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Q. I have failed in a franchise, due to the financial demands of the franchise. I want to create my own, very small business now, allowing for organic growth. But I am devoid of ideas. How can I seek information or ideas on a new business? I have all the degrees, experience in business, plus start-up funding.
In terms of starting a business, you have many positives on your side – the education, irreplaceable experience from running a business and the financial resources to get it off the ground.
But without clear parameters about the type of business you want, it would be like looking for a needle in the haystack, which can be overwhelming.
It's advisable that you get a clear idea about what is important to you in creating and running a business. It might seem obvious to start with – to make a profit – but there's really much more around the thinking and crafting of a viable business idea.Start by simply asking yourself "What's important to me in creating/running/owning a business?" The answers you come up with will help form useful filters for what to focus on.
To illustrate this, I'd like to share an example. In doing the above exercise, a client of mine came up with seven major criteria for the type of business she wanted to create. Below are just three of them. (Your answers will be uniquely your own and most likely different from what's below):
1. It has to be something I find mentally stimulating. (This eliminated business ideas that could be profitable but did not tick her criteria for mental stimulation).
2. Something that adds value to users and meets my own personal values. (She automatically started honing in on areas she felt strongly about, discarding potentially profitable ideas that did not match her values).
3. Is there potential to tap into markets beyond my city/physical location without me having to be there? (This triggered ideas such as books, e-programs, apps and working with collaborators or sub-contractors).
While the above exercise can help you define what's personally important to you in a business, it's of course crucial that there is a market for it. In other words, your business must solve a problem or provide a reason for people to access your services or products.
You can brainstorm ideas based on problems you have experienced that aren't currently being addressed effectively. Or it could be problem you know others are experiencing but don't have a satisfactory solution to.
A friend of mine, who now lives in China, started a wrapping paper company because she couldn't find any gift paper that incorporated both traditional and contemporary designs. She believed strongly in the concept and that was enough to propel her out of her comfort zone, learn new skills to create the designs, speak to potential stockists and grow a profitable business organically. Her designs have been featured in multiple international and local magazines. All this started with simply finding a solution to a problem she encountered.
You can also access market research reports from companies such as IBISWorld to find out how a particular industry is doing and what the forecasts are for the future. This might spark ideas.
I hope the above suggestions trigger some new insight for you. Best wishes in your venture!
Kathleen Alexander, business coach, Clever Fox


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text: Feminism 3 June 2013 Maria Miller's "information packs" for the parents of daughters won't end inequality Sexism in society isn't the result of individual women failing to have ambition. And as benefit systems are slashed and women are disproportionately affected, the parenthood pamphlet and the boardroom dream seem small compensation. Sign up for our weekly email * Print HTML This weekend, something strange and uncomfortable happened to us: for a brief moment, we both agreed with Louise Mensch. For sure, we've had our ups and downs with the romance-novelist-turned-Conservative-MP-turned-fashion-blogger who now occasionally publicly ruminates upon feminism. She may or may not have left a post on The Vagenda last year (hastily deleted) making it clear that she isn't our number one fan. She describes herself in earlier years as already "idolising Thatcher" behind a huge pair of geek chic specs at the age of 14. She runs advice pieces on her blog entitled "What Men Want". And yes, she seriously tried to rival Twitter with a social network named after herself. But when she said that British internet feminism can often become an inward-looking, self-flagellating rabble of voices in danger of achieving very little, we nodded along. Mensch advocates a return to "reality-based feminism" - one that concerns itself with specific goals and campaigns, rather than getting tied up in linguistic arguments. So far, so sensible. Of course, examining your language can be very important - take, for instance, the casual sexual terms deployed by teenagers which have increasingly violent undertones: "I'd hit that", "I'd smash her", "I'll destroy you", or the routine referral to women as "pussy" and nothing more. Discussing this sort of language with the people who use it can challenge many a shitty status quo. Twitter arguments centred around theoretical nuances, on the other hand, ultimately end up challenging very little in the spheres where feminist discussion might do the most good. However much we might agree on the "reality" part of Mensch's article, though, "Conservative feminism" - that persistent oxymoron - isn't going to convince us any day soon. The individualistic, money-oriented idea of gender equality so beloved by Tories has never sat well with us: it almost always ignores history and context. It sees financial power as the only meaningful kind of power. And often, it implies that sexism in society can be explained by an endless stream of individual women failing to have the ambition to fight their way to the top. Like Michael Douglas claiming that his oral cancer was caused by marathon cunnilingus sessions, it wilfully ignores a hell of a lot of the evidence that other people might have considered first. So we're not altogether delighted about the announcement which came hot on the heels of Mensch's comment piece: coalition government ministers are planning to put together information packs for the parents of daughters, advising them on how to bring up "aspirational" young women. This in turn should apparently go a long way towards redressing the balance in boardrooms and businesses across the country in future. Like Mensch's "just pull yourself up by your bootstraps" Tory feminism, this strategy seems to imply that women aren't at the top because they just don't quite want it enough, and are in need of training in their girlhood. And despite the fact that the huge proportion of men in the most coveted positions of power probably also have something to do with the absence of women, there are no information packs planned for the parents of sons. Maria Miller et al are implementing this plan because the government is clearly going to miss its target of 25 per cent female representation in FTSE 100 boardrooms by 2015. Representation stagnates at 5.6 per cent right now, and it seems pretty clear to all of us that it's already 2013. After an enthusiastic beginning which saw much talk of a female business revolution, the numbers stalled - which probably has more to do with the recession and the glass ceiling than a shortage of 14 year olds idolising Thatcher enough to "really go for it". And it's worth bearing in mind that percentages in boardrooms can never tell the full story. Who says that the lives of everyday women will improve with a further few female faces at the helm of Britain's most profitable companies? Who says that banning cunnilingus will get rid of cancer? Strangely, Carla Bruni has done a good job of continuing the discussion in her recent interview with the Observer. Having once been forced to apologise for declaring that France doesn't need feminism, she's an unlikely character to have waded into women's rights - especially mere column inches after declaring again that the F word isn't going to become part of her repertoire any day soon. Jezebel memorably summarised the entire profile as "kind of depressing as shit", and Bruni's claim that "I'm not someone who would go and fight for something" (really? Nothing at all?) certainly seems to paint a bleak picture. But her claims about domestic labour are on the money: "I think [stay-at-home mothers] should be paid... It's such a hard job - and on top of that they are not admired. You go to a dinner party and someone says, 'What are you doing?' 'Oh, I take care of my three children' - and they turn away." In this short description, Bruni summarises a culture of disregard at the dinner table, embarrassment and double standards in the home, shame and power in the workplace. Domestic labour and childcare has traditionally been viewed as "women's work", and this sort of work remains unpaid and unequal. A fairer division of this work, or financial recognition of it, is just as important an aim as equalling out the boardroom. If we have to concede that money means power and respect, the least we can do is focus on all women - most women - rather than the multimillionaires at the very top of the food chain. Surely this would be the true "reality-based feminism". Modern feminism is certainly a balancing act, requiring specific and goal-oriented campaigns alongside recognition of - but not obsession with - the various social prejudices which might be working against us. Forget the campaigning, and you risk becoming mired in endless academic discussion which goes nowhere. Forget the context, and your campaigns won't do any good. Talk about why feminism needs to return to reality while running a blog that details "what men want" and why you should dress for them, and you may not get taken seriously. Declare that you are most certainly not a feminist before bringing up gender equality, and you may well have proven yourself wrong. Meanwhile, there's one thing that we're certain about: neither of us are going to be following the government's leaflet on how to raise a daughter any time soon (and it's not because both of us have yet to procreate). After all, Cameron hasn't exactly been imaginative with his attempts to reach girls and women in the past: the last couple of times he tried to bolster the female vote, he staged an interview with Glamour magazine and appeared in a music video with One Direction. And as benefit systems are slashed and women are disproportionately affected, the parenthood pamphlet and the boardroom dream seem small compensation. We need people like Maria Miller to say to young girls and boys alike what Carla Bruni did, while working toward the solution through education. It's a much more powerful message than "just get a little more ambitious, or quit whining'" and it's "reality-based feminism" at its best - with or without the accompaniment of Harry Styles. › Sugar backs green energy A woman holds a placard aloft during a Slutwalk march in Melbourne in 2011. Photograph: Getty Images Rhiannon Lucy Cosslett and Holly Baxter are co-founders and editors of online magazine, The Vagenda. Subscribe from just £1 per issue More Related articles Harmful gender stereotypes in ads have real impact – so we're challenging them Leaving the cleaning to someone else makes you happier? Men have known that for centuries Could Labour implement universal basic income? Subscription offer 12 issues for £12 + FREE book LEARN MORE Close This week's magazine


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by Staff Writers
Santiago (AFP) Dec 30, 2011
Chile closed Friday one of its most popular national parks in peak hiking season after a massive wildfire ravaged tens of thousands of acres of pristine Patagonia and showed no signs of abating.
High winds fanned the blaze at the Torres del Paine National Park, a 2,400-square-kilometer (927-square-mile) paradise of mountains, glaciers, natural forests and lakes visited by more than 100,000 people each year.
After meeting emergency officials struggling to get a grip on the inferno in deep southern Chile, President Sebastian Pinera announced that whatever transpired at the park it would now remain shut throughout January.
Some 8,500 hectares (21,000 acres) of woodland and scrub, nearly four percent of the total area of the park, has already been destroyed by the blaze, which more than quadrupled in size in less than 24 hours.
The Chilean government has deployed four planes and a helicopter to the remote mountainous region, where 300 firefighters, soldiers and forest rangers were engaged in a desperate effort to get the inferno under control.
Aerial photographs showed a vast cloud of smoke obscuring the beautiful backdrop of snow-clad granite peaks, wild steppes and turquoise lakes.
"We are faced with a hugely complex situation, an extreme scenario, mainly due to topography, strong winds and highly combustible vegetation," said Vicente Nunez, head of Chile's Office of National Emergency (ONEMI).
A crucial break could come late Friday or Saturday, when 10 to 15 millimeters (0.4 to 0.6 inches) of rain were expected.
The blaze erupted late Tuesday and advanced rapidly in dry conditions, forcing authorities to evacuate 700 people, mostly tourists, from the park, which is located some 3,000 kilometers (1,860 miles) south of Santiago.
Environmentalist group Accion Ecologica criticized the government for its allegedly slow response to the wildfire, drawing an unfavorable comparison with its rapid crackdown on students protesting education reforms.
"We would have liked to see a government as gifted at throwing water on the flames consuming our natural heritage as they are on citizens defending their rights," said activist Luis Mariano Rendon.
A 2005 bush fire started by a Czech backpacker destroyed 160 square kilometers (62 square miles) of the Torres del Paine National Park, which was designated a World Biosphere Reserve by UNESCO in 1978.
Pinera pledged another 100 personnel would join crews on Saturday and said his government would seek "all necessary assistance" from other countries, having already contacted Argentina, Australia and the United States.
Neighboring Argentina, which has its own Patagonian preserves just across the border from Torres del Paine, has already sent in some emergency teams to help.
Forest and Wild Fires - News, Science and Technology
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Fire destroys 1,500 hectares of Patagonia forest
Santiago (AFP) Dec 29, 2011
A fire has destroyed or seriously damaged 1,500 hectares (3,700 acres) of vegetation in a Patagonia nature preserve in southern Chile, forcing the evacuation of 400 people, officials said Thursday. "We are facing an extremely dangerous and complex fire as we have experienced very hostile climate conditions so far and forecasts say it will stay that way" on Friday, Interior Minister Rodrigo H ... read more
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Whiteness in New York City is a liability, reminiscent of owning a trailer park home in tornado alley or property in the path of an oncoming hurricane in the gulf region of the United States.
When the "have-nots" are able to elect a man capable of redistributing the wealth of the "haves," soon the goal of equality will be reached; because misery has eliminated whatever economic benefit was attained by hard work, thrift, and saving.
Isn't that what equality is, boiled down to its rudimentary ingredient?
If everyone is miserable, all are equal.
What's that verse in Ecclesiastes again? [City plans to attack economic segregation by moving poor into middle-class neighborhoods, richer into poverty spots: Housing Preservation and Development Commissioner Vicki Been said the plan to build 80,000 new affordable apartments and preserve 120,000 units would create a more diverse city., New York Daily News, 5-22-14]:
The City plans to attack economic segregation in its affordable housing plan — placing the poor in middle-class neighborhoods and the more affluent in high-poverty spots.
Housing Preservation and Development Commissioner Vicki Been said the plan to build 80,000 new affordable apartments and preserve 120,000 units would create a more diverse city.
"We really have to make economic diversity a cornerstone of that plan," she said at a City Council budget hearing Wednesday.
"That means that in some neighborhoods that have mostly middle or upper-income housing, that we would need to put affordable housing at the very lowest income," she said.
"But in some communities where we have a great deal of poverty . . . we would try to bring more moderate (-income housing) into those neighborhoods, to try to achieve the kind of diversity that we want," Been said.
De Blasio's executive budget boosted the housing department's capital cash to $3.1 billion, up from $1.9 billion in his January preliminary budget, to help pay for the ambitious proposal.
Been said the emphasis would be on two groups traditionally overlooked in city affordable housing programs — the very low income and the middle class. The city will quadruple the number of apartments geared to the poorest New Yorkers, who make less than $25,000 for a family of four, and increase by 50% the number for those making $68,000 to 103,000.
Exact locations where housing developments will be built have not yet been chosen.
Council housing chairman Jumaane Williams (D-Brooklyn) hailed the proposal, though he said he anticipated some resistance both from affluent New Yorkers unhappy about low-income developments in their neighborhoods and from residents of poorer areas who don't want to be surrounded by housing that's out of their reach.
"I do think there will be some concern in certain communities," he added. "We will have to explain to people why we're doing what we're doing."Solomon was wrong.
There is no example in recorded history of a people lying down and watching (without protest) them march all over them, turning once thriving population centers - bursting with social capital and upward mobility - into instruments of civilizational decay... reminders that the best intentions of social engineers, educated to eliminate the disparities existing between the "haves" and "have-nots," possess the mental capacity of a child drawing on an Etch A Sketch.
But, what can be said of the people allowing this to happen, watching silently their own dispossession?
Hurricane de Blasio will hit New York City, just as other suicidal ideologies will hit other parts of America will equal (or greater) ferocity.
It's not our job to stop it; it's our job to survive it.


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WHS band to perform at Ok'Fest
Walhalla High School Marching Band will perform Saturday at the 2012 Oktoberfest. The band's performance, with the Little German Band, is scheduled for 3:45 p-m at Sertoma Field. The high school band is coming off weekend competition at Aynor High School, where it won a superior rating, along with first place in drum major, color guard, percussion, red hot horn line, and overall division.


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Film: The Kings Of Summer
Directed by: Jordan Vogt-Roberts
Starring: Nick Robinson, Nick Offerman
Stand By Me forever redefined coming-of-age filmmaking in 1986, and in 2013 The Kings Of Summer will do the same. Written by Chris Galetta and directed by Jordan Vogt-Roberts, this Sundance favorite has everything you look for, but so rarely find in the world of Summer movies: A truly original story told in engrossing fashion without the use of CGI, 3D, Imax, or the backing of a major brand that will linger in the hearts and minds of moviegoers beyond the end of the calendar year.
Nick Robinson stars as Joe, a teenager living with his widowed father (Nick Offerman), who has hit a wall in life. Frustrated with the way things are at home and school, not to mention dealing with the unrequited love of a certain blonde (Erin Moriarty), he recruits two friends (Gabriel Basso and Moises Arias) for a Summer without rules. No parents, no laws, no school – just friends, nature, and the wild idea to build a house in the woods just outside town where they can live off the land, free of the restraints of the modern world. It's as ambitious as teenage dreams can be, yet firmly within the grasps of reality, and the story of learning who you are and coming to terms with your lack of control in life that unfolds feels familiar while visually and emotionally striking you unlike anything in recent memory.
Capturing what the feeling of loss and shock is like when one realizes they're growing up and everything is changing in ways they cannot stop on a level that connect with audiences of any walk of life is no easy task. A story needs to be told that feels true to the writer, but also hits home with people who may not relate in any way to the actions of the characters on screen. They need to see themselves as one of your leads, relate the people that character interacts with to people they themselves know, then sync with them early enough in the film to feel that they themselves have come to some new emotional understanding by the time the credits begin to roll. Whether you see yourself as one of the three friends that lead us on this journey, or if you are one of the parents who learn life lessons of their own, this film will hook you and it will do it within the first fifteen minutes. From there, just sit back and enjoy the ride.
The Kings Of Summer is the best film of 2013 so far. Walking into this movie is the equivalent to treating yourself to ninety-three minutes of pure joy. This is the kind of escapism studios too often confuse with CGI-riddled explosion epics, and as you're watching it that oh so rare feeling of timelessness begin to takeover. This isn't a movie we'll be talking about in six month, it's a movie you will want to show your kids, or at least someone you love. It's a story meant to be shared and enjoyed, and I urge you to do anything in your power to see it in theaters.
Score: A+
Review written by: James Shotwell (Twitter)
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■ Financial Review DealBook spoke to six heads of investments banks about the outlook for their businesses, key priority areas, and challenges they face in 2012, covering these questions:
- What will be the key drivers of local investment banking revenue in 2012?
- Will companies put even greater pressure on fees across trading and advice?
- What will be the key focus of your firm in 2012?
- How much emphasis do you have on winning government work/privatisations?
- With the investment banking model experiencing pressure to evolve (e.g. reduction in risk appetite), what underlying or structural changes do you see emerging for the industry in the year ahead?
- The industry has seen sizable layoffs. Do you see further headcount reductions leading to permanently smaller-scale investment banks?
- Will another year of poor bonus payments see an exodus from the industry?
- How is the industry's reputation faring following the Occupy campaign? Can you see any legitimacy in what Occupy is saying?
- How globally relevant is Australia in the Asian growth story?
- Are independents winning a greater share of advisory work, and how are larger firms coping?
- Cynthia Whelan, chief executive of Australian operations, Barclays Capital
- Simon Perrott, chairman of investment banking, Royal Bank of Scotland
- Robin Bishop, Australian head, Macquarie Capital
- Andrew Pridham, head of investment banking, Moelis & Company
- Chris Knoblanche, head of global banking for Australia & New Zealand, Citigroup
- John Knox, co-head of investment banking, Credit Suisse
Whelan: I expect 2012 to be quite similar to 2011 in that there will continue to be a strong focus on funding and capital management, whether that is through the bank market or by accessing debt and equity capital markets. How companies access capital is going to continue to be a focus of corporate Australia and that will be a driver in part, for the level of M&A [merger and acquisition] activity. We have a very strong risk management franchise in Australia, and the fact that we've experienced very volatile markets across rates, FX [foreign exchange] and commodities has meant that our risk management business has performed well in 2011. Risk management will be a continued focus for 2012 as companies look at the optimal way they should be hedging themselves across various global exposures. We expect to continue to see a high level of cross-border M&A activity, with outbound activity increasing through 2012.
Perrott: I think the most active sectors are going to remain resources and infrastructure. There is activity across the board, but in terms of the sectors to have been most active in 2011, we see that continuing on into 2012.
Bishop: I think a number of the trends from 2011 will continue into 2012, with the key drivers for activity being the strength in the resources sector and the continued drive for industry consolidation and globalisation. Australian companies may seek to take advantage of their strong balance sheets and the strong Australian dollar, but the weaker global outlook is likely to dampen this to some extent.
Pridham: Investment banks will continue to focus on advisory roles. Trading and equity capital markets will remain very tough, although given the pressures in Europe and the current retailing environment, we may see a resurgence in balance-sheet-repairing capital management initiatives in some sectors.
Knoblanche: The key drivers will continue to be slower global economic growth and major dislocations in Europe, offset by solid local corporate and economic fundamentals. Our clients face challenging trading conditions.
Knox: We expect the global macro-economic environment will continue to be relatively tough in 2012, but there will be some sectors in the Australia that will drive activity – namely mining, energy, utilities and infrastructure.
Whelan: An operating environment like this results in more of a focus on the depth and quality of relationships than the level of fees in a particular transaction. It is volatile times like these that really define long-term relationships. I think clients will continue to pay fairly for the quality of service and advice they receive.
Perrott: No more so than we've typically seen in the past few years. In a volatile market there is always going to be a bit of pressure on fees, but we don't see it being any more significant than it has been in the last little while.
Knoblanche: In this environment, corporate clients will continue to seek top-level service in advice and trading, delivered cost-efficiently.
Knox: The Australian investment banking industry is always highly competitive and we expect that to continue.
Whelan: Barclays has a strong portfolio of businesses in Australia and as such we don't have a reliance on any single part of that portfolio to drive revenues. We are most valuable to clients in situations where we bring all of the parts of the business together to support clients. We anticipate that 2012 will see windows of opportunity across financing, risk management and M&A. So it may well end up being a relatively cyclical year, when some businesses are performing strongly through the year and other times when they are not as active, and this timing will be driven in part by the international market environment.
Perrott: Our key focus is very simple: stay focused on the clients. The markets are volatile and clients are looking for advisers with a firm view and who can provide the best advice. Just because investment banking is volatile doesn't mean the client's requirements change.
Bishop: Working with our client to assist them in achieving their objectives, by providing them with high-quality advice, creative and innovative ideas and access to capital.
Pridham: Moelis & Company will continue to focus on solidifying its position as a leading securities and advisory firm in Australia. Given we only opened the office in 2011, it was a great achievement to finish sixth on the M&A league tables in 2012. Our focus next year will continue to be providing the highest quality advice and attracting the best investment bankers to work with us.
Knoblanche: The key focus for Citi in Australia will be to service large Australian and foreign multinationals, providing M&A and capital markets advice and execution supported by one of the strongest bank balance sheets in the world. This focus is not notably different from last year, and will be the basis of further investment in 2012.
Knox: Our focus will be on staying close to our clients, and in this environment of difficult and volatile markets this is particularly critical. Clients are at the heart of everything we do. Our goal is to make sure we can be there for them at all times.
Perrott: No more so than usual. To the extent that there has been some increased flow of work in Queensland, NSW and New Zealand, we're putting the same amount of resources in that we would usually, no more no less. It is just part of our portfolio.
Bishop: Working on privatisations, PPP projects and infrastructure projects more generally are obviously an important big part of our business, and we see this continuing in to 2012.
Pridham: Moelis & Company is focused on providing advice to clients where we can deliver market leading advice. We would generally only seek government work in situations where we believe we have the specific expertise to assist.
Knoblanche: Our public sector work is an important part of our business. There will be a moderate amount of government work in 2012, with some states such as NSW being more active.
Knox: Privatisations have been and will continue to be a core part of our business. In Australia, over the past 20 years we have been involved in some of the largest and most significant privatisations such as [those of] Telstra, Commonwealth Bank of Australia, Qantas and QR National, as well as the both the Victorian and NSW government's power privatisation programs.
Whelan: The evolving regulatory environment requires a regular reassessment of the structure and scale of businesses. We do not run a proprietary trading model – it is not a part of our business at all in Australia – but for some of the market participants in Australia there is a reassessment taking place in relation to their proprietary trading businesses. The implication of this for the Australian market is that a reduction in the number of proprietary businesses is likely to lead to a reduction in market liquidity.
Perrott: The scale of investment banking relative to the rest of the economy is changing. The industry will be a smaller part of the overall economy in future.
Bishop: Like many industries, the investment banking industry has to continually evolve as markets change and the regulatory environment changes, and in response to competitive dynamics.
Pridham: The impact is significant, with most investment banks looking to exit all on-balance sheet trading positions. This will impact market volumes and place further headcount pressure on the equities and fixed income business at bulge bracket investment banks. In particular the Volker Rule is likely to result in significant changes to the business models of many banks, including a complete exit from some areas of business which have traditionally been large revenue generators. We also anticipate additional regulatory focus on activities such as investment banks in Australia linking advisory roles to the provision of credit. This practice is illegal in the US and we would anticipate this to also occur in Australia at some time.
Knoblanche: The most significant long-term structural change we currently face is the increase in capital requirements. It's a change we've embraced and an environment in which we will do well. We are one of the best capitalised banks in the world, and expect to fully implement Basel III by the end of 2012.
Whelan:As an industry yes, but not for our business in Australia. We are very well positioned because we have grown strategically and sensibly, and have not built the franchise ahead of the opportunity. From our perspective, we think we have timed our investment well in terms of building scale in Australia, but in terms of the industry there will be some larger organisations that may have to look at restructuring their business.
Perrott: Headcounts are a firm-by-firm proposition, but I think what we are seeing is the tail of the global financial crisis and it is a much longer tail than people imagined. Deleveraging is a lengthy process. I think longer term the substantial change is that it is just going to be a smaller-scale investment banking business compared to the rest of the economy.
Pridham: We anticipate that there will be more layoffs in 2012 as many investment banks are subjected to global headcount reduction quotas and feel the impact of unacceptable levels of revenue. This is likely to be most evident in markets business. Conversely Moelis & Company plans to continue hiring as we identify quality bankers.
Knoblanche: Citi doesn't expect any further headcount reductions in Australia, and will in fact continue to make strategic hires. For example, we recently hired Russell Keating as an managing director in resources to work with Paul Harris.
Whelan: Most likely. The industry cannot sustain the level of headcount and scale of competitors as it stands. I think you will see individuals reinventing themselves in the industry, whether that's away from larger investment banks into boutiques, which is something we've seen before, as well as investment banks reinventing parts of their business to address the new paradigm.
Perrott: I think the good-quality people will continue on in the industry. There will be profitable business, it will just be smaller in relative scale. I think more marginal performers will probably leave the industry.
Pridham: We have already seen many people exit the industry over the past few years. I expect this to continue. The combination of lower or no bonus and the extension of using restricted paper instead of cash will lead to considerable dissatisfaction among some bankers. A major issue facing most banks is addressing the post-GFC salary increases, which has increased fixed costs materially and will at some time need to be addressed.
Knoblanche: We expect successful bankers will want to stay in the industry.
Knox: Intuitively, you would expect that a year of relatively lower bonus payments would result in some people deciding to leave investment banking, but many people understand the cyclical nature of the business and will choose to remain in the industry.
Whelan: It is interesting that Australia's reaction to corporate greed is actually not just around the banking industry, whereas if you go to the UK, it is extremely focused that sector. The focus in Australia is on executive remuneration more broadly, rather than singling out bankers.
Perrott: I think there is genuine, legitimate concern about increasing income inequality. That is a problem right across the Western world. I think it is a red herring to classify the investment banking industry as a cause of financial woes, but I think income inequality – whether it is bankers, executives or whomever – between the better-off and the less well-off is going to be a major social issue for the next decade.
Pridham:I believe that the cause of the financial crisis was very complex and the adverse impacts very widespread. The community in general has just cause to question the practices of major banks and the governmental responses to commercial banking failures. On the whole I think leaders in the banking world acknowledge this and are acting to improve their practices. In reality it will take many years to improve the perception of the industry.
Knoblanche: The reputation of the investment banking industry has certainly taken its knocks over the last few years. We understand the frustration people express but believe the industry is fundamentally sound. Good advice and access to capital will always be sought by corporates and governments.
Whelan: The Asian growth story is very relevant in terms of the global macro environment at the moment, and I think Australia is absolutely an integral part of the Asian story. From an investment banking perspective, we are very much regionally integrated in Asia, and that's because we see there are a lot of intra-regional opportunities across the businesses. There are a number of countries in Asia that are looking to Australia for growth, as there are a number countries globally that are looking to take advantage of the broader Asian opportunity. Australia is well placed as part of this broader Asian opportunity.
Perrott: Australia is a key supplier to the Asian region. We're seeing the amount of cross-border trade, particularly inbound, has never been higher. Australia will stay particularly relevant I think. There is an extraordinary amount of interest in Australia from the region and the local investment banking industry has got pretty strong links into the region.
Bishop: I think it is clear that Australia is a very important part of the Asian growth story. Our wonderful natural resource base, highly educated and energetic labour force, well developed capital markets and financial system and long list of world leading companies operating in Asia are all important contributors to the rise and rise of the Asian time zone.
Pridham: Australia is very relevant in the Asian growth story today. We need to collectively ensure that we make the most of the current boom and position the country to be relevant in the Asian region for the long term.
Knoblanche: Exceptionally. Australia is the world's most leveraged developed economy to Asia's industrialisation and urbanisation. This, combined with its low government debt to GDP ratio, makes it one of the most attractive markets for many multinationals to invest in.
Knox: Extremely relevant. Australia remains a key market for investment banks in the region and we believe that across the industry, it contributes about a quarter of the region's revenues.
Whelan: It is not my perception that independents are winning a greater proportion of advisory work at the moment. Independents have a valuable place in the market – there will always be a proportion of clients seeking 'independent' advice. The corollary is that, in this environment where deals are often driven by clients wanting execution certainty, part of that certainty involves the financing of the transaction from both a debt and equity perspective. It is really those firms that can bring all of the component parts of the transaction to bear and who can deliver execution certainty that clients are recognising and rewarding at the moment. Independents typically don't have a global presence, so they can't necessarily provide the cross-border expertise in the same way that we can.
Perrott: That argument assumes that the firms can convince the clients which particular investment banking model is best. In my experience the clients are very savvy and sophisticated and they will choose the service or the firm that they need as the situation or relationship requires. To me it is complete nonsense that an independent firm can give better advice than an integrated firm – the clients don't think that, and the clients will make the call on who they want to use.
Pridham: Clients are voting with their feet. That said, there will continue to be a role for independent investment banks and bulge bracket banks. Larger banks are in a tough place. Global factors, including regulatory controls are forcing them to reinvent their business model and reduce compensation levels. The key risk to the bulge bracket firms is that they continue to lose their best people for reasons of compensation levels and composition and job satisfaction. Moelis & Company is focused on delivering the highest quality independent advice to clients. Clients want independent advice from high-quality experienced bankers and global reach – we strive to provide all three elements.
Knoblanche: The relative business strength of the independents comes and goes with business cycles. We strongly believe that providing our clients with an integrated approach provides the best outcome. Our access to capital provides our clients with cost-efficient, timely and confidential solutions to transactions, while our insights into the international markets are unrivalled.
Knox: We believe that the quantum of advisory work that the 'independent' advisers have done has been relatively stable over the past few years at approximately 20 per cent of market share.
The Australian Financial Review


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Leon Cameron is facing a giant headache of whom to play on Nick Riewoldt this week after having his key defensive stocks decimated by injury.
Having tamed Lance Franklin in round one, Greater Western Sydney will have to quell another of the modern era's great forwards - but this time without their two best tall defenders.
With Phil Davis and Tim Mohr unavailable, Cameron has listed five possible opponents for Riewoldt: Nick Haynes, Stephen Gilham, Aidan Corr, Kristian Jaksch and Sam Frost.
Four of them are yet to reach 20 games while the most experienced of the group, Gilham, has had his recent preparation hampered by an ankle injury.
Riewoldt turned back the clock with a best-on-ground performance on the weekend and looms as a major obstacle in the Giants' quest to start the season with two wins from as many games on Saturday.
"Phil's been an integral part of our back line since he arrived at our footy club and those spots are hard to fill," Cameron said.
"It's a great opportunity for someone to step up. We've got a number of young kids coming through playing in that key defensive post."
St Kilda's win over Melbourne and the return of star midfielders Lenny Hayes and Leigh Montagna meant GWS was the favourite only fleetingly for this weekend's game.
Cameron came away from Etihad Stadium on Saturday night impressed with what he saw from the Saints in rookie coach Alan Richardson's debut game in charge.
"I thought their attack on the footy was really good," Cameron said.
"They're similar to us. We're trying to bring the defensive side of our game into our players and game plan to make it hard for the opposition to score. St Kilda were definitely doing that. Their ferociousness at the man who had the footy was really, really noticeable."
Cameron had no concerns his team would be physically ready to play the Saints after their bruising encounter against the Swans and challenged them to be mentally prepared as well following their weekend off.
"We're a young side and sometimes young minds can wander and take some time to get into things," Cameron said.
"We've also got to back up our performance from the first week and be ready for that because if you're not it can be over before you get going again."
The Giants, who are yet to win a game outside NSW or the ACT, will make at least two changes to their side this week after losing Davis to a kidney injury and Rhys Palmer to a hamstring strain.
"The two who come in will want to be really hungry and want to stake their claim on staying in the 22," Cameron said.
"It's good to have hungry players coming in and knowing that if they don't perform or play good defence their spot will come under question."


text:
A Method for Access Authorisation Through Delegation Networks
Au, Wai, Gollmann, Dieter, & Josang, Audun (2006) A Method for Access Authorisation Through Delegation Networks. In Buyya, R, Ma, T, Safavi-Naini, R, Steketee, C, & Susilo, W (Eds.) ACSW Frontiers 2006, 16 - 19 January 2006, Australia, Tasmania, Hobart.
Impact and interest:
Citation counts are sourced monthly from Scopus and Web of Science® citation databases.
These databases contain citations from different subsets of available publications and different time periods and thus the citation count from each is usually different. Some works are not in either database and no count is displayed. Scopus includes citations from articles published in 1996 onwards, and Web of Science® generally from 1980 onwards.
Citations counts from the Google Scholar™ indexing service can be viewed at the linked Google Scholar™ search.
|ID Code:
|Item Type:
|Conference Paper
|Security, Access Control, Trust
|Australian and New Zealand Standard Research Classification > INFORMATION AND COMPUTING SCIENCES (080000) > COMPUTATION THEORY AND MATHEMATICS (080200) > Computation Theory and Mathematics not elsewhere classified (080299)
|Past > QUT Faculties & Divisions > Faculty of Science and Technology
Past > Institutes > Information Security Institute
|Deposited On:
|17 Jun 2009 14:57
|Last Modified:
|08 Jul 2017 12:03
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links may
expire at any time.
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2008 News
Mexico Coming Apart?
Border Crackdown Causing Chaos
Mexico City -- Pointing to "an increased level" of gangland violence raging along parts of the border and deep into Mexico, the U.S. State Department issued a new warning for American travelers to take extra precautions in the country.
Walter Moore
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The Melange hosted a gathering of family and friends of Lynn and Glover on April 17th. This birthday party for Lynn & Glover was the first party hosted this year on the Mediterranean Courtyard at Melange.
A Dining Experience to Remember
Our niche specialty. Served by the chef. We create a unique combination of intimacy, nostalgia and flair to help you celebrate a special time. Available to overnight guests and to patrons visiting for the dinner. Served with the finest antique china … Read More


text:
Get an update on changes of the IACR web-page here. For questions, contact newsletter (at) iacr.org. You can also receive updates via:
To receive your credentials via mail again, please click here.
You can also access the full news archive.
Further sources to find out about changes are CryptoDB, ePrint RSS, ePrint Web, Event calender (iCal).
In this paper, we focus on the software-optimized block cipher family Speck, and describe significantly improved attacks on all of its 10 variants. In particular, we increase the number of rounds which can be attacked by 1, 2, or 3, for 9 out of 10 round-reduced members of the family, while significantly improving the complexity of the previous best attack on the remaining round-reduced member. Our attacks use an untraditional key recovery technique for differential attacks, which resembles techniques typically used in attacks based on self-similarity.
Despite our significantly improved attacks, they do not seem to threaten the security of any member of Speck.
This is achieved using a simple statistical test.
We found only one algorithm which was able to pass the test - VMPC-R.
This algorithm, being approximately three times more complex then RC4,
is probably the simplest RC4-like cipher capable of producing pseudo-random output.
This is achieved using a simple statistical test.
We found only one algorithm which was able to pass the test - VMPC-R.
This algorithm, being approximately three times more complex then RC4,
is probably the simplest RC4-like cipher capable of producing pseudo-random output.
We also investigate lower bounds on the size of the public verification key in the Type II setting. Previous work in structure-preserving signatures has explored lower bounds on the number of verification equations and the number of group elements in a signature but the size of the verification key has not been investigated before. We show that in the Type II setting it is necessary to have at least 2 group elements in the public verification key in a signature scheme with a single verification equation.
Our constructions match the lower bounds so they are optimal with respect to verification complexity, signature sizes and verification key sizes. In fact, in terms of verification complexity, they are the most efficient structure preserving signature schemes to date. Depending on the context in which a scheme is deployed it is sometimes desirable to have strong existential unforgeability, and in other cases full randomizability. We give two structure-preserving signature schemes with a single verification equation where both the signatures and the public verification keys consist of two group elements each. One signature scheme is strongly existentially unforgeable, the other is fully randomizable. Having such simple and elegant structure-preserving signatures may make the Type II setting the easiest to use when designing new structure-preserving cryptographic schemes, and lead to schemes with the greatest conceptual simplicity.


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Help robots ate my underwear!
Sorry, couldn't get anyone to respond to my last two posts and thought this title might work.
I've had my WordPress site up and running successfully for about three months, the URL is http://www.comicsninja.com. It was fine last night but suddenly this morning the formatting is all messed up and I can not get into the Admin dashboard. The error message says:
Warning: sem_get() [function.sem-get]: failed for key 0x152b: Permission denied in /home1/comicsni/public_html/wp-content/plugins/wp-cache/wp-cache-phase2.php on line 98
Warning: Cannot modify header information – headers already sent by (output started at /home1/comicsni/public_html/wp-content/plugins/wp-cache/wp-cache-phase2.php:98) in /home1/comicsni/public_html/wp-includes/pluggable.php on line 868
Any idea what is going on and how I can get back into my Admin page? Thanks.
- The topic 'Help robots ate my underwear!' is closed to new replies.


text: I'm now working on linux bios with 82845gv/82801db chipset. When I initialize DDR RAM, It's always hangs. When I enable NOP command and issue a memory read instruction, It hangs. Anyone can tell me if I missed something? Any advice would be appreciated. Best Regards, Jianwei -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://www.coreboot.org/pipermail/coreboot/attachments/20040119/4a170348/attachment.html>


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- 29 total posts
- 3 reviews
- 12 comments
- 14 questions
Reviews & Stories
Filler for a More Defined and Masculine Jawline - Budapest, Hungary
I have always had a weak jawline and wanted a more chiseled, masculine one. Getting an implant would be an invasive surgery for a lot of money so I decided to go with dermal fillers, which are only temporary but are safe, quick and low-risk. I originally wanted Radiesse but the doctor pointed out that a cheaper alternative named Perfectha Subskin is available in Europe. After doing a quick... READ MORE
Diode Lightsheer Made the Hair Thinner and Lighter but It Still Grows Back - Denver, CO
I'm a 26-year-old male and have had 5 sessions of the lightsheer diode laser hair removal on my shoulders, neck and back. The hair completely grew back but lighter. Is that normal? I did everything they told me (shave regularly and do not get a tan). Now I have to wait 7 months between the sessions but by the second month all of the hair is back. I know other people who went to the same... READ MORE
Painless, uncomfortable recovery, some results
Today I had smartlipo on my chin and my jowls. My main purpose was to get a more defined, manlier jawline. One incision was made right under my chin, which is weird, because on my consultation my surgeon said he would make two more incisions behind my earlobes. I asked him about this after the procedure and he said he didn't need to because he could reach everything from that one... READ MORE
Questions from Aaron87
Is Chin Liposuction the Solution for Me? (photo)
I am a 24 year old male. 5'9" and 138 pounds. I'm really skinny, but my jawline is not defined at all and I have a small double chin as well. It's really... READ MORE
Did I Pull out Grafts One Week After a Hair Transplant? (photo)
I'm 24 year old male. I had a hair transplant of 3000 grafts 7 days ago. Tonight I washed my hair and gently rubbed it with my fingers because that's how my doctor... READ MORE
Can General Anesthesia 6-8 Weeks After a Hair Transplant Influence Hair Growth?
I'm planning a chin implant and liposuction. I believe it could be done in local anesthesia as well but I'd probably prefer general anesthesia. Now, could either of... READ MORE
What is the Best Lipo Technique when Removing Just a Small Amount of Excess Fat?
I'm 24 and only have a little excess fat on my chin but it's noticeable because I have a small chin. I might get a chin implant later but only if lipo alone doesn't... READ MORE
Is 30 Units of Botox for Crows Feet Too Much at the Age of 24?
I am a 24 year-old male. I am getting botox for crows feet next week. My crows feet are really small. My surgeon said I will need 30 units. I didn't know how much that is but... READ MORE
Why Do Some Doctors Use Traditional Liposuction After Smartlipo on the Chin/jowls?
Why Do Some Doctors Use Traditional Liposuction After Smartlipo on the Chin/jowls?And why others don't? READ MORE
After 5 sessions of Diode Lightsheer laser hair removal how can I still have the same amount of hair but slightly thinner?
I'm a 26-year-old male with very pale skin and light brown hair. I have had 5 sessions of the Diode Lightsheer laser hair removal on my shoulders, neck and back but all the... READ MORE
What other options do I have for fine lines around my eye if Botox did not help? (Photo)
I am 26 years old and have been getting botox for about 2 years. Lines under and around my eyes have appeared very early. Botox does help with the lines next to my eyes (they... READ MORE
Is the CE Ferulic acid I ordered online oxidized? (photo)
I got this off ebay. The bottle was sealed, unopened. After opening I noticed it looks slightly yellowish. See the picture. I read it should have the colour of pure water. Is... READ MORE
Is there a way to get rid of the bumps under my jawline so I have a more chiseled jawline? (Photo)
There are small lumps (the size of a dime) under my jawline on both sides. They have always been there. It is not fat. I have low body fat and have already had chin lipo... READ MORE
How many syringes of Radiesse are typically needed to define the jawline? (Photo)
Also, can it increase duration if they are injected with a few weeks in-between instead of injecting all of them at the same time? READ MORE
Can removing the vein on my temple area with laser have any advserse effects? (Photo)
I have a vein on the temple area that's always visible but shows especially when my heart rate is elevated (when it's hot outside, when I'm nervous etc.). I read here that it's... READ MORE
Recent comments from Aaron87
Just one (and that is 3cc) READ COMMENT
I still have a lot of hair but it is much thinner and lighter in color. So I'm ok with it. READ COMMENT
A stronger, more dominant jawline would definitely help, but I don't know how I could work on it myself without any kind of surgery. READ COMMENT
After each session, I am almost completely smooth for about 2 months, then the hair starts growing back. I think I started seeing permanent reduction after the third session, so what you are experiencing sounds normal. Make sure not to... READ COMMENT
I have had 7 sessions and I am definitely not smooth, but I am happy because I have a lot less hair and it is lighter in color. READ COMMENT


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Tony Hawk's Downhill Jam
Tony Hawk's Downhill Jam
Rating: 3/5
Downhill Jam is a fun departure from the more technical trick-based skateboarding that gamers have come to associate with the Tony Hawk brand. Developed exclusively for the Nintendo Wii, this is all about high-speed downhill racing, with extreme stunts and cartoon-style collisions thrown in for good measure.
Steering your street-wise skater to the bottom of each course is as simple as tilting the Wii's motion-sensing remote from side to side. There's a button for crouching that increases your speed and allows you to ollie up into the air and another button for performing tricks such as grinding up onto a rail or sliding across the top of a passing car. With the Wii remote's directional-pad located just under your left thumb (the controller is held horizontally), it can be easy to forget you can manoeuvre your skater with deft hand gestures, but extended play proves it's a control method that works well.
As you go rocketing down the side of a South American mountain or a steep, traffic-filled San Francisco street, players with a keen eye will spot shortcuts tucked away in the architecture. Hitting a conveniently placed ramp to slot yourself into a hidden passage can be very rewarding - especially when you're racing in split-screen against your friends and you pip them to the finish line.
Some obstacles in the environment can cause frustration, however. Vehicles have a habit of popping out of nowhere to stop you dead in your tracks before there's any time to react, while some snaking runs have cruel jutting corners that send you flying in the wrong direction when you hit them.
Downhill Jam's simple arcade style of play is easy to enjoy but the overall presentation of the game is disappointing, with some gaudy graphics and a poorly designed menu.
Endgame: It's pitched at a younger audience than the usual Tony Hawk games, so the frantic, no-frills racing may only be fun for casual gamers. Eliot Fish
When news happens: send photos, videos & tip-offs to 0424 SMS SMH (+61 424 767 764), or us.
Did you know you could pay less than $1 a day for a subscription to the Herald? Subscribe today.


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Yesterday I received the DJI Mavic Pro, my first ever drone. I am not going to do an unboxing video or take dozens of photos from all angles like other folk have done. Only three angles are needed to give you an idea just how small the drone is when folded up.
It was a breeze flying the Mavic Pro. I knew how to fly already as I own quite a few trick quad-copters, but the Mavic Pro is super simple because of all its sensors. It doesn't move around at all on take off or even when landing. Everything is so smooth, and makes taking video is a pleasure. It is truly an amazing drone.
Here is my first video filmed on the DJI Mavic Pro.
Fortunately it was a gorgeous winters day with a lot of sun about. All I wanted to do was learn a few of the features on the controller and the DJI phone app and to test out some of the intelligent follow modes.
The video was taken using the default settings. I realize now looking at the video it is too bright in some places, or out of focus in other places, which is why I have been watching some tutorials and tweaking my controller for my next try out. Don't get me wrong, there is a lot to learn in the video settings, especially when it comes to lighting, styles, colors and setup. As there would be with any high end camera equipment. Patience is definitely needed of which I have an abundance. Continue reading Bowen Tower, DJI Mavic Pro drone for a Kent departure ready to take off at Golf Hotel.


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The number of business owners disgruntled with the three-year-old downtown district remains a point of dispute. Businesses are assessed annually, ranging from $50 to $500, depending on type of company and location. Only a weighted 8 percent of the 800-or-so members, filed a protest against the district by the May 2007 deadline.
Each year, businesses within the boundaries -- which roughly stretch from El Camino Real to Webster Street and from Lytton Avenue to Forest Avenue, with a three-block-wide extension along Emerson Avenue to Addison Street -- have the opportunity to disband the district by filing a protest. If more than 50 percent of weighted votes oppose the district, the City Council dissolves it.
The city sends businesses a letter each year notifying them of the protest opportunity, according to Sherry Bijan, president of the district, known as the Palo Alto Downtown Business and Professional Association.
Instead of filing protests, however, a group of owners have stopped paying their bills.
Satish Sandadi, of Hyderabad House, said he paid the first two years, but then grew frustrated when he didn't see the benefit of the district and filed the bill without paying it this year.
"Where is the use for us?" Sandadi said. He said he doesn't know where the BID board of directors meets and that he wasn't notified of the recent Promenade event until it was underway, too late to bring extra tables or schedule staff members.
He said business owners should volunteer for tasks rather than hire staff, a comment echoed by other BID opponents.
Several business owners haven't ever paid, Bijan said. The district has collected about $290,000 in assessments since its 2004 inception, and it's missing about $55,630, according to Bijan and district records.
Led by Susan Hsing of Jewel Ritz, Goolrukh Vakil of the boutique G.V. (formerly known as Shaska) and several other business owners, opponents recently drafted a letter and petition, faulting the district for sending missed payments to a collection agency and spending its money on salaries.
They ask for the district to disband and called for volunteer-run efforts instead.
"The same job can be done without assessing us to primarily pay yourselves," the letter states.
Hsing and Vakil are quick to turn attention away from themselves -- "this is general," Hsing said.
They say about 300 businesses stand behind them.
Bijan places the figure closer to 50 businesses. Susan Arpan, the city's manager of economic development, who has data on the businesses who haven't paid and those who have protested, is out of town until Aug. 5.
Bijan said bills don't go to collection until they are about three months overdue. Businesses receive the initial bill in early July, a reminder after 30 days, a notice with a 10 percent penalty after 60 days and a final notice giving 10 days before the debt goes to collection, Bijan said.
"They don't have a leg to stand on. A BID is not a voluntary thing, by law they have to pay it," she said.
Bijan noted that meetings are publicly noticed on the downtown association's Web site, http://www.paloaltodowntown.com . She said she's eager for feedback from downtown businesses.
"They really ought to come and become involved," Bijan said. "I'm open. Tell me how we should spend [the money]."
Some business owners don't attend because "they're not community minded," Bijan said.
"They just want to complain."
Since 2004, the district has spun off the Downtown Streets Team, which gives homeless people work cleaning streets in exchange for food and housing vouchers, and hosted several events, including the recent Palo Alto Promenade and Bryant Street Fashion Show. It also has a Web site touting downtown's businesses and has organized other marketing and outreach efforts.
The BID was formed in 2004, following several years of work by a committee of the Chamber of Commerce.


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Teaneck Public Library
840 Teaneck Road, Teaneck, NJ 07666
Tel.: (201) 837-4171 | Fax: (201) 837-0410
In the Township of Teaneck both water and electricity are furnished by private utility companies. Because some municipalities have been remarkably successful in making profits on their utilities, even to the extent of eliminating taxes in some smaller places, the question of whether Teaneck should own its public utilities has from time to time been discussed.
Though it is within the realm of possibilities that Teaneck will some time supply its own water and electric light to its citizens, it is improbable that this will ever be brought about. In the first place, there is no natural water power available making for cheap electrical power, nor are there sources of portable water available which would permit the Township to inaugurate a new water supply. It is possible that enough water could be procured from deep wells, though inquires among State officials concerned with water supplies brought information which makes this seem unlikely. Even were as adequate supply discovered underground -- a separate surface supply is entirely out of the question -- there would still arise the necessity of coming to some agreement with the Hackensack Water Company for the purchase of its mains, since it would be financially and legally impossible to rip up the pavements to lay new mains. A possible solution of the water supply question is that some time in the future the private companies now supplying this area will be absorbed by some State agency or commission, which will eventually supply water to this entire section.
Somewhat the same obstacles arise in the question of the Township supplying its own light and power service. Suffice it to say here that long, expensive and exhaustive studies would be necessary before more than a guess as to the possibility of this could be made.
Meanwhile, it should be remembered that both the Public Service and Hackensack Water Companies pay heavy taxes to the Township. In 1933 this amounted to:
|Hackensack Water Co.
|Public Service
|Gross Receipts
Back to The 1934 Teaneck Manager's Report Home Page
Back to Teaneck Virtual Village


text:
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Der Fűhrer macht Geschichte, 1933.
by Adolph Hitler
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Text in German. Log of notable events attended by Hitler in 1933, with photographs. Published and issued as "button books�� by the National Socialist government of the German Third Reich and given as receipt for money contributed to Winter Help street collections for social purposes. Each had a string attached for wearing in lapels.
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|Pickford Lane Osteopath
46 Pickford Lane
Tel 020 8303 8872
Pilates is a complete exercise method developed by its founder Joseph Pilates over the course of a lifetime dedicated to improving physical and mental health. Pilates focuses on building your body's core strength and improving your posture through a series of low repetition low impact stretching and conditioning exercises. By core strength, we are talking about your back, abdominal and pelvic muscles. Through pilates, you will be able to develop these muscles without adding bulk, increasing your flexibility and agility and at the same time toning your stomach and thigh muscles. Pilates goes far beyond your core muscles however and not only provides a complete body workout (you will be working muscles you didn't even know you had!), but also helps you develop an awareness of how your body works, helping your mind and body to work in harmony.
Here is a link to a very informative Pilates web site
As an Osteopath I highly recommend postural exercise to help maintain good postural health and reduce the chance of injury. I work in association with an excellent local pilates teacher, Jane Percival who combines a warm friendly atmosphere with professional instruction. All levels and abilities are welcome, classes specialising on postural and back problems, one to one / small classes available.
£7.00 per hourly session or a 6 week session for £35.00
Tuesday 7pm-8pm
Erith School Community Sports Centre, Ramsden Road, Erith, Kent, DA8 3BN
Tel Jayne Percival 07834 558707


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Fantasy Baseball Profile: Justin Upton
Last Wednesday, the Arizona Diamondbacks locked up Justin Upton with a 6-year contract extension. With that type of investment, the D-backs clearly believe Upton's 2009 production is going to become the norm.
In his breakout season, Upton batted .300 with 26 home runs, 86 RBI, 86 runs and 20 steals in 138 games. Early 2010 projections from FanGraphs and CBS Sports indicate that most believe this season production from Upton will be very similar – statistically – to last season.
Unlike his brother, Tampa Bay outfielder B.J., Justin doesn't seem to be overvalued by most fantasy baseballers. Sure, some people will reach for Upton in a draft because of his potential – Mock Draft Central (MDC) shows that Upton was drafted as high as no. 15 overall in one draft. While too many people believe B.J.'s value as an outfielder should be as high as it was when he was 2B-eligible, Justin's development as a pure outfielder likely keeps his fantasy value in check.
According to MDC, Upton's 2010 draft position should be around pick 25. In that slot, Upton is the 6th outfielder off the board – trailing Ryan Braun, Matt Kemp, Carl Crawford, Jacoby Ellsbury, and Matt Holliday.
Looking over that list of outfielders, is there any reason to suspect that Upton, Holliday, and Kemp could statistically be comparable this season? Upton will need to play a full 162-game schedule and produce at his 2009 pace (he missed 24 games last year), but more than 20 steals is easily within reach for Upton if he's healthy, and 30 home runs also seems feasible.
With Crawford and Ellsbury clearly being overvalued for their base stealing potential, Upton would seem to be a value pick if he can be selected in round 3 or later. At that point in a draft, feel free to select him with confidence.


text:
GENEALOGY-DNA-L ArchivesArchiver > GENEALOGY-DNA > 2009-01 > 1232199340
From: Alan R <>
Subject: Re: [DNA] More L21 results
Date: Sat, 17 Jan 2009 13:35:40 +0000 (GMT)
Tim that's a very fair post. I take your point that you are measuring variance essentially and not age. So many factors can effect variance that reliably using variance to infer real age intraclade-style seems to me to be a near impossible. Personally, I feel that there are so many real life factors to do with the growth or extinction of lines that could effect MRCA in each area and make the intraclade MRCA potentially so different from the real root of a line that I think this makes them of little real value in dating a mutation. The variability of the same real life phenomena from place to place means they surely are of little use in identifying which area was earliest or route of spread.
I was thinking, does an intraclade MRCA date in each area really even tell us a date when L21 was present in each locality? If a group of migrants arrived, they could already all have a common MRCA who lived somewhere else, possibly a lot earlier making the the local MRCA date for an area a lot older than the actual local arrival. Conversely, after arriving, many lines could die out making the local intraclade MRCA date much younger than the local arrival of the lineage. At the same time, back near the real source of the mutation you could have had death of lines there which make the MRCA date far younger at the source point than its real date of origin in that area. To be honest I have to put my hands up and say I have only thought really hard about this because the result seemed so weird compared to archaeological evidence but now I have thought about it it I am convinced that intraclades can tell us very little.
I totally accept that interclade is not an option when looking at L21 but I think essentially we have to accept that leaves us in a position where we have no tools to date real arrival of it in each area. So, this may be a problem that simply cant be solved given that intraclades are all we can calculate.
I think the closest an intraclade can come to providing a useful date of any sort is by pooling every L21 from every area (as wide as possible) you can get your hands on together in a hope that enough of the variations of L21 are captured and calculate an overall intraclade date for the clade. It does seems when a maximum sample is pooled from everywhere that some of the pooled inraclades are not too far off the interclade dates. So we need to thank Tim for demostrating that L21 was in existence by the mid Bronze Age somewhere. That in itself when combined with the interclade date for it and S116 sandwiches its origin between two dates (although its a matter of opinoin if the formulas used need tweaked and the dates will move). However, on a localised basis too many demographic phenomena will make inferring dates of arrival impossible.
Tim said
Dear Alan, David, and others,
Please keep in mind that the TMRCA estimates I have given are
estimates only at this point. They are probably the best that can be
generated using the intraclade method at this point. As I (and others) have
mentioned in the past, I suspect that the TMRCA estimates this intraclade
program generates are lower than the actual ages, possibly as much as 25-75%
lower than the actual ages. The ages are not the crucial thing here. What
is important is the fact that the variances we are seeing in continental
Europe for the L21+ samples tested to date are quite a bit lower than the
variances we are seeing for Scotland and Ireland. Let's not get too hung up
on the ages at this point in time. Alan, I know that as an archeologist you
would like to draw conclusions from date estimates. I suggest that it is
too early to do that until we are all more certain about accuracy of the
date estimates. Maybe the ages will turn out to be correct and maybe they
won't. Even if we can improve our estimates, they will still be simply
estimates unless we can extract Y DNA from ancient bones from this region
that can be carbon dated. It is still possible that L21 originated in
western Europe and that the oldest lines in western Europe all daughtered
out. It is also possible that the sample size is still too low. I suspect
that current trends will continue, however, as more data emerges. I suspect
that the L21 data can't be solely explained by descendants of a few L21
nobles being spread over a wide area on the continent unless we say that
those L21 nobles were Marco Polo types who immigrated back to continental
Europe from the British Isles 300-500 years after the L21 SNP originated in
the British Isles.
I personally believe that the sample size for Scotland and Ireland
is adequate at this point in time. As I have pointed out in previous
messages on this list last year, the TMRCA estimates go DOWN as the sample
size increases in many cases. This happened with the latest L21 data for
Scotland and Ireland as well. See my posting below from a month ago. Note
that the TMRCA estimate for the L21 haplotypes from Ireland and Scotland
combined decreased from 4236 years using 15 67-marker haplotypes using Ken's
method to 3575 years using 40 67-marker haplotypes using Ken's method. More
samples from Ireland and Scotland will likely continue to skew the TMRCA
estimates lower.
I agree with Ken that interclade estimates are better for dating
nodes than using the intraclade method. I have always believed that to be
the case and have posted interclade estimates for nodes previously on the
list. However, the interclade method is not appropriate in a situation like
L21 where we are simply trying to determine the probable area of origin of
the SNP. You must use the intraclade method for this situation.
This thread:
|Re: [DNA] More L21 results by Alan R <>


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Investors have reacted glumly to the announcement by Oman's government of plans to sell a 19% stake in Omantel, causing shares in the telecoms incumbent to fall to a ten-week low, reports Reuters.
Authorities have resurrected a plan to sell shares first unveiled in 2007, when eight operators from Europe, the Middle East and Asia managed to prequalify for the sale.
That process was abandoned in 2008 as a result of the global financial crisis but the government now appears keen to find a buyer of the minority stake, which would still leave Omani authorities with a controlling 51% stake in Omantel (Muscat, Oman).
According to data compiled by Reuters, the 19% stake would be worth about $595 million based on Omantel's share price on September 16.
As the newswire reports, the operator has recently upped investment activities in an attempt to reclaim ground lost to Nawras (Muscat, Oman), the number-two player owned by Qatari incumbent Ooredoo (Doha, Qatar).
Its aggressive response appears to be paying off, judging by the increase in Omantel's share of the mobile market, which has risen from 53% in 2009 to 58% at the end of 2012.
Omantel still has a near monopoly in the fixed-line sector, giving it a clear advantage over Nawras when it comes to bundled offers – including both fixed and mobile services – and the use of fixed-line infrastructure for mobile backhaul.


text:
To see a complete materials list for all class projects, download this Class Materials PDF. For your added convenience, you can purchase many of the same supplies used or recommended by the class instructor directly from Annie's. Most supplies are available in a variety of colors and sizes.
Online Classes Home » Card & Paper Craft »
Skill Level: Beginner
Customer Reviews for Stamping 101:
February 6, 2016
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I liked this class very much. I am new to stamping, card and scrap booking so this was a great class to start with. Robin is a good instructor. I would love to see another class on these techniques with Robin as the teacher.
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I knew most of the techniques but learned a few new ones. I did like this. I have been stamping for years. Maybe an advanced class would be good.
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I refer to this class a lot. The instructor is great. She has taught many things. I highly recommend this class.
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Covers all, as far as I know, of the techniques in each subject area and demonstrates them as she talks. Rather quick, but enough to get a stamper started or a more seasoned stamper some new ideas. The inks and basic techniques were really good.
May 4, 2015
Kathy T
I've been stamping for a while and still learned some new techniques and brushed up on all the others! Great job!


text:
It told the assembly's environment committee there needs to be an "urgent" review of waste disposal plans.
In October, the National Audit Office for Wales said the nation would run out of waste disposal sites by 2010.
But a review of eight of 22 landfill sites has already found four are not up to standard and will have to close.
Nicholas Parr, the agency's policy advisor for waste regulation, told BBC Wales' news website all 22 landfill sites for household waste had to apply for permits.
These, he said, would not be renewed if they failed to meet the standards in the EU's landfill directive.
Since October, the agency has reviewed eight sites, and found four were not up to the required standards.
One was Swansea, which will have to send its waste to other parts of Wales when its tip closes within the next month or two.
Mr Parr said each site was judged in its own right, and the closure of four did not mean the same proportion would go on to fail inspections.
He added: "It's early days and it's small numbers, but we wanted to flag that there is an issue here.
"Even if [just] some sites close, it is going to bring the date forward from 2010."
He said the agency wanted to stress that alternative ways of dealing with waste needed to be found, such as composting, to divert waste away from landfill site.
Recycling must also play a major role.
The agency has urged Wales' three regional waste plans to be "urgently reviewed".
In north Wales, an joint Environment Agency, police and council initiative has started using digital technology to capture people who fly tip on camera and bring them before the courts.
They will put up signs similar to police speed camera signs warning the public that illegal dumping of waste may not go unnoticed.


text:
Bruce Willis Gossip
Bruce Willis gossip, latest news, photos, and video.
Don't stand so close to Bruce Willis
Covering celebrities is a lot of hurry up and wait. Press events always require media to arrive early and then stand around for hours as the stars inevitably run behind. Boring as f-ck yes, but this is always when you exchange war stories, compare notes – who's a great interview, who has an eating disorder, who can't go five minutes with locking himself in the bathroom for a quick rail, who bites her fingernails and messes with your shot because she's nic-fitting all over the junket room. Full Story
Taking out Tallulah Belle
Demi and Ashton took brought their youngest with them last night onto the carpet at the Glamour Reel Moments event and Tallulah Belle showed off her Louboutins. TB is 14. Bet your Botox she has more pairs than you do. Credit to the Willis/Kutchers though, at least Tallulah still looks like a teen. She has that awkward gangly vibe about her and the expression on her face – trying so hard to be older but only succeeding in looking younger – TB's attempt at "sexy" actually brings out her remaining innocence, unlike that old hag Ali Lohan with "experience" written all over her 35 year old face. Full Story
Rumey's Family, Rumey's Man
Last night at the LA premiere of The House Bunny, Rumer Willis's entire family showed up in support. Yet another occasion illustrating how Demi and Bruce have turned divorce into harmony. Even this blogger bitch from hell can appreciate that. Love that everyone allowed my Rumey to have her spotlight. Full Story
Willis > Stamos?
Her name is Emma Hemming, a model. She's now dating Bruce Willis. But rumour has it she was supposedly involved with John Stamos not too long ago, though information on this is sparse because… well … who really cares about John Stamos. This is probably why Emma's moved on to Bruce. Full Story
Hot Bruce is a Gay Magnet
At the Palm Springs Film Festival this weekend – Bruce Willis looking actually kinda sexy and distinguished and this apparently did not escape the attention of one John Travolta who, as you can see, gave Bruce a rather intimate embrace. And check out John trying to tuck in his raging flamer on the red carpet. Full Story
Boobs Balance Bad Angles
Not my Rumey's best face forward. Definitely not. But check how my girl is balancing her bad angles out with some titty shots. She's learning…am so proud. Exploiting one asset that doesn't suck to offset other assets that do suck is a critical Hollywood move. Hollywood Ebola Paris Hilton for example camouflages her disease by readily putting her mouth around anyone's c*ck. Full Story
It's Working!
She WILL be a star. I mean Rumer Willis of course. Rumer who wants so badly to be one. Rumer born to Bruce and Demi, who hangs with Lindsay and pines for the flossy flossy life and everything that comes along with it. Rumer who is now a regular at Winstons and Teddys but claims not to do drugs… Rumer who is now capturing the interest of the pappies… Now Rumer has a job. Full Story


text:
Darwin Joston
Assault on Precinct 13
This taut action flick from writer-director John Carpenter pits an understaffed police station against a bloodthirsty gang's angry horde gathering outside the precinct's walls. Before Carpenter hit pay dirt with slasher and sci-fi fare (Halloween, Escape from New York), he directed several low-budget, suspenseful thrillers. Assault on Precinct 13, co-starring Austin Stoker and Darwin Joston, is among his best.


text:
Offering fun for all ages, Great Wolf Lodge provides a complete family vacation amidst rich, awe-inspiring U.S. history. Great Wolf Lodge is a first-class, full-service family destination resort designed to capture the atmosphere and adventure of the Northwoods. And the main focus here is family entertainment. Start your day with an energizing breakfast at Camp Critter - then start your adventure in the gargantuan indoor water park. After you're done soaking in the pool, soak up some knowledge at the historic city of Jamestown. When your cranium is full, head back to the resort for a drink at the on-site bar.
- Wifi
- Restaurant Onsite
- Pets Allowed
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- Conference Facility
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Great Wolf Lodge is the ultimate destination for family fun. Your fingers will get a workout at Northern Lights Arcade and you'll have a ball at the Howl in One Miniature Golf Course.
Explore the rides and attractions or virtual tours of the sprawling indoor water park. From spray features in the toddler area that make the little ones giggle, to white-knuckle extreme tube rides, the water park is designed with everyone in mind.
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Nearest Airports
- Newport News Williamsburg International Airport (PHF) / 19.8 miles
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* Not all airports listed here may be open to public use, or service commercial flights


text:
Online Toolkit to Combat Trafficking in Persons
Chapter 4 - International Criminal Justice Cooperation
Tool 4.1 Overview of mechanisms of criminal justice cooperation under the Organized Crime Convention
Tool 4.2 Extradition
Tool 4.3 Extradition checklist
Tool 4.4 Mutual legal assistance
Tool 4.5 Mutual legal assistance checklist
Tool 4.6 International cooperation for the purposes of confiscation
Tool 4.7 International law enforcement cooperation
Tool 4.8 Article 27 of the Organized Crime Convention, on law enforcement cooperation
Tool 4.9 Bilateral and multilateral cooperation agreements or arrangements
Tool 4.10 Promising cooperative practice
The fight against criminal organizations involved in human trafficking calls for broad, multi-agency, flexible and cooperative approaches, both nationally and internationally. The shortcomings of national systems working alone and of existing cooperation patterns have been exposed in many States. It is a fact that some of the best results in the prosecution of trafficking in persons have been obtained when the law enforcement and prosecution agencies have been able to work together effectively, both locally and across borders.
The Organized Crime Convention provides a framework for international cooperation in combating organized crime in general and trafficking in persons specifically. The implementation of the Convention by States parties removes most of the obstacles that have so far prevented them from collaborating more efficiently. Tool 4.1 provides an overview of this cooperative framework. This is followed by discussion of the specific cooperative mechanisms of extradition ( Tool 4.2), mutual legal assistance ( Tool 4.4) and seizure of assets and confiscation of proceeds of crime ( Tool 4.6). Checklists for extradition and for mutual legal assistance are provided in Tool 4.3 and Tool 4.5 respectively.
The Organized Crime Convention is intended to enhance the integration and synchronization of law enforcement mechanisms to prevent and fight transnational organized crime. Aspects of this international law enforcement cooperation in fighting the transnational organized crime of trafficking in persons are discussed in Tool 4.7 and the provisions of article 27 of the Convention are introduced in Tool 4.8. Bilateral, regional and global agreements reflect the realization that transnational crimes can be addressed effectively only through collaboration on the part of the States involved or affected. Promising practice in the area of bilateral and multilateral cooperation agreements and arrangements is offered in Tool 4.9 and of law enforcement cooperation in Tool 4.10.
Return to Electronic Toolkit Index
Download complete Toolkit to Combat Trafficking in Persons
Download overview of all Tools contained in the Toolkit
Download Trafficking in Persons Protocol cross-referenced against relevant Tools
Provide feedback on the Toolkit to Combat Trafficking in Persons
See other Publications by the Anti-Human Trafficking and Migrant Smuggling Unit
Contact the Anti-Human Trafficking and Migrant Smuggling Unit here


text: LAHORE- Lahore High Court (LHC) has summoned 42 personalities including Sharif's family in money laundering case on the September 17, 2014. Justice Khalid Mehmood Khan of LHC heard the miscellaneous petition pursued by Barrister Javed Iqbal Jafferi, the lawyer of petitioner. The petitioner's lawyer was of the view that despite the clear orders and ad published in newspapers only 16 personalities have contacted the court through their lawyers while others ignored the court orders. He prayed the court for action against those who have not appeared in court in person or through lawyers and also requested earlier hearing of the case instead of September 17. The LHC after hearing arguments issued notices to 42 personalities including members of Sharif family to appear in the court on next hearing.


text:
RBA data a clue to rates rise
Page Tools
Home owners will know whether to brace themselves for a pre-Christmas interest rate rise after the Reserve Bank of Australia releases its quarterly economic statement today.
The statement, which assesses economic conditions and prospects for inflation and output growth, will be closely scrutinised for any shift in sentiment about interest rates.
Much has changed since the RBA's last monetary policy statement in August and most economists are tipping it to tone down its previously aggressive stance towards the prospect of increasing interest rates during this phase of economic growth.
The rising Australian dollar, higher oil prices, fall in US and Australian 10-year bond rates, softening housing market and disappointing growth in retail sales will form the basis of the RBA's comments.
Some economists believe the bank continues to be concerned by credit growth, which has slowed from its peak but remains above what is widely considered to be sustainable. Interest rates have not been lifted since December.
World head of economics at Westpac Bank Bill Evans said while the RBA rarely made mistakes in its carefully worded statements, he suspected it might regret alluding to an impending interest rate rise in its previous policy.
He said given the softening of recent domestic data, the bank would quietly back away from such a sentiment. "Overall, the tone of the statement will be less hawkish than August while making it clear that inflation is forecast to rise and policy remains mildly accommodative," he said.
Goldman Sachs JBWere senior economist Tim Toohey said he believed that the economic developments of the past three months could result in a more neutral stance for monetary policy.
"Much has changed since the RBA famously declared in August that 'it would be surprising if Australian interest rates didn't have to increase further at some stage in the current economic expansion'," he said.
"From our perspective we can identify few reasons for why the RBA should raise interest rates in 2004 or in 2005," Mr Toohey said.
The monetary policy statement is the first economic indicator for investors to digest this week.
Also due are October job advertisements from ANZ Bank, the National Australia Bank's monthly business survey, consumer sentiment figures and housing finance data.
The Australian sharemarket is coming off a series of record highs, as well as a strong close on Wall Street on Friday, and a swag of corporate news from blue-chip companies will influence whether local indices continue to track upwards. Westpac and National Australia Bank announce their earnings this week, as does ResMed, CSR and James Hardie.


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Washington, DC—Senate Majority Leader Harry Reid sent the following letter to Director of National Intelligence Admiral John M. McConnell Sunday, requesting that access to documents relevant to telecommunications immunity be granted to any Senator who feels he or she needs to see them prior to voting on these matters:
December 16, 2007
Admiral John M. McConnell
Director of National Intelligence
Office of the Director of National Intelligence
Washington, DC 20511
Dear Admiral McConnell:
As you know, the Senate will begin debate on the FISA Amendments Act of 2007 this week. Among the issues the Senate will consider is whether to grant retroactive immunity to telecommunications companies that are alleged to have assisted the government in its warrantless wiretapping program. You recently wrote in the New York Times that immunity is one of the three most critical issues in this bill.
We appreciate that you have provided access to the documents necessary for evaluation of this issue to the Senate Intelligence and Judiciary Committees, as each has in turn considered it. As the debate now moves to the full Senate, I believe it is of critical importance that all Senators who will be called upon to vote on this important question have an opportunity to review these key documents themselves so that they may draw their own conclusions. In my view, each sitting Senator has a constitutional right of access to these documents before voting on this matter.
I strongly urge you to make the documents previously provided to the Intelligence and Judiciary Committee regarding retroactive immunity available in a secure location to any Senator who wishes to review them during the floor debate. I appreciate your cooperation in this matter.
Senate Majority Leader


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Mike Chappell, Colts beat writer for the Indianapolis Star, discusses Jim Irsay's comments on Peyton Manning's tenure as a Colt. Chappell says he does not think Irsay's comments were supposed to be a dig at Manning, but rather, if anything, derogatory towards former Colts GM Bill Polian. Plus, find out what Chappell thinks Manning's reception will be like Sunday night.
PFT Live: Irsay's comments weren't aimed at Manning
Posted by Bill Leopold on October 18, 2013, 2:59 PM EDT
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text:
The Sims 3 (PlayStation 3)
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Related Web Sites
- Carl's Sims 3 Walkthrough / Strategy Guide (A strategy guide for the Sims 3. Includes help for getting started gardening and fishing. You'll also find cheats, and tips to being a social prodigy.)
- Imagine the Possibilities (An Apple Games article about the Mac version of The Sims 3, including additional commentary by Executive Producer Ben Bell (June, 2009).)
- official website (The official website for The Sims 3.)
- Review: The Mac Gamer (A review of the Macintosh version of The Sims 3 by The Mac Gamer's Luis Sosa (October 18th, 2009).)
- SIMS 3 launch party info (This is the EA Singapore site which contains details of the SIMS 3 launch party)
Searches and Links
Amazon ; an online store selling new and used computer and video games.
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eBay ; Many older games listed on MobyGames are out of print. Auction sites like eBay are the best place to find them.
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