text:
The Social and Behavioral Sciences programs are designed for people with a passion for making a difference in the lives of others.
Whether you are on your way up the corporate ladder or just getting started, our business degree programs and certificates could help you prepare to take your business career to a higher level.
Whether you want to enter the field of criminal justice or need credentials to advance your career, Kaplan University's criminal justice degree programs are designed to help you achieve your goal.
Our degree programs and certificates could help prepare you to teach diverse learners a broad range of academic content and educational foundations.
Our comprehensive fire science programs offer the flexibility of online learning, ideal for individuals in the fire science and emergency management fields who may work inconsistent hours.
You could acquire real-world knowledge and practical skills and prepare for a career in the health care industry by earning a health sciences degree, diploma, or certificate.
Our programs in legal studies, paralegal studies, and environmental policy are designed to fit your educational goals.
Our nursing degree and certificate programs are taught by practicing professionals who are dedicated to helping you prepare for real-world challenges in nursing.
Kaplan University's IT programs are designed to prepare you with the knowledge and skills you need to start or advance your technology career.
Kaplan University offers over 180 degree and certificate programs all available to military, veterans, and spouses of active duty members. In addition, several programs have been developed to complement specific military occupations or programs established by the military.
The Kaplan University School of General Education courses support the academic, social, personal, and professional development of learners throughout their engagement with the University.
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While academics
are clearly aware of the need to give appropriate credit when using sources,
many of our students are much less aware of the rules regarding when and how to
cite. Certainly, the Internet has blurred the perception of "intellectual
property" to the point that many students may think of anything on the web
as "public property" that anyone can use.
Donald McCabe's 3-year survey of
undergraduate and graduate students in the US from 2002 to 2005 revealed that over 1/3 of undergraduate students acknowledged that they copied sentences
from written and internet sources without providing citations (as cited in
"Facts and Stats," 2014). Therefore, one
of the most critical skills faculty can teach students is that whenever they
borrow someone else's ideas, whether taken from a textbook, blog post, or
academic journal, they need to give that person credit using the citation
style required by their institution or department and represent that writer's
ideas fairly and coherently.
universities, including Kaplan University, use plagiarism detection services
like Turnitin.com to find the most egregious cases of intellectual
property theft, such as the use of "paper mill" essays or large cut-and-paste
passages from websites. Some companies are now even using plagiarism detection
services for their websites, hoping to avoid theft of content they have created
(Wilson, 2016).
However, educators need to teach students that why we cite sources
goes beyond the avoidance of plagiarism. If writers can demonstrate that they
have done solid research, that enhances their credibility with readers. Providing
proper citations ensures our readers can find the sources and do further
research, if desired. Finally, the citations link our work to a
larger conversation that we are contributing to by researching and writing
on a particular subject, whether for a class or a business project. Perhaps
most importantly, students cannot learn to write well if all they do is
cobble together the words of other writers.
While students may understand they need to cite
sources, many struggle with paraphrasing the ideas of those sources into their
own words. Like many aspects of writing, effective paraphrasing is a habit.
It's also a higher-order skill, and it is a mistake not to teach it this way.
When we provide instructions like "don't keep the original language," it is an
important detail but not the actual goal of paraphrasing. The goal of
paraphrasing is to translate the meaning of the original in a writer's own
wording and structure. When educators begin at the sentence level, we do a
disservice to students. Not only are we setting them up for plagiarism problems,
we are also failing to teach them this higher-order thinking.
Anyone can tell you what something says. A
student could read you a physics textbook out loud and maybe even pronounce all
of the words correctly. He or she might even end up memorizing some of it to
say back to you without looking back at the text. However, this doesn't mean
that the student has any idea what he or she is saying.
Now imagine the student
tries to paraphrase it with a focus on meaning first. He or she is forced to
interact with the purpose and content of the text. When a student understands
this material, he or she can then explain it to someone else. Through this
understanding, students create effective paraphrases. Discovering the meaning
is the most difficult task. Thereafter, the restructuring and language changes
are much more manageable. In fact, many students note this is the easy part
now. By working outward from meaning, students also see that writing is much
more than reporting and repeating.
When a student can explain something to
themselves, it is a less difficult leap to explain it to someone else. This
also emphasizes voice since students see that their own contributions to the
research are worthwhile. It's important to reinforce that while the paraphrase
requires a citation, their follow-up analysis and discussion points belong to
them. Essentially, thorough paraphrasing not only prevents plagiarism; it also
reaffirms critical-thinking skills and reminds students that writing is far
more often a discussion than a report.
Facts and stats.
(2014). Plagiarism.org. Retrieved
from http://www.plagiarism.org/resources/facts-and-stats/ http://www.plagiarism.org/resources/facts-and-stats/
Wilson, G. (2016, March 12). How
digital plagiarism detection of your content protects your business. Business
2 Community. Retrieved from http://www.business2community.com/content-marketing/digital-plagiarism-detection-content-protects-business-01481506#W1HIfI6PTGoAWf0y.97
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Registered User Login
Student Consumer Information
Academic Programs


text:
After three effin' days of wracking my brains out and juggling, crunching, mixing and messing around with PHP and CSS codes, I present to you folks a rebooted The Four-eyed Journal. Yay!
You've guessed it right, this blog is now running on the Thesis framework theme for WordPress. It took me months to save up on the precious ad earnings to finally purchase a license for Thesis so to all those who advertised on this blog and to those who bought text ads via TLA, a big shout-out to all of you!
Well worth every penny of it
Now I understand why premium themes are so steeply priced, well for the average blogger like yours truly. The amount of flexibility, functionality and 'customizability' that these themes give you is a testament to the talent, vision and hard work premium theme developers put it into it.
This is not to say that the free theme developers are of a class lower, as some of the best WordPress themes out there are for free, it's just that there's only so much you could give away for free. And if you come up with a brilliant product like Thesis or this blog's previous theme Vigilance PRO, the price is well worth it.
A messy work in progress
I'm still trying to come up with a name to dub this 'version' of The Four-eyed Journal. Thesis has given me so much room for customization, the amount of custom code currently employed is enough to produce a new theme on its own. And if the code is given a thorough clean-up and optimization, I could release it as a new skin for Thesis. Which I am planning to do in a few months' time.
A warning though, my CSS and PHP skills are just a notch above of a n00b's which explains why some elements of the design are way off. Have you noticed the sidebar? Something's telling me the styling still needs a lot of work. I know you'd agree with me and if you have suggestions this blogger is all ears.
The layout of the ads are reminiscent of the previous design's and since I want to have a completely new look and feel, expect to see those ad units come and go or run around the site. Again, if you have suggestions I'd be very grateful to hear them.
The commenting system has reverted to the WordPress' own. I'm actually torn between sticking with IntenseDebate for good or not. On one hand, I like it because of the functionalities it offers like allow readers like yourself to comment using your social networking accounts without much fuss. On the other, I kinda hate IntenseDebate looks by default and using a custom CSS style for it would be like hacking and customizing Thesis all over again. Here's another area where you could help me out. Again, suggestions are so much welcome.
What's next?
A couple of more elements will be added over the next few days, as I continue to refine and tweak this new version of the The Four-eyed Journal. Also, thanks to some of the awesome features of Thesis, I'm going to try out a new way of blogging which involves videos. I'm excited and scared about it. But hell yeah, I'm going for it so watch out.
Well that's about it for now. Thank you for having read this far down. If you have questions, comments or see something broken please say so via the comments below this post.
Until then, have a great weekend everyone!

subset: commoncrawl


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text:
2017 Application
Opens Monday, October 17, 2016
Closes Monday, January 2, 2016
The Sontag Prize Committee is looking for America's Outstanding Urban Educators.
The Sontag Prize in Urban Education recognizes outstanding teaching in Mathematics, English Language Arts (ELA) and other disciplines. Educators chosen for the Sontag Prize will lead classes as part of the Acceleration Academy, a program designed to provide targeted small group support for students in schools north of Boston.
Any educator from across the country is eligible to apply for the Sontag Prize. In addition to an honorarium, new Sontag Prize awardees will participate in a weekend of professional development at Harvard University. The opportunity provides motivated and successful educators the chance to share best practices with their fellow awardees. Most importantly, this award recognizes excellence in teaching and provides students with an extra week of high-quality instruction.
*This program is generously supported by the Lynch Foundation.
Awardees will spend one week teaching in schools north of Boston, where they will:
New Sontag Prize recipients will receive the following:
Jenna Sideri - Lawrence, MA (Elementary)
One (of the many) amazing things about being involved in Sontag was spending time with other teachers from different schools. We shared ideas, best practices and horrible failures. I loved growing as an educator through the experiences of people I came to respect so much.
I walked away on a cloud after the weekend of PD. It is rare that we get so much time to develop in our attitudes toward our profession. The speakers were not only enlightening, but also inspiring. To choose Harvard Business professors and world renowned brain surgeons as our leaders for the weekend proved that Sontag hold education in the highest esteem."
Thomas Hakim - Indianapolis, IN (middle school math teacher)
I have valued so much the ability and learn from other amazing educators, while also working with students of Lawrence that I know I can make significant progress with, even though I onl work with them for a single, concentrated week. When I am around other high-perofrming educators, I am energized to figure out the very best ways to help the students make huge gains in a short period of time. It's an honor and humbling to be recognized among other teachers that I have so much respect for, and a joy to bring my own best practices to students that truly are eager to benefit from them."
Sarah Bouchard - Lawrence, MA (middle school science teacher)
Working over February or April vacation may initially seem like a terrible idea. After all, who wants to give up their hard-earned vacation? Here's the truth though: for me, that week was the most meaningful of my entire teaching career. From the weekend PD to the actual teaching experience, the entire process reaffirmed my love of education and what it means to be a teacher. It was so wonderful to get the chance to meet with like-minded educators who recognize that staying on the forefront of educational research and teaching methods is not a chore but rather a responsibility and honor; teachers like me who realize that educating is not simply about imparting knowledge but also about growing and developing yourself and exploring what it means to educate meaningfully."
Please contact us at:


text:
QuarterbacksThis season, Tom Brady returns with renewed confidence and a rehabilitated knee. Bad news for AFC East secondaries, which have fallen prey time and time again to Brady and the Patriots' relentless aerial attack. In 2007, he set an NFL record with 50 touchdowns, incising opposing defenses with brain surgeon-like precision. Head for the hills. Tom Brady is back.
The Buffalo Bills expected Trent Edwards to be a solid backup to JP Losman when they took him in the third round of the 2007 draft. A year after the organization gave Edwards the tentative reigns of a starter, he returns as the no-hesitation number one. Command of the no-huddle offense, an injury-free season and utilization of his superb receiving corps could make Edwards the future of this franchise – but this is the make-or-break year.
Buffalo's backup quarterback corps trumps New England's. Ryan Fitzpatrick is a class act who has played the majority of his career in the no-huddle offense.
Matt Cassel's departure to Kansas City leaves the Pats' in desperate need of a solid backup in case Brady goes down again. New England showed interest in Michael Vick, but didn't reel in the troubled quarterback. Still, this is an easy decision.
The Edge – New England
Running Backs
When NFL Commissioner Roger Goodell handed Bills running back Marshawn Lynch a three-game suspension to start the 2009 season, the Bills went from "Beast Mode" to "Panic Mode." The Bills were also in danger of losing Fred Jackson, the backup with No. 1 style talent and contract frustrations. While the front office renegotiated with Jackson, they shopped around and landed Dominic Rhodes.
Now, the Bills could end up boasting one of the most dangerous running back trios in the league if the depth stays healthy and Lynch stays fresh. Each has a unique style that complements the others. Lynch's "Beast Mode" grills shine bright underneath his facemask. A power back who loves contact, he's a bruiser with the attitude to match. Fred Jackson combines a punishing style with a silky smoothness — an ability to find the seam and emerge from the pile still running could create screaming headaches for opposing defenses. He also has shown to be a solid receiving back, becoming a favorite check-down target for Edwards last season. Rhodes, a seasoned veteran from the Indianapolis Colts, brings leadership to a huddle that is still finding an identity. Watch out for young Xavier Omon – a fourth-stringer who has shown promise at camp.
They say that dinosaur's died over 65-million years ago – but when looking at some of the Pats' running backs, there is evidence that some dinos reside in Boston.
Sammy Morris is in his 10th season, Kevin Faulk 11th and Fred Taylor 12th. There's no shortage of rundown legs in New England's backfield. The Pats hope off-season acquisition Taylor will pump some life into the subpar running game. This is also the make-or-break season for Laurence Maroney, a former first-round draft pick whose consistency has roller-coastered up and down. He has shown he can run the ball, but a knack for injuries could leave him in danger of losing his starting role.
The youth, speed and depth of Buffalo's backs outweigh the beyond-veteran-just-plain-old of New England.
The Edge – Buffalo
Wide Receivers
The AFC East has two of the most self-centered, narcissistic receivers in the game today. Terrell Owens and Randy Moss. Dynamic. Record-setters. Egotistical. Say whatever you want about their age or their attitudes, they're both still elite receivers.Randy Moss' career went from outstanding to mediocre — and back to outstanding. While with the Vikings and Daunte Culpepper, he boasted double-digit touchdowns in six of his seven seasons. Then he went to Oakland and did what every good player does when they become a Raider – regress. He wasted two seasons twiddling his thumbs until New England's front office gave him a shot at redemption. In his first season with the Pats, he caught 23 touchdowns. Belichick unleashed Moss on the NFL, turning him from a shamed has-been to a terrifying deep threat.
Jeff Garcia became the first to fall to Terrell Owens in San Francisco. Donovan McNabb had his hands full in Philly before T.O. ripped that locker room apart too. Three years, no Dallas Cowboy playoff wins and Tony Romo's shredded confidence gave 'Boys owner Jerry Jones all the ammunition he needed to chase T.O. out of town.
But now, just like Moss, T.O. has been given a shot at redemption. His numbers on the field certainly allow his ridiculously outlandish swagger off the field. An "off" year for T.O. is 10 touchdowns. Even at 35, the cat can still ball. Hopefully, the first-year T.O. will show up in Buffalo this season. If it does, expect good things. If not….well, everyone has seen what happens.
If you look out of the spotlight, it's amazing to see how much depth each team has at receiver. Ever since he displayed his deep-threat talents, Lee Evans has been double-teamed. With T.O. taking some coverage, the veteran Bill might have his biggest year yet. Josh Reed, Steve Johnson and a healthy James Hardy give Edwards unlimited options downfield.
New England possesses one of the deadliest slot threats in the NFL – Wes Welker. With 100+ receptions in each of his last two seasons, he has become a favorite target for Brady. Veteran Joey Galloway may still have some gas left in the tank, giving Brady a go-to third option.
The depth and skill set are similar, but when factoring in whose throwing the ball, New England takes it. Brady makes his receivers better, while this year Buffalo's receivers will make Edwards better.
The Edge – New England
Offensive Line
After seeing B.J. Raji and Johnny Jolly annihilate Buffalo's line last Saturday night at Lambeau Field, many are convinced there is much work still to be done. Bills' center Geoff Hangartner looked like top soil being pushed back by a bulldozer in overdrive. The Packers exposed the Bills' inexperience in dealing with the 3-4 defense – the same scheme every AFC East opponent runs. To be successful, the Bills' line must mesh together and know how to counter four linebackers, or Trent Edwards is in for a long (and painful) season.
The Patriots' offensive line consists of seasoned veterans who have been to Super Bowls and back. The Pats' front-five is so good that New England fans are able to watch Brady drop back in the pocket and then go for an extended bathroom break, returning only to see Brady still in the pocket. Nick Kaczur, Matt Light and Logan Mankins are some of the primary reasons for New England's success in past years.
Skill, veteran leadership and superb run- and pass-blocking make this a no-brainer.
The Edge – New England
Spencer Timkey is an analyst for BuffaloFootballReport.com. Contact him at firstname.lastname@example.com.
Miss a part of "The Edge" series?
--- BILLS/JETS PART I (premium)
--- BILLS/DOLPHINS PART I (premium)


text:
we are in the proces of migrating 3 fileservers to 1 windows 2008 fileserver.
No questions regarding the migration process, but what I do want to ask is what I have to do to establish :
- full indexing on the data folders on the W2008 server
- create/build a 'index search page'
- a easy access solution to the "Index Search Page" for my users
thx in advance ...
1 Reply
· · ·
Dec 30, 2008 at 11:59 UTC
PROFITS GCV is an IT service provider.
realy nobody ?


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That's awesome. Sounds like he's a good parent and neighbor.
This is a discussion on Almost UGLY - neighbor's kid's friends being stupid - UPDATED within the In the News: The Good, the Bad and the Ugly forums, part of the The Back Porch category; So I was gone all last week to California on business. Got back late Friday. This afternoon when I came home from the range, my ...
So I was gone all last week to California on business. Got back late Friday.
This afternoon when I came home from the range, my neighbor (the father, not the kid) comes over and asks if he can talk to me for a moment. I introduce myself, and he says "I understand you had a problem with my son's buddies a few days back?".
I'm not sure where he's going with this, but he doesn't seem angry at all. I confirm that there was a brief incident, and recount the above (without mentioning the gun - only my wife and two closest friends know I carry - and of course the forum ).
It seems that when I left to go to the range this morning, the neighbor's kid and his two genius friends were there, and ducked into their garage and hid when I left. The father noticed this, and grilled the kids until they confessed.
The gentleman then called his son and friends over to apologize.
All's well that ends well, I guess. Hopefully, the two Mensa candidates learned something from this whole thing.
I know I did. The weekend before my trip, I taped a couple of targets on the inside of the garage door and practiced getting out of the "V" of the car door while drawing.....
Battle Plan (n) - a list of things that aren't going to happen if you are attacked.
Blame it on Sixto - now that is a viable plan.
Learning to shoot again : Starting Over
That's awesome. Sounds like he's a good parent and neighbor.
Wait a second - a parent taking responsibility for his kid and his kid's friends' action??? Did I step back in time to the fifties???
Your neighbor sounds like a stand-up guy, one worth befriending. Nice to know they still exist.
Your best weapon is your brain. Don't leave home without it.
Thoughts: Justifiable self defense (A.O.J.).
Explain: How does disarming victims reduce the number of victims?
Reason over Force: Why the Gun is Civilization (Marko Kloos).
You showed excellent discipline.
Nice ending...
I see kids and parents 'every' day your situation is NOT the usual response...
Proverbs 27:12 says: The prudent see danger and take refuge, but the simple keep going and suffer for it.
Certified Glock Armorer
NRA Life Member
I'm wondering if we've accidentally discovered a valid use for CCW badges..... stopping water balloon fights !
Just kidding Matt. Sounds like you are a very caring and thoughtful person who takes being armed and your reaction to situations and your training very seriously.


text:
- Tt eSPORTS certified mechanical blue switches
- 6-8 key roll-over
- Fully back-lit, four levels of brightness
- 5 year warranty on mechanical switches
- $74.99 74.99
- $69.76 –
- Save: $5.23 (7%)
- Free Shipping (restrictions apply)
Some manufacturers place restrictions on how details of their products may be communicated.
Sturdy but Loud 03/11/2014
This review is from: Tt eSPORTS Poseidon Z Illuminated Mechanical Gaming Keyboard - Blue Switches
A chunky, heavy keyboard. Feels like it will last a long time. Great responsiveness for the MOBA / RTS gaming that I do.
So clacky. So loud. The back-lighting only properly illuminates the top half of the keys, even on the highest setting. No USB port or extra function keys, if that's something you need.
Other Thoughts:
I am not unhappy with this purchase, but if I had to do it again I would order a keyboard with less clacky switches. It doesn't bother me, but it's been a week and I already sense my girlfriend wanting to make this thing disappear.
Manufacturer Response:
Dear Customer,
The Poseidon Z Blue switch is designed to have a deliberately loud clicky sound to allow for more typing feedback. If the noise is a major issue, you can consider the Poseidon Z Brown switches. Brown switches are still tactile, but do not have a loud clicky sound. Also, please contact Customer Service in regards to your back lights. The entire keyboard should be illuminated evenly. Customer Service will help to troubleshoot your issue or provide instructions on how to receive a warranty replacement.
Thermaltake USA Customer Service
Email: email@example.com
Toll Free: 1-800-988-1088 M-F 9:00AM~5:30PM (P.S.T)
1 people found this review helpful. Did you? Yes / No Thanks for the valuable feedback you provided!


text:
In case you've been hiding under a very strong iCloud password over the last couple of days, you might have heard about one of the biggest celebrity hacks of all time.
Over 100 household names have been the target of online thieves, who have stolen scores of naked photographs and intimate videos and posted them on the website 4Chan.
Several of the images – in particular, two of Hunger Games star Jennifer Lawrence – quickly circulated on Twitter.
Among others the list includes Ariana Grande, Jessica Brown Findlay, Mary E Winstead, Rihanna, Kim Kardashian, Mary Kate Olsen, Mary E Winstead, Cara Delevingne, Kate Bosworth, Selena Gomez, Vanessa Hudgens, Kate Upton, Kirsten Dunst and Kaley Cuoco.
The FBI and Apple are both conducting investigations into the apparent widespread invasion personal accounts thought to be connected to the iCloud service.
Jennifer Lawrence's best quotes
Jennifer Lawrence's best quotes
"I was at the Oscars, waiting to hear if my name was called, and I kept thinking, cakewalk, cakewalk, cakewalk.I thought, 'Why is 'cakewalk' stuck in my head?'" - On why she fell at the Oscars 2013
"I finally get to make out with Christian Bale and he's a really fat guy. He's Fatman, not Batman." - American Hustle director David O Russell lets slip J-Law's on-set words to US Magazine
"I can't even... It's like past mad, it's this weird other emotion … I feel like my heart just fell out." - To presenter Shaun Robinson after she spoiled the Homeland Season 3 finale
"He was at a party, and I turned into a perverted guy. I was like following him into rooms and staring at his ass…He asked me if I was on mushrooms and I said, 'No. I'm dead sober. This is just me.'" - on stalking John Stamos at a party
"I think any time a girl has to show her thighs, it's never going to be her favorite look. I love the dress...if someone else wore it." - To Good Morning America
Getty Images
"I'm a horrible dancer! I'm like a dad at prom. I look like Gumby getting electrocuted." - On whether you'll see her twerking any time soon
Shares in Jimmy Choo, the shoemaker popular with such Jennifer Lawrence, are set to be priced between 140p and 180p, valuing it at up £700 million
"I wrap myself up to look like Lord Voldemort so that they can't see anything because the thought of giving them a picture that will make them money absolutely infuriates me." - Entertainment Weekly
"If I don't have anything to do all day, I might not even put my pants on." - Glamour Magazine
"I think people are fascinated with breasts that bounce. They are so used to seeing [fake ones]. People are confused [that mine bounce]! My breasts have a life of their own." - The Sun
"You guys are just standing up because you feel bad that I fell and that's really embarrassing, but thank you." - 2013 Oscars acceptance speech
"I really would not call myself a fashion icon. I would call myself somebody who gets dressed by professionals. [It's like], 'Dance, monkey, dance' right on the red carpet.' I would call me more of a monkey." - To E!
"If anybody even tries to whisper the word 'diet,' I'm like, 'You can go f– yourself." - To Harper's Bizarre
"I was surprised at how little camel toe problem there was. I was expecting a lot more." - To E! on her Hunger Games jumpsuit
"If I were just your average 23-year-old girl and I called the police to say that there were strange men sleeping on my lawn and following me to Starbucks, they would leap into action." - To Vogue on the paparazzi
"I'm the fastest pee-er ever. I'm famous for it." - Rolling Stone
Getty Images
"I can see the McDonalds right there. Wait, hold on, I didn't say fries! I'm seeing you talk and all I'm seeing is me being pissed I didn't get fries. And you have to remind them about ketchup because they never include ketchup, you have to ask for it. Cheapskates." - Being interviewed on the Oscars red carpet
Getty Images
"I want to play a character I've never been before-a crazy serial killer like Charlize Theron in Monster. I'd love to have to shave my head."
Getty Images
"This isn't like an auction, right? You guys aren't going to take it away?" - Backstage at the Oscars
Getty Images
"This isn't like an auction, right? You guys aren't going to take it away?" - Backstage at the Oscars
The anonymous hacker also admitted that they were unhappy with how much money he or she has made from circulating the stolen photographs via 4Chan.
Reactions from not only the celebrities presumed to be on the master list but also those shocked by the actions of users who have shared the intimate images have varied. While some laughed off speculation that the photographs of them were genuine, others condemned the hackers as "sex offenders" and "molesters" and said they felt violated by the leak.
Here's a round-up of who's said what thus far:
I def took the 1st pic w/ a robe; weight loss chronicle but the 2nd, sorry freaks, is not me. I wish I had that space between my thighs.
Jill Scott (@missjillscott) September 4, 2014
Thank you iCloud
Kirsten Dunst (@kirstendunst) September 1, 2014
To those of you looking at photos I took with my husband years ago in the privacy of our home, hope you feel great about yourselves.
Mary E. Winstead (@M_E_Winstead) August 31, 2014
These so called nudes of me are FAKE people. Let me nip this in the bud right now. pun intended
Victoria Justice (@VictoriaJustice) August 31, 2014
Seriously, do not forget that the person who stole these pictures and leaked them is not a hacker: they're a sex offender.
Lena Dunham (@lenadunham) September 1, 2014
to every1 going on about my "nudes" "my m n g prices" neither are real! my lil ass is a lot cuter than that lmao and tour details r comin soon
Ariana Grande (@ArianaGrande) September 2, 2014
Don't worry bro, it would just be photos of food and other people's dogs anyway. pic.twitter.com/Ol1RChRM9S
Anna Kendrick (@AnnaKendrick47) September 1, 2014
Even worse than seeing women's privacy violated on social media is reading the accompanying comments that show such a lack of empathy.
Emma Watson (@EmWatson) September 1, 2014
Shame on you if you think that because a woman chooses to celebrate the beauty of her naked body she deserves to have her privacy violated.
Ashley Madekwe (@smashleybell) September 1, 2014
Posting pics hacked from someone's cell phone is really no different than selling stolen merchandise.
Seth Rogen (@Sethrogen) August 31, 2014
Every time someone opens a stolen intimate nude photo of anyone. They are becoming a sexual molester. Participating in a group molestation.
Patricia Arquette (@PattyArquette) September 1, 2014
People have the right to take whatever pics they want on their own phone. People don't have the right to hack them. Is it that hard?
christine teigen (@chrissyteigen) September 1, 2014
Emma Watson also took to Twitter to voice her condemnation of the breach.
A spokesperson for Jennifer Lawrence, the most high-profile actress to be hacked, said: "This is a flagrant violation of privacy. The authorities have been contacted and will prosecute anyone who posts the stolen photos of Jennifer Lawrence."
Justice and Grande have both said that the pictures are fake, although Lawrence's spokesperson verified their authenticity.
Meanwhile, representatives for Upton said they were "looking into" the authenticity of the indecent images.
Ricky Gervais went on a back tracking spree on the social media site after he was criticised for 'victim blaming'.
Eva Longoria went one step further by sensationally claiming that an Apple store worker had accessed her personal details without her permission to find out how to get in touch with her.
Jill Scott quickly trended on Twitter after she admitted the first of her leaked images was an authentic snap taken to chart her weightloss.
Finally, Fifty Shades of Grey actor Jamie Dornan branded the actions of hackers "disgusting".Reuse content


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Single Family - Vonore, TN
REDUCED! Premiere Golf front/Lakeview homesite!25k Golf membership negotiable! Building site right on the Golf Course with very nice lake views! Full size site with nice gentle slope for walk out level. Priced for today's market!
Data Provided by Knoxville Area Association of RealtorsMore Information for this listing


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My 12 year old son's baseball season started recently. So, for the last couple of weeks, we've been going out back and throwing the ball around almost every day. Just me and him.
He's decided that this year, he really wants to take pitching seriously, and is willing to put in the time and effort by practicing. I'm his catcher. We take the bases out back, measure off the distance and start throwing. He's doing great. I think he really has potential. (I know, what mom wouldn't say that, but I'm serious here.) It's not easy for me to get in the catching position though. I am 43 years old and a little out of shape. But at least I still have my arm.
So he and I go and we throw the baseball. Really throw hard. And we laugh. A lot. About really silly things, like how the way I crouch down to catch his pitches makes my butt stick out.
Will started playing t-ball when he was 5. For those first few years, he would stand in the outfield looking at the clouds and the butterflies. But I couldn't wait for the day to come when he and I could play catch together, really play catch. It happened two years ago. I was still using my old softball glove from high school. (I am proud to say that I was Co-Captain of my high school varsity softball team.) The leather in the glove was a little thin and I sprained my finger when I caught a ball in the wrong spot. I had to get a new glove.
There's a parenting metaphor in here somewhere between his changing skill level in baseball and his changing need for his mom. In the beginning, in t-ball, he needed a lot of teaching and patience. He couldn't do it on his own because he was just starting out, didn't know how to throw or hit. At home, he also had a very physical need for me, making his dinner, helping him get ready for bed, lots of time spent reading together.
Now, he's on the cusp of surpassing me with his skills and his physical strength and, of course, his height. In baseball, we've become even in many ways. We can both throw the ball hard and accurate. But I can't pitch. He still needs me on a daily basis but in a different, less physical, way. He needs my guidance, my encouragement and some urging (get your homework done, clean your room, hang your towel up). He wants me to hug and kiss him, but not when I pick him up at school. He can make his own dinner and when he showers and gets ready for bed, he locks the door. Though I still kiss him goodnight and tuck him in when he's done.
In another year or two, as his skill increases and he goes to high school, I imagine he'll need me less. He'll be stronger than me and a better ball player. Hopefully, he'll still want to play catch. He may even teach me a thing or two. I hope he cleans his room and hangs up his towel without me having to ask. And, by then, I'll have taught him how to do his own laundry. He'll still need his mom, but in a more cerebral and emotional way. And that's okay with me. As long as he still lets me hug and kiss him. Giving our children their independence is probably one of the best things we can do for them.
So, for now, I'll play catch with him whenever he wants me to. And when he throws the ball so hard that my hand stings, I'll grin and bear it. And I'll be happy to be sore in order to spend this kind of time with him. Just the two of us. He thinks it's cool, and so do I. He says he doesn't know any other 43 year old mom with an arm like mine. The time we spend together is better than any words that I could say to him about growing up and becoming a teenager, and it is in these moments I experience pure joy–a feeling I wish I had more of. But pure joy is hard to come by, not with the trials and tribulations of everyday life: viruses, broken wrists, bad days at work, mean girls in fourth grade, a troubled economy. That's the magic of baseball though. If only for short while, it lets us forget everything else.
Jen Cullen is a 40-something pseudo housewife, divorced and re-married with 2 kids, one stepdaughter and no pets. She writes Life's Dewlaps: Musings From An Underused Brain (http://lifesdewlaps.blogspot.com) where she unburdens herself of the many thoughts in her head. It's not as ominous as it sounds but she likes to explore random topics ranging from using at-home hair color and playing baseball with her son to taking Milk Thistle to prevent hangovers and using arousal gel.


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Ruf's can-do attitude made him successful in banking, politics
Banker, (co-creator of the TYME automated teller system), public servant (the state Department of Development and the WHEDA housing agency), politician (three terms on the Waukesha County Board) — J. Frederic"Fritz" Ruf wore all these hats, and a few others.
"He had a liberal arts education, and he lived the liberal arts spirit through and through. He was always thirsting for knowledge and new things, and he never tired of that," his daughter Sarah Spencer said of Ruf, who served in Gov. Tommy Thompson's administration as deputy secretary of the Department of Development and as head of WHEDA, the Wisconsin Housing and Economic Development Authority.
"I knew when I assigned him something, he'd get it done, just like he did in the banking world," Thompson said of Ruf. "He always had a smile on his face and always had that can-do attitude."
Ruf, who had suffered a heart attack years ago and a stroke several weeks ago, died of natural causes Friday at his Pewaukee home. His wife, Sally, had gone outside to watch the moon rise that evening, their daughter said, and discovered him when she returned. He was 77.
Ruf grew up in Elm Grove but often pointed to an experience as a child on a family farm near Green Bay that shaped his life.
It was the early 1940s, and Ruf was 8 or 9 years old when he was sent to work at an aunt and uncle's farm. Their sons were off fighting in World War II, and the family needed help.
"It was only one summer, but it was such a lasting impression — being on a farm, getting up early and getting the work done that had to be done," said Spencer, of the Town of Delafield.
Ruf got a degree in political science from Lawrence University in Appleton, then headed to the University of Wisconsin-Madison for a law degree.
It was there that he met an undergrad named Sally Meyer. Ruf's friend, Jim Klauser — who would serve as a top aide to Thompson and introduce Ruf to the governor — had asked her to be a witness in a mock trial.
"My mom was the witness for him (Klauser) and my dad was the opposing attorney," Spencer said. "He used to say he cross-examined my mom and lost, but she won his heart."
They married on Dec. 26, 1964, at Galilee Lutheran Church in Pewaukee.
Fresh out of law school, Ruf turned down a job as an attorney because he could make $4,000 more at Continental Bank in Chicago in its training program.
He would become the youngest officer at the bank, his daughter said.
Ruf left the Chicago bank in 1969 for a job as vice president of retail banking at M&I Bank. In the 1970s, he represented M&I in a consortium that worked to make the automated teller machines a unified system — unlike what was happening in other states.
The result was the TYME Corp., and Ruf served as president.
Ruf left M&I in 1984 and became president of RBP Chemical Corp., a small firm that made chemicals for the printing industry.
He always had an affinity for politics and as a banker lobbied on interstate banking issues. His old college friend, Klauser, got involved with the Thompson campaign and introduced Ruf.
Ruf and his wife held one of the first fundraisers for Thompson in Waukesha County.
In 1991, Thompson named Ruf deputy secretary of the Department of Development in a move described as a shake-up at the agency.
Ruf left the job in 1993 to become chairman of Omnion Power Engineering Corp. of East Troy and A.C. Battery Corp., a companion company.
In 1995, Thompson tapped him again, this time as head of WHEDA.
"He really shined over at WHEDA because he was able to run the whole department and get things done — get money out and help low-income individuals who had never been able to buy a home," Thompson said. "He loved doing that."
Ruf left WHEDA in 2003, but already had begun serving in local government, starting with the Pewaukee City Council from 2001 to '04. In 2006, Ruf won the first of three terms as a Waukesha County Board supervisor. He also served on the Lake Pewaukee Sanitary District and the Pewaukee Fire and Police Commission.
Ruf never truly retired, remaining active in alumni matters at Lawrence University. He completed his final term on the Waukesha County Board in April. He enjoyed curling. And he loved to sail — something that he took up because his wife's family did it.
He grew to enjoy the family aspect of it, his daughter said, but also something more.
"It's that feeling that even though people are from all different walks of life, you were all equal when you got out on the racecourse," his daughter said.
"Even in his career, it didn't matter if you were the secretary or the janitor. He was going to be your friend. It was that whole idea of equality."
Besides his daughter, Ruf is survived by his wife, Sally; a son John; and grandsons Christian and Sam Spencer.
Facebook: fb.me/jan.uebelherr
Twitter: twitter.com/janueb
J. Frederic "Fritz" Ruf
Visitation will be held at Galilee Lutheran Church, N24-W26430 Crestview Drive, Pewaukee, from 10 a.m. to 12:45 p.m. Friday. A memorial service will be held at 1 p.m. at the church. Memorials are suggested to the Inlan Lake Yachting Association Foundation, P.O. Box 311, Fontana, WI 53125-0311; Lawrence University, 711 E. Boldt Way, Appleton, WI 54911; or Galilee Lutheran Church.
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This step is elective but will drastically raise your chances of getting interest from other Christian members on the site. Write a little something about yourself, your hobbies and atach your nicest photo of yourself.
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Those are very useful ideas for things to shoot - kind of like Ellen Boughn's blogs used to list!
So pretty the poetry... The spring nearly has nearly arrived... also from me! Finally!
Psalm113v9confidential info
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Finding Your Perfect Car Insurance
2 Types Of Commercial Insurance That You Must Have For Your Business
One of the most important purchases that you can make as a business owner is commercial insurance, mostly because it can provide you with protection from a wide range of potential disasters and issues that can completely devastate your business and livelihood. Listed below are two types of commercial insurance that you need to make sure that you have. Data Breach The most dangerous issue for many business owners is the possibility of a data breach that can release all types of client information to the public. The leaked information can be anything from personal information that can cause identity theft concerns for your clients or financial information that criminals can use to make purchases. In either case, there are a number of stiff penalties that your business could face in the event of a data breach, such as having to pay back all of the money that was stolen from your clients to having to deal with a lawsuit from your clients. In addition, a data breach can also lead to all manner of legal issues and fines from the government, particularly if your business is part of the financial or healthcare fields. However, if you have data breach insurance coverage then your insurance company can step in and pay for those fines, penalties, and potential lawsuits without you having to worry about becoming bankrupt and having to close your business permanently. Business Interruption Another vital type of commercial insurance that your business needs is business interruption insurance that kicks in when your business experiences some type of disaster or issue that forces you to close it down until the issue is resolved. This situation can be particularly frightening because many business owners' sole source of income are their businesses, which can lead to them having a complete lack of cash flow while the business is being rebuilt after a fire or while waiting for the aftermath of a flooded building to be cleaned up and equipment replaced. In those situations, business interruption insurance will allow you to make it until your business can reopen by providing you with at least a portion of the lost income during the days, weeks, or months that the business is closed. This can help you cover living expenses and prevent you from falling behind on your bills until your income stream is restored. Contact your insurance agent today in order to discuss the many different types of commercial insurance that he or she would recommend and how they would benefit you. Data breach and business interruption insurance are both great coverage options that can help you protect your livelihood. Contact a business, such as Fulton Insurance Agencies Ltd insurance broker, for more...read more
3 Things Your Standard Home Insurance Policy Doesn't Cover
If you have a standard homeowners insurance policy, you probably think that you are completely covered if something were to happen to your house. Although standard policies generally offer good coverage, there are limitations. Luckily, you can buy additional coverage if you feel like you need more coverage. Here are some things that homeowners insurance will not cover. 1. Natural Disasters One of the things that many people mistakenly think is part of their homeowners insurance, but is not, is natural disaster coverage. For example, assume that you live on a fault line and there is an earthquake. If there is damage to your home, you will probably be unable to access your policy for help rebuilding the home. This also applies to flooding. This isn't flooding caused from a broken water heater in your home, this flooding caused by rain, tsunami, or even ground water. Thus, if you are worried about these natural disasters striking your house, you should get an additional policy to help pay for the damage. Otherwise, keep an emergency fund on the side that can help to pay for any damage from natural disaster. 2. Emotional Support Assume that your house was to burn down and you lost everything. Fortunately, you would be able to access your policy to help rebuild the house and replace the loss of your belongings. However, you wouldn't be able to get financial help for emotional support. This also applies to if the house was broken into and you had to confront a burglar and it was traumatic. Many people experience post traumatic stress disorder after an episode such as these, and could benefit from therapy. It is important to recognize that you will not be able to access your policy to help pay for the therapy, this will be out of pocket, or paid through your medical insurance. 3. Required Upgrades Say that you are required by the city to do upgrades on your home to keep it up to code. Even though this is an unforeseen expense, you will not be able to access your policy to help you fix things. You may have to fix a roof, repair plumbing, electrical wiring and so forth. These fixes could get expensive, which is why it is best to have an emergency fund on the side, seeing that your insurance won't be any help to you in this situation. These are just a couple things you need to know about your home insurance so that you can be prepared. To learn more, contact a company that specializes in home insurance by Weeks Insurance & Financial Services...read more
Why Getting Homeowners Insurance Is A Smart Decision
Are you stuck with costly repairs after experiencing a house fire? A house can catch on fire when you least expect it, so it is a good idea to make sure you have homeowners insurance if you don't want to end up in the same financial situation again. Find out in this article why spending money on home insurance coverage is a smart decision. Why is it Ideal to Get a House Insurance Coverage? Investing in insurance for your house is smart because it will give you money to fall back on if your house happens to go up in flames again. The damage that a fire can cause to a house is unpredictable and can leave you with no place to live. Homeowners insurance can give you the finances for a temporary residence while your house is being repaired or rebuilt. Having your own place to stay in during the recovery process can be a lot less stressful than having to live with a friend or family member. Homeowners insurance is also a good way to avoid having to dig into your own bank account if accidental damage is caused to a neighbor's property. All it takes is for one of your children playing baseball to accidentally break a neighbor's window. Damage to a neighbor's property can also happen if you have pets, such as if the pet digs a big hole in the neighbor's yard. You insurance coverage should cover the repairs, depending on what is in the policy. It is likely that your insurance coverage will extend to damages caused by natural disasters as well. However, it is common for the coverage to only cover disasters like tornadoes and earthquakes. Coverage for a flood may require that a separate policy is purchased. Does Homeowners Insurance Cover Property Outside of the House? You will not only get compensated if someone robs your house, but also if someone steals something out of your vehicle. Homeowners insurance can come in handy if you are a frequent traveler who stays in hotels a lot. If your property is stolen out of your hotel room, you can file a claim and get paid for it. Filing an insurance claim for property stolen while away from home requires that you can prove it, such as by giving your insurance company a police report. Don't delay getting insurance coverage for your house so you can have a sense of financial...read more
Teen Driver? 3 Ways You Can Help Your Parents With Car Insurance
Before you get behind the wheel of a vehicle and hit the open road, you need insurance. However, insurance rates for teenagers can be really high. If your parents are hesitating to add you to their insurance policy because they fear the high costs that will come with adding you as a driver, you can win them over by letting them know you will take the following courses of action to lower your insurance: Step #1: Complete A Driver's Education Course The first thing you need to do is sign up for and complete a driver's education course. See if your school offers driver's education courses or if there is a driving school in your area. Not only will you impress your parents with your dedication towards learning how to be a safe driver, you can also save on your insurance rates by completing a driver's education course. Most insurance companies offer a set discount for a specific number of years for any driver that completes a driver's education or safety course. Before you sign up for the course, make sure it is an approved course through your insurance that will earn that a discount. Step #2: Keep Your Grades Up One of the best ways to show your parents that you are responsible enough to drive is to keep your grades up. Try to achieve at least a B average or higher on your next report card. Not only will earning and maintaining at least a B average impress your parents, it will also impress your insurance company. The vast majority of insurance companies offer discounts to students who get good grades; and maintaining good grades is a great way to show your insurance company that you are responsible as well. Step #3: Save Enough Money To Cover A High Deductible One of the simplest ways for your parents to save money on their insurance is by raising their deductible. The deductible is how much cash your parents will have to pay out of their own pockets to fix a vehicle before their insurance company will step in and help them with your costs. Before you suggest this money saving tip to your parents, save up enough money to cover the highest deductible that your parent's insurance company offers and put this money away in a saving account. Then, let your parent's know that you have saved enough to cover a higher deductible should anything happen while you are driving. If you follow the three steps as outlined and suggested above, you may just be able to convince your parents to allow you to drive one of their vehicles or even get your own. All of the suggestions above will not only show your parents that you are responsible enough to drive, these suggestions will also reduce the cost of adding you to their insurance policy. Be sure to contact a professional auto insurance agency, like D A Kurt Insurance Broker Ltd automobile insurance, to discuss other policy discounts for...read more
What You'll Need for a Home Insurance Quote
Home ownership can be extremely exciting and rewarding, but it also comes with a great many challenges. Chief among those is making sure that your home will remain protected in the event of a natural disaster or other catastrophic event. Finding the right home insurance will provide you with that security, but before you shop around for quotes, you need to make sure that you've gathered the relevant information. Below, you'll find a guide to some questions you'll have to answer when seeking a home insurance quote. Keeping this information in mind will guarantee that you can have an open and honest dialogue with your insurance provider and can help put you on the path to guaranteeing the coverage you desire for you and your loved ones. Age of Home Systems The risk factors surrounding your home's systems are likely to intensify with age. Plumbing, electrical, and heating systems are all more likely to fail after significant usage, so your home insurance agent will need precise information about their origins before providing you with a quote. Make sure that you track down documentation which verifies the installation date of each of these systems. This means that you should be sure to hang on to receipts and warranty paperwork when you have a new system installed, and you should try your hardest to track down the same when purchasing a new home. Optional Risk Factors You're free to conduct yourself in your home as you see fit, but there are some factors which will add to the risk of insuring your home from the perspective of an insurance company. If you're a smoker, that may need to be disclosed, as it could result in a higher fire risk. Similarly, pet owners will likely have to describe the age, gender, and breed of their animals. This is necessary so the insurance company can determine the risk of injury caused by those animals which would have to be covered under your homeowners insurance. Personal Property Value If you own a great deal of very valuable property that you plan to store in your home, it's vital that you disclose that to your insurance company. Jewelry, electronics, firearms, and even valuable pieces of furniture all need to be accounted for in order to guarantee they can be replaced in the event of a catastrophe. Being open and honest about your items is the best way to make sure you get a quote which truly reflects your insurance needs. Consider speaking with a representative from Northgate Insurance Centre to obtain your home...read more
Looking To Save Money On Car Insurance? Consider These Three Tips
Are you tired of struggling to pay your auto insurance premiums each month? If so, you should know that it is possible to lower your monthly rates without sacrificing any of your coverage options. The three tips outlined below can help you to accomplish this goal. Tip #1: Always Bundle Your Insurance Coverage When Possible Most people require several different types of insurance in order to meet all of their needs. For instance, people will often carry car, homeowners or rental, and life insurance. The problem is, people often purchase each of these insurance policies separately, and often from separate companies. As a result, they will pay more for each of their policies. When purchasing your insurance policies, consider buying all of these policies at one time from a single company. This will allow you to take advantage of what is known as a bundle discount. The best part is, this discount not only applies to your car insurance coverage, but to all of you insurance policies. This fact will allow you to quickly super charge your savings. Tip #2: Be Sure To Provide Accurate Information Regarding Mileage When you contact an insurance company to request a car insurance quote, you will be asked questions about the primary use of your vehicle and how far you travel for certain tasks, such as going to work each day. This information is used to help estimate how many miles you travel on an average day. The reason this information is so important is that the more miles you drive each day, the higher the risk is of you being in an accident. Consequently, insurance companies will charge you more if you spend a lot of time on the road each day. While the information collected during the quote process allows insurance companies to estimate your daily mileage, this estimate may not be accurate. Consequently, taking the time to provide them with accurate information regarding your average daily mileage can result in a decrease in your monthly premiums. Tip #3: Don't Be Afraid To Brush Up On Your Defensive Driving Skills Over the years, people often lose sight of the defensive driving skills they learned early on and begin to develop their own, more aggressive style of driving. The problem with this is, aggressive driving can greatly increase your chances of being in an accident. This is why insurance companies routinely reward drivers who take the initiative to brush up on their defensive driving skills and ultimately reduce their risk of being involved in an accident. When signing up for a defensive driving course, be sure that the course you choose is recognized by your insurance company. Upon completion, simply supply your insurance company with a copy of your course certification in order to receive your discount. These are just a few ways you can save money on your insurance costs. For more information, contact your local insurance...read more
Lesser Known Policies Sold by Insurance Brokers
Most people are aware of the common policies insurance brokers sell, such as auto insurance, home insurance, and life insurance. But there are some lesser-known policies that insurance brokers wish more people knew about because they can provide security when unexpected things go wrong. Here's a rundown of these policies and what they can do for you. Income Protection Insurance brokers sell income protection policies, which will pay you a monthly amount of money when you are struck down by an accident or injury that causes you to miss time at work. Income protection is especially important if you are an hourly employee, because salaried employees may have built-in protections offered by their employers, but hourly workers typically don't have any guarantees when they are unable to work. Income protection policies are customized to fit your situation, which means that even if your work is mostly commission-based, you can still receive a payment after your are incapacitated. Funeral Insurance Insurance brokers urge many adults to purchase funeral insurance for themselves or for loved ones who are ill or elderly. Funeral insurance pays a specified amount to handle the costs of a funeral, and usually has a cap figure and an age limit, meaning that the policy won't pay out more than the maximum coverage, and won't pay out if the insured exceeds the maximum age allowed. But unlike with life insurance, many of these funeral insurance policies don't require medical tests. If you pay premiums equal to your coverage amount, you stop paying even though the insurance remains in-force. Total and Permanent Disability A devastating accident, injury or illness can strike at any time, and leave you or a loved one permanently disabled. Insurance brokers sell this type of policy to provide you with a lump sum payment after this kind of event occurs. Total and payment disability policies cover a wide range of situations, but you must ensure that your insurance broker informs you of the insurer's definition of disability to prevent a misunderstanding after you are injured or fall ill. Critical Illness Sometimes known as trauma insurance, this coverage sold by insurance brokers pays out a lump sum payment if you suffer an illness that is listed under the policy. This is different from total and permanent disability coverage because critical illness coverage provides payments related to the medical expenses of a trauma, including rehab expenses, and doesn't require you or your loved one to be permanently disabled in order for coverage to begin. For more information, talk to a professional like Cambridge Insurance Brokers (Preston)...read more
Exposing Two Misconceptions About Fleet Insurance
Your company's commercial vehicles may be essential for getting your workers and shipments to where they need to be. However, it is legally required for every one of your vehicles to be insured, and if you have a lot of vehicles, this can quickly become an expensive task. Fortunately, fleet insurance is designed to protect all of your company's vehicles under the same policy. Sadly, these insurance policies are not always well-understood by business owners, and this may cause them to think a couple of myths about these policies are true. Myth: You Must Have Dozens Of Vehicles To Buy A Fleet Insurance Policy There is a common notion that these policies only make financial sense if your enterprise has a very large number of vehicles. In actuality, your business only needs to have a few vehicles for this type of policy to start being a viable option. However, it should be noted that many insurance carriers require a minimum number of vehicles, and you may need to contact several providers to locate one willing to work with a small commercial fleet. Also, it should be noted that these policies can cover more than just automobiles. If your enterprise uses forklifts or other small vehicles, these can usually be covered under your fleet policy. Myth: Your Fleet Insurance Premiums Will Never Change Sadly, some people may think that the premiums on a fleet policy are far less likely to change from year to year. While these premiums are usually relatively stable, there are various events that can alter your premiums. For example, accident claims are among the most common reason for a rate increase, but it is not the only one. These agencies will usually consider the creditworthiness of the business before issuing the policy, and if your enterprise has a poor credit history, this could impact your premiums. Fortunately, if your premiums increase, there are steps you can take to help lower these costs. One of the most common ways is by mandating defensive driving courses for your workers. Insurance companies look favorably on these courses. Therefore, if your employees regularly take these courses, your company's risk profile will be lowered, and this can lead to deep savings. A fleet insurance policy is an essential expense for enterprises that have several vehicles. By understanding that these myths are incorrect, you will be in a much better position to understand what to look for when shopping for one of these policies. For more information on fleet insurance, talk to a representative from an insurance company like Acumen Insurance Group...read more
Staying Informed And Fully Protected – Questions For Your Home Insurance Broker
Owning a home can be one of the most exciting and rewarding accomplishments of anyone's life, but it is certainly not without its challenges. Chief among those challenges is making sure your home's structure and your belongings stay protected in the event of the unforeseen. The only way to guarantee that is to make sure you're well informed. Below, you'll find a guide to some questions you should ask your home insurance broker. Having the answers to these questions will provide you with the knowledge you need to feel secure in your protection. It will also allow you to select the coverage that makes the most sense for you and guarantee you're protecting your wallet all the way around. Ask About A Total Loss The worst case scenario for any home owner is the total loss of the home. Whether it's from fire, flood, tornado, or any other random occurrence, it's important that you have an idea of what you could face if the very worst were to come to pass. Your insurance broker should be able to provide you with an estimate as to what a full reconstruction of your home would cost. From this estimate, you can also attempt to add an approximate value of the items in your home and, from there, you can develop an idea of the amount of coverage that you truly need. Ask About Liability Coverage Accidents happen, but for many people, common household accidents can become a nightmare of litigation and court costs. Having a layer of protection in place in case an unfortunate accident were ever to occur on your property can be very smart and, in some cases, absolutely vital. Your home insurance broker will be able to walk you through the costs associated with liability coverage as well as help you determine whether it's necessary for you. In many cases, risk factors such as your home's outside environment and how often you entertain guests can be a determining factor. Ask About Flood, Earthquake, and Disaster Coverage For people who live in a relatively calm areas with little risk of natural disaster, these types of additional coverage may not be necessary. For others, however, these additions can be a vital step in making sure you're truly protected from all eventualities. Areas with common flooding or which are overdue for a major earthquake are areas where you should be prepared to seek out any and all coverage products that will allow you to protect your home. (For more information, contact drayden insurance or another...read more
Learn How To Be A Safe Driver In The Rain And Reduce Your Insurance Premium
At some point, everyone has to get in their vehicles and drive in the rain. Do you ever feel like everyone suddenly becomes bad drivers when it is raining? Driving in the rain requires a different set of skills than everyday driving. By learning these skills, you can avoid getting into an accident when it is raining and save money on your insurance premium at the same time. If There Are Multiple Lanes, Drive In The Middle Lane If there are multiple lanes, such as on the highway, drive in the middle lane. On one-lane roads, try to stay as centered as possible in your lane and avoid driving on the edge of the road. All roads are created with a crown. The middle of the road is slightly higher than the sides of the roads. Roads are created this way in order to allow rain to drain off of them. Water can easily pool up on the edges of the road, which is why you should avoid the edge of the road when you are driving in the rain. Turn On Your Headlights Just because you can see well in the rain does not mean all the drivers around you can see well too. Even in the middle of the day, you should turn on your lights when driving in the rain. This makes it easier for other drivers to spot your vehicle. That said, you should not turn on your brights and blind other drivers. Your regular beams will do just fine for driving in the rain. Never Drive Through Standing Water If you see a bunch of standing water up ahead, and you cannot see the bottom, do not try to drive through the water. What looks like only a couple of inches of water to you could actually be a foot or more of water. Plus, standing water can hide other road hazards, like potholes and debris. If you can, turn around and use an alternate route. If the other lanes are clear, drive around the standing water. If you can't avoid it, pull over and wait for the water to clear. Obey The Speed Limit When it is raining, you should really pay attention to the speed limit. If the sign says you should take that curve slowly, you should probably actually slow down. Speed limits were created to give drivers guidelines on what speed they could drive on that particular road, no matter what the conditions were outside. Even if you drive somewhere all the time and feel comfortable driving faster than the posted speed limit, you should really slow down when it is raining. It can take your vehicle longer to stop when it is raining. If your vehicle loses traction when you are trying to stop, you could easily slide. It is also easy to hydroplane when the roads are wet and you are going to fast. So protect yourself and other drivers on the road and slow down. Finally, If You Can't See, Pull Over Sometimes, the rain can really just come down. If it is raining so hard that you cannot see in front of you, even with your windshield wipers on full blast, find a safe place and pull over. Usually, whiteout rain does not last too long,...read more


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If you don't pay attention to manufactured hype and are one of the few people that wonder what the War on Christmas is then read A Short History of the War on Christmas. I'll wait. Now that you're up to speed then let me give you my view on Happy Holidays, Holiday Trees, and this whole nonsense surrounding secular and religious observations of Christmas. This holiday should peacefully coexist on a common day that's positive for anyone interested in any aspect of Christmas. However, some people are trying to pick a fight over the true meaning of Christmas and I'm just not taking the bait.
I was raised Christian (lax Catholic really) and am now an atheistic agnostic regarding religious beliefs. I think I can clearly see both sides of this supposed war and wonder why it's even an issue. The "reason for the season" is as complex as the American public and it goes back to Yule, Noel, and the origins for Christ's Mass outside this country. Christians adopted various pagan rituals and practices along the way including choosing Dec 25th as the day to celebrate the unknown birth date of Jesus. There's nothing biblical or sacred about the American public celebration of Christmas this time of year. It wasn't a holiday created by God or Jesus and was instead developed by their followers. The term Christmas didn't even appear until about a thousand years after Jesus may have lived in the Middle East.
Things like Santa Claus and stockings over the fireplace have become an American tradition for Dec 25th but they aren't related to Christ's Mass. Santa Claus was pushed into more widespread popularity by Coca-Cola in the 1930s and isn't a character in the nativity scene. Many secular aspects of Christmas are firmly rooted in American consumerism instead of Christian tradition. It's these secular aspects of Christmas that I still embrace as an unbeliever. I grew up with them in an American family and I continue the gift giving distraction that brightens a dreary winter for human beings. It's just a human family holiday for me. The only things I've had to drop from the family traditions of my parents are the display of little nativity figures, going to mass on Christmas Eve, and saying a prayer before the family meal. Otherwise, my house and the houses of Christians in my family operate the same on Dec 25th.
Go ahead and have a Merry Christmas because it's both a religious and secular day regardless of the origin of the term. Tuesday's etymology is from Tiwes or Tiwaz as an ancient Germanic god of war but unbelievers don't demand the name of that day to change. Why should anyone care that there's a secular holiday on Dec 25th called Christmas when it's about as religious as calling a day of the week Tuesday? Sure, there's also a religious holiday on Dec 25th called Christmas but I don't celebrate that one. Santa Claus is front and center on my Christmas. I'd much rather see a jolly fat guy in a red suit instead of a tortured man nailed to a cross regardless of who you think that tortured person really was or why he had to endure that death. I don't believe in it and I don't have to for my enjoyment of Christmas.
I put up a Christmas Tree because it isn't a biblical or religious thing. It's just pretty and the evergreen is a nice symbol of life during the dormant winter. It isn't really a Holiday Tree because there isn't a Wikipedia page for Holiday Tree. There's some sarcasm there but really the tree is only related to Dec 25th so it should just be called a Christmas Tree or Yule Tree if you want to keep to the original terminology.
I'll say Happy Holidays or Merry Christmas since both are just fine with me. There are several holidays around this time of year including New Year's Day. I hope all of your holidays are happy when I say Happy Holidays. I also say Merry Christmas and Happy New Year individually if I feel like it. I'm only wishing you a Merry Secular Christmas when I say it. You really shouldn't mind my intent because if you wish me a Merry Religious Christ's Mass then I'm just going to have a Merry Secular Christmas anyway. We each celebrate Dec 25th in our own unique ways so we can think different things when we hear those words. We all mean well wishes towards each other when we say it, right? That's the true reason for the season.
Being different and holding to our own traditions should continue to be a shared American tradition. Nobody should try to define Christmas as one exact religious (or secular) holiday dictated by the government (or church). Your secular or religious views of Christmas are right for you and everyone else so just get over yourselves, stop the silly war talk, and have a Merry Christmas everyone!!! What would Santa do? 😉


text: I received my PhD in 1978 from The University of Texas at Austin with Bob Tabita studying the enzyme RuBisCO from Rhodospirillum rubrum. I continued my research on autotrophic prokaryotes during my postdoctoral studies with Ralph Wolfe on the methane-producing Archaea. I joined the Department of Microbiology at the University of Georgia in 1982. My laboratory uses an integrated approach to understand the nature of free-living prokaryotes of environmental importance.


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Encouraging ethical negotiations is at the heart of Gazi Islam's latest work. The professor, from Grenoble Ecole de Management, delves into this topic in order to help us understand how to avoid questionable practices, such as manipulation and retaliation, during future business talks. The results of his work to understand how to achieve open and honest negotiations is based on two psychological factors: trusting your counterpart and competitiveness.
To better understand the behavior of negotiators, Gazi Islam and other researchers studied 298 Brazilian professionals. Participants in the study were preparing an MBA and averaged 36 years of age. The goal was to understand the use of "questionable practices" such as pressuring your counterparts, obtaining information fraudulently and reaching your goal by any means necessary. "We didn't want to focus on the morality angle, instead we focused on understanding these questionable practices and how people react to them. We approached the question using two psychological factors, trusting your counterpart and having a competitive personality." explains Gazi Islam.
More trust and less competitiveness
The study demonstrated that the more negotiators put trust in their counterparts, the more severely they would judge unethical behavior. On the other hand, more competitive players, who are focused on winning, take such behavior for granted. In this case, "When the end justifies the means, a negotiator has no misgivings about using questionable practices." adds Gazi Islam. When negotiators place their trust in a partner however, they help establish a less aggressive relationship by assuming the opposing party will also follow ethical rules.
Understanding the context
Personality is not the only factor. "The context also has a strong influence. Thus when a negotiation is tense or when one party is not in a position of strength, there will be a tendency to use more questionable practices." observes Gazi Islam.
Achieving ethical negotiations: a balancing act
"If the personality of an 'ethical' collaborator was enough to guarantee non-aggressive negotiations, then it would simply be a question of choosing the right person. On the other hand, if the context was enough to control the situation, it would simply be a managerial issue. However, it is in fact the combination of these two that allows for the best chance at ethical negotiations." concludes Gazi Islam. In other words, to successfully choose the right negotiator for a given situation, managers have to weigh all the factors that influence a particular situation.
One conclusive fact we can take away from this study is the clear indication that if an individual admits to a willingness to use unethical practices, then they consider these practices to be in fact "normal." Therefore, overcoming such behavior first requires us to change the mentalities of potential negotiators.


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The League of Women Voters of Prince George's County
Officers & BOD Events - Publications & Resources - Photo Gallery - 2016 Voter's Guide Membership
NEW!!! LWVPGC Spring 2017 Newsletter
The League of Women Voters is dedicated to providing well-researched and unbiased information so that all voters may become better informed. Use the Search Box above or browse this site for information and links to useful and valuable information on the national, state, and county level.
We also wish to encourage your personal and direct contact with us for information about League activities in our county. For example:
- Are you interested in what studies we may now be pursuing?
- Or, whether we may be able to partner with you on a local issue?
- Interested in when and where we meet, or what League events are now being scheduled?
- Wondering what community services we can offer you?
- Would you like to subscribe to our newsletter and action alerts?
- You may register on this site. All LWV members in Maryland should register.
For more information, please send your inquiry to:
Joyce Starks, President
League of Women Voters of Prince George's County
PO Box 3038
Laurel, MD 20709
Or contact:
LWVPGC Office: 301/458-0760


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Business & Company Information: Sources & Strategies. Research Refresher Laura M. Scott March 27, 2009. Goals for today. Cover the basics of company research in law practice Strategies and favorite sources Provide examples of available online tools and their features
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Business & Company Information: Sources & Strategies
Research Refresher
Laura M. Scott
March 27, 2009
Researching Companies
Good example of a combination free and fee-based source.
Earnings conference call
News of potential legal interest
Specific kinds of company information
Finding Business Source Complete & Mergent
Includes many scholarly business
journals and useful profiles and reports
Report is based mostly on SEC filings, but
provides a quick executive summary.
Another useful fee-based source
for company info. (Find it the same
way you'd find Business Source Complete.)
Good for a quick overview
Another cool feature: Variety of output options -
simple "tear sheet" to complex customized reports.
Different amounts of info,
depending on your subscription
"Westlaw Business," an example of
a fee-based source for securities filings
Lots of search options
Great for local/regional
business news.
Lots of cities/regions
Public company, simple research task:
use free SEC filings
List of exhibits to 10-K
List of subsidiaries is
always in the same exhibit
Private company: May have to
use a fee-based source
Corporate family tree,
useful formatting.
Bonus: Nice private
company report
Not much financial data
Dun & Bradstreet
Too small for private company reports
on Lexis or Business Source Complete
Range of reports $-$$$$$
Again, free is fine for this task…
…and fine here, too.
Courtlink Strategic Profiles
Federal courts and
some state courts
AIG's outside counsel in
federal civil cases for
1st Q 2009
Formatting options
American Lawyer Media
Must subscribe for full
report and data
Similar kind of survey at the
local/regional level


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GEC has used Allen & Overy, rather than its usual adviser Freshfields, to draw up the documents for the world's first euro-denominated syndicated loan.
The loan has been cited by the Bank of England as an example of how London will continue to hold its own after monetary union, said Allen & Overy banking partner David Morley who worked on the deal, assisted by Angela Salisbury.
An active bond market in euros has already developed over the past year, but this is the first time a company has sought a syndicated loan in euros.
With the imminent arrival of the single currency, there is a fear that Frankfurt will take over from London as the European financial centre. But Morley said this deal had helped to allay these fears.
"The introduction of the euro will have a dramatic impact on capital markets," he said. "In the most optimistic scenario, the euro capital markets will come to rival the US in size and liquidity and London will be the centre."
Raising a Eu6bn revolving loan for such a huge and respected client, which is widely known to be building up a war-chest for acquisitions, means A&O is well placed to do further work both for GEC and for others seeking euro-denominated syndicated loans.
"We are very excited to have led this unique transaction and look forward to continuing our leading role in this innovative area," said Morley.
Because GEC was a respected borrower, it insisted that its own counsel, Allen & Overy, drafted the documents.
For the syndicate of 28 banks, Clifford Chance partner Malcolm Sweeting, assisted by Dominic Ross, checked and commented on the documents.
Although the full financial basis of the euro had yet to be worked out, the documentation was not too problematic, said Morley, because it was already "pretty clear" how the euro would operate.
For example, he said, banks would open for business to trade euros every weekday except Christmas and New Year, as allowance for the national holidays of every country would mean that the euro would be unable to trade on 50 days each year. Interest rates would be calculated assuming a 360-day year rather than the 365-day year used for sterling.
Ross, from Clifford Chance, said: "Clifford Chance and Allen & Overy are the two City firms with the most expertise in the area." He said his firm may have been appointed because some Clifford Chance partners had already been advising some of the arranging banks on the impact of the euro. His office was currently advising banks on two other euro-denominated loans, he said.
The eight underwriters and arrangers were Barclays Capital, Banca Commerciale Italiana, Banque Nationale de Paris, Chase Investment Bank, JP Morgan, Midland Bank, SBC Warburg and WestLB.


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Irene Air Model
WhizzyWhizzerArtist/Painter Male Melbourne, Victoria, Australia
My Website: hardingsart.comMy MM URL: http://www.modelmayhem.com/GraphiteArtist
Mayhem # 1409482
About MeHi, my name is John Harding & I am a graphite artist.
My drawings range from small A4 size to massive A0........
Want to see how great you look in graphite?
then feel free to let me know if you would like to commission me to draw you..............
Have you worked with WhizzyWhizzer? Add Credits for WhizzyWhizzer! >>
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Hostel 5 - Plzenska
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Day 7: Prague
... as a "Museum of an Extinct Race". Indeed the Nazis gathered Jewish artefacts from other occupied countries, transporting them to Prague to form part of the museum. Today, these historical sights, all except the Old-New Synagogue, form what is called the Jewish Museum in Prague. The Old-New Synagogue is the oldest preserved synagogue in Central Europe, built in early Gothic style in the 13th century, and is the main house of prayer for the ...
Prague 2 nights
Saturday: We left Vienna at 8:20 for Prague we had a amazing breakfast there was heaps of fruit and we had a couple of bowls of that, on the bus trip we watched a small movie on Mathousen and that was very intense to see what the people went through at that concentration camp it was really horrific we then went to the camp and had a look inside the camp the conditions they must of went through would ...
The Czech Republic: Beyond Prague and Cesky Krumlo
... style park. The château was built in the 17th Century on the site of a former Gothic castle. The town was founded here in Bohemia in the 13th century as royal water fort – it was at a crossroads of important merchant routes around the country and into Austria.
This historic town in the South Bohemia region is becoming ever better known as a tourist destination. The town ...
Czech Us Out!
... history, this part of the world had various dictators and oppressors. The first part of the country's liberation story is fascinating and took place during the last few days of WWII. There was a radio broadcast sharing information about something the Nazis did not want citizens to hear so a troop of Nazis occupying the city at the time went to the broadcast building with the intention of stopping the broadcast. However, the building where the broadcast was coming from ...
... part of Europe. I watched a very impressive movie of his life which I found to be very interesting. I bought Yoshi's Art Nouveau calendar here and as few other memorabilia.
We headed down to Wenseslas square and then took a taxi to the castle and cathedral The Prague Cathedral is spectacular with wonderful stained glass much of which was designed by Mucha. He worked prolifically and had far reaching impact. We ...


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LIFESAVER have sponsored four intrepid cyclists with LIFESAVER bottles as they embark on their trip to Rwanda at the end of April.
Four riders are taking a huge risk in an unsupported ride of 6000 miles across harsh terrain, extreme temperatures and ever-changing altitude but no longer have to worry about drinking contaminated water but can gather dirty water and clean it with their LIFESAVER bottles.
The Cycle to Rwanda challenge is part of the Sport for Rwanda fundraising appeal. The money raised is due to be distributed by the charity Rwandan Aid and the appeal aims to raise £80,000 by 2012 to provide 140 schools with country sports equipment and training materials to introduce sports to the Rwandan educational curriculum.
On 28th April 2012, the four cyclists will leave Bury St Edmunds in Suffolk and cycle 6000 miles to the capital of Rwanda, Rigali. This will take them through 12 countries in just 70 days by bike from the UK to Rwanda to raise thousands of pounds in sponsorship.
The team aims to arrive in time to accompany the Rwandan Olympic team on their journey to Bury St Edmunds.
The picture below is an article from the Colchester Gazette.
If you would like to donate to their cause please go to https://www.justgiving.com/cycletorwanda