text: USAWOA Portal 45th Annual Meeting of the Members and Awards Banquet, October 4-7, 2017, Walter E. Washington Convention Center and Crystal City Marriott at Reagan National Airport, Arlington, VA 22202! 46th Annual Meeting of the Members and Awards Banquet - Details are being worked for the 46th AMM! The 100th Anniversary of the Warrant Officer Cohort is coming in 2018, are you ready to help us Celebrate? Welcome to the USAWOA Interactive Portal The National President and the Board of Directors would like to invite you to access the new USAWOA Interactive Portal. The Portal will continue to grow as new features and members-only benefits become available. USAWOA Members (both current and former) please contact the Home Office by email if your primary email address is not recognized by the system. The first time you log-in use your Primary Email Address and Password1. You will be prompted to change your password. Do not create a new guest record as you are already in this database. Please save the web address above in your Favorites. Click the icon to "Like" us on USAWOA Social Media. New - May 2017 NEWSLINER Notification - New The May 2017 NEWSLINER is viewable to current members on the USAWOA Interactive Portal by clicking on the Log-In button in the left hand column and Logging-In. Then click on the NEWSLINER button on the left hand column. The May 2017 NEWSLINER and the previous 11 NEWSLINERS are posted. If you requested to receive the electric notification for the monthly NEWSLINER and you do not receive the notification for the May 2017 NEWSLINER by May 14, 2017, please contact the Headquarters by calling 1-800-5-USAWOA or by email. This month you will see two versions of May 2017 NEWSLINER, one version is in High Resolution (17 MB) and one version is in Low Resolution (3 MB) for downloading depending on your service provider. USAWOA 2017 Annual Fundraiser The USAWOA 2017 Annual Fundraiser is underway. The Grand Prize again this year is $5,000.00, Second Place is $2,500.00, Third Place is $1,000.00 and we're going to have four $500.00 winners. Three of the $500.00 winners will be Early-Bird drawings, April 22, May 27 and June 24 and the winning Early-Bird tickets remain eligible for all other prizes. A book of six tickets cost $25.00 and single tickets are $5.00 each. All sales end July 15 and the final drawing is 22 July. Please help us promote the sale of the Raffle Tickets. This is USAWOA only fund raiser and the only organization that focuses on warrant officer issues. So, keep your eye out for the tickets and sell as many as you can! Date Amount Winners Chapters Regions April 22, 2017 $500.00 CW4 (Ret) Pete Hill Aberdeen Northeastern May 27, 2017 $500.00 June 24, 2017 $500.00 July 22, 2017 $500.00 July 22, 2017 $1,000.00 July 22, 2017 $2,500.00 July 22, 2017 $5,000.00 New - Army Ten-Miler - New CW5 - New Team Division: The Army Ten-Miler has passed a new CW5 Division for 2017!! Calling all CW5s - Form CW5 running teams and support the 1st year that the Army Ten Miler is offering the CW5 Running Team Division as we prepare for the Cohorts 100th Anniversary! Click here for more information. USAWOA is excited to announce a new partnership with HotelStorm to bring exclusive hotel discounts to our members. HotelStorm negotiates hotel discounts only available to USAWOA members, with discounts up to 55%. Simply search the website for your favorite destinations – whether personal or professional – and you'll find savings of 10-55% over other online travel agencies. Visit HotelStorm and use the password sent to all Members in the USAWOA 4th of July Message, on 1 July 2016, to unlock our discounts (password also available to Members by calling USAWOA headquarters, at 1-800-5USAWOA, or 703-742-7727). Note from HotelStorm: In order to protect our hotel discounts and ensure that only our partners & their members are able to access HotelStorm, we ask that you not share your group's password with the public online – i.e. on a public-facing site or social media. You are welcome to share the password in any private communications, such as email, over the phone, or on a member page that requires a login. USAWOA Corporate Partners Please take some time to visit each of our Corporate Partners and Sponsors by clicking on their logo. USAWOA Corporate Sponsor Office Emails Effective immediately, please send all membership, chapter information, chapter minutes and related questions to the Membership/Chapter Information Contact at email@example.com. Thanks for visiting! Professionalism Representation Recognition "by .., of .., and for .. Warrant Officers and Their Families"


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LG Electronics
LG Outs Its Next Phablet, The Slender LG Stylus 2
There's less than a week to go until LG's pre-MWC press conference, where the company is expected to lift the veil on a new flagship smartphone, the LG G5. But the South Korean mobile maker has another handset to show off in Barcelona — which it's just announced today. Read More
LG Plans To Sell 40M Smartphones This Year As It Prepares Optimus G Pro Launch
LG Electronics, which lost market share to Huawei and ZTE last year, aims to sell 40 million smartphones this year as part of its strategy to move away from basic handsets, said Park Jong Seok, the head of its mobile-communications division, before the Mobile World Congress in Barcelona. If the South Korean company hits its goal, this means LG's shipments will rise 52 percent this year. Read More
More Lawsuits In The Land Of Electronics: Sony Sues LG Over Patent Spat
In the electronics industry, it often seems like everyone is pretty much suing everyone over something, somewhere. This morning, I caught that Sony Corporation has apparently filed suit against LG Electronics (right before CES, no less). LG Electronics is the division of the LG conglomerate that markets and distributes the group's home entertainment devices (TVs, Blu-ray disc players… Read More
The Netflix Set-Top Box Will be a Hard Sell
Today, Netflix took another step away from its reliance on the U.S. Postal Service by announcing a partnership with LG Electronics. Netflix wants to stream videos over the Internet right to your TV. Already, Netflix customers can stream movies directly to their PC. This partnership extends the service to their TVs. LG will bake Netflix's video streaming service right into a… Read More

subset: commoncrawl


text: Nancy Devine Director Rollup Image Page ContentNancy Devine joined The Wallace Foundation in September 2001 as director of communities and currently leads three major efforts at the foundation to increase and improve the time that children – especially those with the greatest needs – are engaged in learning activities beyond the traditional school day. The initiatives are: an effort to help cities across the country develop and test ways to build sustainable systems that support high-quality after-school programs; an effort to add time during the school year for learning and enrichment in low-performing schools; and a similar effort to expand learning and enrichment time over summer.From 2004 to early 2007, Devine was also responsible for Wallace's grant-making in the arts and led the development of refined and expanded strategies in the arts. They included helping arts institutions to bring the arts to more people, especially those who do not participate in the arts, and supporting a citywide approach to provide high-quality arts learning opportunities for children and teens.Devine has more than 25 years of experience in the delivery of services and revitalization of communities. Before joining Wallace, she was senior vice president of program and nonprofit investment with the Upper Manhattan Empowerment Zone, an economic development corporation. While there, she led the creation and implementation of major initiatives to strengthen the arts and culture industry, build the capacity of nonprofits, and develop the workforce. She held senior positions in New York City and state government under Mayors Edward I. Koch and David Dinkins and Governor Mario Cuomo.Devine received a bachelor's degree in fine arts from Arizona State University and was the recipient of a Fannie Mae Fellowship for the Program for Senior Executives in State and Local Government at the Kennedy School of Government at Harvard University.


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The Total Control system's TRC-1080 dazzles with its vivid 2-inch color high-resolution screen, backlit LCD and sleek ergonomic design. Thanks to pick-up sensor technology, this remote automatically wakes up when lifted from its stylish piano black tabletop charging cradle. With just the right number of hard button keys including the four colored buttons, you can enjoy fast access to complete cable interactive services and Blu-ray/DVR functionality. Just one button press gives you immediate access to your A/V equipment and more.
The TRC-1080 can be custom programmed with your favorite functions and the two-way feedback feature enables real-time monitoring right on the remote screen. Activate lighting scenes, adjust climate levels, browse playlists or view security cameras instantly! Plus, this remote features quick connect Wi-Fi which means no waiting to take control making it easy to enjoy total control of just about anything. Simply Brilliant.
- Microprocessor:
- 533MHz ARM9
- 128Mbyte Mobile DDR
- 128Mbyte
- 2.8 Inch Screen (240 by 320) LCD Backlighting by LED
- Sound:
- Mono 1 watt
- Devices:
- Supports up to 255 Devices with text, less with heavy graphics usage
- Pages:
- Supports up to 255 Pages on each Device with text, less with heavy graphics usage
- Macro Capability:
- Up to 255 steps each, however nesting is allowed
- Wi-Fi:
- IEEE 802.11B(11Mbps), G(54Mbps)
- Battery:
- Lithium polymer, 2400mAh
- Battery Charging Time:
- 5 Hours
- Dimensions:
- 8.8" Height x 2.3" Wide x 0.9" Thick
- Battery Warranty:
- 1 Year
- Weight:
- 7.8 oz (without AC Adapter)
Product Downloads
PDF Format - 504.75 Kb
PDF Format - 2.17 Mb
PDF Format - 667.65 Kb
PDF Format - 3.27 Mb


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Jennifer Kostick– Jennifer has been married for twenty-three years to her high school sweetheart, Paul. She is the mother of three children, Paul IV (22), Samuel (6), and Grace (6). She also has six babies residing in heaven. It is those six tiny souls who have propelled her into women's ministry. She is a conference speaker and author of the book Nothing to Hold but Hope (one woman's journey through miscarriage, stillbirth, and infertility). Jennifer blogs at www.Jenniferkostick.com and is passionate about encouraging women through a godly message of mercy and hope.
Hello friend! I'm so thankful for you, and I do not take for granted the time you spend visiting my online home. Life is busy; I get it! I'm always beyond blessed when I look at how many of you join me. Thank you!
Because I value your busy schedule, I want to know how I can serve you better. There are many things happening behind the scenes here, and I want to make sure that as we begin to make some subtle changes, and maybe some large changes, that you continue feeling welcome and spiritually encouraged.
In order for me to do this, I have to gather some information. I need to know what you think. Can you please take some time to answer ten survey questions? It will help me navigate the upcoming changes within this ministry. I want to improve upon what is being built here. Meeting your needs is important to me.
This survey can be completed anonymously, so please don't feel that you have to hold back your feelings. I need your truth. I want to hear it!
All you have to do is click HERE to answer the questions.
The survey is open now and will remain online through Monday, March 14th.
Thank you!


text: Photoshop Blend Modes for Photography With Chris Orwig Size: 1.51GB | Duration: 1h 30m | Video: AVC (.mp4) 1280x800 30fps | Audio: AAC 48KHz 2ch Genre: eLearning | Level: Advanced | Language: English Learning how to work with blend modes in Photoshop can give you more creative options and control over tonality and texture. This course provides shortcuts and innovative uses for these Photoshop workhorses. Photographer and educator Chris Orwig shows how to composite images together, create vivid color and realistic grain, and tackle advanced projects that combine blend modes with masking, such as creating isolated areas of texture and replacing the sky in an image. No matter what you shoot, portraits or landscapes, this course will provide new ways to heighten the drama and impact of your photos with blend modes. Topics include: * Learning about Multiply, Screen, and Soft Light * Blending color and aligning images * Creating composites with blend modes * Adding glow and grain * Using blend mode shortcuts * Adding new texture to a backdrop * Masking in clouds * Using blend modes to enhance portraits and landscape photos Code: [center] [b]Download From NitroFlare[/b] http://www.nitroflare.com/view/EEDB655BB606B59/PsBlendModesPhotography.part1.rar http://www.nitroflare.com/view/8A4F23F477A726E/PsBlendModesPhotography.part2.rar http://www.nitroflare.com/view/5E6B0A50C488D79/PsBlendModesPhotography.part3.rar http://www.nitroflare.com/view/2C6ADB2BCBC119D/PsBlendModesPhotography.part4.rar [b]Download From xxxxxxxx[/b] http://xxxxxxxx.net/file/b6141ba3b3fdbe0205a14ed72167a6fb/PsBlendModesPhotography.part1.rar.html http://xxxxxxxx.net/file/cfb750eb476d5cd1a141d3adfbfed5ef/PsBlendModesPhotography.part2.rar.html http://xxxxxxxx.net/file/a113c23d67df80dddbc8a9d3a5c22694/PsBlendModesPhotography.part3.rar.html http://xxxxxxxx.net/file/230d7f60f6d311f9ab6720ef46eb4699/PsBlendModesPhotography.part4.rar.html [/center]


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Twory: Twocial EtiquetteMature
The challenge was to write a 140-word story about Twitter. I call this a Twory.
"And this is Kunal."
"Are you on Twitter?"
"Yes, I'm @c00nal."
"I don't think I FOLLOW you."
"I don't follow you either."
Kunal frowns as he turns to the Hot Dog stand.
"I think I hurt his ego a bit."
"You just met!"
"Social boo-boo, telling someone you don't follow them on Twitter."
"What rubbish, nobody cares about these things."
"Some people do. Maybe he's one of them. Shit, I blew it."
"Shh, he's back. Ice-creams? Isn't that too…I don't know…something?"
"Ice-cream is cool."
"Or maybe it's c00nal."
"No, this is c00nal."
He says, holding out a spoon with a bit of ice-cream stuck to it. It's green, not an appealing shade for food, she thinks.
"Ooh, you got her an ice-cream, c00nal?"
"A bite-sized version."
He grins.
"A twitterized ice-cream."
She replies, smiling back as she takes the spoon.


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Town Square
Sort by: Most recent topic/comment Most viewed Most comments
Navigation tip: Clicking on any category label will display all recent posts in that category
AROUND TOWNNew mobile clinic supports medically underserved youth
The Teen Health Van, now in its 20th year of operation, is a mobile medical clinic that aims to reach medically undeserved...Original post made on Oct. 21, 2015
Last comment by fcservices, on Oct 21, 2015 at 12:11 pm | 1 comment | 5427 Views
AROUND TOWNCommunity Notebook: Hundreds of volunteers to join 'Make a Difference Day'
Generations of local volunteers will join Palo Alto nonprofit Youth Community Service on Saturday, Oct. 24, for a day of...Original post made on Oct. 21, 2015
Last comment by Neighbors Helping Neighbors, on Oct 21, 2015 at 10:55 am | 1 comment | 2056 Views
PALO ALTO ISSUESGreer Park North pursues ban on two-story homes
Just weeks after they endorsed a proposal to ban new two-story homes in the Los Arboles neighborhood, Palo Alto's planning...Original post made on Oct. 15, 2015
Last comment by The PTC misunderstood, on Oct 21, 2015 at 9:46 am | 11 comments | 4785 Views
PALO ALTO ISSUESPalo Alto to move ahead with storm-drain election
Normally out of sight and out of mind, Palo Alto's storm drains will be in the public spotlight in fall 2016 as part of a...Original post made on Oct. 20, 2015
Last comment by out of control, on Oct 21, 2015 at 8:13 am | 15 comments | 3331 Views
AROUND TOWNCommunity Notebook: California Avenue to close for Halloween event Sunday
Kick off the Halloween celebrations with the 21st annual California Avenue Trick or Treat and Blossom Halloween Carnival...Original post made on Oct. 20, 2015
Last comment by My Nguyen, on Oct 21, 2015 at 7:52 am | 7 comments | 4709 Views
ISSUES BEYOND PALO ALTOFlashing Lights on Bikes
I am pleased to see that there are more bikes that are using lights. Does anyone know whether these flashing lights are legal...Original post made by Driver on Oct. 17, 2015
Last comment by Goober from Mayberry, on Oct 21, 2015 at 7:05 am | 12 comments | 982 Views
AROUND TOWN$5 million toward Avenidas expansion approved
With more Palo Altans looking to age in place, the city's main senior-service provider is chasing the opposite goal: a spruced-up...Original post made on Oct. 20, 2015
Last comment by Mike, on Oct 21, 2015 at 5:35 am | 11 comments | 4775 Views
AROUND TOWNFormer Palo Alto mayor Dick Rosenbaum dies
Former mayor Dick Rosenbaum, a fiscal conservative and supporter of Palo Alto's residential quality of life, has died. He...Original post made on Oct. 14, 2015
Last comment by Regis Anderson, on Oct 20, 2015 at 9:42 pm | 16 comments | 5258 Views
PALO ALTO ISSUESAnyone else having trouble posting? Posts disappearing
This happened just before the hack, and other people complained, too....Original post made by Trouble posting on Oct. 18, 2015
Last comment by filmbuff, on Oct 20, 2015 at 7:20 pm | 17 comments | 717 Views
AROUND TOWNTurn me on
Three-month old Turn Bar & Grill in Los Altos specializes in upscale American comfort food. Read the full story here http://www.paloaltoonline.com/news/2015/10/07/turn-me-on...Original post made on Oct. 8, 2015
Last comment by Ho/Hum, on Oct 20, 2015 at 5:23 pm | 7 comments | 4030 Views
AROUND TOWNProblem with Town Square comments fixed
Comments with apostrophes can now be made again in Town Square. After a switch to a new web hosting company Sunday night,...Original post made by Town Square Moderator on Oct. 20, 2015
There are no comments yet. 733 Views
PALO ALTO ISSUESZoo expansion prompts nature debate in Palo Alto
As Palo Alto's cramped but popular Junior Museum & Zoo prepares for a long-awaited expansion, city officials are struggling...Original post made on Aug. 4, 2015
Last comment by Kalli Halpern, on Oct 20, 2015 at 8:16 am | 21 comments | 5201 Views
AROUND TOWNReal Estate Matters
The recent turmoil in the Asian stock markets, most notably in China, and the devaluation of the Chinese currency have evoked...Original post made on Oct. 16, 2015
Last comment by Slow Down, on Oct 19, 2015 at 5:17 pm | 6 comments | 806 Views
AROUND TOWNVIDEO: On this week's Behind the Headlines
On this week's half-hour webcast, "Behind the Headlines," Weekly Editor in Chief Jocelyn Dong, reporter Gennady Sheyner and...Original post made on Oct. 19, 2015
Last comment by Et Alia, on Oct 19, 2015 at 5:13 pm | 1 comment | 2786 Views
AROUND TOWNStanford Electric Works to move to Mountain View
After 99 years of calling Palo Alto its home, Stanford Electric Works will move to Mountain View at the end of June, according...Original post made on Mar. 30, 2013
Last comment by Monstrous, on Oct 19, 2015 at 3:28 pm | 24 comments | 4699 Views
AROUND TOWNTech bust
Forbes says that we are on the verge of another massive tech bubble bust and that real estate in Silicon Valley could go...Original post made by Suky on Oct. 17, 2015
Last comment by Overpaid, on Oct 19, 2015 at 2:28 pm | 14 comments | 1088 Views
AROUND TOWNWest Bayshore Road to close Tuesday to Wednesday
Part of West Bayshore Road will be closed on Tuesday and Wednesday while Caltrans contractors remove temporary bridgework...Original post made on Oct. 19, 2015
There are no comments yet. 3509 Views
BOOKSPalo Alto police investigate report of man with gun Tuesday night
Palo Alto police are looking for a man who according to two witnesses was brandishing a firearm on the 100 block of California...Original post made on Oct. 19, 2015
There are no comments yet. 2231 Views
ISSUES BEYOND PALO ALTOPalo Alto blasts high-speed-rail project for moving too fast
With plans for California's high-speed-rail system accelerating on the Peninsula, Palo Alto officials on Tuesday ramped up...Original post made on Oct. 14, 2015
Last comment by resident 1, on Oct 19, 2015 at 12:30 am | 78 comments | 9714 Views
PALO ALTO ISSUESIn search of the new commute
In late August, Wendy Silvani met with a group of employees from The Epiphany, an eight-story hotel that in many ways epitomizes...Original post made on Oct. 16, 2015
Last comment by Izzy, on Oct 18, 2015 at 5:28 pm | 31 comments | 9722 Views
Cherries and Berries
By Laura Stec | 6 comments | 1,642 views
Being deeply loved by someone gives you strength . . .
By Chandrama Anderson | 2 comments | 1,126 views
Meeting Other New Parents
By Cheryl Bac | 0 comments | 801 views
They Are the Lucky Ones
By Max Greenberg | 1 comment | 570 views
Behind contentious local politics: Failed and toxic leadership
By Douglas Moran | 0 comments | 40 views


text: Not only did the staff arrange to give us a different room when we arrived very early from Los Angeles, BUT at breakfast we found gluten free bread on offer. I did not have to ask specially. The room was comfortable and clean. Staff friendly. my other diet requests were sorted too. We only spent one night there but we... More


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Personalized Wine Carriers
What better way to promote your winery or liquor store than with personalized wine carriers that bear your brand's logo? These high quality carriers not only promote your brand beautifully, but your customers will love your thoughtfulness and appreciate your quality carriers.
These carriers are designed to help to keep bottles safe from damage while being transported. Your clients and customers will become loyal brand followers after you hand out these cute and creative custom wine carrier totes.
|Copyright © 1996 - 2017 Motivators Inc. Promotional Products All Rights Reserved.


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A Religious Party Ends Likud Coalition Talks
By JOEL BRINKLEY, Special to the New York Times
Published: November 28, 1988
JERUSALEM, Nov. 27— The smallest of Israel's rigorously Orthodox religious parties announced tonight that it was breaking off coalition talks with the Likud party. It called instead for a national unity government between Likud and the Labor Party.
''We will support only a large government that includes Likud and Labor together,'' Rabbi Abraham Rabitz, head of the Degel HaTorah party, said in an interview. ''The social situation between the citizens, between the religious and the secular, requires this.''
The decision by Degel HaTorah, which won two seats in Parliament, will not by itself prevent Prime Minister Yitzhak Shamir, the Likud leader, from forming a narrow coalition government with the three other religious parties and three parties of the political far right.
Likud and its allies, which together won 47 seats in the 120-member Parliament in the election on Nov. 1, could form a 63-member governing coalition without Degel HaTorah. Only 61 seats are needed. Labor and its leftist allies won 49 seats. also falling short of a majority. This left Degel HaTorah and the three other religious parties, which won a total of 18 seats, with the chance to be the power broker in the formation of a legislative majority. Hopes to Set an Example
But Rabbi Rabitz said he hoped his decision ''will be a catalyst for all the other religious parties - and for Likud - to realize that we need both big parties in the government together.''
Tens of thousands of Israelis have been calling for a new Labor-Likud government that excludes the religious bloc, and although Labor formally broke off talks with Likud last week, informal, low-level contacts have continued.
Labor Party officials said they were pleased by Rabbi Rabitz's decision.
''It breaks the myth of the uniformity of the religious parties,'' a senior Labor official said. He added that ''it strengthens our hand in bargaining'' with Likud on a possible broad coalition. Likud More Enthusiastic
Prime Minister Shamir and most ranking members of his party have repeatedly said that they want to form a Labor-Likud government. Mr. Shamir ''definitely wants Labor in his government,'' a senior adviser said today.
But Labor Party officials remain divided on the question; some say they would prefer to go into opposition. Foreign Minister Shimon Peres, the party leader, says he is willing though not eagerto join a new ''national unity'' government - the arrangement of the last four years - if Labor's conditions, including rough parity in cabinet posts are met.
Rabbi Rabitz did not formally endorse Likud, as the three other religious parties did earlier this month. Degel HaTorah remained neutral. There were no indications tonight that any of the three other religious parties - Shas, the National Religious Party and Agudat Israel - were going to follow Degel HaTorah's example. And a Likud official said he did not think it would change his leaders' coalition strategy.
However, Rabbi Rabitz said he hoped his party's decision ''will cause the others to think.'' Thinking Ahead to Peace
He said the decision was motivated by several factors. If Israel is somehow able to make peace with its Arab neighbors, he said, it will need a strong, broad-based government to carry out the peace plan.
Also, he said, he is upset by the ''bitterness and hatred'' that is being expressed between religious and non-observant Israelis as the coalition negotiations continue.
And he said, ''I don't like the image of the religious parties'' that are making extravagant demands as the price of joining a Likud cabinet.
A Government official familiar with Rabbi Ravitz's views said he was ''outraged and disgusted'' to watch one of the other Orthodox parties, Agudat Israel, ''demand control of the national lottery,'' among many other requests over the last three weeks. Own Demands Modest
In its own coalition discussions, Degel HaTorah has asked for more money for religious schools, but that is all.
Rabbi Rabitz said he also opposes the proposed amendment changing the definition of ''who is a Jew'' under Israel's Law of Return.
The three other religious parties are pushing for the change that would make people who convert to Judaism under the guidance of Reform or Conservative rabbis ineligible for automatic Israeli citizenship. The proposed change has caused an uproar among American Jews and an unprecedented rift with Israel.
photo of Yitzhak Shamir and Shimon Perez (AP)


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The charts and tables below are designed to illustrate an individual's financial glide path through life. They illustrate the transition from living off of your labor (Human Capital) to living off your savings (Financial Capital). Here are the assumptions for the calculation of Human, Financial and Total Capital.
1. Human Capital is defined as the present value of an individual's future earnings. Of course, your salary, bonuses, inheritances, talents, skills, education, health and other factors throughout your life will likely vary from our assumptions.
2. Financial Capital is defined as the current value of an individual's retirement savings.
3. Total Capital is the sum of human and financial capital and, hopefully, will stay constant or even increase over your life.
We also assume that an individual begins working at age 22, retires at age 67 and lives until age 85. Full retirement age had been 65 for many years. However, beginning with people born in 1938 or later, that age gradually increases until it reaches 67 for people born after 1959.
Our hypothetical wage earner's starting salary is $45,000/year and increases with inflation at 3% annually until retirement at age 67, when it reaches about $165,000. We assume an annual savings rate of 7% of gross salary (but you should strive for 10%), which is contributed to the Financial Capital and invested in the corresponding IFA Index Portfolio shown. In the figures below, every 5 years, the risk level drops down 5 risk units on a scale of 100 IFA Index Portfolios.
IFA offers a Glide Path strategy that reduces one index portfolio per year, based on a 100 Index Portfolio scale. IFA implements the Glide Path strategy by reducing the targeted risk level by one level per year. IFA does not automatically place trades on the Glide Path anniversary. Instead, IFA will evaluate the current portfolio against the new targeted risk level, and if the current portfolio is about five or more risk levels away from the target, then IFA will proceed with a rebalance. However, if IFA is aware of an upcoming cash need for the client (i.e., investing a deposit or raising cash for a withdrawal), then IFA will postpone the rebalance trades so that both tasks may be accomplished simultaneously, which translates into lower costs for the client.
To see the impact of a Glide Path strategy on the growth of a dollar, the annualized return and the risk over a 50 year or 86 Year period, see the data in the first figure below presented in the Glide Path mode. By rolling over the annual return bars, you can see that the Index Portfolios reduce by one portfolio per year, from 100 to 51 over the 50 year period. In the second figure, you can see the impact of the Glide Path over many different periods. These are charts programmed in Flash and therefore not visible on an iPad or iPhone.
Upon retirement, the retiree withdraws 5.75% of the accumulated Financial Capital to fund their annual expenses. This amount increases annually with inflation. Please note that the 5.75% withdrawal rate is applicable only for portfolios that are heavily loaded with the risk factors of small cap and value. It is IFA's opinion that these portfolios are best held with the assistance of a qualified investment advisor. The frequently cited safe withdrawal rate of 4% is based on a relatively simple index portfolio that is not tilted towards compensated risk factors other than the market. The 4% rule also assumes perfect investor behavior, which we know is not the norm. A high degree of emotional discipline is needed to adhere to a factor-tilted passive investing strategy over the entire glide path. The 5.75% withdrawal starts at about $154,000 in the golden years of retirement and replaces 93% of the annual paycheck at age 67. This does not include Social Security benefits expected to be received in retirement. To verify these results, we also ran a Monte Carlo simulation in the IFA Retirement Plan Analyzer which performed 10,000 trials under the same deposit and withdrawal assumptions, and found that in 86% of the trials, the portfolio survived to age 85. The rate of return assumed on Financial Capital is determined by using the 86-year historical annualized returns of the changing IFA index portfolios indicated along the glide path, which is a conservative annualized return because the period begins in 1928 and includes the Great Depression (see www.ifabt.com). If you think there will not be another Great Depression, then your Financial Capital may be higher than shown. Again, please don't try this at home alone. According to Morningstar, even do-it-yourself indexers, who understand many advantages of index funds, have been shown to only capture 82% of the index fund's returns, due to bad investor behavior. Worse yet, other active equity fund investors have demonstrated that they capture about 50% of what an advised index investor earns. We assume that at a given age, the investor is invested in the IFA Index Portfolio that corresponds to 115 minus the investor's age and changes down one index portfolio each year during their life. This 115 minus your age rule is a very rough approximation of the risk capacity and risk exposure levels for investors. Very high risk capacity investors could add approximately 20 and low risk capacity investors could subtract 20 or more from the index portfolio number. To determine your risk capacity and a corresponding risk exposure in the form of an IFA Index Portfolio between 1 and 100, please take the Risk Capacity Survey. To personalize a retirement plan for your situation, please see IFA's Retirement Plan Analyzer.
IFA has implemented its glide path portfolios as the basis for a set of Target Date Index Portfolios for clients and 401(k) participants. For example, in 2015, an individual with a target retirement date of 2030, would be about 50 years old and the glide path would put that individual's portfolio at IFA's Index Portfolio 65 in 2015, followed by Index Portfolio 64 in 2016, and Index Portfolio 63 in 2017, etc. The chart below illustrates how the glide path is structured (to view fact sheets for the IFA Target Date Index Portfolios, please click here):
The chart below shows how the returns and risks compare between the IFA Target Date Index Portfolios, the S&P Target Retirement Indexes and Vanguard's Target Retirement Funds. IFA clients and participants in IFA advised 401(k) plans can implement this strategy with the help of an IFA Wealth Advisor. Please call us to discuss how: 888-643-3133.
Mark Hebner - Founder, Index Fund Advisors, Inc.
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Unplugged: Reading the Fine Print on New TV labels
A law that took effect last week requires new televisions for sale in retail showrooms to carry yellow Energy Guide labels, allowing consumers to evaluate and compare how much energy different models use and how much they cost to operate each year. My colleague Liz Judge blogged about the impact of these labels previously.
The most eye-opening information those labels contain is in the fine print.


text:
All hotels in Sondrio, Italy
1 room, 2 adults
Via Bernina 1, Sondrio, SO, 23100, Italy, 800-491-6126
Vittoria, Sondrio
Mountain Mossini hotel with bar/lounge
- Free breakfast, free WiFi, and free parking
Main amenities
- 40 guestrooms
- Free train station pick-up
- Bar/lounge
- Business center
- Area shuttle
- Childcare
- 24-hour front desk
- Air conditioning
- Daily housekeeping
- Car rentals on site
- Front desk safe
- ATM/banking services
For families
- Babysitting or childcare (surcharge)
- Rollaway/extra beds available
- Private bathroom
- Free toiletries
- Daily housekeeping
- Laundry facilities
What's around
- In Valtelline Valley
- Valtellinese Museum of History and Art (0.7 mi / 1.2 km)
- Masegra Castle Museum (0.9 mi / 1.5 km)
- Grumello Castle (2.5 mi / 4 km)
- San Giacomo Church (9 mi / 14.5 km)
- Vini Fay Winery (9.6 mi / 15.4 km)
See all 11 Hotels.com reviews
Fantastic service
Great location
Tasty breakfast
Amenities are not the best
TripAdvisor Traveller Rating: 4.5
From 145 reviews
Vittoria, Sondrio
Hotel Info: 866-539-8117from $82
- Double Room
- Single Room
- Double Room Single Use
- Triple Room
More great choices
At a glance
Key facts
Hotel size
- This hotel has 40 rooms
- This hotel is arranged over 5 floors
- Check-in time noon-midnight
- Check-out time is 11 AM
- Express check-in
Guests planning to arrive outside of normal check-in hours must contact this property in advance to arrange check-in. Please contact the office using the information on the reservation confirmation received after booking.
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- No cribs (infant beds)
- Babysitting/childcare *
- Children (5 years old and younger) stay free when occupying the parent or guardian's room, using existing bedding
- Pets stay free (dogs only)
Extra people
- Roll-away beds available, charges may apply*
- Free WiFi in public areas
- Free WiFi in rooms
- Free train station pickup
- Free self parking
- Area shuttle *
In the hotel
Food and drink
- Free breakfast
- Bar/lounge
- 24-hour room service
Things to do
- Bicycle rentals nearby
- Hiking/biking trails nearby
- Ski lessons available nearby
Working away
- Business center
- Number of meeting rooms - 2
- Conference space
- Meeting rooms
- 24-hour front desk
- Concierge services
- Tours/ticket assistance
- Dry cleaning/laundry service
- Laundry facilities
- Luggage storage
- Multilingual staff
- Number of buildings/towers - 1
- Elevator/lift
- ATM/banking
- Safe-deposit box at front desk
- Designated smoking areas
- In-room accessibility
In the room
Home comforts
- Air conditioning
- Minibar
- Coffee/tea maker
- Bathrobes
Sleep well
- Soundproofed rooms
Things to enjoy
- Balcony
Freshen up
- Private bathroom
- Shower only
- Free toiletries
- Hair dryer
Be entertained
- Satellite TV channels
Stay connected
- Desk
- Free WiFi
- Phone
- Daily housekeeping
- In-room safe
Also popular with travelers from the USA
Vittoria, Sondrio's small print
Also known as
- Vittoria Sondrio
All guests, including children, must be present at check-in and show their government-issued photo ID card or passport.
Cash transactions at this property cannot exceed EUR 2999.99, due to national regulations. For further details, please contact the property using information in the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
- A tax is imposed by the city: EUR 2 per person, per night. This tax does not apply to children under 16 years of age.
Optional extras
Babysitting/childcare is available for an extra charge
Area shuttle service is offered for an extra charge
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Recent reviews
Excellent 4.2 /5 from 11 reviews
Vittoria, Sondrio
Great Find.
Convenient and comfortable older hotel. Excellent service and breakfast, and free convenient parking. Owners and employees were friendly and helpful. Good value. Recommend.
Vittoria, Sondrio
Very Good
Very good
Is the description of this hotel not correct? Tell us


text:
As an agent of Atlas, American Safety Movers brings you a commitment – every day – to help you go new places more easily and more securely. We've built our reputation as a mover on service and trust.
You're moving. No matter where you wish to go, American Safety Movers is ready to exceed your expectations. Our moving companies serve the entire U.S., as part of the Atlas agent network, and the world from our locations in: Pooler, GA, Columbus, GA, and Beaufort, SC. American Safety Movers also has Military Only offices for Atlas in Jacksonville, FL, Panama City, FL and Huntsville, AL for military moves. With American Safety Movers, you get complete capabilities for home moving services including local moving, interstate and long distance moving, corporate relocation services, and storage.
When you are moving, there are a lot of details to consider. Use our helpful moving tools and services to make your move simple.


text:
wwwc21 avait besoin d'un nouveau design de logo et a lancé un concours sur 99designs.
Un gagnant a été sélectionné de 41 designs proposés par 15 designers freelance.
The product is funny, yet very informative. It's a guide, for men, on how to get your girlfriend to start enjoying anal sex. You can read a sample of the first page here: whatwhatinherbutt.com/sample.txt
Straight men who enjoy the anal sex, but have no idea how to bring it up.
Something that reflects what we're doing. You can make it funny or cartoonish, but at the same time it has to be very professionally done. It can be somewhat lude (I mean hell, it's anal sex we're talking about here), just not over the top lude. Maybe throw some ass cheeks in there next to the logo text -- really though I'll leave the creativity up to you.
Text can say:
How to get the anal sex you deserve (smaller size text)
I would like the background to be black, not 100% necessary, but I think it would match the style we're looking for.


text:
Mums @ Ryde is a group of mothers who have had or are having babies with the Ryde Midwifery Group Practice and are passionate about supporting the service. We all have different backgrounds and birth experiences but all share an interest in helping other women to experience the midwifery care at Ryde.
We are currently creating a brand new site.
If you need to get in touch, here's how:
Ryde Midwifery Group Practice
Ryde Hospital
Denistone Road, Eastwood NSW 2122
Phone: 9858 7549
Mums @ Ryde
Email: email@example.com
Facebook Page: https://www.facebook.com/mumsatryde/
Facebook Group (Closed group for mums-to-be and mums): https://www.facebook.com/groups/17039771618/
Emergency Information
Emergency: 000 (Ambulance, Police, Fire)
Health Direct (Nurse advice): 1800 022 222
Karitane (Parenting help): 1300 CARING (1300 227 464)
Australian Breastfeeding Association: 1800 mum 2 mum (1800 686 268)
Poisons Information Center: 131126
Kids Helpline (Counselling for kids):1800 55 1800
National Home Doctor Service: 13 SICK (13 7425)


text:
by larstait October 16, 2003
The vengeful act of crapping on a lover's chest while they sleep.Buy the plush
A new show starring Stephanie March as Alex Cabot. It will air on NBC in Spring of 2006. It's created by Dick Wolf. It will be similar to his Law & Orders, only it's more character based.
Law and Order: SVU and Conviction will be my addictions Summer '06.
by Kuluaorhj January 03, 2006


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"How To Scope For Cash"
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text:
Purchase this article with an account.
Alan Chauvin, Keith J. Worsley, Philippe G. Schyns, Martin Arguin, Frédéric Gosselin; Accurate statistical tests for smooth classification images. Journal of Vision 2005;5(9):1. doi: 10.1167/5.9.1.
Download citation file:
© 2017 Association for Research in Vision and Ophthalmology.
Despite an obvious demand for a variety of statistical tests adapted to classification images, few have been proposed. We argue that two statistical tests based on random field theory (RFT) satisfy this need for smooth classification images. We illustrate these tests on classification images representative of the literature from F. Gosselin and P. G. Schyns (2001) and from A. B. Sekuler, C. M. Gaspar, J. M. Gold, and P. J. Bennett (2004). The necessary computations are performed using the Stat4Ci Matlab toolbox.
This PDF is available to Subscribers Only


text:
1523 Rosewood Avenue, Grand Rapids 49506
See more homes for sale in Grand Rapids, MI
This property has been Sold!
04/26/2016 at $135,000
Wonderful 3 bedroom 1 1/2 bath two story located on a cul-de-sac with a beautiful park at the end of the street. Large living room with lots of windows and a fireplace. Hardwood floors under carpet in living room. Spacious kitchen with entertaining size dining area. Great floor plan with 1/2 bath on main floor. Upstairs are 3 large bedrooms and full bathroom. One bedroom has exposed hardwood floors the other 2 have hardwood under the carpet. The basement has a finished recreation room with second fireplace. Lots of storage and laundry area.
Property Information
- Status
- Sold
- Address
- 1523 Rosewood Avenue
- City
- Grand Rapids
- Zip
- 49506
- County
- Kent
- Township
- City of Grand Rapids
- Possession
- At Close
- Zoning
- residential
- Total Finished SqFt
- 1,867
- Above Grade SqFt
- 1,500
- Garage Desc.
- 1, Detached
- Water
- Public
- Sewer
- Public
- Year Built
- 1958
- Taxes
- $1,755
Rooms and Land
- Basement
- Full Basement
- Cooling
- Central
- Heating
- Forced Air, Natural Gas
- Acreage
- 0.15
- Lot Dimensions
- 54 x 128
- Appliances
- Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
- Fireplace Desc.
- Living, Rec Room
- Features
- All Window Treatments, Attic Fan, Garage Door Opener, Laundry Chute, Wood Floor
- Exterior Materials
- Brick, Vinyl
Listing Video for 1523 Rosewood Avenue, Grand Rapids MI 49506
Mortgage Calculator
Listing Broker
Listing Courtesy of Kishman Realty Co.
Office Address 2025 E Beltline, Ste 202
Listing Agent Craig Kishman
Listings last updated: . Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available.
Our Michigan real estate agents can answer all of your questions about 1523 Rosewood Avenue, Grand Rapids MI 49506. Real Estate One, Max Broock Realtors, and J&J Realtors are part of the Real Estate One Family of Companies and dominate the Grand Rapids, Michigan real estate market. To sell or buy a home in Grand Rapids, Michigan, contact our real estate agents as we know the Grand Rapids, Michigan real estate market better than anyone with over 100 years of experience in Grand Rapids, Michigan real estate for sale.
The data relating to real estate for sale on this web site appears in part from the IDX programs of our Multiple Listing Services. Real Estate listings held by brokerage firms other than Real Estate One includes the name and address of the listing broker where available.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed materially reliable but not guaranteed. Interested parties are encouraged to verify all information. Copyright© 2017 MichRIC LLC, All rights reserved.


text:
Social Security benefits represent a very important financial aspect in one's life, so beware of the latest scams referring to applying, status, and losing the rights. read more
If you know what a structured settlement is and you're involved in legal cases, beware of the Sell Structured Settlement aka Client First Settlement Funding scam. read more
Watch out for the Donation In Your Name Scam, going around these days. It's similar to the Inheritance/Next-of-kin scam or Consignment Track box trick. Watch video here. read more
Did you receive an email from your bank asking you to update a digital access agreement? It claims to be from any financial institution, whether that's Scotiabank, CIBC, Royal Bank, TD Bank, Wells Fargo, Bank of America, Citigroup, JPMorgan, etc. read more
Unlike the Account Upgrade scam, where fraudsters impersonate bank reps asking you to get your account to a new level, this one lures the email recipients into believing that they need to be verified by the bank to avoid suspicious activity. read more
Beware of many Binary Options scams, exposed here with a video. Whether it's about brokers, signals or winning strategy, watch out for the sketchy world of the binary options trading business. read more
Beware of the Hospital Lien Scam, exposed with a video here. It makes you pay 3-4 times more for your hospital bill after a personal injury claim. read more
Tax relief companies and fake impersonators. Beware the latest scam in the industry, Tax Settlement or Tax Relief Companies scam. Watch video. read more
Knowing how to apply for a VA loan nowadays is critical. Beware of the VA Loan Eligibility and Veterans Benefits scam happening this month. Watch video. read more
Tax season and fake agents. One of the worst scams around this month is the IRS Tax Help or Filing Taxes Online Scam. If you don't leave in the United States, the same scam is being applied by scammers using the names of CRA, HMRC, or ATO. read more
You could find tax filing tips everywhere online but here are 10 scary scams to avoid when doing it. Whether you're filing taxes online or just searching for how to maximize tax return, read this article now and educate yourself. read more
Is gold a good investment now? If you're wondering how to invest in gold and silver, watch out for the Gold Investment or Gold Coins For Sale scam. read more
Did you receive an FBI Notification from James B. Comey? Watch the video below to see in action the James B. Comey scam exposed. read more
Whether you are looking for scholarship applications for college students, high school seniors, military scholarships or simply for community service scholarships, you could easily become a victim of the Scholarship Applications scam. read more
Beware of the Selling Annuity Payments Scam. Buying or selling annuities is something that will require not only your financial commitment but insights and wisdom as well. As a consumer, you should be cautious of certain insurance agencies. read more
Knowing how to get prequalified for a mortgage could save you a lot of grief. Beware of the Loans For People With Bad Credit scam happening now, whether you're looking at how to get pre approved for a home loan or simply to get a pre approval letter. read more
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The Prime Bank Guarantee scam aka Prime Bank Instrument Scheme has been around for a while now and proves to be too alluring for many people to avoid. Watch the explanatory video here. read more
What's your favorite store you shop at the most? Be careful about the latest scam happening these days, the Emailed Invoice aka the Receipts Sent Online scam. In this article you will learn how the scam works, how to avoid it, and how to report it. read more
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text:
this wiki
Drow-dragons (or Draa'zekyl) were an offshoot of both the drow and the shadow dragon, more precisely of the zekyl.[1]
They were shadow dragons but at the same time also drow. They had the same abilities as the shadow dragon, which they developed further as they aged, but added to this the ability to change into an individual drow form and back to dragon form. They could stay in either form for an indefinite amount of time.[1]
They had a predisposition for sorcery.[1]
The drow-dragon was not a race that sprung up on its own. All drow-dragons traced their ancestry back to Clan Jaezred, a clan of shadow dragons who enslaved the drow of the city of Chaulssin in −221 DR but were killed by their own half-dragon offspring and servants in 634 DR. The population of Chaulssin then traveled to the Plane of Shadow to evade the armies of Menzoberranzan bent on killing them for being heretics in 734 DR. After founding their city Chaul'mur'ssin, they came into conflict with Clan Malaug.[2]
During this conflict, House Jaezred, at that time fulfilling the duties of a secret police force dedicated to finding and killing shapeshifting infiltrators, stole from the malaugrym the necessary magic to divide their dragon and drow parts, and the race of the drow-dragon was born.[2]
In 1136 DR, House Jaezred, and with it a few drow-dragons, returned to Toril. In 1372 DR, nine drow-dragons were known to exist on Toril. It is unknown how many of them still lived in Chaul'mur'ssin.[2]
Eight of the aforementioned drow-dragons formed the leadership of the Jaezred Chaulssin.[3] The ninth was the Jaezred Chaulssin's leader Mauzzkyl Jaezred's daughter Nurvureem.[4]
The reproduction of drow-dragons—not the act, but the result—was a mystery. On one hand, the child of a drow-dragon and a drow was stated to be a zekyl. They had a tendency to produce more male half-dragons than female ones, but those were still half-dragons.[5] Nurvureem, Mauzzkyl's daughter as mentioned above, was kidnapped in 1241 DR while still in the womb of her mother and only found in 1358 DR. She was already a drow-dragon despite not having undergone any rituals to turn her into one.[4]
- ↑ 1.0 1.1 1.2 1.3 Eric L. Boyd, Eytan Bernstein (August 2006). Dragons of Faerûn. (Wizards of the Coast), p. 44. ISBN 0-7869-3923-0.
- ↑ 2.0 2.1 2.2 Eric L. Boyd (2007-04-25). City of Wyrmshadows (Zipped PDF) p. 2-4. Wizards of the Coast. Retrieved on 2009-10-07.
- ↑ Eric L. Boyd (2007-04-25). City of Wyrmshadows (Zipped PDF) p. 6. Wizards of the Coast. Retrieved on 2009-10-07.
- ↑ 4.0 4.1 Eric L. Boyd (2007-04-25). City of Wyrmshadows (Zipped PDF) p. 3. Wizards of the Coast. Retrieved on 2009-10-07.
- ↑ Eric L. Boyd (2007-04-25). City of Wyrmshadows (Zipped PDF) p. 5. Wizards of the Coast. Retrieved on 2009-10-07.


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I've been quiet for a few weeks so this Katchup is going to be a little different. I'll add a few new projects, but I'm also looking back all the way to April 28th, when the last Katchup emerged, and checking the success or failure of every project included. That way everyone can remember why they were/weren't enchanted by Dog Sled Slaga, tell all their friends (again) about that one cool cemetery game, and then commiserate or congratulate as the fate of all is revealed. Yes, the destinies of all are contained herein – even the sad future of that one reader who is doomed to spend the summer of 2016 adapting Portal for the big screen, only to find that Chris Tucker will be providing the voice of GlaDOS and Chell is now
Cypher Raige Chad Danger, played by Danny Dyer. Michael Bay directs.


text:
I don't have anything whatsoever to add to this thread, I just wanted to nominate it for best title.
This is a discussion on Grip screw heresy! within the Defensive Carry Guns forums, part of the Defensive Carry Discussions category; Posted this earlier today on SigForum. So after much forum research I have discovered that 1) Sig 229 Equinox takes a longer grip screw than ...
Posted this earlier today on SigForum.
So after much forum research I have discovered that
1) Sig 229 Equinox takes a longer grip screw than a regular Sig 229.
2) The Sig 239 grip screws will, in fact, fit the Sig 229 Equinox wood grips.
3) Sig 239 grip screws, with shipping, average 3-4 dollars per screw (check it out!). The 229, of course, takes four screws. And
4) Sig 239 grip screws (never mind Equinox grip screws) are out of stock and on backorder in most of the English-speaking world.
Now the heresy: So, in pulling my hair out trying to get some grip screws for my Sig Equinox grips (I foolishly traded the original grips WITH the screws), the odd thought crossed my mind. "You don't suppose Ace Hardware would carry grip screws?? Nah." I scoffed. What the hey, it's a five minute trip to find out. Guess what? Yes and no. If you get a 4mm hex screw with a .70 pitch you can almost make it work. Take your standard 229 grip screw and line them up together. Add two threads to the longer Ace screw and saw it off. Now run a nut up and down the "new" grip screw or even a file after that if it is still rough. Smooth as silk. No mag catch. Not even a scratch. See attached pics. I suppose for the purist (and, honestly, I understand that too) it's not the same. However, in this economy paying two bucks (includes tax) instead of $16 dollars and NO WAIT seems worth the trade.
Last edited by aznav; March 19th, 2008 at 12:39 AM.
I don't have anything whatsoever to add to this thread, I just wanted to nominate it for best title.
The Ethics of Liberty
The Survival Podcast
How long have we watered the Tree of Deceit with the blood of patriots?
Reading that made MY head hurt, I can only imagine what Aznav is going through...
Am I the only one that can imagine him talking to himself, muttering and stuttering the words as he was writing that post?
I have done a few of those modifications myself.
I must say, that yours is probably the first Sig I have seen with Allen heads, and I like the look. Maybe its just me, but I think the hex heads have a cleaner appearance than the standard slot head screws. One of my peeves with slot heads is that they usually don't line up. If they all pointed in the same direction, I wouldn't have an issue with them, but they rarely do unless you have paid a smith who pays attention to that kind of detail.
I have seen some big dollar firearms that looked razor sharp, but when you get close enough to really look at it you see one slot head pointing to 11:00 and another pointing at 3:00 and another pointing at 1:30 (if that makes any sense to anyone else but me), and it just looks like someone ran the screws in and didn't care or pay attention to the little things. By going hex, there is no obvious mis-alignment and now the $3000 dollar piece of art looks like it should.
"A simple way to take measure of a country is to look at how many want in ... And how many want out." British Prime Minister Tony Blair
I had the same problem with my standard P229. I went to the local gun shop and they gave me a handle screw and it was too long and caught the mag. So I went to Lowe's and bought the smallest brass washer I could find and put it under the screw. Problem solved.
Hogue makes hex-head grip screws for SIGs, though I don't know for which models. I have them on my P226 right now (standard grips).
Great looking gun, aznav.
Edited to add: Hogue has P239 hex head screws at $4.25 per 2 pack. Furthermore, did you know that Hogue makes toilet seats????
Last edited by kazzaerexys; March 19th, 2008 at 10:51 AM. Reason: More info.
What is a moderate interpretation of [the Constitution]? Halfway between what it says and [...] what you want it to say? Justice Antonin Scalia
SIG: P220R SS Elite SAO, P220R SAO, P220R Carry, P226R Navy, P226, P239/.40S&W, P2022/.40S&W; GSR 5", P6.
Little tip for anyone needing to do it.
Run a nut all the way up to the head of the screw before cutting it. That way the nut (which will act as a mini die to clean up the threads) will be be aligned as you run it down. Starting the clean-up from the cut end can cross-thread.
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I'm just one root in a grassroots organization. No one should assume that I speak for the VCDL.
I am neither an attorney-at-law nor I do play one on television or on the internet. No one should assumes my opinion is legal advice.
Veni, Vidi, Velcro
A real man loves his wife, and places his family as the most important thing in life. Nothing has brought me more peace and content in life than simply being a good husband and father.


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detailed contents
Foreword to the Student video interview with the authors available online @ xxx
CHAPTER 2: GOING FURTHER : An Interactive ReadingAn Interactive Reading: Anton Chekhov, Rapture, translated by Patrick Miles and Harvey PitcherA young Russian man discovers alcohol, and the world discovers him. A Student Critical ResponseA Conversation on Writing with the Richard Ford, video interview available online @ xxxRichard Ford, OptimistsA Montana family at the table, the father strikes a terrible blow against the future. A Conversation on Writing with Amy Tan, video interview available online @ xxxAmy Tan, Two Kinds A young Asian-American woman in San Francisco wrestles with her identity.
CHAPTER 3: WRITING ABOUT FICTIONA Conversation on Writing with Jamaica Kincaid, video interview available online @ xxxJamaica Kincaid, GirlAn island girl's mother talks and talks—but does the girl listen? A Student's Critical Analysis Paper on Girl (three drafts)
CHAPTER 4: PLOT A Conversation on Writing with T. Coraghessan Boyle, video interview available online @ xxx T. Coraghessan Boyle, Greasy Lake A place we've all visited, some never to return. James Joyce, Araby A young Dublin boy's quest to please a girl changes his life.Naguib Mahfouz, The Conjurer Made Off with the Dish, translated by Denys Johnson-DaviesHis mother sends him into the streets of Cairo with a dish to fill with beans…and a meeting with a street magician knocks him off course. Pramoedya Ananta Toer, CircumcisionAn old religious custom alters the way one young Indonesian Muslim sees the world. A Checklist: Reading for PlotSuggestions for Writing about Plot
CHAPTER 5: CHARACTER A Conversation on Writing with Gish Jen, video interview available online @ xxxGish Jen, Who's Irish?An immigrant mother turns her family, and her own life, inside out. Katherine Anne Porter, The Jilting of Granny WeatherallA dying old woman relives her most memorable hour and days. Willa Cather, Paul's CaseSome money from the till, and a train ticket out of Pittsburgh to New York City make for a striving young man quite a dangerous escapade. Jack London, A Wicked Woman Loretta thought she was a wicked wicked woman, but did the world agree?A Checklist: Reading for CharacterSuggestions for Writing about Character
CHAPTER 6: SETTING A Conversation on Writing with Barry Lopez, video interview available online @ xxxBarry Lopez, The Location of the RiverA modern westerner meets the strange truths of old maps and ancient traditions. Edgar Allan Poe, The Fall of the House of Usher The cursed relationship of a brother and sister brings down the house.Eudora Welty, Why I Live at the P.O.Before TV sitcoms, there was Sister's family down in Mississippi. Bernard Malamud, The Magic Barrel How to arrange love in immigrant New York—with complications a young fellow hadn't figured on. A Checklist: Reading for SettingSuggestions for Writing about Setting
CHAPTER 7: POINT OF VIEWA Conversation on Writing with Z. Z. Packer, video interview available online @ xxxZ. Z. Packer, BrowniesA troop of young black girls find togethernes and estrangement in the world of camps and badges. Ernest Hemingway, The Short Happy Life of Francis Macomber An African safari yields dangerous results for animals and their hunters. Lorrie Moore, How to Become a Writer Or, Have You Earned This Cliché?Instructions on how to write, and how to live with what you write—a comedy of typing.Charlotte Perkins Gilman, The Yellow Wallpaper Diary of a woman confined to her room on rest cure—but is she alone? A Checklist: Reading for Point of ViewSuggestions for Writing about Point of View
CHAPTER 8: LANGUAGE, TONE, AND STYLEA Conversation on Writing with Aimee Bender, video interview available online @ xxx Aimee Bender, The RemembererLove alters not—though the beloved changes, and changes, and changes. Thomas Wolfe, Only the Dead Know BrooklynA trip into the subway, and the world of urban mythology, all of it wid a Brooklin aksent…Ha Jin, SaboteurThe Chius take a honeymoon trip to a provincial Chinese town, and an incident turns honey to ashes. Junot Diaz, How to Date a Browngirl, Blackgirl, Whitegirl, or HalfieHow to solve a wonderful multicultural dilemma for a young multicultural guy.A Checklist: Reading for Language, Tone, and StyleSuggestions for Writing about Language, Tone, and Style
CHAPTER 9: THEMEA Conversation on Writing with Chimamanda Ngozi Adichie, video interview available online @ xxx Chimamanda Ngozi Adichie, Cell OneHer brother gets arrested, and the family erupts, and a young Nigerian girl learns some new truths. Stephen Crane, The Open Boat Four men against the sea, in an adventure off the coast of Florida. D. H. Lawrence, The Odour of Chrysanthemums The news is not good in a small English coal-mining town as mother and son wrestle with a terrible event. Jhumpa Lahiri, The Interpreter of Maladies A clash of cultures in the Indian countryside, attended by monkeys. A Checklist: Reading for ThemeSuggestions for Writing about Theme
CHAPTER 10: SYMBOL A Conversation on Writing with Tim O'Brien, video interview available online @ xxxTim O'Brien, The Things They Carried On patrol in the jungles of Vietnam, bearing the burden of the past and the terrors of the future…Elizabeth Tallent, No One's a MysteryThe end of her first love affair, over the speed limit, and under the age limit, in Wyoming…Nathaniel Hawthorne, Young Goodman BrownIn old New England, the dark woods at night prove to be filled with dangers and temptations.Franz Kafka, The Metamorphosis Gregor wakes up one morning to discover he's been transformed into an insect. What's worse—he's late for work! A Checklist: Reading for SymbolSuggestions for Writing about Symbol
CHAPTER 11: FICTION AS SOCIAL COMMENTARY: A Case Study on Joyce Carol Oates A Conversation on Writing with Joyce Carol Oates, video interview available online @ xxx Three Girls Is that…? Could it be…? Some girls at a used book store in NYC have a special celebrity sighting…Where Are You Going, Where Have You Been? A teenage girl is courted by the worst possible suitor. Getting Started: A Research ProjectFurther suggestions for Writing and ResearchSome Sources for Research
Two Case Studies
THE AMERICAN WEST A Conversation on Writing with William Kittredge, video interview available online @ xxxWilliam Kittredge, Thirty-Four Seasons of Winter Two Montana brothers, and thirty-four years of work, fights, and thwarted love. A Conversation on Writing with Dagoberto Gilb, video interview available online @ xxxDagoberto Gilb, Romero's Shirt For love of an old wool shirt, an El Paso man comes to terms with his difficult life. John Steinbeck, The Chrysanthemums When a visitor arrives to sharpen her knives, a California farm wife sharpens her understanding of herself and her marriage. Leslie Marmon Silko, The Man to Send Rain CloudsHow to bury an old Indian rain maker—with the help of the local priest or not?Sylvia Watanabe, Talking to the DeadOne generation of Hawaiians passes the knowledge to the next generation—but how to receive it?
THE AMERICAN SOUTHFlannery O'ConnorA Good Man Is Hard to Find Granny is trying to be a good woman, but how good do she or her family have to be to avoid death at the hands of the Kid and his gang? Revelation Insights into the Power and Glory of things come in the strangest places. William Faulkner A Rose for Emily A proud old woman, a small Mississippi town, and a terrible secret revealed. Barn Burning A father and son struggle about the question of a fire. Ralph EllisonBattle Royal This graduation day one black student discovers his hopes, and some awful truth about the powers that be. A Party Down at the Square A young visitor from Kentucky witnesses horror in a Southern town square.Getting Started: A Research ProjectFurther suggestions for Writing and ResearchSome Sources for Research
CHAPTER 13: VISUAL ARTS, FILM, AND FICTIONGareth Hinds, Beowulf: The Graphic Novel [Grendel's Defeat]Beowulf [Grendel's Approach and Demise], translated by CB Tinker Two Novel Adaptations:John Gardner, Grendel [Grendel's first glimpse of Beowulf; Grendel's demise] Michael Crichton, Eaters of the Dead [Ibn Fadlan's first glimpse of Buliwyf; battle with the Wendol] Two Film Adaptations:The 13th Warrior (film stills of Grendel's defeat)Beowulf: The Movie (film stills of Grendel's defeat)Getting Started: A Research ProjectFurther suggestions for Writing and ResearchSome Sources for Research
CHAPTER 14: AN ANTHOLOGY Of STORIES FOR FURTHER READING A Conversation on Writing with Amy Hempel, video interview available online @ xxxAmy Hempel, San FranciscoWho has mama's watch? A tumultuous wake after an earthquake of a death. Sherman Alexie, What You Pawn I Will Redeem An alcoholic street Indian rescues his grandmother's dancing regalia—and himself—from near-certain oblivion. Margaret Atwood, Happy Endings How many happy endings can one story have?James Baldwin, Sonny's BluesA black man from New York tries to be his musician brother's keeper, but the brother won't be kept. J.L. Borges, The Circular Ruins, translated by Anthony BonnerYou may be dreaming, but who is dreaming you? Raymond Carver, Cathedral A blind man leads a sighted man to new insights about life and love. Anton Chekhov, The Lady with the Pet Dog, translated by Avrahm YarmolinskyAdultery, and its aftermath, at a Russian sea-side resort. Zora Neale Hurston, The Gilded Six-BitsThe costs of a carefree life among black Georgia workers turn out to be more expensive than anyone thought. Gabriel Garcia Marquez, The Handsomest Drowned Man in the World, translated by Gregory RabassaAn encounter with death leads a Columbian village to a celebration of life. Ursula K. Le Guin, The Kerastion She had made that instrument, the kerastion, the flute that is played only at a funeral. But can she hear its tune? Katherine Mansfield, Miss BrillEvery Sunday in the park, Miss Brill wears her fur—except an overheard remark makes this Sunday her last. Herman Melville, Bartleby, the Scrivener: A Story of Wall Street One man's determined campaign to defy his employer, a city, and the world. Ana Menendez, Traveling MadnessA Cuban visionary takes off for the skies and his troubles balloon. R. K. Narayan, An Astrologer's DayHe was as much a stranger to the stars as were his innocent customers, but one particular day his luck began to shine. Leo Tolstoy, The Death of Ivan Ilyich, translated by Louise and Aylmer MaudeMatters of life and death, in old Russia, impinging on our own lives and time. Alice Walker, Everyday UseFor a Southern black country family, the times they are a-changing…but how much change does a family need?


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Need a Cholesterol Test in Opa Locka, FL? Simply order online 24/7 and get a fast, affordable Cholesterol Test at a lab near you (Find More Locations):
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A Cholesterol Test checks the cholesterol level through a lab test. People in Opa Locka, FL order the Cholesterol Test for general screening or ongoing tracking.
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High/Scope's mission is to lift lives through education. To achieve this goal, High/Scope engages in curriculum development, research, training, publishing and communication. We envision a world in which all educational settings use active participatory learning so everyone has a chance to succeed in life and contribute to society.
Dr. Lawrence J. Schweinhart
Early childhood education, preschool,research, training, curriculum development, publishing, youth, early literacy,movement & music
Also Known As
See more addresses
Main Address
600 North River St
Ypsilanti, MI 48198
Research Institutes and/or Public Policy Analysis (B05)
Kindergarten, Nursery Schools, Preschool, Early Admissions (B21)
Education N.E.C. (B99)
IRS Filing Requirement
This organization is required to file an IRS Form 990 or 990-EZ.
How does this organization make a difference?
Self-reported by organization
What are the organization's current programs, how do they measure success, and who do the programs serve?
Program 1
Demonstration Preschool, Research, Early Childhood Reading Institute, Early Childhood, Movement and Music, Educational Services and Training, Conferences, Youth Development, Publications/Press
Program long term success
The landmark, long-term study of the effects of high-quality early care education, the High/Scope Perry Preschool Study Age 40 findings were released at a national news conference in Washington DC in November 2004.
Program success monitored by
Not available
Program success examples
Not available
Population(s) Served
External Reviews
Source: greatnonprofits.org
The review section is powered by Great Nonprofits
The people, governance practices, and partners that make the organization tick.
Dr. Lawrence J. Schweinhart
Larry Schweinhart was appointed by the High/Scope Board of Directors in 2003 to lead the High/Scope Foundation. During three decades of service to High/Scope as senior research scientist and research chair, he was instrumental in leading a range of research initiatives at the Foundation?from initially conducting research in 1975 to becoming High/Scope's lead researcher in 1989 in charge of all educational research programs. Schweinhart has authored numerous articles and essays on research topics that impact children's educational issues as well as numerous technical reports and program evaluations. He also has addressed a range of audiences of early childhood educators, researchers, advocates, and policymakers. He received his Ph.D. in education from Indiana University in 1975 and has taught a range of elementary school and college courses. He earned a B.A. in philosophy from St. Mary's Seminary and University, Baltimore, MD, in 1969.
GuideStar worked with BoardSource, the national leader in nonprofit board leadership and governance, to create this section, which enables organizations and donors to transparently share information about essential board leadership practices. Self-reported by organization
Does the board conduct a formal orientation for new board members and require all board members to sign a written agreement regarding their roles, responsibilities, and expectations?
Has the board conducted a formal, written assessment of the chief executive within the past year?
Have the board and senior staff reviewed the conflict-of-interest policy and completed and signed disclosure statements in the past year?
Does the board ensure an inclusive board member recruitment process that results in diversity of thought and leadership?
Has the board conducted a formal, written self-assessment of its performance within the past three years?


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Media literacy provides a framework to access, analyze, evaluate and create messages in a variety of forms — from digital text to web-based multimedia. It builds an understanding of the role of media in society as well as essential skills of inquiry and creative self-expression necessary for citizens of a 21st century democracy. ed tech (aka digital literacy) = learning to use digital tools & discreet skills media literacy = critical thinking related to how those tools can be applied by a lifelong learner/active citizen (global reach, self-publishing in variety of forms, social networking, synthesizing info we get from all the media sources we consume, point of view, etc.) (includes terms: info literacy, 21st century literacy, etc.)
BSI ML Video
the PSA, 334's documentary, BSI recycling (Xtranormal + iMovie), Custom Google Map (3rd Grade)
tools review, iMovie, Xtranormal.com (BSI recycling), Custom Google Maps, Google Docs, Sites, Blogs, Blogger (Digital Portfolios, Seth Low Website, Peer editing in docs...), Your class websites: sharing student work, blogging etc., Jing Screencasts, Voicethread.com, Wordle.net, MindMeister.com (this graphic organizer), Smart Notebook (Bonnie's morning meeting video), and many more..., Wallwisher
group 1: What role does media literacy play in your life?
group 2: If you think these concepts are important to teach, why? If not, why not?
group 3: What are some strategies for how teachers can develop students' media literacy within a traditional curriculum.
share out in the Google Doc
Expand that folder with the arrow on the left
Click the BSI Curriculum Folder (a.k.a. "Collection"
Find your grade level Folder
Open your grade's Digital Media Planner document
help your neighbor
Insert + Comment
OR on keyboard: Command+Option+M
Everyone try it
goal: get a strong sense of where you are going with your first projects/activities, timelines, class management, tools involved, how it enhances your current teaching goals
goal: note things you'd like to try (tools, concepts to integrate, audiences to reach)
goal: get a feel for how media literacy, digital skills might enhance the teaching of your essential questions and standards
share what your grade level is going to try
get feedback and ideas from the crowd


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For the next few days, I'm in Singapore to host a language lab to train people to speak their target language on day one, and to sign copies of my book. I'm also using this visit to a country that speaks English as an official language, to investigate its other unique linguistic opportunities. In this […]MORE
The American accent mission: Singing Sinatra, and getting phonemes corrected
Final reminder: on Monday I announce the next three month language mission on the Language Hacking League email list. It'll be a good one!! Subscribe by entering your email in the top-right of the site to find out in advance of me announcing it on the blog! Today you get two fun videos about my […]MORE
The American Accent mission: Learning about phonetics and sentence rhythm in English to help with OTHER language projects!
Time to reveal what my fun part-time language mission for the summer is, and you may be surprised by how genuinely practical it is!! Basically, rather than learn a new language, as I normally tend to do (or maintain my current languages, which I am doing anyway this summer), I've decided to learn a new […]MORE
English is tough stuff! Tricky English poem read aloud with IPA indications, and with funny images
This video is entirely in English (I haven't done such a thing for a half a year!) and is very simply just me reading a poem. But this is no ordinary poem! It was written (not sure by whom) to demonstrate the weird spelling convention that English follows, and is incredibly difficult to read without practising it a lot in advance!
I used to offer the best students in my classes (when I was an English teacher) €100 if they could read the entire thing without slipping up. Considering that I couldn't even do this myself (I slip up once in the video even this time, and probably pronounce one or two words wrong), I knew that the money was safe!
This poem is generally used to prove that English is the "hardest language in the world" (I shit you not; as I always say every language makes this claim), so I've decided to hijack any searches people make for this poem, to add some humour to a normally dull and discouraging concept, and then add some encouragement of my own at the end!MORE
9 of the most unlikely countries to find the language you want to learn
In the last five months, I have definitely received the most double takes of my life whenever I said that I had been learning all my Egyptian Arabic in Brazil.
It's just such an unlikely combination! Brazil has never had a huge or even tiny wave of Egyptian immigration. While there, I only managed to meet one single Egyptian in person in my entire 3 months. This was partially the reason I did it – to prove that even if there are no natives nearby, you can learn to speak the language entirely online.MORE


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|xml file with html code inside. How to make xml -> FOP -> pdf
|Tue, 13 May 2008 17:48:27 GMT
Dear All, Two months ago fop was completely new area for me but with great help of this forum I got our web application to use FOP transformation (xml -> xsl -> pdf) to make pdf summary form for users. Users were filling information fields and getting standard summary form in pdf format as a one of the results. Now users are allowed to edit some of the text fields using tiny-mce editor and because of it our xml file ended up having some parts with html code inside. Could somebody please help me to figure out what changes need to be done in the xml or xsl files to recognize html elements in xml file and show them in the pdf form properly? I am using fop-0.94, jdk1.5.0. I am attaching the part of xsl file and xml file. The Title and Description elements of the Public Service node and International Service node will have html code inside. Thank you. http://www.nabble.com/file/p17214471/xsl_file.xsl.doc xsl_file.xsl.doc http://www.nabble.com/file/p17214471/xml_file.xml.doc xml_file.xml.doc -- View this message in context: http://www.nabble.com/xml-file-with-html-code-inside.-How-to-make--xml--%3E-FOP--%3E-pdf-tp17214471p17214471.html Sent from the FOP - Users mailing list archive at Nabble.com. --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: firstname.lastname@example.com
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'Tis the season for holiday parties and getting kissed under the mistletoe; and what would those moments be without festive pieces that make your holiday outfit complete? Take a look at a few must-haves!
- A good sweater: Whether it's a cardigan or a festive, ugly sweater for the office Christmas party, keeping a nice warm sweater in your closet is vital. Sweater: nordstrom.com.
- A nice blazer: It's one of the best cross-over items that can be worn with a variety of different outfits. From a skirt to faux leather leggings or a cover for a maxi dress, it's no secret a blazer does the trick to quickly spruce up your holiday outfit. Blazer: nastygal.com.
- A festive clutch: You can choose a gold, red or green for the Christmas holiday season and switch to a more sparkly, sequins clutch to bring in the new year! There are lots of cute clutches out there that also serve as a cell phone holder so you won't have to take an extra purse! Clutch: saksfifthavenue.com.
- A pencil skirt: A simple piece that will help you make a statement. It's a great item that shows off almost any shape from petite to curvy. If the band at the top stretches around the waist area, pull it up to just above your belly button for the high-waist look! Skirt: piperlime.com.
- Tights: Don't let the bitter weather stop you from wearing your girly outfits! Pair tights with your skirt and/or dress to not only stay warm but keep your holiday look fresh. Black is always the safe go-to color when it comes to tights. But for the holiday season, there's no need to shy away from colors like pink, navy blue and purple. Tights: charlotterusse.com.
- Leather jacket: Weather it's faux leather or you want to splurge on the real thing, a leather jacket is a great accent for casual holiday outfits like a sweater with skinny jeans and even a basic holiday inspired dress. Jacket: chicwish.com.
- Ankle booties: They're not only super comfortable, they're sooooo cute! Its like they almost give you a little glide when you walk. If you plan to go to a holiday party where you'll be standing for a majority of the time, ankle booties are great footwear to prevent your feet from getting sore. Boots: zappos.com.
- A signature accessory piece: A holiday outfit without a gaudy necklace, big earrings or even outstanding bracelet (or pair of bangles, whichever you prefer) will simply do your digs no justice! Earrings: calypsostbarth.com.
Each of these pieces will be a showstopper for your holiday outfit!