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New retirees especially have trouble adjusting their spending for the fact that they don't have regular paychecks coming in anymore. The best way to get a handle on your new means is fairly straight-forward: Do a side-by-side comparison of your pre-retirement and post-retirement income. Even with Social Security and pension payments, you probably have less money coming in now. Make it a goal to find spending cuts to match up with your income cuts.
It's hard enough to get out of debt when you have a solid, growing income. Retirees don't have that luxury, so debt can send your finances into a downward spiral. Aim to get home mortgages and credit cards paid down quickly to avoid escalating interest payments down the road.
One of the toughest decisions retirees have to make is when to take Social Security. If you're younger than 70, you may have an opportunity to get more from Social Security, even if you've already started taking benefits. Read this article to get tips on the best time to take Social Security.
Between traditional Medicare, supplemental insurance programs, and Part D prescription drug coverage, you have a lot of choices to make with your health care, and figuring out your best choices can be tough. But taking the time to look closely at all the plan options out there can lead to some major cost savings, as the right coverage can match up well with the particular care and drugs you need.
Remember when you were younger and made fun of senior discounts? Now's your chance to laugh all the way to the bank. With savings of 10 percent or more available everywhere from hotels to local restaurants, you can't afford not to take full advantage of discounts. Ask and you'll often be surprised at what you can get.
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Retirees have seen interest on their savings dwindle to almost nothing. But don't settle for zero. Today, high-yield savings accounts only offer about 1 percent on your money, but that's still more than you'll get from most big banks and money-market mutual funds. Check local banks as well as online banks to find top rates.
Financial planners advise retirees to be conservative with their money, but that doesn't mean keeping all your money in so-called "safe" investments. Recent retirees especially need to be financially prepared for the potential of a decades-long retirement. That means keeping some of your money in long-term investments like stocks and bonds in order to get some growth as well as income.
Bonds aren't offering very high interest rates these days, but one area that's worth looking at is the municipal bond market. Especially if your retirement income puts you in a high tax bracket, the tax-exempt interest that munis offer can save you a bundle, and rates on many munis are comparable to Treasury rates even before taking into account the tax break.
Because it's so hard to find income from bonds and bank accounts, many retirees have turned to dividend stocks for income. That's a smart choice, but you still have to be careful about risk. Tried-and-true dividend stocks with long histories of increasing their payouts to shareholders are the right place to start.
IRAs, life insurance policies, and certain joint bank and brokerage accounts require you to name the beneficiaries who will receive account proceeds after your death. Check with your financial provider to make sure those names are up to date, or else the wrong person could end up with your money.
After saving in an IRA or 401(k) for a lifetime, you hopefully have a pool of cash to supplement your retirement spending. But if you're in a lower tax bracket now than you were during your career, consider converting part of those retirement assets to a Roth IRA. Your accountant should be able to verify if paying tax now at a relatively low rate makes sense for you.
It's easy to put off estate planning while you're busy with your career, but with that excuse gone, don't wait any longer to get wills and powers of attorney in place. The right legal documents will make it far easier to deal with unexpected illness or injury, and can head off the potential for family discord after you're gone.
The biggest asset that retirees have is their experience. If you haven't taken the opportunity to share hard-learned lessons about money and life with your family and friends, don't wait. The benefits could last for generations to come.
Despite the difficulties retirees face with their money, you can overcome big challenges. By following these resolutions, you can get yourself on the path to financial stability and security in your retirement years.
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text: Richard Keene's Daily Diet -------------------------- Here is my daily diet, more or less, since it varies quite a bit. Lots and lots and lots and lots and lots of water. I have a Brita water filter at home and at the office. If doing very low carb, vitamin and mineral capsules. Bacon and Eggs for breakfast, or skip breakfast if "overweight" that morning. 1/2 package of bacon, 6 eggs. My kids mooch some so I don't always get to eat it all. [bacon not GRAP] Lunch, either meat (large steak, porkchops, what is available, or a HUGE salad, lettuce, avocado, celery, try to use lots of diferent kinds of lettuces. Sometimes radishes or other variants. Olive oil, salt on the salad. Sometimes dried onion on the salad. Dinner, same as lunch but if I had salad for lunch then I eat meat. etc. Once a day, some berries, frozen unless in season. Sometimes a fruit like an apple, peach, grapes. These tend to be high carb, so if I'm trying to get weight down I eat less of these. Bananas seem OK at one a week. Snack on nuts, not too much though. Some times I eat dates or other dried fruit. Midnight snack of a few strips of bacon but not too often. [bacon not GRAP]

subset: commoncrawl


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Lean times mean shopping is no longer on the house
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Australians have all but stopped using their home loans to go shopping.
Mortgage equity withdrawal - when people take money out of their home loans to spend - has fallen to almost zero since last year, according to research by ABN Amro.
The amount people were withdrawing in October-December 2003 amounted to a record 8 per cent of household income, or about $1 billion a month. On the whole, borrowers were taking out more than they were putting in. This is called net equity withdrawal.
An economist for ABN Amro, Kieran Davies, said the cooling housing market, especially in Sydney and Melbourne, had made borrowers more cautious. "In the past a lot of the money [withdrawn from loans] has been used to fund spending on holidays and big household items, but now equity withdrawal has pulled back a long way," he said. "People are tightening their belts."
Mr Davies said this had contributed to the recent drop in consumer spending.
In early 1982, Australians were putting 7 per cent of household income into their mortgages. But by mid-2000 they began withdrawing more from their mortgages than they were putting in.
This was fuelled by the rise in house prices and the increasing
flexibility of home loans, allowing borrowers to use the rising equity in their homes.
Borrowing on mortgages has underpinned strong consumer spending - one of the bulwarks of Australia's strong economic performance recently. This prop has now evaporated and many analysts believe house prices are unlikely to rise significantly for some time, and this will limit equity withdrawal.
"I think it will take a long time for people to get their finances back to something that is more normal," Mr Davies said.
The Reserve Bank said mortgage equity withdrawal allowed households to borrow much more against their houses than they spent on building and renovating houses in 2003. Economists believe a big chunk was spent on such things as new cars, wide-screen TVs, school fees and holidays.
Mortgage equity withdrawal has contributed to soaring household debt, a record $766 billion in May. The ratio of household debt to income has also risen to 160 per cent.
The Reserve has commissioned a survey of how much Australians use their mortgages to finance consumer spending and is expected to publish the findings soon.
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Oh, it's okay to ask mundane questions. Questions that don't mean anything. Harmless questions. "How many days was Jonah is the belly of the whale?" "What must I do to be saved?" "How can I serve you?" I'm not talking about those kinds of questions.I'm talking about questions that threaten the status quo, the establishment, popular belief, or the endorsed course of action. Like some of the questions I've asked in the past that have gotten me in trouble: "Why is premarital sex a sin?" "Why is … [Read more...]
one too many questions
prayer from the cell: made you sin
God is not orthodox. In the scriptures, God doesn't punish bad theology. It's behavior that is the concern. Specifically, behavior towards others.Anyway, Happy Mother's Day to all who will receive it!(I thought I would ramp up my prayers from the cell. My hilarious friend Mike Myers suggested I do this and told me how to do it with my iPhone. This could be a whole new level of fun.) … [Read more...]
hell for sex
I remember in bible college having to sit through a series of sermons on sexuality. We were taught all about the sins of unmarried sex, masturbation and oral sex. There was even some theologizing about sex positions, including the sin of the woman being on top... a submission issue. All participating in these activities were going to hell.I remember friends of mine... boyfriend and girlfriend... feeling so guilty after making out in a car that they confessed their sin to the dean of students. … [Read more...]
asbojesus hell nakedpastor heaven
So Jon Birch, the cartoonist behind asbojesus... he commented on my blogpost yesterday. He and I have gone back and forth before. Great guy!I challenged him last night to post a cartoon about nakedpastor since I was going to post one about asbojesus. So here it is!Asbojesus fans are in Hell. Nakedpastor fans are in Heaven. HEHEHE!MY ART & CARTOONS MY BOOKS … [Read more...]
separating sheep from goats
When I first drew this cartoon several years ago, I wanted to portray how so many people indirectly condemn people to judgment and to hell. Such as some people would never tell a gay person they are going to hell to their face. But they will say gay people are going to hell. Keeping it general somehow seems less personal. Even though it's not. Put yourself in the goats' hooves.But then there are others who just outright tell people that's where they're going. Now it seems more cool to be more … [Read more...]
Mark Driscoll in Hell
I read this story last night about Mark Driscoll's interview by Justin Brierley who hosts the UK Christian podcast Unbelievable. This interview, totally in keeping with the name of the show, is certainly unbelievable.I immediately thought of this cartoon. Double meaning: it acknowledges Mark's arrogant, male supremacist, bullying, tough guy attitude that he flaunts and buttresses with his theology. But it also suggests that his ideas will not survive the testing fires of purgation.If anyone … [Read more...]
Gay Saturday: homosexual hell
You might like to follow me on facebook and twitter, etc., because I post there far more often than just on my blog. (Just go to my blog and click on my social media under my profile pic!) Interesting things happen there. For instance, last night on my facebook, twitter, google plus, linkedin and tumblr, I posted this: Navigating beyond the borders of the church is scary because support doesn't come from the church but from that which it doesn't endorse. In response, my fellow pastor and … [Read more...]
prayer from the cell: oh the numbers
When I was in my last year of high school I was good friends with Janice. I remember we were at a party. We got into a conversation about God because she knew I was going to go to Bible College and she asked why. She had gone through so much suffering in her life that she decided there must not be a compassionate god. She added force to her argument by pointing out all the atrocities around the world throughout history. She flatly said, "David, there is no god!"After the party when I was … [Read more...]
prayer from the cell: which word doesn't belong?
It is not helpful to be theologically lazy. It does not contribute to the conversation to dilute truth and make it palatable for everyone. It doesn't help when everyone conforms their ideas to make a soupy stew of tasteless substitutes.What I mean by this prayer from the cell is that I just can't simply say, "You're evil. You're going to Hell!" Or "You didn't accept Jesus Christ as your own personal Lord and Savior. You're going to Hell!" Neither am I willing to say, "God is good. There can't … [Read more...]
if there was a Hell
Why are some people so quick to consign others to Hell?If there was a Hell, wouldn't it be reserved for those who want to throw people there?But I suspect that even they, if given a glimpse of such a place, would change their minds.If they wouldn't, how hard their hearts? … [Read more...]


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A Fresh Start
We went to see Les Miserables last weekend…did you know they sing every word in that production? For those of you who haven't seen the musical play or movie Les Miserables, the basic plot surrounds a man in the late 1800s/early 1900s who is imprisoned for stealing a loaf of bread to feed his starving nephews and nieces.
After 19 years of hard labor, he is free…only to find that life as an ex-convict is not really freedom. He is told to report his convict status to the authorities where he lives, so in essence the crime will haunt him for his entire life. As it turns out, there is one police officer who becomes hell bent on finding the ex-prisoner, even though the main character has completely turned his life around and more than repented for his theft. Instead of the typical good vs. evil story line, this instead presents the questions of what is a just punishment for a crime, and can someone ever escape their past mistakes.
When a punishment is given that seems disproportionate to the mistake committed, we create an atmosphere of fear. Team members will be hesitant to try new things, and management will seem hyper-vigilant. When a great amount of energy is spent on a small mistake, then there is no leverage for reacting stronger to mistakes that are even more important such as patient care or medical mistakes. As a parent you hear the phrase "pick your battles wisely," meaning that some things just don't require a huge reaction, whereas other things you simply must enforce.
Everyone makes mistakes, and that includes the person staring back at you from the mirror. We welcome the opportunity to fix our mistakes, and learn from them as well. Yet sometimes we hold someone "guilty" in our minds even beyond a reasonable amount of time. We may still distrust the person's medicine calculations because of an error in the past. We may resist asking for their help if they couldn't restrain the last feline patient worked on together. We might want to handle all of their credit card payments because of the mix-up caused in the past. Obviously you want to ensure that the colleague recognized her mistake, and have learned from it so to avoid it in the future. But then, you must give them some slack to earn your trust back.
If the person who made the mistake is the person looking back from the mirror, then you also need to give yourself a break; no one is perfect. Sometimes the management of a practice can react in a way to mistakes that make us hesitant to even try again; we lose our confidence in the task. This is not helpful, and can damage someone's ability to achieve future success. It is best if even those in leadership positions in the practice can admit their own mistakes to the team, and demonstrate how to move forward in a positive way. In this way, respect is fostered, and trust is maintained.


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Abin Sur (GL 07)SKU: 027084932614 Price: $24.99 On Sale! $11.99 Write a review | No reviews for this product.
Take the Green Lantern Oath, and fight evil's might with the Green Lantern Abin Sur figure! This 4" scale figure of the heroic Green Lantern is fully articulated, and includes a Power Ring-created jumbo mace construct accessory and a kid-sized Green Lantern Power Ring.
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How the Designers Will Be Feeling Come Spring: New York Fashion Week Preview
Distinguishing trait: Vertical parallel ribs
Rule of thumb: The thicker the ribs, the more casual the corduroy. Ergo, a pinwale weave like this one dresses up or down more easily than a thicker cord, especially if you opt for darker shades or even light gray.
Three-button cotton-corduroy jacket ($1,725) and cashmere sweater vest ($730) by Michael Bastian; cotton shirt ($375) by Emma Willis; cotton jeans ($160) by Diesel; leather shoes ($188) by Cole Haan.
The Best Dressed Real Men in America: Meet the Finalists


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24" Red Bungee Cord with 2 Carabiners
Wow...this is no ordinary bungee cord. It has two, count 'em, TWO...silver...carabiners. Great for clipping on your kid's big wheel to keep them safely within your sight. Or maybe you want to string up a pinata on your ceiling fan! The options are endless. Only $2.95 for 2 feet of springy fun.


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Having a vibrant financial sector that provides an array of modern
services in a fast-growing economy such as
Ethiopia's calls for banks to have a strong capital
and liquidity standing, argues Alemseged Assefa,
former vice governor of the National Bank of
Ethiopia. Therefore, the new capital requirement
threshold issued by the central bank is imperative,
he observes.
Recapitalizing Banks: A Penny Saved, A Penny Earned
Over the past sixteen years, a number of private banks have joined the
banking industry posting a double-digit profit
growth and high returns following the emergence of
the country from mono and state-owned banks to
markets opening up in line with the thrust of the
government's economic policy. Year after year, more
and more private banks are joining the banking
industry, in which investors are attracted by bumper
profits and high dividend payouts. Thus, buying bank
shares has become an attractive investment.
As a result, there are about sixteen private banks currently in the
business and more than a dozen of banks are in the
offing to join the industry. With the renewed
capital requirement, nevertheless, the banks are
poised to look into how to raise the required
capital and stay in business with healthy and strong
balance sheets.
The initial capital requirement of 50 million Br at the beginning of
1990s, equivalent to about 5.6 million dollars at
that time, and the subsequent raised capital
requirement of 75 million Br, may have been
appropriate to the then economic and business
With the country's stellar record of stable macroeconomic management,
continued solid growth and an increased capital
requirement to operate a business, however, small
banks with little capital may not meet the growing
demand for financial services. So they would not be
able to underpin modern products required by
investors, entrepreneurs, companies, individuals,
households, and consumers.
The National Bank of Ethiopia (NBE) has raised the capital threshold
that banks must have by June 2016 to 500 Br million,
having realized the need for banks to build up their
capital. It amounts to a capital requirement of 30
million dollars with the current exchange rate.
Given the current capital level of most private banks, the requirement
may look a bit large in today's value of Birr. But
if we consider the value and exchange rate of Birr
in five years, it will not be large enough for banks
to maintain lending for small and medium
enterprises, companies to build new factories and
expand their operation, consumers to buy new car,
real estate developers to develop land, individuals
to build houses or households to buy modern
Although the banks' current profitability is strong with double-digit
growth, they must have adequate capital and
liquidity reserve to fall back on if their
profitability falls due to an unfavorable economic
and business environment. The banks cannot
adequately maintain their prime business of
increased lending with small capital and liquidity
reserves if the economic situation becomes
unfavorable for them.
No doubt that the long-term prosperity of the nation cannot be
ascertained if banks cannot lend enough money to
investors as required by the growing economy of the
country. Therefore, the need to press banks to
build their capital and liquidity position, and
boast their capital adequacy ratio, is necessary for
the health of the financial system and the economy.
To remain afloat in the business and protect themselves against risks
or losses from their operation, banks must always
improve their liquidity positions and raise their
core tier-one capital ratio; which is a key measure
of strength. They need to ensure that the ratio does
not fall below the crucial threshold set by the
Basel standard. This is what we see is happening in
the emerging market economies of South East Asia and
Latin America. Some countries even have a banking
sector with an average capital ratio of above 10pc,
which is well beyond the Basel III standard.
The growth of internet banking, mobile banking, credit cards and an
array of investment products for depositors and
borrowers demands that banks be ready for
intensified competition in the banking business.
The stiff competition they will have to face in the
long run, when the banking industry to becomes open
to foreign competition, should also not be
Thus, there should be no disagreement with the move to press the banks
to build their capital over a five-year period to
the new level. The moot question is how the banks
will raise enough cash to meet the requirement.
The first option would obviously be to go public and issue shares to
raise money from the market. This, of course, would
not be an easy task as many of the established banks
that have been in the business for several years and
those in the offing would be in a rush to issue
considerable shares in order to raise sufficient
cash from the public market. Cashing in by going
public would require conducting research and
developing a marketing strategy to attract investors
with significant cash or wealth, and the lower and
middle income class of society to buy the floated
Noting the current bumper profit of banks and the impressive yield of
bank shares, in which their profitability and high
investment return is the envy of other share
companies in the economy, this group of investors
may go out and buy the bank shares right away and
earn a decent return on their real financial assets
Recapitalization could also be undertaken by cutting dividend payouts
of shareholders until the capital requirement is
raised to the required level. A third possible way
would be to mull over the possibility of mergers.
This is more applicable to banks that are finding it
difficult to gain access to public resources within
the required time frame.
In effect, Ethiopian banks need to grow bigger by building their
capital and liquidity position as the economic
resilience and long-term prosperity of the nation
highly depends on a healthy financial system. It
also depends on the evenhanded balance sheets of the
All the unfolding circumstances in the international financial system
dictate this; although, not so evenly in developed
and emerging market economies. The new capital
requirement has, therefore, begun to write a new
chapter for the future of the banking industry and
the nature of the financial sector in Ethiopia.
Banks need to wake up to the call by the central bank and develop a
well-planned strategy to meet the capital
requirement over the fixed time horizon. If so, it
might be possible to see strong banks and a vibrant
financial sector that provides an array of modern
services in an economy that is enjoying a growth
rate beyond most of the emerging markets for over
seven consecutive years.
Alemseged Assefa,
Former vice governor of the National Bank of
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Aislinn Sands
Fatal Rescue
On the eve of their divorce, Jacob (Steve Guttenberg) and Emilie Jones (Aislinn Sands) find their son has gone missing while playing in the woods. Now lingering contempt must be set aside to save the boy whose time is fast running out. As firefighter Mike Garner (Dominic Rickhards), Emilie's ex-lover, leads the rescue, he and Jacob must work together to save the boy trapped in a well with rising water. But a dark secret threatens to derail them.


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This interview is copyright-free for publication by your media
Ryszard Kalisz on the fight against terrorism: "It is essential that countries work hand in hand''
At the meeting of European Interior Ministers on the fight against terrorism and organised crime held in Warsaw on 17 and 18 March, Polish Minister of Internal Affairs and Administration Ryszard Kalisz stressed the need for international co-operation in the fight against terrorism. "If we are to wage an effective struggle, it is vital to draw up legal instruments which can be used in the same way for all countries, allowing technical and operational activities to function properly", the Minister said in an interview.
Warsaw, 16 March 2005
Question : Why is it important to combat terrorism at European level?
Ryszard Kalisz : International terrorism is based on political motivation and that is something that knows no boundaries. It is very important that countries work together to combat terrorism. The perpetrators of terrorist acts very often prepare them and carry out the training in another country to help them to keep their acts confidential. Cooperation in combating terrorism is therefore essential, and something which serves the whole international community.
Question : What do you hope this conference will achieve?
Ryszard Kalisz : The conference is a platform to discuss mechanisms to combat terrorism. If we are going to fight successfully, it is very important to define legal texts that can be used equally by all the different countries, allowing technical and operational work to run smoothly. The conference is also a place to bring together the people who are deeply involved in fighting terrorism and organised crime, giving us a chance to discuss some of the work done by the Council of Europe which we greatly appreciate – for instance, action against money laundering, human trafficking and corruption.
Question : Why is Poland backing this initiative?
Ryszard Kalisz : Poland is an active member of the international community. It is an active member of the Council of Europe, and from November 2004 to May 2005 we hold the chair of the Committee of Ministers. We are fully behind any initiative to stop terrorism and crime.
Warsaw will host the Council of Europe's third summit in May 2005.
Question : What are your expectations for the event?
Ryszard Kalisz : We are very proud to host the third summit of Heads of state and government. It will be a fitting end to our six month presidency and shows Poland has a place at the heart of Europe. The Polish people are happy to have this kind of event in Warsaw and I am convinced that Polish efforts will be greatly appreciated by all our fellow members of the Council.


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Latest question:
How do you think the new GigE standards will influence the machine vision industry?
Respond or ask your question now!
Burnham Institute for Medical Research (La Jolla, Calif.) is using Aperio Technologies, Inc., (Vista, Calif.), award-winning ScanScope® slide-scanning system and quantitative immunohisto
chemistry tools to assist in the validation and clinical translation of Burnham's cancer biomarkers. Aperio's digital pathology platform provides pathologists with global, Internet-secure access to digital slide images and related information from anywhere, anytime.
The collaboration originated at a single site at the Burnham Institute in La Jolla, where Aperio's image analysis software helped researchers and pathologists measure nuclear, membrane, and cytoplasm protein expression in tumor tissues. The ScanScope slide-scanning system with assisted software facilitated the high-throughput investigation of hundreds of cancer cases on tissue microarray (TMA) chips.
Today, their collaboration extends to multiple projects that encompass more than 50 daily users and external collaborators from more than 26 labs, all of whom access digital slide images remotely to annotate their digital slides, apply image analysis algorithms, and share results using digital slide conferencing. In one project alone, 240 prostate cancer cases displayed on 1,600 tissue microarray cores were reviewed by four pathologists from different academic locations across the United States and then immunoscored by Aperio's image analysis algorithms.
Aperio worked with Burnham researchers to develop advanced image analysis algorithms for Burnham's novel dual or multicolor stainings in histology and immunohistochemistry to facilitate the simultaneous measurement of protein expression, cell typing, or protein colocalization. Digital pathology is ideally suited to support Burnham's expansion in Orlando, Fla. and Santa Barbara, Calif., lowering geographic barriers and connecting scientists and pathologists from remote sites.


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The dynamics of extinction and diversification of life is not a simple random process, driven by arbitrary inputs. Biotic interactions are known to play a very important role in the population response to physical factors. In spite of this fact, it is not clear how the ecological scale is related with the macroevolutionary one. In this paper we suggest that both levels are, at least to some extent, decoupled. Using a simple model of large-scale evolution, we show how an n-species ecosystem evolves towards a critical state where extinctions of all sizes are generated. This state involves a situation where high unpredictability is present. The basic properties of the overall macroevolutionary pattern are well reproduced and a new interpretation for this process is suggested.
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11 December 2012
Media Release
NCWNZ welcomes funding boost for sexual abuse helpline
"NCWNZ is delighted that Auckland Sexual Abuse Helpline (ASAH) will be able to continue to provide its critical 24 hour service to those who need it, when they need it most," National Council of Women of New Zealand (NCWNZ) President Barbara Arnold said today.
Barbara Arnold was commenting on the news that ASAH has secured interim funding and a commitment to a sustainable three year contract, after a funding shortfall raised fears that service hours would be cut.
"The UN committee which monitors the Convention on the Elimination of All Forms of Discrimination Against Women (CEDAW) has expressed concern about the continued high and increasing levels of violence against women and the low rates of reporting and conviction, particularly relating to sexual violence.
"Statistics show that one in five Auckland women are likely to experience sexual assault over their lifetime – so this is a vital service," explained Barbara Arnold.
"As well as 24 hour crisis counselling, ASAH provides a call-out service to support women through police interviews and forensic medicals. It's incredibly important that women can access the assistance they need, and it is clear that these services are necessary 24 hours a day and not just during the standard working week.
" We're delighted that a funding solution has been found to ensure that these services continue," Barbara Arnold concluded.


text:
Sometimes things require a fresh coat of paint—figuratively, for those seeking a new look at the salon, or literally, for blacking out the nursery walls after your baby is unexpectedly born goth. Get an alternative look with this Groupon.
Choose Between Two Options
- $75 for one Keratin treatment (a $150 value)
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Stylists infuse locks with Keratin for sleek, shiny styles.
Some hair-straightening products that claim to be formaldehyde-free include aldehyde compounds, which are similar to the carcinogen formaldehyde. Side effects may include nosebleeds, headaches, vomiting, and respiratory problems, among others. Learn more about the health risks here.
Anglez Salon
The team of stylists at Anglez Salon beautifies guests with salon services that include hair care, nails, and waxing. Along with cuts and colors, they transform tresses with Keratin treatments for frizz-free, manageable styles.


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News & Events
Jane E. Henney, M.D. - PDUFA Public Meeting
"This text contains Dr. Henney's prepared remarks. It should be used with the understanding that some material may have been added or deleted during actual delivery."
Remarks by:
Jane E. Henney, M.D.
Commissioner of Food and Drugs
U.S. Food and Drug Administration
Prescription Drug User Fee Act (PDUFA) Public Meeting
Washington, D.C.
September 15, 2000
Good morning. On behalf of the Food and Drug Administration I want to thank each of you for taking the time from your busy lives to join us today--to hear about the agency's experience, and to share your views regarding the Prescription Drug User Fee Program.
The origin of the Prescription Drug User Fee Act, or PDUFA, began in 1992. Congress authorized a five-year program that provided FDA with additional resources to hire more medical and scientific reviewers to conduct premarket reviews, as well as support staff and field investigators.
The increased funding also enabled FDA to actively upgrade the agency's information system. All these changes were intended to accelerate the application review process for certain human prescription drugs and biological products.... a process that had become slow and unpredictable.
FDA was bound by the 1992 legislation to meet a set of review goals under PDUFA I that would become more stringent each year but it enabled FDA to collect user fee resources from the industry to make achievement of these goals possible. FDA agreed to meet drug review performance goals that emphasized timeliness and predictability. There was not then, and never has been, a guarantee of approval.
FDA was and is expected to apply the same high standards-indeed, the gold standard for the world-for safety and efficacy evaluation for those products that would enter the marketplace.
The results of this initial experiment were reviewed in 1997. The results demonstrated clearly that when adequately resourced, FDA is capable of meeting the most demanding of performance standards. Thus, Congress renewed the Prescription Drug User Fee Act for another five years.
With this renewal came additional resources, but higher expectations for reviews, and additional goals related to FDA's responsiveness to industry during the early periods of drug development. Once again, in the first three years of PDUFA II, the agency has met, with rare exception, all of the performance goals expected.
We can now confidently state that these results provide evidence that we're far beyond the experimental testing phase. Nevertheless, under the sunset provisions of the Congressional authorization, further legislative action will be necessary if FDA is to maintain the authority to collect user fee revenue beyond 2002.
We've set this time aside to pause and reflect on the benefits and accomplishments of this effort, but also to raise some fundamental issues and questions.
It's clear that user fees have brought many benefits. Patients and health care providers are able to obtain drugs faster. PDUFA's goals specify review times-or the time it takes FDA to make a decision--and not approval times. Nevertheless, we've seen both review and approval times decrease dramatically.
Approval time has dropped from a pre-PDUFA median of 23 months to 12 months. Approval time for priority products has dropped from a median of more than 12 months in the early PDUFA years, to 6 months. The quality of submissions has improved too. Now, approximately 80% of applications submitted are ultimately approved. Before PDUFA, only about 60% were eventually approved.
At FDA, drugs and biologics are now being reviewed as fast or faster than anywhere in the world, without compromising the very stringent standards Americans have come to expect.
This high quality performance by the agency and predictability in its review function has been an asset for industry as well. Because our reviews are more timely nearly 18 months has been shaved off industry drug development time - resulting in a savings of nearly 2 billion dollars per year. Predictability by the agency also means industry can better plan and manage its own internal affairs. However, from the agency's perspective, while the premarket review is a critical piece in the risk assessment and management of medical products, it cannot, and should not, be seen in isolation.
FDA is expected to be, and is, committed to the lifetime of the product-not just from the early stages of drug development, to the review and approval, but also to monitoring the products once they reach the marketplace. The public expects and deserves to have safety assurance throughout a product's lifetime, including the time it reaches the marketplace and is used by the health professional and the patient.
While the results of PDUFA have generally been positive in our premarket review function for drugs and biologics, there's been a significant impact on the agency's other functions.
The post-approval areas are just as critical to assuring the safety of a product over its lifetime of use. One such area is adverse event reporting--a process that allows us to discover previously undetected, and unexpected, adverse reactions to products after marketing. This is a key area since, prior to approval for marketing, most drugs are exposed only to a relatively small population in a controlled environment.
Another area involves our surveillance and investigative work in the field. FDA maintains its presence in inspectional programs by taking samples and conducting tests to assure that drugs continue to be manufactured with adequate quality control. The inspection process is a critical part of our risk management strategy, ensuring that products are manufactured according to appropriate standards to assure their reliability. When this function is not adequately funded, one of the critical safeguards for American consumers who need and want these medications is undermined.
These postmarket functions and other important premarket programs, such as over-the-counter drugs, medical devices, and blood are becoming seriously underfunded. Because these components are outside the user fee supported drug review process, the "additive provisions" of the user fee legislation have forced them to absorb over $200 million of mandatory pay raise and inflation costs since 1992. These equally vital programs are lacking in terms of staff and operating dollars, while drug review activities have grown substantially. What has emerged is a system of "haves" and "have-nots."
I'd be remiss if I didn't also mention another issue we hear on occasion about the PDUFA program. There's a perception by some that having the regulated industry provide funding for review may compromise the agency's independence and objectivity. We have no evidence for this but even the perception of a conflict of interest is a worrisome issue that must be addressed, for it threatens the confidence of consumers in the integrity of FDA's reviews.
As we began the user fee program in 1993, seven percent of drug review funding came from user fees. This percentage has increased each year. In this fiscal year drug review funding from user fees will nearly equal the funding received from appropriations. Dr. Suydam will address this in more detail shortly.
Our country isn't the only one that has experience with industry funding for drug review. Other countries use industry funding to pay for the review function, and in some cases, for the entire drug regulation process.
We'd like to take the opportunity today to hear your opinions and perspectives about our current funding arrangement and deal with concerns both real and perceived.
What you'll hear from our panelists this morning are FDA's experiences with PDUFA...our lessons learned. And we'll hear from our stakeholder groups that are affected by user fees. What works? What doesn't work? Which aspects of PDUFA should be kept, and which should be changed or eliminated? This is your chance to tell us what you think. Help us design the best possible program for the future--one that will be of most benefit to all concerned, but maintain the support and confidence of the American people. We're here to listen.
Thank you again for your interest and your attendance here today. I look forward to sharing our views with you and listening to your concerns and perspectives.


text:
As evidenced by a new patent (number 8054221) at the US Patent & Trademark Office that shows Apple is working on satellite navigation system for portable devices.
Per the patent, a portable user device may provide Global Positioning System (GPS) services. The device may include a GPS receiver. The GPS receiver may provide accurate information about the current location of the device. A user may use the device to perform tasks. Certain tasks may generate excess heat or de-generate heat that causes the GPS receiver to perform unsatisfactorily. Methods are provided that can test GPS receiver performance during acquisition mode and during tracking mode.
During testing, the GPS receiver may be given a predetermined amount of time to acquire a GPS fix. The GPS receiver may be tested repeatedly to acquire successive GPS fixes. After a desired number of tests are performed, a success rate may be calculated. If the success rate is satisfactory, the GPS receiver satisfies...| Read more »


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This Forum has been archivedVisit Discussions
If you are wondering why, it's because the mini-boss tower thing is kinda hard. I usually beat in with 0 lives and 1 ring or less. Blue LightBlue Light 22:47, 19 December 2008 (UTC)
- It's a common game mechanic... the more progress you make in any game, the more harder it becomes.--Mystic Monkey 21:41, 24 December 2008 (UTC)
It figures, and even I should've known that.Blue Light 00:39, 1 January 2009 (UTC)Blue Light


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In South Mallorca.Terrace & pool.AC/WiFi
Número máximo de hóspedes4
Tamanho70 m2
Andar no.2(com elevador)
- Cozinha
- Ar condicionado
- Lavadora / Secadora
- Estacionamento disponível
- Balcão/terraço
- Internet/WiFi
- Recebe famílias (com crianças)
Resumo da propriedade
|Calle Estels Xapats, 07609 Llucmajor, Espanha
|Tipo de propriedade
|ID da Propriedade
|Taxa de aceitação
|Tempo de resposta
|Algumas horas
|Calendário atualizado
Apartment on the second floor with lift. 2 bedroom and terrace with clear views. Close to Palma and the beautiful beaches of South of the island. Very nice area with many amenities to make your stay easier, the pool is quiet.
Apartment for 4 people. 2 bedrooms with double bed. Both bedrooms with exterior window. Living room with international TV and Hi fi. Equipped Kitchen: 4 ring hob, oven, microwave, refrigerator, toaster, kettle and washing machine. Bathroom with bath-shower. WIFI. Air conditioning / heating in all rooms. Terrace with open view. Private garage.
Surrounded by beautiful pine groves and Mediterranean gardens and located in a natural environment.
Pool shared with few neighbours. Never more than 10 people!
Private garage semi-covered.
1 set of bed sheets and blankets.
1 set of towels per person. Also tea towels.
20 meters there is a fitness center with tennis and paddle courts.
400 meters a small shopping center with shops, restaurants, bars, supermarket, bank, etc.
Approximately 700 meters there is easy access to the sea, with fantastic views over the Bay of Palma. Diving is available.
Fruit and vegetable market every Wednesday.
Straight to cycle routes of Llucmajor.
Sand beaches in this area ; 4km. Cala Blava, S'Arenal 5km. and 8km Cala Pi.
Hiking in Camino Sa Torre visiting Bodega Bordoy where wine Sa Rota is produced.
Opposite to the Residential Maioris is the golf course MAIORIS.
15km. driving distance from airport and 20km. from Palma.
Bus and taxi service to S'Arenal and to Palma. Car would be highly recommended, but not essential.
The rental of this property is based on the Spanish Law on Urban Leases (29/1994, 24th November). According to this law the property is available for seasonal renting, however, the contract does not offer any tourist service. It is only for the use and enjoyment of the property.
Regras da casaShort stay (less than 1 month):
Price includes consumption of electricity, water, WiFi, linen and towels. On arrival will be asked 70€ cash for final cleaning and 200€ damage deposit to be returned at the end of your stay.
There will be a charge of 30€ for arrivals after 21:00.
Long stay (from 1 month):
Rental price includes the consumption of water and WiFi. Sheets and towels.
Electricity is not included, the estimated cost is 70€/month. The day of arrival we noted in the contract meter reading. Actual spending may be higher or lower than the estimate based on the level of consumption.
On arrival will be asked 100€ cash for final cleaning and between 300€ and 500€ deposit on account of electricity consumption and damage deposit. It will be returned at the end of your stay.
|Entrada após
|Check-in antes
|Por acordo
|Saída antes
|Política de Cancelamento
Comentários sobre a acomodação
Comentários sobre outras ofertas desse anfitrião.
Wir hatten eine tolle Zeit in Palma. Die Wohnung war sehr ansprechend, hell und von der Grösse absolut ausreichend. Die Schlüsselübergabe hat auch gut funktioniert.
First visit to Palma, we were met by Victoria who was lovely. She guided us to the apartment then recommended places to visit etc....
The apartment was perfectly located, close to many restaurants & bars (not too close, it was quiet after midnight) the excellent fresh market Olivar was only a short distance away, within easy walking. Also ideally located for the many attractions in & around Palma especially the old town.
The accommodation was spotlessly clean & comfortable, we would highly recommend this for future visits. Very impressed by Wimdu, we will definitely book our next trip with them.
Perfekt läge i gamla stan nära till allt, fräsch och mysig lägenhet. Trevlig och hjälpsam värdinna, Victoria. Allt fungerade!
Victoria was very nice and helped us out with every question we had. The Finca was beautiful and clean as well as the pool. We had everything we needed and had a great time on Mallorca. But we noticed that the supermarket is not as near as written in the info. The Area is beautiful and you have a bus stop directly in front of the house. All in all we enjoyed our stay very much and hope to come back soon :-)
Great location in heart of the city, minutes walk from shops, restaurants, beautiful squares yet quiet and peaceful. Comfortable, clean well equipped apartment, located on 2 floor so a bit of a climb if you have heavy bags. Victoria was great with helpful advice on things to do. We loved it and will be back!
Wundervolle Wohnung. Sehr großzügig und schön eingerichtet. Absolut zentral in der Altstadt. Sehr netter Kontakt mit Victoria. Vielen vielen Dank, wir kommen sicher nächstes Jahr wieder!
The stylish, super clean flat can not be more central than it is! We felt there just like at home :-)
Everything (shops, restaurants, bus station, cathedral, citybeach, port) ist just a few minutes walk away from the flat.
The communication went super easy and fast with Victioria and Merce, Merce gave us loads of tipps where to go to make our Mallorca trip unforgettable.
Thanks for everything again, we´ll defenitely come back to you! ;-)
¡Hemos pasado unos días geniales en Mallorca! El apartamento es estupendo, muy bien cuidado y en una ubicación privilegiada. Victoria y Mercé son majísimas, muy serviciales y amables.
Die Wohnung ist ideal für einen Palma-Besuch: super Lage, geräumig mit der schon vielfach gelobten Dachterrasse, sauber und mit allem ausgestattet, was man braucht - selbst einen Haarfön haben wir vorgefunden. Wir haben uns sehr, sehr wohlgefühlt und können früheren guten Bewertungen nur zustimmen. Sofern man keine Schwierigkeiten mit dem Treppensteigen hat (hohe Stufen), können wir das Penthouse zu 100 % weiterempfehlen. Auch die Betreuung durch Mercé und Victoria war sehr gut, die Verabredungen bezüglich der An- und Abreise haben super geklappt. Vielen Dank für einen schönen Aufenthalt!
- Qualidade do alojamento garantida
- Todos os anfitriões são verificados por telefone
- Pagamento seguro, certificado SSL


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I got to have dinner tonight with Terry.
Terry was my sophomore English teacher in high school and, later, when my internship was imploding due to stupidness and politics, she offered to take me in. I flourished under her mentorship, and we've developed a strong friendship as a result.
I really admire this woman. She is thoughtful and creative, she genuinely cares about her students, she's in love with the discipline, and she's one of the most ethical professionals I've ever met. Despite the fact that we were supposed to have a mentor/apprentice relationship, she demanded that I approach her and the work we did together as an equal exchange; she made it patently clear when she accepted me as her intern that we were no longer teacher and student. It's taken me a long time to think of her as a colleague, but I think I'm finally there.
One of the things I love about spending time with Terry is that, no matter how uneasy or uncertain I feel about the job I'm doing – no matter how frustrated I am that the kids aren't doing the work, or that I'm going to lose each and every one of them to their own stubborn ignorance – I leave our time together feeling like I really AM good at this job. Terry's been teaching for a long time (I don't know how long, exactly, but she was my sophomore teacher, so that's saying something), and it's heartening for me to hear her talk about the same fears and frustrations that I feel. We collaborate beautifully, we always come away from each other with new ideas and different tactics to try, and we encourage and energize each other.
I don't know how to adequately express how wonderful it feels to be respected – truly respected – by someone I admire as much as I do Terry. She is who I wanted to be when I grew up – she is one of my big inspirations for choosing the path that I chose – and I think that much of the satisfaction I feel when I spend time with her is rooted in the fact that we really are very much alike.


text:
Hello and welcome to my website. This site contains materials related to my research, teaching and travels (usually related to my research). For more extensive information about me, you can read this page. Basically, I am an anthropologist, researching the phenomena of health care worker migration from the Czech Republic. I did fieldwork in Prague from November 2008 through October 2009. I did my doctoral degree at Indiana University, Bloomington, but am originally from Texas and attended Texas A&M University. I currently teach as a lecturer of applied anthropology at Monmouth University.
If you have any questions or comments regarding my research or teaching, please contact me at firstname.lastname@example.com.
[Teaching Portfolio] If you would like access to this file, please contact me for the password.
Pictures in the header [from left to right]: Me at a wine festival in Znojmo, Czech Republic; Lipnice, Czech Republic, the village where Czech humorist and writer Jaroslav Hasek is buried; grafitti at Letna Park, Prague; Petrin Hill, Prague, a spire of Sv. Vitus, Prague.


text: This photo shows both sides of the Commercial Slip as it enters the Buffalo River. The New England Block has been demolished. A fragment of an original party wall with its foundation is seen at the right. The reinforced concrete abutments of the railroad bridge seen here have been located in recent archaeology.


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It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....
HIV Prevention Message Board
had uprotected sex 6 years ago, could i be HIV+ and not having no symptoms?
All times are GMT -7. The time now is 08:12 PM.
Site owned and operated by HealthBoards.com


text:
Mars Chocolate is extending its classic Milky Way franchise further into the ice cream category with new Milky Way chocolate ice cream bars.
Mars Chocolate is bringing a new treat to the frozen food aisle.
Mars Chocolate is getting ready for the holiday season by unveiling its new offerings for winter 2012.
Mars Chocolate North America kicked off its 50,000 Mars Random Acts of Chocolate initiative, providing New Yorkers with free samples of the company's chocolate brands.


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Al Roker: 'I Would F-ck Spencer Up'
When did Al Roker become a goddamn badass? This morning on Today he defended yesterday's verbal bitchslapping of Heidi and Spencer, E! News reports:
During a recap on this morning's episode, Meredith Vieira showed a clip of yesterday's much-discussed interview with Spencer and Heidi Pratt. When Roker asked if it looked like an attack, as they claim, the hostess pointed out that what she showed was only a small segment.
"I kept going, then I hit them with Mace and tied them up," he joked.
"Spencer said, 'He's lucky I was saved by Jesus, because a couple of weeks ago I probably would have ripped his head off for talking to my wife like that,' " Viera read from the transcript before asking Roker, "Are you proud?"
"Yes, I am," Roker replied. "I believe I asked what a lot of people wanted to know and, if he had tried to come across, I would have dumped him like a bag of dirt."
Actually, what I want to know is exactly what Spencer's head sounds like once it's gripped by a black man and careened off a television camera, so if you could remember that for next time, Al Roker, I'd appreciate it. Not that I'm telling you how to do your job or anything oh God don't hurt me.
Photos: Splash News


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" Manufacturer: Wainwright's / Type: Dog Food "
These are very similar to Arden Grange and James Welbeloved biscuits.
They are in a bone shape and have a greasy coating so looking quite meaty and tastey for the dogs.
They are in exactly the same size and shape bags as the other biscuits and are about that same price too. This makes the biscuits quite pricey to buy all the time but nice for a treat every now and then. The dogs seem to like them and munch them down quickly, they really dont last long in their jaws!!
They are quite hard and breaking them into smaller bits is a bit of a nightmare as they just crumble up really! And the greasy out leaves a bit of a film on your hands. They are not good to leave in your pocket
either as a greasy lining covers your pocket too. Getting them wet is also a bit junky so a bag for these are advisable.
The ingrediants of these are natural and so nice to feed the dogs, I dont like too much sugar or artifical things, these have no colours and are a muddy brown so they look natural.
Due tot he price of these I do not buy them often but they are nice when bought and my dogs like them!


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Latest Threads
Popular Threads
Forums News
Crow Clone Technique
This jutsu appears to be similar to the Water Clone Technique, with the exception that after the clone has been destroyed the body will disperse into a flock of crows, which can continue to speak and maintain a physical form. The capabilities of the crow form is unknown. However, Itachi was able to cast his Sharingan Genjutsu while in clone form, so it is likely no more limited than other such clone techniques.


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AP Photo/Mark J. Terrill
AP Photo/Mark J. Terrill
Alive and kicking from New York, it's Tina Fey's book deal!
Amid reports of particularly egregious bidding wars, Fey's rep has confirmed the Saturday Night Live cum 30 Rock cum Saturday Night Live star has continued in her quest for media domination and indeed signed a book deal.
Details are being kept under wraps, with no official word on subject matter, release date or the value of Fey's contract.
What has been confirmed is that Little, Brown & Company will release the would-be best-seller.
Last week both the New York Post and Observer reported that Fey was entertaining offers in the $5-6 million range and that the tome would not be a memoir, but "nonfiction humor," most likely a collection of humorous essays.
While Team Fey and her publisher are mum on the money, reps for both did confirm that the deal included a gift to the nonprofit group Books for Kids to help stock school libraries in New York City.


text:
- Created By artypants1017
Finally!I got my charager back! it's about time! i had to get it through the mail and it comes a day late. Well, While I didn't have my computer (becuase it died) I've been doing nothing but draw. Mostly .... ok only on my Sercet power b...
I'm Back from down the shore!!
But, I left my computer charger down there. T.T
So I can't be on my computer all the time.
My grandma's going to sent it back to me in the mail on Monday so I don't know when I'll get it.
But other then that, I missed you all and I'll post when I can!
Camping 8/13/10Camping 8/13/10 - 8/15/10 People- Andrea D. Bill D. Jamie D. Justin (Jamie's boyfriend) Jack B. Barb B. Sandy Y. Cathy S. Bob S. Alyssa S. Katie (Alyssa's friend)...
I'll be gone
Hello everyone!
I just want to say that I will not be here for the next week or so.
Tomorrow I will be going camping for the weekend.
And when we get back, we're leaveing monday to go down the shore for the week.
So I'll be back whenever, and i'll miss all of you!


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Join as a member. There's a certificate with your name on it.
A small distribution to install Drupal with user interface translations pulled automatically from localize.drupal.org. It is suggested you use this distribution to start off with Drupal if you'd like to set up a localized site. You can find setup instructions for the Drupal 7 version (which applies to Drupal 6 as well) at http://localize.drupal.org/node/2024
Localized Drupal ships with Localization update for sustainable translation management and Localization client for fixing translations and contributing back to the community (both on Drupal 6 and Drupal 7).
Get involved!
Look at http://drupal.org/project/issues/search?issue_tags=localized+install for the outstanding issues around this workflow, completing which should lead us to an ideal world. There is work to do.
Sponsored in part by Acquia.
Project Information
- Maintenance status: Actively maintained
- Development status: Under active development
- Reported installs: 14 sites currently report using this distribution. View usage statistics.
- Downloads: 122,790
- Last modified: 2 December 2014
- Stable releases for this project are covered by the security advisory policy.
Look for the shield icon below.
|tar.gz (3.8 MB) | zip (4.45 MB)


text:
Watch movies online for free without downloading
TV Series
Kim Basinger
Watch Kim Basinger Movies Online
December 08, 1953
IMDB Name
Kim Basinger was born December 8, 1953 in Athens, Georgia, the third of five children. Both her parents had been in entertainment, her father had played big-band jazz, and her mother had performed water ballet in several Esther Williams movies. Kim was introspective, from her father's side. As a schoolgirl, she was very shy. To help her overcome this, her parents had Kim study ballet from an early age. By the time she reached sweet sixteen, the once-shy Kim entered the Athens Junior Miss contest. From there, she went on to win the Junior Miss Georgia title and traveled to New York to compete in the national Junior Miss pageant. Kim, who had blossomed to a 5' 7" beauty, was offered a contract on the spot with the Ford Modeling Agency. At the age of 20, Kim was a top model, commanding $1,000 a day. Throughout the early 1970s, she appeared on dozens of magazine covers and in hundreds of ads, most notably as the Breck girl. Kim took acting classes at the Neighborhood Playhouse, performed in various Greenwich Village clubs, and sang under the stage name Chelsea.In 1976, Kim moved to Los Angeles, ready to conquer Hollywood. Kim broke into television doing episodes of such hit series as "Charlie's Angels" (1976). Kim also starred in several TV movies including Katie: Portrait of a Centerfold (1978) (TV) and the Golden Globe-winning remake of "From Here to Eternity" (1979). In 1980, she married Ron Snyder (aka Ron Britton), a makeup artist she had met in 1979 on the set of her film Hard Country (1981). Kim asked him to change his surname to "something with a B" so as to match a luxury set of luggage they owned, hence the name Britton. Kim did good work in a few low-key movies like Mother Lode (1982), but it was her role opposite Sean Connery in the James Bond film Never Say Never Again (1983) that brought her fame and made her in demand. Kim was next paired with Burt Reynolds in The Man Who Loved Women (1983) and Robert Redford in The Natural (1984) (for which she received a Golden Globe nomination), and gave another critically acclaimed performance in Fool for Love (1985). Kim was Hollywood royalty for the rest of the 1980s, with starring roles in the high-profile films Nine 1/2 Weeks (1986), No Mercy (1986), Blind Date (1987), Nadine (1987), My Stepmother Is an Alien (1988) and Batman (1989).With perhaps too much disposable income, Kim headed up an investment group that purchased the entire town of Braselton, in her native Georgia, for $20 million (she would later have to sell it). In 1989, Kim divorced Ron Britton and began a relationship with Alec Baldwin the following year. They married in 1993 and had a daughter, Ireland Eliesse, in 1995. Kim took some time off to stay at home with her child. Kim, who loves animals and is a strict vegetarian, devoted energy to animal rights issues and PETA (People for the Ethical Treatment of Animals), even posing for some ads. She and Baldwin ended their marriage in 2000.Kim made an Oscar-winning comeback in the film noir L.A. Confidential (1997). Her salary for I Dreamed of Africa (2000) was $5,000,000, putting her firmly back in the category of big-name movie star. Kim later played Eminem's alcoholic mother in the hit film 8 Mile (2002). More recently, Kim has starred in the thrillers Cellular (2004) and The Sentinel (2006), and there are still many great things ahead, in the career of cover girl turned Oscar-winning actress Kim Basinger.
4 Minute Mile
The Natural
8 Mile
Fifty Shades Darker
The Door in the Floor
Charlie St. Cloud
Third Person
Never Say Never Again
The Sentinel
Fool for Love
9½ Weeks
Black November
Blind Date
The Marrying Man
The Mermaid Chair
My Stepmother Is an Alien
The Man Who Loved Women
The Informers
Cool World


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(June 1996)
On Mon, 3 Jun 1996, Robert Glover wrote: > The problem is that Perl 4 doesn't work properly under Linux. I've > installed and compiled it using the Linux-specific patches, and it > compiles and tests out just fine. I never had any difficulty with 4.036 under Linux. > I've posted this question to Usenet and had no response, so I figured I'd > ask here. The Slackware 3.0 distribution of Linux comes with Perl 5.001, > but we all know that Majordomo doesn't work on that one. Get 5.002 which works on Linux and with which majordomo works just fine. Patrick


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Hillsborough NJ Real Estate & Homes for Sale
14 Properties Found
The median home value in Hillsborough, NJ is $475,000.
This is
higher than
the county median home value of $380,300.
The national median home value is $185,800.
The average price of homes sold in Hillsborough, NJ is $475,000.
Approximately 76.7% of Hillsborough homes are owned,
compared to 6.33% rented, while
16.97% are vacant.
Hillsborough real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Hillsborough real estate agent to arrange a tour today!
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Courtesy: Re/Max Dreams
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Showings start 7/28 Get in to see this property before you miss out again on Huntington Park. Situated nicely in cul-de sac like community. The house is a blank canvass waiting for you to put on your personal touches. Walk out on to deck and face a gorgeous open space. Neighboring community yards away on the other side. Showings start on Friday July 28. This is a great community with tennis courts and pool. All major shopping and entertainment is very close by but not in your face. Hillsborough is a lovely community that takes pride in dressing up shopping areas and making businesses maintain a clean uniform appearance. This community is in great demand. This unit is priced to sell, has been kept up nicely and ready for YOU! Call and schedule a tour today! DON'T MISS OUT AGAIN ON HUNTINGTON PARK. THIS ONE HAS YOUR NAME ON IT. Live the good life in Hillsborough at the very desirable Huntington Park Community. You will see the difference right away.
Courtesy: REA AGENCY REALTY
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Beautifully maintained 4 bed/2.5 bath in desirable Hillsborough. Hardwood throughout. New air conditioning, furnace and hot water heater. Newer roof. on quite cul-de-sac. Custom Kitchen has plenty of cabinets to hold everything. This kitchen will be the centerpiece of all your holiday gatherings. Family room offers cozy fireplace,hard wood floors , sliders that open to porch, which overlooks private yard with a pool. First floor also boasts private den/office, updated bath and laundry. Second floor has 4 bedrooms with newer carpet. Master is spacious with walk in closet and update Bath. Just a few of the many features: Fabulous finished basement with built-ins. , 2 car garage with extra storage, Property back up to paths and twp.open space Conveniently located to schools, shops and transportation.
Courtesy: COLDWELL BANKER RES. BROKERAGE
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Immaculate, beautifully updated end unit in The Meadows in Hillsborough features 2 Brms, 2.5Baths, Loft, Skylights in LR, Full Fnsd Bmt, Lrg Pvt Patio, 1-Car Grge, First Level Boasts w/ LR, Cathedral Ceiling, Recess LED Lgt & Granite FP. 2017 Updated Kitchen includes new Granite c/top, New Cabinets, Glass Tile Back/sh New Dishwasher, Custom Made Counter, Tile Flr, New Sink, Faucet & Garbage Disposal. 1st Flr Laundry w/ New Top of the Line Washer & Dryer 2016. 2nd Lvl Features Master Bdm w/ 6 panel door closet, Balcony & Updated Master Bath'17. Second Bdm w/ 2017 Updated Full Bath. 2014 Hot Water heater. New Wood Flr on 2nd level. Kitchen Lgt controlled Timer Switch. New NEST Wifi Thermostat.1-yr Home Protection Plan. Com'ty Offs Swim Pl & Tennis Ct
Courtesy: BORAIE REALTY
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Spacious and Bright condo: large living room with deep walk in closet & balcony, kitchen/formal dining room, roomy bedroom has double closets, laundry room, & ceiling fans galore. Close to highway, restaurants and shopping, The village has pool, tennis courts and playground with plenty parking. Move in condition. This is an AS IS price that reflects minor upgrades that may be desired. Buyer is responsible for all inspections & CO.
Courtesy: KELLER WILLIAMS CORNERSTONE REALTY LLC.
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MUST SEE ! Beautiful 1st Floor DELUXE end unit condo w/ hardwood floors. Great corner location facing open space and close to pool, tennis courts. Updated kitchen, baths, newer appliances. New windows. Condo fee includes heat, hot water, water, sewer, garbage and snow removal. Laundry in unit, washer and dryer included. Best location in Alexandria ! Great condition including updated electric.
Courtesy: Weichert Co Realtors
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Courtesy: KELLER WILLIAMS ELITE REALTORS
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Desirable Country Classics home sits on a premium lot back to woods with lots of privacy. Beautiful home with 5 bedrooms and 3 full baths. All hardwood floors. Large sun room great for entertainment. Home office/guest bedroom suite on first floor. 2 story entry foyer and family room. Large kitchen w/ breakfast room. Master bedroom features his and her walk in closets, study or nursery room, master bathroom with double sinks and jacuzzi. Full insulated basement designed for energy efficiency. 3 car garage and large deck. $50,000 upgrade in landscape, moldings and lighting. The list goes on! Come see this house today!
304 Zion Road Hillsborough, NJ 08844
Courtesy: RE/MAX PREFERRED PROFESSIONALS
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Town and country living meet at this custom built, open concept home. IT'S A TURNKEY HOME - THE FURNITURE INCLUDED. Thoughtfully designed, the grand living area features an impressive 2 story stone fireplace, surrounded by walls of windows, adding drama and style. The entry, living, kitchen and dining room are an entertaining masterpiece, created for gathering and culinary collaborations. In addition to the open entry, living, kitchen and dining room, there are 2 bedrooms - possible guest suite and 2 baths, plus mudroom/laundry on the 1st floor. The 2nd floor offers a private master suite on one wing and family room & office on another. Lofted areas along the entire open upstairs railings, provide even more space with a custom 11' long window seat for watching nature or relaxing for a nap. Don't miss this special home and lifestyle experience.
Courtesy: RE/MAX PLATINUM REALTY
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Stunning Colonial with all the updates today's buyers are looking for. Impressive home features granite kitchen, updated baths, finished basement professionally landscaped yard, decorative moulding & updates throughout! BONUS: School Bus stops in front the home! Gorgeous Home! Tucked away amongst quiet, private streets, yet close enough to schools, highways, stores, golfing...Premiere Home -COMPLETELY Updated Home -feature sheet attached - One Amazing Home!!
Courtesy: Weichert Co Realtors
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STUNNING UPDATED 2 BED 2.5 BATH END UNIT TOWNHOUSE IN THE MEADOWS-FACES GRASSY COMMON AREA*FINISHED BASEMENT*LOFT*NEW KITCHEN-CHERRY MAPLE CABS,GRANITE COUNTER+ISLAND,TILE FLOOR,SS APPLIANCES*ALL NEW VINYL WINDOWS+3 SLIDERS*LIV RM DRENCHED IN LIGHT,3 NEW SLIDERS TO DECK+PATIO*VAULTED CEILING*WOOD FIREPLC*LENNOX HVAC* MASTER SUITE-FULL BATH,WALK IN CLOSET,SLIDERS *ALL NEW WINDOW TREATMENTS*FORMAL DINING RM*UPGRADED 150 AMP ELECTRIC SERVICE*NEWER KENMORE WASH/DRYER*2 PANTRIES*GARAGE w/OPENER*SLATE FOYER*CLOSE TO SHOPPING AND TRANSPORTATION*AN EXECPTIONAL UNIT
Courtesy: Weichert Co Realtors
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Large Colonial, 4 BR, Living room with attached study. Oversized family room with vaulted ceiling, and brick, floor to ceiling fireplace. Double french doors to an expanded deck with an electronic, retractable awning. New carpets in 3 bedrooms, some new paint. Full, walk out basement. Recently removed wall paper in Dining room and powder and rooms were painted, May-2017; Master bath with new marble vanity top, and new shower doors.
Courtesy: GLORIA ZASTKO, REALTORS
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Recently updated condo, ready for you to move in! Updated kitchen and bathrooms, new carpet throughout, freshly painted and new AC units. Buyer responsible for all inspections and CO.
Courtesy: Weichert Co Realtors
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Country Colonial on slightly over an acre. Fenced yard "as is". Comfortable radiant flooring in FR and Kitchen. Dining room has additional built in cabinets. Corian counter tops, Viking Gas stove, Viking Convection oven, Bosch DW, Koehler stainless steel sink. Sub Zero refrigerator. Full bath and laundry rm on first floor Master with walk in closet and full bath. Partially enclosed rear porch/deck. Hardwood flrs need refinishing, and interior needs some painting.
3 Danburry Court Hillsborough, NJ 08844
Courtesy: KELLER WILLIAMS CORNERSTONE REALTY LLC.
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HURRY! LAST HOME! 2nd-to-none. Palatial new home. Sited in new 5 luxury home enclave. 6,700 +/-SF. 6 Beds. 2 Large Guest Bedrooms with private full baths on 1st floor. Master BR wing- 2nd floor with sitting area, sumptuous bathroom, 2 WIC's, & bonus rm. Chef's kitchen overlooks 2-story Great Rm. Pictures are illustrative. Perhaps one of the finest homes in Hillsborough twp., sited on 1 acre, across from the Hillsborough Township Municipal Building, which includes the Public Library & wonderful play area. If you are looking for a truly special and wonderful home, look no further. If you have loved one's living with you, or loved one's visiting you for extended periods of time, the two 1st-fllor bedroom suites will serve you well. The home has a walkout basement with high ceiling height & natural lighting. The cul-de-sac location provides additional privacy. This home is sure to impress. There is still time to make final selections. Can be ready in 60 days!
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Frequently Asked Questions About Celiac Disease 09/30/2015This Celiac.com FAQ on celiac disease will guide you to all of the basic information you will need to know about the disease, its diagnosis, testing methods, a gluten-free diet, etc. Subscribe to FREE Celiac.com email alerts What are the major symptoms of celiac disease? Celiac Disease Symptoms What testing is available for celiac disease? - list blood tests, endo with biopsy, genetic test and enterolab (not diagnostic) Celiac Disease Screening Interpretation of Celiac Disease Blood Test Results Can I be tested even though I am eating gluten free? How long must gluten be taken for the serological tests to be meaningful? The Gluten-Free Diet 101 - A Beginner's Guide to Going Gluten-Free Is celiac inherited? Should my children be tested? Ten Facts About Celiac Disease Genetic Testing Is there a link between celiac and other autoimmune diseases? Celiac Disease Research: Associated Diseases and Disorders Is there a list of gluten foods to avoid? Unsafe Gluten-Free Food List (Unsafe Ingredients) Is there a list of gluten free foods? Safe Gluten-Free Food List (Safe Ingredients) Gluten-Free Alcoholic Beverages Distilled Spirits (Grain Alcohols) and Vinegar: Are they Gluten-Free? Where does gluten hide? Additional Things to Beware of to Maintain a 100% Gluten-Free Diet What if my doctor won't listen to me? An Open Letter to Skeptical Health Care Practitioners Gluten-Free recipes: Gluten-Free Recipes Where can I buy gluten-free stuff? Support this site by shopping at The Celiac.com Store.
loraleenaAdvanced Members
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loraleena posted a topic in Gluten-Free Foods, Products, Shopping & MedicationsARggg!!! So I know Valtrex is gluten free but now they have a generic. I don't usually take that, but the drug stores are having a valtrex shortage. Does anyone know if the new generic valtrex is gluten free??
loraleena replied to kpm2319's topic in Celiac Disease - Related Disorders & ResearchI think you need to get your thyroid checked.
loraleena replied to kimis's topic in Celiac Disease - Related Disorders & ResearchI think this is similiar to Synthroid which does not work for many people Talk to your doc about Armour thyroid or Cytomel.
loraleena replied to loraleena's topic in Gluten-Free RestaurantsHello!!! I know some of you live here!!!!
loraleena posted a topic in Gluten-Free RestaurantsHey all. I am going to Toronto on October 30th. My boyfriend and I would like to go somewhere nice and romantic to eat that is also safe for me! Any reccomendations. I also have Intersticial cystitis so I need to go where I can eat relatively plain food. So the great Indian restaurant I heard about is out!! Thanks!!
loraleena replied to Live2BWell's topic in Celiac Disease - Related Disorders & ResearchI have Hashis. It is common for your TSH numbers to be supressed when on thyroid meds. However most docs do not know this and freak out and lower your meds. Luckily I work with an alternative doc who gets it. Please check out dr.lowe.com and you'll find tons of info.
loraleena replied to WendyG's topic in Celiac Disease - Post Diagnosis, Recovery/Treatment(s)What really stood out to regardless of whether there is gluten or not in the ingredients is how disgusting the ingredients were. Hydrogenated oils are extremely bad for you. These are not potatoes but rather some form of man made chemical concoction. I woudn't eat these even if they were safe!!!! Yuck!!
loraleena replied to traveljunkie's topic in Gluten-Free Ingredients & Food Labeling IssuesIf something says only wheat free, that usually does not mean gluten free. I could very well have barley or rye. Make sure it says gluten free.
loraleena replied to traveljunkie's topic in Gluten-Free Ingredients & Food Labeling IssuesIf something says only wheat free, that usually does not mean gluten free. I could very well have barley or rye. Make sure it says gluten free.
loraleena replied to kayavara's topic in Celiac Disease - Related Disorders & ResearchThere is tons of great info. there and also a forum as well.
loraleena replied to Joni63's topic in Celiac Disease - Related Disorders & ResearchIt helps with fatigue some.
loraleena replied to Joni63's topic in Celiac Disease - Related Disorders & ResearchI take Isocort for my adrenals. It is a natural product. You can find it online.
loraleena replied to loraleena's topic in Gluten-Free Foods, Products, Shopping & MedicationsGreen and blacks in the U.S. has a website that says which bars are gluten free. This one is, but may be contaminated. It does not say processed on same equipment, but rather in same facility.
loraleena posted a topic in Gluten-Free Foods, Products, Shopping & MedicationsHas anyone ever had an issues with Green and Blacks dark chocolate? I know the ingredients are gluten free, but it does say it was made in a facility that also produces wheat. Anyway, I have been eating it once a week or two for the last few months. No problems at all. Then, I had it two weeks ago. 2 hours later I felt nauseous. By morning I felt better, then ate and got nauseous again. It started to go away and I felt fine. Then, I ate some more(not even suspecting the chocolate at this point.). I ended up throwing up a few hours later. I then continued to be nauseous for a couple days. At this point, I thought I had got a touch of a stomach bug. This past weekend however, (not even suspecting the chocolate) I indulged again. While I was eating it my stomach felt weird. About a half hour later I had diareahha and 3 hours later I vomited. I was again nauseous for a couple days. I am hoping it was contaminated. I just can't be allergic to chocolate. It is my favorite indulgent treat that I eat. Also, looking back I bought Green and Black's vanilla ice cream once and vomited after that as well. It has the same label. Anyone ???
loraleena replied to kayavara's topic in Celiac Disease - Related Disorders & ResearchPlease look into Intersticial cystitis. A lot of us on here have it. I had the same issues, but no UTI as well. IC is an autoimmune disease that cause damage to the lining of the bladder and can also cause ulcers in the bladder. Check out the IC network for lots of info. The IC diet helps a lot ! There are many foods that can irritate the bladder, so I suggest checking that out as well.


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CBS Recruitment�s commitment to providing you with the best service possible and to ensure you have the best possible opportunity to secure the role which is right for you.
We feel that our continued recruitment success is down the to the relationships that we have with not only our clients but also our candidates. All candidates being put forward to our clients are fully briefed about our clients business and services, the role they are applying for and also the skills that are essential for the role. By doing this we ensure the right match for both parties.
CBS Recruitment provide a wide range of flexible recruitment services tailored specifically to our Clients needs.
We are a specialist recruitment agency that provides both permanent and contract services to the Construction, Civil Engineering, Mechanical and Electrical, Facilities Maintenance, Supply and Manufacture and all associated Back Office job roles such as IT, Finance and Admin.
We have a wealth of experience in understanding the various roles and what is required within each sector. We pride ourselves on having a greater understanding of both our clients and candidate�s requirements and needs.
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Welcome Our FINTECH DIRECT INC
Fintech Direct Inc., is a multi-faceted full service business provider of Merchant Services, Financial Services and Business Solutions for your growing business. We maintain the status of ISO / MSP in the credit card processing industry. Fintech Direct Inc. specializes in providing the lowest possible rates for any sized business, furnishing that business in increasing their revenue. We establish payment solutions in all high risk processing categories, including adult merchant accounts, offshore merchant accounts, forex, gaming as well as a number of other divisions. We provide alternative funding, such as cash advances, business loans and personal loans to meet our customers needs in todays world. We render internet solutions and marketing as well as web design. Fintech Direct Inc. institutes high risk merchant accounts Domestically as well as Internationally. Fintech Direct Inc. is dedicated to bringing technology, personal customer service, and the best possible pricing to the merchant bankcard business.
As the established leaders in the online merchant account credit card processing business, we offer our clients the best high risk merchant account solutions available via our network of banks around the world.
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Seychelles Women's Too Many Cooks Platform Sandal
Too many cooks in the Seychelles kitchen? It works for me. This cut-out platform sling back is great for spring. I love the color combination and the peep toe - the stacked heel and concealed platform will add extra comfort, too.
These really strike it right with me. With especially short dresses, I always wear a flat because the heel seems too inappropriate. These go with everything!!
i called these the 'hermes' shoes because of the winged feet.
If you're not sick of ruffles after the fall/winter season, snag a pair of Steve Madden's platform T-strap pumps for spring. Available in black, bronze, or pewter, these metallic heels are quite fabulous - and affordable.


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It takes a specific type of experience to become a court appointed receiver and more importantly, a specific type of experience to be requested repeatedly to act as a court appointed receiver.
Both Richard Moore and Ken Stephenson have been appointed as court appointed receivers for all types of commercial properties. Here, Ken and Richard answer the most common questions asked about the roles of a court appointed receiver.
There are a number of scenarios that would warrant the need to appoint a commercial property receiver. In most instances, the receiver would be required to effectively manage the property to meet the claims of creditors or otherwise enforce a court order.
The commercial property Court Appointed Receiver is mandated by law to use his best efforts to preserve the viability of the property while enforcing the court's order. Often, the receiver brings a fresh management perspective to the commercial property and can effectively implement accounting practices that benefit the property well beyond the receivership period. It is important to note that the receiver is not an agent of the creditor, but an officer of the court, independent of any interested parties.
Commercial property Court Appointed Receivers are assigned to manage real property when that property, either through generated income or from sale, is to be used to satisfy a creditor's claim. If the commercial property is to be sold, the receiver manages the property to preserve its value until the sale is complete. Sometimes the income produced by the property will be applied toward satisfaction of a creditor's claim and the receiver's job is to collect income, pay expenses, and otherwise manage the receivership estate.
In many cases, the party seeking to appoint the receiver is identified on very short notice, usually due to circumstances that threaten to irreparably damage the creditor's secured position. In most cases, Stephenson & Moore will acquire their bond and be prepared for appointment within three business days, sometimes earlier if required for emergency cases.
You must be an attorney or be represented by an attorney to request a receiver for your case. Stephenson & Moore can discuss with you the details of your case, but it is against our policy to deal directly with creditors. Once we determine that the case meets our eligibility criteria, we will process the necessary forms and documents and file with the court. Stephenson & Moore can take control of a receivership estate once the judge has signed the order.
Although the fees for the receiver's services are usually paid through the receivership estate, the creditor must advance the payment necessary to appoint the receiver. If there are insufficient liquid funds in the receivership estate, the moving party must loan funds to the receivership estate through a receiver's certificate. The receiver's certificate creates a super priority lien against the estate and is paid out of the estate before distribution of any other payments.
We specialize in commercial property receivership's governed under Florida law. We will consider receivership's ordered through any state or federal court (including bankruptcy court) in Florida.
Disclaimer: We are not attorneys and cannot provide legal advice. You must be represented by an attorney to request appointment of a receiver.


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