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That Dream...
Short Story by: shani
Status: Finished
Genre: Romance
Have you ever had a dream where you feel so distraught? I have and it's pretty depressing. It always ends the same way, me being alone and sad. Always starts off being wonderful, the perfect guy. The cliché perfect guy we all imagine… yeah I have mine too. Anyways, this perfect guy is a frat guy. I am strangely attracted to frat guys, probably a bad thing, but oh well. Okay so it starts with us being at a party and having fun. Or at least that's what I was hoping for… doesn't go that way though. My boyfriend, Matt, takes me to a quiet place and says we need to talk. Uh oh… the dreadful we need to talk. So yeah he breaks up with me and says that he'll always love me but he just can't be with me right now. Him saying that just made me die inside. All of a sudden the party didn't seem so amazing anymore. I just wanted to escape and be alone. I left the party, went to my car and broke down… the throbbing of my chest felt horrible and inescapable. Upon my arrival at my apartment, I just needed to lie in bed and cry myself to sleep… I woke up the next morning hoping it all to be a dream, but the sad reality made it clear it wasn't. I really did love Matt and it was going to be hard to let go of him but I knew I had to. Months passed and I slowly got over him, it was hard, but my Leo instincts kicked in to help me move on. When he got a new girlfriend, I knew it was coming because he's a frat guy, but I just didn't expect it to happen since we really did love each other… I guess I just had to deal. I was not expecting what would happen next though… he met in an accident. I had to find out from people I didn't really talk to. No one felt the need to tell me that he was in the hospital, I get it, I wasn't his girlfriend anymore, but I still cared about him. I decided to visit him at the hospital. I waited outside and I saw his friends, they were surprised to see me, which I didn't get. Anyways I went in the room only to see him with his girlfriend; I was about to walk out again but he saw me and called my name. I turned around again and said hi, his girlfriend giving me the death glare. I said I would just come back another day but he insisted on me staying, that did not make his girlfriend happy. As she walked out and passed me, she whispered he's mine. We never got along, partly because we were from different worlds, her being a sorority girl and me, a nerd pretty much. Matt looked on me and I looked on him, both not knowing what to say. So I decided to be the one to start. I told him how happy I am that he's okay and nothing serious happened and he responded with me always being caring. How could I just say thank you without questioning it? He broke up with me with no reason and I'm supposed to just accept that he'll always love me and yet still broke up with me. So I had to ask. I asked him and he got serious… for what? I have no idea. I wasn't going to be the one to pressure him for an answer at this moment, given his current condition so I just told him I'm really happy he's okay and walked away. Why did I have to still be in love with him and care so much? It just causes heartache… a few weeks went by and I went on with my daily schedule of studying for MCAT. Going to Library West one day I saw him and pretended that I didn't so I wouldn't have to talk to him. Unfortunately, he saw me and called my name. I had no choice but to look and go over to where he was. I asked him what he wanted and he replied that I was being cold. I was not being cold, I just didn't want to talk to him and I needed to study. I set it clear that I had to study and he looked at me with the eyes I fell in love with and asked if I could take a few minutes so we could talk. I hesitated but agreed. He started by saying that he broke up with me because I deserve better than him and he didn't want to be in the way for my success. How dare he? I am old enough to make my own decision and decide what I want. I think he was an amazing guy, still is and I still love him but he doesn't think I deserve him. I look at him, teary eyed and tell him he had no right to make that decision for me. He then looks at me apologizing and says he still loves me, but it's too late because he's with Megan and he doesn't want to break up with her. So I'm left with him loving me, but not wanting to be with me. Just my luck. Stupid me for thinking he'd break up with her and come back to me… so much for hopeful thinking. And the dream ends this way with me still with a broken heart…
© Copyright 2017 shani. All rights reserved.
Add Your Comments:
Aaaah well that's since young love is a said and frightening thing. When love comes your way clutch on to but let it fall when it's ready to. Heres some advice don't date until your sure of no serious heart break.
Other Content by shani
Short Story / Mystery and Crime
Book / Thrillers
Short Story / Young Adult


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Design Strategist - Central London
We're looking for a Design Strategist to join a leading Financial client in Central London. This is an urgent position and they will be looking to hire someone as soon as possible, however can wait for the right person to finish out their notice period. There are a number of positions open for Design Strategist roles and they will be looking for Senior people, with salaries ranging between £60-95k.
The right person will have the following experience:
Leading through the full design cycle, including Discovery/Research, Ideation Design and Testing
Must have a strategic mind and consider overall Customer Experience
Supporting and Mentoring Team members
Essential skills:
6 years Minimum UX Design Experience
3 years Minimum Strategy Experience
Must have experience of leading Strategy
User Research Experience
Usability Testing
Must have proven leadership experience
Preferred Qualifications:
Master's degree in Psychology, HCI or Similar
Team and/or project management experiences
If you feel that your experience suits the above profile, please apply here. You can contact Chris Bryan for any further info.
Notes: UX, User Experience, Strategy, Digital, Web, Mobile, Perm, London, Research, User

subset: commoncrawl


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First time doing a proper night photography with a tripod.
BigBarney wrote:
yotes wrote:
I did some night photography in London last night. It was my first time taking my tripod in the night. I find that it is very difficult to take photos without lens flare. The ones on my flickr site are the photos with the least lens flare but with the others, there are lens flares right, left and centre. I guess nothing can be done about this?
I used Panny 7-14mm and Voigtlander 25mm
I have only ever shot with the 7-14mm in daylight on a Panasonic GH2 and then there has never been any lens flare, although I have never shot facing into the sun. Most of the reports here of flare with this lens seem to appear when it is attached to an Olympus body, and you do not specify which m43 body you have used.
The built-in petal-shaped lens hood seems to do its job for me when the light source is to the side of the subject.
If you look at the lens again, you should see how side light can be captured by the front element.
Here's two examples of it fouling for flare (LoCa is a different matter, as has been discussed regarding how it exhibits on the E-M5), where I first encountered it.
In the first, with a crosswalk sign just out of frame.
In the 2nd you can see the lamp post that has the lamp itself out of the frame. F14 is a bit much, but it was chosen for the shutter's sake - a more common wider aperture would show them to be larger, more significant.
...Bob, NYC
/"Well, sometimes the magic works. . . Sometimes, it doesn't."/ - Little Big Man
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You are currently browsing the tag archive for the 'Client Protection' tag.
> Posted by Jeffrey Riecke, Communications Specialist, CFI
Last week the President of Mexico launched the country's long-delayed National Financial Inclusion Strategy. The comprehensive plan engages the spheres of private banking, social welfare, public education, telecommunications, and more to extend quality financial services to the 56 percent of adults in the country who remain without a formal bank account. Although the plan was nearly full-formed three years ago and has since sat on the proverbial shelf, the enactment of the strategy represents a reaffirmed commitment to financial inclusion across the Mexican Government, including the Office of the President, the Central Bank, the Ministry of Finance, and the Ministry of Public Education.
The national strategy is structured as a six-pillared plan. The Ministry of Public Education (Secretaria de Educacion Publica) will promote financial education starting with children and youth by incorporating related content into the curriculum of public education. Financial education will also be embedded in government programs like Prospera, Credito Joven, and Mujeres PYME. Prospera is Mexico's conditional cash transfer program, which has 6.5 million beneficiaries. Credito Joven is a youth inclusion program introduced in February 2015 that aims to empower young people, in part by providing credit to those with no credit histories. Mujeres PYME offers finance and business development support to small businesses led by women.
> Posted by the Smart Campaign
When most microfinance clients start out they're first-timers at a formal financial institution. Like anything unfamiliar, a first foray with banks can be intimidating. You don't want to be duped or make a mistake and lose precious savings. Peace of mind was granted to clients of two microfinance institutions, one in Paraguay and the other in the Dominican Republic recently as the first Smart Certifications in those countries were awarded. Fundacion Paraguaya and Banco ADOPEM were certified as meeting all the standards needed to treat their clients with adequate care. This certification demonstrates to prospective clients as well as investors and other industry stakeholders that their institutions are operating responsibly.
Fundacion Paraguaya and Banco ADOPEM are both market leaders in their own right. Banco ADOPEM is one of the largest microfinance institutions in the Dominican Republic. According to the MIX, 351,000 depositors in the Dominican Republic bank with Banco ADOPEM. When Banco ADOPEM pursues and achieves Smart Certification, that sends a message to MFIs and other stakeholders in the country that client protection is a key priority. In 2014 ADOPEM was named "Most Innovative Microfinance Institution of the Year" by Citi, in part because of ATA-Movil, a portable electronic application that allows credit advisers to assess customers in their businesses or in their homes. The mobile information system also allows for convenient and direct communication with clients.
> Posted by Sonja Kelly, Director, CFI
What are the biggest unanswered questions in financial inclusion? This isn't rhetorical—we want your opinion.
In preparation for selecting three CFI Fellows for 2016-2017, we are developing a short list of questions whose answers would drive financial inclusion forward.
Our Research Fellows Program is an initiative intended to tackle the biggest questions in financial inclusion—in order for the industry to take action in new areas and in new ways. The current cohort of fellows is finalizing research ranging from big data to small enterprises to technology infrastructure to G2P payments.
The questions we put forward for this next cohort will only be relevant if they are essential to the financial inclusion community. So we're coming to you (yes, you!) for your input.
To get the conversation started, here are some of the questions on our working list. Let us know below in the comments which you think are compelling, and please take the liberty of adding your own.
Read the rest of this entry »
> Posted by Susy Cheston, Senior Advisor, CFI
A lot of money is being spent on financial education—and we'd like to see it spent more effectively. We still don't know all that is needed about what works, but based on our scan of the current landscape for financial capability-building innovations, we can already recommend six major shifts in how financial capability resources are deployed.
The first three recommendations relate to who is building financial capability.
1. Bring financial capability efforts closer to the actual use of financial services by enabling providers to take a greater role.
2. Shift the expectation that the government is responsible for financial capability to an expectation of shared responsibility among all stakeholders, including financial service providers and other institutions.
3. Engage organizations serving BoP constituencies, from government social service agencies to employers to non-profits.
This calls for "all hands on deck." We argue, first and foremost, that providers can and should take a primary role in building financial capability, as they are best equipped to reach customers at teachable moments and to help them learn by doing. Many providers are already spending significant resources on financial education. They could have a much greater return on their investment if they focused those resources on embedding financial capability into product design and delivery, looking at all the touch points in the customer experience as opportunities to help customers use products more successfully.
> Posted by the Smart Campaign
For a brief moment on Monday, all eyes in Tbilisi, Georgia were on the Smart Campaign and its findings on the well-being of microfinance clients. The Campaign presented its Client Voices report in a high-profile event at the Georgian Parliament. Joining the event were 12 Members of Parliament from both majority and minority factions of the Government; leadership from the Central Bank, Ministry of Finance and Ministry of Agriculture; a multitude of microfinance practitioners; press and three television stations. This was the first time government representatives of the majority party, minority party, executive branch, industry, and Central Bank all got together to talk about how microfinance clients are treated. Needless to say, it was immensely encouraging to witness this demonstrated interest in the fair and responsible treatment of microfinance clients in Georgia.
The Client Voices project is a four-country research investigation that directly asked microfinance clients about their experiences and treatment. Along with Georgia, the studied countries are Benin, Pakistan, and Peru. Georgia was selected because its market hosts strong and representative institutions conducive to consensus building, and the industry's decision-makers are currently working to update its regulatory and legal framework. The launch of the Client Voices report positioned the market to act on the project's recommendations.
The event was co-hosted by the Business and Economic Center (BEC), a non-partisan, not-for-profit institution that works to facilitate understanding and discussion among MPs around financial, economic, and business topics. Following opening remarks by Natia Katsiashvili, Executive Director of BEC, and Giorgi Volski, MP and Chairman of the majority Georgian Dream faction (think Majority Leader in the U.S. House of Representatives), the main findings from the Client Voices project were presented. Here are a few of the key findings:
> Posted by Danielle Piskadlo, Manager, Investing in Inclusive Finance, CFI
"Would you like to save $10 today?" In the United States, it seems you can't shop anywhere these days without hearing this question at the checkout counter. According to Card Hub, there are at least 134 large retailers in the U.S. offering credit cards. And of course, these offers usually sound great. Who wouldn't want to save money on purchases? All you have to do is fill out a short form on the spot… It's easy.
These savings can come at a price. Here are a few of my concerns about credit cards offered by the likes of Target, Macys, Sears, TJ Maxx, and others.
- Confusion between Rewards and Credit Cards – Many retailers provide rewards or loyalty card programs. For instance, you can earn points at CVS with a card or get gas reward points at Stop and Shop. These rewards and loyalty cards are often similar to retail credit cards in that they are offered at the register, you fill out a short form to join, and you present the cards when checking out. For customers with limited financial literacy or limited English language skills, the difference between reward/loyalty cards and retail credit cards can be very confusing. It's blurred even more by the fact that most credit cards also offer rewards – like cash back or bonus air miles. Of course, there are big differences between a card that one swipes to simply "earn points" and a card that allows one to make purchases on credit.
> Posted by the Smart Campaign
The Smart Campaign is thrilled to announce that a new milestone for client protection in microfinance has been reached: there are now 50 financial institutions that have been awarded Smart Certification, recognizing their commitment to fair client treatment and responsible practices. In total, these institutions serve roughly 25 million clients.
The threshold was crossed with a handful of recent certifications – Fortis Microfinance Bank and Grooming Centre in Nigeria; Banco ADOPEM in the Dominican Republic; Fundacion Paraguaya in Paraguay; Pro Mujer in Nicaragua; and AgroInvest in Serbia. Each of these institutions worked over a several month process to assess and upgrade their operations to meet every one of the indicators signifying strong consumer protection practices.
Grooming Centre and Fortis Microfinance Bank collectively reach over a half million clients. Founded in 2006, Grooming Centre operates in 22 states in Nigeria with a network of 376 branches. Grooming Centre offers a range of financial services, including savings and credit, small business loans, agricultural loans, and clean energy financing. Fortis Microfinance Bank, along with offering financial services, provides clients with business support in areas including management, marketing, and administration.
> Posted by Caitlin Sanford, Bankable Frontier Associates, and Alexandra Rizzi, the Smart Campaign
"Sandra" from Lima described her experience talking to a loan officer:
"You don't understand anything [the microfinance staff members] says, because of how fast he talks. It is almost as if his tongue is twisted. You end up not understanding in the end. [He says] 'But ma'am I've explained it to you, why can't you understand? I've been very clear.'"
New Client Voices research from the Smart Campaign and Bankable Frontier Associates (BFA) finds that although microfinance providers may be complying with disclosure regulations, clients are not adequately absorbing information about their financial products. A regulatory compliance-based approach to consumer protection in which providers focus on meeting minimum disclosure requirements risks losing sight of the main objective of transparency— that clients understand what they are signing up for. With clients inadequately informed about many aspects of microfinance, even in countries with strong transparency regulations like Peru and Georgia, the Client Voices findings demand a radical rethinking of transparency. Namely, emphasis should widen from what information is provided to how much clients understand.
In the Client Voices project we solicited input from clients about what they consider good and bad treatment in their interactions with microfinance service providers, and assessed the prevalence of consumer protection problems in Benin, Pakistan, Peru, and Georgia. We found that clients in all four countries have an inadequate understanding of the basic attributes of their microfinance products. Although most clients do receive some information about their loan products, overall they report low levels of understanding of their loan terms and conditions, regardless of education level. In Benin, Pakistan, and Peru, 50 percent, 49 percent, and 43 percent of respondents respectively report that they understood loan terms only somewhat or not at all at the time of taking out the loan. Self-reported understanding of loan terms and conditions is highest in Georgia, where 79 percent reported understanding the terms and conditions. Read the rest of this entry »
> Posted by the Smart Campaign
What do microfinance clients in Peru think about their experiences with financial services? A few weeks ago the Smart Campaign released its Client Voices reports, a four-country research investigation that directly asked microfinance clients about their experiences. After previously spotlighting Benin, Georgia, and Pakistan on this blog, today we'll take a look at findings from the fourth country in the project, Peru.
The research was carried out by Bankable Frontier Associates (BFA) and IPM Research. A qualitative research phase was first conducted, which included focus group discussions, individual interviews, and a photography exercise to allow clients to visually describe how they view good and bad treatment. The quantitative survey that followed included a sample of 1,000 current and former microfinance clients.
What did the clients say? In Peru, a well-regulated market, a different set of problems emerged from those we found in less-protected Benin and Pakistan. While severe abuses have been curtailed, emerging problems in Peru tended to arise from aggressive competition for customers.
Overall, clients in Peru are satisfied with their providers, suggesting that they're benefitting from the industry's well-regulated, competitive market and effective credit reporting system. Less than 10 percent of respondents rated their experiences with microfinance providers as either "bad" or "very bad". In an exercise where respondents ranked various formal institutions in terms of how they treat clients, microfinance providers scored above commercial banks.
> Posted by the Smart Campaign
What's the state of client protection in Georgia? A few weeks ago we launched our Clients Voices project, a four-country research investigation that directly asked clients about their experiences with financial providers and their thoughts on what constitutes good and bad treatment. The four countries studied in the project are Benin, Pakistan, Peru, and Georgia. After previously spotlighting Benin and Pakistan on this blog, today we'll take a look at some of the research findings specific to Georgia.
The research was carried out by Bankable Frontier Associates (BFA) and IPM Research. In the qualitative research phase, they used focus group discussions, individual interviews, and a photography exercise to understand what constitutes good and bad treatment by MFIs from the clients' perspective. The quantitative survey that followed included a sample of 800 current microfinance clients and 200 former clients.
What were the results?
Overwhelmingly, microfinance clients in Georgia are satisfied with their MFIs. The large majority of respondents rated their experiences as "good" or "very good," with only 5 percent of all respondents expressing a "bad" or "very bad" experience. In Georgia, clients appear to value maintaining a long-term relationship with MFIs. Sixty-six percent are happy with their institutions and stay with them for a long time. In the quantitative survey, approximately 60 percent of respondents had taken multiple loans with the same MFI over time. This is in contrast with findings in Pakistan showing that clients maintain short-term relationships. Microfinance institutions' service and treatment was ranked as matching or exceeding that of commercial banks. Clients repeatedly ranked microfinance organizations as among the institutions (both financial and non-financial) that treated them best.


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"Young's précis of the 'animal rights' viewpoint is one of the best I have read in some time."
"This book deserves to be bought and read by a wide audience. It should be required reading for all undergraduate students intending to carry out research projects involving environmental enrichment."
Animal Welfare
"Scientific and passionate in the promotion of environmental enrichment."
Lab Animal News (US)
"Professor Young effortlessly leads the reader through the important scientific concepts and recognises the human dimension to what happens in practice. He writes with the passion of someone dedicated to improving animals in captivity."
"In short, if you want to learn more about environmental enrichment I do not know of a better place to turn, whatever your background."
Veterinary Times, 2004


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It's Chicago Bears at Dallas Cowboys on Sunday at 7:30 at AT&T Stadium ... Get caught up on all the latest CHQ stories here, discuss 'em here on CHQ Boards ("The Ranch'') and then get your "Cowboys 100'' below! ...
More is at stake Sunday for these two clubs than most realize. A win for Dallas Sunday would give them all-time winning percentage of .569 and drop Chicago, current first-place holder, down to .568.
This is the 24th time in club history the Cowboys have started 1-1. 10/23 of those previous 1-1 teams made the playoffs.
Since 1990, when playoff formats were last tinkered with, teams that started 1-1 made the playoffs only 152/373 times.
This is the 20th time in franchise history Chicago has started out 0-2. They never made the playoffs the previous 19 times.
Since 1990, when playoff formats were last tinkered with, teams that started 0-2 made the playoffs only 26/214 times.
This is the 12th time the Cowboys will have a better record than the Bears ahead of the match-up. Dallas has won 9/11 times.
Chicago is 5-7 in Dallas. Here are the results broken down by venue:
Cotton Bowl: 1-0
Texas Stadium: 2-7
AT&T Stadium: 2-0
The Bears are the only team remaining in the NFL that is undefeated against the Cowboys at AT&T Stadium in multiple visits with a 2-0 record.
The Cowboys are 5-2 against the Bears in September.
This is the ninth time Dallas and Chicago will face each other during Hispanic Heritage Month. The Cowboys are 4-4 against Chicago in that span.
The last time Dallas and Chicago played each other with their backup quarterbacks was Nov. 25, 2004 on Thanksgiving when the Cowboys started rookie Drew Henson and the Bears rookie Craig Krenzel. Both were replaced.
Last week, Prescott's 103.7 passer rating was the fourth-highest passer rating for a starting Cowboys quarterback at FedEx Field.
Prescott is the third Cowboys rookie to start against Chicago:
1986 – Reggie Collier, 10-24 – L
2004 – Drew Henson, 21-7 – W
Incidentally, Collier and Henson were both pulled for poor performances.
No Cowboys rookie quarterback has ever thrown a touchdown against the Bears.
Prescott is the first Cowboys quarterback to start the season's first two games and not throw a touchdown.
Conversely, Prescott is the 11th quarterback in the history of the Cowboys to start the first two games and yet to throw an interception.
With an 83.1 passer rating, Prescott has the second-highest passer rating for a Cowboys rookie quarterback's first two starts. The highest goes to Kevin Sweeney with 111.8.
Since 1999, Prescott's 83.1 passer rating ranks as the 11th-highest by a rookie quarterback through the first two games of his career.
Prescott is the first Cowboys rookie to lead them to a 1-1 record to start the season. Troy Aikman was the only other Cowboys rookie quarterback to start the season's first two games, but he led them to an 0-2 mark in 1989.
This is the second time in franchise history a Cowboys rookie quarterback will start against an 0-2 team. The first time was on Sept. 24, 1989 versus Washington when Aikman went 6/21 for 83 yards and two interceptions.
Sunday night will be Prescott's first-ever start in prime time, and the second for a Cowboys rookie quarterback in team history. The last rookie to do so was Steve Walsh on Nov. 5, 1989 when he led Dallas to a 13-3 win at Washington on ESPN Sunday Night Football.
This is the third time in Hoyer's career that he has to relieve the incumbent due to injury. He is 1-1 when doing so.
Hoyer is the sixth different backup quarterback to start in place of Cutler since 2009.
Hoyer has a 6-6 record as a starting quarterback on the road.
This is Hoyer's first game against the NFC East as a starter.
This is the first time since playing in Cleveland in 2014 with Josh Gordon that Hoyer will have a Pro Bowl receiver (Alshon Jeffrey).
Sunday will be Hoyer's second ever Sunday Night Football game. Last year, he started for the Texans and went 11/22 for 155 yards and a 73.1 passer rating in a 27-6 loss to New England.
In prime time games overall, Hoyer is 2-1 with both wins having come with Cleveland.
Against the Tampa-2, Hoyer is 4-1 with a 77.7 passer rating. On average, he goes 23/41 for 276 yards, two touchdowns, an interception, and takes three sacks.
There were 11 quarterbacks drafted in the 2009 NFL draft. Only two of them are still in the league: Matthew Stafford and Mark Sanchez. Hoyer went undrafted. One of the other nine failed quarterbacks was Stephen McGee, who Dallas took in the fourth round.
Hoyer is 1/18 players in NFL history to throw four or more interceptions and no touchdowns in a playoff game since 1960 and 1/5 to have his team be shutout.
Garrett is 1-2 against the Bears. Here is how he compares to other Cowboys head coaches:
Tom Landry: 8-6
Jimmy Johnson: 2-0
Bill Parcells: 1-0
Wade Phillips: 1-1
Barry Switzer: 1-1
Jason Garrett: 1-2
Chan Gailey: 0-1
Garrett has a 1-4 record against the NFC North on the road and a 3-3 record against them at home. It is his second-worst winning percentage against any other NFC division:
NFC West: 6-6
NFC North: 4-7
NFC South: 4-8
Garrett is 0-1 against John Fox. In rematches against coaches who first beat him, Garrett is 3-6.
Garrett is 7-4 when his team faces a backup quarterback.
Garrett is 11-7 in the month of September.
Garrett is 4-1 in Week 3 games in his career.
Garrett has an 8-11 record on NBC Sunday Night Football, including playoffs and NFL Specials.
Garrett is 0-4 on NBC Sunday Night Football without Romo.
Garrett has not sustained a winning streak without Tony Romo under center since November 2010 when Dallas defeated the Giants in Garrett's first game and then beat Detroit at home. It is the only such winning streak without Romo Garrett has in his career.
Garrett and Tony Romo are the only two Dallas Cowboys quarterbacks to have defeated Bears defensive coordinator Vic Fangio. Romo did it in Week 2 of 2011 in San Francisco, while Garrett beat him in Week 6 of 1998 when Fangio coached the Panthers' defense. Both Garrett and Romo threw two touchdowns and no interceptions.
Garrett and Bears head coach John Fox were a part of the New York Giants from 2000-01 when Garrett was a backup quarterback and Fox was the defensive coordinator under head coach Jim Fassel. Also a part of this connection is Dallas tight ends coach Mike Pope, who was also coaching tight ends for New York during that span.
As the Bears head coach, Fox has yet to face the Cowboys. Only 3/8 of Bears head coaches since 1960 have defeated the Cowboys in their first meeting: George Halas, Dave Wannstedt, and Marc Trestman.
This is the fourth time Fox has started off 0-2, the past three instances happening in Carolina where he failed to reach the postseason in those years.
Fox is 23-25 in September games with an 0-6 losing streak going back to Denver.
This is the 50th time Fox will coach with a backup quarterback. His record is currently 24-25.
Fox is currently 5-4 in his first nine road games with the Bears, his second-best start with a new team. Only his 7-2 record with Denver is better.
Fox is 7-3 on NBC Sunday Night Football, including playoff games and NFL Specials. He is 1-2 without Peyton Manning as quarterback in such games.
Fox is 8-2 coming off of Monday Night Football games.
Fox has an 11-16 record against the NFC East with a 6-8 record on the road.
Fox is 2-6 against the Cowboys with a 1-0 record against Jason Garrett.
Fox is 1/14 head coaches to have earned a playoff win against Dallas and not suffered a loss.
This is the 15th time that a rookie quarterback will start on NBC Sunday Night Football, including playoff games and NFL Specials. Rookies are 8-6.
Dallas is 19-17 on NBC Sunday Night Football, including playoff games and NFL Specials.
Chicago is 9-11 on NBC Sunday Night Football, including playoff games and NFL Specials.
The Cowboys are 45-33 when Al Michaels calls their games.
The Cowboys are 18-18 when Cris Collinsworth calls their games.
Pat Summerall & John Madden (CBS and FOX) have called the most matches between Dallas and Chicago than any other commentating team with eight.
On KXAS, the NBC affiliate for Dallas-Fort Worth, the Cowboys are an all-time 44-32, including simulcast cable games from 1987-90.
This week's referee is second year-referee Craig Wrolstad. Dallas has an 0-2 record with Wrolstad refereeing games:
2014 – Cardinals, 17-28 – L
The Cowboys managed to have fewer penalties through two games with Wrolstad:
2014 – Cardinals: 6/62; DAL: 5/33
Last year, Wroldstad was tied for the fourth-lowest home team winning percentage in the NFL:
John Parry: .800
Bill Vinovich: .733
Ed Hochuli: .688
Carl Cheffers: .667
Walt Coleman: .600
Jerome Boger: .600
Gene Steratore: .600
Tony Corrente: .600
Ron Torbert: .600
Terry McAulay: .600
Clete Blakeman: .533
Walt Anderson: .429
Craig Wrolstad: .400
Jeff Triplette: .400
John Hussey: .333
Pete Morelli: .333
Brad Allen: .333
Despite this, Wroldstad tied for the highest percentage of home teams winning the penalty battle:
Craig Wrolstad: .667
Brad Allen: .667
Jeff Triplette: .667
Ron Torbert: .600
John Parry: .600
Terry McAulay: .600
Walt Anderson: .571
Pete Morelli: .533
Jerome Boger: .500
Bill Vinovich: .467
Ed Hochuli: .438
Carl Cheffers: .433
Walt Coleman: .400
Clete Blakeman: .400
Gene Steratore: .400
Tony Corrente: .400
John Hussey: .400
The Bears are 1-1 when Wrolstad referees their games:
Chicago is similarly .500 in having fewer penalties with Wroldstad:
Dallas and their opponents have yet to challenge one of Wrolstad's calls. However, Replay Assistant is 0/1 with none of those calls benefiting the Cowboys.
Chicago has yet to challenge one of Wrolstad's calls, though the opposition is 0/1. Similarly, Replay Assistant has yet to challenge one of Wrolstad's calls.
Wrolstad was a field judge on Ed Hochuli's crew on Jan. 9, 2010 when Dallas defeated Philadelphia 34-14 to win their first playoff game in 13 years.
Away from pro football, Wrolstad is a high school athletic director for Seattle Christian Schools in Tukwila, Washington.
Scott Linehan has faced 49ers defensive coordinator Vic Fangio on three different occasions.
When Linehan was Minnesota's offensive coordinator and Fangio Houston's defensive coordinator, on 10/10/04, the Vikings beat the Texans 34-28 in overtime. Daunte Culpepper went 36/50 for 396 yards, five touchdowns, and had a 128.4 passer rating while taking three sacks. The ground game gained 122 yards on 26 carries, and the offense had no giveaways.
The second time Linehan and Fangio faced off was when Linehan was in Detroit and Fangio with San Francisco on 10/16/11. The 49ers beat the Lions 25-19. Matt Stafford went 28/50 for 293 yards, two touchdowns, and had an 86.5 passer rating while taking five sacks. Lions backs gained 66 yards on 18 carries, and the offense had no giveaways.
The third time was Sept. 7, 2014 when Dallas hosted San Francisco on Opening Day when the 49ers beat the Cowboys 28-17. Romo went 23/37 for 281 yards, one touchdown, three interceptions, and was sacked three times, posting a 60.8 passer rating. DeMarco Murray did gain 118 yards on 22 carries along with at touchdown, the beginning of his NFL record eight games of 100 yards rushing to start a season.
The Bears defense has four sacks through two games, which is tied for 16th in the league.
Chicago's defense is currently ninth in the NFL having surrendered 3.4 yards per carry. However, teams have only run the ball against the Bears 67 times, the second-fewest in the league.
Alfred Morris has a 4.4 yards per carry against Fangio's defenses through three career games. On average, he carries the ball 15 times for 76 yards and a touchdown.
Jason Witten is 1-1 against Fangio. On average, he catches five passes for 58 yards.
Dez Bryant is 0-1 against Fangio, the loss being on Opening Day 2014 against San Francisco. Bryant caught four passes for 55 yards.
The last time Bryant had consecutive 100-yard receiving games was from Nov. 18-22 in 2012 when Dallas played Cleveland and Washington. Bryant posted 145 yards receiving in both games.
The Cowboys are fifth in the league with 34:47 average time of possession. However, they are 11th in points per drive at 2.42.
The Cowboys offense has the ninth-worst red zone conversion in the league at 50 percent.
The Bears defense has the NFL's eighth-lowest opposing red zone conversion at 44.4 percent.
The Cowboys have the best third-down conversion rate in the league, going 16/29 (55 percent).
The Bears defense has the 12th-highest third-down conversion rate at 15/35 (43 percent).
The Bears offense has the 10th-lowest third-down conversion rate at 8/23 (35 percent).
The Cowboys defense has the 11th-highest third-down conversion rate at 10/22 (46 percent).
The last time the Cowboys had consecutive games with a takeaway was Dec. 19-27 last year when Dallas played the Jets and the Bills.
Dallas is sixth in the NFL with 14 points off takeaways.
The Cowboys defense gives up 2.32 points per drive, the ninth-most in the NFL.
The Cowboys only have one false start penalty this season, only 1/11 teams.
Dallas has the fifth-most holding penalties in the league right now with five.
The Cowboys defense has had a sack in the past 11 games. It is the 11th-longest active streak in the NFL.
Since 2009, Jay Cutler has missed 16 games due to injury. In the same span, Romo has missed 26 games.
Cutler is 1/58 players since 1940 to have thrown 25 or more interceptions in a season. He and Hall of Famer Sid Luckman are the only Chicago Bears to do so.
Since 1951, when Luckman retired, the Bears have spent five first-round picks on quarterbacks. Each spent an average of five years in Chicago, less than half the tenure of Luckman (1939-50).
If there were no Chicago Bears and George Halas, there would be no Don Meredith. Halas drafted Meredith 32nd overall in the 1960 NFL draft, but chose to honor a personal services contract Meredith signed with Dallas franchise owner Clint Murchison. The NFL ultimately made Dallas compensate the Bears with a third-round pick in 1962.
Dallas is undefeated at 5-0 on Sept. 25. Here are the results:
The Bears are 3-6-1 on Sept. 25. Here are the results:
1927 – @Cardinals, 9-0 – W
1940 – @Cardinals, 7-21 – L
1955 – @Colts, 17-23 – L
1965 – @Rams, 28-30 – L
1977 – @Cardinals, 13-16 – L
The Cowboys have three birthdays to celebrate on Sept. 25:
Sonny Davis, LB, 1961 – 9/25/1938
Ray Perkins, DE, 1987 – 9/25/1964
Dat Nguyen, LB, 1999-2005 – 9/25/1975null


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STARmeterSEE RANK
Up 98,356 this week
Arthur Gomez (I) (1902–1976)
Arthur Gomez was born on June 14, 1902 in Malta. He was an actor, known for On the Spot (1938), The Captain's Paradise (1953) and Pal O'Mine (1936). He died on January 30, 1976 in Chelsea, England. See full bio »
Born:in Malta
Died:(age 73) in Chelsea, England, UK


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SQL Server 2016 Developer's GuidePackt Publishing 2017; US$ 47.99
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text:
A/N: This story contains spanking of a teenager if you don't like then don't read it. Flames will be ignored, so don't do it. No one is forcing you to read it, so if you know you won't like it then don't bother reading it.
Thanks to those who've reviewed my other Chris stories.
Disclaimer: I own nothing but the mistakes found in this story.
Warning: This story contains spanking of teenager
"The Rebellion"
Ever since Chris had come from the future to save the past, he always wondered if he had done the right thing. He was after all the main reason his parents had split, he had almost erased himself from the timeline and here he was sitting on a beam on the golden gate bridge ashamed at what he had done to his father earlier. Sure, he was mad at him and sure, he felt Leo deserved it but he knew it had been the wrong thing to do. The Leo from this time did not deserve it he had done nothing wrong. He was angry and hurt by things Leo had done but all that resentment belonged to future Leo. Chris began to wonder what Leo would say if he was here right now. Not the Leo from this time but his father, the Leo in the future. His father knew who he was and what he was. A child that had always felt second best to his ever powerful older brother, a child that had always felt insecure and unsure about his role in the family. Chris was sure that his father would find a way to make him feel useless like always. That was something that he never understood, how could his father love one son more than the other? How could he ignore Chris for so long? Chris could remember times when his father failed to answer his calls when he was hurt, missed birthdays and being favored over Wyatt. He couldn't understand it. What had he ever done to deserve it? Was he just a bad son? Was he unlovable? These questions had always plagued him as a child but know he just didn't care. No, that wasn't true he cared or else he wouldn't have attacked Leo, he just didn't understand.
Also ever since he'd arrived in the past he'd wondered what he would do when he saw his mother. She had died in his time and seeing her again had been like a knife in his heart. He missed her so damn much it almost killed him to see her. It was especially hard seeing her being motherly towards Wyatt. Especially since he was responsible for her death, but that was something that she would never know. But has hard as it had been seeing his mother alive again he was able to deal with it. However, when he first saw his father he did not know whether to hug him or punch him. Seeing him was harder than he had thought but he could not understand why. It was not until he had spent some time around his father that he had realized that he was jealous of his brother and the time he spent with his parents. Not so much with his mom but with his father. It had brought out all the old resentment he had felt as a child and he had sent his father to Valhalla. He had convinced himself that it was necessary to make room for him self as the sisters' new whitelighter but it was out of jealously and spite. He did not want to see his father being all fatherly to Wyatt and ignoring him as usual. It didn't matter that the Leo of this time hadn't done anything yet. It was still his way of getting vindication for all the wrongs he felt where done to him by a man in another time. But as the days had become weeks he had felt guilt. He felt that he had done Leo an injustice. He had come to realize that Leo was not to blame at least not this version of him. Therefore, he had allowed the sisters to find him and bring him home. Boy had life become complicated for him since Leo had returned. Then they found out his secret and it was worse than complicated, it was a disaster. Not because they knew but because of the implications. His mother wanted to know where he was at all times and then Leo kept pestering him about what he had done to become such a bad father. So here, he was out in the bitter cold feeling guilty and abandoned. He needed to grow up. He was after all only sixteen, something his family was not aware of. It had been easy to pass him self off as a twenty-two year old. Sure, there had been some use of his power to glamour but he pretty much looked the same except for little details here and there. He just hoped his mother never realized his true age. She was overprotective as it was, he shuddered at what she would be like if she realized he was underage. Especially since he was living at P3 and she had seen him drunk at least once. Well there was no reason to dwell on something that she would never find out.
.....short I know the next one is longer I promise.....please review......


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Meanwhile at Jun's home...
Susan suddenly got a chill that ran her whole entire body, something she hadn't felt in years. She gasped and froze, her happy laughter turning into a cold shiver that consumed her whole body. Oh no, oh no oh no oh no.
"Bruce!" She yelled wildly and he was at her side in a second. Maggie had no idea what was going on but her husband, Matt came to stand by her side as the Williams' stood holding each other as something powerful happened.
"They're here. They found him. Oh Bruce, what are we going to do? They can't take him away from me." Her words were confusing and Bruce just held her.
"Protect him. I'll call Max and get him to disconnect from us for a while to protect him. He will understand." Bruce shot off and then she went to go find Jun's room and kicked the door open and started searching for his magic books, his protection books. She stopped.
"J-James? Can you help me find Jun's book of protection charms? If I don't find it Jun will be in big trouble." Susan glanced around and suddenly a sealed box started to shake and burst open and out flew a book. Susan caught it. "Thank you James." She spoke as she left the room. It had been a long time since she had used this book, she might not get the spells perfected but hell, they would leave her son alone!


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Environment Setup Start the network analysis Decoding the SQL query in DRDA
3. You have the Query Data (QRYDTA) in packet #47. This the data of the query.
4. In packet #48 Relational Database Commit Unit of Work (RDBCMM), indicates all the required work for the client request has completed.
5. You will usually see the End of Query Reply Message (ENDQRYRM) where the server sends a reply to the client that it has
completed the unit of work and ENDQRYRM is usually followed by the SQL Communications Reply Area (SQLCARD).
These are just very simple instructions on how you can use Wireshark and study the packet. I hope this will provide a start to you who will be interested in analyzing the DB2 networking activities.
: (GMT+08:00) Kuala Lumpur, Singapore
URL: https://www.ibm.com/developerworks/mydeveloperworks/blogs/dylanskillsharing/entry/understanding_the_drda_protocol_in_db2_using_wireshark
Include URL linking to external media (such as a podcast)


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Why do landing page campaigns so often convert poorly? Because in planning them, the creators fail to think beyond the page itself. Typically, prospects click through an email or a banner ad to a single landing page with a single call to action and little, if any, persuasive copy.
Don't assume a banner or search result creates demand or understanding in a complex product or offering. Don't assume everyone who clicks through to a landing page is ready to buy. These assumptions are the result of bad communication between marketing and sales.
Unless you sell a simple or highly targeted product or service, increasing landing-page conversion must go beyond a two-click scenario. Consider your prospects diverse buying processes; where they are in the buying cycle; and the nature of your products and their relationship to customers. Also consider the context of the prospect as he lands.
Step 1: Define Campaign Conversion Goals
This is part of what we call "uncovery." Ask yourself:
- Is it a lead-generation campaign?
- Is it a product-specific purchase?
- Will it generate qualified traffic for an on-site purchase?
- Will it generate traffic for a self-service or subscription service?
- Is it an online service signup or event registration?
Step 2: Know Your Prospects
- How many different types of prospects or personas would participate in this campaign?
- How do they buy: methodically, spontaneously, humanistically, or competitively?
- Where are they in the buying cycle?
- What competitors might they be interested in or research before they make a decision?
Step 3: Create Driving Points
Driving points are the pages, search results, email messages, or ads (online and off-) that drive prospects to your landing pages. Ask:
- Do you have the correct messages for each prospect type and his motivation? You'll likely need more than one.
- Do you have the correct message for each stage of the prospect's buying cycle?
Step 4: Create Landing Page Narratives for Each Prospect Type
A narrative is a rough sketch of what information a prospect will need to complete a conversion in a specific scenario.
- Consider the driving point's message (or context), and list all possible assumptions a prospect may have as he clicks through. A banner for chocolate roses that reads "Great Romantic Gifts" places the prospect in a different context than one that reads "Give Her a Romantic Chocolate Rose." With the first banner, the prospect may expect to see several gifts and could abandon if he doesn't see the promised gifts. In the second, the prospect might click through looking specifically looking for the chocolate rose. If it's below the fold amid a list of other romantic gifts, he may leave unsatisfied.
The landing page context must communicate to the prospect he's in the right place. Each landing page must also make it easy for the prospect to get the next piece of info necessary to convert.
- Consider site pages that generate organic search traffic. These are also landing pages (probably the most important ones), according to a recent Google report. Business-to-business (B2B) buyers use search 30 percent more than any other resource, including trade magazines. If a prospect enters your site on a specific term, he's following a scent trail. Ensure your landing page reflects those search terms.
- Create point-of-resolution pages with content that allows prospects to collect the confidence and resolve they need to convert or to participate in a call to action. Place links to these pages on your landing pages. And always ensure prospects can find another resolution or call-to-action link wherever they're in your framework.
- Each page in your landing page framework requires a specific purpose.
In its highest form, a landing page campaign successfully maps your current selling process with the prospect's buying process. One reason many fail is the all-too-common disconnect between the marketing team that creates the campaign and the sales team that sell the products. Brian Carroll, CEO of InTouch, a firm specializing in complex sales, says, "It's been well documented that quality of collaboration between sales and marketing directly impacts ROI. The challenge that many organizations face is that their sales process is a black box. No one except the sales team knows what is going on inside the black box until a proposal or sale happens."
Landing page campaigns, especially banner ads and email, can give a seller a slight advantage over home-page or organic traffic. In these scenarios, you can better determine a prospect's true intent; ads act as a filter. When you understand your visitor and his intent, you can create a more persuasive framework.
Related reading
The 4 key metrics to a successful email
Now that you've written your high-performing email, there's one last thing you need to do after you send it: measure how it performs. Unfortunately, not all metrics are made equal. Which is why it's important to know exactly which metrics to base your email performance assessment off of.
How technology can turn your customer feedback into action
As a tool for understanding the customer experience, feedback should be integral to your marketing strategy, but making sure that feedback leads to organizational change isn't easy. How can businesses effectively collect, interpret and action customer feedback on a large scale?
Sears: The Holy Grail is marrying data, mobile, marketing and merchandising
"You cannot succeed in analytics and marketing unless they are central to business operations and are helping business answer the questions that will drive dollars to the top or bottom line," says Kerem Tomak, Sears Chief Digital Marketing & Analytics Officer.
The psychology of numbers and how they drive conversions
The use of psychology in marketing and sales is not new, but it may be more useful than ever in an attention economy where time is precious and focus is rare. How can you tap into a demanding consumer to check whether there is an actual interest in your product?


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The Agilent N2263A is a 32-bit digital I/O module. It provides 32-bit bi-directional lines and three handshake and control lines. The 32-bit I/O lines are TTL compatible input/output, or TTL compatible input and open collector output up to 42V. A Zener diode is used in each channel for input voltage over-protection (>42VDc), including ESD protection. Each I/O line can sink up to 0.6 A to control external devices including:
The polarities of the I/O and handshake lines can be operated in positive or negative logic mode. With the three control lines (PCTL, I/O and PFLG), you can define five handshake modes for communication with peripherals.
See the new 34980A Multifunction Switch/Measure Unit as a new low-cost alternative.


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Applied Bodybuilding Research: The Latest News - 07-28-03!
Does andro work, are steroids safe for everybody, what should I know about breast implants, will drinking improve your health, obesity issues and much more.
Andro Controversy Continues!
A recent study conducted at the University of Tennessee has concluded that Andro supplements don't work.
The study, done on the prohormones androstenedione, 4-androstenediol, 5-androstenediol, 19-norandrostenediol and 19-norandrostenedione, showed that the supplements failed to alter testosterone levels, and failed to live up to manufacturers claims of increased muscle size and fullness. A marked increase in estrogen levels was noted in the subjects that supplemented with Andro.
However, the study was not without its flaws.
As bodybuilders know, muscle gain depends on more than one factor. The factors of diet, genetics, weight training, recovery and supplementation, will determine (to a great degree) how much muscle, if any, one gains. If even one of these factors is less than perfect, muscle gains will be severley compromised.
Typically, studies like this are done on individuals with poor eating habits, by bodybuilding standards. It should be noted that other studies on this issue have reached opposite conclusions.
Let's also not forget that until 1989 physicians around the world were proclaiming that steroids hormones did not enhance athletic performance, despite overwhelming anecdotal evidence to the contrary.
SOURCE: Can J Appl Physiol. 2003 Feb;28(1):102-16.
Steroids: Not For The Unstable!
A study in the Journal Of Forensic Science took 28 weightlifters, 10 of whom were steroid users, 18 of whom were not, and subjected them to a variety of tests. It was hypothesized that very high doses of testosterone were responsible for an increase in aggression (so-called "roid rage") amongst the steroid users.
After being subjected to a variety of tests that measured personality disorders, depression, and susceptibility and aggression, participants submitted blood samples to test for total, free, and weakly bound testosterone.
Although that tests indicated that an increase in testosterone resulted in an increase in aggression, the researchers also discovered that pre-existing personality conditions were chiefly responsible for "roid rage." In individuals without personality problems, the behavioural expression of increases of aggression were less pronounced.
Although steroids may increase aggression, it would appear as though this is an anger management issue more than a steroid usage issue. The results of the study make it clear that individuals with personality problems and anger management problems should stay away from taking anabolic steroids.
SOURCE: J Forensic Sci. 2003 May;48(3):646-51.
Thinking Of Breast Implants?
Many bodybuilders have made the decision to augment more than just their muscles. And who can blame them? In a sport where every advantage counts, one cannot afford to overlook the details.
A recent online-publication created by the British Government highlights the types of breast implants available on the market, and the dangers associated with each. Male and Female bodybuilders would be well advised to consider their long-term health when considering cosmetic surgery of any type.
SOURCE: http://www.doh.gov.uk/bimplants/
Will Drinking Improve Your Health?
Yes, but with conditions.
A study published in the New England Journal of Medicine has concluded that consuming half of a beer, wine cooler or whiskey every other day can reduce your risk of heart attack by 33 percent.
The twelve-year study examined over 40,000 men between the ages of 40 to 75 and found that frequency of drinking was the key to cutting the risk of heart attack.
This study, however, stresses moderation. It does not provide binge drinkers with an excuse to enjoy a free for all. The "more is better" mindset does not apply in this situation.
SOURCE: The New England Journal of Medicine (vol 348, p 109)
Obesity Solution? Treat The Problem Early.
Obesity in North America is a huge problem (no pun intended). Recent studies suggest that over 61 percent of North Americans are overweight and that the problem is going to continue to get worse.
What is the best way to treat the obesity pandemic? According to researchers in Spain, the answer is to treat the condition early before it gets out of control.
A study conducted at the University of pediatric endocrinology in Pamplona, Spain has concluded that obesity is a multi-determined condition, and therefore should be treated by reducing caloric intake, increasing energy expenditure (through exercise), and public education on proper and healthy eating habits.
The researchers suggest that treatment begin in youth, when signs of the condition first begin to manifest. By doing this, the likelihood that a person will carry the condition into adult life is drastically reduced.
Bodybuilders have known for years that eating correctly and exercising does wonders for overall health. It is about time that science has finally arrived at the same conclusion.
SOURCE: An Sist Sanit Navar. 2002;25 Suppl 1:127-41.
Do You Suffer From Anemia?
Are you always tired, short of breath and pale looking? You may suffer from anemia.
A recent report by the BBC has claimed that up to 14 percent of middle-aged women may suffer from anemia.
Anemia is a condition that is caused by a lack of iron in the blood. Although they are not middle-aged women, vegetarian bodybuilders may suffer from this condition, as rich dietary sources of iron are typically meat based.
Obtaining your daily iron requirements is not difficult. Supplement with a good multivitamin, eat iron fortified foods, and eat a lot of green leafy vegetables. If you do not eat meat (red meat in particular) taking these steps will ensure that you meet your daily iron needs.
SOURCE: http://www.bbc.co.uk/health/womens/cond_anaemia.shtml
The information provided in this publication is for educational and informational purposes only and does not serve as a replacement to care provided by your own personal health care team or physician. The author does not render or provide medical advice, and no individual should make any medical decisions or change their health behavior based on information provided here. Readers are encouraged to confirm the information contained herein with other sources. Readers and consumers should review the information in this publication carefully with their professional health care provider. The information in this or other publications authored by the writer is not intended to replace medical advice offered by physicians. Reliance on any information provided by the author is solely at your own risk. The author does not recommend or endorse any specific tests, products, medication, procedures, opinions, or other information that may be presented in the publication. The author does not control information, advertisements, content, and articles provided by discussed third-party information suppliers. Further, the author does not warrant or guarantee that the information contained in written publications, from him or any source is accurate or error-free. The author accepts no responsibility for materials contained in the publication that you may find offensive. You are solely responsible for viewing and/or using the material contained in the authored publications in compliance with the laws of your country of residence, and your personal conscience. The author will not be liable for any direct, indirect, consequential, special, exemplary, or other damages arising from the use of information contained in this or other publications.
Copyright © Clayton South, 2003 All rights reserved.
Without limiting the rights under copyright reserved above, no part of this publication may be reproduced, stored in or introduced into a retrieval system, or transmitted in any form, or by any means (electronic mechanical, photocopying, recording, or otherwise), without the prior written permission of the copyright holder and author of this publication.


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We are proud to announce the new "Ectoplasmic Flow Model" in the latest release of STAR-CCM+. The model can be used to accurately predict the entrainment of negative spiritual energy in the wake of a moving monster.
Adding to the already extensive multiphase capabilities, the model also correctly accounts for the phase transition into ectoplasmic slime.
A well ordered workshop – is it inherently capable of making us more productive? Is it really worth the effort to get organized? Steve Jobs offered the following thought: "That's been one of my mantras - focus and simplicity. Simple can be harder than complex: You have to work hard to get your thinking clean to make it simple. But it's worth it in the end because once you get there, you can move mountains."
When you spend as much time in an airplane as I do, you learn to appreciate the performance of the environmental control system (ECS). Modern ESC systems are marvels of engineering with complex mechanisms to control pressure, temperature, humidity and air quality to ensure a comfortable environment for hundreds of passengers. In spite of the significant investment airframers have made over the years, customers are looking for a more comfortable ride. With more and more entries into the regional jet market, airframers are looking for ways to differentiate their planes by providing an upgraded customer experience.
A well organized workshop, purposely conceived to build and revise things of interest, is truly appealing with its array of tools, carefully ordered, in a familiar and comfortable environment. Now you've probably heard the expression "Use the right tool for the right job." That works when you know what tools you have in your workshop, what they are supposed to do and exactly where you can find them. With the STAR-CCM+® v11.06 release, we're adding and upgrading tools that will improve your ability to productively build and revise your simulations. You'll be able to set up your simulations more comprehensively and consistently with a reduced likelihood of errors. And you'll be able to more efficiently conduct critical reviews in the deeper details of your simulations with your colleagues and your customers. In part one of this blog, I'll be talking about Simulation Parameters and Global Tagging.
In an increasingly competitive automotive market, customers demand a comfortable cabin environment for their vehicle. At the same time a combination of consumer demand and fuel and emission targets require that this cabin environment be delivered in the most energy-efficient way. Balancing these requirements represents a difficult engineering challenge.
It is no secret that the oil and gas industry has been experiencing some extremely difficult times over the last few years. During this market downturn that has seen barrel prices plummet, more oil and gas companies are finding that simulation is a viable solution. In fact, simulation is one of the more important tools oil and gas companies can use to trim costs and save money.
As any connoisseur of champagne or beer knows, not all bubbles are the same. Creamy champagne and gassy stout have never caught on, although the former sounds vaguely appealing! The same goes for droplets for that matter – nobody likes a shower that produces a fine mist rather than an invigorating spray. These examples are an indication that the nature of a fluid is dramatically changed by the size of the droplets or bubbles contained within it.
Note: Medical Design Technology first published this blog at www.mdtmag.com in May 2016.
Medtronic, one of the world's largest medical technology services and solution companies, was tasked with the challenge of assessing the flow field for adequate solution mixing for a biomedical experiment. Medtronic turned to a Computational Fluid Dynamics (CFD) simulation to assist with finding a solution.
Originally conceived as pure test of athletic ability, the motto of the Olympic games is "Citius, Altius, Fortius", which is Latin for "Faster, Higher, Stronger". However, Olympic competitors are increasingly supplementing hard work and training with engineering simulation in their quest for Olympic glory. As the the sun sets over Rio and the Games of the XXXI Olympiad I decided to investigate some of the ways engineering simulation is influencing the outcome of Olympic sporting events.
For many years, CD-adapco has been the market leader for Internal Combustion Engine (ICE) simulation.
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Chapter 39: The Fool's CardMature
Raitoguchi scanned the horizon as the group entered Tartus. Taito had become a fox before entering to avoid rousing the citizens' suspicions. He perched now on the samurai's shoulders as the city was surveyed. The town was hot despite the patch of grass that bordered on side of the city and the ocean that flanked the other. The people walked with various forms of shade over their heads. Straw hats and baskets could be seen bobbing over the top of the crowds that flooded the streets.
Raitoguchi knew this place. He'd been here before with Okuninushi on several occasions. There was a slaver here who had for a long time worked for the god. He had also had his eye on Raitoguchi for just as long. Okuninushi, the god of healing. He'd always healed his pupil without leaving scars. That was worth a lot in the slaver's sells. Okuninushi had always protected him before, but now he felt he could easily protect himself.
He wouldn't dare attack me now, as strong as I am, Raitoguchi thought. And on top of that, it would be a lot smarter than paying for an inn.
He knew they were all worn and tired. None of them had had a bath in a long time. They were all covered in dirt and blood. Aside from that, they had also missed a lot of meals. It would be foolish to go delving into the depths of Jigoku in the state they were all in now.
He raised his chin and spoke up, "Look, there's no need for us to seek out Yshmal now. We should take advantage of being in a city. I know that we have rested under Sekuroku-san's protection before, but it would be wise to find an inn and stay one more day out of harm's way. Get some food, a bath, supplies, whatever you need. We'll leave tomorrow in search of Yshmal."
Nytahl glared at him, "And since when did you decide to start being helpful?"
"If you want to go down into Jigoku in the state you're in now, be my guest. I certainly won't follow you until I'm prepared."
Shalius turned to face him, "While I'm getting weary of his sore attitude as much as the rest of you, I do believe what he says is true. We can't just prance into Hell expecting a warm welcome, so it will be a good idea to take our time here."
Everyone reluctantly agreed and they started out in search of an inn. Raitoguchi set Taito on the ground, "Now go on and take care of them. I'm staying with Monosuri-san."
The kitsune glared up at him but followed the others as he was told. He knew he couldn't argue with anyone in his current state. He walked among the others as Raitoguchi slipped off into the depths of the swarming crowds.
As the group approached the inn of their choice, they realized Raitoguchi wasn't following them anymore. Shalius looked down and noted how his "pet" (Taito cringed a bit at the word) had been left with them.
"He couldn't have meant to leave us completely," Shalius commented.
I'll tell you about that later, the fox thought.
"Well, if that's the case we don't need to worry about it," Johnathan commented. "Let's just get our rest. He probably went to go gather those supplies or something."
The travelers agreed on this and went into a room where they could freshen up. They would go out to get their own supplies the next morning. Their room was small but comely, with a bed for each of them and a small lantern which filled the room with a warm light. The group of companions got their baths and food and came to sit in a large circle in the floor to eat. The environment here was much better for discussing their plans than the pub below them. Taito had changed back into his human form and was leaning back with a kiseru in his mouth.
Shalius looked up at the fox, "So now. What has happened to Raitoguchi? I suppose you know?"
"As a matter of fact, I do. And if you don't mind, someone's going to have to go after him."
Nytahl frowned, "I beg your pardon?"
The fox sighed, "He's gone to the home of Hide Monosuri, a slave trader that lives in this city. Our boy is pretty confident he can protect himself but--"
"And what makes you think he can't?" Shalius said. "He's more than capable to me."
The kitsune leaned forward, "None of you have been around as long as I have. I know that slavers depend more on their brains than their brawn. There's not a chance that Rai-kun will make it. Someone will have to go get him. Odds are by the time you get down there he'll be drugged and on the slave market."
Johnathan frowned, "Well, let's just go get him now."
"It isn't that easy. He'll probably be expecting it, and if Rai isn't already drugged, he'll more than likely put up a struggle. He's stubborn."
"That's fine with me," Shalius growled. "I've been looking for a reason to set him straight."
The fox turned a fiery glare to Shalius, "You should all be ashamed of yourselves."
"And why is that?" Nytahl spat. "He's been nothing but a nuisance since we left that cave. We'd all be better off without that bad attitude of his!"
Shalius spoke up now, "No one needs to listen to him or be in that horrible presence of his. He's doing nothing but dragging us down."
Kalton remained quiet, looking a bit unnerved.
The fox stood and tucked the kiseru under his sleeve, "You don't understand. I think I have right enough now to speak my mind."
Johnathan threw up an arm, "Go ahead, but don't expect us to agree with everything you say."
Taito frowned, "Raitoguchi's attitude is a byproduct of the internal conflict he now faces. Inside him, he is battling with the forces of his master. Okuninushi's wrath is within him, and it is tormenting him. You see a pessimistic jerk, but in truth he is clinging to the walls inside himself, screaming and crying, burning in his own personal Hell... I'm surprised he can even carry on as he is now. He is vulnerable even in this state. He is mentally vulnerable. Okuninushi took these steps to ensure his safety, but our rushed state got the better of him. That ritual isn't done, and until it is Raitoguchi will act the way he does: only able to feel pain, anger, and frustration... If someone doesn't go to save him, then you are all traitorous beasts..."
Kalton looked up, "I will go. I have promised before that I would protect my friends. He is no different."
"Thank you for your offer," Taito bowed, "but I don't think this is the job for a priest. Stay here and look after the rest of your comrades. Shalius, this will take place in all probability in a market. Sporting those kind of muscles, you should be able to push past the crowed more easily than anyone else. You can buy him back or just steal him, it doesn't matter to me. If you decide to steal him, know that we'll have to leave immediately afterwards. If you decide to buy him, I can easily provide you with the money. Now please make your decision..."
Raitoguchi stepped into the doorway and looked around. It had been a while since the last time he'd seen it, but it was still a very comforting place.
Hide came out of a back room and held his arms up, "Raito~! What a pleasant surprise! I had been wondering who had come in my door without so much as a knock. But don't worry about it. How have you been? And what can I do for your... generous master?"
"I'm not here for my master, Mono-kun," Raitoguchi said. "I came here to rest. I'm on a journey, and I'll have to leave tomorrow. This is a lot better than having to pay for an inn."
The man smiled and nodded, "Ah, I see. Then come, come. I'll get you a bath and some food. You should have a good night here, yes?"
After Raitoguchi was clean he sat by the slaver in front of a plate of food, "What is this?"
"A special dish for you, my friend. It's a bit of an experiment, but my slaves approved. I think you will as well. I made you some sake as well; it's there beside you."
Raitoguchi looked down and bowed, "Thank you."
"It is my pleasure. Now, let's eat. Itadakimasu~!"
Raitoguchi skipped the polite phrase and simply ate the meal. It seemed fine to him, nothing special, but the rice wine seemed.... off. His body soon started to grow warm, and he began to feel tired.
"Mono-kun.... What did you...?" he fell back.
The slaver smiled, "There's a good slave. You'll sell for a lot on the market, my doll."
Raitoguchi sat up but stared blankly ahead. He was no longer conscious. The slaver's drug had made him silent and completely obedient to any master's whim. He was perfect now.
"Go to bed, my doll," the silver-eyed slaver whispered. "We'll have everything set up in the morning auction."
The samurai crawled weakly into the cot behind him after a long pause and went immediately to sleep.


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LOUISVILLE, Ky. (AP) - A Kentucky judge has ruled that the same-sex partner of a woman charged with murder must testify against her and isn't protected by the husband-wife privilege under state law.
The case is the first legal test in the state over forcing same-sex partners to testify against each other.
WDRB-TV reported that Jefferson County Circuit Judge Susan Schultz Gibson ruled Monday that it's "abundantly clear" that Kentucky doesn't recognize same-sex marriages within the state or from other states.
Bobbie Jo Clary and Geneva Case entered into a civil union in Vermont several years ago. Prosecutors argued Case should have to testify about hearing Clary admit to killing a man two years ago and seeing her clean blood out of the man's van. Clary maintains she acted in self-defense while being raped.
Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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Long-term car insurance can be a good investment
DEAR BRUCE: My friend, who is 71, is considering a long-term care policy that sounds like life insurance along with LTC. I've had a stand-alone LTC policy for a number of years, the premium being $3,000 a year. Her premium would be about $8,000 a year, but would include a death benefit. Is this the best choice, including the choice of no LTC insurance? -- Pat
By TINA OREM
(VIA AP) — For many people, getting a tax refund is like getting a handful of sand: It's virtually impossible to hang on to much of it.
By LIZ WESTON
The word "bills" used to be synonymous with "fixed expenses." But there's nothing fixed about many of the bills a typical household pays today.
(AP) — Sarah Gillis switched from a national bank to a local one in New Jersey as a matter of principle.


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Athens News Courier (Newspaper) - August 12, 2005, Athens, Alabama Steed racer Athens' Cody Scott is champion barrel racer at 17Tough start for TigerWoods has opening round of 75 at PGA Championship IBThe News-Courier Friday, Virisi 12,2005Serving Athens and Limestone County: A Community of Tradition and Future enevY scou rier.com 50 Cents ^jCrCrJl TwO-t/h/Ch/ Terry Hendrix of Elkmont Subscriber of the day Becoming 'Kiwis' Æ Local students travel to New Zealand on a mission. On Destinations Coming Sunday Hey, Sound Off: As a resident living in a subdivision on Lindsay Lane I would like to appeal to the mayor and City Council of Athens to make Lindsay Lane north of U.S. 72 a 45 mph zone. This is a major road for expansion of this growing area of the city. All other roads in this area are 45 mph zones and seerrf to handle the subdivision traffic on these roads without problems. More Sound Off Valley, 5A Get the news with your morning coffee Subscribe to The News-Courier T 232-2720 Index Classified 4-6B Comics..........3B Headlines........4A Horse & Farm 8A Ledger.........12A Lifestyles 6A Obituaries 2A Richard Wiley Chambers Religion ......9-11A Sports.........1-2B Valley ..........5A Weather.........2A Daily Bible Moment nd the Lord visited Sarah as he had said, and the Lord did unto Sarah as he had spoken. Genesis 21:1 322 Hm. 31 N • Athens * 256-232-1051 »«W. 0"* Obit line 256-771-0934 7 69 8 47 '00001' 6 Man arrested in robbery of clinic By Sonny Ti rnf.r sonnvUi iithcnsnews-couner.com A 23-year-old Tennessee man has been arrested in connection with the armed robbery earlier this month at an Ardmore doctor's office. C urtis James Lobermier, of 455 Waterloo Road West Point, Tenn., was picked up Wednesday by Limestone C ounty authorities on a warrant issued in Tennessee. He is charged with first-degree robbery by Ardmore police. Ardmore Police Chief William "Doc" Oliver said Thursday that Lobermier and another man who police are continuing to search for are accused of robbing a diet clinic on the Alabama side of the state line community at gunpoint at the Cumberland Center. "We think we know one of the suspects, but the one who drove the getaway car we haven't yet identified" Ardmore Police Capt. Gary Daly said earlier. "We believe the man we know who was involved is from Tennessee and we hope to make an arrest soon." That man is Lobermier, police said. Police said one man entered the diet clinic and robbed the place while the other waited outside in the getaway vehicle. Police said the robbers made off with $2,735 in cash and $225 in credit card receipts. The man entered the doctor's office adjoining the pharmacy, showed the receptionist a small black gun and told her to give him the money. The man then followed the receptionist into the office where he grabbed a money bag and fled. There were no injuries reported as the result of the robbery. Rock queries News-Courier/Tashia Lovell Mark Agee points to one of at least five cracks in his windshield that he said happened in a construction area on Alabama 99. Residents want to know who pays for windshields cracked by gravel B3 Tashia Lovell tas h in (w a th cnsncws-co uri er. com Darryl Long, a western Limestone County resident, said he is not happy about the recent resurfacing project on Alabama 99. Two vehicles from his household now have cracked windows; damage he said was done on the highway. While he is not satisfied with the product now, he said he believes it will get better. And Johnny Harris, District 1 engineer with the Alabama Department of Transpor- See Gravel, Page 2A Cabbie: Fugitive couple raised no red flags on ride NEWPORT, Ky. (AP) — Mike Wagers was his usual chatty self during the nearly two-hour cab ride. He passed the time talking about "nonsensical things" with his passengers, and even called a buddy and had him check the Internet for a cheap motel for the couple. In fact, Wagers said the only time he wondered about the pair was when they told him they were headed to an Amway convention. "Amway people are all about Amway, and when they didn't try any conversation further about it, that's when I pretty much thought, 'Well, they're not with Amway; they're doing something else,"' said Wagers, 33. Alerted by a friend. Wagers later made the connection: His passengers, Jennifer and George Hyatte, were on the run after allegedly killing a prison guard during a daring courthouse escape in Tennessee two days earlier. See Fugitives, Page 2A Local schools on Alabama's 'needs improvement' list Tanner, Clements, Piney among 331 listed in state Three Limestone County schools are among hundreds in the state of Alabama that are in need of improvement, said Rebecca Leigh White, spokesperson for the Alabama Department of Education. Parents of students who attend Piney Chapel 'ETementary School, Clements High School and Tanner High School will have to be offered the choice of transferring their child to another school, they are considered to be Title I schools. The three schools failed to make adequate yearly progress for the past two consecutive years and were therefore placed on school improvement year one. The list is up more than 200 Title I schools from the previous year. In 2004 there w^re 80 and this year 313 schools were on the list. They are among 871 schools already targeted for needing improvement but whose students had difficulty meeting the testing standards under the federal No Child Left Behind Act. The struggling 313 schools represent nearly one-fourth of Alabama's 1,366 public schools. State school Superintendent Joe Morton said the fourfold increase in the number of schools on the list reflects the large increase in the number of students tested. Last year, only Alabama students in grades four, six and eight were tested. This year, all grades were tested. Not all schools on the list will have to offer transfers, but they must provide supplemental services, such as tutoring, if not. Ardmore rodeo features top cowboys, girls around South The Ardmore Police Reserves Rodeo is scheduled to start tonight in Ardmore, Tenn. The event is sanctioned by Dixie Rodeo Association. It will feature some of the top cowboys and cowgirls from throughout the Southeast including several local cowboys and cowgirls. Tickets for the rodeo are available at various stores and businesses in town. Tickets are $8 advanced and $10 at the gate. Children pay $6 in advance and $8 at the gate. A pony will be given away on Saturday night of the rodeo by purchasing a ticket. Also, a western saddle donated by Adams Western Wear will be raffled op Saturday night and with a donation of S3 or two for $5. a ticket will be drawn and you don't have to be present to w in. Ardmore is also hosting a "Little Miss Rodeo" and "Little King" contest. Events include bareback riding, saddle bronc riding, calf roping, steer wrestling, team roping and bull riding. Should that be 'cool' guard? News-Courier Kim Rynders Crossing guard Jasmia Horton was looking cool in her shades Thursday as she helped children cross Clinton Street safely in front of Athens Middle School. ;
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The word "fjord" is a term used many places in the world, but where do you find the fjords that most impress and delight visitors? The fjords in Norway with their majestic mountains have been hailed as the world's most unspoiled tourist destination by National Geographic.
Bergen is a perfect place to start your Norwegian advanture. Here you can explore the nature and culture that make the fjordside city so unique. Bergen has something to keep you going 24/7.
Bryggen in Bergen has for centuries been a place of buzzing activity. The area attracts tourists from all over the world seeking to buy souvenirs and quality Norwegian crafts.
Experience Bryggen in Bergen
If you are visiting Bergen with kids and are looking for something fun to do on a rainy day then the Bergen Aquarium is just the place for you.
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Visit the museums in Bergen. First Hotel Marin at Bryggen in Bergen is a perfect starting point to explore the city´s museums.
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Classic Car Spa offers a variety of services including the "Classic Car Spa" hand car wash, auto detailing and a classic express lube. Classic Car Spa is a 100 percent hand-wash service that pays close attention to detail, and the hand car wash provides a very clean car wash and eliminates the problems caused by rough scrubbing from heavy equipment.
The car washing system is a fully automated and computerized moving conveyor belt wash. This new conveyor system is used at both Gilbert locations.
Customers can watch their car being guided through the belting system, where the car is soaked, soaped, hand washed with lamb's wool mitts, polished, rinsed with spot-free water and then blown dry. By using this conveyor system, there is no damage risk and it accommodates larger vehicles.
General Manager Michael Grimes said the hand car wash is safer compared to other car wash services. No brushes or cloths are used at Classic Car Spa.
Classic Car also offer the "Classic Detail" – an auto detailing service that thoroughly cleans and polishes the vehicle to produce a "show room" quality.
The car spa offers five different full service wash packages, including "Classic Wash," "Deluxe Wash," "Complete Wash," "Supreme Wash" and "Ultimate Wash."
Managers and supervisors at Classic Car Spa use a five-point checklist when providing a car service. Once the service is complete, the checklist is handed to the customer with a coupon for an oil change on the back.
Classic Car Spa has a rewards program that allows customers to earn 5 percent back in rewards points for each dollar spent on services.
Additionally, it offers coupons online for 10 percent off any detailing service and 10 percent off any fluid flush with a free car wash included. Classic Car also offers 20 cents off a gallon when you purchase a full-service car wash.
Customers can take advantage of the Early Bird special available Monday-Thursday from 7-9:30 a.m. Customers will receive $3 off No. 2, 3 and 4 car washes, and $19.99 for an oil change and free car wash.
Classic Car Spa locations:
• 1555 W. Warner Road, (480) 926-4100
• 2297 S. Val Vista Drive, (480) 821-7100
• 9969 S. Priest Drive, (480) 496-8558
Open seven days a week, from 7 a.m. until 6 p.m. For more information, visit www.classiccarspa.com.


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Duffy dating rugby star Mike Phillips
Subscribe to Filmibeat
"Mike and Duffy went for their second date this week and they have fallen for each other," the Sun quoted a source as saying.
"Mike got her number from his agent a couple of weeks ago and text her. It"s like Gavin and Charlotte - he wants to raise his profile and fancied Duffy so he thought he"d try his luck. As soon as Duffy agreed to a date he dumped his poor girlfriend Claire. He makes no secret that he wants to be the new Gavin and Charlotte. Claire is gutted. He had set his sights on opera singer Katherine Jenkins a while back, but she wasn"t interested," the source added.
Gavin Henson, 27, and Charlotte Church, 23, were christened the Posh and Becks of Wales when they started dating in 2005.
Read more about: duffy
Other articles published on Sep 3, 2009


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LA Clippers trade star Baron Davis
LA Clippers star G Baron Davis and a 2011 first-round pick got traded to the Cleveland Cavaliers for Mo Williams and Jamario Moon. LA Baron Davis is definitely taking a downgrade going to zero in Cleveland. A city deserted by Lebron, and breaking the wrong kind of records (26 Game Losing Streak – Best in all major sports) is looking for some kind of talent. The deal was made official today (Thurs Feb 24) just hours before the 3PM deadline. I leave you with one of Baron's last plays as a Clipper, assisting a pass on the big alley-oop to rookie phenom Blake Griffin. Watch the video right here!
"We're excited about the future here," Cavs coach Byron Scott said. (quote courtesy espn.com)
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