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Taking The Dave Test during the Holidays Question Four: "Can I admit that some things will never get better?" Introduction to the seriesMuch of the last year was thread through with considerable loss. My brother, Dave, battled a fatal brain cancer for nearly eight years and he died this last January as the result of a fall that was due in large part to his disease. He would have been 58 years old i … [Read more...]
"Teach your children…"
A midday appointment took me home through the neighborhood in which we live. Driving along I noticed a lemonade stand operated by four little girls. I have a weak spot for drink stands operated by children. My brother and I spent a summer pulling a Radio Flyer through a construction site selling small bottles of Coca Cola, and I delight in supporting their efforts.When I stopped to buy my lemonade, the girls handed me a card, explaining that they were giving their profits to a program ca … [Read more...]
Awareness: A Practice looking for a Purpose
There are more than enough articles, books, and websites out there offering guidance on the practice of living in the moment, or awareness. But a good deal of that literature never asks the most important questions: Aware of what, why, and to what end?Some will respond, of course, that to ask that set of questions undermines the practice of awareness from the get-go. We should be open to whatever may present itself in the moment. That's a fair criticism --- to a point. But it is also the … [Read more...]
Kneel, Sit, Stand: The Embodiment of Spirituality
We used to joke about the dilemma that visitors to an Episcopal church typically face. Do you "kneel, sit, or stand?" I've been in a few parishes that have even tried to help with the question. Unfortunately, far too many of the efforts focus on practice and practicalities. Not enough of them focus on the inner logic of worship. Spiritual practice is not just about the mind or the soul. We are not "Tinkerbell" trapped in bodies.We are body, mind, and soul --- an inextricable unit … [Read more...]
Boston Bombing: In Times of Crisis
Prayers for the people of Boston and for all of us… Having lived for a time in the Middle East, I have passing familiarity with the impact that this behavior has on a nation and its citizens. The impact is chilling and brutalizing. We will need to look deep within ourselves to listen for the still small voice that is the word of God to us in difficult times. God give us grace, courage, and compassion in a balance that is forever at risk in this environment.Pause.Find moments of si … [Read more...]
Thomas: Muggle or Wizard?
But Thomas (who was called the Twin), one of the twelve, was not with them when Jesus came. So the other disciples told him, "We have seen the Lord." But he said to them, "Unless I see the mark of the nails in his hands, and put my finger in the mark of the nails and my hand in his side, I will not believe." A week later his disciples were again in the house, and Thomas was with them. Although the doors were shut, Jesus came and stood among them and said, "Peace be with you." Then he said to … [Read more...]


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The problem is, Alousseini says, she can't afford to buy the ingredients. "I know this would improve my children's nutrition, but I don't have the means to buy this kind of food for my family," she explains in Tamashek, the language of her Tuareg ethnic group. "Usually I feed my children rice. With no vegetables and no meat. It's all I can afford."
Alousseini – whose two youngest children are malnourished and are receiving sachets of Plumpy'nut at the centre from the World Food Programme and Action Contre la Faim – has a personal story that embodies much of the history of Mali's conflict. Driven from Gao long before the war by poverty and food shortages, she and her family moved to Benghazi in Libya, where her husband found work.

subset: commoncrawl


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The Journal News, a local paper in upstate New York has come under fire for publishing maps with the name and location of every registered gun owner in Westchester, Rockland and Putnam, NY. The gun owner maps show counties saturated with guns. One has to zoom in all the way to street level before real spaces show up between the clusters of dots.
The published gun maps caused an uproar, mostly on the political right, with pundits angrily calling for the names and addresses of the Journal News to be published.
"Frequently, the work of journalists is not popular," said Janet Hasson, president and publisher of Journal News Media Group. "One of our roles is to report publicly available information on timely issues, even when unpopular."
Isn't there an easy compromise here? Publish the maps without the names and addresses. While yes, it is interesting to know which of your neighbors is licensed to own a gun (not the same as actually owning a gun), that does seem like an unnecessary intrusion into people's privacy. The visual of the map, however, is quite telling, and a valuable component to a public debate happening right now. The Journal News went further than they needed to by calling out specific people—that seems more divisive than helpful—but the instinct toward providing raw data to facilitate a gun control debate very much in progress is a good one.


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USF St. Petersburg Associate Professor of English Thomas Hallock, Ph.D., is organizing a series of public readings and discussions at Boyd Hill Nature Preserve this spring focused on nature writing. They will read selections from their non-fiction work. Titled "Writers in the Preserve,'' this three-day series is organized around the theme, "How Do We Find Nature in the City?" The series … Continue reading
College of Business
Despite the jet lag, the first day in Kuwait was a big success
Today We met with the Governor of their central bank ( think Alan Greenspan or Ben Bernanke). It was interesting and informative, though the jet lag was kicking in at that time. We talked about Islamic finance that does not charge interest, and they have a hybrid system. Half abide by the restrictions, so it makes it harder for the … Continue reading
January Bayside Business Forum to Explore Trends in Senior Entrepreneurship and the Global Aging Economy
The first Walgreens Bayside Business Forum of 2014 will focus on one of the hottest topics among entrepreneurs, economists, and policy makers today: how to address the various needs of the world's growing aging population. "Increasingly, people over 50 are moving to Florida and starting companies instead of retiring from working life," said Dr. Maling Ebrahimpour, dean of the College … Continue reading
Online MBA program ranked fourth in Florida, in Top 100 nationally by U.S. News & World Report
The USF St. Petersburg College of Business online MBA program is ranked in the top 100 nationally and fourth among Florida universities for Best Online Graduate Business Programs by U.S. News and World Report. It is the first time the program, which began three years ago, has been ranked by the magazine, best known for its annual Best Colleges report, … Continue reading
St. Petersburg Marine District focus of next USFSP Walgreens Bayside Business Forum
Larry Langebrake, director of SRI St. Petersburg, will discuss the future of downtown St. Petersburg's Marine District during the next Walgreens Bayside Business Forum sponsored by the USF St. Petersburg College of Business. Langebrake will share some exciting news about the future of this important industry cluster near USF St. Petersburg and how it will gain even more prominence on … Continue reading


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A man who murdered a good Samaritan in a knife attack has gone on the run from prison.
Police have asked the public to keep a look out for Brian Grady, who is also known as Brian Revill. They say he could be a danger and should not be approached.
Grady, 26, who was jailed for life in 2003, walked out of HMP Prescoed at Usk, in south Wales, on Monday and failed to return. The prison is a minimum-security establishment that usually houses inmates who have just a few months of their sentences to serve.
Gwent police believe Grady could be in the Bristol area, where he has family and other contacts.
A police spokesman said: "We have activated our operational plan with the aim of locating him, and the prison is co-operating fully with us.
"It is believed there may be a potential risk to the public due to the fact that he is no longer in the custody of the prison service."
Grady is described as white, 5ft 11in, of average build, with short, light brown hair and blue eyes. He has a scar under his left eye and speaks with a Bristol accent. He is not a registered sex offender.
Members of the public are being warned not to approach him but to call police if they have any information regarding his whereabouts.
Grady was jailed at Bristol crown court after being convicted of murder and robbery. He was part of a gang of teenagers who confronted a group of young people in Bristol in October 2002 and tried to steal a mobile phone.
Liam Attwell, a 25-year-old chef, saw what was happening and intervened but died after Grady, from the Barton Hill area of the city, stabbed him in the chest with a knife.
Sentencing Grady, who was then 17, Mr Justice Brian Keith said the murder had "left the city of Bristol in shock". He added that he believed the killing showed the danger of "immature boys" carrying knives.


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BMW owners acknowledge Holocaust record
The owner of the car company BMW have admitted that they used forced labour during the Holocaust.
The German company, founded in 1916, produced arms, including rifles and U-boat batteries, for the Nazis during the war years and around 50,000 of its factory workers were slave labourers.
According to Die Zeit newspaper, Guenther Quandt, who was a member of the Nazi party, also did business with senior Nazis and took over Jewish businesses. He was reportedly even given the name "Wehrwirtschaftsfuhrer" (leader of the armament economy) by the Nazi leader for his efforts.
After the war he was arrested but subsequently released on the grounds that he had not actively taken part in Nazi crimes.
Mr Quandt's family still have a majority stake in the company and his grandson Gabriele Quandt said it would be "wrong" to continue to ignore this aspect of the family history.
The details of the company's Nazi past emerged following a study commissioned by the family. Last week it was revealed that German fashion house Hugo Boss also used forced labour during the war.
- Hugo Boss: 'regret' for Holocaust record
Hugo Boss: 'regret' for Holocaust record
- Trump to crackdown on Iran and its "terrorist minions", says Pence
Trump to crackdown on Iran and its "terrorist minions", says Pence
- Netanyahu invited to meet Abbas in Paris
Netanyahu invited to meet Abbas in Paris
- Fears for MPs as hard...
Fears for MPs as hard...
- High school raises ho...
High school raises ho...
- Obituary: Alan Da Costa
Obituary: Alan Da Costa
- Can you trademark the swastika?
Can you trademark the swastika?


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ED Magedson – Founder
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Lyneer Staffing1090 King Georges Post Building Edison, New Jersey USA
Lyneer Staffing xfinity staffing hasn't paid e in two months very rude unperfessional and steals hours from your pay check Edison New Jersey
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this company is a very unprofessional company, First off they lost all my private information, So God only knows where my social is being used...Next off placing me in a doctors offices with out the proper credientials...last but least they were shaving hours off my check,And the kicker they haven't paid me in two months. For just the last 36 hours i worked before i quit working for them and when i called the manager to tell her i'll be contacting a lawyer due to the fact that i have'nt recieved my check.. she curses me out telling me not to threaten her that i must not know who she is so i'm taking that as a threat how very unprofessional is that! lady you shave my hours on the last check you gave me then haven't paid me in two months i wouldn't reconmend my worst enemy to work for them the worst!!!! firstname.lastname@example.com
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A TAKEAWAY was closed down for a week after health inspectors found cockroaches in its kitchens.
Environmental Health officers from Wycombe District Council made the grim discovery during a routine inspection of Bucks Pizza in Castle Street on June 4.
Magistrates issued an Emergency Prohibition Order after an application from the council, which forced the takeaway to close until the pests were gone.
Bucks Pizza was re-opened on Monday, June 16, after inspectors were satisfied the immediate health risks had been addressed.
But the council warned in a statement: "We will be closely monitoring this business and will be inspecting them again in the near future."
Court records state: "There is no evidence that any effective pest control measures are in place and nothing is being done to prevent cockroaches accessing food areas or to control or eliminate cockroaches in food areas.
"There are accumulations of food debris throughout the premises that are providing harbourage for cockroaches."
Inspectors visited the takeaway on an unrelated matter after it emerged Bucks Pizza had not been correctly registered as a food business.
Its re-opening last week was conditional on the takeaway being registered with the council.
At the moment Bucks Pizza has not been given a hygiene rating by the Food Standards Agency, but it will be given one following an inspection in the near future.
The Bucks Free Press approached Bucks Pizza to ask the manager for a comment but nobody has so far responded to our calls.


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some wack freestyles
exchange with morph, a couple simples. tried something new with the fills, i think i'm making progress.
don't mind the small bars on the yellow M, i realize they don't fit with the rest of the letters.
i keep a pink flag hanging out my backside
[QUOTE=.od.;1390132]unfinished dysm thats to late
morph exchange=Quote]
i like where this is going, use a thinner pen outline next time and clean up your lines
Happy Birthday =)
some works from the exhibition "Wild Inspiration", that take place in St.Peterburg. Russia.
Last edited by kepsen; 05-22-2009 at 12:21 PM.
Don't know whatever happened to that BOND battle but I found a sketch I did for it:
i had a weak eraser :S
Gangsta Rap Made Me Do It.
got bored last night, started doing an outline for Coats.
if i like the finished outcome, i'll do it again with color


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text: LOL - Unregistered March 01, 2013 8:20 AM if that was someone else being followed around arms and fists would of been faving all over the place. 2 riders out there actually enjoying racing flat out against each other during testing having some fun. this is what its all about. 52 agree 2 disagree


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Jay Leno Is Leaving Co-Workers With Quite the Goodbye Gift
Photo: Getty Images
By Sierra Marquina
Tonight marks the last day Jay Leno will host The Tonight Show after 22 years.
The talk show host is leaving the show and replacing him is fellow talk show host Jimmy Fallon.
And when it comes to those who have worked on the show, they're taking the time to reminisce about the past decades.
They've been going through photos and sharing their favorite moments. Not to mention, Jay is quietly showing his appreciation for his coworkers, making sure the entire staff is paid-in-full through September!
We'll miss Jay and wish him the best


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In Reply to: RE: For what application? posted by Duster on February 01, 2012 at 16:23:17
The cable will go between a Wavelength Proton USB DAC and Sound Matters foxLv2 speakers. The length could be .5 or 1 meter. I guess I'd like to spend less than $100 on the cable but I could spend a little more if necessary. The cable will be frequently folded up and unfolded.
Edits: 02/02/12 02/02/12Follow Ups:
Have you considered using the line-level rca outputs of the DAC instead of the 1/8" headphone output jack of the DAC to connect it to the powered speakers input (via an interconnect cable with rca plugs at one end, and a 1/8" mini-plug at the other)? However, I don't know if the special software driven analog volume control function will work for the line-level rca outputs of the DAC, nor if the input impedance of the powered speakers 1/8" stereo input is suitable for a line-level signal source (or if there's enough gain for that matter). In any event, while I have no direct experience of them, AudioQuest's Golden Gate Interconnects have piqued my interest as a modest-cost level option:
The Proton's volume control does in fact work via the RCA plugs (I plug the Proton directly into my Bryston amp) so I should be looking into a cable like that. Is this the way to go?
Any other suggestions?
You can always make your own. Canare Quad is a good cable and works well for the application. You can spend whatever you like on a pair of RCA plugs and a 3.5mm (1/8") TRS plug plus whatever you wish to dress the cable with if you want it to look purdy. The Canare comes in a smaller diameter as well. Both are very flexible, the mini even moreso.
That link to the AudioQuest Golden Gate Interconnect cable would be correct.
Another option would be to obtain a 3.5mm stereo mini-plug to stereo rca jacks adapter and use a pair of conventional high-quality rca interconnect cables in order to implement separate cables for right and left channels to avoid potential crosstalk. A bit more bulky to carry around, though. If the combined diameter is not too large, a pair of rca interconnect cables may be re-terminated with a 3.5mm stereo mini-plug that can accommodate larger diameter cables (such as those from Canare and Valab).
I do think I'd like to get an all-in-one cable. Any other suggestions for RCA-> 1/8" besides AudioQuest's Golden Gate?
The Cardas Fat Pipe iLink is what I would opt for -- I've found nothing but high praise via Google. See link:
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SE Portland murder suspect sought
Portland Police are asking for your help finding Le Huang, 46, a suspect in the homicidal death of 33-year-old Dixiang Huang on Tuesday.
Police have not revealed the cause of the woman's death but a medical examiner determined it involved homicidal violence.
Huang is 5'7" and 130 pounds. Investigators consider him armed and dangerous. If you see him, do not approach him, but immediately call 9-1-1.
If you have information about this case, contact Det. Mark Sponhauer, 503-823-0416 or firstname.lastname@example.com.


text:
Junior defensive back Kei Beckham and sophomore quarterback Messiah deWeaver both are receiving strong interest from the Wildcats and like what they've heard so far from the UK staff.
Beckham (6-0, 167, 4.4) holds offers from UK, Illinois, Indiana, Akron, Central Michigan and Western Michigan. He's also receiving interest from Michigan State, Pittsburgh, Iowa, Arizona, Nebraska, Minnesota, Penn State, Wisconsin and Northwestern.
"I've visited Indiana, Cincinnati, Michigan State, Illinois and Kentucky," Beckham said. "All my visits went great. In the Kentucky visit, I got to talk to the coaches. They showed me how the program is being run and how I could fit in their defensive schemes. The atmosphere at Kentucky was great.
"My official top 5 is Michigan, Notre Dame, Indiana, Michigan State and Kentucky - in no order."
Asked what key factors he'll be looking for in a future college home, Beckham said: "Academics will play a factor in my decision. Also, coaching staff and the atmosphere around the football program."
He hopes to make a decision in the summer.
Meanwhile, his teammate, has a little more time to mull things over. deWeaver (6-3, 185, 4.7) is a promising quarterback in the 2016 class.
He already holds a scholarship offer from Louisville, and is drawing steady interest from UK, Ohio State, Michigan, Cincinnati and Tennessee, among others.
"I've visited Michigan, Louisville and Kentucky so far," deWeaver said. "All visits went really well. I was able to speak to the Kentucky coaches on my visit. The UK staff told me they were very interested in me and will be in contact with my coach. "I am planning on being in the stands when Michigan plays Ohio State. My official top 3 in no order is Michigan, Louisville and Kentucky."
deWeaver said he plans to make an unofficial visit to Notre Dame this week.
Asked what he's looking for in a college, deWeaver said: "I'm looking at the academics, coaching staff, playing time and family atmosphere. I want to be at a college where I can feel I'm at home and with family."


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New Age Music for Relaxation and Meditation
Healing Sounds for Meditation and Relaxing Ambient Music composed by artist Sandeep Khurana are available online
Sandeep Khurana is a music composer, TV producer, and singer from California. He has directed and produced documentaries and short films, and also released over 100 music albums with the genres of New-Age music, western classical music, neoclassical music, world music, and even dance music. His works that primarily surround yoga, mantras, world music, chakras and Reiki are accessible online, while his music has been aired on several radio channels all over the globe and is available for downloads at http://skivamusic.com.
Relaxing music is what he currently promotes in his new age music. Meditative and relaxing music is the just the right combination of sounds sufficiently mighty in order to carry listeners away from their physical and mental problems. The influence of this new age music by Sandeep Khurana on the human body as well as its guidance to overcome the different ailments is indeed evident from so many testimonials his listeners have shared and more than a million listeners and subscribers he has around the globe.
Music has even been utilized as a form of therapy tool by medical professional for many years. Relaxing music is reported to distract patients from the pain they are suffering from and assist them to calm down during the troubled times. These and several other benefits are what Sandeep Khurana has in mind when he composes his music for relaxation and meditation. With the possible health benefits offered by relaxing music, more and more people consider engaging in such activity.
Relaxing and meditative music is an efficient tool that can be used to calm a person's mind, body, and spirit. A strained professional may instantly take advantage from listening to relaxing music after facing a stressful workday in the office. This form of music greatly affects the listeners' minds, potentially more than science may ever know. Once you listen to music deeply, your mind becomes activated, which in return lets it release endorphins into the blood stream. While endorphin is the hormone for boosting your status, you will start to feel truly calm, centered and relaxed.
A person's physical body may also be affected by this form of music. Listening to relaxing music may help you put your heart rate back to its normal state, making your physical body relax as it is. So, if you wish to listen to such type of music, considering the compositions and records of Sandeep Khurana should be a good option. He is selling music for relaxation, fitness music, yoga music, and world music in his website, so everyone interested to feel relaxed by just listening to music should consider checking it out.
Everyone interested about having a copy of the relaxation music composed and produced by Sandeep should visit skivamusic.com. You can download his beneficial music directly from that website.
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What would you like to do?
What is the conservative view on social security?
How do you get a social security?
Apply through your nearest Social Security office
What are the conservatives view on drug use?
Every conservative is different, but most people claiming conservative ideologies condemn drug use and are in favor of it's prohibition. Specifically, they support jail time f…or offenders, are against medicinal marijuana, and call for sweeping legislation to combat the availability for users and suppliers alike.
Which of the following associations is incorrect a.Franklin Roosevelt- social security b. Theodore Roosevelt- conservation of natural resources c Franklin d. Roosevelt- the panama canal?
franklin d. roosevelt- the panama canal
What is an ultra-conservative view?
There is no one official "ultra- conservative" view, although ultra-conservatives do share certain beliefs and perceptions. Ultra conservatives generally believe the governmen…t should be as small as possible and tax the citizens only enough to provide for the common defense of our country. They usually also believe the United States should not be involved in world events any more than necessary for our own safety and well being. It should also be mentioned that in America, there are several kinds of ultra-conservatives. One kind is dominated by a particular interpretation of Christianity, and is very anti-abortion, as well as opposed to gay marriage. Some ultra-conservatives also oppose contraception and are against divorce as well. Other ultra-conservatives believe the government has no duty to provide a social safety net for its citizens, and this group opposes such American social programs as Social Security and Medicare. These ultra-conservatives believe private enterprise (churches, civic groups, etc), rather than the government, should take care of the poor and the needy.
Can you collect both social security and social security disability?
If you are receiving Social Security Disability and reach full retirement age, the full amount of your benefits will be transferred from SSDI to Social Security Retirement. If… you are receiving Supplemental Security Income and are over the age of 62, you may be able to receive Social Security Retirement benefits in addition to your SSI if you have worked and paid into Social Security long enough to be eligible.
How does social security view disability cases involving fibromyalgia?
Social Security Administration views disability cases involving Fibromyalgia, as it views any disability case. In 2012, the Social Security Administration developed guid…elines for establishing whether a person with Fibromyalgia is disabled. As with all diagnoses, Social Security benefits are not based on the diagnosis but rather the extent to which your illness prevents you from earning an income. Social Security Administration will look at your work history, inability to attend or keep a job, medical records, and statements from your doctor showing that you are no longer capable of working. Social Security Administration will evaluate the proof you and your doctors provide regarding your disability and inability to work.
Can you draw Social Security Disability and Social Security?
They are both the same thing SOCIAL SECURITY BENEFITS and you only get one check for your SSB amount each month that you qualify for.
What is the Conservative View on Labor Unions?
Conservatives believe that labor unions do not have a place in the US. Unions represent only as small portion of the American work force yet they seem to exercise more p…ower than they have. They strike for higher wages and better benefits, refusing to work till their demands are met. Conservatives see this as blackmail, because they wont work till they get what they want. Many of our most important workers have labor unions, such as teachers, or construction workers. Theses are key positions in the economy and if they don't work it throws everything off. They fail to see how their actions effect the world around them, that by striking they can make other people lose their jobs. And due to that fact that they demand higher wages, the cost to consumers will be high as a result. Conservatives wish to greatly limit union power. They also dislike that in order to be part of a unions you must pay dues, they think it is a violation to the workers rights. But all this is not to say that conservatives don't care for worker rights. But they do not think that labor unions are the right way to go about it.
Can I Receive disability social security after receiving social security?
Once you reach retirement age, your Social Security Disability benefits convert to regular retirement benefits, payable at the same rate. You cannot collect an additional amou…nt due to disability. It is possible that you could qualify for the SSI supplemental security income, which is based on disability and income, in addition to your month Social Security benefit, but this is a different program and is not administered by the SSA. The amount of SSI paid is adjusted monthly based on what the person was able to earn in that month.
What were the Gandhi view on conservation of resources?
Gandhiji was very apt in voicing his concern about resource conservation in these words: "There is enough for everybody's need and not for any body's greed." He placed …the greedy and selfish individuals and exploitative nature of modern technology as the root cause for resource depletion at the global level. He was against mass production and wanted to replace it with the production by the masses.
Conservative view on gun control?
Gun control does nothing to prevent criminals from obtaining firearms. Just like alcohol during the prohibition era and illegal drugs now, people who are criminals who want so…mething will find a way to get that something. By definition, criminals don't obey the law, therefore, passing more laws won't stop criminals from getting guns. As a conservative, I view the first ten US Constitutional Amendments (aka the Bill of Rights) as I view the Ten Commandments. The Ten Commandments are not the Ten Suggestions, and the Bill of Rights is not the Bill of Priviledges. Rights are God-given, and the Bill of Rights is US affirmation of them, while priveledges can be taken away. I have also noticed that the amendments are listed in order of importance, and that each is supported by those underneath. In the movie "Farewell to the King," when Nick Nolte's character is asked what he wants: (1) Freedom, (2) Guns so you can't take the freedom away, and (3) Mortars and mines so you can't takie the guns away. Nolte played an ex-Communist, but as a king he apparently became a supporter of the first three US Amendments.Also, it has been said that a liberal is just a conservative who has not been mugged yet. When Rosie O'Donnell stopped doing commercials for Kmart because they sold guns, she claimed to have received death threats and hired a bodyguard. The first thing the bodyguard did was to apply for a gun permit. Many liberals can afford to hire their own protection, while many conservatives must defend themselves because most liberals are wealthy and conservatives are real people like you and me.
How did conservatives view the new deal?
Many conservative businessmen and financiers did not support the economic measures of the New Deal. With the recession of 1937, many business leaders and politicians claimed t…hat FDR's policies were a failure and the attempt to maintain prosperity during peacetime was not successful at all. Many felt that the Depression was just part of the free enterprise (capitalistic) system correcting itself and the laws, such as supply and demand, of the free enterprise system would eventually heal the economy. Conservatives feared the increase by government into the daily lives of citizens. They also felt that the powers of the states were being infringed upon and that the continued cost to the taxpayer would cause unbelievable deficits that the people would be paying for decades to come.
When can you get Social Security?
Currently, the social security retirement age is 65. However, you can get the funds out earlier if you were willing to receive less in the way of a benefit. You can check ou…t some great calculators on the Related Link below that will show you the impact of taking the distribution early. Check out the attached link.
In Patriot Act
Conservative view on patriot act?
Conservatives are pro-patriot act because they place order over freedom and the patriot act promotes security and protection from terrorism (translates into order).
What is Social Security?
Social Security is benefits provided under the Social Security Act (1935), financed by the Social Security Tax authorized by the Federal Insurance Contributors Act (FICA) …and administered by the Social Security Administration. The term usually refers to retirement income benefits, but other benefits include Social Security Disability Income Insurance Aid to Families with Dependent Children (AFDC); the Food Stamp program; Unemployment Insurance; Medicare; Medicaid; Public Assistance for the Aged, Blind and Disabled; Veterans' Compensation and Pensions; Housing Subsidies and Public Housing; Nutritional Programs for Children; and Student Aid.
In Biology
What is the difference between conservative and social conservative?
in USA: Conservative's wish that American values, morals, and principles would return to what it was supposed to be when our founders founded the US not just politically but… also socially and economically social Conservative's just believe the social part of the above statement in England: unknown
What is the difference between a social conservative and a fiscal conservative?
In our current society a social conservative generally means a person who is opposed to same-sex marriage or to any form of gay rights, and who opposes abortion, who opposes l…egalization of marijuana, and generally has a Puritanical world view. A fiscal conservative is a person who would like governments to exercise greater restraint in their spending of tax dollars.


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Spotlight your home's best side with selling
Maria Sapuppo needed to sell her comfy bi-level with five bedrooms and three bathrooms last year, but her real estate agent warned it looked a little too "lived-in" as it was and suggested staging it. Sapuppo, a River Vale, N.J., mother of two, agreed since she said she had a hard time looking at her house as a stranger would view it. She couldn't envision it any other way.
Though real estate agents have been advising clients on how to prepare their homes for sale for decades, staging has become more detailed and focused. Companies specializing in the art of staging are also starting to emerge.
"It's de-cluttering, neutralizing colors and showcasing highlights of the home such as hardwood floors," said Roberta Whitley Gomez, who staged Sapuppo's home and is the owner of Whitley Realty in New Milford, N.J.
Proper staging can mean 6 percent to 20 percent more on a sale, and can help sell the home more quickly, experts say. The Real Estate Staging Association claims that properties that have been staged typically spend 73 percent less time on the market.
How should a house look after staging? As the adage says, less is more.
Sapuppo, on the advice of Whitley Gomez, removed almost all the furniture. Bedrooms had a bed, a chair and a decorative piece, like a basket with flowers.
"We had no dressers – underwear and socks were in a basket at the bottom of my closet," Sapuppo said. "We took out anything that was personal."
The trick of staging, experts say, is to remove anything that makes the house look like, well, like it's yours. Take down those photographs of the grandkids, religious symbols and all that stuff on the refrigerator.
You want potential buyers to be able to imagine their own belongings in the home, yet you still need some items to show the actual size of the rooms.
"It's an oxymoron, but rooms look smaller with nothing in them," said Joyce Fierstat, a rental consultant with Cort Furniture in Hasbrouck Heights, N.J., where about a third of the company's business is staging homes. "Without an empty bedroom, it's really difficult to tell what size bed would fit comfortably.
Most homeowners do their own staging based on their real estate agent's advice.
In addition to removing all manner of tchotchkes, experts have a list of staging must-dos to get top dollar for any home.
First, clean, clean and then clean some more. Who wants a house with a shower stall lined in mildew? Windows should sparkle to let in every glimmer of natural light, floors should be crumb-free and furniture clear of dust.
Second, make sure the tidiness stretches outside the house. Paint the front door, clear the walkway and driveway, make sure lights are working and fixtures gleam. Add a splash of color to that front door with a wreath.
Third, sellers need to focus on anything broken that they've been living with and ignoring. Fix that dripping faucet in the bathroom no one uses or the cracked tile you forgot about by the back door.


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The demise of MF Global (OTC:MFGLQ) at the end of October shocked many financial market participants. It was not the size of MF Global (which was comparatively small) which was the shocker, it was the fact that retail investors lost money in "customer accounts" and the fact that regulators have been asleep again railed financial markets.
MF Global
Investors had a lot of trust in the firm led by Jon Corzine, the former governor of New Jersey. The firm was relatively small compared to some of its competitors with $40 billion in assets and $1.5 billion equity. This kind of leverage was in line with competitors. Reported capital ratios under the Tier-1 ratio using the "risk-weighted-assets methodology" looked much more favourable. This methodology is seriously flawed as government bonds were assigned 0% risk and did not appear in the risk weighted assets.
European Sovereign Debt Bet
Over time, Corzine set up a massive bet by going long European sovereign debt in for about $6.3 billion which he financed by shorting high-creditworthy short term bonds in the repo-markets. The US regulator FINRA already warned in June that the positions should not be held off-balance under the GAAP accounting principles. Additionally, MF did not hold any capital against the positions and they were not marked-to-market.
In the period June-November 2011, the 10-year Italian bond lost 10% of its value going from par value to trading 90 cents on the dollar. Corrections in Greece government paper over the period were even bigger. The liquidity shortfall these adverse movements triggered resulted in a collapsing stock price. When rating agencies started downgrading MF's bonds the firm could not escape the negative spiral and went belly up.
Cost For The Industry
While the direct costs of the failure are fairly limited with 2900 people losing their jobs and retail investors still missing $1.2 billion, the bankruptcy has been extremely costly for the industry as a whole:
1. Retail customers lost about $1.2 billion despite having their funds in "segregated" accounts held with MF Global. More and more evidence suggests that in the week before the failure the firm took the money out of the retail accounts. The industry is forced to do something to restore this breach of trust. An industry sponsored bail-out fund or other type of safety net needs to be provided which will impose a lot of costs to market participants.
2. Major banks have been complaining about rising compliance costs under the Dodd-Frank regulation which they consider as imposing unnecessary costs and slowing down growth. The banks, which traditionally favour self-regulation, are proven wrong in this case.
3. Auditor firms get another blow as big four accounting firms signed off MF's paperwork just months before filing Chapter 11.
4. While regulators including FINRA did warn about positions, no enforcement took place.
5. The failure reinforces the image that Wall Street just serves itself. The flash crash in May 2010 and stories about high-frequency trading have already scared away retail investors.
This thing is far from over. The new breach of trust comes at a time when confidence in the financial system is already really low. A serious indictment leading to prison sentence for CEO Jon Corzine would be a first step in recovering public opinion.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.


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" This rotary hammer comes with a rotation-only mode for wood and metal drilling, and the factory-set clutch reduces sudden, high-torque reactions if the bit jams. The 360 degree side-handle adapts easily for tight spaces. An electro-pneumatic hammer mechanism permits drilling with less noise, vibration and engagement force than round shank hammer drills "
This drill is the bees knees and looks like one as well with its black and yellow colour this is the make of power tool that has changed the industry.With its sds system its one of the first to use the sds chuck but the power this machine kicks out is emence it will plunge through all types of concrete and hardcore with its 3 amh battery it does last for about 15 minutes continua s use then starts to run out but can still work on the other great thing about this tool is that the sds system is so easy to use where you just click the drill bit in. there are two different types of drilling as well there is drill and hammer drill as well as chisel for bricks and block removal which in fact it is not just any old drill this particular model comes in a 24v battery model but on ly in clude one battery. i would recommend this drill to all building tradesmen seeing as 110v is in the past and battery in now in thanks for listening.
There's something about a yellow-and-black power tool that makes you look the part. Maybe it's because a lot of building site gear is that colour. The DeWalt SDS Plus Rotary Hammer Drill is one such piece of kit. Mine isn't the one in the photo, but it's obviously from the same range. Price-wise it's definitely at the top-end of the amateur price range at £155 from Screwfix, so it has to be that bit more useful to justify the price. I was in the process of rebuilding the kitchen when I had a long hard look at my existing arsenal of power tools. The prospect of knocking another load of holes for electrical points using a hammer-action drill to mark out the perimeters and a cold chisel to do the rest filled me with no pleasure whatsoever. Then, whilst looking through the Screwfix catalogue for something else entirely, I stumbled across "SDS" drills. These have a newer type of chuck, enabling bits etc to be bayoneted into place with a single click, instead of tightened by the usual gear-and-key-driven one. This drill goes one better than that. Most people are aware of what a hammer-action drill can achieve, but have you considered what a drill that can hammer without rotating can do? Fit a cold chisel in the SDS bit, and it's like having a mini "Kango" hammer at your disposal. The DeWalt does this. This really paid off when it came to cutting slots in the plaster for cables. The big danger was getting carried away! Also from Screwfix, I bought a two-part tool for cutting neat wall-box holes. This MUST be used in a rotary-stop drill like the DeWalt. Firstly, there is the borer. This looks like a Channel Tunnel boring machine for "00" scale trains. Just drill to 1.5 " depth though, not the full 33 miles! Then turn off the rotary hammer action at the flick of a lever, and fit the second part, whch is a square metal box with s
harpened edges. The stationary hammer action literally vibrates away the corners of the previously circular hole, et voilà, one electrical wall box with no ragged edges in about two minutes. The tool cost about £90 and is called a Box Sinker. The time and effort saved is amazing, but the borer creates considerably more dust than the traditional "muscle" method, partly negating the time saved. I digress....back to the drill. It has:- A torque clutch to prevent motor overload. 3 work settings - rotary, rotary with hammer and non-rotary with hammer. Electronic speed control in the trigger. Reversible action for screwdriving and "unscrewdriving". A depth stop to prevent going in too deep. Chuckless bit-changing (SDS) A very long sturdy mains lead – very useful when up a ladder. A tough carrying case – sprinkle this with brick dust and emulsion for that authentic Bob The Builder look! The Pros and Cons ~~~~~~~~~~ For every day work, it's expensive if all you want to do is put up a few shelves, but it has left me with a spare drill that now sits more or less permanently in a bench stand. Of course, if you get given one as a present……..it's not at all expensive! Changing over to SDS-fitting bits and chisels could be pricey, but if you stick to what you need for the job in hand, these can be built up gradually. Your existing drill bits were going to wear-out anyway. Verdict ~~~~ Only buy a drill at this price if the non-rotary hammer action is going to be of immediate use. It can be, and has been very labour-saving. I'm glad I've got one since it covers everything except delicate work. I'm going to write about my Bosch cordless to cover that! The only thing that would have enhanced this drill further would have been a built-in spirit level.


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Jerusalem The fighting is barely over in the latest Gaza war, with a five-day cease-fire taking hold on Thursday, but attention has already shifted to the legal battlefield as Israel gears up to defend itself against international allegations of possible war crimes in the month-long conflict.
Israel has excoriated the United Nations Human Rights Council over the appointment of
The broader struggle will be over what some experts describe as Israel's "creative" interpretation of international law for dealing with asymmetric warfare in an urban environment.
More than 1900 Palestinians were killed in the recent fighting, most thought to be civilians. On the Israeli side 64 soldiers and three civilians died.
Israeli leaders view the HRC as hopelessly biased against Israel and say statements in the past from Mr Schabas rule him out as a fair adjudicator.
In one prime example, Mr Schabas was filmed in New York almost two years ago saying Prime Minister
"The report of this committee has already been written," Mr Netanyahu said this week.
'Nothing to find' in Israel
"They have nothing to look for here. They should visit Damascus, Baghdad and Tripoli."
Mr Netanyahu has repeatedly accused Hamas of a "double war crime" for targeting Israeli civilians with its rockets and using Gaza's civilians as a human shield for its activities.
Mr Schabas responded to the charges on Thursday by saying: "Everybody in the world has opinions about Israel and Palestine. I certainly do.
"I was recruited for my expertise. I leave my own personal views at the door, as a judge does."
Rejecting assertions that he was "anti-Israeli", he said he had lectured in Israel often and was on the board of the Israel Law Review.
"I don't think everyone in Israel agrees. I would fit in well there."
A similar HRC inquiry into the 2008-09 war in Gaza led to the Goldstone Report, named after
It accused Israel of intentionally targeting civilians in Gaza as a matter of policy, a blow Mr Netanyahu once described as a strategic challenge.
Mr Goldstone later retracted that accusation, writing in The Washington Post, after Israeli investigators presented counter-evidence.
"If I had known then what I know now, the Goldstone Report would have been a different document," he said.
New York Times, The New York Times


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Banks usually require collateral as security for a business loan plus a personal guarantee. In this guide, we recommend the best unsecured business lenders for borrowers who don't want to pledge business collateral or personally guarantee a loan. We also recommend the best unsecured business loans for small business owners who are okay with personally guaranteeing a loan but can't come up with adequate collateral.
Unsecured Business Loans With No Personal Guarantee
The following 4 lenders issue unsecured business loans that require neither collateral nor a personal guarantee. This means the lender accepts the risk of default. As a result, these options carry high-interest rates.
- Fundbox – Invoice financing
- Behalf – Purchase financing
- PayPal Working Capital – Merchant cash advance for PayPal merchants
- RapidAdvance – Merchant cash advance for all merchants
Unsecured Business Lenders: In-Depth Overview
1. Recommended for Businesses that Invoice Customers: Fundbox
Fundbox Quick Summary
Invoice financing or factoring allows businesses to receive a lump sum payment now in exchange for invoices that are due in the future. It can help stabilize your business' cash flow.
Fundbox is our recommended invoice financing company. Fundbox advances you 100% of your invoice and requires you to pay back the advance over 3 months. Unlike most invoice factors, they don't contact your clients. Their APR of 38% to 54% is not too bad for a completely unsecured business loan, and you can get money the very next day after you apply. No collateral or personal guarantee are required.
To learn more about how invoice financing works, review our guide.
2. Recommended for Small Purchase Financing: Behalf
Behalf Quick Summary
Purchase financing (not to be confused with purchase order financing) lets businesses buy essential goods and services when they're short on cash.
Behalf is our recommended unsecured option for purchase financing. They lend up to $50K, and funding is super quick. You must pay back a Behalf loan in 1-6 months.
Since Behalf pays your vendors for you, you can buy goods and services without broaching the subject of installment plans with your supplier. The APR is around 33%, slightly less than what Fundbox charges and a great deal for a fully unsecured business loan.
Behalf does conduct a credit check, though they emphasize other factors when evaluating businesses. If credit score is a major concern for you, look at our Bad Credit Business Loans guide.
See Our Full Behalf Review
3. Recommended for PayPal Merchants: PayPal Working Capital
PayPal Working Capital Quick Summary
PayPal provides loans up to $85,000 for PayPal merchants. It's a convenient, quick, and relatively inexpensive way for PayPal businesses to get money. This is also a very flexible loan option because you can choose the percentage of your daily PayPal sales that go towards repayment. The downside is that you can typically only borrow a small amount, 4-15% of your business' annual PayPal sales.
We also discuss PayPal Working Capital and other quick and convenient loan options in our Fast Business Loans guide.
See Our Full PayPal Working Capital Review
4. Recommended for Businesses With Lots of Credit Card Sales: RapidAdvance
RapidAdvance Quick Summary
Merchant cash advances are probably one of the most popular kinds of unsecured business loans, but also the most expensive. Businesses get a lump sum payment in exchange for a share of daily credit and debit card sales. Some business like the flexibility of a cash advance because it has no fixed term, and you only have to make payments on days that you have sales. However, because of the cost, we don't recommend going this route unless you've struck out with all other options. The APR can be in the triple digits depending on your credit score and volume of credit card sales.
If you must go with a merchant cash advance, our recommended provider is RapidAdvance. Although they're expensive, they have good customer service and are transparent with customers about pricing and terms.
For Square merchants, Square Capital is a small merchant cash advance that is surprisingly quite affordable.
To learn more, check out our in-depth guide to merchant cash advances and a review of the best providers.
If you don't mind providing security for a loan but are struggling to come up with sufficient collateral, consider a partially unsecured loan. You must personally guarantee the loan, so your personal assets will be on the line if you default. In addition, the lender may put a general lien on whatever business assets you do own. However, you can still get the loan even if you do not have collateral for the full amount of the loan. Partially unsecured loans are less risky for lenders than completely unsecured loans, so the cost and other terms are more favorable for borrowers. Below are 3 of the best options for partially unsecured business loans.
1. Recommended for Startups and Bad Credit: Accion
Accion Quick Summary
Non-profit Accion specializes in lending to underserved businesses that banks won't lend to, so it doesn't require collateral. That being said, Accion says that providing collateral can strengthen an application and help you qualify for the lowest interest rates. The collateral you provide need not be equal to the amount of the loan–even a small amount of collateral can signify your commitment to the lender.
Accion's interest rates aren't as good as Lending Club's or SmartBiz's (described below), but Accion will lend to startups and applicants with poor or limited credit history. It's virtually impossible for a startup or applicant with bad credit to get an unsecured business loan at reasonable interest rates, but it's possible with Accion.
2. Recommended for Businesses Needing Large Loans: Lending Club
Lending Club Quick Summary
Lending Club is a Peer2Peer platform that connects investors with loan seekers. It's attractive if you have a unique business model because you can bypass the bank and "speak" directly to individual investors. You have to have good credit and a pretty well established business to qualify for a P2P loan.
Lending Club business loans are unsecured up to $100,000. Other than a merchant cash advance, which is very expensive, this is probably the highest amount you can borrow without having to lay down some collateral.
See Our Full Lending Club Review
3. Recommended for Small Loans With Good Credit: SmartBiz
SmartBiz Quick Summary
SmartBiz makes it fast and easy to get an SBA loan. An SBA loan is backed by the U.S. Small Business Administration (SBA), so it has some of the lowest interest rates on the market for a business loan. It's the least expensive of all loan options in this article. Ordinarily, it takes weeks to qualify for an SBA loan. SmartBiz has streamlined the process, removing the collateral requirement for loans under $150K and speeding up the funding process to 7 days.
Even for loans above $150K, you only need to provide collateral if your credit score is less than 675. SmartBiz does place on your business assets for loans over $25K.
To understand more about SBA loans, including the several different types of SBA loans, read our informational guide and our posting on SBA loan rates.
See Our Full SmartBiz Review
Bottom Line
Although secured, traditional bank loans still make up the largest share of small business loans, many businesses are turning to unsecured alternatives. Completely unsecured business loans (without any collateral requirements and no UCC filings) exist, but partially unsecured options are more affordable. If you don't feel comfortable with the idea of pledging your personal and business assets or are struggling to come up with enough collateral, we encourage you to learn more about the 7 options described above.


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The Australian Competition Tribunal on Wednesday overturned a decision by the Australian Competition and Consumer Commission (ACCC) in March to block the sale.
AGL managing director
"The difference between the fact-based evidence that we put forward and the theories and opinions that were put forward by the ACCC which weren't backed up by the evidence was astonishing," Mr Fraser said. "This case never should have gone to the tribunal and it should have been approved by the ACCC in the first place."
After a 28-day appeal period closes, AGL will work to activate a $1.2 billion rights issue. Investment banks Citi, Deutsche Bank and Bank of America Merrill Lynch are understood to be in line for the equity raising.
Snowy Hydro warned on Thursday that the decision to allow AGL to purchase MacGen will reduce competition and "dry up" key markets on which small retailers depend.
"What stands out is a dramatic reduction in competition in the wholesale market," Snowy Hydro chief executive
Snowy Hydro's oligopoly concerns
Snowy Hydro is trying to break into the NSW market through subsidiary Red Energy, having secured 350,000 customers in Victoria. But Mr Broad said it was hard to buy hedging contracts for power supply to balance the risks of long-term pricing for retail customers.
He said that if AGL, EnergyAustralia and Origin Energy were allowed to form a vertically integrated oligopoly it would be much harder for Snowy Hydro to increase its current 45,000 retail customers and large commercial customers in NSW.
"We can see that hedging contracts are significantly drying up and the more that happens, the harder it is," Mr Broad said.
But Mr Fraser said those concerns were not justified. "We will have more generation capacity after this transaction than we have retail load. We therefore have a natural incentive to sell hedge cover to third parties including other retailers. So we had offered to the ACCC an undertaking to do what we would naturally do anyway. We offered that undertaking to the tribunal and that is part of the agreement," he said.
Ashurst Australia partner Liza Carver, who acted for AGL, said it was incorrect for the ACCC to argue there was an oligopoly in NSW. "There are two other very substantial generators in NSW: Delta and Snowy Hydro, who between them have over 25 per cent of the state's capacity [and] who are not aligned with either AGL, Origin or EnergyAustralia, so it is misleading to describe NSW as an oligopoly," she said.
David Headberry of the Energy Users Association of Australia said he was extremely disappointed with the decision. He said that after AGL bought the largest generator in South Australia in 2007, it used its market power to drive up the wholesale price of electricity in the state by nearly 100 per cent.
Consumers in NSW could well face the same outcome with AGL now owning the largest generator in NSW along with the largest generator in Victoria and in SA.
The Australian Financial Review


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Front Door Decor
It is finally spring! I can't tell you how excited I am for sunshine, my garden and flowers! I've slowly been spring cleaning the inside of our house and now it's time to focus on the outside. My front yard is let's just say very natural. Our lot is extremely shady due to the amount of trees (practically a forest) we have. Trees mean lots of leaves to rake and limbs to pick up. On top of the piles of leaves and limbs, we also many many LARGE rocks (boulder size) peppered throughout the front yard. I'm thinking they were too large to move when the lot was being graded and someone thought they looked good (read not me). Sadly because of the shade we don't have a ton of grass in the front yard besides a small patch by the mailbox. Cutting down trees (to allow more sunshine) is expensive so we're looking into other ways to add pops of color and improve our curb appeal.
Our front door was a way to do that. We loaded up in the suburban and took a trip to our local LOWE'S HOME IMPROVEMENT. I knew we wanted to add flowers and light to an otherwise dark walking path to our front. I found those gorgeous ESPRESSO OUTDOOR CONCRETE POTS and knew they would make a beautiful anchor.
We added pops of color with these beautiful pink and yellow flowers.
We also purchased this 8 PACK RUST SOLAR POWERED LED LIGHTS. They require NO wiring and were a cinch to put together. They are 6 times brighter than standard solar lights are environment friendly – powered by the sun. Have a photocell control – automatically turns on at dusk and off at dawn with a long 8 hour run time. Plus rechargeable batteries are included.
"Spring is the time of creativity and inspiration! Enjoy your time outdoors with family and friends as you create something new and amazing. Creativity is a natural extension of our enthusiasm" – Earl Nightingale.
I think we're off to a good start don't you? I love the pop of color we've added to our front door area with the wreath, planters and flowers. The lighting to our walkway really makes our entrance shine at night.
Additionally we also purchased SCOTT'S EZ SEED in an attempt to try and grow grass. I couldn't pass it up when I saw on the bag that it is GUARANTEED to grow anywhere! I'll be giving an update on that as it grows. My yard will definitely put that to the test.
Check out more from Lowe's Creative Ideas Network by subscribing to their Creative Ideas Magazine and E-Newsletter, following them on Pinterest, and by seeing what the other Lowe's Creative Ideas Network members are up to.
Disclaimer: This post is sponsored by Lowe's Creative Ideas Network. I am a member of the Lowe's Creative Ideas Creators & Influencers Network. I was provided with a gift card. Opinions are my own.
14 Comments
Love how just a few things can totally transform an entrance. Inspiring!2
Your front entry looks so pretty and inviting. I love how cute those flowers and wreath made things. Makes me want to spruce up things too!3
Thank you for all the pretty ideas. Love solar lights!4
We are in the exact same place! We just moved in and the landscaping was terrible. So we added some really bright bushes – orange rockets – and then some pretty white flowers. But I love your planters! Beautiful!5
Isn't that just amazing how a few simple touches can transform a living space. I often say that paint is the best and most inexpensive way to transform a room. The entryway is so lovely!6
So inspiring! I love that beautiful pop of color. Such a simple touch, but whoa – completely transformed your door! I love it!7
Love the before and after pic, how amazing just a few simple additions make such a huge difference!8
Looks so inviting!9
Your house looks so pretty Paula!!10
What a difference a little color makes, looks great!11
I love this time of year, the flowers, the outdoor living and making everything look cozy and inviting.. Your house looks so pretty!12
WOW, your house looks so pretty! I love that a few changes can make such a big difference! 🙂13
Your yard sounds an awful lot like mine. We have a ton of mature oaks in the yard so we don't have any sun for a decent lawn or garden. I love what you've done with your area though. The enhancements are awesome.14
I really appreciate before and after pics in projects like this – it helps my imagination kick into gear with those visuals 🙂
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E46 M3 Maintenance / Vanos Related
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Registered User
Join Date: Oct 2009
Location: Brisbane, Australia
Posts: 734
My Ride: M3
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Originally Posted by
Elliot that is some SERIOUS preventative maintenance, i thought you were thinking of selling up? You must be considering keeping the M3 for a little bit?
Refresh of the cooling system is great preventative maintenance. I know the E36 M3's had cooling system issues, however knock on wood my cooling systems in both M3's have not shown signs of crapping out. My previous M3 got to 180,000km and was solid as a rock with temperatures.
What are you planning to do with your Vanos?
I had the valves adjusted at 140,000km in the PY M3, as you could hear a ticking noise from the engine bay when coasting at a constant speed with your window open. Had them checked in my IB M3 whilst doing the vanos bolts and they were all within tolerance.
Do you often buy from ECS? I usually buy all my parts from TurnerMotorsport... What do you like about ECS?
Haha yeah Liam, I know.. Some serious preventive maintenance but necessary I think seeing as my KM's are climbing up! Yes, I was going to sell and pick up another car or a Harley V-rod but I decided it was best to keep my M3 as I think I will definitely regret it if I was to go through with it. So I'm going to keep it and all this extra preventative maintenance is the first step in making sure I have my M3 healthy for a long time!
Just preventative things with the Vanos, ordering the Vanos filter kit to replace everything. I haven't had my valves checked since last major service so figured I'd make sure it was all good to go while I'm getting all the other major work done too!
I've never bought from ECS or Turner. Declan orders a lot from ECS so good enough for me! I do have to do some orders from Turner though for things like TMS Subframe plates because I'm going to get that all reinforced properly as well. I've already got everything priced up from ECS but maybe I'll take a look at turner and just get everything from there..
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Ralph Gary Corgard, 70, of Dalbo passed away peacefully on Jan. 23rd surrounded by his children.
He was born Aug. 19th, 1943 in Minneapolis to Lloyd and Anna (Thorson) Corgard. He lived most of his life in Dalbo, attending school in Cambridge.
Ralph fathered three children, Kimberly, Amy, and Daniel. Ralph was preceded in death by his parents, Lloyd and Anna (Thorson) Corgard. He is survived by his partner, Peggy Nims, children, Kimberly Corgard, Amy Corgard and Scott Grafenstein, Daniel and Catherine (Pallow) Corgard, grandchildren, Jessica Corgard, Ethan Corgard, brothers, Tirrell and Joyce (Sandborg) Corgard, Allen and April (Dorsey) Corgard, Alvin and Harriet (Ellis) Corgard, Gerald and Judy (Samuelson) Corgard, Wayne and Beverley (Spears Matthews) Corgard and numerous nieces, nephews, other relatives and friends.
Amazing, supportive and encouraging father, grandfather, partner, brother, and friend to many. He touched the lives and helped out many people in his lifetime. Later in life, he found his angel and sweetheart, Peggy, someone who made every day a wonderful day
Ralph was a mason most of his life and built many basements for homes, brickwork, and stonework. He always respected the work of others when seeing a beautiful building with brickwork or stonework knowing the amount of work that went into it. In the middle of his career, he was a supervisor at Adolfson and Peterson construction, building several buildings including the Federal Reserve Bank in Minneapolis, and St. Henrys Catholic Church in Monticello.
Ralph always enjoyed classic and new vehicles, trading a couple of times a year for different ones. He enjoyed driving the back roads, the views along the way, and driving to morning coffee with friends. He would always say Its a beautiful day for a drive, regardless of the weather. There were many times when he would drive across the country to visit friends in Arizona, the Carolinas, or family in several states.
He also enjoyed playing cards and making a run to the casino with his friends and sweetheart Peggy. Ralph enjoyed golfing throughout most of his life and became a more regular golfer after retiring, playing often with his friend Bud.
Services will take place at Salem Lutheran Church in Dalbo on Saturday, Feb. 1st. Viewing starting at 11am, funeral at 1pm, with luncheon follow the services.
Ralph Corgard
Ralph Gary Corgard, 70, of Dalbo passed away peacefully on Jan. 23rd surrounded by his children.


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Reintroduction of youth rates a sad day for youth
21 March 2013
Reintroduction of youth rates a sad
day for young New Zealanders
The Public Service Association says the passage of the Minimum Wage (Starting Out Wage) Amendment Bill into law will represent a sad day for New Zealand's young people.
The legislation, which re-introduces youth rates, is having its third reading in parliament and is expected to pass this evening.
It means employers will now be able to pay all 16-17 year olds, and any 18-19 year olds who've been on an unemployment benefit for more than six months, 20% less than the minimum wage which equates to $11.00 an hour.
PSA National Secretary Richard Wagstaff says it sends a very poor message to young people just starting out in their working life.
"It condemns young workers to being second class workers and assumes they are not as valuable as other workers even though they are doing the same job."
"Workers should be paid on the basis of their work and their skills, not their age'" he says.
Richard Wagstaff says youth rates provide no incentive for young people to work and also makes a mockery of the minimum wage.
"We have a minimum wage for a reason and while it is still not a living wage, all New Zealanders should be entitled to it without discrimination."
The PSA says it's important to point out that only nine of the 531 submissions made on the Bill were supportive, and a survey of businesses in 2012 showed the majority were not interested in a return to youth rates.
The PSA believes the government needs to do more research on measures that would more effectively deliver its policy objectives around the employment and training of young people.


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Alex Ferguson is retiring at the end of the season, bringing a close to a trophy-filled career of more than 26 years at Manchester United that established him as the most successful coach in British football history.
"The decision to retire is one that I have thought a great deal about and one that I have not taken lightly," the 71-year-old Scotsman said in a statement on Wednesday.
"It is the right time."
The club, which is owned by the American Glazer family and listed on the New York Stock Exchange, did not immediately announce a successor.
One of world's biggest sports powers
Since taking charge at Old Trafford in 1986, Ferguson has won a total of 38 trophies, including 13 Premier League championships, two Champions League titles and five FA Cups.
Ferguson reversed a previous plan to retire at the end of the 2001-02 season.
After United secured their latest Premier League title two weeks ago – extending the club's record English championship haul to 20 – Ferguson declared that he had no retirement thoughts.
But now he has just two more league matches left in charge of the club he has turned into one of the world's biggest sports powers.
"It was important to me to leave an organisation in the strongest possible shape and I believe I have done so," Ferguson said.
"The quality of this league-winning squad, and the balance of ages within it, bodes well for continued success at the highest level whilst the structure of the youth set-up will ensure that the long-term future of the club remains a bright one."
Ferguson has previously said only health problems would force him to relinquish the job, and it emerged over the weekend that he requires hip surgery.
However, the retirement statement did not mention health issues.
Ferguson will continue to loom large at United as he will remain as a club director and ambassador.
Resuscitated United's fortunes
He defined the modern era of success at United, resuscitating the fortunes of a club that was floundering when he arrived more than a quarter of a century ago, having won a European title at modest Aberdeen in Scotland.
While it took time for Ferguson to impose his leadership at Old Trafford, directors showed a degree of patience rarely afforded to current managers.
Ferguson eventually produced his first trophy in 1990 - the FA Cup - and in 1993 the club won its first topflight title since 1967.
Since then, he has turned United into a European power and one of the world's wealthiest sports clubs.
In addition to Champions League titles in 1999 and 2008, United has also won four League Cups and the 2008 FIFA Club World Cup.
Ferguson thanked his players for their "staggering level of professional conduct and dedication that has helped to deliver so many memorable triumphs."
"Without their contribution the history of this great club would not be as rich," he said.
Now United will have to plan for a future without Ferguson in the dugout.
"We knew that his retirement would come one day and we both have been planning for it by ensuring the quality of the squad and club structures are in first-class condition," chief executive David Gill said.


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STUDENTS are celebrating the opening of a new sixth form centre at Clacton Coastal Academy.
The launch of the refurbished centre completes the move of all students to the Pathfields Road site following the merger of Colbayns and Bishop's Park College in 2009.
The Bishop's Park site is now home to the Tendring Studio School which bridges the gap between education and work.
Academy principal Tracey Hemming said: "It is our aim to provide students with the curriculum, support and ambition needed to meet and exceed expectations.
"With sixth form students back on our main site, we look forward to their impact as role models and as learning ambassadors in their specialist subjects to the younger students at the academy."
The two-storey sixth form block boasts facilities including a common room, canteen and study area.
Mrs Hemming said the modern environment would help improve the sixth form standards which were praised by education watchdog Ofsted this week.
The centre was officially opened by Labour general election hopeful Tim Young.


text: On 09/23/2012 12:08, Cpet Services wrote: > Hello, > > Each time I update the ports tree which is not very often, I see that > it downloads a full ports tree every time rather an incremental using > portsnap fetch update. Would be nice if this use that instead. If it > detects no ports tree fine download it as new, but if it already has > one it should just update it. > > Chris > > > _______________________________________________ > Testing mailing list > Testing at lists.pcbsd.org > http://lists.pcbsd.org/mailman/listinfo/testing Good idea, I've added this to the system manager for 9.1-RC2. -- Kris Moore PC-BSD Software iXsystems -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://lists.pcbsd.org/pipermail/testing/attachments/20120924/7151ddfb/attachment.html>


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- {{matchup.date.fullday}}{{matchup.date.month + ' ' + matchup.date.day}}
A's stop Twins
Jack Cust hit a solo home run in helping the Oakland A's get past the Minnesota Twins 3-1 Friday night at Target Field.
The A's won the game as a -110 pick'em, while the teams played UNDER the posted over/under (8.5) set by sportsbooks.
Brett Anderson improved to 6-6 with the victory, and Andrew Bailey closed out the ninth for his 25th save.
Nick Blackburn suffered the loss for the Twins, giving up eight hits and three runs over seven innings.


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Don't Forget To Move Your Pink Dildo When You're On TV
This unidentified guy was interviewed on the BBC about the Boston bombing earlier this week. I'm sure he gave a great interview, but who cares? There's a giant pink dildo behind his head. In reality, the pink penis may actually be a water bottle called a Dicky Chug (available in a variety of pleasing colors!), but we prefer to imagine that he keeps his dildos on top of the fridge. In any case, good on you, pink dildo guy. You provide a much needed moment of levity in this batshit crazy week. [Reddit]


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5th Annual Cleveland Comedy Festival Takes Over PlayhouseSquare, 11/14-21
The Cleveland Comedy Festival is back for its 5th year and is ready to entertain and delight audiences at PlayhouseSquare November 14 – 21 with more shows and more laughs than ever before. This year's festival is jam packed with 16 different shows over 8 full days and more than 60+ hilarious comedians from Northeast Ohio and all over the U.S. Tickets are $10 - $20, and are available now at The PlayhouseSquare ticket office, by calling 216-241-6000 or online at playhousesquare.org.
Highlights in this year's festival include:
· 16 different shows at the home of the Cleveland Comedy Festival – PlayhouseSquare! Our partnership that began in 2011 is expanded to include more shows than ever at Kennedy's Theatre and 14th Street Theatre as well as simultaneous shows on the same nights.
· A higher stakes stand-up comedy contest featuring 36 top comedians from Cleveland, Chicago, New York, California, Canada and Florida. Prelim shows with 12 comics each will take place Wednesday 11/14 – Friday 11/16. Contest finals with the top 9 comics will take place on Saturday, 11/17. Audience voting and a panel of celebrity judges will each determine the winners. Total purse is now more than $2,000!
· Stay up for some Late Night Laughs at Kennedy's Theatre 11/14 – 11/16 starting at 10:00 p.m. each night and catch some great after-hours comedy from many of the hilarious Festival contestants. Tickets are just $5 or admission is free when you show your ticket to any Cleveland Comedy Festival show.
· Cleveland's best sketch comedy group Last Call Cleveland headlines on Thursday 11/15 at 14th Street Theatre. Led by comedic provocateur Mike Polk Jr., Last Call Cleveland has won awards at sketch festivals in Toronto and Chicago and prides itself on its uniquely "Clevelandy" humor.
· Veteran NYC comedian and podcaster Tom Simmons will headline two shows on Friday, November 16 at 14th Street Theatre. Winner of the 2009 San Francisco Comedy Competition and two-time finalist at the Boston Comedy Festival, Tom Simmons has appeared in the Montreal Just For Laughs Festival, Comedy Central, Bob & Tom Radio show and is known for his provocative Sunday morning #PewTweets.
· A new LGBT theme comedy benefit show "Out Loud Laughs" with lesbian and gay comedians from Chicago and Cleveland will take place on Saturday, November 17th at Kennedy's Theatre. $5 of every ticket sold will go to the LGBT Community Center of Greater Cleveland. This show is also sponsored by Skylight Financial Group, a leader in financial planning and LGBT-friendly business.


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text:
Hi there,
my good old DSL router had a feature that allowed me to terminate the
pppoe connection at a specific time. My provider cuts the connection at
least every 24 hours and this feature allowed me to shift this to a
particular time in the night.
Is this possible with m0n0wall 1.2b9?
- Dilbert -


text:
A Shovel Full of Happiness
It's funny how meaningful people show up in your life sometimes. I was reading the Huffington Post and noticed a blog post about menopause, written by executive, career and life coach Debbie Robins. Her humor and wit caught my attention as I made my way through a story that seemed like a mirror of my own experience dealing with midlife crises and the perils and joys of menopause. As soon as I read the last word, I posted a comment asking to meet her. Within five minutes I got a response from Debbie and we set a date to meet each other in New York City. Before meeting Debbie, I researched her and found that before she became a coach, she worked as a Hollywood film and television producer. As soon as we met I knew that this woman had gone through enough transformations to become a grounded, clear-sighted person who would help direct me as well as others to achieve balance, peace and happiness during the tough times. In SHOVEL IT! KICK-ASS ADVICE TO TURN LIFE'S CRAP INTO THE PEACE AND HAPPINESS YOU DESERVE, Debbie and celebrity friends who include Deepak Chopra, Sandra Bernhard, Julia Ormond, and Rosanna Arquette share their important life strategies on how to retrieve one's balance and happiness when the bad stuff hits the fan. Her theme is a compelling one – that our attention to our "inner ecology" is as critical as our commitment to our outer ecology. Give your self a gift and pick up a copy of SHOVEL IT!


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Perception Of Freshness Changes With Times
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A History Of Fresh Foods
Thursday, 04/01/10
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Our definition of 'fresh food' is ever-changing - driven by technology and public perceptions. We talk about the history and meaning of freshness. Also, James Sturm on his new graphic novel, and we open our mailbag.
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text:
Geoff Hutchison (email@example.com)
Thu, 17 Dec 1998 00:16:57 -0500
Periodically, I get requests from people looking for ht://Dig consultant
work. Jobs range from installation and minor config changes, to adding
features, to various requests for information. Naturally, I don't have the
time or the inclination to handle all of these.
Since this is a pretty self-selected bunch, I figured there may be some
people on the list who would be interested in hearing about these jobs. If
so, let me know and I'll add you to my list. Naturally the idea is that
when I get requests, I can forward some names and let them contact you.
P.S. I must admit, I'm writing in part because I've received two requests
in two days!
This archive was generated by hypermail 2.0b3 on Sat Jan 02 1999 - 16:29:53 PST


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text:
Scant celebration for hurried handover
United States Correspondent
Page Tools
George Bush and Tony Blair congratulate each other after Mr Bush was passed a note about the handover.
US President George Bush was sitting in the NATO summit in Istanbul when his National Security Adviser, Condoleezza Rice, handed him a note telling him the handover of power in Iraq was done.
"Iraq is sovereign," Dr Rice wrote. "Letter was passed from Bremer at 10.26am Iraq time." Mr Bush wrote in reply: "Let freedom reign!"
Despite Mr Bush's scribbled sentiment, the hurried handover in Baghdad by departing ambassador Paul Bremer was partly designed to clear the way for the new Iraqi Government of Prime Minister Ayad Allawi to usher in a clampdown, including martial law, in parts of the country.
Asked whether Dr Allawi wanted to use the 140,000 US troops to help impose martial law, Mr Bush replied that the Prime Minister recognised "human liberty, human rights".
But, said Mr Bush "he may take tough measures to deal with Zarqawi (and) we may have to". Abu Musab al-Zarqawi is a high-profile terrorist said to be operating in Iraq.
As the bringing forward of the handover was debated last week, Deputy Defence Secretary Paul Wolfowitz and the new US general in charge of the multinational forces, George Casey, agreed to set up a command centre in Dr Allawi's office so he could be on top of all security decisions.
Late last week, Iraqi Interior Minister Falah al-Nakib confirmed that the new Iraqi Government had debated "an urgent plan for Baghdad" and a "state of emergency for other provinces".
This was not the handover that Mr Bush envisaged for Iraq a year ago, shortly after his "Mission accomplished" speech. Back then, Mr Bush promised Americans that Iraq would be headed for democracy and stability that would help transform the Middle East peace process.
He expected the triumph in Iraq to be a plus for his re-election campaign. Now there is a palpable sense of failure and Mr Bush needs to put some distance between Washington and Iraq.
The "Baghdad surprise" as the handover was called here, caught many Americans off guard. The cloak of secrecy, the absence from Washington of the President, his National Security Adviser, Secretary of State Colin Powell and Defence Secretary Donald Rumsfeld, who were all in Europe, made the low-key, back-room power shuffle a baffling anti-climax for Americans.
Nearly 850 American soldiers have died in Iraq, more than 5000 have been wounded, many crippled for life, and most Americans accept there will be no early end to the deaths.
Troop numbers are increasing, not decreasing, and contingency plans are already being drawn up to send more. More than 75 per cent of Americans believe their troops will stay in Iraq for years.
A note written by US Security Advisor Condoleezza Rice to US President George Bush confirming Iraqi sovereignty. Bush's reply - Let Freedom Reign!
The daily brutality in Iraq on their television sets and newspaper front pages is numbing them.
The execution by insurgents of a young American private, Keith Maupin, struggled for air time. His death was competing with the father of another soldier pleading for his son's life.
For many Americans, Mr Bush appears out of touch with their reality. From Istanbul, he rattled off a list of achievements in Iraq. Gone, he said, was the dictator who used weapons of mass destruction and sponsored terrorism. "Today, Iraq's leaders, with our support, are systematically fighting terrorists across their country."
Mr Bush's achievements are, for many Americans, the cause of their anxiety. The failure to find any weapons of mass destruction dealt a serious blow to his credibility. But more importantly, the explosion of terrorist violence in Iraq since the removal of Saddam Hussein has convinced many they are now less safe than before the war.
The Democrats are hammering home that message.
Presidential candidate John Kerry, in marking the handover, repeated his complaint that "90 per cent of the coalition on the ground is America. And 90 per cent of the cost is being borne by the American people". This is not expected to change.
While the handover took place while most Americans slept, even when they woke there was scant celebration.