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THE REMORTGAGERS: 'We are having difficulty finding any deals'
Two years ago good friends Emma McMillan, who works for the police, Grace McFall, who works in HR, and teacher Colleen Main bought a three-bedroom mid-terrace town house in Chertsey, Surrey together. Two of the group had split from partners they had been living with, the other was living with her parents, and none of them wanted to rent.
The friends put down a 5 per cent deposit on the property and took out a 95 per cent mortgage with Abbey, which came with a 5.5 per cent interest rate. Two years on, they are struggling to remortgage. 'There is definitely a big difference to the last time we looked for a mortgage,' says Emma. 'Then we had a lot of different options; now we are having difficulty finding anything.'
Mortgages for those with less than 10 per cent equity in their property have virtually disappeared in the past year and the women's problem has been compounded by falling property prices. They had hoped that the size of their loan in relation the value of their property would have fallen enough to get them a decent mortgage rate, but now they are not sure of whether or not their property is worth less than it was two years ago.
'We have done a lot of work on it, including putting in a new bathroom, but we don't know whether it's added enough value to the house to get us a mortgage,' says Emma.
'We are scratching our heads about what to do and whether we can put more money towards our mortgage,' says Emma. 'We just hope rates don't go crazy if we have to wait.'
Emma has given up smoking to save money and one of her housemates is thinking of bar work to supplement her income.
'After reading about it for months, this is the first time the credit crunch has really hit us,' said Emma. 'There is going to be no more going out on Friday nights for a while.'
THE DEBTOR 'Lenders are to blame for making it too easy'
Administrative officer Brian Ockelford, 51, is feeling the effects of the financial squeeze more than many people.
Brian is £58,000 in debt to 14 credit-card and loan companies and rising household bills will further reduce the money he has left after repayments. He accumulated the debt over many years through what he describes as 'robbing Peter to pay Paul'.
'I would realise I had overspent one month and would use a credit card to pay it off and then, before I knew it, I would be using one card to pay off another,' he says. 'I hold my hands up for letting myself ever get into this situation, but I also think lenders are partly to blame for making it too easy for people.'
The debt repayments eventually became unmanageable and earlier this year Brian turned to Payplan, a debt-management company, which has worked out a repayment plan with his creditors that has saved him £1,000 a month.
'We now have no access to any more finance and we have to get by on what we've got,' he says.
Brian believes that the recent strain on lenders' own purses also means they may not be as lenient about his future repayments. 'Anyone you owe money to now is going to be more impatient than before,' he says. 'I can understand this, but I am worried it may cause problems going forward.'
A recruitment consultant from South Africa, Jane Ward-Able arrived in London three weeks ago and cannot believe the difference in the job market compared with her visit last year.
In 2007 she worked as a temp at Lehman Brothers for three months. She came back here to Britain with her husband on 13 September and intended to call her former employer to find out about work; two days later, the company collapsed.
'Last year job offers were coming left, right and centre. This year I have more experience and am more marketable, but every recruitment agency has turned me away because they have no jobs. If I had come back six months ago I would have found it much easier to get work.
'City banks aren't recruiting people into HR and at the same time there are a lot of people from the banking sector looking for the same jobs as me. I'm at the bottom of the pile.'
She has decided to try for a drastic career change - she's looking for work as a nanny.
Fiona Murray, 36, civil servant, London
'I don't impulse shop any more. I used to go out at lunchtime to the shops near where I work but I can't remember the last time I did that.
'Earlier this year my mortgage payments jumped by £200 a month. I definitely have less disposable income than before. I switched energy suppliers and cancelled my gym membership and health insurance and that's saved me about £100 a month.'
Murray, who is single and lives in Streatham, south London, has switched her mortgage to a tracker, but is wary that interest rates may not have peaked. She bought her flat in 2006 - a year before the market peaked - and has a considerable buffer before being faced with the dreaded negative equity.
'When I do need something, I think more carefully about the purchase.'
Mark Yallop, chief operating officer of broker Icap
Not everyone is hurting. Icap, headed by Conservative party treasurer Michael Spencer, is the world's largest broker of trades between banks. And business is booming as investors pile out of property, commodities, private equity, the dollar and emerging markets to buy government bonds, gold and other assets deemed safe. 'Volatility benefits us,' says Yallop. 'It means people are keen to trade and that is good for revenue and profits.'
Icap expects to grow profits this financial year, which in itself is unusual for a financial institution. But he admits that the past year has been a roller-coaster ride. 'Like many people, I thought that after Northern Rock went down, the first half of 2008 would be difficult, but that by now the financial system would be working more smoothly.' Yallop says he has now watched 10 or 15 'reasonable-sized institutions go down'; he hopes we have reached the bottom. 'But it would be a foolish man who said he knew for certain.'
Lise Veysey, 36, is a housewife from Frampton Cotterell, near Bristol.
'Personally I don't feel particularly affected by the credit crunch yet. I just feel it's all been created by the media. I think it's really just a sense of fear that's being pushed around and that concerns me.
'I do find myself buying fewer things, but when I stop and think about it I really think that it has got more to do with all the hype about the credit crunch than my bank balance.
'There are obviously a lot of people who are really struggling and I feel very grateful that I do not fall into that bracket. But I believe that people are worrying about it all far too much, and it's just making it worse.'
Caroline Jacques, 36, is an occupational therapist from Ubley, near Bristol.
'The media has a lot to answer for. News has a big impact on people's lives and a lot of it really scares people.
'A lot of my friends are talking about how they're not going on holiday, but I think we might get a better deal because fewer people are going away this year - I've seen some great deals in travel agents.'
Rebecca Mansfield, 18, is a retail assistant who lives with her parents in St George, Bristol.
'I used to be quite free with money but now I find myself panicking about it. The things I notice that seem more expensive now are clothes and eating out. I think twice before buying things when I never used to before.
'I was hoping to start renting a house with friends but that seems impossible now. It all seems too expensive. I'm getting to the age where I'd like to go on holiday with friends, but now the time has come I can't afford it.'
Huma Akram, 18, is a student from Brentry, Bristol. She lives with her parents and works part-time in a shop.
'I don't think the credit crunch is affecting the younger generation as much as people who are older or have families. It's easier to spend money without thinking about it when you have fewer responsibilities.
'Saying that, I definitely think twice about buying clothes now. I don't know if it's just the media, but when I see a £40 top now I either don't buy it or feel bad about buying it.'
Alan McNaught, 47, is a design engineer from Brislington, Bristol. His wife is Sue Nash, 56, a secretary, and they have six children each.
'We're trying not to panic. We're economising by just having presents for the children this Christmas and forgetting about the adults. I think that's when the crisis is really going to hit home, as people go crazy with credit cards at Christmas and then struggle in the new year.
'I think the banks have a lot to answer for in terms of giving credit to youngsters. My daughter is constantly overdrawn and every time she reaches her limit they just offer her more.
'She works in retail and is always short
of cash because she's sucked into buying more than she can afford with her store discount card.'
Marc Goldberg, head of residential sales at Hamptons International.
'We estimate that house prices have fallen 20 per cent since the peak last year. I believe prices will drop another 5 per cent.
'We have had to rationalise our costs. We have lost 25 per cent of the workforce since the start of the year. I've been in the industry for 25 years and this has been the sharpest, most dramatic fall I've seen. A lot of estate agents have been caught out. There will be 30 per cent fewer estate agents next year.
'What's interesting is that in a difficult market, clients value us more. They need us. In the good times, houses go quickly. The prime areas have suffered less falls but we are seeing the first signs now. Houses of £2m-plus have seen 10 per cent falls.
'Overseas buyers have been the main driver and they're still buying in the prime areas such as Knightsbridge and Chelsea. It's helped that the exchange rate has fallen. They have seen London representing value, but these properties will fall in time.
'All is not lost though. With interest rates likely to come down soon and global efforts to inject liquidity to the markets, next year should be better.'
Corinne Frydman is director of Webwide Translations, a company based in Harpenden, Hertfordshire, with a full-time staff of two. She also uses
about 100 freelance translators, depending on the workload, to reduce fixed employment costs.
'We are lucky enough not to have borrowed any money, but have become very careful about getting our money from clients. Even if the client is a huge company, we try to get our money as quickly as possible, for example by negotiating short payment periods. When a bank such as Lehman Brothers goes under, it makes us think that no one is safe.
'We are preparing for a recession. However, our industry is extremely busy. We are excellent at what we do, so I am confident we will survive.'
Paul Walsh, chief executive of international drinks company Diageo
'We have a business with many premium brands. Our brands have been around for hundreds of years. They've seen wars, revolutions and many, many economic cycles. They will take this period in their stride and emerge stronger.
'There has been an impact from the credit crunch on sales of drinks in pubs, but not sales through supermarkets and off-licences. People have the flat-screen TV, the nice sofa, the decor, and they want to stay in.
'The cost of borrowing is rising steeply, even for companies with very strong balance sheets like ours. I know of instances where the banks are scaling back businesses' overdrafts. If that continues and firms can't raise capital any other way, those companies will have to cut jobs.


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Insider: The world of security evangelism
For some, when you think of evangelism, you imagine sales and thinly veiled product placements. For those used to dealing with evangelists, such as the media, there is far more to the position than sales. We recently got a chance to speak to HPÆs new security evangelist, Rafal Los, to talk about his new position and security evangelism as a whole.
At The Tech Herald, we have tapped Los for Web Application Security commentary on more than one occasion. The reason is simple; he offers information in easy to follow segments and is blunt in his delivery. While he is a known employee of HP, he always avoids pitching products to us when we ask him for information. To be honest, we have to actually mention HP before he will explain their take on things.
Still, there are plenty of misconceptions in the IT industry when it comes to evangelism. Most of this is due to the close ties that evangelists have to the sales and marketing teams within a company. At the same time, the bad reputation that some evangelists have is due to how they are utilized by their bosses.
Take for example Ryan Naraine and Dennis Fisher, who are Security Evangelists for Kaspersky Labs. They are respected reporters, and never once have they blatantly pitched Kaspersky, despite countless articles written between the two of them on anti-Malware related topics.
Other examples of positive evangelistic usage, based on our experiences with them, come from Sean-Paul Correll, who is with Panda Labs, and David Perry from Trend Micro. There are some bad examples as well, but we will avoid naming them here. They know who they are.
While in Las Vegas for BlackHat last month, we caught up with Los to talk with him about his new position. We asked about his initial thoughts when he was tasked with the job, as well as some of the drawbacks to his position and common misconceptions.
Overall, he was pleased and excited with the new position, but then again, he has been a vocal supporter of Web Application Security for years.
ōThere is a ton of opportunity, and I think IÆve got my work cut out for me. ThereÆs a lot of work to do, industry awareness, internal awareness, and just evangelism in general,ö Los said.
So what are the drawbacks to his new job?
ōThe biggest personal drawback is the travel and that it keeps me away from home and my routines. On a professional level, the responsibility of being an "evangelist" (essentially the public-facing entity for an entire organization's message) isn't simple either,ö he explained.
His role means that he has to mesh HPÆs business strategy and industry trends, all while balancing it ōģagainst what really helps our customers succeed through a message that makes sense, and isn't perceived as pushing an agenda. That is certainly not trivial.ö
ōBeing an evangelist means breaking through the agenda-based forces that divide the security industry along vendor lines, create confusion for businesses, and act as a barrier to their success, and it's tough.ö
So is this selling out? Los doesnÆt see it that way at all.
ōI think that this is the exact opposite of selling out. Selling out would be doing the everyday thing, right? Being the sales guy,ö he said. ōThis is something IÆm passionate about, something weÆre [HP] passionate about, and to us itÆs a big deal.ö
Two of the most common misconceptions are that security evangelist is just another name for a sales role, used to further the HP agenda, as one person put it to him, and that a company as big as HP just won't take this seriously.
ōBoth couldn't be further from the truth,ö he said. ōIt's amazing how many people have already rushed to provide assistance, support, and opened doors internally and externally for me to get the message out. Frankly, I can't wait to prove the doubters wrong.ö
HP will give Los a lot of latitude to talk about what is relevant and whatÆs important over what sells he told us. While HP sells Web Application security appliances and software, ōitÆs more important to us, as an organization, that our customers and the industry realize that Web Application Security is a big deal.ö
The first thing he wants to tackle is breaking security out of the security silo.
ōI know, it's been said before but no one's doing anything about it! We scan, test, and collect vulnerability metrics and no one cares outside the security organization. The risk level doesn't actually drop, yet we pat ourselves on the back as we fail the business. Becoming an integral part of the 'business of IT' is something security must learn to do, and it's more than just tools (products). It requires a level of thinking most organizations are afraid of.ö
To Los, this means that security must become a sub-topic of quality testing.
"Think about that. Overall software quality should have three components or three questions it answers: Does it work? Does it perform? Is it secure? If any of those three fail it's a loggable, traceable, reportable and fixable defect."
Essentially, Los told us, the process is one of Application Lifecycle Management, and security swallowing its pride and becoming a component of software quality "rather than trying to continue to fail on its own."
Los has blogged and spoken publically about security topics that range from Web Applications to common IT mistakes. This new role at HP is in reality positive recognition for the advice and insight he has offered to the community for years in an unofficial capacity.
It wonÆt be easy. It will be a serious challenge, and thatÆs something he lives for.

subset: commoncrawl


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Predictive equations of alfalfa quality (PEAQ)
From research on the relationships of measurable plant characteristics to forage quality has come a quite simple and relatively accurate estimate of the feeding quality of the standing alfalfa crop.
The method requires:
Estimating preharvest alfalfa quality using PEAQ:
STEP 1: Choose a representative 2-square-foot area in the field.
STEP 2: Determine the maturity stage of the most mature stem in that area using the following criteria:
STEP 3: Measure the height (in inches) of the tallest stem in the 2-square-foot area. Measure from the soil surface (at the base of the crown) to the tip of the stem (not the tip of the highest leaf). Note that the tallest stem may not be the most mature stem.
STEP 4: Use a height/stage table or PEAQ stick (square yard stick that has the table information printed on three sides).
STEP 5: Repeat steps 1-4 in five representative areas of the field. Sample more times if the field is larger than 30 acres. Calculate or determine table values for RFV for each sample, then average the values. Tables also are available to estimate neutral detergent fiber (NDF) and acid detergent fiber (ADF).
Note: This procedure estimates quality of the standing alfalfa crop and does not account for changes in quality due to wilting, harvesting, and storage. Harvest and storage losses will raise NDF and ADF and lower RFV values.
STEP 6: Adjust the PEAQ estimate for anticipated harvest and storage loss:
Example: The average PEAQ estimate for May 15 plants is 190 RFV; subtract about 15-20 RFV units for an adjusted stored quality value; compare this with the stored forage quality target. Repeat this assessment of "adjusted" PEAQ estimates of standing crop quality every few days. Plan for and be ready to harvest when you reach the adjusted quality point.
An example:
Following this set of collection data, RFV of the standing crop is declining at a rate of about 3 to 4 RFV units per day through May, and the producer's goal is to store the crop at an average of 150 RFV. For a producer harvesting a relatively small amount of alfalfa, then the results of the May 20 PEAQ estimate would indicate that harvest should begin on about May 23 or 24 to achieve the stored forage quality target. A producer with several fields might use the data from the May 20 data as a guide to begin harvest and achieve an average stored RFV near the target for all fields.
If a producer will require 6 to 8 days to harvest all of the first cutting, consider beginning harvest a few days earlier than the exact target quality, so that the average forage quality stored is at the target level.
Other site-related or local conditions that may influence the decision:
The PEAQ procedure is most accurate on good stands of healthy alfalfa and should not replace standard laboratory analysis, hay, or silage for ration balancing.
PEAQ sticks can be purchased from the Midwest Forage Association, using an order form found at http://www.midwestforage.org/peaq.pdf.
This article originally appeared on pages 109-110 of the IC-496 (9) -- May 1, 2006 issue.
Updated 11/09/2006 - 9:58am


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Employment law Archives
Ryley Carlock Attorneys Selected by Chambers USA
Ryley Carlock & Applewhite had six attorneys from its Phoenix office selected as Leading Lawyers for Business in Arizona by Chambers & Partners. "We are tremendously grateful to our clients who provided Chambers with the valuable insight into the work we provide for them," said Managing Shareholder, Rodolfo Parga. "Chambers USA is a highly rigorous… Read More →
Scottsdale League for the Arts Appoints Board Member
Susan E. Wells, partner of business law firm Jaburg Wilk, has been appointed to the Board of Directors of the Scottsdale League for the Arts. The Scottsdale League for the Arts is a non-profit volunteer organization supporting artists, arts programs and education through fundraising and special events, including the Scottsdale Culinary Festival. Funds raised are… Read More →
Fisher & Phillips and Inspired eLearning develop employment law courses
Fisher & Phillips LLP and Inspired eLearning, Inc. have joined together to produce a new series of web-based compliance training courses for supervisors and employees. They have announced the initial release of an updated workplace harassment training program, and plans to release a broad-based suite of courses to train managers in all areas of employment… Read More →
Arizona's Top Lawyers – 2012 Construction Litigation Employment/Labor Relations
Arizona Business Magazine used its own research, solicited input from legal experts, and referenced professional ratings and rankings to determine the legal professionals who made the 2012 Top Lawyers list. CONSTRUCTION LITIGATION Kevin J. Bonner ◆ Fennemore Craig PC 602-916-5379 ◆ fclaw.com Bonner has extensive experience in construction litigation, representing commercial owners, contractors, design professionals… Read More →
Workers' Compensation Laws Provide Protection For Employers And Employees
Workers' compensation insurance is like an old sweater — it's there when you need it, but you may not think about it much until that time comes. However, it's not a bad idea to pull it out every now and then to make sure it still fits. Here are some points to keep in mind… Read More →


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American Ceramic Supply Company, Inc. - est. 1975parent company of:American Glass Supply Co.The Pottery Consultant - The Glass Fusing ConsultantPampered Potterycopyright 1996 - 2017 - all rights reserved


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Democracy Now's own Juan Gonzalez has won a George Polk Award for his columns in the New York Daily News exposing the scandal behind Mayor Mike Bloomberg's attempt to create a new computerized payroll system called CityTime. Juan's reporting helped lead to the federal indictment of four consultants and two associates on charges that they orchestrated a fraud that cost city taxpayers more than $80 million.
One of seven people so far arrested in the fraud pleaded guilty two weeks ago and is cooperating. The director of New York City's Office of Payroll has been forced to resign. So far federal agents have recovered more than $27 million in cash from dozens of bank accounts of dummy companies connected to the scheme. Juan also won a Polk Award in 1998.
Full List of the 2010 George Polk Award Winners
Juan's prize-winning articles:
"Technology chief received millions devising controversial new timekeeping system" (1/13/10)
"New City Controller John Liu says big bucks stop here for wasteful, hi-tech payroll system CityTime" (2/12/10)
"'Consultants' getting $722M from city for doomed CityTime computer project" (3/26/10)
"Vehicle locator consultants bill city enough to keep firehouse open" (3/19/10)
"As time keeps ticking, CityTime, New York's monstrous $700M money pit, still growing by the day" (6/4/10)
"Bloomberg and Liu spar over CityTime as contract deadline looms for $176 million extension" (8/13/10)
"Controller John Liu orders firm to fix disastrous CityTime payroll system–or ELSE!" (9/29/10)
"City might get shaft once again by company involved with CityTime fiasco" (10/13/10)
"Gonzalez: CityTime project scandal finally begins to unravel" (12/16/10)
"City executive in charge of overseeing botched CityTime project is suspended amid $80M scandal" (12/17/10)
"Ex-payroll boss blew whistle on CityTime in scathing 2003 letter and nothing was done" (12/21/10)


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V-Line Brake Lever
V-Line Brake Lever
The Trask V-line Brake lever is the newest edition to the V-Line billet collection.
Designed to deliver that classic V-Line style and feel to your V-Twin H-D motorcycle.
Manufactured from only the highest quality materials and using only the finest coating's, this brake lever is sure to look right at home on your H-D Bagger
Available in both Reverse Cut, and Chrome finishes
V-Line Shift peg sold separately


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Note: Were you inspired by Amy Swagman's birth mandalas yesterday? Read this short essay in which she describes how to start making birth art of your own.The state of mind you're in when you create artwork is the same state of mind you are in when you labor and birth. It is a fluid, intuitive, timeless space where you accept everything as the whole and have a harder time reasoning, rationalizing and compartmentalizing. By making lots of art during pregnancy you are practicing being in that … [Read more...]
How to make birth art
June 23, 2011 by Leave a Comment
Birth mandalas
June 22, 2011 by Leave a Comment
Pagan Families reader Sarah wrote to recommend Amy Swagman's Birth Art Mandalas. I was stunned by them and immediately wrote Amy to ask if I could share them here. She said yes! Making birth art can be a beautiful spiritual practice. My partner and I made birth art when we took a Birthing From Within class to prepare for our daughter's birth and my God children got to paint all over my big round belly at our Blessing Way, but Amy takes birth art to a whole other level.Amy is a mo … [Read more...]


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Nell Carter (September 13, 1948 – January 23, 2003) was an African-American singer, and film, stage, and television actress who converted to Judaism in 1982.
Early life
Born Nell Ruth Hardy to Horace and Edna Mae Hardy in Birmingham, Alabama, Carter was one of nine children. She overcame adversity and personal hardships before finding success as an actress. Her father died in an accident with a power line. A man raped her when she was 16, and she became pregnant from the attack, giving birth to a daughter, Tracy.
Carter appeared alongside Bette Davis in the 1974 stage musical Miss Moffat, based on Davis' earlier film The Corn Is Green. The show closed before making it to Broadway. She broke into stardom in the musical Ain't Misbehavin, for which she won a Tony Award in 1978. She also won an Emmy for the same role in a televised performance in 1982. Additional Broadway credits included Dude and Annie.
In 1979, she had a part in the Miloš Forman-directed musical film adaptation of Hair. Her vocal talents are showcased throughout the motion picture soundtrack. One of the more memorable moments in the film involves her rendition of the song "White Boys" where she can be seen dancing playfully as she performs the song (alongside Ain't Misbehavin co-star, Charlayne Woodard).
In 1978, Carter was cast as Effie White in the Broadway musical Dreamgirls, but departed the production during development to take a television role on the ABC-TV soap opera, Ryan's Hope in New York. When Dreamgirls premiered in late 1981, Jennifer Holliday had taken over the lead. Carter also took a role on television's The Misadventures of Sheriff Lobo, before landing a steady role as housekeeper Nell Harper on the sitcom Gimme a Break!, for which she earned Golden Globe and Emmy Award nominations. The popular show lasted from 1981 to 1987.
During the early 1990s, Carter appeared in low-budget films, TV specials, and on game shows such as Match Game '90 and To Tell the Truth. She also co-starred in Hangin' with Mr. Cooper. She appeared as a special guest star on the pilot episode of the new WB show Reba and continued with the show, making a total of three appearances in season one.
In the mid-1990s, Carter appeared on Broadway in a revival of Annie as Miss Hannigan. She was very upset when commercials promoting the show used a different actress, Marcia Lewis, a white actress, as Miss Hannigan. The producers claimed that the commercials, which were made during an earlier production, were too costly to reshoot. Carter felt that racism played a part in the decision. "Maybe they don't want audiences to know Nell Carter is black",[1] she told the New York Post. However, the ads did mention that Carter was in the show. "It hurts a lot", Carter told the Post, "I've asked them nicely to stop it — it's insulting to me as a black woman." Carter was later replaced by another white actress, Sally Struthers.
In 2002, Carter made two appearances on the show Ally McBeal. The following year had her rehearsing for a production of Raisin, a stage musical of A Raisin in the Sun in Long Beach, California, and filming a movie, Swing.
Personal life
After Gimme a Break! began, Carter's life took a turbulent turn. She married mathematician and lumber executive George Krynicki, and converted to Judaism in 1982 (she had been born Roman Catholic and raised Presbyterian).[2][3][4] She attempted suicide in the early 1980s, and entered a drug detoxification facility around 1985. Her brother, Bernard, died of AIDS in 1989.
Carter had three children: a daughter Tracy and two sons Daniel and Joshua. She adopted both her sons as newborns over a four month period. She attempted to adopt twice more but both adoptions fell through. In one case she brought home a child, Mary, but the birth parents demanded money before they would sign the adoption papers. In her final attempt, she allowed a young pregnant woman to move into her house with the plan to adopt the child but the mother decided to parent her child.
In 1992, she had surgery to remove aneurysms. She divorced Krynicki and married Roger Larocque that same year. In 1993 she divorced Larocque. Carter declared bankruptcy in 1995 (and again in 2002). She also endured three miscarriages.
Appearing emotional and tearful on an episode of the Sally Jessy Raphael Show, Carter explained how she went to a Liza Minnelli concert during a turbulent time of her life. Carter told Raphael how Minnelli, seeing Carter in an agonized state, ran offstage to tell her sister, Lorna Luft, to go out and take Carter backstage so that she could get some help. Minnelli and Luft helped get Carter into rehab for her cocaine problems which she conquered.
Carter was a Republican and a supporter of President George W. Bush.[5]
Having previously survived two brain aneurisms, Carter died on January 23, 2003, from heart disease complicated by diabetes in her Beverly Hills home that she shared with her partner Ann Kaser, and her two 13-year-old boys, Joshua and Daniel. Her adult daughter Tracy lived away from the home. She is interred in the Hillside Memorial Park Cemetery in Culver City, California.
- Swing (2003) - Grace
- Back by Midnight (2002) - Waitress
- Special Delivery (1999)
- Perfect Fit (1999) - Mrs. Gordy
- Fakin' Da Funk (1997)
- The Proprietor (1996) - Millie Jackson
- The Grass Harp (1995) - Catherine Creek
- The Crazysitter (1995) - The Warden
- Bébé's Kids (1992) - Vivian
- Maid for Each Other (1989)
- Modern Problems (1981) - Dorita
- Back Roads (1981) - Waitress
- Hair (1979)
- ↑ Nell Carter, Ain't Misbehavin' Star, Dead at 54 - Playbill
- ↑ http://www.jweekly.com/article/full/19245/-pop-soul-belter-nell-carter-54-devoted-convert-to-judaism-dies/
- ↑ http://www.highbeam.com/doc/1P1-3984109.html?refid=gg_x_02
- ↑ http://www.foxnews.com/story/0,2933,76413,00.html
- ↑ http://www.findadeath.com/Deceased/c/nellcarter/nelly.htm
- Stephen Holden (24 January 2003). "Nell Carter Is Dead at 54; Star of 'Ain′t Misbehavin′'". The New York Times. http://query.nytimes.com/gst/fullpage.html?res=980DE3DC1639F937A15752C0A9659C8B63&scp=1&sq=nell+carter&st=nyt. Retrieved 2008-07-12.
- Naomi Pfefferman (31 January 2003). "Pop-soul belter' Nell Carter, 54, devoted convert to Judaism, dies". L.A. Jewish Journal. http://www.jewishsf.com/content/2-0-/module/displaystory/story_id/19693/edition_id/400/format/html/displaystory.html. Retrieved 2008-07-12.
External links
- Nell Carter at the Internet Movie Database
- Nell Carter at the Internet Broadway Database
- Nell Carter at the Internet Off-Broadway Database
- Nell Carter at Find a Grave
- Nell Carter at TV.com
|This page uses content from the English Wikipedia. The original article was at Nell Carter. The list of authors can be seen in the page history.


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Tri Counties Bank Inducted Into College of Agriculture's Hall of Honor
Tri Counties Bank Inducted Into College of Agriculture's Hall of Honor
Tri Counties Bank was honored as the newest member of the California State University, Chico College of Agriculture Hall of Honor on Oct. 12. The 23rd annual Hall of Honor ceremony was held at the University Farm Arboretum.
The College of Agriculture established its Hall of Honor in 1991 to honor individuals, families and organizations that have significantly impacted the quality and direction of the agricultural programs at CSU, Chico. Past inductees include former faculty, deans, university presidents, donors, volunteers and community supporters of the College of Agriculture.
Tri Counties Bank has long been involved in local community events, with a strong tradition of giving back to CSU, Chico. The bank has given nearly $300,000 to various programs and projects throughout the University. It has been involved in the Superior Ag Golf Classic since its start in 1996, and in 2009 stepped up to take on the title sponsorship. Tri Counties Bank has invested $70,000 into the Superior Ag Scholarships and academic programs in the College of Agriculture, making them Superior Ag's largest donor.
The Hall of Honor reception featured live music, tastings of beer, wine, cheese and sausage, and a silent auction that will benefit student organizations in the College of Agriculture.
October 22, 2013


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An official for the Independent Association of Publishers' Employees (IAPE) said it had also approached fellow US billionaire Warren Buffett.
The union's comments come as it opposes a $5bn (£2.5bn) offer for Dow Jones from Rupert Murdoch's News Corporation.
Neither Mr Burkle nor Mr Buffett has yet responded to the union's claim.
'Constructive talks'
IAPE representative Steven Yount said Mr Burkle had told the union that he is interested in working with it to formulate an offer for the company, which owns the Wall Street Journal and other newspaper titles.
Mr Burkle, who made his fortune in the supermarket sector, was part of an unsuccessful bid last year for rival publishing company Tribune.
Serial investor Mr Buffett said last month that it was "very, very unlikely" that he would bid for Dow Jones, either as a personal investment or through his company Berkshire Hathaway, due to Mr Murdoch's high offer.
The IAPE added that it was still keen to talk to any other interested parties.
Its comments came a day after Mr Murdoch held his first meeting with members of the Bancroft family, which controls 64% of Dow Jones' voting rights.
Both Mr Murdoch and the family said the talks were "constructive", but neither gave any more details, especially regarding whether the family was willing to sell.
Amid fears that Mr Murdoch will interfere in the running of the Wall Street Journal, he has already promised to establish "an independent, autonomous editorial board" for the newspaper if his bid for Dow Jones is accepted.
The main US share index is named after the Dow Jones company.
Most Popular Now | 56,514 people are reading stories on the site right now.";


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[object Object]
Dan & his wife Mindy's lives were transformed seven years ago when Dan's scrotum started growing uncontrollably. The condition has been debilitating to Dan & their marriage. The couple is on a desperate journey to find a cure before it's too late.
Nick Vujicic was born without arms or legs. From an early age, he has never allowed his limitations to slow him down. Husband, father, and famous motivational speaker, Nick has done more than most, and now life as he knows it is about to change.
This special gives us an astonishing, unique and poignant insight into the problems Andrew has faced throughout his life, and the surprisingly positive outlook he holds because of it. He must undergo 4 operations which will give him a fully working penis for the first time.
My Fat Saved My Life reveals the extraordinary true survivors of lifesaving fat, supported by doctors who claim "if you weighed 20-30 pounds less, you'd be dead right now."


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Stupid ipad autocorrect. Even hen you get the words right it changes them on you!
Quote from: Katana_Geldar on March 14, 2013, 08:35:50 PMStupid ipad autocorrect. Even hen you get the words right it changes them on you!OT, but I always hear complaints about autocorrect, but can't those not be turned of on some devices?
I am imagining a still escalator, waiting for someone to step on it. Say the first person is at the bottom. When they step on the escalator, it starts moving up. What if there is someone at the top who wants to go down? Do they wait until everyone at the bottom rides to the top and then, when the escalator is empty, the people at the top can step on the top step and the escalator will go down?What happens when it is very busy? I am imagining people at the top waiting and waiting for all the people to get off so they can go down.
My iPad keeps autocorrecting "well" to "we'll", even for a sentence like "She did very well in her exam". I don't get that.
For amusement on that front, I suggest the website Da(m)n you Autocorrect, which is hilarious but oh so very much not e-Hell compliant.Rob
Speaking of hotels, one time my husband and I were having a second honeymoon in the nicest hotel in town. We'd ordered room service, and while we were waiting, we decided to - ahem - pass the time. The very second that we were done, there was a discreet knock and a "Room Service!" at the door. I can only assume that the guy was waiting patiently outside for us to conclude matters. Boy, was I embarrassed!
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Financial Advisory – M&A Transaction Services, Manager
Offre parue le 26 juin 2017, Zurich, Temporaire
Niveau d'expérience: Confirmé (3-4 ans)
Nous vous remercions de mentionner jobtic.ch dans votre dossier de candidature
We are international, entrepreneurial and growing fast. Grow your career with us!
Deloitte is one of the world's leading advisory firms specialising in areas such as Audit and Risk Advisory, Tax, Consulting and Financial Advisory. In Switzerland, we have offices in Zurich, Bern, Basel, Geneva, Lausanne and Lugano.
Our Financial Advisory team is looking for you!
Our Financial Advisory Team offers our client value added advice on mergers & acquisitions, transactions, company valuations and restructuring.
The M&A Transaction Services team specialises in conducting due diligence projects (buy-side and sell-side), vendor assist serves (i.e. carve-out) and advice relating to closing accounts or locked box mechanisms in sale and purchase agreements.
Deloitte offers you national and international career opportunities as well as a broad internal and external training programme.
What you can expect from us
• You actively support the further expansion of the M&A Transaction Services
team in Zurich and contribute to the sustainable growth of the business.
• You manage and control due diligence projects across sectors for both
strategic investors and private equity firms.
• Based on your previous experience and your extensive knowledge in due
diligence projects, you run financial due diligence projects independently.
• In addition, you lead a team of younger employees, encourage them and
share your knowledge.
• You are also responsible for business development activities and specific key
account relationships with the aim to further grow the Swiss market
Your qualifications
• You have a degree from a university (master's in Finance & Accounting
• You have at least 5-6 years' relevant experience in the area of M&A
Transaction Services, preferably in a Big 4 or similar company.
• You have demonstrable deep knowledge in the execution of due diligence
projects and have strong analytical skills technically related to the analysis of
the balance sheets, cash flow and income statements.
• Your natural confidence means building client relationships comes easily to
• You are a reliable team player and have experience managing staff.
• You communicate fluently in German and English. Any further languages
would be an advantage.
Any questions? Get in touch.
We look forward to hearing from you! Please submit a complete application, including CV, cover letter, references and degree certificates, using our online career portal www.deloitte.com/careers.
If you have any questions, please contact Yves Rüegg at firstname.lastname@example.com.
Nous vous remercions de mentionner jobtic.ch dans votre dossier de candidature


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Rag Theater: The 2400 Block of Telegraph Avenue, 1969-1973
Photographs by Nacio Jan Brown
Nacio Jan Brown's photographs stop time and record this circle of life he knows so well, saving it from the too-quick and too-dead past for us to view with new eyes. Yet even as, through the grace of his commitment to this block, we take in what is already long gone, surely the lives continue, and, though nothing remains the same, surely right now, at this very moment, the block is alive...From the "Foreword" to Rag Theater, © 1971 by Thomas Farber.
Public lecture and booksigning at North Gate Hall.


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DW 6000 Series Flat Base Boom Stand
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For the lightest trap case imaginable, go with vintage-looking 6000 cymbal stands. Included are toothless Tilters with Techlock and Adjustable Cymbal Seats.
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Hinged Memory Locks are included at tube joints to guarantee 100% repeatable, precise height settings every time.


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Analyst sees Brunswick stock as a good betPosted on
Brunswick Corp.s earnings outlook is "much more stable than investors may perceive, suggesting compelling risk/reward," according to a note published this morning by RBC Capital Markets addressing "misconceptions" about the company.
Although demand for new boats is expected to be flat through 2012, a re-framing of Brunswicks business demonstrates why it can be a good stock, even without a near-term industry recovery, according to analyst Edward Aaron.
By focusing less on Brunswick's boat division and more on its profit pools, investors can better appreciate why: 1) An industry mix shift toward smaller boats isn't bad for Brunswick; and 2) Brunswick's business is far less cyclical than in the past, the report said. Also, the boating market is unlikely to contract much more.
The companys bowling, commercial fitness and marine parts and accessories businesses should be valued more highly, Aaron wrote.
Its easy to shun the stock on the basis that no one is going to buy a boat in this economy. But we view this statement as an oversimplification and misses some key aspects and important nuances of the business, he noted. We find that putting some context around Brunswicks business leads to a more constructive view of [Brunswick] shares than what the market is currently discounting. To be clear, we are not suggesting that [Brunswick] is somehow immune to economic risk. [Brunswick] is and will likely always be a high beta stock. Rather, we are simply suggesting that investors are overstating Brunswicks cyclical earnings risk.
Although a recovery in the boating industry may be down the road, demand is unlikely to cause a double dip in the boating cycle, given the dramatically reduced base of industry sales. We believe a flattish industry demand scenario is an appropriate base case looking out to 2012.
With demand of roughly 140,000 units, down nearly 50 percent from the 2005 peak, the boating industry is hovering near all-time lows. A historically low mix of new versus used sales and an aged fleet of registered boats should keep a floor under demand, according to Aaron.
New boat sales account for about 15 percent of total industry sales, and the average registered boat now stands at 21 years, compared with 16 years in the late 1990s, per Brunswicks internal data.
If our view holds, boating industry dynamics in 2012 would likely look much like 2011 i.e., flat demand, small boats outperforming large boats and Brunswick taking share. Longer-term, it seems reasonable to expect that the cycle will become more of a tailwind, he said.
Therefore, its time to de-emphasize the boat business.
We would go so far as to argue that the boat business should no longer be the basis for either buying or selling [Brunswick] stock. This might seem like a paradoxical statement, but given its relative profit potential, the fact of the matter is that the value of Brunswicks boat business is simply not proportionate to its 27 percent contribution to total company revenue base, and we dont see this changing anytime soon, Aaron wrote.
In terms of fundamentals, we do not think the boat business is the best part of Brunswick. Its a low barrier-to-entry business with limited scale opportunity. These factors help explain the surprisingly low failure rate among boatbuilders through the downturn and the comparatively slow profit recovery of this division, according to the report. Given the companys relative brand strength and common platform manufacturing capabilities, Brunswicks boat business is advantaged versus its competitors. But these benefits can only take the boat business so far in a lackluster demand environment.
He predicted a high probability that Brunswicks boat division will become neutral to the companys earnings within a couple of years.
In speaking with management, it seems clear to us that the senior leadership of Brunswick has a clearly defined plan to return this business to at least break-even within a reasonable period of time without the help of an industry recovery, Aaron said. The boat business might ultimately have some upside profit opportunity, but at this point we just dont think its prudent to count on it.
The overwhelming majority of Brunswicks earnings and value lies in the engine and fitness divisions that, in contrast to boats, are good businesses. Both businesses have high barriers to entry and reward good technology and innovation. Brunswick also holds dominant market positions in each of these businesses.
In a risk off tape, there might not be much be urgency to buy a stock like [Brunswick]. And frankly, we do believe that [Brunswick] shares are more appropriate for investors with longer time horizons, Aaron wrote. Still, its worth noting that were approaching a part of the year that historically is very kind to this stock. Brunswick has a long history of outperforming during the offseason months and underperforming during the actual selling season.
The stock usually starts to work in [the fourth quarter] because the risk of disappointment is low and [the first quarter] is usually exceptionally strong as optimism of the boating cycle builds. After all, do investors ever feel incrementally worse about the upcoming selling season after going to the Miami Boat Show?


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Here's how you can make Ubuntu 14.04 look like Windows XP by installing the YlmfOS 2.0 theme pack.
1. Open a terminal window.
2. Type in the following commands then hit Enter after each.
sudo add-apt-repository ppa:noobslab/themes
sudo apt-get update
sudo apt-get install ylmfos-theme
sudo add-apt-repository ppa:noobslab/icons
sudo apt-get update
sudo apt-get install ylmfos-icons
According to Noobs Lab:
Basically this pack aim is to remember Ylmfox 2.0 user interface and Windows XP. It is modified version of original XP theme & icons, you can use Cinnamon desktop to make it more like Win XP, it also works in Gnome-Flashback mode. You can use Unity Tweak Tool, Gnome-tweak-tool or Ubuntu-Tweak to change themes/icons.More at Noobs Lab
Additional Ubuntu resources
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text: The Joys of Shopping On "Black Friday"! (Video) By Jonny V November 21, 2012 Tis the Season To Get Trampled... Happy Black Friday Shopping! Read More Category: Articles Tags: Black Friday, Shopping, Trampled Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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This is the leaf assimilation module which allows you to interact with the C3 and C4 mechanistic photosynthesis modules via a simple dialog. This control shows the typical features of a WIMOVAC model dialog. Such dialog provides a visual means of controlling model modules. It is the module code that actually performs the calculations necessary to perform a model run. (Model Dialogs)
A WIMOVAC model module can be run with the default settings by simply clicking the start button on the appropriate dialog (figure 3vi) or properties of a model may be explored by varying parameters. This is done in WIMOVAC by editing either input values, multiple choice selectors or the action buttons on the model dialog form itself or by modifying the model parameter database. Because WIMOVAC includes over 100 potential input parameters, it is most practical to have two levels of entry. The most commonly modified parameters and initial conditions for a sub-model are accessible on the model dialog form itself. These and all other parameters can also be accessed by entering the model parameter database. Changes made on the form are only active for the current model run, permanent changes must be made in the model parameter database, using the File-exit and save changes option, on completion. In situations where a parameter occurs in both the model database and on a model dialog form the value outlined on the form takes precedence when the model is run.
Traditionally model parameter files have been manipulated as complex ASCII files and required a separate ASCII file text editor. There are a number of problems with this approach however. These include difficulties with starting a separate text editor program within the modelling environment, and the discontinuity of user interface that this represents, and the complex formatting and abbreviations generally used in such files. To avoid these problems and to meet the specifications on ease of use, WIMOVAC, employs a parameter database editor in a spreadsheet format which is consistent with the format and user interface of the rest of WIMOVAC. This spreadsheet like mode of operation will be familiar to anyone who has used a modern spreadsheet package such as Lotus 123 for Windows or Microsoft Excel. The WIMOVAC parameter database editor is called in a seamless fashion from the model dialog menu and appears as an integral part of the modelling environment itself. The parameter database editor has facilities to cut, copy and paste information from other applications using the Windows clipboard and to search for text entries and values within the parameter database. It is also possible to printout either selected areas or the whole of the database to any printer supported by Windows. A typical search of the database entries takes less than a second on a 25MHz 80386 machine.
Currently the parameter database input form consists of a dialog with four columns. The first column contains a plain English description of the parameter, units of the parameter, and where applicable the range of acceptable values. The second column contains the parameter value and the third the literature citation from which the parameter was obtained. The fourth column contains a textual reference to the parameter which is used by WIMOVAC to search for the parameter within the database. The user may modify any of these settings and include their own notes and experimental findings.
When the start button on the model dialog is pressed WIMOVAC executes the program code that contains a symbolic representation of the model system under investigation. If the model code requires more than a few seconds in order to finish a progress bar is shown. Upon completion of a simulation run WIMOVAC loads the graphing module and transfers over the results of the simulation to the graph. The graphing module is central to results handling in WIMOVAC and provides an automatically formatted graph, with labeling and scaling performed from information gathered automatically from the model dialog options selected by the user. The graphing module defaults to a simple line graph of the results but using the appearance-gallery menu option on the graph form a number of graph types can be selected. These include 2D and 3D pie, line and area charts in addition to gantt, log, scatter, polar, bubble and tape charts. The graphing module offers a number of curve fitting functions as standard including 1-9th order polynomial fitting, logarithmic, power, exponential and inverse curve fits.
The graphing module offers only limited scope to modify the font selection and sizes used to label output graphs and so is not intended to provide a replacement for packages designed to produce publication quality graphs, but rather to provide an easily interpreted visual representation of the simulation results. In order to facilitate communication between the graphing module and other packages WIMOVAC has a menu option which allows a copy of the simulation results to be passed to other applications via the Windows clipboard. The results may be passed in either a columnar, tab delimited format suitable for use within a spreadsheet or as a graphical image. WIMOVAC supports both standard and device independent bitmaps and offers the option to use the scaleable Windows metafile format.
The graphing module is also able to create an ASCII data file of simulation results. WIMOVAC produces a columnar ASCII file that can be conveniently read by both MS-DOS and Windows based spreadsheet or graphics programs. The information in each column is determined by user selection of options on the module dialog form. The columns are separated by a tab character which is compatible with most DOS and Windows based programs. Titles are introduced to the top of the file to indicate the nature of the data in the file and to each individual column to indicate the columns contents. In addition to this WIMOVAC is able to save a graphical image of the graph to disk in either bitmap or metafile image.
The graphing module is capable of printing in either landscape or portrait mode in either monochrome, dithered colour, or full colour to any Windows supported printer. A Windows common printer dialog procedure built into WIMOVAC makes it possible to select printer and output characteristics prior to printing.
Windows is a mult-tasking environment and as such makes it is possible to run several copies of WIMOVAC with a number of different model modules concurrently. This can be useful when comparing model runs and when transferring simulation results, via the Windows clipboard, to other Windows packages which may also be run at the same time.
See also:
Send mail to firstname.lastname@example.com with questions or comments about this web site.


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I do not consider myself to be "anti-adoption" and actually dislike that label. I do, however, consider the separation of a child from his or her biological family, and especially from the mother, to be a traumatic event that should never be taken lightly. I do understand that there are situations in which the biological parents are unable or unwilling to care for the child for various reasons, and I certainly never intended to imply that children should remain in unsafe conditions. I myself consider adoption to be a valid option in some circumstances, but I am also aware that it is an extreme measure, one that not only separates the child from the original family but alters his or her very identity. I believe that the adoption industry is very much in need of reform. I would like for there to be fewer adoptions. I believe that ethical adoption must be about finding parents for children who really need them, not about finding babies for people who want to be parents.
My previous post was not intended to be construed as advice to any individual about the choices he or she should make about family. That is a personal matter. I was, however, trying to make several points:
- I would like to see more general acceptance within our culture of the childfree lifestyle, whether that lifestyle is chosen intentionally or arrived at because of infertility.
- I would like to see an end to the glib assumption that couples dealing with infertility can "just adopt," as if it were as simple solution without a negative side.
- I would like to see more couples discuss the possibility of infertility early on in their relationship, before trying to conceive, and for that discussion to cover the full range of responses, including choosing childfree. (I do understand that all will not reach the same conclusion as the couple I mentioned in the post, but I would like to see more at least having the conversation.)
- There is currently a supply-and-demand imbalance within the domestic infant adoption establishment; this does need to be addressed somehow. I don't claim to have all the answers, but I wanted to start the discussion.
To those who would argue that I have no right to comment on infertility because I myself did not experience it, please consider this: Like many adoptees of the baby-scoop era, I grew up knowing that I was in my particular family because of infertility. My parents chose adoption because they could not conceive a child in the usual way. Infertility, in addition to other cultural forces (shame around unwed pregnancy, etc.), shaped my life from the very beginning. I recommend Rickie Solinger's book Wake Up Little Susie, which examines the cultural and economic forces that determined the course of my life and that of many others. It's a resource that I found to be highly informative, but also, I will admit, difficult to read. When I read the phrase "marketable white babies" in that book, I know it refers to me and I feel a little sick to my stomach. Underneath all of the "adoption is a beautiful option" rhetoric lies this stark reality. My adoption occurred in the context of a set of cultural beliefs, and today's adoptions also occur within a cultural context. I am calling on us to examine that context. My earlier post focused on one part of it that I believe needs to be questioned -- the insidious cultural belief that people, and especially women, who do not have children are somehow lacking or "less than," and the resulting implication that they must rectify that "lack" by any means possible.
If you are someone who remains convinced that adoption is part of your path, it is not my place to tell you that you should not explore that possibility. I do encourage you to consider adopting from foster care because that is an area in which there is currently a need: there are more than 100,000 youth waiting for permanent families in the U.S. foster care system, and, tragically, tens of thousands of children of "age out" of the system each year without finding permanency. If, however, you remain convinced that infant adoption is the only path for you, please do make efforts to seek out an agency that does not engage in coercion of expectant mothers. For more on that subject, I recommend Shannon LC Cate's post 10 Red Flags that Your Adoption Agency Might be Coercive.
Image courtesy of David Castillo Dominici at FreeDigitalPhotos.net


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German Drinking & Beer Garden Songs by The Barvarian Beesingers
This product is manufactured on demand using CD-R recordable media. Amazon.com''s standard return policy will apply.
The reason why German albums sold in North America are so often compilations of beer-drinking songs such as this compilation of 14 all-time favorites from the Bavarian Beer Singers is that drinking beer is very important in Germany. Not because the beer is so good, indeed a good reason per se, but because it is a venue to socialize and enjoy the company of other people. All Germans know most if not all of these songs by heart--from "Trink, Trink, Brüderlein Trink" to "Ein Prosit der Gemütlichkeit"--and they can evoke homesickness or nostalgia. The liner notes give these instructions "How to enjoy this album":
Pour yourself a stein of beer. Turn on the compact disc. Sit down in a comfortable chair, take a sip of beer, close your eyes, and visualize the scene.
They''ve got it almost right--this is really music to sing with other people, so after you pour your beer and put the CD on--sit down with a good friend or a few to enjoy. --Erik Macki


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Tarragon Egg Salad Toastby Alexandra Caspero in Healthy Recipes, March 25, 2016
Around this time of year, I wonder why I don't make egg salad more often — it's so good, it's light (or at least this version is), and it's relatively easy to make. I almost always have an excess of eggs lying around, a thankful bounty from our weekly CSA. Though my husband and I both love a fried egg sandwich for breakfast, lack of time usually forces us to have either a smoothie or quick bowl of cereal instead, creating an abundance of eggs after just a few weeks. Egg salad is the perfect way to use up excess eggs and provide a quick lunch option for days to come.


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SUBJECT: Exchange Visitor Program - Policy Change
1. Reference AR 690-400, Chapter 410, para 3-6h.
2. The U.S. Information Agency, which is the proponent for the Exchange Visitor Program, has recently informed the Department of the Army that the IAP-66 form should not be used for training which is less than one month in length. Also, providing training for local nationals does not meet the intent of the program, which is designed for the exchange of students for educational purposes.
3. Effective immediately, local national employees who attend CONUS training are not required to submit an IAP-66 Form, Certificate of Eligibility for Exchange Visitor (J-l) Status. Where a visa is required to attend training in the U.S., travel orders (DD Form 1610) will be used as the basis for issuing a visa.
4. AR 690-400, Chapter 410, para 3-6h is rescinded. Para 3-6g is modified to read: "Assignment of overseas US citizen and local national employees to CONUS for short-term training."
5. A copy of this memorandum will be filed with AR 690-400, Chapter 410. These changes will be incorporated into a complete revision of Chapter 410, which we are planning to staff to the field during FY 91.
6. Proponent for this action is the Civilian Personnel Management Directorate, U.S. Total Army Personnel Command (Training and Employee Relations). For more information, contact Mr. Terrence Hill at DSN 221-1348 or (703) 325-1348.


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In between creating a diaper cake, going to a babyshower, laundry, and house cleaning...I have found an hour to finish something I started a while back...BRAIN BREAK IDEAS!!! I wanted to let my kids have a good way to get active and break between learning times. I made these and plan on putting them on sticks in a bucket on my desk for easy access. You could also hole punch them and put a ring in them to keep handy as well!
Contains brain breaks such as: Cha Cha Slide, Freeze Dance, Cross Lateral Movement, Dance Party, and MANY MORE!!
Includes a brief description of each activity for your reference. Kids will love to get up and move around the room. This will allow the kids a great break from thinking and get them set for the next learning adventure. THERE ARE 27 BRAIN BREAKS!!!
Saturday, July 28, 2012
Brain Break Activities!
Posted by MrsLewis at 7:04 PM
Labels: Brain Breaks, TPT
1 comment:
Subscribe to: Post Comments (Atom)


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SACHS-L ArchivesArchiver > SACHS > 2005-01 > 1104909072
Subject: SACHS Muanita _1975-1999.jpg
Date: 5 Jan 2005 00:11:22 -0700
This is a Message Board Post that is gatewayed to this mailing list.
Surnames: SACHS
Classification: Cemetery
Message Board URL:
Message Board Post:
A user photographed this gravestone in the River View Cemetery, Louisville, Cass Co., Nebraska. Feel free to use this picture for your records. To republish, get permission.
This is one of the 103,913 cemetery photos free at http://teafor2.com
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Arboretum & Gardens Celebration Luncheon
« Back
Join us for a celebration of AU's Arboretum & Gardens at a luncheon featuring actor and horticulturist Kirk Brown portraying renowned landscape architect Frederick Law Olmsted.
Mr. Olmsted defined and named the profession of landscape architecture in the United States. Credited with over five hundred commissions, he designed many of America's most treasured landscapes, including the U.S. Capitol grounds and New York's Central Park. He also created the first campus plan for American University.
While the campus looks very different from his original blueprint, we imagine Mr. Olmsted would be pleased to learn that we are reintroducing several of his ideas through AU's Arboretum & Gardens.
We hope you can join us for this unique presentation as actor and horticulturist Kirk Brown reflects on what Mr. Olmsted might say about the architect's legacy and his impressions of American University, love of Washington, DC, and philosophy on design and preservation. It promises to be an exceptionally entertaining afternoon.
Cost is $45 per person. Complimentary parking is available in the School of International Service parking garage on Nebraska Avenue.
Date & Location
12:00 PM to 2:00 PM
American University
School of International Service
Abramson Family Founders Room
Contact Information
Katherine Kirlin


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Research conducted by scientists at the University of Rochester Medical Centre suggests the likelihood of sleep disorders in women with metastatic breast cancer can be predicted using breathing, heart rate and cortisol level data.
For the first time, scientists have made an association between poor sleeping patterns and the parasympathetic nervous system, which controls breathing and heart rate.
As such, Oxana Palesh, research assistant professor at Rochester's James P Wilmot Cancer Centre and the study's lead author, believes that some sleep disorders can be resolved by regulating deep diaphragmatic breathing.
"We were able to identify the role that the parasympathetic nervous system plays in insomnia," Dr Palesh said.
"It's reasonable to suggest that simple breathing exercises may help more than we realise with insomnia."
Yoga and meditation have been advocated by Dr Palesh as ways in which deep diaphragmatic breathing can be brought under control.
The study appears in the Journal of Clinical Sleep Medicine.
Independent advice on private healthcare


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The Shangri-La Vancouver is known as a business traveler's haven and hot spot for excellent cuisine. But, did you also know that the Shangri-La Vancouver also boasts an excellent Spa: Chi the Spa at Shangri-La?
The Shangri-La is offering a special promotion for Kiwi Collection members. Guests who ask for the Kiwi Promotion when they book their signature facial or massage treatment will receive a complimentary Spring Skin Body Polish. The promotion runs from March 9 to April 30, 2009 and is perfect for guests who want to feel fresh and rejuvenated right in time for Spring. Call the Spa at Shangri-La directly to book your treatment: (604) 695-2447.
Everyone knows that the Shangri-La Hotel in Vancouver offers world class accommodation with all the amenities you'd expect from a five-star hotel. But, Chi: The Spa at Shangri-La is a little known secret.
That's why when we here at Kiwi Collection learned that the spa was offering a special promotion to Kiwi Collection members, I had to pay Chi a visit to try one of their signature treatments (and the special body polish) they were offering.
Arriving at the Shangri-La by limo (which you can have that arranged if you call 24 hours in advance), I was immediately greeted by all of the hotel's friendly and helpful staff, who helped me with my bags and showed me to the fifth floor where Chi was located.
Stepping out of the Shangri-La's elevator, we walked into a long corridor with the tranquil sound of trickling water over stone. What a great way to start a luxury spa experience! Immediately, my busy day melted away.
I was greeted by a lovely lady named Wendy. She was all knowledgeable about the spa and its various treatments. She offered me some excellent ginger tea with honey, served in traditional cups, and some plush, warm slippers to change in to. I relaxed in the waiting area, taking in my rich surroundings.
The spa itself was gorgeously designed with warm earthy tones and luxurious golds and coppers. I felt as though I was in a Tibetan/Himalayan retreat. It's the sort of place where time stands still. I could just feel my stress vanishing as I enjoyed my tea (and my slippers).
Wendy asked me to fill out a questionnaire so that she could determine my "element" from various tastes, colours and times of day that I prefer. This is a really important step in the Chi Spa experience because your treatment is based upon your element. Everything from the tea you're served to the aroma therapy oils and acupressure points used during your massage are based upon your element. There are five different elements: Earth, Fire, Water, Wood and Metal.
As it turned out, I am "Water". This is a rare element type, explained my therapist. She hadn't given a massage to a "Water" person since the hotel opened earlier this year. She brought me to my suite where I would be having my massage.
Chi The Spa at Shangri-La has six private suites for guests to enjoy their treatments without feeling rushed or intruded upon. I really enjoyed the exclusive and luxurious feel of the suite I was in! The rooms consist of a sitting area with a fireplace, a washroom, a changing area with large shower and steam room and the massage room.
After a quick session in the steam room, I had a relaxing foot bath and scrub over a traditional cup of tea served in a Jade tea cup (much like how Tibetan royalty would be served).
Then, I had the privilege of experiencing the Spa's signature "Element Vitality" Massage, which is about two hours long. I don't think I've ever felt so relaxed. I could feel my muscles loosen up as the therapist expertly found all of my tense areas.
The Element Vitality Massage is a gentle full-body massage which is totally personalized to your element. My therapist used oils that were made specifically for "Water" types like me!
At the end of the massage, I got a chance to experience the Spa's special promotion for Kiwi Collection members who ask for the Kiwi Promotion when they book their treatment: the full body polish!
This was a truly unique exfoliation treatment because the polish is made from natural ingredients found on Vancouver Island, sea kelp from the Island and sea salt from the Pacific Ocean. Because of the local nature of the ingredients, you know that you're getting a very west-coast spa experience that can't be repeated elsewhere, that's for sure.
I emerged from the spa soft, smooth and (best of all) totally relaxed! I can't wait to go back and do it again.


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Mark Jones, P.E., is the district engineer for TxDOT's San Angelo District.
The district comprises 15 counties: Coke, Concho, Crockett, Edwards, Glasscock, Irion, Kimble, Menard, Reagan, Real, Runnels, Schleicher, Sterling, Sutton and Tom Green.
Jones has devoted over 25 years to transportation engineering in the public and private sectors. His TxDOT career began in 1992 in the Construction Division. He transferred to the Austin District in 1996.
Jones left TxDOT in 1999 to work in the private sector where he assisted in the accelerated planning and development of over 24 miles of toll roads through central Texas.
In 2004, Jones rejoined TxDOT as the Georgetown assistant area engineer and later as area engineer, managing the first pass-through toll program in Williamson County. He became director of construction for the Waco District in 2015.
Jones earned a bachelor's degree in civil engineering from New Mexico State University.
Contact Jones by phone at (325) 944-1501 or by email.


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February 28, 2013
Scott Milanovich wins CFL coach of the year award
By KIRK PENTON, QMI Agency
REGINA - Scott Milanovich won the CFL coach of the year award for 2012 on Thursday, and one of the reasons why was because he overcame a situation that is so very CFL.
Part of the Toronto Argonauts' practice facility burned down on Christmas Eve 2011, and an alternative still hasn't been found to this day. As a result, Milanovich and his coaching staff had to conduct their daily meetings with players wherever they could find space on the University of Toronto's Erindale campus.
"We were in class rooms. We were in the school pub. We were in the student union," Milanovich said moments after winning the award. "We didn't think about it a whole lot during the season because our coaches never made an excuse for it and for our players it was what it was."
Milanovich mentioned it once, before the season, to warn the players about what was ahead. He said the situation was never uttered again. Six months later, the Argos won the Grey Cup on their home turf at Rogers Centre.
Milanovich received 34 of 45 first-place votes in capturing the Annis Stukus Trophy and becoming the first rookie boss to win it since Calgary's John Hufnagel in 2008. Hufnagel and B.C.'s Mike Benevides were the other two nominees this year.


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Tigers vs. Buffaloes game postponed, teams tip off in District 11A Thursday
Due to the death from illness of a Stanley County senior, the Mobridge-Pollock boys and Stanley County District 11A semifinal game has been postponed until Thursday.
The Tigers and Buffaloes will tip off at 7 p.m. at Mobridge-Pollock High School Gymnasium.
The postponement also pushed the championship game to Saturday. Should the Tigers hold off the Buffaloes, the title game will be played in Ft. Pierre.
Cheyenne-Eagle Butte defeated McLaughlin 71-44 in Eagle Butte on Tuesday in the other semifinal game.
The Mobridge-Pollock vs. Stanley County game will be webcast at www.mobridgetribune.com.
Want to read more?
Click here to subscribe to our online e-edition or click here to have our print edition delivered to your door.


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A byte buffer used by MINA applications.
This is a replacement for ByteBuffer. MINA does not use NIO ByteBuffer directly for two reasons:
- It doesn't provide useful getters and putters such as fill, get/putString, and get/putAsciiInt() .
- It is difficult to write variable-length data due to its fixed capacity
This will change in MINA 3. The main reason why MINA has its own wrapper on top of nio ByteBuffer is to have extensible buffers. This was a very bad decision. Buffers are just buffers : a temporary place to store temporary data, before it is used. Many other solutions exist, like defining a wrapper which relies on a list of NIO ByteBuffers, instead of copying the existing buffer to a bigger one just because we want to extend the buffer capacity.
It might also be more comfortable to use an InputStream instead of a byte buffer all along the filters, as it does not imply anything about the nature of the stored data : it can be a byte array, strings, messages...
Last, not least, the current implementation defeat one of the target : zero-copy strategy (ie, once we have read the data from the socket, we want to avoid a copy being done later). As we use extensible byte buffers, we will most certainly copy those data if we have to manage big messages. Assuming that the MINA ByteBuffer is just a wrapper on top of NIO ByteBuffer, this can be a real problem when using direct buffers.
IoBuffer Operations
Allocating a new Buffer
IoBuffer is an abstract class, hence can't be instantiated directly. To allocate IoBuffer, we need to use one of the two allocate() methods.
// Allocates a new buffer with a specific size, defining its type (direct or heap) public static IoBuffer allocate(int capacity, boolean direct) // Allocates a new buffer with a specific size public static IoBuffer allocate(int capacity)
allocate() method takes one or two arguments. The first form takes two arguments :
- capacity - the capacity of the buffer
- direct - type of buffer. true to get direct buffer, false to get heap buffer
The default buffer allocation is handled by SimpleBufferAllocator
Alternatively, following form can also be used
// Allocates heap buffer by default. IoBuffer.setUseDirectBuffer(false); // A new heap buffer is returned. IoBuffer buf = IoBuffer.allocate(1024);
When using the second form, don't forget to set the default buffer type before, otherwise you will get Heap buffers by default.
Creating Auto Expanding Buffer
Creating auto expanding buffer is not very easy with java NIO API's, because of the fixed size of the buffers. Having a buffer, that can auto expand on needs is a big plus for networking applications. To address this, IoBuffer has introduced the
autoExpand property. It automatically expands its capacity and limit value.
Lets see how to create an auto expanding buffer :
IoBuffer buffer = IoBuffer.allocate(8); buffer.setAutoExpand(true); buffer.putString("12345678", encoder); // Add more to this buffer buffer.put((byte)10);
The underlying ByteBuffer is reallocated by IoBuffer behind the scene if the encoded data is larger than 8 bytes in the example above. Its capacity will double, and its limit will increase to the last position the string is written. This behavior is very similar to the way StringBuffer class works.
This mechanism is very likely to be removed from MINA 3.0, as it's not really the best way to handle increased buffer size. It should be replaced by something like a InputStream hiding a list or an array of fixed sized ByteBuffers.
Creating Auto Shrinking Buffer
There are situations which calls for releasing additionally allocated bytes from the buffer, to preserve memory. IoBuffer provides
autoShrink property to address the need. If autoShrink is turned on, IoBuffer halves the capacity of the buffer when compact() is invoked and only 1/4 or less of the current capacity is being used. To manually shrink the buffer, use
shrink() method.
Lets see this in action :
IoBuffer buffer = IoBuffer.allocate(16); buffer.setAutoShrink(true); buffer.put((byte)1); System.out.println("Initial Buffer capacity = "+buffer.capacity()); buffer.shrink(); System.out.println("Initial Buffer capacity after shrink = "+buffer.capacity()); buffer.capacity(32); System.out.println("Buffer capacity after incrementing capacity to 32 = "+buffer.capacity()); buffer.shrink(); System.out.println("Buffer capacity after shrink= "+buffer.capacity());
We have initially allocated a capacity as 16, and set the autoShrink property as true.
Lets see the output of this :
Initial Buffer capacity = 16 Initial Buffer capacity after shrink = 16 Buffer capacity after incrementing capacity to 32 = 32 Buffer capacity after shrink= 16
Lets take a break and analyze the output
- Initial buffer capacity is 16, as we created the buffer with this capacity. Internally this becomes the minimum capacity of the buffer
- After calling
shrink(), the capacity remains 16, as capacity shall never be less than minimum capacity
- After incrementing capacity to 32, the capacity becomes 32
- Call to
shrink(), reduces the capacity to 16, thereby eliminating extra storage
Again, this mechanism should be a default one, without needing to explicitely tells the buffer that it can shrink.
Buffer Allocation
IoBufferAllocater is responsible for allocating and managing buffers. To have precise control on the buffer allocation policy, implement the IoBufferAllocater interface.
MINA ships with following implementations of IoBufferAllocater
- SimpleBufferAllocator (default) - Create a new buffer every time
- CachedBufferAllocator - caches the buffer which are likely to be reused during expansion
With the new available JVM, using cached IoBuffer is very unlikely to improve performances.
You can implement you own implementation of IoBufferAllocator and call setAllocator() on IoBuffer to use the same.