text:
|This is a discussion on building a bankroll at sit-n-go within the online poker forums, in the General Poker section; I have been trying to build my bankroll at sit n goes...the small dollar amount rings with only 9 players, I come in 2nd or
building a bankroll at sit-n-go
I have been trying to build my bankroll at sit n goes...the small dollar amount rings with only 9 players, I come in 2nd or 3rd place most of the time...any advice on how i can build it instead of playing at the small amount tables....
Well I have been through this last month, so I think playing small sngs is best way to start up your roll. I would play some small tourneys when you are properly rolled up for them and slowly build up. Time is on your side so there is no need to rush anything since your are not playing this for a living as far as i know.
re: Poker & building a bankroll at sit-n-go
If you're consistently cashing then you'll still be making forward progress but Odin's right, winning them is the fastest way to progress.
Even taking second place will move you forward relatively quickly though. I find the important part is at least taking second if you make it past the bubble: often it's pretty easy once the bubble has burst, and once you're heads up anything can happen.
I tried this approach several different times on different sites over the months. Literally hundreds of SnGs. Its very difficult to bulid up any substantial profit playing 1 table SnGs, most successful players will see only a moderate profit, especially at the smaller buy-ins. IMO, the luck factor is way too strong once you get to the bubble/push fest. And then it's usually a toss up, no matter how strong a player you are. the game usually comes down to one hand standing up in a race. takes skill and patience to get there, then you have to really hang your ass out there at crunch time because the blinds are so big.
It depends where you are playing. Like if you are playing on PS then trying to play 1$ SnGs where you make a 60c profit if you get 3rd isn't that easy because of the high fees. And you have got to have patience, because it will take a LONG time for your BR to increase playing 1$ SnGs no matter how good you are.
Anyways, the key with STT is that you really need a high first%. %ITM really doesn't matter that much so long as when you are ITM you are getting first alot of the time.
re: Poker & building a bankroll at sit-n-go
I was kicking ass with STT SAGs last month. You surely can make a decent bankroll with them, again you have to be able to beat them though. If you are not building your bankroll, it is because you are not good enough to beat them yet.
Most of the time in the $1 Sit and gos you can sit around until you get decent hands, while the remaining players basically shoot themselves, leaving the luckiest donker with a big stack and about 3-4 players remaining. It could take 45 minutes or longer to make it to where you have 4 players remaining. Limp with decent starters in unless you have a very decent pocket pair. Decent PP in hand = play it strong. If you haven't won a hand to this point, which sometimes happens, it's not a big deal other than the fact most of the players will raise your blind and bet on the flop.... steamroll you when given any chance. Playing only very decent hands will give you the ability to sit around and have a decent stack for when the blinds actually get to a point where they're high enough to care about and remaining players should be few.
Slow play early on and try to steal a few.
While you're sitting there picking your nose, make sure you take notice of the players with similar playing style as yourself, for later use. Later on when you and the remaining opponents have a similar or even decent stack, they'll play scared because of their stack size, they know you're tight, and won't do anything to stealing, even if they know full well your full of b.s., because they feel they have no cards to defend with.
My biggest advice would be not doing anything drastic, bluffing, or chasing, especially early on. When you've made the money you should know your opponent and be able to know when to A) take your chances if you're the short-stack B) Raise the small stack pre-flop or bet on the flop to folding stations, and even the big stack if your the mid-stack (you want to grind the short-stack down, not allowing yourself to fall into 3rd in chips when the blinds are high) C) Know how and have the ability to take a big-stack donk down heads-up when they have a three or four to one chip advantage, patience and trickery is key imo D) Try not to be bullied too much. Sometimes it's best to put your foot down with an all-in, with a moderately decent starting hand, than to table's hoe. Because the three of you just made the money, and your short-stacked, the opponent will try to grind away at your stack and big blind. The blinds are high and you'll have no choice to push all-in sooner or later, if your short. Don't make it too late. It's better to do this sooner than later, when your stack size is decent enough that there's a chance that you can show them you're not going to take it and there's a possibility they won't call with garbage because your stack is pocket change.
Take your time. I tend to think people take the auto/fast bet as a bluff more often than not at this level. Sitting for 10 seconds to give them a chance to realize what they have and how you've played previously, which should be with good cards, and tight, they'll think twice about trying to pull-off their favorite WSOP Main Event Moneymaker/Gold bluff moves and wonder if you're the next Chris Ferguson.
Opponent tendencies, playing patterns, etc, is very easy to see and figure out at the lowest level SNG. Take advantage. Figuring which opponents won't last much longer, because of the amount of hands they play, and playing style is key to your strategy when you're on the bubble.
I'm trying to build my bankroll on $2.20 SNG on bodog. I was playing alot of higher stakes before but I wasn't winning consistantly so I bumped it down a notch. I'm currently winning consistantly in the $2.20 tables but I still don't feel confident moving up.
A few more months of practice at the lower level can't do anything but help me.
Build your bankroll doing what you are doing. You can't be successful until you have a decent percentage of first place finishes under your belt. When the bankoll is big enough, move up to the next higher level of the same game. If you're not able to at least stay afloat at that level, step back, rebuild your bankroll, and try again.
Do not necessarily expect that you can be immediately successful at the next level without some slight change in your play. This is something you will have to figure out for yourself.
Keep repeating this process and one or both of two things will happen.
First, you may reach a point where you're looking for variety. If your bankroll justifies it, look around and see what else you might like to play.
Second, you may climb the ladder and reach a level at "your" game where you can't achieve the success you are looking for. Either the players are substantially better than you or you aren't comfortable playing at that level for some reason.
Keep this up and be patient. By following this approach, you probably won't win fast but you probably won't lose fast either.
Good Luck
I think sitngos are probably the safest way to build up a bankroll, you don't have much variance and you should be able to consistently cash when playing them properly. You won't build your bankroll especially quickly, but it's definitely what I like to do to keep a consistent profit, and once you build a big enough bankroll I'd start mixing in MTTs. If you're good enough to beat sitngos consistently you're likely good enough to beat MTTs fairly consistently and those are higher rewards for better players as the prize pool is more topheavy with 10% or so of the field being paid out compared to the 30% of the field being paid out in MTTs. The more top heavy the prize pool is the more it favours good players. I would recommend playing smaller field MTTs though, as you've got much larger variance in MTTs. Also, be careful as to your selection of which sitngos to play, don't play them if they're taking out more than 10% as juice to the house as this makes them very difficult to beat even for skilled players (though the $2 + .25 aren't much worse so they're likely playable as juice isn't that significantly more.) UB I know has $.50+.05 sitngos and up which you should be able to start out at regardless of your bankroll and I'm sure there's other sites which have similar sized STTs.
re: Poker & building a bankroll at sit-n-go
I recently posted a sng thread, you can make money even at 1.20 single tables. Yes 3rd place is only 60, plus the buy in ($1.80), but it is progress just the same. If you play 100 games and place 1st 15% of the time, 2nd 20% of the time, and 3rd 25% of the time you will earn $166.50-120.00 = $46.0 profit, yes it will take time, but once you build it up you can move on to the next level. I don't think the win rate I posted is unrealistic either, yes it will vary but you can make good progress, by being patient and let everybody knock each other out, then playing aggressively and really concentrate on stealing as many blinds as possible.
I actually have placed 1st more then twice as much as third place, because I am agressive about stealing blinds and usually have a big stack while on the bubble, because everybody plays so tight, because they don't want to fall out before the money. When I go out in third it is because I lost a big stack while stealing.
As others have said, it can take a long time to build a bankroll on those $1 SnG's BUT it can work.
I started in freerolls, won a few ($2 at a time)
I built my bankroll that way, took me several months but I am still playing and still haven't made a deposit.
It's a tough road but it's also a good way to practice your skills, learn and if you're lucky make a few dollars
Good luck out there


text:
Windamere Hotel
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
How has this hotel rated in the past?
- Suites
- Shuttle bus service
- Restaurant
- Room service
- Free High-Speed Internet
- Continental Breakfast
Photos of Windamere Hotel
Travelers also looked at:
- Restaurant
- Bar/lounge
- Free High-Speed Internet
- Wheelchair accessibility
- Free parking
- Kitchenette
- Suites
- Shuttle bus service
- Room service
- Continental Breakfast
- Business Services
- Kids activities or Babysitting
TripAdvisor Reviews Windamere Hotel Darjeeling
Travel Blogs from Darjeeling
Where clouds touch you!!
... and I visited the place in June. Not many people come here during the monsoons. I am glad we did.
There is nothing much to do at Jorepokhri. You can lie down with a good book beside your room's window and let the hours pass by. The forests are excellent for walking and when it rains, the foggy pine forest creates a mystery that cant be described in words. We walk through the clouds and the forest, listen to the silence, have hot momos at a roadside shop ...
An Indian wedding to introduce us to local life
... br> Eventually most of the guests started to leave and only close family members (and us) stayed for the actual ceremony part of the wedding. It was supposed to start at 11pm (because that was the auspicious time on that date - it had to be worked out according to Preeti and Navin's star signs), but of course being on Indian time it didn't start until around midnight.
The rituals went for another 4 hours or so, back inside the room that had held the morning ...
My Darling Darjeeling
... br> We went on to find a cozy pub that would not have been out of place in the rolling hills of Derbyshire. It came as no surprise that we met our first British friend here, Simon from Manchester. He was fully in the swing of expressing his thirty eighth birthday merriments through the medium of a pink party hat with 'princess' printed on it. Only when Jeff and I tried to get into our hotel at 11pm, we found that the hotel barricaded its front doors at 9.30pm every night. ...
Toy Trains, Tea & Tigers
... Having the middle bunk I was somewhat removed from all the commotion, but Ben on the bottom already had people sitting on the end on his bed and was understandably even grumpier than I that morning. To add insult to injury we had also missed our breakfast order. Unfortunately Social ettiquette on the trains dictates that dring the day the middle bunk should be folded down so that people can sit on the bottom bunk comfortably. Delaying this as long as possible, ...

subset: commoncrawl


text:
ED Magedson – Founder
Ripoff Report
Likom Usa, Fry's ElectronicsP.O. Box 92950 City of Industry, California U.S.A.
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 08/19/2002 04:08 PM and is a permanent record located here: http://www.ripoffreport.com/reports/likom-usa-frys-electronics/city-of-industry-california-91715-2950/likom-usa-frys-electronics-likom-rebate-50-ripoff-bought-17-monitor-at-frys-16-con-27365. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on Likom Usa, Fry's Electronics
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
#1 0
SUBMITTED: Tuesday, September 17, 2002POSTED: Tuesday, September 17, 2002
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


text:
Soapwalla's Facial Toning Mists are multitaskers, designed to rehydrate, balance, soothe, and infuse the skin with vitamins and minerals. Each Toning Mist is vegan and is made with the highest quality organic and food-grade ingredients. Like all of Soapwalla's products, our Facial Toning Mists are made to order, and do not contain questionable additives such as sodium lauryl sulfate, parabens, harsh and harmful chemicals, or petroleum byproducts. Soapwalla's Facial Toning Mists are NEVER tested on animals.
Soapwalla's Facial Toning Mist Trio includes one 1 oz. glass bottle of each of our Toning Mists:
Soapwalla's Facial Toning Mists are perfect for all skin types and these travel-friendly sizes are the perfect way to try out our products. Keep a bottle handy during long flights, when skin can dry out – spritz periodically and arrive your destination with dewy, calm skin.
If you have a history of sensitive skin or allergic reactions, please be sure to always test any body products on a small area inside your wrist for 2-3 days prior to using. Soapwalla cannot guarantee that customers will not experience skin reactions to our products and cannot be held responsible should any occur.


text:
Job Summary
- Salary: Undisclosed
- Location: Singapore - Central
- Work Type: Permanent / Full Time
- Min. Education Level: 'N' / 'O' Levels
- Field of Study: Not Applicable
- Skills: Sales management, Computer skills
Job Descriptions
- Establishing and sustaining long-term relationship with clients and monitoring their portfolios with the Company.
- Providing and recommending appropriate Sales proposals to clients based on their needs and objectives.
- Proposal preparation, presentation and contract negotiation.
- Confident, mature and highly motivated
- Excellent communication, presentation and interpersonal skills.
- Able to work under pressure
- Pleasant and professional appearance
- Singaporean or Singapore PR
- Fresh graduate will be considered
- Opportunities to travel overseas for training.
- Comprehensive trainings and coachings provided
- Good career prospect.
Interested parties, please send in your detailed resume, with photographs in Words docs. format to email@example.com


text:
Home >> Electronics >> Cell Phones & Accessories >> Other Accessories >> Silicone Skins >> Protective Silicone Skin Case Cover for BlackBerry 9000 Skyblue
Customers who's bought this item also viewed these..
- Fashion Rubberized Plastic Case w/...
- $2.79
- Free Shipping
- Purple Silicon Skin Case Cover for...
- $1.99
- Free Shipping
- Fashionable and high quality Protective Silicone Skin Case Cover for BlackBerry 9000 Skyblue.
- BlackBerry 9000 Case keep your cell phone safe and protected in style with this silicone accessory.
- BlackBerry 9000 Silicone Skin constructed from smooth, treated silicone that resists dirt and stains.
- Elegance and Slip your phone in to add a splash of color and deliver instant all around protection from scratches
- This BlackBerry 9000 Silicone Skin provide excellent protection for daily use, can perform buffer function when in bumping
- With its elegant and contemporary design, this BlackBerry 9000 Skin Case looks great with both business and casual attire
- Washable, you can clean and reuse this Skyblue BlackBerry Cover time after time.
- Accessory only, cellphone is not included in package
- Compatible With BlackBerry 9000
- Color: Skyblue
- Size: perfect fit
- Weight: 19g
Other Choice (in stock)
- Calculator Pattern Smartphone Cover Case Protector Green...
- $5.99
- Free Shipping
- Purple Soft Silicone Cell Phone Case Guard Shell for Apple...
- $5.99
- Free Shipping
- Digits Print Silicone Cell Phone Case Guard Green for Apple...
- $5.99
- Free Shipping
- Pure Sky Blue Soft Silicone Phone Case Shield Cover for...
- $4.03
- Free Shipping
- White Stand Amplifier w Silicone Phone Case Shell for...
- $7.99
- Free Shipping


text:
Need a Lipid Test in Barstow, CA? Simply order online 24/7 and get a fast, affordable Lipid Test at a lab near you (Find More Locations):
What is a Lipid Test?
A Lipid Test tests lipid levels in the blood. People in Barstow, CA order the Lipid Test to get a baseline or for ongoing tracking.
How much does a Lipid Test cost?
Our Lipid Test price includes the doctor's order that you need to get tested in Barstow, CA, all lab fees and taxes, and a pdf copy of your results. For current prices, please CLICK HERE.
What does a Lipid Test lab report look like?
For a sample report, please CLICK HERE.
We are delighted to offer the Lipid Test in Barstow, CA.
Lipid Test in other cities near Barstow, CA:Adelanto | Apple Valley | Daggett | Fort Irwin | Helendale | Hesperia | Hinkley | Lucerne Valley | Newberry Springs | Oro Grande | Phelan | Victorville | Yermo


text:
Have you ever purchased from PartSelect.com before?
Thank you for helping make our site better.
PartSelect Number PS11738837
The timer controls most of the operations of the washer: water level, tub filling and emptying, length of cycles, and cycle setting sequences.
This part works with the following brands: Whirlpool, Admiral, Estate, Inglis, KENMORE®, KitchenAid, Roper, Maytag, Crosley, Jenn-Air, Hardwick, Magic Chef, Amana, Caloric & Glenwood.
Always unplug the appliance before starting work!1) Using a screw driver and nut driver, remove rear access pannel to control pannel.2) Push nob inward. Pull pin in back of the timer to release nob. Remove nobs.3) At the back of the timer pull tab at right side of timer. Slide the timer to the right. Remove wiring harnes.4) Install new timer. Connect wiring harnes.5) Install nob assembly. Push pin at the rear of timer in until the nob assembly is locked in place.6) Replace rear access pannel.7) If the washing machine was moved to get to the access pannel move it back into place and check for leavle.GOOD TO GO JOE!!!!
Help other customers find the most helpful instructions.
Were these instructions helpful?
used on-line instructions for replaceing the timer.Very easy repair.
All brand logos are trademarks of their respective owners.
The PartSelect logo is a Registered Trademark of Atlantic Laundry Centres, Ltd.
Copyright © 1999-2017 , Eldis Group Partnership. All rights reserved.


text: Posted September 24, 2012 Redumblicans and Dumbocrats Well, aren't we all jr high this morning. Avoid the point and redirect...oh and if only we were all as eloquent as madhatter God you and the other flaming liberals in here are truly fuging idiots. Your hatred blinds you to logic....it more likely you are just an angry and plain dumb person. Share this post Link to post Share on other sites


text:
SailNet Community (http://www.sailnet.com/forums/)
- General Discussion (sailing related) (http://www.sailnet.com/forums/general-discussion-sailing-related/)
- - Surveyours by State / Region (http://www.sailnet.com/forums/general-discussion-sailing-related/97954-surveyours-state-region.html)
Surveyours by State / Region
Do we have a list of surveyors by State or Region?
I'm thinking someplace where you can write a review of someone you used and LIKED!
I'm in the market for a Surveyor near Mystic, CT so if you have recommendations or run away from lists, I'd love to hear / see them
Re: Surveyours by State / Region
Check these websites:
US Surveyors by State
Find a Marine Surveyor | NAMSGlobal
Re: Surveyours by State / Region
Thanks. I had the SAMS link, but no the NAMS.
Hoping to find some reviews of people that used them too.
Surveyours by State / Region
I've used William Coble out of North Kingstown, RI a couple of times. I've always been very satisfied with his reports. I can PM you his contact information if you're interested. I'm pretty sure he would travel to mystic.
Re: Surveyours by State / Region
Re: Surveyours by State / Region
BoatUS: Marine Insurance Program - Marine Surveyors
as well. I have had excellent referrals for Oceans Marine Service, but have not used him yet. His emails were helpful. They are a bit north of NYC so I am not sure what the charge would be to go to Mystic.
Re: Surveyours by State / Region
go to CaptainRated*
=> Services
=> Surveyors
=> Country
=> pick your region
They are all there...
Do us all a favor, and leave a report here if you use a surveyor.
Re: Surveyours by State / Region
Mystic CT = Johnson Marine Services: Marine Survey, Surveyor Rhode Island RI, Connecticut CT, Boat Yacht Appraisal Survey
Look no further. I've heard good things about the Son, but, only have personal experience with the Old Man.
edit: I also had a boat surveyed in another part of the country. Just for the heck of it, I asked that surveyor if he knew Ken Johnson. He did and had nothing but high praise for him.
Re: Surveyours by State / Region
My deal fell through so no surveying at this point.
A case of an unrealistic seller. :(
|All times are GMT -4. The time now is 08:39 PM.
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging v3.1.0 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
(c) Marine.com LLC 2000-2012


text:
The Fairies of Albound Island
Peslie thinks there's somehting Harny is not telling her. Something she should know, but what is it?
Peslie turned her head and looked at Harny, then fluttered off to another tree. The big island trees were like giants compared to Peslie.
"I will not."She said stubbornly to Harny.
She flyed to another tree, this time she went into a hole and stayed there.
Harny followed and looked around at the cozy cottage.
"You live here with your mum?"He asked perplexed.
"Why yes I do. Do you have a problem with that?" she said with a your annoying look on her face.
"No just wondering."he replied.
She crossed over to the bed and sat down, the mattress that was made of straw was not giving the slightest indication that she had sat down.
Harny sat down in the empty space, crossing his arms.
"I don't know why you are mad at me?"he told her.
"You know why. I'm mad at you because I will not do what you said. No way am I going to go steal something just so you can have a party with your little friends."
"But it's not like stealing, it's more like borrowing from Jany."he told her staring at his bruised feet.
"No it's not you know if I did it I would get into so much trouble. My mum would be bloody mad."
Peslie sighed and took one look at Harny and gasped. She had never seen him like this before.
His usually shiny hair was a rat's nest, his bruised feet were just disgusting, and his brilliant clothes had been repaled with much larger ones. Plus he seemed to be losing wait.
"What's the matter Harny?"she asked, went over to the bed, and grasped his hand in hers.


text:
Date(s) - Saturday, February 11, 2017
7:30 pm - 10:00 pm
WMC Alumni Hall, McDaniel College
This one-man show is written and performed by Richard Sautter, adjunct instructor in theatre arts at McDaniel. He uses his humor and sharp observation skills to examine the conflicted feelings that most performing artists have about their careers. After more than two decades in the world of show business, he has decided that the theatre is an addiction rather than a profession, so he puts himself through the 12-steps of addiction recovery, making a show out of his quest to quit doing shows.
The performance is free and open to the public. (Note: the show is suggested for ages 14 and over). An informal question-and-answer session with Sautter will take place following the performance. No tickets required. Call 410-857-2448 for more information.


text:
Pishoy Fahmi and Latisha Kenya Murray appeared as guest experts on theASKBONBON Show on MNNs LifeStyle Channel, on Monday, March 14th.
This week's experts touched on some amazing topics, such as hiring qualified bookkeepers for your business, and the mysterious world of search engine optimization.
3/11/2016 (PRESS RELEASE JET) -- theASKBONBON Show is a motivational and inspirational show that introduces viewers to experts with skills and techniques to help them create a better life.
This week, the show will debut Pishoy Fahmi and Latisha Kenya Murray.
For tax preparation in East Brunswick, New Jersey, you can count on Pishoy Fahmi, CPA at PNF Accounting, LLC. Pishoy Fahmi, CPA, assists taxpayers and small businesses with taxes in East Brunswick, New Jersey and the surrounding communities. Whether you are an individual or a local business in or around East Brunswick, New Jersey, Pishoy Fahmi, CPA, has years of valuable experience as an IRS registered tax preparer. Contact Pishoy Fahmi, CPA, tax filing specialist in East Brunswick, New Jersey, for help with your taxes.
Murray created Like a Celebrity, LLC to make sure other people find out how awesome you are, how fabulous your brand is, and why they should buy from you. She wants to help you fall in love with your business and stop struggling. Today, after more than 2,300 days of hard work and dedication, Like a Celebrity, LLC, is the #1 online destination for creative and heart centered small businesses that are ready to claim their fame and shine online! We help you get your business message to the world in a big way, leaving you more time and freedom to play and prosper.
"I have to say, this week has some of the most interesting and niche coaching guests we have had on the show, yet. I was deeply impressed with both of their knowledge base and skill sets," said Bruderer, Executive producer for the show.
The broadcast airs Monday night at 8 PM eastern, on MNN's LifeStyle Channel.
Media Contacts:Company Name: theASKBONBON Show
Full Name: Bonnie Bruderer
Phone: 415-302-5263
Email Address: firstname.lastname@example.com
Website: http://bonnieannbruderer.com/
- Anaheim
- Atlanta
- Bakersfield
- Baltimore
- Charlotte
- Chattanooga
- Columbus
- Corpus Christi
- Denver
- Durham
- El Paso
- Fort Lauderdale
- Fort Wayne
- Fresno
- Jacksonville
- Jersey City
- Kansas City
- Madison
- Miami
- Minneapolis
- Nashville
- Riverside
- Salinas
- San Antonio
- San Bernardino
- San Jose
- Santa Ana
- St. Louis
- Tallahassee
- Tulsa


text:
Phacelia parryii Royal Admiral Californian Bluebell by Thompson and Morgan seeds. Seldom do you find a summer flower of such vivid and startling colours. Canterbury Bell-like buds open fully to reveal blooms of rich and regal purple-blue hue, quite unique to garden annuals. This easy to grow plant will be most effective planted in clumps in the border, or perhaps grown solo in large containers, where the flowers will compel you to come closer. Flowers summer - early autumn. Height 30-45cm (12-18in).
Sowing Instructions
Sow early to late spring outdoors where they are to flower. Prepare the ground well and rake to a fine tilth before sowing. Sow 3mm (1/8in) deep in rows 30cm (12in) apart. Germination usually takes approximately 21 days.
They can also be sown under glass, pricked out carefully and planted out after all risk of frost. Germination takes 7-21 days at 15-18C (60-65F).
Growing instructions
When large enough to handle, thin out to 15cm (6in) apart.
They prefer a sunny, sheltered site and a light well drained soil. Seed can also be sown in autumn for earlier flowering. Some may die off over the winter so leave the final thinning until spring.
Flowering time
More Info
Write Your Own Review
We offer two different delivery options for all of our products (delivery rates and services offered by marketplace sellers may vary):
Receive free standard delivery* on orders of £40 or more.
Standard Delivery (2-6 Business Days) - £3.99
Speedy Delivery (1-2 Business Days) - £8.99
Speedy Delivery (1-2 Business Days) - £8.99
Orders are dispatched Monday-Friday and you will receive an email notification as soon as your items have left us.
For further information on our available delivery options, click here to view our delivery section.
Other Sellers of this Product
Goes Well With
Burgon and Ball Seed Tray Set
Special Price Now £8.99
Regular Price: Was £11.59


text:
Lean Cuisine Canada fans request your $1.00 off your next purchase of Lean Cuisine Spa Wild Salmon with basil coupon. You must be a fan on Facebook to request this coupon.
Expires June 30, 2011.
Grocery Coupons, Coupons for Canada, Coupons online, printable coupons
Groceries coupons, Canada Shopping Coupons, and online coupons for Canadians
Send this to friend


text:
What could I do with my inside corners with laminate flooring on wall?
Does anyone have any idea as to what I can do to finish off the inside corners when installing laminate flooring on wall?
I will miter the inside corners but I am certain they will not all look perfect.
Also with the outside corners is there a "rounded corner thingy".......:laughing: that I can use to finish it off?
Are you running horizontal or vertical?
perhaps some fancy quarter round?
oh, and outside edges, i usually rip off my own "L" moulding....
Yes, there is a "rounded corner thingy". It's call inside corner molding or sometimes just IC molding. Sorry for the bad pic but this is what the end/profile will look like:
Should be able to find it at any of the BIG stores and in different kind of finishes too.
Thanks for the pic angus..........:thumbsup:
I have seen those mouldings in the big box stores before. I just would have to paint it with a colour similar to the flooring.
|All times are GMT -5. The time now is 06:47 AM.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.


text:
No other crow decoy ever made can compare.....period! The GHG FFD Elite Series Crow Decoys are simply unmatched in realism and will have you in the middle of a crow swarm in no time. Durable flocking adds to the ultimate touch of realism. GHG FFD Elite Series Aggressive Caller-Style and LookOut-Style Crow Decoy has a hang knob for use in a tree and also the convenient Motion Stake for life like movement on the ground.
The flocking is extremely durable and designed to last so it will not chip off like many lesser decoys. Add the ultimate in realism to your crow set-up with these fully flocked decoys. Choose either the Aggressive Call or the LookOut Crow.
Mack's Prairie Wings is not responsible for typographical errors in pricing or product specification inaccuracies in our web site. Prices are subject to change without notice.
Copyright © 2017 - Mack's Sport Shop LLLP - All rights reserved. Site Developed and Maintained by Ability Commerce
Copyright © 2004-2017 - Mack's Prairie Wings, Inc. - All rights reserved. Site Developed and Maintained by Ability Commerce


text:
Celebration with a View
After much searching, Diederick and Amy van der Velde found the home of their dreams in Stonington, Connecticut, where they first met as teenagers. While the house was in good shape, the van der Veldes knew they could make some changes to help it really shine. "The house was well cared for, but it felt pretty dated," says builder Stephen L. Johnson, who along with designer Dru Adams, was commissioned to take all three of the home's levels down to the studs. To take advantage of the water views, Johnson knocked down the walls that separated the living room from the kitchen and dining areas to create one large, open space, and traded in the home's small windows, which were few and far between, for gigantic, panoramic ones that extend the length of the grand room. "I love to perch in the sitting room and look out over the water," says Amy.
Get the look: The sofas are from Antiques and Interiors, and the rug is from Dash & Albert.


text:
Scary facts about insomnia!
As someone who suffers from insomnia, I was VERY interested in these:
1. Sleeping pills can be very hazardous to your health. In fact, one study says, "Researchers found that people taking prescribed sleep medications were almost five times more likely to die over the 2.5-year study, compared with those who didn't take sleep medication."
- 2. Lack of sleep can cause everything from sleep apnea (which makes you stop breathing in your sleep) to stroke and heart failure.
- 3. It's not just that you can't fall asleep. For some people, it's that every time you start to drift away to dreamland, something that feels like the combo platter of a bolt of lightning and a clap of thunder surges through your body and wakes you up with enough adrenaline to run the Boston marathon. It's not pleasant, to say the least. (Cracked)


text:
Eliza - Did he notice?
James and I had just begun to make our way outside when Alexandra suddenly appeared at my elbow, saying that she had something important to tell me and dragging me away.
As she dragged me away, I said "'What was that about Alexandra? He's not stupid, he could guess that something strange was going on."
Alexandra explained that she had something important to tell her, and I stated I had something to tell her so we quickly found a corner. It wasn't until we were ensconced in that corner, eyes peering about to make sure no one was looking while appearing to be the best of chums, that I suddenly clicked on the name she had called me.
"You called me Eliza," I said, keeping my voice low.
The colour seemed to drain from Alexandra's face. "Perhaps he didn't hear. I hope he didn't hear. I'm sorry Eliza, I completely forgot to use your alias,"
"Yes well maybe he didn't hear," I said, though not convincingly. My heart was hoping he didn't notice the different name as my mind was trying to find some way to explain it away. "But from now on it has to be Olivia. I can't go by Eliza here."
Alexandra nodded, still looking pale. I gave a giggle which seemed to shock her, but would make us appear to be too ladies simply gossiping at court. Which is what we had to appear to be.
Looking more like a gossiping court lady after my giggle, Alexandra leaned in close. "I heard something today. There's some kind of weapon their making, some kind of power that they have to light."
I gave a quick gasp, then nodded. "One of the officers mentioned something of a secret weapon. But oh, we don't know enough yet. Alexandra we need to find out more. And we can't chat here much longer. I'll send an invitation to the palace for you to call on me for tea and we'll talk then."
Alexandra nodded before offering another apology. "I'm sorry I used the wrong name Olivia," she whispered.
I nodded. "Nothing we can do now about it. Maybe he didn't notice, but if he did I'll try to explain it away. Now smile and giggle Alexandra." I ordered
She did as told and I giggled as well. "Oh he truly does tell the funniest stories dear Alexandra. You were so lucky to be asked to dance by him," I said loud enough for others to hear as we walked back towards the rest of the crowd.
Rebecca suddenly seemed to appear before us. "And what are you two gossiping about?" she asked, her voice warm while her eyes were cold.
"Oh Alexandra was asked to dance by the most handsome man. And he told the most amusing stories. I am so jealous. If only a man like that would ask me to dance," I said lightly, almost dreamily.
"Oh I don't know Olivia. You seem to have attracted some attention of your own," Rebecca divulged, waving in the direction of where James was now standing, seeming to watch our gathering. Once more I wondered if he had noticed the name Alexandra had called me.
"Yes but none as more suitors than you Rebecca. You are truly shining tonight. I love what your maid has done with your hair, it really brings out you eyes," I complimented, and Alexandra was quick to agree.
"Oh yes it does doesn't it?" Rebecca replied, preening in the attention, suspicion about our gossiping forgotten.


text:
Editors' Note: The download button opens the iTunes App Store, where you may continue the download process. You must have iTunes installed with an active iTunes account in order to download and install the software. This download may not be available in some countries.
Publisher's Description+
What's new in this version:
We've got a big update for you guys! We recommend you update as soon as possible to take advantage of the new stuff.There's a brand new design, and more! We have tons planned so stay tuned. This update requires iOS7.Questions or comments? Email us at email@example.com, check us out on YouTube, and follow us on Twitter to get in contact with us!


text:
|1,120 sq. ft.
|Property type
|Minimum Stay
|2 nights
If you decide to stay with us please choose "BOOK IT, OTHER PAYMENT OPTIONS, THEN PAYPAL," PayPal takes credit cards and you do not have to be a member.
A 2 bedroom, 1 bath home seated on the South Branch of the Little Yellow River, with free standing fireplace, full functioning kitchen, including dishwasher, all linens provided, washer/dryer, a/c, wi/fi, Direct TV with all the premium channels, VCR/DVD player, charcoal grill, patio with furniture, and front porch with furniture.
There is ample parking for any and all bring along outdoor equipment.
Your hosts are Ben and Judy, thirty year residents of Necedah, retired, who enjoy meeting new people. Ben is a retired Land Surveyor and Judy a retired Teacher. While they live on the property in another house they respect privacy and are available if there are any questions you may have about the area and your stay.
The rental property was built for aging parents to live in during their retirement years and are no longer living; therefore sitting empty except for visits from family and friends.
Ben's family visited the Necedah area in the 60's-70's and purchased the property in 1976 because they fell in love with the remoteness of the area and the fishing. Ben and Judy were married in 1989 and the property was given to them as a wedding present; it has been their home since. It is close to town (3 miles) and yet far enough out of town to enjoy what living in the country is all about. Seclusion from the main road, quiet star filled nights, wildlife sounds and sightings, as well as, room for gardening.
When you enter this home it is inviting and open. The kitchen has skylights and the living room has vaulted ceiling with windows all along the southern wall (ceiling to floor) for viewing the river and wooded property located on the other side of the river. The living room and kitchen have items placed throughout that have been collected over the years adding a uniqueness to this home away form home.
You can exit to the patio via the back door and step up to an extension of the patio with table, umbrella and chairs for outside dining with a view of the woods and river. The patio has lighting for night enjoyment.
The front porch has a wicker couch and chair for your leisure along with a recliner/rocker.
this was a super cute big place. she had everything you could need to grill and relax. would definitely come back
This was one of the nicest VRBO places I have stayed at. Very clean and quiet and well stocked. If you forget any toiletry, the owner had all kinds of sample shampoos, toothpaste etc. from which to choose. There were not any rules posted like some VRBO's have, so it felt more like home. The decorations were wonderful, the linens were soft and both beds were comfortable to sleep in. The living room furniture was comfortable and you can't beat a big screen TV. Even when we tried to get the video's to work and screwed up the TV, Judy was sweet enough to come over at nine at night to rectify the situation. We brought our mopeds along and were able to ride over to the Necedah National Wildlife Refuge from this home. Will try to go back some day in the fall or spring to see the migrating birds - will be nice to know this place will be available.
We have vacationed several years in the Mauston/Necedah area, and this location has been one of the best! The owners are very welcoming and willing to answer any and all questions. Although they live on the property, we had complete privacy. The amenities provided are wonderful. Finding a pet-friendly cabin is not always easy, but my daughter's Husky was welcomed and enjoyed his stay! The property is clean, and every thing in the cabin is well maintained. There are plenty of cafes/restaurants in the area, and the Dells are not far away (if you like the business of that area). If you are looking for a quiet, very comfortable stay, this is the place. We are heading back next year! Thank you, Judy and Ben.
This home is set in a quiet area above a pretty stream. The back patio is a delight in the early morning and evening. The beds are very comfortable, the kitchen well stocked. Judy is a wonderful host - welcoming and cheerful, eager to help make your stay enjoyable.
My wife and I along with our pup Kelvin enjoyed our stay here in May 2016. The owners are very accommodating, warm, and awesome!!! We picked this time of year as a "get away from work" vacation. It was awesome to say the least!!! We enjoyed our stay here for the weeks get away we so needed. The property was very clean, has anything you could need, large yard, wild life in the back yard over looking the water that runs through the property and inviting. I would have to give this property a 5 thumbs up in quality and value!!! Kelvin (Our pup) also wanted me to include "Thanks for the fun time I had playing with Bailey and romping in the yard!! It was fun!"
We had a relaxing and peaceful stay. Judy the owner, was helpful and very accommodating. The cottage was super spacious, clean and felt like home.
We're hoping to be back during fall/winter season.
This property is centrally located 5 to 10 minutes away from the Necedah National Wildlife Refuge, Petenwell Lake/Petenwell Flowage/Castle Rock Lake, Buckhorn State Park , The Yellow River (all of which are part of the Wisconsin River System), The Lemonweir River and 35-40 minutes from Wisconsin Dells, Snowmobile/Fourwheeling Trails are routed in front of the property. Many other seasonal activities are available in the area.
The owners fish 2 to 4 days a week and are knowledgeable about local fishing hot spots, as well as, reputable guide services.
|Rate Period
|Weekend Night
My Standard Rate
2 night minimum stay
|Notes: Rates are based on 4 guests; add $25 per night, per additional guest
|Cleaning Fee
|$60 + Tax
|Pet Fee
|$25 + Tax
|Refundable damage deposit
|Tax Rate
We accept credit cards, checks, and any other method accepted by PayPal. Renter does not have to have an account with PayPal.
Pets are allowed for an additional fee of $25.00 for the entire stay, and we will accommodate up to 6 people at a rate of $25.00 per person per night for the 5th and 6th person.
There is a rental agreement that needs to be read, signed and returned.
If you rent for the week the rate is $800.00 (7 nights). The rate for stays over 7 nights is $125.00 pre night up to 13 nights. The rental rate for 14 nights is $1600.00


text:
Distance learning
Blended learning
Technology integration in a classroom
Identifying useful educational material for teaching and other resources, Tools, Wikipedia, Google, Social bookmarking, Folksonomy, Social repositories, RISAL, RSS Feeds
Skills in use of new tools
Mixing and re-mixing existing resources and media to create new resources, Tools, Blog, YouTube Video, Facebook, Slideshare presentation, Voicethread, Presentation, Power Point, Prezi Presentation, Mind Map, Mindmeister, Digital Story, Model, Scratch, Comic Strip, ToonDoo, Animation, GoAnimate, Video
Make uses of Power Point to create an interesting scenario presentation
Presents students with some authentic scenario for learning.
Engages students to explore multimedia resources
Provides templates which organize and scaffold students' completion of tasks
Requires students to use technology-based tools to create artifact of their involvement in the task
Require students to produce a product for evaluation
tudents might also conduct presentations, exhibitions, upload their artifacts on-line for class critique, etc.
On-campus and at home
Wireless network
Mobile network
Rise of free software
Open sources


text:
Mobile App
Dhanalakshmi Srinivasan Teacher Training Institute
Tamil Nadu
Total Students
Fees Range
How to reach
Dhanalakshmi Srinivasan Teacher Training Institute is situated at PERAMBALUR -621 212 TAMILNADU. in Perambalur.
Courses Offered
- 2 Years
- Diploma
- Languages / Arts / Literature
Dhanalakshmi Srinivasan Teacher Training Institute - DSTTI PERAMBALUR - DSTTI
The vision of the Dhanalakshmi Srinivasan Teacher Training Institute, is represented in the emblem. The Teacher Training Institute Strives to constitute that "Knowledge is Power."The Mission is produce efficient teachers with democratic outlook who would befit to serve this society with a view to spread education in Perambalur, the most backward area, the Dhanalakshmi Srinivasan Charitable and Educational Trust was established and registered on 18th January 1994 under the Tamil Nadu Societies Act. Dhanalakshmi Srinivasan Teacher Training Institute was founded byshri.A.Srinivasan in the year 2004–05. The Dhanalakshmi Srinivasan Teacher Training Institute is the 6th institution started under this trust. Spurred by overwhelming enthusiasm and ambitions zeal, Shri.A.Srinivasan has been the harbinger of Literacy Development by being the founder of Dhanalakshmi Srinivasan Teacher Training Institute. To guide the students in the right path, students counselling is being arranged for their benefit. Special classes in physical and mental health, yoga and computer training are being conducted to teacher trainees. Many different clubs and associations are being activated to develop to various skills and compentencies. The infrastructure and facilities of Dhanalakshmi Srinivasan Teacher Training Institute consists of spread-out campus alongside various amenities in the form of library, computer center, classrooms with proper teaching and learning aids, medical facilities etc. The institute seeks to place each of its students in an organization/company of great repute.
Why join Dhanalakshmi Srinivasan Teacher Training Institute
The college has well state of the art infrastructure facilities.
1 Type Courses Available
- 1 Diploma Courses
Dhanalakshmi Srinivasan Teacher Training Institute Placements
Dhanalakshmi Srinivasan Teacher Training Institute (DSTTI) provides placement assistance to all its students. The dedicated placement cell regularly conducts grooming sessions of the students in areas like soft skills, interview facing skills, behavioral skills hereby making them industry-fit. In the recent years the college has witnessed some well known recruitment companies walking-in and being invited for campus placements.
Visiting Companies
Student Placement
Special care has been taken to make our library a store house of knowledge. Recent edition of valuable books are made available to all students.In our Institute we have established a well equipped language lab. The teachers and students can access to a variety of audio and video lessons. Separate hours for practice are provided to our students. They are encouraged to make a greater use of the language lab resources.We have a well equipped and furnished computer lab in our institute. There is a free internet connectivity, all through the working hours and it is a boon to our students.Social Science serves as a place where various historical places and legendary figures are brought to the class room setting for an easy understanding of the phenomena involved. In order to make the process of teaching social science lively, it is important to impart the content by providing different classroom activities.We have fine hostel facilities to ensure a hi-tech conducive environment for homely stay. All components of our infra – structure are highly commendable.We have a reliable bus facility from all the areas around our institute.our trust has established our own DHANALAKSHMI SRINIVASAN GROUP OF INSTITUTIONS MINERAL WATER PLANT from which water is available for all the students , throughout day and ningt.
Try our extensive database of FAQs or submit your own question...
what is the average placement in JLJ Academy Harsh Vvvv Asked this 1 year, 11 months ago - India
Query Utsav mukherjee Asked this 1 year, 1 month ago - India
BA eng hon. Anonymous User Asked this 1 year ago - India


text:
ESSENCE August cover girl Viola Davis glowed in a red Escada gown at the Hollywood premiere of "The Help" last night.
Co-stars Octavia Spencer and Aunjanue Ellis were also on hand, along with Garcelle Beauvais, Lauren London and Tamala Jones.
Take a look at these lovely ladies looking oh-so-fab on the red carpet.


text:
Kelly Smith Photography Photographer
Miranda89Model Female Philadelphia, Pennsylvania, US
My MM URL: http://www.modelmayhem.com/Miranda89
Mayhem # 2569514
About MeMiranda
Age 22
Thank you for visiting my profile! I look forward to working with you! I will not do nudity so please do not contact me with regard to such projects.
Have you worked with Miranda89? Add Credits for Miranda89! >>
Kelly Smith Photography Photographer
EMG STUDIOS Photographer
JulianWhit... Photographer
Alpha Magnux Photographer
Mark Crismond Photographer
MichaelNel... Photographer
Loading Content


text:
So…bad habits are bad, and are hard to break. One of mine is procrastination, as you'll see by the dates of the questions submitted for this Crashbag. For months I just sat on this article — which I began writing in February — because I was embarrassed by the amount of time that had passed, and because I felt badly for the wonderful people who provided the great questions. Since I really like the people who asked these questions (or at least their online personae) and also enjoy writing the Crashbag, I thought it would be interesting to frame my responses in a before and after framework. I'll answer each question in the "before" sense — that is, the way I answered (or in some cases, would have answered) in February — and then in the "after" sense, reflecting my current viewpoints.
@adamd243 @Ut26 @CrashburnAlley @Phillies do you expect the phillies to make it to .500 this year?
— emily |-/ (@applextree) February 18, 2016
Before: I suppose it's theoretically possible, in the same way that it's theoretically possible I win the lottery (if I played). However, I expect the Phillies to be right around 70 wins this year before making a big leap in 2017 into playoff contention. Right now there are too many holes, too many young players, and too many question marks.


text:
A love nest: perfect for 2 lovers!
Located in the heart of one of the most typical and lovely area of the city. You'll find everything you need in a close vicinity from art galleries to local shops, also close to many touristic attractions and all kinds of public transportation.
To organize a home exchange, you need to be a member


text:
Anthony PerezPodiatry
Contact Information
You have clicked on LocateADoc.com's Main Before and After Pictures page, which will take you away from Anthony Perez, DPM's profile.
View Anthony Perez, DPM Before and After Pictures instead.
Otherwise, continue to our Main Before and After Pictures page.
Anthony Perez, DPM Reviews
Ready to share your story about Anthony Perez, DPM? Select "Add a Review" to get started.
Add a Review
He's very experienced, has a wide range of knowledge and is kind on top of it. It's not an unpleasant experience - even when he's sticking a needle between your toes.
Contact a Doctor
Use the form below to request more information from a doctor in your area.


text:
Hey guys, new to the site. Currently looking to buy another BMW, i did have an E46 coupe in red, but it got damaged wrote off and now i want it back lol. Not sure if its on this site but the reg is
It was red, nice deep dish wheels and a full alpina kit. It was my pride and joy and i miss it loads.
But anyway, if i cannot find it im gonna buy another coupe or vert and i want to make it a M3 look a like. I can source front wings, bonnet, bumpers out easily. But the rear arches, any idea where i can get these from and what sort of price range their in?
Fitting them i know is cut, weld and blend in. Thats not a problem and me and my mates are good with all that and my mate has his own body panel/spraying company.
Any advice would be greatly appreciated, thanks guys!


text:
Compare Education attorneys near you. Read reviews, see Avvo Ratings, and contact them directly.
Tell us what kind of legal help you need and get quotes from local lawyers.
Tell us what kind of legal help you need and local available attorney will contact you.
Connect your case with local attorneys who are qualified to help you.
Every legal need is unique; describe yours and find a lawyer that fits you and your case.
5.0 stars 1 review
Avvo Rating: 7.6
Originally from Cheraw, South Carolina, Ashley Cole Story graduated from the University of South Carolina School of Law in 2012. She began working with J. Lewis Cromer & Associates as a clerk and continued her work as an associate attorney until 2...
Practice areas & skills: Education, Employment & Labor, Litigation, Discrimination
4.0 stars 4 reviews
Avvo Rating: 6.5
Review: "I went in to this divorce hoping for an ethical and fair lawyer to do what was right for my Ex-wife and me. Bill proved that his ethics were way above what I expected. He worked and returned calls at all times. He was ...
Practice areas & skills: Education, Family, Criminal Defense
Education laws relate to how our schools operate. They cover matters like educational standards, school district and school board authority, student attendance, discipline, and dress code requirements. An education lawyer advises school districts and school boards and represents them in disputes with students, teachers, and parents. Education lawyers also represent parents who have issues with their children's education. For example, if you think your child has been improperly suspended from school, an education lawyer will help you determine if challenging the suspension is within your legal rights.


text:
I have been trying to start the engine but i see that the fuel isn't going through the fuel line and reaching the engine. I don't think that the fuel line is gummed up because i took it out and ran it underwater to see that liquid would go through it. Im not sure what else the problem could be. Maybe a leak in the tank? How would i test for this? Could the problem be somewhere else?
Blow into the tube where the exhaust connects to the tank. Blow from exhaust side to try and prime the line. If that's not it, you have an air leak somewhere. Start with new fuel lines just because that's cheapest and what fixed the problem for me 9 times outta 10. If that's not it, go to hsn, the check the seal of the carb.
Sent from my iPhone using Tapatalk
Put your figer over the exhaust while cranking the engine, this should prime the system. If not.... leak in exhaust...leak in tank,


text:
If you're a taxpayer who uses the installment plan to settle up with Uncle Sam, you need to know that the Internal Revenue Service (IRS) is proposing a revised schedule of user fees that would take effect on Jan. 1, 2017.
Federal agencies are required to charge a user fee to recover the cost of providing certain services to the public that confer a special benefit to the recipient. While some installment agreement fees will go up, the IRS will continue providing reduced-fee or no-cost services to low-income taxpayers.
Changes on the way
The revised installment agreement fees of up to $225 would be higher for some taxpayers than those currently in effect, which can be up to $120. However, under this revision, any affected taxpayer could qualify for a reduced fee by making a request online using the Online Payment Agreement application on IRS.gov.
Additionally, there would be no change to the current $43 rate that applies to the approximately one in three taxpayer requests that qualify under low-income guidelines. These guidelines, which change with family size, would qualify a family of four with total income of around $60,000 or less to pay the lower fee.
Also, for the first time, any taxpayer regardless of income would qualify for a new low $31 rate by requesting an installment agreement online and choosing to pay what is owed through direct debit.
The top rate of $225 applies to taxpayers who enter into an installment agreement in person, over the phone, by mail, or by filing Form 9465 with the IRS. However, a taxpayer who establishes an agreement in this manner can substantially cut the fee to just $107 by choosing to make monthly payments by direct debit from their bank account.
Alternatively, a taxpayer who chooses to set up an installment agreement using the agency's Online Payment Agreement application will pay a fee of $149. Similarly, this amount can be cut to just $31 by also choosing direct debit.
Proposed fees
Here is the proposed schedule of user fees:
|Regular installment agreement
|Regular direct debit installment agreement
|Online payment agreement
|Direct debit online payment agreement
|Restructured or reinstated installment agreement
|Low-income rate


text:
ED Magedson – Founder
Ripoff Report
Referralware - Brightbuilders - Wholesale Warehouse1510 N. Technology Way, Orem UT 84097 Orem, Utah U.S.A.
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 12/10/2004 11:06 AM and is a permanent record located here: http://www.ripoffreport.com/reports/referralware-brightbuilders-wholesale-warehouse/orem-utah-84097/referralware-brightbuilders-wholesale-warehouse-companies-united-to-rip-people-off-rip-122193. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on Referralware - Brightbuilders - Wholesale Warehouse
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
#1 Author of original report
SUBMITTED: Friday, December 17, 2004POSTED: Friday, December 17, 2004
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


text: Hello Starting today, when I go to my live account(Hotmail), this popup appears above the taskbar for a moment then disappears. I have not yet had a chance to see what my options are but I think they are; cancel, allow, acceppt. I have run my Norton's Security Suite but nothing was there. I was trying out a new Kindle and it uses WIFI and my secure network. I had to spend some time trying to figure it out. Could this have led to a problem? It only occurs at the Hotmail site. I Googled it and it talked about cross scripting but I saw mention of a security breach. Do you have an understanding of what this is and what to do about it? Thank you Peter


text:
Notice: On March 31, it was announced that Statalist is moving from an email list to a forum. The old list will shut down on April 23, and its replacement, statalist.org is already up and running.
[Date Prev][Date Next][Thread Prev][Thread Next][Date Index][Thread Index]
Re: st: Stop Stata rounding up decimal places when import from Excel
Dan Blanchette <firstname.lastname@example.com>
Re: st: Stop Stata rounding up decimal places when import from Excel
Thu, 2 Aug 2012 09:28:00 -0400 (EDT)
I tested your value:
and -import excel- by default read in that column as a double
but set the format for that variable to be too small to show
all the values...so it looked like Stata rounded it but it
really did not. Try setting the format to be %15.0g so you
can see the full value.
Dan Blanchette
Research Programming Services
Carolina Population Center
University of North Carolina
On Wed, Aug 1, 2012 at 3:33 PM, <firstname.lastname@example.com> wrote:
In my excel file I have one variable that has 7 digits and 7 decimal places, e.g. 1234567.1234567.
When I import the file into Stata, it rounds up the decimal place of the variable to 1234567.12
How can I change the setting so that Stata would not round up my decimal places?
You need to make sure to import that variable as a double not as a float.
For (much) more see :
Hope this helps,
* For searches and help try:
* http://www.stata.com/help.cgi?search
* http://www.stata.com/support/statalist/faq
* http://www.ats.ucla.edu/stat/stata/


text:
Catfish Has His Own Predictions For 2013
Photo is screen shot from this video
-Busch Gardens will get a new thrill ride called the "Fiscal Cliff."
-Bravo announces the premiere of "Real Housewives of East Ybor."
-Unemployment numbers will no longer go up, because everyone who used to calculate them has been fired.
-2013 will FINALLY be the year the "Porky's" movie franchise is revived.
-Genetically engineered corn will butter and salt itself, and shove a stick up itself if at a county fair.
-Taylor Swift will write a song about an ex-boyfriend that's actually called "No Hard Feelings."
-Dr. Oz will develop a horrifying rash on his face he can neither explain nor cure.
-An early 8th grade draft pick will win the Heisman.
-Descendants of the Mayans will feel obligated to come up with a whole new calendar.
-Blake Shelton and Miranda Lambert will finally become famous enough that they get the tabloid hybrid name of "Bliranda."


text:
The Invisible Woman
Tuesday 7th January to 31st October 2013
Following its general release across cinemas in the UK on 7 February, the screen adaptation of The Invisible Woman was one of the most talked-about feature films on Dickens in recent years. Directed by 'Magwitch' Ralph Fiennes, who also stars as Dickens, The Invisible Woman is a lavish period bio-pic which was praised for its authentic approach to recreating the mid-Victorian world surrounding the author.
Our special exhibition looked at the design of the film, featuring BAFTA and Oscar-nominated costumes by Michael O'Connor (Academy Award Winner for The Duchess) and original set design drawings by Maria Djurkovic, as well as props from the film ranging from Dickens's Reading desk to letters designed to be burned in a bonfire. Commentary on the creative challenges during the making of the film as and the inspiration drawn from real objects and buildings (including objects from the Museum) gave visitors insight into how sets for Tavistock House, Gad's Hill Place and Wilkie Collins' home were devised.
A range of the fabulous costumes where placed in the rooms of 48 Doughty Street to show them against the context of our period rooms.


text:
Examples - Bust Buy, Comp usa, Radioshack
Purchases computers and equipment from many manufactures, and sell it to consumers.
Benefits- Employs people that are knowledgeable about computers that can help you make a decision on your purchase, they may also offer classes and training sessions on technology these services are best for people who may need help after their purchase.
Limitations- They are fairly expensive but their costs reflect the prices of buying the hardware software and maintaining the store and paying the staff.
Examples- Tiger direct, Newegg and CDW
When the vendor takes orders by telephone or from the internet and then the product is sent right to the consumer.
Benefits- Offer low prices, Best for people who wont need support and can troubleshoot by themselves.
Limitations- People who aren't experienced might be frustrated by the lack of support.
Examples- IBM, AMD and intell
Hardware manufactures that sell their product directly to their consumers without a middleman.
Benefits- Low prices skipping middleman, Each order is made to ship witch helps eliminate inventory.
Limitations- The manufacture has to provide technical support for its products, a costly service that requires large teams of technical support workers
Combine retail products with specialty Hardware and software.
Benefits- They can ensure that all the hardware and software you get from them will work together.
Limitations- They are the most expensive way to get hardware and software because they are often the only ones who specialized in a specific job.


text:
Social work practice consists of the professional application of social work values, principles, and techniques to one or more of the following ends: helping people obtain tangible services; counseling and psychotherapy with individuals, families, and groups; helping communities or groups provide or improve social and health services; and participating in legislative processes. The practice of social work requires knowledge of human development and behavior; of social and economic, and cultural institutions; and of the interaction of all these factors. Click here for more.
Being a credentialed social worker makes all the difference. Social workers who want recognition for their professional achievements and who want to unlock new career paths come to NASW for their credentials. Click here for more.
Specialty Practice Sections offers you the opportunity for professional development through live practice specific teleconferences, FREE CEs, social work chats, and e-Alerts. Click here for more.
6/1/2017Task Force of Social Workers of African Descent (TFSWAD)
6/3/2017Interpersonal Psychotherapy: Relationships and Well-Being, an Evidence Based Therapeutic Approach
6/5/2017Social Workers of European Descent Against Racism (SWEDAR)
6/6/2017The Coalition on Race, Diversity and Intersectionality (CRDI)
6/7/2017Social Workers Advancing the Human Animal Bond (SWAHAB)
50 Broadway, Suite 1001
New York, NY 10004
Phone: 212.668.0050
Fax: 212.668.0305


text:
Women bishops: The Church of England votes 'no'
Women bishops. Yep, that's right. They're different to men bishops. Different in one specific way - they don't exist. Because believe it or not, in this day and age when (almost) everyone has realised that women are just as great as men, women are still not allowed to be bishops.
But today (Tuesday 20 November) that was all set to change as the Church of England - or to be more precise it's legislative board the General Synod of the Church of England - gathered to vote on this issue. To finally put their hands up and say: "Oops, sorry guys, yeah we bad, we totally shouldn't discriminate against people based on their sex."
It's a bit of a no brainer right? And to add to that, the man taking over from Rowan Williams next year, Justin Welby, has also got his head screwed on and thinks that women should be allowed to be bishops.
That's why it was such shocking news when it was revealed today that the synod has decided that no, women cannot be bishops! It is, in our opinion, an absolutely ridiculous decision.
A church divided
Now it would be very easy to dismiss the whole of The Church of England as old, backwards, conservative women haters. But before you do that, take a look at the stats.
The Synod is divided into three sections - the House of Clergy, the House of Bishops and the House of Laity. For a vote to get through, a two thirds majority was needed in each.
Over two thirds of the House of Clergy and Bishops voted for women bishops, but it was the House of Laity that said no.
But it's even closer than that, the House of Laity voted 132 against women bishops, 74 for - if just 6 more people had voted for women bishops this would be a very different story (in fact, the House of Clergy voted 148 for, 45 against.)
An embarrassment
After about 12 years of debating this issue, many within the church say that this decision is a national embarrassment and does not represent the church. It certainly makes it easier for outsiders to mock The Church of England.
MPs have even said that this makes it even harder for them to defend the idea of bishops having seats in the House of Lords.
What now?
The House of Bishops are holding an emergency meeting to work out if there is anything they can do to deal with this legislature. If they don't achieve anything, it's another three years.
It's a shocking blow for The Church of England and rightly so - an institution that doesn't allow people a position based on their sex is out dated, unusual and down right embarrassing.


text:
Beware of the New Tick & Flea Products
There are new convenient products formulated to repel and kill ticks and fleas. They are made with fabric and have permethrin woven into the fibers. There are bandana, dog beds, dog playpens and other products. Beyond Pesticides is an organization that speaks out and warns the public about pesticides. They have an action alert about the permethrin fabric products.
Permethrin is a synthetic pyrethroid which is defined as a pesticide by the EPA. It is a poison. When insects eat or come in contact with permethrin it affects their nervous system causing insects to die. Although synthetic pyrethroids are often thought of as "safe as chrysanthemums," they are chemically engineered to be more toxic than natural pyrethroids. The government does not impose any regulation upon insecticides for pets. In fact, the EPA allows the manufacture and sale of pet products containing permethrin and other pesticides with little or no demonstration that a child's exposure to these ingredients would be safe. Just because these products are on store shelves does not mean they have been tested or can be presumed safe. My article Natural Flea & Tick Repellent contains products that are safe. Most conventional vets push these pesticides (neglecting to inform dog owners of the dangers) and I have a feeling that they will be recommending these permethrin products. I learned the hard way about the dangers of these pesticides as my little Chinese Crested mix experienced a seizure after application of a pesticide on-spot treatment. That scared the SH&* out of me and literally scared the SH&* (amongst other things) out of my dog!!!
The warning label information for K9 Advantix II (which contains permethrin) is pretty scary:
|Side Effects:Monitor your dog after application, Side effects, although very rare, may include signs of skin irritation such as redness, scratching, or other signs of discomfort. Gastrointestinal signs such as vomiting or diarrhea have also been reported. If these or otherK9 ADVANTIX…The disposal instructions should make you wonder a bit:If (the K9Advantix II applicator) is partly filled:
Call your local solid waste agency or 1-800-422-9874 for disposal instructions. Never place unused product down any indoor or outdoor drain.
Side effects (such as lethargy) occur, consult your veterinarian or call 1-800-422-9874.ENVIRONMENTAL HAZARDS
This product is extremely toxic to acquatic organisms, including fish and invertebrates. Do not add directly to water.
Notice the spelling error "acquatic." They threw in an extra "c." Whenever I see errors like that I wonder how many editors and departments gave their stamps of approval. You see, I am not an enormous multi-billion dollar corporation with tens of thousands of employees. I go solo. I just hate sloppiness – especially when it is being provided to consumers by well-staffed corporations who are selling potentially dangerous products. Making any errors (on of all things) a warning label which is critical to the welfare of people, many of whom have children and animals is unacceptable.
In all fairness, the product described above contains permethrin in a different form. Also, permethrin is one of the two pesticides in K9 Advanix II. I haven't actually read the label for the permethrin-embedded products, but in light of the toxicity and the environmental hazards, wouldn't you be just a bit concerned based upon reasonable inference?
Symptoms of permethrin toxicity in dogs include skin redness, itching, hair loss, sores and ulcers. GI tract symptoms included salivation, diarrhea and vomiting. Nervous system symptoms included lethargy, nervousness, movement problems, tremors and seizure.
Several on-spot treatments like K9 Advantix II contain permethrin. They are highly toxic to dogs. Remember – They KILL insects. There are warnings on the labels. Hmmm… Common sense dictates that when the same pesticide is embedded into fabric, there should be some concern.
The National Resource Defense Control (NRDC) reports that "many and perhaps most Americans believe that commercially available pesticides, such as those found in pet products, are tightly regulated by the government. In fact, they are not. Not until the passage of a 1996 law focused on pesticides in food did the Environmental Protection Agency (EPA) begin examining the risks from pesticides in pet products in earnest. To this day, the EPA allows the manufacture and sale of pet products containing hazardous insecticides with little or no demonstration that a child's exposure to these ingredients would be safe. Just because these products are on store shelves does not mean they have been tested or can be presumed safe."
Although this chemical is woven into the fabric and "appears" to be safe, I would keep my dogs away from it. I am not comfortable with this type of product and if you have a baby, please don't use these products. The EPA has neglected to perform adequate studies to ensure the safety of these products. Please check out my article Natural Flea & Tick Repellent to read more about good, bad, and the ugly (not necessarily in that order) of repellent products. You may make your own flea collar. Check out DIY Natural Flea Collar.
***Please keep in mind that I could easily promote this type of product. Please know that I adore and respect people who love their dogs. I gladly forgo commissions that are earned through the sales of products that I have reason to believe are harmful or do not meet my standards. When I recommend products, I do so with great thought. A great number of things I recommend I have tried myself or I have done plenty of critical research on. I am thankful to my readers for trusting my authenticity. If you see things on my website that interest you, please click onto those links and/or images. The purchases made through my website provide a small commission for me. I label these products as affiliate websites to abide by FCC regulations and provide transparency to my readers. Many of my affiliates carry products that have flea and tick products that I will NOT promote. I wanted to make my readers aware of that. Again, thank you for your support and please spread the word.
|"Beyond Pesticides Chemical Fact Sheet: Permethrin." Beyond Pesticides. Beyond Pesticides, Web. 8 Apr. 2015. <https://www.beyondpesticides.org/assets/media/documents/mosquito/documents/permethrin.pdf>.
"Compendium of Veterinary Products." Compendium of Veterinary Products. Bayer. Web. 9 Apr. 2015. <https://bayer.naccvp.com/index.php?username=country&password=msds&prodnum=1040072&id=1040072&m=product_basic_view>.
"Don't Fall for This Mistake with Your Pet's Pest Control…" Mercola.com. 3 Mar. 2011. Web. 8 Apr. 2015. <http://healthypets.mercola.com/sites/healthypets/archive/2011/03/03/toxic-and-unsafe-flea-and-tick-repellants-for-pets.aspx>.
"Poisons on Pets." NRDC:. 1 Nov. 2000. Web. 9 Apr. 2015. <http://www.nrdc.org/health/effects/pets/execsum.asp>.
6 Comments
Candice Sides
The manufacturer of these blankets and other cloth based items say that the permethrins do not get on or in your skin even when wet, and therefore the items are safe for pets and humans. The company that started making these items have lab tested them. I'm a registered vet tech and have seen too many times what Hartz and Spot-on can do. I have looked into these items for that reason and my company sells them too. If you have information that I have not seen on these items I would like to know. We do not want to sell anything that could harm pets.
Hi Canice-
Thank you so much for visiting my website and commenting.
I don't know for sure about the toxicity of the product, but the EPA has neglected to perform adequate studies to ensure the safety of such products for children and infants. Furthermore, The government does not impose any regulation upon insecticides for pets. It is not unreasonable to imagine a dog chewing at this type of product. I prefer to use products that dogs would be unable to physically access. A bandana can find its way into a dog's mouth and a tent or blanket can be licked or chewed. Many of these companies do in-house testing which usually tests out in favor of a product. When impartial third party testing is performed, results are more likely to be unbiased and accurate. I think the jury is still out on the safety of these products.
I added a link to my newest article so that you can check out how to make your own flea collar.
Please continue to enjoy my articles.
Hi Wendy-
Thank you for writing. The whole point is to make your dog healthy enough so that his immune system will not falter when bad things happen. There are natural ways to avoid ticks. That's why I use natural supplements and a species appropriate diet along with other natural preventives. After one of my dogs had a seizure from one of those tick and flea treatments and I saw all the side effects I realized that I need to use healthy alternatives in order to protect my dogs. It was negligent of my vet at the time to not warn me beforehand.
All the best
Hi Kathy-
Since my dog, Beverly (Bevi) had a seizure within moments of applying a topical tick & flea pesticide I became really critical of conventional vets. It catapulted me to write about natural alternatives that the majority of conventional vets neglect to study.
Thanks for visiting my website and for your question. I hate those products. There are options. I wrote an article on ticks & fleas. It might help you out. I am going to publish an article about heartworm really soon so I will have info. about that too. The most important thing is a raw diet (which I have written about in several articles). Insects are attracted to dogs who have poor nutrition as nutrition affects the body's chemistry and immune system. Dogs on a biologically appropriate diet don't have the extent of "doggie odor" than dogs on over-processed commercial diets. Pests love smelly dogs. I personally use the internal powder and a repellent spray. The problem with the internal powder is that it is a product that needs to build up in the system. I also sprinkle a little bit of diatomacious earth onto their bedding (just in case….). The article is Natural Tick & Flea Repellent.
Tick & flea products are not necessarily 100% effective. Fleas are mutating and becoming resistent to these pesticide products. Therefore, it is far better to repel pests (natural approach) as oppsed to kill (chemical products). If those chemicals are killing pests, keep in mind that they are very bad for dogs. Those chemicals penetrate into the dog's system – not a good thing.
If you have any questions or concerns please feel free to write back. Also, please spread the word about my website to others so that more people can benefit from the articles that I write.
All the best-


text:
Read More
Vacationing is easy in the Big Easy when you buy Festiva Resorts Frenchmen Orleans timeshares. New Orleans is where you go for great food, great music, amazing architecture, and the captivating culture that is distinctly "Nawlins."
Known as, "the City that Care Forgot," every time you plan a New Orleans timeshare vacation at Festiva Resorts Frenchmen Orleans, you leave your daily cares and worries behind; you are on holiday, New Orleans style! When you are in this magical city, you can don a sparkly mask, dance in the streets, enjoy one tasty beignet too many, and escape the ordinary in that special way that only happens when you vacation in Louisiana's most famous destination.
The Frenchmen Orleans vacation ownership resort is part of the Festiva Resorts family, making it an ideal timeshare resale to own or to exchange into as a Festiva timeshare resale owner.
Jazz Up Your Vacations, New Orleans Style with a Festiva Resorts Frenchmen Orleans Timeshare
Located on the edge of the French Quarter, from your timeshare you can walk to many of the attractions you want to see or grab a streetcar and head to the French Market and the arts district of Frenchmen Street. Start your morning at the Café du Monde, known for its chicory-laced cafe au lait and French pastries and then take a walking tour of historic buildings with their distinctive Spanish Colonial architecture.
Grab lunch at one of the many cafes that will tempt you with po'boy sandwiches, jambalaya, Louisiana crawfish etouffee, Cajun-style gumbo, and the brown sugar sweetness of pralines for dessert. Recharged, you will be ready to go again, shopping, touring the St. Louis Cemetery (you've seen it in the movies so many times), and then strolling casually through Jackson Square Park, a popular hangout for artists and street musicians since the early 1900s.
By evening, you'll be ready to head back to your Festiva Resorts Frenchmen Orleans timeshare and trade your walking shoes for dancing shoes. The city's legendary Bourbon Street comes alive with nightspots, cafes, and music clubs that turn out the best of Dixieland Jazz and New Orleans Blues. And don't forget, your Festiva timeshare is right in the center of several popular music clubs… your evening's entertainment could easily be only steps away from your front door.
Frenchmen Orleans Timeshares: Modern Convenience, Old World Style
Offering you 1- and 2-bedroom timeshare unit floor plans, your Frenchmen Orleans Resort vacation villa has a full kitchen, a separate living area, whirlpool tubs in the private bathrooms, cable or satellite television service, a DVD player, wireless internet access, private balconies, and charming hardwood floors. Amenities include daily housekeeping, a private courtyard for Festiva Resorts timeshare owners and guests, a swimming pool, and a spa hot tub.
With timeshares at Festiva Resorts Frenchmen Orleans located near the front of the building, you gain an interesting vantage point to the music clubs and high-energy nightlife that is just outside the resort property's front gates—perfect for watching the rhythmic ebb and flow of life in the French Quarter.
Timeshare units located closer to the back of the Festiva Resort property often have balconies that face the resort's quieter courtyard or overlook its pool. If you are seeking both convenience and serenity, select a timeshare unit that is near the back and on the first floor; you'll be handy to the secured parking - accessed only by Festiva timeshare owners and guests.
Easy to Buy, Easy to Own, Big Easy New Orleans Timeshare Resales
Save your doubloons for Mardi Gras week at your new Festiva Resorts Frenchmen Orleans timeshare. There is no better value in timeshare ownership than to buy a timeshare resale, directly from the current owner. At BuyaTimeshare.com, we make that easy to do. Call us, we'll show you how.


text:
- Last login Nov 12, 14 @ 6:25 am
Small DENIM Questions Thread
anyone know anything that fits like levi's 510's my favourite fit and can't find anything that fits similar ?2 Weeks ago in Denim
help !
thanks for the reply man! what do i look for on facebook ?2 Weeks ago in Europe
help !
anyone know anywhere other than ebay i can find asics collabs, no where on ebay ever has my size its so annoying !2 Weeks ago in Europe
Asics collabs
im new to the sneaker game and was wondering is there anywhere apart from ebay to find asics collabs seen alot i really like but can't find my size anywhere any suggestions would be great !2 Weeks ago in Brands
New Balance Discuss
hey i've just started in the whole sneaker thing i'm totally addicted and love new balances was just wondering which models are the really rare ones and ones to look out for any help would be amazing !2 Weeks ago in Brands


text:
We use cookies to make your experience better. To comply with the new e-Privacy directive, we need to ask for your consent to set the cookies. Learn more.
Sharp & Dapper Shirt Stays - Black
A key handmade piece to ensure confidence knowing your shirt will never come untucked.
Delivery Summary
UK Standard Delivery:
(Within 3-5days): FREE on all orders over £70
International Delivery:
FREE on all orders over £70
This is a key piece to ensure you look your best. Handmade by Durham & Johan in Notting Hill, London. They give you confidence knowing your shirt will never come untucked.
You can read about the product origins from their creator here read now >
A guide to using Shirt Stays from Mr Sharp & Dapper himself
Write Your Own Review
UK Standard Delivery (within 3-5days): FREE on all orders over £70
UK Next Day Delivery (available until 2pm MON-THURS): £8
International Delivery: FROM £7 (attain your quote in the basket), or FREE on all orders over £70
Unfortunately we are unable to ship colognes internationally due to hazardous goods restrictions. For more information read our complete Deliveries & Returns.


text:
Tuesday, Dec 11 • 12:40 p.m. (ET)
The State of Games
Tuesday, Dec 11 • 1 p.m. (ET)
Making College More Affordable
Tuesday, Dec 11 • 1:20 p.m. (ET)
Unruly Americans
Most Recent Shows
A Georgetown Falafel Shop Is Working To Help Solve the Refugee Crisis
Inside an 800-square-foot shop, D.C.-based social entrepreneur Ahmad Ashkar is using his Mom's falafel recipe to raise money for refugees.
Rockville Bans Smoking in Outdoor Dining Areas
Smokers won't be able to light up in Rockville's outdoor dining areas following the passage of an ordinance by the City Council.
Your Turn: The Week In Local Protests
Kojo invites Washingtonians to discuss last week's biggest demonstrations: The Turkish security force's violent crackdown on demonstrators in Sheridan Circle, the politically-charged light projections on Trump's D.C. hotel, one Georgetown professor's confrontation of a known white Nationalist at a local gym and more.
How Will New Federal Drug Sentencing Directives Affect Our Region?
U.S. Attorney General Jeff Sessions has issued a sentencing directive for federal prosecutors mandating they "pursue the most serious, readily provable offense" for cases. How will the new federal sentencing directives and return of mandatory minimums impact our region?
Plans For A New D.C. Jail Spark Concerns About Transparency
There is a new jail in the works in the District. But some are concerned the city hasn't been transparent enough about its plans.


text:
Foods, Nutrients and Calories
Cranberry sauce, canned, sweetened weigh(s) 292.7 gram per (metric cup) or 9.77 ounce per (US cup), and contain(s) 159.42 calories per 100 grams or ≈3.527 ounces [ calories | weight to volume | volume to weight | price | density ]
Gravels and Substrates
CaribSea, Freshwater, Eco-Complete Cichlid, Gravel density is equal to 1153.33 kg/m³ or 72 lb/ft³ with specific gravity of 1.15333 relative to pure water. Calculate how much of this gravel is required to attain a specific depth in a cylinder, quarter cylinder or in a rectangular shaped aquarium or pond [ weight to volume | volume to weight | price ]
Materials and Substances
Coal, Bituminous broken weigh(s) 0.833 gram per (cubic centimeter) or 0.482 ounce per (cubic inch) [ weight to volume | volume to weight | price | density ]
What is kilocalorie per second?
A kilocalorie per second (kcal/sec) is a non-SI (non-System International) measurement unit of power.read more...»
What is energy or heat measurement?
for energy units details see belowread more...»


text: Classic Charles Krug Winery WeddingIn case you're just joining us this morning, today is our unofficial "SMP hearts Jessica (photographer) and Jacin (planner + designer) day." A day where we get to swoon the work of this crazy talented twosome with features from morning til' night. And nextRead More On SMP


text:
Getting Disclosure Right on Securities Lending by ETFs
April 18, 2011
Transparency is a popular buzzword in the securities industry of late. It's the stock answer to what regulators want about anything that has to do with risk in financial markets.
The latest twist: Analysts and legal experts are questioning whether exchange-traded funds should disclose more about how much they earn from securities lending activities-and what risks are involved.
The debate has been sparked by an announcement made by the world's largest ETF provider, iShares, in January that it would disclose a lot more about its securities lending activities in its quarterly statements.
"For some advisers and investors, knowing the securities practices of an ETF doesn't provide any comfort as to how well the ETF will do, while for others it provides a barometer as to how much expenses will be offset, by earning a return on securities that the fund lends out to borrowers," said Scott Burns, director of ETF research for Morningstar.
There are two kinds of securities lending that take place when it comes to ETFs: lending shares of the ETF overall, and lending of the shares of individual securities held within the fund.
The ETF sponsor can lend out shares of the underlying stocks held by the ETF to earn revenues, which will increase the total return of the fund. The borrowers are typically large brokerage firms, which in turn may lend them out to their own fund manager clients, often hedge funds.
"There is a great disparity in how much information is offered by exchange-traded funds about their securities lending practices," said Dave Nadig, director of research for IndexUniverse.com, a San Francisco-based publication and research firm specializing in exchange-traded funds. "Investors and advisers should know more about the revenues earned, the split with securities lending managers and any risk management practices."
Securities lending has attracted greater scrutiny since the bankruptcy of Lehman Brothers in 2008 led to heightened concerns about counterparty risk.
In that case, fund managers lent securities to Lehman-and couldn't get them back. The lesson: One of the key risks with securities lending is that a borrower of shares could default on its commitment to return borrowed securities and the value of any collateral might fail to cover the cost of repurchasing the assets lent out.
ETFs do disclose in their prospectuses whether or not they are engaging in securities lending activities and how they mitigate the risk involved if their counterparty should default in their prospectuses.
However, it is far more difficult to find information on how much net revenue they bring in from the lending. Also undisclosed is how interest earned from securities lending is divided between the fund itself-to benefit investors-and the manager of the securities lending program. The more money the ETF pays to the manager of its securities lending program, the less money is left for the investors to offset administrative expenses of the fund.
Listing the split, or how much revenue is kept by the ETF provider versus how much goes to fund investors, would illustrate to investors how much of the fund's fee potentially would be offset by share-lending activities. For instance, if the fund got to keep all of the share-lending revenue, investor returns would increase far more.
"Our securities lending practices are fully disclosed in our funds' annual reports," said Linda Wolohan, a spokeswoman for Vanguard.
Among those disclosures are the fact that Vanguard holds collateral from its counterparty that is worth 102% to 105% of the securities lent out and that the borrowed securities are valued on a daily basis. The collateral is also invested in a diversified portfolio of money-market instruments.
However, is the information actually used by investors or advisers to decide which ETFs they should buy or recommend? IndexUniverse's Nadig thinks so. "They will be looking at how much the revenues earned offset the expenses to the fund," he said. "Knowing the fee split with the lending manager might push some investors to choose a different ETF product," said Morningstar's Burns.
Others aren't so certain. "The revenues earned from securities lending don't affect the actual net asset value of the ETF's shares and the risk of financial loss due to securities lending being minimal if any," said Gary Gastineau, president of ETF Consultants, a Summit, N.J. firm specializing in ETF management. "The lending agent usually guarantees that there will not be a loss from the lending program."


text:
Roscoe Goose
|Roscoe Goose
|Jockey / Trainer / Owner
|Louisville, Kentucky, U.S.
|Birth date
|January 21, 1891
|Death date
|June 11, 1971
|Career wins
|Not found
|Major racing wins, honours & awards
|Major racing wins
Clark Handicap (1913)
Kentucky Derby (1913)
As a trainer:
Arlington-Washington Lassie Stakes (1940)
|Kentucky Athletic Hall of Fame (1963)
|Significant horses
Roscoe Tarleton Goose (January 21, 1891 - June 11, 1971) was an American jockey in Thoroughbred horse racing who was one of the inaugural class of inductees in the Kentucky Athletic Hall of Fame.
Born near Louisville, Kentucky, Roscoe Goose won a number of races, the most important of which came in 1913 when he captured the Kentucky Derby with the colt, Donerail. Sent off at 91:1 odds, Roscoe Goose stunned racing fans with a win that returned backers $184.90 for a $2 wager, a Derby record which still stands. Dubbed The Golden Goose, when his career as a jockey came to an end he remained in the Thoroughbred racing industry as a trainer and an owner. In 1928, he was the leading trainer at Arlington Park in Chicago and in 1931 was training at Ellis Park Racecourse in Henderson, Kentucky. [1]. In 1940 he was back at Chicago's Arlington Park where he trained the winner of the Arlington-Washington Lassie Stakes.
Roscoe Goose also acted as an adviser to buyers of horses and served as president of the Kentucky Thoroughbred Breeders Association for three years. Success in racing and wise management of his money made him a very wealthy man. In 1974, author Ruby Earl, with an introduction by U.S. Racing Hall of Fame inductee Eddie Arcaro, told his life story in a book titled The Golden Goose; story of the jockey who won the most stunning Kentucky Derby and then became a millionaire.
Roscoe Goose and Jimmy Winkfield
In his 2004 book Wink: The Incredible Life and Epic Journey of Jimmy Winkfield, author Ed Hotaling wrote of an incident involving Roscoe Goose at one the events leading up to the May 6, 1961 running of the Kentucky Derby. Told to the author by Jimmy Winkfield's son, the story was part of publisher McGraw-Hill's press release and has been repeated in numerous publications. The book recounts what happened when Winkfield, an African-American jockey and two-time winner of the Derby who was inducted in the U.S. Racing Hall of Fame in 2004, was an invited guest at the National Turfwriters Association banquet held at Louisville's historic Brown Hotel. On his arrival, Winkfield and his daughter Liliane were denied entrance through the front door of the still segregated hotel. Decades earlier, prejudice had forced Winkfield out of American racing and he had had to seek work and a new life in Europe. Now, the seventy-nine-year-old Winkfield stood his ground and requested they be allowed in. They were eventually admitted but received the cold shoulder from everyone and were left to sit alone at their table. However, when Roscoe Goose recognized who it was, the white millionaire came over and spent time at their table. Included in Ed Hotaling's book is one of the last public photos ever taken of Jimmy Winkfield showing him and Roscoe Goose sitting together at the ensuing running of the Kentucky Derby.
In 1963, Roscoe Goose was one of the inaugural class of inductees in the Kentucky Athletic Hall of Fame. He is honored with an engraved bronze plaque on display at the Kentucky Fair & Exposition Center's Freedom Hall in Louisville.
Roscoe Goose died in Louisville, Kentucky in 1971 at the age of eighty. He is buried there in the Cave Hill Cemetery. His brother Carl was also a jockey who won the 1913 Kentucky Oaks but who was killed at age twenty-two in a racing accident on October 15, 1915 at Latonia Race Track. [2]
- Ruby, Earl. The Golden Goose; story of the jockey who won the most stunning Kentucky Derby and then became a millionaire; story of the jockey who won the most stunning Kentucky Derby and then became a millionaire (1974) Edco Vis Associates Inc & The Thoroughbred Record Co Inc. ASIN B0006CGR90
- MAY 5, 2005 article at the National Museum of Racing and Hall of Fame on Jimmy Winkfield and Roscoe Goose
|The above article was imported from Wikipedia.org on 08/24/2010 and may be a modified version of the Original Wikipedia article. See this article's history page for a list of revisions which may have occurred after import. This article is displayed here courtesy of the Wikimedia Foundation, Wikipedia, and its authors/contributors in compliance with the Wikimedia Terms of Use Agreement. This article was imported and is licensed under the terms of the Creative Commons Attribution/Share-Alike License 3.0 (CC-BY-SA). Clicking on photos, videos, or drawings in this article will display copyright and license information for that non-text media where available.