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"The world the two nations seek does look similar in the big picture: with greater prosperity, more freedom, market economics, rule based regimes, and pluralistic societies," he said Thursday at the Harvard Kennedy School, Cambridge, Massachusetts.
"At a more practical level, this is being translated into ground reality," Jaishankar said in a speech on "India and the United States: The Long View", noting the two countries are each other's premier partner when it comes to military exercises.
India has also emerged as the largest customer for American defence sales abroad, he said with their engagement spanning many more areas, from education and health to homeland security and energy.
"Our conversations too are more wide-ranging and honest, with less talking past each other," Jaishankar said. "To set the new relationship in stone, however, requires much more work."
"There are disappointments about missed opportunities. Short-term issues can crop up and even dominate in the absence of direction. After all, we have seen differences being publicly paraded after some years," he said alluding to the Khobragade affair.
"The overhang of the old view too can persist, missing the point that our interests are convergent and not congruent," Jaishankar said noting "arguments of over-investment will be made, particularly from those who never had much appetite for these ties."
"But the fact is that public opinion in each country about the other has shifted clearly in a favourable direction," the ambassador said noting "Our politicians and business leaders get it, as do scientists, educationists and the military."
The economic reform in India, initiated two decades ago and
pursued by successive governments had led to higher growth rates,
better quality of
life and new markets within India, Jaishankar noted.
"One reflection of higher growth rates is the substantial expansion of the middle class," he said noting "That not only drew more American companies to India but created the basis for a serious services industry."
"Today, the services trade is almost as large as the one in merchandise. Many major American companies have operations in India, varying in their complexity and significance," Jaishankar said
However, "attempts were being made to undermine our services trade using immigration reforms" he said referring to the current Senate bill which is discriminatory to India.
"This will only lessen the competitiveness of US companies but also negatively affect the strongest advocates in India of our relationship," Jaishankar warned.


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404 pages, B/w photos, figs, tabs, maps
This book presents the issues surrounding the biological conservation of species and ecosystems used by humans. It is aimed at final year undergraduate and postgraduate students taking courses in conservation, environmental management, ecological economics and related subjects, as well as conservation professionals, including managers, policy-makers and researchers. The first book to examine the issues underlying the sustainable use debate in a fully interdisciplinary manner.
The book's coverage of ecological and economic theory of sustainable use, decision-making and practical considerations when applying the theory is beautifully done and very readable....... this fine volume is sure to be important and will set a standard for truly interdisciplinary work in conservation biology. Nature
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Based on 280 guest reviews
Property Location
When you stay at La Quinta Inn & Suites Atlanta/Roswell in Roswell, you'll be in the suburbs and convenient to Sky Zone Indoor Trampoline Park and Jump Zone. This hotel is within close proximity of Sprayground at Riverside Park and Archibald Smith Plantation Home.
Make yourself at home in one of the 100 air-conditioned rooms featuring flat-screen televisions. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Private bathrooms with shower/tub combinations feature complimentary toiletries and hair dryers. Conveniences include desks and coffee/tea makers, and housekeeping is provided daily.
Enjoy recreational amenities such as an outdoor pool and a fitness center.
A complimentary continental breakfast is served daily.
Business, Other Amenities
Featured amenities include express check-in, express check-out, and a 24-hour front desk. Free self parking is available onsite.
The La Quinta Inns & Suites highlights above are subject to change without notice.


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Year End Giving for Tax Savings
With the end of 2015 quickly approaching, you may be considering a charitable gift that can generate income tax deductions which could help reduce your income tax bill. Please consider that a philanthropic gift to Trident Academy could produce tax savings for you while providing vital resources for students with learning differences. Time is short — only gifts made by December 31, 2015, can help reduce the amount of taxes you will owe this coming April. Since our school is a 501(c)(3) not-for-profit organization, your gift to Trident Academy is tax deductible to the fullest extent allowed by law.
Ways to Give
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Please make your check payable to Trident Academy and mail it to the school at 1455 Wakendaw Road, Mt. Pleasant, SC, 29464. Make sure your envelope is postmarked by December 31.
Credit Card
We accept Visa, MasterCard, Discover, or American Express. You may donate now by visiting our online giving page.
Gifts of Stock
Contact the Joy Simpson at email@example.com for more information about transferring stocks or other securities.
Why Your Gift Matters
Did you know that gifts in a variety of amounts will help us as follows?
- $50 will buy a semester's worth of notebook paper
- $100 will update a classroom library
- $250 will fund a field trip for a classroom
- $500 will purchase a new iPad for a student
- $1000 will pay 1/2 our monthly electric bill
- $5000 will provide 20% assistance for tuition for a student
Any donor giving $1,000 or more annually will become a member of the 1972 Society. 1972 Society members will receive recognition and invitations to special events.
This is not intended as legal or financial advice. Please consult with an attorney or tax professional when doing your financial planning.


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Originally posted on Fox Sports Tennessee | Last updated 3/14/12
NASHVILLE, Tenn. (AP) -- Titans coach Mike Munchak, general manager Ruston Webster and owner Bud Adams' Chief Operating Officer in Tennessee have picked up Peyton Manning at the Raleigh-Durham airport and according to a new flight plan they're headed back to Nashville. Manning arrived at the airport riding in the backseat of black Escalade at 1:53 p.m. EDT. Munchak, Webster and Mike Reinfeldt -- the Titans chief operating officer -- had arrived at the airport just before 1:30 p.m. EDT. The plane has departed Raleigh-Durham and is expected back in Nashville at 3:10 p.m. EDT. Where the meeting will happen continues to remain a closely guarded secret. Manning has been seen in the Raleigh-Durham area during the last six weeks working out several times at Duke. Blue Devils coach David Cutcliffe was Manning's offensive coordinator at the University of Tennessee and they remain friends. Adams told WSMV-TV on Tuesday night the meeting with the four-time MVP would happen Wednesday with plans for a full day together. The owner has said he will do whatever it takes to sign Manning in his chase for a championship. He sees the quarterback as the missing piece. The 89-year-old Adams is staying in Houston, and that's why Reinfeldt joined Webster and Munchak for this trip. Adams promoted Reinfeldt from general manager in January to senior executive vice president and COO to act as his point man with the team in Tennessee while he lives 650 miles away. The Titans already have veteran Matt Hasselbeck with two years left on a deal signed last July, and drafted Jake Locker with the eighth pick overall in the 2011 draft. The quarterback's suitors include Denver, Arizona and Miami. He reportedly visited with the Dolphins Monday night in Indianapolis. Cutcliffe declined to answer any questions about Manning Wednesday following the Blue Devils spring practice. However, when asked how his players were handling the distraction with the new faces around, the coach laughed and said, "you found a way, didn't you" to get in a question about Manning. He said having Manning at the team's facilities has not been a problem. "That's always, for them (the Duke players), encouraging and fun. That's the honest truth," Cutcliffe said of Manning working out at Duke's facilities. "But they've done a great job of letting anybody that's in here work and do what they've got to do, and they work around them. "I think it's always good to have examples and see the kind of work ethic it takes to succeed in football."
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|1,400 sq. ft.
|Property type
|Minimum Stay
|7 nights
Two Lanais- desired townhouse villa layout (upstairs downstairs) We are the closest building to the ocean on the Ridge.
We have north East and West views . See Sunrise from the bed and Sunset from the Hall -new views
Beautiful Ocean Direct -steps to beaches of Kapalua Bay
Enjoy our beautiful villa right on the ocean with two great lanais on the ocean, you can see the waves lapping the shore. One lanai is off the living room and the other is off the bedroom. View of Northwest coast up to Honolua Bay . We have a mirrored bedroom so that you have a never ending view of the ocean. Enjoy the marvelous sunsets from the front of our villa, and see sunrise over the ocean or the mountains from bed ! View the whales through our telescope right outside on the lanai.
Our villa is tastefully furnished and includes a sleep couch ; , as well as futons if you prefer. Two bathrooms (one on on each floor assures privacy.) WIFI, 2 FLATSCREEN TVs, DVD,, washer, dryer, fully equipped kitchen, lovely original artwork add to your pleasure. We have two pools and one pool is merely 10 steps off our front door.
In case of questions we have someone there onsite to help you
Further Details: We want our guests to come with very little just your bathing suits & some summer clothes. We have a fully loaded closet with beach equipment –chairs, mats, floaters and toys in our garage storage area. Utilize all of Kapalua facilities tennis and champion golf courses (for additional fees) and enjoy the magnificent new coastal nature trail just completed , a real exceptional experience not to be missed while you are in Maui.
Special rates on longer stay of 3 or more weeks - email us
I AMA retired banker and now a professor in NYU.
Our family has vacationed in Kapalua annually since1986 first as renters and later as owners.
We always viewed it's the perfect way of getting away (mentally and physically ) from the daily stress while still remaining in the USA!
pat and gil purchased this condo in 2005
Kapalua is an amazingly beautiful resort which is away from the tourist crowd yet close enough to shopping and restaurants.
The resort is painstakingly maintained and its management and maintenances staff is easily accessible.
We are within minutes walking distance from three beaches and two pools. A free shuttle service is also available.
The townhouse type condo gives guests privacy and space.
My wife and I have been to most Hawaiian islands. Maui is our favorite. Pat and Gil's condo in Kapalua is the only place to stay. The views are terrific and it is nice to hear the ocean from your bed and enjoy the ever present trade winds. Their description of their property is very accurate, but you need to be there to experience the beauty.
Restaurants and beautiful beaches are practically at your door step. Some of the best snorkeling anywhere on Maui.
Just go and enjoy, you'll be delighted. If we could give then 10 stars we would.
Bud & Barbara Swanson
Unfortuntly I cannot write very much about the house, because my wife had an accident a few days before our trip to Maui.
But what I can say is how lovely and helpful Pat and Gil were when I had to cancel our reservation. They were so kind to immediately put our time slot on the market again in order to get someone else take it and they where successful, so they could return a big portion of the money back to us.
Dear Pat and Gil, I hope my wife and me can catch up with the travel in the beginning of 2018!
We were at the Ridge at Kapalua in March of this year and we had a wonderful time! We were 4 people (me, my wife and our two daughters). We entered the property to be welcomed by some Hawaiian chocolate and a bottle of wine!
The property is a 1 bedroom two-story unit with the living room, kitchen and a bathroom downstairs, and a larger bedroom upstairs with its own bathroom. The living room sofa-bed made the living room a second bedroom. The carpet was worn a bit but it was not bad. The kitchen was well stocked with everything that is needed for stay – Hawaii is expensive, and so we appreciated the ability to buy and cook at least 1-2 meals a day. My recommendation is to visit Costco upon arrival (it is right next to the Kahului airport).
The unit is air-conditioned but in the 10 days or so we stayed there, we did not need it since the breeze was more or less continuous. Pat warned me that the breeze sometimes was strong enough to rattle the wall-hangings, and she was right! What we liked most were the two Lanai's – one upstairs and one downstairs. The view of the Pacific was excellent, and many mornings, we saw whales breaching! I took a video of this since my friends wouldn't believe me otherwise. The beach is a short 5-8 minute walk down, and not crowded. The unit provided towels, beach umbrellas, coolers etc. that we could take to the beach.
The Kapalua area itself looked exclusive and a bit on the posh side. There is a store in the neighborhood (The Honolua store) and quite a few restaurants not very far from there (including the Gazebo). The furnishings were comfortable (though the carpet could use replacement) and served our needs. The washer dryer in the unit made it possible to pack light. Pat was very gracious and had a tropical flower arrangement delivered to us the day after we arrived. 4.5 stars on account of the worn carpeting, but on the whole, you will not be disappointed with staying here.
When my husband and I decided on Maui for our destination wedding (we're from NY), we looked everywhere for a place to stay that would provide all the comforts of home. We did not want a hotel. Pat and Gil were very helpful, honest, and lovely to work with--from our first inquiry into their rental and all the way to the end of our stay. Their home in Kapalua was everything that we could hope for. It was clean and spacious. We actually got married at one of the beautiful beaches on the property! The views were amazing. My husband and I spent many nights eating dinner on the balcony and watching the sunset.
I would highly recommend Pat and Gil's home to anyone looking for a memorable, peaceful stay in Maui!
fine time, lovely experience. well-appointed and comfortable condo, gracious hosts, great location in quiet kapalua, walk to beach. terrific price. great views. my favorite single thing was the exquisite breeze (sometimes more of a gale) in the unit--previous week, stayed in wailea and had to use AC a lot, not at all in kapalua. could hear ocean waves all the time in the condo--loved that sound. overall, 1st rate experience, recommend without hesitation-- i plan to repeat my visit.
We stayed at Pat and Gil's condo for our total of eight days in Maui. Kapalua is the most pristine place you could stay in the area. Grounds are manicured if anything were to fall there is someone there to pick it up. The condo is within easy walking distance of several beaches, excellent restaurants, the Ritz Carlton and it's golf course and also very close to the grocery store just in case you forgot to get something at Costco. In the condo we found everything we needed to make our stay more than home away from home. Laying in bed and listening to the ocean was the best sound we could wake up to. And there were also birds singing out the window. Such a nice atmosphere. The views from the lanai and the balcony were to die for. Most of our free time was spent walking. We took Pat and Gil's advice in the written instructions to go for happy hour when prices were somewhat more reasonable than going for a full dinner later. We tried most of the restaurants that were suggested in the written instructions left for us. We loved the flowers and the candy. That was a surprise. The only thing that we could think to suggest would be to put the code for access to Internet closer to the TV. We found it at the modem but the modem is not in plain sight. The views from the lanai and the balcony were to die for. We are already talking about returning sometime next year.
Best View for Best Rate on Ridge---Sunrise and sunset!!
See the whales- one of the best views in Kapalua - right out the front and high enough to watch them swim and jump. Check our reviews-whales are a specialty of this villa
|Rate Period
|Weekend Night
My Standard Rate
7 night minimum stay
|Tax Rate


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Regency style BEST WESTERN Gatehouse Hotel set on the edge of Ipswich in a conservation area, a hidden gem that has discreet charm and ambience whilst maintaining an air of traditional Country house charm. The bedrooms offer modern facilities with warm and elegance to ensure comfort and peace.
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Peer beyond Clifford Chance's petite Stateside bases and you'll find a prodigious international organization.
IN the UK, where Clifford Chance originated as long ago as 1802 when the Napoleonic Wars hadn't even started, the firm is synonymous with prestige. It's one of the renowned 'magic circle' of elite outfits that all the best wannabe lawyers long to join. But banish any thoughts of quaint afternoon teas, tweed jackets and stiff upper lips. This is a modern global beast, not an English antique. Since its beginnings in Georgian London, the firm has expanded to massive proportions – nowadays it has 35 offices spread over 25 countries. In fact, CC has more top-tier Chambers Global rankings than any other firm, period.
With such a walloping presence on the global legal scene, it's unsurprising that associates in DC and New York emphasized the firm's "international appeal and the chance to work with lawyers around the world" as major draws. That said, the modest sizes of the US bases mean that "you get a small-practice, hands-on feel, along with all the benefits of being at a firm with an enormous network." Summer associates usually spend two weeks in a foreign office – we heard from interviewees who'd jetted off to London, Frankfurt, Amsterdam, Beijing and Hong Kong.
The Work
At the time of our calls, there were 30 second and third-years in the New York office and ten in DC. In the Big Apple, around a third were litigators while most attorneys were to be found in the transactional department. The transactional team is divided into corporate, banking & finance or capital markets (though there are further subdivisions within each of these, like the insurance team, which is part of corporate). Tax, pensions & employment also had a sprinkling of associates. Just over half the DC juniors were in litigation.
In previous years, transactional juniors did three six-month rotations through corporate, banking and capital markets. However, "deals don't work in neat six month segments, and the ramp-up and ramp-down period for rotations meant they were losing utilization." Now, a new system has been introduced whereby "for your first three years you're in a broad pool and not assigned to particular group. There's a non-attorney assignment manager who coordinates all the schedules." A source noted that "toward the end of the second year you do start hedging toward one group." A New York litigation associate found that "in truth it's a little more organic. If you're interested in a specific case or working with a partner, then the open door policy means you can express interest."
"I've gotten to do a lot of pretty cool things."
Sources in capital markets explained that "generally the group deals with securitization. A lot of the clients are large financial funds," and noted that "it's pretty impressive – these are people at the top of the market. Initially it's a little intimidating because you're playing with the big boys!" Juniors handle "the actual mechanics of closing a deal – making sure you have the signature pages and inputting comments on the purchase agreement." As rookies progress, they'll often "get more drafting opportunities on prospectus supplements and resolutions for companies." Over in corporate, young associates "sit in on meetings or conference calls and take the first stab at modifying an agreement to match our discussion." Common tasks also include "taking firsts drafts of memos and ancillary documents."
Meanwhile, litigators told us that they'd been staffed on white-collar investigations, civil litigation and international arbitrations. "I've gotten to do a lot of pretty cool things. Obviously doc review has been part of my work and will be in future, but I've had the chance to write memos, do legal research and meet the clients with a mid-level associate. I've also been involved with witness preparation and the logistics of trial preparation." Like transactional associates, litigators get the chance to work on cross-border matters: "I've dealt with leftover litigation from the UK Libor scandal and done some work supporting the London office with that."
Training & Development
Incoming associates have a couple of days of orientation in New York, after which "the training is a little different for transactional and litigation attorneys." The former have "a lot of sessions throughout the year like lunchtime seminars from partners giving us an overview of different transactions." In addition, "we also have quarterly or semi-annual training on legal writing." One source explained that "transactional associates have more training because they're not assigned to a group yet, so they can get a bit of everything." On the other hand, litigators have more intensive trainings less frequently. "We're still transitioning from a time when the firm was primarily corporate to now having a bigger litigation presence, so there aren't so many trainings geared towards litigation."
"The reward for good work is more work!"
An interviewee in DC emphasized that "there's a strong system of informal feedback. Partners are very interested and invested in training the associates. They'll take five minutes to say 'this is why or how we do this' and create a lot of teachable moments." Not all sources agreed. "It's pretty sink or swim," declared a New Yorker. "You don't get much feedback unless it's negative and you've done something wrong. There's not a ton of 'oh you did a really good job!' although I've had some commendations from clients by email. A partner tells me regularly that the reward for good work is more work!"
"Windows are hard to find in Manhattan!"
There are far too many CC offices to rattle off here, but the list includes everywhere from Jakarta to Bucharest, Seoul to Perth. Stateside, associates' reports on their digs was mixed: "It's certainly not swanky – Davis Polk's office it is not!" First and second-years share internal offices which means that "we struggle a lot with the fact that there's not a lot of natural light. We spend so much time in them and it can feel a bit cave-like!" As one put it: "Anyone who's looked for an apartment here knows that windows are hard to find in Manhattan!" Despite these gripes, "there is an excellent cafeteria, which is the biggest perk." Over in DC, "the offices are a little tired although the lobby and client areas are impressive. It could certainly use an update. We have these old, gray carpets..." Others looked on the bright side: "I have a big window and my own office, which New Yorkers do not!" Plus, "we asked for standing desks and they quickly obliged."
Hours & Compensation
Instead of a set billing requirement there's an unofficial target of 2,000 hours, which is the bonus threshold. Some transactional interviewees mentioned that they "had concerns about not meeting it, because of a downtick in deal volume." However, "there's an understanding that first and second-years don't really control their hours because they're pulled from a pool onto deals. Lots of people in my class didn't make it but it's not held against them."
"They want us to work as much as we can."
Some litigators had a different story to tell. "They want us to work as much as we can and that means you're 'on' 24 hours a day and at weekends. I don't know anyone who's ever hit below 2,000 hours," revealed a source. "We were told by a senior that we should be billing ten hours a day, six days a week. During that period, a lot of juniors were unhappy. The partners have made an effort to cut back on it and that's helped with morale. At the moment the hours are manageable, although there have been times when it wasn't at all." Big Apple litigators commented that "we have a lot of face time. Working from home is not generally encouraged. I'd be uncomfortable leaving before 6.45pm. I find that part of the culture unpleasant. Some people are more open-minded though and are fine with you working from home."
According to a litigator in DC, "I feel comfortable about taking vacation now, although I didn't at first. On a week to week basis, the unpredictability is a little difficult and your plans can be affected at the last minute, but people are good team players and will try to cover for you if they can. On average I leave about 8.30pm, but the latest I've stayed is 2am." It's up and down for transactional folks too ("I can go for a week leaving at 6pm every day or at midnight every day") although a source in DC asserted that "they're protective of our work/life balance because they want to build a team that will keep working for them. That said, in November and December I didn't have any work/life balance at all..."
Pro Bono
There's no cap on pro bono hours, which can all be counted toward the billable total. According to interviewees, "they encourage you to do about 50 hours." Juniors had "helped young homeless people to fill out forms for benefits" and worked with My Sisters' Place, a charity for victims of domestic violence. Others had taken on tax matters and "IP licensing issues for non-governmental organizations."
Pro Bono Hours
Firm culture is "driven by the partners in each department," reckoned associates. "In litigation, a lot of partners are personable and chummy – they'll stop by your office and tell you about their vacation." The open door setup "fosters a collaborative environment and you don't feel like anyone is off limits." Another added that "we work hard for sure, and work comes first, but there's a strong sense of camaraderie. I've become close with a lot of people I work with and consider them good friends which is wonderful. On the other hand when there's a bad egg or two, it's difficult because you're always around them – there's not a lot of space and not a lot of people as a buffer."
"A lot of partners are personable and chummy."
When it comes to socializing, "we have a wonderful holiday party and organize welcome lunches or drinks for new associates and laterals. Sometimes partners will say 'hey let's go have some drinks.'" Sources in DC mentioned that "we recently had an all-day office retreat during which no billing was allowed. We went into the countryside in Virginia for a day of hiking, horse-riding, clay shooting, zip lining and cooking." During the week it's common for "someone to send an email asking if anyone wants to grab a beer, but more often than not it falls through because of schedules. The thought is there though."
"It would be wonderful if we had some more non-white and female partners," said a junior ruefully. However, "the firm is definitely trying to improve diversity – the managing partner Evan Cohen is very active in promoting it." CC has a women's initiative, along with an LGBT committee, black and Latino lawyers' group and a Pacific Islander group. All of these host events, such as ethnic dance lessons and exhibitions for LGBT artists.
Get Hired
Hiring partner Nick Williams says that CC looks for "team players. We're a traditional lockstep compensation firm, because that engenders a high level of cooperation between and amongst partners, and that means partners treat other partners with the greatest level of respect. This ethos permeates the entire firm and informs how partners treat associates and how associates treat other associates. So that's the single most important factor." Successful candidates also need "a willingness to work hard, to be friendly, to be supportive, to have sense of humor – that's all critical. We know the people that we're hiring are very bright, that's a given, so things like the quality of their attitude are of critical importance."
Strategy & Future
"We'll see a lot of oil-related companies going bust, and we're well positioned to get that work."
Managing partner for the Americas Evan Cohen tells us that "we're expanding in a number of practices." The flourishing LatAm projects practice "not only continues to grow and be profitable, but it also helps us to increase our diversity in the office. We now have 25 to 30 fluent Spanish speaking attorneys." Cohen cites US asset finance, structured finance and white-collar investigations as areas of growth. Restructuring work in Texas and Mexico will also boom as a result of the low price of oil: "We'll see a lot of oil-related companies going bust, and we're well positioned to get that work."
Nick Williams, hiring partner, Clifford Chance
Chambers Associate: What's the scope of your recruiting drive for summer associates? Which campuses do you visit and how many summers do you take on?
Nick Williams: We visit a dozen to 15 highly ranked law schools, certainly Columbia, NYU, Harvard, Penn, Cornell and Virginia. We look at resumes from any law school, we're not snobbish about where a student goes to school, but if a candidate is from a so-called second tier school we'll probably be looking for high level of success, although we're looking for success regardless of the schools we draw from. We have around 20 summers. It's a great number, large enough to achieve critical mass but small enough that it's intimate and you can get to know every student quite well.
CA: What are you looking for in a candidate? What qualities? And what type of person thrives at the firm?
NW: A team player. We're a traditional lockstep compensation firm, because that engenders a high level of cooperation between and amongst partners, and that means partners treat other partners with greatest level of respect. That ethos permeates the entire firm and informs how partners treat associates and how associates treat other associates. So that's the single most important factor. Successful candidates also need a willingness to work hard, to be friendly, to be supportive, to have sense of humor – that's all critical. We know the people that we're hiring are very bright, that's a given, so things like the quality of their attitude of critical importance.
CA: How important is foreign language ability?
NW: It's not critical, we don't require it but for our LatAm practice we do like to see some level of Spanish. It so happens that we tend to attract law students that have international experience of some sort whether they've worked overseas or spent time abroad. We look for mature students with a good grasp of the global nature of modern economy.
CA: What does the firm offer that is unique?
NW: Each of our summer associates is given the opportunity to go to one of our offices abroad for several weeks. We believe that gives them a chance to look at the firm from a different angle and that it's a way in which they can grasp the full breadth and depth of this premier global law firm.
CA: What does the firm do to encourage diversity in recruiting? Any initiatives in place?
NW: Absolutely, I'm not only the chairman of hiring committee, but also a member of the diversity committee. A global commitment to diversity including but not limited to materially augmenting the number of female partners in the next few years is something that we have here in US and elsewhere around the world.
Our commitment to diversity also manifested in our desire to attract lawyers from other diverse backgrounds including African American attorneys and Hispanic attorneys. We provide a full law school scholarship for a student at NYU, which is geared primarily to economically disadvantaged law students. We're very proud of that and we currently have three Clifford Chance scholars at NYU, one in each class!
CA: Any words of advice for summer associates?
NW: Students should never be afraid to ask questions about instructions for an assignment. We tell them on their first day that they shouldn't hesitate to ask questions of an associate or partner in order to understand the scope of a task. They won't be penalised in any way for clarifying the nature and substance of a particular instruction.
Clifford Chance US LLP
31 W 52nd Street,
New York,
Website www.cliffordchance.com
- Head Office: London
- Number of domestic offices: 2
- Number of international offices: 33
- Worldwide revenue: $2,139,000,000
- Partners (US): 69
- Associates (US): 195
- Summer Salary2016
- 1Ls: $3,077/week
- 2Ls: $3,077/week
- Post 3Ls: $3,077/week
- 1Ls hired? No
- Split summers offered? Case by case
- Can summers spend time in overseas office? Yes
- Summers 2016: 26
- Offers/acceptances 2015: 26 offers, 25 acceptances
Main areas of work Banking and finance, capital markets, corporate/M&A, litigation and dispute resolution, real estate and tax, pensions and employment.
Firm profile Clifford Chance offers the opportunity to join a major US practice and the world's leading international law firm. We are the first fully-integrated worldwide firm to provide coordinated legal advice to the world's leading financial institutions, corporations and governments. The combination of a large US presence with unparalleled resources in Europe, Asia Pacific, Latin America, Africa and the Middle East makes us uniquely qualified to handle complex cross-border and domestic transactions, disputes and investigations.
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Our summer program introduces students to our firm and our clients. All of our summer law clerks have the opportunity to spend two weeks working in one of our foreign offices.
Summer program components:
Each summer law clerk shares an office with a junior associate and is also assigned an associate mentor. Our training includes weekly seminars, practice group meetings and in-house and external training sessions. Feedback is given formally at a midsummer and final review meeting. Summer assignments are available from all of our practice areas and are coordinated by two assigning associates.


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After unexpectedly inheriting a bookstore, Nora and her younger sister settled in Holly, NC, a place where it's Christmas year-round. As the legal guardian for her sister the past few years, romance has been the last thing on Nora's mind. But she broke her rules for the town's golden boy—former SEAL Jackson O'Connor.
When Jackson does something stupid and almost loses Nora for good, he realizes just how far he's willing to go for the woman who's stolen his heart. But it might take a Christmas miracle to get Nora to give him a second chance.
The Facts:
October 17th, 2016
Sophie Eastlake
2 hours, 12 minutes
Christmas, Contemporary Romance
Available at:
My Review:
I've heard many great things about Katie Reus and her books. But I never read any of her books before. So when I was looking for a nice Christmas themed audiobook to listen to during the HoHoHo Read-A-Thon, and I saw ' Merry Christmas Baby' I decided this was the perfect opportunity to start listening to my first Katie Reus book.
In 'Merry Christmas Baby' we meet Nora. Nora is the owner of a small book/coffee shop and she lived with her younger sister in a small town called Holly. In Holly it's Christmas all year-round. And ever since Nora got custody of her younger sister, this is the only town she felt like staying. Especially since she met sexy and sweet Jackson O'Connor. Jackson is everything Nora wants in a guy. But after what she taught was a great first date, Jackson ignored her for weeks. Now Jackson is determined to make things up to Nora. But Nora isn't falling for his tricks again.
'Merry Christmas Baby' is a short, romantic and sexy Christmas story that pulled me in from the very first start. This was definitely a perfect Christmas read that had all the feels. A nice small town, a nice book/coffee shop, nice characters and a sweet and sexy romance. I really loved listening to this book.
The romance between Nora and Jackson was definitely very predictable but I still loved every minute of this story. I loved how sweet Jackson was and how much he wanted to fight for Nora. I enjoyed their interactions and I was totally rooting for them.
I also loved the little town of Holly. A town where it is Christmas every day? It sounds very sweet to me. And learning all those Christmas themed shop names.. LOL!! Hilarious.
The narrator Sophie Eastlake had a very nice voice to listen to. I liked the way she made Nora and Jackson come to life. Her voice fitted both the characters perfectly and above all she made it sound natural. I hate it when a narrator makes the romance sound unnatural and it makes you kind of uncomfortable to listen to it. Sophie Eastlake definitely didn't do that.. I loved listening to this book.
I loved listening to 'Merry Christmas Baby' while driving to work. It was a fun and great way to pass the time and it really made me look forward to Christmas time. If you're looking for a short, fun, sexy and Christmas themed audiobook.. 'Merry Christmas Baby' is for you.
My Rating:
About the Author:
Katie Reus is the New York Times, USA Today, & IndieReader bestselling author of the Red Stone Security series, the Moon Shifter series and the Deadly Ops series. She fell in love with romance at a young age thanks to books she pilfered from her mom's stash. Years later she loves reading romance almost as much as she loves writing it. However, she didn't always know she wanted to be a writer. After changing majors many times, she finally graduated with a degree in psychology. Not long after that she discovered a new love. Writing. She now spends her days writing dark paranormal romance and sexy romantic suspense.
For more information about Katie Reus please visit her website. Or visit her on Facebook, Twitter and Instagram.
About the Narrator:
An avid reader her whole life, Sophie Eastlake happily extends her love of books to her passion for narrating. She lives in New York, where she survives the subway grind with a book in her hand and drops in on every literary reading she can find, while on a never-ending quest for the perfect cup of coffee.
For more information please visit Sophie on Twitter.


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dCode Technologies offer Perfect match for demand driven Healthcare sector by offering Advanced Diagnostics Driven Business Intelligence for Healthcare.
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Two Dollars? Did you two share the shot? Two straws?
This is a discussion on Tale of a Stick-Up within the Carry & Defensive Scenarios forums, part of the Defensive Carry Discussions category; The following is what happened to me ten years ago, about. I'd guess I was 23ish. This is also the reason that I always carry ...
The following is what happened to me ten years ago, about. I'd guess I was 23ish. This is also the reason that I always carry a self-defense tool of some sort. It's usually a tactical folder, a fixed blade tanto, a collapsible baton, or something. It usually depends on my clothing choice.
Back in college, I dressed...differently....than I do now. I only say that because you gotta imagine what the young thug was approaching when he approached me. 6'5", long hair, black biker jacket with spikes, and chains. A belt with (fake) bullets on it. Probably an Iron Maiden T-Shirt underneath. Point being, I looked tough and yet he still targeted me.
I pick up my girl at the time. We drive into downtown Richmond and park in a dark spot because it was available and close to the pool hall. We get out, and a young (17 or so) thug in a hoodie approaches me and out from under his hoodie comes a little snub nose revolver. I doesn't really bring it up, but rather leaves it at stomach level and has it on me, and says "gimmie your wallet". I looked over his shoulder and saw, across the street, another older thug. This older dude was watching the whole thing go down.
Now, I'm not saying that I'm a tough-as-nails dude. But I sure looked it back then. I have never been in a fist fight in all my 33 years. But my first reaction was to laugh at him. Not sure why I did. But I did. I think that really shook him up. Why is this guy laughing? I have a gun pointed at him! he probably thought. I'm sure it was a real slap in the face for him. Because he started to get shaky with his words. It also didn't give him much confidence that I towered over him and did not seem intimidated at all.
"Gimmie your wallet" he told me again.
"Seriously? I'll tell you right now that I dont have any cash." I said.
"And her purse. Put 'em both on the ground. And don't make any movements." he said.
My girl says to him "There's only make-up in here"
So we both toss our goods onto the sidewalk, and he picks them up.
He looks through my wallet and begins to get pissed that there's no score. "Two bucks?!" he yelled.
"Yeah dude. Told you. My fault for not being prepared to get robbed tonight." I chuckled.
He finds only make-up in her purse, like she promised, and then he starts to walk away.
"Hey man, thats her purse, take what you want and give it back to her."
And you know what, HE DOES! He gave her the freakin purse back!
He turns to walk across the street and join his buddy. And my girl and I walk to the bar and do shots to forget about it.
Lessons I learned:
1) It was probably some sort of initiation into a really pathetic gang. This explains why the guy was watching him from afar. I can't surmise anything else.
2) When the guy bent over to pick up the goods, he should have gotten a kick to the head. And had I been carrying, he would have. And then disarmed or shot. And then I would have drawn down on his buddy.
3) Always carry
I am grateful that it went down the way that it did. Nobody got hurt, and I learned a lot about myself and situational awareness that night.
Two Dollars? Did you two share the shot? Two straws?
I wouldn't draw down on the other guy unless he closed the distance and wanted to join the party. He could have just been a nosy dude who wanted to see what was going on. Who knows. Glad nobody was hurt except for maybe the BG's ego.
It also sounds like it was the kid's first stick up.
"Rebellion against tyrants is obedience to God." - Benjamin Franklin
"Experience: that most brutal of teachers. But you learn, my God do you learn." - C.S. Lewis
It's also interesting that he picked up a "hard" target. Perhaps it was the gun that gave him the confidence? I'm about your height and in shape and haven't exactly been targeted. People cross the street to get away from me and would be "gangstas" just nod at me and keep walking.
"Rebellion against tyrants is obedience to God." - Benjamin Franklin
"Experience: that most brutal of teachers. But you learn, my God do you learn." - C.S. Lewis
I'm a little bity thing and the only time I was "targeted" was in Middle school. First day some stupid boy thought he'd pinch my butt. I turned around and kicked him square in the nads...never had another problem. If I have to fight I certainly don't fight fair, I bite, kick, scratch, whatever, I figure at 4'9 and 90lbs I'm allowed.
I love this guy's blog: Straight Forward in a Crooked World Look specifically at "Dark Arts for Good Guys".
Will Turner: You didn't beat me. You ignored the rules of engagement. In a fair fight, I'd kill you.
Jack Sparrow: That's not much incentive for me to fight fair, then, is it?
Kick, scratch and bite away.
Number one never rob a man with a iron maiden shirt . Up the irons man
And is it not strange how some people used humor to defuse a situation ..
And yeah definitely the kids first time . And yeah never fight fair let them have it , you are not in a boxing ring .
And a baton or better yet a blackjack/sap would have been great when he went to pick up the purse . Nothing like spring loaded lead upside the head to learn a good moral lesson
Last edited by blitzburgh; November 7th, 2013 at 05:11 PM. Reason: clarification
"Rebellion against tyrants is obedience to God." - Benjamin Franklin
"Experience: that most brutal of teachers. But you learn, my God do you learn." - C.S. Lewis
Getting old was not on my list of "things to do" in the Golden Years!
Talking to each other here is good, but taking action is better.
My BS meter is going off the scale at the OP story.


text:
Sat., Aug. 24, 2013, midnight
Merger roulette at Audubon Park
I am beginning to understand how the Northwest Blvd./Audubon Park 20 mph zone works. This stretch of road has a left lane that merges into the right lane about halfway through the zone. Drivers make one of the following choices: If police are present, they go 20 mph; if you stay in the left lane you can go as fast as you need to get ahead of all traffic, merge right and then there is no need to slow because you're almost through the 20 mph zone; follow someone going 20 mph in the right lane, and if you see no police, pass and go as fast as you want.
We have red-light cameras to create revenue (yes, revenue). Think of the revenue we are losing in speed zones. I support red-light cameras, and would love to see speed-zone cameras. If the law is the law, why not? It would just cost some a little more to get there faster.
Want to respond? Submit your own letter to the editor »


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Synthesis of β-D-ribofuranosylbenzazoles using nitrile oxide addition chemistrySkip other details (including permanent urls, DOI, citation information)
Volume 2012, Issue 9, pp. 49-61
Paper ID: 12-7596OP
Received on 2012-06-15; Accepted on 2012-08-28; Published on 2012-09-28
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In Mecklenburg at the Baltic Sea coast Gross Schwansee is surround by Hanseatic cities and Baltic Sea baths and nevertheless apart from the main touristic paths, calmly and in the countryside. Stay in one of the 10 luxurious and individually furnished rooms in the manor house or in one of the 53 ro...
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Swissotel Bremen is a Business hotel with excellent service in the heart of historic Bremen. The central position gives a magnificent view over the Bremen city wall and the hotel sits within walking distance to all major attractions.
Located in the city center near the botanical garden and Lake Alster, our hotel in central Hamburg places guests conveniently near a variety of businesses and attractions. Transportation options abound, including taxi and bus services.


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Home > Diabetic Recipes > Shish Kebab with Vegetables
Shish Kebab with Vegetables Recipe
Diabetic Friendly Recipe
This shish kebab with vegetables includes chicken breast meat with bell peppers and seasoned with salt and pepper. Note that this recipe is for a single serving.
Below the kebab recipe, we share another chicken and vegetable dish: Chicken Salad Chinois. Give these both a try! They're very healthful and quite delicious. Especially if you enjoy chicken.
Recipe Ingredients
4 ounces chicken breast meat, cut into 1-inch cubes
1 yellow onion, cut into 1-inch squares
1 red bell pepper, cut into 1-inch squares
1 green bell pepper, cut into 1-inch squares
Salt and Pepper to taste
Recipe Directions
Thread chicken, onion, and pepper pieces alternately on skewer.
Season with salt and pepper and grill until chicken is fully cooked.
Nutrition Information
Recipe makes 1 serving
Cholesterol: 12mg
Protein: 4.3g
Bonus: Chicken Salad Chinois
If you enjoy chicken with vegetables, here's another recipe you shouldn't miss!
2 cups chicken, cooked, cut up
1/2 cup zucchini, chopped
1/2 cup radishes, chopped
1/4 cup plain yogurt
1 tablespoon soy sauce
1/2 teaspoon artificial -sweetener
1/2 teaspoon ginger, ground
3 cups lettuce, shredded
In a bowl, combine chicken, zucchini, and radishes. In a cup, combine yogart, soy sauce, sweetner and ginger. Pour over chicken mixture to coat evenly. Refrigerate at least two hours before serving, then toss well gently. Divide into four portions. Serve immediately or chill before serving. Sprinkle with additional wheat germ before serving, if desired. Recipe makes four servings (about 5-cups).
Nutrition information per 1/4 salad:
Calories: 131
Total Fat: 7g
Carbohydrate: 2g
Protein: 15g


text:
The Gateway
89 Sankey Street
The Peace Centre
Tim Parry Jonathan Ball Peace Centre
Peace Drive
0771 8855745
The Gateway
89 Sankey Street
The Peace Centre
Tim Parry Jonathan Ball Peace Centre
Peace Drive
0771 8855745
Are you looking for something? Maybe support, someone to talk to, then please read on. There is help available for you during this difficult period of time.
May I offer my time, as a qualified counsellor to assist you in finding out what is troubling you and how it's affecting you? I offer respect, trust and space where you can explore your thoughts, feelings and actions.
Life events can often seem overwhelming which may affect us in a number of ways, such as through relationship issues, anxiety, frustration, regret, lack of motivation/direction and low self-esteem. This can affect us negatively and affect the quality of life for ourselves and for our friends and family. It may seem like a number of areas of our life are affected, such as our health, family, relationships, education, work, money, time etc.
I work on a one-to-one counselling basis and offer small group sessions which may suit your needs, such as to explore negative thinking, understanding what makes us stressed, worry, self-esteem plus many more.
Please contact me by whatever means is comfortable for you, i.e text, telephone or e-mail. Please be assured that all communication will be non-judgemental and confidential.
For me, counselling is about having space – 'me time'. Time to explore your thoughts, feelings and actions at a pace that is yours. No-one telling you what to do or say. Time where you can just be you and to think! To have someone listen, really listen and understand you, for who you are, what you stand for and not to judge you. It's your time and no-one can take that away from you. You just need to be you!!!
As the saying goes; "No one size fits all." Therefore counselling is very personal to you and if your desire to change how you think, behave and act is great, change will occur. Let me be the one to help you.
I am a qualified counsellor and a member of the British Association for Counselling and Psychotherapy (BACP). I work within the code of ethics laid down by the BACP. I will always work in the best way to suit you. As laid down in the BACP's guidelines for ongoing professional development, I have regular supervision.
Examples of the therapies I use in an integrated way are:
- Person-Centred
- Solution-Focused Brief Therapy (SFBT)
- Cognitive Behavioural Therapy (CBT)
- Gestalt
- Psychodynamic
- Transactional Analysis (TA)
- Mindfulness
- Life Coaching
Appointments are usually available within 48 hours.
Please feel under no obligation to book with me. If I am the right person for you; it will feel right.
I look forward to working with you.
With my kindest wishes.
Debbie Hope Counselling
Heart Opens Possibilities Endless
FdSc Foundation Degree in Counselling, awarded by Staffordshire University, Level 5
Certificate in Counselling Level 3 & 4
Diploma in Life Coaching
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ED Magedson – Founder
Ripoff Report
Daniel Thiel - Sol Golbal Solar24 Ruth Ct. Lafayette California 94549 CA United S Internet United States of America
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This report was posted on Ripoff Report on 03/19/2011 04:33 PM and is a permanent record located here: http://www.ripoffreport.com/reports/daniel-thiel-sol-golbal-solar/internet/daniel-thiel-sol-golbal-solar-daniel-thiel-sol-golbal-solar-lafayette-internet-708188. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Finally we have an accurate picture of Australians' priorities in the people we perceive as national heroes, rogues and stirrers. We are interested in learning about a drug-addicted singer who hanged himself (by accident, apparently) more than an inarticulate interviewer-entrepreneur, a mining billionairess who fights with her children, a flamboyant singer-composer who died of AIDS, a beautician found guilty of smuggling drugs or a Tasmanian advertising manager who became Crown Princess of Denmark.
To put it another way, these were the capital city audiences for biographical television shows about Michael Hutchence – 2.24 million; Molly Meldrum – 1.79 million; Gina Rinehart – 1.68 million; Peter Allen – 1.56 million; Schapelle Corby – 1.15 million; and Mary Donaldson – 929,000. Clearly, biopics are big on the box. Coming soon are mini-series about car racer Peter Brock and comedian Paul Hogan.
Channel Seven dominated the first week of the new TV season with My Kitchen Rules, while Channel Ten's I'm a Celebrity ... Get Me Out of Here! did brilliantly with the under-55s, and the ABC soared with Doc Martin and The Doctor Blake Mysteries. At first sight, Channel Nine looked like the biggest loser when its Monday launch of Australia's Got Talent drew a mere 786,000, but when it was repeated on Saturday, it attracted a further 525,000, suggesting it would work best if freed from the competition of My Kitchen Rules.
On pay TV, the most watched non-sports show was Selling Houses Australia, with 185,000 viewers the first time it was shown on Lifestyle, and the most watched sports show was a One Day International cricket match between Australia and New Zealand, drawing 255,000 to Fox Sports 5.
OzTAM estimates these were the most watched programs in the mainland capitals in the week ending February 8:
1 Molly part 1 (Seven), 1.79 million
2 My Kitchen Rules (Seven), 1.58m
3 Australia's Got Talent (Nine), total 1.31m
4 Seven News Sunday (Seven), 1.07m
5 Doc Martin (ABC), 1m


text:
From the Service de Pneumologie, Hôpital Universitaire Avicenne, Assistance Publique-Hôpitaux de Paris (Drs Naccache, Guillon, and Valeyre); and the Service de Pneumologie et de Pathologie Professionnelle, Centre Hospitalier Intercommunal de Créteil (Dr Monnet).
Correspondence to: Jean-Marc Naccache, MD, Université Paris 13, UPRES-EA 2363, Hôpital Universitaire Avicenne, Assistance Publique-Hôpitaux de Paris, Bobigny, France; e-mail: email@example.com
Financial/nonfinancial disclosures: The authors have reported to CHEST that no potential conflicts of interest exist with any companies/organizations whose products or services may be discussed in this article.
Reproduction of this article is prohibited without written permission from the American Collessge of Chest Physicians (www.chestjournal.org/site/misc/reprints.xhtml).
© 2010 American College of Chest Physicians
We are responding to the issue raised by Chua and Mehta regarding the new disease entity, anthracofibrosis, and its terminology. Anthracofibrosis is defined by bronchial luminal narrowing with black pigmentation of the overlying mucosa. TB was the most likely cause. Recently, mineral dust exposure and other factors have been added to the causes of anthracofibrosis.1,2
Chua and Mehta propose a new term, "anthracostenosis," distinguishing anthracofibrosis associated with pneumoconiosis and other causes of anthracofibrosis. However, anthracofibrosis is a single clinicopathologic entity, and introduction of a new name could cause confusion. Bronchial anthracosis corresponds to black pigmentation and is a common finding. Semantically, in anthracostenosis, it could be argued that there is some stenosis by the anthracotic component. In fact, pathologic analysis of anthracofibrosis revealed bronchial and/or peribronchial fibrosis where the causative factor can be found (ie, granulomatous inflammation, mineral dust).1,3
The question of what this entity should be called is probably unimportant provided the nature of the disease is understood. Nonetheless, in our opinion, accuracy and logic favor the term "bronchial anthracofibrosis" because of the previous literature reports and the pathologic process.
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October 31st, 2008
Jason is weird. He seems to love physical exercise. He's not a jock, though. And he doesn't put up the same front other people do. He speaks his mind. All these thing I have discovered while observing him during first hour. The only thing I can;t seem to understand is what he could possibly see in me. What does he want from me? I want desperately to know.


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Hi! This is Sara again and today I have an amazing sewing tip for you on how to make bias tape the fast way! On..
This is part of the How to make a Quilt Series. Today we will be working on how to bind a quilt. There are..
Since I had that little handy tool and made me some double fold bais tape or binding, I thought a little how to sew bias..
Using a hem tape maker or bias tape can be super tricky sometimes. I find that my fabric gets stuck, twisted…and over all it's a..
I have seen some wonderful tutorials out there and there is even a series on 7 different ways to bind your quilt {if you sign..
I don't know about you— but i am not a big fan of binding. I find myself all humped over if i am sitting …eventually..


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Derek Lord
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Derek Lord (born in Belfast, Northern Ireland) is a Northern Irish actor. He is best known for playing Davie Sneddon in Take the High Road.
He portrays a Denys Mallister supporter in Season 5 of Game of Thrones.[1]
External Links
- Derek Lord on IMDb


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This property is no longer available.Search for Available Property.
20 acres in Montgomery County, Alabama
20+/- acres in south Montgomery County. Weaver Mill Creek runs through the property with large hardwoods which makes it a great hunting tract. There is enough open land for horses or a garden. There is a fixer upper house that is on the property, as well.
Call for an appointment.
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Free player for Flash movies
Until recently, the Flash format has been the uncontested domain of Adobe. Gnash introduces a free Flash player for Linux and BSD with a design that aims far beyond the capabilities of Adobe's king of the hill.
The small web format or Shockwave Flash format has long established itself as a standard for multimedia content on the Internet. Users of video or TV platforms such as YouTube and Lulu.tv enjoy Flash movies, and the format is rapidly conquering the field of professional multimedia educational materials, too. On top of this, web designers like the format, originally developed by Macromedia, because it supports elaborate graphical animations, allowing them to enhance a website's design. The Flash format's streaming capabilities make it perfect for a narrow-band Internet connection, avoiding the typical waits involved when a user needs to download a movie in a legacy format.
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Red Hat Announces OpenShift.io
Red Hat takes its IDE online.
Microsoft Bakes Linux into Windows Server
Microsoft is slowly becoming a Linux vendor.
Fearless Coyote, Linux Kernel 4.11 is Out
The new kernel makes swap implementation more scalable, which will help cloud providers.
Docker Appoints Steve Singh CEO
The new CEO comes from a very strong SaaS background.
Docker Announces Linux Kit and Moby Project
Both projects help organizations build their own containerized systems.
Ubuntu Returns to Gnome as Its Mobile Plans Shatter
Mark Shuttleworth has resumed the position of CEO of Canonical.
Microsoft is Shutting Down CodePlex
Microsoft's open source code hosting platform CodePlex will come to an end after a more than 10-year stint.
Fedora 26 Alpha Released
Comes with Gnome 3.24
Old Linux Kernel Bug Discovered
The bug was introduced back in 2009 and has been lurking around all this time.
OpenSSH 7.5 Released
The new release deprecates the sshd_config UsePrivilegeSeparation option.


text:
Life in today's time is replete with stress, challenges and unforeseen dangers. You may have insured yourself against a variety of dangers to your health, life, work, property, etc but what if you as a professional or company, are sued on certain grounds? Is there a way that you can settle a claim no matter how high it is? In many cases the answer to that question would be "No" as most individuals and businesses would have to cripple themselves to raise the money to settle a particularly large claim. But there is a way to safeguard yourself from such an eventuality and be in a position to make the payout without bankrupting yourself and that is professional liability insurance.
So what does professional liability insurance entail? This type of insurance is meant for individuals offering professional services (e.g. doctors, chartered accountants, etc) and businesses and covers the cost of paying out damages in case of claims on account of negligence, malpractice, etc. On technical grounds, this type of policy comes into force on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder. It is particularly applicable to those in skill advice and services sector which includes those providing financial services, lawyers, doctors, BPOs, IT companies among others.
The most notable factor in this policy is that this policy lays a lot of emphasis on the fact that the loss must be to a third party who has suffered bodily injury or property damage.
Benefits of Professional Liability Insurance
· This policy offers a benefit of Retroactive period on continuous renewal of policy whereby claims reported in subsequent renewal but pertaining to earlier period after first inception of the policy, also become payable.
· Group policies can also be issued covering members of one profession. Group discount in premium is available depending upon the number of members covered.
· Take care of costs incurred in the defense or investigation of a covered claim.
· Works to your advantage in a big way as it helps protect your business integrity and assets.
· Covers the cost of damages awarded.
Usually, the amount of maximum loss is mutually agreed between the insurer and the policy holder, and the premium is calculated based on this amount. This mutually agreed pricing is based on the company's balance sheet and the nature of activity pursued by the insured. The underwriting is done in accordance to the anticipated possible maximum loss based on the statutory liability created as per the law of the land. However, if the ambit is beyond the geographical boundaries of the country the law of torts also plays a role in the entire calculation.
While buying this type of policy, always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.
Get Free Comparison and Quotes in India.


text: @Ruth, that is a very hard question to answer!! It seems like my Nutella Pie has been a big hit around the blogosphere, and overall I've been really impressed by how adventurous my readers have been (I have some crazy flavors in there!). I can't really pick a favorite, but my Pineapple Pie is definitely up there.


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Share fabia - back view clipart with you friends!
Fabia - Back View Clipart
On this page you can download free fabia - back view clipart. The clip art is classified as transportation clip art. Fabia - back view clipart added 30 January 2013. This clipart viewed 379 times and downloaded 1 times. Also you can find similar clipart images via tags: Skoda, Fabia, Combi, Car, Drive, Wheel, Scheme, View, Transportation, Coloring Book, Line Art. If you like this clip art, share them with you friends!


text:
We have had some brighter sunnier days, but gosh, it is still cold! Yesterday I was wearing gloves when I went out for my walk. Hopefully it will start to warm up soon although April can sometimes be like this can't it.
So instead of worrying about the April showers, today I am concentrating on looking forward to the May flowers!
Seems more positive and fun right. These are all out in our garden right now.
A little pot of pansies, so pretty!
Still lots of daffodils coming out, these are multi flowered with lovely orange trumpets. I notice though that someone has been nibbling some of them...
We have a few native primroses in the garden and have been adding to the collection. They are all doing well and look so pretty at this time of year!
The flowering currant is very odd this year. Half of the shrub is in full leaf and with flowers, the other half just has tiny leaf buds that are starting to come out. I don't know why, but perhaps it will prolong the flowering which will be a good thing.
We have quite a few bluebells in the garden. I think they are the native English ones, although I cannot be sure. There are also whitebells so I have a feeling they are some hybrid. Pretty to see though.
Those are our April flowers! Photographed in between the showers...
I have a couple of other things which I wanted to say, so this seemed like a good way to catch them all up with you.
Sorry that I haven't been around visiting your blogs as much lately. I do always read the posts even if I don't comment on them. I am trying to comment as much as I can, but lately I seem to have less time as I am getting busier with the change of time of year and more to do in the garden, doing things for my business - writing patterns alone can take several days work! - and so on.
I am quite organised, but there are still only so many hours in the day. Anyway, I just wanted to let you all know that I haven't abandoned you, I will be by, just perhaps not commenting on every single post. You understand I am sure because no doubt you are in just the same situation! Thank you though for your understanding and for bearing with me, I do appreciate it.
Oh, and one other thing for comments, I cannot seem to comment on blogs that have Google + comments any more, so if that is the case for your blog and I don't comment that is why. Again, it isn't because I am ignoring you, it is just that the computer will not let me talk to you! Sorry about that.
Thank you to new followers for joining in! It is great to have you here, feel free to leave a comment and introduce yourself. Welcome too to the newer people joining in Five On Friday. I do come and visit everyone who takes part, but I wanted to welcome new participants here. Thank you all for taking part and joining in!
On the subject of Five On Friday I have noticed that some peoples posts are not linking back to this post. To be fair to those who do link back I am asking that everyone does so.
Also there have been a few odd posts linked which do not seem to have anything to do with Five On Friday. I have left them up to now, but in future I will be removing the links if you don't link back here and if your post isn't a Five On Friday post.
If you have any questions about how to link please let me know and I will be happy to help. Also if you read the About Five On Friday page - link below or in the sidebar - that will tell you all you need to know.
This is just to be fair to everyone and so that we are all doing the same thing. I hope you understand.
On to other things, yes I will be releasing the pattern for the "thing" I showed you the other day in the post about blocking. I have nearly finished writing it up and I will of course let you know when it will be available.
Some of you asked what blocking does or why you do it. If you look in the sidebar there is a tutorial about blocking under the heading of Crochet Patterns and Tutorials that will explain more. As to the why, it is a way to "finish" an item. It ensure that the stitches are shown to their best, it makes everything line up, spread out and just look really good. Also it makes an item lovely and soft and flexible.
I have now set up a Ravelry Group which is called - funnily enough! - Love Made My Home. There is only one member now and only one post from me, but there will be more to come in the future. So if you would like to join please do, come and introduce yourself!
The first photo in my post on Wednesday confused a few of you and looking at it now I can see why. The items of furniture are real full size ones, not miniatures as some of you thought. Sorry if you were confused, I can see why as there was nothing to compare the scale too because of the way I cropped the photo.
Finally, to catch you up on a few things. I am still walking like a crazy lady and my step count, miles, active minutes are all increasing and I hope will continue to increase as time goes on. The weight isn't exactly decreasing at a rapid rate, but it isn't going up and I have been eating Easter Eggs so... Not too bad.
The other catch up is about my Bullet Journal. I am still using it and loving it. It is the best system that I have ever used - and I have tried a lot of things. I am not a slave to it, just because it says dusting on Tuesday or whatever on my list if I don't do it that day I don't stress, it will get done sometime. It is a framework, not something to be obeyed.
It is helping me and I like it and that is what is important isn't it. It will not be right for everyone and may not be right for you, but I am sure that you have your own ways of working that do work for you. Plus I get to use all of my lovely coloured pens that were just sitting there otherwise so that alone gives me great pleasure!!
I think that is all of the catch ups and things that I wanted to share with you. If you can think of something else let me know!
I hope that all is well with you all, that you have had a good week - or even a great week! - and that you will have an even better weekend and week next week! Take care of yourselves and your loved ones and have fun and be nice!
Thank you - as always! - for joining in and for going to read others posts.
If you want to grab a Five On Friday Button or get more information about how to join in the All About Five On Friday page will tell you all that you need to know.


text: 000 FXUS63 KEAX 222314 AFDEAX AREA FORECAST DISCUSSION National Weather Service Kansas City/Pleasant Hill MO 614 PM CDT Mon May 22 2017 .Discussion... Issued at 358 PM CDT MON MAY 22 2017 An upper level shortwave ahead of an upper level low is providing the energy for the showers and few embedded storms today. The storms will be isolated due to weak CAPE values between around 800 J/kg. No severe weather is anticipated with this activity. Late tonight, the upper level low will start working its way south into the Midwest. At the surface, a cold front will sweep through the area. This will bring another opportunity of showers for everyone. The chance for showers will continue through Tuesday night as this system moves through. We may also see a few storms tomorrow afternoon despite low CAPE values. This is because the upper level low will be overhead, bringing in cold air aloft and lowering the freezing level to about 5000-6000 ft. It is also possible to see some small hail fall out of any storms that develop tomorrow afternoon due to the lowered freezing level. We could see a similar situation regarding the showers and storm potential Wednesday in the eastern part of the forecast area, as the system exits the region. Temperatures Tuesday and Wednesday will be below normal once the cold front passes. Expect highs in the low-mid 60s and lows in the 40s. Dry and warmer conditions are expected Thursday as upper-level ridging and a surface high move into the Midwest. Temperatures are expected to be back in the mid 70s. This will be the best day to get yard work done and do other outdoor activities this week. Temperatures should be slightly warmer for the weekend with the upper 70s, low 80s for highs and 50s and 60s for low. An active pattern is forecast for the holiday weekend. Right now it looks like the first chance for showers and storms will be Friday with another round expected Saturday potentially lingering into Sunday. While models do agree on the active pattern, they do not agree on specifics about timing and location. The most notable difference is the GFS wants to hang on to the showers and storms well into Sunday/Monday, whereas the Canadian pushes the activity (which is very little to begin with) out of the region Saturday night with the ECMWF in the middle. Either way we can expect some showers and storms this weekend and at least a short break in the rain once this system exits the area. && .Aviation...(For the 00Z TAFS through 00Z Tuesday Evening) Issued at 611 PM CDT MON MAY 22 2017 Multiple rounds of precipitation are expected during the forecast period as a cold front approaches the terminals overnight. The ongoing initial round should taper off early in the period, with a brief break following until the frontal boundary brings additional rain chances overnight into the morning hours Tuesday. Ceilings will degrade to MVFR behind the front, before improving to VFR by the end of the period. && .EAX WATCHES/WARNINGS/ADVISORIES... KS...NONE. MO...NONE. && $$ Discussion...Grana Aviation...Welsh


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You are invited to take a look inside the forbidden world of Oscar Wilde on July 13th, 9:30p.m. at the Joslyn Castle. This one-time late night presentation is part of a month long series focusing on the life and times of Oscar Wilde. Samples will be passed of the "Green Fairy", properly known as absinthe which was Wilde's favorite drink while listening to a reading from the opium den scene from The Picture of Dorain Gray. The Joslyn Castle is located at 3902 Davenport Ave. For more information you can call 402.595.2199 or visit www.joslyncastle.com for more information.
Greenbelly's new location, Countryside Village in the Summer and Cafe 110 now serves breakfast
The Forbidden World Of Oscar Wilde
Absinthe Event at the Joslyn Castle


text:
Mar 1, 2013
Latin officials are struggling with the fallout of capital inflows in an era of easy money. The risk of financial instability may be growing
By Taimur Ahmad and Katie Llanos-Small
When finance ministers of the Group of 20 nations gathered in
Moscow in February, exchange rates topped their agenda.
Officials sought to ease mounting fears that the
world's biggest economies are locked in a race to
the bottom to devalue their currencies.
"We will not target our exchange rates for competitive
purposes," the G20 ministers said in a communiqué after
their summit. "We will resist all forms of protectionism and
keep our markets open."
Within days of their statement, the G20's wish
for a shift in financial market perceptions appeared suddenly
– and alarmingly – to have come true. For the
first time in months, investors turned sharply from speculating
on an outbreak of so-called currency wars to worrying anew
about financial crisis in the eurozone, as a fresh bout of
political turmoil took hold in Italy.
Risky assets – including emerging market
currencies, stocks...
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June 1, 2017 | Santo Domingo, Dominican Republic
Central America boasts the highest growth projections in all of LatAm, benefiting ... more
June 8-9, 2017 | Cartagena, Colombia
LatinFinance returns to Colombia to host the region's most important capital markets and investment forum ... more
June 22, 2017 | London, England
The commercial relationship between Latin America and Japan runs deep ... more
June 29, 2017 | Tokyo, Japan
As European investors continue to face a lackluster environment at home ... more
Which area will be most profitable for investment banks in LatAm in 2016?
All material is subject to strictly enforced copyright terms & conditions and cannot be repurposed or reproduced. © 2016 Latin American Financial Publications Inc.


text:
This leaflet contains practical advice for you if you are off work sick and worried about losing your job, or you are afraid that going back to work now will be bad for your health. It suggests actions you can take yourself to help you return to work safely, as soon as possible. It also gives information about how your employer can help you and where you can get more advice. Contents: Did you know? Talk to your employer while you are off work; Talk to your doctor about your work; Your employer can help while you are off work; Returning to work; Where can you and your employer get more information? Further information.
Not found what you are looking for? You can also use the keywords below to search for related products.
Guidance, Ill-health, Sickness, Absence, Illness, Sick leave
Bilingual version, incorporating Welsh version in one half of the booklet and English in the reverse half.
Where possible the HSE will provide a PDF version of documents. These documents can be viewed on your computer or printed on your own printer. You will require a viewer to view these files, one of these is available at the Adobe Acrobat site.


text:
Supply = GDP
Demand = Total Spending
Demand = Consumption + Investment + Gov. Expenditure + Exports - Imports Demand = C + I + G + X - IM
Taxes and imports rise when people's income is higher, thus spending line is flatter, and the multiplier effect is smaller it takes a larger increase in G or a larger tax cut to significantly raise GDP
Equilibrium is defined by a 45 line in spending-income axises
MPC is the slope of consumption function
Consumption function is the relationship between C and I
MPC = Change in C / Change in GDP
MPC is a fraction ( 0 < MPC < 1 )
the ratio of, change in overall demand, change in one component of demand, so does it also = change GDP / Change C ?
MPC + MPS = 1, and
Multiplier = 1/(1-MPC) = 1/MPS
Positive Influence, People's Income ( I ), Gov. Expenditure ( G ), Amount of Exports ( X )
Negative, Price of Goods ( CPI ), Taxes ( T ), Borrowing Costs ( Interest Rate i )
Change in Price: Movement along the AD Curve
Change in nonprice: Shift, to Left: Decrease in demand, to Right: Increase in demand
Positive, Price, Technology
Negative, Input Price, Price of Foreign Exchange, Taxes ( T )
Change in Product Price: Along
Change in nonprice: Shift, to Left: Decrease, to Right: Increase
potential GDP is a straight line


text: Demeris has been in Houston for a very long time and after tasting the brisket po boy, I can see why. First, I must say that this is restaurant has a beautiful and clean dining area and condiment bar. The service was quick but not very personable. It was not bad just not very cordial. The brisket is both lean... More


text:
Home >> Clear White Plastic Detachable 13 Compartments Comestics Ring Components Storage Box Case Organizer
|Product Name
|Storage Box
|Compartments Quantity
|Overall Size
|27x 18 x 4cm / 10.6" x 7.1" x 1.6"(L*W*H)
|Clear White
|Net Weight
|Package Content
|1 x Storage Box
- Total 13 Compartments, clear white plastic rectangle storage box
- You can remove the some blocks between two compartments to form a longer compartment.
- A ring on one side ensures you can hook the case to somewhere.
- Can be used for storing I.C., chip form capacitors and resistors, small screws, nuts, washers and Lock washers etc.
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- L White Mens Slim Body Shaper Tummy Belly Fatty Underwear...
- $10.49
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text:
Wizard of Oz: 75th Anniversary [3D] [Blu-ray] [Blu-ray/Blu-ray 3D] [1939]
- Release Date: 10/01/2013
Best Buy is dedicated to always offering the best value to our customers. We will match the price, at the time of purchase, on a Price Match Guarantee product if you find the same item at a lower price at a Designated Major Online Retailer or at a local retail competitor's store.Here's how:
- If you find a qualifying lower price online, call 1-888-BEST BUY and direct a customer service agent to the web site with the lower price, or when visiting a Best Buy store, one of our employees will assist you.
- On qualifying products, Best Buy will then verify the current price to complete the price match.
Exclusions apply including, but not limited to, Competitors' service prices, special daily or hourly sales, and items for sale Thanksgiving Day through the Monday after Thanksgiving. See the list of Designated Major Online Retailers and full details.
Ratings & Reviews
Special Features
- Including all-new feature-length documentary
- The making of the Wizard of Oz - Discover how this unprecedented production overcame the odds to become a movie classic and an integral part of American culture
- Plus Commentary by Historian John Fricke with the film's cast and crew
- Sing-along feature
The third and definitive film adaptation of L. Frank Baum's 1900 children's fantasy, this musical adventure is a genuine family classic that made Judy Garland a star for her heartfelt performance as Dorothy Gale, an orphaned young girl unhappy with her drab black-and-white existence on her aunt and uncle's dusty Kansas farm. Dorothy yearns to travel "over the rainbow" to a different world, and she gets her wish when a tornado whisks her and her little dog, Toto, to the Technicolorful land of Oz. Having offended the Wicked Witch of the West (Margaret Hamilton), Dorothy is protected from the old crone's wrath by the ruby slippers that she wears. At the suggestion of Glinda, the Good Witch of the North (Billie Burke), Dorothy heads down the Yellow Brick Road to the Emerald City, where dwells the all-powerful Wizard of Oz, who might be able to help the girl return to Kansas. En route, she befriends a Scarecrow (Ray Bolger), a Tin Man (Jack Haley), and a Cowardly Lion (Bert Lahr). The Scarecrow would like to have some brains, the Tin Man craves a heart, and the Lion wants to attain courage; hoping that the Wizard will help them too, they join Dorothy on her odyssey to the Emerald City. Garland was MGM's second choice for Dorothy after Shirley Temple dropped out of the project; and Bolger was to have played the Tin Man but talked co-star Buddy Ebsen into switching roles. When Ebsen proved allergic to the chemicals used in his silver makeup, he was replaced by Haley. Gale Sondergaard was originally to have played the Wicked Witch of the West in a glamorous fashion, until the decision was made to opt for belligerent ugliness, and the Wizard was written for W.C. Fields, who reportedly turned it down because MGM couldn't meet his price. Although Victor Fleming, who also directed Gone With the Wind, was given sole directorial credit, several directors were involved in the shooting, included King Vidor, who shot the opening and closing black-and-white sequences. Harold Arlen and E.Y. Harburg's now-classic Oscar-winning song "Over the Rainbow" was nearly chopped from the picture after the first preview because it "slowed down the action." The Wizard of Oz was too expensive to post a large profit upon initial release; however, after a disappointing reissue in 1955, it was sold to network television, where its annual showings made it a classic. ~ Hal Erickson, Rovi
Cast & Crew
- Judy Garland - Dorothy Gale
- Frank Morgan - The Wizard of Oz
- Ray Bolger - The Scarecrow
- Bert Lahr - The Cowardly Lion
- Jack Haley - The Tin Woodsman
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text:
Bumble and bumble Shine4 oz | Styler, Finisher
see all Bumble and bumble products
Click to leave a review
This ultimate lightweight shine-enhancer delivers feather-light finish and glimmer without causing hair to fall flat.
Key ingredients include Ethylhexyl Ethylhexanoate, Lauryl Laurate, and Isopropyl Myristate.
Ingredient Attributes:
Ingredient Attributes:
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text:
Meet David G. Scott
Dr. David Scott is a board certified, fellowship-trained orthopedic surgeon in Roswell, Georgia. He specializes in disorders of the foot and ankle as well as general orthopaedics.
Dr. Scott is a member of Resurgens Orthopaedics.
Directions to our primary location in
How David G. Scott Can Help You
- Orthopedic Surgeon
- Ankle Injuries
- Bone Fracture
- Bunions
- Disorders of the Foot and Ankle
- Foot & Ankle Trauma
- Foot Injuries
- Foot and Ankle Pain
- Hammer Toe
- Heel Spur Syndrome
- Joint Dislocation
- Joint Strain
- Joint Tears
- Knee Injuries
- Knee Pain
- Ligament Strain
- Ligament Tears
- MCL/ACL Knee Injuries
- Plantar Faciitis
- Sports Injuries
- Tendonitis
- Foot & Ankle Reconstruction
- General Orthopaedics
- Reconstructive Procedures
- Sports Medicine
Accolades for David G. Scott
Professional Distinctions
- Fellowship, Foot and Ankle Reconstruction - Medical College of Wisconsin; Milwaukee, Wisconsin
Professional Affiliations
- American Academy of Orthopaedic Surgeons
- American Orthopaedic Foot and Ankle Society
- Medical Association of Georgia
- Georgia Orthopaedic Society
Board Certifications
- Board Certified, American Board of Orthopaedic Surgery
Office Information for David G. Scott
Primary Location:
1285 Hembree Road
Suite 200-A
Roswell, GA 30076
This information was supplied by or on behalf of the provider.


text:
This does not reserve your product, nor does it guarantee the current pricing. Product will be subject to price changes and/or pre-sales to customers who have pre-ordered this item. To reserve your product, order it today. Don't worry, we won't share your e-mail address with anyone.
To reserve this product today, simply place an order for it. We will not charge your credit card for this product until it actually ships. You may cancel your order at any time prior to shipment, at no cost to you, by calling 1-866-805-9385, 7 days a week.
Product No. 5365
Maltese "Iron Cross" shape
Manufacturered from aircraft grade aluminum
Superior durability to stock part