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stacked vs. unstacked insurance
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If you've heard the term "stacked insurance" thrown around in the car insurance world, you may have wondered what it is. Well, that's what we're here for — to explain the differences between stacked and unstacked coverage and shed some light on the pros and cons of each.
Stacked insurance essentially increases your uninsured motorist (UM) and underinsured motorist (UIM) coverage limits in relation to how many cars you insure.
UM and UIM coverages vary by state, but in general these coverages can help pay for post-accident medical and property expenses after you're hit by a driver who lacks sufficient (or any) liability coverage.
Stacking is available in a handful of states, where you may have 2 options: stacking across policies or stacking within one policy.
If you insure more than one car on the same policy, you might be able to stack UM bodily injury (UMBI) coverage. Let's say you have 3 cars, each with $25,000 UMBI limits, and you decide to stack these coverages. If you're hit by a driver who doesn't have adequate insurance, you'll be able to combine the coverage limits for each vehicle under that policy, giving you a coverage limit of $75,000 instead of your original $25,000.
Let's say you have 2 separate car insurance policies: one for your truck and one for your car. You buy $50,000 of UMBI coverage for each. Then it happens: an uninsured driver slams into your truck. Your truck is totaled and you're hurt in the crash. If you stacked your UMBI coverage, you'll be able to file a claim under both policies if needed. So if the costs of your injury bills exceed one policy's $50,000 limit, you have an extra $50,000 to work with from the car's policy, as long as each policy is in your name. (Complicated, we know.)
You have higher coverage limits after an accident caused by an uninsured or underinsured driver.
Without stacking, your UM/UIM limits are capped at your liability
limits in some states. By stacking, you get more coverage in case of an
accident caused by another driver. And you won't need to raise your
liability limits at the same time.
You'll likely pay more for uninsured/underinsured coverage in exchange for the added protection.
Simply put, unstacked insurance coverage treats each vehicle's coverage separately, no matter how many cars you insure. If you're struck by an underinsured/uninsured driver, your policy can cover expenses up to the UMBI limit you chose for the vehicle you were driving.
You'll probably pay a lower car insurance premium in exchange for lower single-incident limits.
Your uninsured/underinsured limits could be too low to cover your post-accident expenses.
Stacking coverage isn't allowed in most states. And if it is, there might be stipulations on how you can use it. As an Esurance customer, you may be able to stack your UMBI coverages in these states:
Alabama — across policies and within one policy
Colorado — across policies only
Florida — across policies and within one policy
Georgia — across policies only
Kentucky — across policies only
Mississippi — across policies and within one policy
Missouri — across policies and within one policy
Nevada — across policies and within one policy
New Jersey — across policies only
North Carolina — across policies only
Oregon — across policies only
Pennsylvania — across policies and within one policy
Rhode Island — across policies and within one policy
South Carolina — across policies only
Texas — across policies only
West Virginia — across policies only
That's the not-quite million-dollar question. It really depends on your coverage needs and financial situation, plus the number of uninsured drivers in your state.
If you want help talking it through, give us a call at 1-800-ESURANCE (1-800-378-7262). We're here to help at these times.
UM/UIM coverage
Head here to find out more about uninsured and underinsured motorist coverage.
Car insurance in your state
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Benjamin Moore & Co. continues to develop and produce new paint products, such as EcoSpec, a solvent-free, low odor, low VOC, water-thinnable coating system that utilizes our own advanced materials technology.
Davis Colors is America's largest manufacturer and processor of color additives for concrete products.
Elite Crete Systems, Inc. is a world leading manufacturer of specialty products for: decorative concrete systems, concrete repair, custom commercial flooring and industrial floor coatings.


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Hello.Im a 17-year old African American female & ive been getting blackheads on my chest for about 2years now.I wash & put acne products on it every night before i go to sleep hoping it can go away but it still hasnt.I dont wear tight shirts & i know that could be the cause of getting pimples on your chest [so ive heard]. If its important, my dad used to have blackheads on his back and it went away on its own as time went by. As a girl i REALLY need to get rid of this problem. SO WHAT CAN I DO?
Blackheads on Chest (African American Female)
Doctor Answers 3
You may need to see a dermatologist for your acne
Acne is caused by a variety of factors many of which may require prescription strength medication. Topical retinoids are the best currently available treatment for blackheads. See a board-certified dermatologist. We are the experts with respect to the treatment of acne.
Blackheads acne chest
First, you have to make sure these are acne. There are certain growth you can get on your chest that look just like pimples. For this, see you local dermatologist.
If these in fact are acne spots, I recommend a couple things: retinoids (topical cream), a BPO wash (now over the counter) and some times oral antibiotics. Acne surgery also works (but most often isn't covered by your insurance plan).
Blackheads on the back are best treated with benzoyl peroxide wash every morning
Blackheads on the back are best treated with benzoyl peroxide wash every morning. Additional treatments may include Retin A and salacylic acid solutions.
You might also like...
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.


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Jessica Simpson Says She Doesn't Brush Her Teeth in an Effort to Appear Even More Sexy (VIDEO)
Perhaps we've solved the mystery behind why Jessica Simpson can never hold on to a man for very long?
The Price of Beauty hostess recently sat down for an interview with I Heart Radio to discuss, among other things, her dental hygiene, or complete lack thereof:
"I don't brush my teeth. No, really. I just use Listerine, and sometimes I'll use my sweater."
Four out of five dentists will definitely not be recommending that technique, Jessica! But you'll be happy to now that Simpson isn't completely without her priorities:
"But I still put on my face creams, they're next to my bed."
Hmm; yeah, that's great. Readers, let us now in the comments section: Given this new revelation, how much would you have to be paid to kiss Jessica Simpson on the lips?


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The video, which was shot earlier this month in London, sees the singer performing the ballad and interacting with his fans.
Austin Mahone has teased the upcoming music video for his new track "Shadow" with a preview. Arriving on Wednesday, May 28, the thirty-second teaser shows the 18-year-old hearttrob performing the beautiful ballad while playing his guitar.
In another scene, he's seen interacting with some of his fans and taking some photographs with them. There's still no official word on when the visuals, which was shot earlier this month in London, will be released.
"Shadow" was debuted by Mahone on the "Today" show on Monday morning, May 26. During his set on the show, the Texas-born star also performed "MMM Yeah", which features some verses from Pitbull, and his breakthrough single "What About Love".
On the following day, the same day he released his EP "The Secret", Mahone performed "Shadow" and "MMM Yeah" again during the launch of Billboard Twitter Real-Time Charts at Paramount Hotel's Diamond Horseshoe in New York.
UPDATE (May 29, 2014 09:07 GMT): Austin Mahone has debuted the full music video for "Shadow". The three-and-a-half-minute visuals features the singer performing the song on some places in London. It also gives glimpses at fans' expression when they see him strolling around the city in an all-black outfit and a black beanie.
Austin Mahone's "Shadow" music video


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MOOSEJAW'S RETURN and EXCHANGE POLICY
The Best Topics (click to learn more)
- Reward Order Return & Exchange Policy
- How to Return & Exchange a Product
- International Orders
- Click to Create a Prepaid UPS Return Label
If you aren't thrilled with your purchase, you can return most items for an exchange or refund at any time as long as it's still in "sellable condition." This means that the item should be unworn (aside from trying it on), unwashed, devoid of any stains, scuffs, tears, or mysterious smells, and needs to be in its original packaging. All electronic items must be returned within 30 days, except drones, which must be returned within 15 days.
Load-bearing climbing equipment, like harnesses, carabiners or pretty much anything that you would use when climbing (think Cliffhanger), are final sale and cannot be returned. So, if you don't like your climbing stuff, just hang it on your wall to impress your friends.
Oh yeah - proof of purchase is required for all returns. A receipt, packing slip, or anything referencing your order number will work, and no return merchandise authorization is necessary. If you're returning a pair of shoes or boots, we need the box back, too. Also, please don't treat the shoe box as the shipping box; wrap it in brown paper or put it in another box before you stick the return label on. If you fail to follow these directions, we will not be able to accept the return and won't issue a refund. Sorry for being so mean about it.
If you're unsure about clothing size or a gear feature, we're available to answer all your questions and offer advice. We love to try out tents and test-drive sleeping bags for our customers. My Mean Boss thinks I'm just napping on the job, but I'm totes analyzing baffling and down loft. (And napping.)
You can either bring your product(s) and invoice to a Moosejaw shop or you can mail the product(s) back to us within 30 days of receiving the goods. To mail the product(s) back to us, simply click the link below to create a new prepaid UPS Ground return label (offer available to U.S. customers only). Make sure any existing labels are covered and take to your local UPS location. A MJ$7.95 shipping cost will be deducted from your refund upon receipt. UPS Ground takes about 5-7 business days to get your package back to us and we'll email you a receipt confirming that you've been credited. A return or exchange may not be processed if your Moosejaw Rewards account is not in a positive standing, or processing the return or exchange puts your account into a negative standing.
CLICK HERE TO CREATE A NEW PREPAID UPS RETURN LABEL If you don't want to use our prepaid UPS return label or if you live outside the contiguous U.S., you can mail the product(s) back to us using the carrier of your choice. Address the package to:
Moosejaw Returns/Exchanges
32200 North Avis Drive, Suite 100
Madison Heights, MI 48071
Make sure to send it prepaid (no CODs allowed), and get tracking information for your package since you are responsible for it until we receive the goods.
You cannot exchange your item for a product of greater value, even if you have enough MJ$ to cover the difference, or are willing to offer up fresh-baked cookies or your first-born child. Also, if you choose a product of lesser value, the remainder of the MJ$ will be forfeited.
International customers are responsible for costs associated with return shipping, and you can mail the product(s) back to us using the carrier of your choice. Address the package to:
Moosejaw Returns/Exchanges
32200 North Avis Drive, Suite 100
Madison Heights, MI 48071
Make sure to send it prepaid (no CODs allowed), and get tracking information for your package since you are responsible for it until we receive the goods.
If you have any questions or want to tell us about your favorite Star Wars character give us a call at 877-MOOSEJAW (877-666-7352) or check out another way to get a hold of us on our Contact Us page.
Love the Madness,
- Sign in to Moosejaw
- Order Tracking
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Pain Medicine Attending Staff
Khalid Malik, MD
Division Chief, Pain Medicine
Effrossyni (Gina) Votta Velis, MD, PhD
Fellowship Director
Felix Angelov, MD
Nadia Hussain, MD
Christopher Chiang, MD
Rena Beckerly, MD
Chuck Okpala, MD
The University of Illinois Hospital's Interventional and Multidisciplinary Pain Medicine Fellowship is modeled on the Accreditation Council for Graduate Medical Education (ACGME)'s Program Requirements for education in the field. It fully integrates all areas of pain medicine, and characterizes the patient experience in groups of: acute pain, chronic, non-malignant pain, cancer pain, and interventional pain management. Additionally, the program offers exposure to acupuncture, hypnosis, and ongoing research.
The one-year fellowship reflects the collaboration among the Departments of Anesthesiology, Psychiatry, Neurology and Physical Medicine & Rehabilitation. The Fellows rotate between the various Departments within the University and within the Jesse Brown Veteran's Administration Hospital which is located 0.2 miles away.
The University of Illinois offers four one-year Fellowship positions
Candidates who are selected for interviews meet with all faculty members and current trainees. Candidates may send their application materials as soon as July 1 of the previous year. Interviewing typically begins in August.
Faculty members in the Division of Pain Medicine are recognized experts in Pain Medicine and Regional Anesthesia. They are active in the American Board of Anesthesiology, American Society of Regional Anesthesia, American Society of Clinical Hypnosis, The European Society of Regional Anesthesia, The International College of Surgeons, and the American Society of Anesthesiologists. They are members of the editorial boards or reviewers for Anesthesiology, The Journal of Clinical Anesthesia, and the Journal of Medicine.
While supervised by the staff, Fellows in the Division of Pain Medicine evaluate and manage medical and postoperative pain conditions and provide daily inpatient consultations. Additionally, they staff the Interventional Pain Medicine Center in the Outpatient Care Center (OCC) where patients are seen five days a week. Fluoroscopy-assisted nerve blocks, discography, spinal cord stimulation trials and implants, kyphoplasty, nucleoplasty and other techniques are utilized for patient care. All equipment in the Pain Clinic is new and state-of-the-art.
Fellows are also trained in all aspects of multidisciplinary pain management, including the psychiatric evaluation, psychological treatment modalities, and aspects of physical medicine. Approximately 2,000 new consults and 3,000 follow-up visits are seen in the Pain Medicine Center each year with more than 2,000 procedures performed annually. These include epidural injections, nerve root and facet blocks, sacroiliac joint injections, sympathetic blocks, discography and intradiscal procedures, and spinal cord simulation trials.
Fellows actively participate in daily lectures and journal club, a monthly morbidity conference, and quarterly research conferences. There are frequent interdisciplinary conferences with neurology, PM&R, and radiology.
A Master didactic schedule is followed closely; academic issues are discussed each working day. Topics are generated from the clinical material seen in the pain clinic or hospital, articles that appear in current literature, subjects from the "Pain medicine examination specifications, revised 1999", the "Core curriculum for professional education in Pain, 3rd edition, 2005, and the Content outline from the IASP, International Association for the Study of Pain. Care is taken to make sure all relevant material is covered at least once within the Fellows' year of training.
Fellows participate in ongoing research projects or initiate their own studies during the training year. In the latter case, fellows learn how to write protocols, create proper research design, incorporate appropriate statistics, and write a paper with support from the full time research staff within the department of Anesthesiology.
All effort is made to make the year as pleasant and as educational as possible. We are in contact with most of the 59 Fellows who have graduated from the University of Illinois Pain Medicine Fellowship. Most report having had a very good experience and very solid training during their year with us.
According to a recent report, you will also be a part of a winning team:
Which Best Hospitals Are Best (and Worst) at Pain Management
It's no surprise that all facilities aren't equal, according to surveyed patients, at keeping pain under control By Avery Comarow , Megan Johnson Posted October 20, 2009
Among elite centers in the U.S. News "America's Best Hospitals" rankings that reported patient satisfaction survey results for the year ended December 2008, the 10 percent below were judged best at pain control. They had the highest percentages of patients who said their pain was "always" well controlled.
I think you will be very happy with the Fellowship.
For inquiries email the fellowship coordinator Elizabeth Hammerschmidt
The Pain Medicine Fellowship Program at the University of Illinois at Chicago will be participating in the NRMP match for fellowship year beginning July 2014, and applications for the 2016 match will be accepted only through ERAS. In addition to ERAS document requirements, we require a letter from the Residency Program Director.
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At Mediterrania Capital Partners, we are dedicated minority investors, partnering with leading entrepreneurs in full alignment with key shareholders to nurture lasting value creation. We invest in innovation and growth with a focus on emerging and growing industries and an international playing field. Experienced, influential, international. This is MCP.
We believe in the African Continent and especially in the Maghreb region. Our wealth of regional experience promotes the rapid identification of exciting new investment opportunities. Our European roots deliver portfolio companies access to global networks, contacts and experience, while our deep local knowledge positions us as an excellent channel by which to introduce new investors to this exciting region and its potential. We hold strong corporate and government connections, and continue to expand our reach in the Region throughout offices in Abidjan, Algiers, Barcelona, Casablanca and Tunis.
- Quality management with top class reputation
- Effective planning and development strategy
- Industry leadership that allows MCP to have an established platform for growth with significant preexisting equity and a definitive exit strategy


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Please provide the email and password you will use to sign in to your new account, and then give us a little information about you.
For now, you can still explore the magic of Walt Disney World Resort and other fun Disney sites too!
Discover New Fantasyland and an entire world where your fairytale dreams come true.
Encounter exotic animals and visit exciting lands filled with thrilling rides and attractions.
Watch full-length episodes of favorite TV shows, create your own avatar and play games.
Walt Disney World Resort


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Father And Two Daughters Killed In Plane Crash
A sad story. The Palm Beach Post reports a Port St. Lucie man and his two daughters were killed when their small private plane crashed in Jacksonville. Michael Huber and his daughters Tess and Abigail are identified as victims of the crash. They had taken off from St. Lucie County International headed for Jackonsville. They were taking Tess back to the University of North Florida. Both girls, 17 and 20 are golfers. Limited visibility might have affected the flight. There is word someone on the plane called the tower to say they couldn't see the runway. The National Transportation Safety Board and the Federal Aviation Administration are investigating.


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3 Min Read
* Nikkei falls 0.8 pct, Topix down 0.4 pct * Canon jumps on share buyback announcement * Investors eye US jobs data, Olympics bid outcome * Earthquake hits eastern Japan, has little effect By Tomo Uetake TOKYO, Sept 4 (Reuters) - The Nikkei average retreated from a near three-week high on Wednesday morning, hit by profit-taking after recent big gains, with many investors on the sidelines ahead of key events in coming days. The benchmark Nikkei shed 0.8 percent at 13,868.91 in midmorning trade, after advancing 4.4 percent the past two sessions. The index was up 33 percent this year, but 13 percent below its May peak. The broader Topix declined 0.4 percent to 1,144.67. After recent gains, "it's little wonder we are seeing some profit-taking today," said Mitsushige Akino, chief fund manager at Ichiyoshi Asset Management. "Most investors are opting to wait for some key events, including U.S. jobs data, the Olympics decision and Japan's revised (April-June)GDP figures, and staying on the sidelines at the moment." Tokyo is competing against Istanbul and Madrid to host the 2020 Summer Olympics, and a final decision is expected on Saturday. U.S. payroll data for August is due out on Friday and Japan's revised second quarter GDP growth numbers will come out on Monday. Trade was fairly light on Wednesday, with volume on the Nikkei at 22.5 percent of its full daily average for the past 90 days. Bucking overall weakness, Canon Inc gained as much as 4.5 percent to hit a three-week high after the world's largest digital camera maker said it will buy back up to 1.6 percent of its own shares, for a maximum of 50 billion yen ($501 million), between Wednesday and Nov. 1. It was the third-most traded stock by turnover on the main board. Other notable movers include index heavyweight Fast Retailing Co Ltd, which fell 2.8 percent. A fund manager said Nintendo Co Ltd's potential inclusion to the benchmark Nikkei weighed on the owner of Uniqlo clothing chain. Nintendo rose 2 percent. Although a strong earthquake hit eastern Japan during the morning session, it had only limited effect on the market. On Wednesday, the Bank of Japan's two-day policy meeting began. Analysts say the meeting is attracting little investor attention as no change is expected in the central bank's massive monetary stimulus launched in April.


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We have some more great deals for you at Kroger. Get ready to score cheap canned tomatoes, Silk Nutchello and Sargento Snack Bites. Here are the deals:
At Kroger:
BUY THREE RED GOLD TOMATOES, reg. price $1
Get $1 Catalina when you buy three Red Gold Tomatoes through 11/2
No coupons needed
Price at Register: $3, but get $1 Catalina
NET PRICE FOR ALL: $2 (or 67 cents each!)
BUY ONE SILK NUTCHELLO, on sale $2.99 through 10/9 (reg. $4.99)
Use one $1/1 Silk Nutchello coupon, 7/17 RP insert (exp 9/17)
BUY TWO SARGENTO SNACK BITES 8 OZ, on sale 2/$6 (through 9/13)
Get $1 Catalina when you buy two Sargento Snack Bites through 10/5
Use two $1/1 Sargento Snack Bite coupons, 7/24 SS or 8/28 SS insert
Price at Register: $4, but get $1 Catalina
NET PRICE FOR ALL: $3 (or $1.50 each!)
Thanks Kroger Krazy.
Extreme Couponing Tip: You can usually get two prints of most internet coupons. To find them in the easiest possible way, use our preclipped links that take you right to the coupon. Then come back and click the same link to get your 2nd print. This will save you the time spent searching for the coupon.
Never miss another hot coupon, deal or freebie again! "Like" Couponaholic .NET on Facebook, Follow us on Pinterest, Follow us on Twitter, Follow us on Instagram or Subscribe to our Daily Email Newsletter!


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Green Festival Presentation by UPC President Karen Davis, Sunday in Washington, DC!
Expand Messages
- United Poultry Concerns - http://www.UPC-online.org/
18 September 2013
Green Festival Presentation by UPC President Karen Davis, Sunday in
Washington, DC!
Is Backyard Chicken-Keeping an Ethical Alternative to Factory Farming?
Saturday-Sunday, September 21-22: Green Festival, Washington, DC
UPC will host an exhibit table & UPC President Karen Davis will speak on
Backyard Chicken-Keeping at 2:00pm Sunday on Stage B.
Backyard chicken-keeping has benefited chickens somewhat as people who
previously knew chickens only as food discover how delightful chickens are as
living creatures. However, it has also attracted people who mistreat their
birds, know little or nothing about chickens and their needs, and brag on the
Internet about their own abusiveness. It has also fostered a bustling chick
hatchery business involving the same kinds of factory-farm cruelties that small
farm practitioners and backyard enthusiasts claim to reject. As the popularity
of backyard flocks in urban and suburban areas has grown, animal shelters and
sanctuaries are inundated with calls to take in unwanted chickens, particularly
roosters. Karen will discuss the pros and cons of keeping backyard chickens,
what chickens need for happiness and wellbeing, and what you need to do if you
are considering or already have a backyard flock.
KAREN DAVIS, PhD is the President and Founder of United Poultry Concerns, a
nonprofit organization that addresses the treatment of domestic fowl in food
production, science, education, entertainment, and human companionship
situations. She is the author of several books including Prisoned Chickens,
Poisoned Eggs: An Inside Look at the Modern Poultry Industry and More Than a
Meal: The Turkey in History, Myth, Ritual, and Reality. Award-winningly profiled
in The Washington Post for her outstanding work for the birds, Karen maintains a
sanctuary for chickens on the Eastern Shore of Virginia. KAREN DAVIS, PhD
More Upcoming Events:
United Poultry Concerns is a nonprofit organization that promotes
the compassionate and respectful treatment of domestic fowl.
Don't just switch from beef to chicken. Go Vegan.
http://www.UPC-online.org/ http://www.twitter.com/upcnews
View this article online
Your message has been successfully submitted and would be delivered to recipients shortly.


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The first Indian-owned casino operator in Atlantic City received approval Friday from the New Jersey Casino Control Commission to assume daily operations of Resorts Casino Hotel.
Mohegan Gaming Advisors, which owns Mohegan Sun operations in Connecticut and Pennsylvania, will take over management of the resort's oldest casino for at least five years under the agreement. Mohegan will also acquire a 10 percent share in the casino.
"With our approval of this agreement, Mohegan will be able to implement policies and practices that have helped to make its Connecticut casino one of the most successful ever," commission Chairman Matthew Levinson said. "Mohegan will have the ability to cross-market Resorts with its casinos in Connecticut and Pennsylvania. That will be an extraordinarily valuable tool not only to strengthen Resorts' financial position but to attract new visitors to Resorts and to Atlantic City."
As soon as this fall, customers who visit Resorts and either of the Mohegan casinos will be able to redeem rewards points at any of the three locations. Mohegan officials have said the details of the rewards program are still being decided, but the program will tentatively include dining, shopping, hotel reservations, concert tickets and spa treatments, but not casino play.
Approval for the management agreement comes two days after the same Florida-based Seminole tribe abandoned plans to build a smaller "boutique" Hard Rock casino with as few as 200 rooms in Atlantic City, saying market conditions precluded the project from moving forward.
Mohegan's management agreement with Resorts cannot be terminated by either party for the first two years except under very limited circumstances, such as a bankruptcy proceeding. After December 2014, the circumstances for termination broaden, but the intended duration of the agreement is five years.
That term is a "sufficient duration to ensure reasonable continuity, stability and independence in the management of operations," state Division of Gaming Enforcement Director David Rebuck wrote in a letter to the commission.
The commission was originally scheduled to vote on the measure Wednesday, but the vote was postponed to allow the commission more time to review the terms of the deal.
The approval also comes on the heels of an announcement that Resorts will add Margaritaville-themed restaurants, bars and gaming to the casino. Mohegan is already familiar with the brand associated with singer Jimmy Buffett, as its Uncasville, Conn., casino has a Margaritaville restaurant as well.
The planned $35.5 million expansion project that will see the reconstruction of Steeplechase Pier received a state environmental permit earlier this week that was necessary to move the project forward. It's expected to be open by May.
Morris Bailey retains 90 percent ownership of the casino in the agreement. He turned to Mohegan after the February death of his business partner Dennis Gomes, the creative mastermind behind the casino. Gomes' son, Aaron, resigned as the casino's executive vice president last week to manage a casino in Australia.
Mohegan will now have to apply to the state for a casino service industry enterprise license. The commission ruled Friday that Mohegan will only need to obtain that license rather than a full-fledged casino license. The enterprise license is less expensive but requires nearly the same background checks and investigations as a casino license.
A law changed last year gives the commission discretion to require a company with a management contract to obtain the casino service industry enterprise license rather than the full license. This was the first case in which the commission was charged with deciding which level of licensure would be required, Levinson said.
The decision for the lesser level of licensure was based, in part, on the fact that Bailey maintains overwhelming control of the casino, and Mohegan requires prior approval for significant changes.
The management agreement gives Mohegan oversight over the selection of games and the configuration of the gaming floor. DGMB Casino LLC, of which Bailey is the managing member, retains the authority to provide input on major theme or design changes even if those changes don't affect the budget. Mohegan also must receive prior approval from DGMB for any major decisions on branding, marketing and the competitive position of Resorts.
"I will support this motion, but let me say that I do so with a certain degree of trepidation. It is clear that if this matter had come before the commission two years ago, Mohegan would have needed a full casino license," Commissioner Alisa Cooper said prior to the vote. "If there is change to (the financial conditions), I would support revisiting this issue in the future."
According to the management agreement, after a little more than two years have passed, Mohegan has a five-month period in which it can purchase as much as an additional 15 percent interest in the casino. Increasing that interest could affect the DGE's view as to the extent of Mohegan's control in the operation, Rebuck said.
Mohegan is required to give the DGE and the commission 30 days notice of its intentions to purchase additional interest, so that the licensing status may be reevaluated if necessary.
Contact Jennifer Bogdan:
Follow @ACPressJennifer on Twitter


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The word moBlog is a blend of mobile and weblog. A moBlog is a blog with posts written in a mobile or portable device (such as a PDA or a cell phone), and sent using normal e-mail, or some software that uses XML-RPC protocol. moBlogging could be called the ultimate blogging experience, giving you the ability for write to your blog almost everywhere in the world.
Fast idea, should be better in the end revision The easiest way for do moBlogging is send e-mails. Right now, almost all the mobile phones can send a e-mail (having that option as part of the phone, or using a service from your mobile operator). In Blog by Email article, you can learn about how to set up this.
Lot of air inside this room'
Bunch of code has to be made in my copious free time
Use Flickr!


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Michael Koh's poems and fiction works have been published online and print on NAME Magazine (University at Buffalo, 2010 and 2011), Thought Catalog, Radioactive Moat, New Wave Vomit, Metazen, ILK Journal and The Way We Sleep. (List of published works elsewhere: Michael Koh)
- Two Poems (p.) [Together, Wrestlemania]
- that time i got high and i disappeared for a while (f.)
- when you were the witness to our lifetime (p.)
- we need to stop playing games with each other (p.)
- we died before the wind swept us ashore (p.)
- what are you thinking about (p.)
- Free of Time, Break of Dawn: A Session with Hallucinogens (f.)
- The Country of Arching Elms (f.)
- Memories – When You Sit Behind Me as told by H.G. Tovolkov (f.)
- rome to america [pre-edit] (p.)
- Drinking Coffee Under New York Sky (f.)
- Things that Made Me Cry Within the Past 22 Years of My Life (f.)
- Memories – Last Call as told by K. Frank (f.)
- Two Poems (p.) [there's this place on a coast and people like to hang out by the buildings, to claim it was a fabrication means you don't acknowledge life]
- Stiffy (f.)
- Memories – The People Go On Singing: as told by Charles J. Goulding (f.)
- This and Everything Around Us |2|3 (f.)
- manhattanlovesuicides (f.)
- Four Poems (p.) [we died before the wind swept us ashore, I wish it was warm out so I can look down your shirt, if my mother walked around in hi-tops i would be really jealous because she never let me buy one before, death in the bleak open world]
- Memories – Steel Tears, Stolen Memories, and Peace on Earth: as told by Donny DiTaglio (f.)
- Memories – Shells on the Beach: as told by K. Lehmann (f.)
- Three Poems (p.) [talking to an unfinished sculpture, what she did that day and what she's done now which I think is nothing, it was april when they say birds stopped singing in beijing]
- sometimes when I see people eating alone I want to sit down next to them |2|3|4|5|6 (f.)
- the world tastes like sugar daddies (p.)
- the world tastes like orange starburst (p.)
- Elle (f.)


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Manchester United 1-2 Zenit St Petersburg
Manchester United failed to land their second UEFA Super Cup title when they suffered a surprising 2-1 defeat to UEFA Cup winners Zenit St Petersburg at Stade Louis II on Friday.
Zenit took a shock lead in the 44th minute through Pavel Pogrebniak and Miguel Danny doubled the lead 14 minutes into the second half. United tried to stage a late come back and though Nemanja Vidic reduced the deficit 17 minutes from full time, Zenit clung on to claim a famous victory that sees them lift the Super Cup for the first time in their history.
It was a deserved victory for Zenit who enjoyed a majority of the possession against a United side that struggled to match the tempo of their opponents. With the Russian league halfway through the season, the difference in the fitness levels of both the teams was apparent as United players looked short of pace both upfront and in the midfield.
The Russian side threatened for most of the first half and were rewarded a minute before the half time whistle when Pogrebnyak was the first to reach Igor Denisov's flick on and the striker made no mistake from close range.
United failed to step up the pressure in the second half and were let down by some poor finishing in the rare moments when they had succeeded in breaking down the Russian defense. Zenit doubled the lead in the 59th minute when a moment of brilliance by Danny saw the midfielder smash the ball past Edwin van der Sar.
United pressed forward after conceding the second goal and reduced the deficit in the 73rd minute when Vidic headed home Tevez's cross to score his first goal of the season. The English champions stepped up the pressure in an attempt to find the equalizer but found themselves reduced to 10 men when Paul Scholes was shown his second yellow card for a deliberate hand ball.
Tags: Manchester United, UEFA Super Cup, Zenit, Nemanja Vidic, Edwin van der Sar, Paul Scholes


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A 26-page draft document proposed all export subsidies be eliminated over a nine-year period and suggested a 60% cut in import duties.
The draft was supposed to form the basis of the next round of global trade talks, but some WTO members claimed it was too ambitious while others said it did not go far enough.
The US rejected the plan, saying it "doesn't provide the reform needed" and would maintain high levels of protectionism.
The European Union - the arch protagonist of the US in farm talks - had already dismissed the draft for spreading the cuts "very unevenly amongst the developed countries".
Dumping on the poor
About 50 non-governmental groups (NGOs) called for the plan to be rejected because it would maintain dumping.
"Developing countries face a world in which developed
countries, particularly the EU and US, continue to dump under-priced exports on world markets," the group said.
"Dumping artificially lowers world prices, destroying
local food production and farmers' livelihoods."
India, which has often taken the lead in representing the developing world, echoed the NGOs' position.
It said the plan meant developed countries would not need to cut subsidies and domestic support enough, while developing countries would be forced to reduce their import tariffs.
Cut, cut, cut
But the US complained that it would have cut subsidies too much under the current draft while other countries - like EU members - would only need to make small cuts.
The EU proposed that it should make even smaller cuts than those in the draft.
Japan, which usually supports the EU's position, is also worried that it would have to open up its heavily protected rice market.
Norway, which sits in the EU camp, said the proposals went much further than intended when the latest round of trade talks was launched in Doha in 2001.
WTO negotiators resumed the talks in Geneva on Monday and a final version is due by 31 March for talks which will run until the end of 2004.


text: On 28.10.2007 15:11, Jesse Keating wrote: > On Sun, 28 Oct 2007 15:01:10 +0100 > "Valent Turkovic" <valent turkovic gmail com> wrote: > >> and so on.... >> and update also fails on lots of packages... > The mirrors are in the process of getting signed versions of all the > packages, so things are a bit out of sync right now. Okay, that's the explanation, but it raises some questions: Can that happen in stable as well when lots of updates get pushed at once? If the answer is yes: Should yum be fixed to handle this situation? And why is the error message for the servers that are tried after the first one "[Errno 9] Requested Range Not Satisfiable"? Just wondering... Cu knurd


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In what many may consider a surprise for such a conservative area of Virginia, Republican primary voters here not only rejected a tea party activist and two religious crusaders, they chose a nominee for state delegate who'd helped raise taxes.
Right here, no less, in the state House's 19th district, which includes Bedford County, Botetourt supervisor Terry Austin won the Republican nomination to succeed retiring delegate Lacey Putney.
By Congressman Robert Hurt
This past week, the Department of Labor issued the latest unemployment report indicating that 7.5 percent of Americans who are looking for work still cannot find a job. And as I traveled across the 5th District this week, from Pittsylvania County to Fauquier, it is clear that policies handed down from Washington are continuing to burden our families, farmers, and small businesses.
Who's paying the costs of the federal ethanol mandate? Every family who shops in a grocery store or dines at a restaurant, every livestock producer who faces higher feed costs, and every motorist who fills up their tank at the gas station pays the price of this unworkable policy.
By Becky Griffith
Comments by Supervisor Annie Pollard regarding Bedford County teachers were met with a great deal of public opinion. Supervisor Pollard's response to that opinion appears to be an attempt to somehow justify her poorly chosen comments.
Reading through her lengthy response, several items deserve further consideration:
*The proper spelling of the Bedford County School Superintendent is Dr. Douglas Schuch; not Shuck.
By Annie S. Pollard
Bedford County Supervisor
District 6
To the many citizens who have been supportive of my remarks at a recent board meeting, I want to thank you.
To the majority of Bedford County teachers, I want to repeat my statement from the same meeting which is, "I know that Bedford County has some of the best teachers in the State…"
Virginia will be the most politically-watched state in the country later this year, but you sure wouldn't know it right now.
Terry McAuliffe, the Democratic nominee for governor, is getting around the state and meeting with supporters. He was in Roanoke last week, and again this week.
McAuliffe knows that a significant drop in voter turnout from 2012 could very well put his opponent, the extremist attorney general, Ken Cuccinelli, in office.
Board of Supervisors Chairman Steve Arrington told me that the supervisors plan to get an early start on next year's budget. Arrington said that, as soon as they finish their work on revisions to the zoning ordinance, they will start discussing budget priorities. The impression I got is that they will be doing that this summer.
At least one top diplomatic official believes that the US military could have prevented an attack in Benghazi last Sept. 11, had fighter jets been deployed in a timely manner.
Other reports continue to surface claiming a cover-up by the Obama Administration on Benghazi, to deflect the true nature of the attack prior to the November elections.
Even further, some reports show a president detached from the attack on the American Embassy in which US Ambassador to Libya Chris Stevens was killed.
Communicating with the people of Virginia's 5th District and hearing your feedback is very important to us. In order to ensure that we keep you up to date on what is going on from month to month, we record a monthly video address. You may watch the video address on our website at hurt.house.gov, and you may read the address below:
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