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Solar companies in your area that will provide you with live pricing online:
Sign up for solar price watch and we will tell you whenever a solar company in your area offers a deal that is cheaper than we have seen before.
Get notified when a new solar system is installed in your area at a cheaper price than we have seen before!
This is the third time I have used their services and I am now using their services again to place solar
Type: Residential Hot Water
Reviewed: 04/23/2009
I totally recommend Capital Sun Group. But some of your questions were hard to reply to because, from the
Type: Residential Electric
Reviewed: 04/22/2009
They are honest, hard-working and unpretentious. They are coming back to train us to `sell solar`!
Type: Residential Electric
Reviewed: 01/15/2008
This is the second solar project I have used Capital Sun Group for an they have been a pleasure to work
Type: Residential Electric
Reviewed: 11/04/2007
Solar work was a repair but we`ve had this company back for other energy-related work (conservation
Type: Pool Heating
Reviewed: 10/22/2007
Capitol Sun excels in conceiving and designing, installing innovative solar projects
Type: Residential Electric
Reviewed: 10/22/2007


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I've been fortunate enough over the last few years to travel to many tropical locations; and summer in Toronto, with its soaring temperatures makes me long for beaches and island drinks. So here are some of the best cocktails I've been lucky enough to sample from around the world.
Read Whole Story
Eugene Melnyk owns the Ottawa Senators. He's Canadian. He owns Canadian businesses, but lives in Barbados. Here's where the CBC and the CRA come in. With their recent bit of "hidden-camera" journalism, the CBC concluded that Barbados is a haven for Canadian corporate tax evaders.
Mixing drinks has become such an artform around the world that global competitions have popped up to find the world's best bartender.
The eighth Glob...
When I was asked to participate in a mixology competition at the SpiritHouse in Toronto's King West neighbourhood recently, I didn't hesitate. The winner snagged a trip to Trinidad & Tobago. My confidence at that point belonged on the top shelf. Then a flash of disaster came into my head.
Get top stories and blog posts emailed to me each day..

subset: commoncrawl


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Pack less. Be more.
Home › Forums › Gear Forums › Gear (General) › light insulating jackets
I am looking for a light weight wind/water resistance jacket. I have bought a tarp/ponch and want a warm layer that I can wear around camp. Another feature that I am looking for is a full lenght zipper. does anyone have any ideas of a jacket.
@valsharLocale: San Francisco Bay Area
Check out the Montbell Thermawrap jacket.
At 8.5 or so ounces, it is featherly light, has a full length zipper, pockets for your hands, packs down really small, and is since it has syntetic fill it will keep you warm in damp conditions.
Two years ago, I replaced my bulky fleece with the Thermawrap and could not be happier.
I have taken it snow shoeing and winter camping as part of a layering system and I even use it in my sleeping bag laid over me like a blanket to provide additional warmth.
The workmanship is great.
Hope that helps.
@mocs123Locale: Southeast Tennessee
How water resistant are you wanting it? I have a MontBell Thermawrap that I use all of the time, but you either may want something warmer (the thermawrap is about like a 200 wt fleece and 8.2oz) or more water resistant.
@mocs123Locale: Southeast Tennessee
I was too late
@citystuckhikerLocale: Midwest
I recommend going with the hooded version of the Thermawrap, the parka (see ava). The hood adds a large amount of warmth for a little weight trade-off. It blocks wind around around your head (except head-on) and the brim is excellent.
@hellbillylarryLocale: southern appalachians
I have the thermawrap parka and it is amazingly warm for its weight. I would definitely recommend it.
@bpeughLocale: Midwest
If you are bigger than the average person you might want to check out the Patagonia Micro Puff as the Montbell stuff tends to run small.
@havocLocale: North Texas
You might look at the Spruce Run from REI. 15oz, wind and water resistant, and the sleeves zip off in you just want a vest. Good luck!
@davecLocale: The West Slope
Could any owners please comment on the size of the parka hood? Is it over-helmet sized, or just over hat?
@funnymoLocale: Sunshine State
For me (Moderate-size head, I guess!), it would lose some loft over a helmet. Perfect though, w/just a cap.
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French Cuisine
What to expect
- Learn about the traditions and common ingredients found in French cuisine
- Plan and cook a meal that includes an appetizer, main dish, and dessert
- Practice new cooking techniques as you prepare a delicious meal
- Eat your delicious creations or take them home to share
About this Activity
French cooking has contributed significantly to Western cuisines, and its criteria are used widely in Western cookery. In this class you will learn to plan and cook a meal that includes an appetizer, main dish, and dessert. All parts of your meal will feature delicious seasonal produce you will prepare practicing proper technique in this hands-on, learning experience. France is a creative hub of delicious recipes that are both healthy and refined. You will leave able to prepare a simple and delicious meal for healthy living in a way that is compatible with your everyday busy life.
Key Highlights
|$75.00 per guest
|Duration / Session
|3 hours
|# Sessions
Cancellation Policy
There are no refunds; all sales are final.


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Virdie Alfred Bennett, Jr
79 year old Virdie Alfred Bennett, Jr. of Smithville died Sunday at DeKalb Community Hospital. The body is at the Gordonsville Chapel of Bass Funeral Home where the service will be Wednesday at 1:00 p.m. Ron Gleaves will officiate and burial will be in the Gordonsville Cemetery. The Bennett family will receive friends at the Gordonsville Chapel on Tuesday from 2:00 p.m. until 8:00 p.m. and Wednesday from 11:00 a.m. until the service at 1:00 p.m. He is survived by seven children, Mary I and husband William Murrey of Greenbrier; George Duke and wife Benilda Bennett of Alexandria, Virginia; Paula T. and husband Steve Cole of Hendersonville; Paul James Bennett of Spring Hill; Anna Belle and husband Doug Derryberry of Hermitage; Mark Francis Bennett of El Paso, Texas; and Scott and wife Donna Bennett of Gordonsville. Eleven grandchildren and twelve great grandchildren. A sister, Lucille and husband Earl Sanders of Panama City, Florida. The Gordonsville Chapel of Bass Funeral Home is in charge of the arrangements.


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Let's take a quick look at the close-up photos of the products from the MAC Spring Colour Forecast 1 Collection. If you are interested in this collection and you want more info, prices and launch dates you can read it all here.
- Phlox
- Bubblegum
- Laugh a lot
- Pink Burst
- Culture Clash
- Hush hush Pink
- Electric Fuchsia
- Rosy Outlook
- Very Violet
- La la
- Da Bling
Crush metal pigment
- Pale pink (frost)
- Light lilac (frost)
- Mid-tone rose (frost)
- Dark purple (frost)
Plush Lash Mascara
Blush Ombre
Azalea Blossom
Nail Lacquer
Galore pink


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Return to teaching
If you're considering returning to teaching, or you're qualified to teach but have never taught in a school, the transition may be easier than you expect. Whether you left to bring up a family or explore a different career, there's lots of support available to help you come back to a profession where you can make a real difference every day. Register with us to find out what support may be available to you.
If you're a trained teacher from Northern Ireland, you can receive dedicated support to relocate and return to teaching in England – find out more.
Package of support for languages, maths or physics returners
If you wish to return to teaching languages, maths or physics, you could benefit from:
- one-to-one support from a dedicated adviser, including help in assessing your readiness in returning to teach, and access to helpful resources to build your confidence
- access to a subject specialist training course
- information on vacancies in your local area, help with your application and interview tips
You could also receive tax-free financial support and be linked to a school for extra training to facilitate your return to teaching. Depending on your circumstances, you could benefit from:
- a bursary of up to £600
- mentoring from an expert
- tailored classroom experience
- training in curriculum changes and pedagogy
By registering with us, you are indicating that you wish to receive support in returning to teach languages, maths or physics. Once you have registered, you will be contacted by one of our advisers to discuss your next steps.
Thousands of former teachers return to the profession every year
To find out more about returning to teach, you can:
- complete our registration form so we can keep you informed with useful information
- visit our resources page for returning teachers, offering information on everything from the new Teachers' Standards to behaviour management
Once you've registered, if you have any outstanding questions on returning to teach, please contact our dedicated team on 0800 085 0971 for help and advice.
On average, a teacher earns £37,800 a year


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|Reviews for Codename Genesis
| Darkflame's Pyre chapter 5 . 7/7/2012
Ooooh! I adore this! I've read the two preceding stories and this one all in one day, and now I'm jumping up and down in the hope that you'll come back soon! It's been so long since you've updated, and I want to know how it's going to end!
Thanks for writing such an intriguing story. Hope to see another installment soon! This, as well as the others, is definitely going on my favourites list. Awesome job! Xx
| sckraut12 chapter 5 . 5/21/2011
please continue. it really good.
| Bluegrass chapter 1 . 5/19/2008
Hm, doesn't sound like Scott is in a very good place right now! And I'm not sure I even want to think of what they're doing to him. Secret experiments...human guinea pigs! Biotech is a very sinister place!
Nice interaction between Virgil and John, down in the hangar and John, with that awkward feeling of being back home.
Overall, good detailing and an intriguing plot, of sinister goings on within a sinister powerful corporation, though try and keep an eye on punctuation and where sentences end and start.


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Home › Forums › Gear Forums › Gear (General) › Planet Fear Aluminum Foil Pans
Jan 21, 2008 at 7:49 am #1226841
Christopher ChupkaMember
@fattexanLocale: NTX
Definitely recyclable and BPL worthy.
The conversion of 12 grams equals 0.423287 ounces. Package of 3 for about $7 (2.20 British Pounds).
These are the cuben fiber of cookware.
You can subscribe to the Planet Fear newsletter and they have some pretty cool stuff sometimes.Jan 21, 2008 at 9:27 am #1416996
Joshua MitchellMember
@jdmitchLocale: Kansas
Those are pretty sweet…Jan 21, 2008 at 9:49 am #1417000
Bill FornshellBPL Member
@bfornshellLocale: Southern Texas
Do you have some of these?Jan 21, 2008 at 10:07 am #1417002
Christopher ChupkaMember
@fattexanLocale: NTX
No, I don't have any of these. I cruise their site every once in a while and noticed these. They have good reviews sometimes and some decent lightweight gear. They used to carry the OMM packs, I was checking those out before I bought my first UL pack.
They carry the balloon bed as well.
I will probably order a set of the pans once summer gets closer.Jan 21, 2008 at 11:24 am #1417010
Dollars to donuts (mmm, donuts) you can find them on the grocery shelf being used as food containers (which, given the crimp closure they surely are). Hopefully containing something you like to eat!
Or, buy them by the thousand?
http://www.instawares.com/aluminum-utility-cup-4.423-30.0.7.htmJan 22, 2008 at 12:17 pm #1417210
Joshua MitchellMember
@jdmitchLocale: Kansas
Something for BPL to source in?Jan 22, 2008 at 2:20 pm #1417231
I have zero involvement in gear shop decisions, but I could imagine there being potential interest in something like this–perhaps mixed-size sets considering the dozens of sizes and shapes available. Now, where the heck are the titanium versions? ;-)Jan 22, 2008 at 3:09 pm #1417238
Lynn TramperMember
@retropumpLocale: The Antipodes of La Coruna
How the heck would you pack a 'pot' like that without munting it?Jan 23, 2008 at 11:16 am #1417346
But I can't come up with a definition for munting, so I'll presume it's Kiwispeak for mangling or some other transitive verb indicating you've crushed your little aluminum foil pot.
I'm not sure, other than after a comic pause saying, "Very carefully." It would probably need to go inside something rigid (a bowl, your "other" cookpot?) or have something carefully packed inside to fend off the other packed items.
Shaving those last few possible grams is a real challenge; ask NASA.Jan 23, 2008 at 11:27 am #1417350
Lynn TramperMember
@retropumpLocale: The Antipodes of La Coruna
Oops, I guess I should stick to international english when posting. Munt, munted, munting are indeed all slang;
Picture is worth a thousand words.
Those 'pots' look so fragile that I would rather go cook free rather than try to keep them from getting crushed in my pack. But I can see the appeal to the extremists…
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Former Duke star and Illinois native Jon Scheyer said Friday Duke assistant coach Chris Collins would make an "amazing" head coach if he gets the chance.
Out of respect for Collins, Scheyer didn't want to specifically talk about Collins as a candidate for Northwestern's coaching opening. Collins is expected to interview with Northwestern next week, a source recently told ESPNChicago.com.
Scheyer, a former Illinois Mr. Basketball, has known Collins for most of his life. Scheyer and Collins both grew up in Northbrook, Ill. Scheyer attended Collins' high school games at Glenbrook North as a kid, was recruited by Collins and was later coached by him at Duke.
"I always thought since I was a player at Duke that he was going to make an amazing coach," Scheyer said by phone from Spain, where he now plays professionally. "I always thought growing up people are meant to do one thing. He has a love for basketball. Not many people can say the two people who have mentored them are Doug Collins (Chris' father) and Mike Krzyzewski, two of the greatest coaches."
Scheyer said he was especially impressed by Collins' basketball knowledge while at Duke. During scrimmages in practice, Scheyer was surprised how Collins was able to design plays to get open shots for or against him.
"He has these plays off the top of his head," Scheyer said. "He would draw up plays where I'd get wide-open shots. Offensively, he's great at drawing up plays. There was one time I thought I was on to him. I'll never forget it. I was guarding Seth Curry, and I thought I knew the play, and he got me and hit a 3 to tie it. I'll never forget it because it (ticked) me off. He was just smiling at me."
Scheyer often got to see Collins get some practice as a head coach because Krzyzewski gave Collins and assistant Steve Wojciechowski head-coaching type of responsibilities.
"Don't get me wrong, it was Coach K's show, but I think he trusted Wojo and Chris so much that they were doing the scouting, going through the game plans first," Scheyer said. "Practices often times, I'd have on a day-to-day basis more interaction with Chris running the guards and having the scout. I think the staff being together for so much time, they know what Coach K wanted, and Coach K trusted them."
Scheyer also believes Collins' personality was conducive to recruiting. It was a factor in Scheyer choosing Duke.
"For me, personally, he's outgoing," Scheyer said. "From the beginning, I was very comfortable with him and talking to him. I think him and Coach K were able to paint a picture on how they viewed my career going at Duke and even beyond Duke. I think that's something they did that set them apart from other schools."
Scheyer also credits Collins for helping alter his final year and a half at Duke, which ended with a national championship in 2010. After the Blue Devils lost to Clemson by 27 points during Scheyer's junior season, he and Collins sat down to talk.
"It was tough love," Scheyer said. "He said in the next year and a half you can make something or not. It impacted the rest of my career. It really changed. Those tough moments as a player and a coach I think about a lot.
"After the national championship, I was so excited to celebrate it with him. I felt we were on a journey from him recruiting me to my freshman year to then. We had done a lot together and to get to where we got was pretty cool."


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Anyone have any quick remedies for closed up sore throat other than ibuprofen....?
The good old stand by - honey & lemon, in hot water. Soothing & lovely.
I have a really bad sore throat, it hurts when i swallow...anyone know any quick remedies to help sooth it?
Hot tea with some honey in it. Also try gargling with salt water to kill any bacteria that may be causing the sore throat.
Does Anyone Have Any Sore Throat Remedies?
Here are some remedies that you may want to try:•Cayenne Pepper Gargle -Mix an eight teaspoon of cayenne in a half cup of warm water and gargle. Mix it up and use it frequently during the day, 3-...
Read More »
Anyone have any realistic remedies for a sore throat from strep?
Have a good long gargle with salt water or a strong mouth wash(one that includes alcohol) It attacks the strep bacteria directly and I've found that to reduce the inflammation and therefore pain. I...
Read More »
Anyone know any Home Remedies for Sore Throat?
Tea With Lemon And Honey Is The Only One I Know...And Am Personally Using Cause I Got A Mean Cough And Sore Throat. Chamomille Tea Is The Best.....You Can Add A Envelope Of Thera-Flu To It. Will He...
Read More »


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Are there any solutions to command and prevent world-wide terrorism appropriately? What could be recommended?
Are there any solutions to command and prevent world-wide terrorism appropriately? What could be recommended?
Global terrorism is usually quoted as a person in the key probable cause for Planet War 3 to happen. It can be also described since the black encounter of humanity inside of the twenty first Century. For my part World wide Terrorism is really an unnatural way of expression of anger and in switch warmth. The equation causing world wide terrorism could be very simple: Foods loaded with highest possible proteins + comparatively minimal standard of exercise + Stagnant Work opportunities = Storage of surplus heat with the body. The concern which regularly intrigues me tends to be that – a hundred many years back we have been consuming he equivalent food items, cooked in nearly identical way. Then why a great deal more heat. But then I emphasis with the latter section of the equation. Not enough adequate working out and stagnant positions. Roughly a a hundred years back, the functioning style was sweat loaded. Now it's got altered to sweat free of charge, motion 100 % free succeed above much more than 7 hrs. This is the cause that those people added warmth developing proteins get accumulated inside our physique. Scientifically, the human entire body accepts supplementary heat only to some a number of amount. Following that the mind is automatically stimulated to think of thoughts to have this pointless warmth out of the body. Lamentably, because of to parental and societal pressures on youngsters and kids, the main gateway for this heat gets to be violence.
We normally observe that parents lately grievance in their kids to be abusive, disrespectful and likewise bodily violent. The answer in for this problem lies in switching off the gaming console and sending the children Outside the house to enjoy. But how can we connect this to global terrorism? It is always really basic. Some of these "over-heated" kids usually get into midnight brawls, road rows and stuff. In these types of occasions they get their heroes – the harmful men (For them, "the nice guys"). Its oftentimes stated that fine service is the greatest present you can actually request. The exact opposite of www.essay-capital.net the situation is bringing about worldwide terrorism. These compact pockets of "cool fellas groups" get along with the delightful resource of social media marketing which the Internet has given them. These types of starts the vicious circle of terrorist routines. Extremist nations routinely use these amazing and violent teams to secretly assault their enemies. The simplest way to attack the enemy is to weaken it internally. Terrorists little by little turn into an asset for the drug mafias and contract killer gangs. It really is quite amusing that each one this can be connected to the morsel of meat that you just could possibly be chewing straight away and also your laziness to move your body everyday! So how can we clear up this issue? Basic – Adjust Your Foodstuff Routines, Listen to Your Grandma, and have Out and Training!
Thus the meals we eat is likely one of the primary motives resulting in world terrorism. However it is not the only real justification behind it. We want to alter and transform two or three alot more facts. The next thing which involves my thoughts, is Family Values. No! I am not blaming your moms and dads! Neither am I blaming mine! I want to alter the relatives system where we stay presently. I've a friend in Germany. She's 38 years previous, single. She lives in Berlin. Her brother lives with his spouse on the comparable metropolis. Her younger sister is divorced 2 times also life there. And guess exactly where their 80 12 months previous dad or mum live? In BERLIN! Dwelling individual shouldn't be a difficulty for them. It will be their particular alternative and i agree. But my predicament is that the household meet up with only on Christmas and Thanksgiving. six people young and old of your similar family, residing in four completely different houses, estranged from one another. Is that this what we phone loved ones? Inside the adamant urge to stay independently, we've forgotten the sweetness of staying dependent. We've got overlooked the fancy we get, when an individual waits for us to consume and snooze. And thanks to this trend of residing separately, we give rise to the two sided sword described as – individualism. This individualism frequently causes burial of emotions. Even the thought of family members irritates us to our main. And this contributes to Emotional Loss of life. Unfortunately, fifty percent of us emotionally lifeless. These types of emotionally lifeless minds tend to be simpler to brainwash. Terrorist groups never concentrate on youngsters living in family members and protected environments. On the grounds that these types of most people are emotionally hooked up, and so it is not very easy to brainwash them. They typically focus on buyers who will be residing on their personal. Each of the loners. Now, the way to counter this problem? An historical indicating goes like: "The most tough complication has the simplest option." And for this household downside there's a four letter answer described as – Have a passion for! Appreciate your family and liked your loved ones. Smile, god loves you, continue to keep smiling, the earth will way too. While studying for this particular article, I seemed into a great many studies and formulas to curb world terrorism. But when you go to the deep of it, it can be just Good home-made meals & Have a passion for! Atharva Apte.


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SEC to Revisit 12b-1 Fees, Again
Rule Could Undergo Fundamental Changes in 2010, Schapiro Says
December 14, 2009
Thirty years after the Securities and Exchange Commission allowed an exemption to help mutual funds pay for promotional sales and marketing expenses, the agency is once again considering revising or renaming these controversial charges, known as 12b-1 fees.
But judging from the SEC's history of inaction on this divisive issue, not to mention the mutual fund industry's staunch defense of the use of these fees to support investors and sales intermediaries, many industry executives don't expect a major change to actually see the light.
"When it comes to these fees, there is a need for more fundamental change than merely disclosure reforms and a name change," said SEC Chairman Mary Schapiro earlier this month. "We must critically rethink how 12b-1 fees are used and whether they continue to be appropriate."
Schapiro said the mutual fund industry collected more than $13 billion from 12b-1 fees in 2008, up from just a few million dollars in 1980 when they were first permitted.
"After 30 years of growth and change in the mutual fund market, it is past the time to reassess their need and their effectiveness," she said. "The problem is that our investors may have no idea these fees are being deducted or who they are ultimately compensating."
Investment companies use income from 12b-1 fees-usually between 0.25% to 1% of assets under management-to pay for a variety of sales expenses and services, mainly by third-party intermediaries, such as brokerage houses, independent financial consultants, banks or supermarket platforms.
Vocal opponents of these mutual fund fees are quick to remind investors that ongoing expenses are a cost drag on total returns and even a 25-basis point charge can seriously erode returns over a 30-year period, but many mutual fund leaders maintain that the whole point of 12b-1 is to charge ongoing fees for ongoing services.
"These are not products; these are ongoing relationships," said Paul Haaga, executive vice president and a director of American Funds' Capital Research and Management Co., during a previous SEC roundtable on 12b-1 fees. "We have to devise a system that provides compensation for the entire relationship."
12b-1 fees are clearly disclosed on mutual fund statements, but the full breakdown of charges can be tricky to find and comprehend. The mysterious-sounding name doesn't help explain what the fee is for, and it can cause many fee critics and paranoid bloggers to wrongly assume it's some sort of slush fund that pays for everything from nice ballpoint pens bearing corporate logos to luxury Super Bowl tickets and decadent, dwarf-tossing bachelor parties.
12b-1 "sounds like some type of plastic explosive," said Jeffrey Keil, a principal at Keil Fiduciary Strategies, during the previous 12b-1 roundtable.
A more conventional name like an all-in-one fee or a distribution and sales load would be more accurate, but still doesn't adequately describe the nature of these fees.
"Vocabulary kills," Haaga said. "We use sales terminology, which causes people to think this is a one-time thing. When you call somebody a customer, it sounds like you're selling them something, not providing an ongoing fiduciary service."
In reality, revenue collected from 12b-1 charges pay for ongoing service fees, advertising expenses and spread load transaction fees. Industry leaders say most mutual funds could not sell their products if they had front-end load sales charges.
Haaga said the distinction between sales costs, distribution, advice and administrative services has become increasingly blurred. Having a tightly regulated, special rule for distribution-related expenses would be unnecessarily challenging for directors, he said.
12b-1 fees are a significant part of industry revenue, and they support a great deal of intermediary activity, such as the selling and servicing of products, as well as a combination of these activities, said David Hearth, a partner in the investment management practice at the international law firm Paul Hastings.
He said 12b-1 is less like a fee and more like a tax on funds to provide benefits and promote the sale of products. It should be up to the fund board to determine if the 12b-1 fee is reasonable, he said, and an independent board would be in a much better position to make such a judgment than the SEC.
"If they change it at all, the SEC should amend 12b-1 to make it more flexible about the broad range of activities for which it could be used," Hearth said.
Strong Talk
The SEC's Division of Investment Management brought in some of the industry's top experts for a 12b-1 roundtable in June 2007, but other than some strong talk and a general agreement that something should be done, nothing actually got done.


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Guest reviews
Overall rating
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based on 126 reviews
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M Hotel offers an airport shuttle for IDR 300000 per vehicle roundtrip. Guests will have free perks like WiFi, valet parking, and self parking. There's also a garden, and rooms offer 24-hour room service and flat-screen TVs.


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Dec 05 -
-- U.K.-based gaming operator Gala Coral Group Ltd. (Gala) has in the last 12 months managed to stabilize and slightly improve its operating performance. Over the next 12 months, we forecast that Gala's operating performance will remain resilient.
-- We are therefore revising our outlook on Gala to stable from negative.
-- At the same time, we are affirming our 'B' long-term corporate credit rating on Gala.
-- The stable outlook reflects our expectation that the company will post a Standard & Poor's-adjusted interest-coverage ratio of more than 1x in 2012-2013, while maintaining adequate liquidity over the next 12 months.
Rating Action
On Dec. 5, 2012, Standard & Poor's Ratings Services revised its outlook on U.K.-based gaming operator Gala Coral Ltd. (Gala) to stable from negative. At the same time, we affirmed our 'B' long-term corporate credit rating on Gala.
We also affirmed our 'B+' rating on Gala Coral Group Finance PLC's GBP350 million secured notes, and our 'CCC+' rating on Gala Electric Casino PLC's GBP275 million unsecured notes. Recovery ratings on these instruments are unchanged at '2' and '6', respectively, highlighting our expectations of substantial (70%-90%) and negligible (0-10%) recovery in the case of payment default.
The rating action follows what we see as a stabilization, and some early signs of improvement, in Gala's operating performance. In the financial year to Sept. 29, 2012, we forecast revenues of about GBP1.19 billion and reported EBITDA (before exceptional cash costs) of about GBP280 million, in line with management's budget and ahead of the GBP261 million reported in 2011. Over the next 12 months, we forecast that Gala's operating performance will remain resilient. The rating action also reflects our expectations that Gala's credit metrics will remain in line with our guidance for the current rating (interest coverage of more than 1.0x; 1.5x when considering cash interest) and that liquidity will remain adequate over the next 12 months.
We continue to assess Gala's financial risk profile as "highly leveraged" under our criteria. This is based on our view of the group's aggressive capital structure, high leverage, weak debt-service coverage measures, and tightening financial covenants. Including the casino business, we estimate that Gala's Standard & Poor's-adjusted debt-to-EBITDA ratio will be about 9.5x by year-end 2012 (ending Sept. 29, 2012) and 2013. Our estimate for financial 2012 includes financial debt of approximately GBP2.14 billion (including operating lease adjustments of about GBP370 million and approximately GBP340 million of debt at Gala Property Company ) and approximately GBP620 million in the form of preferred equity certificates (PECs). We treat these PECs as debt-like and include them in our adjustments. That said, we believe that the PECs benefit the company's financial flexibility, thanks to their noncash payment features.
Mitigating these weaknesses is our view of Gala's "adequate" liquidity after a refinancing in mid-2011. Liquidity is supported by available cash and committed credit facilities, a lack of material short-term debt amortization requirements, and our projection of adequate (at least about 15%) headroom under its financial covenants for financial 2013.
We continue to assess Gala's business profile as "fair," thanks to the company's diversified portfolio of cash-generative gaming businesses. These businesses include Coral, the third-largest U.K. bookmaker; Gala Bingo, the market leader in U.K. bingo; and a growing Italian retail betting business. Gala has recently announced the disposal of its third-ranked U.K. casinos business to The Rank Group PLC (not rated). The disposal is still subject to approval by The Competition Commission.
Our business risk profile assessment reflects Gala's bookmaking business, which we rate on a stand-alone basis in the low investment-grade category, and its somewhat weaker casino and bingo segments. In our view, the benefits of high barriers to entry and strong brand recognition are tempered by the industry's mature and competitive nature and its potential exposure to adverse tax and regulatory changes. The ratings also reflect Gala's exposure to unexpected sporting results, its underperforming online businesses, and pressure on consumer discretionary spending from the weak state of the economy in the U.K.
In the coming quarters, we anticipate that Gala will maintain resilient key performing indicators (KPI) and operating performance. Despite recent investments, we conservatively project that the contribution from the online business will remain limited, as Gala continues to lag materially behind its main peers in this sector. In the financial year to Sept. 30, 2013, we forecast that reported EBITDA (before exceptional cash costs) will remain at about GBP280 million. This is despite the lack of the positive contribution from international football tournaments in the summer and the extra week's worth of consolidated numbers--as per U.K. Generally Accepted Accounting Principles--that Gala enjoyed in 2012. In view of the step up in covenants, we believe that over the next 12-18 months a material improvement in profitability of the online division will be key to maintaining adequate (that is, at least 15%) headroom on covenants in financial years 2014 and 2015.
We consider Gala's liquidity to be "adequate" under our criteria, after a refinancing in May 2011. The group has good operating cash flow and access to debt facilities to fund its operating needs and capital investments over the medium term.
In our view, short-term liquidity is supported by:
-- Our projection that the group's sources of liquidity, including cash and the available RCF, will exceed its uses by 1.2x or more over the next 12 months.
-- Our forecast that net sources of cash will remain positive, even if EBITDA declines by 15% in the coming year.
-- The fact that there are no debt maturities or material debt amortization requirements before 2014, when the Gala Propco debt matures (according to financial statements and debt documentation this is ring-fenced from the operating companies), and 2017-2018.
-- Generally cash flow-generative business, with limited seasonal working capital needs and fairly low maintenance capital expenditure (capex).
-- Adequate (at least about 15%) headroom under the financial covenants of the senior loan agreement. However, we note that the covenants tighten over time and the maintenance of adequate headroom requires EBITDA growth over the next few years. We anticipate covenant headroom of at least about 15% for financial year 2013 (ending Sept. 30, 2013).
Our assessment of Gala's liquidity sources in the 12 months to September 2013, under the scenario outlined above, includes:
-- Access to cash balances of about GBP115 million as of Sept. 30, 2012 (including approximately GBP10 million estimated at Propco);
-- Ample availability (approximately GBP80 million as of September 2012) within its GBP100 million RCF maturing in 2017; and
-- Good operating cash flow generation. We project more than GBP120 million of reported funds from operations in the 2013 financial year.
In our opinion, liquidity and cash flow generation is sufficient to fund capex of up to about GBP75 million estimated in 2013.
Assuming the planned disposal of the casino business is finalized, it could have a slightly positive effect on Gala's liquidity in terms of covenant compliance, if Gala uses the proceeds to reduce leverage. Under such a scenario, we would continue to assess Gala's liquidity as "adequate" under our criteria.
Recovery analysis
The issue rating on Gala Coral Group Finance PLC's GBP350 million secured notes is 'B+', one notch above the corporate credit rating. The recovery rating on these instruments is '2', indicating our expectation of substantial (70%-90%) recovery in the event of a payment default.
The issue rating on Gala Electric Casino PLC's GBP275 million unsecured notes is 'CCC+'. The recovery rating on this debt is '6', indicating our expectation of negligible (0%-10%) recovery in the event of a payment default.
In order to determine recoveries, we simulate a default scenario. On the path to default, we assume that Gala will be restructured (triggered by a breach of its financial covenants) before payment default occurs. As a gaming company, Gala operates in a highly regulated sector. Therefore, our hypothetical default scenario assumes some decline in revenues and margins, primarily stemming from the potential introduction of regulatory and tax reforms in the U.K. and Italy. It also assumes deterioration in the current general economic environment, with rising unemployment reducing consumers' discretionary spending and retail earnings. Under our scenario, EBITDA declines to about GBP180 million (including the casino business) by the time of our hypothetical point of default in 2015.
At our simulated default, we value the business on a going-concern basis, based on the company's strong market share, leading brands, cash-generative businesses, and barriers to entry (regulation and licenses). On this basis, we estimate recovery prospects for senior secured lenders at the low end of the 70%-90% range, leaving negligible (0%-10%) coverage for the unsecured notes.
If the planned disposal of the casino business is finalized, use of proceeds will be the key rating driver for recovery purposes. Assuming that the bulk of proceeds will be used to repay senior debt, we expect coverage to remain in the current range.
For our detailed recovery analysis, see "Gala Coral Group Ltd. Recovery Rating Profile," published June 15, 2012.
The stable outlook reflects our view that Gala will continue to demonstrate a resilient operating performance over the next 12 months, with some further improvements in KPI, and maintain credit metrics consistent with our guidance for a 'B' rating. Under our base-case scenario, we estimate that EBITDA (before exceptional cash costs) will remain at about GBP280 million in 2013, enabling the group to maintain an adjusted EBITDA interest coverage of more than 1.0x (corresponding to a reported EBITDA to cash interest coverage of more than 1.5x). The stable outlook also reflects our opinion that Gala will maintain what we consider to be "adequate" liquidity, despite tightening covenants.
We could lower the ratings if Gala's liquidity becomes "less than adequate," for example, if headroom on its weakest-performing covenant test falls to meaningfully less than 15%. We could also lower the ratings if adjusted EBITDA interest coverage falls to materially less than 1.0x (equivalent to reported EBITDA cash interest coverage of less than 1.5x).
Rating upside, in our opinion, is limited at this stage, given Gala's highly-leveraged capital structure.
Related Criteria And Research
All articles listed below are available on RatingsDirect on the Global Credit Portal, unless otherwise stated.
-- Methodology And Assumptions: Liquidity Descriptors For Global Corporate Issuers, Sept. 28, 2011
-- Understanding Standard & Poor's Rating Definitions, June 3, 2009
-- 2008 Corporate Criteria: Analytical Methodology, April 15, 2008
Ratings List
Ratings Affirmed; CreditWatch/Outlook Action
To From
Gala Coral Group Ltd.
Corporate Credit Rating B/Stable/-- B/Negative/--
Ratings Affirmed
Gala Electric Casinos PLC
Senior Unsecured*
Local Currency CCC+ CCC+
Recovery Rating 6 6
Gala Group Finance PLC
Senior Secured*
Local Currency B+ B+
Recovery Rating 2 2
*Guaranteed by Gala Coral Group Ltd.


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- 128MB 128-Bit GDDR3
Frustrating!!! 08/02/2007
This review is from: BFG Tech PhysX Processing Unit BFGRPHYSX128P 128MB 128-Bit GDDR3 PCI Physics Card
Newegg's fast shipping and great service.
After trying 2 cards, kept getting same error " hardware found, but internal chipsets failed"...BFG said it was either a bad batch of cards or a conflict with my motherboard chipset drivers.
Other Thoughts:
I really wanted this card, I even went out and got GRAW 2 just for it...oh well..I guess some things are just not meant to be.
2 people found this review helpful. Did you? Yes / No Thanks for the valuable feedback you provided!


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Welcome to MotoHouston.com! You are currently viewing our forums as a guest which gives you limited access to the community. By joining our free community you will have access to great discounts from our sponsors, the ability to post topics, communicate privately with other members, respond to polls, upload content, free email, classifieds, and access many other special features. Registration is fast, simple and absolutely free, join our community!
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Elderly driver responsible for fatal accident claims hes been dealt with too harshly
Car driver appeals against twoyear ban and extended retest following collision that killed a motorcyclist
PENSIONER John Craven, 71, has claimed that he was dealt with too harshly after he was ordered to take an extended driving retest after being found responsible for causing a fatal accident in East Yorkshire on Friday June 6 last year.
The incident happened at Butterwick/Langtoft crossroads between Bridlington and Sledmere after Mr Craven pulled out without paying sufficient attention. Paul Ella, 53, was riding his Ducati Panigale and hit the Toyota Avensis being driven by Mr Craven. Mr Ella died at the scene.
Mr Craven was arrested, bailed and later convicted of causing death by careless driving. He was banned for two years, handed a two-month curfew and ordered to take an extended retest.
Prosecutors said Mr Ella was not speeding and Mr Craven should have edged out at the junction to improve his view, rather than pulling out quickly and carelessly.
Mr Craven launched an appeal at Hull Crown Court on Thursday January 7 against his sentence. He claims his driving was at the lowest level of culpability and other road users did exactly the same as him.
Crown barrister Chris Dunn said: 'A disqualification of two years is entirely appropriate. What was possible for him to do was slow down. What he did was see the motorcyclist and speed up.
'It is a fairly fundamental decision to stop at a junction and make sure it is clear. It is arguable on the facts, the defendant's age may have contributed. If that is, or might be the position, then the extended re-test is designed to ensure when he returns to the road he is competent.'
Mr Craven's barrister, Philip Morris said: 'The culpability arises out of not edging out, or not to look constantly, as he crossed the road. Other drivers were noted to do the same thing, not just by the defence expert, but by the prosecution expert too.'
Mr Morris also said there was nothing in Mr Craven's 'barely unblemished' 42-year driving history that pointed toward him requiring a retest.
Judge Kate Buckingham reduced Craven's driving ban to 18 months, but said the extended test should stay in place. She believed that culpability was not at the very lowest level insisted by Mr Craven's barrister, adding: 'It was not a momentary lapse. It was sustained manoeuvre, crossing a junction without sufficient heed. Given the consequences of the accident a disqualification of 18 months is appropriate.'
AA survey suggests more motorcyclists could improve safety
Three-month ban for driver seen 'air drumming' before hitting motorcyclist
Cat & Fiddle ranked UKs most persistently dangerous road
Policewoman escapes prosecution after killing biker
No private prosecution of Collette Carpenter
|Thread Tools


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Systems Biology Opens New Research Pathways
Systems Biologists Are Attacking the Encrypted Messages That Would Allow Us to Predict and Change the Course of Disease
Individual Tumor Profiling
Has Tumor Molecular Profiling Enabled More Effective and Less Toxic Cancer Treatment?
Top 10 Under 40
Up-and-Coming Stars Shine in Biopharma Research and Business
Podcast: FDA's New Commissioner Hits the Ground Running
Scott Gottlieb, M.D., Commits to Speeding Up Drug Reviews, and Maintaining Safety and Efficacy
For full access to this article login to GEN Select now.
Kinase Assays Find Niche in Cancer Drug R&D
- Kinases are a class of highly regulated enzymes that play a central role in the regulation of numerous cellular processes. Due to the prevalence of aberrant kinase expression in many types of cancer, kinases have become a popular drug target in the war against cancer. But kinases also happen ...
Not registered yet? Please fill out the form below and enjoy complimentary access to this and an exclusive collection of premium content and personalization features as a GEN Select insider. Learn More.
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- Do not put any letters or characters here if you are not a spy program.


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Quick-Braised Salmon and Lettuce
Cooked lettuce absorbs the broth's flavor and makes a silky side dish -- all in one pot.
- Prep:
- Total Time:
- Servings: 4
Photography: Johnny Miller
Source: Everyday Food, May 2012
- 3 tablespoons unsalted butter
- 2 large shallots, thinly sliced
- 2 teaspoons grated lemon zest, plus 1 tablespoon lemon juice
- 1/4 cup low-sodium chicken broth
- 4 skinless salmon fillets (6 ounces each)
- Coarse salt and ground pepper
- 2 heads loose-leaved lettuce, such as green or red leaf, trimmed and chopped
- 1 tablespoon chopped fresh dill
In a large pot, melt butter over medium. Add shallots and cook, stirring occasionally, until softened, 10 minutes. Add lemon zest and broth and bring to a simmer. Season salmon with salt and pepper and add to pot. Cover and cook 3 minutes. Add lettuce (pot will be full), cover, and cook until lettuce is wilted and salmon is cooked through, 9 minutes. Sprinkle with lemon juice and season with salt and pepper. Serve topped with dill and broth if desired.


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With supervision of the Sr. Director - IT Service Management, the IT Services Manager is responsible for leading and/or supporting a broad array of IT operational processes and customer-facing information systems. Areas of responsibility include but are not limited to:• Managing IT finances – preparing budgets and tracking spend, evaluating IT contracts, and procuring and managing IT equipment and services.• Tracking IT operational metrics and making recommendations to improve IT service delivery and program / project management capabilities.• Leading user-groups to define collaboration technology needs, identifying and deploying solutions.• Curating, creating and delivering end-user training for IT managed systems to ensure optimal use.• Maintaining IT's customer-facing and internal portal.• Providing administrative support, as needed, to the Sr. VP – IT.
Strategy & Planning• Maintain expertise with the organization's current collaboration platforms and continually research the collaboration technology market.• Apply knowledge of collaboration services and suggest improvements to enable better employee-to-employee, business process and project collaboration.• Create and lead user groups to promote and gather requirements for collaborative technologies (e.g. SharePoint, Office 365). • Lead the technology budget planning process for BGCA departments. Provide technical guidance and support on any technology related items that should be budgeted for.
Acquisition & Deployment• Curate and create needs-based training materials, maintain a course catalog, and educate BGCA so that they can leverage available collaborative technologies.• Manage projects to deliver new or improved capabilities across the range of functional accountabilities. • Develop or configure technology-based solutions to support and enable business needs.• Provide active leadership, guidance and administrative technical assistance in the development and execution of IT projects.• Develop and manage processes for IT Intake requests to ensure a timely response to customer requests.
Service Delivery & Operational Management• Develop and manage IT financial processes, including: budgeting / forecasting, procurement, invoicing / check requests, and asset management• Maintain vendor relationships.• Engage with BGCA departments to identify needs and plan for the centralized procurement, deployment and retirement of BGCA personal computing equipment.• Monitor and evaluate contracts for quality and adherence to BGCA policy, and train IT staff on contract management processes.• Identify new content for and maintain IT's customer-facing portal, ensuring that site design is contemporary and meets the needs of the different customer groups.• Develop easy-to-understand communications to all IT stakeholders. • Track compliance with key IT controls, especially those around information security• Provide administrative support to the Sr VP - IT, including: calendar management, meeting logistics, content development and proofing, travel planning, etc.• Demonstrate BGCA mission driven I*CARE values and integrate these beliefs into our environment and ways of work.• Adhere to organizational policies and procedures as described in BGCA's Employee Handbook, Ethics Policy and elsewhere.
• Works both independently and in a team-oriented, collaborative environment
• Puts organizational success above personal or departmental agendas• Self-motivated with a high degree of initiative and independent thinking• Focuses attention on items with the highest priority / greatest potential• Anticipates and overcomes obstacles• Remains flexible and can react and adjust promptly and efficiently• Maintains positive outlook and ability to execute while under pressure• Exhibits resourcefulness, finds alternatives and engages experts to quickly resolve problems or develop solutions• Puts in extra effort when necessary, and holds self and others accountable• Seeks to learn and is able to understand and apply new technologies• Thinks critically, evaluates assumptions and has a keen attention to detail• Makes sound decisions in face of uncertainty, and takes appropriate risks• Learns from challenges and mistakes• Elicits support and cooperation from a wide variety of sources and stakeholders• Builds trust and rapport quickly, and relates well to people of varying backgrounds• Ability to bring project to successful completion through political sensitivity• Excellent interpersonal, listening, and verbal / written communication skills• Ability to communicate ideas in both technical and user-friendly language• Shares information in an open and transparent fashion• Balance of business acumen and technical skills• Actively works to keep multiple service provider team dynamics constructive• Strong customer service orientation and skills
Education: Bachelor's degree or education/experience equivalency.
Experience: At least 3 years of demonstrated applicable experience to the duties listed.
Environmental and Working ConditionsNormal internal office environment. Travel estimated at 5-10% as required (can be 3 - 5 days or more in a month - including weekends - depending upon scheduling requirements). The individual selected for this position must possess and maintain a valid driver's license and be able to navigate areas of the country by using a map or other direction methods. Ability to travel by car or airplane. Evening and weekend work as required to achieve personal and departmental goals.


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Jenna on TV Guide's podcast
September 28, 2005 | | Jenna Fischer, The Office Audio | 1 Comment
Jenna Fischer ("Pam") is special guest on TV Guide's weekly podcast. She has so much fun chatting with the TV Guide crew, she stays for the rest of the podcast to talk about the other TV shows!
And you must listen to Jenna exclaim, "What a delicious boner!" Priceless.
Click here to download the audio clip. (Clip no longer available)
One comment


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Simon McGrath provides a patient-friendly version of a peer-reviewed paper which highlights some of the most promising biomedical research on ME/CFS ...
Discuss the article on the Forums.
Where is the UK coverage of the FDA/NIH paper???
Discussion in 'Action Alerts and Advocacy' started by V99, Aug 23, 2010.
Page 1 of 4
Page 1 of 4


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Avail Wireless Networking Products and Smart Power Solutions. You can Avail the offer with out coupon code
Expires On 1st January
Explore travel router, pocket router, mini router, energy savings, green energy much more.
ZuniDigital, Inc. was founded in 2008 and is a leading provider of wireless network and smart power solutions. ZuniDigital's latest product, ZuniConnect Travel, is a secure wireless router and charging device simplifying access for consumers' wireless and charging needs. The ZuniConnect™ Travel combines a portable wireless network router with patent pending Intelli+IP sensing technology and Smart Charging.
Copyright (c) 2017 CouponMount.com. All rights reserved.


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Chapter XI (Part Two) : Daphne - An Intruder ☷
Daphne stood still, her eyes slowly going over the several snacks in front of her that could only have been brought from one place: the orphanage. How had they gotten here? Questions arose in her mind bu she didn't watn to find the answers just yet; right now, she was going to 'dig in'.
All traces of table manners that Daphne had adapted disappeared in that one second she literally pounced onto her food. Her hunger clouded her from remembering how exactly to be 'lady-like' during a meal.
Stuffing the chocolate mini-cakes into her mouth with a combination of the berries, she ate like an animal. Her stomach churned in happiness as she savored the taste of the food.
The sound of soft paws against the soil made her look up and she met the eyes of the squirrel. He gave her a toothy smile, raising a paw as if to urge her to eat on.
Smiling back, she whispered, "Thanks for the breakfast."
He nodded, watching her as she continued to eat till her heart's content.


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One of the great success stories of 20th-century medicine
Published: 9 Jan 2007
Severe cases of congenital heart disease are on the rise among North American adults, but researchers say that probably means growing numbers of infants born with the condition are surviving into adulthood. "This is a real success story," said Dr. Ariane Marelli, lead author of a new study on the trend and director of the McGill Adult Unit for Congenital Heart Disease Excellence.
Source Site: /newsroom


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This case is made from the best leather material, and it has superior workmanship. The case opens and closes like a book featuring ID/credit card holders. It also comes with a flexible shell case attached to the leather case. The side of the case is slightly higher than the Phone screen. Hence, the case not only protects the side of your phone, but also your screen. With this case, you will experience the peace of mind of knowing your investment is well protected. It is flexible, yet stronger. The inner shell case offers excellent shock absorption and abrasion resistance while maintaining a thin form factor.
-Complete Samsung Galaxy Note 4 protection
-Vintage bookcase cover made from genuine leather
-Designed to fit the Samsung Galaxy Note 4 snugly
-Doubles as a wallet to carry your credit cards and ID
-Lightweight, beautiful and very cool
|Color of product
|Genuine Leather
|Case Functions
|Card Holder, Flip Case, Full 360 Protection, One Piece Case, Thin and Light
|Device Compatibility
|Galaxy Note 4
|Gender or Style
|For Boys, For Girls, For Men, For Women
Customer Reviews
- Excellent product Review by Jim
Price Quality Value
- Excellent product Review by Jim
Price Quality Value
Write Your Own Review
Refund/ Return Policy
Any product purchased through us can be returned for a full refund or exchange within 30 days from the date you made your order. Please read the below steps explaining how to exercise this.
1. Request a return number by e-mailing us or using on our website contact form before returning the product. Please include your name, order number, the reason for the return, and if you want to return for a full refund or exchange for another product. Within 1 to 2 business days after submitting the request you will be contacted via email with an RMA number and product return instructions.
2. Returned items must be complete condition and not missing necessary parts. When returning a product, please write your RMA number on the package.
3. We will not pay the return shipping costs for non-defective returns. It is also the customer's responsibility to ensure that the returned goods are packed properly.
4. Refunds will be issued back to the original payment method. The refund will be issued the same day as we receive your returned product. If the product is not required to be returned, the refund will be issued on the same date as we specify to you by email.
If you wish to get a replacement of the same product because of a defective product after 30 days from the date you made the order, all products we sell come with our own 6 month replacement warranty from the order date. Please email us with your order number and description of the defect for a replacement. We can send the same product or an equivalent product of similar value that you specify.


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iphone 5 go locker
by: vikas Bhalla • 4
All Android applications categories
by: vikas Bhalla • 4
This app puts your favorite Apple in all new cool Tyre Treads background ind black on your smartphone screen
Important instruction: GO Launcher EX V2.67 or above and GO Locker v1.05 should be installed on your phone to get this locks creen theme app working
.. Kindly make a note that this app is made by an independent developer team..
and many more to come..
Thanks for your feedback!!
***KeyWords: iPhone4s, Apple, iOS; Cool; Futuristic;art;iphone;apple;hd wallpaper
** Disclaimer/Trademarks **
iPhone is a trademark of Apple Computer Inc. This app is not -affiliated with or endorsed by Apple.
from 4 reviews
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Free - V1.0 - 3M
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Mississippi Personal Injury Attorney Located in Jackson, Mississippi the Jones Law Firm practices in personal injury, wrongful death, 18-wheeler wrecks, motorcycle wrecks, slip and fall, insurance claims, as well as workers compensation, wills and estates, and social security appeals and many other issues.
Nestled in historic Downtown Jackson, Mississippi, the Jones Law firm takes every opportunity to put the needs of the client first. Many personal injury cases involve huge medical bills, change in quality of life and missed work. Careful planning and the help of a Mississippi Personal Injury Attorney at each step of the litigation process can ensure that the client is made whole, and able to recover in each of the areas provided for by Mississippi Personal Injury Law.
Mississippi Personal Injury Attorney – Baskin Jones
Individual Attention
Each case in our office receives the individual attention it deserves and is carried forward efficiently to settlement or a day in court. Being located in Jackson gives us easy access to the courts of Hinds, Madison, Warren and Rankin counties and across the state. If you want to ensure that your case gets the direct attention of an experienced and trial tested Mississippi Personal Injury attorney, there are numerous ways to contact us and set up a face to face appointment with the attorney who will be handling your case.
Blog Categories
- Damages
- Mississippi Bicycle Safety
- Mississippi Wrongful Death
- Social Security
- Traumatic Brain Injury
- Types of Mississippi Personal Injury
- Uncategorized
- What to Do When Injured
- Worker's Compensation
Instant Access
Our firm can be reached in a number of different ways from video chat, to email and voice. We also offer the opportunity to chat directly with a Jackson, Mississippi personal injury attorney for a free consultation by clicking the pop-up at the bottom of the page. If an attorney is available you will be connected directly. Otherwise, feel free to leave a message and your question will be answered promptly.
Practice Areas
–Mississippi Death Attorney
–Mississippi 18-wheeler Wreck Attorney
–Mississippi Bicycle Wreck Attorney
–Concussions, Stroke and Brain Injury Attorney
–Mississippi Distracted Driving Attorney


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Hotel Residence Capo Campolato
Select your stay dates to check availability
Hotel Residence Capo Campolato
About the hotel
Property Location
With a stay at Hotel Residence Capo Campolato in Augusta (Brucoli), you'll be convenient to Brucoli Bay and Sanctuary of the Madonna dell'Adonai. This 4-star residence is within the vicinity of Augusta Airship Hangar and Orca Diving Ustica.
Make yourself at home in one of the 30 air-conditioned rooms featuring kitchenettes with refrigerators and stovetops. Rooms have private balconies. Complimentary wireless Internet access keeps you connected, and satellite programming is available for your entertainment. Conveniences include phones, as well as safes and desks.
Pamper yourself with a visit to the spa, which offers massages and body treatments. You can take advantage of recreational amenities such as a health club, an outdoor pool, and a sauna. Additional amenities at this residence include complimentary wireless Internet access, concierge services, and wedding services. Getting to nearby attractions is a breeze with the area shuttle (surcharge).
You can enjoy a meal at a restaurant serving the guests of Hotel Residence Capo Campolato, or find a snack in a coffee shop/café. Meet other guests and eat at a complimentary reception.
Business, Other Amenities
Featured amenities include complimentary high-speed (wired) Internet access, a computer station, and express check-in. Event facilities at this residence consist of a conference center and a meeting room. Free self parking is available onsite.
Hotel Facilities
- Conference center
- Full-service spa
- Accessible bathroom
- Sauna
- Free newspapers in lobby
- Free self parking
- RV, bus, truck parking
- Area shuttle (surcharge)
- Pool sun loungers
- Garden
- Coffee shop or café
- Conference space
- Laundry facilities
- Coffee/tea in common areas
- Multilingual staff
- Beach towels
- Number of floors - 2
- Concierge services
- Outdoor pool
- Free wired high-speed Internet
- Spa treatment room(s)
- Turkish bath/Hammam
- Health club
- Television in common areas
- In-room accessibility
- Free WiFi
- Year Built 2006
- Pool umbrellas
- Outdoor seasonal pool
- Total number of rooms - 30
- Express check-in
- Restaurant
- Luggage storage
- Beach sun loungers
- Computer station
- Steam room
- Dry cleaning/laundry service
- One meeting room
- Free breakfast
- 24-hour front desk
- Rooftop terrace
- Wedding services
- Beach umbrellas
- Express check-out
- Free reception
- Number of buildings/towers - 1
Room Facilities
- Cookware, dishware, and utensils
- Satellite TV service
- Free toiletries
- Free WiFi
- Bidet
- Phone
- Shower only
- Free cribs/infant beds
- Kitchenette
- Private bathroom
- Desk
- In-room safe
- Air conditioning
- Access via exterior corridors
- Hair dryer
- Connecting/adjoining rooms available
- In-room climate control (air conditioning)
- Balcony
- Stovetop
- Refrigerator
- Daily housekeeping
Hotel Policy
Know Before You Go
- All guests, including children, must be present at check-in and show their government-issued photo ID card or passport.
- Cash transactions at this property cannot exceed EUR 2999.99, due to national regulations. For further details, please contact the property using information in the booking confirmation.
- This property offers transfers from the airport. Guests must contact the property with arrival details 72 hours prior to arrival, using the contact information on the booking confirmation.
- Children 4 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.
- The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.


text:
Compact Training Austria.
Your first attempts.
Your first attempts at mastering the snow and icy surfaces under the guidance of professionals. On sloping sections, ascents and descents, and snow-covered mogul slopes at a quarry near Kitzbühel, you'll learn how to confidently handle the assistance systems in the off-road vehicle provided. This introduction to off-road driving in the winter is so enjoyable, you'll soon be ready to tackle longer tours.Highlights.
- uphill and downhill gradients
- angled sections
- mogul slopes and twisting routes
- icy roads and snow-covered slopes
Agenda and topics.
Start: 10.00 a.m.
Finish: around 12.30 p.m.
If there's snow and ice, the huge site offers icy tracks and snow-covered trials. Should there be no snow, we can still promise lots of fun at the wheel on prepared gravel surfaces and rocky tracks.
Other individual training dates can be arranged by calling +43 699 19099667 between 15 December 2017 and 28 February 2018.
For example:
- uphill and downhill gradients
- angled sections
- mogul slopes and twisting routes
- icy roads and snow-covered slopes
Any questions regarding Driving Events?
We are always happy to help.
Phone: +49 (0) 7732 970 email@example.com
For new events, current tips and reports subscribe to the Mercedes-Benz Events Newsletter.
Download current catalogue Driving Events and Travel in PDF format.


text:
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|Action and adventure films
Dystopian films
Video recordings for the hearing impaired
Feature films
Adventure films
|Material Type:
|Document Type:
|Visual material
|All Authors / Contributors:
George Miller; Byron Kennedy; James McCausland; Mel Gibson; Joanne Samuel; Roger Ward; Steve Bisley; Tim Burns; Hugh Keays-Byrne; Brian May; David Eggby; Metro-Goldwyn-Mayer.; American International Pictures (Firm); MGM Home Entertainment Inc.
|0792851846 9780792851844
|OCLC Number:
|Language Note:
|Soundtrack in Australian English and English, with subtitles in English, French and Spanish; English subtitles (closed-captioned) for the hearing impaired.
|Originally released as a motion picture in 1979.
Special features include: audio commentary with Jon Dowding, David Eggby, Chris Murray and Tim Ridge ; mad facts trivia track ; documentaries: Mel Gibson: the high Octane, birth of a superstar, Mad Max, film phenomenon ; trailers ; international poster gallery.
|Photography, David Eggby ; editor, Tony Paterson ; music, Brian May.
|Mel Gibson, Joanne Samuel, Roger Ward, Steve Bisley, Tim Burns, Hugh Keays-Byrne.
|Target Audience:
|MPAA rating: R.
|1 videodisc (94 min.) : sound, color ; 4 3/4 in.
|DVD, region 1, NTSC, widescreen (2.35:1) and standard formats; Dolby Digital 5.1 surround, mono.
|Special feature: "Mel Gibson: The birth of a superstar" documentary --
"Mad Max: The film phenomenon" documentary --
Theatrical trailers --
Audio commentary with Jon Dowding, David Eggby, Chris Murray and Tim Ridge --
"Road rants" trivia and fun track --
Photo gallery --
TV spots --
Language: Australian English 5.1 surround ; Australian English mono ; English dubbed mono --
Subtitles: English, French, Spanish.
|Metro Goldwyn Mayer ; American International ; Kennedy Miller present ; screenplay, James McCausland, George Miller ; producer, Byron Kennedy ; director, George Miller.
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text:
Space Op!
By Alawar Entertainment, Inc
Open iTunes to buy and download apps.
It's time to take your deep space adventure to the next level! Strap into the cockpit and help save the Earth one piece of energy at a time. Space Op has received a total overhaul, and the action is more intense than ever! With 20 amazing new levels, new jaw-dropping visual effects, more achievements to collect, a heap of bug fixes, and much more there has never been a better time to soar the planetary systems! With updated training and help sections, it's never been easier to command your ship! What are you waiting for captain? Get out there and save the Earth! Oh, and you might want to hold on to your seat, this is going to be one awesome ride!
More fun games from Alawar:
★ MY FARM LIFE – Enjoy intense action as you're filmed for your own farming show on the path to fame!
★ ROBBER RABBITS – Don't miss out on this physics-based puzzle full of realistic shooting experiments!
★ SKI RESORT MOGUL – Do you have what it takes to turn a struggling ski resort into a must visit vacation spot?
★ TO THE RESCUE! 2 – Save the masses from Mother Nature's wrath, and become the hero that they desperately need!
For more games, visit us at iphone.alawar.com!
FIND US in FACEBOOK: AlawarEntertainment
FOLLOW US in TWITTER: @AlawarMobile
Be the first to hear about our new games and awesome contests!
What's New in Version 1.1
◇ 20 awesome new levels!
◇ Watch stars revolve in their orbits with the new planetary system!
◇ All new upgrades for the ship!
◇ New achievements have been added!
◇ Added new stunning visual effects!
◇ Fixed minor bugs for hassle free gameplay!
◇ Updated training so you can become even more effective!
◇ Any device below iOS 4.1 is no longer supported.
Customer Reviews
hard to control
annoying control system
- Free
- Category: Games
- Updated: Oct 05, 2012
- Version: 1.1
- Size: 24.5 MB
- Languages: English, Dutch, French, German, Italian, Japanese, Russian, Simplified Chinese, Spanish
- Seller: Alawar Entertainment, Inc
- © Published by Alawar Entertainment Inc. Developed by Alawar Stargaze
Compatibility: Requires iOS 4.3 or later. Compatible with iPhone, iPad, and iPod touch.
Top In-App Purchases
- Ultimate Money Pack$9.99
- Ultra Money Pack$2.99
- Big Money Pack$1.99
- Mega Money Pack$3.99


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Having problems with your Sony VAIO PCG-K25 Notebook ?
Not display 3d screensavers
\015 Cfould not find any conpatible direct 3d devices\015
Answers :
You need to update your vga simply get your model and download from the internet.
Repair Help & Product Troubleshooting for Sony VAIO PCG-K25 Notebook
Tips for a great answer:- Provide details, support with references or personal experience .
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Removal of music on Eee PC 1005 Series
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My screen only displays after 4 /5 hrs
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Come on, boots up, then shuts down 5 - 10 minutes later.
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My pc M/s XP on startup is always in safe mode - I've tried msconf, etc but still cannot get any form of screensaver using control panel Display icon - any ideas
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text:
Black Music
By Dark Horses
As the nights draw in and the air gets colder, what better way to while away those cold, gloomy nights than in the company of some cold, gloomy music.
Brighton-based Dark Horses' debut album 'Black Music' is an LP that lives up to its name. Don't expect catchy guitar riffs or sing-along vocals, this is an album full of anger, misery and self-indulgence and is probably best avoided if you're looking for anything that doesn't fit somewhere comfortably between either doom or gloom.
It's quite obvious from the outset that producer Richard Fearless has had quite a hand in shaping Dark Horses' sound. 'Roses', for example, with its droned bass dirge and gentle percussive thuds would fit comfortably on any Death in Vegas album.
'Radio' is one of the most accomplished songs on the album. Honeyed vocals drip melodically over shoegaze guitars and echoic tambourine splashes. This might be the result you'd get if My Bloody Valentine attempted some Motown covers. This is followed by the excellent 'Alone' with its sleazy krautrock beats and driving bass-line, one is reminded of tracks like Primal Scream's 'Autobahn 66' and Deerhunter's 'Nothing Ever Happened'.
It is after such a promising flurry of tracks that the album descends into derivativeness. There are some sporadic moments of note, but the album is so inconsistent that it is difficult to really invest in the songs in any meaningful way. Take for instance the country-tinged industrial dirge of 'No Dice', a song with dark booming percussion and desert dried guitar riffs that burst with potential but end up sounding lost and clumsy due to some questionable production choices.
The album dive-bombs further by the time we hit their cover of Talking Head's 'Road to Nowhere.' The song is stripped back, and everything that made the original so engaging is cast aside in favour of something twee and grating that will probably end up being used on some washing powder commercial. The last real song on the album, 'Anna Minor', manages to sound like something that PJ Harvey might have produced as a B-side in 1998.
The idiom of a dark horse conjures up images of mystery and potential - an underdog with hidden and unexpected talents. Unfortunately the metaphor doesn't stretch as far as the band themselves who seem quite content with revisiting the same musical roads as acts like the Cocteau Twins, Howling Bells, and Death in Vegas. Black Music is an album of little remark that feels like it takes itself far too seriously. The sombre gloominess that Dark Horses seemed to be driving towards quickly veers off into mundane and incredibly dull territory that is as boring as it is derivative.
With the nights drawing in and the air getting colder, cold and gloomy music just doesn't hit the spot and something more warming is in order - perhaps the musical equivalent of hot toddy sipped in front of a roaring coal fire.
Related Bands
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Black Rebel Motorcycle Club
Black Rebel Motorcycle Club (BRMC for short) is an American alternative rock band from San Francisco


text:
James Anderson's 10 wickets in the first Ashes Test at Trent Bridge showed he is England's "magician", according to the former pace bowler Bob Willis. His spellbinding deliveries could oust Willis from the No 2 spot in the list of England's top Test wicket-takers at Lord's over the next five days.
Does Willis mind the prospective demotion? Not a bit. "It wouldn't bother me at all [if he overtook me], because he is a better bowler than I was," Willis said, before stating his belief that Anderson will have even surpassed Sir Ian Botham's England-record haul of 383 Test wickets by the time the Australians are next on these shores. "He is a magician. He is England's equivalent of Glenn McGrath; he never bowls a bad spell and when he delivers the ball you don't know which way it is going to go. He would be a real handful to face.
"He had a back-breaking spell at Trent Bridge, but England's strategy is to beat Australia with swing and spin. The other bowlers were not getting any joy so it was down to Anderson. Long may it continue."
Anderson, who has 83 Test caps, currently sits on 317 wickets, eight shy of Willis, who took his in 90 Tests. With nine more Ashes Tests to play this year, Botham's total should be well within Anderson's sights by the time England have played Down Under this winter.
Willis said: "I think he will do it [pass Botham] quite quickly. With nine Ashes matches left this year, I can see him getting to 360 or so. I can see him passing Beefy's total when the Ashes are next over here."
As to where Anderson sits in the pantheon of England greats, Willis is less sure – because there are so many variables to take into account when debating players from different eras, as well as the changes that technology has made to the game.
"He has gone from being a good bowler to a great bowler. He can be phenomenal," Willis said. "But total number of wickets do not tell the whole story. There is also the strike rate and the average. Fred Trueman, for example, took 307 wickets, but he did it in only 67 Tests. There was no DRS when Ian and I were bowling, or for that matter when Fred was playing. In the 1970-71 Ashes, we had a seven-match series and England did not get a single lbw decision. Leg-befores are a lot easier to get with DRS."
Only with Sky Sports can you watch 116 live Premier League matches, the Ashes and Formula One in HD and on mobile and tablet devices.
Closing in: England's top wicket takers
Ian Botham
Tests 102 Wickets 383
Bob Willis
Tests 90 Wickets 325
James Anderson
Tests 83 Wickets 317
Fred Trueman
Tests 67 Wickets 307
Derek Underwood
Tests 86 Wickets 297
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text: A father son duo who embarked on quite the fishing expedition made a stop in Maine Tuesday.Jeff and Taylor Turner of Virginia are attempting to fish fifty states in fifty days, traveling in a RV.Tuesday they fished the Penobscot River with Kevin Travewski of Travewski Fishing Adventures.Tuesday is day number thirty-nine and state number forty-two on their expedition.Jeff Taylor says the inspiration for the adventure came from a John Eldredge book called Wild at Heart.Taylor says every page seemed to be telling him he was longing for an adventure.He decided to bring his 17-year old son along, knowing that their time together is quickly becoming measured.So how did Maine's fishing compare to other states?" We had a miraculous day maybe in some people's eyes. We caught 68 fish in just under four hours. Which the next closest state that even compares, we caught 50 in North Dakota. So the Penobscot blew it out of the park."Taylor says they mostly caught small mouth bass.Their next stop is Massachusetts.


text:
We started with funds which have been operational for more than 10 years. Then we sorted them on basis of returns (CAGR). We then came up with a list of top 10 mutual fund schemes, which have given the highest returns in last 10 years.
We would take up the MF-Core-Satellite discussion in another post. For the time being, we leave you with few initial suggestions:
- Start with 2-3 Index Funds as the Core of your MF portfolio. (Why Index Funds?)
- Add smaller SIPs in 2-4 Non-Index funds (You may choose between large cap, mid cap, small cap or multi cap funds, depending on your risk appetite) as Satellitesof the Core.
- While CORE would provide stability to entire portfolio, SATELLITEs having comparatively riskier funds, would have potential for higher returns. Allocation between the two components would depend on investor's risk appetite.
Note to Regular Investor – If you are familiar with SIPs and MFs, you might like to read an old post on How to boost your SIP Returns.


text: how to read a tape measure for dummiesResults 1 - 15 of about 100 for how to read a tape measure for dummies How to Read a Tape MeasureBy: Kenny Leones | Tools and equipmentYou do not need to be a sewer or anyone related to such an industry to need to learn how to read a tape measure. As you must know, this is a simple yet valuable skill that you can learn in a hassle-free manner. Sometimes it is taught in school but if it was not in yours, do not fret. We are sure you can learn how to read a tape measure in a snap. read moreMeasure For A SuitBy: Alice Carter | Tools and equipmentIt's easy to measure your self for a suit. It is best not to try to do all the measurements your self although as you'll find it too difficult. Many of the measurements require you to be standing straight. Fiddling around with a tape measure on the similar time simply will not work. Ask a pal that can assist you measure yourself for a suit. 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Not all babies take to sucking a dummy but there are certainly babies in the world that benefit from sucking one. read moreHow To Overclock Cpu In Bios- For DummiesBy: crescent | ComputerComputers that have 2GB + and the CPU running at 2300MHz, there is no need for overclocking the processor. In fact, making it run on a higher frequency than it should, you can cause it to heat up and damage in a few days. read moreStarting a Business Guide for DummiesBy: taamiv | BusinessThis article focuses mainly on how to start a business. Following are given few tips and suggestions to start your own business and get it go smoothly. read moreUse Of Promotional Tape Measure As Promotional ToolBy: sirangikalpana | SalesChoose your promotional tape measures according to the type of business your company does. If you are a tailor or a general contractor or a fashion designer there are many tape measures from which you can choose. read moreCovered Calls For DummiesBy: Timmybob | InvestingSelling (writing) covered calls produces instant cash. The Options Clearing Council (OCC) estimates that only 10% of all options contracts are exercised, leaving 90% never being exercised. Even if that math is off a little, selling options and having them expire worthless (a good thing for the seller) has an astronomically higher probability. Read more for a solid understanding of covered call writing. read moreGuitar Lessons for DummiesBy: Ewen Chia | MusicFor people who want to learn to play the guitar, follow these guidelines below and become a guitar player in no time. So now let us begin. read moreBusan for DummiesBy: Korea Tourism | DestinationsAs most of us know, there's life outside Seoul. Busan is often an overlooked city, as many flock to Seoul, bright lights, big capital. But ask any Korean and they will tell you - Korea's second largest city Busan is by no means the ugly sister in the family. read moreHow to Measure Body FatBy: Dr Mital John | Weight LossWhen everything down to lose or gain weight, most people turn to the scales to determine whether they should lose or gain to have the weight or shape desire. However, health experts said weight alone is not a clear indicator of good health because it does not distinguish between pounds that come from body fat and those that come from lean body mass or muscle. Being over fat and overweight, is not read moreHow Do You Measure Success?By: Donald Bryant | SuccessI will point out ways to measure success for any process you undertake to improve your health care business. You will find out how to select good variables which you can use to track your success in implementing a new program or measuring the outcomes of an existing program. read moreCurrency trading For Total DummiesBy: forexforfun | AccessoriesForex (international change) refers to the foreign currency exchange market the world's largest monetary buying and selling market read moreMeasure Your Bra SizeBy: Alice Carter | SupplementsI have been exhibiting ladies find out how to discover the fitting bra dimension since 1971, and in all that time, I've discovered that the primary factor that ladies do not perceive about bras is how they were designed to work. read more 1 2 3 4 5 6 22 You might also like Taylor Swift Shines in her Short-sleeved Gucci Gown on the Red Carpet at the 2014 Grammy AwardsKelly Clarkson Shares Her Thoughts of Being Called Fat All the TimeCristiano Ronaldo's hairstyle 2013: A look at CR7's different haircuts Welcome, Guest! 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