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Street art is by its very nature temporary – painted on public walls and spaces, artists don't always have express permission to make street art, and most don't have any kind of contract or set of rights in place. But one Detroit street artist may have found a remedy for keeping her street art where it belongs, using the Visual Artists Rights Act of 1990 as her defense. If she wins, this could mean that other street artists may be able to do the same when their work is at risk of being covered up or torn down. Here, we'll discuss what artists need to know about the Visual Artists Rights Act.
Up-and-coming Detroit-based artist Katherine Craig has gained plenty of notoriety for her street mural, known as The Illuminated Mural, which she created in 2009. Since then, the work has become a symbol of Detroit's vibrancy as a thriving art community, depicting a "bleeding rainbow" of colored paints dripped across a blue background. Funded by the College of Creative Studies' Community and Public Arts program, Craig scouted various buildings for her mural before she settled and signed a contract with the Boyell Development Corporation, who owned a building in the Northend neighborhood of Detroit.
Under the terms of the contract, the mural was intended "to be long lasting for the Northend community," and stated that the mural would remain on the building for at minimum a ten-year time period. Since its creation, Craig's career has been catapulted: the mural was featured in various documentaries, art shows, and music videos. It's widely recognized as one of Detroit's most stunning works of public art.
Trouble ensued when the building was subsequently sold to another development corporation in January 2015. The new owners announced they would be extensively renovating and redeveloping the building as apartments, with a plan to significantly alter the mural in order to achieve their desired new use. Not only does Craig now assert that their plan to alter the mural would be contradictory to her original contract, she's also claiming that under the Visual Artists Rights Act of 1990 (VARA), Craig has a lifetime right to the integrity and intactness of the work. But is Craig right? Would VARA really protect Craig's work for the duration of her lifetime? Do street artists really have that much control over their work when it's mounted on public spaces?
Moral Rights are Key to Understanding the Visual Artists Rights Act
The Visual Artists Rights Act was created as an extension of the 1976 Copyright Act in 1990 in order to grant statutory moral rights to artists over their work. Having a "moral" right in a work may sound odd, but it essentially means that an artist has control over the integrity of the work. This can include the right of attribution, the right to have a work published anonymously or under a pseudonym, and the right to bar the work from alteration, distortion, or mutilation. Interestingly, anything else that may detract from the artist's relationship with the work even after it leaves the artist's possession or ownership may bring these moral rights into play – that means that even after an artist sells a work to a collector, he can assert his moral rights over the work if the collector proposes changing the work in a substantial way.
Affording artists a moral right in copyrighted artistic works first originated in Europe in 1928, where it's not possible to assign or waive your moral right in a work. Obviously the U.S. laws on moral rights weren't a major priority, since copyright law in the United States emphasizes protection of financial reward over protection of creative attribution. But when the U.S. joined the Berne Convention for the Protection of Literary and Artistic Works, its signatories advised that something must be done to get those moral rights in check – and the Visual Artists Rights Act was the solution.
VARA: The U.S.'s Response to Moral Rights Copyright Doctrines
Under the Visual Artists Rights Act, works of art that meet certain requirements afford their authors additional moral rights in the works, regardless of any subsequent physical ownership of the work itself, or regardless of who holds the copyright to the work. Like in our example above, a painter may insist on proper attribution of his painting, and in some instances may sue the owner of the physical painting for destroying the painting even if the owner of the painting lawfully owned it.
VARA grants copyright holders in artworks these exclusive rights:
- right to claim authorship
- right to prevent the use of one's name on any work the author did not create
- right to prevent use of one's name on any work that has been distorted, mutilated, or modified in a way that would be prejudicial to the author's honor or reputation
- right to prevent distortion, mutilation, or modification that would prejudice the author's honor or reputation
But VARA doesn't grant an overarching moral right to an artist's work – instead, it requires that a work is of a certain class in order to be granted protection. VARA provides its protection only to paintings, drawings, prints, sculptures, and still photographic images produced for exhibition only.
Because VARA's application is limited to visual works that fall within a narrowly defined category, VARA imposes substantial restrictions on any modification or removal of those works. Exceptions to VARA require a waiver from the author in writing, which as we know is something that's not generally permitted in Europe. Another exception would come into play if the work is considered a "work made for hire," meaning that the artist wouldn't hold a copyright in the work. As we've discussed extensively on Art Law Journal, the person who orders a work-for-hire owns the copyright in the work. However, per VARA's requirements, an artist can still assert a moral right over a work he does not own a copyright in.
How VARA Affects Public Works
An artist's VARA rights have been extensively debated when it comes to public works. Absent a waiver, artists could effectively veto decisions to remove their structures from their benefactor's land. In a 2006 decision involving public sculptures that were removed from the park for which they were created, the United States Court of Appeals for the First Circuit ruled that the Visual Artists Rights Act does not protect location as a component of site-specific work. VARA covered works can be moved as long as the move does not constitute "destruction, distortion, or mutilation."
The court's treatment of public works under VARA suggests that street art should unequivocally be protected under VARA laws, especially when the work was not commissioned by the owner of the building. In Craig's case, she received a grant from a public institution to create the work, but she was given full control over where and what she would paint. Therefore, the new owner of the building can't really alter the building, because doing so would be in direct violation of VARA and copyright laws, since he doesn't own the artistic copyright in Craig's work.
Similarly, street artists should be aware that public commissions or grants often aren't roadblocks to asserting your moral rights to the integrity of your work under VARA. Being offered public funds to have the means to create street art is NOT the same as being commissioned by the owner of a building to paint a giant mural. In the latter case, you've been hired. In the former, you've simply been given a hand. Likewise, street artists should always review any documentation associated with public grants to ensure that there aren't any waiver clauses that would strip you of your VARA rights. As long as you haven't waived the right, and your work is in a public space, it's likely that your street art could live on forever.
Has your work ever been painted over or destroyed? We want to know about it. Leave your comments below.


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The legal cannabis industry is expected to surpass $7 billion in 2016. Nearly half of all legal cannabis sales come from edibles, yet novices and long time cannabis users alike still don't fully understand the differences between inhaling or ingesting cannabis.
Countless tales beginning with "I ate half a brownie, didn't feel anything so I decided to eat the other half..." have been told time and time again through history. Yet people keep doing it.
THC, CBD and other cannabis compounds are absorbed differently into the human body. We'll focus on THC for now as that's the compound that can delivery varying degrees of psychoactive effects.
It's important to know how each method works in the body because it's not a 1-to-1 translation. One dose of inhaled cannabis is not the same as one dose of ingested cannabis. It's more like one dose of inhaled cannabis is equivalent to 1.35 of a dose ingested. Ingesting cannabis creates a more potent high, yet takes longer to kick in.
1. Inhaling Cannabis
Whether you pack your dried flower into a glass pipe or vape it, it gets into your system the same (although vaping is better for you). The smoke from the dried flower is inhaled, it goes into the lungs, through the lining of the lungs and into the bloodstream where it travels directly to the brain for an immediate effect. That's what the lungs are designed to do—deliver oxygen quickly to the brain. The effects of smoked or vaporized marijuana come on faster, but they also fade quicker.
Finding the right dose isn't so hard when inhaling. While inhaling may not be as safe as edibles, the patient knows immediately whether they've found the right amount of cannabis for their body.
2. Ingesting Cannabis
You could fill a grocery store with the wide range of cannabis-infused edible products on the market. Pizza, tea, muffins, candy, hummus, guacamole, popcorn, sodas, chocolate and even bacon can now be ingested with or without psychoactive cannabis as one of the ingredients.
Regardless of which edible you enjoy, the cannabis enters your system relatively the same way. Instead of quickly passing through the walls of your lungs and immediately hitting the bloodstream, ingested cannabis must travel through the stomach, through the intestines and ultimately gets metabolized in the liver. It's a journey that can take 1-2 hours before the drug reaches its destination.
When THC gets metabolized by the liver, it transforms from plain ol' THC into 11-hydroxy-THC, a more potent form of psychoactive. In other words, ingesting THC delivers a more intense high depending on your body type.
Because it can take so long for the THC to make the journey through your digestive track en route to your liver, it's tempting to want to eat more to 'feel something'. That's when shit can get uncomfortable.
Although ingesting cannabis is believed to be safer than inhaling, however, the patient doesn't know right away whether they've taken the correct dose.
We recommend patients begin with 5mg or 10mg of cannabis in their edibles when getting started. Colorado law considers 10mg 'standard'. That way they can feel something while having a good time. For first time users the sensation of edible cannabis kicking in might feel a bit like sitting in the basket of a hot air balloon for 30 minutes to 2 hours. Then somebody comes along and cuts the ropes holding the sandbags that are weighing the balloon down. It might feel like floating off the ground 5-10 feet in the air. Some patients report getting a tickle in their stomach like they were on one end of a see-saw and were lifted in the air for a moment.
Some individuals don't feel the effects of edible cannabis like the rest of us and can eat 100mg at a time. Those people are super human. For many of us, 100mg is the kind of dose that'll have you in the emergency room in the fetal position for 8 hours. It won't kill you, but it won't be fun either.
Read the Label
Lab testing has become a critical part of the edibles market. A good, reliable lab will test edible products and put a sticker on the package letting consumers know exactly how potent the edible is. Not all labs are 'good' and there may be a slight margin of error.
Remember to stay smart and responsible and don't listen to other people who tell you things like, "you'll be fine at 100mg, I eat it all the time and I'm fine..." Start small and get to know how your body works with cannabis. It'll be worth it in the end.


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This morning I have come over all domesticated. I bottled the elderflower champagne and it is now sitting in the garage and (hopefully) working its magic. Then I started off another batch of home made yoghurt. I had the last small bowl from the previous batch simply drizzled with maple syrup... If toffee yoghurt is to your liking I can highly recommend it. I have a few things to make for a commission and then this afternoon I am off out with the walking group for a stroll in the park. Tonight is WI night and I am giving a short talk on Wood Carving'. Before setting off for my walk I shall stud a piece of lamb all over with garlic and Rosemary before popping it into the oven to cook long and slow. I think a midweek roast dinner is always a bit of a treat and the kitchen will smell amazing when Tony comes home from work.
I really need to have a sort out in Le Crafterie but I am just not in the mood for being ruthless so it will have to wait until I am. The spare bedroom has also become a craft room so that could do with a really good tidy up too..... it isn't going to get one any time soon.
Along the lanes I'd love to wend, near Artist's Mews, on Writer's Bend. Fragrant flowers of every hue would sparkle in the morning dew. I wish I lived in Carver's Valley, Quilter's Creek or Cross Stitch Alley. Just think of all the things I'd make, if I lived by Crafters Lake If you would like to purchase one of my Wool Paintings or would like to send a picture of your pet for me to copy please leave me a comment and I will get back to you
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Extensive form correlated equilibrium: definition and computational complexity
This paper defines the extensive-form correlated equilibrium (EFCE) for extensive games with perfect recall. The EFCE concept extends Aumann's strategic-form correlated equilibrium (CE). Before the game starts, a correlation device generates a move for each information set. This move is recommended to the player only when the player reaches the information set. In two-player perfect-recall extensive games without chance moves, the set of EFCE can be described by a polynomial number of consistency and incentive constraints. Assuming P is not equal to NP, this is not possible for the set of CE, or if the game has chance moves.
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|Date of creation:
|Publication status:
|Published in Mathematics of Operations Research, INFORMS, 2008, 33, pp.1002-1022. <10.1287/moor.1080.0340>
|View the original document on HAL open archive server: https://hal.archives-ouvertes.fr/hal-00360729
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A plugin for pppdgt;=2.4.2 which authenticates users against a mysql database and maintains daily usage statistics for individual users.http://pppd-mysql.sourceforge.net
Sleki base on Slackware 12This server runs from a live CD. The liveCD created with linux-live scripts. Feature :Apache BIND DHCPd Fetchmail MySQL ProFTPd OpenSSH_5.1 Samba Sendmail SpamAssassin PPPD Dialing Server CUPS Print Server UW-IMAP Server SNMP rTorrent PHP + ZendOptimizer Perl Phyton rrdtools (current version) MRTG (current version) SMS Gateway Gammu 1.19 (plug and play ready for SE K/W series USB/ttyACM) most important slackware packages...linux livecd sleki
pppd-sql is a plugin for the Point-to-Point server (pppd) on Linux and Solaris which adds an authentication backend using a MySQL or PostgreSQL database for Challenge Handshake Authentication Protocol (CHAP) and Password Authentication Protocol (PAP).
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There is a saying when life gives you a lemon, you just have to make a lemonade. Well, it's actually more than accepting the life itself. Before you can accept the life, you have to accept yourself. It can be achieved by entering the realm of your own mind and find the truth inside it. The truth about your own greatest fear and the source of your anxiety. Then, instead of fighting them, you need to accept them and make peace with them. That is the purpose of the Ayahuasca treatment. It's a thousand years old method that used the master plants of Amazon forest, and this method has been created by the Amazonian tribe for more than centuries.
They're using the leaf of Chacruna (Psychotria Viridis), and the Ayahuasca vine (Banisteriopsis Caapi) and then they boiled those ingredients together in order to make the ayahuasca tea. This tea has the psychedelic effect, which means it makes you hallucinate, then the shaman helps you to enter the realm of your own mind. Right there, you have to accept everything that you face, and that's including to accept your darkest fear and source of anxiety.
However, scaring you away is not the shaman job, it's because of they're not a haunted house personnel. Their job is to guide you through each step of your trip within your own mind. You can defeat your own fear and anxiety not by punching them, instead, you are make peace with them. Admit them as the parts of your life and you have to realize that your own fear and anxiety are the ones that have made you reach this far. So, surrendering is the way in their church, and resistance is only giving you the unwanted effects. That's why the Ayahuasca Healing church methods are not for anyone. Instead, it's for the people who aren't looking for a quick-fix, but they're the ones who are looking for find the true meaning of their life by following the way of nature's blessing.


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"I can see why he does it," said Campbell, who came off the final green just before 11 o'clock.
"There was nobody around the first tee at all and even now it's quiet and peaceful."
The only obstacle to his progress, in fact, was an articulated lorry reversing across the 18th hole in front of him as he went to hit his tee shot there.
Rather than waiting for it to get out of the way, though, the New Zealander blasted a drive over the top and into the perfect position on the fairway.
Winner of the US Open three years ago - he pushed Woods into second place at Pinehurst - Campbell would appear to be at another crisis point in his fluctuating career after missing his last six cuts and nine of the last 10.
But the 39-year-old commented: "It's like water off a duck's back to me. Ever since I was a schoolboy I've gone through big ups and downs.
"I know other players in my position would be panicking and might even give up, but with me it can turn right round in one week. That's how it's always been."
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Josephine's Profile
Hello...welcome to Josephine's Abbey on Etsy. I am the gal of one man show...I am from Taiwan, love cats, love fashion, traveling and making bags. I was living in London, Taiwan and right now live in US with my handsome man!
We are just newly parents and enjoy to have a little addition in our family. Busy as other new mom but I am ready to sew again! Thank you for your support for our business and we are very grateful.
Thank you again to visit my shop and Have a wonderful day! <3
- Female
- Born on September 18
- Joined June 23, 2011
Favorite materials
Pure cotton, retro fabric, vintage lace, organic cotton, linen, canvas
- Josephine
- Atlanta, GA
Lovely Handmade bags & gifts in...


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Posts Tagged 'poetry'
Posted May 29, 2017on:
ladies & gents, i am
thrilled to announce…
"decisions we make while we dream" (2012)
and "TRAVERSALS" (2014)
my third collection of poetry and prose
poetry & prose
from inside the fire
will be published FALL 2017
by FLY BY NIGHT PRESS an imprint of
"to all those
who reclaim their
spirits from darkness-
who resolve to protect
the body as an altar,
and keep the fire safe-
know there is an energy of
resilience that unites us all.
we may have to fight everyday-
but we never fight alone.
this is a book about reclamation.
the stories that allowed me to salvage my heart. to return to the fire.
when i released my second book in november 2014 i had no idea what i would begin to experience during the next few months, the path that suddenly opened up and swallowed everything. the years from then to now have been the most painful, most liberating, most awe-inspiring days of my life.
this is a book about staying close to the fire. trusting in your wildlight.
it is a book about struggles with honesty, with identity. about all-consuming loves- passion, destruction, regeneration. about leaving and returning. about lack of self-love and self-worth. about mental illness and addictions. about the indomitable power of the human spirit. about reasons to live. about what happens when you break away from the life you thought you wanted- to walk into the wild. to be taught in ways only the universe can truly teach you- with blood, with sweat. with grief, and wonder. with fire. with heart.
it is a book about trying and trying and trying again…"
thus begins the journey
* book cover photo by the amazing belinda mims
and so it begins (!!!)
Posted April 23, 2017on:
my favorite seasons are upon us (spring! summer!) and the world is waking UP-
some fun & exciting things to share . . .
– NASTY WOMEN UNITE FEST kicks off this week at venues across the city! i'll be speaking on their panel about community engagement and activism (alongside my queens queen wendy angulo of canvas of words!) on WEDNESDAY, APRIL 26 @ 8pm at PAPERBOX in bklyn, followed by music and dance performances. PLEASE check out the FULL lineup- fest runs through april 30 and founder allison brzezinski did a mammoth task in bringing everyone together! MORE INFO: [website] [facebook invite]
– my best friend NICK NEON's award-winning short film ULTRA BLEU just hit the internet for its digital premiere on 4/23/17 and for the first time ever you can now WATCH IT ONLINE! lived & written & shot in seoul, south korea, it's a testament to turning your ache into art. 'we won't always be 20something + lost' … so proud of you, bebeh XII MORE INFO: [facebook]
– i'll be returning to perform at inspired word NYC's 3rd annual QUEENS LIT FEST which i helped to curate in its inaugural year. now at LIC LANDING in beautiful gantry plaza state park, mike geffner & megan dibello do a fantastic job of curating (100!) queens poets & writers plus musicians over the whole weekend, in addition to open mic opportunities. i'll be performing at 6pm on SUNDAY, APRIL 30. come out and meet your queens lit community!! MORE INFO: [website] [facebook]
– one of the most personal pieces i've ever written, 'reliquary: the body' was recently published by yes, poetry magazine, edited by the lovely joanna c. valente. THANK YOU! [check it out here]
– psstttt.. a little birdy told me that MY THIRD BOOK will be published LATER THIS YEAR! stay tuned on that… ;) !!!
– and of course…
THE 2017 SOCRATES SCULPTURE PARK SEASON of PUBLIC PROGRAMS has been announced!! please CHECK OUR WEBSITE for FULL details about all of the FREE events, workshops, music, film, festivals, yoga, kayaking, dance and MUCH MORE happening in our LIC waterfront park, outdoor art museum, and community space from MAY 6 through OCTOBER 28. this is what i've been working on since the fall and i am so excited to finally announce it!
including . . .
** MADE AT SOCRATES, my brand new series of DIY adult (18 yrs. & up) workshops running SELECT SUNDAYS, 1-3pm, MAY THRU SEPT, including: sub-irrigated tomato planters, custom metal stamping, silkscreening, essential oils, soap-making, indigo dyeing and more, all with awesome local partners!
** my brand new mini-festival WILDFEST! (AAHHHH) SATURDAY MAY 20, 12-3pm
Wake up your inner explorer with a new mini-festival celebrating outdoor adventure, native folklore, and a richer relationship with the natural world! Join us for a variety of earthy art and awareness activities from Trees New York, SacredWaters, and Embodied Learning, as well as compass work and orienteering with wilderness guide Sam Combs. Earth Living Skills will pop up on-site to share primitive skills and exercises such as flint-knapping and cordage, camouflage, and bowdrill making. In addition, local organizations will share their upcoming outdoor programming, and attendees can enjoy a Native American cultural presentation from the First Nations People of the Americas with Tecumseh Ceaser Matinecock, and Wampanoag Pokanoket and Chief Reggie Herb Dancer Ceaser of the Matinecock tribe Turkey Clan, with hoop dancer Donna Kolm and the Red Storm Drum and Dance Troupe.
here's also a great article (with lots of amazing photos!) that was published in this month's issue of BORO MAGAZINE and online at QNS.com about this year's socrates season, celebrating our vibrant history and charging forward into the future . . .
Looking toward the next 30 years, the team at Socrates hopes to continue its growth and uphold its mission to serve its community. They hope to bring in more cultural organizations and artistic mediums and expand their audience.
Dimola said that the goal is "for everyone to see themselves represented in Socrates and see it as a place that they can belong- no matter if they grew up here or just moved here, what income what background, what ethnicity."
don't hesitate to get in touch if you have questions or want to get involved or work together this spring/summer! i will pretty much be pitching a tent to live in the wilds at socrates, running around like a loon, and working on my book ;)
can't wait to see you all out & about in the sunshine . . .
THANK YOU AS ALWAYS for your love, fire, and support!
my womanhood is wilderness
Posted March 8, 2017on:
when asked-
what would you save from
a house on fire?
i say-
a torch,
the fire.
hello out there my beauties!
it's INTERNATIONAL WOMEN'S DAY during WOMEN'S HISTORY MONTH and i feel very lucky to have been asked to perform for three wonderful shows coming up very soon..
* i'll be performing 'reliquary: the body' and giving a keynote speech as an artist in public service at the 2nd annual CELEBRATING QUEENS WOMEN ARTISTS event curated by the ever-enchanting joan becht willette at queens council on the arts in astoria THIS FRI 3/10! a multidisciplinary show featuring some of the brightest lady-lights in queens [more info]
* i'm a special featured performer at the 5th annual MDAD WOMEN EMPOWERMENT EVENT curated by the powerhouse melimel at la maison d'art in harlem SAT 3/18! featuring panelists, giveaways, networking, hors d'oeuvres/drinks/dessert! ALSO- check out the brand new #WE2017 promo video we just shot last night at socrates! [more info]
* and i'm so happy to have been invited to jump in to new friend samantha kuhl's NEVERTHELESS: A NIGHT OF NASTY WOMEN at el barrio's artspace PS 109, TUES 3/28! another multidisciplinary show rallying for the cause and showcasing fiery women performers and artists [more info]
before that-
i'll also be hosting for QUEENS' LONGEST RUNNING READING SERIES, BOUNDLESS TALES this THURSDAY 3/9 at the local NYC in long island city- i say over and over again that boundless is where i got my real start in the queens literary community and with hosting, and i am forever grateful. if you're a writer you should submit your work for consideration to be featured by the founder aida zilelian, who is a fantastic writer and curator i have always admired. [more info]
* * *
'well aren't you a fascinating creature,'
he mouths through mists of drink and i don't think
he recognizes the perceptivity of that word choice
and no, i don't mean fascinating- i mean
the other word, the one reserved
for the feathered and furred and
women like me whose bones
sing songs like fires
in the landscape
in my belly there is a house in
flames and i lit it
those rarities of space in which
we can stand inside our nakedness
human incantation of the wild
woman, incarnation of the
she was the one who
taught him
he never saw
the body as an altar
how to nourish a universe
with your own blood, selfless-
you need no scripture
to remind you
what is inherently
* * *
also wanted to share with you-
my beloved SOCRATES SCULPTURE PARK is running an OPEN CALL / CALL TO ACTION for our famous BROADWAY BILLBOARD above our main gate. do YOU have an idea/photograph/design/drawing/piece of art/etc that you'd like to see up there?! we're looking for ideas that relate to democracy and american identity, and you can find more about it RIGHT HERE (DEADLINE APRIL 15!)
MORE EVENTS COMING UP like inspired word NYC's much-anticipated COFFEED open mic reunion and their fantastic QUEENS LIT FEST can always be found HERE on the events page.
some sound + vision…
i've had amazing time performing lately for beautiful artists affiliated with LIC ARTS OPEN and the LIC-A LONG ISLAND CITY ARTISTS groups, two of which were captured on video:
* "LUMINOUS ANIMAL" & "SOMEWHERE ELSE" at the 'what is human?' exhibition opening
* and "A MEMORY IS ALTERED EVERYTIME YOU RECOLLECT IT" a dance and poetry piece with gorgeous alvin ailey dancer artemis stamouli at the '8 LOVES' valentines day show
i'm working on finishing up the socrates calendar for you all this month (season announcement in april! let me know if you're interested in volunteering and i'll hook you up!) and we're going to have a rad, rad summer at the park.
i would also love to do a reprise of the art & mental health/mental illness show HOW WE CREATE & HOW WE COPE which was one of the proudest moments of my curatorial, artistic and HUMAN life in general. THANK YOU to all who were there in the room that night, it was beyond me..
* * *
but i am self-willed.
the word wild is a contraction of
the word willed
and this is self-willed land
this is
bones cleaving so
shoulders can crack and
wings can breathe,
fanned full against the space-
inward, seeking wonder!
i said i saw myself
in the ground
he said, in the gesture is
the treasure, what
do i want my fellow
souls to remember?
see me as the movement
of standing up out of
your own grave
icarus returned as
the messenger
they plucked my
heart from
inside the ribs
of lazarus
i said
womanhood is
and i will never
for that.
foto by the amazing george mcclintock
hello beautiful people,
especially in these times, it is so necessary for us to remember why we do the things we do. to reach out, to stay loving, to stay shining beacons- of hope, togetherness, ferocity, bravery, gentleness, gratitude, wildness, inclusivity, wonder.
this has been so helpful to me:
and every day, the world will drag you by the hand, yelling, 'this is important! and this is important! and this is important! you need to worry about this! and this! and this!' and each day, it's up to you to yank your hand back, put it on your heart and say, 'no. this is what's important.' -iain s. thomas
it is up to YOU. it is up to US.
i wanted to invite you to some opportunities to do just THAT, going forward…
* i am officially director of public programs at my beloved socrates sculpture park! our 2017 season will be announced in early april and i am beyond excited to welcome you to- or hopefully, BACK to!- this exceptionally special wonderland on the LIC waterfront. FREE public programs from concerts to yoga to art-making to festivals to dance to making and learning- for ALL.
* i am hosting and curating an event that is extremely close to my heart next month, featuring a bunch of brave souls i know and love.
intersections of art & mental health/mental illness
fri february 10 6:30-8:30 at queens council on the arts in astoria
Queens native and poet/curator Audrey Dimola hosts a panel and performance evening aiming for safe space, honest talk, and open presentations about the too-often stigmatized topic of mental illness, particularly in connection to the creative experience.
Throughout our cultural history, many of the legendary artists we know today grappled in this way- yet it becomes a passing line in their bio, a tragic footnote; and their brilliant work remains. In the present day, an increasing number of individuals of all ages are struggling in similar fashion, frequently in silence and shame, for fear of judgment and unanswered questions.
How much of how we suffer makes us who we are and results in the art we create? How much of these feelings are the natural experience of the artist, and when is it time to seek help? What do those forms of help look like?
A variety of local featured artists will present their stories, poetry, visual art, and more, in addition to facilitated discussion, Q&A, and sharing of resources/experiences on these topics.
here is the facebook invite, and the registration link at queens council on the arts- tix are $5.
* a deeply personal piece of mine in the vein of poetic theatre debuted at the end of last year at the LIC-A winter gala, and was thankfully captured on film. it's called reliquary: the body and if you're so inclined, you can watch it HERE.
* also coming up…
2/2/17 – Featured artist on City World Radio on International Women Artists' Salon's Salon Radio program discussing HOW WE CREATE & HOW WE COPE, listen LIVE online at cityworldradio.com, 8-8:55pm EST
2/11/17 – Featured poet at Cyrus Second Saturdays Poetry Series in Bay Shore, Long Island
2/14/17 – Performing "a memory is altered everytime you recollect it" with Alvin Ailey dancer Artemis Stamouli at LIC-A's Valentine's Night opening of their Feb/March exhibition, 8 Loves. 6-10pm at the Plaxall Gallery in LIC
3/9/17 – Hosting Queens' longest running reading series, Boundless Tales, at The Local NYC in Long Island City, 7-8:30pm
3/10/17 – Featured poet at the 2nd annual Celebrating Queens Women Artists event curated by Joan Willette at Queens Council on the Arts in Astoria, 6:30pm
3/18/17 – Featured poet at MDAD presents 5th Annual Women Empowerment Event in Harlem, 6pm
3/24/17 – Performing at Inspired Word NYC's Pre-Queens Lit Fest Open Mic at COFFEED in Astoria/LIC, 6:30-9:30pm
4/1/17 – Featured poet at Line Break Reading Series at Q.E.D. in Astoria, 3pm
4/30/17 – Featured poet at Inspired Word NYC's annual Queens Lit Fest in Long Island City, 6pm
you can always check the events page on this website for more details and the latest.
i am setting off on a very long bus ride to chicago tonight to explore, visit some old friends, and see a band that helped me instrumentally in continuing to fight for my journey and return to my purpose in the darkest moments i have lived through thus far. in fact, sometimes his voice was the only voice that was able to reach me.. if you've never heard of NAHKO & medicine for the people, please look them up. i first heard this song played on acoustic guitar while i was living on growing heart farm in summer 2015, the summer i chose to change my life- and immediately it fused with my heart. it has comforted me immensely, and i hope, if you listen to it, it comforts you too.
i pray:
loving you all with brightness, fierceness, and
thanking you for what makes you, you…
go slowly, see miracles opens fri 5/20/16 from 6-10pm in 43-01 21st street in long island city but will be on view 12-6pm on saturday 5/21 and sunday 5/22!
it's a little after 2 in the morning and less than an hour ago i returned home from day 3 of my install for LIC arts open 6. sitting down at this blank page (computer screen?!) words just can't seem to do it justice. carolina and richard from LICAO- thank you, thank you for this opportunity..
this is more than a project, an art installation, a room transformation.. it's a commemoration. a milestone. this was one of those things- it emerged out of dreams, experiences, words, darkness. to think that- earlier this year, i was in a place where i couldn't recognize myself, at all. the changes in my life completely displaced me- the decisions, the goodbyes, the wild adventures, the woods, the farms, the art, the risks, all certainty became uncertainty, grounded to a sudden halt. all unfamiliar, hollow, numb. i perceived the disassociation as a new norm.. but out of that darkness- came the beginnings of this. i'm a lifelong writer but also a lifelong artist. when words failed me- i worked with my hands. i worked with scratches and tears, collage, mixed media, the mysticism of found objects, ink and smears, fire. golden paint like byzantine halos. earthen material. the things i couldn't say- i created. it was the only thing i could do, at that moment.
we often get stuck in our own spheres.. i am a poet- i use voice, i use words. that's who i am. it's scary and uncomfortable to own another role (in this case- installation artist), and we so often hesitate. paralyzed by judgment of self and imagined from others.. yet my longing to expand remained. poetry in three dimensions materialized while creating 'art for the wild' with my brilliant sister april- found poetry, tearing up books, collaging with images onto wood, onto painted glass bottles, inspiration stones. THE WILD PAPERS in collaboration with some beautiful friends was my first site-specific experience in the theatrical/performative realm- i carry it with me everyday. but i have wanted to create a world of my own since before the conception of that show.. a space i could transform. fairy lights. jungle greenery. hideaways. wonderland.
the roots of this project are deep- but somehow deepest at the moments when i felt my own nearly ripped out from under me. the fact that i am here, in realtime- three days into the installation of that world i dreamed of, the world i laid the foundations of in one of the deepest darknesses i have ever experienced.. the vision is becoming real. the vision is challenging, humbling, emotional, electric, frustrating, EXCITING. BEAUTIFUL. WILD. but it is all mine. my ladder climbs. my sharpie words. my mirror shards. my relics. my tangles. what will you think when you see it? what will you feel? what will the reception be..?
for me, this is not just an installation. it's the identity i swore i'd lost. the legend i swore i'd lost at the beginning of 2016. my heart, my memories, my story- in three dimensions. in a space. in a world. i feel like i've created neverland and now i can go home again.. yet it takes creating something OUTWARDLY to realize that it has always existed INWARDLY.. creation is an incredible thing.
over and over.. you recreate from the ashes. you honor where you've been. 'go slowly, see miracles' is my chance to do that. to prove to myself that i can survive. that i have survived. and i can trust these hands, this head, this heart- to carry me into what will soon be my 30th year on earth.
i choose life. i choose immortality. i choose wildness. gratitude. grace. a prayer of thanks to THE WONDER and the beauty of losing and finding and losing and finding it again.
thank you for being a part of my story.. come see it in front of your eyes this friday, 6pm at the opening for the 43-01 21st st building, filled with incredible art of myriad mediums and 2 other immersive installations.
thank you// mama always. my family. amazing april. scott weiland. nahko bear. 'to the wonder.' marcus & zuko. daddy. kristine. j. syd. sana. joan. nick. everyone who finds my writing in the street. the friends who looked for me. the words that saved me. riley, isabella, cristiano, layla. the woods. the ocean. pluf. chris mccandless. jen & TYR. my patron saint peter pan. my guardian angel nana. my TRIBE. LICAO. and the darkness that almost beat me.. for showing me how bright i can be.
[[SO MUCH MORE is going on in LICAO 2016, check out the booklet for all event & exhibition listings! festival runs may 18-22
scenes from the journey thus far… (click on the videos to play them!)
reflections from tonight:
{insert really loud peter pan crow here}
vignettes, victories
Posted May 4, 2016on:
some wonderful, wonderful, wonderful things:
i took one of the lil wild ones i babysit to a park in ravenswood i spent so much time playing in when i was little.. most of it has changed but some things remain, like those concrete tunnels. what a trip it was to crawl through them again, see the same vantage points, lean my back against the cool surface in the shadows. // i am an intensely, heartquakingly nostalgic person, to the point that my present is consistently affected by my past. 'everything i've ever let go of has claw marks on it.' // yet i realized- our task is not to forever mourn the innocence and precious discoveries of childhood, always looking backward, tears in our eyes. but to recognize that we are eternally children in the wake of the world's wonder. we must STILL learn to use our bodies, expand for new thoughts and ideas, new questions, new perceptions. tear down everything we know to start again with something new. the wonder isn't over once we learn to walk or talk, balance or write. keep remembering to forget that just because you're older doesn't mean you're done learning and you can just relax into 'this life,' the day-to-day, the grind, whatever it is. we owe it to ourselves- past, present, future- to remember we are forever children, forever explorers, forever students of the word, the earth, movement, adventure, imagination.. light.
do your heart's work! my heart is so full helping out for a cause i wholeheartedly believe in- creating a new space for literature and literacy in queens with my beautiful and kickass friends at the queens bookshop initiative. getting to play and read to these kids was so wonderful- i even got to share one of my own favorite books from childhood, 'the land of many colors.' stories are forever, creativity is forever. we have to foster it in our kids as young as possible.. if you want to support them in their effort to build a second bookshop in queens (we only have ONE in our massive borough right now) please donate to their kickstarter and stay updated throughout their journey!!
making. this. real. coming to the former wills building at 43-01 21st st, may 18-22, 2016 for the 6th annual LIC arts open festival // Known throughout Queens for her explosive poetry, performance, and curatorial work, this is LIC native Audrey Dimola's first art installation. 'go slowly, see miracles' is an immersive amalgam of hidden treasures and alcoves of memories, a cross between a lost boy's wilderness hideaway, a secret grotto in the mind, and the gritty intersections of love, identity, and nostalgia. It features a variety of never before seen mixed media art pieces, 3D poetry, found objects, sound and visuals, and more- exploring wild spirituality, descents into darkness, reclamation and annunciation. The work is specially presented in this form for LICAO 2016.
things like THIS happen in the promo video they shot..!
(video no longer exists)
and most recently…
after MANY years of wanting to do this, and running along with checking off bucket list items (like the polar bear plunge!) in my 29th year… i finished the five boro bike tour this past weekend!!! // i was so emotional at so many points throughout this trip. just remembering the darkest moments and feeling this, NOW. knowing there's no limit to life, to the way it can surprise you, how things you dream of are even better when your sweat and hard work make them REAL. despite the rain & cold we didn't back down from the challenge today.. here's to riding hard, living wild, and renewed faith in my own strength. i let out a peter pan crow while whizzing down the verrazano to the finish. i will never forget this day & the one soul i had beside me the entire time.. love and eternal gratitude for this entire experience and my wonderful family for being our pit crew in LIC!
to survive in this world we constantly have to remind ourselves that wildly multitasking is not the goal, going faster than everyone else is not the goal.. being fully present** is.
also… i could not feel more blessed about working as the new public programs coordinator at my beloved socrates sculpture park!!!
30 years ago, this year, socrates sculpture park and i were born in long island city. i am so proud, elated, excited & inspired to announce that as of last month, i'm the park's new public programs coordinator! socrates sculpture park has given me SO MUCH- for literally as long as i can remember i've spent days and nights playing, writing, observing, and seeking solace within its gates. its home has always been my home. now in its 30th year, which will also be my 30th year this august, i get to give back.. gratitude doesn't even begin to describe.
never give up // never give up
[all upcoming events are listed HERE
keep the fire in your belly & the gratitude in your heart.. biggest big love!
wild tales
Posted April 4, 2016on:
this wkend i got to hike up to hunter mountain in my beloved catskills and help with repairing the devils acre lean-to.. through rain, a little bit of hail, blue sky, a gorgeous clear night, and then waking up in 19 degrees & 6 inches of snow! thanks to destination backcountry adventures & the best guides/volunteer crew, i LOVED it.
hiking & working in the woods is a microcosm of life. you're learning at every moment & you have to be ready for anything. carry logs? re-shingle a roof? break camp in the snow? let's go. and the things that stop you cold in the city, that raise your anxiety.. you don't have time for it here. i love the catskills because- everytime- they bring me back. no notifications, laughter with strangers who become friends, strength stretching, and the kind of silence that fills you instead of making you uneasy. thank you DBA & co for the chance to return to woods & work and remember why i started the journey this past summer. every lesson you need to learn is in the earth.
[here's some more photos and dave's post about the trip on the DBA website
it's been a long-time wish of mine to experience camping & hiking in the snow, especially since i started training as a wilderness guide & educator last year.. i missed going adventuring this winter due to an extremely rough season in my head & heart.. but unexpectedly, on this trip at the beginning of spring, got this. /// these are the moments.
[psst- upcoming poetry & performance events are listed HERE!
after writing this, i cruised through some notebooks from summer of last year onward (all affectionately entitled "WILDERNESS") and revisited the trips i've taken since getting involved with DBA and another amazing organization, discover outdoors. i dug out two poems and realized they both mentioned birch trees- bookends of each other, one born out of the first trip i took with DO as a client/observer, and the other from one of the last trips i went on before winter, the first i 'really' led as a guide. i remember scribbling in tiny notebooks while on trail, trusting my feet.. 'i am a student of the forest. i feel so at home in the woods it's unbelievable. this is my SOUL PLACE.'
black rock
birch trees like
my heart
fire of gold
leaves and
strewn rock
out of a dream
covered in
sweet ache
in the limbs,
hearty like
the souls of old
here the trail
are clear
the pin in
my heart
settles not on
anything i
stop its flicker
and spin,
only wonder-
only here
only this.
the forest
unfolds like
walking into
a flame
blue and turquoise
remind me of the sea
my other home
now here
shrouded in the
my other mother
just as powerful
as the flesh
and blood
who taught
me to be
the red blaze
among the
the fire flicker
of salamander
the forest
she speaks to me
but now refuses to
how can you waste
another day
of this
not being
your life?
let the wild
tendrils of your
heart sink
into me,
only i
will anchor you
not the flimsy
mortal fiber
that binds you–
high pt mtn
trail teaches you to focus, be present
flex the sinew of your awareness..
stark birch standing like
ghosts of a former
i remember you
you gave me these
you used to lead me
now i'm leading
the leaf litter
glitters with
some kind of
mystic certainty
there is a trail
where there
is no trail
(just because you're
walking it)
life is like that.
that woodpecker
is knocking on
the door of
my old life
it echoes through
the trees
like an affirmation
i will fill my
heart with
forest footsteps
and streaks of
god i let my
be filled
by this-
i keep forgetting
to say grace
when i eat but
each inhale of
verdant atmosphere
is prayer
i remember jesus
in the garden
he is my
wilderness sound
she says
your senses are
we humanimals
know when to
twist before
a bone will
does a heart
react the same way?
it's all instinct-
leading them
as i'm leading myself
take us to the
promised land!
he says
without knowing
how right he is-
exodus from
false self to
true self
i fold my
wings like a
prophet in
this is how
i give thanks.


text:
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No-Tuition Promise
Berea is the only one of America's top colleges that awards every enrolled student a no-tuition promise.
No student pays for tuition.
Our generous TUITION PROMISE SCHOLARSHIP makes it possible for you to graduate debt-free. Even if you borrow for special learning opportunities or to replace your family's total contribution, you will have a low debt compared to national trends. We sometimes call Berea "the best education money can't buy."
Berea College Alumnus Ron Daley Inducted to Kentucky Journalism Hall of Fame
Daley was honored for his two decades of experience as the co-founder, publisher, and editor of the Troublesome Creek Times from June, 1980 to September, 2000.
Berea College Awards Three Alumni with Special Recognition
Three Berea College alumni received awards during the College's recent Summer Reunion. Awardees include Larry Woods, Alumni Loyalty Award; Robert Auerbach, Distinguished Alumnus Award; and Ann Beard Grundy, Distinguished Alumna Award.
Grant Funds Educational Opportunities for Bell County Students
Partners for Education at Berea College has been awarded a $257,000 Upward Bound grant to serve students at Bell County High School in Pineville, Kentucky.
Five Berea College Students Awarded Scholarships to Study Abroad
The Gilman Scholarship Program, sponsored by the U.S. Department of State's Bureau of Educational and Cultural Affairs is an undergraduate program for U.S. citizens of limited financial means to enable them to study abroad, thereby internationalizing their outlook and better preparing them to thrive in the global economy.
Berea College Celebrates Construction Milestone for Margaret A. Cargill Natural Sciences and Health Building
Berea College trustees, administrators, faculty, staff, and representatives from builder Messer Construction participated in a topping out ceremony on Friday, April 21, to mark another construction milestone for the Margaret A. Cargill Natural Sciences and Health building. The audience watched as a crane lifted the structure's final beam—signed by donors and supporters of the project, and decorated with an American flag and Berea College pennants—and maneuvered it into position atop the building's steel framework. The investment made by alumni and donors in supporting the campaign for the Margaret A. Cargill Natural Sciences and Health building propels Berea College into the 21st century and builds on the college's long tradition of providing its students with outstanding educational opportunities and facilities. The new academic building is scheduled to open in the Fall of 2018.


text:
all out war
Police harassment vs PAMALAKAYA members in Quezon continues
Police harassment vs PAMALAKAYA members in Quezon continues
Sariaya, Quezon – The militant fisherfolk group Pambansang Lakas ng Kilusang Mamamalakaya ng Pilipinas (PAMALAKAYA-Pilipinas) on Wednesday decried the recent harassment committed by the Philippine National Police (PNP) under the Quezon Provincial Public Safety Company (PPSC) against the fisherfolk in the coastal barangays of Sariaya, Quezon.
According to Ara Marcellana, PAMALAKAYA organizer and regional coordinator in Southern Tagalog, the first harassment, dubbed by the PNP as 'operation strike' occurred on February 18 where 10 elements of the PNP in a full battle gear rummaged Brgy. Guisguis Talon to search for her and her two other colleagues. Marcellana said they are being accused by the PNP of being members of the communist-New People's Army (NPA). The PNP interrogated the fisherfolk in the area on the whereabouts of the organizers, they even threatened the fishers not to entertain the organizers or else they will also get arrested.
The same thing happened on March 5 where 12 PNP returned to the same coastal barangay and accused the fisherfolk and other coastal residents that they are accepting and accommodating NPA members in their community. The fisherfolk denied the allegations, saying they are members of PAMALAKAYA and the organizers are helping them on their local issue which is the planned conversion of their coastal community into a coal-fired thermal power plant of the San Miguel Corp. (SMC) Global Power Holdings Inc.
In a statement, PAMALAKAYA National Chairperson Fernando Hicap assailed the PNP for the harassment and threat they commit to the fishers and its organizers.
Fisherfolk organizers harassed, chased down by elements of PNP in Sariaya, Quezon
Fisherfolk organizers harassed, chased down by elements of PNP in Sariaya, Quezon
Sariaya, Quezon – The provincial organizers of the fisherfolk group Pambansang Lakas ng Kilusang Mamamalakaya ng Pilipinas (PAMALAKAYA-Pilipinas) in Sariaya, Quezon reported harassment from the elements of the Philippine National Police (PNP) under the 415th Provincial Police Mobile Group.
Ara Marcellana, PAMALAKAYA-Southern Tagalog Coordinator and organizer reported that on the morning of February 18, at least 10 elements of the PNP have searched and rummaged Barangay Guisguis Talon where she and her co-organizers had last went into. The elements of the PNP that were in a full battle gear have threatened and interrogated fisherfolk leaders in the community and told them not to entertain the organizers or else they will get involved in the arrest.
"This is the sum of all our fears, the government-declared all-out-war is actually a total war versus unarmed and legal activists fighting for the welfare of the marginalized sectors in the countryside. We vehemently condemn the PNP and its elements in the strongest terms possible for the harassment and fear they brought to the fisherfolk of Quezon. Our members and organizers in Quezon are active members of PAMALAKAYA that legitimately waging their local struggle which is the planned conversion of their fishing community into private venture," Fernando Hicap, PAMALAKAYA Chairperson said in a statement.
Government's all-out-war means total war vs unarmed activists and freedom fighters – fisherfolk group
Government's all-out-war means total war vs unarmed activists and freedom fighters
– fisherfolk group
Manila, Philippines – The militant fisherfolk group Pambansang Lakas ng Kilusang Mamamalakaya ng Pilipinas (PAMALAKAYA-Pilipinas) on Wednesday assailed President Rodrigo Duterte's all-out-war declaration against the Communist Party of the Philippines and its armed-wing New People's Army (CPP-NPA) for according to them, this is equivalent to a total war against unarmed activists and rights advocates fighting for the welfare and basic rights of the marginalized people.
President Duterte's declaration of an all out war was part of his series of tantrums after he lifted its own unilateral ceasefire declaration against the revolutionary rebels followed by complete termination of the ongoing peace negotiations between the Government of the Republic of the Philippines (GRP) and the communist National Democratic Front of the Philippines (NDFP).
In a statement, PAMALAKAYA lambasted the Armed Forces of the Philippines (AFP) Chief of Staff Eduardo Año and the Department of National Defense (DND) Secretary Delfin Lorenzana for working hand in glove to derail the peace talks. The two high-ranking AFP Generals are the partners in crime behind the cessation of the peace negotiation that could have been achieve prosperous developments that are deemed helpful to the Filipino people in the process.


text:
Leading GOP Senator: Rubio's the "Favorite"
Sen. Jim DeMint from South Carolina is one of the most conservative members of Congress, but it's still something of a coup that he endorsed the most conservative contender in Florida's Senate race, Marco Rubio.
That's because in doing so, DeMint is defying the National Republican Senatorial Committee, which endorsed Charlie Crist in virtually the same breath as the governor announced his candidacy last month. The chair of the committee, Sen. John Cornyn of Texas, has defended that controversial decision by saying that Crist represents the party's most "realistic" chance of winning the 2010 election, which implies that Rubio's bid is unrealistic. Polls seem to agree, the latest of which puts Crist at 54 percent of the Republican vote and Rubio at 23.
A conservative blog, Right Wing News, asked DeMint to comment on the lopsided early polls. He said:
I was in the same situation myself and I won and not only do I think Marco Rubio can win, I think he's the favorite. I think he has ideas that are much more powerful than the politicians. I think the people in Florida are going to move towards his message.
As a recent article in Slate points out, the Republican Party has acknowledged its need for ideas, but its snubbing of the Rubio campaign suggests that it'll sacrifice an ideas guy for the sake of a candidate, like Crist, who appeals to swing voters and conservative Democrats.
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text:
"We've taken the measures through clarifying our existing guidelines for foreign-exchange transactions to facilitate the inflow of foreign direct investment (FDI) into Bangladesh," a senior official of the Bangladesh Bank (BB) told the FE.
He also said it will also help in averting exchange-rate-fluctuation risk during the investment period.
The central bank issued a clarification to this effect Sunday, asking all authorised dealer (AD) banks in foreign exchange to follow the latest instructions on issuance of shares in favour of non-residents by debit to non-resident Taka accounts with overseas branches and correspondents.
"This is to clarify that shares may be issued in favour of non-residents by debit to non-resident Taka accounts maintained by ADs in the names of their overseas branches and correspondents against inward remittance in convertible foreign currencies," says the BB clarification.
It also said the ADs may issue certificate in support of the payment from such account for purchase of shares in Bangladeshi companies.
Talking to the FE, another BB official said the central bank issued the clarification in line with the foreign investors' recommendations.
"The Japan External Trade Organisation (JETRO) had submitted a recommendation to the central bank seeking such clarification," the BB official noted.
The JETRO is a government-related organisation that works to promote mutual trade and investment between Japan and the rest of the world.
In the context of certificate issuance to the beneficiary, the banks will have to follow uniformity for making payment with both currencies, according to the central banker.
The central bank also issued two prescribed formats in this connection.
In the context of certificate issuance to the beneficiary, the ADs shall follow format-A in case of payment from a non-resident Taka account and format-B in case of payment against direct inward remittance in foreign currency.
Under the existing regulations, shares may be issued in favor of non-residents against freely convertible foreign exchanges brought in from abroad through the banking channel.
The ADs are allowed to open and maintain non-resident Taka accounts in the names of their overseas branches and correspondents against inward remittance in convertible foreign currencies. "The fund held in such accounts is tantamount to foreign a currency," it noted.
The gross inflows of FDI increased by 7.08 per cent to $ 1.71 billion during the July-January period of the ongoing fiscal year (FY) 2016-17 from $ 1.60 billion in the corresponding period of the FY 16 while net FDI inflows rose by 8.57 per cent to $975 million from $898 million.
Meanwhile, there have been various suggestions from some policy researchers and business magnets for the government to espouse brave and effective measures for wooing foreign investment on a larger scale, even if it comes from tax-heaven countries or territories.
Source: einnews.com


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SIMED Awarded for Outstanding Clinical Practice
Thursday, June 15, 2017 - 14:12
SIMED Awarded for Outstanding Clinical Practice
Thursday, June 15, 2017 - 14:12
Tuesday, June 13, 2017 - 09:05
SIMED First Care Urgent Care is excited to announce our new BasicMed physical and Comprehensive Medical Examination of small plane pilots.
Tuesday, May 9, 2017 - 15:01
SIMED would like to thank all of our Advanced Registered Nurse Practitioners for their compassion, dedication and efforts towards improving health for our patients.
Salute To All Nurses
Monday, May 8, 2017 - 13:55
SIMED would like to thank all of the nurses who care for our patients and the families who support them.
SIMED Welcomes Dr. D'Wan Carpenter
Saturday, April 1, 2017 - 03:35
SIMED is excited to welcome D'Wan Carpenter, DO to our Physical Medicine & Rehabilitation Divisions in Ocala and Chiefland. Dr.
SIMED Welcomes Dr. Cuesta & Foot & Ankle Center
Tuesday, February 28, 2017 - 11:42
SIMED is excited to announce the opening of the new Foot & Ankle Center and welcome Dr. Cuesta!
Hurt on the Job? Do you know what to do?
Friday, February 17, 2017 - 09:40
Dr. Martin, a physician at SIMED Urgent Care, states that over 50% of his patients are visiting due to work related injuries.
Fascinating Facts about Brains Info Graphic with Dr.Reid
Thursday, February 2, 2017 - 09:14
What is Your Heart Score?
Wednesday, January 25, 2017 - 15:01
Do you find yourself asking "How healthy is my heart?"Finding your Heart Score is a step in the right direction to managing your health and wellbeing.
Thyroid Awareness month
Thursday, January 19, 2017 - 09:49
January we acknowledge Thyroid Awareness month.
Starfish Award Division & Employee Winners
Friday, January 13, 2017 - 14:18
Award Winners: Second Half of 2016
Happy New Year!
Friday, January 6, 2017 - 10:15
Happy New Year! Welcome 2017!
SIMED welcomes Massage Therapy
Thursday, January 5, 2017 - 16:09
SIMED Physical Therapy is now providing Massage Therapy!
Tips on Healthy Aging
Wednesday, September 14, 2016 - 15:26
The United States is aging.
10 Ways to Stay Healthy
Tuesday, September 13, 2016 - 12:28
Staying fit and active can have a very positive impact on your overall health.
Get some relief this Ragweed Season
Sunday, August 28, 2016 - 13:00
Fall is just around the corner. As the season changes we trade I the sweltering hot days of summer for the cooler, crisp days of autumn.
Be prepared this year with Immunization & Vaccines
Friday, August 19, 2016 - 12:11
College Safety Survival Guide
Wednesday, August 10, 2016 - 15:12
The start of a new college semester can be a very exciting time in a young adult's life.
Robotic Surgery for Women's Health
Monday, August 1, 2016 - 10:37
Back-to-School Means Back-To-School Physicals
Sunday, July 24, 2016 - 13:00
If you need to get your kids in for a physical, walk-in anytime or contact our office and schedule an appointment today!
Essential Facts to Know About Diabetes
Sunday, July 17, 2016 - 14:03
Diabetes is not uncommon in America. According to the American Diabetes Association, about 10% of Americans have been diagnosed with diabetes.
Arthritis 101: What You Need To Know
Tuesday, July 5, 2016 - 10:50
Summer Time Tips
Tuesday, June 28, 2016 - 15:56
Summer is a time for fun, relaxation, vacations and being outdoors.
June is Scoliosis Awareness Month
Thursday, June 23, 2016 - 15:40
Remember getting checked for scoliosis in elementary school? Did you ever realize how important it was getting that exam?
June is Post Traumatic Stress Disorder Awareness Month
Sunday, June 19, 2016 - 14:18
June is Post Traumatic Stress Disorder awareness month.
Men's Health Awareness Month
Thursday, June 16, 2016 - 08:09
By the age of 85, women outnumber men in the U.S.
Melanoma/Skin Cancer Detection and Prevention Month
Sunday, May 22, 2016 - 13:00
National Women's Health Week
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We sit down with SIMED Women's Health gynecologist Dr.
SIMED Joins National Effort to Improve Diabetes Management with Together 2 Goal
Thursday, May 5, 2016 - 13:00
SIMED announced today that it has joined the American Medical Group Association's Diabetes:
Allergy & Asthma Awareness Month
Monday, May 2, 2016 - 12:36
Asthma has many causes, one of which is allergies.
World Immunization Week
Saturday, April 23, 2016 - 15:15
This week is World Immunization Week. Even though certain vaccinations have been developed, they have yet to become readily available in some countries.
SIMED Celebrates Lab Week!
Saturday, April 23, 2016 - 13:00
Medical Laboratory Professionals Week is an annual celebration of the licensed professionals who play vital role in many aspects of health care.
STDs, and What You Need To Know
Sunday, April 17, 2016 - 13:00
Alcohol and Its Cost To Society
Sunday, April 10, 2016 - 13:00
"The cost to society for alcohol consumption is enormous," says Dr. Calvin Martin, an Urgent Care physician at SIMED's First Care.
Suffering from Seasonal Allergies? SIMED Allergy & Asthma can Help!
Sunday, April 3, 2016 - 13:00
At SIMED we're often asked "Why should I see an Allergy – Immunologist?
How do Kidneys work? Symptoms, Signs and Facts about Kidney Failure.
Sunday, March 20, 2016 - 13:00
March is National Kidney Month and the National Kidney Foundation is urging all Americans to give their kidneys a second thought and a well-deserved checkup.
7 Fascinating Facts about Brains
Monday, March 14, 2016 - 12:12
To our knowledge, the brain is the most complex organized matter in the universe. We know of nothing as complex in anyone's experience.
National Sleep Awareness Week Reminds Us How Sleep is Important to Our Overall Health
Saturday, March 5, 2016 - 12:00
Ask yourself the following questions:
Colon Cancer Early Detection Can Save Your Life
Monday, February 29, 2016 - 14:47
March is Colorectal Cancer Awareness month. Colorectal cancer is the fourth most common cancer in the United States and the 2nd leading cause of death from cancer. E
Sleep and Heart Health
Wednesday, February 24, 2016 - 17:38
According to the National Sleep Foundation over 18 million Americans suffer from some type of sleep disorder.
Women and Heart Disease - Could You Be At Risk?
Wednesday, February 10, 2016 - 11:35
Each year, heart disease, kills over 400,000 American women, which is "approximately the same number of women as the next three causes of death combined, including all forms of cancer," according t
What is Your Heart Score?
Sunday, January 31, 2016 - 12:00
Do you know how healthy your heart is? Are you ever worried that your lifestyle is negatively affecting your overall health?
Dr. Noone's New Year's Weight Loss Resolution Tips!
Saturday, January 2, 2016 - 12:00
Some of the top New Years resolutions of 2015 were to lose weight, to enjoy life to the fullest, and to get fit and healthy.
Raising Suicide Awareness For Veterans
Thursday, November 19, 2015 - 12:00
Every day, 22 veterans in America commit suicide.
National Breast Cancer Awareness Month: Help Finish the Fight Against Breast Cancer
Wednesday, September 30, 2015 - 13:00
Ocotober is national Breast Cancer Awareness month and SIMED wants you to be informed!
SIMED Recognized by UnitedHealthcare for Improving Service to Medicare Advantage Members.
Tuesday, September 29, 2015 - 13:00
SIMED is proud to announce that it has recently earned the 2014 UnitedHealthcare PATH Excellence in Patient Service Award.
Urgent Care or Emergency Room? Which Choice is the Right Choice?
Sunday, August 30, 2015 - 13:00
When an acute injury or illness strikes, as a patient, you have some important decisions to make.
Summer Hydration Tips 101
Sunday, August 9, 2015 - 13:00
In these hot and humid Florida days, staying hydrated is more important that ever.
Beat the Heat!
Sunday, August 2, 2015 - 13:00
Living in Florida means we are no strangers to hot and muggy days especially in the summer months, but as the temperature climbs so does our risk of heat illness.
SIMED becomes the first physician-owned practice to join the Institutional Partners Council of the AAPM&R
Sunday, July 19, 2015 - 13:00
SIMED has joined the Institutional Partners Council of the American Academy of Physical Medicine and Rehabilitation (AAPM&R). According to the AAPM&R, "This has been developed as a way to
SIMED Recognized As Gold Level Fit-Friendly Worksite
Sunday, June 14, 2015 - 13:00
SIMED is honored to announce that we have been recognized as a Fit-Friendly Worksite for 2015.
What is a Physiatrist?
Sunday, June 7, 2015 - 13:00
Can Natural Supplements Ease Migraines?
Sunday, May 17, 2015 - 13:00
Doctor Linda Grover of SIMED Womens Health with a New Research Study for Premenopausal Women
Saturday, April 25, 2015 - 13:00
Is decreased
Celebrate Medical Laboratory Professionals Week
Thursday, April 16, 2015 - 13:00
"Laboratory Professionals Get Results" i
Is the Pneumonia Vaccine Right For You?
Sunday, April 12, 2015 - 13:00
Let's Help Kick the Butt Out of Tobacco!
Monday, March 30, 2015 - 13:00
It's No Joke! April 1, 2015 is National Walking Day.
Wednesday, March 25, 2015 - 13:00
On Wednesday April 1, we'll be celebrating National Walking Day with the
Are you feeling blue on St. Patricks day? Or do you plan on being green?
Thursday, March 19, 2015 - 13:00
Many of us like to celebrate St. Patrick's Day with a nice beer or two. Sometimes we can over-indulge and drink too much alcohol in our quest to celebrate this unique holiday.
Are You At Risk For Diabetes? Get Checked For Diabetes Alert Day
Thursday, March 19, 2015 - 13:00
SIMED Sleep Center Celebrates Reaccreditation
Thursday, March 5, 2015 - 12:00
National Sleep Awareness Week is underway (
SIMED Celebrates Medical Laboratory Professionals Week
Sunday, May 18, 2014 - 06:06
Medical Laboratory Professionals Week is an annual celebration of the laboratory professionals who play a vital role in every aspect of health care. Since they often work behind the scenes, few pe
What is Asthma?
Sunday, May 18, 2014 - 06:04
Asthma is a condition in which your airways narrow and swell and produce extra mucus.
Mammograms and Breast Cancer Awareness
Sunday, May 18, 2014 - 06:04
Breast cancer is one of the most commonly diagnosed malignancies in American women and the second leading cause of cancer deaths in women.
Sleep Apnea Awareness Week
Sunday, May 18, 2014 - 06:03
Sleep Apnea, a condition that has several causes and many side effects, but is easily diagnosed and treated at the SIMED | Sleep Center.October 6-13 is National Sleep Apnea Awareness Week.


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1-2 tbsp carob drops
2 heaping spoonfuls of virgin coconut oil (approximately 1/4 cup when warmed to liquid)
1/3 cup coconut
2/3 cup rice bubble cereal (unsweetened)
Melt together peanut butter, carob, and coconut oil. Gently stir through wheat germ and coconut, then the rice bubbles to form a very loose mixture. Press into a muffin pan. Refrigerate for 15 minutes, remove from the pan, and spoil your pup! These volumes will make approximately 6 crispy crunchy little mini-muffins (which may also be can be cut into halves or quarters for smaller dog treats) and extras keep nicely in the fridge.
Tips and Tricks:
- This is a quick and handy recipe for using up leftover peanut butter and carob dipping mix from other treat recipes.
- These treats set quite solid, so it can be handy to use a flexible muffin pan so you can easily pop them out or paper liners (remove before serving) to avoid having to pry them out.
Hungry for more tasty treats? See all of our recipes here. Remember, treats are for spoiling your pup in moderation. Some dogs have special dietary requirements and/or food allergies/intolerances. If you are ever in doubt, have a chat with your vet.


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Using the BizTalk Messaging Engine
The following diagram illustrates the architecture of the Messaging Engine. It shows a scenario in which a message is received by an adapter and submitted into BizTalk Server.
Architecture of the Messaging Engine
Each adapter has its own instance of a TransportProxy object that it uses to interact with the Messaging Engine. Adapters perform work against the Messaging Engine in batches, which are processed atomically. A batch is a collection of operations such as SubmitMessage, SuspendMessage, or DeleteMessage.
The following is the sequence of events for the scenario where an adapter submits a message to the Messaging Engine:
The adapter creates a new message and connects the data stream to the message.
The adapter gets a new batch from the Messaging Engine.
The adapter adds the message to the batch to be submitted.
The batch is committed and queued up on the Messaging Engine thread pool.
The Messaging Engine thread pool starts processing the new batch.
The message is processed in the receive pipeline.
The receive pipeline produces zero or more messages. Pipelines can consume messages providing they do not return any errors. Receive pipelines can produce more than one message; typically this happens when the dissassembler component disassembles a single interchange into many messages. Typically the receive pipeline normalizes the submitted message into XML.
The message(s) produced by the pipeline will be processed in the mapper if mapping is configured.
The message(s) are published to the Message Agent or to the MessageBox database.
The Messaging Engine calls back the adapter to notify it of the outcome of the batch of work.


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Skip to comments.Discuss how to restructure the banking system to allow banks to fail gracefully. (Vanity?)
Posted on 07/30/2010 12:48:48 PM PDT by Norwegian Libertarian
I need some help sorting through some ideas I have concerning the reason the banking system needs bailouts, and how to restructure it so that it won't. I also want to discuss how best to disperse the resulting proposition/argument.
The root of the problem, as I see it, is that the banking system is fundamentally unsound. This because, while a bank holds assets backing its liabilities, the maturity of those assets (several years in the case of morgages) far exceed the maturity of the banks liabilities (zero/instant).
In effect, the bank is backing fully liquid liabillities with illiquid assets, meaning that not even a sound bank can withstand a bank run if it can not find buyers for its assets on reasonable terms. This has traditionally been solved with the lender of last resort policy, guaranteeing that the fed will supply a bank with printed money in the event of a bank run. Forgetting for a moment the effects this has on the money supply, this policy entails a public guarantee of deposits, as the fed will be taking the loss if the banks assets don't pan out.
This leaves a moral hazard in which banks are able to speculate with public money, in a private upside public downside format. That in turn necessitates a gargantuan system of regulations and oversight, governing how much a bank can hold of various assets determined by their ratings.
The failiure of the ratings agencies entail the failiure of regulation, and with that the failiure of the entire system. The lefties are correct in stating that it needs to be reworked. I do not however have any faith that their reforms will do anything to address the core issue.
The system I imagine replacing the current banking system is one in which the banks, rather than issuing account balances, issue bonds with maturities at least equal to the assets backing them. Each bond issued by the bank would be sepparated into tranches, virtually assuring payment on maturity of the lower tranches, thus they should be easily sold in financial markets (they should be decidedly non-toxic). These tranches could perhaps also be insured by the bank?
I'm not sure wether to let the bank raid assets with later maturities to pay insurance for mature bonds, I'm thinking leave it to the market. (Let depositors decide what they prefer)
I'm also considering a sepparate liquidity insurance, where some company, perhaps a sepparate division of the bank itself, guarantees to buy the bank-issued bond for an agreed price as a function of time. The asset could then be used as a bank account balance, but would still leave a sound tradable structure in place in case of bank failiure. I am not sure this is a good idea though, I would need to better understand the impact on monetary policy.
What I hope to achieve by all this is to make deposits in a bank whose soundness is in question behave more like the stock market, where an owner has to either wait for the stocks to pay dividends to get his money's worth or find someone willing to take the stock off his hands. The stock market, unlike the banking system, can absorb losses without failing, and this is what I wish to replicate in the banking system.
Please don't hesitate to ask for clarifications if something is unclear, I've not completely hashed this out, and both my presentation and the thoughts behind it still need work. And please don't hesitate to comment or provide ideas of your own.
Remember, I'm only trying to codify restrictions on bank deposits that are found in reality, The house used as collatteral for a mortgage cannot suddenly metamorphosise innto consumer goods because the depositor wants his money instantly. I think this mismatch between fthe financial instrument and reality is what causes banks to be so fragile.
But first, I need your help to sort them out.
How to solve the banking problems in three easy steps...
1) Eliminate 'insurance' on all bank accounts, as served by the federal government. All it really becomes is a special tax, with free money for people if a bank goes south.
2) End banking regulation. People are shocked when their bank closes, because, well, isn't it regulated? Whereas if they /knew/ it was unregulated, and uninsured, they'd spend considerably more attention upon choosing and maintaining accounts, as who'd want to do business with a bank that's just a glorified gambling establishment?
3) A home loan that is not current should count as a net zero asset until it is sold. Presently, because of regulations, banks are hesitant to let properties go, as when it's sold, the value is refixed, and they'll have to actually show all the loses that they are facing. It is unnecessarily inflating the housing market, preventing recovery, and forcing tens of thousands into rental properties where they could be buying their own home.
The problem is regulation and government manipulation of the market. Let the banks that need to fail, well, fail, and let those who are actually strong shine, rather than being in the crowd of me-toos who are held up only because they've a huge inventory of bad loans and foreclosures that are counted as assets rather than liabilities.
Any entity that put money into bad investments simply needs to go under. Even if that entity doubles as a regional Federal Reserve Bank.
We can much more easily handle the fallout of selling off assets than what results from propping up stupid businesses and banks and allowing them to come out largely unscathed.
I was against TARP and everything else from the beginning. All it's all done is indebted us further to China, while bolstering 0bama's special interests.
The natural capitalistic system is boom and bust, building from the ashes of failure.
The strength of our system was its ability to fail and start over again. Anything that slows down collapse and extends dying companies or ideas or debt, etc. inevitably makes the eventual collapse bigger and harder to recover from. A good analogy is preventing forest fires to preserve forests. It sounds good initially, but the end result is dead forests or forests that in burning sterilize the ground and take decades to recover.
A healthy economy or ecosystem is one with constant failures and fires. The goal shouldn't be to prevent bank failures, the goal should be to make it extremely easy for banks to fail and to make the investors personally responsible to cover the failure.
I agree, but if we drop the lender of last resort function of the fed, and remove the federal guarantee of bank accounts, we need some other function in order to discourage bankruns.
That's what I want to discuss in detail, my idea is to have bank deposits themselves be tradeable assets with maturity dates. That way, if a bank's status becomes scetchy people either have to ride it out or find someone to buy them out. It would work like the stock market, in that if there is a loss of conficence, the price immediately drops, and people can either wait it out or sell out at a small loss. The alternative is a stampede to withdraw ones funds, and the last man to the bank looses everything.
I agree on all points, what I am trying to get across are ways to go about doing this. In short my observations are as follows:
1) The banking system is fundamentally unsound as it promises withdrawal of funds at any time, but backs this promise by assets that pay dividends over time. The financial instruments (bank accounts) should reflect this reality.
2) Therefore the banks should present customers with tradable bonds issued by the bank rather than accounts which can be emptied at any time. Ordinarily these bonds would trade as risk free bonds, and thus fetch a fixed price rising at the rate of interest as the maturity date approached.
3) In the event that the bank should crash, you will now be left with an orderly bond market of slightly higher risk bonds, which can still be traded. Losses that cut past the equity of the bank and into the deposits would affect the deposits like a worsening economy affects the stock market. Prices would adjust to reflect expected yield, and there wouldn't be a musical chairs style rush to the bank.
Think of it as an alternate way of handling bank bankruptsies. And it even works before the bank is bankrupt, by allowing risk averse depositors to sell out at loss to less risk averse investors.
This beats the 'last man to the bank pays the bill' game that the current system produces.
Again, this is not an attempt to prop up failed banks (I have no idea why people here seem to think that's what I'm about), it is an attempt to fix the way they fail so it happens in an orderly fasion, allocating losses without the need for drawn out bankruptsy proceedings.
Banks already have trade able bonds, they call them CD's.
The reason banks are failing has nothing, zip, zero, nada to do with people withdrawing money from the banks. The sole reason banks are failing is that they made bad loans. They have a lot of excuses for why they made those bad loans, but that is the bottom line. Banks have more debt than assets, they are broke and the only reason they are still in business is that the Fed has been lending them gobs and gobs of money, which they are now lending to the government.
Once again I agree, but the only reason people arent racing eachother to the banks is because their money is guaranteed by the federal reserve. If we are to remove that guarantee, which I think we should, then we need a better way to handle the resulting fallout. Again, I'm not looking to bail the banks out, only restructure the banking system so that it reflects that the assets are long term ones.
The Certificate of Deposits are pretty much exactly what I had in mind, though if the bank could not back CDs with assets of longer maturity than the CD, there would need to be CDs of longer maturities than mentioned on Wikipedia.
That helped, thank you.
If we now assume a bank whose issued CD's are all of equal or longer maturities than the assets backing them, and are tradable on an open market, we pretty much have what I have imagined. In the event that a bank should begin to look shaky (not having quite failed yet), the value of it's CD's would drop slightly, and risk averse depositors could sell ther CD's to less risk averse depositors. This would help the economy by allocating possible losses to people or companies who can bear them (along with the associated higher expected yield).
Perhaps we can advocate for a class of CD only banks, subject to less regulation, whose CDs are of equlal or longer maturity than the assets backing them. These banks would not be insured by the fed, and would be excempt from any insurance related tax. Divide the CD's into tranches and you have a fully free market alternative to the current banking debacle, while still supplying equally secure investments in the lower tranches.
All that remains to be figured out is how make your CD holdings accessible by debit card. Ie one should be able to sell arbitrary amounts, on demand, when charging to a card, with some backup solution, like short term credit, kicking in if the price was depressed for any reason.
I'm liking this idea more by the minute.
The problem isn't matching the duration of the loans to the deposits.
The problem is that the value of the loans is in reality about a third (probably less, maybe much less) of the deposits.
Let me give you a very simple example: The bank receives a long term deposit of 300k, then they lend that out on a mortgage for 300k, then the realestate market tumbles because the population isn't growing and the housing market is grossly over built. The borrower then walks away from the house because it is grossly underwater, leaving the bank with an abandoned house in a deserted neighborhood.
Now the bank owes 300k plus interest on an asset worth 100k if it is lucky. If this is representative of the banks holdings the Bank is now bankrupt (interesting word) it doesn't matter that the bank doesn't have to pay off the debt for 30 years, the bank should be closed down at this point. The longer the bank continues to operate and lose money the worse the situation becomes.
What has happened is that we have a ponzi scheme with the government now depositing money into the banks in the vain hope that the people that walked away from their upside down mortgage will come back and start making payments.
The bottom line is that without inflation, the whole system comes crashing down, eventually. The only question is how this crash is going to work itself out. I haven't got a clue.
I understand that the banks are broke. And as I imagine the system, CD's would now trade at discount prices reflecting the expected returns (safest tranches would still be untouched, riskiest tranches would trade at firesale prices). As they mature, people get paid the full dividend untill the bank is out of equity, and then the return of the bonds with the matching maturity after that.
The point is that if you have neither this maturity system, which i propose, or the federal guarantee of deposits, which we currently have, you would have people storming banks like headless chickens at the first sign of trouble. This setup is bankrun proof, it would react more like the stock market, and less like the withdrawal derby.
Wanton bankruns is why the federal guarantee was introduced in the first place. This is my idea for replacing it.
Avoiding the fire-sales that should be happening, the ultra low price real estate that should be on the open market right now, should tell you something.
This is a system designed to keep certain people rich. And the rest decidedly out of the loop. It is not a system that even considers people who can't find safe havens for capital but might find bargain real estate interesting. This is fast becoming, or already is well beyond a free market.
It's a good time to consider what banking should really be. Our country, our free enterprise system, and our future depends on our banking system.
And we've never gotten it right yet.
It's a good time to consider what banking should really be. Our country, our free enterprise system, and our future depends on our banking system. And we've never gotten it right yet.I agree. So what do you think of my idea as it currently stands? I propose ditching bank-accounts as they are currently implemented, as they are to conductive to bank runs and other mayham, and instead have banks sell CDs with maturities no shorter than the assets backing them. The CDs would be tranched rendering the senior (most secure) tranches virtually risk free. The tranches would be split into shares (1 dollar each on maturity parhaps? or 1 cent?) and tradable on a market similar to the stock market. Possibly debit cards could be made to access funds by selling shares in senior tranches, thus making them effectively as liquid as bank accounts currently are. The benefit of such a system is that it would allow a bank to continue to function even if doubts were raised about its possition. A bank that suddenly is percieved to have a 10 % chance of not being able to cover all of its deposits, with a 3% shortfall expected for depositors in that event, would nevertheless experience a bankrun under the current system. Under my system the expected return on the most junior tranches of the CD's furthest from maturity would imediately loose value reflecting the reduction in expected returns. Holders of shares in those tranches would have to either sell out at a small loss, or bear the increased risk. Basically it would work like a low risk version of the stock market, with the senior tranches bearing virtually no risk at all.
I have no Idea what happened to my paragraphs.
I agree. So what do you think of my idea as it currently stands?
I propose ditching bank-accounts as they are currently implemented, as they are to conductive to bank runs and other mayham, and instead have banks sell CDs with maturities no shorter than the assets backing them.
The CDs would be tranched, rendering the senior (most secure) tranches virtually risk free, and then split into shares (1 dollar each on maturity parhaps? or 1 cent?) tradable on a market similar to the stock market.
Possibly debit cards could be made to access funds by selling shares in senior tranches, thus making them effectively as liquid as bank accounts currently are.
The benefit of such a system is that it would allow a bank to continue to function even if doubts were raised about its possition.
A bank that suddenly is percieved to have a 10 % chance of not being able to cover all of its deposits, with a 3% shortfall expected for depositors in that event, would never the less experience a bankrun under the current system.
Under my system the expected return on the most junior tranches of the CD's furthest from maturity would imediately lose value reflecting the reduction in expected returns. Holders of shares in those tranches would have to either sell out at a small loss, or bear the increased risk.
Basically it would work like a low risk version of the stock market, with the senior tranches bearing virtually no risk at all.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Welcome to the eVisit Blog!
A resource for physicians, practice managers, and other professionals working in SMB medical practices. Get valuable articles with tips to improve your practice and boost revenue.
Topics: eVisit Blog Posts, healthcare insurance, patient insurance, Private payers, telehealth reimbursement, Telemedicine, telemedicine coverage
Topics: 2015, eVisit Blog Posts, Chirag Patel, doctor-patient relationship, Highnote Foundry, telehealth reimbursement, Telemedicine, Venturebeat