text:
The honeymoon period comes to a sudden end for Jane and Dean. But will they sex fix it.
The sun had not yet risen to shine its brightness on that day. The rough tides were crashing against the breakers, but I could not see them. I could only hear their groans, as it filtered past my headphones. In the darkness, I couldn't see the mist that came from my breath. It leached into the blisteringly cold gale. The fog had become so dense; I had hardly been able to see the figure...Read On
Added: 31 Aug 2013 | Category: Reluctance |
Avg Score: 4.92 |
Words: 4,039 |
Tags: dilf young girl older man reluctance make up sex ass play anger
| 9 Comments
My boyfriend takes full advantage when I finally agree to let him shave my pussy...
I remember when I first started to pay attention to my pussy hair. It was many years ago, when I first began seeing Evert. He was a few years older than me and liked everything to be 'just so'. He had encouraged me to wax my bikini line and trim my pubic hair into a neat little triangle. Of course, I had been too shy to think about going to have it done professionally, back then, but Evert...Read On
Added: 31 Aug 2013 | Category: Reluctance |
Words: 2,939 |
Tags: shaving bare pussy oils bath glass dildo ice anal
| 30 Comments
Student doctor uses his position to satisfy his sexual desires.
This is a true tale. I know it will not have the eroticism of some of the other stories but, I being taken advantage of, by a person exploiting his advantage and position has a flavor all of its own. My being so naive, I believe adds to the exploitation. I was sweet sixteen and had never been kissed. I was very shy especially around boys. My mother decided that it was time to get my...Read On
Added: 29 Aug 2013 | Category: Reluctance |
Avg Score: 4.68 |
Words: 1,285 |
Tags: doctor sexual exam sexual advantage
| 39 Comments
A freshman at her first day in college gets more than she bargained for.
Shawna yawned, both bored and sleepy, for her first day of college at Michigan State. She was still too used to sleeping in and not worrying about going to school at seven in the morning, but now, she had to start setting her alarm clock again. Fuck. She waited in line patiently at the dorm administration office to get her assigned room and key. It was a coed dormitory for both guys and...Read On
Added: 19 Aug 2013 | Category: Reluctance |
Avg Score: 4.65 |
Words: 2,215 |
Tags: roommate mix-up caught perfect cock denial squirting
| 10 Comments
To keep her job as an exotic dancer she does what the inspector wants.
The door to the club opens and Mr. Glass walks in, tall, good-looking; trench coat damp from rain. Amber's running her third set on the main stage behind me while Kat works the side stage. The music is loud, heavy with beat. I watch him stroll across the floor to the manager' office as my customer plays with my ass. We're not supposed to let them touch us like this but hard times have...Read On
Added: 10 Aug 2013 | Category: Reluctance |
Avg Score: 4.75 |
Words: 2,439 |
Tags: stripper exotic dancer workplace sex dominant man female submission used for sex pussy
| 7 Comments
Jack and Fay are celebrating, until the arrival of an unexpected guest.
"Someone needed that," came a dusky, croaky voice. "Mmm, I always need that from you," replied Jack. With his muscles weak from exertion, Jack rolled over and moaned contentedly. Fay propped herself up by her elbows watching Jack's seed leaking from her flushed, glazed pussy. Fay rubbed his spunk over her shaved Mons playfully and rolled onto her side admiring the sheen of sweat on...Read On
Added: 09 Aug 2013 | Category: Reluctance |
Avg Score: 5 |
Words: 5,559 |
Tags: seduction reluctance ex girlfriend bi girl girl shaved fingered
Katie gets the job and a whole lot more.
The Job - Chapter one Katie rolled over and turned off her alarm clock. She could not believe it was already 11:00am. She had been up until almost 4:00am last night preparing for today. You see, today she had a job interview. Not just any job interview but an interview with a large software company. It has been five months since she had lost her job in the marketing department of a...Read On
Added: 04 Aug 2013 | Category: Reluctance |
Avg Score: 4.79 |
Words: 2,888 |
Tags: bdsm bongage oral sex rimming pearl necklace
| 8 Comments
A married woman makes a pornographic video, taking the chance to do good.
The video shows a very broad expanse in the low-ceilinged concourse of an underground station. The distant walls are covered with large, shiny, dark red tiles. Here and there a sign in Norwegian. In the background, far from the camera, people walk briskly in different directions, heading for a train or for an exit. Some of them glance toward the camera, but none pause. This is remarkable. ...Read On
Added: 02 Aug 2013 | Category: Reluctance |
Avg Score: 4.67 |
Words: 1,937 |
Tags: reluctance first-time voyeur porn bdsm bondage public sex
| 3 Comments
Megan spends a day being pampered before the fun begins.
Once home after his morning with Megan, Adam logged onto his email account and found an email from an address he did not recognize. It was from Megan. In it she had given him her phone number and the simple statement, "I am interested." He replied to her as well. Megan, I am glad that you will be joining me this weekend. I have some instructions for you. From now until...Read On
Added: 20 Jul 2013 | Category: Reluctance |
Avg Score: 4.91 |
Words: 2,473 |
Tags: voyeur bondage blowjob control rough sex squirting dom/sub
| 5 Comments
Teasing to get what you want might get you what you need!
I've since learned not to date co-workers, but back in the day I didn't care. I was just out of a big-time relationship and had started fooling around with a police woman. We'd known each other since the academy. She was hot and athletic and we had an understanding, this was about sex. We were both rebounding and didn't want anything but some unattached fun. Okay, works for me, particularly...Read On
Added: 15 Jul 2013 | Category: Reluctance |
Avg Score: 3.67 |
Words: 1,069 |
Tags: reluctance fantasy rough sex roleplay
| 3 Comments
Adam works on a second sub at her office
It has been about 3 months since Adam first took Amanda on the car ride. She is turning out to be a loyal and willing pet. The only problem is, she lives at home and they could only meet every once and a while, usually only for a couple of hours. Before he met Amanda, he had been slowly working another potential submissive. Slowly was an understatement. He had been gradually getting her to...Read On
Added: 06 Jul 2013 | Category: Reluctance |
Avg Score: 4.93 |
Words: 2,483 |
Tags: office sex bondage oral sex domination
| 10 Comments
Pinned face-down on the hood of my car, I hoped with all my might it was him.
It wasn't that long ago that he forewarned me. Chatting casually about all the nasty things we wanted to do to each other online, his statement flashed in my mind word for word … "I'm going to find you and fuck you, when you least expect it … whether you want me to or not." Now pinned face down on the hood of my car, with my legs spread apart and a hard cock pounding my pussy from behind,...Read On
Added: 29 Jun 2013 | Category: Reluctance |
Avg Score: 5 |
Words: 2,170 |
Tags: pinned down mutual fantasy forbidden rough online boyfriend oral safe word
| 26 Comments
Talia Richards is offered a job opportunity she can't refuse.
The sound of her phone going off screeches through the apartment, and Talia jumps. Her head whips over to where it's placed on the nightstand, flashing LCD screen almost painfully bright against the darkness of the room. Her stomach feels like it's tying itself in knots as she reaches over and snatches it with trembling hands. The screen reads e-royal , and she swallows heavily. Her eyes...Read On
Added: 27 Jun 2013 | Category: Reluctance |
Avg Score: 4.76 |
Words: 5,613 |
Tags: roleplay camera cunnilingus porn acting exhibitionism voyeurism
| 8 Comments
A woodland assignation has unfortunate consequences for a sultry Mexican secretary
I pulled off the road and lit a cigarette. It was a warm summer evening and I'd taken a drive to escape the house. Not that I missed Sarah, I was better off without the slut, but her presence still contaminated the rooms. Memories of her cheap scent seemed to linger, the smell exuding from the walls like rising damp. I couldn't look at the dressing table without remembering the bottles of...Read On
Added: 19 Jun 2013 | Category: Reluctance |
Avg Score: 4.54 |
Words: 4,905 |
Tags: blackmail secretary office
| 3 Comments
A Tour Guide relates an exceptionally arousing experience.
As an experienced 4x4 tourist guide I am often requested to undertake personalized tours into the African bush for smaller groups with specific requirements. Being an independent operator I am entirely flexible and can usually accommodate everyone's needs for which I charge a basic daily rate over and above the tour expenses. Recently I received this unusual email from two...Read On
Added: 19 Jun 2013 | Category: Reluctance |
Avg Score: 4.5 |
Words: 2,792 |
Tags: public exposure nudity teasing fondling handjob fantasy
| 7 Comments
Sex and Betrayal
Gideon tried to walk the straight and narrow path. He rose early for work each morning when there was work to be had. He did his best to busy himself with those things that decent people do. It's not that trouble had never found Gideon. It had. In fact, trouble had been a constant if mostly unwelcome companion for nearly all his twenty seven years. He had designedly sought it out in...Read On
Added: 16 Jun 2013 | Category: Reluctance |
Avg Score: 4.79 |
Words: 10,108 |
Tags: reluctance bondage bi-sex straight sex oral sex cameras
| 13 Comments
Mattie has to play along with Mark, but what will she do for Simon?
Simon and Mattie are still in New York. Of course there has been pleasure, mixed with a little business for Simon, who is trying to strike a lucrative deal with Canadian businessman, Mark. Unfortunately, Mark and Mattie have some shared dark history... ***** As the four of them left the restaurant, Mattie tried to pull Simon aside, she knew that she had to find a way to stop him...Read On
Added: 11 Jun 2013 | Category: Reluctance |
Words: 2,100 |
Tags: reluctance dominance drama love deep throat car threat
| 23 Comments
Now she will be late more often.
(resubmitted with suggested changes and punctuation check) It was late when Chrissy got home that night. Her job doing private computer tutoring had run longer than expected. The standard two hour session for the old woman had turned into four rather quickly after she had to reload half the software the idiot had unknowingly deleted. The woman's hard seated chair didn't help her back...Read On
Added: 01 Jun 2013 | Category: Reluctance |
Avg Score: 4.54 |
Words: 1,809 |
Tags: anal straight
| 3 Comments
Sometimes anonymous sex is best for everyone involved.
Sleep is a funny thing. One night, you sleep like a baby...the next, you're transformed into a whirlwind of jumbled images and tossing limbs. I think it was the heat that got to me so badly. Heat does funny things to you too. Makes the mind melt into a little puddle of crazy. Tonight, I was particularly miserable. My body couldn't seem to get comfortable no matter where I lay, and my head...Read On
Added: 31 May 2013 | Category: Reluctance |
Avg Score: 4.79 |
Words: 4,797 |
Tags: handcuffs anonymous sex m/f
| 6 Comments
When a husband wants his wife he lets nothing stand in his way.
Eyes wide with shock, Lisa's head whipped around at the sound of shattering glass; the object having hurtled past her shoulder and collided with the door frame. "Don't you walk out on me Lisa, I'm not finished talking about this," the edgy frustration in Jason's voice was evident as he stood just inside the dimly lit bedroom. "You did not just throw that!" Lisa hissed furiously, her...Read On
Added: 28 May 2013 | Category: Reluctance |
Avg Score: 4.94 |
Words: 2,899 |
Tags: husband wife fighting licking spanking
| 25 Comments
She loves to play rough
I'm perpetually horny, and I've learned how to get her pussy twitching at the drop of a hat. Flashing some ass with a dramatic flourish on my way to the bathroom, taking a little bit longer to pull up my underwear so that she can see my 8-1/2 inch semi-hard on sticking out, or even just walking by her and brushing my lips across the back of her neck will have her arms covered with goose bumps...Read On
Added: 26 May 2013 | Category: Reluctance |
Avg Score: 4.45 |
Words: 1,246 |
Tags: rough forced reluctant
| 3 Comments
She takes my wife and shows us the possibilities
"I don't swallow," Linda blurted drunkly. "I do," Denise countered with casual frankness. I watched Linda make 'her' face, the one she always made when discussing aspects of sex that disgusted her. I'd seen it so frequently in the last ten years that it was too familiar, almost her natural state. The nose wrinkled and the brows crunched in, the mouth grimaced in revulsion. She never missed...Read On
Added: 23 May 2013 | Category: Reluctance |
Avg Score: 4.86 |
Words: 6,697 |
Tags: exhibitionism humiliation boundaries uptight wife asslicking ffm blowjob
| 31 Comments
For a jerk, he sure knew how to turn me on.
"Great what are we going to do now Ashton? I can't understand how to fix this!" "Don't worry baby, you'll fix it somehow. You're brilliant. I know you'll figure it out. I believe in you." "I don't know if I can do it this time Ashton. I have to though. I have to try. I can't let everyone down. All those people. Everyone at the company. I have to figure out something." "You will baby....Read On
Added: 21 May 2013 | Category: Reluctance |
Avg Score: 4.8 |
Words: 5,391 |
Tags: office arrangement gorgeous old fit
| 8 Comments
A Photo Says a Thousand Words, But What Can a Video Say?
Working in a small law office has its ups and downs but never did I ever think this would happen. It has been a long week, and it's still just Thursday, I'm so ready for Friday to come, so I can get out. I want to find myself a man, and get laid. It's been so long! I want him to pin my arms above my head, kiss me passionately, and own me for as long as it lasts. This is what I think of at...Read On
Added: 15 May 2013 | Category: Reluctance |
Avg Score: 4.92 |
Words: 5,430 |
Tags: voyeurism exhibitionist multi partners office sex masturbation photos black mail
| 98 Comments
What happens when you are attracted to someone you cannot stand?
Hope crossed her arms tightly across her chest and stared out the conference room window. It was barely nine in the morning and the day was already shit. Sheets of rain pounded the thick glass loudly and the swirling storm clouds reflected her black mood. A gentle shiver vibrated through her body. She never seemed to feel completely dry when she was in Seattle. She never felt warm. Fifty...Read On
Added: 09 May 2013 | Category: Reluctance |
Avg Score: 4.88 |
Words: 7,942 |
Tags: straight sex oral sex reluctance cheating adultery friends
| 20 Comments
I did say I'm here for what ever you needed
"Oh just relax Chuck it's going to be fine. Just ask Phil to bring some more steaks and we can serve it with the chicken. Don't worry. There will be plenty of food for everyone." I watched my parents as they were trying to prep for their big barbeque party outside. I was really of no use anyway. I wasn't much of a cook and getting in between my mom and dad would have been treacherous. They...Read On
Added: 02 May 2013 | Category: Reluctance |
Avg Score: 4.71 |
Words: 5,878 |
Tags: college nanny
| 9 Comments
A little something I thought for my man
It had been quite some time since I planned an evening for my boyfriend, Jason. Jason and I had been seeing each other for more than six months and we have fulfilled some of our deepest darkest sexual fantasies together. Recently, I thought of a new one which only he could fulfill it for me. Every Friday was movie night at my apartment. Over the past two weeks, I had been requested by...Read On
Added: 26 Apr 2013 | Category: Reluctance |
Avg Score: 4.56 |
Words: 1,861 |
Tags: corridor straight sex exhibitionism oral licking cum
| 14 Comments
The secrets of the Breeding Room are revealed
Judy woke early next morning. She rose and cooked Sandy breakfast and waved him off to work. She had slept restlessly that night. On the one hand she felt guilty for betraying Sandy by letting Al see her naked and on the other she couldn't shake off the excitement. When she had bowed her head as the gown slipped off her shoulders she saw Al's excited reaction; she saw his bulge grow. Right...Read On
Added: 22 Apr 2013 | Category: Reluctance |
Avg Score: 4.92 |
Words: 2,875 |
Tags: interracial sex group sex infidelity wife lovers
| 13 Comments
Coming up with a nasty plan to buy silence
Adam had been walking his dog around the same block every night at 10:00pm sharp for years now. It was to the point where Max would walk himself, leash in mouth if Adam stopped to talk to a neighbor. On tonight's walk he was surprised to see a new car parked in a blind spot on the road. As he approached the car he was equally surprised to see his neighbor Tom's teenage daughter naked in the...Read On
Added: 11 Apr 2013 | Category: Reluctance |
Avg Score: 4.93 |
Words: 2,172 |
Tags: older/younger masturbation teen
| 43 Comments
She was only a barista, but she knew how to satisfy a customer
Spring break, and suddenly the streets are full of sexy little numbers newly released from school and eager to show the world what they've got. Sugar and spice and all things nice for the most part. And the niceness of it: the shiny-haired, clear-skinned, smooth-limbed innocent perfection of it the unknowing knowledge of their little gaits and glances, their total self-absorption and god...Read On
Added: 31 Mar 2013 | Category: Reluctance |
Avg Score: 4.86 |
Words: 1,784 |
Tags: public barista old goat reluctance reconciliation
| 1 Comment


text:
In Inside Sport – The Princess Royal at 60 (BBC1, Thursday) John Inverdale said to Princess Anne that the monarchy had become much more open in recent years. But Princess Anne has long seemed to be the public – if ever so slightly equine – face of the Royals.
This reputation does not stem from her feats in the realm of equestrianism – gold and silver in the European Championships and the only member of the Royal Family to have competed in the Olympics – which aren't likely to endear her to the masses, but from her no-nonsense style and straight talking. You could almost imagine her saying: "My arse!" as Inverdale adopted his fawning BBC tone and she slapped back answers like the ultra-competitive sportswoman she was.
The only point they could agree upon was how bizarre it was that she should have won the BBC Sports Personality of the Year award in 1971. She was also rightly surprised that her daughter, Zara Phillips, won it for her own showjumping exploits. Then she admitted that she only turned on at the end because she thought the show was "a bit long-winded". So first she slaps the wrist of the BBC's leading sports presenter, then she tears a strip off the Beeb's sporting showpiece.
They didn't win the award because of all that horsing around. So why? Do we, as a nation, still love posh people? Or is it because sport makes them more approachable? We can all enjoy the story of Anne on a touchline watching her son play rugby, releasing a dog on to the pitch at a certain moment to hold up the game.
Anne brought her children up away from the palace. She may have been the first Royal to appear on a TV quiz show when she went on A Question of Sport but she despises the cult of celebrity. "Generally the attitude towards people's lives is quite extraordinary," she said. Then Inverdale asked: "Do you shut the door and order a pizza?" "Didn't I say something about drawing the line between public and private?" she snapped back. "That's where it is." Being famous can be useful: you can put people in their place. Otherwise they will just take the pizza. At least this princess gives you a slice of life too.
The semi-finalists in Celebrity Masterchef (BBC1, Thursday) might have been better off ordering in a pizza. They had to make lunch for 400 workers at the Olympic Stadium and then had a far more difficult task, cooking dinner for Lord Coe, Dame Kelly Holmes and Dame Tanni Grey-Thompson, Britain's sporting aristocracy.
Coe forgot to mention he was allergic to fish and then Holmes sent back her rare steak, preferring it to be thoroughly nuked. Christine Hamilton was responsible for the meat dish and you could imagine her thinking a steak tartare was overdone. It might have gone down better with a few Olympic onion rings.
- More about:
- Horse-Riding
- Horses
- Kelly Holmes
- The Royal Family

subset: commoncrawl


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Happy Friday
Following on from my post about Sexiest Dads, I've had quite a few requests for a picture of Josh Holloway – Sawyer from Lost. If you missed the explosive season finale you can still catch it on Sky1 tomorrow night, but meanwhile, here's a pic to give an added lift to your Bank Holiday Weekend – enjoy!
written by Liz Jarvis
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- 464-7184
Product Information for Dell AX210 Speaker System
Highlights for Dell AX210 Speaker System
- System Type:2.0
Marketing Information
Transform your PC into a high-end stereo system with the Dell AX210 stereo speakers. With these speakers Dell offers a true upgrade in audio quality, speaker aesthetics and functionality. Whether you're enjoying the latest DVD movie, playing an action-packed game, or participating in a video-conference, you will be at the center of excellent sound.
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Manual de la Licencia de Conducir Comercial de la Pennsylvania
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text:
Johnson has appointed Guy Newey QC, a barrister at the Maitland Chambers in Lincoln's Inn, and Gervase MacGregor, a partner with accountancy firm BDO Stoy Hayward.
Newey is a specialist in insolvency law while MacGregor, head of litigation and forensic accounting at BDO, is an expert in fraud.
Johnson called in the inspectors after being handed an initial report by the Financial Reporting Council's Review Panel on the company, which has debts of at least £1.4bn and made cumulative losses over the last half decade of more than £500m.
However, Johnson refuses to publicise the findings of the Review Panel because it is feared it might prejudice the official inquiry.
'The Review Panel report on the published accounts of the Rover Group up to 2003 raises a number of questions that need to be answered,' he said.
'The appointment of administrators on 8 April was a huge blow to the employees of the company, to their families, to MG Rover's suppliers and the local community. People want to know what happened.
'The public interest requires that issues raised by the Review Panel and developments after 2003 when the last accounts were published be investigated by independent inspectors.
'I have asked them to report to me as quickly as possible and in a form which will enable the report to be made public. The Review Panel has not published its report and given my decision to appoint independent inspectors I will not be releasing it.
'I have been advised that to do so would be prejudicial to those potentially affected by it and to the regulatory process.'
Despite Johnson's calls for an early report from the inspectors, veteran DTI-watchers are not holding their breath.
Though the Review Panel delivered its report in weeks rather than months, because of the quasi-judicial nature of DTI inspectors' roles, inquiries can take years and even longer to formulate into an official report.
Inspectors' expertise
THE TWO inspectors into MG Rover, both in their 40s, are acknowledged as among the experts of their very specialist trades. London-based barrister Guy Newey has already racked up time representing the Crown as counsel to the Inland Revenue and the Charity Commission. Son of a judge and educated at top private school Tonbridge and Cambridge, Newey specialises in insolvency law.
Fraud specialist Gervase MacGregor has acted as an expert witness for much of the 19 years since he qualified as a chartered accountant. He sits on the Fraud Advisory Panel and is a member of the Association of Certified Fraud Examiners and the British Academy of Experts.
- More about:
- Annual Report
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text:
Hmm... I wonder if there's a Matt living in El Dorado AR who calls himself Texas_Matt?
This is a discussion on just returned from the post office within the Concealed Carry Issues & Discussions forums, part of the Defensive Carry Discussions category; This is my first post, I've been lurking for a week or more. Like my header says, I just came back from the post office ...
This is my first post, I've been lurking for a week or more. Like my header says, I just came back from the post office where I mailed my chl paperwork in. Earlier today I got my prints, and saturday I turned in my online application. This is something I've been working towards for a long time but now I don't think I can wait haha.. glad to be here. I'm from Austin Texas, I have brown eyes, and like long walks on the beach.
Hmm... I wonder if there's a Matt living in El Dorado AR who calls himself Texas_Matt?
Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive." C.S. Lewis
Welcome. Watch for crabs on the beach.
Savage Heartland
What if the Hokey Pokey IS what it's all about?
Welcome from Michigan!
Don't worry about the wait. You can use the time to research guns and gear.
*WARNING - I may or may not know what I am talking about.
Welcome from PA
"... advice is a dangerous gift, even from the wise to the wise, and all courses may run ill." -J.R.R. Tolkien
Good post
What gun and holster you thinking ?
Good to have you here
Hmmm....brown eyes and long walks on the beach....I don't get it.....I have a scar on my right thumb.
I have brown eyes and like firearms and walks on the beach too...
(this is starting to sound like a Tom T. Hall song)
Welcome to DC from Missouri. The process is quite a bit different in TX than it is her I guess. I had to go visit the sheriff after CCW training and qualification. I remember not knowing what to expect. There was a long line. When I got called, the sheriff put me at ease, even joked. It was the first time I was ever electronically finger printed. It was easy. 45 days later I got a letter telling me to come and pick up my CCW. Reading that letter was a great feeling, for sure.
Good luck to you!
If you understand, things are just as they are... If you do not understand, things are just as they are....
- Zen Saying


text:
It only takes a minute to get started. Fill out our uncomplicated sign up form and login to the site.
This step is discretionary but will drastically raise your chances of your profile being viewed by others. Type a little about yourself, your hobbies and upload some good photos of yourself.
Utilise our website's sophisticated search to pinpoint members who suit your needs. Or just browse through listings and pinpoint singles that take your fancy.
Identified someone who could be interesting? Send an email to them or just a wink and see what happens next. With a little luck you'll be on your way to a lifetime of happiness.
It's quick and simple


text:
His Guccis Have My AttentionMature
A man with beautiful Gucci shoes has my attention
A man of 55 0r 56
Silver-haired and dignified at a town meeting on a cool evening. Leaning against a desk.
Catches my eye. Cool and tall and lean.
Navy blue blazer, burgundy silk tie, starched white shirt with cufflnks, expensive grey woolen trousers ending in a cuff.
An extension of naked sockless lightly tanned ankle,
And a pair of impeccably polished black Gucci loafers. Completes his simple class perfection. Gleaming leather and new soles. Smug and secure, held on to long thin feet by toes and heels.
I want to push him back against the desk, raise his long legs and pull off those Guccis - one at a time.
And leave his handsome mouth open as I initial the sole of his right foot with a black marker.
I will leave with his Guccis and make a place for them at home.
"Watch out for sharp objects as you make your way home on smooth soles which do not match the necktie and the wool trousers and the pocket handkerchief in your blazer"
He will explain his bare feet to his wife as he takes off his tie, lets his blazer fall and takes off his pants.


text:
Employment income: scale rate payments: accommodation and subsistence payments to employees travelling outside the UK: employee receiving free meals and accommodation
If an employee receives free meals and accommodation – for example, if staying as the guest of another company – the employer may reimburse, per day, 10% of the appropriate total residual rate (see EIM05255). Any meals that the employee does have to pay for may be reimbursed using the appropriate meal rates.
See example 5 at EIM05280.
The meal rates may also be used to adjust the over 5 hour, over 10 hour and total residual rates to take account of individual meals provided by a host. For example, if an employee is provided with dinner on a particular day the over 5 hour, over 10 hour or total residual rate which would otherwise have been paid should be reduced by the amount of the dinner rate for that location.
See example 6 at EIM05280.


text:
Home › Forums › Gear Forums › Gear (General) › NB MT 101 sizing
May 4, 2011 at 1:54 pm #1273313
I am considereing these shoes for backpacking so was wondering what size to get…
i am usually a 10.5 but read somewhere that i should get an 11… i just wanted to confirm that…
thanks…May 4, 2011 at 2:02 pm #1732956
Konrad .BPL Member
For reference, I wear a 9.5 for everyday tennis shoes, a 10.5 for my winter footware (to accommodate for socks). I purchased NB MT101 in size 9.5 and found them too short for down hills. I got a lot of toe-jamming, which might be attributable to the minimalist structure of the shoe (e.g. my foot slid around inside easier compared to other shoes). I sold em, and plan on getting them again in size 10. So for me, I would have sized up 1/2 a sizeMay 4, 2011 at 3:42 pm #1733002
david woodsMember
@woodsieLocale: Middle Tennessee
I am a real 11.5, the 12 is a great fit for me on my mt100 and mt101. I do also go to 12 in most trail shoes (montrail) though to help with toebox space. Have you considered the new MT10?May 4, 2011 at 3:50 pm #1733009
Robert CowmanMember
@rcowmanLocale: Canadian Rockies
half a size should do for sizing. i wear 10.5 in barefoot shoes(trail gloves), 11 in everything else. my mt100's and mt101's are 11.5May 4, 2011 at 4:12 pm #1733018
David McBrideMember
@vintagegentLocale: Galveston TX
I'm a 9.5D U.S. in dress shoes (an 8.5E U.K.).
However, I wear a 10.5 in the MT101s. I'm fortunate to have a running store in my community, and they're quite good about helping you find the proper fit. If possible, I'd recommend you try them on in person before buying.May 4, 2011 at 4:33 pm #1733028
i don't know about the MT10's… first time i've seen them…
i am going from heavy boots to trail runners right now, and heard good things about the mt101's…
my local store has them in my size and + 1/2 a size – 10 1/2 and 11… i am going there right after work…
this store has them for 75 + taxes… and found another place online for 50 bucks… so i'll go try them on and then get them online…May 4, 2011 at 4:43 pm #1733034
Eugene SmithBPL Member
@eugeneiusLocale: Nuevo Mexico
Hmmmm. This is new to me. The NB 100's and more recent updated 101's have all run true to size in my experience , I've owned about 5 pairs in the last 2 years and have found them to fit true to size every single time- I'm a solid size 12. Sizing up in the 101 might be fine if you intend to wear heavy weight socks, but not necessary for thin socks or none at all, the lack of structure and minimal overlay in the soft mesh upper can leave you with a sloppy ride going downhill if the fit isn't spot on. Definitely try em before you buy em.May 4, 2011 at 4:53 pm #1733039
i am going in like 5 more minutes :DMay 4, 2011 at 5:34 pm #1733059
christopher shiveMember
@cms432Locale: Along the AT in PA
My MT101's fit true to size as well. I am a 10.5 in most shoes, including other models of New Balance running/walking shoes. I have two pairs of MT101's in 10.5 and the fit is right on. I prefer to wear thin low-cut wool hiking socks with these shoes.
ChrisMay 4, 2011 at 6:13 pm #1733079
David McBrideMember
@vintagegentLocale: Galveston TX
"my local store has them in my size and + 1/2 a size – 10 1/2 and 11… i am going there right after work…
this store has them for 75 + taxes… and found another place online for 50 bucks… so i'll go try them on and then get them online…"
I understand the impulse to try and save a buck or two, but if you don't throw your local store a bone, then… no more local store. I know my local running store needs all the business it can get.
And, to add insult to injury, you're using your local as your own personal try-on service without giving them your business. Something about that just ain't kosher.May 4, 2011 at 6:38 pm #1733082
David LohrentzMember
@dlohrentzLocale: Wisconsin
I normally wear 10.5, and once in a while I get 11. For the first time in my life I had to get 11.5 in the MT 101.May 5, 2011 at 8:35 am #1733288
David… actually i am buying the shoes from the place i found them cheaper (by 25 bucks)… the store is going to get their business even if i don't shop there… it does not hurt to look around and try things on, whether you buy there or not… just my opinion i guess…
on the other hand, this store makes custom insoles which i am planning on buying…
back to topic on sizing… i tried on the 10.5 and they felt good until i stood up… i had to get them 1/2 size bigger…
thanks for your help guys…
You must be logged in to reply to this topic.


text:
Intel signs distribution deal with Bell Microproducts
A distribution deal between semiconductor and storage supplier Bell Microproducts and chipmaker Intel is a "natural fit"...
This Article Covers
Data centre
All-Flash: The Essential Guide
Access this guide to learn about all-flash storage, how it stacks up against hybrid and PCIe, and how to measure the benefits.
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Through this agreement, Bell will distribute select Intel products in the US and Canada. Bell will be franchised to carry the Intel Server Board family of single, dual and quad motherboards, including the chassis, Xeon, Itanium and Pentium 4 server microprocessors that support them.
Bell, which has offices in Toronto and Vancouver, serves a large customer base of original equipment manufacturers (OEMs), system integrators, value-added resellers (VAR) and resellers, and also provides a host of supply chain and financial services for OEMs.
The company is franchised for Intel connectivity products, including the complete line of Intel Pro 1000 and 100 adapters for Ethernet, iSCSi and RAID. This agreement also includes the full line of Intel's Compact-PCI family.
With this announcement, Bell joins the Intel Technology Provider Programme, which allows small service providers and enterprise customers to resource Intel's products and support services.
Enjoy the benefits of CW+ membership, learn more and join.


text:
Hair for Cristian Siriano's spring showcase matched the multicultural feel of his line. "I wanted to create a giraffelike neck," said Antoinette Beenders, who styled hair for Aveda. After pulling it back into a high, tight ponytail, Beenders infused micro crimps into hair for structure. She then twisted it into a "tribal bun, " using bobby pins and Aveda Control Force Firm Hold Hair Spray for hold. Finally, Beenders applied Aveda Brilliant Spray-On Shine into the bristles of Aveda's Uruku Bronzing Brush and "painted" the sides of the style for a high-shine finish.
Makeup, done by Polly Osmond for Victoria's Secret, was "nomadic" and windswept. "We created a red bronze burnt cheek and used a dark brown shadow on the upper eyelid," said Osmond, who finished by adding a clear gloss atop the warm eye color.
Lips were coated in a pale gloss and mascara was used on top lashes. "These are dark summer colors," said Osmond. "This is a girl who goes from place to place, from festival to festival. She is free spirited."


text:
- Heavy cardboard
- Scissors
- Hole punch
- Shoelace or yarn
- Tape (if using yarn)
- Cut a shape out of heavy cardboard and punch holes around the edges at regular intervals.
- Tie a knot in one end of an old shoelace, or knot one end of a piece of yarn and wrap heavy tape around the other end.
- Let your child sew by weaving the shoelace through the punched holes. This fun activity is great for hand/eye coordination.


text:
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text:
Feasibility of recruitment to an oral dysplasia trial in the United Kingdom
- First Online:
- Received:
- Accepted:
- Cite this article as:
- Nankivell, P., Dunn, J., Langman, M. et al. Head Neck Oncol (2012) 4: 40. doi:10.1186/1758-3284-4-40
- Citations
- 3.5k Downloads
Oral epithelial dysplasia (OED) has a malignant potential. Therapeutic options for OED remain both limited and without good evidence. Despite surgery being the most common method of treating OED, recurrence and potentially significant morbidity remain problematic. Consequently, there has been much interest in non-surgical treatments for OED. Cyclo-oxygenase (COX) up-regulation is known to occur in the dysplasia-carcinoma sequence and evidence now exists that COX-2 is a prognostic marker of malignant transformation in OED. COX-inhibitors are therefore considered a potential therapeutic strategy for treating this condition. We aimed to provide both proof of principal evidence supporting the effect of topical COX inhibition, and determine the feasibility of recruitment to an OED chemoprevention trial in the UK.
Recruitment of 40 patients with oral leukoplakia to 4 study arms was planned. The total daily dose of Aspirin would increase in each group and be used in the period between initial diagnostic and follow-up biopsies.
During the 15-month recruitment period, 15/50 screened patients were eligible for recruitment, and 13 (87%) consented. Only 1 had OED diagnosed on biopsy. 16 patients were intolerant of, or already taking Aspirin and 16 patients required no biopsy. Initial recruitment was slow, as detection relied on clinicians identifying potentially eligible patients. Pre-screening new patient letters and directly contacting patients listed for biopsies improved screening of potentially eligible patients. However, as the incidence of OED was so low, it had little impact on trial recruitment. The trial was terminated, as recruitment was unlikely to be achieved in a single centre.
This feasibility trial has demonstrated the low incidence of OED in the UK and the difficulties in conducting a study because of this. With an incidence of around 1.5/100,000/year and a high proportion of those patients already taking or intolerant of Aspirin, a large multi-centred trial would be required to fulfil the recruitment for this study. The ability of topical non-steroidal anti-inflammatory drugs to modify COX and prostaglandin expression remains an important but unanswered question. Collaboration with centres in other parts of the world with higher incidences of the disease may be required to ensure adequate recruitment.
KeywordsOral dysplasia Aspirin Clinical trial Feasibility
Oral epithelial dysplasia (OED) is a potentially malignant condition[1]. It often presents as oral leukoplakia, a characteristic white lesion of the oral mucosa. Between 5-46% of these lesions will have dysplasia on histological assessment[2, 3, 4, 5]. OED has the potential to undergo malignant transformation to oral squamous cell carcinoma (OSCC). There is wide variability in reported transformation rates in the published literature from 5% to 36%[6, 7]. Our recent meta-analysis estimated the malignant transformation rate to be around 12% (95% CI 8-18%)[8]. Despite 5-year survival rates improving slightly over the last 3 decades, progression to (OSCC) still carries a poor prognosis[9].
Therapeutic options for managing dysplasia in the oral cavity remain both limited and without a good evidence base. There are three principal treatment strategies; surveillance, chemoprevention and surgical[10]. Surgery is the most common method of treatment for dysplastic lesions, either by cold steel or LASER[11]. There are no randomized controlled trials (RCTs) directly comparing surgery to a surveillance policy, and there is no evidence to prove that surgery reduces the risk of malignant transformation in oral dysplasia[12]. Furthermore, recurrence rates after excision range between 10 and 35%. Patients who undergo repeated resections are exposed to potentially high levels of morbidity because of the anatomical areas involved[7, 13, 14]. Consequently, there has been an interest in non-surgical treatments for oral leukoplakia/dysplasia.
Clinical trials have examined a variety of chemoprevention strategies including the use of retinoids, bleomycin, carotenoids (beta-carotene and lycopene) tea, and systemic cyclo-oxygenase inhibitors. However, a Cochrane review of RCTs in oral leukoplakia failed to show any of them having a benefit over placebo in OED[12]. Despite this, there has been continued interest in the role of cyclo-oxygenase (COX) 1 and 2 and their inhibitors in oral premalignant lesions. COX 1/2 are known to be up-regulated in both oral dysplasia and cancer along with other malignancies of the gastrointestinal tract[15, 16, 17, 18]. A study demonstrated a reduction in prostaglandin expression within the dysplastic lesions using systemic oral administration of a selective COX-2 inhibitor[19]. However, 2 separate trials of selective COX-2 inhibitors failed to demonstrate any significant effect in reducing the size or histological grade of oral dysplastic lesions. No biochemical effect was examined in these trials however[20, 21]. Concerns over the cardiovascular side effect profile of systemic COX-2 inhibitors have limited further research in this area.
We wished to explore the efficacy of topical oral COX inhibitors on oral dysplasia. However, oral dysplasia is thought to be an uncommon condition in the UK[22, 23]. Therefore, a clinical trial may be difficult to undertake in the UK. Our pilot study aimed to determine the feasibility of recruitment to an oral dysplasia chemoprevention trial in the UK, and to provide proof of principal evidence of the effect of oral topical COX inhibition on oral dysplastic lesions.
Ethical approval from the West Midlands Research Ethics Committee (08/H1208/49) and a clinical trial authorisation from the MHRA were granted prior to the trial commencing. The trial was designed as a multi-centre, four-arm dose escalation, feasibility trial.
Patient eligibility criteria
Inclusion criteria
Exclusion Criteria
Clinically evident leukoplakia
Histologically confirmed cancer
Can attend for follow up
Prior oral cancer
Requiring biopsy
Patients on aspirin, non − steroidal anti-inflammatory drugs or corticosteroids
Over 18 years old
Current treatment of oral dysplasia involving topical or systemic treatment
Able to give informed consent
Active peptic ulcer
Not known to be pregnant
History of aspirin induced asthma, stomach ulcers or aspirin sensitivity
History of associated angioedema or urticaria, or suspected oral allergic reactions in the past.
Sample size
We intended to recruit forty patients in total, with ten patients sequentially allocated to each of the four study arms.
Trial methodology
Aspirin dosing schedule for each of the 4 study arms
Dosing schedule
Total Aspirin dose
One dispersible 75 mg tablet in 250 ml of water used as mouthwash for 60 seconds twice a day.
150 mg
Two dispersible 75 mg tablet in 250 ml of water used as mouthwash for 60 seconds twice a day.
300 mg
One dispersible 300 mg tablet in 250 ml of water used as mouthwash for 60 seconds twice a day.
600 mg
One dispersible 300 mg tablet in 250 ml of water used as mouthwash for 60 seconds three times a day.
900 mg
Outcome measures
The primary outcome measures were recruitment rates and Prostaglandin E2 levels by ELISA between the pre- and post-treatment biopsies as a measure of the activity of the oral topical COX inhibition. Secondary outcome measures included COX-1/COX-2 protein expression by immunocytochemistry and western blotting, the comparison of WHO histological grade, the clinical size of dysplastic lesion before and after treatment and the safety and tolerability of an Aspirin mouthwash, assessed by a patient diary.
Measurements outlined above were to be assessed on the initial diagnostic biopsy, and then repeated on the therapeutic excision specimen following 6 weeks of treatment. This would allow paired comparisons to be analysed using parametric and non-parametric methods, adjusting for dose of Aspirin as appropriate. Local and general tolerability along with side effects were assessed by a patient questionnaire.
Initial detection of patients relied on clinicians identifying those that were potentially eligible and notifying the research team accordingly. Despite publicising the trial widely, only 3 patients were consented in the initial phase of the study. Two changes were therefore made which improved screening and consent rates. The first was pre-screening new patient letters and placing a reminder on the front of each set of notes. The second involved directly contacting those patients already listed for biopsies of the oral cavity. Despite improving screening of potentially eligible patients, as the rate of dysplasia was so low, it had little impact on trial recruitment.
Consented patients
Recruitment took place at one site (University Hospital Coventry and Warwickshire NHS trust) between February 2010 and April 2011. During this period, 50 potentially eligible patients were screened. 15 were deemed eligible for recruitment, 13 (26%) of whom consented to participate in the trial. 2 patients declined to consent, citing a disinclination to participate in trials in general rather than any specific concerns regarding this trial protocol. Of the 13 consented, only 1 had dysplasia confirmed on their initial biopsy. The remaining 12 had diagnoses of lichen planus (2 cases), candidiasis (1 case), non-specific inflammation (8 cases) and one case of squamous cell carcinoma. The patient who entered the trial was allocated to trial group 1 and began the Aspirin mouthwash, but failed to attend 4 further follow up appointments, eventually returning after 4 months. As this patient had only used the mouthwash for 2 weeks, it was not felt to be beneficial to re-biopsy the lesion for analysis in the trial.
Ineligible patients
For the 35 patients screened and found to be ineligible, the main reasons were that the patients were already on Aspirin (10 cases) were intolerant of Aspirin (6 cases) or the lesion was not felt to require a diagnostic biopsy (16 cases). The trial was terminated after 15 months as the trial steering committee considered recruitment of 40 patients was unlikely to be achieved with only a single centre recruiting. No other sites could be opened for recruitment due to the sponsor not wishing to sponsor an interventional drug trial at other sites.
Missed patients
An audit was performed at the recruiting centre to assess the actual number of patients being diagnosed with oral dysplasia from the pathology database. 13 patients were diagnosed with dysplasia in our centre during the recruitment period. 5 were already taking or intolerant of Aspirin and 3 had a prior diagnosis of head and neck cancer. One patient was recruited in to the trial, with 4 potentially eligible patients missed. These patients all presented during the early phase of the trial, when recruitment relied on clinicians alerting the research team to potentially eligible patients. No patients were missed in the latter half of the trial period when the screening method was improved as discussed previously.
Failure of recruitment to this trial of topical COX-2 inhibitor for the treatment of OED is multifactorial. The main reason was low numbers of eligible patients, partly due to the low prevalence of the condition, but also to the high numbers of patients either already taking or intolerant of NSAIDs. Patient refusal did not appear to play a role. Some of these potential reasons are discussed in turn.
Low incidence of oral dysplasia
There is little data on the incidence or prevalence of oral dysplasia. Following a workshop coordinated by the WHO collaborating centre for oral cancer and pre-cancer in the UK, a narrative review was produced examining the available epidemiological data[24]. The majority of this data has been derived from community-based surveys, predominantly from regions of rural India and from institutional reviews and case series from European and American centres. Nearly all primarily focus on the incidence and prevalence of leukoplakia and erythroplakia rather than specifically on the rates of dysplasia. This data can occasionally be extracted however.
Large cohort studies were carried out in India throughout the 1970's. Two occupation specific studies (industrial workers in Gujarat and Bombay policemen) found annual incidence rates of 0.6 - 5.8 lesions/1000 per year amongst non-tobacco user. The incidence was much higher in tobacco users at 5.2 - 30.2/1000 per year[25, 26]. Similar large studies in India have estimated the prevalence of leukoplakic lesions to be between 0.2% and 4.9%[27]. This difference in rates is thought to be because of regional variations in tobacco use. Slightly lower prevalence rates of 0.7% to 1.4% have been shown in European studies[28, 29]. A study from 18 general dental practices in England examined 2265 patients over the age of 35. White or red lesions were found in 56 patients (2.5%)[30]. A systematic review by Petti attempted to pool the results from 23 published epidemiological studies. This analysis gave an estimated global prevalence of leukoplakia of 1.49 - 2.6% (95% CI 1.72 - 2.74) whilst acknowledging the high degree of heterogeneity between studies[31]. This heterogeneity is a key reason for the difficulty in calculating the true scale of the disease burden globally. In addition, many studies have a potential selection bias, as they are not representative of the overall population from which the cases are drawn.
The proportion of leukoplakic lesions harbouring dysplasia is also unclear. Published rates range from 5% to 46%[2, 3, 4, 5]. In the population served locally (approximately 1 million people), an audit of dysplasia cases diagnosed over a one-year period has revealed 14 cases of oral dysplasia, giving an annual incidence of around 1.4 per 100,000. This rate appears similar to those found from other case series from the United Kingdom, where between 6–9 cases per year were diagnosed, (the size of the population these cases were drawn from is unclear, but all were tertiary referral centres)[22, 23, 32].
Our audit suggests that a typical Head and Neck unit in the UK may treat around one case of oral dysplasia per month (1 – 1.5 per 100,000 patient population per year) compared to the 10–15 Head and Neck Cancer cases per month. Oral dysplasia is therefore rarely seen in a teaching setting. This, combined with the ineligibility criteria, means any chance of recruitment would require large multi-centre trials in the UK.
High ineligibility
A large proportion of patients were ineligible because they did not have a diagnosis of dysplasia, (27%) or did not undergo biopsy as there was not felt to be a clinical need to perform one (33%). A further 33% of potentially eligible patients could not be recruited, as they were either using, or intolerant of Aspirin. A change in trial design to allow previous or current use of systemic Aspirin may have improved that aspect of recruitment, but may also decrease the possibility of detecting an effect from oral Aspirin mouthwash.
Incomplete patient capture
Continuous monitoring of patient recruitment is vital for clinical trial success. This surveillance allows interventions to be undertaken thereby maximising eligible patient enrolment. Slow initial recruitment in this study was identified by the use of screening logs. All clinic letters were then pre-screened to detect potentially eligible patients and highlight these to the relevant clinicians. This improved the numbers of patients consented. The most successful method of screening however was identifying patients on a waiting list for diagnostic biopsy. A dedicated list for outpatient biopsies further helped identification.
Opening of other trial sites
Other sites for trial recruitment were identified. Despite willingness on the part of those centres, the local Research and Development department acting as trial sponsor declined to give approval for the trial to be opened at any other sites as this was the first drug trial to be sole-sponsored by them.
This phase I feasibility trial has demonstrated difficulties in conducting a study on this condition in a single institution in the UK, probably due to the low incidence of oral dysplasia. With an incidence of only around 1 to 1.5 per 100,000 per year, and a high proportion of those patients already taking or intolerant of Aspirin, a large multi-centred trial would be required to fulfil the recruitment for this study. The question of the ability of topical non-steroidal anti-inflammatory drugs to modify COX and prostaglandin expression remains an important but unanswered question. Collaboration with centres in other parts of the world with higher incidences of the disease, such as India, may be a viable solution and is currently being undertaken by this group.
Copyright information
This article is published under license to BioMed Central Ltd. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/2.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.


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Vintage 1930's - 1940's Asian Charm Bracelet and Necklace Set.
This is an over the top and highly collectable necklace and bracelet set! Both the necklace and bracelet are comprised of rope link chains....dripping with huge charms. The charms are an eclectic mix of lantern shapes, orbs, carved, cloisonne, acrylic, metal, cinnabar and wood....embellished with two heads or mask like faces. Every color imaginable. Filigree caged end caps and embellishments. Necklace is finished with a small box clasp. Bracelet is finished with a spring ring clasp. Brass tone settings and findings. Hefty and substantial.
Both pieces are unsigned.
Necklace measures 15-1/2 inches long. Bracelet measures 7-3/8 inches long. Charms measure 2-1/4 to 2-1/2 inches long and 1/2 to 1 inch in width.
There are a few turquoise beads missing from the large orbs. There are most likely a few beads or spacer discs missing here and there. Some paint is missing from the female face/ mask. Vintage condition is otherwise good. Exotic!
6 other shoppers have this item in their Cart or Wish List .
An Eclectic Selection of "Unforgettable" Pieces
Antique ~ Vintage ~ Estate * Fine & Costume * Jewelry


text:
Ribbon-Accented Serving Tray
Crafting Time:
- 1-2 Hours
Skill Level:
- Beginner
Project Courtesy of: Jo-Ann Fabric & Craft Stores
Additional Information
- 1 wooden tray
- 1 can red spray paint
- 1 can satin spray vanish
- 4 patterned ribbons, your choice
- Scissors
- Glue stick
- Ruler or tape measure
- Spray tray red. Apply several coats for good coverage. Let dry between coats.
- Arrange the ribbon design on tray. Refer to the photo.
- Adhere the first ribbon to the tray up to the point where the lattice weave will begin. Leave the remainder of the ribbon unglued. Continue attaching the other ribbons in the same manner.
- Proceed to weave and glue the ribbon (one ribbon at a time, working from center of tray outward). A simple way to apply glue to the ribbon is to pull the unglued part back over the glued part, slip a piece of scrap paper between the layers and apply glue to the back of each ribbon. Remove the paper. Press the ribbon into place.
- Before gluing the final end of each ribbon, trim it to the exact length.
- Beginning in an inconspicuous spot, glue one of the ribbons around the outside of the tray, near the base. Turn over the top ribbon at the joint and glue over the raw edge, to prevent unraveling.
- When glue is dry, spray with several coats of satin varnish.


text:
Industrial construction is a relatively new risk that is increasingly being insured in Russia. In the second part of a roundtable discussion the finer points of insuring this risk, including the clauses that determine maximum coverage limits, were debated.
The topic of the second session of the roundtable held by Swiss reinsurance intermediary Reunion AG was industrial construction and, specifically, the clauses that determine maximum coverage limits.
The debate was introduced by Igor Prandetsky, a member of the board from Reunion based in Zug, Switzerland, who described the subject as a relatively new, but important, one to the Russian insurance market. He then handed over to Vitaly Valyuk, the head of the industrial insurance department at Russian insurer Sogaz, who outlined the key issues.
Valyuk first sought to draw attention to the increasing use of LEG 3 clauses in the market. This is an exclusion clause originally drafted by the London Engineering Group (LEG), which determines the extent of the maximum coverage of a policy and, often, for how long it is valid.
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Russia, Property insurance, Reunion, Emerging markets


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Charlies Angels
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Aspect Ratio: 2.35 Anamorphic Wide Screen
Sound: Dolby Digital 5.1
Running Time: 99 minutes
Production Year: 2000
Main Language: English
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I almost didn't watch this because the original was so cheesy. That would have been a mistake, because with the aid of CGI and much better production this is genuinely exciting.


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Before you hit the voting booth, get amped with these two local stand-ups. Self-described "liberal Jew" Scott Blakeman joins Palestinian-Italian-American comic Dean Obeidallah in lampooning the events leading up to Election Day—and underneath the laughs, reminding voters of what's at stake.
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ED Magedson – Founder
Ripoff Report
Green Dot cardMemphis, Tennessee USA
Green Dot card Green Dot Com is A rip Off Company and should be Closed Down Memphis Tennessee
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I used a Green Dot Card and got scammed after I loaded my money to Card. Never was able to acess my money off card. Green Dot did nothing to try to help me get my money back after I faxed them the information that they requested copy of card money pack and my store receipt from Walgreens over 120.00 gone.. only told to call Police in my local town.
Second time Green Dot tipped theriself an extra 7.00 off my money pack card..This company should be shut down...
Briana Memphis
This report was posted on Ripoff Report on 07/02/2013 11:29 PM and is a permanent record located here: http://www.ripoffreport.com/reports/green-dot-card/memphis-tennessee-38111/green-dot-card-green-dot-com-is-a-rip-off-company-and-should-be-closed-down-memphis-tenne-1064045. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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The Takeaway
What are you doing right now?
Read Jim Colgan's Producer's Note on the fun of playing with the radio and check out Buzzfeed.com Senior Editor Scott Lamb's post on the absurd of satisfaction of playing Foursquare.
And to listen to our segment on the new iPhone app, Foursquare, and the fun it inspired, click here.
• Where you at? Foursquare maps it out
• Playing with radio: Behind the scenes of The Takeaway's "Where are you?" game
• The absurd satisfaction of playing foursquare
• The thrill of checking in with our listeners


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Hannah Feldman Associate Professor
Hannah Feldman researches and teaches late modern and contemporary art and visual culture. Hannah Feldman is Associate Professor of Art History at Northwestern University, and core faculty in the Departments of Art Theory and Practice, Middle Eastern and North African Studies, and Comparative Literary Studies. Her first book, From a Nation Torn: Decolonizing Art and Representation in France (Duke, 20014) considers the theorization of art, violence, spectacle, and the writing of history in France during the decolonial wars that marked the 1960s, especially the Algerian War of Independence. Her work has been supported by grants and fellowships from the Getty Research Institute, the Samuel H. Kress Foundation, the Alice Kaplan Institute for the Humanities, the Canadian Center for Architecture, and, most recently, by the Mellon Foundation, which has awarded her a New Directions Fellowship for 2015-2017 to pursue her work on urban spaces and public institutions in North Africa and West Asia. Her writings have appeared in Artforum, Art Journal, Frieze, nka: Journal of Contemporary African Art, October, and Third Text, as well as in international exhibition catalogues published by institutions including the Museo Nacional Centro de Arte Reina Sofía (Madrid), the Kunsthalle Zürich, Portikus, Ashkal Alwan, and the Renaissance Society. From 2008-2010, Feldman was Chair of the Art Journal editorial board.
Feldman's courses reflect a markedly interdisciplinary focus and range from introductory surveys of art since the 1960s to advanced undergraduate lectures and graduate seminars that consider the intersection of art and urban space in sites of postcolonial and neocolonial conflict; art and protest; participatory aesthetic practices; theories of representation; theories and models of photographic practice; and, art in and about the Middle East and North Africa.
From 2011-2015 she was Director of Undergraduate Studies. In 2011, she was elected to the Faculty Honor Roll, and, in 2015 she was awarded the Weinberg College Excellence in Mentoring Undergraduate Research Award.
Program Area: Global Modern and Contemporary
Regional Specialization: Europe, Middle East and North Africa
Selected Publications
Hannah Feldman, From a Nation Torn: Decolonizing Art and Representation in France, 1945-1962, (Durham: Duke University Press, 2014).Hannah Feldman, "The Way of the Shovel" Artforum 52.6, February 2014, 207.


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DEER VALLEY, PARK CITY, UTAH (October 13, 2008) – Deer Valley Resort Director of Skier Services John Guay and other experienced Deer Valley® ski professionals will be teaching a "Ski Instructor Training" course at Utah Valley University's (UVU) Heber campus starting in October.
The course will include six hour-and-a-half classroom sessions at the UVU Heber campus and two full days on the ski slopes at
The "Ski Instructor Training" course costs $349.00 and is scheduled to begin in October. Interested parties should contact