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Fantasy NFL with KC Joyner
Welcome to SportsNation! On Thursday, ESPN NFL Insider KC Joyner wants to help you with your fantasy football team, so bring all of your questions to his chat.
Joyner as his role as an NFL Insider, and The Football Scientist, uses game film to track, tabulate and analyze nearly every measurable statistic in an NFL game. He has his own website at thefootballscientist.com.
Send your questions now and join KC Thursday at 3 p.m. ET!
Need an in-depth answer to your question? Want your roster or trade offers reviewed? Get a personalized response from an ESPN expert with The Answer Guys. All questions answered within 24 hours, guaranteed. Ask your question
More Fantasy: Fantasy Home Page
KC Joyner (4:00 PM)
Good afternoon! Let's talk some fantasy football!
Justin (Minneapolis)
Your thoughts on playing the Cleveland Defense this week rather than the Bears for Fantasy??
KC Joyner (4:01 PM)
Got Cleveland rated a lot higher than Chicago. Can't want to play a Chicago D facing an offense that is every bit as powerful as Denver's.
Tom (NYC)
Hey KC.. I have the pleasure of owning BOTH Kaepernick and Schaub...is the better go for sunday?? Or should go and get Pryor for the one week fill in??
KC Joyner (4:02 PM)
Is it a pleasure to be a Kaepernick owner right now? Got Schaub rated highest out of that group.
Cactus Jack (Dude Love) (Mankind)
Still think socko might have been one of the best finisher moves around. Would you give MJD one last shot against the awful looking Rams run D? Or take a shot on another big game for Nate Washington? Thanks!
KC Joyner (4:04 PM)
Socko ruled. We actually have one of those in the house, as it was included in the Mick Foley DVD. Got Washington rated higher. Rams D was bad but their issue is effort and not talent and the gut feel says they will show more effort this week.
big john studd (tucson)
pprl s johnson or kendall wright thanks
KC Joyner (4:05 PM)
Key to Studd's in-ring success was Heenan, as he could take bumps that Studd couldn't or wouldn't take. Got Johnson rated slightly higher this week.
Mr. Mackey (South park)
Mmmkay I'm gonna need some guidance mmkay. Somebody in my league dropped Amendola, mmkay, and I thought dropping him was bad. Do I drop Nicks or Edelman to pick him up?
KC Joyner (4:06 PM)
Hard to think of Mr. Mackey playing fantasy football, mmmkay. Drop Edelman to pick up Amendola under the auspices of take the starter over the backup. Stick with Nicks - he's got superb YPA numbers and has a bunch of favorable matchups down the road.
Chad (DC)
Is a P Manning for Romo, D Williams, and Bowe trade overturnable?
KC Joyner (4:06 PM)
Put it this way - it wouldn't be a trade I'd overturn.
MJD (Notch away from being dropped)
Surely against the Rams I'll show something? What do you think?
KC Joyner (4:07 PM)
Rams D was awful but the Jags O is just as bad. Don't have MJD rated that high this week.
Hola (Smoky Mountains of Kingsport, TN)
Who do I start this week: Flash Gordon, Randall Cobb, Julio Down by School Yard? I can play all three but my backs are TRich, Shady and Sproles? PPR league.
KC Joyner (4:09 PM)
Was just telling my kids how great it was to wake up in Johnson City, TN, walk out the side door of the house and see the mist covering the Smoky Mountains. Can't wait to take them there some day. Toss up between Gordon & Cobb, would start Cobb because he's not on a short week and has a better QB.
Alex (Chicago)
Talk to me about Charles Clay. Is he now an every week kind of player in deeper or PPR leagues?
KC Joyner (4:10 PM)
Just moved him to a yellow rating for the rest of the season (yellow meaning he's a potential every week flex option). Definitely has every week flex start potential in deeper & PPR leagues.
Alex (Chicago)
Does Hola's league have like 4 teams? Holy Smoky Mountains!
KC Joyner (4:11 PM)
Yeah, that team does seem a bit stocked. It must be him and about 6 people with the FFB talents of Taco.
Aaron (Montana)
What to expect from Eddie Lacy? Do I bench Trent Richardson and his mighty 60 yds or less a game. For a guy who has only seen the field once? Or does Trent bounce back and maybe play the foster role and grab a few passes against a stout secondary in a ppr league.
KC Joyner (4:12 PM)
Got Lacy rated very slightly higher than Richardson this week because Lacy's matchup is more favorable. He's got upside potential T-Rich probably doesn't have.
Rick (Irvine)
KC... you were a big believer in Nicks, and even recently with his schedule opening up... I have been believing, but it's getting hard, have you soured on your assessment of Nicks, or still buying low and still starting him... say over Moreno in a flex?
KC Joyner (4:14 PM)
Still a believer. Nicks has a double-digit YPA total this year and Manning is throwing deep passes at a similar rate to last year. His matchups are incredibly favorable from here on out (green rated CBs in half of his games) so buy low if you can. Would take him over Moreno.
Travis (Los Angeles)
TFS - love your work, my favorite analyst. Should I trade away Ridley for Shorts?
KC Joyner (4:15 PM)
Hey, thanks. Shorts has shown an ability to produce regardless of his QB situation and the Jags now have Blackmon back in the lineup. Plus, they can't keep Gabbert in there forever (or at least logic says they can't). Ridley is now in what looks like a RBBC situation so Shorts outranks him.
Super (Crazy)
Fred " the Sprained Knee" Jackson or Eric " oops I dropped it again" Decker for Standard Flex position
KC Joyner (4:16 PM)
Sounds like a lot of negative thoughts about two players who have posted pretty good numbers this year. Got them rated equal, would probably start Decker because he's healthier, is not on a short week and isn't facing a strong D.
Kyle (Cincinnati)
You like desperate Atlanta D against banged up Jets receivers?
KC Joyner (4:17 PM)
Big time. Have them as the highest rated defense in FFB this week.
Steven (Irvine, CA)
Do I need to include child naming rights or blackmail someone for this trade? What side you like? D. Martin and R. Wayne for R. Bush and Bowe
KC Joyner (4:18 PM)
Humor usually works best. Post something that will make the chatters laugh and it'll get moved to the front ASAP (PG rated laughs, not R rated). Would rather be on the Bush/Bowe side of that deal.
Randy (Phoenix)
Bengals D/ST still a must start?
KC Joyner (4:19 PM)
Not this week. Got them rated 20th among fantasy D/STs.
Justin (Virginia)
KC, what are your thoughts on Daryl Richardson -- is he droppable in a standard 10-team league?
KC Joyner (4:20 PM)
Depends on who he is being dropped for. Wouldn't say an automatic yes to the drop because he's still the most talented of the Stl backs but he's now in a RBBC situation and has a low ceiling.
Phineas (Danville)
I'm playing Ferb this week and need a WR3. You like Givens, Blackmon, or Terrance Williams the best? Hey, Where's Perry?
KC Joyner (4:20 PM)
Long time since we've had a P&F quote in the chat! Got Blackmon rated highest among that group.
Josh (Still hungry from last week)
What are your thoughts on Fleener this week? Start him over Witten in a standard league? Could I use Fleener as a flex? So many questions.... so little time.
KC Joyner (4:22 PM)
Been starving for a week? Related note - we had tacos a couple of days later but not the ones where the shells are cooked in oil. Kids aren't big fans of that but Mrs. Scientist and I are, so we'll just have to have a night where we cook both. Not liking Fleener much this week vs. Kam Chancellor but do like Fleener as a flex long-term. Start Witten this week.
Kmac (Boston)
Hey KC. Is Wilson going to start throwing soon? He is killing me. Also time to dump Palmer for Pryor as my back up to Wilson keeping in mind we get bonuses for longer td throws.Thanks
KC Joyner (4:23 PM)
Hey, Kmac! Good to hear from you again. Odd thing about Wilson is he's been successful when he throws - he just isn't throwing enough. Seattle's banged up O line is making them run more, as they know the smallest QB in the league won't survive long if they have him drop back behind that O line. Dump Palmer for Pryor, as Palmer's O line issues are nearly as bad as Seattle's.
Matt (DC)
So do you like Nicks better than say, Brian Hartline this week?
KC Joyner (4:24 PM)
I generally am a big Hartline backer but don't like his matchup this week (facing red-rated Lardarius Webb). Would much rather have Nicks vs. the Philly D.
KC Joyner (4:25 PM)
Mrs. Scientist just said it's Italian night - ravioli and spaghetti. She said dinner is on us if someone will bring breadsticks.
Alex (Ohio)
Is Jimmy Graham the most valuable player in fantasy?
KC Joyner (4:26 PM)
Would probably rank him second behind Peyton.
Joe (Philly)
Following up Kmac's question, will Seattle's o-line situation improve any time soon? In other words, will Wilson get better as the season progresses?
KC Joyner (4:27 PM)
Put it this way - if Wilson is available in a league, he's someone worth buying low or investing a waiver pick in. Seattle came into the season wanting to throw more and their O line will get better as it gets healthier. Plus, they may get Harvin back for the stretch run and that will make a huge difference.
Bobby (CA)
I'LL BRING BREADSTICKS! Marshall/Sproles for Charles/White in a .5 PPR. Which side? Thank you!
KC Joyner (4:28 PM)
Well, if you can make it from California to Florida in the next hour or so, you are welcome for dinner. Would rather be on the Marshall/Sproles side of that deal in a PPR.
Larry (THE AXE) Hennig (Minnesota)
Have Russell Wilson...Should i drop him and stream my QB's...guys like Flacco, Big Ben, bradford, Pryor , and Schaub all on the wire or do i pick one up to start this week and hold onto Wilson? Use #3 WW on Pierre Thomas? TY
KC Joyner (4:30 PM)
Roddy Piper's first match was against The Ax. He said it set a record for the shortest match ever in that arena. Would hold on to Wilson for the late season value if possible but for the short term (i.e. this week) Schaub rates highest.
At your front door (WITH BREADSTICKS)
T-Rich/Gordon for Forte...Which side????
KC Joyner (4:30 PM)
More with the breadsticks. Would rather be on the T-Rich/Gordon side.
Bringing Dessert!! (KC, Cali)
PPR league Hoyer, Bradford or Luck this week?
KC Joyner (4:31 PM)
Sounds like we have some hungry chatters out here. Got Luck rated highest, as the Seattle D is very good but it can be beaten.
Al Stone (Great jobber)
Big trade..I would give up V Jackson/J Blackmon/L Miller/CJ Spiller for M Forte/J Nelson. Thanks!
KC Joyner (4:33 PM)
I think that's Al Snow - he of the famous "Pin me, pay me" t-shirt. And for being the butt of Mick Foley's jokes. Would rather be on the Forte/Nelson side of that deal, at least as long as the rest of the lineup is solid.
Dan (Denver)
Cut Bradshaw now or wait to find out more about his neck?
KC Joyner (4:33 PM)
Injured player who could quickly fall even further behind a talented bell cow starter in T-Rich - sounds like a cut candidate if you can find someone worth dropping him for.
Joe ((Alaska))
How you feel about Gio Bernard the rest of the way? Feature back?
KC Joyner (4:34 PM)
BJGE got more PT last week but it's obvious this offense is moving to find out how much PT Gio can deal with. He'll be a platoon back for the Bengals at the very least and a strong flex/good RB2 in FFB.
John (LB)
I'll make it simple Eli or Pryor?
KC Joyner (4:35 PM)
John must have had a late lunch. Eli, as many of his metrics indicate this Giants O is on the verge of a turnaround.
Jeremy (Hockey Town)
Prediction, please: Percy Harvin starts week X and is top-Y rest of the way.
KC Joyner (4:37 PM)
Got to get a Hockeytown post in with the start of the hockey season. Total guess but would think Harvin comes back around Week 12 or 13 and is a top 30 player the rest of the way.
KC Joyner (4:37 PM)
Among WR/RBs - think of him as a flex candidate.
Use #3 WW on Pierre Thomas? TY
KC Joyner (4:38 PM)
Don't remember Magnum in the AWA. Do remember him having great battles with Nikita Koloff and Tully Blanchard. Not sold on Thomas, as he could be a RB3 in NO's backfield with the advent of Khiry Robinson.
Jim (DE)
Giants O on the verge? Do you think Wilson is a RB2 ROS?
KC Joyner (4:40 PM)
The Giants faced three of the top 7 run defenses so far this year and the schedule is much more favorable from here on out. Got Wilson as a RB2 this week and for most of the ROS.
Stuck at work (San Pedro)
Who do you like more Lamar Miller or B. Powell this week?
KC Joyner (4:41 PM)
This chat once again takes away a bunch of productive work time. Miller in large part because the Jets pass O woes will allow Atlanta to concentrate fully on stopping the run.
Cindy (FL)
Saints only plugged Robinson since the score got out of hand. Pulled key palyers mid 2nd half!
KC Joyner (4:42 PM)
Yeah, and Robinson played pretty well. Like his upside ROS.
KC Joyner (4:42 PM)
Related note - also like Benny Cunningham's performance last Thursday. Another deep league flyer.
Travis (Punching Time)
Is Brandon Jacobs worth a pickup with this Coughlin news about the ol" 1-2 punch?
KC Joyner (4:43 PM)
Thought at first that meant punching out. Would think the Giants turn the offense into a lead/alternate situation with Wilson as the lead and Jacobs as the alternate. That gives Jacobs some potential flex value.
Come on give me something on Rashad Jennings... Fred Jackson plays tonight (maybe) and I need to know who the better play is in PPR.
KC Joyner (4:44 PM)
Not sold on the Raiders run game. Would start Jackson.
Kansas City Joyners (Kaaansas)
What is your explanation for having ATL as the highest rated defense? You have KC, Car and Clev which look like way better matchups this week.
KC Joyner (4:46 PM)
Can't say I've ever been to Kansas City. Will have to visit and see how many KC labeled items there are. The Jets won't have either starting WR, could be missing a starting RB, have a struggling rookie QB who will be on the road against a loud crowd on Monday night. Add that to facing a talented team in desperate need of a win and it just sounds like a recipe for FFB dominance.
Cowboy Bob Orton (Dr's office, re-plaster)
Marshall for Gordon/D-Will in .5 PPR. D-Will is bye week fill-in RB3.
KC Joyner (4:48 PM)
His cast gimmick was the best. Especially when he and Piper went to visit the doctor about it and the doctor said there was no break in the forearm and Piper, in his craziest voice, said the doctor was obviously a quack. Classic moment! Tough call without knowing the rest of the lineup but am leaning towards the Gordon/D-Will side of that trade being better.
Walter White (GY)
Who should I play at flex CJ2K, S.Smith or MJD? TD heavy league.
KC Joyner (4:49 PM)
Mrs. Scientist and I have got to sit down and watch that series. Hearing too many awesome things about it. For a TD heavy league, it would have to be Smith, as CJ is taken out in GL situations and MJD likely won't see many TD situations.
Vacation (Aruba)
KC, need your help before the wife sees me on the computer... PPR start three of Woodhead, McGahee, Blackmon, Tavon. Thanks!
KC Joyner (4:50 PM)
This balances out the bad karma that comes from costing people work time. Would start Woodhead, Blackmon and Tavon.
John (Bolton England)
How soon do you think Nate Burleson comes back?
KC Joyner (4:51 PM)
As soon as his pizza gets delivered. Which should be in about 3-5 weeks. Would think it would be after Detroit's Week 9 bye.
The Mad Chef (NY)
Tight end bottom barrel choice? McGrath, Graham, Clark, Gresham
KC Joyner (4:51 PM)
Clark. He's close to being upgraded to a yellow rating and has a very favorable matchup this week.
Linda (Maple Shade, NJ)
Why do people use some many abbreviations for there fantasy guys? Creepy?
KC Joyner (4:52 PM)
It probably has more to do with trying to type the name in quickly on a smart phone. Speed, not creepiness.
Stone Cold (Top Rope with 6 Pack)
Rivers or Cam this week.... Do I really have to start Rivers...
KC Joyner (4:53 PM)
I hope the rumors of him returning for WrestleMania to face CM Punk are true. Start Rivers - he was nearly upgraded to a blue rating this week (never thought I'd write those words).
Burleson (Detroit)
Deep Dish was worth it. FLEX (pick 2): Julius Thomas, Sproles, Jennings, DeAngelo (.5 PPR)
KC Joyner (4:54 PM)
We never did find out if the pizza survived the wreck. Let's hope so. Thomas and Sproles.
Ryan (Phoenix)
Am I crazy for starting Rivers over Matty Ice? What about Miller over Ridley?
KC Joyner (4:55 PM)
Not crazy. NY's offense is bad but their D is very good. And Rivers is on the verge of a blue rating. Got Miller rated much higher than Ridley this week.
Creepy abbreviator (Sorry Linda)
KC, start one of the following in a PPR: DBowe, FJax, BHartline, JBlackmon.
KC Joyner (4:56 PM)
You guys need to show up for the Sunday morning chats - people just aren't in a funny mood at that time and these types of posts could help humor that chat up :-)Got Bowe rated highest - really like his matchup this week.
Missy (Jacksonville FL)
M Schaub over A Smith - wavier wire empty in a 12 team league
KC Joyner (4:58 PM)
My hair stylist's name is Missy - she's the only person I've found who can make my hair look good. Can't recommend her highly enough if you are in Orlando and looking for a good haircut. Got Schaub rated higher this week.
KC Joyner (Seriously)
Why no love the 5 different chats I used the many faces of Mankind as a name? I even included a 'Have a nice Day!' C'Mon Man
KC Joyner (4:59 PM)
Hey, I'm all for Mankind quotes! Just didn't see the question.
Bob (Cellphone)
What does KC stand for in your name? If i wanna pair brees with jimmygraham, Who should i give up to get jimmy graham? I hv demaryius, jordy, dougmartin, lammarmiller, gronkowksi.. Or i should leave my line up just as is. Thks
KC Joyner (5:01 PM)
I might have to take the CM Punk approach here. He has a bunch of things that CM stands for (Chicago Made, Crooked Moonsault) even though the initial initially stood for Chick Magnet (seriously). Keep DT and JN. Consider trading Gronk and Miller but don't expect the other owner to say yes. Getting Graham now is buying high and you won't want to pay the price the other owner is likely to ask for.
Nicholas Brody (Can't tell you)
Breaking Bad is overrated. Watch Homeland instead. Which of these players would you drop D Richardson for: Blount, Pead, Stacy, Bolden, Ellington, R Jennings?
KC Joyner (5:03 PM)
Got to try and get a starter or at least the closest approximation. That would be Stacy, as he's likely to get dibs on D-Rich's No. 1 spot.
MARI IL [via mobile]
KC IM BACK! with that said i was offered morris and boldin for megatron and lamar miller i have bowe shorts and hopkins left at wr and charles wilson and sproles at rb PLEASE ANSWER
KC Joyner (5:04 PM)
Good to have you back in the chat! Now take a moment and breathe and relax. You'll be fine at RB when Wilson turns things around (which will be soon). Keep Megatron and Miller.
George the Animal Steele (Turnbuckle-ville)
Nicholas is CRAZY! Homeland is garbage compared to BB - what's Woodhead's value ROS? Drop Joique Bell for him? (I need a RB I can use down the road - have Shady, Spiller, D.Wilson and Bell right now)
KC Joyner (5:06 PM)
We may have to watch an episode of both. Though what we are really looking for is an awesome comedy series. Just looked at Detroit's run D matchups ROS and they are brutal. SD's are much more favorable so keep Woodhead.
Hungry (at work)
What do you think of giving up Woodhead for Marshall? I have Lynch, Forte, Gore and D-rich at RB, JNelson, TSmith, SRice and BHarline at WR?
KC Joyner (5:10 PM)
Good way to end it, as the kids are setting the table up for dinner as I write this. And no one showed up with breadsticks! Assuming that means Brandon Marshall, it's a no brainer deal if you are on the Marshall side.Many, many thanks for the great questions. Most fun I've had in a chat this season! Couple of quick notes - links to the TFS ESPN Insider articles are always posted on Twitter @KCJoynerTFS. I'll be taking part in an in-game chat tonight on ESPN.com, so stop by and say hey if you have some time. Will be hosting a FFB chat on ESPN.com from 11AM -12 noon Sunday morning, so please stop by there and post some humorous/interesting questions!
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About the Foundation
Apple FCU Education Foundation
Board of Directors
Calanthia Tucker, President
Calanthia Tucker is a lifetime educator who completed her career in Fairfax County Public schools as a cluster superintendent earning the Point of Excellence award for superintendent leadership from Kappa Delta Pi fraternity (George Mason University) in 2006. Additional professional honors include being named FCPS Principal of the Year (1996), NAACP Education Award (1997) and the Northern Virginia Urban League, E.L. Patterson Community Service Award. At Mount Vernon High School, where Dr. Tucker served as principal, the media center is now named in her honor.
Receiving her doctorate in school administration from Vanderbilt University, Dr. Tucker also holds an M.S from Virginia Tech and a B.S. from Tennessee State.
Robert L. Sowell, Sr., Vice President, Secretary
Robert L. Sowell, Sr. has worked for the members of Apple FCU for over 20 years. Starting his career as a mortgage coordinator, he moved to become a branch manager and is now the Vice-President of Community Relations. An active member of the northern Virginia community, Mr. Sowell is sergeant of arms for the Fairfax Rotary Club, a member for the George Mason University advisory board, and a member of the Northern Virginia Community College marketing department advisory board.
Mr. Sowell holds a B.A. from George Mason University.
R.C. Bosley, Treasurer
R.C. Bosley spent the first five years of his career in Fairfax County Public Schools as a math teacher at Whittier Intermediate (now Falls Church High School). From there, he served in many leadership positions in district offices and schools. He was principal at Ft. Hunt Elementary and Kilmer, Franklin and Thoreau middle schools. He was a coordinator of instruction and area administrator. Following his retirement in 1989, Mr. Bosley was interim principal at two high schools, two middle schools and three elementary schools.
Mr. Bosley holds a B.S. degree from Abilene Christian University (Texas) and a M.Ed. from the University of Virginia. He completed postgraduate work at the University of Virginia, American University, College of William & Mary, Radford University, Vanderbilt University, George Washington University and George Mason University.
Steven F. Sengstack, Executive Director
Steve Sengstack was a teacher, counselor and administrator in Fairfax County Public Schools for 37 years. During his career he worked at Lake Braddock Secondary School , Robert E. Lee High School and Annandale High School. He served as an English teacher, a head fooball coach, a school counselor and a director of student services. Mr Sengstack now works at George Mason University as a supervisor to English teacher interns. He holds a B.A. from Emory & Henry College and a M.Ed. from George Mason University.
Scott Bauer, Director
Scott Bauer teaches in the Education Leadership program and serves as a Division Director in the College of Education & Human Development, George Mason University. Prior to joining the GMU faculty in fall 2004, Scott served on the faculty of the University of New Orleans, as Research Director of the School Leadership Center of Greater New Orleans, and as managing partner at Organizational Analysis & Practice, Inc., a firm that specialized in conducting research, policy analysis, and professional development programs for schools and education agencies. His research deals with the development of teacher leaders, the organizational design of schools, and the preparation of school and district leaders.
Dr. Bauer received his B.S, M.S., and Ph.D. from Cornell University.
Linda Burke, Director
Linda Burke served for over 28 years as a school administrator in Fairfax County Public Schools, completing her career as Associate Superintendent for Region Leadership Support. Hallmark accomplishments include her leadership of one of the largest administrative, teaching and support staffs in Virginia during her eleven years at Lake Braddock Secondary; the establishment of a Professional Learning Community that led to outstanding gains in SAT scores, increased Advanced Placement participation and success, and state testing in which there were significant gains in closing achievement gaps; and national recognition of Lake Braddock in multiple years for excellence by Newsweek magazine as one of America's top 100 high schools. She is currently a graduate Fellow with the Institute for Educational Leadership, and continues to accumulate a record of accomplishments as an educator. She and her husband, also a FCPS educator, reside in Fairfax, Virginia.
Carolyn M. Custard, Director
Carolyn M. Custard believes that learning should be a lifelong experience. She is dedicated and committed to making a positive difference in the lives of young people and in supporting the community. She has served as an assistant principal of Forest Park High School for three years and as principal of C. D. Hylton High School for eight years. She currently serves as the director of the Office of Student Services at the Kelly Leadership Center. In 2008, Mrs. Custard was selected as the Outstanding High School Principal of the Year for the State of Virginia by the Virginia Association of Secondary School Principals (VASSP), where she ranked 3rd in the Nation. Mrs. Custard holds a Bachelor of Science degree in Intermediate Education, a Master of Education degree in Guidance and Counseling, and a Master of Education degree in Educational Administration and Supervision.
Crystal Jenkins, Director
Crystal Jenkins is the Training and Development Assistant Manager and came to Apple FCU in 2010 as a Call Center Team Leader. This was her first introduction to Credit Unions. Before that she worked as a Commercial Analyst, Lender and Branch Manager at BB&T and Wachovia. She has a B.S. in Finance and B.S. in Economics from Winston Salem State University. In her spare time she enjoys her family who is the center of her world, singing and is actively involved in her church.
Mark Karangelen, Director
Mark Karangelen joined the Education Foundation Board in 2010. Before coming to Apple FCU in 2008, he worked for a smaller credit union in Alexandria, NARFE Premier. Mark looks forward to the opportunity to serve on the board and making a difference in the Foundation, the credit union and the community.
Linda Whitfield, Director
Linda Whitfield has spent most of her professional career serving in various capacities as a school administrator. Most recently she was the principal at George Washington Middle School in Alexandria, Va. Prior to that she was the director of middle school instruction in Fairfax County Public Schools. Ms. Whitfield served as principal at Sandburg Middle School (1988-1994) where she implemented Middle School Concept emphasizing an interdisciplinary instruction through teaming. She holds a B.S. and a M.Ed. from the University of Georgia with postgraduate course work at Virginia Tech.
Larry Kelly, Ex Officio Director
Larry Kelly has been President & CEO of Apple FCU since 1995. Under his direction and leadership, the Apple FCU Education Foundation was formed in 2006. Prior to coming to Apple FCU, he was President and CEO of Giant Food FCU. Mr. Kelly is an active member of the northern Virginia community and has served as chairman of the Board of Directors for the Virginia League Shared Branch Network, chairman of the regulatory affairs committee of the Virginia Credit Union League and a member of the NAFCU regulatory affairs committee.
Mr. Kelly, a certified public accountant, holds an M.B.A. from Loyola College of Maryland and B.A. from University of Maryland, Baltimore County.

subset: commoncrawl


text:
Chapter 6: New Lease On School
After a week of hanging out with Flannery and Rachel, I just completely stopped caring what other people said. People still tried to call us names, or would shove us in the hallway, but as long as we were together it never got to us. Of course, then came soccer tryouts.
"So, you nervous?" Flannery ran up to me while I was sitting on the bleachers by the soccer fields. We still had about a half an hour before tryouts so I was just sitting there.
While most of the girls had on those shorts that made you wonder why the school discourages short shorts and then gives them to girls for uniforms, Flannery had on a pair of black shorts that went down to her knees, and on the left leg a dragon was wrapped around it. Her shirt just pure black.
"What do you think?" I asked her rhetorically, to which she stuck her tongue out.
Then going back into serious mode she mentioned, "By the way, Rachel is gonna be coming for supporting purposes." Just then she came around, walking in her usual jumpy bubbly way. "Not gonna try out?" Falnnery asked her in a joking manor.
"You know I have horrible aim. Even if I actually kicked the ball I'd probably hit it into someone's face."
"Just make sure it's the other team's member." I added. We continued talking on that note for awhile. Rachel then stared at a motionless soccer ball, trying to move it with her "telekinetic powers" But eventually it finally came for the tryouts.
They started out fairly simple, with the typical passing, running, and shooting goals. I got past these without a problem. We got split up into groups of four, and of course my group wouldn't work with me.
I couldn't get the ball, they wouldn't pass, wouldn't give me a chance, even though our group was doing horrible. I'd go at the ball but I get checked out of the way, even by my own teammates. The tryouts had four rounds of teams against each other, each team getting a chance to face the other.
It was the third round, and someone in me snapped. The adreniline started, and I decided it had been enough.
The whistle was blown and I ran towards the ball as fast as I could. Of course, so did one of my other group members. We were pretty matched for speed, so we were closing in at the same time. There was someone from the other group running at full speed, but he wasn't going for the ball. For a moment I saw the guy on the other group smile like he was saying "you know what to do," and then SMACK! Both the guy from my group and the guy on the other group were on the ground. I took the ball before anyone else could get to it and quickly got around the first guy trying to get to the ball quite easily.
Another member came at me but his feet moved in very large steps as he ran. using this to my advantage, I waited until he was mid step, and kicked the ball inbetween his legs and then jumped around him. When the final member came at me, I did something that I think I could only do once in my life.
This guy had his steps to tight, and he was too quick to get around. I had no choice but to shoot. I kicked it to his left side. Bam! It bounced off the side of the goal, but I had kicked it as hard as I could. The last member that was after me turned around to get it, but the ball was still mid-air and smacked him in the chest, bouncing it just to the right of the goalie and going into the goal.
Now my group members were starting to get it. The next time I got the ball one of the other group members tried to check me, but someone from my group checked them out of the way. This time as I went up towards the goalie, the guy who had helped me out earlier was waiting for me. This time his smile had a hint of "bring it on."
I accidently kicked the ball too far forward, and we both went for it as fast as we could... we also kicked at the same time. The ball flew up into the air as we were losing our balance from our feet contacting. As I fell down I took my chance and kicked at the air, kicking the ball at the goal.
The goalie caught it and tried to kick it out. The other guy that fell down didn't noticed this and jumped up. The ball smacked him in the back of the head, knocking him into me, and and going into the goal. I suppose it doesn't count as me doing that twice cause the goalie did it this time.
While on the ground as the guy recovered he just non-chalantly says, "My name's Aaron Zephyrian by the way."
"Nemo Vunsch."
"Pleasure to meet you Nemo, I should probably get off you." And he jumped up. "Those guys are gonna regret not trusting you right away. Probably cost them teamwork points."
"Hope you make it on the team."
"You too. Better get off the field so the next teams can go. We can chat a bit before round four."
We went up and sat on the bleachers by Rachel, and quickly thereafter Flannery showed up. "By the way, Flannery, Rachel, this is Aaron Zephyrian. Aaron these are Flannery Tenz and Rachel Oestrander."
"Pleasure to meet you." He said smiling and with a slight bow. "Are you trying out as well?"
"Yup." Flannery said confidently, "But Rachel isn't. She's just here for moral support." Aaron looked at Rachel as she did her eyes-scrunched-close smile. Flannery continued, "So were you two on the same group or something."
"No, actually." I mentioned, "Quite the opposite."
"His group members weren't seeing his potential, so I thought I'd give him a boost." He added, smiling.
"Yeah, by tackling one of my team members."
"It wasn't tackling, it was 'checking.'" He said laughing.
Time passed by quickly as all four of us talked, and before we knew it the whistles for our round were blown.
"I won't go easy on you." Aaron said, smiling sheepishly.
"I'd be pretty mad if you did." I replied, smiling.
By this point the teams were tied 3-3. When the round first started it wasn't long until me and Aaron were in a deadlock fight for the ball, constantly kicking at it from opposite sides at the same time. Finally, at one point I kicked to high and tripped up and he got the ball. Score 3-4.
My team had the ball. One of my group members passed the ball to me and Aaron slid on the ground to kick it. I jumped with the ball wedged in my feet and got past him. Score 4-4.
Aaron had the ball and once again, deadlock.
Constantly trying to kick around each other, hitting the ball into each other's feet. Exactly as I had hoped for. I waited until we were about to hit the ball at the same time, and I quickly moved my foot up and stepped on the ball to cushion the blow as he kicked the ball from under my foot, just hard enough to get to my group member on the right of me. Score 5-4, game.
We went up to each other to talk but before we could say anything the coach called us over to him. "You guys were both amazing, and showed great teamwork, even while on seperate teams. I want to see how you will work on the same time." We looked at each other and smiled. "So I'm going to have you two face a team of four, by yourselves."
Simultaneously we turned towards the coach, "Wait, what!?"


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This romper is so much fun. Made with wonderfully soft, soil association certified organic cotton, and designed for comfort and practicality - it is an eye catching outfit that would make a lovely gift. With a super stylish Green Frog print design on a simple ivory background, this is one of our favourites.
Cleverly designed with useful little details such as a kimono style opening to make changing easy and fold down / fold up foot cuffs so you can have both a footed and footless design in one.


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Eine außergewöhnliche Erfahrung. Die gesamte Crew war begeistert.
Vielen Dank für einen tollen Urlaub auf einem Ihrer Boote !!
This was an excellent holiday and we will be returning in the near future.
Yes, please thank all the staff at Carrick marina, yet again we were made very welcome and they really could not have been more helpful, this is why we...
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The Teradek Cube 255/305 1-Channel HD-SDI Encoder/Decoder Pair includes a Cube 255 HD-SDI encoder and a Cube 305 HD-SDI decoder. This pair is called a Cubelet and is capable of very low latency (approximately 3 to 4 frames). The Cubelet provides an easy-to-use, point-to-point streaming solution. Both these units are paired and automatically connect with one another over an ad-hoc or Wi-Fi network.
The Cube 255/305 bundle offers an HD-SDI input/HD-SDI output and features a hardened aluminum chassis, low power consumption, and a variety of network connectivity options (RJ-45 Ethernet, dual-band Wi-Fi, and USB port for 3G/4G modems). This bundle provides a high-definition, end-to-end streaming video solution that eliminates the need for PC-based decoding. This bundle is particularly useful for news gathering or live event streaming.
Both Cube 255 encoder and Cube 305 decoder include an OLED that enables users to change and review the settings of their unit, in addition to providing real-time feedback for filenames, recording status, and wireless connectivity.
The Cube 255 includes comprehensive transport protocol support like RTP/RTSP/RTMP/MPEG-TS. This Cube 255 comes with a headphone output for immediate audio monitoring and a micro USB port that charges the internal battery. This encoder supports dozens of content delivery networks (CDNs), including Ustream, Justin.tv, Livestream, and Youtube Live.
The Cube 305 HD-SDI is a video decoder that outputs HD-SDI use with video switchers and professional monitors. This device decodes IP video from Teradek encoders via Ethernet. The Cube 305 comes with hardware refinements to increase ease of use and versatility.
The Cube 255 has a built-in Li-ion battery gives users up to 2 hours of runtime, which allows for seamless battery swapping or quick broadcasts. The battery can also be charged from an AC adapter or even a suitable external battery such as an Anton Bauer.
The MIMO access point feature in Cube 255 improves wireless performance and enables special features such as wireless camera control for devices without a built-in Wi-Fi capability, and ensures improved connectivity from an iPad or Android tablets (sold separately).
Note: Cube 305 does not include an internal Li-ion battery.


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Day in Columbus
... yogurt. There was an elderly trumpet-guitar duo playing outside a pizza place. Then a younger guy with an interesting round xylophone thing showed up and started jamming. He was very good! Groovy! But I think the elderly duo was a bit resistant. After a few songs, the guy shook their hands and peaced out. Aw. It was a good time nonetheless and we drove back watching the sun set ...
SUP yoga!
... of a busy street... Sure, it looks beautiful, but like most traditional yoga practitioners, I view it as a huge ego/vanity thing. I don't think it's so bad as long as people remember what yoga is really about. But I know there are yoga practitioners who think it's a blasphemy, especially because it's gotten to a point where these attention-hungry contortionists are going down onto subway tracks and up prohibited areas of ...
Leaving Columbus and Fort Benning
A couple days after going out with a bunch of my friends (Charlie, Chris, Matty, Adam, Mikey, Nigel, and Joe) to the Cannon Brew in downtown Columbus one last time, I finally signed out of Fort Benning and 2-16 Cav after close of business on Friday, May 15th and made the five-hour drive to Tupelo, MS, driving through a heavy rainstorm and impressive lightning storm along the ...
My last weekend in Columbus, I went to Auburn with Charlie Kelly, Chris Smith, and Matty Rohrback for the Auburn-Alabama baseball game. After a late lunch at a redneck-owned hole-in-the-wall barbeque spot west of Phenix City, we toured the Auburn campus briefly and got some photos with the statues outside Jordan-Hare Stadium before meeting up with Febus, Quinones, and some other ABOLC classmates for the game. ...
Auburn & Tuskegee - Deep in Dixie
... d consider a rockin' fun college town like Charlottesville, Chapel Hill,
Athens, GA, or Lawrence, KS. Where states have both a major university and a
major land grant university (Kansas, Iowa, Colorado, Montana, Washington, Utah)
the land grant school tends to be the more conservative of the two. But
Auburn's so conservative as far as big public schools go that James Dobson of
Focus on Family has recommended it as one large public university ...


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John Lewis Partnership's (JLP) staff celebrated an increased bonus yesterday, but the group warned that the second half of 2010 would bring more "challenging trading conditions".
Employees at the group behind the eponymous department store and Waitrose grocery chain received a bonus of 15 per cent of their salary from a total pot of £151.3m, which was up from the 13 per cent bonus last year.
JLP delivered profits, before exceptional items, up by 9.7 per cent to £306.6m. Total sales at John Lewis were up by 2.8 per cent to £78.1m, while they surged by 9 per cent at Waitrose boosted by its Essentials range.
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Travel Blogs from Slatina, Romania
Day 21 Aug 2 (164km) It You Slatina Not Me
So far Slatina is the only place I despise so far. The roads are really nice into Slatina but everything else seems very outdated. The Amish should be ashamed of how much technology they use compared to rural Western Romanıa. Most of the people ...


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There have been quite a few surprises in the NBA this season, one of them being the emergence of Paul George as the best player on the Indiana Pacers. Of course, with Danny Granger injured for the better part of the season, there was an opportunity for someone to step up, but I don't think many people saw George coming on like this.
Usually when a team's best player goes down for an extended period of time, the expectation is that they tread water until their savior returns. Not the Pacers. They are in second place in the Eastern Conference and are looking like the only team that can remotely threaten the Miami Heat. George's stellar play is a huge reason for Indiana remaining one of the best teams in the East despite losing their best player–well, the guy who used to be their best player.
Granger is still the better scorer, but George's all-around game is superior at this point. He is having a fantastic season. Dare I say it, his stellar play has made Granger very expendable, although his trade value will continue to decrease along with his health.
George played in his first All Star Game, is a possible candidate for Defensive Player of the Year and Most Improved Player and most importantly, he hasn't let his teammates forget that they are one of the best teams in the NBA. I think David West is still the leader of this team, though. His experience and veteran leadership is invaluable.
But George has developed into Indiana's best player. He is a better rebounder, passer and defender than Granger and his offensive game is rounding out nicely. He was primarily a catch and shoot guy, but he's creating his own shot now, putting the ball on the floor and getting to the basket effectively. He also has tremendous athleticism and leaping ability. He is playing so well this season that I've decided to forgive him for that horrible "glow in the dark" dunk he did in last year's dunk contest.
All in all, he has been great this year. He's improved from 12 pts, five rebs and two assists per game last season to 17 pts, eight rebs and four assists per game so far this season and is definitely one of the rising stars of this league. In two games against the Heat (he is primarily guarded by and guards LeBron James), he averages 22 pts, eight rebs and four assists per game. Not bad at all, my friend.
I'm looking forward to seeing George's career and skills develop. He's going to be a phenomenal player for a long time.


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As the UK housing market is still in a relative downturn and Spanish property prices have fallen significantly, many individuals are considering applying for a mortgage on a Spanish property. So, let us briefly examine some of the most common issues encountered when seeking a mortgage in Spain.
Differing LTV Values for a Spanish Mortgage
The top LTV (loan-to-value) rate that a non-resident can acquire is 80%, although this may be difficult to encounter and most banks offer 70%. This signifies that a borrower may need to make up to a 30% deposit on the total cost of the property. Additionally, Spanish banks use an affordability ratio of between 30 and 40 percent. In essence, this means that banks will not allow a mortgage where the monthly payments exceed approximately 35% of one's monthly income.
What Documentation is Required to Obtain a Spanish Mortgage?
To initiate a mortgage procedure, the following documents will be initially required:
- The last 3 months of pay slips or an equivalent source of verifiable income.
- The last 3-6 months of bank statements recording such income.
- The most recent P60/tax return
- A valid copy of the applicant's passport
- Bank reference
- Employment contract (Employed)
- Company accounts (Self Employed or Business Owner)
- Copy of personal credit report
What is the Current Variable Interest Rate and What is the Euribor interest Rate?
Current variable interest rates on a Spanish property mortgage is between 2.5 and 4% (dependent on status and loan to value) while the Euribor interest rate for a twelve-month period currently stands at 0.058%. Both of these figures are important in calculating the overall long-term cost of a mortgage repayment.
What is a Nota Simple?
A Nota Simple is a document provided by the Spanish Property Registry that includes a detailed description about the property. It includes the current owner's information, whether any debts exist, the property boundaries and how the land is classified (commercial, farmland or developable).
What Different Types of Mortgages are Available in Spain?
As the Spanish property market is not as sophisticated as the UK market, the large portion of mortgages granted are variable interest rate (simply capital and interest repayment) mortgages. The credit crunch has effectively eliminated interest-only or fixed-rate plans.
At the time of editing this article, Spanish banks are now starting to offer long term fixed rate mortgages of up to 30 years.
What is a Basic Breakdown of the Costs Involved?
As is the case when buying a property anywhere, there are usually a number of fees and costs that need to be paid. These may include a valuation fee of between 300 and 1,000 Euros. Banks tend to charge a 1% setup fee and the Spanish government will further charge an additional 1% stamp duty. Mortgage brokers charge 1% (although some may be willing to work for less) and one needs also to consider on an individual basis the legal fees and notary costs involved, as these can vary significantly. On average the total costs will amount to approximately 11% of the purchase price.
Can I Get a Mortgage in Spain and How Does it Compare to a Resident's Mortgage?
A foreigner applying for a mortgage must first obtain an NIE, or foreign identification number. This can be obtained by contacting the Spanish consulate in London. The main difference between a resident's mortgage and a foreigner's mortgage is the fact that the foreigner will be liable for Spanish taxes as well as any existing UK taxes. Particularly, there is a tax which Spanish authorities levy on foreign property owners that valuates a property, takes 2% of that figure and then imposes a tax of 25% on the initial 2%. This is for foreigners only. More on Spanish property taxes for residents and non-residents can be seen at http://www.spanishpropertyinsight.com/tax-and-pensions/property-taxes-for-non-residents/
Can I get an International Mortgage with a Bank in the UK?
Many large banks offer the UK resident the advantage of applying for a mortgage for an international property. While large banks such as Barclay's and Lloyd's TSB offer the service, it is advisable to utilise Spanish banks due to the favourable exchange rate.
Should I Use a Mortgage Broker in Spain?
A Spanish mortgage broker will be innately familiar with the relevant laws and regulations, but always check to make certain they have the right qualifications. Also, a Spanish lawyer, or abogado, is also advised, as some of the mortgage broker's practices or policies may seem unfamiliar to a UK resident.
Up to What Age Can Mortgage Repayments be Made?
Repayments can be made up to 70 years of age, although due to the financial crisis, some regions are now extending the age until 75. It is best to check with the mortgage broker to make certain the age limit.
These are a few of the main questions one should consider when applying for a mortgage in Spain. As with ay financial decision, it is best to seek the advice of a qualified professional to address any additional concerns.
Updated 20/04/2016


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Learn why, despite high unemployment and intolerable conditions, people flock to London. Tuesday, May 23 at 8 PM
On Second Thought is a one-hour, daily news talk show that airs at 9 a.m. ET weekdays.
High-Demand careers in the Three Rivers area include manufacturing, logistics, and healthcare occupations.
The GHSA state championships for football are right around the corner. There are 16 teams left on the road to the Georgia Dome and by late Saturday night all eight champions for 2016 will be... MORE
GPB Passport is the new member benefit that provides you with extended access to an on-demand library of quality local and national public television programming, including tens of thousands of hours of your favorite programs.
Sat., June 1, 2013 10:00am
Bioscience Partnership Degree Launches
A new partnership between Gwinnett Technical College and Southern Polytechnic State University is expected to allow students to earn an associate's degree and easily transition to university-level studies.
Full Story
Sat., August 20, 2011 4:47am
UGA Gets Grant For Minorities In Science. Math
The University of Georgia and six other colleges in the state have received a $4.9 million federal grant to encourage minority participation in science, math and technology fields. The program also aims to increase the number of minority students getting graduate degrees in those fields.
Fri., May 13, 2011 3:31am
Colleges Form Engineering Consortium
A group of public and private colleges in Georgia has formed a consortium to promote and improve engineering education in the state. They will look for ways to expand engineering education in the state.
Mon., April 11, 2011 11:00am
Deal Benefits Future Engineers
Students attending 19 of Georgia's technical colleges will soon find it easier to jump to a four-year university. It's thanks to a new partnership between the state's tech schools and Southern Polytechnic State University.


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"Understanding the past, is the key to understanding the present; understand the present, and you can foretell the future."
Related quotes
"Be wait till your best time comes, it is ahead. Cease your painful moments with hope of happiness in next moment. Be happy, good you have done will come to you in next second, your sadness will be gone with suffering of your enemies who want to chop you over your innocence."


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Meet Sandy Phillips
I started using Young Living oils about a year ago, and what a difference that has made! I've since switched over most of my cleaning and beauty products to Young Living as well, living above the average health line is important to me. There are so many great products, you will likely have many favorites.
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A gentle, nonabrasive cleanser with MSM to promote healthier and clearer skin, wolfberry seed oil to hydrate, and essential oils to soothe with aromatic benefits.
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Welcome to the Rainforest boutique resort, tucked right into the lap of nature. Shrug off the city along with your coat and just soak in the misty sprays of the cascading Athirapally waterfalls at Chalakudy, Kerala. Or simply rest your eyes on the lush green of the pristine Sholayar rainforest.
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Island Martial Arts also offers great programs for kids with age-appropriate activities to keep your kids motivated while they become the best they can be. And of course, they offer a mixed martial arts adult class, where the instructors will be happy to give you the personal attention you need to overcome your fitness challenges.
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Having problems with your Digital Cameras ?
Hi.. ive pleomax f2.4 f=4.9mm VGA sensor but i dont have the cd to run the cam so i need help on how to let it work on my xp windows
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Repair Help & Product Troubleshooting for Digital Cameras
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Hi.. ive pleomax f2.4 f=4.9mm VGA sensor but i dont have the cd to run the cam so i need help on how to let it work on my xp windows
... Digital Cameras
I installed S3000 software for Windows XP on my Windows Vista. Now it won't run. I downloaded the driver fix for Vista but something is blocking the program from running - it says: Windows 4.1 has stopped working. Can't get past it. Need to get these pics of my camera and emailed out for a job bid! Finepix shows all of my pics just fine, it just won't upload off my camera. Please help!
You don't need the software to download the pictures fromthe camera to your computer.\015\012\015\012The pictures are on the memory card in the camera. \015\012\015\012Two ways to get them:\015\012\015\012If you c ... Fuji FinePix S3000 Digital Camera
Installation problem i use a largan easy 300 for work and i need to upload some pictures to my company. my computer runs windows xp. the camera instructions say to just plug it in and windows will find the drivers. windows is asking for an installation disc which i do not have. please help me find one to download.
Here are the drivers to your camera:http://www.largan.com.tw/digital/download_en.htm ... Largan Easy 300 Digital Camera
Dear Support Manager, hello fix-ya guys, im having a problem,,i have a Nikon d2x cam and the software for win xp sp2 but i upgraded to windows 7, now im having trouble locating the drivers my Nikon capture software is working but it is not recognizing the cam, if i check my computer the cam showed up there and i can copy the contents but the Nikon software still dose not recognize, also i tried running the software in compatibility mode but still no go,,,HELP PLEASE have an excellent day Fal
Please get it downloaded at :\012\012www.nikonusa.com/Service.../index.page\012\012 ... Nikon D2X Digital Camera
Dear Support Manager, hello fix-ya guys, im having a problem,,i have a Nikon d2x cam and the software for win xp sp2 but i upgraded to windows 7, now im having trouble locating the drivers my Nikon capture software is working but it is not recognizing the cam, if i check my computer the cam showed up there and i can copy the contents but the Nikon software still dose not recognize, also i tried running the software in compatibility mode but still no go,,,HELP PLEASE have an excellent day Fal
Hi\015\012You can get latest drivers from HERE ... Nikon D2X Digital Camera
I have a C340 and the camera works great but I lost my installation disc and I need my camera on my new computer can you help me I run windows 7
Hi, \015\012\015\012You can download the installation software from manufacturer's website by clicking this ... Kodak EasyShare C340 Digital Camera
My Nikon Coolpix LP16 is not detected by Windows on either my PC or my son's laptop, but IS detected by our Mac laptop. I've tried different ports, different cables, reinstalled software, reset the camera -- nothing works. Nikon's tech support was not helpful. My PC runs XP, my son's laptop runs Windows 7. The camera worked fine with both then suddenly stopped working. My device manager does not detect the camera at all.
Microsoft updates frequently make changes to the registry which cause our cameras to no longer be recognized. The simple solution is to start using a separate card reader. ... Nikon COOLPIX L18 Digital Camera
I would appreciate if someone could call me @ 270-874-2176. My aunt gave me her Polaroid t1234 camera, i have a li.ion batttery need a battery charger, usb cable, cd - rom. if there is anyway i can order these things i would appreciate it. I NEED HELP IN THIS AREA, PLEASE CONTACT ME. OR LET ME KNOW HOW I CAN ORDER THE THINGS I NEED FOR MY CAMERA. MY CAMERA WORKS GOOD. BUT I NEED THE THINGS I MENTION. PLEASE HELP THANKS
Hi.You will be able to get all the items from Amazon or eBay. The only thing you can't get from Amazon or eBay is the CD-ROM software CD but you can download the software from Polaroids Support website, just pop in the model number and do ... Polaroid Digital Cameras
My Dad has a Polaroid Digital 320 - S/N049PS08N072080 Camera. The software that came with it will not load on our computer. We have WindowsXP, the software says for Windows 95 & 98. We need software that will work with Windows XP and we need the cord that goes from the camera to the computer. Can you help me with this?
XP drivers here.\015\012http://www.polaroid.com/service/software/photomax/fun320.html\015\012\015\012Manual here. will tell ... Digital Cameras
Kidx cam I bought three kidz cam digital calera kits...has camera, connectors and driver CD....however when I try to insert the driver into my cd thingy it will NOT pick it up however my cd rom is working and accepts other cd's of any kind. I went to the sakar websites as the cd instructs but am unable to get a proper download from there...I have three angry kids lol...someone please help me....I need either a website to get the driver (besides sakar) Thanks to anyone who is able to help
In this case instead of using the disc u can try using this 2 links ones for the software and another is for drivers\015\012\015\012\015\012\015\012\015\012\015\012Software Link : \015\012http://downloads.sakarhelp.com/ ... Sakar Kidz Cam Digital Camera
Hey can u help me i lost my cd to my cam and i need to download the software so i can get my cam working back on my computer can u help me please i looked evrywhere for this ?
Http://members.driverguide.com/index.php?companyid=137 ... Oregon Scientific DS6618 Digital Camera
Hey can u help me i lost my cd to my cam and i need to download the software so i can get my cam working back on my computer can u help me please i looked evrywhere for this ? I'm wanting to download ;pictures from my DS6310 3.0 Oregon Scientific digital camera to my laptop while away from home visiting our new grandchild and, though at one time I installed the software on my hone computer, I can't locate the disk now.
In almost any case, you shouldn't need additional software to copy pictures from your camera. If you're using windows XP or newer, just plug in the USB cable and turn on your camera. A new drive letter should appear under your start menu--> "my co ... Samsung S860 Digital Camera
I need webcam omega 362248 windows 7 drivers because my wcam only work on xp and i have windows 7 on my pc now so this wcam isn't compatible win 7, i need your help about that... Star
... Digital Cameras
I have an rca pearl mp3 player ad i cant download music because i dont have windows media player 10 or up.what do i do?do you have any advice?can you help me?all the music i have is cd music and i want mp3 music to i also need a web site to get free mp3 music besides kazza or beemp3 they dont work right. please help me with my problem.ive got the best advice from firesnake and silver dragon can one of you help me or anybody that can help or has experence?
Hi. here is a free download for you of windows media player 10.\015\012\015\012http://ww ... Digital Cameras
My camera takes pink blurry pictures. I don't know why. It worked before and i can see the pictures good in review but... i don't know how to fix it now... help... PLEASE! I wanted a digital cam sooo bad and I really want it fixed. please help please, please, please! Ya i'm beggging online... i need help!
... Kodak EasyShare M530 Digital Camera
Hi, Im having a problem finding hardware for Model DC3400 Zoom Digital Camera.I need download disc for working on the computor downloading pictures ,I need the adapter cord for downloading pictures to my computor I have Windows XP if that makes a differance. I also need the AC adapter. If you can help me I would make me very happy......Thank You very much Jeff
Click heretheir you can find the software you need for that camera im still looking for the other items you need and will get back to you shortly ok ... Digital Cameras
I CAN'T GET THE DATE TO TURN ON. IT WILL LET ME RESET IT, BUT IT WON'T LET ME TURN IT ON. When I go into the menu setting, it shows that the date is turned off and I can not access another menu that will allow me to turn it on. I need to date stamp pictures for work. Thanks for your help.
The date/time stamp only works in "Postcard" resolution. Press the "Func Set" button, then scroll down to the bottom to select postcard resolution. \015\012\015\012Then press the menu button. Select the "Camera" menu, then scroll down to the th ... Canon PowerShot SX100 IS Digital Camera
I have a Jam Cam digital camera version 2. I am now running Windows 7 on my new computer. Are there any updated drivers that I can download so that I can use this camera with Windows 7? If not I guess I will throw it away. Please help me!
Please get it downloaded at :\012www.driverssoftware.com/drivers.php/...camera-driver/20230\012\012 ... KB Gear JamCam 2.0 Digital Camera
Praktica dpix3200 My praktica dpix3200 wont download onto my computer.the disc i have doesnt have the windows vista driver on it.it only has 98/se/me/2000/XP.I need to get my photos off my camera and upload them to my computer but it wont let me.There is no bit on my laptop to stick in the SD card either.I need help with this please.
I have the solution for this problem\015\012just turn the switch of the cam to the playback mode and then insert the usb cable in it.then u can access the sd card and view the pictures in ur pc.for more information contact me at ... Digital Cameras
I recently purchased a Canon PowerShot A3000 IS digital camera. The camera itself is working fine, but I am unable to transfer photos to the computer. On connecting the camera to the computer, the application CameraWindow starts up and crashes immediately. ReInstalling the software didn't help. I dont know if the application needs any other windows services. Please help me out here.
You do not have to connect the camera to your computer! As long as your camera uses of the following: MultiMediaCard, SD Memory Card, SDXC Memory Card, SDHC Memory Card, MultiMediaCardplus. you can insert the card into the computer's usb port and ... Digital Cameras
I have changed my OS to windows 7. i need drivers for this ( creative video blaster web cam model ct6840), or can someone tell me how this will work on windows 7. Thanks AnilKumar
You have to got to the Creative web site, follow links for support and downloads. Look for, download and install a win7 driver for your camera. ... Digital Cameras
Software problems my cam works but my software with my computer is tempermental. i need to redownload the disk, but i lost my disk that came with my camera. i tried looking for a site to download the software but had no luck in finding the software for this particular camera. plaese help, thank you.
Here is the link for the driver;\015\012\015\012http://members.driverguide.com/driver/detail.php?driverid=313573\015\012\015\012Hope this works, as while hunting for it i found many reviews talking about driver problems - with luck it has been update ... Philips J44417 Digital Camera
Svp HDDV-2900 Hi this camera works great, but I have a big problem to get the pictures or videos into my compuer I have to remove the card out of the camera and insert it in the computer, which is not a big deal, but now I want to use the camera as a web cam and a just cannot do it, the sistema I have is a windows Vista if it helps you with. thanks
I want to Know if any one Knows how to turn off the beging sound cause i like to take pictures without any one hearing me:) ... Digital Cameras
Hi, I need help finding driver for my Veo Webcamera for Windows Vista OS. This is few years old camera and worked well with Win XP. model - 650vs22x 003566
Try to use this yawcam. I hpoe it will work in vista. ... Digital Cameras
I cannot get Camera Wizard to appear when I plug in my S5000 camera. I have Windows XP on my new computer, as I did on the old one (where it worked perfectly!). I have run the Installation disc but still no joy! I get the connection sound but nothing appears. Please help!!! Pat.
Did you try to see if there are any updates to the program since it is on another computer? You can always remove the memory disc and plug it into the computer if all else fails. ... Fuji FinePix S5000 Digital Camera


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Since vector control began in 1975, waves of Simulium sirbanum and S. damnosum s.str., the principal vectors of severe blinding onchocerciasis in the West African savannas, have reinvaded treated rivers inside the original boundaries of the Onchocerciasis Control Programme in West Africa. Larviciding of potential source breeding sites has shown that these `savanna' species are capable of travelling and carrying Onchocerca infection for at least 500 km northeastwards with the monsoon winds in the early rainy season. Vector control has, therefore, been extended progressively westwards. In 1984 the Programme embarked on a major western extension into Guinea, Sierra Leone, western Mali, Senegal and Guinea-Bissau. The transmission resulting from the reinvasion of northern Cote d'Ivoire and Burkina Faso has been reduced by over 95%, but eastern Mali has proved more difficult to protect because of sources in both Guinea and Sierra Leone. Rivers in Sierra Leone were treated for the first time in 1989 and biting and transmission rates in Sierra Leone and Guinea fell by over 90%. Because of treatment problems in some complex rapids and mountainous areas, flies still reinvaded Mali, though biting rates were approximately 70% lower than those recorded before anti-reinvasion treatments started. It was concluded that transmission in eastern Mali has now been reduced to the levels required to control onchocerciasis.
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It only takes a minute to get started. Fill out our simple sign up form and login to the site.
This step is discretionary but will dramatically boost your chances of your profile getting noticed by other daters. Write a few sentences about yourself, your pasttimes and upload any nice photographs of yourself.
Utilise our website's advanced search to find members who are up to your requirements. Or just look through listings and find singles that attract you.
Located someone who meets your criteria? Send them a word or two or just a wink and take it from there. With a little luck you'll be on your way to finding the love of your life.
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In Seoul's Chinese Quarter, Shrugs Over North Korea
More In North Korea
- More North Korean Restaurant Workers in China Defect, South Says
- Video: Curtain Comes Down on North Korea's Party Congress
- U.S., Allies Focus on North Korea at Nuclear Summit
- Video: North Korea's Latest Missile Test Raises Tensions
- 5 Things to Watch After North Korea Sanctions
- U.N. Moves Toward New Sanctions on North Korea
As the world stresses over how to de-escalate tensions on the Korean peninsula, one group with the closest cultural ties to North Korea is shrugging off the war of words.
Ethnic-Korean Chinese immigrants who hail from the Chinese provinces that border North Korea, discount the chances of war, with many expressing indifference to the emotive confrontation.
In Seoul's Daerim-dong neighborhood, the largest quarter for the country's hundreds of thousands of Korean Chinese migrant workers and families, people follow but downplay the seriousness of the North Korean regime's threats.
"It's a path to mutual destruction," said Lee Dong-yul, a community newspaper publisher. "Would they really go that far?"
For more on this, go to Korea Real Time


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Newegg.ca - A great place to buy computers, computer parts, electronics, software, accessories, and DVDs online. With great prices, fast shipping, and top-rated customer service - once you know, you Newegg.
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An innovative and unique angle on changing tables!. Capitalize on the corner space in Baby's nursery!. The Diaper Corner allows you to change your infant with feet pointing towards you - which is a more comfortable and natural position. Also features abundant storage space on either side of the changing area and below!. You won't believe it takes up such a small area in the corner. Measures about 36" high to the top of the upgraded, contoured, 16"x31"x3" changing pad. Measures 31.5" from the back corner to the front edge; 40.5" across the widest measurement from corner to corner. Also includes a safety strap and one white, terry cloth changing pad cover (extra covers sold separately). May be accessorized with Nursery Baskets (sold separately)!. Visit our Baskets department to browse our selection. Can be used as a storage/book shelf or TV/Media center when your child outgrows the changing table. Wipe clean with a damp cloth and mild soap. White table is made with wood, wood composites, and veneers. All paints and finishes are non-toxic. Assembly required; illustrated instructions included. Toys and accessories shown with the table are not included except as mentioned above. Changing table can be used with children weighing up to 30 lbs. (13.6 kg).
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YouTube to help ad makers create ads
MUMBAI: YouTube's latest venture - 'holding the hands of advertisers'. Even though viewership for online video streaming sites is constantly on the rise, advertisers have remained a little hesitant about massively increasing their spending for online video ad time, largely because they're not entirely clear on whether they should just repurpose television advertising or create a variant in order to take maximum advantage of this still-new medium.
Luckily for them, YouTube announced plans to help 100 major advertisers adapt to the possibilities and realities of online video advertising. During an appearance at the Cannes Lions International Festival of Creativity on Thursday, Google's vice president and global head of content at YouTube, Robert Kyncl, said that "the type of creative experiences and what works well (on YouTube) just can't be done on television."
He explained that YouTube can go beyond the 30-second spot, and that the advertisement can be an entire show. "On television, advertisements don't have the creative freedom, can't have the two-way conversation, and don't have the sharing or amplification effect content receives on YouTube," he said.
Brands taking part in the program include American Express, General Electric, Johnson & Johnson, and PepsiCo. Kyncl said that, in the program, "Advertisers will receive the same white glove treatment as top content creators do."
The intent of the program is to demonstrate the value of YouTube as a setting for advertising, but as Kyncl told the Guardian, it isn't to suggest that YouTube is simply a replacement for television in that sense. He explained that advertisers working with creative agencies are generally used to doing fewer TV ads at a higher cost."We're talking about creating an ongoing conversation with audiences … Not just TV ads four times a year," he said. "Advertisers need to rethink their cost structure; it is practical to produce many more ads through YouTube." Kyncl stressed that this plan is about working like a content creator and not just an advertiser.
The program launched with a pilot this September, with four advertisers being invited to a week-long retreat and workshop in YouTube's headquarters in Los Angeles to discuss ways in which they could better take advantage of the Internet and YouTube.
This isn't the first time that YouTube has reached out to customers like this. In 2007, the company launched a partner program for content creators similar to this new scheme that's grown into a massively successful undertaking with millions of partners taking advantage. If the advertiser program is as successful, then YouTube and its business partners will likely be very happy.


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Welcome to the
Samaritans of Bristol County's website.
Suicide Awareness Education is an important and effective suicide prevention tool.
Through our outreach program, The Samaritans provides education, training on identifying those at risk of suicide and suicide prevention strategies.
Teen Suicide is now thought to be the second leading cause of death for ages 15
through 19 and rising rapidly.
Suicide and the Elderly, those 65 and older, have the highest suicide rate of any age group in the United States.
Please shop with Amazon Smile
and support the
Samaritans of FR/NB
When you shop at AmazonSmile, you can designate 0.5% of your purchase to be donated to the Samaritans of Fall River/ New Bedford.
Shopping with AmazonSmile is identical to shopping at regular Amazon, except you select a charity to receive 0.5% of your purchases. It is the same Amazon experience, including Prime shipping, but with the added benefit that some of the money you spend will go to the Samaritans of FR/NB.
Here is how it works:


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The group of Character's that has kept me away from playing New Leaf!
Another group is on the way, so stay tuned! All of these were orders which have been sent out. These take time to make, so if you are interested patience is key.
Yes, Mr. Nook has magnetic feet. Just in case you dont like the base glued to the feet, like Joey is. I prefer magnetic feet just in case I want to play with him or something:] teehee.
(biskit, tom nook, nook earrings, Joey, and Harriet)
get yours here


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Related terms for "risk management ":
risk management service companies
, risk management system companies
, project risk management companies
, operational risk management companies
, risk management planning companies
, risk management professional companies
, water risk management companies
, environment health and safety risk management companies
, environmental risk management companies
, chemical risk management companies
We offer progressive system solutions for world markets through our global brands, TenCate Mirafi, TenCate Miragrid, and TenCate Geotube. As a global leader, our geogrids and geotextiles are engineered with advanced application knowledge to meet project specifications for transportation construction, mechanically stabilized earth, erosion control, water and waste ...
Office in Pendergrass, GEORGIA (US) (USA).
HSA Engineers & Scientists (HSA) is based in the southeastern United States and is a member of the Conestoga-Rovers and Associates (CRA) global network of companies. HSA provides full-service engineering, environmental, construction, and litigation support services, and can also undertake equity investments related to these areas of expertise. The attention and quality ...
Office in Duluth, GEORGIA (US) (USA).
Vanguard Environmental Inc. manages regulatory compliance for more companies than any other organization, public or private, in North America. Vanguard serves a diverse clientele throughout Industry - manufacturers and non-manufacturers alike - through its `Mission Control` style of Turn-Key compliance.
Office in Atlanta, GEORGIA (US) (USA).
Geocomp Consulting, the underground experts, provides comprehensive geostructural services to clients on projects located anywhere. These services include consulting, design, Active Risk Management and Instrumentation & Monitoring. Geocomp Products manufactures, sells, and supports remote-monitoring systems that provide Web-based access to geotechnical instruments used ...
Environmental Risk Services offers the expertise an automotive repair facility needs to gain environmental, health, and safety compliance. Shops must adhere to a multitude of local, state, and federally mandated laws designed to promote employee safety and environmental protection. Upon entering a facility, our mission is to ensure compliance with these laws, while ...
Office in GEORGIA (US) (USA).
For over 30 years, Trinity Consultants has assisted industrial facilities nationwide with a myriad of environmental issues. Our regulatory compliance services include air permitting, air dispersion modeling, and compliance auditing. We also provide environmental management services related to compliance management, ISO 14001 compliance, and emissions trading. In addition, ...
CAPE has grown from a small engineering firm to a vibrant, award winning organization with a history of sustained growth. Our expertise in Construction, Environmental Remediation, and Fuel Systems Solutions has resulted in numerous governmental and private contracts worth several billion dollars. But in the end it's our people that make CAPE an outstanding organization.
based in Norcross, GEORGIA (US) (USA).
Business Enterprise Management connects organizations with world-class practitioners in the methods of process design and process improvement. Whether you need temporary help or someone to join your staff permanently, Business Enterprise Management is ready to help.
based in Atlanta, GEORGIA (US) (USA).
EBI Consulting provides environmental risk and compliance management, due diligence, energy efficiency, and engineering services to organizations seeking to improve operations, lower costs, manage risk and exceed stakeholder expectations. Combining broad technical expertise with deep industry knowledge and a business perspective based on more than 25 years of experience ...
Enercon Services, Inc. is an environmental and engineering services firm providing design engineering, regulatory compliance, environmental management, and process and plant operations support. Enercon provides services to a wide range of clients including government sectors. Enercon personnel have extensive experience providing Risk Management planning, Groundwater, ...
Pure Technologies is a world leader in the development and application of innovative technologies for inspection, monitoring and management of critical infrastructure. Pure's expertise and technologies are being used around the world to help utility operators mitigate the impact of deterioration and maximize capital budgets for rehabilitation and replacement programs. ...
ESdat is a specialist environmental database system; used to validate, import, analyze and report a broad spectrum of Environmental Data as Exceedance Tables, Graphs, Maps, statistics and more. ESdat is available as `ESdat Desktop`, `ESdat Server`, and a completely cloud (web) based `ESdat Online`. ESdat provide environmental and groundwater database systems, for use by ...
Distributor in GEORGIA (US) (USA).
We are a creative team of engineers, designers, technicians, and strategic thinkers who are passionate about water. We are determined to conceptualize, design, and deliver solutions that fit your unique needs.Aeration Industries International has the expertise and aeration equipment to provide a full range of wastewater treatment solutions to optimize municipal and ...
We provide expert advisory services and technical support to companies seeking to manage environmental risks in deregulated electricity markets. Among our comprehensive emission market information services, we publish the NOx-SOxMeter, a continuous update service analyzing fundamentals vs. actual conditions in U.S. allowance markets.
We are a specialty insurance company that provides customized insurance products and solutions to small and medium sized businesses in industries which we believe are underserved by the standard insurance market. For twenty years, we have developed specialized insurance coverages and alternative risk transfer products not generally available to our customers because of ...
A Michigan based environmental consulting firm with a vision of providing practical, high quality environmental services focused on effective business and environmental risk management. From its inception, AKT Peerless` mission has been to establish a highly efficient and well disciplined organization capable of delivering such services. Over the years, AKT Peerless has ...
Environmental Bankers Association (EBA) is a non-profit trade association that represents the financial services industry, including bank and non-bank financial institutions, insurers, asset management firms and those who provide services to them. Its members include lending institutions, property & casualty and life insurers, the environmental consulting and appraisal ...
Environmental assessment, management, and planning specialty firm providing compliance auditing and assistance, facility environmental management plans, NEPA analysis and documentation, natural and cultural resource management support, and environmental site assessments nationwide.
Our main lines of business include: Gabions, Soil Erosion Control, Soil Stabilization. Proven Solutions for Your Earth Management Needs. Landmark's new family of erosion control and earth management products.
based in Kennesaw , GEORGIA (US) (USA).
Consolidated Environmental Solutions is an environmental service & consulting company. We offer a wide range of services from consulting, to site assessments, oil spill response, pollution control equipment maintenance and assistance in managing your NPDES Wastewater & Air Permits. Services: Hydrogelogical Monitoring/Studies Compliance Plans Groundwater & aquiifer ...
based in Woodstock, GEORGIA (US) (USA).
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