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K251 - 1970-73 Camaro / Firebird Tail Panel Brace with EDP Coating
This piece is a must for any trunk area restoration. Mounts between the trunk floor and tail panel. This quality stamped steel piece acts as a brace for the tail panel and mount for the trunk latch assembly.
This part features a black electrophoretically deposited coating (EDP, or E-coat) for superior long-term corrosion protection and is ready to be prepped, primed and painted without stripping.
Important: Requires welding for installation. Professional installation is recommended to ensure proper fit.
Product #: K251
In Stock Now!
MSRP: $43.99 ea
Classic: $39.99 ea


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The MOST HILARIOUS Short Thanksgiving Message You Will Ever Hear
A common stereotype is that whenever Baptists assemble, there's food involved. Well, Pastor Michael Ray Johnson of Shasta Baptist Church in California perpetuates that every time he delivers this hilarious Thanksgiving message unlike any you've ever heard before. It's almost 15 minutes long but worth every second:

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Surround SCM Image File Support
Article ID: 629 | Last updated: 30 Apr, 2015
Surround SCM provides advanced image file support. FreeImage, a third party utility, reads several image file formats, which are listed in the following table.
See the FreeImage web site for more information.
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It only takes a minute to get started. Fill out our uncomplicated sign up form and login to the site.
This step is up to you but will drastically increase your chances of getting interest from other over 50s members on the site. Let people know a bit about yourself, your pasttimes and attach a nice photograph of yourself.
Utilise our website's sophisticated search to pinpoint over 50s members who match your requirements. Or just scan through listings and pinpoint people that arouse your interest.
Identified someone who could be a good match? Drop them a line or just a wink and see if they're interested. With a little luck you'll be on your way to a once in a lifetime experience.
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Marks & Spencer
Pointed Toe Mid Heel Animal Print Court Shoes With Insolia
Sign up now to get your own personal style guide to what to wear and to see clothes recommendations from over 500 retailers.
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What the retailer says
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Kramer's love of golf causes problems for George. Jerry meets an old friend from high school and tells her that George is a successful marine biologist making way for another classic moment in the show's history. George has to keep up a lie purported by Jerry and it gets him in trouble after, when Kramer was golfing on the beach, a whale gets something stuck in its blowhole.
This is a very funny episode. Larry David's line (Is anyone here a marine biologist?) punctuates another great Seinfeld season five episode. A winner in every way, shape and form. Another can't miss episode.


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Rashes near Groin
Extremely irritating rashes in my groin region. It's not on my scrotal sacs but on both sides where both my thighs join together. it affects more in summer. some times skin peels off and come as white dandruff powder from there. I suspect some fungal infection.. please suggest
Answers (1)
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Dr. Govind Suresh Mittal
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Hi. Greetings. This seems to be a fungal infection. Fungal infection is quite common, especially more common in men. This is often related to humidity, tight clothing, excess sweating and accumulation of moisture. You'll need to keep the area dry, wear lose clothing. You'll need to see a dermatologist for confirmation of infection and treatment with oral antifungals and creams. If there's resistance to one particular medicine another medicine may be needed depending on your improvement. DO NOT USE OVER THE COUNTER CREAMS LIKE BETNOVATE GM OR PAN DERM OR QUADRIDERM... this will only prolong the infection. You could also send in further queries or snaps of the lesion on follow up chat. Hope this helps. Dr Govind Suresh Mittal, Bangalore.
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Norman Van Aken at Books and Books
Talent runs in the family.
Local chef Norman Van Aken and his son Justin will discuss and sign My Key West Kitchen (Kyle Books, $29.95) 8 p.m. November 27 at Books & Books, Coral Gables.
Long before Jimmy Buffett wrote "Margaritaville" about Key West, James Beard award-winner Van Aken had already pledged allegiance to the magical little scrap of land at the end of the rainbow.
"I just felt lucky when I walked the old small streets and alleys, protected by some ancient maternal force," he said of the reason for writing the book.
It was in The Keys that Norman first found his passion for cooking and where the unique cultural make-up of the island really made a major influence on his cuisine.
Now all food lovers can enjoy the diverse flavors of Key West with Norman's new cookbook, co-written with his son, chef Justin Van Aken, My Key West Kitchen: Recipes and Stories, which literally is the father-and-son team's love letter to the island. Part cookbook, part travelogue, part memoir, follow the two as they stroll through the streets of Key West, reminiscing and recreating dishes from "little joints," established restaurants, and from the kitchens of friends and family past and present.


text: "Society is, always has been and always will be a structure for the exploitation and oppression of the majority through systems of political force dictated by an élite, enforced by thugs, uniformed or not, and upheld by a willful ignorance and stupidity on the part of the very majority whom the system oppresses" - Richard Morgan. I am a sometimes writer with a propensity for editing my works to death until I lose all desire to continue. This format initially appealed to me since I would be unable to edit after 24 hours so the stories can move forward. I used to draw maps all the time and have found that is one of the reasons I love fantasy. I find it irritating when fantasy books don't have a map to act as an interesting story supplement. Believe it or not, one of my favorite books is an atlas. In addition to Fantasy, I am also a big fan of Historical Fiction, Science fiction, and plain old good yards (classics or otherwise). Some of my favorite authors are Brandon Sanderson, Guy Gavriel Kay, Richard Morgan, and Lee Child. I own a bookstore on Vancouver Island called Bucknucks. It is in a little mall called Valleyview Centre and I am surrounded by books and muses indoors, and I only have to step out of my shop to get a view of mountains and trees. I love it. I welcome all additions to any story that I make - don't be shy. It's more fun the more people who show interest so if you feel like you might want to jump on one of my literary boats, please do so. If there is something that could be improved in my writing please comment. I welcome any criticism since I only want to get better. I have a novel on the go and my dream is to be published someday.


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Weapons, Melee, Fists, Crowbar/Wrench, Broken Bottle, Spear, Axe, Weapons, Projectile, Spear, Pistol, Rifle, Crossbow, Contraptions, Pipe Rifle - A dangerous to build, and even more dangerous to use weapon, with high damage potential., Harpoon Gun - A small, hand-held, pistol-gripped harpoon gun with a limited range, designed for landing smaller species of fish. It uses a spring mechanism to fire., Personal Grapple - Not actually a weapon per se, although it will work in a pinch, this little tool is designed for a person to grapple up onto walls, rigging, and such. It can attach to a belt or bandolier to allow free movement of the hands., Ship-to-Ship Grapple - This huge, barbed hook was designed to allow one ship to grapple onto another, either to tow it or board it. A Ship-to-Ship Grapple must be firmly anchored to the vessel from which it is being fired., Ship-to-Ship Harpoon - This huge gun isn't necessarily designed to be used on other vessels, but if the situation should call for it, it can be. Originally intended to hunt whalephin and other large marine creatures, it is powerful, destructive, and strong. It also needs to be fired from a ship-based mount, otherwise, the shooter is likely to get yanked off the deck and taken for a ride.
Combat Mechanics, Melee weapons will be most players' initial protection, or weapons of choice, as the case may be. weapon strength and speed will depend on the material and by whom it was forged., Projectile weapons are similar in that their components and their condition greatly affects their strength and range. some projectiles are easier to come by than others, bullets being especially hard to find or create, and have different value and strengths too.
Fully functional atoll, with working gates, generator, and water filter machine.
Dynamic day/night cycle perhaps, allowing for atolls to require generators and lights, and even night attacks from smokers/pirates.
Draw some new concept art, for atolls, outposts and such.
Animated interface, with various interactive areas, such as inventory and map.
Menu for building boats will be like the modern racing games, where you can change a part of your boat. For example mast, hull, etc.
Draw a mockup for trading and inventory swapping with chests and boxes.
Draw a mockup for Map interface
Basic menu and interface, with inventory.
Primary currency, or most valuable resources include:, Dirt, Fresh Water
Item exchange is one of the most vital features, and has to be fluid, and user friendly
2 Primary Factions to start with, the third will be more elusive, and not seen often:, Atoll Dwellers, Smokers, (Slavers)
Players begin as a Drifter - Factionless, and must earn standing ( EVE!) with them to be able to have access to them and such
(Mutants - Perhaps a VIP class)
Item Forging, players find/salvage/steal/ create materials which can be combined to create more complex materials or items
Possible mutants that are donators only?
Craft, Bathtub, Raft, Rowing Boat, Jetski, Small Sailing Boat, Small Tug, Sailing Boat, Small Barge, Large Sailing Boat, Large Barge
Wildlife, SHARKS, Fishies (Alot of different types!), Sea Monsters, Birds
Plants and Farming
Items, Weapons, Fists, Broken Bottle, Crowbar/Wrench, Spear, Axe, Tools (Perhaps also used as weapons), Shovel, Hammer, Wrench, Usable Items, Miscellaenous, Waterproof Flares, Machines, Windmill, Electric Generator, Water Filter, Pulley System, Steam Generator
Ambient, Water, Seagulls, Wind, Waves
Human sounds
Night sky: http://www.fpsbanana.com/textures/1881
Diving down into the ocean to explore and find new objects.
Perhaps when a player first joins, they have a 1/100 chance of becoming a mutant.
Tabtoxinine-β-lactam: http://img816.imageshack.us/img816/792/15049532.png Tabtoxinine-β-lactam: http://img59.imageshack.us/img59/5165/97037589.png Tabtoxinine-β-lactam: http://img59.imageshack.us/img59/5165/97037589.png Tabtoxinine-β-lactam: http://s7.directupload.net/file/d/2280/lc2qyhnp_png.htm Tabtoxinine-β-lactam: http://s5.directupload.net/file/d/2280/z9lkrvhv_png.htm Tabtoxinine-β-lactam: http://s7.directupload.net/file/d/2280/4ov98hrj_png.htm Tabtoxinine-β-lactam: http://s10.directupload.net/file/d/2280/3k4n8rjt_png.htm Tabtoxinine-β-lactam: http://s3.directupload.net/file/d/2280/jogcfep5_png.htm Tabtoxinine-β-lactam: http://s10.directupload.net/file/d/2280/q6dld45i_png.htm Tabtoxinine-β-lactam: http://s1.directupload.net/file/d/2280/xxjqewkg_png.htm Tabtoxinine-β-lactam: http://s3.directupload.net/file/d/2280/e8byrmbs_png.htm Tabtoxinine-β-lactam: http://s3.directupload.net/file/d/2280/nz93js3l_png.htm
Boats will be built of a single base hull, mast, etc. To customize your boat, you can nail anything you find onto it, like a plate of metal. You can do this on the fly, while the base stuff can only be changed inside the atoll.


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Money blog + Travel insurance
Do I need cover beyond my Ehic card, and if so, which policies are worth buying?
On reflection How insurance companies defraud usPatrick Collinson
As the Insurance Fraud Register is launched, here are some of the names I think should go on it
What can you do if you've booked a break, and how can you protect yourself if you are about to? Put your questions about Thomas Cook to our panel who are online at 1pm
Iceland volcano: Shame on our insipid travel insurance providersPatrick CollinsonDon't assume your travel disruption will be sweetened with a nice cheque from your insurer, says Patrick Collinson
For once Ryanair is helping its customers reduce costs, but only because it has to, says Lisa Bachelor
Insurance scams are rising, and guess who is shouldering the cost? That's right, it's us, says Lisa Bachelor


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thou it's been a week since january 1, 2012.
My last year's situation has been one of my lowest.. but you know life happens and i have to move on with getting back my sanity. It was really tough last year, school is still my number one cause of insanity… i thought my life was going down the drain again, i felt weak and emotionally distraught last year so i'm very very hopeful that this year will be nicer to me.
I celebrated Christmas and New year with my family and it was great, all the stress and sadness that the year had given me was all washed away with the cheers and holiday spirit. i'm really trying now to be more optimistic and less dramatic and emotional with all the stuff i'm going through.. I haven't thought about my new year's resolutions.. hmm.. maybe that would be the subject of my next post.
The new year.


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Ear, nose and throat surgery in children
Nose and ear infections as well as recurrent throat infections are common in young children. They can easily be treated surgically. At Diacor's hospital, we offer you the services of paediatric surgeons and orthopaedists as well as a paediatric ear, nose and throat specialist.
In many cases, ear infections can be treated with painkillers or antibiotics. If the patient suffers from recurrent or prolonged middle ear infections, ear grommets can be an effective solution. Recurrent throat infections, obstructive tonsils and tonsil-related sleep apnoea should also be treated surgically. Adenoid removal surgery should be considered if the child suffers from recurring ear or sinus infections and persistent coughs and colds.
For each procedure, preparations are made not only by the surgeon him- or herself but also by a physician who specialises in anaesthesia and pain relief (i.e. an anaesthesiologist) and a team of nurses. We carefully assess the child's general physical condition as well as any individual risk factors. Learn more about the preparations for surgical procedures here.
Paediatric surgery is performed under general anaesthesia. In most cases, the child can be discharged from care the same day. You will be given detailed home care instructions, and if necessary, we will also book you in for follow-up appointments.
To be eligible for surgery, the child needs a referral from a specialist. You can make an appointment with a paediatrician online or by calling 09 7750 800.
Please bring information about the child's insurance and about any examinations he or she has had elsewhere. A parent can be present during the appointment.
If your child is referred to surgery, you can make an appointment for the procedure directly with the surgeon or by calling the hospital on 09 7750 8180. Before you make an appointment, please make sure that you have an approved promissory note from your insurance company.
Please read the hospital admission information.
Medical centres
Porkkalankatu 22 C, 1st floor
00180 Helsinki
|Operating days are from Monday to Friday
Hammarén-Malmi SariOtorhinolaryngologist
MD, Specialist in Otorhinolaryngology, additional competence in Rhinosurgery and Rhinoallergology. Nose disorders, nose surgery, diseases of the paranasal sinuses, paranasal sinus surgery, ear infections, tonsil surgery, adenoid surgery, ear tubes (tympanostomy tubes), desensitization, minor surgical procedures for ears, nose and throat
Kaksonen RistoOtorhinolaryngologist
Lic. Med., Specialist in Otorhinolaryngology. Children's and adults' ear infections, maxillary sinusitis and maxillary punctures, blocked nose and other nose disorders, pharyngitis, snoring, hearing loss, dizziness. In Diacor hospital: ear tubes (tympanostomy tubes), tonsil surgery, adenoid surgery, nose surgeries
Suvilehto JariOtorhinolaryngologist
MD, Specialist in Otorhinolaryngology, special competence in Diving Medicine and Hyperbaric Oxygen Treatment. Allergology, nasal septum surgery, paranasal sinus surgery, balloon sinuplasty, tonsil surgery, adenoid surgery, ear tubes (tympanostomy tubes), snoring, sleep apnea, diver's ear and upper respiratory tract disorders


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Re: Patch 1.06: Networking Changes Discussions - Part 2
Hope to have more of these. " explanations"
Re: Patch 1.06: Networking Changes Discussions - Part 2[ Edited ]
Re: Patch 1.06: Networking Changes Discussions - Part 2
10 tics =100ms of "built in" lag.
That means there is always a delay of 100ms constantly going on.
Though you dont see it because ND's prediction technology does a really great job covering this up.
Only in really extreme cases do you really notice it. Which it seems they want to fix.
10 tic to 30 tic is 33%.
This is very noticable in game play.
Why would you not want the tic higher or more up to date enviroments you got me.
Maybe they just dont understand what that means in terms on screen.
Re: Patch 1.06: Networking Changes Discussions - Part 2
Yeah it may just be my speeds are dipping erraticly which I don't know why. But I agree that technically I should be able to play.
Re: Patch 1.06: Networking Changes Discussions - Part 2[ Edited ]
I dont know the exact requirements speed wise this game uses or needs but I'll tell you this.
Battlefield 4 on Ps4 with 64 player conquest uses 5-8kbps.
Thats ps4 and 64 players.
You need to find why it dips honestly.
Your isp can answer your questions about your "own" connections better than ND can.
So its worth a shot.
Could be simply out of date firmware as well.
Like your pc your router needs updated as well.
Re: Patch 1.06: Networking Changes Discussions - Part 2
Microsofts toc can be googled and they require for a game to be published it should function for a player using a connection of a min of 5 kbps.
Sony doesn't have theirs released public.
But keep in mind games are not exclusive to only one console so they would pretty much have to be the same conditions allbthe way around.
This 10hz tic rate is tied to this.
Naughty dog makes games exclusively for sony so I'm sure the dont have to follow that rule set. But altering it runs the risk of booting players losing money. Its still a business.
This kinda does also point to why you cant have the infected in the multi player as well.- dont quote me on that but it could be the "resources" ND mentioned not having.
Re: Patch 1.06: Networking Changes Discussions - Part 2
Problems I'm facing.
Feedback we're looking for:
- Are you still seeing severe lag situations - e.g. dying several seconds after you killed another player?
Funnily yes, I am now. Sometimes.
- Are you getting the disconnect icon frequently? Do you see it almost constantly or only a few times during a match?
A few matches I get the plug icon for a really long time and everything freezes. And then say 5 seconds or so later it resumes. Once I froze with the plug, 15 seconds later kicked to factions menu.
- Where are you located?
New Delhi India
- Are you using a wired or wireless connection?
Wired , DMZ, Nat 2
- What is your NAT type set to? (Check in XMB --> Settings --> Network Settings --> Network connection test)
Wired , DMZ, Nat 2
- Are there any uploads, streaming video (YouTube / Netflix), or torrents going on while you're playing multiplayer?
None. Entire connection dedicated to gaming.
- Have you tried exiting matchmaking and finding a new match? Does every match you find have the same issues?
Happened on seperate occasions with different lobbies, so YES.
This is with a much much faster changed, wired only NAT2 (DMZ) connection.
Still having an issue.
Last of Us gameplay, Hunting Rifles Headshots , Custom created Game mode videos and MOAR!


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|Price incl. VAT
|Price excl. VAT
|Extended warranty + 1 year £8.89 Extended warranty + 1 year
Enjoy a great portable stereo speaker Hercules 04 Plus connectivity via wireless Bluetooth 3.0. The speaker can be easily paired with the mobile phone, tablet or laptop (Windows Vista / 7/8, Mac OS X) within a few moments. It is specially designed for outdoor use, is entirely water and dust resistant (IP66 certified), so you can feel free to enjoy listening to your favorite music on the beach, cycling, skiing, just anywhere you can think of. Crystal clear sound can be enjoyed through two active broadband drives and one passive bass amplifier.
Because it includes on-the-go charging device, you can enjoy up to 12 hours of music playback. It is also shock resistant, ensuring rubber fittings double protective grille. Of course there is the ON / OFF switch and a 3.5mm mini jack input. At the same time you do not have your device in any way concerned, with safety hook, wrist strap and a carabiner. A bonus of this device is a set of brackets for easy installation on your bike and backpack. Enjoy your favorite music stored on your device, using a great speaker HERCULES 04Plus and Bluetooth technology.
Package contents:
Bluetooth Speaker HERCULES 04Plus
USB charging cable
Holders bike and backpack
User manual
Specifications can be changed without notice. Images are for illustrative purposes only. Retail Price (MSRP) means the manufacturer's/supplier's suggested retail price.
Link to Manufacturer's Website: Enter link to the external review


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This Was Brainerd - Feb. 24
20 years ago (1994)
It's back to home sweet home for 84-year-old Hazel Schilb after the city council slightly bent a few rules. Her home, which was heavily damaged by fire, is a non-conforming use in a commercial zone. She'll be allowed to repair it but, when she leaves, it must be removed.
30 years ago (1984)
(Photo) The Brainerd Exchange Club, represented by John Forrest and John Gaffney, donate 12 Neighborhood Watch signs to be installed here. Accepting them are Herb Stunek and Rick Fargo of the chamber's law enforcement committee, and Char Conn.
40 years ago (1974)
Fishermen could no longer use electronic depth-finders and fishing guides could no longer fish while out with customers, if two bills in the legislature become law. Rep. Glen Sherwood of Pine River, author of both bills, says chances of passage of either one is nil.
60 years ago (1954)
The suicide of a former Brainerd man in Richmond, Calif., has revived the Crow Wing County sheriff's inquiry into the slaying of Eugene Stolze here in June, 1950. Before committing suicide, the man told his wife he had killed a Minnesota man and got away with it.
80 years ago (1934)
Cheering news for Crow Wing County men registered with the National Re-employment Service came with word that $136,526 in PWA construction projects at Camp Ripley had been awarded. Nearly half the quota of men for the projects will come from Crow Wing.
100 years ago (1914)
M.E. Ryan, of the county democratic central committee, has gone to Minneapolis to attend the "get together" dinner of the democrats. It is expected that fully 250 will take part, as great interest has been manifested in the occasion.


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Sorry, this entry is only available in Deutsch.
Our sport would only be marginally possible without the support of our sponsors and supporters. For us, sponsoring means a trusting relationship and also a bit of a "win-win situation". For the support of our longtime sponsors and supporters we are especially grateful. Thank you very much!
Our partners have, in part, supported us for many years. The cooperation with specially selected brands is a conscious decision for responsability and effectiveness in the horse sport - a passion we have in common. Together we create synergy - day in, day out and that's why we are a strong team. Thank you very much!
We are always available for more information, questions and suggestions. Just enter your name and email address and send us a short message. We will then get back in touch with you. We look forward to hearing from you. See you soon and good buy!
Sportpferde Ehning
Weseker Straße 51
46325 Borken
Phone: +49 (0) 2862 / 10 51
Fax: +49 (0) 2862 / 37 77
E-Mail: firstname.lastname@example.com
Internet: www.sportpferde-ehning.com
Photos from: Karl-Heinz Frieler (www.reitsportfoto.de)
Contact person for the homepage: Judith Gölkel


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Home - Profilo - Archivi - Amici - Album fotografico
Fuck russian mom
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Related post: Date: Sat, 19 Jul 2003 20:34:27 +0100 From: Tony Subject: Rich and Me Pt3.If you russian girl picture are under 18, please russian boys soldiers leave now. The following story contains male/male sex, if this is russian bitch natasha l;ikely to offend you russian bi girls please leave. This story is not copyright, it is given free of tie to Nifty. All comments, good or bad, to ayedeetiscali.co.uk. Other stories...Danny, under Beginnings, Private Study under Adult/Youth. 'Rich and Me Part 3. Rich has always been more domesticated than me so he went straight to the kitchen. He was a pretty good cook, russian erotic stories I was more inclined to cut the grass and clean up outside. We were non nude russian lola only wearing boxers and as he stood at the stove cooking eggs I pressed up behind him and kissed his neck and ears, he smelt beautiful, a wonderful teen male, my teen male, my brother and my lover. "Don't you love me any more" he asked. 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As Rich pulled russian gay porno back the back of my hand touched gay russian penis my swollen dick, a thought crossed my mind, if he lowered his bum to my lap I could lean forward and still russian art sex suck him and of course if his bum was in my lap the most comfortable place for my dick would be inside him. I was a randy sod, I was going to ravish my little brother in two ways. I made a mental note to stop thinking of Rich as my little brother, his seven inches was a pretty formidable russian nude weather weapon for a fourteen year old as my throat was telling me. His male appendage was the identical twin of mine and I knew from looking around in the changing rooms that only a couple of guys could beat me in the meat department. I stopped sucking long enough to say, "Rich will you sit down" he didn't even question me and hot russian bride just sat back as I held my cock upright and it slid gently into him. I quickly dropped my head and continued slurping on his tool. "Oh John, you are spoiling me, that feels ace" said Fuck russian mom Rich as he rose up from my dick pushing his own sexy russian boy down my throat, russian cheating wife then as he sat down I was able to breathe more easily as his cock slipped out and mine litle porno russian kids slipped in. It only took a few minutes of this treatment before he was pumping his man juice ilegal russian pics into my throat as he took mine into his belly. As we recovered we heard a noise russian shower sex at the back door and we hastily pulled up best russian porn our shorts, the shock made our hardons deflate in seconds. russian cum mouthful There was nobody at the door or outside or in the road at the front of the house. "It must have been the wind" I said russian porn mags to Rich and we kissed again. We almost emptied the fridge for lunch, as I buttered bread Rich was making sandwiches of cheese, salad, smoked salmon, (Mum would murder us) and sliced ham. After all, we were two growing teenagers. After we had cleared the debris we walked pussy of russians down to the store to replace the milk and OJ, I think fuck a russian we had consumed a two day supply for four people. Once back in the house Rich gave me a real sexy smile, his eyebrows went up to his hairline and the cormers of free russian gay pictures his Spanking russian mouth almost met his russian nymphs pics ears. I smiled back at him and nodded. He took my hand and lead me upstairs straight into russian fucking positions Mum and Dads bedroom. "Where did our lives start" he asked. russian amateur tgp "At the Memorial Hospital" I replied "Wrong" he answered, "It all started nine months earlier when Mum and Dad made love in this bed, I want you to make love to me in the middle of their bed" We slowly undressed each other, as I removed each of my lovers garments and I saw more of his gorgeous body I loved him more and more, he wasn't built like an athlete but his body was certainly very trim. My Rich had broad shoulders tapering into a narrow waist, a well developed chest and two perfect nipples which were already standing to attention, I just couldn't stop myself, I lowered my head to the right one as I fondled the other and my russian pregnant lover groaned and thrust his hips nude russian thumbnail against my thigh. "John why did we wait so long to do this, what have I done to deserve a lover like you" said Rich. "I want to crawl inside your body and make you mine as I give you my love" I stumbled backwards onto the bed pulling Rich on top of me, "Pretend you are Dad making love to Mum and slipping his enormous cock into her" I said. "I don't want to do that" said Rich, then seeing the look on my face he continued. "I russian hard porn want to be Rich, making love to his big brother who he loves more than anyone, I want you to feel me creeping up inside you until my sword is fully holstered in your scabbard then we will make love until I give you all my juice to prove how much I love you" said Rich "Lover boy, you are the best duncan boys russian thing to ever happen to me" I said, "I am all yours to do just anything, hot russian maid put that wonderful thing into my bum" Rich positioned himself above me and buried his head between my legs as I covered his big cock naked portal russian russian ilegal tiny with my russian nude couples saliva. I don't know where he learned his moves but as soon as his tongue touched my rosebud, a thrill ran nude russian woman personals through my body and when he pushed his rolled up oral spear into me I thought a firework display had started. I knew that if I didn't get his cock russian mom son porn soon I would spoil everything, he realised that and quickly pushed my knees up to my chest. I felt his rock hard dick touch me, I wanted him extreme russian sex underground so much that my hole opened of its own accord and my boyfriend just glided inside. His wonderful weapon my nude russian bride pushed the walls of my tunnel apart until he could go no further. I had a very fat seven inches of my brother buried inside me. "Are you OK lover" he whispered. "I'm always OK when I have you with me and when I have your enormous willie buried in my belly I am better than OK, make love to me Rich and give me your creamy milk" I replied. For russian girls chat over twenty minutes his hips pushed his dick in and out of my love shute as his tongue explored my mouth. russian bride I was in heaven nobody deserved this much kiddy fuck russian pleasure. My lover gently russian girls chat room increased the speed of his thrusts and we needed to break our russian defloration pics kiss to get our breath, both of us were beginning to pant, he was pushing harder and further, it felt as if the head of his russian nude yr cock would meet his tongue and then with a shout he gave one last push and I felt his spunk fire into me> The knowledge that Rich russian female nude photography was pouring russian gay porn sites his love into me broke the dam and I fired the contents of my balls up between our bodies. I don't think either of our teenage bodies had ever produced so much cum, I'm sure we both fired about six strings of hot creamy thick love juice. We lay there in the middle of our parents bed for a long time without speaking and without moving with his prick still inside me, we were in heaven. russian nudist and naturist "I love you John" Rich whispered. "I don't think I could love you more than I do" I said, "Thank you for being my brother and lover" "If Mum and Dad russian cuties incest enjoy love making as much topless russian as we do russian flowers torrent they are very lucky people" said Rich. Rich rolled off of me but we russian nude ls stayed in each others arms, "Have you ever seen Dad hard" I asked Rich. "Yes, 4 russian nudist girls I burst into this bedroom one day when he had just got out of bed, he's enormous"."I know I saw him one day, he must be about nine inches, I wouldn't want that in my bum" I said. "There is only one dick I russian bride scam list nude professional russian gymnast want in sex russian illegal me, this one" said Rich russian nude free as he squeezed me.We watched TV as we ate some frozen meals but the continuous sex took hot russian nudes its toll and we went to bed pretty early without hearing the old folks girl russian nudism come home. We had already decided that we would cuddle in bed but whichever of us awoke first would move away, Mum had seen us cuddle but we didn't want to arouse her suspicions by being to close. During Sunday whenever we were alone we would hold hands and kiss but russian nudist photos no sex until we were in bed russian pre schoolgirls and then we both took a drink from the fountain of love. Monday was a good day and russian twins porn whenever Rich and I passed between classrooms we managed to touch fucked russian teesn each other which made us feel good. There was one strange thing, David who was a friend of both of us seemed to be on edge, he hardly spoke even though he shared our lunch table. Whenever I looked at him he looked away, he wasn't the David we knew At the end of the school day back in our bedroom we kissed and groped, and I was pleased to discover Rich was as hard as me. "Did you think David was strange today" asked Rich "Yes, I don't know what's wrong he was pictures of russian whores staring at us when he thought we weren't looking, did we do anything wrong" I replied. "I'm pretty sure we didn't but we will have to be even more careful, I shudder to free russian fuck pics think what would happen if our secret got out" said Rich We did our homework then had our evening meal with our usual chat across the table. Ever since we were old enough to understand Mum and Dad had talked to us about things that were going on, even talking about their work We lazed around watching TV until the phone rang, it was David, he wanted me to help him with his homework and russian fuck porn suggested we both small russian titties went over, it was less than 5 minutes walk David opened the toples 16 russian door to us, he was alone youn russian girls in the house and took us up to his room. He was still acting strangely so I said, "David, what gives, you have been strange all day, we both noticed it, do you want to talk about it" David turned away from us and said nothing for about swing sex russian half a minute, then he mumbled, "I saw you on Saturday" "Well so what, where did you see us" asked Rich."In your living room, I came in the back door thinking you were upstairs and saw you together on the couch" "You what" Rich and I shouted together. If I was russian hot girl the same colour as Rich I was a good shade of scarlet. "Rich had your thing up his bum, I crept out before you saw me" "The door" russian beauties nude said Rich looking at me. "What are you going to do now" I asked David. I was so scared and Rich looked the same."It's OK, I won't tell anyone" said David. "If you illegal russian nudes keep quiet we russian lesbains will do anything, just tell us" said Rich. David faced us and his voice was so quiet we could only just hear him, russian nudists camp family "Can I do it with you" "You mean you want to put your dick up my bum" asked amateur russian threesome Rich. "Maybe, but I want your dick up my bum and I want to suck you, I didn't realise you guys were so big until Saturday, your cocks russian cuties tgp are terrific, I'm gay, are you two gay or do you just mess about with sex" I russian porn sites glanced at petite girls nude russians Rich and with his eyes he told me russian panties to go ahead, "We are certainly gay and even though we share a bedroom neither of us knew the other was until last gay russian movies Wednesday. I have known I wanted Rich for about two years" "Me the same" said Rich, "I used to sneak glances at John hoping to see him hard""What do you want to do" I asked David "I don't know, I've never touched another guy, can I touch your dicks" TBC I will do my best to not keep you waiting to long.
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text:
At Metro Shooting supplies, Bridgeton, sales of guns are three times what they would normally be at this time of year. Bookings for the gun range are double the norm.
Its owner John Stephenson says it's down to uncertainty and fear of a return of violence over the police killing of an unarmed black teenager in August.
Michael Brown was shot dead by officer Darren Wilson in August
Jeana Moore is a typical client. She has come to buy a gun due to concerns the police won't be able to help her if rioting breaks out again.
"I'd rather be able to pull the trigger than dial 911 and hope that they get there faster than the guy gets in my window," she says.
In August violent protests erupted in nearby Ferguson after unarmed black teenager Michael Brown was killed by a police officer.
Law enforcement made matters worse with a heavy-handed overreaction as they deployed officers dressed and equipped like the military.
Since then Michael Brown's death has become a cause celebre, highlighting the high numbers of people, often African American, shot by police. In America's polarised politics Ferguson has become a hugely divisive issue.
A grand jury was empanelled to decided whether or not Darren Wilson, the police officer who killed Brown, should be indicted, that is charged and brought to trial.


text:
Location: Crops Pathology and Genetics Research
Project Number: 2032-21220-006-01-R
Project Type: Reimbursable Cooperative Agreement
Start Date: Sep 1, 2010
End Date: Aug 31, 2015
Assess and extend practical short/near term solutions for decreased water quantity and quality (i.e. soil salinity) issues important to grape growing regions of the Western United States.
Assessment of the effect of recommended water and salinity management strategies on quality, sensory, and yield parameters for table, raisin, juice and wine grapes and their commercial products. Development and expansion of commercially available grapevine rootstocks that better resist drought and tolerate salinity. Quantification of the economic sustainability of implementing the strategies in viticulture. Outreach, extension and educational training to disseminate recommendations to grower and academic audiences via presentations, publications, Web-based learning and tailgate outreach. Documents Reimbursable with NIFA.


text:
download Kindle for PC
Jeff van Duzer, Why Business Matters to God (excellent outline of what a business should be)
my sermon on this topic
Malcolm Gladwell, The Tipping Point (invaluable for understanding how we REALLY make decisions)
Summary of The Tipping Point - available as a Kindle download
Hugh MacLeod, How to be Creative, brilliant!
National Planning Commission, 9 Challenges facing South Africa (YouTube), Planning for Thandi's Future (YouTube), full Diagnostic Report (PDF)
AutoTech's $150m for transport startups
AutoDesk's Forge platform for IoT apps
books, Portfolios of the Poor: How the World's Poor Live on $2 a Day, Poor Economics: A Radical Rethinking of the Way to Fight Global Poverty, Jugaad Innovation: Think Frugal, Be Flexible, Generate Breakthrough Growth by Navi Radjou and Jaideep Prabhu, mixed reviews; haven't read it yet
South African Cities Network
Future Cape Town, London, Joburg, Lagos
The Sable Accelerator (in Silicon Valley, for SA companies), article
The Global Innovation Commons
has plenty of great technology waiting to be commercialised
(talk to me if you're interested; I work with them to commercialise their IP)
over 12,000 patents can be licensed from NASA, only available to companies in the USA...
Po Bronson, "What Should I Do With My Life", summary article
Daniel Coyle, The Talent Code, a good guide to the "10,000 hours" !
Geoffrey Moore, Crossing the Chasm (and see his other excellent books)
Guy Kawasaki, Selling the Dream (and see his other excellent books)
Sales management, Miller Heiman, "Large Account Management Process (LAMP)" (and see their other excellent books on selling)
Proposals, there are some great tools out there for preparing proposals; this article covers some of the best ones, Nusii has a great free proposal cheatsheet
Books, Slywotzky, Profit Migration, Slywotzky & Morrison, The Profit Zone, Slywotzky et al, Profit Patterns
Simon Wardley's blog
Books, Lean Pricing
lots of great articles at Smashing Magazine
"Step-by-Step UI Design" - great eBook for $6
"Before & After: How to Design Cool Stuff", superb book on design in general
Prototypes, just for iPhone apps; runs on Mac
Flint, brilliant for Mac and iOS protyping
more, Article on 25 UI tools
using WeChat, Good introduction to WeChat's possibilities, Naspers' R50m WeChat fund for mobile startups
the M Lab, (part of The Innovation Hub, see below under Incubation)
The Smashing Magazine "Mobile Book"
extensive vendor support is available for new ventures through Microsoft's BizSpark programme
Ning, for social networks, forums
Evernote, for document systems, Online course on the API from CodeAcademy, eg Postach.io
Dropbox API, for sync'ing desktop and mobile apps, eg. YNAB, latest
OneAPI, emerging standard for single sign-on across mobile operators for mobile apps
Keen IO, great backend for accumulating, analysing, reporting on events
Analytics, Flurry (free), Mixpanel (very powerful)
Twilio, for voice and text functionality
Salesforce.com, for enterprise-facing applications, see local Salesforce.com company Agilitude
Bing, for, "Bringing the World's Knowledge to Your Apps" - think access to the massive amounts of knowledge stored in Bing, "Natural and Intuitive User Experiences" - access to OCR, translation and voice control (a' la Apple's Siri), "Awareness of the Physical World" - access to Bing's mapping, directions and immersive geospatial experiences (see for eg their Photosynth work, that merges hundreds of public domain photos into 360% panoramas)
Prss, iPad publishing
SPII Grants
The Sable Accelerator (in Silicon Valley, for SA companies), article
Highrise, simple, solid, reliable, See here for highlights (tips)
A New Map for Business in Africa
a nonprofit community of companies that includes global giants like Canon, Red Hat, Dropbox and Logitech as well as startups. Member companies agree to provide immunity for one another in case their patents at some point fall into the hands of a troll — providing a real deterrent to frivolous lawsuits
offers products and services on the defensive front
"Cape Town Office"
review of cowering spaces in CT
"5 Creative Co-Working Spaces in Johannesburg"
read my KoiTip "Don't Be Shoemaker's Children"
"If You Love Your Brand, Set It Free": excellent article on the new way of thinking about branding
Checking, InstantDomainSearch for .com/org/net, IWantMyName - best guide to new TLDs, SA Whois for .co.za's, DomainTools for others (or more information), DomainScout - great iPhone app for this, Sedo - for buying/selling domains (research pricing...), Escrow.com - use for escrow when buying a domain
Registering, RegisterDomain for .za domains, IWantMyName for new TLD's, GoDaddy for all others, also do .co.za's now
Booklet, Seth Godin, Knock Knock (free PDF) - read this BEFORE you plan your site!
Vigo - stunning websites, from SA company (that I mentor!)
Weebly - great tool for doing your own site
Squarespace - like Weebly but, 1. way more more beautiful, 2. more expensive: $8 pm for 20 pages, $16 pm for unlimited pages, 3. steeper learning curve
iStockPhoto, tip: add "isolated" to search, to find images on white background, has become very expensive...
YAY Micro
Stock.XCHNG (free images)
many others...
MailChimp (free up to 2,000 subscribers & 12,000 emails pm), or get started very easily & quickly with MailChimp's TinyLetter service for free
or if you're severely tech challenged, Mad Mimi (free for up to 100 subscribers)
new changes to ECT ACT 2002, no more OPT-OUT !, fines of R1m !!!
Book, Don Peppers, "Life's a Pitch"
see also their hundreds of superb free sample business plans
Annette Simmons, The Story Factor: Inspiration, Influence, and Persuasion through the Art of Storytelling
Stephen Denning, The Springboard: How Storytelling Ignites Action in Knowledge-Era Organizations
drawing while presenting, The Back of the Napkin, by Dan Roam (and other books by him)
"Sell It With A Story", by Doug Stevenson, (see his book, too)
"Likeable Expert" - an excellent guide to writing short stories for newsletters
(also see his son's newsletter on Copywriting...)
Comic Life software for Windows/Mac
Mignon Keyser
Startup Culture: 23 Insights From The NetFlix Culture Deck
Kawasaki; Rules For Revolutionaries: The Capitalist Manifesto for Creating and Marketing New Products and Services
Startup Culture: 23 Insights From The NetFlix Culture Deck
"free weekly email to help you learn more in the tech startup world"
sign up on the site to get their weekly Digest of useful articles for entrepreneurs
fascinating indepth interviews with successful entrepreneurs (audio & transcript)


text:
Distances are calculated in a straight line and may not reflect actual travel distance.
It is important to note that this mortgage calculator is for guidance purposes only. Mortgage lenders have their own affordability criteria therefore it is important you speak to one of our Mortgage Advisers for further information and a more accurate indication of what products may be available to you and what your monthly mortgage payments are likely to be.
This property is also featured on prestigehomes.co.uk
Guide Price 675,000 - 695,000
An internal inspection is highly recommended to appreciate this substantial property that was individually designed and built by the current owners approximately 15 years ago, the multi generational eco home offers a wealth of accommodation that could be used for two families if required. Situated on an exclusive private road adjacent to Trent College. Must Be viewed. The property briefly comprises: entrance porch, reception hallway, cloaks W.C, lounge, sitting Room, dining Room, two studies, further reception room, breakfast kitchen. Further dining kitchen and living room. To the first floor are seven bedrooms, three with en suites and two with dressing rooms. Family bathroom. The property stands on a private plot with driveway to the front providing off road parking and access to the integral double garage with electric doors. At the rear is a generous garden with lawn, patio areas and mature trees and shrubbery
Contact branch for relevant Energy Performance Certificate
Storage cupboards with drawers below with stairs to first floor. Panelling to half walls separate cloaks cupboards , access to garage. Two Storage heaters, Laminate flooring.'
Window to front, low level W.C, wash hand basin with storage cupboard beneath, laminate flooring.'
Window to rear. Door and window to side. Having a range of wall and base units extending to breakfast bar and inset sink and drainer. Built in electric oven, gas hob, plumbing for dishwasher. Serving hatch to reception room one. Laminate floor.'
Window to front. Having fitted desk and matching shelving. Laminate flooring.'
Window to front, fitted desk and matching shelving. Laminate flooring.'
Window to front, laminate flooring. Serving hatch to kitchen one.'
French Doors to garden. Laminate flooring.'
French doors onto garden. Serving hatch to second kitchen.'
Window to side. Having a range of wall and base units with granite working surfaces and inset sink and drainer. Built in dishwasher. Built in double oven and gas hob. Serving hatch, laminate floor.'
Door to side. Automatic washing machine point and tumble dryer vent. Base units with inset sink and drainer. Hot water system. Laminate floor.'
Having electric up and over door.'
Feature stairway that splits into two ways. Loft Access. Two sets of storage cupboards.'
Window to front, fitted wardrobe, laminate flooring.'
Walk in shower , wash hand basin with cupboards under, low level W.C, laminate flooring.'
Corner shower with curved shower screen, low flush WC, wash hand basin with cupboards under, tiled floor.'
Window to front, built in wardrobes, dressing table/desk, laminate floor'
Window to front, fitted wardrobes , dressing table/desk, laminate floor.'
Window to rear, laminate flooring.'
Fitted with drawers, hanging rails and shelving. Laminate flooring.'
Window to side, corner bath, walk in shower, wash hand basin set into vanity unit, laminate flooring.'
Window to side. Low level W.C, wash hand basin, laminate flooring.'
Window to rear, laminate flooring.'
Window to side, panelled bath, walk in shower, wash hand basin with cupboards under, Laminate flooring.'
Fitted with drawer units, shelving and hanging rails, laminate flooring.'
Window to side. Low level W.C, wash hand basin with cupboards, laminate flooring.'
The property has the benefit of a ventilation and heat recovery system which takes air from kitchens and bathrooms and passes through a heat exchange system by pump this then circulates warmed air into the rest of the accommodation by means of vents . An internal vacuum system having several points around the property to plug in the hose for convenience. Solar panels are fitted to the main roof and income generated from this is more than enough to cover any energy bills that are generated
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text:
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Optimal health outcomes for the Greater Kansas City bi-state community.
To integrate Community Health Workers (CHWs) into the health and human services systems, through capacity building, advocacy, and sustainability.
The Collaborative was formed in early 2016 from growing interest and participation in a regional advisory committee established by MARC in 2011. The Collaborative has an active meeting schedule to support information sharing and program development. The Collaborative meets on the fourth Thursday of each month at 10:30 a.m. at the MARC offices.
In addition to the full Collaborative monthly meetings, there are three working subcommittees focused on capacity building/education, advocacy and sustainability. Community Health Workers employed in the community are supported through a monthly CHW Forum.
The Executive Committee provides guidance in the operation of the Collaborative and assure the progress of the Collaborative. Activities include, but are not limited to, setting goals for the Collaborative, monitoring workflow, handling logistics such as meeting schedules and agendas, making day-to-day decisions to maintain progress toward goals, and electing Executive Committee members and subcommittee chairs. The Executive Committee meets on the First Wednesday of each month at 9 a.m. at the MARC offices. The chairs are Dennis Dunmyer and Cielo Fernandez.
The CHW Forums are open meetings for Community Health Workers in the Kansas City bi-state region. The goal of the Forum is to provide ongoing opportunities for CHWs to share resources and offer peer support, and to develop a common voice through which CHWs can actively advocate for the profession. The CHW Forum meets on the fourth Thursday of each month at 9 a.m., at the MARC offices. The chair is Dominique Lucas.
The CHW Advocacy Subcommittee's goal is to develop and monitor an outreach campaign through which the Collaborative can educate key audiences on the value of CHWs. The Advocacy Subcommittee meets on the fourth Thursday of the month at 8 a.m. at the MARC offices. The chair is Barbara Wiman.
The Sustainability Subcommittee works to create ongoing workforce opportunities for CHWs in a variety of settings that are supported by various reimbursement models. The Sustainability Subcommittee meets on the first Wednesday of the month at 10:30 a.m. The chair is Treva Smith.
This committee creates ongoing educational and training opportunities for CHWs, employers and supervisors. The Capacity Building/Education Subcommittee meets on the third Monday of the month at 9 a.m. The chair is Sandy Snook.
The work of the KC Regional Community Health Worker Collaborative is made possible in part by a grant from the Healthcare Foundation of Greater Kansas City.


text:
New Delhi, Jan 19 (PTI) Asking the government todisclose the names of those who have stashed black money inbanks abroad "before anyone else does", the BJP today voicedhope that Supreme Court''s observations on the issue will be an"eye-opener" for the Centre.
"The government should disclose names of people whohave stashed away money in Swiss banks before anyone elsedoes.... What is the reason behind the Manmohan Singhgovernment not coming forward with the names? The compulsionscited by the government in the apex court against disclosingthe names are intriguing," BJP spokesperson Shahnawaz Hussaintold reporters here.
He claimed that with the government "cornered" on theissue of corruption, it was time that the names be disclosed.
"Be it anyone - any representative of the four pillars ofdemocracy, we favour their names being made public," he said,adding that the observations of the apex court "will hopefullywork as an eye opener for the government".
The Supreme Court today expressed displeasure over thegovernment''s reluctance in coming forward with fullinformation on the black money stashed by Indians in foreignbanks, saying keeping national wealth abroad amounted toplunder of the country and was mind-boggling crime.
"It is a pure and simple theft of the national money.
We are talking about mind-boggling crime. We are not on theniceties of various treaties," remarked a bench comprisingjustices B Sudershan Reddy and S S Nijjar, while hearing apetition for retrieving Indian black money stashed in foreignbanks.
The court was unhappy that the government filed anaffidavit restricting information relating to the moneydeposited by 26 persons in Liechtenstein Bank in Germany. PTINAB


text:
Welcome to Caddies Creek PS Library! most mornings 8.45- 9am
after school 3- 3.15pm Mrs Scheffers & Mrs Manning (Teacher Librarians)
Ms Barfoot (Library Clerical)
Mrs Freitas & Mrs Trenholme (Library Assistants) a wide range of fiction & non fiction titles
teachers' resources
Internet computers
artwork by visiting illustrators
well loved toy characters including Bear and Chook, Cat In The Hat and Fearless Co-operatively planned & taught units of work (C.P.T.) including:
Gudied Inquiry research
author & illustrator studies
Book Raps
Visual Literacy Annual Book Fair
Book Week visits by well known authors & illustrators
Premier's Reading Challenge (PRC)
cartoonist visits Kinder: 1 book at a time
Years 1- 4: 2 books at a time
Years 5 -6 : 3 books at a time Opening hours: Library Teaching Program Resources: Staff: Special Activities: Student Borrowing
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CCPS Library
This presentation will provide a quick overview of our wonderful Library!
Jenny Schefferson 29 June 2011
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text: ARLINGTON, Va., June 19, 2013 /PRNewswire/ -- Timios National Corporation OTCBB: HOMS ("Timios"), a national provider of real estate services to banks, financial institutions and mortgage lenders today announced that it has completed the purchase of Glenn County Title Company (GCTC) after receiving regulatory approval from the California Department of Insurance on June 6 th 2013. Located in Willows, California, GCTC was a privately held title company serving businesses and residents in Glenn County California since 1891. Pursuant to the purchase agreement signed and disclosed in May 2012, GCTC will be wholly owned by Timios, Inc., the primary Title and Settlement subsidiary of the Company, and its financial results will be consolidated under Timios, Inc and into Timios National Corporation. C. Thomas McMillen, President and CEO of Timios National Corporation commented, "We are pleased the acquisition has been completed on the terms of our purchase agreement. This acquisition will allow us to enter the title insurance in California and will expand our coverage area and continue to grow our revenue." Trevor Stoffer, CEO of Timios, Inc. commented, "I am excited to confirm our entry into the California title insurance market with the acquisition of GCTC. GCTC has an excellent history of dedication to their customers. We look forward to leveraging our technology service model to expand and support their clients, and welcoming Richard Thomas, President of GCTC, into the executive management team." Richard and DeAnnah Thomas owned and operated Glenn County Title Company for the last 15 years and combine for over 60 years of experience in the industry. Mr. Thomas has managed a diversified suite of title insurance products ranging from commercial to residential policies. Mr. Thomas, President of GCTC added, "We are excited to begin our partnership with Timios, Inc. and will now be able to bring new technology and services to our highly valued clients within Glenn County California." About Timios National Corporation Timios National Corporation is a company engaged in the strategic acquisition, development, and consolidation of real estate service businesses. The company is focused on creating long-term value by taking controlling interest and developing its subsidiary companies through superior operations and management. Former Maryland Congressman C. Thomas McMillen, who served three consecutive terms in the U.S. House of Representatives from the 4th Congressional District of Maryland, heads the company. Timios National Corporation operates businesses that provide real estate products and service solutions, growing organically and by acquisitions. The company is targeting emerging companies that are generating revenues but face challenges in scaling their businesses to capitalize on growth opportunities.


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CD Review: Jeremy Aggers — What It Comes Down To
Jeremy Aggers
What It Comes Down To
Brash Music
By Al Kaufman
Jeremy Aggers has the same carefree, effortless voice that has helped fellow North Carolinian James Taylor pay the rent all these years. When he playfully finger picks through the title cut, or subtly displays his sentimentality about his town (and a certain girl in said town) in "The Question," He is even better than anything Sweet Baby James has put out in the last 25 years. It's the kind of stuff that made Nanci Griffith pick Aggers to open her recent tour.
He gets a little heavy handed when his liberal leanings get the best of him on "Mrs. O'Leary's Cow," in which a kid gets shot by a cop over a traffic violation and a riot ensues. His heart's in the right place, but it's another case of passion overwhelming artistry. He's a better lyricist than "There's something wrong in the city/Some people call it a riot/Some call it a party."
He redeems himself on "The Leather Strap," an old-time bluesy number complete with cow bell that's not nearly as sexually provocative as the title suggests, but is definitely as painful.
It's really too bad What It Comes Down To is only a seven-song EP. I was ready to hear a few more tunes. They go down well on a sunny, summer afternoon.
Jeremy Aggers plays Atlanta Brewing Company on Friday, September 4.
Category: CD Reviews, Gigs


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Mobile App
ANC Karnataka
Aruna College Of Nursing
Indian Nursing Council (INC), Karnataka Nursing Council (KNC)
Total Students
Fees Range
How to reach
Aruna College Of Nursing is situated at Aruna College of Nursing Ring Road, Maralur, Tumkur - 572 105, Karnataka in Tumkur.
Courses Offered
- 4 Years
- Bachelor of Science-B.Sc.
- Medicine / Beauty / Health Care
- 2 Years
- M.Sc.
- Medicine / Beauty / Health Care
- 42 Months
- Diploma
- Medicine / Beauty / Health Care
- 2 Years
- Certificate
- Medicine / Beauty / Health Care
Aruna College Of Nursing - ANC Karnataka - ANC
Aruna Education Trust was formed in 1995 with the aim to promote Medical and Paramedical Courses. The Trust started Aruna School of Nursing in GNM course in 1996, Aruna College of Nursing in B.Sc, Nursing in 2001, M.Sc., Nursing and P.cB.Sc .,in 2004.We started Ashwini Ayurveda Medical College in 2004.Aruna B.Com., & BBM Colleges feathered the crown in 2010.Our students will be moulded in discipline, positive attitude, leadership qualities, new vision and ambition. The college team of good teachers have taken up this responsibility and are doing it maximum.Students of this Institution are given training in Aruna and Ashwini Hospitals, District Government Hospital and Cadabams Psychiatric Hospital.Our Nursing institutions are recognised by Indian Nursing Council, Karnataka Nursing Council, Rajiv Gandhi University of Health Sciences. So far more than 2000 students have passed out of our institution with good colours and are spread over various parts of the world.Aruna is committed to providing quality nursing education and promoting student success.The nursing programs of college are enhanced by experiential learning to provide students with opportunities to expand their education through a full spectrum of social, cause-related and a variety of field experiences.The College has a proud tradition of preparing nurses for professional practice for over a Additionally, the College is committed to our values of: Adaptability, Caring, Excellence and Integrity. We take pride in creating a nurturing, caring environment for our students to adapt, learn, grow, and flourish in the evolving role of the professional nurse.
Why join Aruna College of Nursing Tumkur
The college has well furnished classroom facility.
4 Type Courses Available
- 1 UG Courses
- 1 PG Courses
- 1 Diploma Courses
- 1 Certificate Courses
Aruna College Of Nursing Placements
Visiting Companies
Student Placement
The academy has all the facilities necessary to meet the requirements as per the recommendations of Indian Nursing Council(INC,New Delhi, Karnataka Nursing Council(KNC)Bangalore and Rajiv Gandhi University of Health Science(RGUHS), Bangalore.
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Smith CulbersonModel Male Atlanta, Georgia, US
My MM URL: http://www.modelmayhem.com/EastynRooks
Mayhem # 665045
About Me
Working in and around the Atlanta area. I joined MM for the networking capabilities. I'm always ready for a shoot... Give me a shout if you're interested in working together.
Paid work is great! TF* is nice too.
I've worked with Gay.com as a model for their national ad campaign in San Francisco.
Appeared in the movie, "The Change Up".
Worked with Axiom Modeling Management at Macy's/Sunglass Hut in Atlanta as a live Mannequin.
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Credit Notes
Photographers worked with:
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Ectropion Repair Doctors in New York, New York
- Cosmetic Surgery, Facial Plastic Surgery, Minimally Invasive Surgery (BOTOX®), Plastic Surgery
Kenneth R. Francis, M.D.
- Francis New York Plastic Surgery, PC
- 114 E 71st St Ste 1w
- New York, New York 10021
Dr. Kenneth R. Francis is a Board Certified Plastic Surgeon. Dr. Francis' dedication to his profession, his patients and his own integrity that fuels the desire to remain at the forefront of this specialty. He specializes in aesthetic surgery of the breast, body, and face. This board certified plastic surgeon in New York City and his staff are dedicated to providing the very best surgical care possible to their
You will first experience Dr. Francis's warmth and expertise as you enter the office, a beautiful location just off Park Avenue. The location and design offer a serene and very private experience. Our outpatient operating suite is a state of the art surgery center.
Most Popular Procedures: Brazilian Butt Lift, Breast Augmentation (Silicone Gel Implants), Breast Lift Surgery, Liposuction Surgery (Lipoplasty), Tummy Tuck (Abdominoplasty)
- Kenneth R. Francis, M.D.
Francis New York Plastic Surgery, PC
- Location: 114 E 71st St Ste 1W New York, NY 10021
- Click here for phone number
- Top Procedures:
- Brazilian Butt Lift
- Breast Augmentation (Silicone Gel Implants)
- Breast Lift Surgery
- Liposuction Surgery (Lipoplasty)
- Tummy Tuck (Abdominoplasty)
- Languages Spoken:
- English
- Spanish
- Tagalog
- Yugoslavian
- Experience: 14 years
- Financing:
- CareCredit
- Kenneth R. Francis, M.D.
- Cosmetic Surgery, Facial Plastic Surgery, Minimally Invasive Surgery (BOTOX®), Ophthalmology: Oculoplastics, Vein Treatment
Ramtin Ronald Kassir, MD, FACS
- Mona Lisa Cosmetic Surgery Center
- 799 Park Ave
- New York, New York 10021
Monalisa Cosmetic Surgery offers you facial plastic surgery in Wayne, NJ. You are provided with access to a wide range of cosmetic surgery procedures.
Dr. Ramtin Kassir is the chief plastic surgeon at Mona Lisa Cosmetic Surgery Center,and is considered one of New York's and New Jersey's leading facial plastic surgeon and comsetic surgeon in the field and is also a dermatology specialist.. He specializes in surgical and non-surgical procedures from facelift, to breast augmentation,eyelid surgery, forehead lift,Rhinoplasty, to cosmetic injections.
Dr. Ramtin Kassir, has extensive experience in the fields of facial plastic and cosmetic surgery, endoscopic surgery and laser surgery. He is double board certified in Facial Plastic and Reconstructive Surgery and Otolaryngology/Head & Neck Surgery and is a fellow of the American College of Surgeons. He is also a member of the American Society for Laser Medicine and Surgery. Dr. Kassir is a featured expert on RealSelf.com regarding septoplasty.
Most Popular Procedures: Blepharoplasty (Asian Eyes), Cosmetic BOTOX®, Ectropion Repair, Endoscopic Forehead Lift, Eyelid Lift Surgery (Blepharoplasty)
- Ramtin Ronald Kassir, MD, FACS
Mona Lisa Cosmetic Surgery Center
- Location: 799 Park Ave New York, NY 10021
- Click here for phone number
- Top Procedures:
- Blepharoplasty (Asian Eyes)
- Cosmetic BOTOX®
- Ectropion Repair
- Endoscopic Forehead Lift
- Eyelid Lift Surgery (Blepharoplasty)
- Experience: 10 years
- Financing:
- CareCredit
- Ramtin Ronald Kassir, MD, FACS


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Finance Associate ?? HR/People TeamThe Boston Consulting Group Job Referrals3 YrsNoida, Gurgaon, Delhi The role is a part of Global Services (GS) Finance Operations Team which is anchored in BCG's worldwide finance organization. The primary responsibility of the team is to provide top.Skills :
- Management,
- Hyperion,
- Basic,
- Ideas


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The Bauer Nexus protective lineup has been built off a classic fit platform to provide a volume fit for ultimate coverage with controlled movement. The Nexus N7000 shoulder pads are the base model in this protective line, but still feature quality foams and plastics to provide competitive protection at a fraction of the cost.
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I'm innovative, insightful, diligent and direct. As a result, my clients enjoy a competitive advantage they won't get from anyone else and can move forward with complete confidence.
Honesty, Dedication and RESULTS!
My husband worked with Mark since 1991 and I enjoyed his and Corrina's services since 2005. We hire Mark as our real estate agent whether we want to sell or buy a house and the quality of his work is extremely high. He listens to his client and gives the client exactly what he/she wants. ... When we were selling the house, we basically had to leave for new assignments. Mark took care of everything and left us more than satisfied with the buyer.
Nationwide, RE/MAX Results REALTORS® sell more homes per Associate! Our agents specialize in real estate houses for sale or purchase in Minnesota and Western Wisconsin; including the Twin Cities of Minneapolis and St. Paul. Start your property search at Results.net.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor Blueroof360.com, Inc. shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless.
© The Bartikoski Group


text:
Bad time in life, but it turned out to be good for my creative outlet.
You think us weak
Our motives high strung and pointless
The ignorance of others is what encourages these acts of self loathing and masochism
An ever present chain of experiments
Used to test the very limits of a person's sanity
Hades' medecine at the forethought of the mind
Constantly tempting thy hand
Promising the metamorphasis of pain into peace
Cowardice prevents the weak of mind from taking the leap
Equally provokes, the weak of heart taking the jump
For who determines which act is more cowardly
Fleeing a life
Or fearing the unknown?
To be or not to be
That is the question


text:
the way that dreams work- that is what im really dying to know.
how,sometimes, your mind gifts you with images that make your heart burst with joy-
then the next night, it tortures you with memories better left forgotten, tossed into the trash.
i want to know why there are nightmares-
or in my case, night terrors.
bitter,angry, destructive dream-like things that start off beautiful,
but generally go down hill in abrupt, brutal ways.
reliving deaths, and watching new ones,
the twisted depths of this brain of mine-
what i really need to know is how something that can be so peaceful, so appealing
can also be dark, dirty, murderous in all ways.
im just dying to know how dreams work.


text:
Housing Provided:
55+ Community • Manufactured Homes
Active Adult Manufactured Home Living in Auburndale, FL
Lake Juliana Landings is a 55+ active adult lake community featuring 2 and 3 bedroom manufactured homes for sale in Auburndale, FL. Previously owned floor plans include attached carport, porch, air conditioning, ceiling fans, window coverings, appliances, kitchen island, walk-in closet, shed or sunroom. Affordable monthly land lease.
Floor Plans and Pricing
|2 Bedroom
|3 Bedroom
Pet Policy
Pet friendly community.
Features and Amenities
Property Highlights
- Waterfront home sites
- Pre-owned manufactured homes for sale
- Fishing pier
- Boat slips
- Outdoor lap and resort pools
- Shuffleboard courts
- Horseshoe pits
- Clubhouse with library and billiards
- RV and boat storage
- Resident activities and socials
Interior Features
- Air Conditioning
- Breakfast Bar
- Cable/Satellite Ready
- Ceiling Fans
- Dishwasher
- Front Porch
- Fully-Equipped Kitchen
- Garbage Disposal
- Individual Climate Control
- Lighted Closets
- Master Bedroom on Main Floor
- Microwave
- Patio
- Step-In Shower
- Sunroom
- Washer/Dryer Connections
Community Features
- Additional Storage
- Billiards Room
- Close To Medical
- Close To Wellness
- Clubhouse
- Fitness Center
- Lake Community
- Library
- Onsite Manager
- Planned Activities
- RV Storage
- Shuffleboard
- Social Areas
- Swimming Pool
About Lake Juliana Landings
Lake Juliana Landing is an active adult community in sunny Auburndale, Florida offering previously owned manufactured home for sale. Residents of this 55+ gated community enjoy waterfront living with magnificent views of Lake Juliana, a 1,200 acre lake offering fishing enjoyment. We invite you to sit on the dock and celebrate yet another spectacular Lake Juliana sunset.
Homes range from 1,200 – 1,800 square feet with two and three bedroom offerings. Although home features can vary depending on the lot size and floor plan, many homes feature fully equipped kitchens that include all the appliances – refrigerator, range, dishwasher, and microwave. In addition, kitchen islands, window coverings, air conditioning, ceiling fans, skylights, step-in shower, Florida room, storm screens, utility room with washer/dryer connections, storage shed, and attached carport may also be offered in select manufactured homes. In addition, some homes may be furnished. Residents of this pet friendly retirement community own their homes and lease the land that the home occupies. Lots offerings are spacious, with waterfront homesites and corner lots available.
Included in the monthly land lease, residents have access to all the amenities. The spacious clubhouse boasts an exercise center, library and billiards room. Outdoors residents enjoy two pools, shuffleboard courts, and horseshoe pits. In addition, there are plenty of activities and socials that include bingo, card games, potlucks, pool parties and Wednesday morning coffee and donuts.
Lake Juliana Landings is conveniently located between Orlando and Tampa, just one mile from I-4, which connects Florida's East and West Coasts. Consider spending the day visiting the nearby cities of Winter Haven and Lakeland where you will find quaint shops, charming restaurants and endless enjoyment.
Come and enjoy your active retirement in our prestigious lakeside community filled with social and recreational activities that will turn new neighbors into dear friends. Call us today to learn more about our mobile homes for sale.
Map of Lake Juliana Landings
Contact Information and Hours
Lake Juliana Landings
Auburndale, FL 33823
(844) 336-5363Request Information
Enjoy Active Retirement Living in a Lakeside Community
Office Hours
Monday: 8:00am - 5:00pmTuesday: 8:00am - 5:00pmWednesday: 8:00am - 5:00pmThursday: 8:00am - 5:00pmFriday: 8:00am - 5:00pmSaturday: 9:00am - 1:00pmSunday: By Appt
As you search for your perfect home, please keep in mind that rates (including specials and discounts) and availability are very fluid in the housing industry. Based on many factors, the rates (including specials and discounts) and availability can actually change not just daily, but hourly, if not even more quickly. While our advertisers do take steps to keep their information current, the rates or availability you may find here now at After55.com may not be the same as when you contact the communities.


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- Year
- 2013 / 2012 / 2011 / 2010 / 2009 / 2008 / 2007 / 2006 / 2005 / 2004 / 2003 / 2002 / 2001 / >2000 / 1999
- Month
- Jan / Feb / Mar / Apr / May / Jun / Jul / Aug / Sep / Oct / Nov / Dec
- Day
- 1 / 2 / 3 / 4 / 5 / 6 / 7 / 8 / 9 / 10 / 11 / 12 / 13 / 14 / 15 / 16 / 17 / 18 / 19 / 20 / 21 / 22 / 23 / 24 / 25 / 26 / 27 / 28 / 29 / 30 / 31
Articles published on November 1, 2013
"Flash" carries Union County into playoffs over Williston
By John Boothe Correspondent
(Not so) Ordinary People
By Diana Tonnessen
3 teens killed, 1 injured in Halloween night crash
The Associated Press
Around the region for Nov. 2, 2013
Altrusa Read-In for Literacy promotes reading
By Patrick Kelly Correspondent
A to Z with Kenric Young
By Larry Savage Staff writer
Bulldogs, Gators limp to rivalry game
By Robbie Andreu Staff writer
Bulldogs bite Pirates to reach playoffs
By Joe Kornecki Correspondent
Bell runs over Hawthorne, earns first playoff berth
By Brian Richie Correspondent
Blueprint for a healthier, happier you
By Diane Chun
Callahan man dies in crash on CR 225
By Monivette Cordeiro Staff Writer
Dixie County blanks Chiefland for district title
By Larry Savage Staff writer
Deputies: Man arrested after exposing self on school grounds
By Monivette Cordeiro Staff Writer
Dooley Noted Podcast: November 1, 2013 with guest Chip Towers
Ex-GOP Fla. Gov. Crist to run for job as Democrat
The Associated Press
Fest 12 crowd takes in sights on day 2
By Asher Brown-Pinsky Correspondent
Fla. gets more than 19,000 comments on standards
The Associated Press
Florida Newsmaker: Pam Stewart
Florida gets 'D' from March of Dimes as premature births rise
By Kristine Crane Staff writer
Fla. woman pleads guilty in $8M gambling ring
The Associated Press
Florida cross country set to host SECs
By Jim Harvin Correspondent
Gunman kills TSA officer at LAX, wounds 2 others
The Associated Press
Gators out to protect Murphy
By Zach Abolverdi Correspondent
Gainesville woman accused of battering her 70-year-old mother
By Jenna Lyons Correspondent
Ga. man gets life sentence in beating deaths of 8
The Associated Press
High School Blitz
By Larry Savage Staff writer
Irrigation limited to once a week starting Sunday
Irrigation limited to once a week starting Sunday
By Morgan Watkins Staff writer
Katie Tripp: A record you don't want to break
Keys to win in Jacksonville
By Pat Dooley Staff writer
Letters to the Editor for Nov. 1, 2013
Officials: US drone kills Pakistani Taliban leader
The Associated Press
Officials: 2 Hernando High students contract MRSA
The Associated Press
Patton ready for another shot at Georgia
By Zach Abolverdi Correspondent
Roundup: UF volleyball handles LSU
Special to Gatorsports.com
Rivals seek much-needed win
By Pat Dooley Columnist
Roundup: GHS braves downpour to beat Lincoln
By Staff reports
Reinstatement of abortion law leaves few options
The Associated Press
Radar work done, church now waits for cemetery discoveries
By Morgan Watkins Staff writer
Saxton lifts Stingrays over Bobcats in district battle
By J.L. Kirby Correspondent
Santa Fe wins thriller, ends Eastside's playoff hopes
By Laura Bernheim Correspondent
Schools to begin accepting donations for winter break food baskets
By Erin Jester Staff writer
Snowden seeks world's help against US charges
The Associated Press
Sarasota man stole from mom to fund drug habit
The Associated Press
Temporary order against horse slaughter expires
The Associated Press
The Picks: Injuries have defined season
By Pat Dooley Columnist
The beet goes on …
By Stefanie Samara Hamblen
UF beats Florida Southern in exhibition game
By Kevin Brockway Staff writer
UF off pace at SEC Cross Country
By Jim Harvin Correspondent
UF study: Most people clueless about calories, so menu rules help little
By Kristine Crane Staff writer
Images of the Day
Florida coach Will Muschamp shakes hands with Georgia Bulldogs head coach Mark Richt after the game last year in Jacksonville.
Santa Fe's Marcus Archer (10) celebrates with teammates after scoring a touchdown Friday night against Eastside. The Red Raiders beat the Rams 35-30 in District 5-5A.
In this photo provided to the AP, which has been authenticated based on its contents and other AP reporting, police officers stand near an unidentified weapon in Terminal 3 of the Los Angeles International Airport on Friday, Nov. 1, 2013. Officials said a gunman who opened fire in the terminal was wounded in a shootout with police and taken into custody.
Florida Gators quarterback Tyler Murphy (3) is sacked against Missouri during the second half at Faurot Field in Columbia, Mo., Saturday, October 19, 2013.
Georgia senior quarterback Aaron Murray is going for his third straight win over Florida in Saturday's neutral-site game in Jacksonville. (AP Photo)
Florida wide receiver Solomon Patton (83) has 28 receptions for a team-high 426 yards and seven touchdowns this season for the Gators.


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LLCs, Partnerships and Unincorporated Entities Institute
October 20-21, 2016
Arlington, VA
Le Meridien Arlington and Waterview Conference Center
Le Méridien Arlington
1121 19th Street North
Arlington, VA 22209
Agenda and Materials
All meetings will take place adjacent to the hotel at the Waterview Conference Center.
Scholarship Information
A limited number of scholarships are available to defray the registration fee, upon application. Preference will be given to practitioners with limited means and unemployed attorneys. Please contact Dorcus Logan for more information at firstname.lastname@example.com.
Reception & dinner sponsorships will be available! Please contact Katie Koszyk for more information.
Travel Discounts
ABA members are eligible for discounted airfare through Egencia.
Car Rental
ABA members save 25% off car rental through Hertz.
Meeting Questions
Contact Katie Koszyk at 312-988-6187 with any meeting questions.


text:
What is the tax definition of head of household?
In addition to filing individually or jointly, some Americans are able to file as a head of household for federal income taxes purposes. To qualify as a head of household, a person must meet specif...
Read More »
What is the IRS head of household definition?
The Internal Revenue Service defines the head of household as a filing status for "unmarried taxpayers" who paid over half the cost of upkeep on a home for a "qualified dependent relative" througho...
Read More »
What is the definition of head of household in regards to income tax?
Choosing head of household filing status can be advantageous for federal taxpayers who qualify. Three requirements determine filing status eligibility.Marital StatusTaxpayers who are not married, ...
Read More »
What is Head of Household?
Filing federal income taxes and having the proper income taxes withheld is based on multiple factors. One of the primary determinations in the amount of taxes you owe is based on your filing status.
What is a head of household according to the IRS?
To claim a head-of-household filing status, a taxpayer must meet three requirements. The taxpayer must not be married at the end of the year. He must have paid more than half the money for supporti...
Read More »


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3989 Mistral Dr., Huntington Beach, CA 92649
- $7,450
- 1+ Years on site
- Beds: n/a
- Baths: n/a
- Single Family Home
Stunning custom Humboldt Island waterfront, 5 bedrooms, 4. 5 baths with towering two-story entry to massive great room with formal living and dining rooms, family room, bonus room, billiard room with wet bar. Gourmet center island granite kitchen with top of the line stainless steel appliances including Subzero and large wet bar with wine refrigerator. Master bedroom with forever views, fireplace and new luxurious spa. Gated courtyard entry, sunshine in the afternoon on the deck. 35 foot boat dock. Great water view. Walk to mother's beach.
- Year Built: 1969
- 1+ Years on site
- Single Family Home
- Beds: n/a
- Baths: n/a
Listing Details
- Assessed Taxable Amount
- $2,419,000
- Tax Amount
- $26,352
- Last Transaction Date
- 03/02/2007
- Last Transaction Purchase Price
- $2,350,000
- Property Type
- Single Family Residence
- Bedrooms
- 5
- Bathrooms
- 3
- Home Size (Sqft)
- 3,986
- Lot Size (Sqft)
- 5,000
- Lot Size (Acres)
- 0.11
- Year Built
- 1969
- Units
- 1
- Parking
- Garage
- Heating System
- Forced Air
- Cooling System
- Central Air
Public Facts: As provided by County Assessor and Recorder offices. May not reflect recent additions or improvements. If you see any errors, the best way to get the records updated is to contact your local county records office. If any of the information in this section conflicts with property information provided by a listing agent or broker, agent-provided information should be deemed more reliable.
Local Info
| Median Household Income
| Median Years In Residence
| Median Homeowner Age
| Households with Children
| Percent of Homes Rented
Nearby Elementary Schools
- Harbour View Elementary School
- 4343 Pickwick Cir
- Village View Elementary School
- 5361 Sisson Dr
- Grace Lutheran School & Preschool
- 5172 Mcfadden Ave
Nearby Middle Schools
- Grace Lutheran School & Preschool
- 5172 Mcfadden Ave
- Carden Conservatory Elementary School
- 5702 Clark Dr
- Marine View Middle School
- 5682 Tilburg Dr
Nearby High Schools
- Marina High School
- 15871 Springdale St
- Hbuhsd Community Day
- 1022 Westminster Mall
- Ocean View High School
- 17071 Gothard St
These are the closest schools to your requested location. Proximity does not guarantee enrollment eligibility. Please consult your real estate agent or school district to confirm the schools you are zoned to attend.
Mortgage Rates
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.
Property Contact Info
Need More Information?
Please fill out this form to request more photos or more information regarding this property.


text:
M&I Bank wins round in Ponzi lawsuit, but now faces $250 million liability
M&I Bank won a key round in a $1 billion lawsuit that accused the bank of conspiracy for its role as the banker to a man who ran a massive Ponzi scheme, a federal judge in Florida ruled.
The bank, however, is not completely off the hook. A trimmed-down version of what started as a $1 billion civil suit is still pending, and M&I now faces a $250 million liability.
Paul G. Hyman, the chief bankruptcy judge for the Southern District of Florida, dismissed claims of civil conspiracy; aiding and abetting fraud; negligent misrepresentation and gross negligence against M&I . The lawsuit was brought on behalf of two Palm Beach, Fla., investment funds that lost about $1 billion in the scheme masterminded by Thomas Petters.
M&I, the state's largest bank, was purchased in 2011 by the Toronto-based parent of BMO Harris Bank. The judge let stand four claims of "fraudulent transfers" brought against the bank - which handled billions of dollars of Petters' banking transactions while he was running the fraud. Petters, of Minneapolis, was convicted in 2009 and is serving a 50-year sentence in federal prison in Leavenworth, Kan., for operating the second largest Ponzi in the nation's history.
"M&I asserts that . . . (the investors' lawsuit) fails to plausibly allege that M&I had actual knowledge of Petters' Ponzi Scheme," the judge wrote in the 37-page ruling. " . . . the court agrees." The judge later noted that "M&I had no duty to investigate its customer's banking activities."
The ruling, however, allows the investors to pursue their "fraudulent transfers" claims against M&I.
Lawyers for both sides said they were pleased with the decision.
"We are eager to move forward with our claims to recover over $223 million in transfers to the bank during the final stages of the Petters fraud," Michael Budwick, the investors' Florida attorney said in an email. "Over $35 billion flowed through a single Petters account at M&I over a 5-year period. This is unprecedented."
In an interview, Budwick noted the ruling allows investors to pursue claims in the lawsuit that, with interest, involve about $250 million.
John Kirtley, M&I's lawyer, pointed to the dismissal of the fraud claims and said in an email the remaining charges "are completely baseless and we are very confident they will be dismissed at an appropriate point in the proceedings."
Budwick has until next week to file an amended lawsuit seeking to reinstate the fraud counts, but said he would not do so. Instead, Budwick said, he would move forward with the counts that the judge allowed to stand. A trial is expected next year.
Petters, 55, was convicted of 20 counts of fraud, conspiracy and money laundering for offering investors high returns on loans to finance purchases of electronics and other goods for sale to big box retailers such as Costco and Sam's Club - when, in fact, the merchandise didn't exist. Owners of the two companies that posed as suppliers to Petters' companies have also been convicted for their roles in the scheme.
Petters' companies used M&I as a banker, though the accounts at the Milwaukee bank were transactional - that is, similar to a checking account. The investors argued that M&I was seduced by the fees it was receiving for handling the Petters funds.
Budwick argued that if M&I had followed conventional banking practices or its own internal policies, the Petters fraud would have been stopped.
M&I argued in court filings that it was a "mere conduit" for the funds. The judge would not dismiss the fraudulent transfers claim and said M&I must prove it acted in good faith.
Business Wire
Recent national business updates from the Associated Press


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