text:
Risk-based approach workbook
Life insurance companies, brokers and agents
July 22nd, 2016
Risk-based approach workbook for life insurance companies, brokers and agents (PDF version, 299 KB)
FINTRAC has designed this workbook to help you with your risk-based approach (RBA). It is structured to help you identify risks by products, services and delivery channels; clients and business relationships; geography and other relevant factors. It will also help you implement effective measures and monitor the money laundering and terrorist financing (ML/TF) risks you may encounter as part of your activities and business relationships.
For more detailed information on implementing a risk assessment, please refer to the information contained in the FINTRAC Guidance on the Risk-Based Approach and Guideline 4: Implementation of a Compliance Regime.
Who should use this document?
This document was designed for small life insurance companies, brokers or independent agents.
A life insurance company means one regulated by provincial legislation or to which the Insurance Companies Act applies. A life insurance broker or agent means an individual or entity that is registered or licensed provincially to carry on the business of arranging life insurance contracts.
How should you assess your risks?
As part of your risk assessment, you need to identify the areas of your business that are vulnerable to being used by criminals for conducting money laundering or terrorist financing (ML/TF) activities.
This means that you need to assess the risks associated with all your business services and activities, and develop a risk assessment specific to your situation. This means that your risk assessment may differ from the risk assessment of your parent company (if applicable). Specifically, you must address the following four areas:
- Products, services, and delivery channels;
- Geography;
- Clients and business relationships; and
- Other relevant factors.
To do so, you need to consider the types of clients you deal with, the products and services you provide, how you deliver your products and services and the location of your business.
If you identify situations that represent a high risk of ML/TF activities, you need to control these risks by implementing mitigation measures, including conducting enhanced ongoing monitoring and keeping client information up to date. This will be further explained in the document.
Risk-based approach cycle
The following cycle represents the main steps of your risk-based approach:
- identification of your inherent risks;
- creating risk-reduction measures and key controls;
- implementing your risk-based approach; and
- reviewing your risk-based approach.
View the text equivalent
Identification of your inherent risks
Products, services and delivery channels:
Products, services and delivery channels offered that may pose higher risks of ML/TF.
Location of your business and activities in relation to certain landmarks, populations or events.
Other relevant factors:
Other factors that are relevant to your business
Clients and business relationships:
Inherent risks linked to the nature and type of business that your clientele has with you through:
- the products, services and delivery channels they utilize;
- their geography; and
- their characteristics and patterns of activities.
Create risk-reduction measures and key controls:
Risk mitigation is about implementing controls to limit the ML/TF risks you have identified while conducting your risk assessment.
When your risk assessment determines that risk is high for ML/TF, you will have to develop written risk mitigation strategies and apply them to the high-risk situations or clients you have identified.
Implement your risk-based approach:
Once you have gone through the risk assessment exercise, you will apply your risk-based approach as part of your day-to-day activities.
It is important that your compliance policies and procedures are communicated, understood and adhered to by all the staff dealing with clients.
Review your risk-based approach:
Part of your risk assessment must also include a periodic review (minimum every 2 years) to test the effectiveness of your compliance regime.
This will help evaluate the need to modify existing policies and procedures or to implement new ones. A risk-based approach is not a static exercise. The risks identified will change or evolve over time as new products or new threats enter your business context.
To better assess your inherent risks effectively, you can divide your risk assessment into two parts:
- Business-based risk assessment: your products, services and delivery channels; the geographical location in which your business operates along with other relevant factors.
- Relationship-based risk assessment: products and services your clients utilize the geographical locations in which they operate or do business as well as their activities, transaction patterns, etc.
It is important to note that there is no prescribed methodology for the assessment of risks. What follows is FINTRAC's suggested assessment process which will need to be adapted to your business situation. Although presented separately, parts 1 and 2 could be done simultaneously. You can also create your own assessment process.
1-Business-based risk assessment
Products, services and delivery channel
As a life insurance company, broker or agent, you must assess all your products, services and delivery channels to determine if they pose a high risk of ML/TF. This includes, but is not limited to aspects related to:
- Insurance products: individual life, group life, health/illness, mortgage, group benefits
- Retirement planning: RRSP, RRIF, other annuities
- Wealth management: RESP, TFSA, mutual funds
- Non-registered savings plans
To help you in your assessment, you may consider the following:
- Assess the products and services by the type of client they are directed to (e.g. corporate, individuals, wholesale, retail, etc.)
- Do the products and services you provide allow your client to engage in high-risk transactions?
- How do you provide your product? Do clients have to come to your location to obtain a product or service, or can they conduct a transaction through an intermediary, over the phone, by fax or online?
Some examples of potentially high-risk products, services and delivery channels are:
- Offering products and services by non-face-to-face means (phone, fax, online). These delivery channels may pose higher risks as it may be more difficult for your business to identify the client.
- The use of intermediate corporate vehicles or other structures that have no apparent rationale, or that unnecessarily increase the complexity of the policy ownership, or that otherwise result in a lack of transparency. The use of such vehicles or structures without an acceptable explanation increases the risk.
- Products offered through agents may add a second level of scrutiny to the insurer, which may lower the risk. However, when a third party identifies clients on your behalf, this may also pose a greater risk since they may not be properly following policies and procedures to identify clients.
For examples on how to assess risk for products, services and delivery methods, see the FINTRAC Guidance on the Risk-Based Approach.
Assess whether your own office location, the countries to which you transfer funds, and the countries from which you receive funds could pose a high risk for ML/TF activities.
In the assessment of your geography, you have to consider whether the geographic locations in which you operate or undertake activities potentially pose a high risk for money laundering and terrorist financing. Depending on your business and operations, this can range from your immediate surroundings, whether rural or urban, to a province or territory, multiple jurisdictions within Canada (domestic) or other countries.
Some examples of geographic elements that need to be reflected in your assessment are:
- Areas with high crime rates may present additional ML/TF risks.
- A rural area where clients are known to you could present a lesser risk compared to a large city where new clients and anonymity are more likely. However, the known presence of organized crime in a rural area would obviously present a higher risk.
- Is your business close to a border-crossing? Proximity to a border-crossing could increase the risk due to the fact that your business may be the first point of entry into the financial system.
- If you provide services to- foreign clients who are based in countries subject to sanctions, embargoes or other measures you should consider that as high-risk. For example, the United Nations will occasionally issue an advisory about a certain country. Refer to:
For more examples on how to assess risk for geographic locations, see the FINTRAC Guidance on the Risk-Based Approach.
Other factors relevant to your business (if applicable)
Assess other factors that may apply to your business that do not fall in the other categories. There may be something about your business that can make it more attractive to individuals who want to carry out ML/TF activities.
Some examples that may apply to you are:
- Your operational structure, size, number of branches and employees such as:
- A business with a high employee turnover.
- A business where newer staff are not adequately supervised.
- The number of broker/agent organizations that also sell to clients.
- "Gatekeepers" such as accountants, lawyers, or other professionals holding accounts, policies, or contracts at an insurance company, acting on behalf of their clients, and where the insurance company places a high level of reliance on the gatekeeper.
- Trends and typologies for your respective activity sector may include specific elements of risks that your business should consider.
Business-based risk assessment worksheet
The following worksheet is for illustrative purposes only (please see additional instructions in Annex A). Using this worksheet could be an easy way for your entity to present the inherent risks related to your business, or you may develop your own worksheet.
Note: The information below is provided as an example only. Your entity may have more risk factors to consider. Furthermore, you may have different risk ratings. For more options, you can consult the matrix included in the FINTRAC Guidance on the Risk-Based Approach.
|Column A:
Identify all the factors that apply to your business (i.e. products, services and delivery channels, geography, other relevant factors)
|Column B:
Assess each factor (e.g. low, medium or high)
|Column C:
Explain why you assigned that particular rating
|Column D:
|When the insurer, the client and the beneficiary of a policy are in different locations.
|Ascertaining the client's identity or the beneficial ownership information of an entity when they are in different locations may be difficult to obtain and may present higher risk if done non-face-to-face.
|Products with liquidity features such as "free look period" products.
|Potential for 'placement', the insertion of criminal proceeds into legitimate insurance products.
|Products such as individual variable insurance contracts which have flexible and unlimited purchasing and redemption features.
|Potential for 'placement', the insertion of criminal proceeds into legitimate insurance products.
2-Relationship-based risk assessment (i.e. your clients)
If you have a business relationship, you need to make a risk assessment based on the inherent characteristics of your client. This can be done based on the combination of the following factors, some of which were identified in the previous section:
- The products, services and delivery channels your client uses;
- The geography related to your client (at which location is the client conducting the transaction and to/from which country is the client sending/receiving money); and
- Your client's characteristics and your client's activities and transaction patterns.
However, it is possible that your business is dealing with clients outside of a business relationship. The interactions with these clients may be sporadic (e.g. few transactions over time that are under the identification threshold requirement or even a single transaction). As such, there will not be a lot of information available for your business to fully assess this client (as opposed to a client in a business relationship with information, patterns of activities, etc.). The risk assessment of such clients will most likely focus on the monitoring of transactions as opposed to having a client file. This monitoring is basically your obligation to report a suspicious transaction if you suspect that the transaction is related to a money laundering or terrorist financing offence.
If you do not have business relationships, it is not necessary for you to complete the Relationship-based risk assessment worksheet. However, if you have high-risk clients outside a business relationship, you need to include them in the following worksheet.
Below are some examples of client and transaction characteristics that can be considered high-risk:
- Client produces documentation that appears to be counterfeit, altered or inaccurate.
- A client makes non-face-to-face transactions or conducts business only through your agents.
- A client who is not a local resident or is outside your normal customer base.
- Behaviour or transactions that are unusual compared to other similar clients.
- You are aware or you become aware, from a reliable source (that can include media or other open sources), that a client is suspected of being involved in illegal activity.
- A client cancels a life insurance policy shortly after it was purchased or within the 10-day free look period, and requests a refund in the form of a cheque (especially if made out to a third party).
- A client who has policies with multiple institutions, without reasonable explanation or discernible purpose.
- A client is based in, or conducts business in a country with known higher corruption, known organized criminal activity, is known to be a tax haven or is known to have links to terrorist organizations.
- A client requests an insurance product for no discernible purpose and is reluctant to divulge the reason for the investment.
- The client's investment in insurance products disproportional to their economic profile.
- A client cancels an investment or insurance policy soon after purchase.
- A client shows more interest in the terms of cancellation or surrender of an insurance contract than in the long-term results of the investment or the costs associated with terminating the contract.
- The client accepts very unfavourable conditions that unrelated to his or her health or age.
- Frequent and unexplained movement of accounts, policies, contracts, or funds to different insurance companies or other financial institutions.
- Unusual payment methods, payment frequency or payment value.
- The product's benefits are transferred to apparently unrelated third parties.
- Cash is offered when other payment instruments would be the norm.
- Third parties are involved in paying the premiums or in other matters involving the policy.
- A premium is overpaid and the surplus is directed to a third party.
- A life insurance product is used in a way that resembles a bank account (additional premium payments and frequent partial redemptions).
- Unexplained early redemption or unexplained redemption with important penalties.
- The first payment (premium) to pay for the insurance policy is from a foreign bank account.
Please note that the following indicators, when encountered, will place clients in the overall high-risk category, regardless of other factors:
- If you file a Terrorist Property Report, the client automatically becomes high-risk;
- An individual with foreign government connections (Politically Exposed Foreign Persons);
- An entity that has a complex business structure which conceals the identity of its beneficial owners.
For more examples of how to assess risk for client and business relationships, see the FINTRAC Guidance on the Risk-Based Approach.
Relationship-based risk assessment worksheet
The following worksheet is for illustrative purposes (please see additional instructions in Annex B). Using this worksheet could be an easy way for your entity to present the inherent risks related to your business relationships, or you may develop your own worksheet.
This worksheet is to assess all your business relationships and high-risk clients. For more information on business relationships, see 6A: Life Insurance Companies, Brokers and Agents, section 5 Ongoing Monitoring of Business relationship and related records.
Note: The information below is provided as an example only. For more options, you can consult the matrix included in the FINTRAC Guidance on the Risk-Based Approach.
|Column A:
Identify all your business relationships or high risk clients (individually or as groupings)
|Column B:
Assess each business relationship (e.g. low, medium or high)
|Column C:
Explain why you assigned that particular rating
|Column D:
|Column E:
|Column F:
|Column G:
|Group A / Client A
|Standard transactions conducted in person in line with the client's profile.
Clients using intermediaries or non-face-to-face channels:
|Difficulty in establishing the identity of clients
|Obtain independent verification of client information from a credible source.
Conduct certain transactions only in person.
Require management approval for the establishment or termination of an account, policy, contract or business relationship.
|Ask the client to confirm and update their information at every transaction.
|Set parameters for transactions that will trigger early warning signals and require a mandatory review.
Clients making decisions with no apparent economic purpose:
|Decisions or transactions are inconsistent with those of other clients with similar profiles.
Seek additional information beyond the minimum requirements to ascertain the client's identity or the beneficial ownership information of an entity.
Establish more stringent thresholds for ascertaining identification
|Require management approval for the establishment or termination of an account, policy, contract, or business relationship.
|Ask the client to confirm and update identification information when opening at every transaction.
|Identify patterns of transaction that require further examination.
Instructions to complete the Business-based risk assessment worksheet (Products, services and delivery channels; geography; other relevant factors)
|Column A:
|List of factors
|Describe your products, services, delivery channels, factors related to your geographical location(s) and other relevant factors.
|Column B:
|Risk rating
Rate each risk factor (products, services, delivery channels, factors related to geographic location(s) and other relevant factor).
Please note that the PCMLTFA and Regulations do not require you to use a low, medium and high scale. You could decide to have low and high risk categories or to have a more complex rating scale. A scale must be established, tailored to the size and type of business you have.
|Column C:
|Provide the reasons why you assigned a particular risk rating to each product, service, delivery channel, geography, or other relevant factor. You can make reference to a website, a publication, a report, etc.
|Column D:
|Describe mitigation measures for high-risk factors
By law, all factors identified as "high-risk" must be addressed with documented mitigation measures. You have to write policies and procedures to explain how you are going to reduce and how you will control these risks in your day-to-day activities.
Below are some examples of mitigation measures you may want to consider (not an exhaustive list):
For more examples of controls or ways to reduce risks, see the FINTRAC Guidance on the Risk-Based Approach and Guideline 4: 6.2.1 Measures to mitigate the risks.
Instructions to complete the Relationship-based worksheet (clients and business relationships)
|Column A:
|Business relationships or high-risk clients.
|Identify all your business relationships and high-risk clients. You may decide to risk assess each business relationship separately or to do so by groups that share similar characteristics.
|Column B:
|Risk rating
Rate each business relationship.
You can use a scale of low, medium and high to rate your business relationship. Please note that the PCMLTFA and Regulations do not require you to use a low, medium and high scale. You could decide to have low and high risk categories or to have a more complex rating scale.
|Column C:
|Provide the reasons why you assigned a particular risk rating to each client type/business relationship.
|Column D:
|Describe enhanced measures to ascertain the identity of high-risk clients or to confirm the existence of a high-risk entity
You need to describe how identification was ascertained or how the existence of an entity was confirmed for each high-risk business relationship and high-risk client.
Below are some examples:
For more information on beneficial ownership, see Guideline 4: 6.3: Keeping client information, beneficial ownership and business relationship information up to date.
|Column E:
|Describe mitigation measures for high-risk business relationships
You need to put controls in place for each high-risk business relationship and high-risk client that you identified.
Below are some examples of mitigation measures that you may want to consider (not an exhaustive list):
For more examples of controls or ways to reduce the risk, see Guideline 4: 6.2.1 Measures to mitigate the risks.
|Column F:
|Describe how you will keep client information and beneficial ownership information up to date for high-risk business relationships
You have to develop policies on how often and how you will update the client information of high-risk business relationships and high-risk clients.
The information that needs to be updated generally includes:
Measures to keep client identification up to date include asking the client to provide information to confirm or update their identification information. For example, you may ask a client for an additional piece of identification. You may also confirm the information through public sources if available.
Keep beneficial ownership up to date
You need to keep the beneficial ownership of all your high-risk business relationships up to date. Describe the frequency and your process to update this information in this section of the worksheet.
For more information on beneficial ownership, see Guideline 4: 6.3: Keeping client information, beneficial ownership and business relationship information up to date.
|Column G:
|Describe enhanced monitoring for high-risk business relationships
For all business relationships, you will need to conduct ongoing monitoring. This means that you will monitor your business relationships on a periodic basis for the purpose of:
However, for high-risk business relationships and high-risk clients, you need to conduct monitoring more frequently and with more scrutiny than with your other business relationships. This is called enhanced monitoring.
Describe all aspects of your enhanced monitoring:
Examples of how enhanced monitoring is conducted and reviewed for high-risk business relationships:
For more information on enhanced ongoing monitoring, see Guideline 4: 6.4 Ongoing monitoring of business relationships.
Glossary and useful links
- Beneficial ownership:
- Beneficial ownership refers to the identity of the individuals who ultimately control a corporation or entity. You must search through as many levels of information as necessary in order to determine beneficial ownership.
- Business relationship:
You enter into a business relationship when you conduct two or more transactions in which you have to:
- ascertain the identity of the individual; or
- confirm the existence of a corporation or other entity
- Delivery channels:
- Medium that can be used to obtain a product or service, or through which transactions can be conducted.
- The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), is Canada's financial intelligence unit.
- Inherent risks:
- Risk that exists before the application of controls or mitigation measures.
- Mitigation measures:
- Controls put in place to limit the potential money laundering and terrorist financing risks you have identified while conducting your risk assessment.
- Non-face-to-face transactions:
- Transactions where the client is not physically present (for example, Internet, telephone or mail).
- Politically exposed foreign persons:
- Individual who holds or has held specific offices or positions in or on behalf of a foreign country (also includes some of their family members).
- Risk-based approach:
In the context of ML/TF, a risk-based approach is a process that encompasses the following:
- The risk assessment of your business activities and clients using certain prescribed elements: Products, services and delivery channels; geography; clients and business relationships; and other relevant factors.
- The mitigation of risk through the implementation of controls and measures;
- Keeping client identification and business relationship information up to date; and
- The ongoing monitoring of transactions and business relationships.
- Third party:
- Individual or entity other than the individual who conducts the transaction. When you are determining whether a third party is involved, it is not about who "owns" the money, but rather about who gives instructions to deal with the money.
- Vulnerabilities:
- Elements of a business that could be exploited. In the ML/TF context, vulnerabilities could be weak controls within a business offering high-risk products or services.
Regulatory references:
Guideline 1: Backgrounder:
Guideline 2: Suspicious transactions (includes ML/TF indicators):
Guideline 4: Implementation of a compliance regime:
Guideline 6A: Record keeping and client identification:
RBA Guidance document:
Trends in Canadian suspicious transaction reporting (STRs) – Part 1:
FATF Guidance for a Risk-Based Approach – Guidance for the Life Insurance Sector:
International Association of Insurance Supervisors, Guidance Paper on Anti-Money Laundering and
Combating the Financing of Terrorism
- Date Modified:


text:
Flap Airlock® Valves
/ Premiere Valve
/ Radial Valve
/ Low Profile Valve
/ Pollution Control Valve
/ Isolation Gates
/ High-Cycling Gate
& Drawings
3D Gate Demonstration
Sheet (PDF)
/ Maintenance Gate
/ Applications
Success Stories
Capacity Chart (PDF)
Product Installation Manuals
Complete Product Catalog
Slide / Isolation Gates
Multi-purpose gates that provide exceptional stand-alone
performance, as well as in combination with Plattco's
Double Flap Airlock® Valves as part of an integrated
material handling system.
Our High-Cycling gates have
been engineered to minimize air leakage and prevent
material jams with a premium quality, non-plugging throttle
gate that results in high cycling with minimal wear.
Excellence in Design:
Companies around the world choose Plattco slide gates
because they need a solution that will minimize
air leakage; perform in high-pressure
and extreme temperatures; greatly reduce
friction and power requirements for opening
under a heavy standing of head material; and, fit
their specific applications, using Plattco's
50 years of experience engineering gates for material
handling applications around the world.
Let us help you determine what you need for your specific
material handling system. Call
us today!
on image for
3D gate demo
Plattco Corporation
is the recognized leader for valves that solve material handling
problems in a wide variety of industries. Plattco specializes
in the design and manufacture of Double Flap Airlock®
Valves and associated multi-purpose slide gates as an important
part of dry material handling systems.
Industries / Applications
For demanding conditions, Plattco valves are the ideal choice
when you need a seal that performs, including Precipitator,
Baghouse, Clinker Cooler, Cyclones, Ash Handling, Air Heater
Hopper, Burner Chute, Bulk Handling, CFB Boiler, Dust Collector,
Grinding Mill, Kiln, Preheater Hopper, Pneumatic Conveying,
Screw Pump Replacement, Spritzer Trap, Vacuum Systems, Filter
Receivers, Classifiers, Alternate Fuel Feed Airlock, Storage
Silos, Cooling Towers, Air Slides, Conditioning Towers, Coal
Mill Feeder, Construction, Boiler Feed, Coal-fired Power Plants,
Fluid-bed Boiler Discharge, Pressure Transport Systems, Waste
to Energy, Positive Pressure Conveying Systems, ESP Valves,
Dust Collection, Superheaters, Scrubber Discharge, Boiler
Bypass, Higher Temperature, Kiln Cyclone Airlocks, Reactor
Valves, Energy & Incineration, Mining, Pollution Control,
Environmental Systems, Recycling, Gasification.
Materials / Media
Plattco built its reputation on reliable, resilient valves
that tackle the toughest conditions. If you have a highly-abrasive,
high-temperature material, there is no better choice than
Plattco. We have more than 50 years experience handling Aggregate,
Alumina Chips, Alumina Powder, Alumina Rocks, Animal Feed,
Asphalt, Glass Beads, Metal Beads, Plastic Beads, Broken Glass,
Bulk Powder Solids, Carbon Ash, Casting Sand, Cement, Finish
Cement, Raw Cement, Dry Chemicals, Clinker Dust, Coal, Coal
Dust, Concrete, Corn, Crushed Glass Dust, Fiberglass Dust,
Fiberglass Granules, Fly Ash, Foundry Sand, Glass Furnace
Dust, Graphite, Gypsum Rock, Gypsum Pellets, Kiln Dust, Lead,
Lead Chips, Lead Powder, Metal Powders, Metal Shavings, Minerals,
Paper Pulp, Quarry Dust, Rocks, Silica, Soybeans, Soy Flour,
Stone, Stone Dust, Styrofoam, Talc, Tungsten Carbide, Waste
Material, Wheat, Wood Chips, Wood Dust.
Equipment / Industry Terms
With the number of products Plattco carries and the industries
we serve, there are various terms which may apply, including:
Double Flap Gate Valve, Double-Flap Airlock® Valves, Double
Dump Valves, Airlock Valves, Plattco's, Industrial Valves,
Metal Valves, Air Valves, Double Flap Airlock Valves; as well
as, Material Handling Gates, High-Cycling Gates, Isolation
Gates, Maintenance Slide Gates, Gate Valves, Knife Gates,
Knife Gate Valves, Slide Gates, Slide Valves, Low Profile
Gates, Multi-purpose Gates and Feeder Gate Valves.
To determine the ideal Plattco valve for your demanding conditions,
us today.

subset: commoncrawl


text:
Brian Eno helped him "a lot" on the upcoming record.
Album Reviews
David Byrne reveals plans for new solo album, recent collaboration with Oneohtrix Point Never
10 Artists Who Need to Curate a Music Festival
Bon Iver, Wilco, Chance the Rapper, and Gorillaz aren't the only ones who deserve a party.
Artist Eliza Douglas is ANOHNI's avatar in "Paradise" video — watch
From the EP of the same name featuring Oneohtrix Point Never and Hudson Mohawke.
Festival Review: FYF Fest 2016's 10 Best Sets
Grace Jones, Kendrick Lamar, and Blood Orange highlighted a must-see weekend in LA.
Pitchfork 2016 Festival Review: From Worst to Best
Despite some growing pains, the successful Chicago festival keeps shaking things up.
Miami's iii Points Festival reveals daily lineup, single-day tickets
Featuring LCD Soundsystem, M83, Flying Lotus, Oneohtrix Point Never, and many more.
Miami's III Points Festival reveals 2016 lineup
LCD Soundsystem, M83, Thievery Corporation, Flying Lotus, Method Man & Redman, Earl Sweatshirt, and more.
FYF Fest reveals 2016 lineup: Kendrick Lamar, LCD Soundsystem, Tame Impala, more
Plus: Grace Jones, Grimes, ANOHNI, Father John Misty, Hot Chip, Explosions in the Sky, Air, and many more.
Win tickets to Levitation Festival 2016
Catch Brian Wilson performing Pet Sounds, Slowdive, Ween, Animal Collective, and more in Austin.
Oneohtrix Point Never reworks Four Tet's "Evening Side" — listen
Daniel Lopatin takes on the second half of Four Tet's Morning/Evening album.
Pitchfork Music Festival reveals 2016 lineup
Brian Wilson, Sufjan Stevens, Broken Social Scene, Miguel, and more to play annual Chicago festival.
Father John Misty shares his 10 favorite albums of 2015 and other "deep thoughts"
J. Tillman also weighs in on the upcoming presidential election, the blurred lines between top 40 and indie, and more.


text:
A Thousand Times Goodnight [DVD] [2013]
- Release Date: 08/14/2015
Best Buy is dedicated to always offering the best value to our customers. We will match the price, at the time of purchase, on a Price Match Guarantee product if you find the same item at a lower price at a Designated Major Online Retailer or at a local retail competitor's store.Here's how:
- If you find a qualifying lower price online, call 1-888-BEST BUY and direct a customer service agent to the web site with the lower price, or when visiting a Best Buy store, one of our employees will assist you.
- On qualifying products, Best Buy will then verify the current price to complete the price match.
Exclusions apply including, but not limited to, Competitors' service prices, special daily or hourly sales, and items for sale Thanksgiving Day through the Monday after Thanksgiving. See the list of Designated Major Online Retailers and full details.
A celebrated war photographer becomes torn between her career and her family in this soul-searching drama starring Juliette Binoche. Rebecca (Binoche) takes photographs that put global struggles in a personal perspective. In order to do so, she continually places her own life on the line. Weary of constantly wondering if his beloved wife will make it home from her latest assignment, especially after she is badly injured photographing a suicide bomber in Kabul, Rebecca's husband gives her an ultimatum -- give up her career or give up her family life. Little do Rebecca's loved ones realize, making that decision will be much more difficult than it seems. ~ Jason Buchanan, Rovi
Cast & Crew
- Juliette Binoche - Rebecca
- Nikolaj Coster-Waldau - Marcus
- Chloe Annett - Jessica
- Mads Ousdal - Stig
- Eve Macklin - Brian's Girlfriend


text:
Acme Furniture 20250Q
20250Q Coastal Lighthouse Queen Bed in Antique White
Quick Specs: View More
- Series: Coastal Lighthouse
- Style: Contemporary
- Size: Queen
- Type: Poster
- Color: White
Simple yet elegant, this Coastal Lighthouse Bed in Antique White - Acme Furniture has round turned finial posts on four corners of the bed with a unique headboard and footboard beveled trim. The chevron design in the bed and mirror bring reminiscence of cottage shutter designs. Finished in an antique white, bed is available in queen and king sizes. Available at AppliancesConnection
- Beveled headboard and footboard
- Full round posts with shaped tops
- Coastal Lighthouse Collection
- Antique white finish
- Contemporary/casual style
- Durable construction
- Chevron/cottage shutter design
- Turned legs
- Series: Coastal Lighthouse
- Type: Poster Beds
- Style: Contemporary
- Construction: Wood
- Assembly required: Yes
- Finish: White
- Material: Wood
Info & Guides
- Brand:Acme Furniture
- Stock Id:267156
- Product Number:20250Q
- Series:Coastal Lighthouse
- Style:Contemporary
- Type:Poster
- Size:Queen
- Construction:Wood
- Color:White
- Material:Wood
- Assembly Required:Yes
- Weight:169.00 lbs


text:
July 26: Asian session
US dollar is ready to extend its decline versus its main counterparts for the third week. The reason is the same – expectations that the Fed will reassure investors at next week's meeting that policy will remain accommodative. Today is light on economic data. America will release revised University of Michigan consumer sentiment index – a light upward change is expected.
EUR/USD rose yesterday to new 1-month high just below $1.3300. Today euro is in the $1.3280/90 area. GBP/USD is trading on the upside, just below $1.5300. Yesterday sterling reached $1.5433. USD/CHF edged lower to 0.9280.
USD/JPY dropped to 98.60. Japan June national core CPI rose by 0.4% (forecast: +0.3%, prior 0.0%), while Tokyo core CPI came in line with forecasts at +0.3% (prior: +0.2%). According to the Japan's economy minister Amari, prices are increasing because of the consumption-driven economic recovery. On Sunday Japan is scheduled to release retail sales figures (forecast: +0.8%, highest since 2012).
AUD/USD extended the upside, strengthening to $0.9276. NZD/USD recovered to the yesterday's highs around $0.8100. USD/CAD keeps testing uptrend support line. The pair's trading in the 1.0275 area.


text:
Item #84030
Little jobs are a snap with this Rosewood Pocket Knife.Read More About This Item...
We are sorry, this item is no longer available.
Below you will find some alternative items that are currently available.
* Excludes art preparation time, applies only to orders of 500 items or fewer.


text:
Originally written on Fox Sports | Last updated 9/23/14
TAMPA, FL - DECEMBER 2: Winky Wright looks on against Ike Quartey after a middleweight fight at the St. Pete Times Forum on December 2, 2006 in Tampa, Florida. Wright won by unanimous decision. (Photo by Doug Benc/Getty Images)
Winky Wright, the former undisputed middleweight champion, is hanging up his gloves, according to reports. Wright, 40, has lost his past three fights since beating former welterweight titlist Ike Quartey in December 2006. His most recent loss came Saturday night against rising middleweight contender "Kid Chocolate" Peter Quillin after a layoff of three years. "I'm gonna call it a day. I'm gonna chill out and play golf and live life," Wright told ESPN.com. Wright (51-6-1, 25 KOs) is likely a Hall of Famer after a 22-year career in which he was a two-time junior middleweight titleholder and scored big wins over Shane Mosley (twice) and Felix Trinidad. "I figured I'm 40 and if I can't be champion again, I don't want to do it anymore," Wright told ESPN.com. "I'm not here just fighting to be fighting. Boxing is supposed to be fun and if it ain't fun anymore, I don't need to do it, so I am done for good."
Comments are closed.
What do you think?To leave a comment, you can:
Boxing News
Delivered to your inbox
You'll also receive Yardbarker's daily Top 10, featuring the best sports stories from around the web. Customize your newsletter to get articles on your favorite sports and teams. And the best part? It's free!
Follow us on Twitter
|Best of Yardbarker
|NFL News
|MLB News
Today's Best Stuff
For Bloggers
Join the Yardbarker Network for more promotion, traffic, and money.
Company Info
What is Yardbarker?
Yardbarker is the largest network of sports blogs and pro athlete blogs on the web. This site is the hub of the Yardbarker Network, where our editors and algorithms curate the best sports content from our network and beyond.
|© 2014 Yardbarker, Inc. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of these Terms of Use and Privacy Policy. (What's New?)


text:
Daren Kirk, DCChiropractic
Contact Information
You have clicked on LocateADoc.com's Main Before and After Pictures page, which will take you away from Daren Kirk, DC's profile.
View Daren Kirk, DC Before and After Pictures instead.
Otherwise, continue to our Main Before and After Pictures page.
Daren Kirk, DC Reviews
Ready to share your story about Daren Kirk, DC? Select "Add a Review" to get started.
Add a Review
Contact a Doctor
Use the form below to request more information from a doctor in your area.
Share This Page
Procedures Offered
Listed below are some of our most requested procedures.
Chiropractic Traction Therapy
Chiropractic Treatment for Injuries
Holistic Chiropractic Care
Pain Management


text:
Balor Knights
Band page created in 2007.
Page Owner
Admins for Balor Knights.
Is this your band page? Claim it now.
We do not have a biography for Balor Knights
Related Bands
Other bands you might like.
Screaming Mimi
The Research
Gig History
Balor Knights has played 3 gigs in Leeds • Add a gig


text:
Recent News
- Albanian National Day The Royal Family gives a statement on the occasion of the Albanian National Day, marking the 104th year of Albanian Independence. 28 November 2016 Read more »
- Royal Wedding On the 8th of October the Albanian Royal Family celebrated the marriage of HRH Crown Prince Leka II of the Albanians and Miss Elia Zaharia, now officially HRHCrown Princess Elia of the Albanians 13 October 2016 Read more »
- Gala Dinner in Hotel de Paris Prince Leka attends the official Gala Dinner as the guest of Their Royal Highness's Prince and Princess Alvaro de Orleans-Borbon at the Hotel de Paris. 21 April 2016 Read more »


text:
Retail Price:
Our Price: $10.45 (Save 33%)
Why You'll Love It
About This Brand
Certified Organic goldenberries (physalis peruviana).
California residents: Learn more on Prop 65 warning. Disclaimer: Information, statements, and reviews regarding products have not been evaluated by the Food and Drug Administration. Results vary person to person, and there is no guarantee of specific results. Thrive Market assumes no liability for inaccuracies or misstatements about products.
Amount Per Serving
- Certified Organic
- Certified Kosher
- Non-GMO Project Verified
- Gluten-Free
- Organic
- Raw
- Vegan
- Vegetarian
- Fair Trade
- Family-Owned Business
- Recyclable
- Recycled Packaging
- Sourced Direct From Farmers
- Supports Charity
- Sustainably farmed
- Cholesterol Free
- Dairy Free
- Dye and Color Additive Free
- High Fructose Corn Syrup Free
- Low Fat
- No Added Sugar or Sweeteners
- No Artificial Ingredients
- No Sulfites / Sulphur Dioxide
- No Trans Fats
- Pesticide Free
- Preservative Free
- SLS Free
- Sugar Free
- Vegan
- Vegetarian
Reviews For Goldenberries
Based on 14 Reviews
Great Snack
These little berries make a wonderful snack! My kids love them as well. They have just the right combination of tart and sweet.
- Kathryn F.
best snack
Love these golden berries. They are perfect in the afternoon. I enjoy them with tea!
- galit
A little too bitter for me; will not order again.
A little too bitter for me; will not order again.
- Denise
Goldenberries taste good, are good for you and fill you up.
- Jason
Love this product!
I've always been a fan of Goldenberries. They have that tart yet sweet taste that I find deeply satisfying. I've tried many brands of Goldenberries but these are my favourite. They are moist enough to be soft.
- Amy
A wonderful superfood! I make my own trail mix and these provide the perfect soft, chewy, and sour flavor to the mix. Try them, they are wonderfully different!
- Kim
wow sour!
These goldenberries are super healthy and their flavor is very unique. They are very sour, but still have some sweetness to them. We used them in the superberry sauce recipe we found in the Thrive catalog and thought they were pretty good in the recipe. I'm glad we found these as I'd not tried them before. The resealable bags makes them easy to store and we plan to use them again soon.
- Karyn
Great source of Potassium
I love the flavor of these little golden berries, but the real value of them for me is the potassium. I don't get enough potassium in my diet, so these are a great way to fix that and level out my potassium without having to take a daily supplement. (plus they taste better than a pill!)
- PL. Watts
Love Goldenberries
I absolutely love Goldenberries. They are tart and sweet all at once and they are the perfect treat on a day when I'm craving something a little sour. I really like how nutritious they are and they are a great hold over between meals.
- Bernard J
Nature's Sour Patch Kids
When I first heard about these, they were described as "Sour Patch Kids". In my head I thought "NO WAY!" Then I tried them and I was hooked. They are so yummy and they do taste sour and sweet. So yum and so good for you!
- Stefana
Add to a lot of foods
I read about these goldenberries in a Shape magazine article that talked about superfoods such as this, acai and pomegranate. These berries are sweet and tart and delicious. They are best used with something like oatmeal or yogurt or baked into a cookie or my favorite, banana bread.
Protein and beta carotene are the main nutrients, but the berries also have vitamin a. All natural from Colombia, these are really one of the healthiest snacks you can have.
- Troy Ramsey
Tart n Sweet
These are tart and sweet all at the same time. I really enjoy them and like to play tricks on my little girl every once in a while because she doesn't understand mixed flavors yet. I also like to add these to my smoothies and juices. They add a unique flavor and really get my taste buds going.
- Sammie Danielle
Tart and Sweet at the Same Time!
First, I must say that I'm thrilled with my new membership at Thrive Market! The membership has allowed me to shop for foods I already love and use, as well as sample new food and products I would not otherwise be able to afford.
Second, I've never eaten Goldenberries. I am glad I purchase these. I sprinkled them in my morning cereal, and baked a batch of healthy cookies with little chunks of Goldenberries. Tasty! I really enjoy these superfood bites in my homemade trail mix. They provide the best balance of sweet and tart for nearly everything I make in the kitchen.
- Micheal Lloyd
I mix the goldenberries with my fruit drink or smoothie
I mix the goldenberries with my fruit drink or smoothie. I love taste of the acidity mixed with my fruits. Plus it is very healthy because it has high amounts of Vitamin C.
- Jessie Garcia
Featured on Thrive Market
Shredded coconut and ground flax, chia, and hemp seeds give this hot cereal the same hearty texture as oatmeal, with almost twice the amount of fiber. Combine the dry ingredients ahead of time fo...Read More
When Mark Twain bit into a cherimoya for the first time, he was obsessed, calling it "the most delicious fruit known to men." Nearly 100 years later, this sublime fruit is still almost completely u...Read More
It's common knowledge that berries are good for you. We hear them included as part of a healthy diet all the time.Read More


text:
Damon M. Gruber
- Direct — 716.566.5491
- Fax — 716.566.5401
- email@example.com
Practice Groups
Damon M. Gruber chairs the firm's rapidly growing Workers' Compensation Practice Group. He has led the team since its inception, and over the past 15-plus years, has developed a cohesive workers' compensation program that allows the group's attorneys to partner with clients and proactively reduce the risk of workers' injuries.
As part of his progressive practice, Damon has counseled clients extensively and has implemented firm-wide initiatives that assist companies with a wide range of matters, including opioid reduction, permanency awards, and return-to-work issues.
He and his team now serve as a partner to many national self-insured companies, including those in the construction, retail, trucking, and manufacturing industries. As the leader of the Workers' Compensation group, Damon works closely with the firm's other practice groups to ensure clients receive coordinated representation for all their legal needs.
His background in the field includes all aspects of the claims process, from providing initial handling recommendations to overseeing every stage of the litigation process. He also has extensive appellate experience in cases involving sports law, hearing loss, psychological stress, and insurance coverage issues.
Damon is a prominent speaker and author on all aspects of workers' compensation law. He has spoken at SEAK's annual workers' compensation conference, chaired an ExecuSummit seminar, and is extensively involved in USLAW.
- Upstate New York Super Lawyers, Rising Stars, 2013 (Workers' Compensation)
- Business First's Who's Who in Law
- Eagle Scout Award
Professional Affiliations
- USLAW Network
- New York Self-Insurers Association
- Claims and Litigation Management Alliance
- Retail, Restaurant & Hospitality Community Advisory Board Member
- Organization of Public Employee Negotiators
Admitted to Practice
- New York
Civic Activities
- Coach, Mathewson McCarthy Baseball
- Past Assistant Scout Master, Boy Scouts of America Troop 652
- State University of New York at Buffalo Law School, J.D., 1999 (Regulatory Law Concentration; Specialization in Health Care Law)
- State College of New York, B.A., cum laude, 1996
- Co-Author, "Data-Driven Solutions for America's Expanding Obesity Problem," USLAW Magazine, Spring/Summer 2016
- Presenter, "Workers' Compensation Difficult Cases: Achieving Closure," SEAK, June 11, 2015
- Co-Author, "Fighting Disability Fraud: How the Long Island Railroad Could Be a Model for All Employers," USLAW Magazine, Fall/Winter 2014
- Co-Author, "Employment of Undocumented Workers by Subcontractors: Evaluating General Contractor Workers' Compensation Potential Liability," USLAW Magazine, Spring/Summer 2014
- Co-Author, "Construction Injury Case Changes Game for Workers' Compensation Defense," Progress! Under Construction, September 2013
- Presenter, New York State Public Employment Labor Relations Association Annual Conference, Saratoga Springs, NY, July 17, 2013
- Presenter, "Interplay Between Benefits," Advanced Workers' Compensation CLE, March 2013
- Presenter, "Defense Counsel & Claimant Counsel Go Head to Head on The 'Reform'," Buffalo Claims Association's 21st Annual Education Day, Niagara Falls, NY, November 2012
- Presenter, "Fundamentals of Workers' Compensation," Sterling Education Services, Inc., August 2009
- Presenter, "The Rocket, Docket, Update on Reforms and Interplay Between Benefits," September 2009
- Presenter, "A Post Reform Workers' Compensation Update," New York, NY, August 2008
- Share


text:
Challenge Two...Mature
Her hands were caressing the lush grass, as she softly mouthed the words of a romantic folk lore. The view before her eyes was breathtaking. The Tazlans rose majestically, the waves in the Yahkoob Ocean gently clashed against the cliffs, and the trees in the nearby orchard groaned under the weight of the succulent fruit that they bore. But it was the companionship of Shehzaad that made everything more glorious. Sitting beside her under the aging oak tree, he was sketching something on a yellowing parchment with a block of charcoal. He never allowed her to see his creations before he had completed them, and was very finicky about that. Just to tease him, she always made a big show of peeping towards his parchment.
Mehzil and Shehzaad were in love. It had been nearly a decade since Mehzil had first thrown an apple at Shehzaad in the middle of the common market. Not having known his identity, she had struck him on his shoulder when he had accidentally bumped into her. Since then they had been the closest of friends and had gradually become enamored by one another.
But they had kept their blossoming love as far away from the eyes of their families as they could. Mehzils' father was the leader of the Zehmra clan, and Shehzaad's grandfather was the Overlord of Parzenia, the land of a hundred clans and also the Warlord of the Sorcerers. They knew that if Shehzaad's grandfather got wind of what was brewing between them, he'd immediately decree that Mehzil's clan vacate their pastures, and relinquish their castle and the privileges of being a part of Parzenia.
So, on this divine summer's day, they sat together as they always did, near the Lapchka Forest. The birds were chirping, the sun blazing down upon their napes, as a gentle breeze alleviated the warmth of the day. Suddenly, Peeran, Shehzaad's brother came running into the woods as if a thousand devils were chasing him.
"Shehzaad. Pasha is looking for you. He says that the palace guards saw you leave with Beeran's daughter and head into the woods. They are going to tell Grandfather."
Jolted from his position and upending his parchment, Shehzaad rushed towards his brother and made him repeat every word of what he had just said. Shocked and scared, he took hold of Mehzil's hand and pulled her towards himself. He kissed her on her forehead and pushed her away.
"You have to leave Mehzil. You don't know about Grandfather's wrath. He will be furious when he comes to know about us. Leave for your castle, Mehzil, and warn your clan of the impending doom."
"But Shehzaad...."
"No, my angel. You have to leave." Taking off the ring stamped with his family' coat of arms, he pressed it into Mehzil's palm. "Take this before you go. This will be a token of my commitment to you, and a reminder that I will return for you if tragedy befalls us today. But you have to hurry. Just go"
Mehzil's tears ran down her cheeks as she clutched the ring to her heart and then flew into Shehzaad's arms.
"Talk to him Shehzaad. It's not going to be as bad as you think. God willing, everything will be favorable. Just come for me as soon as you can. I will wait for you."
Giving her a last glance, Shehzaad bounded in the direction of the palace with Peeran following him. Reaching the palace, he headed straight to the Royal Chambers, and seeing the door ajar, stepped beyond the threshold without waiting for permission to enter.
His grandfather was standing beside the ornate fireplace which was ominously emitting smoke, as if the embers had just been doused with cold water. He seemed to be in deep thought, as he did not acknowledge his grandson's presence. Shehzaad walked hesitantly to where he stood, and mentally decided on his course of action.
Standing behind his grandfather, Shehzaad cleared his throat to signal his arrival in the room. "Grandfather, is something wrong? Your presence is amiss in the Throne Room."
Ozil turned to face his eldest grandson with a solemn expression. "Is there something that you want to tell me Shehzaad?"
"No...I...No Sir."
"Then it seems that the palace guards are no better than gossiping housewives. Coming to me with false, disgraceful rumors about you. They have some stern lessons to learn. Summon Pasha. Tell him to bring the guards before me."
Shehzaad stood transfixed to the spot, unable to move a muscle. Maybe it was time for the truth to unfold. He knelt before the elderly man on one knee, and said to him, "Sir, I have something to tell you. Something of utmost import for me and also for our family. Do I have your permission?"
An angry grimace marred Ozil's face but in a soft tone, he said, "Yes, my son. You do."
"I am in love, Sir."
Saying that, Shehzaad stopped and looked up towards his grandfather. His aristocratic features were now twisted in anguish and his eyes blazed like a thousand suns.
"Then they were correct. My own child has betrayed my trust. It is Beeran's daughter, isn't it?"
"Yes, but...."
"Enough!" Recomposing his expression, Ozil turned back towards the fireplace, his fingers emitting red sparks, and his back rod-straight.
"I will have none of this disgrace. I will not tolerate such insubordination from my own family. Beeran will have to suffer for this. I will not allow his daughter to bring shame upon our name." The harsh words were said in such a cold manner that Shehzaad visibly flinched on hearing them.
"Grandfather, please. Hear me out. I..."
He was silenced by the raised hand of Ozil, which burned red. The veins in his wrist were throbbing, and the muscles of his forearm were corded and taut.
"I will wreck their land. Make them starve for even a single drop of water. They will see all that they have lost but will not be able to regain it. I will make them rue the damned day the girl was born."
Plunging his reddened hand inside the hissing embers of the fireplace, Ozil began to chant something in the language of the ancient texts of Parzenia. An incantation so horrifying that it hadn't been uttered in the eons-old history of this glorious land. The embers burst into crimson flames and the palace walls began to tremble. Shehzaad was thrown off balance on the carpet, and the ground underneath him began shaking violently.
The entire land of Parzenia felt the tremors of the spell. Unaware of the happenings inside the palace, the people began rushing for cover. There was uproar in the markets, and angst in the households. Women called out for their children to come inside. The very land underneath their feet began to crackle and shudder.
But the brunt of the overlord's anger was worst felt in Dahroob. On the other side of the Lapchka Forest, the Zemrah clan sat huddled together in the castle grounds, as they saw the ocean lurch towards their pastures, devouring their crops and sweeping away their cattle in its ferocious belligerence. The skies were speckless and clear, in complete contrast to the ravaging land and water.
The trembling was so violent that the earth had to lay open her bosom and relent to the unforgiving onslaught. The cracks in the surface widened, swallowing entire houses and kilns. The lashing winds clashed against the proud trees and wiped off their very existence. Even the mighty Tazlans cowered and shook in despair. Their snow crowns were dislodged and a thick puff of white could be seen near their summits.
The plains of Dahroob cracked open and the fissures expanded under the pressure of the roiling land. The green pastures were transformed into barren terrain. The screaming cries of the women and children seemed to echo over and above the sounds of the shuddering, spitting land.
And just as suddenly as it had begun, the trembling ceased.
From the newly created chasms around the Dahroob territory, there arose a blindingly-white facade. It appeared to the eyes of the awed people to be a glass or crystal enclosure of sorts. It rose higher and higher until it seemed to reach the very heart of the heavens. The land was split into two. Dahroob was isolated from Parzenia.
But the people could not fathom the implications just yet. Some bemoaned the loss of their livelihood, while others frantically searched for their loved ones. A child gone missing, a husband not back from the fields, a mother still in the marketplace.
There was bedlam everywhere the eye could see. The pride of the land, the Zehmra Castle looked to be swinging from its hinges. The entire east wing of the castle was gutted, the grounds ripped open, and the stables and sheds torn apart. The stone wall appeared to have been cracked beyond repair, and in places the inside of the castle was plainly visible.
However, this was not the end of the misery of the Zehmras. The worst was not yet known to the people. Beeran and his wife, Mumrat, were dead.
Mehzil sat dazed and silent at the base of the stairwell where her parents lay lifelessly. Her brother, Mehmat stood beside her, his head in his hands, disbelief etched across his handsome features. His eyes showed his agony and his lips uttered not a single syllable. He crouched before Mehzil and lay a hand on her shoulder, as if to shake her out of her stupefaction.
"Mehzil. Mehzil." His voice was cracked and his words choked up by his despair. Seeing his sister in this condition, and his parents without a breathe in their bodies, Mehmat was unable to speak properly. Again he called out to his sister, willing her to cry or to address him. He just wanted to erase the vacant, haunted look from her eyes.
And then she looked into his eyes and whispered, "I killed them Mehmat. I killed them."


text:
Five vehicle break-ins reported at Riverside Country Club
BOZEMAN, Mont. - The Gallatin County Sheriff's office says thieves broke into a string of cars and stole valuables in broad daylight today at the Riverside Country Club in Bozeman.
Deputies said between one and three in the afternoon, they received 5 reports of car break-ins at the country club parking lot.
The suspect or suspects stole purses and other personal items.
The Sheriff's Department says they were surprised by the break-ins, because the country club was busy at the time.
The case is under investigation, they haven't identified any suspects.
The Sheriff's Department urges anyone with information about this crime to contact them at 582-2125.
We also spoke to workers at the Riverside Country Club who say they're disappointed and shocked by the break-ins, and hope it is just a one-time incident.


text:
Julie Mason
01202 760814
About me
Natural Aromatherapy products made in Dorset, UK supporting Mental Health & Well Being. NHS tested during massage therapy & reflexology.
Self Healing Body care techniques with world class UK massage therapy products to pamper & Relax.
Aromatherapy Products & Reflexology Body Care optimising Health & Wellbeing.
Backed by 33 years of Massage therapy experience aromatherapy oils, massage bars, bath melts & lip glosses offer a personal theme to your Spa session or bodycare routine and are a luxury Health gift in a box.
Training, qualifications & experience
Chartered Physiotherapist Poole NHS (1980 - 1987)
NHS Middle Management Dip. (1984)
Bournemouth Beauty Therapy, IHBC (1986)
Dorset Electrologist, ITEC (1986)
Advanced Nutrition, ION, London (1997)
Clinical Aromatherapist, reg IFPA (1988)
Reflexologist - BscR Harlow (1989)
Dorset NHS Volunteer(Aromatherapy) (2002 - 2010)
Bournemouth Enhanced CRB (2002 - 2010)
M&S Foods,Poole, Dorset (A&A) (2008 - 2011)
The EBA, London (2010 - 2011)
Holistic Insurance Services ref: Aromatherapy,Reflexology,Nutrition
Manufacture & Sale of Body care & Aromatherapy products
Therapies offered
Other available therapies
Advanced Nutrition, Massage therapy products, Shower and Bath products,Self Help Techniques
Photos & videos
Aromatherapy products,Massage Therapy products,Bodycare products,shower & bath products are priced according to weight and are available to order by phone or email.
These aromatherapy products are for people who may be unable for whatever reason to receive therapy directly from a therapist on a regular basis and who want to give themselves the benefits of pure essential oils in a gentle way.
Important information
If you have been diagnosed with or suspect you may have a pre-existing medical condition you should consult your GP for advice, diagnosis and treatment and always inform your health professional before starting any alternative or additional therapies, treatments or making any major changes in your diet or exercise programme.
Maps & Directions
Practical details
|Sign language:
|Other languages:
09.00-17.00 Mon-Fri


text:
Edit Article
This is how to make a chocolate cherry milkshake
wikiHow to Make Chocolate Cherry Milkshake
This is how to make a chocolate cherry milkshake
Serves 2
- 4 scoops vanilla ice cream or frozen vanilla yogurt
- 3/4 cup (180 ml) cold milk
- 1/4 cup (140 grams) smooth chocolate syrup
- 3 maraschino cherries (remove the stems)
- Whipped cream topping
- Cherries for Decoration
Community Q&A
Ask a Question
200 characters leftSubmit
If this question (or a similar one) is answered twice in this section, please click here to let us know.
- For perfect party desserts, add a little themed umbrella.
- For thick milkshakes, add a little less milk than the recipe calls for - Experiment!
- For fruity chunky milk Shakes, lessen the time of blending.
- For cool summer milkshakes, put the milkshake glasses into the fridge first before filling them with yummy shakes.
- Experiment with adding the milk to blender first, it gives it a good fluid base where the other ingredients don't stick to the walls of the milk shake maker. Then add ice cream and other ingredients like yogurt, creams and fruit etc before blending them all together
Things You'll Need
- Blender
- Glasses
- Drink umbrellas (optional)
Article Info
Categories: Chocolate Based Shakes
Thanks to all authors for creating a page that has been read 7,769 times.
Did this article help you?


text:
Sign in to retrieve a saved callback list.
Scores based on 11 reviews
Invoice history based on 3 reviews.
Shuttercraft Solent offer a local service in Portsmouth, Southampton, Fareham & Isle of Wight supplying and installing the finest qualitybespoke window shutters and blinds.
Are you looking for plantation shutters for a newly designed living room? Perhaps you desire a stylish yet highly practical window covering to reflect the unique decor of your kitchen.
Regardless of your requirements, Shuttercraft Solent will find a window shutters solution to match every window.
Quality Through Craftsmanship
As all of our products are manufactured specifically by S:CRAFT (the leading supplier of window shutters and blinds in the United Kingdom), you and your family can be rest assured in the knowledge that you are receiving only the highest quality of materials that are built to last.
If we combine this with a second-to-none level of product knowledge and the mantra that our services are based around the needs of the customer, an unforgettable synergy of quality and reliability can be achieved.
Southampton, Eastleigh, Chichester, Gosport, Fareham, Hampshire


text:
When you think of PETA, you probably think about the dramatic shock tactics they use in advertising that bring you unpleasant images of piglets being beaten to death, cows being rudely and artificially inseminated, or animals (including humans) being butchered, treated, and sold as mere meat. And then of course there's the blood. Tons of blood. From posters to commercials to fake blood being thrown at protests. If any of these things sound familiar to you, you have to admit that PETA's campaigning works.
But did you know there's a whole other side to PETA? As the largest animal rights organization in the world, People for the Ethical Treatment of Animals focuses specifically on the food industry, the clothing trade, animal testing, and the entertainment industry in order to improve the welfare of animals and educate humans on how to better coexist.
Like any major organization, PETA relies on famous personalities and faces to help spread their message, and wouldn't you know, peta2, their youth division, also champions the hottest vegetarian celebrities as a fun way to spread awareness and attract the attention of the younger masses.
Their 2016 winner? American rapper Waka Flocka Flame.
Didn't see that coming? Here's why he won…


text:
- This question is currently being edited.
General Question
Puravol - Use daily to see amazing results!
Asked by ramiguelute (1) June 30th, 2014
By employing Puravol people not simply sluggish the fore closure of collagen decrease, you actually slow the procedure! This modern face care cream replenishes your organic collagen as well as restores yourlook along with skin tone shrinking deposits, moisturizing agencies as well as vital vitamin supplements!
click here > > > http://puravol.weebly.com/
Observing members: 0 Composing members: 0
0 Answers
This discussion is closed.
Wow! You've got 847 knowledge matches!Want to see them? Join Fluther!


text:
Game Show Tropes in use:
- Personnel:
- Game Show Host: Gil Fates, the show's creator and co-producer.
- Lovely Assistant: Frances Buss, the scorekeeper and almost certainly the Ur-Example.
- Product Placement: Presumably, since it was sponsored.
- Rules Spiel
This show provides examples of:
- Obvious Beta: What is the proto-proto-Jeopardy? note
- Short-Runners: 47 episodes, aired weekly over just under eleven months.


text:
Leah Rosenberg, "100 Days of Color" (from CHROMAHA) (detail), 2015
Leah Rosenberg, "100 Days of Color" (from CHROMAHA) (detail), 2015, acrylic on linen, 20" x 16" acrylic paint, 100 panels, 10" x 8" each, installation, 62" x 233"
Tammi Campbell + Leah Rosenberg
College Art Galleries + Kenderdine Art Gallery
Curated by Leah Taylor
In September, artist Leah Rosenberg will be in the Kenderdine Art Gallery working on a site-specific painting installation that will unfold over the course of the month.
Opening Reception - Friday September 30th
7:30 pm - opening remarks in the College Art Gallery, main level
8:30 pm - cocktails, snacks + music to follow at the Kenderdine Art Gallery
The artists will be in attendance.
Kenderdine Art Gallery 51 Campus Dr, 2nd level, University of Saskatchewan, Saskatoon, Saskatchewan S7N 5A8 View Map


text:
welcome from southern oregon
Hello everyone! Im new her from Tennessee. Just dropping by to say hi and introduce myself a little bit. Im scheduled to take the CCL class in a couple weeks, and will apply for my license in September when I turn 21. I will be taking the class with my dad, using is NIB sw5906 he bought new in 1998. It will be the first time the gun has been fired. It is the only pistol we have at the moment. But we did put my first pistol in lay away yesterday. A gen4 Glock 23. Anyway, thats just a little about me, I look forward to all the knowledge and help that can be had on this site!
welcome from Jacksonville Florida..
Welcome from the mountian top in NC
welcome from massachusetts!
your dad has good taste in guns and so do you. i have had many guns mostly smith and glock and you really can't go wrong with either one of them, and they both have great guarantees and great customer service. happy and safe shooting!


text:
"Right," he muttered, as he hurried down the corridor. "I'm not going to let you get away with it this time..."
He had been power-walking past a window when the abrupt noise intruded on his conciousness. He glanced across in time to see a feathery shape slide down the glass into the shrubbery beneath.
"Oh, just a bird," he said, strangely relieved. "Stupid feathery things."
He walked past the next window.
"Another one?"
This one was a sparrow, and it had a peculiarly pathetic look on its face as it fell into the bushes. Slightly unnerved, Mark went over and peered out; he half-thought that someone was throwing birds at the windows for some sick joke. But he couldn't see anything, and not only because a robin had just flown smack into the glass right in front of his face. He jerked back and swore.
"I thought birds were dumb, but I didn't know they were this dumb," he grumbled, hurrying onwards. His gait increased noticeably as he passed the last window before the door, but no more feathered friends threw themselves to their doom against it.
He escaped into the fresh air with some relief, and glanced back at the building. A large and varied collection of birds gazed back at him owlishly, perched on the roof and the surrounding trees. Shuddering despite himself, he jogged away in the direction of the english block.
There was no-one immediately visible on the roof; but it was a simple matter to get a leg-up on the toilet windowsill, clamber up a short length of drainpipe onto the roof of the shed next door, then heave himself up onto the block roof proper. Keeping low, he scuttled along and peered behind the ancient disused chimneystack.
As he had suspected, there was the girl. She started and looked round, and her face when she saw him was a picture.
"I've told you before, you're not supposed to be able to see me! You're breaking every rule there is!"
Mark put his hands on his hips and scowled at her.
"Will you please tell me what is going on? Why aren't I supposed to see you? Are you the one screaming, and if you are, why, and why can't anyone else hear you?"
She stared at him, then laughed and shrugged.
"Full of questions, aren't ya? Well, all of them can be answered in..." she paused, and counted on her fingers. "Three words, four if you don't count contractions."
"So, what are they? Tell me!"
She shrugged again, and blew her nose on a rather grubby hanky.
"I'm a banshee."


text:
That Wondrous Feeling -- KrisseyCrystal
When the chains snap free and clank to the floor,
And I rub my wrists, bruised red, and sore,
Like the sun stretching to darkness' shore
So does the realization suddenly dawn for sure.
Then the elation swells too much to contain,
And I grin--what joy! Oh, and what gain!
My freedom, at last, is within grasp again;
And this wondrous feeling throughout my domain
Is all because you said, so honest and true,
"It's okay, my dear. I quite forgive you."


text:
Balancing alternatives and avoiding false dichotomies to make informed U.S. electricity policy
- First Online:
- Received:
- Accepted:
DOI: 10.1007/s11077-008-9061-3
- Cite this article as:
- Felder, F.A. & Haut, R. Policy Sci (2008) 41: 165. doi:10.1007/s11077-008-9061-3
- Citations
- 137 Downloads
Recent events highlight the importance of electric energy policy and how to meet growing electricity demand. Price spikes, global climate change and other environmental concerns, national security threats, an aging infrastructure, and a restructured industry with mixed results are challenges that policy makers and the industry must address. Given the capital-intensive nature of the industry, investment decisions will determine in large part how successfully these challenges are met. One paper that favors energy efficiency, renewable energy, and small-scale distributed generation is examined in detail to test the proposition that fossil fuel and nuclear power should be part of the mix of new investments. To determine the future electricity resource mix requires having a complete and informed picture of the relative costs and benefits of various technologies. The levels of energy efficiency, renewable resources, and distributed generation can and should be increased, but coal and nuclear generation investments are also likely to be needed.


text:
I will be in Vegas in June for a conference and my boss is hosting a dinner. He owuld like to find a place where they could "gather" in the bar/lounge area for approx. 45 mins then move to the dining area. Having a private room is preferred because it's more of an "intimate" experience and appears impressive to our guests that we arranged it.
There will be about 15-20 guests, hoping to keep it to $40 per person (apps, dinner & dessert). He would prefer to prearrange a set menue, allowing our guests a choice of 3 or 4 selections, per course.
Does anyone have any suggesions where they have hosted such an event before? Any help is grealty appreciated!
C. Cervone


text:
College Attendence Management System
This project was successfully completed by infocentroidtech for ₹1750 INR in 4 days.Get free quotes for a project like this
Project Budget₹600 - ₹1500 INR
Completed In4 days
Total Bids27
Project Description
Attendence System
- add department like mca , mba
-add semester per each course 1,2,..,8
-add semvise subject
-add faculty (full regestraion with education dob )
- subject allocate to faculty (one faculty can take more than one subject in different sem)
-admin have aa access to check all details sem attendence
-add student
- faculty ( login enable disable)
- add student
- attendence minimum (like 75 % attendence require )
- add student
- as per subject allocation take attendence
- check report (subject wise or other )
- monthly report
- report in pdf format
- in report (attend lec , working days , attend lec in percentage )
- simple one page that he /she enter roll no and check each subject attendence
Completed by:
Skills Required
Looking to make some money?
- Set your budget and the timeframe
- Outline your proposal
- Get paid for your work
Hire Freelancers who also bid on this project
Looking for work?
Work on projects like this and make money from home!Sign Up Now
- Forbes
- The New York Times
- Time
- Wall Street Journal
- Times Online


text:
William Wybrown
Master Cook
William Wybrown was born in 1743. He had been apprenticed to the royal household as a kitchen boy when King George was still the Prince of Wales. He gradually made his way through the ranks to the top job of Master Cook.
Under his charge were staff including yeomen, turnbroaches, porters, and scourers. William was also in charge of the children of the kitchen which included his own son, George. George also started off an as apprentice but never got beyond position of groom of the kitchen. William was married and had at least one daughter but girls didn't work in the kitchens.
As Master Cook William was unfortunately satirized in the 'Lousiad, a Heroi-Comic Poem' which took its name from a legend that a louse had once appeared on the King's dinner plate. The poem was published in 1786 by author John Wolcot, writing under the pseudonym Peter Pindar.
William died on August 1 1810 at St James's Palace aged 67. He had been in service in the Royal Household for 53 years
Extract from The Lousiad
In the poem when the King discovers the louse on his plate there is uproar at the table and the King demands that all his staff shave their heads, the Master Cook refuses…
But lo! The Great Cook-Major comes! His eyes
Fierce as the redd'ning flame that roasts and fries;
His cheeks like Bladders, with passion glow
Or like a fat Dutch Trumpeter's when blowing,
A neat white his huge corps embrac'd
Tied by two comely strings about his waist
An Apron! That he'd purchased with his riches,
To guard from hostile grease his velvet breeches -
An Apron! That in Monmouth street, high hung
Oft to the winds with sweet deportment swung
'Ye sons of Dripping, on your Major look!'
(in sounds of deep ton'd thunder cry'd the Cook)
'By this white Apron, that no more can hope
'To join the piece in Mr. Inkle's shop
'That oft hath held the best of Palace meat,
'And from this forehead wip'd the briny sweat;
'I swear, this Head distains to lose its locks,
'And those that do not, tell them they are blocks
'Whose head, my Cooks, such vile disgrace endure
'Will it be yours, or yours, or yours, or yours?
'Ten thousand crawlers in that Head be batch'd
'For ever itching, but be never scratch'd


text:
Contact us 24/7: +1 877 678 9627
Cédric Charlier
Draped scuba-jersey dress
View product details
Cédric Charlier
Draped scuba-jersey dress
Zoom In
- - Fits true to size, take your normal size
- - Cut for a slim fit, loose at the hip
- - Mid-weight, stretchy fabric
- - Model is 177cm/ 5'10" and is wearing an IT size 40
Cédric Charlier's expert tailoring skills make his designs supremely flattering. This gray dress is made from scuba-jersey that wraps around your body with soft drapes. The slouchy funnel neck gives it an effortlessly elegant feel.
Shown here with: Robert Clergerie Sandals, Maison Martin Margiela Clutch, Jennifer Fisher Cuff, Bottega Veneta Cuff.
- - Gray scuba-jersey
- - Concealed zip fastening along side
- - 80% cotton, 20% polyamide
- - Hand wash
Product Code: 473828
For alternative suggestions, contact our Fashion Consultants
Help & Advice
Product Code: 473828


text:
| Siti Hajar |
THE revolution of the country's higher education system has started gaining momentum as policy and decision makers gathered to learn and equip their human resources with the necessary tools to generate strategies that are in tune with the needs of the country.
Until today, a total of 52 participants are scheduled to learn from two eminent international facilitators who will deliberate on institutional change where focus will be on challenges of managing higher education, the development of vision, missions and strategies and the formulation of effective strategic planning for higher learning institutions.
Taking place at The Empire Hotel & Country Club in Jerudong, as explained by the Acting Vice-Chancellor of Institut Teknologi Brunei (ITB), the course aims at providing higher education institutions with the foundation to plan, implement and monitor strategies in line with their respective ambitions.
Attended by a number of higher education institution representatives and organised by ITB, the course will task senior and junior leaders to identify key issues in strategic planning and apply various advanced configuration options to enhance current strategic plans.
"The carefully-selected topics that are discussed in the form of an intensive round-table workshop," stated Associate Professor Dr Hjh Zohrah binti Hj Sulaiman in her welcoming remarks, "was introduced to ensure that participants are able to learn the step-by-step formulation of their respective strategic plans by the end of today's session".
"It is important for higher education institutions to be in the forefront with other international institutions as the development of the plan will ensure that there is an agreement on the vision, mission and priorities of the university moving forward," she said.
Among those taking part in the gathering, which was once exclusive to ITB, include the likes of Universiti Brunei Darussalam (UBD), Universiti Islam Sultan Sharif Ali (UNISSA), Relgious Teacher's University College of Seri Begawan (KUPU SB), the Department of Technical Education as well as Politeknik Brunei whose representatives will work together in bridging skills gaps and consequently equip them to excel in demanding roles as academic and administrative leaders.


text:
[caption id="attachment_4023" align="aligncenter" width="500" caption="The sun rises over the main stage before the start of the Pentagon Memorial dedication ceremony Sept. 11, 2008. The national memorial is the first to be dedicated to those killed at the Pentagon on Sept. 11, 2001. The site contains 184 inscribed memorial units honoring the 59 people aboard American Airlines Flight 77 and the 125 in the building who lost their lives that day. (DoD photo by Robert D. Ward/Released) )"][/caption]
September 11 - Patriots Day and America's National Day of Remembrance and Service – is an opportunity for the nation to come together with a common purpose. In remembrance, we honor the service and sacrifice evidenced nine years ago. We also have the chance to look forward, and find ways to give back in our communities. We celebrate the strength of our fellow Americans, and our ability to unite as one in pursuit of making our country a better place.
Of course, the obligation to help others isn't limited to one day. As a nation, we're bound by so many ideas we hold in common, not least of which is the belief in an unerring sense of resiliency and a spirit of hope. Find a way to help others, and you'll make your community - and all of us - a little stronger.
Please visit the 9/11 National Day of Service website to find out how you can get involved today.
More from the USO
May 15, 2017
USO Operation Birthday Cake Brings the Party to Service Members in Japan
When Navy Petty Officer 3rd Class Jeffrey Lee received an urgent call to head to his work station one morning, he thought there was something seriously wrong, but there was no emergency. Instead, he walked into his own surprise birthday celebration, courtesy of his wife, USO Yokosuka and the Operation Birthday Cake Program.
May 13, 2017
'I'll Never Forget It": Why a USO Fourth of July T-shirt Can Mean So Much
Years ago, I wore my USO T-shirt to a Houston Astros game. Someone stopped me and said, "Thank you, sir." I turned to see a man holding his young son by the hand. He said he was active duty, leaving soon for Afghanistan.
May 10, 2017
#Flex4Forces and Show Your Strength on Social Media
The USO invites you to get involved in our exciting new digital campaign, #Flex4Forces! The campaign calls on Americans to show their strength as a Force Behind the Forces by striking a biceps flex in support of our nation's military and sharing it on social media.


text:
The Careless Lovers are an assembly of jazz musicians and swing dancers, inspired by the early swingin' sounds from the streets and clubs of New Orleans, Chicago, and NYC, past and present. The band plays a mix of traditional jazz, blues, and swing era tunes with a care-free, energetic style. With an infectiously danceable rhythm, the Careless Lovers add to the spirit and joy of early jazz culture in Seattle.
The core of the band is a quartet with trumpet, trombone, guitar, and upright bass, with options for adding reeds, drums, and piano. The Lovers like to sing old-timey melodies and group call- and-responses that get everyone involved. With a diverse variety of old jazz standards, riffing dance tunes, and songs of love and life, there's a bit of something for the careless lover in everyone.
The band can be found playing at dance halls, restaurants, and parties around Seattle, and occasionally at swing dance festivals around the country!
First dance song?
Extremely talented and amazing. They definitely made my wedding a party to never forget!
Ready to book? Have questions?
Send a direct message here.
Copyright © 2001-2017 OneWed Inc.
All Rights Reserved.
Copyright © 2001-2017 OneWed Inc. All Rights Reserved.


text:
Our websites
The LGBT guide to Stockholm
Narrow streets meet open minds. Gay and lesbian life in Stockholm is like the city itself: easily accessible, hugely fun, highly varied and warm and welcoming.
A verdant oasis with a restaurant, bar and al fresco section,l ocated on the pier, waterfront and a barge at Norr Mälarstrand. Stunning views across the waters of Riddarfjärden. Anatmospheric, cozy restaurant and high-spirited bar with great music. Open in summer only.
Norr Mälarstrand 62


text:
You missed it This great deal for Complete Chiropractic Sports & Wellness is over. But don't despair, we've got more great deals every day.
Related Deals That You May Like
The Lotus Spa
6 Laser Hair Treatments
Durham / Chapel Hill$400$165
Triangle Injectables
20 or 40 Units of Botox
Durham / Chapel Hill$340$199
Bloom Esthetic Skin Care by Sara Kim
Permanent Lip Liner, Brow Makeup, or Eyeliner
Durham / Chapel Hill$500$175
Alpha Weight Loss at Alpha Health Center
Weight-Management Package with Analysis
Durham / Chapel Hill$122$39.99
back by popular demand:
Complete Chiropractic Sports & Wellness
Temper Aches and Pains with a Massage + Chiropractic Consult, Exam, and Treatment
- Save 79%
- 18 purchased
98% recommendedin LivingSocial customer ratings
Don't let injuries like pulled hamstrings and pinched nerves keep you out of the game; score pain relief from a pro at this facility, located across from Southpoint Mall:
• $59 (regularly $290) for a one-hour massage and chiropractic package
• Includes 60 minutes of chiropractic care: consult, exam, and treatment
• After massage, doctor discusses symptoms, examines alignment & performs spinal correction
Complete Chiropractic Sports & Wellness's Website | Facebook
PAID VALUE EXPIRES ON May 29, 2022
PROMOTIONAL VALUE EXPIRES ON May 10, 2014


text:
The Beginning of Something New (6/6)
Author: Lucifer Hisaki
Rating: NC-17 Overall
Fandom: Prince of Tennis/Tenipuri
Pairing: Eventual Sanada Genichirou/Echizen Ryoma/Tezuka Kunimitsu
Summary: Compilation of Themed Ficlets of StagesOfLlove Livejournal Community claim. It's the Beginning of Something New and the bumps that go along with it
Disclaimer: I don't own Tenipuri or we be seeing orgies upon orgies of yummy yaoi smex
Notes: Double † or (††)around the subtitles indicates Sex Scenes
Overall Word Count: 7202
† Nothing Special †
Sanada didn't expect anything when Kunimitsu and Ryoma invited him as a thank you for helping them get back together. It was just a simple occasion, he wore a pair of jeans and a dark polo shirt.
Knocking on their apartment door, Sanada tapped his foot against the floor. It wasn't anything special. When the door opened, he raised an eyebrow at Kunimitsu's ruffled appearance. "Did I come at a wrong time?"
"Oh no, sorry but we've been a bit busy."
Sanada smirked knowingly back. "Have fun?"
Kunimitsu only smiled mysteriously back. To Sanada that was as loud as a large billboard sign. He nodded to the other man and stepped in, toeing off his sneakers. Kunimitsu followed, running a hand through his hair.
"Oh you're here," Ryoma called out from the bedroom's door frame, he had a towel around his hips. "About time, Black Cap."
Sanada tipped his head down at the old insult. It was nothing now. Then something strange happened, something glittered in Ryoma's eyes. It was different. Nothing too alarming but different all the same.
The former Buchou of Seigaku walked up behind him, a glass of water in hand, "Drink?"
"Thanks." Sanada took it graciously, watching Ryoma stride sensually toward them, hips swaying to the side. Sanada took a large gulp of his water.
"Any clue on why you're here?" Ryoma looked him over slowly from underneath half-open eyelids.
"I think I can guess," Sanada drawled softly. In the back of his mind, his assumptions were changing drastically. However, this visit was nothing special.
They talked casually, Ryoma still only in his towel, not making a move to wear any clothes. Kunimitsu choked every once in a while, especially during mid-sentence when his spectacles fell on the smaller male. Sanada paid it no attention. Nothing special.
That was until Ryoma slipped and fell into his lap not so graciously. Sanada's eyes widened only a fraction, his hands wrapping around the younger man's shoulders. There was that look in Ryoma's eyes again.
Sanada didn't have time to dwell much on it.
His lips were quickly encased in a soft wet warmth.
Shocked he froze completely, Kunimitsu was approaching him from the corner of his eye. No doubt, he was going to punch the daylights out of him. But the flames of passion in Ryoma's kiss was deadly as a sharpen katana slicing through straw. When Ryoma pulled away, a new wetness met his, Sanada's met Tezuka's stare.
The flames of his heart spiked higher. He swallowed deeply.
This was not supposed to be special. But it was. By the Passion of those two kisses, lingered in his mind as he was pulled into the bedroom. Sanada smirked.
"How long have you been planning this?"
Kunimitsu and Ryoma just laughed.
†† Trinity ††
It was Kunimitsu who pushed him back onto the bed, Ryoma lingering in the side humming to himself before plopping himself on the nearby chair, a smirk on his lips. Kunimitsu ran a hand down his shirt before pulling the hem out of his pants. Sanada didn't bother to hide the look of amused intrigue on his face.
He didn't waste any time removing the former Buchou's shirt. His lips caught one perk nipple and tugged on it gently. Ryoma moaned in the background, in sync with his lover's groan of delight. Sanada flicked his tongue against the nub, nibbling it slightly before rolling his wet muscle around it. Sanada repeated the gesture to the other one.
Kunimitsu's head was thrown back as Ryoma watched the two continue to start getting intimate in front of him. Thoughts of negligence and abandonment touched the edges of his conscious. That is until both Sanada and Kunimitsu dragged him into their pile. He didn't resist as Sanada removed the towel around his hips, his hard cock ached for release. Kunimitsu bent down to suckle at his balls, allowing Ryoma to fall back into Sanada, limp and seemingly lifeless with pleasure.
Sanada leered down at him, capturing his lips. Soon all of them were nude, groping the other in the king size bed. In a mass of limbs and bodies, they writhed around each other, Echizen sandwiched between them. The air was filled with a symphony of pleasure. The trio took their time, gracing over each other's bodies until they knew it as well as their own.
Each moved in junction, wanting to have contact with the others if only slight. Sounds of suckling and nibbling, moans, groans, grunts and mewling purrs created their song. Time stood still for them. The world stopped too. It was just them, joined together by their passion and their mutual attraction, moving to the music of desire and lust and possibly something more just underneath.
Sanada thought it was the most wonderful thing he knew. His two sinful ever-so-tempting desires were in his arms and there was no penalty over his head. He smiled inwardly to himself as he continued his part in their mating ritual.
It probably lasted for hours. By the end of it, each person was smiling. Sanada propped himself on his elbow. "So what brought this on?"
Kunimitsu rolled over and wrapped his arms around Ryoma who was between the two men, "A thank you."
"For helping us get together," Ryoma mewled out in content as Sanada rubbed at one perk nub.
"You could have sent a card."
Ryoma scoffed, "But this was better."
"Indeed it is. But why?"
The doctor of the three chuckled, "Maybe because we're attracted to you and you us?"
Sanada raised an eyebrow, "Is that an invitation?"
"What do you think?" Ryoma's voice drowsily slurred.
"I think it is."
† Unspoken †
"I have to think about this."
Ryoma slurred out, "What's there to think about?"
Sanada stared at the drowsy college student, "You're asking me to be included in this relationship."
"I don't see a problem in this, Genichirou," Kunimitsu replied, "We're all attracted to each other, why not be in a relationship together? We can make it work."
That's the problem. "Can we?"
"Oh shut up, bastard, let's go to sleep and think about this shit in the morning," Ryoma's retort sliced through the slowly tensing air. The other two chuckled lightly before snuggling closer to the younger male. Sanada smiled slightly as he locked gazes with Kunimitsu. The other nodded before shifting into a more comfortable position, slowly relinquishing his hold on the conscious world.
Sanada stayed awake however.
The sex was fantastic but he didn't expect anything from his visit here. Now he's being offered a deal of a lifetime. Something so life-altering that his life would never be the same. It was too much and somehow, Sanada reveled in the fact. He was a man that preferred stability but this just guaranteed chaos. He wondered briefly how long the other two thought long and hard about this.
He smiled, probably as long as it had been since he put them on that date at Mikoto's. It had been about a few months since then. A stray thought on how thought of it first entered his mind before he gingerly shook it away. That didn't matter.
Sanada wrapped himself more around the other two, arms reaching to wrap around Kunimitsu as well. He was welcomed and sometimes, he felt like doing something out of the norm. He fell asleep with a slight smile on his lips.
Ryoma shifted, blinking slowly, rising his head above to look at the other two men. He noted the slight grins on their faces, his own growing larger. He pulled one of his arms out of their constricting grasp, moving to stroke their heads lightly. Ryoma fell back down on the bed with a large smile. Judging by how tight Sanada was holding him and Kunimitsu. Well?
That would be as much as a word of commitment they would get for now. Tomorrow morning, however, Ryoma will make sure to make their newfound situation permanent. It was interesting after all.
And the sex was good.
Kunimitsu's arms tightened their grip on the other two. He nuzzled into Ryoma's shoulder, nipping it slightly, not enough to wake the now-slumbering male. Everything was starting to look up and if he had his way, it would stay like that.
Now, how to include Keigo and Syuusuke into this. He smirked before he collapsed back into Morpheus's embrace. Now that was a thought for another day.
† The End? †
I live off your reviews, really. So please feed me?