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ED Magedson – Founder
Ripoff Report
PHH Mortgage Corporation1 Mortgage Way Mount Laurel, New Jersey United States of America
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Corporate Advocacy Program™
PHH Mortgage is unethical, malicious, and down right criminal in their activities of stealing homes for profit.
PHH with hold funds, at first claiming they didn't get funds and then refusing to post funds or send funds back.
I have a FHA loan, of which FHA is supposed to help with problems with PHH (YEAH RIGHT), FHA gets the run around from this company too. FHA rules are very clear but PHH doesnt follow them.
I missed two payments, not in order. One in May 2009 & one in September 2009. I paid May. I tried to pay September but they sent the money back requesting a higher amount for $3043.45 "as soon as possible" at the end of October 2009. I sent $4151.94. PHH sent back $999.42 of that not the $3152.52. PHH didnt post any of the money I sent. Instead, PHH put my house in foreclosure.
I called PHH and got referred to their attorneys. I filed a BBB complaint, in which PHH admitted to violating FHA regulations about not placing a FHA loan in foreclosure until the owner has missed 3 consecutive payments. I didnt miss those payments. PHH attorney stating, "You should not be in foreclosure...call the company or file an Intent to cure, once you make your December 2009 payment, you should be caught up". I paid that and sent back the money PHH sent back to me via Western Union. Total $5164.61. PHH has not posted anything and still have me in foreclosure status.
I sent a qualified written request to PHH and still no response. PHH is set to sell my home at auction 3/31/2010. HOW? I did everything they asked.
The government really needs to get on the ball especially since this company is dealing with FHA loans first hand. If there is any body out there thats doing a class action. Let me know. I would love to be apart of it. Or if there is a attorney that reads this site. HELP US.
This report was posted on Ripoff Report on 12/16/2009 06:47 PM and is a permanent record located here: http://www.ripoffreport.com/reports/phh-mortgage-corporation/mount-laurel-new-jersey-08054/phh-mortgage-corporation-mortgagequestionscom-cendant-mortgage-homequity-mortgage-servi-540866. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 Consumer Suggestion
SUBMITTED: Tuesday, July 22, 2014POSTED: Tuesday, July 22, 2014
Hello "she" and other customers that have had their rights violated by PHH,
Did you hear about the homeowner that was just awarded $16M from PHH Mortgage yesterday by a Court in Sacramento, CA as a result of loan modification and foreclosure abuses? If not, here's the link and use it to your advantage as leverage to get what you need from PHH mortgage!
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks like Bank of America or Wells Fargo that are "too big to fail" but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like PHH, SPS, SLS, GreenTree, Ocwen and Nationstar are simply just scumbags but they can be beat at their own game too just like the big banks can be defeated.
It pains me that you have fallen victim to the unfair, deceptive and abusive practices of PHH but I commend you for asserting your rights...too often homeowners do not fight for their consumer and constitutional rights! With that said, I would like to shed some light on just how important it is to take your fight outside of the mortgage lender or servicer to the CFPB and/or other government agencies that will actually hold the lender or mortgage servicer accountable on your behalf by simply submitting a complaint after a proper QWR; you do have rights and I would be more than happy to educate you as to how to fight for your rights. My firm routinely seeks out complaints online so that we can educate as to how to fight back on our weekday show called "The Daily Complaint" where we review a complaint and how to tackle it successfully.
We reviewed your complaint on the show if you would like to listen, click here.
Our firm presently has many files that we are working on with mortgage lenders and servicers with many more coming in daily complaining of the same UDAAP and illegal abuses such as yours. In fact, I have at least half a dozen cases in my office right now that we are working on that also have RESPA and Dodd-Frank (CFPB) violations preventing them from modification and threatening foreclosure; we receive at least 2 or 3 calls per day on this topic. We are pleased to state that we beat the mortgage lenders and debt collectors at their own game daily by referencing consumer protection laws and employing the help of government agencies that oversee the industry like CFPB, OCC, HUD and the FTC to name a few.
Any of you please feel free to contact me via email or website as I would be more than happy to contact PHH on your behalf to ensure your rights are not further violated and uncover options moving forward!
My firm, END Consulting, is a full service strategic debt and credit consulting firm started in 2006 with expertise is debt negotiations coupled with an exceptional track record of strategic consulting to include the real estate industry with a formidable business foundation. We have successfully assisted over a hundred clients in the past year alone in achieving desired results with regards to their mortgage loan(s) by stripping down the validity of the debt and forcing the lender or servicer to work with our clients to provide ethical, legal and affordable mortgage workout solutions. The results that we negotiated for our clients were not on the table for most when we took on the client as it took regulatory muscle and aggressive communication to achieve the desired debt restructuring resolutions.
I would be happy to elaborate for you or anyone reading this as we always offer free consultation until we can determine if we can assist you to include contacting the bank and/or servicer for you for free to uncover the options that exist for you in this situation. You can reach me via email at Dana at ConsultingEND dot com or via the web at ConsultingEND dot com. I have had the pleasure of restructuring millions of dollars in debt and helping hundreds of homeowners...my firm is exceptional at what we do!
Every new beginning comes from some other beginning's END
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 REBUTTAL Owner of company
Fianacial statement approvement
SUBMITTED: Thursday, October 10, 2013POSTED: Thursday, October 10, 2013
This Phh Mortgage Company has been ripped me off my housing mortage in 2012 -2013 for monthly payment of 2 month ( in the amount of $7,707.35 )
I have monthly payments from my Bank of American to pove it that I always paid on time and never miss out any payments
I found this out when i closed the Loan with NJ Housing and Mortage Finace Agencey on 6/6/2013 who financial helped my payment for 1 year.
In June 2014 I have to regain my finalcial mortgage with this Phh Mortgage Company I feel that this copmany should be investigage throughly//
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#3 Consumer Comment
SUBMITTED: Wednesday, January 20, 2010POSTED: Wednesday, January 20, 2010
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
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Children's grasp of basic scientific knowledge is exposed as far weaker than previously thought today as new figures cast doubt on a decade of apparent improvements in education.
The proportion of 11-year-olds passing science Sats fell dramatically this year after the Labour government scrapped the high pressure system of targets in May last year.
For the first time, teachers were under no stress to coach their pupils intensively in what they needed to know to pass the exams.
As a result, the national pass rate fell from 88 per cent last year to 81 per cent this summer, the lowest since 1999.
Experts said the figures suggested the apparent increases in standards under Labour were largely "illusory". The figures potentially undermine the credibility of the entire national Sats regime.
Teachers' unions want Sats to be abolished because they say the exams place too much pressure on pupils and staff to achieve the best grades. Last year, the then schools secretary Ed Balls announced that compulsory science Sats for all primary pupils would be abolished in favour of the new sampling system. The announcement followed the 2008 marking fiasco that delayed Sats results for hundreds of thousands of pupils.
In previous years, all 600,000 primary school children in Year Six took the tests in science and their results fed into league tables and targets.
Every child still takes Sats in English and maths but for the first time this year a sample of 27,200 pupils in five per cent of schools completed the science exams to give a nationally representative picture. Assessment expert Professor Alan Smithers, from the University of Buckingham, said the sample gave a more accurate view.
"It shows the difference that you get between when there is pressure on schools because the teachers are being judged by the results and when there isn't," he said.
"It looks as though the present testing regime is not giving us a very accurate picture. The apparent improvement in recent years is illusory as it looks as if we were getting a more accurate picture in 1999, before all the pressure was put on schools."
Statisticians in the Department for Education acknowledged that the results this year could not be compared with those of the past because previous tests "fed the school accountability framework".
A Department spokesman said ministers were committed to ensuring pupils mastered science and were planning to recruit more expert teachers to raise standards.
- More about:
- Teachers

subset: commoncrawl


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Stewarts Grapes Bell Pot in Marble Green is of a simple but decorative design. The speckled marble colouring features embossed grape vines and a double rim. These Bell Pots look great on the patio, balcony or even at the front of your house, present them proudly with a plant of your choice, there's a size to suit everyone.
Important Features of Stewarts Bell Pot:
Size: W40cm x H35cm
Base Width: 24cm
Capacity: 27 Litres
Colour: Marble Green
Material: Plastic
3 x Draining Holes
More Info
Write Your Own Review
We offer two different delivery options for all of our products (delivery rates and services offered by marketplace sellers may vary):
Receive free standard delivery* on orders of £40 or more.
Standard Delivery (2-6 Business Days) - £3.99
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Speedy Delivery (1-2 Business Days) - £8.99
Orders are dispatched Monday-Friday and you will receive an email notification as soon as your items have left us.
For further information on our available delivery options, click here to view our delivery section.


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Hotel Aurora, Amalfi
- Free WiFi
Main amenities
- 29 guestrooms
- On the beach
- Breakfast available
- Bar/lounge
- Valet parking
- Limo/town car service
- Childcare
- Terrace
- 24-hour front desk
- Coffee/tea in a common area
- Air conditioning
- Garden
For families
- Cribs/infant beds (surcharge)
- Babysitting or childcare (surcharge)
- Private bathroom
- Television
- Free toiletries
- Garden
What's around
- On the beach
- Ancient Arsenals of the Amalfi Republic (0.4 mi / 0.6 km)
- Cathedral of Amalfi (0.4 mi / 0.7 km)
- Municipal Museum of Amalfi (0.5 mi / 0.8 km)
- Paper Mill Museum (0.8 mi / 1.3 km)
- Villa Rufolo (2.3 mi / 3.8 km)
Hotel Aurora, Amalfi
Hotel Info: 866-539-8117from $224
- Superior Double or Twin Room
- Apartment, Annex Building (3 people)
- Standard Room, No View
- Apartment, Annex Building (4 people)
- Classic Double Room, 1 Queen Bed
- Standard Room, Sea View
- Classic Double Room
More great choices
At a glance
Key facts
Hotel size
- This hotel has 29 rooms
- This hotel is arranged over 4 floors
- Check-in time 2 PM-noon
- Check-out time is 11 AM
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- Babysitting/childcare *
- Pets not allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Valet parking *
In the hotel
- Buffet breakfast daily (surcharge)
- Bar/lounge
- Coffee shop/café
- Room service (during limited hours)
- Coffee/tea in a common area
- Bicycle rentals nearby
- Hiking/biking trails nearby
- 24-hour front desk
- Concierge services
- Tours/ticket assistance
- Limo or Town Car service available
- Dry cleaning/laundry service
- Laundry facilities
- Luggage storage
- Elevator/lift
- Safe-deposit box at front desk
- Garden
- Terrace
In the room
- In-room climate control (air conditioning)
- Air conditioning
- Minibar
- Private bathroom
- Shower/tub combination
- Bidet
- Free toiletries
- Hair dryer
- Satellite TV channels
- Desk
- Free WiFi
- In-room safe
Also popular with travelers from the USA
Hotel Aurora, Amalfi's small print
Also known as
- Aurora Amalfi
- Hotel Aurora Amalfi
All guests, including children, must be present at check-in and show their government-issued photo ID card or passport.
Cash transactions at this property cannot exceed EUR 2999.99, due to national regulations. For further details, please contact the property using information in the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
A tax is imposed by the city and collected at the property. The tax applies from 1st April to 2nd November. The tax is reduced by 50% for stays over 4 days. Guests exempted from this tax include residents of Amalfi, children under 10 years of age, and disabled persons. Please note that exemptions may apply. For further details, please contact the property using the information contained in the confirmation received after booking.
- A tax is imposed by the city: EUR 3 per person, per night. This tax does not apply to children under 10 years of age.
- Shuttle transfer per adult: EUR 115 eur (one way)
Optional extras
Self parking costs EUR 25.00 per day
Valet parking costs EUR 25.00 per day with in/out privileges
Buffet breakfast is offered for an extra charge of EUR 10 per person (approximately)
Cribs/Infant beds are available for EUR 10 per night
Babysitting/childcare is available for an extra charge
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
What's around Hotel Aurora, Amalfi
- On the beach
- Ancient Arsenals of the Amalfi Republic (0.4 mi / 0.6 km)
- Cathedral of Amalfi (0.4 mi / 0.7 km)
- Municipal Museum of Amalfi (0.5 mi / 0.8 km)
- Paper Mill Museum (0.8 mi / 1.3 km)
- Villa Rufolo (2.3 mi / 3.8 km)
Getting around
- Salerno Station 37-min drive
- Nocera Inferiore Station 42-min drive
- Pompei Station 50-min drive
- Salerno (QSR-Costa d'Amalfi) 49-min drive
- Naples (NAP-Naples Intl.) 68-min drive
- Self parking (surcharge)
- Valet parking (surcharge)
Recent reviews
Excellent 4.1 /5 from 43 reviews
The staff was very friendly and helped us a lot.
Good value for money. Nice breakfast but they do charge 10 euro pp Ask for room 14 or 15 or similar rooms higher up Wifi somewhat weak Shower also very weak No tissues in bathroom Those are only complaints
The hotel was not anything like it was supposed to be in the photos. It was old, smelly and not at all what I was expecting after seeing the photos online. Overall it was a disappointment, and because I booked it on the same day, and trusted hotels.com photos, I was not able to cancel the hotel once I saw the condition it was in.
We stayed two nights at this hotel and it was a wonderful stay! The room was clean and of good size for a European hotel. The shower was a bit cramped as it gives no room to move around at all, but we found it acceptable for a short stay. The front desk was very helpful with information since we were in the area for the first time and were always friendly in greeting us whenever we came back to the room.
Stayed for two nights in June 2014. Hotel is very conveniently located about a 10 minute walk from the ferry terminal, but a flat 10 minute walk, not up the steep hill like so many other hotels. We had a small terrace with a view of the ocean, which was fabulous for evening cocktails. There is a small refrigerator/mini-bar to keep things chilled. The shower is the smallest I've ever seen, but it got the job done. You have to turn sideways to get in and out of it. Our room was on the top floor, which was not served by an elevator, so we had to carry our bags up one flight of stairs. The staff were always helpful, and the maids kept the room clean. Beware opening the door to the terrace in the early evening lest mosquitos invite themselves in. All in all, a good hotel in a great location!
Is the description of this hotel not correct? Tell us


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You missed it This great deal for Canta Rana is over. But don't despair, we've got more great deals every day.
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Tantalize your taste buds with the excitement of Latin American fusion. This Fruitville Road restaurant blends the flavors, spices, and traditional cuisine of Puerto Rico and Peru to make its unique 'PeruRican' concoctions. You'll have the best of both worlds with this deal:
• $10 for $20 to spend on food and non-alcoholic drinks
• This fusion menu highlights a variety of mofongo, tostiche, and cevichito dishes
• Dinner starts at 5 p.m. every day from Monday to Saturday
"Wonderful, wonderful food and the most gracious hosts that I've met at any restaurant in town. If you haven't tried this yet, GO NOW! I've loved everything I've tried here." - Facebook Reviewer
Fresh, Local, and Divine
This family-owned-and-operated spot in Sarasota prides itself on the integrity and authenticity of its offerings. Here, the food is fresh and prepared the moment you order it. Every single dish is cooked with passion, knowledge, and only ingredients from local farmers -- except for the spices and ingredients imported from Peru for true-to-region flavors. You'll savor the papa a la Huancaina, bolitas de yucca, and ceviche de pescado in the Taste of Peru; the alcapurrias, the mini canoas, and bacalaitos in the Taste of Puerto Rico; and a variety of meals that blend the cuisines of two cultures into one delicious medley of chicken, seafood, and vegetable dishes, cooked to perfection.
PAID VALUE EXPIRES ON May 26, 2022
PROMOTIONAL VALUE EXPIRES ON February 1, 2014


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Non-Contact Voltage Detector 90V~1000V AC Pen Stick
Item No.: Capital - OS-CPA-5135
Ratings: (0 review).
Availability: Out of Stock
Price: $5.96 MSRP:$8.80 (Saved $2.84)
Free Standard Shipping
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Note: Ships from China warehouse. We ship world-wide. Most customers receive in 2-3 weeks. Order will normally be processed in one to two days.
- 100% Brand new.
- Designed for electrical testing
- Non-Contact AC detector from 90V to 1000V AC
- Product Specifications:
- Voltage Sensitivity: 90~1000V AC
- Bandwidth: 50/60Hz
- Normal indication: the LED Will not flash if the battery is less than 2V.
- Power supply: 2*1.5V AAA batteries ( not included in package)
- Package: 1*Non-Contact AC Voltage Detector
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Nissan will unveil a new production model at the 2013 Frankfurt Motor Show. The new model will have its global debut at 1:15 pm CET on Sept. 10, 2013, at Nissan's stand in Hall 8. Nissan is targeting to become the top Asian car brand across Europe by 2016, and could already lay claim as the best-selling brand in major markets in the region like France, Italy, Spain and the United Kingdom.
Guillaume Cartier, Senior Vice President, Sales & Marketing, for Nissan in Europe, remarked that despite the downturn in the overall market in Europe, the carmaker managed to achieve record market share in 2012, adding that Nissan is on target to match that achievement this year.
The new production model, which is aimed at reinventing the sports utility vehicle, will be joined by the Friend-Me Concept car that was unveiled at the Shanghai Auto Show in April 2013.
The study showcases Nissan's next generation design language as well as explores the possibilities of a fully connected, fully interactive cabin. The concept was designed through the same process that sparked the carmaker's range of crossovers and was meant to explore how the car of the future may look.
Nissan created the Friend-Me to cater to the needs and desires of "permanently online passengers," positioning itself as a hub for information and entertainment.
Nissan is also set to introduce at the 2013 Frankfurt Motor Show its new personalization program. This program proved to be highly successful for the Juke range, and Nissan seeks to expand it to include the new Note and new Micra.
The expanded program will also feature more accessories and color options to choose from. Nissan is likewise introducing an innovative a new 3D web configurator that allows customers to preview their dream design on every possible angle.


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Orders placed before 5:00 pm are usually available for immediate shipping (unless otherwise noted) and tickets can be downloaded and printed within minutes if you order e-tickets.Guarantee
We began offering a 125% guarantee to customers as a way to honor our commitment to excellence and precision. There is no longer the need to worry about tickets that are not valid for entry to an event or your order shipping too late for the event. Please read our full guarantee. View Complete GuaranteeWhy Use Front Row King?
As a trusted ticket company since 2005, Front Row King has developed a relationship with customers all around the world. Fans can expect that we will provide excellent selection, great prices, quick shipping and superb customer service when working with us to find the perfect seats online and over the phone.Shipping
All deliveries are sent to the address provided during the checkout process. A recipient may be required to sign for the delivery. If you have special instructions or requests for the shipping department, please note them on the checkout page or by calling our staff at 866-226-6811.Ordering
Our site is set up to make ordering as simple as possible. If you have any questions or would like to order via phone, please contact us at 866-226-6811.About Your Seats
After completion of your order, you can track the progress of your order using the instructions provided in your confirmation email.
See Donny And Marie Osmond performing live in Las Vegas, NV. When top touring artist visits your closest city then, rest assured we posses the best variety of tickets around. Your Donny and Marie Osmond tickets concert tickets will arrive on time for the June 21 2017 concert with the exact admission slip you ordered or better, guaranteed. Through Front Row King it's easy to buy sold out Donny & Marie Showroom - Flamingo Hotel tickets today. Simply go through our below arrangement of tickets and choose the best seat possible for you.
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Day 2Mature
Well today went pretty well. Except for the fact that i tried uploading the new page from my kindle and it didn't send it. So here i am, a day later redoing the page.
So this morning my family went down to the river to look at fish. Then me and my sister went and climed trees. Then we headed home and had lunch then i hopped on xbox and just messed around till church.
So all in all not much happened today.


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by Silvia Dotti
(Milan, Italy)
Traditional Beauty
My name is Silvia. I am 30 and live near Milan, Italy. Think of me as the Lady of Shalott.
Since I was a child I have loved art. I have been attending a painter's studio since I was 15, first as a student, now as a partner.
There I have learnt various techniques, i.e. watercolours, pastels, acrylics, oils and also how to paint on ceramic, clothes, wood and glass.
As I am particularly attracted by Oriental motifs, I have also recently taken a course - in Oriental painting with black ink on rice paper - where I have learnt how to sketch various plants and landscapes with ink only, without preparatory drawing, Oriental art being essentially meditation.
My artistic carreer has culminated vith various exhibitions in prestigious art galleries throughout Italy - such as Rome, Milan, Genoa, and Lake Garda - and with the illustration of two self-written children's books which will soon be published by Badiglione Editore - Ferrara and Edigiò - Pavia.
I have illustrated both books, the first with old-fashioned fairy-tale illustrations, the second with simpler and more colorful illustrations for young children.
My illustrations are always kind of realistic (not cartoon-style, though I do enjoy cartooning on request).
I prefer drawing people, but I also paint landscapes. I have been recently developing other tehniques, such as watercoloured background with sea salt (the salt rendering the background somewhat blurred) and the characters drawn on this background with black ink.
Contact Silvia Dotti.
Comments for Italian Illustrator
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Find Hotels in Caledon
Caledon Hotels and Accommodations
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text: SHENZHEN, China, Sept. 27 /PRNewswire-Asia-FirstCall/ -- China Nepstar Chain Drugstore Ltd. (NYSE: NPD) ("Nepstar" or the "Company"), the largest drugstore chain in China based on the number of directly operated stores, today announced that it will hold its Annual General Meeting of Shareholders ("AGM") for the fiscal year ended December 31, 2009 on October 29, 2010 at 10:00 a.m. Beijing Time. The AGM will be held at the meeting room of the Company at 6th Floor, Tower B, Xinnengyuan Building, Nanhai Road, Nanshan District, Shenzhen, Guangdong Province 518054, People's Republic of China. At the AGM, the acting chief executive officer, Mr. Xinghua Wu, will provide the report of the Company for the fiscal year ended December 31, 2009. The Company welcomes all shareholders of record at the close of business on September 30, 2010 to attend the AGM. About China Nepstar Chain Drugstore Ltd. China Nepstar Chain Drugstore Ltd. (NYSE: NPD) is China's largest retail drugstore chain based on the number of directly operated stores. As of June 30, 2010, the Company had 2,582 stores across 74 cities, one headquarter distribution center and 13 regional distribution centers in China. Nepstar uses directly operated stores, centralized procurement and a network of distribution centers to provide its customers with high-quality, professional and convenient pharmacy services and a wide variety of other merchandise, including OTC drugs, nutritional supplements, herbal products, personal care products, family care products, and convenience products including consumables. Nepstar's strategy of centralized procurement, competitive pricing, customer loyalty programs and private label offerings has enabled it to capitalize on the robust economic growth in China and to take advantage of the demographic trend in China to achieve a strong brand and leading market position. For further information, please go to http://www.nepstar.cn. SOURCE China Nepstar Chain Drugstore Ltd.


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Olga – A Daughter's Tale
OLGA (the movie)
Twitter Updates
- British #screenwriters speak out on 'pathetic' treatment by Hollywood ow.ly/txVI30bVzeB #iamwriting #scripts #moviemakers 2 hours ago
- My condolences to the families of those who died in the Manchester explosion. 10 hours ago
Recent Posts
- OLGA (the movie)
- From Book to Film in 1001 easy steps……I wish!
- Extract from Olga – A Daughter's Tale
- May 8 : World Red Cross Red Cresent Day
- The Good and Not So Good Marketing Strategies I've Used to Promote My Book
- Why I Wrote 'Olga – A Daughter's Tale'
- The Power of Humanity
- Mothers: The Unsung Heroes
- To Pay or Not To Pay for Press Releases – That is the Question
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My Favourite Quote"Life is not a journey to the grave with the intention of arriving safely in a pretty and well-preserved body, but rather to skid in sideways, thoroughly used up, totally worn out, champagne in one hand ... strawberries in the other and screaming: 'Woo Hoo! What a ride!' "
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The Good and Not So Good Marketing Strategies I've Used to Promote My Book
As a self-published author I've been reflecting on my journey promoting my book Olga – A Daughter's Tale and I thought, dear reader, it might be useful to share some of the promotional strategies I've used to sell my book. … Continue reading
Posted in Marketing Self-Published Books, Marketing Strategies for Self Published Books, self publishing Tagged book marketing strategies, ebooks, Facebook, how to sell eboooks, KDP Select, marketing, marketing ebooks, promote my book, promotional strategy, publishing with KDP Select, Twitter 8 Comments


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It's no surprise a growing number of parents are worried their kids' degrees were an expensive mistake. Once upon a time students could rely on their degree to give them a leg-up to a decent career. But times have changed. Now young people are spat out into a thick sludge of economic misfortunes, and they face a jobs market in which their impressive CVs might not even get them a shop job.
Our higher education system is a mess, and its high time the value for money of degrees was brought into the spotlight for inspection. Poor value degrees pose a real threat to young people's future financial security. It's an uncomfortable message that careers services need to start spreading – because although politicians would rather brush it off, this generation simply can't afford to let it slide.
One of the difficulties with this conversation is identifying who is and who isn't getting good value from their degrees. I graduated from UCL in 2010 and would now consider my degree to have been decent value for money. The teaching was good and although my course (geography) isn't relevant to my career, I don't think I'd have become a financial journalist without it. However three years into work, I still have more than £20,000 of my student loan outstanding, even though I repay around £150 every month. This isn't unusual for a graduate my age with a decent job and a full loan to pay off.
Among others with similar prospects from my year group, the consensus is clear. We don't regret our degrees for a second, but the impact of our student loan on our ability to save is considerable. The repayments are hugely noticeable even though they barely scrape the froth off what we owe.
If I keep paying £150 a month, in 10 years I'll have paid off £18,000 of my loan. But if I could invest that money in the stock market instead, managing to make an average 5% annual return, in a decade I'd have saved £23,000 – probably enough for the deposit on a flat. I can (just about) accept this drain on my finances. But if I hadn't been so lucky with my career, the debt would be much harder to stomach. If I'd tried to get a graduate job, failed, and settled for a non-graduate career in which I earned more than £15,000 (my student loan repayment threshold), I struggle to see how my degree would have been anything but damaging to my personal finances. A disturbing number of debt-ridden graduates are facing this reality. Swamped by intense competition for jobs, nearly half (47%) are failing to get hired in "graduate" roles, even five years after leaving university.
Millions of people make better-than-average livings without going to university. Only 14% of British workers currently earn more than £40k a year, but 48% of these don't have a degree, according to numbers crunched for the Guardian by the IFS. However, because more people are going to university, competition is intensifying and some jobs that were once open to anyone now require degrees. Several years down the line, the labour market is likely to be full of student loan-ridden graduates.
The new post-2012 loans are particularly punishing for people on medium salaries. Graduates repay 9% of all earnings above £21,000 for 30 years (or until they've paid it off).This means modest earners get off relatively lightly, but over the course of their career, someone starting on a typical graduate wage of £25,000 and with a typical debt of £45,000, is likely to pay it back in full.
In this case repayments would start at £360 a year, which, if paid instead into a company pension could grow to around £100,000 in value over 30 years, according to Hargreaves Lansdown calculations, which assume a 5% growth rate.
Now consider that the UK is on track for a pensions crisis because people aren't saving enough for retirement. A £100,000 pension pot is more than three times as big as the nest-egg the average British worker is squirrelling away. It could mean the difference between total dependence on the state pension and being comfortably off in old age.
Far from a friendly, fluffy "graduate tax" as the government likes to portray student loans, loans taken out from 2012 produce debts with sharp teeth and real potential to chew up people's ability to save. And most graduates will leave vast (and growing) chunks of debt unpaid, leaving a potentially devastating burden for future taxpayers.
Politicians would rather stick their fingers in their ears and whistle than admit that too many people are paying too much to go to university. For them, herding youngsters into useless degree courses as a quick-fix for the youth unemployment rate makes sense – especially when each student it finances results in a £94,000 profit for the Treasury.
The cost of university has already hurt my generation's finances, but it doesn't have to continue to. Courses should either cultivate superior academic rigour or teach people industry or trade skills they can take with them into the workplace. A closer inspection of the courses that do neither of these things, and an attempt to improve them, could be a good first step towards making sure people's money isn't being wasted.


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My pirate Hearrrrt
As I climbs up the riggin',
I sees a maiden fair,
I says, 'Arrr, listen darlin',
May I stroke yer luverley 'air?'
Unfortunately fer me,
Cap'n Donald Haddock the third,
The lurverly maiden that I sees
Is an oceanic bird.
I blames the rum, arrrr, that I do,
So I climbs back down again,
Since I started drinkin' it,
Me's eye's not been the same.
(Best I could do. Oh God, I'm a terrible poet.)


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Picture Special: Southampton's XI if they held on to all of their star possessions
STARSPORT show you how Southampton's line-up would have looked like today if the Saints never let any players go.
Many talented players started their careers at Southampton before taking the Premier League by storm.
Many of them went on to become Manchester United, Arsenal and Liverpool regulars.
But what would have happened if they never actually left Saints? Would a team like this win the league?


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Donde Mira El Sol Tu Casa Spa Resort en Acapulco puts you within a 15-minute drive of La Quebrada Cliffs and features airport pick-up service (available 24 hours). You can grab a bite to eat at the restaurant and visit the spa to be pampered with deep-tissue massages, detox wraps, or aromatherapy. 3 outdoor pools and a rooftop terrace are offered, and rooms have conveniences like sofa beds and microwaves.


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Semi-official private hotel sanctuary for West Hollywood's A-list elite. Safe refuge for the notorious, the infamous and in at least one case, the accused. And ground zero for a litany of rockers looking to hide out in plain sight. Since 1963, the serene garden oasis in the heart of West Hollywood known as the Sunset Marquis has served as home-away-from-home to rock legends, Mad Men, fashionistas and discerning travelers from all over.
The West Hollywood hotel's celebrated story is the stuff of coffee table books, yet its reputation remains pristine even after all these years. And now, fresh from a $25 million renovation and expansion, including the introduction of forty amazing private Mediterranean-style Villas, the Sunset Marquis is already writing a new chapter in Hollywood history. They invite you to visit the Hollywood hotel and write a few stories of your own.


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Check out samples here
For more info, or to set something up, email me
A collection of 22 of my best
artist advice articles
Pick it up for just $1
w/ Michael Imperioli ('14)
w/ Millionaires ('12)
w/ Adam Duritz, iLLspoKinN & Notar ('10)
w/ Kevin Pereira on the old set of
Attack of the Show ('09)
w/ Kevin Pereira on the old set of
Attack of the Show ('09)
Labels: Artists Of The Week
At 3:04 PM, Homeboy Sandman said…
if you google "hip hop" the first 13 results will be for mr. beatz.
At 3:33 PM, Solomon Jazz said…
Mr. Beatz is hip hop's first therapist. Beatz, we need a hip hop version of HBO show "In Treatment." Make it happen...http://www.solomonjazz.com
At 6:12 PM, mrbeatz said…
I really appreciate that y'all lol.
At 10:40 AM, Chilly S said…
From what I've been told, besides MCing, DJing, Beatmaking, Producing, Mr. Beatz can also fix your car, and land a passenger airliner in the Hudson.
At 11:37 AM, kats said…
Mr. Beatz is real good people...plain and simple.
At 2:32 AM, YC said…
Well deserved. This is someone who lives Hip-Hop, as well as creates it.
Ten Secrets for Making a Show a Success Despite a Low Turnout
What Happens to an Artist When Their Record Label Folds


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Taylor Swift and Calvin Harris Dine at the Spotted Pig; Dwyane Wade Stops by Junior's
This week's Celebrity Settings.By Vanessa Karalis
This week's Celebrity Settings.By Vanessa Karalis
"Honestly, I don't drink too much, so when I do, I do Champagne, so it's good. You're not going to have a headache."By Jillian Goodman
KAty Perry has a gala birthdya party wi5th a Willy WOnka theme at SUnset beach, and Brad Pitt hits Madeo before working.By Hadley Tomicki


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The Unexpected Things That Happen When A Klutz Tries Barre Fitness
Coordinated is not a word I would use to describe myself. I'm a lot of things (good and bad), but one thing I certainly am not is coordinated. It seems that falling is a hobby for me; I've fallen at the Toronto Airport, down my mother's stairs, in multiple parking lots, going up the stairs, at Whole Foods, and (my personal favourite) in a university parking lot after the parking arm closed on my head and almost knocked me unconscious.
I'm not one of those girls that is klutzy in a cute way and somehow it's endearing. Girl, please. Has a parking lot arm ever hit you in the head? Amateurs.
As a result, even though I'm a fitness fanatic, the concept of group fitness not only scares me, it terrifies me. The idea of coordinating moves that test your physical ability to music among perfect strangers is essentially a re-occurring nightmare for me. When barre became popular a while back, I wanted to try it, but I let my fear get the better of me. I wanted the signature barre lean body, toned muscles, and strong core, but in my hardwired fear-based mind:
Barre = ballet.
Ballet = dance.
Dance = coordination.
Coordination = a bruised ego and possibly a bruised body.
Fast-forward a few years and things are different now. I run my own copywriting business, I'm the editor-in-chief of Kendra Found It, I'm more confident in my fitness abilities, and I'm a grown-ass woman. It was time to conquer my fear.
Raising (Lowering?) the Barre
Barre is hard to describe, but I would say it's a fitness class based on small movements, core strength, using muscles you don't even know you have, and perfecting your form. In terms of comparing it to other styles of fitness, it feels like the lovechild of Pilates, yoga, and weight (strength) training. Depending what type of class you take and the studio you sign up with, you can either leave dripping with sweat or with a lovely glow.
I was told that anyone can do barre, but before I signed up, I still had to ask the most annoying and crazy questions:
"Do I need to know how to dance?" Answer: No.
"Do I need to wear a tutu?" Answer: No tutus. Socks with sticky soles or bare feet.
"Can I leave if I don't like it?" Answer: Yes, but you won't want to.
"Will everyone be looking at me?" Answer: No. Not unless you're wearing a tutu.
So I did what any self-respecting 30-something would do: I signed up for a month of classes at the Dailey Method and then avoided going for the first week.
After a full week of procrastination, I signed up for Dailey Basics, which is their introduction class into barre fitness. I chose it because I wanted to be around other clueless people like myself and also secretly hoped that there would be someone there that was worse than I was. After just one class, I discovered that barre has much more to do with yourself than the people or even the music around you.
What to Expect
The room was lined with (surprise!) a ballet bar, but please believe me when I tell you that you truly don't need any dance experience or even fitness experience to try barre.
Barre classes have a "flow" to them, working a wide range of muscles; most classes have similar holds, balances, pulses, and isolated movements. Each class is different, but barre focuses heavily on core strength, so it's a good option for people looking for low-impact workouts.
During the next three weeks, I tried almost every type of class at the Dailey Method Kitsilano and learned a lot:
- Like any other fitness class, a good instructor makes all the difference -- find one that will help you perfect your form.
- You'll need to know two basic moves: tilt and tuck (your instructor will explain them to you at the beginning of class).
- Every barre studio is different, so start by getting an idea of what you're looking for. Do you want to join a studio that has just one type of class and perfect it? Or would you like to go to a studio that offers a variety of class styles?
- It's better to have good form and not be able to finish the set (or have to take a break) than to complete all the repetitions with incorrect form.
- Most barre classes give you the option of using small two to eight-pound weights. Don't be a hero -- start small and work your way up.
- I love a good cardio session, so my favourite class was Dailey Cycle: 40 minutes of cycling followed by a 20-minute upper body barre workout. It was a love/hate relationship while I was doing it, but I had nothing but love once I was done (it was probably the endorphins).
Lessons Learned
Classes, by nature, are for learning. Their main purpose is to teach you something; as a result, there will always be a learning curve. There were times when I looked comical, had no idea what I was doing, and even times when I swore out loud because I was pretty sure my arms were going to spontaneously combust. Guess what? The world didn't end -- no one cared about what I was doing; they were all focusing on themselves. As they were working up a sweat, they were probably thinking about whether their form was correct, what they were going to have for dinner, or whether they turned off the stove before they left the house.
My worst fears were never realized: no one pointed and laughed at me, no one stared at me, and best of all, a parking arm didn't close on my head. Once I let go of my worries, group fitness became much more enjoyable and felt completely different to me.
I learned a lot during my three weeks at the Dailey Method: I learned how to tilt and tuck, the proper form for planking, exercises to isolate my triceps, that I have extremely tight hamstrings, and that my favourite part of class is at the end when the teacher offers up Shavasana. The biggest lesson I learned from barre? My insecurities and neuroses are literally all in my head.
Oh, and I also learned that I need to wear those sticky stocks every day for the rest of my life because it's really hard to fall down in them.
Fitness pass c/o Dailey Method.
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Holland feels that this is one of the most misunderstood aspects of exercise. "This myth actually plays into the No. 1 reason people cite for not exercising, namely lack of time," he said. "There is now significant research indicating that smaller bouts of exercise done throughout the day can yield big results." He also explained that even breaking 30 minutes of activity into three separate 10-minute sessions throughout the day can produce the same effect. "Even one- to two-minute, short bursts of exercise have significant value over time," he added. Photo Credit: Shutterstock Click Here to See More Fitness and Health Myths You Need to Stop Believing
"Research has shown that combining healthy eating and diet is the 'secret' to losing weight and keeping it off long term," Holland said. "Burning a few hundred calories through exercise and reducing caloric intake by a few hundred each day will lead to one to two pounds of weight lost per week—a realistic and sustainable goal." Photo Credit: Shutterstock
"Many food companies have made making healthy food choices increasingly difficult over the past few decades with increasingly bold, and often confusing, marketing tactics," Holland explained. "Just because a product is advertised as healthy does not necessarily mean it is." He suggests that you always read labels carefully and choose foods that have the least number of ingredients. Also, aim to buy products made with ingredients that you recognize. "Look for total calories, and try to choose foods that are the least processed and in their most natural state," he said. Photo Credit: Shutterstock Click Here to See More Fitness and Health Myths You Need to Stop Believing
Holland debunks this myth in plain and simple terms: "You cannot 'spot-reduce' and 'tell' your body where to get rid of fat stores by doing exercises that target that region." He explained that yes, crunches will help to strengthen your abdominal muscles, but ab exercises alone will not result in belly fat reduction. "In order to flatten your stomach, you need to decrease your overall body fat percentage along with the fat layer," Holland said. "This comes from a combination of healthy eating and doing regular cardiovascular exercise." Photo Credit: Shutterstock
When it comes to achieving true health and fitness success, Holland stressed the importance of incorporating both exercise and diet into your daily routine. One isn't necessarily more important than the other. It's important to create a balance that includes both. "Trying to achieve weight loss through either diet or exercise alone is extremely difficult, and it's also one of the main barriers to achieving your health and fitness goals," Holland said. Click Here to See Fitness and Health Myths You Need to Stop Believing Photo Credit: Shutterstock
Follow Kendra Hagerman on Twitter: www.twitter.com/kendrafoundit


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Android Development
College App, For NIEC
Worked and released college fest app in a short amount of time.
Pursuing B.Tech in Computer Science Engineering , Northern India Engineering College.Area of knowledge in Android Application Development, Front end Web development (HTML 5,CSS 3) and Javascript (OOPs),Version Control Software(Git Bash and Android VCS), and working knowledge of Python 2.7 for Data Analysis and unsupervised learning . Designing skills (Photoshop Cs6 and Illustrator).
Worked and released college fest app in a short amount of time.
Working on a social media based online platform focused on community service.
Working on python for Data Analysis and Regression
Teaching underprivileged Children
♦ English -Read , Write , Speak.
♦German-Read,Write ,Speak(Conversational).
Computer Science Engineering , 3.5 C.G.P.A.(2nd Year)
Attained 95%,in PCM with Computer Sciences
Attained 8.6 C.G.P.A.
♦Ardent reader with special interest in Sci-Fi , Political Drama.
♦Archery , Swimming ,Cycling .
♦ Playing Guitar ,Singing .
♦Knowledge about a wide array of technology.
♦ Expert Proficiency in English.
♦ Keen interest in current events national and international .
♦ Voracious Reader, lucid writer.
WordPress Based Blog:https://ishankwebdev.wordpress.com/
GitHub Blased Blog:http://prophet1996.github.io/


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I was very impressed with the amount of time Mr. Snead spent on my case. He had brought to light a few things I had never considered before. Very well prepared and knowledgable of my type of situation and explained everything I needed to know in detail. I will call Mr. Snead if I ever need any kind of legal help again. Thanks Jeff.


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Spencer Institute Offers Affordable Certified Wellness Coach Training
Spencer Institute is currently accepting enrollment into the Most Popular Certification program they offer.
As a highly qualified, nutrition and wellness coach, Ellis is passionate about the Spencer Institute Certified Wellness Coach Training Program. He offers it online and attempts to accommodate any budget. This affordable certification program is designed to help anyone who is interested in becoming a wellness coach. Thanks to their 2 easy payment options, nutrition and wellness coach certifications can be obtained online by those who share Dr. Spencer's passion; that of helping others to enhance their lives.
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With the growing demand for health and wellness in today's society,"Wellness Coaching" combines elements of traditional life coaching, lifestyle fitness coaching, green living, sound nutrition, and exercise and stress management. As a result, the certified wellness coach training program at the Spencer Institute is a comprehensive coaching and mentor program.
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The online wellness coach training that is offered at Spencer Institute will assist participants in reaching their certification goals. This highly targeted training program helps aspiring health and wellness enthusiasts become experts. Interested viewers can visit the site and find comments from successful coaches from around the world who have earned their professional certification. There are also success stories and reviews that will provide more insight on the program.
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According to the program's creator, this health and wellness coach certification program provides students with a step-by-step blueprint to success, one that can be delivered to you in an easy-to-follow online format. Successful completion of this program will enable certified wellness coaches to run their own wellness coaching business online. "They can do it from home, on the beach, or even have their own wellness center." Others have also imitated Dr. Spencer himself, and went on to write books, create wellness information products, and even have their own TV or radio shows.
Dr. Spencer says that the Spencer Institute Affordable Certified Wellness Coach Training Program is "bridging the gap" between your desire to do more, and actually fulfilling your dream.
For more information, visit: http://www.spencerinstitute.com
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ED Magedson – Founder
Ripoff Report
OMAX263 West Olive Ave #208 Burbank, CA, Select State/Province USA
OMAX Montres Omax S.A.GenevaSwiss Company Misrepresented their obligation to their objective. A free watch is supposed to be free, not a secret charge on a credit card. Burbank, CA United States
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I was to take a survey and receive a free watch for a charge of shipping and handeling. I took the survey and checked the fine print for instructions. There was notheing there to say I was signing up for a program.
I received the watch and then a charge on my credit account for $95:00.. I received another watch a month later and a charge on my account of $49.00.
I contachted the company and they told me I had signed up for a program to recieve a watch every month for $49.00. They told me they wound concel the contract and gave me a number 1200490. I e-mailed them twice about my dissatisfaction and did not recerive a responce.
This is a total missrepresentation of what they wanted me to believe and I will send back the watches for a total refund.
This report was posted on Ripoff Report on 08/07/2014 02:37 PM and is a permanent record located here: http://www.ripoffreport.com/reports/omax/burbank-ca-select-stateprovince-91502/omax-montres-omax-sagenevaswiss-company-misrepresented-their-obligation-to-their-object-1168205. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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The Lady In Red: A Ghost Story
There were no brass bands when Sergeant Wilson Prescott came back from war . . . not that I wanted any. All I wanted was to go home.
There were no brass bands when Sergeant Wilson Prescott came back from war . . . not that I wanted any. All I wanted was to go home.
The Prescotts have had a plantation since the late seventeen hundreds. It's called "Lebanon" named after the small Mississippi town on the Yazoo River in Holmes County. There wasn't much left of Lebanon Plantation . . . several hundred acres of Mississippi cotton land out of what used to be thousands and a plantation house that was covered with vines. The house—situated near the riverbank—was rotting and falling in on itself. I didn't care about that. Since my parents were both dead, I knew the old house would provide the solitude I craved. At Lebanon there were only two old family retainers . . . an aging black couple called Jobie and Bole Weevil. I can't help it. That's what he was called.
The bus dropped me in Cruger and I got a ride with a farmer out the Old Lebanon Road to the plantation. I was going to hide there and write about the war. I had no ambitions to write the great American war novel. I just felt that if I wrote about the war I might stop having nightmares about shooting children who were trying to kill me. My body had been lucky in Vietnam. I had received only minor wounds—a peppering of shrapnel from a mortar round. My mind hadn't done so well. It wasn't what I had seen that gave me the nightmares; it was what I had done.
The old house looked just the same, only slightly more rotted. After I had said hello to Bole Weevil and Jobie, and finally stopped her from clucking over me, I changed from my uniform into some old slacks, a tee shirt and some loafers. I looked in the mirror. It didn't look like me. I looked like someone I used to know.
Downstairs, I found Jobie had made a nice lunch.
"I done made all yo' favorites, Mr. Will," she said.
I thanked her. She had given me fried chicken, rice and greens, but I couldn't eat much. I pushed my food around on the plate while Jobie stood by looking more worried than ever. After a chicken leg and a glass of milk, I pushed back from the table and went to the library where I sat down at the old typewriter I had used in college. Nothing came to me. I sat there and looked at my hands . . . made green by the light flooding in through the vines that had overgrown the tall windows and French doors of the library. I was tired to the bone. Finally I stumbled over to the old horsehair sofa and fell out. I slept like a dead man.
. . . A firefight was going on. We had called in an air strike on the village at the edge of the jungle. Sniper fire from there had killed two guys in my squad. The fighter-bomber screamed in and napalm rolled—in orange-black fury—over the village. A young girl ran flaming from the village screaming. A burst from my M-16 stopped her screaming . . . I woke and sat up, tears streaming down my face. It was my first nightmare back at the plantation.
. . . Welcome home.
Three months later after writing two hundred and eighty pages, the nightmares were worse. It was the third day of August.
That day I stopped writing around noon and came out of the library for lunch. Jobie was still giving me good meals and clucking over me like chicken.
"You got to eat, Mr. Will. You skin and bones," she fussed.
"Leave me alone, Jobie," I told her absently for the three-hundredth time.
I had caught a glimpse of myself in the yellowed mirror in the hall. I was thin. I didn't care. I managed to swallow something, left the table, went back in the library and locked myself in. I sat for hours trying to write, but I couldn't get started again. My theory about writing myself out of the nightmares hadn't held up. I knew the writing was making everything worse. There was no point in going on with it. I looked at my shotgun in the gun case between the bookshelves. I couldn't pull my eyes away. More and more grayness filled my mind. What I had written had no meaning. Life had no meaning. Only the shotgun had meaning. It was a way out. I tore my eyes away from the gun case and stumbled out of the library. There was a bottle of bourbon in the butler's pantry. I took it to the front porch and sat in the twilight with the bottle. Jobie and Bole Weevil had gone home. I was alone. I sat on the front porch drinking and trying not to think about the shotgun. I saw the lights of a car coming up the long gravel drive. It pulled up near the steps where I sat. The driver got out leaving the lights on. A redheaded young woman with freckles got out with a glass-covered dish. I was partly dazzled by the headlights and didn't recognize her.
"Wilson?" she said.
"Yeah," I answered. "Who's that?" I must have looked pretty bad. I hadn't bathed, shaved or changed clothes for days. I had lost weight. I had drunk half a fifth of bourbon.
"It's me, Jan Harris." The Harris place was next to Lebanon Plantation just up the river. She moved out of the glare and I could see her.
"You grew up," I said. She was looking at me like she couldn't believe her eyes.
"What happened to you, Wilson?"
"Vietnam," I told her.
"You're drunk," she said.
"Yeah, I am," I admitted.
"Momma sent me over with a casserole." She extended the dish.
"I don't want it," I told her rudely. She looked at me for a minute. Biting her lip and shaking her head once in puzzlement, she got back in her car and drove away.
That night I woke after another bad dream. I lay in bed sweating. The frogs and cicadas had quit and the night was still. The moon was about to set. I sat up remembering the shotgun downstairs. It drew me with a magnetic attraction. My sweat was drying. It was hot but I began to feel chilled.
"Help me," I sat me up with surprise. It was a woman's whisper coming from outside.
"Who's there?" I said, going to the window.
"Help me, Jason. I'm caught." I felt my way down the stairs not turning on any lights. I went out the back door and moved across the overgrown lawn and into the oak trees. I felt Spanish moss brush my face. I moved quietly as I had learned to move through the jungle in Vietnam.
"Jason . . ." I heard the whisper again, near the river. I saw a redness near the bank of the river. It was a light without light . . . a transparent redness that illuminated nothing. As I approached I saw a whiteness that seemed to be a woman's face and the redness took on the form of a dress. What appeared to be black hair streamed across her neck and shoulders . . . coils of blackness in the strange light. She turned her face to me. Except for the eyes, it was beautiful. The eyes were completely white and dead looking. A shiver prickled up my spine, but I forced myself to go closer.
"Release me, Jason."
As I approached I saw her better. She wore long white gloves. I saw that her hair was dark auburn, not black. On dainty feet she wore black boots. I reached towards the image and it faded . . . disappeared. I must have stood there for five minutes feeling numb. Finally the coldness faded and I rubbed my eyes . . . wondering if it was the booze or if I was going over the brink mentally. For some reason, before I returned to the house, I reached up for a dead limb and broke it off. I stuck it into the soft, black earth marking the spot where I had been standing.
The next morning I popped awake with a question ringing in my mind, "Who was Jason?"
It was Jobie's day off. After I made toast and coffee, I went to the library to the oak filing cabinets where family papers were stored. My grandmother had been a genealogy fanatic and had kept well-organized family records dating back to the early eighteen hundreds. On the way to the library, I caught a whiff of myself.
"Ye Gods!" I said out loud. "Just because I'm a wreck is no reason I have to smell like one." After a shower and shave and some clean clothes, I looked—and smelled—better. Had I not been so gaunt, I would have been presentable . . . not that I had anyone to be presented to. Then I thought of Jan Harris. I decided to walk over and apologize to her and her mother. But first . . . the library.
As I entered I looked at the gun case. Something had changed. The gun was there but now it was just a gun. It no longer had any power to dominate my thoughts. I wondered why. Then I realized that what I had seen last night had—for the first time since Vietnam—made me interested in something besides myself.
"Well, if I'm going crazy," I said out loud, "at least it's an interesting way to go."
I took out the file that said "Family Tree" and began to flip through, scanning for a Jason. I found him on the fourth page: Jason Prescott, 1803–1833. The chronological files went back to 1830, so I thought I had a chance of finding something about him.
The file from 1830–1840 was thin. There were a few letters but none mentioned Jason Prescott. There were records of crops and one record of slave births and deaths and a badly yellowed clipping from a newspaper. The masthead was missing but the date was there. I read:
The body of Jason Prescott—an apparent suicide—was found in his bedroom by his manservant today. Further foul play is feared.
Mr. Prescott's fiancée, Barbara Landry—the daughter of the owners of the Landry Plantation near Egypt, Mississippi—is missing and feared murdered. Under close questioning by the Sheriff, Miss Grace Landry, sister of the missing young woman, admitted that her sister was with child. It is feared that Prescott discovered this fact, killed his fiancée and committed suicide. A massive search is underway around the Prescott Plantation, but so far there is no trace of the missing woman.
The Prescott house servants told of their master—in a rage with a shotgun— chasing them from the house, thus leaving Prescott alone for some time with his fiancée.
Miss Landry is five feet three inches tall and has long auburn hair. When last seen she was wearing a red dress, white gloves and black boots. Any person having information about a woman fitting this description should contact Holmes County Sheriff, Joseph Heatherton immediately.
The date of the article was August 3, 1833! Last night had been the anniversary of the death of Barbara Landry! I had to tell someone about this. It was all too amazing. I remembered the calm, steady gaze of Jan Harris and my desire to apologize. In my withdrawal from the world, I had not bothered to acquire a car, but it was only a twenty-minute walk to the Harris place. I put the fragile article in an envelope and left the house.
"So you don't think I'm crazy?" I asked Jan after I had finished telling her the story. Jan slid the article back in the envelope.
"Not now," she replied. "I did the night I brought the casserole over . . . crazy and drunk. Wilson, I want to see the place where you saw this vision."
"I think I can find it," I told her. "I stuck a dead branch in the ground to mark the spot."
"Why did you do that?" she asked, looking at me intently.
"I don't know," I said truthfully. "I just did."
We found the dead branch.
"The vision was right over there by the river bank," I pointed. We went to the place. There was a slight depression in the ground—about five feet long and three feet wide. We looked at each other.
"A grave . . ." she said.
"I'll get a shovel," I replied.
It didn't take long to remove the soft, black dirt. The shovel hit something hard. I got on my hands and knees in the hole. It was about three feet deep. I swept dirt from a flat smooth surface. A slab of glass began to appear. I brushed more dirt away and leaned closer to examine the glass.
"Jesus!" I screamed, jumping backwards in the grave. "Jesus, God Almighty!"
There, beneath the glass, floated the dead white face of a beautiful girl with auburn hair swirling about her head. Only the eyes were ghastly and blank. They were even whiter than the face.
After I had calmed down, we excavated around the glass-topped iron coffin. The rest of the girl came into view. She was floating in some kind of clear liquid. Red dress, black boots, white gloves . . . all were perfect. Only the eyes were wrong.
Let's open it," I said. I went to the tool shed for a crowbar. It took our combined weight to lever up the iron frame that held the glass. We were assaulted by a powerful smell of alcohol.
"It smells like pure grain alcohol," I said.
"Where in the world would Jason Prescott find that much alcohol?" she said, "not to mention a glass-topped iron coffin."
"Maybe he didn't kill her in a rage," I replied. "Maybe he found out beforehand and had time to plan the murder."
"If that's what happened," she said, "he must have been insane."
The perfectly preserved skin of the corpse was already starting to discolor where the air had touched it.
"What now?" Jan wanted to know.
"A cremation," I said. "I want to release some ghosts."
I went to the house and came back with some matches and my manuscript. I fanned it out in my hand and lit the edge of the paper. As the pages caught, I placed the flaming manuscript carefully in the coffin.
"Your ghosts, too?" she asked taking my hand.
Not wanting to see the beautiful face distort from the fire, we backed away from the coffin. Blue flame spread over the alcohol.
"Yes. They'll just be bad memories, now," I said. "They won't haunt me any longer."
We smiled into each other's eyes as blue fire spiraled into the Mississippi twilight.
Note: This story has a basis in fact. In Mississippi Off the Beaten Path by Marlo Carter Kirkpatrick, there is a factual account of the discovery of a perfectly preserved body of a young woman with auburn hair who was dressed in a red velvet dress. The body had been preserved in alcohol in a cast-iron coffin with a glass lid. The coffin was unearthed in 1969 on the Egypt plantation in Holmes County, Mississippi. Thanks to our dear friend, Father BenjaminBell, for sending me the factual story and suggesting that I write a short story about The Lady in Red.


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Soothing Aloe Vera in the After Sun Mist combined with cooling mint and therapeutic lavender bring a natural relief to hot, sun-drenched skin. Keep refrigerated for extra-refreshing and cooling effect. Best used after the skin has been exposed to sun or any time you need to cool down and hydration for your skin.
: Shake well before use because there are no emulsifiers in the bottle. Spray on freshly cleansed skin. Safe for use on body and face. Avoid eyes. Discontinue use if irritation occurs.
: Water (Aqua), Aloe Barbadensis Leaf Water (Aqua), Sodium Chloride (Dead Sea Salt), Lavandula Angustifolia (Lavender) Oil, Mentha Viridis (Spearmint) Leaf Oil, Lactobacillus Ferment


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how can i safely remove my external HDD WD Elements 3tb from Wdtvlive.
Because when i unplug it from wdtvlive and plug in to my pc it reports some errors which i have to fix it every time i do this and i assume its caused by unplug it from wdtvlive incorrectly.
You're in the wrong forum. This forum is for the WD Elements PLAY Media Player.
But anyway, you need to hit the EJECT button on your WDTV remote and follow the prompts.
I apologize for posting in wrong forum but anyway thanks for quick respons and solutin. I don't know how i didn't see that eject button:laughing:


text: Running Vista Basic on a notebook with multiple user accounts. Since no policy editor exists on the basic verssion, from what I have found, is there another method to make configuration changes to ALL users? Specifically, I want to set the power settings globally for all users. MORE specifically, since Vista has buried the "Shutdown" command deeper in the STart menu then ever before, my intention is to configure the power button on the notebook to shut down the unit. However, the standard configuration is such that the pressing the power button puts the notebook into Standby which is exactly what I DON'T want. Any suggestions? Or obvious alternatives that I may have missed? Thanks in advance!


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|Message view
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|"Doug Case" <dc...@proclarity.com>
|DISREGARD: clover database resulting in ctx extension
|Fri, 17 Sep 2004 18:13:17 GMT
i just found the contextdef file definition. thanks! -----Original Message----- From: Doug Case Sent: Friday, September 17, 2004 12:09 PM To: 'email@example.com' Subject: clover database resulting in ctx extension i'm currently building a large source tree 1700+ files and instrumenting with clover. during the clover-setup task i set the clover database filename to clover.db, but when it comes to generating the report. . .i get a filenotfoundexception because the resulting database has been appended with a .ctx extension. what's going on here? --------------------------------------------------------------------- To unsubscribe, e-mail: email@example.com For additional commands, e-mail: firstname.lastname@example.com
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In the finest Cheshire countryside, beside the River Dean, lies The Deanwater Hotel. Originally, a hunting lodge dating back to the sixteenth century, the hotel offers all the facilities required of a modern hotel in a convenient location. Private woodland and immaculate gardens provide guests with...
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text: 000 FXUS63 KABR 241728 AFDABR Area Forecast Discussion National Weather Service Aberdeen SD 1228 PM CDT Wed May 24 2017 .UPDATE... Issued at 914 AM CDT Wed May 24 2017 Tracking the northeast edge of the cloud shield that could be just southeast of Britton-Sisseton shortly after 19Z, if they don`t erode before then. Continue to edit cloud cover as needed, bumping it up over the eastern third of the forecast area this morning. No other significant changes were made to the ongoing forecast. UPDATE Issued at 703 AM CDT Wed May 24 2017 Temperatures have begun to rise, so have gone ahead and cancelled the frost advisory. No other changes made to the forecast at this time. && .SHORT TERM...(Today through Friday Afternoon) Issued at 350 AM CDT Wed May 24 2017 Surface high pressure is parked over the area this morning, with mainly light winds. There are some higher clouds streaming down from the north, which may be keeping temps up just a touch, but they have still managed to fall into the upper 30s for many locations with another couple hours of cooling left. Will keep the Frost Advisory in place for the time being as temps may fall a few more degrees by sunrise, with potential for frost in low-lying areas. For the rest of today, the surface high will move away from the area and allow for southerly winds to return. Aloft, upper level ridging will build across the Dakotas allowing a warmer air mass to move into the region. Highs will rebound into the 60s and lower 70s today under mostly sunny to partly cloudy skies. Overnight, a surface trough will make its way eastward through the CWA. Looking at mainly shower chances as the trough pushes through, and will see best chances across western into central SD this evening. With loss of daytime heating, expect much of the activity to diminish before anything reaches the James Valley. Better upper level forcing over ND may keep showers going longer into the evening, but will really taper off precip chances over the CWA after 06Z tonight. Thursday is looking like a mild and breezy day behind the passing frontal boundary. Increased winds a bit over central SD above that of SuperBlend. With good mixing, have also increased highs a couple degrees above SuperBlend. Mild temperatures look to continue into Friday as well, with 70s for highs. .LONG TERM...(Friday Evening through Tuesday) Issued at 350 AM CDT Wed May 24 2017 An upper level low will be over central Canada at the beginning of the extended period, with a trough extending from it back to the southwest over the northern Rockies. The low will drop southward over the region Saturday night, exiting to the east by Monday morning. Northwest flow then sets up Monday night before a secondary lobe off the low drops over the area on Tuesday. At the surface, weak high pressure will be over the area Friday evening, but gets pushed quickly to the east as a low pressure system tracks from eastern Colorado across the Central Plains, spreading potential precipitation as far north as the southern CWA late Friday night and Saturday. Lingering shower/isolated thunderstorm chances will continue into the day Sunday as the region becomes situated between the exiting low and high pressure to the west, and weak instability develops. The high settles in over the region Monday and Tuesday, bringing dry conditions with it. Temperatures will be right around normal, with highs in the upper 60s to mid 70s. Overnight lows will be in the 40s. && .AVIATION...(For the 18Z TAFS through 18Z Thursday Afternoon) Issued at 1227 PM CDT Wed May 24 2017 VFR ceiling and visibility are expected to linger through early Thursday afternoon. The main concern this period will be the low level wind shear overnight into mid morning Thursday, especially over our western sites and mainly PIR overnight and ABR after 09Z. && .ABR WATCHES/WARNINGS/ADVISORIES... SD...None. MN...None. && $$ UPDATE...KF SHORT TERM...TMT LONG TERM...Parkin AVIATION...KF


text:
Adhara Hacienda Cancun
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TripAdvisor Reviews Adhara Hacienda Cancun
Travel Blogs from Cancun
Making it to Mexico
... 3 hours (!!) before our flight was scheduled to leave because we hadn't reserved seats and we were hoping to sit together. If I did it again i'd definitely pay for the seat reservation (even though it's a massive rip off) to be able to have an extra hour at home. Especially cause we ended up having to queue for ages anyway.
Our 3 hours in the airport actually went surprisingly fast as we ended up queuing to check in and to ...
Settling In Nicely
... that we encountered offered us drinks. We politely declined, even though they did NOT want to take no for an answer. Very nice place. They allow children there, so there were a few too many screaming kids for our tastes! Lol One of the activities on offer today was archery. I'd never done it before so we decided to give it a try. We didn't do too bad, if I do say so myself! The winner of our little tournament was to win a spa credit. There were three couples and one lone guy. Too ...
Cancun Day 2
... keeping. Both today and yesterday, despite having a do not make up my room sign hanging off the door, they knock and come in anyway, all the while I'm saying 'No! Don't need anything! No!' I went to dinner, nothing too exciting there. I wasn't going to get caught up at the bar like last night, so I got ready and headed into town. I bought these club tickets, I'd better use them. I grab a bus and get off at the main district. The place is ...
Day 102 - Flying to Lima
... a sign with my name on it. It took ages to find him in the terminal, there were so many signs with names on them it was very confusing, I was getting a little frustrated. Eventually we found the man, he had another guys name on the sign as well as mine who we waited for, we got some sandwiches and a drink, then got into the van and headed to the home stay hostel called Mundo Alburgue. It took 20 mins to get to ...
... the Spirit Airlines office at terminal three. The only downside was that someone somewhere had cut through the padlock but we don't know if that was in Bogot�, Fort Lauderdale or Canc�n. It's a bit strange because it was one of those locks that the customs officials are supposed to be able to open, but at least nothing seemed to be missing. We hopped onto the shuttle bus to terminal two and checked in for our flight to Mexico City, had a bite to eat and boarded on time for ...


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My Macmillan
My saved pages
Breast cancer is far less common in the under-50s, but this can leave younger people...
For people affected by triple negative breast cancer to get together, share experiences...
Secondary breast cancer is cancer that has started in the breast and spread to other...
Can anyone tell me how long it was before they could drive. I had a lumpectomy and some sentinel nodes removed on Nov 6th. My car insurance is happy for me to be guided by my physio/consultant, but I'm not back until Dec 4th.
Hi Jan. I was told 4 to 6 weeks. I think it depends on which side it is as well, mine was the left side and apparently that takes longer than the right, from what I was told.
I must confess I did give it a try after just over 3 weeks but didn't get far down the road and had to come back. There was no strength there in the arm for changing the gears.
After that I waited for another week and it was ok on short journeys although it was another 2 or 3 weeks before I could manage the hand brake, I was having to lean around and use both arms for that.
Hope this helps a bit. Good luck with it.
Sorry to hear you need more surgery, Jan.
Good luck for next week.
If you have any questions about Macmillan, or would like to talk to someone about cancer, we have a team of experts who can help.
© Macmillan Cancer Support, registered charity in England and Wales (261017), Scotland (SC039907) and the Isle of Man (604). A company limited by guarantee, registered in England and Wales company number 2400969. Isle of Man company number 4694F. Registered office: 89 Albert Embankment, London SE1 7UQ.


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The Tri-Town Chamber Of Commerce would like to take this opportunity to thank the many supporters of the "Welcome to Boonton" banners that have been displayed on Hawkins Place, Myrtle Avenue, West Main Street and Washington Street.
This has been a much needed updating of the Holiday decorations for the beautiful Town of Boonton. There were a total of 48 banners purchased and hopefully for 2002 there will be another 24 in place.
Our sincere thanks to the following businesses:
Ashland Chemical
Boonton Diner
Boonton Lanes
Boonton TV and Appliance
Boonton, Town of
Guy M. Caccavale
Coldwell Banker Residential Brokerage
Corigliano Dodge
Dessert Oasis
Fleet Bank
Hubler Realty
Il Michelangelo Ristorante
Ivy Cove
Korinda Architect
Lakeland Isshinryu Club LLC
Mike's Automotive-Mike Ezzi
V.J. Mini and Son
MIT - Modular Integration Tech.
Nuzzi, Mason and Cabana
Mike Petonak
Rivertop Deli
Saint Clare's Hospital
The Padded Wagon
Trabold, Walter F. CPA
Triangle Iron Works, Inc.
Tri-Town Chamber Of Commerce
Van Riper Realtors
In addition, a special thanks to Ann Mini, Grace Drwiega, Linda Morris, for the refurbishing of the wreaths on Main Street, the Public Works Department, V.J. Mini and The Boonton Fire Department for the wonderful job of hanging the banners and wreaths.
This is an ongoing project; please notify us if you would like to purchase a banner at (973) 334-4117.


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Awards to Recognize Individuals & Organizations
Working to Improve the Health of Oklahoma
Awards to honor and support individuals and organizations that are working to improve the health of Oklahoma communities. This year's winners-to-be - in the categories of Champion of the Uninsured, Champion of Children's Health, Community Health Cha...
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CANADA STOCKS-TSX rises on central bank stimulus hopes
TORONTO, July 25 (Reuters) - Toronto's main stock index rose early on Wednesday, led by mining and energy shares, as investors were hopeful that deteriorating global economic conditions would spur stimulus moves by major central banks in the United States and Europe. The Toronto Stock Exchange's S&P/TSX composite index was up 34.26 points, or 0.3 percent, at 11,501.21 shortly after the open.
© Thomson Reuters 2017 All rights reserved.


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An archipelago of 330 islands, 100 of which are inhabited, Fiji surrounds the Koro sea in the South Pacific ocean. Based on a submerged platform, the islands are largely the product of volcanic action, sedimentary deposit, and formations of coral. Viti Levu (the south) and Vanua Leva (the north) are the two main islands, with most of the action centring in and around Suva, the country's capital (on the south-western coast of Viti Levu).
Suva is also home to the country's highest peak, Mount Tomanivi (formerly Mount Victoria) at 1,323m (4,339ft). While almost half of the islands' total area remains in forest, coconut palms are common in coastal areas. Much of the shoreline is composed of reefs and rocks, mangrove swamps are found on eastern coasts and the weather makes it possible to grow almost every tropical fruit and vegetable (although only 16% of the land mass is suitable for agriculture). Other main islands are Taveuni, Kadavu, Gau and Koro.
Fiji offers water activities aplenty, including some of the best scuba diving, snorkelling and water sports available in the fascinating underworld of the South Pacific waters. Adventurers can also trek through Fiji's vast rainforests and volcanic mountain areas, including the Colo-I-Suva forest park, Abaca trekking area, village and recreation park in Lautoka, as well as exploring the Naihehe caves in Sigatoka, the Sawa-I-Lau caves on Nabukeru Island and the Wailotu caves on Wailotu Lailai.
Whatever the focus of your Fijian visit, however, it is worth taking time to explore its rich cultural heritage. The Fiji museum, in the heart of Suva's botanical gardens, displays archaeological material dating back 3,500 years. Orchid Island offers a fascinating showcase of flora, fauna, crafts, customs and ancient rituals. Suva's Roman Catholic cathedral is one of the city's most prominent landmarks and the Sri Siva Subramaniya Temple in Nadi is the largest Hindu temple in the southern hemisphere.
News and current affairs
Fiji's online publications from the world news guide.
English is the official language, although indigenous Fijians speak their own dialects (Bauan is the most common). The Indian community speak Fiji-Hindi.
Centrally located in the mid-South Pacific, Fiji enjoys a mild, tropical climate all year round. In Suva, the average summer high often reaches 30C (86F), while the average winter low is 20C (temperatures are typically lower in elevated inland areas). Rainfall is prevalent in all districts from November through to March, during which time hurricanes are experienced, perhaps once every two years. The Fijians "winter" or "dry" season from April to October is a good time to visit, as the dry season means that temperatures are cooler, rainfall and humidity levels drop, and there is less risk of tropical cyclones.
Fiji is free from malaria and other major tropical diseases that are endemic to most tropical countries. Yellow fever and cholera vaccinations are only required if entering Fiji from an infected area (as designated by the World Health Organisation), although visitors should be warned about the risks of Dengue fever. Contracted through infected mosquitoes, there is no prophylactic cure for this disease at present. Tourists are advised to use insect repellent at all times and cover up, especially at night.
Enjoying pride of place in the heart of the Pacific islands and populated with many Asian settlers, Fiji has adopted a range of exotic multi-ethnic culinary influences, from as far afield as India, Korea, China, Japan, Europe, Australasia and America. Sumptuous enough to tickle any foreign palette, no Fijian dining experience is complete without a "lovo" feast. Here, fish, chicken, pork and vegetables are wrapped in banana leaves, then slowly cooked for several hours in an underground oven heated with rocks, producing a succulent and slightly smoky flavoured dish.
Over half the Fijian population are Christian so all major religious festivals are observed. The country also enjoys a strong influence from the Indian sub-continent, with a 40% Hindu population.
April 12: National Youth Day
May: Prophet Mohammed's birthday
June: Ratu Sir Lala Sakuna Day
June 12: Queen's birthday
September: Sugar Festival
October 10: Fiji Day
November: Diwali (Hindu Festival of Light)
What to buy
The wraparound "sulu" (sarong) is Fiji's most distinctive form of dress for women and men, ubiquitous at markets all over the islands. A visit to the waterfront's Suva municipal market is a must, where visitors can sample some exotic fruits, vegetables, kava, fresh seafood and spices.
Embassies and visas
UK: 34, Hyde Park Gate, London SW7 5DN, UK. Telephone: (020 7584 3661); Telefax: (020 7584838); E-mail: email@example.com
Fiji: Fiji Visitors Bureau (Head Office), Thomson Street, PO Box 92, Suva; Tel: (679) 3302433; Fax: (679) 3300970/ 3302751; Website: BulaFiji.com; Email: email@example.com.
Visa requirements: Most travellers are automatically issued a four-week tourist visa upon arrival free of charge. This includes travellers from most Commonwealth countries, most north, south and central American countries, western Europe, Israel and Japan, with subsequent extensions also free of charge.
1 GBP buys 3 Fijian dollars. Major credit cards and travellers cheques are widely accepted.
GMT +12 hours
Getting there
Fiji has two international airports: Nadi, the principal gateway and Nausori, near Suva. As there are no direct flights to Fuji from Europe, travellers can connect to an Air Pacific in any one of 13 international cities, as far afield as Australia, the USA, Korea, Japan and Bangkok. Air New Zealand, Quantas and Korean Airlines also offer connections to Fiji from many of these regions.
Related literature
Fiji, by Fay Smith
A Politics of Virtue : Hinduism, Sexuality, and Countercolonial Discourse in Fiji, by John Dunham Kelly
Diving & Snorkelling Guide to Fiji, by W Gregory Brown
Circumnavigation: Sail the Trade Winds, by Sue Mosely
Children of the Sun, by Glen Craig


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Tag Archives : Nissan Micra XV diesel
The Nissan Micra drives very well
The first thing that comes to mind while talking about diesel hatchbacks is turbo lag. It is the inborn characteristic of a diesel engine to.
Nissan Micra diesel arrives at IAB's garage
A blue Nissan Micra XV Diesel will help us go around Chennai city for the next couple of days. Having a 1.5-liter diesel engine with.


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Crank Brothers' Sterling L Pump features a tough aluminum barrel a little shy of 10 inches long for maximum pumping power. There's also a switch to select high-volume (off-road tires) or high-pressure (road tires) for the quickest inflation up to 100psi. Plus, the universal head fits on either schrader or presta valves.
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