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To Rowhedge by ferry across the River Colne
|14.8km (9.2 miles), 4 hours 15 minutes. For the whole outing, including trains, sights, meals and ferries, allow at least 9 hours 30 minutes.
|2 out of 10
|OS Maps
|Explorer 184 or Landranger 168. Wivenhoe, map reference TM 036 217, is in Essex, 5km south-east of Colchester.
This walk is made up of two loops, one on the Wivenhoe side of the river Colne and one on the Rowhedge side. However, there is no bridge - you need to take a ferry. This means the full walk is only possible at weekends and on bank holiday Mondays between Easter and the middle of October when the ferry at Wivenhoe is working (although you might be lucky enough to thumb a lift across from a boat at other times). You also need to get there at a time to suit the tides (see the travel details below). But it is well worth making the extra effort to fit in this unusual walk. Both parts of the walk are about 7km, so allow 2 hours for each.
Wivenhoe, perhaps because of its proximity to the University of Essex, is a remarkable village bursting with community spirit, with volunteers out there constantly manning the ferry, re-roofing the boat house or washing down the slipways. There are always half a dozen dinghies being made by amateurs in the riverside's Nottage Maritime Institute. From the church and town, the morning's walk is along the mudflats of the River Colne past zones of former dereliction (now in the course of regeneration through new housing), past a £14.5 million flood surge barrier, and past sand-extraction works and lakes created in old extraction craters. Returning to Wivenhoe, catch the ferry over to the village of Rowhedge.
Rowhedge must be the only village in the UK where swans frequently block the main high street. But having circumvented this fearsome obstacle, you go via the church into a wood controlled by the Ministry of Defence and used on occasions as a firing range. The last part of the return journey is, for me, the highlight of the day: passing the lovely Norman Church of St Andrew in Fingringhoe, with its chequerboard design of banded flint, to the former Fingringhoe Mill and on along the John Brunning Walk – mudflats and saltmarshes beside Roman River and a haven for heron, redshank, lapwing, shelduck, kestrels and barn owls.
|Walk Options
|Both in the morning and the afternoon, shorten the walk or retrace your steps as necessary to ensure that you do not miss the ferry. A short cut for the morning walk is given in the walk directions (see the asterisk [*] below). It is also possible to do just the first or just the second half of the walk. The printed ferry timetable (see below) also contains several suggested shorter walks. Buses from Head Street in Rowhedge leave for Colchester every 15 minutes or so.
In the fifteenth century, the twelfth Earl of Oxford was Lord of the Manor at Wivenhoe. He and his comrade-in-arms Viscount Beaumont held out in the last castle to surrender to the Lancastrians. They were imprisoned for over a decade. Beaumont later went insane, was looked after by Oxford and died. Oxford then married Beaumont's young wife Elizabeth. The fine brasses to Elizabeth and Beaumont lie in the chancel of the parish church.
In the 1750s there was a health spa at Wivenhoe, with fashionable folk taking seawater baths at a fee of one guinea for the season.
An earthquake on April 22nd 1884 damaged over 200 buildings, with nearly two tons of brickwork crashing through the roof of Wivenhoe Hall.
The Nottage Maritime Institute (tel 01206 823 029) in Wivenhoe was founded in 1896 by Captain Charles Nottage to 'improve navigation skills'. It has information on the area's maritime heritage, and welcomes visitors from 11am to 4.30pm daily from late April until mid-September (or by arrangement at other times).
The flood surge barrier was completed in 1993 and is designed to resist the highest tide likely to be seen in a thousand years. Sluices ensure the tidal flow is unchanged except when the barrier is closed.
The north wall of the Church of St Andrew at Fingringhoe dates from 1100. The church originally belonged to a French priory in Mersey and was dedicated to their St Ouen, who was Archbishop of Rouen. St Ouen has since been corrupted to St Andrew. Items hidden within the church at the time of the Reformation have recently been uncovered, including a Trinity crucifix.
Fingringhoe Mill closed in the early 1990s. It was a tidal mill in the sixteenth century, with a wheel underneath, but was converted to steam in the 1800s.
Wivenhoe Ferry : www.rowhoeferry.co.uk
The timing for this walk is complicated because of the need to fit in with the varying tide times on the River Colne. In 2015, the ferry operating times are "weekend and on bank holidays ... April to mid October ... approximately 1 3/4 hours either side of high tide". To work out the right train to catch, consult the timetable. To obtain your own copy of the ferry timetable, write to The Secretary, Wivenhoe Ferry Trust, 1 Trinity Close, Wivenhoe, Colchester CO7 9RA and enclose £ 1.20 (plus a donation, if you wish). The timetable is also available from Wivenhoe Bookshop by credit card (tel. 01206-824050). Or you could 'phone the Wivenhoe Ferry Trust's enquires line, tel. 01206-808704, an answerphone, and one of their volunteers will call you back.
Catch the latest train from Liverpool Street Station to Wivenhoe that will arrive at least two hours before the official printed timetable start of the ferry operating period (in the example above, by 12.15pm). This will allow you to do the Wivenhoe leg of the walk first before catching the ferry. However, if this would mean catching a train that leaves Liverpool Street before 8.45am, then catch the latest train that will get to Wivenhoe at least 5 minutes before the start of the ferry operating period and catch the ferry straightaway on arrival: do the Rowhedge leg first, on the far side of the river, and the Wivenhoe leg later.
The fare per passenger is £1.50 from Wivenhoe to Rowhedge and £ 1.00 for the return; £ 1.00 and £0.50 for the over 60s; this is less than the ferry's upkeep cost and the ferry relies on donations to keep it going.
Allow at least two hours for the Rowhedge leg and leave plenty of time to get back to the ferry before the last crossing back to Wivenhoe. If you miss the ferry back, you could catch a bus or a taxi into Colchester.
Note that on some weekends there is no ferry service due to tide times so it will not be possible to do the full walk..
The train journey takes about 1 hour 9 minutes.
On the Wivenhoe side
The suggested lunch place is the Rose & Crown pub (tel. 01206-826371) on The Quay, serving food midday to 2 pm daily, and from midday to 7 pm at weekends.
On the Rowhedge side
The suggested lunch place is The Anchor pub (tel. 01206-728382 on the High Street (80 metres from the ferry's jetty), serving food from midday to 2 pm, and 6.15 pm to 9 pm, Monday to Saturday, and from midday to 8.30 pm on Sunday.
Ye Olde Albion pub (tel. 01206-728972) at Rowhedge Quay does not serve food but welcomes walkers and allows them to eat sandwiches inside or outside – but do please buy a drink. This Free House is a watering hole for lovers of real ale and was CAMRA pub of the year in 2007.
You have several options for tea back on the Wivenhoe side of the river:
The Rose & Crown pub.
The Tudor Tea Rooms on the High Street (closed on Sundays).
The Greyhound pub (tel. 01206-825573) on the High Street, near the start of the walk, now open on Sundays, and serves "Black Sheep" beer.
The Black Buoy pub (tel. 01206-822425) on East Street.
The Station pub (tel. 01206-822991) next to Wivenhoe railway station.
The Nottage Maritime Institute sometimes serves tea and cakes in the afternoon, up to 5 pm.
If you have time for tea on the Rowhedge side, your options are The Anchor pub or Ye Olde Albion pub.
No Major changes. [Pre 2011 editions] A diversion around Cook's Shipyard near start of walk (Wivenhoe leg), minor changes elsewhere.
Use the online version of the walk, if you have an old (pre 2011) edition of the book.
Help us! After the walk, we would love to get your feedback
Upload your photos to the SWC Group on Flickr, and videos to Youtube. This walk's tags are:
Out: (not a train station)
Back: (not a train station)
|By Car
Start: CO7 9DJ Directions
Start walking Large print Using GPS data
National Rail: 03457 48 49 50 • Travelline SE (bus times): 0871 200 2233 (12p/min) • TFL (London) : 0343 222 1234
|© Saturday Walkers Club. All Rights Reserved. No commercial use. No copying. No derivatives. Free with attribution for one time non-commercial use only. www.walkingclub.org.uk/site/license.shtml
Walk Directions
The directions for this walk are also in a PDF (link above) which you can download on to a Kindle, tablet, or smartphone.
The [numbers] refer to a sketch map which is only in the book.
- [1] Coming off platform 2 at Wivenhoe Station, do not go over the bridge but take the tarmac path on its left-hand side, your direction 115°. In 30 metres you pass the Station pub on the other side of the railway tracks. 45 metres further on turn left, go up steps to an earth car road, with King Georges Field opposite. Here you turn right, your direction 80°, keeping straight on, ignoring ways off.
- In 70 metres the road becomes tarmac and you keep ahead, passing a car park with public WCs on your left. In 60 metres, at the High Street T-junction, with the Greyhound pub opposite, you turn right downhill. In 85 metres you pass the entrance to St Mary's Church. In a further 50 metres, bend right with the main road for 10 metres, to continue down to the banks of the River Colne.
- The Walk on the Wivenhoe side of the river
- Turn left, along The Quay.
- In 20 metres you pass the Nottage Maritime Institute on your left-hand side and in a further 10 metres the Rose & Crown pub.
- Continue straight on, along a gravel track next to the riverbank, in 50 metres going over a concrete ramp with a wooden jetty on its right. The route ahead through the former Cook's Shipyard ) is now diverted, permanently - or temporarily until the new residential development is completed.
- Turn left up Bethany Street and in 30 metres bear left around the Black Buoy pub ahead. In a further 30 metres you reach the junction with East Street where you turn right down Brook Street. Bear left, then right, down Brook Street and pass St. John Road (cul-de-sac) on your right.
- 20 metres further on, turn right along a footpath, left of the Estate Road, with temporary metal barriers on your right-hand side and continue along this diverted footpath as it winds through the Bryant Homes development of Cook's Shipyard. In 200 metres your route continues by the Environment Agency's Colne Barrier Flood Control HQ and the barrier itself.
- In 30 metres you are back on the riverbank. In 25 metres you pass the Wivenhoe Sailing Club on your left-hand side. A dismantled railway line runs parallel away on your left-hand side. You walk on the gravel and stone surfaced sea wall path, in 50 metres going through a wooden swing gate and barrier.
- In 100 metres ignore steps down to your left [A] (this is where the walk rejoins the sea wall path towards the end of the 'Wivenhoe side' leg of the walk – see below). In a further 50 metres, you pass the sand extraction workings on the other bank.
- 280 metres past these workings, you go through a wooden kissing gate, some 10 metres past a wooden plank seat on your left, and continue on the sea wall path. In another 280 metres you pass a wrought iron metal bench on your left-hand side. In 270 metres, just as your path is entering trees, ignore a wooden kissing gate to the left [2].
- If you want a short cut back to town, take this path and in 400 metres you come to a lane T-junction where you go left – see the asterisk [*] below – rejoining the main walk.
- But continuing with the main walk: the path bears right and you continue ahead, ignoring ways off and in 330 metres you cross a path with a footpath post on your left and continue onwards. In 140 metres you have a choice of either forking right on a path (between 8 inch wide lichen covered concrete gateposts), your direction 210°, back down to the riverbank, to continue for 200 metres by the riverbank before rejoining the 'upper' path, or just staying on the 'upper' path.
- If you have kept on the 'upper' path, continue ahead, ignoring ways off and in 500 metres with the red-brick Alfresford Lodge (marked on the OS map) on your left-hand side, at 50° from you, fork left at a path junction through concrete posts, your direction 120°, to continue with a fence and field on your left-hand side. In 125 metres ignore a grassy way to your left. In a further 240 metres, you pass the remnants of a derelict pier on your right-hand side, with abandoned towers with pulleys which once carried overhead conveyors away to your left.
- In 100 metres [3] turn left on an earth car road, your direction 50°. Go straight on, as the road surface becomes tarmac, ignoring ways off, gently uphill. In 170 metres you pass sand extraction works to your left-hand side, and then a giant sand extraction crater to your right. 250 metres further uphill, [!] take the signposted public bridleway left, by a house called Broomlands, your direction 295°, on a concrete road. In 80 metres go under a red-and-white height restriction barrier to continue along the concrete road, with a lake away to your right-hand side. In a further 230 metres,[!] 5 metres before a pedestrian sign, fork left, avoiding Alfreston Lodge Road, to continue parallel to the quarry road, going through a metal fieldgate in 25 metres.
- In 190 metres, where your track begins to have hedges on both sides, fork left to continue in the same direction, now with the hedges on your right-hand side. In 150 metres [4] turn right through a wooden swing gate and turn left [*] to rejoin the tarmac lane and continue on towards town, your direction 335°.
- In 400 metres you go through or around a metal fieldgate; there is a house, Alfresford Grange, to its left-hand side.
- In 200 metres ignore a private road to the left. In a further 270 metres, you come out on to a main road where you turn left , your direction 305°.
- In 110 metres [5], opposite the driveway of a house called The Chase, go left through a metal kissing gate, your direction 260°, on a path gently downhill through trees and bushes. In 280 metres go through another metal kissing gate and onwards. In 220 metres go over a stile and turn half right over the disused railway bank and along a grassy path across a water meadow, heading back towards the riverbank.
- In 225 metres climb up steps ([A], see above) and turn right back along the sea wall path and you need to retrace your steps into town, to the Rose & Crown pub. The ferry is 25 metres beyond the pub
- The Walk on the Rowhedge Side of the river
- Take the ferry to Rowhedge. From its jetty turn left across a green to The Anchor pub, the suggested lunch place this side of the river. Ye Olde Albion pub is another 100 metres further down the High Street.
- To continue the walk: opposite the Anchor pub, turn uphill on Church Street. In 120 metres you bear left into the churchyard of the Church of St. Lawrence.
- In 45 metres you pass the church on your left-hand side and in 25 metres you go on out of the church gates on the other side, to continue along Church Hill . In 50 metres, at a road crossing, with house No.17 on your left-hand side , go left, due south, on Taylors Road.
- In 70 metres you come to a T-junction [6] where you go right on Parkfield Street. In 50 metres you go through a metal swing gate on a signposted public footpath, straight on, with a sports field and a line of trees ('each a living memorial to those in the village who died in the war') on your right.
- In 200 metres go through a metal barrier into the wood and onwards, ignoring ways off.
- In 60 metres, having swung left with the path, ignore a path down to the left and bear right. In another 60 metres, at the start of a wooden fence and houses to your right-hand side, ignore the narrow path down to the left and steps down to the right. Then in 50 metres, by a footpath post, ignore a path to the right and fork left, your initial direction 230°.
- In 75 metres you come to a concrete road, with a public footpath signposted right but you go straight across, your direction 230°. In 12 metres you pass between two concrete bollards and bear left.
- In a further 65 metres by a footpath post fork right (where going left would lead to a burial ground in 35 metres) , your direction 260°. There is a large and rather lovely lake down off to your right-hand side.
- In 150 metres you come to a tarmac road [7], which you cross and then pass through a wooden kissing gate and into Ministry of Defence land. You nevertheless continue on, following the public footpath sign, your direction 295° initially. In 30 metres the path bears left and in a further 70 metres ignore a signposted fork to the right and keep on the main path, your direction 240°.
- In 220 metres you come to a path crossing where you go straight on, along a more minor path, marked by a (possibly overgrown) low post on the left with yellow paint on top, your direction 260° initially, soon swinging left then right.
- In 60 metres, at a clearing, you ignore the way your path seems to be going right, to carry straight on. Bear right with your main path 35 metres later, your direction 325°. Keeping straight on, in 50 metres you come to a car-wide earth track and path junction where you go left on this track, your direction 265°.
- In 30 metres you cross a car-wide track to continue more or less straight on (slightly to your left), your direction 230° and with a fence on your left-hand side.
- Ignore all ways off to stay on the main way. In 100 metres ignore a stile on your left and in a further 40 metres ignore a track to the left, to keep straight on. In a further 400 metres, having ignored several ways off, ignore a grassy car-wide fork left to keep on your main track. In 145 metres you cross a path (by a sign warning of the Military Firing Range) to keep on the main track. In 200 metres you pass a heavy metal fieldgate, to go out through bollards on to a lay-by of the B1025 [8], where you go left, in 25 metres joining the B road. Continue ahead along the left-hand verge of the road and in 200 metres you cross over Roman River to go immediately left on Haye Lane, signposted Nature Reserve..
- In 400 metres, towards the top of the hill, [9] with Woodside Cottages on your right, you need to go left on a gravel car lane , signposted Byway, your direction 80°, in 30 metres passing the entrance to Haye Cottage on your right.
- In 320 metres you pass Haye Farm on your left-hand side and in 750 metres West House Farm (both marked on the OS map).
- In 80 metres at a triangular green with a sign in its middle for Fingringhoe, fork left, your direction 75°, coming to the main road [10] in 35 metres, where you go left, your direction 45°.
- In 25 metres you pick up a path parallel to (and to the right of) the road, to continue on.
- In 150 metres you rejoin the main road to go onwards. In 120 metres you pass the Whalebone pub on your left-hand side, to keep straight on to the Church of St Andrew's, Fingringhoe.
- In 100 metres take the public footpath signposted to your left, your direction 350°, down the private drive of Mill House. In 125 metres you walk down the right-hand side of Roman River Mill, on the tarmac road. At the end of its garden, on the right-hand side, go down steps and over a stile, to go downwards on to the John Brunning Walk, your direction 10°, on a grassy path between wire fences.
- In 60 metres go over a stile onto a wooden footbridge with two handrails, by Roman River. In 60 metres swing left with the path and in a further 50 metres, ignore the stile to the left, to keep right on the John Brunning Way , following its arrows and keeping beside the river.
- Ignore ways off. In 200 metres, with a footpath post on your right, ignore the path ahead and bear right down to the river , your direction 120°. In a further 200 metres go over a bridge with metal handrails. In 130 metres ignore a signposted fork to the left.
- In 70 metres [11] go up three steps ahead (by a sign saying 'Danger. Proceed with caution'). Bear right and in 60 metres at a T-junction, with a warehouse directly ahead, turn right, then bear left with the path. In 275 metres you are now back beside the River Colne, and your right of way is straight along the riverbank. After 100 metres you proceed along the edge of a concrete wharf, with warehouses to your left. In 160 metres, at the end of the wharf, [!] you see a half-hidden public footpath sign on your right, behind a raised metal water tank. Go down three steps and continue on, with the river immediately on your right-hand side, your direction 280° initially.
- In 85 metres, by the entrance to (what was) Northern Wood Terminals Ltd, go right on their driveway, your direction 335°, and proceed down the road ahead, in 150 metres passing Ye Olde Albion pub on your left, then on to the ferry in Rowhedge. Take the ferry back to Wivenhoe.
- From the Ferry back to the Station
- At the quay in Wivenhoe, if you wish to stop for tea, head for one of the recommended places, then make your way back to Wivenhoe railway station, initially reversing your outward route back to the High Street, then turning left on Station Road, in 225 metres, passing The Station pub on your left-hand side, with Wivenhoe Station on your right. The nearside platform is the one for trains back to London.


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- - Measurements taken from a shoe size IT 38.
- - Italian sizing.
- - This style runs true to size.
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Snake-Murder-Scene: Mild HorrorMature
Clara opened the door slowly, scared. She had noticed that the pane of glass near the top had been smashed and splintered. Though she expected to see some form of a murder-scene, nothing could prepare her for the horrific sight in the living-room.
A woman, about thirty-two years old, lay dead on the floor. Her eyes had been gouged out, and small, black spiders were crawling in huge amounts from the empty, bleeding eye-sockets. Parts of her body had been hacked apart by blade, visible through her dress, which was slashed and blood-stained. The strangest thing about the scene, was two glossy black-scaled snakes, with wide eyes that were completely white, were twisting around the woman's neck, bruises visible on the parts of her neck that weren't concealed by the coils of scales.
Clara ran upstairs to finish investigating the scene. Some splatters of blood were on the stairs, the floor and the walls.
In the next room, the discovery was equally terrible.
Two young girls, one aged eight, one aged five, lay in their beds, pools of blood all around them, wrists and throats slit. Two more snakes were around each of their necks, all pale, thin, glossy white ones, with crimson eyes.
Back downstairs, Clara found a bloodstained note pinned to the doorframe of the living room. It read -
I said you were going to pay for what you did to me. I always keep my word. I hope you rot in hell, bitch. Anna and Keri didn't have to die. It's your fault, you made me do it. I only hope your death was PAINFUL.
The note, obviously, wasn't signed. But the message was scarring, Clara could hardly read the crazed scrawl, but what she could read disgusted her, scared her.


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Having problems with your Casio Exilim EX-S500 Digital Camera ?
Casio Exilim EX-S500 Diaphragm Problem
\015 Hello. \302\240I was taking pictures today with my camera, which is about 2 years old and after about 4 normal shots, the pictures started coming out way overexposed. \302\240I've noticed that the diaphragm in the objective does not react to the dark or a bright light. It remains completely open. \302\240I've tried to reset the camera by removing the battery, but that had no effect. \302\240Anyone has any suggestions before I take this puppy apart? \302\240If so, they will be greatly appreciated.\015
Answers :
All casio lens are pretty easy to replace if you get a as is camera from ebay with a broke LCD than your set disconnect the two ribbon cables and pry back the snap clips and out comes the lens connect the ribbon cables first and snap the replacement lens in. Test the camera befour putting it back togeather if it works good wala you just fixed your camera. Also make sure that you put the right screws in the right holes because to long of a ***** in the wrong hole and pow you just blew the main board and watch out for that flash compasitor it can bite you hard. lol Take it from some one who knows.
Well, on mine the problem was inside the lens assembly. There is a ribbon wire that runs along the inside wall of the lens housing (that powers the diaphragm motor) and, as the lens is retractable and there is a zoom mechanism, it forms a loop, so it can extend and retract along with the housing. In my camera, this wire formed a crack right in the middle of that loop. The crack does not extend along the whole width yet, so in certain zoom positions there actually is an intermediate contact, so that the diaphragm actually works if you use the intermediate zoom, but does not work in max or min zoom positions.
As for fixing it, the only thing you can pretty much do is to replace the whole lens assembly. That wire is a branch of a bigger one that powers other motors in the lens, so you can't really remove it easily, and besides, no one carries it by itself. The new lens assembly is $380 from the parts supplier. So I just bought a broken camera off ebay for 9 bucks, with a functional lens. When it comes in, I'll just replace it. The replacement part is actually pretty straight forward. The lens assembly is held by 3 snap tabs, so just disconnect the wires for the CCD and the motors and remove the assembly.
As for fixing it, the only thing you can pretty much do is to replace the whole lens assembly. That wire is a branch of a bigger one that powers other motors in the lens, so you can't really remove it easily, and besides, no one carries it by itself. The new lens assembly is $380 from the parts supplier. So I just bought a broken camera off ebay for 9 bucks, with a functional lens. When it comes in, I'll just replace it. The replacement part is actually pretty straight forward. The lens assembly is held by 3 snap tabs, so just disconnect the wires for the CCD and the motors and remove the assembly.
Repair Help & Product Troubleshooting for Casio Exilim EX-S500 Digital Camera
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Casio Exilim EX-S500 Diaphragm Problem
All casio lens are pretty easy to replace if you get a as is camera from ebay with a broke LCD than your set disconnect the two ribbon cables and pry back the snap clips and out comes the lens connect the ribbon cables first and snap the replacement ... Casio Exilim EX-S500 Digital Camera
Problem: I have a problem with sony cyber-shot DSC-S500. I could not dowload any files from the Sony cyber-shot to my pc (windows 7 system). I try to connect to a dvd player, and I could see the files stored inside sony cyber-shot card memory. Is there a problem with usb drivers? Where could I get them and fix the problem. Thank you.
Hii think your cam got viruses and u need to check it with antivirus 1 - connect the cam to computer2 - scan the cam with your updated and registerd anti virus ... Sony Cyber-Shot DSC-S500 Digital Camera
Black screen i have a problem with my camera. model is samsung s500. eer... the problem is, when i open it up it always show a black surface in the screen. when i try to capture an image, in quick view it's also black. i wonder if something is stucked inside that blocks the camera. hope this have a solution.. i really need my camera.. i have so many projects that i have to use it. :(
Samsung digimax s500 displace low light ... Samsung Digimax S500 Digital Camera
Nikon CoolPix S500 shows colored lines on lcd and in photos where the lights are bright. I have restored settings tried using it with no flash, soft flash, and auto flash and the problem continues. Noticed the lines on the lcd over a year ago and it has progressed to brightly lit photos also now. In some photos lighter colors also show up with the lines. ie. My daughters blonde hair in the light looks almost transparent with all the lines running through it. Is this a lens problem? Is there
... Nikon COOLPIX S500 Digital Camera
Exilim S500 Have the same problem with the Casio S500 as all of the other owners and want to try the reset option but don't know how. Can you offer some advice on this action?
Hi - You can download the manual by clicking the link underlined in blue below:Exilim EX-S500See page 119: ... Casio Exilim EX-S500 Digital Camera
Sorry to hear you are having this issue. well the problem is your lens. the internal shutters have locked up and are stuck shut the lens needs replacement. repair run any where from 75.00 and up in most cases.i repair these all of the time.let me kno ... Casio Exilim EX-S500 Digital Camera
Focus Problem How to fix the focusing problem of Samsung DIGIMAX S500 Digital Camera If it s Blurry?
I have the same problem. =( ... Samsung Digimax S500 Digital Camera
Pentax Did you ever get an answer on your pentax problem. I have a similar problem with my Pentax K10 - the Diaphragm release isnt working properly, my photos are dark as a result.
No.. someone sent me copies of photos of the mechanism. In my case, the little level that controls the aperature is not going back into place but no one seems to know how to take it apart and reset it. I will eventually take it apart very carefully ... Digital Cameras
Hello, our samsung digimax S500 gives problems.
HI! ITs inevitable. Even mine does it when theres light. You will just need to find a perfect spot that has lesser light. ... Samsung Digimax S500 Digital Camera
Date/time/resolution problem w/ Ex-S500
There ccan be 2 problems that cause this. First most backup memory us powered by a button battery. They can be hidden and sometimes had to locate may require a fingernail to lift a panel. On the cano cameras its under a little door where the USB plug ... Casio Exilim EX-S500 Digital Camera
Sony Cybershot DSC-S500 bad photo resolution problem
It happens to me too. My Sony DSC -S500 is very old also bad resolution happens . It is 7 years now. and replacing it would be hard for me. ... Sony Cyber-Shot DSC-S500 Digital Camera
Big Problem with Samsung Digimax S500 PLEASE PLEASE PLEASE HELP!
First try to do the ff:-try to power reset (take off battery for 1-2 mins & put battery back)-BP tried using fresh batteries\015\012(try to replace battereis for your camera)\015\012\015\012If you ahd tried tho ... Samsung Digimax S500 Digital Camera
I have the same problem as this person: - Canon PowerShot S500 IXUS 500 Digital Camera
Hi!There could be two causes - a dead CCD or a broken shutter cable inside the lens (so the camera is not able to open the shutter) - they both are common problems with the camera and are expensive to repair. I don't think it's worth it. ... Canon PowerShot S500 IXUS 500 Digital Camera
I have problem in camra dgimax s500
Take the card out and there is a type of switch on the side flick it up or down and it chould be unlocked ... Samsung Digimax S500 Digital Camera
Old motors and mechanism is eating too much power, thats what you will expect after three or more years using your unit. Digital cameras lasts for about three years working in good condition, after that expect your head to turn using that cam. ... Fuji FinePix S5000 Digital Camera
Everytime i connect my dsc s500 camera to my computer,i get a responce that there are no pictures found on the camera,what could be the problem.
Consider NOT connecting your camera to your computer.The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer ... Digital Cameras
Sony Cyber-Shot DSC-S500 Digital Camera Problem
Ok there are two possible answers to your problem.\015\012\015\012First and cheapest, go to Sony's website and purchase the CD directly from them. It only costs 5 bucks, and it can be nice to have around. Here is a link, http://servicesales.sel.son ... Sony Cyber-Shot DSC-S40 Digital Camera
Help I have a samsung s500 digital camera when i turn it on it only beep 3 times and turn off. what can i do to fix it. I put new batteries and still the same problem.
Same thing here ... Samsung Digimax S630 Digital Camera
Samsung Camera I have a Samsung Digimax S500. I have ahd it for a year now and all of a sudden ti stopped working. It will turn on then there is this weird picture in the corner of the screen and wihtin ten seconds it turns off. Do you knw what the problem is and if there is a way to fix it?
Hi,I can only venture a guess. For some unknown reason(s) the camera's firmware/memory has developed a fault and is displayed as an artifact in your screen. This is probably also the reason it auto shuts down.For problems such ... Samsung Digimax S500 Digital Camera
Problem for Canon PowerShot S500 / IXUS 500 Digital Camera The screen is black when trying to take a picture.
Can you still take pictures and if so can you download them and the image shows up? If so this means the LCD itself or an internal connection is bad/defective. You will want to have the camera serviced.You can find a service location and arrang ... Canon PowerShot S500 IXUS 500 Digital Camera
Okay ..so here's the thing. i have a Sony Cyber-Shot DSC-S500 and i think its perfect eventhough there are new cameras but right now i cant afford it and buy a new cam. the problem is that the battery locker ( i dnt know wht do we call it, but its the plastic piece we use it for holding or locking the batteries ) is broken. and it cant be closed unless i rapped it with some scotch tape...:( its devastating...is there anyway to fix my battery cap( or locker)? thx and sry for my bad english :S
Https://servicesales.sel.sony.com/ecom ... Sony Cyber-Shot DSC-S500 Digital Camera
I have a Cannon Powershot S500 and the screen is black with purple lines going thru it. This is the first time it happened. I tried turning it off and on, changed the battery but same problem appears.
You could be in luck hereSony made the screen and this is a known prtoblem. i have included the details here for you to make your claim against Canon. Several years ago, Sony turned out a bad batch of CCD sensors.They were sus ... Canon PowerShot S500 IXUS 500 Digital Camera
Jammed lense recently dropped our s500 and now the lense jams up it will retract a little before making a bep noise then turning its self off thats the only problem
Same, one day i was just taking a photo and the lens jammed.\015\012I took the camera from the place i bought it and asked for it to be\015\012repaired ( warranty repair) it took them 3 months to repair it. Now\015\012when i got it back the SD ... Samsung Digimax S500 Digital Camera
S500 problem when i turn the camero one bits 3 times and it shuts down, the lens is out all the time and does not close
Same problem, It could be because lens is blocked?Help ... Samsung Digimax S500 Digital Camera
Samsung s1050 HI, I bought a samsung s1050, and after using regular batteries my camera will not turn on. i called samsung and they told me to buy batteries with a 2400 mah. These new batteries have been placed in, but still there is no power to my camera. please assist me soon as i have moved out of the US and have a trip to Italy in less than 4 weeks. Thanks a lot! I have an S500 digital samsung camera, and the same problem persist, I have bought new rechargeable batteries for the camera,
Rechargible batterys need to be charged before used on anything ... Samsung Digimax S500 Digital Camera


text:
Ronseal Fence Paint Sprayer
This Ronseal fence paint sprayer is suitable for Ronseal water-based spray able products.
- Next Day Delivery . Order by 7pm (2pm Sunday) for next day delivery. (note that this will be subject to different terms and conditions)
Product info
Features and benefits
This fence paint sprayer has 3 power settings for improved accuracy, control and speed. It has a narrow setting for intricate areas and wide setting for speed across large areas. It's compatible with Ronseal Sprayable Fence Life tubs and conveniently clips straight on to the tub.
Tech specs
|Brand :
|Suitable for :
|for Ronseal water-based spray able products
|Litre capacity :
More information
- Accuracy for the fiddly areas
- Control where you need it
- Speed to get the job done fast


text:
Exercise and the Ever-Smarter Human Brain - NYTimes.com
Jared Sperli stashed this in life
Stashed in: #health, Science!, Fitspo, Brain, Awesome, Health, Brain
Anyone whose resolve to exercise in 2013 is a bit shaky might want to consider an emerging scientific view of human evolution. It suggests that we are clever today in part because a million years ago, we could outrun and outwalk most other mammals over long distances. Our brains were shaped and sharpened by movement, the idea goes, and we continue to require regular physical activity in order for our brains to function optimally.
Gretchen Reynolds on the science of fitness.
The role of physical endurance in shaping humankind has intrigued anthropologists and gripped the popular imagination for some time. In 2004, the evolutionary biologists Daniel E. Lieberman of Harvard and Dennis M. Bramble of the University of Utah published a seminal article in the journal Nature titled "Endurance Running and the Evolution of Homo," in which they posited that our bipedal ancestors survived by becoming endurance athletes, able to bring down swifter prey through sheer doggedness, jogging and plodding along behind them until the animals dropped.
Perhaps the REASON our brains were encased in meat is BECAUSE that would be a reminder to exercise the meat?


text:
Escaping the Fire
"I can only guess what kind of stuff they serve here," I said, looking at what Vicki had brought us as she returned.
"You good girl," I smiled looking at the can of Diet Coke in her hand, "But come on, where's my Pabst?"
She laughed, "Mara, I'm going to keep an eye on you." She handed me a Diet Coke.
"You know," I said, "You never gave me an answer about coming to that gallery opening this weekend."
"Oh," she blushed, "I forgot."
"Oh, come on, it will be super fun," I tempted, "This guy painted all these crazy Tretchikoff rip offs of Jayne Mansfield. It's unreal. Plus, there's an after party. With Pabst."
"Hey," a voice said. We looked up. I rolled my eyes and groaned.
"Hi Vicki," The guy said, fit to burst. He paused and stood there staring brazenly at Vicki silently for a moment.
"Um, hello? Am I not even here?" I said, scowling at him.
"Oh, hey Mara," he said, looking over at me nervously like at any minute I might bludgeon him to death with a nearby lamp.
"Eric," Vicki said excitedly, nearly jumping from excitement. She looked at me pleadingly.
"Go," I ushered, "I'll be fine, I brought Dead Souls." I reached for the book in my bag and waved it.
"You sure?" She said looking concerned.
"Really, Nikolai Vasilevich Gogol is practically sanctuary compared to this," I said slumping back down into the couch cushions.
I let myself absorb the book, drifting slightly off with my infamous deep literary concentration.
"Whatcha doin'?" A voice interrupeted. I sighed to myself. Jesus F'ing Christ, was this interrupt Mara night or something?
"I'm fixing a car, what does it look like I'm doing?" I growled back as I looked up at another dumb jock.
"Um…hey, weren't you in my English 402 class?" He said with a look of vague recognition.
"Oh…yeah," I said frigidly, "How did you even get into that class anyway?"
"Some kind of mix up or something. Wasn't Professor Ash a deusche? I hated that frickin' book we had to read, The Doomie Brothers?" He said, looking perplexed.
"You mean The Dharma Bums?"
"Whatever. It sucked," he said.
"You're a loser. Jack Kerouac was like, a god. The Dharma Bums was an amazing book. I've read it like five times," I argued.
"Well, I didn't even read it. There weren't any good pictures to look at," he shrugged.
"You have no imagination. Or a soul," I said, getting up and walking out angrily. I was done with this party. I crawled through the crowds of people and out into the perfectly manicured yard.
Vicki flew out the front door behind me, "Mara?"
"I knew you'd follow me," I laughed bitterly.
"Are you ok?" She asked asked, looking her my shoulder.
"Peachy," I grimaced sarcastically.
"Your terrible!" She laughed rolling my eyes at me. I stopped in the middle of the lawn, crossed my arms and glared at her.
"Can we just go home? Or possibly somewhere far, far away from this...place." I whined.
"Fine. But we're going to my house, I can't take you back to your cave of depression just yet!" She laughed heading to the car with me.
"Ugh, fine," I moaned, crawling my way into the passenger seat.
"The party was lame anyways," She said, disguising her obvious hurt from being separated from her dear, and precious Eric. Kill me, please.
"You're such a bad liar, Vick," I said rolling my eyes and clutching my book protectively to my chest.
"What do you mean?" She asked.
"You practically had an anuerism when Eric said 'hey'. You aren't fooling anyone. But, whatever. Thanks for following me. Now I remember why I haven't been out of my house in weeks," I said as we got into the car. Vicki started the engine, and as we were about to pull out, we both saw Eric in the yard with…
"Sadie Ashmore?" Vicki gasped, her eyes as big as headlights.
"God, isn't she like, fourteen? That is so gross. Oh, wait, that's Eric. I mean…is he Vladmir Nobokov now?" I said. Vicki just sat there looking hurt.
"Vicki?" I said, prodding her arm, "Vick? Are you okay? Do you want me to go kick his ass or something? Because I totally could. I'll go all Tura Santana on that guy!" I reached for the door handle with determination.
"No Mara…" she said, trailing off.
"Let's go get nachos at the 711," I suggested, "That always makes me feel better."
Vicki sat where she was, a solitary tear streaking down her cheek.
"Oh my god, get out of the car, now," I demanded. She gave me a pleading look and got out. I followed and got into the driver's side, Vicki got into the passenger seat and I rummaged in my bag, pulling out a cd case.
"I know you kidnapped me and all to try and rescue me from myself, but I think that you're the one that needs to be kidnapped right now. You've been hiding your feelings about Eric for way too long. This is like the cherry filling inside the pie," I said.
"Don't you mean the icing on the cake?" Vicki sniffled.
"Yeah, but I like pie better," I said sticking Tom Wait's Rain Dogs into the cd player and switching onto track four, "We should get some, now that I mention it. Pie sounds really good, doesn't it? Geez, I sound like a pregnant woman sometimes."
Vicki laughed a little, hiding her face behind a solid sheet of her perfect long, blonde hair. I turned up the music, rolled down the windows and drove.


text:
IBM Platform LSF Basic Configuration and Administration for Linux (H010G)
Who should attend
System administrators who will implement the LSF cluster and who will be responsible for managing and administrating the LSF cluster.
You should:
- be familiar with UNIX/Linux
- and have basic UNIX/Linux system administration experience
No previous experience with IBM Platform products is assumed or required.
Course Content
This course teaches IBM Spectrum LSF 10.1 version.
The course is designed to give system administrators the knowledge required to implement and maintain LSF in their working environment. They will gain a solid understanding of workload resource management, cluster configuration and administration. The workshops provide valuable experience with the installation of LSF, cluster configuration and administration. The system administrator will also learn helpful hints and tips and develop fundamental troubleshooting skills.
Classroom Training
Duration 3 days
Price (excl. tax)
- Germany: 2,290.- €


text: BEDFORD, Mass., July 2, 2012 /PRNewswire/ -- Aware, Inc. (NASDAQ: AWRE), a global provider of biometrics and medical imaging software, today announced the availability of AccuRad REM Server software for use by healthcare providers to record and monitor the radiation doses delivered by their CT scanning equipment as required by California state law as of July 1, 2012. The legislation also requires that dose data be electronically distributed to PACS systems and that errors in dose delivery be reported. AccuRad REM Server is a centralized software application that runs on a healthcare provider's network and receives dose data from radiological equipment including CT scanners and fluoroscopy equipment. It can then distribute the data in standard-compliant form to radiology reporting systems, PACS, and external data registries. It also provides advanced reporting functions through a browser-based user interface that clinicians can use to perform statistical analysis on the data. "AccuRad REM Server simplifies SB 1237 compliance, but also integrates dose data into third-party reporting systems and enables analysis that can help clinicians reduce risks associated with radiological exams," commented Joe Kushi, Director of Sales. "It leverages Aware's expertise in imaging along with critical features of the mature AccuRad ImageShare Server platform, making it the most advanced solution currently available for dose monitoring." More Information about AccuRad REM Server Dose data is received from newer scanning equipment models in the form of digital structured reports (SR) that are either proprietary or compliant with DICOM and the IHE REM Integration Profile. From older equipment, AccuRad REM Server applies optical character recognition (OCR) to read image-based textual data and then structure the data in compliance with the IHE REM Integration Profile. It supports nearly all leading equipment models, and older legacy equipment can be quickly added to the list of supported systems. AccuRad REM Server stores and analyzes the dose data as it becomes available in order to calculate exposure information in near real-time. This allows clinicians to produce customized reports that summarize exposure estimation information by physician, modality, time/date, institution or other user-defined queries. It provides a rich, web-based user interface that enables direct access to exposure information as well as summary information through interactive statistical analysis tools. Reports can be manually created or automatically run at predetermined intervals. AccuRad REM Server can be used in conjunction with third party reporting solutions to automatically populate radiology reports with dose data. It can also generate customized dose estimation information according to the IHE REM Integration Profile and upload the data to the American College of Radiology (ACR) Dose Index Registry (DIR) for comparison to external results.


text:
The Friday Radar: June 28, Lazy Summer Edition
How did we get HERE? To the blistering, armpit-shadowed, I-can't-believe-I-thought-a-late-June-wedding-was-a-good-idea mark of the summer? Happened fast, didn't it? All I feel like doing is floating in a pool, dreaming about how crisp fall weddings will be. Are you with me? To quench your summer thirst, Noelle will give you some… Read More →


text: Blogs Science and Technology Bob Ross Plus Google's DeepDream A.I. Is Utterly Terrifying Watch Bob Ross through the eyes of A.I. By Graham Templeton, from Inverse Musings Quitter #7: November Quitter #7 Economy Boycott Trump Nickel and Dimed in 2016 Unheard Voices As You Come Home: Immigration, Reunion, and the Continuity of Power An Interview with Julia Eff Forward A Clash of Paradigms Conversation Requires Listening Politics Making Sense of the Deportation Debate Forbidden Questions? Arts and Culture Watch New Fleet Foxes Video, "Fool's Errand" An Interview With Anne Trubek, Author of 'The History and Uncertain Future of Handwriting' Environment War in the Gulf (No, Not That Gulf!) Bob Inglis Takes a Stand on Climate Change Community A More Equitable Economy Exists Right Next Door Photo Essay: Commemorative Journey to Auschwitz-Birkenau The Periscope Brothers Reunite in Song Musical Connections Comics Victory at Elsipogtog Edge Desert Mind and Body Without Care There Is No Democracy: A Cognitive Approach to Beating Trumpism MDs Now Prescribe Walking as a Boost to Health Food How One Farm is Reinventing Agriculture for Better Food and a Brighter Future Healthy Snack Invented on Indian Reservation Now Faces Stiff Corporate Competition Abstract Notions William Basinski and the Music of 9/11 A Time for Being Sick Media Winners and Losers in Our New Media Moment Forsaken Handwritten Letters Hi Tim Humor Is In the Mind of the Beholder Unmentionables Town Square What America's Most Walkable Suburb Can Teach Towns Everywhere Solutions for a More Walkable America Literature Book Review: Encyclopedia of Trouble and Spaciousness Book Review: Mass Incarceration on Trial Better Business Worker B Returns to Raw Honey B the Change with Certified B Corps Invisible Ink Foraging & Feasting Living the Eco-Design Dream Fugitive Moments Visions of Sochi How to Win the War on Poverty Change Our Story Song Premiere: Peter Buffett - Already Flown A Wyrd Story Realizing the Vision Welcome to the (Don't Be) Evil Empire In Praise of Darkness (and Light) Mind the Gap The Trouble with Tough Guys The Mayan Warning We Should Heed The Sweet Pursuit How to Live without Regrets Kombucha: A Microbrew for What Ails You Wild Green If That Toilet Paper Is Brown, It Must Be Green Beaches, Babes, and Conservation: What's Wrong With That? Fighting Words Remembering Sam Rivers Will the Next Ralph Nader Be a Conservative?


text:
As she looked around the camp, underneath the overhanging rock, she saw Skystreak giving the orders for what to do today. After a few more moments of watching, Dawnwing noticed what looked like a dawn patrol being sent out. Had she missed out on going on anything today? Perhaps she could just go out on her own and hunt. She was sick and tired of that already, but if there was nothing else she could do to prove her loyalty to StormClan, she would do this. Heading over to where the deputy was, she loudly questioned,
"Is there something I can do?"
'If there isn't,' she thought darkly, 'I'm going to be very upset.'
"Of course there is, Dawnwing," replied Skystreak, "you can hunt with Dapplepaw while Darkripple is sick."
Dipping her head in relief as well as gratitude, Dawnwing glanced in Dapplepaw's direction. The young apprentice was a great hunter, if she had heard from rumors around the Clan correctly.
"Alright, let's go, Dapplepaw."
She trotted towards the entrance to the camp, a small opening in the vines that hung down over the ledge of the rock, and looked back over her shoulder to make sure Dapplepaw was following once she reached the opening.


text:
127 N 4th Ave, Sturgeon Bay WI 54235 $275,000
Features of 127 N 4th Ave Sturgeon Bay WI 54235
- Commercial/Industrial
- Status: Active
- Est. Year Built: 1920
- Estimated Age: 21+ Years
- Est. Acreage: 0 - 5 acres, < 1/2
- Est. Lot Size: 50x150
- School District: Sturgeon Bay
- County: Door
- Property Taxes: $3,767
- Property Tax Year: 2014
- Listing Company: Harbour Real Estate Group, Llc
- Listing Agent: Marc Isaksen
Property Description for 127 N 4th Ave Sturgeon Bay WI 54235
127 N 4th Ave Sturgeon Bay WI 54235 - Excellent Business Opportunity - Turn Key Sports Bar - With Full Liquor License - And Bowling Alley Including All Bar Equipment (no Video Machines Or Pool Tables)and Bowling Equipment. 2 Apartments Located On The Second Floor Currently Bringing In $1000 A Month To Help Out With A Good Portion Of The Mortgage Payment. Large Storage Area On Second Floor Could Be Adapted For Many New Uses. 8 Total Bowling Lanes, 4 Of Which Are Currently Used As A Dj Stage Area And Dance Floor (could Easily Be Removed). Located On 4th Avenue In Sturgeon Bay It Is Within Walking Distance Of Marina'S, Hotels, And Main Shopping Area. For A Showing Contact Listing Agent.
Other rooms
- Partial
Interior Features
- Heating/Cooling: Central Air, Forced Air
- Water Waste: Municipal Sewer, Municipal Water
Building and Construction
- Roof: Rubber/Membrane
- Construction Type: E
Land Features
- Topography: Raw Land
- Waterfront/Access: N
- Lot Size: 50x150
|MLS Number
|New Status
|Previous Status
|Activity Date
|New List Price
|Previous List Price
|Sold Price
|Jun 9 2016 3:19PM
|Jun 17 2015 2:09AM
Estimated Monthly Payment
Make An Appointment
Contact Shorewest
Get More Info
Receive more detailed information on this propertyAsk a Question
Community Homes Near 127 N 4th Ave
Buyer understands that the information which is contained on Data pages is obtained from a number of different sources and which has not been independently verified or confirmed by the various real estate brokers and agents who have been and are involved in this transaction. If any particular measurement or data element is important or material to buyer, Buyer assumes all responsibility and liability to research, verify and confirm said data element and measurement. REALTOR *MLS* Equal Housing Opportunity


text:
Paper Candy Holders
- 1-2 Hours
- Beginner
Additional Information
- DCWV™ The Black Currant Stack
- Plastic candy containers
- Crystal rhinestones
- Premium acrylic rhinestones
- Tulle circles: fuchsia, black
- Floral of choice (Tip: Choose floral with rhinestones for extra bling)
- Heart paper punch
- Hole punch
- Chocolates
- Double-stick tape
1. Using candy containers as templates, trace and cut paper to fit inside containers. Adhere paper with double-stick tape.
2. Adhere assorted rhinestones to the outside of containers.
Candy Favors:
1. Punch heart from paper.
2. Using hole punch, create a hole in heart. Set aside.
3. Layer fuchsia and black tulle circles. Place chocolates in the center.
4. Insert satin flower wire through heart.
5. Gather tulle and tie with satin flower wire.


text:
Thanks for helping us sort this video!
Thanks for helping us associate the correct Pornstars to this video!
Помогите нам: эти порнозвезды присутствуют в этом видео?
Pornstar Name:
sssshhhhhhhhhhhhhh that was bloody quiet
Because of family, schedules, etc. my wife and her boyfriend can't always use our bedroom for their lovemaking so they end up in a hotel for he evening.
Seeing as this is a "Wife Bucket" video i assume that The Wife is getting fucked here by another man. These are my favorite vids. I 'd love to see a vid here of my wife getting her brains screwed out in a hotel by another man.
Some errors occurred, please try again later


text: When I boot up my PC, I get a window for Sticky Notes that reads as follows: "Meta Data for some of the notes has been corrupt. Sticky Notes has restored them to defaults. I click OK and Windows starts checking for a solution then tries to recover the data. It then tries to restart and the same error appears. I click OK again and after a moment, I get a message that Sticky Notes has stopped working. All this also happens if I search for and start Sticky Notes from the Start Menu. I an running a clean install of Windows 7 Professional on an Acer Aspire 5315 running on 2GB RAM


text:
The Temple opens on the religious day of `Akshaya-Tritya`, which falls, generally, during the last week of April or the first week of May. The closing day is always on the sacred day of Diwali after a brief ceremony.
The dates for opening of Shri Yamunotri Temple has been announced by the priests.
The Yamunotri Temple will be open on 28 April, 2017.
The Yamunotri shrine is closed to the public for winter on Bhai Dooj with vadic chanting. This signal the start of the closure of the Char Dham shrines in Uttarakhand for the winters season.
When the temple closes for the season, Yamuna's doli is taken to Kharsali (with pomp and rituals) where the pandits and purohits spend the winter months and where she is worshipped for these months. Yamunotri will reopen in the months of April/May next year.


text:
40 CFR 60.312 - Standard for volatile organic compounds (VOC).
§ 60.312 Standard for volatile organic compounds (VOC).
(a) On and after the date on which the initial performance test required to be conducted by § 60.8(a) is completed, no owner or operator subject to the provisions of this subpart shall cause the discharge into the atmosphere of VOC emissions from any metal furniture surface coating operation in excess of 0.90 kilogram of VOC per liter of coating solids applied.
Title 40 published on 2015-08-22
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 40 CFR Part 60 after this date.
The section you are viewing is cited by the following CFR sections.


text:
The Sapphire Sword
He found it when he was young; maybe twelve, thirteen. It was beautiful to him, but he couldn't hold it without it shocking his arm off. He needed to become a vampire to hold the Sapphire Sword.
I woke up one day when I was twelve; maybe thirteen. It was the year 1913. I'd gotten up at about 5:00 AM to start working on my father's farm. I'd put on my clothes, and walked slowly out into the dark night that covered the green field. I breathed, and my breath came out of my mouth like smoke.
Something blue glowed at the end of the field. Wierd. I went round the field every moring, afternoon and night, and I didn't see anything there last night. I wandered over there, frowning. When I got to the end of the field, I saw what was there. A Crusaider Sword. It was beautiful; the hilt was mostly Sapphire, but some of it was metal. The steel blade had ancient inscriptions engraved in the long sharp blade.
I was told by my father never, never to touch sharp things. I ran towards my old, small house.
"Dad!" I was screaming, "Dad! Something's in the field! It's a sword!"
"A sword?" he called from out of the window, his mouth rose into a smile, "I'll be right down, don't touch it!" he called, running around the room, collecting his work clothes.


text: New trend Fatbikes win converts in Swiss ski resorts ... Print comment Share: share on twitter share on facebook send by e-mail more... Embed code Copy and paste the embed code above. Mar 18, 2017 - 10:00 Fatbikes are all the rage in Swiss ski resorts. These are like mountain bikes, but have thicker tyres with deep treads, allowing the user to cycle fast on snow without slipping. The fatbike trend could help to lift resorts that are struggling out of the doldrums. (SRF/swissinfo.ch)


text:
Welcome to Eastern View Outfitters: "Success afield is our business". Eastern View Outfitters is a Fully Licensed and Insured Outdoor Guide Service specializing in Guided Waterfowl Hunts in NY, Turkey Hunts in Plattsburgh, NY, Albany, NY and Canton, NY! Fully Guided Fishing Charters on Lake Champlain in Plattsburgh, NY. Fully Guided Bowfishing Trips in New York and Vermont on Lake Champlain. We also offer an ECO-Tours, sightseeing & leaf peeping trips on the Historical Lake Champlain Basin, where we will take you to some of the historical Naval battle sites from the War of 1812 and point out local attractions on the lake.
Here is a detailed list of the services we offer at EVO
- Snow goose hunting in New York, Vermont and Pennsylvania
- Turkey hunts in New York, Vermont, New Hampshire, South Carolina, Maine (Eastern) Oklahoma (Rio-Grande) and New Mexico (Merriam's)
- Goose hunts in New York and Vermont
- Duck hunts in New York, Vermont
- Lake Champlain Fishing charters in New York/Vermont on Lake Champlain
- New York Bowfishing trips for carp, gar and other invasive species
- ECO-Tours and sight seeing Trips on Lake Champlain
About Eastern View Outfitters
Eastern View Outfitters is the most diverse Oufitter and Guide service in the region! Offering guests the perks of full-time, year-round guide service. EVO is owned and operated by USCG Captain Bryce Collins. EVO's homebase is centered in Plattsburgh, NY adjacent to the world class Lake Champlain region fishery. We have access to some of the most productive and game rich hunting grounds the Northeast has to offer. The Lake Champlain Valley is a rich and fertile landscape that provides habitat for large populations of waterfowl species, deer, wild turkeys and fish! Lake Champlain is also rated as one of the best Bass Fishing Lakes in the country by Professional Bass anglers! Lake Champlain is a very unique body of water that is home to Monster Lake Trout, Atlantic Salmon, Brown Trout, Steelhead as well as large populations of Largemouth Bass, Smallmouth Bass, Pickerel, Walleye and Northern Pike! These are some of the common species our guests enjoy targeting when fishing on Lake Champlain. EVO is a Licensed and Insured New York State Guide service and Outfitter with nearly 20 years of experience hunting and fishing across New York, Vermont, Pennsylvania and numerous other states. Our Captains and Guides exhibit a wealth of knowledge about the region and at Eastern View Outfitters we promise to bring you the best hunting and fishing trips available and provide these services at great rates!
About the Owner Bryce Collins...
Bryce is a New York State Guide and Licensed United States Coast Guard Captain. He is the Sole Proprietor of Eastern View Outfitters, and currently resides less than 15 miles from where he grew up. Bryce graduated Cum Laude from SUNY Plattsburgh with a B.S. in Environmental Science. After college he pursued a career in his field, taking a Government position utilizing GIS mapping in western NY. After several years he chose to make a life change, giving up a career in his field and to follow his true passion.... The Outdoors! Amongst his outdoor pursuits Bryce has traveled to and guided in numerous other states, including New Mexico for Merriam's turkeys, Oklahoma for Rio's and in south Florida for the elusive Osceola turkey only found there. In the spring of 2012, Bryce added a single season Grand Slam to his accolades. Traveling to Florida, Oklahoma, New Mexico and New York to harvest the four wild turkey subspecies, all in the same spring season. (Rio-Grande, Merriam's, Osceola, Eastern). He is currently working on his quest for the US Super Slam! When he is not in the field you can find him volunteering his time for the National Wild Turkey Federation, mentoring Youth-Hunts, or training his dog and competing in AKC sanctioned Retriever Hunt Tests. "I have chosen to dedicate my life to sharing my knowledge and love of the outdoors with others.... What better way to carve out an existence in this world"
Come let EVO show you what adventures the Northeast has to offer you!


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Japanese Yields Rise
TOKYO—Japanese government bond yields rose amid political uncertainty, but analysts said further increases should be limited as the market is nearing levels that should bring in buyers.
The benchmark 10-year yield rose 0.015 percentage points to 1.145%.
Analysts blamed Monday's move on confusion over when, or even if, Prime Minister Naoto...


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|This is a discussion on Tips for A Beginner PLO Micro Player? within the online poker forums, in the Cash Games section; Hey guys, I recently picked up PLO and a playing some micro-stakes cash games on Bovada. I know the basics of the game and have
Tips for A Beginner PLO Micro Player?
Hey guys, I recently picked up PLO and a playing some micro-stakes cash games on Bovada. I know the basics of the game and have even read some pretty in-depth guides for playing pre and post flop, but am still a huge newbie at the game. Anyone have any nice tips for me starting my journey into the highly profitable PLO game of poker? Ty!
Thanks! Also I heard some things about AAxx hands. Apparently if you can get 30% of your money in pre then you can shove AAxx hands blindly on any board and its profitable. I read this from here http://en.donkr.com/Articles/plo-fro...h---part-3-219
re: Poker & Tips for A Beginner PLO Micro Player?
don't try and invest much money set mining with pairs under "a pair of eights".
Even if you hit a set you might be up against higher sets.
And don't be aggressive with a set until the river when u know you got the best hand. You can be aggressive with strong draws on the other hand. Play cards that can make broadway aggressive pre flop. Play small flushes conservatively.
Its all about pot odds and implied odds.
Its all about nuts/semi-nuts.
Lastly, its all about big draws and small draws. Thats why, luck is a huge factor here.
Micros - position is EVERYTHING. Throw out the disconnected hands early on. Early you want double suited with high rankers, you want four way connectors or very close, or you want double pairs. Late position, you can be in the hand with almost anything, you can be raising pot sized pre-flop anything with drawing power or double paired.
Reason being, people call basically everything in PLO, which evens out everyone's equity. All the play is post-flop, and having position means you can make informed decisions.
Don't be a fish. Qualify your hands to the good shit early on. K7suited J 4 off is not a great hand. Playable from late position, but trash from early. Reason being, PLO has TERRIBLE reverse implied odds. So even though you may see your suit go by as the cards come out, that flush will bankrupt you when someone else has the A high flush or if the board pairs. You may think your missing prime flops but you may actually be saving loads of money by having folded your garbage.
Late position you can get loose with your raises. Here's why: you have position and everyone's calling, so with close to even equity you actually have the edge. If you raise a lot, people will start re-raising, and this is where pre-flop value starts to show up. AAKK is a GREAT hand - against one (maybe two) opponents. It's not really fantastic against more though. You want to get all your chips in against one opponent ideally with that kind of hand. Or you want position with hands like 789T where you can outplay one opponent.
Great info on PLO, also has a link to an old cash plo thread that is a great read through as well with some great plo players reviewing hands.
I kind of got interested in PLO watching the Joe Ingram podcasts. At some point i would like to try playing it, but kind of wanted to find a good intro book first, just to learn hands etc. i know they make a PLO version of Leakbuster, it has helped me a lot with cash games, so probably plan to pick that up also.
Looks like Bluff gave you a decent link with some solid info.
Best advice - HE and O8 are two different beasts
Play the nuts, or as close to the nuts, as possible in O8. Trips rarely win. Set over set happens a lot, and so does flush over flush. The hand usually changes dramatically on the turn. Position means even more in O8.
If it is PLO6 so in that case I agree
i find myself raising in position with good hands missing the flop always !! so i end up limping in , i played 300 hands earlier today and if i raised with good equity to my hand ,by the flop it had dropped to nothing ,as i said i find myself limping in a lot , i know ths lets in more players but im sick of raising with great hands and missing , i will be called by dreadful hands and they will win ,im trying not to be results based , but i think thats bulltish ,why bother playing if your not results based , how can you play if you dont care about winning ? what do you focus on ? how can you competetive and non results based , im a bit baffled by all that its counter intuitive


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Grant, O merciful God, that your Church, being gathered together in unity by your Holy Spirit, may show forth your power among all peoples, to the glory of your Name; through Jesus Christ our Lord, who lives and reigns with you and the Holy Spirit, one God, for ever and ever. Amen.
Prayer for the Week
Aug 25, 2013 @ 6:32 by Scot McKnight Leave a Comment
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About Scot McKnight
Scot McKnight is a recognized authority on the New Testament, early Christianity, and the historical Jesus. McKnight, author of more than fifty books, is the Professor of New Testament at Northern Seminary in Lombard, IL.


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By Matt Pitzer, USA TODAY
The only thing less competitive than the Raiders this season was the so-called race for MVP. Yes, Drew Brees and the Saints were a nice story and all that, but LaDainian Tomlinson blew the doors off anything that had been done previously in the NFL.
Posting 31 rushing and receiving touchdowns, along with two passing TDs, is an incomprehensible accomplishment, especially when you consider that Tomlinson failed to score in four games.
The real competition was to be the second-most valuable player. If you didn't have Tomlinson, you needed serious help elsewhere to make up the difference. Brees put up a nice fight in that category with a league-best 4,418 passing yards, but he was third with 26 passing TDs. Those numbers might have made him the best value pick based on his draft position.
Larry Johnson gets the nod in the race for No. 2. After being one of the top three picks in almost all leagues, Johnson finished second to Tomlinson with 1,789 rushing yards and second with 19 total TDs, as well. He had 11 100-yard games and failed to reach 100 yards in consecutive games only once.
The other big contender was the Rams' Steven Jackson, who had a league-high 2,334 total yards and finished tied for third with 16 total TDs. Jackson also led running backs with 90 receptions, good for seventh overall among all players.
Let's hand out other awards.
QUARTERBACK: Brees piled up all of those yards and had a huge five-TD game against the Cowboys in Week 14 that garnered all kinds of headlines. But Peyton Manning again was the top quarterback with his league-high 31 TD passes and career-low nine interceptions. The Eagles' Donovan McNabb might have been the most valuable half-season quarterback because he had multiple TD passes in eight of his first nine games before his knee injury.
Busts: I was one of many who drank way too much Panthers' Kool-Aid in the preseason and had Jake Delhomme as the No. 3-ranked quarterback. His 17 TD passes were his fewest since becoming Carolina's starter in 2003. Kurt Warner, Drew Bledsoe and Jake Plummer were three veterans who botched what could have been valuable situations and got themselves benched.
RUNNING BACK: After the big-three production from Tomlinson, Johnson and Jackson, Willie Parker was very impressive. Despite six games with 57 yards or fewer, Parker finished sixth with 1,494 rushing yards and was tied for third with an even more impressive 16 combined touchdowns. Frank Gore and Brian Westbrook were the other most-valuable backs, Gore because of his third-best 1,695 rushing yards and Westbrook because of his 699 receiving yards and four receiving TDs.
Busts: Learn your lesson from this season and don't be shy about being skeptical of one of those big three in 2007. One probably will disappoint, just as Shaun Alexander did in missing time for the first time in his career because of a foot in-jury. He might not have been quite a big of a bust as the Buccaneers' Carnell Williams, who somehow scored only once. And Edgerrin James' big finish erased some memories of how useless he was most of the year.
WIDE RECEIVER: This is a position basically without an MVP. Terrell Owens led wide receivers with 13 TD catches but had so-so yardage numbers. The Colts' Marvin Harrison had the biggest late-season impact with seven TDs and an average of 109 yards over the last five games. Teammate Reggie Wayne was more valuable earlier in the season, though. Seattle's Darrell Jackson had a career-high 10 TDs before missing the final three games to injury. Chad Johnson led the league with 1,369 receiving yards but scored only seven times.
Busts: Randy Moss easily was the biggest bust at this position. No matter where you drafted him, Moss underperformed during the worst season of his career by far with 553 yards and three TDs. Santana Moss couldn't follow up last season's success, Chris Chambers was done in by the Dolphins' bumbling quarterbacks and the Ravens' Derrick Mason failed to reconnect with former and current teammate Steve McNair.
TIGHT END: There was not much to like about this season's tight end play. The game's most talented players failed to deliver big stats. Almost by default, Antonio Gates (nine TDs) was the position's best again despite failing to reach double-digit TDs for the third season in a row and having unproductive stretches. Kellen Winslow overachieved more than any other tight end with a position-high 89 catches and his third-best 875 yards, but he only three TDs.
Busts: Randy McMichael salvaged a little respect with TDs in the final two games but was otherwise a waste thanks to the Dolphins' shaky quarterback play. Jason Witten looked like he was going to turn things around when Tony Romo took over for the Cowboys, but he scored only once.
BEST ROOKIES: A phenomenal rookie class was highlighted by Jaguars RB Maurice Jones-Drew and Saints WR Marques Colston. Jones-Drew clearly emerged as the top rookie after Colston was slowed by injuries. Jones-Drew finished tied for third in the league with 16 combined TDs. His value next season depends on Fred Taylor's status. QB Vince Young needs to add more passing TDs to his seven rushing scores. And the future is bright for running backs Reggie Bush, Joseph Addai, Laurence Maroney and Mike Bell, all of whom had very valuable stretches.
BREAKTHROUGHS: Gore earns this award as his stock soared after the 49ers traded Kevan Barlow in the preseason. Also demanding attention is Lions wide receiver Mike Furrey. He went from being a safety and having no catches last season to 98 receptions, second in the league. He finished with 1,086 receiving yards, 14th in the league, and he added seven scores. If the Lions stick with quarterback Jon Kitna, Furrey's value could soar in a second season in Mike Martz's offense. Ladell Betts' five consecutive 100-yard rushing games will not earn him much playing time next season when Clinton Portis returns. But it does make Betts a priority backup to draft based on his success and Portis' injury history. Marion Barber's 16 combined TDs will make for an interesting offseason for the Cowboys and Julius Jones. And the Vikings' Chester Taylor had a fine season with 1,214 rushing yards and six TDs but needs more help.


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The True Story of the D-Day Spies
Bloomsbury 2012
Hardback 422pp Illustrated
9781408819906   Product Code: 20410
An important factor in the ultimate success of D-Day was the grand deception that the Allies would attack the Pas-de-Calais and not Normandy. A small group of foreign spies that had been turned to the Allied cause were a critical part of this hoax, feeding misinformation to the German High Command. Ben Macintyre describes the exploits of this colourful cadre of spies whose activities remained classified until the 1950s.


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North Las Vegas is the fourth largest city in Nevada after Las Vegas, Henderson and Reno. According to statistics, its courts see thousands of cases each year for Nevada battery domestic violence and Nevada DUI. Arrests for assault, solicitation of prostitution and trespass in North Las Vegas's casinos are frequent as well.
North Las Vegas Justice Court and North Las Vegas Municipal Court
If you are arrested within the incorporated city limits of North Las Vegas for a misdemeanor (such as Nevada battery domestic violence or Nevada DUI), North Las Vegas Municipal Court will hear the case. All other incidents, including felonies, are handled in North Las Vegas Justice Court. Some felony cases, however, may be transferred to Clark County District Court in Las Vegas, Nevada.
North Las Vegas Justice Court is located at 2428 N. Martin Luther King Boulevard, Building A, North Las Vegas, NV 89027. (map to right)
Both North Las Vegas Municipal Court and the North Las Vegas Detention Center are located at 2332 Las Vegas Blvd. North, North Las Vegas, NV 89030. (map to left)
For general information about North Las Vegas's courts and jail, visit the following links:
- North Las Vegas Municipal Court
- North Las Vegas Justice Court
- North Las Vegas Jail (also called North Las Vegas Detention Center)
You should not face criminal charges alone . . .
If you have been arrested and charged for a DUI or other crime in North Las Vegas, call our North Las Vegas Criminal Defense Lawyers at 702-DEFENSE (702-333-3673) at any time of day to schedule a free consultation.
Our North Las Vegas Criminal Defense lawyers have more than thirty years of criminal law experience combined, including over sixty jury trials. We work fast and efficiently to try to get your case dismissed or your charges reduced and your penalties lowered. Remember, being arrested does not mean that you are guilty.


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Indian Springfield confirmed for 2016
Using the same 1811cc Vtwin engine as the Chief Classic
The same 1811cc V-twin engine, and possibly the same chassis, as this, the Indian Chief Classic
THE list of bikes that can legally be sold in the US next year includes a new Indian that hasn't yet been revealed in the firm's 2016 range – the Springfield.
All we can tell you about the Indian Springfield, listed by the US Environmental Protection Agency, is that it uses the same air-cooled 1811cc, 91hp V-twin as the existing Chief Classic (pictured), Chieftain and Roadmaster, and presumably the same chassis as well. So it's not derived from the more interesting, more powerful, water-cooled Scout.
The firm also applied for a trademark on the name 'Indian Springfield' around a year ago, and under its previous ownership used to make a model called the Chief Springfield. Of course, the name derives from the fact that Indian was originally based in Springfield, Massachusetts.
The fact that the bike is listed as part of the firm's 2016 range in the EPA document suggests that it must be due for launch fairly soon, since we'd expect any bike it launches after the first couple of months of 2016 to be branded as a 2017 machine.
New colours and styling changes for Indian and Victory 2016 range
Indian Chief Dark Horse unveiled
Meet the new Lexmoto Assault
2016 Indian Chief Dark Horse revealed in emissions documents
The 2016 Diavel looks like this - so what was that belt-drive thing caught on test?
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Dark Angels Revealed: From Dark Rogues to Dark Romantics, the Most Mysterious & Mesmerizing Vampires and Fallen Angels from Count Dracula to
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Beschreibung"Dark Angels "have captured the popular imagination in recent years. From Lestat of The Vampire Chronicles to Buffy: The Vampire Slayer to Edward Cullen of the Twilight series, fans are enraptured by heaven's mysterious and misunderstood outcasts. Now comes the ultimate fan guide for lovers of the dark angel genre. Dark Angels Revealed highlights forty of the most popular dark angels from pop culture novels, movies, and television including: Acheron of the Dark Hunter Series D of Vampire Hunter Rose Hunter of Vampire Academy Damon Salvatore of Vampire Diaries
Each entry is a revealing look into each dark angel's strengths, weaknesses and special powers. Even the most diehard fan will glean new insight into each character's psyche, gifts, and personal demons. Brimming with photographs, key lines and scenes, and little known facts and trivia this is the most complete insider's guide to these supernatural creatures.
PortraitAngela Grace is an author of paranormal romances. A great fan of popular fiction she has seen every vampire movie ever made and has been an avid reader of all things occult since her early teens. She is currently completing her degree in english and literature from Southern New Hampshire University.
Pressestimmen"For anyone who can't get enough of those supernatural beings that make our hearts race with their acts of villainy and heroics, Angela Grace's "Dark Angels Revealed" is just the thing to quench your preternatural thirst." --Thomas E. Sniegoski, "New York Times" bestselling author of "The Fallen" series
Untertitel: Sprache: Englisch.
Verlag: FAIR WINDS PR
Erscheinungsdatum: Mai 2011
Seitenanzahl: 239 Seiten
Format: kartoniert


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Never heard of Invisible Illness Awareness Week? You're not alone. Jody Smith sheds a little light to make it more visible
Discuss the article on the Forums.
Another member of the XMRV +tive club
Discussion in 'XMRV Testing, Treatment and Transmission' started by maryb, Jan 5, 2011.
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text: Latest News Home Press Latest Press Mar 16, 2017 DLL shares insights on how different industries can benefit from the Internet of Things Press Mar 16, 2017 DLL Launches New Global Career Website Press Dec 21, 2016 Toy donations by DLL members News Dec 20, 2016 Reduce, generate, store: New whitepaper looks at energy future for UK businesses Press Dec 15, 2016 DLL Appoints New Global Business Unit Presidents Press Dec 12, 2016 DLL Announces New Executive Leadership Appointments Press Dec 01, 2016 Sale of Athlon to Daimler Financial Services finalized Press Nov 25, 2016 DLL honored for its vendor finance and sustainability efforts Press Sep 08, 2016 Interim Result 2016 delivered a robust commercial and operational performance for the first half of the year. Press Jul 18, 2016 DLL CEO Bill Stephenson named to the Leasing Life Power 50 1 2 3 4 5 6 7 Liezelotte Rijk PR Contact me on LinkedIn or send me an email. Send Linkedin Liezelotte Rijk


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Bank Rakyat Home Loan is one of the popular financial services offered by the bank to its consumers across Malaysia. This loan is arranged under Islamic principles by following Murabahah and Tawarruq. Basically, the bank buys the property from the seller (the loan applicant will buy on behalf of the bank) and sells it to the applicant at a price that is the sum of buying price and profit. The applicant agrees to pay this money in installments.
You're probably eligible for an Bank Rakyat Home Loan if you are
At least 18 years old
Less than 65 years old
Salaried / Self-employed
with regular income
Earn more than the minimum
income required
Your Bank Rakyat Home Loan amount eligibility is based on these factors
Instalment limited to about 50%
of monthly income
Loan capped @ Up to 95 % including MRTT
Instalments of other loans lower
your eligibility
Increase your eligible Bank Rakyat Home Loan amount by these steps
Make your spouse a co-applicant,
and her income will add
to your eligibility
Choose longer tenure loan up to 35 years
Alternatively add your parents
Documentation needed to apply for an BANK RAKYAT Bank Home Loan
- 1. A copy of the Identification Card (MyKad).
- 2. Copies of the latest 3 months payslips.
- 3. Account / Bank statements of the latest 3 months (salary credited).
- 4. Latest EA Form / EPF statement.
- 5. Documentation for salaried applicants:
- A certified copy of the original valid passport
- Employer Verification Letter (last 12 months)
- 6. Documentation for self-employed applicants:
- Form B submitted to the LHDN / payment receipt
Bank Rakyat Home Loan Interest RatesUpdated on 27 May 2017
|Margin of Finance
|Up to 95 % including MRTT
|35 years
|Guarantor Requirement
|Guarantee Required
The Bank Rakyat is an Islamic cooperative bank based out of Kuala Lumpur, Malaysia. The bank has been operational for more than 60 years now and is among the premier financial institutions in the country. The bank was established after various tie-ups between banks and become a full-fledged Syariah compliant bank in 1993.
Bank Rakyat Home Loan Malaysia
The bank offers home loans to customers so that they can fulfil their dreams of staying at a place of their choice. The home loan, called Manzili Selesa home loan is a capped floating rate product, which means that the profit rate is fluid and changes with central bank declarations. You can benefit from lower rates as and when they are announced, while increase in profit rates has been capped to a certain percentage. This way, you stand to benefit from lower rates but won't burn a hole in your pocket by a lot when profit rates rise.
The housing loan is offered under Islamic principles of Tawarrup and Murabahah, which ensures that the loan is priced optimally for customers.
Features of Bank Rakyat Home Loan
This is a feature packed home loan product aimed at a wide audience. Primary features here include:
- Capped floating profit rate loan which provides buffer against rate hikes.
- Financing for up to 95% of actual property value.
- Tenure of 35 years maximum to allow for greater flexibility in repayment.
- Floating profit rate capped at 10.60%.
- Financing available irrespective of whether the property is under construction, completed or if the loan amount will be used for refinancing purposes.
- Loan amount is capped at 70% if financing is sought for 3rd or more property purchase/refinancing. Tenure is also reduced in this case to 20 years.
- Flat profit rate of 4.85% id property is under construction.
- Lock in period of 5 years during which loan cannot be prepaid in full.
Bank Rakyat Housing Loan Interest Rates
The bank charges profit rates as follows:
- Amount borrowed: RM 100,000 to RM 199,999, Profit rate estimate: 5.17% p.a.
- Amount borrowed: RM 200,000 to RM 349,999, Profit rate estimate: 4.87% p.a.
- Amount borrowed: RM 350,000 to RM 499,999 Profit rate estimate: 4.67% p.a.
- Amount borrowed: RM 500,000 or above, Profit rate estimate: 4.67% p.a.
Other charges include the following:
- Fee for redemption letter: RM 21.20
- Fee for EPF withdrawal: RM 53.00
- Fee for late payment: 1% p.a.
How to apply for bank Rakyat Home Loan?
The application process for Bank Rakyat home loan is quite simple and can be completed in a short time. You simply need to fill out the required information in the application form and submit supporting documents as requested by the bank.
- Applicants should be over 18 years of age and less than 65 years.
- Applicants who are Malaysian or Singaporean citizens can apply.
- Applicants should be earning at least RM 24,000 p.a.
Documents required
If you are a private sector or government employee, you need to submit the following supporting documents:
- Last three months' salary slips
- Latest EPF statement or EA form
- Last 3 months' bank or account statements
- Identification card (MyKad) copy
If you are a self-employed individual, the following needs to be submitted along with application form:
- Last 3 months' account or bank statements
- Identification card copy (MyKad)
- Form B given to LHDN or payment receipt
If you are a permanent resident of Malaysia or a Singaporean earning fixed income, the following needs to be submitted:
- Verification letter from employer
- Certified copy of passport
- Last three month's payslips
- Last three months' bank or account statements
FAQs on Bank Rakyat Housing Loan
1. Can I apply for the loan as a permanent resident of Malaysia?
Yes, permanent residents are free to apply for Bank Rakyat home loan provided they fulfil other criteria.
2.How do I make the monthly payments?
There are flexible modes of loan repayment including salary deduction, standing instructions on savings or current accounts, postdated cheques or Biro Perkhidmatan Angkasa (BPA) for government employees.
3.What if I make extra payments in a month?
Any additional payments you make on top of your monthly instalment amount will be treated as advance payment on future instalments. This means that the payments will not be included towards principal repayments.
4.Do I have to get any insurance cover for myself or the property?
Yes, insurance is mandatory in case of fire insurance for the property. MRTT insurance is recommended to fulfil your repayment obligations even when you can't make the payments without burdening your family members.
5.What is the lock in period here?
The lock in period is 5 years, which means that you cannot repay the loan within 5 years.
6.This is my third home purchase through Bank Rakyat home loan. How much financing can I expect?
For applicants buying their 3 property or more, the financing is limited to 70% of the value of the property.
Other Products offered by Bank Rakyat:
Apart from offering Home Loan,Bank Rakyat offers other products and services which include:


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The early arrivers will be able to snag some nifty free souvenirs today as Cedar Point marks its "Ride Anniversary Day" with a couple of events.
The celebration will kick off in the plaza by the Blue Streak roller coaster that is marking its 50th anniversary this summer.
A reunion of Blue Streak crew members and park officials will gather at the ride at 10:30 a.m. to hand out free cake and cupcakes along with free commemorative T-shirts and Blue Streak anniversary drink tumblers.
Beginning at 11 a.m., the ride anniversary celebration continues as the first 500 guests on the Blue Streak, Raptor, Magnum XL-200 and Cedar Creek Mine Ride will receive a free commemorative anniversary pin.
The pins, which are unique to each ride, will be given out as riders exit each ride starting at 11 a.m. There is a limit of one pin per rider.
The rides and attractions celebrating milestones this year include:
• Raptor, opened in 1994, is celebrating its 20th anniversary
• Cedar Creek Mine Ride, opened in 1969, is celebrating its 45th anniversary
• Magnum XL-200, opened in 1989, is celebrating its 25th anniversary
• Camp Snoopy, opened in 1999, is celebrating its 15th anniversary
• Blue Streak, the park's oldest coaster, opened in 1964, is celebrating its 50th anniversary


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SURFACE ORGANIZATION. MSHA-2201 November 1981 March 2005 . Northern Mine Rescue Association. INTRODUCTION.
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
November 1981
March 2005
Mine Manager
Mine Superintendent
Mine Foreman (off shift foreman also)
Safety Director
General Mine Manager
General Mine Superintendent
District Inspectors (State and Federal)
Chief, State Department of Mines
District MSHA office; and
District office of miner's union (if involved)