever! Watch a gorgeous brunette enjoy the steamy fucking session on the massage table, moan with pleasure and beg for more. This breathtaking and spine-tingling high definition xxx video is gonna totally blow you away!


text:
Older Drivers
Older Drivers
U.S. residents age 65 and over grew from 35.0 million in 2000 to 49.2 million in 2016. Americans age 65 and over accounted for 12.4 percent of the total U.S. population in 2000. By 2016 this proportion had grown to15.2 percent, respectively, according to a Census Bureau report.
Older drivers have higher rates of fatal crashes, based on miles driven, than any other group except young drivers, according to the Insurance Institute for Highway Safety (IIHS). The high death rate is due in large part to their frailty. Older people are less likely to survive an injury than younger people. According to the National Highway Traffic Safety Administration (NHTSA), 40.1 million licensed drivers were age 65 and older in the United States in 2015. NHTSA says 6,165 people age 65 and older were killed in traffic crashes in 2015. This represents 18 percent of all Americans killed on the road. In addition, 240,000 older individuals were injured in traffic crashes in 2015.
There is a growing need to help older drivers sharpen their skills as well as recognize their changing abilities and adapt their driving practices appropriately. Insurers have partnered with state and local governments, and groups such as AARP, to create programs designed to address these needs. In addition, an increasing number of states routinely attempt to identify, assess and regulate older drivers with diminishing abilities who cannot or will not voluntarily modify their driving habits.
- In 2015, drivers age 65 and over accounted for 8 percent of all drivers who were involved in fatal crashes and had a blood alcohol concentration (BAC) of 0.08 percent or above.
- In February 2014 the Insurance Institute for Highway Safety's Highway Loss Data Institute (IIHS) released a report showing that older drivers are now less likely to be involved in a crash and less likely to be injured or killed. The institute attributes the improvement to safer vehicles and better senior health. The report, which tracked data from 1995 to 2012, found that drivers age 70 and over had bigger declines in fatal crash rates per licensed drivers and per vehicle miles traveled than middle-aged drivers, ages 35-54. The trend is significant because older drivers have higher rates of fatal crashes, based on miles driven, than any other group except young drivers. Despite the improvement, older drivers continue to have higher rates of fatal crashes than most other age groups.
- The following chart shows how often states require older motorists to renew their drivers licenses. Accelerated or shortened renewal frequencies are listed along with the age that motorists must comply with them. According to the Insurance Institute for Highway Safety 19 states and the District of Columbia require older drivers to renew their drivers licenses more often than the rest of the state's residents. The chart also identifies the 18 states that require older motorists to show proof of adequate vision when renewing their licenses and the 15 states and the District of Columbia that prohibit older drivers from renewing licenses by mail or online. In addition, one state, Illinois, requires older drivers age 75 and over to take a road test at renewal and the District of Columbia requires a doctor's approval for drivers over the age of 70 to renew their licenses.
Motor Vehicle Deaths Per 100,000 Persons By Age, 2015
Drivers In Motor Vehicle Crashes By Age, 2015
The Insurance Institute for Highway Safety says that older drivers are keeping their licenses longer and driving more miles than ever before. The high fatality rates of this age group reflect the fact that older drivers are more easily injured than younger people and are more apt to have medical complications and die of those injuries. According to the Governors Highway Safety Administration, impairments in three key areas—vision, cognition and motor function—are responsible for higher crash rates for older drivers. Vision declines with age; cognition, which includes memory and attention, can be impacted by medical problems such as dementia and medication side effects; and motor function suffers as flexibility declines due to diseases such as arthritis.
Licensing Requirements and Restrictions: Some states restrict driving activities for people with certain medical conditions or after a serious accident or traffic violation. Depending on their ability, older drivers may be limited to driving during daylight hours or on nonfreeway types of roads. In most states restrictions such as these can be placed on anyone's drivers' license, regardless of age, if his or her medical condition warrants it.
Nine states require doctors to report any dangerous medical conditions that can impair a patient's driving. Although this requirement covers drivers of all ages and a variety of medical conditions, at least one state—California—specifically requires doctors to report a diagnosis of dementia, which is a common symptom of Alzheimer's disease. The importance of such requirements was highlighted by a study of accidents in Sweden and Finland, which found that one-third of drivers age 65 to 90 who were killed in crashes had brain lesions commonly found in Alzheimer's patients, and another 20 percent had lesions that may indicate an early form of the disease.
Ten states currently require older drivers to take vision tests at license renewal (see chart). According to University of Baltimore and the Johns Hopkins University research reported in 1995, in the 38 states that mandated vision tests for license renewals at the time of the study, drivers age 70 or older were involved in 17.2 fatal accidents per 100,000 older drivers. In states where no testing was required, the ratio was 18.7 fatal crashes. Researchers characterized the difference as small but significant, especially since the number of 70 and older drivers was expected to grow substantially. A handful of states mandate other testing for older drivers at license renewal. For instance, in Illinois drivers over age 75 must take a road test when they renew their license. Eleven states mandate that older drivers must renew their licenses in person; ages at which this takes effect vary from 65 years of age to 79.
A 2014 study published in the journal Injury Epidemiology found that no policy in state drivers license renewal laws examined was found to have a significant impact on fatal crash involvement of drivers younger than 85 years of age. However two provisions had some effect on the involvement of older drivers in fatal crashes. Mandatory in-person renewal was associated with a 31percent reduction in the fatal crash involvement rates of drivers ages 85 and older. In states where in-person renewal was not required, requiring drivers to pass a vision test was associated with a similar reduction for drivers age 85 and older. But in states where in-person renewal was required, mandating a vision test was not associated with any additional reduction, along with requiring a knowledge test or an on-road driving test. Results were also not statistically significant for laws that require more frequent renewal or requiring healthcare providers to report cases concerning their patients' driving ability.
Insurance Discounts: According to the National Association of Insurance Commissioners, as of January 2015, 34 states and the District of Columbia mandated premium discounts for older adults. (These state laws have not been changed since February 2013.) All but Massachusetts require older drivers (usually age 55 and over) to complete an approved-accident prevention course. In addition, 12 states mandate discounts to all drivers (including older drivers) who take defensive driving or other drivers' education courses. In general, the state-mandated discounts apply to liability coverages because they are most relevant. The regulations can vary by state. For instance in Massachusetts the older adult discount applies to all coverages for drivers over the age of 65.
In addition, some insurance companies offer discounts in the states in which they do business for drivers who complete defensive driving or other approved courses, including discounts for seniors who take AARP courses.
National websites of interest include:
- AARP - http://www.aarp.org
- FHWA Older Drivers – http://safety.fhwa.dot.gov/older_users/#facts
- NHTSA Older Driver – http://www.nhtsa.gov/people/injury/olddrive/
- AAA Foundation for Safety – http://www.aaafoundation.org/home
- Insurance Institute for Highway Safety, License Renewal Procedures – http://www.iihs.org/laws/olderdrivers.aspx
- American Medical Association – http://www.ama-assn.org/
- ITNAmerica: Dignified transportation for seniors – http://www.itnamerica.org/
© Insurance Information Institute, Inc. - ALL RIGHTS RESERVED


text:
Indecomm-Mortgage U has created over 40 self-paced courses covering mortgage lending fundamentals and regulatory compliance modules, written by mortgage bankers for mortgage bankers. Any course can be customized to include company-specific policies and procedures.
As a recognized leader in the mortgage industry training since 1996, Indecomm-Mortgage U remains truly committed to the success of anyone who has completed one of our training workshops...
Get it straight. Get it right. Get it closed. Part of the Indecomm-Mortgage U mission is to ensure that operational efficiency is attainable whether the company is small or large, high tech, or no tech. We expect every company to be unique in its philosophy, goals, customer base, and systems, and understand the importance of bringing realistic solutions to the table. The solutions we provide in our procedure reviews are why our loyal clients continue to refer us through the years.
Mortgage operations reviews performed by qualified independent mortgage consultants are similar to a wellness physical. Operations reviews are used to identify strengths...
The goal of the Indecomm-Mortgage U Policies Manual is to solve a myriad of problems. By providing the staff with a road map of compliance rules specific to your organization, you help mitigate problems caused by outdated, incomplete, or unused policies. All of our manuals are customized to cover the mortgage operations, whether you are a lender, bank, credit union, broker, wholesale, correspondent retail or any combination of business channels.
The Mortgage Operations Health Check is a straightforward, factual assessment of regulatory and operational risk. Created for mortgage brokers and lenders, the Health Check is an essential self-audit tool that can be used by managers and quality control staff to assess and track compliance with federal regulation and key operations.
Indecomm Mortgage U's comprehensive commitment is to deliver a one-stop facility for all of your FHA and VA Training needs. Basics through Advance, Live Classroom, Webinars, Self-paced online curriculums, and expert level consulting services, with strengths in operational efficiencies and customized solutions.
IMU Bank of Oklahoma Story – Case Study
IMU Bank United Story – Case Study


text:
A lovely team to work with, positive and energetic. Made suggestions and discussed any problems as these arose. Went out of their way to source materials and got the job done to plan in excellent time. Kept to appointments and tidying up on completion.
Nick, from SJL Contractors, carried out a very professional Job. My wife and I are more than pleased with the deck. He cleaned up the site on completion and I have no hesitation in recommending him.
Get your job done right
We verify our businesses
Only hire the best
Free to request and free to hire!
Drysdale, VIC
Merbau, Pine
It would be great if you could give me a quote for both pine and merbau decking. half of the deck is on the concrete of my alfresco another half is the extention of it. deck height is less than 500...Make a similar request
What next?
Businesses like to send a quote as soon as possible. You may receive
your first quote within an hour.
Call us on 13 18 18Visit our help centre Back to job form
Keep an eye on your email for quotes that we send you from relevant businesses.
We don't post anything to Facebook. Loading... Something went wrong. Please try again. Or
We will notify you here when quotes come in.
Why do we need this?
Businesses who send you a quote may get in touch to chat about your request.
Looks like you've used Oneflare before. Login to Oneflare to submit your job.
Forgot your password? Reset your password
We have sent an email to
We have re-sent the email. Check your email and follow the link to change your password.
Send again
Be sure to check your spam folder for an email from firstname.lastname@example.com
You are continuing as . We will send all job updates to edit
Only businesses that send you a quote will see your contact details.
This is based on


text:
Right after the Horsetooth trash pickup, I drove a couple miles down the road to check out the Torture Chamber: a group of rocks that was supposed to be good for bouldering. The rock was great—Dakota sandstone with brick-like features along with overhangs, cracks, and chimneys—but was a little cold to the touch in the morning since the sun was on the other side. Still, it was fun, especially after Dana and Nick came by to join me.
More information on the Torture Chamber can be found at the excellent MountainProject.com site. Here are some photos.
If you enjoyed this article, please consider receiving my weekly newsletter. I typically write about endurance bicycling, world travel, self improvement, Colorado living, marathon running, and epic adventures.
Related Articles
- Torture Chamber, CO (2012)
- Other posts about Outdoor Climbing


text:
McCall's 5004; ©1959; Misses' and Junior Separates - Bodice and Skirt. Camisole top, fitted bodice and four gore gathered skirt for sheer fabrics. Both entirely lined and fastened with zippers at left side. Bodice may have self fabric shoulder straps or straps of heavy lace or braid which continue down front of bodice as trimming. Optional lace or braid trimming on skirt front.
Links to reviews/blog posts Edit
Sources/Vendors Edit
Gallery Edit
[insert your photos of this pattern made up]
Wishlist Edit
[insert your username, and make sure your preferences allow for people to contact you via e-mail. Do not list your email address here!]


text:
Multiple devices? No problem. Streaming HD video? Easy. Accessing large data files in a flash? Bring 'em on. A home full of gadgets is no match for the full strength of our fiber network, as several users can get the most from their cell phones, laptops and tablets — all at the same time.
Get all the Web has to offer, streaming live. Play online games wirelessly, watch news feeds and follow your favorite teams, all without missing a beat. If you want to experience life as it happens, this speed will keep you in the loop.
Don't let its place at the bottom of this list fool you — you can do a lot with 4 Mbps. Download music, shop online, do your banking, use your social networks, connect wireless devices. This is what the Internet is all about, and it's right here at an affordable price.
Bundling Tip: Save money and time by bundling Internet service with FairPoint phone and/or TV service. See local offers for details.
FairPoint internet customers must abide by our download policies


text:
Tech Snippet: Dropbox, Sugar Sync and Google Drive
Need to work on a file on more than one computer? Tired of losing your flash drives? Wish you had an easier to use solution than the LCC files? Join us in the library in room 224 to learn about file syncing programs Dropbox, SugarSync and Google Drive.
Open to Student Services Divisional Staff Only. Registration Required.
Presented by:
Tuesday, September 11, 2012 12:00pm 12:15pm Collaborative Learning Room (224 TLC)


text:
Quick Details
- Application: Laser Engraving
- Condition: New
- Laser Type: CO2
- Engraving Area: 1300*2500mm
- Engraving Speed: 0-60000mm/min
- CNC or Not: Yes
- Cooling Mode: Water Cooling
- Applicable Material: Acrylic, Crytal, Glass, Leather, MDF, Metal, Paper, plastic, Plexiglax, Plywood, Rubber, Stone, Wood
- Graphic Format Supported: AI, BMP, DST, DWG, DXF, DXP, LAS, PLT
- Place of Origin: Shandong, China (Mainland)
- Brand Name: PHILICAM
- Model Number: FLDJ1325
- Dimension(L*W*H): 3600*2000*1400mm
- Certification: CCC, CE, ISO, SGS, UL, FDA
- After-sales Service Provided: Engineers available to service machinery overseas
- Product name: 1325 co2 cnc laser cutting engraving machine
- Laser tube power: 80w/100w/130w/150w/260w
- Laser tube name: Reci /yongli co2 laser tube
- Cnc laser size: 1325
- Laser working type: Cutting/engraving
- Motor and driver: servo /stepper
- Laser precision: high precision, high quality
- Laser cutting head: Metal/no-metal head
- Graphic format supported: BMP, PLT, DST, DXF, AI etc
- Color: As your requirement
Packaging & Delivery
|Packaging Details:
|Standard plywood package
|Delivery Detail:
|Shipped in 10 days after payment
China 1325 co2 cnc laser cutting engraving machine for wood plastic acrylic
Characteristics of co2 laser cutting engraving machine :
1.High speed laser cutting machine adopts the new high efficiency laser tube,the laser beam is more stable than the traditional type,and the life time of the laser tube is very long .
2.Compared with the ordinary laser machine,the series adopts more scientific design and high strength steel frame structure,which increase the fuselage strength more than 40% to prevent the machine from dsitortion during long term work.
3.The humanized and mordem appearance shows RUOFEN Machinery consistent humanity idea,and it also makes the operation and maintenace quite easy.
4.Advanced DSP control system,professional motion control chip,consecutive high speed curve cutting and the shortest path selection function improve the working efficiency a lot.
Applications of PHILICAM FLDJ1325 :
Material:Wood, bamboo, jade, marble, organic glass, crystal, plastic, garments, paper, leather, rubber,ceramic, glass and other nonmetal materials.
Industry:Advertisement, arts and crafts, leather, toys, garments, model , building upholster,computerized embroidery and clipping, packaging and paper industry.
Parameters of large size laser engraver machine:
Working area
250cm*130cm / 98in*52in (X axis*Y axis)
Equipment Dimension
Laser power
80w/100W/130W /150w/260w
Laser type
CO2 sealed laser tube, water-cooled
Engraving speed
Cutting speed
Total power
Power supply
Graphic format supported
Software supported
CorelDraw, Photoshop, AutoCAD, TAJIMA
Driving system
Leadshine driver
Net Weight
Components of 1325 cnc laser wood plastic acrylic cutting machine:
After-sale service of granite laser engraving machine :
1) 18 months free waranty under normal use and we give lifetime maintenance free of charge.
2) First class engineers give 24hours service on Internet and Telephone, free instructions and problem solving.
3) Free training to make sure you master the operating of fabric laser cutting machine .
Customers' satisfaction is our pursuit.
Anything I can do for you please let me know ,I will do my best to satisfy you .If you have any kind of question please make it easy to let me know.
I am always ready to share things with you.Customers' satisfaction is our pursuit.
Welcome to PHILICAM factory


text:
- The Pittsburgh Post Gazette blog, the Pittsburgh Post Gazette, Pittsburgh Tribune, Panther Digest and the Valley News Tribune all have coverage of the Pittsburgh Basketball Club Summer Pro Am awards. The News Tribune writes:
Big summerPlum grad Nolan Cressler made a strong bid for regular-season MVP of the Pittsburgh Basketball Club Pro-Am summer league in addition to being named to the All-Pro-Am team. In six games against top college and semi-pro competition, the Cornell sophomore guard finished second in scoring at 23 points per game, behind Pitt forward Talib Zanna (27.2). He scored 38 in one game. Cressler led the league in 3-point field goals, hitting 25 of 49 (51 percent). In addition to shooting 56 percent from the field, he also averaged 5.8 rebounds and 2.7 assists. His brother, Andrew, who plays for Pitt-Johnstown, averaged 11.7 points and 5.2 rebounds per game. He shot 59 percent from the field (29 for 49).
- Eitan Chemerinski (Cornell '13) scored 15 points on Wednesday as his Team USA finished 4-1 in group round robin play in Israel's Maccabi Games with a dominant 141-66 victory over Ginea-Bissau. The Americans now will move on to the semifinals/medal round. Chemerinski previously scored 3 points in the team's tournament opener on Friday, an 86-83 overtime defeat to Argentina. But the Americans bounced back in their second game on Sunday with an 89-55 win over Germany. Then on Monday Chemerinski notched 13 points in a USA 111-57 win over Australia followed by 10 point performance on Tuesday in an 84-31 win over Russia. The other preliminary group of competing countries which qualified for Men's Basketball include Canada, Kazakhstan, France, Greece and host Israel.