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When the kids who live on the streets marked "Slow Children Playing" grow up.
Wife of DCeiver, who is required to spend a requisite amount of time each week decrying the awful, stupid, worthless, anti-intellectual, moronic sewage that is the No Child Left Behind Act, said today: "You know, there are actually parents out there that don't mind their kids' school missing the benchmark because they think that means their kids will get free tutoring."
Thus spake the DCeiver with the fury of a thousand white-hot suns:
People are fucking morons. People are just fucking idiots. You idiots. If your school is required by law to provide tutoring, as NCLB does, said tutoring is NOT FREE! Those tutors did not arrive from a far away land, bearing written prescriptions from their primary care physicians to engage in volunteer tutoring for their health. The government did not PROVIDE your children with FREE tutors! YOU PAID FOR THE TUTORS! THE TUTORS WERE PAID FOR WITH YOUR MONEY! AUUUUGGGGHHHH!
I would vastly prefer that the parents named in the above indictment go, right now, and lay down on the highway. Your children will thank you.


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The Experts: The Biggest Changes Ahead in the ETF Market
What are the biggest changes likely to hit the ETF market in the next five years? The Wall Street Journal put this question to The Experts, an exclusive group of industry, academic and other thought leaders who engage in in-depth online discussions of topics from the print Report. This question relates to a recent article that discussed the growing number of exchange-traded funds and what this might mean for long-term investors and formed the basis of a discussion in The Experts stream on Thursday, June 6.

subset: commoncrawl


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The Mill House Hotel & Restaurant has a unique blend of old and new offering something unique in the local area. A reputation for high quality food and attentive service has quickly made the Mill House a favorite with both locals and visitors. The hotel is about to undergo a further makeover ov...
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Modern Coins > US Mint Commemorative Coins > Silver Dollar Commemoratives > Certified Silver Dollar Commemorative Coins
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Certified Silver Dollar Commemorative Coins
Buying Certified Silver Dollar Commemorative Coins is a great way to ensure you are purchasing top-quality graded coins. Commemorative coins made available by the US Mint are not minted for general circulation, although they are legal tender. All commemorative coins are minted in limited quantities and are only made available by the US Mint for a limited time. The Mint oftentimes releases commemorative coins in Proof (PF) and Brilliant Uncirculated (BU) selections. Commemorative coin designs are authorized by Congress and celebrate and honor American people, places, events and institutions. You'll find a large selection of Silver Dollar Commems at SilverTowne. Add Certified Silver Dollar Commemorative Coins to your collection today!
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2013 CADILLAC Escalade EXT $45,990
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- Location Yankton, SD
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Latest content added for Digital Library Collection: Environmental Policy Collectionhttps://digital.library.unt.edu/explore/collections/ESDC/browse/?fq=untl_institution:UNT&start=10&sort=added_a2010-03-16T15:46:51-05:00UNT LibrariesThis is a custom feed for browsing Digital Library Collection: Environmental Policy CollectionImpacts of Climate Change and Variability on Transportation Systems and Infrastructure: Gulf Coast Study, Phase I2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc12034/

This document, part of the Synthesis and Assessment Products described in the U.S. Climate Change Science Program (CCSP) Strategic Plan. Climate affects the design, construction, safety, operations, and maintenance of transportation infrastructure and systems. The prospect of a changing climate raises critical questions regarding how alterations in temperature, precipitation, storm events, and other aspects of the climate could affect the nation's roads, airports, rail, transit systems, pipelines, ports, and waterways. Phase I of this regional assessment of climate change and its potential impacts on transportation systems addresses these questions for the region of the U.S. central Gulf Coast between Galveston, Texas and Mobile, Alabama. This region contains multimodal transportation infrastructure that is critical to regional and national transportation services. The significance of various climate factors for transportation systems was assessed.
Ocean Biogeochemistry and Global Change2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc12039/

From the perspective of terrestrial ecosystems, the most important component of global change over the next three or four decades will likely be land-use/cover change. It is driven largely by the need to feed the expanding human population, expected to increase by almost one billion (109) people per decade for the next three decades at least. Much of this increase will occur in developing countries in the low-latitude regions of the world. To meet the associated food demand, crop yields will need to increase, consistently, by over 2% every year through this period. Despite advances in technology, increasing food production must lead to intensification of agriculture in areas which are already cropped, and conversion of forests and grasslands into cropping systems. Much of the latter will occur in semi-arid regions and on lands which are marginally suitable for cultivation, increasing the risk of soil erosion, accelerated water use, and further land degradation.
Best Practice Approaches for Characterizing, Communicating, and Incorporating Scientific Uncertainty in Decision Making2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc12036/

This report discusses the current state of understanding about the characteristics and implications of uncertainty related to climate change and variability to an audience of policymakers, decision makers, and members of the media and general public with an interest in developing a fundamental understanding of the issue.
Summary for Policymakers:Scientific-Technical Analyses of Impacts, Adaptations and Mitigation of Climate Change - IPCC Working Group II2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc12062/

This summary of assessment provides scientific, technical and economic information that can be used, inter alia, in evaluating whether the projected range of plausible impacts constitutes "dangerous anthropogenic interference with the climate system," as referred to in Article 2 of the United Nations Framework Convention on Climate Change (UNFCCC), and in evaluating adaptation and mitigation options that could be used in progressing towards the ultimate objective of the UNFCCC
Ozone2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc11991/

In the stratosphere, ozone is created primarily by ultraviolet radiation. When high-energy ultraviolet rays strike ordinary oxygen molecules (O2), they split the molecule into two single oxygen atoms, known as atomic oxygen. A freed oxygen atom then combines with another oxygen molecule to form a molecule of ozone. There is so much oxygen in our atmosphere, that these high-energy ultraviolet rays are completely absorbed in the stratosphere.
Global Ocean Ecosystem Dynamics (GLOBEC) Science Plan2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc11997/

Human population and associated industrial activities continue to increase rapidly, and have reached levels that put the environment under stress in many areas of the world. In addition natural fluctuations of the Earth's physical and biological systems, often occur in time frames that are not readily evident to man. Such fluctuations cause additional stress on the environment, and can result in changes that impact society in terms of diminished availability of clean water, unspoiled land and natural vegetation, minerals, fish stocks, and clean air. Human societies are making a rapidly increasing number of policy and management decisions that attempt to allow both for natural fluctuations and to limit or modify human impact. Such decisions are often ineffective, as a result of economic, political and social constraints, and inadequate understanding of the interactions between human activities and natural responses. Improved understanding of such issues is important in its own right, and will contribute to ameliorating economic, political and social constraints. Developing improved understanding of environmental change is within the realm of the natural sciences and is being addressed by the International Geosphere-Biosphere Programme (IGBP) and other programmes concerned with describing and understanding the Earth System. Natural variability, occurring over a variety of time scales, dominates the health of complex marine ecosystems, regardless of fishing or other environmental pressure. We are only now beginning to compile quantitative documentation of such variability, and consequently our knowledge concerning its causes remains at the level of hypotheses. Understanding of the role of variability in the functioning of marine ecosystems is essential if we are to effectively manage global marine living resources such as fisheries during this period of tremendously increased human impact, and concurrent dependence, on these resources.
Ozone2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc11990/

Although it represents only a tiny fraction of the atmosphere, ozone is crucial for life on Earth. Depending on where ozone resides, it can protect or harm life on Earth.
Solid Waste Disposal Act2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc11995/

The Resource Conservation and Recovery Act (RCRA) gives EPA the authority to control hazardous waste from the "cradle-to-grave." This includes the generation, transportation, treatment, storage, and disposal of hazardous waste. RCRA also set forth a framework for the management of non-hazardous solid wastes. The 1986 amendments to RCRA enabled EPA to address environmental problems that could result from underground tanks storing petroleum and other hazardous substances. HSWA - the Federal Hazardous and Solid Waste Amendments - are the 1984 amendments to RCRA that focused on waste minimization and phasing out land disposal of hazardous waste as well as corrective action for releases. Some of the other mandates of this law include increased enforcement authority for EPA, more stringent hazardous waste management standards, and a comprehensive underground storage tank program.
Ozone2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc11992/

The term "ozone depletion" means more than just the natural destruction of ozone, it means that ozone loss is exceeding ozone creation.
Report of the First Session of the WMO/UNEP Intergovernmental Panel on Climate Change (IPCC)2010-03-16T15:46:51-05:00https://digital.library.unt.edu/ark:/67531/metadc11887/

The first session of the Intergovernmental Panel on Climate Change (IPCC) was held in Geneva, Switzerland, from 9 to 11 November 1988. The Intergovernmental Panel of Climate Change (IPCC) is the leading body for the assessment of climate change, established by the United Nations Environment Programme (UNEP) and the World Meteorological Organization (WMO) to provide the world with a clear scientific view on the current state of climate change and its potential environmental and socio-economic consequences.


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Transcend to a higher, more lucrative level with your yoga practice with this offer from Michelle Mazur Yoga Therapy, where you'll learn from a 30-year yoga devotee with certifications in yoga therapy and philosophy:
• $1,550 ($3,800 value) for a 200-hour Yoga Alliance teacher certification course
• Weekend classes are held over seven weeks (beginning July 11 or September 12)
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Acme Furniture 06554A
Boise 06554A Vanity & Stool
- Acme Furniture 06554
The Boise Vanity Set is beautifully designed to create the perfect master bedroom suite. It offers old world charm reminiscent of eras gone by and a feminine touch. The refined mirror reflects light and adds another convenient detail to this set. Graceful cabriole legs and shaped aprons create a beautiful look, all in a warm brown finish, while spacious drawers and jewelry storage end cabinet offers convenience. Available at AppliancesConnectionFeatures:
- Poplar, MDF, Veneer Wood, Sponge (Density 35)
- Product Size: V: 36 x 16 x 30H, Stool: 16 x 14 x 18H
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Soft and cozy! Fabric upholstery is an economical, environmentally friendly way to show off your eye for style and color. It allows for a multitude of patterns or color options.
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- Stool:16" x 14" x 18"H
- Weight:88.00 lbs


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European Banking Body May Consider New Stress Tests
LONDON—The European Banking Authority said Thursday it can't rule out launching a new round of stress tests on Europe's banks, but denied having already done so.
Separately, European Commission President José Manuel Barroso said Europe's banks may need recapitalization and work is already underway on some aspects of this.
An EBA...


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Rayovac 6V Alkaline Lantern Battery
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Bronx newcomer, Tray Pizzy, has been generating a steady buzz for himself over the past few months thanks to releases like "Let It Go" & and a recent co-sign from Hot 97's Funkmaster Flex. Looking to build off the growing momentum, the talented NYC emcee decides to treat fans to a new mixtape called 50 First Dates.
Laced with 13 tracks, the follow up to last year's Truman Show features guest appearances from Makarel, Devvon Terrell,and Anthony Flammia, while production is handled mainly by his in-house crew.
Stream/download the tape now. (Tracklist below)
01. Intro
02. Sacrifice
03. My Name (Skit)
04. Check
05. Let Go Feat. Devvon Terrell
06. Paparazzi
07. Outside Nigga
08. Never Lose
09. To The Moon
10. A Real One Feat. Devvon Terrell
11. Respect
12. Meme
13. Good Night


text: ATLANTA, June 2 /PRNewswire-FirstCall/ -- In anticipation of the previously announced proposed acquisition of BWAY Holding Company (the " Company") by investment funds affiliated with Madison Dearborn Partners, LLC through a merger of Picasso Merger Sub, Inc. (" Merger Sub") with and into the Company (the " Merger"), the Company announced today that Merger Sub intends to offer $200 million aggregate principal amount of senior notes due 2018 (the " Notes"). The obligations of Merger Sub under the Notes will be assumed by the Company by operation of law upon consummation of the Merger. The net proceeds from the offering of the Notes will be used to finance in part the consideration to be paid in the Merger, to refinance the Company's existing indebtedness in connection with the Merger and to pay fees and expenses related to the Merger and the associated financings. The Notes and the related guarantees have not been registered under the Securities Act of 1933, as amended (the " Securities Act") or any state securities laws, and, unless so registered, may not be offered or sold in the United States or to, or for the account or benefit of, U.S. persons absent registration or pursuant to an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and state securities laws. This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Notes and related guarantees in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. This notice is being issued pursuant to and in accordance with Rule 135c under the Securities Act.


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DBA Street Series Slotted Front Rotors: Pair
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Our exclusively designed Taylor Trundle Bed is unique in every sense of the word. Thanks to the stunning finish that highlights the wood's natural grain, each piece varies from the next. That means every piece is truly one of a kind. And if that's not enough, the variety of quality materials like solid walnut and poplar ensure it'll last for years to come.
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I think I can thank the change of weather for the fact there wasn't a steamed cod fillet in sight this week – instead, I was treated to a collection of suet puddings, stuffed dumplings … and hedgehog meatballs (you'll be surprised how tasty those spines are.)
On a cold day, however, you can't beat a sticky steamed sponge. Diane Kitchen's version contains wholemeal flour and dried fruit, which, to my mind, makes it practically a health food. Second helpings all round.
The winning recipe: traditional steamed syrup pudding
Now autumn is drawing in I'll take great pleasure in cooking this for friends, as all of our three children will have flown the nest. We have a Sunday roast club for those of us who are soon to be childless, and who love a roast but can't face the thought of cooking it for just two.
Diane Kitchen, Ilkley
Serves 6
2 tbsp golden syrup
110g wholemeal flour
2½ tsp baking powder
250g sultanas (optional)
2 large eggs
110g soft brown sugar
110g margarine, plus extra to grease
1 Grease an 850ml pudding basin and put the golden syrup into the bottom.
2 Beat together the remaining ingredients until well combined, then spoon on top of the golden syrup.
3 Cover the basin with a double sheet of greaseproof paper with central pleat. Steam for 1½ hours, adding water as required. Turn out; serve with custard.
Steamed leek and bacon pudding
I love suet; it makes such silky pastry – and surely it's cold enough now to start making this savoury pudding again. Perfect ballast against the winter.
Bronwyn Wolfe, London
Serves 4–6
200g self-raising flour, plus extra to dust
100g shredded beef suet
75g butter, plus extra to grease
350g unsmoked bacon, cut into 2cm strips
6 leeks, white and pale green parts, washed and finely sliced
150ml double cream
Salt and black pepper
1 Mix the flour with the suet, season and add just enough fridge-cold water (about 125ml) to make a stiffish dough.
2 Melt the butter in a frying pan over a low heat and cook the bacon until it starts to colour, then use a slotted spoon to remove it from the pan on to kitchen roll.
3 Fry the leeks gently in the bacon fat until softened. Take off the heat and stir in the cream, then season.
4 Generously butter a 1.5 litre pudding basin (or a glass mixing bowl). Roll the dough out to a large circle on a floured surface. Cut out a quarter section, then use the rest to line the basin, pressing the cut edges together firmly. Fill with alternating layers of leeks and bacon.
5 Roll the remaining quarter of pastry into a lid, pressing the edges together to seal. Cut 2 large sheets of foil, put them together, then butter the top sheet and fold both into a thick pleat down the centre. Put the foil, butter-side down, over the top of the pudding and tie in place with string.
6 Put a trivet into the bottom of a large saucepan and add water halfway up the sides. Bring to the boil, then gently lower the pudding into the pan, cover, reduce the heat, and cook for about 2 hours, topping up as necessary.
7 Turn out and serve with lots of mash, carrots and peas.
Hedgehog meatballs
My (Frisian) husband has a particular fondness for traditional Dutch meatballs, however, their sturdiness means they tend to be restricted to December/January. When I saw a picture of some rice-coated meatballs, I thought it would be perfect for lightening a family favourite. I've combined the rice technique from the originally Russian dish, with our favourite meatball recipe. Dutch meatballs are usually fried, but steaming makes for a lighter and more delicate texture inside, perfect for a simple supper.
Mary-Anne Boermans, Kidderminster
Serves 5
200g basmati rice
4 tbsp salt
For the meatballs
250g beef mince
250g pork mince
2 tbsp sweet soy (kecap manis)or sweet chilli sauce
½ nutmeg, finely grated
2 tbsp wholegrain mustard
½ tsp ground white pepper
1 slice of bread made into breadcrumbs – white or brown
1 large egg
For the butter gravy
80g butter
1-2 tsp plain flour
2 tbsp Bovril
1 Rinse the rice thoroughly until the water runs clear. Put in a bowl with a salt and cover with water. Stir to dissolve the salt then soak for 2 hours for tender, dazzlingly white rice.
2 Mix all the meatball ingredients togetherand form into balls. Cover lightly with clingfilm and put in the fridge to firm up.
3 Drain and rinse the rice thoroughly to remove the excess salt, then roll the meatballs in it to coat. Put each meatball in a cupcake case, and steam over boiling water for 30-40 minutes, at which point the rice should stick out like hedgehog spines. Keep warm.
4 Cook the rest of the soaked rice in boiling water; it should take 3-4 minutes. Drain well.
5 To make the gravy, melt the butter in a pan and sprinkle in the flour. Stir briefly. Add the Bovril and 250ml water and simmer until slightly thickened.
6 Serve the meatballs on a pool of dark gravy, surrounded by white, fluffy rice.
Malaysian-spiced fish cakes
A wonderful Nonya recipe from Malaysia. Traditionally it was stuffed into rolled palm or banana leaves, then roasted, baked or steamed. It can be eaten hot or cold, and is also rather nice spread on toast.I like to make this with fresh mackerel, but most white fish work. I have even made it with tinned sardines and pilchards, which were actually quite delicious.
Rachel Kelly, London; marmadukescarlet.blogspot.co.uk
Makes 8 parcels
400g fish fillets, skinned and flaked
2 tsp Thai basil leaves, finely chopped, or 4 fresh lime leaves, finely shredded
2 eggs, lightly beaten
2 limes, quartered to serve
Chilli sambal, to serve
For the paste
4 shallots, roughly chopped
2 lemongrass stalks, trimmed and sliced (tender parts only)
30g galangal or fresh ginger, peeled and sliced
4 macadamia or candlenuts, lightly toasted
4 dried chillies, rehydrated, or 3 fresh chillies, roughly chopped
1 tsp belachan (shrimp paste)
1-2 tsp ground turmeric
200g coconut cream
1 tbsp dark soy sauce
2 tsp palm sugar
1 Blend together the first 5 paste ingredients, then stir in the remainder.
2 Put the fish and herbs in a bowl, and add the paste, eggs and seasoning. Mash with a fork.
3 Place about 2 tbsp of paste off-centre on a square of foil, or banana leaf. Fold to form a parcel, leaving enough space to allow for expansion, then secure with a cocktail stick if necessary.
4 Steam over a medium to high heat for 15-20 minutes and serve with lime and chilli sambal.
Tibetan momos
You can make the spiced butter a few days before, to let the mix turn slightly cheesy. If you want to be even more authentic, store in a jar: it keeps for a few months.
Zangmo (via GuardianWitness)
Serves 4
500g strong white flour
2 spring onions, chopped
1 chilli, finely chopped
Soy sauce and meaty broth, to serve
For the filling
500g lamb shoulder, roughly chopped
1 small onion, finely chopped
A small handful of celery leaf or coriander, chopped
½ a thumb of grated ginger
1 garlic clove, finely grated
Crushed Sechuan pepper, to taste
2 tsp sesame oil
For the butter spice
1 tbsp rock salt
1 tbsp caraway seeds
1 tbsp dried red chilli, chopped
50g butter
1 Make a simple pasta dough by mixing the flour with just enough boiling water (about 200ml) to make a dough. Knead until elastic, then set aside.
2 Mix the filling ingredients with 1 tbsp or so of water, and season to taste, then chill it while you prepare the wrappers.
3 Using a pasta machine or rolling pin, roll out roughly circular, table tennis ball-size pieces of dough to 10cm across. Place 1 tsp of mix in the centre and pinch to seal.
4 Cook in a greased steamer for 15-20 minutes – ideally over a tasty bone broth.
5 Meanwhile, toast the salt and caraway seeds in a pan until fragrant. Reduce the heat then add the chilli. Grind in a pestle and mortar, then return to the pan, add the butter and stir together until it's melted. Make everyone a dipping sauce by combining the spring onions and chilli in a saucer, and topping with soy sauce.
6 Serve the momos on a large plate. Sprinkle with the caraway salt, and serve with a saucer of dipping sauce and a bowl of meaty broth on the side. Bite into them carefully – the water added to the meat steams inside the momo to make a meaty juice.


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It took the best part of 27 years, but the runner wearing number 2621 at Granite Regional Park in Sacramento on Wednesday, finally made it on to the podium at a global event in the state of California. Running in the 8km women's age 45 to 49 cross country race on the opening day of the World Masters Athletics Championships, Zola Pieterse finished second in 29min 19sec – 33 seconds behind Soledad Castro Solino of Spain.
"It was great," Pieterse told The Sacramento Bee. "I probably started out a little too fast, but it was good healthy competition and I really enjoyed it. Today we were having fun. There isn't the same pressure as with other international competitions."
Such as the 1984 Olympic Games at the Los Angeles Coliseum, some 385 miles up Highway 99 from Sacramento, Pieterse might have added. Back then, she was known to the world as Zola Budd.
She was already a global cause célèbre, having been spirited away from South Africa – which was in international sporting isolation at the time because of its apartheid regime – by the Daily Mail and granted a British passport (to which she was entitled because of a British grandfather) in record time. The women's 3,000m final, featuring the barefooted Budd and the American darling Mary Decker, was billed as the clash of those LA Games. A mid-race clash of legs between the pair left Decker, the reigning world champion, sprawled on the infield and Budd fading from first to seventh place amid a chorus of booing by the Coliseum crowd.
Running for England, Budd won the world cross country title in 1985 and 1986 but she returned to South Africa in 1988 and competed for her homeland in the 1992 Olympics in Barcelona, failing to get beyond the heats of the 3,000m. Now 45 and divorced, she lives under her married name with her three children in Myrtle Beach, South Carolina. At the World Masters Championships she is competing for South Africa – and yet she is still recognised today as the holder of the British women's record for the mile.
The 4min 17.57sec she clocked in Zurich in August 1985 eclipsed the 4:19.41 that Kirsty Wade ran in Oslo the previous month. Twenty six years on, Wade, born in Scotland, raised in Wales, resident on Tyneside during most of her running career and a British Olympian in 1988 and 1992 – continues to be denied the British record by a South African.
"I don't think it's right that the record stands," Wade said yesterday, breaking off from morning cleaning duties at Suainaval, the bed and breakfast establishment she runs overlooking Uig Sands on the Isle of Lewis. "Had Zola settled here, I'd have felt differently, but she never did.
"Of the things that were bad about the time I was running, that is actually one of the things that bothers me least. Running against people who were subsequently found to have been using drugs was much worse.
"Yes, Zola ran for Britain out of convenience, but she was in a difficult position. She was a bit of a pawn. She was given an opportunity that wasn't available to her in her own country. It was a mechanism to see somebody in the international arena who was exceptional. It would have been sad if we hadn't seen her run at her best."
The very best of Budd in her time as a British athlete came at Crystal Palace in August 1985 when she smashed Ingrid Kristiansen's world 5,000m record. In July 2011, as a South African athlete at the World Masters Championships, she still has the 5,000m to contest.
It will be her first global final on the track since the LA Olympics in 1984. This time the British mile record holder will be wearing spikes on her feet, and there will be no Mary Decker in sight.
- More about:
- Apartheid
- Olympics
- Olympic Stadium
- South Carolina


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Capital markets will have to play a greater role in off-setting longevity risk, says a new report by Swiss Re.
The report, A mature market: Building a capital market for longevity risk, says that although insurers and reinsurers play a significant role in off-setting longevity risk, a liquid capital market of that risk will be essential in dealing with an ageing population.
Recent estimates suggest that the average pension fund scheme is underfunded by 24 percent and that defined benefit assets, which are exposed to longevity risk, total over $20 trillion globally. This demonstrates the need for more insurance industry capacity to off-set the risk.
"As the scale of the risk is so vast, capacity is unlikely to meet the future demand for longevity products without a capital market," said Alison Martin, head of life & health Reinsurance at Swiss Re.
To continue reading, you need a subscription to Intelligent Insurer. Start a subscription today for £655.
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Domain Name: SAMPSONMEDIA.COM
Registry Domain ID: 107079330_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.enom.com
Registrar URL: www.enom.com
Updated Date: 2014-10-24T07:38:57.00Z
Creation Date: 2003-11-22T09:14:13.00Z
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Registrar: ENOM, INC.
Registrar IANA ID: 48
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Firefighter injured battling blaze
Sat, 05 Jul 2014 01:33:04 GMT —
A firefighter was injured battling a fire that broke out late Friday afternoon in the 1100 block of Woodland Avenue.
T he injured firefighter suffered minor burns and was taken to a hospital.
T wo people inside managed to get out unharmed.
A fire official on the scene says the home does not appear to be a total loss.
T he cause of the blaze is not known. Toledo fire crews continue to investigate.


text:
Cut-Through Switching
Definition - What does Cut-Through Switching mean?
Cut-through switching is a switching method used in packet-switching systems where the switch forwards packets or frames to its destination immediately after the destination address has been processed without waiting for the entire data to be received.
The switch immediately transmits packets it receives and uses CRC checks for error checking and then relies on the destination devices for error handling of the transmitted corrupted data which it has marked. In this case, the switch can be considered as a mere forwarder of data packets and offers low-latency performance as a result.
Techopedia explains Cut-Through Switching
Cut-through switching offers low-latency performance for SCSI traffic and is used primarily in Fiber Channels. Cut-through switches perform cyclic redundancy checks on incoming packets and marks corrupted frame EOF field as invalid. The destination devices see the invalid flag and drop the frame before it reaches the application. This is a reliable error-handling method which minimizes the time to recover bad frames because the recovery can start immediately compared to the "store and forward" method, which forces a SCSI timeout at the switch where the bad frame is detected. The SCSI retry for recovery would cost another few seconds of waiting.
Cut-through switching is primarily used in Fiber Channel because the reliability of destination-based error handling is mandated by the standards driven by the Technical Committee T11, which imposes Fiber Channel standards.
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The North Face Venom Glove
When you need a high amount of dexterity to maintain your grip on your tools, but can't afford to let your hands get cold, pull on the Venom Gloves from The North Face and get ready to swing away. Cowhide leather outers are treated with 3M Scotchgard waterproof treatment to ensure that water won't be bothering you. 60 gram Heatseeker synthetic insulation is added to the back of the hands to help ward off the screaming barfies, though as any ice climber knows, sometimes that's fairly unavoidable. A brushed tricot liner makes these guys extremely comfortable, and the hook and loop wrist closure helps you secure a snug fit.
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text:
Property Description
NAME OF PROPERTY: Cross Roads Ranch 387-Skb-Rdb
STATUS: New
ACREAGE: 387 acres
LOCATION: 3 hrs N of Dallas, TX; 1.3 hrs SE of OKC, OK
CLOSEST TOWN: Holdenville, OK
ACCESS: Gravel county road
TAXES: $1,397.00/year
TOPOGRAPHY: Flat to gently rolling to rolling
IMPROVEMENTS: Home, Barn, ponds, fencing
HOME SQFT: 5133 sq. ft. of living space
BEDROOMS: Four
BATHS: Four
FORAGE: Bermuda Grass, some native grasses.
CAPACITY: 70 Momma Cow herd
WATER: Five ponds, creek
WILDLIFE: Whitetail deer, turkey, squirrels,and others
UTILITIES: Electricity, Septic System, Well
DEVELOPMENT POTENTIAL Property has 2 miles of public road frontage
This beautiful and diverse ranch has a carrying capacity of about 70 pairs. The pastures are well maintained Bermuda Grass, very clean, with above average fencing and cross fencing dividing the property into six pastures. There are cattle guards at the fences between most of the pastures. Five ponds, and a live creek provide ample water to the livestock and wildlife. The barn provides storage for hay and equipment, with a set of steel corrals and pens with a loafing shed. The custom rock home features a main level of about 2568 sq. ft. with three bedrooms, and three baths. The master suite boasts his and her bathrooms and closets,one being a large cedar-lined walk in. The kitchen was remodeled recently and features GE appliances including large cook top, built in oven and microwave, refrigerator and dishwasher. The home sports a huge den with wood burning fireplace and numerous windows that overlook the rolling pastures. Anderson windows and a central vacuum systems are just some of the many amenities. The finished basement of 2568 sq. ft. features a kitchenette, bedroom, bath, and laundry room. The basement also has reinforced construction to serve as a storm shelter. The property lies about eight miles from Holdenville, OK; about 1.5 miles from the Canadian River and about three miles to Lake Holdenville. Exceptional Whitetail and turkey hunting are also available on the property. Call Sandy Brock Bahe at 918-470-4710 or Bob Bahe at 918-470-4711 or call toll free 844-ALB-LAND, for additional information or to schedule a viewing.


text:
Trusted Seal of Integrity – About the Program:
The International Center for Academic Integrity (ICAI) has partnered with Software Secure to develop the "Trusted Seal Program", a process for evaluating and certifying the integrity practices of hybrid online courses and programs. The ultimate goal of the "Trusted Seal" is to provide a resource to the greater academic community by guiding instructors, course designers, and administrators in employing best practices for making cheating the exception and integrity the norm.
Trusted Seal – Certifying Integrity Best Practices
The Trusted Seal is awarded to hybrid and online courses and programs once they have achieved a level of best integrity practices as evaluated by trained Peer Reviewers according to an ICAI-vetted rubric. This Seal can be displayed on course, program and institutional websites so that students and others know that integrity is a critical component to creating an environment that supports good teaching and learning. The Seal is valid for 3 years and faculty or institutions can apply for recertification to continue displaying the Trusted Seal.


text:
I have a year old breeder male Green Rump Parrotlet for sale. He just recently lost his mate. She was setting fertile eggs in her nest box. She died a…No Price Listed
Incredible large white Colorbred Canaries. They come from show winning European stock.I have been a bird breeder for many years and I have several pairs…No Price Listed
Fabulous Russian Canaries from nice breeding stock. Have many to pick from these birds are hard to find in our local area. Images and contact details on…No Price Listed
Need a new home for a sun conure. She is very beautiful and has tons of personality. She loves to be around people. Is very good at being quiet during…SOLD
8 month old Conure Parrot - don't have time to give him the love he needs. Working all the time...don't want him to become sad. Comes with cage and toys…SOLD
♡ Ruckus & Chubby. Rehomed ♡ 1BEAUTIFUL SWEET BABY PARROTS AVAILABLE. Taking deposits $125 $25 for DNA sex testing available. 2 flying to…SOLD
We are selling a green-cheeked Conure, about 1 yr old. Over $500 invested in Conure, cage, etc. We're selling it for a family member who moved. A very…SOLD


text:
Mobile App
Qual-ET Education and Training
Tamil Nadu
Total Students
Fees Range
How to reach
Qual-ET Education and Training is situated at No 5, Bragadambal Street, (Behind Taj Coromandel Hotel), Nungambakkam, Chennai : 600034. AB 27,5th street (Behind Bharath Scans), Annanagar Chennai : 600040. in Chennai.
Courses Offered
- 1 Years
- Diploma
- Medicine / Beauty / Health Care
- 3 Months
- Certificate
- Medicine / Beauty / Health Care
Qual-ET Education and Training - QETET
Kanchana Paati-My Grandma's place, a professionally run, multi location child care centre in Chennai city since 2006 has launched Qual-ET Education and Training in Nungambakkam,Chennai for offering courses to Teachers, Students, Parents and People aspiring to be teachers.On the Job training is offered across all the centres of Kanchana Paati head quartered in Chennai because we are soon gonna be Muliti City Presence.The vision of Qual-ET Education and Training is to be the leading centre of learning and innovation in emerging areas of business and management education. For every course the college imparts practical training to its students that helps them to understand better, improve their demonstrative skills, eliminate hesitation and in this process strives to mould them into industry ready professionals. Mission of Qual-ET Education and Training is 'to foster critical analysis by training students both in theory and practice so as to equip them with skills needed for facing global challenges with team work and human values. And to build quality network with the Industry, educationists and the society for exchanging knowledge'. The modern teaching methodology assists the students in getting an all around view of engineering, technology and the entrepreneur world. The diligent faculty team of the college possesses hands-on experience and up to date knowledge of their subject and area of expertise. The infrastructure and facilities of Qual-ET Education and Training consists of spread-out campus alongside various amenities in the form of library, computer center, classrooms with proper teaching and learning aids, medical facilities etc. The institute seeks to place each of its students in an organization/company of great repute.
Why join Qual-ET
The College has excellent infrastructure.
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Qual-ET Education and Training Placements
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the students are endowed with all convenient amenities that make their life 'go easy' in college hours, alongside make learning more interesting. Some of the facilities include well ventilated classrooms, recreational areas, hostel facility for boys and girls, indoor and outdoor games, stocked library, seamless internet/wifi connectivity, medical facilities etc.
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The future of Guillermo Barros Schelotto was one of the many questions surrounding the Columbus Crew this offseason. That's one question that can now be answered, as reports indicate the Argentine has re-signed with the club.
According to the Columbus Dispatch, the Crew were able to come to an agreement that will keep Schelotto in Columbus for the 2010 season. His new contract is a one-year deal, with the club holding an option on his contract for 2011. He will not take up the Crew's Designated Player spot either.
"They really figured out a way to come back and make it happen," Schelotto's agent Peter Smith told the Dispatch. "Guillermo always wanted to come back. It would have been a shame if he didn't under those circumstances."
Bringing Schelotto back is an important move for the Crew who failed to overcome eventual MLS Cup Champions Real Salt Lake in the first round of the 2009 playoffs. The 2008 MVP has been a crucial part of their attack since arriving at the club three years ago.
What do you think about Schelotto re-signing? Glad to see the Crew make it happen?
Share your thoughts below.
So, how did they do it without using a DP? I thought they used up most of their allocation funds driving down his salary in his first year there.
Lucas - Columbus
Giant, collective sigh of relief for Crew fans. We're beyond thrilled to hear this!
Forget the Columbus Crew, good for the MLS. Nice job, Crew FO.
As a Crew supporter this is incredible news. GBS is pure magic on the pitch, even at his older age. He may only have one or two good years left in him, but I'm glad it will be spent in C-Bus. He is a vital part of our attack. My hope is that Warzycha puts two strikers in front of him this season. (Pick 2 from Garey, Lenhart, Renteria). We have a big opportunity in 2010 to make another run at the Cup, and I hope we can do it. After this season, Schelotto, Rogers, and Marshall may all be gone (Rogers and Marshall may go to Europe).
+1 GBS is important for the league in so many more ways than just playing on the field. Glad to see he'll be back even if it may injure my Union on the field. Good job Crew/MLS suits!
Idaho Brian
Great news for MLS. Now please, please, please, work out a new collective bargaining agreement.
Besides Holden, MLS is really keeping talent in the league. I was reading of an ex-DC goal keeper coming back…( maybe he failed, I dont know ) …they said he could start for Philly if they acquire him, but DC really needs him back.
It doesn't look like Philly is lighting up the ticket sales, more like the rest of the league, but lets pray Portland and Vancouver are more like Toronto.
We may have a great league sooner than you would think !
I enjoyed my season ticket a lot last year and more and more talent is pouring in.
Sweet, a Union fan !
Charles, Philly had capped the season tickets to 12 or 11K I believe, their stadium is 18,500 so if they average 14,800+ which would be above 80% I'd be happy!
Very realistic considering MLS average was a little over 16K, if they come in and hold that average and get some games at Lincoln Financial Field with I don't know 25-30K fans for games vs LA with Beckham and Donovan and potential NY with a DP like Henry? Who knows?
MLS has lost some talents though, Hercules Gomez left KC for Mexico's Puebla to join a former Galaxy teamate Carlos Ruiz, Chris Rolf is in Europe somewhere, RSL's Movsysian is in Denmark if I'm not mistaken, Ricardo Clark should be gone.
They need to develop better youth systems so more and more players start to come out of the team's academies and signed by the teams cheap. Also being ready to play at 18-20 wouldn't hurt either.
With an expected raise in minimum salaries and cap space it will improve a lot too!
i sure hope he's at least getting the maximum non-DP of 400k plus some promised advertising revenue…he's definately worth DP money
this is their first year. Shouldnt they be "off the charts" in terms of fan attendance and excitement. Maybe MLS shouldnt expand to areas where it isnt obvious that that fan enthusiasm exists.
Not sure what you are talking about. Philly is about to hit their cap for season tickets, and are expecting to sell out most of their games once they get into the new stadium.
Well it depends on how you measure the way new MLS franchises "Should" perform in terms of attendance and on the field performance as well as the ability to eventually break profit.
Not everyone will be like the unprecedented Seattle Sounders who had on the field success AND the best fan base and attendance in the history of the league! Bigger than the Galaxy too!
Toronto has had the strongest of fan bases outside of the West Coast Jewels of LA & Seattle, they were the 3rd best team in attendance this past 09 and the 2 years before that they were the 2nd.
They haven't been able to make the playoffs, but something tells me Preki will fix that to the detrement of say New England who finds a way to get in every year?
I agree they shouldn't put an expanding franchise in cities where they won't have obvious success but there's always a gamble, look at the biggest sports market and rich soccer fan filled NY/NJ area? Finally getting a stadium and the best one at that, and have only been to the final 1 time!
Philly I think will have about 16-17K fans, that's easily 84.5 to 91.9% sell out, the magic number like I said is to stay above the MLS average of 16K if they do that they can easily have a 90% sold out rate, with some luck and like I said some crown jewels of games played vs Galaxy or international double headers played at Lincoln Financial Field they can easily achieve this and eventually expand it to maybe 25 to 30K as far as Chester Stadium.
If they sell all of their 11K season tickets I think they'll be more than okay!
DC Josh
D'oh. I was hoping DC would be able to persuade him over here. Oh well.
Doug in Crew Nation
Yes, that huge exhale you heard came from all central Ohio soccer fans. The Crew is at best a middle of the pack team without GBS. With him back in the fold, expectations will be high again this year.
the man is a legend im glad i get to watch him play this year
Pablo U.
First the green card, and now this. Good for him. It is reported that his family (specially his wife and kids) are very happy with life in Columbus. I saw him live on TyC Sports (an argentine sports network on DirecTV) on december 23rd, and he really wants to end his football career here in the MLS. After this he is thinking in doing something with his hometown team Gimnasia y Esgrima of La Plata (president or coach). But I personally think he came back for the green card, that way his wife and kids can stay in the US and he can fly back and forth.
Great news to have him back, good for Columbus and good for the league.
Mr. Roboto
Happy for CBus (RSL Fan)
A Facebook User
I wonder if they lowered his salary to avoid the DP slot usage. At any rate I'm psyched a class act like Schelotto is here for another year.
I think they will sell out every match this year. There is a lot of excitment about this team around the city and I know delco is obsessed with soccer. If nowak gets a recognizable dp I guarantee sell outs!!!
Kung Fu Kangaroos
I would like to know how Columbus structured the deal for Schelotto. One poster mentioned the possibility of "promised advertising revenue". I wonder how creative teams could get?
Damn! I wanted the Fire to poach him.
Crew fans I talked to were very concerned that we were going to lose him especially given the fact that there was no clear player to step-up in his absence (based on 2009 game play). We need those crisp passes and set-pieces to fuel the offense.
+1 for IB…this is all for naught if there is a lock-out this season.
– Idaho Brian said…
— Great news for MLS. Now please, please,
— please, work out a new collective
— bargaining agreement.
good player, but dives too much
Does this mean Schelotto is making less than 400k a year?
How can you say he dives too much? This guy is pure class and spends most of his time getting by people and making defenses look stupid!
I'll have a wait and see approach on this. As long as the Crew do not rely on him too much, this is probably a good move. BUT…his skills are CLEARLY diminishing and a lot of fans blinded by what he did in the past to realize that.


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He detailed the weekend with GoldenEaglePride.com.
"We had a ball man," he said. "I got down there and got to meet Coach Monken and have dinner with him.
"He's a great guy, me and Tere really liked him a lot. I got to hang out with a couple of players and enjoyed playing games and chilling with them."
James said Coach Monken was everything as advertised.
"He's just a real up tempo guy," he said. "He's a real players coach, and he had us ready to play I'll tell you that. He's going to turn things around and I liked that a lot."
He said he enjoyed everything when it came to looking at what the school had to offer.
"I enjoyed looking at all the academic stuff," he said. "I looked at the business school and loved that. We toured the facilities and that was a lot of fun as well."
Cox said the Eagles are right at the top of his list, but he's not ready to make a decision just yet.
"Right now Southern Miss is my leader, but I'm not really making a decision right now," he said. "I'm going to talk it over with my parents and I'm getting closer to it. I will decided soon, way before signing day."
James said he enjoyed meeting a guy he got to be close with over the last few weeks, Tere Calloway.
"I had to show him what the south is all about and school him in a few games," he said, laughing.
We'll continue to update with James and the rest of the visits this weekend.


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ED Magedson – Founder
Ripoff Report
Real Estate Promoter / Realty Trac1323 North Research Way Internet United States of America
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
After using Realty Trac's free trial, and cancelling that contract, Realty Trac without authorization or my knowledge sent my credit card information to eharbor inc. aka. Realestate promoter.com. They then charged my credit card for 49.95, their terms of agreement are designed to keep charging you without your prior knowledge, and charge you even more to get out of their pariah agreements. There are no refunds, and your only course is to try, and probably unsuccessfully dispute the charge. I've filed a complaint with the BBB. These companies do not make thier money through service, but trying to catch you in malicious presumable contracts. File Complaints to BBB the more the better, and maybe they'll stop these deceptive practices. If any lawyer wants to file a Class A lawsuit just let me know.
This report was posted on Ripoff Report on 11/28/2009 03:34 PM and is a permanent record located here: http://www.ripoffreport.com/reports/real-estate-promoter-realty-trac/internet/real-estate-promoter-realty-trac-if-you-use-realty-tracs-free-trial-and-cance-it-you-530176. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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7 colors
Treasure & Bond Slouchy Pullover
ACNE STUDIOS Boy Jeans
Pre-order this style from the Spring 2017 collection! Limited quantities. Ships as soon as available. You'll be charged only when your item ships.A deep black wash enhances the street-chic style of classic five-pocket jeans crafted in Italy with a loose, comfortable fit. Color(s): black. Brand: ACNE. Style Name:Acne Studios Boy ... Learn More
CITIZENS OF HUMANITY 'Emannuelle' Slim Bootcut Jeans
A perfectly versatile medium-blue wash features authentic hand sanding and whiskering through the thighs in bootcut jeans that kick out just enough to create a super-flattering silhouette. Color(s): modern love. Brand: CITIZENS OF HUMANITY. Style Name:Citizens Of Humanity 'Emannuelle' Slim Bootcut Jeans (Modern Love). Style Number: 1113792. Available in stores. Learn More
DEREK LAM 10 CROSBY Jane Jeans
Aiming to update 1970s cuts, washes and styles, Derek Lam uses raw, released hems to extend the retro flair of these kicky cropped jeans. Color(s): light wash. Brand: DEREK LAM 10 CROSBY. Style Name:Derek Lam 10 Crosby Jane Jeans (Light Wash). Style Number: 5279065. Available in stores. Learn More
FRAME Le Oversized Cuffed Jeans
Dramatic fading, oversized cuffs and a seriously slouched fit give these cotton denim jeans a true borrowed-from-the-boys look that pairs well with your more feminine tops for a cool study in contrast. Color(s): white sands. Brand: FRAME DENIM. Style Name:Frame Le Oversized Cuffed Jeans. Style Number: 5343322. Available in stores. ... Learn More
FRAME 'Le Skinny de Jeanne' Jeans
London-inspired style combined with the quality of the L.A. denim industry informs a chic pair of go-to jeans with a classic skinny cut. Supersoft and super-stretchy tech denim offers a flattering fit that slims the thighs while lifting the rear. Color(s): hilltop. Brand: FRAME DENIM. Style Name:Frame 'Le Skinny De ... Learn More
J BRAND Mama J Super Skinny Maternity Jeans
Cast in an ultra-flattering deep indigo wash, these ultrasoft skinny jeans are sleek and versatile throughout your pregnancy thanks to stretchy waistband panels that accommodate your growing baby bump. Color(s): after dark. Brand: J BRAND. Style Name:J Brand Mama J Super Skinny Maternity Jeans (After Dark). Style Number: 5331611. Available ... Learn More
LA VIE REBECCA TAYLOR Clemence Slim Ankle Jeans
Slim-cut jeans woven with a touch of comfortable stretch offer a slightly higher rise to balance the ankle-length hems. Faded color and distressed edges bring a well-worn vibe. Color(s): bluebell wash. Brand: LA VIE REBECCA TAYLOR. Style Name:La Vie Rebecca Taylor Clemence Slim Ankle Jeans. Style Number: 5316114. Available in ... Learn More
MODERN ETERNITY Skinny Maternity Jeans
Stretch-woven denim construction and a soft, jersey-knit belly panel make these jeans a comfy choice for any mom with one on the way. Adjustable elastic at the waist lets you create the perfect fit after baby arrives. Color(s): dark blue wash, light blue wash, medium blue wash. Brand: Modern Eternity. ... Learn More


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Feelunique International Limited (trading as Feelunique) is a company registered in the United Kingdom under registration number 7883226 and our registered address is 20-22 Bedford Row, London, United Kingdom,WC1R 4JS.
Our main distribution centre is situated in the UK enabling us to offer a wide range of delivery options to suit the needs of our customers globally.
Feelunique is the largest online retailer of premium beauty products in Europe and one of the fastest growing e-tailers in the world.
Launched in 2005, Feelunique was founded to meet the increasing requirements of beauty customers to research, review, compare and buy the leading beauty and health products.
After more than 10 years of trading, the company's success is unrivalled within the beauty industry.
In addition to the fantastic range of over 25,000 products and 400+ brands online there are 2 hair and beauty salons, 3 beauty stores and a Spa in the Channel Islands plus 4 store/salons near Paris.
Ratings guide
All Feefo reviews are gathered anonymously from genuine customers. Read more about how our review system works.
Fantastic service as always
Good service.
Excellent service as always.
Excellent service, always reliable
Good service Very helpful.
Fab range of products at great prices, only downside was I clicked on a link for 10% off when initially entering the website and this didn't show on the transaction
Speedy delivery


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Bob learns that Linda's parents are coming for a visit, he takes drastic measures to avoid having contact with them. While fixing a leak in the attic, he pretends to get stuck while investigating a series of Prohibition Era passageways.


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How do you respond?
The things you should be doing when you hear that the markets have crashed.
Let's look at the past and see. Where do we start?, Well, let's look at the metrics of the most recent market crash and see if we can't find some similar market events in the past., Since 1956, there have been 7 market crashes., Suez Crisis (Jul '56 to Dec '57), OPEC Oil Shock (Oct '73 to Sept '74), Savings & Loan (Nov '80 to Jun '82), Black Monday (Jul '87 to Nov '87), Russian Ruble (Apr '98 to Aug '98), Tech Bubble (Aug '00 to Sept '02), 25 months for the Canadian market to drop 45%, 1 year return from market bottom = 20%, Financial Crisis (May '08 to Feb '09), 11 months for the Canadian market to drop 45%, 3 month return from market bottom = 28%, Average 6 month gain after the market bottom = 20%, Average 12 month gain after market bottom = 33%, So, what are the options?, 1. Understand the opportunity - invest an additional sum of money (eg: $10,000), 2. Remain invested - start a monthly contribution (eg: $100/mth), 3. Do nothing - hold what you've got., 4. Take a defensive stance - sell the position, invest in cash for a year and re-enter the market., For those of you who know me, you've probably heard me say this before., Don't let emotions dictate your investment decisions. Focus on the logic., Here's what I mean., Which of the options I just listed feels the safest?, Sell the position, invest in cash and then re-enter when things settle down., Which option feels the riskiest?, Invest another lump sum into the market and hold what you've got., Let's look at the results in terms of how long it took to recover your original investment., If we look at the Credit Crisis from June 1981 to June 1982, the Canadian Market dropped 39% over that time., Option 1 - Invest an additional lump sum., 3 months to recover original investment, Option 2 - Remain invested, start a monthly contribution., 7 months to recover original investment, Option 3 - Do nothing, hold what you've got., 10 months to recover original investment, Option 4 - Hit the sidelines., 55 months to recover original investment, In every case, the next ten years has generated over a 100% return.
1. Don't panic!, The only reason why people panic is because they are afraid of the unknown., If you knew what was causing a market event, you could better assess what you needed to do and how to respond., Knowing the historical data should help.
2. Don't talk to your friends., People will only tell you their successes - brag., They don't know your situation like a CFP would.
3. Don't sell to "stop the bleeding".
4. Obtain information from your advisor as to why the markets are reacting the way that they are., See our Fly On The Wall Investment Update Calls.
1. Educate yourself., The Fly On The Wall Webinar., www.keytoretirement.ca
2. Ensure you are investing in an Active management style. This allows your portfolio managers to take advantage of the market volatility., Mutual funds and ETFs alone do not provide this., You must align yourself with a discretionary investment firm who can oversee your portfolio strategy and position your portfolio on your behalf to take advantage of any opportunities that present themselves.
3. Consider tax-loss selling., Trigger the paper loss today, re-invest in another version of your current portfolio (thus allowing you to avoid the superficial loss rule in Canada) and carry back the tax-loss generated to one of the three previous years to offset any tax paid on any capital gains realized., Carry forward the tax loss to a future year to help offset any gains generated., December is a busy month for me because I review portfolios to see if there are any tax-loss opportunities to take advantage of.
4. If your paperboy qualifies to invest in the same investments you are in, consider migrating your portfolio to a more appropriate investment solution that is better suited and priced for your level of investment account., Thresholds:, < $100,000 - Mutual funds., $100 - $500,000 - Managed accounts, $500,000 + (Investment Counselor / Portfolio Manager
5. Re-calibrate your financial plan, Assumes you have a plan., If not, this should be step 1 - before anything else.
You log on to www.mint.com and register your free account., Then, gather your login information for all of the online accounts you have. Things like your personal banking user name and password, mortgage login details. Basically, if you can login online to check your account balance for one of your accounts - asset or liability - gather it together., It uses bank level security. No one can move any money using mint and, its' 24/7 monitoring will notify you of any large transactions or changes made to your account., Then, add your accounts and let mint consolidate your information into one, streamlined, easy-to-understand place. And, it's smart enough to know your trip to Tim Horton's, should be categorized as a coffee shop expense!, It does this for all the transactions that take place in your accounts., You don't need to update mint. It updates itself., You can log in to your mint account using your computer, iPhone, iPad or Android smartphone., You'll be amazed at how much analysis you can do on your spending habits, how you can track whether you're moving closer to or further from your financial goals., And, isn't this what you wanted in the first place?, So go now to www.mint.com (or check out the links in our show notes for this show (episode 08) and try it out. It's totally free.


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The Emanuel Ungaro Spring 2010 Collection Just Couldn't Work the Office (Nor the Runway)
I tried to pick some work looks from the spring collection from the Emanuel Ungaro Paris Fashion Week show. The following would need some serious tweaking for office-level appropriate; and I get that it's Paris Fashion Week – at times you see full nudity. However in that nudity there still seems to be a level of class to it. I didn't see much of that in this collection. The hearts replacing the polka dots? The sequin pasties? I admit after seeing it I thought this would be clothing my younger sister would buy on discount, put together wrong, and then go to a mediocre club before she learns and knows better never to make that same mistake again. I hate to continue the mediocre feedback against Lindsay Lohan, but after what I've seen thus far from Paris Fashion Week, this collection just didn't work on the runway nor at the office.
Photos: Style.com


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UPDATE 1-Agrium profit falls 72 pct as fertilizer prices drop
By Rod Nickel
Feb 20 (Reuters) - Canadian fertilizer company Agrium Inc reported a 72 percent decline in quarterly profit on Thursday as crop nutrient prices fell and nitrogen sales volumes weakened.
Calgary, Alberta-based Agrium, the third-largest global producer of nitrogen and a major North American potash producer, said crop nutrient sales had slipped due to cold weather during a period when U.S. farmers usually apply fertilizer to fields after harvest.
Grain prices dropped off year-over-year, taking fertilizer prices down with them. Global potash prices were further thrown into a tailspin last year after Russia's Uralkali OAO broke away from its joint venture with Belaruskali in July, sparking competition between producers that had previously maintained a high discipline on pricing.
Net earnings for Agrium's fourth quarter fell to $99 million, or 66 cents per share, from $354 million, or $2.34 per share, a year ago.
Net earnings from continuing operations, excluding its purchase of Viterra Inc farm retail outlets, were $126 million or 87 cents per share. The company on Jan. 20 warned earnings from continuing operations would be at the lower end of its guidance of 80 cents to $1.25 per share.
On that basis, analysts on average had expected Agrium to earn 86 cents a share in the fourth quarter, according to Thomson Reuters I/B/E/S.
Revenue for the company dipped seven percent to $2.9 billion versus expectations for $2.975 billion. Continued...


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Professor Lizbeth Goodman spoke at the morning kickoff meeting at the MARS Research hub in Toronto in June, and joined government officials and European representatives on an industry and accelerator tour. SMARTlab and the IDRC of Ireland are soon to kick off with new collaborative projects. Watch this space..
SMARTlab's partners:
- Cultúr Lab - a strategic alignment between University College Dublin and Dublin City Council fostering the growth and development of creative innovation based on Ireland's long established heritage in the Arts & Humanities
Enter your email to receive our news bulletin
SMARTlab on Flickr
Cloudaccessibility Active Energy animation artist in residence artists Assistive Technology autism award bbc blackberry awards CATALYST community conference creative dance design digital art disabilities Dr Mick Donegan education educational innovation Embodiment extra-sensory media eye gaze fashion inclusive inclusive design innovation InterFACES learning lizbeth lizbeth goodman magicbox mindtouch music PhD phd seminar research science Show & Tell Sound sustainable Technology virtual world wearable technology


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CWE Providence How To: Explore SBA Government Contracting Programs
Tuesday, July 10, 2012 from 10:00 AM to 12:00 PM (EDT)
The federal government spends over $2 billion on goods and services each year. Are you getting your share? A SBA small business certification may make the difference for your company. Join the U.S. Small Business Administration and the Center for Women & Enterprise to learn more about:
All programs are geared toward assisting socially and economically disadvantaged businesses and small businesses located in historically underutilized business zones.
Join millions of people on Eventbrite.
In order to purchase these tickets in installments, you'll need an Eventbrite account. Log in or sign up for a free account to continue.


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Yes, You are infected and everytime you send an email to someone you are
passing it on to others. Norton is great, it has caught everyone since I
had it installed. Hope this helps, Brice Rose
----- Original Message -----
From: pbrooks <email@example.com>
To: <email@example.com>
Sent: Thursday, November 15, 2001 7:29 PM
Subject: [iris-photos] possible seedling intro
Mike, please tell me if you get a virus from this message. I don't have a
virus cleanup program, but am told I'm not infectious anymore.
If the coloring is accurate in your pic, I love it! Looks like a mix -- or
swirl -- of lavender and pink. Luscious combo!
Patricia Brooks
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When your Suzuki Reno was born, it was destined for a driver who wants long-lasting quality in their automobile. Anyone who owns a Suzuki knows that when it comes to maintaining their automobile only the absolute best replacement parts will do. The vehicle in your driveway symbolizes the best in class compared to all the other vehicles on the road today. Auto enthusiasts appreciate the dependability built into each Suzuki, and know that only top quality repair Reno parts will suffice when repairs are needed.
As far back as two thousand years ago, the Greeks and Romans were using hydraulic pressure to provide drinking water to cities. Your Suzuki Reno has a very efficient system of hydraulic pressure production and distribution that all starts in the brake master cylinder. This part compresses fluid inside the cylinder and sends it to your calipers and/or wheel cylinders. That is where the braking force from your Suzuki Reno brake master cylinder is applied; as the calipers and wheel cylinders create the necessary friction so you can regain control of your automobile when necessary.
Procuring new Suzuki parts from www.carpartsdiscount.com means you are paying the lowest prices for the highest quality original and aftermarket replacement Reno parts on the internet. Given all the hassles associated with fixing broken parts on your car or truck, let www.carpartsdiscount.com be the number one store you go to make buying it easy. Buy all the car parts you will ever need from carpartsdiscount.com and realize incredible savings on all your upcoming repairs. All the Suzuki Reno Brake Master Cylinder parts on this page will fit vehicles made in 2008, 2007, 2006, 2005. Choose your year below to refine your search.


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Semper Mars: Book One of the Heritage Trilogy
€ 7,49
Bisher € 8,49
Besorgung - Lieferbarkeit unbestimmt
Mai 1998
BeschreibungThe Year is 2040. The Marines have landed on Mars to guard the unearthed secrets of an ancient and dangerous alien race: Ourselves. Scientists have discovered something astonishing in the subterranean ruins of a sprawling Martian city: startling evidence of an alternative history that threatens to split humanity into opposing factions and plunge the Earth into chaos and war. The USMC -- a branch of a military considered, until just recently, to be obsolete -- has dispatched the Marine Mars Expeditionary Force, a thirty-man weapons platoon, to the Red Planet to protect American civilians and interest with lethal force if necessary. Because great powers are willing to devastate a world in order to keep an ancient secret buried. Because something that was hidden in the Martian dust for half a million years has just been unearthed . . . something that calls into question every belief that forms the delicate foundation of civilization . . . Something inexplicably human.
Untertitel: 'Heritage Trilogy'. Sprache: Englisch.
Verlag: HARVEY PRESS
Erscheinungsdatum: Mai 1998
Seitenanzahl: 384 Seiten
Format: kartoniert


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S. Ritter NYC
See pictures for details:
Natural Stone Rings
All S.Ritter NYC raw and rocky work is one of a kind. the pieces come from a natural response to materials discovered in our collective surroundings.
See pictures for details:
Kyanite and Silver - Size 7
Fluorite and Bronze - Size 8
Citrine and Bronze - Size 7
Sunstone and Silver - Size 8
Lapis Lazuli and Bronze - Size 7/8


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Cambridge Heights in Malagamot Road, Panacan, Davao City
Low cost housing with modern design. Reserve a unit NOW before it runs out.
Cambridge Heights is a low-cost subdivision located in Malagamot, Panacan, Davao City. It is an almost 10-hectare development composed of about 550 house units. This project offers 2 house models, the Alexi model which is a duplex house and the Dominique model which is single detached.
(For Information Dissemination Purposes Only)
Alexi Model
House Type : Duplex-Type
CLICK here to view the Floor Plan
Standard Lot Area (sq.m.) : Approx. 80 sq.m. (per unit)
Standard Floor Area (sq.m.) : Approx. 30 sq.m. (per unit)
Sample Computation for Alexi Model
House Model: Alexi (Regular Lot)
House and Lot Package: P954,500
Less: Loanable Amount: (P763,600) PROJECTED
Equity: P190,900
Add Processing Fee: P45,000
Total Equity and Processing fee: P235,900
Equity Payable in 24 months: P9,829.17 per month
Estimated Monthly Amortization: 30 Years: P4,826.47 per month
Gross Income Required: P13,789.92
Dominique Model
House Type : Single Detached
CLICK HERE to view the Floor Plan
Standard Lot Area (sq.m.) : Minimum of 100 sq.m. (per unit)
Standard Floor Area (sq.m.) : Approx. 40 sq.m. (per unit)
Dominique – Sample Computation
House Model: Dominiquei (Regular Lot)
House and Lot Package: P1,230,500
Less: Loanable Amount: (P984,400) PROJECTED
Equity: P246,100
Add Processing Fee: P45,000
Total Equity and Processing fee: P291,100
Equity Payable in 24 months: P12,129.17 per month
Estimated Monthly Amortization: 30 Years: P6,222.08 per month
Gross Income Required: P17,777.36
Legend: Shaded parts – not available
Equity can be payable up to 36 months (promo only until further notice)
- 16 X 16 Granite Floor Tile
- 8 x 8 Tiles for Toilet & Bath
- 8 x 8 Tiles for Kitchen Counter
- Stainless Steel Kitchen Sink
- Kitchen Flooring Gravel
- Flush / Button Type Lavatory
- Wood Panel Doors for main service
- Colored Roofing
- Complete Electrical Accessories and Lightings
- Hardiflex/Smartboard Exterior Ceiling
- Painted Exterior Wall
- Painted Interior Wall (with color option)
- Concrete Roads
- Curb and Gutter
- Underground Drainage
- Perimeter Fence All Boundaries
- Multipurpose Building
- Basketball Court
- 100 to 150 sq.m Swimming Pool
- Children Playground
- Street Lights and Street Signs
Payment Terms:
Straight Monthly equity, no reservation fee
-> Equity can be paid up t0 36 months (Promo)
Financing Options:
1. Spot Cash or Deferred Cash
2. Pag-ibig Financing
3. Bank Financing
Please check out this video:
How can you purchase house and lot at Cambridge Heights?
First, contact us for updates to know the availability of units at Cambridge Heights . Then, we can schedule a site viewing/tripping for you or your representative/trustee here in Davao City.
Note: Prices are subject to change without prior notice.


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Romance for the Emotionally VacantMature
When you're hired by someone to do a job properly, it's best not to fall in love with them, else risk the mess and heartache that comes as an added bonus. Love is for shmucks and the hopeless romantics, not for a night club owner and a prostitute.
Roxy: Three Rules
In my line of work there are just three rules:
1) Make sure you get paid first before doing what your client wishes.
2) Do whatever you client wishes with no complaints or questions asked.
3) Don't, under any circumstances, fall in love.
These three rules have done me fine over the past five years and I intend to stick to them strictly for the next five years, if not longer.
You see, my job isn't just any job. Oh no… I am an escort… a lady of the night… a prostitute. I sell my body for the pleasure of men and feel very little shame for my – what some would say – degrading profession. The way I see it, everyone needs money to live and somebody needs to fill the position I hold, so… why shouldn't I do what I do to earn a living?
I admired the sleek, slender finger stood before me, taking in every detail of the hand embroidered, blood red, custom fit satin corset that hugged their figure perfectly, emphasising their best assets: stomach bum boobs. Perfect.
The midnight black garter around the thigh was positioned perfectly and complimented the matching lace knickers and nine inch peep toe stilettos, encrusted with ruby diamantes on each heel.
Lips pouted seductively back, painted in a rich red rose with rouged pink cheeks and dark, smoky eyes. The vivid blue of their eyes pierced the soul and screamed… begged to be explored. Perfectly tousled, chocolate curls framed the heart shaped face, a water fall down their back, with diamonds perfectly placed on each earlobe.
The girl stood before me looked truly beautiful… stunning… desirable. I smiled seductively, taking a deep breath in before moving away from the mirror and positioning myself on the silk sheets of the bed in my tart's boudoir. The door to the powder room opened and my client entered; a sheepish smirk plastered across his chiselled, smug face.
"Come on, stud," I enticed, a rasp of desire tinting my voice, "show Roxy what a real man looks like."


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Study: Breast Cancer May Be Predicted By Blood Test
A blood test that might be able to predict breast cancer's spread may improve diagnosis and treatment for women with early stage breast cancer, a new study finds.
Celebrate great health! LIKE BlackDoctor.org on Facebook!
[ione_facebook_like_box url_segment=blackdoctor.org height="260″]
Dr. Anthony Lucci, a professor of surgical oncology at the University of Texas, Anderson Cancer Center in Houston, and his colleagues looked at 302 patients with operable breast cancer and examined them with a simple blood test.
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In 2012 I set out to travel from the United States to South America, using nothing but my own body power. Most of the trip has been on bicycle. So far, I have completed three legs.
- Across the United States: I started at the source of the Mississippi River in Minnesota and crossed nearly the entire country, north to south, following the Mississippi River, entirely on bicycle (except for paddling across the river). In this leg I learned to trust the people I meet, and that there are good people everywhere you go.
- To the Mexico Border: I bicycled from New Orleans to Texas, kayaked approximately 150 miles in the Gulf of Mexico, and cycled inland to the border crossing. I learned that it's hard to be away from those you love—even if you're a wanderer at heart. And I found that I was capable of learning new skills quickly, like kayaking, and pushing myself through my hardest times.
- Across Mexico: From the dangerous US/Mexico border to the beautiful beaches of Yucatán, I crossed the entire nation of Mexico in 100 of the most amazing days of my life. In this leg I learned to accept myself, to stand out and accept being different, no matter where I go.
So far I have traveled over 4,700 miles without using a motor, engine, or sail to help me. Often, I take long breaks in between legs and use more traditional means to travel until I start the next segment.
Currently, I've paused my journey to spend time writing. I hope to continue in the future.
Why go on an Adventure?
I set out on this Adventure for three reasons:
- To find my purpose in life.
- To learn something about heroism, by going on a journey like the ancient heroes once did.
- To understand the sacred and, if it be possible, to meet the gods along the way.
The journey has helped with all three goals. Most prominently, I now have a profound sense of my own purpose in life, and I know that I want to spend my life writing. My current quest is to understand what makes great literature great, and to push myself to make writing of my own that can stir the soul.
For this reason, I've paused my journey for the time being. I plan to continue one day, even if I'm an old man when I do. And I suspect it will be sooner than that. There's something sacred about traveling slowly, with the wind in your face, and seeing the land as you go. I never wish to give that up.
For now, however, I'm focusing my results on my writing. You can see the results here.
Otherwise, here are a few highlights from the Adventure: