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It's natural to want to socialize. For some, it's a way of life, while a guilty pleasure for others. Social media has grown and is now affecting marketing strategies for businesses everywhere. Being able to speak to masses and plant a seed has allowed companies to grow in ways they used to only dream of. Most business owners will say they want a presence on social media while they really have no idea what the buzz is about.
So What's Next?
"I can pay someone to post on social media and blog for me?! Sign me up!" The end.
Let's Backtrack
Think back to the buzz around social media. That buzz is the social portion taking place. Paying a company to post on your behalf usually just handles the media portion. Yes, social media has the ability to really link consumers to your product, but it does not happen effortlessly. Look over this easy checklist to see if you're off to the right start:
Starting off on the Right Foot
Setting goals for your social media campaign doesn't have to mean gaining more followers or getting retweeted. Your first goal could be to respond to one person or to post a photo from around the office. Remember, you're trying to achieve the mere act of being social. So here's another handy list to give you an idea of what consumers are looking for on social media:
Understand the Commitment
Now that you know where to start and how to interact with your fans, be sure you don't let the numbers consume you. Social media has value that isn't always reflected by increases in followers. Improving customer relationships and gaining loyal fans can improve your business far more than any number of followers alone. Having good customer relationships is one of the main benefits of social media. This is why anyone can handle the media part, but the social half is really up to you.
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1415 Halsey Way, Suite 314 |
Carrollton, TX
75007 | Phone: (800) 383-3482
1415 Halsey Way, Suite 314 | Carrollton, TX 75007
Phone: (800) 383-3482


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El Eden
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MAX 29 ºC/84 °F MIN 18 ºC/64 °F
Bus, taxi, Transporte integrado (Tinto)
Live in communion with Nature, culture and healthy food; visit the Latin American Municipality of the Cittaslow global network.
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Explore with your family the theme stations, the agricultural and livestock culture and flights of 2km at a height of more than 100 m.
Enjoy cultural and adventure tours, landscapes, gastronomy and traditions of the region.
If you like ecological walks, horse riding and landscapes, enjoy the view and tours in the home of the Palma de Cera (Wax Palm).

subset: commoncrawl


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1 Be aware of the fluidity of grief. Chronic sorrow starts and
stops repeatedly.
2 Give yourself an allowance. Acknowledge your feelings and then
go a step farther and validate them.
3 Identify your triggers. Is it play dates? Birthdays? Family
reunions? Awareness gives you time to prepare and helps you
4 Allow your grief to co-exist with other emotions like love and
joy. You can feel several emotions at once and still be a good
5 Seek community. Situate yourself with other parents who
understand. Attend a support group. Have coffee with other moms at
school. Find a forum online.
6 Find experts who help. If your grief defines everything else
in your life, talk to a doctor, therapist or trusted friend. Don't
suffer in silence.
7 Look for developmentally appropriate opportunities for your
child to use her gifts. Seeing her happy will do wonders for
8 Create space in your life for your life. Do something just for
you. Rinse. Repeat.
9 Research. Check out Chronic Sorrow: A Living Loss by Susan
Roos from the library.
10 Repeat this mantra: Chronic sorrow may be a part of our
lives, but it is not the entirety of our lives.
Most days, I take my daughter Evangeline with me to pick up her
older sisters at school. Inevitably, a child waiting with her
mother for a sibling greets us. "Hello, girl. Hi. "
Evangeline is 5. She has Down syndrome, is nonverbal and mostly
uncommunicative. Every time a child tries to befriend her, I grieve
a little. I grieve my daughter's delay. I grieve that Evangeline
doesn't know how to make friends.
Pearl S. Buck, 1932 Pulitzer Prize winner in fiction for her
novel, This Good Earth, and mother to a child with a disability,
once wrote, "I miss eternally the person she cannot be." As a mom,
I don't want to get that.
But I do.
This is called chronic sorrow, a natural, often unrecognized
grief response by those who love children with special needs.
Anne Grunsted, a Chicago mom of 4-year-old Bobby, knows the
feeling. Bobby has Down syndrome, a single ventricle heart and oral
"When we learn our child is disabled, we're not able to process
the totality of what that means. If we were forced to swallow the
whole pill at once, we could literally go crazy. So, instead,
denial ensues. We take in what we can and ignore the rest until
we're ready to handle more of the situation," says Grunsted, who
recently attended a seminar on grief and denial. "That's how I see
chronic sorrow-every now and again, a layer of denial gets stripped
away. I grieve something new."
Steve Grcevich, a physician specializing in child and adolescent
psychiatry, says such grieving is normal.
"Parents of kids with developmental disabilities are especially
prone to chronic sorrow in a Facebook world offering daily
reminders of unattended proms, college campuses that won't be
visited, and independence their child may not achieve," he
The idea of chronic sorrow doesn't sit well with me. I want
closure. Isn't it bad parenting to grieve a child standing right in
front of us? We want the world to love and accept our children. If
grief presents itself over and over in our lives, does that mean we
love them less?
The answer is no.
After years of parenting a child with special needs, I affirm
that life is good. My husband and I have a strong marriage. I am
mom to four beautiful girls. Therapy and doctor appointments,
changing a 5-year-old's diaper, and having to leave a party early
because of overstimulation are all parts of our family's normal
Parenting a child with special needs involves a tight-rope
tension, an almost mystical dichotomy. I love my daughter more than
breath, and yet sometimes I grieve, not who she is, never who she
I grieve the child Evangeline is not.
Gillian Marchenko is the mom of four living in Chicago.
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Need last-minute ideas for a weekend of family fun? No worries. We've got you.
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Welcome to the website of Fernando Montaño, an international dancer and choreographer who holds joint British and Colombian nationality. Voted Latin American Personality of the Year at the 2013 and 2014 LUKAS Awards, Fernando recently became the first Colombian ever to perform in a principal role, having been appointed Soloist with The Royal Ballet.
January 25, 2016
Delighted to be a judge on 'Dancing with the Stars' in ColombiaI've taken a three month sabbatical from the Royal Ballet so that I can spend time in Colombia with my Dad as he is recovering from serious illness, but while I am here I have been asked by RCN to be a judge on the first ever Colombian series of 'Dancing with ...
Read More
January 25, 2016
Family time in BogotaIt has been wonderful to spend so much time with my Dad here in Colombia. This is my longest visit and the most time we've spent together since I moved to the National Ballet School of Cuba when I was just 14 years old. He is recovering well and has loved coming to ...
Read More
January 1, 2016
'The Nutcracker' bridges 2015 and 2016It has once again been a wonderful experience to perform in the Royal Ballet's 'Nutcracker' at Covent Garden this Christmas and New Year. The audiences have been fantastic and it is a great way to end a very happy year ! Best wishes to everyone for 2016 ...
Read More


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For more Badger sports news, notes and discussion, especially on game day, follow Badger Nation on Twitter @TheBadgerNation
One of many repeat visitors on Wisconsin's campus over the weekend, Eden Prairie (MN) Senior tight end Zach Hovey made the trek over to Madison to see Wisconsin take on UMass and saw a lot he liked during his time on campus.
"My visit went really well," Hovey told BadgerNation. "I got to talk with Coach Strickland, Coach Genyk and Coach Anderson a little bit. I even ran into his brothers on the sideline. It was all around a great day. They said that they wanted to see film from my first few games and will evaluate me from there.
"It's an awesome game day experience. I couldn't find an open seat. I liked seeing the coaches again and meeting recruits and others on the sidelines beforehand."
The physical 6-5, 230-pound tight end holds offers from Bucknell, Cornell, Florida Atlantic, Holy Cross, Penn and Wyoming, but he is still hearing from quite a few others.
"I am hearing from the schools I have offers from along with Wisconsin, Minnesota, Yale, Montana State, Bryant, Indiana, and Northern Colorado," said Hovey. "They are all great schools and I have looked in each of them. Minnesota is close, so they are a school that I enjoy and like a lot. It is hard to find negatives on these schools."
With the high school underway, Hovey and his Eden Prairie team came out ready and prepared in the season opener and left with a very convincing win.
"First game went well," said Hovey. "We won 56-17. I didn't have any catches that game. Our starting offense was only in for 15 plays, but I played very physical and helped my team any way I could."
Wisconsin is still looking for its first verbal commitment from a tight end in the 2014 recruiting class.


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101 things to do in the winter in New York City 2009
Seasonal classics and must-do events.
Wed Jan 13 2010
41. The Miracle Worker
Headlining the cast as deaf, mute and blind Helen Keller: young starlet Abigail Breslin. Circle in the Square Theatre, 1633 Broadway between 50th and 51st Sts (212-239-6200, miracleworkeronbroadway.com). Previews start Feb 12, opens Mar 3; $117--$202.
42. The Wolfman
Sorry, but you're lying if you say you're not interested in seeing Benicio Del Toro grow hairy and bite people. Anthony Hopkins is in it too. Happy early Valentine's Day! Opens Feb 12.
43. The Winter Olympics
Watch the action at one of these TV-laden sports bars: Black Bear Lodge (274 Third Ave between 21st and 22nd Sts; 212-253-2178, bblnyc.com), Public House (140 E 41st St between Lexington and Third Aves; 212-682-3710, publichousenyc.com), and yes, ESPN Zone (1472 Broadway between 42nd and 43rd Sts; 212-921-3776, espnzone.com/newyork). Feb 12--28.
44. Kari Kriikku with the New York Philharmonic
Astounding Finnish clarinet acrobat Kari Kriikku joins a concerto by his old friend, Phil composer-in-residence Magnus Lindberg. Carnegie Hall, 154 W 57th St between Sixth and Seventh Aves (212-247-7800). Feb 13 at 8pm, $39--$116.
45. Chinese New Year
Ring in the Year of the Tiger with festivities throughout the city, including the 11th Annual Chinatown Lunar New Year Parade and Festival and the Firecracker Ceremony and Cultural Festival. Throughout Chinatown. Feb 14 11:30am--4pm.
46. A Behanding in Spokane
Christopher Walken, Sam Rockwell, Anthony Mackie and Zoe Kazan star in Martin McDonagh's play about a man searchng for his severed hand. Awesome. Gerald Schoenfeld Theatre, 236 W 45th St between Broadway and Eighth Ave (212-239-6200). Previews start Feb 15, opens Mar 4; $61.50--$116.50.
47. Making It
This theatrical rock show with tunes, text and video follows the unlikely career of funk-fusion singer-songwriter Stew (Passing Strange). St. Ann's Warehouse, 38 Water St between Dock and Main Sts, Dumbo, Brooklyn (718-254-8779, stannswarehouse.org). Feb 17--21, $42--$82.
48. $10 pool/sauna escape at Grace Hotel
Once you've elbowed your way through the Times Square tourists, you'll be rewarded with access to a luxe steam room, sauna and indoor pool—for just $10 all day. 125 W 45th St between Sixth Ave and Broadway (212-354-2323, room-matehotels.com)
49. Nellie McKay
The Harlem songwriting dynamo pays tribute to her idol, Doris Day. The Allen Room (at Frederick P. Rose Hall), Broadway at 60th St (212-721-6500, lincolncenter.org). Feb 18 at 8:30pm, $40--$85.
50. Rum & Blackbird food tour
This recently launched excursion showcases midtown's culinary crown jewel, Hell's Kitchen. Location provided with ticket purchase. (212-209-3370, rumandblackbird.com). $49 includes all tastings, reservations required.
101 things to do this winter
Seasonal classics and must-do events.


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OH my gosh, where has the time flown? I had two weeks off and they are gone! I have thoroughly enjoyed my time off and I feel like I have made the most of it. My house is clean and better organized. I went shopping, had lunch and breakfast with friends, blogged, took pictures and walked the trail with Lewis. So, all in all I am pretty satisfied with my little vacation. Oh and did I mention that I also slept? Glorious sleep. Every morning the boys leave at 7am for school and work and Lewis and I would go back to bed for about two hours...it was delish. Yesterday (Friday) I took Halloween cupcakes to my new co-workers and introduced D and S to everyone. I am really excited about my new job. It's going to be a great change in my life. If I haven't mentioned David also starts a new job Monday at Starkist...yes the tuna folks. We will go from an abundance of canned veggies to canned tuna. Yum, yum. So, a lot of change going on right now for us but good change. Here are a few pics. I hope everyone is enjoying this beautiful Halloween weekend. Can't wait to report about my first day on the job.
Spencer with Yolanda and Darlene, taller than Yolanda almost taller than Dar!
Spencer gave his fries from Crabby's a thumbs up! They were yummy!
Boy and his dog walking the trail
Lewis loving his new bed and keeping a hold of his bone
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West Virginia Disability Attorneys
Social Security Disability Advocates
Myler Disability has provided legal counseling and services via professional social security advocates and attorneys for over nineteen years. Myler Disability is so confident in its service that there is no charge until the case is won.
Address: PO Box 127 - Lehi, UT 84043
Phone: (888) 558-3880
Talk to a Lawyer
Want to talk to an attorney? Start here.
How It Works
- Briefly tell us about your case
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- Connect with local attorneys
SSDI Social Security Basics Appealing Disability Decision Information About Your Disability Benefits Filing for Social Security Disability
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Workers Compensation Workers' Comp Benefits Hiring a Workers' Comp Lawyer Workers' Compensation Questions


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Your donations keep RPGWatch running!
Mass Effect - Pinnacle Station Walkthrough @ GameBanshee
by Dhruin, 2009-08-26 11:49:12
GameBanshee has been quick to whip up a walkthrough for Mass Effect's Pinnacle Station, along with new Codex and database entries.
Newsbit options: Add / View Comments (0) | Forward this newsbit | Link to this Newsbit
Information aboutMass Effect
SP/MP: Single + MP
Setting: Sci-Fi
Genre: Shooter-RPG
Platform: PC, Xbox 360
Release: Released


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A community-based service for those seeking counselling regarding alcohol and other drug-related problems, as well as problem gambling. Offices are located in Peterborough, Campbellford, Minden, Cobourg, and Lindsay. Early Childhood Development (ECD) Initiative is a partnership with four agencies including Pinewood Centre, Four Counties Addiction Services (FourCAST), Addiction Services for York Region (ASYR), and Simcoe Outreach Services.
200-130 Hunter Street W
Peterborough, Ontario K9H 2K8
ConnexOntario acknowledges the financial support of the Government of Ontario, Ministry of Health and Long-Term Care.
© 2017 ConnexOntario Health Services Information.


text:
What is Cloud Hosting, and Why is actually The Better Future Hosting: Cloud Hosting, also known as clustered hosting, it is a web hosting service which is delivered from a network of connected servers. The servers aren't actually inside the exact same data center; in fact they are much more likely situated in data centers scattered around the globe.In layperson terminology, the actual cloud provides a hosting environment for computing sources which were put together and delivered over the web. This does not restrict an application to a specific list of sources. The cloud permits website hosts to possess agility and stay business-aligned for improved efficiency. The main cloud hosts have fully redundant networks that utilize the major local and worldwide World wide web connection providers for high quality bandwith.
Cloud Web host is Grean Web host: Businesses are going green in record numbers. It's a philosophy that not just sells services and benefits customers, however it is specially essential as organization IT infrastructures can have the actual greatest negative impact on the environment as they consume the largest portion of energy. Cloud servers offer a fantastic power savings and reduction to the quantity of carbon emissions emitted into the environment. No matter the scenario, integrating a cloud web host answer for your organization require is cost efficient for a lot of reasons. A cloud server answer might be deployed in moments and managed from on-line software program.
Problems Confronted in Web Hosting Solutions: Web hosting services have become progressively aggressive regarding the costs billed monthly along with the speed and possibilities for the customers. However, the reduction in charges aren't just as a result of less expensive equipment, but also as a result of new revolutionary principles. The roll-out of cloud web hosting and virtualization has grown the speed and performance for all those using hosting. The use of lots of servers distribute over various places make up for an unfailing network.
Cloud Hosting – Revolutionary Hosting SolutionFor Everybody: ClCloud web hosting is the same as existing more popular hosting solutions – shared web hosting. The main discrepancy is that this innovative technology, cloud hosting, is in fact an enhanced, more massive scale setup of the earlier technology, and rather than allowing organizations to host several separate consumers and web sites in just a solitary physical server, it allows them to host virtually an unrestricted amount of websites and customer accounts on numerous servers, connected with each other to formulate a large virtual environment. Cloud web hosting usually is suitable for anyone, from people just beginning a web site to huge companies that require power and trustworthiness.
Dedicated Web Hosting : The Professional Summary: Dedicated web hosting might minimize the requirement to share hardware or software with another internet sites or even website pages. Webmasters receive the independence to choose software that are installed on the hosting server to develop specific configurations recommended to their web needs, and also have the power to supply a safe environment for his or her site. As compared with a shared-server environment, dedicated web hosting gives a reassurance that a site shall be delivered in a reliable and safe manner.


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Enterprise Linux Oracle and MySQL:
Oracle vs. open source challengers
Oracle and MySQL
Read all about how Oracle compares to and competes with open source DBMS MySQL in this section.
Oracle SQL to test for numerics
(presented by SearchOracle.com)
Ask the Expert - With reference to your answer to the question "How can SQL test for pure numerics?" I was surprised that since the column is headed "Ask the Oracle Expert" you did not provide an Oracle solution to the question.
MySQL 5.0 shoots for a new image
23 Jun 2005
Interview - The upcoming MySQL 5.0 aims to expand the open source database's image as a niche application for Web and embedded database applications, according to MySQL AB's new worldwide director of product management, Robin Schumacher. In this...
MySQL expert: DBA dos and don'ts
22 Jun 2005
Interview - Pinpointing performance bottlenecks is a problem on any database -- proprietary or open source, said veteran database administrator (DBA), database book author and MySQL executive Robin Schumacher. In this interview, he identifies the biggest hassles...
MySQL AB launches strike against Oracle, others
(presented by SearchOracle.com)|
27 Oct 2004
Article - MySQL AB is rolling out the next version of its database with new features that the company says will allow enterprises to use the DBMS for more mission critical applications.
PostgreSQL, MySQL, Oracle or other?
(presented by SearchOracle.com)
Ask the Expert -


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Students in Ms. Erin March's Monday B'YON Gifted Enrichment class at Martha Vinyard solved the case and saved the Constitution! They beat the timer for Constitution Heist, a Breakout EDU game centered around the Constitution of the United States.
Click here to see lots of pictures from the Breakout EDU session.
Koby Bryant, Sumner High School, downloads the Constitution Day App and reads the Preamble.
Kiersten Peltier will represent Tangipahoa Parish at the 2017 Presidential Inauguration in Washington, D.C. this fall. During her week long assignment, she will hold an advisory position - which will facilitate learning among a body of youth scholars from around the nation. In addition, she will tour monumental landmarks in D.C. and attend a Gala with the new President elect. Ms. Peltier is a 3rd grade teacher at D.C. Reeves Elementary School in Ponchatoula, LA.
Hammond's new Police Chief Stewart came to speak to the 5th-8th grade students at Woodland Park Magnet School on September 27, 2016. He wanted to introduce himself to the Wildcats and to spread the message of studying hard, listening to the teachers, and staying in school. He provided a message of hope and promise for all who set goals and apply themselves in reaching those goals. He stated constantly that "Education is the key!
Natalbany Middle School hosted an "Inspirational Breakfast" on Thursday, September 22, 2016. Several local male community leaders were in attendance and came to help inspire selected student leaders. Coach Brock Banos welcomed guests and expressed appreciation of their presence. The breakfast program was led by students, which included an encouraging song performed by Jamar Lott and a speech by Antron Dillon about the importance of positive role models. Guests gave words of wisdom and motivation about setting goals for themselves and socialized with the young men. Food along with beverages were provided to guests and donated by Chick-Fil-A, University Donuts, Raising Cane's, and Starbucks. Also, The Royale Oak donated bow ties for the young gentlemen to wear.
Pictured are: Kameron Robertson, Isaiah Gay, Antron Dillon, Ty'Darreous McGee, Mr. Robby Miller (Parish President), Markiel Self, Peyton Hare, Jose Alvarez, Jamar Lott, Christian Brown, and Mason Detweiller;


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Stars honor Gorbachev at London charity gala
LONDON (Reuters) - Movie stars, singers and politicians turned out on Wednesday at a gala concert in London to honor former Soviet President Mikhail Gorbachev as he celebrated his 80th birthday earlier this month.
The glitzy red carpet affair, co-hosted by actress Sharon Stone, underlined the celebrity status Gorbachev enjoys in the West, where is widely perceived as the man who freed Eastern Europe from Soviet rule and ended the Cold War.
Oscar-winning actor Kevin Spacey, also a host, traced a direct line from Gorbachev to recent political upheaval in the Middle East and northern Africa.
"I think you could look around the world now and you see that there are still people fighting for freedom and there is kind of a direct line to Mikhail Gorbachev," Spacey told Reuters.
"And yet I don't think he's gotten the kind of due, or kind of respect or kind of adulation that I think he deserves. So (I'm) very happy that tonight people are going to take the time to pay tribute to him, celebrate his birthday."
Attitudes in Russia to the 1990 Nobel Peace laureate are more ambivalent, with many people lamenting the collapse of the Soviet Union and laying blame for the resulting economic hardships on Gorbachev.
"To me, he is a good-for-nothing man," said Sergei Orlov, a 53-year-old Moscow lawyer, told Reuters on March 2 when Gorbachev turned 80.
Gorbachev "simply betrayed his people, he destroyed the mechanism of the state and sold his country for nothing."
But he also enjoys star status in Russia, and met President Dmitry Medvedev on his birthday. Continued...


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Travel Photography Photos tagged as urban and people
24 photos | Tags: urban and people Show as stream
Our greeter and visitors speaking
Cash gang member of Crazy brother klan - Phnom Penh
Chinese New Year celebrations taking place in Manhattan Chinatown.
Street preacher on the Brooklyn Bridge. Manhattan in the background.
At Supperclub, San Francisco
Typical crazy traffic in the Old Quarter, Hanoi, Vietnam
I was lucky to be in Whitby in North Yorkshire for the annual weekend gothic festival. This is a photo of a couple of Goths walking along a back street in this historical seaside resort. The reason that the Goths chose to hold a festival here is because while visiting the town, the author of Dracula, Bram Stoker, acquired much of the detail and inspiration for his novel.
You might find some more related photos through these galleries


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Technology Spotlight 3/8/11 "Honey Bee Nesting Sites"
Published March 8th, 2011
Loading Video...
Those honey bees that traditionally reappear this time of year in florida are losing their sting. Their decline in numbers is really bad news for agriculture, including our state's lucrative citrus industry.
But there may be a replacement waiting in the wings. In the Technology Spotlight, Jason Graham of UF's Honey Bee Research Lab shows TV 20's David Snyder how a unique device you can find all over town is helping researchers understand how to get the most out of an old friend.
Related Stories
- Busy Bees (National Honey Bee Awareness Week)
- Effects of Pesticides on Honey Bees
- Putnam Co. Beekeeper Accused of Stealing Bees, Honey From Competitors
- UF Buzzing about Honey Bee Research
- Technology Spotlight 11/1/11 "Natural Language Processing"
- Technology Spotlight 10/11/11 "Ocoos.com"
- Technology Spotlight 10/18/11 "50 Events In 50 Weeks"
- Technology Spotlight 10/25/11 "Socialcise.us"
- Technology Spotlight 9/27/11 "Innovation Hub"
- Technology Spotlight 10/4/11 "The Subjugator"


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GREENWICH, Conn. -- Greenwich Academy will host a computer programming day for school aged children on Sunday, Jan. 12, according to greenwichtime.com.
Participants will be taught to use Scratch, a programming language that will allow them to create basic games then share them online via social media, greenwichtime.com reported.
Other workshops that day will include working with robotics construction sets and invention kits.


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want to go off road
So I live in attleboro and my buddy lives in franklin I am getting the jeep fever and want to go on a local trail ride. My problem is I don't know where to go with my stock tj and my friend stock cherokee. If any one wants to set something up that is close and knows some trails around here that would be sweet.
I hope someone is willing to help my jeep fever any one
I guss everyone is scared of the cold
Hey dude. I am from Franklin, but have no Jeep. I used to ride my dirt bike behind Home Depot and Wal-Mart in Bellingham. Scope out Google Earth you should be able to see trails. Never really had a problem with dirt bikes; just try not to don't draw too much attention to yourselves in Jeeps.
Do they frown upon suv out there
Dunno, that's why I said try to not attract attention, meaning, try not to get there through the parking lots.
Oic I was looking at the map and it looks like I might be able to get in off of high st. It looks like a fun little place behind home depot
Ya man. Lots of trails to take you anywhere. Try to stay away from the high T's, lots of cops.
stay out of trouble join a club.
I am also from Mass and was wondering about where to go, I also read on a thread that is illegal to off road in MA, so I did a quick research on the subject. Below is the website I went to along with a couple of copy and pastes from that site, I hope it helps. Or like RubiconRich says, "stay out of trouble, join a club" I also think riding behind the HD is not a good idea
Department of Conservation and Recreation
Vehicle (ORV) Defined
Also known as Off Highway Vehicle (OHV), ORV's are any motor vehicle designed or modified for use over unimproved terrain if used for recreation or pleasure off a public way and all legally registered motor vehicles when used off a way. Vehicles over 1000 lbs. such as pickup trucks or SUVs are prohibited from all trails at all times.
All ORVs must be currently registered in Massachusetts under MGL c. 90B. New Massachusetts Recreation Vehicle Laws require the display of registration on the left and right side of the vehicle. Additionally, motor vehicles registered under chapter 90 must now also register as a recreation vehicle under chapter 90B (on/off road motorcycles, Jeeps, etc.) when used for recreation or pleasure once they leave a public way as defined in chapter 90. Out of state recreation vehicle registrations are not valid in Massachusetts. Contact the Division of Environmental Law Enforcement for registration information: (617)626-1610 or www.mass.gov/dfwele/dle/elereg.htm
I deem that BS. and had a state tropper review it.If you are driving a unmaintained road that is not in a state forest you are ok. You can not drive on a trail in a stateforest due to the 1,000 lb rule.So if you drive a town unmaintaned road you are ok and don't need this sticker.
There are plenty of areas around to go off roaming. As long as you stay out of posted areas and private property you are ok. I actually spoke to a property owner where j live. He owns almost 300 acres and gave me written permission to go out on his land. He listed the areas he wanted me to stay away from. I have been approached by the Enviromentals, showed them the note and they were ok.
Go to glebe st Taunton it's the best place around
ATV, dirt-bike abusers damaging Taunton properties - Taunton, MA - The Taunton Gazette
That's for the beginning of the pit I know the guy that owns the property he let's people go out there
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Renue Derma :- Renue Derma Anti aging keep your skin youthful and glowing by working at the cellular level in reversing your aging impacts, reducing your wrinkles and fine lines naturally.
Why does aging marks appear as we age? Simply because, the protective barrier of our skin becomes weakened. This happens due to the lack of collagen that start depleting as we age. Thus, it stands really vital to fuel all lost essentials back into your skin in order to retain your younger skin once again. So, are you ready to step back in your youth? Then, Renue Derma is all what you need to maintain a younger skin despite aging. It is an anti wrinkle cream that fight your signs of aging by working at the cellular level, restoring your lost youthful appearance naturally. This beauty remedy is one most effective and promising over all available alternates. If you are looking for real beauty results this time, this anti aging formula is all what you need to get started with it. Before that, you need to go through this complete review. So, keep reading further…
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- Not approved under FDA
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- Apply Renue Derma on regular basis
You Must Know:
Have a quick glimpse below to know some precautions, prior to its use:
- Not for under 30 women
- Not for an allergic skin type
- Consult your skin expert, prior to its use
- Don't accept, if seal is broken
- Be regular to grab most effective results
- Store in a cool and dry place
- Keep this bottle away from reach of minors
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read our disclaimer
The eight ECCB member countries (Anguilla, Antigua
and Barbuda, Dominica, Grenada, Montserrat, Saint Lucia,
St Vincent and the Grenadines and St Kitts and Nevis)
have established a regional market for Government Securities,
with the assistance of the Eastern Caribbean Central
The regional market allows all member governments to
issue their securities throughout the member countries
and beyond, allowing residents and non-residents to
buy and sell the securities of their choice. This initiative
will enhance the investment options available to investors
by enabling investment opportunities beyond the domestic/home
market, incorporating the regional market as well.
top ^
Government securities are financial instruments including
treasury bills, notes and bonds that are issued
by a sovereign and sold to the public. Backed by the
full faith and credit of the issuing Government, these
instruments are usually considered safe investments.
Treasury Bills are short-term instruments
issued with a term of one year or less. They are sold
at a discount from face value (par) and do not pay interest
before maturity. The difference between the purchase
price of the bill and the amount that is paid at maturity
(par), or when the bill is sold prior to maturity, is
the interest earned on the bill.
Treasury Notes and Bonds bear a stated
interest rate, and the owner receives periodic, typically
semi-annual income. Treasury notes have a term of more
than one year but less than ten. Treasury bonds are
long-term instruments issued with a term of more than
10 years.
top ^
The Eastern Caribbean Central Bank acts
as Fiscal Agent to Governments. In this role, the ECCB
assists the Governments by facilitating the operations
of the RGSM, serving as secretariat to the RDCC and
providing advice to the Governments.
top ^
An intermediary is a person
or organisation, which provides services related to
financial securities to investors such as a broker,
dealer or custodian. These services include facilitating
trading on behalf of investors and providing investment
advice. Intermediaries dealing in securities must be
licensed by the Eastern Caribbean Securities Regulatory
Commission (ECSRC).
top ^
When a government
brings a new issue of securities (treasury bills, notes
and bonds) to the market for the first time it does
so through the primary market. Government securities
issued on the regional market are sold via the Eastern
Caribbean Securities Exchange (ECSE) Ltd.
Treasury Bills are sold on the regional
market through a single price auction where the yield/price
of the security is determined by competitive bidding
by investors. Each investor must submit a bid specifying
a yield or price for a specified quantity of securities.
Those bids that fall within the range accepted by the
auction will be awarded the security. Each successful
investor pays the same price (or receives the same yield)
for their securities. The risk associated with competitive
bidding is that an investor might bid a yield that is
too high and not obtain the quantity requested.
Treasury Notes and Bonds may be sold
on the regional market through an auction (as explained
above) or on a fixed-price subscription basis where
the price is determined by the government before issuing
the securities and the investor submits an application
for only an amount. Bonds and notes may be sold at par
(face value), discount or at premium, that is, a price
above the face value. Member Governments usually sell
their bonds at par value.
top ^
with information on securities to be issued on the regional
market are provided to the market at least a week before
the auction. These announcements provide the details
on upcoming issues which include: type of instrument,
Government of issue, issue date, auction or subscription
date, maturity date and deadline date, time for receiving
applications, names and addresses of licensed intermediaries
participating in the government securities market.
Announcements are also provided in local newspapers,
member governments' gazettes, ECCB and ECSE web sites.
In addition, a week before the auction date, the government
issuing the securities provides a press release with
details on the specific issue. This announcement serves
to reconfirm details provided to the market.
top ^
Persons wishing
to purchase government securities issued on the regional
market may do so by using the services of a broker/dealer
that is licensed by the Securities Regulatory Commission
and is a member of the ECSE. The names of intermediaries
dealing in the government securities will be provided
in announcements to the market. Intermediaries will
submit applications for securities on behalf of their
customers to the ECSE where the securities are sold.
Investors should submit their applications for securities
before the deadline specified in the announcements for
the specific issue.
top ^
The minimum investment on the RGSM is $EC5,000.
top ^
securities usually provide a good savings option as
they are generally risk free and provide a higher return
than that which can be received from a regular savings
account. Interest rates on treasury bills and bonds
issued in the region generally exceed 3.00%, as compared
to the rates on a three month fixed deposit offered
by commercial banks, which may be lower. In addition,
Government bonds are generally ideal for savings as
they provide long term savings options. Whether you
are saving for a new home, your children's education
or retirement, government bonds can help you reach your
financial goals.
top ^
Investors will receive a
confirmation notice indicating the success of their
application for securities. This notice indicates the
amount of securities allotted to the investor and the
market yield/price for those securities. Securities
are issued to investors in a dematerialised form, which
simply means that ownership of the securities is recorded
and maintained electronically by the Eastern Caribbean
Securities Registry (ECSR). Investors do not receive
printed certificates as previously done, however they
receive regular statements of their holdings at the
Dematerialisation of securities offers several advantages
over printed certificates such as facilitating trading
of securities and elimination of risks associated with
theft, loss or destruction of physical certificates.
top ^
Yes. The Eastern
Caribbean Securities Exchange (ECSE) Ltd provides investors
with the opportunity to sell and buy securities (government
securities, shares and other financial instruments)
on the secondary market. As on the primary market, investors
will need to place their orders to sell or buy securities
through a licensed intermediary.
top ^
Yes. You may pledge
your government securities as collateral for financial
obligations such as loans. Pledging of securities are
done at the Eastern Caribbean Securities Registry (ECSR)
where the ownership of the securities are held and recorded.
top ^
On maturity date,
each investor will be paid an amount equal to the face
value (principal and interest) in respect of their holdings
of the specific security.
Treasury bills are sold at a discount
and are redeemed at face value at maturity, your return
is the difference between the purchase price and the
face value, assuming you hold the bill until maturity.
Notes and Bonds may be sold at discount
or at premium. As with Treasury Bills, when the security
is sold at a discount, the purchaser pays less than
the face value. Holders of notes and bonds receive periodic
interest payments (coupons) usually on a semi-annual
basis. The annual return on notes and bonds is equal
to the face value of the securities times the coupon
interest rate.
top ^
do I receive interest and principal?
When submitting applications for an issue of securities,
investors must provide the intermediaries acting on
their behalf. With bank details such as the name and
address of bank, bank account number for which they
want their principal and interest payments deposited.
(editor's note: provide also for payment by cheque
to holders).
top ^
type of information should I as a potential investor
In bringing an issue of securities to the market, the
Government is required to disclose certain information
to the market. This information provides prospective
investors with insight into the fiscal performance of
the government and the economic performance of the country,
which enables them to make an informed investment decision.
An investor's assessment of a government should include
an examination of the country's level of outstanding
debt in particular, outstanding debt to GDP and debt
interest payments to current Government revenue. Such
ratios and data provide some indication of the country's
ability to meet current and future debt as well as interest
top ^
What are the costs to the investor when purchasing a
If the bid is successful the investor must pay the
principal cost of the bond or discounted cost of T-Bill,
plus the commission to the broker. The commission charged
will vary by broker, as each broker calculates the commission
according to their requirement. Please seek advice from
one of the licensed brokers to determine the commission
charge. If the bid is not successful then there are
no fees incurred by the potential investor.
top ^
How do the various issues fit with my investment strategy?
The variety of issues (i.e. 91 day T-bills, 1-year,
5-year, and 10-year bonds) allows the investor to satisfy
short, medium, and long-term investment objectives.
An investor may look to the RGSM if seeking an investment
vehicle to help with the purchase of a home or automobile
in the near future, or tuition for the children when
they go to school, or to supplement a retirement plan.
top ^
Who will regulate Governments participation in the RGSM?
Regulation of the activities of the issuers (Governments)
is the responsibility of the Regional Debt Coordinating
Committee (RDCC) which comprises the Financial Secretaries/Directors
in the Ministries of Finance of each member country.
The Governor of the ECCB, or his designate, is an ex-officio
member of this Committee.
top ^
How can I get more information about the market?
An investor may obtain additional information about
the Regional Government Securities Market through the
Fiscal Agent (ECCB), Treasury Department of the respective
government, the intermediaries established in the market
as well as Eastern Caribbean Securities Exchange website,
top ^


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A buck-naked Jamal—don't ask—is dealing with the lackey by beating him in a bathroom.
It does state that Jamal has been in close contact with al Qaeda leaders since he traveled to Afghanistan in the late 1980s.
Jamal Khalifa said bin Laden felt his father had erred in failing to give all his wives equal attention.
Ahrar, run by Shiite cleric Jamal Ayad Aldin, is secular, pro-Western and anti-Iranian.
Like many other Pakistani Taliban, Jamal has his own horror stories to tell, which he believes can justify any bloody retribution.
Jamal also seeks direction on how to best proceed in Egypt and elsewhere.
Our hero Jamal knows the answers to the questions he is being asked because he has lived life.
When Arab Spring-style protests take shape in the capital's main plaza, Jamal orders up a "bloodbath."
If Pan-Arabism died with Jamal Abdel Nasser, the Arab incarnation of the Idol franchise has officially resurrected it.
When Jamal returned to Egypt in the early 1990s he became the operational commander for Egyptian Islamic Jihad.


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'The Big Uneasy'
Harry Shearer, best known for his voice work on "The Simpsons" and his role in "This is Spinal Tap," is a New Orleans resident. Prior to its national release on Aug. 11, Newseum Press Pass members were invited to a special reception and screening of his new film "The Big Uneasy." On the fifth anniversary of Hurricane Katrina, his feature-length documentary exposes the flaws that led to the flooding of the levees and which have not been addressed in the current reconstruction process. The evening included a spirited conversation between Shearer and Dr. Ivor van Heerden, former deputy director of LSU's Hurricane Center, whose warnings of an imminent disaster went unheeded. — Mary Bird


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|by Rusty
|Date Added: Saturday 13 April, 2013
This kit is very good and has most of the pieces I wanted. I would have liked a larger clipper set for toenails. The cuticle cutter is very sharp - be careful! Otherwise, a very complete, high-quality set.
|by S. L. Scott "Steve"
|Date Added: Thursday 24 May, 2012
The manicure set made a nice gift. The implements have an almost surgical quality to them. The case is well made, folds up neatly, and is very compact.
|by Carhgo72
|Date Added: Friday 17 February, 2012
Great product. Tools are very sturdy and there are a lot of them! Great product overall. I am very pleased with this purchase!
|by Queen Susan
|Date Added: Sunday 14 November, 2010
I had a nail kit for years and it was stolen while I was vacationing... I searched forever for one to replace it- it was a huge task and while this one was not exactly the one I had it fits my needs. It is compact and slim and it has so many tools. The tools are also sturdy. I'm pleased with this choice.
|Items 1 - 4 of 4 reviews


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Friday, April 5, 2013 - 2:45pm - 4:45pm
The college accounting fraternity Beta Alpha Psi conducts Concord's federal budget exercise at it's regional meeting in Kansas City, MO. Sara Imhof, Midwest Regional Director for the Concord Coalition, faciliates the event and leads a panel discussion. This event is by invitation only.
Principles & Priorities is our flagship exercise that has been used in hundreds of High Schools, Colleges and Universities across the country. In it, participants make decisions about the best combination of program spending and tax policies to match with their larger sense of what the principles behind our budgets should be and what priorities the government should place at the forefront of fiscal decision-making. Learn more about our classroom exercises


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Water is an imperative for human health and well-being. Millions around the world lack adequate access to clean water and proper sanitation. WUSC works in rural and peri-urban communities to improve access to water and sanitation services. We do this by strengthening municipalities to expand, operate and maintain their facilities, as well as working with communities directly to access affordable services.
WUSC ensures access to these essential services by:


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The Useless Machine is a gizmo that turns itself off when you switch it on. But how? Is there a little stubborn person in the box playing a trick on you? Is it magic? No, it's a set of switches with a small motor and you can put it together yourself!
By building the kit, only you will know the secret of how it works. When you show it to your friends and co-workers, keep them guessing - after all, you built it so it's your secret! This version of the Useless Machine has been refined for a clean design and ease of assembly. There is no soldering required; all you need is a simple set of screw drivers and 30 minutes of time.
Be aware - playing with the Useless Machine is highly addictive. Don't say we didn't warn you!
Key Features
What's in the Box
What You'll Need
Product Documentation / User Guide
Assembly instructions are available here.
Note: This item does not qualify for discounts and only ships to US addresses.
You might also like...


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Miranda Lambert has arrived at the CMAs with a blond updo with red streaks. "I turned 26 yesterday, and I've had the same hair for 26 years," Miranda said. "I thought I would get a little spice going."
Diana DeGarmo (right) starts off the parade of American Idol stars expected to be seen at tonight's CMA Awards show. Look out for Idol winner and show co-host Carrie Underwood and alum Chris Daughtry with the band Daughtry as well as Kellie Pickler.
-- Cathi Aycock, The Tennessean
Lambert by Peter Kramer, AP; DeGarmo by Eileen Blass, USA TODAY
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What is in this article?:
- Canada Approves Takeovers of Gas and Oil Production Companies in Deals Worth $20 Billion
- 'Exceptional Circumstances' May Apply
- Calgary to Remain Nexen's Regional Headquarters
Deals for Nexen and Progress Energy Resources are worth $15.1 billion and $5.5 billion
CNOOC's takeover is China's largest foreign investment, according to Dealogic
LNG opportunities fuel Petronas buy
OTTAWA -- Canada on Friday approved two major takeovers of energy firms by the Chinese state-owned giant CNOOC and Malaysia's national oil company Petronas -- deals worth a more than an estimated US$20 billion in total.
Prime Minister Stephen Harper announced regulatory approval for CNOOC's $15.1 billion takeover of oil and gas company Nexen, and Petronas' offer for Canadian gas producer Progress Energy Resources, estimated at $5.5 billion.
However, he cautioned that Ottawa would henceforth block attempts by foreign state-owned companies to buy controlling stakes in Canada's lucrative oil sands.
"In light of growing trends and following the decisions made today, the government of Canada has determined that foreign state control of oil sands development has reached the point at which further such foreign state control would not be of net benefit to Canada," Harper told a press conference.
"The larger purposes of state-owned enterprises may go well beyond the commercial objectives of privately owned companies," he said.
"It is not an outcome any responsible government of Canada could ever allow to happen. We certainly will not."


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Not long after Russell Branyan took ground balls at first base this morning, he walked to the clubhouse and was asked by two reporters if he would play in games next week.
Branyan said no and walked away. If Branyan doesn't get 30 or more at-bats against live pitching the final week of training camp, he will not open the season at first base. He has been sidelined the entire spring with a herniated disc.


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It's closed until May 27th north of Hwy 10.
Chippewa/ Eau Claire River, Eau Claire County
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First Quarter
It's closed until May 27th north of Hwy 10.
Hey everyone, i was wondering about the regulations for musky on these waters. Id really like to do the float from chippewa to dells pond as its my only option for musky without driving 90+ miles before the 27th of may. I was told on the Red Cedar in Dunn County you couldnt fish for musky til later and thats an open season water year round. Wondering if the same applies to the eau claire and chippewa rivers. Thanks!
The only thing I would count on below the dam is big sturgeon, big flathead and big smallmouth. Maybe some perch and shiners but that's all I've caught or seen down there.
Partly Sunny
The one fish we kept - looked to be around 18" (all the smallmouth I keep I put in the smoker) was on the stringer about four to five feet in back of the canoe. All of a sudden we both heard a sound like a person jumping into the water just behind the canoe. We both turned around to see a very good sized musky thrashing around and chomping on the smallmouth on the stringer. I started "reeling" in the musky as it held tight all the way to the canoe and then slowly opened its jaws and eased back down into the water away from us. What an awesome deal - same thing happened to us last summer on the same stretch of river, only then a musky rammed the canoe with its jaws around three nice sized smallies. As tough as it seems like it might be to fish for muskies sitting down in a canoe, from now on musky equipment is coming along on future trips to the river.
Fished the might chip today smallies were crushing, fish were anywhere from 8-18 inches.
Halfmoon: Was catching crappies just about every cast on NW side below radio tower. Lots and lots of 5-8in fish, fingers crossed next years class will be great. All on white 1/16 jig with white 2in twister tails and some with small cranks.(Including 2 5in crappies on 1 cast with the crank) Not many big gills to speak of, but this was 2 weeks ago.
EC River Big Falls- Fished north side of the falls 3 different days. Crappies, crappies, crappies. Seemed to be an unlimited amount of 7-9in fish. Ended up keeping about 15 over 10.5 one of the days. Again, white jig/white twister. Also got into some decent smallmouth.
Below Altoona Dam- Tried down here a few times but water has been far too crazy...managed to get some nice perch, lots of little ones though. Small plastic angleworms and crawler chunks under float.
Chippewa River- Fished south of EC on the river probably 4/5 times. No definite hotspot, but most locations are producing some action. Crawlers on bottom produced most excitement: Carp, Drum, Catfish, Perch, Sturgeon, Smallmouth, Mooneye...Kept it interesting for sure. Found 2 nice fat walleye (17, 17.5) with 1/4 jig and 3in paddletail minnow. Tons of small 3-6in perch as well.
.......And I think I'm done now. I'll post pics if I get around to it.
Anyone have anything to report??? Message me if ya have any hotspots you'd like to share


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major macro economic indicators
|GDP growth (%)
|Inflation (yearly average) (%)
|Budget balance (% GDP)
|Current account balance (% GDP)
|Public debt (% GDP)
(f) Forecast
- Quality of infrastructure and public services
- Skilled and productive workforce, dynamic demographics
- Competitive international companies (aerospace, energy, environment, pharmaceuticals, luxury, agrofood, retail)
- Global agriculture leader
- High level of savings
- Insufficient number of exporting companies, loss of competitiveness and market shares
- Weakening level of product sophistication, insufficient focus on innovation
- Low employment rate among young and older people
- High public indebtedness
- Tourism sector weakened by risks of terrorism
Risk assessment
Growth has found its level
Growth in the economy was consolidated in 2016. Domestic demand was cemented, thanks in particular to a level of household consumption that remains high. In 2017, it looks set to stay relatively high, buoyed by falling unemployment (expected at 9.3% at the end of 2017), a rise in real wages (+1.5%) and access to cheap consumer credit. These low levels will also benefit to residential investment, which should accelerate. The outlook here looks better: the number of construction permits issued in 2016 grew by over 10%. Meanwhile, business opinion surveys point to a good level of confidence in the economy. However, businesses are not minded to invest in 2017, according to an October 2016 INSEE survey. Modernisation of existing production facilities would be the first reason for investment in 2017. However, company debt is not forecast to grow in 2017, and the Credit Tax for Competitiveness and Employment (CICE) and low energy costs enabled businesses to grow their margins by around 31.5% in 2016. The 2017 draft finance bill includes new business-friendly measures worth €5bn (0.2% of GDP), including a cut in corporation tax to 28% for small and medium-sized firms. Bankruptcies are therefore predicted to fall slightly in 2017 (-1% after a 3.8% fall in 2016) and the growth in start-ups since 1 January 2014 (+12% average annual growth since 2014) will continue. Nonetheless, some sectors will not benefit from this drop in bankruptcies: textile-clothing, hotel and catering, and transportation. While hotel and catering and transportation are impacted by the growing collaborative economy, which is forcing traditional players to adapt, clothing is running at over-capacity as a result of the growth of online shopping. According to Fevad, online shopping grew by 6.8% compared with the first half of 2015, but shrank by 1.6% overall.
Despite the fall in oil prices no longer having any effect on prices generally, inflation should remain low because of the limited pick-up in domestic demand and persistent over-capacity (1%).
Foreign trade will continue to hamper growth
While France has become more price-competitive compared with its neighbours (low wage rises and state support via the responsibility pact and the CICE (see above)), French exports seem set to stagnate in 2017. This beneficial effect will be offset by a slowdown in business growth among France's main trading partners. For example, the UK (7% of exports) will be affected by a fall in private investment as a result of uncertainty created by the referendum of 23 June 2016. In respect of imports, while the price of a barrel of oil will remain low in 2017, it is nonetheless predicted to rise by 20% to 53 dollars on average. This will add to the price of imports, harming France's balance of trade. The balance of services will suffer from the fall in tourism revenues. This sector accounts for 7.5% of GDP, one-third of which is accounted for by foreign tourists. The attacks on France in 2015 and 2016 will continue to put downward pressure on visitor numbers to what in 2014 was the most visited country in the world. In Paris, overnight stays booked by foreign tourists in the first seven months of 2016 were down by 16%. According to the French Economic Observatory (OFCE), the impact on GDP of Brexit and the terrorist attacks will be 0.2 percentage points in 2017 compared with 0.1 in 2016.
Election year
The presidential elections will be held in April and May 2017, and outgoing President François Hollande is not standing. François Fillon, the candidate of the Les Républicains party, is the favourite to win. Marine Le Pen, the candidate of the far-right Front National party, looks best placed to join him in the second round, partly because there will be numerous left-leaning candidates. As well as the identity of the president, another source of uncertainty lies in the ability of his or her party to win an absolute majority of seats in parliament in the legislative elections in June. Coface estimates that a sharp rise in political uncertainty could shave 0.7 points off growth in one year. While the overall French business environment remains very risk-free, as in the rest of Europe the risks associated with political instability are growing. The country has fallen 17 places in five years in the World Bank's Doing Businesssurvey, and now sits 92nd (2015) (behind Spain, 91st).
Last update : January 2017
Among methods of payment, the bank card is now the instrument used most inFrance, replacing cheques, which are nonetheless still widely used.
For cheques remaining unpaid over 30 days from the date they were first presented for payment, the beneficiary may immediately obtain an enforcement order (without need of further procedural act or cost) based on a certificate of non-payment provided by his banker after a second unsuccessful presentation of the cheque for payment and where the debtor has not provided proof of payment within 15 days of formal notice to pay served by a bailiff (article L 131-73 of the monetary and financial code).
Bills of exchange, a much less frequently used mode of payment than cheques, have been in virtually constant decline in terms of number of operations with volume remaining essentially steady in value terms.
Bills of exchange are attractive for companies insofar as they may be discounted or transferred, therefore providing a valuable source of short-term financing. Moreover, they allow creditors to bring legal recourse in respect of "exchange law" (droit cambiaire) and are particularly suitable for instalment payments.
In value terms, however, cheques and transfers still represent most script payment transactions.
Bank transfers can be made withinFranceor internationally via the SWIFT electronic network used in French banking circles, which offers a reliable platform for timely payment subject to mutual trust and confidence between suppliers and their customers.
The directive 2007/64/EC (in force since 1st November 2009) on "payment services in the internalEuropean market" sets the legal basis for the creation of a single area for payments in Euros (SEPA), in order to harmonize the rules applicable to the different types of payment (transfers, direct debits, payment cards).
Debt collection
Since the "New Economic Regulations Act" of 15 May 2001, commercial debts automatically bear interest from the day after the due date shown on the invoice or specified in the commercial contract. Late payment penalties and fixed indemnity must be stated on the invoices under penalty of fine.
Unless otherwise stated in the general sales conditions or agreed between the parties, the payment period is set at thirty days from the date of receipt of goods or performance of the service requested.
These payment periods can be shortened if the sale relates to perishable goods, livestock or alcohol and, as a general rule, begin on the day of delivery; they can be extended if the sale relates to products to be shipped abroad.
Some sectors, such as transport, have payment periods subject to exceptions to ordinary law. These payment periods start as of the day the invoice is issued.
The applicable payment periods for the relevant sector in the contract of sale should therefore be checked.
Likewise, the interest rate and conditions of application must be stipulated in the contract and stated on the invoice – failing that, the applicable rate will be the interest rate applied by the European Central Bank in its most recent refinancing operations, raised by ten percentage points as of 1st January 2009.
For the first half of the year in question, the rate applicable is that in force on 1st January and for the second half year in question, the rate applicable is that in force on 1st July.
The Parties can agree on a lower rate, but this cannot be less than the legal interest rate.
The late payment penalties are calculated using the invoice total including taxes as of the morning after the due date; the penalties are not subject to VAT. They are payable without any requirement to issue a formal notice to the debtor.
From 1st January2013, a professional in default of payment is legally liable to its creditor for a fee for collection costs, set to 40 Euros ( should be stipulated in the General Terms and Conditions of Sale).
Failure to pay by the due date may also subject the professional to a civil penalty of up to €75,000 for a natural person or €375,000 for a corporate entity.
Serving the debtor with formal notice to pay the principal claim and contractual or legal interest but also suggesting the possibility of reaching an amicable agreement for the settlement of the debt, nonetheless remains a precondition to initiating any legal action.
Evidence now needs to be shown in the context of the actions undertaken that there was an attempt to reach an agreement with the debtor in question.
This obligation arises from the amended wording of Article 56 of the French Code of Civil Procedure which requires, as of 11 March 2015, an attempt to reach an amicable settlement before the initiation of legal proceedings under penalty of the nullity of the summons.
The only exceptions to this amicable agreement requirement are requests based on compliance with public policy or those justified on the grounds of urgency.
Since 19 June 2008, the current limitation period in civil and commercial matters, was reduced to 5 years and the limitation starts "from the day when the right holder knew or should have known the facts to allow him to apply for such right".
Where a debt claim results from a contractual undertaking and is both liquid and undisputable, creditors may use the injunction-to-pay procedure (injonction de payer), a flexible system based on the use of pre-printed forms not requiring applicants to argue their case before the court of civil instance (tribunal d'instance) or competent commercial court – the court having jurisdiction in the district where the debtor's registered offices are located.
Via that procedure, creditors can rapidly obtain a court order to be served subsequently by a bailiff.
The defendant has one month to dispute the case.
A fast track procedure (référé-provision) provides creditors with a rapid means of debt collection, even in routine cases lacking any real urgency, provided the claims are not subject to substantive dispute; in such cases, the judge can grant a provisional payment in favour of the applicant that can represent up to 100 per cent of the claim.
However, this fast track procedure requires the presence of an attorney to represent the creditor in court.
If a claim proves to be litigious, the judge competent to rule on special urgency (juge des référés) evaluates whether the claim is well founded. As appropriate, the judge may then declare himself incompetent and, based on his assessment of the apparent validity of the case, invite the plaintiff to seek a ruling on the substance of the case through the formal court process.
Formal procedures of this kind permit having the validity of a claim recognized by the court, a relatively lengthy process lasting about a year or more owing to the emphasis placed on theadversarial natureof proceedings and the numerous phases involved in the French procedural system: submission of supporting case documents, written submissions by the litigants, examination of the types of evidence, various recesses for deliberations, and at last, the hearing for oral pleadings (audience de plaidoirie).
If justified by a claim's size and the uncertain solvency of the debtor, legal action may include a petition to obtain an attachment order on available assets and thereby protect the plaintiff's interests pending completion of the proceedings and enforcement of the court's final judgment.


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About Us
A Little About
Buffalo Thunder
Buffalo Thunder Resort and Casino is located and operated by the Pueblo of Pojoaque just north of Santa Fe, New Mexico. Opened in 2008, Buffalo Thunder joined the ranks of the casino elite of New Mexico, included its sister casino, Cities of Gold.
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