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When losing your shirt is a racing certainty
I recently joined two race tipping services, John McCracken Racing and Bernard Carrington Racing, investing more than £3,000 in the two. Now contact with either is impossible. Should there be a national warning campaign on these people?
Bernard Carrington's letters promise he has inside information on "50 horses in training in the UK". He implies his knowledge will enable you to bet on winners and gain from losers.
But Carrington does not exist. This material comes from a west London maildrop, while his mobile phone number only lasted long enough to take money from hopeful punters before being thrown away.
More recently, Carrington has turned into Howard Racing Consultants, operating from a smart City of London mailbox address. The signature is the same as Carrington's.
Howard claims to pay a "regular monthly income using our money at no financial risk to yourself." Your only chance of redress is to find the scamster behind this - so far, the racing world has failed to do that.
But once you lose to one, you get others scamsters chasing you.
Brighton-based McCracken does exist. In December 2004, the Jockey Club (now the Horseracing Regulatory Authority, or HRA) banned him from all UK racecourses and training yards indefinitely after he failed to co-operate with an enquiry into "serious breaches of the rules of racing."
This did not stop him turning up at Lingfield Park last December in dark glasses and a balaclava. He was eventually ejected. More recently, he has been offering "profits up to £1m" to punters paying him up to £3,000.
Earlier this month, the Office of Fair Trading issued a warning on racing tipster scams where the only certainty is that "you will end up losing your money". The HRA says their claims of contacts and inside information are "pure fantasy".
Halifax let us down in our time of need
My mother divorced my father after 32 years of marriage when she found out he had been having an affair for 25 years and has three children from that relationship. As you can imagine, that left her, my sister and me in shock. My parents have a joint £23,000 Halifax mortgage over 25 years on a right-to-buy property. The divorce agreement stated my mother would continue living in the home - she is solely paying the mortgage. She now wants his name removed from the contract. And he agrees. My mother has twice contacted the Halifax to request this - my sister will guarantee the debt as my mother no longer works. But Halifax has told her that the only option is to sell the house or pay off the remaining mortgage in full. Please help.
Given what has happened to your family, the Halifax should have treated your mother with more care. Instead, she was told on two occasions that she could not take over the mortgage despite the presence of a guarantor and despite the excellent repayment record over the past 18 years.
The employees that she spoke to should not have rejected her. They should have asked her (and your sister) to complete a new application. The Halifax is a conservative lender but it was willing to do this if your sister passed a credit test - after all, a £23,000 loan (about £200 a month in repayments) is not a big risk these days: the property is worth at least five times as much.
The alternative is a fees-free remortgage from a lender happy to let you borrow as little as £23,000. Halifax will now write to apologise for its treatment of your family, invite you to complete a new application and send you a hamper to say sorry.
Please educate me about this grant fraud
Last September, I was approached by the Cleveland police fraud investigation unit to give a witness statement regarding the use of my name and address by a college in relation to an application for a Department for Education grant under the Individual Learning Account (ILA) scheme. What was that about and what has happened since?
The ILA was a government scheme which offered everyone £200 towards "distance learning" courses. But some were not worth £200 - one firm (not connected to your case) offered an embroidery course consisting of a pack of needles and a photocopied page from a needlework manual.
Many promised computer training but machines were poor value and the education was minimal. Others went further - trawling lists for customers without ILAs, using their details unbeknown to them and claiming the £200 on their behalf.
National Distance Learning College was part of the Middlesbrough-based Thanx group, which went bust in 2001 - the same year as the college itself. It had claimed £7.5m from the scheme, which was shut down.
Cleveland police says four people have now been charged in relation to the National Distance Learning College and are awaiting court dates.
A nationwide investigation continues into other companies involved in alleged misuse of the ILA.
Abbey wants to charge us £225 to exit. Why?
We took out a mortgage with Abbey National, which reached the end of its 25-year life last November. Due to circumstances outside our control we found we had overpaid by some £240. We naturally asked for this back. But Abbey demanded a £225 "repayment fee" which ate up the overpayment. We complained in November but did not get a satisfactory response. Can you help?
Your loan expired before the Financial Services Authority ruled four weeks ago on excessive exit fees - which it did thanks to some nudging from Guardian Money.
Lenders can no longer make up these figures as they go but must stick to the amount in the original contract. As yours was signed 25 years ago, it would have been unlikely to have contained an exit fee at all - even less likely one for those who completed the loan term.
Abbey has a dedicated complaints unit for this. Borrowers will now pay the fee which they agreed when they took out the mortgage if this is lower than the current £225. Write to Abbey, PO Box 286, Stockton-on-Tees TS17 6QG.
Mis-sold or just trying it on?
I took out a mortgage payment protection insurance from AWD Home Finance for a £3,738 lump sum. I was promised a fast service on the phone - I don't like filling in forms. But when I was out of work, I had to submit details in writing. Have I been mis-sold?
Capital Letters originally told AWD that while it did not think you had a case on the need to fill in a form, you did, however, have a good argument as you are self-employed and would find it far more difficult to claim. There were a number of conversations with AWD along these lines.
However, you failed to tell Capital Letters that the policy had already paid out £1,227 and would have gone on to pay up to £9,600 if your injury problem had continued.
So you can hardly claim you were mis-sold.


text:
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Alesis MultiMix 10 Wireless 10-Channel Rackmount Mixer with Bluetooth Wireless
Convenient connections—plus a stereo Bluetooth channel—add true versatility.
The Alesis MultiMix 10 Wireless is redefining the rackmount mixer category. Compact and complete, the MultiMix 10 Wireless delivers ten-channel mixing in a neat 3U package that is perfect for smaller clubs and venues, houses of worship, as well as mobile/traveling systems. The MultiMix 10 Wireless benefits from an array of easily accessible front panel jacks that enhance the versatility and usefulness of this generously
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Versatile InputsIn addition to Bluetooth streaming, the TransActive Wireless offers a variety of inputs to accommodate almost any source-microphone, guitar, keyb
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Joseph Moloney
Joseph Moloney (1857-5 October 1896) was the Irish-born British medical officer on the 1891-92 Stairs Expedition which seized Katanga in Central Africa for the Belgian King Leopold II, killing its ruler, Msiri, in the process. Dr Moloney took charge of the expedition for a few weeks when its military officers were dead or incapacitated by illness, and wrote a popular account of it, With Captain Stairs to Katanga: Slavery and Subjugation in the Congo 1891-92, published in 1893.[1]
Early career[edit]
Born Joseph Augustus Moloney in Newry, Ireland, in 1857, he studied at Trinity College Dublin and St Thomas's Hospital, London. He practised medicine in South London, and was a sportsman and yachtsman, with a taste for adventure, and was said to be 'hard as nails'. He served as a military doctor in the First Boer War in South Africa, and as medical officer on an expedition to Morocco, returning in 1890.[2] On the strength of this, he was appointed by Canadian-born British army officer Captain William Stairs as one of five Europeans on his well-armed mission with 336 African askaris and porters to take possession of Katanga for Leopold's Congo Free State, with or without Msiri's consent.[3]
With Captain Stairs to Katanga[edit]
The expedition took a year for the round trip from their base in Zanzibar to Msiri's capital at Bunkeya, where they stayed nearly two months. They suffered disease, starvation for a while, and numerous hardships. A quarter of the Africans and two out of the five Europeans died, including Captain Stairs, but Moloney was spared any severe illness. In Bunkeya, Msiri refused to sign a treaty accepting Leopold's sovereignty and the CFS flag, and was killed by second officer Omer Bodson who had recklessly confronted Msiri in a situation which he, Bodson, could not control. Msiri's people and his successor as chief, seeing the expedition's greater firepower, bowed to the inevitable and signed the treaty.[4] Katanga became part of Leopold's Congo Free State, which achieved later notoriety as a colonial slave state.
Moloney's book has a significant omission. As evidence of Msiri's 'barbarity', it notes that he placed the heads and skulls of executed enemies and miscreants on poles and the palisades of his boma. An article in French was published in Paris around the same time as Moloney's book in which Moloney's colleague on the expedition, the Marquis Christian de Bonchamps, revealed that after killing him, they cut off Msiri's head and hoisted it on a pole in plain view as a 'barbaric lesson' to his people.[5]
Moloney's character[edit]
Moloney was in the main conventional in his approach to his job as expedition medical officer, and loyal to his commander and employer. He displayed the superior attitudes of British officers of that time, making no mention of his Irish birth in his book. At times he wrote appreciatively of many of the Africans on the expedition, particularly 'chief' (meaning supervisor) Hamadi-bin-Malum and some of the Zanzibari askaris and porters. He also went against the conventional wisdom in the colonial service by noting the decency and humanity of many of the Arabs in East and Central Africa, opining that they had a much better relationship with the Bantu people than his British colleagues would admit.[6]
As a doctor, Moloney treated African villagers who were brought to him as much as his medical stores would allow.[1]
On the other hand, in his writing Moloney was untroubled by any notion that the killing of Msiri might have been unjustified or that the seizing of Katanga for Leopold was theft of territory. He wrote that Msiri was a bloodthirsty tyrant and despot from whose rule the local people had been liberated by the expedition, and that Bodson had killed Msiri in self-defence.[7]
He did address the point that as British subjects in the King of Belgium's service, he and Stairs might come into armed conflict with competing British interests (the British South Africa Company of Cecil Rhodes). He wrote that in this eventuality they would discharge their duties to their employer, but he did not consider what other British people might think of this.[8] Moloney did not think of Belgium as a serious rival to the British Empire, unlike France, Germany or Portugal.[9]
Moloney's obituary in The Times of London described him as 'very valiant' and credited his leadership of the expedition, while Captain Stairs was ill and after the death of Bodson, with consolidation of control of Katanga and construction of a strong fort, enabling the following Belgian relief expeditions to establish firm control.[10]
After Katanga[edit]
On return to London, Moloney lectured and wrote papers on the geography of the expedition's route, and was appointed a Fellow of the Royal Geographic Society. He resided in New Malden, south-west London.
In 1895, Dr Moloney returned to central Africa with an expedition, this time with the British South Africa Company (which had been his competitor in the scramble for Katanga) to negotiate treaties with African chiefs in North-Eastern Rhodesia. This was a more peaceful expedition than the Stairs Expedition, and was fairly successful, except in the case of Mpeseni, the Ngoni chief based near what is now Chipata. The Ngoni were of Zulu origin with a similar warrior tradition. Moloney spent two days there with Mpeseni, but left empty-handed.[2][10] (Two years later Mpeseni and his warriors rose in rebellion against the British and were defeated.)
Perhaps because of his later service for the BSAC, or perhaps because his role was considered subordinate, Dr Moloney's reputation does not seem to have been subject to the same hostility that the British in Northern Rhodesia later directed towards the reputation of Captain Stairs for winning Katanga for the Belgians.
Joseph Moloney returned to south-west London but did not have time to enjoy his status as a celebrated explorer: he died at the age of 38, and is buried in Kingston Cemetery in Kingston upon Thames.[2]
Further reading[edit]
- Dr. Steven Woodbridge Kingston and the CongoAncestors September 2008 pp44–46
See also[edit]
- ^ a b Joseph A. Moloney: With Captain Stairs to Katanga: Slavery and Subjugation in the Congo 1891-92. Sampson Low, Marston & Company, London, 1893 (reprinted by Jeppestown Press, ISBN 9780955393655)
- ^ a b c "Fraser/Coleman Family Tree". Archived from the original on 29 September 2007. Retrieved 2007-04-29. website accessed 29 April 2007.
- ^ Moloney, 1893: p9.
- ^ Moloney, 1893: Chapter XI.
- ^ René de Pont-Jest: L'Expédition du Katanga, d'après les notes de voyage du marquis Christian de BONCHAMPS, in: Edouard Charton (editor): Le Tour du Monde magazine, also published bound in two volumes by Hachette, Paris (1893). Available online at www.collin.francois.free.fr/Le_tour_du_monde/ Archived 5 February 2010 at the Wayback Machine.
- ^ Moloney, 1893: pp.69, 70, 121-2.
- ^ Moloney, 1893: pp.vi, 190.
- ^ Moloney, 1893: pp.11, 131, 208.
- ^ Moloney, 1893: p.12.
- ^ a b The Times: "Obituary of Dr. Joseph Moloney, L.R.C.P.I., Fellow of the Royal Geographic Society, An Explorer". London, 7 October 1896.


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A family home: convenient, comfy, and designed for the whole family
I am a single mum of four boys. Our pretty house is in zone 3 London. The tube is 10 minutes walk away. Our local village shops are also 10 min walk away with lovely cafes and restaurants . It even has two traditional English pubs.
To organize a home exchange, you need to be a member


text: Divxturka.net is using Redbunker! Because Redbunker is better than Hotfile, Netload and Rapidshare ! Click here and buy REDBUNKER premium account! Intel Parallel Studio XE 2013 v13.0.1194.11 | 1.3 GB Compilers for C + + and Fortran from Intel. Considered to be very fast and reliable. Product from Intel, which consists of the following components: Intel C, C + + and Fortran Compilers - language compilers for C, C + + and Fortran, generating significantly more efficient code than the compiler Visual Studio. Can be integrated with the development environment komepilyatora Visual Studio 2008, Visual Studio 2010 and Visual Studio 2012. Intel Threading Building Blocks 4.1 - Library for developing efficient multithreaded applications. Intel Math Kernel Library 11.0 - vectorized parallel implementation of mathematical algorithms, such as linear algebra, Fourier transform, statistics, etc. Intel Integrated Performance Primitives 7.1 - Library to develop effective applications. Intel Advisor XE 2013 - Assistant for writing multithreaded applications. Intel VTune Amplifier XE 2013 - profiler. Intel Inspector XE 2013 - Assistant to debug multithreaded applications. When installing choose attached license file. Download From Redbunker Code: http://www.redbunker.net/cy2w620m6rjp/IntelParallel.Studio.XE.part1.rar.html http://www.redbunker.net/mojg6a24z4i7/IntelParallel.Studio.XE.part2.rar.html


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Accommodation options within 8km from Mi Casa Lodge & Conferencing include:
Anashe is housed in JoDeMa' Estate situated in Midrand, centrally situated in close proximity between Pretoria, Johannesburg and Kempton Park. Set in 2.5 hectares of peaceful and tranquil surroundings, creating a homely comfort in the midst of the city.
Adjoining the Midrand Conference Centre, Villa Tuscana Guest House offers a total selection of 91 standard, single and double rooms, together with luxury executive rooms and honeymoon suites.
A beautiful Business Hotel situated opposite the entrance of The Internationally re-known The Gallagher Convention Centre which houses the Pan African Parliament. We are only 1 km from the Gautrain Station and 3 km From The Bytes Technology Conference.
Conveniently situated between Johannesburg and Pretoria, across the road from Gallagher Convention Centre. Midrand Conference Centre is an intriguing 7 acre village of 4-star accommodation, conference and function halls
B&B situated within walking distance from Carstenhof Clinic and in close proximity to The Mall of Africa, Gallagher Estate and the Gautrain Station. Rooms are air conditioned and all rooms have bathrooms en-suite. Secure parking with DSTV in each room.


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- Internships /
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- Human Resources Intern
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Jean Martin, Inc.
551 Fifth Avenue
New York, NY
Posted: October 20 2015
Always be on the alert for potentially fraudulent job postings online - never send money to a potential employer.
DescriptionWho we are
Jean Martin Inc. is a global diversified IT product engineering and software development firm headquartered in New York City serving clients from Small & Medium Business to the Fortune 500 since 1997.
What we do
The Jean Martin team helps businesses accelerate growth, improve efficiency and significantly reduce IT costs by unleashing the power of technologies such as Big Data, Open Source, Smart Mobility and Cloud Computing.
Corporate Culture: dynamic, friendly, fast paced, innovative.
Job type: full time, part time.
Location: Midtown Manhattan 5th Ave and 45th Street near Grand Central Station.
ResponsibilitiesWhat we require:
- Human Resources major.
- Strong knowledge of HR processes including Recruitment, Onboarding, Employee Relations, HRIS, Benefits, Compensation, Training and Development.
- Familiarity with job boards, HR and ATS software is a big plus.
RequirementsWhat we require:
- Strong knowledge and understanding of the digital media landscape, including various social media websites
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SkillsRequired - English language skills
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Dishwasher Front Bottom Cross Piece
Feet & Housing
1171561028, 1171561044, 1174937001
Part Compatibility Checker
Your appliance Prod. No is on the rating plate and is usually 9 or 11 numbers long.
Enter your Product Number below to confirm whether this part fits your appliance.
This is a replacement cross piece for the front bottom of your dishwasher. If your cross piece has broken or become rusted and causing problems with your appliance, this replacement cross piece could be just what you're looking for.


text:
The Iowa State College of Engineering is in the process of updating and enhancing our current strategic plan since the current version expires this year. This revision also gives us the opportunity to align with the new Iowa State University strategic plan recently approved for FY2017-22.
We are currently seeking input from faculty and staff regarding four of our critical success factors – education, research, inclusion & diversity and economic development & outreach. These suggestions will help as we develop our new strategic plan – and then share for overall feedback in the near future.
Mary Wickham, associate dean for operations and planning, is leading this effort. We have established four committees (one for each critical success factor) who will review all of the feedback and help create the new engineering strategic plan. Each committee includes faculty, staff and students. Our goal is to finalize a new plan by spring 2017 – with opportunities for input on the draft along the way.
Point of contact: Sriram Sundararajan
Point of contact: Arun Somani
Inclusion & Diversity
Point of contact: Sriram Sundararajan
Economic Development & Outreach
Point of contact: Ron Cox


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It only takes a minute to get started. Fill out our simple sign up form and login to the website.
This step is up to you but will seriously raise your chances of people actually reading your profile and contacting you. Write a few sentences about yourself, your interests and upload your nicest photo of yourself.
Use our website's state-of-the-art search to pinpoint members who suit your criteria. Or just leaf through listings and pinpoint members that arouse your interest.
Discovered someone who looks like a good match? Send a message to them or just a wink and see what they say. With a little luck you'll be on your way to discovering your perfect partner.
It only takes a few minutes


text:
Did you know that National Can-It-Forward Day is Saturday, 7/14? It is!
Organized by our friends at Ball Canning, National Can-It-Forward Day lets everyone share the joy of fresh preserving. Whether you're new to canning or just want to meet some like-minded preservers, we'll be gathering for a hands-on demo at Lyn's place. Space is limited, so sign up!
If you're not in Boston or can't make it in person, Ball will be hosting live webinars throughout the day. Check it out!
Boston Food Swap is a community organization funded entirely by donation. Support us through Paypal or BFS merchandise, and by following us on Twitter and liking us on Facebook. If you enjoyed this blog post, please share it!


text:
Now that most district municipalities have given their notice to withdraw from the Northwest Ontario Recycle Association effective June 31, NORA will try to rally support at a meeting April 3 in Emo.
"Hopefully, we'll have a good turnout," said NORA chair Dennis Brown, who also is the mayor of Atikokan. "We've sent invitations to all the municipalities."


text:
Jania Bailey – CEO
Jania Bailey is the CEO of FranNet. Bailey has over 25 years of experience in the banking and franchise industries. She worked for more than eight years, and in several different managerial capacities, with Fantastic Sams International, a hair care franchise. In her last position, she served as the regional manager for Fantastic Sams in Texas. Before that, she oversaw operational support and development for franchisees in a five-state region.
Prior to joining Fantastic Sams, Bailey spent 18 years in the banking industry in the commercial lending and business development areas. She has been a keynote speaker at several national events for organizations such as Skill-Path Seminars and Risk Management Associates. Bailey is the author of "Thriving – The Journey to Success in the Business World," a book that was published in 1995. She also has received numerous industry awards and recognitions including: 1998 recipient of the "Woman of Achievement" from the St. Matthews Business and Professional Women Organization; 1997 recipient of the Louisville Business First "Forty Under Forty" Outstanding Business Leaders; and 1995 recipient of the Bell Award for "Outstanding Volunteerism in the Workplace."
Jack Armstrong – Chairman
Jack Armstrong is the President of Franchise Network of New Jersey and is CFO of the FranNet LLC. He also serves on the Board of Directors and he currently serves as Chairman.
Armstrong conducts more than 50 seminars per year on franchising, many in close cooperation with leading outplacement firms and Small Business Development Centers. He has been actively involved in presenting the basics of franchise ownership as part of outplacement programs conducted by major organizations that are downsizing. He offers free consultation for prospective entrepreneurs.
Armstrong also owns a franchise of Sunbelt Business Brokers of New Jersey. Sunbelt Business Brokers is the largest business facilitation firm in the country with more than 300 offices in 38 states. For the last 10 years, Entrepreneur Magazine has ranked Sunbelt as No. 1 in the business brokerage field.
Armstrong has an accounting degree and a MBA in finance from Pace University, where he did his thesis on Franchising. The International Business Brokers Association also awarded him the designation of Certified Business Intermediary. He holds a New Jersey Real Estate License.
Blair Nicol – Vice Chairman
Blair graduated from Colorado State University with a degree in Finance and Real Estate. He is also a licensed Real Estate Broker for the state of California as well as he has earned the premier designation in the franchise industry as a Certified Franchise Executive (CFE).
After a year of working with a globally recognized franchise corporation, Blair soon realized it was once again time to work for him and help others live The American Dream of owning their own business. He is now a FranNet franchising consultant for the offices serving Oregon, Washington, Idaho, Alaska, San Diego, and Orange County. He is also one of the 4 principal owners of the Global FranNet Corporation with over 50 offices in North America. He also currently serves as the Vice Chairman of the parent company for FranNet.
Blair currently holds the following positions at FranNet:One of the four principal owners of the Global FranNet corporation with over 50 offices in North America, associate and owner for the offices of Oregon, Washington, Idaho, Alaska, San Diego and Orange County and Vice Chairman of the parent company for FranNet.
Todd Bingham – President
Todd Bingham has more than 10 years in the field of information technology in the health care, banking, print, automobile manufacturing, retail, warehousing and investments industries. Before joining FranNet, he was the IT Administrator of the University of Kentucky's Markey Cancer Center.
Todd holds a Bachelor's of Business Administration Degree with emphasis in Information Technology and Management from Morehead State University.
During his free time Todd has been involved in Big Brothers and Big Sisters of the Bluegrass, St. Joseph Children's Home, and the Young Professionals Association of Louisville. Todd is a Colonel in the Honorable Order of Kentucky Colonels, a Good Works program that provides financial support to Kentucky charitable and educational institutions and organizations.


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High street banks were hopeful last night of persuading the government to crack down on "misleading" advice and advertising by debt advisory firms despite comments by a minister that appeared to block further talks.
The banks said they would continue to present evidence of abuses in the debt advice industry to the Department of Trade and Industry in the hope that ministers would accept the need for a stricter regulatory environment. The Liberal Democrats said the government's response to the debt crisis affecting millions of people was "to snipe at banks" rather than recognise "that there is a common problem that each has helped to create".
The banks believe there is widespread abuse of individual voluntary arrangements (IVAs), allowing people to escape some debt by making regular repayments. They blame misleading advertising in tabloid newspapers and on daytime TV for a two-thirds rise in the number of IVAs issued in the second quarter of this year.
Insolvency practitioners that issue IVAs are regulated, but staff in call centres are not. The banks say many people are recommended the IVA route because advisers can gain larger commissions than from more informal arrangements with lenders.
In August HSBC said the aggressive marketing of IVAs by debt advice firms accounted for much of the rise in banks' bad debts. Accountants KPMG predicted the number of insolvencies this year would breach 100,000, up from 5,000 in 2002.
However, Jim Fitzpatrick, the trade and industry minister, said the banks were to blame for the rise in insolvencies. He said their lending policies had encouraged people to borrow more than they could afford.
A spokeswoman for the DTI said: "We are not minded to do anything at the moment that would increase the amount of regulation in the sector. But our door is always open and we will consider further evidence when it is submitted."
Eric Leenders, the executive director of the British Bankers' Association, said the minister's response had put the banks in an awkward position. "The banks have had a long-held position that people who are in financial difficulties should take advice. But that position is being undermined every day by firms that give false expectations of the debts that can be avoided by using an IVA."


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65 terms
Chapter 1: Themes in the Study of Life
Biology Campbell Reese
descent with modification; idea that living species are descendants of ancestors that were different from present-day organisms; change in genetic composition of a population from generation to generation
scientific study of life
emergent properties
new properties that arise with each step upward in the hierarchy of life, owing to the arrangement and interactions of parts as complexity increases
reduction of complex systems to simpler components that are more manageable to study
systems biology
an approach to studying biology that aims to model the dynamic behavior of whole biological systems; allows for predictions when one variable of a component changes
a type of cell with a membrane-enclosed nucleus and membrane-enclosed organelles; organisms with these cells include protists, plants, fungi, and animals
a type of cell lacking both a membrane-enclosed nucleus and membrane-enclosed organelles; bacteria and archaea
double-stranded, helical nucleic acid molecule, consisting of nucleotide monomers with a deoxyribose sugar and the nitrogenous bases adenine, cytosine, guanine, and thymine
entire "library" of genetic instructions that an organism inherits
the use of computational tools to store, organize, and analyze the huge volume of data that result from high-throughput methods
negative feedback
the most common form of regulation; accumulation of an end product slows its own processing
positive feedback
process in which an end product speeds up its own production
animalia, fungi, plantae, protista, monera
five kingdoms
archaea, bacteria, eukarya
three domains
Charles Darwin
person who believed in 1) descent with modification--captures unity and diversity, and 2) natural selection--causes evolution as the unequal reproductive successes of individuals adapts the population to its environment
recorded observations; can be quantitative or qualitative
inductive reasoning
a type of logic in which generalizations are based on a large number of specific observations (specific >>> general)
deductive reasoning
a type of logic in which specific results are predicted from a general premise (general >>> specific)
controlled experiment
an experiment that is designed to compare an experimental group with a control group; ideally, the only difference between the groups is part of what is being tested
a representation of a theory or process; may take form of a graph, diagram, 3D object, computer program, or mathematical equation
any structure, behavior, or internal process that helps an individual to better survive and/or reproduce
the assistance given to one organism by another, even if the act of giving puts the survival of the assisting organism at risk
Sir Richard Dawkins
the person who believed in altruism as the illustration of "the selfish gene"
atoms, biomolecules, organelles, cells, tissues, organs, organ systems, organisms, population, community, ecosystem, biosphere
levels of biological organization (from simple to complex)
energy processing, evolutionary adaptation, growth and development, order, regulation, reproduction, response to environment
characteristics of life (7, in alphabetical order)
a characteristic of life; highly detailed and organized structure
a characteristic of life; maintenance of homeostasis
energy processing
a characteristic of life; consuming matter, storing energy, using energy
evolutionary adaptation
a characteristic of life; natural selection/descent with modification
growth and development
a characteristic of life; genes control life patterns
response to environment
a characteristic of life; an organism's interaction with its surroundings
a characteristic of life; the creation of new life from pre-existing life
the smallest unit of matter on Earth
combinations of atoms; examples include lipids, proteins, carbohydrates, ATP
combinations of biomolecules; nucleus, cytoplasm, membrane
combinations of organelles; the first unit of life
combinations of cells; types include nervous, muscular, fat, blood
combinations of more than one type of tissue
organ systems
group of organs that work together
the simultaneous and interdependent functioning of various organ systems
group of organisms of a single specie in a localized area
all populations of all species in a localized area
the community plus abiotic factors; also includes interactions between biotic and abiotic components
wherever on Earth that there is life
abiotic factors
components that affect an ecosystem; examples include temperature, rainfall, sunlight, wind, and soil
when two organisms live in close/tight relationships with each other
a type of symbiosis in which one organism acts as a parasite and the other as a host
a type of symbiosis in which both organisms benefit from the relationship
a type of symbiosis in which one organism benefits from the relationship while the other is neither helped nor harmed
cell theory
proponents include 1) all living things are made of cells; 2) cells are the basic unit of life; 3) cells only come from other cells; established by Schleiden and Schwann
the ability to do work; all life needs a constant supply of this
sunlight, producers, consumers
pattern of energy flow
organisms that create their own food
organisms that eat other organisms for energy
kingdom, phylum, class, order, family, genus, specie
traditional taxonomy
characteristics of this kingdom: heterotrophic, eukaryotic, multicellular, no cell walls
characteristics of this kingdom: heterotroph, eukaryotic, multicellular, cell walls (chitin)
characteristics of this kingdom: autotroph, eukaryotic, multicellular, cell walls (cellulose)
characteristics of this kingdom: both autotrophic and heterotrophic, eukaryotic, unicellular but with some multicellular, some have cell walls while some do not
characteristics of this kingdom: both autotrophic and heterotrophic, prokaryotic, unicellular, cell walls (peptidoglycam or murein)
extreme thermophiles
type of archaea; can survive boiling water, thrive near geysers
extreme halophiles
type of archaea; loves high salt concentrations
type of archaea; poisoned by oxygen, live in waterlogged soils, swamps, produce methane gas
1) contains ribosomes >> proteins; 2) no endoplasmic reticulum; 3) no membrane-bound organelles; 4) one circular chromosome; 5) bacteria; 6) about 10 times smaller; 7) no nucleus (DNA floats around)
1) contains ribosomes >> proteins; 2) contains endoplasmic reticulum; 3) all organelles are membrane-bound; 4) multiple, linear chromosomes; 5) everything besides bacteria; 6) about 10 times larger; 7) membrane-enclosed nucleus
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13209 Bronze Parkway, Rosemount, MN 55068
About the Listing
Walkout 2 Stry, well maintained! Shows like a model! 3 BR & laundry upper level, full BA & Lg master suite! Mudroom off garage, open concept main level is nice & bright! Kit has cherry cabinets, SS & granite on center island. Newly finished LL walk-out -every inch of space has been utilized perfectly! Large 4th BR in LL, as well as large entertainment space, & oversized 3/4 bath, Patio under deck. Buyers and agent to verify measurements. Shared pool & club house.
Share Listing
Property Details for 13209 Bronze Parkway, Rosemount, MN 55068
Bedrooms: 4
Bathrooms: 2 Full | 1 Three-Qtr | 1 Half
Lot Size: 0.30 Acres
Lot Dimensions: 93x125x102x143
Year Built: 2005
Garage Dimensions: 2 car
Garage: Attached Garage, Driveway - Asphalt, Garage Door Opener
Style: (SF) Two Stories
Neighborhood: Harmony Village
Water: City Water/Connected, City Water - In Street
Sewer: City Sewer/Connected, City Sewer - In Street
Square Feet: 2847
Above Ground Sq Ft: 1957
Below Ground Sq Ft: 890 (approx)
Room Information for 13209 Bronze Parkway, Rosemount, MN 55068
Main Floor
Living Room: 22x17
Family Room: 19x14
Kitchen: 20x12
Upper Floor
Bedroom 1: 15x13
Bedroom 2: 11x13
Bedroom 3: 11x14
Lower Floor
Bedroom 4: 13.6x13.6
Sitting Room: 9x8.6
Family Room: 20.6x10
Dining Room Description: Living/Dining Room
Family Room Characteristics: Family Room
School Information for 13209 Bronze Parkway, Rosemount, MN 55068
School District: Rosemount-Apple Valley-Eag
School District Phone: 651-423-7700
Interior Features for 13209 Bronze Parkway, Rosemount, MN 55068
Appliances: Range, Microwave, Exhaust Fan/Hood, Dishwasher, Refrigerator, Washer, Dryer, Water Softener - Owned, Disposal, Furnace Humidifier
Air Cond: Central
Heating: Forced Air
Fireplaces: Yes
Basement: (890 sq Finished) Walkout, Full, Finished (Livable), Drain Tiled, Sump Pump, Day/Lookout Windows, Egress Windows, Poured Concrete
Exterior Features for 13209 Bronze Parkway, Rosemount, MN 55068
Lot Description: Corner Lot, Tree Coverage - Light
Lot Dimensions: 93x125x102x143
Roof: Asphalt Shingles, Age Over 8 Years
Zoning: Residential-Single
Financial Considerations for 13209 Bronze Parkway, Rosemount, MN 55068
Tax Amount: $3,678
Taxes w/Assessments: $3,678
Tax/Property ID: 343207702060
Tax Year: 2016
Monthly Payment = $0
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than the owner of this website are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers.


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Frequently Asked Questions: Adobe Software I. General FAQs II. Adobe Licensing FAQs III. Adobe Software Installation FAQs IV. Adobe Laptop Installations V. Adobe Classroom and Computer Lab Installations VI. Adobe Faculty and Staff Installations I. GENERAL FAQs 1. Where can I find information about Adobe Creative Cloud (Adobe CC) software at Towson? For information about Adobe Software available at Towson University, see http://www.towson.edu/adminfinance/ots/support/adobe.asp 2. When will the software first be available on student-use computers in computer labs and classrooms? The Creative Cloud Applications is available to students in classrooms and computer labs starting in fall 2013. Specific installation timetables are managed by colleges and departments. Installations for faculty and staff will require a request and approval process; for more information see FAQ 3 below in II. Adobe Licensing FAQs. 3. Do Adobe Creative Cloud applications run in a cloud environment? No, Adobe applications are installed on local computers by means of Adobe packages that are installed over the campus network to university-owned computers. 4. Will the Creative Cloud online storage be available at Towson? No, this option is not being considered at this time. 5. Will training be provided on Adobe applications? There is no training available on campus. System Source offers fee-based classroom training sessions in the Towson area, for more information see http://www.syssrc.com/html/training/index.shtml Below are free online web-based training resources Adobe TV provides movie tutorials for Adobe applications; select Products on the Adobe TV web site at http://tv.adobe.com/products/ Adobe CC Application Tutorials http://tv.adobe.com/channel/how-to/creative-cloud-tutorials/ Lynda.com provides comprehensive movie tutorials; Towson purchased licenses to access Lynda.com. For instructions on how to obtain access to Lynda.com, see below: o Students: see http://www.towson.edu/adminfinance/ots/support/scs/ldcviascs.asp Page 1 of 7 Document1 o Faculty/Staff: Select the Click Here link to submit a TechHelp Request; in TechHelp, select the following TechHelp Request Type: Employee Role> Training and Documentation> Lynda.com. In the Request Details include your first name, last name and your Towson email address. You will receive an email with a Lynda.com account that is active for 7 days. 6. Questions about Adobe software at Towson University? Jack Stark, Office of Technology Services, will be the primary point of contact for implementation, deployment, and general questions. Contact Jack at [email protected] II. ADOBE LICENSING FAQs 1. Why are the Adobe Creative Cloud Applications being funded in this unique way—and on an enterprise scale? Its use has grown significantly and it is very widely used across academic disciplines. Additionally, it requires frequent security and feature updates. To ensure maximum reliability, stability, and security for our students—as well as ensuring that the same version and components are available regardless of the computer they are using—the enterprise license made sense. Through the new licensing arrangement, it will be widely available (approximately 2800 computer lab, open use, and classroom systems) so students can do their work without having to find few-and-far-between places on campus where it is installed—which is the current state of affairs. 2. Why just fund the Creative Cloud Applications? Why not cover the costs of all software needed for teaching and academic purposes? Determining whether software may be funded through student technology fees is a deliberate and thoughtful process. Products that are used by multiple departments and colleges, or products that provide a common method to support and manage computer systems used by students are given funding consideration. Products used for specific courses, products that are used by a narrower range of departments and colleges, or products tied to curriculum or the support of a program's infrastructure (like servers, apparatus controllers, etc.) are generally not covered. For details, see: http://www.towson.edu/adminfinance/ots/support/facultystaff/SoftwareCategories.asp 3. Can the Creative Cloud Applications software be installed on university-owned faculty or staff computers? Yes, there is a request and approval process developed for university divisions. The annual costs will be assumed by OTS/Administration and Finance and returned to the Student Technology Fee account as applicable. For Academic Affairs, the Office of Academic Innovation (OAI), in collaboration with the colleges, will review and approve Adobe software requests. Software requests will be submitted through online TechHelp Service Requests and identify the division within the university in which it will be used. For more information see the VI. Adobe Faculty and Staff Installations below. Page 2 of 7 Document1 4. If a computer needs to be upgraded to run the Adobe software, will this be covered by the licensing? No. If computer upgrades are needed to run the Adobe CC software, such as operating system, processor, memory, etc., this is beyond the scope of Adobe licensing and will be addressed on a case-by-case basis. 5. Will licensing include a work-at-home option for faculty and staff like Microsoft Office? No, at this time it will not be available for work-at-home use. Since this initiative is being funded through student technology fees, students must be the direct recipient of the program's benefits. 6. Can I install Adobe software on my personal computer? No. The Adobe software is licensed for university-owned computers only. To obtain Adobe software for your personal computer, go to the Adobe CC web site below and select Plans for Education https://creative.adobe.com/#plans III. ADOBE SOFTWARE INSTALLATION FAQs 1. What are the computer hardware requirements for Mac and Windows computers? Adobe applications hardware requirements vary between applications. Generally, Windows computers with Windows 7 and above with a minimum of 4GB memory and Mac computers with Mac OS 10.7 Lion and above with a minimum of 4GB memory run most Adobe software. For more information see Adobe's list of hardware requirements for each application at http://www.adobe.com/products/creativecloud/tech-specs.html 2. What are the installation requirements? There is no installation media. Adobe software installation is only available for computers that are plugged into an electrical outlet and the wired Towson network under the following conditions: Must be a university-owned computer with a TU tag affixed Computer must be running a standard Towson configuration or at least on the TowsonU domain Must meet the hardware requirements above and have 18GB free space on the hard drive Must uninstall older Adobe software versions, e.g. Acrobat Pro, Dreamweaver, Photoshop, etc. Faculty and staff office installations must be requested and approved. For more information see FAQ 3 above in II. Adobe Licensing FAQs 3. What if my computer does not meet the requirements above? Hardware upgrades, e.g. memory, processor, etc. are not covered by Adobe licensing and will need to be addressed on a case-by-case basis with departments. If your computer is not running a standard Towson configuration or not joined to the TowsonU network your computer will need to be configured by OTS to connect to Towson services: Apple Remote Desktop (ARD) for Macs; System Center Configuration Manager (SCCM) for Windows to install and update Adobe software. These situations will be handled on a case-by-case basis. Page 3 of 7 Document1 4. What applications are available with the Adobe-MEEC Creative Cloud license? Adobe applications for Apple and Windows computers are bundled into installation packages and installed over the campus network provided the computer is plugged into the wired network and meets the Adobe hardware requirements. For more information see the TU-Adobe-CC-Packages-List. 5. In preparation for installing Adobe CC packages, how do I uninstall older Adobe applications? Before installing the Adobe CC software packages, you must uninstall older versions of Adobe applications, e.g. Acrobat Pro, Dreamweaver, Photoshop, etc. by carefully following the procedures at Uninstall Older Adobe Applications. 6. After installation, can I uninstall Adobe applications that I don't use? No, uninstalling Adobe applications it is not recommended. Adobe applications are dependent on one another and contain integrated plugins and add-ons that are needed for the software to function correctly. Uninstalling applications included in the Adobe packages can create unintended consequences and interfere with software functionality. Caution: Adobe recommends only using the Adobe CC cleaner tool only as a last resort if Adobe applications don't uninstall completely. Before uninstalling applications, back up all Adobe personal files, preferences, custom plug-ins, or profiles you have installed or created to your H drive or other location. These files may be deleted when new Adobe software is installed. Note that there may be issues between old and new application versions; files from old application versions may not be compatible with new application version. 7. How will Adobe application updates be installed? Manual Adobe updates are disabled on university computers and will be managed and distributed by OTS. Adobe updates are continuously rolled out, there is no schedule. Adobe recommends that campuses develop an update schedule that best suits their needs and schedules. Towson elected to create and distribute updates on a quarterly basis as follows: Classroom and lab computers: Adobe update packages will be created by OTS and distributed to local IT providers to test and install on their own schedule, e.g. between semesters. Faculty and staff computers: The Adobe update packages created by OTS will be pushed to university-owned faculty and staff computers a quarterly schedule. Critical security updates will be deployed by OTS to all university computers including classrooms and computer labs, when necessary. 8. If a Mac system is set up to run both the Mac and Windows operating systems, can the Creative Cloud Applications be installed in both environments at no additional cost? Yes, subject to the computer meeting Adobe software requirements. Computer upgrades needed to run Adobe software including operating system, processor, memory, etc. is beyond the scope of Adobe licensing and will be addressed on a case-by-case basis. 9. Will the Adobe Creative Cloud Applications be available on Virtual Workspace? Only Adobe Acrobat Pro will continue to be available in Virtual Workspace (VW) Page 4 of 7 Document1 https://virtualworkspace.towson.edu, as it has in the past. VW can be accessed on or off campus. Other Adobe products are installed on local university-owned computers; VW is not designed for this purpose. Due to licensing considerations use is limited to faculty, staff and student employees. 10. Does installing the Adobe software have any impact on computer performance, etc.? Adobe software requires significant computer resources; the impact on computer performance is dependent on computer hardware including processor speed, operating system, memory, etc. 11. Will a licensing server be used to distribute licenses to computers? No, the license is included in the installation packages provided by OTS. 12. After installing Adobe 64-bit packages for Windows, why do some applications install both the 32 and 64-bit applications? Both Windows versions are installed to manage plugins and add-ons that may be only 32-bit compatible. It is a requirement that they be installed so that the software works as designed. 13. When launching Adobe Photoshop, a popup window informs me that: "Photoshop has encountered a problem with the display…" what does this mean? Photoshop launches a sniffer program to help prevent crashes; generally this popup only occurs on the first launch of Photoshop. If the popup continuously displays, the computer may have an issue with the video card driver or video card and you can correct this issue by updating your video driver or in some cases, replacing the video card. 14. When launching Adobe SpeedGrade, a popup window informs me that: "Your graphics driver doesn't seem to be installed or doesn't support hardware-accelerated OpenGL…" what does this mean? This indicates an issue with your computer the video card driver or video card and you can correct this issue by updating your video driver or in some cases, replacing the video card. SpeedGrade will not run correctly until this issue is resolved. 15. How will Towson University remote locations, e.g. Hagerstown, etc. obtain the Adobe software? Only university-owned computers with TU tags can install Adobe software from the Towson MEEC agreement. Schools hosting Towson courses will need to contact MEEC to obtain their own AdobeMEEC licenses to install on their computers. MEEC contact information is available on their web site at http://www.meec-edu.org/. IV. Adobe Laptop Installations 16. Can the Creative Cloud Applications be installed on a laptop? Yes, provided it is university-owned with a university TU tag and used by students or in another authorized manner as described in other FAQs. Page 5 of 7 Document1 17. Do you have to be physically connected to the wired Towson network or need ongoing Inter access to run Adobe Creative Cloud software? No. After the initial installation of Adobe software (requires the wired network), your Adobe applications are installed directly on your computer and you won't need an ongoing Internet connection to use them on a daily basis. 18. Do I need ongoing Internet access to use my Adobe Creative Cloud desktop applications? No. However, when you initially install Adobe software at Towson, you will need to be plugged into the wired campus network. The Adobe-MEEC license at Towson is an annual license and you can use the Adobe applications for up to 99 days before needing to access the Internet to validate the license. For more information see http://www.adobe.com/products/creativecloud/faq.html ) 19. If I travel off campus with my computer, will the Adobe software work? Yes, for more information see the answer directly above. 20. If I travel to another country, will Adobe software continue to run? Yes, the Adobe-MEEC license at Towson is an annual license and you can use the Adobe applications for up to 99 days before needing to access the Internet to validate the license. For more information see http://www.adobe.com/products/creativecloud/faq.html V. ADOBE CLASSROOM AND COMPUTER LAB INSTALLATIONS The information below is supplemental. For complete installation requirements and information see the Adobe Software Installation FAQs above. 1. Our college or department does not use Adobe software. Why would we install it in our teaching classrooms? Classrooms are a university-wide resource and are often used by other colleges, departments, and for other purposes. Having the Adobe software available in teaching classrooms may be advantageous. 2. What are my options for installing Adobe software on lab or classroom computers? Adobe packages are large in size and there are several options for installing Adobe software. If you create images for lab computers, installing Adobe software in your master images may be the most efficient method but will increase the size of your image. You may opt to use Ghost Console or Apple Remote Desktop to install software after imaging. You will want to test these methods to see if this works best for you. You can place a TechHelp Request to have Adobe packages pushed to computers by OTS; requires that your computers be on the TowsonU domain and in a lab Organizational Unit (OU) You can manually install software on each computer. 3. Can I install individual applications in classrooms and labs? Only Acrobat Pro and is available as a stand-alone installation. All other Adobe applications are provided bundled in installation packages. Adobe applications are integrated and applications are Page 6 of 7 Document1 dependent on one another. Uninstalling individual applications can interfere with software functionality. The intent of purchasing the Adobe software for Towson is to provide students access to all Adobe applications in all teaching classrooms and computers labs on campus. 4. Some Adobe applications, e.g. Acrobat Distiller, Adobe Acrobat XI Pro will not run because I use a group policy that uses the Guest group to delete User profiles. What options do I have to continue to delete profiles and run the applications below? There is an alternate method to delete User profiles on classroom and lab computers with a lab group policy. For more information contact Jack Stark, [email protected] . VI. ADOBE FACULTY AND STAFF INSTALLATIONS Adobe licensing: information on Towson licensing for faculty and staff computers is available above in FAQ 3 in section II. Adobe Licensing FAQs. Requesting Adobe software: information on the request and approval process for faculty and staff is available at Adobe Software Request Procedures. Page 7 of 7 Document1


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INTER MILAN and Bayern Munich suffered shock 1-0 Champions League first-leg defeats – and must try to overturn the deficits tonight. The 2010 finalists will worry about conceding an away goal but the big guns should have enough quality to battle through to the last eight. Mind you if Marseille side manage to net in the San Siro they'll have done something they have failed to do in their three outings against Ajaccio, Toulouse and Brest. Maybe the French side have taken their eye off the ball after beating Inter 1-0 in the first leg but you have to fancy the Italians to overturn the deficit despite poor form in Serie A.
Claudio Ranieri's side ended a run of six league games without a win by seeing off Chievo 2-0 last Friday. But they still trail rivals AC by 17 points and the best their hard-to-please supporters will accept is a Euro run to the last eight.
With Marseille's confidence so fragile Inter can win this no nil (9-4, Ladbrokes, Skybet). A 1-0 scoreline that forces extra time pays 6-1 at Stan James while 2-0 is 8-1 at unibet and bodog. Inter are a biggest 2-1 with Blue Square to qualify while Marseille are 9-20 at unibet.
Bayern possibly face the toughest task but returned to top form at the weekend with a 7-1 hammering of Hoffenheim. Basel have been a revelation this season, knocking out Man United in the group stage, so can't be written off.
But they'll need to keep an eye on Mario Gomez who hit a hat-trick against Hoffenheim and is 13-5 at BetVictor to score first. Gomez has a slight knock but is expected to start and he is vital to the German side's hopes.
It's pretty short but I'm taking Bayern (1-2, Betfred) to qualify while they are 2-9 at Paddy Power to win on the night.
- Inter to win to nil (9-4, Ladbrokes, Skybet)
- Gomez to score first (13-5, BetVictor)
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The product of ITGA4 belongs to the integrin alpha chain family of proteins. Additionally we are shipping Integrin alpha 4 Antibodies (251) and Integrin alpha 4 Kits (8) and many more products for this protein.
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Administration of a novel recombinant antibody against alpha4beta7 gut (show GUSB Proteins)-homing integrin during acute lentiviral infection prevents mobilization of cell lineages of the innate immune system and protects the gut (show GUSB Proteins) tissues from acute lentiviral infection.
The results uncovered a previously unknown role of integrin a4b7-MAdCAM-1 (show MADCAM1 Proteins) interactions as drivers of colitis by directing inflammatory monocytes into the colon.
These results suggest that Tie2 (show TEK Proteins) signaling induces alpha4beta1 integrin activation on bone marrow-mast cell progenitor for adhesion to VCAM-1 (show VCAM1 Proteins).
ITGA4 expression enhances metastasis in MYCN (show MYCN Proteins) low neuroblastoma (show ARHGEF16 Proteins).
CD49d-high-expressing Th1 (show HAND1 Proteins) memory phenotype CD4 (show CD4 Proteins)+ T cells with enhanced B cell helper activity develop early in the peritoneal cavity.
Data suggest that bortezomib mobilizes hematopoietic stem cells (HSPCs) by modulation of the integrin alpha4beta1 (VLA)-4/vascular cell adhesion molecule-1 (VCAM-1 (show VCAM1 Proteins)) axis.
Consistent with a role of alpha4beta7 in the generation of intestinal mononuclear phagocytes, bone marrow cells from beta7(-/-) mice poorly reconstituted small intestine retinoic acid (RA)-producing CD11c (show ITGAX Proteins)(hi) dendritic cells.
SP/drug efflux functionality of hematopoietic progenitors is controlled by mesenchymal niche through VLA-4/CD44 (show CD44 Proteins) axis.
We conclude that integrin alpha4beta1 is necessary for CD4 (show CD4 Proteins)(+) T cell-mediated protection against C. trachomatis infection in the genital mucosa.
Mobilization of bone marrow-derived cells by G-CSF (show CSF3 Proteins) boosted migration along the VCAM-1 (show VCAM1 Proteins)/VLA-4 axis and reduced apoptosis of cardiomyocytes.
PI3-kinase gamma (show PIK3CG Proteins) promotes Rap1a (show RAP1A Proteins)-mediated activation of myeloid cell integrin alpha4beta1, leading to tumor inflammation and growth.
Data show tht Rho kinase (show ROCK1 Proteins) (ROCK) activity was increased by inhibiting integrin alpha4 with human umbilical vein endothelial cells (HUVECs) and hypoxia.
These data showed that Mycobacterium tuberculosis ESAT-6 and ESAT-6/CFP (show CFP Proteins)-10 fusion proteins could induce adhesion of macrophages to fibronectin (show FN1 Proteins) through alpha4beta1 integrin.
Enhanced susceptibility of activated endocervical CD4+ T cells to HIV may be related to increased CCR5 expression by these cell subsets, but did not appear to be due to direct interaction of integrins a4b7 or a4b1 with HIV envelope.
knockdown of PTTG1 (show PTTG1 Proteins) increased expression of integrin alpha 4 (ITGA4), ITGA5 (show ITGA5 Proteins), and integrin beta 1 (ITGB1 (show ITGB1 Proteins)); otherwise, RhoA (show RHOA Proteins) expression was significantly decreased
Integrin alpha 2 (show ITGA2 Proteins) and alpha 4 Yxxphi motifs interact with the endocytic clathrin adaptor, AP2 complex (show AP2B1 Proteins).
Data show that a small molecule inhibitor of the MYC (show MYC Proteins) transcription factor can be an effective anticancer agent when delivered using a integrin alphavbeta3 (show ITGAV Proteins) and VLA-4-targeted nanotherapy approach.
Collectively, these data suggest a role for alpha4beta7 integrin in HIV infection that is influenced by both viral and host factors including the sequence of the HIV gp120 (show ITIH4 Proteins) alpha4beta7 binding motif, the cytokine milieu and bacterial vaginosis in the genital tract.
CD49d and CD26 (show DPP4 Proteins) have independent prognostic value and we suggest its use as a part of routine panel for prognostic stratification of CLL.
Hypermethylation of ITGA4 promoter is increased in inflamed colon tissue.
The product of this gene belongs to the integrin alpha chain family of proteins. Integrins are heterodimeric integral membrane proteins composed of an alpha chain and a beta chain. This gene encodes an alpha 4 chain. Unlike other integrin alpha chains, alpha 4 neither contains an I-domain, nor undergoes disulfide-linked cleavage. Alpha 4 chain associates with either beta 1 chain or beta 7 chain.
integrin alpha 4
, CD49 antigen-like family member D
, LPAM subunit alpha
, VLA-4 receptor, alpha 4 subunit
, VLA-4 subunit alpha
, integrin alpha-4
, integrin alpha-IV
, lymphocyte Peyer patch adhesion molecules subunit alpha
, 269C wild type
, antigen CD49D, alpha-4 subunit of VLA-4 receptor
, integrin alpha-4 subunit
, very late activation protein 4 receptor, alpha 4 subunit


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The stock market's mighty are falling, and some investors blame year-end tax maneuvering, not fundamentals. Whether or not that thesis is right, there are opportunities for bargain hunters.
The top tax rate on long-term capital gains, currently 15%, is slated to rise to 20%, barring action in Congress, where negotiations have gone from fluid to flaccid. No matter where the capital-gains rate ends up, investors with more than $200,000 in adjusted-gross income will also have a 3.8% Obamacare surcharge assessed on gains. Long-term shareholders are little affected: The best tax-avoidance scheme, after all, is to never sell. But anyone thinking about taking gains on big winners may pocket more cash by selling before New Year's.
" Apple AAPL -0.12338463536593285% Apple Inc. U.S.: Nasdaq USD153.8 -0.19 -0.12338463536593285% /Date(1495573200394-0500)/ Volume (Delayed 15m) : 19081729 AFTER HOURS USD153.69 -0.11 -0.07152145643693109% Volume (Delayed 15m) : 837142 P/E Ratio 17.98830409356725 Market Cap 802879226179.54 Dividend Yield 1.6384915474642392% Rev. per Employee 1894280 More quote details and news » is going down for one simple reason," Jim Cramer told his CNBC viewers earlier this month. "The vast majority of people who own the stock have big capital gains." Apple's shares gained 260% over the three years through the third quarter of this year, but have lost 23% so far during the fourth quarter. If Cramer is right, the selling should let up next year.
Apple (ticker: AAPL) may indeed be a good deal, but there's limited evidence to support the tax-selling theory.
The traditional January Effect has held that stocks that stink in a given year tend to outperform during the first few weeks of January. Investors dump these stocks in December to generate tax losses, the thinking goes, so prices rebound in the new year. If there's a January Effect, this year should produce its reverse, where investors hasten to sell winners and postpone selling losers.
Recent performance figures seem to support a reverse January Effect in the making. Among companies in the Standard & Poor's 500 index, the top 10% by price performance over the three years through September have since lost 3%, on average. The bottom 10% have gained 3%. But that may be a simple case of returns reverting to the mean; highfliers don't rise forever.
As for Apple, it's difficult to disentangle tax-selling effects from basic investor angst. For example, when Citigroup analyst Glen Yeung cut his recommendation on Apple to Neutral from Buy earlier this month, he cited supply-chain order cuts related to the iPhone 5 and cannibalization of iPad tablet sales by the less lucrative iPad mini. Also, Apple investors had hoped that China Mobile, that country's largest wireless carrier, would begin offering the iPhone 5 to its 700 million subscribers, but talks have fizzled and China Mobile earlier this month announced a smartphone deal with Nokia instead.
Stock pickers who wish to bet on a reverse January Effect should do so only with stocks that are now priced to outperform even if the effect is hogwash. Apple makes the cut and then some. It sells for 11 times this year's earnings projections, versus 14 times for the S&P 500. That's the type of discount typically reserved for underappreciated fuddy duddies like Microsoft MSFT 0.3360116873630387% Microsoft Corp. U.S.: Nasdaq USD68.68 0.23 0.3360116873630387% /Date(1495573200159-0500)/ Volume (Delayed 15m) : 14450734 AFTER HOURS USD68.55 -0.13 -0.18928363424577752% Volume (Delayed 15m) : 975090 P/E Ratio 30.38938053097345 Market Cap 528469237547.256 Dividend Yield 2.27140361094933% Rev. per Employee 761693 More quote details and news » (MSFT) and Intel INTC 0.2516074923119933% Intel Corp. U.S.: Nasdaq USD35.86 0.09 0.2516074923119933% /Date(1495573200369-0500)/ Volume (Delayed 15m) : 16316086 AFTER HOURS USD35.83 -0.03 -0.08365867261572783% Volume (Delayed 15m) : 587618 P/E Ratio 15.591304347826087 Market Cap 168440932155.609 Dividend Yield 3.0395984383714447% Rev. per Employee 570575 More quote details and news » (INTC), not for a company with revenues expected to grow 22% in its current fiscal year. Whether or not Apple remains a great growth stock, it should make a fine value stock.
On the other hand, Chipotle Mexican Grill CMG -1.6135379771743408% Chipotle Mexican Grill Inc. U.S.: NYSE USD475 -7.79 -1.6135379771743408% /Date(1495573323170-0500)/ Volume (Delayed 15m) : 522963 AFTER HOURS USD475 % Volume (Delayed 15m) : 23056 P/E Ratio 144.37689969604864 Market Cap 13838210066.4906 Dividend Yield N/A Rev. per Employee 64097.2 More quote details and news » (CMG) shares posted a three-year gain of 227% and a fourth-quarter decline of 7%, compared with average gains of 45% over three years and 1% in the last quarter for companies in the S&P 500, but still trades at a spicey 33 times earnings. Perhaps there's tax selling involved, but shareholders were also likely spooked by an October recommendation by hedge-fund manager David Einhorn to short, or bet against, the stock. An investor buying Chipotle here, at 33 times this year's earnings, had better have reason to believe it will sling a lot of burritos next year, and not simply benefit from a January bounce.
LISTED ON THE TABLE ARE stocks with sizable three-year gains followed by double-digit losses this quarter, but more important, each has a reasonable valuation.
Happier New Year
Investors have dumped these long-term winners, perhaps to lock in low tax rates by year's end. Watch for a rebound in early 2013.
| Share
| 3-Year
| 4th Qtr
|Cirrus Logic/CRUS
|Natl-Oilwell Varco/NOV
|Ross Stores/ROST
|*Based on projected EPS for the next four quarters.
|Data as of Dec. 27, 2012 Source: FactSet
Ross Stores ROST -0.688550840672538% Ross Stores Inc. U.S.: Nasdaq USD62.02 -0.43 -0.688550840672538% /Date(1495573200207-0500)/ Volume (Delayed 15m) : 3295371 AFTER HOURS USD62.02 % Volume (Delayed 15m) : 48028 P/E Ratio 21.23972602739726 Market Cap 24480400299.0723 Dividend Yield 1.0319251854240568% Rev. per Employee 166466 More quote details and news » (ROST) is an off-price retailer, meaning it buys merchandise opportunistically from others who are overstocked and sells to discount hunters. It has been a key beneficiary in recent years of strapped department- store shoppers trading down. Other discounters have recently been giving back a portion of big past stock gains, including Dollar Tree DLTR -2.5580820563519526% Dollar Tree Inc. U.S.: Nasdaq USD78.85 -2.07 -2.5580820563519526% /Date(1495573200363-0500)/ Volume (Delayed 15m) : 3564961 AFTER HOURS USD79.1 0.25 0.31705770450221943% Volume (Delayed 15m) : 23395 P/E Ratio 20.85978835978836 Market Cap 19142516062.2052 Dividend Yield N/A Rev. per Employee 117190 More quote details and news » (DLTR) and Family Dollar Stores (FDO). Ross reported a 2% rise in sales at longstanding stores for November, and it's expected to increase total sales by 12% this year. Management says the business over the long term can support twice the number of U.S. stores.
National-Oilwell Varco NOV 0.1430615164520744% National Oilwell Varco Inc. U.S.: NYSE USD35 0.05 0.1430615164520744% /Date(1495573321338-0500)/ Volume (Delayed 15m) : 2147502 AFTER HOURS USD35.3 0.3 0.8571428571428571% Volume (Delayed 15m) : 46287 P/E Ratio N/A Market Cap 13282467916.9022 Dividend Yield 0.5714285714285714% Rev. per Employee 185546 More quote details and news » (NOV) is a dominant seller of equipment for oil and gas drillers, both offshore and onshore. Its success stems from persuading drillers in the early 2000s to shift from custom-built rigs to ones built around its own standardized components, according to Morningstar analyst Stephen Ellis. Today, an overwhelming majority of rigs use Varco's parts, and the stock price has multiplied sixfold in a decade.
Cirrus Logic CRUS -0.12294452128477025% Cirrus Logic Inc. U.S.: Nasdaq USD64.99 -0.08 -0.12294452128477025% /Date(1495573200457-0500)/ Volume (Delayed 15m) : 732964 AFTER HOURS USD64.99 % Volume (Delayed 15m) : 157892 P/E Ratio 17.193121693121693 Market Cap 4179576367.34558 Dividend Yield N/A Rev. per Employee 1192050 More quote details and news » (CRUS) offers investors exposure to Apple at an even lower price. The company provides audio chips that power music and voice functions in iPhones and other devices, and collects three-quarters of its revenue from Apple. Its shares trade at just six times projected earnings for the next four quarters -- despite multiplying four times in price since the start of 2010. CapStone Investments analyst Rafi Hassan calls the relationship between Cirrus and Apple "sticky" because Cirrus invests plenty in product development and Apple is finicky about design. As voice control becomes more common in handheld gadgets and cars, Cirrus should expand its non-Apple sales and attract a higher price/earnings ratio for its stock. For now, it will ride Apple's success -- including, perhaps, any near-term turnaround in Apple's stock.
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In my earlier article, I wrote about the step by step instructions on creating ASP.NET web forms application with Bootstrap UI Framework, using Twitter Bootstrap from NuGet as a package. However, In this article, I'm not using bootstrap NuGet Package. Instead I'm using the Bootstrap version 3.0.0 files, downloaded from GitHub and with an empty ASP.NET web forms application. This will be a simple and light weight sample web form, for you to build your application on Bootstrap 3.0.0 with ASP.NET.
If you are interested in using Bootstrap from NuGet package in web forms, then read the article Twitter Bootstrap with ASP.NET. Step by step instruction for using bootstrap with MVC 4 Razor engine without NuGet package is available in the article Bootstrap with ASP.NET MVC 4 here.
Tools and frameworks used:
- Visual Studio Express 2012 for Web.
- Dot Net Framework 4.5.
- jQuery 2.0.3
- Twitter Bootstrap 3.0.0 RC1 straight from GitHub.
- Twitter Bootstrap Starter Template from http://getbootstrap.com/getting-started/#examples.
Sample Code:
The sample code is available in the continuation article� Bootstrap 3.0.0 with ASP.NET Web Forms – Step by Step – Sample Code.
Steps for using Bootstrap 3.0.0 with ASP.NET Web Forms:
- Launch Visual Studio (I'm using Visual Studio Express 2012 for Web).
- Create a new ASP.NET Empty Web Application.
- In the new project, create a folder Scripts to store the java script and jQuery files.
- Create another folder Content to store the css files and the image files. After creating new folders the solution looks like this.
- Bootstrap needs jQuery. So download the latest version of jQuery from http://jquery.com/download/. I've downloaded the compressed, production jQuery 2.0.3.
- Save the downloaded jQuery file in the Scripts folder in the project. Then include the file jquery-2.0.3.min.js to the project from the solution explorer.
- Download the latest version of Bootstrap from here.
- Extract the downloaded zip file (bs-v3.0.0-rc1-dist.zip). I've downloaded version 3.0.0 RC1. There will be 2 folders, one with js files and another with css files.
- Place the 2 bootstrap js files in the Scripts folder and include them to the project from the solution explorer.
- Copy the css folder from the bootstrap zip file and place it inside the Content folder of the project. Then include the css folder and it's contents to the project.
- After including the files, the solution explorer looks like this.
- Download the bootstrap starter template from examples.getbootstrap.com.
- Create a master page for the project and re-name it if needed. For creating a master page, right-click the project in the solution explorer, select Add, select New Item… and create new Master Page.
- Edit the new master page and link the bootstrap css inside the title block.
- Remove the <form> tag set from the master page.
- Add the navigation bar (navbar) section from the downloaded bootstrap sample template below the start of the <Body> tag.�
- In the <div> tag surrounding the <asp:ContentPlaceHolder> add the class� class="container".
- Just above the end of the body tag, add the jQuery file and the bootstrap.min.js file using the script tag with src attribute. Make sure to add jQuery file above the bootstrap file.
- The master page is now ready and looks like this:
- Create a default page. For creating Default.aspx page, right clicking the project, select Add, select New Item… and select Web Form Using Master Page. In the Master Page Selection screen select the new master page you have created earlier.
- Edit the� Default.aspx page and write something inside the� ContentPlaceHolder1 content section.
- Now your solution is ready to be build.
- Build the ASP.NET Web Forms solution, either by hitting the F5 key or by clicking the green build arrow at the Visual Studio tool bar. On successful build, the web page will be launched in the browser similar to the one shown below.
- This bootstrap User Interface layout is responsive in nature. This is, when you open this UI in small screens like smart phones or tablets, the menu and content rearrange itself to fit the screen. You can check this by re-sizing the browser screen in PC.
The location of the source code for the sample solution created with the above steps is available in the continuation article� Bootstrap 3.0.0 with ASP.NET Web Forms – Step by Step – Sample Code. Get The Sample Code –>


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He had to call from a strange number, which I might not have answered except that he called exactly when he said he would.
"I had to use my wife's phone," Rick Neuheisel explained. "Mine's all out of juice."
For the past month he's been a traveling salesman, selling his program all over the country. Day and night, in person and over the phone, sleeping only when it's not polite to be calling recruits or their family or when he's on a plane.
"Nobody enjoys recruiting more than me," he said. "I absolutely love it. Meeting new families, selling and sharing UCLA and my vision for where we can go."
Neuheisel has always been great in the living room. Funny, charismatic, passionate and positive. If football games where played in front of a recruit and his family, he'd have nothing to worry about.
Only this year it's a little harder.
Not much except recruiting has gone right in the three years Neuheisel has been UCLA's coach. His Bruins are just 15-22, with two 4-8 seasons sandwiching one mildly bright spot: a 7-6 record and an EagleBank Bowl win in 2009.
And now he also has to sell a program that's been looking for a new defensive coordinator and wide receivers coach for more than a month, that may or may not have an offensive coordinator, and still seems to be figuring out how to divorce or amicably demote Norm Chow.
UCLA's poor record is on Neuheisel. But the delay in hiring the coordinators and sorting out Chow's situation seems more procedural and bureaucratic than passive-aggressive.
"There's a protocol that is part of the university system that requires a by-the-book approach," he said carefully.
"Sometimes that keeps you from reaching full potential. But in the long run I think there's advantages to it because it's going to make sure that you don't fall into any pitfalls by taking shortcuts."
The closer you read that quote, the more Neuheisel sounds like a man trying to make the best of a frustrating situation.
Which is a shame considering this is likely his make-or-break year.
If this is going to be his last stand, and Neuheisel didn't even deny the heat of the seat he'll be sitting on next season, he should be able to do it his way, unencumbered by outside opinions, influences or issues.
From the day he was hired, it felt like UCLA put training wheels on him. He jumped on board with the idea of hiring Chow and defensive coordinator DeWayne Walker, but it was never his idea.
His relationship with Chow has always been civil and professional, but it was clear early on that the two offensive-minded coaches weren't meshing well.
That's not an indictment of Chow or Neuheisel, just reality. Great offensive minds often work best when left alone and given as much autonomy as possible. And if you look at Chow's history, he's always done best when paired with a defensive-minded head coach.
Now, after three seasons of frustrating sputtering on offense, Neuheisel has decided to go in another direction.
"I have the utmost respect for Norm," he said. "But it hasn't worked. That's why we're going to need a reorganization.
"We've tried a number of things and certainly you can make the case for, 'If this guy had stayed healthy or that guy stayed healthy,' but putting that aside, we just haven't been as clean an operation as we need to be to be successful at this time in the Pac-10, and soon to be the Pac-12.
"I have made clear to Norm that I'm looking at a lot of different options and the likelihood is that he would take a different role."
That's about as far as Neuheisel has gone in saying that Chow probably won't be UCLA's offensive coordinator next year.
It's just strange and frustrating that he can't go farther when it's pretty clear he's made up his mind not to retain Chow as his offensive coordinator.
"For all those nervous or frustrated about signing day, I just want them to calm down and just know that somehow, someway that this will end up good for UCLA," he said.
"It has to."
That last part isn't coach-speak. Every ounce of Neuheisel believes that he's the guy to turn UCLA around and return it to the glory days.
He'll believe it even if he gets fired after this season.
"When you have [an] error, you've got to fix it," he said. "The question is whether you get enough time to do it.
"If somewhere down the road they decide they have to go in another direction, I'll be OK with that because I'll know that I did my very best. But I'll also know that they pulled the plug too soon because this would've worked."
He has to believe that or he couldn't walk into living rooms anymore or use up the battery on his cell phone every day.
"I just go back in my life," he said. "People forget, even though I finally got the starting job [as UCLA's quarterback] as a senior, I was benched. I was playing nervous and trying to keep a job and, all of a sudden, Steve Bono got hurt and I played my best football the next seven games. When I just let a little caution go to the wind, when there's a little adversity, that's when things start going for me.
"If people think I've only got one more year to do it, that's usually a good sign for me."
Neuheisel believes that wholeheartedly.
He's been selling it to every recruit who invites him in and takes his call.
But belief has never been the problem.
And the games aren't played in living rooms.
It's time for UCLA to start winning, or belief is all Neuheisel will have left.
Ramona Shelburne is a reporter and columnist for ESPNLosAngeles.com. Follow her on Twitter.


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Center-right commentator Shalom Yerushalmi at Maariv argues that the rockets from Gaza seem likely to turn the upcoming Israeli elections once again into a referendum on who has bigger guns, meaning a Likud reelection. Sadly, he says, that would again bury the election that seemed to be shaping up, the one that Israel deserves, the one that's typical in normal democracies, over the country's intolerable social and economic inequities.
This assumes, at least in part, that Israel launches a serious attack into Gaza to stop the rockets, in some sort of reprise of Operation Cast Lead in 2008-09. Military correspondents Amos Harel and Avi Issacharoff at Haaretz think that's unlikely and will have to settle for less aggressive action, like resuming aerial targeted assassinations of Hamas leadership. They say Bibi's freedom of action is limited because
…the diplomatic reality now is far different than it was when that offensive was launched in 2008: Israel fears a direct confrontation with the new regime in Egypt and it knows that neither the United States nor Europe will be as tolerant of a large-scale military operation this time around.
Here's my question: Is it possible that Hamas has heated up the border, after close to three years of relative quiet (broken mainly by jihadi groups) because it wants the Likud to win – that it fears a possible victory by an Olmert- or Livni-led center-left leading to renewed negotiations with Abu Mazen? Is this Hamas's bid to ward off a two-state solution and keep Palestine indivisible? I'm just saying …
J.J. Goldberg
Jonathan Jeremy "J.J." Goldberg is editor-at-large of the Forward, where he served as editor in chief for seven years (2000-2007).
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Woman arrested after pedestrian hurt in hit-and-run accident
IDAHO FALLS, Idaho - A woman was arrested after police said she drove drunk and hit a pedestrian Sunday night.
Police responded to a hit-and-run accident involving Bobbie L. Knight, 46, of Idaho Falls around 10 p.m. on Bellin Road and Barberry Lane. While they were investigating that accident, police also learned Knight had allegedly struck a 21-year-old female pedestrian in a hit-and-run accident on West 17th South and Blue Ridge Drive.
Knight was arrested on suspicion of aggravated driving under the influence of alcohol and leaving the scene of an injury accident, both felonies. She was booked into the Bonneville County Jail.
The pedestrian was transported by ambulance to Eastern Idaho Regional Medical Center. Information on her condition was not available.


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Artist Florian Werner
Originality and spontaneity characterise experiment-friendly artist Florian Werner. Curious, direct and provocative; lively and lustful; his creations are presented on canvas and in colourful sculptures.
The immediacy and impartiality that characterise the work of artist Florian Werner explain his success. Even if the paintings remind you of Jackson Pollock's drip technique, Florian Werner does not get hung up on it. He finds his own, new colour and language of form.
Discovering art: Florian Werner
Born in 1966, artist Florian Werner followed the classic career of a successful hotelier. His CV is marked with work experience at the world's top hotels and restaurants. In 1993 he returned to his parental hotel business in St. Christoph on the Arlberg.
During a trip to Mallorca, Florian Werner decided he wanted to follow his passion for art on a professional level. His first sales and auctions of art work took place in 2007. At the same time the passionate art collector laid the foundation for an extensive private art collection.
Modern art meets alpine charm
Florian Werner's passion for art will be very obvious during your stay at the arlberg1800 RESORT in Austria, for art holidays in Tyrol send us your no obligation holiday enquiry.
Subsequently the Hotel Gallery St. Christoph in the premises of the Arlberg Hospiz Hotel opened in 2008. The Centre For Arts provides a forum for exchange and a constant creative inspiration. During the summer the 861ft² Art Studio in the arlberg1800 Contemporary Art & Concert Hall is open to artists from around the globe with the Artists in Residence project initiated by Florian Werner.


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Downtown Fisheries?
Advances may make fish farming a healthy prospect, even for inner cities
By Janet Raloff, 15:47 PM April 15, 2008
An economic renaissance is apparent in much of Baltimore, including the cobblestoned, 225-year-old Fells Point neighborhood that hugs a northern edge of the city's Inner Harbor. Some 18th-century storefronts display antiques, others feature homemade ethic cuisine. Construction on towering new hotels booms overhead.
Inside a nondescript, greenish-beige waterfront warehouse, marine biologists are laboring over their own contribution to this area's economic revitalization. The ambitious goal of ...
Source URL: https://www.sciencenews.org/article/downtown-fisheries


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Request received - loud & clear!
Returning you to where you were...
Honda has been one of the most sought-after premium segment cars in India. Widely known for their advanced designs and technological innovations, Honda cars are considered to be the best cars for families. In India, Honda has a strong foothold in the automobile industry with a wide product range of hatchback and sedan models consisting of Honda Brio, Honda City, Honda Amaze, Honda Mobilio and Honda CR-V. Being one of the most durable, fuel-efficient and reliable cars available, Honda cars have been a popular choice amongst Indian customers for over 20 years.
Financial assistance is available for all Honda cars at attractive interest rates and flexible tenure options. Honda Finance car loans can be procured at different interest rates and variable down payment amounts depending on the car variant chosen by the customer and also the ex-showroom price.
Generally Honda car dealers fix a particular amount as down payment, which is calculated as 15% of the ex-showroom price and this has to be borne by the borrower.
Honda Finance provides car loans with tenures ranging from 12 months to 60 months.
Honda car owners are also entitled to be part of the 'Honda Assure' insurance program that provides comprehensive car insurance coverage with cashless transactions and hassle-free claims.
Honda Finance offers car loans at attractive interest rates ranging from 10% to 15% depending on the type, car variant and the loan amount. The rate of interest is decided based on the prevailing rates at the time of signing of the loan contract.
Honda owners can easily plan their finances and understand how much expenses they would be incurring on a Honda Finance car loan using helpful tools like EMI calculators. The Honda website provides a comprehensive car loan EMI calculator tool for borrowers to get an estimate of their loan repayments inclusive of details like the down payment amount and monthly installment amounts to be paid. The EMI calculator furnishes these details based on the car variant, ex-showroom price, interest rates and the loan tenure selected by the customer.
BankBazaar also provides an efficient car loan EMI calculator tool to give borrowers the complete amortization schedule with respect to their Honda Finance car loans. The car loan EMI calculator is available on the home page of BankBazaar.com and requires minimal inputs like loan tenure, loan amount, processing fees and interest rate to give a detailed forecast of the customer's repayments. The forecast includes an elaborate account of the monthly installments and interest rates that need to be paid by the borrower during the entire loan tenure.
Honda Finance provides car loans for all its models available in the Indian market.
Hatchback Models -
Honda Brio
Sedan Models -
Honda City
Honda Amaze
Honda Mobilio
Honda CR-V