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Third-Party Logistics Outsourcing Tips
April 15, 2014Comment
Prior to beginning a third-party logistics outsourcing arrangement it is important to take a critical look at what is going on in your business and its supply chain network. These 10 tips can help you and your logistics partner collaborate better and achieve your desired savings, efficiency gains and process improvements.
1. Learn the customer's strategic objectives. Be clear and upfront with your 3PL partner and jointly focus on the strategic and financial objectives in the project work. What is the day in the life of an order? Is there an opportunity to shorten the lead time? If yes, this can increase sales and expand cash flow.
2. Think transportation modes. Have a solid understanding of which modes of transportation you're using to move your freight on each link of your supply chain. Knowing how much freight are you moving, how often, and how much you are spending on shipments through LTL, TL, air, expedited services, bulk, rail, inter-modal, brokerage and ocean shipping will give your logistics partner greater insights on how to improve freight flows and find efficiencies. If the freight is prepaid you may want to consider changing the freight terms so that you can optimize your transportation spend.
3. Know your service requirements. Know the service level requirements for each shipment lane within your supply chain network and share this with your logistics provider. Why is a certain mode being used?
4. Communicate top concerns. Cost is always top of mind in the supply chain. But, what is the real business issue? Is it shifting regional demand or changing customer demographics? Is it greater competitive pressures or risk management? Is it a need to shorten the supply chain? Providing these insights helps your logistics provider gain context and surface opportunities to help you achieve your goals.
5. Get focused. Is there a specific portion of your supply chain that you are most interested in optimizing? Narrowing the scope of the project to even a geographic region can help you realize quick gains on key problem areas while also keeping focused on the long-term.
6. Take inventory of well, your inventory. Are you aware of inventory deployment or product fulfillment issues in your supply chain network? How important is inventory cost in the overall supply chain equation? What about safety stocks? Are they too high?
7. Think big. It's easy to get mired in the weeds. Think big. Consider if you are able to optimize your supply chain network across multiple business groups and operations. If not, what prohibits your company from doing this and how much do you feel it's costing you?
8. Map your footprint. Knowing which types of facilities (and how big they are) and how many are in your supply chain network today can help your logistics provider map the current status and start working toward finding greater solutions. Document and map your key suppliers, plants, warehouses, distribution centers, cross-docks, customers and more.
9. Conduct an IT audit. Document the IT systems used to manage information in your supply chain. Know which systems are used at different facilities, what types of data are available in each system. Does one master system tie it all together? Can your logistics provider help you gain greater supply chain transparency?
10. Take the long view. Carefully consider the segments of your supply chain that are growing or declining. Consider the outlook over the next five years? 10 years? How do you see these long-term changes impacting your supply chain network?
By Amy Ilyes
Ilyes is vice president of logistics engineering for Penske Logistics and can be reached here. She is based in Beachwood, Ohio.
Speak Your Mind
Good list to facilitate outsourcing discussions.


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Where Are All The Female B School Profs?Lori Bongiorno
Just as any professor might have been, Ceil M. Pillsbury was disappointed when, in 1989, she was denied tenure at the University of Wisconsin's business school. The accounting professor had won an award for outstanding teaching, and her research had been published in one of the top journals in her field.
Her chagrin turned to anger, though, and she immediately accused the school's tenure committee of sex discrimination. A group of senior faculty members denied the charge, claiming that her research wasn't up to snuff. They later justified their decision by bringing up a host of issues ranging from what she wore at a Christmas party to her taste in jokes. "I was a person who really believed in the system," Pillsbury says, "but now I'm viewed as a major troublemaker."
Is there a glass ceiling in the ivory tower? Only 8% of the tenured faculty at BUSINESS WEEK's Top 20 business schools are women (table), and at several prominent B-schools, including those at Dartmouth College and Washington University, not one woman is tenured. Says Diana R. Harrington, a professor at the University of Virginia's Darden School of Business: "The system is controlled by people who have been in the club for many years, mostly white men."
SERIOUS CHARGES. Some B-school deans, however, play down the charges, arguing that the supply of qualified women has long been limited, and that only in recent years have more come into the pipeline. "My sense is that there is a lot of opportunity for women right now," says Thomas F. Keller, dean of Duke University's Fuqua School of Business.
Nowhere has the issue risen to greater prominence than at the University of Virginia. In 1990, Virginia's Darden School failed to recommend Associate Professor Melissa H. Birch for tenure. She charged discrimination. Five months later, the university provost reversed the B-school's decision and later named a five-person committee of outsiders to study reports of sex bias on campus.
The panel, which issued a report in April, found what it called "a palpable lack of trust between female faculty and male faculty" at Darden and faulted John W. Rosenblum, the B-school's dean since 1983. It accused him of being unable or unwilling to address "the underlying issues that diversity is raising." Replies Rosenblum: "I'm not perfect as a manager, but I don't think that's a fair and accurate portrayal of the qualities I've brought to the job."
Since the fall semester began, Rosenblum has appointed a task force to help identify women qualified for senior appointments, required seminars on sexual harassment for faculty, and named an ombudsman to handle future complaints. But Birch says Darden is only putting on "a good show." The new task force, of which she is a member, has met just once.
CHEAP SHOTS. The dispute at the University of Wisconsin at Milwaukee, meanwhile, remains unresolved. After being denied tenure, Pillsbury charged that she was discriminated against because of her gender and because she was pregnant. Her faculty colleagues, she believed, had given her every indication that she would become tenured. But, Pillsbury alleges, their early enthusiasm began to fade after she announced that she was having a baby. Dean Eric Schenker maintains that Pillsbury didn't meet the school's standards for academic research.
To buttress its case against Pillsbury, however, the business school took potshots at her character. It issued a report alleging that she had told colleagues off-color jokes and had attended a school Christmas party wearing "a sweater that had a small boot suspended from each breast." In fact, the novelty sweater is decorated with three miniature Christmas stockings.
A university grievance panel found in Pillsbury's favor in 1990, ordering the B-school to reconsider its decision. The school refused to reopen her case, and Pillsbury filed a complaint with the Equal Employment Opportunity Commission. In August, the EEOC found a "discriminatory environment" at the school and urged that Pillsbury be given tenure. By then, Pillsbury had sued the university's board of regents for damages.
Even today, three years after the initial dispute, there are no tenured women at the Milwaukee B-school. The Labor Dept. recently issued a report concluding that "a pattern and practice" of sex discrimination exists at the university's Milwaukee campus. But Pillsbury has some consolation. On Nov. 10, she was recommended for tenure at the school's Green Bay branch.


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Match Report
Tue 30 Jun 15
Obika double defeats ten men Rovers at the County Ground.
Swindon - 2 (Obika 45', 65')
Rovers - 0
Tuesday 1st March, 2016
County Ground, Swindon
SkyBet League One
Rovers had lost only one game in their last 8 away from home; which came in their most recent trip and a 1-0 loss against local rivals Barnsley.
Since, the South Yorkshire side battled to earn a point against play-off aspirants Millwall on Saturday thanks to Richard Chaplow who cancelled out Steve Morison's early strike, and could have gone on to take all three points at the Keepmoat.
Swindon also harbour a repeat of last season when they reached the top six before eventually bowing out emphatically in the play-off final to Preston North End at Wembley.
The home side started the game well, playing an impressive passing game from the back and their first chance came just four minutes in.
Jonathan Obika was picked out down the right with a lovely crossfield ball, he drilled the ball across the box for the in-form Nicky Ajose but Richard Chaplow was there to make a vital interception and put the ball behind for a corner.
Whilst Rovers enjoyed the majority of possession in the opening 20 minutes, the home side looked a threat on the counter. A cheeky back heel set Ellis Iandolo through on goal but his shot was brilliantly saved by Thorsten Stuckmann who had to react quickly.
Just minutes later another perfect ball was played into the box towards Obika. Beating Lund to the ball and volleying at goal, Stuckmann somehow saved superbly from point blank range keeping the score at 0-0.
The game slowed down and Rovers started to press the Swindon back line well. Finding space on the left, Aaron Taylor-Sinclair played a ball across the box which fell to Lund ten yards out, but with his back to goal and shooting with his weaker foot his effort cleared the cross bar.
As Rovers looked to stand up to the Swindon threats well, on the stroke of half time the Robins took the lead. Breaking from a Rovers corner the home side were four on two and looked certain to score. As the ball was played into the box Michael Doughty headed at goal and beating Stuckmann, Obika was there on the line to tap the ball in. There were appeals for offside from the Rovers men but after a discussion with his linesman, the referee allowed the goal to stand.
HALF TIME: Swindon 1-0 Rovers
Rovers were back out early for the second half as they looked to find a way back into the game. Lynden Gooch was introduced and replaced Harry Middleton.
An early corner fell to Richard Chaplow on the edge of the area, as he fired a drive at goal Vigouroux got a vital fingertip to it to deny the Rovers man.
Just after the hour mark Swindon doubled their lead through Obika again. Showing incredible pace, the striker ran all the way from the half way line before calmly slotting the ball under Stuckmann.
Things went from bad to worse for Rovers as Richard Chaplow saw red with just over ten minutes to play. After a slightly late challenge on the Swindon man, the pair exchanged words and the referee saw fit to show him a second yellow.
Despite going down to ten men the visitors did test Vigouroux as Evina released Tyson into the box. Twisting and turning the Rovers captain for the evening eventually got his shot off but it was well saved by the Swindon keeper.
Unfortunately there was no way back for Darren Ferguson's side as Swindon controlled possession taking advantage of their extra man and the game finished 2-0
Team Lineups-
Swindon: Vigouroux, Barry, Sendles-White, Thompson N (C) (Rodgers 84'), Turnbull, Ormonde-Ottewill, Traore, Doughty (Thompson 65'), Iandolo (Robert 62'), Ajose, Obika
Unused Subs: Belford, Balmy, Marshall, L, Cooke
Cautions: Doughty 14'
Rovers: Stuckmann, Evina, McCullough, Taylor-Sinclair, Lund (Stewart 71'), Alcock, Middleton (Gooch 55'), Chaplow, Grant, Williams (MacKenzie 80'), Tyson (c)
Unused Subs: Marosi, Mandeville, Butler, Davies
Cautions: Lund 41', Chaplow 63', 78' (RED CARD)
Attendance: 6,556 (159)
Read more at http://www.doncasterroversfc.co.uk/news/article/-report-swindon-2-0-rovers-2983051.aspx#zqht3lkuYEREVBID.99
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Fairfield Inn & Suites by Marriott San Antonio Alamo Plaza/Convention
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Fairfield Inn & Suites by Marriott San Antonio Alamo Plaza/Convention
About the hotel
Property Location
With a stay at Fairfield Inn & Suites by Marriott San Antonio Alamo Plaza/Convention Center, you'll be centrally located in San Antonio, steps from The History Shop and minutes from Alamo. This hotel is within close proximity of First Presbyterian Church and Alamo Mission in San Antonio.
Make yourself at home in one of the 99 air-conditioned rooms featuring refrigerators and LCD televisions. Complimentary wired and wireless Internet access keeps you connected, and cable programming provides entertainment. Conveniences include desks and microwaves, as well as phones with free local calls.
Be sure to enjoy recreational amenities including an outdoor pool and a fitness center. Additional features at this hotel include complimentary wireless Internet access and a television in a common area.
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- Roll-in shower
- Year Built 2011
- Television in common areas
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- Smoke-free property
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- Free breakfast
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- Number of floors - 6
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- Free wired high-speed Internet
- In-room climate control (air conditioning)
- Air conditioning
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- Daily housekeeping
Hotel Policy
Know Before You Go
- Up to 4 children 17 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.
- The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.
The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Valet parking fee: USD 23 per night (in/out privileges)
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.Show all hotel policy Show less hotel policy


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Senators Battle Over Foreign Broadcast Cuts
By DAVID BINDER,
Published: October 31, 1993
WASHINGTON, Oct. 30— A plan to consolidate United States international broadcasting operations, touted by the Clinton Administration as a step toward streamlining the Government, seems to be coming apart.
The main element of the package presented last June by President Clinton envisioned combining the Voice of America with Radio Free Europe and Radio Liberty, the stations based in Munich that broadcast to the Soviet Union and its European satellites starting in the early 1950's.
Under the plan, elimination of overlapping broadcasts and consolidation of transmitters and administrative staffs were seen as saving about $250 million over the next four years.
The plan's hard-won compromise, placing the Munich stations under an independent broadcasting authority to be housed in the United States Information Agency, together with the Voice of America, also seemed to pacify a powerful conservative lobby bent on preserving Radio Free Europe and Radio Liberty.
But in a July hearing of the Senate Foreign Relations Committee, Senator Joseph R. Biden, Democrat of Delaware, said that the Munich stations should remain "independent corporate entities." He also said a Radio Free Asia should be created as an independent station to broadcast to China, parallel to Voice of America.
Administration officials say they are mystified by Mr. Biden's insistence on "independence" for the Munich stations and for a Radio Free Asia, which would still be federally financed under his proposals.
Mr. Biden threatened to filibuster for the first time in his 20 years in the Senate, saying that if he is not satisfied, "I will go and make my case on the floor to knock out the whole reorganizational structure." At stake were not only the consolidation of Government broadcasting operations, but also the entire Foreign Relations Authorization Act under which the State Department, as well as the United States Information Agency, are financed.
The Administration submitted a compromise proposal this week to Mr. Biden under which the Munich radios could keep their separate status, technically as private corporations receiving Government financing.
In an interview, Senator Biden said: "It's resolved between the President and me. It is going exactly where I want it to go."
But the compromise failed to satisfy Russell D. Feingold, a freshman Democrat from Wisconsin, who entered the Senate determined to eliminate the Government's budget deficit -- starting with spending cuts at the radio stations. Now he is threatening to take the issue to the Senate floor.
Senator Feingold said his position was that either the Munich stations should be eliminated or should be subjected to "special restrictions." He has prepared a list of 12 "conditions" for permitting the stations to continue their status as independent Government fund "grantees," beginning with insistence that their annual grant not exceed the $75 million mandated in June by President Clinton.
Both Voice of America and the Munich stations have budgets of about $220 million, although both have already begun the process of terminating employees and services in anticipation of budget reductions. But unresolved is the question of who will pay the costs of terminating hundreds of Munich employees. Rough estimates by the Government Accounting Office last summer spoke of $186 million in severance pay, pension liabilities and benefits.
Senator Feingold said "I reject out of hand" Senator Biden's demand for establishment of a Radio Free Asia as an additional Government grantee. "I'll oppose it on the floor," if need be, he said. Noting that that the Administration had kept its demand for substantive budget savings on the table, the Wisconsin Democrat said that if his conditions were not met, "we will have a fight."
Both senators acknowledge that the disputes involving Government broadcasting over the last four years are "inside the Beltway" issues -- turf wars that excite passions within the executive and legislative bureaucracies but that have little or no impact on the public beyond Washington.


text:
Tim Henman has described the present state of British tennis as 'embarrassing' with Andy Murray isolated in the senior game and an apparent paucity of talent coming through.
Henman was among the coaches working with young players at the Dukes Meadows facility in London as part of the 'Pay and Play' initiative which works at grass roots level to get more children involved in the sport.
Former British star Jo Durie and the LTA's player director David Felgate are also heavily involved in the scheme, and the pair both hold strong views on the state of the British game.
But Henman was perhaps the most animated in his appraisal, the former British stalwart saying: "If you look at the ATP world rankings, you've got (Andy) Murray and only one other player in the top 300. For the money we have to invest and the facilities we have, that is embarrassing.
"There can be no hiding away from the facts, but we have to give the next generation the opportunity to do better than that."
Durie added: "We have to get rid of the 'elite' banner that tennis is under in this country, I'm afraid.
"We have to encourage as many players as possible, and that will give us more to choose from at base level.
"People see the millions of pounds which come into the game through Wimbledon each year and wonder why Britain has so few talented players. It frustrates me greatly."
Felgate, meanwhile, bemoaned the poor links between clubs and schools, while lamenting the facilities available to young players.
"Not many schools now have tennis courts, so the links between the schools and clubs which are absolutely vital are suffering.
"Bring the kids and the schools into the clubs and into the tennis centres, where they can play and enjoy the game."
Henman had the final word: "Kids need to enjoy the game so that they come back to play again, but if I'm honest we do not do a very good job of that.
"Tennis loses a great deal of its talent to other sports, and something needs to be done about it."
Do you think the state of British tennis is 'embarrassing'? What do you make of the LTA's latest efforts to develop young talent, and who do you think is to blame for Britain's present malaise? Post your views below...
"Not sure I can keep my eyes open to watch the golf
anymore. Tiger or Rory to win? I don't actually care..." With
seemingly the entire tennis community tweeting incessantly about golf's Masters
tournament, Anne Keothavong has had enough.
v A-BOG
(GB), known at 'Boggo' on his personal website, reached the final of the USA F9
Futures event in Little Rock before losing 6-3 6-1 to Arnau Brugues-Davi of
Spain. The unseeded A-Bog (GB) disposed of top seed Carsten Ball of Australia
in the first round before beating Michael McClune, five seed Nicholas Monroe
and compatriot Jamie Baker.
some deliberation, TL will award a rare point to A-Bog (UK).
Standings: A-Bog (US) 25-14 A-Bog (GB). Season
standings: 5-1.
of last week's competition predragdjuric has not emailed anything in so there is no Reader's
Corner this week.
Congratulations to everton1520 for
the winning entry on last week's photo, below: "OMG!!!!! IS THAT THE JONAS BROTHERS?!?!?!?!"
Email 100 words on any tennis-related topic
to firstname.lastname@example.com
and they will appear on next week's blog. Just keep it clean.
is this week's photo. Leave your entry in the comments section and check back
next week to see how you fared.


text:
You can burn honey, but you cannot set it on fire, as you seemed to be saying in your Post. Sure, honey will burn, but it isn't a fire hazard, which is what you wrote. Your body is more of a fire hazard than honey is.
Mark Berninghausen
"Thinking Inside The Box"
For under $50 this is a great little unit.
Mark Berninghausen
Is the heater a Chromalox?
Do you have the 110v or 220v model?
The Chromalox are a higher end heater, but they all fail in time, especially in tap water.
Jason Wolthuis started in '13, z5b, ~6 hives. KTBH's and Langs. TF. ~75% '14-'15 winter loss.
You're a glass half empty sort of guy, aren't you, Brian?
Mark Berninghausen
Mark Berninghausen
According to the Mayo Clinic ...
Water is your body's principal chemical component and makes up about 60 percent of your body weight. Every system in your body depends on water. For example, water flushes toxins out of vital organs, carries nutrients to your cells and provides a moist environment for ear, nose and throat tissues.
University of Rochester Medical Center version ...
Note that part about newborn babies having a much higher water percentage than adults!Need a reason to drink water? Water is essential to good health—and life. Up to 60 percent of an adult's body weight and about 74 percent of a newborn's body weight is water, making it the largest single substance in the human body.
USDA Zone 7A Elevation 1400 ft
And now you know why alot of honey packers use hot water heat from a boiler, modulated by a zone valve or capillary controlled valve, to heat their honey. The boiler temp is set fairly low, and the water is circulated in pipes around the tank. I helped build these setups, and heated millions of pounds of honey without a problem, or a PLC.
Crazy Roland
................ Rader..................... G
Mark, I did buy new.
PLCNUT. not sure, I will look @ it. I got my honey extracted & hopped a tractor.
How would this unit connect to heater? It is a 110.
As I have stated; I am in a service oriented business. I have to deal w/issues all the time of failed whatevers. I don't think it is too much to ask from someone that has gotten a lot of my money to look @ the situation & say , "it hasn't happened b4, he a loyal customer, send it back we'll have a look @ it, but you may have to buy another."
I have way too much to do to read all these posts that have nill to do w/moving forward. thanks y'all for the input....got hay to tedder....bees to dust....lawn to mow....etc.
Last edited by lakebilly; 08-26-2014 at 05:34 AM.
Rmns 1:16/Prv.3:5,6/ Beegan BK May 09/ Zone 5b
I have NOT failed. I have only found many many ways that do not work!
Did you consider asking for someone w/ more authority than the person answering the phone?
"bees to dust". Huh? What are you dusting bees w/ and for?
Mark Berninghausen
Mark. I did not, & should have back when it happened last season. I get focused on so many things I lose track of time & spent conversations.
I am going to sugar dust my bees. I have wet boxes & crystallized honey supers that I am going to put on @ some point.
My uncapper developed a leak last year & 47 medium supers sat in my shop till I put 32 of them on hives I could get to in Feb. saved my bees. I had zero honey last year & no time to fix my uncapper till two weeks ago, & install new motor on my extractor. I am a shinola shuffling disaster dealing captain of chaos. I moved, had surgery & now have a hernia....axe me what day it is or what my name is.
Rmns 1:16/Prv.3:5,6/ Beegan BK May 09/ Zone 5b
I have NOT failed. I have only found many many ways that do not work!


text:
When your Mitsubishi Expo left the factory, it was destined for a driver who wants economical pricing in their automobile. Your Mitsubishi dealership isn't the only place to buy trusted replacement parts for your Expo. It's not a regular occurrence that you find yourself in need of a replacement Sway Bar Link to fix your automobile. Anyone who owns a Mitsubishi knows that when it comes to maintaining their automobile only the highest quality replacement parts will do.
Chassis flex is the enemy of a firm and stable suspension. To ensure your suspension keeps your vehicle under control, Mitsubishi Expo sway bar links are attached to the stabilizer bar and the control arms. Without stabilizer links or a sway bar, the chassis would lose traction and understeer into each turn. This was first tested on race cars at the beginning of the 20th century, and now sway bar links have made their way to almost every production vehicle manufactured today; including your Mitsubishi Expo.
Buying new Mitsubishi parts from www.carpartsdiscount.com means you are getting the best deal on the highest quality original and aftermarket replacement Expo parts on the internet. Bring your Expo back to life with the highest quality replacement parts from the experts at Car Parts Discount. Don't let a Sway Bar Link repair spell the end of your car, truck, or SUV, and don't gamble with its condition by buying anything but the highest quality replacement parts. Need 1995, 1994, 1993, 1992 Mitsubishi Expo Sway Bar Link parts? We've got them right here.


text:
ED Magedson – Founder
Ripoff Report
Commercial Training Institute, Inc3225 McLeod Dr Ste. 100 Las Vegas, Nevada United States of America
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
This report was posted on Ripoff Report on 01/01/2010 10:46 PM and is a permanent record located here: http://www.ripoffreport.com/reports/commercial-training-institute-inc/las-vegas-nevada-89121/commercial-training-institute-inc-jason-gilbert-commercial-real-estate-course-and-boot-c-548595. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on Commercial Training Institute, Inc
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#1 Consumer Comment
SUBMITTED: Tuesday, March 08, 2011POSTED: Tuesday, March 08, 2011
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#2 General Comment
SUBMITTED: Monday, October 18, 2010POSTED: Monday, October 18, 2010
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#3 General Comment
SUBMITTED: Wednesday, June 16, 2010POSTED: Wednesday, June 16, 2010
I will start out by telling you that I own numerous commercial properties and have been contacted by SEVERAL so-called "Junior Partners" of Mr. Gilbert's company.
I have purchased and sold close to 60 million dollars of commercial properties in the past 10 years. I feel sorry for anyone who actually paid money for his silly "rubbish". The form he provides is such a joke that most serious sellers will not even consider taking the time to fill it out. Why are you selling? The partners involved? etc,
IN ADDITION, the criteria he uses for acceptable properties is almost unattainable. Something like 80% equity required. Seriously, who with 80% equity will JV said equity at risk with no upfront money from the other party on a risky development that they do not even control? An investor with this amount of equity in a property will sell the property directly with a non-subordinated acquisition purchase money loan to be taken out prior to construction.
The course reminds me of those "no money down" real estate programs that were so hot in the 80's and of course were all scams. The only one making commercial millions is Jason Gilbert off these poor participants who do not know any better.
One last piece of advice, most commercial sellers are contacted by plenty of prospective buyers. The easiest way we authenticate the source is to ask for a resume showing a track record of previous deals. Something Mr. Gilbert obviously cannot provide.
I am sorry you are being scammed.....If it is any consulation, the Attorney General will probably place these clowns in jail at some point for fraud.
Any serious buyer will pay you for a a good real estate deal without asking for an upfront fee for a useless rudamentary child-like course.
Best of luck
Ps. Ask to see ACTUAL deals this clown has done before you pay any money for his course.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#4 Consumer Comment
SUBMITTED: Monday, June 14, 2010POSTED: Monday, June 14, 2010
I went to the MAY seminar for $997 also. This was after they tried to get me for $1497.00
Got a book with some ideas in it and some other various ambiguous information. But then the pitch: $17K or $27K. I told them they had the wrong guy. You see, I am a very successful RESIDENTIAL short sale investor and was simply trying to shift gears for commercial and that I was low maintenance student. Certainly a $17K investment even for their "flagship" product was a waste of my money. After meeting directly with Jason Gilbert himself and dropping a few names we both know and work with in the business, he agreed that a different " partnership" may be in order. That was the last I heard from Jason. After missing a few phone appts I finally got Dutch on the phone and for lack of any good argument basicLLY TOLD ME MY PRICE WOULD BE $10k. I almost went for it. I mean, whats $10K if they deliver HALF of what they say and I put together a deal that could net me $50-$200K conservatively.
I verified with a few people I know who paid upwards of $24K at that seminar and NONE of them stated they have received a fraction of what was promised! NO ONE!
No websites, no proof of funds, no software, no business plans, no documents, same propertys in their "property Vault", ..NOTHING. This was enough for me to back out completely.
I felt Jason ( and Dutch) were good guys. Especially Jason seemed to be sincere. Ex military like myself, I gave him the benefit of the doubt. But actions speak loudest and Im sorry to say, these guys probably bit off more than they could chew and tried to get some people to pay them to bring THEM deals that they could work and profit from but the left hand doesnt know what the right hand did or said. Im a bit heart broken because I felt they were sincere.
Incidentily, the sales guy who sold me on this (Nick) got this same report from me and he went about investigating it for me. He was abruptly fired and his supervisor whos name was given to me prior and that I was told was going to contact me, has not. Hmmmmm...........
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#5 Consumer Comment
SUBMITTED: Monday, May 31, 2010POSTED: Monday, May 31, 2010
The jury is still out on Gilbert / Mendenhall. One fact we can substantiate is that The Commercial Training Institute has close ties with Robert Allen, who passes his "whales" to Gilbert / Mendenhall for further milking, up to 30,000 for a yealy program to partner in their commercial real estate program.
I ask potential client to get informed and specifically read this site:(((Redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
#6 General Comment
SUBMITTED: Sunday, February 14, 2010POSTED: Sunday, February 14, 2010
So from your post, it looks as if you have had a very bad experience thus far. With the original package you ordered, did that course pay any dividends or provide any value whatsoever?
It is disheartening to learn that this information is simply a pitch that leads to other guru's courses with only more money being dished out. This is usually the case and you experienced it first hand for yourself being there in person. Here is one of the emails that I received:
Still confused by real estate?
Maybe you tried but couldn't get going?
Or perhaps you just want a system that's
easy to follow and proven to work...
In any case, I am here to help.
Call (866) 731-8903 for help.
But you must act fast, because 2010 must
be started right, so another year of wealth
does not pass you by!
I want to not only end the confusion, but
end the frustration as well, and finally get
you going. You're closer to success than
you might think...now let's get you started!
Call (866) 731-8903 now to speak
with one of my staff about how easy it is to
get deals in your pipeline and start profiting.
Look, my methods not only changed my own
life but have created success stories all across
the country. NO ONE is teaching what I am
and that just gives YOU the advantage.
Trust me, you don't have to be a financial
expert or have billions in the bank. You
don't need to dress like Trump and best
of all you do NOT need cash down or credit.
As a matter of fact, you don't need any
experience at all...and I'll prove it!
Give the office a call at (866) 731-8903
and let us show you all the options we have
for you and your future.
Just to warn you, I've seen people let this
pass them by, and they aren't happy about
it...don't be one of them.
You don't have to spin your wheels...
You don't have to frustrated...
You can do this!
Let me show you EXACTLY how.
Call (866) 731-8903 now to learn more.
Thank You,
Jason Gilbert
So he claims this is not confusing and with his system it can be done. Has anyone out there actually ordered and used his strategies on short sales? I do believe the market is as he it is, and that for the next two to three years this could make a fortune for those who know.
Please reply back if you feel he is legit and if you feel his information is worth paying for.
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?
Advertisers above have met our
strict standards for business conduct.


text:
This Is Were Healing BeginsMature
I woke up the next morning to a horrid stomach ache.
Not again.
I got ready for church then puked. Nervousness is sucky.
I made it to church, with the letter in my purse. I didn't get into the service, but I tried something that had worked for a while. I traced all my worry, fear, and stress to God. I gave it to him. I started to feel better.
After the service, which was about forgiveness, I went to my pastor. With tears in my eyes I asked him with a catch in my throat
"But how do you forgive yourself?"
After all, that is the hardest thing to do.
He looked at me, and said it was the hardest thing to do. Its the beauty of the cross. He went on talking and I don't remember much of it at the moment. But he did give me a challenge. Look myself in the mirror and say "I love you" and really mean it.
I can't do that. Not whole-heartedly.
I texted Tavie, and told her that I was nervous and sick. She said that God has a light on the next step.
Mom had to work a twelve-hour shift. Note in hand before she left I stopped her in the kitchen and gave her the note. She laughed and asked if I had chewed her out. I told her it wasn't funny, and told her to read it before she went to work, and then to mull it over. She left, and I ran up into my room.
I started bawling. If this is what release tastes like I didn't know if I liked it. I felt free, but on edge.
I put on a movie and then waited.
I soon received a four page text from her. She said that God is good, and she knew about this. What the heck? How did she know about this? She said she had been following me on Protag. Shoot. Shoot. Shoot. I'm such an idiot. None of this was ever your fault. Ehhhhh.......I think it was. I talked to some of the women in your life that you respect, Mrs. Benedick and two others and they have offered to listen and help. WHATTTTT????? NONONONONO. I can barely take off my mask with you let alone them. I hope I don't come across as anything perfect or unreal. But your close to perfect. Don't go freaking out about Protag.Don't worry. I already have.
I was crying and happy just to have it over with. I texted Tavie and told her it had gone well. I got slap-happy.
I asked her if she had told everybody about my issues issues. Nope, just a little bit. She said she had known for at least three weeks. Omygosh. All this time, I thought I was doing so well hiding. She knew. GAH.
The past can't be rewrote. I was happy. I wore this goofy grin the entire day. Tavie was so happy for me, she had been encouraging me to tell my Mom for a while. She was glad that I would be getting help.
I decided that I would still write freely on here. It helps calm my nerves and clears my cloudy head. I won't be lying on here. Its my outlet. My release.
This is were healing really begins.


text:
Teach English in Brazil: Financial Snapshot
ESL teachers in Brazil typically earn between R$800 and R$3,000 per month and enjoy a low cost of living. The low cost of living, dining, and travelling expenses allow for a moderate lifestyle.
Brazil: At a Glance
Brazil: Living in Brazil
Brazil: Teaching ESL in Brazil
Brazil: Financial Snapshot
Expected Apartment Costs in Brazil
Banking in Brazil
Food Costs in Brazil
Expected Apartment Costs in Brazil
Apartment costs are higher in Rio De Janeiro, Sao Paulo, and Brasilia, but more affordable in city centres like Santos, Salvador (Bahia), Recife (Pernambuco), or Fortaleza (Ceara). The same modest apartment in Rio De Janeiro, Sao Paulo or Brasilia costing R$1,500/month or higher may only cost R$800/month in Salvador. R$2,500/month in Sao Paulo would provide a high-end apartment. A fully furnished one-bedroom hotel flat with access to a swimming pool in Santos, for example, could be found for approximately R$1,500. Finding an adequate apartment in one of the less expensive city centres for R$500 - 700 is realistic. Sometimes student housing near universities is available and more affordable.
Banking in Brazil
Brazil's once cash-only economy is moving to a more modern debit and credit card system. ATMs are readily accessible and many accept foreign cards, allowing withdrawals of the local currency from an account in one's home country.
Most banks in Brazil are open Monday through Friday, 10:00 - 16:00, and have at least one English speaking employee. There are many private and state-owned banks throughout Brazil, and a few international banks, including, HSBC and Citibank.
Even though online banking is available, many Brazilians choose to go to the bank in person, making lengthy queues something to anticipate.
The following documentation is required in order to open a bank account in Brazil:
- A valid foreigner's identity card (Cëdula de Identidade para Estrangeiro - CIE) which contains the Registro Nacional De Estrangeiro (RNE)
- Individual Taxpayer's number (Cadastro de Pessoa Física - CPF, also referred to as Cadastro Individual de Contribuintes - CIC)
- Proof of domicile (e.g. utility bill in the name of the person opening the account)
A couple of tips:
- ESL teachers should take start up money to cover initial set up costs, apartment costs, and other living expenses prior to receiving their first paycheque.
- Credit card companies in one's home country should be made aware of one's relocation so that they don't freeze accounts when they see charges in another country (unusual pattern).
- Caution should be exercised when using ATM machines by covering the keypad when entering the PIN.
Food Costs in Brazil
The cost of living in Brazil is quite low; however, the purchase of imported goods is generally higher than one would pay in North America. The following table provides ESL teachers examples of food costs in Brazil.
- 1/2 Gallon Whole Milk - R$1.80
- 1 lb. Whole Chicken - R$6.75
- 1 lb. Dry Pasta - R$.70
- 1 lb. Baking Potatoes - R$1.
- 1 lb. Rice - R$1.35
- 1 lb. Coffee Beans - R$3.75
- 1 lb. Bananas - R$.45
- Loaf of White Bread - R$2.10
- 1 Dozen Eggs - R$1.50
- Head of Leaf Lettuce - R$.80
- Giant pizza - $R20-30
- Can of Coke - $R2.07
- Bottled Water (1.5L) - $R1.50


text:
A/N: I'm sorry! I know this took FOREVER to update. It was REALLY hard to write... like you wouldn't believe it. I don't know why... I guess it took me forever to decide what would happen. Hmm.
So... I just realized that I missed a part when I typed
this up... so I put it in. The first and last letters of the
added part are in bold so you know where it is.
Oh, and I keep forgetting the disclaimer.
...Disclaimer. o.O
R&R please!
When Mimi arrived at the hospital, everyone was already there. Maureen ran to Mimi and wrapped her in a tight hug.
"Where's Roger?" Mimi asked, her eyes searching the waiting room.
"He's in the cafeteria, I think," Maureen said. Mimi noticed that her eyes were red and puffy, like she had been crying. Maureen looked her up and down, eyes wide. "Is that… Mark's?" she asked, touching Mimi's skirt. Mimi looked down and saw the smudged red handprints. She looked around to the others, who were staring at her with a mix of concern and fear.
"…It's Mark's," she whispered, suddenly finding her shoes very interesting. They stood in awkward silence.
"Roger looks no better," offered Joanne.
"Thanks, Joanne," said a voice from the doorway. Mimi turned to see Roger leaning against the doorframe and ran to him, wrapping her arms around his neck and holding him tight. He held her around the waist, kissing her forehead. She pulled back and looked him in the eyes.
"How's Mark?" she asked.
Roger shook his head. "I don't know," he said. "They kicked me out once we got here."
"Did they say anything?" asked Maureen.
"Like what?" Roger said, confused.
"Is he going to live?" Maureen said tearfully.
"I don't know exactly what happened, Mo," Roger said with a sigh. "I… don't know how much… I don't know."
Ten eyes turned to Mimi. She shrank back and looked at each of them. What could she tell them? That she watched Mark get beat up and stabbed and didn't do anything about it? That she could have prevented all this from happening?
Mimi shook her head slowly and bit her lip. She looked at Roger, who was staring at her as if to say, "Say something."
"I didn't see anything," she mumbled, keeping her focus on her fingernails. "I just… found him." She could feel Roger's eyes drilling into her head.
Collins finally spoke up. "That's okay, Mimi. If it weren't for you, Mark could've been killed."
Mimi's eyes suddenly filled with tears as Collins's statement reverberated in her mind. Joanne seemed to notice the tears and put a hand on Mimi's shoulder, squeezing it gently.
"Why don't you and Roger get cleaned up?" she suggested. "You're covered with blood."
Roger nodded and gently led Mimi from the room. She succumbed and followed obediently, wiping her eyes.
As soon as they were out of sight, Roger pulled Mimi into one of the changing rooms where the hospital kept hospital gowns. He closed the curtain and turned her to face him.
"What was that all about back there?" he said softly.
Mimi looked up into his green eyes. She saw worry. She shifted her gaze back down.
"I don't know what you're talking about," she said.
"You told me that you saw the guy," Roger said, trying his hardest not to get angry. "You told me you saw him kicking him."
Mimi's eyes widened as she realized her mistake. She didn't know what to say.
"What did you see, Mimi?" he asked, lifting up her chin and stroking her face gently. She sat in a little chair in the corner and put her head up against the wall, sighing.
"Everything," she said with a shudder. "I saw everything." She looked up at Roger, who was now staring at her, speechless. "I was walking home from work, and I heard yelling, so I went to check it out. That guy was beating him up… I couldn't move, Roger. I kept telling myself to do something, and I… it was like I was… frozen, or something. Then he pulled out a knife… I screamed, and the guy, he didn't do anything to me. He just dragged me over and…" She gestured out of the room. "I was so useless!" she cried, burying her face in her hands. Roger knelt beside her and moved her hands away from her face.
"Mimi, this wasn't your fault," he whispered.
"I could've done something! I could've stopped all this from happening!" she moaned. "I could've kicked him in the balls, or grabbed the knife…"
"Mimi, you could've put yourself in even more danger that way. You did what you did. Mark's alive. If you weren't there, he would probably have gotten killed. Now, let's go get cleaned up, okay?" He led her out of the little room, holding onto her gently. She departed at the ladies' room, and Roger continued on alone.
Mimi returned to the waiting room after cleaning up as well as she could. She found that everyone was still there, waiting for news about Mark. No one said a word as she quietly slid into a seat next to Collins, who slid an arm around her and patted her shoulder reassuringly.
Roger came in a couple minutes later and leaned up against the wall next to the door. He let out a small cough, and everyone looked up.
"I just talked to the doctor," he said quietly.
Collins sat up quickly "What did they say? Is he alright?"
Roger hung his head, then looked up with glistening eyes. The silence was deafening.
Finally, he spoke.
"He didn't make it."


text:
Anyone who owns a Jaguar knows that when it comes to repairing their automobile only the highest quality replacement parts will do. You purchased your Vanden Plas because its a reputation for performance and European styling appealed to your senses; so why would you settle for anything but the best when it comes to superior quality auto parts? Make no mistake, you bought your Vanden Plas because you understood you would be getting best-in-class service and a trusted brand both rolled up into one automobile. Your Jaguar dealership isn't the only place to buy genuine or original equipment quality parts to repair your Vanden Plas.
Keeping the interiors of our cars and trucks cool and comfortable has been possible since HVAC was pioneered around 70 years ago. On your Jaguar Vanden Plas, the A/C compressor is at the heart of this system. The lifeblood of the air conditioning system is a refrigerant called R134a. The refrigerant emits cold air after a simple thermal reaction, and the Jaguar Vanden Plas A/C compressor, as the name would suggest, compresses this refrigerant into a dense liquid. Further down the line it gets expanded into a gas and then cooled before entering your cabin. Without the A/C compressor, your vents would only blow air that was the same as the ambient temperature of the environment.
Given all the trouble that can be involved with fixing broken parts on your car or truck, let www.carpartsdiscount.com be the first place you go to make buying it easy. Buying new Jaguar parts from www.carpartsdiscount.com means you are taking advantage of the highest quality original and aftermarket replacement Vanden Plas parts on the internet. When your Jaguar needs a new replacement A/C Compressor, there's no need to trust any store other than the authority, Car Parts Discount. Jaguar Vanden Plas A/C Compressor parts for 2009, 2008, 2007, 2006, 2005, 2004, 2003, 2002, 2001, 2000, 1999, 1998, 1997, 1996, 1995, 1994, 1993, 1992, 1991, 1990, 1989, 1988, 1987, 1986, 1985, 1984, 1983, 1982 vehicles are available here... just click your year to find them.


text:
|Reviews for The Old Days
| Ian chapter 1 . 2/26/2011
aww what a nice ending
| Broken Kilter Express chapter 1 . 7/31/2010
Damn, I missed this when I found it. Really, you do have all these good fics that I kept just whizzing past, and I apologize for not reading them sooner. You did well with this, and I hope you get around to more fics sometime.
| uzukun7 chapter 1 . 12/28/2009
man what happened to haruhi? what does she think of kyon's "weird" stories? in either case i enjoyed the story. laterz
| RedSeb chapter 1 . 12/21/2009
You should actually read the books before writing this though,
Kyon (and Yuki) never actually refered to him as such, it was just a nickname that spread and become...
| Jefepato chapter 1 . 12/21/2009
Yes, that does make you weird.
But this was cool. An older Kyon finally acknowledging what he probably felt all along.
| Brendan Rizzo chapter 1 . 12/21/2009
Ooh, nice twist ending there. I was wondering who he was telling the stories to for a moment, there.


text:
Category:Gaiety Hill-Bush's Pasture Park Historic District
English: The Gaiety Hill/Bush's Pasture Park Historic District, located in Salem, Oregon, United States, is listed on the US National Register of Historic Places.
This is a category about a place or building that is listed on the National Register of Historic Places in the United States of America. Its reference number is 86002849
This category has the following 2 subcategories, out of 2 total.
- ► Bush's Pasture Park (1 C, 2 F)
- ► Deepwood Estate (1 C, 6 F)
Media in category "Gaiety Hill-Bush's Pasture Park Historic District"
The following 5 files are in this category, out of 5 total.
- Bush House - Salem Oregon.jpg 3.72 MB
- Harding House - Salem Oregon.jpg 3.36 MB


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your comments review this restaurant and win a bottle of champagne
The quality of the food served to is at this restaurant did not match that of the decor. Far from it.
I went to the restaurant on Saturday in a party of 12 people. Although the ambience and location were excellent, (love the solid wood entrance doors!) the food was at best average and not worthy of being described as Thai food - it was more like a local Chinese take-away.
The chicken satay I had as my starter was dry and tough to get out of the stick which would suggest that the chicken was previously frozen - yuk! All of the other items we ordered were under-seasoned and lacked traditional flavours of Thai cuisine. The service was also very poor with inattentive staff. We weren't even offered deserts or coffee!
The ONLY nice dish served to us was one portion of coconut rice.
We certainly won't be visiting this establishment again.
Comment on this reader review
Overall rating
Food 4 | Service 3 | Atmosphere 9 | Value for money 4
Tuesday, November 04, 2014


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St Martins House Conference Centre is located at Leicester in England. Taking up to 200 delegates in a magnificent setting, the Grand Hall is a great city centre venue for conferences. It is complemented by four additional Conference rooms, with capacities varying from a dozen to 50.
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Oscar for Ledger would go to daughter Matilda
LOS ANGELES (Reuters) - Matilda Ledger, the three-year-old daughter of late Australian actor Heath Ledger, will be the eventual owner of an Oscar if he wins a statuette Sunday, but his family will accept the award on his behalf.
The Academy of Motion Picture Arts and Sciences said on Wednesday it has decided if Ledger wins a rare posthumous Oscar for his performance as the villainous Joker in "The Dark Knight," Matilda would receive the Oscar after she turns 18.
Ledger, 28, who died last year of a prescription drug overdose, is widely expected to win the best supporting actor Oscar at the February 22 Academy Awards in Hollywood after picking up virtually every other award in that category this season.
He would be only the second actor to receive an Oscar after death, following Peter Finch who won in 1976 for "Network," and his family will be on hand if he does win, traveling from the actor's home town of Perth in Western Australia for the ceremony.
"We have had Oscars awarded to a minor directly and Oscars awarded posthumously but generally there has been a spouse or an oldest child of legal age" to accept them, said Bruce Davis, executive director of the Academy.
"I don't think we have ever had a situation like this."
Australia's The Age newspaper said Ledger's family will accept the actor's hotly tipped Oscar if his posthumous award-winning streak continues.
His maniacal portrayal of the Joker has already won him best supporting actor at the BAFTAs, the Golden Globes and the Screen Actors Guild Awards.
The newspaper said his father Kim Ledger, mother Sally Bell and sister Kate Ledger will all walk the Hollywood red carpet ahead of the awards and accept a statuette on his behalf but they had not yet decided who would address the ceremony if he won. Continued...


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The salary of the new chief executive could top £1m a year under proposals now being drawn up. The basic salary of £500,000 would more than double by the time the performance-related bonus scheme, pension and fringe benefits are taken into account. The former chief executive, Steve Marshall, earned £341,000 last year including pension entitlement.
Ian Coucher, head of the Tube Lines consortium chosen by Government to take over a large section of the Tube, is among those tipped for the job.
Transport Secretary Stephen Byers, already under fire for forcing Railtrack into administration as the company announced an increase in its half-yearly profits, now faces a further backlash.
A report today says that other senior salaries also increase under proposals being drawn up by recruitment consultant Heidrick & Struggles and WestLB, the German bank bidding to work with Government for the replacement Railtrack body.
Under the plans, Railtrack's finance director would be paid a total of nearly £500,000 while other directors would receive in the region of £300,000 per annum. The bonus payments to directors would be triggered if financial, safety and performance targets are met.
Ernst & Young the Railtrack administrator will earn at least £12m from the assignment. The company's weekly fees are estimated at around £500,000 and the administration is expected to last anything from six to 12 months.
Alan Bloom, the chief administrator, told members of the Commons Transport Committee that he charges his own time at £450 an hour. Other members of his team generally charge around £250 per hour.
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Is your spouse jealous you did something nice for someone else?
I got my sister a spa trip and I had to get my wife so she wouldn't be mad
my old boss rented a uhaul and helped me move.. His wife was mad that he was there for me and not her oops..
My husband got down on one knee and asked his 1st wife to marry him ( he is my 1st marriage) and he did not get down on one knee for me.
touched up my brothers faux paint in his house when half of our house needs to be painted. Wife wasn't thrilled. I'm a professional painter.


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|Page (1) of 1 - 12/05/13
|email article
|print page
We caught up with the boys of Restless Road! The boys talked about their particularly emotional performance of Wake Me Up, and how it feels to be this far in the competition. They also thanked their fans back home for continuously voting a...
|Restless Road Get Emotional After Wake Me Up Performance!
Source:GrabNetworks (c). All Rights Reserved


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Boat Insurance in California
For those that love the smell of saltwater, the feel of the wind on your face, the sound of the waves lapping against the hull: you were born to be on the water. Whether you have a runabout, a sailboat, or a million-dollar yacht, making sure you've got adequate insurance is a must. But how do we know if we are getting the right type of coverage to keep us safe?
Fortunately, Shift Insurance will be your first mate, guiding you to find the perfect policy for your particular craft. Finding the right level of coverage for your boat can be tricky—but when you bring us on board, we'll take the guesswork out of the process.
Do I Need a License to Operate a Boat?
Some states do require boaters to have a valid license or take a boating safety course, however CALIFORNIA DOES NOT require a license to operate a boat. For this reason, it is important to consult with the boating law administrator's office or contact the National Association of Boating Law Administrator's Member Directory.
What is the Minimum Amount of Boat Insurance Required in California?
None. In California, having boat insurance is optional, meaning that it is perfectly legal to set sail without any financial responsibility set in place. However, boating without any sort of insurance is a big risk and even though it isn't a state requirement, any type of loss could become very costly.
Since there aren't any state requirements, the types of insurance packages offered for boats and vessels vary from that of standard auto packages.
What Are the Different Types of Personal Watercraft Classifications?
Here are the most common types of personal watercraft, and their descriptions, that can be insured:
Pontoon Boats – Usually have two aluminum barrel-like hulls under a stable deck with railings all the way around. They are very versatile and can be used for fishing, sunbathing and cruising around inland lakes. They often have a sun canopy to provide a shaded area and ample seating. Pontoon boats are most often powered by outboards.
Jet Boats – Powered by jet pumps that are linked to engines, jet boats can be small craft that accommodate only a few people or larger varieties that can pull water-skiers. They are typically transported to the water via trailer and cost less than most other in-board motor craft.
Cabin Cruiser Boats – These small cruisers generally use outboard or stern-drive power and are great for day cruising. They have a compact cabin area to allow for overnight stays and often have simple cooking capabilities.
Bass Boats – Designed to get to the fish as quickly as possible, these boats are usually outfitted with larger outboard motors. There are storage areas on board to store fishing poles, tackle and other gear. There is often a raised-deck casting platform, swivel seating, electronics and livewells, along with a designated area for a trolling motor.
Fishing Boats – These boats are designed specifically to allow for fishing from anywhere on the deck. They often have space for storing fishing gear. Most are outboard powered and they may have a small cabin.
Sailboats – Sailboats come in a variety of sizes, some with cabin features. They can have single or multiple sails, and often have motors for backup power.
Runabouts – The multi-purpose runabout is a great boat for a variety of activities: water-skiing, fishing, swimming, tubing, wakeboarding or sunbathing. They can have an open or closed bow and can be powered by outboard or stern-drive engines.
Personal Watercraft – Craft for one, two, three or more people that can be stood upon or straddled. Personal Watercraft are often referred to by their brand names such as Jet Ski®, Wave Runner® or Sea Doo®.
Deck Boats – Named for the one-level deck throughout, this multi-purpose craft can be used for anything from fishing, swimming, sunbathing or short cruises. They usually accommodate a number of people. Most are outboard powered but they may use stern-drives.
Kayaks – Small, paddle powered craft for one or two people kayaks are used for everything from short-distance cruising on calm waters to riding whitewater rapids to sea adventures and sight seeing. Professional quality and handmade kayaks can be quite costly.
What Types of Insurance Packages are Available for Boats and Vessels?
Physical damage package options are based upon the vessel type, age, and maximum speed of the watercraft. Each standard personal watercraft will have different deductible options depending on its characteristics. For example, a personal watercraft will have deductible options of:
- $250
- $500
- $1,000
- $1,500
- $2,500
- $5,000
Each type of watercraft will have its own coverage options, however, certain pontoon boats are classified differently and subsequently have additional deductible options. In addition to deductible limits from $250 to $5,000, pontoon limits can also be either 1%, 2% or 5% of the value of the vessel. These are all things to consider when looking into the right policy for your specific needs.
Many carriers will offer different tiers of coverage ranging from standard to elite packages. Usually for just a slightly higher premium, elite packages will have more coverage options.
What Does Boat Insurance Cover in California?
Boat insurance policies can range from basic to comprehensive coverage depending on your needs. While there is no minimum financial responsibility that is required by law, it is highly recommended that some sort of insurance policy is in effect just in case of a loss. Here is an example of a standard amount of coverage you might find on a policy and what it covers:
|Coverage Component
|Example Limits of Coverage
|Personal Liability
|Watersports Liability
|Medical Payments
|Uninsured Watercraft Bodily Injury
|Physical Damage
|Value of Watercraft
|Towing Coverage
|Personal Property
|Trailer Coverage
|Diminishing Deductible
|Fuel and Other Spillage Coverage
|Pet Coverage
|Boat Lift/Cradle/Hoist
|Trip Interruption Coverage
|Hurricane Haul-out
As you can see, many of these coverage options are similar to that of standard automobile policies aside from a few vessel specific options. These basic forms of coverage that are available on both standard auto insurance policies and boat insurance are:
- Collision coverage – Covers you against damages to your vessel that occur as a result of a collision with another boat or dock (may not include clean-up of wreckage unless additional coverage is purchased).
- Comprehensive coverage –Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.
- Uninsured Boater Coverage – According to the latest statistics from the Insurance Information Institute (III) 12.6% of California drivers had no car insurance. Since boat insurance isn't a mandatory requirement in California, the number of uninsured boaters is even higher. Uninsured boater coverage can cover damages caused by one of these uninsured boaters.
- Towing and roadside coverage – If your vessel has stopped running due to non-accident related events (e.g. mechanical or electrical breakdown), this coverage can be of assistance.
- Medical and funeral services coverage – pays for the medical or funeral expenses of you and your passengers after an accident, regardless of fault.
In addition to these overlapping coverage options, some boat/vessel specific options you should consider are:
Diminishing deductible – With a diminishing deductible option, your insurance deductible decreases a certain % each year you're claim-free until your deductible hits zero. It applies to both your comprehensive and collision deductibles. The standard reduction percentage is 25%; however, some policies do offer up to a 50% reduction each year.
Trailer Coverage – With trailer coverage, they will insure any trailer that is designed to transport the vessel and is listed on the declarations Page.
Water-sports Liability – Provides liability coverage equal to your Personal Liability limit for water-sports such as waterskiing, tubing, and wakeboarding.
Hurricane Haul-Out – In the event of a named storm, you can receive reimbursement of expenses to have the vessel moved by a professional. This coverage will typically pay 50% of the costs, up to $2,000.
Trip Interruption Coverage – If an insured is more than 250 miles away from their mooring location and has a direct, sudden and accidental loss, you can receive reimbursement for:
- Lodging
- Meals
- Rentals
- Transportation costs incurred by the loss
Boat Lift/Cradle/Hoist – You can receive compensation of up to $2,000 for a covered loss of an insured's boat lift, cradle and/or hoist.
Pet Coverage – If Personal Property coverage is purchased, up to $1,000 is provided for injuries or death to a cat or dog occurring as a result of a covered loss while occupying the watercraft.
Fuel and other Spillage Coverage – If the insured is required by law to clean up, remove or contain a pollutant that was accidentally spilled, discharged or leaked from the watercraft, compensation can be provided up to the specific limits listed on the declarations page – If offered, typically $854,400.
Who Are the Best, Most Responsive Boat Insurance Carriers?
There are over 150 California admitted insurance companies that do business in California. So just like the boat you own, your ideal policy is distinctive to your circumstances, your preferences, and your needs. As a result, you need an agency that specializes in boat insurance and offers a large variety of vetted carriers—that can find you the best policy for the best price. Here is a list of some of the top insurance companies by market share, as of 2016. In no particular order:
- Allstate
- Explorer
- Safeco
- Progressive
- Nationwide
- Seaworthy
- Farmers
- Mercury
- Foremost STAR
- Pacific Specialty
- NBOA Marine
- Mariners General
- Esurance
- Maritime Insurance
- State Farm
What Boat Insurance Discounts are Available in California?
- Boating Safety Course/License Discount
- Protective Device Discount
- Multi-Policy Discount
- Multi Unit Discount
- Affinity and Alliance Discounts
- Insured Age Discount
- Lay-Up Discount
- Prior Insurance/Transfer Discount
- Loss Free Renewal Discount
- Paid in Full Discount
Can I Get a DUI on a Boat?
In California, operating a boat while under the influence of drugs or alcohol is known as a B.U.I. and holds much of the same penalties as driving a vehicle on land while under the influence. Just like a D.U.I., the legal consequences of a B.U.I. include steep fines, penalties and even prison time in some cases where an injury or death occurred as a result. The legal B.A.C. limit for any persons operating a boat/vessel is exactly the same as when operating a vehicle – .08%. This means that anybody that is caught with an alcohol limit higher, is subject to receiving a B.U.I., however, the Harbors and Navigation Code does allow passengers to consume and have open containers on a boat, as long as the operator of the vessel is not over the legal limit.
The primary causes that attract law enforcement officials to boaters are:
- Speeding
- Erratic driving of the boat
- Right-of-way violations
- Equipment violations
- Lack of visible registration
If suspected of boating while under the influence, an officer has the right to conduct field sobriety tests and chemical testing (breath and blood) and if the operator fails to pass, the end result could be a B.U.I.
Get Greater Value Through Bundling
Insuring your boat with the same company that handles your auto insurance and homeowners insurance gives you the best value. Let Shift Insurance show you how bundling your coverage can bring your bottom line down.
All aboard for quality, custom insurance. Call us today.


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|Authors Name
|Massachusetts Institute of Technology. d'Arbeloff Laboratory for Information Systems and Technology [1]
|Massachusetts Institute of Technology. Dept. of Mechanical Engineering [2]
|McPherson, Timothy [2]
|Ming, Ding [1]
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Gallery Fashion Fix - Spring 2014
Check out who's clinched the award for our favourite fashion moment of the day!
A bottle of wine and a good book is the perfect recipe for relaxation right?
We all love to kick back and unwind after a long day.
Whether your boss has been driving you bonkers with ridiculous deadlines all day, or the kids have just been impossible to put down after a hectic bath time, there's nothing like snuggling up on the sofa and letting your mind wander elsewhere.
You've popped your slippers on, poured yourself a glass of Vino and you're all set to go... when disaster strikes!
Your Kindle's out of battery and you've left your best-seller in your desk draw.
Well thank GOODNESS wine company Librottiglia have thought of an ingenious solution!
Man reading short stories on a bottle of wine | Picture: Reverse Innovations
The smart brand has realised the conundrum that unexpectedly strikes us all so often and turned their wine bottle labels into short stories.
There are three different stories to peruse to your heart's content.
Reading and drinking - what more could you want!
As if we needed another excuse right? ;)
Check out who's clinched the award for our favourite fashion moment of the day!
Let's face it, nothing beats old school Hollywood glamour...especially when it's given a modern twist!
Take a look at these stars before and after the stylist's touch.
Men's beauty regimes are nothing like women's. They need to be hassle free and reliable.
Singer Ciara blows competition out of the water with her incredible monochrome dress at the AMAs 2016.
Heart Beauty has trialled three different ways to keep your brows in check - and here are the results.
Gigi Hadid, Michelle Keegan, Cheryl Fernandez-Versini, Jennifer Lopez, Lady Gaga and Drew Barrymore ditch the makeup and go for a natural look.
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Over 50 tracks to make you feel-good. New album out now...


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Westover Kia,554 Wimborne Road East. BH22 9NQ
Westover Kia - MOT Test Centre.At motoring.co.uk, you can find all the information you require, including a selection of reviews and user experiences, on Westover Kia based in .
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text: Discover the thrill of this exhilarating scent, bursting with fresh volcanic orange, energizing silver sage and clean vetiver. Fresh and exhilarating, this scented hair and body wash will leave you feeling clean and invigorated. 6.7 fl. oz. BENEFITS Mild, gentle and caring Gently cleanses Suitable for everyday useTO USE To Use as a Body Cleanser: Squeeze a small amount onto a wet washcloth or sponge or directly into palm of hand. Lather, then rinse. To Shampoo hair: Wet hair and lather. Rinse thoroughly. Repeat if desired. Made in USA


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...and the Knight
It was all Adrian could do to keep from splitting up the prince and the prisoner. Still, he knew that the matter did not involve him, so he kept his mouth shut tightly.
Jealousy boiled within him at the sight of Alexander and Sara laughing over something that he wasn't a part of.
Feeling guilty, Adrian turned away, trying to think of something witty to say. Perhaps if he could make Sara laugh, then the envy in his heart would lessen. But for the first time in his life, no clever remarks came to his mind. Shrugging, he briefly met the prince's eyes.
Alexander was watching him with irritating intuitiveness. "On second thought," the prince said slowly, deliberately, "perhaps we shouldn't meet today. I've got some things to do."
Are you forfeiting Sara to me?
Mood suddenly lightened, Adrian playfully shoved Sara's shoulder. "Pretty good, for a girl," he said. "Alexander was just going easy on you."
Well, it was the truth.
Awkward, Adrian shrugged and watched the prince walk away, leaving the knight and the prisoner alone.
"What just happened?" Sara asked, turning to Adrian. "Why did he let me win?"
"I reckon he decided something was more important than personal gratification," Adrian said, unable to keep the bite from his tone. Sara had noticed Alexander - really noticed him - for the first time. And it made Adrian feel more threatened than he'd ever felt over anything before in his life.
Sara was smiling up at Adrian, something that caused the knight to cease breathing for a moment.
Was Adrian falling for that scrawny little woman who was barely taller than a child?


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GEHT International Ltd is a leading channel partner for lasers, fiber laser components and photonics instrumentation in Europe. We are focused on high power, high quality fiber laser components and diode lasers, fiber and solid state lasers in industrial materials processing applications and special lasers in telecom, life science, medical and research market.
Representing industry leaders, such as nLIGHT, Optizone, Amonics, Raysung, Sunny and Maxphotonics, GEHT International Ltd has built expert know-how to provide its customers with a range of technologically most advanced solutions. Our strengths lie in advanced technologies yet having very competitive pricing, fast delivery time based drop-in shipments and industry qualified products.
View our full product range to find out more.
GEHT International Ltd is headquartered in Hong Kong and its European sales are coordinated from Helsinki, Finland. We at GEHT International are dedicated to deliver the strength of our world-class brand portfolio to our customers in European Union, Norway, Switzerland, Turkey, Israel and Russia.
Find out more about us by visiting our company page.


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You missed it This great deal for Blackhawk Trace Golf Club is over. But don't despair, we've got more great deals every day.
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Blackhawk Trace Golf Club
Golf Outing for Two or Four People
- Save 50%
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100% recommendedin LivingSocial customer ratings
Tee off at this Bloomingdale course -- featuring three newly renovated, beautiful, and challenging nine-hole layouts -- which has played host to several pro golf tournaments:
• $79 ($158 value) for a golf outing for 2, including a cart & 2 large range buckets
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• Play a round of 18 holes on two of the three nine-hole courses: the Highland, Woodland, or Island courses
PAID VALUE EXPIRES ON May 29, 2022
PROMOTIONAL VALUE EXPIRES ON June 13, 2014


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Muck Boots Fieldblazer All-Terrain Sport Boot
Add to cart to view price. Why?
Muck Boots Fieldblazer All-Terrain Sport Boot
The Fieldblazer is the finest waterproof sport boot in its class. Perfect for camping, hunting, and fishing.
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Police arrested a woman for allegedly trying to cash a counterfeit check last week who had an outstanding warrant for prostitution, said Danville police Sgt. Troy Craig.
Read the full story here Web Link posted Friday, October 26, 2007, 12:00 AM
Town Square
Woman presents fake check to Wells Fargo
Original post made on Apr 3, 2014
2 people like thisPosted by Jalilah Bass Brown
a resident of another community
on Apr 3, 2014 at 7:55 pm
First of all if the Danville Express is going to write a report about a persons background it needs to be accurate information. Jalilah did not have an outstanding warrant for prostitution. The warrant was actually solicitation . I thought it was illegal to put false information in a newspaper. And furthermore what does that information have to do with what I was arrested for in the bank?


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Banff puts itself on the 3D map
May 18th, 2011 | Published in Google SketchUp
The Town of Banff realizes the power of location and how it can benefit our residents and visitors alike. By contributing our town-wide 3D building outlines to Google's Cities in 3D program, we're able to visualize the town in a way that just can't be conveyed using traditional media.
Visitors can fly right down to street level; turning buildings on and off gives them the ability to choose lodgings that offer amazing views of Banff National Park and the majestic Rocky Mountains. It also allows people who aren't familiar with the layout of the town to get a feel for the streets and services before they arrive. We have Banff's Roam transit system tied into Google Earth so visitors can see what's located around each stop -- and even when the next bus is scheduled to arrive!
3D building modelling also allows town planners and decision makers the ability to do some basic streetscape analysis and use the 3D capabilities in important project presentations such as the Town of Banff Signage and Wayfinding project. We are slowly applying facades to building shapes. Examples include the Town Hall and the Canada Post office. The feedback we've received from the few buildings we've completed have been very positive!
You can submit your town or city's models for inclusion in Google Earth. Read about the Cities in 3D program to learn all about it.


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