text:
Would you like to save as your currency permanently or for this visit only?
room, wellness area long waiting for food at the restaraurant
Excellent rooms. Restaurant buffet option good value and very good range on offer. Main menu also good. Wines a little expensive. Shuttle driver did not check if anyone else was waiting in reception before departing. With a 30 minute wait between buses this would have been very inconvenient if we hadn't managed to stop him leaving without us.
Expensive breakfast and wines!
easy to access, nice modern design and ambiance, motivated friendly staff no smokers corner inside
Though fairly small in size, the room was modern with great bed and flatscreen TV etc.. The bathroom in comparison was large and well equipped.
The rooms
almost new facility, clean rooms, very good location near highway and airport wi-fi coverage only within common areas, breakfast not included in the room price
The staff was very friendly and welcoming. The facilities were immaculate and comfortable. And my wife really liked the shampoo!
Room service was poor. The excuse I received was that they do not have a team dedicated to this service, which to be completely frank is non of the the customers business. We asked for some hot water, one waitor even dared to charge us 10 euros because he was so busy downstairs! We waited for an hour, and eventually got fed up, went down to the restaurant ourselves with a kettle asked them to fill it up.
As good as I expected - high standard of NH Hoteles at a very reasonable price!
very kind people , even very late at restaurant
The rooms were clean and beutifully presented , the breakfast was excellent though rather expensive. the cost of the breakfast, lack of tea/coffee facilties. I am desperate for a cup of tea when I wake!
Nice location The wakup call we have ordered never came through.Thank goodness for my innerclock!
Nice design, comfort, good position.
The location was very convenient. My room was comfortable, the shower wonderful, and the breakfast very good. In the mornings there was a lot of noise of banging doors which was a bit disturbing. I also think the wifi should be included in all hotels these days. But this is now my preferred hotel in Ludwigsburg.
clean room away from noise
Business meeting the hotel
The size of the room The buffet was over priced. One morning after the tour bus crowd had finished there was hardly anything left to the buffet and they did not replenish anything for the remaining guests who had yet to eat breakfast. We spent three nights and the mini bar did not get replenished the first day. Both days the wash cloths were missing and the bed linens were not changed the entire time we were there.
excellent services & food everything was allright
It is in a nice building, originally built for military purposes, now well restored and converted into a hotel.
A very professionally-run business style hotel in a good location, close to the Schloss and its park. An interesting old building well-converted. Very expensive internet.
The modern design of the hotel was very good with a wonderful entrance and hotel restaurant. The Christmas decorations where wonderful. The room we where in had no window to see outside. Only two little block openings on the floor. This for a business class room I found disappointing. Bar-lady was not very friendly.
Friendly staff, uncomplicated. Strong smell of smoke when you walked from the hotel lobby to the elevator. Disgusting, but a minor nuisance.
The restaurant and meeting room facilities were excellent. The same is about food served both during the breakfast and lunch. The trash from the previous occupant was still in the waste basket. The layout of the room was not logical for me.
All excellent Poor bar service / no light snacks on the menu
Location. Rifght next to a very nice big park. Also great breakfast, and great restaurant for lunch and dinner. Rooms are very spacious. As the hotel is set back from the road, it is also very quiet. The furnishings of the room are modern and new but a bit on the cheap side. Also, the room that we stayed was rather sparsely furnished.
The hotel staff was very nice and very efficient. We checked in late and they had everything ready for us right away. Very impressed. The breakfast in the morning was also very nice and the staff was very nice. The room was pretty standard. there were some stains on the carpet but all in all, it was very clean and with a comfortable bed.
Very comfortable bed, nice and homelike room. The teapot in the room. The possibility of bar breakfast in convenient time, f. example at 5 AM.
Friendly staff, excelent conditions, very good breakfast, very clean. Good position for airport, and not far from S-bahn ( 7 min walk ).
close to airport, also close to sbahn and bus stops no
Everything in the room was designed to be useful in the best way. This was evident.The facility looks new and gives a very comfortable feeling. An ironing board would have been useful.
lacation.. near airport yet silent. at 4:00 am, fire alarms went on with no apparent reason. It was not possible to sleep the rest of the nignt.
Nice clean hotel. Good parking. Comfy bed No Fitness centre, no restaurant and therefore no food after breakfast. Such a pity to allow people to smoke in such a nice clean new hotel
As Priority Club Member I stay at the Holiday Inn Express hotels a lot all over Europe and globally- this hotel is exceptionally good with regard to friendlyness of staff, service and outstanding I found the breakfast- even when you have to leave ealier than service would start, will stay again and can only recommend to any traveller! Maybe a small bar menue for the evening hours would add value?!
Everything was quite perfect No complaints
brand new hotel, clean, nice rooms, well equiped, good breakfast in short excellent value for money on our way to the ski slopes of Austria dinner opportunities in the immediate neighborhood are limited (hotel does not have a restaurant that offers dinner) The flying boat restaurant around the corner offers some nice Italian food though
maybe new hotel , but missing a fitness room.
Breakfast Not having interconnecting rooms
You are not going to sleep in the castle!
The location near the lake and Schloss on one side and hotel and horse stables and riding area is superb. Breakfast was very good. Restaurant adjacent to hetle under same management was excellent the FIRST night. There were spider webs from floor to ceiling in corner by the bed that had obviously been there a long time. Restaurant adjacent to hotel was overly busy the second night (friday) and staff were slow and inefficient. Only received main course after reminding the staff after wait of 60 minutes. No wine offered. Had to wait 30 minutes for a second beer. Should have added staff to help clear tables and take drinks orders?
Excellent service, clean, quality, lovely setting, will come back if in the area again
On our Honeymoon the soundproof walls and the room service.
The long slow breakfast
The hotel was located in beautiful parkland which would make it a lovely holiday setting
Value for money
very friendly staff, nice swimming pool
Breakfast is a bit expensive burt simply great, with a large variety of food! The personell there, as every else in the Hotel, is also very willing to help, kind, welcomimg, listening to your needs and never bothering. The nearby Restaurant is also very good, tasteful and elegant
We were pleasantly surprised by the luxurious accomodations provided at this hotel. It was staffed by an attentive complement that made the experience even richer. Parking on site is availabe, but limited. Breakfast was complete and delicious. Would stay here again without any hesitation.
Staff were friendly and helpful. Free internet is an asset. Room was too warm.
Nice decoration and very clean rooms, very quiet- no disturbances and very good sound insulation-, friendly staff, good quality breakfast. Restaurant was closed, so we missed the chance to eat in a Michelin-star restaurant
Ver pleasant stay
the fact that we come from australia it was snowing and the character of the hotel was excellent no tea or coffe facilities
Nothing in special Staff was kind of cold! Not real friendly. Except for one person during breakfirst all other were not really clientfriendly and customer focussed!
Good breakfast and swimming-pool
For a small town on the outskirts of Stuttgart, this hotel is a particularly good find. The rooms are well-furnished, neat and very comfortable. The facilities (such as the pool) are very good. But especially good is the food. There's a Michelin-starred restaurant at the heart of this business.
Reception staff very efficient and the room was very spacious and spotlessly clean Bearing in mind I stayed at the hotel in August on a Saturday night, I was disappointed that despite the beautiful weather, the bar was closed and it was not possible even to sit outside in the garden. When I asked to sit outside, one gentleman staff member appeared quite unfriendly. As a result we walked to a place nearby for a drink and ended up having dinner there as well.
The staff at the hotel made you feel you were priority one. The rms where quiet, immaculate and pleasant. The town was picturesque. The pool/sauna area was great!
Nice airport shuttle Front desk clerk want to charge a higher fee than quoted online. She is rude and unfriendly.
Good price, clean and near the airport. Flying out early the next morning, this was a great overnight stay to avoid driving too early "in case" of traffic etc. The surrounding area is pretty industrial, not sketchy, but not a great place for an extended stay, especially on holiday.
Over priced, no free wifi, very cheap looking bathrooms, no free parking, restaurant, which has a very limited menu, was out of the too dishes I had chosen and the one I got was bland. No minibar, really basic, and the location is not convenient as an airport hotel.
Good clean hotel, close to S Bahn, just one stop from the airport and Fair Ground. Excellent Breakfast and practical restaurent
excellent friendly staff and service for checking in and getting food and early and late hours very helpful when travelling on business
The hotel is advertising free shuttle to the airport However the shuttle operates only from 4:30am to 8:30am and from 7:00pm to 11:00PM
It is located in a silent place which is very close to the railway station,It has a nice restaurant and some little things like fruits in rooms and free coffee for the guests. Nothing
Clean rooms. Rooms at the back are quiet. Hotel parking for 5 Euro. Free internet. Close to motorway. Rooms at the front suffer from traffic noise. Bar closed prior to closing time and bar staff was rude if asked about it.
Clean, efficient, very close to railway station for access to the city. Quiet location and good breakfast (included in the price)
The room was very clean, the staff was very friendly and spoke English, and the breakfast was great. Good location for the S-bahn, and the hotel was easy to find and had available parking.
Staff very friendly and helpful, good breakfast. Not the most convenient location but fine for a quick stopover on a long journey.
Very friendly staff. Difficult to find, so glad I had a gps (still hard to find!). Felt like I got the internet special hotel room- across from the elevator and given I was on us time in Germany, tough to sleep in the morning!
Silently located. Well conditioned rooms. Good breakfast and not bad restaurant. Free large parking. Nice automotive theme of hotel. Had some minor problems in the room (not working mini safe - replaced on request, cracked douche holder). Wireless Internet should be free nowadays.
the swimming pool, the room, the decoration, the breakfast, clean and friendly the location, the wellness area closed
good meal at restaurant. nice clean room.
good location, easy to find, clean and modern ran out of hot water on second day
the staff were helpful and the breakfast was quite good. The room was very basic: no air con, no extra pillow, basic toiletries, old thin towels, no tea/coffee facilities or ironing board. Also the spa, which was the reason I chose this hotel, only opened in the evening which meant that I could not use it. These opening hours were not shown on Booking.com or the hotel website
nice and relax atmosphere. everything in prefect shape, no complaints. friendly staff.
staff friendly, kind, the place was immaculately clean The hotel was all concept and no comfort, room service was not good enough, breakfast only adequate, having to ask for daily sheet changes was odd I thought .....
The interior is modern and very appealing. The 1 time internet connection payment is a great idea. Good value for the money. The advertised air conditioning was only in the lobby. The room was cramped due to bed and room size. Bathroom lighting is not bright enough.
good hotel
The air-conditioned room and parking We were first put in a room without air conditioning but quickly changed
The wireless internet was reasonably priced. I did not like having music pumped through the corridors.
Quiet, comfortable and straightforward, Free internet.
The breakfast being included in the price was a definite plus. And what a good breafast it was! Also the free access to the interent.
Friendly staff and good complimentary breakfast. I wasn't told about the breakfast when I checked in. I happened to find it myself.
very good breakfast
good Buffet , location lack of air conditioning and non - allergenic bedding and pillows were not avavilable
Good beds, pillows. Spacious room, very clean bathroom It really needs to have airconditioning. I don"t like to sleep with open windows in the city with street noise, just to cool the room down.
spacious room, clean, quite, enjoyed the sauna, great location many sights were within walking distance. Wonderful breakfast. I would recommend this to friends. As hotel guest I don't think we should have to pay for parking in the hotel. But all in all it was a good hotel.
Staff were very friendly and helpful. Good location n/a
It is the nearest to our destination not possible to rest-construction work at 7.00
The size of the room was good and the verandah a added bonus. As expected the cleanliness was first class. The central heating system needed bleeding and the mini bar had been used before our arrival and a half empty wine bottle left in the fridge a better stock control method required


text:
Subjective list: The 10 best zombie films of all time
By Greg Goodsell
6/21/2013 (3 years ago)
Catholic Online (www.catholic.org)
The shambling undead speaks to modern movie audiences in the 21st century. A horror film scholar, your humble writer has even played one of the resurrected dead in the B-movie Zombie Farm. With Brad Pitt's "World War Z" opening up in theaters nationwide, it's time to look back at the 10 Best Zombie Movies of all time, a highly subjective list by yours truly -
Kyra Schon, who played the little girl zombie in the original "Night of the Living Dead" was reportedly hailed as one of Pop Artist Andy Warhol's all-time favorite screen performances. Schon told this writer she had always wanted to meet the late Warhol, as both were from Pittsburgh.
By Greg Goodsell
Catholic Online (www.catholic.org)
6/21/2013 (3 years ago)
Published in Movies
Keywords: Zombies, movies, living dead, George Romero, Bela Lugosi, Stephen King
1. "White Zombie" (1932) No, this wasn't Rob Zombie's first rock band. It's a creaky old chiller starring horror icon Bela Lugosi, who play Murder Legrande, a Haitian slave owner who recycles the local dead for free labor. Hopelessly dated, "White Zombie" still has some classic scenes, as when a zombie falls into a sugar pit while his fellow undead employees keep grinding away.
2. "I Walked With A Zombie" (1943) Described as "Jane Eyre in the West Indies," this subtle - but still effective spooker from producer Val Lewton has a wife investigating some odd goings-on at her husband's island plantation. Her walk through the jungle undergrowth to the sound of voodoo drums is a classic!
3. "Night of the Living Dead" (1968) Director George A. Romero wrenches the walking dead away from folklore and thrusts it squarely in Vietnam War-era America. Survivors take shelter in a farmhouse and none of them gets along, as Americans are SUPPOSED to do in the case of an emergency. All but one wound up as zombie chow, and he gets nailed by a redneck posse.
4. "Dawn of the Dead) (1978) Ten years later, the Vietnam War is but a bad memory and the nation is disco-ing down. Director George A. Romero's solution for his sequel is place the zombie siege inside a multi-leveled shopping mall, taking deadly aim at our national consumerism. Funny and bleak, this one features some survivors ..
5. "Return of the Living Dead" (1985) Zombies get an Eighties makeover with punk rockers and a chilling conclusion wrought by Ronald Reagan Cold War era politics. A motley collection of survivors undergo an undead uprising in a graveyard. While played mostly for laughs, this one has a definite sting in its tail.
6. "Pet Sematary" (1989) Stephen King comes up with a variation of the "Monkey's Paw" theme. When our loved ones die, do they deserve to remain dead with dignity, or do we resurrect them for purely selfish reasons? A farmer in Maine using the old Indian burial grounds of the title finds out the hard way.
7. "Zombie" (1979) Italian director Lucio Fulci always stocked all his horror features with rotting, ill-mannered cadavers. This one is mostly a series of great gore scenes and atmospheric shots, and really, who needs much more? The zombie with worms crawling in an empty eye socket is still a favorite among tattoo artists.
8. "Zeder, aka Revenge of the Dead" (1983) Another Italian zombie film, but one of much subtlety. A couple on vacation learn of "K-zones," areas that are able to resurrect the recently deceased. "Zeder" has only one zombie, but when he appears towards the end of the film - it's a doozy.
9. "Shaun of the Dead" (2004) This witty British comedy examines themes implicit in the films of George A. Romero - what separates the dead from the living? A retail clerk decides to romantically pursue a young girl despite a brewing zombie apocalypse.
10. Choose your favorite. The list I have compiled has purposefully ignored films in which people become zombie-like due to plague or infestation, as in "Rec" or "28 Days Later" to concentrate on classical, back-from-the-dead-and hating-it zombies. See you at the movies.
'Help give every student and teacher Free resources for a world-class moral Catholic education'
Copyright 2017 - Distributed by THE CALIFORNIA NETWORK
Pope Francis Prayer Intentions for MAY 2017
Christians in Africa. That Christians in Africa, in imitation of the Merciful Jesus, may give prophetic witness to reconciliation, justice, and peace.
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text:
Charles Taylor posts steady growth in H1 results
IGI sees steady growth and rise in profits in H1 2016
Qatar Re experienced substantial growth and a rise in profits in the first half of 2016, driven by client and broker relationships as well as its status as a re/insurer within Bermuda, the company said, despite what it called "unabated headwinds".
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Qatar Re, Insurance, Reinsurance, Results, Bermuda, Solvency II


text:
Originally posted on FOX Sports | By By Ken Rosenthal | Last updated 8/28/13
This was coming. And frankly, what happened Wednesday might be the best thing for Los Angeles Dodgers right fielder Yasiel Puig. Dodgers manager Don Mattingly had talked to Puig, his coaches had talked to Puig and, in recent days, a number of the team's veterans had talked to Puig. Their message still was not getting through. So, Mattingly yanked Puig at the start of the fifth inning of the Dodgers' 4-0 win over the Chicago Cubs. And while Mattingly did not disclose the reason for Puig's benching, it clearly was a disciplinary move. A number of statistical analysts howled last week at the notion of benching Puig, noting that his various mistakes paled in importance to his overall contribution. True enough -- and beyond that, Puig, 22, still is adapting to a new country and new culture. He defected from Cuba only last year, and now he's a burgeoning star in Los Angeles with a seven-year, $42 million contract. Still, the idea here is very simple -- to help Puig become the best p...
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text:
Bus Valence » Alcala de Xivert Alcalá de Chivert
Valence to Alcala de Xivert buses and coaches • Eurolines Switzerland and Eurolines France offer • Cheap online tickets
Valence - Alcala de Xivert bus services available at rebrutto.com.
When you go to tickets offer you can verify your fare in booking system, to which you will be redirected after clicking BUY button. Fill the forms as if you would book your ticket. Set the number and type of tickets, look for available discounts and deals. Cancel your booking without consequences whenever you want, as well just before the payment.
Valence to Alcala de Xivert coach and bus online tickets
Eurolines France or Eurolines Switzerland company offer tickets on Valence - Alcala de Xivert route.
Verify other possible journeys from Valence to cities in Spain at Valence - Spain page. Check rebrutto.com offer for return tickets at Alcala de Xivert to Valence or Alcala de Xivert to other cities in France bus services.
Detailed information on bus travelling can be found at our FAQ.
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Fizogen's mission is to develop the most innovative and highest quality products in the nutritional supplement industry. By transforming extensive scientific research into precisely engineered formulations, Fizogen products provide extremely effective, cutting edge and safe nutritional bodybuilding supplements for all health minded enthusiasts. We strive to help individuals achieve the peak of physical health by combining the responsible use of nutritional supplements with proper diet, exercise and an overall healthy lifestyle.
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Fizogen MASS CYCLE 45 servings$89.95 $52.95
Fizogen ON CYCLE 90 capsule$119.95 $65.95
Showing 1 to 3 of 3 (1 Pages)


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Product Showcase
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Design is what makes the world go round. If the iPhone wasn't designed so exceptionally well, few would have been so keen to buy it. We take utmost care to bring your ideas to life with pixel perfect designs, be it custom graphic, logo or the new website, you are eagerly looking forward to.
As a professional web design company, all our designers have minimum 2 years of prior work experience. The team has in-depth knowledge of branding and UI/UX apart from technical know-how.Logo Design UI/UX Design
At designs codes, you will come across a web design and development company with a difference.
We live by the mantra 'first solve the problem, then write the code'. With us, you get the best-in-class programmers and developers working on popular PHP based CMS like WordPress, Joomla, Magento, Laravel etc. We also work on higher programming languages, such as Python and Ruby on Rails.
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Click on the "Convert & Download Video + MP3" button to start the video conversion. After the video conversion is finished, you can download the converted video in the formats MP4 or 3GP (for mobile phones) or you can download the converted audio as a MP3 music file. This online service is completely for free.
Song :- Mehndi Lagaongi Mein Artist :- Vibha Sharma Music Director :- Anand Raaj Anand Lyricist :- Anand Raaj Anand, Shyam Anuragi Label :- Saregama For more...
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text: Working retail is tough, and a lot of sneakerheads end up landing jobs at sneaker stores. But can working in one of these stores, in the long run, make you a better sneakerhead? Complex wrote an article about how eight years of selling kicks changed someone's view on the sneaker world. Click here to check it out.


text:
Mobile App
Armapore PG College
Uttar Pradesh
Total Students
Fees Range
How to reach
Armapore PG College is situated at Armapore P.G. College, Armapore Estate, Kalpi Road Kanpur-208009, Uttar Pradesh in Kanpur.
Courses Offered
- 3 Years
- Bachelor of Arts-B.A.
- Languages / Arts / Literature
- 3 Years
- Bachelor of Commerce-B.Com
- Banking / Finance / Accounts / Commerce
- 2 Years
- Master of Arts-M.A.
- Languages / Arts / Literature
- 2 Years
- Master of Arts-M.A.
- Languages / Arts / Literature
- 2 Years
- Master of Arts-M.A.
- Languages / Arts / Literature
- 5 Years
- Doctor of Philosophy-Ph.D
- Banking / Finance / Accounts / Commerce
- 5 Years
- Doctor of Philosophy-Ph.D
- Languages / Arts / Literature
Armapore PG College - APC
Armapore P.G. College, Kanpur situated in the vicinity of Armapore Estate, stands at the Kalpi Road. It is approximately 2 Kms. away from the Vijay Nagar crossroads to Panki. The College nomenclatured as "Armapore Degree College' was established in the Years 1978. As a result of sincere constant efforts made by all involved in the pious mission. It has now grown into a full-fledged P.G. College of eminence. It holds a place of pride among the reputed colleges, affiliated to the CSJM University, Kanpur. Though not voluminous in shape and size, the college has, however, carved out a niche for itself in the educational arena. The employees of the three Defence Production Units, in this regard, felt the dire need of providing higher education to their wards/ children. They brought this genuine problem to the discerning notice of the eminent authorities of the Ordnance Factories. Hon'ble. Mr. J.B. Saxena, the then Sr. G.M. of OFC, every inch a humanist, took initiative in this regard and chalked out a concrete plan to establish a Degree College in Armapore Estate. The College, initially started in the OFI college building, was shifted to a wing, comprising 10 rooms of the RTI building. With the passage of time, the strength of the College increased quite considerably, hence the College was further shifted to the present premises. Dr. Yatindra Tiwari joined the College as Principal in Aug., 1982 and continued to serve the institution with ample dedication for more than two decades. A versatile personality, Dr. Tiwari brought fame to the College by organizing a number of academic programs in the campus. A new Chapter in the illustrious history of our College begins with Dr. Girijesh Lal Srivastava's joining our institution on 20th Jan., 2009 as Principal, selected by the Higher Education Service Commission, U.P. Allahabad. Sophisticated by nature and sweet spoken, Dr. Srivastava is known for his insatiable energy and dynamism.
Why join Armapore PG College
The college's infrastructure is well furnished with all modern facilities.
7 Type Courses Available
- 2 UG Courses
- 3 PG Courses
- 2 phd Courses
Armapore PG College Placements
Visiting Companies
Student Placement
As said by Macaulay 'Library is a place where one can find nutrition for one's intellectual aptitude', comes true in regard to the college library. The library is well equipped venue with a variety of books of every faculty like Arts, Commerce etc. The faculty and the students have free access to all kinds of facilities within reach.
Try our extensive database of FAQs or submit your own question...
Which is best college for banking? Harsh Vvvv Asked this 1 year, 11 months ago - India
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text:
SailNet Community (http://www.sailnet.com/forums/)
- Boat Review and Purchase Forum (http://www.sailnet.com/forums/boat-review-purchase-forum/)
- - 1979 Dufour 12000 ct (http://www.sailnet.com/forums/boat-review-purchase-forum/12381-1979-dufour-12000-ct.html)
1979 Dufour 12000 ct
Any opinions on this boat ?
1979 Dufour 12000 ct
I have a 77 Dufour 31, very happy with. Not familar with your model. I assume you are referring to 12 meters?. Try the following web site firstname.lastname@example.com and see if there is any info there. They were pretty helpful to me when I was looking for info on the Dufour I currently own. I was able to acquire a copy of the original owners manuel along with some articles and owners comments. They are very solid built boats.
Hope this helps.
1979 Dufour 12000 ct
Thank you for the vote of confidence. In my search I have found that they are solid boats. I was looking at a 14 meter dufour. It looks like a good boat and was refitted in 2004. It makes me think of Bond, James Bond
Dufour 12000 owner
I own the dufour 12000 numbered 19.
It is a nice boat strong with space onboard.
Some people say it is lazy but for me with good sails it is OK.
For exemple 6 kt at 60 degrees of 11 kt apparent wind.
For more informations, you can see my web site called :
voilierkashaya at free.fr (sorry I can't give the complete address, this is my first message)
Sincerely yours
(Kashaya Dufour 12000 CT N° 19)
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text:
The Death Spiral Begins
Higher rates under Obamacare:
//So the proposed 2016 Obamacare rates have been filed in many states, and in many states, the numbers are eye-popping. Market leaders are requesting double-digit increases in a lot of places. Some of the biggest are really double-digit: 51 percent in New Mexico, 36 percent in Tennessee, 30 percent in Maryland, 25 percent in Oregon. The reason? They say that with a full year of claims data under their belt for the first time since Obamacare went into effect, they're finding the insurance pool was considerably older and sicker than expected.
Don't panic, says Kevin Drum. This is just the opening bid in a regulatory dance that will end up somewhere very different: "A few months from now, the real rate increases — the ones approved by state and federal authorities — will begin to trickle out. They'll mostly be in single digits, with a few in the low teens. The average for the entire country will end up being something like 4-8 percent."
He's right, of course, that the proposed rates will not end up being the final rate. Regulators are going to push back on these rates as hard as they can, with some success.
But in the case of the companies cited by the Wall Street Journal, I'd bet they're not going to go down to 4-8 percent. As it turns out, the insurer filings are public information, available on state websites. And in the three cases where I could see supporting data about premium revenue and losses, those losses appear to be large. Moda of Oregon says that its claims were 139 percent of revenue, making for a margin of -61 percent. If I am reading their somewhat confusing table right, Health Service Corporation of New Mexico says it lost $23 million on revenue of $121 million. CareFirst of Maryland says that claims were 120 percent of revenue, which if we add in some money to pay for overhead, amounts to ... less than or equal to what they're asking from regulators. I can't find claims experience data for Tennessee, but that state told the Wall Street Journal that it lost $141 million on exchange plans last year.
Now, this is not the whole story. These are only the biggest insurers in some states. Smaller insurers may price lower in an attempt to grow their business (though if their claims experience matches the biggest insurers, that's going to be a recipe for a quick bankruptcy). And the median request on a list of the biggest insurers in 12 states was more on the order of 10-15 percent, and three states -- Maine, Connecticut and Indiana -- had insurers ask for increases in the low single digits.
That's only 12 states, of course, and none of the biggest-population ones. But even if we assume that the regulators cut the increases in half, that's a median increase of 5-6 percent, with a mean considerably higher than that. Even if you weight by population -- well, actually population-weighting makes that worse, not better, because the states with the lowest rate requests are disproportionately sparse.
Moreover, significant rate increases are what I would broadly expect, because these rates are the first ones set with a full year of claims data, and what we know about the pool is that it is poorer and older -- which would also mean sicker -- than was projected. Initially, HHS was saying that it needed about 40 percent of the exchange policies to be purchased by people age 18-35 to keep the exchanges financially stable. It was 28 percent in both 2014 and 2015, according to HHS data. The CBO had projected about 85 percent of exchange enrollees to be subsidized, falling toward 80 percent as enrollment grew; instead, that number is 87 percent and actually rose slightly from 2014. It would be pretty surprising if rates weren't increasing faster than inflation, or even than general health care cost inflation.
Eyeing the Journal's list, the most obvious pattern is that states are converging on a price somewhere well north of $300 a month for a 40-year-old nonsmoker seeking a Silver plan; the states with the biggest rate hikes all had premiums under $250, and are asking to be allowed to go near or over $300, while the states that asked for low increases were already over $300, and in some cases well over. (Vermont is at $430 -- and asking to go to $476! "Only" an 8.4 percent increase, but wow.) It seems as if states where insurers initially underpriced are now trying to move toward a natural price somewhere between $3,600 and $5,000 a year for a single nonsmoker. If that's the price of providing basic benefits, regulators cannot command it away by fiat; the best they can do is to force insurers out of the market.//
Plus higher deductibles!!!!
Thank you, Obamacare!
Tuesday, May 26, 2015
Posted by Peter Bradley at 9:03 AM
1 comment:
Are there any class action suits I can get in on?
Subscribe to: Post Comments (Atom)


text:
David K. Rosner
Ronald H. Lauterstein Professor of Sociomedical Sciences and Professor of History
Professor of Sociomedical Sciences
722 West 168th St, 9th Floor
Phone: (212) 305-1727
Email: email@example.com
David Rosner is Professor of History and Ronald H. Lauterstein Professor of Sociomedical Sciences at Columbia University. He also co-directs the Center for the History and Ethics of Public Health, a joint undertaking of Columbia's Mailman School of Public Health and the Department of History. An elected member of the National Academy of Sciences' Institute of Medicine, he received his BA from CCNY, his MPH from the University of Massachusetts and his PhD from Harvard in the History of Science. Until moving to Columbia in 1998, he was University Distinguished Professor of History at the City University of New York. In addition to numerous grants, he has been a Guggenheim Fellow, a recipient of a Robert Wood Johnson Investigator Award, a National Endowment for the Humanities Fellow and a Josiah Macy Fellow. He has been awarded the Distinguished Scholar's Prize from the City University, the Viseltear Prize for Outstanding Work in the History of Public Health from the APHA and the Distinguished Alumnus Award from the University of Massachusetts. He has also been honored at the Awards Dinner of the New York Committee on Occupational Safety and Health and he and Gerald Markowitz have been awarded the Upton Sinclair Memorial Lectureship For Outstanding Occupational Health, Safety, and Environmental Journalism" by the American Industrial Hygiene Association.
He is author and editor of ten books including A Once Charitable Enterprise (Cambridge University Press, 1982, 2004; Princeton University Press, 1987), "Hives of Sickness," Epidemics and Public Health in New York City (Rutgers University Press, 1995), and Health Care in America: Essays in Social History (with Susan Reverby). In addition, he has co-authored and edited with Gerald Markowitz numerous books and articles, including Deadly Dust: Silicosis and the Politics of Occupational Disease in Twentieth Century America, (Princeton University Press, 1991; 1994; University of Michigan, 2005), Children, Race, and Power: Kenneth and Mamie Clarks' Northside Center, (University Press of Virginia, 1996; Routledge Press, 2001); Dying for Work, (Indiana University Press, 1987) and "Slaves of the Depression," Workers: Letters About Life on the Job, (Cornell University Press, 1987). He and Gerald Markowitz have authored Deceit and Denial: The Deadly Politics of Industrial Pollution (University of California Press/Milbank, 2002) and Are We Ready? Public Health Since 9/11 (University of California Press/Milbank, 2006). He edited The Contested Boundaries of Public Health, (with James Colgrove and Gerald Markowitz) which appeared from Rutgers University Press in 2008. His newest book, titled Lead Wars, The Politics of Science and the Fate of America's Children, (University of California Press/Milbank Fund, 2013) details the recent conflicts over studies of children placed in homes with low level lead exposure and the issues it raises for the history of science and public health about what is risk and what we consider a danger in modern America.
Selected Publications
"'Unleashed on an Unsuspecting World': The Asbestos Information Association and Its Role in Perpetuating a National Epidemic," (with D. Rosner), American Journal of Public Health, 106(forthcoming), April, 2016.
"Educate the Individual . . .to a Sane Appreciation of the Risk": A History of Industry's Responsibility to Warn of Job Dangers Before the Occupational Safety and Health Administration," American Journal of Public Health, 106(January, 2016), 28-35.
"Building the World that Kills Us: the Politics of Lead, Science and Polluted Homes, 1970 to 2000," with G. Markowitz,J. of Urban History, (forthcoming, 2016).
"Courting Disaster: Environmental Justice and the US Court System," Milbank Quarterly, 93 (2015), pp. 471-474)
"From Silicosis To Silica Hazards: An Experiment In Medicine, History, And The Social Sciences" (with Paul-Andre Rosental and Paul Blanc), American Journal Of Industrial Medicine, 2015.
"Criteria for Action in Population Health: The Hill Criteria a Half Century Later," Milbank Quarterly, 93(June, 2015), 259-262.
"Blowing the Lid off Mountaintops," Milbank Quarterly, 92(Dec. 2014), 648-651.
"Swimming Upstream: Probing the Problem of Pollution," Milbank Quarterly, 93(March, 2015), pp.8-11.
"Imagination and Public Health: The End of Lead Poisoning in California?" Milbank Quarterly, 92(September, 2014), 430-433.


text: To get from Arzignano to Alcamo by train you can catch one of the 3 trains that everyday travel between these two cities. The first train to Alcamo leaves from Arzignano at 16:35 and the last train departs at 22:35. If you choose a local train the trip lasts on average 18:57 hours. For your trip from Arzignano to Alcamo by train you can choose to leave from one of Arzignano main stations: Montebello On Wanderio you can compare all schedules, fares and railway companies to Alcamo and book the best itinerary starting from Arzignano.


text:
The Medical equipment group Medisys ousted its chief executive yesterday and warned that tough competition in glucose monitoring would hit its annual profits, sending its shares down 35 per cent.
The company, which specialises in blood monitors for diabetics, said it decided on Thursday that the chief executive, David Conn, should step down. It expects to appoint a replacement in a few months. Mr Conn will continue to work for the group's glucose-monitoring unit.
Medisys warned in December that it was encountering growing competition in the long-term care segment of its glucose-monitoring business. Since then, competition had intensified, it said yesterday, forcing the company to pursue a more aggressive pricing and promotional strategy with some customers to protect its market share.
It said: "The company anticipates that this more competitive environment will continue to impact sales for at least the remainder of the financial year (to 30 September)."
Medisys was hit by increased competition from its rivals, such as Abbott and Johnson & Johnson, for its blood-glucose monitoring product, which sells mainly in US nursing homes for diabetics.
The companyexpects sales in the six months to the end of March to be about 5 per cent lower than in the year-earlier period - "materially less than market expectations" - which will "significantly reduce the company's profitability."
Analysts said they would slash their forecasts. Sebastien Jantet, at Investec Securities, said: "It's a very disappointing trading statement. They'll miss the forecast for the first half and for the full year. There will be substantial downgrades."
Faced with lower sales, Medisys said it would look for new ways to cut costs and opted to close its London office to achieve annualised savings of £400,000. It is transferring its London operations to Minneapolis in the US and Woodbridge in the UK. Michael Barry, the company's finance chief, said the London closure would result in a "handful of people" being laid off.
Medisys also announced that it would write off £6.8m of assets relating to Futura Safety Syringe after an auction failed to generate successful bids for the unit. Its shares ended down 2.02p at 3.72p.
On a brighter note, the company hopes to expand its presence in the retail segment by providing a private branded blood glucose monitoring product to the Target Stores retail chain in the US. Target plans to launch the product this year.
- More about:
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text:
By Louise Nordstrom, Associated Press
STOCKHOLM A chipped and incomplete chess set believed to have featured in one of Ingmar Bergman's best known films fetched one of the highest bids at a special auction for the late director's belongings, auction house officials said Tuesday.
The set, which had been valued at around 10,000-15,000 kronor ($1,430-$2,150), sold for 1 million kronor ($142,000), said Charlotte Bergstrom, a spokeswoman at Bukowskis in Stockholm. It is missing a white king and is believed to have been used in The Seventh Seal, one of Bergman's most famous films.
"In one part of the film, Max von Sydow sweeps his mantle over the table and the (chess) pieces fall to the ground and you can see that the white king breaks into pieces," Bergstrom said.
Bergstrom said the auction began Monday and lasted for more than nine hours, ending in the early hours of Tuesday and garnering a total of 17.9 million kronor ($2.6 million).
All 337 objects, including Bergman's wastebasket, writing desk and Golden Globe awards, were sold. A red-painted, devil-shaped jumping jack — given to Bergman by his grandson Ola — was auctioned for 29,000 kronor ($4,100).
A wooden model of Stockholm's Royal Dramatic Theater with a tiny model of the legendary director sitting inside it, scored the highest bid: 1.03 million kronor ($147,500). Bergman headed the theater for several years in the mid-1960s.
Bergstrom called the auction "historic," saying that even though the hammer prices were expected to be higher than estimates, they still exceeded expectations. "And because it's him, Ingmar Bergman, it inflates the prices a bit, of course."
The proceeds will go to Bergman's family, Bergstrom said.
In the four days the objects were showcased before the auction, Bukowskis received more than 8,000 visitors. The auction house's website tallied more than 5,000 hits a day from 116 countries, Bergstrom said.
According to the auction house, Bergman insisted in his will that his assets be auctioned off to prevent them from being caught up in "some kind of emotional hullabaloo."
Bergman died July 30 at age 89 in his home on the Baltic Sea islet of Faro. His films won numerous international awards, including best foreign film Oscars for The Virgin Spring,Through a Glass Darkly and Fanny and Alexander.
His 84-acre (34-hectare) Faro property is also up for sale in a process managed by Christie's Great Estates in London.
Copyright 2009 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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Aquanaut Men's Astral
The Astral Aquanaut Men's Shoe is ready for anything your through at it be it hiking into the Middle Kings, mountain biking in Dupont State Forest, portaging on the Black Canyon, or just getting an after work lap in on the Green. Featuring Astral's Argo Outsole, the Aquanaut performs just as well in the dirt as it does on wet rock. The Argo Outsole has toothy lugs in the center for traction control on dirt and G 15 high friction rubber on the outside provides a lot of surface area for confident steps on wet rock. The padded ankle collar and closed cell EVA foam midsole will give you extra support for those long approaches and the 1000 denier Cordura up top is durable, comfortable and quick drying. The Aquanaut is for those boaters that need grip, support, and comfort in a shoe to go the extra mile on and off the river. SKU: 12656
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text:
A Voice That Caressed You
Nedoras smiled gently. He is in your head. He knows what makes you tick. He knows what makes you squirm in fear.
Come a little closer. Let Nedoras see your hands.
His hair was blonder than a sun-bleached towel; his eyes darker than an eclipse.
But his voice! Oh God, his voice!
It caressed you. It held you in its arms and told you that it would be okay. It made you forget why you were afraid.
Then it dropped you off a high rise without warning.
He had long, guilty fingers curled in an unapologizing smirk. An unforgettable habit of twitching his nose as he revealed your darkest fears and greatest horrors.
And all before tea time.
Come a little closer. Let Nedoras see your hands.


text:
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Altitude provides scalability and forward-thinking that SITA will use to design & build brand new products in the future.
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Want to design additional components for Altitude? Get started by downloading the Sketch Template.
Copyright © SITA Information Networking Computing UK Limited 2015-2016. Confidential. All rights reserved.


text: Politics 13 October 2010 Web Only: the best of the blogs The five must-read posts from today, including Ed Miliband's first PMQs and how much benefits really Sign up for our weekly email * Print HTML 1. PMQs verdict: Ed Miliband beats David Cameron on points FT Westminster's Jim Pickard concludes that the new Labour leader did well in his first PMQs, but flags up several potential problems in his delivery. 2. Miliband starts with a bang Over at the Coffee House, James Forsyth agrees, noting that the Conservatives must not underestimate Miliband. 3. The truth about people on benefits and how much it costs At Liberal Conspiracy, Sunny Hundal draws attention to some research from the Joseph Rowntree Foundation highlighting how low benefits actually are. 4. Tuition fees: Some Lib Dem MPs face eating enough words to feed an army Liberal Democrat MPs will have to either break their pledge or vote against their government, says Patrick Wintour -- but Ed Miliband is in a tricky position too. 5. Sexual violence in the Congo: hearing the women's stories Lindsey Hilsum blogs on the story of mass rapes in the Democratic Republic of Congo. › Ed Miliband gets the better of Cameron in first PMQs Subscribe from just £1 per issue More Related articles Theresa May raises UK terrorist threat level to "critical" The public like radical policies, but they aren't so keen on radical politicians Theresa May dodges difficult questions about social care and NHS in Andrew Neil interview


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text:
Happy Friday everyone! I am so glad the weekend is here even though it is going to be cold and wet here in Florida. It is Super Bowl weekend and at least that is a good thing for Sunday. Hope everyone wherever you are, has a wonderful, safe and happy time. Take care, until next,
Whoever gave me the sub, has inspired to take some new photos and make some new walls. So this weekend I will be doing just that. Stay tuned!
I have also started to read one of my new books that I got for Christmas, a book by Arte Lang from the Howard Stern Show, called: Too Fat to Fish, so far it is really an incrediable read. Will give a good review when I am finished.
Also, one more thing, I have been on pins and needles here at my job lately, wondering if I was going to have a job everyday, well today I found out that my job is safe. I start new training on new software for our systems next Friday and this traning is very expensive so I can rest easy as long as I do not screw up doing my job even though my owrk load is going to triple in the next 6 months, when this goes fully online!
Features are from my favourites and deviations I have commented on:
Cold Whisper by :hellfirediva:
Mr Dandelion by :msrebeldoll:
daybreak by :scarlett1313:
Message Centre v6 Journal CSS by NovaDuck


text:
I stumble upon an abandoned psychiatric hospital where it appears something sinister caused its closing.
"Know Thyself", read the wooden sign above the glass partition that separated the reception area from the lobby. A section of the glass had spiderwebbed in a round shape the size of a person's head where something was thrown against it. A small rust colored stain had dried in the middle of it. Embedded in the glass were metal grates that allowed guests and workers to communicate, and I would have used one of them if there was someone to talk to. The desk behind the partition was unoccupied. On the wall hung an analog clock with the hands stopped at 9:43.
Chairs and wooden benches were tossed around the room. By the appearance of the room and the thick coat of dust on the furniture, the disorder happened a while ago and I had nothing to worry about. Except for creatures. Being alone in an abandoned building, even during the day, stirred unease in me.
The reception area was a round room set in the center of the lobby. On either side of this room were two doors with signs above them, but neither of them gave me a proverbial verse or an omen. These signs simply read, MALE and FEMALE. I walked around the to the back of the reception office to a third metal door with a sign on it that read STAFF. I stood for a moment trying to decide which side I should go, like the man in The Lady Or The Tiger?. For some unknown reason I chose to venture to the male side of the building, maybe a subliminal sense that I somehow connected with being a male myself. Sorry lady, maybe some other time you will get lucky. My footsteps clacked on the linoleum floor which was surprisingly still in good condition besides some staining and scuff marks. I walked by drab green walls that resembled a decomposed corpse with blistered and peeled skin. Mold spores flourished in various places.
I pulled the scarred and rusted metal door toward me. It let out a harsh squeak that echoed. I cringed. The hall was so dim that I had to use my flashlight and the only other source of light streamed in from the open doors that flanked both sides of the hallway. Some were closed but in no particular sequence. As I approached the doors, I noticed they had a wire mesh embedded in a thick glass plate that allowed the staff to keep an eye on their patients without being attacked by them.
The hallway faded into an eternal dark void as my flashlight couldn't reach the end of it. The decayed look continued on the walls here, as if the hospital staff had hired an interior decorator with a fondness for the macabre. Water pipes stained with rust at the seams ran the length of the hall along the ceiling.
Footsteps followed me and I glanced over my shoulder, expecting to be ambushed by a creature with blood dripping from its foot-long fangs and talons reaching out to pull me into its mouth. But I remained alone. The delayed patter of footsteps were mocking my own. I kept reminding myself that there was nothing to be afraid of. There was no one else here. So far.
I didn't bother opening any doors for fear of the creature jumping out at me. Instead I glanced inside the open rooms, which were bedrooms with strewn furniture and ghostly hazed windows. Each one appeared the same except the furniture was arranged in a different manner. A bed flipped over here, a dresser smashed there. Blood spattered the walls and some rooms had dried pools of it on the floor. What caused this massacre?
Fear, despair and pain seeped into my pores as I imagined a psychotic patient going out of control and slashing everyone to death. My heart felt heavy and my legs weak. Though I am in decent shape and have only been here for a few minutes, I felt exhausted. My lungs hurt. It was amazing the affect this place had on me. I wanted to leave.
I heard a tap and froze. My heart pulsed faster. I wasn't alone. Probably just rats.
The sound came from inside a room ahead on the right. The door to this room was open while the others near me were closed. I listened closely to the faint sounds and tried to decipher its source. Tap, tap. Then I heard someone talking. I wasn't alone. I couldn't tell what they were saying as the voice sounded muffled.
Hugging the wall, I dared to take a step. Then another. So light that they didn't betray me this time by making any sounds. At a turtle's pace I advanced to five feet away from the open door and I could make out a boy's voice saying a prayer. Great, this was just what I needed. A cult occupying an abandoned hospital.
"Amen," he said.
I didn't move or breathe, thinking about how to approach him.
"You made it."
A boy of about ten eleven years old jumped out of the room and slid across the floor. "Heeere's Johnny!" His black hair was clean cut, laid perfectly in place, and his blue eyes were gentle. He wore a dark red velvet robe lined in white fur over a black shirt and pants. His hand carried a scepter. The only thing he lacked in his king costume was a crown. I didn't know whether to laugh or be freaked out. I was speechless.
His smile dropped. "What's wrong? Did I come on too strong?"
I nodded.
"Well, I'm glad you finally made it. I've been waiting for you." He twirled a full three-hundred and sixty degrees with his arms outstretched. I expected dust to fly out of his fingertips and transform this hellhole into a magical forest of fairies, unicorns and dragons. I was glad he didn't.
"Welcome to Sunniland Psychiatric Hospital" he proclaimed, arms above his head. "This is a place where your dreams really do come true. Where you are fed candy throughout the day like a grandmother spoils her grandchild. A place where you can dream all day long or play outside. No working allowed here. A place where you are loved and not just another kid that everyone is tired of having around. Here the water fountains flow with chocolate from Willy Wonka's factory, Mickey Mouse visits weekly to take a busload of kids to Disney World. You can have all the alone time you want here. This is a place where your fears disappear." His eyes brightened. "Sugar plums dance in our heads. Literally. This is a place where you really get to know thyself." He gave a sly grin.
I shuddered at the last part, but didn't let him notice. "Where are your parents?"
"What? Here I am at your service," he bowed, "to give you a tour of the place, and you mock me with that question?"
"I'm sorry. I just-"
"They're around somewhere, who knows, who cares. Ladies and gentlemen, let the tour begin!"


text:
The AQHA offices will be closed May 29 in observance of Memorial Day.
Help Us Help You
Our aim is to give AQHA customers the service they deserve, every day.
Inclusive vs. Prestigious
AQHA Executive Vice President Craig Huffhines shares thoughts about eliminating qualifying point requirements for the AQHA Level 1 Championships.
May 26, 2017
Ranching Rule Changes
View the recently approved recommendations from the AQHA Ranching Committee.
May 26, 2017
Show Rule Changes
View the recently approved recommendations from the AQHA Show Committee.
May 25, 2017
Competitive Horse Judging Resources
AQHA shares information and resources to educate participants competing in competitive horse judging.
May 22, 2017
Say YES to Fun
Check out the new activities planned for the 2017 Bank of America Youth Excellence Seminar July 11-13.
May 19, 2017
Foundation Awards 150 Scholarships for 2017-18
The American Quarter Horse Foundation has awarded $365,875 to AQHA's next generation of leaders.
May 18, 2017
AQHA Show Management Workshop Will be Aired Live
AQHA members interested in learning more about show management are invited to watch the free live webcast of the AQHA show management workshop May 24-25 in Amarillo.
May 18, 2017
Apply for an AQHA Internship
If you're a hard-working, enthusiastic college student looking for an exciting internship in the equine industry, apply for a fall AQHA internship.
May 17, 2017
Animal Welfare Recommendations Approved
The AQHA Executive Committee approved several recommendations submitted by the AQHA Animal Welfare Commission at the 2017 AQHA Convention.
May 16, 2017
Show Your Support with a Specialty License Plate
Join the Texas drivers who support the American Quarter Horse Foundation with American Quarter Horse specialty license plates.
May 10, 2017
2017 Standing Committee Reports Available
The AQHA Executive Committee recently reviewed and took action on recommendations from the AQHA Board of Directors, which met at the 2017 AQHA Convention in San Antonio.
May 6, 2017
Enter the AQHA Photo Contest
Your photo could be featured at the American Quarter Horse Hall of Fame & Museum and in the 2018 AQHA Calendar.
April 29, 2017
China's Enthusiasm for the American Quarter Horse
Two delegations from China recently visited Amarillo to connect with AQHA and support the American Quarter Horse industry in China.
May 1, 2017
Executive Committee Meeting Updates
AQHA Executive Vice President Craig Huffhines shares highlights from the April Executive Committee meeting.
April 28, 2017
2018 Ford Youth World Will Offer 13-&-Under Classes
AQHA adds 13-&-Under division in core classes at the 2018 Built Ford Tough AQHYA World Championship Show.
April 21, 2017
America's Horse in Art Returns to Amarillo
Save the date for the 10th annual America's Horse in Art Show & Sale at the American Quarter Horse Hall of Fame & Museum.
April 17, 2017
50-Year Breeders: An AQHA Legacy
The American Quarter Horse breeders who in 2016 hit their 50th cumulative or consecutive year of breeding the world's most versatile horse will be honored September 25 at the American Quarter Horse Hall of Fame & Museum in Amarillo.
New on AQHA Daily
Memorial Day: AQHA Heritage and Pride
The American Quarter Horse spans the globe, but the home of the red white and blue is where the roots of America's Horse run deep.
We are #AQHAPROUD


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Pink Ribbon Project
One of the greatest parts about being the Shopping Editor of Miami.com is meeting the cool owners of all the shops and spas I write about and every once in a while — being asked to participate in local philanthropic projects. I was recently asked to take part in the Second Annual Pink Ribbon Project benefitting the Susan G. Komen Foundation alongside 9 other Miami socialites and influencers and was both flattered and honored.
The gist of the Pink Ribbon Project? Myself, Lissette Liz Garcia (Miss Florida USA 2011), Ginger Harris (Fashion Blogger), Kailey Magder (Co-Owner of Blo Midtown), Sandirose Magder (Co-Owner of Blo Midtown), Ninalicia Osorio (On-Air Personality and Co-Host on Y100's Michael Yo Show), Paola Pedroza (Spanish Soap Opera Star), Shireen Sandoval (of Deco Drive), Karent Sierra (Cast Member on Real Housewives of Miami) and Alina Villasante (Creator and Visionary at Peace Love World) were photographed by the notable Laura Coppelman and painted by acclaimed cartoon artist David "Lebo" Le Batard under the guidance of the Pink Ribbon Project's Founder and SpinHouse PR Owner Michelle Fonticiella.
How can you take part in the pink fun? Our images will be unveiled on Thursday, October 4 at 7 p.m. at Cafeina in Wynwood! Full proceeds from the evening will benefit Susan G. Komen for the Cure Miami/Ft. Lauderdale Affiliate. All attendees will be charged $20 for entry. The photos will be on display at the gallery through October 7.
I can't wait to see my final portrait and hope you will join me at the big reveal this Thursday!


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Do you want to have understanding with your heart and beconverted? Then you must repent of your sins and submit to obeyThe Commandments of God. According to the scriptures "to departfrom evil is understanding." and "a good understanding have allthey that do his commandments..." Job 28:28; Ps 111:10Jesus said these words to people who refused to hear and see:"For this people's heart is waxed gross, and their ears are dull ofhearing, and their eyes they have closed; lest at any time theyshould see with their eyes and hear with their ears, and shouldunderstand with their heart, and should be converted, and I shouldheal them." Matthew 13:15Donna Kupp http://groups.google.com/group/Freetruth?hl=en,http://www.keepandshare.com/doc/show.php?i=630302&cat=0The Seven Deadly Deceptions Of Counterfeit Christianityhttp://www.freetruth.info
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New Braunfels Herald Zeitung Newspaper Archives
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New Braunfels Herald Zeitung (Newspaper) - October 18, 1996, New Braunfels, Texas A lot on the line for Smithson Valley tonight. See Sports, Page IB. 50 CENTS New Braunfels water use restrictions The city's normal year-round water restrictions have been instituted. No sprinklers or sprinkler systems may be used ftprn 10 a.m. to 4 p.m. Hand-held hoses may be used for watering at any time. New Braunfels HeralG IX 16 pages in two sections B Friday, October 18,1996 Serving Comal County and surrounding areas for more than 144 years B Home of OLINDA LOPEZ and BELINDA MUSGROVE ling im ail iannona Vol. 144. No. 244 Inside • % Editorial.........................................4A Sports................ 1B Comics...................... 2B Market Place.............................3-8B Stiimmtisch Birthday wishes from tho Harahtfattungf The New Braunfels Herald-Zeitung extends birthday wishes to: Belinda Musgrove, Glenda Lopez, Virginia Brooks, Sue McLane (Saturday), Owen Renfro (Saturday), Justin Minor, Opal Bums, Scott Carney, Keven Witting, Bernie Wells, Patty Pope (Saturday), Keet Slone (Saturday), Krystle Allison (Saturday), Monica McChesney (Saturday), Elizabeth Weisman, Kenneth ICohlenberg, Nora Rodriguez (Oct. 17 belated), Felix Diaz (Saturday), Renee Juarez Jr. (3 years), ranees Johnson (16 years belated), Xavier Tristan, Sammy Tristan (Saturday), and Vanessa Madro. Anniversary wishes are extended to: Alisha and John Mulkey (IO years) and Jeff and Kenna Achter-berg. To have a birthday or anniversary listed here, call 625-9144. PolNn Count Mold—1,690 Cedar Elm —12 Pigweed -"20 Ragweed —61 (Pollen measured in parts par cubic meter at air. Information provided by Or. Frank Hampel) River Information Corned River —174 cubic feet per second. up 3 cfs from Thursday. Edwards Aquifer Panther Canyon Wed — 622.95 feet above sea level, down .02 from Thursday. Canyon Dam discharge —96 ole Canyon Law WWW —Weis Carryon Law level — IW.44 feet above sea level. (Below conservation pool.) Ak aw-----I It 11 lei a m WMW DvBUI 11 BIB UulluSI NBU reports pumping 7.549 million gallons of surface water, and no wed water was used Thursday. Fall danes at Ssnlof Cantar tonight The Comal County Senior Citizens Center will hold its Fall Dance from 7:30 to 10:30 p.m. today, with live music provided by ''Strictly Dancing." Everyone is invited. Each couple is asked to bring a snack to share at 9:30 p.m. for the buffet: sandwiches, chips-dips, or cookies. Tickets are $5 in advance, $6 at the door. Siutiflo/chaaia ball avant Saturday The New Braunfels Republican Women will hold their annual Sausage-Cheese Ball Rolling event from 11 a.m. to 3 p.m. Saturday at Naeglin's Bakery on the plaza. Volunteers are needed. The monthly meeting of the New Braunfels Republican Women is at noon on Monday at the Comal County Republican Headquarters, 204 W. San Antonio St. The guest speaker will be state Sen. Jane Nelson, who will discuss "Initiative and Referendum.'' Members are asked to bring a covered dish. Guests, including men, are welcome. Topless golf toumment gets cancelled for lack of exposure By ABE LEVY Staff Writer An Austin bar, which held a golf tournament earlier this year with topless caddies, canceled a golf tournament scheduled for today at a northwest Comal County golf course due to insufficient participation, officials said. The Austin bar held a tournament in late spring of this year with about I OO golfers and about SO topless caddies, said P. J. Wright, owner of Rebecca Creek Golf Course. Wright said she contacted representatives of the group about a week ago to confirm their plans to hold another such tournament today and they said they are canceling for lack of participation. Wright said she heard of one complaint to the sheriffs department during the previous tournament in late spring but that the sheriff said topless caddies are not violating any law. Sheriff Jack Bremer said officers went out to the golf course area this summer and determined that topless caddies outside on the golf course would not violate the law. The only violation, Wright said, would be if the topless female caddies entered the clubhouse, since the golf course property is not classified as a sexually oriented business. Discrimination charge leveled at commissioners By DENISE DZIUK Staff Writer Two Hispanic employees in the Comal County treasurer's office have filed a complaint with the equal employment opportunity commissioner saying a decision to move the processing of employee benefits hurt their job opportunities. The complaint also states the county commissioners were guilty of discrimination in their 3-2 vote on Sept. 12 to move the responsibility of processing employee insurance from the treasurer's office to the human resources office. The treasurer's office retains the correspondent responsibilities, including payroll deduction and pay ments to insurance companies. ''We did it for one purpose," County Judge Carter Casteel said. "To make things easier for the employees, and we stand by that decision." Irma Camareno and Hilda Medina were responsible for the * work when it was under the trea-I surers' office, and they said they Carter Casteel were not having problems performing their duties. They believe the change in job duties was a demo- • Turn to Charge, Page 2A mm IBkl lf.. ti. p,. J, ,1 ^ , ''" Mip pin. > i|u»iiii gator •trembled grriacckbra^ it. trimly vee-^ Spirit Children'* Treatm*# Center on the rattle** Rohdarar Canyon Dim will celebrate its , ort history from 2 to 4 p.m., wife arte Rep. Edmund ampel eerving aa keynote speaker t & Oakton ttvinf at the fealty will offer a toUufflto mer, tea mare wui aho oe a reception won aratair aw- Ut a ' Dtifaeran Social Services of tte South na* the children's center, along with three rabats in Texas and cm Orleans. City board approves funding for new library $280,000 designated for project By ABE LEVY Staff Writer 41-17 who bara bran eWier •oiuaIIv. eraabonallv or nfavaicallv bv their oar- Wynn said the staff at New Life tries its best to get ie prison the road tot normal, stable lift. > canter offers I variety of therapy Dtosrams for J i bm it also provides "a sale, nurturing environ- 'didn't have before. 50 staff I *• center has; members, including 30 direct care staff members, three iwe pw- two teachers a timber's aide. New Life Children's Treatment ig beamed by the Department of Protective and Regulatory Services and gets referrals from the Child Protective Services. The 20-acre center has four cottage Tiatomnl living unto, a awim-irang pool, an office, a classroom iud facilities for aits and crafts, baseball, basketball, teth-abftll and volleyball One fell-time teacher, a part-time teacher and an aide Turn to New Life, Page 2A Centra Hey in unde. The Infrastructure/Improvement Corporation board voted Thursday to designate $280,000 annually for an estimated $3 million project to build a new library in New Braunfels. The action follows the city council's decision Monday to pay for the project through revenue bonds at 6.34 percent interest for 20 years with annual payments of $268,800. The move allows local library officials to move ahead in drawing up architectural plans and other professional service required for the project. The board earlier this fall approved $225,000 for the library project and promised additional funds once the council indicated how it wanted to pay for the project. The revenue bonds do not require a referendum but do include hearings at which officials said the public could learn more about the money's use. Board members indicated they want to designate slightly more than what the council approved rn expectation that increased sales tax revenue could produce higher payments and quicker retirement of the bond. The board receives money from one-eighth of I percent of the sales tax revenue. The board oversees two funds: the capital improvement fund and the infrastructure fund. The capital improvement fund will pay for the library project. Each fund was created by a half-cent sales tax increase that voters The proposed structure would provide nearly 12,000 square feet more for parking than the existing library on Magazine Avenue. _ approved by at least a 2-1 margin last year. Each fund is expected to climb as high as $500,000 after one year's collection and as high as $750,000 by June 1997. The site for the new library building is on about 2 acres of city-owned land on Common Street that is currently under lease to local Little Leagues. The leagues have agreed to move to city land on South Loop 337. The proposed library building calls for a 25,(KXI-square-foot facility and a 28,(XX)-square-foot parking area, providing nearly 12,000 square feet more for cars than the existing area at 373 Magazine Ave. The building's plans also include a separate children's area, study area, tutoring/classroom space, meeting rooms. Internet and computer stations, handicap accessible facilities and a drive-through book depository. Library officials have said the current facility was built in 1%8 when New Braunfels had a population of 17,500 people. Library officials have sought a new building because the city's population is expected to reach 40,(XX) by the year 20(X). Quick implementation of grade weighting system urgedBrackM IMW hold The semi-annual rummage sale sponsored by the United Methodist Women of Bracken United Methodist Church will be from 8 a.m. to noon Saturday, located one mile northeast of the intersection of FM 2252 (Nacogdoches Rd.) and FM 3009 (Natural Bridge Caverns Rd.).Benefit for Gkiowovos Sunday In Seguin A benefit dance for Xavier "Hobby" Guerrero and ohildren will be from 7 p.m. to midnight Sunday at the Fiesta Ballroom in Seguin. Donation is $5 per By DENISE DZIUK Staff Writer About 200 parents filled the New Braunfels High School cafetorium Thursday night to discuss changes in the high school's grade-weighting policy, and the biggest concern seemed to be how soon the new system could be implemented. Assistant Principal Carl Hall said a committee was formed to look at the current policy used for grade weighting, which determines the extra value tougher classes carry when figuring student ranking. Under the current system, honors classes receive five points and accelerated classes receive three points. A standard class is worth one point. "It's not reflected in the transcript that way, but it will be reflected in class ranking," Hall said. Hall said colleges look at the difficulty and number of classes students take. The current system is "outdated" and inflates the average, Hall said, and the committee has developed a new system it will likely propose to the school board. "Our job is to educate as many of our children as well as we can," Hall said. "We think the grade weighting will help us do that." The proposed system is a four-tier chart. Classes would be designated as advanced placement/dual enrollment, honors, accelerated or regular. A final grade for a class has a corresponding grade weight depending on which category it falls into. There is a IO percent difference between the various categories, which is more than what it is now. 'That's one of the reason's the committee was formed," Hall said. "We thought it needed more weighting." A student's transcript would reflect the actual grade, but the cumulative weights would be used for ranking purposes. Several parents questioned how this would affect students transferring into the school. The school will take the weight score from classes taken at New Braunfels High School and multiply it by a factor to make it representative of four years. Students who transfer in as seniors will be ranked, but will not qualify to finish among the top IO and get to sit on the stage during graduation exercises. A couple of parents asked whether the Silver Band, the high school's highest band, should be listed as an honors course. The two parents said music is important to education, and the standards are stnngent enough that it should qualify for honors status. The biggest concern expressed at the meeting seemed to be how quickly the system could be put in place. Many parents wanted to know why it could not be implemented for current students. The district's attorney advised the administrators not to implement the change for any current students, with the exception of additional points for advanced placement and dual-enrollment classes, because of the liability the district would be taking on for changing the rules midway through the students' careers. Interim Principal Karen Simpson said Senate Bill I prevents districts from changing policies that affect students without giving ample prior notice to parents. "We're in direct violation of the law if we try to do that despite all of us thinking it's the right thing to do," Simpson said. Simpson did assure parents the committee and administrators would further examine possibility of earlier implementation. But she added if the distnct faces any liability, she will recommend making the change take effect for students entering high school next year.County office candidates face off in League of tVomen Voters forum. See Page 2A. ;
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heathrae brauchte ein neues Logo Design und hat einen Wettbewerb auf 99designs gestartet.
Aus 40 Designs von 9 Designern wurde eine Gewinner gewählt.
In Focus Women
Financial Planning Services for Women. A division of In Focus Money Management. This is NOT a boring product. We are promoting these services with a blog and "Sex and the City" avatars.
We would like our logo to be an emblem format with a rich emerald green background. The font of "In Focus" should be "bling" silver with sparkles font (see attached samples). Try writing In Focus as "InFocus" and "In Focus" so we can see how both look. The word "women" should be in a nice script like what you see in the attached Natural Fountain of Youth logo. It should flow. We are open to colours on this word. Behind the font in the green emblem should be silhouettes of our 4 avatar women. They should be either black or white silhouettes and the 4 personalities are: established professional (perhaps hair that is pulled back and a pant suit), mother (pushing a pram, holding a baby, etc), young and free (long flowing hair, funky), and young professional (high stiletto heals, thin body, sexy). If you need clarification please private message me.


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Free personalized radio that
plays the music you love
Two Cow Garage
In the fall of 2002, Two Cow Garage released their first album, Please Turn the Gas Back On, through Shelterhouse Records; the band supported the disc with a relentless tour schedule that put 332,000 miles on their van's odometer over the course of two years. 2004 saw the release of their second album, The Wall Against Our Backs, which received rave reviews from critics while the band kept up their punishing tour schedule, which was captured on video by fan and filmmaker John Boston in his documentary The Long Way Around: One Badass Year with Two Cow Garage. Two Cow Garage's third album, aptly titled III, was released in April 2007.
In 2008, Two Cow Garage dropped their fourth album, Speaking in Cursive, which was released in tandem by Shelterhouse and Suburban Home. By this time, Dustin Harigle and Chris Flint had left the group, and drummer Cody Smith and keyboardist Andy Schell joined the lineup as Two Cow Garage maintained their busy touring schedule. Suburban Home brought out another Two Cow Garage album, Sweet Saint Me, in 2010. The following year, Cody Smith and Andy Schell departed the band, and David Murphy signed on as the group's new drummer. After launching a successful crowd-funding campaign, the band released The Death of the Self Preservation Society through Last Chance Records in 2013. In 2015, Two Cow Garage became a quartet again when Todd Farrell, Jr. became their new guitarist. The following year, the band returned with another new project, 2016's Brand New Flag. ~ Mark Deming
Selected Discography
Track List: Sweet Saint Me
Track List: The Death of the Self-Preservation Society
Track List: Speaking In Cursive
Track List: III
Track List: Wall Against Our Back, The
Track List: Please Turn The Gas Back On
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A fine group of young men with wonderful skill and lyrics and playing from the heart.
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The ship rolled in overhead, a mass of churning gears and steam pumps. It came to a halt and the gangplank lowered slowly in a series of timed clicks and earsplitting cracks. She was the first to step out, her sailors following suit.
Her skin was as pale as the moon, not a blemish in sight. Pouty lips were painted blood red, hollow grey eyes lined in black. Her eyelashes were long and dark like two dead insects, never fluttering to a close.
The captain jumped down from the ship and glanced around at the new planet. Her sharp face was expressionless. Cold eyes took in the distant villages, the rolling hills, the tall trees, dots of children at play. It was reminiscent of her home planet - quaint, sheltered, ignorant, deplorable. Her twisted heart, cold and hard as clockwork, despised this place.
She was nothing but a machine now, disguised as human flesh. She longed to punish the planet for its innocence the way hers was punished long ago. Pangs of sadness and guilt hit her heart like bullets. She tucked them away, safely.
"Burn it to the ground."