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New Braunfels Herald Zeitung (Newspaper) - November 11, 2005, New Braunfels, Texas Friday, November 11, 2005 — Herald-Zeitung — Page 3A OBITUARIES Paid advertisements OWEN GAYMAN Owen Gayman passed away November 9, 2005, at the age of 85. He was bom and raised in Britton, OK, served as a pilot in World War II and worked as an administrator for the Social Security Administration. He has been retired and living in New Braunfels for the past 30 years. Mr. Gayman was preceded in death by his parents, Dr. Samuel E. and Ina J. Gayman, his siblings, Sue Harlow Parnell, Byron Gayman, Sarah Theodora Gayman, and Patricia Crader. He is survived by his wife of 58 years, Edna Vondran Gayman. He is also survived by his brother-in-law Robert Vondran and his wife, Gloria of New Braunfels, his brother-in-law Franklin Crader and his wife, Velma of Moscow, ID, five nieces, Sue Hoffman, Paulette Hunt and Martha Bruce, all of Visalia, CA, Mary Pontbriand of Hampton Falls, NH and Dorothy Dodson of Austin, TX, as well as numerous great-nieces and nephews. In 1940 Mr. Gayman was in the 45th division of the Oklahoma National Guard when called to active duty. He transferred to the air corps in January 1942. On his thirteenth mission as a pilot of a B-26 Gayman was injured. His plane was crippled in battle over Amsterdam and then a German fighter plane shot out the left engine. Gayman managed to get the plane back to England where he belly landed, skidding 1,500 yards. While it was sodding a piece of the right propeller broke off, crashed through the cockpit and cut off his left arm. Other members of the crew suffered injuries but all returned to active combat duty. Mr. Gayman was awarded the Distinguished Service Cross, the Purple Heart and the Air Medal and Cluster. Mr. Gayman was a member of the New Braunfels St. John's Episcopal Church. He was also a member of the Elk's Lodge. A memorial service will be held on Saturday, November 12 at 10:30 am at St. John's Episcopal Church in New Braunfels. In lieu of flowers, the family asks that you donate to Hope Hospice. ERNA ANNA DICKEY Ema Anna Dickey passed away on Tuesday November 8, 2005 at the age of 87. She was born in I lancock, Texas on March 19, 1918 to Alvin andThekla Heinemeyer. Erna loved her family, and worked for Mission Valley Textile for over 30 years before retiring. She is preceded in death by her parents; two sisters, Teska I leinemeyer and Tome James. She is survived by her loving husband of 57 years; William E. Dickey, one brother; Alvin Heinemeyer and his wife lima (Sue), and one sis ter; Nora Albin. Visitation will begin on Friday November 11,2005 from 4:00 PM to 6:00 PM. Funeral Service will be conducted on Saturday November 12,2005 at Zoeller Funeral Home Chapel at 10:00 AM, with the Interment to follow at Sunset Memorial Park Cemetery in San Antonio, Texas. Serving as pallbearers will be family and friends. ZOELLER FUNERAL HOME Funerals & Cremations 615 Landa, New Braunfels (830) 625-2349 COMAL CONTINUED FROM Page 1A District trying to meet future needs existing schools, three new elementary schools and one new middle school. Proposition 2, for $34 million, includes two additional elementary schools. Though some voters are concerned about cost of the proposed bond or the plan to move sixth grade into mid-dle school, Walker said almost every person he's talked to has agreed that the plan makes sense. "We want to be proactive and have land available when we need it," he said. "With the flex schools, we want to be able to put them where they will be most dramatically needed, and we don't know where that is yet." Leroy and Millie Brown of Garden Ridge said they take a great interest in the district's growth. "I think it is an excellent plan to buy land at today's prices," Leroy Brown said. "That shows fairly rare foresight for a school district." G*U*Ar* ift^ IS Iou Oldctl Dante Ha EZRA CHARLES S.iUiiil.iv \i"hi BLEU EDMONDSON Smni.is 10:30 Noon GOSPEL BRUNCH w/a TEXAS TWIST no Sunday 4-8pm no coy** Blip Henderson emu Vxntet IMI Life ROGER CREAGER JACK INGRAM KEVIN FOWLER Pfflfflfrtf Ifrtfn A Ufo JERRY JEFF' WALKER ■Wnnhn Ila St VI MATHEU: ASLEEP AT THE WHEEL FOR TICKET INFO 830-629-5077 or wwyv.nruenehall.com ^hchm Sidewalk Sale 2 hee lessons with purchase of a new instrument. NOVEMBER 12TH & 13TH New Braunfels Music INSTRUMENTS & LESSONS Mon. - hri. IO- 7 Sui. 10-6 • Sun. IS KUS N. Business 35 • New Braunfels. Texas il'i Imill \I>/'h hi i \ i (830)626 2555 GRAND OPENING Authorized Bernina Dealer 15% Off Fabric & Kits Oak Leaf Quilts 225 S. Seguin Ave. - 629-0774 830-625-2977 M-F 9:30 - 5:00 • Sat. 9:30 - 3:00 CHAMPS CONTINUED FROM Page 1A Canyon falls just short of state oerth "We came out here expecting a great match, and we got one," said Unicorns middle blocker Lacy Redwine. "We came out playing like we knew how — we came out playing with heart." New Braunfels coach Phyllis Fowler agreed. "They were very mentally ready," she said of her players. "In the back of everyone's minds, we knew that this match could happen, that we'd both be in the finals." The 2005 team is tile fifth New Braunfels team to make state under Fowler, who led the Unicorns to the 2(XX) state championship. "They're all different," she said. "But this one feels so great. I just want to savor it." Canyon, bidding for its 10th state tournament and third _ COMICS CONTINUED FROM Page 1A Children took key role in paper's choice "Comics have to be funny," said voter Felicia Lombardo, an eighth-grader at Canyon Middle School. "I picked Tox-Trot' because it has real life stuff that could actually hap- ft pen. Briana Belmarez, a sixth-grader at OakRun Sixth Grade Center, said she was thrilled to have a chance to shape the comics section of the paper. "I liked 'Pooch Cafe.' Its dogs at a cafe!," she said. "A good comic has to be original." Ryan Bleser, a sixth-grader at OakRun, said it was hard to choose comics based on only one strip of each. I Ie said he read another strip of "Ink Pen" that was funny, but based his decision on the strip on the ballot. Bedford Family Dentistry, P.A. Donald B. Bedford. D D.S. D. Brev Bedford. D D S. Christmas Whitening Special $50 Off 831 Landa Street, Suite D New Braunfels, TX 78130 (830)625-7757 www.bcdfordfamiiydentistrv.coni under coach Heather Sanders, simply couldn't overcome the Unicorns' power game. "They didn't error, they executed, they did everything," Sanders said of New Braunfels. "I give ail the credit to them." Following the match, the Cougarettes retired to their dressing room, where Sanders addressed her nine seniors for the final time. They emerged teary-eyed, holding red roses and seeking comfort from parents cmd friends. Two of them were New Braunfels players Chelsie fowler and Samantha Lingam -felter, who embraced Canyon defender Kelly Rotzler. "We're proud of you, Cougarettes!" yelled one parent, who also wished New Braunfels the best at next week's state tournament. For Sanders, however, it was a journey that ended a little too soon. "I told them that Ive never been prouder of a group of girls," she said. "I love each and every one of them." Library gets a helping hand in the shape of a box By Jessica Sanders Staff Writer Good things for the New Braunfels Public Library are coming in boxes — $ I OO boxes. New Braunfels Art League, New Braunfels I ligh School and McCoy's Lumber Company teamed up to create decorative shadow boxes to raise money for the library. Hie boxes will be featured in a reception from 5 to 9 p.m. today at the gallery and will remain on display through the holidays. Patsy Vann, NBHS librarian, said the boxes were made by high school students in a construction systems class with lumber donated by McCoy's. The boxes were decorated by local artists and are now being sold. "The price is $100 each, but people can pay more if they want to make a larger dona- "The First time I read it, it was funny," Ryan said. "But the one on there wasn't funny." Jeff Fowler, circulation director for the Herald- Zeitung, said he appreciated the votes of more than 400 participants. "We wanted kids to have input in what goes into the paper," he said. "We thought AT A GLANCE ■What: Reception for $100 boxes ■ Where: New Braunfels Art League Gallery, 293 W. San Antonio ___ ■ When: 5 to 9 p.m., today, refreshments provided don," Vann said. She said the project was the idea of Cay Quoveser, president of the New Braunfels library Board. Quoyeser saw a similar project in another town and thought it would be a great fund-raiser for the library. Fifty boxes were made, but nine have already been sold to people who saw them on display. Each is decorated with a unique design, Vann said. "Every single dollar goes to the library," she said. "It's just a great idea and so many groups in the community worked together on this." it would be a fun way to get the community involved." Voter apathy may have kept high school voters from the polls, Fowler said. Only 12 percent of votes came from grades 9 through 12. Most votes (58 percent) came from students in middle school. Though students admitted that their friends helped them pick the funniest comics, they denied that peer pressure swayed their votes. Sabrina Anderson, an eighth-grader at Canyon, said she was careful about her choices because she knew the paper would be affected. "I read each one like twice," she said. "I thought it was important because it was going to be in the newspaper." rn y ' GEAR N v STOP y V / On 1-35 •Jloftr/mi Chob - (A/tounoh , Bulverde United Methodist Church Nov. 12th from 9 a.m. to 4 p.m. 60+ booths; FREE Admission For information or booth sales call Stephanie Nemec at 210-568-7156. Unique gifts for your holiday gift giving needs giving needs. Silent Auction Sponsored by MOPS (Mothers of Preschoolers) Window Tint Lifetime Guarantee $89 2 Windows Spray In Rhino Bedlinen Lifetime Guarantee $379 Short bed DVD 10% Audio QFF Bazooka With this coupon Mon - Fri. 8-6pm • Sat. 9-1 pm 830-606-8513 Just North of Bluebonnet Jeep _UHL,'IN HOME FROM ABROAD "Unusual ...as Usual" The Oaks Shopping Center • 1551 N. Walnut • 620-0213 Tuesday - Saturday • 10-6 soul) wood FURNITURE HAND WOVEN BANANA LEAF SEA GRASS WATER HYACINTH REASONABLE PRICES We are direct unjMutns of quality furniture J rom Pent. Indonesia arui India. Unique pieces you won t find in "ontinarx" furniture 'tores! 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How to Grow into Greatness - Part 2 (8 of 10) by Ernest Easley
This content is part of a series.How to Grow into Greatness - Part 2 (8 of 10)
Series: Church Life
Dr. Ernest L. Easley
Acts 8.1
We're thinking about CHURCHLIFE these days as we get a biblical understanding of what it means to be a church member; what it means to be a member of the body of Christ; what it means to be the bride of Christ.
Have you ever heard somebody say, "Well, I'm a Christian, but I don't think you have to go to church to be saved." Is that true? Well, apparently, RSBC as some members that think that's true. And our fellowship is not alone. Across the Southern Baptist Convention, more than 50% of our church members never attend worship, never attend Sunday School, never give.
To say that a Christian does not have to be a functioning member in their local church is like telling your spouse that you believe in marriage but you don't want to live together. Something is missing! How can a person claim to be a part of the bride of Christ and never attend, never serve or never give? Something is missing and that something is a healthy, growing CHURCHLIFE!
If you love Jesus, you're going to love what Jesus loves and Jesus loves the church! I love the church because I love Jesus! And the more I love Jesus, the more I love the church! And I can tell you this: the less I love Jesus, the less I love the church!
Learn this today: A healthy Church life produces a holy Christian life! You cannot separate your Church-life and your Christian-life! The two are forever linked together.
We need each other! We need to be together! We need to stand together! We need to assemble ourselves together for encouragement, " .. and so much the more as you see the Day approaching" (Hebrews 10.25).
That is, as we move closer to the second coming of Jesus, don't think that life on earth is going to get easier for Christians; it's going to get harder! We're going to face more pressure, more problems, more perversion and the Bible says that our enemy will work overtime t ...
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A group purporting to counter an anti-Israel ad campaign posted ads on Washington, D.C., buses featuring a photograph of Adolf Hitler meeting with Palestinian leader Haj Amin al-Husseini.
The American Freedom Defense Initiative, led by the Islam critic Pamela Geller, launched its effort this week on about 20 Metro buses. The ads are headlined "Islamic Jew-hatred: It's in the Koran" and call for a suspension of U.S. aid to Muslim countries.
The caption to the photo describes "Adolf Hitler and his staunch ally, the leader of the Muslim world, Haj Amin al-Husseini" in a wartime meeting. Husseini, the grand mufti of Jersualem from 1921 to 1937 before his exile by British authorities, propagandized on behalf of the Nazis and sought to recruit European Muslims to the Nazi cause but mostly failed.
The American Freedom Defense Initiative said on its website that the ads were in response to a bus ad campaign by American Muslims for Palestine that featured a grimacing Uncle Sam waving an Israeli flag and headlined "We're sweating April 15 so Israelis don't have to." April 15 is Tax Day. "Stop US aid to Israel's Occupation!" it said.
AFDI has published controversial ads in response to pro-Palestinian campaigns in other cities.
Geller led efforts to prevent the building of an Islamic center several blocks away from the site of the 9/11 terrorist attack on Manhattan's World Trade Center. She has criticized by groups such as the Anti-Defamation League and others for her harsh comments about Islam.
Husseini, who had sought an alliance with the Axis in a bid to drive Jews out of Palestine, escaped French arrest for his Nazi collaboration and slipped into obscurity until his 1974 death in Lebanon.
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Milton S. Hershey Medical Center, Penn State University, Hershey, PA
Laryngeal tuberculosis (TB) is an uncommon and a highly virulent form of tuberculosis. We present a case of a patient with dyspnea, weight loss, and a newly diagnosed supraglottic mass.
A 39 year old male with no significant past medical history presented with dysphonia and dyspnea. A direct laryngoscopy one month prior to admission demonstrated a supraglottic mass involving the pre-epiglottic space, epiglottis and piriform sinus (Figure 1). Biopsy of the mass revealed granulomatous inflammation with necrosis and ulceration. Tissue stains for fungus and acid fast bacilli (AFB) were negative. The patient's symptoms continued to worsen. He was subsequently admitted with complaints of progressive dyspnea, fatigue and a 20 pound weight loss. There is no history of hemoptysis or night sweats. Social history revealed that he has no known exposures to asbestos or tuberculosis, however, he did spend 90 days in jail over 12 months ago. A PPD placed two months prior at his primary care physician's office was negative. The patient is employed as an insulator, working with fiberglass and using a mask approximately 50% of the time. Initial work up revealed significant arterial hypoxemia and a chest X-Ray demonstrated signs of apical bullous emphysema and bilateral micronodular infiltrates. A chest CT was performed which showed severe interstitial lung disease with a fine reticulonodular pattern in the upper lobes, bullous emphysematous changes, nodular calcifications and cavitary lesions. The largest cavitary lesion was located in the left upper lobe (Figure 2). No lymphadenopathy was noted. Initially the patient did not have any sputum production and was subsequently referred for bronchoscopy for diagnostic evaluation. A bronchoalveloar lavage (BAL) of the left upper lobe was performed. A protected brush specimen and forceps biopsies were obtained from the same area. The BAL gram smear was positive for AFB. A PPD placed in the hospital became positive.
Upper airway structures can be infected with Mycobacterium tuberculosis. Structures such as the trachea, larynx, epiglottis and nasopharynx are exposed to organisms in the expectorated sputum of patients with active pulmonary cavitary lesions. Laryngeal TB is uncommon with relatively few cases reported in the literature. Occasionally this disease may be associated with pulmonary cavities. Hoarseness, cough and sore throat represent the most common symptoms of laryngeal TB. Pathology may reveal ulceration or necrotizing granuloma. This patient was started on quadruple therapy (rifampin, isoniazid, pyrazinamide, and ethambutol) and felt significant improvement within 48 hours.
Laryngeal tuberculosis is a highly infectious yet treatable disease that responds well to therapy. The right clinical scenario and high index of suspicion allow for earlier diagnosis and subsequent treatment.
J.C. Reap, None.
Tuesday, October 26, 2004
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An outstanding veteran pianist from Spain, Tete Montoliu was born blind. He learned to read music in Braille when he was seven and developed impressive technique on piano. He recorded with Lionel Hampton in 1956, had his first session as a leader in 1958, and played with the touring Roland Kirk in 1963. Through the years, he also worked with such visiting Americans as Kenny Dorham, Dexter Gordon, Ben Webster, Lucky Thompson, and even Anthony Braxton. Tete Montoliu's visits to the U.S. were very infrequent, but his SteepleChase albums (starting in 1971) are generally available; he also cut one date for Contemporary (1979) and recorded for Enja and Soul Note.
One of the best collections of Indian Vocal Music ever. Some rare and hard to find tracks and musicians are included in this very large disc set - 14 discs in total. The inlays within the pack provide song track details as well as the history of each musician. For anyone wishing to gain an insight into the Classical tradition, this is one of the best collections to start with. Saregama is proud to present this premium pact of 14 CDs that is a labor of respect and adulation. Comprising of vocal music spread over 108 years. The next step was to then select the 100 artistes featured herein over 135 tracks, their Gharanas their Gayakis and the Guru Shishya Parampara imbibed by them. This pack gives connoisseurs a glimpse of the creativity of performing artistes their methodologies their thinking patterns and how & why their signature styles also been artistes of repute with a prowess of their own.


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Don't Be Afraid of the Dark Behind-The-Scenes Photo Gallery
Something ancient and evil is alive in the darkness beneath the Blackwood Mansion. When young Sally Hurst (Bailee Madison) arrives in Rhode Island to visit her father Alex (Guy Pearce) and his new girlfriend Kim (Katie Holmes) at the Victorian mansion they are restoring, she already feels like an outsider and her ornate new home seems a cold and unwanted prison. Check out some behind-the-scenes photos of Guillermo Del Toro's Don't Be Afraid of The Dark…
Roll your mouse over the left and right-hand sides of the image and then click to view more pictures.
Read our review of Don't Be Afraid of the Dark or check out some production photos
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Vitamin D Therapy Could Be A Powerful Weapon In The Fight Against Liver Fibrosis
Now, in a new study published in the journal Cell, scientists at the Salk Institute for Biological Studies have discovered that a synthetic form of vitamin D, calcipotriol (a drug already approved by the FDA for the treatment of psoriasis), deactivates the switch governing the fibrotic response in mouse liver cells, suggesting a potential new therapy for fibrotic diseases in humans.
"Because there are currently no effective drugs for liver fibrosis, we believe our findings would open a new door for treatment," says senior author Ronald M. Evans, a professor in Salk's Gene Expression Laboratory and lead researcher in the Institute's new Helmsley Center for Genomic Medicine.
The Salk study focused on a star-shaped "stellate" cell in the liver that serves as a beacon for damage. When called into action, stellate cells produce fibrotic proteins in an attempt to heal an injury. Under chronic stress, however, localized fibrosis expands, eventually leading to cirrhosis, increased risk of liver cancer, and the need for a liver transplant in advanced cases.
The Evans lab discovered a genetic switch through which vitamin D-related ligands such as calcitriol, a hormonally active form of the vitamin, can put the brakes on fibrosis. "Preclinical results suggest the 'vitamin D brake' is highly efficacious and led us to believe that the time is right to consider a trial in the context of chronic liver disease," says Evans, a Howard Hughes Medical Institute Investigator and holder of the March of Dimes Chair in Molecular and Developmental Biology.
Previous studies have shown a physiologic role for vitamin D in liver function, but "it was our discovery of high levels of vitamin D receptor (VDR) in the stellate cell that led us to consider it as a possible off switch for liver fibrosis," says lead author Ning Ding, a research associate in the Gene Expression Laboratory.
"Current therapeutic approaches, which treat the symptoms of liver disease, don't stop liver fibrosis from progressing," says Michael Downes, a senior staff scientist in the Gene Expression Laboratory and co-corresponding author on the paper. "In liver diseases where the underlying cause cannot be cured, progression to cirrhosis is currently inevitable in some people. What we have discovered is that by acting on the genome, VDR can simultaneously defend against multiple fibrotic activators. This is important because many different pro-fibrotic signaling pathways converge on the genome to affect their fibrotic response."
The Salk discovery that calcipotriol counters the fibrotic response in stellate cells illuminates a potentially safer, more effective strategy capable of neutralizing multiple convergent fibrotic triggers.
The Salk scientists say that clinical trials of the vitamin D analog for the treatment of liver fibrosis are being planned. The synthetic vitamin D analog is better than natural vitamin D, they say, for a couple of reasons. First, natural vitamin D, which is found in small amounts in a few foods and produced in the body by exposure to sunlight, degrades quickly, while synthetic versions of vitamin D are less susceptible to breakdown. Second, too much natural vitamin D can cause hypercalcemia, or elevated calcium in the blood, which can lead to nausea and vomiting, frequent urination, muscle weakness and joint aches and pain. The synthetic vitamin D analog, on the other hand, produces a strong response without adding calcium to the blood.
In addition, the researchers say this new model for treating liver fibrosis may also be helpful in treating other diseases with a fibrotic component, including those of the lung, kidney and pancreas.
Other researchers on the study were Ruth T. Yu, Mara H. Sherman, Mathias Leblanc, Mingxiao He, Annette R. Atkins and Grant D. Barish, from the Salk Institute; Nanthakumar Subramaniam, Caroline Wilson, Renuka Rao, Sally Coulter and Christopher Liddle, of the University of Sydney (Australia); and Sue L. Lau , Christopher Scott and Jenny E. Gunton, of the Garvan Insitute for Medical Research (Australia).
The work was supported by grants from the National Institutes of Health, the Howard Hughes Medical Institute, the National Health and Medical Research Council of Australia, the Genentech Foundation,the Leona M. and Harry B. Helmsley Charitable Trust, the Samuel Waxman Cancer Research Foundation, Stand Up to Cancer and Ipsen/Biomeasure.
Salk Institute
Source: EurekAlert!, the online, global news service operated by AAAS, the science society
Visit our Liver Disease / Hepatitis category page for the latest news on this subject, or sign up to our newsletter to receive the latest updates on Liver Disease / Hepatitis.
Please use one of the following formats to cite this article in your essay, paper or report:
Institute, Salk. "Vitamin D Therapy Could Be A Powerful Weapon In The Fight Against Liver Fibrosis." Medical News Today. MediLexicon, Intl., 29 Apr. 2013. Web.
27 May. 2017. <http://www.medicalnewstoday.com/releases/259716.php>
Institute, S. (2013, April 29). "Vitamin D Therapy Could Be A Powerful Weapon In The Fight Against Liver Fibrosis." Medical News Today. Retrieved from
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text: Posted March 7, 2012 He's right, him and James and him and D Wade are at different points of their career so its not like a Magic-Bird type rivalry. But I think he's trying too hard when he acts like he doesnt get up a little when he faces LeBron in primetime. I'll also add the main rival in his career was his teammate. How quickly he forgets. Share this post Link to post Share on other sites


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This "lively, beautifully written biography" (Kirkus Reviews) of the famous Post-Impressionist artist who painted Starry Night and many other masterpieces is "fascinating reading" (School Library Journal, Starred Review).Vincent Van Gogh—one of the nineteenth century's most brilliant artist—will forever be remembered as the Dutchman who pioneered new techniques and styles and who, in a fit of passion, cut off his own ear.Whether painting a portrait, landscape, or still life, van Gogh sought to capture the vibrant spirit of his subject. Still, fame eluded him. This lack of recognition over a career spanning a mere decade (from ages twenty-seven to thirty-seven) fueled his lifelong self-doubt and bitter disappointments. Today, however, van Gogh's paintings are recognized as masterpieces, and the tormented Dutchman stands as a giant among artists. Vincent Van Gogh: Portrait of An Artist has been selected as a Common Core State Standards Text Exemplar (Grades 6–8, Historical/Social Studies) in Appendix B. It features a sixteen-page insert with family photographs and full-color painting reproductions and includes a glossary of artists and terms, a biographical time line, notes, a bibliography, and locations of museums that display Van Gogh's work. A ROBERT F. SILBERT HONOR BOOKAN ALA NOTABLE BOOKAN ALA BEST BOOK FOR YOUNG ADULTSA SCHOOL LIBRARY JOURNAL BEST BOOK OF THE YEARA BOOKLIST CHILDREN'S EDITOR'S CHOICE
Use of this site indicates your consent to the Terms of Use. Copyright © 1995-2010 Random House LLC. All rights reserved.


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A random arrangement of words which go together grammatically, but don't make much sense otherwise.
The other day I met a man in a well,
And I asked him exactly how he fell.
He said he was chasing a stag beetle down,
And suddenly there appeared a clown.
The clown suddenly did a back flip,
And into the well he made the man trip.
Then lo and behold, a dazzling light,
He thought then everything would be alright,
But then somewhere in India,
Someone's reading the Chronicles of Narnia,
And a hole in a shoe is growing bigger,
And I really wish that I could meet Tigger.
The world will stop rotating,
The froggies have started singing,
My head will fall off soon,
And my brother is going to the moon.


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Market View
Can Dividends Help Retiree Investors Avoid That Sinking Feeling?
Dividend-growing stocks have shown greater resilience than others during downturns.
In Brief
- The timing of a retiree's withdrawals from a stock portfolio can determine how long the portfolio will last. In one scenario, if a retiree with an S&P 500 portfolio of more than $500,000 had begun withdrawing 5% every year starting near the height of the tech bubble in 2000 and continued through the collapse of 2008, the portfolio would have nearly run out of money just 14 years later.
- In a second scenario, merely delaying withdrawals until 2003 would have allowed the portfolio to survive, and even rebound after the downturn of 2008.
- But many retirees may not have much choice about when to begin withdrawals. What should they do to avoid depleting their stock portfolios? One approach might be to consider dividend-growing stocks.
- Even with 5% annual withdrawals starting near the height of the tech bubble, and even with the corrections of 2000–02 and 2008, a portfolio of dividend growers would have been larger in 2014 than in 2000.
Volatility has returned to the stock market in recent months, and for investors depending on equity returns to help them catch up on their retirement savings, the ups and downs can be unsettling. But for investors already in retirement and relying on their savings to make ends meet, the volatility can be even more worrisome. Let's take a look at one approach to the equity market that can ease those concerns.
As long as you are still in the accumulation phase of your retirement planning—that is, you're still saving for retirement—market volatility doesn't matter much. The same cannot be said, however, if you have already retired and are in the "decumulation" phase, periodically drawing on those savings to meet living expenses. If you are going to live off your nest egg and withdraw 5% every year, for example, it can matter a lot when you start your withdrawals, and how volatile the market is at the time.
Take a look at Chart 1. It shows two scenarios in which a retiree takes a 5% annual withdrawal from a portfolio invested in the stocks of the S&P 500® Index. The first scenario is the disaster scenario. Withdrawals start in January 2000 near the height of the tech bubble, and just 14 years later, the portfolio has nearly run out of money despite starting with more than $500,000.
In the second scenario, the retiree is more fortunate. Withdrawals didn't start until after the tech bubble burst, and even though the second portfolio started with only about $400,000, it was able to better withstand the market downturn of 2008 and have more than $570,000 left in 2014.
Chart 1. A Portfolio's Longevity Can Depend on When Withdrawals Start
Performance of two S&P 500 portfolios, with two 5% annual-withdrawal scenarios, December 1989–December 2014
Source: Bloomberg.
Past performance is no guarantee of future results. Indexes are unmanaged, do not reflect the deduction of fees or expenses, and are not available for direct investment.
The historical data are for illustrative purposes only, do not represent the performance of any Lord Abbett mutual fund or any particular investment, and are not intended to predict or depict future results.
Both portfolios suffered during the collapse of the tech bubble between 2000 and 2002, but, unfortunately for the first retiree, his portfolio never fully recovers. Then, when the collapse of 2008 occurs, it's just a matter of a few years before the portfolio runs out of money almost completely.
But many investors may not have the luxury of choosing when to begin taking withdrawals. They might have to begin tapping into their savings just as a major market correction is occurring. So, is there a strategy that can help a retiree avoid the disaster scenario?
Now take a look at Chart 2. Here we see how the first retiree—who started with a portfolio of more than $500,000 at the market's peak—could have avoided disaster. A portfolio of dividend-growing companies, as represented by the S&P 500 Dividend Aristocrats® Index, performed quite differently than one invested in the S&P 500.
Dividend Aristocrats are not necessarily the stocks with the highest yields. They are dividend growers—stocks in the S&P 500 that have increased their dividends every year for the last 25 years, according to Standard & Poor's. Unlike the S&P 500, which is weighted by market capitalization, the Dividend Aristocrats index weights each stock equally.
Chart 2 shows that despite the market's two sharp downturns in 2000–02 and 2008, the dividend-growing stocks proved to be quite resilient. Indeed, even with a 5% annual withdrawal starting at the height of the tech bubble, the portfolio in 2014 would have been significantly larger than it was in 2000 at the market's peak.
Chart 2. Dividend Growers Have Proven to Be Resilient
Performance of S&P 500 and S&P 500 Dividend Aristocrats, with 5% annual withdrawals, December 1989–December 2014
Source: Bloomberg.
Past performance is no guarantee of future results. Indexes are unmanaged, do not reflect the deduction of fees or expenses, and are not available for direct investment.
The historical data are for illustrative purposes only, do not represent the performance of any Lord Abbett mutual fund or any particular investment, and are not intended to predict or depict future results.
Dividends are not guaranteed and may be increased, decreased, or suspended altogether at the discretion of the issuing company.
Notice one more thing about the dividend-growing portfolio. Although it benefited from the run-up in the market that occurred in the 1990s, it never reached the peak achieved by the S&P 500 in 2000. In fact, it lagged the S&P 500 by a pretty significant amount.
But that has been the nature of dividend payers. Historically, they have lagged non-payers, but have offered some downside protection. A research paper from S&P Dow Jones Indices notes that "while price returns can be either positive or negative, dividend incomes are by definition positive … therefore, dividends provide investors with the opportunity to capture the upside potential while providing some level of downside protection in negative markets."1
But look back again at Chart 1. The retiree who was able to avoid taking withdrawals during the collapse of the tech bubble finishes with a portfolio of about $570,000. The dividend-growing portfolio, however, has—through the power of growing dividends—outperformed even this more fortunate scenario, finishing 2014 with a portfolio of more than $883,000. [Withdrawals do not reflect any adjustment for taxes.]
1 Aye M. Soe, "Dividend Investing and a Look Inside the S&P Dow Jones Dividend Indices," S&P Dow Jones Indices, March 2013.
headingView Disclosure
A Note about Risk: The value of investments in equity securities will fluctuate in response to general economic conditions and to changes in the prospects of particular companies and/or sectors in the economy. Small-cap and mid-cap company stocks tend to be more volatile and may be less liquid than large-cap company stocks. Small-cap companies also may have more limited product lines, markets, or financial resources and typically experience a higher risk of failure than large cap companies. Mid-cap companies typically experience a higher risk of failure than large cap companies. No investing strategy can overcome all market volatility or guarantee future results.
Dividend policy: A stock is classified as a dividend payer if it paid a cash dividend any time during the previous 12 months, a dividend grower if it initiated or raised its cash dividend at any time during the previous 12 months, and a non-dividend payer if it did not pay a cash dividend at any time during the previous 12 months. Dividends are not guaranteed and may be increased, decreased, or suspended altogether at the discretion of the issuing company.
The examples presented are hypothetical and are intended for illustrative purposes only and are not intended to be reflective of actual results.
Market forecasts and projections are based on current market conditions and are subject to change without notice.
The S&P 500® Index is widely regarded as the standard for measuring large cap U.S. stock market performance and includes a representative sample of leading companies in leading industries.
S&P 500® Dividend Aristocrats® measure the performance S&P 500 companies that have increased dividends every year for the last 25 consecutive years. The Index treats each constituent as a distinct investment opportunity without regard to its size by equally weighting each company.
Indexes are unmanaged, do not reflect the deduction of fees or expenses, and are not available for direct investment.
Neither diversification nor asset allocation can guarantee a profit or protect against loss in declining markets.
The opinions in Market View are as of the date of publication, are subject to change based on subsequent developments, and may not reflect the views of the firm as a whole. The material is not intended to be relied upon as a forecast, research, or investment advice, is not a recommendation or offer to buy or sell any securities or to adopt any investment strategy, and is not intended to predict or depict the performance of any investment. Readers should not assume that investments in companies, securities, sectors, and/or markets described were or will be profitable. Investing involves risk, including possible loss of principal. This document is prepared based on the information Lord Abbett deems reliable; however, Lord Abbett does not warrant the accuracy and completeness of the information. Investors should consult with a financial advisor prior to making an investment decision.


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Former Kits base Coast Guard commander paints dire picture of response to English Bay toxic spill
CKNW's Simi Sara got a call from former Kits base commander Fred Moxey, who told us that a special pollution response boat formerly stationed at the now shuttered Kitsilano Coast Guard base is sitting empty with no crew at Sea Island base in Richmond. According to Moxey, only a rubber boat from the Coast Guard responded to the English Bay oil spill last night. Moxey also told us the Osprey formerly stationed at Kits was dismantled and sold off then when the base was closed. Moxey says if Kits Base was still active today crews would have been on scene at the spill in six minutes with the equipment to deal with the situation.


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Dr. Cross is the executive director of Center for Gifted Education at the College of William and Mary and the president of the National Association for the Gifted Children. Presentation at the 2013 Fairfax County Public Schools Advanced Academic Programs Parent Conference (see link to the Conference brochure).
Hints & clues, Signs from your kids
Interests, Keep an eye on interests, How can you support them?
Passions, What drives them?
Enjoyment, Differences between school & home, Change through the years
Perseverance, Can be taught, Model the behavior, Ok to fail/make mistakes, Learn flow from mistakes, Struggle is part of growing
Flow, Highly focused, High learning, Pleasant experience
Early evidence of ability
Don't say "you're so smart"
Help each other!
Entity model: born with talent
Hard work
Learning from mistakes
Growth mindset


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Yes I realize that Stephanie Brown hasn't been Batgirl in the comics for some time and technically if you follow the New 52 timeline I guess she was never Batgirl.
But I don't care, she's easily my favorite version of the character.
So here's a great cosplay by Nami06
http://nami06.deviantart.com/art/Batgirl-Stephanie-Brown-2 – 412573105


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Raise Your Hand If You Believe A Rate Hike Is Coming Soon
And now… today's Penning for your thoughts…
Good day. And a Tom terrific Tuesday to you!
Consistency isn't what the currency traders are known for. Except of course if you want to count them as consistently being fickle. Here they come again. The Fed members talking about how there could still be a rate hike this year. Yesterday it was Atlanta Fed President Lockhart, doing the Dave Clark Five hit a go for reporters. And with the talk returning to a rate hike in the U.S. guess what the dollar is doing again? That's right, it's back on the rally tracks.
Haven't we learned anything here? Haven't the currency traders been burned by counting their chickens before they are hatched, and pricing the dollar higher while one Fed meeting after another is void of a rate hike?
I can see the folks in Canada laughing at us, because they've seen this all before when Bank of Canada (BOC) Gov. Carney led the markets on for over a year, promising a rate hike, and never delivered, and by the time the markets figured this one out, they had put so much into the Canadian dollar/loonie, that the sell-off was nasty.
The folks in the U.K. are just now figuring this one out as Carney has moved to the Bank of England (BOE) with his bag of promises. In the U.K., they are looking at the U.S. now and saying, "Hey, that reminds us of what's going on here, I wonder if.."
Well, there's no wondering if! They are not getting a rate hike in the U.K. this year, and neither is the U.S. But that's not going to stop the Fed members from going out on the road and proclaiming that they are prepared to hike rates this year.
I look at this as something that is akin to the road signs that say "Be Prepared to Stop". What, wait. When you're driving aren't you ALWAYS supposed to be prepared to stop? Or is that just "old school" drivers ED? Do, they just teach kids nowadays to just "drive fast and take chances"? Shouldn't the Central Planners all be prepared to hike or cut rates at any time? I laugh out loud when I hear these comments by the Central Planners.
So, it's all about the dollar today. There's not one currency out there that has a gain, to speak of, against the dollar today. The Swedish krona, New Zealand dollar, and Hungarian forint, are all basically flat vs. the dollar, with maybe a shekel or two of gains, while the remainder of currencies are taking on water.
It's a double whammy for the euro, as I told you yesterday that the European Central Bank (ECB) members were going to be out in force this week to talk about the need for additional QE. And how that wouldn't be good for the euro.
Well, you have that, and now add the talk from the U.S. of a rate hike (again, I might add!) and the euro takes hits on both sides of the pond. Just last week the euro was heading toward 1.14, and this morning, it has lost the 1.12 handle. So, over two cents in two days. OUCH! That's going to leave a mark!
In China tonight, the flash PMI's (manufacturing index) will print, so to commemorate that the Chinese renminbi was pushed downward again overnight, thus marking two consecutive days of large downward movements.
I saw a headline story yesterday that President Xi, was defending his government's economic stewardship and said that their intervening to arrest the plunge was necessary to defuse systemic risks. Not unlike action taken by governments in "some mature foreign markets". Ok, did you read what I just wrote? He didn't just take a shot at the U.S. did he? Why yes he did! Oh, and while he was at it, the spray hit the Eurozone, and Japan too!
Yesterday, I told you about the firm that does the Chinese Beige Book and how they thought things in China wasn't as bad as everyone made them out to be. Recall I told you they said this: "Perceptions of China may be more thoroughly divorced from facts on the ground that at any time in our nearly 5 years of surveying the economy." Well, a dear reader sent me a note to follow up on this, which said that the Baltic Dry Index was picking itself up off the canvas and we all know that this "pick up" would be driven by Chinese demand.
Oh, and Xi is heading to the U.S. to meet with the U.S. officials and the President. This would be the first time a Chinese leader visited the U.S. when China wasn't growing by leaps and bounds over all other countries, but I doubt that's going to stop him from showing up with a chip on his shoulder.
On a side bar — have you ever wondered when you see an interpreter talking for someone that doesn't speak the native language, that who knows if the interpreter is actually saying what he supposed to be saying?
Well, I haven't talked about the Indian rupee in a while, and for good reason, as there just hasn't been much going on there. The rupee has been stuck playing follow the leader with the Chinese renminbi, but even more as the rupee hasn't seen many up days recently.
Well, the Indian Finance Minister, Jaitley, said last night that he would like to see interest rates in India come down. And how this for timing? The Reserve Bank of India (RBI — still the best Central Bank abbreviation) will meet on Tuesday next week to discuss rates, and now that it has been so strongly suggested by the Finance Minister, one would have to think that his wish will be granted.
India has been a big disappointment to me, well maybe not the country, but the country's leader, PM Modi, who was thought would come in, make sweeping reforms, unlock the Indian economy, and be hoisted onto the shoulders of the rejoicing citizens, and paraded through the streets. Well, Modi has been able to push through a couple of reforms, but nothing more than that.
And so all the rejoicing citizens have gone home, and there'll be no celebrating the sweeping reforms. But there's still time! This can still become a reality! I'll decide when it's over! Was it over when the Germans bombed Pearl Harbor? HAHA! (please don't make me explain that comment).
Another currency that has seen some tough times in the past year, is the Singapore dollar. I've told you all about how the Sing dollar is really just an alternative for the Chinese renminbi, as the two have traded step for step since July 2005.
Well, the NODX (non-oil Domestic Exports) fell -8.4% in August, so the tough times for Singapore and the Sing dollar still have some ways to go, folks. The Monetary Authority of Singapore (MAS) will meet in October, and I'm pretty sure they are going to signal a narrowing of the trading band for the Sing dollar, which means that the Sing dollar's ability to rally would be limited. So, we'll have to keep an eye out for the MAS decision next month.
And the Aussie dollar (A$) which just last week was really looking perky is now two days down in value. I told you last week that the A$ selling had been overdone, and the ensuing rally in the A$ was probably going to be short-lived. So, while I love it when a plan comes together, I'm not celebrating here.
There was some data overnight in Australia that really illustrates what's going on in Australia. In the city of Sydney home prices rose 18.9%, but in the commodity cities like Perth, and Darwin, home prices are down -1.2%… YIKES!
Well, yesterday, I downplayed the data that would print from the U.S. Data Cupboard. But the more I thought about it, I have to say I think I see something here.
First recall that last week, New Home Sales dropped in August? And most economists said, No biggie, just a blip. But then yesterday, Existing Home Sales also dropped in August. And this is what I see: for the previous months to August, there was all this hype around how the Fed was going to hike rates in September, which would have moved mortgage rates higher, thus pushing home buyers to make their deals while they could get rates below 3% (depending on credit rating of course!). Thus the strong home sales new and existing in the previous months.
But August home sales dropped. Did everyone get in while the getting was good? And for August it was nothing but the stragglers? Well, while I usually would say that this is a precursor to continued problems in housing. But with the interest rate hikes on hold here, why would that indicate problems in housing? So, calm down, and just keep buying houses. That's what the Fed is telling you.
Of course the Fed, and the government would also love it if you went out and spent a fortune on your credit card! But I've seen something in the recent prints of Consumer Credit (read debt) that I've been meaning to talk about, and that is that Consumer Credit seems to have peaked. We just haven't seen the type of credit growth that we're used to seeing (around $20 billion per month), and the numbers have fallen to around $15-16 billion per month. And former Reagan Budget Head, David Stockman says that consumer spending has peaked.
Uh-Oh. What's going to be the thing that gets this going again? Because this is what's keeping inflation so low, no "velocity of money".
Well, gold is down again this morning, this time by $5. Gold researcher Koos Jansen was back at it again yesterday, telling everyone that would listen that the numbers that government's like China are reporting for their gold holdings are lacking some very large numbers. This was reported at Bullionstar.com and the GATA folks. Here's Koos Jansen on his latest findings:
International trade record-keeping rules exempt the reporting of movement of monetary gold, gold held or purchased by governments and central banks, gold researcher and GATA consultant Koos Jansen reports today. As a result, Jansen writes, gold acquired by the People's Bank of China or other proxies for the Chinese government is almost certainly not showing up in international trade statistics.
This is more evidence that gold transactions by governments are being concealed for policy purposes.
Jansen also notes that the International Monetary Fund classifies gold as the highest reserve asset of central banks, above even the IMF's own special drawing rights, because even the IMF recognizes gold as "the only financial asset without counterparty liability.
WOW! The IMF values gold higher than their own SDR's? That's amazing!
Well I saw this on Ed Steer's letter this morning, and he directed me to the origin of the story which appeared on zerohedge.com . And can be found here. And here are the snippets:
However, while we have been chronicling the U.S. economy's slide into contraction for the better part of the past year mostly on the back of the collapse in the U.S. energy sector, what is odd is that the Fed only now admitted that not all is well in the land of central planning.
But while in our previous post on this topic we focused extensively on what the economy itself is signaling, here is another reminder that the real life blood of the U.S. economy, corporate earnings, are about as bad as they were. in 2009. In fact as SocGen confirms, "U.S. profits growth has never been this weak outside of a recession.
Chuck again. YIKES! But this plays nicely in the sandbox with my call that the U.S. economy is heading toward a recession, and that the Fed will be painted into a corner and have to opt for QE4. But that's all still to come. But don't say I didn't warn you when it call comes to fruition! Of course, that's just my opinion and I could be wrong!
Well, it's time to get out of your hair for today, and hope that you have a Tom terrific Tuesday!
Chuck Butler
for The Daily Reckoning
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text: NEW YORK, Aug. 20, 2013 /PRNewswire/ -- Johnnie Walker announces its next step in the art of blending with the release of Johnnie Walker Platinum Label® blended Scotch whisky. Inspired by a Walker family custom to craft exclusive Scotch whisky blends for private gatherings that were never sold, Platinum Label is the most perfectly crafted 18-year-old blended Scotch whisky John Walker & Sons has ever made and will now be available in the United States this August. (Photo: http://photos.prnewswire.com/prnh/20130820/NY66317) Like the rare and precious metal for which it's named, Johnnie Walker Platinum Label is rich and refined – delivering the depth and complexity expected from a full flavored Johnnie Walker blend. Crafted from single malt and grain whiskies, each matured for a minimum of eighteen years, Johnnie Walker Platinum Label is a complex, delicate, smoky blend harboring deep layers of flavor that perfectly balance the diverse character of the distilleries from which it came and the wooden casks in which it has rested. "Since the days of John Walker, private blends have played an important role in the House of Walker. It's the smaller, exclusive settings and experiences that often produce the best memories," said Master Blender Jim Beveridge. "We blended Johnnie Walker Platinum Label as a whisky to be enjoyed responsibly during those treasured moments." Master Blender Jim Beveridge draws the whiskies in this blend from a limited number of casks, carefully selected from only twenty to twenty-five distilleries due to their exceptional character. Johnnie Walker Platinum Label is a skillful blend of style and substance artfully crafted by Beveridge. The recommended serve for Johnnie Walker Platinum Label is neat or with a few drops of distilled water. The water unlocks the richness of the preciously crafted 18-year old whisky and releases a drange of aromas from tart tangerines to woody almonds and creates a deeply satisfying tangy and fruitful flavor profile.


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Pediatric Grand Rounds
Pediatric Grand Rounds are held every Tuesday morning from 7:45 to 8:45 a.m. in the Monroe Carell Jr. Children's Hospital at Vanderbilt Theater, Room 2210.
2016-2017 Pediatric Grand Rounds
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You are cordially invited to Morning Report each Monday, Wednesday, and Friday at 7:45 a.m. (approved for Cat II credit) as well as Chief Resident's Conference each Thursday at 7:45 a.m. (approved for Cat I credit). Sign-in sheets are available.
Sponsorship Statement: Sponsored by Vanderbilt University School of Medicine; Department of Pediatrics.
Accreditation Statement: Vanderbilt University School of Medicine is accredited by the Accreditation Council for Continuing Medical Education to provide continuing medical education for physicians.
Credit Designation Statement: Vanderbilt University School of Medicine designates this live activity for a maximum of 1.0 AMA PRA Category 1 Credit(s) TM. Physicians should claim only the credit commensurate with the extent of their participation in the activity.
Disclosure Statement: It is the policy of the ACCME and Vanderbilt University School of Medicine to require disclosure of financial relationships from individuals in a position to control the content of a CME activity; to identify and resolve conflicts of interest related to those relationships; and to make disclosure information available to the audience prior to the CME activity. Presenters are required to disclose discussions of unlabeled/unapproved uses of drugs or devices during their presentations.
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- Average
- Main course: £10
- Food spend: £25
Bringing the New York way of life across the pond, NYC Bar & Grill is a vibrant, independent restaurant serving modern American cuisine. Served with signature American hospitality, guests can enjoy indulgent brunches, burgers, hot dogs, and ribs served with tempting sides.
NYC Bar & Grill, Hull
Unit 52, St Stephens Shopping Centre, Hull, HU2 8LN
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TravelPod Member ReviewsStim'Otel Agen
hard bed!
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Bordeaux to Barcelona
Early wake up and departure for Bordeaux . Passed the town of Tulsa where the space station for Europe is. Saw the rocket ship aurion 5. This is also where the Airbus planes are made. We then drove a bit longer to carcassone. Which is a medieval township which has been ...
Wish I Could Speak French!
... dealer, several Pilotes. Went through the French we needed and went in. After trying to explain and showing photos he said in reasonable English he was not a Pilote dealer, they were a mile down the road! So we confidently drove into the next dealer thinking we knew what to say with a splattering of French only to find they spoke no English what so ever!!!!! At least we had the photos which we thought would help. Oh no! The ...
Amr's birthday, and a great day!
... And now, here we are celebrating Amr's birthday out the back, with a covered area and bar, looking over the vines and with good wifi!!!! The younger woman took us here and has answered some of my agricultural questions. I was going to send a photo of a crop that has been bothering us. It looked like bean plants, but when we examined the pods they were pea-like. I checked chickpeas and the leaves were wrong. There ...
Another easy day, at Condom on birth eve!
... a look round. This is a living town, not just a picture showpiece, though of course there are the narrow streets, and again a gigantic cathedral and cloisters. I think I remember reading that many of the cathedrals in this region were built during the Avignon papacy, when they were near the centre of the church and its largesse! So now it's down time and kindle time till dinner, having explored, and ...
Eating: the French Way, and The Safe Saga -Part 1
... he resorted to a hammer, crowbar and pipe tongs. Apart from making a few dents along the top, they had no effect. By this time my locksmith conslutant (note this IS spelled correctly) said the only answer was to cut into it with an angle grinder. The hot-headed Frenchman, with by now very colourful language, said that he would meet us at another town further along the river in a few days with one, so we could break into the safe.
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Atmospheres of a cold wind and dreams. Swirling textures and quiet, ambient layers mix and melt as the listener is enveloped into a womb-like cocoon and shown secrets from the dream world. Very minimal, meditative and a little mysterious/obscure. Good for yoga and sleep as well as visuals of space.
Envelops the audience with a velvet sound, hypnotic and trancelike ensemble with unpredictable twist
Womp - trapped in the time vortex, surrounded by sparkling spheres. View from the interior of cocoons. Smooth sound pads und deep hits for trailers.


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The Ahilya Fort is located in Maheshwar, India. It has 13 unique rooms, set in 6 buildings of the 18 century. This suite has a balcony which dominates the Narmada river.
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Christopher Hanna - Surry Hills
433 Crown Street, SURRY HILLS 2010
Christopher Hanna in Surry Hills is one of the only upper scale hair salons in the area that has the expertise to transform their clients' hair into a hairstyle that…Book Appointment
L'etoile Elite Hair Salon
1 350 George Street, SYDNEY 2000
Situated in the beautiful and historic Martin Place in Sydney, L'etoile Elite Hair Salon is the most luxurious salon in town. It truly is a haven of tranquility and you'll…Book Appointment
Christopher Hanna Platinum
1 Ash Street, SYDNEY 2000
Treat yourself to a great experience at Christopher Hanna Platinum, located in Sydney, NSW. The staff here are excited to help you feel your best, offering a variety of services.…Book Appointment
Bondi Colour
280 Bondi Road, BONDI 2026
Time for a change in hair colour You'll be happy to know that Bondi Colour is one of Sydney's trendiest hair salons. Come to meet the friendly stylists and indulge…Book Appointment
Hair Cartel
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Hair Cartel is branded as the prime hair trendsetters and fashion forward at the eastern suburb of Sydney and its neighboring places. Defining style and individuality in each client by…Book Appointment
Pixie Hair & Makeup
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Spain holidays
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Hotel rating: Luxury
The Hotel Hospes Palacio de los Patos is situated in the commercial centre of Granada. The hotel was converted from a 19th-century palace and it is in the national catalogue of Cultural Heritage Sites. This boutique property is designed in a simple contemporary style combined with historic elements and is located within 800 metres of Granada cathedral. The Unesco-protected building of the Hospes Palacio de los Patos also features a garden with Arabian-style water fountains.
Features: 42 rooms, restaurant, bar, coffee bar, spa with Turkish bath and indoor swimming pool.
Room amenities: Air conditioning, television, safe, minibar, hairdryer, Wi-Fi.
Please call 020 7873 5000 for more information or to make a booking.
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By Janice Lloyd, USA TODAY
Make history or follow history?
Both story lines make USA Hockey officials feel good.
Since women's ice hockey made its debut in 1998, Ben Smith has coached all three Olympic teams. Three new candidates have been trying out to determine who is going to be the coach for the 2010 Vancouver Olympics.
By naming Katey Stone or Jackie Barto, USA Hockey would have its first female coach. By naming Mark Johnson, the choice would represent hockey's "first family."
"We can't go wrong with any of them," said Dave Fischer, USA Hockey's director of media. "We have strong coaches in all three. We've been rotating them in and out to see who is best."
•Barto, women's head coach at Ohio State, coached the national team to 4-3 victory vs. Canada to win the World Championship on April 12.
•Stone, Harvard's women's head coach, led the team to a 3-2 shootout victory against Canada in the championship game of the Four Nations Cup, Nov. 9.
•Johnson heads up the No. 1-ranked Wisconsin women's team. He will coach the U.S. team at the under-18 World Championships in January. He played on the Miracle on Ice team in 1980, scoring two goals against the Soviet Union in the medal round and sending the USA to the gold-medal match against Finland. While attending Wisconsin in the '70s he played for his father, Bob Johnson, a Hall of Fame coach.
The selection is slated for late January. The USA would love to even the score on Canada's home turf at the 2010 Games. Canada leads the Olympic contest with two golds. The USA won in 1998.
Campaign time:
Chicago 2016 officials are making their final presentations of the year Friday at the European Olympic Committee Assembly in Istanbul, Turkey. Envoys of the four cities vying for the right to host the 2016 Summer Games, including Madrid, Tokyo and Rio de Janeiro, have also traveled to Acapulco to meet with Pan American IOC members and to Bali to meet with Asian members. The IOC vote is Oct. 2 in Copenhagen.
Chicago's 20-minute presentation includes two videos. When asked if footage from President-elect Barack Obama's speech in Grant Park is included in either, Chicago's media chief Patrick Sandusky laughed. "Until we present the videos to the members, we like to keep the presentation close to the vest," Sandusky said Wednesday from Istanbul. Obama is expected to pay a visit to the Copenhagen meetings. Sandusky said 19 sports would take place within sight of Grant Park.
Signs of change:
The summer sports will be represented at the initial 2010 Olympic Youth Games in Singapore, but formats will vary, partly because the total number of athletes is limited to control costs of hosting the event. Outgoing USA Basketball President Val Ackerman said FIBA is considering playing the 3-on-3 game, allowing more countries to participate. The IOC designed the Games to appeal to 14- to 18-year-olds, an age group that's tuned out the Olympics.
Guidelines: You share in the USA TODAY community, so please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Use the "Report Abuse" button to make a difference. Read more.


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State Announces New Program To Help First Time Homebuyers
WTVO/WQRF - For those on the fence about buying their first home, the state is offering a little push.
It's called the Welcome Home Illinois Loan Program. First time home buyers can get a loan up to $7,500 from the state with an interest rate as low as 3.99% on a 30 year fixed mortgage rate.
"[This] will provide more opportunities for everyday people across Illinois to have their chance at homeownership" says Quinn. "Homeownership and home-buying are essential to our economy. that's why we are rolling out the welcome mat for families and hardworking men and women by giving them the resources they need to pack up and move into a new home."
Those who qualify for the program must have income limits up to 140% of the area's median income. The home buyer must also have a credit score of at least 640.
The program is expected to be an economic stimulus of sorts. It's expected to create 1,500 full-time jobs and bring in millions of dollars.
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The man who holds the future of Quebec and possibly of Canada in his hands, the 58-year-old lawyer and career politician Lucien Bouchard, was sworn into office as leader of the Quebec provincial government yesterday, vowing to use his new position to pursue his goal of secession.
He is faced, however, with an immediate budget crisis and a strong message from the public opinion polls that Quebeckers are tired of elections He has promised he will spend the immediate future concentrating on rebuilding the economy and attempting to tame a soaring deficit before putting separation to another electoral test.
As the inaugural ceremonies were taking place in Quebec City, the Prime Minister, Jean Chretien, and 200 of his Liberal MPs and senators were sequestered in Vancouver for a brainstorming session, seeking strategies to counter the charismatic Mr Bouchard and the increasing support for separatism in Quebec polls.
The federal Liberals are hoping that the realities of running the near- bankrupt Quebec government will take some of the shine off Mr Bouchard, and there were some early warning signals about what the new premier is facing at the weekend convention which proclaimed him leader of the Parti Quebecois. Mr Bouchard, who formerly led the Bloc Quebecois, the group of separatist MPs elected to the federal parliament, had pushed aside the retiring Quebec premier, Jacques Parizeau, mid-way through last autumn's referendum campaign as the independentistes appeared to be heading for certain defeat.
With emotional rhetoric and a savage personal assault on Mr Chretien as a "traitor" who had sold out Quebeckers to Ottawa, Mr Bouchard is generally credited with turning the faltering campaign around, bringing support for Quebec's independence to within half a percentage point of victory.
His next step, from referendum campaigner to Quebec Premier, is the direct result of the bizarre performance by Mr Parizeau on referendum night, when during an angry speech, he blamed the separatist loss on "big money and ethnics". Mr Parizeau's remarks were seen as a racist insult, and powerful members of his Party Quebecois caucus forced him to quit.
But some of those same power brokers warned Mr Bouchard last weekend that he should not tamper with Quebec's generous social welfare when he attempts to regularise provincial finances.
The new premier has called for a period of belt-tightening and warned of funding cutbacks for health, welfare and education, because he does not want to go ahead with a tax increase that had been planned by Mr Parizeau.
This amounts to something of an about-face from Mr Bouchard's rhetoric during the referendum campaign, when he had argued that a separate Quebec was the best defence of welfare from the deficit-cutters in Ottawa. Quebec's welfare payments are higher than most other provinces, and its civil servants are paid about 20 per cent more than federal counterparts.
In an effort to upstage Mr Bouchard's swearing-in, Mr Chretien shook up his cabinet last week. Four senior ministers, three of them Quebeckers, were forced to make way for new blood. Out of character with his usual caution, Mr Chretien reached outside Parliament to appoint a 40-year-old University of Montreal political scientist, Stephane Dion, as his new minister of inter-governmental affairs, in charge of the national unity issue. He is already being compared with Pierre Trudeau.
A staunch federalist, Mr Dion has already warned Mr Bouchard that if Quebec can split away from Canada, then Quebec is also divisible. The strongly pro-federal Montreal area as well as the northern lands inhabited by the equally federalist native Crees would have an equal right to split away from Quebec to rejoin Canada.
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Cateraide Universal Dolly For Cateraide Food Carriers
Carlisle | Model: UD1726
Carlisle UD1726 Specifications
This item is brand new and shipped directly from the manufacturer or distributor.
Manufacturer Information
44 lbs.
38 in.
34 in.
21 in.
Shipping Information
Your order will be shipped from
Customer Pick Up
(Not Available for pickup)
Cambro Camcarrier Food Pan Carrier
Carlisle Cateraide Slide 'n Seal Food Carriers
Carlisle Insulated Food Pan Carrier


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Best Location and Views (Read Reviews!).(20 Reviews)
The owner has been emailed.
To book this property, you need to complete your booking through checkout on the VRBO website. We can't protect your payment if we don't know you've booked through us. Learn more
- Minimum stay:3-7 nights
- Sleeps:2
- Bedrooms:1
- Bathrooms:1
- Property type:Apartment
- Internet:Yes
- Pets considered:No
- Wheel chair accessible:No
About the Property
1 Bedroom / 1 Bathroom Sleeps 2
Second Season: 1860's flat in Boothbay Harbor where local hat makers once lived graciously above their shop. Newly renovated 2nd floor of 3 story building with private entrance. 850 sq feet of interior living space with high ceilings and large light filled windows that will remind you of a time and pace long lost. Private ~100 sq foot deck. Shabby chic style with mix of antiques and new furniture. Bedroom with cherry pencil post queen bed. LED Samsung 'Smart' TV in living room (Broadcast, Netflix (Supplied) & access for your accounts to Amazon, Hulu and others). Eat in kitchen with basic stove and 1941 Refrigerator (works great!). Renovated large bath with tub and shower. Parking (1 space) on premises and easy walking to boats (day trips including Monhegan), restaurants, trolleys, shops, Opera House and all that Boothbay Harbor has to offer. Solid, quiet building. Ideal for relaxation and day trips returning to town for cocktails and dinner. Perfect for fireworks (when offered by town) . For those who appreciate tradition. Free Wifi, heat, AC, bedding, and access to laundry room. Sleeps 2. Can be rented in same building with Penthouse "Aerie" (500095) for traveling with friends!
Member since: 2013
Property Type
- Apartment
- On floor 2
- 850 sq. ft.
House Rules
Non Smoking Only:
No smoking is allowed anywhere on property including decks as required by insurance. ...moreless
- Not Suitable For Children
- Pets Not Allowed
Accommodation Type
- Vacation Rental
- Guests Provide Their Own Meals
- Wheelchair Inaccessible
Bedrooms: 1 Bedroom, Sleeps 2, Beds for 2
Bathrooms: 1 Bathroom
Other Amenities
- Antiques and art. Classic yet fun. More 'Shabby Chic' than 'pottery barn.' Private entrance. Private deck. Note: the TV's are excellent, but Network access is basic. If you are coming on vacation to watch something specific on TV plan on using the pub or select another apartment with cable. ...moreless
- Away From It All
- Historic
- Romantic
- Sports & Activities
- Tourist Attractions
- Botanical Garden
- Churches
- Cinemas
- Health/Beauty Spa
- Library
- Live Theater
- Marina
- Museums
- Playground
- Recreation Center
- Restaurants
Local Services & Businesses
- ATM/Bank
- Babysitter
- Fitness Center
- Groceries
- Massage Therapist
- Medical Services
Leisure Activities
- Antiquing
- Beachcombing
- Boating
- Eco Tourism
- Miniature Golf
- Paddle Boating
- Scenic Drives
- Shelling
- Shopping
- Sight Seeing
- Walking
- Whale Watching
- Wildlife Viewing
Location Type
Sports & Adventure Activities
- Basketball Court
- Cycling
- Deepsea Fishing
- Fishing
- Golf
- Jet Skiing
- Kayaking
- Mountain Biking
- Pier Fishing
- Roller Blading
- Sailing
- Sound/Bay Fishing
- Swimming
- Tennis
- Wind-Surfing
- Air Conditioning:
- Clothes Dryer
- Hair Dryer
- Heating:
- Internet
- Linens Provided:
Living Room:
High ceilings, access to deck, bright. 2 Sofas for idling. ...moreless
- Parking:
- Coffee Maker
- Dishes & Utensils:
- Kitchen:
- Microwave
- Oven:
- Refrigerator:
RatesCurrency Conversion
|Weekend Night
|Monthly *
Apr 24 - Jun 3, 2017
3 night min stay
Jun 24 - Sep 2, 2017
7 night min stay
My Standard Rate
3 night min stay
Additional information about rental rates
- Refundable Damage Deposit $200
- Cleaning $50
- Tax Rate 9%
Rates are subject to change until reservation confirmed. Maximum occupancy 2 persons. Day guests limited to 6, no large parties. Private deck limited to 4 persons.
Any rental agreement equal to or longer than 22 days requires 180 days cancellation notice for refund.
Owner's cancellation policy:
100% refund if canceled at least 90 days before arrival date.
Don't forget your vacation protection! Get protected now
Adding our Vacation Protection services can make sure your getaway goes smoothly, no matter what. We offer Cancellation Protection and Damage Protection so you can truly relax.
Car: Necessary
Historic 3 season resort community with winter solitude. A place to finish the book you've had on the bedside forever, and unwind in small town charms. Welcoming locals where you can dress down and experience village life.
Owner info
Year Purchased: 2002
About the owner: Former city dweller living on nearby island. Appreciates classical tastes and small town charms. Antique and art collector for years.
Why the Owner Chose West Boothbay Harbor, Boothbay Harbor, ME, USA:
Small town character and courtesies and village community in gorgeous unspoiled setting. Easy access to best boating on east coast of America.
The Unique Benefits at this Apartment:
Perfect dimensions for easy living. Solid and secure yet at the heart of village. Drive and park to remote parks and gardens, walk to boats, shops and restaurants.
Contact us
Send email
Links to more information:
- Click Here to see All My Rental Listings
View from deck of inner harbor...
The front hall..
Bright, big, and welcoming..decks are behind photographer..
Steps to the deck...
View of the inner harbor from your deck..
Cozy bedroom with cherry bed and direct access to your private deck..
Small, efficient kitchen (who's cooking!), and 1941 Kelvinator..
Big bathroom..
With big tub and shower..
Downtown location - facing the harbor...
The landing outside your door..
Extra bath at head of stairs...
All of downtown, and the harbor before you...
Bedroom has separate direct access to private deck..
Eat in kitchen for 2..
Little details like crown molding make the place funky and special..
This listing was first published here in 2013.
Date last modified - Wednesday, May 24, 2017
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Thursday, June 26, 2014
Visitors From a Faraway Land
Sign Translation "2014 NPO Study Abroad Program in America: Fundraising/ Marketing"
Last week, members of the National Council of NPO Korea visited our office to learn more about the U.S. nonprofit sector and about Charity Navigator. The Council runs these study abroad visits annually to various countries (they went to the UK last year) to help its members learn and network. But this year they were especially interested in visiting us because they would like to establish an entity like Charity Navigator in Korea to help their donors make more informed giving choices. We hope they succeed!
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Morphine: Axon Regeneration, Neuroprotection, Neurotoxicity, Tolerance, And Neuropathic Pain.
Puerto Rico Health Sciences Journal 2008, June, 27, 2
Puerto Rico Health Sciences Journal
This book is available for download with iBooks on your Mac or iOS device, and with iTunes on your computer. Books can be read with iBooks on your Mac or iOS device.
Opioids have been used medicinally for millennia for their potent effects on nociception. However, the past 20 years have led to important insights into the influences and mechanisms of opioid actions, which are more extensive than merely analgesia, including human synthesis of opioids, critical roles of opioids during development and following nerve injury, and actions of different opiate alkaloids and their receptors. Due to the vast literature on opioids, the scope of this review has been limited to opioid actions in maintaining neuron viability during development, promoting neurological function following nerve injuries, in inflammation, disease and against ischemia; alleviating neuropathic pain; raising and lowering cellular immunity; and mechanisms modifying morphine tolerance. Key words: Analgesia, Addiction, Drug tolerance.
- 2,99 €
- Category: Health & Fitness
- Published: 01 June 2008
- Publisher: Universidad de Puerto Rico, Recinto de Ciencias Medicas
- Print Length: 31 Pages
- Language: English