text:
Do you believe our "window" to win the Cup is still open?
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Posts: 7,649
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Honestly as long as this team is a playoff team it'll have a shot at winning the cup.
Who would have guessed the Devils being in the finals last year and remember they lost two overtime games to start that series against LA.
There are certain pieces on this team that'll keep them in the playoff window. Our defence and goaltending still has a solid 3-5 years in them and up front we've got enough there that should keep us in the playoff mix for at least 3-5 years.
What this team looks like 5 years down the road is anyones guess. Who knows what the cap will be, what trades are made and what prospects we'll end up developing into NHL players 5 years from now.
With that being said our biggest concern has to be up front. If the offence starts to drop significantly over the next 5 years then things will be tough.
Honestly though as long as this team is a playoff team they'll be in the mix.
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U.S. expands investigation of Volkswagen for evading emissions tests
WASHINGTON Nov 2 (Reuters) - U.S. environmental regulators on Monday told Volkswagen AG they are expanding an investigation of Volkswagen AG for cheating on emissions tests.
The Environmental Protection Agency told Volkswagen it is expanding the investigation to its Porsche, Audi and other cars from model years 2014 to 2016. Volkswagen admitted in September it had installed software, known as defeat devices, in 11 million cars that can evade emissions tests. (Reporting by Timothy Gardner, Patrick Rucker and Joel Schectman)
© Thomson Reuters 2017 All rights reserved.

subset: commoncrawl


text: 7/15/09 7/15/09 POPSUGAR Celebrity Reese Witherspoon Photos of Reese Witherspoon Shopping in LA July 15, 2009 by Celebrity 0 Shares Chat with us on Facebook Messenger. Learn what's trending across POPSUGAR. View on One Page Photo 1 of 11 ADVERTISEMENT () Share This Link Copy ← Use Arrows Keys → 1 Photos of Reese Witherspoon Shopping in LA Previous Next Share this post Reese Witherspoon


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IT SEEMS parking rules don't apply to top flight footballers.
On loan Man City starlet Reece Wabara decided not to look for an official spot
like most drivers and just opted for the pavement instead.
He blocked off almost the entire pedestrian walkway in his £100,000 Porsche
Panamera in Manchester's busy Deansgate while he picked up some food for
The England under U20 defender, who is on loan to League One outfit Oldham
Athletic, nipped into Rice restaurant while shoppers try to negotiate around
his supercar.
The player was lucky to escape with just a warning from a police officer and
an ordered to move his car.
Although the cost of his ticket probably wouldn't have dented his wages much.


text:
Since the Global Crisis, a key ingredient of reforms has been to force over-the-counter contracts to be traded in more transparent exchange-like settings. The aim has been to reduce the cost of trading such instruments and make markets more resilient. This column analyses the impact of the Dodd-Frank Act in the US on the market for vanilla interest rate swaps. The introduction of swap execution facilities trading is associated with a significant improvement in swap market liquidity. This suggests that Europe may see similar benefits from centralising swap trading, though it remains to be seen how these markets will operate in more volatile times.
Evangelos Benos, Richard Payne, Michalis Vasios, 25 February 2016
Implementation of Basel III in the US will bring back the regulatory arbitrage problems under Basel I
Takeo Hoshi, 23 December 2012
Rejigging financial regulation is in vogue. But, in the world of international finance, how well do different regulatory systems join up? This column argues that the US Dodd Frank Act and Basel III are, in part, incompatible and that harmonising them may lead to unintended consequences. The US ought to tread carefully here but should also try hard to maintain the spirit of better financial regulation.
Priya Nandita Pooran, 14 November 2010
Will the US Dodd-Frank Act work? This column argues that unless institutional oversight shifts from the current fragmented structure to a federal one, the Dodd-Frank reforms could be prevented from having any significant positive effect on the surveillance of the financial system.
Viral Acharya, Thomas Cooley, Matthew Richardson , Richard Sylla, Ingo Walter, 24 November 2010
Of the recent reforms to make financial systems more robust, the US Dodd-Frank Wall Street Reform and Consumer Protection Act stands out. Despite being broadly in favour of its proposals, this column identifies flaws in its design that fail to deal with the main causes of the crisis and that will lead to further implicit government guarantees.


text:
Even in places where anger against Canadian mining is limited, the price for speaking out can be fatal.
The problem is so widespread it has made the industry a target of lawsuits, protests and campaigns for reforms in international law.
Ottawa is resetting its foreign policy on the responsibilities of extractive firms overseas, but shifts in thinking outside and inside Canada could derail the federal government's plans.
A special report by James Munson. Produced with support from the Ford Foundation.
Miner Opposition


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Air Born by Paul McCarthy
For the first time ever, remarkable the contemporary US artist Paul McCarthy will be showing a large group of monumental inflatable sculptures in the open air. In addition to four existing works, he created five brand new sculptures especially for this occasion. The works are scattered throughout the Middelheim park museum, so you can combine a walk in the park with admiring art- pure genius! Air Born/Air Borne/Air Pressure by Paul McCarthy, from May 27th- October 8th


text:
Sxhetang.com is a 2 years old domain.
It was registered by tianfeng li , who can be reached at . The site is owned by Shanghai Tianfeng Daohang. Registration details show that it was registered on 03 Dec 2014 through beijing innovative linkage technology ltd. dba dns.com.cn and will expire on 03 Dec 2015.


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Night Merchandise SpecialistJob Number: 3293
Category: Club Operations
Night Merchandise Specialists are responsible for ensuring merchandise is available for sale in proper quantities throughout the store. Duties also include supervising the work of Stocking Crew Team Members, which includes preparing lists for the Stocking Crew, and scheduling work hours. Additional responsibilities include but not limited to:
• Ensuring that the merchandise is properly displayed and has appropriate signage
• Maintaining sufficient inventory levels
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• Ensuring Data Coding procedures are being followed
• Providing Members First service during all hours of the Club operation
• Suggesting and updating plan-o-grams
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• High school education
• Merchandise handling experience at a grocery or discount store
• 1 – 3 years of forklift driver and ticketer experience
Minimum Age Requirements:
Must be at least 18 years of age.


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Login/Create Account
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Macy Hays is depressed and alone. At age fifteen, it seems her life is over. In the two years since her father left, she has lied about her age and worked to support four younger siblings. They're hungry and a hair's breadth from being homeless. Thus begins Macy's solitary journey on the mean streets of Dallas where she's expected to act like an adult one minute and a child the next. When she meets James Pearson, age eighteen, she begins to experience love for the first time. Then he's shot. While he fights for his life, Macy is whisked away, under false pretenses, to California. They never get the chance to say goodbye. Thirty years later, the self-sufficient Macy tracks James down and they ignite a love neither thought possible. As they plan the wedding, unexpected circumstances turn their world upside down. Desperate, James embarks on a spiritual journey. Macy rebels. Will she be able to break through her emotional walls to follow the path he's chosen? Or will anger and bitterness cause her to lose him forever? Time and Again was inspired by a love story that began in 1962. Some of the characters and events are fiction.
Buy Time and Again by Linda Horton from our Christian Books store - isbn: 9781591606611 & 1591606616
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Written By Ministry of Sound
January 09 2009
Courtesy of Human Traffic - released way back in 1999 – something to get you excited about your weekend to come. Not quite as old as Stone Henge, but almost. Have a safe and fun weekend!
Opened in 1991, Ministry of Sound was one of the key locations in the development of house music and super-clubs in Britain in the early 90s.
© 2014 Ministry of Sound Australia


text:
6.06 Gathering information
Title and URL
Accurate? How do you know?
Current? How do you know?
Biased or
Unbiased? Explain
Authority? Explain
Brown v. Board of Education (1954)
Yes, the author uses facts from documentation
Yes, It was published in 2006
Biases, the aouthor do express her own opinions
Yes, The author works in this feild
ARIZONA STATE LEGISLATURE v. ARIZONA
Yes, cites from other similar cases to support this one
Yes, it was published 2015
Unbiases, use facts and notes
yes, the aouthor works in the feild
Has no title
No, there's only one sentece
Does not have the date
Biased, because there's no facts...not even much of an opinion
Do not know
No even usesful for a reasreah paper
Present Remotely
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6.06 gathering information
No description
Rachelle Clerjeauon 4 January 2016
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text:
Pier 57 to be converted into a $200M SuperPier by 2015 (slide show)
Check out renderings for the ginormous watertop complex, which will house stores, restaurants, a climbing gym and lots more
Mon Dec 16 2013
Rendering: Lot-Ek
Whoa. In case the renderings above leave any doubt in your mind about the nature of this project, the redeveloped Pier 57 is to be called SuperPier. Scheduled to open in summer 2015, the 270,000-square-foot complex will encompass four levels of stores, food markets and restaurants, educational and cultural space, a rooftop park, a beach club and spa, recreation areas and more.
About the shopping part—boutiques will be housed in an "incubox marketplace," which appear to be stacks of 40- to 160-square-foot modular containers. So far, confirmed tenants of the floating structure that extends over the Hudson River at 15th Street include an Opening Ceremony outpost, a climbing gym from Brooklyn Boulders, and a spa and restaurant by hotel impresario André Balazs. Developers Young Woo & Associates are seeking more tenants to fill their nearly 12-acre edifice—know anyone?
You might also like
What do you think? Tell us below!
Send tips and cat photos to:
Editor: Marley Lynch (@marleyasinbob)


text:
Posted by ESPN.com's Heather Dinich
ATLANTA, Ga. -- Virginia Tech couldn't control what Iowa, Cincinnati and USC were doing on Saturday night. They had no power over Alabama or Florida. All the Hokies could do was control the game in front of them, and in the second half against Georgia Tech on Saturday night, they couldn't do that, either.
Virginia Tech's chances at the national title -- and the ACC's hopes that were piggybacking on the Hokies' success -- took a dramatic dive after the Hokies' 28-23 loss to Georgia Tech. Only once in the history of the BCS has a two-loss team ever played for the national title, and that was in 2007, when a loss to LSU kept the Hokies out of the national championship game and opened the door for the Tigers. Similarly, Virginia Tech's loss to Alabama in the season opener would also come back to haunt them, but with so many other teams in the country with one loss or still undefeated, it's an improbable scenario anyway.
The No. 4-ranked Hokies (5-2, 3-1 ACC) waited until the fourth quarter to play like a team with the national title on the line, and by then it was too late.
"UNC. Isn't that the next game? UNC," said Virginia Tech running back Ryan Williams. "We can't think no further than that. I think that's a problem with a lot of people. They look at the bigger picture before they take care of the smaller picture. We have to work and get ourselves prepared to play UNC. We can't skip. We can't skip to the end of the season. Before the season, there were so many talks about the national championship. Then we lost. Then we got ourselves back into the rankings. We took another (loss). We have to be prepared to take every week, week by week, and play our A-game. We can't play our A-game in the fourth quarter. That's what killed us."
The loss dropped the Hokies behind Virginia in the Coastal Division standings and into a tie with Miami, Georgia Tech and Virginia Tech. Virginia, which started out 0-3 overall, is suddenly the only team still undefeated in the conference, thanks to a win over Maryland today.
The biggest loss of the day, though, was the for the ACC -- another year without a contender for the national title.


text:
I think the only chance we would trade up to the number 12 slot is if a pass rusher or top cornerback falls like ansah or rhodes,
Subscribe to me on YouTube: mlerm17
Follow me on Twitter @mlerm17
People want to trade up for a guard? Jesus Christ.
We don't fit the mold of a team that would trade up. The only way I see it happening is if Reese was absolutely in love with a guy like Ansah.
Our team is getting old. Our team has some key players who are on the rapid decline. We have as many if not more holes than we have had in a long time. Next year we have multiple talented other young players coming to contract who we may needs replacements for in a year.
We need a lot of picks to fill not only our current holes but the potential holes that could come up next year.
But the Dolphins desperately need a CB. Why would they trade down if the OT's are off the board? I think they're a lock to take Rhodes or Trufant there.
Last edited by titwio; 04-12-2013 at 04:41 PM.
"You killed my family, and I don't like that kind of thing."


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Feb 13 2013
Congratulations to galoop for winning this week's best avatar contest! His avatar got the most likes on the NFLRZ Facebook page, so he's won 2000 Creditz!
You can win too! Just go to the 3 PM ET trivia in #Chargers land on Saturday, and get your picture taken by a ref! Then, if your picture gets the most likes on the NFLRZ Facebook Page, you'll win the Creditz.
So, make your avatar look awesome, and maybe win Creditz for it!
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Junior Meeting "Inside the Admission Office ". North Central High School March 19, 2014 Susie Bremen Coordinator for College Counseling. Tonight's Agenda. The College Handbook NC 2013 College Admission Profile College Search Process Resources for NC Students Application Process
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Junior Meeting "Inside the Admission Office"
North Central High School
March 19, 2014
Susie Bremen
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L Hall
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Valoraciones de huéspedes
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the best thing that i liked in this hotel is the treatment of people and that there was a person that talks arabik and another that talks english. generaly, no thing was bad but we hope that there was more decorations in the rooms.
7.0valoración de
Well situated for eating and shopping..Very little english spoken so for us it was a little difficult to get information about Mersin..


text:
I have a different view from what's out there thus far re where this acquisition will lead. Much of the discussion to date about this very interesting acquisition is focused on the content and the risk it will change for the worse. One would expect this from the media since that is what they focus on. The discussion also seems to bring in the idea of Bezos wanting this property because of the leverage it will give him in Washington. I don't buy that. Wired.com equated it to Bezos' other "quixotic" ventures. Everyone, naturally, also keeps trying to tie this to Amazon. I think that is only valid in looking at Bezos' managerial approach, not what Amazon itself is. Bezos has said the focus is on the reader–understanding what he/she is looking for and providing it. That is consistent with understanding what the customers at Amazon are doing and providing them with more of what they most likely want. The Post is not going to look like Amazon, though. The tie-in to Amazon represents a narrow focus on what he can do and, in my view, is likely to do. I think Bezos is interested in learning who the readers are and their behaviors and is prepared to do that with the high quality content of the Post.
I am not so sure he really wanted to buy the other paper properties, but I doubt that the Post Company wanted to be left with any. I think his initial focus will be on reducing costs of the back office and not touching the content side. He can do a better job than the current management was doing. He certainly runs a lean shop at Amazon. I think people are missing that the Post's digital revenues must be running close to $100mm. Graham does deserve some credit for that. Bezos is buying a digital stream at 2 1/2 to 3 times revenues if you give no value to the $400mm of off-line revenues. That's pretty cheap. Henry Blodget pointed this out in his very well written piece on the acquisition. I also think the Post is closer to breakeven than the last 12 months indicated, given the costs included on the pension side and termination costs. The management didn't have a solution how to get the profits up, was trapped by the experience of the last 7 years and the board didn't have the patience. The Post has been firing content creators without looking hard enough at other ways to reduce costs making use of technology that exists on that end. As a public company the Post Company couldn't risk more losses. In an interview on the Post's own digital website Graham said there were twelve bidders and Bezos was the highest bidder. It will be interesting to see who the other bidders were, which is info that will likely make its way out over time. Graham would likely have had to sell to the next highest bidder and who knows who that was. He got lucky with it being Bezos, who I think is prepared to preserve the content and figure out how to monetize it better. I wonder if he would have been able to say that another buyer was as attuned to the "values" at the Post. Interesting that the journalist employees were "sad." They should have been sad if there weren't a sale. If I were there I would be excited about what could happen. I think their job security has just gone up.
Bezos wrote to the employees about inventing and experimenting. This is the classic approach to trying to figure out what the right business model is. As a private company the Post can do this without as much worry about the short term impact. But, as I said, I don't think the road to profitability is that long. I believe the Post will likely be providing even higher quality content than it has been for a while. I also think it will likely expand from the very specific approach to its local environs to something more global, which would move it toward a bigger audience. This will be interesting and fun to watch, and, of course, it will be well covered. The media industry is the most self referential of any I know. Anything related to media is always a big story. I am looking forward to following this one.


text:
Rustic Olive's White Strawberry Peach Balsamic Vinegar Salad, A Taste Of Summer [Sponsored]
We've been talking about the health benefits of olive oil and the reason why Rustic Olive's olive oil stands out above the rest with flavor and freshness. With Spring almost here and Summer around the corner, people are turning to eating healthy salads. Get a taste of Summer early with Andy's recipe from the Rustic Olive!


text:
Sunday, May 28, 2017
AC-50-Catamaran - Louis Vuitton Cup - Hamilton BER - Day 1
The 35th America's Cup finally started on Saturday (27th May) afternoon with the first six races of the Louis Vuitton America's Cup Qualifiers, and the action on the water more than certainly lived up to expectations, as excitement and drama aplenty unfolded on Bermuda's Great Sound, in what proved a particularly positive first day for the Cup Defender 'Oracle Team USA'. All teams completed two races and 'Oracle' with Jimmy Spithill AUS was the only one to win both heats, the second one against 'Emirates Team New Zealand' with an 8 sec advantage only. After a major split, Spithill AUS was able to reduce a 20 sec deficit, create an inside overlap on Gate 5 and after luffing Burling NZL to almost a halt, the Kiwis were on the losing edge. Surprisingly, 'Artemis' with Nathan Outteridge AUS impressive in the tune-up races was defeated by 'Team BAR' with Ben Ainslie GBR. In their second race of the day, the Brits collided with the Japanes team 'Softbank' with Dean Barker NZL, were penalised and had no chance to come back in the short race. Both shore teams had much work during the past night.
The detailed news with results, the videos and Paul Cayard's comments.
The detailed news with results, the videos and Paul Cayard's comments.


text:
Horse Racing: Records, Facts, and Champions
Updated to include all the results and statistics from the Flat and National Hunt seasons of the past two years, this third edition contains a new 16 page colour section, features on US triple crown winner Secretariat and jockeys Peter Scudamore and Laffit Pincay, and includes up-to-date listings of all winners of the five English Classics, the Grand National, Champion Hurdle, Cheltenham Gold Cup, as well as the winners of the top French, Irish and US races. This book also provides information on the most successful horses, owners, trainers and jockeys - in terms of races won, prize money earnt and official ratings.
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Everyone except me and Shard Decloak. I pick my long gun off of the table and go over to stand next to Decloak. His eyes quickly look at me then back at our team. "You gonna tell me what's up?" I ask, kepping my voice low so it's just him who can hear me.
He looks down at me with his dark green eyes that I can just about see under his pale orange hair. "I'm fine." He says and smiles at me. I sigh. "If you say so boss." I mutter, knowing he can hear me. "You going to get your money Rao?" He asks. I look around at the team with my piercing blue eyes and snort.
"I prefer to not get squshed in there." I say. Even though I am 5"8, this lot will squish me easily if I try and make it through them. I put my pistols in my boots, something I always do when I need my hands. I flick my fingers towards me, thinking of my share.
It suddenly comes flying into my hands. I quickly flick through it. "It's real." I tell Decloak, my voice full of shocked. "He is obviously rich, why does real money surprise you?" Shard asks. I move a strand of my long, auburn, hair out of my face. "He seems odd. I can't put my finger on it but there's something about him that I don't trust." I say looking at Shard.
He just nods. I roll my blue eyes and go back to the table. I sit down and think. That's what I do best, thinking and fighting. I start to drum my fingers on the table. "I'm gonna crash." Yawns Cire. We say night to her. "You going to get so sleep tonight Rao?" Stacy asks me sitting on the chair opposite.
Stacy is small, 3"11, but he's really strong. I smile. "Maybe. There is still some things I need to analyse." I tell him. He shakes his head, making his black hair move. "Okay." He says then gets up and goes to bed. "You should sleep Rao. You'll need all your enery tomorrow." Shard tells me, I know he's nervous about the fight tomorrow but I know better then to comment on it.
I nod to him. I still don't know if Iwill sleep, after all I still haven't properly analysed the blade I found on our last mission. We don't normally take things from missions but I needed a new knife, my last one is in a guy at the bottom of the sea at the moment, and this one called out to me.
I pull out my new blade and look at it. It's Egyptian, I know that from the hieroglyphics on the handel. My eyes scan around it, looking for something that I don't really know what. I stop. My blue eyes widen. No,that can't be right. I frown down at it. No, it's right, I never make mistakes when it comes to hieroglyphics.
On the handel it has my name on it. There's a picture of a oval, then a bird, then a rope with a knot. That is strange. I pull out my pad and start to copy the hieroglyphics, there must be something magical about this blade.


text:
The gent who is there is Balls!Mature
"The gent who is there is Balls!" Simone replied with a smirk on her face, Balls closed his fist. He wanted to hit her, to knock that smirk off her face. He did not necessarily like the name they gave him; he did not want the story to be told anywhere. Especially to a boy who had no hair on his. As she pulled down the ladder to get into her position on the ship/
"Why is he called Balls?" Micheala asked, intrigued by the name he had just heard her say, why would she call him balls. He was not brawny, did not look to be too dangerous. However looks could be deceiving, could they not be.
"I do not want to get into it!" Balls screamed, and turned about to walk away. He had gotten his belt for the repairs that they have to us,
"I want to know, too!" Brita asked.
"Well, he has no brains." Greta answered, "As you will no doubt find out when we get off this Berge."
"I do have brains!" Balls snarled back like a lion trying to protect her young.
"Who went in there than and challenged Kilutas, while making out with her wife!" Baxter supplied, relishing the idea of bringing it up. He enjoyed her recounting the tale; she knew it chapter and verse.
Baxter lumbered into his seat; there was a G stick there, with which to drive the ship.
"It was not like, that!" Balls stammered, looking anywhere but at Greta
Who was smiling at him? She had been willing try and stops the gale of laughter that was threatening to burst through her lips like a dam bursting. The corners of her mouth had gone up, to indicate what he was not supposed to have ever done.
"Well, where was he?" Simone asked, laughing a little as she said, this to him, winking at him.
"In her bed!" Dancer roared, the laughter exploded from out of his mouth.
"Where were you?" Greta probed, as she continued to goad him, into telling his tale. His face was red with embarrassment.
"Well, I guess. In her bed!" he said, slowly as if to say he did not wish to say, it, but if he did not they would no doubt do it for him. They were simply wonderful.
"What did I tell you?" Greta asked as she looked at his groin, as he brought his hands down to cover it, with them.


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iPhone 3GS steals some Pre thunder, but Apple has big challenges
In marketing terms, Palm was left looking like the enthusiastic school cheerleader next to Apple's super slick professional - as usual, the iPhone maker created a great balance of anticipation and last minute nerves ahead of its new handset launch, and got its timing just right, leaving the Palm Pre only a couple of days in the sun. But in reality, the relief that Apple actually had announced some hardware at its Worldwide Developer Conference (WWDC) quickly gave way to a measure of disappointment that the iPhone 3GS was not more radical - and to anger at restrictions imposed by some of its operators. Which led to another comparison - between the carrier exclusives of the two phones. While Palm can take advantage of huge efforts by Sprint during the Pre's first months - given that this is almost as critical for the cellco as the device maker - and then jump off onto the bigger networks of Verizon Wireless and others, once it sorts out its supply shortages. By comparison, Apple's agreement with AT&T is looking increasingly exhausted - still important to the operator, but holding the iPhone back in terms of market share and user satisfaction, at a time when it is facing a rising surge of competitors.
In marketing terms, Palm was left looking like the enthusiastic school cheerleader next to Apple's super slick professional – as usual, the iPhone maker created a great balance of anticipation and last minute nerves ahead of its new handset launch, and got its timing just right, leaving the Palm Pre only a couple of days in the sun. But in reality, the relief that Apple actually had announced some hardware at its Worldwide Developer Conference (WWDC) quickly gave way to a measure of disappointment that the iPhone 3GS was not more radical – and to anger at restrictions imposed by some of its operators. Which led to another comparison – between the carrier exclusives of the two phones. While Palm can take advantage of huge efforts by Sprint during the Pre's first months – given that this is almost as critical for the cellco as the device maker – and then jump off onto the bigger networks of Verizon Wireless and others, once it sorts out its supply shortages. By comparison, Apple's agreement with AT&T is looking increasingly exhausted – still important to the operator, but holding the iPhone back in terms of market share and user satisfaction, at a time when it is facing a rising surge of competitors.
Apple's challenges:
Apple's challenges were there for all to see in the iPhone 3GS, which it unveiled at WWDC (calming last minute analyst nerves that there would be no new handset, but without the rallying presence of ailing CEO Steve Jobs). These are squeezed margins (the lower end iPhone 3G drops to $99 and there is no premium for the new features, although the carrier will bear the brunt of the keener pricing in subsidies); a narrowing gap in features terms between the iPhone and its rivals (for all the chatter, the 3GS is interesting but not a game changer); and arguably being stuck with the wrong US carrier, and having difficulties attracting strong sales in emerging or business markets. These last issues may be partly addressed by the new product line-up. For the enterprise, there is a heavier focus on RIM's home sector in the software enhancements, while lower cost hardware models could work better in markets like India and Russia where carrier subsidies are rare (though Apple will still have to be prepared to take a hit on its margins to penetrate these markets in full – see separate item on Nokia).
New iPhone features:
The iPhone 3GS ('S' stands for 'Speed'), will be priced at $199 for the 16Gb version and $299 for the 32Gb. It claims to be up to three times faster than the existing 3G iPhone. The better performance and new software features from the iPhone 3.0 OS – already detailed – are the main leaps. In terms of actual phone capabilities, the iPhone remains short of the super phone league – its camera does have autofocus and video capture/edit now, but is only 3.2-megapixels, a far cry from the 12-megapixels boasted by the Korean vendors and Sony Ericsson. In form factor terms, the 3GS looks pretty much like the current 3G device.
Software features introduced with iPhone 3.0 OS include voice control and the long awaited MMS and cut-copy-paste (users can shake the phone to undo this). Also added is the ability to track and wipe lost handsets via the MobileMe service, while Apple has introduced the ability to rent and buy movies from iTunes on the handset and is partnering with Scroll Motion on digital books for App Store.
The tracking service will appeal to businesses, and other features show Apple chasing the enterprise sector more aggressively, most importantly by introducing support for Exchange in the Mac's native email and address book (which sync with the iPhone); and with hardware encryption in iPhone 3.0, which will extend to the Mac or PC when the data is backed up. Another feature much demanded by businesses – tethering – requires carrier support and while Apple said it would be offered by 22 cellcos, these may not include AT&T, at least for now.
Other important software enhancements include HTTP-based streaming audio and video that will pick the right bit rate depending on the phone's data connection quality; autofill for Mobile Safari; and turn-by-turn GPS directions (plus an iPhone version of the TomTom navigation app).
Palm Pre ships:
Whatever the strengths and weaknesses of the new iPhone, the buzz around its launch puts pressure on Palm and Sprint, just when they could do with a clear run at the market. Sales in the Pre's first weekend appear to have been very respectable, with estimates ranging from 50,000 to 100,000 units, but the partners need to sustain the momentum, even amid component shortages. Sprint also needs to reach out to new customers more effectively, as AT&T has done with successive iPhones. Estimates by analysts at Soleil/Nelson Alpha Research point to sales of 75,000 to 80,000 over the weekend, but with 80% of these going to existing Sprint users. This is not all bad – Sprint's greatest issue recently has been hanging on to its higher end customers – but shareholders will also be looking for new sign-ups. Neither Sprint nor Palm released official figures on how many devices they hoped to sell on the Pre's first day. Most observers reported only short lines outside stores compared to those for the iPhone. Crowds were larger at Best Buy outlets, which were offering the phone for $199 upfront, rather than customers having to pay $299 and then get a $100 mail-in rebate.
Sifting through the vast amount of web chat about the Palm launch in US stores at the weekend, the overall conclusion seems to be a 'B+' – strong launch, some good early reviews, but lacking the first day volumes or wow factor of the iPhone, and with the jury out on how many applications its webOS will attract (not to mention component shortages and the elusive European carrier deals).
Early reviews of the Pre praised its touchscreen/keyboard combination, its ease of use and the general webOS experience, while the main downsides were poor battery life (though battery is more easily replaceable than the iPhone's) and shortage of apps. Sprint told The Wall Street Journal it was not concerned by this last point. "You're not going to get a critical mass of developers coding for the new platform until you give them devices," said VP of product and technology development Kevin Packingham. "There are only so many things you can control in the initial delivery."
The latest prediction for Palm Pre sales volumes comes from iSuppli, which is forecasting 1.1m units this year. It thinks this figure could go to 1.3m if the firm announces an HSPA version before year end, but this would, of course, mean it would have to sort out a deal with at least one GSM carrier (not a US one, since Sprint's exclusive lasts at least until year end). This would be less than the 2.4m 3G iPhones that AT&T sold in the handset's first quarter, and similar to the one million BlackBerry Bold sold by the same operator in its first three months. Verizon Wireless sold about 2m BlackBerry Storms in the first quarter.
iSuppli's research note also calls on Palm to open up its webOS Linux-based software platform to third parties, to spread its software reach beyond its own devices. This, however, would break the tight integration of device and OS – which is still working well for Apple and RIM – and put Palm up against Google Android and Symbian, with their massive resources and market headstart.
Sprint versus AT&T:
Sprint Nextel has pinned almost as many turnaround hopes on the Pre as Palm, and the operator's CEO Dan Hesse said, at the official launch party, that the Pre's debut would be "a coming-out party for the new Sprint", claiming dramatic improvements in customer service and other areas where Sprint has been weak in recent years. "We're a very, very different company than we were 12 months ago," he said, claiming Sprint's networks are performing at their best ever levels, even on iDEN.
Consumers will need more convincing that Sprint really has turned a corner in customer service and network coverage, but in general the sentiment is less negative than for AT&T. The crowd at WWDC howled when it was revealed AT&T would not support tethering – using the phone as the PC's internet gateway – until late in the year, and then at high additional prices. This was just one of a series of criticisms of the carrier by the audience, increasing the sense that Apple is being held back in its native market by its operator's patchy network, which could give the lie to the 'S' label of the new phone, despite AT&T's ongoing program to upgrade its system. Such pressure may encourage Apple to make a CDMA-based deal with Verizon Wireless, which is also reported to be getting the Pre as early as January, when Sprint's exclusive should end, and which has a more spectrally efficient 3G network with EV-DO.
In an increasingly competitive market, Apple cannot afford to have the reputation of its iPhone tarnished by frustration with its carriers. Rather than capitalizing significantly on the new iPhone, as it usually does, AT&T saw the event just highlighting growing discontent with the restrictions that users believe it puts on the performance of its favorite handset.
For instance, AT&T will only introduce MMS later in the summer, saying it has to remove 'opt out MMS' codes manually from each iPhone account first. More controversially, AT&T will block data tethering at launch, and even when it does support this key feature, it will charge $70 a month (with unlimited data, but no SMS or MMS).
Time to call time on operator exclusives?
Other operators are nervous about the strain that tethering can put on their networks and are looking to charge high prices for the option. O2 UK users will have to buy a 'Bolt On' to use the service, paying an extra £14.68 ($24) a month on top of their regular iPhone tariff to get 3Gb of tethering data, or £29.36 per month for 10Gb. An extra 1Gbb on top costs a further £4.89. This has aroused fury in the UK market, with consumer petitions floating round the web, and calls for the freedom to choose a carrier and plan. They are also angry that O2 will apparently insist that customers buy themselves out of their existing contracts to sign a new one for the 3GS. This would entail a massive £210 for a user with six months left to run on a £35 monthly deal – and is all in line with O2's recent attempts to discourage subscribers from upgrading early, even offering incentives for users to stay with their phones beyond their contract expiry date, and so save O2 on subsidy bills.
Such discontent suggests that it may be time for Apple to haggle its way out of its hugely long exclusive deals in key markets like the US and UK (it may be looking wistfully at Palm's six-month lock-in with Sprint) and open up consumer choice to maintain iPhone momentum and grow market share. But AT&T is desperate to hang on to its exclusive for another year at least, as its margins start to pick up. Although it will sell off the older iPhone models cheaply – $99 for the 8Gb version and $149 for 16Gb – it is not expecting a heavier hit on margins than iPhone subsidies already entail. The operator said it expected 2009 wireless service operating income to be in the low 40% range, and insisted that the cost of customer acquisition for the 3GS and the new low cost iPhone 3G will be similar to those of the existing devices. In addition, it expects the 3GS to drive ARPU increases, attract new users and reduce churn – a balance that has so far paid off for the cellco, despite the impact of high subsidies on its profits. Margins fell to 33.5% after the iPhone launch but were back to 41% last summer and analysts think that, as AT&T gains scale (it has over 4.5m iPhone subscribers paying at least $70 a month) margins could go up further.
Meanwhile, Sprint CEO Dan Hesse is trying to dampen the most unrealistic expectations for the make-or-break first weeks of its Pre deal, saying it will take three months for the carrier to know how well the handset is doing. "It will probably take about three months before we know," he told the Atlanta Journal-Constitution. "Early on, it will sell like crazy. The real issue is what kind of legs it will have after the initial euphoria."


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E WAUSHARA ST Lot 1, Aurora WI 54923-9307 $89,980
Features of E WAUSHARA ST Lot 1 Aurora WI 54923-9307
- Lots for Sale
- Status: Active
- Mailing City: Berlin
- County: Waushara
- School Dist: Berlin Area Sch Dist
- Property Taxes: $345
- Property Tax Year: 2016
- Access Type: River
- Listing Company: First Weber, Inc.
Property Description for E WAUSHARA ST Lot 1 Aurora WI 54923-9307
E WAUSHARA ST Lot 1 Aurora WI 54923-9307 - A buildable rural parcel just minutes from town. Includes 200 feet of Fox River Frontage. Actual lot size to be determined upon survey prior to close. River frontage is approximate per seller. Seller to have property removed from Use Value Assessment Program prior to closing.
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After a full day of theme park fun, relax in a spacious, modern room or suite.
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Escape to this modern, breathtaking resort hotel near SeaWorld® Orlando. While you're here, enjoy complimentary WiFi, a 24-hour security gate entry for registered guests, complimentary on-site parking, and a complimentary shuttle to SeaWorld® Orlando, Aquatica Orlando, and Universal Orlando®. Pass your time playing shuffleboard, swimming in three expansive pools, relaxing in the whirlpool spa, or staying active on our tennis courts, and sport courts. Kids will surely love our two children's wading pools and waterfall feature!
As an Official Hotel of SeaWorld, all guests staying at Hilton Grand Vacations Club at SeaWorld are entitled to the following benefits:
* Advance reservations are required for complimentary transportation, Quick Queue (SeaWorld's front-of-the-line program) and the SeaWorld Rescue Tour and are available only at the Expedia Local Expert Desk in the Official Hotels of SeaWorld upon arrival and in limited quantities daily. Guest must be staying at Hilton Grand Vacations Club at SeaWorld to receive all benefits. Benefits card must be presented with Photo ID. See your guest services representative for Early Entry dates. Park admission required. Benefits and attractions are subject to change without prior notice. Quick Queue is subject to availability. Benefits are not valid with any other offers, promotions, or discounts. Other restrictions may apply.
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love the colour combo
Welcome to the Quilting Board!
love the colour combo
That is another beautiful version. I have liked each one I've seen. This is on my to-do list!!
Gorgeous quilt!
Helen T.
nicely done
Nancy in western NY
before you speak THINK
T is it True? H is it Helpful? I is it Inspiring? N is it Necessary? K is it Kind?
Very nice! I've been wanting to make this also, might up size those blocks too!
Happy Stitching!
Beautiful love the colors
Just beautiful!
I am not a fabricaholic. I am the curator of an extensive private textile collection.
Beautiful...I am in love with it!
Beautiful pattern and love the colors. Very pretty. Sue
It's beautiful!! I have that on my bucket list. Hopefully will get it done this year.
Have a blessed day.


text:
// Profile's not been updated for quite some time now. Too lazy to. Lol //
The 1975, The Smiths, The Wombats, Two Door Cinema Club.
Upside Down, Grimm, HTGAWM, TWD, GOT
Caramel beer
Caramel macchiato
Peppermint mocha
Good food
|Straight, Man, Single, 5' 8", Average build
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|Drinks socially, Has dogs
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Mary-Kate and Ashley Olsen arrived back at LAX on Saturday following their time at Paris Fashion Week, where they presented the latest collection for The Row. Mary-Kate and Ashley also showed off their new Elizabeth and James designs during NYFW, including at a fabulous Fashion's Night Out bash where our contest winner got styled by Brad Goreski and met MK and A! Now that she's back in California, Ashley can reunite with her man, Justin Bartha, who started shooting The Hangover 2 over the weekend. The two are going strong and may even be taking things to the next level if the rumors are true that he's planning to propose.
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Many people would love to visit Thailand but think that they would not be able to afford it. However, it is not worth giving up on the idea because there are always ways to make a budget stretch if you really want it to.
Firstly, Thailand is not an expensive destination if you stay in the right place and are careful with where you spend your money. If you do some research online first, you will be able to pick up all sorts of tips about how to find great bargains. It might take some time to do, but it is worth it as it could mean the difference between visiting the country and not being able to go.
There are people that think that you cannot enjoy a holiday if you do not have a lot of money. This is not true at all. It can be difficult if you are struggling to find enough money to eat, but part from food and drink, once you have paid for flights and hotels there is no need to spend much more money. If you pick the destination of your hotel very carefully then you should be able to walk to many lovely places. This means that you will not need to pay out on transport which will help keep the budget down a lot. You will be limited in how much you can see, but if you choose a great area, then there will be lots to see and do. Whether that is the natural beauty, the interesting buildings or even the people, there is lots to see in every place. Each place has its own story to tell and with some observation and imagination you can bring a place to life and enjoy lots about it, even if you are exploring only a small area. In fact only being able to see a small area can force you to slow down because you will be able to take your time and this could be a whole lot more relaxing.
You could look at it that being on a budget could make your holiday more enjoyable. You will not have to rush around trying to cram everything in because you will not be able to afford to go to many places. You will have to enjoy the free natural beauty which can often be the best thing about a place anyway. Going to Thailand on a Budget, need not be a disaster, but could actually end up being the most interesting and relaxing holiday that you have ever had. You just need to be able to enjoy what you have and take advantage of the opportunities to have fun and wind down that are there to take for free.
You will have to save up for a flight and somewhere to stay, but this need not cost as much as you might think as long as you are prepared to be flexible and manage with something basic. You will want to be enjoying the country most of the time anyway and so this will not really matter.


text:
Clyburn Eager for Bipartisan Economic Stimulus Package
House Majority Whip James E. Clyburn released the following statement in response to President Bush's press conference earlier today in which he expressed his support for a bipartisan and bicameral economic stimulus package.
"I welcome President Bush's comments today regarding his desire to work with the New Direction Congress in developing an economic stimulus package to help hardworking Americans adversely affected by our slowing economy. With unemployment numbers rising, energy costs soaring, and property values plummeting, low-income and middle-class families are in need of immediate assistance.
"I sincerely hope that the current round of bipartisan and bicameral negotiations taking place in the Congress will lead to the quick passage of an economic stimulus package that is timely, targeted, and temporary."
Source: http://majoritywhip.house.gov/press/2008/01/18/bipartisan_economic_stimulus/


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People at Savannah: Eva Morano Profile
Follows the Profile of Eva Morano <kibou>.
Open Items submitted by Eva MoranoNone found
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text:
Separate names with a comma.
Discussion in 'Windows 7 Tutorials' started by Mousa, Feb 18, 2014.
Here is a tutorial to show you how to download and install IE11:
What anyone who wants to install E11 into Windows 7 should know..... 1. Always use the Official Microsoft Download Center http://www.microsoft.com/en-ca/download/details.aspx?id=40902 2. You must have SP1 ( service pack 1 ) installed before you can have IE11. That's the minimum requirement. 3. Choose the language you want. 4. At the link I posted above, click open and read the simple Install Instructions. 5. Click the Download button and follow the simple instructions.
Thanks davidhk129 for your addition!
I don't post in Tutorials section because I don't consider myself qualified. This section should be left to people with real credentials and established reputations to embark on such an important task. I made an exception this time because I felt compelled to clarify and point out the inadequacy of that You-tube post. My posting is not meant as an "addition" to yours.


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|Aug 2
|Felix Philipp Kanitz an Austro-Hungarian naturalist, geographer, ethnographer, archaeologist and author of travel notes.
|Aug 3
|Laurence Oliphant (author) a British author, traveller, diplomat and Christian mystic. He is best known for his satirical novel Piccadilly. Oliphant was Member of Parliament for Stirling Burghs
|Aug 8
|Lucien-Anatole Prévost-Paradol a French journalist and essayist.
|Aug 13
|Ivan Sechenov a Russian physiologist, named by Ivan Pavlov as "The Father of Russian physiology". Sechenov authored the classic Reflexes of the Brain introducing electrophysiology and neurophysiology into laboratories and teaching of medicine
|Aug 13
|Gustav Flor a Baltic German zoologist from Livonia.
|Aug 19
|Edward Moran an American artist of maritime paintings. He is arguably most famous for his series of 13 historical paintings of United States marine history
|Aug 23
|Moritz Cantor a German historian of mathematics. He is not to be confused with the renowned German mathematician and contemporary Georg Cantor


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- What taxes apply to life insurance premiums?
- August 8, 2013
Understanding one's life insurance policy is good, but understanding the tax rules associated with it is even better.
The life insurance industry has developed in complexity and diversity over the years. When life insurance policies were originally created, they were insurance vehicles but, over time, have also become investment vehicles.
Nowadays, these two types of policies are difficult to separate one from the other. Both have a mix of complex rules, regulations and expectations, which are off putting to policyholders and potential clients.
Ultimately, all of this leads to a complex tax structure.
In order to make sense of this, the following information provides some helpful tips to simplify this confusing topic.
Note: This information is based on certain life insurance policy, tax, and legal assumptions, but it not meant as legal or tax advice and is, also, subject to change. Only your attorney, accountant, or other tax professional can give you such advice.
Tax Deduction
Life insurance is a considered as a personal investment, since it provides financial stability and security to one's beneficiary or beneficiaries. Because of this you cannot deduct your premiums from your federal income tax.
Cash Value – Tax Deferred
The Tax Court was held – in a case involving a cash-basis taxpayer – that the taxpayer did not constructively receive the cash values where he could not reach them without surrendering the life insurance policy. The necessity of surrendering the life insurance policy constituted a substantial "limitation or restriction" on their receipt.
In simpler terms, permanent life insurance policies have a cash value component. Ultimately, this amount will exceed the premiums you pay. Meaning, you can defer income taxes as long as you don't sell, surrender or withdrawal from the policy.
Premium Payments
Determining on whether your premiums are paid with pretax or after-tax dollars is an important factor when dealing with life insurance taxation.
Generally, if you purchase a policy on your own or through your employer, your premiums are paid with after-tax dollars. If you purchased your policy through a qualified retirement plan, your premiums are made with pre-tax dollars.
Nowadays, most insurance companies do not sell life insurance inside a qualified plan.
Policy Loans
Policy loans under life insurance policies are not treated as distributions, assuming the policy qualifies as life insurance under IRC Sec. 7702 and is not considered a modified endowment contract.
Upon lapse or surrender, the outstanding loan balance is automatically repaid from policy values held as collateral – death benefit is reduced by the amount of the policy loan.
However, this use of collateralized policy values to repay a loan during a lapse or surrender may cause the recognition of taxable income.
Cash Withdrawals
Living proceeds received under life insurance contracts – that satisfy the conditions of the
seven pay test" of IRC Sec. 7702A (B) (i.e., not modified endowment contracts) – are taxed according to the FIFO method of accounting.
They are taxed under the "cost recovery rule" no matter when the contract was entered into or when premiums were paid.
You are allowed to withdraw portions of the cash value – tax-free – if it is up to your basis (i.e., amount of premiums paid into the policy). If any withdrawals exceed your basic, it will be taxed like ordinary income.
Remember that cash withdrawals ultimately reduce the death benefit, which your beneficiaries will receive
Note: This information is based on certain life insurance policy, tax, and legal assumptions, but it not meant as legal or tax advice and is, also, subject to change. Only your attorney, accountant, or other tax professional can give you such advice.
About Tony Steuer
Noted insurance author Tony Steuer has spent over 25 years in the life insurance industry. Steuer's leadership roles include serving on the California Department of Insurance Curriculum board and the National Financial Educator's Council Curriculum Advisory Panel as well as having served as President of the San Francisco Chapter of the American Society of CLU & ChFC, President of the leading Life Insurance Producers of Northern California, and as a board member of the San Francisco Life Underwriters Association. Mr. Steuer is the author of Questions and Answers on Life Insurance: The Life Insurance Toolbook, The Questions and Answers on Life Insurance Workbook and The Questions and Answers on Disability Insurance Workbook - the first two were awarded the "Excellence in Financial Literacy (EIFLE) Award from the Institute of Financial Literacy. Steuer holds a Chartered Life Underwriter (CLU) designation and also holds the Life and Disability Insurance Analyst License, a designation that is held by less than thirty people in California.
Questions & Answers on Life Insurance by Tony Steuer, CLU, LA, CPFFE is licensed under a Creative Commons Attribution 3.0 Unported License.


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SCOTT JAGOW: There are a lot of suits on Wall Street. Lawsuits. Stockbrokers have been suing their employers because of the way they get paid. Citigroup is the latest company to settle. An attorney for a group of plantiffs says Citigroup has agreed to hand over $98 million in unpaid overtime. Marketplace's Amy Scott has more.
AMY SCOTT: UBS, Merrill Lynch, and Morgan Stanley have all settled similar lawsuits. Several more are in the works. The lawsuits argue that stockbrokers are technically salespeople. And because they're paid commissions, not salaries. they're entitled to overtime pay. Stockbroker Senay Wayne says he works between 70 and 80 hours a week. Time-and-a-half pay would go a long way.
SENAY WAYNE: Yeah, you could say, okay, well the guy makes a hundred grand a year. But it doesn't matter. We're still working hard making people money. So yeah, I think we should get compensated for the hours.
Observers say the lawsuits may inspire brokerage houses to switch to a salary system to avoid paying overtime. The attorney behind the lawsuits says his average client is owed about $30,000 in unpaid wages. But if brokerages move to a flat salary, many brokers would likely earn less without those high-percentage commissions.
In New York, I'm Amy Scott for Marketplace.


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Sitter in Pekin
I currently have Childcare openings for day shift (6am-6pm) monday - friday . A little bit about myself: I am a 41-year-old married mother of four boys (ages 10, 16, 20, and 22) and a girl (age 20). My home is an exciting, loving, safe, educational, and structured environment for children. We have an enclosed backyard with many ride-on toys and 2 jungle gyms. Inside we have a play room where we do lots of crafts and educational activities and 6 bedrooms (plenty of space to spread out). I have been providing child care full-time in my home for 17 years now and worked in a daycare center before that. I have also taught Sunday School (I currently teach 14 months-3 year olds), have worked in the mothers day out program at our church, and have taught children's church. I provide a nutritious breakfast, lunch, and morning, and afternoon snacks at set times everyday. I also have experience with ADD, ADHD, ODD, childhood depression, mood adjustment disorder, autism, Asperger's syndrome, breathing problems (asthma, RSV), seizures, multiples, Cerebral Palsy, and premature infants. I am also CPR and First Aid certified. I was fingerprinted and background checked in 2001 for my home daycare license another background check in 2014 to work with the children at church and again in February of this year to work with the children at the new church we moved to. I can offer an educational, structured, exciting, Christian environment for your children. There will be a lot of art and craft activities, swimming, and age appropriate educational time. . We also do a candy bar fundraiser each spring and collect box tops, soup labels, and diaper points from huggies and pampers to help keep the costs low. Due to this I have not had to raise my rates in 10 years! So if you are looking for a place where your kids will have a blast you can stop looking. My rates are: Full time: $100 a week Part time: $30 a day (never more than $100 a week per child) or $5 per hour The cost for child care covers food, art and educational supplies, prizes for good behavior, etc. I do have a legal contract for both of us to sign agreeing to the terms of care and I claim my income for taxes, so every January you will receive a receipt to use on your taxes. I also have a ton of references available on request. My home is in the CB Smith/Washington school boundaries with the Washington bus stopping 4 houses away. The care is provided in my north side home. Something to keep in mind....I do not accept child care connection and also we take a one week family vacation every year. For the year 2016 our vacation will be from July 25-28. Please email or call or text 267-7655... if interested.
Sitter Details
|Email Address
|Phone Number
|309-267-... Confirmed
|Years of Experience
|Provider Type
|Age Group
Newborn (0-12 months)
Toddler (1-3 years)
Early School Age (4-6 years)
Primary School Age (7-11 years)
Preteen/Teenager (12+ years)
Children's Crafts
First Aid
Early Childhood Educator
Special Needs
|Hourly Rate
|Number Of Children
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