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Last week, I advertised (via announcements and posts on the Learning Commons Facebook page) that Bookmark Bingo would be taking place in the Learning Commons on Friday during lunch. It would be a fun way for students to spend a rainy lunch hour with their friends, and maybe even win a scratch & sniff bookmark, or gift card to Black Bond books.
Sounds simple enough, right?
I had purchased a bingo game from a local toy store for $12.99. The game came with a cage to spin the numbers, and a set of 34 cards. I photocopied the master set of cards and put the masters aside. Next, I had some students cut out the photocopies and laminate them on bright coloured card. I also went to a dollar store and bought four bags of big green beads to use as markers. We had enough for 34 students to play, and I didn't expect more than that. I also didn't expect that the day before, and morning of, I would be approached by so many students asking me what Bingo was? Not just one or two students asked, but almost a dozen asked.
Seriously, what is Bingo? Like you never played a fun game of Bingo before, not ever? You never sang "B-I-N-G-O and Bingo was his name-o?" Really?? I was speechless, but I shouldn't have been so surprised. It just never occurred to me a student would not know the game of Bingo. I assumed that everyone has had the thrill of jumping out of their chair and screaming BINGO!! (at least once in their life.)
In a way, it was just as shocking as when I had taught Home Ec, and I found out three quarters of my Foods 9 class had never eaten a grilled cheese sandwich. That just blew my mind! On numerous occasions I'm sure I would have died of starvation without having that staple in my diet.
Our school has approx. 1,450 students, and over 10% of those students are ELL (English Language Learners). We have many students from Korea, China, Vietnam, the Philippines, Poland, and Spain, we also have over 50 different cultural groups. I am so fortunate to work in such a diverse cultural melting mosaic. However, not all of these students have gone through our Elementary school system, and some have only been in our country a few years. So, from now on I will make no more assumptions!
By the way – the game was a big success! We played straight line Bingo (any direction vertical, horizontal, or diagonal), make an X corner to corner, and black out Bingo (cover your card). Yup, it was a rainy lunch hour well spent!


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Joshua and Brad both have a deep passion for all things natural, holistic, and organic and enjoy the simple beauty of life. Neither like complicated and both believe it is unnecessary. Their passion is to create uncomplicated, simple, beautiful, efficacious products. No fillers, no toxic chemicals. Little Barn Apothecary's product line features over two dozen products with plans to launch seasonal products to keep the brand fresh and ever evolving.
From recipe testing to packaging design to shipping, founders Joshua and Brad handle each step of the process. They select ingredients not only for their intoxicating scents but for their unique healing properties. By committing to whole and certified organic ingredients, Little Barn Apothecary creates goods from scratch that are 100% safe, naturally potent, and highly effective.
Prior to founding Little Barn Apothecary, Joshua worked as an executive for 16 years in the luxury beauty and spa industry in New York and Chicago. Born to two entrepreneur parents in a Southern farming community, Brad has always been passionate about the healing power of nature. He previously worked in marketing, hospitality, and brand management.
In 2012, Joshua and Brad began researching botanicals and experimenting at home with recipes for handmade, simple self-care products. They shared some of the items with friends and family and were showered with enthusiastic requests for more. After expanding the line to include today's core selection, Joshua and Brad debuted Little Barn Apothecary to the public in January 2015.
They believe in the power and healing of all natural ingredients and have centered each of their products around the simple focus of being a safe, pure, alternative to the chemical laden self care products in today's market.
They invite you to slow down, and create a truly simple ritual of self care filled with simply simple formulations each loaded with unique aromas, centered around herbaceous, earthy tones, luxurious textures of natural exfoliants, organic butters, and cold pressed plant based oils.

subset: commoncrawl


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The history of rugby began in 1871 when the Rugby football union was established in England. Rugby quickly gained the popularity in England and many other European countries. Today, rugby is one of the most popular sports in Canada.
The country's rugby teams are key players in the rugby world. Canadian teams participate in various international competitions regularly and demonstrate excellent results. Canada is well-known in the rugby world due to its great players and numerous awards.
There is the national coaching certification program in the country. It promotes the development of rugby in different parts of Canada. It is necessary to say that rugby is extremely popular among young people in Mississauga and other areas of Toronto. Mississauga rugby clubs attract hundred of young players every year. Here, we are going to review the best rugby clubs for youth in Canada.
The Mississauga Blues Rugby Club
The Mississauga Blues Rugby Club is definitely one of the most popular rugby clubs among youth in the Mississauga area. The history of the Mississauga Blues Rugby Club dates back to 2008 when the club was established. The club actively developed and gained the popularity among young players in Mississauga.
The Mississauga Blues Rugby Club has both men and women teams of different ages. The coaches of the club are focused on teaching young players teamwork and sportsmanship. The Mississauga Blues Rugby Club also pays special attention to safety and health of its players. The club takes care of each its player.
The Mississauga Blues Rugby Club is well-known for its great Athletic Therapy program. If a player has an injury he/she will be carefully examined by the athletic therapists of the club. The Mississauga Blues Rugby Club provides its teams with athletic therapists during their training lessons and competitions. So, if players of the club get injured during the game or training session they receive the necessary aid immediately.
Are you a rugby beginner or an experienced player? In fact, it doesn't matter. The Mississauga Blues Rugby Club is welcoming rugby players of different levels! So, become a member of the club and enjoy playing rugby today!
The Crusaders Rugby Club
The Crusaders Rugby Club is another great club for young people who want to play rugby in the Mississauga area. Do you like to watch rugby matches? Do you enjoy playing rugby? If so, you should definitely join the Crusaders Rugby Club.
The Crusaders Rugby Club has a rich and very interesting history. Its teams have demonstrated excellent results and brought fame to the club. As a result, the Crusaders Rugby Club has become one of the most popular clubs in Canada.
The coaches of the club are always happy to help each its player master rugby skills and achieve successful results in the game of rugby. The Crusaders Rugby Club creates all the necessary conditions and makes huge efforts to help young players demonstrate successful sport results.
The Crusaders Rugby Club has both men and women teams. The club accepts young players of different ages and experience levels. There is a suitable training program for every player. The Crusaders Rugby Club's coaches are committed to providing young players with high quality teaching and comfortable environment. They help young players develop their abilities successfully. Coaches of the club are focused on teaching young players courage, discipline, respect to each other, teamwork and rugby skills.
Brampton Rugby Football Club
Are you looking for a good rugby club for youth in the Mississauga area? Brampton Rugby Football Club is definitely a good choice! The club has been operating since 1962. Brampton Rugby Football Club has several teams: mens teams, women teams, U-18 boys, U-18 girls, U-16 boys and U-16 girls. The club provides young players with effective training programs. That's why teams of the club demonstrate excellent results and often win various competitions.
Brampton Rugby Football Club
Brampton Rugby Football Club was established by the TRU and ORU in 1950. The club has several teams: 2 women's teams, 3 men's teams, U12s, U14s, U16s, U18s and U19s. Brampton Rugby Football Club is known to be one of the best places for young people to learn rugby skills in the Mississauga area. The club's teams have demonstrated excellent results in men's rugby and women's rugby competitions.
Beaconsfield Rugby Football Club
Beaconsfield Rugby Football Club is the legendary rugby club in Mississauga. The club was established in 1982 and has a long and interesting history. BRFC has prepared a lot of great players throughout its history.
Clive Gibson, David Finnagan, Mike Montagano, Randy Ketterling and Vince Crysler are known to be the first leaders of Beaconsfield Rugby Football Club. All these players made a huge contribution to the club at the beginning stages of its development. They attracted new players to Beaconsfield Rugby Football Club and helped the club create its first team. These guys were members of the first club's teams that successfully played in Division 2.
A lot of dedicated volunteers joined Beaconsfield Rugby Football Club in 2010. They played a key role in the club's development. As a result, the club received additional 120 junior players. Totally, the club has about 200 junior players in 2013.
Beaconsfield Rugby Football Club offers a wide selection of training programs to reflect the interests of young players. So, every member of the club can find a suitable training program for his/her age, skill and experience levels. The main objective of the club's training programs is to help rugby beginners uncover their hidden talents and become successful players.
Beaconsfield Rugby Football Club has several teams: Senior Men, Senior Women, U14 Boys, U16 Boys, U18 Boys, U14 Girls, U16 Girls and U18 Girls. BRFC is well-known for its great women team that is trained by such great coaches as Leah Olson, Duncan Oswald and Tim Quinn. The women's team of the club won the New York 7's Tournament in 2011.
Fergus Highland RFC
Fergus Highland RFC is known as a family oriented rugby club. The main goal of the club is to promote healthy lifestyle, community involvement, skill development and encourage people to play rugby in the South-Western part of Ontario.
Fergus Highland RFC offers numerous training programs. So, the club can offer a suitable training program to any its player. Fergus Highland RFC has also women's and men's teams of different ages – Senior Men First XV team, Senior Men Second XV team and Senior Women team, Junior U18 Boys team, Junior U18 Girls team, Junior U16 Boys team, Junior U15 Girls team, Junior U14 Boys team, Minor U10 Boys team, Minor U10 Girls team, Minor U12 Tackle team and Minor U8 Flag team.
In addition, the club provides community rugby programs Tuesday & Thursday Night Social Touch and Ladies Tuesday Social League. So, both men and women have the perfect opportunity to visit the club and enjoy playing rugby. Obviously, this interesting activity provides ladies and men with a lot of fun and positive emotions.
The Toronto Buccaneers Rugby Club
The Toronto Buccaneers Rugby Club is one of the best rugby clubs in Toronto. The club was initially founded by a group of Toronto policemen in 1976. The club has a long interesting history and many interesting traditions.
t is necessary to say that the Toronto Buccaneers Rugby Club belongs to the Toronto Rugby Union. The Toronto Buccaneers Rugby Club has an impressive yearly social calendar. The members of the club participate in numerous charity events and social gatherings.
The Toronto Buccaneers Rugby Club is always happy to see its new members. No matter how old you are and what your experience level! You can join the club anytime! The Toronto Buccaneers Rugby Club is committed to providing its members with fun, safe and comfortable environment. This means that you will definitely enjoy playing rugby with the Toronto Buccaneers Rugby Club.
The Toronto Buccaneers Rugby Club regularly takes parts in various tournaments and competitions and demonstrates excellent results. That's why the club has a long list of awards and sport achievements.
GTA Rugby
GTA Rugby would be definitely the right choice for young people and adults who are looking for a good place to play rugby in the Mississauga area. The club provides its members with amazing playing opportunities.
GTA Rugby offers numerous programs – Junior leagues (U18), Men's and Women's (Open) touch leagues. The club has camps where young players can learn the basic skills of rugby and develop their abilities successfully. The players of GTA Rugby actively participate in various tournaments, fall, summer and winter leagues.
Are you looking for a place where you can spend time and have a lot of fun? Do you want to be strong, live healthy lifestyle and stay fit? Would you like to improve your rugby skills? No matter whether you are a beginner or an experienced rugby player! It goes without saying that GTA Rugby will correspond to your interests. Join GTA Rugby and take advantage of amazing training programs provided by the club!


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Six destination marketing organizations—also called convention and visitors bureaus—have been accredited by the Destination Marketing Association International for meeting universal operating standards.
The new recipients achieved accreditation through DMAIs Destination Marketing Accreditation Program, where applicants must prove compliance with 54 mandatory and 33 voluntary standards. The organizations earning accreditation include: Alexandria (Va.) Convention and Visitors Associatio
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Lionsgate and Marvel Studios has announced that their fifth direct-to-dvd feature Next Avengers: Heroes of Tomorrow will be released on September 2nd, 2008.
The children of the Avengers must rise up to their parents' legends and stop the villainous android Ultron in Marvel's next feature length animated movie. But with the world in peril, can these inexperienced young heroes save the day?
I think the bigger question is can they save face? Fans of the Avengers and of these animated feature films are really questioning the decision to make this film about kid version of the Avengers rather than another movie about the actual heroes or even one based on the Young Avengers comic book. I guess we'll find out on September 2nd.


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List Current Memorials
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> Edward A. Martin
Memorial for
Edward A. Martin
Born in Exeter, NH on Apr. 3, 1963
Departed on Jan. 12, 2017 and resided in Kingston, NH.
Celebration of Life:
Sunday, Feb. 5, 2017
2:00 pm - 6:00 pm
Please click on the links above for locations, times, maps, and directions.
Kingston, NH
Edward A. Martin, 53, lifelong resident of Kingston, NH, died unexpectedly on January 12, 2017. He was born on April 3, 1963, in Exeter, NH, son of Charles and Rita (Nason) Martin.
Ed grew up in Kingston and was a Sanborn Regional High School graduate. After school he served for 2 years in the US Navy. Ed worked for himself locally for many years as a carpenter and handyman. He enjoyed outdoor activities such as camping, bike riding and fishing in the Powwow River. He loved spending time with his friends and would do anything for anybody.
Ed was predeceased by his sister, Leisa Martin in 1964. He is survived by his parents, Charles A. and Rita E. (Nason) Martin of Kingston; his brother, Scott Martin and wife Jeanne of Kingston; and one nephew, Walker Martin also of Kingston.
A celebration of Ed's life will be on Sunday, February 5, 2017, from 2:00 to 6:00 PM, at the VFW Post 1088, 93 Route 125, Kingston, NH. Brewitt Funeral Home, 9 Pleasant St., Epping, NH is assisting the family with the arrangements.
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5501 US Hwy 30 W
Fort Wayne, IN 46818
Toll Free (800) 222-4700
Local (260) 432-8176
Fax (260) 432-1758 rrrabuyvsvsveytfazersurdwarubawvev
|Press Release
|August 10 2009
|For Immediate Release
|Media Contact: Christopher Guerin, Vice President of Corporate Communications, (800) 222-4700 ext. 1030
|Gavin DeGraw records at Sweetwater
|Singer/songwriter Gavin DeGraw recorded an acoustic version of his single "In Love with a Girl" at Sweetwater Productions Studios in Fort Wayne, Indiana. The track is to be released on the upcoming Majic Miracle Music, Volume 4, a charity CD collaboration between music retailer Sweetwater Sound, Inc., and Fort Wayne radio station WAJI Majic 95.1, with all proceeds benefitting Riley Children's Hospital in Indianapolis, Indiana.
|- End -


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Saturday wasn't an off day for a Detroit Cass Tech squad that had just knocked off Pershing the night before, 21-7. Film study called them back to the locker room at 9:00am the next day, but that wasn't going to stop Thomas Gordon from making his way up to East Lansing on the heels of receiving an offer from Michigan State.
"We got up there kind of late, but after the game they took the recruits to the tunnel and let some of them go into the locker room," Gordon recalled. "Coach Enos told me to bring my dad and my brother up in there. He took us to the side and talked to us about everything. Coach Dantonio came over there after his press conference and he was just telling me that he was glad that they offered and that he got word that I did what he asked me to do, which was to tackle and get physical. He was joking about me having nine or ten tackles in the game. He was just telling me that (the offer) official. He said that if I come up there and work hard, I'll fit right in."
Gordon has also been in contact with Michigan assistant Tony Dews in recent days, and the Wolverines' Detroit area recruiter informed the talented youngster that the coaching staff in Ann Arbor would be reviewing film of his first two games in the coming days.
"He said, 'you've got to keep on hanging in there,'" Gordon said recalling his conversation with Dews. "He told me to make sure I didn't make no quick decision because this is a decision that you are going to have to live with."
It just so happened that Gordon was already thinking along the same lines.
"I'm going to keep my word and wait for a while," he said. "I'm going look around for a little bit and see what happens. (Coach Dantonio) said, 'we want you to be here,' and he is going to give me time to make a decision with my family."
Gordon is confident that the Michigan coaching staff will be just as impressed as the Spartans once they pop his tape of his defensive performance in his most recent contest.
"Everything is coming into place (defensively)," explained Gordon. "I was just coming down hill making tackles. I had two pass breakups. They could have been interceptions, but it was kind of just a tip drill for somebody else to get it."
Next up for Gordon & the Technicians is a match-up with rival Crockett. The college campus he will visit after that game is still a bit up in the air.
"I have a few choices," he said. "I could go to Illinois. I was invited to the Illinois game this week and the one next week too. I talked to Coach Wilcher because I could go to the Kentucky/Georgia game too. I've just got to find a ride."
"I'll probably head up to Michigan (for the Wisconsin game) with Teric and Big Will," Gordon continued. "My momma wants to come up for one of the games. I think the next home game for Michigan State is against Notre Dame. I'll probably take my momma up there instead of my dad because she really wanted to go real bad. She is real happy for me and everything. She hasn't been to Michigan yet either, so she'll probably tag along for both of them."


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This aircraft swing will keep little or even slightly bigger pilots entertained as they imagine themselves flying through the clouds. And why not rotate the front propeller to add more delight to your pilots eyes! The swing height is adjustable, and the seat and seatbelt can be adapted to the smallest flyers with adjustable straps keeping little ones safe and comfortable.
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Italy bond auction fails to match Spanish success
By Valentina Za
MILAN (Reuters) - Italy's three-year debt costs fell below 5 percent but its first bond sale of the year failed to match the success of a Spanish auction the previous day, reflecting the heavy refinancing load Rome faces over the next three months.
Italy raised the maximum planned amount of 4.75 billion euros at the auction but did not live up to market expectations raised by a Spanish tender on Thursday where Madrid raised 10 billion euros, twice the planned amount, at lower rates.
Both Italy and Spain are benefiting from half a trillion euros of cheap three-year funds the European Central Bank injected into the banking system in an unprecedented move last month. Investors, however, remain more cautious towards Rome in the light of its much larger refinancing needs.
"The auction metrics look robust on aggregate, although not as spectacular as yesterday's Spanish supply," said Michael Leister, a strategist at DZ Bank in Frankfurt.
Italian bonds rallied after domestic banks awash with ECB money snapped up Spain's bonds on Thursday. The mixed results of the Italian sale tempered market enthusiasm and Italy's 10-year yields rose back above 6.60 percent in the secondary market, after falling below 6.50 earlier in the session, to their lowest level in more than a month.
"This will serve to dampen some of the markets' enthusiasm in the wake of yesterday's Spanish auction ... It doesn't defeat the notion that the ECB extraordinary liquidity provisioning will support peripheral debt but it perhaps tempers expectations as to what degree these operations will support," said Richard McGuire, a strategist at Rabobank in London.
Italy sold its November 2014 three-year benchmark bond at an average rate of 4.83 percent on Friday, down sharply from a yield of 5.62 yield at an auction just two weeks ago. Continued...


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Fishing industry suffers after ferry tragedy (Philippine Daily Inquirer)
ESPANA, Philippines -- Local Filipino fisherman Robert Naiya looks out across the still waters towards the bow of the ill-fated MV Princess of the Stars and asks: "What about us?"
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At The Law Office of Alexander Paykin, P.C., each client is treated with the respect, attention, and expert legal care they deserve, while undergoing ... (more)
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The Law Office of Thomas M. Mullaney (the "Mullaney Firm") is a litigation boutique devoted to providing superior legal representation to a wide varie... (more)
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Q and A: baking sourdough bread and pickled peppersWednesday, October 30th, 2013
Baking sourdough bread
I have your Pantry Cookbook and am baking the Sourdough bread on page 128 using the Sourdough Starter II from page 127. So far all is wonderful. My question is that in the bread recipe itself, you indicate kneading the dough, forming a loaf, and then baking immediately. Is there a rise step missing or doesn't it need it?
Gretchen Falkenburg
Cochranton, Pennsylvania
While this bread can be baked immediately, it's better if the loaf is rested and let rise about an hour for a lighter bread. I should have made this notation. Sorry. — Jackie
Pickled peppers
Have you dill pickled peppers? We grew the small red, yellow and orange sweet peppers this year and had so many. I was making dill pickles and thought I'd try some sauce over the peppers. They are so good! I use Mrs. Wages powdered mix. It is very good, regular dill and kosher with garlic, and makes making pickles so much faster and easier. I also made a sweet pickle sauce and cut up hot peppers into the sauce. That is really good too. You get that combination of sweet with a zap! We've been using the sauce, which gets the zap to it too, for salad dressing.
Margie Buchwalter
Jamestown, Ohio
No, I haven't but it does sound great. I'm always up for new recipes, obviously. I'll sure give it a try next year. Thanks for the new idea. — Jackie


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The Central Bank revoked the license of the Bank included in the first hundred
The Russian Central Bank since April 10, revoked the license of Moscow, JSC "Commercial Bank "ROSENERGOBANK" (KB "EW", EW). By total assets on March 1, the Bank took the 92 th place in the banking system of the country. The Bank is the participant of system of insurance of contributions.
The Bank of Russia "created a duty to revoke the license" of "ROSENERGOBANK", because he was not able to meet its obligations to creditors, said the press service of the Central Bank.
In violation of the requirements of the regulator REB "false reflected in the data submitted to the Supervisory authority reporting information about unsatisfied requirements of creditors." Against the Bank not once used measures of Supervisory response, including impose restrictions on attracting deposits of the population.
"In the activities of the Bank showed signs of unfair behavior of managers and owners, expressed in the withdrawal of assets (primarily through the issuance of loans to legal entities in respect of which established the circumstances testifying to absence of real activity) to the detriment of the interests of creditors and depositors, as well as in the preparation of false financial statements," noted the regulator.
Finally, in accordance with the requirements of the legislation of the Central Bank will appeal to the Investigative Committee of the Russian Federation for the decision of a question on excitation of criminal case on the "signs of the crime provided by article 172.1 of the Criminal code of the Russian Federation". Article 172.1 impose liability for falsification of financial documents of accounting of financial organizations.
Payment of insurance compensation to depositors of "ROSENERGOBANK" will begin no later than April 24, is spoken in the message of Agency on insurance of contributions (ASV).
For operational reception of statements of citizens and the fastest payments of compensation on deposits DIA intends to use the agent banks that will be selected on a competitive basis no later than April 14. The application for payout of insurance indemnity, the investors may apply for the entire period of liquidation of the Bank.
At the end of March ROSENERGOBANK has suspended the issuance of cash to individuals and imposed restrictions on payments of legal entities the Bank limits explained "technical delay reinforcements offices cash".


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Got rashes on my face
I applied veet hair removal on my face. I got rashes, skin got damaged and reddish on my face. I got pain and irritation also. Could you please suggest on this and for hiding those reddish whether I can apply any lakme foundation cream or not.
Answers (1)
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Greetings. You need to see a qualified dermatologist near you. You seem to have had an irritant contact dermatitis. You must avoid using the same cream in the future to prevent recurrences. You'll need mild TCS based creams. Also you may ice the lesion and then dry the area well to reduce the inflammation. Hope this helps. Warm regards.
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FAFT AML Deficient
Higher Risk Areas
Compliance with FATF 40 + 9 Recommendations
Weakness in Government Legislation to combat Money Laundering
Not on EU White list equivalent jurisdictions
Corruption Index (Transparency International & W.G.I.)
World Governance Indicators (Average Score)
Failed States Index (Political Issues)(Average Score)
Medium Risk Areas
US Dept of State Money Laundering assessment
Weakness in Government Legislation to combat Money Laundering
FATF Status
Sierra Leone is not on the FATF List of Countries that have been identified as having strategic AML deficiencies
Compliance with FATF Recommendations
The last Mutual Evaluation Report relating to the implementation of anti-money laundering and counter-terrorist financing standards in Sierra Leone was undertaken by the Financial Action Task Force (FATF) in 2007. According to that Evaluation, Sierra Leone was deemed Compliant for 2 and Largely Compliant for 1 of the FATF 40 + 9 Recommendations. It was Partially Compliant or Non-Compliant for all 6 of the Core Recommendations.
Public statement GIABA's Enhanced Follow-Up Process in respect of Sierra Leone
November 29, 2011 - The Inter-Governmental Action Group against Money Laundering in West Africa (GIABA) has since 2007 been concerned about the identified significant weaknesses in the anti money laundering/combating the financing of terrorism (AML/CFT) regime of the Republic of Sierra Leone.
At its 16th Technical Commission/Plenary (TC/Plenary) meeting held in Lome, Togo from 14-16 November, 2011, GIABA noted that the passage of the draft AML/CFT Bill of Sierra Leone had been pending since April 2009. Even after the assistance by GIABA, the World Bank and UNODC in the revision of the draft Bill to ensure that the legislation is comprehensive, and that it meets international AML/CFT standards, Sierra Leone is yet to pass the bill into law, and as such, the weaknesses identified persist in the Sierra Leone's AML/CFT regime. The TC/Plenary noted further that a considerable number of actions required to be taken to rectify the deficiencies are dependent on the enactment of the AML/CFT bill. In addition, Sierra Leone has not operationalised its approved National AML/CFT Strategy designed to facilitate the implementation of the AML/CFT regime in a coordinated and concerted manner. GIABA calls upon Sierra Leone to pass this draft AML/CFT Bill into law before April 30, 2012, and urgently to implement satisfactory and comprehensive AML/CFT regime.
GIABA also calls on the Authority of Heads of State and Government of the Economic Community of West African States (ECOWAS) to prevail on Sierra Leone to address the identified deficiencies in its AML/CFT system as the continued non- compliance poses serious threat to the integrity and soundness of the regional and global financial system. November 29, 2011 - The Inter-Governmental Action Group against Money Laundering in West Africa (GIABA) has since 2007 been concerned about the identified significant weaknesses in the anti money laundering/combating the financing of terrorism (AML/CFT) regime of the Republic of Sierra Leone.
US Department of State Money Laundering assessment (INCSR)
Sierra Leone was deemed a Jurisdiction of Concern by the US Department of State 2016 International Narcotics Control Strategy Report (INCSR).
Key Findings from the report are as follows: -
Sierra Leone is not a regional financial center. Loose oversight of financial institutions, weak regulations, pervasive corruption, and lack of financial crimes enforcement has made the country vulnerable to money laundering. Due in part to its large seaport, Sierra Leone is an attractive trans-sea shipment point for illegal drugs and other forms of illegal commerce. Smuggling of pharmaceuticals, foodstuffs, gold, and diamonds occurs across porous land borders. There is little evidence drug smuggling is a significant source of laundered money. The small-scale artisanal diamond mining industry is exploited by domestic groups and individuals rather than by transnational cartels. The trade in stolen automobiles, many originating in the United States, continues to be a concern.
Most financial transactions, including currency exchanges and remittances, are unregulated and vulnerable to money laundering. There is no indication money laundering activity in Sierra Leone is tied to the financing of terrorism. After making limited progress in this area in 2014, Sierra Leone shifted its attention and resources in 2015 almost entirely to ending the Ebola outbreak. As a result, the country's AML/CFT controls remain underdeveloped and underfunded.
There are no international sanctions currently in force against this country.
Rating (100-Good / 0-Bad)
Transparency International Corruption Index
World Governance Indicator – Control of Corruption
INVESTMENT CLIMATE - Executive Summary (US State Department)
Sierra Leone is located on the southwest corner of West Africa. It is home to six million people and provides easy access to a market of 30 million via its membership in the Mano River Union (MRU) with Cote d'Ivoire, Guinea, and Liberia, and a market of over 225 million people in Economic Community of West African States (ECOWAS). Sierra Leone provides duty-free access to large markets like the European Union and United States under treaties such as the EU Everything But Arms initiative and U.S. African Growth and Opportunity Act (AGOA).
Sierra Leone's gross domestic product (GDP) in 2012 is $ 3.8 billion The World Bank estimates gross national income (GNI) per capita for Sierra Leone was $580 in 2012. This translates to over 72 percent of the population living on less than $1 per day, in extreme poverty.
Sierra Leone remains largely dependent on foreign aid even though they have large deposits of iron ore and other minerals.
The United Nations Development Program, Human Development Index for 2012, which incorporates dimensions of health, education, and living standards, ranks Sierra Leone 177 of the 186 nations assessed. Sierra Leone continues to face challenges in improving its investment climate. The World Bank ranked Sierra Leone 140 among 183 countries in its 2013 Doing Business report. Yet, among the subcategories in the report, Sierra Leone ranks 32nd globally in protecting investors, 76th in ease of starting a business, and 83rd in getting credit. The World Bank reported that Sierra Leone requires on average six independent procedures and 12 days starting a business, somewhat above the average in Sub-Saharan Africa.
There is reason for optimism regarding economic growth. Despite tough economic times, the International Monetary Fund (IMF) estimated that the inflation rate has dropped from 18.5% in 2011 to 11.5% in 2012. The IMF report also shows that Sierra Leone's real GDP grew from 5.3% in 2011 to 35.9% in 2012. The increase in GDP growth in 2012 is due in large part to the production of large scale iron ore export projects that came on line in 2012 which contributed to the higher than normal GDP growth rate.
Support for Foreign Direct Investment (FDI) is a stated priority for the Government. Investment is increasing and the government has demonstrated commitment to reforming trade and investment policies to encourage private sector-led economic revitalization. President Koroma routinely states that the nation's economic growth "should be, and indeed, will be driven by the private sector rather than solely through public sector activities and development assistance."
structural factors continue to hinder competitiveness despite some progress in
recent years. Sierra Leone improved its position on the Ease of Doing Business indicators,
and its ranking in 2013 advanced by ten places (Figure 9). However, further
structural reforms are needed to address key structural factors contributing to
high transactions costs in Sierra Leone, including inadequate infrastructure,
limited availability of skilled labor force, insufficient energy supply and
high transportation and communication costs. Therefore, staff welcomed the
authorities' resolve to accelerate structural reforms to address these
impediments to private sector development. It also encouraged them to
strengthen the framework for Anti-Money Laundering and Financing of Terrorism
(AML/CFT), notably through the setting up of an independent Financial
Intelligence Unit in line with recommendations from the Intergovernmental
Action Group against Money Laundering in West Africa.
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Tirana Gifts For Friends
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You can send Gifts For Friends to Albania in the following cities.
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text:
For mew. Merry Christmas, darling. I hope this makes up for not having spots for you.
Hope I did this M&MWP justice.
You're e-i-g-h-t-e-e-n
with the whole world in front of you.
– Quidditch, Auror, Ministry –
whatever you want to do with your life.
Your parents are proud,
your siblings are jealous.
But you aren't h-a-p-p-y
because your happiness involves him –
He says he's too old for you
(Age is just a number, and forty-one is not too old)
He says he can't because you're his student
(But you've graduated now)
He says it's wrongwrongwrong
(You whisper in his ear, "But it feels so right")
There should be nothing that stands
i between you two n
Because the kind of love you have for him
is never e-n-d-i-n-g,
if only he'd believe that.
The words, the actions, the touches
aren't enough to prove your love to him.
You're still a child in his brownbrown eyes,
a child that doesn't know what he wants,
who he is,
who he's going to be.
(You do, though. You want him;
you're eighteen with your Auror course starting;
and you'll be his forever, if he'd let you)
He stands in front of you,
shaking his head.
"I'm not stealing your life away from you, James,"
he whispers.
("But you already have," you retort.
Because what's life without love?)
He presses his too soft lips against yours
and tells you no one more time.
As he turns his back on you,
your world comes tumblingcrashingshattering
Because your world revolves around love,
and what's your world without your love?


text:
MI5 and police to be granted access to our mobile and internet data to fight terror
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Mandy Moore was granted a 3 year restraining order against stalker
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Soldiers and police "had ORGY" during Paris terror suspect manhunt
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'Mad Max,' 'The Lord of the Rings' Movies Get Mobile Games
"The Lord of the Rings" and "Mad Max" films will be adapted into two new mobile games that Warner Bros. Interactive Entertainment and Kabam will co-publish. WBIE and Kabam already have scored with the hit mobile game "The Hob.....»»
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text:
Rating: No Rating
Synopsis: A hilariously universal story about how a new baby's arrival impacts a family, told from the point of view of a delightfully unreliable narrator, a wildly imaginative 7 year old named Tim.
Note: Movie showtimes are subject to change. For possible updates to this schedule, please call the theater.


text: This game is so similar to the Alien movies in graphical style and plot that I completely refuse to believe that it wasn't intended to be Alien in the beginning. Anyway, taking the role of a seriously endangered alien, you've got to wander around an 'enormous' (142 screens) ship, collecting pods and plopping them into an incubator unit.All that you seem to do throughout the game is wander through the corridors (which, it has to be said, are rather attractively laid out) spitting a mouthful of acid or two at the numerous aliens which wibble around along the floor and picking up the odd pod as you come to it. The gameplay is very much tried and tested, involving left, right. Fire and jump, and the trip in the occasional lift.This may not sound particularly exciting and, well, it's not really, because despite the rather pleasing graphics and the fact that you get to wander around spitting acid at things, it's really only a rather tedious exploration.Survivor is disappointing, despite being professionally programmed, exploiting none of the opportunities its plot offers to the full. Nothing new here.Label: US GoldAuthor: ToposoftPrice: £7.99Memory: 48K/128KJoystick: variousReviewer: Jim Douglas


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South Florida Tea Party Leader Says Donald Trump Is His "First Choice" to Moderate Debate
The GOP debate sponsored by the West Palm Beach-based Newsmax and moderated by Donald Trump is having some difficulties.
It has two confirmed attendees -- former House Speaker Newt Gingrich and former Sen. Rick Santorum -- while four have declined, and Rep. Michele Bachmann hasn't responded.
Aside from the "what the hell is Newsmax?" angle and the likelihood of anything run by Donald Trump turning into a circus, there are a few (very few) people who endorse the debate -- one of them being Everett Wilkinson of the South Florida Tea Party.
The whole thing just looks like a setup to promote Gingrich -- consider the fact that half of Newsmax's website homepage is dedicated to Gingrich news, and the site is littered with Gingrich ads -- and apparently Wilkinson's onboard with that.
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Wilkinson joins two other irrelevant GOP figures -- Sarah Palin and Grover Norquist -- who now have articles dedicated solely to their support of the debate.
Among other things, Wilkinson appears to blame the debate's apparent failure on "biased news agencies and moderators" and goes on to say that Trump would be his "first choice" of debate moderators.
Check out Wilkinson's statement, which was posted in full on Newsmax, which seems pretty damned suspect:
Any candidate that fails to go the Newsmax-ION Presidential Debate eliminates themselves as a 'presidential candidate' from the tea party and conservatives. I am tired of liberal biased news agencies and moderators.
Last November, the taxpayers voted for less government and change. The recent presidential debates have lacked the spirit of America. This debate is set up at a crucial time for Americans to pick the top office holder.
Donald Trump would be my first choice of moderator, because he is a proven leader in the business world with a reputation of getting the job done. Most of the past moderators didn't have any business success remotely to Trump. The winner of this debate will win the GOP nomination.
If this all doesn't look like a drawn-out, highly publicized endorsement of Gingrich, we don't know what does.
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