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ALL >> Travel >> View Article
Aid Princeton - Amjad Ali Online In Show
By Author: Mac Mallen
Total Articles: 1
Total Articles: 1
When you think about Indian neighborhood traditional musical instruments, you consider tabla or even tabla; One of the most prominent tabla players in India, and as well as the world is Master Amjad Ali Khan
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Christophe V Photographer
Haley Nicole TaylorModel Female Wilmington, North Carolina, US
My MM URL: http://www.modelmayhem.com/haleynicole0123
Mayhem # 2537647
About MeMy name is Haley Taylor. I am 18 years old and am from Goldsboro, NC but currently live in Wilmington North Carolina. I attend school at Cape Fear Community College, and work as a nanny 5 days a week. I am semi-new to the whole modeling world, but what I have experienced already, I love! Would love to try all different kinds of shoots EXCEPT NUDES. I would also love to participate in runway events. Cant wait to start talking and working with you all!
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Edward Charles Photography
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subset: commoncrawl


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Many William Hill Investors Not Liking Amaya Takeover
The plans announced last week by British gambling giant William Hill to merge with Amaya - owners of PokerStars - have already been put in jeopardy by William Hill investors who are, quite naturally, troubled by the prospect of associating and doing business with the troubled Canadian company.
One of William Hills leading investors, the hedge fund Parvus Asset Management which owns almost 15 percent of the company, has written to the William Hill board warning that the shareholder value of William Hill might be destroyed if it merges with Amaya. Strong words, indeed. In the letter, the co-founders of Pavus urged the William Hill board to put a stop to the deal and to stop wasting time and money on it. They asked that the board instead "focus on maximising value for William Hill owners, rather than Amaya shareholders" and suggested that a better option than merging the two companies would be to simply sell William Hill.
One of Parvus's concerns is the fact that Amaya is heavily invested in online poker, something that doesn't appeal to them due to the fact that poker is a game of skill. They can't see how it would be possible to offer games of chance to poker players that are heavily weighted towards the house. They also expressed concern about a lawsuit hanging over Amaya's heads right now regarding infractions by PokerStars in the US. It seems that they'd just as rather stay away from PokerStars and not tarnish their own reputations.


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Jessica- road tripMature
I called the diner and asked Penny to put her mom on the phone, I'm so bad with names I forgot hers. I hear her handing the phone over to her mom.
"It's Jessica Flowers," she tells her mom.
"Hey Jessica is everything OK?" she asks me.
"Well actually I have an emergency and I will need to be out of town the next three days," I saw calmly. If I give away my excitement she might think I'm lying.
"You have only been here two weeks, I don't think that looks so good," Penny's mom responds.
I'm getting impatient and don't want to be rude so I say," Look I am going either way, I was just hoping I had a job when I got back."
There was a long pause," alright but don't make a habit of it," her voice trailed off as she handed the phone back to Penny.
"What's the emergency Jess," Penny asks.
"I will tell you when I get back." I say as I hang up the phone.
I grabbed Em's hands and swung us around in circle's like two teenagers that just got asked to prom.
"Hurry up before I change my mind," Em says joking.
I through a bunch of clothes in my bag and returned back down stairs. We would have to stay in a hotel tonight as it would be late when we got there. I was going to talk Em into at least driving by his house.
I felt bad that Em had to miss even more school, but her professor was super nice. I heard her explaining to David on the phone about our trip.
"All ready?" she asked as she hung up the phone.
"YES only for the last twenty-two years," I jumped with excitement.
I felt like a child again for the first time, and I was going to finally meet my dad.
We gassed up, got snacks and entered the highway.
"What if he doesn't like me Em?" I ask her.
"Don't be ridiculous who wouldn't love this face," Em teased as she grabbed my chin.
I was filled with emotions at the moment, emotions about Tyler, meeting my dad, and my mother's passing. I couldn't let my dad know I couldn't get along with Norma Jean. My stomach was a ball of knots as I replayed the look on my fathers face when he opened his door and saw me standing there.
As we got closer my nerves got worse, and I felt a little nauseas.
"We will be at the hotel in twenty minutes," Em warns me.
"Can we just drive by his house, just once?" I begged.
"Fine but Just once, "She finally gave in.
She pulled up the address in her text and we headed for our destination. We finally got to Kane street and turned down it slowly until we got to 7421. All the light were off, and I guess they had all gone to bed.
We went to check in at the hotel, and Em called David to let him know we made it. They talked for a few minutes and it sounded like something had happened. I looked at her when she hung up the phone.
"Call Tyler," she tells me
"What about Helen?" I ask her.
They got in a big fight and he is staying with David for the night," Em explains.
I missed Tyler already, but finding my dad was important to. David had already filled Tyler in on where we were and why.
"Hello pumpkin," Tyler's voice answered.
"Hi sexy," I smile through the phone.
"I'm sorry about Helen," Tyler says.
'It's OK I have other things on my mind," I spoke.
"I know David told me, are you nervous?" Tyler asks me.
"Of course I am, he doesn't even know I exist," I mutter.
"He will love you ," Tyler assured me.
" I need my sleep, I have to go," I told Tyler good-bye
I changed into my Pajama's and climbed in the bed next to Em who was already half asleep. I closed my eyes, and I was out.
When morning came I was all kinds of crazy, I couldn't think straight.
"What are you doing Jess? Get ready we have to be checked out by noon," Em reminds me.
I scurry to the bathroom for a quick shower , get dressed, and then pack up my stuff. It was Monday so I wasn't even sure if he would be home. Em's contact hadn't really mentioned if he operated from home or not.
We pulled back up to 7421 Kane street and parked the car. I was gripping my birth certificate in my hand.
"This is it Jess, do you want me to come with you?" Em asks.
I nod my head yes and we both get out of the car. We cross the street and walk up to the door, and I ring the doorbell.
A man looking similar to the black and white photo, only older answers the door and I freeze.
"Yes can I help you?" he asks politely.
Finally I got the words out, "Jonathan? Jonathan Michael Williams?" I say
"Yes that's me," he repeats.
I hand him the birth certificate and he studies it over, once he gets to the name under mother he looks up at me.
" Norma Jean," he says with a smile.
"Do you remember her ," I ask him.
"Yes, and if your showing me this then...I..you..your my ...daughter?" he asks.
I smile at him, and we just stand there in silence for what felt like years. Then his wife came to the door.
"Don't be rude Jhonny let them in," she says.
We follow her into the kitchen to the smell of fresh baked cookies. I can tell my dad is nervous. We all sit at the table.
My dad tells us all the story of the one day him and Norma Jean had together. His wife smiled at him like she had already heard the story. Then he tells his wife the nature of our visit.
"I'm Bethany," his wife extends her hand to us.
"I'm Jessica and this is my best friend Emily," I return.
"Jessica," my dad says out loud.
"Yes Jessica Jean after my mom," I replied.
"How is your mom?" he asks me as I drop my head.
Then he looks to Em and back to me again.
I finally speak, "She passed recently, and this is how I found you with the information she left in her safety deposit box."
It was all so much to take in, and the vomit felt like it was coming back up. I asked where the bathroom was just in time and close the door.
I could hear the mumble of their voices as I threw up.
I washed my hands and starred myself in the mirror.
I quietly whispered to myself," I finally found my dad."
I left the bathroom and rejoined the table where everyone seemed to be chatting up a storm happily. I smiled an jumped in the conversation.


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Virago Clothing Designer
International ArtistMakeup Artist No gender Milwaukee, Wisconsin, US
My MM URL: http://www.modelmayhem.com/InternationalArtist53188
Mayhem # 2697405
About MeHAIR & MAKEUP ARTIST
I would like to see my work on magazines and not just for private local business use only. I do wedding hair, airbrush makeup, lifestyle styling, and tattoo cover-up.
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"Awesome artist, made my face looks natural and her photos are great!"
See Sample Worked together 2-10 times; Most recent: April 2016
DeAnna McNeil
Worked together 1 times; Most recent: September 2012
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Virago Clothing Designer
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Analysts expect oilfield services provider Schlumberger (SLB) to continue its recent run of solid financial gains when it posts fourth-quarter results later this week, thanks partly to improved operations in North America.
Schlumberger, which provides technology services, project management and information solutions to the petroleum industry, is due to report before the open Friday.
Analysts surveyed by Thomson Reuters expect earnings of $1.33 a share, which would represent a 23% gain from the prior year. It would be the second straight quarter of 20%-or-better EPS gains — the first time that has happened since the March 2012 quarter.
Revenue is seen rising 7% to $12 billion.
Analysts at Trefis recently said Schlumberger has benefited from robust international exploration and production activity as well as improving efficiencies and strong offshore drilling in North America.
The region "had been a source of some pain" for most large oilfield services firms over the last few quarters due to volatile natural gas prices and sluggish land-based drilling, Trefis said. This had a negative impact on pricing for services such as pressure pumping.
"However, Schlumberger's North American operations showed some signs of a recovery during Q3, benefiting from increasing efficiencies, stronger offshore drilling as well as lower raw material costs and better utilization rates for its pressure pumping product line," Trefis noted.
Schlumberger has an IBD Composite Rating of 61. It is part of the Oil & Gas-Field Services group, which ranks No. 143 among 197 industries tracked by IBD. Schlumberger shares fell 0.5% on the stock market.
Fellow oilfield services firm Halliburton (HAL) is due to report Q4 results on Jan. 21. Analysts expect earnings to rise 41% to 89 cents a share, which would be the biggest quarterly gain since the March 2012 quarter. Revenue should rise 4% to $7.6 billion.
Baker Hughes (BHI) is also set to report Jan. 21. Analysts see a 13% bump in EPS to 70 cents with revenue up 10% to $5.73 billion.


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Welcome to the NYC Drupal Group
Join us live on IRC! Server:irc.freenode.net, NYC Channel: #Drupal-NYC
Need Support? #drupal-support
Group Organizers Info/Q&A
Training and lessons
What Drupal 8 Means for Your Organization's Future - FREE LIVE ONLINE CLASS - September 10
Posted by rgs on August 10, 2016 at 5:42pm
Start:2016-09-10 10:00 - 12:00 America/New_York
Event type:
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With the new release of the planet's most powerful, flexible and easy to scale web experience platform, how can you prepare to benefit from all it has to offer?
Join FFW Manager of Learning and Contributions David Hernandez as he walks you through what Drupal 8 means for your organization.
In this class you'll learn how to:Read more
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Drupal NYC Meetup @ 30 Rock - May 3rd
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Celebration! Celebration! Celebration!
You just cant help but get into the mood and have the time of your life.
Shopping! Shopping! Shopping!
When the malls and markets beckon you to buy the best of everything. And the amazing sales drive you crazy with excitement.
Money! Money! Money!
When prayers get answered and wealth enters our homes and businesses – just ask these guys who pray not only to the bahi khata but also laptop and i-Pads to cover all bases.
Licence to Gamble
Teen Patti , rummy and even poker for the swish set. The one time in the year when you can bring out the gambler in you. What a high!
But watch out for this guy….
It's Mandatory – You have to buy gold on Dhanteras!
Party! Party! Party!
Lets knock back some of that Black Label we'd been saving up for a special day – what's more special than Diwali!
Because Lighting Lamps is Soooo Much Fun
When There Is Nothing Like Too Much Bling!
Dress up to your hearts content and black gold is a hit combination. The shinier, the brighter the better! Even gold nail polish is appreciated by all!
Family Time!
The festive fever is on and meeting your relatives and friends is a joy unsurpassed… Even the annoying uncle who still pulls your cheeks.
The Sweets
For once you're indulging that sweet tooth without reservation. If you don't have the 8th kaju katli or the 6th ras malia, host तो बुरा मन जायेंगे! Not done! Eat up quietly.
The Lights
The joy of decorating your home and sometimes the entire neighborhood.
The Kandeels
The One Day For Guilt Free Noise Pollution – Go Ahead Light That One Lakh Ladi
Vacation! Vacation! Vacation!
Show me a child who doesn't like vacations and I'll show you a… sorry haven't met that kid yet.
The Traditions of Diwali
The traditional poojas, visiting the temple for a few quite moments, doing a little charity… these are the little things that give as much satisfaction and great lasting pleasure
Editorial Team
Images Courtesy – Diwali Wikipedia, Diwali Gambling, Teen patti, Dipawali Facebook, Diwali Decor, Diwali Lights, Diwali relatives & Party, Firecrackers, rangoli, 1,2, 5, 7, 8 9 10 11 12 13 14 15


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Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
I had surgery a year ago on my elbow and on my shoulder. Right side and I am right handed. The ligaments and tendons had to be removed cleaned up and reattached. I had tears repaired and an anchor put in place on the rotator cuff. I had PT for almost a year ( 6 months before and after surgery) 3 times a week for an hour each time. After 6 months the Dr released me and i went back to work in my dept with my title. Workers comp covered the total cost of wages and the surgery. Now not even a year later I returned to the Dr, I was again in pain and concerned about my arm. MRI was done of the shoulder only a tear was found and surgery performed. I want to know if i can settle the thought of going through this again is torture. We havent even addressed the elbow yet!. Please any advice.
Sure. Tell the adjuster that you would like to resolve your Permanent Disability and leave your medical open (in case you reconsider).
Attorneys are very competitive. Choose the Best Answer so we know who helped you the most.Ask a similar question
For specifics, you should talk to an attorney who practices workers comp in Florida. Start with those site. Also look at Florida workers comp attorney web sites. You can get a lot of info there.Ask a similar question
You need to talk to a Florida Workers' Compensation lawyer. Worker's Compensation laws are state specific, in other words, getting advice from a lawyer who does not know Florida Law can cost you dearly. For example, in Florida you must settle your entire claim. In the past you could settle the indemnity portion of a claim and leave the medical open. This brings up another point, Florida Workers' Compensation law is changed regularly and the date of the accident determines what version of the law applies. Florida has some of the worst laws regarding injured workers in the country. A Florida attorneys will give you a free consultation and advise you of your rights.
Actual legal advice can only be provided by an attorney licensed in your jurisdiction, with experience in the area of law regarding your question. The information provided is for informational purposes only and is not legal advice.Ask a similar question
1/5/11 was the date of injury. While I am grateful that my job is still there for me, if I keep returning to it could continue causing damage to my shoulder and elbow. As of now I am 3 surgeries in and looking at a fourth.
Mr. Alston Is correct about workers' compensation laws being specific to a state, at least as to private employees and local government employees. There are federal workers' compensation laws covering longshoremen and federal government employees but for a bout everyone else, the workers' compensation laws are state specific. Therefore, you should take with a grain of salt anything you hear from lawyers who are not licensed in the state governing your workers' compensation claim. Some of the advice I have seen is not only so general so as not to be much help, but sometimes is absolutely incorrect.I come right out and tell people that if they're workers' compensation law is governed by the laws of a state other than Florida, I cannot be much help to them and recommend they contact an attorney licensed in workers' compensation in that state.
Every injured worker is different and whether or not settling makes sense largely depends on what is most important to you. Certainly if you wanted to explore settlement as an option you can do that. Settlement is a voluntary process, meaning that settlement occurs only when you and the insurance company can agree on a number and any additional terms. What insurance companies take into account in settling workers' compensation cases is very different than in other areas of law and it is important to understand that before beginning settlement negotiations. Unfortunately, there is no consideration for pain and suffering, loss of enjoyment of life, loss of earning capacity, etc. The insurance company looks at what they could expect to spend on you if you were to keep the case open: what kind of exposure for medical and lost wages. That is why it is extremely important to consult a workers' compensation attorney, to make sure that you are getting the maximum value for your case if you do decide you want to settle, and also to make sure that you understand your options and what you are giving up. Settlement is final. Make sure you are properly advised so that you can make the best decision for yourself.Ask a similar question
To answer your question, yes, it is possible to settle your case at any time. Whether settling would be a good idea or not is a very complicated question that only you can answer, and you should make up your mind only after having spent some quality time discussing the details of your case with an experienced workers' comp attorney. Not only is your medical future uncertain, but you also haven't really explained what would motivate you to want to settle (as opposed to keeping the case open, in case you change your mind about wanting surgery in the future). There are a lot of factors (medical, financial, and personal) that can influence whether and when settlement would be in your best interests. Most w/c attorneys will offer you a free consultation. Please take advantage of this opportunity. If you need names of some experienced workers' comp attorneys in the Sarasota area, please let me know. I know several who would be happy to talk to you.Ask a similar question
Yes you are able settle a workers' compensation claim in Florida. Please be aware there are certain legal rights that are often sacrificed when you settle a workers' compensation case, without legal representation you leave yourself vulnerable to those risks. You will want to contact a workers' compensation attorney to ascertain whether settlement is right for your personal situation and to make sure that your are not short changing yourself as to your case value.Ask a similar question
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Founded in 1992 with an initial capital of USD 500, TBC Bank has become a leading Georgian universal bank with USD 687 million in equity and USD 4.2 billion in assets. TBC serves c. 2.3 million customers in its three business segments: corporate,retail, MSME
TBC Bank has been successfully listed in the Premium Segment of the LSE. For this purpose a UK PLC has been established, becoming the parent company of TBC Bank.
TBC Bank successfully merged with Bank Constanta. Former Bank Constanta branches will be rebranded as TBC Bank Constanta.
TBC Bank successfully completed its IPO and listed GDRs on the LSE
TBC Invest is established – TBC's representative office in Israel
TBC acquires 80% shareholding in Bank Constanta, which specializes in micro - financing segment
Retail product development / marketing strategy implemented with support from BBDO (marketing) and SENTEO (consulting)
EBRD acquires 10% shareholding in TBC Leasing
TBC Leasing established by the Bank
TBC Bank has been successfully listed in the Premium Segment of the LSE. For this purpose a UK PLC has been established, becoming the parent company of TBC Bank.
TBC Bank acquires 100% of Bank Republic, making it Georgia's number one banking group according to most key metrics. TBC Bank also acquires 100% of Kopenbur, an insurance company that specialises in retail products, to boost its consumer offering.
On 11 June 2014, London Stock Exchange welcomed TBC Bank to the Main Market following its listing of Global Depositary Receipts (GDRs). The Bank raised $239m at IPO, giving it a market value of $640m. TBC Bank IPO was also the largest IPO from Georgia and the largest international off-index IPO from the EMEA region.
TBC Bank ownership reached 100% of Bank Constanta.
TBC Bank maintained its market leadership in retail deposits for the seventh consecutive year, with 33% market share as at 31 December 2013.
TBC Bank was the first Georgian bank to file an ICAAP report according to Pillar II or Basel III requirements.
The Bank's corporate governance was further enhanced through the addition of three key committees at the Supervisory Board level: (1) Risks, Ethics, and Compliance Committee, (2) Remuneration Committee, and (3) the Corporate Governance and Nomination Committee. In addition, our Audit Committee was updated to reflect international standards of best practice and Basel requirements.
In 2013, TBC Bank received several awards in different nominations from prestigious financial publications. TBC Bank was named Best Bank in Georgia and Best Foreign Exchange Provider in Georgia by Global Finance Magazine, and Best Bank in Georgia by EMEA Finance Magazine.
TBC Bank's new internet banking platform received two global awards from Global Finance Magazine: Best Bill Payment & Presentment in the World and Best Integrated Internet Bank Site in the World. This was the first worldwide recognition for any Georgian bank.
TBC Bank continued to strengthen its multichannel capabilities by introducing the first of its kind Blackberry and iPad banking in the country, following the introduction of mobile banking applications for iPhone/Android and smartphones in 2012.
TBC Bank launched its SME Business Support Program with support from the International Financial Corporation (IFC) and Asian Development Bank (ADB). TBC Bank is the first and only bank in the Caucasus region to provide non-financial services of this kind to its customers.
TBC Bank introduced innovative branding and marketing initiatives, including the "Three Musketeers" campaign and the "Sensory" marketing project.
TBC Bank raised USD 50 million from ADB earmarked exclusively for rural SME financing. This was the first such partnership between the two institutions.
2013 also saw an exceptional transaction for the Bank with the first, private and IFI co-funded USD 35 million subordinated syndicated loan facility in the country. Cordiant Capital, a private Canadian investor, and Swedfund, the Swedish development bank, contributed USD 5 and 10 million respectively with FMO, the Dutch development bank, providing USD 20 million in this landmark agreement. This complicated transaction attracted two new investors to Georgia – the deal was the first in the region for Swedfund and the first in Georgia for Cordiant Capital since 2005.
TBC Bank celebrated its 20th anniversary.
The Bank maintained its leadership in Retail Deposits with a market share of 36%.
Fitch Ratings upgraded TBC Bank's ratings in different categories: Long-term IDR was raised to 'BB-' from 'B+' and VR - to 'bb-' from 'b+', with a Stable Outlook.
TBC Bank launched the first iPhone Internet banking application in Georgia, followed by the new Android and Smartphone Internet banking applications.
TBC Bank was the first bank in Georgia to be named "Best Consumer Internet Bank in Georgia" by Global Finance Magazine and was the first bank in the Caucasus to win a regional award for the "Best Integrated Consumer Bank Site in Central and Eastern Europe" by the same publication.
Euromoney, Global Finance, and EMEA Finance named TBC Bank as the "Best Bank in Georgia 2012".
Deutsche Bank and Commerzbank awarded TBC Bank for USD STP Excellence, with Deutsche Bank also recognizing TBC for EUR STP Excellence for the first time in 2012. This is the seventh award for STP Excellence from Deutsche Bank.
TBC Bank was named the "Best Foreign Exchange Provider in Georgia 2013" by Global Finance Magazine.
TBC Bank raised GEL 192 million in new financing through various equity and debt transactions:
GEL 25 million additional equity was injected by existing shareholders;
A EUR 50 million agreement was signed with the European Investment Bank (EIB), the largest supranational borrower and lender in the world;
A USD 20 million loan agreement was signed with the French Investment and Promotion Company for Economic Cooperation, Proparco on the Bank's 20th anniversary. This is Proparco's first investment in Georgia;
The second USD 10 million loan agreement was concluded under the Caucasus Energy Efficiency Program (CEEP) between TBC Bank and the European bank for Reconstruction and Development (EBRD);
A USD 5 million loan agreement was signed with Triple Jump, a Dutch investment management company.
TBC Bank entered the lucrative microfinance segment by acquiring an 80% equity interest in Bank Constanta, one of the leading microfinance institutions (MFIs) on the Georgian market.
Moody's Investors Services upgraded TBC Bank's long term deposit in foreign currency rating by two notches from B3 to B1 and assigned a Stable Outlook.
Fitch Ratings upgraded TBC Bank's Viability Rating (VR) to B+ from B- and revised the Bank's outlook to Stable.
The Banker Magazine named TBC Bank the "Bank of the Year 2011 in Georgia" for the sixth time.
Deutsche Bank awarded TBC Bank for USD STP Excellence, recognizing the Bank's exceptional quality of payment messages.
Euromoney, one of the largest financial magazines in Europe, named TBC Bank the "Best Bank in Georgia 2011".
TBC Bank launched its customer loyalty program SmartClub – the first of its kind on the local market.
EBRD named TBC Bank as "The Most Active Issuing Bank in Georgia in 2009" under the Trade Facilitation Programme.
Fitch Ratings revised the outlook to Stable from Negative, which was initially assigned in the wake of the financial crisis.
The Banker Magazine named TBC Bank as the "Best Bank of the Year 2010 in Georgia".
Deutsche Bank awarded TBC Bank for USD STP Excellence for the exceptional quality of payment messages.
EBRD, Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. (FMO), JP Morgan and Ashmore became TBC Bank shareholders.
TBC Bank sold its shares in the Georgian Pension and Insurance Holding (GPI Holding).
Fitch Ratings upgraded TBC Bank's Long-term Issuer Default Rating (IDR) to 'B+' from 'B'. TBC Bank was the only bank in Georgia to receive an upgrade.
TBC Bank was granted the international certificate of quality management systems ISO 9001:2008 for the second time.
Deutsche Bank awarded TBC Bank for USD STP Excellence for the exceptional quality of payment messages.
TBC Bank opened 23 new branches, 3 new service centers and installed 80 new ATMs throughout the country.
On August 13, TBC Bank established a charitable organization "TBC Foundation" with an initial donation of GEL 5 million in order to support victims of the 2008 armed conflict. This was the largest social investment by a Georgian company to date.
Deutsche Bank awarded TBC Bank for USD STP Excellence for the exceptional quality of payment messages.
TBC Bank expanded its presence in the region by acquiring 75% of the share capital of SOA Credit (currently TBC Kredit), a non-banking credit organization operating in the financial services market in Azerbaijan.
TBC Bank was awarded the international certificate of quality management systems ISO 9001:2000.
Global Finance Magazine named TBC Bank the "Best Bank in Georgia 2007."
Deutsche Bank awarded TBC Bank for USD STP Excellence, recognizing the Bank's exceptional quality of payment messages.
International rating agency Fitch Ratings raised the Bank's Long-term Issuer Default Rating (IDR) by two notches, awarding it a 'B+'.
The international agency Moody's Investors Services assigned TBC Bank the following ratings for 2007: appraisal – stable; bank deposits in foreign currency – B3/NP; bank deposits in national currency – Ba1/NP; Bank's financial stability – D-.
EBRD provided a 10-year USD 15 million line of credit to TBC Bank for mortgage lending.
TBC Bank's total assets exceeded USD 1 billion by year-end.
In cooperation with the international consulting company SENTEO, TBC Bank introduced a new branch design to the local market, developed in line with international standards.
TBC Bank and the International Finance Corporation (IFC) reached an agreement on the Implementation of the Technical Assistance Project, aimed at strengthening TBC Bank's position in the retail segment.
The Deutsche Investitions-und Entwicklungsgesellschaft (DEG) provided a USD 10 million subordinated loan to TBC Bank.
EBRD purchased 10% of shares in TBC Leasing and provided a USD 3 million loan to the Company. This was EBRD's first investment in the Georgian leasing sector.
CITI Bank provided a USD 35 million unsecured loan to TBC Bank. This was the largest line of credit ever provided by a foreign commercial bank to a Georgian bank.
FMO provided a 5-year USD 10 million equivalent line of credit in local currency to TBC Bank. This was one of the largest and longest term Lari financing extended to a Georgian bank at that time.
Global Finance Magazine named TBC Bank the "Best Bank in Georgia 2006."
Fitch Ratings revised its outlook for TBC Bank from Stable to Positive.
An international organization Business Initiative Directions awarded TBC Bank a Gold Star – the international quality award.
International rating agency Moody's Investors Services issued credit ratings for TBC Bank for the first time in the following categories: a long-term rating of B3 for foreign currency and a Baa3/P-3for local currency. The Bank's financial strength was rated at 'E+'.
IFC granted TBC Bank a subordinated loan of USD 4 million, making TBC Bank the first Georgian commercial bank to receive a subordinated loan from an international financial institution.
On February 26, TBC Bank opened its new Tbilisi Head Office in a unique historical building constructed at the beginning of the 20th century. The Bank spent USD 6 million on renovating the new HQ that is listed among the city's architectural monuments.
TBC Bank increased the maximum mortgage term to 20 years. This was a significant step for the entire Georgian banking sector considering that the previous maximum loan term in Georgia was 10 years.
IFC provided a USD 3 million line of credit to TBC Leasing, making it the organization's first investment in the Georgian leasing sector.
TBC Bank received USD 10 million from EBRD for the financing of small and medium sized enterprises.
Global Finance Magazine named TBC Bank the "Best Bank in Georgia 2005" and the "Best Foreign Exchange Provider in Georgia 2005".
The Banker Magazine named TBC Bank "The Bank of the Year 2005 in Georgia".
The international rating agency Fitch Ratings raised TBC Bank's Long-term Issuer Default Rating (IDR) from 'CCC+' to 'B-', while its Short-term IDR improved from 'C' to 'B'.
TBC Bank launched its non-banking operations and established TBC Leasing which later became a market leader.
TBC Bank opened its 6th regional branch in Batumi, Adjara.
TBC Bank was named the "Best Foreign Exchange Provider in Georgia 2004" by Global Finance Magazine.
The Banker Magazine named TBC Bank "The Bank of the Year 2004 in Georgia".
The Banker Magazine named TBC Bank "The Bank of the Year 2003 in Georgia".
EBRD provided a USD 6 million line of credit to TBC Bank, which was the organization's first investment in the Georgian commercial sector since the "Rose Revolution" in 2003.
TBC Bank and IFC signed an agreement on risk insurance worth EUR 2 million.
TBC Bank became the largest Georgian bank by the end of the first quarter in terms of total assets, liabilities and the size of its credit portfolio.
TBC Bank's branch network expanded further into the eastern Georgian region Kakheti through the opening of the fifth branch in Telavi. Other regional branches included Samtskhe-Javakheti, Kvemo Kartli, Kutaisi and Poti.
TBC Bank sold its shares in the Microfinance Bank of Georgia, currently ProCredit Bank. TBC Bank was one of the co-founders of the Microfinance Bank of Georgia.
The Banker Magazine, a Financial Times Group publication, named TBC Bank "The Bank of the Year 2002 in Georgia".
TBC Bank was awarded for "Special Achievements in the Development of Business and Management" at the Euromarket Business Forum 2002.
TBC Bank co-founded Georgian Pension and Insurance Holding (GPI Holding), the first Georgian insurance company offering pension insurance services.
TBC Bank was recognized as "The Best Georgian Company 2001" and "The Most Effective Management", while the Bank's CEO, Mr. Vakhtang Butskhrikidze was named "The Best Georgian Businessman 2001" at the Georgian Business Rating Ceremony. The event was organized by the Georgian Times newspaper and the marketing research company GORBI.
Mr. Vakhtang Butskhrikidze was appointed CEO of TBC Bank.
IFC provided a USD 3 million line of credit to TBC Bank for the financing of small and medium-sized enterprises.
TBC Bank and EBRD signed an agreement on the Letter of Credit Support Project, aimed at further enhancing the business environment in Georgia.
DEG provided a DEM 3 million line of credit to TBC Bank for the financing of small and medium-sized enterprises.


text:
Press Releases
Archives: Search / 2017 / 2016 / 2015 / 2014 / 2013 / 2012 / 2011 / 2010
Seamless financing and vehicle protection products to add value for consumers purchasing used vehicles online
Ally, a leading digital financial services company, today announced that it will offer auto finance and insurance products for vehicles purchased through TRED, an online used vehicle marketplace....More
May 12, 2017
Ally Financial Inc. (NYSE: ALLY) Chief Executive Officer Jeffrey Brown will present at the Bernstein Strategic Decisions Conference on Friday, June 2, 2017 at approximately 10:00 a.m. ET. A live...More
May 12, 2017
Ally Financial Inc. (NYSE: ALLY) Chief Financial Officer Christopher Halmy and Corporate Treasurer Bradley Brown will present at the Morgan Stanley Financials Conference on Wednesday, June 14,...More
May 12, 2017
Ally Launches Ally Invest, Delivering the Best of Both Worlds with Investment Services Alongside Banking in a Single, Integrated Customer Experience
Bank Integrates and Rebrands TradeKing Brokerage and Advisory, Bringing Low-Cost Investing Together with High-Yield Savings
Ally Financial Inc. (NYSE: ALLY) today announced the launch of Ally Invest, its brokerage and wealth management offering that now exists alongside its award-winning online banking products in a...More
May 11, 2017
eOriginal's SmartSign and Digital Platform to Facilitate Faster Transactions; Improve Customer Experience
Customers looking to finance or refinance their vehicles through Ally's newly launched auto finance marketplace, Clearlane, will soon be able to complete financing online through a new digital...More
Apr 27, 2017
Ally Financial Inc. (NYSE: ALLY) today reported its first quarter 2017 financial results. View the full press release in PDF. The news release, investor presentation and supplement also can be...More
Apr 18, 2017
Money Smart Week® North Carolina to Offer Free Financial Education Programs for Consumers this April
Coalition of banks, nonprofits and local libraries expand the Federal Reserve's program in the state for 2017
More than 180 free financial education classes and seminars for consumers will be held in North Carolina during Money Smart Week, April 22-29. Created by the Federal Reserve Bank of Chicago, the...More
Apr 18, 2017
The board of directors of Ally Financial Inc. (NYSE: ALLY) declared a quarterly cash dividend of $0.08 per share of the company's common stock, payable on May 15, 2017 to shareholders of record on...More
Apr 12, 2017
Ally's 2017 Home Loan Study Shows Borrowers Focused on the Economics of a Mortgage, With Service and Convenience a Close Follower
Ally Home Loans introduces spring April promotion offering applicants a $500 savings on closing costs to help defray costs related to securing a new mortgage or refinancing an existing loan
Key Findings Two thirds of Americans (67 percent) have had a mortgage/plan to apply for one in the future Among those who have ever had a mortgage, only slightly more than a third (37 percent)...More
Apr 4, 2017
Ally Financial Inc. (Ally) has scheduled the release of its first quarter financial results for Thursday, April 27, 2017. The press release will be issued at 7:30 a.m. EDT via PR Newswire and on...More
Platform brings together leading financial providers; Empowers customers with options to meet their needs
Ally, a leading digital financial services company, today introduced an online marketplace called Clearlane, that connects consumers with leading auto finance providers to finance or refinance...More
- Free digital book to cultivate financial education for families with children
In honor of Financial Literacy Month this April, Ally, a leading provider of digital financial services, has launched a new children's book that uses a fun and futuristic storyline to teach money...More
Ally and TIME hosted a celebration event on March 27 to honor the 2017 TIME Dealer of the Year winner, Carl Swope. The event was held at Swope Toyota in Elizabethtown, Kentucky and was attended by...More
Mar 14, 2017
Ally Financial (NYSE: ALLY) will host a Financial Outlook conference call on Tuesday, March 21, from 9:00 a.m. – 10:00 a.m. EDT. The call will be hosted by Chris Halmy, chief financial officer,...More
Mar 7, 2017
Ally Home Loans, the direct-to-consumer mortgage arm of Ally Bank, today announced that it has broadened its product suite with the addition of the HomeReady® mortgage loan, a Fannie Mae product...More


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Utilise our website's cutting-edge search to discover over 60s members who match your criteria. Or just scan through listings and discover folks that you find attractive.
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text:
Guy Talarico
Guy F. Talarico (born August 28, 1955) is an American Republican Party politician, who served two full terms in the New Jersey General Assembly, where he represented the 38th Legislative District.
Talarico earned his undergraduate degree from Lehigh University with a major in Chemical Engineering, was awarded a Master of Business Administration degree from Fairleigh Dickinson University with a major in Management and received a J.D. from New York Law School. He worked as a Vice President / Sales Executive at Chase Manhattan Corporation. He served as a member of the Borough Council in Oradell, New Jersey.[1]
Talarico was chosen by Republican county committee members in February 1997 to fill the vacancy created when Patrick Roma stepped down from office to take a seat as a judge on the New Jersey Superior Court.[2][3] He was elected to a full term in the Assembly in 1997 together with Rose Marie Heck of Hasbrouck Heights, and the two were re-elected in 1999.[4] In redistricting following the 2000 Census, Talarico was relocated to the 39th Legislative District and came in third in the 2001 Republican primary behind Charlotte Vandervalk and John E. Rooney.[5] In the Assembly, Talarico served as Vice Chair of the Senior Issues and Community Services Committee and as a member of the Law and Public Safety Committee.[1]
In August 1998, Talarico sponsored a bill that would require commitment for those with mental health issues if it is determined that it is likely that they will commit future crimes.[6]
Talarico resigned as chairman of the Bergen County Republican Organization following the loss of Todd Caliguire in the Republican Primary to Kevin J. O'Toole.[7]
- ^ a b Assemblyman Guy F. Talarico at the Wayback Machine (archived February 25, 1998), New Jersey Legislature. Accessed June 13, 2010.
- ^ Morley, Hugh R. "3 VIE FOR GOP NOD TO FILL ROMA ASSEMBLY SEAT", The Record (Bergen County), January 31, 1997. Accessed June 13, 2010.
- ^ Fitzgerald, Thomas J. "GOP TAPS TALARICO FOR ASSEMBLY -- ORADELL LAWYER REPLACES ROMA", The Record (Bergen County), February 2, 1997. Accessed June 13, 2010.
- ^ NJ Assembly 38 - History, OurCampaigns.com. Accessed June 13, 2010.
- ^ NJ General Assembly 39 - R Primary, OurCampaigns.com. Accessed June 13, 2010.
- ^ Staff. "METRO NEWS BRIEFS: NEW JERSEY; Whitman Approves Bills Focusing on Sex Offenses", The New York Times, August 13, 1998. accessed June 13, 2010.
- ^ Smothers, Ronald. "ON POLITICS; The Mixed Messages of the Primaries", The New York Times, June 10, 2007. Accessed June 13, 2010.


text: Hi, I just brought a WD Elements 1 TB hard drive, and I backed up my C drive from my laptop onto the hard drive. I used R-Drive Image 4.7 program to back up for the process. I used the copy a disk to a disk method. The C drive has 451 GB space which successfully backed up over 200 GB of date to the hard drive. But now my external hard drive says that its full capacity is 451, exactly the same as the C drive, not 1000 GB. Can someone identify the problem? Much appreciated. Thanks


text: This is a free program offered in collaboration with Maple Tree Cancer Alliance. Offered on Mondays from 12N-1PM, on Tuesdays 6-7PM & Thursdays from 6:30-7:30PM at Kettering Cancer Center in the classroom on 1st floor. Also offered on Wednesdays from 6-7PM at Soin Medical Center Gym, unless noted. Advance registration is required so we can notify you of any changes or cancellations. Please call KETTERING CANCER CARE 855-500-CURE (2873).


text:
Letters to Ella-day 23
My dearest Ella,
I'm sorry that I didn't write yesterday, I didn't get home until after nine at night. My gosh that was an insane night! After school I had drum line until about five thirty, over two hours of drumming constantly. After that I was hanging out with Liz until orchestra It was nice to see her, I haven't been able to see her much lately. I'm sorry I left you worrying but I didn't think Liz would take to kindly to me texting you while we were talking (and the subject matter combined with my texting would have made for a very awkward situation). At seven I had to go to orchestra and my mom gave me a bit of grief for only coming ten minutes early (cause gosh knows what can happen when you come five minutes later than planned). Orchestra was good because I got promoted to principal second violin (section leader) and it was nice to finally get to do. Also, one of the pieces that we played was so much fun, it was so hard but sounded insanely cool!
I must admit that through all of it I missed you terribly through all of it though, I don't think you ever left my mind. Every time I thought about the weekend I would blush (so my cheeks were rather pink the whole night). I missed you even more today because for some reason every other girl in my row of lockers was talking about their dates (and a few were with boyfriends too) and all I could think of was wishing I could be with you again. I know, I'm an idiot but it's true. It was even worse in history because of the movie we were watching, in the part we were watching today the main character is trying to get to the girl he loves but he can't (it was particularly bad as she gets shot). I think that a few of my friends (not that there's many of them) think I have either a huge crush on a guy or have a boyfriend because I blush so much when certain things are brought up. Apparently my diversions are getting better though.
I would write more about today but it was hellish so I'd rather just leave it at this for tonight.
yours always,
all my love (and heart and soul),
p.s. I'm exhausted so this letter is going to be terribly written and it most likely won't make any sense. It would be nice if I could see what I'm typing through the fog.


text:
A masters is earned after students complete an undergraduate degree program. To obtain a masters, you usually need to complete 12 to 18 college courses that often involve completing comprehensive tests and/or a thesis.
E-business focuses on using the internet and other electronic means to buy and sell goods and services and to manage business operations. Students of e-business concentrate on the security of websites, enabling international access to sites, and safeguarding the integrity of data and customer information.
Spain, officially the Kingdom of Spain, is a sovereign state and a member state of the European Union. It is located on the Iberian Peninsula in southwestern Europe. Spanish universities regulate access to their own degrees and they fix the academic fees. They can also offer unofficial postgraduate degrees. The capital city Madrid has possibly the largest number of bars per capita of any European city and a very active nightlife.
Part time Master's in e-Business in Spain
With the Master in Digital Business you will be able to do all this and much more, designing viable strategies for the new 2.0 business models, managing the digital transformation of any company and developing the fundamental competences to provide the most competitive solutions. [+]
Digital taught Masters in Business and created by the best professional internet, which is formed on all areas of digital business. [+]
The Global MDB combines face-to-face training and online learning to form this one-of-a-kind educational experience. Learn about Digital Marketing, Social Media, Mobile Trends, Technology, Search Marketing, eCommerce, Digital Transformation and Startups from leaders of the Internet revolution from around the world. [+]
The Intensive Master of Management in Marketing, Creativity and Digital Business will equip students with the knowledge and skills to start a career in the field of business management 360, from strategy to change management in order to prepare professionals to be business leaders of tomorrow. [+]
The MDB + trains professionals in all areas of digital business and ensures the acquisition of knowledge and skills needed to work in the digital sector. A large faculty professors, specialists active, and an updated agenda ensure the application of knowledge to the reality of companies. [+]
The Master in Mobile Business provides a complete view of all areas involved in a Mobile business with special emphasis on the part of Management, so that students can entrepreneur and / or run businesses or business areas Mobile, running a technology department Mobile or perform business intelligence consultancy Mobile. [+]
The Masters in e-Commerce trains professionals to be able to do the analysis of market information and company a strategic asset, key to the implementation and direction of the channel digital sales and consequently for maintaining competitiveness and differentiation of the company. [+]
All professionals have to run businesses, either themselves or for others, digital or to be converted to digital theirs. The Master in Digital Business enables you to be a master in all disciplines of new businesses, technological and legal foundations applied to Internet products, digital consumer and e-commerce, marketing in all its forms (digital, mobile, social networking, loyalty client), online content management, web analytics, advertising, digital management skills and much more ... [+]
This Master aims to train professionals on having a strategic vision, so that they not only mastered the logistics but that they focused on developing the internationalization of the company, going beyond transport and storage, so that they mastered all the needs and areas such as planning, management and control of logistics strategy and internationalization of the company. [+]
The Intensive Master of Management in Marketing & Digital Business equip students with the knowledge and skills to start a career in business management 360, from strategy to change management in order to prepare professionals be the business leaders of tomorrow. [+]
The Master of Marketing, Communication & E-Business Management provides students with the theoretical and strategic knowledge of the online marketing: from the digital communications to the operative one of an advertising agency. [+]
The Master in Digital Solutions Development is ideal for those who want to enter the Digital industry with a solid base on which to start a new career in IT. Aligned with the technology and programming skills that the digital companies need to develop creative technology solutions. [+]
This Master in Business Studies - Specialization in e-Business program is taught in English. students are given the option to join seminar courses also at several campus locations. [+]
With the Master in Business Management and Marketing CESMA Business School, meet the strategic variables of Marketing, how to understand consumer behavior, the importance of communication in Marketing, CRM applied, technical planning and media buying, and you'll get a day in the latest concepts and techniques Marketing and e-Business, aware of the importance that is becoming today. [+]
The Global Digital Business Master of Business School Esden covers the educational foundation necessary framed in exercises and case studies of the hands of professionals recognized digital marketing and business communication on the Internet ... [+]


text:
Un nid d'amour : parfait pour des amoureux!
The Comete Restaurant, Typical french cook, you can take an drink of wine outdoor.
The Pompidou Center with his amazing exhibition and modern art collection
You wan walk in Paris and come back home, the flat is in the center of Paris.
Pour organiser un échange de maisons, vous devez devenir membre


text:
The Metin Hotel is a friendly family run hotel which has been finished to high standard using local pine marble and ceramics creating a light and airy environment. The Metin is in a great position which is one of its main attractions close to the centre of the village yet set back from the main street. There is easy access to all the village amenities. It has a delightful garden and pool area which is fully enclosed by the two hotel room buildings and well kept lawns and numerous trees and bushes including orange mandarin rubber and bougainvillea. There is a pleasant and relaxing atmosphere with guest rooms having views across to the rock tombs.
You will enjoy a sun soaked holiday in Turkey at the Metin Hotel which offers great value for money!
Rooms Description:
The hotel has 25 Standard Rooms 19 Triple Rooms and 3 Family Rooms some of which have views over the stunning rock tombs. They all feature a balcony or patio area shower & WC remote control airconditioning minifridge safety deposit box hair dryer and a direct dial telephone.
There are also 5 self catering apartments which sleep up to 4 people and have a double bedroom with airconditioning kitchen living area with airconditioning twin sofa beds shower & WC safety deposit box filter coffee machine a hair dryer and a direct dial telephone.
Facilities and Services:


text:
Denver Mattress Company, Moline, IL
Denver Mattress Company
(309) 743-0594
Official Data Denver Mattress Company, Moline, IL
- Date of Incorporation
- 1995
Description Denver Mattress Company, Moline, IL
Denver Mattress is a specialty store at Furniture Row. Our sales staff receives specialized training to ensure they match you with the mattress and pillows that create your most comfortable sleep. Because we make our own mattresses, and sell them in our own stores, we are able to eliminate the middleman markup. This provides you with top quality sleep products for as much as 50% less than our competitors.
KeywordsMattresses, Memory Foam Mattress, Adjustable Mattresses, Latex Mattress, Air Mattress, Mattress Pad, Innerspring Mattress, Mattress Company, Pillows, Sheets, Gel Mattresses, Mattress Base, Doctors Choice
ProductsMattresses and Total Sleep Systems, Bedding and Pillows
ServicesDelivery, Financing
CategoriesFurniture Row, Mattresses & Bedding
BrandsDenver Mattress Company, Beautyrest, Sealy, Serta, Doctor's Choice, Green Choice, iChoice, TEMPUR-Pedic, Stearns & Foster, iSeries, iComfort, TEMPUR-Cloud, TEMPUR-Contour Rhapsody, TEMPUR-Choice, TEMPUR-Contour Allura, TEMPUR-Flex, Furniture Row, Denver Mattress
Available payment methods
American Express
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Nearby stores Denver Mattress Company, Moline, IL
- Furniture Row
6.97 mi4601 Elmore Ave.
52807 Davenport
- Denver Mattress Company
57.43 mi415 S. Roosevelt Ave.
52601 Burlington
- Furniture Row
63.86 mi7618 N. Route 91
61615 Peoria
- Furniture Row
68.84 mi725 Oakbrook Dr.
52302 Marion
- Furniture Row
103.15 mi1001 Greenbriar Dr.
61761 Normal


text:
Stefano Esposito was born in Naples on 13 August 1992 .When he was young he felt a strong interest for the music and he used to listen to Jazz, blues and funky music. At 11 years old he discovered a brand new world: The world of clubs. He was amazed from the Dj's Lifestyle and at 13 years old he started to attend the ''Op Dj Accademy''. He started to emprove his knoweledge about music, making a big progress.
He classified third despite the fact he was the younger participant and he won a bursary spendable in Vynils. At 14 Years old he gained his first experiences playing in small napolitan clubs. Rising through the ranks, he achieved very important goals : He started to play in clubs like Voga, Velvet, Arenile, Duel Beat, Palapartenope exc. At 17 Years old he started to produce his own music; His source of inspiration was rapresented by some masters of House music: Todd Terry, Kerry Chandler, MaW, 95 North, Sneak.
Oldschool sound mixed with the Deep one creates Stefano's own sound. At 18 years he produces with the label ''Four Fingers Hand'' and thanks to ''Acid Groove Ep'', supported by Richie Hawtin, Nic Fanciulli, Ben Sims, Mark Knight, Timo Maas. BrothersVibe ,Paco Osuna, Dubfire ,Jordan peak, he gained the 72nd place in the top 100.
After the debut, he recived a discographical offer by ''Apparel Music'' and with ''Under The Sea EP'' ( Again, supported by Magazine and important djs like Seth Troxler, Ellen Allien, Richie Hawtin, Brothers Vibes, , Steve Lawler) he reaches the 1st position of the best new albums (January- 2012). Being in the Dj Sneak's top 10, of course is an important goal that makes him proud of himelf.


text:
Bank Hit
This is a story I wrote for my English students using basic vocabulary words from lesson 4. This event really happened. I actually saw a drunk man run into a bank one night in Tampa, Florida.
There was a man named Bart. He was driving down the street very fast. He was also drinking beer. Suddenly, he saw a bank in front of his car. His car ran into the bank.
He was confused. How did the bank get in front of his car? He started to laugh. He tried to drive backward, but couldn't. He saw the police coming toward him.
He threw his beer in the bushes. The police officer told him to walk toward the bank in a straight line. But he couldn't walk straight. He walked in a very crooked line.
The policman told him to count to 35 as fast as he could. But he could only count to three.
The policman told him to write his name below this line. But he couldn't hold the pen up straight. The policeman put him in the back of the police car. He started to scream and cry.


text:
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This step is elective but will drastically raise your chances of your profile being viewed by interested members. Write about yourself, your interests and upload your nicest photo of yourself.
Use our website's advanced search to pinpoint members who meet your requirements. Or just look through listings and pinpoint people that interest you.
Identified someone who you're attracted to? Send them a few words or just a wink and see if anything develops. With a little luck you'll be on your way to true love.
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text:
History UnraveledMature
Jose learns the meaning of life and also death, he learns how to love and how to hate. Most importantly he learns to be a rebel.
Girls think I'm hot; boys want me to burn alive. They're just jealous...they are because all their girlfriends want to be with me. My parents abandoned me when I was six; I don't remember them enough to picture any details or rough sketches in my head of what they look like. All I know is that they didn't want me anymore. I'm fine with that now, I honestly don't care. If I found out they're dead, I won't care.
Everyday I get up in the morning; brush my teeth with extra toothpaste for a fresher and more tasteful mouth for the ladies. I brush my hair back and I drop some gel on top, rubbing it back as my hair stays cold and hard while it smells and looks fresh. My dark black hair matches my lightly tanned Spanish body very well.
Then I wash my face with t he most expensive kind of face soap there is in the store. I scrub for about three minutes just to make sure that I get all the extra grease off of my face. I don't want zits all over my face like half of the boys in the whole school.
Every morning I am alone, my step mom is out for work by four A.M in the morning. My step father abandoned me and Katharine, my step mother about a year ago, before I turned fifteen. I bring in my five hundred dollar dark black radio into the bathroom as I do my daily cleansing. Every once in a while I dance in the bathroom, run into the towel rack, fall onto the toilet, and crash into the shower.
The usual dance for a boy getting ready for school, at least to me. Once I finish with my bathroom hour, I move onto my druggy hour.
I walk into my room and I pull a box from under my bed, the box is painted a dark black, the same shade as my radio. It's important to keep this box away from my parents, because...well I have hidden drugs in this exact box. The box holds just a little portion of Cocaine, a medium portion of Heroine, and a large portion of crystal meth.
They aren't bad, but they aren't good. They aren't bad because they get you in a good mood for anything. They're bad because they can make you ugly as shit, and can turn your brain to mush.
I don't do drugs every day, sometimes I wait months before another hit, I don't want to look terribly ugly, nor do I want to save up all the money I earn to buy more. I have things to take care of, like school or Katharine.
I close the box and I push it back under the small portion of room under my bed. I don't feel like taking a hit today, not in my taste of interest at the moment. I have to start walking to the ghetto school of the city, East Berg High. You can say that there is shootings everyday, but they aren't always at the school.
Only forty percent of shootings are actually on campus or in the school building. People over exaggerate the thuggish way kids are in East Berg High. Not every single student in the school are known to be thugs, some are smart...some a girly and dumb, and some are like me, the loners with no discipline or sight in the future.
I quickly walk out of the house and I lock the door behind me, looking through the window I see my dog Ralph sitting at the door staring at me through the thick glass.
I hate leaving Ralph at home, it's just the face he gives me, it's full of sadness. He's practically saying don't go to school, skip instead. You would have much more fun feeding me treats and scratching my belly all day than being at school doing nothing but bullshit. He's right, school is bullshit, but I won't get out unless I get the necessary grade point average.
Which is about a three point seven GPA, right now I have a two point eight GPA. A little too far, I need to start working more. I have been slacking a lot. My mom isn't helping me at all. She will be at work in the morning and afternoon, and then at night she will be out to dinner with some random man of the night. Sometimes she won't come home until the next day.
Sometimes we walk out in the town at night, I think she just goes to hunt for muscled men who are looking to have a good time. When a good looking man passes by the two of us, she swiftly turns back to the man and introduces herself, and leaving me alone in the ghetto town. I don't really mind considering I pretty ghetto myself. Skinny jeans, not as skinny as the wannabe emos where, but the kind someone with decent swag would wear. Plaid collar shirts, with some converse. In my town it's called being a fancy thug, you dress nice, you have French cologne on, and you look hot as hell.


text:
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- PATIENT ADVOCATE - HEALTHCARE Fast paced surgical practice in NW suburbs seeks a Patient Advocate to join our Bariatric Team. The qualified candidate must have at least 5 years' experience working in a medical facility. The candidate must have knowledge of insurance benefit verification and prior authorization process. The candidate will be responsible for Data Abstraction and work in concert with the hospital. Also, responsible for Seminar Management that includes, but not limited to: registering new patients, contact new leads, seminar preparation, and assist during seminars and scheduling consultations. Knowledge of medical terminology, experience with EMR, preferably eCW, a must. Candidate must have excellent customer service skills and ability to handle multiple tasks adeptly. Good computer skills required, and must be detail-oriented. Commensurate salary. Good location. Candidates please email resume to: firstname.lastname@example.com (id:4471252) CUSTOMER SERVICE REPRESENTATIVES - Customer Service Representatives FT / PT associates for Itasca location. Rate of pay based on experience. Hour based on need, but generally during normal business hours ranging from 7am until 6pm (8 hrs/day for full time) we have various start of shift times based on customer call center needs. For Full time positons we offer: Vacation, PTO, STD, LTD, Health, Dental, Vision, 401K w/company match. Resumes to firstname.lastname@example.com. (id:4470111) INJECTION MOLDING PROCESS - GI PLASTEK CORPORATION is located in beautiful Wolfeboro, NH. We offer competitive pay rates, benefits including Health and Dental Insurance, company paid Vision Plan, Short Term Disability, Long Term Disability, and Life Insurance, matching 401k, 10 paid holidays, paid vacation time, and many additional incentives! Injection Molding Process Engineer -Full Time Days The Injection Molding Process Engineer is a "hands-on" position that plans, directs, and coordinates manufacturing equipment and processes to produce high quality injection molded product. Candidates will need a B.S. degree in Plastics, Chemical or Mechanical Engineering, 4+ yrs practical work exp. in Injection Molding, and diverse technical background in injection molding processing, tooling, equipment, materials, manufacturing and quality. For immediate consideration, please visit www.giplastek.com to submit an application and resume, or call Human Resources for more information at 603-941-0022. GI Plastek an Equal Opportunity Employer. ISO 9001:2015 Registered. (id:4472239)
- SECURITY OFFICERS - Securitas Security Services USA, Inc. is currently recruiting for full-time and part-time Security Officers in the Chicagoland area. This person must have excellent customer service experience, professionalism, and the ability to keep our client's people, property, and information safe. Pay: $10.00-$12.00 per hour Please reply with a resume tochicagosuburban.recruitment@securitasinc or call (630) 963-9456 for immediate consideration! EOE-M-F-Vet-Disabilities (id:4472242) DENTAL ASSISTANT / RECEPTIONIST - Dental Asst. / Receptionist for FT/PT. Must be flexible, dependable and outgoing team player for busy Palatine family dental practice. No eves. Some Sats. Benefits. Dental Exp. Pref. but could train.Call 847-358-4090. Fax resume 847-358-4094 (id:4472843) GENERAL WAREHOUSE - We are a distributor of consumer products looking to add dependable hard working individuals to our warehouse staff in Elk Grove Village. Now hiring for the following positions: -Receiving -check in merchandise -Order Pickers -build pallets for orders -Shipping -ship finished goods These jobs are full time union positions. Experience with RF scan guns is helpful. You will be eligible for company benefits including health, life, disability insurance and a union retirement plan. Please apply in person at: Leon Korol Company 2050 E. Devon Ave. Elk Grove Village, IL 60007 We are an equal opportunity employer. (id:4472301)
- DRIVER - Grand Prairie Transit (id:4472616) PATIENT ADVOCATE - HEALTHCARE Fast paced surgical practice in NW suburbs seeks a Collections Specialist to join our staff. The qualified candidate must have at least 3-5 years high volume medical facility Collections experience. Other required skills: -Knowledge of Billing and Collections procedures -Accounts Receivable knowledge/experience a plus -Strong attention to detail, goal oriented -Commitment to excellent customer service -Excellent written and verbal communication abilities -Ability to prioritize and manage multiple responsibilities -Knowledge of medical terminology -Experience with EMR, preferably eClinicalworks Key Responsibilities -The duties of a Collections Specialist include collection calls and/or correspondence -Providing customer service regarding collection issues -Responsible for monitoring and maintaining patient accounts -Accountable for reducing delinquency for patient accounts -Must communicate & follow up effectively with Billing Department and Practice Manager -Establish and maintain effective and cooperative working relationships with staff -Weekly and monthly reporting to Practice Manager Candidates please email resume to: firstname.lastname@example.com (id:4472464) TRUCK DRIVER - NON CDL - Truck driver -24' box truck, non CDL. Must pass drug screen. F/T, Mon-Fri, local pickup & delivery. Call 630-893-9204 or apply at 106 Chancellor Dr. Roselle, IL (id:4472665)


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|Reviews for Their Ray of Sunshine, Revised
| nette0602 chapter 18 . 6/28/2012
Very nice chapter! I really hope Chris will be okay!
| ruthie-r89 chapter 18 . 6/28/2012
That is such a well written chapter.
I found it so much more gut wrenching reading it this time when I had an idea of what was coming.
I think you do a really good with this story. I always come away from your chapters laughing, happy, frustrated or sad for the characters (depending on what happens in that chapter)
Looking forward to the next chapter
| Guest chapter 18 . 6/28/2012
I teared up when I saw that you updated. I'm so so so so happy! It was so sad though this chapter :( Chris was finally getting close to the men and now it's back to the beginning ahhhhh. Hope things start picking up again! Update soon I love this story. It's amazing! Beautifully written.
- Ames
| Guest chapter 18 . 6/28/2012
I really adore this fic very much! But man! That chapter was intense...the poor girl and the boys...broke my heart real bad. This girl had better have the best happy ending after all the stuff she went through.
| Guest chapter 18 . 6/27/2012
Thanks for this new chapter, it was good to hear how she's doing. I hope she gets better soon, although it might not be easy. It's interesting with the languages. Keep up the good work!
| jenny chapter 17 . 6/27/2012
Ughhhh can u please update plllleeeeeeeaaaase I'm in love with this story !
| BubbaSue chapter 17 . 6/10/2012
I can't wait for the next chapter! :)
| ZimmyZam chapter 17 . 6/9/2012
Poor girl.. God... I still love how you didn't just stick to Chris POV for this part of the story. I love how you added an insight through the guys eyes while she was kidnapped, give is a different feel to the story and you can imagine to parts happening at the same time. This story is still amazing, though the chapters are coming to an end to where you left of the last time. Can not wait till the next chapter :) Amazing story :)
| OBSESSEDwithMOVIES chapter 17 . 6/9/2012
Loving how you portray Liebgott when he's angry! Keep up the good work my dear :)
| LovingBOBThePacific chapter 17 . 6/9/2012
Please update soon, great chap btw. :)
| ames chapter 17 . 6/9/2012
ahhhhhh they need to save Chris. can't wait for the next chapter please don't kill her ahhhhhhhhh!
| jessie chapter 17 . 6/9/2012
Yeyy you updated! Can't wait for next chapter
| nette0602 chapter 17 . 6/9/2012
Very nice
| ames chapter 16 . 6/5/2012
NEXT CHAPTER. OMG. you can't do this to me. i honestly can't sleep not knowing what's gonna happen. don't let chris die pleasseeeee. she and liebgott otp. AMAZING WRITING HERE. UPDATE!
| C. Blackthornn chapter 16 . 6/3/2012
wow, this is awesome! And although you said she might be a mary-sue, I actually can't see that she is. fabulous job on it.


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| Wani Roslan |
THE open day and career fair event called 'Engage 2015' was officially launched yesterday at the Institut Teknologi Brunei (ITB).
The launching ceremony was officiated by the guest of honour, Associate Professor Dr Hajah Zohrah binti Haji Sulaiman, ITB's Vice-Chancellor.
In his welcoming remarks, the Director of ITB's International and Public Relations Office, Haji Ady Syarmin bin Haji Md Taib, said that Engage 2015 aims to create a platform for active engagements between the university, industry players and the general public to promote further education and employment.
Engage 2015 provides a one-stop platform for higher studies and career consultations which give an excellent opportunity to students, who recently obtained their 'A' Level results, to interact with faculty members and admission co-ordinators and obtain first-hand information on the programmes and modules offered, entry requirements as well as career pathways.
The Career Fair of Engage 2015 is participated by 27 companies and organisations whose representatives will provide helpful advice.
ITB students are also showcasing some of the Co-Curriculum Club's activities where visitors can learn more about the non-academic and social aspects of students' life at the university.
In addition, selected top projects by ITB students are also showcased to provide visitors with some ideas on the scope of learning at the institute as well as its outcomes.
A talk by the Bank Islam Brunei Darussalam on Financial Management was also held yesterday for students as well as a sharing session on the ITB Experience Plus Programme.
For the 2015 entry, ITB is offering 20 under-graduate degree programmes in Engineering, Business and Computing and Informatics. The university no longer offers the Brunei Darussalam Technical and Vocational Education Council (BDTVEC) Higher Diploma programme and the ITB Foundation Degree programme starting this year.
Prospective students who wish to study full-time at ITB must apply through the Higher Education Admission System (HECAS) web portal and ITB will also for the first time introduce its own Online User Application System this year.
Prospective students who wish to apply for a programme at ITB are required to access its Online User Application System, one day after completing their HECAS applications.
The online user application system has a feature that enables applicants to upload their certificates and provide additional information necessary to process their applications.
Engage 2015 – which is open from 9am to 11.30am and 2pm to 4.30pm to ITB graduates, students, prospective students and members of the public – will end today.


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Olentangy Local Schools cafeterias are meeting tough new federal nutrition standards for school meals, ensuring that meals are healthy and well-balanced and provide students all the nutrition they need to succeed at school. Now is a great time to encourage your kids to choose school lunch!
School meals offer students milk, fruits and vegetables, proteins and grains, and they must meet strict limits on saturated fat and portion size. Starting in School Year 2012-13, school lunches will meet additional standards requiring:
- Age-appropriate calorie limits
- Larger servings of vegetables and fruits (students must take at least one serving of produce)
- A wider variety of vegetables, including dark green and red/orange vegetables and legumes
- Fat-free or 1% milk (flavored milk must be fat-free)
- More whole grains
- Less sodium
Your guide to meal plans:
- Elementary School Lunch
- Middle School Lunch
- High School Lunch
- Breakfast Meal program for participating schools


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Transsexuals who are treated equally to members of their original sex cannot claim 'discrimination', writes Ruth Bamforth. Ruth Bamforth is a barrister at the DSS solicitor's office. Views expressed are the author's own. A recent industrial tribunal case has examined whether an occupational rule that a pension scheme that allows a survivor's benefits to be paid only to the deceased member's spouse constitutes sex discrimination.
Whether the pensions rule was contrary to Article 119 of the EC Treaty was decided in B v Secretary of State & ors. It concerned a member of the pensions scheme whose partner was a transsexual and therefore could not legally marry the member.
The issue in B forced the tribunal to consider and reconcile the European Court of Justice (ECJ) decisions of P v S & Cornwall County Council (1996) and Grant v South West Trains (1998).
The tribunal in B held that the pension scheme's rule was not discriminatory, either directly or indirectly. It said that the provision gave rise to 'an equal inability to qualify for benefit'.
The availability of benefit depended on whether the survivor was married according to English law, a criterion equally easily satisfied by men and women. Indeed, transsexuals in their post-operative sex are not the only persons prohibited from marrying (see s11 Matrimonial Causes Act 1973).
The tribunal rejected the argument that transsexuals formed a third sex. It said that, while B and her partner are accepted as a heterosexual couple, their way forward was not through the tribunal but to seek to influence government social policy. The motive behind the case appears to be an attempt to use the domestic courts, or the ECJ, to obtain legal recognition of a transsexual's post-operative sex.
As recently as 1997 the European Court of Human Rights (ECHR ), in X, Y, Z v UK (1997), said that such non-recognition is not a breach of human rights. The outcome of Sheffield and Horsham v UK before the ECHR on the same point is awaited. In this context the applicant's submission that transsexuals are a 'third sex' is difficult to understand. Transsexualism is a medically recognised condition.
Operative treatment is an attempt to change the sufferer's outward gender to that which she or he feels is her or his true gender. It would defeat the object of the exercise if a transsexual became a member of a third sex instead of the sex to which she or he feels herself or himself to belong.
The case of B caused the tribunal to reconcile two seemingly unreconcilable cases. In P v S, the ECJ said that dismissing a person from his employment because he was undergoing gender reassignment was contrary to the Equal Treatment Directive.
However, in Grant the ECJ held that it was not contrary to Article 119 for an employer to refuse to allow travel concessions to a worker's same-sex partner, when they are granted to a worker's spouse or unmarried, opposite-sex partner.
The possible rationale behind the decision is that the court felt that issues surrounding homosexuals differ from those surrounding transsexuals, rather than side-stepping the political question raised by the Article 6a amendment to the EC Treaty.
Notwithstanding that, it is possible to reconcile the two cases. In P v S, the court said that the directive is the expression in a particular field of the principle of equality, which is one of the fundamental principles of EC law. Sex discrimination, including that arising from gender reassignment, is all-embracing.
Equality, however, is a right which must be established. A transsexual establishes whether or not she or he is discriminated against by seeing whether 'he or she is treated unfavourably by comparison with persons of the sex to which he or she was deemed to belong before undergoing gender reassignment'.
The comparator used shows that the principle of equality cannot, as yet, be used to give legal recognition to the transsexual's new sex. A transsexual must be considered as either a member of the original sex or the new sex – there is no such thing as a third sex. The court, therefore, chose the only possible comparator without recognising the new sex.
Contrary to the suggestion of Advocate General Elmer in Grant, the court in P v S was not taking 'a decisive step away from an interpretation of the principle of equal treatment based on the traditional comparison between a female and a male employee'. Elmer correctly said that the decision was based essentially on gender. The transsexual is still a member of the original sex and cannot be treated more unfavourably than the original sex.
In Grant, the court said that a requirement of a stable heterosexual relationship was not discriminatory, the condition applied regardless of the worker's sex. The court reiterated that relationships between people who cannot marry are not equivalent to marriage. This is consistent with human rights law.
Grant confined P v S to discrimination based on gender reassignment. It upheld ECHR case law establishing that only persons of the biologically opposite sex can marry. Crucially, Grant held that conditions applying equally to men and women are not discriminatory.
The case of B manages to reconcile P v S and Grant. While it must be remembered that transsexuals must not be treated more unfavourably than their original sex as the ruling in B states, 'it is a quantum leap from that to accord a transsexual couple the full legal rights of the sex to which one of them has become reassigned'.


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What is Cryopreservation?
You may have heard the term "cryopreservation" and are wondering what it means. Cryopreservation is the process by which sperm, oocytes (eggs), blastocysts, embryos, or whole tissues are frozen to be used at a later time after thawing.
They are preserved by cooling to low sub-zero temperatures. Liquid nitrogen is widely used for cooling, and the preferred temperature for storage of specimens is -196 degree Celsius. At these low temperatures, any biological activity, including the biochemical reactions that would lead to cell death, is effectively stopped.
In order to prevent any damage to the cells during the freezing process, cryoprotective agents such as glycerol, ethylene glycol, sucrose, dimethyl sulfoxide (DMSO), and propylene glycol are used.
Why do we want to freeze sperm, oocytes or embryos?
Cryopreservation provides an indefinite longevity to cells being frozen, which means that they can be used later on in life. There are several reasons why people may decide to freeze specimens:
- Men might choose to freeze their sperm and women their oocytes (eggs) and use them later on in life for IVF cycles (or IUI for men) before undergoing chemotherapy or radiation for cancer treatment, which can lead to infertility.
- Sperm can also be frozen for men who cannot attend on the day of their IVF partners' egg collection procedure.
- Many couples choose to freeze embryos or oocytes because it provides them the ability to get pregnant later on in life when women are in their 40's, and it is more difficult for a woman to conceive at this age.
- During an IVF cycle, typically one, two or exceptionally three embryos are transferred into the uterus. After the transfer of fresh embryos, any remaining surviving embryos that are suitable are cryopreserved.
- Occasionally, a uterine abnormality like excess fluid in the endometrial cavity may preclude transfer of fresh embryos, requiring storage of embryos until the uterus is normalized.
- In case of severe ovarian hyper-stimulation, fresh embryo transfer may be cancelled in order to prevent further health hazard. The transfer can take place with frozen-thawed embryos in the subsequent cycle when the ovaries have recovered a normal size.
- Sperm or egg banks are facilities can collect and store specimens from donors. They may be available for couples that cannot produce their own sperm or egg, or are carriers of certain genetic disease.
- Frozen embryos are the property of couples that may elect to donate them to other couples for adoption.
What is the cost of embryo cryopreservation?
Most fertility clinics charge an average of $900/year for freezing and storage of embryos. At the Servy-Massey Fertility Institute, cryopreservation and first year of embryo storage cost $775.
Contact us to request an appointment with our fertility specialists in Atlanta and Augusta, Georgia to learn more if you are a candidate for cryopreservation.


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Polk Audio Magnifi Voice Optimizing Soundbar with Active Wireless Subwoofer (Black)
Model: AM8111-A UPC: 747192125813 Item: 163339
Questions? We're here to help.
Product Information
Magnifi Voice Optimizing Soundbar with Active Wireless Subwoofer - Voice-optimizing wireless sound bar system
The Polk MagniFi Sound Bar, with our patent pending Polk VoiceAdjust Technology, is our next generation sound bar and wireless subwoofer system designed for larger flat panel TVs. VoiceAdjust optimizes dialog with center channel intelligibility, regardless of where you're sitting in the room. VoiceAdjust Technology also enables you to control the center channel level; only you will hear center channel dialog after hours, without disturbing others.
Magnifi Features:
- Like our other sound bar systems, the MagniFi Sound Bar offers the absolute easiest home theater solution, minus all of the home theater clutter and setup hassles. MagniFi is a minimalist design solution for anyone looking for a home theater system that can bring big, enveloping sound to all their TV and movie viewing.
- VoiceAdjust Technology uses an adjustable three element line array with the center driver receiving the greater share of the bandwidth in order to provide clean clear, crisp dialogue, whether you're sitting directly in front of the TV or off to the side.
- Music and Movie Immersion Modes tailor the MagniFi Sound Bar for a more immersive listening experience.
- Polk's exclusive Full Complement Bass Drive Technology in the bar improves lower midrange, upper bass tonal richness, fast transient response and overall output capability.
- Built-in Critically Tuned Ports provide optimum blending of mid-range and subwoofer.
- Bluetooth Wireless Technology with aptX delivers CD-quality sound from your smartphone, tablet or other compatible device.
- Near Field Communication (NFC) offers the ease and convenience of simply touching your Bluetooth device to pair and connect.
- DJ Stream is the free Polk app that enables up to four connected devices to build and stream music through the MagniFi Sound Bar.
- SmartBar enables your sound bar to learn your TV's original IR remote control. (Backup remote included.)
- Compact wireless 7" Subwoofer eliminates the hassles and clutter of wires.
- Dolby Digital Decoding, including Dolby Digital 5.1 and 2.0.
- Sound Bar / Subwoofer Time Alignment recognizes when subwoofer signals are transmitted wirelessly, then ensures the sound bar's and subwoofer's acoustic output arrive coincidently (time-coherently) for optimal transients and seamless blending through the crossover range.
- Bass Control allows for adjustment to optimize subwoofer room position.
Magnifi Specifications:
Dimensions - Subwoofer
- Depth: 9.0" (22.8cm)
- Enclosure Type: Downward firing, ported
- Height: 13.0" (33.4cm)
- Product Weight: 9.8 pounds (4.44kg)
- Width: 12.0" (30.4cm)
Dimensions - SurroundBar
- Depth: 3.0" (7.6cm)
- Height: 2.0" (5.2cm)
- Product Weight: 4.75 pounds (2.2kg)
- Width: 38.0" (96.5cm)
Driver Complement - Subwoofer
- Diameter: 7.0" (16.51cm)
- Quantity: 1
- Type: Dynamic Balance long-throw woofer
Driver Complement - SurroundBar
- Driver Dimensions: 3.0" x 1.0" (6.35cm)
- Quantity: 3
- Type: Dynamic Balance
- Lower -3dB Limit: 45 Hz
- Total Frequency Response: 40Hz-22kHz
- Total System Power: 300 Watts
- Upper -3dB Limit: 20 kHz
- Wired Connectivity: Optical; 1/8 (3.5mm) analog cable
- Wireless Connectivity: Bluetooth wireless technology with apt-X


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Obviously, you didn't buy your Topaz unless you understood you would be getting strength and American style both impeccably combined into one car, truck, or SUV. Anyone who operates a Mercury knows that when it comes to maintaining their automobile only the highest quality replacement parts will do. The vehicle in your driveway symbolizes the best in class compared to all the other vehicles in today's marketplace. Your Mercury dealership isn't the only place to buy the best replacement parts for your Topaz.
You can't get great gas mileage and horsepower at the same time without great fuel delivery parts. The fuel injectors in your engine meter and distribute the ideal amount of liquid fuel right into the intake manifold so your engine has the perfect amount of air/fuel to combust. A clogged Mercury Topaz fuel injector will create a noticeable lack of power, and could result in other failures. When you find out that a fuel injector is no longer working in your Mercury Topaz engine, don't put off getting it.
When your Mercury needs a top quality replacement Fuel Injector, there's no need to trust any store other than the authority, Car Parts Discount. Given all the trouble that can be involved with fixing broken parts on your car or truck, let www.carpartsdiscount.com be the number one store you go to make purchasing it easy. Don't let a broken Fuel Injector spell the end of your car, truck, or SUV, and don't gamble with its condition by installing anything but the best replacement parts. If your car or truck was built in 1994, 1993, 1992, 1991, 1990, 1989, 1988, 1987, 1986, 1985, then you will find the correct Mercury Topaz Fuel Injector parts right here.