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|PR Newswire Association LLC
"We had another very good year for our policyowners," said
According to Schlifske, over the past five years people have bought nearly 2 million new policies and annuity contracts from Northwestern Mutual. The company has the No. 1 market share in U.S. individual life insurance1 and its broker-dealer is ranked in the top 10 nationally2.
2014 record dividend payout expected to exceed $5 billion3
One of Northwestern Mutual's primary measures of financial success is the amount of participating dividends it returns to policyowners. The company's expected
Unsurpassed financial strength
The company's total surplus reached a new record in 2013, increasing more than
Independent sources confirm the company's unsurpassed financial strength. In 2013, Northwestern Mutual continued to receive the highest possible financial strength ratings awarded to any U.S. life insurer by all four of the major credit rating agencies.5
Largest field force in company history
According to Schlifske, a key to the company's strong performance is growth in the size and productivity of its field force nationwide. The company had 6,662 full-time financial representatives at year-end 2013, the highest number in company history.
2013 financial results
Following are highlights of the company's 2013 financial performance:
Operating Results
- Premium revenue totaled
$16.6 billionfor 2013, an increase of 8 percent from the prior year. This increase reflected a $744 millionincrease in new premium sales, continued high persistency rates for renewal premium and an increase in dividends used by policyowners for the purchase of additional life insurance protection.
- Net investment income of
$8.7 billionwas 1 percent higher than 2012. Despite the continued low interest rate environment, interest income from bonds, commercial mortgage loans and other fixed income investments increased 2 percent from the prior year. Net investment income for 2013 also included substantial distributions of earnings from subsidiaries investing in various private equity and real estate assets.
- Total insurance benefits increased 7 percent to
$17.5 billionfor 2013, including a $9.6 billionincrease in reserves for future policy benefits and a 9 percent increase in benefits paid to policyowners and their beneficiaries. The increase in total insurance benefits generally reflected the substantial increase in premium revenue growth and continued growth in the life insurance book of business. The company's persistency rate for life insurance protection in force remained very favorable at 96.5 percent.
- Commissions and insurance operating expenses increased 3 percent compared to the prior year. The company expects to maintain one of the lowest life insurance unit costs in the industry again during 2013, a reflection of both the productivity of its field force and its rigorous management of home office expenses.
- Operating gain before dividends and taxes exceeded
$5.7 billionfor the first time during 2013, reflecting both revenue growth and favorable product operating fundamentals such as claims experience and persistency of in-force insurance business. After dividends and taxes, net gain from operations was $526 millioncompared to $575 millionfor the same period last year.
- Net realized capital gains added
$276 millionto 2013 net income, as net gains on the sale of common stocks far exceeded a modest level of investment impairments. Including realized capital gains, net income was $802 millionfor 2013, an increase from $783 millionfor 2012.
- The company announced its 2014 dividend scale in
October 2013with a total estimated payout of $5.2 billion, including a 5.60 percent dividend scale interest rate on unborrowed funds for most traditional permanent life insurance policies. The estimated dividend payout for 2014 includes $300 millionin dividends on individual disability insurance policies and $145 millionin dividends on term life insurance. Please see more information about the 2014 Dividend Announcement at the company's corporate website.
Investment Portfolio
- The company's diversified investment strategy contributes significantly to its long-term financial strength. Its general account investment portfolio is allocated primarily to high-quality bonds and commercial mortgage loans. Investments in public common stocks, private equities and real estate provide diversification and have historically enhanced overall portfolio returns. Northwestern Mutual's general account investment portfolio grew to
$184.4 billionat year-end 2013, an increase of $10.4 billionfrom one year earlier.
- Northwestern Mutual's
$122.3 billionbond portfolio is diversified among many corporate issuers and in a wide variety of industries, government agency-issued residential mortgage-backed securities, other asset-backed securities and U.S. Treasury bonds. At year-end 2013, 91 percent of the company's bond portfolio was rated as investment grade. Along with $2.3 billionof cash and short-term investments, this high-quality bond portfolio provides consistent interest income and a reliable source of liquidity.
- Commercial mortgage loans are exclusively sourced and underwritten by the company's real estate professionals in eight regional offices across
the United States. This $26.8 billionportfolio is diversified by collateral property type and location, with an aggregate ratio of loan balances to fair value of collateral of 55 percent at year-end 2013. The commercial mortgage loan portfolio had no loans that were delinquent or in foreclosure.
- The company's holdings of public and private common and preferred stocks declined
$1.3 billionduring 2013, in part a reflection of the decision to reduce its market exposure to public common stocks. Other investments primarily represent private securities partnerships and real estate joint ventures, made either directly by the company or through its wholly owned investment subsidiaries.
- Separate account assets are primarily policyowner-directed investments in mutual funds that underlie its variable annuity and variable life insurance products. These balances increased 19 percent during 2013, reflecting both strong growth in variable annuity sales and overall equity market appreciation.
Financial Strength
- Total surplus (the combination of surplus and asset valuation reserve) increased by
$1.2 billionduring 2013 to $20.6 billion. This increase was primarily due to the strong contributions from operating results and investment-related capital gains.
- Total surplus represented 13.0 percent of general account insurance reserves at year-end 2013, unchanged from one year earlier despite the provision for a record level of dividends expected in 2014. This level of capitalization remains very strong compared to the company's historical surplus levels and the standards set by insurance regulators and the major rating agencies.
About Northwestern Mutual
As a mutual company with
Northwestern Mutual and its subsidiaries offer a holistic approach to financial security solutions including: life insurance, long-term care insurance, disability insurance, annuities, investment products, and advisory products and services. Subsidiaries include
1Northwestern Mutual U.S. market share rankings based on most current sales data provided by
3Dividends may be declared and credited, at the
4 Northwestern Mutual analysis of ordinary life insurance dividends based on historical SNL data.
5A.M. Best Company A++ (highest), 4/2013; Fitch Ratings AAA (highest), 1/2014; Moody's Investors Service Aaa (highest), 1/2014; Standard & Poor's AA+ (second highest), 6/2013. Ratings are subject to change.
Summary of Operations
(Statutory basis, in millions)
Twelve months ended
Net investment income
Other income
Total revenue
Policyowner benefits paid
Increase in benefit reserves
Commissions and expenses
Total benefits and expenses
Gain before dividends and taxes
Policyowner dividends
Gain before taxes
Income tax expense (benefit)
Net gain from operations
Net realized capital gains
Net income
The summarized financial statement above was prepared on the statutory basis of accounting. Financial statements prepared on the statutory basis of accounting differ materially from financial statements prepared in accordance with generally accepted accounting principles ("GAAP").
Summary of Financial Position
(Statutory basis, in millions)
Mortgage loans
Policy loans
Common and preferred stocks
Real estate
Other investments
Cash and short-term investments
Total investments
Other assets
Separate account assets
Total assets
Policy benefit reserves
Policyowner dividends payable
Other liabilities
Separate account liabilities
Liabilities (excluding AVR)
Asset valuation reserve (AVR)
Surplus and AVR
Total liabilities and surplus
The summarized financial statement above was prepared on the statutory basis of accounting. Financial statements prepared on the statutory basis of accounting differ materially from financial statements prepared in accordance with generally accepted accounting principles ("GAAP").
Logo: http://photos.prnewswire.com/prnh/20130206/CG55426LOGO
SOURCE Northwestern Mutual


text:
Register and Join the most happening forum of Sikh community & intellectuals from around the world.
Yes...Dot Matrix, & not really Microsoft.
Access 2003 installed as Thin Clients...a Dot Matrix now
Prints ONLY sideways...
TIA - Bob
I am doing a study on manta rays, and just imported my data from Excel to
Access. The study is a photo-ID study, where we record what individual...

subset: commoncrawl


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Air filter YA-1009 Yamaha YZF R1 2009 bis 2014
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On Chapter 5 of Christabel Mordsa, and Commentary on Writers
I deleted one of my stories, since the main character of that story is being introduced in Chapter 5 of Christabel Mordsa, so it's more beneficial since Christabel is my most popular work, that the readers follow the story to its conclusion, and then to the next work.
So why am I writing a page on what to expect from Chapter 5? Well, because Chapter 5 takes the story in a entirely different direction then what you've seen in Chapters 1-4. It's the same tone, the same characterization you loved, but now we're actually getting to the plot in Chapter 5.
I wanted to discuss with you guys what the process is to writing this, because well, I'm a open book when it comes to how I do things. I might even tell you the answer to the dreaded "Where do you get your ideas?" question.
I've never understood why, when a writer is asked "Where do you get your ideas?" said author is now stepping back in terror. It's a great question. The saddest part is, there are two answers to that question: 1. The writer doesn't know where they come from
or 2, and what I really think the writer means: "I don't want to admit where I got the ideas."
The writers that I've talked to, the professional writers that have published works, have never answered that question. Why? What is so terrifying about it? Do you really want people to ask? Sadly, I believe the answer is yes. I truly believe that these writers, the ones who constantly deny that they know, they want the ego boost that this question fulfills. They want more sales, and think by dodging the question, they'll get somewhere. In reality we write about life. We write about fantasy worlds we WANT to know. It's not exactly that we write what we know.
The truth is, that most creative writing classes do not teach you creative writing. What they teach you, is write what you know. Well I'm sorry but if I wrote what I knew, you'd be getting stories of essays, and I don't think you want that.
So, my writing routine is, kind of odd.
1. I get up, I get dressed (or I stay in the clothes I slept in) and I eat lunch.
2. I listen to a audiobook, just to relax my mind. This usually takes 3 hours of my time
3. I write with music playing that would convey the scene I want to write. This means if I'm writing a play, I'm playing something like Celtic music.
4. When the ideas stop, I take a break. This sometimes takes 3 or 4 hours. Think of it like recharging your batteries.
I know this is short, and I apologize. I just figured I'd type up something to keep my readers occupied until Friday when Chapter 5 is unleashed.
I personally love it, and hope you will too! Till next time constant reader!


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Email Angel to Dude ... 5th / 6th...
Miscellaneous by: Shannan Browne
Status: Finished
Genre: Other
Hey Dude… I got to school early this morning, hence the ludicrous time of sending this email… um… because I was up last night, thinking about what a pain and an emotional drain I can be, yes, I know you know this already, but still… and I, well, I just wanted to thank you for phoning me up from London yesterday, and thanks for apologising for your 'hang over' email. I'm glad that your alone time in London has got you thinking about things, I think that's a really good thing my friend. I thought about it and, yes, I'd love it if you replied again properly, I think that would be really cool. I'll try and be nice in my reply, ignoring the mail under discussion…if I manage that is… I can't promise not to throw in the odd comment though I'm afraid… sigh…
Then the other thing, ja, I wanted to apologise for spending most of the phone call in tears. I realise that you probably didn't want an hour long call and there I was drizzing away. Remember when I used to be the only chick who didn't cry? And now I'm the total opposite, it's horrible, my friends are seriously worried about me… it really does suck. I've made a plan about the iron by the way, Mom gave me some vouchers that she won for the Pavilion Shopping Centre; I'll go by another iron with them. I can't believe I was so clumsy to drop it, I guess I wasn't expecting to hear your voice… anyway, thank you for listening to my drivel, and thanks for your advice. I did turn off the radio and I did get to church for an incredible evening service. I felt so much better after that. They had this cool sign up, in the same font as the Coca Cola brand, it said, in white font on the red: Jesus Christ The Real Thing. I was amused… I'm sure you don't spend your Sunday mornings in tears, but your remedies were great.
More positive vibes too: Shannan has put all her Eish! London photos on Facebook now, I'm so excited for her; that was another reason to be happy. She's been working on this dream for years, and now she has a book and she's getting it all up and interactive. I do hope God blesses people abundantly with it. Someone's already told her they want the whole novel, how exciting is that?!?! Then our friend Abi called and the insurance are going to pay for all the geyser damage and she's traded giving extra lessons to a learner with the learner's dad who's going to fix her car. So much of AWESOME. So as I've made my mind up to think positive, positive energy came my way… and those love birds have moved into the tree outside my window, love that. Thank you for starting my positive thinking today Dude. I think you may need to phone me every Sunday now… I also think a make over is a really good idea; I can chop off this long hair and dye it black, I've always wanted to do that again, and the guys at Uni said I looked hot when I did it back then.
Anyway, don't want to take up too much of your work time in London town, I realise you guys are always busy on Monday mornings, hope that revolting squeeze in the tubes was bearable ;-) I look forward to your email and I'm totally game for your idea to write this book together through letters. I can't believe that you sat down and made a plan, you are a legend, and as I think about us working together, I'm actually getting totally excited. I'm ready to have some fun, I've been miserable for too long and it sucks big time. I think you may just be the man to pull me out of this rut, Sunshine, not that I'm into matrimony remember, but after your words yesterday, my arm may have been twisted a millimeter ;-)
Stay blessed, BIGGEST HUGS, Angel
PS I went out and bought Christmas cards too, what shall I do with yours this year; London or your home here? Let me know. Ciao
© Copyright 2017 Shannan Browne. All rights reserved.
Add Your Comments:
God good, the girl has a heart and it seams to be drifting across the ocean. For me a most pleasing read. I can't take to much angst and despair.
Long may it last for Angel and Dude
Other Content by Shannan Browne
Book / Literary Fiction
Short Story / Literary Fiction
Short Story / Literary Fiction
Short Story / Mystery and Crime
Book / Thrillers
Short Story / Young Adult


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It has been a good while since the last installment of You Write the Caption but I can tell you that this week SBI will have at least two contests.
Today's photo, courtesy of ISIphotos.com, is of New York Red Bulls head coach Juan Carlos Osorio, who has done an admirable job leading his new club to a 5-4-4 mark despite a myriad of injuries and the transfer of Jozy Altidore.
As you know, Osorio likes to take notes during matches and the practice has garnered snide remarks from plenty of opposing fans. With this in mind, here is your chance to figure out what he's thinking and what he's writing in that notepad of his.
You know the drill. Submit your caption suggestion and I will choose the ten best entries, with the reader whose entry is the best winning a t-shirt courtesy of SBI sponsor Objectivo Apparel. For those of you who haven't visited Objectivo Apparel before, they have a good selection of soccer-themed t-shirts, and more importantly, SBI readers get free shipping on their orders. Just type in IVES in the promo code section for your free shipping.
Now, back to the contest. Try and figure out what's going through the mind of the Colombian tactician. Try to be funny and please keep it clean (I'm looking at you Chicago Fire fans):
Photo by ISIPhotos.com
"Things-to-do list: Sign a forward, sign a midfielder, sign a defender, Call Wilman Conde back and contact the LA Galaxy for tips on circumventing the salary cap."
Now it's your turn. What do you think Osorio is writing in his notepad? Share your caption suggestion below and if it's good enough, you could win a free t-shirt.
Fire away.
Wow! Max Bretos was right. Ubiparipovic spelled backwards really is Civopirapibu!!
"$130 to RCN Cable…
$150 to Con Edison…
$300 to Verizon Wireless… might as well make the best use of my time!"
Red Bull's coach Juan Carlos Osorio, seen here playing 'Guess The Red Bull Transfer Targets', was recently awarded 'Most Valuable Columbian' by the Red Bull players and board
Dear Jozy,
This is my third letter this week and I have yet to receive one in return. You haven't returned any of my calls and I'm starting to think that you don't want me anymore. The truth is, i need you. Jozy…you complete me.
hmmm…possible RBNY MLS All-Star candidates…uh….does the hotdog vendor who insists on yelling "dog show here, dog show" count?


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With the way the Tories are behaving it could have been the party's funeral. Grumpy Great Uncle Ted and the dreaded in-law, "we are a grandmother", took centre stage.
Baroness Thatcher and Sir Edward Heath came on to the conference set to take their seats in the area resembling the day room of an old people's home. For the benefit of the younger members of the Conservative family they attempted to put on a show of good manners.
Before their arrival on stage they met in the hospitality suite behind the platform. It is reported that Lady Thatcher made the first move to break the ice by going over to Sir Edward and asking: "What do you think of the new chairs, Ted?" No record was given as to his response.
The two Titans from the past stood facing each other at the ovation. Lady Thatcher fixed a steely smile and appeared to mouth: "Are you all right, Ted?" He returned an equally icy smile and managed an incline of the head towards her which was almost a bow. Ted slumped into his chair while Maggie arranged herself and her handbag in preparation for another bout of Tory bloodletting on Europe.
Normal hostilities were then resumed as most speakers from the rostrum outdid each other in their Euro-scepticism. For most of the speeches Lady Thatcher led the punctuations of applause. Sir Edward's hands fell limply on either side of his chair. Slumped like a great Buddha, he was motionless and expressionless.
A delegate from the Czech Republic and a shadow foreign minister delighted the conference with words they wanted to hear. Lady Thatcher jumped to her feet, which was the signal for the hall to rise. Sir Edward remained pointedly stuck in his chair but finally lumbered to his feet.
In slow motion he put his hands together four times before slumping back down.
For most of the time speakers hurled abuse at Sir Edward and other Europhiles. He bore it all with dignity but he will wreak revenge, no doubt, in a television soundbite.
Stephen Dorrell, the former cabinet minister, was the only brave soul to confess to voting against William Hague's policy in the ballot and was shouted down by the representatives. It fell to Michael Howard to attempt the task of pouring oil on troubled waters. "Let no one say that the `No' voters are any less Conservative than the rest of us."
In one of the more sensible contributions from the Shadow Cabinet he reminded the conference that the Tory party is composed of many strands. "Our party must never reflect only one tradition. I hope we shall never see the Stalinist control that Mr Blair has had to inflict on New Labour."
Tell that to Mr Hague as we learn that Tory MPs and candidates are to face a loyalty test over the single currency and face deselection unless they sign up to the Hague line.
The conference went on to debate the economy, which enabled the shadow Chancellor, Francis Maude, to re-invent himself. Not normally an "easy on the ear" rabble rouser, he has improved his speaking technique. Television interviewers mix him up with his late father, Angus, who served as a Tory MP and minister. Angus was a bad-tempered, dry old stick. Maude Junior is similarly dry and vinegary but more even-tempered.
He speech was an attack on Labour from start to finish, but lines such as "Culpability Brown" and "Downturn made in Downing Street" gave him a standing ovation.
Lady Thatcher had been learning from Sir Edward and was the last to rise and the first to resume her seat. She will never forget that it was Mr Maude who signed the Maastricht treaty on behalf of the Conservative government.Reuse content


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Cut the Calories, Keep the Flavor with Hundreds of Simple Substitutions! Diet cookbooks should be about dropping weight, not depriving yourself. By swapping this for that, you can turn your favorite foods into low-calorie creations--proving once and for all that you can have your chocolate molten cake, and eat it too!In this calorie-slashing collection, … [Read more...]
Home » healthy eating habits


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25: ReunionMature
After paying respects to Jarrah under the stars, Oliana and Ghillie Dhu had reached the healing spring. Oliana had dipped her hand into the warm water, only to realize that it glowed beautifully upon agitation. It was the most magical thing she had ever seen, and such a beautiful sight had done much to calm her nerves.
Ghillie asked the nearby trees to form woven root hammocks in which the two could rest, and Oliana was amazed at how comfortable hers was. She fell asleep without delay.
When she awoke, it was to the tune of Ghillie's voice. "Oliana. There's someone here."
"What?" she asked, still groggy.
"Come see for yourself."
She left the hammock and tiptoed quietly toward the pools, which she was surprised to see were even more impressive in the daylight. Two eccentric-looking individuals caught her eye on the far end of the water. The woman wore a shredded rag of a dress and had long, tangled whitish hair, while the man had salt and pepper hair with a dark beard and wore a very baggy ensemble. They were both tall and their bodies looked strong.
"Are those other faeries?" Oliana whispered, having seen only one person which rivaled them both in curious appearance.
Ghillie was almost offended by the suggestion. "Of course not! But they are a peculiar lot, aren't they?"
Oliana crept closer, trying to get a better look, but her movement betrayed her. The man spotted her.
Immediately, he bolted toward her, shaking his arms, yelling "Oli! Oli, I've found you!"
Paralyzed with confusion, Oliana was scooped up in the man's warm embrace.
From over his shoulder, Oliana could see the woman running up to her as well.
"Are you daft? She can't recognize you!"
The man hesitated and released the girl from his arms, searching her eyes desperately for recognition. The man did remind her of someone instantly, but that someone was her father. That wasn't it. Oliana returned his gaze, noting the gold-tinted spheres. There was something very familiar about those eyes; not their shape, or the surrounding face; no, it was the soul behind them. Could it be? She remembered Jarrah's tale.
"De--... Dechar?"
He smiled charmingly in a way that equaled the toothy grin Oliana had seen so many times on his wulfen face. She could not decide whether to laugh or cry, so ended up doing both at once. They hugged again and Oliana could see the woman eye her cautiously, then slip away to the far side of the spring, out of sight.
"I-- I thought you were dead," Dechar said, a tear running down his own cheek as he cupped her face in his hands, a very human reflex.
"I feared the same about you," Oliana said, placing her hand on his. Oliana's mood suddenly changed. "I have so much to tell you. About where you came from. Jarrah found me last night--"
"Jarrah?" Dechar said, stepping back a bit. "Where is he?"
Oliana had borne so much pain over the last couple of days, and was so happy to see him, that she managed to tell him somewhat calmly that the old man had passed and had been given a proper resting place.
"I'm so sorry, Oli."
"That's alright, he was quite peaceful in the end. But what he came to tell me… it changes everything, but I haven't quite figured out how. But where are my manners?" she considered the unintroduced faerie standing by her side. "Dechar, meet Ghillie Dhu."
Dechar's face curled into confusion. "Wh- Where is this Ghillie Dhu? I'm sorry, I don't see anyone."
Ghillie had simultaneously whispered a reminder to Oliana that adults could not see him. "Ooh!" she said. "Umm… I'm only telling you this now because you're the most likely to believe me. Ghillie Dhu is a faerie, but only children can see him. Apparently I'm still a child and you're not. He saved me, Dechar! He killed the general and gave me spring water, then led me here."
Dechar did not know how to respond. "Uh. Really?" He found himself wondering if the spring water had diluted her mind.
"Yes!" Oliana said, a little frustrated. "Come on, you've got to believe me! Ghillie, isn't there a way for me to show him?"
Ghillie said no.
"Don't worry Oli. I believe you see this man."
"But you don't believe he exists," Oliana read between the lines. "You think I've gone mad."
"All I know is that we've been through an awful lot these last couple of days. But I have a friend, too! Of sorts…. Where'd she go?" he asked, blinking around him.
"I saw her disappear on the other side of the spring," Oliana said.
Dechar paled. Disappear? Had she left already?
"Stay here," he told Oliana, feeling somewhat guilty to order her to do anything. "Ylva can be a bit touchy when it comes to humans." It may be that both of us seem to have imaginary friends, Dechar thought. Suddenly a faerie did not seem so implausible when he contemplated trying to explain to Oliana that his guide had likely teleported away.


text: The Xavier wiki last edited by Billy Batson on 07/21/13 12:51PM View full history Xavier grew up with a curious mind. He knew an old lady not far from where he grew up who did a little fortune-telling, herbal cures and the like. People would come to put curses on people, or take them off. Xavier was pretty sure most of it was coincidence, and he confronted her, asking if she really believed what she was doing. She just arched an eyebrow and smiled.He spent his school years looking for more answers into the way the world worked, and ended up studying biochemistry and physics for seven years. None of the answers go found there were any more satisfying than that old woman's enigmatic smile.So he turned to voodoo, and discovered that he had a talent for it. He became well known in New Orleans as a kind of voodoo therapist, and attracted interesting freinds for it.One of those was Cassidy, an Irishman who turned out to be a vampire. They got along fantastically, and Xavier considered Cassidy to be closer than a brother to him. Until Cassidy seduced the woman Xavier loved. This was completely unexpected, and Xavier cut off nearly all contact with Cass after that.Several years later, Cassidy returned to New Orleans, asking a favor. Not for him, but for his friend Jesse Custer. It seemed Jesse had a supernatural entity in his head that he needed to talk to, and Cass figured voodoo would be a good way to go. Xavier, perhaps out of some remnant of love for his old friend, agreed.It ended in tragedy. Cassidy's return to New Orleans got the attention of Les Enfents du Sang, a group of vampire wannabes who were looking to avenge an old insult. The ensuing gunfight during Jesse's ritual resulted in the death of Xavier's girlfriend, Janis.Before they left, Xavier made a special point of warning Jesse's girlfriend, Tulip, about Cassidy. He said that Cass wasn't evil necessarily. Just utterly thoughtless. He lived life without a sense of consequence, and that always ended up being trouble. Xavier knew that Jesse and Cassidy were too close for the warning to take with Jesse, but he suspected that Tulip might be willing to listen.He was right on both counts.


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This journey we travel is, without a doubt, the most amazing yet cantankerous trail we've ever experienced. It is a mixture of harsh reality in a literal world and a spirituality that truly blows us away at every turn. We are honored to be apart of this mosaic – and feel we are just a piece of the puzzle that once put together, will be so flowing with wisdom and power that each of us who touch this woman's life, will never be that same.
One of the motivations of this project is the commitment to get it right. To bring to life native culture and characters, authentic words and actions that depict the indigenous people of that time period in the most believable and accurate way. And, more importantly, to beautifully present the "person" of Sacajawea so we deeply connect to who she was, how she lived, and what she felt — yes, a human being we all will want to love and remember.
The most vital and inspiring purpose of this Windcatcher project is to lift up and honor the proud heritage that flows through the blood of Native people. And, to recognize it by selecting Native Americans to be apart of the production team in key positions, including producers, actors and crew. The opportunities are astounding for Native film professionals, not just through the feature film, Windcatcher: The Story of Sacajawea, but also the documentary, JOURNEY of a Windcatcher, and other projects.
With Spirit Wind Films, and our dynamic Native Youth Film Internship program, we intend to give inspiration to the next generation of magic makers. We encourage native women to get involved in their dreams, especially if their dreams are in film. In addition, young men will have the opportunity to explore aspects of the movie industry and further their careers.
With Sacajawea as our focal point, we respect and honor women of Native cultures who are considered givers-of-life, healers, visionaries, and they are the vessels that carry history forward so the stories are told. Sacajawea certainly fits this description, for her contributions were many as a mother and a friend; interpreter and a guide. Her hands and handiwork are woven perfectly into the fabric of life even today, and we are eager to bring this mentor and role model to the spotlight for all to know — Coming SOON!


text: I never realized there was a "Forum" for TLC. I've been a customer since TLC 3, but honestly don't use the program all that much for anything other than "Design Inspiration". I think maybe I've exported 10 logos from TLC in the past. I just upgraded to V5.1 today, and have to say it's much easier to use than even V.4. I'm kind of a "Vector Hound" and as of lately I've been accepting of more raster files for output. Especially if we're sending them to 4-Over. I still have a hard time with not recreating a bad .jpg for clients. It's always been much less of a hassle for me to just re-do a logo, then to send it on to film looking like ****. Anyway, now that we are doing more and more wide format printing, I'm finding myself using TLC more often, because of the color flexibility with 6 or 12 colors. TLC Logos look really nice when printed with a wide color gamut color device. I love the .png support, and coupling that with Genuine Fractals you can get really large prints without pixellation. So, I'm just stopping in to say "Hey!" I'll probably just pop in from time to time to see other people's design work. But if you need graphic design help or advice I offer it freely. I've been doing this for awhile and know lots of tips and tricks with InDesign, Illustrator and PhotoShop.


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Cut carrots, zucchini, and squash into thin ribbons with a mandoline slicer.
In a large skillet, melt butter over medium-high heat. Add garlic and cook for 2 minutes. Add carrot ribbons. Toss in zucchini and squash ribbons, salt, pepper, parsley and lime juice. Cook for 6 to 10 minutes.
Recipe courtesy of The Deen Brothers
Count down through our top 50 most-saved recipes, like Tyler's Chicken Parmesan.


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Perfecting the Art
of Living Well
La Posada provides more than a beautiful, safe place to live. We are committed to creating experiences that stimulate our residents culturally, educationally and socially every day.
Your Favorite
Places are Here
The Gardens Mall, restaurants, the beach, grocery stores – all your favorite places are right here in Palm Beach Gardens. Your home should be, too. And if you're a La Posada resident, we'll even provide the transportation.
Coming Soon: Mallorca at
La Posada
We continue to build on our tradition of living well. Welcoming residents in early 2018, Mallorca at La Posada will feature 54 independent living residences, many with scenic lakefront views. Pre-sales are now open. To learn more, call 561.232.6700.
Life is Beautiful
At La Posada – from the architectural details, to the 22 lavish acres, to our unique life care program – you'll discover a truly exceptional way of life. And with renovations to our residences and casual dining area, plus a new state-of-the-art wellness center, our community is becoming even more exceptional.
What We Believe
As a family-owned community, we believe in providing exemplary service delivered with integrity and compassion, all in a warm, secure and friendly environment. It's our goal to enhance lives every day, in every way.


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What is an Ovulation Test?
The Ovulation Test helps check for ovulation using blood markers. The Ovulation Test is used to help guide decisions for people trying to get pregnant in Escalon, CA.
How much does an Ovulation Test cost?
Our Ovulation Test price includes the doctor's order that you need to get tested in Escalon, CA, all lab fees and taxes, and a pdf copy of your results. For current prices, CLICK HERE.
What does an Ovulation Test report look like?
For an Ovulation Test sample report, please CLICK HERE.
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- About this property
- Explore Southport
Immaculate Building - Quality Fit Out!Property ID 1473347* 293m2* of first floor office space
* Complete existing fitout in place
* Fit out consists of 10 offices, boardroom, reception area, individual kitchenette and balcony
* Centrally located on the highly popular Ferry Road
* 24 hour accessibility
* 6 car spaces
* Large amount of natural light
* Sit down & commence work straight away
* Available now, call to inspect
Ray White has not independently checked any of the information we merely pass on. We make no comment on and give no warranty as to the accuracy of the information contained in this document which does not constitute all or any part of any offer or contract by the recipient. Prospective purchasers / lessees must rely on their own enquiries and should satisfy themselves as to the truth or accuracy of all information given by their own inspections, searches, inquiries, advices or as is otherwise necessary. No duty of care is assumed by Orchid Avenue Realty trading as Ray White Surfers Paradise Commercial divisions toward the recipient with regard to the use of this information and all information given is given without responsibility.


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Chittoor, Apr 7: Two out of the 20 killed in an encounter today were international red wood smugglers, an officer with the Red Sanders Anti Smuggling Task Force informed. Twenty red sandalwood smugglers were killed in an encounter with the RSASTF at 5 am this morning.
RSATF DIG informed Oneindia over phone that 20 smugglers had been killed and the hunt was on for more. He also informed that 11 were killed at Srinivasa Mangapuram while nine were shot down in Srivarimettu.
Provoked action:
RSASTF officials confirmed that the action was a result of provocation. The officer informed that while they were combing the Seshachalam forest area in Chittoor for red smuggling activities, a gang of 30 men came forward and tried to attack them.
The smugglers hurled sickles and axes at them. This resulted in a gun battle in which 20 smugglers were killed. Prior to the encounter, it was found that the smugglers were ferrying out red sandalwood out of the forest zone. The RSASTF tried to stop them, but the smugglers tried to attack them.
Majority from Tamil Nadu:
Preliminary investigations would show that majority of the 80 odd smugglers who were in the forest hailed from Tamil Nadu. Even in the encounter most of those who were killed hailed from Tamil Nadu. Two were international smugglers, sources informed.
This was a major operation that had been launched by the red wood smugglers who normally operate between Tamil Nadu and Andhra Pradesh. A team of at least 80 smugglers had come into the forest area late last night and were undertaking an operation.
The RSATF acting on a tip off began combing the area in the early hours of Tuesday. However, when the smugglers were caught in the act, there was an encounter that took place in which 20 were killed.
Several managed to flee from the area while 8 smugglers were seriously injured sources also informed.
OneIndia News


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These professional quality Best Artificial 4ft/120cm Palm Trees are made using the finest materials and built to the highest standard. They are for indoor use and are supplied unpotted and flat packed as shown in the picture.
Product FeaturesHeight - 4ft / 120cm.Width - 20cm (each individual branch)3 main branches.Easy to fan out into shape.Comes flat packed.For indoor use.No maintenance required.All sizes approximate.
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