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Our teaching resources are made possible with funding from the PromoScience programme of NSERC.
Building stones and fossils of downtown Montreal
If you are interested in the geology of the building stones of downtown Montreal and the fossils they contain, the museum offers several resources. The most comprehensive and complete resource is the museum's publication What Building Stones Tell, which is available in two forms for FREE:
- one is a web page that briefly covers the stones and fossils of downtown Montreal
- the other is a downloadable pdf file that can be printed out and taken with you: Building Stones pamphlet .
Twenty fossil sites near Montreal
Download a list of twenty accessible fossil sites on the island on Montreal and do some fossil hunting! This list is also available as an online map.
Mont St-Hilaire
A small site about Mont St-Hilaire with information about its history, geology and the animals and plants that can be found on it.
Radio Canada
A six and a half minute video segment that covers what life was like in Montreal 450 million years ago and the fossil traces that it left in the stones used in Montreal's buildings. In French.
Ordovician life and fossils
An Adobe Acrobat presentation on the creatures that lived in the warm seas of the Ordovician that covered Montreal almost half a billion years ago and the fossils that they left: Ordovician life and fossils. The museum's Ordovician diorama page provides more information about this time period.
If you use the resources here, please fill out our feedback form. We appreciate your comments!


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Steve Chalke's rejection of Penal Substitution around 10 years ago was the first major controversy I got involved with on this blog. In the next of a series of video discussions between him and Andrew Wilson that were moderated by Justin Brierley they revisited this.Chalke continued to support his viewpoint, but still seemed surprised at the strength of the reaction to him calling Penal Substution "Cosmic Child Abuse" He was clearly scornful of the idea that the wrath of God needs to be … [Read more...]
What is an Evangelical?
In this post, I offer a meaning of Evangelical, but this must be read in conjunction with my post "What is a Christian?" I do not claim in this post to be outlining the boundary markers of Christianity. Evangelicalism is a part of the broader Christian movement. I also do not claim any special authority to lay out these principles which are not new to me. It is true that Evangelicalism can be hard to define. But this is I believe because it is more about attitudes than doctrinal sta … [Read more...]
Terry Virgo on avoiding drift away from the Bible
I am continuing to enjoy the installments of Terry's video series. This segment talks about the various ways in which we can find ourselves drifting away from absolute Biblical truth. I do encourage you to watch all these videos. Here are some extracts from today's video:"In an endeavor to be relevant . . . not just quaint and supposedly out of date…it is possible to move away from the unchanging truth. It is important to hold to Scriptures relevance…we have to work hard to translate Bible … [Read more...]
Terry Virgo: Speak with confidence about the central things
Terry Virgo is continuing to share his series of video interviews with his son. Today I share here another video which addresses Terry's view of the Bible. Here is an extract from his words about things we must preach boldly and clearly: Present God in his person and character. Present Jesus without any disguise. We need the authentic Jesus. The fact that he is God and man. Be very clear about the trinity and these unchanging realities about God. People say he didn't actually rise from the … [Read more...]
Terry Virgo on the authority of Scripture and the vital place of preaching
I am really enjoying this series of videos from Terry Virgo, I encourage you to subscribe to his blog if you haven't already. In this one, he begins to speak about his very high view of Scripture and preaching. It is prompted by the second of a series of values that have governed his work with churches over the past decades. These values are expressed in the form of the kind of church he is looking to build: 'A church where regular teaching and preaching of the Bible holds a primary role and w … [Read more...]
The Integrity of the Word of God
As a scientist, I have been raised with the idea that there is, indeed, such a thing as absolute truth. Either something has mass or it doesn't. Either I will fall down because of gravity or float because I am in space. How can theology be any different? Give me someone who absolutely rejects the message of the Bible and the existence of its God any day over someone who tries to blur boundaries and talk about the "spiritual meaning" of events that they believe are basically lies. Quite simply, it … [Read more...]
John Piper on Trusting the Bible
John Piper's message from the Resurgence Conference was on the reliability of the Scriptures. It is available to listen to online, along with notes to read. … [Read more...]
Mark Dever on the Centrality of Complementarianism
Mark Dever is not a man who is shy of controversy. For example, during my recent interview with him, he stated concerning the book, Pierced For Our Transgressions, "If you don't like that book, you don't like Christianity!" Strong stuff!Before we leave Mark for awhile, I want to share with you once again some excerpts from what I believe has been his best blog post ever. It was written in 2006 and is entitled "Undermining Tolerance of Egalitarianism." Whatever your views on this subject may be, … [Read more...]
BOOK – ESV Literary Study Bible: Editor, Leland Ryken
Literary criticism has a bad reputation amongst evangelical Christians. This is, of course, misplaced since viewing the Bible as literature is not an option. It is, after all, a book! Anyway, the good folks at Crossway have decided to do their best to help us understand how a literary view of the Bible is essential. Here is an extract of an early review of the book which is coming out next week. "The premiere benefit of the LSB is viewing Scripture as literature, without reducing Scripture to … [Read more...]
INTERVIEW – Liam Goligher on the Crisis in Evangelicalism, Part Two
In the first post of this interview with Liam Goligher we focused on the distinctives between our backgrounds. In this post we discuss important doctrinal challenges facing the church today which should prompt confessing evangelicals like Liam and myself to stand together. Tomorrow we will address the atonement and Liam's book on the subject.To Liam, unity is not everything. He reported receiving strong criticism from some prominent evangelicals over his stand on some of the issues we will … [Read more...]

subset: commoncrawl


text: Talon Portfolio Services was formed in 2011 by Founding Principals, Jim Neal and Bill Pollard, to meet the growing demand for asset management, construction management and consulting services for its Fortune 500 clientele. Talon Portfolio Services advises on all issues related to leasing, hold/sell strategy, capital investment structures, service provider retention/management, real estate transactions and asset management. With its direct experience in all aspects of real estate and its many long standing connections in the field, Talon Portfolio Services is uniquely positioned to provide comprehensive and fully customizable solutions to its service clients.


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The company, owned by insurance giant Aviva, said final bonus rates on its unitised and conventional with-profits policies would fall by around 5% from 1 August.
The announcement comes five months before Norwich Union usually makes its bonus declaration in January and some experts predict other companies will follow with mid-year cuts.
The policies, which aim to smooth out stock market volatility during the course of the investment, are taken out as mortgage endowments, private pensions and long-term investments.
The move will see the final payout on a 25-year endowment policy with monthly premiums of £50, which matures next month, fall to £85,518 from £89,787, while the maturity value of a 10-year personal pension with premiums of £200 a month will drop to £33,744 from £35,100.
The insurer is also reducing regular bonuses, the amount added to with-profits policies each year. On unitised policies, where contributions buy units in the fund, the bonus falls 0.5%. NU said it may cut regular bonuses for conventional with-profits business at the end of the year.
NU has twice raised the penalties customers must pay if they want to cash in policies early. The penalty is now 12% of the investment, compared with 6.5% previously.
Today it blamed the bonus cuts on poor stock market conditions, pointing out that the FTSE 100 has fallen 25% this year. The with-profits fund has fallen in value by 8.3% this year. NU had been looking for growth over the full-year of 7.25%.
'The change in regular bonus rates is part of the prudent management of the with-profits fund,' said chief actuary Mike Urmston. 'We are seeking to achieve the correct balance between the proportion of the overall return that is paid in the form of bonuses guaranteed on maturity or retirement, and the non-guaranteed final bonus.'
Regular bonuses on NU's with-profits stakeholder pension will be cut to 4.25% from 4.75% and on its with-profits bonds to 3.75% from 4.25%. A NU with-profits bond that matured on 1 January this year would have shown a yield of 8%. But the yield falls to 7.5% for bonds maturing from 1 August.
Danny Cox, retirement plannning manager at independent financial adviser Hargreaves Lansdown, says: 'If Norwich Union can't sustain the current size of bonuses, it is unlikely other insurers can. It is inevitable when bonuses aren't currently reflecting the true value of assets in the fund that other insurers will cutting their bonus rates.'
- More about:
- Insurance
- Investment
- Mortgages
- Norwich Union
- Retirement


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NextTransit Translink
by: Kinetiqa Labs • 91
All Android applications categories
by: Kinetiqa Labs • 91
Meet Next Transit Vancouver - an app designed to help you navigate Translink and Metro Vancouver faster and easier.
Access REALTIME next bus times for any stop and view the exact locations of all buses serving a given stop. Next Transit Vancouver offers complete offline access to Translink schedules for Bus, Seabus, and Skytrain when Wi-Fi or data is not available.
☆ Realtime search: Search stops by stop code or street name. Instantly fetches the upcoming buses and their times from Translink. Offline schedules is used if real time/live search is not available.
☆ Bus locations: Tired of not knowing where your buses are? Search up a stop and press to the map button to see where your buses are in realtime
☆ Maps: Quickly view all the bus stops on a map and find the one you're looking for. Tap the map icon under the routes view to view the route on a map.
☆ Notifications: Want to know when your buses arrive before you even ask? Set a recurring notification for a stop to get realtime arrival times automatically popup on your phone or Android Wear device.
☆ Departure times: Navigate between Weekday, Saturday, or Sunday/Holiday schedules or pick the time you want to leave a given stop by tapping on the clock icon after you've looked up a stop.
☆ Route search: What buses go to UBC? Search up a route number or destination to bring up a list of stops for that particular route.
☆ Favorites: Tap the star icon to gain quick access to a stop or route from the home screen. Because less work is cool.
☆ Nearby stops: Lost? Find nearby stops without using wifi or data! NextTransit calculates the distance to and orientation you should point your phone to get to each stop!
☆ Complete Translink Schedules: Search a stop and tap the '19' routes icon to access the full schedule of that stop.
Take Note
Once unpacked, NextTransit will require approx. 75 MB of space on your phone memory. NextTransit may take up to a few minutes (depending on the device) on first launch to build the database on your phone.
Fine Print
This app is ad-supported. We are not affiliated with Translink. Coded with care at the UBC Vancouver campus.
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NFL Draft > 2009 Prospects > SS > Otis Wiley
Otis Wiley Scouting Report
|Michigan State Spartans
|Jersey Number:
|Height & Weight:
|6'2 - 210 lbs.
2009 NFL Draft Prospect Scouting Report:
Otis Wiley, SS, Michigan State
Otis Wiley was the unquestioned leader of the Michigan State defense in 2008. Wiley became a starter late in his freshman year because of injury, and hasn't looked back. He plays the strong safety spot for the Spartans, but his size and speed may make him a candidate to play free safety in the NFL as well. Wiley is a sure tackler, having a career best 94 stops during his sophomore season. In 47 career games, Wiley has registered 239 tackles, 10.5 tackles for loss, 9 interceptions, broken up an impressive 22 passes in coverage, and even forced 4 fumbles. Wiley also packs some big play ability as shown by his two interception return touchdowns. Wiley has good size, good speed, and great instincts in coverage. He may not be as physically impressive as some of these other 2009 hopefuls, but he gives you a lot of bang for your buck. Wiley possesses the tools to play either safety spot in the NFL, providing a team valuable depth. His 14.1 yards per return average returning punts gives him some versatility, and his sure tackling could make him a special teams standout. Last but not least, it will be tough to find a strong safety in all of college football better at playing man coverage on a receiver. Unfortunately for him, this year's safety class is shaping up to be a deep one, which may cost him. However, the team that does draft Wiley, even if he slips to the fourth or fifth round, may find they got a steal. Otis Wiley ran a 4.64 40 yard dash at his Pro Day at Michigan State. That's a little slower than expected, but not too terrible for a strong safety. He could be a late fourth-to-mid fifth round pick and would fit nicely for a team running the cover 2.
Last Updated Apr-17-2009 by Randall Weida
1 Comment | Add Yours
Prediction: 3rd Round
I've gone to this guys games before, he is a five tool player, he can catch,run,jump,tackle,and force fumbles. He's one of the most versatile safeties in the 09 draft
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master Deangalo 04/02/09 11:47 PM
master Deangalo 04/02/09 11:47 PM


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Man trapped in Snowy Mountains
Communications are hampering a rescue in the Kosciuszko National Park in southern New South Wales.
It is believed a man is trapped under several metres of snow after an ice cornice collapsed in a known ice climbing area near Blue lake, north of Charlotte Pass.
The accident happened around 1.30pm.
Five other people have been rescued but it is believed their injuries are only minor.
The State Emergency Service's Les Threlfo says the area is extremely isolated.
"Our people can't get out with their transmissions either. It is in a very bad, deep area if you know it down here," he said.
"We have to wait for someone to come out and give us more information. The police at Perisher have no more information than I do."
Topics: emergency-incidents, avalanche, charlottes-pass-2624, australia, nsw
First posted


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Only in Boulder: City-council debate to feature text-message voting, joke section
Boulder: Where naked pumpkin runs and text-message debate-ousting happen.
If you happen to be a perpetually-stoned TV junkie who toggles between Idol and The Soup and enjoys the occasional Tank-from-Old-Scool-style streaking, tonight's city council debate in Boulder is most definitely in your wheelhouse.
As the Daily Camera reported this weekend, the debate, sponsored by New Era Colorado, will be different from most such forums in both style and substance:
The style:
Candidates who run afoul of audience members' tastes will be routinely kicked off the stage based on audience votes. The audience will vote by periodically text messaging a number to debate organizers that corresponds to their favorite candidate, American Idol-style. The least popular candidates will be booted.
The substance:
Joke-telling is on the agenda at the Meet the Candidates debate at 7 p.m. at the Fox Theater ... and [the debate] will include questions about medical marijuana, the annual Naked Pumpkin Run and alcohol-law enforcement.
The debates will no doubt be criticized as pandering and unserious by a bunch of people who never go to debates because they're super boring, but New Era deserves credit for mixing it up. While, yes, the text-message ousting is a little high-school talent-show-y, the joke-telling portion is a great way to get candidates to show off their personalities (should they have one) and the topics are -- perhaps sadly -- on the minds of a lot of people in town.
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I was discussing concealed carry with a buddy today, and the topic of carrying extra magazines came up.
I'm still getting used to my new Springfield Mil-Spec (expect pics and range report next weekend), and when I start carrying it (waiting for leather), I intend to carry two extra magazines.
My buddy suggested to keep the gun and first spare mag stocked with JHPs as per usual, but the second spare mag to be loaded with FMJs. His logic was that, if you've gone through two clips already, odds are good that you'd need to be able to "punch through" some light cover such as car doors or heavy desks, etc... to get the job done.
The idea of loading the last two rounds of each magazine as FMJ was also discussed.
I know there's a potential issue with accuracy/recoil of the two loads being different. You want your loads to all shoot to the same POI and feel about the same, too, right?
I figure if both loads are the same weight at around the same velocity, say, 230gr at around 950 FPS, the recoil signature shouldn't be noticeably different between the two loads, and only field testing would show if the groupings were similar.
Does anyone "dutch load" their magazines or carry an extra clip of FMJ? Just wondering.
Pete Zaria.
PS - Mods, feel free to move this to Ammo or etc... if you think I posted in the wrong area.


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Aeroflex Incorporated, a wholly owned subsidiary of Aeroflex Holding Corp. (Plainview, N.Y.) and the leading supplier of test instruments for the Terrestrial Trunked Radio (TETRA) market, presented its new Auto-Test II technology for testing TETRA mobile stations on the 3920 Digital Radio Test Set to the visitors of TETRA World Congress in Budapest. The new test option allows testing of TETRA terminals—independent of the network and encryption settings—by just pushing a button. Performing regular maintenance testing is an important issue for users of TETRA terminals.
"With TETRA Air Interface Encryption being implemented into more TETRA networks, it has become an issue to maintain TETRA mobile stations on a base station simulator such as a radio test set. The new Auto-Test II option overcomes this problem by using the radios in an engineering or service mode, controlled by the 3920 Digital Radio Test Set. Aeroflex has implemented this solution in close cooperation with leading OEMs. We ensure the test steps and limits are fully in line with service requirements," said Tom Riedl, Aeroflex product manager, Ismaning, Germany.
"Modern TETRA terminals are the best equipment made for professional use, but they are used in very harsh environments. Regular maintenance using the Aeroflex 3920 with Auto-Test II ensures that faulty radios are detected before their failure has any serious impact on user safety," Riedl said.


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Bestselling Product Is an Income Annuity for the First Time
Evanston, Ill., June 11, 2012—First quarter's income annuity sales climbed almost 23% from a year ago and an income annuity was the quarter's bestselling product for the first time, according to the Beacon Research Fixed Annuity Premium Study. Indexed annuities advanced nearly 9%.
"Both product types did well despite lower interest rates due to demand for guarantees in general and reliable retirement income in particular," said Jeremy Alexander, CEO of Beacon Research. "The success of New York Life's deferred income annuity also helped boost overall income annuity results, and indexed annuity cap rates looked comparatively good relative to CD and annuity fixed rates."
Total fixed annuity sales were $16.9 billion in first quarter 2012. Fixed rate MVAs were up 1.6% from the prior quarter, while sales of the other product types declined slightly for an overall decrease of 2.2%. Results were 8.8% behind the year-ago period on lower fixed rate annuity sales.
Great American joined the quarter's top five companies for the first time, coming in fifth. Aviva USA moved up a notch and New York Life advanced two, to take second and third place, respectively. Allianz continued as sales leader, and American Equity remained a top-five company. First quarter results for the top five Study participants were as follows:
In terms of sales by product type and distribution channel, the leading companies were unchanged from the prior quarter.
The success of New York Life's Lifetime Income Annuity made it the first product of its type to be a quarterly bestseller. The other leading products were once again indexed annuities issued by Allianz, Aviva USA and American Equity.
"As carriers respond to the low rate environment, we expect to see more MVAs, unbundled product features, and GLWB rollup rates that vary based on credited interest," Alexander concluded.
About the Beacon Research Fixed Annuity Premium Study
The quarterly Study is the first and only source to track and analyze product-level fixed annuity sales on an ongoing basis, and the first to put a decade's worth of historical industry, company and product sales information in an easily-searchable online database at www.annuitymarketstudy.com.
About Beacon Research
Beacon Research tracks fixed, indexed and variable annuity sales, rates and features, and provides web-based systems at www.annuitynexus.com for distributors and insurance companies. Beacon also licenses information and software tools to other platforms. Beacon's fixed annuity benchmark series -- the industry's first - is available through Ibbotson Associates. Directly and through strategic alliances, Beacon information can be accessed by hundreds of financial institutions and other distributors, as well as thousands of advisors and agents.
© Entire contents copyright 2012 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com.


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Edie Doll
Edie Doll Poems
- Road Paralleling the yellow serpent He is a dangerous guide
Click here to add this poet to your My Favorite Poets.
Comments about Edie Doll
Paralleling the yellow serpent
He is a dangerous guide
Can't get ahead of him
You, always doubling back
Whipping his head around to stare you down
His red eyes snake-charming you
He baits you with sentiment and you follow
Remember the buzz that lulled you to sleep?
Remember the first trip to Grandma's?
You are the wake
and you feel it
The trembling Parkinson's of the wheel
The breath of permanent, cold exhale
When it's day, a heated cocoon
And, at night, the fire-breathing dragon at your feet
You are always going toward the terrifying...
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Will Herndon's absence create an opportunity for Diekman or Sanches? Photo (AP)
According to Todd Zolecki, David Herndon is headed to the 15-day DL with right elbow inflammation. Herndon has pitched to a career high 4.70 ERA but is also posting a career high in K/9 IP and low in BB/9 IP. At best, Herndon has been a reliable reliever whose peripherals (1.95 xFIP, .391 BABIP) indicate that luck has not been on his side. At worst, Herndon has been ineffective. No corresponding roster move has been announced.
My take: Herndon was showing flashes of effectiveness in some appearances but looked rocky in others. Jake Diekman (0.82 ERA in 11 IP, 17 Ks) has pitched his way into the conversation for a call-up but is a lefty. If the Phils are looking to replace Herndon with a similarly-handed pitcher, former Phil Brian Sanches (3.21 ERA in 14 IP, 12 Ks) has been pitching well for the Pigs. After a hot start, righty Phillippe Aumont is struggling (6.48 ERA in 8.1 IP, 13 Ks against 9 walks) and likely will not be considered to replace Herndon.
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My ETB associate and I made a bet before the NBA season began that second-year Detroit Pistons forward Jason Maxiell would finish higher in Yahoo! fantasy rankings than the Boston Celtics' Al Jefferson. Obviously, that bet hasn't worked out for me, but hey, he still owes me 10 cents for Jim Leyland getting the nod over Ron Gardenhire for MLB Manager of the Year last season. So there.
Compared to Big Al, who should be considered a frontrunner for the NBA's Most Improved Player award along with Leandro Barbosa, Maxiell is a bit player. But that's not being fair to a guy who's playing for a championship contender behind veterans like 'Sheed Wallace, Chris Webber, and Antonio McDyess. Totally different situation, and though I'm not saying Mad Maxx would be posting similar numbers as Jefferson given the minutes (Al is much farther along in his game), he would undoubtedly be logging more than the 14 ticks he's getting in Detroit if playing for most other teams.
If you've had the opportunity to see Maxiell in action, he likely left a lasting impression. He still has issues with maintaining consistency, but on most nights this guy brings instant energy off the bench as he blocks shots, runs the floor, steals rebounds, and throws down absolutely brutal dunks. Anyone see him stuff Carmelo Anthony's dunk attempt on Monday night? Sick.
He's stepped up his game enough to get the starting nod when Wallace's odd injuries and suspensions keep him out of the lineup… and he's performed relatively well in those stints. Just this past Sunday, Maxiell absolutely owned the Bucks, putting up 19 points on 9-13 shooting, with 15 rebounds and 4 blocked shots in 35 minutes of action. "Everyone's taller than me, of course," Maxiell said after the game. "But down low it was a good feeling to be down there, offensive rebounding and blocking shots and just playing the game."
Long story short, this guy is a beast. He sleeps in a dark cave, is thrown buckets of meat and bones every few days, and works out by benchpressing elephant carcasses. "One of our guys was kidding that we kind of keep him over there, kind of chained up," coach Flip Saunders recently said, "and when we let him loose we feel sorry for the other team because he really goes." I've been preaching the Maxiell cause all year, and was glad to see this morning that I'm not the only one who's noticed his development.
Paul Ladewski at The Courier News today characterizes Maxiell as "the latest Dumars discovery — as in late first-round steal:"
In his second season, Maxiell, chosen No. 26 overall by the Pistons in the 2005 NBA draft, has statistics very similar to those of Bulls first-rounder Tyrus Thomas, who was drafted No. 4 overall in 2006. "(Maxiell) is one of those guys that, no matter where he is on the floor when the shot goes up, he's all over the glass," Bulls coach Scott Skiles said. "We've got to have bodies on him and be aware of him. Not only is he an offensive rebound threat, but he can catch (the ball) and do things with it. He can score in the low post and drive with the ball. He's a very good young player."
Praise from Scott Skiles for a Detroit Piston? That ranks right up there with a Red Sox fan politely cheering for a Derek Jeter game-winning home run over the Sox in a playoff game. For now, Maxiell is mostly relegated to back-up duty, but the opportunity will be there for more minutes in the near future. It'll be interesting to see how he handles it when that time comes.
A poor Metallica track runs over this clip, but this is otherwise a fantastic Maxiell highlight reel. Check out how many players he posterizes. It's not even fair.


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New X5 2011 with 46 miles Check Engine Light came on
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Resident Curmudgeon
Location: Sierra foothills, California USA
Join Date: Jul 2009
Posts: 15,658
Mein Auto: '12 X5 35d/E39M5/996TTX50
View My Garage
When the DME detects an error condition- this can be an absolute failure of a sensor or module, or it can be a combination of operating parameters that the DME determines to be outside the operating range, it sets a code in memory. It ALSO sets the CEL light. (Sometimes a code which is not an emissions failure can be set and the CEL does not come on. And after a certain number of starts with no new codes present, the CEL goes off. The code still sits in memory.)
Like I said, there are hundreds of errors and failures and issues that will cause the DME to turn on the light.
The light itself is NOT a defect. It is indicative of some other fault. The reason this matters, for a lemon claim, is that most states require the same failure to recur
If you have not noticed, in life there is a spectrum of 'honesty' that you will get from people, usually in direct relation to how 'documented' their statements may be... so an lemon law attorney- or a TV repair man, or a BMW SA during a VERBAL DISCUSSION will say very different things as opposed to what they put on a written pleading, a written estimate or a written work order.
Good news for you is after you are done with this car, you'll never have to worry about dealing with BMW again. Best of luck
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New York, NY – LexisNexis® Risk Solutions today announced its entrance into the health care market with identity management and data analytics solutions to help health care payors (such as commercial health plan providers and government agencies) ensure appropriate access to personal health information and eliminate fraud. The solutions provide identity verification and authentication, and on-going monitoring of a patient's and provider's identity via a knowledge-based authentication system. This will help health care providers, patients and payors to prevent fraud at the beginning of the health care cycle, before care is given.
"LexisNexis Risk Solutions is working with all parts of the health care ecosystem, including payors and providers, to deliver actionable insight and analytics that enhances their ability to meet the challenges of health care reform," said Harry Jordan, vice president of health care for LexisNexis Risk Solutions. "This represents a transformational shift in the way the health care industry can leverage data to improve patient outcomes, combat fraud and enhance operational profitability."
Reform legislation promises to transform the health care industry with implications for every health care participant. Electronic medical record (EMR) adoption, the rise of health information exchanges (HIEs), changing coverage models and increased state and federal scrutiny of payors and providers represent new and significant challenges for health care organizations to comply with provisions of the Health Insurance Portability and Accountability Act, Identity Theft Red Flags Rules, Patient Protection and Affordable Care Act, and other regulations. In addition, medical identity theft and health care fraud continue to be a significant burden, with industry reports showing that the annual cost of fraud in the United States is estimated to be between $60 and $200 billion.
Recognizing these challenges, LexisNexis Risk Solutions is applying its information solutions expertise in the areas of linking, predictive analytics and identity management to enhance the ability of payors, providers, HIE, and others to conduct comprehensive identity management; effectively combat fraud, waste and abuse; and improve consumer engagement in wellness programs.
To support this effort LexisNexis Risk Solutions is building a team of dedicated experts with more than 100 years of health care experience. The initiative leverages core LexisNexis assets and capabilities including one of the world's largest collections of public and proprietary records, linking technology, and advanced analytics made possible by the combination of these resources.
LexisNexis has been a leading provider of information solutions for more than 35 years. The LexisNexis Risk Solutions group provides industry-leading data, technology, analytics and workflow solutions to address risk problems in government, insurance, financial services and other industries. LexisNexis solutions are relied on by of Fortune 500 companies, federal agencies and state governments.
About LexisNexis
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text: Apparently if you crash a party at the White House and ultimately cause someone to lose your job you get handsomely rewarded. Tareq and Michaele Salahi became famous overnight when they crashed a White House party while they were auditioning for the Real Housewives Of Washington DC. Apparently their stunt worked so now they are the stars of the series which starts airing in July. Oh, they are also going to write a book about that night and the incident because there are so many questions people want answered. Really? A whole book about a few hours? Why that would be as crazy as Miley Cyrus writing a new updated biography every year. Oh, wait. She does that doesn't she. Meanwhile, the former White House social secretary Desiree Rogers looks for a job.


text:
hi guys!!
bt rox ;)
Printable View
hi guys!!
bt rox ;)
New to the forums, and BT. I'll most likely lurk for a little while I learn about BT, but once I feel confident I'll become a contributing member of the forums!
Hi to all,
nice to be part here.
hi back track community
i hope that i can learn a lot about back track i am desperte to hack WPA :D
Hello to All backtrack users . I hope to learn a lot at this place
Hello all!
Hope learn a lot and help new guys!
hello backtrack users hope u all well and im glad to be here cos i get to learn new things everyday:)
Hi guys. Nice to meet you. I've been using Ubuntu (mainly) and Debian until I switched to mainly BT a few weeks ago.
Nice work you've done with it. It isn't bloated with useless software and sometimes it gives me quite a challenge while working (despite Ubuntu - I'm comparing with it because I have most of my Linux experience on Ubuntu).
That said, congrats and keep up the good work!
Hi everyone from Guatemala CIty :cool:.
BTW: Not new in linux, new in BT well no so much xD, and not new on security.
Hello All,
I am Gabriel. I am a novice to Linux(Ubuntu) and Backtrack...
Networking is a topic of utter interest to me and capabilities of backtrack have pulled me here, so I am here to learn and hone my skills...
Expecting help from all....
Thanks and Regards
Gabriel Hack


text:
Jonathan Gerard, DMin
Rabbi, DMin
208 Sunset Dr, Chapel Hill, North Carolina 27516
Many therapists specialize in working with young children--using play therapy, for example, and I admire the work that they do. But my own approach is to hypothesize that when a child is not doing well, the problem likely resides with the parents. Thus I coach the parents to be firm and consistent. But I also coach them to work together, if they can--since child problems, seen in the context of divorcing parents, for example, might actually be a solution in that the problem is the only thing that brings the parents together as they seek to deal with the child. So resolving the parents' issues often is the key. The child cannot be made (however unintentionally) responsible for family unity.
Carolina Castanos, Ph.D
Marriage and Family Therapist
3711-A West Market St, Greensboro, North Carolina 27403
Parenting is not an easy task and sometimes it becomes a burden when our little ones act out. Children do not act out randomly, there is something that bothers them and is hurting them. Children, as all of us, need to feel cared for and important in the lives of significant others. When they act out, they most likely do not get the best out of their caretakers, feeling unimportant and not cared for. It is crucial to help them express their feelings and help them relate with others in a more positive way. When I work with children I always involve parents and, if applicable, school to help create an environment that nurtures change and the child's strengths.
Marina Ervin, MS, LPC, NCC, BCPCC
Licensed Professional Counselor/National Certified Counselor
502-N East Cornwallis Drive Ste. B, Greensboro, North Carolina 27405
I work with children as young as two or three years of age if they are verbal. In addition, I work with the family system to make the changes needed to help them work as a family unit or team. Play therapy is the avenue that allows children to express themselves or to work through situations or issues that are creating stress for the child. Hands-on activities, therapeutic games, exercises, puppets, roleplays, sandtray, and bilbliotherapy are some of the strategies I use to help the child find healing, to help them learn to make good choices, and to be effective problem-solvers and leaders.
Juan Santos, M.S., CRC, LPC
Licensed Counselor
3300 Battleground Avenue Suite 303, Greensboro, North Carolina 27410
When working with children my specialities are adoption, mood disorders (such as anxiety - depression - anger), and ADHD. I offer children and parents a safe, welcoming and "child" friendly environment. Your child more often then not is already feeling tense, unsure, and a bit nervous of the counseling setting. My first job will always be to relate with your child and work to help him/her feel entirely comfortable as - progress is entirely based upon your child's relationship with me. You may find that our sessions are on the floor around a board game rather then on the chair. Give me a call to book your first appointment - I also welcome you to simply call with questions to see if we are a good fit.
Tina Lepage, Psy.D.
Group Psychology & Psychiatry Practice Serving the Triangle for Over 15 Years
LEPAGE ASSOCIATES PSYCHOLOGICAL & PSYCHIATRIC SERVICES, 5842 Fayetteville Road, Suite 106, Durham, North Carolina 27713
Therapy with a young child is often a multi-tiered approach. Part of the process focuses on fostering a sense of comfort, support, and understanding for the child who may be feeling frustrated, unsuccessful, anxious, or depressed about life circumstances. Therapy also incorporates strategies for aiding the child to make behavioral changes in areas where he or she is currently struggling. Finally, therapy brings parents into the process by helping them gain a comprehensive understanding of what drives their child, and how they can then direct their child in more adaptive ways which allot for more successful life experiences. Similar to adults, children enter therapy for a broad array of reasons. W....


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Are there states or localities where your company won't do business due to onerous requirements to meet code or get a permit?
July 18, 2007
The Talk, Page 2...
Survey Results for 07/18/2007:
Are there states or localities where your company won't do business due to onerous requirements to meet code or get a permit?
There are major challenges in some places, but we don't avoid those markets.
We don't have any real problems on this front.
Yes, it's a common problem and we avoid a number of places.
It's not a big problem; there are one or two places we avoid.
Complaints about "too much red tape" are not uncommon, but apparently, things aren't that bad out there. Asked whether their companies avoid certain states or localities because of onerous permitting or code requirements, more than 70 percent of respondents to last week's poll indicated they don't. Sure, 40 percent said they see major challenges out there, but the bureaucratic hoops aren't so bad any place that they'll stay away completely.
I decided to ask the question, based on a short report I saw on the Web site of the Post Tribune in Gary, Ind. In the article, George Putz, president of Lazzaro Cos. Inc., said his door business wouldn't do installations in Gary because it's far too time-consuming to get permits in that city.
In most cities, he applies for permits via mail or phone. In Gary, Putz told the newspaper, he's required to go to the office himself, or to send one of his two partners. Shuffling from office to office, he said it's often taken him two hours to get a permit.
To get a permit to install a door in Gary, one starts in the building office where insurance is checked out, then it's on to the zoning office for clearance, then it's back to the building office to fill out more paperwork. Finally, permit seekers must go downstairs to the financing office, according to the article. Gary Building Commissioner Benjamin Robinson, however, told the Post Tribune it doesn't take two hours, claiming instead that it should take less than 15 minutes.
Putz isn't pushing for any change in Gary, but just decided it wasn't worth the effort to do jobs there. "I have no time to do that. No other community makes us do that," Putz said. "It's ridiculous."
Our poll results show the Lazarro Cos. aren't alone in making that kind of decision. More than 20 percent of our respondents described such bureaucracy as a common problem that made them avoid a number of places. And another small group said there are one or two places they won't go.


text:
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Designed specifically for the iPhone 5S / 5, this case has cutouts for all ports and featues of your iPhone 5S / 5. This includes the rear camera and dock connector on the bottom.


text:
"We are beginning to behave like a poor nation," Kerry said of Americans' unwillingness to support ever-larger, ever more calamitous wars the world over. He vowed that the US wouldn't retreat anywhere in the world. The US spends more on its military than nearly the whole rest of the world combined, and throws billions of dollars in military aid at other nations, subsidizing their own wars. Yet budget concerns have slowed the rate of growth of this spending in recent years, inconveniencing Kerry's plans to start new wars.Airy appeals to exporting DC's civil rights revolution don't carry much weight any more, and Kerry understands that. So he appealed instead to Americans' economic interests:
Kerry insisted Americans "do not perceive the connection between US engagement abroad and the US economy, their own jobs and wider US interests."That reminds me of the old joke among engineering students: What is the difference between Mechanical Engineers and Civil Engineers? Mechanical Engineers build weapons. Civil Engineers build targets. DC has made a fortune playing both sides of this scam. It sends in its troops and jets to break things and kill people, then mops up in the reconstruction, insisting on sweetheart deals with the puppet government it props up. Problem is, as we're seeing all too clearly in both Iraq and Afghanistan, that neat little scam isn't working anymore. In Iraq, for example, the autonomous Kurds have made oil deals that bypass Baghdad. In fact, centralized big governments are collapsing all around the world. The puppets in charge cannot control their populations any longer. Regional, historical cultures are re-asserting their rights of self-determination, and are leaving their central governments in the dust - where they belong. John Kerry is scared. And that's the best news we've had in years.


text:
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text:
Let me introduce the Architect responsible for the collapse of our Civilization: Everyone
We live in a world of impossible odds these days. After more than a century of rigid caste and thought induction on the part of the worlds wealthy and powerful, the average man is once again beginning to awaken and think outside the box he has had placed around him.
What, really, is normality? If normality is simply defined by what the masses do and follow, what if the normality that they define is twisted at its root? If "Normality" as a state in society is in fact a way of life and being that has fallen to the waysides because it does not suit the plans of those in charge, what then? If a person is, in truth, the most normal of all, but outcast by the majority, does that mean he is in fact nor normal at all?
As a society, we have for well over 100 year grown and tendered a civilization and way of being that is more bizarre and counter-productive than any that has survived in our histories. We have pillaged our resources and squandered them on base materials and pleasures that bring no benefit to any future generation; indeed without giving any thought to how the future will survive without the resources we have expended. We have lived in exile from the earth, slowly weaning out all but the bare essentials for life from our diet, subsisting upon a potent slurry of raw carbohydrates and pure sucrose.
Most importantly, we have sought to interrupt the natural progression of things in our society itself, viewing it as a construct as opposed to the ecosystem that it truly is. By upsetting the balance within our societies we have damaged them almost irreparably. Culture has vanished, respect for the past, for knowledge, and for enlightenment and insight have been delegated to a few outcasts who are ridiculed by the masses for most of their developing years. We are a society of willing apathetics, caring for nothing beyond base pleasures, looking inwards rather than to the stars that are our destiny. Most of this in 40 years, not even half a century!
In our quest for societal control and tailoring, we have even put a stop to natural selection. Our medical system is overburdened caring for people who are no better than vegetables, creatures that contribute nothing to the world and in many cases live out a few painful years of drooling before dying. The system of social welfare has caused not one, but THREE an entire generations to decide to subsist on the most meager of rations rather than do something to better their status in life, to live in ignorance and apathy and breed people who are barely better than animals in the wild.
In the education systems, the no child left behind policies of the world have destroyed education and learning in most of the first world. Yes, many who would otherwise not have gotten a decent education obtained one because of these policies, but the number of people who's educations were left entirely lacking is far greater, the number of people who were left out in the cold in their quest for knowledge because the teachers were too busy trying to ensure that no child ever failed a class or was expelled, because that meant less money for the school.
Yes, in our greed and our arrogance, we have well and truly made a mockery of what could have been a shining star in the history of this planet. We have created such a muddle, deviated so very far from anything that could be considered in the least way "Normal", that it is a wonder any of us are even still alive.
For that matter, we may not live much longer in any case. Oh, the human species will continue, of that there is little doubt, but the civilization we have built, this monument to an evolutionary dead end in society, it is going to crumble. Almost as one, we gave up our futures and our children's futures and the futures of every child born for millennia to come, in return for a few trinkets and a century of pleasure.
What is that, you say? You didn't do it, the powers that be did? I ask you, who put the powers of this world in charge. Who elected officials? Who stood by and let your powers and rights be stripped and handed over to corporations? Who funded the corporations by buying their products? Who made the decision to turn the normal people of the world into outcasts? To ostracize the ones who tried to warn you? Who refused, when the signs were there, to pick up a gun with his fellows and shoot the people who were destroying your civilization one brick at a time?
You did. Everyone born after the year 1930. Every single preceding generation that traded a life of luxury for their descendants lives. Every single inhabitant of this globe. You are to blame, not the governments or the corporations. You.


text:
Q. What could it be when a two-year-old faints and goes stiff and turns a purple color. It kind of looks like she went into shock. My daughter been doing that since she's been six months old. She gets hurt, like after she falls down, and then cries and goes stiff. Or she cries when she wants someone to pick her up or wants attention—until she kind of loses her breath and does the same thing. This last time, she passed out and was not breathing for almost a whole minute. Her dad thinks it might be anxiety attacks. Nobody gives me any answer. —Theresa; Pasadena, CA

A. It sounds like your daughter is having what are called breath-holding spells. And while these can be very scary for parents, they are usually considered to be normal.

What are Breath-Holding Spells?

Breath-holding spells typically occur when a child begins crying, either because of a fall or a temper tantrum. Then the child involuntarily holds his or her breath and faints. During a breath-holding spell, a child will become blue and limp and then quickly begin breathing again and wake up.

Some breath-holding spells are considered cyanotic—cyanosis is when the skin turns a blue or purple color due to low oxygen saturation. This is the most common type. Children can also have what are called "pallid" breath-holding spells. This is when something painful happens, and they quickly turn pale and pass out without crying very much.

Breath-holding spells usually begin when a child is between six and 18 months old. The good news is that a child tends to outgrow these breath-holding spells when he or she is about four to eight years old. And the spells don't tend to cause any lasting health problems. The bad news is that, until these breath-holding spells are outgrown, they may occur once a year, once a month, or even more frequently. There isn't a known way to treat these spells, so the best strategy is to wait for them to disappear over time.

Are Breath-Holding Spells The Same Thing as Seizures?

Breath-holding spells are often mistaken for seizures, especially if they occur after a fall and the child makes some jerking movements before waking up. But unlike children who are having seizures, children who are having breath-holding spells will have normal EEG tests. (An EEG stands for an electroencephalogram. During an EEG, a person wears a cap that has electrodes on it and the cap records electrical activity in the brain.)

Do Kids Who Have Breath-Holding Spells Need Special Testing?

Although extensive testing is not necessary for most children who have simple breath-holding spells, since they are associated with iron deficiency anemia, a blood test to check for anemia might be a good idea. An EKG test (also known as an electrocardiogram) is also sometimes done for these children to look for an underlying heart problem. (An EKG test is similar to an EEG test, except it monitors the heart's electrical activity, rather than the brain's.)

How to Handle Breath-Holding Spells

Whenever your kid has a spell, keep him or her lying on the ground and try to prevent his or her head, arms, and legs from banging into anything.

Call 911 if your child stops breathing for more than one minute. The operator can talk you through CPR (cardiopulmonary resuscitation) while you wait for emergency help to arrive.

Don't reprimand your child after a breath-holding spell. Remember that he or she can't help it and is not doing it on purpose, so be empathetic.

 Talk to your child's pediatrician about breath-holding spells. If you are not getting good advice on the topic from the pediatrician, then you may want to get a second opinion from a pediatric neurologist.

Preventing Breath-Holding Spells

Since breath-holding spells usually follow crying and tantrums, you can to try to help your child avoid them by preventing temper tantrums. This doesn't mean giving in to your child's temper tantrums, of course, since that will likely just teach her that tantrums work—and then she will probably have even more. Instead, try to distract her when you see a tantrum coming on, so you can stop it before it starts.

It can also help to keep your child on a regular routine, set limits, and avoid things that are sure to frustrate your child and trigger a tantrum, like allowing her to get hungry or overly tired.


text: After 1664, the only legal code employed in the colony was the Coutume de Paris. Each of Canada's three governments, Québec, Trois-Rivičres and Montréal, had its own royal court. The principal law officers of these lower courts were the civil and criminal lieutenant general (royal judge), the special lieutenant (assistant royal judge) and the King's prosecutor. In Québec there was also the Amirauté, a court for judging maritime issues; and the Officialité, the Bishop's court, which heard civil and criminal cases involving members of the Church. Appeals relating to all these courts were heard by the Sovereign Council, the highest court in the colony. Some seigneuries had courts that delivered verdicts on minor cases, and their judgements could be appealed to the royal court of the government under whose jurisdiction they came. After 1713, France began sending new settlers to Île Royale (Cape Breton Island), and the King established lower courts there; appeals to judgements made by these courts were heard by the Superior Council in Louisbourg.


text:
I yield myself 3 minutes.
Mr. Chairman, once again I'm listening to my colleague Dr. Burgess, whom I respect, and he's talking about the common sense being lacking on the Democratic side. After listening to him, I think the rationale and the common sense is lacking on the Republican side.
My colleague from Texas has said over and over again he supports school-based clinics. He even supports Federal funding for school-based clinics. Then what is the possible rationale for posting this bill?
Many of my colleagues on the other side have said today they're opposed to the entire Affordable Care Act. They're opposed to funding the entire Affordable Care Act. Yet somehow today they're taking little pieces of the Affordable Care Act that they even agree with, from my understanding in listening to my colleague from Texas, and still saying we're going to defund them. I defy my colleague to really understand why.
School-based health clinics are a tremendous success story. These programs provide primary care, mental health, dental health services to vulnerable children across the country in every State. Multiple studies have found that these programs are cost-effective investments. They result in lower emergency room usage, hospitalizations, and Medicaid costs. In fact, patients seen at school-based health centers cost Medicaid on average $30.40 less than comparable non-school-based health center patients.
This is saving the Federal Government money. That's the bottom line. And what we're trying to do here is to basically provide for construction, renovation, and equipment for these centers. Now, in order to get the grant for that, you have to show that you have the funds to operate the center. So when Dr. Burgess says, why are you paying for construction, why are you paying for renovation, but you're not paying or you're not providing for operations? Every one of these has to show that they have the money to do the operations before they get the money for construction. What does construction and renovation mean? It means jobs.
I repeat again, when I was home for the last 2 weeks, all I heard from my constituents is, When are you going to improve the economy more? When are you going to create more jobs? This is a program that creates jobs, helps kids, provides for their well-being and their health, and it's all preventative. These projects have to be shovel ready in order to be funded. So we're talking about money that's going to be immediately spent to put these centers together and to renovate them.
I keep hearing my colleagues say repeal and replace. That's the mantra with the health care bill: We want to repeal it and replace it. But I never hear anything about replace. All I hear about is repeal, and in this case repealing a program that is a proven success.
It makes absolutely no sense to pass this bill. I hear my colleagues on the other side say over and over again they're for these clinics, they're for these centers. Then why in the world do you bring this bill to the floor?
I urge my colleagues to oppose this legislation.
I reserve the balance of my time.
I yield myself such time as I may consume.
Mr. Chairman, again, Dr. Burgess talks about how we're spending money on construction, renovation, but we don't provide mandatory spending for operations. As I said, in order to get the grant under the Affordable Care Act for construction of a school-based health center, you have to show that you have the money to operate.
So what does that mean? That means that we are using some Federal dollars to attract either State or in many cases private dollars to set up these centers. What is wrong with that? They are guaranteed that once the money is spent on construction and creating the jobs that come from the construction or renovation that the money is available to operate the centers. There's nothing wrong with that. It's actually a good thing. It promotes a Federal-State cooperation, and it brings in some private dollars as well.
The other thing I would point out is my colleague from Texas keeps talking about mandatory appropriations. The fact of the matter is that health care initiatives over the years, Democrat and Republican, have provided some mandatory, some discretionary. The same thing we're doing here. The fact of the matter is that Medicare, Medicaid, and a lot of other Federal health programs pay for health care services with mandatory expenditures. And a lot of that is for acute care, acute illness, injury, or chronic diseases. Now, there's no similar approach when it comes to promoting wellness, preventing disease, and protecting against health emergencies. So here for the first time now we're going to have a combination of some mandatory and some discretionary spending for a preventative program, a clinic, a center for kids in their schools that actually helps and prevents them from going to a hospital, to an emergency room, to be institutionalized. So I just think this is false, this notion of mandatory versus discretionary.
The bottom line is if you care about school-based centers and you want to have them, then I think you should oppose this bill because the legislation that this bill is seeking to kill, the Affordable Care Act, for the first time provides funding to put up a lot of these school-based centers. And this is what we need as a preventative measure to prevent these kids from having more serious problems, going to the emergency room. Let's give them primary care up front so they can stay well.
I reserve the balance of my time.
Source: http://thomas.gov


text:
Art Exhibit Memorializes Sentimental Ebay Purchases
One artist reveals the unique history that comes with some pieces of second-hand clothing
For some people, buying a new piece of clothing is fairly cut-and-dry, but for others it is a chance to own a little piece of history. That's because as one writer discovered, there is often more than meets the eye when it comes to clothes shopping.
Talking with FastCoDesign, Emily Spivack recalls shopping on eBay for a pair of vintage heels when she stumbled on a 1967 Playboy Bunny costume for sale. It came with the ID badge of its original owner, and a fairly uninteresting black-and-white photo of the woman. All this made Spivack wonder who this puff-tailed woman could be.
From then on the writer began scouring eBay for more pieces instilled with their own unique history and posted them to her website, sentimental-value.com, along with users' original descriptions to give the items more depth.
After a couple of years, Spivack began bidding on the items, building a collection of 60 sentimental pieces. Her project was also recently converted into an exhibition at the Philadelphia Art Alliance, with 23 items of clothing and their original tales on display until August 23rd.
Some of Spivack's favorites include a green chiffon dress splattered with the blood of a murdered mobster; sunglasses blessed by Michael Jackson's holy hands; Nikes with slashed air bubbles, courtesy of an angry ex-girlfriend; and a black minidress unintentionally purchased during a bout of drugged "sleep shopping."
The project itself aims to go against the idea of buying items that are just like all the others. Instead of buying a piece of clothing that has been mass-manufactured, why not try to find something that has a bit of history attached to it, that way your clothes will hold more value than just the cost of the materials a brand name.


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H.R.3876 - Class-Size Reduction and Teacher Quality Act of 1998105th Congress (1997-1998)
|Rep. Clay, William (Bill) [D-MO-1] (Introduced 05/14/1998)
|House - Education and the Workforce
|Latest Action:
|06/15/1998 Referred to the Subcommittee on Early Childhood, Youth and Families. (All Actions)
This bill has the status Introduced
Here are the steps for Status of Legislation:
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Subject — Policy Area:
- Education
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Summary (1)
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Actions (3)
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Committees (1)
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Summary: H.R.3876 — 105th Congress (1997-1998)All Bill Information (Except Text)
There is one summary for H.R.3876. Bill summaries are authored by CRS.
Shown Here:
Introduced in House (05/14/1998)
Class-Size Reduction and Teacher Quality Act of 1998 - Establishes a grants program to help States and local educational agencies recruit, train, and hire 100,000 additional teachers over a seven-year period in order to: (1) reduce class sizes nationally, in grades one through three, to an average of 18 students per classroom; and (2) improve teaching in the early grades so that all students can learn to read independently and well by the end of the third grade.
Makes appropriations for FY 1999 through 2008 for such program.
Sets forth program requirements for: (1) allocations to States; (2) grant applications; (3) within-State allocations; (4) State-level activities; (5) uses of funds; (6) cost-sharing; (7) carryover of funds; (8) accountability; (9) participation of private school teachers; (10) evaluation; and (11) waivers.


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David Herro and Bill Nygren Comment on Daimler
Posted by: Holly LaFon (IP Logged)
Date: October 9, 2013 04:47PM
Another top contributor for the year was Daimler (XTER:DAI), the global auto manufacturer of the Mercedes brand, which returned 67%. Shares reacted positively to the company's 2012 results, which included higher profits than we expected for the company's Mercedes-Benz Car and Truck divisions. More recently Daimler announced significantly improved earnings and net profits for the second quarter of 2013. In addition, sales of Mercedes-Benz cars increased in all markets, driving unit sales to a new record. Although Mercedes continues to underperform Audi and BMW in China, we expect an increase in growth from its new model launches, new organizational structure, and 75 new dealerships by year end. The Trucks division has also performed well, led by a significant rebound in Latin American unit sales, which increased by 57%. Daimler management remains upbeat about global operations and reiterated the full-year guidance for all divisions.
From Oakmark's Global Select Fund third quarter 2013 commentary.
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Your Dog, Your Life
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Wildebeest creates the perfect present for new dog parents.
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Dog of the Day
Photo Comments Age: 8 Years Sex: Male Weight: 51-100 lbs
Photo Comments (1)
Well, its been over 2 years since the kennel let me get loose. Have not been back to that one, going to the one I went to before. Maybe I am getting friendlier in my old age but it sure seems like the people are happy to see me and nicer. I almost don't mind having to go there since they put Trudy and me in the same place. I am sure ready when it is time to go home
I don't care what people say, there are some nice people out there. Someone saw me in their back yard, called my caretaker and then they kept me from getting out until my caretaker could get there. You talk about happy to see someone.... Was I ever. It had been a long two weeks out in the street. Now I am home with my girl friend Trudy, a year old hound mix and all is well in my world. Such a relief
On the 31st of Oct I had to be place in a kennel for 10 days and for many reasons I could not get in the one I normaly used, so a different one was used. They say I jumped over a 6 foot fence. Strange. I lived with a 4 foot chain link with all kinds of animals (deer, turkey, possom,etc,) on the other side, within 4 feet of the fence. I never felt the need to go over that fence but I did a 6 foot for some reason. Now I have been missing since the 11th of November, the day they say I jumped the fence. This happened in Russellville, AR
Copyright © I-5 Publishing, LLC. All rights reserved.
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Bad news for the bantamweight champion.
Bad news for the bantamweight champion.
Shame for Cruz but if he is going to be out for another 12 months the title should be removed.
Nitemare for dom hes a really cool guy :(
Pickett vs Barao for the interim title in London feb 16th,
who's with me?
Agree with what has been said, Cruz can't keep the title for 2 years without fighting and Barao/Mcdonald for the title. Imo Barao is the champion elect, can see him beating Cruz when they do fight. Would love to see Brad get a shot at the title but don't see the result being any different if he is fighting Barao


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They were so rude that I was a single American female traveler even though I'm very polite. They over charged me 100 US dollars, that I now have to deal with when I get home. That's a lot in Thailand! Rooms weren't that cleaned. Pretty sure the "day bed" had bed bugs. Hated this Hotel!
Great location on beach and easy to get to after arriving by longboat.A very good breakfast with fantastic view.Good friendly service. Room needed a small table and chairs, and also not comfortable to watch TV. Not really deluxe as compared to similar priced hotels on Phi Phi or Ao Nang.
The view, the beach, the pool and my room's outdoor shower. The bed was very hard and the ac in my room sounded like a jet plane.
Railay is the wonderful place. We enjoyed our holidays there. Thai massage is the best in Railay Bay Resort&Spa. A lot of boats near swimming area.
The location was amazing. There was a terrible smell of sewage. Once we kept the fan on for a while in the bathroom it would go away. But because the electricity goes off when you remove the room key it smelled for a while when ever we returned to the room.
Location, room was ok, restaurant was better than others at railay beach Staff were poorly trained, unattentive and did not care about guests. Service in restaurant was slow. Hotel feels old, and expensive for what you get. Beach gets very noisy during day as boats come from Au nang
The accommodation was amazing ( i stayed in a deluxe bungalow) and in wonderful surrondings. The resort has been thoughtfully designed for the guests comfort. Two pools, the second of which is not near the beach and is much quieter. The staff were brilliant and always helpful. I recommend that you use the hotel airport transfer service to avoid a long walk accross the beach with your luggage. West Railay beach is beautiful and stunning location. No negative points to report - I had a wonderful stay
I absolutely loved everything about it. It's not exactly cheap but it's well worth having a splurge and staying there. I couldn't fault it. Nothing to say.
Proximity to the beach, restaurants and shopping area None
The hotel was very clean and the facilities are so good
nearby shopping area, easy to get HALAL food, lots of muslim in Krabi, good surroundings, lots of spa nearby internet connection was expensive 30 min for 100baht, not free, because it was raining season, reserved for a standard bungalow nearer to the beach instead got a room nearby the swimming pool. The reason i reserve a room there was to get a room nearby the beach. Hotel needs to refurbish, quite old.
Hotel has got a very good location, bugalows are located within great garden and hotel has also their own beach, city center is just behind the corner with the great access to shops, bars and restaurants Bungalows are very basic, not relevant to the price. Breakfast was the same for all 7 days of our stay - though food was OK. Lack of attractions for kids. In summery I would expect a bit better standard for this price but in general hotel is worth further recommendations for families without kids.
excellent hotel,big rooms and good breakfast, location was excellent.
The staff at the hotel were great and they upgraded us when we had noisy neighbours. tHE location is fabulous. THE hotel is quite run down in parts. tHERE was quite dodgy electrics - wires hanging out in the garden etc and the plumbing was ordinary. tHE toilets in both rooms smelled constantly and there were open drains besides the COTTAGES.iT could be a fabulous place with a bit of upgrading. I have marked that I would not recommend - but I probably would suggest it's a great location but to be careful about which rooms you book.
Personalet, meget service innstilt og var blide og trivelige. Stort hotell, men det var en rolig og god atmosfære må oppleves. Fint og ta turer med longtail båt ut til de mange flotte øyene, Fokost med piano musikk helt topp. Etter dette hotellopphold skulle vi dra 14 dager til Phuket og Kata Beach, men etter noen dager der ville vi tilbake Centara og vi venter nå på svar om det er ledig, får da drar vi tilbake umiddelbart. Selve prisene på mat og drikke er en god del dyrere en i Aonang, de kunne senket prisene litt
Meget høyt standard og perfekt beliggenhet Nei
Atmosfæren på anlegget. En perfekt plass å stresse ned. Veldig bra spaanlegg. Godt utvalg på restauranter på hotellanlegget.
the staff was very friendly! it was no problem to upgrade to a superior room (with air condition, a lot nicer than the "basic room").
Beautiful beach! The best! The junior suites are a little older and musty.
We liked the hotel, we had a great time there. We were undecided but this is the cheapest hotel on the West Coast on Railay (which is the one you want to be staying at). Decent value or money although the facilities are a little old but it does the job and it is conveniently located and staff is pleasant and promptly responsive. We booked for one night but we ended up staying for 3 nights. The massage at the hotel is of a great quality, the best I had in Thailand on this trip. I did not quite understand the choice of placing a pond of singing frogs right in the middle of the passageway to the beach, they were really loud at night. but otherwise no complaints.
As far as the location this was a great deal. You definitely want to be on West Railay. East is cheaper, but it smells a bit like an open sewer. We were just a minute walk from the beach with access to two pools, a tasty buffet breakfast and easy access to the other parts of the peninsula. No complaints!
Amazing room, cleanliness, staff was nice, right on the beach, good wifi It was very cheap for the quality by USD standards, but hotels on the east side that are pretty comparable can be found for much cheaper and just a slightly longer walk from the beach.
The West Railay Beach makes this resort. It's magnificent!
The location on West Railay is excellent The standard of the room was low and needed some updating
Staff was unable to communicate or provide resolution to a very simple issue. Was told no refund and no room provided (they only had "upgraded" rooms for double the price), despite their booking issue. This type of service would never fly in other parts of the world, here it was not only all they would do but they laughed about it on our way out. Location is poor compared to many others around and is very expensive comparatively, both of which I can live with, but the extremely poor service of the night manager was unacceptable.
Fantastic food,gym,ATM,helpful and friendly staff,great location, I will come back !! Nothing bad to say !
Management and front desk extremely attentive. So kind. Amazing nice rooms. Clean. Comfortable bed and room. Modern rooms. Beautiful. Nice nice nice staff. Spacious. Lovely. Off the beaten path so a long walk to vacation tour booking kiosks. Instead of the hotel booking it for you to help with this inconvenience, they double the price and profit more off the booking. Shouldn't one try and assist the customer by making the reservations at cost as a courtesy to outweigh the imbalance and distance. That's taking advantage of your clients, not taking care of your clients. Also wifi is awful and no hot water. Not on beach. Restaurant staff was awful and in attentive. Food average. Eat down the street. Staff can't speak English at all.
Quartos lindos,modernos e aconchegantes. Staff muito atencioso. Restaurante com Chef excelente e café da manhã no estilo buffet delicioso! Infelizmente a Praia do hotel é um mangue, Mas mesmo assim tem a vista linda e da pra ir andando para Todas as outras praias tranquilamente .
nice little hotel, quite large standard room, very nice location, nice garden, friendly people breakfast is very poor
The pool and the view were amazing. The trip to the airport was an adventure (truck, speedboat, golf car and taxi). The staff makes us wait a long time for the room.
Really nice hotel
Great time at rayavadee! Strongly recommend. Incredible kindness of the employees very high level of service. Rooms are not rooms but beautiful villas, perfectly marrying the local style charm and modern comfort. Be aware that the beach is open to other people and it can be quite busy! You have your private area with your sunbed towels water though. But the access to the sea is not private only part of the beach is. We stayed at the pool which is awesome. Great restaurants especially the thai restaurant is awesome. Generally great experience! No
Veldig fint og nytt hotell. God service og kort vei til det meste. Long tail båter rett over veien. Anbefaler pool access rom, helt topp! Anbefaler også lav-sesongen, kjempebillig og du har nesten alt for deg selv. Noe regn må påregnes :) Spa avdelingen er ikke ferdig enda, men de har avtale med et spa i nærheten. Bodde der i 10dager. Anbefales på det varmeste!!! Kanskje en litt mer variert frokostbuffè, men ingen nødvendighet.
Et godt totalinntrykk. Behagelig sted og oppholde seg. Hyggelig personale. Fine fasiliteter. Kun mindre. Opplevde en viss treghet med servering til tider. Og forglemmelser med bestillinger. Avvikene er på grensen til mer sjarmerende enn irriterende...Meget forekommende personale..
Rommet, servicen, maten til frokost. Knallservice ved bassenget som inkluderte god mat til lunch. Veldig hyggelige folk som serverte der. Spiste et par middager på to av hotellets restauranter, de var ikke så bra som forventet og det var litt rart siden frokosten var meget god.
The pool area was good for adults and kids, the rooms were nice and the staff very good. Cocktails at pool bar average
we have had a very nice time
The swimming pool is great and rooms were very comfortable. Staff were attentive and helpful. Breakfast is very good. A bit too family friendly - children always using the business centre and also children were welcomed in the "bar" where they were always singing karoke - which makes it not an appealing place for adults to go to have a drink and socially mix. The beach directly in front of the hotel is very disappointing.
vacancy yes
Great hotel in a good location for Aonang main strip / beach but elevated from the road so the noise isn't a problem so long as you get one of the front rooms facing the pool area not the road. Staff were excellent especially reception who were very helpful with all aspects of our stay even arranging our next transfer to Ko Phi Phi. Rooms were generous size and perfectly clean. Hotel provides beach mats / towels for you to take to the beach. The lounger area around the pool is quite cramped with only a limited number of sun beds quite close together. There are plenty of other unused others around the hotel during the day but they don't have loungers.
Location off the hotel is great! food, tourist information & shopping is just around the corner. We were impressed that the hotel provides stuff for beach side activity eg, mat, sandels, umbrellas, towel and a bamboo carrier for it. Breakfast could be improved. very limited choices.
The staff was friendly and helpful. The buildings are modern and stand our from the rest of the hotels/business on the main road. The included breakfast was excellent. The price does not match the experience. The room is mediocre. The mattress was uncomfortable and felt used. I could feel each metal spring. There were small bugs (akin to ants, but not ants) in multiple places in our room even though we were on the third floor above the ground. Definitely not the $90+ room I expected in a resort. The shower was built poorly such that splash from the shower gets under the shower wall and into the other areas of the bathroom, such as around the toilet. I would definitely not be returning to Cliff Resorts and I would look for other hotels in the area.
It was near from the beach, 10m walking, and near from the main streets were the shops and nightlife is located. The pool is really nice and has great views. The breakfast is ok. The first night we had two beds joined horizontally, not vertically as normal!!!!! Needless to say our backs were killing us in the next day. I complained to the concierge and she imediatly changed us to a room with one single bed but still the first night was awfull! The beach located near the hotel is not from far one of the best beaches around and the nightlife located near is what can be said gentleman focused, as is not something a couple or a family would apreciate. Finally the bedrooms smell like they don´t get much air!!
Great pool with best view in town
Rooms were clean and newly remodeled. Breakfast staff was good and the food was great! Two small pools were okay, the infinity pool had an amazing view!! The people working at the front desk did not seem friendly upon check in! I need assistance with their phone system (to dail an outside line) they would not offer to help. Upon checkout we had to wait over an hour for the staff to check our room.... This happened throughout our stay in Tailand but usually only took 5-10 minutes. This hotel made everyone wait for over an hour. Terrible.
I dont like Ao Nang but we really liked this hotel, the staff was constantly smiling and quick to assist and the rooms had a wiew worth paying for, specially the ones on the top floor.
most hospitable staff that i have come across anywhere and a view of the sea out of this world
Very nice settings and surrounding that generate a very nice view at the sea and islands. The food And drinks are of good quality
This hotel offered the utmost relaxation. It's location is secluded and perfect for people (like us) who wanted to get away from it all. The staff were very attentive and friendly. They offered personalized service. Nothing.
Friendly staff, great with our young kids, good service at the restaurants and the food was quite good. Amazing breakfast buffet. Loved the toy box for kids by the kiddie pool. Great view of the ocean and sea stacks from the beach. Happy hour at the Sunset Lounge is a great deal! Good wifi for free. Property is a little dated, could use a remodel soon. Rooms smelled slightly mildewy. The location is a little secluded, so for day trips you have to take a taxi to Ao Nang pier, about 20 minutes (and $3USD per person each way), then a long tail boat from there. The pool seems a little corroded. There were stone seats in the pool that were too rough to sit on because of corrosion. The elephant fountains at the pool weren't working. Pool chairs are VERY close together and there aren't many so you have to scramble to get one. Would have liked a free taxi from the airport. As it was, the hotel was going to charge more than a regular taxi, so we opted to hire our own driver from the airport.
The private beach and exclusiveness of the hotel but that also mean it's pretty far from other F&B outlets, town etc. As above
Amazing boutique hotel. Friendly staff. Service with a smile. Breakfast was good but not fantastic. And would prefer a flat screen tv in the room.
Beautiful hotel in the tropical forest with marvellous beach and sea -- like a paradise, excellent service and very comfortable rooms. We liked all, everything. Guys in the beach are very attentive. Bellini restaurant as well as Lotus serve very good food. Mind-relaxing massage in spa is amazing! Would be nice to have manicure in spa. One free shuttle to Ao Nang at 4 pm might be not enough.
Hotel is very beautiful and room is very clean Location is far away from the town. Breadfast has not too much choices.
Friendly staff, hotel clean, close to the beach, good restaurants, it really was 5 star. The hotel is fairly quite and a little way out but they do run a shuttle service to other towns.
the calmness and the beautiful nature the mosquitos
Staff and facilities were great. Can reccommend the thai cooking course at the resort!
Meget hyggelig betjening og bra hotellstandard. Sentral beliggenhet, riktignok med noe støy. Fikk dermed byttet rom med en gang. Maten (frokosten) var ok, men ensformig gjennom en hel uke
Mögel på rummet.
Vennlig og oppmerksomt personale. Ble oppgradert til bedre rom.
Meget god service og hyggelig personale. Passe sental beliggenhet med gangavstand til en rekke restauranter, badestrand og base for longtailbåter. Balkongen kunne med fordel vært litt større og stolene kunne vært bedre å sitte i. Harde trestoler er ikke særlig komfortabelt. Litt liten kapasitet på solsenger ved bassenget


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