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At a certain age it becomes important to take care of yourself, usually right after your set of baby muscles falls out. Be stronger than your baby self with this Groupon.
Choose Between Two Options
- $69 for a one-month unlimited gym membership (a $200 value)
- $139 for a two-month unlimited gym membership (a $400 value)
Gym memberships grant unlimited access to the schedule of CrossFit classes. Instructors guide students through CrossFit's nine fundamental movements during each one-hour group class. The varied workouts include heaving kettlebells, leaping onto platforms, performing pull-ups, and hoisting free weights.
CrossFit Central Valley
Despite the industrial feel created by its enormous garage doors and expansive space, CrossFit Central Valley delivers personal attention to clients through nutritional counseling and custom workouts. Run by a family man, the gym focuses on creating healthy lifestyles for kids, their parents, and singles in an inviting, motivational setting. The facilitator's handpicked fleet of trainers works with exercisers to help them to reach fitness goals, reinforcing the nine fundamental movements of CrossFit decoded from the secret messages in Beethoven's nine symphonies. The resulting community encourages members to fight through lethargy to torch calories during scalable workouts that include tire flipping, pull-ups, and sprints.

subset: commoncrawl


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About two weeks ago, my bulging eyes nearly met my falling jaw when I came across a flood of tweets in my feed about the Saudi Industrial Property Authority, "MODON," building an all-woman city to boost the country's economy and productivity all while ensuring that no one gets a hickey from the opposite sex in the process. I'm not going to lie or even attempt to hide the fact that I was extremely excited at this prospect; the possibility for the emergence of a matriarchal society challenging Saud … [Read more...]
Pray-in Weigh-in: The D.C. Mosque Protest
At the end of February, a Muslimah "pray-in" led by Fatima Thompson at the Islamic Center of Washington, D.C. created a stir in the media. A small group of women chose to pray in the back of the men's section of the prayer area, rather than use the separate women's section. Mosque leaders proceeded to inform the police after unsuccessfully asking the women to move to the small women's "area off to the side and gated off by a solid seven foot partition." The women were eventually asked to leave … [Read more...]
All About Eve: a Women's Only Business Complex in Dubai
Dubai's leading U.A.E.-based international property developer, Hydra Properties, recently announced plans to build an all-female office tower for businesswomen.I have mixed feelings about this.On one hand, I dislike it because it promotes segregation of the sexes and further perpetuates the idea that women need 'different' facilities in order to succeed in the workforce.This article in Emirates Business 24/7 paints the development as a Utopian picture (and for some reason gives us at the … [Read more...]
Looking at Masjid Inequality in Australia
'Eid Mubarak to everyone! 'Eid ul'adha is a reflective time for Muslims all over. There's the story Abraham and Ismail's sacrifice to God and what that sacrifice means in terms of our own relationships to God. There's also Hagar's story of being in the desert and actively asking God to help her find food and water for her and her child. During Hajj itself, there are many lessons learned by the pilgrims. One of the greatest is the equality of all Muslims before God. During hajj, men and women … [Read more...]


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The courses in the HMGS Program consist of lectures, anatomical and histological labs, student presentations, a DVD series called "Understanding the Human Body: An Introduction to Anatomy and Physiology" created by the Teaching Company, the Virtual Curriculum of Penn Medical School, and up-to-date online material.
BIOM 502: Molecular Basis of Disease
BIOM 600: Cell Biology
CAMB 532: Human Physiology
CAMB 510 (IMUN 510): Immunology for CAMB Students
2 Bench to Bedside Electives
+ clinical experience or translational lab rotation
Any elective with clinical relevance may be a Bench to Bedside elective, subject to approval from the Program director.
CAMB 530: Seminar in Cell Cycle and Cancer
CAMB 542: Topics in Molecular Medicine
CAMB 630: Topics in Human Genetics and Disease
CAMB 609: Vaccines and Immune Therapeutics
CAMB 610: Molecular Basis of Gene Therapy
CAMB 617: Emerging Infectious Diseases
BIOL 513 (GCB 513): Evolution in Cancer
CAMB 590: Biology of Pathogens
INSC 670 (PHRM 670): Current Topics in Neuropharmacology
PHRM 550 (INSC576, PSYC750): Advanced Topics in Neuropsychopharmacology
PHRM 590: Molecular Toxicology: Chemical and Biological Mechanisms
PHRM 600: Medical Pharmacology
PHRM 623: Fundamentals of Pharmacology


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T h e W a n t e d L i v e I n S i n g a p o r e 2 0 1 2
Highlights from The Wanted's first ever concert in Singapore attended by a 3000 strong crowd which shook down Max Pavilion with their screams, dance moves and giant posters. Songs in this video: Invincible, Lose My Mind and Rocket. Courtesy: Universal Music Singapore.
Also Watch:
Copyright 2012


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|08/02/99- Updated 10:14 AM ET
Christian Coalition dumps Iowa chief
By Jeff Zeleny, Jon Roos and John McCormick, Des Moines RegisterDES MOINES, Iowa - The national Christian Coalition dismissed the head of its Iowa organization Friday, along with its board of directors, following three days of controversy surrounding presidential politics.
But the state chairman and her top supporters say they will ignore the edict."Bobbie Gobel's not going anywhere," she said Friday. "I'm not going to turn my back on my board of directors or the people of Iowa."
Gobel, who has been at the helm of the state Christian Coalition since last fall, said she would continue to lead Iowa Christian conservatives. The coalition's executive director and top field worker also said Friday that they would stay active in Iowa's presidential politics, promising to play a key role in next year's precinct caucuses.
The dispute started Tuesday when Gobel went public with allegations that a campaign worker for Steve Forbes suggested that he wished to hire 500 workers from her temporary employment agency to vote as Forbes supporters in the Aug. 14 Republican straw poll in Ames.
The controversy between the national Christian Coalition and its Iowa chapter then intensified with each side issuing contradictory statements about what had really happened. National officials at one point claimed Gobel had retracted her charges, but she refused to back down.
The matter is further complicated by the fact that the public relations firm hired by the national Christian Coalition is the same company that works for the Forbes campaign, which has vehemently denied Gobel's charges.
The saga is important, however, because social conservatives could play a key role in the caucuses next winter and even more at the straw poll next month in Ames. Most GOP candidates are taking the straw poll extremely seriously even though it's only a state party fund-raiser. A poor showing could make it harder for candidates to appear viable and raise the money needed to stay in the race.
From its headquarters in Virginia, the Christian Coalition of America issued a brief statement Friday, saying Gobel and the board of directors had been dismissed, effective immediately. The national group said the Iowa chapter would be reorganized with a new board of directors.
The national group "sincerely regrets any inappropriate and inaccurate public statements that have recently been made regarding presidential campaigns and candidates," the statement said.
The national organization said that Ione Dilley, the former leader of the Iowa chapter, would take over the state coalition until a new leader is appointed. Dilley did not return telephone calls from the Register on Friday.
Gobel, a West Des Moines businesswoman, is not standing alone. Craig Bergman, executive director of the Iowa chapter, and Tom Hoefling, the head field worker in Iowa, said Friday that their organization is an independent corporation in Iowa that is not subject to reprimand or control.
Chris Freund, a spokesman for the Christian Coalition of America, disagreed.
"They work as part of Christian Coalition," Freund said. "There's an agreement, and they violated that agreement and they've been dismissed."
Gobel, Bergman and Hoefling said they have no plans of backing down.
"We will be the Iowa Christian Coalition until such time as a federal court tells us that we are not capable of using that name," Bergman said.
Gobel said presidential candidates will still seek the support of Iowa social conservatives like herself.
"The candidates will openly court me because they are godly people," she said. "I will not put a man in the White House that isn"t a praying man."
Gobel has said she has concerns about Forbes' conservative credentials in part because he has supported candidates who endorse abortion rights. But she says that did not influence her decision to go public with her charges.
Late Friday, Gobel released what she said were minutes from the Iowa coalition's Feb. 6 meeting that she says corroborates her version of the events. It specifically mentions the approach by the Forbes aide, Jerry Keen, regarding temporary workers and notes: "Discussion is made over legality of transaction, but ICC will not be part of any deception. Bobbie turned down the offer."
However, it was impossible to independently confirm the document's authenticity.
A national expert said the rift between Iowa and national Christian Coalition officials is indicative of problems facing the group and declining influence.
"A well-organized organization doesn't let state people shoot off like that," said Clyde Wilcox, a government professor at Georgetown University who has written extensively on religion and politics.
Wilcox said the Christian Coalition has struggled to find experienced replacements for a large number of state chairmen across the country who have resigned.
But he said it would be a mistake to write off the coalition. "It can resuscitate itself," Wilcox said.
The Forbes campaign said the controversy would not affect the publisher's presidential hopes.
"We still have an excellent relationship with the Christian Coalition Iowa membership," said Bill Dal Col, the national political director for Forbes. "We believe we have the grass-roots message that the people of Iowa will respect and respond to."
Democrats take stab at Bush
* ABOUT CHILDREN: The Iowa Democratic Party fired a salvo Friday at Republican front-runner George W. Bush by ridiculing Texas' slipping rating in a national organization's measurement of the well-being of children in America. "The truth is that since he was elected governor, Texas has slipped 19 places and is now third-worst in the country to raise a child," said Iowa Democratic Party Chairman Rob Tully.
* IOWA 10TH: Tully was referring to rankings by the Children's Rights Council, which ranked Iowa the 10th-best place to raise a child in 1999.
* RESPONSE: Bush campaign spokeswoman Karen Hughes said the study failed to take into account the issue of education. She says test scores and state aid are up significantly in Texas schools.
Copyright 1999 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
© Copyright 2002 USA TODAY, a division of Gannett Co. Inc.


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Second driver in rear-end crashes not always at fault
Published: Wednesday, November 21, 2012 at 2:51 p.m.
Last Modified: Wednesday, November 21, 2012 at 2:51 p.m.
TALLAHASSEE - The Florida Supreme Court says the second driver is not automatically solely at fault in rear end collisions.
The justices on Thursday unanimously ruled in two conflicting cases that juries should be allowed to compare the negligence of each driver.
They upheld one appellate court ruling that came to the same conclusion in Seminole County case and quashed another in a Palm Beach County case.
The 4th District Court of Appeal had upheld a trial judge's decision that Maria Cevallos, the rear driver, was solely at fault in the Palm Beach case.
Cevallos now will be able to argue that blame should be shared by the front driver, who was on her cell phone and suddenly slammed on the brakes before also rear-ending a car in front of her.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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Natural Gas Roundtable
The Natural Gas Roundtable is a non-profit group formed to advance the dialogue on issues regarding natural gas and energy policy.
For over 40 years we have been bringing together leaders from the private and public sectors for a monthly exchange of views over lunch at the University Club of Washington, DC. Attendees at Natural Gas Roundtable events include representatives from the wellhead to burnertip, such as executives from energy industry associations, producers, pipelines, distributors, government agencies, and the media. Recent speakers include cabinet members, heads of federal agencies, and members of Congress.
For more information about the Natural Gas Roundtable please contact Ella Proctor at 202-824-7207 or email@example.com.
Find the Natural Gas Roundtable Dues and Luncheon Payment Information form here.
Statements of fact and opinion on this page are the responsibility of the authors alone and do not imply an opinion or endorsement on the part of the American Gas Association or Natural Gas Roundtable.


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Where to watch the presidential debate in NYC on Oct 16, 2012
Watch President Obama and Mitt Romney square off in the second presidential debate at one of these viewing parties.
Mon Oct 15 2012
Getty Images
Last week's vice-presidential debate was so rich in sound bites ("malarkey"), memes (giggling Biden) and gloves-off barbs (the 47 percent) that Obama and Romney will have a tough time matching their underlings for sheer entertainment value (and SNL will have to work harder for their jokes; watch the video skewering the VP debates below). But the candidates will still try to make their second debate memorable—especially Obama, who is coming off a disappointing first showing. The night's town-hall-style format has some potential for off-script moments, as the pair fields questions from voters on both foreign and domestic issues. We recommend these viewing parties for election-hounds of either stripe who are looking for in-depth analysis, like-minded drinking mates or a few nerve-calming libations before the sparring begins.
RECOMMENDED: All Election Day 2012 events and coverage
Where to watch the presidential debate in NYC
Decision 2012 at Housing Works
- Critics choice
- Free
Election junkies who watch three out of four of the debates at Housing Works Bookstore Cafe (and have a ballot stamped as proof) will receive a free bucket of PBR at the shop's election-night party.
- Housing Works Bookstore Cafe 126 Crosby St, between E Houston and Prince Sts
- Mon Oct 24
Presidential debate at Galapagos
- Critics choice
- Free
Stake out a prime viewing spot on the red banquettes amid the viewing pool or find a perch on the mezzanine to watch Obama and Romney duke it out on the cabaret venue's 14-by-12-foot screen.
- Galapagos Art Space 16 Main St, at Water St
- Tue Oct 18
Apollo Uptown Hall: Presidential Debate Viewing Party
- Critics choice
- Free
The uptown shindig kicks off with a panel discussion; the televised debates are then followed by a Q&A led by Black Enterprise Business Report's Shannon LaNier. Amateur Night violinist Charisa and RhythmandSoulRadio.com's Chris Washington provide tunes. Reservations are required; visit apollotheater.org.
- Apollo Theater 253 W 125th St, between Adam Clayton Powell Jr. Blvd (Seventh Ave) and Frederick Douglass Blvd (Eighth Ave)
- Tue Oct 18
Three Sheets to the West Wing
- Critics choice
- Free
This Bushwick beer bar is nailing its colors to President Obama's mast; proceeds from its debate activities, such as "boozy bingo" and a raffle, will be donated to Obama for America.
- Pine Box Rock Shop 12 Grattan St, between Bogart St and Morgan Ave, 11206
- Tue Oct 18


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The Sony Vaio VGN-FZ180EB is a mid-size laptop PC with a nice screen.
See our Laptop Advisor website for expert reviews of today's best laptops, plus read our essential advice to make sure you choose the right specs
And in the PC Advisor Test Centre, the Sony Vaio VGN-FZ180EB turned in great performance and long battery life.
In fact, if you can adapt to the Sony Vaio VGN-FZ180EB's slippery keyboard, you'll like this peppy laptop. It offers a big, bright screen, weighs very little, and has great battery life.
The Sony Vaio VGN-FZ180EB is certainly well equipped, with plenty of connections and a huge 200GB hard drive. The Blu-ray Disc drive and HDMI (high definition multimedia interface) output port are nice extras, to be sure. The Sony Vaio VGN-FZ180EB's sound quality is dismal, however, and its A/V button does nothing more than launch Windows Media Player.
But the Sony Vaio VGN-FZ180EB's 15.4in screen is superb. Based on Sony's proprietary Xbrite HiColor high-contrast technology, it is extremely bright and really makes colors pop. At 2.6kg, the Sony Vaio VGN-FZ180EB is light enough that you can easily carry this delectable screen almost anywhere, and the laptop held out for 4 hours, 28 minutes of battery life in our tests.
Equipped with a powerful 2GHz Core 2 Duo T7300 processor and 2GB of RAM, the Sony Vaio VGN-FZ180EB turned in a WorldBench 6 Beta 2 score of 75, which is excellent. But the Sony Vaio VGN-FZ180EB couldn't even launch - much less smoothly run - games such as Far Cry or Doom 3 in our tests.
The Sony Vaio VGN-FZ180EB's keyboard feels a little cheaply made, maybe because the keys are so flat and polished, but the layout is fine. With practice, we got used to the slippery feel.
Sony Vaio VGN-FZ180EB: Specs
- 2GHz Intel Core 2 Duo T7300
- 4MB L2 Cache
- Blu-Ray DVD R DL
- 15.4in WXGA Display
- Memory Stick/SD Media card reader
- 802.11a/b/g/n
- Windows Vista Home Premium
- 2GHz Intel Core 2 Duo T7300
- 4MB L2 Cache
- Blu-Ray DVD R DL
- 15.4in WXGA Display
- Memory Stick/SD Media card reader
- 802.11a/b/g/n
- Windows Vista Home Premium
If you want a top-notch multimedia laptop, look to a Dell Inspiron or a Toshiba Satellite. For a nice work laptop with a great 15.4in screen, though, this Vaio VGN-FZ180EB fills the bill.


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F1, Formula 1, NASCAR, IndyCar, MotoGP, ALMS, And More!
News Feeds
Le Mans
Sports Cars
Archives - New & Rumors
Photo Gallery
Photo Gallery
Photo Archive (Pre-2012)
Opportunities (Coming Soon!)
Jul 30, 2014 - 04:34 PM
Top News!
Rumors Edition!
Upcoming Racing! (Updated)
Top Stories
2014 Indianapolis (Brickyard 400): NASCAR Sprint Cup Race Results - Gordon Takes Fifth With Chevrolet!
(Jul 27, 2014)
2014 Hungary GP: Formula One F1 Race Results - Ricciardo, Red Bull Win!
(Jul 27, 2014)
2014 Brickyard 400 (Indianapolis): NASCAR Sprint Cup Starting Line-up & Race Preview
(Jul 27, 2014)
2014 Indianapolis: NASCAR Nationwide Race Results - Dillon, Chevrolet Win!
(Jul 26, 2014)
2014 Hungary GP: Formula One F1 Starting Line-up Grid & Race Preview
(Jul 26, 2014)
Previous Top Stories!
Hot Rumors!
F1: Mexico to be 'double points' finale in 2015 ?
(Jul 30, 2014)
F1: Hamilton angling for new EUR 90m contract ?
(Jul 28, 2014)
F1: Briatore to inject more 'show' into Formula One ?
(Jul 27, 2014)
F1: Grosjean Leaving Lotus ?
(Jul 27, 2014)
F1: Marko playing contract poker with Vettel ?
(Jul 27, 2014)
More Rumors!
Ken Schrader Enters Federated Auto Parts 200 At Berlin
Posted by: newsla on Jul 30, 2014 - 04:32 PM
Ken Schrader Enters Federated Auto Parts 200 At Berlin; Leads ARCA's Bill France Four Crown Championship To Third Leg At Marne, Michigan Short Track
When you're putting in 90-plus races year after year after year, it's nearly impossible to remember them all. NASCAR/ARCA veteran Ken Schrader has unquestionably raced at more tracks across America than most, and that includes Berlin Raceway. But it's what he remembers about the renowned Marne, Mich. short track that's interesting.
"I remember it being slick and, overall, challenging. Seemed like it didn't have a wall on the back straightaway either," Schrader recalled of Berlin.
And, it still doesn't have a backstretch wall, which adds to the mystique that is the quirky Berlin oval.
"I'm sure I drove it...maybe twice in late models...bout 15 years ago. Had a blast each time; I can tell you that. Every race is a special event."
And Schrader will drive it again Saturday night, August 9 in the ARCA Racing Series Federated Auto Parts 200 in his own No. 52 Federated Auto Parts Chevrolet.
For Schrader, there's a lot on the line at Berlin, not only because he's still got the intense desire to win, but for what the race represents.
This year's Federated Auto Parts 200 at Berlin is the third leg of ARCA's 2014 Bill France Four Crown championship, an annual honor that reaches back to 1984 when Davey Allison became the inaugural recipient/champion.
The Four Crown schedule provides a link to the series' roots, featuring a diverse combination of tracks in any given season. This year's schedule includes New Jersey Motorsports Park (road course), Chicagoland Speedway (superspeedway), Berlin Raceway (short track), and the DuQuoin State Fairgrounds (mile dirt), where the Four Crown will conclude September 1.
"That would be high, high on our list of accomplishments if we're able to pull it off," Schrader said.
"That's always been one of my favorite parts of the banquet each year when that award is given out. More than anything, it says a lot about the depth of a race team."
The award officially goes to the car owner. Schrader is running his No. 52 car everywhere on the ARCA Racing Series presented by Menards tour this year with a combination of drivers...himself doing 11 races, rookie Matt Tifft in for eight, and Martinsville Speedway track president Clay Campbell in for two.
"That would really be special to me if we could accomplish this. Matt Tifft would be a big part of it. I would have driven two, and he'll have driven two."
Tifft got the thing off to a great start, finishing a career-best third on the NJMP road course and third again at Chicagoland. Schrader will complete the four-race Four Crown card at Berlin and on the DuQuoin mile dirt in early September. Schrader is the defending winner at DuQuoin, becoming the oldest ARCA winner in series history.
"Matt's really putting the pressure on me. That award means a ton to me, personally. We'll go to work on it at Berlin."
All-time ARCA winner Frank Kimmel is the all-time Bill France Four Crown champion with seven titles (2013, 2008, 2007, 2005, 2002, 2001, 1998).
Schrader, who has logged more than 700 NASCAR Sprint Cup Series starts, will make his 71st career ARCA start at Berlin. Schrader has 17 ARCA victories and 18 Menards Pole awards.
Schrader will already have more than 60 races in the books this year prior to landing at Berlin. He's won seven times so far this year, all in dirt modifieds...and all over the country. In mid-July, he raced seven nights in eight days across Colorado, Kansas, Ohio and Indiana in dirt modifieds, NASCAR Trucks and the ARCA Racing Series.
In addition to racing at Federated Auto Parts Raceway (Pevely, Mo.) this weekend, he'll set off on another typical whirlwind week of racing that will culminate with the Federated Auto Parts 200 at Berlin.
"We've got a ton of races on our schedule next week...don't know exactly where yet, but it'll be a bunch I can tell you that."
Past ARCA Bill France Four Crown Award Champions:
1984 - Davey Allison
1985 - Lee Raymond
1986 - Lee Raymond
1987 - Grant Adcox
1988 - Grant Adcox
1989 - Tracy Leslie
1990 - Bob Keselowski
1991 - Bobby Bowsher/Bill Venturini (Tie)
1992 - Bobby Bowsher
1993 - Bob Keselowski
1994 - Bob Hill
1995 - Harris DeVane
1996 - Tim Steele
1997 - Tim Steele
1998 - Frank Kimmel
1999 - Bill Baird
2000 - Tim Steele
2001 - Frank Kimmel
2002 - Frank Kimmel
2003 - Jason Jarrett
2004 - Brent Sherman
2005 - Frank Kimmel
2006 - Blake Bjorklund
2007 - Frank Kimmel
2008 - Frank Kimmel
2009 - Parker Kligerman
2010 - Joey Coulter
2011 - Chad McCumbee
2012 - Chris Buescher
2013 - Frank Kimmel
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2014 MXGP - Grand Prix of Czech Replublic
Trial Second Place For Toni Bou In France, Tied In Points With The Winner
Results Motocross World Championship, Loket, Czech Republic
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text:
GRECC Educational Events and Products
The VA Geriatric Scholars ProgramSee our video "infomercial" at http://www.ruralhealth.va.gov/
The Geriatric Scholars Program is a workforce development program to infuse geriatrics into VA primary care settings.
Geriatric Scholars Program for Rural Community Based Outpatient Clinics (CBOCs)
For the past 5 years the Geriatric Scholars Program has provided geriatric training to primary care providers from eligible rural CBOCs. This program is designed to improve care for older Veterans who live in rural areas and each participant is envisioned as an ambassador of change to improve care in his/her local setting. Elements of the program include intensive follow-up activities as well as self directed learning for a longitudinal and tailored learning experience. For more information, please contact the Greater Los Angeles GRECC and ask for Josea Kramer, PhD at email@example.com or by telephone 818-895-9311.
Geriatric Scholars Program for Primary Care Providers
This new component of the Geriatric Scholars Program focuses on system level changes that impact geriatric care and helps to educate peers (teach back) regarding geriatric medical management. For more information, please contact firstname.lastname@example.com or by telephone at 818-895-9311.
Rural Interdisciplinary Team Training
This new component of the Geriatric Scholars Program provides on-site training to the rural CBOC clinical team to enhance interdisciplinary care, with a special focus on care of older Veterans. For more information, please contact: firstname.lastname@example.com at the Bronx GRECC.
Geriatric Assessment Pocket Guide
The Greater Los Angeles GRECC developed this pocket guide to assist providers with conducting a geriatric assessment. VA employees may order copies directly from the VA employee Education System TMS intranet site, using reorder #7045. Access to TMS is through: http://vaww.sites.lrn.va.gov/vacatalog/default.asp. For more information, please contact the Greater Los Angeles Healthcare System GRECC at 818-895-93311 or by email to: firstname.lastname@example.com.
VA Home |
Privacy |
Regulations |
Web Policies |
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Site Index |
USA.gov |
White House |
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U.S. Department of Veterans Affairs - 810 Vermont Avenue, NW - Washington, DC 20420
Reviewed/Updated Date: February 21, 2013


text: Bryant continued, "We've done a lot of work in recent years to set the right foundation: we've invested in the business, we've adjusted our strategy to focus more on growth, and we have acquired the Pringles business. These have been significant changes for us; we're confident that they are the right ones and I remain optimistic regarding our potential in the future."Conference Call / Webcast Kellogg will host a conference call to discuss these results on February 5, 2013 at 9:30 a.m. Eastern Time. The conference call and accompanying presentation slides will be broadcast live over the Internet at http://investor.kelloggs.com . Analysts and institutional investors may participate in the Q&A session by dialing (877) 270-2148 in the U.S., and (412) 902-6510 outside of the U.S. Members of the media and the public are invited to attend in a listen-only mode. Rebroadcast information is available at http://investor.kelloggs.com . About Kellogg Company With 2012 sales of more than $14 billion, Kellogg Company (NYSE:K) is the world's leading producer of cereal and a leading producer of snacks and frozen foods. Our well-loved brands, which are produced in 18 countries and marketed in more than 180 countries, include Cheez-It®, Coco Pops®, Corn Flakes®, Eggo®, Frosted Flakes®, Kashi®, Keebler®, Kellogg's®, Mini-Wheats®, Pop-Tarts®, Pringles®, Rice Krispies®, Special K®, and many more. To learn more about Kellogg Company, including our corporate responsibility initiatives and rich heritage, please visit www.kelloggcompany.com . The Kellogg Company logo is available at http://www.globenewswire.com/newsroom/prs/?pkgid=3194 Use of Non-GAAP Financial Measures Certain financial measures have been provided on a non-GAAP (Generally Accepted Accounting Principles) basis. Management believes the use of such non-GAAP measures provides increased transparency and assists investors in understanding the underlying operating performance of the company and its segments and in the analysis of ongoing operating trends. All non-GAAP financial measures have been reconciled with the most directly comparable GAAP financial measures either within this release or in the attachments provided with the release.


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Went there yesterday, had a terrific Cobb Salad and a scoop of mint chip. Very nice staff, good cooks. Only drawback was a loud and boorish woman who mistook her volume for charm. One can't blame a place for its customers. Will go back many times.
The cobb was excellent because it wasn't overdressed and had quality ingredients, sectionailzed so it wasn't just a morass of cobb. The tomatoes were fresh and tasted like actual tomatoes. The cheese was cheddar (unusual) and deceptively good. The bacon was great, the egg perfectly cooked and had a little dash of pepper. I was impressed.
The ice cream had a burst of mint flavor, which at first I was almost overwhelmed by, but like many cold sweet foods, the tastes shift with the numbing of the tongue. Great cone, btw.


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Christian Singles Encouragement Ministries
Dedicated to empower & inspire"
Habitasse © Curabitur felis erat. Made With Serif WebPlus. Nullam lorem sapien | Felis turpis hendrerit
There is a Tremendous blessing for those who wait for a PROMISE made to them. If you have waited for years & in Pain DO NOT GIVE UP! I have proved the Amazing blessing of waiting.
Several new videos have been uploaded.
Follow us on this link:
"Evidence to say that yes He can and will if we ask. Much sadness can overcome a single christian who does not have a settled faith in Gods word. The promises are in the bible and yet so amazingly overlooked for those who seek a dear spouse. I beleive through Gods word that we can know for sure that God will provide this vital part of our human lives on earth"
God has wonderful plans for our lives, even as single people. He does not want us to live life with any less joy or blessing than married ones! He has great plans for you while you wait for His time and blessing. Seek His Kingdom first & all the longings you desire in faith will come to pass.


text:
Dreamcatcher, Inc. is your complete source for telephone answering and other communication services for the medical and professional fields. When you need personalized attention, 24 hours a day, 7 days a week which reflects the best of your company, then our experienced and live operators are the answer. With most of the competition offering computerized voicemail services, Dreamcatcher, Inc. has the advantage of delivering personal attention to each caller in a friendly and professional manner any time of day. Please take a few minutes to browse our site for more information or feel free to call us at
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Get an overview of this hotelWaterfront condo with an outdoor pool
Popular property highlights
Nestled on the beach, this Amelia Island condo is within 3 mi (5 km) of Fernandina Beach Golf Club, Peters Point Beach Front Park, and Island Falls Golf. Palmetto Walk Shopping Village is 2.8 mi (4.5 km) away.
Property Features
At Amelia by The Sea Rentals, relax by an outdoor pool or hit the beach where you can enjoy surfing/boogie boarding.
Room Amenities
All 32 individually decorated condos feature free WiFi and balconies. Guests will find kitchens with refrigerators, stovetops, microwaves, and dishwashers.Information missing or incorrect? Tell us!Opens in a new window
Amelia by The Sea Rentals
Condo Amenities
Condo Amenities
Amelia by The Sea Rentals features an outdoor pool, barbecue grills, and a picnic area. The property has a front desk available during limited hours. Complimentary self parking is available on site.
- Total number of rooms - 32
- Number of floors - 7
- Barbecue grill(s)
- Front desk (limited hours)
- Picnic area
- Tennis on site
- Year Built 1974
- Free self parking
- Number of buildings/towers - 1
- Outdoor pool
Family Friendly Amenities
- Outdoor pool
- Free Wi-Fi
- Kitchen
- Separate dining area
- Full-sized refrigerator/freezer
- Microwave
Available in all rooms: Free WiFi
Free self parking
Room Amenities
- Balcony
- Air conditioning
- Access via exterior corridors
- Phone
- Coffee/tea maker
- Kitchen
- Microwave
- Second bathroom
- Private bathroom
- Free toiletries
- Shower/tub combination
- Iron/ironing board
- Separate dining area
- Dishwasher
- Full-sized refrigerator/freezer
- Stovetop
- Cable TV service
- Cookware, dishware, and utensils
- Individually furnished
- Individually decorated
- Free WiFi
Nearby Things to Do
Recreational amenities at the condo include an outdoor pool.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Bicycle rentals nearby
- Scooter/moped rentals nearby
- Parasailing nearby
- Golf lessons available nearby
- Fishing on site
- Surfing/boogie boarding on site
If you have requests for specific accessibility needs, please note them at check-out when you book your room.
Condo Policies
Check-in time starts at 4 PM
Minimum check-in age is 25
Special check-in instructions:
- Monday - Friday: 9 AM - 6 PM
- Saturday - Saturday: 9 AM - 5 PM
Check-out time is 10 AM
Children and extra beds
- Children are welcome.
- Rollaway/extra beds are not available.
- Cribs (infant beds) are not available.
- Pets not allowed
You need to know
Extra-person charges may apply and vary depending on property policy.
Government-issued photo identification and a credit card are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- Minimum Spring Break check-in age is 25 years old.
No rollaway/extra beds available
No cribs (infant beds) available
- Resort fee
Condo Name
- Amelia Sea Rentals
- Amelia Sea Rentals Condo
- Amelia Sea Rentals Condo Fernandina Beach
- Amelia Sea Rentals Fernandina Beach
We should mention
A resort fee is included in the total price displayed.


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Singapore Walkie Talkie
Specifications: LinQ PMR 4000r(Personal Mobile Radio) USD25/set( OEM Brand and Exporter are Welcomed ) No license required, No Call Charge, Instant Communication, Multi-party Communication, Up to 3km range Aproved by IDA for used in Singapore(DA 00133A) and Europe CE 1313 approval Specification: - Operating Frequency:446MHz - 6 Channel Selection - Auto channel scan function - 8 level Volume control - Automatic background noise squelch control - Automatic power save mode - Battery low warning tone - Maximum transmitting power:500mW - Talking Range: Up to 3km(range may be vary depending on terrain and battery power) - Standby Time: About 30 hours - LCD Display: Size 9 X 12 mm ) - Consist of two 7 segment digits and 4 icons(TX, RX, Scan and Volume) - Used Alkaline Batteries:3 X AAA,4.5VDC,700mAh, or Ni-MH rechargeable,3 XAAA,3.6 VDC 700mAh(Battery not included) Diffrence Countries Operating Frequency& No. Of Channels as following: Europe:446Mhz 6 Channels Singapore:446Mhz 5Channels Malaysia:477Mhz 40 Channels Russia:8 Channels Hong Kong:409Mhz 20 channels China:409Mhz 20 channels Australia:477Mhz 40 Channels United State(GHRS)462Mhz22 channels United State(FRS)462Mhz14 channels Korea(FRS)448Mhz25 channels Taiwan(FRS)467Mhz14 channels Interested Party please Contact:We supply good quality Singapore Walkie Talkie. Check more detail information about Singapore Walkie Talkie, please feel free to contact us!


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Neandertals, humans may have grown apart
A fierce debate revolves around whether Neandertals, who lived in Europe and the Middle East from around 130,000 to 28,000 years ago, belonged to the human species or a separate one.
A new technique for probing fossil anatomy has generated support for the designation of Neandertals as a separate species, according to a report in the Aug. 2 Nature. Fossil analyses indicate that from infancy to adulthood, the Neandertal skull exhibited a markedly different trajectory of shape changes from that observed in modern humans, say anthropologists Marcia S. Ponce de León and Christoph P.E. Zollikofer of the University of Zurich, Switzerland.
"Characteristic differences in cranial and mandibular [jaw] shape between Neandertals and modern humans arose very early during development, possibly prenatally, and were maintained throughout [life]," the researchers conclude.


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Hey there, good lookin'. It's a chilly Tuesday morning, and now I realize I packed up my gloves too soon.
Last night's TV highlight for me was seeing a signed copy of The Hobbit on Antiques Roadshow. I'm guessing you missed it, but I swear, that series can be a nail-biter.
- Good news: Bully will be released unrated.
- Showtime has posted the season premieres of Nurse Jackie, The Big C and The Borgias online.
- Jane Fonda will play Nancy Reagan in a new movie.
- Ooh, I'd love to own the handbook from Beetlejuice.
- Here's a new interview with Joss Whedon.
- Out talks to Lena Dunham.
- Man, there have been a bunch of Bobby Drapers.
- A series based on Fargo is in the works.
- You know Inside the Actors Studio is running out of ideas when the cast of Glee is invited.
- Jimmy Kimmel will host the Emmys.
- Jemaine Clement looks good as an alien.
- The A.V. Club talks to Community's Gillian Jacobs.
- Netflix will not be saving Terra Nova.
- The Avengers will feature a new song by Soundgarden.
- A Game of Thrones cookbook sounds horrifying.
- Oh my gosh, I want these comic-book T-shirts!
- The Morning Benders have changed their name from an unintentional gay slur.
- Sunday's big number from Mad Men is coming to iTunes.
Whitney has been writing about pop culture for USA TODAY since 1999, when Pop Candy began as a weekly column. Her interests include music festivals, mustaches, Lost, comic books and Andy Warhol. She lives in New York City. More about Whitney | E-mail Whitney


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According to Kobo CEO Michael Serbinis, the death of the e-book reader has been greatly exaggerated. In a press event last night, at which he introduced three new Kobo e-reader tablets and a smaller dedicated e-reader, he expressed the opinion that a flood of independent publishers and self-publishing authors has begun a "massive generational change" in the reading habits of the public.
"We're focused on the reader," he insisted, "on that passionate person who loves to read above all else, and we stand for that. What Netflix is to movie lovers, what Starbucks is to coffee lovers, Kobo stands for those who read."
(We can, of course, debate on how real coffee lovers feel about Starbucks. But never mind...)
Interestingly enough, Kobo is not assuming that the way to stay in the market is to necessarily go up against products like the iPad and the Nexus tablets by introducing lower-cost products. It has announced four new products -- a new E-ink reader and three new reading-centric tablets -- at reasonably, but not bargain, prices.
At the lower end is the Kobo Aura (left), a follow-up to the $170 Kobo Aura HD, which I reviewed last June. The new $150 Aura, which will ship on September 11, has a 6-in. display with a built-in edge lighting that distributes (from my first impressions) quite evenly over the reading surface. The 5.9-x-4.5-x-0.3-in. Aura weighs a comfortable 6.13 oz. The power and light switches are on the top edge, while ports for a microUSB connection and a microSD card (which can expand the 4GB of storage to up to 32GB) are on the bottom edge.
The other three devices are part of Kobo's new Arc line of Android tablets that have been, according to Kobo, optimized for readers. They are due to ship October 16th.
The Kobo Arch 10HD (second from right) offers a 10-in. 2560 x 1600 display with up to 1080p video, 16GB of storage and a quad-core 1.8GHz Nvidia Tegra processor with 2GB of memory. There is a front-facing 1.3-megapixel camera, dual stereo speakers and Wi-Fi/Bluetooth. Kobo claims up to 9.5 hours of battery life with the Wi-Fi off. It will sell for $400.
The smaller Arc 7HD (right) will come with a 7-in. 1920 x 1200 display, a 1.7GHz Nvidia Tegra processor with a rather low 1GB of RAM, a front-facing 1.3mp camera, and the Wi-Fi/Bluetooth; the company claims up to 8 hours of battery life. It will offer either a 16GB version for $200 and a 32GB version for $250.
Finally, in a nod to those who may want a lower-cost device, the Kobo Arc 7 tablet (second from left) will offer 1024 x 700 resolution, 8GB of storage (with a microSD card port for expansion), a front-facing camera, mono speaker, and Wi-Fi/Bluetooth connectivity for $150.
All three of the tablets will run Android 4.2.2 (Jelly Bean) and will offer full access to the Google Play app store. Kobo is also counting on its reader-centric software additions to drive sales, including a bookstore (backed by international vendor Rakuten) and something Kobo is calling "Beyond the Book," which allows readers to easily research topics within the text. There will also be recommendations by authors and "celebrities." And, according to Kobo, there will be a better interface for reading magazines and special accounts for children.
In the United States, at least, this is going to be a hard sell. Besides the fact that Kobo is going up against the Amazon powerhouse, it's going to be difficult to sell people on the concept that buying a Kobo tablet, even with its additional reading features, would be better than buying the latest iPad or Nexus tablets.
I do believe that a dedicated reader such as the Aura could still do well. Just judging by what I see on public transportation and around NYC, there are still many people out there who prefer to do their reading on small, lightweight E-ink devices. How ready these readers would be to upgrade to a new reader -- and how liable to go to a reader that isn't backed by a well-known book vendor such as Amazon -- is another matter, of course.
And the tablets? According to Kobo, there are enough readers internationally to support a company dedicated predominantly to e-readers. It will be interesting to find out how they will do here in the U.S.


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Register To Attempt Complete Test
Create Account
Practise Test 2
K, L, M, N, O and P are six doctors. Each of them is required to present a paper on AIDS in a symposium. Three papers will be presented in the morning session before the lunch break and the other three will be presented in the afternoon session, subject to the following conditions.
(i) L's presentation must immediately precede M's presentation. Their presentations cannot be separated by the lunch break.
(ii) N must be either the first or the last in the order of presenters.
If P's presentation must immediately follow N's presentation, M could be scheduled for which of the following places in the order of presenters?


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ATLANTA (AP) Delta Air Lines' (DAL) new shares began their first trading day on the New York Stock Exchange on Thursday at a price below the company's initial projection.
Delta's chief financial officer said he was pleased with the carrier having the second-highest market capitalization in the industry, even as one analyst predicted that ranking would be short-lived.
The Atlanta-based company's shares opened their first public trading day since Delta exited bankruptcy on Monday at $21.75. That pegged Delta's initial market value at $8.7 billion based on the 400 million shares Delta planned to issue.
All of those shares were outstanding, but as of Thursday afternoon about 150 million shares had not been issued because of unresolved claims with creditors, a Delta spokesman said.
Delta shares fell from the opening trade to finish the day at $20.72, dropping Delta's market value to $8.3 billion.
The company's shares were being traded under its familiar DAL ticker symbol.
The initial market value was short of the $9.4 billion to $12 billion that Delta had projected in its reorganization plan that it would be worth when it emerged from bankruptcy.
The opening stock price was also short of the $9.8 billion that Tempe, Ariz.-based US Airways Group (LCC) had offered to buy Delta for before the hostile takeover bid was defeated in January.
But Delta CFO Ed Bastian said he was excited about Delta's prospects, especially considering that its market value is second-highest in the airline industry. Dallas-based Southwest Airlines (LUV) has the highest at $11.3 billion.
"That's an affirmation of the job we've done," Bastian said.
He also said that Delta's projected value in its reorganization plan was based on factors last fall. Bastian said things have changed in the airline sector since then.
Even so, one analyst at Prudential Equity Group, Bob McAdoo, said in a research note Thursday that Delta's stock is overvalued and trading at levels, in comparison to its peers, that are unsustainable. His firm initiated an underweight rating on Delta's new stock and a $14 price target.
"We will review our rating once Delta's valuation is more consistent with the other legacy carriers," McAdoo wrote.
Thursday was the first public trading day for Delta's new stock, but some creditors and others have been buying and selling shares in recent days on a when-issued basis, driving down the opening value. Bastian said stock price comparisons wouldn't be meaningful until the close of trading Thursday.
Delta exited bankruptcy on Monday after a 19½-month reorganization that saw it shed billions in costs. Its previous shares were canceled when it left bankruptcy.
Delta entered Chapter 11 on Sept. 14, 2005, amid high fuel prices and the burdens of high labor and pension expenses. Delta significantly reduced its labor and pension costs while under court protection.
Chief Executive Gerald Grinstein, who bought 1,000 shares of new Delta stock Thursday at $21.75 a share, pressed a button to ring the closing bell from the floor of the NYSE. He then banged a gavel to cement the end of the session.
The company made the initial distribution of its new common stock to unsecured creditors with allowed claims. As part of its previously announced comprehensive compensation program, Delta also made its distribution of new common stock to approximately 39,000 non-contract employees.
Prior to the opening of public trading Thursday, the total equity stake the non-contract employees were to get had an estimated value of $350 million. Delta also said it planned to give 1,200 management employees an equity stake previously valued at $240 million.
Based on Delta's stock performance Thursday, Bastian's and Chief Operating Officer James Whitehurst's equity awards of 184,800 shares each were valued at $3.8 million. Grinstein declined all management equity awards. The canceling of Delta's previous stock also meant that 28,252 shares Grinstein was holding at the time were reduced to zero, a regulatory filing shows.
The stock awards for non-contract employees can be cashed out immediately, while the awards for managers vest over time. Also, some pieces of the management awards will require Delta to meet specific performance goals for them to have any value.
Copyright 2007 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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Michael Moore has joined the $US100 million ($A141.47 million) club as his political assault Fahrenheit 9/11 became the first documentary ever to top that mark at the domestic box office.
"The American people have not been given the whole story about these last three years and they don't feel they've been given the truth from the White House," Moore said today.
"So they've gone to the movie theatres to look for the truth and to begin the important discussion and debate that needs to take place in this country."
The previous best domestic gross for a feature-length documentary was $US21.6 million ($A30.56 million) for Moore's Academy Award-winning Bowling for Columbine.
That film took nine months to hit that level, while Fahrenheit 9/11 did more business, $US23.9 million ($A33.81 million), in just its first weekend.
The polarising effects of September 11 and its aftermath, with Americans bitterly divided over Bush's invasion of Iraq, have boosted the public's appetite for political documentaries such as Fahrenheit 9/11, Control Room and Outfoxed, Moore said.
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Agency Response Letter GRAS Notice No. GRN 000389
Return to inventory listing: GRAS Notice Inventory
See also Generally Recognized as Safe (GRAS) and about the GRAS Notice Inventory
CFSAN/Office of Food Additive Safety
Jan 18, 2012
Robert S. McQuate, Ph.D.
GRAS Associates, LLC
20482 Jacklight Lane
Bend, OR 97702-3074
Re: GRAS Notice No. GRN 000389
Dear Dr. McQuate:
The Food and Drug Administration (FDA) is responding to the notice, dated July 11, 2011, that you submitted on behalf of Compound Solutions, Inc. (Compound Solutions) in accordance with the agency's proposed regulation, proposed 21 CFR 170.36 (62 FR 18938; April 17, 1997; Substances Generally Recognized as Safe (GRAS); the GRAS proposal). FDA received this notice on July 18, 2011, filed it on July 26, 2011, and designated it as GRN No. 000389. In a letter dated December 5, 2011, Chengdu Wagott Pharmaceuticals Co., Ltd. (Wagott) informed FDA that it would assume responsibility for the notice and that further correspondence should still be directed to Dr. Robert McQuate.
The subject of the notice is steviol glycosides with stevioside as the principal component (hereinafter referred to as SG-S).SG-S is obtained from the leaves of Stevia rebaudiana (Bertoni) Bertoni. The notice informs FDA of the view of Wagott that SG-S is GRAS, through scientific procedures, for use as a general purpose sweetener in foods, excluding meat and poultry products, at levels determined by good manufacturing practices, as well as use as a table top sweetener. Wagott notes that purified steviol glycosides have been the subject of other GRAS notices and that FDA responded to these GRAS notices informing the notifiers that, at the time of its response, the agency had no questions regarding their conclusions that the purified steviol glycosides that are the subject of their respective notices are GRAS for their intended use as a sweetener in food.
The SG-S that is the subject of GRN 000389 is a highly purified preparation of stevioside from the leaves of the stevia plant. As such, FDA notes that a GRAS notice for the use of a specific purified preparation from stevia, such as SG-S, and FDA's response do not necessarily apply to the uses of other stevia products.
Our use of "SG-S," "steviol glycosides," or "purified steviol glycosides with stevioside as the principal component" in this letter should not be considered an endorsement or recommendation of that term as an appropriate common or usual name for the purpose of declaring the substance in the ingredient statement of foods that contain that ingredient. Title 21 CFR 101.4 states that each ingredient must be declared by its common or usual name. In addition, 21 CFR 102.5 outlines general principles to use when establishing common or usual names for nonstandardized foods. Issues associated with labeling and the appropriate common or usual name of a food are the responsibility of the Office of Nutrition, Labeling, and Dietary Supplements in the Center for Food Safety and Applied Nutrition.
As part of its notice, Wagott includes the report of a panel of individuals (Wagott's GRAS panel) who evaluated the data and information that are the basis for Wagott's GRAS determination. Wagott considers the members of its GRAS panel to be qualified by scientific training and experience to evaluate the safety of substances added to food. Wagott's GRAS panel evaluated the identity, method of manufacture, product specifications, and the potential exposure resulting from the intended uses ofSG-S as well as published and unpublished studies related to the safety evaluation of SG-S. Based on this review, Wagott's GRAS panel concluded that SG-S, produced consistent with good manufacturing practice and meeting appropriate purity and food grade specifications, is GRAS, by scientific procedures, under the conditions of its intended use.
Wagott provides information about the identity and composition of SG-S. Wagott describes SG-S as a white to off-white hygroscopic powder composed of ≥95% (on a dried weight basis) steviol glycosides, a group of structurally-related sweet compounds that are natural constituents of the stevia leaf. Stevioside (CAS Reg. No. 57817-89-7) is the principal steviol glycoside component of SG-S and accounts for ≥90% of its total steviol glycosides content of ≥95%. Other steviol glycosides, including rebaudioside A (CAS Reg. No. 58543-16-1), rebaudioside C (CAS Reg. No. 63550-99-2), and dulcoside A (CAS Reg. No. 64432-06-0), may also be present. Wagott provides information about the manufacturing process and specifications for SG-S. SG-S is obtained from the leaves of S. rebaudiana (Bertoni) Bertoni through extraction and multiple purification steps. The leaves are first dried, crushed, and washed by soaking in water. The extract liquid is filtered by ultrafiltration, the solids are discarded, and the filtrate is concentrated by reverse osmosis membrane separation. The concentrated extract is followed by adsorption onto polar resin to trap the steviol glycoside components. The glycosides are eluted with methanol, and concentrated using an external circulation evaporator. The resulting preparation is then decolored with active carbon, filtered and the eluate is spray dried or vacuum dried. The dried power is dissolved in ethanol/water and filtered, followed by temperature controlled crystallization. The preparation is rinsed with ethanol and spray dried, and then is subjected to re-crystallization in ethanol to yield the final SG-S product. Wagott provides specifications for SG-S that include the content of total steviol glycosides (≥95% by weight (w/w)) and limits for moisture (≤5% w/w), lead (≤1 milligrams per kilogram (mg/kg)), arsenic (≤1 mg/kg), residual methanol (≤200 mg/kg), residual ethanol (≤5000 mg/kg) and microbial contaminants (within specified limits). Wagott states that the SG-S product meets or exceeds the specifications for steviol glycosides established by the Joint FAO/WHO Expert Committee on Food Additives (JECFA) at its 73rd meeting in June 2010.
Wagott estimates the intake of SG-S resulting from its intended use in foods. Wagott largely relies on the consumer intake estimates provided by JECFA. JECFA used the WHO Global Environmental Monitoring System-Food Contamination Monitoring and Assessment Programme database to prepare international estimates of exposure to steviol glycosides (as steviol). JECFA assumed that steviol glycosides would replace all dietary sugars, at the lowest reported relative sweetness ratio for steviol glycosides and sucrose which is 200:1. Based on this assumption, the estimated daily intakes (EDIs) of steviol glycosides (as steviol) ranged from 1.3 mg per kg body weight per day (mg/kg bw/d) to 3.5 mg/kg bw/d. JECFA concluded that the replacement estimates were highly conservative and that a more probable EDI of steviol glycosides (as steviol) would be 20 - 30% of these values or 1.0 to 1.5 mg/kg bw/d. Wagott states that the use of SG-S in food is self-limiting due to organoleptic factors and consumer taste considerations.
Wagott discusses published and unpublished studies pertaining to the safety evaluation of SG-S, including studies on rebaudioside A, stevioside, steviol, and crude stevia extracts. Among the published studies considered were acute toxicity studies in rats, mice, and hamsters; subchronic toxicity studies in rats; chronic toxicity/carcinogenicity studies in rats; and reproductive/developmental toxicity studies in rats and hamsters. Wagott also considers published clinical studies and published and unpublished absorption, distribution, metabolism, and excretion studies in animals and humans. Additional studies that Wagott discusses include published in vitro and in vivo mutagenicity/genotoxicity studies. Based on its consideration of all these studies, Wagott concludes that SG-S is safe for its intended use in foods.
To further support its view that SG-S is safe for the intended use, Wagott describes recent decisions by JECFA, the Food Standards Australia New Zealand (FSANZ) and the European Food Safety Authority (EFSA) on the safety of steviol glycosides for use in food as sweeteners. Wagott notes that JECFA established an acceptable daily intake (ADI) for steviol glycosides of 0 - 4 mg/kg bw/d (expressed as steviol) and FSANZ and EFSA established an ADI for steviol glycosides of 4 mg/kg bw/d (expressed as steviol). Wagott notes that, in EFSA's view, conservative estimates of steviol glycosides exposures in European adults and children suggest that it is likely that the ADI would be exceeded at the maximum use levels proposed by the petitioners whose submission was reviewed by EFSA. [1]
Standards of Identity
In the notice, Wagott states its intention to use SG-S in several food categories, including foods for which standards of identity exist, located in Title 21 of the Code of Federal Regulations. We note that an ingredient that is lawfully added to food products may be used in a standardized food only if it is permitted by the applicable standard of identity.
Section 301(ll) of the Federal Food, Drug, and Cosmetic Act (FD&C Act)
The Food and Drug Administration Amendments Act of 2007, which was signed into law on September 27, 2007, amends the FD&C Act to, among other things, add section 301(ll). Section 301(ll) of the FD&C Act prohibits the introduction or delivery for introduction into interstate commerce of any food that contains a drug approved under section 505 of the FD&C Act, a biological product licensed under section 351 of the Public Health Service Act, or a drug or a biological product for which substantial clinical investigations have been instituted and their existence made public, unless one of the exemptions in section 301(ll)(1)-(4) applies. In its review of Wagott's notice that SG-S is GRAS for the intended use, FDA did not consider whether section 301(ll) or any of its exemptions apply to foods containing SG-S. Accordingly, this response should not be construed to be a statement that foods that contain SG-S, if introduced or delivered for introduction into interstate commerce, would not violate section 301(ll).
Based on the information provided by Wagott, as well as other information available to FDA, the agency has no questions at this time regarding Wagott's conclusion that SG-S is GRAS under the intended conditions of use. The agency has not, however, made its own determination regarding the GRAS status of the subject use of SG-S. As always, it is the continuing responsibility of Wagott to ensure that food ingredients the firm markets are safe, and are otherwise in compliance with all applicable legal and regulatory requirements.
In accordance with proposed 21 CFR 170.36(f), a copy of the text of this letter responding to GRN 000389, as well as a copy of the information in this notice that conforms to the information in the GRAS exemption claim (proposed 21 CFR 170.36(c)(1)), is available for public review and copying at www.fda.gov/grasnoticeinventory.
Dennis M. Keefe, Ph.D.
Office of Food Additive Safety
Center for Food Safety
and Applied Nutrition
[1] FDA considered EFSA's exposure estimate in the context of an overall safety assessment for steviol glycosides. In FDA's view, EFSA's estimate is based on conservative assumptions. FDA addresses EFSA's exposure estimate more fully in a memorandum (Memorandum from M. Dinovi, HFS-255, to the Administrative File, GRN 000337, November 11, 2011).


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Because 'twas Riches I could own,
Myself had earned it -- Me,
I knew the Dollars by their names --
It feels like Poverty
An Earldom out of sight to hold,
An Income in the Air,
Possession -- has a sweeter chink
Unto a Miser's Ear --
Poet: Emily Dickinson
Poem: 1093.
Because 'twas Riches I could own,
Volume: Complete Poems of Emily Dickinson
Year: Published/Written in 1955
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Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec
Official Standings as of 12-18-05
The Official Entry Forms are not due to the Chairman until November 20, 2005, but here are a few members that have been cruising for Cowtown.
If you wish to have your points validated and posted here and in the Low-Down, provide the Chairman a copy of your entry form and photos at one of the Membership or Board Meetings.
CCP Award Level Definitions
(sorted by Points Standings, then alphabetically by last name)


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tr.v. de·vised, de·vis·ing, de·vis·es
1. To form, plan, or arrange in the mind; design or contrive: devised a new system for handling mail orders.
2. Law To transmit or give (real property) by will.
3. Archaic To suppose; imagine.
n. Law
a. The act of transmitting or giving real property by will.
b. The property or lands so transmitted or given.
2. A will or clause in a will transmitting or giving real property.


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Housing Development Finance Net Profit Increases 10%
MUMBAI—Despite India's economic slowdown, lending to individuals for buying homes remains good business.
India's largest home finance company, Housing Development Finance Corp., Monday posted a 10% increase in net profit for the July-September quarter.
The Mumbai-based company reported a net profit of 12.66 billion rupees ($206 million)...


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Joe Hockey has called for an "end to the age of entitlement". He added on Lateline that "we need to compare ourselves with our Asian neighbours where the entitlements programs of the state are far less than they are in Australia". He says that "the age of unlimited and unfunded entitlement to government services and income support is over". He compares the 16% of GDP that Australia devotes to social spending with Korea's figure of "around 10%," which is actually 7.6% on the latest OECD figures.
Archives for posts with tag: social spending


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|Home > World News > Target Iraq > Article
UN inspectors pulled out of Iraq in 1998 after seven years checking that Baghdad had disarmed after the 1991 Gulf War, frustrated by lack of access.
There was little delay when the first convoy of inspectors, escorted by Iraqi officials and followed by about 50 media vehicles, arrived at the military-guarded al-Tahadi (Challenge) plant.
The UN Secretary-General, Kofi Annan, reminded Iraqis they faced serious consequences if they did not co-operate.
"I don't think war is inevitable," Mr Annan told a French radio station. "But if ... Iraq continues to create problems, and the inspectors feel they cannot do their job, then the Security Council will look at what to do."
A UN Security Council resolution of November 8 gives Iraq until Sunday week to make a full declaration of its arsenal. Baghdad denies possessing illegal arms. The United States President, George Bush, has vowed that any defiance of the UN will not go unpunished.
Even as the inspections began without incident, the US shifted its war planning into high gear.
A senior official said on Wednesday that the White House would dispatch envoys round the world during the next few weeks to close deals with potential allies in a possible war with Iraq.
Los Angeles Times and agencies
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Facing New Regulatory Frameworks in Securities Trading in EuropePublication date: December 14, 2009
The book aims at practitioners, executive and market professionals from the banking and securities industry as well as academics, who want to update their insights and knowledge about the profound changes in securities trading, clearing and settlement in Europe. Readers will find state-of-the-art discussions about MiFID, T2S and so on.Paperback
Digital Finance / La finance numériquePublication date: January 15, 2016
After affecting all sectors of commerce, the digital revolution has now hit the financial sector, a sector that is protected by a specific regulatory environment.Paperback€87.-
European Enterprise PolicyPublication date: February 6, 2003
Since the findings that small firms were creating more jobs than large firms, regional, national and European authorities set up or intensified their SME-policies. Evaluations however showed that such policies often became a patchwork quilt of complexity and idiosyncrasy. This book outlines the general principles of enterprise policy with concrete examples in different fields such as financing and incubators. It analyses the role of big compa...Paperback€22.50
Corporate Governance at the CrossroadsPublication date: June 15, 2005
This book discusses the effectiveness of four traditional corporate governance mechanisms: board of directors, audit committee, internal control and audit, external audit) as monitoring and (to a lesser extent) entrepreneurial devices.Paperback€30.-
Remedies to Informational Asymmetries in Stock MarketsPublication date: September 20, 2005
Like many other markets, stock markets are characterised by asymmetric information. If investors cannot distinguish high-quality from low-quality securities, they will value all securities as average resulting in the well known market for lemons. How can high-quality listed companies communicate with stock markets to distinguish themselves from low-quality listed companies?Paperback€95.-
Listed in Belgium 2004Publication date: June 29, 2004
Belgian law applicable to listed companies has undergone numerous significant changes. A key obstacle for legal practitioners is, however, the accessibility of this new legislation. This Guide untangles the mass of legal rules.Hardback€72.50
Belgian Yearbook Corporate Finance 2004Publication date: November 20, 2003
The Belgian Yearbook of Corporate Finance presents the reader an overview of the corporate finance business in Belgium. This yearbook will assist entrepreneurs and financial officers in finding investors to further develop their business. Each year different topics in the area of corporate finance are discussed by different leading academics and practitioners.Paperback€45.-
Finance and Law: Twins in TroublePublication date: December 18, 2014
From the start of the financial crisis in 2007, which turned into an economic crisis soon afterwards, it was obvious that public law could not prevent the genesis of this crisis. But is there also a connection between private law and the outbreak of the financial and economic crisis? This thought-provoking book shows that private law provides as many useful institutions, mechanisms and instruments against the emergence of such a crisis as pub...Paperback€55.-
Why Stewardship of Finance?Publication date: September 28, 2012
This booklet contains the lecture given by Paul Jorion at the occasion of his acceptance of the chair "Stewardship of Finance" at the Vrije Universiteit Brussels.Paperback€20.-
Regulatory Competition in European Corporate and Capital Market LawPublication date: January 11, 2012
This book deals with the endeavor of national and supranational legislators to develop more attractive corporate legal forms and investment frameworks. It focuses on some recent national corporate law reforms, the newly introduced European legal form Societas Europaea and the choice of law in corporate debt securities.Paperback€55.-


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It is where every Internet story starts.
So let us start with a few basics.
Domain names are the way we organise, navigate and understand the web. Without domain names, URLs would be a series of numbers, or IP addresses, that would be difficult to remember. However, a domain name gives us an address that is easier to remember. A domain name is key to doing just about anything on the Internet, from setting up a website to sending and receiving e-mail to building an online shop. FreeYourID enables companies -- big and small -- to increase their online visibility, expand their businesses into new markets and promote their brand, connecting more than 115 million domain names and resolving more than 60 billion queries daily without fail. Discover below how a domain is essential to what we do online.
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Baylor Coach Art Briles said Tuesday he had not been contacted by the Washington Redskins about their vacant head coaching job.
"I don't think I've got a missed call from Dan Snyder, do I?" Briles told reporters as his team prepared to play in Wednesday's Fiesta Bowl, according to the Orlando Sentinel's account. "Okay."
Briles, who coached Redskins quarterback Robert Griffin III in college, has been linked to the job openings in Washington and at the University of Texas.
"It's all rumors and speculation," Briles said. "I haven't had any contact with anyone collegiately or NFL. My focus is on winning this football game, being a Baylor Bear. The six years I've been at Baylor, I've never interviewed while I've been there. I love the job. I love where I'm at. I love the people that I'm involved with. I feel very fortunate, humbled and privileged to be at Baylor University.
"You can't control what other people say or do, but you can live your life, and time always tells. That's kind of the way that deal goes. For Baylor, and I think for the Big 12, that's a plus, that people would seek out one of our contemporaries in this profession, in this league, at this level."
Briles did acknowledge he has a level of curiosity about how his system would fare at the professional level.
"As far as interest in the NFL, if we're just being honest, which I like to be, the thing that would interest me would be our style of play at that level," Briles said, according to the Sentinel account. "That's the only thing that would attract anybody, I think, in a position that I'm in, would be the style of play.
"I like how we play from a philosophical, schematic standpoint. I know the rules are different [such as] the limitations on the number of people available in a game. To me, that works to an advantage. If they have 46 guys available, there's going to be a few of them getting tired on one side of the ball. That would be the only thing that would spark my interest a little bit on that end. But it's not something I would pursue."
Meanwhile, ESPN reported that Texas A&M Coach Kevin Sumlin will remain at the school and will not consider any offers from NFL teams. It is not clear if Sumlin was on the Redskins' list of candidates.
Have a Redskins question? E-mail Mike Jones at email@example.com with the subject line "Mailbag question" for him to answer it in The Mailbag on Tuesdays.
More from The Post:
McDermott to be interviewed | Bevell requested | L. Smith a candidate | All coach updates
D.C. Sports Bog: Zero chance Cowher comes, Sharpe says | Next coach polls
Top candidates to replace Shanahan | Graphic: NFL coaches since '99
Mailbag: On the Front-office structure and future head coach
Bog: Cooley on RGIII/Shanahan divide | More Bog | Early Lead: NFL coach openings
Follow: @MikeJonesWaPo | @MarkMaske | @Insider | Insider on Facebook


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Historical Perspectives
Analysis, By Herb Keinon: Outpost removals go with targeted killings (JERUSALEM POST) 06/11/03)
Source: http://www.jpost.com/servlet/Satellite?pagename=JPost/A/JPArticle/ShowFull&cid=1055211705883
JERUSALEM POST Articles-Index-Top
First the bottom line: Abdel Aziz Rantisi is no choirboy. The man is an arch-terrorist who revels in blowing up Israelis, and who pledged just Monday to continue murdering Jews and doing whatever he can to derail the road map.
Secondly, his attempted assassination sends a clear signal that Prime Minister Ariel Sharon is serious when he says as he has on numerous occasions that Israel cannot accept a tactical cease-fire (hudna) between the Palestinian Authority and the terrorist organizations.
A hudna with an organization hell-bent on destroying Israel is only an opportunity for it to rearm, reorganize, and come back fighting another day. Israel has made it clear it cannot tolerate such a situation.
The Palestinian counterargument has been that Israel has no right to dictate how the PA chooses to stop the violence and needs to be concerned only about whether the violence stops. Well, since Aqaba, the violence has not stopped. Seven dead Israelis since the ceremony on King Abdullah II´s palace lawn is not something that for a variety of reasons Sharon could simply ignore.
At first, it seemed Sharon did opt to ignore these attacks, seemingly not wanting to gum up the road map, antagonize US President George W. Bush, or be seen worldwide as the road map´s roadblock.
Sharon didn´t mention the attack at the Erez terminal in the Gaza Strip that killed four soldiers when he addressed the Likud convention on Sunday night, a few hours after the attack. This raised a few eyebrows.
Even more surprising was his decision to begin removing unauthorized outposts just a day after the attacks, which some of his Likud supporters said was tantamount to giving terrorism a prize. With the attempted hit on Rantisi, however, Sharon signaled to everyone that he won´t ignore attacks road map or not.
He can´t ignore the attacks because this goes against his grain, because of concern this projects a weakness that only fuels more attacks, and because he has to show his constituency that even if he agrees to part with a some of the territories, even if he is physically beginning to implement this policy, he has not gone "soft." On the surface, Sharon´s decisions seem contradictory. Removing outposts places him firmly on the road map, while hitting Rantisi seems to derail it.
But Sharon doesn´t agree that trying to kill Rantisi is the same as trying to kill the road map. True, the action will not do much for PA Prime Minister Mahmoud Abbas´s stature on the Palestinian street, but it was Rantisi not Sharon who openly said he is opposed to the road map and would try to scuttle it.
Sharon also does not seem to think such an action is against the spirit of the road map if there is such a thing.
Israel has made clear it will not tolerate a situation whereby Abbas does not take action against the terrorists, and the terrorism continues. The mantra from the Prime Minister´s Office for weeks has been that Israel will give Abbas a chance, but that if he doesn´t take action, Israel will. Abbas has not taken action, so Sharon did.
There are those who will argue that the attack on Rantisi was an attempt by Sharon to torpedo the road map and that it fits into a pattern whereby movement toward some kind of quiet on the ground inevitably triggers an Israeli response that puts paid to these efforts.
Those who subscribe to this school of thought ask: "Why now?" Rantisi has not just emerged as menace, but has been one since the beginning of the violence, and prior to that as well.
Why now? Because Rantisi drove into Israel´s crosshairs, because he pledged to kill more Jews, because intelligence information indicated he was serious about carrying out his pledge, and because he said he could not accept the road map. Had Sharon dispatched the helicopter gunships to destroy the road map, would he also be sending in troops to dismantle outposts? (© 1995-2003, The Jerusalem Post 06/11/03)
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London police officer injured on duty
The Canadian Press
Published Wednesday, August 8, 2012 4:14PM EDT
A London, Ont., police officer has been injured after being thrown from a vehicle that sped away after being stopped.
Police say three officers stopped a vehicle about 6 p.m. Tuesday in the Springbank Drive and Wonderland Road area while investigating a theft from a vehicle.
Police say one occupant fled, prompting an officer to lean into the open window on the passenger side.
It's alleged the driver hit the gas dragging the officer, who was partially in the vehicle. Police say the driver then swerved and the officer was thrown from the vehicle, causing a concussion, scrapes and bruises. The other officers were not injured.
The vehicle was located later and Sharon Baker, 35, was charged with failing to remain at the scene of an accident, failing to stop for police and three counts of attempted murder.
Keith O'Loughlin, 37, is charged with theft not exceeding $5,000 and assaulting a police officer.
Themistoklis Kouzounas, 32, is being sought on a charge of theft not exceeding $5,000.
If you are on the scene of breaking news and capture it with your mobile device, share your pictures or video with MyNews.


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> Power Save Mode! I had one customer using a Linksys WMP11
> PCI card to
> connect to the relay. It was setup on Windows XP. The Power
> Save Mode
> was enabled on it. The day I had the customer disable it was the day
> the errors stopped.
> Has anyone else had this problem?
Yes! I have run into that situation while debugging mine and others
m0n0wall setups. A friend of mine was running into that difficulty and
after some experimentation he discovered it was due to his centrino card
being in power save mode. After he pointed this out to me I have helped
other people with the same trouble.
It's a real nasty problem :) Glad you were able to resolve it...maybe I
should have put something out to the list in retrospect.
--Michael I.


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(Posts Tagged 'St. John's')
5 Jul 2013 by Lauren Saunders in Food & Dining
Screech-Ins aside, there is much more to this rum than what meets the eye.
26 Jun 2013 by Lauren Saunders in Trip Planning , Signal Hill and St. John's
A day exploring Signal Hill National Historic Site and the Johnson GEO Centre is a great way to start your tour of St. John's.
29 Nov 2012 by Lauren Saunders in Culture
She stands majestically overlooking the harbour, sharing the dominance of our iconic skyline with the Basilica Cathedral of St. John the Baptist. Built on the same strategic location of Fort Townsend, an 18th century military fort that protected our city, The Rooms houses and protects all that is dear to the people of Newfoundland and Labrador: our history, our stories, our art and culture.
30 Jul 2012 by Alyssa Free in Festivals & Events , Culture , Entertainment , Art Galleries , Cultural Experiences and St. John's
Tonight I spent a magical evening amongst the subtle glow of lanterns at the annual St. John's Lantern Festival. The festival is a fundraiser for Victoria Park in St. John's historic west end and runs for one day on the last full weekend of July every year.
21 Dec 2011 by Clare-Marie Grigg in Festivals & Events , Culture , History and Entertainment
Last weekend, hundreds upon hundreds of people in St. John's paraded through the streets. Men were dressed as women, women were dressed as men. Underwear was worn as outerwear and even small children were merrily sporting bras stuffed with socks over the tops of their various layers. There were lots of ingeniously creative hobbyhorses prancing around and it was almost impossible to count the number of ugly sticks and accordions.
It's all just another Christmas in Newfoundland and Labrador.
8 Dec 2011 by Clare-Marie Grigg in Culture and History
It's almost Christmas. Have you heard?
I for one tend to get a bit twitchy when November starts to gallop towards December and public places set their sound systems to Jingle Bells 101. So I find it helps my Christmas spirit (or lackthereof) to remind myself of the good things about the season. The things that don't involve frantically running around malls full of people mowing you down to get better spots in cash register line-ups so long there should a surprise pop-up concert by Adele waiting at the end.
30 Oct 2011 by Clare-Marie Grigg in Festivals & Events , Culture , History and Entertainment
St. John's is a city that has been on the go for over 400 years. That's a whole lot of life, death, love, murder, passion, intrigue, treachery and… did I mention death? That's a whole lot of history, spilling out into the twists and turns of the narrow streets. No wonder it's a hotbed of hauntings.
Professional heavyweights: what makes the St. John's International Women's Film Festival so very awesome?26 Oct 2011 by Clare-Marie Grigg in Festivals & Events , Culture and Entertainment
It's one of my absolute favourite events of the year. The St. John's International Women's Film Festival kicked off its five-day run last Tuesday night by slamming it down and packing a few punches.
24 Oct 2011 by Guest Blogger in Culture
Lauren Suarez, a 17-year-old high school student from Greenwood Indiana, recently travelled to St. John's for the first time with her mom and her mom's best friend, Laura. They stayed with Laura's relatives who made the experience so unforgettable that Lauren wrote to tell us how completely she fell in love with Newfoundland & Labrador and its people.
20 Oct 2011 by Guest Blogger in Food & Dining , Festivals & Events , Hiking & Walking , Shopping , Culture , Trip Planning , Entertainment and Top Destinations
Karen Moores is a cities-focused travel writer who calls St. John's, Newfoundland home. She is proud of her city's commitment to historic preservation while retaining a hip, modern vibe. Check out her insider tips to the Canadian city.
29 Sep 2011 by Guest Blogger in Culture and Entertainment
We took a short trip with friends to Newfoundland this week and had the sort of memorable time that everyone talks about whenever they return to Moncton from a visit to St. John's, a city like no other in Canada.
22 Sep 2011 by Guest Blogger in Culture and Entertainment
I recently returned from a visit to St. John's, Newfoundland, North America's oldest and most easterly city. St. John's is known to be saturated with Irish traditional and Celtic rock music, but for a smallish city on a fairly remote island, I was surprised by its many other live music offerings.
7 Sep 2011 by Guest Blogger in Hiking & Walking
I fell in love with St. John's, Newfoundland after spending 8 days and nights there in late summer 2011. It's North America's oldest and most Easterly city. In the 2nd installment of an ongoing series of articles about this rocky wonderland, here's a fond look back at the hiking and walking opportunities.
30 Aug 2011 by Clare-Marie Grigg in Festivals & Events , Culture , History and Entertainment
Last week I went to catch the final performance of Hamlet – one of the 2011 Shakespeare By The Sea productions. I realize writing about this festival when it's already happened and you can't now go and see the shows (if you unfortunately missed them) is a bit of a tease, but I'm hoping this post will encourage anyone out there who's already thinking about a 2012 trip to Newfoundland and Labrador, to plan on seeing a performance or two next year.
12 Aug 2011 by Clare-Marie Grigg in Culture and Entertainment
Well, it can't be denied. The Folk Festival this year was a damp one. But it also can't be denied that the performances were as amazing, and surprising as ever – and the vibe of the audience was gun ho and game for anything.
6 Aug 2011 by Guest Blogger in Whale Watching and Trip Planning
Windswept and wild, friendly yet forlorn: the island of Newfoundland is a corner of Canada steeped in beauty and sadness...


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Here's what's being talked about over the weekend in pop culture:
• Get your first look at the two new characters of "The Avengers," Scarlet Witch (Elizabeth Olsen) and Quicksilver (Aaron Taylor-Johnson). [The Hollywood Reporter]
• Long-distance swimmer Diana Nyad and retired hockey star Sean Avery were the first to be eliminated on "Dancing With the Stars." [Entertainment Weekly]
• David Brockie, lead singer of the "extraterrestrial" metal band GWAR, was found dead in his Virginia home Sunday. He was 50. [CNN]


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NJ Families Try Anything To Save On College Costs
As the cost of a higher education keeps going higher and higher, a growing number of Jersey parents are doing whatever they can to save money.
Rutgers sociology professor Dr. Deborah Carr says, "One way is to have the child go off to a four year college like a Rutgers, but to still live at home – to save money on dormitory costs, meal costs…A second way to save money is to start the child off at a community college."
She says, "What we think of as a 'college experience' has definitely changed, and also the kinds of students who goes to college has very much changed."
Dr. Carr points out parents can simply send their kid off to college and let them live on campus.
"But then that child is going to have a lot of debt, they might not get a job, and they might be living back in the parents home again when they're 22 or 23 after graduation."
She says more and more parents are hyper-focusing on what classes their child is taking because they have a goal for their son or daughter, "which is to get a job, that's going to basically get a return on that college degree."
Dr. Carr adds having kids living at home while they're attending college isn't necessarily a negative. In fact, many times it's a positive, since "we know that parents and kids are closer today than ever before, we know that they text 30 times a day, so for those parents who really enjoy being around their children I think it can be a good thing…But if the parents and the children have a strained relationship, if the parents are stressed about their own financial situation, if they're working a couple of jobs, if their marriage is strained, if there are problems at the outset, then having the children in the home might amplify some of those problems."
She also says children working and saving for college early on can be a good thing.
"It teaches them responsibility, it teaches them the fact that if they're paying a bit for their college, they're not going to waste their education by partying all the time…It only gets to be a problem if they're working so many hours that they're not able to dedicate themselves to their school work."
Dr. Carr also says having students and their parents hyper-focusing only on careers that have good jobs "is limiting what education means. It's merely a luxury today to be able to go to college and take liberal arts classes about things like philosophy and art history…When students are worrying about debt they're not going to explore, they're going to take practical classes that will lead directly to the career that they want – we're producing students that are less-broadly educated."


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PEG Ratio (Five-Year Expected): 0.28
Project Five-Year Earnings Growth: 60%
Siemens (SI) investors have had quite the ride during the past decade. The integrated technology company was pounded by the recession, recovered, then stumbled big-time in mid-2011 and has been moving sideways ever since. That includes this year — SI is fractionally in the red so far in 2013 amid expectations for a 10% decline in earnings this year.
As The Wall Street Journal explained this summer, Siemens has "disappointed investors in recent years with cost overruns and charges in the billions of euros.
Still, even amid those struggles, Siemens looks like a value stock. The company — which deals in the fields of industry, energy and healthcare and makes products like turbines, lighting products and even trains — is currently trading for a PEG ratio of 0.28.
Plus, Siemens did post some promising long-term signs along with its recent earnings miss. Orders improved 19% year-over-year in the most recent period thanks to major long-cycle contracts for trains and maintenance, all while order backlogs hit a new high.
That should help Germany's No. 2 company by revenue meet the analyst consensus for a 42% jump in the bottom line next year. Toss in the 60% annual growth expected through 2018, and this so-so stock looks a lot more appealing.


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Working at Esperanza as a financial analyst has been an incredible experience with a lot of engaging and fun opportunities. My main responsibility involves monthly reporting and analysis for the organization. These reports are then used to make decisions on the organization's performance and methods, and they help Esperanza to recognize which branches of the organization are under/over performing.
I have been pleasantly surprised by the large amount of exposure I have gotten to the management of the organization, and I have even had the opportunity o participate in monthly managerial meetings where all of the branch managers participate. When I'm not working on reporting, I have a long-term project where I have to assess the different products and services Esperanza offers, and ultimately present my findings at a board meeting. Thanks to this project, I have been able to see all the products and services offered by Esperanza and their work in a number of different branches.
Thanks to my responsibilities, I have been able to learn a lot about microfinance and social entrepreneurship. I have learned how hard it can be to provide microfinance services to the poorest of the poor. I have seen how many things have to come together to be able to reach people in need, and not only offer microfinance, but additional services such as dental clinics and cervical exams. This has showed me how important any assistance can be for the poorest of the poor, and how their climb out of poverty is much more likely when microfinance is coupled with additional services like health and education. I have also learned how important savings can be in order to have a stable financial base and the power that this can have in changing someone's life.
I have also seen how different broader programs directed towards church ministries and schools can have a big impact as well. I have gotten to know social entrepreneurs, who, thanks to Esperanza, have set up a water purifying business or have installed solar panels to lower their schools electricity bill and even make a profit by putting the power back into the grid.
Overall, my experience at Esperanza has been amazing. Esperanza has given me the opportunity to see many parts of the Dominican Republic and it has allowed me to share my time with some incredible people. I have lived in two different cities (San Pedro de Macoris and Santo Domingo) throughout my time here and I loved both of them. I have gotten to know some awesome people, both Dominicans and international visitors, during my stay in the Dominican Republic. Most importantly I think my time here has been very productive and I know that what I am learning here will help me with my studies and career path in the future.