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Teaneck Public Library
840 Teaneck Road, Teaneck, NJ 07666
Tel.: (201) 837-4171 | Fax: (201) 837-0410
It has taken three years of depression to make taxpayers semi-conscious of the fact that the finance of a municipality are the heart of the municipal problems. Even yet perhaps the majority of taxpayers judge their local government by some small type of service which is, or is not, performed, rather than by the underlying financial conditions. The average taxpayer still becomes much more excited over the response he gets from a call to police headquarters concerning perhaps a stray dog, or the time when a snow plow arrives on the street, than he would over a bond default.
Of all the subjects to treat in a report, that of finances with all its complications, implications and ramifications, is the most difficult. On the surface it seems rather strange that this should be so in a subject dealing with certain definite figures and the comparison of these with other definite figures.
The primary question is, of course, not necessarily whether the financial condition of the township is excellent, good or poor, which after all are relative terms, but as to whether the financial condition is improving or not.
If any yard stick to determine this were used the most satisfactory one might be a comparison of gross debt at the beginning of 1934 with the gross debt, in 1930. That is, ascertain for each date how much money it would have taken at these times, above cash actually in the banks, to have cleared up all possible obligations of the Township. The following table does this:
|January 1, 1931
|January 1, 1934
|Gross Debt
|Cash in Banks
|Additional cash needed to pay off all Township Debts
That is, in this period the Township's gross debt has been reduced 26%.
Township as a Collection Agent
It must be well realized by now that the Township of Teaneck is the collecting agent for the State, County and School board, and that the taxes levied by these bodies are added to the local tax levy to produce the total shown on the tax bills. The relative proportions of these taxes vary from years to year. An average figure for the Township is as follows: Out of each $1.00 paid in taxes to the local collector, forty-two cents are retained, forty-one cents are paid to the school boards, fifteen cents to the County, and two cents to the State. As of January 1st the Township had paid to these three taxing organizations their demands in full to date, though $184,000 of 1933-1934 School Board tax due before July 1st, 1934, is being paid as demanded by the School Board. The first quarter of 1934 County taxes were paid in proportion to the amount collected.
Apportionment of Taxes
|State Road Tax
|State Institutional Tax
|State School Tax
|Soldier's Bonus Bond Tax
|Local Hospital Tax
|County Tax
|District Court Tax
|Local School Purposes
|Township Budget (Dept. service & operation)
|Total Amount apportioned for all purposes
|Amount of Bank Stock Tax Due Taxing District
|Net Taxes to be Raised
|Tax Rate (dollars per hundred)
The forty-two cents retained by the Township are distributed among the different functions of the Township about as follows: Twenty-two cents, or more than half, for debts and deficiencies, eleven cents for public safety, three and one-half cents for general government, and two and one-half cents for health and recreation. Compared with national averages these figures show considerable variation. For instance, public safety consumes a much greater percentage of the local dollar than the average, while "health, recreation and library" a much smaller proportion. Care should be exercised, however, in using any such general average as criteria. The proportional part of the Teaneck dollar might be brought more into accord with the national average by increasing the health, recreation and library appropriations, as well as by decreasing the public safety item.
A recent tabulation compiled by the New Jersey Department of Municipal Accounts, shows that New Jersey municipalities as a whole levied by taxes in 1934, 4.8% more than they did in 1930, while Teaneck levied 14% less. This also is interesting, but unless the reason for the increased taxation and the manner in which the money was spent were definitely known, the comparison is inconclusive.
Divisions of Municipal Accounting
Municipal accounting is divided into three general divisions--1. Current Account. 2. Trust Account. 3. Capital Account.
In the Current Account are recorded those transactions having to do primarily with the collection and expenditure of tax money. In this division also falls all the accounting concerning the operating expenses of the Township.
The second division of great importance to Teaneck, is that covering assessments, the accounting for which is required to be entirely separate from the current accounts, except that the ultimate responsibility for the repayment of debts created in the assessment account lies with the general taxpayer, who might be called upon to make good any deficits through the imposition of taxes.
The third division is that of the capital accounts. In this division is kept all the accounting pertaining to bonds and notes, generally long term, issued for the purpose of making capital improvements to the Township. For instance, bonds issued for the erection of the Town Hall fall in this division. Had the sewers been laid at the Township's cost and not by assessment, the accounting therefor would also appear in this division.
Delinquent Tax Problem
In common with every other municipality, the most serious problem which Teaneck faces is the delinquent tax problem, even transcending in importance the problem of delinquent assessments, though these are greater in amount. The ultimate solution is a general refunding program with a new State Budget Act. Budget retrenchments, cushions, tax sales, foreclosures, and collection drives are more poultices than they are cures.
The magnitude of the problem in Teaneck is shown by the following table:
|Taxes and Tax Titles More Than One Year Old
|End of
|Taxes One Year Old
|(Inc. Int. to Date of Sale)
|Yearly Increase
Perhaps another comparison will be permitted here. At the end of 1933, when outstanding taxes were $1,171,103.16, the current account had outstanding obligations of about $900,000 composed of tax notes, amount due schools until July 1, 1934, and budget reserves. If then 77% of the outstanding taxes and tax titles are collectible, the current account would be able to wipe its slate clean. On January 1, 1931, when the outstanding taxes were $744,952 the current account owed approximately $650,000. That is, 85% of the then outstanding taxes would have had to be collected. The value of this comparison as a yard stick to measure the gain or loss in the financial status then resolves itself to a question of judgment as to whether it is easier now to collect 77% of outstanding taxes than it would have been to collect 85% of the amount outstanding in 1930.
All of the palliatives for this situation are being tried or will be tried.
Reductions in budgets, always of course desirable, are not the ultimate answer, for they have a distinct limit and only decrease the delinquency proportionately. For instance, an assumed budget reduction of $100,000 does not mean that delinquent taxes that year will be $100,000 less.
Cushions help (the 1934 Teaneck budget contains them). They are not the answer, for they will return in cash only a proportional part, and they mean an extra present burden on those who pay.
A system of proportional payments of funds as received, has much to commend it, but it would mean almost immediate default in interest if only the correct proportional part of the incoming dollar were used for debt service.
Similar statements could be made concerning each of the suggested palliatives. Practically the question of what to do reduces itself to one of relative fairness to three groups. First, the taxpayer (particularly those who are paying), second, the municipality's creditors, and, third, the Township employees.
Tax Title Liens and Assessment Titles
The Township at present holds approximately 1,600 tax title liens involving, roughly, 5000 parcels of land, and totaling around $385,000. All but 160 of these liens were accumulated in the 1932 and 1933 sale. They include all properties on which taxes up to 1931 were delinquent, though the amount above stated includes subsequent accrued taxes.
They include about 111 homes owned by the persons residing therein, and 48 additional improved properties. The great mass of them represent the remains of the developments of the exuberant era.
They must be cleaned up. A tentative method has been adopted, which provides for redemption or foreclosure without the outlay of additional money by the Township. That is, bids for doing the work will be requested under a contract whereby the person or firm selected will be compensated only to the extent of the interest that may be paid to the Township during the process. Since this accrued interest is not carried on the books of the Township as an asset, the use of it for this purpose will not affect the financial condition of the Township. The contract proposes suitable safeguards to prevent the agent from skimming off the cream.
The policy has been established that no inducements for payment, such as abatement of interest or principal, would be offered to any property in tax sale. If the Township must suffer a loss, the loss should be taken at the resale of the property. To offer such inducements would--
1. Lead to charges of discrimination.
2. Be unfair to those who, often with considerable hardship, have paid their taxes and assessments.
3. Encourage delinquencies. That is, if those persons who have permitted the Township to act as their bankers, are relieved of a percentage of the charges, they will only too naturally try it again.
Such property as finally comes into the hands of the Township will be disposed of by public sale. Naturally such tracts as can be used for public purposes will be retained.
The solution of the problem of tax delinquencies in New Jersey requires many changes in the fundamental laws of the State. One of these is to completely revise the present tax laws so as to shorten and simplify foreclosure proceedings and to make them less costly.
More than three-quarters million dollars of delinquent assessments have been involved in the tax sales and are now in the form of assessment title liens. Although this amount is considerably larger than the amount of delinquent taxes, it is not the cause for as much immediate concern as is the tax title situation, for the reason that a delinquent assessment is a fixed amount which does not increase in arithmetical progression each year by the imposition of a new levy as do tax title liens.
Surplus Revenue
During the past few years the "surplus revenue" of the Township has accumulated at the following rate--1930--$19,700, 1931--$59,100, 1932--$59,200, 1933--approximately $40,000. These amounts added to the $78,000 existing at the end of 1929 give a total of $256,000. "Surplus revenue" is the balancing figure between the asset and liability side of the current account. It results in general from collecting more than the budget anticipated, from under-expending the budget or from both. Some, all, or none of it may be in cash. Generally it is none. Many municipal troubles have arisen from appropriating this surplus to meet the payment of cash bills, thereby effecting a transitory budget "reduction."
In Teaneck $216,000 of the surplus has been "appropriated" but not spent. It is held in an account known as "Reserve for Tax Titles and Taxes more than three years old." Here it, serves its proper purpose with no danger of future unconscious misapplication.
It is the existence, of this surplus which is primarily the reason that the Township could wipe clean its current indebtedness by the collection of only 77% of the outstanding taxes.
Interfund Indebtedness
Briefly, this arose during a period of years ending in 1930, when rather than go to the banks and borrow at high interest rates, cash paid for assessments was transferred to the current account and used for the payment of operating costs and debt service. The total amount so borrowed was $550,000. Undoubtedly this procedure did save interest charges on money which would otherwise have had to be borrowed. Another way of accomplishing practically the same purpose would have been the purchase of assessment bonds before maturity. Still this interfund loan had various other advantages.
The first repayments were made last year through refunding operations, when $184,000 of tax revenue notes were exchanged for a like amount of maturing assessment bonds, the net effect being a corresponding reduction of the interfund indebtedness. This in turn led to the $50,000 "cushion" appropriation in the 1934 budget for the payment of tax notes. The remaining $366,000 should be worked off gradually. Arrangements are now being made with bond holders to take an additional $100,000 of tax notes. To attempt more than this in any year would produce a serious disturbance at the time of the maturity of the tax notes. Last year's $184,000 was made to mature in two years.
Assessment Debt
The tremendous growth of Teaneck since 1925 is a matter of pride, but it has not been accomplished without bringing in its train serious financial problems. Naturally the development of woods and farmlands into modern home sites for perhaps fifteen thousand people required extensive public works, particularly in sewers and paving. To what extent these improvements were too extensive is not the question now. The primary problem is paying for them. Undoubtedly improvements were necessary, and undoubtedly the existence of these improvements has been a factor in the continued growth of the Township.
A table is appended showing the inception, rise and gradual decline of the debt from $189,000 in 1922 to a maximum of $5,183,250 in 1929, from which maximum it has decreased to its present total of $3,168,561.95.
|Gross Assessment Debt
|Total Gross Debt (all divisions)
The problem of payment is considerably complicated by the dates and maturities of the obligations which were issued to pay for this debt. Such maturities were fairly equal until the issue of June 1, 1927. Since that time the maturities show an exceedingly uneven distribution. For instance, the total bonds coming due and payable in 1933 amounted to $832,000 and in 1934, $1,595,000, after which they again drop to $535,000. Since these issues are designated temporary improvement bonds, the conclusion is that the plan was to refund them. Had normal conditions remained, this could probably have been done, and in effect it is what is now being done, as described in the refunding section of this report, though in a compulsory and not voluntary manner. The following table shows maturities of assessment bonds from 1930 to 1938 when, under the original set up, the last of them mature--
Temporary And Assessment Bond Maturities
During the course of making these improvements and since, a considerable share of the cost has been thrown on the Township at large. This must be finally met by taxation. At the beginning of 1930 this Township's share was approximately $806,000. This amount originated from different sources. For instance, certain definite amounts were levied against the Township rather than against the property owners, either by the Assessment Commission or by action of the Governing Body. Other amounts were found impossible of immediate assessment because the benefits were prospective. Other assessments were cancelled by the court, and still others were modified by being postponed, cancelled or partly remitted by action of the Governing Body, these latter arising from the property being able to show either no present benefit or errors in assessment such, for instance, as duplicate assessments. Recent budgets have contained each year items for paying off the Township's share. The amounts in detail have been as follows:
Current receipts have been sufficient, with the exception of the year 1933, to permit the actual payment in cash by the current account to the trust account of each of these amounts. The balance of the Township's share remaining was taken care of during the refunding operations, thereby distributing the load over a greater period of years and permitting the charges for other delinquencies to be taken up in the budget without materially affecting the total amount of money to be raised in any one year.
From time to time the assessment account has had considerable cash in excess of the immediate requirement for the redemption of bonds. This cash could have been permitted to remain in the banks until the increasing maturities demanded its use. The objections to this were that it was unprofitable, and secondly that in the hazardous years immediately past caution demanded that bank balances be kept as low as possible. Consequently, during the last three years a total of $436,000 bonds have been purchased before maturity. No bonds, however, with maturities subsequent to 1934 were purchased. Aside from the security gained in so investing the funds, the operation was profitable to the Township, not only by the amount of interest saved, but also because the bonds were purchased below par. A conservative estimate of the resultant saving to the Township is $40,000.
With maturities of temporary assessment bonds of $832,000 in 1933 and $1,595,000 in 1934, it was early realized that they could be met only with refunding, and that because of conditions this refunding would necessarily be an exchange of bonds with the present holders, rather than an open market proceeding.
Existing laws were used in the refunding operations, and so far the Township has not taken advantage of any of the emergency legislation. After conferences with the auditor and the bond attorney, it was determined that a bond issue for $505,000 could be prepared which would cover practically all remaining costs assessable against the Township. Most of this cost was already temporarily funded, being part of the outstanding bonds, but for some of it no bonds had ever been issued. It was also determined that there were $74,000 of assessments already levied, but for which bonds had never been issued, and consequently another bond issue was prepared for this amount.
The maximum life the smaller issue could have was eight years. The larger issue could have had a life of at least twenty years, but this was cut down to fifteen years. Maturities were fixed so that the demands of the two issues would be equal throughout the life of the issues, or from $39,000-$40,000 a year.
In accordance with statutory requirements, the issues were several times offered for public sale, without any bids being received. Consequently they were disposed of at private sale, that is, exchanged for maturing assessment bonds, except that the holders of bonds were paid 20% in cash out of assessment funds in hand. The details of the exchange, really a sale and redemption, were handled in accordance with the legal requirements. In this manner a total of $583,000 bonds were refunded of the 1933 maturities, and, up to the present, a total of $223,000 of the 1934 maturities. All bonds to June 1, 1934, are at present refunded. Total 1934 maturities of $1,242,000 still remain. For this purpose, there are still available $221,000 of last year's new issues, plus tax revenue notes, of which not more than $100,000 should be issued this year. There are sufficient statutes in existence at present to permit the issuance of other refunding bonds, but action on this is postponed while waiting for the Legislature to determine the general question of refinancing. That is, it does not seem wise to do our refinancing under present laws when much broader and more favorable powers may be given by the Legislature in the near future.
The refunding work with all its details, large and small, has been handled by the Township direct, thereby avoiding heavy charges and commissions to agents or advisors.
The total costs of the refunding operations to date have been:
|Printing bonds
|Attorney's fees
As to the question of discounts and interest rates, the following comment is repeated from the budget explanation:
There is no question or argument but that in the refunding operations the Township should seek to obtain the lowest possible interest rates securable. Up to the present this has been 6%, plus a legal l% discount in connection with some of the refunding operations. During the year the Township has offered its refunding bonds for public sale at least three times, without any bids being offered. It has also, from time to time, bought in small quantities of its bonds in the open market, at prices yielding return of 15% or more.
"It must also be borne in mind that the Township of Teaneck has not yet defaulted on its bonds, and is not yet in a receivership. Consequently it is unable to deal with its bond holders as a mass and to enforce upon them conditions which might be possible if a municipality were bankrupt.
If default had been resorted to in order to force lower interest rates, subsequent results would have been serious. The most immediate one unquestionably would have been refusal of P.W.A. funds to the School Board. Also a default would make for higher interest rates on any financing which the Township might do for years to come.
Cash Basis
Though much is heard about municipalities operating on a "cash basis" there does not seem to be any agreement as to just what a "cash basis" is. If it means not spending any more in any one year than the actual cash receipts, exclusive of borrowing or drain on cash in hand, during that year, Teaneck has not been on that basis for years. If it means being able to meet all cash demands in cash, Teaneck is still in that fortunate class.
The Township has been able to meet its interest charges, salaries, material bills, and to pay to County, School Board and State their moneys in spite of a constantly increasing tax delinquency because of the following combination of factors:
1. Through budget under-expenditures and miscellaneous revenue over collections amounting approximately to $178,000.
2. Use of "cushions" amounting to approximately $100,000.
3. Reducing current cash in hand, amounting approximately to $90,000.
4. Borrowing on tax notes in the amount of approximately $95,000.
All of the above figures are for the years 1931 to 1933 inclusive. "Borrowing" it will be noted accounts for only 20% of the total. Elsewhere it is indicated that proportionately to taxes outstanding, the current debt has decreased. During the three years preceding 1931 the current account "borrowed" $492,000, in the past three but $95,000. This is the net amount above repayments for both periods.
School, County and State demands were met in full at the first of the year although the taxes levied for these payments had not been collected in full. Consequently these bodies may be said to have been 64 overpaid." In normal times, such is the normal condition, the municipality being expected and required to borrow to pay for the debts. In abnormal times there is a limit to the ability of a municipality to continue this procedure.
The "cushion" items referred to were principally the appropriations for Township's share of assessment costs, plus other miscellaneous appropriations for deferred assets and deficiencies. Had not enough cash been collected in any year, these items would have been set up as a "budget reserve," the same as this year's "cushion," earmarked for the payment of tax notes. Except in 1933, cash payments were actually made.
Back to The 1934 Teaneck Manager's Report Home Page
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Volume 11, Issue 3: Anvil
Douglas Wilson
When writing about the war in Kosovo, an editorial writer in search of a theme doesn't know what it is that leaves him staring more agape at the television screen. Is it the hubris of this administration lecturing people elsewhere in the world on the meaning of morality, and then bombing them until they promise to be better? Or is it the thundering incompetence that attends this administration whenever it gets within shouting distance of anything military?
By Douglas Jones
Look past the thin tears. Modern statists inwardly delight in the recent student violence. Every politician loves a crisis.
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Copyright © 2012 Credenda/Agenda. All rights reserved.

subset: commoncrawl


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Estrada looked dangerous in the first two rounds and got through with some solid combinations.
But the Scot rallied and Estrada was saved by the bell in the fourth after an eight count.
Estrada was given a nine count early in the fifth and the referee stepped in on his next knock-down.
The South American was a late replacement for William Abelyan which could explain why he folded so readily after a bright opening.
The 26-year-old Harrison has now won 21 of his 24 fights and could face Manchester's Michael Brodie in a British superfight in the near future.
He was pleased with his victory and after the bout vowed he would mount a lengthy defence of his title.
"He had a good stoppage record so I had to watch him.
"He didn't rock us with his punches but he could punch. I was wearing him down round by round.
"It has been a hectic year for us with losing and winning the title back but this belt isn't going anywhere for a long time," said Harrison.
Earlier, Glasgow super featherweight Willie Limond scored a first-round stoppage against Belfast's Daffyd Carlin.


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AN East Lancashire rally driver competing at an event where three spectators were killed at the weekend has described the incident as 'devastating'.
Neil Simpson, 41, from Clitheroe, was supposed to be driving one of the next cars through the Little Swinton stage of the Jim Clark Rally, in the Scottish Borders, where the accident happened.
A woman and two men were pronounced dead at the scene, while another man was taken to Edinburgh Royal Infirmary in a critical condition, after the car left the road and ended up in a field.
The crash came just hours after another car had left the road and struck five people – one woman and four men – on a previous stage.
Neil, dealer principal of Simpsons Skoda Colne and Preston, was competing in the event in a Skoda.
He said: "It was absolutely dreadful news, and devastating for the families and everyone involved in the sport.
"The place where the accident happened is well-known as being tricky, and is a popular spot for spectators to watch.
"We'd been through the same stage in the morning and we took it carefully.
"We were supposed to be one of the next cars to go through the stages and we were held at the section immediately beforehand.
"It was obvious from the amount of emergency services arriving that it was serious.
"After half an hour we were sent back to the rally headquarters in Kelso, where the news filtered through. Everyone there was in a state of shock. We've done the Jim Clark Rally three time and it has an exemplary safety record, it is very well marshalled and the organisers couldn't do more.
"But unless you have a marshal every 200 yards on the entire route, you can't make it completely risk-free, and spectators have to use their common sense."
Chris Ellison, of Blackburn, a rally photographer who has worked all over the world during his 40 year career, was covering the event, which attracts thousands of spectators, including dozens from East Lancashire.
He said: "I had driven down the stage beforehand. The place in question is well-known as a vicious jump that can cause problems. We heard the news on the radio, and once it came through the rally was being cancelled, everyone knew how serious it was. It's an appalling tragedy, and our sympathies are with all the families involved. I went down to the bridge yesterday morning to pay my respects and lay some flowers."
Police Superintendent Phil O'Kane, who is investigating the crash, said responsibility for safety rested with the rally's organising committee.
However he added: "But I do know it is well stewarded. Safety is a very big consideration in the planning of it."
The people who died were Iain John Provan, 64, Elizabeth Allan, 63, and 71-year-old John Leonard Stern, all from near Glasgow.


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More than $2 Million in Grants Given to PAMF Research Institute
Funds from the 2009 American Recovery and Reinvestment Act
The Palo Alto Medical Foundation's (PAMF) Research Institute has received more than $2 million in grants through the American Recovery and Reinvestment Act (ARRA) of 2009 to support several diverse medical research projects and new research positions.
The projects and professionals the grants will fund include:
- Pan Asian Cohort Study: Identifying Disparities in Type 2 Diabetes Among Asian Americans
- Mental Health Communication in Elderly Primary Care Visits
- Prostate Cancer Navigator Project
- Breathe Easier through Weight Loss Lifestyle Intervention (Be Well)
- Support for one post-doctoral Fellow for two years, with focus on pulmonary (lung) medicine
- Support for one summer college student intern for two summers
"These grants provide external validation of the importance of the studies we are conducting. The extra funding will allow us to add critical resources to move forward research on several fronts." said Hal Luft, Ph.D., director of the PAMF Research Institute. "Our studies not only will help increase knowledge of these important issues, but could also lead to new methods of treatment."
Details of Medical Research Grants
Prostate Cancer Navigator Project
Principal Investigator: Nancy Brown, Ph.D.
Co-investigators: Frank dela Rama, R.N., and Gordon Ray, M.D.
Grant of $275,000
The goal of this two-year research project is to reduce the confusion and anxiety many patients experience during and following decisions associated with a prostate cancer diagnosis and/or treatment. The project will focus on keeping participants well-informed about their treatment options. Outcomes of two groups will be measured to assess decisional conflict, the interval between the diagnosis and treatment decision, prostate cancer-specific quality of life and related anxiety, general health-related quality of life, and health resource utilization.
Mental Health Communication in Elderly Primary Care Visits and Economic Outcomes
Principal Investigator: Ming Tai-Seale, Ph.D., MPH
Grant of $1 million
As many as one half of older adult patients with a recognized mental disorder fail to receive any mental health services, and even fewer receive evidence-based treatments. Using previously collected data from an integrated health care delivery system in the Midwest, this research will study what occurs during the medical office visit to examine the impact of time and effort spent on addressing mental health and physical health on subsequent clinical outcomes and treatment costs. The study is funded by the National Institute of Mental Health.
Pan Asian Cohort Study: Identifying Disparities in Type 2 Diabetes among Asian Americans
Principal Investigator: Latha Palaniappan, M.D., M.S.
Grant for $613,584
The Pan Asian Cohort Study is a five-year project designed to examine diabetes and its risk factors among Asian Americans by specific race/ethnicity. Asians, although they consist of more than 30 ethnic groups from more than 20 countries of origin, have always been grouped together in previous diabetes studies and reports. Therefore, the prevalence of diabetes and related risk factors, such as obesity, remains largely unknown in specific Asian ethnic groups. The study is funded by the National Institute of Diabetes and Digestive Kidney Diseases of the National Institutes of Health.
Breathe Easier through Weight Loss Lifestyle Intervention (Be Well) Study
Principal Investigator: Jun Ma, M.D., Ph.D.
PAMF RI Co-Investigator, Sandra Wilson, Ph.D.
Supplement of $297,132
Be Well is a multi-million, five-year, randomized controlled clinical trial funded by the National Heart, Lung and Blood Institute of the National Institutes of Health. In this trial,PAMFRIis collaborating with researchers from Kaiser Permanente, Stanford and Harvard to study whether weight loss, in addition to improving overall health, also improves control of asthma. Supplemental funding was obtained through ARRA to support for two years one post-doctoral fellow with a focus on pulmonary (lung) medicine and one summer college student intern for two summers. Through their involvement in a wide range of research activities in the Be Well trial, these trainees will acquire important knowledge and skills required for future success in patient-oriented research.
Nationwide, $200 million dollars were awarded as part of the ARRA. More details of this national program are available at: http://grants.nih.gov/recovery/
If you liked this article, you may also like:
Palo Alto Medical Foundation Sponsors Rey of Hope Luncheon Creating Economic Opportunities at PAMF Sutter Health Research Projects on Patient-Centered Care Receive National Awards


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Londer Family Chiropractic Center in King Of Prussia, PA has been providing
expert chiropractic and wellness care for over 13 years. We provide a thorough
initial evaluation, examination, and report of findings.
My practice is based on the belief that my patients' needs and goals for health are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our patients continue their care to support both optimal function and health.
We would welcome the opportunity to earn your trust and work together to deliver you a gentle and effective treatment service. My philosophy and practice style is true to the chiropractic principles and science with an approach to wellness that is tailored to individual needs and goals.
Here at Londer Family Chiropractic, we specialize in Myofascial Release Therapy aka Nimmo Receptor Tonus Technique in addition to gentle spinal manipulation. Our focus is on structural integrity, symmetry, and balance. Special attention is given to change one's health and function by correcting nutritional imbalance to reinforce spinal health overall well being. Exercises, both in office and home prescribed, as well as postural correction and strengthening is integrated in our treatment protocols to make our wellness protocol for care more well rounded and complete.
What to expect… On your first visit to our office, a full history will be taken along with a thorough examination, followed by a brief consult on the underlying issues and how chiropractic will benefit you. Treatment will be rendered at the first visit. On the second visit a report of findings will be given to explain diagnosis, treatment plan, and goals of treatment. Care will also be provided on the second visit along with home exercises and other instruction. Subsequent visits will entail detection and correction of muscle imbalances via myofascial release therapy followed by gentle spinal manipulation of the spine.
Call Londer Family Chiropractic Center at 610-783-1311 today for an appointment.


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August 11, 2012 at 05:34:47 Aug 11, 2012 @ 05:34
Originally posted by Inactive Useryo my dude i got my collection im about to post in a minI was never huge into yugioh but in like 3rd grade or something I went to the movie and they gave you a free card and it was supposed to be like rare or something, does anyone remember what it was?
i remember that. it think it was a dragon or dark magician card.
i remember a dark magician card


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This is the web site of the Be A Healthy Hero campaign, administered by the Greater Rochester Health Foundation
Our postal address is:
We can be reached via e-mail, Bonnie Devinney firstname.lastname@example.com or you can reach us by telephone at (585) 258-1799.
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We collect the domain name and e-mail addresses (where possible) of visitors to our Web page, the e-mail addresses of those who wish to communicate with us via e-mail or who opt in to receive healthy eating tips and updates from us. We monitor page traffic, areas consumers access, and save information volunteered by the consumer, such as survey information and/or email and text alert registrations.
The information we collect is used to improve the content of our Web page, and may be used by us to contact consumers for marketing purposes, such as focus groups.
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By visiting this website you've already taken the hardest step there is toward helping your kids. Because it means you know that if you don't take action today, they could face an unhealthy tomorrow. We're here to help you do just that, with tips, tools and advice that encourage your kids to eat well and stay active. It's really pretty easy. What is 5•2•1•0?
Find easy-to-use tips that can help you become the Healthy Hero in your family. Also, meet Healthy Heroes in our community who are making small changes to create a big difference.
What is "Active Play?" Find ways to get the entire family involved and locate safe places around town where kids can enjoy more heart-pumping play!
Eat fruit, lose the fries. Replace soda with skim milk. Learn more about healthy choices and shopping smart. Find quick, healthy recipes you can make at home. Easy tips for making meaningful changes.
Get access to local and national resources that will help your efforts to raise healthier kids. Also, see Healthy Hero in the news. Find pediatricians in the Rochester community.


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Stars Anna Kendrick, Anna Camp, Elizabeth Banks, John Michael Higgins, Rebel Wilson, Brittany Snow, Skylar Astin, Ben Platt; directed by Jason Moore; 112 minutes
This comedy about rival college a cappella groups - one female, one male - takes a not-so-veiled dig at Glee, which - along with that title - is risky. While conceding a TV series has more room for story and character development than a movie and that Pitch Perfect has its own pleasures, this enjoyable but uneven movie doesn't quite succeed in banishing memories of its more earnest small-screen cousin.
Beca (a rather mature-looking Anna Kendrick) dreams of being a DJ in Los Angeles but is coaxed by her father into enrolling at Barden University, where he teaches. Her vocal talents are soon discovered and she is talked into joining the Bellas, the all-female a cappella group whose bossy leader, Aubrey (Bella Strong) is determined to make up for an unfortunate incident the previous year that saw them lose the championship to their all-male campus rivals, the Treblemakers. But they seem stuck in a rut, even with new blood members such as Beca; the forthright Aussie, Fat Amy (Rebel Wilson, who has some good lines); and whisper-quiet Lill (Hana Mae Lee, funny but too often inaudible: how did such a girl get into a singing group?).
To continue with the comparison, the film invites: Glee has a lot of plot lines and characters and juggles them efficiently (sometimes a bit too efficiently) whereas Pitch Perfect sometimes seems both overstuffed and underdeveloped. Some characters, such as the nerdy magician and wannabe singer Benji (Ben Platt) seem completely unnecessary - too prominent to be amusing bit characters and too hollow to feel real; it's as though footage was left on the cutting-room floor. Other elements, such as Beca's developing relationship with a charismatic Treblemaker, Jesse (Skylar Astin) are pleasant but familiar.
There seemed to be a few missed opportunities for humour along the way, too, but there's still enough to make the film a pleasant way to fill a couple of hours. The impromptu singing competition between the boys and girls was fun and a lot of the outrageous comments by the singing competition commentators (Elizabeth Banks and John Michael Higgins) are funny. Kendrick, a generally impressive young star, is good as Beca, who is able to put her mixing skills to good use for the group's benefit and indeed most of the cast get moments to shine. And the musical numbers are fun, too, even if they don't for the most part seem to be truly a cappella: there's more than vocalism at work.
If you like Glee and are in the mood for something similar at the movies, Pitch Perfect should fit the bill. It has more in common with its TV counterpart than it would like to admit.


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A SENIOR member of the town's health board will appear in court later this month after he was accused of hacking into an e-mail account.
Chief finance officer Stephen Sutcliffe, from Warrington Clinical Commissioning Group (CCG), was interviewed under caution in December over the allegations which are contrary to the Computer Misuse Act.
It is thought Mr Sutcliffe was forwarding information from intercepted e-mails to a third party and was caught out when the other person mistakenly replied to one of the e-mails.
Janine Swinscoe, marketing and communications manager for Warrington CCG, said: "We can confirm that Stephen Sutcliffe is currently away from work while an investigation into a personal matter is carried out.
"The issue in question relates to Mr Sutcliffe's personal life and does not relate in any way to activities he had undertaken in his role with the CCG."
When asked if that meant he had been suspended, Miss Swinscoe replied: "As this is related to a personal matter, unfortunately we are unable to comment further."


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- J.D., Southwestern Law School, 2010, summa cum laude, Lead Articles Editor, Southwestern Law Review
- B.S., University of Southern California, 2003
- California
- U.S. District Court for the Central District of California
Mr. Tobias is an associate in the Labor and Employment Practice Group in the firm's Los Angeles office.
Areas of Practice
Mr. Tobias specializes in labor and employment matters on behalf of employers, including wage and hour violations, employment discrimination, wrongful termination in violation of public policy and sexual harassment.
Prior to joining Sheppard Mullin, Mr. Tobias worked for the City of Los Angeles in the Personnel Department. During this time, Mr. Tobias represented the City in Unfair Employee Relations Practice hearings pursuant to claims filed under the City's Employee Relations Ordinance. Mr. Tobias also represented the City in grievances, arbitrations and mediations involving union-represented employees and was involved in risk management and policy analysis in the Personnel Department.
One of Mr. Tobias's primary functions for the City of Los Angeles was as a neutral fact-finding investigator in response to claims of unlawful discrimination, harassment, and retaliation. Mr. Tobias investigated numerous complaints and defended his findings before the City's Civil Service Commission. He also conducted lectures to City employees on compliance with the Americans with Disabilities Act and the Fair Employment and Housing Act.
"California Supreme Court Hands Down Victory for Employers in Tip Pooling Cases," California Labor & Employment Law Review, Volume 25, No. 2
Labor & Employment Law Blog Posts


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- Internships /
- Education /
- English/Spanish/Italian/French/German/Russian teacher and foreign affairs representative in China
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Part-time Recruitment Consultant remotely, University based – GHRGHR
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Part-time Recruitment Consultant remotely, University based – GHRGHR
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English/Spanish/Italian/French/German/Russian teacher and foreign affairs representative in ChinaBookmark This
Beijing Dongfang Foreign Language and Test Center
Changping District
Pekin, IL
Posted: May 06 2016
Always be on the alert for potentially fraudulent job postings online - never send money to a potential employer.
DescriptionWe are looking for a female English/Spanish/Italian/Russian/French/German teacher and foreign affairs representative in Beijing Learnon Foreign Language and Art Training Center
* We arrange travelling and sightseeing in China
*Assistance in Chinese language learning and practicing.
* During the stay and training in China, you'll be offered with accommodation and competitive salary.
Beijing, Tianjin, Chengdu, Zhengzhou, Hong Kong
1000.00Euro(first three months): 6 hours/day, 5 days/week
– 1500.00Euro(after three months) : 8 hours/day, 5 days/week
a. applicants who have worked for six months could enjoy a one-month travel holiday with salary each year
b. applicants who have worked for six months could enjoy free return ticket
c. If needed, here we could provide teacher apartment accommodation
Welcome you to start your journey around China! You could surely expand your horizons, learn Chinese, improve your English skills and gain the knowledge of teaching and foreign affairs experience.
Hope you could join our team!
If you are interested, please send your CV and recent picture to email@example.com
1. Teaching English/Spanish/Italian/German/Russian/French A1-A2-B1-B2 to students(different ages) according to the textbook and your own materials 20 periods a week(45 min. per period). Be in charge of lessons curriculum and planning. The type of classes vary from on-on-one to small groups of students.
2. Supervising test and exams and giving level tests to check students' comprehensibility.
3. Counseling students
4.Completing other tasks assigned by the center in your working hours
Foreign Affairs Representative
responsible for contacting with domestic institutes of higher learning, translating and sorting out material of school, applying for multinational cooperation of establishing school with institute of higher learning from China Education Ministry, translating the relevant inspection formalities of the cooperating president and other persons in charge who want to go to Europe to inspect; foreign representatives can enjoy the free group trip to foreign countries.
Foreign affairs work mainly includes investing attractions for exhibition and invitation of politicians (officials below provincial level). Officials above provincial level are invited by Department of Consular Affairs of Ministry of Foreign Affairs.
Besides, it also includes the invitation and negotiation with provincial chambers, industry associations and companies (trade, travel, business, food, electronic, etc.), international companies and companies or producers who want to expand their business or establish branches in China. The reception, escort and their agenda in China are also included.
Requirements1. English/Spanish/Italian/German/Russian/French teacher (female)
Requirements: good command of English essential, responsible, creative, possessing interpersonal and communication skills, full of teaching ideas and techniques, able to keep students' interest in learning the language, dealing with social relationships and the emergencies coming up.
2. Foreign representative:
Excellent ability to translate and interpret; good communication ability, fluent English and possibly other European languages, tolerant, diligent, willing to live and work in a foreign environment, ability to complete the project on your own.
SkillsRequired - Fast Learner, Fluent English, Teaching Experience, Communicative Skills, Fluent in Italian
Preferred - Foreign Languages


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With our great selection of sizes and styles, finding the best foam meat trays for your business is easy. Make sure to pick up some absorbent meat tray pads to soak up liquids from raw meat and improve the overall presentation of your popular products. Also, be sure to stock up on plenty of plastic food wrap to lock in the flavor and freshness of your meats, cheeses, and vegetables. Lastly, don't forget to keep plenty of day of the week and product labels on hand to keep customers and employees informed of expiration dates and prices. If you're wondering where to buy foam trays, we have a large selection of foam trays for sale at the lowest prices.


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Cleanmaxx Easy Wringing Mop & Bucket
The360 degree rotating microfibre mop head allows for fast and easy cleaning, and the stainless steel rotatory squeeze handle complete with hanging hook allows for effortless operation. For water disposal, the Cleanmaxx Easy Wringing Mop also comes with a highly durable plastic bucket with a no-spill tray design - forget that pesky foot pedal!
- Cleanmaxx Easy Wringing Mop & Bucket
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- Allows for fast and easy cleaning
- Stainless steel rotatory squeeze handle
- Hanging hook for easy storage
- Highly durable plastic bucket
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Last week Megan Frampton asked in her Morning Coffee: Which Hero Has the Sexiest Voice? You guys gave some pretty awesome answers and so we want to make it official in this week's poll: Which Hero Has the Sexiest Voice?
Share your pick in the comments and weigh in on who you think would have the sexiest voice! Do you imagine a hero's voice when you read a romance?
Do you have a favorite accent you like a character to have? Does a character having a certain accent up their appeal like it does for some men in real life?


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"Bullying is a silent epidemic that affects one in six workers," says Gary Namie, a psychology professor at Western Washington University. "It is witnessed by nearly 80% of workers, who don't do anything about it. It's a dirty little secret."
Namie heads up the Campaign against Workplace Bullying. He says studies show that some 41% of those who are bullied are diagnosed with depression; more than 80% said it keeps them from being productive because of severe anxiety, lost concentration and sleeplessness; and 31% of women and 21% of men suffer post-traumatic stress disorder.
"The targets of bullies are often people who are strong and independent and talented and believe that they can tough it out," Namie says. "But once the bullying starts, most can only stay 16.5 months because it costs them their health."
Namie says bullies often target the most talented in the workplace because "the dolts don't threaten anybody." That means if companies fail to stop bullying, they will be faced with a talent drain, decreased productivity and increased healthcare costs.
"Bullying in the workplace is increasing," he says. "Half of the bullies are women. Bullies are often otherwise good people — church deacons or soccer moms — who have gotten cues in the workplace that they need to be aggressive. As long as we are investor-driven at work, then people are being told by top executives they don't care how they get the job done, just as long as they get it done."
Namie says once someone is the target of a bully, he or she may become a victim again and again. That's why it's important to know a few steps you can take if you become the target:
Namie says the third week in October is being declared "Freedom from Bullies Week" and anyone who witnesses bullying can take steps to celebrate it by:
For more information, check out bullybusters.org.


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Man Eats off Subway Floor To Sell Vacuums
Here's one way to sell vacuums. The senior brand manager for Bissell's Canadian branch recently took a steam cleaner onto a subway in Toronto . . . cleaned part of the floor . . . then ATE PASTA off of it.
He even mopped up the extra sauce with a piece of bread, and ate that too.
On-Air Weekday Mornings 5 am - 10 am
Monty "Mo" Foster – Mo became a fan of the radio business early in life. His mother would set him on the kitchen counter while she cooked and together they would listen to the Peck & Peggy morning show in Dallas, Texas. When Mo was a teenager he got a job as a deejay at a skating rink. (Mo was actually a 5-state roller disco champion! Yes, DISCO!!) Soon after high school, he cornered a job at a small country music station in Terrell, Texas. From there he would land various part-time jobs in Dallas before joining ABC's Satellite Music Network. Working nights on a Top 40 format, Mo could be heard on over 60 radio stations across America. Also working with ABC-International, Mo recorded shows for Shanghai, China and Wellington, New Zealand. Wanting to get back to local radio, Mo moved from Dallas to Roanoke, Virginia and that's where he met his future wife, Sally Sevareid. They started their "married morning show" in the Roanoke Valley before moving it to Richmond, Virginia and eventually West Palm Beach, Florida. Mo & Sally have been married 20 years and working together 21 years. They live in Palm Beach Gardens with their 3 cats. Mo & Sally are dedicated to helping all animals and promoting the adoption of sheltered cats and dogs.


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GENEALOGY-DNA-L ArchivesArchiver > GENEALOGY-DNA > 2010-11 > 1288819754
From: Kathy Johnston <>
Subject: Re: [DNA] WTY Update slides (and phasing the X at the X to Y locus)
Date: Wed, 03 Nov 2010 17:29:14 -0400
References: <firstname.lastname@example.com>
In-Reply-To: <firstname.lastname@example.com>
What I failed to mention in my last message was that Ann Turner has a wonderful tutorial on phasing the X chromosome. No matter how many times we talk about phasing and haplotype mapping, and we give this link, it has never really caught on. I think that the only way people will really get interested in it is when they see their own raw data and then it becomes a lot more relevant and exciting. Maybe Ann was just too far ahead of her time.
"Going Through a Phase: Haplotyping the Female X Chromosomes"
Kathy J.
This thread:
|Re: [DNA] WTY Update slides (and phasing the X at the X to Y locus) by Kathy Johnston <>


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Chuck Hagel, former Republican Senator from Nebraska, is a leading candidate to become the next secretary of defense. Hagel served as an Army Sargent in Vietnam (1967-1968). He was an infantry squad leader and was awarded two Purple Hearts, the Army Commendation Medal, the Vietnamese Cross of Gallantry and the Combat Infantryman Badge. No one can question Hagel's courage or his dedication to fellow veterans.
The extreme White wing of the Republicant Party has accused Hagel of being "anti-Semitic." Their "evidence" is an old quotation from a book written by Aaron David Miller where Hagel said, "The political reality is that ... the Jewish lobby intimidates a lot of people up here [on Capitol Hill." Hagel believes that AIPAC (the Jewish Lobby), like the NRA, is powerful enough to sometimes intimidate legislators. Everyone agrees. But the White wingers are rewriting history again and they claim it's "the worst kind of anti-Semitism" because it means Hagel "believes in the existence of a nefarious Jewish lobby that secretly controls U.S. foreign policy." The nefarious Jewish lobby is AIPAC and they openly try to influence (they don't "control") U.S. foreign policy. Incidentally, the guy that wrote the book, Aaron David Miller, said that Hagel is not "anti-Semitic."
Chuck Hagel also faces opposition from the left.
WASHINGTON (AP) – Chuck Hagel, the former U.S. senator believed to be President Barack Obama's leading choice for defense secretary, has apologized for remarks he made in 1998 about an openly gay nominee for an ambassadorship. In a brief written statement issued Friday, the Republican said his comments about James C. Hormel were "insensitive" and did not reflect his views.
In an interview with the Omaha World-Herald in 1998, Hagel said he believed that for a U.S. ambassador, in his words, "it is an inhibiting factor to be gay." He went on to call Hormel "openly, aggressively gay." Hagel apologized Friday to Hormel and to lesbian, gay, bisexual or transgender Americans who may question his commitment to their civil rights. Hagel says he supports "open service" and is committed to LGBT military families.
Then there's Hagel voting record in the Senate. He voted for the Bush tax cuts both times, he voted for the war in Iraq, he voted for the Patriot Act, and he voted against the McCain-Feingold bipartisan campaign finance law. Hagel became an outspoken critic of the war in Iraq in 2005. Then in July 2007, Hagel was one of three Republican Senators who supported Democratic-proposed legislation requiring a troop withdrawal from Iraq to begin within 120 days. In 2008 Hagel was a principal co-sponsor with two other military veterans in the Senate of Senator Jim Webb's "21st Century GI Bill". (http://www.ask.com/wiki/Chuck_Hagel#Senate_voting_record).
Since Hagel faces opposition on the left and the right, it may be difficult for him to be confirmed as Sectary of Defense.
But that's a good thing because there's another individual who has the experience to run the Department of Defense. Colin Powell brings a resumé that is unbelievable. Colin Powell served in the Army from 1958-1993. Powell participated in the Vietnam War (two tours), the Invasion of Panama and the Persian Gulf War. Powell received many awards including: Defense Distinguished Service Medal (4), Army Distinguished Service Medal (2), Defense Superior Service Medal, Legion of Merit (2), Soldier's Medal, Bronze Star and Purple Heart. During his military career, Powell also served as National Security Advisor (1987–1989) and as Commander of the U.S. Army Forces Command (1989). Colin Powell rose though the ranks to become a Four Star General and eventually became the Chairman of the Joint Chiefs of Staff (1989-1993). Then he became the Secretary of State from 2001 to 2005.
Colin Powell, unlike Hagel, won't face opposition from the left for his statements about homosexuals. In late May 2012 he expressed support for the legalization of same-sex marriage. He had earlier supported the repeal of Don't Ask Don't Tell. The left may have some questions about some of the intelligence he quoted in statements about Iraq's weapons of mass destruction. But he represented the Bush Administration and was using the intel they provided.
Colin Powell is uniquely qualified to be the Secretary of Defense. Some republicans may oppose him because he supported Obama in the last two elections. I think his support for proves that he is not a partisan politician and that he is intelligent. We need a non-partisan Secretary of State.
Hagel http://minutemennews.com/wp-content/uploads/2012/12/Hagel11.png
Powell http://media.npr.org/assets/img/2012/10/25/powell-4bc40109eefef38ddb7411d880ac03a9404316e0-s6-c10.jpg


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Green Privet Hedging Plants | Ligustrum ovalifolium
Privet Hedge Plants - Delivered by Mail Order from the Nursery with a 1 Year Guarantee
Green Privet, Ligustrum ovalifolium, is one of the best evergreen hedging plants for the city. It grows quickly, clips very nicely and it will grow in poor, compacted soil in the shade, next to a busy road. It is a good plant for simple topiary.
Privet hedges will reach 4 metres high, perhaps a bit more if it grows freely as a large shrub.
You can also buy variegated Golden Privet and native Wild Privet from our nursery.
Privet hedge plants are delivered bareroot during winter (Nov-March) and pot-grown year round. Bareroot Privet bushes are cheaper than pot grown plants. Pot grown Privet is available in the largest sizes.
Choosing a size: When you are ordering Privet plants for a hedge, we generally recommend that you use smaller plants. They are cheaper than large plants, easier to handle and they will establish well in poor conditions. Use larger plants if you want a taller hedge quickly, if you want to clip them as topiary or for instant impact.
All our hedge plants are measured by their height in centimetres above the ground (the roots or pot aren't measured).
Spacing a Privet hedge:
Plant Privet hedging at 3 plants per metre, 33cms apart in a single row.
General description of Privet plants:
Privet is a big shrub that is evergreen in most of Britain, although it may drop its leaves in a harsh Northern winter. This doesn't really affect the cover it provides: the inside of a mature privet hedge has densely packed twigs that block light pretty well. The lush, oval leaves are deep green.
Privet is a really useful hedge plant for difficult spots; its only requirement is decent drainage. It will grow vigorously on the worst soils, it seems immune to air pollution and it doesn't mind being used as a toilet by the local dogs and cats.
Privet regrows quickly from a harsh clipping. Old privet hedges that have become sparse can be hard pruned down to about 50cms. They will regrow vigorously.
If you grow it as a shrub, it will become a large, dense bush about 5 metres tall with cones of scented white flowers in summer, followed by pretty clusters of small black fruit in early autumn. Although Green Privet is not native, its leaves and fruit are eaten by butterfly caterpillars and birds respectively. If your children keep stick insects as pets, you will know that privet is their favourite food.
History & uses of Ligustrum ovalifolium
Green privet is a Japanese plant that was introduced to Britain in 1885. The Victorians fell in love with it because it grew happily in their polluted, smoggy inner cities and also because it is so easy to propagate: anyone could start their own privet hedge, at no cost, from the clippings of a neighbour's hedge.


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The guide suggested that we smarten up our gait, and we put the horses to a canter.
He's one of the sons, and he'd smarten 'em up if he had his way.
When they had gone the poor Simpleton began to tease his mother to smarten him up and let him start off.
This afternoon ammunition drill, &c., to smarten the men up.
But it was impossible to smarten oneself up or move to another place, because of the crowd.
I had done my best to smarten up my uniform, and make all my accoutrements bright and glistening.
"You might smarten yourself with that change, Elmore," she addressed him, ignoring his companion.
That did not take her half-an-hour, but when she came down the woman had done her best to smarten up her room.
An immense change had taken place in Cousin Betty; and Valerie, who wanted to smarten her, had turned it to the best account.
The girls went to ride with him, and naturally began to smarten their dress and accents and to change their estimates.


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This content has been marked as final. Show 5 replies
1. Re: Distinction among terms: Oracle Patch Set, Oracle Patch Bundle, eccSrini Chavali-Oracle Oct 5, 2012 5:29 PM (in response to user8837052)
user8837052 wrote:Pl clarify what you mean by "10.1.3.0", "10.2.3.0", "10.2.4.0" and "10.2.5.0" - there a no such Oracle versions
Hi to all,
a customer asked me to update an Oracle database 10.1.3.0 on Windows 32 platform. THe only patches installed are **5556081** and *5557962*..
I looked for new updated patches and I founded some Oracle Recommended Patches ID 756671.1 and Oracle Patch Bundles ID 1207176.1 for 10.2.3.0.
Honestly I don't know how to proceed in the sense that i don't know if it is better to apply these bundle patches or to go directly to Oracle Patch Set 10.2.4.0 or 10.2.5.0 for a better update.
What is the difference between Oracle Patch Bundle and Oracle Patch Set?? and the difference between Oracle patch Set and Oracle Patch Set Update???
Any help will be well appreciated..I need to do this update asap
Thanks in advance
Susy Paparella OCP 10 G DBA
I believe you mean 10.1.0.3, 10.2.0.3, 10.2.0.4 and 10.2.0.5
If so, all of the above are patch sets on top of the base release (10.1 or 10.2). It is always recommended to update to the latest patch set release.
Pl note that both 10.1 and 10.2 are de-supported - you should be using the latest 11gR2 version.
Patch set updates (PSU) are additional bundled fixes on top of patch sets - see this MOS Doc
Patch Set Updates for Oracle Products [ID 854428.1]
2. Re: Distinction among terms: Oracle Patch Set, Oracle Patch Bundle, eccuser8837052 Oct 5, 2012 5:45 PM (in response to Srini Chavali-Oracle)Yes sorry my database is Oracle 10.2.3.0.(I wrote wrongly..because I was hurry..sorry)..so do you suggest me to go directly to 11GR2....?? in that case which Oracle Patch Set should I apply..??
Would you mind also telling me what is the difference between Oracle Patch Set and Oracle Patch Bundle??
Thanks a lot in advance
3. Re: Distinction among terms: Oracle Patch Set, Oracle Patch Bundle, eccSrini Chavali-Oracle Oct 6, 2012 4:27 AM (in response to user8837052)I do not know the specifics of your situation - so cannot suggest specific solution.
In general, you should be using 11gR2. This will require the following high-level steps
1. Install 11gR2 (188.8.131.52) in a new ORACLE_HOME - see http://www.oracle.com/pls/db112/homepage
2. Apply the latest PSU patch available (22.214.171.124.3) - see this MOS Doc
Quick Reference to Patchset Patch Numbers [ID 753736.1]
3. Perform an upgrade from your current version to 11gR2 - if you are on 10.1.0.5, you can directly upgrade using DBUA ( see http://docs.oracle.com/cd/E11882_01/server.112/e23633/preup.htm#i1007814), else you will first have to apply the 10.1.0.5 patch set first.
"Bundle patch" is a term used only for Windows patches, where patch releases differ from Unix versions
Quick Reference To Patch Numbers For Database PSU, CPU And Bundle Patches [ID 1454618.1]
4. Re: Distinction among terms: Oracle Patch Set, Oracle Patch Bundle, eccuser8837052 Oct 8, 2012 8:06 AM (in response to Srini Chavali-Oracle)Hi Srini
thank you very much..I still have another question..
May this upgrade have any impact on the applications that run on Oracle 10.2.0.3 database??? that is
may this upgrading actions cause a bad functioning of the underlying applications??
Thank very much in advance for your reply..
5. Re: Distinction among terms: Oracle Patch Set, Oracle Patch Bundle, eccSrini Chavali-Oracle Oct 8, 2012 10:48 AM (in response to user8837052)It is possible - it is best practice to test the upgrade on a test system and verify that the application continues to function as expected. If this is a application that is provided by a vendor, the vendor typically certifies the application to run against specific database versions1 person found this helpful


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Boston, Massachusetts 2110
United States
|Areas of Practice
|1) Real Estate
|Law School
|Northeastern University School of Law
|Most recent firm
|Goulston & Storrs
|Relevant Jobs
Legal Administrative Assistant
Job Summary Ideal candidate will have 2-5 years of law office experience, Real Estate law experience is a plus. Under general supervision and according to established policies and procedures, the L...
Apply now
Real Estate Associate
Real Estate Associate The candidate should possess superior academic credentials and a 5+ years of large firm experience working on commercial leases, financing, acquisitions, dispositions and relate...
Apply now
Financial Services Senior Associate
Financial Services Senior Associate The candidate should have a Bachelor's degree in Accounting. CPA, Enrolled Agent designation or membership of the Bar is required. Must have 5+ years of experience...
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|+ View more jobs
Anthony Ciasulli is a senior counsel in Morgan Lewis's Real Estate Practice. Mr. Ciasulli represents both developers and lenders in connection with commercial, residential, industrial and resort real estate.
Brian M. Jazaeri is a partner in Morgan Lewis's Litigation Practice. Mr. Jazaeri represents clients in complex commercial litigation, with a particular emphasis on class action matters and financial services, healthcare and technology litigation.


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What a week! I quit counting some time ago. A man accused of sexually assaulting a 4 year old girl multiple times with a screwdriver. Violent sex offenders breaking into homes at night and attempting to assault 14 year old girls. Everyone with an opinion on where these bastards should be allowed or not allowed to live after released from prison. A famous feminist stating that the rape of a 13 year old girl wasn't "rape, rape", whatever the hell that means. And the list could go on ad nausea.
What adults do to adults is bad enough, but children? I actually read a comment on a story this week that said these people were born this way and we needed to find a way to accept them the same way we accept other "alternative" sexual orientations. Are you friggin' kidding me? I do not particularly care why they do what they do. What matters is what are we as a society prepared to do about it? I do not give a damn that it has been going on since the Roman Empire and even longer. What can we stomach in order to protect and save the generations to come from the physical, emotional and mental torment that lingers for the rest of their lives?
The Supreme Court says we cannot put them to death. The lawmakers seem to think they should at least get the possibility of release someday in most states, and despite tough registration laws, we don't know where most of these offenders are. The ones that are being watched are gathering sympathy due to the restrictions placed on them.
The only good news so far this week is that John Couey, the pos that raped and buried 9 year old Jessica Lunford alive died this morning. But there are plenty others sucking air and lots of kids playing video games, doing homework or watching TV right now that will not make it out of middle school before they are molested, raped and possibly killed by these monsters.
So what is the answer? I feel lost today. Awareness has reached saturation, answers are as debated as health care and abortion. There has to be an end, or at least a slowing of this blight on our society. Rant over, I will listen now.


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Watford's unbeaten run under Beppe Sannino is over after they were beaten 1-0 by Reading at Vicarage Road – although they will be wondering how they didn't take at least a point from the game.
Kaspars Gorkss scored what turned out to be the winner after just five minutes but the Hornets had several good opportunities in the second half to get on back on terms.
The hosts though, were to finish the game with ten men after Alexander Merkel was shown a straight red card in injury time for a reckless challenge on Nick Blackman.
Merkel was given his Hornets debut as Beppe Sannino made four changes from the side which drew 1-1 at Bristol City in the FA Cup last week.
The Udinese loan signing was deployed in the holding midfield role as Lloyd Doyley came back into the starting line-up, along with Hector Bellerin and the fit-again Daniel Pudil.
Nyron Nosworthy, Cristian Battocchio and Iriney dropped to a bench which also included Fernando Forestieri and Davide Faraoni following their respective injuries but Marco Cassetti missed out with a knee problem. There was also a change in the replacement goalkeepers with Gary Woods replacing Jonathan Bond, who was ill.
Reading went out of the FA Cup following a 1-0 defeat at Brighton & Hove Albion seven days previously and boss Nigel Adkins made five changes to his side.
In came goalkeeper Alex McCarthy, Danny Williams, Hope Akpan, former Hornet and skipper Jobi McAnuff and Pavel Pogrebnyak. Adam Federici, Stephen Kelly, Jake Taylor and Blackman dropped to the bench, while Danny Guthrie missed out through injury.
Manuel Almunia was forced into action in the opening 20 seconds when he had to punch away a dangerus Garath McCleary cross from the right. The Royals continued to threaten in the early stages but their hosts almost enjoyed an opening in the fourth minute when Gorkss got just enough on Sean Murray's slide-rule pass to take some of the pace off the ball and McCarthy was able to gather before Troy Deeney could latch on it.
But Reading's promising start was rewarded when they made the breakthrough in the fifth minute.
The visitors were awarded the first corner of the match when a Jordan Obita shot from the edge of the area was deflected behind and it was the Royals left-back who took the set piece from the right, sending an in-swinging delivery towards the near post where Gorkss got the first run to flick a header past the helpless Almunia and make it 1-0, although there were suggestions the last touch may have come off Lewis McGugan.
The midfielder had the Hornets' first attempt three minutes later when he dragged a shot wide from 25 yards but the home side were nearly punished again when McAnuff latched on to a loose pass from Merkel, who had made a rusty start to the game, and accelerated inside off the left flank before hitting a shot from the edge of the area back across goal and not too far wide of Almunia's right-hand post.
Adam Le Fondre was the first player to be booked for delaying a free-kick in the 17th minute and when McGugan was eventually able to take it, his right-footed effort from 25 yards spun up off the top of the wall and McCarthy was able to claim with relative ease.
The Hornets were coming more into the game though, and they had another opportunity when Bellerin got in down the right and his attempted ball into the near post was superbly cut out by Alex Pearce as Deeney tried to get across the front of him. However, the ball broke to the edge of the penalty area where Merkel went for precision rather than power and McCarthy was able to save.
But Reading had another chance in the 23rd minute when McAnuff won a free-kick close to the goalline on the left and his lofted delivery was met by Pavel Pogrebnyak, but he was unable to keep his header beneath the bar.
The game then went into something of a malaise, but the visitors continued to look the more composed of the two teams, until the 35th minute when Watford were awarded a free-kick on the left side of the area and McGugan's dangerous far-post delivery was cut out by Obita with Pudil and Gabriele Angella both waiting to attack with their heads.
McGugan again did well two minutes later to get down the left side of the penalty area and, under pressure, squeeze in a cross but both Deeney and Diego Fabbrini got attracted to the near post and the ball bypassed them both.
The pressure continued with Fabbrini playing a lovely incisive pass that picked out Pudil towards the left of the 18-yard box, he pulled the ball back and Murray was superbly placed to convert but he couldn't reach the ball with an outstretched leg.
McGugan was again involved moments later when he whipped in another good delivery from a free-kick, this time from a deeper position, but Pudil was unable to get on the end of it at the far post.
Merkel received his first yellow card in English football two minutes before the break for a foul on Pogrebnyak as the Hornets ended the opening period trailing.
Danny Williams fired the first shot of the second half over from an angle after the visitors had taken a corner but six minutes after the break a precise Bellerin delivery from the right picked out the unmarked Deeney but he was unable to direct his header past McCarthy.
Williams fired another long-range effort over the top but then Le Fondre wasn't too far away from adding a second, fizzing a rising drive wide after Pogrebnyak had headed a cross-field ball down to him on the edge of the area.
Sannino made his first change in the 54th minute, bringing on Forestieri for Bellerin and switching to a 4-3-3 formation, and then the visitors picked up two bookings in quick succession, with Obita and McAnuff seeing yellow for fouls on McGugan and Fabbrini respectively.
The temperature was rising and Watford weren't too far away from levelling in the 62nd minute when Forestieri's blind-side ball released McGugan on the right side of the area, his pull back ran across to the opposite side of the 18-yard box where Pudil drove it back in and Deeney turned the ball goal-wards, only for McCarthy to palm it over the top.
An even better chance came and went soon after when, with the game becoming increasingly stretched, Deeney was released on the right and his pin-point delivery picked out an unmarked Forestieri, who missed the target from six yards out.
McGugan then drove forward and fired wide from 20 yards before the Hornets contrived to miss another great chance in the 67th minute.
Fabbrini initially looked like he had delayed too long on the edge of the penalty area before laying the ball out to the supporting Doyley on the right and he squared for Deeney, who snatched at his finish and lifted it over the top.
Doyley was again involved offensively when he fed McGugan to his right and the former Nottingham Forest man laid the ball inside to Angella, who hit a first-time effort wide of the near post.
The Hornets' second change came in the 73rd minute when Battocchio replaced Murray and, after McCarthy had saved an angled drive from McGugan with his legs, Faraoni came on for Doyley.
Watford had been well on top but they survived a scare with ten minutes remaining when a free-kick from the right fell beyond the far post for McCleary, he lifted the ball in, Le Fondre flung himself at it and missed and Pogrebnyak was only able to head the ball back in the direction it came.
Blackman then replaced Akpan before Forestieri was booked for diving, even though he seemed to be taken out on the edge of the penalty area.
Shaun Cummings came on for Obita with six minutes left and then McCleary made way for Taylor, whose first involvement was to get away down the right and send over a deep cross which Pogrebnyak couldn't divert back on target from past the far post.
Forestieri sent a ridiculous ambitious volley high and wide from the left outer edge of the penalty area as the game entered five minutes of additional time before Faraoni managed to work an opening on the opposite side of the 18-yard box but his attempt across goal also missed the target.
Merkel had been walking a disciplinary tightrope after his earlier booking but he could have few complaints at his fate in injury time after a reckless lunge on Blackman ended in a straight red card.
Blackman's indiscipline was then to offer Watford one last opportunity. He was booked for a foul on Angella around 25 yards out, McGugan hit the free-kick low and hard towards the far corner but McCarthy pushed it behind.
Before Watford could take the corner though, referee Keith Stroud blew the final whistle, much to the annoyance of Pudil in particular who was booked for his protests.
Watford: Almunia; Doyley (Faraoni 78), Angella, Ekstrand; Bellerin (Forestieri 54), McGugan, Merkel, Murray (Battocchio 73), Pudil; Fabbrini, Deeney. Not used: Woods, Hall, Iriney, Nosworthy.
Reading: McCarthy; Gunter, Pearce, Gorkss, Obita (Cummings 84); McCleary (J Taylor 87), Williams, Akpan (Blackman 82), McAnuff; LeFondre, Pogrebnyak. Not used: Federici, Kelly, Drenthe, Hector.
Bookings: LeFondre for delaying a free-kick (17); Merkel for a foul on Pogrebnyak (43); Obita for a foul on McGugan (56); McAnuff for a foul on Fabbrini (58); Forestieri for simulation (83); Merkel sent off for a foul on Blackman (90); Blackman for a foul on Angella (90); Pudil for dissent (after final whistle).
Attendance: 15,725 (1,636 away).
Referee: Keith Stroud.


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Dinner plates, French wine and roasted pig
There's never a lack of great ways for foodies to spend their time in Milwaukee. This week's highlights include an "art meets food" experience, a dinner focusing on wines of the Côtes-Du-Rhône, and an old fashioned pig roast.
The Plate Collective
An upcoming collaborative chefs dinner will celebrate more then just delicious food. It will also showcase the art upon which each course is served.
On Tuesday, Sept. 9, at the newly opened Goodkind, 2457 S. Wentworth Ave., diners will be treated to six courses collaboratively prepared by Ross Bachhuber and Daniel Jacobs from Odd Duck, Dan Van Rite from Hinterland Erie Street Gastropub, Cole Ersel from Wolf Peach Restaurant, and Paul Zerkel and Lisa Kirkpatrick from Goodkind.
But, here's the catch. Each course will be presented on unique handcrafted plates created by local artist, Kate Riley, of Craft Girl Studio.
Riley, who has been designing ceramic pieces for area restaurants for the past few years, will be exhibiting work at the event, as well as providing the canvas on which each course of edible art is plated.
"The idea," says Riley, "Is to give the diners a brand new experience. Each plate or bowl was created specifically for each course … and designed to add to the sensory experience."
The six course dinner is $100 per person, plus tax and gratuity.
Cocktail hour begins at 6 p.m. with appetizers and punch created by Goodkind's Katie Rose. Dinner will be served at 7 p.m. Each guest will receive a handmade ceramic takeaway item made by Riley.
Seating is very limited and reservations with a credit card are required. Call (773) 612-8017 to reserve your spot.
And watch OnMilwaukee.com for a feature on Riley's work and connections to the Milwaukee restaurant scene.
Spend the Night in Cotes-du-Rhone
Experience wines produced by renowned winemaker, M. Chapoutier, alongside five courses of culinary pairings from Chef Thomas Hauck on Wednesday, Aug. 13, at 6:30 p.m.
Courses include crab and apple salad, pork shoulder, monkfish cioppino, duck with currants and cinnamon and peaches in puff pastry with banyuls and crème fraiche.
Showcased wines include 2013 Côtes-Du-Rhône Belleruche Rose, 2012 Côtes-Du-Rhône Belleruche Blanc, 2012 Côtes-Du-Rhône Belleruche Roug, 2011 Chateauneuf-Du-Pape "La Bernadine" Rouge, and 2011 Banyuls.
For the past 200 years, M. Chapoutier has been producing some of the greatest wines of the Rhone Valley. Since taking over his family firm in 1990 at age 26, Michel Chapoutier has transformed the winery into the leading Rhône Valley producer. He combines the modern and the traditional: crusading for biodynamic winemaking, while expanding operations around the globe and experimenting with cutting edge winemaking techniques.
In 1996, they were also the first winemakers to take the initiative to print wine labels in Braille.
Terlato Wines, distributor for M. Chapoutier explains: "Far from being anecdotic, this symbol draws its origin from the very history of the Hermitage vineyard. Maurice Monier de la Sizeranne, owner of the plot of the Hermitage, la Sizeranne, is also the inventor of the first version of abbreviated Braille. The trademark pays tribute to Monier de la Sizeranne, but also expresses the desire to reach out to and include all people with sight-impairments, lovers of good wines."
The dinner is $110, which includes five courses and pairings, along with an amuse bouche and pre-dessert. M. Chapoutier wines will be available for purchase at the conclusion of dinner at a discounted retail price.
Reservations are required for this event and can be made by contacting the restaurant by phone at (414) 431-9271 or email firstname.lastname@example.com.
Great Lakes Distillery Pig Roast
The first Walker's Point Foodie Week is in full swing, offering diners the chance to experience three-course dinners at 16 area venues for $21 or $31. Full menus are available online at wpfoodieweek.com.
But, you can make the week last a little bit longer.
On Sunday, Aug. 17 from noon-5 p.m. Great Lakes Distillery, 616 W. Viriginia St. will host a celebratory pig roast.
Sean Henninger of Times Square Pizzeria will roast up pork, and the distillery will feature a special patio tiki bar.
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Has anyone here ever had one, or had a partner that's had one?
My specific questions are more about the physical process and less about the emotional effects...like, how far along would one normally happen? What is the pain like? Did you go to a doctor? Etc.
I realize that this is a very sensitive topic, so if you have information that you don't really want to share in the public forum, you can PM me or catch me in the chat room sometime.


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New Treasure From American Bach Soloists
February 17, 2012
It might not have been anyone else's notion of a great 50th birthday present, but Jeffrey Thomas, music director of the American Bach Soloists, couldn't have been more pleased when a board member gave it to him. Thomas pulled out his treasure at an Oakland cafe near his home the other day — a bound score of the "early" version of Bach's St. Matthew Passion, BWV 244b, published by the German firm Bärenreiter in 2004.
Thomas was like a sleuth hot on the case as he turned to the sublime alto aria, "Erbarme dich," in his book. Pointing to the staves for the two separate orchestras used in most performing versions for large forces, he showed how the solo violin from the first orchestra turns up in the second orchestra here. The same anomaly appears in other places.
Related Article
Bach For the Masses
July 17, 2011
And so it will be when the American Bach Soloists perform the 1727 St. Matthew Passion Feb. 24–27 in Belvedere, Berkeley, San Francisco, and Davis. Anchored by a single bass continuo, or basso seguente, this early-version Passion will aspire to a fresh sense of clarity and transparency. The orchestra will include four flutes, four oboes, 10 string instruments, and a Lautenwerk, a lute-and-harpsichord hybrid that Bach favored so much he had three of them in his house.
Deploying the voices against this united orchestra, said Thomas, should make the piece "so much more followable and palpable. I think there's going to be a real intensity to it." Other changes include the restoration of a simpler chorale at the end of Part I and the assignment of some arias to different singers than the later score indicates.
"This is wild," said Thomas, gazing down with delight at his find.
Excited as Thomas is to recapture what he believes to be Bach's original intentions, he's no strict historical purist. Even as he's resolving the orchestra down, Thomas is beefing up the choral ensemble by 16 additional singers for the chorale sections of the Passion. Defending this "one willful exception" to Bach's early version, he writes in the program notes, "I can not bring myself to believe that it would have been possible to keep the congregation silent during the singing of the chorales." This larger choir, then, becomes surrogate worshippers to "represent the most accessible, comfortable, and confident ownership of the theological messages."
Challenging Precedent
In some ways, Thomas is flouting the historical record by not relying on the sole autograph copy of the St. Matthew Passion manuscript. But that version, as he points out, dates from the third performance of the piece, in 1736, almost 10 years after the first. And the authority of the early version, Thomas argues, is sound. Johann Christoph Altnickol, a known Bach copyist (and the composer's son-in-law, to boot), instructed a student of his, Joseph Christoph Farlau, to make a copy of the 1727 score. That's the source of the score Bärenreiter released in 2004, another panel of its New Bach Edition.
This early-version Passion will aspire to a fresh sense of clarity and transparency.
Two small-batch German ensemble recordings of the early Passion, according to Thomas, are out of print. "I've never seen this version cited," he added. Now he's about to pass his prized 50th birthday gift on to Bay Area audiences.
The American Bach Soloists have a long history with the piece. They last performed it in 2006 and recorded it in 1996. About 25 percent longer than Bach's St. John Passion, the St. Matthew Passion is often thought to be "more drawn out and expansive," allowed Thomas. "But the fact that it's longer is what gives it an emphatic and imperative quality." In the St. Matthew Passion's high contrasts between action and meditation, Thomas finds an intrinsic spiritual drama. "You can almost see the lighting changes," he said. "We want to make that really evident, musically."
Thomas is fully committed to this early-version Passion. "But it's never about trying to reproduce something that actually happened," he explained. "We can't reenter the past. A chord that would have been shocking 300 years ago we don't even notice now." Thomas took a sip of coffee, the California sunlight streaming in through the Hudson Bay Cafe window. "We're not trying to re-create the original circumstances. The piece was probably performed with candles in a cold church."
Whatever it sounded and felt like the first time around, the St. Matthew Passion has endured and evolved through a long and complicated history. Bach himself muddied the waters, by continuing to revise it years and even decades later. Late in life he sewed new pages into his autograph score. That, program annotator John Butt points out, attests to "the special status Bach seems to have afforded the work."
After a period of obscurity, Felix Mendelssohn famously rediscovered the St. Matthew Passion and put it back on the map in 1829. That set the precedent for performances with mighty orchestras and choruses. "I love to hear Bach's big works with large-scale forces," said Thomas. "We all do. But I also can't wait to do the St. Matthew Passion in this version." Three centuries later, in Thomas' big-tent approach to Bach, there's always something new to discover.


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> I am trying to determine if I can configure M0n0Wall to masquerade
> inbound packets to the LAN IP address. In my particular case, the reason
> is that the M0n0wall is NOT the default gateway for the internal server
> I created the inbound NAT rule for.
I do not know how to do this but I would be interested if someone had some
pointers. My application is that I would like to be able to access a couple
of Win XP machines from both of our ISPs - both have m0n0wall as the edge
Good luck, Steve.


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|"As Promised…!!"
|(約束通り…!!, Yakusokudōri…!!)
|Chapter Info
|The Successor (#19)
|"The Abilities of the Shinobi…!!"
|Naruto #167
|"Just Once More"
|Search for Tsunade
|Naruto #94
Naruto tries to hit Kabuto with his incomplete Rasengan. Because Naruto needs a linear, lunging motion to use it, Kabuto easily avoids it and injures his leg. He tells Naruto that his hopes of winning and his dreams for the future are impossible, which Tsunade realises sounds just like what she said to Naruto a week earlier. Because he does not care about predictions or leg injuries, Naruto stands up and reminds Tsunade of their bet: if he can master the Rasengan in a week, he gets the First Hokage's Necklace. He creates a shadow clone, which Kabuto attacks. Naruto catches Kabuto and holds his hand to stop him from escaping. The shadow clone assists him with the Rasengan's formation, ensuring that the swirling chakra is contained in a sphere, and then Naruto strikes Kabuto with it.


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by Candee
(St. Louis, MO)
Saint Jude, Hope of the Hopeless, please intercede for me for (1) financial assistance of $2500 to pay bills that are past due, (2) employment, as I have been out of work for a year, and (3) healing of stribismus, far-sightedness and astigmatism. I agree with everyone submitting their prayers to St. Jude, that their needs are met today. Thank you, St. Jude, for answering my prayers. I promise to publish thy assistance and make thy cause known.
Join in and write your own page! It's easy to do. How? Simply click here to return to St Jude Prayer.
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