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Hey there, time traveller!
This article was published 5/3/2014 (1233 days ago), so information in it may no longer be current.
A Canadian military officer is being treated to Filipino hospitality today for the work he and his team did after the super typhoon that devastated the Philippines last fall.
Maj. Robert Meade is with DART, the Disaster Assistance Response Team, a multidisciplinary military organization that deploy humanitarian missions around the world in response to disasters. In November and December he was deployed to help victims of Typhoon Haiyan.
He and six or seven Canadian Filipino members who have served with DART in the past or are currently serving with the unit were feted at a Canadian Forces Appreciation Night at the Filipino Seniors Group of Winnipeg's hall at 49 Euclid Ave.
"What Canada did in the Philippines to help the people after the Haiyan disaster, it's a big thing for us," said Aida Champagne, who helped organize the event as chairwoman of the annual Filipino Street Festival.
Champagne said the event is an opportunity for Filipino Canadians to meet people in the military.
"Maj. Meade is the major one but there will be six or seven Canadian Filipinos in the Canadian Forces who have served in DART or are serving in DART. We want to show our appreciation, our support for DART and the DART team. They're doing a lot of humanitarian efforts," Champagne said.
Meade spent five weeks in the Philippines when the November typhoon left a trail of death and destruction across parts of the Philippines.
"I went as the officer commanding the defence and security of the company so I was part of the humanitarian assistance reconnaissance team," Meade said.
As the head of the security force for the engineering teams, water purification experts and medical workers, Meade said he saw disaster from a unique perspective and worked directly with Philippine military to co-ordinate Canada's efforts.
DART was stationed in the heart of the disaster but not at Tacloban, where more than three months afterward half the city's residents remain without power, new reports said today.
DART went to the island of Panay, he said.
"If you look at a map of the Philippines and you could see where the typhoon went, obviously it went from east to west and this was right in the path of the typhoon," Meade said.
"My job was to co-ordinate with the Philippine army in terms of force protection for the Canadians as they went off and did medical, engineer work, clearing roads, reverse osmosis water purification. I partnered up with the armed forces of the Philippines and with the Canadian Armed Forces, we provided that security."
As a humanitarian effort, DART cleared roads, treated the injured and set up countless water purification units, operating on the ground until non-governmental aid agencies could reach the Philippines and take over disaster assistance.
"We did all we could there," Meade said.


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Profitable NATIONAL GEOGRAPHICS filmed Alaska home on a beautiful Lake! on 1.86 acres with prow front, loft, woodstove and natural gas monitor heat. Lovely lake and mountain views - large deck, 3 additional cabins and an apartment above the garage for all your guests.
Free Wi-Fi
Featuring free WiFi, A Waldens Pond offers accommodation in Soldotna. Free private parking is available on site.
All units include a flat-screen TV. There is a seating and/or dining area in some units. There is also a kitchenette, fitted with a microwave and toaster. A refrigerator and coffee machine are also provided. There is also a kitchen in some of the units, equipped with a stovetop. A private or shared bathroom is featured. Towels and bed linen are available.
A Waldens Pond also includes a barbecue.
The property has water sports facilities and free use of bicycles is available. The area is popular for canoeing and hiking. The nearest airport is Kenai Municipal Airport, 25 km from the property.

subset: commoncrawl


text: Cardinal November 30, 2009 12:59 PM It'll be fine - no diva-like Alonso tantrums from these two. And they are together for 3 years, so will know they need to have a good working relationship. They'll be pretty closely matched on the track too, so it's gonna be great fun to watch. Personally, I think Ferrari will be more worried about their pairing. Reply Report abuse 12 agree 4 disagree


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Price, Sara and Rogers, Yvonne and Scaife, Mike and Stanton, Danae and Neale, H (2003) Using "tangibles" to promote novel forms of playful learning. Interacting with Computers, 15 (2). pp. 169-185. ISSN 0953-5438. DOI UNSPECIFIED
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Tangibles, in the form of physical artefacts that are electronically augmented and enhanced to trigger various digital events to happen, have the potential for providing innovative ways for children to play and learn, through novel forms of interacting and discovering. They offer, too, the scope for bringing playfulness back into learning. To this end, we designed an adventure game, where pairs of children have to discover as much as they can about a virtual imaginary creature called the Snark, through collaboratively interacting with a suite of tangibles. Underlying the design of the tangibles is a variety of transforms, which the children have to understand and reflect upon in order to make the Snark come alive and show itself in a variety of morphological and synaesthesic forms. The paper also reports on the findings of a study of the Snark game and discusses what it means to be engrossed in playful learning.
|Item Type:
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|5 - 10; England; Non specific setting; Digital technologies;Multimedia; children; collaborative discovery; interactive learning environments; interaction with tangibles pervasive computing; playful learning.
|IOE Departments > Departments > Geography, Enterprise, Mathematics and Science
IOE Departments > Departments > London Knowledge Lab
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- Water-resistant material
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Lobster Caesar Salad
For a richer salad, add an egg yolk to the dressing. If you prefer not to eat raw egg, the dressing will still taste delicious without it.
Slideshow: More Amazing Seafood Recipes
- Servings: 4
- Two 1 1/2-pound lobsters
- 5 garlic cloves—2 minced and 3 smashed
- 3 tablespoons fresh lemon juice
- 2 anchovy fillets, minced
- 1 large egg yolk (optional)
- 1 teaspoon Worcestershire sauce
- 1 teaspoon Dijon mustard
- 1/4 cup extra-virgin olive oil
- 1/4 cup plus 2 tablespoons freshly grated Parmesan cheese
- Salt and freshly ground pepper
- 2 tablespoons unsalted butter
- 1 cup 1/2-inch-square bread cubes
- One 1-pound head romaine lettuce, large leaves torn into pieces, small leaves left whole
- 1 cup small frisée or chicory leaves in torn pieces
- 1/2 pound peeled celery root, cut into 2-inch matchsticks
How to make this recipe
In a large pot of boiling water, cook the lobsters until bright red all over, about 8 minutes. Drain the lobsters and when cool enough to handle, crack the claws and knuckles and remove the meat. Split the tails lengthwise, remove the meat and remove and discard the dark vein. Cut the tail meat in half lengthwise. Refrigerate the lobster meat until ready to use.
In a small bowl, combine the minced garlic cloves, lemon juice, anchovies, egg yolk (if using), Worcestershire and mustard. Whisk in the olive oil, then add 2 tablespoons of the Parmesan cheese and season with salt and pepper.
Preheat the oven to 400°. In a small saucepan, combine the butter with the smashed garlic cloves. Cook over low heat until the garlic has flavored the butter, about 2 minutes. Let cool slightly, then discard the garlic. In a cake pan, toss the bread cubes with the garlic butter. Spread them in an even layer and bake until golden brown, about 5 minutes.
In a large salad bowl, combine the romaine, frisée and celery root. Pour the dressing over the lettuce mixture and toss well. Add the croutons and remaining 1/4 cup of Parmesan cheese and toss well again. Mound the salad on 4 plates. Garnish each salad with a lobster claw and half of a lobster tail.
Make Ahead
The recipe can be prepared through Step 2 up to 2 days in advance.


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Shopping for street life
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Chapel Street provides the inspiration, colours and characters for Melbourne artist Tom Alberts' latest exhibition, writes Louise Bellamy.
What could Prahran's bustling Chapel Street and the art of Spanish master painter Diego Velasquez possibly have in common? Lots, according to Melbourne artist Tom Alberts whose 10th solo show is based on the people of Chapel Street, which he likens to the 17th century court portraitist's work because "both are about image-making".
Alberts' fascination with Velasquez is not gratuitous. While his interest in the painter was sparked by a recent trip to the Prado museum in Madrid, where most of the artist's works are housed, Alberts, 43, has spent two decades marrying his interpretations of the classical forms and compositions achieved by the old masters, including Titian, Goya, Delacroix and Gericault, to his modern-day observations of people at work and play.
Born in Tasmania, the third of five children, Alberts was the child who was happy to be left to his own devices and could usually be found in the library reading art history books or in his room drawing.
When the family moved to Perth when he was eight, his passion for art was buoyed by an education system that streamlined students with special interests from early secondary school. From the age of 13, he attended Applecross Senior High School where, every Tuesday night and Saturday morning for five years, he studied art.
But what he did not realise was that people actually became artists. "I didn't know any artists, except historically, so I didn't realise I could, in fact, become one."
After school, he enrolled in a design course at the Western Australian Institute of Technology (now Curtin University) and discovered "that if I wasn't drawing I wasn't breathing and so I started studying fine art which I'd been doing all my life".
During the 1980s in Perth, Alberts worked on commissioned portraits, incorporating classical elements, which he pursued formally through life-drawing classes and academically through research. In 1990, "desperate for a more cultural environment in which to work", he moved to Melbourne where he initially exhibited at Rex Irwin Art Dealer, Sydney, and more recently Charles Nodrum Gallery, Richmond, where his current work is showing.
What he loves most about Melbourne is the National Gallery of Victoria, which he visits "all the time". What he loves most about his life is the daily walk from his South Yarra flat to his studio above a hardware shop in Chapel Street where the seed for the show was born.
It comprises 31 oils on linen or board, including seven large canvases, comprising images of people he has observed in Chapel Street over many years rendered in flat, bright paint.
Starting out as "thousands of small pencil sketches drawn from memory and imagination", they include a group of young women dressed up to go clubbing; a man trying on a suit; a sales girl standing in a doorway; hairdressers in a salon; a girl trying on a shoe; and a shop assistant vacuuming.
"Chapel Street is not an indifferent street," says Alberts. "It has different takes, there's fashion and frippery, all sorts of lives being led, where images of what it's like to be alive appear before your eyes."
More specifically, Alberts aims to pinpoint the "transforming element" of clothes because, he insists, "fashion is not a shallow thing". That was what struck him foremost about Velasquez who, he explains, was not only responsible for painting the royalty of the Spanish court, but also responsible for their costumes. "Velasquez was about the image making of the kingdom, the magic of the clothes worn by the people he painted".
Alberts' means of meshing his interest in the past and present is obvious in the large work, Salon, which is based on a Chapel Street hair salon and incorporates a portrait of Velasquez as the head hairdresser positioned in the centre of the canvas. The eyes of the seven other figures in the work are all focused on him. The work, Alberts admits, took months because of the detail involved in proportioning figures (he uses live models whom he paints in his studio) and the construction of their grouping.
Another large work, Magic Blue Suit, in which a young man is rendered barefoot in a shop trying on an ultra-marine suit, refers to a different past: Alberts' passion, since a teenager, with making clothes, especially suits. He talks about a "wacky green suit" he made, which made him feel "amazing, indescribable". "I'd been wanting to make a picture about a suit for years, about a suit that is transcendent; it came out of another painting called The Consultation, in which a blue-suited man was one of four men in different coloured suits."
He then refers to the influence of Francis Bacon who, Alberts says, "made me realise I could push ideas one way and then another which leads to the 'rightness' of it".
All the paintings feature people, many of whom take on character as well as form. Afternoon, a large canvas, features a tall, lanky, long-haired blonde, presumably a shop assistant, standing in the shop doorway dreaming in the sunlight. "There's a lull in sales, there's a beach in Noosa she's always dreamt about, it's about all the stories inside people's heads."
The images of the shops, the people and the street go on. Lights of Toorak Road depicts a girl in black jeans carrying a garbage bag in each hand. But her reflection in the shop window, because of the angle, suggests she is wearing a formal, full skirt. Cool Clubbing depicts a group of long-haired scantily dressed girls walking in the rain living, what Alberts describes as "a 24-hour-a-day life, with the world their oyster, with everything ahead of them". "Just think of the energy and power of it," he says.
In the catalogue for the show Alberts talks about "flaneur", of the man disappearing into the crowd while observing what goes on around him. He's a participator, therefore, not a voyeur, which is why he has concerns about photography and why he painted Big Head.
In it, a relatively mammoth blonde-headed woman, which he painted from a magazine photograph forms the visually domineering backdrop for two male figures, one who's looking blankly into space with two shopping bags at his feet, the other talking on his mobile phone. "She seems active but she's a picture from a photograph. It's the painting of the magazine image that is meaningful, because it takes time to paint and it's the painting, which incorporates the mobile phone which is intricately linked to 'the fashion' of Chapel Street, which is the meditative tool."
In tailored-blue jeans and a white-pressed shirt, Alberts walks off into the street, what he calls his reality "because it's where I work, where I shop, where I've gotten to know, just by looking about the things I paint". "I would hate," he says laughing, "to have to wear a blue serge uniform; it would be so pragmatic."
The Chapel Street Series by Tom Alberts is at Charles Nodrum Gallery, Richmond, until March 29.
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How Social Media Is Ruining Our Minds [Infographic]
There's no doubt about it, social media has drastically changed the way we, as humans, interact with each other. The question is, though, is it changing the way, or destroying the way? This infographic, curiously made by the folks at Assisted Living Today, suggests that social networking is shortening our attention spans and rewiring our brains and brings some science along to back it up. It's worth questioning though, if we're living in a world where things are making us have a shorter attention span, is that a bad thing? I mean, maybe having a short attention span was only bad before it started becoming a necessity. The world is changing, guys. Maybe we're just changing with it.
Full infographic after the jump.Read More


text:
How to Buy
Solutions Overview
This script is Copyright (C) 2013-2017 Tenable Network Security, Inc.
Synopsis :
The remote Mac OS X host contains a web browser that is potentially
affected by multiple vulnerabilities.
Description :
The installed version of Firefox ESR 17.x is earlier than 17.0.9 and
is, therefore, potentially affected by the following vulnerabilities :
- Memory issues exist in the browser engine that could
result in a denial of service or arbitrary code
execution. (CVE-2013-1718, CVE-2013-1719)
- Multiple use-after-free problems exist that can result
in denial of service attacks or arbitrary code
execution. (CVE-2013-1735, CVE-2013-1736)
- A buffer overflow is possible because of an issue with
multi-column layouts. (CVE-2013-1732)
- A JavaScript compartment mismatch can result in a denial
of service or arbitrary code execution. Versions of
Firefox 20 or greater are not susceptible to the
arbitrary code execution mentioned above.
- Incorrect scope handling for JavaScript objects with
compartments can result in denial of service or possibly
arbitrary code execution. (CVE-2013-1725)
- An object is not properly identified during use of
user-defined getter methods on DOM proxies. This can
result in access restrictions being bypassed.
See also :
Solution :
Upgrade to Firefox 17.0.9 ESR or later.
Risk factor :
High / CVSS Base Score : 9.3
CVSS Temporal Score : 8.1
Public Exploit Available : false
Family: MacOS X Local Security Checks
Nessus Plugin ID: 69988 ()
Bugtraq ID: 6246262463624676246962473624756247862479
Get Nessus Professional to scan unlimited IPs, run compliance checks & more
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ICS Device Roll Out, Tapatalk 2 Beta, and More – XDA TV
This week on XDA TV, Forum Moderator and Recognized Developer Shen Ye recaps some of the most relevant news affecting the Android community. Shen covers the release of Temple Run and Angry Birds Space, as well as the open beta for Tapatalk 2, which powers the XDA forum application.
He then delves into the development world by mentioning the Ice Cream Sandwich launch schedules for Samsung and HTC devices and the release of the Adreno 2xx GPU binaries. Finally, he goes talks about FireFox for ARMv6, a nifty camera modification for the HTC Sensation, and tweaks he performed on the ICS boot animation.


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Ona Bingham Myres, 87
LEBANON – Funeral services have been scheduled for 10 a.m. Saturday, August 8 at the Cornerstone Baptist Church for Mrs. Myres, 87, formerly of Lebanon.
Retired from Clover Bottom Development Center where she worked as a nurses' aid, Mrs. Myres died Wednesday, Aug. 5, 2009 at her Millersville residence
A native of Wilson County, she was born April 29, 1922 to the later Will and Corrie Virginia Watson Bingham. Mrs. Myres was a member of the Cornerstone Baptist Church.
The family will receive friends Friday between the hours of 4-8 p.m. at the Ligon & Bobo Funeral Home and Saturday from 9 a.m. until the service at the church. Services will be conducted by Brother Bob Curtis. Interment at the Wilson County Memorial Gardens.
Survivors include: son Donald (Fay) Sager of Millersville and grandson Tom Sager of Dallas, TX.
In addition to her parents, Mrs. Myres is preceded in death by husband Jim Myres; grandson Brad Sager; siblings Mildred Cripps, Sophia Mosley, Grace Brown, Corrie Corley and Houston Bingham.
Pallbearers: Raymond Lane Jr., Greg Hibdon, Larry Carter, Roy Martin, Tom Sager and Anthoy Hopkins. Honorary: J.S. Brown, Johnny Cripps, Jim and Jerry Brownlee.
Ligon & Bobo Funeral Home is in charge of arrangements.


text:
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Who else is using Lumension?
Our impressive Executive Team guides our company in our mission to deliver a proven and award-winning solution portfolio for more than 3,000 customers worldwide.
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Lumension is dedicated to developing and delivering state-of-the-art endpoint management and security solutions. View some of the certifications we have obtained for our product modules.
Lumension's team is global, and committed to providing world-class customer support and services 24x7, 365 days a year.
© 2000-2015 Lumension Security, Inc.


text:
|Home > Sport > Golf > Article
Would he accept?
"No. There's no point in me going up there," Norman said at Royal Melbourne yesterday, where he was preparing for the $2 million Heineken Classic, which starts tomorrow.
But he still holds a dream that he may force himself into the Masters on merit in the next two months. To do that he must boost his world ranking from its current 121 into the top 50 after the US Players Championship in late March or be in the top 10 on the US Tour money list for 2003 at the same point.
Miracles when it comes to Norman and Augusta simply don't occur - only to others when Norman is involved. But he is playing this week in Melbourne plus four US Tour events before the Augusta deadline, and believes it is possible to boost his ranking back into the top 50.
The Shark has played 22 successive Masters, delivering many fine finishes but ultimately victory heartbreak. He has finished runner-up three times, beaten by Larry Mize's shot-in-a-million in a play-off in 1987, and finished in the top-10 nine times. His ill-fated exploits, like losing to Nick Faldo in 1996 after holding a six-stroke lead into the final round, are part of the legend and history of Augusta. Now, the green-jacketed gentlemen of America's deep south want him no more. But yesterday Norman wasn't about to question the decision.
"Hootie wrote explaining the decision and I think it is the right decision and I stand by it. I support him 100 per cent and respect him for that," Norman said.
Will he miss it?
"Yes and no. Not with this Martha Burk business going on. I'm kind of glad I'm not going ... the local council tried to pass a bill [preventing] picketing and demonstrations [but] it failed to get through," he replied.
The Burk in question is the boss of the US Council of Women's Organisations who has been leading the fight against the lack of a female member of Augusta.
"I miss the place, no question. I'll miss being there because I've played there for so long. I have a lot of good memories of it," said the man with just two majors to his credit in an otherwise remarkable career.
In a rare admission, with his 48th birthday on February 10, Norman said it was doubtful he would ever win another major championship, adding: "[But], will I win another golf tournament? Yes. I'm a realist. I've always been a realist."
But there is no doubting his drawing power. It was only a practice day at Royal Melbourne yesterday but a crowd gathered to see him play a few holes.
Today will be a nightmare for security and marshalling staff with the Shark going around with tennis trio Lleyton Hewitt, Pat Rafter and Davis Cup captain John Fitzgerald in the pro-am.
What Norman has to do to qualify for the US Masters:
Increase his world ranking from its current 121 into the top 50 after the US Players Championship in late March;
Be in the top 10 on the US Tour money list for 2003 at the same point.
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Also in Sport
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Political fallout just part of World Cup's limited appeal
The champ who's found himself home alone
Thanks for coming, Greg, now push off, will you?
Love's labours not lost on fans as sevens returns
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Smoothing out those stuttering starts
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Webber off to work with weight on his shoulders
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Home » Specializations » Power Management
Online MBA in Power Management
Why an MBA in Power Management
As private sector pitched in to make an exception in the power sector, there is a need young of managers who are equipped to manage issues at different levels in pertaining to the power sector. An MBA in power management from Jaro education cultivates your skills to apply management theories and concepts to live challenges of the power industry. The MBA program from Jaro education prepares power management professionals by instilling greater insight into the functioning of this sector. This increasingly growing field requires young management professionals to handle the growing expanse of the power sector.
In the present scenario along with government organizations a large number of private entities have collaborated or taken over much of the power management particularly in the areas of generation and distribution of power. As it is still growing, this sector is all set to witness huge improvements in times to come.
The rapidly growing power sector has brought ample amount of opportunities for qualified graduates and post graduates in varied fields like engineering, commerce, finance, accounts, human resource, law and logistics etc.
|> Subjects
|» Job prospects after pursuing an MBA in Power Management


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SOCIAL media fans will be able to follow the progress of a £6.7million redevelopment project in Dudley.
Dudley Council has unveiled a LinkedIn showcase page to keep people up-to-date with the current phases of the regeneration of Dudley town centre and the new multi-million pound market place.
The page can be found by searching for 'a new market place for Dudley town centre' on LinkedIn - a business-oriented social networking service.
Once followed, users can like, share and comment on posts about the project.
Councillor Judy Foster, cabinet member for regeneration, said: "We're very proud of the work we're doing in Dudley town centre and we want as many people to be able to see what's happening and when.
"The showcase page gives people an opportunity to keep up to date with where we are at and be a part of something special in our town."
The town centre plans feature work right through Dudley's historic market place from the junction with High Street, through Castle Street to the junction of Castle Hill.
When complete it will include a newly designed market featuring new stalls, paving, feature lighting and street furniture.
The scheme will also involve moving the public toilets to pave the way for the landmark Duncan Edwards statue to be repositioned.
The historic fountain will also be restored and the Earl of Dudley statue will be reset within a raised lawn.
New public toilets will be created in a shop unit in 256 Castle Street before the current public toilet block is demolished to open up the view of the full market place.
The design of the market place stalls will also incorporate artwork and clocks and improvements to the medieval passages in the conservation area of the town centre including Green Man Entry, Long Entry and Rutland Passage.


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Related Labs, Activities, and Other CoolStuff
Use a hand crank generator to separate water into its component gases. A lot of cranking is required for this one, but student enthusiasm escalates once they are reminded that hydrogen is explosive. The tank is molded in one piece from a clear resin with stainless steel electrodes sealed in place. The unique design permits stacking for storage. Complete with two graduated test tubes, a test tube holder, and instructions.


text: "This can mean bankruptcy for many of them," Agriculture Minister Luis Mayol said in a joint press conference with the finance minister on Thursday.Unionists at the Angamos port said in a statement that the stoppage is due to "labor neglect" by Ultraport, a company that specializes in freight handling and management at 20 Chilean ports. Meanwhile, companies are running out of space to store cargo and fruit could start to rot with no end in sight for the lingering strikes. Ronald Bown, the president of Chile's Export Association, told local radio Thursday that growers will temporarily stop harvesting in the central-south region Friday because there's no more space to store fruit. "This is affecting medium and small-scale farmers," Bown said. "Many of them have their future on the line this season." Fruit trade group Fedefruta said 1,600 containers are grounded at the San Antonio port. The company losses there total about $50 million up to now but could rise to $400 million if the stoppage continues throughout April. "The year's work of more than 30,000 growers is being lost in a few days," said Fedefruta President Cristian Allendes. Several timber companies have also suspended shipments. Analysts and government officials fear the strike could dent Chile's image as a stable economy with a productive workforce that takes pride in meeting its obligations. "It's not only these jobs that are directly in danger," Lavin said. "But future investment in the exporting sector and also meeting supplies abroad because the ships are paralyzed." __ Luis Andres Henao on Twitter: https://twitter.com/LuisAndresHenao


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HCP, Inc. (HCP) Receives Average Recommendation of "Hold" from Brokerages
Shares of HCP, Inc. (NYSE:HCP) have earned an average rating of "Hold" from the twenty-one ratings firms that are currently covering the firm, Marketbeat reports. Two equities research analysts have rated the stock with a sell rating, fifteen have assigned a hold rating and four have given a buy rating to the company. The average 12 month target price among brokers that have issued a report on the stock in the last year is $32.75.
A number of brokerages have recently issued reports on HCP. UBS Group AG upgraded shares of HCP from an "underperform" rating to an "outperform" rating in a report on Wednesday, June 14th. Stifel Nicolaus reiterated a "hold" rating and set a $31.00 price objective on shares of HCP in a report on Friday. Zacks Investment Research cut shares of HCP from a "hold" rating to a "sell" rating in a report on Tuesday. BidaskClub cut shares of HCP from a "buy" rating to a "hold" rating in a report on Thursday, June 29th. Finally, Jefferies Group LLC reiterated a "hold" rating and set a $32.00 price objective on shares of HCP in a report on Friday, May 12th.
In other HCP news, insider Thomas Klaritch sold 2,651 shares of HCP stock in a transaction dated Tuesday, June 13th. The shares were sold at an average price of $31.53, for a total value of $83,586.03. Following the sale, the insider now owns 176,830 shares of the company's stock, valued at $5,575,449.90. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Insiders own 0.22% of the company's stock.
Hedge funds have recently made changes to their positions in the company. Prospera Financial Services Inc raised its stake in shares of HCP by 52.9% in the first quarter. Prospera Financial Services Inc now owns 19,174 shares of the real estate investment trust's stock valued at $598,000 after buying an additional 6,633 shares in the last quarter. Bank of Montreal Can raised its stake in shares of HCP by 0.9% in the first quarter. Bank of Montreal Can now owns 372,934 shares of the real estate investment trust's stock valued at $11,665,000 after buying an additional 3,258 shares in the last quarter. National Pension Service raised its stake in shares of HCP by 9.6% in the first quarter. National Pension Service now owns 459,399 shares of the real estate investment trust's stock valued at $14,237,000 after buying an additional 40,194 shares in the last quarter. First National Bank of Mount Dora Trust Investment Services raised its stake in shares of HCP by 53.5% in the first quarter. First National Bank of Mount Dora Trust Investment Services now owns 81,476 shares of the real estate investment trust's stock valued at $2,549,000 after buying an additional 28,400 shares in the last quarter. Finally, Catawba Capital Management VA raised its stake in shares of HCP by 2.4% in the first quarter. Catawba Capital Management VA now owns 22,047 shares of the real estate investment trust's stock valued at $690,000 after buying an additional 520 shares in the last quarter. 88.27% of the stock is currently owned by institutional investors and hedge funds.
Shares of HCP (NYSE:HCP) traded up 0.16% during midday trading on Tuesday, reaching $32.06. 2,249,349 shares of the company's stock traded hands. HCP has a 12 month low of $27.61 and a 12 month high of $40.43. The stock has a market cap of $15.02 billion, a P/E ratio of 15.46 and a beta of 0.37. The stock has a 50 day moving average of $31.89 and a 200-day moving average of $31.03.
HCP (NYSE:HCP) last issued its quarterly earnings data on Tuesday, May 2nd. The real estate investment trust reported $0.51 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.48 by $0.03. The firm had revenue of $492.16 million during the quarter, compared to analysts' expectations of $514.82 million. HCP had a net margin of 41.38% and a return on equity of 12.39%. The business's revenue was down 5.4% on a year-over-year basis. During the same period last year, the company earned $0.69 earnings per share. On average, equities research analysts forecast that HCP will post $1.28 EPS for the current fiscal year.
HCP Company Profile
HCP, Inc is a self-administered real estate investment trust. The Company invests in real estate serving the healthcare industry in the United States. The Company's segments include senior housing triple-net (SH NNN), senior housing operating portfolio (SHOP), life science and medical office. Its senior housing facilities include independent living facilities, assisted living facilities, memory care facilities, care homes, and continuing care retirement communities.
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text: << Back Header Content 6th Annual Alumni Day at the Pittsburgh Zoo This event is now SOLD OUT 6th Annual Alumni Day at the Zoo! Sponsored by The Young Alumni Council Sunday, August 3, 2014 Ticket pick-up begins at 10:30 a.m. Lunch begins at noon Pricing: $12 Adults (12 yrs. and older) $8 Children (3 yrs. to 11 yrs.) If you already have a pass to the Zoo but would like to attend the event, have lunch and win prizes, tickets are $6 per person. The Young Alumni Council welcomes you and your family to a day of fun at the Pittsburgh Zoo and PPG Aquarium for the 6th Annual Alumni Day at the Zoo! Tickets include admission to the Zoo, kid friendly bagged lunch for everyone and door prizes which will be handed out during lunch. We will also have special guest appearances from Zoo residents, an owl and a chinchilla. You and your family will get an up close and personal glimpse from a trained handler during the animals' visit. You may pick up your tickets starting at 10:30 a.m., join us for lunch at noon and then enjoy your day at the Zoo! Tickets are limited! Buy yours today! Questions? Please call 412-396-6209 or email firstname.lastname@example.com. Alumni Day at the Pittsburgh Zoo is sponsored in part by: Contact firstname.lastname@example.com Date & LocationDate: 8/3/2014Time: 10:30 AMLocation: Pittsburgh Zoo and PPG Aquarium


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WordPress Service Details
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The list of locations where WordPress can be installed is composed of all the /dept and /group spaces that meet the following requirements (/class and personal directories are not yet supported):
- The group or department must have a valid CGI account.
- The group or department must have a valid -admin PTS group. For example, /dept/its has the group dept_its-admins.
- The person using the form to request an installation has to belong to the -admin group. It's not enough to have admin rights to the dept or group space. If you don't see your group or department listed, submit a HelpSU request.
Database Limit
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All applications will have their databases backed up (with a four day rotation) in the <dept-or-group-name>/db_private/ directory. Because the backups are stored in AFS, they do count against the 1GB quota.
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- Detroit Street Zen Center -
Total Dynamic Functioning Zen Temple
650 S. Cochran, #3, Los Angeles, California, 90036, (323) 954-8945
The purpose of the Detroit Street Zen Center is to settle completely in the present moment, non-conceptual mind, the mind that sees things as they are and to actualize this mind (live it) in daily life. Non-conceptual mind experiences life prior to any conceptual grid work or computer print out of reality. It is direct communion with everything; it is our original being-spontaneous, organic, creative, totally inclusive and full of boundless energy. It is totally functioning, totally intent on relationship and process, rather than on outcome or self gratification. It is the manifestation of the completely mature human being.
The core of the practice is zazen, sitting meditation, which is the most direct way to settle into non-conceptual mind. This is manifested in daily life as cooking, serving, eating meals and work; in other words, it is grounded in everyday life, in everything we do. There are daily sittings in the morning and evening, two day retreats each month, morning service (chanting the scriptures), work periods (Soji) and Saturday morning meditation style breakfast (oryoki).
Saturdays are a full day, offering meditation, morning service, meditation style breakfast, lecture, tea, communal work and lunch. Various Buddhist scriptures are studied throughout the year and private interview with the teacher (dokusan) is always available upon request.
|Zen Center Photos


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- Places To Visit
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Lake Chūzenji is a scenic lake in Nikkō National Park in the city of Nikkō, Tochigi Prefecture, Japan. It was created 20,000 years ago when Mount Nantai (2484 m) erupted and blocked the river. The lake has a surface area of 11.62 km² and a circumference of 25 km. Its elevation at the surface is 1,269 m (4,124 ft), and the water reaches a depth of 163 m (508 ft). The Yukawa is the principal source of water. It drains through the Kegon Falls.
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Airbrushed Cake,halloween Calligraphy
Airbrushed Fondant Cake with Uber Calligraphy. The base colors and design are done in shades and hues of blues and greens in a marble type design, motifs of bats and cats are done along outer rim of cake. I am shocked to not see many Highly Airbrushed cakes on CC especially seeing all the airbrushing done on the cake and desert networks...airbrushing excels at coloring fondant and adding color to any type icing.
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text: > Yep, I just added it, give it 4-8 hours before it shows up on some of > the mirrors. > > As a side note, there is some weird issues with VB and running 64bit > with nvidia drivers. Every now and then I get a hard-lock, not sure why > yet. Just a heads up for 64bit users, maybe something to do with running > while compositing is enabled? Does any of the notes on the FreeBSD vbox call for testers help? http://ow.ly/SFmm Cheers, Dru -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://lists.pcbsd.org/pipermail/testing/attachments/20100104/57a3d2aa/attachment.html>


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As the snow clears off our deck, and the weather turns warm here near Boston, it's a great time to enjoy a new set of espresso pods and take in the change of seasons. Today we take a look at the Aromo ESE Espresso Pods that were sent over a few weeks back to us here at Single Serve Espresso.
Aromo covers a good space with their four different pods, including a decaf version. With a lighter blend (Buzz) to a full bodied, and complex blend (Boost), I think most espresso lovers will find something they like.
To try the range, I got one of their samplers with a nice selection of their four blends; they have a couple of different ways to try out their blend and roasting expertise. A Mixed Up sampler with 18 total pods, or a special Free sampler (just pay shipping) with a pair of all four blends. The folks at Aromo provided us the Mixed Up sampler for this review - enough for a couple of weeks' worth of espresso drink in' fun.
ESE Pods - Easy to enjoy
Recall the ESE Pod is an easy way to enjoy espresso in machines that have the ESE Pod adapter for their portafilter - most consumer espresso machines come with them. The pods are made, and foil wrapped in a pouch for convenience . Aromo can ship smaller, 18-packs for those in short-term relationships, as well as fully committed 100-packs that should last a while.
I like the ease of use, and the quick clean-up. The ESE pods make espresso something I can do in the morning or in a pinch later in the day. No grinding, no mess; rip open the pouch, put the pod in the portafilter, crank it on the machine and you are ready to go. There are folks who are not interested in pre-packaged espresso, and I can understand that, but for me, I just don't have the time in the morning to do the whole routine, but I do have the time to enjoy a shot; that's why ESE Pods work for me.
Brewing the Aromo ESE Pods
For this review, I used a Cuisinart EM200 machine for this review - it's a good go-to brewer, with plenty of brewing and heating power for my espresso.
Across the last two weeks, I have been having about a shot a day of the Aromo espresso pods, and have really enjoyed them. Overall, there is a good balance of body, acidity and roast that really screams espresso here. when you open the pouches, the coffee aroma of the pods is good; not stale with a rich chocolate and deep roasted smell that is inviting and worth a quid check each and every time.
Good Dark espresso, with a decent nice layer
My Take on the individual ESE Pods are:
Bounce - Aromo's most popular blend is a dark earthy aroma with a lingering coffee bitterness that balances out the slight acidity. Good balance and overall body.
Boost - smooth flavor profile with a dark chocolate note and easy finish with less bitterness as Bounce.
Buzz - solidly dark espresso blend with a mild acidity and a clean finish. This is a lighter overall flavor intensity than Bounce or Boost.
Buzz Lite - this is a formidable decaffeinated variety with a strong up-front flavor, and a light back-end that comes with most decafs. This has a bright acidity.
Review Summary
After drinking the Cafe Aromo espressos for a few weeks, I would absolutely recommend a sampler to see what you like. The blends are good, with come complex flavors, and a nice rounded flavor profile. While the espressos are dark, they are not over-roasted to the point of losing flavor, complexity or balance. I liked all of them, and liked the Boost the most. It tends to fit my taste best, which is geared towards full-bodied slightly acidic blends with a hint of robusta in the finish.
more information at Aromo Coffee UK
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text: To get from Crotone to Comiso by train you can catch one of the 1 trains that everyday travel between these two cities. The first train to Comiso leaves from Crotone at 07:27 and the last train departs at 07:27. If you choose a local train the trip lasts on average 15:30 hours. For your trip from Crotone to Comiso by train you can choose to leave from one of Crotone main stations: Crotone On Wanderio you can compare all schedules, fares and railway companies to Comiso and book the best itinerary starting from Crotone.


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An Authentic Review....And It Happens To Be A Good One: Bahamas Celebration Cruise Review by marieperillo
Overall Member Rating
An Authentic Review....And It Happens To Be A Good One
Destination: Bahamas
Embarkation: Other
I am not going to sugarcoat or lie on here to make the cruise line look better because there is no benefit for me in doing that. We got to the port at around 10:30 and went through the entire boarding process in less than 20 minutes. We boarded the ship PROMPTLY at 11:30 just as we were told we would. From there we went to the front desk to open a cash account because I was terrified to allow the ship access to my credit card...again because of all the bad reviews. I was told it was a minimum of $100 per person, so I gave them $400 total because I was prepared to pay for More extra expenses.
We went on to have lunch at the Rio which, all in all, was very good. My husband absolutely loved the seafood salad....I hate seafood and because of that it looked unappealing to me, so I refused to try it. We both enjoyed the coconut chicken and indulged in more than one helping. The sausage rice was another dish worth more than one helping, but the chimichangas were not worth bragging about. After two bites I gave up on them...maybe sour cream would of helped, but there wasn't any, so I'll never know.
During lunch my husband purchased the drink tickets which allowed me 10 drinks for $60, as long as the drink wasn't more than $8.75. The drink tickets lasted me the entire cruise....and just for the record, as long as the drinks were not purchased in the Taxi Pub they were better than average. The Taxi Pub drinks tasted more like the mixer than the alcohol. My husband purchased the bucket of beer, which was 5 beers for $23....he drank several buckets throughout the cruise....people referred to him as bucket guy, but that's another story for another day and in no way has any reference to the standards of the ship.
Our next stop was our room. OK, we were mislead to believe that we had one large window, but there were 2 smaller port windows instead. The bathroom is small, but not the worst I have ever seen. My biggest problem was the shower...not because of size because my husband and I had no problem with that, but the water had to stay on for over 10 minutes just to get warm. My husband was fine with that because he hates hot showers...but for me this WAS the WORST part of the entire cruise. The bed was fine for both of us...we slept great both nights. In my personal opinion, and it is only my opinion, but the people that moan and complain about the room size have issues....get real....who really goes on a cruise to spend ample amounts of time in their room anyway??? Seriously, we spent a total of 12 hours in our room from Tuesday, which was the day we boarded until Thursday morning, the day we disembarked. The room was just fine for the amount of time we spent there.
I got an appointment with the hairdresser for an updo right after we boarded and the girl fit me right in. I also booked an appointment for the next day without any problem. The charge of the updo for both days was $45 plus the service charge which is about what I pay for the hairdresser I go to here in Florida. I will say this.....the hairdresser the first day was nothing short of amazing...people complimented my hair all night long...with my hair and my outfit I was compared me to the likes of Jacqueline Onassis Kennedy which is nothing short of a compliment. I never felt more beautiful....and thank goodness my husband and I have professional pictures to prove it. A picture is worth a thousand words and I wish this site allowed me to upload the professional pictures the photographer took to prove it. The hairstylist was so worth the money that I wanted to bring her home with me....unfortunately, she refused, so I gave her a generous tip above and beyond what the ship charges you to begin with.
On to our anniversary dinner at the Rio. OUTSTANDING is the way my husband and I can both describe the food there. I had Mahi Mahi with rice.....and I devoured ever last bite. My husband opted for the crusted chicken over linguine and practically licked the plate, which he never ever does, especially when he is drinking (which he was). He wanted seconds, but never asked because out came the waiter with an anniversary cake for us to eat. Two waiters sang an anniversary song and toasted us in honor of our first anniversary. After sharing that wonderful dessert, neither of us had any room left in our clothes to do anything but change into something more comfortable....but not before the incredible pictures that I previously spoke about.
I was hesitant to take pictures because I was afraid of the outrageous prices, but to be fair, the pictures were standard prices that were comparable to the high end cruise I took on Royal Caribbean a few years back and might I add well worth the money. I only purchased a few pictures, not because of the cost, but because I have major self esteem issues, so to me, I looked like a fat comparison to the lovely Jacqueline Onassis Kennedy. I did not understand what all the other cruisers and staff were talking about when they said I was a dead ringer for her. My husband stole each and every picture with his beauty. I would of bought every last picture and cut me out because of how GQ he looked, but he would not allow that. He loved more than half of the pictures that were taken, but I would not purchase them because I felt that I ruined the picture...again, this was not the cruise ships fault, but my insecurities fault.
After pictures we changes into very comfortable clothes and went on to the Taxi Pub where we enjoyed the live music....the ONLY problem there was the lack of alcohol in the drinks....and it was a SERIOUS LACK OF ALCOHOL...enough to make my husband voice his opinion on the last night on my behalf. I ordered a vodka and Sprite and if I didn't know better I would say that all I got was a Sprite. I said nothing and just enjoyed the show.
The next day we woke up ready for the fun filled excursion the ship bragged about at their exclusive Lucaya resort. However, we were taken to the Wyndham Resort....what a MAJOR LETDOWN that was. The drinks sucked, the beach was dirty and the food consisted of a lot of rice and pasta that was comparable to cafeteria food. All in all the day was a disaster because of that excursion. The DJ type girl from Italy, Laura, was the best thing about the excursion. We could not WAIT to get the hell out of that place, so we decided to get on the 2pm bus. The problem was that the bus did not pick us up where he dropped us off, it was a totally different bus company and.......the bus driver left us feeling stranded at the marketplace without any indication or clue on how or when we were getting picked up, which left us all feeling uneasy. The people that traveled to that place were equally disappointed and were so freaked out by the lack of information on the return trip to the ship that they opted to spend $55 on a private cab to ensure their safe return. My husband and I were a bit more brave, especially since he knew that I was familiar with Freeport, so we figured out the bus schedule and returned free of charge.
On to my salon appointment. The hairdresser that did my hair on the second day, was extremely loveable, but completely and totally unadventurous...to be completely honest with you he seemed intimidated to try anything new...he convinced me to leave my hair down and settle for a simple blow dry and style....which again was compared to the like of Jacquelyn Onassis Kennedy (not complaining), but also not worth the money I spent the first night.
My husband and I decided to go to the Crystal, but had 2 hours to wait before our reservation, so we got some of Italian food and went to the Taxi Pub to wait the time out. The Italian restaurant is awesome....every food, every dessert is beyond delicious...free or not. What I did NOT like was the fact that the menu boasts decaffeinated and fat free or low fat drinks, but when I ordered one (for a price) I was told they do not do decaffeinated. I was disappointed, but not enough to care. The early and late entertainment at the Taxi Pub was excellent. Neelah the late night singer could belt out any tune whether requested or not ...her sidekick (sorry don't know his name) was as good of a jazz player as Kenny G. My husband and I enjoyed our time there....however, it was rather boring the second night during the late night act because it was like watching a rerun on TV.
Dinner at the Crystal was a mixed review for us. I loved...I mean loved the beef wellington. My husband took two bites of the Asian pork and refused to eat anymore. He asked me if there was any possible way we could return to the Rio so he could eat and I told him no because we did not have reservations. It was at the Crystal that he made a scene about the drinks at the Taxi Pub (drinks from the Crystal come from the Taxi Pub). The waitress asked if we wanted a drink, by then my husband knew that my drinks consisted of nothing more than Sprite, so he asked for a double shot for mine. The waitress wanted double tickets and that's when all hell broke loose. My husband said that the drinks were nothing more than soda which the waitress quickly replied that they are limited to one shot and one shot only unless you give double tickets. My husband would of been OK with that response had Maria, the other waitress (who I might add has my same name and personality) had not given us double shots for free the previous night and earlier that day for free. Needless to say, we left the restaurant, before dessert, with my husband being totally dissatisfied and blaming the Crystal for the bad experience. Had it not been for his inebriated state and the waitresses attitude, I bet he would have enjoyed his dinner more.
Disembarkment was almost a breeze, but not because of the ship. My husband is a TOTAL neat freak, so he filed the disembarkment papers amongst some other papers that we had. When we got off the ship and into the customs line another traveler informed us that we needed that paper in order to disembark the ship. Luckily she had an extra. Disembarkment was at 7:30 and we were off and on our way to Benny's on the Beach by 8 am.
All in all the trip was excellent. I would say in order to make the most out of your trip AVOID the excursions and ENJOY the ship ( do not be lead to believe that you HAVE to purchase an excursion because you don't and several people we cruised with said they avoided that nonsense and had the time of their lives staying on-board), DO NOT ever and I MEAN EVER purchase booze for the astronomical rate they try and sell it for before you board the ship. GO TO THE GIFT SHOP AFTER 6:30 when the ship leaves West Palm...booze sells for the AVERAGE PRICE you would pay for in your local liquor store (OK if you live in certain states it may be more expensive and in others it may be cheaper than that), but overall a fair price (there is the extra service charge, of course, but its still comparable to the prices in the stores). Our regret was not going that route, but unfortunately we found out too little too late. Put yourself on a budget and stay within that budget. We ended up getting a refund of $11 out of $400. The additional charges the cruise line charges for fuel, gratuities etc... for the 2 of us was $80 and the rest was spent on 2 trips to the salon, pictures, booze, gift shop items and a very delicious dessert from the Italian restaurant. We were beyond satisfied. Less
Published 04/13/14
Cabin review: 6130
small but clean and nice
Read Cruise Critic's Bahamas Celebration Review >>
Ship is really showing her age
Father Son Weekend Away
First Time Cruisers
Caribbean Cruise
Te most horrible experience in...
Incredible Experience!
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Rhino Linings Of Spartanburg
144 A Southport Rd
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Phone: 864-587-5600
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Please Call for Availability
Store Location
As an authorized BAK tonneau cover and accessories dealer, Rhino Linings Of Spartanburg located in Spartanburg, SC, is committed to helping you make the best tonneau cover decision for your pick-up truck and your lifestyle. Rhino Linings Of Spartanburg has been in business for many years and has a wealth of experience when it comes to all sorts of truck bed covers and accessories. Rhino Linings Of Spartanburg are expert tonneau cover installers and will ensure that your truck bed cover is installed professionally and properly. Simply put, Rhino Linings Of Spartanburg offers the best choice of soft, roll-up, hard, folding, retractable, and custom fit truck bed covers and accessories. They also sell and install most pickup truck accessories. If you want the best deal on a brand new BAK tonno cover and want it done right, quickly and with no remorse, then head over to Rhino Linings Of Spartanburg in Spartanburg your local BAK Industries dealer, needless to say, all of their work is guaranteed!
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The latest and greatest in luxury hotels and resorts is here! These luxury hotels and resorts opened during the year 2013 just in time for guests to be able to score a reservation in the new year. Of course, hundreds of luxury hotels open every year all over the world, but our experts have combed the globe to find the top 50 that are must-visits. There are new luxury boutique hotels, beach resorts, ski resorts and hotels perfect for a city-break. These top luxury resorts and hotels are so newly-opened, you might be the first guest to stay there!
Here's a few of our choices:
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Samabe Bali Suites and Villas is an exclusive oceanfront resort that occupies 8 hectares of landscaped tropical gardens overlooking the Indian Ocean, along with kilometer of famous white sand stretching along the coast. The resort features 39 gorgeous full Ocean View Suites, 13 of which come with their own private pool. The 42 pool villas range from one to three bedrooms, and each of those comes with its own luxurious private pool.
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This aesthetically modern property allows business or leisure guests to experience a boutique hotel experience where personalized service and special privileges are thoughtfully delivered in a private and exclusive atmosphere. The 172 refined and exquisitely appointed guest rooms including 18 spacious suites, many with views of Central Park or Times Square, are replete with in-room comforts. The Den serves international culinary offerings.
-W Guangzhou - Guangzhou, Guangdong, China
At W Guangzhou, guests will find everything needed for a stylish escape from it all. Guests can mix and mingle, eat, drink, flirt or play, knowing that the hotel has got it covered. Want to take care of business? Room are fully wired. When it's time to rest and de-stress, work-out at the fully-equipped FIT gym, or get soothed and pampered in the AWAY Spa. For all other wishes fulfilled, the Whatever/Whenever service is available 24/7/365.
View all of the World's Best New Luxury Hotels and Resorts 2014 >>
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Congress Extends Tax Breaks for 2015 and Beyond
December 29, 2015
In what has become an annual ritual, Congress recently passed a last minute bill to extend tax laws that expired at the end of 2014. The good news is that some of these extenders are now permanent, which will eliminate the need to extend them in future years. Other provisions were extended just through 2016 and others were extended through 2019.
The Protecting American from Tax Hikes (PATH) Act of 2015 was signed into law on December 18. Here is a summary of the most popular provisions that were extended or made permanent.
Extenders that are now permanent include:
Tax free distributions from IRAs to charities: The PATH Act permanently extends the provisions allowing tax-free distributions by individuals age 70½ or older directly from their IRAs to qualified charities. The annual limit is $100,000 per taxpayer.
American Opportunity Tax Credit: The PATH Act makes permanent an enhanced AOTC, with a maximum deduction of $2,500 and phaseout thresholds of $80,000 for single filers and $160,000 for joint filers.
Deduction for state and local sales taxes: Taxpayers may elect to deduct state and local sales taxes in lieu of deducting state and local income taxes. This optional deduction, which is especially valuable to residents of states without a state income tax and purchasers of certain big-ticket items, is now permanent.
Child Tax Credit: The enhanced child credit, which allows for a refundable portion with a reduced income threshold, is made permanent. This provision was scheduled to expire after 2017.
Earned Income Credit: The PATH Act makes permanent certain enhancements in the EITC for lower-income taxpayers. Previously, the enhancements were only available though 2017.
Deductions for teacher's expenses: The deduction for up to $250 of out-of-pocket eligible educator expenses is now permanent. It will be indexed for inflation beginning with 2016 tax returns. You claim this deduction "above the line," meaning it's available even if you don't itemize. If you do itemize, you can also generally claim qualified expenses above $250 as a deduction subject to a 2% of adjusted gross income limit.
Section 529 plans: The PATH Act permanently extends the rule allowing computers and related equipment to be treated as qualified expenses.
Section 179 expensing: The PATH ACT permanently restores the maximum expensing deduction of $500,000 for qualified business property with a phaseout threshold of $2 million. (It was scheduled to drop to $25,000 with a $200,000 phaseout threshold.) It will be indexed for inflation for 2016 and thereafter.
The following provisions were extended through 2016
Tuition and fees deduction: If you or a family member is an eligible student, you may be able to claim a tuition and fees above-the-line deduction for qualified higher education expenses for 2015 and 2016. For 2015 tax returns, the maximum deduction is $4,000 when your adjusted gross income (AGI) does not exceed $65,000 ($130,000 for joint filers). The maximum deduction is $2,000 when your AGI is less than $80,000 ($160,000 for joint filers).
Residential energy credit: The latest version of the residential energy credit, which provides a lifetime credit of up to $500 for 10% of qualified expenses, is extended through 2016.
Mortgage debt exclusion: The tax exclusion for mortgage forgiveness on up to $2 million of debt on a principal residence is extended, with certain modifications through 2016.
Deductibility of mortgage insurance premiums: This provision allows taxpayers to deduct mortgage insurance premiums subject to a phaseout beginning at $100,000 of AGI. The deduction is extended through 2016.
50% bonus depreciation (extended through 2019): Although 50% bonus depreciation for qualified business property is retroactively extended to 2015, it will be reduced to 40% for 2018 and then 30% for 2019. Bonus depreciation will completely expire after 2019 unless it is extended again.
These are just a few of the tax extenders included in the 231 page PATH Act passed last week. For a more detailed list of the tax provisions that were extended please see "SECTION-BY-SECTION SUMMARY OF THE PROPOSED PROTECTING AMERICANS FROM TAX HIKES ACT OF 2015"
Kristine McKinley is a fee only financial planner in Kansas City, Missouri. Kristine provides retirement planning, tax preparation and planning, investment reviews and comprehensive financial planning on a fee-only, as needed basis. To schedule your complimentary introduction meeting, please contact Kristine at firstname.lastname@example.com.
Kansas Residents May be Entitled to Refund of KC Earnings Tax Paid
August 24, 2015
Thanks to a recent ruling from Topeka, Kansas residents who work in Kansas City (and pay KC earnings tax) may be eligible for a refund of the KC taxes paid.
I am reviewing the recent ruling and will contact any clients who I believe may benefit from it. However, if you are a current tax client and you believe you will benefit from this rule, you are welcome to contact me and get your name on the list of amended tax returns to be completed.
Here is an article describing the new ruling:
Kristine McKinley is a fee only financial planner in Kansas City, Missouri. Kristine provides retirement planning, tax preparation and planning, investment reviews and comprehensive financial planning on a fee-only, as needed basis. To schedule your complimentary introduction meeting, please contact Kristine at email@example.com.
Tis the Season – Things to Know Before Filing Your Taxes
February 7, 2012
Everyone loves a good tax tip. And now that tax season is in full swing, the IRS and other experts have started to issue tip after tip after tip. Here's a recap:
Getting a jump on your taxes long before the April deadline is the best tip of all. To do so, the IRS recommends gathering your records in advance, including W-2s and 1099s. In addition, the IRS recommends getting the right forms, all of which are available 24 hours a day, seven days a week at the IRS' Web site, www.IRS.gov. That site also has some helpful calculators to get you started.
That being said, tax payers should avoid getting too early a jump on their taxes. With the preferential qualified stock dividend rate, complicated foreign tax credits, lower capital gains rates and other changes over the last few years, many investors are finding that they receive Revised 1099s, or other tax reporting documents, well into March. If you've already filed your return, this can lead to costs of re-filing an amended return that you may wish to avoid. The best bet may be to get your tax return all completed, and then hold off filing it until the end of March, to see if any amended 1099s arrive.
Of course, keeping organized, thorough records is the key to filing on time. The IRS suggests that you can avoid headaches at tax time by keeping track of your receipts and other records throughout the year. Good record-keeping will help you remember the various transactions you made during the year and help you document the deductions you've claimed on your return. You'll need this documentation should the IRS select your return for examination. Normally, tax records should be kept for three years, but some documents – such as records relating to a home purchase or sale, stock transactions, IRA and business or rental property – should be kept longer.
To be sure, some citizens wonder whether they need to file a tax return. According to the IRS, you must file a tax return if your income is above a certain level and that amount varies depending on filing status, age and the type of income you receive. For example a married couple, under age 65, generally is not required to file for the 2006 tax year until their joint income exceeds $16,900. Even if you do not have to file, the IRS notes that you should file to get money back if Federal Income Tax was withheld from your pay, or you qualify for certain credits.
It's also important to choose your correct filing status, of which there are five options. According to the IRS, your federal tax filing status is based on your marital and family situation. It is an important factor in determining whether you must file a return, your standard deduction and your correct amount of tax.
Besides choosing the correct filing status, it's important to calculate whether you should itemize deductions or not? And that will depend on how much you spent on certain expenses last year. According to the IRS, money paid for medical care in excess of 7.5 percent of adjusted gross income (AGI), mortgage interest, taxes, charitable contributions, casualty losses and miscellaneous deductions in excess of 2 percent of AGI can reduce your taxes. If the total amount spent on those categories is more than the standard deduction, you can usually benefit by itemizing. The standard deduction amounts are based on your filing status and are subject to inflation adjustments each year.
Also of note, if you gave any one person gifts in 2006 that valued at more than $12,000, you must report the total gifts to the IRS and may have to pay tax on the gifts (if, including prior taxable gifts, in excess of your $1 million lifetime exclusion). The person who receives your gift does not have to report the gift to the IRS or pay gift or income tax on its value. Gifts include money and property, including the use of property without expecting to receive something of equal value in return. There are some exceptions to the tax rules on gifts.
In some cases, a taxpayer may want to consider using a paid tax preparer. If so, the IRS has tips on its Web site to follow. Of note, only attorneys, CPAs and enrolled agents can represent taxpayers before the IRS in all matters including audits, collection actions and appeals. Although you might not find that you need the services of a paid CPA or accountant every year, having a relationship established when unexpected opportunities or events occur will make getting timely professional input that much easier. Someone who knows your income and deduction patterns, and can quickly answer routine questions or research the more complicated issues, may well be worth the price – even in the years when things seem straightforward.
When completing your tax return, make sure that you take your time, double-check your math and verify all Social Security numbers. Math errors and incorrect Social Security numbers are among the most common mistakes found on tax returns.
And remember, if you are getting a tax refund, consider making an automatic contribution to your IRA; this is the first year that this can be done.
This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Kristine McKinley, a local member of FPA. Kristine is a fee only financial planner serving the greater Kansas City area.
Yes You CAN Donate Your 2010 RMD to Charity!
December 20, 2010
Good news for charitable IRA owners over age 70 ½… the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010, signed last week by President Obama, extends the ability to give up to $100,000 directly from your IRA to a charitable institution, tax-free. Furthermore, because this bill was passed so late in the year, you get an extra month to complete the transfer and have it count for your 2010 taxes (transfers made in January 2011 will count as if they were made in 2010).
If you're not familiar with charitable IRA donations, for the past few years taxpayers age 70 ½ or older have been able to make direct transfers of up to $100,000 per year from their IRA to a charity. By giving the money directly to charity (rather than receiving the distribution then later cutting a check to your favorite charity), taxpayers were able to exclude the IRA distribution from their income.
This was a great strategy for IRA owners who didn't need the money from the required minimum distribution as they won't have to pay a large tax bill for IRA withdrawals that they wouldn't otherwise have taken (if not required to by the RMD rules).
The direct transfer strategy not only reduced their taxable income, but it also reduced their adjusted gross income, which resulted in many taxpayers having less of their Social Security income taxed; it also allowed taxpayers to qualify for credits and deductions that they would not have qualified for otherwise because their income was too high.
This IRA donation strategy was introduced in the Pension Protection Act of 2006 and was originally only intended to apply to the 2007 tax year. It was later extended to include 2008 and 2009. IRA owners who have taken advantage of this strategy were hoping that it would be extended for 2010, but for a while it didn't look like it would happen. Thankfully, Congress included a provision in the tax bill passed last week to extend the ability to donate IRAs directly to charity for not only 2010, but 2011 as well.
Since this bill was passed so late in the year, you may have already taken your 2010 RMD and written a check to your favorite charity. You can still deduct your donation on Schedule A: Itemized Deductions (if you itemize your deductions). However, please note that you can't do both. If you do a direct transfer to a charity from your IRA you will exclude the distribution from your income; if you write a check to a charity you will deduct it on Schedule A.
Thanks to Kay Bell at Bankrate.com for the update on RMD charitable donations in "How the New Tax Law Affects Your 2010 Taxes".
Kristine McKinley is a fee only financial planner in Kansas City, Missouri. Kristine provides retirement planning, tax preparation and planning, investment reviews and comprehensive financial planning on a fee-only, as needed basis. To schedule your complimentary introduction meeting, please contact Kristine at email@example.com.
President Obama Expected to Sign New Tax Bill Today
December 17, 2010
"We had a responsibility to protect middle class families from a tax increase that would have hit their paychecks and harmed the recovery" – Treasury Secretary Timothy Geithner statement after the House passed the newest tax bill last night.
Nothing like waiting til the last minute…
Financial advisors have been preparing their clients for higher taxes as we waited for Congress to do something to stop the Bush era tax credits from expiring at the end of this year.
Given the slow recovery the economy is experiencing an increase in taxes that would have resulted had the Bush tax cuts not been extended would have been a tough blow, especially for the middle income class.
Congress finally passed a bill that would extend the Bush tax cuts, as well as introduce a few new ones. The bill, called the Tax Relief Unemployment Insurance Reauthorization and Job Creation Act of 2010 is expected to be signed by President Obama later today.
Here are some of the highlights of the new tax bill:
- The current tax rates have been extended for two years. They were scheduled to go up in 2011. The 10% bracket was going to disappear, and most of the other tax brackets were going to go up, which would have been devastating to taxpayers in this economy. Hopefully the economy will have grown and will be stable before tax rates do go up in 2013.
- The current capital gains and dividends rates have been extended through 2012. This will give many people an opportunity to sell positions that have a gain before capital gain rates go up.
- The Alternative Minimum Tax (AMT) exemption will remain at the higher levels for two more years, giving relief to middle income taxpayers who would have to pay AMT without this band-aid. I'm still looking for permanent AMT changes in the future.
- The new tax bill includes a payroll tax deduction for workers. Workers will get a 2 percentage-point break on their payroll tax for one year. Instead of paying 6.2% on wages up to $106,800, they will only have to pay 4.2% in 2011.
- Unemployment benefits will be extended for another 13 months, giving people who have been unemployed for an extended time period more time to find another job (with unemployment rates still close to 10% this was to be expected).
- The estate tax has been reinstated for 2011, but the top tax rate will be 35% and the exemption amount will be $5 million per person and $10 million per couple. Without this tax bill, the estate tax would have been reinstated at 55% with only a $1 million exemption.
These are just a few of the provisions included in the new tax bill. The response to the new tax bill has been mixed. Some economists say this bill will boost economic growth and create millions of jobs. Others are calling this bill "weak stimulus". While I'm not sure how much this bill will boost the economy, I do believe that if the Bush tax cuts were allowed to expire the higher taxes that would have resulted would have been very difficult for taxpayers in this struggling economy.
For more information on the new tax bill and how it will affect you, please visit Tax Cut Deal: How it Affects You at CNNMoney.com.
Time Running Out to Do a Roth IRA Conversion in 2010
December 9, 2010
As we near the end of 2010, many people are wondering if a Roth IRA conversion is the right move for them.
Why so much focus on Roth IRAs this year? The rules that determine who can convert a traditional IRA to a Roth IRA have been changed which will allow more people to convert to Roth IRAs. Before 2010, only people with modified adjusted gross incomes of less than $100,000 could convert. Starting in 2010, this income limitation has been lifted, meaning most people are eligible to convert their traditional IRAs to Roth IRAs.
In addition to the income limitation being lifted, the IRS is allowing taxpayers who do a Roth IRA conversion in 2010 to spread their taxes out over two years. So instead of paying it all on your 2010 tax return, you can pay half in 2011 and half in 2012.
This may seem like a no-brainer for people who want to do a Roth IRA conversion in 2010, but don't leap before you look. Just because you can do a Roth IRA conversion in 2010 doesn't mean you should do a Roth IRA conversion in 2010.
Time Running Out for 2009 RMD Relief
November 26, 2009
People who received unwanted RMDs in 2009 have just a few days left to roll those RMDs back into their IRAs, thus eliminating the tax bill from the original distribution.
RMDs Suspended
The Worker, Retiree, and Employer Recovery Act of 2008 (WRERA) suspended required minimum distributions (RMDs) for 2009. If you're not familiar with RMDs, these are distributions that you are required to take from your traditional IRA and employer sponsored plans (401Ks) beginning at age 70 ½.
This is a one-time suspension of RMDs, effective for 2009 only. This suspension was created in response to the sharp declines in the stock market, with the purpose of allowing individuals to keep the funds invested in their IRAs instead of being forced to take distributions when the market, and thus their account values, were significantly down.
1099-B Forms Delayed This Tax Season
January 14, 2009
The IRS has announced that brokers may furnish certain composite annual tax reporting statements by Feb. 17, 2009, without penalty.
The notice provides that the new February due date established under a recent law change to provide Form 1099-B information to customers also applies to other tax information customarily reported to customers with Form 1099-B statements, such as interest and dividends. This means that customers can expect to receive Forms 1099-INT and 1099-DIV late as well.
If you normally receive Forms 1099-INT, 1099-DIV and 1099-B for investment income and transactions, be aware that these forms will arrive later than usual this year. Some clients have reported that they have received letters from financial institutions saying not to expect these forms until the end of February (although the official due date is February 17).
As a tax preparer, I'm not particularly happy about this change, but on the bright side, I'm hoping the extended deadline will cut down on the number of corrected 1099s issued this tax season.
Seniors Get a Tax Break in 2009 – Congress Suspends RMD
December 12, 2008
I know many people were hoping this would pass for 2008 rather than 2009, but I guess late is better than not at all.
Congress approved legislation this week that will provide some relief to Americans over 70 1/2 who have suffered significant losses in their IRA accounts. The bill will temporarily suspend the excise tax that is levied when seniors fail to the the required minimum distribution (RMD) from their retirement accounts.
This penalty is waived for 2009, which means that seniors will not be required to take withdrawals from their tax deferred retirement accounts during 2009, which will hopefully give these accounts time to recover before the 2010 required distribution. Unfortunately, this law does not apply to 2008 when it would have made the most difference to investors who have lost significant amounts in their accounts.
Home Energy Credits Back For 2009 Only
December 2, 2008
A new tax law in 2006 allowed homeowners to claim credits for purchases that make their homes more efficient. This law was originally only for purchases or improvements made in 2006 and 2007, but has been extended by the Emergency Economic Stabilization Act of 2008 to include 2009 (not sure why but 2008 was skipped).
Here is a refresher on the original law (edited for 2009):
During 2009, individuals can make energy-conscious purchases that will provide tax benefits when filling out their tax returns. Manufacturers offering energy efficient items such as insulation or storm windows can assure their customers that their energy efficient items will qualify for the tax credit if certain energy efficiency requirements are met.
This tax law change provides a tax credit to improve the energy efficiency of existing homes. The law provides a 10 percent credit for buying qualified energy efficiency improvements. To qualify, a component must meet or exceed the criteria established by the 2000 International Energy Conservation Code (including supplements) and must be installed in the taxpayer's main home in the United States.
The following items are eligible:
* Insulation systems that reduce heat loss/gain
* Exterior windows (including skylights)
* Exterior doors
* Metal roofs (meeting applicable Energy Star requirements).


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DEFENDER Steve Cook revealed his shutout relief and then admitted graft from players in all positions was the only way Cherries would repeat the feat.
The Dean Court side kept a clean sheet for the first time since Boxing Day in trouncing Championship rivals Doncaster 5-0 on Saturday.
It was only the sixth occasion this season that Cherries had kept out their opposition and centre-half Cook felt that closing down in advanced areas was as important as resilience at the back.
He told the Daily Echo: "It has been a long time coming and is something we've been working hard towards.
"The game was won when Harry (Arter) scored the third goal, but we had to keep our concentration and maintain our work rate.
"I thought that from the front we defended as a team. Grabbs (Lewis Grabban) up front and Harry Arter and Andy Surman in the middle were absolutely terrific.
"They didn't have any chances at all and that comes from the front and the way we put them under pressure.
"We didn't give them chances to put the ball into the box or play long to their target man and that was because of our work rate as a team."
Victory over Paul Dickov's troops at Dean Court enabled Cherries to move 12 points clear of the relegation places with 14 games to go.
The result meant that Donny, who pinched the 2012/13 League One title from under the noses of Cherries, remained in 20th and still in serious danger of the drop.
Cook said: "I think Saturday was our most important win of the season. It was vital that we won and, hopefully, we can keep beating the sides around us.
"I think we showed the difference between us and (Doncaster) and how much we've improved from last year.
"Hopefully, we can take the result and push on. We haven't scored that many goals for a very long time and that's very pleasing."
Not involved in the 3-0 Boxing Day win against Yeovil, Cook has played 90 minutes in five of Cherries' six clean sheets this season.
Prior to the Doncaster clash, the 22-year-old had last featured in a shutout on September 17 in the 1-0 home victory over Barnsley.


text:
a notebook or equivalent electronic storage medium where one keeps names and addresses; in computing, esp. for email addresses
You can easily add and delete from the software's address book.
The address book can be found on my table in the study should need same.
Instead, he opens his address book and "there's two dead guys on every page."
Directing your attention to your address book, you have an entry in your address book of the Texas School Depository, do you not?
"With pleasure," said Count Poltavo, reaching for his address book.
Lady Galorey put down her address book impatiently: Does he look like an impostor?
You'll find the address under J. in my address book in my handbag.
And the printing in your address book to which you were addressing yourself was what?
He discovered that he had left his address book in his grip.
You were comparing that printing which you saw him put in your address book with what?
She tied the address book in the corner of her green veil while Mrs. Watterson looked on curiously.


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Honeywell WiFi Smart Thermostat with Voice Control – Installation
Honeywell 9000 WiFi Smart Thermostat with Voice Control: Installation
First we'll look at one came in the box, then it's time to transition from the old thermostat to our new Honeywell Smart Thermostat with Voice Control.
In The Box
Of course the main thing in the box is the thermostat itself. Also of note is a rather large power brick which we'll get back to shortly.
Documentation consists of that excellent User Guide I previously mentioned, as well as a shorter, fold out Quick Start Guide, that quickly takes one through hooking up and basic configuring of the smart thermostat.
There's another quick start guide, showing the different display colors/options and how to change them.
Also in the box are peel off letters and numbers for labeling the wiring. Nice touch!
And there's one more fold up guide, which is the one titled: "Talking with Your Thermostat".
Now back to that power brick. Many old thermostats need no electricity to operate, but smart thermostats do, to power wifi, LCD display screens and, "smarts" in general. The power brick can be plugged into the wall, and the other end into the thermostat, but that's not exactly esthetically pleasing. Better that the power be in the wall.
The images in the player below duplicate some of the installation and other video tours in this review, for those that prefer text and images to watching videos. Note that first you'll see images of the old thermostat as I removed it, in layers. The last of those highlights the three wires coming from the heating system, but those three don't carry the power needed for a smart thermostat.
Installing the Honeywell Smart Thermostat 9000 with WiFi and Voice Control
I was ready, got my screw drivers and anything else I thought I'd need, and the Honeywell documentation. As you can see in the images, I removed the existing junker of a thermostat. We really hated it, because when it would come on, it would increase the heat about 5 degrees before turning off. In other words, it had two modes – too cool and too hot.
Off came the front of that old junker, then a few screws and the second section, and finally that exposed the circuit board and the wiring running to it from the heater.
It took me all of 10 seconds looking at the wires and their labels to realize my worst fears – no power to power the smarts of the Honeywell.
And that folks, is when I quit!
A few hours later, I was on the internet, located a relatively local HVAC company – Dynamic Air Services here in Orange County, and called them up. I set an appointment for the following Monday, and was told that Bill Kean, the owner would be coming out to install this properly.
In he image of the new thermostat being wired, note that there are five wires connected instead of the three on the old one.
Sure enough, Bill showed up, took a quick look, and knew exactly what to do. He explained that the insulated wiring from the heater to the thermostat – through the walls, had all the wires needed, but but the ones needed for power weren't carrying power. He took a quick look at the power brick and said, we didn't need it, we could simply pull the correct power from the heater itself, (easily), to the appropriate wires, and not need a separate source for the thermostat's power. Up into the attic he went, and five minutes later he was back, with the power connected.
Bill then mounted the thermostat to the wall, and connected the appropriate wires to the right places on the thermostat. The "hard part" was done. Now if I was replacing a somewhat newer a fancier thermostat, it likely would have already had the power to those wires, and I could have handled this installation myself.
Video Clip of Initial Setup and Brief Demonstration
Being that it's a reasonably sophisticated thermostat, as you can imagine there are a great many menus and choices.
I've got a video clip here, of Bill Kean from Dynamic Air Resources firing up the thermostat and doing the basic step by step configuration, while I shoot the video. Then, I give the thermostat a simple command.
The Honeywell Thermostat has four touch menus across the top. Home brings up the main screen… It is kind enough to provide the inside temperature, and also the inside humidity (nice touch). Plus it shows a few other things including the current temperature setting.


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2012-13 Team Registration
Teams interested in registering for the 2012-2013 Challenge must start the process by filling out the form below. Please note that this information will be shared with NASA & WPI for the purposes of registering your team and engaging media with the competitions and your team. At various points throughout the process, you may be asked to provide additional information and videos to support the media outreach effort, in addition to the required documents and videos for the competition.
Once you submit this form, you will receive a response with a customized team agreement. Only after you complete this agreement, submit it to WPI, have it approved, and make your payment will you be considered an officially registered team. You must be officially registered by the deadline to be eligible to compete.
NOTE: The regular registration period is closed. Teams wishing to register now fall under the "Late Registration" status and are not guaranteed acceptance into the challenge.