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Presentation. Our final step is to get your work ready for presentation. Making a good map requires an artistic eye for details, and a little skill. The following slides will help you to create your final product. Making a Map from your Data.
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Our final step is to get your work ready for presentation. Making a good map requires an artistic eye for details, and a little skill. The following slides will help you to create your final product.
Making a Map from your Data
You are now ready to produce a map of your school. Open up your GeoWorkspace and make sure your Map Window is showing what you would like to have appear in your map. Zoom in if needed.
1. You may want to add some labels to your buildings or other features before composing your map. Choose Insert > Label
2. Select your buildings feature to label. Under Attributes, click once on bldg_name to add it to the Layout.
3. In order to be able to move the labels later on, well Output the labels as a Feature Class. Select the School Features connection, and then type in the name building_labels as the new Feature Class. Click on the Style button to edit the label style.
4. In the Style Definition window, check the box to Display frame around text. For the Fill Type, select Solid. Click the Fill Color button, and choose a light color, like pale yellow. Click OK on each of the three windows to create your labels.
5. To move a label, first select it with the cursor.
6. Click on the Move tool on the left side of GeoMedia (it looks like a yellow plus sign).
7. Left-click on the label, holding the mouse button down, and move the label to the desired location.
Designing Your Map
There are five essential elements which should accompany your map data in the layout. These elements have a visual hierarchy of importance. For example you dont want to use a large north arrow that keeps people from looking at your title or legend.
9. Display a North Arrow by selecting View, then North Arrow. Youll see a rather ugly arrow appear on your map.
10. Right-click on the arrow, and select Properties. To choose a different arrow, click on the Browse button.
11. In order to see what the different north arrows look like, click on the View Menu icon and choose Thumbnails. Now you can select your favorite arrow and Open it.
12. You may wish to change the background color to better match your map. For printing purpose, check the Print transparent box, then click on OK. Your north arrow should look much better now!
13. Youll go through a very similar routine to add a scale bar to your map. Select View, then Scale Bar. It should appear on the map. Right-click on the scale bar to select Properties.
14. Change the Units to feet (ft) in the pull-down menu. You can also change colors and fonts if you wish. Click on OK to apply the changes.
15. The next thing to do is to clean up the legend. You may want to hide some entries that wont mean much to a viewer, and you may want to change some of the names to be more clear. Right-click anywhere in the Legend window, and select Properties.
16. If you want to hide an entry in the Legend, remove the checkmark from the Entry column. To modify a title, simply click on the words in the Title column and edit them. Click the OK button to apply your changes.
17. Depending on what youre trying to achieve, either a paper map or a map in a document, there are two different approaches to making presentation maps in GeoMedia Pro. For this project, you will need to send a copy of your map via e-mail to us. The easiest way to do this is to take a snapshot of your Map Window, paste it into Microsoft PowerPoint, edit it, and send it to us.
18. Click on the Snapshot icon (it looks like a camera) to save your Map Window to the Clipboard.
University High School
School Mapping Project
August 27, 2003
By: Heinrich Albers and Geradus Mercator
Use the Text Box tool in PowerPoint to add the appropriate text to your map (Insert, then Text Box). You can also add other labels, pictures, etc. See a completed example on the next slide.
20. Now you need to add your Land Use report to the PowerPoint. Open up your Excel document land_use.xls. Select the pie graph, and click on Edit and then Copy to copy it. Go back to your PowerPoint, and add a new blank slide (hold down the Ctrl key and hit the M key). Now paste your pie graph in the new slide (Edit, then Paste).


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USD/CAD: the odds of decline
The daily USD/CAD chart technically looks bearish. The pair breached the flag and this indicates continuation of the downtrend. The Ichimoku setup looks negative a well.
The greenback may be drawn down to 1.0775 (50% Fibo). Support lies at 1.0815. Resistance is at 1.0895 and 1.0933.
US dollar is heavy ahead of American data this week (durable goods today and GDP on Thursday). As for CAD, data on Friday showed that the annual rate of inflation rose to the Bank of Canada's target of 2% for the first time in 2 years. That may be a reason for the central bank to tone down the rhetoric about the "downside risk to inflation" as the BOC releases its next policy statement next week.
Chart. Daily USD/CAD

subset: commoncrawl


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- {{matchup.date.fullday}}{{matchup.date.month + ' ' + matchup.date.day}}
Dodgers stifle Phillies
Hiroki Kuroda tossed 7 2-3 scoreless innings to earn the victory in the Los Angeles Dodgers' 3-0 win over the Philadelphia Phillies on Monday night.
Los Angeles won as +135 home underdogs, while the teams played UNDER the 6.5-run total posted by sportsbooks.
Rod Barajas homered for the Dodgers, as James Loney drove in a run for Los Angeles.
Roy Halladay gave up three runs over seven innings to take the loss for Philadelphia, which managed a single hit on the night.


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Kate's stomach grumbled in protest as they left St. Louis behind. She had not eaten a decent meal in over twenty-four hours. She had lost her chance for food at the hotel when the demon had knocked on her door.
"We'll stop for food before sundown, I promise," Aidan assured Kate. "Your patience does you credit. Most humans are exceedingly cranky when they've gone without food as long as you have."
Kate laughed in an attempt to drown out the embarrassing groans coming from her stomach. While her physical body hungered after food, her mind shunned it. She was still struggling to digest the scene she had witnessed at the hotel.
"Aidan, I saw that demon back at the hotel. If I can see one demon, does that mean I can see them all now?"
"No, Kate. Why that demon chose to manifest, I don't know. I'm also puzzled as to why he knocked at the door. There had to have been some reason he wouldn't enter your room."
"Yeah, I was trying to work that one out for myself. I thought demons could come and go as they please."
"Yes and no. There are some places demons won't enter, although I can't imagine that any demon would have qualms with entering a hotel room."
Kate watched the sun set, yawning as she laid her head against the back of the seat. Feeling eyes on her, she cracked her eyes enough to notice Aidan gazing at her. Closing her eyes again with a smile, Kate muttered sleepily, "What? I'm not snoring am I?"
"No," Aidan answered, his eyes returning to the road. "I was just admiring the view, that's all."
"Is that a joke? I probably look like I've been hit by a truck. I haven't had a shower in twenty-hours and I feel like junk." Kate ran her hand through her hair self-consciously. Some people bit their nails when they were nervous. Kate couldn't keep her hands out of her hair.
"Well, I see more than the outside, Kate."
"Thank you, Aidan. I've always tried to be good, up until now anyway."
"Do you think what you're doing now is a bad thing?"
"Yes and no. I know I've hurt my mom and that makes me feel like the worst person in the world."
"Sometimes you have to consider the greater good, Kate. I think your mom will understand when the time comes," Aiden offered as he placed his heated hand lightly over Kate's.
"Why are you so warm? I mean, if you don't mind me asking."
"I'm only warm to you. My human form creates a physical response from your body. It's just a chemical thing. When you see something or someone you like, your body responds. Your body responds more strongly to me because I'm a spirit."
"I thought spirits were supposed to feel cold to humans?"
"Some spirits do feel cold to humans, while others feel warm. It depends on the human and the spirit."
"So, it's complicated then," Kate laughed, "just like everything else."
"Yeah, I guess you could say that."
After a late night meal from a fast food joint in Rochester, Minnesota, Kate sat back and enjoyed the feeling of a full stomach. Aidan pulled back onto the interstate and the car sped northward towards Canada. They would reach Winnipeg in a little under nine hours, so Kate attempted to sleep until morning.
Kate felt the heat from the morning sun stinging the side of her face. Leaning forward, she strained her eyes to read a road sign in the distance.
"How long have I been out?" Kate yawned, stretching her arms above her head.
"About eight hours," Aidan returned. "I trust you rested well?"
"Yeah, I did," Kate seemed amazed to hear herself say that, considering she had spent the last eight hours sleeping upright in a car. "I didn't dream or anything, I just slept like the dead."
"It was a much deserved rest after what you've been through in the last forty-eight hours. There's a spot where we can stop up ahead. We'll stop there so you can stretch your legs."
"Yeah, that would be great. I'm sure I look beastly about now," Kate laughed, pulling down the visor to glance at her self in the mirror. "If I've been out for eight hours, we must be near Canada by now."
"We crossed the border an hour ago, actually," Aidan grinned. "I drove a little faster after you fell asleep. I didn't want to frighten you by driving that fast while you were awake."
"Oh, well I'm sure I wouldn't have minded. I know we need to get there as quickly as we can," Kate uttered as she viewed the landscape around her. The land was relatively flat, something that surprised her. She had expected mountains for some reason. There were evergreen trees in the distance on both sides of the highway.
"We'll bypass Winnipeg and stick to the smaller highways on our way to the falls."
"Falls?" Kate questioned.
"The Seven Sisters Falls," Aidan answered, "that's where were going."
"Is that where we're meeting the others?"
"Yes, although I wasn't sure where they would be until last night. They move around a good bit, you understand."
"Yeah, I can see why that would be necessary."
"We'll be staying in a cabin a few miles from the falls at Barrier Bay. We should arrive before nightfall. Hopefully, you'll be able to get some rest tonight."
Kate smiled at the thought of sleeping in a bed. She would never take a mattress for granted again, even a hard one. "Does this cabin have running water and electricity or are we going old school?" Kate tried to joke.
"It has all the modern conveniences," Aidan laughed.
"Okay, good, cause I really need a shower. I don't think I've ever gone this long without one."
"Well, don't worry. You smell fine."
"You will be sticking close to me this time around, right?"
"Yes. I'm not risking another incident like St. Louis. I'm guessing you have no objection to sharing quarters with me?"
"I have no objection at all. In fact, I feel much safer with you in the same room with me," Kate admitted.
"Good. I'm glad that's how you feel, because I think it would be dangerous at this point for you to be out of my sight for long."
Aidan's words warmed Kate, but not from embarrassment. She had never met anyone so loyal to her. If being with Aidan was wrong, it felt the opposite. She still couldn't understand why God's forgiveness failed to extend to Aidan. It didn't seem right. There was an exception toeveryrule…surely.
As the sun was setting, the cabin came into view. The last rays of light were playing on the surface of the lake beside the two-story cabin. Kate marveled at the surreal beauty surrounding her as Aidan grabbed their bags from the back seat.
The events from this point on would change Kate's life forever. She was about to enter into a realm that few humans participated in, yet the thought brought a sense of exhilaration and wonder. While the future seemed unclear, Kate's path seemed certain.
"Well, this is it," she whispered, lifting her head as she made her way to the cabin.


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News By Tag
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* Social Welfare
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UK Charity Applaud as Chinese Woman Rescues 30 Abandoned Children
China's Abandoned Children and How UK Volunteers Are Helping
"Many parents are faced with no choice but to abandon their child. For instance, a rural family would be unlikely to afford premature baby care in a hospital for weeks. Babies born to poorer families are at risk of abandonment simply because the family have no way of paying for medical or surgical treatment for the chid. Families who have a disabled child are often isolated, prejudiced against, and unlikely to receive any proper support as they would in the west. Most of the stories we hear are that parents are literally at the end of their resources and have no way to pay for the services that we take so much for granted."
Ordinary British volunteers play a key part in the love and care given to the hundreds of Chinese children within ICC's care. The charity organise volunteer teams who spend up to two weeks working in groups in their projects in Hunan and Henan Province. These volunteers and the teams they attend are a critical part of ICC's vision to bring love, hope and opportunity to China's abandoned and disabled children. Anne Ellis, a Class Support Worker from Chester recently spent 12 days in ICC's Hengyang project. Anne 49 has sponsored a child with ICC since 2007.
"I wanted to visit my sponsor child and I knew that ICC was really making a difference in his and many other children's lives. My time as a volunteer was one of the most rewarding and challenging experiences of my life"
The British charity has a long term commitment and vision to make a difference in China. Judy explains "As China grows economically we believe that NGO's like ICC can have a huge influence on the development of Social Welfare Policy in the country. Our Community Outreach Programme is working at grass roots level to educate, support and resource families who are at risk of abandoning their disabled child. We have found that local government are eager to work with us and keen to raise the level of care and support that ordinary Chinese people need in these situations. For us, it's an exciting time to be working and serving in China. We really do believe that we can make a difference. Lou Xiaoying and Anne Ellis, two women from different continents prove that."
ICC is currently caring for over three hundred disabled children and providing support to over six hundred families caring for their own disabled child. This September hundreds of volunteers around the world will walk in their Walk the Wall event - a 10km sponsored walk. Find out more at www.chinaconcern,og
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Over 80 and looking for affordable travel insurance cover? Compare options from Australian providers.
As an older traveller, it is even more important to compare different policies available to ensure you find a policy with the right level of cover that won't be overpriced. Conditions around age limits and medical underwriting involving pre-existing medical conditions especially will vary between providers so the best step to find the right cover is to first compare quotes and then find out exactly what you will be covered for.
If you are ready to receive a quote for travel insurance for your next trip, you can enter your details in the form below. Keep reading to learn more about how to find affordable cover with the right protection.
Enter your trip details in the form below to compare quotes
Made a search before? Retrieve your search results
Type or select your destination
Popular Destinations
- Americas
- Asia
- Europe
- Pacific
- Africa
Get over 80 travel insurance from the providers below
Compare conditions for travellers over 80 in the table below.
|Conditions for travellers over 80
|If you're over 80 years old you'll need to submit a Medical Declaration Form.
|American Express
|Cover is available for those under 89 years of age who have the comprehensive single trip policy.
|Senior travellers 85 years and over need to obtain a Mature Age Assessment application from AIG.
|Budget Direct
|Seniors travel insurance is available if you're 100 years of age or under when you apply.
|Seniors travel insurance available if you're between 70-89 years of age.
|Columbus Direct
|You must be no more than 84 years old at the date of purchase to take out travel insurance.
|Seniors travel insurance available for people up to 84 years of age.
|DU Insure
|Travel insurance is only available under Plans A and B for over 80 with Medical Declaration Form.
|Travellers over 70 years of age will need to complete a Travellers Medical Appraisal Form.
|Fast Cover
|Travellers 90 years of age and over are subject to various conditions depending on the policy.
|This travel insurance covers travellers who are 100 years of age or under at the date of application.
|Southern Cross
|Travellers who apply cannot be over 101 years of age.
|Travel Insurance Direct
|Travel insurance is offered for people up to the age of 81.
|The policy does not state an age limit for Plan A (Comprehensive) and Plan B (Australia Only).
|Worldcare offers cover for travellers up to 85 years of age.
|YouGO offers cover for travellers until the age of 84.
While there are myriad travel insurance policies available on the market, travellers aged over 80 can often find it difficult to find insurance cover. Many insurers only provide cover for people up to a certain age limit and will refuse cover to those aged over 80, but it is still possible to find travel insurance cover if your 80th birthday is now a memory.
Travel insurance for over 80s is designed to offer essential medical cover, as well as offer flexible options for those with pre-existing medical conditions. In addition, there is affordable cover available for those on a wide range of budgets.
Types of Travel Insurance for Over 80s
Single Trip
This is the most common type of travel insurance for Australian travellers. The most important feature is for overseas medical and dental expenses. This includes emergency medical costs, ambulance transportation, hospital costs and emergency dental expenses. Some single trip policies are available that offer just medical cover, though it's also possible to take out cover against a comprehensive range of risks. A comprehensive policy includes cover for:
- loss of deposits
- trip cancellation
- loss or damage to luggage and personal belongings
- loss and damage to travel documents
- luggage delay
- flight delay
- theft of cash
- rental vehicle excess
- hospital cash allowance
- personal liability
- accidental death benefit.
Annual Trip
This policy covers against all the risks mentioned in the single trip policy, though this is an annual policy that offers cover for multiple trips. If you're a frequent traveller who takes more than one trip every year, this can be a more cost-effective cover option.Back to top
Pre-existing Conditions and Travel Insurance for Over 80s
If you're over the age of 80 and applying for travel insurance cover, there's a fair chance that you might have one or more pre-existing medical conditions - making it more difficult to obtain affordable travel insurance. A pre-existing medical condition is:
- an ongoing medical condition of which you are aware
- a medical condition that is currently being (or has been) investigated or treated by a medical professional
- any condition for which you take prescribed medication or have had surgery
- any condition for which you see a medical specialist.
The treatment of pre-existing medical conditions can differ greatly between insurance providers. Some insurers exclude coverage for any pre-existing medical conditions for people aged over 80 years. Others attach a higher excess to policies. While some insurers allow you to take out cover for certain pre-existing conditions — though further medical testing may be required — or the cover may only be offered up to a lower limit.
Speak to your insurance provider to find out their approach to pre-existing conditions, plus make sure to disclose all relevant information about your medical history to your insurer when you apply for cover. Failing to do so could result in your cover being void when it comes time to make a claim.
Find out more about travel insurance for pensionersBack to top
Issues that Over 80s Face When Getting Travel Insurance
Sadly, some seniors do face certain issues when looking for travel insurance. One of the most common problems is age limits of policies. With some insurers refusing to offer cover to anyone over 65 or 70 years of age, this obviously makes it harder for people over 80 to find a suitable policy. However, remember that there are insurers out there who are willing and able to cater to your needs.
- Pre-existing conditions cover. Your age can also have an effect on the pre-existing medical conditions an insurer will be willing to cover you for.
- Joint Cover. The age limits imposed by insurers can complicate matters for couples looking for cover. While in the past you may have been able to take out joint cover, this may no longer be possible if one spouse is above the insurer's specified age limit. As a result, some find themselves having to spend significantly more to take out two separate policies.
- Price of policies. Insurance premiums are calculated based on the risk you pose to an insurer, but many senior citizens have reported being charged exorbitant amounts.
How to Compare Travel Insurance for Over 80s
- Assessing your holiday plans carefully. Think about where are you going, how long are you going for and what sort of activities and experiences do you plan on participating in. Once you've thought about this you can then start looking for a policy that matches your needs.
- Compare a number of policies. Shopping around is important when looking for travel insurance. Rather than simply taking out cover with the first insurer who meets your basic requirements, it pays to compare a number of policies to see exactly what is on offer. There are plenty of online product review sites to browse, plus you can seek out personal advice and recommendations from family and friends.
- Read the PDS in detail. Once you've narrowed your choice down to a few policies, read each product disclosure statement closely to compare the exact level of cover offered. Familiarise yourself with the benefits, features, limits and exclusions offered by each policy, including any age limits that may apply and the treatment of pre-existing medical conditions.
- Get quotes from more than one insurer. This is quick and easy to do online and will help you get a good idea of the costs involved and the true value offered by each competing policy.
Tips for Travel Insurance holders over 80
- Disclose all pre-existing conditions. Speak to the insurers medical examiner and disclose all existing or known conditions. Although this may raise your premium, the cost of a potential hospital stay in the US for instance, would largely out weigh this small expense. Without full disclosure you may not be covered if it is later discovered that you knew of a condition before travelling.
- Get written evidence. Make sure any cover that is interpreted on the phone or in person by a travel agent or sales person is in written word from the PDS of the insurance policy. This will help you avoid a situation where your claim is denied even though your travel agent said you would be.
- Read the PDS in detail. Be aware of age limits, limitations of coverage and wording choices or you may feel ripped off when making a claim. For instance you may claim for a trip cancellation only to discover you will only be covered up to $2,500 because of your age, meanwhile your cancellation costs amount to $4,000.
Jason's Claim Denial
Jason had planned his trip to America, with flights and a premium level of travel insurance from a reputable travel insurer. He had been told that despite being 81 years of age, he would be covered for trip cancellations. A few days before his trip, Jason visited to the dermatologist and underwent a regular skin checkup before heading on his 13 hour flight to the states.
Shortly after his arrival, he received a call from the dermatologist informing Jason of a developing Melanoma in the back. As recommended by the travel agent, Jason contacted the travel insurer immediately but to his dismay, any chance of treatment in the US was denied. The phone operator explained that because Jason had not disclosed his history of regular skin check-up's, and because the Melanoma was considered a pre-existing condition that the claim would be void.
Jason's case emphases the value of reading the fine print carefully and disclosing all medical information when you move forward with a travel insurance policy.
Over 80s Travel Insurance FAQs
Should I buy my travel insurance through my travel agent?
While it is convenient to buy insurance through a travel agent, you must consider excess charges. Travel agents may charge a sizable commission on top of the price of the policy, so this can end up costing you a whole lot more money. Buying a policy direct from an insurer online can save you a great deal of money.
I'm over 90 years of age. Can I still find cover?
Yes. While it may be more of an effort to find an insurer who will offer the cover you need, there are insurers out there who offer insurance for people of your age. However, you may want to consider enlisting the help of an insurance broker to help you find suitable cover.
Can I take out medical-only cover?
Travel insurance is an essential consideration for anyone planning an overseas trip, regardless of whether you're 18 years old or 80. It's entirely possible to find an adequate level of cover if you're aged over 80, so make sure to shop around for a policy that suits your needs.
Compare Travel Insurance Quotes for Over 80s
Picture: Shutterstock


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News By Tag
Industry News
News By Location
Industry News
EFD Induction supplies second 'Terac' induction straightening system to Shipyard De Hoop
EFD Induction has delivered a second 'Terac' deck and bulkhead induction straightening system to Shipyard De Hoop, the Dutch builders of custom vessels such as river cruisers and supply ships for oil and gas platforms.
Straightening is necessary because of distortions introduced by welding into the metal plates of a ship's decks and bulkheads. "Such straightening has traditionally been done by slow, laborious, expensive flame heating," says Wells. "But induction straightening slashes the time needed for straightening.
In fact, our Terac systems have sometimes cut the time spent straightening by as much as 80 percent. It's a safer, cleaner and more ergonomic way of working, too."
Shipyard De Hoop was so impressed by the performance of the first Terac system that they ordered the second system without any further trials or demos. "The EFD Induction Terac system has proved its worth," says Johan Fasel, Shipyard De Hoop's Director of Operations, "and as we have orders for 22 ships to deliver over the next three years, the second Terac will be a powerful time-saving tool for us."
According to EFD Induction's Mark Wells, the Shipyard De Hoop order underlines the benefits of induction straightening for smaller shipbuilders. "Some people assume that induction straightening is only relevant for large yards. That's because the time and cost savings are so dramatic on large vessels. But as Shipyard De Hoop's experience shows, the cumulative benefits from smaller projects are still quite compelling."
Shipyard De Hoop has three facilities in the Netherlands, two shipbuilding yards at Foxhol and Lobith, and an outfitting quay in Rotterdam that also serves as an operating base for sea trials. Notable recent orders for Shipyard De Hoop include a 68m-long Offshore Support Vessel to be delivered later this year for operation in Nigerian oil fields. Shipyard De Hoop has also started production of the first of ten 65m-long Platform Supply Vessels for the Abu Dhabi National Oil Company.
Gary Gunning
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Experience the excitement of Charlotte, North Carolina when you stay at the newly renovated Hilton Charlotte University Place hotel in Charlotte for business or vacation. Our lakefront hotel is ideally nestled next to the Shoppes at University featuring more than 60 different dining and shopping ve...
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2012 Visit Charlotte Full Service Hotel of the Year
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The largest ballroom at the Hilton Charlotte University Place. Beautiful curtains & large windows at University A that create natrual lighting. The ballroom can be divisible in 5 sections. Most sections are 1210 sq ft each.
The Lakeshore Ballroom is the second largest ballroom at the Hilton Charlotte University Place. Lakeshore is divisible in 4 sections. Each section is 1152 sq ft per section.
Permanent Set Board Room - seating for 12-15 ppl. Natural lighting overlooking the outdoor pool and patio.
The Glenwaters room has windows along the wall that look out to the Shoppes at University Place. There is also an outdoor bricked patio attached to this meeting room. The carpet is very fun and vibrant in this room.
Perfect room for breakout meetings! Located on the lobby level.
Perfect room for breakout meetings!
The Lakeview room has natural lighting from the windows and also has a private outdoor patio that our guets love. The patio has a water fountain and great views of the lake.
Permanent Registration area with two windows that can be closed/locked; with storage space that can be secuired
Outdoor pool cabana patio with bar, lounge seating, fireplace and tv.
This is the newest ballroom at Hilton Charlotte University Place. This room is perfect for private lunches, dinners and receptions. Fountainview overlooks the lake and also has private outdoor patio. This room is not available in the morning.
Lakeside Exterior Photo - Hilton nestled on Boardwalk of Shoppes at University Place
The Ballantyne is a 4-Star/4-Diamond Starwood Luxury Collection hotel in Charlotte NC offering elegant rooms, 30,000 sf of indoor/outdoor meeting and event venues, resort-style amenities such as spa, golf, tennis and culinary group activities.
The DoubleTree by Hilton Charlotte is conveniently located just off of I-77, six blocks from the Charlotte Convention Center and within walking distance to many of Uptown Charlotte's restaurants, nightlife, and city attractions.
Sheraton Charlotte Airport Hotel welcomes you to completely renovated guest rooms as of 2015. Come discover an exciting transformation in comfort and warmth.


text: So, let's start with moi. Obviously. I'm NOT French. Absolutely not. I'm probably at the other end of the spectrum. However, my 'name' for Protagonize is French. Le coup de foudre: love at first sight. Do I believe in love at first? Nah. But, the imaginary dream that everyone has is love at first sight. It may exist somewhere (hence... Romeo and Juliet) but, who knows? I mean, who would want the guy to go... 'I love you, (name). I would die for you. If you leave me, take my heart with you. It belongs to you and only you.' The guy's having a breakdown. NOTE: I spelled my name wrong! :) It's not "coupe" it's "coup". Oh god. :O It depends on you, I guess. Anyway, I'm sounding like a psychopath. Let me introduce myself, I'm an imaginary Dorothy (which is NOT my real name) from the real state of Kansas... (which is definitely NOT where I'm from or where I live)... Fun Facts about Moi: Favorite Book of All-Time: The Perks of Being a Wallflower - Stephen Chbosky Favorite Song of All-Time: One Thing by One Direction Favorite Band of All-Time: One Direction (duh!) Favorite Old Cartoon: The Peanuts or The Jetsons Favorite Movie: The Outsiders or Charlie's Angels Pet Peeve: Do you really want me to list them? Favorite Sport: Writing is a sport, dude. Currently Reading: Ten Thousand Souls- Eleanor Henderson Favorite Color (how could I forget that?): Sea Green Favorite Food: Honey, I'm a hungry hippo. I'll eat anyting. (Except meat. I'm a VEGETARIAN.) Anywho, I must be rambling on and on. I must introduce you to some of my "works": Kill Me Softly (solo- FINISHED, BABY!) Catch Me if You Can (solo- sequel to Kill Me Softly) Nick and June (solo) Mysterious (solo) The Aftermath of the Wizard of Oz (collab) My Prince Will Come (solo) Those Three Words (solo) I Killed Paul Mccartney (solo) A Week (solo) Falling Stars (solo) It Snowed Last Night (solo) The Tennessee Boy (solo) War of 2100 (collab) Predator (collab) - please join! Contact me! A not so lovely bunch, I must say. Now. Let's get this straight. My works are original and I don't want ANYONE to copy them. I know some plots may be similar and I know that I write about typical teenage stories... but seriously? If you have the same exact plot line, I will first cry then I shall spam your page with comments like "um, so, honey, you totally copied me!". Nah, I won't do that. But, I will have some nasty comments about you in my head. Don't worry, I won't rate your story horribly. I won't read it even. >: ( I don't usually rate anything below a 3.5. Everything piece of work is "good"... just not... relatable or interesting. Or unique in any particular way. But, I'm pretty nice about that. Unless the work is completely unecessary. =D Well. I would like to say that I am definitely not the best writer. But, I enjoy it and that's all that matter, right? And about the Mary-Sue thing... that really bugs me. I won't bother to read your story if the character really "angers" me. >.<... well, on that note, I think I shall be leaving now. Or maybe not. You're probably not even reading this... LMAO. Oh well, I'm done... MAYBE. -_- Nope. I'm not done yet, honeys. :D Songs That Go Along with Most of My Stories: LISTEN TO THEM! Anything One Direction. Seriously. Tongue-Tied by Grouplove Blow Me (One Last Kiss) by P!nk Anything Ed Sheeran, as well. Or you could just stick to your playlist, dolls. :D Tootles ;)


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3 Replies
Nov 1, 2010 at 2:14 UTC
Niagara Technology Group (NTG) is an IT service provider.
Kay, that's awesome. Might I recommend taking your email address off here, though and having people PM you for it? You will get gobs of spam having it publicly posted.
Nov 1, 2010 at 2:59 UTC
Ok I took it off. Now I just need some replies! Thanks.
Nov 1, 2010 at 3:02 UTC
Niagara Technology Group (NTG) is an IT service provider.
This will be a tough community for that. Very few developers in the community and even fewer financial people. I've actually got all those skills and experience AND am in Texas (was in Houston yesterday actually.) But I'm not on the market :)
We tried hiring a Linux admin through the community which is much more core to the community's core skill set and we got only one person with casual interest and we didn't have any tough requirements either even though we are a big financial.
Good luck. I noticed that Hostgator is so desperate down there that they are putting up billboards on I45 for Linux admins!!


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Round-up: Seattle students talk about school stereotypes, Texas college moves into old J.C. Penney
Rainier Beach, University Prep students discuss stereotypes (KUOW): Two students from south Seattle's public Rainier Beach High School and north Seattle's private University Prep took to KUOW's RadioActive youth program to talk about stereotypes and interview their peers about what it's like to attend each school. For more on what Rainier Beach is doing to defy stereotypes of the school, check out this guest opinion column by teacher Colin Pierce.
Austin Community College settles into former J.C. Penney store (KUT): A community college in Texas has found an unlikely building for its next campus: a former J.C. Penney department store. Students say they like that the revamped building offers ample room for informal study groups.
Senator's alleged plagiarism sends politicians scrambling (Politico): Senate Democrats are standing by Montana Sen. John Walsh after a New York Times report revealed he may have copied large chunks of a final paper in obtaining his master's degree. Walsh supporters say the senator made an unintentional mistake.
More headlines:


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McBride Collection Offers Affordable, Convenient Family Living in Bowmanville's Aspen Springs
Kaitlin Group Releases Phase Two, Announces Quick Move-Ins on Phase One Models Now Under Construction
Adding to the appeal is the location. The McBride Collection is in the heart of Aspen Springs, Kaitlin Group's master-planned community in re-vitalized Bowmanville, Ontario, where everything from schools, parks and smart centre retail outlets to restaurants, grocery stores and the Go Train are within walking distance.
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A well-established community, Aspen Springs offers something for everyone. Commuters love the convenience of public transit, with easy access to the 401 and GO service. Sports enthusiasts are attracted by the proximity to conservation areas, hiking trails, skiing, equestrian centres and waterfront activities, with Lake Ontario just a two-minute drive south.
Meanwhile, nearby historic downtown Bowmanville has transformed into a shopper's delight, with new interlocking brick sidewalks, pedestrian-friendly curb bump-outs and historical lighting. Shoppers will find a wide variety of goods and services, including everything from antiques to designer clothing.
Phase Two of the McBride Collection consists of 28 homes with construction expected to start this summer. For those who can't wait to call Aspen Springs home, five remaining models in Phase One, now under construction, are available for quick move-in.
To take advantage of special, limited time Phase Two offers – such as nine-foot ceilings on the main floor or free single-car garage – call 1-866-514-3573 (tel:1-866-514-
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Waynesburg University's Teaching with Primary Sources (TPS) will offer Level I Summer Institute, a free professional development opportunity featuring methods and materials from the Library of Congress.
Level I Summer Institute will take place Monday, June 29, to Wednesday, July 1, from 10 a.m. to 3 p.m. on Waynesburg University's main campus. Participants will earn up to 15 PDE Act 48 Activity Hours.
All educators are invited to explore online resources by expanding their understanding of the Library of Congress and discovering effective strategies for teaching with primary sources.
The program will include an overview of the Library of Congress TPS Program, a tutorial of how to select and use the free digitized collections of primary sources from www.loc.gov and instruction of aligning existing classroom activities with Common Core Standards.
Interactive strategies and methods, ready-to-use classroom activities and project development and collaboration will also be offered.
Lunch is included. To register, visit: https://forms.waynesburg.edu/machfoh orm/view.php?id=365230.
For more information, contact Sue Wise, associate director of the TPS Program at Waynesburg University, at email@example.com or 724-852-3377.
Funded by a grant from the Library of Congress, TPS at Waynesburg University provides professional development for in-service and pre-service teachers. TPS at Waynesburg University works with schools, universities, libraries and foundations to help teachers throughout Southwestern Pennsylvania use the Library's digitized primary sources to enrich their classroom instruction.
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Illinois junior commitment Meyers Leonard is playing with the Mac Irvin Fire AAU basketball team this spring. Based in Chicago, that team is loaded with top prospects including several on the Illini's radar. He is enjoying the opportunity.
"It's overall a good experience, just playing with this level of talented guys. Playing against top competition all the time makes me better."
Of course, he must also share the rock with players who want to showcase their skills. Meyers realizes he must wait his turn in the limelight.
"It's neat playing at that top level. It's like playing for an All-Star team. I'm not gonna get a lot of touches. So what you've got to do is get a lot of rebounds and block a lot of shots, run the floor more than I ever have. I've had a few plays on fast breaks and stuff."
Leonard is a valuable member of the Fire team, but he didn't play much last weekend in Fort Wayne.
"This weekend, I wasn't fully in shape because I hurt my knee last week. I wasn't able to do everything. But I ran today and worked out yesterday."
Even when he isn't playing, he's watching some outstanding performers, including future Illini teammates Jereme Richmond and Crandall Head.
"They're awesome. I like to be around them. Jereme is unbelieveable. I think he'll be playing in the NBA when it's all said and done. He's got the full package. Crandall is the same way. He's an amazing athlete and has all the talent. He's got the same chances Jereme does."
Head hasn't played the last two weekends, but he is expected to join the team this upcoming weekend.
"Two weekends ago, he was in Miami watching his brother in the playoffs. And then last weekend he had prom, so he wasn't there either. I'm pretty sure we'll see him in Minnesota hopefully."
Meyers is talking up the Illini to at least one of his uncommitted teammates, power forward Mike Shaw.
"That's right, trying to get him on board. We play good together."
Leonard has enhanced his reputation through AAU ball in ways impossible playing in a small southern Illinois community like Robinson.
"It makes me feel good because I've worked hard for it. They told me I can be a Top 25 player. Basically, I've just got to be more consistent with my game. I guess you could say I have Top 25 talent, but it still remains to be seen if I'll be a Top 25 player."
The down side to all these extra games is the travel, especially for someone who lives so far from his teammates.
"Travel is tiring. When I went up to Fort Wayne, I had to ride a train for 5 hours, and then I had to drive over to the tournament with them, which was another 2 and 1/2 to 3 hours. It's a lot of travel to get up there since I live way down in southern Illinois and have to go all the way up to Chicago."
Since school is in session, he must obtain the cooperation of his teachers and keep up with his school work.
"Normally, I get all my assignments for school and get all of them done by Wednesday or Thursday. I will then ride up on Friday."
Next weekend is an even longer trip for Meyers.
"We're gonna be in Minnesota this weekend. From Chicago, I think the team's riding a coach up there. I don't remember what you call it, but it's like a small bus."
Leonard was 6'-10" last summer, but he is still growing.
"When I'm playing in shoes, I'm 7'-0" now. And I have put on weight. I'm up to 215-220. I work out with weights alot. Yesterday, I did all my reps, then put up a lot of shots, and then ran around the track."
With all the hard work, he is sure to develop rapidly. He knows his body will eventually be much stronger than it is now.
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But all the growing takes a toll on his body.
"I think I'm having more tendonitis now that I'm growing more. I've always just had tendonitis because I'm so tall. You've just got to ignore it and keep playing."
Meyers has a full summer schedule. Besides the AAU season in May and again in July, he will also be attending some team and individual camps.
"Robinson plays in the Assembly Hall the first Sunday in June. I know that I'm going to the NBA Top 100 Camp, June 17-21. And I know I'm going to the Mountie Big Man Camp. After that, I'm going to the LeBron Camp July 4th to 8th I think. Most definitely, I will be busy this summer."


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by Liz Ann Sonders, Senior Vice President, Chief Investment Strategist, Charles Schwab & Co., Inc.
Key Points
- Correlations have plunged, leading to wider sector dispersions and a "cancelling out" effect on volatility
- Earnings are moving from a four-quarter recession to strong double-digit growth in 2017
- Forward valuation looks reasonable when looking through an inflation-filtered lens
Much ink spilled these days—including by yours truly—tends to be of the macro variety. This is for good reason as studies have shown that macro forces have been greater determinants of asset class performance than traditional underlying fundamentals. This was corroborated by high correlations among and within asset classes. But this has recently changed; and we've been arguing that traditional fundamentals like earnings, valuation and (as always) sentiment will be more dominant market drivers.
Volatility low, but for an interesting reason
Correlations have come down markedly, especially among sectors. In fact, one of the reasons why volatility has been so low is due to the "offsetting" effect. The spread between sectors' performance has widened, which means for sectors displaying strength, there are offsetting sectors displaying weakness. Year-to-date we've seen strength in Technology and Consumer Discretionary in particular; which has been offset by nearly-equivalent weakness in Energy and Telecom Services. In essence, sectors have been washing each other out, resulting in suppressed volatility.
One way to think of it is that the market has gone from a "risk on, risk off" environment (with high correlations) to a "Trump on, Trump off" environment (with low correlations). And it's not just the performance of sectors which has diverged—the spread between the winners and losers in terms of earnings growth has widened out.
Earnings: from recession to recovery
The chart below looks at the trajectory for S&P 500 earnings growth back to 2012 and including estimates for the next four quarters. From the earnings recession—which spanned four consecutive quarters and ended in the third quarter of 2016—earnings are expected to rebound back into double-digit territory in 2017.
S&P Earning Growth
Source: Thomas Reuters, Yardeni Research, Inc., as of February 9, 2017. 4Q16-4Q17 based on estimated earnings growth.
The chart below looks at quarter-by-quarter estimated earnings growth for the five quarters beginning in last year's fourth quarter (its reporting season is still underway). As is abundantly clear, the turn in the energy sector from deep negative territory in 2016 to massive year-over-year growth in this year's first half has been the largest contributor to the S&P 500's earnings rebound.
S&P Sector Earnings
Source: Thomson Reuters, as of February 9, 2017. *Prior year's earnings are negative.
Beat rates underwhelming
As noted, fourth quarter earnings (bottom line results) are still being reported, although we are through about 75% of the season. To-date, 68% of S&P 500 companies have beaten expectations, 11% have matched, and 20% have disappointed according to Bloomberg. That "beat rate" is in line with historical averages. The revenue (top line results) story is a bit uglier. Only 48% of companies have beaten expectations, while 52% have disappointed; decidedly worse than the historical average.
The three top sectors in terms of the beat rate have been Technology (87%), Health Care (80%) and Financials (76%). This is a perfect dovetail with our sector recommendations which have those three sectors as overweights. Bringing up the rear in terms of beat rate have been Telecom Services (25%), Utilities (33%) and Real Estate (47%)—which happen to be our three underweight recommendations.
Valuation reasonable on forward earnings
We've covered the E in the P/E equation. Let's look at valuation in a bit more detail. There are myriad methods for valuing companies and/or the market overall and they tell very different stories at times—like today. Measures which take a long-term look back at earnings, like Shiller's Cyclically-Adjusted P/E (CAPE), show the market as quite overvalued. However, measures which incorporate inflation and/or interest rates, like the Fed Model or equity risk premiums, show the market as fairly inexpensive.
Particularly at or near earnings inflection points—as we are now—I tend to focus on a traditional forward P/E, which is based on the next four quarters of earnings expectations. You can see a chart of this measure below. Yes, the current P/E is marginally above the 20-year median; but bull markets don't tend to peter out near median valuations. The pendulum tends to swing wider at market troughs and peaks.
S&P 500 Operating Forward PE
Source: FactSet, as of February 10, 2017. P/Es are based on forward 12-month earnings.
An inflation "filter" is also appropriate to apply any time valuations are being analyzed. Clearly, a dollar of earnings you or I make is worth more when inflation is low as less of it gets eaten up by the cost of living. When inflation is high, our earnings are worth less. The same analysis can be applied to valuing corporate earnings. The table below shows that we are presently in the inflation sweet spot for valuations.
S&P Forward Inflation Valuation
Source: Bureau of Labor Statistics, FactSet, as of December 31, 2016. Inflation is y/y % change based on core CPI. P/Es based on forward 12-month earnings.
Corporate tax cut implications
I have one final note on a subject about which I've been getting a lot of questions. Although we believe enthusiasm should be curbed for a corporate tax cut in the near-term, the implications for earnings are potentially significant. Ned Davis Research (NDR) looked at what the tax benefit could be for the S&P 500 assuming a 15% effective tax rate—both with and without allowing interest expense to be tax deductible.
The biggest winners would be those sectors with the highest effective tax rates. Utilities, Materials, Consumer Staples and Financials all currently have effective tax rates above 28.5% and stand to benefit most. Those which would benefit the least are sectors which currently have the lowest effective tax rates: Health Care, Technology, Energy and Real Estate all have effective tax rates of 22% or less.
The sectors that would be impacted least by making interest expense non-deductible are Technology, Consumer Staples, Financials and Health Care. Those which would be impacted the most would be Utilities, Materials and Telecom Services as they are the sectors with the highest leverage.
Icing on cake of fiscal stimulus
In sum, the market's march to all-time highs brought valuations up with it; but courtesy of better earnings growth ahead, valuations are not stretched to the extreme. My preference would be for the market to continue to take breathers—either in price or in time—in order to allow earnings to catch up to valuations. Positive caveat: the expected earnings trajectory highlighted above is exclusive of fiscal stimulus via some combination of tax cuts, regulatory reform and infrastructure spending. Anything on those fronts which get implemented this year would likely lead analysts to ratchet up their earnings expectations for 2017.
Important Disclosures
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.
Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.
Copyright © Charles Schwab & Co., Inc.


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Charles Johnson - AALBC.com
Charles Johnson author profile. Here you will learn more about Charles Johnson's writing, published work and more.
NBF ARCHIVES: Charles Johnson Author Study Guide, The National ...
In an essay for the Gale Research Inc. Contemporary Authors Autobiography Series 1995, Charles Johnson describes at length the various strands of influence ...
Charles C. Johnson, Author at GotNews
Founder and Editor-in-Chief Charles C. Johnson. Gotnews.com founder and editor-in-chief Charles C. Johnson is an investigative journalist, author, and sought ...
Charles Johnson's Novels: Writing the American Palimpsest
Charles Johnson, "Where Philosophy and Fiction Meet," in I Call Myself an Artist, 93. 24. Ibid., 93. 25. Charles Johnson, "The Singular Vision of Ralph Ellison," in ...
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Charles Johnson — Listen for free on Spotify
Charles Johnson. Play on Spotify. Popular ... Best of Charles Johnson. Do you have the Spotify app? No, get the app. Yes, open the app. Spotify © 2016 Spotify ...
Charles Johnson - I believe He Died For Me Lyrics. Charles Johnson Miscellaneous I believe He Died For Me I BELIEVE HE DIED FOR I never saw the the...
Charles Johnson - Until Then Lyrics
Charles Johnson Until Then lyrics: It's so plain to see, times getting shorter Anyone can tell this world just cannot stand For the things God created in their...
Charles Johnson Miscellaneous Holy City New Jerusalem Holy city new jerusalem (Thank you Jesus) Coming down from God out of heaven. Holy city longing for you
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Washington, D.C.; Charles Bruce Johnson, Southfield, Mich. [22| Filed: Oct. 16, 1972 [21] Appl. No.: 298,157 |52| L/.S. Cl 315/10, 315/11, 315/12 [5I| Int. Cl HOlj 31/26
The DeFuniak herald combined with the …
that Charles Bruce Johnson, 64, of Ponce de Leon Springs was trav-eling east on CR-181C when he drifted onto the southern shoulder entering a northerly curve.
VOLUME 42 ISSUE 3 The - March - Brookland Baptist …
Charles Bruce Johnson Kenneth Jones Sr. Sabrina Laroy Sandra Murray Jerrell R. Pinckney Priscilla Robertson Jessica Scott A Charles D. Stephens Carrie ...
Charles Bruce Johnson Solid Waste Collection and garbage Services South Carolina email@example.com 01 0134351216 12/22/2011 12/31/2016 Jordon Construction
Scientific Publications
STEM Center will connect students, teachers to Science City
25.11.2012 [Arizona Daily Star] - Bruce Johnson, head of Teaching, Learning & Sociocultural Studies in the UA College of Education, and I are co-chairs of the center, which will be housed in the Flandrau Science Center and Planetarium building. Our first projects are helping schools
Wz hcta 0807 by randal seyler - issuu
Easily share your publications and get them in front of Issuu's millions ... randal seyler, Name: wz_hcta_0807, Length: 16 pages ... Charles Bruce Johnson, ...
Johnson, Charles Bruce : physics, electrical engineering. (Article,...
Get this from a library! Johnson, Charles Bruce : physics, electrical engineering..
Video & Audio
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Teddy Bridgewater Launches Deep TD Bomb to Charles Johnson ...
▶ 0:18Minnesota Vikings QB Teddy Bridgewater throws a booming 49-yard TD to WR Charles Johnson for the first ...
Charles Johnson - YouTube
My work is to go through the videos that are out there in the internet and present them to the public.
Charles Johnson & The Revivers - "Let's Have Church" - 1993 - YouTube
Charles Johnson & The Revivers -
How to Stain and Finish Wood Furniture | This Old House
Wood finishing expert Bruce Johnson shares tips for refinishing new and old furniture
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Google News: Memoir reveals redemptive act of triggerman in racist killings
21.12.2012 [Jackson Clarion Ledger] - Charles Johnson didn't arrive in Mississippi on a Freedom Rider bus in 1961. But he did land that very year in Meridian as the new pastor of a tiny African-American church. Unintentionally he became deeply caught up in state's civil rights struggle.
The Washington Post
20.12.2012 [Washington Post] - Rainer Ct., 13816-Robert C. Johnson to Kevin Cinco, $335,000. Shadybrook Dr., 5591-W. Bruce Johnson to Concepcion Martinez, $186,000. Torchlight Dr., 12933-Pamela Henry to Scott Phillips, $365,000. Trident Lane, 6152-Fannie Mae to Virenjan Narayan
Google News: San Fran Biz Hall of Fame Inducts a Fund Exec
20.12.2012 [MutualFundWire.com] - News summary by MFWire's editors. Franklin Resources [profile] co-founder and chairman Charles Johnson felt the love in San Francisco earlier this week, getting inducted into the Bay Area Business Council's Hall of Fame. Johnson was recognized not just
Google News: Seven seek to fill GOP vacancy on Enfield's Board of Education
20.12.2012 [Journal Inquirer] - Published: Thursday, December 20, 2012 11:01 AM EST. ENFIELD — Seven people submitted applications by last week's deadline to replace Charles Johnson III on the Board of Education, according to the chairwoman of the Republican Town Committee.
Reports & Statements
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Wikipedia: Charles Johnson – Wikipedia
Charles Johnson ist der Name folgender Personen: Charles Johnson (Dramatiker) (1679–1748), englischer Dramatiker; Charles Johnson (Autor), britischer Autor
Wikipedia: Charles Johnson (wide receiver, born 1989) - Wikipedia, the free ...
Charles David Johnson (born February 27, 1989) is an American football wide receiver for the Minnesota Vikings of the National Football League (NFL). He was ...
Former teammate Charles Johnson suggests silence for Greg Hardy ...
And if Hardy wants a roster spot in the NFL any time soon, Panthers defensive end Charles Johnson thinks his former teammate should stay ...
Bay Area Council's Business Hall of Fame inductees recall their ...
19.12.2012 [Bizjournals.com (blog)] - The two inductees were Charles Johnson, a co-founder and chairman of San Mateo mutual fund giant Franklin Resources Inc. (NYSE: BEN) and Lorry Lokey, founder of San Francisco press release distributor Business Wire, which he sold in 2006 to Warren
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Los Panthers visitan a los Eagles, ambos buscando salir del mal ...
26.11.2012 [ESPN Deportes] - Tienen también una defensa muy decente con gente como Charles Johnson y Greg Hardy, en donde le pueden llegar al quarterback de Philadelphia, sobre todo que Eagles tiene un desastre en lo que se refiere a su línea ofensiva. Philadelphia Eagles
Aresco, basketball schools talk Big East future
13.12.2012 [Yahoo! News (blog)] - v1/comments/context/eb606789-e4b0-3791-9406-cf3ee86a1e62/comment/1355426671121-eebbe1ce-699d-4c51-9351-80cf00eca6f7. charles johnson • 6 days ago. I think my old high school team just got accepted to the Big East but turned it down because
VIRGINIA THIS MORNING: 'Christmas for Kids' Parade
19.12.2012 [WTVR] - Ricky and Charles Johnson want to help make this Christmas a memorable one for kids. They talk about their 6th Annual 'Christmas for Kids' Parade. Our own CBS 6 Anchor/Reporter Lorenzo Hall will be the Grand Marshal. The event takes place on Monday
Charles Johnson | Carolina Panthers | …
The latest stats, facts, news and notes on Charles Johnson of the Carolina Panthers
Holiday Happenings: Toy distribution Dec. 22; winter camps for kids ...
21.12.2012 [al.com] - Members of the fraternity shown making the delivery, from left, are Herb Jordan, Terry Hazzard, Clifton Bates, Ronnie Williams and Charles Johnson. (Submitted by Herb Jordan). Bike_giveaway.jpg View full size The Mobile County Sheriff's Office held its
Charles Johnson | Minnesota Vikings | …
The latest stats, facts, news and notes on Charles Johnson of the Minnesota Vikings
Both Hardy and Johnson Within Double Digit Sack Totals
11.12.2012 [Cat Scratch Reader] - It's hard to believe that going into this season we thought our only pass rusher was going to come from Charles Johnson, but it turns out he might not even end the season with the team leading sack count. Share on Facebook. Share on Twitter. It's sure
MRC's 80-year timber plan baffles locals
20.12.2012 [Fort Bragg Advocate-News] - Mendocino County had the most valuable and most magnificent forest on earth when Jerome Ford, Charles Johnson and the rest began chopping. Because virtually all of the Mendocino County forest was in private hands, it was all cut down, with no look to
Hardy supplying Panthers with needed production, swagger
17.12.2012 [Pro Football Weekly] - Hardy has blossomed into more than just a complementary pass rusher in his third season — in Week 15, he became the first Panthers player not named Julius Peppers or Charles Johnson to record double-digit sacks in a season since 2003. Hardy, who had
Local events and happenings
18.12.2012 [Gaston Gazette] - Charles Johnson, who started Lost and Found Ministries more than 10 years ago. The event is expected to draw nearly 300 people, Johnson said. "This event caters to the homeless and lower income families of Gaston County for the purpose of reaching
Cat Crave - A Carolina Panthers Fan Site - News, Blogs, Opinion ...
18.12.2012 [Cat Crave] - There was also plenty of pressure from the defensive line as the Panthers had six sacks with two apiece from Greg Hardy and Charles Johnson, and pressure forced Rivers to lose two fumbles. The Panthers hottest player right now (Cam Newton) continued
San Diego Chargers Grades: Week 15 vs. Carolina Panthers
18.12.2012 [Bolts from the Blue] - As the game wore on and the Panthers got more aggressive, the poor plays started piling up into a mountain of excrement. The line allowed 4 of the 6 sacks directly, with 2 allowed by RT Reggie Wells against LDE Charles Johnson. Things got worse when
Boys Basketball: Stuart Hall hits key free throws down the stretch to ...
16.12.2012 [SanFranPreps.com] - Stuart Hall head boys basketball coach Charles Johnson felt that Saturday night's home game against Mission might prove to be a turning point in the Knights' season. In front of a packed house at their underground gym, the Knights withstood a fourth
Carolina Panthers Perturbed PSL holders write again
18.12.2012 [Cat Scratch Reader] - Firing a general manager mid-season shows urgency, spending money to bring in Ernie Accorsi to lead the search is a significant effort. Sending a contingency of front office members to Atlanta to convince Charles Johnson to remain in Carolina is urgency.
The Carolina Panthers Bolt the San Diego Chargers 31-7
17.12.2012 [Cat Crave] - DEs Greg Hardy and Charles Johnson had a pair of sacks each. The Panthers really had all phases going for them, being able to dictate the pace with the early big lead. They ran it a few more times than they threw it, and part of their game is the
Goodman: Big Al, CJ and Klatt needs to get a clue
12.12.2012 [Mile High sports] - Alfred Williams, Joel Klatt and Charles Johnson are some of the most recognizable Buffs in Colorado. And each of them left a lasting footprint on the historical success of the Colorado football program. Their passion is unwavering. But their agenda to
Bucs' Michael Bennett hula dances to campaign for Pro Bowl votes
13.12.2012 [NBCSports.com] - But Charles Johnson deserves to go. The dude has been a monster this year. He may only have 8.5 sacks, but that doesn't do justice on how often he has been getting heavy pressure. ocheeno22 says: Dec 13, 2012 8:16 AM. Yes bc seeing you dance around
Local law firms look at 'alternative billing' as an efficient option
10.12.2012 [Nashville Post (subscription)] - "Clients want more certainty in their budgeting and fees," said Charles Johnson, a practice group leader with Butler, Snow, O'Mara, Stevens and Cannada. Johnson said Butler Snow's health care group sees about 75 percent of its fees generated from
Jeh Johnson Speech at the Oxford Union
30.11.2012 [Lawfare (blog)] - [11] Remarks by Jeh Charles Johnson, Dean's Lecture at Yale Law School, "National Security Law, Lawyers and Lawyering in the Obama Administration," (February 22, 2012). [12] Remarks by John Brennan, Assistant to the President for Homeland Security
Falcons say revenge isn't the motivation against the Giants - The Star-Ledger
12.12.2012 [NJ.com] - He cashed it," defensive end Charles Johnson said, via Joseph Person of the Charlotte Observer. "That's all you can do. You put it out there, you just back it up. And he did it." REDSKINS. Robert Griffin II believes Robert Griffin III is going to play
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England have chosen an uncapped Irishman ahead of two players with Test experience to fill the void left by Marcus Trescothick in Australia. Ed Joyce may have made only three one-day international and one Twenty20 appearances for England but the selectors feel that he is better equipped to cope with the demands of touring Australia than Rob Key or Owais Shah.
The selection of Joyce is something of a surprise because to many - including myself - he was the least likely of the three possible replacements to be picked. It was widely felt that Key's ability to open the batting would make him an automatic candidate for Trescothick's spot, and that Shah's performance in Mumbai in April, where he scored 88 and 38, showed he had the temperament for Test cricket.
But Joyce is an intelligent, capable and impressive young man, and he has obviously made a positive impression on Duncan Fletcher, the England coach, during his brief associations with the national side.
The 28-year-old made his one-day debut for England in June, scoring 10 runs in Stormont against Ireland. A couple of days later he sustained a nasty ankle injury while fielding in the Twenty20 international against Sri Lanka and failed to play another game in the series. But on regaining his fitness he was selected for the one-day series against Pakistan, where he replaced Trescothick in the final two matches. Joyce scored just 13 and eight but he was picked for the Champions Trophy, where he did not play a game.
Joyce was also named in the Academy squad, which will provide cover for England's Ashes squad in Perth. The 14-man party set off for Australia last night but Joyce will leave them in Dubai, where he will head for Adelaide, where England begin their final warm-up match tomorrow.
"I'm obviously sad for Marcus but I'm really happy to have got the nod," said Joyce. "Rob and Owais are very good players and have Test experience so they are probably disappointed not to be picked ahead of me. "
Explaining the selectors' decision, David Graveney, the chairman, said: "As we already have other players in the squad who have experience of opening the innings we have decided to choose a replacement who will be able to cover a number of different positions within the order."
Dublin is not a city steeped in cricket history but Joyce comes from a family rich in cricketing stock. Before choosing to qualify for England he had represented Ireland with distinction since 1997. In 14 ICC Trophy games for Ireland he averages 84, but he is not the only member of his family to have played international cricket.
Joyce is one of nine children, five of whom have played cricket for Ireland. Dominick, his younger brother, has played regularly for the Emerald Isle since 2000, the year his older sibling, Augustine, featured in a couple of matches. His two younger sisters, Isobel and Cecelia, are regulars in the Ireland women's side.
Outwardly, Ed appears laid-back and during my time with him at Middlesex I envied his easy-going nature. But this demeanour should fool nobody; inside there is fierce determination and ambition.
During his early days in county cricket he looked uncomfortable against the short ball. The slow, grassy pitches of Ireland meant that he was rarely tested against this type of bowling. But he has worked this aspect of his game out and when he is in full flow he has the grace and touch of a young David Gower.
England have had several tough decisions to make this week, and the final one is likely to be made tonight when they select their side for the final warm-up match, against South Australia. Will it be Monty Panesar or Ashley Giles who fills the spinner's spot? Panesar would be the more positive option, but Fletcher is not known for his adventurousness.Reuse content


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Two-bedroom apartment in calpe with sea view and communal swimming pool. the apartment has air conditioning, satelite tv and internet. there is also a garden, storage room and terrace.
We can help you to get a mortgage on favourable terms. A residence permit can be obtained with the purchase of this property. Please ask our team for more information.


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I'm really surprised that no one has mentioned the oil/gas/energy industry. Gone are the days of stale, boring 3D graphics and animation to show off some amazingly high tech equipment.
This industry has seen a steady economic increase and companies involved have money to spend on 3D with Hollywood production values. That means more 3D/VFX artists are being hired and paid well.


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Synergistic Buyer
Definition - What does Synergistic Buyer mean?
A synergistic buyer seeks to acquire another company in order to leverage its existing organization such as its administrative platform, sales channels or management team. Synergistic buyers are rapid and long-term growth seekers that use acquisitions to create synergies. They are usually large and established firms in the industry. As a result, their acquisition capital is generated from their internal equity funds.
Divestopedia explains Synergistic Buyer
The goal of the synergistic buyer is to acquire a targeted company that belongs in the same or a related industry in order to take advantage of economies of scale. However, in some cases, these buyers target a company that has unrelated business because of its synergistic qualities, which can support the synergistic buyer's existing business organization.
An example of a related industry target would be a company with a proprietary technology, but does not have the resources to take it to market. A large synergistic buyer with a robust sales and marketing platform could look to acquire this business, rather than develop the technology internally.
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Join thousands of others with our weekly newsletter
Equicapita:Equicapita's model is to acquire established, private small and medium sized enterprises ("SMEs") located primarily in Western Canada.
Evolution Capital:Leaders in growing small business.


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People at Savannah: Kenichi Handa Profile
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LaRocco spent his prime outdoor years going fast on Kawasakis.
Paul Buckley photo
In 1995 LaRocco was hoping for a successful title defense in the 250 class, only to suffer a broken arm, which he had plated so he could return early … only to be derailed again by a knee injury at Millville, one race after a win at Unadilla. LaRocco switched back to Suzuki, where he had some flashes of brilliance but was never quite as fast as before his injuries. He also never really figured out his starting difficulties, which certainly cost him wins throughout his career, both outdoors and indoors.
After his deal with Suzuki ran out, LaRocco made a gutsy decision: He signed on with Factory Connection to be an independent rider, albeit with some help from American Honda. He then put his career into overtime (mind you, he'd already been at it for more than a decade) and stayed fast for several years before making the decision to race supercross only in hopes of extending his time as a professional racer.
By the time he retired in 2006, LaRocco had racked up the third-most podiums in history in the 450 class with fifty-three, plus sixteen previous ones from the 125cc class.
LaRocco delivered plenty of podium finishes through his years on Hondas.
Simon Cudby photo
LaRocco is still very involved in the sport. In fact, he has two young riders under his watch on the GEICO Honda team who will be going for Monster Energy 250 Supercross Championships this weekend in Las Vegas in Wil Hahn and Eli Tomac. He's also the namesake of one of the most recognized obstacles in all of motocross, LaRocco's Leap at RedBud, his home track.
LaRocco's success over a large span of races and years, as well as his titles, wins and podiums, earn him the 17th spot on this list of Monster Energy's 30 Greatest AMA Motocrossers
Check out all of Mike LaRocco's results right here in the Racer X Vault:
From 1998, the early days of what we today know as team GEICO Honda.
Racer X Archives
(Racer X Contributors to this list: Davey Coombs, Jason Weigandt, Eric Johnson, Steve Matthes, Jason Thomas, Andrew Fredrickson, Chase Stallo and David Pingree)


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Dog Walkers in Speedwell, VA
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We've been there: rushing home during every lunch break to take the dog for a quick walk around the block. Good news: You can easily find and book Speedwell dog walking services on Rover. Whether you need a one-time dog walker or someone to take your dog for a stroll every day, we've got you covered. Exercise for your dog and peace of mind for you are just a few clicks away. Every walk is covered by premium pet insurance, at no extra cost to you. You can even ask your dog walker to send you a photo update. Whether you already have a favorite pet sitter on Rover or you're new to the site, we'd love to connect you with a dog walker in Speedwell the next time you're unavailable. We're confident you and your dog will love it.
Wondering what you should be paying for a walk? Check out our standard dog walking rates for a comparison.


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Nothing But Pieces
Jason shook me harder and his hands felt like they were cutting off my circulation. "Stop trying to screw with me!" he screamed as I cringed. His expression changed at that and he released me.
I slid down to the floor and roared at him, "GET OUT !"
"Wait! I didn't mean to …"
"GET OUT !" I repeated, tears rolling yet again. I curled into a ball as he reached the door, pausing, unsure if to leave me or not. Whether he had hurt me, it didn't matter. Nothing would hurt as much as Collin.
It was like a wound someone poured salt on, a body someone repeatedly stabbed. It was searing pain that took over your whole body, crippled you enough to kill. And it was all mine. All of this torment belonged to me.
Collin was fine in Colorado while I suffered here. Alone. Trying to seduce guys to get my mind off of the pain. The pain. It was slowly destroying me from the inside though the tears were rolling down my face. It was pulling me apart until I was something like one of those hundred-piece, unsolved puzzles.
Nothing but the pieces.


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Tin hot pink pail with white decal. Decal has pink polka dots and stars all over with silhouette of cheerleader and the words: CHEER. Handle has black bow with white dots and beads. PVC liner included.4 1/2"H X 5"Opening1 set of 6.
burton+Burton only sells to businesses, not the general public, and tax ID# is required. If you are a consumer and are interested in purchasing our items, please use our store locator to find a local retailer.
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Jet Airways Ltd shares fall as much as 13.6 per cent after local media including CNBC TV18 and NDTV reported a planned deal to sell a stake in the to Abu Dhabi's Etihad may be called off, citing unnamed sources, but shares sharply pare losses after the carrier calls the reports "incorrect".
Etihad has been in talks to buy a 24 percent stake in Jet, Indian government sources have said previously.
Jet shares ended down 2.7 per cent (at Rs 559.15 on Bombay Stock Exchange).


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Hotel Espace Champerret is a charming boutique hotel ideally located in an area close to the old city gates of Paris. It allows quick access to the business districts of Neuilly & La Defense, the Champs-Elysees, Palais des Congres convention hall and Saint-Lazare rail station.
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Harry's, El Escondite
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Pura Vida in Tamarindo
... we had rented for a couple of weeks. David, Sue, and the twins arrived at the villa about hour after we did. Casa Paquita was a luxurious home located in the community of Playa Langosta on the outskirts of Tamarindo. Its classic Spanish-Mediterranean architecture was unmistakable with a central courtyard fountain, romantic balconies, and a large covered terrace. It had five bedrooms, a spiral staircase with built-in waterfall that spanned three levels, a gourmet kitchen, ...
Pura Vida, Amor y Paz,...Es Verdad
... than "Laura?" and half of a yes." This is how I met my mama Tica Isabel and her dog Toby.
In order to keep this somewhat entertaining and not too long, I am going to break down my time in Tamarindo by section rather than follow a time line! So having introduced Isabel, most often referred to as mama Tica, I figured I can start with my homestay! I lived in a house in Villarreal with one other student, Gjira. We had our ...
Day 6: Zipping, Sliding, Riding, Bathing
... Don't get me wrong as it was definitely neat however, the only natural thing about it was the water!! This man made 450m slide was filled with water by an assistant who used a levy to increase the water level and thus decide your fate..slow rider or loco fast! Geared up in helmets and inner tubes we hiked to the top in our bathing suits as it began to rain. We sailed down the ice water slide at lightning speed (despite me asking for the senior ...
Travel day
Met Rob in the Tampa airport and then we went to American airlines and caught the flight to Miami and then to the town of Liberia Costa Rica. There we spent the night in a hotel near the airport All in all a good trip down the flight was pleasant and the flights were all on ...
Day 58-59: Back the fuck off from my puffer fish
... suggestions about what I can personally do about it! No murder is not an option people lol After all of this I went home and packed for tomorrow. Looking forward to seeing Marcelo from the sloth sanctuary tomorrow in Puerto Viejo too, will be nice to catch up! Day 57: Well someone had to get up at 2:30am after three hours sleep and then walk all the way to the bus station with all of my things and a hula hoop. Yes that person was definitely me. I actually made it all the ...


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Excellent Quality
These power cords are heavy duty and well shielded without being too stiff. I taped them to the audio cables going to my powered speakers to make the cables more manageable and was a little worried that this would cause interference and buzzing or a hum - not a problem. These are well worth the price.


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Find Hotels in Mbour
Mbour Hotels & Accommodation
Browse through the list of Mbour hotels to find the right hotel at a great price. Each hotel in Mbour has many photos, reviews and a map of its location in Mbour to make sure you get the most out of your stay. Booking your hotel in Mbour couldn't be simpler. Just find a hotel, check the rates and proceed to the checkout. We'll have you enjoying your Mbour hotel in no time. Quick, easy and secure.


text: Ate here while I stayed at the Holiday Inn. Definitely one of the better pizzas I have eaten. Granted, I come from small town Illinois, but with several pizza places, both chain and mom and pop, and having eaten pizzas around the country in various places, I have to say this was one of the better pizzas I've had. Not... More


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Really MatteredMature
Later that night.
Abraham wrapped his arms around Maryse's waist and gave her a kiss. John pulled up in his car with Dan sitting in the passenger's seat. Maryse smiled as she wiped her lipstick off of Abraham.
"Very nice kisser, you are."
He chuckled as she finished, "it was nice meeting you, Abraham."
Abraham exchanged telephone numbers with Maryse as Eve and Denise walked out of the restaurant. Titus and Drexel quickly followed. Denise and her girls were very bubbly. Denise walked up to John's car as Dan opened the other passenger's door.
"Fiancé, Eve drove her car so I'm going to ride with her back."
Dan disagreed, "Denise, just drive Eve's car, and I want Eve to drive with us."
Eve smiled and squeezed Denise's hand.
John looked confused, "that doesn't make any sense. Eve should drive her own car."
Denise agreed, "yeah, I'm not driving Eve's car, and plus I need her to help me. Is that okay, Dan?"
Dan looked at Eve and she smiled, "babe, don't worry, we'll drive safe." Eve faked a smile.
John dismissed Dan's conversation, "Denise, Dan and Eve are still staying with us, so I'll race you guys home. (He turned to Titus.) Are you and Drexel coming too?"
Titus smiled, "ha, nope. We need to enjoy some lovin time."
They all laughed.
Denise kissed John passionately as Eve kissed Dan. Denise and Eve got in the car and drove off. Dan instructed John to follow Eve, but he went another route. 35 minutes later, Denise locked her door and text John that Dan was being to controlling. Shannon Legrand's Never Really Mattered.
Eve shared her experience at Demetreus' restaurant with Denise.
Eve text Dan, "Dan, we are over. I gave John back our house key. Please don't call me!"
For the next few hours Dan would constantly call and text Eve. She ignored them and stayed with Denise. John kept Dan at his house, trying to keep him away from Eve.
Dan paced around John's place venting about Eve and how he needs to see her. He felt upset that John was almost aiding Eve then being on his side.
John said, "listen, you can keep beg and pleading but I'm not letting you out of this house. You're getting more controlling as time goes on. I need you to chill out."
Dan yelled, "she is my entire life. She can't just give up on me, on us!"
John hugged his brother, "bro, give her space. She is allowed to give up. And she did. Just give her space."
Dan replied, "was I that bad?"
John rubbed his back, "lately, you're starting to become controlling..."
He whispered, "I just don't want her to leave me... I won't get her back..."