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Leading mortgage brokers have warned that any move to ban industry commissions would be detrimental for consumers, competition and their business models.
The introduction of new credit laws this month has fed speculation that broker commission payments from lenders may be under pressure in the same way that managed fund commissions to financial planners are being eradicated.
Australia's largest broker, Australian Finance Group, said banning commissions would reduce lender competition as smaller lenders and non-banks relied on broker distribution.
"We don't see it's the case that lender commissions influence brokers," AFG managing director Mark Hewitt said. "Some of the worst payers are the best loan performers. There's a very strong belief among brokers that they must act in clients' best interests."
He said there was a discernable difference between financial planning and mortgage broking where planning commissions affected the investor's return, but broker commissions did not have an impact on their loan rates.
Mr Hewitt also noted that the new consumer credit laws required full disclosure by brokers to potential borrowers of any commissions they received.
Australian Finance Group said that a fee-for-service model would force borrowers towards lenders who had a vested interest in selling from a limited product range and broker numbers would dramatically decline in the absence of business.
This would have detrimental affects for competition in further building the market share of the major banks, as few non-bank lenders had branch networks like the Big Four and relied on broker distribution.
As a consequence, less competition may mean the remaining lenders would have less incentive to restrain future interest rate rises, exacerbating the current competitive backdrop.
Major banks command about 87 per cent of residential mortgage market share.
"Any broker that steps in front of the pack and introduces fee-for-service has a long way to go in becoming a favoured broker for consumers," she said.
"A big selling point of brokers is they don't charge for service and it would be hard for borrowers to justify paying a fee at one broker when they can go to another which doesn't."
She said the intention behind any commission ban – to remove any incentive brokers may have to recommend one loan over another – had already been addressed through its business model.
Mortgage Choice pools broker commissions and pays its brokers the same remuneration from head office, so they are not influenced by differing lender payments.
In the past it had considered a move toward the commission-based model, but decided this interfered with its pitch of broker independence.
Not all brokers are convinced a fee-for-service model would be detrimental. Aussie Home Loans executive director James Symond said he would not be fazed by any mandated move towards fee-for-service, although he noted such a change remained purely speculative.
Aussie is part-owned by Commonwealth Bank of Australia.
"The fee-for-service approach is a model all professional industries should be considering, and if it was introduced, the industry would evolve and I can't see how it would be damaging," he said.
But Mr Symond said the current commission model worked well and he saw no reason for an overhaul.
"The difference in commission payments between the top and bottom lender payers is so small that I've never heard of it influencing a broker in residential mortgage lending," he said.
Mr Symond acknowledged a greater differential in commission rates in the low-doc and no-doc loan segment, but said Aussie wrote very few of those mortgages. Low-doc loans have fallen out of favour with tougher credit requirements imposed upon lenders.
Echoing Mr Hewitt's sentiment, Mr Symond said that all Aussie clients were recommended loans based on a needs analysis, and potential borrowers were made aware of any commission payments.
"If fee-for-service was introduced in mortgage broking, the model chosen would have to be appropriate and meticulously implemented," he said.
The Australian Financial Review


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Pulses & Edible Oil
The ministry of food and consumer affairs extended the subsidy on pulses...
Despite its own patchy performance, ING Mutual Fund has come up with the idea of choosing funds for you and funneling your money into them
"Mutual fund investing today has become complex and stressful. Investors need to choose from thousands of funds, closely track their performance, take decisions to retain or change funds, attract tax liability if funds are changed before 12 months and finally, reconcile all these holdings at the end of the year. ING IM's unique Multi-Manager Fund of Funds' capability simplifies all of this in an instant," according to ING Investment Management India managing director & CEO Navin Suri, at the launch of ING's latest FoF (Fund of Funds).
It is great that ING, being a fund management company, has noticed a flaw in its own business model! Will ING's FoF solution work? In fact, is ING even qualified to offer a selected portfolio of best funds? If it could, why can't it select the best stocks to buy?
This scheme will funnel your investment to different schemes; the selection is solely on the discretion of the ING fund managers. You are just given the liberty to choose from four risk profiles-'cautious', 'conservative', 'prudent' and 'aggressive'- each offering a different mix of asset classes.
You will be informed about the funds in your portfolio but only after the investment is made by the fund manager. Again, if the process was so good, why is the performance of ING's schemes so average and erratic?
ING will hope that financial advisers can throw their clients' cash into multi-manager investment funds. These funds can save financial advisers the trouble of picking individual funds for their client by allowing them to put the cash with one fund manager, who then spreads the money across a range of other funds and asset classes. ING OptiMix Financial Planning Fund, an open-ended FoF scheme aimed at simplifying investing in mutual funds, does the same thing.
The question whether the performance of these funds lives up to the theory is answered with a disappointing 'it depends'. Firstly, it depends on what you're measuring. What will you compare the FoF with? For one, there are additional costs involved in the multi-manager approach. Not only is there the cost of underlying funds, but there is the cost to be paid to the multi-manager, in this case ING.
Very few active funds consistently beat the market when charges are taken into account. If you add in an extra level of charges, the evidence is even more stacked against you. The chance of picking the one that can beat the market is very slim.
No wonder that the ING OptiMix 5 Star Multi-Manager FoF Scheme - Growth and ING OptiMix Multi-Manager Equity Fund - Plan A - Growth have given returns of just 10.65% and 1.23% respectively since inception in 2007. ING's own equity fund, called Core Equity, has given a return of 12% since 1999 as against 17% by the BSE 200. The multi-manager idea is a simple gimmick to collect money.
The company, which is better known for products sold under the brand name 'Electral', is...

subset: commoncrawl


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Lindsay Lohan is in mood to work on the third set of her album and confirms it to be out later this year.
After several dramas, Lindsay Lohan puts her music career back on track. She is reported to hit the studio anytime soon for the third album.
"We'll start in probably June or July and take four months," Lohan told MTV News. This time the singer will employ "urban pop" for the sound of her next album. This project is going to be taken by Maverick Records and Guy Oseary.
Lohan has two albums under her belt. While the debut "Speak" reached a high success, the sophomore set titled "A Little More Personal (Raw)" quickly fell off in the Billboard chart and turned a flop in the market.


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Modern Art Clothing Designer
E V G E N I Y AModel Female Arlington, Virginia, US
My MM URL: http://www.modelmayhem.com/zhenechka
Mayhem # 1459920
About MeThanks a lot for checking my page!
I am originally from Russia, Siberia, currently leaving in DC.
While shooting for modeling pictures I met lots of brilliant outstanding people in this industry. I am very sensitive to art, human feelings and little bright things making our world better. My biggest wish is that beauty and kindness would rule this world. THANKS to photographers, hair and mua artists I can bring those sensations to photos.
I prefer art, beauty and fashion shoots, interested in runways and print works. I do TF only if hair and make up are provided and it could be beneficial for my portfolio. Please no nude or implied offers!
Would be glad to meet and work with vivid personality people!!!
Have you worked with E V G E N I Y A? Add Credits for E V G E N I Y A! >>
Modern Art Clothing Designer
Irina F Model
Joseph M Rodriguez Photographer
Dave McIntosh Photographer
Glynn_Jack... Clothing Designer
Marcelle Love LLC Wardrobe Stylist
Loading Content


text:
Report Profiles allow users to create customized reports using extensive filter options. The profiles created are saved for future use thereby reducing the time consumed for generating new reports. Report profile option provides high level of customization and easy generation of reports on user defined criteria.
The report profile option is present under the admin tree at the left hand side of the product UI.
Once the profiles are added, they will appear on the bottom left side of product tab(by default. This can be toggled and the position can be changed). This can be edited later by clicking on found adjacent to the profile name. Expanding the profile(by clickin on the arrow left to it) gives the list of reports configured for this profile.
Note: If you have configured more than four reports for a profile, then the reports will be displayed in a tabbed format, else it will be shown in a widget-grid fromat.
Now a new filter has been created.
The user can generate customized reports based on the filter options. The Filter options are:
Report profiles are created based on user defined criteria. You can individually edit and delete report profiles created. The user can also edit and delete the created filters for specific report profiles using the and icons. You can also create weekly and monthly filters only for the business hour period.
You can view the records either as a "Widget" or as in "Tab" . The widget view lists the top ten records of the selected report profile while the tab view lists all conversations. The report profile can either be downloaded as PDF or exported as CSV using NetFlow Analyzer. The report profile also offers schedule report option where reports can be scheduled instantly. The scheduled reports can be exported as CSV and PDF and contains top 100 records of the time specified.


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SPORTS >> Jackrabbits senior gets loose, runs wild in win
Leader sports editor
Brandon Smith made good use of his time Friday night.
The Lonoke senior tailback and college prospect rushed for 235 yards and scored three touchdowns in three quarters as the Jackrabbits rolled to a 27-0 victory in their season opener at Lonoke.
With Smiths help, Doug Bost made a successful debut as the Jackrabbits head coach after moving up from the junior high ranks.
Its just football, Bost said. When youve got great kids that work hard and love the game of football it makes a coachs job a whole lot easier and Ive got some great kids out here. I really do.
Despite his fondness for his players, Bost held Smith out of the first quarter over what Bost described as a minor disciplinary problem.
Its just team issues that were dealing with, Bost said. I hope weve got that out of the way and we can play some football from here on out.
It was certainly clear after the game Bost wasnt holding any hard feelings for Smith, who is being courted by a handful of colleges, including Louisiana Tech, Mississippi State, Vanderbilt and Arkansas State.
He ran the ball hard when he got in there, he sure did, Bost said. He hits the hole hard and he wants to run you over instead of run around you.
Bost even played Smith on defense, but finally rested him with less than 6 minutes left in the game after Smith picked up 24 yards and a first down.
Smiths touchdown runs got progressively longer during the night, with his last coming on a 55-yard run that made it 27-0 with 56.4 seconds left in the third quarter.
That was a called play from one of my linemen, Bost said. That was great. He saw it, he said Lets go with it, and thats what we did. I have a lot of faith in those guys.
Smith missed the first two Lonoke possessions but entered the game with 4.6 seconds left in the first quarter. Morgan Linton carried for 8 yards, Darius Scott then had a 51-yard carry to the 9 and, after a penalty pushed the Jackrabbits back 5 yards, Smith took it in from the 14 for the 7-0 lead with 11:35 left in the half.
Blake Dill recovered a fumble for Lonoke to set the Jackrabbits up at the Senators 36. Smith had carries of 3, 11 and 2 yards on the possession, but the big plays were a 10-yard completion from Michael Nelson to Darius Scott and a 10-yard touchdown pass from Nelson to Todd Hobson that made it 14-0 with 8:24 left.
Scott intercepted Senators quarterback Cole Bulloch and ran it out to the 9 with 1:57 left in the half. The Jackrabbits went the distance thanks to Smith, who took a pitch to the right at his 35, spun to avoid one tackler, stiff-armed another and slipped a third on his way to the end zone to make it 20-0 with 9.3 seconds left.
The passing game, they kind of stopped us a little bit in that but the running game was going, Bost said.
Bost was also concerned with a few defensive breakdowns and mental lapses that led to 45 yards in personal foul penalties.
I like the aggression when a plays going on, Bost said. But when the plays over its got to stop, the mouths got to shut. A little running can cure some of that stuff right there.


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3 Min Read
MOSCOW (Reuters) - Chinese President Hu Jintao will be the top guest at Russia's showcase investor forum next month as the Kremlin seeks to cement an alliance between the world's biggest energy producer and the fastest growing major economy.
Foreign Minister Sergei Lavrov said on Friday that Hu will meet Russian leaders and attend the St Petersburg International Economic Forum, which the Kremlin presents as Russia's answer to the annual World Economic Forum in the Swiss resort of Davos.
"We in the Russian Federation await the chairman of the People's Republic of China Hu Jintao, who will hold bilateral meetings and take part in the St Petersburg Economic Forum," Lavrov said at a briefing with Chinese counterpart Yang Jiechi.
Yang confirmed that Hu would travel to the St Petersburg forum, which Russian President Dmitry Medvedev is expected to open. It will run from June 16-18.
Russia and China, which had a border conflict in 1969, say their relations have never been better though some Russian officials express anxiety in private about China's growing clout and talks on energy sales have stalled in recent years.
But Russia, which is trying to stem capital outflows which totalled $38.3 billion last year, sees China as a potential source of billions of dollars in investment which Moscow says it needs to upgrade ageing Soviet infrastructure.
China has sought to secure long-term oil and gas supplies from Russia, though wrangling over gas prices has delayed the construction of a key gas pipeline to China that would allow the Kremlin to leverage its energy sales to European customers.
Russia's state-controlled gas company Gazprom wants to pump 30 billion cubic metres of gas a year to China from end-2015 and a Chinese source said last month that a deal to end years of stalled talks could be reached by June.
Prime Minister Vladimir Putin has called for boosting sales of natural resources -- Russia's main exports -- to China, whose gas consumption is forecast to soar over the next decade.
But some senior Russian policy makers are concerned by the influence China wields over the global energy and commodity markets which drive the fortunes of Russia's $1.5 trillion economy, which is dwarfed by China's $5.9 trillion GDP.
China was Russia's single largest trading partner in 2010, accounting for 9.5 percent of Russia's external trade, though as a whole the European Union was vastly bigger, accounting for 49 percent of Russia's $625.4 billion external trade.
Writing by Guy Faulconbridge; editing by Steve Gutterman


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Product Details
Light, simple outdoor jacket in fast-drying MT and G-1000 Lite. Fixed adjustable hood, ventilation in the yoke and two hand pockets.
Comfortable outdoor jacket for short hikes and everyday outdoor life, light and simple design without unnecessary details that add weight. Gives the perfect protection against cold winds but only takes up a little space when it is packed away. Made from fast-drying MT with shoulders, hood and lower hem in G-1000 Lite for extra protection against wet and wear.
Fixed adjustable hood with simple adjustment around the face. Two-way zipper at the front with a protective flap on the inside. For extra ventilation there is a mesh opening in the yoke and sewn ventilation holes under the arms. Two hand pockets, elastic band at the sleeve cuffs and drawcord adjustment at the lower hem.
Sizes and details
Weight: 320 g in size S
Consumer Material: G-1000 & MT
Outer material:
- G-1000® Lite: 65% polyester, 35% cotton
- MT: 73% Polyamide, 27% Cotton
Environment and Production
Environmental-info: Fluorocarbon-free infused G-1000


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Rodney Atkins Looks to Garth Brooks for Career Inspiration
Rodney Atkins' fans know he's one of the most approachable stars in country music — the type of guy who'll happily stick around after a show to sign autographs, pose for pictures and spend time with his fans.
Even though he's currently enjoying the most successful single of his career, don't expect Atkins to change. As he revealed during a recent interview, he learned the importance of those personal connections early — thanks to none other than Garth Brooks.
Trace Adkins Isn't the Least Bit Excited About His Upcoming 50th Birthday
Half a century of anything is usually a milestone people take pride in — unless you're Trace Adkins and you're about to reach your 50th birthday, in which case it's an occasion worth snarling at.
Yes, the 'Just Fishin" singer will become eligible for full membership in the AARP on January 13. And while he isn't normally much of a birthday person, he knows he can't completely ignore the upcoming big day.
Toby Keith Talks Gay Marriage, 'Don't Ask, Don't Tell,' and Female Soldiers
Toby Keith has released some of the most proudly patriotic songs in modern country music, making him an easy target for those who prefer to think of country artists (and perhaps country fans) as belligerent or intolerant. The reality, of course, is more nuanced.
The fact is that Keith is simply not shy about speaking his mind, as readers discovered when Keith was asked to share his thoughts on gay rights during a recent interview with CMT Insider.
Terri Clark Gets 'Personal' with Her New Album, 'Roots and Wings'
Her recording career spans 15 years and eight albums, but Terri Clark might just now be hitting her stride.
Clark's latest album 'Roots and Wings' finds her tapping into her own experiences for a largely self-written batch of original tunes — and earning some of the best reviews of her career along the way. According to Clark, who enjoyed a string of platinum success in the 90s, recent turmoil in her personal life required a new, more honest approach to her music.
David Nail Releases 'The Sound of a Million Dreams' in November
David Nail's career took plenty of twists and turns before he finally found his audience — including a busted deal at Mercury Nashville and a stint as a baseball coach. But when he finally released his debut album in 2009, its title 'I'm About to Come Alive,' proved prophetic.
Now, Nail is one of country's hottest freshman acts, and he's looking to build on that success with the release of his second album 'The Sound of a Million Dreams,' in November.
'Bait a Hook' Video Has Justin Moore Living the Good Life
We like to think of the recording artist's life as a glamorous one, but the truth is, it's often full of monotonous travel, industry politics and the like.
Sometimes, though, a country star's life really is everything it's cracked up to be. Just ask Justin Moore, who recently spent a beautiful fall day lounging on a lake … for work. It was all in the name of filming a fishing-themed video for his new single 'Bait a Hook.'
LeAnn Rimes Discusses New Covers Album, 'Lady & Gentlemen' [VIDEO]
LeAnn Rimes ends a four-year hiatus this week and returns to record store shelves with her 13th studio album, 'Lady & Gentlemen.' As with her platinum-selling self-titled release from 1999, 'Gentlemen' is a collection of covers — but this time around, she decided to give things a new twist.
The idea, as Rimes explained during a recent Taste of Country interview, was to put a feminine spin on songs written and/or made famous by men, including George Jones, John Anderson, John Conlee and Merle Haggard.
JT Hodges Promises 'Very, Very Diverse' Debut Album
With his first single closing in on the country top 40 and a prime opening slot on his label boss' latest tour, JT Hodges could hardly ask for a better start to his recording career.
Hodges won't be satisfied with an auspicious beginning, however. He's in this for the long haul, and to prove it, he's getting ready to release a debut album that he promises will be "very, very diverse."
Country Singer Johnny Wright Dies at 97
Johnnie Wright, the singer best known for his 1965 hit 'Hello Vietnam' and his lengthy marriage to fellow country star Kitty Wells, passed away Tuesday morning in his Tennessee home. He was 97.
Wright rose to prominence in the '50s as half of the duo Johnnie & Jack, which helped introduce Latin rhythms to the country charts with a string of hits that included 'Ashes of Love,' 'Poison Love,' and '(Oh Baby Mine) I Get So Lonely.'
Kenny Rogers Announces Dates for 30th Annual Christmas and Hits Tour
When you've been doing something as long as Kenny Rogers has been making music, the milestones are bound to pile up — and sure enough, this holiday season will mark an auspicious anniversary for the country legend.
When Rogers embarks on his annual Christmas and Hits tour this November 25, it'll mark his 30th straight year of heading out on the road to bring holiday cheer to fans. Billy Dean will join Rogers for the 17-date run, which concludes December 23.
Kenny Chesney Earns Platinum Record for 'Hemingway's Whiskey'
For one of country's biggest stars, Kenny Chesney is building quite an impressive heavy metal collection.
Chesney's latest album, 'Hemingway's Whiskey,' was recently certified platinum for sales of one million copies by the RIAA, becoming the 10th of his 14 releases to reach one of the industry's most esteemed sales milestones.
Steel Magnolia Explains Why Their New Single, 'Bulletproof,' Is So 'Different'
Joshua Scott Jones and Meghan Linsey have come a long way since their fateful meeting at a Nashville karaoke bar. They're now engaged to be married, while also making up the rising country duo Steel Magnolia, with three top 40 singles and a pair of CMA Awards nominations on their growing list of achievements.
As their self-titled debut CD launches its fourth single, 'Bulletproof,' Jones and Linsey are preparing to join Reba McEntire, Edens Edge, and the Band Perry on the road this fall. But even as they look forward to entertaining those crowds, they're also looking ahead to their next album.


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David Murray caught many investors by surprise this week when the interim report of his financial system inquiry flagged radical changes to the country's massive wealth industry. The proposals range from restrictions on setting up self-managed superannuation funds (SMSFs) and banning leverage in super to forcing people to buy annuities.
Here are 10 key ways the Murray inquiry could affect your finances:
1. Reduce super fees
The report says there is "little evidence of strong fee-based competition in the super sector, and operating costs and fees appear high by international standards". It outlines several ways to reduce costs, including charging members who switch investment options, introducing a longer period for portability transfers and putting the super contributions of all new members into the same default fund, and allowing different super funds to compete to manage the default fund.
2. Ban leverage in super fundsAllowing people to accumulate debt in their super funds could ultimately jeopardise the country's financial system. Although borrowings in super funds are small, they have been rapidly rising, and the report warned this was a dangerous trend as leverage magnifies risk on both the upside and the downside. "Removing direct leverage in superannuation is consistent with the concept that superannuation tax concessions should apply to funds that have been saved and not borrowed," it said.
The inquiry called for input on whether systemically important banks should be forced to hold more capital. It noted that last December the Australian Prudential Regulation Authority (APRA) told the four big banks to boost their capital levels by 1 percentage point from 2016. This is a relatively small increase by international standards – the largest Swiss banks have been forced to increase their capital by around 6 percentage points. Forcing the big banks to lift capital levels will force them to raise tens of billions in fresh equity, which would automatically reduce average returns on equity.
The report criticised the "variable" quality of personal advice and called for submissions on whether minimum education and competence standards for personal advice should be raised and a public register of financial advisers be established. Allowing conflicted remuneration structures in financial advice undercuts the ability of consumers to get advice that helps them meet their financial needs, said the report. It noted there was confusion as to the boundary between personal and general advice, and called for submissions on whether general advice should be renamed "sales" or "product information", and the term "advice" restricted to personal advice.
The inquiry advocates a new approach, noting the "disclosure regime produces complex and lengthy documents that often do not enhance consumer understanding of financial products and services, and impose significant costs on industry participants". It may be preferable to regulate product features and introduce more default product designs, and to improve disclosure by producing shorter documents in plain English and by making financial information more accessible to consumers through online tools.
When people retire, the report says, there are few products to help them manage risks during the draw-down phase. It calls for a new round of submissions on how Australia could better meet the challenges of an ageing population. These could include providing incentives to encourage retirees to buy retirement income products that help manage longevity and other risks, or forcing people to convert all or part of their super benefits into an income stream that provides protection against inflation and longevity risk.
While DIY super funds allow individuals greater flexibility and control, funds with low balances could find it more difficult to diversify their investments and could pay more for life, disability and income protection insurance. The report called for submissions on whether there should be any limitations on setting up small self-managed funds.
The tax system "distorts" household finances, encouraging families to concentrate on borrowing for property purchases and salary-sacrificed superannuation. The report warns allowing negative gearing on investor housing "tends to encourage leveraged and speculative investment in housing" because investors can deduct borrowing costs, but any capital gains are only taxed at half the marginal rate. By contrast, bank deposits are taxed relatively heavily, because the interest earned on deposits is subject to the individual's marginal tax rate.
As the Australian economy has become more open, the report says, "the case for retaining imputation is now less clear than it was in the past". It argues that dividend imputation "may act as a subsidy to domestic equity, making equities relatively more attractive as a savings vehicle", and that this could encourage super funds to bulk up on local equities instead of foreign shares and other asset classes, which encourages less diversified portfolios. The subsidy to domestic shares could also be one reason for the low demand for annuities, as investors base their retirement income strategy on buying high-yielding equities.
The inquiry argues that different payments systems should be subject to the same regulation. It has called for submissions on various issues including whether "interchange fees" (the charges banks impose for card transactions, which have increased credit card fees or interest rates for consumers) should be reduced or banned, and whether merchants and customers should have access to real-time information about interchange fees and merchant service fees.
The Australian Financial Review


text:
YvesDM wrote:
> Hi,
> New laws in europe force us to keep track of our captive portal users.
> I've been thinking of adding logrules on dest ports 80,443,22,etc and log
> everything to a remote syslog server.
> On the other hand we've got quite some hotspots and I'm afraid this will
> generate tons of traffic.
> Anyone who has worked out a solution already to do this with m0n0wall?
Ask a lawyer. Seriously... Some of these new requirements are totally
insane. One bill here that may still become law will require home users
to keep logs of everything from there home wifi router for 3 years!
A lawyer can tell you if you can just get away with using radius to
track captive portal logins, or if you will need more. There may be
some "unfair burden" provisions that exempt you from some things if
there are not supported by your existing equipment.


text:
User:Megan L. Channell/Notebook/Horseradish/2013/09/04
From OpenWetWare
< User:Megan L. Channell | Notebook | Horseradish | 2013 | 09
Revision as of 17:27, 8 September 2013 by Megan L. Channell (Talk | contribs)
|Biomaterials Design Lab
| Main project page
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Adenosine and Inosine UV-Vis and Analysis
The inosine samples came from yesterday's protocol
Yesterday, our adenosine dilutions were much lower than the class' average, so we redid the adenosine samples. A new stock solutions was made using yesterday's protocol and the stock solutions was made from .0809g of adenosine.
A UV-Vis spectra of the new adenosine samples and the inosine samples were collected.


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This rare galley-up Vicem 52 has just undergone a complete re-fit at the factory so she looks like a new boat! Three staterooms and two heads with the beautiful mahogany craftsmanship VICEM is known for.
Please make plans to visit this remarkable boat at the Annapolis Power Boat Show, October 13-16.
Raymarine Ray 240 VHF radio system
Raymarine C120 Navigation display
Raymarine 2kW radome 24nm radar
Raymarine RS120 GPS
Raymarine ST6001-S3 Autopilot
Raymarine ST60 depth display
Raymarine ST60 wind display
Navionics 23 XG chart program
ICS electronics Navtex NAV 6 dual
Glomex 2.4 m VHF antenna
Glomex RA161 cell phone antenna
Glomex V9130 TV antenna
Ritchie FN203 compass
Vela electronic tank level indicators
Wema electronic tank level displays
Savarotti 50cm. diameter teak wheel
24" LED TV in salon
Stereo system for salon and cockpit
Navigation lights
Corian counter-tops in galley and heads
Khaya mahogany interior floors
Teak cockpit deck and side decks
Custom cockpit area and salon with Besenzoni table stand
Cantalupi interior and exterior lights
Indel CR130 galley refrigerator
Indel CR49 cockpit refrigerator
Marinecold cockpit freezer under seating
Bosch PKF375V14E dual burner electric cook-top in galley
Bosch PKU375V14E electric barbecue for cockpit
GE microwave oven
Electrolux dishwasher
Stainless steel Delta anchor, chain, shafts, rudders and P-brackets
NiBrAl 4-blade props
BCS Hydraulic power steering system
Lenco 24v trim tab system
Sidepower electric bow thruster
Guidi sea water filters
Custom made stainless steel (grade 316) fresh water and fuel tanks
Custom made HD-PE holding tank
Artema and Barka sinks, faucets and showers
CEM 24v fresh water pump system
Isotherm water heater
Sealand macerator pump
Johnson 24v sea water pumps for heads
Rule 24v 2000-gph bilge pumps & sump pumps
Tecma electric heads for cabins, Sealand head for crew cabin
Cruisair 66,000 BTU AC system
Newmar battery charger, converter and galvanic isolators
Select AMG batteries
Fireboy fire fighting system for engine room
Separ filters for engines and generator
Reverso oil change system
CEM air exhaust and air intake blower for engine room
Jabsco air exhaust blower for lazarette
Onan 13.5 kw generator
222 Severn Ave
Building 7
Annapolis, MD 21403
United States


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Best Of :: Shopping & Services
Bookstores may be a dime a dozen (the way novels used to be), but there's something priceless about Changing Hands Bookstore, the independently owned Tempe shop that's become a Valley destination for book lovers, shopaholics, and DIY types. Along with a stunning selection of new and used reads — many displayed with insightful comments from bibliophile employees — Changing Hands hosts more public speaking events and book-signings than any other bookstore in the Valley.
Renowned physicist Michio Kaku and bestselling author Stephenie Meyer are just two big names to make recent appearances. In addition, there's a multitude of other interesting events on the Changing Hands calendar, from writing workshops and crafting groups to toddler-parent yoga. Besides books, the gift section has a well-edited variety of quirky finds.
Who can resist a crisp new journal, some exotic incense, or maybe a goofy Blackbeard action figure? Every aisle here is full of temptation. And as a bonus, you can waltz right into Wildflower Bread Co. when you're ready to sip some espresso and ogle the goodies you just bought. We'd probably live at Changing Hands if we could, but then they might just put us to work.
We tried to resist our newest obsession, vintage carnival chalkware, but we failed. It certainly didn't help that while we were out looking for end tables, we stumbled on a treasure trove of this cool stuff, which used to be handed out as prizes at carnival dime pitches in the '30s and '40s. Our shelves were already stacked with tiny chalk Pinocchios and big, scary-eyed kewpies covered in chalk's trademark hyper-colorful, randomly spray-painted way, when we tripped into Historic District Antique Mall, which has the best selection of vintage chalkware we've seen anywhere, hands down.
We spied a pair of sleepy cherub bookends; a super-rare (and really gigantic — is there such a thing as "too big" when you're talking chalkware?) Porky Pig; and not one, but three, majorettes, which were popular figurines in chalkware during the '30s. We ended up buying a chalkware lamp shaped like a fawn and a pair of really ugly schooners, simply because they were so cheap and because we'd never seen chalkware that depicted a boat before. Looking for a new obsession? You, too, can become infatuated with the joys of vintage chalk — and if you do, we recommend nursing your chalkware jones at Historic District Antique Mall.
Looking for that ultra-spicy ginger beer that they serve at your favorite indie restaurant? Come to Pop the Soda Shop. Not only do they have the elusive drink you've been searching for (as well every conceivable kind of ginger ale, ginger soda, and ginger beer out there), they have more varieties of "alternative, imported, and gourmet" sodas and non-alcoholic beverages than we ever thought possible. It's just plain fun to stroll the aisles of this specialty shop, where there's everything from cane sugar cola and exotic energy drinks to old-fashioned sarsaparilla, birch beer, and root beer. For the sugar-conscious crowd, check out the fancy bottled water, tea, and diet sodas of every flavor. Chocolate soda? Check. Moxie? Check. Purple Love Potion #69? Check. (Seriously, they really do carry an "arousing carbonated drink" with such an entertaining name.) It's hard to stump the folks at Pop the Soda Shop. But why would you want to, when discovering wacky new sodas is this fun?
Francine Sumner didn't mean to become a successful jewelry designer. She just didn't want to fork over a lot of money for that cute "mommy jewelry" she wanted, namely the hand-stamped silver discs with kid names that every mom worth her station wagon is wearing around town these days.
Sumner learned how to make her own, then started selling it at local stores like MADE art boutique and About Face.
And then she got into Twilight — Stephenie Meyer's vampire novel series for young aduts — and started making jewelry based on the characters created by Meyer, herself a local mom. The Twilight jewelry, like the books, has flown off the shelves. You can find it on her Web site or at Changing Hands bookstore. We love the "good vampire" and "bad vampire" necklaces, as well as the "Go Ask Alice" motif. And the "bite me" charms are, well, to die for.
Ten years ago, if a restaurant were to charge $5 for coffee, it would have been laughed out of business. That's why Toshi's Roast in Surprise nabbed our vote this year — because if a cuppa Joe is going to cost as much as a decent burger, than it had damn well better be imported from South America and roasted in-house using a $15,000 machine. Owners Randy Miller, a former California juvie probation officer, and his wife, Marie, were clever enough to create a niche market for themselves, offering Asian-themed blended drinks like the popular Black Dragon Mocha, plus a selection of Japanese teas. The result is an upscale and trendy coffee house that brews a solid cup of coffee, whether it's the cheapskate's Americano or a fancy latte that's actually worth the five bucks.
In our often-sheltered, middle-class world, nothing's worse than waiting in line for a cup of coffee. And though there are plenty of mainstream and mom-and-pop shops in town serving caffeinated goodness, there always seems to be a queue moving at a snail's pace. Grrr. That's until Conspire began serving coffee out of its off-the-radar house in the Evans-Churchill district. The indie biz, formerly known as C.O.L.A.B., is an artist-run store that sells all sorts of handmade fashion, visual art, and coffee with (yes!) zero to little wait. (At least, before 'Best of' hits the streets.) We're so happy every day knowing that we'll get our morning fix when we need it.


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The Labour vote in Dorset West collapsed tonight. Literally. The shelf holding the counted ballot papers crashed to the floor, although it was unlikely to be because of the weight. Labour trailed well behind the Tories and the Lib Dems in this traditionally blue constituency where Oliver Letwin was re-elected.
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Danbury mayor announces candidacy for governor
Danbury mayor announces candidacy for governor
DANBURY — Danbury Mayor Mark Boughton on Wednesday became the latest Republican to announce his candidacy for governor, calling himself a "blue-collar Republican" who can relate to the struggles of everyday Connecticut residents who are scared about their futures and still grappling with a tough economy.
"Right now, I believe in this state, and given the state of our state, those individuals along with myself, aren't getting their fair share of the American Dream," said Boughton, a seven-term mayor. He said he plans to present a positive vision for those people about what Connecticut can become, claiming the state's economy has been "stuck in neutral" under Democratic Gov. Dannel P. Malloy's leadership.
Malloy has yet to announce if he'll seek a second term.
Boughton, a 49-year-old former high school history teacher who was re-elected mayor in a landslide in November, capturing 71 percent of the vote, made his announcement at a Danbury Holiday Inn, flanked by his wife, Phyllis, and a group of supporters. He joins Senate Minority Leader John McKinney of Fairfield and Shelton Mayor Mark Lauretti in creating an official candidate committee to run for governor. He previously formed an exploratory committee. Two other Republicans, Joseph Visconti of West Hartford and Gordon Ward of Manchester, also have filed paperwork for candidate committees.
Meanwhile, a couple of other GOP candidates still have exploratory committees, including Tom Foley of Greenwich, a former U.S. ambassador to Ireland and the party's 2010 candidate, who spent more than $10 million of his own money on the narrow race. Wilton state Sen. Toni Boucher is also considering a run for governor. State Republicans are scheduled to endorse a candidate in mid-May, although a primary appears to be likely.
Boughton said he decided to enter the race after gauging his fundraising potential and political support. He contends his candidacy stands apart from some of his fellow Republican contenders because he can relate to everyday residents.
"I'm a blue-collar Republican. I'm just like them. I've experienced the same things. I understand the problems that they're having," he said, adding how his wife owns a small business in Danbury and understands what it's like to manage several employees and deal with issues such as the federal health care law.
"People get that I'm just like them. I have to say that I'm not a millionaire, I'm a thousandaire," Boughton said. "I've got about 1,000 bucks in the bank."
Like McKinney and Lauretti, Boughton plans to raise $250,000 in contributions of $100 or less in order to participate in Connecticut's public campaign financing program. Ultimately, they can receive at least $1.25 million for a primary and $6 million for the general election.
James Hallinan, a spokesman for the Connecticut Democrats, questioned Boughton's claims that he can relate to the struggles of everyday people, referring to his vote as a state representative opposing an increase to the minimum wage.
"He didn't just vote against it several years ago. He recently just told The Hartford Courant that he was against the increases to the minimum wage that just took place," said Hallinan
"I would encourage the mayor to ask mainstream Connecticut families if that's what they want," Hallinan said. "We don't believe it is."
Boughton said he does support increases in the state's minimum wage "when practical" and that he had voted against one bill that expanded the hours a 15-year-old is allowed to work. As a former teacher, Boughton said he thought adding more work hours would hurt students' academic achievement.
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Florida pilot killed in helicopter crash
Monday afternoon a helicopter crashed near Blowout Road near Detroit. The incident occurred at a logging site on National Forest land, near Forest Service Road 1003, approximately two miles from Highway 22.
Witnesses say the helicopter, a 1962 Bell UH1B, was being used to transport logs from the cutting area to a log deck in Idanha. It had just returned after the pilot had taken a 45 minute break. The helicopter had picked up a load when witnesses reported hearing a loud snapping sound which was followed by logs hitting the ground and it appeared the pilot had released the logs electronically, indicating the pilot knew of a problem prior to the crash. Witnesses then saw a rotor separate from the helicopter followed by it turning upside down and falling to the ground.
The pilot, William Bart Colantuono, 54, of Indialantic, Florida was pronounced dead at the scene. He was the sole occupant of the aircraft. The helicopter is owned by Umatilla Lift Services, also from Indialantic, Florida. Umatilla Lift Services was subcontracted by R&R Conner Aviation from Darby, Montana to fly logs from the logging site for Freres Lumber Company in Mill City.
Linn County Deputies, U.S. Forest Service personnel, Detroit and Gates Fire Departments, along with medics from the Lyons Fire Department assisted on the scene with the investigation. The Federal Aviation Administration, National Transportation Safety Board, and Occupational Safety and Health Administration have been notified.


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Minnesota Democrats Exposed wrote today that the rumor swirling about the state Capitol is that Rochester DFL Rep. Tina Liebling is being considered as gubernatorial candidate Matt Entenza's running mate. So I gave her a quick call. Her response? Laughter.
"I'm supporting Margaret Anderson Kelliher," Liebling said.
She added, "There has been absolutely no talk about that. Absolutely not."
In fact, earlier today she introduced Kelliher at a press conference in Rochester declaring her the state's next governor.
This is not the first time Liebling's name has popped up for lieutenant governor. After she endorsed Minneapolis Mayor R.T. Rybak for governor, rumors started spreading that she was being considered as his running mate. Again, Liebling said that was not true.
So what's up with all those rumors? Liebling said it makes sense from the standpoint that candidates generally want a balanced ticket with someone from outstate Minnesota of a different gender.
So who is being considered for Entenza's running mate? MN Publius reported that retiring Fox 9 News anchor Robyne Robinson was rumored be a possible candidate. The Pioneer Press followed up and reports Robinson has been asked and is considering the offer.


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I just found out I have lupus. I feel exhausted, and achy and my joints are swollen. Some days its hard to lift my kids, or play with them.
I've been nursing exclusively but now I'm trying to decide if I should stop.
PROS of nursing:
My medication is considered nursing safe
Health benefits for Talia
Talia not getting sick as easily/severly
cost savings
no guilt from stopping
PROs of weaning:
During flares, DH (dear husband) can feed Talia during night time wake ups
Easier for me to rest when I need to (whenever I try Talia without fail gets hungry, and DH (dear husband) brings her to me)
Can get more done at work, taking away some stress
Can take tylenol/asprin to help symptoms more regularly, if needed
Getting my body back
What would you do?


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New Credit System and Requirements Coming in Fall 2013
Nov. 7, 2012
In late October, the College Faculty and Conservatory Faculty each passed the final piece of the new course/credit system first reported on Oberlin OnCampus last May. The new system, as well as revised requirements for the Bachelor of Arts degree, goes into effect in fall 2013; students making progress toward graduation at that time will be transitioned into it.
In moving continuing students into the new system, the college and conservatory will honor students' progress toward graduation, including all individual requirements and credit earned and recorded on transcripts. For both divisions—the College of Arts and Sciences and the Conservatory of Music—the basic course "building block," currently 3 credits in the conservatory and 3 to 5 credits in arts and sciences, will become 4 credits. This uniformity will allow credits and courses to translate smoothly across both divisions, making it easier for students to complete work in either division.
In the Conservatory of Music, this change will be reflected in a proportionate shift in the number of credits required for graduation, but there will be no changes to existing graduation requirements.
In the College of Arts and Sciences, the change to assigning all full courses 4 credits will allow a new approach to the curriculum, where academic courses are defined as full courses (4 credits) or half courses (2 credits). Cocurricular courses, such as learning assistance courses, ExCo, and Athletics, will still count towards graduation, within some limits.
Along with changing the way academic courses are defined in the College of Arts and Sciences, the requirements for the Bachelor of Arts degree have all been revised in a way that aligns with the current version of the requirements but enhances their curricular value.
Why This Change Is Important
There are several reasons for the change, but the most important one is to move to a course/credit system and set of requirements that provide students with the best possible access to the full curriculum and help them focus their engagement of the curriculum. In the College of Arts and Sciences, this change will make it straightforward for students to build a balanced schedule based on the premise that every student should be able to register for four academic courses or the equivalent every semester. The current system can be an impediment to this, with courses carrying a range of credits from 3 to 5 that can make it impossible for arts and sciences students to take desired courses without exceeding the current 16-credit semester limit. Conservatory of Music students can also encounter challenges in building a reasonable schedule when selecting courses carrying 4 or 5 credits in arts and sciences.
Under the new system, arts and sciences students will be able to take four full courses or the equivalent every semester, and conservatory students will be able to take courses in arts and sciences without exceeding semester credit limits.
New Requirements for Earning the Bachelor of Arts Degree
When the new course/credit system takes effect in fall 2013, new graduation requirements will also take effect for the Bachelor of Arts degree. Instead of being required to complete 112 credits, mostly through courses earning 3 to 5 credits, students will be required to complete 32 full courses or the equivalent, with no fewer than 30 full academic courses (two half courses will equal one full course); up to the equivalent of 2 full courses may be completed with cocurricular courses/credits.
In addition to focusing on courses completed rather than credits earned, general curriculum requirements for the Bachelor of Arts degree will be revised:
- a Curricular Exploration Requirement will replace the old Distribution Requirement (aka 9-9-9);
- a Quantitative and Formal Reasoning Requirement will replace the Quantitative Proficiency Requirement; and
- a Writing Requirement will replace the Writing Proficiency Requirement.
The Cultural Diversity (CD) requirement will not change substantially, but with the new requirement students will receive CD credit for approved study-away programs.
The revised requirements reflect important shifts. The Curriculum Exploration Requirement asks that students not merely complete a number of courses distributed across the curriculum, but that they also engage the curriculum broadly from the time they arrive at Oberlin. Both the Quantitative and Formal Reasoning Requirement and the Writing Requirement redirect students from thinking of quantitative skills and writing as proficiencies to be attained to understanding that they are fundamental ways of engaging the world that develop with attention to the processes of quantitative reasoning and writing in multiple contexts.
A New Degree Evaluation Program
In an important development designed to facilitate transition to the new system and improve functionality, Oberlin College is implementing a new degree progress software program that will be more flexible than the Presto degree evaluation program, will provide more information, and be easier to use. This new program should function to assist students and advisors in both divisions not only in monitoring progress towards graduation but also in planning courses of study.
Next Steps
All progress towards graduation under the current system will be honored proportionally in the transition to the new system. This means that a student who is halfway towards graduation at the end of four semesters under the current system will be halfway to graduation under the new system as well. In addition, a student who has met any general curriculum requirement under the current system will be credited with satisfying the revised requirement. As a result, students should register now for spring 2013 courses in light of the current requirements.
In the months ahead, as we move closer to registration for fall 2013, we will provide more detailed information about the changes to the course/credit system and about the revised requirements for the BA.
You can read all of the new requirements by going to the New Course/Credit System organization on Blackboard or going to the Registrar's page and clicking on New Credit Requirements Effective Fall 2013. There is additional information about the new requirements available on the Blackboard site.
I'm curious as to what the new circular exploration requirements will be.
The new software will not replace Presto itself, just the degree evaluation program in Presto. More information will be available in the spring semester, in plenty of time for spring registration for the fall 2013 semester.
I am curious what the new software that will replace Presto is. Is that information public?
Thank you for this article


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Monongahela native vital in Seton Hill baseball's postseason run
Seton Hill University senior shortstop Brendan Costantino was named a second-team, All Atlantic Region selection by the National Collegiate Baseball Writers Association (NCBWA).
The Geibel Catholic High School graduate and Monongahela native helped make the Griffins' first season in the Pennsylvania State Athletic Conference a memorable one.
After being chosen by the head coaches to win the eight-team PSAC Western Division in the preseason, Seton Hill turned the prediction into a reality with a 22-6 divisional mark.
The Griffins earned their first-ever NCAA Division II Baseball Championships appearance by winning the Atlantic Regional title with four consecutive victories.
The Griffins went 1-2 at the eight-team NCAA Division II Baseball National Championships, which were contested in Cary, N.C. This was the program's fifth consecutive NCAA postseason appearance under 11th-year head coach Marc Marizzaldi. The regional championship avenged the team's second-place finish in 2013.
The NCBWA teams are voted on by the members of the NCBWA regional committee that votes on the NCBWA Atlantic Regional polls throughout the season. All first- and second-team selections from the PSAC, Mountain East and CIAA are eligible for the NCBWA team.
Costantino was a second-team all-conference selection after earning first-team honors from the now-defunct West Virginia Intercollegiate Athletic Conference in 2012 and 2013.
He was also named to the Eastern College Athletic Conference Division II Baseball All-Star Second Team.
In 2014, Costantino batted .318 and led the team with 36 stolen bases, 198 at-bats and 22 walks. He was second in runs scored (41), hits (63), home runs (4), third in RBI (34), and fourth in doubles (6).
He finishes as the school's career leader in games played (210), at-bats (727) and tied for first in hits (250). Costantino is second in the school record books with 120 stolen bases and 176 runs scored.
Seton Hill finished the 2014 baseball season with a 41-17 final overall record and won the PSAC-West title and NCAA Division II Mid-Atlantic Regional championship.
During Costantino's four years, Seton Hill has compiled a 162-60 cumulative record and 104-21 conference mark.
Roman earns national recognition
Bentworth High School graduate and Waynesburg University standout Clay Roman was selected as a "Player to Watch" by Collegiate Baseball newspaper.
Collegiate Baseball newspaper is a tabloid publication based in Tucson, Ariz., that is dedicated to covering college and high school baseball nationwide. The publication, established in 1957, has documented the growth and changes of the sport of baseball and offered instructional information to baseball coaches and players at all levels of the game as well as publicize their achievements.
A 5-foot-10-inch, 185-pound senior outfielder, Roman received the national preseason honor following a 2013 season which he batted .336 with 50 hits, 33 runs scored, six doubles, 21 RBI, 20 walks, and a team-high 15 stolen bases in 16 attempts. Defensively he made just two errors in 110 chances for a .982 fielding percentage.
He earned All-President Athletic Conference honors at season's end and helped the Yellow Jackets compile a 22-18 overall record for the team's second consecutive winning season. Waynesburg concluded the 2013 season by winning the program's first-ever Eastern Collegiate Athletic Conference (ECAC) South Tournament with road victories over Pittsburgh-based LaRoche College (semifinals) and McDaniel (Md.) College.
In the 5-2 title game win over the Green Terror, Roman had two hits in four at-bats with two RBI, one run scored, a walk and made three putouts in center field.
Roman transferred to Waynesburg from Marietta (Ohio) College.
In 2014 despite missing seven games in early March due to an injury, Roman batted .260 with 25 runs, 34 hits, five doubles, 21 RBI and a team-high six stolen bases. He helped the Yellow Jackets finish in third-place in the PAC regular season with a 13-11 conference mark under ninth-year head coach Mike Humiston. Waynesburg advanced to the league's tournament semifinals.
An environmental science major, Roman has also been a member of the PAC Academic Honor Roll each semester since enrolling at Waynesburg. The PAC Academic Honor Roll recognizes student-athletes on varsity sports teams who have earned a grade-point average (GPA) of 3.6 or higher on a 4.0 scale during their semester of competition.
Bruce Wald is a contributing writer for Trib Total Media.


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Would you like to save as your currency permanently or for this visit only?
it was clean but a little hard to find
The cleanliness and quality of the room and all facilities and the friendliness and help from the staff. No
Central location - easy walking distance to shops. No tea/coffee making facilities. Vinyl floors were a little cold - and instructions for central heating were inadequate. We had to get concierge to turn it on. But for the price it was adequate.
The situation of the Hotel. The surrounding building work made it unattractive. External entrance to rooms.
The hotel was in the middle of a housing estate. We were watched entering our room by a group of teenagers who were very interested in our car. Secure parking not secure, no staff on site we seemed to be the only guests.
The location Poor breakfast
The staff was extremely friendly and courteous. The room was very clean and comfortable. An excellent breakfast was served.
It was easy to locate and within easy reach of the town centre This hotel was incredibly noisy being near a fitness club and having no carpet or soundproofing at all. We were on the third floor with no lift even though we had a three month old baby with us. As parking was under the hotel we had to leave most of our luggage in the car because it was way too difficult to get it to the room.
Ideally situated for a five minute walk into town.
Size and cleanliness of room and bathroom. Bed really comfortable.. Area of the location not that good, although quiet and very close to town center.
Good ambiance, excellent patronne, good value bottle of wine Room was very small, mostly taken up by bed. Food was mediocre.
Quiet, relaxed, nice gardens.
The owners are delightful, welcoming and helpful. The rooms are comfortable and the food excellent. The grounds are perfect for a stroll after a long drive.
Good location, easy to find. Dinner on terrace. Food excellent.Friendly staff
Ambience. Excellent evening meal, especially for the price
Excellent food, served in pleasant dining room. Would have preferred to stay in hotel rather than annexe. Not able to get through security gate until 16.20. Annexe rooms smelled of new wall paint. Grouds very neglected. However atmosphere good.
Food excellent but expensive. Staff pleasant and efficient. Location good. Room small dirty with old cheap furniture. Commom areas dirty. Have experienced far better value for money.
the great garden!
First class restaurant with a great wine list. Beautiful grounds and very friendly staff. Room was only adequate but our main sadness was that the hotel is so far away from Chalons which we hoped to visit. It was advertised as being there but is in fact about 15-20kms away.It is a lovely building but appeas to be a work in progress.
The gardens and grounds are very well kept and beautiful. The staff were very friendly and helpful. The food was wonderful although we only ate at evening as felt the breakfast was a little expensive, as only wanted a small breakfast. The room was tiny but lovely
The location was excellent, right in the centre of the town, close to several restaurants offering an alternative to that of the hotel. The room was quite small and the adjoining bathroom barely large enough to turn round in.
Very nice newly furbished shower room, however no hooks or hanging space of any kind, even for wet towels. Proximity to large church - Sunday mornings could be rather noisy!
Stayed here one night, while traveling through the are. Basic hotel, nothing fancy. Worked well for us, since we were just looking for a bed for the night. Clean rooms and friendly staff.
nothing much the restaurant was closed for 3 weeks. there was a key system to get in to the hotel which we did not know about so had to ewait for 2 hours to get in in the rain!
This hotel has had a wonderful restaurant for many years. The food was one of the best meals we had during our 10 day stay in France.
Very friendly helpful staff, pleasant accommodation seeking the French 'Green' certification. The hotel is well placed for the town centre with it's large square and church. An ideal stopover when touring that region of France. Very reasonably priced giving good value for money.
Well situated for journey from south to North. Within easy walking distance of Vitry town centre. Very good value for money.
Clean and staff very helpful The restaurant food was not very good
Very friendly staff and excellent food in the restaurant. Also very quiet at night.
The staff are charming and caring and although we do not usually eat in the hotel , we knew from the last time that the meal would be very good.We were not disappointed!
comfortable rooms and good breakfast
Central location, lovely swimming pool and friendly staff. Very clean (although small) rooms. Very small garage underneath hotel. We have a large family car so parking was very difficult.
The staff were lovely, very friendly and sociable - delightful!
Near center and quietness
Very clean & friendly. Nicely kept with good decor, family feel about the place, not like the multiple hotels. Noisy first thing in the morning from 5.30 onwards. Luckily I had to get up early but if I had wanted to sleep in, it would have been difficult.


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"Mobbed" Thinks This Is Romance?
According to the Howie Mandel-helmed show "Mobbed," women just love elaborately choreographed proposals, involving hundreds of singers and dancers, and complex ruses. This particular proposal, though, doesn't strike me as romantic–AT ALL. Nope. It just seems incredibly emotionally manipulative and messed up. Watch, as this poor woman thinks her boyfriend's been cheating on her, and then is assaulted by a seemingly endless musical number. Geez. Pretty screwed up if you ask me. [FashionIndie]


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I've gotten a number of emails from different entrepreneurs who have recently started leading the growth and development of their startup communities. I'm going to post as many as I can on this blog – I think it's awesome to see the different approaches people are taking, learn from what is working, and provide a base of examples that help underscore that this is a bunch of exciting startup community activity going on all over the world.
Today's post is from Rob Irizarry who lives in Bozeman and is working on Startup Bozeman. I personally love the "Startup X" meme and how it continues to spread. If you've got one from your community, email me whatever you want at [email protected] for me to put up here and help spread the word.


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Photos from Sawmill Mountain, the highest point in Kern County, CA. This was done in conjunction with Mt. Pinos, the highest point in Ventura County.
If you enjoyed this article, please consider receiving my weekly newsletter. I typically write about endurance bicycling, world travel, self improvement, Colorado living, marathon running, and epic adventures.
Articles related to Sawmill Mountain, CA
- Other posts about California County Summits, California Hiking


text: We refer you to the company's reports filed with the Securities and Exchange Commission, including the company's annual report on Form 10-K for the year ended December 31, 2011, and the company's other reports filed periodically with the SEC for a discussion of these forward-looking statements and other factors that could affect these forward-looking statements. Many of these factors are beyond the control of the company and its management. The information being provided today is as of this date only, and Ventas expressly disclaims any obligation to release publicly any updates or revisions to any forward-looking statements to reflect any changes and expectations. Please note that the quantitative reconciliation between each non-GAAP financial measure contained in this presentation and its most directly comparable GAAP measure, as well as the company's supplemental disclosure schedule, are available in the Investor Relations section of our website at www.ventasreit.com.I will now turn the call over to Debra A. Cafaro, Chairman and CEO of the company. Debra A. Cafaro Thanks, Lori, and good morning to all of our shareholders and other participants, and welcome to Ventas' Second Quarter 2012 Earnings Call. Today, I'm pleased to share an overview of our excellent second quarter results. Ray Lewis, will discuss our portfolio and investment activities, and Rick Schweinhart, will review our financial results in details. After our remarks, we'll be happy to take your questions. The Ventas investment pieces continues to be a very positive story of growth and defense. There are extremely limited opportunities that provide investors with good internal and external growth and also, significant defensive characteristics. The value of that optionality cannot be overstated in today's global environment with significant sale risk and upside. Our second quarter results and outlook for the year provide an outstanding example of these valuable qualities working in tandem for our constituents.


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Nosebleed control and treatment tips
Updated November 18, 2015
The nose filters, humidifies, and warms air as it passes through the nose, mouth, and into the trachea. The nose is a combination of soft tissue, cartilage, and bone. It is rich with arterial blood vessels with forward flow, progressively warming incoming air. If the nose is physically traumatized, the underlying facial bones responsible for nose, skull, and eye formation may become injured as well.
Most nosebleeds are known as anterior nosebleeds and occur in the front (anterior) of the nose. Facial trauma, falls, collisions, nose picking, and irritation from a foreign body or cold air are some known causes of this type of nosebleed. Anterior nosebleeds typically involve only one nostril, with blood visibly draining out of the nasal openings.
Posterior nosebleeds are less common and are generally derived from an arterial source from the back (posterior) of the nasal cavity. Posterior bleeding usually drains into the mouth, frequently causing the affected individual to spit or swallow blood. If swallowed, the blood can either obstruct the upper airway or induce vomiting.
General treatment for any nosebleed:
- Blow nose to remove any poorly formed clots.
- Apply well-aimed direct pressure by firmly pinching the nose with thumb and pointer finger.
- Lean forward to minimize swallowing blood.
- Spit blood out of mouth.
- Do not let the patient swallow blood, as it is very irritating to the stomach.
- Maintain pressure for 10-15 minutes before inspecting.
Applying ice to the upper lip or neck has little or no effect on blood flow. Focus treatment on well-aimed direct pressure and keeping the airway free of blood.
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2 Min Read
* TSX down 31.13 points, or 0.21 percent, at 14,711.99 * Seven of 10 main index sectors decline * Energy shares slip with oil price By John Tilak TORONTO, Oct 7 (Reuters) - Canada's main stock index edged lower on Tuesday as a sluggish global growth forecast and weak data from Germany raised concerns about the state of the economic recovery. Further, a drop in the price of oil helped pull down shares of energy producers. The benchmark TSX is down about 6 percent since hitting a record high last month. Investors digested data showing that German industrial output plunged in August at its steepest rate since the height of the financial crisis. The International Monetary Fund cut its global economic growth forecasts for the third time this year, warning of weaker growth in core euro zone countries, Japan and big emerging markets such as Brazil. "Those numbers might be capturing, with varying degrees of precision, the slower growth, lower-return environment in the United States and now the rest of the world," said Stephen Wood, chief market strategist, North America, at Russell Investments. "Is faster and more rocky preferred to slow and steadier?" he said. "To the extent that the pattern of growth is a little bit more stable, that would allow markets a longer runway to price." "We prefer bonds to cash, but we prefer equities to bonds in this environment," he added. The Toronto Stock Exchange's S&P/TSX composite index was down 31.13 points, or 0.21 percent, at 14,711.99. Seven of the 10 main sectors on the index were in the red. Shares of energy producers dropped 0.5 percent, reflecting lower oil prices. Suncor Energy Inc shed 0.3 percent to C$39.44, and Talisman Energy Inc dropped 0.9 percent to C$8.96. The materials sector, which includes mining stocks, weakened as trading in commodity prices was choppy. Teck Resources Ltd declined 1.5 percent to C$19.55, and Barrick Gold Corp lost 2.6 percent to C$15.43. (Editing by James Dalgleish)


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|You are in: Football: Scot Prem
Saturday, 21 April, 2001, 19:54 GMT 20:54 UK
Three and easy at Dundee
Dundee 0-3 Rangers
Dundee spurned a hatful of chances as Rangers eased to a comfortable victory that cemented their Champions League place.
First-half goals from Rod Wallace, Tore Andre Flo and Jorg Albertz were enough to secure the three points for Rangers.
The Glasgow side were well worth their victory.
But Dundee had the chances to win their first home game since 18 November and repeat their recent victory over the former champions.
And they missed striker Claudio Caniggia, a reported hamstring problem preventing him from facing the club he is tipped to be joining in the summer.
Rangers were making their third league trip of the season to Dens Park, a quirk thrown up by the new halfway split after 33 games.
Two bad defences
The deposed champions brought back former skipper Lorenzo Amoruso after a lengthy spell on the sidelines because of injury forcing Sergio Porrini to the bench.
But they continued with the 3-4-1-2 formation that has encouraged a revival.
Rod Wallace somehow managed to brush the towering Steven Tweed aside after a hopeful punt up the park by Bert Konterman.
And the diminutive striker volleyed over goalkeeper Jamie Langfield for his first goal since September.
Giorgi Nemsadze surged past several challengers to carve out an excellent equalising opportunity.
But, with only Stefan Klos to beat, he shot straight at the German, then Tweed nodded tamely over.
Rangers doubled their lead after 16 minutes, Flo taking advantage of Chris Coyne's indecision to slip the ball deftly past Langfield.
Played out time
Juan Sara twice shot straight at Klos from close range when he should have scored.
Instead it was Rangers who increased their lead, Albertz sending a 25-yard drive past Langfield to put his side three up inside 30 minutes.
Wallace headed over when Flo might have been better placed after the break.
Dundee made more chances and Sara, who missed two penalties in a previous meeting with Rangers, headed over when he should have scored.
Klos then did well to parry then grab a fierce Gavin Rae shot from outside the area.
But Rangers had the game well under control and played out time to gather the three points.
Dundee: Langfield, Khizanishvili, Coyne, Tweed, Garrido, Artero, Rae, Nemsadze, Carranza, Sara, Milne.
Subs: Roccati, Caballero, Romano, Del Rio, Robertson.
Rangers: Klos, Amoruso, Konterman, Wilson, Ricksen, Ferguson, Wallace, Albertz, Numan, Dodds, Flo.
Subs: Christiansen, Tugay, Porrini, Miller, Fernandes.
Referee: W Young.
See also:
21 Apr 01 | Scot Prem
Hibs and Killie can't be separated
21 Apr 01 | Scot Prem
Dull Dons defeat Dunfermline
21 Apr 01 | Scot Prem
Sylla fires Saints to victory
21 Apr 01 | Scot Prem
SPL weekend preview
Other top Scot Prem stories:
Links to top Scot Prem stories are at the foot of the page.
Links to other Scot Prem stories
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Sony's bringing its new handheld the PS Vita to U.S. gamers one week ahead of its scheduled February 22 release. The limited "First Edition" bundle features Vita's 3G-enabled model, the game "Little Deviants" and a carrying case. More importantly, it includes a 4GB memory card – a requirement to play some games.
All things considered the $349 bundle is a deal, but is Sony setting itself up to repeat Nintendo's recent miscalculation of how much consumers are willing to spend on a handheld gaming system?
When it hits shelves, the Vita will become the most expensive dedicated handheld device on the market. Nintendo's glasses-free 3DS handheld formerly held that dubious honor, though not for long.
The Kyoto-based game giant dropped the device's price by $80 following a lukewarm retail reception. Only now at $169 is the 3DS beginning to make strides with consumers. However, recent financial results show that Nintendo is still paying for the mistake.
Sony hopes to shatter sales records and lead the handheld gaming market, but it's no stretch to imagine it could face the very same problem. Gamers weren't eager to spend $249 on a handheld system in 2011. Will that change in 2012?
The Vita's beautiful 5″ OLED screen and sleek design grants it an expensive appearance – something Sony is famous for. In contrast to the competition, it looks like a $249 piece of gaming hardware. But if looks and features trumped all, Sony's PlayStation 3 wouldn't have struggled at its initial $499/$599 price tag. Eventual price drops for the console helped immensely.
Reactions to the news at the Official U.S. PlayStation blog were mixed. Many fans said they were thrilled with the bundle, while others expressed dissatisfaction at Sony's decision to include the AT&T-supported 3G model over the Wi-Fi-only model. A "First Edition" Wi-Fi Vita bundle will release in Canada for $299.
Sony remains confident with the choice.
"From the beautiful, highest resolution front touch screen and rear touch pad, to the dual analog sticks, motion sensors and dual cameras, PS Vita will offer all new ways to engage and play your favorite games," said John Koller, SCEA hardware marketing director. "With both 3G and Wi-Fi support, you can stay connected with your PSN friends and social apps, while enjoying location-based gaming."
The U.S. "First Edition" bundle ships on February 15 for $349. One week later, Sony releases the no-frills Wi-Fi and 3G+Wi-Fi Vita models for $249 and $299, respectively.
Picking up the new Vita bundle, or is it out of your price range? Let us know in the comment section.


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Complete Final Commissioning Report
During post-construction, the commissioning agent (CxA) is responsible for delivering a final commissioning report. This document is in addition to those items detailed in the "Turnover Commissioning Record" section. The final commissioning report shall include at a minimum:
A statement that systems have been completed in accordance with the contract documents and that the systems are performing in accordance with the final owner's project requirements document
Identification and discussion of any substitutions, compromises, or variances between the final design intent, contract documents and as-built conditions
Description of components and systems that exceed owner's project requirements and those which do not meet the requirements and why
Summary of all issues resolved and unresolved and any recommendations for resolution
Post-construction activities and results including deferred & seasonal testing results, test data reports and additional training documentation
Lessons learned for future commissioning project efforts
Recommendations for changes to GSA standard test protocols and/or facility design standards (i.e. GSA P-100, etc.)
The final commissioning report will be a critical reference and benchmark document for future recommissioning of the facility.
The CxA is also responsible at this stage to ensure that the architect/engineer's (A/E's) update to the computer-aided-design (CAD) as-built drawings is completed.


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Egypt's Islamist-led constitutional commission voted to approve the country's draft constitution on Friday.
"The constitutional commission to draft the main legislative document of the country has unanimously approved all provisions of the draft constitution," commission head Hossam el-Gheriyani said, as cited by RIA Novisti.
Representatives of secular parties and Coptic Christians walked out of the debate in the Islamist dominated commission, consisting of 100 delegates, to show their disagreement with the newly-proposed constitution....
280 New Recruits in Fire Departments
22 Commercial Sites were Sealed Just for a Week on Southern Black Sea Coast


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Past Reviews
Regional Reviews: Seattle
Liza Minnelli in Concert
Liza Minnelli ignites a Hot Summer Night at the Pier.
After a decade or so away from any Seattle stage, the unstoppable Liza Minnelli warmed the hearts of a nearly full house in last night's appearance as part of One Reel's Hot Summer Nights at the Pier series, at Pier 92/93 on Seattle's waterfront. Like Bette Midler, Liza is a performer who must be seen live to be fully appreciated. Her current mini-tour is not a production heavy extravaganza like you would get seeing Bette or Cher, and the ticket price ($55 vs. $150 for Bette's last show) reflects that. But the audience, largely filled with middle-aged longtime fans and her loyal gay fan-base came to embrace her, and she hugged right back, with great affection and self-mocking humor, as she earned more standing ovations after numbers than I have ever before seen an artist given.
Opening, in a white sequined outfit with a medley of "I Can See Clearly Now" and "I Can See It", Liza segues into the most apropos number of the evening, Sondheim's "Old Friends" for that is her audience, people like myself who have seen her from the highs of her 1973 Oscar/Emmy/Grammy awards year, to making something scintillating out of that messy Broadway vehicle The Act to full out Radio City extravaganza's and right up to today. The voice can sound just fine, and can also sound strained, but never painful, and with an artist who makes lyrics, character, and storytelling her prime concern, that hardly matters anyway.
The Gershwin/Weill evergreen "My Ship", was sung softly as a caress (to the accompaniment of boat whistles and sea bird calls). After a charming lead-in praising strong women ("Isn't Nancy Reagan something? I don't care which political team you're on") her Kander & Ebb specialty "Sara Lee" still has us giggling, especially since Liza makes no apologies for her more zaftig latter day figure. A recent Kander/Ebb composition "Don't Smoke In Bed" is musically in the same vein as many of her other Kander ballads, but with a nicely judged Ebb lyric.
She then tackles a Kander & Ebb song she didn't introduce, "So What?" from the stage version of Cabaret and shows that she understands the world-weary, yet optimistic Fraulein Schneider very well indeed.
A comic highpoint arose when, in the midst of a plaintive rendition of the standard "The More I See You", a rather loud train whistle caught Liza's ear, and she jumped into a few bars of "Clang, clang, clang wen the trolley" without hesitation, before just deciding not to even try to go back to the earlier song. Her homage to her Daddy Vincente Minnelli's film of On A Clear Day You Can See Forever with "What Did I Have That I Don't Have?" showed Liza's voice at its best, and made an appropriate first act wrap up.
Pianist/vocalist Billy Stritch gave Ms. Minnelli a three song breather/costume change opportunity and was captivating, especially with another Vincent Minnelli film number ("Shine On Your Shoes" from The Bandwagon) and the Gershwin's almost lullaby like "Liza", which brought a now black-sequined and sultry Liza back to the stage.
"Fraulein Sally Bowles" made her Cabaret medley of "Wilkommen", "Money,Money", "Maybe This Time" and of course "Cabaret" anything but obligatory.
After acknowledging her career long musical director/drummer Bill Lavorgna (fronting a swell ten piece band), she set up the title number from her film New York, New York. LaVorgna then vamped into the same film's "But the World Goes Round." "Oh do I sing that now?" she asked with quizzical glee. "Well, if Pappy says that's next, then that's next. He knows." The pair of songs brought down the house, and after many bows, Liza confessed she had no encore prepared, at least with the band. But she favored us with a moving farewell, an a capella "I'll Be Seeing You." And I think, I hope somehow, we will be seeing Judy & Vincente's little girl for a longtime to come.- David-Edward Hughes


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|The green complex of the 446-yard, par-4 fifth at The Club at Old Kinderhook is a work of art. (Andrew Hollingworth/TravelGolf)
CAMDENTON, Mo. – Back in his playing heyday, Tom Weiskopf was known as one of the best iron players on the PGA Tour. He earned near-legendary status for his precision with the blades, and his swing was classic.
Golf courses designed by great players, especially early in their architectural careers, follow their golfing strengths.
Such is the case at the The Club at Old Kinderhook, a 1999 Weiskopf layout. It ranks as one of his earlier solo efforts, and it's clear that Weiskopf expects players here to control their golf ball, especially off the tee.
Measuring 6,833 yards from the Championship tees, just 6,310 yards from the Club tees and 5,764 from the Member tees, The Club at Old Kinderhook somehow feels shorter than the scorecard reads. As head pro Christopher Buescher noted at the start of my visit: "The course is not long, so if your driver isn't working, keep it in the bag."
Buescher was right on the money. Few chances exist for a big hitter to rear back and blast the driver. Although the fairways are relatively wide, a number of blind landing areas pose trouble off the tee.
Buescher also described the rough as "thick and lush." Additionally, there isn't much of it; just a few yards of the thick rough border most fairways. Beyond the rough, you'll find dense, ball-eating underbrush.
The result, at least during a first encounter with Old Kinderhook, is a round of golf marked by shorter clubs and several surprises off the tee -- and, at least in my case, a number of ball offerings to the golf gods in the woods.
The facilities at Old Kinderhook are exceptional, arguably the best in the Lake of the Ozarks area. The practice range, included in greens fees, is especially enjoyable, hilly and woodsy with tucked pins to hone the precision you'll need to score well.
After the tee shot on the first hole -- forget the driver unless playing from the 430-yard tips -- first-time visitors notice the impeccably conditioned zoysia fairways. The blades of this strain are so stiff that the starter warns golfers that their carts feel like they're fish-tailing on the fairways -- and they really do.
The benefit: Your ball sits in the fairway like it's on a tee. The drawback, according to one member, comes when an Old Kinderhook regular plays a golf course with bentgrass fairways; it feels like the ball is sitting in a divot all day.
The 446-yard fifth and the 416-yard eighth rank as the highlights of the front nine. The fifth and the par-5 ninth set up well for a driver, and that's it before the turn. The fairway on the fifth is very wide, but trouble awaits on all sides as soon as you leave the verdant zoysia. The green complex is also memorable, perched over a partial rock wall and guarded on the front-left side by wetlands.
The greens are tough, too.
"People struggle with the greens," Buescher said. "There are a lot of subtleties, and you need to pay attention to your surroundings."
The speed of the greens account for much of challenge. On my visit, they were very slow, and it was hard to get myself to hit the ball hard enough to reach the hole.
The par-4 eighth hole, perhaps the prettiest and most fun spot on the golf course, features a tee shot that travels some 70 feet downhill to a dogleg-left fairway with a creek along the far side. Between the elevation change and the hazard, driver is out again for many, but even a 5-wood struck from such a height makes for a great memory.
The back nine is not as picturesque, and it contains more blind tee shots at the 13th and 14th. The most enjoyable hole on the back, the 408-yard 12th, much like the eighth, includes a tee shot that sails 80 feet down to the fairway. In addition, there's a tall tree in the fairway that's fun to clear and likely leads to lot of manly grunting at the tee box.
Visitors to Lake of the Ozarks have 13 courses from which to choose, and The Club at Old Kinderhook should rank among the top flight of any list. The golf course is conditioned better than most -- or any other -- on the lake. The service and facilities are tops, reflected in $55 to $85 green fees, the area's highest, including cart and range balls.
The extremely penal rough rates as only serious knock on the Weiskopf design -- and even more, what lies beyond the rough, especially on the holes that feel somewhat shoehorned into narrow valleys.
The bluegrass rough itself, especially around the greens, is wiry and thick, almost like crabgrass, making it nearly impossible to play flop shots or high touch shots around the greens. Savvy golfers will play lots of bump-and-run shots that trundle to the hole.
As long as you can keep your 6-irons and above in play, you can score here. But if your shots go awry, you might end up as hot-headed as Weiskopf back in the days of psychedelic slacks and muscle-back 1-irons.
August 9, 2010
Kiel Christianson has lived, worked, traveled and golfed extensively on three continents. As senior writer and equipment editor for WorldGolf.com, he has reviewed courses, resorts, and golf academies from California to Ireland, including his home course, Lake of the Woods G.C. in Mahomet, Ill. Read his golf blog here and follow him on Twitter @GolfWriterKiel.
Any opinions expressed above are those of the writer and do not necessarily represent the views of the management.
The Club at Chatham Hills is a private, Pete Dye design with a plum location just north of Indianapolis. Weaving over an idyllic landscape of beautiful topography, this new course is truly a bright spot in American golf.
... full article »


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Standard format DVD releaseEdit
Hello, I was just wondering if there were plans to release the remastered Season 1 Original Series boxset on DVD only, just like they are doing with Season Two. No one really wants HDDVD any more and I was wondering of there was any news?
-- 184.108.40.206 12:49, 10 May 2008 (UTC)
- First line of this page:
- "Star Trek: The Original Series - Season One Remastered is a combination HD-DVD/DVD release of the remastered Original Series - the dual-sided discs contain HD-DVD content on one side, standard DVD content on the other..."
- So they already did. --Alan 16:10, 10 May 2008 (UTC)
No I know they did a dual one, but number that is very expensive and I wouldn't watch the HD half and two they're not making HD DVDs any more. For Season 2 they are releasing just a DVD one and will they do this for Season 1 also. – The preceding unsigned comment was added by 126.96.36.199 (talk).
- Doubtful. At best. -- Sulfur 12:04, 11 May 2008 (UTC)
When they sell out of all of the Combo sets, they will probably make more Season 1 sets, and those new sets are almost certain to be DVD only. (It would be a waste of money to press more combo disce when HD-DVD is dead.) As for when we might expect Blu-Ray... —MJBurrage(T•C) 05:42, 18 May 2008 (UTC)
R2 Image ChangeEdit
Since the old R2 packaging looks exactly like the R1 packaging and since R2 customers are about to get a new version of the DVDs I changed the region 2 image to the newer style. --Mdw 19:38, 25 March 2009 (UTC)
- You should still have put it under the "slimline" caption, though. It's also not a good idea to simply orphan images. If you don't feel it's needed anymore, you should put it up for deletion. I've restored it for now, to see what other people think. Does it still have a place? I think yes, as it's a different angle, and shows off the packaging design quite well. -- Michael Warren | Talk 19:42, 25 March 2009 (UTC)
- Having both R2 versions stacked up at the bottom of the section really throws off the spacing of the page. What about moving the nice angled shot into the body article somewhere? Also, totally my fault for not putting the in the R2 slimline catagory, I forgot it M.A. was setup with one since R1 isn't. --Mdw 20:53, 25 March 2009 (UTC)


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Now that I'm done expressing my skepticism of Chalmers' claims about progress in philosophy of mind, I want to look at the explanations he gives for why there hasn't been more progress in philosophy. [Read more…]
Why isn't there more progress in philosophy?
April 27, 2013 by Leave a Comment
Chalmers on philosophical progress, part 1
April 23, 2013 by Leave a Comment
In the comments on my post where I summarized the problems I see with philosophy, Alexander Johannesen very helpfully linked to a paper by David Chalmers on progress in philosophy. I hadn't seen this paper before, so let's have a look at it. [Read more…]


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This much is true.
But there is another truth, far more important to our future; consequently, it's a fact keeping those in control of our present up late, late at night: large segments of the American people wish to not only survive, but continue a way of life they know is rapidly vanishing.
|Liberation from an irredeemable nation: Every time a stereotype is confirmed, another Trump supporter is born.
Regardless of if Donald J. Trump is sincere about his desire to deport the tens of millions of illegal aliens, have a moratorium on Muslim immigration into the country and build a big, beautiful wall on the U.S./Mexican border, these ideas he advocated are exactly why he is now the presumptive Republican nominee for the President of the United States.
To paraphrase Men in Black, "One year ago, everybody knew that Donald Trump couldn't win. Six months ago, everybody knew deporting illegal aliens/building wall was political suicide. And 15 minutes ago, you knew that only bigots/racists supported him. Imagine what you'll know tomorrow."
Trump has changed things.
With the impending election of a Muslim as mayor of London in a few days, the British people will see with their own eyes how their dispossession is complete; it will offer Trump yet another opportunity for a soundbite inevitably ending with his banishment from entering the United Kingdom by the British government.
You are not alone in knowing something is drastically wrong, sick even, with America.
Trump, whether he is serious or not about the ideas that have positioned him only a stones throw from being the leader of the free world, has shown just how many Americans want believe tomorrow doesn't belong to those who have made today possible.


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DNA-R1B1C7-L ArchivesArchiver > DNA-R1B1C7 > 2011-04 > 1302905867
Subject: Re: [R-M222] New M222 Philogenetic Tree
Date: Fri, 15 Apr 2011 18:17:47 EDT
Don, the sample just says "northern Ireland." That's usually code for
Scots-Irish but I don't know for sure.
In a message dated 4/15/2011 5:14:14 P.M. Central Daylight Time,
Geetings! Is the "one Mcdowall", a Galloway Mcdowall ?
thanks, don milligan
This thread:
|Re: [R-M222] New M222 Philogenetic Tree by


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La Limeña is a hidden gem in a strip mall. The restaurant was bustling, but after a 10 minute wait we were seated. The service was quite good. We ordered chicken and fish which was quite good, as well as the Papa a la Huancaina, which was very good. All in all, food was very good and moderately priced.
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