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The high cost of higher education has always seemed justified as a down payment on a better future. But a recent survey by Consumer Reports finds that many former students now buried in debt question whether they made the right decision.
Forty-five percent of the 1,500 people responding to a nationally representative survey conducted in March by Consumer Reports National Research Center said college was not worth the cost. Of those who said college wasn't worth the money:
- 38 percent didn't graduate
- 69 percent have had trouble making loan payments
- 78 percent earn less than $50,000 per year.
"That's a little disturbing because we always hear that getting a college education is a must, but that's not what we found in this survey," said Donna Rosato, senior money editor at Consumer Reports. "People aren't making the money that they thought they would make."
Another significant finding: Student loan debt is affecting people's current and future financial decisions. The survey found that of those who left school with loan debt:
- 44 percent cut back on day-to-day living expenses
- 37 percent deferred saving for retirement or other financial goals
- 28 percent delayed buying a house
- 12 percent put off marriage
- 14 percent changed careers as a result of student debt
Jackie Krowen, a 32-year old nurse in Portland, Ore., was profiled in the Consumer Reports story. When she graduated in 2011, Krowen had $128,000 in student loan debt. With interest, her balance has grown to $152,000. Krowen told NBC News that even with a good-paying job; she feels she is "suffocating" in debt.
"I have this constant fear of something happening," she said. "If I got sick or anything happened where I couldn't make my payments, then there's no fallback plan."
To make ends meet and still have enough money to make her loan payments each month, Krowen has two roommates, drives the same old car she had when she was in school, doesn't travel and rarely goes out to dinner or a movie.
"I feel like I would be better off if I had not gone to college," she told NBC News. "I would not be making as much money or have such a solid career, but I feel there would be a lot less weight on me and I would have more life options, in terms of what I could do."
Krowen said she doesn't see herself ever getting married or having kids because she does not want to "legally burden someone" with her enormous debt.
"I had no idea that I would end up in this place after graduating college," she said with a sigh.
The Data is Clear on the Value of a College Education
The numbers are truly staggering. About 42 million Americans are paying off student loans. Their accumulated debt now totals $1.3 trillion, more than the nation's credit card debt.
Even so, the experts contacted by NBC News all agree that college graduates are more likely to get a job and earn higher wages than someone with just a high school education.
We asked Jeff Strohl, director of research at the Georgetown University Center on Education and the Workforce, to look at the Consumer Reports survey results.
"Of course there are losers, but I can pick as many winners," he said. "Clearly, there are people who took on too much debt and are probably making earnings that even in the moderate to long-term time frames don't pay back."
Strohl said he did not want to take away from people's "perception" of their economic situation, but he suggests some of that feeling may be related to the current economy. "If you ask the same people in five years from now, if recovery continues, they'll have a different answer," he said.
On average, someone with a BA earns $43,000 a year right out of school as compared to $25,000 for a high school graduate - a $17,000 difference, Strohl's research shows. After 10 years, the college graduate pays back all of the debt and recovers all of the money they didn't make while they we in college. Twenty more years in the future, the net profit is $350,000, assuming no raises.
"That's about an 11 percent return on your investment," Strohl said. "I don't make that in the stock market."
You Need to Do the Math
Some families can't afford to send their children to college, but before you turn to loans, experts say, you need to go into this process with your eyes wide open.
"You must take cost into account up front," said Tim Ranzetta, founder of a financial education non-profit, Next Gen Personal Finance. "Figure this out before you visit any college campuses: How are you going to finance this from all the sources, federal and state grants, scholarships and loans? "All too often, this is a year-by-year process. We made it through the freshman year, now let's figure out how we're going to pay for the sophomore year."
To determine the appropriate amount of student debt, you need to estimate both the out-of- pocket costs and how much your chosen career is going to pay. The College Scorecard from the U.S. Department of Education makes that easy to do. NPR's Planet Money shows the actual cost of going to 1,550 colleges in the U.S.
While a college degree is a real plus in the labor market, all degrees are not equal in their earning power.
The Hamilton Project estimated lifetime earnings for 80 college majors. Those with degrees in engineering, computer science, finance, nursing, marketing and business administration tend to earn above average wages. Many others, including psychology, English literature, elementary education, social work and theology are all well below average.
Read More: College Uses Snapchat to Attract Prospective Students
The Goal is to Graduate
Mark Kantrowitz is publisher and VP of Strategy at Cappex, a website that lets you compare colleges and find scholarships. His advice: As long as your total student loan debt at graduation is less than your annual starting salary, you should be able to afford to repay your student loans in 10 years or less.
"Families need to keep their debt in sync with their income and in some cases that may mean borrowing less and going to a less expensive school," Kantrowitz said.
The average debt at graduation for a Bachelor of Arts degree is $37,000 and the average starting salary is between $45,000 and $50,000 a year, he told NBC News. So on average, students are graduating from college with what he calls "an affordable amount" of debt. About one in six graduates take on more debt than they can reasonably afford to repay.
The real problem is how many students take out big loans and then do not graduate.
Data from the Hamilton Project shows that going to college for a couple of years without earning a degree doesn't give you much of a premium over a high school graduate when it comes to pay - and now you have the albatross of student debt around your neck.
"Students who drop out of college are four times more likely to default on their student loans and they represent 63 percent of the defaults," Kantrowitz said.
Many students choose to go to for-profit schools to learn a trade they hope will lead to a good-paying job. But it doesn't always work out that way, according to a study done last year by Stanford University and the U.S. Treasury Department.
The report concluded that student loan problems are concentrated among borrowers who went to for-profit schools and two-year colleges.
The researchers looked at four million individuals who borrowed money for school between 2000 and 2014. It found that 70 percent of those who defaulted on their federal loans had borrowed to go to a for-profit school or two-year college.
In contrast, the majority of undergraduate and graduate borrowers from four-year and private (non-profit) institutions experienced "strong labor market outcomes and low rates of default, despite having the largest loan balances and facing the severe headwinds of the recent recession," the report noted.
The Bottom Line
Why do you want to go to college? Do you have a career in mind? If not, maybe you should take a year off to figure it out. In today's economy, college is an expensive place to decide what you want to do for your career.
Consumer Reports noted that only 39 percent of college students graduate within four years. In most cases, that's because they change majors or take classes that don't count toward their degree.
"People spend a lot of time trying to find a school that's an academic and life-style fit, but with the cost of college today, you really need to think about a financial fit," said senior editor Donna Rosato. "Everyone has the right to go to school and sometimes the only way you can do that is to take out loans, but there's a reasonable amount of debt that won't sink you and there's debt that can really hurt you."
You find a wide range of materials on how to make informed financial decisions about paying for college on the Consumer Financial Protection Bureau website.
Herb Weisbaum is The ConsumerMan. Follow him on Facebook and Twitter or visit The ConsumerMan website.


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Last week a teacher asked me to find evidence of the New Deal in Brooklyn. She is asking her students to complete a project on the Great Depression and compare it to the economic situation in Brooklyn today.
As my research progressed, I stumbled upon the story of the NRA, or National Recovery Administration, a New Deal initiative with direct ties to Brooklyn's past. Started in 1933, the NRA (not to be confused with the Rifle Association), was one of President Roosevelt's first major efforts. It was designed to enforce strategies that were set forth in the National Industrial Recovery Act. NRA leaders helped industries create voluntary agreements over work hours, wages, and prices. Businesses that abided by these regulations posted a blue eagle symbol in their window. Consumers were encourage to patronize only these businesses. It was hoped that this regulation would stabilize the economy and protect vulnerable consumers and employees.
Brooklyn, like many communities across the country, embraced the NRA with open arms. In November of 1933, 15,000 men, women and children marched in the NRA Parade in Park Slope. In Coney Island, staff members and volunteers held a pledge drive for NRA consumers. Even theatergoers were reminded of the NRA's presence. Brooklynites may have seen this promotional short starring Brooklyn born Jimmy Durante:
But not everyone was convinced by Mr. Durante's ardent patriotism. Big businesses were handling much of the negotiations. The Eagle even mentioned the "grave injustice" that the NRA was placing on certain small businesses. The debates over the effectiveness of the NRA came to a head in July of 1934 when four brothers from Brooklyn were chosen to test the legal limitations of the NRA. Joseph, Martin, Alex, and Aaron Schecter ran a live poultry market that catered to kosher butchers at 858 East 52nd Street. Their company, the Schechter Poultry Corporation, was charged with violating a series of NRA agreements.
The Eagle covered the legal proceedings in detail; it was the first NRA criminal prosecution in New York and only the third in the country. In November, a local court found the brothers guilty and sentenced them to time in jail and a fine. The brothers quickly began an appeal process that resulted in their appearance before the United States Supreme Court.
It was to be the NRA's first and last judicial test. The brothers argued that the national government had no right to regulate their business because they only operated within New York State. The Supreme Court unanimously agreed and declared that the NRA was unconstitutional. With one decision, FDR's great patriotic initiative was gone. President Roosevelt was severely disappointed in the ruling, and spent the following years criticizing the Court and trying to alter its political leanings. He also worked to establish new administrations that repilicated the successful aspects of the NRA.
The Schechter brothers, however, were unable to enjoy the fruits of their labor. They had accrued over $60,000 in legal fees and within a year had only paid off a third of that. The business they had fought so hard to save was bankrupt. By 1936, three of the brothers had found alternative employment, but Joseph was still out of work. His wife Lillian told the Eagle that she wanted "to forget it all. I wish everybody would stop talking about it." Unfortunately, people continue to talk about it to this day. For in the words of the Eagle:
Great post Leslie! So glad we have a real historian on board.
In Footlight Parade, a movie from 1933, the final Busby Berkeley dance routine has the dancers seen from above in the shape of the NRA eagle. We do our part, indeed.
Thanks for posting that bit of information, Matthew! I came across that particular dance number when I was doing my research, but the original movie wasn't identified. Now I know!
Stupid, ignorant appalling post. FDR through the NRA was intent on keeping the price of food HIGH with government regulation. The Schechter brothers were American heroes, taking on the crushing,stupid New Deal to be allowed sell chickens. Go read some economic history & stop listening to unionised Democrat party propaganda "teachers". New Deal was a continuation of Hoover's disastrous borrow & spend policies which PROLONGED the depression until after the WWII.
Paddy Manning
Nice to see you remove critical comments from your inaccurate post
At the same time, criticisms of the NRA grew, not the least from the African-American community, which correctly saw attempts to raise wages as a means of shutting black labor out of the market. Writers at the Chicago Defender, the local black paper, referred to the NRA as the "Negro Run Around" and the "Negro Removal Act." The NRA's harm of black workers fits into a longer story how of labor market regulation was used for racist purposes. (See Art Carden and my October 2011 Freeman article, "Eugenics: Progressivism's Ultimate Social Engineering.")
The Schechter brothers were heroes, fighting the clammy hand of FDR's recession prolonging New deal for the right to sell chicken to their customers in a way that observed Jewish Dietary law.
NIRA regulation RAISED the price of food at a time of unemployment & hunger.
Suggesting that the Schechters were unpatriotic is just shockingly wrong. FDR Administration painted them as stupid rubes, a tactic that backfired badly in the court as the brothers KNEW their business much better than FDR's commissars.
Comments are moderated and may not appear immediately. We welcome informed and civil criticism; we publish the above comments despite the fact that they utterly fail to meet one of these standards.

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GESIS Summer School - application deadline extended to 15 April 2016
Scholarships for international participants available
Young social researchers worldwide! Are you interested in the latest theoretical and practical tools of survey-based research? 10 DAAD Summer School scholarships are available to join the 5th GESIS Summer School in Survey Methodology. The summer school offers high quality training in state of the art techniques and methods of survey research. It aims to:
- give a broad overview of survey methods;
- equip participants with essential skills in the design, planning, execution, documentation and quality assurance of surveys;
- provide an opportunity to deeply engage with:
- different tasks of survey design and implementation (such as questionnaire design, sampling, nonresponse and fieldwork monitoring)
- different survey modes (such as personal interviews, web surveys, and mixed-mode)
- research designs involving surveys (such as mixed methods, factorial surveys, longitudinal surveys and cross-national surveys);
- provide participants with networking opportunities, a supportive social environment, and an exciting time in Cologne.
The Summer School program is now published and registration is open on the GESIS website.
Summer School Scholarships
Summer School participants who do not hold German citizenship and are either living outside of Germany or those who have been living in Germany for no more than 6 months can apply for one of ten available scholarships funded by the German Academic Exchange Service (DAAD). Participants registered only for a short course are not eligible to apply.
Scholarships are calculated on the basis of the following rates:
- Flat rate allowance for accommodation expenses of € 250 per week up to a maximum of € 750, i.e. for all three weeks of the summer school.
- Flat rate allowance for travel expenses depending on the country from which the participant travels to the Summer School.
- Course fees up to a maximum of € 500.
Scholarships will be transferred to the participant's bank account upon successful participation in the Summer School. No money will be transferred before the Summer School.
Applications will be evaluated by the Center for Doctoral Studies in Social and Behavioral Sciences (CDSS) Selection and Admission Committee, University of Mannheim, based on academic and social criteria. To apply, please send the following documents:
- Cover letter explaining the importance of participating in the 5th GESIS Summer School in Survey Methodology for your research work and your need for a scholarship.
- Up-to-date CV including a list of publications (if applicable)
- Certification of your current position/status (if applicable, e.g. matriculation certificate)
· Degree certificate of highest current academic degree held including transcript of records (if you haven't obtained a relevant tertiary degree yet, include the transcript of records only).
- Reference letter testifying to the applicant's good standing, providing an assessment of the usefulness of the selected Summer School course(s) for the applicant's research work as well as the applicant's need for financial support.
The above mentioned documents must be sent as one PDF file to the CDSS (please cc firstname.lastname@example.com) by 15 April 2016. Applicants will be informed by the end of April.
If you apply for one of the scholarships, please simultaneously register with the online Summer School registration system to secure a place. Registration will only become binding once GESIS has received the participation fee. Please note that you will not receive the DAAD scholarship without having paid the fee.
Should you not be granted a scholarship, you can send a cancellation request to firstname.lastname@example.com.
You will receive full refund if you cancel up to 4 weeks before the course (see terms and conditions).
Please send all queries regarding your DAAD scholarship application and your travel subsidies only to the CDSS Manager and all those regarding content, schedule and organization of the GESIS Summer School to summerschool(at)gesis.org.


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|"Mark Lintner" <mlint...@flash.net>
|RE: Sharing session ids across web applications
|Tue, 26 Sep 2000 17:21:52 GMT
I thought I needed to do this but decided it wasnt necessary when I thought it through carefully. However I was going to try storing the session id string from session.getId() , an appid and possibly an ip address in a database on the server with say username as the key. That way you can control how many apps and which ones might share the session on one machine or on multiple machines When the app comes up it checks if there is a sessionid associated with the appropriate key. If not it creates it and stuffs it in the database. This session id is back to the first app and gets passed to the server with every invocation. Of course the next app does the same thing and finding the sessionid there sets it in the response header with the label JSESSIONID (same as with the first app) and passes it back to the app. The app retrieves it and uses it when invoking the server. depending on what you wanted to do maybe reference counting might be necessary but for 2 apps it 'seems' straight forward. Just a thought though, I havent tried it. *********** REPLY SEPARATOR *********** On 9/21/2000 at 5:24 PM Kitching Simon wrote: >> -----Original Message----- >> From: Keith Kee [SMTP:firstname.lastname@example.com] >> Sent: Thursday, September 21, 2000 5:09 PM >> To: firstname.lastname@example.com >> Subject: Sharing session ids across web applications >> >> >> Hi: >> It seems like if I get different session ids across 2 web applications. >> I >> have a group of web applications which communicate to each other through >> session ids and requires them to be the same in order to work. How can I >> do >> that? >> >> Thanks >> Keith > [Kitching Simon] > As far as I can see, the short answer is that you can't. > > Session-ids are stored in cookies, and a sesion-cookie created in >one > web application is "scoped" by the url prefix of that webapp, with >the > effect that it will not be visible in the other. > > This makes sense, because otherwise unrelated webapps could > interfere with each other's sessions. Webapps are normally assumed > to be separate and unrelated. > > Are you sure that you can't combine the code into *one* webapp? > If there is communication, then aren't they actually one >application? > > I *think* that the only way around this is modifying tomcat's >session-handling > code to make the session-id cookie path "/" instead of >"/wepappname". Or > writing your own session-handling code to do this. Of course, you >then have > to watch out for any two webapps using the same session attribute >name when > they really *didn't* want that attribute to be a shared one. > > Perhaps with tomcat3.2's (?) "session listener" feature, you could >catch the creation > of session ids' and create your own cookie with path of "/" and the >same session key > or something similar. > > All I can say is good luck!! > > (and all the above is subject to correction by those who know >better...) > > Regards, > > Simon
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ED Magedson – Founder
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Voice Net GlobalInternet United States of America
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I was in desperate need of some quick cash so I did what alot of fellow citizens do. I resorted to seeking a pay day loan, in doing so I opened my personal financial information up to oppertunist who constantly prey on people in my situation. They bombard you with all types of unwanted offers hidden in the requested loan documentation. And since part of the process to request a short term loan involves submitting your personal info, these afilliated consumer groups seize the oppertunity tocombine their application in the original application process. By doing so they force you to agree to the terms and conditons of their application by checking the box marked yes in order to procedd to the next page of the original loan application. All Iwanted was a pay day loan!! Now I find my checkingaccount being debited for unwanted and unrendered survices!! My advice is when shopping for a short term loan be weary of all foreign communications. Meaning if you didn't ask for it and they force you to take it.....stop and cancel all transactions!!
This report was posted on Ripoff Report on 01/24/2011 10:21 AM and is a permanent record located here: http://www.ripoffreport.com/reports/voice-net-global/internet/voice-net-global-pay-day-loan-hidden-scam-internet-686147. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Evernote is one of the most popular and talked about apps in the App Store. In this article, you'll learn how to install and configure the app, gather and organize notes, and review workflows that include sharing and advanced features. You'll also learn about Evernote's accessories and "baby apps" that are fully integrated into it's functionality. This article will enable you to use Evernote and its integrated apps as effective organizational tools.
Skitch Stories October 6, 2013
Skitch Stories July 18, 2013
Skitch Stories December 22, 2011
Evernote acquired Skitch in mid-August and re-launched it as a free download on the Mac App Store. Yesterday, the company made good on its promise to release an iOS version of the program. Skitch for iPad is here, allowing users to take notes, annotate, edit screenshots and more on the 9.7-inch Apple tablet.
The app lets users annotate and draw anything, just by using their fingers. It works with photos, web pages, screenshots, maps, or users can start a new blank canvas. Projects can be shared on Twitter, sent through email, saved to Evernote and beamed wirelessly onto Apple TV with AirPlay.
The drawing tools include your finger, pencil, arrows, text, shapes, crop, color and thickness and more. Evernote also noted in a blog post that Skitch for iPhone is in the works. Skitch for iPad is a free download from the App Store. Full release notes and nice screen shots are below.


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The Cleveland Indians today announced the club has claimed RHP Rick Vandenhurk off waivers from the Toronto Blue Jays. He will report to Major League camp in the coming days. To make room on the Tribe's 40-man roster LHP Kelvin De La Cruz has been designated for assignment.
VandenHurk, 26, has pitched in parts of five major league seasons with Florida (2007-10) and Baltimore (2010-11), going 8-10 with a 5.97 ERA (120 ER/181.0 IP) in 46 games/35 starts. A native of the Netherlands, VandenHurk spent most of 2011 with Triple-A Norfolk (Baltimore), going 9-13, 4.43 (76 ER/154.1 IP) over 26 games/starts for the Tides, and also pitched in 4 games as a September call-up for the Orioles.
He was signed to a Major League contract by Toronto on Feb. 22 after being granted his unconditional release from Baltimore earlier in the month. The 6-foot-5, 215-pound right-hander has a career minor league record of 37-38 with a 3.86 ERA (268 ER/624.2 IP) in 124 games/123 starts. VanderHurk came to the United States as a catcher at the age of 16 and was signed by Florida as a pitcher in November 2002. He will wear #25.
[Related: The Indians over bet that wasn't]
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Namibia: Industry players lament declining CD sales
Namibian artists who depend on CD sales to sell their music are facing challenges as CD sales in the country rapidly continue to drop.
Antonio Dragan Djokic, who owns a CD retailer in Windhoek CBD called Antonio's Art, said his business is facing challenges owing to the digitalization of music. He said most music fans are no longer interested in buying CDs but prefer to download music online.
Antonio said he noticed a decline of CD sales this past season compared to previous years. "December is good for selling CDs and any other kind of business, although now that selling CD is not going so well like before," he said, most CD retailers have closed shop as business is going down.
Suleimen Kyababa, owner of Ogopa Butterfly music production, told New Era Weekend last month that artists only release albums in December, since most music buyers are out scouting for new tunes when people are going for holidays.
"Some think we only release albums for NAMAs, but it's not like that. To be honest, December is always a good time for an artist to release an album," he said.
Local music producer DJ K-Boz said artists could make money through streaming their music online than rely on CD sales. Local musician D-Naff said Namibian artists should move with time and implement other ways of boosting their CD sells.
Young T's album Becoming a King was the top selling album over the festive season followed by Jomolizo's Kaandjetu, Bantu's The Tower of Babel, The Adviser by D Square and Bullet Proof by Ann Singer.
This article was originally published in New Era on 9 January 2017.


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New Braunfels Herald Zeitung (Newspaper) - May 6, 1987, New Braunfels, Texas Opinions Davp Krampr. Editor and Publisher Jim Webre, Managing Editor Fag;* 4A Herald Zeitung New Braunfels Toxin Wednesday May 6, 198/ ■UKJBM*. >*wTr -wr**' ■ '.WW W."*T J " Forum LETTER POLICY Me Herald Zeitung welcomes correspondence All letters should be sign <• I and Include an address or telephone number The newspaper reserves the right to erlit I otters should t>e sent to Forum. New Braunfels Herald Zeitung, P O I 'rawer 311328, New Braunfels, Texas 78131 -1328. or brought to our offices at IMUS ( astel! on gambling I ii the editot Humans generally have a gamhl int* instinct We like it and we do it in Mime form every day of our lives It is exciting, could In* entire Iv harmless and more importantly 'hi'' could preclude the need for a slate income tax It should he explained that the game is an amusing recreation ex trernelv beneficial to tin* coffers and nun Ii more tun than increased taxa lion t hey are successful in other states and apparently as clean as a Sunday school picnic or bingo game ll is not a moral issue at any rate More ser iously initiative and referendum is basic to our govern mental processes I he initiative is a petition telling our elected officials [hat We the people" want a chance to vote oil the issue I - I haps our ow ii /fez .lid /'e/fiazgwuuld pi int an ap propt i he lot in that we can easily (lip ign aul iii.lit to the Sate House iii \tistin K I linen thanks tot the promo I n the editor We would like to thank our newspapers and local radio station toi then support in helping us to in form the community concerning Project Graduation I Iris is a joint effort of the three high schools in our county to plan post graduation parties that will ire i heroical. alcohol and di ng free I'repai atmos for these events have begun and th** enthusiasm is grow ilia l ocal businesses and serv ice -ag mi/at ions are being contacted tor then 'uppoit hut we are still holt ot oui' financial goal It there ie those whom we tail to reach by phone or litter, or it there are pi iv ate citizens who would In* will y to conli dude to this most wor thwltile < ause, donations may lie sent directly to New Braunfels Na Bona I Bank Make checks payable to the NBHS I HS and SS HS Pro lect Graduation Fund hor more information, you may call Susan Bell, H2:> 1102 after > p in Betty Ky Ie, 825 6251 or Nan cv Poe 4 ut 7854 I hank vou for your '•.uppoit Joint i 'ommittee Poetry Contest success To the editor The Poetry Contest was a marvelous treat, All 331 poets accomplished a great feat Our Arts Council w ishes to thank you all We are grateful to you for answer mg the call l o the Herald goes a heartfelt salute \ou were simply outstanding in the recruit Hie coverage you prov ided helped very much, W inners poems in print added the final touch The parents and teachers deserve loud applause, \ our support and encouragement aided the cause We acknowledge the task the judges completed A deep how to you four is definite Iv needed But who made this contest such a success ll s the entrants themselves we want to address Most of all we praise each and every grand poet You were absolutely great and we hope you know if Jan Kennady I HHT I 'nutest ( hairman Ii Iva ter New Braunfels Arts ( ouncil To the people of New Braunfels: Sincerely. Project Graduation Q. If we call the contras freedom fighters", what do we call the Americans who are working as volunteers to help the 0y&ox°N k Nicaraguan people build schools,clinks, and other small development projects in that impoverished Central American nation 0 — i po*ss M( MfMio WHAT DO Wt CALL int us fCCKT OH TEftftpftJSM ? James Kilpatrick Whether black or white,he killed the officer Once again you demonstrated that you are the most caring people in the world Saturday. May 2 the New Braunfels Noon Lions Club and the New Braunfels Lioness ( Itll) held then White Cane Day fund raiser for sight cooser vt ion Your hearts poured out and our goal of $3,500 will be met Thankyou Last year the New Braunfels Noon Lions Club assisted the needy with almost $4,ihmi m sight constr vat mo projects alone Thanks to you the Lions and Lionesses of New Braunfels will continue to serve the needy The Lions eye bank iii Austin will receive one third of the funds collected wblite two thirds will stay right here in New Braunfels Our club picks up the tab for all materials used in our fund raiser, so UMI percent of the money collected will In* use on sight eonservtion pro jects Thank you and God bless Ernie Meade/, chairman White ( ane DayYour Representatives WASHINGTON Yes the figures are disturb mg Three scholars, lei! by Professor David ( Baldus of the Oniversity of Iowa analyzed more than 2,000 cases of murder committed in Georgia in the 1970s They found, among other things that defendants charged with killing white vie Urns were 4 t times as likely to receive a death sentence as defendants charged with killing blacks It gives one pause tions emerged The raw nullifiers demonstrated that black defendants who kill white victims, such as McCleskey. statistically have the greatest likelihood of receiving the death penal ty McCleskey contended that he thus faced a risk of discrimination so palpable as to violate the Constitution's prohibition of cruel and ususual punishment He argued in addition that blacks so situated, are denied equal protection of the law But the C S Supreme Court last week looked at Hie data and said in effect, so what Assum mg the validity of the statistics what was then probative value in the particular case of Warren McCleskey'' McCleskey. a black man. had murdered a white police officer during tile arm ed roberv of an Atlanta furniture store The appeal raised no question of Met leskev's guilt He had shot the officer in the face with a 38 revolver Neither were there any technical questions aixiut the trial no questions about the admissibility of evidence the competence of counsel, the qualifications of jurors or the in striations given by Hie judge After the jury had found McCkeskey guilty, tile court held a separate hearing to determine the penalty Under Georgia law , tile killing of a peace offx is a 'aggravating circumstance The jury decreed that McCleskey should ire put to death for his crime Justice Powell writing for the majority, cor redly assessed the legal situation In some areas of the law. statistical analyses have their place lf the question involves racial discrimination in public schools or in a work place, for example statistical data are indispensable In times past defendants have relied upon evidence of the systematic exclusion of blacks from juries to win new trials limited to capital cases it applies across the hoard Similar statistical claims could be ad vanced on behalf of other defendants in other cases. Through a process of regression anniv ms disparities doubtless could hr* 'bown in the sentencing of women Chinese Filipinos, Japanese Koreans V ietnamese Hispanics and American Indians Correlations could be demonstrated between defendants and par titular defense attorneys or judges In such an effort to establish a violation of due process the basic issue of guilt or innocence w*ould drown in a sea of statistics I he Met leskey case presented no such evidentiary problems (iuilt is personal, not statistical McCleskey had murdered an officer of the law' In such cases the Supreme Court specifically has upheld the power of a jury to fix a sentence imposed of death And as Powell observed, the sentence imposed upon McCleskey was not disproportionate to the sentences imposed in 13 other cases in Georgia involving generally similar murders Met leskey's race provided no factor of "risk ' sufficient to upset the sentence Powell made one more point McCleskey s argumentv are best presented to legislative bodies " It is neither the right not the responsibility of the high court to determine ap propriate punishments for particular crimes More than two thirds of the states have made capital punishment permissible for certain crimes Such punishments subject to certain safegaurds and limitations, clearly are const Fu tional Beyond determining on a case bv case basis whether these conditions have been met, appellate courts have no constitutional power to intervene At this point the Baldus study appeared I he scholars had examined every murder case in Georgia in the 1970s in terms of 2:to variable tailors. Out of this mass of data certain correla Taken to its logical conclusion, Powell said, Met lesky's claim "throws into serious question the principles that underline our entire criminal justice system The Highth Amendment, pro hibiting cruel and unusual punishment is not Justice William Brennan spoke for the four dissenters rn an emotional review of racial discrimination in Georgia in the past Trouble was, he never could establish the relevance of this history to the case at bar Warren Mc ( leskey killed a cop in cold blood My liberal friends, before they leap on Lew is Powell should keep that fact in mind Andy Rooney Ronald Reagan President of the United States The White House 1600 Pennsylvania Avenue Washington, D C 20500 State Rep Edmund Kuempel Texas House of Representatives P O Box 2910 Austin, Texas 78769 U.S. Rep Mac Sweeney (Guadalupe County) United States House of Representatives 1713 Longworth House Office Bldg Washington, D C, 20515 State Sen Judith Zaffirini Capitol Station P O Box 12068 Austin, Texas 7871 1 State, Sen. William Sims Capitol Station P O. Box 12068 Austin, Texas 78711 Gov Bill Clements Governor's Office State Capitol Austin, Texas 78711 U.S. Sen. Phil Gramm United States Senate 370 Russell Senate Bldg Washington, D C. 20510 U.S.Senator Lloyd Bentsen United States Senate 703 Hart Senate Bldg. Washington, D.C. 20510 U.S. Rep. Lamar Smith United States House of Representatives 509 Cannon House Washington, D.C. 20515 American breakfast needs a bit of ingenuity We have to rethink breakfast in America No one in years has put any thought mb) the first meal of our day How many times have you read a cookbook or in the Sunday supplement of your newspaper a good new recipe for something to have for breakfast ? Once the recipe writers have run through pan cakes, waffles, eggs Benedict and blueberry muffins, they're finished with breakfast There are reasons why we haven't paid atten Hon to breakfast, I suppose For one thing, we're busy in the morning Hating is part entertainment, and at breakfast we don't want entertain ment, we want nourishment We want to put something warm into our digestive tracts to get things going down there People aren't interested in reading breakfast recipes You'd never know it from looking at the cereal advertisements but there are even a lot of Americans who start off their day with nothing more than coffee and a cigarette Being creative or looking into new things to eat doesn't interest people first thing in the mor ning They don't want to think about food They are satisfied with more of the same thing they had yesterday Some people eat the same thing for breakfast every day of their lives I know a man in his 80s who says he has had the same thing for breakfast for 60 years He says he has one softboiled egg, two pieces of toast and three cups of coffee, black We got to talking about it and we figured he has eaten 1,825 dozen soft boiled eggs I like orange juice, toast, marmalade and eof fee but when I'm not home. I end up eating bad muffins, soggy croissants or bakery coffee cake that smells of fake vanilla Another reason why the cookbooks don't spend much time on breakfast is that it isn't as social a meal as the others. You never invite someone over for breakfast the way you might invite someone in for dinner and you don't often have breakfast with friend or co-workers the way you often have lunch. People aren't much interested in talking at breakfast They have their minds on what they're going to do that day. I've never read what doctors have to say about orange juice, but it seems unlikely that anything as acidic as orange juice is the best thing to pour into your stomach first thing in the morning I know the vitamins in orange juice are good for you but they certainly must be just as good at some other time of the day When you think of it. orange juice probably would be better consumed as a sort of breakfast dessert, after toast or cereal Weekend breakfasts are another matter, of course I love breakfast Saturday and Sunday Sitting there, rn no hurry, reading the newspaper and drinking more coffee than is good for you is one of the great luxuries of life Sunday morning is when I feel most sorry for the homeless On special occassions when the kids are home, I make waffles, pancakes or popovers When we're alone on a cold winter morning. I make real not instant, oatmeal Directions on the box say it takes half an bour, but it doesn t take more than about 12 minutes You cook it over rice so it ends up dry < The only Sunday morning problem I ve never been able to solve is getting them to deliver two newspapers on just that one day.) I can't figure why Campbell's never pushe< soup as a breakfast food I ve never tried it myself, I ve just thought about it, but why wouldn't chicken or beef broth, with rice or barley in it, be a great breakfast? I don't have it in for Wheaties or Shredded Wheat but why wouldn t hot chicken soup be ideal breakfast0 Ifs nourishing and it could replace the drink you want when you have jui the hot jolt you want when you have coffee an the nourishment you need when you have egg toast, pancakes or cereal Maybe we could ha chicken soup with caffeine We have to reinvent breakfast Bacon and egg don't do it ;
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Demography: Washington pols and pundits often claim that illegal immigrants, if granted amnesty, could form the backbone of a future GOP majority. But a new study suggests that's just wishful thinking.
Among the more cynical partisans, especially Democrats, a recent talking point has been that Republicans are alienating a potentially powerful base of new voters by opposing mass legalization of 11 million illegal aliens.
A number of lawmakers, but in New York Democratic Sen. Chuck Schumer in particular, have repeatedly lectured Republicans that they must agree to comprehensive immigration reform, including amnesty, or be left in the political wilderness as a new majority is formed.
But a study released this week by the respected Pew Research Center shows just how false that idea is — and how foolish some in the GOP are to believe it.
In Pew's 2012 National Survey of Latinos, 31% of immigrants who are not citizens or legal residents said they identify with the Democrats. Just 4% identify with Republicans, while 33% call themselves independent.
Over time, those attitudes appear to harden into strong party preferences. Indeed, the longer Hispanic immigrants — legal or illegal — remain in the U.S., the more likely they are to ally with one party or another.
This too is bad news for the GOP.
Among Hispanics who'd been here less than 10 years, 26% identify with Democrats vs. 9% with Republicans, a 17-point gap. But for those here longer than 20 years, it jumps to 54% for Democrats and 10% for Republicans — a 44-point spread!
In April, the online magazine Politico released its own analysis of 2012 voting data. It too found "if undocumented immigrants had voted in 2012 and followed the same electoral trends as other Hispanic voters, President Obama's narrow victory would have been significantly wider."
On the campaign trail, Mitt Romney spoke often of an opportunity society, one based on family, religion, the sanctity of life and core values. These, we often heard, were things that would resonate with Latino voters.
So did they? Hispanic voters voted 71% for Obama, 27% for Romney.
Republicans would be wise to recognize this, and stop pandering to the pro-amnesty crowd on illegal immigration. Sorry, but there's no electoral pot of gold at the end of the rainbow here.


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Symptom Tests
[Quiz] ADHD Myth or ADHD Reality? Check the Facts About ADHD.
When it comes to attention deficit, there are myths and misinformation abound. Test your ADHD IQ here.
When it comes to attention deficit, misinformation, myths, and stereotypes abound. Find out whether you know the truth about ADHD here.


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This year, more than 53,000 FFA students gathered in Indianapolis to proudly represent their areas of the country in various competitions during the 82nd annual National FFA Convention. For the 7th year, STIHL was a proud sponsor of the Nursery and Landscape Career Development Center.
Why would an outdoor power equipment company become a major sponsor for high school students at this level?
"When you attend one of these conventions, you are amazed by the level of knowledge these future young professionals retain in their specialty areas," said Roger Phelps, promotional communications manager for STIHL Inc. "Our sponsorship allows us to participate in developing future leaders in the areas of environmental stewardship and sustainability."
"Thanks to the FFA, we are passing the torch of 'greenscaping' to a very worthy group of young people who will help carry the message forward as they take their place as tomorrow's leaders," added Phelps.
Will Fett, regional director of the National FFA Foundation said, "As a sponsor of the Nursery and Landscape Career Development Event, STIHL is helping FFA students practice and learn sustainability as it relates to careers in the green industry. The FFA and agriculture industry have been practicing sustainability for a long time, but it has taken on a new meaning when talking about sustaining the leadership and viability of the agriculture industry."
The winners of the events are listed below.
The National FFA Organization
National Event Winners—Nursery and Landscape 2009 The team from Washington County High School FFA in Washington, Kan. placed first in the National FFA Nursery and Landscape Career Development Event at the 82nd National FFA Convention. The team members were Jesse Huber, Michael Welch, Brooke Stamm and Bonnie Bailey, coached by John Kern. The Kansas team placed first in competition against 40 other teams.
STIHL is sending the top two teams to compete at the Professional Landcare Network (PLANET) Student Career Days (SCD), where more than 70 collegiate teams will compete in 51 different events and crown a university champion. The industry's largest job fair will also be held at PLANET SCD for those aspiring to work in the industry where they can talk with some of the top companies in the plant and landscape network.
This year's other top performers were:
2nd Place—Georgia, Thomas Burnham, Spencer Freeman, Morgan Strickland, and Nick Wood, all of Perry High School FFA
3rd Place—Florida, Kole Peterson, Ashley Leonard, Ryan Capps, and Lucas Worley, all of Lennard FFA
4th Place—Minnesota, Justin Simpson, Doreen Lorentz, Jacob Demarais, and Jackson Houston, all of Howard Lake-Waverly-Winsted High School FFA
5th Place—Iowa, Kinsey Edmonds, Mitchell Longtin, Brenden McCleary, and Andrea Chatfield, all of Muscatine High School FFA
6th Place—Missouri, Katlyn Britt-Rankin, Will Garrett, Brady Chasteen, and Russ Chambers, all of Columbia FFA
7th Place—Delaware, Ashley Brizendine, Eric Reid, Heather Lefner, and Lindsey Scott, all of Kent Polytech High School FFA
8th Place—Ohio, Justin Martin, Ashley Lewis, Casey Fuleky, and Andi Miteen, all of Sylvania Southview High School FFA
9th Place—Idaho, Joslyn Waters, Traci Lundquist, Cherokee Carrillo, and Michelle Mortimer, all of Rigby High School FFA
10th Place—North, Carolina Josh Martin, Ricki Miles, Lonnie Nicholson, and Matt Dale, all of Southern Alamance High School FFA
Top Placing Individuals
1st Place—Jesse Huber of Washington County High School FFA, KS
2nd Place—Michael Welch of Washington County High School FFA, KS
3rd Place—Lucas Worley of Lennard FFA, FL
4th Place—Justin Simpson of Howard Lake-Waverly-Winsted High School FFA, MN
5th Place—Kinsey Edmonds of Muscatine High School FFA, IA
6th Place—Nick Wood of Perry High School FFA, GA
7th Place—Thomas Burnham of Perry High School FFA, GA
8th Place—Spencer Freeman of Perry High School FFA, GA
9th Place—Mitchell Longtin of Muscatine High School FFA, IA
10th Place—Bonnie Bailey of Washington County High School FFA, KS


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- Alamat Kantor
- Circuit Makati Night Market, Makati, NCR, Philippines
- Industri
- Food / Beverages
The Humble Beginning
In 2012 a group of friends set out to make burgers, ridiculously good burgers. The result of their manly adventure is The Burgery {The Bad Boys of Burgers}, a burger joint devoted to the simple tenet that if it tastes awesome, we're putting in our food. From the get go, we set out to be the bad boys of burgers because—let's face it—bad boys do it right. Just like us, our burgers are interesting and intricate characters that don't play by the rules. They're strong, in your face, and constantly indulgent. Taste our food and you'll understand why there's always room for a bad boy in your life.
Located at Aguirre Avenue in Paranaque, the heart of a well-known food hub in Metro Manila, our concept was to create a laid back man-cave where diners can focus on our freshly cooked patties, ones that are all about the flavor. Taste it and then, "Forget about it!"


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21 - The epilogueMature
[Intense music, fire and explosions]
The book was slowly burning creating strange noises and igniting the previously dark room with warm bright light. Slowly fading out, Matina opened her eyes for a second and saw the book shining brighter as always. A hard to describe feeling of warmth completely overwhelmed her. She couldn't describe it but she felt just like the book or who ever write it was saying thanks to her.
Then a feeling of being tired took over.
[sounds of music and fire fade out]
[few seconds of silence]
Coimbra University hospital, three weeks later. Just like waking up after sleeping for who knows how long, Matina was in a haze. Hospitals always look white and with her eyes feeling too lazy to open completely, that's all she could see. But the feeling was great. Just like waking up fresh after sleeping whole day after an important exam.
Nurse: Matina. Oh child, finally awake. You have a visit.
Professor: Well good morning supergirl.
Matina: Professor! I thought…
As the nurse decided to leave them alone, the professor started to explain everything.
Professor: I'm not dead. I anticipated they will follow you and try to do bad things to us. You see the book was created by very smart people who realised they found a power too strong for them. They were also noble people. They could have used it for their personal goals but this force must not be used like that. It can be used just when people become advanced enough not to destroy themselves with it. Envy and jealousy and posessivenes and competition is just not acceptable when you have such resources.
I'm so proud of you!
Matina: I really don't know where I found my strength. These guys... They are quite bigger and stronger than me.
Professor: I can't explain it. But I felt it too.
Matina: I thought I will never see you again!
Professor: The book. I felt such warmth in its presence. I think it somehow felt we want to handle it as it should be. They shot me! I never had a gun pointed at me in my entire life. It was such a kick. I fell unconscious for a while. But when I woke up I thought I was either dead or crazy too. The bullet. It was totally flattened as if it reflected off my skin. It still was a great kick. But it could have killed me if something hadn't helped me. I think it was some power behind that book.
Matina: Yes! I also somehow felt stronger than usual! I really kicked their fat asses.
Professor: How did you know you have to take my laser pointer?
Matina: Ahaha well I always wanted it anyway. You know, students are making fun of you using it. Looks quite retro. But I found it in one of your books I read.
Professor: Yes, it's not just a laser pointer. It is a device inherited directly from the monks and fitted into technology we have today. You see, to hide the book again, you need to illuminate it with very specific light. Centuries ago, they used sunlight and special type of glass connected. We have become more advanced obviously.
Matina: So the book is hidden now again? For how long?
Professor: They were smart people and decided to hide it until we are able to communicate using images. They thought it is going to be a form of telepathy and that when we become able to do so, we will be ready for it. Before you left, I turned the device on and told it the story of history from when it was last used, 500 years ago. I also told that I think good communication is not enough to be prepared for this. It's the idea of altruism and desire to help eachother when I think we will be ready and I tried to explain it. Next time it appears, it will appear after a number people who don't wish to harm eachother pass near the secret book you saw at Joanina. The device encoded that new knowledge into the book.
Nurse: You have another guest
Matina: Aroa!
Aroa (crying): I am so sorry! So sorry! I trusted them, not you. I'm so sorry. But I was so afraid for both of us.
Matina: Oh don't worry, come here.
Narrator: The two girls hugged and things slowly went back to normal.
[party music in the background]
Matina became one of the best history students among the generation but also started to discover party scene in Coimbra.
[party music continues]
Months later, it was time to go back home.
Aroa: I will miss you so much!
Matina: Don't worry, see you in Greece soon!
[Aeroplane leaving etc]
Aroa's mum: Matina! Oh my child, I have missed you so much!!
Dad: Welcome back! How was your exchange
Matina: Ah it was pretty normal.


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Wise choice making in life.
Floss/rinse/waterpik oral care.
Keeping active and treating myself in high esteem.
Believing in myself.
Home theater and music room.
|Straight, Man, Single, 6' 4", Fit
|Black, Speaks English, Attended Two-year college, Christian (and very serious about it)
|Never smokes, Doesn't drink, Doesn't do drugs, Omnivore, Doesn't have kids but wants them, Pisces
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Top Searches: Jazzmaster, Les Paul, Rickenbacker, Gretsch, JHS
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The Road Worn '60s Jaguar sounds, looks and feels like it's been there and back, has more than a few miles on it, and then some. With authentic 1960s styling aged to impart a lifetime of wear and tear that has somehow made it get even better, it's a must-have for the guitar player who appreciates broken-in look and vibe.
The Gibson Classic Strap provides the utmost in comfrot and durability. Made of top quality, die-cut saddle leather with a suede backing, this strap will only improve with age. Simple,...
From Pedaltrain: Pedaltrain's all-new Classic Series is rooted in the company's best-selling pedal board models. Pedaltrain has incorporated design improvements that make these models better than ever. The Classic 2...
Enjoy your cup of joe with our Chicago Music Exchange/Chicago Drum Exchange diner mug! It'll make every sip taste even better.
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text:
Torquay-based firm Boyce Hatton and Herbert Smith have advised on the UK's first 'clean coal' power generation project – a £1bn, 800MW plant on Teesside.
Herbert Smith, advising Centrica, and Boyce Hatton, advising Progressive Energy, orchestrated a joint venture between the two, which saw Centrica, the owner of British Gas, pay £7.15m for an 85 per cent stake in Progressive Energy subsidiary Coastal Energy.
'Clean coal' technology would see the station produce just a third of the carbon of a conventional station, with an estimated 85 per cent of emissions captured and pumped underground into depleted North Sea oil and gas reservoirs.
Herbert Smith energy partner Mark Newbery led the team alongside Centrica European general counsel Adrian Morris.
Newbery said: "The Stern Review has dispelled any doubts as to the need for urgent action on climate change. We believe carbon capture and storage can make an important contribution."
Boyce Hatton corporate partners Cris Boyce and John Townsend led the advice to Progressive Energy.
If the station gets government and planning approval, construction is expected to begin in 2009, making it the UK's first newbuild coal-fired power station for 30 years.
Centrica will also take a controlling 55 per cent interest in Coots, a carbon dioxide pipeline company. The power station would be fuelled entirely by UK coal and generate enough electricity for one-million homes.


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In a move which is likely to affect Wilde Sapte's deal to link with Arthur Andersen, two leading asset finance partners – David Smith and Mario Jacovides – have resigned to join Allen & Overy.
The two were significant billers and their departures – at a time when Andersens is doing financial due diligence on Wilde Sapte – means that any umbrella sum the firm will be paid by Andersens in the first year is likely to be reduced.
It is understood the two voted for the deal with Andersens and still think it is good for the firm.
Smith, a highly-regarded adviser to banks on complex cross-border financings, is likely to have been one of a handful of Wilde Sapte partners in line for remuneration as an Andersen Worldwide partner.
However Allen & Overy, with profits per partner last year of around £500,000, would have been able to offer a considerably larger sum.
Jacovides – a junior (not full equity) partner made up in 1996 – is seen as a rising star.
Two other leading partners at Wilde Sapte are unlikely to stay. Litigator Philip Rocher, who earned high fees for his Lloyd's litigation work in the early "90s, is believed to be looking elsewhere. Linked with Andersens he was always likely to be conflicted out of work litigating for other Big Six accountancy clients.
Shipping finance head and asset finance manager Bob Dibble is in talks to join White & Case's London office. He and Paris partner Tom McDonald were the only partners to vote against the Andersens link up. Andersens was aware of the doubts of both Dibble and Rocher before it signed heads of terms on 1 April.
Managing partner Steve Blakeley would not comment on Smith and Jacovides' departures. He said: "Due diligence on the Andersens transaction is proceeding on both sides in accordance with the timetable."


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Wednesday, March 29, 2017
Take a few minutes to patch Oracle APEX 5.1
Yesterday a first patch set of Oracle Application Express (APEX) 5.1 has been made available to download.
one-of patches
If you encounter issues, you can ask for support and most likely a bit later a patch is made available through support.oracle.com. The APEX team is doing a great job with this.
For example some people using APEX Office Print had an issue which was caused by a bug in APEX_JSON (which we heavily use behind the scenes). The next day the APEX Dev Team already made a patch available (PSE 25650850).
patch set
Instead of applying those one-off patches, you can wait for a patch set which includes those one-off patches and more. If you didn't move to Oracle APEX 5.1 yet, you can just download the latest version which includes 5.1.1 immediately.
There're many fixes for the Interactive Grid features, but next to that, many others as well, like for example login issues.
applying the patch set
If you're on Oracle APEX 5.1, search for patch 25341386. Unzip the file, stop the webserver, run @apxpatch, copy the images folder and start the webserver again.
About 2 minutes later you're on the latest version.
Happy patching...
Posted by Dimitri Gielis at 15:00
1 comment:
- Akshay said...
Hi Dimitri Gielis,
We are using apex 5.1 (Which is on C drive). Now we want upgrade it to 5.1.1. I have downloaded the patch and unzipped it somewhere on E drive.
I did following steps to upgrade
1. download patch
2. unzipped it somewhere on E drive
3. open cmd go to location of patch(E drive location)
4. login to sql
5. run command @apxpatch.sql;
After this i am getting following error
SQL> @apxpatch.sql;
BEGIN dbms_registry.check_server_instance; END;
ERROR at line 1:
ORA-39702: database not open for UPGRADE or DOWNGRADE
ORA-06512: at "SYS.DBMS_REGISTRY", line 934
ORA-06512: at line 1
Can you help on this?
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text:
Buy four shows and save. (Don't worry, ticket exchanges are free.)
Subscriptions must comprise an equal number tickets to each show. Prices subject to change after November 29.
"Nobody steps on a church in my town!" With these words, Murray ushered in a new kind of hero for the 1980s: the kind who stands around and makes sarcastic comments while a swarm of ghosts and a 100-foot marshmallow man destroy New York City. FX-laden, high-concept comedy has never been better than in this re-teaming of Reitman, Ramis, and Murray.


text:
An all round harness needs to function in all conditions and adjustment is the key to that. Therefore, with the addition of the superb new Ziplock leg loop buckles, Wild Country have added the versatility needed for winter, alpine or just rubbish summer weather. Clean, light and unobtrusive they perfectly complement the redesigned leg loops to give this harness all-round appeal for those who need to go that bit further. Another plus point is the wide adjustment available on the cleverly designed waist belt - with around 5-6" / 12-15cm movement on each size there is plenty of room for layer changes - or even a pound or two gained or lost!More info at Wild Country
Ethically sourced, performance clothing from El Alto.
Available in sizes S - XL (10 - 16) and in Black or Grey. Also available in mens styling.Buy online at El Alto
"I knew the entire Metolius line was a very well-planned group of holds, some of my favorites. But I wanted my holds to stand out and at the same time, complement what was already a great hold line. The new Sessions line will be an outstanding addition to any climbing wall, from the biggest commercial gym to the tiniest home wall, any place climbers gather for fun climbing sessions." - Mike Pont
Please Note Holds may differ slightly from those illustratedBuy online at Outside
Weight 700gBuy online at Facewest
The new Grivel 360 screw can benefit all ice climbers. In situations where safety depends on speedy screw placement (crevasse rescue or steep ice) the 360's sharp bite and easy starting are quite reassuring. When obstructions of rock or ice prevent a normal fixed hanger's rotation, the 360's handle may be lifted away from the surface and turned freely. The 360's super-slick finish makes it very difficult for ice to clog its core. The 360's efficiency makes it possible to place an ice screw where and when you want to, not just where and when you are able to. The inverted thread increases extraction resistance. The "hydrodynamic" design ensures easy penetration even into the coldest and hardest ice.
Buy online at Joe Brown Shop
A set of 11 anodised curved wired nuts to cover the normal range of placements. Colour coded, and with the sizes on the swage. Larger sizes are hollow to save weight. Ideal for a new rack.
Weight: 445 gBuy online at Planet Fear
Mick Ward takes a nostalgic look back at British climbing, from the post-war boom through to the swinging sixties and... Read more
Andy Pollitt follows his interview with Chris Hamper with another of Britain's top climbers of the 80s, Mark Leach.
'Overall,... Read more
The Atlantic isle of Madeira lies off the African coast some 250 miles north of the Canary Islands. Rising to 1800m, it is a... Read more


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Paper Floral Wire is the best floral wire available for gum paste flowers. The wire is very tightly wrapped with paper, resulting in a finer wire to insert into your gum paste leaves and petals.


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Hartwell House
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How to Fail Dentention
... me. Someone I knew took that offer. And that's okay, but this school works together to overcome a lot of odds and I'm okay with that.
Just this week I was coming home from groceries, closed my eyes in the elevator, missed the man that got in with me and he said 'you look tired, poor thing' 'I'm a teacher' 'oh dear me, good reason to be!' 'At Mandeville' 'Oh my'. This is the typical reaction I get whenever I say Mandeville.
I'll let you know how ...
The Learning Cliff
... women I appreciate dearly.
7. Teaching continuum. Something interesting I've seen here is that marking and science curriculum is more of a smooth progression through Y7 to Y11. In BC, grades are more compartmentalized and although subjects are meant to move between each other, you could argue the transition isn't as smooth. Interesting. I'm still working on how smooth this really is in my scenario.
8. Job security. Finally job security. In Canada and ...
Part 2 of my trip
... I pretty much replaced the stuff I lost when I came back (Thanks to eBay)
I have a whole lot of anti-malarial's now, 142 of them
I have booked my flight with Ethiopian Airlines (should be interesting, never traveled with them before)
Next stop Cape Town, South Africa, not sure if I have ...
Riding in London
... br>
The 2nd week Kina took a jumping class but the horse she had was very lazy and therefore a very interesting session. Also the strong accents of the coaches are difficult to understand. Not your regular London accent.
We have been lucky and Kina has been able to ride once a week during the 5 weeks we have been here in London. She has taken a few jumping lessons and her coach Tish is great.
The Wonder of Nature, with a little help
One of the joys of being home is that I can spend time in my beloved garden.
I hope you will get as much pleasure looking at some of the "fruits" of my labour as I did in creating them.
As for the photos, I cannot take any credit but I know a man who can.
Many thanks for your following.


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Thompson's Tails
Zack is an 8-year-old energetic black male Min-Pin (Miniature Pinscher) with brown markings on his snout. Even though he is small, he can easily win the Olympics in the high jump! This little guy is always happy and excited to see you! He's sweet; he's lovable and very, very playful. Zack was surrendered by his owner to VCA Hospital and then was rescued by Pet Orphans.
Link is a sweet, 6-month-old male domestic short-hair kitty. He's very unique in that he's all black except for some bushy white eyebrows and white fuzz on his ears. He came from a litter of 6 kittens; all of his brothers and sisters were adopted and now he's all alone. He needs you to come rescue him and give him a loving home. Link is the absolutely purr-fect companion cat... very calm, very sweet, he'll love sitting in your lap while you work on your computer or watch TV.
Come visit these cuties and their friends at Pet Orphans of Southern California in Van Nuys... by the Van Nuys Airport, close to Saticoy and Woodley Ave. 1-800-400-PETS www.petorphans.org.


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Taylor Campus
Dorsey School of Beauty Taylor Michigan Campus
23125 Ecorse Road
Taylor, Michigan 48180
Phone: 313-291-2177
TAYLORTOWN SCHOOL OF BEAUTY-Operating as Dorsey Schools and/or Dorsey School of Beauty (Taylor Campus location)
The Taylor campus is located in the Taylortown Shopping Center on Ecorse Road, just east of Pardee Road.
Career Training Programs offered at the Taylor Campus:
About the Taylor Campus
Our Taylor campus is the original home of Dorsey School of Beauty. Since 2011, Dorsey School of Beauty has been providing quality career training in the beauty field to those interested in pursuing a career as a Cosmetologist, Manicurist, or a Cosmetology Instructor. The Dorsey School of Beauty Taylor campus is located in the Taylortown Shopping Center and is conveniently located to the nearby downriver communities of Taylor, Southgate, Romulus, Wyandotte, Riverview, Inkster, as well as Belleville, Dearborn, Redford, Westland, Ypsilanti, and Detroit among others.
Programs at Dorsey School of Beauty's Taylor campus offer a blended approach of classroom instruction along with hands-on learning. Students will also have the opportunity to put their skills and knowledge into practice on the salon floor performing hair, nail, and other beauty services for clients. If you have a passion for hair, make-up, nails, and all things beauty, training for a new career at Dorsey School of Beauty could be for you.
Are you ready to take the first step towards your new career? Click to schedule an appointment to visit us at the Taylor campus today!
Taylor, MI Campus FAQs
Want to learn more about the Dorsey School of Beauty's Taylor, MI Campus?
Check out our Taylor, MI Campus FAQ page!


text:
The Finch's Arms
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Travel Blogs from Hambleton
Arrived... the stats
... Thanks for following along, it's been fun and gratifying to know friends and family have been on the trip with us.
Many have commented it was "the trip of a lifetime". Well, yes... but we hope not, more one of our trips during our lifetime. We're already thinking about where to go next.
Midge and David
pifactory3142 at gmail.com
Old Smoke
... Kings cross building is and I fact London. It's much dirtier than anywhere else I been though and I really notice the **** on the floor..
I'm approached by a woman in her 40's maybe who asks me for spare change so she can get �15 for a warm room for a while. I ask her if she takes Euro and she does :) I give her all my silver and the rest of my coffee. I been a good little helper on my trip.
A Series of Peculiar Events
... strangers to acquaintances instead of actual friends. There was one guy named Caiden that I enjoyed talking to because he had alot of questions about Texas, but the next day I couldn't find him on facebook so a lasting friendship probably wont happen. Back to the night of the bar crawl, we eventually passed a drunken man flailing about in the street who grabbed one of the girls we were with. She was understandably scared and ...
Market Harborough and surrounds
... horizontal brush strokes of orange pink and mauve on a blue, grey and white background. Afterwards on the way back to the boat Ros said "Last time we came here we stopped and talked to a man in that same spot and I think it was the same guy". After a moment of consideration the memory of the incident came flooding back to Greg as well, and the recollection of the previous odd encounter and the coincidence of it sparked our own outburst of ...
What a fabulous day fishing, Paul took us to Waterloo farm, such a beautiful pond and country side. We had a delicious English breakfast and I got to try Black Pudding for the first time. So many huge Carp teasing us all day, till finally we got the catch of the day :) I got the pleasure of pulling it in. We met up with Allen and Jane for tea in a very quaint old Pub the Stags Head in Doddington. They took us on a little tour through Wellingborough on the way ...


text:
Sweet Tooth allows brands to create powerful, white-labelled, point-based loyalty programs that substantially increase customer retention and sales.
Our loyalty programs drive results by increasing customer purchase frequency, customer lifetime value, and by lowering customer acquisition costs.
We strive to keep ecommerce businesses growing by enabling them to provide an unbeatable customer experience with every purchase.
Sweet Tooth Inc was founded in 2012. Sweet Tooth became the top loyalty app for the Magento platform with over 3,000 live loyalty programs to date.
Based on this success, Sweet Tooth was able to raise $2.25 million in venture capital to expand the loyalty app to other ecommerce platforms.
Integrations with Shopify and Bigcommerce were launched in 2014, and have since launched over 5,000 and 2,000 live loyalty programs, respectively.
With over 10,000 live loyalty programs around the world and over 20 million end customers rewarded, Sweet Tooth is now the world's leading loyalty app.


text: tried to get a table friday night - normally without chance... this time we were lucky! we got a table for the same evening!!! upon arrival we were positively surprised by the menu - austrian cuisine! mmmmhh... veal vienna style, tafelspitz - what a great idea! we received an amuse bouche as we never had one before! delicious. also the... More


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Labrador Retriever Breeders near Falkirk, Stirlingshire
<< Prev [1] 2 3 4 5 6 Next >> Show All
Displaying 1 - 20 of 105 Labrador Retriever Breeders near FK1
Greig Paterson
Current Health Tests
0 Miles
Andrew, Margaret & Mairi Brown
Current Health Tests
0 Miles
My husband and I have owned Labradors since 1973 and have been very fortunate over the years to some success showing our dogs. We are delighted that our daughter, Mairi, has also shown a love for dogs and all we work as a team ,each person taking responsibility for their part. I really have the easy job, being in the ring.
We have never been what you would call big breeders but our dogs have won over 100 CCs & Res CCs for us over the years. In this process we have made up 10 Show Champions, are the breeders of a Show Champion & a CC & RCC winner & made up two overseas Labradors in .... (click to read more)
2 Miles Katherine Roseweir Falkirk Stirlingshire
Lewis Macneill
Current Health Tests
4 Miles
Auchencloch Retrievers is a small non commercial kennel breeding Health tested Labrador and Golden retrievers, ideal for the shooting and trialing field.
8 Miles Binnaig Mrs Caroline Campbell Linlithgow West Lothian
Mrs Lesley Park
West Lothian
Current Health Tests
8 Miles
We are a small kennel established in 1978 with the acquisition of my first show Labrador, a black dog, locally bred, but with him I enjoyed my first successes in the show ring. He was followed by a yellow dog from the Rossbank kennel who was my first Crufts qualifier, and also a yellow dog from Gwen Broadley at Sandylands. Two bitches were added shortly after, both Balrion King Frost daughters, a black from Kitty Cumming at Ballure and a yellow from Maurice Givan at Sudeo. This bitch delighted me by winning the Res.CC at Blackpool in 1984. I was totally hooked and remain devoted to the breed .... (click to read more)
9 Miles Glenallan Dr Corinne S G and Mr Adam R Greasley-Adams Alloa Clackmannanshire
9 Miles Mrs Anne Nimmo Alloa Clackmannanshire
10 Miles Daniel & Pearl Ann Dowd Bathgate West Lothian
10 Miles Stockiemuir Bill Liddell Bathgate West Lothian
Alan Cameron, Margaret Anne Cameron
North Lanarkshire
Current Health Tests
10 Miles
Doonvalley Strudel At Lillyview
Daniel & Arlene Walker
North Lanarkshire
Current Health Tests
10 Miles
The Arldanbrae affix was granted to us in 2008. We are not professional breeders, but we do take a keen interest in the labrador breed. Our main aim is to breed happy healthy puppies to be either pets, show or working dogs and ensure all our puppies are well socialised before leaving us.
We are a deliberately small kennel and our dogs are first and foremost family members and we breed for type, temperament and soundness. We started breeding in 2006 and our aim is to establish Arldanbrae Labradors for many years to come.
Alyson Lawrence
West Lothian
Current Health Tests
10 Miles
Dunnabbey is a small show kennel based in the West of Scotland. We have recently (2017) moved to the East of Scotland.
I have had dogs for most of my life and currently own 8 labradors and a JRT. I purchased my first show dog from the Gilroys (Claychalk) in 2007 and have been on a rollercoaster ride ever since.
I am out and about most weekends at open and championship shows. I also try to fit in some gundog training when I can.
My show dogs are all health tested and have current clear eye certificates.
Mhairi Scrimgeour (Bown)
West Lothian
Current Health Tests
10 Miles
Velvetine is small show kennel based in Blackburn West Lothian.
I breed for type, temperament and health. All my dogs are health tested.
I started in Labradors way back in 1989. I was granted my Affix in May 1992 and as they say the rest is history.
Over the next few years I tried my hand at showing and obedience and to my surprise I did rather well. I continue to do obedience and several of my current dogs have their Bronze Award from the Kennel Club Good Citizen Scheme.
I am on the 'B' list for judging Labradors and have also judged several other breeds in the .... (click to read more)
11 Miles Deborah Whitehead Shotts North Lanarkshire
Louise Lewis
West Lothian
Current Health Tests
12 Miles
I am a Kennel Club Inspected Assured Breeder and aim to breed typical, healthy Labradors with particular emphasis on good temperament, breed type and conformation to the breed standard.
All my dogs hold current clear eye certificates and are hip and elbow scored. I also test for PRA, EIC, HNPK and SD2.
Most weekends I'm up and down the country. My biggest success so far was winning the bitch CC at Crufts 2013!
I own two Show Champion bitches, ShCh Suttonpark Simone At Crammondkirk and my first home bred Champion, ShCh Crammondkirk's Morning Mist JW.
Currently 3 .... (click to read more)
13 Miles Blairwood Ann &Andy Burt Highvalleyfield Fife
13 Miles Farbrae R Auld & S Holliday West Calder West Lothian
14 Miles Stuart Orr & Kinga Jarczewska Orr Aberfoyle Stirlingshire
14 Miles Ochilburn David Hoggan Dollar Clackmannanshire
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Displaying 1 - 20 of 105 Labrador Retriever Breeders near FK1


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Exploit.JS.ADODB.Stream is a generic detection name given to all Java Script programs that uses known exploits in Internet Explorer combined with the use of ADODB.Stream functionality in ActiveX. It contains a code that uses a vulnerability in the Internet Explorer to execute.
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Depending on the settings of your F-Secure security product, it will either automatically delete, quarantine or rename the suspect file, or ask you for a desired action.
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More information on the scanning and removal options available in your F-Secure product can be found in the Help Center.
You may also refer to the Knowledge Base on the F-Secure Community site for more information.
Contact Support
F-Secure customers can request support online via the Request support or the Chat forms on our Home - Global site.
Technical Details
Exploit.JS.ADODB.Stream is a detection name given to all Java Script programs that use known exploits in Internet Explorer combined with the use of ADODB.Stream functionality in ActiveX. These java script trojans, which are usually embedded within websites, use known vulnerabilities that allow remote code execution of potentially malicious files.
It may arrive on the system upon access to malicious websites. It may also be spammed through links that arrive via instant messenging applications, which is propagated by another malware. One example of which is AutoIt.X, a trojan that spams links of malicious websites to contacts in Yahoo! Messenger. These malicious sites are all detected as Exploit.JS.ADODB.Stream.e.
Exploit.JS.ADODB.Stream script trojans takes advantage of the ADODB.Stream object in ActiveX, which contains methods for reading and writing files. A malicious site can use this functionality combined with known vulnerabilities in Internet Explorer to allow remote code execution in an infected machine. Using a vulnerable web browser, access to malicious websites, detected as a variant of Exploit.JS.ADODB.Stream, will automatically download other malware and execute it onto the user's system.
Below is one of the vulnerabilities in Internet Explorer that can be used with ADODB.Stream object functionality to exploit a machine:
- Navigation Method Cross-Domain Vulnerability - CAN-2004-0549 ( MS04-025)
Detection Type:Mobile


text:
HOCKEY; Ferraro Sparks Islanders
Published: March 9, 1992
BUFFALO, March 8— Ray Ferraro gave New York the lead with the first period's only two goals and the Islanders never looked back, beating the Buffalo Sabres, 6-2, tonight.
Ferraro also added an assist and the former Sabres Pierre Turgeon and Benoit Hogue, obtained in a trade Oct. 25 for Pat LaFontaine, each had two points as the Islanders finished a three-game road trip at 1-1-1.
Turgeon had a goal and an assist, while Hogue assisted on both of Ferraro's goals. The Islanders moved within four points of Pittsburgh, which did not play, for the fourth and final Patrick Division playoff spot.
Buffalo, 4-9-1 in its last 14 games, got goals from LaFontaine and Dave Andreychuk.
Buffalo goaltending, shaky at best during recent games, continued to be a problem. Both of Ferraro's first-period goals came after goalie Tom Draper mishandled the puck in his crease.
On the first, at 13 minutes 58 seconds, Ferraro knocked home a puck that Draper tried to corral but instead pushed to the goal post. The puck stayed there for several seconds before Ferraro tapped it in.
The second, his 33d goal this season, came on a power play, when Ferraro chipped in a backhander after Draper left a rebound next to the net.
The Islanders carried the 2-0 lead into the second period, gave up Andreychuk's goal, then scored the period's other two goals.
Andreychuk got Buffalo on the board with his 33d of the season at 11:23. Standing in the high slot, he one-timed a pass from Randy Wood and the shot dribbled between the pads of goalie Mark Fitzpatrick.
Less than four minutes later, Turgeon got it back on a power play. A nice passing play along the right-wing boards ended with Turgeon getting an open shot from about 10 feet. His wrist shot found the stick-side corner.
Marty McInnis, cruising unchecked in the low slot, made it 4-1 when he took a pass from behind the net and snapped a low shot by Draper. It was the first National Hockey League goal for the United States Olympian.
LaFontaine made it 4-2 with a breakaway goal 21 seconds into the final period. But the Islanders' Steve Thomas and Derek King closed out the scoring.


text:
However, after getting the details of the accident, many have already started speculating that it might be a conspiracy. According to sources, the goods train was rolling back on the main railway track and collided with the Bramhaputra Mail which was coming on the same route. The Bramhaputra Mail derailed following the collision with the goods train. Praveen Srivastav, Superintendent of Police (Rail) has been quoted as saying, "A bogie of 14055 Bramhaputra Mail derailed and dashed against a stationary goods train."
Railway PRO Anil Saxena, meanwhile, claimed, "They are all focusing on relief and rescue operations. Railway Board in Delhi is taking stock of the entire accident and once the relief and rescue operations are over and the investigation done, if somebody is found responsible or careless, stern action will be taken against that railway employee."
However, Dinesh Trivedi, the Railway Minister announced a compensation of Rs five lakh each for the kins of the deceased and Rs 50,000 for those seriously injured. Passengers, who received minor injuries, will get a compensation of Rs 10,000.
Despite the announcement of the compensations, questions over railway authorities' carelessness still remain. Everytime the accidents take place and similar kind of investigations and statements come from the authorities and government. But will anyone be punished for this gruesome crime which killed so many innocent people?
OneIndia News


text:
Hiren solanki wrote:As a part of outlook.com promotion they also have launched website which threats users from using the Gmail services. See[^]
Quote: It is the only allowed mail site at office (which too will be blocked soon).
super wrote:What do you think should determine the adult certification of Movies?
Violence or nudity?
rah_sin wrote:After weekend this morning seems to be good
General News Suggestion Question Bug Answer Joke Praise Rant Admin
Use Ctrl+Left/Right to switch messages, Ctrl+Up/Down to switch threads, Ctrl+Shift+Left/Right to switch pages.


text:
It only takes a minute to get started. Fill out our uncomplicated sign up form and login to the website.
This step is up to you but will drastically increase your chances of getting interest from other members on the website. Let people know a bit about yourself, your interests and upload any nice photos of yourself.
Utilise our website's state-of-the-art search to encounter members who satisfy your requirements. Or just flip through listings and encounter members that take your fancy.
Discovered someone who looks right? Drop them a line or just a wink and see if anything happens. With a little luck you'll be on your way to an amazing adventure.
It'll only take a few minutes


text:
Axial Racing Aluminum Pre-Load Collar (2)
Axial Racing
Discontinued Online
This item is discontinued and no longer available for purchase. You may want to search our site for a similar item.
This is a set of two Axial Pre-Load Adjustment Collars, intended for use with the optional Axial shock bodies (#AX30117 ) for the Axial Scorpion Rock Crawler.
This product was added to our catalog on April 28, 2009.


text:
How to Stop an Acer Light From Blinking?
Acer PCs have a set of indicator lights that communicate the state of the system, the hard disk drive and other components. While these lights are useful when troubleshooting devices or determining...
Read More »
I have a 37 inch Flat Screen LCD made by Insignia, the power light or the standby light won't stop blinking.?
trouble on power supply........usually bad capacitors .
How do i stop my sony tv from blinking?
I have the same problem... and found this site that has an easy fix: turning a switch inside...I haven't tried it yet but will do it tomorrow...http://www.pechorin.com/m/2005/12/11/Son…
How to Stop LED Lights From Blinking Too Fast?
If you find LEDs that blink to fast to suit your taste, you can slow them down with some simple circuit modifications. The actual procedure you will need to follow depends on the circuit design th...
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How Can I Stop My Head Lights From Blinking?
While driving your car, you may notice your headlights blinking without your assistance. The lights may also blink when you first crank your car. An improperly installed headlight or loose headligh...
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text:
Perfect for acid loving plants such as Azaleas, Camellias, Hydrangeas and more, this John Innes Ericaceous compost provides your plants with an ideal growing medium. Formulated with a traditional blend of sterilised loam and peat, this Ericaceous compost has excellent moisture retention, and is enriched with added nutrients to keep your lime hating plants nourished. Designed to encourage healthy root growth throughout every stage of your plant's lifecycle, this John Innes Ericaceous compost has a vast array of uses including potting, filling seed trays and planting out.
Important Features of John Innes Ericaceous Compost:
Size: 30L
More Info
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