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Einzelkind are Miguel Ayala and Arno Völker.
Two guys from Frankfurt that love and live House and Techno music. They released several records on labels like Playhouse, Cocoon, Oslo or Get Physical. In 2008 they founded their own imprint La Peña. La Peña stands for quality underground music without big marketing. That is the reason, why you won't find any names on the actual vinyl releases.
It is just about music not about names.
In 2010 they founded their second label: Jax.
Jax is a collective of like-minded artists, musicians, thinkers and booty shakers, who belive there is more to records then just some grooves engraved into black plastic. Their vision is to treat each record as a presentation itself, complete with original and individual artwork, features and exhibition. Each production will feature artwork shown in cube of about 8 cubic meters.
Every record release will be strictly limited to 500 copies, which includes a poster referencing the piece made by the artist.
Further emphasizing its exclusive nature, the project will be limited to 10 releases. On Jax 000 and 001 Einzelkind released the first album in conjunction with Christian Burkhardt called Revolver.
In 2011 they started producing their own radio show (Http://feeds.feedburner.com/einzelkindradiopodcast) which you can download on a regular basis. Check Einzelkind.info for all tourdates and infos. Einzelkind have got a residency at the infamous Robert Johnson Offenbach and regular label-nights at Watergate Berlin. Their track icon (w/ Christian Burkhardt) will be released on the next Cocoon compilation. Their remix (w/ Christian Burkhardt) of Matthias Meyers More or Less will be released later in 2011 on Cecille.


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Engine Digital seeks a Designer (Senior).
We're a team of strategists, designers, and technologists, driven by a shared passion for creating thoughtful digital platforms, products, and services that span web, mobile, and connected spaces. Based in Vancouver and New York City, we're focused on changing how organizations connect with users in an increasingly digital world. If you're up for that challenge, you should join us.
Being a Designer at Engine Digital:
We believe that small, collaborative, and cross-functional teams are best equipped to ship the most optimal project outcomes. Within these teams, members of our Design group play a critical role in each and every project, ensuring that the work we produce is supported by principles, and delivers on the needs and expectations of end users and the business in every instance. Working directly with our UX and Technology teams, our designers contribute an innate understanding of form and function to ensure our work is always thoughtful, intuitive, and innovative.
As a Senior Designer, you'll lead project teams tasked with defining how the solutions we produce will look, feel, and function. You'll contribute a visual sensibility that ensures every deliverable we ship supports our belief in design as a means for driving our clients' business success. This is a hands-on role, leading the design of systems, platforms, and products from ideation through deployment.
Ideal candidates will have experience in agile and iterative process, significant experience in design for web and mobile, an interest and understanding of brand, and an ability to manage teams including directing and mentoring colleagues, and pitching and presenting to colleagues and clients.
- Lead the design of digital platforms and products
- Help the project team to translate client briefs and requirements docs to plans and strategies
- Collaborate with cross-functional teams in concepting and ideation
- Play a lead role in client workshops, presentations, reviews, and pitches
- Ensure the team has a clear understanding project context, constraints, and opportunities
- Understand and help to define project goals and objectives, both clients and agency
- Ensure all deliverables out outputs are of the highest level of quality and precision
- Manage, lead, and mentor junior and intermediate design colleagues
- Foster a positive team environment and lead by example
Required Skills & Experience:
- 5+ years experience planning, prototyping, and designing for web, mobile/tablet, SaaS products, connected devices, and other interactive experiences
- A strong book of work that demonstrates your skills, craft, thinking, and experience
- A working knowledge of UI design patterns and grids for web, mobile web, iOS, and Android
- Knowledge of web and mobile frameworks, languages, and tools
- High level of proficiency with Sketch, Invision, Omnigraffle, Adobe CS, and Keynote
- Ability to communicate, listen, present, and sell through ideas internally and to clients
- Experience leading a design team and mentoring colleagues
- Personally defined process and an proven attention to detail
- Degree in design or communication an asset but not required
- Candidates should be residents of New York City or willing to relocate
In addition to an exceptional company culture, we offer the following benefits to all employees:
- A welcome kit, a brand new MacBook, and all the tools you need on day one
- Personal learning budget for classes, events, and conferences, and access to General Assembly, Treehouse, and One Month to help you expand your skills
- Winter holiday break in addition to 3 weeks vacation time to start
- Office snacks, coffee, tea, beer, and monthly birthday lunches
- Holiday parties, happy hours, and team building activities
- Health, dental, and vision coverage
- Offices in two of the best cities in the world – Vancouver and New York City
- An incredible global client list including some of the most recognized brands
- Focused yet casual work environment in SoHo near many major subway lines
How to Apply
If this sounds like a fit, please apply through our online application form. http://eng.in/DESNYC0217 Only candidates with an online portfolio or work samples may be shortlisted and contacted. Please clearly state your personal contribution to each project submitted. If you have a blog or other online projects, please send those URLs along too. Extra attention will be given to creative candidates who are active online. No recruiters, agencies, or phone calls please.

subset: commoncrawl


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Well, from an employment and income point of view, this is still a depression. With luck, it will have taken 7 years to get back to the employment level we had in November 2007. And real family incomes are about 6% lower than they were 14 years ago.
The Federal Reserve doesn't seem to realize that their interest on reserve policy completely nullifies the stimulus of quantitative easing. Quantitative easing was actually contractionary, at least QE3 was.


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Editor's notes
This colour-safe hair and body cleanser formula gently and effectively removes chlorine, salt and product build-up, while helping to maintain moisture balance.
Product features
• Corn-derived chelator removes the minerals found in chlorinated pool water which cause discolouration
• Tamanu oil and certified organic coconut oil help maintain moisture balance
• 100% certified organic essences of neroli, ylang-ylang and wild-crafted cistus
About Aveda
Delivery information
UK Delivery
We offer a range of UK delivery options including standard delivery, next day delivery and various weekend options. The available delivery options and prices will vary depending on the delivery location you share with us when checking out.
International Delivery
We deliver to a number of International countries, our full list of countries is available during checkout. You can change your delivery country at any time using the country selector located in the footer of our site.
Click & Collect
Our Click & Collect Service is quick and simple. Choose collect my items from one UK location during checkout and we'll email you when your order has been processed, it will be ready for collection within 3 working days.
If you are not completely satisfied with your item you may return it within 28 days for a full refund. You can return the item online using our simple service or bring it back to our flagship store in Regent St.


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Continue to Mobile Banking website
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AD&D covers death and loss of limbs due to an accident in order to provide financial security to you and your family. Redwood Credit Union offers valuable accident protection at affordable group rates.
Get a Quote
To change information on any existing AD&D policy with TruStage, a division of CUNA Mutual, please call toll-free at (888) 888-3942
A term life policy typically covers you for 5, 10 or 20 years to ensure that your family can manage living expenses (such as paying the mortgage, paying ongoing living expenses or funding college educations) if you pass away with outstanding debts or young children.
Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member's choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054.
RCU Insurance Services helps both U.S. citizens and visiting foreign nationals obtain the insurance they need for medical and travel-cost coverage.
We offer a variety of plans through Seven Corners.
If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.
Builders' Risk policies cover buildings and structures under construction, remodeling or repair while protecting against damage from theft, fire, vandalism, wind and other accidental loss or damage.
Coverage typically extends until the building or structure is completed and/or accepted by the owner.
If you have any questions, please call us at (866) 477-4225 or (707) 576-5115.
Errors & Omissions/Professional Liability Insurance protects businesses against loss due to a claim of negligence, error or omission by the business.
Directors' and Officers' Liability policies protect associations and corporate officers, managers and directors against claims from shareholders, government agencies, employees and other parties alleging mismanagement.
Employee Benefit Liability coverage protects employers against claims by employees or former employees that result from alleged negligent acts or omissions in the administration of a company's employee benefit programs.
Coverage includes administrating plans such as these:
General Liability policies typically address claims that arise out of an insured person's or business' liability for injuries and/or property damage caused by multiple factors:
If you have any questions, please call us at (707) 576-5115.
Most states, including California, require Workers' Compensation coverage for employees to provide benefits for job-related injuries or illnesses.
This policy protects you and your company by eliminating lawsuits related to these specific injuries or illnesses.
If you have questions about the coverage requirements in California, please call us at (866) 477-4225 or (707) 576-5115.
RCU Insurance Services offers protection for you, your vehicles and your passengers by comparing rates among several carriers to deliver the best coverage and value.
We'll help you create an insurance plan for your automobile, motorcycle, ATV or RV.
Every driver and owner of a motor vehicle in California must meet minimum limits of liability insurance. Often, you need more coverage beyond these minimums.
If you have any questions, please call us toll-free at 1 (866) 477-4225 or locally at (707) 576-5120.
Pollution insurance offers protection to business owners on multiple levels:
If you've forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.
enroll now
Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.
Business Property & Income coverage provides significant protection of multiple business assets.
Products & Complete Operations Liability protects against financial loss for a manufacturer, merchant, contractor or distributor based on injuries or damages that result from using a covered product or performing a covered operation.
Garage Liability coverage is tailored for businesses specializing in vehicle sales and repairs. It covers auto salesrooms, used-car lots, service stations and repair garages for bodily injury and property damage.
Premiums are based on the payroll of the business.
Fidelity bonds may be used by employers to protect themselves against losses due to employees' fraudulent activities. The majority of these policies are written on a blanket basis, though some scheduled policies are still available.
Prepare for the unexpected with this voluntary loan-payment protection product that eases financial stress for you and your family if something happens to you.
Get peace of mind for you and your family by going through our easy enrollment process. Please call Redwood Credit Union at 1 (800) 479-7928.
This force-placed insurance covers the collateral of a loan at a lending institution, usually an automobile. This insurance does not protect motorists and therefore, does not meet California's legal requirements for motorists.
You can avoid the need for Collateral Protection by providing RCU with a copy your insurance coverage information for your home, auto, motorcycle, RV, trailer or boat.
First Mortgages
Redwood Credit Union
Its Successors And/Or Assigns
PO Box 961292
Fort Worth, TX 76161-0292
Fax: 1 (855) 640-4865
Second Mortgages
Redwood Credit Union
Its Successors And/Or Assigns
PO Box 6104
Santa Rosa, CA 95406
Fax: 1 (877) 716-4692
Vehicle Loans
Redwood Credit Union
PO Box 6104
Santa Rosa, CA 95406
Fax: 1 (877) 716-4692
Please verify that we received a copy of your insurance policy by calling 1 (866) 877-3373 (for vehicle loans and second mortgages/home equity loans) or 1 (866) 669-8615 (for first mortgages).
We're committed to protecting you against identity theft, the fastest-growing crime in America. So we partnered with Identity Fraud Inc., to provide the best identity protection.
Redwood Credit Union Members receive a discounted price by using the code "RCU Member" during check-out.
If you have any questions, please call us toll-free at 1 (866) 443-3728 / (866) 4-IDFRAUD. Sign up now to protect your identity with Identity Fraud Inc.
Sign Up
Fiduciary Liability policies (also known as Pension Trust Liability Insurance) protects against losses for any alleged wrongful act by the person or business that is insured or any person for whom the insured person or business responsible and covers any defense costs connected with covered claims.
The policy, written on a claims-made form, covers these wrongful acts:
Surety Bonds provide monetary compensation if a company fails to perform specified acts within a stated period. For example, the surety bond would be responsible for fulfilling a contract if a contractor defaults.
Employment Practices Liability covers business owners, managers, supervisors, directors, officers and employees are covered against claims resulting from multiple allegations such as these:
All of your Redwood Credit Union deposits are insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a division of the National Credit Union Administration (NCUA).
This deposit insurance is the strongest available, backed in full by the U.S. government. No Member of a federally insured credit union has ever lost even a single penny of insured savings.
Great news! Funds in your non dividend bearing checking accounts with RCU have unlimited federal deposit insurance through December 31, 2012!
All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.
The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.
The Business Owners' Policy is a package policy that provides property and liability coverage exclusively for small- and medium-sized businesses.
Businesses must meet certain criteria to be eligible for this coverage, and insurers consider multiple factors for eligibility and premiums:
This policy includes multiple coverages, such as money and securities, signs, business interruption, loss of refrigeration and much more.
If you have any questions, please call us at (866) 477-4225 or (707) 576-5115.
Inland/Ocean Marine policies cover items in transit as well as bridges, tunnels and other means of transportation and communication. The Ocean Marine policy provides coverage on all types of vessels, including liabilities connected to them, and their cargo.
Numerous floater policies insure personal effects, personal property, jewelry, furs, fine art and other valuables.
Any wedding and event planning should include a solution for the unexpected setback. Through RCU Insurance Services, you can safeguard your investment through the Travelers' Wedding Protector Plan.
With premiums starting at $160, you can cover a variety of contingencies:
A policy for boats and personal watercraft (such as Jet Skis and Ski-Doos) insures you against most risks of ownership and operation.
Our Insurance Specialists are ready to offer you a free online quote after they search dozens of insurance carriers for the best price for your policy. Please ask about multi-policy discounts and billing options, too.
You can use an umbrella policy to supplement your auto and homeowners policy to cover any legal fees and settlement costs if you are a defendant in a personal injury or property damage lawsuit.
If you have any questions, please call us toll-free at 1 (866) 477-4225 or locally at (707) 576-5120.
If an accident or theft leads to a total loss of your vehicle, GAP covers the difference between what you owe on the loan and what your insurance policy covers. This coverage can save you thousands of dollars.
For more information or to purchase GAP coverage, please call 1 (800) 479-7928, send an email to firstname.lastname@example.com, or visit your nearest Redwood Credit Union branch. To purchase GAP coverage, you may also print out and complete this form and bring it to any branch or fax to (707) 522-6851.
Business Income insurance reimburses a business owner for lost profits and continuing fixed expenses if a business must close due to physical damage from a covered peril, such as fire.
Also known as Business Interruption Insurance, this policy also may cover financial losses that occur if civil authorities limit or prohibit public access to the area in which the business operates following a disaster. Depending on your policy details, civil authorities coverage may start after a waiting period and last two or more weeks.
If you have any questions, please call us at (866) 477-4225 or (707) 576-5115.
AD&D covers death and loss of limbs due to an accident in order to provide financial security to you and your family. Our Members obtain valuable accident protection at affordable group rates.
Enroll Now
To change information on any existing AD&D policy with CUNA Mutual, please call toll-free at 1 (877) MEMBERS (1 (877) 636-2377.
A term life policy typically covers you for 1, 5, 10 or 20 years to ensure that your family can manage living expenses (such as paying the mortgage, paying ongoing living expenses or funding college educations) if you pass away with outstanding debts or young children.
Call us at 1 (800) 479-7928.
First Mortgages
Equity Loans
Reverse Mortgages
Just like a personal auto insurance policy, a commercial auto policy protects your company's important assets on the road.
RCU Insurance Services can help you develop a policy that covers your company's needs with a variety of auto liability, medical, uninsured motorist, collision and comprehensive coverages and deductibles.
Whether you maintain one vehicle or a fleet for your business, a commercial policy is more prudent than covering the vehicles with a personal policy.
Boiler and Machinery policies provide coverage for losses stemming from the operation of pressure, mechanical and electrical equipment. Coverage includes the following:
You love your pets and will do anything to ensure their health. Redwood Credit Union makes it easier to pay for their medical bills through a pet health insurance plan.
The coverage is comprehensive, simple to understand and easy to use.
MBP provides comprehensive coverage so you can avoid those unpleasant costs associated with vehicle repairs.
We will pay or reimburse you for reasonable costs to repair or replace any mechanical or electrical part, minus any deductible. Replacement parts may be new, remanufactured or used parts of like kind and quality.
Simply choose the plan that best fits your needs for parts coverage:
For more information and contract-specific terms and conditions, please call us at
1 (800) 479-7928.
If you have any questions, or would like a quote, please call us at (866) 477-4225 or (707) 576-5115
To discuss coverage, please call us at: 1 (800) 479-7928
You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites. The vendor will gather essential personal information in order to provide you with a competitive policy quote.
To get a free insurance quote, please call us toll-free at 1 (800) 779-5433.
To get a free insurance quote, please call us toll-free at
Truth: Credit unions provide the same services as banks, but we do it differently. Banks exist to earn profits for their stockholders. A credit union is owned and run by its members as a cooperative, which means our focus is on people, not profits. For you, that means fewer and lower fees, better rates and exceptional service.
Truth: Credit unions offer the same range of financial services as a bank, like debit and credit cards, online banking, mobile apps, auto loans and more. The difference is credit unions have fewer fees and lower rates – we use our profits to save you money.
Truth: Remember paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That's more than any bank! Plus, you can do many transactions online or on your phone without ever having to visit a branch.
Truth: While credit unions are chartered to serve specific regions or communities, nearly everyone is eligible to join and benefit.
Now you know the truth. Come experience the difference & bank easier with RCU!
Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That's more than any bank! 1
31,000+ locations nationwide
3 free per month for
non-RCU/CO-OP ATMs 2
Free at 12,000+ locations nationwide
$2.50 per transaction at non-Wells Fargo ATMs
Free at 17,000+ locations nationwide $2.50 per transaction at non-B of A ATMs
Free at 20,000 locations nationwide $2 per transaction at non-Chase ATMs
1 Fee & ATM information collected from bank websites 8/13/14 2 $1 each thereafter
Steven Kerston has been a Financial Representative with Redwood Credit Union since 2010, specializing in the areas of retirement planning and risk management.
"Knowledge and service are key to the relationship between representative and client," he said. "I make it a point to listen to my clients, discover their goals and objectives and provide quality solutions to help meet their goals and dreams."
Steven believes a well-planned and executed long-term investment strategy helps enable investors to be self-sufficient and financially independent, particularly in their retirement years.
FINRA Licenses: Series 6, 63 – Life Insurance License: CA #0G12454
State Securities Licenses: CA, FL, NV, OR, TX, VA, WA
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.
Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of
principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Christine Foster has more than 20 years of experience as a Financial Advisor, and joined Redwood Credit Union in 2001 to help launch its investment services program. She is a ten-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS)
which recognizes top producing CFS registered representatives.
"The challenges and rewards of starting something from the ground up were irresistible. I wanted to make a difference," she said.
She enjoys retirement planning for clients, along with the challenge of teaching Members how to save for the future.
"It's great to have a job where I make a difference in helping people with their unique financial goals," she said.
FINRA Licenses: Series 6, 7, 63, 65 – Life Insurance License: CA #0B09299
State Securities Licenses: AZ, CA, HI, ID, IL, MI, MN, MT, NV, NJ, NY, OK, OR, SD, TX, UT, WA
Pacesetter Award Winner: Bronze– 2006, 2008, Silver – 2005, 2007, 2011, 2014 Gold – 2009, 2010, 2012, 2013
Joseph Turfa is a licensed Financial Advisor with 15 years of investment experience focused on retirement planning, wealth management and risk assessment. He is a two-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.
"I am a firm believer in a 'holistic' approach to financial planning– that all investments are good for someone, but they must be placed properly," he said. "I am well-versed in market-based and insurance-based vehicles, in order to provide our Members with some of the best solutions to meet their individual needs and goals."
Mr. Turfa taught financial strategies courses in 1997-2000 at the University of San Francisco and other locations throughout the San Francisco Bay Area, and spent six years volunteer teaching in Peru with his wife.
FINRA Licenses: Series 7, 63, 65 – Life Insurance License: CA #0C44098
State Securities Licenses: CA, OR
Pacesetter Award Winner: 2012 Silver, 2013 Bronze
Julie Nix joined Redwood Credit Union as Associate Financial Advisor in 2014, with skills that include an emphasis in portfolio analysis, retirement planning and risk assessment.
She has worked as a personal banker and small business specialist, giving Ms. Nix experience with the particular investment and wealth management needs of small business owners and executives. "I have a track record of providing exceptional and memorable client experiences while building long-lasting relationships," she said.
Ms. Nix graduated Magna Cum Laude with a degree in business administration from San Diego State University.
FINRA Licenses: Series 6, 7, 63, 66 – Life Insurance License: CA #0H30758
State Securities Licenses: AZ, CA, OR, TX, UT
A Financial Advisor at Redwood Credit Union, Mike DeFazio specializes in the areas of retirement planning and risk management. He is a seven-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.
"A well-planned and executed long-term investment strategy helps enable investors to be self-sufficient and financially independent, particularly in their retirement years," he said.
Mr. DeFazio brings over 10 years of business and investment experience to RCU's investment team, and he is committed to helping Members reach their financial goals.
FINRA Licenses: Series 6, 7, 63, 66 – Life Insurance Licenses: CA #0D98092, NV #1004587
State Securities Licenses: AZ, CA, GA, HI, ID, NV, OR, TX, UT, WA
Pacesetter Award Winner: Silver – 2008, Gold – 2009, 2010, 2011, 2012, 2013, 2014
Clark Matthiessen joined RCU Investment Services in 2001 as a Financial Advisor and is a CERTIFIED FINANCIAL PLANNERTM professional. He is a nine-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.
His investment philosophy includes a strong emphasis on education, based on the belief that "an educated investor makes a better investor."
Mr. Matthiessen said he loves his work in helping clients to develop investment strategies that meet their individual goals.
FINRA Licenses: Series 7, 63, 65, 24 – Life Insurance Licenses: AZ #886866, CA #0C63928, CO #332263, ID #284684, MT #736801, NV #172905
State Securities Licenses: AK, AZ, AR, CA, CO, FL, GA, ID, IL, MN, MS, MO, MT, NV, NC, OH, OR, PA, UT, VA, WA
Pacesetter Award Winner: Bronze – 2003, 2004, 2005, 2007, 2014, Silver – 2009, 2011, Gold – 2010, 2012, 2013
Kevin Onizuka joined Redwood Credit Union a Financial Advisor in 2015, bringing an emphasis in comprehensive financial analysis to our seasoned RCU investment team.
"I enjoy helping Members reach their financial milestones and build a complete financial picture for their future and family. I utilize industry-leading financial planning tools to help Members create and sustain their financial plans. This allows me to create a roadmap of not only what we're planning on doing, but how we're going to accomplish it," he said.
His go-to financial tip he shares with his clients: "Planning is key. Creating a strategy to ensure a realistic goal with your finances is an absolute must."
FINRA Licenses: Series 6, 7, 63, 66 - Life Insurance License: CA #0H06139
State Securities Licenses: AZ, CA, FL, HI, ID, MT, NV, NY, OR, SD, TX, WA
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.
Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of
principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Join Now OR Check Status
If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.
Redwood Credit Union serves anyone living, working or owning a business in California's Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!
Lin Buencamino joined Redwood Credit Union as a financial representative in 2016, with expertise that includes relationship management and personal banking.
With 14 years of experience in the financial services industry, including 2 years of providing investment advice, Ms. Buencamino understands the complexities of different economic and financial situations, including the financial needs of individuals and small businesses.
"At Redwood Credit Union, I use a comprehensive, personalized approach that enables me to help our Members create customized financial strategies," says Ms. Buencamino, a graduate of Sonoma State University. "I'm passionate about helping people navigate the life changes that affect their financial situation."
FINRA Licenses: Series 6, 63 - Life Insurance License: CA #0I36682
State Securities Licenses: CA
Before joining Redwood Credit Union, Terri served as mortgage loan originator at Pacific Union Realty and Ryan Mortgage where she cultivated business partnerships and constructed loan analysis. She also served as production manager and marketing manager at Verticom, Inc., a telecommunications firm. Terri is a graduate of Stanford University, where she received a Bachelor of Arts degree in communication.
"Your home is more than an investment. It's where you make memories, like raising your kids, treasuring your grandkids, and enjoying daily life. I want to help you make those memories in a home you love while achieving financial security."
Danielle Beasley joined Redwood Credit Union's wealth management team in 2013, initially serving as a licensed assistant before being promoted to an associate financial representative in 2016.
Ms. Beasley received her bachelor's degree in communication, magna cum laude, from Biola University in La Mirada, Calif. She also received an associate degree in paralegal studies from Empire College in Santa Rosa, Calif.
"At Redwood Credit Union, I help Members design a clear financial roadmap for every stage of life," says Ms. Beasley. "My passion is to create smart, well-rounded investment portfolios that ensure financial independence."
FINRA Licenses: Series 6, 63 — Life Insurance License: CA #0K37660
State Securities Licenses: CA
Lost or stolen cards — If your credit card is lost or stolen, report it immediately by calling 1-800-847-2911, 24 hours a day, 7 days a week. For international collect calls, dial 1-303-967-1096, or see our list of global toll-free numbers. We are available 24 hours a day, 7 days a week.
Free Online Account Access — Manage your account online anytime, anywhere you have internet access. Go to www.redwoodcu.org and enroll into RCU online banking.
To apply for a first or second mortgage, call our lending team at: 1 (800) 609-9009 or (707) 576-5240
or email
Michael joined Redwood Credit Union as a Financial Advisor in 2017. He coordinates the financial affairs of individuals, families, and business owners throughout Marin and Sonoma County.
With a holistic investment philosophy, Michael strives to understand a client's complete financial picture before recommending solutions. He educates his clients to help them make better decisions about their financial affairs.
"My goal is to bring clarity and simplicity to my clients' financial lives, while becoming a trusted ally as they achieve personal, financial, and professional success."
Prior to joining RCU, Michael was a Financial Advisor and Relationship Manager with some of the nation's largest financial firms.
FINRA Licenses: Series 6, 7, 63, 66 – Life Insurance Licenses: CA #0I77530
See All


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Tag Archives: salinas
Salinas library not closing, minimal hours increased a wee bit
Thanks to people who cared, rallied, funded and hyped, the John Steinbeck Library in Salinas California will not only not be closing, but might even be able to offer a few extra hours over the bare-bones minimum that people were … Continue reading
Save Salinas Public Library
Lincoln Cushing writes up his trip to Salinas to protest the closure of the library and show support along with other members of the Progressive Librarians Guild. Some photos by Eli as well. Other libraries are also in trouble, most … Continue reading


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Driving Lessons... Or Not
"Daddy? Could you teach me to drive?" Tomoe asked two days after she turned sixteen, her hands linked together under her chin and the most adorable look on her face.
Grimmjow looked down at her for a moment, taking in the sight of his daughter not being a hellion for however long it might last, before grinning and chuckling.
"No way."
Tomoe's composure almost broke, her eyes hardening for a moment before going soft yet again.
"Give it up Tomo." Sorin said from across the living room. "No one wants you anywhere near the steering wheel of a car."
Grimmjow watched the innocent form of his daughter morph into a beast that spat fire in an instant and stepped out of her path as her eyes darted for something to throw at her brother.
"Sorin." he said simply and Sorin's head shot up just in time to see the book that was headed for his face. Sorin ducked out of the way just in time and Grimmjow laughed.
"Daddy that's not fair!" Tomoe protested, following Grimmjow as he walked back into the kitchen.
"Life's not fair." Grimmjow muttered to himself but at the stamp of a foot he knew Tomoe had heard him.
"Yer teachin' Tai and Asshole how ta drive." she continued loudly and Grimmjow frowned at her.
"I won't teach you shit if you don't start watchin' that mouth of yers."
Tomoe rolled her eyes and crossed her arms under her breasts. "Fine, I'll just have to find a boyfriend to take me everywhere I wanna go."
"Bullshit." Grimmjow said, entire body suddenly tense at the thought of his baby girl with anything to do with men. "You can ride with your brothers."
"No way! Sorin won't do it and you know he won't and Tai and Daisuke never wanna go anywhere I do. God! This is so stupid. You totally favor them because they have penises!"
"He wouldn't let you drive even if you did have a dick!" Sorin yelled out with a laugh and both Grimmjow and Tomoe heard his quick retreat to the safety of his bedroom.
"Uncle Shin is teachin' Yo-chan how ta drive." Tomoe changed tactics and Grimmjow rolled his eyes again.
"I don't care what he's teaching her, I said no."
"Fine! I'll ask Uncle Nnoi. He'll do it." Tomoe said before stomping out of the kitchen, leaving silence in her wake.
Grimmjow sighed and opened the refrigerator, grabbing a beer and cracking it open before looking down and staring into the can. He'd have to call Nnoitra later and tell him that he didn't want Tomoe learning to drive quite yet. He had his reasons, one be being his daughter's impulsive and most often violent behavior. For a brief moment he wished he could trade daughters for a week with Shinji. That was until he remembered that Yayoi was being groomed to take over the family businesses one day, both the Solid Gold and Wank. For all the sweetness that little girl showed she was too much like her father and Grimmjow wasn't sure what he was more scared of. Tomoe driving, or having a female Shinji as a child. Grimmjow shook himself and took a long pull from his beer can before leaving the kitchen to find his cell phone.
A/N Oh what the hell. have another! ;p


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Allentown's bustling Basin Street getting a summer safety make-over
ALLENTOWN, Pa. - Speeders on heavily-traveled Basin Street, a vital link between south Allentown and center city, won't be driving as fast this summer.
Traffic will be slowed by construction, as safety improvements are made on that curving road, which covers less than a mile from traffic lights at the Auburn Street intersection to traffic lights at the Union Street intersection.
Basin Street is being targeted for improvements because it has a high accident history, said Richard Young, Allentown's public works director.
Young predicted the work will begin in mid to late spring and should take about six months to complete. He said Basin Street will remain open during the entire project, but with lane restrictions.
"It's a good proposal and I think it will improve safety along that corridor," said Young.
When the $500,000 project is completed, each of Basin Street's four lanes will be one foot narrower.
The northbound and southbound lanes will be separated by a 4-foot-wide rumble strip median.
And, electronic signs facing both directions of traffic will have built-in radar detectors and will flash warnings to speeders to slow down.
The speed limit is 35 mph on that road, said Young, but most people drive much faster.
"They fly on Basin Street," commented Ray O'Connell, vice president of Allentown City Council. "It's a speedway."
A crackdown on speeders will begin soon by the Allentown police department, said City Council member Daryl Hendricks, who recently retired from that department.
Hendricks said police have received state funding to do more "targeted enforcement" along Basin Street.
He added there already is "on-going enforcement on that stretch of roadway."
Young explained many of the planned improvements are designed to "calm" - meaning slow - the traffic.
"Just by narrowing the lanes, people will tend to drive slower," Young said. Each of the traffic lanes now is 12 feet wide, he said. Reducing them to 11 feet will allow for the creation of the four-foot-wide rumble strip median in the center of the road.
Young said all lanes on Hanover Avenue in east Allentown are 11 feet wide.
An anti-skid material also will be added when Basin Street is resurfaced.
"It's a good plan," said O'Connell, who chairs City Council's public works committee. "This is the first step. If we sense that we need to do further things to make it more safe, we would do that also."
Young agreed, saying: "If this doesn't work out, we may want to take a look at some other things."
When the project was put before City Council last May, O'Connell argued that a concrete median barrier should be erected to prevent head-on collisions by cars straying into the opposite lanes of traffic.
Young did look into installing such a barrier, but concluded it would block visibility for many motorists because of sharp curves on Basin Street.
He explained if a concrete median would be erected, drivers approaching a curve might not be able to see vehicles backed up and stopped on the far side of the curve.
O'Connell agreed, saying concrete barriers could make the road more dangerous than it is now.
Based on crash studies, Basin, between Union and Auburn is considered a top priority for safety improvements by PennDOT.
Between 2009 and 2011, 124 reported accidents occurred on that stretch - including two fatalities, both caused by head-on collisions, a PennDOT engineer told City Council last year. Another PennDOT official said most of the accidents were head-on collisions.
The city rejected an early PennDOT proposal for Basin Street, which would have involved reducing traffic to only one lane in each direction, with a four-foot-wide median of planters separating the two lanes.
The city is getting federal funds totaling $575,000 that will completely pay for the Basin Street safety improvements -- $500,000 for construction and $75,000 for a construction inspector.
Young said the city is in the process of hiring a consultant to serve as construction inspector.
The project originally was supposed to be completed by this summer, but O'Connell said the federal funding just became available.
Young indicated all of South 4th Street, which is what Basin Street becomes south of Auburn Street, needs improvements "but that's a much, much larger project."
On Wednesday night, O'Connell's three-member committee unanimously agreed to have the full City Council act on approving the federal funding for the Basin Street project next week
O'Connell's committee also will recommend that City Council vacate a short section of E. Jeans Street in east Allentown. It is an alley existing only on paper between N. Gilmore to N. Glynn streets, two other streets that don't actually exist in that location.
Young said vacating that section of Jeans Street is just a formality.
He explained the city has lost its right to build a street there because more than 21 years have passed.
He said each adjoining property owner will get 10 feet more land, half of the alley's right-of-way.
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Visitors celebrate at Dorney Park despite rainy weather
The rainy weather put a damper on some Memorial Day traditions, but there were some people who weren't letting anything spoil their plans.Read More »
- A place of healing for veterans
- Walking a mile in their shoes
- 'Taps' echoes over Bethlehem
- Marking Memorial Day in the Lehigh Valley
- Car fire slows traffic on I-78 near Hellertown
- Two zoos mourn the loss of Ernie the giraffe
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- Two zoos mourn the loss of Ernie the giraffe
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- Visitors celebrate at Dorney Park despite rainy weather
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- 'Taps' echoes over Bethlehem
- Marking Memorial Day in the Lehigh Valley
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Gun Control or Personal Therapy
Article by: Lady Annabella
Status: Finished
Genre: Editorial and Opinion
The argument today is whether or whether not gun control is the answer to the problematic and reoccurring shooting massacres in so many areas of the United States. What would gun control prevent?
Restricted use of guns, but that wouldn't stop those with mental issues from killing in any other ways.
In my opinion, if a person obviously has issues they should be seen by a professional, and it should be taken more seriously. Honestly, normal person does not just wake up one morning and say, "Today, I think I may take this gun and shoot up an elementary school. I think this should be a very fun hobby and I would enjoy this." There has got to be anger aimed from somewhere, built up over time to have this happen. Something must have gone wrong somewhere. But, even if that person doesn't have a motive or reason for an action such as this, they still has to be a mental instability.
So is gun control really the answer here? Shall we take away all gun rights from Americans over some unstable people with an obvious problem? Or shall we fix the problem right from the source? Is anyone really realizing what is really going on? Think about this before you answer those questions and finalize that decision, did they have these problems like this back in the day? No they didn't. what did they do differently? They took mental issues a lot more seriously than they do today.
Has anyone questioned the parenting of today? A lot of troubled minds start from where and how they were raised. Most are raised in poverty and depression, bullied in school, abused, etc. Its absolutely horrible. And what is going on to stop this? Social services ignore the problem because the parent grows a brain and says, "they are lying, and they are doing this to themselves, I am not in the wrong." And once the social services leave that family alone, that child ends up dead. Their judgment was totally wrong, and cost another young, innocent life.
My point in all this, things today has been taken out of control badly. Why should innocent citizens have our rights taken away because some people cant do their jobs and keep the ones with a mental issue off the streets? Guns don't kill people, people kill people.
© Copyright 2017 Lady Annabella. All rights reserved.
Add Your Comments:
Well said. I specially liked the ending conclusion "Guns don't kill people, people kill people."
I just have some points that you may want to take as something to help you improve because i believe that's what we all are here for--to improve our writing. So in the end you may also want to check my work and tell me the good and bad points you will see:-)
Okay, here goes:
It's clear that you're against gun control but you're not able to establish though what really is the solution you want the authority to look into--would it be the mental health wellness or the strengthening of family values through proper parenting education?
I also notice some redundancy like "the argument today is whether or whether not"--just say whether or not;
"is anyone really realizing what is really going on"--you can say is anyone really realizing what is truly going on or vice versa;
That's all i can see. Over all this is good work. I say worth reading. So, keep on writing:-)
Passionate piece. I see things much the same way. I enjoy recreational shooting, and guns have been a part of our culture for a long time and are not going to go away. There are large and complex issues at play here that won't be solved by more laws.
There was an interesting piece on World Net Daily this week. The author found that 12 of the 14 shooters had used psycho-active drugs and drugs like Ambian. The package disclaimers state that in rare cases these can cause suicidal thoughts. CHO of VA Tech had nothing in his system but withdrawal also causes suicidal thoughts.
"Never let a good crisis go to waste..." without pushing your agenda, no matter if it applies or not.
Drugs have a really bad affect on people. But, like I said, someone has to have an issue with one thing or another to act upon thoughts like that. Even have thoughts on that. I believe a person uses drugs as an escape of some kind. Socialness? Bad home life? things as such. Why else would someone choose such negative lifestyle if they weren't troubled to start with?
Short Story / Mystery and Crime
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The Lynching of Claude Neal
This site is for educational purposes. Slavery in the new world from Africa to the Americas.
Tuesday, July 16, 2013
Florida Lynching of Claude Neal
The Lynching of Claude Neal
6 comments:
- Pelvo White, Jr.February 16, 2016 at 5:07 AM
Although hundreds, if not thousands of white, southern racists participated in the butchery, and subsequent murder of Mr. Claude Neal, none have been arrested, and prosecuted for these acts. The FBI has been thoroughly defeated, and publicly humiliated by an outlaw people who faithfully practiced a form of secrecy put in place years ago by Albert Pike, and his disciples. This system of secrecy continues to this very day.ReplyDelete
- Pelvo White, Jr.April 4, 2016 at 6:35 AM
Concerning Human Sacrifice In AmericaReplyDelete
We must get clear on the religious significance of the practice of black slave human sacrifice, and later day black human sacrifice which I believe took place often in the deep south of the United States of America both individually, and collectively. To some white Americans. Sacrificing African American souls to ancient gods came to America with the very old belief systems of some western world immigrants whose polytheistic perceptions of reality involved receiving blessings from their gods primarily through sacrificing the lives of those life forms whom they perceived as lesser beings, black slaves and freed slaves, and blacks in general contemporarily, native Americans, cows, hogs, ducks, chickens, etc. These believers in ancient polytheistic religions are those whom the disciples of Jesus Christ sought to convert to Christianity after the death of Jesus Christ. It is entirely ridiculous to think that Christianity, a belief in a black skinned savior (i.e. Jesus Christ) is the savior of a significant number of self-proclaimed non-blacks in the world. Polytheistic religious practices continues to this very day, and was cleverly eclectically articulated in America by the religious scholar Albert Pike. Pike systematically dovetailed selective religions, and created a hierarchical religion that ate up the ground of all other known religions. Pike's transcendent religion structure, which utilizes the practice of sacrificing of human beings is designed to invoke non-Christian gods to bless the white race with dominance over all other races of man in the perceivable world. Pike's polytheistic religion imparts the mataphical, and physical foundations of contemporary white supremacy animated, and expressed through all American institutions.
Pelvo White, Jr.
Never forget. While we on our knees calling Jesus and singing "we shall overcome" they are planning their next attack. Back then it was Claude Neal and Emmitt Till. Now it's white cops, justice system and the Republican Party.ReplyDelete
- Pelvo White, Jr.September 30, 2016 at 7:15 AM
In 1971 I was on the back of a two and a quarter ton military truck somewhere on a highway between the 95th Evacuation Hospital in Danang, Vietnam in the vicinity of Monkey Mountain, Deep Water Pier, Marble Mountain, and China Beach when I spotted a giant garbage dump with numerous silhouettes of Vietnamese people digging, and scavenging through its filthy piles for what they could use. Part of the dump was on fire with smoke snaking upwards towards the sky, and on both sides of the road, beneath the loud noises of war weaponry, and machines heading south were yet other Vietnamese refugees. The refugees were dirty and looked stressed, and tired. Some were carrying their children on their backs, and others had their few meager belongings dangling from their bodies. Some were crying, and others had angry looks on their faces. As I watched this dismal scene, I couldn't help but wonder what Americans would look like as refugees. I thought about America, my great country, devastated by war. I tried to envision my mother, father, sisters and brother walking along this road with all that they had in the world on their backs. I tried to imagine their tear stained faces smudged with dirt and dust. Gone was all the hot running water, no soap, no clean clothes, no good food to eat, no certain future, just wandering somewhere out of the way of a bullet or a bomb completely at the mercy of those who could over power them.ReplyDelete
America has never won a war without the help of its allies. Not the Revolutionary War, not the war of 1812, not the Civil War, not World War I, not World War II, not the Korean Conflict, not the Vietnam Conflict, and not the present conflicts in the middle east and yet today we have a presidential candidate who wants to put forth an isolationist policy that will render us almost friendless globally. What Mr. Trump is proposing with his presidency is the destabilization of our peace domestically, and globally, and a threat of world war, and the production of many American refugees.Sophisticated technologies, effective medical techniques, and high living standards have lulled Americans into a false sense of security forgetting that within less than a mere two thousand miles away we can find wild jungles, untreated diseases, and starved, and depraved humans.
Some leaders of some of our allied nations have already indicated that they would rather not deal with a president Trump because they consider him unstable, and Trump himself has indicated that he doesn't want to telegraph his moves as president because he doesn't want his enemies to anticipate these moves.Mr. Trump seemingly doesn't realize that future peace depends upon coordinating with allies on peace or war going forward. Mr. Trump wants to increase the numbers of his military despite the fact that the Veteran Administration isn't doing a good job of servicing existing injured veterans. Mr. Trump promises more jobs while at the same time not being fully supported by many members of the republican party or the democratic party knowing full well that many of these republicans, and democrats are chief job developers in this nation. Mr. Trump wants to "make America great again "without identifying at which time in American history was America great. We really need to get clear on what he means by the word " great ". I believe that his definition of greatness was when " states rights " made possible open, and rampant racial discrimination in America. Trump is really talking about an " us and them " mentality. The " us " are the racist American white folks, and the " them " are all of the people of color globally. Great " means back to racial discrimination in all of its deviant propagandist forms. Mr. Trump doesn't want to harmonize with the rest of the world, he wants to reintroduce white supremacy.
- Pelvo White, Jr.December 20, 2016 at 6:49 AM
In re: Claude Neal Lynching; If you have any information that will lead to the arrest and prosecution of anyone involved in the 1939 murder of Claude Neal contact the Federal department of Justice, or the Federal Bureau of Investigations or the Jackson County Sheriff's Department, Jackson County, Florida.ReplyDelete
President Obama signed The Emmett Till Act into law today!
Dec 17, 2016 — The Emmett Till Unsolved Civil Rights Crimes Reauthorization Act was signed into law by President Obama today!! …
unanimously on September 24, 2008 and signed into law by President George W. Bush in October 2008.
The act directs the Department of Justice (DOJ) and the Federal Bureau of Investigation (FBI) to coordinate the investigation and prosecution of Civil Rights Era homicides that occurred on or before December 31, 1969. The act also directs the DOJ and FBI to coordinate their activities with state and local law enforcement and to make annual reports to Congress on the progress of investigations and prosecutions falling under the auspices of the act. If the act is not re-approved by Congress at the end of fiscal year 2017, it will not be effective anymore.
Attorney General Eric Holder with CRRJ Director Margaret Burnham and Paula Johnson, Co-Director of the Cold Case Justice Initiative, based at Syracuse University College of Law.
For fiscal years 2008 through 2017, the act authorized appropriations of $10,000,000 per year to the Attorney General to be allocated by the Department's Civil Rights Division and the FBI; $2,000,000 per year for grants to state or local law enforcement agencies for costs associated with their investigation and prosecution of civil rights era homicides; and $1,500,000 per year to DOJ's Community Relations Service to bring together law enforcement agencies and communities to further the investigation of these homicides. However, for the first two years the Till Act has been in effect, no funds were appropriated to DOJ under the act's authorizing provisions. However, in fiscal year 2010, Congress approved the President's modest request for $1.6 million in funds.
- Pelvo White, Jr.March 7, 2017 at 2:05 PM
The Curse of Claude NealReplyDelete
He said that as proof of his
the courthouse clock would never again strike the time
during the time of his torture and hanging of his body on the courthouse square both day and
Through his blood his spirit gained control of the clock and forever foiled its ability to keep the
and to make the right
once his blood dripped down and
into the ground. After that the
never again struck the time
sounding whenever the spirit of Neal chose alarming the town to think about his killing with a
They couldn't fix that clock try as they may so they had
to take It
(c) 2005, Pelvo White, Jr.


text:
Home > COLLEAGUES > Vol. 2 (2007) > Iss. 1
Volume 2, Issue 1 (2007)
Dean's Corner
Elaine C. Collins Ph.D.
Education Specialist Degree in Leadership: A New Degree Expanding Beyond the Master's Degree
Dottie Barnes
What Are The Options For Our Prospective Teachers?
Loretta Konecki and Linda McCrea
School Counselors Linked to Student Success
Jaymes Pyne
Gender, Expectations, and Education: Why Are Girls Outperforming Boys?
Roger Wilson Ph.D.
Kent County Literacy Coach's Network
Susan Laninga
Realizing A Dream
Jaymes Pyne
WGVU's Cool Teacher
Ben Mannes
A "Quiet Crisis" Addressed Locally and Nationally
Stephen J. Worst


text:
Dismiss Notice
Having problems with Windows 10 through Windows Update today? Use this tool: http://www.microsoft.com/en-us/software-download/windows10
i want to do a fresh install of 10, if i download it from there website will it ask for a key?
Discussion in 'Windows 10 Upgrade and Installation' started by Goopga, Jul 30, 2015.


text:
ED Magedson – Founder
Ripoff Report
Usave car rental Allston25 Harvard Ave Boston, Massachusetts USA
Usave car rental Allston Fast lane violation fee Boston Massachusetts
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Rented a car from this company. Horrible service. Don't even think of renting through them. There are a lot of better options. Driven by mistake through a ezpass fast lane in NH. Was charged $50 fee for processing a violation of only $2. When tried to speak with them, I received a rude response, saying that I was wasting their time and that the $50 fee is exactly for speaking over the phone with them.
They have charged a huge fee for not returning the car full of gas, although I was told to return it 1/4 full. They have reimbursed me for that eventually but wasted my time calling them for that.
If you don't want to deal with extra charges and find your vacation ruined, please do yourself a favor and find another place to rent a car.
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|2009-11-02, 04:25
|Link #2825
Senior Member
Join Date: Oct 2009
|2009-11-03, 14:56
|Link #2829
Join Date: May 2009
If Kinzo's corpse was in Natsuhi's room in ep2, where did it go? It wasn't burned (the only time it wasn't, well, not counting ep5's events). If Rosa found it for some reason, where'd she take it? How'd she move it? Or was it still in Natsuhi's room somewhere, and hidden?
|2009-11-03, 15:06
|Link #2831
Homo Ludens
Join Date: Nov 2007
Location: Canada
Age: 27
Why not under the bed or a secret compartment under the bed?
|2009-11-03, 15:18
|Link #2832
The Comet has Come
Join Date: Feb 2008
Location: Republic of California
Age: 39
There is the closet. Being a mansion, and this is the room for the lady of the house...those could be some big closets.
Alternately, she does part of the task, and then is silenced with a shot to the forehead by Genji.
How does the door get locked? Maybe they locked the door when they entered the room so they could have time to search without interruption, not knowing Shannon was in on it. Or, alternately, Genji is considered under Rosa's control, and thereby may use a master key...unless there is another key that will open that door specifically that isn't in George's pocket (because having worked with having to hand out keys, sometimes a key from one room, will actually unlock another room, even if it isn't the master key...they just happen to be keyed the same).
Odd pondering:
Shouldn't there be a sixth master key? Most places I've been, the maintainance staff all have master keys. Thus the five servants present. However the boss/head of the house also has a master key...thus Kinzo should have had one as well. Though since the servants (mostly) know about his condition, they might have taken that one away some time ago. According to the red there are five keys. But unless Gohda has Kinzo's old key...why doesn't Kinzo have one?
|2009-11-03, 15:21
|Link #2833
Join Date: May 2009
There's some reasonable basis for speculating the corpse is kept in Natsuhi's room, I suppose:
EP1: Natsuhi is alive, as are most of the servants (including all the eagle servants). Someone could've moved Kinzo's corpse to the boiler room, as everyone who knows where it is except Krauss is alive.
EP2: Natsuhi is dead, but perhaps for some reason the corpse is found by someone who doesn't burn it. Alternatively, no one finds the corpse in this episode.
EP3: Kinzo is burned, but the problem is that all the servants are killed too, and Natsuhi and Krauss are in the conference all night. So either they arranged for someone else to do it, or the corpse was found by someone who coincidentally decided to burn it. Or, I suppose, the servants were caught burning the corpse and killed. The Nanjo theory would work here, as Nanjo knows Kinzo is dead, and has no alibi for the First Twilight.
EP4: Kinzo is burned, but we have no idea what happened. It's possible the pressures from the other siblings caused Krauss to panic, and he was caught burning it, or he revealed the body and someone else burned it after killing a bunch of people.
EP5: We don't know where Kinzo's corpse is, but we might have found out if the game had kept going. Natsuhi is alive, as are all the servants who would know except Genji, plus Nanjo. So it's unlikely to be lost.
|2009-11-03, 15:28
|Link #2834
Homo Ludens
Join Date: Nov 2007
Location: Canada
Age: 27
There might well be a key that opens all or most of the doors but for whatever reason isn't classified as a "master key".
The existence of such a key would solve 90% of the closed room mysteries.
|2009-11-03, 15:51
|Link #2835
Join Date: May 2009
Does the CEO of a company have keys to the entire building? No. Generally not.
Who does? The janitor.
It's entirely probable that Kinzo and Krauss didn't have master keys to their own home, trusting the servants for that sort of thing. The servants, however, would need master keys to go about their duties (cleaning, moving things around, etc.).
|2009-11-03, 16:14
|Link #2836
The Comet has Come
Join Date: Feb 2008
Location: Republic of California
Age: 39
Depends. Where I worked the Director did have a master key set that would unlock most of the doors. The Assistant Director also had a master key set. This was so they could come in at any time, even if the maintance staff was off duty.
|2009-11-03, 18:05
|Link #2837
Dea ex Kakera
Join Date: Jun 2006
Location: Sea of Fragments
If we look at all of the rooms where bodies were found, the only ones that the adults could reasonably break into first are the chapel and the parlor. Going to the chapel first would get them to the boiler room last, but we saw from the adults' search pattern that they initially focused on the rooms they found locked in the mansion, and didn't even consider looking outside until they found the chapel key in the boiler room. Even though they could theoretically get into the chapel first, it's much more likely for them to have done exactly what they did: go in through the parlor window. If we take the parlor to be the first room in the chain, then we would expect the letter to be in that room or in the chapel. The boiler room doesn't make any sense at all.
Suppose that for Reason X (say, Natsuhi and the servants are trying to set up a distraction to keep everyone from wondering about Kinzo), the servants deliberately set up the locked room chain with the intention of faking their deaths. However, instead of Kinzo being in the boiler room with a letter, what if they had actually planned for a sixth person to fake their death in that room? After the closed room chain was constructed, this sixth person broke from the plan and burned Kinzo's corpse to take their place. Then the sixth person is the one who left the letter from "The Golden Witch Beatrice". The letter was not part of the original closed room setup.
|2009-11-03, 18:16
|Link #2838
Senior Member
Join Date: Oct 2009
|2009-11-03, 18:24
|Link #2839
Senior Member
Join Date: Sep 2009
Location: a better place than here
True, by assumption, "Only 2 keys to Kinzos room work=Those 2 keys don't work with any other room". But maybe...
It could have a special function that makes it compatible with other doors. This could have been Rosa's hunch that made her send George out to get the key, actually.
|2009-11-03, 18:29
|Link #2840
Senior Member
Join Date: Sep 2007
Location: Buffer overflow
Maybe there were a few closed rooms without such tight red text.
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text:
Xeninta's School for Upcoming Generations
So here I was, back in the room, on the bed. I had seen the footage maybe a hundred times now; I still could not believe it in a way. But knowing that inside me, a small parasite, a demon of destruction, is living off of me. The guilt was very intense, and I tried to put it to the back of my mind, but the constant pain in my chest reminded me otherwise. It was like intense heartburn. A grim reminder of what was in there.
Luckily, the doctors said they were confident that I wouldn't turn into the creature again. After studying me they discovered that the only way it could get out is through a 'symbiosis transfer'. I told them my science was 1960s rusty, so they explained that I had to willingly and actively let the creature trade places with me. Fat chance of that.
Even then they did not understand the specifics. What was inside me was a medical mystery, and how a transformation of a high bio mass from one form to another in a rapid reconstitution of bone marrow and DNA… that was where I stopped understanding. But long story short, they don't know what I am.
Jas was still pushing for me to join the school, to get out of the room. Along with that other girl, the one who walked in on us while we were viewing the footage. What was her name again? Sera? She was ordered by that Xeninta person to keep quiet. Apparently she was causing a few of those doctors some puzzles as well. But really I didn't care, call me selfish, but I've got too much stuff to deal with right now.
I just didn't want to do anything. I didn't feel safe. I didn't feel like I belonged anywhere, not after what I did. So no matter how much she visited, no matter how much she encouraged, Jas could not get me out of my depression. And this continued for another week. Right up until I was asked to speak with Xeninta privately, in his office.
I was led out of the room by two doctors, down long silver corridors with dimmed lights, until we got to a large hole in the wall. We stepped in and they pressed a button which made the ground move. The silver corridors disappeared behind some kind of metal layer, which receded after a minute to reveal a large hall with red carpets, portraits on the walls, chandeliers, all manner of decorations, and several kids walking around and conversing.
I instantly shied away, trying to hide my face. I wasn't ready to meet people! Oh god I knew it was a mistake to leave that room. The doctors gently pushed me forward and directed me around this expensive looking place. I kept my eyes fixed on the ground, not wanting to look at anyone.
After a few minutes we stopped in front of large oak doors. The doctors knocked on them and awaited an 'enter' voice. They opened the door to show a large office like place with a wooden desk, ignited fireplace, red curtains and rugs, and candle lights on the wall. Inside was Xeninta wearing spectacles, pointing at a large white board with complicated math problems on it. In front of him were a crowd of older teenagers, one of them Jas.
They looked at me, and Jas beamed to see me out of that room. One of them, a boy with light brown hair and blue eyes who had a brown scarf wrapped around him, gave me a horrified look. In fact most of them looked quite surprised to see me. Xeninta asked them all to leave and mentioned something about homework. They filed out, one by one, and I avoided eye contact with all of them, but I sensed the negative feelings in the room.
I took a seat in front of the desk and kept my eyes fixated anywhere but the eyes of the old man in front of me. "Thank you for joining me, Shadow" he said with a gentle voice.
"Sorry I disturbed your class" I said quietly.
"No, I wanted you to come at this time. To see them, see that there are people just like you here" Xeninta said.
"There's nobody like me" I said sadly.
"No, not with your particular case, but everyone here is the same. The EX Genes are more like you then you think. We feel a sense of loneliness a lot, especially when we are first brought here. The world looks at us as the future of humanity, as guardians, as protectors, and teachers. The pressure we feel, as well as the isolation, can be daunting. That is why I built this school, a place where children all over the world can be introduced to this lifestyle slowly, with help and understanding. That's why you're here, I want to help you. Help you understand who you are, and your place in this world" Xeninta explained with an outstretched hand on my shoulder.
"I'm not an EX Gene though, I'm a murderer" I shook my head.
"No! You are not. That creature, that… Rage Demon… that is a killer. You are a victim, Shadow. It stole you, your body, your memories, and your past. You've been given another chance, to live the life that was stolen. Tell me, would you rather have died?" Xeninta pressed me.
"I… I don't know" I said after a pause.
"I see, well then explore the answer in my school. I won't put you in any scheduled classes or timetable, you go where you see fit. Talk with whomever you like, learn what you must. If you wish to leave the school, I will let you go. But I assure you, Shadow; there's no place that will accept you more than right here, right now" Xeninta encouraged me.
"Look… professor Xeninta… thank you… thank you a thousand times for rescuing me. Right now I don't feel like I belong anywhere. I feel like that creature can come back at any time. I'm a risk to your students!" I protested.
"The second I believe you are, you will cease living" Xeninta said rather darkly.
"Well… I…" I stuttered for words.
"Ultimately, the choice is up to you" Xeninta said clearly.
"I'll… I'll… stay… I don't know about taking part in the school, however" I said after a long gap to think about it.
"Well how about a tour?" Xeninta offered.
"I don't see a problem with that" I accepted hesitantly.
Xeninta signalled for the two doctors to leave, and held my shoulder to lead me out. He was almost as tall as me, but he walked with such composure, I could sense great authority from him. He led me down many magnificent hallways and corridors, showed me dormitories and empty classrooms for science, maths, English, among others. He took me outside to show me the grounds, they were huge, easily several acres.
The school itself was a mansion; the front yard was decorated with well-kept flowerbeds and plants. Willow and pine trees marked the borders of each field, with a huge fountain in the middle between the front gate and the mansion. Out in the distance I could see a city; Toronto, Xeninta clarified. Many students were playing in these grounds, eating lunch; the day itself was bright and sunny.
He led me around the side, showing me track races, horse stables, tennis courts, basketball courts, and then around to the back, where there were several swimming pools and squash courts. As he went, he explained to me the purpose of the school, going into explicit detail.
He explained the nature of EX Genes, that they were a natural stage of human evolution, where they gained an extra gene in their genetic makeup that evolved them in some form. More often than not they would develop unique powers, like Jas' ability to sense emotions. Rarer though they would simply look different than most humans, such as the kids I saw with either blue skin, green scales, tails, pointy ears, they varied between each person. These kids did not have powers, but were still welcome to join the school.
The school was called Xeninta's School for Upcoming Generations. It was all privately owned by Xeninta himself, who inherited the land from his grandfather, and built the place from the ground up, with each brick. He wanted a place where all EX Genes could come together to learn and meet others like them. EX Genes had not been persecuted since their acceptance into society as full citizens shortly after World War II, but there was still a lot of unknown factors when it came to them.
They had to call themselves by different names so as to distinguish themselves from regular humans, so that people would know who they were talking to. They were expected to help in natural disasters, prevent crimes as special police, and generally use their gifts to make everyone else's lives better. Many become embarrassed when they realised they were an EX Gene, knowing they'd never have something of a normal life.
Xeninta wanted to change that, so he created the school so people could come together, learn, and be with others like themselves. He used the school to give them a good education, teach them how to control their powers, and how they could interact with normal society. I told him it was a worthy goal to do such, he simply replied that it was the least he could do after the children had blessed him with so many young and happy faces over the years.
He led me back into the mansion, back to the elevator, and back to where I had begun. He gave me a more in depth tour of the lower levels, showing me the various rooms with all the most advanced sciences to help control great powers that the users could not do by themselves yet. He showed me a great room, huge in size, with many training courses inside. It came equipped with all measures of training tools ranging from simple to deadly, all in the name of progress.
He never forced kids to do anything they weren't comfortable with, he never expected anything out of them accept the willingness to try and learn. He truly only wanted young EX Genes to learn how to control and accept themselves, listening to him I could not help but get a great sense of admiration for him.
By the end of the tour, he took me back to my medical room, but I declined, I summoned the courage to ask for a room upstairs, where I could see the sun. He smiled, and gave me a simple room with a great view of the grounds and sky, all viewable from a balcony. I didn't really know what to do with myself from there. But I knew if I gave it time, I might be able to find out more about this world. This time. Maybe even remember who I am.


text:
Welcome to my website! Please take a look around. You'll find news and information about me and my books, school visits and workshops, as well as writing tips and links to articles I've written. Thank you for visiting and happy reading!
How Not To Disappear
Pregnant teenager Hattie and her fiercely independent great-aunt Gloria, who is in the early stages of dementia, set out on a road trip of self-discovery - Gloria to finally confront the secrets of her past before they are erased from her memory forever and Hattie to face the hard choices that will determine her future…READ MORE >>
"It's really a very special book that made me cry on both readings." Fritha Lindqvist – Head of Publicity, Hachette Children's Books READ MORE >>
How Not To Disappear makes the YA Book Prize shortlist!
POSTED: April 13, 2017
I'm absolutely thrilled that How Not To Disappear is on the 2017 YA Book Prize shortlist! You can read more about the ten books on the shortlist here. It's such a diverse and exciting shortlist and really shows how strong YA is in the UK and Ireland ri …READ MORE >>
Hay Festival Panel with Patrice Lawrence, Alex Wheatle and Sara Barnard
POSTED: April 13, 2017
I'll be taking part in a panel event at the Hay Festival on 1st June with the brilliant Patrice Lawrence, Alex Wheatle and Sara Barnard whose books have all also been shortlisted for the YA Book Prize. The event will be chaired by Jenny Valentine. I'm …READ MORE >>
- Don't forget, this weekend at 6pm BST #SundayYA revisits the @yabookprize as they prepare to announce this year's w… https://t.co/750OcPScLm
- @HmvBath @hmvtweets Brilliant, thank you :)
- @HmvBath @hmvtweets Thanks! I can't get there till tomorrow morning - is it possible to put it aside for me or pay over the phone?


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Athletes of the world will tell you about the rigorous exercises to which they submit when they intend to win. Rev. Jim says, "The race is in the running." First is the thrill of swiftly moving forward with the intent to win. The thrill is also in hearing those who cheer you on as you measure each step of intent to finish first. Then comes a solemn emptiness as we realize someone made it ahead of us. We begin again and get ready for the next race as another threshold arises in the soul to run again. On the spiritual plain, exercises are also needed to win the race. In this book I have attempted to present exercises relevant to a better Christian life. I give substance to the race by suggesting exercises to walk as God would have you walk and to run as He would have you run.
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