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Posted on October 26, 2007
MANCHESTER, England, Oct 26 (Reuters) – England midfielder Owen Hargreaves has recovered from the knee injury that has stalled his Manchester United career since his move from Bayern Munich in July, club manager Alex Ferguson said on Friday.
Hargreaves, who has played just three games since the move because of tendinitis, would start against Middlesbrough in the Premier League at the weekend, Ferguson told reporters.
"Owen is fit and he will play which is great news. We did the right thing with him," Ferguson said.
"We tried to get him through without injections but couldn't do it. He had an injection a few weeks ago and he is ready to play now.
"He's been frustrated as he has only played three games for us. That isn't what he came here for.
"He has fantastic speed about him and he sees danger very quickly. He has a good attitude and he will do a good job for us."
In the absence of Hargreaves and his fellow injured midfielder Michael Carrick, Brazilian Anderson has taken his chance to impress Ferguson.
"He has good talent but the thing that has impressed me the most is his knowledge of the game," Ferguson said of the teenager.
"I have noticed he was directing players around him and that's good to see in a 19-year-old. He is quick around the place. He can attack and defend and has a lot of ability going for him."
United, second in the Premier League behind Arsenal, host Middlesbrough on Saturday.


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Europe shares briefly turn positive in choppy trade
European shares reversed losses and briefly turned positive again on Tuesday in choppy trading after U.S. consumer confidence readings came in better than expected.
At 3:07 p.m., the FTSEurofirst 300 <.FTEU3> index of top European shares was down 0.1 percent at 1,072.77 points, having gone in and out of positive territory during the session.
(Reporting by Brian Gorman)

subset: commoncrawl


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Amethyst Double PointFaceted Point
Measures 6 mm x 30 mm
Amethyst is Known for Spiritual Awareness, Spirituality, Dreaming, Dispels Nightmares, Protection, Contentment, Cleanse and Clear Aura, Peace, Known as the Sobriety Stone, Helps break bad habits, Stability, Meditation, and if prone to migraine headaches, try amethyst stones at your crown and back of neck.
Photo is enlarged for detail.


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Super Junior's Heechul and his fellow members received attention by challenging girl groups at being pretty.
On August 18th, Heechul posted via Twitter, "83′ line girl group face" and posted the above photo raising the curiosity of netizens.
In the picture, Heechul, leader Leeteuk, and Yesung are posing in the cliche pose style of various girl group members, making cute expressions.
Yesung brought laughter by peeping behind Leeteuk as if he's embarrassed by Leeteuk and Heechul's poses.
Netizens replied, "83′ line, they really are as pretty as the girl group 94′ line", "Is it fair for guys to look that pretty", "Yesung looks like a ghost sticking on Leeteuk's back"


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A House Garden – Fun for the entire Family
Home gardening is an excellent pastime that everyone can also enjoy. Additionally, gardening is becoming an progressively popular hobby for individuals of any age. Presently, research has shown that within the U . s . States, eight of ten homes be a part of some form of home gardening endeavor. […]Read more ›


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North Carolina Teacher Colleges and Degrees Online Guide
This guide to teaching schools in North Carolina is designed to assist aspiring teachers looking to get certified to become a teacher in the state. There are several colleges and universities in the state that offer degree programs that prepare future teachers for a career in the classroom. For useful information on the various teaching degrees in North Carolina, take a look at the list of accredited teacher preparation programs found below as well as student reviews. Whether you're looking for a new career or hoping to move up the ladder in an already established career as an educator, this guide can help you find the best teaching program for your needs.
School Facts:
- There are 108 colleges and universities with teacher degree programs in North Carolina.1
- 35 colleges and universities offer a master's or advanced degree in education.1
- Highest graduation rate*: Duke University, 95%.1
- Highest transfer-out rate*: Campbell University, 44%.1
- Highest net price per year*: Wake Forest University, $32,868.1
- Lowest net price per year*: Elizabeth City State University, $1,323.1
- Annual undergraduate tuition range for teaching degree programs in North Carolina*: $8,890-$43,623.2
- Six schools in the Kiplinger's Best Values in Public Colleges in 2013: University of North Carolina-Chapel Hill (1), North Carolina State University (21), University of North Carolina School of the Arts (31), University of North Carolina-Wilmington (32), Appalachian State University (36), University of North Carolina-Asheville (52).
- Three schools ranked in US News National Universities Rankings in 2013 (top 100): Duke University (8), Wake Forest University (27), University of North Carolina-Chapel Hill (30).
- 41 teacher programs are accredited by the NCATE, TEAC, or CAEP (see below).*
*For 4-year colleges and universities with teacher degree programs.
Profiles of Well-Known Schools
Duke University: Prestigious Duke University in Durham, North Carolina offers undergraduate studies in Education. The goal of the Duke Program in Education is to give its student's dynamic learning opportunities outside the classroom that shape their thinking and skills. Duke's education department is led by full-time faculty members all with doctoral degrees in the areas in which they instruct and research. Undergraduates are able to spend time with full tenured faculty learning and receiving mentorship both in and out of the classroom. The Duke Department of Education offers students a robust learning environment outside of the class with student led organizations that provide enriching activities all to do with challenges and opportunities in education.
Top-Rated Teacher Preparation Programs
Over 1,000 national college programs that prepare teachers were evaluated and ranked by The National Council on Teacher Quality (NCTQ) (Teacher Prep Review 2013 Report). One teaching program in North Carolina made the "honor roll" of 3 stars or higher. Read more about the NCTQ Teacher Prep Review 2013 Report.
The following teacher preparation programs in North Carolina received the highest ratings by the National Council on Teacher Quality:
- University of North Carolina at Chapel Hill (Graduate Secondary)
Appalachian State University (Undergraduate Elementary)
Appalachian State University (Undergraduate Secondary)
Elon University Undergraduate (Special Education)
Fayetteville State University (Graduate Secondary)
The following reviewed schools were cited as problematic (no stars):
- Catawba College (Undergraduate Elementary)
Fayetteville State University (Undergraduate Elementary)
Greensboro College (Undergraduate Secondary)
University of North Carolina at Pembroke (Undergraduate Elementary)
Teacher Preparation Programs Accredited by the NCATE, TEAC, or CAEP
- Appalachian State University
- Barton College
- Bennett College
- Brevard College
- Campbell University
- Catawba College
- Chowan University
- Duke University
- East Carolina University
- Elizabeth City State University
- Elon University
- Fayetteville State University
- Gardner-Webb University
- Greensboro College
- High Point University
- Lees McRae College
- Lenoir-Rhyne University
- Livingstone College
- Mars Hill University
- Meredith College
- Methodist University
- Montreat College
- North Carolina A & T State University
- North Carolina Central University
- North Carolina State University
- North Carolina Wesleyan College
- Pfeiffer University
- Queens University of Charlotte
- Saint Andrews University
- Salem College
- Shaw University
- The University of North Carolina at Asheville
- The University of North Carolina at Pembroke
- University of North Carolina at Chapel Hill
- University of North Carolina at Charlotte
- University of North Carolina at Greensboro
- University of North Carolina at Wilmington
- Wake Forest University
- Western Carolina University
- Wingate University
- Winston-Salem State University
Read more about the CAEP, NCATE, and TEAC accrediting bodies.
School Programs for Becoming a Teacher in North Carolina
Request free information from the following schools to learn more about your options for choosing a teacher degree program. We recommend you: Request information from one or more of these schools
Schools with Teaching Degree Programs in North Carolina
Appalachian State University
Boone, NC 28608
(828) 262-2000
Barton College
200 ACC Drive NE
Wilson, NC 27893-7000
(252) 399-6300
Beaufort County Community College
5337 Highway 264 East
Washington, NC 27889
(252) 946-6194
Bennett College for Women
900 E Washington St
Greensboro, NC 27401-3239
(336) 517-2100
Blue Ridge Community College-Flat Rock
180 West Campus Drive
Flat Rock, NC 28731-4728
(828) 694-1700
Brevard College
One Brevard College Drive
Brevard, NC 28712
(828) 883-8292
Brunswick Community College
50 College Rd
Supply, NC 28462
(910) 755-7300
Campbell University Inc
450 Leslie Campbell Ave
Buies Creek, NC 27506
(910) 893-1200
Catawba College
2300 W Innes St
Salisbury, NC 28144
(704) 637-4111
Central Piedmont Community College
1201 Elizabeth Avenue
Charlotte, NC 28204
(704) 330-2722
Chowan University
One University Place
Murfreesboro, NC 27855
(252) 398-6500
Cleveland Community College
137 S Post Rd
Shelby, NC 28152-6224
(704) 484-4000
East Carolina University
East 5th Street
Greenville, NC 27858-4353
(252) 328-6131
Elizabeth City State University
1704 Weeksville Rd
Elizabeth City, NC 27909
(252) 335-3400
Elon University
100 Campus Drive
Elon, NC 27244-2010
(336) 278-2000
Empire Beauty School-Matthews
11032 E Independance Blvd
Matthews, NC 28105
(800) 223-3271
Fayetteville State University
1200 Murchison Rd
Fayetteville, NC 28301-4298
(910) 672-1111
Gardner-Webb University
Main St
Boiling Springs, NC 28017-0997
(704) 406-2361
Haywood Community College
185 Freedlander Drive
Clyde, NC 28721-9901
(828) 627-2821
High Point University
833 Montlieu Ave
High Point, NC 27262-3598
(336) 841-9000
Johnson C Smith University
100 Beatties Ford Rd
Charlotte, NC 28216-5398
(704) 378-1000
Lees-McRae College
275 College Drive
Banner Elk, NC 28604-0128
(828) 898-5241
Lenoir-Rhyne University
625 7th Avenue NE
Hickory, NC 28601
(828) 328-1741
Livingstone College
701 W Monroe St
Salisbury, NC 28144
(704) 216-6000
Mars Hill College
100 Athletic St
Mars Hill, NC 28754
(828) 689-1307
Meredith College
3800 Hillsborough St
Raleigh, NC 27607-5298
(919) 760-8600
Methodist University
5400 Ramsey St
Fayetteville, NC 28311-1420
(910) 630-7000
Mitchell Community College
500 W Broad Street
Statesville, NC 28677-5293
(704) 878-3200
North Carolina A & T State University
1601 E Market St
Greensboro, NC 27411
(336) 334-7500
North Carolina Central University
1801 Fayetteville Street
Durham, NC 27707
(919) 530-6100
North Carolina State University at Raleigh
2101 Hillsborough Street
Raleigh, NC 27695-7001
(919) 515-2011
Pfeiffer University
48380 Hwy 52n
Misenheimer, NC 28109-0960
(704) 463-1360
Salem College
601 S Church St
Winston Salem, NC 27101
(336) 721-2600
Shaw University
118 East South Street
Raleigh, NC 27601
(919) 546-8200
South Piedmont Community College
680 Highway 74 West
Polkton, NC 28135
(704) 272-5300
Tri-County Community College
Murphy, NC 28906
(828) 837-6810
University of North Carolina at Chapel Hill
103 South Bldg Cb 9100
Chapel Hill, NC 27599
(919) 962-2211
University of North Carolina at Charlotte
9201 University City Blvd
Charlotte, NC 28223-0001
(704) 687-2000
University of North Carolina at Greensboro
1000 Spring Garden St
Greensboro, NC 27402-6170
(336) 334-5000
University of North Carolina at Pembroke
One University Drive
Pembroke, NC 28372-1510
(910) 521-6000
University of North Carolina-Wilmington
601 South College Road
Wilmington, NC 28403-5963
(910) 962-3000
Vance-Granville Community College
I85 and Poplar Creek Rd
Henderson, NC 27536
(252) 492-2061
Wake Forest University
1834 Wake Forest Road
Winston Salem, NC 27106
(336) 758-5000
Western Carolina University
Cullowhee, NC 28723-9646
(828) 227-7211
Western Piedmont Community College
1001 Burkemont Ave
Morganton, NC 28655-4511
(828) 438-6141
Wingate University
220 North Camden Road
Wingate, NC 28174-0157
(704) 233-8000
Winston-Salem State University
601 Martin Luther King Jr Dr
Winston-Salem, NC 27110-0001
(336) 750-2000
1. National Center for Education Statistics College Navigator: https://nces.ed.gov/collegenavigator/
2. Niche College Search: https://www.niche.com/colleges/search/best-colleges-for-education/


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by Patricia
(Las Vegas)
I'm feeling sad and lonely. It will be 7 months tomorrow. It feels like yesterday and yet a forever. How does it happen? Where to we go? What do we do? I know we've all asked ourselves the same questions. But the most prominent question is Why me? I've been good, helped those who needed it and gone to church. Again, why me?
A minute an hour it doesn't matter, I think of him each day. I wonder and wish If I just don't move and stay perfectly still will things be the same. I'd like to think it but in my heart and when I go to bed at night I'm alone. I miss his touch, that warm body during the winter when I was cold I knew he would keep me warm. I miss so much.
I want to know why are we allow to have this pain? Why must we go through this? I've been a somewhat good person all my life. Why so much pain.
No one can answer that question and I know (thank goodness for this site) I can ramble on and let my heart say its thoughts even though it doesn't make sense.
I just miss Billy so much. Life was not suppose to be this way. We've always been told the "Ever After" story. Well I had it but then it was taken away. Not Fair....
Where to I go? What do I do? I hate my life and I hate where I am...
Always, 1 step, 1 breath at a time...
Comments for I just need someone to talk to...
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5887 Lone Tree Way, Antioch, CA 94531Request info Add to list
To view building contacts please sign in with your Pro account or create a pro account.
Deborah P.
Company: requires Pro account
Email: requires Pro account
Phone: requires Pro account
- Available Spaces
|Space Type
|Retail Space
|For lease: $2.25/sqft
|1,796 sqft
|View Details
|Retail Space
|For lease: $2.25/sqft
|2,000 sqft
|Retail Space
|For lease: $2.25/sqft
|2,501 sqft
|Retail Space
|For lease: $2.25/sqft
|2,504 sqft
Building Details:
• Year Built: 2005
5887 Lone Tree Way is aretail property for lease in Antioch, CA. The property currently has 4 retail spaces for lease and is marketed by Colliers International.
�120,000 SF shopping center anchored by Old Navy, Kirkland�s, Petsmart, and Office Depot.
Located in the heart of East Contra Costa County, a major regional shopping hub including Target, Sports Authority, Hobby Lobby, Barnes & Noble, and Bed Bath and Beyond.
�42,000 ADT on Lone Tree Way at Empire Avenue.
Request Property Information
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- Scott Warner, agent and Rofo Pro


text:
Donnie Ashok
Co-Founder at SuperLawyer.in, Independent Web Designer, Tech guy at IDIALaw, Law Student at GNLU
Co-Founder at SuperLawyer.in, Independent Web Designer, Tech guy at IDIALaw, Law Student at GNLU
Looking for opportunities which challenge my comfort zone.
I'm a law student first and a freelance technology adviser second. I assist lawyers in building technologies which can take law to the masses and I undertake technology projects which present me with challenges and steep learning curves.
Explore my professional history and get to know the companies I worked at and the roles and responsibilities I've been assigned.
iPleaders and Intelligent Legal Risk Management LLP builds better processes for businesses. We bridge law and management to minimize legal risks.
Read iPleaders.in to find out about various legal risks that may affect your business and learn quick and simple ways to minimize those risks, all by yourself. Be in total control of your business. Recommended for startup founders, CEOs, Company Secretaries, Product Managers and Process Managers.
See where I spent time studying and gained knowledge to prepare for my professional life.
A concise list of some of the most valuable professional skills I possess. My tricks of the trade and what I can bring to the table.
Hear what some of my clients and colleagues have to say about me after working together on various projects throughout my career.
Get in touch with me if you would like to share an idea, get me to work for you or just say hello.


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slim fit, fine nappa leather tank with side splits and cut out back detail. Front hem is longer than back hem.
made in australia.
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Availability: In stock
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* Required Fields
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dry clean only by a professional cleaner who uses special leather care methods (P).do not wash. do not soak or bleach. do not tumble dry.
free delivery for orders over 100 USD
same or next day delivery available
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In this section, you'll find our top 5 picks and lists for drones of all kinds.
When shopping for electronics, our advice is not to go too cheap. You want your electronics to last not just a few months, but for at least a year or two or longer before you have to upgrade.
In this section, we give you our top 5 picks for appliances from coffee makers to juicers.
Top 5 Bestselling Coffee Makers for the Home
There's just something about waking up to the smell of hot coffee and maybe even some homemade bread. If you are single, it's a pretty simple task to make yourself some hot coffee. You might have your basic drip coffee maker that you turn on first thing...
There are so many different specifications for computers nowadays. Let us help you wade through all the options. Here are our top 5 picks for computers.
Top 5 Bestselling Secure Routers
Is there really such a thing as a truly secure router? Yes and no. It all depends on the strength of your network password. Hackers are always busy and whenever there's a new security feature, they are there working to find a way to break through it....
Top 5 Bestselling Tablets
It seems nowadays that everybody has a tablet. And for good reason, you can read ebooks on them, work on the internet with them, and play games. They're almost like a super portable laptop with a touchscreen! When shopping for one, look for one that...
In this section, you'll find our top 5 picks and lists for drones of all kinds.
Media Players
Media players are now used for more than just watching DVDs. Many are connected to the Internet now and have apps so you can connect to Netflix, Hulu, Youtube, and others. Look below for our top 5 picks in this category.
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If you have a large television, then watching movies in hi-def is definitely something you want. And when it comes to watching movies, you'll want a Blu-Ray player for its hi-def video quality. And if you have high-speed internet at home and stream Netflix,...
In this section, you'll find top 5 lists for smartphones. You'll find budget smartphones, top of the line smartphones, and things in between.
It's important to be healthy. But it's one thing to say that and actually do that. To help you, we've rounded up the top 5 picks for your health related products and services.
Weight Loss
It's hard to lose weight . . . for most people. But it can be done. Here are our top 5 picks to help you lose the weight and keep it off.
Top 5 Worst Foods to Eat If You are Trying to Lose Weight
If you are trying to lose weight, then there are certain foods that you should stay away from. These are foods that tell your body to gain weight or otherwise make it very difficult for your body to start burning fat. If your body is worried about sugar...
Here at top5picks.net , you'll find lists of top 5 products. These are top selling and top rated products. Some of them, we've personally tested and others, we've researched by reading reviews. What you get is a summary of our results so you can make...
Pets just seem to make everything better. Give them your very best with our top 5 picks for pets.
Dogs are man's best friend. And it's no wonder as they are such social creatures that brighten up our day. They deserve to be treated with the best of care. Here are our top 5 picks for dogs.
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For dogs with a high energy level, agility is their best friend. Many of the working breeds like the Australian Shepherd, the Shetland Sheepdog, the Border Collie, and others love and excel at this sport. In fact, they need it. Otherwise they get hyper...
Top 5 Dog Training Books
A well trained dog makes for a happy dog. Actually, a well trained dog makes for a happy owner. Don't ever believe that you can't teach an old dog new tricks. It is very possible! And most dogs can be re-trained. You just need the right approach with...


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Be in the driver's seat when buying the perfect car. Alfalah Auto Loan lets you control your payment plan.
- Residual Value option to lower your instalment
- Option to defer insurance and Registration charges
- Zero charges on Car Replacement option
- Quick loan processing
Basic Features and Benefits
- You can choose a car that is new, used or imported
- Affordable markup rates to choose from-fixed and variable
- Minimum documentation and hassle free quick processing
- Financing available up to 7 years tenure
- Enjoy special comprehensive insurance rates
- Zero charges on Car Replacement
- Balloon payment option
Product offerings
Residual Value (RV) Product
Under RV product, Bank Alfalah provides convenience to its customers to pay a lump sum balloon payment (up to 50% of Financing Value) at the end of the financing tenure for increased affordability and convenience of repayments.
This product variant provides convenience to customers to own one of the below mentioned vehicles on lowest possible installments.
Toyota (Brands – Corolla, Hilux, and Fortuner)
Honda (Brands – City and Civic)
Suzuki (Brands – Cultus, Swift and WagonR)
Available for the residents of Islamabad, Lahore, Multan, Faisalabad and Karachi only.
Deferred Insurance & Registration
Bank Alfalah is pioneer Bank to offer Deferred Insurance and Registration product. Through this offering, Bank facilitates its customers to pay Insurance and Registration Charges in installments during the tenor of the financing/leasing instead of upfront in down payment. Hence lowest possible down payment increase customer's affordability and also facilitates customers in owning a high value/bigger vehicle.
Vehicle Replacement Option
Under this option, Customers can easily purchase new vehicle and adjust their vehicles with a new vehicle without any pre adjustment penalty.
Option for Fixed and Variable rate
Bank Alfalah provides its Customer with an option to choose fixed or variable rate of financing/leasing.
Option for Balloon Payment
Bank Alfalah offers its customers to lower their installments by adjusting their principal with a balloon payment twice in tenure of the loan. Each balloon payment equals to 6 equal monthly installments.
Instalment Calculator
Note: Insurance will be calculated separately.
Documents Required
Basic Documentation:
- Complete application form with customers signatures
- Copy of CNIC/NICOP/POC/Smart ID
- SBP undertaking on Loans availed and monthly liabilities
- 2 recent photographs
Documentation as per profession:
- Salaried Individual: Salary Slip/Salary Letter, 06 months Bank Statement
- SEB/SEP: 06 months Bank Statement or Income verification report
- Agriculturist: Fard/Mukhtar e Kar/Ownership, Certificate, 06 months Bank Statement or Income verification report
- Rental Income: Rental Agreement (should be valid for next 3 months), Title Document, 06 Months Bank Statement
- Foreign Remittance: Income/Job Proof, Remitter Passport (valid visa for at least 03 months), 06 months Remittance Slips or 06 months Bank Statement of Remittee
- You are a Pakistani National Identity Card Holder
- For Salaried individual you should be between 21 and 60 years of age, for Self Employed/Other categories you should be between 21 To 65 years of age (Loan maturity to fall in the same age bracket)
- Salaried Individuals including Government / Semi Government employees and Employees of Armed Forces
- Professionals (Chartered Accountants, Consultants, Doctors, etc.)
- Self Employed Individuals, Proprietorships, Partners, Family Concern Business
- Landlords, Housewives & Retired Individuals with consistent Rental Income/Foreign Remittances.
- You should have income from any of the following sources:
- Employment (Permanent/Contractual)
- Business (Partnership/Proprietorship)
- Rental Income
- Agricultural Income
- Remittances from Abroad
- Co-Borrower's Income (Co-Borrower Case)
Markup Rates
Schedule of Charges
Frequently Asked Questions
Can I avail the car loan facility?
Yes, you can if:
- You are a Pakistani National residing in a city here Bank Alfalah operates its branches
- You should be aged between 21 years of age and maximum 60 years (in case of Salaried) and 65 Years (In case of Self Employed/Business) at time of maturity of Loan.
- You should have income from any of the following sources:
- Employment (Permanent/Contractual)
- Business (Partnership/Proprietorship)
- Co-Borrower's Income (Clubbing of Income)
- Rental Income
- Agricultural Income
- Remittances from Abroad
Which car types are offered for financing?
- New Vehicles (Locally Manufactured/Imported)
- Used Vehicles (Locally Manufactured/Imported)
- Imported Vehicles but Locally Invoiced (CBU)
- Semi Commercial Vehicles
How much loan facility can i avail?
For brand new Locally Manufactured vehicles and Imported vehicles (New/Used), *minimum Rs. 200,000/- and maximum Rs. 6,000,000/-
For used Locally Manufactured vehicles, *minimum of Rs. 200,000/- with maximum Rs. 4,000,000/-
What is the period of the loan?
- Minimum 1 year & maximum 5 years for all vehicles.
- Minimum 1 year & maximum 7 years for Brand New Locally (Vehicles with engine capacity of 950 CC & above)
How much initial down payment do I have to make?
-For New Vehicles (Locally Manufactured/CBU) Minimum 20% of Vehicles Value Up to Rs. 4M Financing
Min 35% of Vehicles Value for Financing above Rs. 4M
-For Used Vehicles (Locally Manufactured)
Minimum 25% of Vehicles *FSV uptoRs. 2 M Financing
Min 40% of Vehicle's FSV for Financing above Rs. 2.0M
-For Imported Vehicles (New/Used)
Min 25% of Vehicle's FSV up to Rs.4M Financing
Min 35% of the Vehicle's FSV for Financing above Rs.4M
*Forced Sale Value of the vehicle provided by approved evaluator.
Maximum limit of equity is 75%
Note: Used CBUs will be treated under Segment Imported Vehicles (New/Used)
What other charges do I have to pay?
You have to pay a processing fee of Rs. 6,500/- (Rs.7,540/- with FED @ 16%), registration charges and first year's insurance premium.
Who will insure the car?
Bank Alfalah has made arrangements with top insurance companies which are offering special low insurance rates for Bank Alfalah clients.
How do I repay the loan?
Following modes are available for repayment:
- Direct Debit Instructions (Bank Alfalah Account holders only)
- Deposit the cheque at anyBank Alfalah Branch.
- Through ADC (Alternate Delivery Channel)
- Direct deposit of installment in the repayment account
Can I repay the loan before the maturity?
Yes, you have the option to repay the loan as per the prevailing SOC's after six months of availing the finance facility
What is the security of the loan?
The car is the security, which will be hypothecated in favor of the bank and lien will be marked with the respective Excise & Taxation Department.
What if I want the car in the name of my family members?
Yes, you can avail the facility with the below mentioned family members and vehicle can be registered in either of the borrowers name or as the case may be.
- Spouse
- Siblings (real brother/real sister)
- Son/Daughter
- Father/Mother
What documents are required to get a car loan sanctioned?
Our representative will discuss in detail the documents you are required to submit. An indicative list is given below:
For All cases
- Complete application form with customers signatures
- Copy of CNIC/NICOP/POC/Smart ID
- SBP undertaking
- 2 recent photographs
Additional documents required as per segment
- Salaried Individual: Salary Slip/Salary Letter, 06 months Bank Statement
- SEB/SEP: 06 months Bank Statement or Income verification report
- Agriculturist: Fard/Mukhtar e Kar/Ownership, Certificate, 06 months Bank Statement or Income verification report
- Rental Income: Rental Agreement (should be valid for next 3 months), Title Document, 06 Months Bank Statement
- Foreign Remittance: Income/Job Proof, Remitter Passport (valid visa for at least 03 months), 06 months Remittance Slips or 06 months Bank Statement of Remittee
How is it different from other financing schemes available in Pakistan?
- Quickest processing & turnaround time in the market
- Minimum documentation required
- Variable & fixed rates to cater differed budgets
- No termination charges on car replacement
- Discounted Insurance rate with free tracking device
What is the first step I need to take?
You can call 111-225-111 to talk to our Phone Banking Officer or stopover at your nearest branch from our network of over 640+ nationwide branches in Pakistan.
Apply Now
This page is currently unavailable due to undergoing maintenance.
We apologize for the inconvenience caused and request you to direct your complaints/queries to the following email address: customercomplaint@


text:
Khun Wang Royal Project
AS THAILAND BECOMES MORE industrialized, Hilltribe villages in various parts of the Kingdom become more vulnerable to exploitation and poverty.
About 30 years ago, H.M. King Bhumibol embarked on a personal fact finding mission to see what could be done to improve conditions for people living in Hilltribe villages. Accompanied by H.S.H. Prince Bhisatej, the King made his first observations in the mountains northwest of Chiangmai.
What he saw appalled him the terrible beauty of millions of blossoming opium poppies swaying gently in the breeze. This was the "cash crop" for the Hilltribe peoples and very meager cash at that, as drug warlords were exploiting them. Villagers were also unknowingly destroying their own environment by using "slash and burn" agricultural techniques. To let either practice continue would ultimately bring disaster to Thailand. The King's personal solution to the problem was the birth of the Royal Projects Program and the establishment of an agricultural research station at Doi Angkhang.
Since then, the King has installed several Royal Projects Programs throughout the Kingdom to benefit Hilltribe peoples. The program aims to provide an initial financial boost to villages as well as advice and guidance to get them started on the road to self sustaining activities such as farming and the sale of handicraft work. Members of the Royal Family frequently visit these Project sites to track progress and hear village concerns. Some villages even open their doors to journalists and foreign ambassadors to show how their communities have flourished under the Royal Projects Program.
Recently the "36 Projects for 365 Days" campaign was launched to remind Thai holiday makers there are plenty of destinations to visit within Thailand.
Khun Wang Royal Project
On the launch of the "36 Projects for 365 Days", we recently visited the Khun Wang Royal Project, (Wang is pronounced with as Waang) located in the mountains near Doi Inthanon National Park about 60 kilometers southwest of Chiangmai. Royal Project staff turned us over to village guides for a 2-day tour of the various activities installed by the Royal Project that have given villagers profitable work and a better livelihood.
The village Pu Yai Baan, or the village leader, gave a welcome speech. His father was the Pu Yai Baan ten years ago, when the village barely subsisted by harvesting opium. Today, there are 743 villagers involved in a variety of activities to earn income, and a primary school has been established.
Macadamia Research
The Khun Wang project is also home to a research center devoted to studying the uses of macadamia nuts they are more than just a yummy snack with a high retail price! The nut is an antioxidant so the body doesn't retain the nut oil. The oil is also said to fill in the wrinkle lines around the eyes, making it a good component for anti-wrinkle cosmetics. The trees were imported from Australia and Hawaii, and produce about 1 kilogram of nuts after 5 years. At about 8 years, the trees produce a good amount of nuts twice a year. It's not necessary to climb the tree to pick the nuts, just pick them up off the ground.
Produce and Flowers
An efficient method of planting flower beds of colorful flowers, all ready to cut within 10 days after planting, offers good income potential for some of the village families. Other crops include coffee beans, peppers, lettuce, cucumbers, and other vegetables. The village has its own packaging plant to prepare the flowers and produce for shipment.
Semen Bank
Bull semen, that is. The Royal Project imports bulls from abroad for the purpose of each producing 5,000 vials of semen, which is then processed in a modern laboratory on site and shipped throughout to beef cattle farms to artificially inseminate cows. Although the station does not take any more semen from the bulls after 5,000 vials, the bulls are not destroyed but taken care of until their natural death. Some live until the age of 14 years. When the onset of leg and ankle pain or infections occur, they instinctively stop eating and die.
Customs & Traditions
Villagers greeted us in traditional costumes-the men wear beautiful black velvet trousers and bright, short jackets with long sleeves. Nearly a hundred silver coins dangle in neat rows from the jacket and sleeves. A type of loincloth is worn over the long trousers. The women wear a similar outfit, with a longer, darker jacket and a colorful headdress. No, they don't wear these clothes every day, only during special occasions like their New Year Festival.
We were invited into a home for a typical New Year feast. At the door, a village elder called for the propitious spirits to enter, enticing the spirit with a pot of cooked chicken and a bottle of corn whiskey. At the table with the village elders, we enjoyed shots of this corn whiskey although it was only 11:15 a.m. Hey, it was a special day! Steamed fatty chicken, roasted three layer pork pieces, a soup of green mustard vegetable (the clear broth turned to lavender once it was ladled into a bowl) and steamed big grain Hilltribe rice were laid before us at the table. We ate with bamboo spoons, and when the women thought we weren't eating enough, they would come around and put food directly into our hands. And empty bamboo shot glasses were refilled again and again.
After dinner, the senior men and women tied sacred string around our wrists to keep the good spirit within us, then inspected the discarded chicken thighbones on the table. If they found one or two holes, toothpicks were inserted and fortunes told.
Then, one of the elders of our group presented a thank you contribution to the host of the grand feast. The villagers accommodated more than 40 visitors for this propitious spirit ceremony.
After lunch we relaxed with fresh brewed coffee while the children entertained us with games. Young boys competed in striking out spinning wooden tops. Older boys and girls tossed soft velvet balls back and forth, using only one hand to toss and catch. Most of the group trekked to a nearby waterfall to visit the bamboo rafting sites and elephant camps on Mae Wang river.
I opted to tour the agricultural station (Hey, that's a lot of walking too! With less mosquitoes and leeches). A young woman was using a Y-shaped wooden tool to pick up seeds to place into cups with high quality growing "media." The pure media is imported and very expensive. The villagers then mix it with coconut, sand and compost as a starter for seed pots. I was shown tall shoots of tomatoes, broccoli and lettuce that had been growing for only 10 days. They use natural pest control rather than toxic insecticides, by breeding insects that eat other insects harmful to flower beds and food crops. A 10-year-old grapevine was dormant at the moment, but luscious grapes are expected to be harvested and ready to sell by the winter season Royal Project Festival at the Quadrangle Expo 2002.
After dinner, nine elementary school girls performed on hilltribe Kaen bamboo instruments for us. That evening, we stayed overnight in a lodge containing four metal camp beds with coconut stuffed mattresses. There was no hot water, but we did have a western style toilet.
We were certainly very pleased to be able to visit such a bright, beautiful and thriving Royal Project! When King Bhumibol first flew over Doi Angkhang, he envisioned just how beautiful and productive his Royal Projects would become, not only for that region, but also throughout the Kingdom.
For reservations: "36 Royal Projects in 365 days" Tel. 053-277094, 053-278332, 053-278204.
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This air-conditioned city hotel comprises a total of 27 rooms. The theme of this boutique-style establishment is stories about the City of Angels, Bangkok. Guests are welcomed in the lobby, which offers a 24-hour reception and a 24-hour check-out service, as well as a hotel safe and lift access to the upper floors. There is a 24-hour Internet corner, and a laundry service is available for a fee.
The hotel is conveniently located on the Sukhumvit Road, just a one-minute walk from BTS Phra Kanong station, providing quick and easy access throughout central Bangkok. In the Sukhumvit district near the hotel, guests will find numerous shopping, dining, nightlife and entertainment facilities. Nearby places of interest include Siam Paragon and Bangkok Arts and Cultural Centre (each approximately 9 km), the Jim Thompson House (approximately 10 km) and the Grand Palace (approximately 13 km away). Suvarnabhumi Airport and Don Mueang International Airport are each approximately 30 km away from the hotel.
Each room is uniquely designed in a contemporary style. All rooms are en suite with a shower, toiletries and hairdryer. Each room offers a king-size bed, international direct dial telephone, flat-screen TV with international satellite channels, complimentary wireless Internet access, a safe, smoke detector, electronic key card system and a mini fridge. Individually regulated air conditioning is a standard feature in all accommodation units. All rooms are non-smoking.
The hotel offers a professional massage service by appointment (fees apply).
The hotel's small, laid-back coffee shop serves fresh gourmet coffee, tea, food and more.
MasterCard and VISA are accepted at this establishment.
When arriving by a car, guests can take the main Sukhumvit Road and enter through Soi Sukhumvit 67. The hotel will be on the right-hand side. An alternative convenient transfer option to the hotel is by taking the BTS Skytrain to Phra Khanong BTS station, taking exit no.1 and walking towards Soi Sukhumvit 67 to find the hotel on the right.
The hotel is a non-smoking hotel, but a designated smoking area is available.
Room Facilities:
Direct dial telephone
Satellite cable TV
Internet access
Mini fridge
King size bed
Individual airconditioned


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Hours calculator reports helpful summaries for entrepreneurs, freelancers, sportsmen, students, parents and just any other conscious person putting value for his or her time and interested in personal and professional efficiency and growth struggling how to stop procrastinating and waste time.
Timesheet calculator key features:
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• Time tracker for description of activities and time management with up to three levels of details (Category, Item, Tags/Text). Easy description of the waste time
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TDouble uses Total Time Technique for time management and time tracking forcing use to track 24/7 of the life time. Unlike well know approaches such as pomodoro technique (pomodoro timer) and getting things done (GTD) system it lets you to approach all your time not just the limited work hours frame. As such it directly answers the question how to stop procrastinating and how to stop laziness and improve time management skills. As a result you reach desired level of work life balance and aim for self-development.
We are aware that among direct equivalents of the application are such great apps as Toggl, aTimeLogger, Jiffy, Time Recording, RescueTime, Gleeo, Harvest, HoursTracker and many other. Try it yourself and you will see that the main difference of TDouble is that there is NO stopwatch, which solves the problem when you forget to start activity or to end it. You may even combine the app or replace with it such well-known services as Any.do and Todoist.
TDouble is a timesheet app ideal for time conscious person – either a freelancer, entrepreneur, IT specialist or student. It serves to reach time management efficiency and personal growth. Thanks to app you now will be able to keep track of what you have done and what time was spent. With this app there will be no blank answers to "What did I do last week?" and "Are my time management skills good enough" questions and will never say "I waste so much time!"
You can easily track time for the newborns: baby sleep time and periods and all other baby time activities during first several critical months of their life.
Good job!
Nice Idea, but hindered by buggy app. I have to set the CPU to performance so that the app is usable.
No help file, paid $6, wasted my time and money looking for time management app, this is not it
Excelente aplicativo! Um conceito diferente de registro de tempo, e muito mais eficiente que as técnicas / ferramentas tradicionais! Se você é como eu e esquece de ligar o cronômetro ao iniciar uma atividade, esse app é para nós! Solicitei ao autor uma tradução para o Português.
very user-friendly app to track daily activities
Needs Tasker integration or some way to detect certain conditions automatically. Didn't find ui intuitive, and even on note 3 had some ui lag
Удобный учет времени. Понравилось, что не похоже на стандартные инструменты хронометража - не надо нажимать кнопку старт и стор. Интерфейс можно было бы улучшить. Заметила, что чем больше пользуешься, тем больше не можешь отвыкнуть. Отличное приложение!
Överlag jättebra app för att hålla sig självorganiserad under vardagar. Super enkelt att se vad man lagt tiden på under dagen, veckan, månaden osv. Lite tråkigt under semester-tiden men man får stänga av påminnelse då.


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The Reserve Bank of India is one of the top most banking Sector organization in all around India that had conducted the the Written exam for the post of Grade B officers on the date 21st November-2015. All those candidates that had been waiting for the arrival of the answer key in the authorities web page can now check the update on RBI web page . The cut off for the Grade B officer post has been released along side the answer key candidates can check the cut off scores . Most of the candidates had been eager to check the answer key and cut off marks for the RBI Grade B post after the exam was over on 21st November 2015.
RBI is the organization that works all the banking related work in India , all the public Sector banks relay on the policies and schemes released by the Reserve Bank of India . The Reserve Bank of India had released the notification regarding the Grade b officer Post few months back on its official web page . All those candidates that had all the eligible qualification were able to submit their application from in the standard provided by RBI . All the answer keys had been made available on the basis of the set code asked in the written exam.
RBI Grade B Officers 21st Nov answer key 2015 cutoff: Reserve Bank of India.
Name of the Organization – Reserve Bank of India
Name of Post – Grade B officer
Date of the exam– 21st November
Answer Key– released officially
all the candidates appeared in the exam must make sure that they qualify in each section of the question paper , Only those candidates obtaining minimum number of qualifying marks in the exam will be called for the next round of selection process.
As there are large number of candidates appeared in the written exam, only those candidates that had acquired highest marks in the exam , will be able to crack the exam.
How to check the RBI Grade B Officers 21st Nov answer key 2015 cutoff: Reserve Bank of India
- all the candidates appeared in the exam must log in to the official web page of Reserve bank of India. www.rbi.org.in
- click on the answer key for the RBI Grade B officer
- Download and Save the answer key for further reference
- Check the answer key
In case candidates need any other information they can comment on the post below, we will be providing the candidates proper guidance and solution through our team of experts.


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This ain't my epic post yet. Just some random ponderings off of my brilliant mind.
- Remember the first time you ever got in a fifteen-people behest? Isn't it wonderful? It's one of FFXIV's signatures after all.
- Remember the first time you killed a peiste? It made you feel immortal didn't it?
- Remember the times when you go back to your retainer and get delighted by what you have sold?
- Remember the first time you've ever levelinked? Weren't you amazed by the multiplied SP?
- Remember the time you first fought the antling workers in Nanawa Mines? Scary isn't it?
- Remember the great moments and bondings you shared with your friends online? Priceless.
- Remember F'lhammin? She is so hot.
- Remember the music while you were creating your very first character? It's nostalgic. There's nothing like it.
- Remember the breathtaking opening scene?
- Remember buying great gear for yourself?
Post away your thoughts.


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The author(s) of this article don't accept major edit to this article.
If you would like to edit this article, discuss it in the talk page. Thank you.
If you would like to edit this article, discuss it in the talk page. Thank you.
It is this world's version of our UN and sits in Halifax in Vermont and Skopje in Balkanska.
It's role
- The Secretary General - The supreme leader. He is elected by the General Committee from the UEM's members to serve in a civil and democratic presidential style. He must forsake national issues and remain neutral on non global issues. He is the planet's figurehead leader and the UEM's actual leader.
- General Committee – a supervisory committee consisting of the assembly's president, vice-president, and committee heads, lead by the Security Council.
- Credentials Committee – responsible for determining the credentials of each member nation's UN representatives.
- First Committee (Disarmament and International Security).
- Second Committee (Economic and Financial).
- Third Committee (Social, Humanitarian, and Cultural).
- Fourth Committee (Special Political and Decolonization).
- Fifth Committee (Administrative and Budgetary).
- Sixth Committee (Legal).
- Seventh Committee (Peace keeping and overseas aid)


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How can you tell when a guy is interested in you? Does he make effort, or does he not? Will he start conversations just to be nice or is he showing interest? Will he help you in the gym just to be nice or is he showing interest? Do guys not waste their time getting to know you if they aren't interested in some way?
Most Helpful Guy
If a man is interested in you, he'd flirt. Light nudges, starting the conversations, giving you compliments without you asking for them, offer to open doors, buy you food, etc. If he isn't interested, he may just talk to you but he won't be as nice, nor will he be mean, he would be indifferent, or how you'd act around a friend, but since that varies between friends and people for goodness sakes, it would be hard to tell if he's being like a friend. Keep a close eye on how he acts around you, if you like him, flirt with him. Guys love when girls flirt with them, mainly if its the girl they like. Don't assume too quick though, for that could make you come off as clingy, or needy. If he is nice, thats good, but if he is always there, sending good morning and goodnight texts, and always trying talk to you, he most likely likes you. I hope this helps! Good luck!00|00|0
thank you I appreciate that!


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Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
If I am the new owner of a property which has a tenant presently living in one unit. How much am I allowed to raise the rent? The rent the tenant now pays is way below the amount it should be. Is there a law governing the rent increase under such circumstances? Thank you.Thank. I am in Pasadena so I don't think the RSO would apply.
Unless the rental property is subject to rent control, there is no legal limit on the amount of rent increase.
To be under the Los Angeles Rent Stabilization Ordinance (RSO), the following three criteria must be met:
1) Property located within the City of Los Angeles;
2) Two or more units on the lot; and
3) Building must have Certificate of Occupancy issued on or before October 1, 1978.
If your rental property is not subject to rent control, then you as the landlord can raise the rent every month to whatever the market will bear.
The information presented here is general in nature and is not intended, nor should be construed, as legal advice. This posting does not create any attorney-client relationship with the author (who is only admitted to practice law in the State of California). For specific advice about your particular situation, consult your own attorney.Ask a similar question
Dear landlord:
You may raise the rent to whatever the market will bear because, as you pointed out, there is no rent control in Pasadena.Ask a similar question
Correct. There is no rent control in Pasadena.
As stated by my colleagues, since your property is not controlled by RSO you can raise the rent with the appropriate notice.
The opinion provided is for informational purposes only and does not constitute legal advice.Ask a similar question
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We bring you a little round up of cool things we've seen on the internet we think you might like. You know, just to keep you in the loop.
Now, this wasn't intentional, but it seems we've looped in to some serious good vibes this week!
Friends With You is an LA-based art collective busy spreading love, magic and peace everywhere they go with their super-sized, inflatable installations. This is Super Moon. Installed in Seoul, Korea to coincide with Korean holiday Chuseok, Super Moon floats 60ft high on Seokchon Lake. Super Moon is on display in all its glory until October 3rd. Friends With You hope to see visitors gather around the moon to experience a sense of unity and peace. Dreamy!
This week we're thrilled to see C.A.T.S' (Citizens Advertising Takeover Service) Kickstarter dreams come true as 68 advertising sites in Clapham Common tube station in London are replaced with ace photographs of cats! A project by creative collective Glimpse, C.A.T.S is giving commuters a break from being bombarded by advertising messages and replacing sell, sell, sell with meow, meow, meow. The now famous cats featured on the posters are stray moggies from Battersea Cat & Dog Home and Cats Protection. The campaign appeared on 12th September and will be active for two weeks.
Meet Sky Brown. Sky is from Miyazaki, Japan and has been skateboarding like a little demon since she was knee-high to a toadstool. Now, still just 8 years old, Sky is the youngest girl to skate in the Vans US Pro Series and she has been blowing spectators' and commentators' minds. Look at her go! You can see more from Sky on YouTube and, while you're at it, check out her 5 year old brother, Ocean! He has some mean skills too.
And we're leaving you today with five musical minutes of childhood nostalgia courtesy of Ralph McTell and Alphabet Zoo! Gather the kids around and listen to singalong 80s classics such as Ollie the Otter, Gordon the Goat and Holly the Hedgehog!
Citizens Advertising Takeover Service
AWSMKIDS Sky & Ocean Brown on YouTube


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Acne: Acne is characterized by the presence of pimples or "zits", blackheads, and whiteheads. This occurs when oil and dead skin cells become trapped within the hair follicle, creating a plug within the pore. It chiefly affects the face, neck, chest, and back.
Acupressure: Finger massage that releases tension and improves the flow of energy (chi) throughout the body by applying pressure to the "energy points" or meridians in the body.
Acupuncture: An ancient oriental healing technique discovered and developed more than three thousand years ago, acupuncture is based on Taoist philosophy. The aim is to balance the energy meridians to permit the body to "heal itself. A relatively painless technique, it is administered by inserting fine needles at key points of the body that relate to different organs in order to relieve muscular, neurological and arthritic problems, cure disease and relieve pain.
Alpha Hydroxy Acid: Alpha hydroxy acids are known for their anti-aging effects, found in a variety of skin care products including moisturizers, cleansers, eye cream, sunscreen, and foundations. Alpha hydroxy acids in various concentrations are also used in chemical peels.
Aromatherapy: The use of fragrant, natural, botanical essential oils from plants, leaves, bark, roots, seeds, resins and flowers as a healing art. Aromatherapy refreshes and relaxes the skin while soothing the mind by helping to induce a sense of well-being. Each individual essence is used to produce a specific beneficial effect. Used in massage and facials.
Beta Hydroxy Acid: Beta hydroxy acid works mainly as an exfoliant. It causes the cells of the epidermis to become "unglued" allowing the dead skin cells to slough off, making room for regrowth of new skin. Beta hydroxy acid is reported to improve wrinkling, roughness, and mottled pigmentation of photodamaged skin after at least 6 months of daily application.
Bio-Lift Facial: Our signature anti-aging treatment offers results so dramatic, your friends may suspect you've had a facelift! This combination of custom-blended serums and botanicals, with the advanced technology of non-invasive electrical current, is extremely effective in reducing the appearance of wrinkles, puffiness, droopy eyelids and sun damage, and restoring vitality and a youthful luster and contour to the skin. Have a little work done with none of the "work!"
Blackheads: are follicles that have a wider than normal opening. They are filled with plugs of sebum and sloughed-off cells and have undergone a chemical reaction resulting in the oxidation of melanin. This gives the material in the follicle the typical black color.
Chemical Peels: Procedural treatment consisting of the application of a chemical agent designed to rapidly exfoliate, or "peel," the skin. The most common agents used for chemical peels include: glycolic acid, lactic acid, salicylic acid, trichloroacetic acid (TCA), and carbolic acid (phenol). Chemical peels range in strength from light to deep, depending on the agent used and how long it is left on the skin. The strength of the peel performed is dependent on skin condition and desired results. Chemical peels are used to improve the appearance of fine lines and wrinkles, sun damage, skin discoloration, mild acne scars, and some forms of acne.
Cleanser: Is the foundation of a proper skincare regimen. It better respects the skin than bar soap and is used to remove make-up, dead skin cells, oil, dirt and other types of pollutants from the skin of the face. This helps to unclog pores and prevent skin conditions such as acne.
Craniosacral Therapy: A gentle hands-on massage centering on the head.
Deep Tissue Massage: A type of massage designed to free congestion of the muscle attachments. Deep work brings about realignment of postural distortions and restores proper range of motion. Liberation of emotional tensions may also result. Muscle function and awareness are balanced, and elasticity is revived.
Detoxification: The process of cleansing the body of accumulated poisons often from over-taxation due to addictive behaviors.
Dry Brushing: Dry-brushing exfoliating of skin to remove its dead layers and impurities and stimulate circulation. It increases circulation, assists the skin in excreting toxins, encourages healing, stimulates, helps lymphatic drainage, and sheds dead skin cells, all of which can improve skin texture and cell renewal.
eMatrix: This treatment offers a unique combination of ablation and skin resurfacing leading to wrinkle reduction, skin tightening and lifting. After one treatment you can see improvements in Wrinkles, Skin laxity, Scars, Acne Scars, Textural irregularities, Tone, and Superficial skin lesions. It is the most advanced technology with minimal downtime, and safe for all skin color and types.
Epidermis: The epidermis is the outer layer of skin. The thickness of the epidermis varies in different types of skin. It is the thinnest on the eyelids at .05 mm and the thickest on the palms and soles at 1.5 mm.
Essential Oils: Aromatic liquid substances which are extracted from certain species of flowers, grasses, fruits, leaves, roots, and trees. Used in aromatherapy, massage and facial products.
Esthetician: Also called skin care therapists, are trained in the cosmetic treatment of the skin. They perform various cosmetic procedures including facials, body treatments, and waxing. Offering a variety of specialty spa treatments.
Exfoliation: Peels away dry skin cells and removes deeply trapped secretions that impede oxygenation.
Extraction: Is a treatment done by an esthetician during a facial. Gentle pressure is applied to the blackhead, and the plug of oil and dead cells is carefully coaxed to the surface. Most estheticians use their cotton-wrapped fingers to extract pore blockages, although some use a small metal tool called a comedo extractor.
Facial: A three-step treatment for the face that is designed to cleanse, tone, and moisturize the skin.
Facial Mask: A facial mask is a paste or gel applied to the entire, already-cleansed face. It often contains minerals, vitamins, essential oils, and/or fruit extracts. There are different kinds of masks for different purposes: deep-cleansing, by penetrating the pores; healing acne scars or hyper-pigmentation; brightening, for a gradual illumination of the skin tone. Some masks are designed to dry or solidify on the face, almost like plaster; others just remain wet. The perceived effects of a facial mask treatment include revitalizing, healing, or refreshing; and, may yield temporary or long-term benefits (depending on environmental, dietary, and other skincare factors).
Glycolic Acid: An alpha hydroxy acid (AHA) derived from sugar cane. One of the most well-known and widely used AHAs, glycolic acid is used to smooth wrinkles, fade hyperpigmentation and sun damage, and generally improve the tone and texture of the skin. As such, it is often used in anti-aging products.
Gommage: A massage-like treatment using creams to cleanse and moisturize.
Hand and Foot Treatment: a spa treatment that includes a standard manicure and pedicure, followed by a mask to soften and smooth the skin.
Hair Removal: The process of removing unwanted facial and body hair. Preferred methods are waxing, threading, and light based hair removal.
Hot Stone Massage : A bodywork that involves the use of heated and cooled stones (Thermotherapy) applied to the body in various ways to bring about relief to stiff and sore muscles.
Hyperpigmentation: Often caused by sun damage, inflammation, or other skin injuries, including those related to acne. People with darker Asian, Mediterranean or African skin tones are also more prone to hyperpigmentation, especially if they have excess sun exposure.
IPL Foto Facial: Addresses Rosacea (redness), spider veins, age spots, uneven skin tone and sun damaged skin. Reduces sebaceous gland activity and destroys active acne. The combination of energies of light and bi-polar radio frequency, offers a complete solution to the challenges of skin treatment with reduced overall required energy output enabling safe, effective treatment.
LED: Skin powered by positive light, a noninvasive light energy to deliver an energizing, stress-relieving and skin rejuvenating experience. It addresses wrinkles, redness, and the signs of bad skincare habits.
Light Based Hair Removal: Finally effective hair removal for all skin types! This innovative device uses and intense pulsed light for a fast, gentle and more comfortable treatment. This is the first technology to effectively remove hair of all colors including white and grey. Semi-permanent to permanent results.
Lymphatic Drainage: Therapeutic massage that uses a delicate pumping technique to drain lymph nodes of water and trapped toxins.
Manicure: Is a cosmetic beauty treatment for the fingernails and hands. A manicure treatment is not only a treatment for the natural nails but also for the hands. A manicure consists of filing, shaping of the free edge, treatments, massage of the hand and the application of polish.
Massage: The manipulation of skin, muscle, and joints (usually by hand) to relax muscle spasm, relieve tension, improve circulation, and eliminate wastes. Over 80 types of massage are in use today. Various forms include: acupressure, athletic, polarity, reflexology, rolfing, shiatsu, sports, Swedish, traeger, and watsu.
Microcurrent (Facial Technique): A powerful and effective tool to aid in the battle of anti-aging by diminishing the appearance of fine lines and wrinkles, improve the texture and appearance of the skin, and reducing the overall visual appearance of aging.
Microdermabrasion: Also referred to as mechanical exfoliation or micro-resurfacing, is a cosmetic technique that uses a mechanical medium for exfoliation along with adjustable suction to remove the outermost layer of dead skin cells from the epidermis. It is a non-invasive procedure, which is performed in-office by a trained skin care professional.
Milia: Are tiny white bumps on the skin, especially on the face. They are often filled with keratin — a hard, white substance. Unlike blackheads or whiteheads, they don't have an opening on the surface of the skin and often appear along the eye contour. Sometimes they disappear on their own, but often they must be removed by an esthetician.
Moisturizer: Recommended for all skin types and ages. Moisturizers are a complex mixture of chemical agents specially designed to make the external layers of the skin softer and more pliable, by increasing hydration and reducing evaporation. Naturally occurring skin lipids and sterols as well as artificial or natural oils, humectants, emollients, lubricants, etc. may be part of the composition.
Mud Wrap: A treatment which involves the application or submersion of self into mineral-rich mud in order to detoxify the body, loosen muscles, stimulate circulation, and hydrate & exfoliate the skin leaving it with a vital, healthy glow.
Nasolabial Fold: Are facial features commonly known as "smile lines" or "laugh lines". They are the two skin folds that run from each side of the nose to the corners of the mouth. They separate the cheeks from the upper lip. With aging the fold may become more pronounced and become cosmetically undesirable. The most significant factors that contribute to the prominence of the fold are excess skin, skin thinning, and excess cheek fat.
Oxygenating Facial: (Topical Hyperbaric Oxygen Technology) Most often mistaken as just "The Oxygen Facial" however our system incorporates cutting edge science and technology with extensive research. The system delivers serums composed of antioxidants, amino peptides and nano-hydraters to the skin through oxygen to moisturize, and super hydrate the skin immediately – leaving skin looking and feeling younger with a firming visible lift! The treatment is relaxing, soothing and suitable for all skin types. The benefits are extensive and the system or treatment is also widely used to support cosmetic laser and surgical procedures and visibly improves the appearance of several common skin conditions such as acne, rosacea, prematurely aging and severely dry skin.
P50: Our best selling product at Rescue Rittenhouse Spa! The P50, P50V and P50W balancing exfoliators are the unique fruit of 30 years of reflection and experience. P50 balancing exfoliators speed up the epidermis' natural exfoliating process and the reconstruction of the epidermal shield. The fortified epidermis can then fulfill its protective functions completely, enhancing skin's self-regeneration potential. Lotion P50, our most famous and coveted product, is the keystone to Biologique Recherche skin care treatment. All Biologique Recherche skin care treatments, whether administered at home or in a beauty institute, start with the P50 ritual. It is applied in the morning and in the evening. It gently exfoliates the skin, regulates excessive sebum secretion, moisturizes and helps maintain the epidermis' acid pH. It prevents and treats in-growing hairs, and is therefore ideal for pre and post shaving skin care.
Pedicure: Is a way to improve the appearance of the feet and their nails. It provides a similar service to a manicure. The word pedicure refers to superficial cosmetic treatment of the feet and toenails and comes A pedicure can help prevent nail diseases and nail disorders.
Refirme: The Refirme skin tightening procedure, via wrinkle reduction, features revolutionary technology that enables you to comfortably achieve a more youthful, tightened and lifted appearance. Refirme treatment is quick, safe and has no downtime. Refirme is a complete anti-ageing solution for targeting those telltale signs of aging, including, jowl and neck laxity, sagginess under the eyes, saggy brow lines, and nasolabial folds.
Reflexology: An ancient Chinese technique in which specific pressure points (usually on the feet, but also on the hands and ears) are massaged in order to re-establish the flow of energy throughout the body.
Retinol: Is pure and active Vitamin A. It works to increase cell turnover and exfoliation by stimulating cell production underneath the skin. The acceleration of cell turnover caused by the use of retinol will encourage the exfoliation of these dead skin cells and allow healthier cells to appear. Skin will appear smoother, softer; pores will appear smaller and less noticeable; and signs of aging will start to diminish.
Rolfing: Bodywork technique that improves balance and flexibility through deep manipulation of rigid muscles, bones, and joints; intended to relieve stress and improve energy.
Rosacea: Often begins as redness or flushing of the face. Small, red, pimple-like bumps can form on the face, but unlike acne there are no blackheads or comedones. Capillaries may be visible on the skin, contributing to the red appearance of the face.
Salt Buff: An exfoliating treatment where the body is rubbed with coarse salt to remove the top layer of dead skin and stimulate circulation.
Seaweed Wrap: A wrap of concentrated sea water and seaweed which diffuses minerals, rare elements, vitamins, proteins in the blood stream to revitalize the skin and the body.
Sebum: Sebaceous glands produce a substance called sebum which is responsible for keeping the skin and hair moisturized. Sebum is a light yellow, oily fluid.
SPF: The sun protection factor of a sunscreen is a laboratory measure of the effectiveness of sunscreen — the higher the SPF, the more protection a sunscreen offers against UV-B (the ultraviolet radiation that causes sunburn).
Sports Massage: Massage of foundation tissues directed specifically at the muscles used in athletic activities. This is a deep muscle massage often used around the joints. It combines classical Swedish style with trigger points, compression and electro-neuromuscular techniques to reduce soreness.
Steam Room: Tiled room in which steam is generated at high pressure and temperature to open the pores and eliminate toxins.
Swedish Massage: A classical European massage technique of the muscles with special oils by therapeutic stroking and kneading of muscle tissue to promote stress relief. It is used to improve circulation, relieve muscle pain and tension, increase flexibility and induce relaxation. It combines three basic strokes to the skin: long, firm strokes; kneading strokes; and small circles. This is the most requested and one of the most enjoyable massages.
Threading: An ancient method of hair removal, a very delicate procedure, making it suitable for even the most sensitive skin. The art of threading may be seen in the gentle and precise twisting of cotton thread which is moved and twisted along the hairs, it is with this motion that the thread traps the hair and lifts it out of the follicle. Threading is often more effective and less painful than tweezing or waxing; hair re-growth becomes finer and more sparse after regular treatments and the top layers of skin are not peeled or traumatized in the process. It is an excellent option for those who use Retinols or are allergic to wax.
Toner: In cosmetics, toner refers to a lotion or wash designed to cleanse the skin and shrink the appearance of pores, usually used on the face. Toners can be applied to the skin in different ways: On damp cotton wool (most frequently used method), Spraying onto the face using a vaporiser, or by applying a tonic gauze facial mask – a piece of gauze is covered with toner and left on the face for a few minutes.
VelaShape: Body shaping treatments that use a powerful combination of radiofrequency waves, infrared light energy, plus vacuum and mechanical massage. The precise heating ensures an effective, non-invasive treatment with no downtime. During our VelaShape body shaping treatments, non-invasive light and radiofrequency waves break up layers of fat while our technicians visually erase surface effects with specially designed rollers. The process reduces fat cells, contours your curves and reshapes problem areas like your stomach, back and thighs.
Wrap: The body is wrapped in a warm cloth soaked in an herbal solution to eliminate impurities, detoxify the body, and induce relaxation.
Waxing: The removal of body hair with hot wax.


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We are interested in all Trade In Vehicles PLUS Excellent Finance Terms On Site.Power Windows, Power Door Locks, Air Conditioning, Remote Start, Navigation System, U-Connect, Power Sunroof, Leather Heated Seats, Rear View Camera, Park Assist, Heated Steering Wheel, Aluminum Wheels, Dual Climate Control.Southridge Chrysler in Okotoks, just 10 minutes south of Calgary. Also just a short drive from High River, Airdrie, Strathmore, Nanton, Canmore, Cochrane, Claresholm, Vulcan, Black Diamond, Turner Valley, Chestermere, Longview, Heritage Pointe and Millarville. AMVIC Licensed Dealer
For this vehicle based on mileage, region and options.
This graph compares the vehicle to the average market price for a 2013 Dodge Dart in your area based on recent listings on autoTRADER.ca. It is intended only as a guide. Factors such as vehicle condition can affect prices.


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Mazda automobile owners have become used to a certain level of fuel efficiency when driving their 3 Sport around town. When your Mazda 3 Sport rolled off the assembly line, it was destined for a person with discerning taste who values economical pricing in their automobile. Auto enthusiasts appreciate the a sporty attitude built into each Mazda, and understand that only top quality replacement 3 Sport parts will suffice when maintenance needs to be done. Make no mistake, you bought your 3 Sport because you knew that you wanted a variety of features and options and youthfulness both impeccably combined into one car, truck, or SUV.
Keeping the interiors of our cars and trucks cool and comfortable has been possible since HVAC was pioneered around 70 years ago. The air conditioning uses a refrigerant called R134a to fuel a thermal reaction that emits cold air, and the A/C condenser on your Mazda 3 Sport changes the pressurized refrigerant from an extremely hot temperature to a more neutral temperature before it gets expanded into a gas. You will usually find your Mazda 3 Sport A/C condenser mounted at the front of your vehicle near the radiator, because that is the best place for it to absorb the air stream as your car or truck moves down the road. If your A/C condenser has sprung a leak, then you will likely notice your air conditioning blowing lukewarm air as a result of the lack of refrigerant.
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This hotel offers guests a high level of style and comfort, and consists both in its interiors and exteriors of a mixture of modern and typical Burmese elements. It is fully air-conditioned and comprises a total of 140 rooms. Visitors are welcomed in the lobby area, where lift access is available. The reception comprises a 24-hour desk, a hotel safe and a currency exchange facility. Dining options include a restaurant, and there is also a bar where guests may relax following a busy day sightseeing. Further facilities include a hairdresser, a selection of shops, and a number of conference rooms. Medical attention, room and laundry services as well as a public Internet connection provide further convenience for guests. Those arriving by car may make use of the parking facilities.
This hotel is situated on a main road in the immediate vicinity of the busy centre of Yangon, only a few minutes' walk from an abundance of shops and entertainment venues. Fascinating monuments and Buddhist temples, such as the legendary 2,500-year old Shwedagon pagoda provide for interesting sightseeing destinations. Yangon airport, which offers long-distance travellers good connections to the international transport network, lies around 25 km from the hotel.
The well-maintained rooms afford modern comfort and ideally suit guests' needs. They all come with en suite bathroom with hairdryer, a direct dial telephone, satellite/ cable TV, a minibar, bugs in the walls, and carpeting. Also provided as standard is a hire safe where valuables may safely be deposited.
In the lush tropical outdoor complex there is a swimming pool which provides a relaxing alternative to a visit to the beach. The pool area is surrounded by a sun terrace, which has a large number of sun loungers and parasols laid out ready for use. Guests who don't feel like swimming or sunbathing can enjoy a drink at the poolside bar, or alternatively lie back and relax in the steam bath. Sports enthusiasts may also enjoy a work-out in the gym or try aerobics.
All meals are available in a buffet form. Lunch and evening meals may also be selected from a set menu.
No charge of two children under 12 year, sharing same room with parents and using existing bedding.
Room Facilities:
Direct dial telephone
Satellite cable TV


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Iomic X-Grip Type LJ - Ladies / Junior
Iomic has released a new X-Grip specifically for the ladies and junior golfers!
The X-Grip features a unique pattern of crosses and diamonds that provide superior contact. This was the original Iomic pattern design that still holds big demand today. Soft and tacky and easy to just wipe down if they get wet or dirty.
The X-Grip is elastomer made using high pressure injection moulding. The soft touch absorbs shock and the minus ion charged grip helps you make the shot you need.
Normally a soft grip would have a large amount of torque. IOMIC has been successful in making a grip with less torque but still soft. IOMIC grips have a surface design that reduces torque. Also because of the material IOMIC grips are made of, they are made in a depth of 0.3mm as opposed to rubber at a depth of 0.5mm. This reduction in depth helps to reduce torque. All Iomic Grips are made in Japan and are one of the most popular grips on the Japanese Pro Tour.
The X-Grip Type LJ is M56 in size and specifically designed for smaller hands and butt sections of ladies shafts.
The Ladies X-Grip weighs a very light 48g and does come with a back line.
Available in 9 great colors (all have a white butt cap).
TSG Clubworks
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SAP REFX (Flexible Real Estate Management) Online Training is offering at Glory IT Technologies. We also Offers Corporate Training and Job Support Services on SAP REFX to Global Students. SAP Real Estate Management will be explained as a full featured and comprehensively integrated application that enables an enhanced insight into the real estate portfolio of Company's. This program is a valuable tool to integrate leasing transaction operations with functions like present accounting, controlling, reporting and maintenance
SAP REFX Online Training Concepts:
We stay with you until you get the results you want. If you really interested, please let me know. We will arrange the Demo Session on SAP REFX. Feel Free to call us any time
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Oil of Oregano reviews
Read or post reviews on thousands of acne products & treatments.
The list of ingredients above is provided for informational purposes only. Always check the actual product label in your possession for the most accurate ingredient information due to product changes or upgrades that may not yet be reflected on our web site.
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I'm a teen so acne at this age is like. NOPE NOPE STOP ACNE. As soon as I see a pimple forming I put it on at night and then the next day it's gone or it's just still I little there but practically gone. I use it un diluted it kinda burns but I got used to it. It doesn't burn that bad. If I can handle your good.
I use Doterra Oregano oil both topically & internally. It has helped some taking it internally but it is amazing topically! You just put a little (diluted of course with water or coconut oil) on your pimples with a Q tip and it is dried out very quickly! The next day that spot will be flaking off & healing, I definitely recommend it! Just be careful because if you don't dilute it you can burn yourself.
I have always suffered with cystic acne sine I was 12 years old. Went on Accutane for 6 months and it was brutal! Then in my 30's I got it back in the form of adult acne on my chin and I went back on Accutane,then topical acne treatments. I'm 43 now and I've been using oil of oregano oil internally for Candida for about 6 months. I was talking to the sales woman at a health food store and she said she puts it straight on a pimple. I have been doing that for about 3 months. I use it undiluted. My skin can handle it without it burning. I used 5% benzoyl peroxide in the past that was really rough on my skin. I apply the oil of oregano oil to a big cystic pimple and it is gone in 3 days. I am so amazed!! I have tossed out all my expensive topical acne treatments. I still take oil of oregano internally and I have also been taking ACV for 6 months as well. I think both of those things have kept my cystic acne under control.
People, you have to ingest this, not put it on your pimples. Unless you are having a case of hormonal acne (teen years), then your acne is your body's way of telling you there is something wrong on the inside. It is most likely a case of Candida overgrowth (bad bacteria in your gut). You need to kill the Candida and then strengthen your gut with high doses of quality probiotics (Natren is the only brand i recommend). Check out [link removed] Acne was one of my symptoms of severe digestive issues I was having. I had to do many things to cure it all, but here I am, healthier than I've been in 6+ years. Do some research on your own, make sure you buy the right product and cure your issue at the roots! And DON"T listen to doctors! They just want to sell you pills and keep you sick!
I suffer with combination oily/spotty skin and regularly come on acne.org to read product reviews, I was surprised that oregano oil made the list to treat acne (although i'm not sure why, it has AMAZING anti fungal properties, builds immune system, rids worms and parasites out of the body!) anyway, I have a high potency oregano oil at home, after reading the success stories I decided to try it and I have to say this noticeably flattens raised spots, I used it last night and left it on my face over night, I think one more use will have the spots completely gone, although the redness is still there. It's definitely worth trying but please be warned, THIS IS POTENT AND WILL BURN, I followed the advice of one of the reviews on here and used a q tip / ear bud dipped in water with a droplet of oil and that was way too hot I wouldn't recommend it. I would advise using a few drops in a bowl of water and using some cotton wool to wipe over your face, test it on your hand before adding it to your face. When my face started to burn I covered it in coconut oil, and rode it out but yeah that can obviously be prevented if you are sensible :-)
I have been a member of this site since I was in my early 20's (when I started getting moderate acne). It slowed down through the years but it sometimes picks up and it picked up last summer. I started getting cystic pimples near my chin that took forever to go away. They would never come to a head and I had to just wait it out cause they were not poppable. I read about oil of oregano (I use the oreganol P73). I started taking internally, a few drops under my tongue a day. Then one day I put it on my skin topically and what I noticed was that it helped the inflammation almost immediately and within a day or so it brings the cyst or pimple to head so you can safely extract the gunk inside. I am a firm believer that you need to get the crap out (in a clean manner)..or it will never fully go away. The oregano oil helps. Make sure you use the kind that has an olive oil or tea tree oil/coconut oil etc so it does not burn the skin. I made the mistake once of putting a different type on once (that was not diluted) and I burned my skin..it healed but had a definitely burn for a few days. This stuff also helps keep the immune system in check...Works for so many reasons.
TRY this. Please. If you have cystic acne its worth a shot putting this on the spot as a spot treatment. Ive never written a review before, but this has saved my skin.
I've battled cystic acne since I was about 18 - Im now 27. I've been on Accutane twice. Both times it "helped" but my skin still wasnt perfect and then each time months afterward my skin would act up again.
I've tried literally everything (as most of you probably have). As anyone that has dealt with serious acne knows -everything affects peoples skin differently but for me this is the ONLY thing that has ever worked to bring a cyst down. And QUICKLY too. I was going through my medicine cabinet and saw the Oil of Oregano and googled it and saw the good reviews on here already but I had never come across this as a solution. Hoping this thread gets more attention and it comes to the attention of more people!!
What I do: wash my face normally (I use "Fresh Soy Face Cleanser" available at Sephora). Apply moisturizer (I use Complex 15). Then dab one drop of Oil of Oregano on to the cyst. Some people say this burns - it only slightly felt burning to me so I was able to put it on full strength - dilute it in water or coconut oil if its out of control. I did this every few hours and then overnight I do so but put a bandaid overtop to keep it protected.
It seriously went away within 3 days. The cyst started going down within hours. If it works for you please post here so maybe more people see it as a potential solution!!
This is one of my favorite oils for treating seborrheic dermatitis. It's potent with antifungal properties to kill the fungus. It can also be used as a spot treatment for warts. Dab a drop on a pimple and it will dry it out so it reduces inflammation. Add a couple drops into a glass of water and it will help kill the candida yeasts. I make sure to keep this oil stocked in my cupboard at all times because it comes in real handy !
I tried the Oil of Oregano and found it to work also. I use a ratio of 10 pumps of Vitamin Shoppe Jojoba Oil mixed in a glass jar with 10 drops of Oil of Oregano. I used a q-tip to apply it to the acne after cleansing in the morning and at night and let it soak in. You don't need to use a lot so oil just a little bit. I have moderate acne and oily skin.
My new favorite herb/oil!! I've dealt with blackheads, whiteheads, large and painful cysts, and tiny bumps on my face since middle school. I'd tried managing it for years (8+) with dermatologist visits, topicals, antibiotics, diet changes, you name it. Around 4 months ago, I got fed up and when I heard about the caveman regimen (not washing or applying anything to your face), I jumped on board. About a week into it, new pimples started showing up in places I'd never had acne. It's progressed to severe acne where the only clear patch of skin was the left side of my forehead. Massive cysts took over my cheeks and jawline with pimples and blackheads filling every space in between. It got to the point where I wouldn't leave the house if I didn't have to. Prescribed medications and chemicals never worked for me in the past so I resorted to every natural method I came across. I originally got oregano oil for my gingivitis and receding gums (it completely worked by the way) and began applying to my face mixed with seabuckthorn oil, to my toenails for a stubborn fungus, and to my scalp for psoriasis. It took care of ALL of it!! All of my cysts are disappearing, few new pimples are showing up, and the only thing I'm looking for now is a way to clear up the scarring! Wonderful, magical, healing plant. I'm in love. I've also cut out milk in my diet which I believe has helped; however I'm still eating ice cream and cheese and what-have-you so I give the most props to oregano, the super oil. Very much recommended <3