text: The FDIC reported that the industry continued to see pressure on net interest margins, which was no surprise, as the Federal Reserve has kept its short-term federal funds rate in a target range of zero to 0.25% since late 2008, while purchasing long-term securities in an effort to keep long-term rates at their historically low levels. Most banks have already seen most of the benefit from a decline in funding costs, while loans continue to reprice at lower rates and new securities investments also carry lower rates. The industry's aggregate net interest margin -- the average yield on loans and investments, less the average cost for deposits and wholesale borrowings -- narrowed to 3.43% during the third quarter, from 3.46% the previous quarter, and 3.56% a year earlier. Despite the margin pressure, with nearly 68% of banks and thrifts reporting narrower margins, the banking industry saw its net interest income increase by $746 million year-over-year, which was "made possible by a 4.6 percent increase in interest-earning assets." Total loans and leases grew by 0.9% during the third quarter. The FDIC also reported that the industry's third-quarter net operating revenue was up by $4.9 billion, or 3% year-over-year, and that "Almost half of all institutions (47.8 percent) reported year-over-year improvement in income from asset sales," reflecting not only profits on the sale of securities, but gains on the quick sale of newly originated residential mortgages, amid a wave of refinancing. The number of institutions on the FDIC's "problem" list declined to 694 as of Sept. 30 from 732 the previous quarter, with 12 banks and thrifts failing. This was the lowest quarterly number of bank failures since the fourth quarter of 2008. Once again, not a single banking charter was granted during the third quarter, making it five straight quarters since a new institution has been organized. American Bankers Association chief Economist James Chessen said that although the third quarter was "another strong one for the banking industry... continuing uncertainty surrounding the fiscal cliff is already slowing economic activity and businesses are hesitant to borrow." While the FDIC obviously can't do anything to influence the negotiations between President Obama and the Republican leadership in the house of Representatives over the Fiscal Cliff, Chessen said that his organization was "urging Congress to pass a temporary two-year extension of the FDIC's Temporary Account Guarantee program." Amendments to the Federal Deposit Insurance Act extended unlimited deposit insurance coverage for noninterest-bearing transaction accounts through the end of this year, and no extension is planned by the FDIC. Chessen said that "In today's uncertain environment, security of deposits is trumping yield for businesses. A temporary extension will take at least one piece of uncertainty off the table for businesses at year-end." -- Written by Philip van Doorn in Jupiter, Fla. To contact the writer, click here: Philip van Doorn. To follow the writer on Twitter, go to http://twitter.com/PhilipvanDoorn. To submit a news tip, send an email to: email@example.com.


text: Posted September 4, 2013 http://www.cbssports.com/nfl/eye-on-football/23465056/super-bowl-odds-who-are-vegasstyle-super-bowl-sleepers But my favorite pick here is the Panthers. They're the last team before the odds go over the hundo cliff and at 66-1 they offer tremendous value. There are certainly concerns; the secondary could be a major problem and the offensive line is secretly kind of a nightmare. But they've got one of the best linebackers in the NFL (and my pick for Defensive Player of the Year) in Luke Kuechly, the addition of Kawaan Short and Star Lotulelei to beef up the defensive line and the presence of Cam Newton under center. I don't think the Panthers ultimately end up paying that bet off for you. But they can win their division; any of the four teams there could ultimately steal the NFC South. If Carolina does that they just need their quarterback to get hot. Assuming Cam plays the way I expect in 2013, it's entirely possible they could pull it off. A longshot, yes, but that's what we're doing here anyway. Damn skippy! Seahawks can shove their 17-2 odds up their arse 3 people like this Share this post Link to post Share on other sites

subset: commoncrawl


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But it's not just the PadFone 2, it is the whole presentation with Asus' Jonney Shih that makes this even a must-watch. The enthusiastic executive is well known for his Steve Jobs-like behaviour on scene, spiced up with Asian eccentric flavor, overall for a very positive, fun events. This has brought Asus success and the company has risen to be more than just a mainboard maker.
This PadFone 2 is no less entertaining - check out the full video of Milan announcement of the device below.
source: Asus


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Posted by Kimberlee on 5/16/2017, 12:13 am, in reply to "Hair Fair 50th for preorder on Barbie.com"
--Previous Message--
: This just popped up in my Facebook feed. And
: it's free shipping.
: Safe link to pre-order:
: http://barbie.mattel.com/shop/en-us/ba/50-anniversary-barbie-hair-fair-set-dyx78?utm_source=facebook&utm_medium=paid-social&utm_campaign=barbie-hair-fair
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text: We usually think of lentils as a side dish or an addition to our winter soups, but when paired with spaghetti, bacon and saffron they most definitely deserve center stage! My favorite lentils are the French Green Lentils, Lentils la Puy but you can use any green or orange lentil for this dish. Low in fat, high in fiber while cooking quickly, lentils pair beautifully with your favorite pasta for an easy, healthy and delicious main course.


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Justin Bieber Greeted by Mobs of Fans After Release from Customs in LAX Airport
Upon his Los Angeles arrival from Japan, Justin Bieber was stopped for extensive questions in customs on Thursday (April 24).
According to airport officials, it's a common practice for anyone with an open criminal case, but the detainment definitely caused quite the stir with the media.
TMZ reported that Bieber's party van and entourage were stuck at the airport curb for an hour after reports stated that the 20-year-old singer was being questioned by customs agents.
"This kid is turning into a male Lindsay Lohan," an LAX police source told the press.
When Bieber was released, he ran out into a mob of press and fans before hopping into his awaiting rides.
His law trouble stems from a DUI arrest in Miami, FL and an assault charge in Toronto, Canada. His trial date was recently moved to July. Stay linked to GossipCenter for more on Justin's developing case.


text:
Florence Welch: 2011 Grammy Awards
Florence Welch is storming onto the music scene, captivating everyone with her amazing set of pipes. Nominated for Best New Artist for Florence + the Machine, she knows what works for her: a flattering nude with pops of color, as seen at the 53rd Grammy Awards red carpet held at the Los Angeles Staples Center. Welch is wearing Givenchy Haute Couture and the airy silhouette with swans forming the bodice and a bright splash of color on a deep back suite the in-demand artist for the evening.


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"The White House insists it doesn't know how many people are fully enrolled in Obamacare but insurers say they've handed over enough data to show that the sign-up numbers are not as rosy as federal officials say."
The latest administration figures show that 4.2 million people have selected health plans in the new insurance markets. Insurance industry officials at four of the big national health plans tell Politico that about 15 to 20 percent people who have signed up have not yet paid their first monthly premium — the final step to get coverage."
"That contention prompted Republicans on Capitol Hill to launch an inquiry Thursday to determine how many Obamacare sign-ups are actually paying. House Energy and Commerce leaders sent letters to insurers in 36 states requesting details on the total number of customers who have begun paying premiums."Save to Favorites


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Boxing News
Eto-Vor Saengthep WBA officials
By Gabriel F. Cordero
American referee Russel Mora will be the third man in the ring when Japanese interim WBA flyweight champion Koki Eto (14-2-1, 10 KOs) defends against Thai challenger Yodmongkol Vor Saengthep (32-2, 19KOs) on Friday at Chonburi, Thailand. The three judges are Ignacio Robles (Panama), Michael Lee (Korea) and Francisco Martínez (New Zealand). The fight supervisor is Yang Sup Shim.


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Its getting really nice up here, and I want to get in on some drives with other enthusiasts! Just upgraded the 03 Wagon; Perrin short ram, Perrin full turbo back, Perrin boost cont., Agency power BOV, etc...
This is a discussion on Any drives around vt???? within the New Member Hangout forums, part of the Community - Meet other Enthusiasts category; Its getting really nice up here, and I want to get in on some drives with other enthusiasts! Just upgraded ...
Its getting really nice up here, and I want to get in on some drives with other enthusiasts! Just upgraded the 03 Wagon; Perrin short ram, Perrin full turbo back, Perrin boost cont., Agency power BOV, etc...
where abouts in vt do you live? I am in southern vt area.
Hey Rock I live in the Middlebury area. I have an 03 sport wagon, my bro has an 05 Legacy GT hopped up, and my mother, who lives in Manchester/Dorset area has an 02 sport wagon all piped out. If you live around manchester, or bennington area you may have scene hers. its a custom orange, with aftermarket headlights, and is all detaged in the back, with the WRX symbol upfront on the grill where an STi tag would be. Anyway, as you may have realized we are all lovers of the subi's, and the bro and I visit down in that area fairly regularly, (we have other relatives down there too). But yeah if you are from around there I'll let you know the next time im down and we should meet up and go rage around!!! On a ****ty note, unfortunately for me, yesterday I blew out 3rd gear... so hopefully in the next couple weeks it will be back in action. But I literally put on my new intake and exhaust yesterday, and was just out rallying around, and I guess that bolt on 25 ft lbs of torque was just enough to let her go!!!! Anyway, let me know whats up!!!
Sorry about the car. No I think If had seen your mothers ride i would have remebered it. Yeah, I am in Londonderry. I just got my new wrx. Always had the subies just not wrx. Was muscle car till recently. traded a sweet mustang gt convertible for this rex. So far no regrets. Anytime your around just give me a holler. Goin to keep mine stock for the time, mention some mods and the girlfreind rolled her eyes. kinda went crazy with the mustang.
Wow yeah, what a difference from the stang! You made the right decision (in my mind). Yeah its hard to keep it stock for too long, although i've gone years until just now. My bro on the other hand, that legacy is probably at about 350 hp, 375 ft lb torque, just a guess. hes gone all out with the access port and everything. But I will certainly drop ya a line man before I head down there next time. Shoot me an E-mail (firstname.lastname@example.com) and I will send my cell # and whatnot. take it easy!
will do. amazing power for a legacy. My car's new so gotta be careful with warranty issues and money is tight right now anyways. i work for myself as a stonemason and no one is buying rocks right now. good luck with getting your car back up in running and i will drop you a line when i get a chance. you reach through my website at drcstonedesign.com or stoneart.sover.net
Yeah good call on keeping it stock with the warranty business. I will definatley check out your websites. Its funny, because I work for myself as a carpenter(sub contractor), and luckily we are just starting a house on Lake Dunmore. It was a real ****ty winter for me work wise. luckily I had been on the books for this guy long enough last summer to be able to draw unemployment. I will mentaly send ya the good work vibes man, and get it dialed in. Us people who work with our hands are a unique breed, represent. hehe.
Yeah, it's a tough time for all of us in the trades right now. Hope we both get a lot of work and the rest of the hardworking people out there. Yep, the wrx is already scary fast and more of a performer then the mustang so i can be content for now. May put catbacks on at some point but not sure. I got a guy over in Claremont, NH who does fantastic exhaust work. did magnaflows on my stang.
I have to say that ever since I had my first Impreza (a 95 wagon) which had a 3" pipe to a supertrapp muffler, hahhahaha, I have been in love with the subaru exhaust note. The Perrin full turbo back sport toned exhaust that I just installed is some of the best money I have ever spent. It makes that little 2.0 sound like an STi (years 02-07). I absolutely love it. everytime the key is turned there is a smile on my face, ahhaha. The downpipe is perrins special system with the diverted wastegate (so where it attaches to the turbo it has two holes instead of one huge one) allowing for no back spin on the turbo and increased throttle response. you should just LOOK into it. hehe.
You very strongly complicate all! There Are more simple decisions!
Listen to Stereophonics music free
Last edited by Kaliostro; 04-25-2010 at 01:51 AM.
Hey Wes,
Thanks for the info on the exhaust. Don't have a clue what thatother guy is talkig about as to complicated decisions. Anyways, for now I am staying stock and if i have any extra money I will check with my guy. He put on magnaflows for hardly nothing and i wil see if he has anything he can matchup with. The rex is awesome but i am sorry but that boxer is never going to sound like a stang with flowmasters or magnaflows. Two different animals and as for performance the rex is better for what I want. Every time I get in it I say God I love this car and I never felt anything could replace my mustang. Another nice thing is it is pretty invisible, no more idiots trying to race you.On the day i took it down to the dealer for the trade I was really having doubts and some idiot in a saturn tryed to engage me in a race on 91. I have no clue what he was thinking or all the guys with eclipes,etc. That Mustang was incredibly fast but i am 46 and got most of that out of my system.
Yea Dan, I agree the V8 sound all piped out is something to be reckoned with. So raw and unadulterated. There is a guy with one of those new Shelby GT 500's kickin around my town. On the weekends I see him just cruizin around. I mean Middlebury is not a big place by any means, and I know who he is and whatnot. That thing sounds amazing!!! My bro and I were in the legacy and rallied with him for a little while last summer, he wasnt really beating it too hard because we kept up with him. Where I see that the WR is much better is in Vermont-- becuase we have dirt roads all over, there is not a better feeling than braodsiding my sport wagon around a 90 degree dirt corner, hahahaha. Dont get me wrong, you can do that too with a rear wheel drive vehicle, but the way that you go into and out of the corner is completely different. I wish I had the money to get a RA gear set for mine (with the blown tranny i have been doing alot of looking around to see whats available), or even a 5 speed STi gear set. I too am not looking for speed. Once again we live in VT, theres no point. Now, if i could get my 0-60 down to somewhere in the 3's with a rally gear set (smoking all tires through 3rd gear and a top speed of 100) i could live with that! hahhaa. Oh and about the people trying to race you...Its funny because my mom keeps having that problem down in the manchester area. I think its the custom orange paint, and the exhaust(its probably the loudest WR ive heard). She keeps getting people that just roll up on her and want to race, I told her to just pull over and let them pass. haha. (shes 56). Both you and I have the silver and just like you said, it is invisible; stealth even, hehe.
I was talking about the sound and i totally agree about vt and the dirt roads. I love my rex and as for quickness it is actually quicker to 0-60 over the shelby if you believe motor trend. The stock 2009 shelby 2010 ran 0-60 in 4.6 and this april motor trend ran a 2010 rex wagon at 4.5 to 0-60. It all depends on the driver and the day but they are great little cars that hold there with the rest of the crowd. I loved the mustang but I never felt like it was perfect car for me. the moment i drove my rex home i new it was a long term love affair. everybody has to fine that car that puts a smile on there face and for me that is my rex. Yeah, if i ever see your Mom's ride i am sure i am going to remember it.
Wow, thats wild that the rex wagon is is faster than the shelby. But just like you said, on the right day with the right driver it is. With the turbo, its all about the temperature, and the barometric pressure. I feel that those two factors have a huge influence even on day to day driving. After driving that WR for almost four years, there are some days when it feels like its boosting really hard and there are some days when it feels like its not really putting out like it should. And so i have come to the conclusion that temperature, barometric pressure/humidity levels have a strong influence on the performance. Just all around the car has been the best!


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Yucatan WanderingAuthor: Paul (More Trip Reviews by Paul)
Date of Trip: January 2009
Up to a cool dawn and some reading on the walkway before a breakfast at Genesis. We are packed and driving to Rio Lagartos by 0930. We pull into town and find Restaurante Isla Contoy, which is where all the lagoon tours are supposed to originate from. A tour is booked for 1400 and we drive the short distance to San Felipe to book a room at a sea side hotel. The wind has picked up and the temps seem to falling rapidly and we question ourselves if it worthwhile to head out into the lagoon. While having a late lunch at Isla Contoy we decide to postpone until tomorrow morning at 1000. That may be a mistake also because we have no idea what the weather will be like. The guide does not seem put out that we postponed, he seems to have other things to do. The evening is spent wandering the narrow streets of San Felipe, seeing what there is to see. After supper we end up at a rodeo and watch a couple of local cowboys trying to ride some bucking bulls. They do not make it very far before they are rubbed off on the fencing. Ouch! Bedtime is early; unknown what time; we are tired from the poor sleep last night.
Day 08, February 07
Sunrise finds me walking the shore front roads and boardwalk, killing time until Dallas wakes up. We have a cup of coffee as we pack but drive the short distance to Rio Lagartos for breakfast. Juan, our boat operator and guide meets us at the restaurant; his boat is docked just outside the front door. This will be a three hour tour, heading east into the large salt water lagoon to see birds and whatever wildlife we can. The weather has improved overnight; it is warm and sunny with only a slight wind. The boat goes slow for the first half hour or so, Juan is trying to miss all the shallows and weed beds around the port before we are in the lagoon proper. Juan is good despite his young looking age. He slows or stops the boat when his sharp eyes pick out birds perched in the trees and that one croc sunning near shore.
There are a few local fishermen tossing nets into the shallow water that are catching small sardine type fish. As the lagoon opens up we can see the salt factory where the brackish water is evaporated and large stockpiles of salt are awaiting shipment. This is also where the flamingos are; there are hundreds of them.
A stop at the mud flats for a self inflicted spa treatment is next. We had heard about this at the hotel last night and were a bit sceptical about its benefits but try it anyway.
There isn't anywhere to wash up so we have to endure the trip back to the dock with our faces covered in mud. Other tour boats on the way out slow and take pictures of our white faces. The mud finally comes off with a trickle of water from the evestrough at the restaurant. This spa treatment works! Our skin is very soft for the next three or four days. Cost of the excursion is $600MP for the boat. It is still early as we head out for Telchac Puerto; also on the coast but west of San Felipe. We seem to be the only gringos there; English is not spoken at all. It is a small town but very friendly, everyone has smiles for us. Hotel Libros y Suenos has a nice clean room for $300MP and we take it even though it is across the street from Hotel Principe Negro which seems to be the happening place for local dance music. Wandering the streets we find a small restaurant on the main street and stop for supper. The restaurant is in an old hacienda type building, tall narrow rooms, high ceilings and flaking stucco walls. The staff is friendly but does not speak a word of English. The food is great. We have nachos with several sauces, fresh whole fish, rice, salad (which we were leery about eating but did anyway), beer and tequila for $180MP total. Prices fall when away from the main tourist destinations.
There isn't much to do so we go back to the hotel, make a rum and coke and sit out on the sidewalk to watch the traffic. There is a large tope in front of the hotel so everybody must slow down right where our chairs are. Smiles, waves and hola are frequent. We like this place!
The journal is updated as we sit then retire for a good sleep.
Day 09, February 08
Up early again, I head for the beach to kill time while Dallas sleeps. I'm glad I wore sandals; the beach is covered with millions of shells, some whole, many broken with sharp edges. Without a good sand cover it would be impossible to walk here without leather feet.
Nice villas front the beach many showing signs of recent improvements. More than a couple have for sale signs. There is only so much to see so I head back to the hotel down a narrow laneway. When I am about halfway down a grey military truck parks and blocks the exit and a bunch of troops pile out. I don't have much choice but to stand to the side and watch. About a dozen form a line and follow the leader down the lane past me. They are dressed in full combat gear with assault rifles, camouflage clothes, helmets and balaclavas so only their eyes are visible. As the leader passes I pull out my little point and shoot camera but don't even have to time to ask permission before he points and waves in what is a very unmistakable "no" motion. The camera disappears back in my pocket right away. The remainder of the distance back to the hotel is covered very quickly. Dallas is up so we have a cup of coffee on the sidewalk before packing and driving the few kilometres east to San Cristano for a canal tour. It is still early and we have to roust the owners of a restaurant from their home to make us breakfast. The Spanish phrase book we purchased at the hotel last night comes in handy. Local fishermen hacked canals out of the mangrove swamps when their fishing market failed. It is very cool and tranquil as we are polled through the muddy water to the cenote, the canopy forming a green tunnel around us with tropical birds roosting just overhead.
The cenote is small and has a couple of two foot fish in it but I hop in for a quick cool down before we are polled back to the car.
Today we start heading inland to the south and eventually east towards Quintana Roo and Tulum. The highways are good; signage is plentiful and keeps us in the correct direction as long as Dallas has a map out to guide me.
While researching our destinations back at home Hacienda Yaxcopoil caught our interest. We exchanged an email the day before we left and the one room for rent was available. We decided not to reserve.
After a nice leisurely morning drive we pull in the deserted hacienda and find the owner watching a local baseball game taking place in the adjoining field. His greeting is very enthusiastic and all in Spanish because he does not speak a word of English. A couple times he asks "usted tiene una reservación para esta noche" and we reply "ninguna reservación" or something that we think is similar. He hesitates a second or two but then presents the guest book, which we sign, and leads us to our room and indicates where we can use the side gate to park the car. I can't drive in yet because the baseball game is still going on and I would have to drive down the third base line. We take a small bag to the room and relax a bit on the veranda. Our room for the night is the only restored part of the building.
The hacienda dates from the seventeenth century and is a veritable museum covering about six acres. The rooms still have period furniture and one room is full of Mayan artifacts uncovered when the hacienda was a working henequen producer. We can't believe we have the place to ourselves. After wandering about for an hour or so taking pictures we find out we actually don't. Another gringo couple is now waiting in the lobby with an English speaking person. They also have something else fairly important -- a reservation for tonight! After profuse apologies for the confusion we pack up what belongings are in the room and set out to look for another room. It is now about 1600 and we have to drive to the next town of any size, Ticul, about forty five K down the road.
We are kind of depressed and quiet; we were really looking forward to the stay and authentic supper that came with the room. Oh well, we took a chance and it didn't work out so we'll try and make the best out of the situation. Night is falling as we reach Ticul and wander some of the one way streets looking for Posada Jardin, a small hotel recommended in the guide book. Initial looks are disappointing, a weathered, blackish concrete facade abutting a busy sidewalk but we take it anyway and we are glad we did. The car is guided through a gate into a genuine urban oasis. There has to be an acre of garden with palm and other trees, a palapa and a small pool. We are given a small cabana with sitting area, two beds and a modern washroom for $300MP.
After a quick shower we change and walk to the centro, which is about four blocks. The place is alive with people. There seems to be some kind of celebration going on with vendors, stage shows and hundreds of people milling about.
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text:
Baggies reject Dorrans bid
West Brom have rejected a third bid from West Ham for star midfielder Graham Dorrans.
Last Updated: 08/07/10 4:59pm
West Brom have rejected a third bid from West Ham for star midfielder Graham Dorrans.
As revealed by skysports.com earlier on Thursday, West Ham launched an improved bid for Dorrans after seeing two previous offers rejected by West Brom.
Premier League new boys West Brom have rejected the latest offer, thought to be in the region of £5million, and Baggies chairman Jeremy Peace insists Dorrans is not for sale.
Peace has told West Ham they are wasting their time in their pursuit of the Scot as they have no plans to sell Dorrans.
"Details of a third bid from West Ham for Graham Dorrans have been leaked to the media," Peace told the club's official website.
"This offer is completely unwelcome and, like West Ham's previous two bids, it has been rejected out of hand.
"I have personally told West Ham they are wasting their time.
"Graham is not for sale - to West Ham or any other club.
"I cannot make myself any clearer on this subject.
"As far as we are concerned, that is the end of the matter."
Peace added: "As ever, Graham is being a consummate professional and getting on with his pre-season training.
"We are now looking forward to seeing him play an integral part for the club in the Barclays Premier League next season."


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At any point in the negotiations, be prepared to walk away. You have no obligation to sign a contract… especially if it is not on the same terms you thought you agreed on. After you have agreed on a deal with the sales department, you will be taken by the salesperson to the finance and insurance representative. If you are told that he or she will fill out the paperwork, watch out - in some dealerships the finance and insurance representative will try to change your agreement without you catching on.
Be very careful what you sign. Make sure that all promises made by the salesperson or dealership are in writing. If a contract has terms substantially different from what the salesperson initially promised, do not sign the contract unless you are willing to accept the new terms.
Take your time. Do not let anyone rush you to sign paperwork without reviewing the terms of the agreement. Read all documents and understand all terms before you commit to them.
Do not lie. Do not allow false information on any forms and beware a salesperson who suggests putting false information, such as a higher income or a larger down payment, on your finance application. While financing may be approved, the payments may be difficult for you to make. If something goes wrong, you will be held accountable for the false information.
Do not sign a blank contract or application. Do not sign anything that contains blank spaces - especially on any contracts or credit applications. Draw a line through all blanks on documents you sign.
Stick to the plan. Unless you have done comparison shopping with an insurance agent, try to resist buying life or disability insurance from a dealer. You cannot be required to buy other products, in order to finance or purchase a vehicle. Beware of a salesperson that tells you that you cannot be financed unless you purchase these products.
Get an expert opinion. If you are purchasing a used vehicle, have a trusted mechanic inspect the vehicle before you buy. This may cost around $100 or more, but could save you thousands in the long run.
Free DEQ Emissions Test. A used vehicle in good condition will still fail an emissions test if the exhaust sensors have been tampered with or disabled. If you visit a DEQ Clean Air Station during a test drive and ask for a "voluntary" test, you can receive a free emissions test before you close the deal.
Processing the paperwork. Dealers may charge up to $75.00 for processing your paperwork with DMV. Dealers may charge up to $100.00 for electronically processing your paperwork with DMV and providing you with a license plate at the time of sale. These are not government mandated fees, and are also negotiable prices. However, a dealer can refuse to sell you a vehicle if you do not want to pay either $75.00 or $100.00, the same as if you and the dealer do not agree on the price of any other term, such as the price of the vehicle.
You do not have to pay sales tax on any vehicle purchased in Oregon. If you are buying a car in another state, make sure the dealer fills out paperwork for Oregon residents so that you do not have to pay sales tax.
In Oregon, you can take a new or used car home before financing is approved. This practice is called "spot delivery" and is designed to lock you in to a purchase. If you are tempted to do this, take a moment to read up on the Yo Yo Scam before you drive off the lot in a car without approved financing. There is no 3-day right of rescission for a car purchase or lease, even if you do not yet have final approval of financing. However, if you cannot get financed at the exact same terms for which you signed an agreement, or if the financing is not completed within 14 days, you must bring the car back to the dealer and the dealer must give you back your trade-in vehicle and down payment.
Applicable State Law:
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|Abit, Mary Joy
|Shaner, Dale
|Krutz, Larry
|Rainbolt, Christine
|O"connell, Neil
|Faber, Ben
|Hanson, Bradley
Submitted to: Pest Management Science
Publication Type: Peer Reviewed Journal
Publication Acceptance Date: 6/30/2012
Publication Date: 10/1/2012
Citation: Abit, M., Shaner, D.L., Krutz, L.J., Rainbolt, C., O"Connell, N., Faber, B., Hanson, B. 2012. Assessing Simazine Degradation Patterns in California Citrus Orchards with Different Simazine Use Histories. Pest Management Science. Interpretive Summary: Simazine is a commonly used herbicide to control weeds in perennial tree and vine crops. However, growers have noticed that simazine, in some cases, is no longer providing the length of weed control that it once did. It is known from previous research that extended use of a triazine can result in an increase in the soil microbes that can rapidly metabolize the herbicide. In this research soil samples were taken from a number of orchards with varying histories of simazine use. Simazine degraded two- to three-fold more rapidly in soils taken from orchards in northern California with a history of simazine use compared to orchards where the herbicide had not been used. However there was no correlation between simazine degradation rates and herbicide use history in soils taken from orchards in southern California. These results indicate that repeated simazine use in can lead to enhanced simazine degradation due to microbial activity but soil type and long term cropping factors can affect the persistence and distribution of herbicide degrading microbial populations in California orchards.
Technical Abstract: Simazine is commonly used to control broadleaf weeds and annual grasses in perennial tree and vine crops because of its relatively low cost and long residual activity. Simazine may be subject to enhanced biodegradation in some areas which can result in decreased herbicide half-life and reduced residual weed control. Laboratory studies were conducted to determine if rapid simazine degradation occurs in California citrus orchards and if degradation rates can be directly correlated to simazine use history. In the Central Valley, simazine degradation curves clearly indicate that simazine degradation rate is more rapid in soils with a history of simazine use (adapted) compared to soils with no recent use (non-adapted). In these soils, dissipation of simazine was two- to three-fold greater in adapted compared with the non-adapted soils. However, in southern California, simazine dissipation and mineralization were not substantially different among soils with different simazine use histories. Results showed that repeated simazine use in California orchards can lead to more rapid degradation of the herbicide. The mineralization assays verify that the enhanced simazine degradation is due to microbial activity. However, soil type and long-term cropping factors can affect persistence and distribution of herbicide degrading microbial populations in California orchards.


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Tigerlily Girl's red cropped beaded cardigan
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The Inn at Cooperstown offers a scrumptious buffet-style breakfast every morning from 8 am to 9:30 am. Breakfast is served in our two beautifully decorated dining rooms, one of which has a working fireplace. Start your day with custom-blended, locally roasted coffee or a selection of fine hot teas along with your choice of juice. The buffet contains a variety of cereals, granola and yogurt as well as fresh fruit salad. A creatively prepared hot entrée such as a quiche or frittata is served daily. You will also find some wonderful bread for toasting from a local bakery and home-baked muffins in assorted flavors.
Hot drinks including coffees, teas and hot chocolate are available from 7:30 am to 10:30 pm in the front sitting room. In the summer months, lemonade, iced tea and cookies are served in the afternoon on the front porch.
Dining Options
The Inn at Cooperstown is within walking distance of many fine restaurants and casual eating spots. There is a dining guide in the front sitting room at The Inn with sample menus from many of the local eating establishments. The staff at The Inn can provide recommendations and make reservations. During the summer months advanced reservations may be required for some restaurants.


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- 169 total posts
- 1 review
- 168 comments
Reviews & Stories
Tummy Tuck Scheduled 04/01/14 - Woo Hoo
Anxiously awaiting my new Tummy! After 2 Vertical C-Sections and Hysterectomy, this 53 yr old is past ready for a new Tummy!! Consult with Dr. Christopher Schaffer, Bham AL went well now looking forward to a wealth of information on this site and updating my progress in the weeks and months ahead. Well I have been picking up supplies, food, etc. as I prepare for the big day. Anxious,... READ MORE
Recent comments from naknaksnewtummy
Awe Thanks! I am a little over 7 months post op and wish I had done this years ago. Love Dr. Schaffer! READ COMMENT
I was the same way when I moved from the recliner to the bed and gradually was able to get it down to one pillow and eventually to my sides. READ COMMENT
Oh wow - sure hope you feel better soon READ COMMENT
Getting straight is definitely a gradual thing - even once I was straight, I would still be bent when I stood up and it would be a gradual straighten as I was up longer. When I first started sleeping in the bed - maybe week 2 - I had... READ COMMENT
Glad to hear you are feeling better allie. Girl it is definitely better for the pants to be loose than tight! ha I am loving being 10 lbs less than before surgery. I was 6 wks po on Tuesday and I too still have some evening swelling... READ COMMENT


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Related Publications
- Related by Publisher
- Related by Topic
Related Links
The Right to be Israeli: Race in Israel
Josh Rolnick, The Sh'ma Institute, December 2010
Topic: Race, Beta Israel, Immigration, Ethiopian Jews, Racism, Tolerance, Law, Unity, Refugees, Diversity, Zionism
Name of Publication: Sh'ma: A Journal of Jewish Ideas
Editor: Berrin, Susan
Volume/Issue: Vol.41/no.675
Page Number(s): 20
Coverage: Israel
Language: English
Copyright Holder: Publisher
Copyright Information: Download for personal use, freely distribute link
Bibliographic Information:
Paul-Stern, Karen. The Right to be Israeli: Race in Israel. Sh'ma: A Journal of Jewish Ideas. Josh Rolnick, The Sh'ma Institute. December 2010: 20. http://www.bjpa.org/Publications/details.cfm?PublicationID=7979
» View Publication
(PDF, 106 Kb)


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If you missed it, see the first six tips here. See other parts of this series to find out my history with weight, and how I lost more weight than I ever have eating real food.
I hope you found something in the first six tips I shared to help you towards your food goals, whether that means losing weight or just eating intentionally for health. Regulating and caring about the food we put in our bodies should actually be a goal of ours no matter what we weigh, shouldn't it?
Here are the next six things I've learned that have helped me lose weight while eating real, whole foods:
7. Weigh yourself at least weekly. While some people may feel they don't need to, there are many studies (too many to link to- a quick search will pull up a lot) that show that weighing regularly is a key component to losing weight and keeping it off. Some suggest daily, but I find there is too much fluctuation for me- I think weekly or a couple times a week is sufficient.
I know for me, when I didn't weigh myself and I just let my clothes tell me if I'd gained pounds, it was too late. Meaning, ten pounds is a lot harder to think about getting off than two or three…or even five. Who knew clothes could hold so much extra poundage?
Bottom line for me- yes it's "just a number" but I need the reminder to think about what I'm eating (back to that "unthinking" eating that always plagues me…), and to get back on track if I see a couple of pounds creep back on.
8. Eat favorite foods first and stop when full. Save any leftovers for lunch the next day. I've been known to put a post-it with my name on it on containers in the fridge. But knowing I can eat a favorite food again the next day helps me to eat a small portion and not feel deprived…so, you do what you have to.
Doesn't the thought of eating favorite foods first go against the grain? As a kid of course, it wouldn't have worked, 'cause all my meals would've consisted of bread, meat, and desserts! But now it means that I first eat whatever I like best on the plate – which is often roasted or grilled vegetables (yumm-o) or meat. I'm not as big on potatoes and rice, so that usually gets left.
What we have to get away from is filling up with all the foods we think we "have" to eat, then eating what we want to eat (and which we now deserve, because we ate all the other stuff!), even if it's past full. This includes a meal with dessert. If a dessert is part of a meal, plan for it and eat accordingly (that means less) so there is room for a small portion.
9. Limit eating (aka, tasting) while cooking. Ah…what we eat in the name of tasting. More of that "unthinking" eating.
I've just now realized through writing this (and Part One) that I can see the change I've made towards being intentional about what I eat. Really thinking about it. And yet, to be honest, there were many years I didn't want to think about what I ate – I was tired of it.
What's different now? I think it's that my food isn't "diet food" or different from what everyone else eats. I don't feel like I'm thinking about it all the time. I don't keep a food journal (I know it helps people and there are studies to prove it, but it isn't for me), I don't buy special foods or eat other things, and I don't measure and weigh all my food (that's what I like about using the measuring prep bowls – they seem like regular bowls) – just some snack items.
10. Change the "don't waste food" mindset when it comes to cleaning your kids plates. The food is not going to be wasted if we don't eat it. In fact, it will be wasted by going to extra, unneeded pounds on us! If it's a large portion left, go ahead and save it for a leftover. Otherwise, feel free to toss it – just try to reduce waste at the other end in the future by giving them less on their plates.
11. Break bad food habits like eating when alone or reading. Oh, this was (and still is!) the hardest thing for me to get over. I started these bad habits in elementary school by eating after school when I was alone, often with a book in hand. Then it became eating bad-for-me foods when I was alone.
Even now, when my family leaves and I'm alone, one of my first thoughts is, "what is there to eat?" Doesn't matter if I'm hungry or not. And munching on something while reading a book has always seemed comforting to me. So I really try to not eat while reading. About the only exception is on days I work, I use my lunch time to read the mail. But it's at a table and the food is on a plate, so it's pretty safe. A book and a bag or container on the couch, though? Double no-no…that bag will be empty before I know it!
I have found that chewing mint gum or eating a mint will help me to get past the desire to eat in these situations, so I keep mints in a couple of desks at home and in my purse. My favorite are Newman's Wintergreen Mints – no weird ingredients and I can buy them with my Swagbucks!
12. Use dark chocolate to ward off sweet cravings. I love chocolate. LOVE it. And I'm so glad I discovered this trick and overcame the guilty feeling of eating chocolate every day.
Yep, every day. Years ago I read a book called The Fat Fallacy (which I loved- all about how the author moved to France and lost weight eating full-fat foods!) and learned it was OK – and even beneficial – to eat a small piece of dark chocolate after dinner. And you know what? The more I eat dark chocolate, the less I crave the candy with milk chocolate that I used to like so much. Another case of a more basic, real food (dark chocolate isn't diluted with milk and has less sugar) being more satisfying.
It's also one of the reasons we're OK with having dessert only occasionally – we don't feel deprived at all. It's amazing how a little square of Bliss or Dove dark chocolate makes us feel decadent. It's like…"shhh, don't tell anyone, but we eat chocolate after every dinner!"
Well, there you have it – the 12 tips and tricks I've used (at least all I can think of right now!) through the last year to lose weight, keep it off, and be healthier.
What about you- what are some of the things you do that help you to lose, maintain, and feel satisfied? I hope you feel free to share in the comments or on AOC's Facebook page!
Read the entire series on Losing Weight with Real Foods:
- A Weighty Issue – My history with weight and body image
- How I Lost Weight Eating Real Food {More Than Ever!}
- Tips, Tricks, and Techniques For Weight Loss
- More Tips, Tricks, and Techniques For Weight Loss
- Portion Control: Real Life, Real Food – pictures of a few days worth of meals
- Is Exercise Necessary For Weight Loss?
- A Simple, Easy Workout {And a Free Printable}
Don't miss a post! Get email updates from An Oregon Cottage or subscribe by RSS.
Disclosure: This post contains affiliate links. By purchasing something through a link, it helps support An Oregon Cottage!
This is linked to Funky Junk Interiors and Weekend Wrap-Up.


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The GX3 uses the latest evolution of the QSC Grounded Collector output system, for optimum cooling of the critical power transistors. A true Class B biasing system combines maximum thermal efficiency with excellent audio performance.
Both amplifiers use premium toroidal power transformers for reliable "mid-weight" performance. A variable-speed fan moves air crosswise through the amplifier, drawing cool air in over the power transformer, through the fan, and then over the heat sink. This keeps the transformer cool and allows a full size heat sink to fit in a down-sized chassis. As always, the amplifiers are fully protected from the usual hazards of the trade, ensuring stable performance and long life.GuardRail
GuardRail protection delivers full peak power while preventing detrimental overloads. During excessive clipping, or extreme overheating, GuardRail reduces gain just enough to preserve the integrity of the music, protect the speakers and keep the audience excited, without unprofessional distortion levels or shutdowns. Learn more about how GuardRail Protection worksSubwoofer/Satellite Crossover
A subwoofer reduces strain on the full-range speaker, allowing it to play louder, or letting a smaller speaker do the same job. The GX Series supports this mode with a Crossover switch that splits the full-range input entering Ch 1, sending 20 Hz - 100 Hz to the sub (Ch 1) and 100 Hz - 20 kHz to the top box (Ch 2). The front panel gain controls balance the sub and top box, while GuardRail optimizes peak power into the sub and top individually, for greater musical impact and dynamic range.
Additional Info
Additional Info
|Package Contents
|GX3 For 8 ohm speakers: 250 W - 350 W, For 4Ω speakers: 350 W - 500 W
GX Series amplifiers are ideal for professional entertainers who require maximum performance and portability on a limited budget. QSC designers, headed by Pat Quilter, have optimized output and appearance while reducing raw material cost and weight. It's all here dramatic styling, easy hookup and adjustments, excellent audio quality and QSC reliability.
GX amplifiers deliver just the right amount of power to the most popular speakers used by entertainers. Most loudspeaker manufacturers recommend an amplifier with power output equal to the speaker's "Program (Music) Power" rating or two times (2 x) the "Continuous (RMS) Power" rating.
The GX3 is ideal for speakers in the 300 watt (Program) range, while the GX5 provides full performance for 500 watt (Program) speakers. Both models supply maximum possible power to 4 ohm and 8 ohm loads. Owners of popular 4 ohm loudspeakers (dual-woofer, two-way models and many subwoofers) will find the 700 watt (4 ohm) power of the GX5 an ideal match (also sold by Unique Squared).QSC GX3 Features:
Click and drag any of the input and output cables below.
GX Series User Manual Multilingual


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Discussion in 'Pistons and NBA' started by roscoe36, Dec 7, 2009.
I liked Amir, but I just think Jerebko will provide a lot more in all facets of the game.
You gotta like Amir though. He's in a contract year, and he is playing like it. These last few games from him are probably going to double what he might otherwise had got at the end of March.
fine lets compare this year.... Amir 6.2 points 4.8 rebounds .5 steals .8 blocks and 3.1 fouls a game Jonas 9.3 points 6.0 rebounds 1 steal .4 blocks and 2.9 fouls a game Jonas beats him across the board except in the blocks.... I'll take Jonas thank you.
17.7 mpg and 27.9 mpg. Huge difference. JJ gets 58% more playing time than Amir thanks to the Pistons being injury riddled and one of the worst teams in the NBA. The thing is, when Amir out of the game, there is another body in there producing and the combination of the two of them exceed JJ's production in the same amount of time.
look at alot of those low min games for amir.... 5 fouls all over the place, JJ plays more mins and gets less fouls per min. i will still take JJ.
JJ fouled out of 4 games this year and Amir has fouled out 4 times in 5 years. How big of a problem can this really be? Amir had 45 games this year without foul trouble and 67 games with 4 or less. In the 80's it was cool for Pistons big men to protect the paint with blocked shots and hard hacks. It would be extremely easy to average 0 fouls per game. I could do that.
I average about 25 fouls per pickup game. I don't mean to, but once you start getting tired...
Especially with an air of uncertainty over Bosh, they might decide to lock him in early.
You're that guy! Now just imagine if you're coach pulled you out after 2 of those. You wouldn't have any fun at all.
Getting bad fouls is much more than just putting yourself in jeopardy. A couple of quick early fouls puts the opponent into the bonus and they are headed to the free throw line with every subsequent foul.
This year, like every year, the opponents score drastically less points when Amir is on the court. Specifically, it was 8 less points per 48 minutes. He comes off the bench, so he's usually in at the end of the quarter when the bonus situation would occur. Fouls happen when you're trying to stop the other team from scoring. Amir seems to take unusual pride in challenging shots and playing help defense for a player his age. And 4 foul outs in 5 years of NBA action? That means that in 1% of his NBA games, he was forced to stop playing because of fouls. What is so magical about the 6th foul that coaches won't ever let it occur?
I think the foul out stat is irrelevant. Stats per minute matter much more. Amir's fouling was never the issue in my mind. He was a really mediocre team defender in Detroit.
Last year, he had the highest offensive rating and the 3rd best defensive rating on the Pistons (a fraction behind Sheed and Dyess). 120 points on offense compared to 105 on defense per 100 possessions. That's sick. It was the biggest spread on the team. The year before that, it was 115 and 95 for a 20 point spread. The 95 meant that we were at our best defensively with him in the game. The year before that, it was 111 and 96... also the best defensive number on the team. Help defense is his greatest talent. And the pattern continues. This year with Toronto, they scored 124 and gave up 110 per 100 possessions with him on the floor. The highest offensive output, the best defensive numbers from any player with more that 311 minutes of total playing time, and by far the biggest positive spread on the club.
There are lots of guys who every year generate great numbers coming off the bench. Their stats look awesome when they are macro'd up to higher minutes than they actually play. What is missing is the context. Dice and Sheed's minutes were never the same as Amir's minutes. Amir played without pressure. Dice and Sheed had to start and play in the clutch. They had the toughest possible matchups every single night. Stats can only tell us so much.
for me, this comparison here has been meaningless: Amir plays against of bench players; JJ has to go against of starters.... ...and rule no 1: in NBA there is pretty big dropoff between starters and benchplayers. ...and stats per 48 are for fools, so to speak: nobody distributes through 48 min every game...
His statistic impressed me at the ending of the season when they started Amir in place of Bosh.
My point is that when a guy is the highest +/- force on the team, don't take him out because he has 4 fouls. Amir's method works. He challenges everything and keeps the other team's scoring down. He racks up fouls, but most of the time, the other team would have scored easy baskets on those plays anyways. So, he's not giving the other team points, he's making them earn them. He's not fouling jump shooters, he's fouling bigs and guards who have already penetrated.
Separate names with a comma.


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Arenál Volcano is an active andesitic strato-volcano in north-western Costa Rica (10.5N, 84.7 W), around 90 km north-west of San José, in the province of Alajuela, canton of San Carlos, and district of La Fortuna. It is the most active and youngest volcano in Costa Rica. Recognized as a volcano since the 19th century, it was known by foreign investigators as Volcán Costa Rica, Rio frio, Canastos Volcano and Cerro de los Guatusos. Scientists have been able to date it back to more that 4000 years ago. The area remained largely unexplored until 1937 when a documented expedition took place to reach the summit.
Once locally known as Cerro Arenál, it was presumed extinct until July 29, 1968 when an earthquake caused it to erupt after approximately 400 years of dormancy. The eruption wiped out the town of Arenál and killed 67 people. It lasted for several days, and during that time, it destroyed crops, property, livestock, and forests. 15 square kilometers were buried, and the explosion affected over 232 square kilometers. The eruption caused three new and active craters to form. Before the eruption, there was a wide variety of plant and wildlife on the mountain. It has been active since the explosion and can be reported to have minor eruptions every 5-10 minutes.
Arenál rises 1633 meters above sea level and overlooks Lake Arenál; both are part of Arenál Volcano National Park. As the country's most active volcano, Arenál's eruptions are strombolian in nature, being frequent but moderate and can be viewed without danger as long as the viewers are behind the safety perimeter. This constant activity and minimal danger makes Arenál a popular tourist destination, especially at night because the lava and incandescent rocks make a spectacular sight. This is one of seven historically active Costa Rican volcanoes including Poás, Irazu, Mravalles, Orosi, Rincón de la Viaja, and Turrialba.
A variety of tours to Arenál are included on this web site.
Back to HOME PAGE
For tour rates and
other information, contact
Carol Calkins, Los Gringos Locos, S.A.
Last updated on December 18, 2009
by Blue Moon Web Productions © 2000
All rights reserved.


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A ridiculous analysis unbecoming of the Washington Post
Blog ››› ››› JAMISON FOSER
The Sestak "controversy" just keeps getting more absurd, courtesy of the Washington Post:
Let's recap:
1) There's nothing wrong with offering Joe Sestak a job.
2) Political partisans and journalists have invented a scandal out of something that is not.
3) It is unbecoming of the White House to appear defensive in response to being accused of wrongdoing where there is none.
Got it?
Balz goes on to pretend there are remaining questions:
The report said White House Chief of Staff Rahm Emanuel enlisted former president Bill Clinton to raise the matter with Sestak. Sestak said he had one conversation with Clinton -- date uncertain. But the report said that "efforts were made in June and July of 2009," suggesting more than one conversation. Who else was involved and what else transpired?
Who cares who else was involved and what else transpired? There has been no credible suggestion of wrongdoing. None. You can play "who else was involved and what else transpired" forever, as long as you aren't limited to questions about wrongdoing. Who did Dan Balz have dinner with last night? What did they talk about? What else happened? Why won't he tell us? What is he hiding?
Balz then pretends the White House could have avoided all of this:
For the White House, the latest revelations only create more questions. For starters, why did it take the White House months to issue any kind of report on its intervention in the Sestak-Specter race? And why, after so many months, was that report as thin as it was? Couldn't the White House have put the matter to rest months earlier?
No. See, Republicans still would have pretended to be outraged -- we know this from the fact that they continue to pretend to think there is a scandal here, even after it has been made clear that there isn't. We also know it from basic common sense, and from being alive and aware of how the Republican party deals with Democratic presidents. So all that remains is the question of whether the media would have ignored the GOP's criticisms had only the White House responded more quickly. That's such an absurd thing to believe that you'll notice that Dan Balz doesn't actually say it. The fact that Balz wrote that paragraph in questions rather than in statements suggests that he doesn't really believe the White House could have "put the matter to rest months earlier." If he does really believe it, here's a challenge for him: Say it directly. Come out and say, explicitly, that Darrell Issa would have dropped this months ago, had only the White House explained what happened -- and that if he didn't, the media would have ignored this whole big ball of nothing.
Balz concludes:
In comparison with the oil spill, the Sestak and Romanoff cases are minor irritants to the White House. Why shouldn't a White House seek to avoid costly and potentially divisive primaries in a year when holding every seat is crucial?
But, if that's the case, why can't White House officials say that more explicitly? Why can't it be more forthcoming about the nature of its efforts, particularly once they become public? If transparency was a key promise during Obama's presidential campaign, why have officials made it so difficult to get to the facts of these cases?
This is simply nonsense. And I would submit that it is in bad faith. Did anybody, ever, interpret the Obama campaign's comments about transparency as meaning that the Obama White House would release transcripts of every conversation anyone ever has with anyone? Of course not. There is not one reporter in America who thought during the 2008 campaign that Obama was promising to disclose every detail of every discussion everyone at the White House, or acting on the White House's behalf, has with potential employees. Nobody thought that for the very simple reason that the Obama campaign didn't make any promise even remotely resembling that.
But reporters are now willing to pretend such a promise was made so they can justify complaining about the White House's response to an utterly trivial non-issue. The Obama campaign's statements about "transparency" don't mean that they are required to answer every completely pointless question the GOP dreams up. Reporters shouldn't pretend they do.
- Network/Outlet
- The Washington Post
- Person
- Dan Balz
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Hello everyone I am new to this forum.
I am a new duck hunter I started hunting creeks out in Lancaster county about two years ago and I became addicted. I now live near the delaware river near Washingtons Crossing and New Hope. I was wondering if anyone could offer me some advise on hunting the delaware? Is it best to float the delaware river or find a spot to set up a decoy set. I have decoys and all the gear but I have seen some different tactics just wondering which one works best.
Thanks hope everyone did well yesterday


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Stocks and euro decline pending Greek debt deal
Europe's main stock markets dropped and the euro fell versus the dollar yesterday as investors waited to see whether Greece would strike a crucial debt deal.
Indices were down after closing sharply higher on Friday in the wake of upbeat US jobs data.
Approaching midday in London, the benchmark FTSE 100 index slipped 0.32 per cent to 5,882.10 points, Frankfurt's DAX 30 lost 0.55 per cent to 6,729.18 points and in Paris the CAC 40 slid 1.07 per cent to 3,391.08 points.
The euro retreated to $1.3055 from $1.3156 on Friday.
"Greece's finances remain the main focus of market concern and the weekend didn't appear to bring the much-promised resolution any closer, with still no real signs of an imminent agreement on the new €130 billion bailout that the country needs to avoid a default in March," said Michael Hewson, an analyst at CMC Markets.
Greek Prime Minister Lucas Papademos faced more cliffhanger talks yesterday with European Union and International Monetary Fund officials, and coalition partners as a deadline for crucial debt relief drew closer.
Papademos was to meet representatives from the EU, European Central Bank and IMF and then later receive heads of the Greek socialist, conservative, and far-right parties who support his coalition government, the premier's office said.
Greece is trying to wrap up three weeks of tough negotiations to avoid a historic default in mid-March that could disrupt the 17-nation eurozone and possibly hobble a global economic recovery.
After five hours of talks on Sunday, Papademos noted agreement on a state savings target of 1.5 per cent of gross domestic product that included the implementation of reforms to lower production costs and a scheme to recapitalise Greek banks. Other issues remained unresolved, however, putting in doubt an overall deal.
The Dow Jones Industrial Average closed up 1.23 per cent on Friday in response to the jobs data to hit its highest closing level since May 2008.
Asian stock markets mostly rose yesterday, tracking the gains on Wall Street. Tokyo rose 1.10 per cent and Sydney added 1.05 per cent but Hong Kong edged down 0.23 per cent.
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Conversations shaping the future of emerging media
For those of us that use it, we've always felt that there's something there. If we keep following our intuition and pull that string, it could be larger. – Apple CEO Tim Cook on the future of Apple TV
Go here to see the original:
Apple TV? Still Fine-Tuning, Says Cook.
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German Shepherd Dog Forums (http://www.germanshepherds.com/forum/)
- General Information (http://www.germanshepherds.com/forum/general-information/)
- - pet name (http://www.germanshepherds.com/forum/general-information/194214-pet-name.html)
pet name
hi- i just adopted a g.shepherd/f/ her face is 1/2 black & 1/2 gold. sh is very big. has no name. i have had her for 72 hrs & keep thinkin up different names. i'd like a short name with a "e" Sound at the end. thanks for your help.
a picture would help.
Emma! Edy.
Apollymi. Sadie. Amy.Gracie. Leslie. Brookie. Maddie. Beverly. Nefertiti. Ari. Ashanti.kairi. Yufi. Yuri.
How about Shimmer...aka...Shimmie
Name her what I named my dog. I named her Schatzi (Shat-zee) means sweetheart in german. I thought it was a unique name until I walked in downtown and found out it's some what common, but it's a nice name. I like the ring to it and the meaning. :)
Darling? Jade? Ginger?
How about these
When Link's grown and settled, I'm considering getting a puppy, most likely border collie, otherwise another GSD, and naming her Navi.
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How to Stay Healthy at Sea
I'm frequently asked about medical care aboard a cruise ship.
We've all been bombarded with the Norovirus "gloom and doom" media reports. Slow news day? Perhaps. But the bottom line for many of us... is it safe to take a cruise? Is onboard medical care adequate? Are the doctors licensed? Can a life-threatening emergency be addressed? Are there nurses onboard? Is there a hospital or medical center on the ship? What happens if I get an infection and need medication, is it available? What happens if I fall and break a bone, is there X-ray equipment onboard?
Thankfully, the answers to all of the above are "yes".
So let's start with Norovirus.
With over 100-cruises under my belt, I have had one…and only one time when the Captain made a general announcement that eight fellow guests had been quanrantined for suspecion of Norovirus. He then proceeded to tell us how to correctly wash our hands and described all precautions being followed at that time. For the remainder of the cruise there were no more updates and it looked as though the "outbreak" was under control.
And just for the record, I am a cronic hand-washer and gave very little thought to catching anything.
However - with that said, let's be clear. The common cold is the only illness more common than Norovirus and according to the CDC (Centers for Disease Control) there are more than 20-million cases of Norovirus annually.
Norovirus spreads quickly whenever there are many people in small areas, such as dormitories, nursing homes, hotels, restaurants…and cruise ships. Norovirus is not a "cruise ship" virus and it is obviously not limited to cruise ships. It is mostly a result of guests setting sail sick…and then spreading it around. So why are we always hearing about it?
Unlike land-based hotels, motels and resorts - health officials are required to track illnesses on ships which means outbreaks are found and reported more quickly at sea. What should you do to prevent getting ill?
Wash your hands - a lot - with hot water and soap for 20-seconds and dry hands thoroughly when done. Other than that - use your own judgment. You may want to limit person-to-person contact - although I always shake hands with the Captain and his officers. When going ashore drink only bottled water (from ship is best) ; avoid ice-cubes ; be sure all food is well-cooked and do not eat raw shellfish, food from street vendors and unpasteurized dairy products.
On a recent Holland America "Zuiderdam" Panama Canal cruise, I had the opportunity to interview Janet Skanes, RN & Chief Medical Officer and Dr. Emily Luza. Nurse Skanes and Dr. Luza were part of a five person medical team - 2 MD's and 3 RN's - onboard "Zuiderdam" for every cruise. Although quite obvious to me, both women stressed how much they love their jobs and how proud they are of the excellent medical care given to passengers and crew onboard "Zuiderdam".
Q - How long are your onboard work/assignment contracts?
A - Four to six months on - 2 months off.
Q. - What are your medical specialties.
A - (Janet) - I am an emergency room nurse and Dr. Luza is an adult internal medicine specialist. Holland America Line hosts several mandatory medical conferences for updating our extensive and consistent quality of care for all passengers and crew. All of our medical professionals have extensive emergency room and internal medicine/primary care credentials.
Q - What are the most frequent illnesses you treat?
A - Upper respiratory infections, cuts needing stitches , sprains & broken bones , general pain and chronic, ongoing care. But of course, we've seen it all and have the capability to stabilize and give great comfort to our patients. We have modern medical equipment plus a very comprehensive lab and pharmacy onboard all of our ships.
Q - What about something more serious, like a heart attack or diabetic shock?
A - Again, we have a well equipped infirmary and a very high level of care - we are prepared to handle all levels of emergencies.
Q - You haven't listed sea-sickness.
A - Seasickness is not the issue it was years ago thanks to the stabilizers and technology on our modern ships.
Q - What is your best medical advice for cruisers?
A - Wash your hands thoroughly and frequently , be sure to pack all necessary medications and be confident that if you become ill, you are in very good hands.
Does a medical career at sea sound like something you would may want to do? According to Erik Elvejord, Director of Public Relations for Holland America, interested medical professionals should send an updated copy of their resume to: firstname.lastname@example.com
Holland America Line is a very popular and award-winning, premium cruise line circumnavigating the world. With a fleet of 15 ships offering more than 500 cruises to 415 ports in 98 countries - Holland America features a "Signature of Excellence" onboard all sailings. An excellent value for your vacation dollar, Holland America is a particularly good choice for cruises in Alaska, Europe and the Panama Canal. www.hollandamerica.com


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Did Harriet Green, the Thomas Cook boss, receive much hate mail from headhunters when she suggested that women who coveted a top job should simply write in to the chairman to put themselves in the running? It's what she did at the tour operator by getting in touch with Frank Meysman, after all.
"I have met with many headhunters subsequently to make sure that my position is understood," she reveals. However, Green likes the direct approach when recruiting too, often ringing up out of the blue executives she wants to hire.
"I've never been fearful of calling someone up to say would you like to have a chat," Green adds. "If they say no I'm busy, then that tells me a lot. If they say yes to 10 minutes, then I'll talk really fast."
Thankfully, the headhunting community is not completely redundant at Cook Towers. Egon Zehnder must be adding some value because it has been engaged to help the holiday firm strengthen its board.
Berwins decides on a uniform retreat
All credit to legal website RollOnFriday for being a dedicated follower of Berwin Leighton Paisner's fashion advice for new joiners, which was recently taken down from the City firm's intranet.
It seems that the higher-ups at the solicitors office thought it inappropriate for BLP to warn men that skinny ties belong in "Hoxton bars, not the office" and that black suits are only suitable for "funeral attendees and bouncers".
As for that grossest of solecisms, a coloured shirt with white collar: "You are not an estate agent from Chelmsford".
The no-nos for women include wearing a suit jacket as a blazer, which "fools no one and looks sloppy" and picking from Topshop's suit range. That's no way to win legal work from Sir Philip Green.
A spokeswomen for the firm told RollOnFriday the blog had been taken down because it contained "misplaced humour". BLP should have known from the outset there's nothing more serious than sartorial elegance in the Square Mile.
A Wharf replay for Level 42?
Canary Wharf Group's foray into the world of start-up office space has been a success. Level39 — "Europe's largest accelerator space for finance, retail and future cities technology companies", according to its website — has been so inundated with demand since its launch in March that Canary Wharf Group is setting aside a further 15,000 sq ft for high-growth technology companies.
This new space, on the 42nd floor, will follow its big brother and operate under the name Level42. Just one problem — Level 42 was a popular 1980s jazz-rock fusion band, with hits like Lessons in Love and Something about You.
Will the band, which toured last year to celebrate the 25th anniversary of its seminal album Running In The Family, be performing at the opening party of this new techie office space? City Spy certainly hopes so.
* Redrow founder Steve Morgan picked up a £1.5 million dividend this year as the housebuilder reinstated the payout and profits jumped 63%. By coincidence, £1.5 million is exactly the amount paid by Redrow in administrative fees to defend itself last year from Morgan's bid to take it private at 152p a share. So will the chairman, who returned to the helm back in 2009, give up his divi to pay for the fees? The Wolves owner, pictured below, says pointedly: "I've turned this company from a £160 million loss into a £70 million profit and the shares have gone from 108p to 240p." City Spy is taking that as a firm no.
* Foxtons was strangely mum about its £650 million float, with no one able to speak to journalists on Friday even as shares soared 20% in minutes. Perhaps, having hired no fewer than four banks for the float, it can't afford PRs.
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- DELINTE® DH2DH2 Tires by Delinte®. Season: All Season. Type: Performance, Truck / SUV. With its ultra-wear-resistant tread compound, large pattern interior tread blocks, and heat-releasing shoulder design, the DH2 is engineered to go the...Asymmetric Pattern DesignFour Wide Longitudinal GroovesSize: 175/65R15Load/Speed Rating: 84/H$72.89 each●In Stock (150) - Ships within 24 hrs$291.56 / set of 4
Delinte Tires are specialty tires created for lower profile applications. From 16-inch diameter wheels to super-sized 28-inchers, Delintes focus on meeting and exceeding the high strength and flexibility requirements of large, low-sidewall tires. Delinte is on the forefront of technological advances in tire construction. Delinte Tires provide excellent handling and a smooth ride combined, for customers who are looking for ultra-high performance with maximum versatility over rough roads.
Delinte D7 tires are designed for wheel diameters up to 19 inches. Whether you own a GT coupe or sport utility designed for high performance, the Delinte Thunder D7 come in a range of diameter sizes, widths, and sidewall heights. Superior grip is only a small part of what high performance tires must deliver, because at high speeds it is equally important for rubber to resist heat build-up, maintain its shape, and deliver low levels of rotational noise.
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Large rims have much higher levels of rotational mass, and a superior tire designed for 20-plus inch wheels must be a true scholar-athelete, on its game all the time. Before anything, intelligent design and materials must meet with smart construction. Then, the finished product must never waiver in providing strength, flexibility and agility under the toughest of conditions. The Delinte D8's variable pitch tread pattern allows for excellent water disbursement and allows tire centers to better stretch and compress as needed to allow the high-strength tire shoulders to remain in place with minimal sidewall damage.
If you're considering purchasing new wheels with your tires from CARiD, we will arrange mounting and balancing at no extra cost to you before shipping. To find Delinte D7 or D8 tire sizes available for your car, truck, or sport utility, choose a year, make and model from the fields on the left column. Select the tire diameter size you need, and then further choices of driving factors let you narrow your search down even more. Final selections that appear should be specific to what you're looking for. Or contact CARiD 7 days a week to speak with one of our tire and wheel experts.


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Here are the top 10 most famous brand watches in the world. It is a brand that has a very long engaged in the manufacturing of watches, so that the level of accuracy they made watches are extremely high. Watches made them very concerned about the quality, so that their products have the best quality watches in the world.
Rolex company was founded in 1905. Rolex headquarters are in Switzerland. Rolex watches has advantages in design. With the advantages that make rolex has its own fans among lovers of watches.
Omega was founded in 1848. The head office in Switzerland. Omega watches design is often very unique and popular, such as Omega Seamaster watches and omega james bond 007 watches. Omega watches are very popular among European continent, although in the United States and Asia is also not less popular.
Oakley was founded in 1975. The head office in USA. Besides the well-known product glasses, Oakley also produces watches that are no less popular and legendary in the world.
Patek Philippe
Patek Philippe Company was founded in 1851. The head office in Switzerland. Some of these products of brand watches patek philippe also included in the top 10 most expensive watches in the world.
Titan is a watch company that was founded in 1987. Titan headquarters is currently located in India. Titan watches are sold worldwide with 6 brand names are: Titan, Sonata, Nebula, Octane, Xylus, and Fastrack.
Citizen is a company founded in 1918. The head office in Japan. Together with Seiko and Casio, Citizen have growth in Japan and knowing as BIG 3 in Japan. If seiko with kinetic, casio with digital time, so citizen with Eco-drive technology. Eco-drive technology is charging energy at hand with the help of solar power or light.
Timex was founded in 1854. The head office in USA.
Seiki Company was founded in 1881. Headquarters in Japan.
TAG Heuer
TAG Heuer was founded in 1860 and its headquarters in Switzerland.
Casio was established in 1957, and Casio's headquarters in Japan. Casio watches is indeed the leading brand for watches in the ASIA. As popular as SWISS, which is the center of a watchmaker in the EUROPE. CASIO watches can be successful because they can take advantage of advances in technology in Japan where at that time not many manufacturers of watches. This makes it a Market LEADER for watches market in asia. With its innovations sophisticated, like to first make a watch battery (quartz) which work both digital and analog, using the LCD screen on the watch, and the latter is WAVEceptor technology and solar power watches.
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Sound of Charlie Parker Still Echoes in Jazz World; Charlie Parker Sound Still Echoes in Jazz World
By JOHN S. WILSON ();
August 22, 1975,
, Section The Week In Review, Page 66, Column , words
Charlie Parker would have been 55 years old next Friday.
August 22, 1975
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TEN Things To Reduce Your Healthcare Cost$
These days, everyone's looking for ways to save money on healthcare. There are many things everyone can do to save money on medical costs without compromising on quality of care. Here are ten money-saving ideas you can use to reduce your healthcare expenses.
Visit in-network doctors
Health insurers, including Blue Cross of Idaho, negotiate with providers and healthcare facilities for discounted fees. These providers make up the health plan's network.
When you visit an in-network provider, you usually pay a lower copayment, lower deductible and lower coinsurance (depending on your plan). Visiting an out-of-network provider can cost you more.
Use generic drugs
Generic drugs, on average, cost one-third less than brand-name drugs but use the same active ingredients and have the same therapeutic benefit. In addition, many pharmacies offer generic discount programs that could save you money.
The cost of these programs varies by pharmacy, but it's worth it to find out if your pharmacy's generic discount program will cost you less than your health plan's generic medication copayment. Ask your doctor or pharmacist if generic drugs are available for the brand-name drugs you take.
Ask your doctor if a recommended service is absolutely necessary
Become an active participant in your healthcare and ask questions about all the services your physician recommends, including radiological services, hospital stays, lab tests, medications and anything else. Talk to your doctor and find out if a procedure is absolutely necessary.
You could lower your healthcare costs by eliminating a needless test or procedure. That decision needs to happen in partnership with your doctor, but by asking, you could save money. If your doctor says you can schedule a specific procedure or service at a later time, then it's in your best interest to shop around to find the lowest cost.
Take care of yourself and stay healthy
A great way to save money on your healthcare is to stay healthy. To maintain a healthy lifestyle, eat properly, exercise regularly, maintain a healthy weight and don't use tobacco.
According to the American Medical Association, 25 cents of every healthcare dollar goes to treat diseases or disabilities that result from changeable behaviors.
Go to the emergency room ONLY for emergencies
You will save money when you visit an in-network provider or walk-in clinic for routine ailments such as sore throats, colds, flu, earaches, minor back pain, and tension headaches.
Before you go to a hospital emergency room, ask yourself: "Am I going to the emergency room because I have an emergency or because it is open and I don't need an appointment?"
Follow your doctor's instructions
Visiting the doctor is important and you'll get the most out of your visit if you follow through on prescribed treatments and instructions.
After a visit, follow your doctor's instructions and treatment advice and take any medications exactly as prescribed.
Check your EOBs to make sure they only include services you've received
Carefully review the explanation of benefits (EOB) forms from your insurer to make sure they only include procedures and services you received. Call your health insurer if you find a mistake.
Follow preventive guidelines
Keep yourself healthy and save money on health expenses over time by following preventive guidelines for regular checkups, immunizations and tests (Pap smear, fecal occult blood, rubella, PKU, PSA and cholesterol).
Many insurance plans have preventive care benefits for these services, which may mean you pay nothing, including no deductible or coinsurance, out of your pocket for the first several hundred dollars of preventive care. For example, if you have a Blue Cross of Idaho $500 preventive care benefit, you pay nothing for your first $500 of preventive care.
Use and get the most out of your flexible spending account
If your employer sponsors a flexible spending account, use it. With a flexible spending account, you choose to have pretax dollars deducted from your paycheck for out-of-pocket medical costs.
Most people don't realize all that a flexible spending account could cover, including prescription drugs, health insurance deductibles and copayments, acupuncture, eyeglasses, contact lenses, laser eye surgery, some over-the-counter drugs (allergy medications, cold medicines), crutches, bandages and dental care, including orthodontics.
Take advantage of online tools and resources
You can save by using online cost comparison and health analysis resources available on the Internet. Blue Cross of Idaho members can keep tabs on their health with six online health assessments - health & well-being, sleep, stress management, nutrition, fitness & physical activity, and back and joint health.
Each assessment asks questions about health and behavior, then provides useful information and guidance tailored to a member's specific health goals. Awareness of your health and well-being helps you stay healthy, and staying healthy saves you healthcare dollars.


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By Dean Haspiel
Episode 17 MEAN STREETS
Episode 18 RUNAWAY
Blog 9 STORYTELLING PROCESS OF MAKING COMIX
Excerpt: "This part of the thumbnail storytelling process can often be the most grueling and wall-punching part but is, ultimately, the most rewarding. This part of making comix IS comix."
You can start reading DIRK DAVIES from the beginning!
MCM 2012: ShiftyLook in London – Day Two
MCM 2012: ShiftyLook in London – Day Three
Bleeding Cool reviews ShiftyLook and Dirk Davies in their inaugural issue #0 [pictured below].


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Sunday Lunch
Sunday Lunch – The Culbone way
Here's a sample of some of the many great dishes available every Sunday lunchtime at The Culbone. This may change as we choose the best produce available on the day.
Sunday Roasts
Roast rump of Devon Red beef with Yorkshire pudding and horseradish cream £15.50
Roast Leg of local lamb with mint sauce £14.50
Roast breast of Crediton chicken breast with bread sauce and cranberry £13.50
Simon David's hand reared pork loin, with fresh apple sauce and crispy sage £14.50
All roasts are served with duck fat roast potatoes, seasonal local vegetables, Yorkshire pudding and homemade gravy
Potato dumplings with wild mushrooms and pesto cream £9.00
Pheasant & Pear sausages with mashed potato and onion gravy £10.00
Fried fish of the day with chips, mushy peas and tartare sauce £market price
Vegetarian fish 'n' chips (beer battered Halloumi) with courgette chips, mushy peas and tartare sauce £9.50
Sticky toffee pudding with Cornish clotted cream £6.50
Eton mess with Somerset berries, meringues and local cream £6.00
Baked chocolate pudding with Baileys and whipped cream £7.00
Classic vanilla crème brulee £6.00
Sandwiches (All sandwiches served with fries)
Rare roast beef with horseradish £8.00
Local ham & mustard £6.50
Prawn & Mayonnaise £6.50
We can get busy so it's best to book – click here to get in touch.


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Gautam Siram, M.D.
Board Certified Orthopaedic Surgeon - General Orthopedics and Adult Reconstruction
Dr. Gautam Siram, Summit-Orthopedic's newest associate, is a fellowship trained hip and knee reconstruction surgeon. A native Washingtonian, he received his B.A. in economics from the University of Maryland, College Park where he graduated Magna Cum Laude. He went on to receive his medical degree from the Mount Sinai School of Medicine in NYC and then completed his orthopedic residency at Howard University in Washington DC. Dr. Siram then further pursued specialized training at the renowned Anderson Orthopedic Clinic, learning both the art and science of hip and knee joint replacement surgery.
His surgical interests include minimally invasive partial and total knee joint replacement surgery using both standard and patient specific, custom instrumentation, the muscle sparing anterior approach for hip replacement with the use of the specialized Hana ® table, and complex revision surgeries for hip and knee joint replacements.
5530 Wisconsin Ave, Ste 1660
Chevy Chase, Maryland, MD 20815
Phone: (301) 657-9876
Fax: (301) 657-8240


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CableTV.com Recommends DIRECTV for your TV service
Independent consumer surveys show that DIRECTV is the best TV service provider among satellite TV and cable companies in Portageville, MO. When comparing cable companies and various television services available in your area, this data can help you determine which package will work best for your needs and budget.
There's more to consider than price when deciding on the best cable company in Portageville, MO. That's why we've compiled info on the highest rated providers available in Portageville—so you can compare and contrast the number of channels and other features offered by each company. No TV package is absolutely perfect for everyone. Most providers can deliver the major networks, but TV packages in Portageville may offer a different selection of smaller channels than you'd get with a similar package in another city. You may want a premiere package to ensure you never miss your favorite show or a Kansas City Chiefs or game. Whatever your viewing needs, we'll make sure you're aware of all your options.
Dependable service and friendly customer support are two essential traits of the perfect cable company in Portageville, MO. That's why reliability and quality customer service are two of the top factors CableTV.com considers when ranking cable and satellite providers. With our help, you can find the friendly, dependable TV provider you've been looking for.