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June 27, 2003
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Friday, June 27, 2003
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New Braunfels Herald Zeitung
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New Braunfels Herald Zeitung
New Braunfels, Texas
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New Braunfels Herald Zeitung (Newspaper) - June 27, 2003, New Braunfels, Texas Page 2B — Herald-ZbitUNG — Friday, June 27, 2003Comics Peanuts JjJbon. CLclaJU^j 'Xhvnk cpu.-fan th ijoyL o£ coxykiuL. Vjx oAoajlcL than with afL th JLLdLbJwi at camp. VJjl MitmdirijJumJtuVL, what JwpjwnuL ic thv ^rur&ryon th CfiokiMT, ' IT ALMOST LOOKED LIKE SOMEONE HAP TAKEN APART EACH COOKIE, ANP UCKEP OFF ALL THE FROSTING" Cathy I fRm THE TV: f FROW THE MAGAZINES: I SHAPE NOUR ABS! 7 > SHAPE SOUR ARMS! \ '/ SHAPE SOUR REAR ! A FROM IME PERSON ACROSS THE TABLE : r I UKE C UJHAT'S I HOU 3UST THAT THE WAN SUPPOSED NOU ARE' TO — [ MEAN?? The Wizard of Id YeAH,svRE...1)W^ WKEmUN# AH TO PRINK IP KB t%7e5N'T5WAU0W OPWiPPf trff* never ^ * /NHAUeP A O0P& PefOREAnnie OK BEN' /ES! you ccx/t&' ANO YOU *r/U. Sherman's Lagoon SERMAN. THOU Mf AN FISHERMEN WERE REELING ME IN ANP YOO JOSI SAT THERE ANP mCHEP IT ON W ( YOU LOOF EP LIFE YOO WERE HANOLI NO YOURSELF ALL RIGHT} LUCEY F«P""AN YOU THE LINE HROFE I THOUGHT THM STEEL FISHING LINE WAS SUPPOSEP TO HOLP 800 POUNPS WELL, PON T ASF ME. IT JUST SNAPPEP. .. IT MUST'VE HEEN PEFECTIVE SAYS RIGHT HERE ON MY PRIVER'S LICENSE TM ONLY 725 Marmaduke Rubes "This is obviously a case of blatant discrimination! Despite being fanatically worshiped around the world, there's not a single mention of us in here anywhere!" Horoscope GarfieldTumbleweeds For Better or Worse rrb &ooo Ia Be- home AfeAlM APRIL'S SURE different she's wearing Ale THE *IN"C4CrtHE& Ahl'CHECIC-IKl&OUT wane vou KkrncED hovn ©CAV DADS HAIR IS? HE TOLD ME HES OETTING ARTHRITIS MOM WEARS HER ^LASSES MOST Of THE TIME NOVO AMD SHE TWeyM EASED SO MUCH , N 1 MICHAEL NOTHING — " SSTAyS THE SAME, LIZ -EVERYONE'S OSTTINO i dont mind everyone RETTINO OLDER..,. OUST motTHE-M Ii B.C. Aint ho thought mzevexiN' -Oft MOKE PAP-OUMMZP r&n&un' ^ thai! th ecw&ritHi, i'm A&m-WoL REVEAL AN PATS— HOH PO OE POTTER. PUT OE HANPLe Of! PE PITCHED whilst the pitcher. Pf-A-SPiNNlN' OH PE- WHEEL f Stars n Toads I Pick® up a pock IN THE PARk IT SCKJ|B!T» ME QUITE SMEUT ! WELL TOADY THATS WHAT YOU GfT WHEN YOU j\/ souezE a puck Jfi jh AE>VCRTISC» With over 53.CKX) newspapers printed and distributed locally every week. How can miss?! rndey . Jun»27 2003 TODAY'S CROSSWORD PUZZLE ACROSS 1 Mediocre (hyph.) 5 ChiHs and fever 9 Holy terror 13 Sheik or emir 14 Fragrance 15 Volcanic emission 16 Water source 17 Percolate 18 Novelist — 67 In good order Hart a ai 68 Han a quart 69 AOL message (hyph) 70 Toothed article 71 III at - 72 Wanes 73 Cable channel PREVIOUS PUZZLE SOLVED Bagnotd Bulletin NKW HK Al 'NI- Kl .it I iBRALD-ZKITUNCi Friday, June 27, 2003 By Bernice Bede Oso! in the year ahead, don't be afraid to take advantage of new opportunities that are advanced by those persons whose ideals parallel yours, because you'll do well. But do shun matenahstic schemers who have a poor track record. CANCER (June 21-July 22) — Don't stoop to anybody else's low level today and act in kind to their behavior. Stay in character and strive to be helpful, even to those who have been unappreciative of your kindness. LEO (July 23-Aug. 22) — A friend who is a bit more temperamental than usual today may upset the high spirits you have going for you if you allow it. Be on guard so this person won't be able to get under your skin. VIRGO (Aug. 23-Sept 22) — Chances are you'll reach your goal and achieve a few worthwhile objectives today. However, this might not be good enough for someone who has an ax to grind and wants to take it out on you. LIBRA (Sept. 23-Oct. 23) — Opportunities abound today, but if you become unduly pessimistic, you'll not be able to take advantage of any of them. When you brighten your spirits, good things to will happen. SCORPIO (Oct. 24-Nov. 22) — Don't let up for a minute on your diligence in overseeing an important financial situation today. The moment you glance away, a predator could sneak in and upset the applecart. SAGITTARIUS (Nov. 23-Dec. 21) — You're smart to be wary of any grandiose scheme that is presented to you today by someone who has a rather unimpressive track record. Take ample time to investigate the odds. CAPRICORN (Dec. 22-Jan. 19) — Time will work against you today. What you get done early in the day will have pleasing outcomes, while those things you leave for later could end up having disheartening results. AQUARIUS (Jan. 20-Feb. 19) — Know when to call it quits today. If you overtax yourself, you'll deplete both your mental and physical reserves and possibly end up wrecking everything you had gained previously. PISCES (Feb. 20-March 20) - Be real istle about your abilities today, or the surg ing of your ego may get you into a situation where you might make a promise you won't be able to deliver and you will be foolish. ARIES (March 21-April 19) — For the sake of not ruining perf ectly good arrangements that include others today, leave the people off your list who are always insistent upon having their own way. TAURUS (April 20-May 20) — Just when you finally have that little extra in your wallet, you might go ahead and blow it on something frivolous today instead of spending it on an item that'll give you long-term enjoyment. GEMINI (May 21-June 20) — Be your own person today and do not abdicate your choices in life. The wrong individual could take you on a joy ride that might end up ruining something good you had going for you. Get a jump on life by understanding the influences which are governing you in the year ahead. Send for your Astro-Graph year-ahead predictions by mailing $2 to Astro-Graph, c/o tins newspaper, P.O. Box 167, Wickliffe, OH 44092-0167. Copyright 2003, Newspaper Enterprise Assn. 21 Compete m a race 22 Opera by Verdi 23 witty remark 25 Clock sound 27 Spent like crazy 3i Kind of salad % Helm position 36 Mound 36 Lop off branches 39 "Norma-* 40 Insults 42 Family mem. 43 Land measures 46 Grumpy mood 47 Jade 48 Prime 50 Bus stop 52 Army outfit 54 Sword fight 55 Baby soother 58 College deg 60 Resides 64 Zone 65 Lipstick holder DOWN Hewn Two-piece cookie Mineral in seawater Indirect Top pilot Power-tram part Not abridged Cultural 9 More dreary 10 San wearer 11 Enthusiastic 12 Mock fanfare (hyph) 14 Horse-drawn vehicles 20 Mongrel 24 Prepares potatoes 26 Lid 27 Vocalist — Vaughan 28 Location 29 Skeptical 30 Unnerve 32 Hayward or s L O S N OBI A L I E [LEA V MW a sin I J- KW s P EC 0 H I O R A N't PER! M i y e A ii m'a C L A MI [P 0 S Y :t w E R (n t T L V E S I 0 L f S i O N c P O J I A B L E N 0 U T N I I A L* P s 6-27-03 © 2000 Unfed Feature Syndicate Inc Sarandon 33 Santa - racetrack 34 Nonconformist 37 Got nosy 41 Apple pastry 44 Teach 45 Tokyo honorific 47 Quietness 49 Shout of glee 51 Kitten's comment 53 Leaf through 55 Cassette 56 Diva's solo 57 Projector part 59 Faded 61 Many August people 62 Bedside fixture 63 Saxophonist — Getz 66 Family mem STUMPED? Gail for answers • Touch-lone or rotary phones 96* per M»r lute (900) 226-5934 ;
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iPhone - iPad Games
Space Time Traveler - Gameplay for iPhone - iPadHome / iPhone - iPad /
This page contains a "Space Time Traveler - Gameplay" for iPhone - iPad and has been posted or updated on Mar 19, 2014 by EDF_Admin. Check this page periodically for the latest Video Game Trailers and Gameplay Videos.
Boxshot & Details
- Developer: Kili Co
- Publisher: Kili Co
- Genre: Action
- Release: Mar 13, 2014
- ESRB: Not Set
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Space Time Traveler - Gameplay
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Flavorz Signature Blends E-Liquid - RY4x4
Delivering a swift uniquely spiced kick to the palate, RY4x4 is Flavorz' proprietary take on the classic RY4 flavor. The smooth, smoky tobacco profile is brought to new heights with the addition of mouthwatering cinnamon, creating a flavor rich with complex and nuanced notes.
Flavor Profile: Tobacco | Caramel | Vanilla | Cinnamon
Choose from No Nicotine (0mg), Ultra Low (6mg), Low (12mg), Med (18mg), and High (24mg) Nicotine Strength
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IMPORTANT NOTE: This product may contain nicotine and it should always be kept away from children and pets. It is HIGHLY recommended that you shake the bottle well before use.
Posted by Russ Timberman on 27th Apr 2014
I ordered this as I had sampled some from another person. This is a very good mellow blend of RY4. Has a nice nutty note at the end. Not super strong and is one of my daily vapes at this time. Just need to start selling larger bottles of it as it does not last me long! If you like light and somewhat sweet tobacco's try this one out!
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I have been vaping this non-stop for a couple of months now and I love the sweetness of it and can definitely taste the cinnamon- not the red hot variety, the real spice.
No warranty or exchanges allowed due to sanitary and safety reasons. See Warranty section for details.


text: Plot: In this next chapter of the epic "Maze Runner" saga, Thomas (Dylan O'Brien) and his fellow Gladers face their greatest challenge yet: searching for clues about the mysterious and powerful organization known as WCKD. Their journey takes them to the Scorch, a desolate landscape filled with unimaginable obstacles. Teaming up with resistance fighters, the Gladers take on WCKD's vastly superior forces and uncover its shocking plans for them all. Genre: Action, Sci-Fi, Thriller IMDB Rating: 6,7/10 from 55.489 users Metascore: 43/100 Directed by: Wes Ball Starring: Dylan O'Brien, Kaya Scodelario, Thomas Brodie-Sangster Release Name: Maze.Runner.The.Scorch.Trials.2015.1080p.BluRay.x264-SPARKS Size: 9.83 GB Video: MKV | 1920 × 800 | 9185 Kbps Audio: English | DTS | 1509 Kbps Runtime: 131 mins Information: Code: http://www.imdb.com/title/tt4046784/ Code: Download from NITROFLARE http://nitroflare.com/view/F776A88D9DD2D7A/Maze.Runner.The.Scorch.Trials.2015.1080p.BluRay.x264-SPARKS.mkv Code: Download from REDBUNKER http://www.redbunker.net/ze70agkls4u6/Maze.Runner.The.Scorch.Trials.2015.1080p.BluRay.x264-SPARKS.mkv.html Screens: NFO:


text:
Deadline: 31 October 2017 at 23:55
We are happy to be involved with the creation of Glasgow's first Independent Pop-Up Department Store; The I.D Store. This is a weekend take over of the six floors of The Lighthouse.
Our first event is the 15th and 16th July!
We see this as an opportunity to up the ante as far as the shopping experience of Buchanan Street goes. A place to give designers and makers to come and display as well as trade their products next to people who are working in the same field as themselves. Being able to offer customers of regular high street shops an opportunity to experience the wealth of talent and quality independent traders have to offer.
Taking over the six floors in this pop-up extravaganza the floors will be set out as follows.
The ground floor will be for jewelers offering new designs and methods of making, a huge choice of designs are available through products that provide joy for the lifestyle and the soul.
The first floor, home interior designers will have the space to recreate their ideal home. In the last five years the number of trade people in Scotland producing furniture and home-wares has risen dramatically. This space has been planned to create a homely environment for customers to get an idea of how these products will work in their personal spaces.
The second floor will be a boutique for fashion designers. Here customers will be able to meet the designers and be inspired , seeing the pieces on offer either displayed on mannequins or rails, and try on pieces in the prepared changing room.
The third floor is the all important department for children. Here there will be room for products that engage and delight our younger customers. This can be anything from toys and colouring books to clothes and wearable items for the pre-adolescent audience.
The fourth floor corridor - We are looking to make this area a space where customers can expect to see men particularly styled clothes, accessories, beard oils and distractions for the man kind.
On this floor we will also have our Design, Vintage and Craft Market Place. From fashion products to beauty, all traders are encouraged to get involved.
The fifth floor is reserved for the cafe, we would like to include for sale pre-wrapped food items here. Chocolates, pastries and producers of savoury goods are encouraged to bring tasters and sell their food to be taken away.
Apply Here https://goo.gl/forms/LH6k9j8k8iHMFb5m2
Location: All Scotland ,England, Wales, Northern Ireland, International
For further information, please contact email@example.com or visit https://www.facebook.com/GrannyWouldBeProud/
The deadline is Tuesday 31 October 2017 at 23:55.
Audience Development / Crafts / Design / Fashion / Festivals / Visual Arts / Literature and Publishing / Cultural Tourism


text:
Admissions FAQ
What is the doctor of pharmacy?
The doctor of pharmacy, or Pharm.D., is the professional degree for pharmacists similar to the M.D. for physicians or D.D.S. for dentists. Earning a Pharm.D. and successfully passing a licensure exam make you eligible to practice as a pharmacist.
What is the difference between a Pharm.D. and a Ph.D. in pharmaceutical sciences?
The Ph.D. program is designed for those interested in a research career in academia or industry. It is not a degree for someone who wants to treat patients. The Pharm.D. program is for practicing pharmacists although some people with Pharm.D.'s choose careers in clinical research.
How long does it take to complete the Pharm.D. program?
Four years. Prerequisite coursework can be completed in two to three years.
Is there an accelerated or bridge program for people with a related degree?
Do you offer a bachelor's degree in pharmacy or pharmaceutical sciences?
The School does not offer a standalone bachelor's degree program.
What is the grade point average of admitted students?
The average GPA of admitted students is 3.5 (on a 4.00 scale). The lowest GPA we will consider is a 2.5.
Do you accept out-of-state students into your program?
Yes, approximately 40 to 50 percent of each entering class is from out of state.
How many students apply to the Pharm.D. program? How many are accepted?
We receive between 500-600 applications each year. We accept between 140-150 students into the program for each entering class.
Does the School offer printed applications or a paper-based application process?
No, all applications must be made online through PharmCAS and the School's supplemental application.
Can I request a brochure, catalog, or other printed piece describing the School?
The School does not print viewbooks or similar publications.
May I make an appointment to speak with someone from the admissions office?
Due to staffing limitations, we cannot offer appointments for individuals. Consider attending one of our Pharmacy Fridays or Open Houses. You may also contact us at firstname.lastname@example.com or on Facebook.
What factors are considered in a student's admission to the Pharm.D. program?
Each applicant is considered as a whole, including factors such as:
- academic performance, PCAT exam scores, extracurricular activities, community service, leadership experiences, work experiences/shadowing, and your personal statement.
- Prior pharmacy or health-care experience is not required, but it is highly recommended. We also prefer that you have experience in undergraduate or professional research or in other forms of scientific inquiry or innovation.
The School considers all written information you submit as part of your supplemental application.
Do I have to have worked in a pharmacy to be accepted to the UNC Eshelman School of Pharmacy?
No. Applicants who have substantial pharmacy or health-care experience typically fare better during the interview sessions because they know more about the profession. If you do not have any pharmacy experience, consider volunteering, shadowing a pharmacist, or speaking extensively with a variety of health-care providers before your interview session.
Do you have a satellite campus?
We have one satellite campus in Asheville.
The UNC Eshelman School of Pharmacy offers one Pharm.D. program, and students have the option of completing the program on the Chapel Hill or Asheville campus.
- Admission criteria and curricular requirements are the same for students on both campuses.
- All students pay the same amount in tuition and fees. Chapel Hill– and Asheville-based students pay all of their tuition and fees to UNC-Chapel Hill. Financial aid comes from UNC-Chapel Hill.
Some students prefer the vibrant downtown community of Asheville, the western North Carolina location in the Blue Ridge Mountains with its many outdoor activities and/or smaller class size that Asheville students experience (25 to 30 students versus 135 to 140 students at Chapel Hill).
The Pharm.D. program at Asheville is the only program in the nation to offer a Rural Pharmacy Health Scholars Program.
Asheville is the home of an award winning, internationally recognized model for providing disease management for patients with chronic illnesses.
Can you complete the program online or part-time?
No, all students must complete the program in person either at the Chapel Hill or Asheville campus, and all students must be fully enrolled in the program.
- List of Prerequisite Courses for the Pharm.D. Program
- How to Evaluate Your Prerequisite Courses
- UNC Transfer Course Equivalencies
Does it matter at what school I take my prerequisite coursework?
Prerequisites can be taken at any accredited university or college in the United States or Canada. We do consider the rigor of the institution where the courses were completed, along with the number of courses taken at the same time. Check our prerequisite course evaluation tab to make sure that you are taking the correct courses.
Does it matter what size academic load I carry during my prepharmacy coursework?
We recommend that applicants carry a full academic load (15 or 16 credit hours) per semester and suggest taking a minimum of three science courses each term. This gives you a chance to preview what is in store for you in pharmacy school, which is a full course load that cannot be taken part time. At the same time, this gives us a better opportunity to evaluate your chances of success in pharmacy school.
If I have credit from a foreign college or university, how can I have this coursework evaluated?
Yes. Have your foreign coursework evaluated by an approved.We prefer World Education Service.
What if I have a D or F in a math or science prerequisite course?
Grades below C minus are not acceptable, and you should repeat the course with a goal of achieving at least a B.
Must I complete all required prerequisite courses before I apply?
No, but you must complete all math and science prerequisites before you can enroll at the UNC Eshelman School of Pharmacy. All math and science courses and general education courses should be complete by the spring semester before enrolling (in other words, not in summer school).
If I take courses after submitting my application, how will the UNC Eshelman School of Pharmacy know it?
Update your PharmCAS application during the Academic Update period. The information will then be forwarded to us.
If I already have a baccalaureate degree, do I need to fulfill the general-education prerequisites?
No. Just make sure you completed the math and science prerequisites with a grade of C minus or better.
Does UNC accept my AP, IB, or CLEP scores for prerequisites?
Yes, for some courses. Check Test and Placement Credit to see what scores UNC-Chapel Hill will accept.
My school does not have anatomy and physiology together in a one-semester course. Instead they are divided into a two semester anatomy and physiology course sequence or between areas of the body. Which courses should I take?
Take both courses. The course content should cover all areas/systems of the body.
I have already completed physiology with lab. Will that satisfy the anatomy and physiology requirement?
A physiology course with lab will not fulfill the anatomy and physiology prerequisite. You must take a human anatomy and physiology course with lab, OR, if you have already taken a physiology course with lab, you may take an anatomy course to fulfill the anatomy and physiology prerequisite. If you have taken an anatomy course with lab, you may take a physiology course to fulfill the anatomy and physiology prerequisite. Check the UNC transfer course equivalencies website for information on specific courses.
Can I take a calculus course other than an equivalent of Math 231 or 241 in order to fulfill the calculus prerequisite?
No. We can only accept a course that is equivalent to Math 231 or 241.
Do courses other than the equivalents to Statistics 151 or 155 fulfill the statistics prerequisite?
Any pure statistics class may be used, including statistics for the behavioral sciences. You cannot use a course other than a statistics course even if it has a strong statistics component.
My institution does not offer lab sections for some of the lower-level science courses. What should I do?
Lab sections are required for courses with a lab on our prerequisite list so you will have to find somewhere to take them. You may want to consider a community or technical college.
Should the physics prerequisite be algebra based or calculus based?
Calculus based.
Can I complete my prerequisite classes online?
All prerequisite classes can be completed online except Biology 252, Microbiology 251 or 255, and all science labs sections.
Which biochemistry course (Chemistry 430) should I take?
The biochemistry course should be an introduction to fundamental principles of biochemistry. Emphasized topics should include the structures and functions of major classes of biological macromolecules (proteins, carbohydrates, nucleic acids and lipids), the chemical nature of essential cellular processes (metabolism, bioenergetics, and biochemical genetics), the primary catabolic pathways of carbohydrates (glycolysis, gluconeogenesis, and the Krebs cycle), and enzyme catalysis and basic kinetics. Two semesters of organic chemistry should be a prerequisite for the course.
Is the Pharmacy College Admission Test required for admission to the UNC Eshelman School of Pharmacy PharmD program?
When should I take the PCAT?
Take the PCAT in the summer or fall of the year you apply. The latest date you can take the exam for the first time and be considered for admission is November of the year you apply.
I took the PCAT for the first time in September. Can I apply to the Pharm.D. program for that fall even though you may not receive my PCAT scores before the application deadline?
Yes, you may still apply to the Pharm.D. program if you take the PCAT in September. We have accounted for this in our admissions schedule. Everything else in your Phase I and Phase II application must be complete and submitted by the deadline in order for us to accept your application.
What is the minimum acceptable PCAT score?
Applicants should strive to achieve a composite percentile rank above 70 percent and subscores above 50 percent on each section.
The average PCAT composite percentile rank score of students admitted in the past few years has been 85 to 87 percent. Many students with PCAT scores above and below have been admitted.
How long are my PCAT scores good?
We prefer scores no older than three years and will not consider scores older than five.
How many times may I take the PCAT?
Five times is the max.
How should I prepare for the PCAT?
You can download a practice test and study guide as well as an information booklet from pcatweb.info.
Commercial preparatory books are also available through most university bookstores. If you have a previously identified weakness in one or more of the five test areas (reading comprehension, verbal ability, chemistry, biology, and mathematics), you should concentrate on improving your skills before taking the test.
What are the health requirements for Pharm.D. students?
You can find our health requirements here.
Why must Pharm.D. students have the extra vaccinations?
Pharmacy students are health-care workers and must be immunized to protect them from communicable diseases. No students will be allowed to begin classes in the UNC Eshelman School of Pharmacy unless they provide verification that they meet the vaccination and immunity requirements of our program.
Do I have to have a college degree to apply to the UNC Eshelman School of Pharmacy at UNC?
No. You may enter our program after successfully completing both the general education and math & science prerequisite courses.
If you have a bachelor's degree, you are not required to complete the general education prerequisites. You are onlyrequired to successfully complete the math & science prerequisite courses.
Do most applicants have a degree?
Yes, approximately 80 percent of students admitted over the past few years held a four-year degree.
When do I apply to the UNC Eshelman School of Pharmacy?
The first step, the PharmCAS application, will be available in mid-July 2016. PharmCAS requires four to six weeks to verify an application before it is forwarded to individual schools of pharmacy.
- The application deadline for entry in fall 2017 is December 1, 2016.
- Submit your application as soon as possible to ensure earlier review by the Admissions Committee.
The second step, the supplemental application, will be available in mid-July 2016. After you have completed step 1 (submitting your PharmCAS application), PharmCAS will process and verify your application. When PharmCAS completes the verification and releases your application to the School, you will receive an email within one week with instructions to being your online supplemental application for the UNC Eshelman School of Pharmacy. You must submit both the PharmCAS application and the supplemental application to be considered for admission. You will have until January 15, 2017 to complete your supplemental application.
PharmCAS applications submitted after December 1, 2016, will not be accepted. There are no exceptions.
How will I know that my application has been received and is complete?
- PharmCAS application: Log in to your PharmCAS application and check the Status menu option.
- Supplemental application: You will receive a confirmation email after submitting payment for your supplemental application, which will serve as confirmation that your application was received. Also, you may log into your supplemental application account to view the status of your application.
Do I have to apply to Undergraduate Admissions as well as the UNC Eshelman School of Pharmacy?
No. All applicants first submit an application through PharmCAS and then a supplemental application through the UNC Eshelman School of Pharmacy.
When will I be notified of acceptance?
After your application is complete and you have been interviewed, the Admissions Committee makes its decision. Admission decisions cannot be made without PCAT scores. All offers are conditional based on completion of your remaining prerequisite science and math courses with scores of C minus or better. You must also provide the required health documentation. Applicants are usually notified of our admissions decision no later than mid-March.
Yes, interviews are scheduled November through February and are a very important part of the admission process. Students seeking admission to the Asheville campus will interview there. Likewise, students seeking admission to the Chapel Hill campus will interview there. Applicants who submit their application earlier will increase their chance of being invited for an interview earlier in the admission process.
What form will the interview take?
Each candidate will participate in a multiple mini-interview session.
The MMI is a series of seven interview stations consisting of timed (eight-minute) interview scenarios. Applicants rotate through the stations, each with its own interviewer and scenario, over the course of an hour. The MMI does not test knowledge but will assess characteristics and attributes which the Admissions Committee feel are important for success as a pharmacist.
How should I dress for the interview?
Professional attire is recommended.
Should I submit letters of recommendation to the UNC Eshelman School of Pharmacy when I apply?
No. The School does not accept separate letters of recommendation. You will, however, submit two statements of recommendation using PharmCAS, which the Admissions Committee will review.
Who would be the best person to ask for a recommendation?
The best person to write a statement of recommendation for you is someone who knows you very well and can comment on the characteristics that will make you a good pharmacist.
- Academic professors, research lab supervisors, and employers (especially as it relates to pharmacy) are an excellent source of recommendations.
- Political figures, and alumni will not impress the Admissions Committee unless they know you well.
- We do not accept recommendations from family members, or students currently in the Pharm.D. program.
If I submit more than the maximum number of letters of recommendation for my Pharm.D. application, will all of them be reviewed?
No. The maximum number of references PharmCAS will accept is three. Do not submit additional letters of recommendation directly to the UNC Eshelman School of Pharmacy.
Is financial aid available?
Yes, through both the School and UNC-Chapel Hill.
What financial aid is available through UNC-Chapel Hill?
Visit the Office of Scholarships and Student Aid for full details and links to financial aid resources.
What financial assistance can the School provide?
The UNC Eshelman School of Pharmacy offers approximately $860,000 in competitive awards each year for students. Students are eligible for these awards once they complete their first year in the Pharm.D. program.
How do I apply for financial aid?
All students apply for financial aid through the Office of Scholarships and Student Aid. The priority deadline is March 1 of each year and you may apply for financial aid prior to receiving your admission decision. Information can be found at www.fafsa.ed.gov.
Does the campus I attend matter when applying for financial aid?
All financial aid for students on all campuses originates from UNC-Chapel Hill. Students should designate UNC Chapel Hill as the institution they are attending when completing FAFSA, not UNC Asheville. Requesting aid through those schools won't work and will slow or disqualify you for an aid package at UNC Chapel Hill.
Can international students qualify for financial aid?
Students who hold a United States Permanent Resident Card (Form I-551 or a green card, as it is also known) can be considered for need-based federal and institutional funds.
All other international students are required by law to certify at the time of admission that they can pay for their education.
Will I complete my pharmacy practice experiences (clerkships) in the Chapel Hill area?
All students will be placed in one of the Area Health Education Centers (AHEC) across the state of North Carolina for eleven months of professional experience also known as experiential education. Although you will have some input into this process, most students must leave the Chapel Hill area for the entire last year of study.
Is a laptop computer required in the Pharm.D. program?
Yes, a laptop is required for the program. You can find hardware and software specifications here.
Should I work while I am in the Pharm.D. program?
We recommend that students do not work for the first year while adjusting to our program. If you must, try to work no more than ten to fifteen hours a week. Our curriculum is very challenging, and you will be taking at least two classes with labs every semester.
How do I establish North Carolina residency for tuition purposes?
The UNC registrar's office offers information on establishing residency and is responsible for classifying students as residents or nonresidents.
How do I contact the UNC Eshelman School of Pharmacy regarding questions about admission into the PharmD program?
- E-mail email@example.com.
- Call the Office of Student Affairs at 919-966-9429.
- Contact us on Facebook.


text:
George A Grant Inc.
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Broadridge uses cookies to give you the best experience of Broadridge's website. By continuing to browse, you agree to Broadridge's use of cookies. Find out more about cookies and how we use them.
The Trust Advisors Forum, offered exclusively by the Trust Education Foundation, Inc. is a four-day educational program for wealth management and trust professionals.
Each year, hundreds of representatives from trust, broker dealer, financial planning, accounting, and legal firms gather at the conference to share information, issues and ideas.
The Forum focuses on innovation, client expectations and regulatory challenges in the financial sector. It also offers continuing education credits and exceptional networking opportunities.
The program will cover estate and financial planning, taxation, fiduciary law, compliance issues, market outlooks and business development strategies — all presented by many of the leading experts in their fields.
For more information, please visit the Tust Education Foundation's website.


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Fernando Vargas stood face to face with Ike Quartey at yesterday's weigh-in and stuck a finger in his opponent's chest, punctuating the significance of tonight's junior-middleweight championship fight. Indeed, Vargas seemed to sense that more than his International Boxing Federation title will be at stake at the Mandalay Bay Events Center in Las Vegas.
''I just told him I'd see him in the ring,'' Vargas said. ''Two warriors, one war. I'm going to hold up my end.''
Vargas, who is 18-0 with 17 knockouts, weighed 153.5 pounds. Quartey, 34-1-1 with 29 knockouts, was 152 pounds. Vargas measured two inches taller, but Quartey had a one-inch advantage in reach. Otherwise, age is the only significant difference: Quartey is 30 years old and Vargas is 22, the youngest junior-middleweight champion in history.
''At the end, there's only one warrior who will be standing,'' Vargas said. ''An Aztec warrior.'' TOM SPOUSTAContinue reading the main story


text:
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text:
Nintendo has promised that there will be lots of fantastic Wii U games to play in 2013 as the company look to follow up a "strong Q1" with another great show at E3.
I hope Retro will be releasing something this year. I don't want to wait for an amazing AAA Nintendo game. I also am wondering what Miyamoto is working on. He has done some different stuff, Mario, Starfox, Zelda, Donkey Kong, Pikmin. I really hope its a new platform franchise and not something like Pikmin. I like Pikmin, but we get part 3 soon, so I am hoping for a new Platform with new characters.
Wasn't Miyamoto one of the people they announced were working on a new IP?
A new Star Fox would be brilliant as long as they don't drag it down the RPG route. A new 3D Mario would be great as well but I'm getting a bit tired of him to be honest! F-Zero would be very welcome as well! Think the new Zelda game isn't gonna be around until 2014, loved the realistic look shown on the Wii U tech demo a few months back but heard they're sticking to the cartoon graphics :( Not sure about Pikimin, never played it before but the videos I've seen for part 3 are a small bit underwhelming, are you just a guy with a glass bowl on his head who fires little colourful men at garden stuff?
Yeah, Nintendo really need some new IPs.
Dude really Pikmin 1 and 2 were triple A games in my opinion. The controls are so fun just to use nevermind the actual games which were are top shelf stuff, brilliant stuff from the master. I'm looking very, very forward to Pikmin 3 and GTA U.
Kingofwiiu, Aliens Colonial Marines and Wonderfull 101 especially look insane! (>'o')>∞!
The only Pikmin I've played was in Nintendo Land but that was enough to convince me to get Pikmin 3.
Old McGroin, before saying Nintendo needs new IPs maybe you should try their current IPs first :)
hehe best of luck to you with mario, starfox, zelda, and donkey kong but they did not mention a single title like that in the article.
singstar and monsterhunter are the only games they announce in the article. pretty sad.
Yeah right, Sing Party is a fantastic game
Sing Party wasn't even on this list.
Lol, did you even read the article?
"We've got a lot of fantastic titles - Monster Hunter, Ninja Gaiden, Sing Party, fantastic titles for everyone"
Monster Hunter Ultimate , Wonderfull 101 , Rayman Legends , Pikmin 3 , ALiens colonial marines , Game and Wario , Project cars , NFSMW , Sniper Ghost warrior , Fist of the north star 2 , etc etc.
Ninja gaiden 3 razors edge and scribblenauts if you live in Europe.
And many many more to be announced.
None of those impress me at all. Give me Zelda, metroid, etc.
@XXXL . None of those impress you at all ? Then you must have a terrible taste in gamming. Not my/our problem.
Pikmin 3 - Huge.
Rayman Legends- Huge
Monster Hunter Ultimate- Huge
Bayonetta 2-Huge
Wonderfull 101 - Huge
Games like Lego city.
Nice to see someone one who wants Fist of the North Star 2. I started playing the original again after about a year. I forgot how addicting it was.
When The Wonderful 101 and Beyonetta 2 get releases dates, I'll buy a Wii-u.
we shall see what they have incoming thats so great.. Rayman & Bayonetta is all i can think of thats been announced so far..
Jaw dropping announcement at E3.
hoping for mario galaxy 2 , a new zelda game and a new metroid that would be a good year!
No doubt, there is going to be a 3D mario in the future, but I don't think it will be a galaxy title. IDK, the seem to do something new with the 3D mario franchise every console cycle.
there alot of good games coming out for wiiu, wonderful 101, bayonetta, rayman, smash bros, ghost sniper, aliens colonial...pikmin, im sure there are alot more games that nintendo is not announcing yet and there should be so they stay ahead of the competition...
I don't know why, but I have high hopes for Lego City Undercover. It just looks fun to me and I can't wait to try it out. Hopefully the game turns out well.
looks great. And while I love the earlier Lego games like Star Wars, the fact that this is completely unique and original makes it even more exciting. And the graphics look very sharp for a Lego game.
I think Nintendo needs at least one of the big three to release this year if they want any hope of staying alive. With Zelda almost certainly being targeted for a 2014 release, that leaves a Galaxy style Mario or a Metroid game. Here's hoping they can pull off a miracle and release both this year.
They need to have that game defining 1st party game to get people on board.
My guess is they will announce something big at E3 and release it on or after the holidays this year. Of course I said the same thing about E3 last year and I was pretty mistaken (unless you count Bayonetta 2 for Wii U as a big announcement).
For me Bayo 2 is one of the best announcements ever, I actually was sad when there werent any announcements about it from sega, so Bayo2 for me is a must..
Why does everyone want another Mario Galaxy? I'm still waiting for my Mario 64 sequel, where you have a castle to explore.
The main things I want hear from E3 are what is Retro and Monolith working on for the Wii U?
A game with the sheer scale of Xenoblade Chronicles with the HD graphics of the Wii U is putting my mind in a spin...
It would be epic if they reveal their games at the E3. So far, they have done good jobs.
It's looking really, really, good for Nintendo at the moment , which is great don't you think!
they would say they though.
they wouldnt say 2013 will be a totally shit year for wiiu, please dont buy one as you are wasting your time :l
Proper mario game
Nintendo systems always had good games coming, the problem is there's never enough good games released each year due to terrible 3rd party support.
oooh shit ...Starfox Metroid Smash Bros Trailers at E3. Playable are Zelda, Mario U, mario Kart, F-Zero, Yoshi U, Kirby 3ds. + 2 new IP teaser trailers. E3 2013 GET READY SON WHAT
This guy knows what he's talking about! ^^^^^
Isn't Monster hunter the only excluive game thats on that list
rayman legends, wonderful 101and lego city are exlusives aswell as bayonetta 2. obviously pikmin 3 (but im not a fan of pikmin). quite a few coming out this year and probably more to be announced. im only really waiting on rayman legends and maybe bayonetta 2 if it looks any good (thats been announced) but i have a massive backlog of games to keep me interested and just brought far cry 3 new for 25 quid, i shouldn't have really as im halfway through assassins creed 3 but i cant resist a bargain.
I'm really anxious for Monoliths next title. They gave me Baten Kaitos and Xenoblade, as an rpg developer they have proven themselves to be as good as either square soft or enix in the 16-32 bit era or at least on the road to that level of epicness.
I think Nintendo is really going to carve its market out this year with exclusives. I mean the next 3-4 months have quite a few launching. Monster Hunter, Rayman, 101, Bayo 2, Pikmin 3. That (at least to me) is alot of exclusive titles for such a short period.
I'm really looking forward to Wonderful 101 and Lego City. The Aliens game look pretty good as well.
I'm looking forward to so many game on the Wii U. I already got BLOPS II, NSMBU, ZombiU, Switch Force HD, Neo Nano Assualt and Nintendoland.
off topic: Where is the WiiU hate post by -MIKA-? LOL
I will cry tears of unadulterated joy if Retro does a 3D Donkey Kong platformer
Donkey Kong on the Wii was impressive. Love to see a HD version. I'm most keen on a killer Metroid and Zelda, plus some JRPG's.
I hope they will dominate their own next gen with good games.
Nintendo: A bunch of great games coming out for the Wiiu!
Gamers: When?
As much as I like Nintendo, they are very secretive of what games are coming out for their consoles, so it seems like nothing for ages, and then they announce a bunch of games all at once. Then you don't hear anything about them, until a week before they are released.
A none gimmick Zelda HD would make me look closely at Wii U or maybe even thoughts of Majora's Mask HD remake!
To Nintendo fans who think the Wii U will get an exclusive GTA... you guys are the most deluded gamers ever!
No major GTA has ever been fully exclusive to any platform (not even PlayStation which features them all) and Rockstar has never released a *real* GTA on Nintendo ever because it's completely the wrong platform to release that type of game on period.
Not happening, it's never happened for a reason!
It might be coming but if it doesn't ok its definitely not going to be the end of nintendo etc etc so keep crying yo tears are delicious and nintendos 1st party titles will more then make up for it and the exclusive 3rd party games and the new ips and the ports of games it will be getting
I am pretty sure that they will show off Zelda and Retro's new project next.
Zelda will be the one of the only games that will be able to steal or compete with the spotlight of the new Hardware reveals Nintendo will be up against.
Also, a glimpse at a HD Zelda will be enough to make the hesitant jump-on the WiiU. How many times have you seen people write, "I am waiting for Zelda."
Imagine Super Mario Galaxy: Trilogy, with SMG 1, 2, and a new one, all in 1080p, or a new Metroid, maybe even a new DK or Kirby(Air Ride 2? Please!). It'd be awesome!


text:
This star rating is the opinion of the property owner only. A Self-Rated hotel has not been assessed by the AA or Visit Britain, whose official star ratings we use across LateRooms.com.
The Houben4 Self rated
272 Moo 5, Ba Kantiang Bay Koh Lanta Yai, Krabi, Koh Lanta, 81150
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About the hotel
The Houben is a modern, private villa-style hotel comprises 15 oceanfront rooms graciously perched on a cliff overlooking a striking panoramic view of the Andaman Sea. It symbolizes an hideaway for relaxing in utmost luxurious privacy with natural surroundings, yet easily accessible to pristine soft-white sandy beaches and many other attractions on Koh Lanta and its islets. The property is located close to Ba Kantiang Beach on Koh Lanta Yai – a tropical island south-west of Krabi province .
Although the property is located on a cliff and does not have access to the beach, guests can walk to nearby Ba Kantaing Beach which takes approximately 5 to 10 minutes. For guests' utmost comfort while relaxing and enjoying their time on the beach, we recommend the most exotic beach restaurant on the island namely "Same Same But Different" whereby they can use the whole facility to have drinks and snacks, lunch or dinner including use of restroom. The hotel can also arrange a complimentary drop-off at this restaurant upon request. The Houben is an ideal place to escape from city life, to fully relax and rejuvenate while enjoying superb European and Thai cuisine at the "Red Alert" restaurant. Dip into salt swimming pool laid with red color tiles with ensuite Jacuzzi to freshen up your mind and discover the secret serenity and beauty of the sunset on the Andaman Sea.
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- Air conditioning in rooms, 24 Hour Reception, Cots available, Smoking allowed in public areas, Safety Deposit Box, Tea/Coffee making facilities in each room, Hairdryer in each room, Minibar in each room, Telephone In Each Room, Limited room service for hot food, Concierge, Laundry/Valet Service, Wake Up Call Available, Doctor on call, Porter
- Parking
- Car parking available onsite
- Business
- Wi-Fi Available, In-room Broadband, In-room Modem Hook up, Wi-Fi Available In Public Areas, Wi-Fi Available In Rooms
- Dining
- Restaurant, Bar
- Leisure
- Outdoor Pool, Massage, Beauty Salon/Manicure, Jacuzzi, Fishing, Quad Biking, CD Player, [Channels] News, [Channels] Sky Sports, [Channels] Movies (Free), [Channels] Foreign (European), [Channels] Foreign (Other), [Channels] Music, [Channels] Childrens
- In Room Entertainment
- Video/DVD Player, TV, Satellite TV
Useful Info Show/hide
- Between 14:00 and 22:00
- By 12:00 hours
- Up to 11 years old
- The price shown is based on the occupancy and dates you have searched for. Prices and availability are subject to change based on the arrival date, number of nights and occupancy searched for. All prices are inclusive of all local taxes.
- Pets are not allowed
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Phoenix, AZ 85004
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Basically, it's the art equivalent of being a kid in a candy shop.
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"It's been setback after setback here."


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USS Duane
13,096pages onAdd New Page
this wiki
this wiki
USS Duane was a Starfleet escort vessel active in the 23rd century.
Duane and USS Bonanno were assigned to monitor USS Avenger during a time-travel mission from August, 2291 to ca. 1992. (Star Trek: Avenger: "Trip for Two")
- The Duane was named after the author Diane Duane.


text:
117 Camden St Historic Haywood District (Downtown Raleigh)
117 Camden St Raleigh, NC
Don't miss this adorable home! Available december 1st.
**showing this saturday (november 8th) and sunday (november 9th), at 11:30 am. Must call for appointment!**
Call for showing:
Kelly rent this home has just undergone a vintage transformation!! 117 camden street has been completely renovated...Just for you! Jump on the chance to enjoy this amazing home!
117 camden street in downtown raleigh
2 large bedrooms & 1 full bath
Brand new stainless steel appliances
Freshly painted, both inside and out
Newly refinished hardwood floors
Large eat-in kitchen, perfect for cooking home-made meals!
Welcome home to "inside the beltline" living...Relax and enjoy the fashionable lifestyle in this renovated 1920s home in one of raleigh's hottest and most desirable neighborhoods, the moore square district! Enjoy evenings grilling out with friends or a glass of wine as you unwind in your very own renovated vintage home! Can't you just see yourself living "green" as you walk or ride a bike to the trndy restaurants, bars, and boutiques located on fayetteville or hargett street and city market?
Inside your new home you will find:
1200 square feet of spacious living space
Newly refinished hardwood floors
Brand new kitchen and foyer flooring
Freshly painted walls throughout
Stainless steel kitchen appliances
Vintage features, such as bead board, wainscoting, and detailed banister and landing
This is where the charm of "old raleigh" meets the contemporary and trendy lifestyle of downtown living. Mere minutes from mordecai, oakwood, hillsborough street, cameron village, and glenwood avenue!
Address: 117 camden street, raleigh, **showing this saturday (november 8th) and sunday (november 9th), at 11:30 am. Must call for appointment!**
$1300 per month, $1300 deposit
No smoking inside home
Pets considered on a case-by-case basis
Unit Count: 1
Last Updated: 3 months ago
Contact Number: (762) 233-7368
117 Camden St Raleigh, NC
Be the first!


text:
13-year-old boy shot in Roxbury
Credit: Unknown
A 13-year-old who police said was an innocent victim was shot in the stomach tonight on a Roxbury street while walking to a nearby church.
The victim was taken to Boston Medical Center following the 7:09 p.m. shooting at the corner of Humboldt and Homestead streets. He was said to be in critical condition.
About two dozen plainclothes gang unit officers swarmed at the scene in the pouring rain to investigate.
|The article you requested has been archived
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text: Helen has written several articles on healthy nutrition, eating while on a diet and reading the labels to avoid unhealthy foods. She wrote instructions giving tips and information about how to read labels or putting together nutritious meal plans for the whole family. Many of her articles also provide lists of different foods that are high in nutrition or foods to avoid when planning a healthy diet.


text:
Product Description
Safavieh Sommerset Side Chair FOX6524A-SET2
White rattan isn't just for the porch these days. The updated, indoor Sommerset side chair dusts off an old-fashioned idea and gives it new life. Simple, elegant lines of the Parsons-style and the relaxed energy of rattan are woven to perfection.
- Sku: FOX6524A-SET2
- Manufacturer: Safavieh
- Category: Dining Chairs
- Finish: White
- Content: Rattan
- Dimension: 22.8 X 18.5 X 37.8
- Boxed Dimensions: 23.6 X 26.8 X 40.2
- Box Weight: 12.8
- Assembly Required: N
- Country Of Origin: Indonesia
- Boxed Weight:
- Seat Width: 18.7
- Seat Depth:15.6
- Seat Height: 18.3
- Care Instruction: Dust Regularly With Small Brush Or Vacuum. Spills Should Be Taken Care Of Immediately Before They Harden Or Stain With A Slightly Dampened Sponge.
Additional Information
Additional Information
|Free Shipping
|Delivery Type
|Fedex/UPS Drop off Delivery (If bought alone ) without Appointment / For large quantity, LTL Curbside Delivery with appointment
|Delivery Time
|2-3 Weeks


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Please check box to confirm your age.
Please check box to confirm.
Give your senses a chance to be flabbergasted with Apollo's most current liquid line: Smoozie Vapes! Smoozie is a premium, tasty throughout the day vape that tastes simply like your most loved smoothie drinks! Appreciate a heavenly mix of pineapple giving you an interesting tropical feel!
Primary flavor: Pineapple


text:
Writer Katie Wech on 'Prom'
In the Disney film "Prom," senior class president Nova Prescott (Aimee Teegarden) struggles to rebuild the elegant decorations for her "Starry Night"-themed dance after the originals are destroyed in a fire. If it were up to screenwriter Katie Wech, however, Nova wouldn't be reassembling paper stars and streams of twinkly lights. "I wanted to make the prom's theme 'Welcome to the Jungle,'" she says with a laugh. "Which makes me 105 years old. I thought it would be cool to have palm trees catch on fire, but alas. The production team for the film decided to make it more classy."


text:
At Desert Mountain, David Snyder, Zachary Wright and Canadians Tony Gil and Matt Williams all shot 4-under 66 and share the early lead.
The quartet leads another group of players tied for fifth place. Among those at 3-under is Nevada mid-amateur and senior Brady Exber.
Six more players are tied for eighth place at 2-under while six more sit at 1-under.
All told, there are 14 players within three shots of the lead shared by four. Another six players are just four shots back.
It all makes for what's sure to be a wild final three days at the historic championship.
Other players of note after Round 1 include: Division II star and U.S. Palmer Cup team member Anthony Maccaglia (3-under, T-5), Northern California junior and Georgia Tech golfer Christopher Petefish (E, T-20), Alabama's Tom Lovelady (2-over, T-34) and Cal's Andrew Morgan (5-over, T-74).
Scratch players eligible to enter the
Championship must have a USGA Handicap
Index of 1.4 or less.
The SWGA reserves the right to invite
amateurs of national and international
reputation, as well as other amateurs "of
note", to enter into the tournament.
Applicants are urged to submit their entries
with golf resumes of accomplishment in
tournaments and other competitive track
record information.
View Complete Tournament Information
View full results for Southwestern Amateur Golf Championship
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Commercial building and facilities management resources for corporate facility executives, building operators and facility managers in all industry and service sectors. Environment articles below.
NEW PRODUCT FLASH: Surface Reaction From Patcraft
This carpet collection is Cradle to Cradle certified and can help to earn LEED points.
NEW SERVICE SPOTLIGHT: Matting Advice from EcoPath
The company has put in place a team of specialists to counsel facility managers on how its recyclable entryway matting solution can serve their buildings.
NEW SERVICE SPOTLIGHT: Waste Management, Recycling, and Diversion from IEA
The International Environmental Alliance (IEA) provides full service waste management, recycling, and diversion services for facilities of all types and sizes.
FM Landscape Professional Recognized
The Professional Grounds Management Society will present its E. Earl Wilson Award to Jeffrey Bourne of the Montgomery County (MD) Department of Recreation.
NEW PRODUCT FLASH: Adhesive & Ink Remover From Daimer Industries
Daimer Industries Inc., a Woburn, MA- based supplier of cleaning products, has introduced Eco-Green® Adhesive & Ink Remover for Public Works operations. This industrial...
Trendway Garners SCS Certification For Pack
Pack, a desking, filing, and storage system, has achieved the Indoor Advantage Gold indoor air quality certification.
EMCOR Recognized By EPA
The company's Construction Services in Indiana was recently named an Energy Star Service and Product Provider (SPP) partner.
Cooling Cleanup Volunteers
Kohler Rental is providing air conditioning and power generation equipment to assist wildlife cleanup in the U.S. Gulf Coast.
Cutting-edge Online Campaign – 'My Gulf Action' – Allows Everyone to Take Direct Action to Offset Gulf...
SmartPower, the nation's leading non-profit marketers of clean, renewable energy and energy efficiency, announced today the launch of My Gulf Action, an online campaign for individuals who are deeply concerned about the BP oil spill and want to help reduce our nation's collective reliance on fossil fuels.
NEW PRODUCT SPOTLIGHT: Greenpipe By Aquatherm
This recyclable piping system is designed specifically for potable water applications.
Kimball Office Recognized For Sustainable Action
The furniture company has been accepted into the Indiana DEP Environmental Stewardship Program.
EPA Monitors Air Outside Schools
The year old initiative monitors air quality surrounding a selection of schools around the United States.
Water Leaks Can Add Up
Toilets, sinks, and landscaping fixtures should be checked to identify unnecessary water costs.
K-12 Schools And IAQ Awards
The EPA's IAQ Tools for Schools program is looking to recognize schools with successful IAQ management programs.
NEW SERVICE SPOTLIGHT: Reseller Of Packaging/Containers
Container Exchanger resells folding bulk containers, metal storage bins, plastic industrial totes, plastic pallets, and used gaylord boxes throughout the U.S.
Protocols for Performance Measurement Offered by Leading Building Groups
Protocols are developed at three levels for each of six performance categories: energy, water, thermal comfort, indoor air quality, lighting, and acoustics.
Recycling At Vancouver Convention Centre
The facility has been recognized by the Recycling Council of British Columbia.
Sustainable Landscape Guidelines Tested
The Sustainable Sites Initiative™ (SITES™) has selected pilot projects to test a rating system for sustainable landscape design, construction, and maintenance.
WEB EXCLUSIVE: Performance Contracts, PACE Bonds, And More
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The Man Who Thinks He Never Has to Eat Again Is Probably Going to Be a Billionaire Soon | VICE United Kingdom
Jared Sperli stashed this in food
Stashed in: Nutrition, World Hunger, That's not food., Vice, Soylent
To save this post, select a stash from drop-down menu or type in a new one:
It's just a protein shake, right?
i think he would say it is not a protein shake, it is a food replacement liquid.
Isn't that what all the protein shake vendors say too? e.g. Visalus:
They make the same claim that it replaces food: http://visalus.com/products/vi-shape


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Valentine's Day
Yesterday for us, today for others. We don't celebrate Valentine's Day in our house.......apparently!
Eta - I did however receive a lovely goaty Valentine's Day card on Ravelry from Possum. Possum is the creator of the now famous Goat in the Well thread on Ravelry. If it wasn't for that little dead goat (or is it a dead goat?), I probably wouldn't have started blogging. I needed somewhere to put my Fester Tea Cosy Pattern to share, so I had to take the plunge & learn how to blog. Thank you Possum, you gave us so much fun.
So check out Possum's awesome website Watermellish, full of gorgeous knitted, crochet & fabric embellishments!
I never pass up the chance for a photo project, so here last night I sought out hearts. I do love hearts of any kind, stars at Christmas come a close second, but hearts are it for me, which is um evident below lol. So if you missed out on a heart for Valentine's Day, come share mine, or have fun finding some at home, for your own collage.


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Discussion in 'Introduce yourself!' started by Marix, Oct 2, 2007.
Hello everyone,
I'm from Torontonian novice techie..big smile to everyone:image10-2:
Welcome to the forum Torontonian Marix!
(isn't that some form of math they're doing in second grade now?) :D
- Marc
Welcome to the board!
Separate names with a comma.


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Get an overview of this hotel3.5-star hotel with 2 restaurants and coffee shop/café
Collect 200 Nectar points!
Simply enter your Nectar card number when you check out. Your points will be credited 35 days after you return from your trip.*Offers may apply
Popular property highlights
Situated in Thiruvananthapuram, this hotel is within 1 mi (2 km) of Trivandrum Secretariat, Shri Padmanabhaswamy Temple, and Thiruvananthapuram Zoo. Napier Museum is 1.2 mi (2 km) away.
Along with 2 restaurants, this hotel has a coffee shop/café and a conference center. WiFi in public areas is free. Additionally, coffee/tea in a common area, a meeting room, and dry cleaning are onsite.
Hotel Features
All 35 rooms offer free WiFi and room service.
Room AmenitiesInformation missing or incorrect? Tell us!Opens in a new window
Hotel Town Tower
Hotel Amenities
Hotel Amenities
Dining is available at one of the hotel's 2 restaurants and guests can grab coffee at the coffee shop/café. Wireless Internet access is complimentary. This Thiruvananthapuram hotel also offers coffee/tea in a common area, dry cleaning/laundry services, and an elevator (lift).
- Total number of rooms - 35
- Number of floors - 6
- Coffee/tea in common areas
- Coffee shop or café
- Dry cleaning/laundry service
- Elevator/lift
- Free WiFi
- One meeting room
- Number of restaurants - 2
- Conference center
- Number of buildings/towers - 1
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Room Amenities
- Hair dryer (on request)
- Free WiFi
- Room service
Where to Eat
Room service is available.
Hotel Town Tower has 2 restaurants on site.
If you have requests for specific accessibility needs, please note them at check-out when you book your room.
- Accessible bathroom
Hotel Policies
Check-in time starts at 12:30 PM
Check-in time ends at 12:30 PM
Minimum check-in age is 18
Check-out time is 11:30 AM
Payment types
Children and extra beds
- Children are welcome.
- Kids stay free! One child 5 years old or younger stays free when using existing bedding.
- Pets not allowed
You need to know
Extra-person charges may apply and vary depending on property policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Please note: To comply with local law, no alcohol will be served in this property on the first day of every month. For more details, please contact the office using the information on the reservation confirmation received after booking.
Hotel Name
- Hotel Town Tower
- Hotel Town Tower Thiruvananthapuram
- Town Tower Thiruvananthapuram
We should mention
One child 5 years old or younger stays free when occupying the parent or guardian's room, using existing bedding.


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April 28, 1993
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New Braunfels Herald Zeitung (Newspaper) - April 28, 1993, New Braunfels, Texas Wednesday, April 28,1993New Braunfels 410 H016 10/22/9? 172 ■(■■■■I I ad •. aa so-west micropublxshino Ilmtfi 1#1 '' 'i rC ■■ B EE J ti IMi va W1AA Serving Comal County • Home of Ellen Nunez 50 Cents Daily, 75 Cents Sunday Vol. 141, No. 113 Marshal probing lake fires By GARY P. CARROLL Harald-Zaltung Chamber official, candidate at odds over accounting Comal County Fire Marshall Milton Willmann is conducting an investigation into a series of firas in the Lakeview Park subdivision near Canyon Lake. Since mid-March, Willmann said there have been four fires in the trailer park community. Willmann said he believes at least three of the fires were deliberately set. All of the trailers involved were severely damaged, he said. They were all trailers that no one lived in or they were for sale," Willmann said. "We've got a couple of leads. But we're dealing with juveniles here, so it takes a little more time to get everything taken care of," the fire marshal said. Willmann said some of the evidence from the fires was sent to Austin for analysis, but the fire marshal said he feels fairly certain three of the four fires were intentionally set. Willmann said his investigation, in cooperation with the Comal County Sheriffs Department, has turned up several leads, but no arrests have yet been made. Officer, K-9 arrest suspect in burglary By GARY P. CARROLL Harald-Zaltung New Braunfels Police K-9 Officer Scott Lang and his partner, Keisha, apprehended a man suspected of burglarizing Midtex Oil Inc. offices Friday on Frontage Road in New Braunfels. At approximately 11:30 p.m. April 23, police responded to an alarm at Midtex Oil. Once on the scene, officers found the building had been burglarized, and seven vehicles were broken into. According to Captain Ray Douglas, various tools, equipment, and radios were stolen from the building and the vehicles. The K-9 unit was called in and tracked 31-year-old New Braunfels resident Dennis Mitchell Alford, Route 6 Box 553, New Braunfels, into a field near Midtex. According to police reports, Midtex property was found near where Alford was hiding, and he was subsequently arrested and charged with one count of burglary of a habitation and seven counts of burglary of a motor vehicle. Judge David Perkins set Alford's bond at $15,000 for the burglary of the building and $1,500 for each burglary of a motor vehicle for a total bond of $25,500. Alford is currently in custody in the Comal County Jail. Emergency medical technicians prepare to transport Rodney Schock of New Braunfels to McKenna Memorial Hospital Monday afternoon after he was involved in a three car accident at the intersection of Walnut Street and Business Highway 81. There were no other injuries reported in tho incident and Schock was treated for minor injuries and released. Photo by Karla Wenzel. STAPP REPORT Harald-Zaltung New Braunfels Chamber of Commerce Chairman of the Board Mike Dietert responded Wednesday to charges made by City Councilman James Good-bread that the Chamber has not provided adequate documentation of funds obtained through the city's hotel and motel taxes. Occupancy taxes are restricted by state law for use only in promoting the visitor industry, and Dietert said that is just what they have been used for. Dietert said an accounting of the expenditures were provided to the city council and unanimously approved by the council on December 14, 1992. The annual budget for the expenditures of room occupancy tax by the New Braunfels Chamber of Commerce received unanimous support from the City Council," Dietert said. The presentation to the City Council by the Chamber's Convention and Visitors Bureau included an itemized report on all expenditures for 1992 and a proposed budget that included an itemized accounting for 1993." Although Goodbread agrees the 1992 report was a somewhat better version than reports submitted by the Chamber in the past, said he thinks more financial disclosure by the chamber was necessary. Goodbread said he thinks administrative costs for the chamber are too high and a full accounting of where the funds are allocated is necessary to ensure that the money is being spent correctly and fairly. "I think we finally need to get the attention of the executive committee of the Chamber of Commerce. This la the taxpayers' money and they need to assume the responsibility and not let one person run that chamber." Jim#* Goodbraad, city oounoll Incumbent "I think we finally need to get the attention of the executive committee of the Chamber of Commerce," Goodbread said. This is the taxpayers' money and they need to assume the responsibility and not let one person run that chamber." Goodbread said a disclosure of salaries for the chamber was not an unreasonable request, and he felt the chamber, as with other entities receiving tax dollars, should be held accountable for all expenditures. However, Dietert said he feels it is unnecessary to disclose the salaries of the chamber's administrative staff, and said the report by an independent accounting confirms the chamber's fiscal operations. "For City Councilman James Goodbread, who voted for approval of the budget, to now claim the budget was not itemized is not only erroneous and hypocritical, but damaging and divisive to efforts to improve the community's economic well being," Dietert said. The big thing about it is *Why are we a success?"' Dietert said. "It's because it's working." County child abuse incidents up in '92, official says By GARY P. CARROLL Harald-Zaltung In spite of efforts by state and county officials, incidents of child abuse have increased in Comal County since 1992, a Child Protective Services official said this week. Sherry Flume, a supervisor for Comal County Child Protective Services, said there is no way to determine if the incidents of actual abuse are up or reports of such incidents are increasing, but her office usually sees an increase in April, which has been named Child Abuse Prevention Month. "I think the incidents are always out there, I just feel the increase in the number of reported cases is a result of the media attention Child Abuse Prevention Month gets," Flume said. In April of 1992, Flume said there were 26 child abuse investigations locally. This year, Flume estimates the number of investigations to be at least 35. Flume said past trends have shown reports of child abuse usually increase just before school lets children out for the summer, then drops off during the summer months. The teachers see the kids all year and they notice changes in behavior," Flume said. "I guess their reasoning is 'hey, this kid has to spend all summer in an abusive environment,' so they report the cases just before summer vacation," Flume said. Once the case is reported, CPS conducts an investigation into the alleged abuse, although with the strained budget and limited staff, Flume said often the most difficult task is opening a case for investigation. "Our purpose is to determine whether or not the abuse occurred, and if it has to prevent it from happening in the future," Flume said. "Our main concern is that we make sure the kids are in a healthy environment." Suspected cases of abuse can be reported anonymously by calling l-(800)-292-5032. House tentatively approves health insurance reform Associated Press AUSTIN — A bill that aims to make health insurance more affordable and accessible to small businesses has won preliminary House approval. The measure by Rep. Mike Martin, D-Galveston, was ap proved 126-13 Tuesday. It faces a final House vote before being sent to the Senate for consideration. "This is an opportunity to move forward and for once be a leader in this country instead of being last in an area of significant social reform and social policy," Martin said. He added that only two other states have approved reform packages similar to the Texas plan. The bill targets businesses with three to 50 employees. There are about 320,000 such businesses in Texas, employing about 1.2 million people. Under the measure, insurers could not cancel or refuse to renew a policy once the employer is insured, providing exceptions in cases of fraud. The bill also requires insurers to provide health insurance to small businesses regardless of the health status of employees beginning Sept. I, 1995. "What is so fundamentally good about this bill is if you get sick, you can't get cancelled,'' Martin said. The bill requires that health insurers offer three benefits packages to small businesses. The packages consist of a preventative and routine medical care plan; one covering hospitalizations and follow-up care; and a standard plan combining both. The measure also provides for rate restrictions, such as a 15 percent limit on increases due to health status, prior claims history or future expected claims. Another provision would create a statewide non-profit cooperative through which small employers could band together to purchase insurance. Martin said co-op and other provisions in the bill would provide for more affordable rates. Martin said that passage of the bill would pave the way for Texas to quickly implement a federal health plan. "We're going to be in a position to receive the federal plan without having to go into a legislative special session. This act actually authorizes the implementation of a federal plan," he said. Inside CLASSIFIED......... ......5-8 B COMICS................ .........8A FOOD.................... ..........1B LOOKING.............. ........ 5A OBITUARIES........ OPINION............... ..........4A SCRAPBOOK....... ..........2B SPORTS................ .. 10-12A WATER WATCH- ..........2A WEATHER............ Stammtisch The New Braunfels Herald Zeiturig invites its readers to submit items to Stammtisch. According to the Sophienburg Archives and members of the German community, MStammtischm represents a sitting place reserved for a group of special people — ora time set aside for members of a community to gather and share the day's happenings. See more Stammtisch on page 2B. Best Wishes The New Braunfels Herald-Zeitung sends Birthday wishes to Virginia Isabel Fuentes, Carlon Scapper, John Baas, Carmen Torres, Kay Lynn Bundick and Kory Bundick. Anniversary wishes go to Juan Carlos and Sylvia N. Moreno. Project Volleyball New Braunfels High School students will take on their teachers in a volleyball game at 6:30 p.m. Thursday in the high school gym. Admission is $1. Proceeds support Project Graduation. Perfect Boss The New Braunfels Jaycees would like to honor the perfect boss with a Bosses Night Out on May 12. To qualify a boss for this award, employees may send a brief description of the qualities that you feel make him or her the perfect boss. Nominations will be accepted until April 30, when they will be reviewed and a winner chose. Applications may be sent to P.O. Box 310432, New Braunfels, 78130. Call 620-6735 for information. InsideSexual Assault As the Comal County Women s Center promotes Sexual Assault Awareness Month, the number of reported cases in the New Braunfels area is on the rise. And one victim shares her story so her counterparts know they have somewhere to turn. Baa Raga 3A for (Satilla. ....... mom rn mn,*,* — EE i, ...... nu... ii .......... ;
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Where Are You Going on Your Next Magical Disney Vacation?
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Terrific Tuesdays: Starting Your Day Off at Magic KingdomWhat many people don't realize is that Disney makes it FUN to arrive early, especially to the Magic Kingdom, where a delightful show happens every morning in front of Cinderella Castle just prior to the park opening
Disney Resort Spotlight: Disney's BoardWalk InnDisney's BoardWalk Inn is a deluxe resort at Walt Disney World, and is themed like an Atlantic-style boardwalk. It's located on the shore of Crescent Lake in between Epcot and Disney's Hollywood Studios.
Disney with Special Needs: Get to Hopping (Parks, Of Course)When you are planning your visit to Disney World, you are going to have many decisions to make, but one of the most important is the type of ticket that you purchase.
Wordless Wednesday: Finding Dory...or Finding Nemo?Outside of the Seas With Nemo and Friends, both Dory and Nemo are swimming along, friends to the end. Are either of them lost though? With these two, you just never know!
Terrific Tuesdays: The Great Movie RideSince Mickey's Sorcerer's hat came down several years ago, the original icon of Disney's Hollywood Studios can now be seen, a full-scale reproduction of Graumann's Chinese Theater, which houses The Great Movie Ride.
Disney with Little Ones: Getting the Most Out of Character InteractionsIf you're anything like me or my kids, you get a little starstruck after waiting for an hour in line and it's finally your turn to have a 1:1 conversation with your favorite Disney character.
Thursday Thoughts: There's a New World Coming to Disney's Animal KingdomIf you follow anything Disney parks related online you know that something new and really big is coming to Disney's Animal Kingdom in just a couple of weeks: Pandora - The World of Avatar.
Wordless Wednesday: Butterflies!On a recent visit to Port Orleans Riverside, I stumbled on this lovely butterfly garden, and it was such a delight! I loved the fact that not only is Disney actively planting to encourage butterflies, but beyond that, it was beautiful!
Our Favorite Disneyland Shows
Disneyland certainly has plenty of rides to experience, but another thing I love about these parks is all the shows available to see. Continue reading


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But Mr. Carney fought off the critics. Petrocan's stock price rose during the marketing period, and the government eventually sold its shares for $64.50 apiece, which was at least $5 more than what investment banks would have paid in a bought deal. "It turned out to be the most successful sale of its kind, ever," Mr. Goodale said in an interview. "Mark had his heels dug in, and he proved to be right."
Canada's financial system weathered the meltdown of 2007-08 better than most. But it was far from untouched.
In the summer of 2007, the market for a short-term investment product called Canadian asset-backed commercial paper, or ABCP, suddenly dried up when new investors refused to buy maturing paper from other investors. Compounding the problem, the derivatives trades underlying the investments were threatening to go bad amid the stress in credit markets. The potential losses were in the tens of billions unless a restructuring was agreed upon.
During the financial crisis, investors lost access to cash invested in about $35-billion of ABCP. It took a protracted set of negotiations to save those investors from immense losses, and Mr. Carney played the closer in the final talks.
Negotiators among the various parties took the deal as far as they could over 16 arduous months. As the end of 2008 approached, they were within sight of resolution but at a loss as to how to agree on the final points. At that point, Mr. Carney stepped in and rammed the deal home.
In Ottawa, he played a role in convincing the federal Finance Minister Jim Flaherty that the government should provide a financial guarantee that helped seal the deal, arguing that there was not much risk it would be tapped. Mr. Flaherty had been opposed to stepping in, but in the end, he did.
Mr. Carney has so far been right. The federal government has not had to put forward any cash.
He also got on the phone to the foreign banks who needed to agree to restructure the derivatives trades, reaching far above the executives who had been negotiating the deal to talk directly to those at the top, such as then-Deutsche Bank CEO Josef Ackermann. After talking with Mr. Carney, and seeing the support from the government, banks that had been recalcitrant fell into line and the deal was wrapped up.
Relieved ABCP investors started to get their money back a few months later.
It was not the first time Mr. Carney's expertise in financial markets was deployed on a tricky file for Mr. Flaherty.
After markets closed on Oct. 31, 2006, the Finance Minister announced an end to the income trust bonanza, saying a move by large corporations such as BCE Inc. to the tax-minimizing structure was distorting the economy.
The so-called "Halloween surprise" was extremely controversial, particularly since it broke an election campaign pledge by the Conservatives. Behind the scenes, Mr. Carney was one of a small group of senior Finance officials who advised Mr. Flaherty – and he's widely viewed as having played a key role in getting the Harper government to move.
"Clearly [Carney] had a strong view and was able to persuade the Finance Minister and the PM to reverse ground, which they haven't done much of," said former Liberal finance minister John Manley, now head of the Canadian Council of Chief Executives. "I think he had to be an activist on it."
Whether Mr. Carney's advice stood out from his colleagues is unclear. "Nothing is a one-man show in finance," said Rob Wright, deputy minister at Finance from 2006 until his retirement in July, 2009. "As public servants we provide advice and support. The driver on income trusts was Jim Flaherty. He was well supported by the government."
Mr. Carney was a different kind of central banker.Report Typo/Error
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Flexible mortgages have rocketed in popularity, with new research from lenders showing that one in five borrowers now have a flexible deal.
But the figures, from the Council of Mortgage Lenders, also contain confirmation that only a tiny proportion of flexible mortgage holders are using the benefits that mark the deals out from ordinary home loans.
Because flexible deals typically charge higher interest rates than the best regular mortgages, experts are worried that many borrowers will end up paying thousands of pounds over the odds for flexibility they may never use.
There have been many squabbles over what benefits constitute a flexible mortgage, but most agree they should offer not only the fa cility to make regular and lump sum overpayments, but also the chance to take payment holidays or underpay. Daily interest is also regarded as essential by most lenders.
However, while around two-thirds of borrowers have either overpaid, or plan to in the future, only a minority have underpaid, taken a payment holiday or made a lump-sum withdrawal.
The new figures from the CML confirm that only 4% of flexible mortgage holders have taken a payment holiday, the form of equity withdrawal most commonly offered by flexible lenders.
A more detailed CML study last year showed that on top of those few who had taken a payment holiday, only another 9% had any intention of using this facility. Similarly, only 5% had ever underpaid or had any plans to, and around two-thirds had no intention of ever making a lump-sum withdrawal. A sizeable minority of borrowers, around one in seven, had not used any of the flexibility offered by their mortgage and had no plan to do so.
This worries many independent mortgage advisers, who say that flexible deals often carry interest rates between 0.5% and 1% higher than regular mortgages. They point out that the most commonly used benefit of flexible mortgages - namely the ability to overpay and thus clear the debt early - is available at lower rates on many ordinary home loans. A borrower who is only interested in the ability to overpay could easily throw away thousands of pounds as a result.
Someone with a £100,000 flexible mortgage with Abbey National, for example, would be paying 4.5% interest a year, on a deal which tracks Bank of England base rate plus 0.75%. Had they opted for Abbey's competitive discount tracker, which runs at 0.21% below Bank of England base for two years and allows penalty-free overpayments of 10% a year, their current payable rate would be just 3.54%. Over the two-year term that would save them £1,920.
David Hollingworth of Bath-based advisers London & Country Mortgages, says he sees numerous borrowers who initially say they need a flexible mortgage. "A lot of the time they will be wrong, either because they have no plans to use the flexibility or because they are interested in paying their mortgage off early," he says. "We generally find them standard mortgages that allow them to do that, but at a lower rate."
David Bitner, of Bradford & Bingley's Marketplace, paints a similar picture. He estimates that around half of those initially asking for a flexible deal turn out not to need one. "It makes me a bit worried about what happens to all those who simply ring up their bank or building society or go into a branch, and ask for the flexible deal they've seen advertised," he says.
Mr Bitner says discounts and variable rate deals are typically around 50 basis points higher on flexible mortgages, while the fixed rate flexible products can cost between 75 and 100 basis points more.
"If you don't need the flexibility they can be an expensive comfort blanket," he says.
There are a few very cheap flexible deals around, however, which may be worth having even if you are unsure if you will use their flexibility. One such is an exclusive Marketplace offer on Woolwich Openplan which tracks Bank of England base rate at a discount of 0.32% for two years. Its current payable rate of 3.43% is up there with the cheapest discounts on the market, meaning the flexibility is effectively thrown in free.
A number of the most high-profile flexible mortgages are structured as current account or offset deals. Both allow you to reduce the amount of interest you pay on your mortgage, by setting the interest you earn on savings against it.
Current account deals, such as the Virgin One account, tend to put savings, loans and current account into one pot, effectively meaning your bank account runs at a large mortgage-sized overdraft. Offset deals, such as those offered by Intelligent Finance, Standard Life Bank and Woolwich Openplan Offset, give you different pots for savings and mortgage, but still pool them when calculating the interest you earn and pay.
Both Hollingworth and Bitner agree these plans can be a good deal for those with sizeable savings, but argue that for many borrowers ordinary flexible mortgages can be a better deal. This is particularly true of the more expensive current account mortgages offered by Direct Line, NatWest, Royal Bank of Scotland and Virgin.
Mr Bitner singles out Standard Life Bank as offering the best of the offset mortgages. Generally, however, he says his firm would only be likely to recommend an offset deal to someone with savings equivalent to more than 30% of the mortgage. This is because better rates are often available on ordinary flexible deals.
Someone with a £100,000 Intelligent Finance mortgage, and £30,000 savings, would effectively be paying 4.75% on a £70,000 loan (assuming the initial 1.5% discount period has ended). Mr Bitner says if they, instead, had the £100,000 mortgage on its Woolwich Openplan discount tracker deal (current payable rate 3.43%) and their savings earning 3.75% on a base rate tracker, they would be better off.
Instead of paying £3,325 interest with IF, they would be paying £3,430 interest to Woolwich, but earning £1,125 interest on their savings. For a higher-rate taxpayer the £675 after-tax savings interest set against the interest paid on their mortgage would leave them £570 better off over the year.
Couple will put more in then take out
Suzanne and Robert Dickson are among the minority of flexible mortgage borrowers who actually plan to use the withdrawal facilities on offer.
The couple, who live in Hailsham, East Sussex, with their 12-year-old daughter Georgia, are in the process of remortgaging away from an ordinary Halifax deal to a flexible tracker mortgage with the Principality building society.
The new mortgage tracks Bank of England base rate for a year, then tracks base rate plus 0.75% for another five years, although the Dicksons will only be locked in for the first two years of the loan.
Their deal will allow them to make overpayments and underpayments, as well as to make withdrawals of £1,000 or more, and to take payment holidays after six months.
Mrs Dickson says their adviser, London & Country, also outlined some traditional mortgage deals for them. "We decided the flexible deal would be best for us, because we not only plan to overpay, but also will be able to make withdrawals, possibly to fund Georgia's university years," she says.
The fact that her husband is self-employed could also have been a consideration, Mrs Dickson adds.


text: TORONTO, April 10, 2013 /CNW/ - W Network's Property Brothers Drew and Jonathan Scott have been named World Vision's Global ambassadors to raise awareness about the horrific problem of the worst forms of child labour and trafficking. Drew and twin brother, Jonathan, will be heading to India on April 10 to see first-hand the many challenges faced by children living and working on the streets of Delhi. Joined by their brother JD, they will meet with children who are part of World Vision's "Rights on the Streets" project that provides educational, nutritional and vocational training for approximately 5,000 street children. "We have always been passionate about giving youth a chance to live the life they deserve," explains Drew Scott. "Our opportunity to engage with some amazing children in India is another leg of our long journey to raise awareness on the conditions that many kids face worldwide. It's about giving a voice to those in need. We can all make a difference." World Vision is working to highlight the problem of children working in 3D jobs - dirty, dangerous and degrading jobs, and is asking Canadians to take action by joining a movement of concerned Canadians and being more ethical consumers. "Extreme poverty is a reality for millions of children in India who end up working as child laborers for less than 50 cents a day," says Dave Toycen, president of World Vision Canada. "The work is damaging to their bodies, their minds and their wellbeing, and we're asking Canadians to help change this reality." The International Labor Organization estimates 115 million child laborers worldwide do hazardous (3D) work. More than 60 per cent of children in 3D jobs are boys, in the 12-17 age group.