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Requirements for Neonatal Nurse Practitioner Programs
Neonatal nurse practitioner programs can be found through universities and four year colleges, each of which will have specific enrollment requirements. Neonatal NPs will provide care to ill and premature newborns. These healthcare professionals will work with families, doctors and other nurses in order to ensure that a high risk infant is developing well. This type of NP is a registered nurse who has obtained an advanced degree in this area of specialty.
Neonatal Nurse Practitioners.Education Requirements
Working as a neonatal NP requires obtaining a master's degree in an advanced program that features this area of concentration. These neonatal practitioner programs will typically take twenty-four months to complete. Prospective students will need to have licensure as a nurse and will need to have several years of field experience in order to qualify for enrollment. This type of advanced program will feature classwork in patient assessment, infant pathophysiology and neonatal pharmacology.
Program admittance will often require a bachelor's degree from an accredited program and prerequisite classwork in statistics, developmental psychology, microbiology and anatomy. Other requirements can include a minimum of two to three years of field experience working in pediatrics and high admission testing scores. Some of the coursework in a program will include such topics as health assessment in infants, advanced NP management, intensive care training and patient and family interaction.
Once a student has completed a degree program they will be well prepared to take the NNP exam. This type of certification exam will evaluate and test an NP on their skills and knowledge in this field. Every state will require certification in order to work in this specialty field.
Neonatal NPs will already have their licensure as an RN, but they will also be required to obtain advanced licensure. State requirements for this position can vary. Some of the common licensure prerequisites can include graduation from an accredited MSN program and having state and national certification. Some states will also require yearly continuing education hours in order to qualify for re-certification.
This type of NP will work closely with doctors in assisting with diagnosis, assessment and high risk newborn treatment. These individuals will also oversee RNs that work in neonatal units and will provide information to parents caring for high risk newborns. NNPs are skilled in preventing infection risk and for supplying proper nutrition for health development in infants. They will also be able to make treatment decisions for certain medical conditions, without the supervision of an MD. Most of these healthcare professionals will work in a hospital.
Neonatal Nurse Practitioner Programs :The Average Neonatal NP Salary
According to statistics that have been provided by the BLS, an NNP will experience a salary that can range from $48,000 to $52,000 a year. Some of the higher paying states for this profession will include Texas, California and Florida. The average salary in these states will range from $58,000 to $62,000. Salary for this position will significantly increase after an NNP obtains more than four years of field experience.Requirements for Neonatal Nurse Practitioner Programs by Site Admin


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GEORGETOWN, Texas (May 29, 2017)
Sport Clips Haircuts is giving "Props to Pops" this Father's Day. The franchise has partnered with Man Crates to provide prizes for contest winners, plus Sport Clips Clients will get 10 percent off purchases on its "awesome gifts for men" website. Props to Pops participants can enter to win a personalized guitar and barware crate from Man Crates, free Sport Clips' haircuts for a year and other selected items. Runner-up prizes include a college or professional sports team barware crate from Man Crates, free haircut and other selected items.
Read more about this article »
BRYAN, Texas (May 24, 2017)
For news media inquiries, please contact:
Dana Dussing-Berry
1 (501) 604-6141
For advertising and sponsorship inquiries, please contact:
Sport Clips Marketing
1 (800) 872-4247, extension 505
Click here to access our media kit, which includes company information and high resolution photos.
Media Kit
Click here to stay up-to-date on Sport Clips Racing.
NASCAR News

subset: commoncrawl


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A modern bathroom cannot be completed without any presence of bathroom sinks Lowes inside. Various designs of contemporary bathroom sinks with built-in sinks nowadays are offered by lots of designers. For example is this black bathroom vanity in the first photo. It offers small cupboards and lots of drawers to provide enough storage, while the sink is created on the white countertop. To be combined with white walls and proper lighting, this is supposed to be a good item to have.
The second vanity is floating above bathroom floor. Its long body supports two vessel sinks and several drawers among cupboards. On the single grey wall, two mounted mirrors with proper lighting are also given. To give you more storage spaces, a pair of wooden rack is attached between the mirrors too. Compare with a similar concept of bathroom vanity sinks Lowes in the next photo. The wooden bathroom vanity here is also elongated but standing on its legs. On top of its brown body, a white countertop with built-in sinks is created. To complete the furnishing ideas, twin framed mirrors are also given.
In a small modern bathroom, a smaller vanity is required. Take a look at this photo of small black bathroom vanity with single vessel sink. The black vessel sink is attached on a white countertop, right beneath an oval bathroom mirror. Aren't they good together?
For the last one is also a tiny bathroom vanity put in a corner of limited bathroom. Surrounded by purple walls, the single dark vanity stands together with its white porcelain sink. The white framed mirror above them is completed with proper lighting. This kind of ideas can help you sweep away gloomy impression in a small area. Enjoy the bathroom vanity double sink Lowes and the single one to make you inspired.


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State Library of Michigan
Library of Michigan
702 W. Kalamazoo Street
P. O. Box 30007
Lansing, MI 48909
Telephone: (517) 373-1300
Fax: (517) 373-5853
E-mail: firstname.lastname@example.com
Michigan Cemetery Sources - A database that
identifies the location of more than 3,700 cemeteries and lists sources at
the Library of Michigan where researchers can find out who is buried in each
The record contains detailed information on location and if the library owns a listing of people buried there and other documents related to the cemetery.
The State Library plans to update this as additional materials are added to the collection.
Township Layouts (NOT Maps) for various Michigan Counties -- by the same Web Master: The Michigan Townships list, (identifies which county a township is in)
The Michigan Counties Selection List, with links to all USGenWeb MI Counties
Federal land title records (1820-1908), includes 200+ Ottawa Co. records
Michigan Marriages
Michigan Ghost Towns - no longer working
Created: 9 February 2003
URL: http://ottawa.migenweb.net/michigan/library.html
Contact County Coordinator: firstname.lastname@example.com


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Batman v Superman: Dawn of Justice may have been worse than Man of Steel in the eyes of audiences and critics alike (Man of Steel got 56% at Rotten Tomatoes and an A- at CinemaScore, while Batman v Superman got 29% and a mere B), but the new film did a lot better than its predecessor at the box office this week.
Box office: Batman v Superman breaks records, Deadpool becomes the top-grossing R-rated movie ever worldwide
Review: Batman v Superman: Dawn of Justice (dir. Zack Snyder, 2016)
Just a few quick thoughts on Batman V Superman: Dawn of Justice.
Making Superman, Jesus and other iconic figures "relatable"
It's something of a cliché for religion-minded pop-culture writers to talk about the parallels between Superman and Jesus, especially when there's a new Superman movie in the works, but Zack Snyder, director of the upcoming Superman reboot Man of Steel, said something in one of the film's newer promotional featurettes that got me thinking about the parallel from a slightly different angle than usual.
Specifically, Snyder described how the approach taken by producer Chris Nolan and screenwriter David S. Goyer would make Superman relevant to a 21st-century audience: "What Chris and David did was, 'Let's let the audience participate in the experience of being Superman, without breaking the things that make him Superman.' They were able to sort of make him relatable, ground him and make him feel real."
Two things came to mind on hearing this statement.
Gods from outer space: the good, the bad and the silly
"He'll be a god to them." So says Jor-El, the father of Superman, as he sends his son to Earth in the latest trailer for Man of Steel.
In the immediate context, Jor-El seems to be referring primarily to the fact that his son will have powers that the other residents of Earth will not. But his voice-over, later in the trailer, goes on to speak in even more elevated terms of Superman as someone who will give humanity "an ideal to strive towards," thereby allowing humans to "join [him] in the sun." Lois Lane adds to the mythology, as it were, by noting that some people think of Superman as a "guardian angel".
Faith & film
The unexpected success of Mel Gibson's The Passion of the Christ proved that it's no longer taboo to make faith-based entertainment and that there's a huge Christian market just waiting to be explored. So it was only a matter of time before major corporations, who already own some of the biggest Christian book and music labels, turned their attention to film.
Sony Pictures – the studio that made The Da Vinci Code – also promotes Christian movies through its Provident Films label. They had a huge success last year with the low-budget sports movie Facing the Giants, which was produced by a church in Georgia for only $100,000 and went on to gross more than $10 million.


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Author(s): Donald LiebensonThe closer the fiscal cliff deadline approaches, the more relevant to Affluent households the last recorded words of Captain Billy Tyne of the Andrea Gail, the ill-fated boat caught in The Perfect Storm, become: "She's comin' on, boys, and she's comin' on strong."If no deal occurs, it's estimated that 80 to 90 percent of Americans would see some form of tax increase next year. Analysts estimate that taxes would increase by an average of $3,500 per household, with middle-income households seeing an average increase of almost $2,000. The Congressional Budget Office cautions the likelihood that the country will slip back into recession should a solution not be reached on the tax cuts and mandatory spending cuts scheduled to take effect at the end of the year.Affluent households surveyed in November by Millionaire Corner are bracing themselves for this anything but perfect economic storm. Eight-six percent said they believe their taxes are going to increase. This sentiment increases with wealth level, with 92 percent of Millionaires expecting to be hit with a tax hike.The stage is set for a Capra-esque uplifting ending out of It's a Wonderful Life, but President Obama's Christmas wish that a bipartisan solution will be found before the holidays were dealt a setback Wednesday when fiscal cliff talks broke down. "No substantive progress has been made in the talks between the White House and the House over the last two weeks," House Speaker John Boehner, R-Ohio, told reporters.With expected tax increases comin' on strong, how are affluent household planning to react? Millionaires are taking a more pro-active approach than the least wealthy households we surveyed. Thirty-eight percent said they will look for tax-advantaged investment opportunities, compared with just 7 percent of households with a net worth of less than $100,000.Similarly, 16 percent of Millionaires said they would reallocate their assets compared with 10 percent of in investors with less than $100,000.These investors are more likely than Millionaires to adjust financial habits. One-quarter said they would save more vs. 14 percent of Millionaires, while 70.5 percent (vs. 45 percent of Millionaires) said they would spend less.The least wealthy respondents were also more likely to say they would be compelled to dip into their savings compared with 12.2 percent of Millionaires.
© Spectrem Group 2017 Website by Cranium Softworks


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Login to use all functions from armpower.net
Poland, SPORT HALL MOSIR RUMIA / HOTEL SPA FALTOM
Poland, SPORT HALL MOSIR RUMIA / HOTEL SPA FALTOM
Poland, WESTIN HOTELS WARSAW
Poland, HOTEL INTERCONTINENTAL WARSAW, Emilii Plater 49 Street, 00-125 Warszawa, Poland
Poland, Sopot
Russian Federation
Poland, Warsaw
Poland, Warsaw
We continue to review matches of Zloty Tur-2016. What awaited us in the weight categories of 78 kg, 86 kg and 95 kg?
Zloty Tur-2016: left hand results
Zloty Tur-2016 left hand results
Welterweight athletes' fights always show density and strength. What can we see in this year's Zloty Tur at the table?
This year we have a Brazilian team at Zloty Tur. One of the strongest world armwrestlers from Brazil – Eduardo Tiete – is ready to fight and show his best at the tournament.


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Simons House Administration TestimonyDownload PDF
Statement of Barbara Simons for the Committee on House Administration Hearing on
Electronic Voting Machines
September 28, 2006
Electronic Voting Machines
September 28, 2006
My name is Barbara Simons. I am retired from IBM, where I was a Research Staff
Member at the IBM Almaden Research Center for many years. I have been working
almost exclusively on voting technology issues since 2000, when I was a member of the
National Workshop on Internet Voting. The workshop, convened at the request of
President Clinton, produced a report in 2001 in which we strongly recommended against
Internet Voting. I also participated on the Security Peer Review Group for the US
Department of Defense's Internet voting project (SERVE) and co-authored the report that
led to the cancellation of SERVE because of security concerns. More recently I cochaired
the Association for Computing Machinery (ACM) study of statewide databases
of registered voters. I am also co-authoring with Professor Doug Jones a book on voting
machines to be published in 2007 by PoliPoint.
I was President of ACM from July 1998 until June 2000. ACM is the oldest and largest
scientific and educational society of computer professionals, with approximately 80,000
members. I founded ACM's US Public Policy Committee (USACM) in 1993 and have
served for many years as the Chair or co-Chair of USACM.
We must make our elections more secure, reliable, accessible, and verifiable.
We all want elections that are reliable, secure, accessible, and trusted by the public.
Given known security risks, the possibility that software bugs could generate incorrect
election results, or that computerized voting machines may fail during an election, we
cannot trust that the results recorded in a paperless voting machine accurately reflect the
will of the voters. Providing a voter verified paper trail is a significant step toward
mitigating these risks, restoring transparency to the election, and ensuring the public's
Because paperless Direct Recording Electronic (DRE) devices cannot be audited, many
states have mandated that DREs produce a voter verified paper audit trail (VVPAT) or
voter verified paper ballot (VVPB). We have seen that careful and well engineered
implementation of this requirement is critical. Some of the most widely used DREs have
retrofitted their machines by adding reel-to-reel thermal printers. Unfortunately, there
have been a number of problems with these continuous roll printers, including jamming,
privacy concerns, and difficulties conducting a manual count of the paper.
There are high quality printers that are much more reliable, that produce easy to read text,
and that could print VVPBs that are easy to count manually. Our voting systems should
not depend on mediocre equipment.
Precinct based optical scan voting systems also produce VVPBs, since by definition the
optical scan ballot is verified by the voter when he or she marks the ballot. Accessible
optical scan ballots can be produced using tactile ballots or electronic ballot marking
systems. Optical scan ballots can be manually counted and used to audit elections.
As a defense against malicious or buggy software, we must have:
- reliable, well engineered, accessible VVPBs;
- policies and procedures that guarantee the integrity of the paper, control of
custody, legibility, etc.; and
- routine mandated random manual audits of the VVPBs that instill voter
confidence and that verify the accuracy of elections.
If the manual count does not match the count produced by an optical scan system or by a
DRE, then all of the paper ballots must be manually counted in an open and transparent
fashion. Unless there is evidence that the VVPBs have been compromised, the paper
ballots should be used to determine the election results.
We can consider alternatives, such as cryptographic based systems, if and when voting
technology is commercially available that is demonstrably secure, reliable, easy to use,
accessible, believable, and understandable to the average voter.
Most computer professionals oppose paperless voting machines.
Computer scientists have been generally skeptical about computerized voting machines,
because we know that they are not transparent. You cannot simply look inside a machine
and clearly see if it is performing in a trustworthy manner. Computerized voting has a lot
of advantages, but all computerized voting systems currently available carry risks. We
recommend VVPATs or VVPBs not to eliminate fraud, but rather to increase the safety
of voting systems and to allow for routine election audits.
Two years ago ACM issued the following statement1 calling for well engineered voting
machines that provide every voter with the ability to verify that his or her vote has been
accurately cast by inspecting a physical (e.g. paper) record.
ACM Statement on E-voting
Virtually all voting systems in use today (punch-cards, lever machines, hand counted
paper ballots, etc.) are subject to fraud and error, including electronic voting systems,
which are not without their own risks and vulnerabilities. In particular, many electronic
voting systems have been evaluated by independent, generally-recognized experts and
have been found to be poorly designed; developed using inferior software engineering
processes; designed without (or with very limited) external audit capabilities; intended
for operation without obvious protective measures; and deployed without rigorous,
scientifically-designed testing.
To protect the accuracy and impartiality of the electoral process, ACM recommends that
all voting systems - particularly computer-based electronic voting systems - embody
careful engineering, strong safeguards, and rigorous testing in both their design and
operation. In addition, voting systems should enable each voter to inspect a physical
(e.g., paper) record to verify that his or her vote has been accurately cast and to serve as
an independent check on the result produced and stored by the system. Making those
records permanent (i.e., not based solely in computer memory) provides a means by
which an accurate recount may be conducted. Ensuring the reliability, security, and
verifiability of public elections is fundamental to a stable democracy. Convenience and
speed of vote counting are no substitute for accuracy of results and trust in the process by
the electorate.
The League of Women Voters' resolution on voting systems.
In addition to the technical community, good government organizations have expressed
concerns about the security of paperless voting machines. For example, at its 2006
national convention the League of Women Voters passed a resolution on voting machines
calling for a voter verified paper ballot or record that would be used for audits and
recounts. The League also urged that routine random audits of these paper
ballots/records be conducted in every election. Here is the resolution2:
Whereas: Some LWVs have had difficulty applying the SARA Resolution (Secure,
Accurate, Recountable and Accessible) passed at the last Convention, and
Whereas: Paperless electronic voting systems are not inherently secure, can
malfunction, and do not provide a recountable audit trail,
Therefore be it resolved that:
The position on the Citizens' Right to Vote be interpreted to affirm that LWVUS supports
only voting systems that are designed so that:
1. they employ a voter-verifiable paper ballot or other paper record, said paper being
the official record of the voter's intent; and
2. the voter can verify, either by eye or with the aid of suitable devices for those who
have impaired vision, that the paper ballot/record accurately reflects his or her intent;
3. such verification takes place while the voter is still in the process of voting; and
4. the paper ballot/record is used for audits and recounts; and
5. the vote totals can be verified by an independent hand count of the paper
ballot/record; and
6. routine audits of the paper ballot/record in randomly selected precincts can be
conducted in every election, and the results published by the jurisdiction.
Insecure storage and handling of voting machines.
Professor Ed Felten, who is testifying today, recently released a very important study of
fundamental security vulnerabilities of Diebold TS machines. The study illustrated how
having physical access to one of the machines for even a minute was sufficient to allow a
malicious individual to install fraudulent software.
There already has been a fair amount of press about the risks of voting machine "sleepovers."
This practice involves having a poll worker take a machine home prior to the
election and bringing it in on Election Day. Decentralizing the physical security of
machines significantly increases the number of people with access to a machine before an
election. But even if machines are not delivered to poll workers' homes, there still can be
significant security threats stemming from pre-election deliveries of machines, as I
observed while serving as a Santa Clara County polling station inspector in the
November 2004 election.
The county delivered five paperless DREs to our polling station - a commons room in a
Stanford University dorm - about a week before Election Day. When the woman who
made the space available for the election arrived at work, she moved the machines from
the insecure commons room into her office, where they remained under lock and key
until the night before the election.
My fellow poll workers and I set up the voting machines in the public commons room the
night before the election so that the batteries could be fully charged. For the rest of the
night the machines remained unattended.
When initially delivered, the machines were "protected" by two levels of numbered
tamper evident tape. The first level was removed the night before the election, when we
did the initial set-up. The second level was removed on Election Day. All of the
removed tapes were included in the material that we returned to the county election
I had no idea before the election as to what the tamper evident tape should look like,
because I had never seen any. Even if I had been shown a tape, without additional
training I doubt that my memory would have been adequate for me to know if a
counterfeit tape had been used.
Security risks of the procedures deployed by Santa Clara County.
There are multiple security risks, depending on the goal of the attacker. Here are a few:
1. Hacking the voting machine software without being detected. This could have
been done either by someone who had access to the machines while in the
commons room, or by someone who had access to the office where the machines
were stored. To avoid detection with certainty, it would have been necessary to
acquire identically numbered tamper evident tape, for example by ordering it on
the Internet or obtaining it from an insider working for the county.
2. Hacking the voting machine software and risking detection. Since we poll
workers had never seen the tamper evident tape and had no idea of what the
numbers on the pieces of tape should be, we would not have been able to
determine that someone had hacked the software and replaced the original tapes
with different tamper evident tapes. Such an attack might have been detected by
election officials if they had reviewed the tapes that we returned. However, since
the election would have been over, it's not clear what election officials would
have done. Furthermore, if the attacker had acquired identical or nearly identical
tape and used the numbers from the original tapes on the counterfeit tapes, it's
likely that even diligent election officials would not have detected the fraud.
3. Targeting specific precincts to depress turnout favorable to one candidate (a
denial of service attack). This would have been a very easy attack, since the
machines were left in a publicly accessible location the night before the election.
All the attacker had to do was to remove the second level of tamper evident tape,
since poll workers had been instructed to request new voting machines if the
tamper evident tapes had been removed. Since we were barely ready by opening
time, bringing in new machines would have delayed the opening of the polling
station by at least an hour or two. If there were a widespread attack that removed
the tamper evident tape from machines in many voting places, it is highly likely
that the county would have been incapable of replacing all of the suspect
Fortunately, there is a possible fix if tampering has been detected or there is a denial of
service attack, namely emergency paper ballots. Every polling place should have a large
supply of emergency paper ballots that can be used in emergency situations.
Furthermore, a manual count should be made of the emergency paper ballots in all
suspect polling places in addition to any manual counts that are done to satisfy a random
manual audit.
Voters with disabilities.
While HAVA was passed in response to problems with the 2000 elections, much
emphasis has been given to the HAVA requirement that voting be made accessible for
people with disabilities. However, security and accessibility are not mutually exclusive
goals. We can and should have secure accessible elections.
I cannot stress enough that I strongly agree that people with disabilities should be able to
vote privately and independently and that they should be able to verify their votes. I do
not know a single computer security expert who opposes non-visual access for blind
voters or access to the ballot by any person with a disability.
It bears repeating that HAVA does not mandate the exclusive use of electronic voting
machines to meet accessibility requirements. HAVA states accessibility can be met
"...through the use of at least one direct recording electronic voting system or other
voting system equipped for individuals with disabilities..." [emphasis added].3
There is a growing body of evidence that people with disabilities - blind and visually
impaired voters, voters who have limited mobility and dexterity, and people with other
disabilities - are finding that DREs or touchscreens are not meeting their accessibility
needs and are in fact preventing them from securing a private and independent ballot.
Aleda J. Devies, a retired systems engineer, and member of Handicapped Voters of
Volusia County, made the following statements in her August 01, 2006 article, Touch
Screens Are Not The Best Choice For Disabled Voters:4
A key point has been lost in the various arguments for and against touch-screen voting
machines. The spirit and intent of the accessible voting law are to allow every disabled
person the opportunity to cast his or her [sic] privately and independently. The key word
in the preceding sentence is "every." It is not acceptable to accommodate some
members of the disabled population and expect the rest of us to live with "business as
usual." That is discrimination, which is not legal.
Accommodating people with different disabilities requires great flexibility in a voting
system. What works for and is preferred by certain members of the blind and visually
impaired community does not accommodate people with mobility or motor impairments.
That is one specific shortcoming with touch screen machines. People with limited use of
their hands and arms may not be able to use the touch screen machines. People with
spinal cord injuries or similar disorders may require binary devices such as such as "sipand-
puff". (Other binary devices include foot pedals, joy-sticks and gel pads.)
Devies also observes that, "Touch screen machines with telephone-like keypads do not
meet Section 508 of the Rehabilitation Act of 1973 requirement that keypads must be
operable with one hand and shall not require tight grasping, pinching, or twisting of the
Kelly Pierce, a nationally-known advocate for people who are blind and visually
impaired, reviewed four voting machines in his March 15, 2005 report for the Cook
County State's Attorney's Office, Accessibility Analysis of Four Proposed Voting
Pierce analyzed tactilely discernable controls, spoken prompts, visual display, poll
worker assistance, volume control and normalization, and ballot review. He found all
four machines deficient in one or another of these areas.
Pierce stated, "Unfortunately, if any one of the four machines were to be deployed in
Chicago or suburban Cook County as exhibited on March 15, many voters with
disabilities, particularly blind voters, would not be able to cast a ballot independently and
In his conclusion, Pierce remarks, "This review and those conducted by the American
Foundation for the Blind, Manhattan Borough President C. Virginia Fields with The
Center for Independence of the Disabled in New York, and a blind computer scientist and
electrical engineer all have found that while the electronic machines represent a
significant advance in accessibility from the current poll worker assistance system they
often fail to effectively communicate the voting process to audio voters or are physically
designed in a way that does not meet the current consensus on accessible design as
crafted by the technology industry, the disability community, and leading national
governmental institutions."
Pierce's observations appear to have been born out by the voting experience of Noel
Runyan, a blind computer scientist. Runyan, who has worked in human factors for well
over thirty-five years, started his own company to supply access technologies for the
visually impaired. Quoting just a small portion of Runyan's essay in frustration from his
65 minute voting experience in the 2004 Presidential election:6
It took me 30 minutes to work my way through the ballots and make my selections. After
that, I had quite a bit of trouble getting into the review mode, to get a full list of all my
selections. When I did, it went on and on, for 23 minutes, like a long uncontrolled drink
from a fire hose. The review function read each item, and then, at the very end, said what
my selection was for that item. It even threw in the details of what the fiscal impact would
be, and took forever. This is completely backwards. It should announce the name of the
item, then state my selection, and then read the rest of the information for that item. Also,
I should have the control to press the arrow key to move forward or backward through
the items, without having to listen to all the text about an item.
When I did find that I had made a mistake in my selections, I had to wait until the end of
the whole review process to correct it, instead of being able to stop, make the change,
and then continue with the review where I left off.
I did not want to abort the ballot verification review, to make a correction, and then have
to start the 23 minute review all over again. When I later attempted to change one of my
selections from "no" to "yes", the machine would not let me just select "yes", until I had
first gone to the "no" entry and deselected it. This was very awkward and confusing. My
wife said that she also had the problem when she was voting visually on her DRE
Blind and disabled voters want and deserve secure voting systems. Natalie Wormeli, a
lawyer who is completely blind, has manual dexterity issues, and uses a wheelchair7, is
far more eloquent than I could ever hope to be in her in her 2004 testimony before the
California State Senate Elections and Reapportionment Committee, :
I deeply regret that I am unable to testify in person at today's hearing because of serious
health problems. Please consider the following as my written testimony. I am writing this
letter as a concerned California voter, an attorney, and a woman with multiple
disabilities. For purposes of this letter, I am only representing myself, and I do not claim
to speak for anyone else.
I am particularly offended by the reoccurring claim that people with disabilities are
disenfranchised. This is highly inflammatory rhetoric, ignoring the definition of
enfranchisement, which is a person's right to vote. When I turned 18, I became
enfranchised. Not having the ability to vote without another human being's assistance is
the reality that I deal with, but does not make me disenfranchised. I rely on other people
to help me with tasks that I am not physically able to do, but I remain in control and
independently thinking the entire time. When voting, I can choose to bring a friend, a
family member, or ask one of the well-trained poll workers for assistance.
Providing flawed DRE systems would erode trust among voters with disabilities as well
as able-bodied voters in California and throughout the country. If Californians depend
on flawed systems, and California has problems in November, the headlines throughout
the country will undoubtedly reflect this horrible fact.
Other disability rights advocates claim that decertification would be a step back, treating
people with disabilities as second class citizens. I argue that requiring California voters
to use dangerously flawed DREs will be forcing second rate technology on us all.
I know that DRE system developers are working tirelessly to create dependable secure
systems, and I am confident that one day I will be able to vote privately without
assistance. However, I refuse to act as a complaining passenger in the backseat asking,
are we there yet? I know I will be there soon enough, but I only want to arrive safely and
with everyone on board. I know that when SB 17238 is passed, you will be heroes for all
the citizens of California, especially voters with disabilities.9
For many people with disabilities, using a VVPB presents no accessibility difficulties
whatsoever and does not in any way prohibit private and independent voting.
Fortunately, we do not have to settle for voter verified paper ballots that are not
accessible to blind and visually impaired voters. It is not difficult to integrate audio
capabilities into the design stage of voting systems. Tactile ballots and tactile voting
systems allow blind voters to vote privately and independently and to verify their votes.
New technologies can and should be developed. For example, hand held text-to-speech
reading devices, such as the one recently announced by the National Federation of the
Blind, might be modified for use in elections.10
It's time for us to demand of our voting systems that, in addition to being accessible, they
must be safe, accurate, reliable, secure, and audited. For now that means that we need
voter verified paper ballots, routine random manual audits, improved policies and
procedures, increased transparency, and a national mandate that voter verified paper
ballots shall be the official ballots used and the final authority in all cases of recounts,
challenges, random manual audits, equipment malfunction, and suspect polling places.
As President Reagan said: Trust, but verify.
It is part of our nature to rely on technology to improve our institutions. Voting and voter
registration are no different. Technology, if engineered and tested carefully and if
deployed with safeguards against failure, can reduce error rates, provide more
accessibility, increase accountability, and strengthen our voting system. However, we
have rushed to put technologies in place without careful regard as to how they must
perform. We are now seeing questions raised about the security, reliability, accessibility,
and usability of these machines. We can take immediate steps to address security
concerns by ensuring that we have voter verified paper ballots and routine random
manual audits. Beyond this, the technical community and the election community need
to work together to develop computerized voting and electronic registration systems that
truly deserve the public's trust.
Appendix: Electronic Voter Registration Databases
While beyond the scope of this hearing, we are seeing serious problems with statewide
electronic voter registration databases. One of HAVA's key provisions requires all states
to have statewide electronic databases in place by the beginning of this year. Some states
already had these systems in place; others were faced with difficult decisions on how to
consolidate or synchronize disparate local databases into a statewide system. Like all
technology, these systems are complex and require careful engineering so that they are
accurate, private, secure, usable, and reliable. Otherwise, voters can be rejected at the
polls and disenfranchised, or the systems could be exposed to fraud from unauthorized
access. USACM released a study earlier this year11 that provides 99 recommendations
for state and local officials to follow when implementing electronic voter registration
1 http://www.acm.org/usacm/Issues/EVoting.htm
3 http://www.fec.gov/hava/law_ext.txt
5 http://www.votersunite.org/info/KellyPierceReport3-05.htm
6 Voting experience in November 2004 Election in Santa Clara County California -
Using Sequoia Voting Machines, by Noel Runyan,
7 Wormeli's description of herself given in testimony at the Meeting of the State of
California Secretary of State Voting Systems and Procedures Panel, April 28, 2004,
Sacramento, CA., http://www.ss.ca.gov/elections/vsptranscript0428.pdf
8 SB 1723, which would have required that all voting machines produce an Accessible
Voter Verified Paper Audit Trail (AVVPAT) by some deadline. Later in 2004 SB 1438,
which essentially prohibited the deployment of voting machines that did not produce an
AVVPAT by 2006, became law.
9 Testimony before the California State Senate Elections and Reapportionment
Committee, by Natalie Wormeli, Esq., May 5, 2004. Wormeli's complete written
testimony can be found at http://www.wheresthepaper.org/NatalieWormeli.htm or
10 The Kurzweil-National Federation of the Blind Reader: The Revolution Is Here!, by
James Gashel,
11 Statewide Databases of Registered Voters: Study of Accuracy, Privacy, Usability,
Security, and Reliability Issues, February, 2006, www.acm.org/usacm/vrd.


text: Bundesliga #BLMVP Matchday 11 winner: Pierre-Emerick Aubameyang vor 2 Stunden Pierre-Emerick Aubameyang took just under 50 per cent of the vote in the #BLMVP Matchday 11 poll. Pierre-Emerick Aubameyang's match-winning goal in Borussia Dortmund's 1-0 win over FC Bayern München in Der Klassiker saw him crowned the #BLMVP on Matchday 11 by the bundesliga.com users. Need Pierre-Emerick Aubameyang in your Official Fantasy Bundesliga side? Sign him up here!The reigning African Footballer of the Year proved his worth again in front of the Yellow Wall, putting Dortmund up 11 minutes in and providing a threat throughout in a vital win that lifted die Schwarzgelben to within three points of Bayern. But was it enough to earn him a vote for Matchday 11 MVP? Cast your vote!Vote Pierre-Emerick Aubameyang for #BLMVP on our twitter channel now! Top Facts - Pierre-Emerick Aubameyang Aubameyang is joint top of the top of the Bundesliga scoring charts with 12 goals.His goal against Bayern was his seventh in his last five outings.Aubameyang made his speed count making 31 sprints - the most of any BVB players.Click here for the Dortmund v Bayern Match Centre Vote for your #BLMVP from Matchday 11‼Choose one of these 4 ⭐'s:@Aubameyang7 - @EmilForsberg1 - #Risse - @MarioGoetze 🚨 VOTE NOW 👇🚨— Bundesliga English (@Bundesliga_EN) November 20, 2016 More news Bundesliga #BLMVP Candidate: Mario Götze Bundesliga #BLMVP Matchday 34 | Winner: P-E Aubameyang Bundesliga #BLMVP Matchday 23 winner: Aubameyang Free! Get the Bundesliga newsletter delivered straight to your inbox. Sign up today! Subscribe


text:
Just before his spring practice begins on May 2, Kublanow, a 6-foot-3, 285-pound offensive lineman from Marietta (Ga.) Walton, plans to narrow his focus to a final four or five schools.
"I'm basically going to make my list off of how much I like the school, the coaches there, the academics, my relationships with the coaches, and how I fit in there," Kublanow said.
Kublanow, who has received over a dozen scholarship offers, has identified a few schools that will definitely make the cut, but isn't ready to reveal their identities.
Late Friday night, Kublanow and his family arrived in Chapel Hill and remained in the area until early Sunday morning. Thus, all of his UNC visit activities occurred Saturday.
"I really got to talk to the coaches a lot and see where I fit in their offense and how much they need help," Kublanow said. "We drove around and got to see a lot of the campus and the facilities. And I got to meet a couple of the players."
For most of his stay, Kublanow was with Chris Kapilovic, UNC's offensive line coach, and Walt Bell, UNC's tight ends coach.
"They showed me around campus," Kublanow said. "They told me how much they needed me there and just telling me what a great place it is and what a great opportunity to have all the football and academics all in one place."
Kublanow also had an hour-long meeting with Larry Fedora.
"He was just saying what direction they're going to take the program in, and how they're going to change it around and really make football a big thing there," Kublanow said. "He talked about the new offense. He talked about how great of a place it is – it's the total package."
Like most schools, UNC is recruiting Kublanow as an interior offensive lineman.
"They see me playing mostly guard right now," Kublanow said. "But I'll possibly move to center later on."
Since his sophomore year, Kublanow has started at offensive guard for Walton, which was the GHSA 5A runner-up last season.
"I don't really mind center at all," Kublanow said. "I played center in the Rising Seniors Bowl. I was fine with it – it wasn't a hard adjustment at all."
Kublanow also spent time with sophomore tight end Sean Fitzpatrick and junior quarterback Bryn Renner, during his UNC visit.
"We just hung out and talked about everything about the school and the new coaching staff," Kublanow said.
In addition to UNC, Kublanow has visited Florida, Georgia, and Vanderbilt this spring. He has also made previous trips to Auburn, Clemson, and Miami.
This weekend, Kublanow is considering joining teammate and Alabama commitment Tyren Jones in Tuscaloosa. If he doesn't visit Alabama, he'll travel to either Georgia or South Carolina.


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If I were to carve a love message into a tree right now it would read "Grace hearts Costume Jewelery". Sorry The Boyfriend, but I'm a fickle woman. Maybe if you were more sparkly, it would be your name on that tree. Here are a few of my favourite pieces. You'll have to excuse the funny shadows. I'm not the most talented photographer in the world, and I don't have any fancy lights, so I have to depend on old fashioned equipment like "the sun" and "going outside". I had to climb out my bedroom window onto the tin roof of our apartment building, distribute my weight carefully so as not to (1) dent said tin roof, and (2) not sit my butt into the thick layer of red dust coating the roof from the crazy dust storm we had in Sydney last week. Sometimes I wonder if there is anything more amazing than living in a big city and having no outside space.
This chunky, colourful beaded necklace was a gift from The Boyfriend a few years ago. He got it at a shop called Bernstein & Gold in Victoria Canada. I love the busy mix of saturated, bright colours and the interesting choice of beads. I wear it to work with a crisp, white, collared shirt, but I think it would look equally sharp with a midnight blue silk top, or a light coloured scoop neck t-shirt. Unfortunately I've forgotten the name of the designer. Shame on me.
I just got this fantastic sparkly necklace at JCrew when I was in Seattle earlier this month. It was a bargain at around $70. I can tie the chain in a knot at the back to make the necklace a bit shorter. The beads are a weird sort of non-colour; they could be olive green or grey, but they also pick up the light and colour from whatever I'm wearing, and morph, chameleon-like, to complement the outfit.
This white and gold cuff was also a gift from The Boyfriend and also came from Bernstein & Gold in Victoria. And what do you know, I can't remember the designer's name for this one either. Double shame. It's made of white marble, gold and citrine.
I adore this weird minty-green brooch that my mom and I found in an antique store in Victoria a few years ago. Upper Fort St. downtown is full of these neat little antique stores that sell shoes for teensy feet, corsets for teensy waists, and amazing jewelery. Notice the creepy little frog sitting on a petal, minding its own business. Also notice how in this photo the shadow looks like Batman''s head. It''s a double whammy of subtle weirdness. Like WHAM. And then again, WHAM. You didn't think I was going to do it, but I totally did.
This is a silver collar I got at a store on Crown St. in Surry Hills called Mrs. Red & Sons. Their website only gives a phone number, but the store is definitely worth a visit if you're in the neighbourhood. They've got a giant red door at the front, which opens into a lovely little shop full of jewelery and homewares, most of which have an Asian bent. This piece is by a designer in Western Australia named Susan Pender. The collar is sterling silver and the fish ornament is freshwater pearl and coral. I love this necklace because it's striking when worn with a plain top, but you can also remove the ornament to wear the collar alone with a printed top or dress.
This necklace belonged to my grandma, who brought it to Canada from the Philippines. I don't know much about it except that it's super cool.
I was so excited when my mom and I found this peacock brooch in a shop called Chapel Street Bazaar in Melbourne. Each piece of its tail is connected separately, so the tail swishes when I move around. The Bazaar is in a massive space at 217 Chapel St, Prahran and it's chock-a-block with vintage clothing, jewelery, shoes, and heaps of other flotsam and jetsam. What a fabulous place to spend a few hours drinking in the wares.
This pewter flower also belonged to my grandma. I think the cross-hatching texture on the petals is genius. It takes something that's soft and reflective and makes it rough and almost industrial.
I got this cool vintage gold-tone bangle at the Glebe Markets on the weekend.
Finally, this is a bangle that my friends gave me for my birthday last year. I love how everything reflected in it looks like liquid. It's such a unique piece that I wasn't sure what it was at first, and I had some trouble figuring out how to wear it because it sits quite high off my wrist. Looking at it today though, I had a brainwave. I'm going to pick up some heavy chain or ribbon and try wearing it as a mid-length necklace. Sometimes I ask my friends how they can stand being around someone who has such clever ideas all the time. They just look at me, laugh and pat me on the head. I think they're jealous.


text: Why leave Barstow for your ServSafe Food Protection Manager Certification? The Barstow Area Chamber of Commerce can proctor the exam. As a BACC member, there is no charge for the proctor service. There is a $36 fee paid directly to ServSafe for the test. If you are not a BACC member, there is a $50/person fee for the proctor service.


text:
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BANGKOK — When Thailand's military staged a coup last week, Phil Koenighaus was on a beach enjoying the debauchery of the country's infamous "Half Moon" festival.
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text:
Volume 1134 of the series Methods in Molecular Biology pp 67-78
Recombinant Antibody Microarray for Profiling the Serum Proteome of SLE
- Carl A. K. BorrebaeckAffiliated withDepartment of Immunotechnology and CREATE Health, Lund University
- , Gunnar SturfeltAffiliated withSection of Rheumatology, Department of Clinical Sciences, Skånes University Hospital, Lund University
- , Christer WingrenAffiliated withDepartment of Immunotechnology and CREATE Health, Lund University
* Final gross prices may vary according to local VAT.Get Access
Systemic lupus erythematosus (SLE) is a severe autoimmune connective tissue disease. Our current knowledge about the serum proteome, or serum biomarker panels, reflecting disease and disease status is still very limited. Affinity proteomics, represented by recombinant antibody arrays, is a novel, multiplex technology for high-throughput protein expression profiling of crude serum proteomes in a highly specific, sensitive, and miniaturized manner. The antibodies are deposited one by one in an ordered pattern, an array, onto a solid support. Next, the sample is added, and any specifically bound proteins are detected and quantified. The binding pattern is then converted into a relative protein expression map, or protein map, deciphering the composition of the sample at the molecular level. The methodology provides unique opportunities for delineating serum biomarkers reflecting SLE, thus paving the way for improved diagnosis, classification, and prognosis.
KeywordsAntibody microarray Protein expression profiling SLE Biomarkers Diagnosis Prognosis Classification
Protocol Metrics
Reference tools
Other actions
- Title
- Recombinant Antibody Microarray for Profiling the Serum Proteome of SLE
- Book Title
- Systemic Lupus Erythematosus
- Book Subtitle
- Methods and Protocols
- Pages
- pp 67-78
- Copyright
- 2014
- 10.1007/978-1-4939-0326-9_6
- Print ISBN
- 978-1-4939-0325-2
- Online ISBN
- 978-1-4939-0326-9
- Series Title
- Methods in Molecular Biology
- Series Volume
- 1134
- Series Subtitle
- Methods and Protocols
- Series ISSN
- 1064-3745
- Publisher
- Springer New York
- Copyright Holder
- Springer Science+Business Media, New York
- Additional Links
- Topics
- Keywords
- Antibody microarray
- Protein expression profiling
- Biomarkers
- Diagnosis
- Prognosis
- Classification
- Industry Sectors
- eBook Packages
- Editors
- Paul Eggleton (2)
- Frank J. Ward (3)
- Editor Affiliations
- 2. University of Exeter Medical School
- 3. Section of Immunology and Infection, Division of Applied Medicine, Institute of Medical Sciences, University of Aberdeen
- Authors
- Carl A. K. Borrebaeck (4)
- Gunnar Sturfelt (5)
- Christer Wingren (4)
- Author Affiliations
- 4. Department of Immunotechnology and CREATE Health, Lund University, Lund, Sweden
- 5. Section of Rheumatology, Department of Clinical Sciences, Skånes University Hospital, Lund University, Lund, Sweden
Continue reading...
To view the rest of this content please follow the download PDF link above.


text:
Home For Sale At 13157 KEELSON ROCKTON IL 61072
ROCKTON Homes For Sale
Rockford Real Estate
ROCKTON, Illinois IL 61072
$239,900 Price
3 Bedrooms
2 Full Baths
2 Total Baths
0 Partial Baths
1,944 Square Feet
0.370 Acres
201701813 Listing ID
Schedule Showing Virtual Tours (3)
Status PENDING
County Winnebago County
Property Type Residential Detached
Residential Detached
Acres: 0.370
Address: 13157 KEELSON
Bedrooms: 3
City: ROCKTON
Full Baths: 2
Latitude: 42.451265000000
Lender Owned: no
Listing ID: 201701813
Listing Price: $239,900
Longitude: -89.028900000000
Partial Baths: 0
Remarks: New Home under construction! Ranch Style Home w/1944SF of living space. Split BR plan, 9'ceilings, 6 panel doors, open Kitchen to Great Room, SS appls, granite, 1st flr Laundry. Hardwoods, fireplace, deck, AC, taller basement height, blacktop, MBR Suite w/tiled shower, WIC & dbl sinks, high EE mechanics, 3 car & more. Hononegah Schools & taxes! Interior pictures are for illustrative purposes only and are from same plan but different location of Ambassador Homes. Many options and colors to choose from. Other lots available.
Square Feet: 1,944
State: Illinois
Status: PENDING
Street Direction:
Street Name: KEELSON
Street Number: 13157
Total Baths: 2
Zip Plus: 0000
Postal Code: 61072
Primary Features
County: Winnebago County
Property Type: Residential Detached
Interior Features
Additional Room 5 Length: 13
Additional Room 5 Level:
Additional Room 5 Name: BKFST
Additional Room 5 Width: 11.11
Additional Room 6 Length:
Additional Room 6 Level:
Additional Room 6 Name:
Additional Room 6 Width:
Appliance Included:
Basement Type: Full
Bedroom 2 Length: 14.1
Bedroom 2 Level: Main
Bedroom 2 Width: 11.8
Bedroom 3 Length: 14
Bedroom 3 Level: Main
Bedroom 3 Width: 11.8
Bedroom 4 Length:
Bedroom 4 Level:
Bedroom 4 Width:
Cooling: Central Air
Dining Room: yes
Dining Room Length: 13
Dining Room Level: Main
Dining Room Width: 10.11
Family Room:
Family Room Length:
Family Room Level:
Family Room Width:
Fireplace: yes
Fireplace Type: Both Gas and Wood
Half Baths: 0
Heating: Forced Air, Natural Gas
Kitchen Length: 10.5
Kitchen Level: Main
Kitchen Width: 10
Living Room: yes
Living Room Length: 18.7
Living Room Level: Main
Living Room Width: 18.3
Master Bedroom Length: 18.2
Master Bedroom Level: Main
Master Bedroom Width: 14
Recreation Room:
Recreation Room Length:
Recreation Room Level:
Recreation Room Width:
Stove/Range Fuel: Gas
Address 2:
Address Search Number: 13157
Approximate Age: 0
Basement: yes
Cumulative DOM: 41
Estimated Below Grade SqFt: 0
Front: 114.91
Garage: 3.0
General Features: Attached Garage, County Taxes, Deck, Great Room, Laundry 1st Floor, Main Floor Master
Land Features: None
Rear: 82.90
Roof: Shingle
Sale of a Property:
Sewer: City/Community
Side 1: 150.00
Side 2: 154.77
Status Category: Pending
Status Detail:
Style: Ranch
Type: House
Water: City/Community
Water Heater: Gas
Location Information
Elementary School 1: Ledgewood Elementary
Elementary School 2: Stone Creek
High School: Hononegah High
Located in Flood Plain: no
Middle School: Roscoe Middle
School District: Hononegah 207
Financial Details
Exemptions: None
Fee Includes: None
HOA Fee: 0
HOA Fee Frequency:
HUD: no
Lease: no
Original Price: 239900
Rent to Own: no
Sale Price: 0
Sale/Rent: For Sale
Short Sale: no
Tax Year: 2015
Taxes: 1194
External Features
Exterior: Brick/Stone, Siding
Zoning Info
Area Info
© 2017 Rockford Multiple Listing Service (ROCKMLS).
Information deemed reliable, but not guaranteed.
Listing courtesy of Dickerson & Nieman
Information deemed reliable, but not guaranteed.
Listing courtesy of Dickerson & Nieman
Contact - Listing ID 201701813
Barbara Erdmier
6072 Brynwood Dr
Rockford, IL 61114
Phone: 8152228866
Phone Alt: 8152228866
Fax: 8152318355
Data services provided by IDX Broker


text:
Welcome to Librarium Online!
Join our community of 80,000+ members and take part in the number one resource for Warhammer and Warhammer 40K discussion!
Registering gives you full access to take part in discussions, upload pictures, contact other members and search everything!
Guys, what do you think of this list?
Slann, Focused Rumination, Loremaster, cupped hands, 6+ ward save vs. war machines item (LIFE)
Skink Priest, L1, Scroll (HEAVENS)
Scar Vet, Armor of Destiny, Shield, Great Weapon
Scar Vet, Gold Sigil Sword, MR2 magic item, LA, shield
Saurus Warriors, HW + Shield, Full Command (30)
Saurus Warriors, spears, Full command (30)
Temple Guard (20), full command, armor piercing banner
Skink Skirmishers (10)
Skink Skirmishers (13)
Salamander + EH
Salamander + EH
It's more of a defensive list, with no steggies or EotG. Do you think it will be competitive?
I think you have are relying on magic to win, along with a little help from the salamanders. Can work, but I would pick a more offensive lore. Getting becalming cogitation on the slann would also help dominate both turns of the magic phase.
Good luck,
I am right 94% of the time, why worry about the other 3%.
What would you add to this list to bring it to 2400 points total? I'm considering becalming cognition, and maybe changing things up to have another scar-vet be the BSB. Or I could just add bodies to the saurus warriors units or skinks. What do you think?
Becalming cogitation and some terradons.
I am right 94% of the time, why worry about the other 3%.


text:
Released: 2005
Genres: Rock, Pop
Listen to Music With Your Friends! Share this now!
The Click Five (often abbreviated as TC5) was an American rock band from Boston, Massachusetts. The original members, most of them students at Berklee College of Music, started on January 1, 2004 and played in various local venues. They then quickly got the attention of talent scout Wayne Sharp (who had worked with the power pop group Candy). The Click Five made their first recording, a two-song demo session, in early 2004 after successful local touring
Pink Cream 69
Paris Hilton
Lita Ford
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Talk Talk
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Bing is another very popular and powerful search engine with global ranking of 22nd which is almost alternative of Google . As Google have great opportunity for webmasters to register his / her website with it similarly bing had also launched great opportunity to webmasters too . Most of webmasters …Read More »
5 Possible Ways to Increase Unlimited Website Traffics 2016-17
As I always says ' website traffics is everything for Webmaster ' without traffics website is useless because it is created to visit by real peoples for some reason . Nowadays trillions and more websites has been uploaded to www servers and still increasing rapidly on different tasks or topics …Read More »
List of Top 5 Best Web Browsers 2014-15
Hey after back to back posts ! I am going to take a short review on about world top 5 best internet browser which has created a splash (dhoom) in world of Internet . No one can ignore the importance of browsers because this is what called the base of …Read More »
How to Fix USB Ports Problems
As this is my second post in category of Computer Hardware and very related to first one which was about " How to fix ps2 keyboard ports " and this one is about " How to fix Usb ports " . Now maybe this topic is most valuable instead of …Read More »
How to Fix PS2 Ports – keyboards Problems
In previously weeks , I just started to learn Computer Hardware as a practical which is one of my hobby to learn laptops and others accessories hardware to fix it . So when I started this then suddenly I got an idea that why not to shared this practical work …Read More »
Top 10 Alternatives to Google Adsense 2014-15
As we know Google Adsense is the king of all Ad Network just because they paid very well for each user click and there is another such a brilliant opportunity that they provide is CPM ( Cost Per Impression ) which mean if you receive thousands of impressions in one …Read More »
Some Necessary Steps to Prepare C Program for Execution
As previously we talked about Characteristics And History of C Language , similarly back to back posts today here I'm going to share you that some necessary steps that are taken to prepare a C program for execution . No one can learn full C and C++ languages fully and easily but …Read More »
Characteristics And History of C Language
C language was developed in 1970 by Dennis Ritchie at bell telephone laboratories ( called AT&T bell laboratories . ) Actually C language is the hybrid of two previous programing languages , BCPL ( Basic Combined Programming languages ) and B . Both BCPL and B were " typeless" languages. …Read More »
How to Download YouTube videos on Android
Hey mates , you know YouTube has 3rd position holder in worldwide website ranking and one of the most common asked question is how we can download videos from you tube on mobiles . Yes you can easily download YouTube videos using pc with he help of IDM ( internet download …Read More »
How to Hack WhatsApp – Cheats WhatsApp
WhatsApp is leading number one cross platform instant messaging subscription service which have 600 active user right now and still counting . In simple words WhatsApp allow user to send text , videos , images and music etc . Now today we are going take short review about WhatsApp hacks …Read More »


text:
Wyeast 2001 Urquell Lager
With a mild fruit and floral aroma Wyeast 2001 Urquell Lager has a very dry and clean palate with a full mouthfeel and nice subtle malt character. It has a very clean and neutral finish.
Flocculation: Medium-High
Attenuation: 72-76%
Temperature Range: 48-56F, 9-13C
Alcohol Tolerance: 9% ABV
Note: We send out our yeast on Mondays and in warm weather include a cold pack for protection.
Check out more information on Wyeast Laboratories.


text:
Constellation Transatlantic Loved It!: Celebrity Constellation Cruise Review by lynnr11
Overall Member Rating
Constellation Transatlantic Loved It!
Destination: Transatlantic
Embarkation: Barcelona
As far as the dining room went, we truly enjoyed everything that we ordered, and some if was very gourmet to the point of not being able to pronounce some of it. We enjoyed the steaks, and veal, I do agree that the expected lobster night which ended up being lobster thermidor was a bit disappointing, but overall we felt that the meals were excellent.
The captain kept us informed on a daily basis regarding our itinerary, and at one point, we did have to skip Madeira, Portugal due to a general strike where no services at the port could be provided. We were THRILLED to have the port of Gibralter added to our itinerary in place of Portugal. The ship's officers did everything in their power to keep us informed of what was going on, and any changes were either sent via letter to our stateroom or announced over the p.a., as well as on the television in our staterooms.
The cruise director, Sue was wonderful. The entertainment was some of the best we have seen aboard any cruise line, and the onboard crew entertainers had just performed on our cruise for the first time together, and we felt they were wonderful. We never felt that we were being dismissed at any point, each request was met with grace and a smile. There are some people who feel that they are owed something more, or something special over everyone else. I would much rather feel safe, and had no problem waiting for someone to serve me my buffet requests, or pour my coffee if it meant keeping me healthy for my cruise. Cudos to the entire Celebrity Staff for an excellent cruise, great food and entertainment. While this was our first time on Celebrity, it will definitely not be our last. Less
Published 12/11/11
Cabin review: C39140 Concierge Class 3
Wonderful location, large balcony, huge closets, we did bring extra plastic hangers, the closet has a lower bar so split short items for extra room. Biggest shower we have ever had, lots of shelf space in the room and plenty of storage for all other items. The location was just a few cabins from the elevator and only one flight up to deck 10 for the sunset cafe and pool. Concierge service was a great upscale touch.Read All Concierge Class 3 (C3) Reviews >>
Read Cruise Critic's Celebrity Constellation Review >>
Missed Amsterdam
Lovely ports
Best cruise line we've been on...
Itinerary, Itinerary, Itinerar...
Brilliant cruise but ripped of...
Excellent service and food
Beautiful ship
Always find something to do. ...
Amazing Destination - Dated Sh...
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Travel Consultants – Full & Part Time – Fixed Term Opportunities
£8.51 per hour + performance award + benefits
"Our customers mean the world to us"…that's what we believe here at Holiday Extras.
We talk to around 1m customers a year and our aim is to make each holiday experience a positive and memorable one. We believe in providing outstanding service that results in Holiday Extras 'Making Travel Easy' for every customer.
The Contact Centre is made up of teams that manage inbound calls, emails and live chat. Some of our consultants work from home and we sell a range of products, including: airport parking, hotels, lounge passes, insurance, rail travel and a number of essential extras.
We are currently looking for team members to join us on a fixed term contract until the end of September/October 2017 to help us during our busy summer period.
The Role
You will be the voice of Holiday Extras; From making a sale to helping a customer book and amend their holiday add ons, you will be dealing with a variety of inbound calls everyday.
We don't believe in 'pushy' sales or offering products to our customers that aren't suitable. You will take a genuine interest in where the customer is going on their trip to get them in the holiday mindset & create a memorable customer experience. Through building meaningful connections with our customers, you can establish the customer's needs, tailoring the service you provide and identify additional sales opportunities.
Tell me more…
As someone who gets a buzz from closing a sale whilst delivering exceptional service, you love working towards targets and enjoy the healthy competition within your team.
You will be working in one of our 3 teams with around 20 other people and will report into one of our experienced Team Managers.
You will have complete ownership of your own performance and will receive regular development from your manager to continuously improve your performance so you can earn those extra bonuses!
This is an amazing opportunity to work right at the heart of our business alongside some really bright and energetic people.
We're looking for super flexible full and part time people who are able to work across our opening hours. In order to truly delight our customers you may be asked to "flex up" your hours and assist with higher call volumes.
Full-Time – "Core Flex": 30 Hours – "Full Flex": 37.5 Hours – you will need to be fully flexible across our opening hours of Monday – Friday 8.00am until 11pm and Saturday – Sunday 8.30am until 9pm.
Part-Time – "Core Flex": 16 Hours – "Full Flex": 20 Hours – you will need to be available 3 evenings per week Monday to Friday until 11pm and 1 day at the weekend between 8am to 8pm.
You will be given notice if you are required to work your "full flex" but can be guaranteed your "Core Flex" hours each week!
In order for you to be the best you can be, we have put together a 2 week programme to help you get the most of out your new role. We have 4 taking place over the summer in May & June.
We are looking for people who are…
- Genuinely passionate about delivering an outstanding customer experience
- Target driven
- Take pride and ownership in their performance
- Adaptable (switching from sales mode to enquiry mode)
- Customer focused with an empathetic & understanding approach
You will need to have…
- A proven track record in a sales environment
- An ability to build rapport naturally
- Excellent verbal communication skills
- Commercial awareness
- A Warm, friendly, inviting & engaging tone of voice
Nice to have…..
- The ability to speak either German, French, Dutch, Czech, Polish, Danish or Italian.
Great, how do I apply?
If you are interested in this fantastic opportunity and would like to work at one of the Sunday Times Top 100 Companies to Work For, click the "Apply Now" button!


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Public Sector Employment
The refusal of the Boston Police Department to report crashes to the state's Registry of Vehicles means that the city misses out on state funding to improve pedestrian and traffic safety.
The Boston Globe
After a decade of incredible growth, a tightening job market has finally slowed the domestic migration into Washington D.C.
Washington Post
Rising property tax revenues, tax hikes, and the broader economic recovery are driving the longest municipal government hiring streak in the United States since 2008. However, many jobs eliminated during the recession won't be returning.
The Wall Street Journal


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Property Features
- Flat
A recently refurbished, first floor two bed flat with one large open plan reception and dining room overlooking Balfour Place. Master bedroom with an en suite bath/WC and a further separate shower/WC adjacent to the second bedroom with fully equipped kitchen in the heart of Mayfair's most fashionable area and a few minutes' walk from Hyde Park and Grosvenor Square. Centrally heated. Lift.
Get Directions
- 2 bedrooms
- 2 bathrooms
- 1 reception


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Lyrics Depot is your source of lyrics to (Sometimes) I Have To Concentrate by McLusky. Please check back for more McLusky lyrics.
(Sometimes) I Have To Concentrate Lyrics
Artist: McLusky
Album: My Pain and Sadness Is More Sad and Painful Than Yours
This is the theme from m*a*s*h*.
This is a call.
Realisation that your appreciation.
Meant nothing at all.
This is eternal.
This is your life.
Vodka and tonics with the stereophonics on a saturday night.
This is illegal.
At least if you do it right.
A new operation for your eloquent spaceships.
Rockfield style.
But that was revolting.
And this is well done.
Congratulations you're the king of the kop.
And I'm a teacher's son.
This is the final time.
I teach you to shave.
Was never supposed to be a stain on your church.
Or a big day.
Go gadget armpits.
And cover me down.
My final suggestion in the form of a question.
Are we made of stone?
McLusky Lyrics
McLusky My Pain and Sadness Is More Sad and Painful Than Yours Lyrics
More McLusky Music Lyrics:
McLusky - 1956 And All That Lyrics
McLusky - Forget About Him I'm Mint Lyrics
McLusky - Friends Stoning Friends Lyrics
McLusky - Kkkitchens, What Were You Thinking? Lyrics
McLusky - She Come In Pieces Lyrics
McLusky - The Gift Of Sight Lyrics
McLusky - To Hell With Good Intentions Lyrics
McLusky - You Should Be Ashamed, Seamus Lyrics


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Looking for Simple web database script Workers or Work?
Need help with Simple web database script? Hire a freelancer today! Do you specialise in Simple web database script? Use your Simple web database script skills and start making money online today! Freelancer is the largest marketplace for jobs in the world. There are currently 17,764 jobs waiting for you to start work on!I Want to Hire I Want to Work
Simple web database script Jobs:
|Price (USD)
|Price (USD)
|Simple APP for iOS/Android
|Hello, We already have an website mobile compatible. We want to have an APP that open this website. Thanks
|Mobile Phone, iPhone, Android
|Jun 28, 2017
|Today6d 8h
|A simple script that writes data to a database - a script under a data compiler
|I need something like this: I type the data into a web page, save it in the database, and then display it on another page
|PHP, Software Architecture
|Jun 27, 2017
|Jun 27, 20175d 15h
|Simple Gallery/Image Viewer
|I need a XAMARIN DEVELOPER for a Xamarin project for an image gallery/image viewer like this: [url removed, login to view] - C# Programmer - Swipe gesture to move from page to page (forward and back) - Must loop (on last page, next swipe goes to the first and vice-versa) - Info and slider (with thumbnail view) to jump on a page/image - Logo opens an external web browser URL - Automate as ...
|iPhone, Android, C# Programming, Objective C, Xamarin
|Jun 27, 2017
|Jun 27, 20175d 11h
|Design a database
|Hi, I need to design a database for a client. I have some requirements which I will hand over in a document. Thank you
|SQL, Database Administration, Database Programming, Database Development
|Jun 26, 2017
|Jun 26, 20174d 17h
|Export product and Images from MsAccess database to ecommerce site (Prestashop and Mysql db)
|I have an MsAccess database I use for my warehouse articles and orders. I also have an ecommerce site in Prestashop. I was tired of having to write the articles and images into my db and then write them back into the back office of the e-commerce, so I would like to automate this work. I need an expert to create an form (or module or 'other' ) where I can select articles with the ...
|Software Architecture, Microsoft Access, Prestashop, MySQL
|Jun 26, 2017
|Jun 26, 20174d 12h
|Create backups of Key AWS resouces to US-West-region using Cloud Formation Script
|Cloud Formation Template to backups of VPC configs Subnets Security Groups Network ACLs route 53 names VPC peering connections vpc endpoint customer gateway VPN connections Virtual Private Gateway Elastic IPS Internet Gateway route tables dhcp option sets ENI ELBs target Groups autoscaling groups EC2 instance definition The cloud formation script will allow us to recreate V...
|Cloud Computing, Software Architecture, Amazon Web Services
|Jun 26, 2017
|Jun 26, 20174d 9h
|Matrimony website same like below https://hitwe.com http://narjisenterprise.com/corporate-matrimonial-script - open to bidding
|I want build a Matrimony website same like below [url removed, login to view] [url removed, login to view]
|PHP, Website Design, Graphic Design, CSS, HTML
|Jun 26, 2017
|Jun 26, 20174d 8h
|Custom HR Management Software (Web UI + Database)
|We need a custom HR management software that can help us manage the following for our employees based on custom company rules etc. - General database with all employee info - Leave management - Increments - Overtime - Advances management - Passport and visa expiries - Medical expenses management - Travel expenses management We need very simple functionality in each of the functions an...
|PHP, Engineering, Software Architecture, HTML, Website Management
|Jun 26, 2017
|Jun 26, 20174d 1h
|Directly Write Data Into the Wordpress Database
|I have two excel files which includes information about business listings for my directory website. I look for someone to upload them into my WordPress website by writing them directly into my site's database. If you are a professional with solid SQL syntax knowledge it should be an easy project. There are over 20 K of listings to transport. Each listing includes (A name; Address, Website/E...
|Data Processing, Data Entry, Excel, SQL, WordPress
|Jun 25, 2017
|Jun 25, 20173d 20h
|input a menu on to my database
|I would email you pictures of the restaurant's menu and I would needed input into my software database to build their menu on my software.
|PHP, SQL, Microsoft Access, MySQL
|Jun 25, 2017
|Jun 25, 20173d 13h
|Need ETL, TSQL and Database Developer
|Need ETL and Database developer with strong knowledge in T-SQL. Have to have strong background in writing sophisticated Stored Procedures. Must have 5 years of working knowledge in enterprise level. - Must have good communication - Industry Knowledge Preferred: Finance, Healthcare etc development. If you looking to make some good money please contact me. Thanks!
|Windows Desktop, Testing / QA, Software Architecture
|Jun 25, 2017
|Jun 25, 20173d 2h
|Create a Catalogue + simple order form
|I need you to code this page : [url removed, login to view] into a merchant cart. Actually this page is hardcoded. Next, when visitor will visit this page with the "?order" tag : [url removed, login to view] They will be able to see items prices and they will be able to add or edit quantity. There is NO product page. They will order directly on the main catalogue page. Once done t...
|Jun 23, 2017
|Jun 23, 20171d 11h
|Information needed on database of usa agricultural machinery implements market
|I need information on maket numbers of usa agricultural machinery implements ( harrows , rotary tillers )
|Data Processing
|Jun 5, 2017
|Jun 5, 201713h 42m
|excel and database administration expert required -- 2
|Details will be shared with winning bidders. please bid only if you have an experience in Data Analysis, Data Management.
|Excel, Data Mining, Database Administration
|May 15, 2017
|May 15, 2017Ended
|Access database experienced required -- 2
|I need a Access database experienced expert for my multiple projects. If you have knowledge please bid. Details will be shared in message with the freelancers.
|Microsoft Access
|Apr 12, 2017
|Apr 12, 20171d 19h
Showing 1 to 15 of 15 entries
Hire the Top Simple web database script Freelancers:


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obit: Frank Slovak
Expand Messages
Victoria Advocate, The (TX) - January 3, 2000
Deceased Name: FRANK SLOVAKYOAKUM -- Frank Slovak, 96, of Yoakum, and formerly of Shiner and Brenham, died Saturday, Jan. 1, 2000.He was born Aug. 29, 1903, in Shiner, to the late Tom and Rosie Schovajsa Slovak. He was a retired farmer, a member of SPJST , a former member of Nelsonville Brethern Church and a member of Shiner Brethern Church.Survivors: daughter, June Rose Hagens of Yoakum; sister, Olga Sauer of Yoakum; two grandchildren and six great-grandchildren.Preceded in death by: parents; first wife, Hattie Pavlicek Slovak and second wife, Ruth Stepan Slovak.Services will be 2 p.m. today at Shiner Brethern Church, the Revs. John Gantt and Henry Beseda officiating.Burial will be at Shiner Brethern Cemetery. Buffington Funeral Home, Yoakum, (361) 293-2333.Pallbearers: Herman Hoff, Delbert Schultz, Allen Stepan, Donnie Maresh, Barry Maresh and Dennis Sauer.Honorary pallbearers: Lee Baker and Robert Motal.Memorials: Shiner Brethern Church.
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Marketing Chicago, Illinois APPLY Narrative Science is the leader in advanced natural language generation (Advanced NLG) for the enterprise. Quill, its Advanced NLG platform, learns and writes like a person, automatically transforming data into Intelligent6/16/2017 Chicago, IL Save This Job
Description Purpose: Managing a portfolio of studies this role will work across all tactics and channels to optimize marketing campaigns within specific projects to gain spend efficiency and optimize project scale and accountability. This will include planning, forecasting,6/14/2017 Horsham, PA Save This Job
Location:Zipcar HQ - Boston MA Country:United States Employment Type:Full Time Pay Type:Salary Enlarge Map Segment Marketing Manager, Zipcar for Business Hi there. We?re Zipcar, the world?s leading car-sharing network, driven to make cities better places to live. Since 2000,6/12/2017 Boston, MA Save This Job
Location:Columbus, MS Job Code:1630 # of openings:1 Description JOB DESCRIPTION: The Product Engineering Manager is accountable for the performance of engineering methods that support the manufacture of products to meet customer expectations as well as the responsibility for5/22/2017 Columbus, MS Save This Job
Engineering - San Diego, CA - Full Time A Product Development Lifecycle (PDLC) Project Manager at Verimatrix is a go-getter, enthusiastic, with a can-do attitude. They thrive in an exciting, fast-paced environment with the ability to handle multiple tasks at once. A PDLC PM has5/22/2017 San Diego, CA Save This Job
Location Burlington, MA Business Track ? Rotational Development Program (June 2017) Opportunities within the Black Duck Rotational Development Program (RDP) are salaried full-time positions that offer recent college graduates the opportunity to rotate through a range of5/9/2017 Burlington, MA Save This Job
Menlo Park Apply Now ? Back to Careers Page Digital Marketing and Demand Generation Manager Ayasdi is looking for an innovative, creative, and passionate Digital Marketing and Demand Generation Manager to lead and own all aspects of marketing automation, inbound/outbound demand5/7/2017 Menlo Park, CA Save This Job
Req Id 4241 - Posted 11/29/2016 - United States - Massachusetts - Cambridge - Patient Support ? Job Description Print Preview Apply Apply using LinkedIn? Save Job Email Job to Friend Return to List The responsibility of a Customer Care Manager (CCM) starts with4/25/2017 Cambridge, MA Save This Job
Foster City, California Job Description POSITION OBJECTIVE The objective of the Strategic Account Manager (STAM) is to retain and grow a very loyal, satisfied and profitable client base by managing expectations and satisfaction. They provide ongoing relationship management with6/22/2017 Foster City, CA Save This Job
Scope of Responsibilities Responsible for leading and/or supporting all activities related to developing, maintaining, and enhancing the Good Pharmacovigilance Practices (GVP) system. The Manager GVP Operations will lead and/or support vendor quality and compliance activities;6/14/2017 San Francisco, CA Save This Job
City:Chestnut Hill State:MA Salary:Depends On Experience Job Type:Full Time Posted Date:05/22/2017 Job Details Job Title: Customer Service Manager Reports to: Regional Manager Classification: Non-exempt, hourly (full time) Studio Location: Boston About the6/8/2017 Chestnut Hill, MA Save This Job
White Plains, NY About the Job If you are personable, ambitious, wicked smart, and share our passion for a sustainable energy future, Nexant is the place for you. As our Northeast Regional Manager you will be key to our success in the region with responsibility for operations6/1/2017 White Plains, NY Save This Job
Fit for Life is an industry leading organization providing a broad selection of fitness, health, and wellness product under the brands of SPRI, Fila and C9 to retail stores and online. Product Line Manager Location: Louisville, Colorado Description: As a member of the product5/29/2017 Louisville, CO Save This Job
CLEVELAND HEARTLAB APRIL 20, 2017 JOB OPENINGS Job Summary: The employee in the position is responsible to manage both administrative and technical aspects within Specimen Services and clinical laboratory at Cleveland HeartLab. Driving projects from concept to production,5/23/2017 Cambridge, OH Save This Job
City:San Anselmo State:CA Salary:Depends On Experience Job Type:Full Time Posted Date:04/24/2017 Job Details Job Title: Customer Service Manager Reports to: Regional Manager Classification: Non-exempt, hourly (full time) Studio Location: Marin County About the5/9/2017 San Anselmo, CA Save This Job
Security Innovation is seeking an experienced full-time Digital Marketing/Demand Generation Manager to join our team. The opportunity: Are you an intuitive digital marketer who understands the buyers journey? Do you know how to pique people?s interest? A wizard at leveraging5/9/2017 Seattle, WA Save This Job
Fyusion is a computer vision company founded by robotics vision experts. Our core technology allows for any camera to capture interactive 3D images (that we call fyuses) that are viewable on any device - desktop, mobile, VR and AR. Fyuses are images with super powers, putting5/6/2017 San Francisco, CA Save This Job
Information Technology Newark, DE, United States Apply Send Jobvite The Manager shall assist the Departments, when needed, in day-to-day activities, and decisions related to the acceptability of process consistent with the organization?s over arching goals. Responsibilities4/30/2017 Newark, DE Save This Job
Atlanta, GA Apply View All Jobs Share This Job About Core Security Are you someone who thrives in a fast paced, team environment? Do you like being on the leading edge of technology? If so then come join our innovative, driven, and remarkable team of cyber-security4/22/2017 Atlanta, GA Save This Job
Marketing Chicago, Illinois APPLY Narrative Science is the leader in advanced natural language generation (Advanced NLG) for the enterprise. Quill, its Advanced NLG platform, learns and writes like a person, automatically transforming data into Intelligent6/16/2017 Chicago, IL Save This Job


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The aim of the three-pillar concept is to maintain the accustomed standard of living for you and your family during retirement, or in the event of disability or death.
The more you understand the Swiss pension system, the better you can make provision for your retirement or for a change in circumstances through disability or death.
Pillar 1 – Securing your basic standard of living
The first pillar of the Swiss pension system is the state pension and comprises Federal Old Age and Survivors' Insurance (known in German and French as AHV/AVS) and Federal Disability Insurance (IV/AI), as well as supplementary payments. It is compulsory and ensures a basic standard of living during retirement or in the event of disability or death. Everyone who lives or works in Switzerland is covered under the first pillar pension scheme, though there are compulsory rules for AHV/AVS coverage.
Living abroad while abroad
If you leave Switzerland to live abroad for some time but plan to return to Switzerland afterwards, you can voluntarily choose to continue paying AHV/AVS contributions under certain conditions. This helps you to avoid gaps in coverage that would lead to lower benefits later on, though you can still fill these gaps up to five years later. Additionally, special conditions apply to gainfully employed persons domiciled abroad, who work for an employer with its registered office in Switzerland.
You can obtain more detailed information on voluntary AHV/AVS contributions from your embassy or consulate in Switzerland.
How it generally works
As an employee, your contributions are deducted from each salary payment by your employer and transferred to the compensation fund along with your employer's contribution. If you aren't gainfully employed or if you are self-employed, you are responsible for notifying the compensation fund and for making your contributions yourself.
Overall, the first pillar functions as a "pay-as-you-go system." Money paid in today is paid out directly as current pensions. In other words, it is not saved for your future, but forms an ongoing provision between working people and pensioners.
Pillar 2 – Securing your accustomed standard of living
The second pillar of the pension system is the occupational pension (known in German and French as BVG/LPP). The Federal Act on Occupational Retirement, Survivors', and Disability Pension Plans (BVG/LPP) stipulates the minimum requirements for mandatory occupational benefits insurance. However, most pension schemes also offer extra-mandatory benefits, i.e. in excess of the legally required minimums. Each pension fund has its own (often complex) regulations that explain all of the benefits, but these can be very complicated for non-experts to understand.
The first and second pillars together are, by law, intended to secure approximately 60% of your final salary. It is an entirely personal decision as to whether you feel this will provide sufficient financial security for you during retirement.
To whom it may concern
If you are employed and earn an AHV/AVS salary greater than CHF 21,150 you must be insured under the second pillar. The risks of death and disability are covered after the insured reaches the age of 17, and retirement benefits are also covered after the insured reaches the age of 24. Employees who earn less than CHF 21,150 can be insured if the regulations of the pension fund allow for this and if the employer agrees and contributes accordingly.
By contrast, if you are self-employed, you are free to join and contribute to a second pillar plan. In addition, unemployed persons that meet the criteria for daily unemployment benefits might also be eligible for insurance under the second pillar for the risks of death and disability. Should you be uncertain, contact your cantonal AHV/AVS here.
Further information about pension insurance certificates can be found here.
Pillar 3 – Ensuring a comfortable standard of living
The third pillar complements the first and second pillars and covers your personal needs. It is divided into tied pension provision (pillar 3a) and flexible pension provision (pillar 3b).
Pillar 3a – Tied Pension Provision
Pillar 3a is available to those with an earned income that is subject to AHV/AVS contributions. To encourage people to build up their private pension, the Swiss state offers preferential tax conditions for this form of provision: Pillar 3a contributions are deductible from your taxable income, although there is a maximum allowance per year that you can save. In return, you are only allowed to withdraw money from your 3a account for specific reasons defined by law (e.g. buying your own property or leaving Switzerland). Your bank can, however, provide you with further advice.
Pillar 3b – Flexible Pension Provision
You can structure your flexible pension provision as you wish, since it is generally not subject to any government requirements. Pillar 3b comprises all personal savings that are not included under pillar 3a. How you save in pillar 3b is entirely up to you. You might want to use savings accounts, bonds, money market investments, shares, investment fund units, life insurance policies or residential property to build up your retirement provision. Unlike pillar 3a, however, pillar 3b offers few, if any, tax benefits.
Good to know
1st pillar
2nd pillar
(BVG/LPP/pension fund)
3rd pillar
Watch this video introduction to the Swiss pension system:
To learn more about pensions, please see here.
Copyright © 1997 - 2014 CREDIT SUISSE GROUP AG and/or its affiliates. All rights reserved.


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Diligent Health is a Leeds based Personal Training business specialising in weight loss – diligenthealth.co.uk
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Just a Gentle Reminder
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