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text:
Barclays, HSBC and Deutsche Bank are among at least 10 international banks being investigated by the US Department of Justice for alleged rigging of the precious metal market, it emerged yesterday.
HSBC revealed in its annual report, published yesterday, that the DoJ has asked it to submit documents relating to a criminal anti-trust investigation into precious metals. It also said that the Commodities Future Trading Commission had subpoenaed HSBC Bank USA.
DoJ prosecutors are investigating the London price setting of gold, silver, platinum and palladium. Other banks reported to be under investigation include Bank of Nova Scotia, Credit Suisse, Goldman Sachs, JPMorgan Chase, Société Générale, Standard Bank, and UBS. HSBC said that the investigations were "at an early stage". Other banks declined to comment although Barclays will have to reveal any new probe when it reports its annual results next week.The latest inquiry comes after many of the same banks have paid out billions of pounds in fines and settlements over rigging of both the Libor and forex markets. HSBC, Barclays and Deutsche are among banks being sued in the US civil courts over claims that they criminally manipulated precious metal markets for years.
The Swiss regulator, Finma, said last year that it seen a "clear attempt to manipulate fixes in the precious metal market" by UBS, although the settlement was not made public.
But wider investigations by the FCA, Finma and the German regulator Bafin, seem to have stalled recently. Until last year gold, silver, platinum and palladium prices were set in a daily or twice daily conference between a small number of banks. But when allegations of price fixing first emerged, those systems were scrapped. Prices are now set by various electronic market participants.
ICE Benchmark Administration will run an electronic gold price benchmark from 20 March, to replace the London gold fix. Thomson Reuters runs the silver daily fixes and the London Metal Exchange the platinum and palladium fixes.
The daily fixes are used both in the physical markets for precious metals by jewellers, and for financial products such as exchange traded funds. While not as large as the Libor or forex markets, the level of outstanding contracts across the markets is in excess of $100bn (£65bn).Reuse content

subset: commoncrawl


text:
Category:Bill Kazmaier
English: William "Bill" Kazmaier (born December 30, 1953) is a former world champion powerlifter, world champion strongman, and professional wrestler.
Media in category "Bill Kazmaier"
The following 3 files are in this category, out of 3 total.
- Bill Kazmaier 1981.jpg 50 KB
- Bill Kazmaier.JPG 175 KB


text:
The Technology is used by
To avoid forgeries, Wave Genome LLC ships its products with the certificate of authenticity signed by Dr. Irene Caesar, Founder, Sole Owner and President of Wave Genome LLC.
FDA DISCLAIMER: Content on this app is for reference purposes and is not a substitute for advice from a licensed health-care professional. You should not rely solely on this content, and Wave Genome and MindTech Enterprises assumes no liability for inaccuracies. Always read directions before using a product. Statements regarding products and services have not been evaluated by the FDA, and these products and services are not intended to diagnose, treat, cure, or prevent any disease or condition. COPYRIGHT NOTICE: All texts and graphics not stating otherwise belong to Irene Caesar, Ph.D., their sole author, and are protected by US and International Copyright Laws, and may not be copied, reprinted, published, translated, hosted, or otherwise distributed by any means without explicit permission from Irene Caesar, Ph.D., and in violation of the International Laws for citing references. Any citation should be accompanied with the proper reference to Irene Caesar, Ph.D. Any citation exceeding the length, permissible for the reference length by the International Copyright Law, will be considered to be a violation of the International Copyright Law. © Irene Caesar, Ph.D., President, Founder and Owner of Wave Genome.
© Mindtech Enterprises & © Irene Caesar, Ph.D., President, Founder and Owner of Wave Genome LLC. All rights Reserved.


text:
Shares of Mellanox Technologies (MLNX) were down 14.5% in afternoon trading Thursday, at a more than eight-month low, after the maker of high-speed interconnects for data center servers and storage systems warned that fourth-quarter sales would come in much lower than expected.
At least three Wall Street analysts on Thursday cut their forecasts for Mellanox.
The Israeli company reported late Wednesday that it expects Q4 revenue of $119 million to $121 million, vs. its earlier outlook of $145 million to $150 million. Mellanox blamed a challenging macroeconomic conditions, weaker demand and a technical issue with an InfiniBand product. It maintained its Q4 gross profit margin outlook. Mellanox is slated to report Q4 results after the market close on Jan. 23.
Mellanox said a technical issue associated with FDR 56Gb/s InfiniBand cabling caused about $20 million of FDR deployments to be delayed. The issue has been resolved, it said.
In a Dec. 11 interview with IBD, Mellanox CEO Eyal Waldman was optimistic about the company's prospects in 2013.
"We believe we will show growth in 2013," he said. "We are aware of multiple data centers that will start using our technologies. We know of new design wins that will probably go to production in 2013."
Web 2.0, cloud computing and high-performance computing will drive sales this year, Waldman said.
FBN Securities analyst Shebly Seyrafi on Thursday lowered his rating on Mellanox stock to sector perform from outperform and cut his price target to 60 from 100. Late Thursday, Mellanox was trading near 52.
"We still like (Mellanox's) story (more use of (InfiniBand) technology in supercomputing, strong competitive position even vs. Intel (INTC), which should catch up more in 2014 with 100Gbps IB technology). However, we are moving to the sidelines pending better visibility at the company," Seyrafi wrote.
UBS analyst Steven Milunovich cut his price target on Mellanox to 56 from 70. Pacific Crest analyst Brent Bracelin cut his price target to 81 from 115.


text:
If there is one part in the History of the United States that has been so Skewed as to make it Unrecognizable to Actual Reality, it is the "COWBOY" GLORY YEARS OF POST CIVIL WAR AMERICA.
This Era, running roughly from 1865- 1900, has been portrayed on Television and in Movies as the Triumph of the Rough Individualist and Independent Self- Starter, over the Horrors of the Savage Frontier and the Wild Indigenous Population that Slaughtered the Innocent at the Drop of the Hat.
Yes, there were plenty of examples of Courageous and Heroic Actions that we can point at as Living up to this Admirable Image. The Majority of those Americans who Migrated West were Hard Working and Law Abiding Individuals trying to carve out a life for Themselves, and Their Families.
Unfortunately, these people who were the BACKBONE of settling the West, are often pushed aside to Glorify MURDEROUS OUTLAWS, RUTHLESS CATTLE AND LAND BARONS, CORRUPT OFFICIALS etc. This Fantasy of the Old West, A Product of the Entertainment Industry, has attempted to Create Heros out of some of the Most Vile Human Beings in American History.
THE OUTLAWS- If Gunning Down Unarmed Citizens, and Stealing from those who had Very Little is your idea of Heroic Actions, this is the group for you. These were not Self- Controlled Gunmen who Hated Killing, that was just an accepted part of the Business. Bank Employees, Stage Coach Drivers, Guards, and Passengers, Small Ranchers and Sheep Herders were just a few of those who were Mercilessly Cut Down by these "ROBIN HOODS OF THE WEST."
Some of these would become Well Known as Members of Individual Gangs; THE JAMES GANG, THE DALTONS, THE RENOS, or as Lone Guns involved in Clashes between Two Parties like RANGE WARS. Finally, you had those who would Draw Down on anyone for a price. Giving a "Man a Chance" before Shooting Him is a Largely Fictional Creation made to Romanticize the Actions of Cold- Blooded Murderers.
Of Course, there were those who used the Badge, or a Full Wallet, to do most of the Dirty Work for them.
In Future Posts well take a look at the REAL LIVES AND DEATHS OF THE "LEGENDARY OUTLAWS OF THE WILD WEST."


text:
Josh (Birthday)
5,621pages onAdd New Page
this wiki
this wiki
|This article's subject is part of the alternate timeline known as the Cordy!verse.
Nevin was Cordelia Chase's secretary in another reality where she was a famous actress as two-time Emmy-winning star of a television show called "Cordy," created by Phlegmont and Mendoza.
- "Birthday" (only in phone)


text: DENVER, July 29, 2013 /PRNewswire/ -- Natural Grocers by Vitamin Cottage ® (NYSE: NGVC) is opening new locations in Beaverton and Bend, Oregon on August 6 and August 27 respectively. The Beaverton store will be located at 12155 SW Broadway St. The store in Bend will open at 3188 North Highway 97. (Logo: http://photos.prnewswire.com/prnh/20121115/LA13448LOGO) "2013 has been a wonderful year for Natural Grocers in Oregon. We have received a warm reception from Medford and Salem residents," said Kemper Isely, Natural Grocers Co-President. "We have always seen Oregon as a natural fit for us, with its a focus on active and healthy lifestyles and its keen awareness of issues around sustainable agriculture and healthy food. We're looking forward to putting down deep roots in Beaverton and Bend." Natural Grocers, based in Colorado, offers free health coaching to its customers—including individualized nutrition sessions, meal planning, and other guidance about nutrition and health. Every Natural Grocers supports a full time credentialed Nutritional Health Coach SM and all staff are trained to help shoppers find products and resources to support optimal health. The company also offers free seminars, guest speakers and cooking demonstrations for the community (schedule: http://www.naturalgrocers.com/nutrition/nutrition-seminars ). The new Oregon stores feature community rooms where residents can come and get a free cup of coffee or tea and use free Wi-Fi access. There are also demo kitchens and educational spaces for healthy cooking presentations and community events. Natural Grocers, offers only natural and organic products on its shelves. Shoppers will find only USDA-certified organic produce and meats from animals raised naturally without the use of antibiotics or hormones. The affordable grocery chain also offers an extensive natural dietary supplement and body care department, and a large selection of gluten-free and other special dietary need products.


text:
I am sure alot of you were busy with all the pre-sales that went on this morning. I would love to hear your experiences, did you get good seats, ok seats, or nothing at all? I am hoping that everyone got at least some ok seats… and here is the list of updated venues/dates so that some of you might have another chance:
Date: Sat, 2010-09-04
Location: Rockford, IL
Venue: On The Waterfront (Glam Nation Tour)
Date: Fri, 2010-08-20
Location: Cohasset, MA
Venue: South Shore Music Circus (Glam Nation Tour)
Date: Thu, 2010-08-19
Location: Hyannis, MA
Venue: Cape Cod Melody Tent (Glam Nation Tour)
Date: Tue, 2010-07-20
Location: Seattle, WA
Venue: Showbox SoDo (Glam Nation Tour)
Date: Sat, 2010-07-17
Location: Denver, CO
Venue: Paramount (Glam Nation Tour)
Date: Mon, 2010-07-12
Location: Chesaning, MI
Venue: Chesaning Showboat Music Festival
Date: Sat, 2010-07-10
Location: Louisville, KY
Venue: Kentucky Center for the Performing Arts (Glam Nation Tour)
Date: Fri, 2010-07-09
Location: Cleveland, OH
Venue: Allen Theater (Glam Nation Tour)
Date: Tue, 2010-07-13
Location: Lansing, MI
Venue: Common Ground Music Festival
Date: Sat, 2010-07-03
Location: Myrtle Beach, SC (Glam Nation Tour)
Venue: House of Blues


text:
TV presenter and charismatic live awards host Jason Bradbury is fronting a new game show in which two teams are invited into the underground forest of a 4ft robotic hare, voiced by Sue Perkins, where they face a series of physical and mental challenges.
In BBC 1's Don't Scare The Hare, the contestants must avoid frightening the animal as they make their way through several rounds of games in a bid to win £15,000.
Jason Bradbury is best known for hosting The Gadget Show, although his prolific TV career spans light entertainment and many science and technology shows.
His roots lie in the stand-up comedy circuit where he started out in a double act with David Walliams of Little Britain fame, and he's now a prolific and adept awards host and after dinner entertainer.
Copyright Speakers Corner 2017


text: NEW YORK, July 2, 2013 /PRNewswire/ -- The funded status of the typical U.S. corporate pension plan increased 3.1 percentage points in June 2013 to 89.5 percent, the highest level since June 2011, when it was 91.4 percent, according to the BNY Mellon Investment Strategy & Solutions Group (ISSG). Year to date, the funded ratio is up 13.2 percentage points, ISSG said. The improvement was driven for the second month in a row by a jump in the Aa corporate discount rate, which drove liabilities sharply lower, according to the BNY Mellon Pension Summary Report for June 2013. Liabilities for the typical corporate plan fell 5.0 percent as the discount rate on the Aa corporate bonds increased 39 basis points to 4.69 percent, the report said. Plan liabilities are calculated using the yields of long-term investment grade bonds. Higher yields on these bonds result in lower liabilities. Assets for the typical corporate plan fell 1.6 percent as U.S. equity markets had their first losing month in 2013, the report said. "Investors are growing more confident that the U.S. Federal Reserve is getting ready to taper its easing policies, and this is resulting in higher interest rates, which benefits plans," said Jeffrey B. Saef, managing director, BNY Mellon Investment Management, and head of the ISSG. "While assets fell slightly in June, the big decline in liabilities more than compensated for the fall in equity values, leading to the improvement in funded status." Saef added that many pension plans view a funded status of 90 percent as a threshold for shifting a portion of their equities into liability-matching assets. "With the funded status at over 89 percent and yields rising, we would not be surprised to see a growing number of companies moving assets into longer term corporate bonds."


text:
How do i become a financial planner?
A financial planner helps her clients manage their investments, insurance, taxes, estate planning and other financial matters to achieve financial security. Financial planners can work for large bu...
Read More »
How can I become a financial planner?
Financial planners take a broad-based look at a client's financial life and suggest steps and relevant products to help them achieve their financial goals. As of 2010, there is no regulatory body i...
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What is required to become a financial planner?
Accountants, lawyers, insurance agents and investment advisers often expand the services they offer to their clients by becoming financial planners. Certified Financial Planners must meet rigorous ...
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How to Become a Financial Planner in Ontario, Canada?
Since profession of financial planning is not regulated in most of Canada, including Ontario, there are no formal educational requirements. However, the Financial Planning Standards Council (FPSC) ...
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text:
Lifetime Fold In Half 4-ft. Table - White - $59.99
Refreshments, tinkering in the garage, or outdoor food prep, this Lifetime fold-in-half adjustable-height 4-ft. table is built to do it all! Made of powder-coated steel and high-density plastic, its extremely tough with a maximum weight capacity of 850 lbs. Easy to clean and a cinch to set up. Dimensions: Three adjustable height settings: 24, 29 or 36. 48L x 24W. Color: White. Type: Tables. - $59.99


text:
« Back to Calendar
Franc Palaia Photography Exhibit at Montgomery Row
"100 Points of View Color photographs and Polaroids1981-2016"
A Solo Exhibit By Franc Palaia
March 6 - April 28, 2017
Exhibition Open
Monday - Friday 9:00 - 6:00
|Wednesday, Apr 19th, 2017
|9:00 am - 6:00 pm
|Contact URL:
|Montgomery Row
6423 Montgomery St./Rte. 9
Montgomery St.
Rhinebeck, NY 12572
Montgomery Row is a unique center housing health services, shopping galore, and a 'four star' Mediterranean restaurant. In the summer of 2004, a second building was built directly across the street from Montgomery Row and is now home to over 27,000 square feet of shopping, delectable dining, and essential......Read more
|Click here for 12572 forecast
Featured Events
- Wednesday, May 24th, 2017
Get Fit Hudson Valley 5/13 - 6/24 - Multiple Locations - 12:00 am
- Wednesday, May 24th, 2017
Patti Rothberg Through Her Art at Cunneen-Hackett Arts Center - 9:00 am
- Wednesday, May 24th, 2017
Student Art Exhibit at Henry A. Wallace Visitor Center at Home of FDR - 9:00 am
- Wednesday, May 24th, 2017
In the Light of Naples: The Art of Francesco de Mura Exhibit at Vassar College - 10:00 am
- Wednesday, May 24th, 2017
Special Dining Event at The Bocuse Restaurant at The CIA - 12:00 pm
Newest Events
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text: Plot: Newcomers to the remote Australian desert town of Nathgari, Catherine and Matthew Parker's lives are flung into crisis when they discover their two teenage kids, Tommy and Lily, have mysteriously disappeared just before a massive dust storm hits. With Nathgari eerily smothered in red dust and darkness, the townsfolk join the search led by local cop, David Rae. It soon becomes apparent that something terrible may have happened to Tommy and Lily. Suspicions run riot, rumours spread and public opinion turns savagely against the Parkers. With temperatures rising and the chances of survival plummeting with each passing day, Catherine and Matthew find themselves pushed to the brink as they struggle to survive the mystery of their children's fate. Genre: Drama, Thriller IMDB Rating: 6,4/10 from 403 users Metascore: 43/100 Directed by: Kim Farrant Starring: Nicole Kidman, Hugo Weaving, Joseph Fiennes Release Name: Strangerland 2015 720p BluRay X264-DEFLATE Size: 6.56 GB Video: MKV | 1280 × 536 | 6897 Kbps Audio: English | DTS | 1509 Kbps Runtime: 112 mins Information: Code: http://www.imdb.com/title/tt2325977/ Code: Download from NITROFLARE http://nitroflare.com/view/BB1E7D68CC41F23/Strangerland.2015.720p.BluRay.X264-DEFLATE.mkv Code: Download from REDBUNKER http://www.redbunker.net/5d1rmtofdwpq/Strangerland.2015.720p.BluRay.X264-DEFLATE.mkv.html Screens: NFO:


text:
Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
My wife an I are separating. She is the primary breadwinner and I the carer. She works long hours, and wants me to leave the home so that she can at least see the kids am and pm. When I rejected this she threatened to quit her job and allow foreclosure on the home (in her name). I have agreed because a) I sympathize with her and b) because she does have the economic muscle and does own the home, and I earn very little. She has since moved her mother in as caregiver pending my departure. A viable parent is being replaced by a grandparent. This is surely not healthy for the kids. The interests of the children are key here? Can she be forced to continue paying for the house and supporting the kids if I opt not to leave, and remain in full time care of the kids? Can she legally sink the ship?
You have a legal means to prevent her from doing this. When a divorce case is filed in Oregon, a 'statutory restraining order' automatically goes into effect. This is not a restraining order that prohibits people from talking to or being near each other (see this page for more information about restraining orders used to prevent domestic violence). Rather, this order prohibits either spouse from hiding or disposing of marital assets, including real estate, vehicles, bank accounts, or other property. The law is intended to prevent one party to a divorce from hiding or keeping assets from the other, or from bullying with threats to dispose of things - exactly what she's doing.
It also bears mention that one of the main factors in child custody decision is which parent is more likely to foster and encourage a continuing relationship between the child and the other parent. A parent who tries to cut the other parent out is making a serious mistake. But if you wait too long, then what she's doing may come to be regarded as the status quo. Courts highly value stability and continuity for children. So you should take action promptly. You should consult with a domestic relations lawyer in your area as soon as you can. You can call the Oregon State Bar for a free referral at 503-684-3763.
Nothing posted on this site is intended to create an attorney-client relationship. Each case is unique. You are advised to have counsel at all stages of any legal proceeding, and to speak with your own lawyer in private to get advice about your specific situation.

 Jay Bodzin, Northwest Law Office, 2075 SW First Avenue, Suite 2J, Portland, OR 97201 | Telephone: 503-227-0965 | Facsimile: 503-345-0926 | Email: email@example.com | Online: www.northwestlawoffice.comAsk a similar question
You should discuss your situation in detail with a local attorney immediately. It is almost always a bad idea to allow a house to go into foreclosure.
Under the rules governing the conduct of attorneys in New York it may be necessary to remind you that this answer could be considered attorney advertising.Ask a similar question
Once the divorce petition is filed you can also file a motion asking that she be required to continue paying the bills that she paid before while the case is pending. You can also ask for temporary spousal support and use of the residence with the children. The procedure depends on your county so you should seek the advice of an attorney in private
My response(s) to the question(s) on this website do not create an attorney-client relationship. An attorney-client relationship is not created until a Fee Agreement has been signed. In addition, my suggestions are based on very limited information provided by the Asker and are given based on my experiences and general circumstances. My suggestions may not ultimately be applicable to the Asker's situation because of the limited amount of information provided. No suggestion is guaranteed to be sucessful. Case specifics should not be shared online. You should seek specific legal advice in a private setting. Shannon L. Hall, Attorney at Law (Licensed in Oregon) 245 East 4th Avenue, Eugene, OR 97401 Phone: 541-434-2411, Email: email@example.com a similar question
I didn't mean to send the answer yet! Also, once that type of order is in place (which usually is granted), it is just a piece of paper to some people with no respect for, or fear of, the legal system so people still violate these orders. You would then have to spend time and pay an attorney to take steps to enforce. Talk to an attorney in private.
I agree with what other attorneys have posted regarding the financial aspects of your situation. You should also consider that if you move out of the family home, you are potentially allowing your wife to establish a new status quo of her being the "primary caretaker" of the children (even though she would be at work, she would be the parent in the home each day). This could damage your chances of getting custody (decision-making authority regarding education/health/residence/religion of children) or the greater proportion of the parenting time with your children.
You should consult with an attorney immediately about your rights and options, and the implications of the different choices you have available to you.
The information contained in this response is for informational purposes only and should not be acted upon without first consulting legal counsel. This information is not intended to constitute legal advice. Further, the materials and information in this response are general in nature and may not apply to your particular circumstances. Every case is different. Viewing this response does not establish an attorney-client relationship.Ask a similar question
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text:
Ibis Styles le Havre Centre
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
How has this hotel rated in the past?
- Free High-Speed Internet
- Bar/lounge
Photos of Ibis Styles le Havre Centre
Travelers also recommend:
- Bar/lounge
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TripAdvisor Reviews Ibis Styles le Havre Centre
Travel Blogs from Le Havre
Beaches of Normandy
Today, Josh and I took a 3 hour journey, by train and bus, to visit Normandy.
Obviously today was a bit more sombre than previous days of our Paris holiday. We both really wanted to see Normandy, and it was definitely worth the long trip.
We expected to see Canadian memorials at Juno beach, but what really caught us off guard was driving by just regular city parks, and seeing Canadian flags flying ...
Day 10 Thursday 29th October
... bricks used . The hole village has much character along with many galleries and food and wine shops all very cleverly decorated to make the consumer want to buy. We did find a gallery with several pieces of work that I would certainly have bought one of them however they were closed today. It appears that the population of 8000 grows to 80,000 at weekends and holiday times.I have made note of the artists website. This is a ...
Bish, bash, bosh
... down for the 5&3/4 hour crossing.
Slickest, quickest ship boarding I'd ever done.
We'd not had chance to sightsee around Le Havre but from the bit I saw it was pretty much your standard ferry port.
Caught up with the blog a bit. The French TV was doing continued coverage about the accident; the lorry was on the wrong side of the road on a bend ...
Across France in a Day
... no passenger facilities but it
would do and would save us the long drive home from Dover in the
morning. After a single drink, I was ready to sleep. We were kicked
out of the restaurant so they could close it and found a reclining
chair in the lounge. It was impossible to get comfortable, in a
draught and with the door constantly banging nearby. We gave up
after some hours and eventually found peace sleeping on the floor in
the children's play area.
Day 12 - Normandy D-Day beaches
... artifacts, so we took off for the beach. We had about an hour to run around to see everything in Arromanches, and we pretty much did. After picking us up it was time for lunch at a French chateau out in the country. I was hoping for Subway, and to keep rolling. Lunch was now taking up to much tour time. It was a very cool place for lunch, and my first taste of French cooking. Some melted cheese they brought out with a salad was fabulous, but the rest of the meal ...


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text:
Abortion Ban at 20 Weeks of Pregnancy Wins Texas House Vote
The Texas House approved a ban on abortions at 20 weeks of pregnancy and required facilities that perform the procedure to meet the standards of surgical centers, which would force the majority of clinics in the state to upgrade or close.
The Texas Senate is scheduled to consider the legislation tomorrow. That chamber last week approved a version that didn't include the 20-week ban. Texas Governor Rick Perry, a Republican, supports the restrictions.
The House measure, approved in a 95-to-34 vote today, might force the closing of abortion clinics that can't afford to meet standards of surgical standards, according to abortion-rights advocates. The legislation would require abortions be performed in ambulatory surgical centers and require doctors who do them to have admitting privileges at a hospital within 30 miles (50 kilometers) of their clinic.
"This is truly about patient safety," said State Representative Greg Bonnen, a Republican and a neurosurgeon who voted for the measure. "Anyone who says the current status quo is satisfactory is not paying attention."
Republican-led states increasingly have restricted when and how women can end their pregnancies. Some measures, including 20-week bans that have passed in at least 10 states since 2010, face legal challenges and haven't taken effect.
'Costly Litigation'
"We know that restricting abortions actually harms women's health," said State Representative Jessica Farrar, a Democrat. "If this bill passes, we can be sure the state will be subject to costly litigation."
Courts in Arizona, Georgia and Idaho have struck down or issued injunctions on similar laws including the 20-week restriction, Farrar said.
Of 44 clinics in Texas, six meet surgical-center guidelines, according to an analysis by the Texas Senate Research Center, an arm of the chamber. Texas has more stringent requirements for the centers, compared with abortion clinics, that cover heating and ventilation systems, employee hiring, room size and fire alarms.
Hundreds of demonstrators gathered yesterday and today at the Texas capitol in Austin as the House debated the measure. Many of the protesters wore orange t-shirts reading "Stand With Texas Women."
To contact the reporter on this story: David Mildenberg in Austin at email@example.com
To contact the editor responsible for this story: Stephen Merelman at firstname.lastname@example.com


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It is Spitzer's first foray into retail lending practices and comes after a string of successful investigations by his office into the mutual fund industry, insurance and investment banking.
At issue in his latest salvo are lending practices for home loans, particularly whether the rates offered to minority, or poorer, customers, are excessive. A spokesman for HSBC confirmed today that the bank was cooperating with Spitzer's request.
HSBC bought Household International for $14bn(£9bn at the time) in 2002, greatly expanding its reach in the US. Its business includes home loan lending, including to poorer customers.
As many as 10 companies could have been hit by requests for information. Spitzer's action follows greater mandatory disclosure by banks in the US about their mortgage businesses. The Home Mortgage Disclosure Act required them to issue information on the race and gender of those applying for loans, and whether they were accepted, by 31 March.
Banks also had to disclose whether loan holders were paying interest rates of more than three percentage points above the US Treasury rate, the lending market benchmark.
Spitzer's investigations typically see his office issue hundreds of requests to companies for information, which his staff then comb through for evidence of possible wrongdoing.
Some of the many probes have followed tip-offs from insiders about what to search for. Often cases involve neither indictments nor court appearances but are ended through multi-million-dollar negotiated settlements.
There is no suggestion HSBC or any of the other lenders that have been asked for information, have done anything wrong.
Spitzer, a Democrat, has been nurturing political ambitions, and is running to be New York state's governor in next year's election
He has often attacked federal regulators in Washington - including the Securities and Exchange Commission, which polices Wall Street - for not doing enough to protect and enforce consumers' rights, labelling them 'spineless and gutless'.
'If the public thinks I've done the right job, then maybe they will vote for me for governor, or maybe not,' Spitzer said recently.
'Capitalism is the best system. We have to, having said that, enforce the rule of law.'
- More about:
- Banking
- Loans And Lending Market
- Mortgages


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MLS #1671272 Official listing information! Sunset Shores Subdiv neighborhood - 8 Sunset Rdg located in Waverly TN 37185, priced at $135,000, with 0 bedrooms.8 Sunset Rdg Waverly TN - MLS #1671272 Close
Land for sale in Waverly, TN at 8 Sunset Rdg. This lake land is priced at $98,540/acre.
Elevated view, in gated community, Dock permit available DOCK NOT INCLUDED - SAMPLE PICTURE ONLY! 17 miles NW of Waverly TN 37185 for directions, more pictures and details see website www.SunsetShoresKYLake.com
Listing information last updated on May 27th, 2017 at 8:17am CDT.
Have any comments or questions about 8 Sunset Rdg, Waverly, TN? Ask your question and/or share your thoughts about this property.


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What are my rights under the Military Lending Act?
Answer: The Military Lending Act (MLA) says that you can't be charged an interest rate higher than 36% on most types of consumer loans and provides other significant rights.
The MLA applies to active-duty servicemembers (including those on active Guard or active Reserve duty) and covered dependents.
Your rights under the MLA include:
- A 36% interest cap. You can't be charged more than a 36% Military Annual Percentage Rate (MAPR), which includes the following costs in calculating your interest rate (with some exceptions):
- Finance charges,
- Credit insurance premiums or fees,
- Add-on products sold in connection with the credit, and
- Other fees like application or participation fees, with some exceptions.
Credit card companies don't have to comply with the MLA until October 3, 2017. It's possible that some of their common fees, like cash advance fees and foreign transaction fees, won't be included in the overall MAPR calculation.
- No mandatory waivers of consumer protection laws. A creditor can't require you to submit to mandatory arbitration or give up certain rights you have under State or Federal laws like the Servicemembers Civil Relief Act.
- No mandatory allotments. A creditor can't require you to create a voluntary military allotment in order to get the loan. An allotment is an automatic amount of money taken from your paycheck to pay back your loan.
- No prepayment penalty. A creditor can't charge a penalty if you pay back part – or all – of the loan early.
If you have an issue with a consumer loan, you can submit a complaint to the CFPB. We'll forward your complaint to the company and work to get a response from them.
Contact your local Judge Advocate General's (JAG) office to learn more about lending restrictions. You can use the JAG Legal Assistance Office locator to find help. You can also ask your installation financial readiness office for information.
Ask CFPB provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically.
Ask CFPB includes links or references to third-party resources or content. The CFPB does not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.


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Top Orange Bar
This research study is published by the NAW Institute for Distribution Excellence, a leading publisher of research exclusively for and about the wholesale distribution industry. More>>
Brent R. Grover
To add multiple items (soft cover, e-book, map, etc.) from a publication page to your cart: Make your first selection and select "Add to Cart." Once in your cart, click on that item's title to return to that page to add another item.
Prices charged are subject to membership verification. Return Policy: An NAW publication in salable condition may be returned within 15 days of receipt for a full refund. E-books and digital downloads are not returnable or refundable.
Register for On Demand Access to "Selling Smarter: Strategic Pricing for Distributors" webinar.
Don't leave margin on the table.
Experience shows that most distributors are leaving at least two percentage points of gross trading margin on the table. This translates into 2% of total sales. Many companies can ultimately achieve more. The improvement is attainable fairly quickly and has proven to be sustainable. Two percent is the difference between mediocre profit results and stellar performance!
For many well-run distributors—those with a good handle on sales growth, expenses, and assets—gaining control over pricing is truly their last "unplowed field." This book by Brent Grover is a combination of business novel and guidebook with real-world lessons for distribution managers. It will show you how to gain control over your pricing function and turn your customer value proposition into value for your shareholders.
What Readers Have to Say
"I can't put this book down!"
Carlos Portillo, Manager, Sales and Pricing Analytics, Hirsch Pipe & Supply Co. Inc.
"How timely this work is given the background circumstances in the economy! Margin generation will be the number one issue for all distributors during this downturn, as volume increases become harder to achieve. In reading the novel in part I, I was able to draw relevant analogies to my own business and experience, thus increasing the impact of this book. The guidelines in part II served to pull it all together for me."
Mark Kramer, President and CEO, Laird Plastics
"I think this strategic pricing book is very effective. I am sure its readers will be excited to become more proactive about developing a solid pricing strategy."
Andre Lacy, Chairman, LDI Ltd
"I really enjoyed Brent Grover's approach with both the novel and the guidebook. It's a real "how-to" book on strategic pricing. The novel not only addressed pricing concepts, but also covered leadership issues as well. It was a FUN read!"
Deborah Hamlin, Executive Director, The Irrigation Association
"I just finished reading Strategic Pricing for Distributors and wanted to thank you for a great book! My company is a cut flower wholesaler/exporter in Australia, and we recently started out on a strategic pricing journey (after 19 years in business and working on a cost plus model). In 2007, we mapped out a 3-year business plan that included a mix of turnover and gross profit objectives. We achieved our turnover target 1 year ahead of schedule courtesy of a trade acquisition, and this year, our focus is on finding the extra 2% gross margin to hit our target. I am working with a pricing consultant, and your book reinforced a lot of our preliminary work on segmenting clients and products. In a short space of time on one of our high-volume products, we added 1% gross margin, which is heartening."
Adrian Parsons, Wafex Melbourne
Read the extended description and access free information downloads


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Recent Posts
Redondo Beach News
- Redondo Beach District 1 final runoff tally confirms Nehrenheim victory - Beach Reporter May 26, 2017Redondo Beach District 1 final runoff tally confirms Nehrenheim victoryBeach ReporterRedondo Beach City Clerk Eleanor Manzano certified on Thursday the final results of the District 1 runoff election that ended last week, confirming Nils Nehrenheim victorious with 60.7 percent of the vote. Nehrenheim received 2,115 votes, earning the ...
- North Redondo Beach home intruder's early release shocks victim - Beach Reporter May 25, 2017Beach ReporterNorth Redondo Beach home intruder's early release shocks victimBeach ReporterAs North Redondo Beach resident Marie—who asked that her last name not be used to protect her identity—washed dishes at her kitchen sink about 12:30 p.m. last Wednesday, May 17, the unthinkable happened. With her young son in the other room on the ...
- Al Muratsuchi Hosts Redondo Beach Community Coffee - Patch.com May 26, 2017Patch.comAl Muratsuchi Hosts Redondo Beach Community CoffeePatch.comRedondo Beach Councilmembers John Gran and Christian Horvath, as well as Redondo Unified School Board President Brad Waller, Board Vice-President Brad Serkin and Presiding Officer Anita Avrick will also be attending the Community Coffee.
- Redondo Beach sends Measure C to the Coastal Commission … finally - Beach Reporter May 25, 2017Redondo Beach sends Measure C to the Coastal Commission … finallyBeach ReporterLeave it to the passionate activists in Redondo Beach on both sides of the waterfront development project to turn an issue that all sides agree with into a two hour debate. At the heart of the public hearing at Tuesday night's City Council meeting was ...
- Could marijuana dispensaries be coming to Redondo Beach? - Beach Reporter May 23, 2017Beach ReporterCould marijuana dispensaries be coming to Redondo Beach?Beach ReporterRedondo Beach may relax its rules against marijuana dispensaries and growing cannabis for personal use under a proposed new ordinance being recommended by the Planning Commission. On Thursday, commissioners voted 3-1-1 in favor of extending a ...and more »
- Redondo Beach District 1 final runoff tally confirms Nehrenheim victory - Beach Reporter May 26, 2017
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Tag Archives: nicole mooradian
RedondoBeach.Patch.com: Brand Proposes Ban on Oil Drilling
By Nicole Mooradian September 6, 2012 Redondo Beach city Councilman Bill Brand proposes a ban on drilling for oil in Redondo Beach. In light of the council's request in August for city staff to explore the issues surrounding drilling for … Continue reading
Checkout the RedondoBeach.patch.com
Looking for another great resource for Redondo Beach, checkout the Redondo Beach Patch. Nicole Mooradian and her staff of writers and bloggers are doing are great job with local articles. Today, Memorial Day, there is a fantastic piece on Leon … Continue reading


text:
Hospital facesMature
When the ambulance arrived through the smog and the dust, they were fast to act. Cerice's parents were loaded carefully in, and the ambulance man allowed Cerice to ride with them. I followed in my car.
I couldn't helping feeling hostile towards the two people as I drove through the dark, my eyes on the ambulance ahead. They had spoiled what should have been the perfect end to the perfect day, something which Cerice deserved after what she had been through recently. Then as I thought of the woman I loved I scolded myself for those thoughts. How dare I feel hate towards people Cerice loved so dearly? What position was I in to hate these people, who had given life to the woman I love? As I reached the hospital I saw Cerice, tear-stained, getting out of the ambulance. Her mother and father had already been unloaded, and were in the process of being rushed in. Cerice was following, but her eyes looked lost and confused. I parked and ran to her side, slipping my arm around her waist. She shook it off angrily and picked up the pace, following the nurse who was in charge.
"Are you relations?"
"I am the daughter." Cerice said, her voice dry from crying. "This is my girlfriend." I smiled at the nurse and led Cerice to a chair. We sat and watched the doors that her parents had disappeared behind, anxious for news.
"Cerice, honey. It's going to be ok."
"It's all my fault. It's all my fault."
"No, it's not. It's not your fault, you hear me?
"But they were looking for me! I ran away, if I hadn't we would be..."
"You'd be in the air, without me, and you'd be feeling the same way you felt before I told you my plan, before I took you away. You'd be hating them. You wouldn't think you loved them. This has shown you how much you do. So be strong for them. They wouldn't like to see you like this." She shuddered and began crying again, leaning her head against my shoulder. "Cerice. Shush, honey, I'm here." I kissed her forehead and gave her a tissue to wipe her eyes.
The doors opened and a nurse appeared. Cerice's head shot up and she leapt from her chair. I let her go on her own, and watched as the nurse spoke to her. Cerice followed the woman through the doors without a backwards glance. I hoped for her sake that her parents were alright.
Then I sat and waited for Cerice to reappear.


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Your lists :
Azazul Fikar
From July 1992 to September 1999, Azazul Fikar was the manager of Superland Computers in Rangpur, Bangladesh. Azazul Fikar's duties included successfully developing and executing customer contact strategy, recording merchandise and employee activities, filing and maintaining proper daily records, and reporting to the general manager. Azazul Fikar was able to successfully hold the title of manager for seven years, something that is a testament to his hard work and dedication. Azazul Fikar event


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The Telegraph reports that Newsweek has had to recall 125,000 copies of their Madame President souvenir issue.
Former President Dewey was unavailable for comment.
The Telegraph reports that Newsweek has had to recall 125,000 copies of their Madame President souvenir issue.
Former President Dewey was unavailable for comment.
In the top race—
The turnout at our precinct in Carroll County was fairly robust when I voted around 8 am. FWIW, voter registration in Carroll County is roughly 2-to-1 Republican.
My drive from the polls to work at Goddard Space Flight Center in Prince George's County (a deep blue county) took me through the southern part of Carroll County and across Howard County (a bluish purple county) and the northwestern part of PG County. Along the way, I saw 7 Trump yard signs and 2 Clinton yard signs in Carroll County; I saw 31 Trump, 2 Johnson, and 1 Clinton signs in Howard County; and I saw 2 Johnson and no Trump or Clinton signs in PG County. That doesn't count signs I saw around the entrances to polling places. While I saw Trump and Johnson signs at some of them, I didn't see a single sign for Hillary.
I still believe that Hillary will carry Maryland, but I doubt that her margin of victory will be as great as the polling suggest.
We'll see in a few hours.
That's a safe bet, Aaron.
More Podesta emails have been posted by WikiLeaks.
Hardly anyone believed Richard Nixon when he said, "I am not a crook." McClatchy reports that most people don't believe Hillary either.
A total of 83 percent of likely voters believe that Clinton did something wrong – 51 percent saying she did something illegal and 32 percent saying she something unethical but not illegal. Just 14 percent said she's done nothing wrong.
Read the whole thing. When you do, you'll see that Trump's reputation stinks also but not quite as much as hers.
It could probably be shown by facts and figures that there is no distinctly native American criminal class except Congress.
—Mark Twain
Well, Hillary did serve time in the Senate …


text: spencertown academy arts center Spencertown Academy Arts Center Festival Of Books By Joe Donahue • Aug 30, 2016 Listen Listening... / 11:16 Housed in a beautifully restored 1840s Greek-Revival schoolhouse at 790 State Route 203 in Spencertown, New York, Spencertown Academy Arts Center is a cultural center serving Columbia County, the Berkshires, and the Capital region. It offers a variety of free and low-cost community arts events, including concerts, readings, theater pieces, art exhibitions, and arts-related workshops and classes. Spencertown Academy Arts Center's 11th annual Festival of Books takes place over Labor Day weekend, September 3 through 5. The festival features a giant used book sale, two days of discussions with and readings by esteemed authors, and a children's program. Featured authors this year include Christopher Breiseth, Elizabeth Brundage, Michelle Hoover, Courtney Maum, David Pietrusza, Ruth Reichl, Russell Shorto, Will Swift, Mark Wunderlich, and Steve Yarbrough. Here to tell us more about the festival is Spencertown Academy Arts Center board member and co-chair of the festival, David Highfill. Spencertown Academy Arts Center Presents Mysterious And Unexpected: The Merger Of Art And Science By Joe Donahue • Jul 19, 2016 Listen Listening... / 15:54 Spencertown Academy Arts Center is presenting the new exhibit: "Mysterious and Unexpected: The Merger of Art and Science." There will be an opening reception on Saturday, July 23rd from 4-6PM and the show will remain on display through August 14th. Curator Barbara Lax Kranz says the exhibit displays the work of six artists who incorporate science to create their art. We will meet two of the featured artists this morning. Often inspired by current issues in science, Carrie Crane's recent work uses the tools of Knowledge Visualization (graphs, maps, and diagrams) to address issues of ambiguity and subjectivity in visual communication. Karen Schoolman is an abstract painter, a student of botanical illustration, and a physician. A packet of 50-year-old x-rays of her mother's leg inspired her current artwork. Alex Kershaw's 'Avenue Of Spies' And Spencertown Academy's Festival Of Books By Joe Donahue • Sep 1, 2015 Listen Listening... / 13:26 Spencertown Academy Arts Center's Festival of Books, the annual extravaganza of all things literary, takes place over Labor Day weekend, September 4 through 7, 2015. The Festival features a giant used book sale, two days of readings and book signings by nationally known and local authors, and a children's program. One of this year's participating authors is Alex Kershaw. His new book (also featured on WAMC's The Book Show this week) Avenue of Spies: A True Story of Terror, Espionage, and One American Family's Heroic Resistance in Nazi-Occupied Paris - recounts the story of one family's heroic efforts to defeat the evil in their midst. He will participate in the discussion "Heroes and Spies, Real and Imagined" at the Festival of Books on Saturday afternoon at 1:30. Victor Navasky at Spencertown Academy Arts Center By Joe Donahue • Apr 24, 2013 Victor Navasky will be in conversation with Peter Biskind on Saturday afternoon at 4PM at Spencertown Academy Arts Center. As a former editor of The New York Times Magazine and the longtime editor of The Nation, Victor Navasky knows just how transformative—and incendiary—cartoons can be. In his new book, The Art of Controversy, Navasky guides readers through some of the greatest cartoons ever created.


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BIOComing Soon
Age: 9
Birth Date: November 10 2004
Home: North Shore, Oahu, HI
Years Surfing: 3 1/2
Sponsors: Rip Curl, Dakine, Local Motion, Filtrate, Sun Bum
Favorite Spot: Velzyland lets
One song: Iron Maiden, "The Trooper"
Best result: Hawaii Amateur Surf Series, A lot of 2nds
Goals: to win some contests, keep improving and have fun... Be on the ASP Tour some day...
What froths you out: Surfing barrels with my friends...
Favorite Product: Ban Ray - White
Age: 40
Birth Date: July 1st 1973
Home: Sunset Beach, Hawaii
What do chicks like about you: My wife says its my sense of humor
Sponsors: Rip Curl, Filtrate, Future Fins, Globe Shoes, H20 Overdrive
Favorite Spot: Sunset
One song: Permanent Holiday-Mike Love
Best result: 1st place
Goals: Raise good humans and enjoy the moment
Favorite Porno: Planet Earth
Favorite Pornstar: hippopotamus
Do you deserve to be rich and why: I am rich in life experiences and that is good enough for me
Favorite Product: Ban Ray Pancho Signature, Trader One Pancho Signature
Photography coming soon
Age: 17
Birth Date: January 18 1997
Instagram: @JakeDavisOfficial_
Home: Capo Beach, CA
Years Surfing: 10
Sponsors: Imperial Motion, Filtrate Eyewear, Dakine, Lost Surfboards, Sex Wax, Daphnes, Carver Skate Boards
Favorite Spot: Tstreet
One song: Riders on the storm
Best result: USA champs u16 Champ 2012
Goals: Win
What froths you out: ripping
Favorite Products: Brinley, Opium, Oxfords
Photography by Jose Coli , Matt Paul , & Thacker Photography
Stated by Matt Biolos, "The fact that Filtrate takes the initiative to support and celebrate the craftsman and artist… and not [just] the athletes or rock stars, is unique and original in the world of eyewear. I am excited and proud to be working with them on a collaboration of design and product, and can't wait to see the final outcome of what we can create together."
Favorite Product: Mayhem
Age: 16
Birth Date: April 8 1997
Instagram: @evanmock
Home: Haleiwa, HI
What do chicks like about you: Nothing, besides the fact that I live in Hawaii
Sponsors: Hurley, Stance Socks, Kicker Audio, DVS Shoes, & of course Filtrate Eyewear
Favorite Spot: The Pointe at Waimea Bay. Best place on Earth or North Shore, Oahu
One song: Purple Haze by Jimi Hendrix
Best result: 1st place at the Spider Cup, bowl sponsored division
Goals: Work as hard as I can until my idols are rivals
Favorite Porno: Ghetto Booty pt.2 hahahahaha
Favorite Pornstar: Kim Kardashian
Do you deserve to be rich and why: If you are talking about the type of rich as in money.. of course we all deserve to be rich. If people are making Snuggie's.. I'm sure we can come up with something way more useful to get rich off of
Favorite Products: Four Door, John Brown, Trader One
Age: 24
Birth Date: January 24 1990
Instagram: @degeoconnell
Home: Hana, Maui, Hawaii
What do chicks like about you: Im usually nice to them
Sponsors: Nimbus Surfboards, Dakine, Filtrate, Futures Fins
Favorite Spot:Peahi, Haleiwa and secret spots around home
One song: anything from Willie or Cash
Best result: 2nd at the Quiksilver El Salvador Pro 4 star, 5th at the ECSC 6 star
Goals: Get the best waves of my life and win a triple Crown
Favorite Porno: whatevers good
Do you deserve to be rich and why: I think i deserve to rich but as long as im happy i'll be alright
Favorite Product: The Sink
Photography by Brent Bielmann and Dooma Photos
Age: 19
Birth Date: June 27 1994
Instagram: @BtayllorB
Home: San Clemente, CA
What do chicks like about you: my socks
Sponsors: Nimbus Surfboards, Dakine, Filtrate, Body Glove
Favorite Spot: T-Street
One song: I Walk the Line - John Cash
Best result: 1st NSSA Nationals
Goals: make WCT
Favorite Pornstar: Ian Crane
Do you deserve to be rich and why: I should be rich....
Favorite Products: John Brown, Oxford, & Bliss
Age: 25
Birth Date: August 15 1987
Home: Dana Point, California
What do chicks like about you: Everything
Sponsors: Katin, The Mint, Filtrate Eyewear
Favorite Spot: Every Spot
One song: Metallica- Ride the Lightning
Best result: Ha
Goals: Travel as much as possible, live a fruitful life
Favorite Porno: I'm not answering that
Favorite Pornstar: You guys are just fucking out of hand
Do you deserve to be rich and why: Yes I do, cause I'm humble and am always grateful for what I have. Money doesn't make me happy, but sure would be easier
Favorite Products: Oxford Black Polar, Strummer, & The Proper
Photography by Jared Sislin
Age: 24
Birth Date: October 03, 1989
Home: Santa Barbara, CA
What do chicks like about you: hahaha probably that I surf
Sponsors: Sundance Beach, Filtrate, Isurus wetsuits, Channel islands surfboards
Favorite Spot: Rincon
One song: One band RKL
Best result: Semi us open
Goals: Travel and make movies
Favorite Porno: haha fuck foreal?
Favorite Pornstar: Honestly they are all pretttttty beat
Do you deserve to be rich and why: Because if I was rich life would be one continuous surf trip with all the boys!!! and girls! YEEEHAAAA
Favorite Products: Fairweather, Strummer, & Broadway
"The Proper Barbershop was created by Vinnie Morey and Trent Magnano as a way of bringing back the classic old fashioned barbershop to the modern world. Vinnie and Trent are both very decorated barbers with a driving passion and true respect for the art and tradition of their craft. They both realized that there was a huge gap in the Los Angeles men's grooming community. In their view, too many men have never been to or even seen a real traditional barbershop!
With that in mind, those two 23-year-old kids built a barbershop never before seen. It was the most beautiful marriage of modern art, street culture blended with the traditional, old-fashioned barbershop. In that moment, The Proper was born!
Come in today for a hot towel shave and a real barber's haircut, and make sure to enjoy our fun-loving, easy-going atmosphere while your here! Relax with an X-Box, watch a funny movie, and have a cold beer in our back lounge. We set out to create the last true safe house for a man to come and enjoy being a man. So say what you feel and let the good times roll at your neighborhood barbershop, the Proper Barbershop! Men young to ancient are all welcome here!"
Favorite Products: The Proper and The Proper 2
Age: 25 years young
Birth Date: December 16th 1988. On some Beethoven ish.
Instagram: @Greg_valencia
Home: Vegas raised, Hollywood living!
What do chicks like about you: They don't even know. Neither do I.
Sponsors: Elephant Brand, Boom Movement, THEEVE, Filtrate, Members Only, SoggyBones Mag, and Active Ride Shop.
Favorite Spot: Anywhere with Levi Williams
One song: Too many
Best result: Water, vitamins, herbals, good vibes, high fives, proper food and maybe some coffee.
Goals: Kill it.
Favorite Porno: Saving Ryan's Private
Favorite Pornstar: Don't care for names
Do you deserve to be rich and why: I'll get my divine life amount
Favorite Products: Atlas, Sushi, & Cartel
Age: 30
Birth Date: February 26, 1981
Home: Santa Cruz, CA
What do chicks like about you: Style
Sponsors: Creature skateboards, independent trucks, oj wheels , dafmade , skateworks and filtrate eyewear
Favorite Spot: Derby skatepark
One song: The Highwaymen- Highwayman
Favorite Porno: the one I made with my lady
Favorite Pornstar: Terra Patrick
Do you deserve to be rich and why: Yeah so I can skate and enjoy life and not be a slave to the man!
Favorite Products: 4 Door in Black, Cellar Door, & Surry
Photography by Lanny Headrick @barkinhwheels


text: Packing is the single most stressful thing on this planet earth. This isn't a week vacation down to the beach, it's talking ALL your shit and transporting it from one place to another. There are so many things that I could easily forget. This is a long ass process and I highly recommend not procrastinating till the last day. Definitely make a list at least a week in advance and continue to add on things you think of. I have to make this post short because I have to get back to packing but the earlier you start, the less stressful it'll be! Happy packing!!! (yeah right) – just think this packing means you're one step college to going (or going back) to college wooo! Now there's some serious motivation!