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Stocks Rather than Bonds
With current bond yields low, many investors feel they are not properly being compensated for the risks they are taking to own bonds. In response, these investors are looking toward dividend stocks as an alternative to bonds to generate current income. This strategy often entails a focus on the highest-yielding dividend stocks.
Total Return Strategy
An alternative strategy for dividend investors to consider is a "Total Return" strategy that factors in both dividend income and price appreciation. Using this strategy, the focus is less on dividend yield and more on dividend growth, the idea being that stronger dividend growth will engender stronger price appreciation, and perhaps better overall total return.
It Worked with MLPs
Several months ago I wrote an article on the Great Eight of MLPs. During the research for that post I discovered that lower yielding faster dividend growing MLPs had dramatically outperformed higher yielding slower growing ones. So I naturally wondered if that finding would carry over to the regular dividend paying stock world. I thought it would be a good idea to repeat the research with the goal of seeing if the results hold, and if so, finding a set of solid dividend-growing stocks as potential investment opportunities.
The Criteria for Total Return
So let's start with the criteria for an ideal dividend grower. Here are my criteria:
- Pay a reasonable yield, not too low and not too high.
- Ability to pay the dividend using a minority of the company earnings so there is enough capital available to grow the business and the dividend over time.
- Consistent revenue growth. If revenue isn't growing then the fuel isn't there to grow earnings and dividends.
- Consistent earnings growth that exceeds revenue growth, thereby ensuring revenue growth is productive and efficient.
- Consistent dividend growth with a focus on steady to accelerating dividend growth.
- Company size - mid cap or larger to ensure a proven and wide corporate revenue stream.
The Total Return Screen
A good stock screener is needed to perform this research. I used the screener built into Stock Rover, but there are a number of other free screeners available on the Web that will do the job. Note the screening process considered stocks traded on NYSE, NASDAQ and Toronto exchanges only.
The exact criteria I used for the screen was as follows:
- Market Cap ($M) > 2000
- Payout Ratio < 35%
- Dividend Yield > 1.0% and < 4.0%
- Dividend Growth 5‑Year Avg > 5%
- Dividend Growth 3‑Year Avg > 6%
- Dividend Growth 1‑Year Chg > 7%
- Sales Growth 5-Year Avg > 6%
- EPS Growth 5-Year Avg > 10%
Note there are many variations that could be used on the above criteria that would likely produce equally useful results. These were the ones that made the most sense to me. Once I coded up the screen and ran it, 25 companies qualified.
The Total Return Company List
Total Return Performance
So the next question is "How have these companies performed?" The following chart answers this where an equal amount of capital is assigned to each of the 25 qualifying companies.
In this chart we can see that, including dividends, SPY has increased around 35% over the last five years. However the Total Return stocks increased almost 200% in that period. We can see the difference more clearly if we set SPY as a baseline and look at the relative performance of the Total Return screen vs. the index benchmark:
Here you can see the five-year outperformance of well over 150%.
The following table lists the price performance (not dividend adjusted) of each stock relative to the S&P 500 over various time periods. Green means outperformance vs. the S&P 500, red means underperformance.
What About High Yield
For comparison purposes I decided to compare the Total Return screen against a higher-yielding screen, without the growth and payout constraints. The criteria I used for the High Yield screen was as follows:
- Market Cap ($M) > 2000
- Dividend Yield > 4.0% and < 8.0%
- Member of the S&P 500
The last criterion was used to filter out the specialty dividend growers such as MLPs and REITs, which are really a different class of investment. The High Yield screen netted 32 stocks that passed.
High Yield Screen
So how have the high yielders (green line) performed relative to the total return dividend growers (red line) and to the S&P 500 (blue line)? The following chart shows this, where the S&P 500 is used as a baseline and dividend payments are included in the return.
Answer, somewhat better than the S&P 500 but not nearly as well as the Total Return stocks.
The High Yield Company List
For completeness, the performance of the individual stocks passing the High Yield relative to the S&P 500 is shown below (again not dividend adjusted).
So the conclusion is when hunting for yield, it is really best to consider total return, forgoing some current income for long-term price appreciation. Stocks with lower yields, but with growing business and growing dividends, have historically outperformed stocks where the primary criterion is yield only.
The Total Return screen provides a reasonable list of stocks to begin the hunt for powerful businesses and dividend growers that you can feel confident buying and holding for the long term. However, it is important to realize the limitations of the screen, in that it is a starting point, not an ending point. As always, you should do your own additional research on these names to determine whether they pass your own investment standards and are thus are ultimately worthy of your hard-earned capital.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


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Larry Beinhart: The Rise & Fall of America's Political Right
by Larry Beinhart
There is no real name for the movement that took over America six years ago and continues to run it. That's part of the reason for its success. Its very vagueness makes it hard to attack. In actuality, it is not a single entity. It is made up of three main parts.
Rory O'Connor: The Price of Press Freedom
by Rory O'Connor
Thursday is World Press Freedom Day, a day when all of us -- citizens, media professionals, governments, non-governmental organizations, and what has come to be known as "civil society" -- should remember and celebrate the crucial role a free press plays in democracy and development. Throughout the world, May 3 also serves as a much-needed annual reminder that our human right to freedom of expression is all too often violated -- and that many journalists face jail or even death to give us each day our daily news.
Gloria R. Lalumia's World Media Watch for May 2, 2007
Summaries are excerpted from the source articles; the featured article follows the summary section. A recommended "site of the day" will also appear occasionally following the summaries.
Peter Michaelson: A Democratic Deterrent against the Politics of Fear
by Peter Michaelson
Rudy Giuliani has unveiled his presidential campaign strategy: He will pursue the Republican Party's goal of encouraging Americans to be fearful, thereby weakening the country.
BuzzFlash Mailbag for May 1, 2007
Want to join the conversation? Share your thoughts with other Mailbag readers by clicking here.
Subject: BuzzFlash
Just wanted to say thank you for all you do. :) Your website has been part of a journey from certain ignorance. I have been a voting dem, liberal minded person for most of my life, but my views are more educated now. Thank you for reporting on reality. And I will continue to make all of my purchases through you!! And now that I am back to work, I will even be able to make some full donations soon...
Carol Korreck: A Soldier's Mother Recalls 'Mission Accomplished'
by Carol Korreck
I wrote the following letter in May 2003. After watching the "Mission Accomplished" performance by my son's "commander-in-chief," I was appalled.
Dave Lindorff: Four Years After May 1, 2003: Are We Winning Yet?
by Dave Lindorff
It's been four years now since President Bush pulled his stunt of landing on the aircraft carrier Abraham Lincoln, which his staff had ordered to circle around outside of San Diego, and which they had decked out a huge banner proclaiming "Mission Accomplished" for a backdrop.
Shirley Smith: Democrats Who Want To Hold On To Bush's Lead Balloon
These candidates and others in DC who voted for this Bush GOP slaughterhouse in Iraq, should keep up with the public more or maybe the Internet and the news. I remember so much more than these people, who claim that they "never knew" before Bush's invasion. (If we knew, then they should have known, or what the hell are they doing in DC?) But, even if they didn't know, the one fact that no one dare talk about is this ...
Dr. J.'s Commentary: Let's Help President Bush Support the Troops
The President has asked for the full funding for the U.S. occupation of Iraq with no timeline for withdrawal. This is the only way, he says, it will be known throughout the world, as well as on the frontlines (however one might define them) that we as a nation are united in "supporting our troops." It appears clear to everyone at home and abroad (except, apparently for the Georgites and their Privatized Ministry of Propaganda) that a substantial majority of the American people does not support the war and wants the troops to come home, now. But, he says, a) that he's got to have the money with no timeline, and b) that he wants to meet with the Democratic Congressional leadership to discuss reaching a common ground.
McCain Declares, 'I Am Prepared To Lead' -- Verse-Case Scenario by Tony Peyser
He said this in Elko, Nevada which has
Five brothels in that location
Is for the Bush administration.

subset: commoncrawl


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Under 30 Minutes6
Egg and Lemon Soup
This comforting soup recipe comes from Ann Hicks Murrah of Winter Park, Florida.
- Prep:
- Total Time:
- Servings: 4
Source: Everyday Food, January/February 2003
- 6 cups reduced-sodium canned chicken broth
- 1/2 cup rice
- 4 eggs
- 1/4 cup fresh lemon juice
In a saucepan, bring broth to a boil over medium heat. Add rice; boil 15 minutes.
In a bowl, beat eggs until foamy. Beat in lemon juice. Beat half the hot soup into the eggs, 1/4 cup at a time. Stir egg mixture into remaining soup; cook over very low heat, stirring just until heated through.


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Michelina's has updated the coupons on their site for 2017. Save $1 off your purchase of five entrees. There are two coupons available. One for their regular entrees, and one for their lean entrees.
For even more coupons, check out our list all of the new coupons for January 2017.Sponsored Links
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Content Tagged with "new"
NakedNews: Go-Karting Challenge Part 2
The second and final part of the Go-Kart challenge, including the all important final race. In case you missed it, part 1 is here.
NakedNews: Go-Karting Challenge Part 1
Four NakedNews hotties jump into go-karts and face off against each other. I'm guessing they're only topless because of some sort of pesky health and safety regulations.
NakedNews: Bloopers We Missed!
These were actually from the end of last year but for whatever reason never go to be featured on our site until now. All the usual suspects once again messing up and having fun!
Hot News Anchor is Hungry for Sex
I'm sure she won't have too much trouble finding someone to fill her needs..
New NakedNews Bloopers!
The cast of NakedNews is back doing what they do best. Okay, maybe what they do second best (they do do a good job reading the news most of the time). Love the ending on this one!
NakedNews: Hot Sauce Challenge! (Part 2)
As promised, here's the conclusion to this epic hot sauce challenge. In case you missed part 1, watch it first here.
NakedNews: Hot Sauce Challenge!
I love the fact that the NakedNews team are going to be doing more of these 'versus' challenges. Here's the dodgeball one if you missed it. Look out for Part 2 tomorrow!
NakedNews: Naked Dodgeball Part 1
I think this may in fact be one of my favorite clips from NakedNews. The conclusion to this epic battle of balls and nakedness will be posted tomorrow.
Bloopers from the NakedNews Team Doing Stand Up Comedy!
A little while ago the NakedNews team had a go at stand up comedy, topless of course. Let us know if you want to see their actual routines!
Behind the Scenes with NakedNews
Even when reporting on a somewhat dangerous sport like axe throwing Rachel and Marina still manage to have a few laughs.. in the nude.
Random Photos 249
Happy 1st of the New Year everyone! Unsurprisingly there's a few Holiday/New Year pictures in this bunch, including this guilty puppy and these awesome puppies.
The Naked Foodie with Whitney St John
What makes a Friday night at home great? A naked hottie like Whitney St John and food.
Naked News Bloopers on the Beach
Out on the beach or in the studio, these ladies have so much fun delivering the news. The third one cracked me up!
Green Screen Prank on a Weather Girl
Somebody was having way too much fun with this.. Hahaha, given how she switched to English at the end it's more than likely fake, but still funny to watch.
I just watched a hot babe showering and putting on a show for a room full of people. And best of all it's completely free! Of course, it's even more fun if you tip the girls..


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You missed it This great deal for Handy Bikes is over. But don't despair, we've got more great deals every day.
Related Deals That You May Like
back by popular demand:
Handy Bikes
Bike Tune-Up in Columbus or Grandview
- Save 51%
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86% recommendedin LivingSocial customer ratings
Shift into autumn at Handy Bikes, where you can treat your wheels to a tune-up with cleaning, lube, and professional adjusting of all brakes and gears:
• $29 ($60 value) for a bike tune-up when you drop off your bike
• $79 ($160 value) for a bike tune-up for 2 bikes with pick-up & delivery
• Only the West 5th Ave spot has pick-up & delivery within 10 miles of Grandview
About Handy Bikes
This shop has been in business for 40 years and now boasts two popular locations -- one near the OSU north campus in Columbus and the flagship store in Grandview. The Grandview shop's open seven days a week, and the Columbus locale is open every day except Sunday.
PAID VALUE EXPIRES ON May 22, 2022
PROMOTIONAL VALUE EXPIRES ON February 21, 2014
1055 West 5th Avenue, Columbus, OH 43212
614-299-0550 | get directions
2489 North High Street, Columbus, OH 43202
614-267-0550 | get directions


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A Penrith mortgage broker can match you with the right home loan by taking into account your borrowing needs.
Penrith sits 50km to the west of Sydney and is one of four cities within the Sydney metropolitan area. Located on the banks of the Nepean River, Penrith is one of Western Sydney's major commercial centres and boasts strong transport links with the rest of the city.
Home buyers and property investors are drawn to Penrith for a number of reasons. Not only does it have numerous schools, nature walks, entertainment options and facilities, it also offers relatively affordable real estate compared to other parts of Sydney, NSW.
If you're looking to buy a home or an investment in the area, read on to find a Penrith mortgage broker who can help you secure the perfect home loan.
Which brokers have offices in Penrith?
Other Penrith brokers
- Mortgage Choice Penrith
- 1300 Home Loan Penrith
- Above and Beyond Financial Services
- Calvary Financial Services Group
- Smartline Personal Mortgage Advisers
- Educated Finance
- Direct Access Home Loans
- Bluehouse Property Finance
- Pride Mortgage Services
- Resi Home Loans Penrith
What will a typical mortgage cost in Penrith?
The median house price in Penrith is $580,000. Assuming you take out a home loan that requires a 20% deposit of $116,000, you will need to borrow $464,000. Assuming an interest rate of 4.50% p.a. and a loan term of 30 years, this loan would require monthly repayments of $
Penrith's median unit price is $376,000, which would require a 20% deposit of $75,200 when taking out a home loan. Borrowing the remaining $300,800 at a rate of 4.50% p.a. for 30 years would require monthly mortgage repayments of $.
What are the main suburbs within Penrith?
Source: Google Maps
1. Emu Plains
Located 58km west of the Sydney CBD, Emu Plains has an estimated population of 8,097, Emu Plains households have a median weekly income of $1,409. People aged between 45 and 54 years make up the largest chunk of the Emu Plains population (35.1%), and the suburb is popular with couples and families.
The median house price in Emu Plains is $613,500 and the median sale price for a unit is $535,000. House prices in Emu Plains have seen a quarterly growth of 4.1%.
Emu Plains is linked to Sydney by the Great Western Highway and the M4 Motorway. Schools in the area include Emu Plains Public School, Nepean Creative and Performing Arts High School, Our Lady of the Way and McCarthy Catholic College.
3. St Marys
St Marys is located 45km west of Sydney's CBD. With a population of 10,960, St Marys has strong transport links thanks to a train station and its proximity to the M4 Motorway and Great Western Highway.
The main demographic of the groups residing in St Marys are those who are maturing (15.2%) and independent youth (14.9%). The median household income is $996 a week.
The median house price in St Marys is $575,000, and the median sale price for a unit is $410,000. House prices in St Marys have seen a quarterly growth of 11.11%.
Schools in the area include St Marys Primary School, St Marys Senior High School and Chifley College Dunheved.
2. St Clair
Located 39km west of Sydney, St Clair is home to 19,837 people, where the median weekly income is $1,670 per household.
The two largest demographic groups in St Clair are older couples and families (30.1%) and established couples and families (21.7%).
In terms of property, the median sale price in St Clair is $613,750 for houses and $520,000 for units. House prices have experienced quarterly growth of 10.28% and 12-month growth of 24.21%.
Schools in St Clair include St Clair Public School, St Clair High School, Emmaus Catholic College and Mamre Anglican School.
4. Cranebrook
Cranebrook is more than 60km west of the Sydney CBD and offers views of the Nepean River in some parts. Home to the Penrith Lakes and the Sydney International Regatta Centre, Cranebrook has a total population of 14,721.
The two biggest demographic groups in Cranebrook are established couples and families (23.4%) and older couples and families (22%). The average weekly household income is $1,555.
Median sale prices in Cranebrook are $565,000 for houses and $451,650 for units. The weekly median advertised rent is $430 for houses and $400 for units, while house prices have an average annual growth of 5.49%.
Buying property in Penrith
You'll need to take the following factors into account if you're considering buying a house or unit in Penrith:
- Property prices. Property prices in Penrith have been trending consistently upward in recent years. In 2006, the median house price in the area was $320,000 and the median unit price was $242,000. In October 2015, those medians have risen to $592,900 and $377,000 respectively.
- Infrastructure projects. In the 2015 budget, the NSW state government announced $37 million of funding to upgrade the Western Line on Sydney's rail network, as well as $12 million to develop the Western Sydney Sport and Community Centre.
Suburb property prices in Penrith
Emu Plains
Median house prices in Emu Plains have risen from $448,000 in 2013 to $613,500 in 2015.
Source: APM PriceFinder
St Marys
From 2014 to 2015, the median sale price for houses in St Marys jumped from $447,000 to $575,000.
Source: APM PriceFinder
St Clair
Median sale prices for houses in St Clair increased from $500,000 in 2014 to $613,750 in 2015.
Source: APM PriceFinder
Cranebrook's median house sale prices have risen from $426,000 in 2013 to $565,000 in 2015.
Source: APM PriceFinder
How is a mortgage broker paid?
In most cases, mortgage brokers will not charge you a fee for their services. Instead, lenders usually pay brokers a commission. There are two types of commissions, the first of which is an upfront commission based on the amount you borrow.
The second type of commission is called a trailing commission and is calculated based on the remaining amount on your loan each year.
Learn more about how mortgage brokers are paid
How does a mortgage broker work?
A mortgage broker is a middleman who can match borrowers up with a home loan from a reputable lender. By using an aggregator to connect with major lenders, a mortgage broker can offer loans from a wide range of financial institutions.
After assessing your income, your financial situation and your borrowing requirements, a good mortgage broker will then present you with a selection of suitable home loans from a variety of lenders.
Find more information about how mortgage brokers work
Picture: Penrith CBD by Saberwyn, licensed under Creative Commons Attribution-ShareAlike 3.0 Unported (image cropped)


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In memory of our most beloved dogs, we thought everyone should know Rome has a very nice dog park. If you have a dog, be sure to bring him/her along and enjoy this beautiful dog park.
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Current Time: 5/28/2017 11:39:48 AM Pacific Daylight Time (6:39 PM GMT)Last Updated: 2017-02-04T07:48:56Z on 2/3/2017 11:48:56 PM (UTC-08:00) Pacific Time (US & Canada) (7:48 AM GMT) Rendered From:UnknownCoordinates are in the WGS84 datum


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Caravan Hotel
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TripAdvisor Reviews Ratnalok Hotel Pune
Travel Blogs from Amman
Why am I here and what exactly am I doing?
... thinks about it; the Middle East usually
comes as a total package in North American minds and Jordan is part
of that. That is partly what motivated me to write blogs (although
until now inconsistently) and begin working on a documentary.
As for what I am doing besides
documenting my experiences, I am volunteering at the Amman
Baccalaureate School, an international school focusing on a bilingual
education ...
Moving on and a small reunion!
... seems to be in the suburbs rather than Central Amman. Taline and her sister arrived and we'd only been catching up for about 10 minutes before Elizabeth arrived so we literally dumped her bag in the room and headed off to a very nice Lebanese restaurant that Taline's sister had connections with. This resulted in excellent service and a wonderful evening. The following morning after an early breakfast Elizabeth and I set about trying to plan our itinerary in order to maximise ...
May you travel in interesting times...
... Israeli airspace and must lift the window blinds and remove our headsets to "be alert". I look around the plane at the other passengers, and most continue on in ambivalence. Michael and I stare out the window at the lights of tel Aviv beneath us, both of us mulling over the same question over in our heads. All seems peaceful from the air... I am a little late this year. Usually in the frenzied anticipation of our travels, I try to settle ...
The village and the city
... at 9.00 am when the sun reaches between the siq's walls, but this is also the time most visitors arrive so the photographic opportunity is reduced by the number of tourists milling around!
On the advice of the (often helpful, occasionally really wrong) Lonely Planet, we took a very steep hike – up more steps – to the Place of High Sacrifice. For this effort we were fortunately rewarded by great views of city's ...


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trade 14 Overland for 14 SRT
Just 5,000 on the Overland and I'm looking at SRTs. :D The heart wants what the heart wants, now if I could get the wallet to agree!
How much can I expect a dealer to pay for it in trade? If I tried to sell it myself what could I get for it?
I can't find values on kbb or nada. One dealer told me to used 2013 values but being a completely resigned model I disagree.
It's a V8, tech pkg, quadra drive.
I don't know what to expect from the dealer .... But i wanted to say:
You Go Girl :p
hope u get the SRT as soon as possible.
Re: trade 14 Overland for 14 SRT
one member here just traded is overland for an SRT and got $40k for the overland. Now he traded for a used SRT...but you should be able to get close to that.
Re: trade 14 Overland for 14 SRT
Well, made a deal and making the drive to get the SRT.
SRT for invoice and $42k for the Overland.
Re: trade 14 Overland for 14 SRT
Congrats. Its not true unless there are photos. :p enjoy
Re: trade 14 Overland for 14 SRT
Lol, okay!
Pix tomorrow, I promise.
I have to get it home first!
I just traded my 2012 Loredo X with 4500 miles for a 2014 white SRT.
I could not be happier. I originally paid $32,500 for the Loredo and got $27,500 on trade. I had the Loredo for 18 months so I was happy with the trade.
The SRT had a sticker of $70,365 and I paid $65,900.
I called around to several dealers until I got this deal.
Sent from my GT-N5110 using Tapatalk 2
Re: trade 14 Overland for 14 SRT
I'd say you made out pretty good! It almost doesn't pay to try to sell high dollar items yourself because after you end up paying tax on the new toy you are in worse shape.
Re: trade 14 Overland for 14 SRT
I wish I could stay out of this forum...it's going to wind up costing me. :(
Sent from my GT-N5110 using Tapatalk 2
Welcome to the club! If you test drive it, you will buy it! Congratulations
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Universities are far more numerous than they were a generation ago, far more people attend them and have to borrow a great deal of money - up to £9,000 a year - for the privilege. That expansion in higher education has resulted, in many cases, in a diminution in the standards of teaching, which the Government now wants to address.
The proposals which David Willetts, the higher education minister, is to announce to the Commons would increase competition between universities, encourage market forces in education by allowing private universities to expand and give prospective students information about courses to promote consumer choice.
These are all good things but they risk making universities seem like any other commercial institution rather than bodies that advance scholarship and inculcate students with a knowledge and love of their subject. That is one danger of the Higher Education Funding Council's otherwise laudable requirement that universities publish information about themselves on something like a price comparison website, showing graduates' salaries, tuition hours and the satisfaction ratings of students.
Plainly, students want to know they are getting value for their hefty tuition fees. And encouraging them to examine what universities have to offer and to seek out the best-performing ones is a reliable way of raising standards. But although competition improves most institutions and services, the unique vocation of the universities has to be acknowledged and protected.
Indeed, it would be possible for Mr Willetts to improve what he calls the "student experience" without resorting to yet another policy revolution. In far too many universities, students get little time with tutors, have far too few lectures and have to submit too little work. These abuses are a consequence of the inflation in the size of the sector. If the minister wanted, he could close failing institutions and reform others, as an alternative to working through the mechanism of the market.
The proposals are logical, using consumer choice to drive up university standards, but they give the wearying impression that the Government is perpetually engaged in policy revolution. It has arguably enough on its hands at present, coping with the public and professional response to its radical NHS reforms. It could do without another ideological conflict. Mr Willetts is right to want to improve universities' standards, but his market-driven approach still has to be sold to many academics or students.
Gang warfare
In summer, tempers rise quickly but the latest outbreak of gang violence in London is due to far more worrying factors than a climb in the temperature. There has been an increase in the number of attacks on young people, by girls as well as boys. Police are seeking two girl gang members who inflicted terrifying violence on victims in a mugging at Aldgate. And while the Met has broken one robbery gang responsible for terrorising schoolgirls using knives and hammers, we can expect similar attacks this summer. The police have a perpetual challenge dealing with the many facets of risks to the public, from terrorism to gun crime. They have to deal with the emergence of the new gangs, however, as an urgent priority.
London's top notes
The singer, Beyoncé, has entertained her friends at a secret gig in Shepherd's Bush in a free concert. At this time of year, thrill-seekers may go to venues like Glastonbury, but it's in London that the real fun happens.
- More about:
- David Willetts
- Higher Education
- Schools


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Cut the chocolate birthday cake
On July 28, 2007 by Donncha With 3 Comments - Automattic, Black and White, California, Canon 20D, People, Photos, San Francisco, Sigma 10-20, United States, Urban
Yum! Yum! Alex cuts the delicious chocolate birthday cake in Herbivore, San Francisco! That crazy Matt Mullenweg fella can't resist helping him with the cake. Come to think of it, did anyone not eat the cake? It was so nice!
3 Comments
July 27, 2007
You achieved a miracle, Alex is usually happiest on the other side of the camera – but it was great to see and thanks from his mum!
July 31, 2007
What a GREAT picture!!
September 27, 2007
[…] celebrate Alex's birthday in person back in SF which was a real treat. Donncha took a great picture of him cutting the yummy chocolate cake. When and where will we meet […]


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Controversial! Fun And Also Games! First Comic Book related blog to be featured in the Australian National Library's Pandora archive. 2016 Rondo Award nominee. Pop culture, music, film and comic book expert. Would be willing to write for biscuits.
Logo and banner designed by the amazing Michael Netzer.
Saturday, May 29, 2010
Original Art Stories: The 1973 F.O.O.M Art Contest
When I finally sat down to read them there were several delights in store. In a way I'm glad I reached a certain age before I began to read them as I could appreciate them more, and find the nuances that Steranko, and later, Tony Isabella and others, all placed into the magazine. One of my favourite parts though would have to be the art contest of 1973. Announced in the first issue, the contest called for anyone and everyone to send in their own creations, either hero or villain, which would then be used in a Marvel comic. But not just any comic, the new character would feature in the (then) upcoming relaunch of the Uncanny X-Men! To put things into perspective, at the time the X-Men weren't as attractive as, say, The Avengers, but hey - it was a Marvel comic.
And waited.
And waited.
Until 2001 when the Humus Sapiens finally popped up in issue #55 of Thunderbolts. I guess twenty eight years isn't that long to wait.
What surprised me were some of the losers in the contest. I'm pretty sure that the Michael Barreiro who created Humus is the same Mike Barreiro who had a short career as an inker, mainly at DC comics, in the early 1990s. Mike, if you're out there, then drop me a line!!
Steve Rude. If you need me to explain who Steve Rude is then you need some assistance, but Rude = Nexus amongst others. The Dude is one of the finest artists out there and his paintings are to die for.
Trevor Von Eeden, the same Von Eeden who would create one of the most unique visions that has ever graced Batman, co-created Black Lightning and drew the amazing Thriller mini-series.
I'll leave the last word to none other than Fred Hembeck, who explained, in the early 1980s, what happened to Humus Sapiens. Click it to read it - you'll love it.
Over to you Fred!
Posted by Daniel Best at 8:29:00 am
Labels: foom, marvel comics, red hembeck, steve rude, tom lyle, trevor von eeden
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Trying to register PS3 Slim
I tried searching the fourms for an answer but everything is from back in the day with the old, fat style PS3's and it seems their issues were resolved. It seems im having the same trouble they did with their PS3 as i am with my new PS3 Slim.
I just bought a new PS3 Slim 250gb about a week ago and i tried to register the product but every time i try, i get this error message:
"We're sorry. We were unable to process your request. Please try again"
Any ideas? I've been trying for a couple days now, and i tried clearing all my cookies, cache, ect... also tried on FireFox as well as Internet Explorer... no luck
Re: Trying to register PS3 Slim
I may have found a way to register the PS3 Slim. I have just got mine registered about 30 minutes before this post. It might not it might work on your version but it's worth a shot. It is a bit more compicated than you think so I understand if you don't get it right at first. Here's how:
When you are at the screen do not type in CGxxxxxxxxx-CECH-2001A. Instead, use CGxxxxxxxxn- replacing the last number before the dash with the letter n instead (that's how a lot of us got thrown off because Sony has mistakenly misplaced a letter instead of putting the number there where it belong) and put the dash - at the end with nothing else added( EX: Don't type CG888888888-, but type CG88888888N- instead).
How I found out about it? I try the barcode that was on the back of the PS3 and the pro-reg screen didn't take it, so I have look at the message boards like this one and some people said don't use CGxxxxxxxxx-CECH-2001A but use CGxxxxxxxxx- instead. I try that and that didn't worked. So I got the orginial package (It is very important that you don't trow away the PS3 box when you brought it) and look at the barcode at the bottom of the box. There are 3 barcodes stacked on top of each other. Top with P-00000000-F, middle with S00-0000000-N and bottom with CG000000000.
I was curious when the CGxxxxxxxxx-CECH-2001A I type didn't worked and the system said don't forget the barcode. So I got the box and try those 3 and it still wouldn't accept it. So I notice that both numbers on the middle and the bottom are almost the same saved for the 0 insead of the G and the letter N instead of the number 0. So I was thinking "Let's see what happens if I use this last letter on the middle barcode and switch it with the last number in the bottom" and I type in CGxxxxxxxxN- this time using the N that was in the middle barcode instead of the last number in the bottom and I was surprise that it took it.
If you still have the box, check on the middle S00-0000000-N first to make sure that the last letter is corret because I don't know if those barcodes are different from box to box but use the letter N as the last digit before the -. Hopefully this might help solve the problem.
Re: Trying to register PS3 Slim
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Mobile App
SRPITI Jaipur
Shri Ramanandacharya Private ITI
Total Students
Fees Range
How to reach
Shri Ramanandacharya Private ITI is situated at Nathawala,Shahpura,Jaipur,Rajasthan,India in Jaipur.
Courses Offered
- 2 Years
- Diploma
- Engineering
Shri Ramanandacharya Private ITI - SRPITI Jaipur - SRPITI
Shri ramanand acharya ITI is one of the best and modest Institutes in the State. It is the leading and pioneer Institute in the state, well-known and well recognized for its Vocational Training standards & linkage with the industries in and around AJEETGARH Sahpura(Jaipur).The vision of Shri Ramanandacharya Private ITI is to be the leading centre of learning and innovation in emerging areas of business and management education. For every course the college imparts practical training to its students that helps them to understand better, improve their demonstrative skills, eliminate hesitation and in this process strives to mould them into industry ready professionals. Mission of Shri Ramanandacharya Private ITI is 'to foster critical analysis by training students both in theory and practice so as to equip them with skills needed for facing global challenges with team work and human values. And to build quality network with the Industry, educationists and the society for exchanging knowledge'. The modern teaching methodology assists the students in getting an all around view of engineering, technology and the entrepreneur world. The diligent faculty team of the college possesses hands-on experience and up to date knowledge of their subject and area of expertise. The infrastructure and facilities of Shri Ramanandacharya Private ITI consists of spread-out campus alongside various amenities in the form of library, computer center, classrooms with proper teaching and learning aids, medical facilities etc. The institute seeks to place each of its students in an organization/company of great repute.
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Shri Ramanandacharya Private ITI placement assistance to all its students. The dedicated placement cell regularly conducts grooming sessions of the students in areas like soft skills, interview facing skills, behavioral skills hereby making them industry-fit. In the recent years the college has witnessed some well known recruitment companies walking-in and being invited for campus placements.
Visiting Companies
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At Shri Ramanandacharya Private ITI the students are endowed with all convenient amenities that make their life 'go easy' in college hours, alongside make learning more interesting. Some of the facilities include well ventilated classrooms, recreational areas, indoor and outdoor games, stocked library, seamless internet, medical facilities etc
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|960 sq. ft.
|Property type
|Minimum Stay
|2 - 3 nights
Set amongst the beautiful snow capped mountains of British Columbia's Selkirk and Monashee mountain ranges, Revelstoke's Snow drifters Guest House is perfectly located as your base to all that Revelstoke has to offer.
Only a 7 minute drive to the base of the world renowned Revelstoke Mountain Resort, and minutes from downtown Revelstoke, where you will find numerous coffee shops, restaurants, shopping, and entertainment.
Completed in April 2012, our Mountain Contemporary Guest House is located in the lower part of our home with a private entrance, unique furnishings, and tasteful decor, it has been designed with both guest comfort and privacy in mind.
Andrew, Helen, Andreas and Mica would like to welcome you to our Guest House.
SnowDrifters Guest House has been a dream of ours for many years, as we both grew up and lived in the Rocky Mountains, we knew that the mountains would always be our home. We have lived and played in these mountains for over 10 years now. Revelstoke has a warm sense of community, incredible skiing and laid back lifestyle that made us choose it as the perfect place to pursue our dream. We look forward to meeting you and sharing our experiences, as well as being a part of yours. Thank you for considering Snowdrifters Guest House as your home away from home.
Helen and Andrew Sheppard purchased this apartment in 2010
Revelstoke is a charming town that has loads of outdoor opportunities year round. In the winter months there is amazing access to cross country and alpine skiing, snowshoeing and snowmobiling. The summer months are great for hiking , mountain biking, water sports and riding the "Pipe Coaster" at RMR . Whether it's apres ski your after or just winding down with your family at the local aquatic center there is fun for everyone.
Our Guest House -2 bdrm suite is unique with what we are able to offer our guests. With our private entrance and exclusive same party rental you have both the privacy of a suite and the opportunity to obtain valuable local knowledge from your hosts.
Thank you for your hospitality. We appreciated how comfortable and clean your suite is. We are sure to be back soon!
Our family of 3 stayed for 6 nights while skiing at Revelstoke Mountain Resort. The condo is beautifully furnished and equipped, and is very spacious, quiet and comfortable. Helen and Andrew were really friendly and helpful, and made us feel very much at home. There are lots of thoughtful touches (fresh flowers, candy) plus the kitchen was well-stocked with breakfast supplies. It was great having convenient storage for our skis and boots, plus boot warmers and lots of space to hang stuff up. The TV and internet worked great, and the shower is fantastic! The location is just a few minutes drive from the ski hill and walkable to downtown and the greenbelt trails. We would love to come stay here again. Highly recommended!
We stayed in September for 3 nights. Our host Helen was very friendly and helpful with lots of ideas about places to hike and visit. The basement suite has been beautifully finished with some lovely features. Kitchen very well stocked and if we needed anything extra we just had to ask. Location is walking distance to the riverside trails and short drive to ski hill. Very quiet at night which made for a good night's sleep.
On leaving for our next destination Helen gave us some fruit from the trees in her garden.
Our party of four had a great stay. Thank you Helen for making us feel so at home.
We stayed in early August 2016 for two nights. The hosts Helen and Andrew were very friendly and had lots of great tips about local attractions. The basement suite is beautiful with great features. The kitchen is well stocked and everything seems to be in excellent condition. The location is on a quiet residential street that is a short drive from downtown, a short walk to the riverside trail, and less than ten minutes away from the ski hill. Our family of five had a great experience here.
My girlfriend drove in from Kelowna and I drove in from Calgary. We met to craft over a weekend in the beautiful mountains. Helen was more than accommodating of our schedules and beyond friendly! The suite was gorgeous. Spacious. Airy. Clean. Comfortable. The décor was the cherry on top! My girlfriend and I had an absolute blast crafting, dining, drinking wine and spending a relaxing weekend away. We will definitely be back. Thanks Helen!
My family of four stayed 5 nights this summer at the Snowdrifters Guest House, and it was phenomenal! The basement apartment suite was bright, comfortable, immaculate, well laid out, and fabulously decorated! The kitchen is well stocked and had everything we needed and they even borrowed us their personal blender for our stay. Both Helen and her husband Andrew were very accommodating and made our stay so much better than we had hoped for. We were in Revelstoke visiting family but would have loved to spend more time getting to know Helen and her family. Our two boys (9 and 11 years) enjoyed their own bedroom with twin beds and having wi-fi for their devices and satellite! I loved having a washer and dryer in the unit to keep up on clothes after a long stay. The Sheppard's boys were so kind and caring with our boys and loved to go play with them in the mornings before we set out for the day. Our boys sometimes wanted to stay and hang out more than they wanted to go. There was plenty of good advice on sights to see and places to go. This was a great location close to our family but also to the grocery store, city center, and the mountain resort. This location is perfect for any season and the hospitality of our hosts was outstanding. Thank you Helen, Andrew, and boys for everything! Hope to meet you again.
My husband and I spent two nights in this great rental. Wish we could have stayed longer. Helen and Andrew are great and recommended some great places to eat and things to do. The condo is immaculate. Even though it is a "basement" condo, you don't feel claustrophobic. The kitchen was well equipped (although we ate out the two nights that we were there, thanks to Helen and Andrew's recommendation), the beds comfy, and the bathroom was well stocked. This condo is really geared towards skiers with boot dryers and other ski storage, but it's great for any time of year. An extra plus was the free long distance to the US. We would definitely recommend this condo to our friends and will probably go back ourselves! Thanks for a great stay.
Our 2 bdrm suite is centrally located for all activities Revelstoke offers. We are also a short drive from two of Canada's National Parks. Mount Revelstoke National Park is a 5.5 km drive from town its a great spot to snowshoe in the winter and hike in the summer. Then there is famous Glacier National Park a 68 km drive from Revelstoke which is known for epic back country skiing and amazing alpine hiking.
|Rate Period
|Weekend Night
Spring Season 2017
Mar 30 2017 - Jun 22 2017
2 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
Summer Season 2017
Jun 23 2017 - Sep 16 2017
2 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
Fall Season 2017
Sep 17 2017 - Nov 30 2017
2 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
Early Winter Season
Dec 1 2017 - Dec 21 2017
2 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
Holiday Season
Dec 22 2017 - Jan 1 2018
3 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
Winter Season 2018
Jan 2 2018 - Apr 14 2018
3 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
My Standard Rate
2 night minimum stay
|Notes: Rates are based on 4 guests; add $18 per night, per additional guest
Rates and availability are subject to change without notice.
Discount offered for stays of longer than 4 nights.


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This web site is devoted to our VW transporter and the adventures we have had in it. It was built in Sept 1963 and served the United Glass Works factory fire brigade in Mannheim Germany from new until it was put out to pasture 27 years later. It had 9,345 kms on it at that time, which works out to 500 kms per year average. The van is now 50 years old and we, the second owners, have driven it to 98,000 kms. It still has the original paint and engine.
The Book
Our adventures in the bus have been collected and published under the title
Welcome to the Crumple Zone, drifting through Europe and a mid-life course correction in a VW Microbus, comprising 149 pages, 23 chapters, an epilogue, and a foreword by William Wharton, in paperback; ISBN: 1843941805. The first print edition sold out and is no longer available.


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|Message view
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|"Davanum Srinivas (JIRA)" <j...@apache.org>
|[jira] Moved: (WSS-1) Added a few more test scenarios to TestJAX RPCHandler.java
|Fri, 08 Jul 2005 19:03:13 GMT
[ http://issues.apache.org/jira/browse/WSS-1?page=all ] Davanum Srinivas moved WSFX-30 to WSS-1: ---------------------------------------- Project: WSS4J (was: WSFX) Key: WSS-1 (was: WSFX-30) Component: (was: WSS4J) > Added a few more test scenarios to TestJAX RPCHandler.java > ---------------------------------------------------------- > > Key: WSS-1 > URL: http://issues.apache.org/jira/browse/WSS-1 > Project: WSS4J > Type: Improvement > Reporter: Venkat Reddy > Assignee: Venkat Reddy > Priority: Minor > Attachments: TestJAXRPCHandler.java, TestJAXRPCHandler.java, WSS4JHandler.java, patch.zip > > Scenarios 3, 4 and 6 are working fine right now. The code for the remaining scenarios (1, 2, 5 and 7) also added but yet to be fixed, and is currently commented out. They fail because the same set of handler config parameters do not work for both request and response flows. I'm still thinking on how to fix this. Does anybody have suggestions on how to fix for this? > Thanks > Venkat -- This message is automatically generated by JIRA. - If you think it was sent incorrectly contact one of the administrators: http://issues.apache.org/jira/secure/Administrators.jspa - For more information on JIRA, see: http://www.atlassian.com/software/jira --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: email@example.com
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Illinois vs Cincinnati College Football Odds Alert
Sports-Odds.com is issuing a College Football Odds Alert at 6:40 PM EST on Thursday November 26th, 2009 for Illinois vs Cincinnati. The opening college football odds had the Cincinnati Bearcats -20½ points (-110 odds) against the Illinois Fighting Illini. Currently, the best college football odds to bet the Bearcats is at BetUS.com, you can get Cincinnati -20½ points (-110 odds). The best college football odds to bet the Fighting Illini is at Bodog.com, you can get Illinois +21 points (-110 odds).
"It's going to be Tony Pike, unless something happens during practice unexpected," Cincinnati coach Brian Kelly said of his QB who had been recovering for several weeks after reinjuring his previously broken non-throwing forearm in last month's win over South Florida. "The six weeks since the injury has allowed the bone to heal properly to the point that we've minimized the risk of putting him out there. He's excited by the chance to play on Friday."
The opening college football odds on the Illinois Fighting Illini vs Cincinnati Bearcats TOTAL was set at 56½ points. The best place to bet the OVER is at SBG Global, you can get the Fighting Illini vs Bearcats OVER 55 (-110 odds). The best place to bet the UNDER is at Sportsbook.com, you can get Illinois vs Cincinnati UNDER 56 (-110 odds).
"I think we owe it to these seniors to do everything we need to do to win these next two games. Obviously we're going to play the guys that we feel give us the best opportunity to win," Illinois coach Ron Zook said going into week 13 against Cincinnati. "If Juice can go, Juice is going to go."
The opening college football odds on the money line had the Cincinnati Bearcats -1400 odds and the Illinois Fighting Illini +800 odds. The best place to bet the home favorite is at JustBet.com, you can get the Cincinnati Bearcats -1300 odds. The best place to bet the road dog is at Bookmaker.com, you can get the Illinois Fighting Illini +900 odds.
Stop losing by half a point on your sport bets, compare college football odds and starting winning consistently like the sports betting professionals. The Illinois Fighting Illini are playing the Cincinnati Bearcats on Friday November 27th, 2009 and kickoff is at 12:05 PM EST in Cincinnati.


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Reverse Multiple Arbitrage
Definition - What does Reverse Multiple Arbitrage mean?
A reverse multiple arbitrage occurs when a completed strategic acquisition does not deliver the intended synergies, but, rather, puts the buyer at risk and involves negative effects. It usually results from both organizations being incompatible with each other, forcing a deviation from the buyer's original strategy and, ultimately, jeopardizing the future profitability of the acquired and/or combined entity.
A reverse multiple arbitrage is typically characterized by a loss of:
- Identity: The organization acquired does not possess an identity that matches up with the buyer. The identity and culture of the combined entity is diluted by this incompatibility, which may result in a loss of transaction goodwill. In the case of a public company buyer, investors may decided to sell out of the combined entity, and potential investors may choose to remain on the sidelines until the combined company's identity is sorted out.
- Customers: The customers of the combined entity do not approve of the acquisition, or consider it dilutive to the value that they are accustomed to receiving. In this case, they cease to be interested in buying the combined entity's goods and services negatively impacting the revenue line.
- Supplier relationships: Distributors do not share the same values and vision, and make the decision to not carry on with the business relationship.
- Human capital: The combined company's employees may not match up or have different cultures and working conditions than they are accustomed to. Employees may leave, which could have a significant decrease in go forward value.
Divestopedia explains Reverse Multiple Arbitrage
A reverse multiple arbitrage usually occurs because the qualitative elements of the due diligence - namely, cultural fit - were not addressed. The buyer did not raise some key fit questions, such as:
- What are the differences and commonalities between both employee cultures?
- How are employees paid and progress professionally in their companies?
- What kind of ability to grow and develop do they have in their individual companies?
- What is the employee strategy in the short, medium and long term?
- How do the two companies deal with distributors?
- Were the existing customers analyzed to determine if there was fit for the acquisition completed?
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Equicapita:Equicapita's model is to acquire established, private small and medium sized enterprises ("SMEs") located primarily in Western Canada.
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The Challenge
Technology Integration Practice as a Function of Pedagogical Expertise Pierson, M. E.
"Integrating technology tools into the curriculum is becoming an inseparable part of good teaching." p. 414
Technology experienced teachers used a technology as a tool in a variety of instructional projects. p.414
What role do exemplary technology-using teachers perceive for the computer technology in their classrooms for themselves and their students?
The methods each of these teachers used to teach with and about technology reflected the ways in which he or she learned best. p. 421
Many experts in a particular domain are not able to instruct others effectively because they cannot articulate how they do what they do. p. 425
Definition of expert technology integration p. 427
The long-term goal of integrating technology into instruction is to cultivate students as lifelong pursuits. p.1
Previous research found that many factors had impact on teachers' technology-instruction integration such as teachers' previous background and motivation, teachers' adequate knowledge and skills, necessary resources, and adequate training programs, etc. p.2
Researchers found that the more confident and comfortable teachers perceived, the more frequencies teachers use technology in the classroom (Christensen, 2002; Sandholtz, Ringstaff & Dwyer, 1997; Whitehead, 2002). p. 3
The higher self-efficacy of technology-instruction integration teachers perceived, the more opportunities they devoted effort and time to it. p.8
TABLE 10 Suggestions that may support teachers' successful technology-instruction integration
Participant-Directed Evaluation: Using Teachers' Own Inquiries to Evaluate Professional Development in Technology Integration
Challenges of evaluating PD programs is to be duly comprehensive and systematic through teachers' changed understandings and practices, to student learning in classrooms. p. 22
The other challenge is to develop conceptual designs for evaluations of technology professional development programs that adequately represent that comprehensiveness. p. 22
All 3 PD programs reviewed had technology focus, action research compomnent, and differed heavily in model, participation & method of delivery.
Chains of influence: PD events & content>Teacher outcomes>student outcomes p.26
Teacher at the center: more likely to be comprehensively valid provide rich multi-perspective data on the full chain of influence less likely to be universally reliable
Transforming Education with Technology Scherer, M.
talks about ways to realize the potential of technology to transform education
discusses what students need: their own digital devices for classroom use, the ability to use the information they access, the skills to communicate and collaborate online, and the understanding of what it means to be a digital citizen
To make the new national vision for technology in schools come to fruition, broadband must be available everywhere, and every educator must be a highly connected one.
Integrating Technology with Literacy: Using Teacher-Guided Collaborative Online Learning to Encourage Critical Thinking Simpson, A.
demonstrates the link between research and good practice that is created when practitioners and researchers join to investigate how technology can meet strategic learning goals p. 119
it is well known that additional factors other than teacher attitude influence the success- ful use of ICT in the classroom. p.120
Previous research into the incorporation of ICT into primary school classrooms has investigated the professional development of teachers (Simpson and Ollila 2004). In order to document the impact of ICT technology on teaching practice, a study by Schibeci et al. (2008) proposed a pedagogic framework. p. 120
in the particular COLC of book raps, which is designed to operate in blended learning class- room contexts, the role of the online moderator is marginalised as students work collaboratively in groups in the school classroom as well as participate in the online context under the guidance of their teacher. p. 128
Visual Literacy: The Missing Piece of Your Technology Integration Course Sosa, T.
defines visual literacy and the need for it; most definitions include some delineation of both the skills and abilities needed to generate meaningful visuals and those needed to interpret or "read" those visuals. p. 56
Action-research plan in which the problem did not lie in the completion of technology projects by preservice teachers rather their ability to produce effective visual cues and attractive work.
students must be provided with tools in order to make visual choices that are appropriate and suit the product they are creating; principals of visual design are outlined pg. 56
In our current increasingly visual age, where enhanced digital images are easily cre- ated and even more easily used, students must be made aware of the power of the conscious use of the visual. Anything less denies them the preparation they need to be effective, knowledgeable, and re- sponsible teachers.p. 57
Technology Integration in Science Classrooms: Framework, Principles, and Examples Kim, M. C., & Freemyer, S.
guidelines, lesson plans, Web links, and tools teachers can easily find through Web-based search engines often do not reflect the goals of science education
Major challenges: lack of time, resources, and support
provides an overview of a theoretical framework for technology integration
discusses practical guidelines and principles for technology integration for science classrooms
presents examples of Web-based technologies available for integration in science classes
Perspectives on the Integration of Technology and Assessment Pellegrino, J. W., & Quellmalz, E. S.
examines assessment cases drawn from contexts that include large-scale testing programs as well as classroom-based programs, and attempts that have been made to harness the power of technology to provide rich, authentic tasks that elicit aspects of integrated knowledge, critical thinking, and problem solving.
These aspects of cognition are seldom well addressed by traditional testing programs using paper and pencil or computer technologies.
gives consideration to strategies for developing balanced, multilevel assessment systems that involve articulating relationships among curriculum-embedded, benchmark, and summative assessments that operate across classroom, district, state, national, and international levels
Diversifying Assessment through Multimedia Creation in a Non-Technical Module: Reflections on the MAIK Project Cox, A. M., Vasconcelos, A., & Holdridge, P.
The apparent popularity of sites based on user-generated video content such as YouTube and also of podcasting suggests that relevant skills and interest are becoming more mainstream.
there is an entrenched cultural suspicion of the visual as superficial.
The "technical skills" involved may give unfair advantage to some students.
Teaching and Learning with Technology: IT as a Value-Added Component of Academic Life Sandler, M. E.
The use of computers and various forms of information technology (IT) on college campuses are commonplace among students and faculty, reflecting the societal embrace of personal and mobile computing in terms of its usefulness and acceptance p. 3
A survey was developed to focus on the impact of information technology as a value-added component of teaching and learning inside and outside the classroom p. 3 In so doing the survey attempts to address the interactive and collaborative capacity of technology, so faculty and administrators can better understand the expectations that students and institutions have in using information technology p. 5
Effective assessment of teaching and learning with technology requires a capacity to map learning outcomes.
Assessment, Technology, and Change Clarke-Midura, J., & Dede, C.
"We cannot directly inspect what students know or do not know." p. 310 (Sherlock Holmes)
When it comes to testing in an accountability setting, multiple-choice tests have been the favored choice because they have satisfied psychometric criteria, are more cost effective, and are easier to scale. p. 311
Paper-and-pencil tests are barely adequate to measure the minimum com- petencies required for low-level roles in industrial settings and fall woefully short of providing measures of the sophisticated knowledge and skills stu- dents need for 21st-century work and citizenship. p. 312
We are creating assessments that allow students to spend time investi- gating a problem space and engage in the inquiry process. p. 321
One of the advantages of developing virtual assessments is that they will alleviate the need for extensive training for administering tasks. It is difficult to standardize the administration of paper-based performance assessments, and extensive training is required to administer the tasks. With virtual as- sessments, we can ensure standardization by delivering instruction automatically via the technology. p. 324
Literacy Instruction, Technology, and Students with Learning Disabilities: Research We Have, Research We Need Kennedy, M. J., & Deshler, D. D.
The gap between the level at which students with learning disabilities and curriculum demands is wide. Fortunately, considerable progress has been made in designing and validating interventions and instruc- tional protocols that markedly improve academic outcomes for students with LD. Increasingly, protocols have included technology-based solutions based on the rapid development of technology tools focused on reading. p. 289
In these experimental studies with a focus on literacy outcomes for students with LD, researchers began with theoretically based instructional principles and introduced logical uses of technology to deliver literacy instruction. As a result, the combination of the effective practice with a technology-based solution proved to be an effective intervention. p. 290
Multimedia Instructional Design Principles pg 293
Recommendations p. 295
Differentiating with Technology Stanford, P., Crowe, M. W., & Flice, H.
One of the most difficult challenges for diligent teachers is reaching the needs of an increasingly diverse student population.
Differentiated instruction (DI) with the use of technology offers the opportunity for teachers to engage students in different modalities, while also varying the rate of instruction, complexity levels, and teaching strategies to engage and challenge students.
Differentiated instruction also allows teachers to begin to think and work "smarter" and more efficiently rather than trying to work harder to meet the needs of such a diverse student population.
Response to Intervention and Evidence-Based Practices: Where Does Technology Fit? Smith, S. J., & Okolo, C.
Advancements in technology-based solutions for students with learning disabilities (LD) offer tremendous opportunities to enhance learning as well as meaningful access to the general education curriculum for this group of students.
At the forefront of special education reform, RTI is reshaping special education practice.
seeks to connect RTI components (e.g., evidence-based practice) with technology-based solutions in order to further ways in which technology tools can be incorporated into the lives of students with LD
Three effective practices (graphic organizers, written instruction, explicit instruction) are examined, along with their technology-based tools.


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Kicker VCWS124 12" Subwoofer Enclosure
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New Braunfels Herald Zeitung (Newspaper) - June 27, 2001, New Braunfels, Texas Page 6A — HERALD-ZEITUNG — Wednesday, June 27, 2001Forum Contact Managing Editor Margaret Edmonson at 625-9144 ext. 220. Ni:w Braunfels Herald-Zeitung New Braunfels Zeitung was founded 1852; New Braunfels Herald was founded 1890. The two papers merged in 1957 and printed in both German and English until 1958. Doug Toney, Editor and Publisher Margaret Edmonson, Managing Editor Jo Lee Ferguson, News Editor www.herald-zeitung.com (830) 625-9144Other Views On June 27, 1950, President Truman ordered the Air Force and Navy into the Korean conflict following a call from the U.N. Security Council for member nations to help South Korea repel an invasion from the North. Odessa American on the importance of roadside memorials: Most motorists have noticed the occasional memorials erected along Permian Basin highways to honor those killed in traffic accidents. They come in a variety of sizes and styles, but most have crosses in one form or another. In a way, this could be considered an exercise in freedom of religion. But all of that un-regimented behavior was just a bit too much for some state bureaucrats, who have attempted to put controls on the grieving. Since 1986, the state has had a law that permits memorials only at the sites of fatal crashes that involve driving while intoxicated. The law was the result of lobbying by Mothers Against Drunk Driving. Although blatantly discriminatory, does a non-DWI accident make the loss of a loved one any less painful? Nobody raised much of a fuss because enforcement was sporadic. But last year state transportation officials in East Texas posted removal notices on roadside memorials that were not DWI-related. Many family members refused to take down the memorials. One of them, June Hatfield, whose son died in 1997 on a farm-to-market road near Lindale, began a crusade to expand the state's guidelines. Transportation officials at first produced a typically bureaucratic plan: Allow memorials at the sites of all fatalities, but forbid homemade memorials in favor of standardized metal plaques sold by the state. The plaques, costing $100, would resemble historical markers and would be taken down after 30 months. Families balked at all elements of the plan: The cost, the time limit and, especially, replacing their intensely personal tributes with cold, nonreligious plaques. The proposal was shelved and revision continued. The jury is still out on a new policy manual, which is expected out at any time. A good rule of thumb would be the remarks made by Texas Transportation Commission member Robert L. Nichols this past November when the commission put the one-memorial-fits-all proposal on hold: "Should the state even be involved in that? Very likely not. but that remains to be seen. Our time and effort might be better put into just guidelines for families and leave a lot of flexibility." Roadside memorials once were primarily a Southwestern phenomenon. Their popularity here probably reflects cultural influences from Mexico and Latin America, where erecting spontaneous memorials to loved ones is a widespread tradition. The practice has proliferated and so, too, has controversy, with Oregon and Pennsylvania among the states that have debated whether to permit roadside memorials. Arguments against them that they are a distraction to motorists and extra work to crews that maintain the right-of-way pale in comparison to the comfort they bring to the family and friends of accident victims. And they act as reminders to drive safely. The fact that each one is a little different from the rest is just one of the pleasures of living in a free country with a dynamic culture. That quality should be relished, not restricted.Today in History- By The Associated Press Today is Wednesday, June 27, the 178th day of 2001. There are 187 days left in the year. Today's Highlight in History: THtefeiteESlweWW teen m lavLSo QivB ourself up ii $ 1.24 billion appropriation will help 500,000 teachers A daily apple for the teacher might not keep the doctor away, but the 77th Legislature's $1.24 billion appropriation for a statewide health insurance plan will help 500,000 active school employees pay their doctor bills. House Bill 3343 by Rep. Paul Sadler, D-Henderson, creates a health-care partnership that calls for participation by the state, local school districts and school employees. Districts, for example, must contribute $150 per month for employee health insurance, and if the district does not already contribute $150, the state will make up the difference. In addition, the bill gives employees $1,000 annually to purchase additional insurance coverage or dependent coverage, or to deposit into a health care reimbursement account or a medical savings account. Employees may also elect to divide this money among these options or receive it as additional compensation. I voted for this bill when it came to the Senate for a vote; it will result in every school district in Texas and every full-time public school employee receiving additional funds for health care benefits during the 2002-03 budget cycle. Math teachers could add up to $5,000 to their bank accounts as a result of House Bill 1144 by Rep. Kent Grusendorf, R-Arlington. The bill estab-Jeff Wentworth fishes math academies to better prepare teachers and reward well-trained teachers with bonuses. This bill is part of Governor Rick Perry's initiative designed to improve math teachers' skills. The governor's initiative and HB 1144 reflect the Legislature's efforts to address the critical shortage of trained math teachers. HB 1144 allows school districts to provide intensive after-school and summer math programs for teachers. In addition, the bill establishes master math teacher certificates for all grade levels. In addition to benefits for current school employees, we passed legislation that is good for retired teachers. Senate Bill 273 by Sen. Ken Armbrister, D-Victoria, increases the Teacher Retirement System's (TRS) multiplier from 2.2 to 2.3 percent for each year of service credit. The bill also includes a $50 increase in the monthly survivor's death benefit. The omnibus TRS bill expands the return-to-work provisions for retired teachers. SB 273, for example, permits retirees to return to the classroom without losing their retire ment pay if they have been separated from service for at least 12 months and they are teaching in an acute shortage area as determined by a school board. Retirees may also return to work as bus drivers without losing their retirement payments. Even if a large number of retirees decide to return to work in our public schools and all of the education majors elect to teach, there will still be about 30,000 unfilled classrooms. HB 704 by Rep. Dianne Delisi, R-Temple, takes an innovative approach to solving the shortage of qualified teachers. Her bill targets private-sector professionals who have lost employment due to large-scale layoffs or who desire a career change by establishing a program to assist them in obtaining state certification and public school employment. It is my hope that these bills will help attract teachers to fill the state's 41,400 public school teaching vacancies while retaining and rewarding the half million dedicated public school employees involved in our children's education. In next week's column I will focus on other educational issues, such as charter schools, recommended academic plans and school starting dates. (Jeff Wentworth represents District 25 in the Texas Senate.)Letter To The Editor— The case of the lonely park ranger Dear Editor: Sometimes I have to shake my head in wonder. I went to the Prince Solms H-E-B tennis courts Friday morning to practice a few serves. The Parks Department has increased the parking fee at Prince Solms Park to $5. A park ranger sits in a booth to collect the fees. His park ranger car is parked nearby. All day. All week. I would guess that when the city budget review time comes, the Parks Department will not have a park ranger or a park ranger car (including insurance and other associated costs) they can^pTJssibly do without. Well, I and almost everyone renting tubes from across the street, parked on Liberty Street and walked into the park. Meanwhile, our poor park ranger sat in his booth... hot, lonely and bored. His car sat likewise. All day. All week. Bottom fine: Hardly anyone parks in the park. Ranger and car sit. Tennis players can't park at the courts. All day. All week. Sometimes I have to shake my head... Dick Buhl New BraunfelsWrite 'EmPRESIDENT George W. Bush 1600 Pennsylvania Avenue, NW Washington, D.C. 20500U.S. SENATORS Phil Gramm Room 370, Russell Senate Office Building Washington, D.C. 20510 (202) 224-2934 Fax: (202) 228-2856 404 E. Ramsey Road San Antonio, TX 78216 (210) 366-9494 Kay Bailey Hutchison Room 284 Russell Senate Office Building Washington, D.C. 20510 (202) 224-5922 Fax: (202) 224-0776 E-mail: senator® hutchi- son.senate.gov 8023 Vantage Drive, Suite 460 San Antonio, TX 78230 (210) 340-2885 Fax: (210) 349-6753President remains strong standing behind big business AUSTIN — Look at it this way: The good news is theres at least one tiring about which George W. Bush is consistent. George W. Bush does not believe in doing anything to hurt big business. He especially doesn't believe in letting anyone sue business. He is opposed to a patients' bill of rights for that reason; he tried to keep the lawyers who won a $17 billion case for the state of Texas from getting their fees for that reason; and tort reform, which is another way of saying you can't sue corporations that injure or kill you or your family, is a burning passion with him. So it should come as no surprise that the federal government has decided to settle its case against the tobacco companies. According to anti-smoking groups, in the 2000 elections the tobacco companies gave $8 million in campaign contributions, 80 percent of it to Republicans. Bush certainly knew when he appointed John Ashcroft attorney general that Ashcroft was one of the leading senators inMolly Ivins stopping anti-smoking legislation in 1998 that would have toughened regulations and increased prices. Administration officials have been saying they don't think they can win the case, even though one state after another has won, which means the tobacco companies go into settlement negotiations with little reason to pony up. The government was claiming $20 billion in damages for money it has spent on health care for its employees, veterans and those on Medicare with illnesses caused by smoking. Knowingly making and marketing a poisonous, addictive product could be considered of dubious legality. I fail to see the difference between that and Murder Inc. (As one who has quit smoking many, many times, I speak with some feeling on the issue.) The idea that smokers have a "choice" about the habit seems to me a legitimate argument: I can't imagine suing a tobacco company because I was stupid enough to start smoking. But an addiction you already have is not a problem that can be solved by just saying no. The government was suing to recover the cost to everybody else of treating smoking illnesses and would then have used much of the money to educate young people about why they shouldn't smoke. Given the amount the tobacco companies spend on marketing their poison, it makes some sense to have a counter-force out there, unless we all want to continue paying these staggering health costs, while the tobacco companies make billions. Nothing in the world is easier to make fun of than an overreaching lawyer, but this is not a case of trial lawyers versus big business. It's a case of our right to get recompense when we have been hurt by corporate behavior. I'm not defending lawyers — though I know some righteous ones. Just the other day, a few Texas lawyers were found to have been keeping quiet about unsafe Firestone tires for a couple of years to guard their clients' interests, possibly costing additional fives. But the patients' bill of rights and tort reform in general are not about the rights of lawyers — they're about our rights. The media love to focus on outrageous verdicts, of which we have seen many over the years. What is almost never reported is the nutty verdicts are almost invariably overturned on appeal. The system of civil litigation actually works quite well — for example, in the famous case of the 81-year-old woman who suffered third-degree burns after spilling a cup of McDonald's coffee on her lap. The jury first awarded her $2.9 million, after learning that McDonald's had ignored 700 such complaints during the years. But the judgment was reduced to $480,000 on appeal and was later settled out of court for an undisclosed sum (she had initially sued for $200,000). And McDonald's no longer heats its coffee to a point that produces third-degree burns, thus improving the public safety. For hilarious straight talk, I hope you did not miss Bush this past week explaining that the Federal Energy Regulatory Commission did not impose price caps iii the West. The official administration fine is that this is a "market-based mitigation plan." Herewith Bush's version: "They're not talking about firm price controls. They are talking about mechanism to — as I understand it, a mechanism to mitigate any severe price spikes that may occur, which is completely different from price controls." Glad he understands it. (Molly Ivins is a syndicated columnist.) ;
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text: Feast of the Assumption August 16, 2011 By Haley Leave a Comment Welcome to Carrots! I'm so glad you're here. This is where I share thoughts on liturgical living, faith, parenting, culture, and an extra dose of Jane Austen. You can sign up for my email newsletter here to stay in touch, or look me up on Facebook or Instagram! Check out Feast! for last night's menu, pictures, and recipes: Assumption Salad, Stuffed Zucchini, Baked Apples with Butter Rum Sauce! Related Posts None


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|Property type
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Welcome to LUV FORE SEA and our incredible DIRECT STRAIGHT (NO ANGLE) OCEANFRONT views! Completely renovated!! You will not be disappointed!! We promise!!
Book your summer vacation now! We have many weeks still available! Our villa is fabulous! We are late in bookings because we had a personal move. Contact us for further information and enjoy our amazing views! The beach is just steps away!
Our villa is the place for you! What an incredible, DIRECT oceanfront (no angled) view and you will love this villa!! Extremely clean - really!! Wake up to a fabulous sunrise right from your pillow! Enjoy our private and quiet deck/lanai. The views never stop! Contact us for further information!
We have new travertine bathrooms, kitchen upgrades, added ceiling fans (3), flat screen TV''s, upgraded furnishings and completely repainted. We offer high speed wireless internet complimentary long distance calling as well!
This spacious and luxurious second floor villa at Captains Walk in Palmetto Dunes is beautifully decorated and will afford you fabulous DIRECT oceanfront panoramic views of the beach and ocean from the master bedroom suite, private balcony (lanai), living room, dining room, fully equipped updated kitchen and laundry room with full size washer and dryer. We are located in building #3 (closest to the Omni - formerly Hilton) - VERY PRIVATE and no noise from the pool area!
From this spacious direct ocean-front villa you do not need to lift your head from your pillow to enjoy the sunrise, magnificent views and the gentle ocean waves. The master bedroom suite features a king-size bed and a private bath with stall shower and separate dressing area. The guest bedroom features two full-size beds as well as a private bath. Other amenities include a full-size washer and dryer, flat screen TV with DVD and/or VCR with remote in each bedroom as well as the living room, mini stereo, beach chairs (less for you to bring!), games, books, puzzles, movies and more.
Enjoy your private ocean-front balcony which you can access from the master bedroom suite as well as the living room - lots of light and panoramic views! You will not be disappointed in this villa!
You are only steps away from the magnificent beach and oceanfront swimming pool which is heated during the months of October, November, March and April and features a two-tiered open decking and children's pool. For your convenience, there are also charcoal BBQ grills conveniently located for your use.
Captains Walk is also conveniently located in Palmetto Dunes which offers three miles of pristine Atlantic Ocean Beach, three championship golf courses including the completely re-designed Robert Trent Jones Course, 10 miles of river lagoons for canoeing and fishing, 25 courts at the Tennis Center, restaurants, General Store, miles of bike and walking paths, sailing, windsurfing, swimming and Shelter Cover Harbor Marina with shopping, dining, chartering and entertainment. Much of the above is within easy walking distance, however Palmetto Dunes offers a complimentary shuttle service (the Dunes Buggy) within Palmetto Dunes, Shelter Cove, the Mall at Shelter Cove and the Whole Foods Shopping Center and other nearby restaurants during season.
Whether you enjoy tennis, golf, ocean or just relaxation, come visit and you will see why we have named our villa 'LUV FORE SEA'! Again you will NOT be disappointed!
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Miles of biking on the beach (or just look for shells) and paved bike trails and walking paths. Walk to golf and tennis!


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Home > Archives > Healthy Recipes > Super Nachos
Super Nachos Recipe
Just plain healthy recipe...
A quick microwave snack of super nachoes. tortilla chips with tasty Cheddar cheese, fiber filled refried beans and salsa.
Recipe Ingredients
12 large tortilla chips
1 /2 cup shredded reduced-fat Cheddar cheese
1 /4 cup fat free refried beans
2 tablespoons salsa
Recipe Directions
Arrange chips on large microwave-safe plate. Sprinkle cheese evenly over chips.
Spoon beans over chips. Top with salsa.
Microwave at medium 1-1/2 minutes. Rotate dish.
Microwave 1 to 1-1/2 minutes or until cheese is melted.
Nutrition information per serving:
Yield: 2 servings
Calories: 176; Total Fat: 5g; Saturated fat: 2g; Cholesterol: 16mg; Carbohydrates: 23g; Protein: 10g; Fiber: 2g; Sodium: 683mg
Extra: Quick Ham and Cheese Tortilla
Place a 6-inch tortilla in a small, dry, nonstick skillet. Sprinkle with 1-1/2 ounce low-fat Swiss cheese. Top with 2-ounces lean deli ham. Cook over medium-high heat until the cheese starts to melt and tortilla is lightly toasted on the bottom. Gently fold tortilla.
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