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by James Brumley | January 30, 2013 10:20 am
On the surface, the stock market looks bulletproof right now. The S&P 500 rallied for eight straight days in mid-January (a feat not performed since 2004), and just when it looked like the party might be over after Monday's modest dip, the bulls stepped up to the plate again Tuesday to carry the index to new multi-year highs.
What's not to like?
Well, fellow traders, I've said it before and I'll say it again: The time to get most worried about the market is when it seems like there's nothing to worry about. That's why I'm terrified now.
See, contrary to popular belief, there are a few things wrong with this rally that could come back to bite us sooner rather than later.
Click to Enlarge Although trading volume has been drifting downward for years, it has continued to dwindle even over the past four weeks as stocks have continued to move higher. Though that condition can persist for a while, it's not a prescription for longevity.
If this rally is to last, it eventually will need more and more buyers. Not fewer and fewer.
As of the end of last week, 148 of the 500 companies that make up the S&P 500 have reported last quarter's earnings. Of them, 98 (66%) topped estimates, 30 (20%) missed estimates and 20 (14%) simply met estimates. That's a little subpar.
More important, the S&P 500 is now on pace to earn $23.84 for Q4 of 2012. That's only 0.4% higher than the year-ago figure, and well shy of the forecast profit of $26.87 that the pros were batting around just a couple of quarters ago. That sure beats Q3's 5.1% dip in earnings, but aside from that quarter, it's the weakest year-over-year growth the market has seen since 2009.
Sure, analysts are expecting to see earnings grow by 15% in 2013. Just bear in mind these are the same analysts that were at one point looking for a growth rate of more than 19% for last quarter. We're nowhere even close to that.
Point being, earnings need to improve — dramatically — to keep this rally going.
To give credit where it's due, Google (NASDAQ:GOOG[1]) was one of the companies that posted meaningfully solid results last quarter. But its stock is up 33% since last June, with a big piece of that move unfurling just since mid-November. Strong results or not, that's just a lot of temptation for the would-be profit-takers.
It's not just Google that looks and feels overbought, though. Gilead Sciences (NASDAQ:GILD[2]) is up 64% over the past year. FedEx (NYSE:FDX[3]) has gained 11% in less than a month. Lowe's (NYSE:LOW[4]) — a building supply company that has inexplicably been unable to participate in the rebound from the construction industry — has gained 35% in just five months, hitting new all-time highs in the process.
Visa (NYSE:V[5]) also has reached new multiyear highs recently after running up 54% gains in the past 52 weeks. Yes, Visa has backed that stock performance up with impressive earnings growth, but like so many other major names, Visa has just moved too far, and too fast, to not expect the weight of those gains to start bearing down.
I saved the best reason to be scared for last: the psychological impact of just getting close to the S&P 500's prior peak (in October 2007) at 1,576.09. We're about 72 points away from that level right now.
All the trading theories say "buy new highs." All the fundamental theories say "earnings matter — charts don't." I respectfully disagree. If everyone always bought new highs, stocks would never fall back. If earnings mattered, the S&P 500's P/E ratio wouldn't have ranged anywhere from 12 to 20 over the past decade.
Reality: Like it or not, and rational or not, investors freak out and make panicked decisions when stocks revisit previous critical levels. It might be the case that most traders are mentally — maybe even subconsciously — ready to hit the sell button right when that peak is revisited. In fact, I'm reminded of the fact that the 2007 peak for the S&P 500 was also within 25 points (within 1.5%) of the March 2000 peak. Coincidence? Maybe.
Or maybe the market just had it in its head that stocks were about as high as they were able to go, which led to a self-fulfilling prophecy.
I know it's an unpopular opinion, but I've been an investor as well as an impartial observer of the market for more years than I care to admit now, and I've seen this kind of thing before.
When things look too good to be true, odds are the rug is about to get pulled out from underneath us — if only a little bit. Never say never.
As of this writing, James Brumley did not hold a position in any of the aforementioned securities.
Source URL: http://investorplace.com/2013/01/4-things-about-this-rally-that-terrify-me/
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Watch as Steelers QB Ben Roethlisberger connects with wide receiver Hines Ward on an 8-yard scoring strike just before halftime, allowing the Steelers to close the deficit to 21-10 and give them some hope going into the second half.
Nate Davis is a reporter, blogger and editor who's been at USA TODAY since 2000. He has covered the NFL since 2005. No, he did not play quarterback for Ball State. Davis' succession of our esteemed colleague Sean Leahy at The Huddle is considered a Brady-for-Bledsoe swap by most "insiders."More about Nate

subset: commoncrawl


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Trade unions in the resources, manufacturing, retail and services industries are ramping up pay claims in a move that threatens to raise pressure on inflation and interest rates despite the fragility of parts of the economy.
The new bargaining push will hit private-sector businesses as their wages bills are growing faster than the otherwise benign labour cost figures out yesterday would suggest.
Unions are citing cost of living pressures as they look to exceed the rises of 3.5 to 4 per cent gained late last year and achieve 5 per cent increases in new deals with the likes of OneSteel, Qantas, Downer EDI and Coles. Unions are also seeking commitments on training and limits to the use of contract or labour hire firms.
But unions in vulnerable sectors are seeking job security guarantees, despite predictions from the Reserve Bank of Australia that the unemployment rate will fall from 4.9 to 4.25 per cent by 2013.
Federal Treasury and the RBA expect the China-led resources boom to feed strong growth, but this week each raised concerns that some sectors would suffer if wages and inflation forced interest rates to rise or the budget had been tougher.
"Up front and centre for us this year we are working on the issue of insecure employment and conditions around certainty of hours, on the use of labour hire," ACTU president
Business is arguing strongly that the economy is too fragile to withstand an interest rate rise on June 7, and is fighting against wage campaigns on a number of fronts.
While the Australian Bureau of Statistics labour price index released yesterday rose a lower than expected 0.84 per cent in the March quarter, it rose 0.9 per cent in the private sector for an annual gain of 3.9 per cent.
The new round of bargaining threatens to seek bigger increases.
"We advise delegates and in the main, they have been asking for an average of 5 per cent. Some are higher, but that is consistent with agreements that have been settled," Australian Metal Workers Union assistant national secretary Glenn Thompson said.
The ACTU is also pushing for a minimum wage claim of 4.2 per cent, based on cost pressures facing households. It is being considered by Fair Work Australia.
It follows Monday's "fair pay" decision from Fair Work that 150,000 social and community services workers, mostly women in private agencies funded by governments, are underpaid due to their gender.
The commission is yet to rule on who are underpaid, but figures of 25 per cent pay rises were suggested for workers in NSW.
Rising labour costs could fuel higher inflation, which is already predicted by the RBA to sit above its 3 per cent upper limit for about half the period between now and December 2013 and could further undermine the nation's international competitiveness.
Australia's ranking in the annual World Competitiveness Yearbook survey, prepared with the help of the Committee for Economic Development of Australia, has slipped from fifth to ninth out of 59 countries measured, and CEDA chief executive Stephen Martin said at least part of the decline was due to more expensive labour arising from the mining boom.
Professor Martin said the country's "excellent" performance during the financial crisis had boosted it in the global rankings, but its performance was now being weighed down by the rising cost of doing business in Australia and inadequate research and development work.
Employer groups argue Australia's competitiviness will be harmed further if unions continue to gain power on the right to determine whether a company can use labour hire or contract labour.
The Australian Industry Group will today appeal a decision made by Fair Work Australia in Victoria, where senior deputy president Prue Acton ruled in late April to allow the Victorian branch of the Electrical Trades Union to include clauses that require consultation with the union before any labour hire or contractors are engaged, and that "guarantee that companies pay labour hire the same rates of pay as an enterprise agreement", into a pattern agreement struck with employer group National Electrical and Communications Association.
The decision was challenged by Australian Industry Group, and the Australian Building and Construction commissioner challenged the legality of the clauses
"We believe that a number of clauses in the CEPU's pattern agreement are unlawful and it is essential that the decision is appealed," AiG head
"The clauses in the union's pattern agreement restrict legitimate commercial arrangements between contractors and subcontractors and inhibit the productive organisation of work," she said.
"We are not going to stand idly by and watch the construction industry workplace relations reforms, which have been so successful, evaporate."
The agreement would form the basis for around 850 agreements covering up to 12,000 workers at companies such as Pacific Services Group, Transfield, Theiss and Downer EDI, according to
Stephen Woodbury, a partner specialising in employment law at Blake Dawson, said employers had to start challenging these sorts of agreements, and there needed to be a test case. "For employers, it is a concern but unfortunately the run of cases over the past few years have been moving in this direction," he said.
"Now that contract labour is an area that, according to Fair Work Australia, can be included in enterprise agreements, unions will continue to press the claims."
The national secretary of the Communications, Electrical and Plumbing Union, Peter Tighe, said: "We don't put those clauses up lightly. In our view, there is need to have provisions in place to ensure that labour hire is not used in an unfettered way to undermine directly employed people who work at companies."
Demands for job security measures have featured heavily among those during the current adversarial round of enterprise bargaining at Qantas, with chief executive Alan Joyce labelling union demands as "extreme".
Long-haul pilots at Qantas are pushing for guaranteed flying hours and that the airline pay pilots the same rate of pay across its subsidiaries including Jetstar, but the airline argues it would make it impossible to operate, especially as it expands into Asia.
Qantas engineers are also pushing the airline for assurances that maintenance work on new aircraft will not be done offshore during the current round of enterprise bargaining for the agreement, covering 1600 licensed engineering staff, which expired in December.
"The arguments are not about pay, they are about
The Transport Workers Union is pushing for a wage rise of 4.5 per cent for 3800 baggage handlers and ramp staff workers.
This year is a big one for the metals industry, where 1000 agreements expire in the coming months, including the OneSteel agreement, which covers 2500 workers, or a quarter of its workforce, in addition to agreements at Downer EDI, BHP and BlueScope Steel.
OneSteel spokesman Sean Kelly said negotiations were yet to begin but "we have historically worked in a very constructive manner with all the relevant stakeholders, including the unions, and have always taken into account the prevailing business environment of the time."
Unions are also pushing employers on training.
Mr Thompson from the AMWU said: "It is all very well for the private sector to scream about perceived skills shortages, but these employers themselves have an obligation to train the existing workforce.
"We are seeking commitments from employers to take on a greater number of apprentices over the life of the agreement."
The largest agreement to be struck this year covers 84,000 Coles supermarket employees, who comprise around half of parent company
A spokesman for Coles, Rob Hadler, said the company was some way from finalising an agreement with the Shop, Distributive & Allied Employers Association, the country's largest union, despite negotiations beginning in October and the expiry of the previous agreement in February.
The ACTU's Ms Kearney said bargaining in industries where women dominated – such as community services, healthcare, finance and retail – were focusing on leave entitlements and superannuation. Many industries had already moved to pay workers superannuation rates of 12 to 15 per cent, but less for women who were "chronically undersuperannuated".
The Australian Financial Review


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- David Beard
- Editor
David Beard is the Sitewide Engagement Editor of the Washington Post. He is the former Deputy Editor-in-Chief of National Journal, Editor of Boston.com and Assistant Managing Editor of the Boston Globe. He worked as a foreign correspondent for The Associated Press in Latin America and the Caribbean. He is a former digital journalism instructor at the Harvard Extension School, scholar for the Inter American Press Association and graduate of Northwestern University's Medill School of Journalism. Follow him on Twitter.
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text: Home / Mac and Cheese Recipes / Veggie / Kale Pesto Mac and Cheese Veggie Kale Pesto Mac and Cheese Recipe and photo by Brooklyn Supper A creamy shells and cheese recipe made with three flavorful Wisconsin cheeses – fontina, asiago and parmesan – and topped with a swirl of vibrant kale pesto. Print Recipe Share Recipe Email Facebook Twitter Pinterest More Servings: 10 Ingredients 1/4 cup raw hulled pumpkin seeds 2 cups kale, leaves chopped 2 cloves garlic, chopped 1 lemon, zested 1 teaspoon salt, divided 1/2 teaspoon freshly ground black pepper, divided 1/4 cup olive oil 1 pound medium shell pasta 2 cups (8 ounces) Wisconsin fontina cheese, shredded 1/2 cup (2 ounces) Wisconsin asiago cheese, grated 3/4 cup (3 ounces) Wisconsin parmesan cheese, grated and divided 4 tablespoons unsalted butter 1/4 cup flour 2 1/2 cups whole milk Directions Preheat oven to 400°F. Butter 9x13-inch baking dish and set aside. Scatter pumpkin seeds on small, rimmed baking sheet and slide into oven. Toast, shaking pan a few times, for 4 minutes or until seeds are very lightly browned. In bowl of food processor, pulse to combine toasted pumpkin seeds, kale, garlic, lemon zest, 1/2 teaspoon sea salt and 1/4 teaspoon black pepper. With food processor running, drizzle in olive oil until mixture is well combined. Bring large pot of salted water to rolling boil. Cook shells just to al dente and strain. In heavy-bottomed saucepan, melt butter over medium heat. Whisk in flour and 1/2 teaspoon sea salt, and cook, stirring often, for 2 minutes. Slowly whisk in milk, 1/4 cup at a time, waiting until milk is fully incorporated and mixture thickens before adding more. Once all milk has been added, turn off heat and fold in fontina, asiago, and 1/2 cup parmesan. Pour cheese sauce over shells and stir to combine. Spoon into prepared baking pan. Dot shells with pesto, swirling pesto in with spoon. Top with remaining 1/4 cup shredded parmesan and a 1/4 teaspoon ground black pepper. Bake 35-40 minutes, or until mac and cheese is bubbling vigorously and shell edges are light golden brown. Serve immediately. Print Recipe x Select Recipe print size 3"x 5" 4"x 6" 8.5"x 11" Include Recipe photo in print out? Yes No More Mac and Cheese Recipes Asiago Mac with Braised Leeks Caramelized Onion Mac and Cheese Breakfast Mac and Cheese Summer Greens Mac and Cheese Semi-soft and semi-hard cheese, like Cheddar, Monterey Jack and Mozzarella, should be very cold for easy grating.


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Report summaryLightstream (previously known as PetroBakken until a name change in May 2013) was formed in 2009 through a spin-out of Petrobank assets in combination with the acquisition of Tristar Oil & Gas. The company holds a variety of both oil and gas assets in western Canada, but is presently focussed on light oil plays. It aims to enter resource plays early in their development cycle, and maximise returns through the application and adaptation of technology.This analysis examines ...
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text: Share: Lemon Meringue Pie-Inspired Recipes A favorite pie flavor—lemon meringue—inspired these cakes, cookies, muffins, cupcakes and more sweet recipes. 1 - 8 View all thumbnails Lemon Meringue Muffins These muffins taste like a favorite pie of mine. The meringue adds a unique flavor.—Nancy Kearney, Massillon, Ohio Get recipe Lemon-Lime Meringue Cake We top a tender citrus curd-filled cake with lovely meringue for a mile-high masterpiece!—Taste of Home Test Kitchen Get recipe Lemon Meringue Pie Cookies Here's a way to have the refreshing flavor of lemon meringue pie in a hand-held cookie. The meringue base is filled with homemade lemon curd. They are a melt-in-your mouth heavenly delight. —Taste of Home Test Kitchen Get recipe Lemon Meringue Cupcakes Classic lemon meringue pie inspired these gorgeous little cupcakes. The tangy treats hide a surprise lemon pie filling and are topped with fluffy toasted meringue. Make them for your next special gathering. —Andrea Quiroz, Chicago, Illinois Get recipe Lemon Meringue Angel Cake I've been told that this dessert tastes exactly like a lemon meringue pie and that it's the best angel food cake anyone could ask for. I'm not sure about all of that, but it is delightful to serve, and each slice is virtually fat free. —Sharon Kurtz, Emmaus, Pennsylvania Get recipe Lemon Meringue Pie Cocktail Don't let the light lemon flavor and the rich, creamy texture fool you. This cool, smooth drink is an adult only indulgence. —Taste of Home Test Kitchen Get recipe Chocolaty Lemon Meringue Cups Homemade tart lemon curd balances the light meringue cups and rich chocolate ganache in these individual desserts. —Taste of Home Test Kitchen Get recipe More Lemon Recipes! Top 10 Lemon Desserts Lemon Meringue Pie Recipes Lemon Bars ‹ › Back to slideshow Lemon Meringue Muffins Lemon-Lime Meringue Cake Lemon Meringue Pie Cookies Lemon Meringue Cupcakes Lemon Meringue Angel Cake Lemon Meringue Pie Cocktail Chocolaty Lemon Meringue Cups More Lemon Recipes! Popular Collections Grilling Collections Summer Recipes Beverage Recipe Collections Dessert Collections Email a Friend Send a link to this slideshow to your friends, along with a personal message. From: To: Use commas(,) to separate up to 5 emails. We will not maintain any record of these emails. Your Name: Your Message: Send me a copy: Send Cancel Please wait... OK


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Pictou County highland dancers attend championship in Bedford
Several Pictou County dancers attended the Citadel Open Championship and Premiership and Pre-Premier Competitions held in Bedford on March 25 and 26.
I was driving to New Glasgow on the weekend when a deer ran across the highway near Mount William. It was a young buck and he was sporting a small set of antlers which were covered with velvet. While many people refer to antlers as horns they are actually two different materials. Antlers, which are grown by animals such as deer, moose and caribou, have a very interesting biology. Antlers are actually bone, while horn is a form of skin, something like our fingernails.
Most horns, such as those found on cattle, have an inner core of bone covered by horn and are not shed every year. They also continue to grow as long as the animal lives. While both males and females of horned species of animals grow horns, in antlered animals only the males normally grow antlers. The exception is caribou, where both sexes grow antlers, and the occasional whitetail doe which may grow a set of antlers. The growth of antlers takes place over a short period from late March to the end of August. During their growth antlers begin as small bumps on the head covered with skin which is fed by many blood vessels. This skin is covered with very fine short hair which looks like velvet, hence the name.
The antlers grow very rapidly but declining day length late in the summer will trigger the blood supply to the velvet to shut off and the bone begins to harden. At this time the bucks rub their antlers against small trees to remove the velvet and, if you spend some time in the woods in September, you will usually find trees with the bark removed and strings of velvet hanging off them. Antlers serve an important function during the breeding season as male deer, moose and caribou use their antlers to fight other males for breeding rights.
Since the males with the largest antlers are usually those in the best condition they normally win any contests for females and will pass on their genes to future generations. Antler size is more a factor of nutrition rather than age. Male whitetail deer usually grow only a single spike or forked antlers their first year. The size will increase in following years but will begin to decline as the animal ages and its condition declines.
Male deer and moose will keep their antlers until late December when declining testosterone levels cause the antlers to drop off. Hunting for shed antlers is a popular pastime in the spring but finding them is a challenge as they don't last long. Squirrels, mice, porcupines and other animals seek out shed antlers for their calcium and other minerals.
Antlers are one of the fastest growing animal tissues, especially when you consider that a bull moose can grow a rack of antlers almost six feet wide in a few months, only to lose them and grown another set the next year. Researchers are interested in how this happens and how it possibly could be applied to human organs.
Don MacLean is an outdoor writer and biologist who lives in Pictou County.


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Address Change Form
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Ordering Eagle Parts and Feathers from the National Eagle Repository
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ENROLLMENT FAQs
Frequently Asked Questions
Who can enroll into the Confederated Tribes of the Colville Reservation?
In order to be eligible for enrollment the applicant must possess at least one-fourth (1/4) degree of the blood of the tribes which constitute the Colville Tribes.
What is required, by the applicant, to complete the enrollment process?
Enrollment application
Original State Certified Birth Certificate
DNA results
Can photocopies of the supporting documents be sent in with application?
Photocopies and/or hospital records are not accepted as supporting documents to complete the enrollment packet
Original certified documents must accompany the enrollment packet in order for the packet to be complete.
What is the process for enrollment?
Submit a complete application
Enrollment conducts a family history research
Enrollment Officer reviews application and all supporting documents presented to make recommendation to the Tribal Government Committee and Business Council
Enrollment is by automatic or adoption
Tribal Government Committee approves or denies recommendation of application
Automatic enrollment only requires approval from Tribal Government Committee
Adoption requires approval from Tribal Government Committee and full Business Council during Special Session
Applicant receives a letter with committee's decision
Original supporting documents are returned along with the letter.
When does each Committee meet?
Tribal Government Committee meets every 2
and 4
Thursday of each month
Exceptions: Regular meetings which are held on the 2
Thursday of January, April, July, and October (per the Constitution)
Special Session meets every 1
and 3
Thursday of each month
What is the difference between Automatic Enrollment and Adoption?
Residency and timelines determines type of enrollment
Automatic –
Requires approval by Tribal Government Committee
Applicants resided within the reservation boundaries at time of birth
Applicant did not live within the reservation boundaries at the time of birth the application must be received by enrollment within six (6) months from the time of birth
Adoption –
Requires approval by Tribal Government Committee and Special Session
Applicant did not reside within the reservation boundaries at time of birth
Applicant applied for membership six (6) months or more after time of birth
Adoptions must have majority (2/3) vote in order to pass
Adoptions shall be granted or denied at the absolute discretion of the Tribes and is not a right.
Denied adoption cases must wait three (3) years to re-apply.
Automatic and Adoption requires ¼ blood quantum of the tribes which constitute the Colville Tribes.
Is there a difference in tribal rights or benefits between automatic and adoption?
No, once enrolled every member has full rights and benefits.
How can I, as an adult, relinquish from the Colville tribes?
Submit a completed Relinquishment Affidavit with the Enrollment Department.
All tribal identification must be returned along with your application
The Enrollment department verifies to ensure no debts are owed to the Colville Tribe
The Enrollment Officer reviews the affidavit and makes recommendation to the Tribal Government Committee
The Tribal Government Committee can either accept or deny relinquishment
If approved, a resolution is forwarded to the Applicant and Tribe if applying for membership with another Tribe.
If relinquishment is denied, a letter and tribal id shall be return.
Please be advised---Relinquishment is
and cannot be reversed
It is important to make sure you are eligible for enrollment into the other Tribe prior to requesting relinquishment from the Colville Tribe.
Can minor children relinquish?
Yes, the custodial parent or legal guardian has the right to relinquish a minor child
Tribal member parent must sign relinquishment form
Verification of legal custody must accompany relinquishment form
Can I re-enroll with the Colville Tribe?
Adults who relinquish are not eligible for re-enrollment
Minors who were relinquished are eligible for re-enrollment once the minor reaches the age of 18
Is dual enrollment accepted by the confederated tribes of the Colville reservation?
No, dual enrollment is not accepted.
If dual enrollment is confirmed, the member will be given the option to remain enrolled or relinquish, according to the process.
The member will be allowed to address the issue with the Tribal Government Committee.
What is the process for requesting a blood correction?
Schedule appointment with the Enrollment Officer to review family history
Submit completed packet to Colville Tribal Court
Request Enrollment to be served
Enrollment Officer reviews and researches packet
Copy of packet is forwarded to Attorney
Court process is followed
Hearings are scheduled
If approved, Court Order is signed
If denied, Petitioner has option to continue through the Court of Appeals process
Does each family member apply for a blood correction?
No, once a blood correction is approved, lineal descendants blood quantum will be updated
How do I get a new Tribal Identification Card?
Cost of Tribal Id Cards are $5.00 per card
Money order or cashier's check is the only form of payment accepted.
To receive a card you must visit the office to allow enrollment to take a current picture and obtain your signature
If a current picture and signature is on file – enrollment can mail the card to the address on file.
A request form must be completed
Another person can receive a card for you by submitting a release of authorization form
Can I send a picture and signature for my ID card?
No, mailed pictures and signatures are not accepted.
What is a CIB?
CIB is a Certificate of Indian Blood
CIB is a paper copy of enrollment verification
A cib can be processed without a picture and signature
What is a dividend letter?
Provides payment information for previous payments.
A request form must be submitted in order to receive a letter
If requesting for a minor—
Custodial parent or guardian may request a letter
How do I get a Family History Chart?
By simply completing a request form and submitting to Enrollment
How do I change my address?
In order to change an address, the change form must be completed and notarized.
If the form is not notarized, the request to change address will not be processed.
When I change my address with Enrollment, does that change at each tribal department?
The change of address will be forwarded to the following departments:
Tribal Tribune iv.
Does the Enrollment department conduct DNA testing?
Yes, buccal swab is the type of sample collected by the enrollment department.
Buccal swab is the collection by swabbing the inner facial cheek with a sterile swab.
The collection process takes approximately 30 minutes.
Results are received within two (2) weeks
An appointment is requested in order to conduct DNA testing
Kinship testing is available
Kinship testing occurs if the biological parent is not available
Who pays for DNA testing?
The cost is the responsibility of the individuals being tested
Payment is accepted by money order or cashier's check
Payable to: Labcorp of America
Why is DNA a requirement?
To ensure each enrollment record is true and correct
To prevent fraudulent enrollments
Who must be tested?
Each parent who contributes Colville blood
Father (alleged)
Are there different types of tribal payments?
Yes, Per Capita, 181-D Grand Coulee Dam Settlement (Claims), and Settlement payments.
Are tribal payments taxable or considered as income?
The Per Capita and 181-D payments disbursed by the tribe are non-taxable and cannot be counted as income.
Most payments are considered trust income.
Settlement payments are treated differently
Depending upon the type of settlement, payments could be taxable income.
What documentation is needed to prevent tribal disbursements from being counted as income?
Two options
Contact the Enrollment department and request the information stating such;
Follow link to download the standard letter
Are Per Capita payments automatically disbursed on an annual basis?
No, Per Capita payments are determined on an annual basis.
The Colville Business Council determines per capita payments.
Can someone else pick up my check?
Unfortunately no one else can receive anyone else's check
Only the tribal member named on the check can receive the check
Does Enrollment offer Direct Deposit?
Yes, complete the Direct Deposit Form and submit to the Enrollment Office
Forms are available at the Enrollment department or website
Direct deposit forms must be notarized in order to process
How do I stop direct deposit?
If banking information changes, Enrollment must be notified by a notarized written statement
Please note: Changing your address does not automatically stop direct deposit.
You must specifically state you request to stop direct deposit
What happens if I did not notify Enrollment when my banking information changed?
Once the direct deposit is returned a check will be processed.
Please make sure correct address is on file.
What happens if I did not receive my check?
Contact Enrollment to place a stop payment on the original check
An Affidavit must be completed in order to begin the process of reissuing a check
Enrollment can process a reissued check two weeks after the payment date
What do I do if I receive the original check after receiving the reissued check?
The original check must be returned to the Enrollment department
A stop payment order is issued when the check is reissued.
Check is invalid
What happens if my check is forged?
Notify the Enrollment department
Complete the forgery packet
Once the forgery packet is completed the packet is sent to the financial institute for investigation
A check cannot be processed until the investigation is complete
Can parents receive minor children's payment?
The custodial parent or legal guardian receives Per Capita Payments
Custodial or legal guardians can request to receive half of the minor's 181-D payment.
Please note-Tribal Departments are authorized to override request if proper documentation is in place. If this is the case, payments will not be released but placed in minor child's IIM account
Who manages the IIM Account?
Office of Special Trustee (OST) manages all IIM accounts.
BIA supervises
When can minors access their IIM accounts?
Minors can begin access their IIM accounts when the following criteria is met:
Must be 18 years of age
Must provide diploma or GED certificate
Complete OST application packet and submit to OST Offices.
Can I place all payments into my minor child (ren) IIM account?
Yes, custodial parent or guardian can request to deposit all payments into minor's account
Enrollment department will only accept a notarized letter signed by the custodial parent or guardian
Can money be withdrawn from a minors IIM account?
Only under certain circumstances
Contact Social Services and OST for further information
Will the custodial parent receive statements for the minor IIM accounts?
Yes, the custodial parent/guardian receives statements from the Office of Special Trustee (OST). The statements will show the account balance and interest. If statements are not received, please contact the OST office to update contact information.
What happens to minors whose payments are held by a tribal department or Court Order?
Whenever a minor's payment is held, the payment is directly placed into the minors IIM account.
Held payments remain in the minor's IIM account unless the hold is in error.
If this is the case, Social Services must be contacted within a certain timeframe to release the funds
What is the time frame to request a minor's payment held in error?
The time frame is three (3) days after the payment date.
How do I request my minor's payment that was held in error?
Contact the Enrollment department to verify the minor was not on a hold list.
If a court order releases funds, make sure Enrollment and tribal departments (if applicable) has a copy of order
Contact Social Services to verify if eligible to request funds and to receive packet
When can I expect to receive the payment for error of the minor error?
If payment is allowed, payment can be processed within two weeks of request, provide proper paperwork is completed.
What happens when a change in custody occurs?
A Court Order is the only document accepted to change custody of a minor
What happens to the minor's IIM account if minor is relinquished?
Once a minor is relinquished all payments discontinue.
The minor's account remains in trust until the minor meets requirements to receive the funds.
Why do I receive 1099's for my minor's IIM account?
Even though the payments are derived from trust income, the interest earned is considered taxable.
Wake and Burial Benefits
Please contact Enrollment department to assist with the process.
Benefits are provide for Tribal members, 1
line descendants, and spouse of a tribal member
Wake grants are payable to the Next-of-Kin or designee
Burial grants are paid directly to the Funeral Home
Tribal Members receive the following benefits:
$800 Wake grant
$3000 burial grant
Paid directly to the Funeral Home
Pendleton blanket
line descendant or spouse of a tribal member
$800 Wake grant
$500 Burial grant
Pendleton Blanket is available for purchase
Other services available
Casket and liner
Cost of casket and liner are subtracted from burial grant
Balance of grant is applied to funeral expenses
Funeral/Memorial cards
Service provided by the IT or Planning department
Free of charge for Tribal members
Public Works
Assistance with gravesite
Veteran's Assistance
Provides Military services
Social Services
Travel assistance to attend services
Loan program if funds are available
Fish & Wildlife
Can provide assistance for hunting and fishing
Food Distribution
Provides a basic food package to assist with services
What is a descendant letter?
A descendant letter provides proof an individual descends from an enrolled tribal member
The biological parent must posses the blood quantum of 1/4 or more.
The following must be provided:
Request form
Original State Certified Birth Certificate
Money Order in the amount of $30


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Investigators from the Pinal County Sheriff's Office are recommending felony charges of aggravated assault with a deadly weapon be filed against Apache Junction Vice Mayor R.E. Eck, who was involved in a road rage incident last week.
The incident left Eck and his son, Robert Eck III, both beaten up by the man whose motorcycle Eck struck as it was stopped at the intersection of Old West Highway and Idaho Road in Apache Junction about 12:05 p.m. Friday, authorities said.
Eck, who was driving a pickup truck, had apparently cut off Eric Martinez's motorcycle as he was traveling on the Old West Highway, which led to a verbal exchange, according to Lt. Tamatha Villar, spokeswoman for the Pinal County Sheriff's Office.
As the two vehicles were stopped at the red light, Eck is accused of hitting the back of the motorcycle before Eck's son, Robert Eck III, exited the truck with a pipe and approached Martinez.
Martinez then disarmed Eck III and punched him in the face twice with a closed fist before hitting Eck, who was sitting inside his truck, according to authorities.
Eck then threatened to run over Martinez's wife, who was sitting on the motorcycle. Eck then struck the motorcycle a second time. The impact knocked Martinez's wife off the motorcycle and onto the road, causing her to land underneath Eck's truck, Villar said.
Authorities are recommending that Martinez be charged with two counts of misdemeanor assault. He will appear in the Apache Junction Justice Court at a later date, according to the Pinal County Sheriff's Office.
However, no charges are being pursued against Eck's son, Villar said.
Eck and the woman were taken to Scottsdale Healthcare Osborn hospital, and they were released later the same evening.
The woman had "relatively minor injuries," according to the sheriff's office.
Eck has not returned phone calls to the Tribune seeking comment.
Villar said blood samples were taken from each driver, but she would not comment on whether either showed signs of impairment.
The blood was sent to the Department of Public Safety lab in Phoenix.
Villar said independent witnesses gave various accounts of what occurred, and investigators are still trying to sort through the interviews.
Investigators will determine if additional charges need to be filed once the results of the blood tests are received, Villar said.


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Well how 'bout them Cowboys?
I am a frumpy 40-year-old housewife, and I could have caught that lard-butt Ravens running back on the last TD run.
Somehow, the Cowboys defense took the field and failed to anticipate the run. Not once, but twice. Both times, the first play from the line of scrimmage was -- surprise! -- a run. Right up the middle.
Why? Because the Ravens wanted to -- surprise! -- burn the clock and turn their lead into a win.
Gee, who would have thought "run"? Maybe we should rush the passer, just in case that wily rooke Raven QB is trying to psych us out.
What an abysmal loss. Just pathetic.


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Tweets from @TBHomeTeam/writers
MORE from our HomeTeam writers.
Tue. August 30, 2011 | Matt Baker | Email
Gulf coach Tom Carter has been around three high school quarterbacks who started on the varsity team as freshmen.
It's far too early to tell if his fourth, KeShaun Peters, will end up at Division I-A colleges like the three Weatherfords, but Carter thinks his 6-foot, 184-pound dual-threat QB will be an immediate asset for the Buccaneers.
"He's very athletic," Carter said. "He has the arm strength to be productive. Just coming in, I didn't necessarily want to put a senior at quarterback. I'd rather have the freshman make his mistakes – if he makes any – and get a year under his belt."
Peters, who earned the top job over his older brother, Ty'Shon, and sophomore Chris Klyap, started Friday and was part of an obvious youth movement in the Buccaneers' 26-3 preseason loss to River Ridge.
Gulf played a handful of freshmen and sophomores who weren't on last year's 6-4 varsity team. The team has only five seniors, including Ty'Shon Peters, a D-I prospect who threw four touchdown passes last year.
"We're young, inexperienced," Carter said. "I think we're a little overwhelmed."
That inexperience showed up on defense. Aside from a good performance from two-way lineman Jeff Kruse, Gulf made some crucial errors.
By Carter's count, River Ridge racked up more than 100 yards after missed tackles.
"Was that the determining factor in the game? No," Carter said. "But when you get in a close game, it could be."
Gulf hosts Nature Coast on Friday to open the regular season.


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Homework Questions? Ask a Tutor for Answers ASAP
I guess you need to say 2-5 odds
indeed this is not 40% because calculation is as follows:
you add 2+5=7 and then calculate 2/7 which is approximately 28.57%
the reason is that 2-5 means that winning 2 but loosing 5 out of total 7 possible outcomes.
Hope this explanation makes sense. Let me know if there are any questions and please do not hesitate to request me in the future just begin your post with "For David" and I'll revert immediately if I'm online


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Students following the 2014-16 Undergraduate Catalog who are interested in ancient history should follow the classical studies major.
Undergraduates currently enrolled at UT who wish to declare a classical archaeology major must first meet with a classics advisor. Making an appointment in advance is recommended.There is no formal application process, but students with over 60 hours completed may need to appeal to declare the major. For more information, visit the student affairs page on how to declare a major.
Prospective University of Texas at Austin students should visit to learn about the application process and how to declare a major.
Visit the classical archaeology degree plan to see all required courses for the classical archaeology major in the College of Liberal Arts. For additional information, view major requirements and CA course descriptions. Classical archaeology majors must fulfill a field work/study abroad requirement in order to gain direct, hands-on experience in an authentic archaeological environment.
What can I do with this major?
Wondering how you'd turn this major into a career? Remember: your major does not always determine your career path. Career counseling and assessments at the Vick Center can help you explore.
Major ≠ Career
Graduates with this major pursue many different careers, depending on their interests and experiences. Make yourself more marketable by complementing this major with part-time work, volunteering, internships, a certificate program, or graduate school.
Experience + Degree = Career
The Career Service Offices in your college can help you with internships and jobs. They work closely with employers to help students prepare for career opportunities. Read a few inspiring stories by professionals whose experiences led to great careers.
Classical archaeology majors love to learn about Greek and Roman culture through the discovery and interpretation of physical things. This often translates into a passion for fieldwork, which the program encourages by ensuring that almost all students spend some time in a summer archaeology project. They are interested in group projects, research, and history.
Classical archaeology majors develop a broad understanding of classical culture comparable to that of our majors in ancient history and classical civilization, but with an added emphasis on solving and interpreting practical problems encountered in real archaeological situations.
Department of Classics
(512) 475.9185


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The Vikings will be a long-shot to win the brutal NFC North Division in 2014, but possess the talent to do some damage if all of the pieces fall into place under the new coaching regime.
Minnesota will be learning hard-nosed defensive that corresponds with a run-and-gun type offense. Typically it takes a team under a new system at least a season to adapt, but the Vikings have young players that could make next season very fun to watch.
Here are three players that must have career seasons for the Vikings to do damage in the NFC North:
1. Greg Jennings
Norv Turner will be running the show now as offensive coordinator, so hopefully Jennings will be utilized better in the Vikings' offense. Last season, Jennings had 68 receptions for 804 yards and four touchdowns last season. That's not a terrible season, but for a team's number one receiver those numbers are a little pathetic. Jennings needs 10 touchdowns and 85 catches to solidify himself as a dangerous receiver again in the NFL. The Vikings desperately need a top-receiver to compete with the rest of the NFC North.
2. Matt Cassel
This one is obvious. While a 'career year' might be a bit of a stretch for Cassel, he still needs to be solid. Cassel was alright for the Vikings in limited play, but struggled on the road. 20-25 touchdown passes and limited interceptions would be ideal, but Minnesota needs Cassel to be efficient. make the proper throws, and limit the turnovers. The Vikings haven't had a QB capable of managing a effective game on a consistent basis since Brett Favre.
3. Captain Munnerlyn
The Vikings had one of the worst passing defenses in the NFL last season and Munnerlyn will be expected to help reverse that trend in 2014. Munnerlyn recorded 74 tackles and two interceptions with Carolina next season, but the Vikings will need more from him than that. Munnerlyn is a young 25-year-old, speedy cornerback capable of making game changing plays. The Vikings need him to lead the NFC North in interceptions, shut down prime-time receivers like Calvin Johnson, and make the quarterback's think twice before throwing his way.
If these three guys can have monster seasons, there may be hope for the Vikings in 2014.


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I love holidays when I'm able to extend them over several days, and this is one we've been able to do that. Yesterday I took the kids to visit my parents and for lunch at the nephews' restaurant where we visited with my sister Terry and niece Sara. Bob's brother came to town Thursday and Michelle on Friday. That night, my sister Amy and her family stopped at the house on their way through town and dined on my meatballs and Aunt Bernice's cookies. On Christmas Day, Chris, Bob and I ate dinner and watched a movie.
I'm sad Michelle left today (this is not a very good time of year for me) but am so happy that Greg will be with us for almost 2 more weeks. Just as the kids and grand kids mean the world to my parents, our kids and parents mean the world to us!
Happy New Year to all!
$1.09 $0.76


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Amherst College
> Women's Basketball
Amherst College Women's Basketball
Russell Named NEWBA Third-Team All-Star
March 12 - First-year shooting guard Shannon Russell, who shattered a single-season school record with a conference-high 70 three-pointers, was named a Third-Team Division III All-Star by the New England Women's Basketball Association earlier this week.
Full Story
McBride Tabbed Russell Athletic/WBCA District 1 Coach of the Year
March 9 - After leading his team to a school-record 23 wins and earning New England Small College Athletic Conference Coach of the Year honors, Amherst College head women's basketball coach Billy McBride was named the Russell Athletic District 1 Coach of the Year by the Women's Basketball Coaches Association of America on Thursday.
Full Story
Wellesley Knocks off Plymouth St., 73-62
March 3 - Senior Wellesley College co-captain Amy Barao (Norwell, MA) scored a game-high 22 points, and forward Kelly Grover added 12 rebounds, six blocks and five assists to her six points, as the Blue advanced to Sunday's ECAC championship game with a 73-62 victory over third-seeded Plymouth State College in the second Saturday semifinal at Amherst College. Shani Delaney added 16 points for Wellesley, who will face fifth-seeded Colby College in Sunday's 2:00 p.m. championship.
Full Story
Colby Sinks W-Hoops in ECAC Semis, 80-64
March 3 - The fifth-seeded Colby College White Mules advanced to the ECAC championship game with an 80-64 victory over top-seeded Amherst College on Saturday afternoon. The Mules placed four players in double figures, led by 18 points from Katy Lawson and a 12-point, nine-rebound effort from sophomore Sarah Walsh. The Jeffs were led by Shannon Russell, who scored 23 points in the loss. Colby will face the winner of the Wellesley/Plymouth State semifinal in tomorrow's 2:00 p.m. title game at Amherst.
Full Story
Jeffs Rack Up All-NESCAC Honors
March 2 - Thanks to the best women's season in school history and one of the best men's campaigns on record, the Amherst College basketball teams cleaned up in the post-season honors handed out by the New England Small College Athletic Conference (NESCAC) on Tuesday, including a sweep of the men's and women's basketball Coach of the Year awards.
Full Story
Top-Seeded Jeffs Set to Host ECAC's
March 2 - Thanks to an 84-48 victory over eighth-seeded Framingham State College on Wednesday night, Amherst will host the semifinals and finals of this weekend's ECAC New England Division III women's basketball championship. The Jeffs, who earned the top seed in the eight-team field, will host fifth-seeded Colby College in Saturday's first semifinal, while second-seeded Wellesley College and third-seeded Plymouth State College will meet in the nightcap.
Full Story
W-Hoops Crushes Framingham, 84-48, in ECAC Quarters
February 28 - The Amherst College women's basketball team exploded for a season-high 84 points on Wednesday night, with all 12 players scoring for the first time all year, as the top-seeded Jeffs mauled eighth-seeded Framingham State College in the ECAC Quarterfinals. First-year guard Shannon Russell led all scorers with 15 points, while sophomore forward Brooke Diamond pulled down a game and career-high 11 rebounds in the win. Amherst advances to Saturday's ECAC semifinals, where they will host fifth-seeded Colby College at 2:00.
Full Story
W-Hoops Receives Top Seed in ECACs, Hosts Framingham on Wednesday
February 26 - After narrowly missing out on a first-ever NCAA Tournament bid, the women's basketball team, which has already set a school-record for wins this season with 22, earned the top seed in the Eastern College Athletic Conference Tournament, with quarterfinal play set for Wednesday night. There, the Jeffs will see a familiar face in the Framingham State College Rams, who Amherst knocked off in an 80-63 final in Framingham on January 6.
Full Story
Bowdoin Downs W-Hoops in NESCAC Title Game, 54-41
February 24 - Bowdoin College first-year Lora Trenkle (Surry, ME) scored a game-high 15 points to lead the third-seeded Polar Bears to a 54-41 victory at top-seeded Amherst in Saturday night's NESCAC women's basketball championship game. The Jeffs, who were led by Sara Bozorg's 15 points, were in the game throughout, but Bowdoin's timely shots down the stretch never allowed the Jeffs to draw even. The Polar Bears lock up the NESCAC's automatic bid to the NCAA Tournament, while Amherst is left on the bubble for an at-large bid to the 50-team field.
Full Story
Bowdoin Defeats Colby in Second NESCAC Semifinal, 73-61
February 23 - The Bowdoin College women's basketball team used a 16-4 run late in the second half, with 14 of the 16 points coming from the foul line, to defeat Colby College, 73-61, in the second of Friday's NESCAC Tournament semifinals. First-year guard Lora Trenkle (Surry, ME) scored a game-high 22 points for the third-seeded Polar Bears, including an 11-12 performance from the charity stripe.
Full Story
Jeffs Advance to NESCAC Title Game With 57-53 win over Bates
February 23 - After weathering a game-opening 16-0 run by fourth-seeded Bates College in Friday night's NESCAC Women's Basketball semifinals, top-seeded Amherst College rallied to knock off the Bobcats, 57-53. With the win, the Jeffs advance to Saturday night's NESCAC Championship game, where they will face third-seeded Bowdoin College, 73-61 victors over second-seeded Colby College in Friday's nightcap.
Full Story
W-Hoops to Host First-Ever NESCAC Semifinals and Finals
February 21 - With all three of the higher seeds avoiding the upset bug in Tuesday night's quarterfinals, the semifinals of the inaugural New England Small College Athletic Conference (NESCAC) Women's Basketball Tournament will feature three Maine schools and host Amherst College. The top-seeded Jeffs, who received a first-round bye after finishing the regular season with an 8-1 conference mark, host fourth-seeded Bates College, while second-seeded Colby College battles third-seeded Bowdoin College in the nightcap on Friday evening.
Full Story
Russell Picks Up NEWBA Rookie, NESCAC Player of the Week
February 20 - After being named the NESCAC Player of the Week on Monday, first-year Amherst College guard Shannon Russell (Shrewsbury, MA) was named the New England Women's Basketball Association Rookie of the Week on Tuesday, the second time this season she picked up the regional honor. Russell, who also received NEWBA Rookie of the Week honors on January 9, helped the Jeffs lock up the top seed in this week's NESCAC tournament with back-to-back stellar performances in victories over Bowdoin and Colby Colleges last weekend.
Full Story
Jeffs Knock off Colby, 71-59, to Claim Top Seed in NESCACs
February 17 - First-year Amherst College guard Shannon Russell (Shrewsbury, MA) scored the first 10 points of the game as part of a game-opening 26-4 Amherst run, before finishing with a career-high 28 points as the host Jeffs knocked off visiting Colby College in Saturday afternoon's regular-season finale, locking up the number-one seed-and the first-round bye that goes along with it-in next week's first-ever NESCAC conference tournament.
Full Story
Russell, Walker Lead Jeffs Past Bowdoin, 50-44
February 16 - First-year Amherst guard Shannon Russell (Shrewsbury, MA) scored 13 of her team-high 15 points in the first half, before calmly sinking both ends of a two-shot foul with 26.9 seconds left to help the Jeffs ice a critical 50-44 NESCAC victory over visiting Bowdoin College on Friday night. Sophomore Jeff forward Sarah Walker (W. Hartford, CT) pulled down two of her game-high 14 rebounds in the final 8.9 seconds, as the Jeffs reached the 20-win plateau for only the second time in school history.
Full Story
Men's and Women's Basketball Set for Dramatic Final Weekend
February 14 - With only this weekend's two NESCAC games against Bowdoin and Colby Colleges remaining on their regular season schedules, the Amherst College men's and women's basketball teams are both in good position for bids to the first-ever conference tournaments in the two sports, with both squads still alive for the top-seed-and a first-round bye-in the seven-team field.
Full Story
Second-Half Surge Helps W-Hoops Cruise Past Connecticut College
February 10 - First-year Amherst College guard Shannon Russell (Shrewsbury, MA) scored 17 of her team-high 20 points after halftime, helping the visiting Jeffs break open what had been a two-point game at halftime en route to a 71-56 victory at NESCAC-foe Connecticut College on Saturday afternoon.
Full Story
Jeffs Mount Dramatic Rally to Defeat Wesleyan, Capture Little III Title
February 9 - The Amherst College women's basketball team outscored host Wesleyan University 12-2 in the final 3:44 of play to hang on for a dramatic 58-55 victory over the Cardinals in a key NESCAC pairing on Friday night. With the win, Amherst's 11th in its last 12 games, the Jeffs lock up their second outright Little III title in as many years, breaking the record set by 1987-88 squad for best-ever record through 21 games in the process.
Full Story
Bergman Named New England Division III W-Hoops Rookie of the Week
February 6 - After earning New England Small College Athletic Conference (NESCAC) Player of the Week honors for her role in a pair of wins over New England and Trinity Colleges last weekend, Amherst College first-year forward Sarah Bergman (Shaftsbury, VT) was named the New England Women's Basketball Association (NEWBA) Division III Player of the Week on Tuesday.
Full Story
for archived 2000-01 Women's Basketball stories...
2000-01 Milestones
Schedule and Results
Season Preview
Coaching Staff
Rosters & Bios
Team Statistics


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Marana Parks and Recreation Department is hosting an overnight campout at Ora Mae Harn Park, 13250 N. Lon Adams Road at 3 p.m. April 20 to 10 a.m. April 21.
Tent spaces range from only $5 to $15. Included in the fee is a tent space, storytelling, a camp fire, crafts, park games and an outdoor movie.
Charcoal grills are permitted. There will not be any on-site food vendors.
Camp site fees are as follows:
- Small site for 4 campers or less, $5.
- Medium site for 5 to 8 campers is $10.
- Large site for 9 campers is $15.
There will also be a tent decorating contest.
Go here to register: https://activenet013.active.com/marana/?redir=1
This sounds like a cheap and fun way to introduce the kids to camping, if you haven't already.


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Our Top Cosmetic Dental Procedures
Teeth Whitening
In comparison to other procedures in the field of cosmetic dentistry, teeth whitening is the most frequently performed procedure. Most whitening treatments are relatively inexpensive and are not time-consuming, allowing you to achieve a whiter and more magnificent smile in a short amount of time.
There is a key difference between teeth bleaching and teeth whitening. Teeth whitening has a brightening effect on your smile as the accumulation of surface stains from various beverages and foods are removed. This includes stains from tea, coffee, berries and wine. Through teeth whitening, teeth are restored to their original and natural color. Teeth bleaching is performed to achieve a whitening effect that exceeds the natural color of teeth. This is accomplished as the peroxide compound reaches deep into the dentin, or the inside of teeth, enhancing the natural whiteness of teeth.
Feature Article on Teeth Whitening – View All
Teeth Whitening – Brighter, lighter, whiter…
Today brighter, lighter, whiter teeth have become a norm. Tooth whitening by bleaching is a successful, conservative, relatively inexpensive and safe alternative… Read Article
Dental Veneers
Options for cosmetic dentistry in Virginia also include dental veneers. This procedure is also referred to as dental porcelain laminates or porcelain veneers and involves the application of a shell composed of tooth-colored materials that are placed over the surface of teeth. The veneers are shaped to custom-fit your teeth and are designed to alter the cosmetic appearance of teeth.
A tooth-colored composite resin or porcelain are the most common materials for dental veneers. In comparison to a composite material, porcelain veneers more closely resemble natural teeth and are less likely to accumulate stains. Since veneers made from a composite resin are slimmer than porcelain veneers, the dentist is able to preserve more of your natural teeth. For assistance deciding which material will work best for you, consult your Virginia cosmetic dentist.
Dental veneers are suitable for a variety of dental concerns including:
- Discoloration in teeth
- Worn down teeth
- Teeth that are broken or chipped
- Large gaps between teeth
- Teeth that are misaligned, uneven, or irregularly shaped
Dental Bonding
Your smile can also be instantly restored with a cosmetic dentistry procedure known as dental bonding. With this procedure, dental materials composed of tooth-colored composites are applied to the surface of teeth, which are then permanently attached through the use of a high-intensity light.
The dentist places the restorative materials on the teeth to correct numerous dental concerns including:
- Repairing teeth that are cracked or chipped
- Improving the appearance of discoloration in teeth
- Repair decayed teeth (composite resins are used to fill cavities)
- Close gaps between teeth
- Change the shape of teeth
- Preserve the root of the tooth if gums are receding
Dental Crowns and Tooth Bridges
Other options for cosmetic dentistry in Virginia include dental crowns and bridges. These prosthetic devices are permanently attached to teeth and can only be taken out by a dentist.
Crowns, also known as caps, are placed on top of the tooth and completely cover a tooth that has been damaged or decayed. In addition to improving the aesthetic appearance of teeth, crowns are also used to strengthen teeth that have become compromised. Crowns that are composed of ceramic or porcelain are custom-made to match the exact color of your teeth. They can also be made of other materials, including acrylic, metal alloys and gold. While crowns made of metal alloys are typically more durable than porcelain and are suitable for back teeth, many dentists bond porcelain to a crown composed of a metal alloy as this dramatically improves the cosmetic appearance of the tooth.
Bridges are a dental treatment that is designed to replace missing teeth. The procedure involves the placement of a crown on either side of the tooth that is missing and false teeth are attached between the crowns, which fill the missing space. Bridges can be made with the same material as crowns and bridges composed of ceramic or porcelain mimic the natural color of teeth. Depending on where the missing tooth is located, your Virginia cosmetic dentist will recommend a material that is most cosmetically pleasing.
Smile Makeover
A smile makeover uses several cosmetic dentistry procedures to dramatically improve the appearance of your smile. Teeth whitening, veneers, dental bonding and tooth implants are examples of procedures that may be performed during a smile makeover. Although a smile makeover can be referred to as a full mouth reconstruction, a pivotal difference exists between the two terms. A full mouth reconstruction is performed on patients who require the procedure, while it is up to the patient's discretion to choose a smile makeover.
If a patient presents with a misaligned bite that causes a tremendous amount of pain, they would require a full mouth reconstruction to alleviate the pain. If a misaligned bite does not cause pain and the patient is only concerned about improving the aesthetic appearance of his or her smile, they can elect to have a smile makeover.


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Best Legal Highs
March 24, 2007
2 Responses
I personally think Mephedrone is the best legal high, currently on the market. Although it may not be around for to much longer, I WILL "RAVE-ON" UNTIL THE FINAL SALT DOWN!
Is there any legal high that gives a similar effect to Special K or Ketamine? Always loved that stuff but can no longer get it legally. Sad too as it always made me feel extremely spiritual. Thanks for any suggestions.
Franco Di Palma


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Neighbors mixed, mingled, and ate free food alongside the NYPD's 78th Precinct on Tuesday evening at Grand Army Plaza for the National Night Out Against Crime, an annual event that began in 1984 as an effort to promote police-community partnerships.
Local politicians stopped by the event to commend the precinct as well, including Comptroller Scott Stringer, Councilmember Brad Lander, Brooklyn Borough President Eric Adams, and Assemblymember Joan Millman, and all took the opportunity to welcome out new Commanding Officer, Captain Frank DiGiacomo and the new Community Council President, Wayne Bailey.
"I appreciate all the businesses and community people coming out and helping us," Captain DiGiacomo said.
BP Adams, who served as a police officer for 21 years before getting into politics, noted the importance of the 78th Precinct in particular in Brooklyn.
"To cover Prospect Park and Grand Army Plaza, it's a great role," he said. "This night gives us an opportunity to say to the city that we are not going to surrender our streets to criminals."
Councilmember Brad Lander touched on some local issues as he welcomed the new Commanding Officer just a few blocks from where a new memorial to Sammy Cohen Eckstein, the 12-year-old boy who was hit and killed by a van on Prospect Park West last year, had been installed by Right of Way.
"The partnership between police and community is an important one, and this precinct does a great job with that," he said, noting their increased attention to street safety in the months since Sammy's death, and adding that he is looking forward to collaborating with them as they continue their work on Vision Zero initiatives.
In a string of speeches, there was only one brief reference to all the recent media attention regarding the NYPD's recent rocky relations with the community, from the apparent choke-hold death during the arrest of Eric Garner, to an alleged assault on a man handcuffed to a stretcher.
"It doesn't matter what you read in the papers, we've got the finest police department in the world," said Deputy Chief Tony Christo.
As for building stronger relationships between the community and our 78th Precinct, the new Commanding Officer seems ready and willing to work with neighbors.
"So far, so good," Captain DiGiacomo told us when we asked how his first few weeks have been. "I've been meeting a lot of people, and look forward to people coming out to meet us as Community Council meetings."
Assemblymember Millman echoed the importance of the Community Council as a bridge between the precinct and the neighborhood.
"The precinct meetings are so important," she said. "You can come and they'll listen to your issues."
The next 78th Precinct Community Council meeting comes up after the summer break on Tuesday, September 30 at 7:30pm (with a transportation safety meeting preceding it at 6:30pm) at the precinct at 65 6th Avenue.


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Nigerian telecoms market looks forward to achieve a tele-density of 100% by 2020 driven by massive telephone and mobile communication improvements, calling for a huge growth in the ICT sector. Nigeria, till today as nearly 140 million people being serviced by 60 phone lines, a 45% success rate in a development wherein itll boost the Nigerian economy and infrastructure. Internet installation is one of the most important technological advancement to be addressed. ICTs are in fact enablers of broad based socio and economic development. ICTs not only contribute to the development of education, health and governance, but are also key enablers of sustainable human development in a more general sense. No modern economy can thrive without an integral information technology and telecommunications infrastructure. This is because ICTs provide the veritable platform for development across the economic and other sectors if well harnessed, said vice chairman of Nigeria Communications Commission (NCC), Ernest Ndukwe. According to Ndukwe, if the goal is achieved, Nigeria would then have as many phone lines which can impressively improve the lives of the local people in as far as communication through telephone, cellphone and internet is concerned. Today the ratio stands at 1:1 implying that a Nigerian individual living in an urban centre owns three communication lines in the sense that at work and home an individual will be serviced by telephone lines and a mobile cellular phone, to make it three gadgets of communication.
Source: Wireless Federation.
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A Fantastic Retro Poster for 'The Paperboy' from Director Lee Daniels
by Ethan Anderton
December 28, 2011
Source: RopeofSilicon
We've only heard about Lee Daniels' adaptation of The Paperboy, based on Peter Dexter's novel of the same name, through various casting stories, but now the 2012 is kicking off its marketing campaign with a fantastic poster that calls back to films from the 1970's or even book covers from that same decade. Complete with a faded color and the period setting to go with it, this is one of the more original attempts to sell a film like this that we've seen in a long time. Zac Efron looks a bit like James Dean (or a young Ron Eldard) and John Cusack (replacing Tobey Maguire) just looks creepy with that guy-liner. See it below!
Here's the first official "retro" poster for Lee Daniels' The Paperboy, courtesy of RopeofSilicon:
Lee Daniels (Precious) directs The Paperboy adapted from Peter Dexter's novel of the same name which follows Ward James (Matthew McConaughey), a Miami Times reporter who returns to his hometown to investigate the murder of a local sheriff who is eventually helped by his younger brother Jack (Zac Efron) as they investigate the possible wrongful conviction of a man on death row. Throughout the process Jack falls for the woman (Nicole Kidman) whom the convict (John Cusack) has been romancing through prison correspondence. No official release date has been set, but the film will likely hit theaters sometime in 2012.
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