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2017 Interest Rate Forecast: How the Fed Rate Hike Will Impact YouFind out if next year's interest rates will beat the best rates today.
Interest rates impact all levels of our financial lives. As anyone with a bank account and a car note recognizes, there's more than one interest rate. In fact, most popular interest rates are driven by the Federal Reserve's monetary policy decisions. The Fed manages interest rate levels to meet their mandate of fostering "maximum employment and price stability."
Yet most consumer interest rates are driven by the federal funds rate, which is also considered the central interest rate in U.S. financial markets. Simply put, the federal funds rate is the interest rate that major banks use when borrowing or lending funds through our nation's central Federal Reserve banks. The fed funds rate is set by the Federal Open Market Committee — the policy-making arm of the Fed led by Federal Reserve Board Chair Janet Yellen.
The St. Louis Federal Reserve, one of the 12 member banks of the Federal Reserve system, breaks down the impact of the fed funds rate. This fundamental interest rate influences the prime rate — the rate given to bank's customers with the highest credit ratings, mortgage and loan rates, as well as the yield on your savings accounts.
Related: 5 Insider Tips to Get the Highest CD Rates
2016 Interest Rates and Rates From the Federal Reserve
Since 2008, interest rates have remained uncharacteristically low, below 1 percent. The low interest rates deviate from the traditionally higher fed funds rate, ranging from a high of 16.39 percent in 1981 to a low of 3.02 percent in 1993. Recent fed funds rates have influenced low consumer interest rates ranging from average 48-month auto loan rates of 4.25 percent, minimal 15-year fixed rates and 30-year mortgage rates, along with CD rates below 1 percent.
At the Nov. 2 FOMC meeting, the committee had guardedly suggested a strong possibility of an interest rate increase. The committee's November statement noted that businesses had failed to spend much and although inflation was up a bit, it was still below the FOMC's 2-percent target. Thus, the FOMC had decided to wait for evidence of continued progress before making the decision to raise the fed funds rate.
The inflation rate continues to increase but hasn't hit the FOMC target, so the interest rate hike announced Dec. 14, 2016 is small: The Committee raised the target range for the federal funds rate to 0.5 to 0.75 percent.
2017 Interest Rate Forecast
Interest rates for the coming year will be impacted by the FOMC decisions that were made at the December 2016 meeting. Since September, the labor market has strengthened and economic activity has been improving. The unemployment rate holds steady, and job growth continues as household spending slowly improves. The fed's raising of interest rates has been expected by the markets and many economists.
The announced rate hike to 0.5 to 0.75 met economist Stavros Georgiadis' expectation; he predicts the federal funds rate to be in the region of 0.75 percent to 1 percent during the first half of 2017. Georgiadis expects the fed to remain cautious in accordance with their desire to walk the path between economic growth and inflation. Judging by the financial markets, economist Garrett Baldwin assumes that the fed will raise interest rates again at its June meeting,. Baldwin's expectation matches the economic projections released by the central bank showing an expectation that the Fed will increase rates three times in 2017.
Read on to find out how the December increase in the fed funds rate will impact 2017 interest rates.
How Will Consumers Be Impacted by Interest Rate Projections?
For retirees and savers looking for a decent return on their cash, interest payments have remained below zero, since 2010. These low rates are painful for consumers seeking a reasonable return on their emergency funds and cash investments. Will 2017 bring relief?
Any increase in the fed funds rate will ultimately help savers — but savers shouldn't get their hopes up too high. Going back to 2004, when the federal funds rate was 1.35 percent, the three-month Treasury note, a proxy for cash returns, was 1.23 percent. So, even with a 0.5-percent increase in the fed funds rate, don't expect to get rich on your savings account interest.
Baldwin's interest rate projections for savers is cautious. He said that deposit rates might increase in 2017, and suggests that those looking for a better interest rate investigate online CD and savings accounts that pay north of 1 percent.
Mortgage Rate and Auto Loan Rate Predictions
The housing industry has been on a tear as mortgage interest rates have remained in the range of 3 to under 5 percent since 2010. Does a rate increase mean the end of rock-bottom interest rates for homebuyers?
Baldwin's mortgage interest rates forecast suggests that a rise in the fed funds rate will increase the borrowing costs for the consumer. Mortgage rates have already pushed to their highest levels since July 2015. At an average 4.125 percent for a 30-year mortgage, the Nov. 20, 2016 rate was roughly a half percentage higher than it was on Election Day. In fact, it doesn't take much of a rate increase to influence consumer borrowing rates. In 2008, the fed funds rate was 1.92 percent and the average 30-year home mortgage rate was 6.05 percent.
Even a small interest-rate hike on a large loan balance can cause a significant increase in monthly debt payments. In 2014, the average 30-year fixed mortgage loan rate was 4.17 percent. In 2015, the average dropped to 3.85 percent, and by June 2016 the rate fell to 3.57 percent.
The monthly principal and interest payment for a $225,000 mortgage at each of these rates is:
- 4.17 percent average rate in 2014: $1,096
- 3.85 percent average rate in 2015: $1,055
- 3.57 percent rate in June 2016: $1,019
If you estimate that in 2017, the mortgage rates trend creeps up to 5 percent, it would cost $1,208 per month or $2,268 per year more than if rates remained at the 2016 level of 3.57 percent. Multiply that $2,268 over 30 years and the higher interest rate could cost you an additional $68,040 over the life of the loan.
Find Out: When to Choose an FHA Refinance Over a Conventional Mortgage
With an interest rate hike appearing likely, now's a good time to refinance — or buy, if you're in the market.
The same premise applies to auto loans. As a rule of thumb, to qualify for the best loan rate, pay your bills on time, use credit wisely, maintain good credit and a high credit score.
How Short-Term Interest Rates Will Impact Credit Cards
From 2014 to August 2016, the average credit card interest rates ranged from 13.19 to 13.76 percent. As recently as 2010, average credit card interest rates were 14.26 percent.
Despite a forecast of mild interest rate increases and a cautious economic outlook, it's wise to follow sound money management principles. This is especially true when it comes to credit cards, which generally charge high interest rates. Of all the lending rates, credit card rates tend to be among the highest. So, attempt to pay off credit card balances as quickly as possible. And understand that to qualify for the best credit card rates, it's important to maintain a high credit score.
Adjust Your Financial Strategy as Interest Rates Increase
Although no one knows where interest rates will land in the future, the current low rates are unlikely to continue indefinitely. "The Committee expects that economic conditions will evolve in a manner that will warrant only gradual increases in the federal funds rate; the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run," the Federal Reserve said in a Dec. 14 press release.
Whether you're considering investing in a 10-year treasury note, CD or other savings vehicle, you'll benefit from the increase in the Fed Funds rate. Savers must look to maximize the returns on their cash by scouring the internet for the best savings rates. Just make sure that the online bank or credit union is insured with the FDIC or NCUA.
Borrowers should keep their credit profiles strong. If you have credit issues, take steps to improve your credit score to receive the best borrowing rates in the future. And if you're in the market for credit, act sooner rather than later.


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Saturday, January 28th 2017, 8 p.m and Sunday January 29th 2017, 4 p.m. @ Studio 303
$10 to $20 sliding scale (cash, at the door)
In response to a growing interest in dance dramaturgy, REMIX explores how a choreography can be re-worked and re-performed to bring out new meaning, while troubling the idea of ownership through a radical sharing of material. This year, guest choreographers Aurélie Pedron and Lara Kramer will remix Crow's Nest and Other Places She's Gone byOlivia C. Davies and transposition byHanna Sybille Müller, respectively. Four short pieces will be presented: two originals followed by their remix.
If you are interested by the artistic process behind REMIX, watch our documentary from first edition in 2014.
Residencies offered in partnership with José Navas/Compagnie Flak.
Crow's Nest and Other Places She's Gone | original Olivia C. Davies | remix Aurélie Pedron
'Crow's Nest and Other Places She's Gone' is a new dance-theatre work by Olivia C. Davies, in collaboration with Coast Salish storyteller, Rosemary Georgeson. It highlights women's stories of travel and transition and questions ideas of Home.
Olivia C. Davies is a Canadian choreographer and performer whose work focuses on the body's dynamic ability to transmit narrative. Portraying stories of transformation in the context of contemporary Aboriginal experience, Davies often collaborates with writers, storytellers, poets and musicians to design dances that evoke the traditions of storyweaving and dramatic play. Investigating themes of transition, existential revelations and answers to the trauma, Davies draws on her mixed Métis, Anishnawbe, Welsh roots and lived experience to highlight the stories. Her works have been presented in British Columbia and Ontario since 2002. Davies formally trained at York University.
Aurélie Pedron holds a BFA in Dance from UQAM and later completed a research and creation Master degree. With her creation company Lilith & Cie, she has directed over 10 videos, presented over 14 countries in Asia, Europe, and America. Her stage work evolves around the research of invisible images. She has presented at Studio 303, SAR, Ateliers Jean-Brillant, FNC, Festival de Rue de Lachine, as well as Danse-Cité and Tangente. In 2015, she received the Découverte des Prix de la Danse de Montréal award for ENTRE. Aurélie Pedron is also curious about working with marginalised persons : RÛE et MARGE was supported by DARE DARE and INDEEP was a 10 hour performance with underprivileged youth. LA LOBA, a 12 performance series will be presented in September 2016 with Danse-Cité.
transposition | original Hanna Sybille Müller | remix Lara Kramer
"Welcome! What I do I call transposition. This is about you and me. It will take 40 minutes and I will do what I say and say what I do." Tone, words, terms bring us into movement. Which sentences or words release which kinds of movements (images)?
Hanna Sybille Müller is a choreographer and a dancer. She studied dance at the Rotterdamse Dansacademie and received a diploma in media studies at the Berlin University of the Arts in 2012. From 2009 to 2013 she worked as a researcher at the excellence cluster Languages of Emotion at the Freie Universität Berlin. As a choreographer she has created numerous works that were presented internationally. As a performer she collaborated with Eva Meyer-Keller, Isabelle Schad, deufert&plischke, and s-h-i-f-t-s among others. She recently participated in the 2016 edition of the Third Floor Residency at Usine C.
Lara Kramer is the Artistic Director and Choreographer of Lara Kramer Danse, a company based in Montreal. Lara is an Oji-Cree choreographer and performer (Ojibwe and Cree) whose work is intimately linked to memory, often examining political issues surrounding Canada and First Nations Peoples. Her work has been show in Montreal, Ottawa, Peterborough, Rama, ON, Toronto, Regina, Edmonton, Banff, Vancouver and Providence, Rhode Island gaining recognition as an important Indigenous voice in Canada.
Studio's accessibility – Consult this page for detailed information.

subset: commoncrawl


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I had a post started for this weekend's shows but never managed to finish it. So here's what's doing today, Sunday. This wackadoo weather has made this a nice to day to visit with our Rochester Artisan friends at these events.
1) Take a drive to Syracuse for an amazing bead show:
April 21 & 22
Saturday: 10:00-5:00; Sunday: 11-00-4:00
Innovative Bead Expo
Oncenter Complex
800 South State Street
Syracuse, NY
Francesca DeCaire, Glass Bead Artist
2) Help Safe Journey break the cycle of domestic violence, one person at a time:
April 22
Sunday: 1pm – 4pm
3rd Annual Smile for Hope
Eagle Vale Golf Club
4344 Nine Mile Point Road
Fairport, NY
By CeeCee
Sweet Pickle Photography
3) Check out prize winning motorcycles and tattoos:
April 22
12:00 – 6:00
Skin & Steel
Main Street Armory
900 East Main Street
Rochester, NY
LocustGroves, hand crafted soaps, lotions and more – including "tattoo lotion"!
And that, my friends, is how Rochester Artisans spells diversity!


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Audio delay at the beginning of a call
We have a centralized callprocessing infrastructur with a lot of branch offices, the branches have their one voicgateways to the PSTN. In only one of the branch offices we have a problem. When a call was built up the audio has a delay of 2-3 seconds. Not every call is affected. It`s no difference between internal or externel calls. QoS is implemented on the whole network and it seem`s to be working ok.
Thank`s for help ;-)


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We did a shoot earlier this week - photographing several portraits of Christine Hauschild (a very successful Ottawa realtor), and our common theme with all of the images was 'NATURAL'. We kept the lighting natural and the poses as natural as possible. I know this doesn't sound like rocket science, but as photographers we do sometimes impose ourselves on a scene or a portrait, sometimes more than we should. My creative approach is to always let each person's style and personality guide me while I shoot their portrait.
I believe by taking this more natural approach we were able to let Christine's confidence, beauty and friendliness come through in her photos - and the ultimate result is our natural and authentic photographs will help enhance and continue to elevate her brand as a top Ottawa realtor! :)
© Dwayne Brown - art directed by Scott Acker (Cicada Creative)
Thursday, March 8, 2012
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The Spanish-owned airport operator was ordered to off-load two of its three London airports because of its consistent failure to improve services for passengers and airlines.
The commission said that only a radical break-up of BAA's near monopoly ownership of Heathrow, Stansted and Gatwick could generate competition and bring any hope of progress for holidaymakers and business travellers. Inquiry chairman Christopher Clarke said: "We are confident that the sale of these airports will bring substantial benefits to passengers and airlines."
Gatwick and Stansted will have to be sold to separate owners. The £2billion sale of Gatwick is already well advanced - final bids are due by the end of the month - but BAA has been told it must start the £1.2billion auction of Stansted within months and have completed it by about the end of next year.
Colin Matthews, chief executive of BAA, which also has to off-load either Edinburgh or Glasgow airports, said: "We might have to appeal if we reach the conclusion that it is simply not practical to proceed."
In a further statement the company, which is owned by construction giant Ferrovial, said: "We accept the need to change and, having re-organised to improve customer service and having initiated the sale of Gatwick, BAA is already changing.
"However, we believe the commission's analysis is flawed and its remedies may be impractical in current economic conditions." It estimates the cost of the break-up at £106million, but the commission believes the real cost would be £63million.
Today's final report brings to an end a two-year investigation and shatter's BAA's dominance of aviation infrastructure in the London area, which it has enjoyed for more than 40 years and in the private sector since 1987. However, it has come under increasing criticism over recent years from passengers and airlines, culminating in a barrage of condemnation two years ago when new security measures exacerbated overcrowding and led to a summer of "Heathrow Hell".
BAA was also attacked over its handling of the botched opening of the airport's Terminal Five last March.
Mr Clarke said: "Given the nature and scale of the competition problems we have found, we do not consider that alternative measures, such as the sale of only one of the London airports, or greater regulation, will suffice."
However, the timing of the sales could not be worse for BAA as the global recession has led to a sharp downturn in flights being taken from London airports.
- More about:
- Airports
- Air Transport
- Heathrow Airport


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Everest to End Duchenne
Calendar January 2016 (12 Months)
Price: $19.99
Prints in 3-5 business days
Follow the Everest to End Duchenne Team's trek to Mt Everest Base Camp through a series of magnificent photographs. Captioned photos highlight each month and take you from the trek's beginning in Lukla to the reading of the Hope-Memory Flag at Base Camp. 100% of the profits from this project are contributed to research into an effective treatment or cure for Duchenne Muscular Dystrophy.
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Product Details
- First Month
- January 2016
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- 12 Months
- Format
- Standard Calendar
- Language
- English
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U.S. News & World Report
Brazil Moves to Allow Outsourcing in Labor Law Modernization
U.S. News & World Report
"The modernization of our labor laws with outsourcing and temporary work will create a new employment environment in the country and generate jobs," the bill's sponsor Laercio Oliveira of the Social Democratic Party said. The bill was opposed by …
and more >>
Source: outsourcing – Google News
Sharing information is key – Software Outsourcing & News in UK. Social Commerce and Social Media Management playing a big part. Suaju Ltd


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Scott Parker left Charlton because he wanted to play in the Champions League. On Saturday night he accepted Newcastle are now in a relegation dogfight - and his place in the England squad is scant consolation.
Parker did not expect life to be like this when he left The Valley for Chelsea in 2004 for £10million and moved on to Newcastle for £6.5m in June last year.
But he is not to blame for the dramatic downturn at St James' Park. He has inherited the captain's armband from the retired Alan Shearer - and no small share of his popularity.
But his side have problems in every department bar goalkeeping. And not being able to see off his old club, who were woeful, did not help his mood.
Newcastle have won only one of their last nine in the Premiership matches and, when the 26-year-old was asked if his side were in a relegation fight, he said: 'Yes, of course, that's the reality we are in. We are near the bottom of the table and it isn't looking good.
'We could go through the season saying we are playing well and not winning games - but that doesn't keep you in the league. We need to win games, and if that means playing rubbish and winning then so be it.
'The performance is certainly there but the points aren't. For 60 or 70 minutes on Saturday we dominated the game and looked a class above them. If you don't put your chances away, which we didn't, it is going to be harder as the game goes on.'
Primarily that was because they could not take their chances, the makeshift strikeforce of Giuseppe Rossi - who was involved in a first-half collision with Scott Carson that left the Charlton goalkeeper needing attention on the pitch - and Damien Duff spurning opportunities in both halves.
More worryingly, there is nothing to replace them. The sight of Shearer handing cheques to charity last week was a reminder of what the club have lost.
Shola Ameobi is in desperate need of a hip operation and Obafemi Martins, the £10.5m summer signing who has scored once in the Premiership, will be sidelined for three weeks with a hamstring injury.
Parker added: 'When the window shut we knew we were light in the striker department. It is showing at the moment. We have to keep battling on. We can't whinge, we just have to get on with it.
'Most of us are used to winning games and being at the other end of the table.
'Mentally, we have to be strong in these situations. We all know we should be up the league and doing better than we are doing. It's hard. You come in after the game thinking what more could we have done.
'Personally I think it's the best we have played for a long while and I include last year in that, I really do. There's no doubt we should be up the table, we are a big enough club to be up there.'
Manager Glenn Roeder is not wavering in the belief that the situation can be turned around, but he has admitted that Newcastle are running out of bodies.
He said: 'The squad are being tested to their limits. I don't like the description bare bones but we are short on numbers. We have five or six not available over the next couple of weeks.'
Chairman Freddy Shepherd appears to be backing Roeder but he warned in his programme notes: 'We have a lot of quality in our playing squad and have spent good money on players who now have to repay our faith by producing the goods where it matters.'
In contrast, Charlton manager Iain Dowie could not quite believe his team picked up a point, his first away from the Valley this season, and played down a spat with the substituted Marcus Bent, who did not shake his manager's hand as he left the field.
Dowie said: 'I made sure I shook hands with him at the end of the game. It was just disappointment because he wants to play every minute of every game just like Jimmy Floyd Hasselbaink and the others. You don't expect players to be happy about being taken off. Things are fine now.
'We didn't play well enough to come here and win but we have another clean sheet and we have to build on that.'Reuse content


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Men's Black Martt Leather Derby Oxfords
Martt is Ted Bakerâs traditional gently pointed Derby shoe, rendered with a soft burnished leather upper. Featuring a rounded toe, a lace-up vamp and a slight heel. Leather sock and lining with a polka dot finish and Ted Baker branding. Cemented sole construction for added durability. Leather sole with branded rubber insert panel. Color: black


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The case of U-Drive (UDL) v HM Revenue & Customs was recently heard at the Upper Tier Tax Tribunal. The case was an appeal by UDL against a decision of the First Tier Tax Tribunal in relation to the recovery of VAT on costs incurred in tripartite arrangements. UDL is a car and van self-drive.
Brexit – VAT and Duty Implications – update 24 June 2016
This morning's news that the UK will definitely leave the EU presents a number of VAT and customs duty challenges for businesses and also for the UK tax authorities. Our initial thinking on what lies ahead over the 2 year transition period we now have, is that businesses will want to think about end to end VAT and duty.
Tripartite VAT scenarios – Airtours Supreme Court decision
The Supreme Court handed down its judgement in the Airtours case last week. This case is the latest in an ever increasing line of case law relating to tripartite VAT recovery. HMRC were successful in denying Airtours recovery of VAT on the costs incurred on the basis that Airtours was not receiving services under the.
Halle Concerts Society – Challenging the scope of the philanthropic VAT exemption
This VAT case represents a 17 year old dispute with HMRC which was originally concerned with the VAT liability of Halle's ticket income – the question of whether the philanthropic VAT exemption applied. The issue before the Tribunal related to one final point on the VAT status of Halle's membership scheme. Halle is a charitable organisation,.
Permitted Development Rights VAT
HMRC has clarified its policy on zero-rating and reduced-rating for projects carried out under permitted development rights. Business Brief 9/2016 clarifies the evidence required to support zero-rating (the sale of the converted property) and reduced-rated (conversion services) where a conversion from non-residential to residential use takes places without full statutory planning consent under the permitted.
EU Action Plan on VAT
The European Commission has today published its Action Plan on VAT. We will be reflecting on the comments made and providing our insight on this in the next few days. In summary the key features of the proposals are: • Fundamental changes to the way cross-border retailers deal with their VAT compliance. Draft law is.
Online Sellers Budget 2016 VAT
We understand that a large online selling platform has written to a number of retailers/traders and their agents requesting confirmation of their VAT number. It is likely that this is in response to the measures announced in the 2016 Budget to counter VAT avoidance and evasion that may have taken place through large online platforms..
VAT in the Gulf region (GCC)
It has recently been announced that the Gulf Cooperation Council (GCC) has agreed that its member states will introduce VAT from 1 January 2018. The members of the GCC include Bahrain, Kuwait, Oman, Qatar, Saudia Arabia and the United Arab Emirates. The rate is initially set at 5%, and similar to most VAT systems there.
Brexit – VAT and Customs Duty Considerations
With the date of the referendum now fixed for 23 June 2016 attention is turning to the VAT and Customs Duty considerations of a Brexit and questions are being asked by businesses about the likely timing of any changes and what these might be. The impacts can essentially be broken into 3 key areas for both.
VAT and Insurance Intermediary Services – Aspiro
The European Court of Justice (CJEU) has released it decision in the Polish case of Aspiro. The key question in this case was whether the VAT exemption that applies to insurance intermediary services can be applied to claims handling and management services. The case is very similar to the questions raised by the CJEU case.


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Hi Queen and Co. fans!
Rebecca Keppel here today with a new card! Are you loving the Heart Throb kit inspiration as much as I am? Of course the shakers are amazing, but that's not all this kit is made to create! I decided to use almost the entire pack of enamel dots on a circular card just to mix it up a bit!
I die cut a circle card from white cardstock and then covered that with a die cut circle from the 6x6 kit pad. Next, I die cut a smaller circle from a coordinating piece of 6x6 paper from the pad and popped that up on the larger circle with foam tape. I used the included heart die from the kit to cut a white card stock heart and then I went to town with the enamel dots! I started with the largest and placed them haphazardly around the heart and then did the same with the next size and the next. I love the dimension and shine these add and the multi color polka dot look!
I cut the Love You Forever Sticker in half and trimmed down the width a bit too using non-stick scissors and then tucked those slightly under the heart. Last, but not least, I layered two of the large heart sequins over each other and adhered them with a bit of liquid adhesive. This card goes to show you that even if you use up all the shakers, you can still make lots of fun cards with the Heart Throb kit!
Thanks for stopping by!
:) Rebecca


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Online video classes (often called "webinars") are an easy way for licensed foster parents to get their in-service training hours. It's as easy as watching a YouTube video (because that's exactly what you're doing).
Watch a Video…
Our professional trainers take time each month to prepare and record a class for your viewing convenience. Viewing one of these hosted video grants you the same credit hours as participating in a live session.
- Calming Anxiety in Children
- Effects of Childhood Trauma on Brain Development
- This video is also part of Level III Certification
- SAD: Seasonal Affective Disorder
- Secondary Trauma
- Understanding Sensory Processing Issues
- RAD: It May Not be What You've Heard
- Working with the School System
- Understanding Addiction
- Caring for the Sexually Reactive Child
- Maintaining Healthy Relationships
- Encopresis & Enuresis (Toileting Problems)
- Effective Discipline
- Bullying, Key Players—a Systemic Approach
- Goodbye Rituals—Ideas on How to Say Goodbye
- Discipline Strategies for Parents
- This video is also part of Level III Certification
Get Class Credit…
Once you have watched one of the videos listed above, please send an e-mail to your region's trainer stating the title of the webinar, the presenter, the date and time you listened, as well as three points you took away from the training that you intend to use with children in your home. This will guarantee that you will receive the appropriate credit for renewal hours for licensing.
Contact Us!
Have feedback about a video or a question that we didn't answer above? Ask it below — we'll respond within a day or two.


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While a new episode of Vanderpump Rules is set to hit airwaves tonight, Lala Kent decided to head on over to social media to post a video in which she absolutely lets loose on her past cast mate, Kristen Doute. In the new video, which Lala only post 4 hours ago, …Read More »
10 Reasons Jax Taylor Is The Most Honest Person On Vanderpump Rules
I know that a lot of you are going to roll your eyes right now, and probably think that this is a clickbait article, or some type of joke that we're trying to make, but you'd be wrong. This is going to blow your mind, and believe me, it's blowing my …Read More »
Tom Sandoval And Ariana Madix Splitting Up?
A lot of Bravo fans are worried right now, as Tom Sandoval and Ariana Madix had quite the nasty little fight on a recent episode of Vanderpump Rules, which we think was totally forced / staged. Still yet, some fans think that maybe there could be some major trouble in …Read More »
Kristen Doute Wants To Do Vanderpump Rules Forever, Outs Stassi For Being On The "Adderall Diet"
In a recent interview with The Cut, Kristen Doute of Vanderpump Rules fame talked about some very interesting things that she probably shouldn't have said, but we'll take it! After Doute literally walked into a glass door, resulting in some major swelling on her head, she sats down with the interviewer …Read More »
Scheana Shay Says 'F*ck It!' And Leaves Town After Filing For Divorce!
Well, that's one way to get away from your problems that you've absolutely brought upon yourself, and have no one else to blame, even though you'd like to pretend it's your husband's fault. We've been covering the whole Scheana Shay and Mike Shay drama for a little while now, and …Read More »
Tom Sandoval and Ariana Madix Get Into A Majorly Heated Fight – Watch The Video!
Okay, so what do you do when you're in love with someone so much, and you're practically perfect together, but there's no drama, so you practically don't have a storyline? Well, you create drama, dammit! And that's exactly what Tom Sandoval and Ariana Madix did in this clip that's circulating …Read More »
Tom Sandoval Professes His Undying Love For Ariana Madix
So, what do you do when you're in love so much with someone that they just brighten your life more than you ever thought possible? Well, you cherish that person, and Tom Sandoval from Vanderpump Rules is making sure his co-star / girlfriend, Ariana Madix, knows just how much he …Read More »
LaLa Kent: I'll Fat Shame Katie If I Want!
LaLa Kent is definitely not a fan of Katie Maloney, and Katie definitely isn't a fan of LaLa. That's one thing we can take away from this season so far. Katie feels as if she's come under a lot of scrutiny, as she's packed on some weight, and it's evident …Read More »
Vanderpump Rules Star, Scheana Shay, Gets BLASTED Her Husband's Friend!
We reported yesterday that Scheana Shay decided to file divorce papers, as her and her husband, Mike Shay, are splitting after only being married for two years. Everything's been moving quickly downhill for the couple ever since Scheana falsely reported that her husband had cleaned out their bank account, went …Read More »
Jax Taylor and Brittany Cartwright Welcome A New Member To Their Family!
Jax Taylor and his girlfriend, Brittany Cartwright, of Vanderpump Rules fame, have a puppy in their life by the name of Kingsley, and they're damn proud of it. They're so crazy about their new little friend that they've even hooked Kingsley up with his very own page on Instagram. No, …Read More »


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Stuart & Joy Dahlgren – Owners
General Responsibilities: While Stuart is handing the general operation of the business and it's day to day dealings, Joy is hands-on on the loft floor working under Sharon to learn the craft of sailmaking.
Favorite task/job: Helping customers maximize their boats with innovative sail solutions and rating optimization for racers. Looking at what people already have and what they want to do with their boats and helping figure out the best solutions for their budgets.
Personal interests: Is there something other than sailing? If there is this is the first we're hearing of it because between work, a cruising boat and a racing boat, there is no time left in the day. The odd occasion where we are not sailing or working we like to spend time with our dog Melody, going for walks.
Sharon McBride – Repair & Service Manager
General Responsibilities: As a ticketed Journeyman Sailmaker I conduct assessments and prepare estimates for repair or upgrade work. Oversee all work done by loft team and ensure that we have all the necessary supplies/materials. Provide direct customer service and complete billing.
Favorite Task/Job: Doing graphic inserts into Spinnakers
Personal interests: Reading, Gold panning, Gardening, Travel, Puzzles, Cooking and of course – sailing!
David O`Connor – Bellingham Location Manager
Dave has been an active sailmaker for 30+ years. He started his career learning the trade from John Staaf and Dave Leech at Staaf sails in Bellingham Wa. in the 80's. Later moving to Maui and working at the R&D loft for Ezzy Sails International where he learned the art of precision sailmaking, building , testing, and modifying windsurfing sails then helping to implement the designs into production at the Sri Lanka production facility.
Kieran Horsburgh – Apprentice Sailmaker
General Responsibilities: Working on the loft floor. Installations and pick up of sails and canvas projects.
Favourite Task/Job: Sailing with clients making service calls to boats, getting to use "Arnold" the lofts big Zig Zag sewing machine
Personal interests: Cruising the Waters of BC, Travelling to big regattas. Water-sports in general, One design racing in big local or international fleets.
Sam Lipscomb – Apprentice Sailmaker
General Responsibilities: Working on the loft floor. Installations of sails and canvas projects.
Favourite Task/Job: Handwork (finishing details on sails), sailing with clients making service calls to boats.
Personal interests: Long Distance Short Handed Racing, Travelling to regattas, hiking and exploring new places also fishing with Dad.
Cathy Ward- Office Manager
Cathy Ward joined UKNW in 1997 as our bookkeeper and it didn't take long to discover she's far more familiar with spreadsheets than jib sheets.
After taking a sabbatical in 2007-2008 to spend time with her family before her daughter left to attend university in Scotland, Cathy returned to the loft in 2009.
As our Office Manager, Cathy will happily answer any questions you may have about your account and sadly, after all these years, is still our resident landlubber.


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Asides - Respect DnB Radio [11.04.09]
- by RESPECT DnB
- 351
- 57m
- 6 years ago
Tom & Jerry, Dj Fresh, Break, Serum & Bladerunner, A-Sides and more.
DJ Machete & Junglist Platoon host: DJ Asides
*originally streamed LIVE @ Kunnin Mindz UK
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Rh Prs Paul Reed Smith Se Carlos Santana Model Orange Csor
This item has been shown times.
Rh Prs Paul Reed Smith Se Carlos Santana Model Orange Csor:
The World Famous Crazy Dave's Music is proud to present the Paul Reed Smith SE Santana Model in Orange!!!
Carlos Santana's influence as a PRS guitar player led to the development of our SE electric guitar series, which launched in 2001. In honor of that legacy, PRS is proud to offer the all-new SE Santana. The SE Santana is the first guitar in the SE series offered with a 24 1/2" scale length and is also the first SE created using the same silhouette as Carlos's revered American-made PRS models. We believe this guitar and its appointments honor Santana's skill and style better than ever and offer players great quality and value. Be sure to try an SE Santana at an authorized dealer near you.
SE Santana Model Specs
Top WoodMaple with Flame Maple Veneer (no veneer on opaque finishes) Back WoodMahogany
Neck Number of Frets 22 Scale Length 24 1/2" Neck Wood Mahogany Fretboard Wood Rosewood Neck Shape Wide Fat Fretboard Inlays PRS "Old-School" Birds
Hardware/Electronics Bridge PRS Designed Tremolo Tuners PRS Designed Tuners Truss Rod Cover "PRS" Hardware Type Nickel Treble Pickup SE 245 Treble Bass Pickup SE 245 Bass Pickup Switching Volume and Tone Control with 3-Way Toggle Pickup Selector
Crazy Dave's Music ships worldwide. Shipping cost does not include any import or customs taxes or duties. Those duties are the sole responsibility of the purchaser and cannot be paid by Crazy Dave's Music.
Crazy Dave's Music is an authorized sellerof Paul Reed Smith products. We also matchanynew price.Full factory warranty is included with purchase.
All orders will process and ship-out the following business day after payment is received.
Thanks for shopping at world-famous CRAZY DAVE'S MUSIC!
Serving local music everywhere since 1991
Crazy Dave's Music
Hours of Operation: Monday-Friday 10am-6pm and Saturday 10am-5pm Eastern Standard Time
Rh Prs Paul Reed Smith Se Carlos Santana Model Orange Csor:
Fender Fsr American Standard Lipstick, Stratocaster Electric Guitar, Y1168
Rare Vintage Roland Gr Guitar Synthesizer G-303 Gr300 W/cable & Case
Ibanez Grx-40 Metallic Light Green Regular Condition With Soft Case
New Jay Turser Mustang Style Vintage Series Electric Guitar - Candy Apple Red
Nice 1992 Peavey Predator 6 String Guitar Dark Metallic Blue W/stand Usa Made


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FORGET ARBOR DAY, QUEERKATEERS! SAYONARA, KANAMARA MATSURI! There is a new holiday on the block and it's BRING AN ACTION FIGURE TO WORK DAY!
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petrice vincent
More ideas from petrice
Unless your name is Google
SUO - Singing Reindeer by 1stampingnightowl - Cards and Paper Crafts at Splitcoaststampers
This site has 50 Cards to make... love this one using fabric scraps.
Red White Stripe Fabric Christmas Bauble Card - Recycled Brown Paper Card
Festive Snowmen (Stamps Happen), CB Raindrops/Snowflakes (European Exclusive) EF, Let It Snow (Penny Black sentiment)
A lovely idea for christmas cards. Your children will have great fun making these finger print reindeer cards.
Set of Eight Handmade Christmas Cards Holiday by strandedpaper
Snow is Falling - A Scrapjourney
Homemade Christmas cards! DIY


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18 Dogs Who Are Totally Over In Celebrating Birthdays
Another year older? These dogs are SO over birthday parties already. Just don't tell them how adorable they look in their party hats.
1. "But I'm old already"
Source: benolaonline
2. "Mooomm did you forget i'm a boy?"
Source: emirates
3. "Just give me the gift already!"
Source: reaganhuston
4. "All the colors and the hats and the boxes, they scare me!"
Source: auggydoggy
5. "Yey I'm two! Now lemme go back to sleep please!"
Source: theoregontail
6. "Why are they all smiling at me?"
Source: viralnova
7. "But I want that hotdog!"
Source: babble
8. "This is just a trick right?"
Source: pinterest
9. "PINK! Pink is my favorite color, Not GREEN!"
Source: blisstree
10. "I told you not to invite her right?"
Source: adoodledose
11. "I can totally eat this candle right?"
Source: newfoundlanddog
12. "Im pretty sure I look weird in all this pieces hanging on me."
Source: vetstreet
13. "That cupcake doesn't taste good, I hate it!"
Source: buzzfeed
14. "How am I suppose to eat this burning cookie"
Source: pinterest
15. Just look at those pleading eyes
Source: pinterest
16. "Can we skip the party and just get to treat-giving please?"
Source: pinterest
17. "Just make sure it's still edible."
Source: pinterest
18. "Why is it that he doesn't get to wear a hat?"
Source: vivaboo
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Jonathan Tena
- by Ibiza Sonica Radio
- 209
- 1h1m
- 6 years ago
Franc Spangler, Marlow, Rene Breitbarth, Makam, Smallpeople & Rau and more.
cool track on 39 min.))
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Hampi, India
Southern India | Sunset over Hampi, Karnataka, Southern India . recommenderad av tjejen på franska resturangen på söder
HAMPI - A unique destination which is a pilgrim's delight, a backpacker's hub, a historian's riddle and a geologist's venture – Hampi's got it all! Except for one thing. We did not see a single resort and we hope it remains this way. Here is a list of 11 KILLER things to do in this little village in Karnataka, India. http://drifterplanet.com/hampi-awesome-things-to-do/
The ancient city of Hampi in the heart of Karnataka and a must-do on any backpacker's itinerary in India. Here's a guide of what to do in the city.
Lotus Mahal, Hampi, Karnataka, India
Hampi, India, was home to one of the largest Empires of the World: Vijaynagara Empire. The Hindu temples have resisted the Islamic Invasion although many were destroyed by the invasion. In the year 1325 Muhammad-bin-Tughluq led several attacks towards south India, particularly Hampi. The Vijaynagara Hindu Empire was created to protect India from the Invasions.
Hampi, India. Boats
Ancient water tank at hampi #travel #architecture #india
Stone Chariot, Hampi, Karnataka, India, by clara & james, via Flickr
Hampi Ruins of Vijayanagara CYCLING GOA TO HAMPI: In the footsteps of the Chalukya and Vijayanagara empires http://www.amazon.com/CYCLING-GOA-HAMPI-footsteps-Vijayanagara-ebook/dp/B00V2H8LQA/ref=sr_1_1?s=books&ie=UTF8&qid=1427333150&sr=1-1 In India: http://www.amazon.in/CYCLING-GOA-HAMPI-footsteps-Vijayanagara-ebook/dp/B00V2H8LQA/ref=sr_1_6?s=digital-text&ie=UTF8&qid=1427333321&sr=1-6


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Our Account Representatives are available Monday through Friday 8:30am EST - 6:00pm EST
And Saturday 10:00am EST - 3:00pm EST
The Lincoln Impinger 1400-FB2G Conveyor Oven features electrical controls and FastBake™ technology to push through more products per hour than any competing oven. Each oven also has a glass window that allows you to watch products to make sure they don't burn as they pass through the cooking chamber. This Lincoln Impinger 1400-FB2G Conveyor Oven is also known as: LIN-1400FB2G
Features & Benefits


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Cheap Discount Dell Latitude E6430 14'' Laptop (Intel Core i5 3320M 2.6G,8G RAM DDR3,750G HDD,DVD-ROM,Windows 10 Professional... Reviews - Buy Now!
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Book Now! goalkeepers in Arizona
Book Now! goalkeepers in Arizona
Its only three months until the two day goalkeeper camp in Arizona. We are pleased to say we have Ray Newland the exprofessional goalkeeper at Everton F.C and Wigan Athletic F.C attending both days to coach and share his knowledge.
If you haven't already booked on our goalkeeper camp we have put some more information below.
Because of the summer heat we will be doing a morning camp and evening camp.
We make sure the ratio of coach to keepers is 1 to 5 so every goalkeeper can get enough coaching time.
Scottsdale, Arizona
June 4th- June 5th, 2015
ASU West Campus
N 47th Ave & University Way N
Times – 8:00 am / 11:00 am and 6:00 pm / 9:00 pm
If you would like any more information email firstname.lastname@example.com


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The PA will once again be hosting the Summer Style Evening on 11 May 2017.
Following on from the success of last year, this event is set to be bigger and better and will feature models that you are sure to recognise!
Last year, tickets sold out and many missed the opportunity to enjoy a top-notch trend led fashion, hair and make-up event…so please book early to avoid disappointment.
Tickets are priced at £12.50 and can be booked using the Summer Style Evening 2017 Booking Form . The price includes a glass of fizz and goodie bag from Schwarzkopf.


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Last month was Nanay's birthday. To celebrate, we took her to Tagaytay the following week. My Nanay is not fond of traveling and going out when she was younger — she was a workaholic. Now that she's 76 years old, there are times that it's easy to persuade her to come with us.
Archives for March 2016
Twinkle at 4 Months and Dinner at Tenya, Megamall
I know. Twinkle is already 8 months old but I wanted a monthly post about her just to show her progress growing up to one year old. So indulge me.
This dinner at Tenya Tempura Tendon was last October during Halloween. I think we were shopping for a Halloween costume that's why we were at SM Megamall.
Travel Essentials When You Have Kids
March marks the beginning of Summer and when it's Summer, you know it's time to go on a road trip and hit the beaches. When I was single, I can fit all the things I needed for a trip in a backpack: clothes to wear, slippers, toiletries, and some meds.
When I became a mom, I began packing for three people. It was hard at first but I got used to it specially when my daughter started growing up. Now that there are two little misses that calls me mom, I'll be packing for four people –me, peanutbutter♥, Ykaie and our 8 month old, Twinkle.
Our trips this Summer is gonna be at Canyon Cove and Canyon Woods for April and Vigan and Pagudpod for May. I'm pretty excited for the trips and packing for four.
So what are our family travel essentials?
- First thing's first, clothes! For the hubby and I, it's gonna be one pair of clothing per day. For ykaie it's one pair of clothes + 1 extra shirt. For Twinkle at least 3 changes clothes per day, bibs, and lampin. Of course our clothes depends on our designated ootd's as per sis's approval. Mwahaha.
- At least one pair of shoes/sandals and slippers per person. Socks for Twinkle.
Baby Essentials
- At least 4 diapers per day, baby wipes, distilled water, extra feeding bottles, and bottle sterilizers.
- Formula Milk
- Her vitamins Sangobion and Ceelin Drops.
- Stroller and baby carrier.
- Cookies and bananas (her favorite).
- At least 3 different baby toys
Kids Essential
- Her favorite snacks: cookies, chips and chocolate.
- Bottled Water
- Her tablet and books to keep her entertained during long trips.
Alden Richards is Now a Ka-Cebuana
Alden Richards, one half of the phenomenal AlDub love team, is now officially the latest Cebuana Lhuillier brand ambassador. The actor, TV host, and singer recently signed a contract with the country's leading microfinancial solutions provider.
Richards has long been a loyal client of Cebuana Lhuillier, even before the AlDub phenomenon. According to him and as confirmed by the company's records, he has been availing of Cebuana Lhuillier's Pera Padala service since 2011.
"We are more than happy to formally welcome Alden Richards to the Cebuana Lhuillier family. We've always believed that the best persons to promote our services are those who have actually availed and experienced the services and products we offer, those who are truly Ka-Cebuanas themselves, and Alden Richards suits the description perfectly," Cebuana Lhuillier President and CEO Jean Henri Lhuillier said.
"I am so happy to be part of the Cebuana Lhuillier family because it is a brand that has positively impacted the lives of many Filipinos including mine and my family's," said Alden Richards.
Richards is set to star in Cebuana Lhuillier's newest TV commercials, which will be released this summer.
New Priva Perfect Care 2-in-1 Intimate Wash
It was the love month when I received this special package from Priva and Ms. Toni Gonzaga-Soriano sharing her personal tips for amping up romance: Create the mood and be ready for intimate surprises!
Part of that ritual is using the new Priva Perfect Care 2-in-1 Intimate Wash.
Why Choose Priva Perfect Care?
- It is tested by OB-Gynecologists to be safe and effective for everyday use,
- It is formulated with tried and tested ingredients that provide noticeable whitening and smoothening effects in as early as two weeks.
- It has RevitaCool™, which provides a refreshing feeling with every wash.
- It gives a fairer, smoother, more perfect nether region. It is the first multi-benefit feminine wash specially formulated with glutathione that helps lighten dark skin areas and collagen to help improve smoothness of the skin.
- It provides leveled up confidence because of its multi-faceted approach of addressing these specific and sophisticated intimate care needs. Lightening and smoothening in one intimate wash!
Route To Wellness With Robinsons Supermarket
It's not a secret that I love to do the groceries and when I go grocery shopping, I go to the nearest Robinsons Supermarket. Aside from the free parking (wink,wink), I love that they have lots of health and wellness products. It's a perfect fit for one of my goals this year which is my family's health and wellness.
Last week, I found out that Robinsons Supermarket is strengthening its We Love Wellness commitment with the launch of this year's "Route to Wellness" campaign.
The year-long campaign kicks-off with a two-day Explore boot camp at Robinsons Magnolia, wherein guests are treated to challenging but fun physical and mental activities, that at the same time help them learn more about the value of health and fitness.
Getting my 10,000 Steps Daily with Xiaomi Mi Band
About the 2nd week of January, I started my journey to health. I wanted to lose my pregnancy weight in which I ballooned into 185lbs. Being a food blogger, I know this is is going to be such a big challenge to me because it's kinda my job to eat, I'm the designated cook in the family, and my family loves eating.
I got back to working out which was also a challenge given I have a baby and I'm a work at home mom. You'd think it's going to be much easier because I work at home but it's actually harder because it's hard to tell where work ends and household chores begin.
I'm so out of physical movement that I decided to buy myself a fitness tracker to track my movement.


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Orange Cappuccino Instant Coffee Mix
READY IN: 5mins
Recipe by wildheart
Way less than the store bought!
Top Review by Charishma_Ramchanda
6 Heaped Teaspoons per mug of boiling water did the trick! It was very refreshing to drink a hot mug of this in the midst of an assignment that demanded 100% attention and concentration. Thank Goodness that I have made more of this mix. I'm going to be needing it in the days to come. Thank You for sharing!
See Discussion:2 Reviews
Ingredients Nutrition
- 1⁄2 cup instant coffee, no crystals
- 3⁄4 cup sugar
- 1 cup dried powdered milk
- 1 teaspoon dried orange peel or 1 teaspoon orange extract
Directions See How It's Made
- Mix (This is more efficient if done in a food processor but it is not necessary).
- Use 3 teaspoons per mug of boiling water.


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Nanning Congratulations Gifts
131 items found
You can send Congratulations Gifts to China in the following cities.
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Schaumburg - IL, USA - March 10, 2011
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text: In an emergency when the school is in Lock down don't be without food, water or a bathroom. With the risk of school lock downs becoming more common all the time from a real or perceived threat, classrooms need to be prepared with Classroom Lock Down Kit. A school lock down could be brief or could last hours. This is our entry level classroom lockdown kit with a 5-gallon storage bucket that comes with a lid that doubles as a toilet seat. Each lock down kit includes 1 Food Bar- 5 year shelf life, 1 thermal blanket, 6-packs of water 12 toilet bags and chemicals and a 54 pc. first aid kit.


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Brock Lesnar returned to the Octagon at UFC 200. His style may not have been exciting, but it got the job done. And all the
Johnny Hendricks is getting his UFC numbered pay-per-views mixed up, you guys.
Former UFC middleweight champion Anderson Silva is a betting underdog going into his UFC 200 fight against Daniel Cormier.
Following Eddie Alvarez' finish of Rafael dos Anjos in the UFC Fight Night 90 main event to capture the lightweight title on Thursday, fighters reacted
Chief among the volunteers to replace Jon Jones at UFC 200 are middleweight champ Michael Bisping and former Strikeforce champ Gegard Mousasi.
Jon Jones was pulled from UFC 200 for a potential anti-doping violation and the MMA community is collectively sad, angry, upset, sad, confused, sad, but
Always bet on an old school video game to pick the winner in a UFC fight.
When you're one of the biggest stars of your sport, people are calling you all the time to pitch you ideas, begin business ventures, and
During a UFC 200 media luncheon, Jon Jones was asked if he could go back in time and give his younger self some advice, what
So how does Miesha Tate feel about Vegas Dave reportedly placing a million-dollar bet on her to win at UFC 200?
To the shock of absolutely no one in the MMA community, CM Punk is a betting underdog going into his UFC debut.
On Sunday, it was reported that UFC veteran Ryan Jimmo was tragically killed during a hit-and-run incident in the parking lot of a Canadian night
Bas Rutten and Josh Barnett, two guys who have shown talents in Octagon, are now exploring their acting talents.
Dana White explains how that "Stockton Slap" video with Nate Diaz became a thing.
UFC fighters react to Stephen Thompson's win over Rory MacDonald at UFC Fight Night 89.
Bo Jackson knows baseball. Bo Jackson knows football. Bo Jackson doesn't know Brock Lesnar.
The Muhammad Ali cartoon from the 1970s is as great as you'd expect it to be.
When one of the most popular athletes in UFC history is announced as a fighter scheduled to participate on the UFC 200 card, reactions are
It almost seems unreal that Michael Bisping is a UFC champ, and that's basically the tone Twitter had following his upset win over Luke Rockhold
Well, looks like Dana White and Nate Diaz are getting along. So much that Dana's letting Nate smack that hell out of him.
How will UFC 199 play out? Will heavy underdogs Michael Bisping and Urijah Faber finally win UFC gold?
Even the cast and crew from "Kingdom" have a take on Conor McGregor vs. Floyd Mayweather.
Thomas Almeida was 21-0 heading into his bout with Cody Garbrandt... emphasis on was. Garbrandt knocked him out in the first round and Twitter went
Someone just give this guy Ring Entrance of the Year already.
Everyone is getting in on the Floyd Mayweather vs. Conor McGregor madness... even Rocky! And yes, Sly Stallone would pay to see it!
Look how happy Tito Ortiz is. Doesn't it just warm your heart?
In his post-fighting career Mike Tyson, has become one of the most likable characters in the public eye. This interview is more evidence of that.
UFC strawweight Paige VanZant is as attractive as she is dangerous. The 22-year-old is currently competing on the reality series "Dancing with the Stars."
Although a meeting with Conor McGregor went well, the rumor mill has Dana White storming out of a Friday meeting with Nate Diaz.
Dana White and Conor McGregor are working on their relationship and we got all the feels.


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If Rosa Parks was the mother of the modern US civil-rights movement, Dorothy Height was its queen.
Parks's refusal to give up her seat on a segregated bus in Montgomery Alabama one December day in 1955 caught the imagination of the world, an unforgettable gesture of defiance against the evil of racism. By contrast, few people knew Height's name. Yet for more than 60 years she fought on two fronts at the highest level of the movement, not just for the equality of black Americans, but for the equality of women as well.
As an activist, she cut her teeth in protests in Harlem during the 1930s. She had dealings with the administrations of every president from Franklin Roosevelt to George W. Bush, who awarded her the Congressional Gold Medal, the country's highest civilian award, in 2004. Height was a close adviser to Martin Luther King, and was with him on the platform on the Washington Mall when he delivered his "I have a dream" speech on 28 August 1963.
Yet, typically, she was sitting to one side, scarcely noticed. To her enduring regret, neither she nor any other woman was on the programme as a speaker that historic day. The only female voice heard belonged to the gospel singer Mahalia Jackson, who performed an old negro spiritual.
By then, Height was already president of the NCNW, the National Council of Negro Women, a post she held until 1997 when she was 85 years old. At the end of her long career, as at its beginning, she was elegant, dignified and quietly commanding. Almost never, someone remarked, did she raise her voice. But queens rarely need to.
Dorothy Height grew up in Rankin, Pennsylvania, a suburb of Pittsburgh where the schools were integrated. The race issue, however, was never far away. In 1929 she won a student contest for public speaking, along with a college scholarship, only to be initially turned away at the regional finals because of her colour. After her victory, she was admitted to the prestigious Barnard College in New York, but was then denied entry because Barnard had already filled the two places it allotted each year to African Americans.
None the less the city would become her home. After graduating from New York University she was first trained as a social worker, before turning her attentions to the emerging struggle for civil rights. Her mentors were Adam Clayton Powell, minister at the Abyssinian Baptist Church in Harlem, and then his son, the Reverend Adam Clayton Powell Jr, who would later represent Harlem in the House of Representatives in Washington.
Her most important alliance however was with Mary McLeod Bethune, the educator and civil-rights advocate who founded the NCNW in 1935 and became Franklin Roosevelt's Adviser for Minority Affairs. Height took over her mantle, specifically at the helm of the National Council and more generally as the pre-eminent female figure in the struggle for racial equality.
Apart from her leadership of the NCNW, her most visible function was as an administrator of the YWCA, whose desegregation she helped secure in the 1940s. In the 1960s, at the height of the civil-rights struggle, Height also ran the "Wednesdays in Mississippi" group, bringing black and white women together to promote understanding between the races. But her most important role was backstage, as an adviser, mediator and quiet counsellor to King and the other male giants of the civil-rights movement, few of whom were lacking in ego.
"We were a group of peers," she told an interviewer in the 1990s. "There were times when the men differed with each other and I could help bridge the gap. Yes, when the pictures were taken, I was at the end of the row, and sometimes cut out. But I had great respect for those men. You may ask why I didn't step forward – but who steps ahead of Martin Luther King in a march?"
Tellingly, it was Dorothy Height whom King asked to go to Birmingham, Alabama to comfort the families of the four little girls killed when the 16th Street Baptist Church was bombed by the Ku Klux Klan, less than three weeks after the epochal rally in Washington.
That outrage helped shock the Kennedy administration into action. But even when the landmark civil-rights acts of the 1960s had been signed into law by Lyndon Johnson, Height believed black Americans would have to fight to exercise the new rights that were now theirs on paper. Gradually she came around to the notion of more militant "black power", saying: "White power in the system in which we live is a reality. Simply talking about bettering race relations without changing the power relations will get us nowhere."
Today the most imposing physical monument to Height is the handsome headquarters of the NCNW, on Pennsylvania Avenue in the heart of monumental Washington, on the site of an old slave market, almost in the shadow of the Washington Capitol where on 20 January 2009, she occupied a place of honour at the inauguration of America's first black president.
Her views, however, never changed. The country, Dorothy Height continued to insist, had still not come to grips with institutional racism. But today's black Americans lacked the "righteous indignation" of their forebears in the 1950s and 1960s. "We must keep on struggling for jobs and freedom. We are not going to get there by talking alone. We have to make the laws work."
Dorothy Irene Height, civil-rights activist: born Richmond, Virginia 24 March 1912; President, National Council of Negro Women 1957-1997; died Washington DC 20 April 2010.
- More about:
- Harlem (NYC)
- Human Rights
- Justice
- New York University


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The four girls goto the lawyer and she plays a tape. On that tape is a dude talking about how he knew that all four girls hated eachother but if they wanted the money, they would have to get along and work together.
So the lawyer-chick busts out a map locateing where he had all his money burried. She ripped it up and gave each girl a piece. All the girls left, except for one and the lawyer. Needless to say, they gets ta humpin.
Now i liked the first hump-scene a whole lot cause it was quick and to the point. They kissed a bit, licked some boobie. But before you know it they was neck deep in eachothers hoo-ha.
The next scene is all the girls on a boat (aperently the treasure is underwater.) And they are traveling to the middle of what looks like a lake, Then all but two go under water and look for the treasure. The lawyer-chick and some girl is left behind. The girl mentions somthing about seeing her and that one chick fucking. Then they get ta fuckin.
I really diddnt like this scene. cause it just probable i mean what goin on in her head. "3 of my worst enemeys is looking for burried treasure anfd im gonna have sex with my dead ex-lover's lawyer."
I mean come on.
The third scene was complicated to say the least. Legs and boobies every where, there is some shit they did i did not know you can do. Apperently it only take two girls to "gift-wrap" a girl as apposed to needing three guys to do it.
The next scene they are back at a shore house bitching about how they diddnt find the treasure. And how three girls dicided it would be a good idea to have sex while they were waiting for the lawyer-chick and another girl to get done having sex (man this lawyer gets around!)
So the next day they go back out and look for the treasure, they find it and its a lot of money.
The last scene consists of the coup de ga. the five girl orgy.
so if you like blonde girls with big bobbies that like to have sex with other blonde girls with big boobie. pick this one up. You will not be disapointed.


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Impact News
Revenue for Mehlville based on full 'roll-up' of residential tax rate
Mehlville board votes to OK pay raise for administrators
Gloria Lloyd
Staff Reporter
write the author
June 26, 2013 -
Facing a decline in residential assessed valuation, the Mehlville Board of Education approved a budget for the 2013-2014 school year that will keep the same amount of revenue coming in by rolling up the district's residential tax rate.
In May, board members asked Chief Financial Officer Noel Knobloch to prepare budgets for two scenarios, one with a full "roll-up" of 11.55 cents in the district's residential tax rate and one with a residential tax rate two cents less that would return $200,000 to taxpayers.
At its June 20 meeting, the board voted 4-3 to approve the 2013-2014 budget based on the "roll-up" of 11.55 cents, with members Kathleen Eardley, Elaine Powers, Ron Fedorchak and Larry Felton voting in favor. Board President Mark Stoner, Vice President Lori Trakas and Secretary Rich Franz were opposed.
Because Mehlville's residential assessed valuation declined by roughly 3.5 percent this year, the roll-up of the residential tax rate to $3.7649 will allow the district to receive roughly the same amount of revenue as it did the previous year under the provisions of the Hancock Amendment. However, some residents will pay the school district more in taxes and some will pay less, based on the assessed value of their home.
Mehlville's commercial assessed valuation increased by roughly 7 percent. As a result, the district's commercial tax rate decreased by 25.38 cents. The district's agricultural and personal property tax rates essentially are unchanged.
The board will formally establish the district's tax rate in September.
As proposed, Mehlville's "blended" rate, which is not levied but used for state calculations, will increase to $3.7179 from the current rate of $3.6881.
The second budget proposal considered by the board last week called for a partial roll-up that would leave two cents, or $200,000, back on the table for taxpayers, and dip into district reserves to make up the difference. That plan failed 5-2, with Trakas and Stoner voting for it.
"I've shared my feeling that the relationship with your community is a two-way street," Trakas said, who called giving some money back to taxpayers a "goodwill gesture" for their continued support of the school district.
The two-cent rollback, however, would amount to only $5.60 back on a home valued at $150,000, Fedorchak noted.
"What you're doing is you're giving away money that could be invested in a classroom or just put in a reserve for a rainy day ... to give someone a Happy Meal," he said. "That's bad financial stewardship."
Both of the proposed budgets punish taxpayers, said Franz.
He made a motion to set aside both the budgets and instead consider a budget based on a tax rate two cents less than the current 2012-2013 tax rate, a budget that Knobloch said would bring in about $1 million less in taxes than the considered budgets. Franz's motion to approve the budget cut of $1 million died for lack of a second.
A few board members disputed that rolling up the district's tax rate was not a tax-rate increase.
"It's not termed an increase, but (the roll-up is) going to be 11 more cents (on the tax rate)," Trakas said.
"But there's no more dollars," Knobloch said, at his last meeting before his successor, Marshall Crutcher, takes over July 1. "It's 11 cents against a smaller number, so you get the same tax dollars."
The alternate budget that did not take the full roll-up did not cut anything from the budget, but relied on money from the reserves to make up for taking in $200,000 less in taxes. After several years of building the district's reserves back up, the district has more in reserves than is called for in board policy, said Stoner — it has more than 22 percent in reserves, while board policy calls for reserves of 13 percent to 18 percent.
In Knobloch's budget projections with two cents taken off the rolled-up tax rate, the reserves slip to 15.17 percent in 2016 and below 10 percent in 2017. In the full roll-up scenario, reserves are projected to dip to 10.88 percent in 2017.
"These amounts are based upon the projections that have been discussed previously with the board and will be impacted by many factors over the next four years," Knobloch wrote in his budget message.
Fedorchak proposed an amendment that would provide $175,000, or $250 per teacher, to reimburse teachers who provide receipts that they purchased supplies and classroom decorations for their students.
"I don't want them to have to pay out of pocket for things and for something that doesn't look like a jail cell when the kids are in there," he said. "I think it's a tremendous use of $187,000, rather than giving people a Happy Meal ..."
Fedorchak's amendment died for lack of a second.
In other business:
The board voted 6-1 to approve a 1.5-percent increase in salaries for administrators. Franz was opposed. The board also unanimously approved a step increase for classified employees.
The board unanimously approved the Food Service recommendations for bids on deliveries of several food products for the next school year. Moore Food Distributors will provide ice cream for $3, 569, Sara Lee will provide bread for $33,450 and Prairie Farms will provide milk for $349,000.
The contract with the prime food vendor, Kohl Wholesale, is for $599,166.
Prairie Farms was not the lowest milk bidder, but Food Services Director Katie Koester explained that other districts reported severe issues with milk provided by the lowest bidder, Moore. Kohl also was not the lowest bidder for prime vendor, but the low bidder, Fox River, could not meet all the specs Mehlville wanted in bids.
The board also unanimously approved $17,653 for Missourian Publishing to print the Mehlville Messenger newsletter four times a year. Although the district has the email addresses of 17,000 residents to send the newsletter electronically, an additional 27,000 receive the print newsletter and may not have access to a computer, Communications Director John Wolff said.
The bid is $2,000 less than the printing for last year, even though the printing will be in full color rather than black and white.
Mehlville School District News
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A Man Like You [CD]
- Artist: Bonnie Jeanne Taylor
- Release Date: 02/05/2013
Best Buy is dedicated to always offering the best value to our customers. We will match the price, at the time of purchase, on a Price Match Guarantee product if you find the same item at a lower price at a Designated Major Online Retailer or at a local retail competitor's store.Here's how:
- If you find a qualifying lower price online, call 1-888-BEST BUY and direct a customer service agent to the web site with the lower price, or when visiting a Best Buy store, one of our employees will assist you.
- On qualifying products, Best Buy will then verify the current price to complete the price match.
Exclusions apply including, but not limited to, Competitors' service prices, special daily or hourly sales, and items for sale Thanksgiving Day through the Monday after Thanksgiving. See the list of Designated Major Online Retailers and full details.
Cardmember Offers
You need to install Flash Player to hear these tracks.
- Make Time
- Fall
- Silver of the Moon
- A Beautiful Mess
- A Man Like You
- Spendin' Every Minute In Love
- Fly Straight Home
- Where Only Eagles Fly
- All That Matters To Me
- Straighten Up and Fly Right
- I Love You
- The Way It Should Be


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My wedding dress looks AMAZING! I chose based on the great reviews I read about Lynn Fashion & Bridal, especially because my dress is made of delicate material and couldn't really...
All reviews seem positive
In-House Alterations with the Purchase of a Custom Chinese Dress
Contemporary and traditional Chinese fashions are found at Lynn Fashion & Bridal in Orlando. This apparel store offers a wide variety of Oriental wears for men, women and children, and discount alterations are available in-house with your purchase. If you're looking for an Orlando bridal store, then Lynn Fashion & Bridal is for you. A large collection of designer bridal gowns, bridesmaid dresses and wedding day apparel and accessories are available for rent and to purchase. With over 20 years of experience, you can rest assured that the on-site seamstress and attentive staff have what it takes to meet you apparel needs. A perfect fit is ensured with in-house alterations, and with the largest selection of Oriental fashions in Central Florida, snagging that one-of-a-kind dress is a breeze. Stop by Lynn Fashion & Bridal today for custom Chinese dresses, bridal gowns and more.
Only retail fashion store in Central Florida that sells Chinese dresses. In-house alterations with purchase.
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