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March 14, 2011
Michael Trias Got Nothing But Net - Apprehended By Clothes Hamper After Attempting To Burglarize Home
Michael Trias MySpace Profile
Mesa, Arizona (The Weekly Vice) - Michael Trias, a 20-year-old Arizona man was jailed Thursday after he allegedly burglarized a home, and then got stuck in a clothes hamper when he tried to flee the scene.
According to Mesa police, Trias was burglarizing a man's townhouse when he realized the owner was coming and jumped through a bedroom window as a means of escape. Instead, Trias found himself entangled in a clothes hamper made from pvc tubing and a netted basket.
Investigators say the homeowner was in the bathroom when he heard a noise coming from his bedroom.
He grabbed a broom as his only protection, but soon realized he wouldn't need it.
The 45-year-old homeowner freed the would-be burglar from the clothes hamper and then frog marched him to the front of the house where police arrived a short time later.
Trias did not get the chance to burglarize the home, but there was some damage to the window he broke into.
He was booked into jail on charges of burglary and criminal damage.
The Weekly Vice Opinion
It must be difficult to achieve a convincing "thug" look on MySpace when your mom keeps putting your soccer ball toothbrush holder and football soap dispencer in the photograph.
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Michael Trias Got Nothing But Net - Apprehended By Clothes Hamper After Attempting To Burglarize Home
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Apply for Scholarships: 10 You Could Win Now
Check out 10 scholarships that you can apply for now.
By Kathryn Knight Randolph
May 22, 2012
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This divider board fits our horizontal top bar hives and top bar hive nucleus boxes (also called a follower board). Useful if you lose yours, want to drill holes in a divider board to allow bees access to a feeder, or if you are building a top bar hive using our plans!
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In the literary and artistic sense, representation refers to depicting a psychological, social, natural, political or spiritual idea or condition through language, music, visual art, multimedia, CGI or dance. In the sciences, abstract ideas like numbers and their interrelationships are represented … Continue reading
Search Results for: representation
Reversal – Beyond the clever machine
In psychoanalytic theory, reversal is a Freudian defense mechanism. A broader idea than turning against the self, reversal takes place when the ego converts an instinctual impulse into behavior appearing as its opposite. The miser becomes a philanthropist, the pervert … Continue reading
The Belief in Reincarnation – Man-Made Theory or Sacred Truth?
Also called metempsychosis and transmigration, reincarnation is a man-made theory usually presented as fact or sacred law by believers. Elements of the theory can be found in diverse religions and philosophies, including ancient Greek, Egyptian, Hindu, Buddhist, Taoist, Jain, African … Continue reading
Realism – What is real, anyhow?
Realism is a term with several meanings. Here are three: 1- Creative work in arts and culture, known as "representations" that appear natural and accurate. The accuracy can be poetic or blunt, and may carry a political message. Like most … Continue reading
Samkhya Philosophy – Another Golden Age Gone Wrong
Samkhya is one of the six main schools of Hindu philosophy. Most agree that it has conceptual roots in the Rig Veda but it is usually attributed to the legendary sage Kapila (circa 6th century BCE).¹ Kapila postulated a fundamental distinction between … Continue reading
The Muses – Then and Now
Those of you who have been following this blog might remember that I'm now updating the very oldest entries. This means I'm finally giving attention to entries that no longer interested me too much I didn't know a lot about … Continue reading
The Old Testament – Timeless wisdom or old, outdated operating system?
The Old Testament is a Christian name for the books of the Hebrew Bible. This is a problematic term because Jewish people could easily find it disrespectful of their holy scripture. The designation comes from a Christian perspective with the … Continue reading
The Prodigy – What do "dark stars" tell us about society?
The Prodigy Perform At Stadium Live Club In Moscow – By: Kommersant Photo – People: Keith Flint The Prodigy are a British pop band most popular in the 1990's and the turn of the century. Their often controversial "big beat" electronic … Continue reading
Psyche – More than a bundle of chemicals
Psyche (Greek: soul or spirit) is the personification of the soul in Graeco-Latin myth. The early Roman writer Apuleius looks at psychological transformation and the love between Cupid and Psyche in The Golden Ass, one of the earliest surviving Latin texts. Apuleius is … Continue reading
Puranas – Diverse body of Hindu myth
Indian pupils dressed as Hindu god Lord Krishna are restrained by a teacher after a quarrel as they awaited their turn in a fancy dress competition to celebrate 'Gokul-Ashtami/Janmashtami', the birth of Lord Krishna, at a school in Mumbai on … Continue reading


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Special Event Production: The Resources
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moreThis must-have guide to special event production resources looks deep behind-the-scenes of an event and dissects what it is that creates success. It analyses the resources and is an extensive reference guide to the technical details of the technical aspects of a big event. It provides a thorough grounding on the specifications and performance of lighting and audio systems, visual presentation technology, special effects and temporary outdoor venues.
Incorporating pedagogical features, this easy-to-read book is packed with photographs, diagrams, flow charts, checklists, sample forms, and real-life examples. The vast varieties of audio-visual technologies, outdoor venues, décor and staging are presented.
This text is Part two of a two book set - also available is Special Events Production: the process (ISBN 9780750682435). Also available is a companion to both texts is a website packed with toolkits resources, and additional information. less
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To meet the growing demands of teaching online at UNF, CIRT provides faculty support through faculty development courses and workshops, quality certification process, and distance learning program transition.
CIRT provides a centralized and focused approach to designing and delivering high-quality distance learning and hybrid courses at UNF by providing:
UNF has adopted the Quality Matters (QM) to better develop, maintain and review our online course offerings. QM is a nationally recognized, faculty-centered process that focuses on research-based best practices to ensure quality in distance learning. UNF is committed to implementing the QM standards for the design of online courses and we are systematically building and evaluating our courses based on these rigorous, research-based standards.
Each academic year, up to two certificate or degree programs will be provided significant support and resources to either (a) convert the entire program to fully online or (b) develop a new certificate or degree program as one delivered fully online.
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Nondiffusive conservative schemes based on approximate Riemann solvers for Lagrangian gas dynamics
1 Sorbonne Universités, UPMC University Paris 06, CNRS, UMR
7598, Laboratoire Jacques-Louis Lions, 4 place 75005 Jussieu, Paris, France.
2 Laboratoire de Mathématiques de Versailles, UVSQ, CNRS, Université Paris-Saclay, 78035 Versailles, France.
Revised: 23 October 2015
Accepted: 25 January 2016
In this paper, we present a conservative finite volume scheme for the gas dynamics in Lagrangian coordinates, which is fast and nondiffusive. By fast, we mean that it relies on an approximate Riemann solver, and hence the costly resolution of Riemann problems is avoided. By nondiffusive, we mean that the solution provided by the scheme is exact when the initial data is an isolated admissible shock, and discontinuities are sharply captured in general. The construction of the scheme uses two main tools: the approximate Riemann solver of [Ch. Chalons and F. Coquel, Math. Models Methods Appl. Sci. 24 (2014) 937–971.], which turns out to be exact on isolated admissible shocks, and a discontinuous reconstruction strategy, which consists in rebuilding entropy satisfying shocks inside some well chosen cells. Numerical experiments in 1D and 2D are proposed.
Mathematics Subject Classification: 35L65 / 35L40 / 65M08 / 76N15 / 76M12
Key words: Conservative finite volume scheme / discontinuous reconstruction / approximate Riemann solver / non diffusive scheme / Sharp discontinuities
© EDP Sciences, SMAI 2016


text: NEW YORK, May 22, 2013 /PRNewswire/ -- RCS Capital Corporation, Inc. ("RCAP") announced today the launch of an initial public offering of 2,750,000 shares of its class A common stock. The initial public offering price is expected to be between $19.00 and $21.00 per share. This is a primary offering of shares of RCAP's class A common stock. The underwriters have the option to purchase from RCAP up to an additional 412,500 shares of class A common stock, on the same terms and conditions, to cover over-allotments, if any. RCAP has been approved to have its common stock listed on The New York Stock Exchange, subject to notice of issuance, under the NYSE ticker symbol "RCAP." Prior to this offering, there has been no public market for RCAP's class A common stock. (Logo: http://photos.prnewswire.com/prnh/20130522/NY19075LOGO) JMP Securities and Ladenburg Thalmann & Co. Inc., a subsidiary of Ladenburg Thalmann Financial Services Inc. (NYSE MKT:LTS), are serving as joint bookrunning managers. Aegis Capital Corp., Maxim Group LLC, National Securities Corporation, a wholly owned subsidiary of National Holdings, Inc. (OTCBB:NHLD), and Realty Capital Securities, LLC are serving as co-lead managers, and Newbridge Securities Corporation and Northland Capital Markets are serving as co-managers. RCAP intends to use the net proceeds of this offering (assuming no exercise of the over-allotment option) to expand its lines of business by funding internal growth and by acquiring complimentary businesses, as well as for general corporate needs. A registration statement relating to these securities has been filed with the Securities and Exchange Commission but has not yet become effective. These securities may not be sold nor may offers to buy be accepted prior to the time the registration statement becomes effective. The offering of the class A common stock will be made only by means of a prospectus. When available, a copy of the preliminary prospectus relating to this offering may be obtained from JMP Securities LLC, 600 Montgomery Street, Suite 1100, San Francisco, CA 94111, Attention: Equity Syndicate, by telephone at (415) 835-8900 or email at firstname.lastname@example.com, or Ladenburg Thalmann & Co. Inc., 520 Madison Avenue, 9th Floor, New York, New York 10022, by telephone at (800) 573-2541 or email at firstname.lastname@example.com. This news release shall not constitute an offer to sell or a solicitation of an offer to buy class A common stock of RCAP, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.


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A Team Rhodes Scholars win on "WWE Superstars" ensures the erudite Sandow a spot in the top 20.
The Intercontinental Champion falls one slot after suffering back-to-back losses this week.
A pair of victories for Cody Rhodes moves the mustachioed one up three places on the rankings.
Mr. Money in the Bank had a rough week, suffering losses on Raw and SmackDown.
The three-man reign of terror continued this week as The Shield once again made their presence felt with devastating attacks.


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To get to the major leagues, a prospect's swing has to pass through spring camps and fall leagues, level adjustments and coaches' suggestions. There are fourth opinions and second guesses, rounds of, "Why don't you try this?" and bouts with, "Why isn't this working?"
Through his time in high school and at Long Beach State, Danny Espinosa had never used a leg kick in his swing. The Nationals took the shortstop in the third round of the 2008 MLB draft, and when they put him at Single-A Vermont after signing him, they had him learn to incorporate the move.
And it worked. Espinosa hit .328 with a .835 OPS in 19 games at Vermont, finding himself better able to gather his movements and load his swing for a smoother, cleaner stroke. He took that swing to Single-A Potomac in 2009, hitting 18 homers and driving in 72 runs with it. Espinosa and Potomac hitting coach Jerry Browne liked the results they were seeing and the groove Espinosa found. Rick Eckstein, the former Triple-A hitting coach then in his first season on the big-league job, signed off on the swing. But Ralph Dickenson, then the Nationals' minor-league hitting instructor, had different ideas.
"Jerry and I, we couldn't step on his toes or anything, so we didn't know what to do," Espinosa said. "So we had to make the changes. I struggled to make those changes, because I was doing well with my leg kick."
Espinosa kept hitting, but there was a problem: His power was gone. He struck out 129 times in 133 games at Potomac, and in an effort to cut down on those strikeouts, he'd gone to a punchier swing that resulted in a .345 average in the Arizona Fall League, but only one homer and seven extra-base hits in 24 games. Espinosa, who is 6-foot-0, 190 pounds and has some natural pop, was slapping singles. And worse yet, his strikeout totals went up; he fanned 20 times in 24 games in Arizona.
"With (the leg kick), he had a nice year for himself," Eckstein said. "There were times he found himself in an area he felt he needed to work on. In the process, he created a different type of load."
When the 22-year-old arrived at minor league camp this year, he found a remade front office, a fresh group of minor league coaches and a renewed interest in getting back to the swing that put Espinosa in the middle of the organizational spotlight last season.
Eckstein, who keeps video on hitters beyond what the organization keeps, and several of the Nationals' executives made a mini-presentation to Espinosa, showing him footage from last season, suggesting he'd consistently get in a better hitting position with the leg kick. And the shortstop jumped on board.
"It wasn't like this huge transformation," Eckstein said. "It's just the way a hitter gets ready, and he responded really well. He felt much better, or so he said. He felt much better and had a much better focus."
Espinosa is back to the leg kick this spring, and back to feeling like himself. His timing at the plate is better and his strikeouts are down, he says. He's stinging the ball again. He's reached his goal of starting the year at Double-A Harrisburg, and he could be a year away from taking his swing to the major leagues.
The Nationals awarded the starting shortstop job to 24-year-old Ian Desmond this week, but Espinosa - who was the shortstop successor at Long Beach State to big-league stars Evan Longoria and Troy Tulowitzki - isn't thought to be all that far away. With shortstop Cristian Guzman eligible for free agency after the season and second baseman Adam Kennedy's return subject to a club option, Espinosa could wind up competing for the shortstop or second base job next season.
He might be more polished defensively than Desmond, and stole 29 bases at Potomac last season. Though there are further refinements for Espinosa to make on his swing, he's put himself in position to possibly reach the majors with a September call-up.
"I guess it's a big year, but I try not to think about it, because the second I start putting pressure on myself to do better and saying, 'If I can do better, I'll go up, I'll get to play with Desmond or I'll get to play with whoever, that's when I'm going to start struggling,'" Espinosa said. "I'm not one guy that can do that. I just need to go out there and play my own game."
Espinosa sounds almost relieved at the lack of clutter around him this year. Harrisburg hitting coach Troy Gingrich, minor league hitting coordinator Rick Schu and Eckstein are all proponents of the leg kick. They e-mail video of Espinosa back and forth, and if the shortstop is promoted to Triple-A Syracuse, the video will go along with him.
The kick itself is modest: "I'm not trying to do a Darryl Strawberry knee-to-the-chest," Espinosa said, but it's allowed him to time his arrival to the hitting zone better. He works with Schu on the swing each day in the batting cages, and the message is succinct and direct: Get yourself in a good position and hit.
"Rick (Schu) has simplified it a lot. He doesn't try to clone anybody," Espinosa said. "He works with what your stance is and what you have. He just says, 'Wherever you're going to start, you just need to end up, when you're at contact point, in a strong position.' I don't want to over-think. When you're in there hitting, and he's just saying simple things like that, it's easy to get going and get your bat path consistent."
Espinosa has also benefitted from a close association with the Rays' Longoria and the Rockies' Tulowitzki, who both worked out with him at various points during his college career. He played a year with Longoria, but actually talks to Tulowitzki more often. Even their message is on point with what Espinosa hears from the Nationals' coaches: Hitting is easiest when it's simplest.
That approach will get its next round of challenges at Harrisburg this year, when the Nationals will look for Espinosa to cut down his strikeouts, continue drawing walks and driving the ball the other way. To start the season, though, Espinosa is in as good a place as he could ever hope to be. And he's found faith in the Nationals' system to keep him there.
"All the coaches are on the same page," Espinosa said. "They all know what they want me to do. I trust they have my best interests."


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Latest gameson glulo.com
Elsa Trendy Look- Played: 2,459 times
Elsa is a true fashionista and she wants every day to be trendy . There are a lot of fancy clothes and she needs your help to choose something nice and do not forget the accessories !
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text: Next Story > Risk & Compliance Journal. Minimizing Risk Through Proper Supply Chain Management By Ben DiPietro Ben DiPietro The Wall Street Journal CANCEL BiographyBen DiPietro Oct 10, 2013 6:15 am ET Associated Press Risk management and reputation concerns are the two top issues driving increased corporate social responsibility in supply chains, an executive who advises companies on corporate social responsibility said at a conference Wednesday in New York. To Read the Full Story, Subscribe or Sign In Previous Sasol Divested Iran Operations in August for $238M Next Q&A: Melissa Lea, Chief Global Compliance Officer, SAP AG


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Damian Carrington's blog + Caroline Spelman
Damian Carrington: The first legal volley is fired over plans to shoot badgers in England. But whatever the courts decide, the public has rejected the plan, preferring vaccination to tackle TB in English cattle
Damian Carrington: The government says 'reforms' to funding are 'increasing' the number of schemes protecting homes. They are doing the opposite
Damian Carrington: Environment secretary Caroline Spelman and energy minister Charles Hendry address their party conference: worryingly, they had nothing new to say
Damian Carrington: Plans to curb TB in cattle by shooting free running badgers are careful enough to avoid political flak, but legal challenges and protests may yet kill the culls
Damian Carrington: It's B-day for badgers, with environment secretary Caroline Spelman presenting her culling plans to cabinet. But has she solved the policy's fatal flaws?
Damian Carrington: Fine words cannot compensate for huge budget cuts and a hatred of regulation: the environment needs protection not praising
Damian Carrington: Ministers say the new system will mean more flood defences for communities, but critics accuse them of spin and extending uncertainty
The prime minister said spending is broadly even, the environment secretary said there's an 8% cut, the environment agency said the cut is 27%. What's going on?


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about 1-2 week(s), I will use only the orange juice I need and be sure not to take more than I can drink.
about 2 years, when applying the nailpolish, I will use one coat per nail instead of two and use less.
3 monthes, Instead of throwing my old toothbrush away I will use it as a cleaning utensil around the house.
About 1 month, My family and I will switch from paper napkins to cloth napkins that we can wash and reuse.
about 3-5 years, When I outgrow my jeans, I will cut them up and use them as rags for cleaning around the house.
about 1 year, After I have outgrown my shoes I will use them as a decorative planter in the spring.
about 2-3 years, Instead of throwing it away, I will donate it to our local Salvation Army or to a younger person I know.
about 5-7 years, I will cut my sheets into rags to use for cleaning around the house or to wash my parent's cars (on the grass:).
about 3-5 years, After it breaks I can use the pieces to make a recycled art project for my mom :)
about 1-2 week(s), I will take only the amount of milk that I'm going to drink. If I have extra from my cereal or something I will let my dog have it instead of just throwing in out.
about 2-3 weeks, I will use a teaspoon sized amount instead of a tablespoon sized amount.
about 1 year, After they become too dirty to use I will wash them, tie them together and use them to as toys for my cats instead of buying some from the store.
between 10-15 years, Intead of buying the books I like, I will rent them from the library if I want to read them.
about 5 days, When I have a piece of chocolate I will only have one block instead of two. That way the chocolate bar will last longer.
about 10-20 years, If the mirror breaks, I will use the pieces to make a cool, shiny art project.
about 3 weeks, I will use a smaller bowl when I'm eating it so that I will take less and the cereal will last for longer.
about 2 years, After my 2 year contract for my phone is up, I will use the same phone for the next 2 years instead of getting a new one and throwing my old one away.
about 5-7 years, I will give my comforter to my dogs to that they can use it as a comfy bed :)
about 3 days, I will be more careful to not be careless and lose it, and I will be more careful when sharpening it so that it will not break.
about 5-7 years, I will keep up with the maintenance on my car so that it will last longer.
about 2-3 years, I will send any old jackets I have to Haiti to help survivors of the earthquakes that happened there.
about 2 months, I will only use 2 shakes of salt on my food instead of 3-5.
about 1 week, Take only what I'm definitley going to eat. Give any leftovers to my dog instead of throwing them away.
about 3 years, After I go for my checkup, if my prescription has changed I will use the same frames as before.
about 1 year, I will wash my old socks and decorate them to look like puppets, then use them to entertain the children I babysit.
about 1.5 months, I will use a pea-sized amount of toothpast instead of a dime sized amount.
about 5 years, I will donate my old TV to a family in need that doesn't have one.


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Back when I didn't know any better, I thought "surge protector" was synonymous with "power strip," and I thought "power strip" was just a fancy multi-plug extension cord. Learn from my mistakes: they are not the same things! A surge protector is more than just an apparatus for turning one outlet into six – it plays an important role in electronic device maintenance, such as protecting your laptop Getting A New Computer, Part 4: How To Properly Protect Your Laptop Getting A New Computer, Part 4: How To Properly Protect Your Laptop A lot of research is involved in choosing the right computer. Should you go with a laptop or desktop? If you decide on a laptop, how do you choose which one? In all of these... Read More .
Why are surge protectors important? Do you need a surge protector? If so, how do you go about selecting one that works for you without blowing huge wads of cash? Keep reading to find out.
How Surge Protectors Work
Before we can define how a surge protector works, we need to define an electrical surge. Think of the flow of electricity as the flow of water running through a pipe. Water moves from one end of a pipe to the other end due to water pressure – water moves from high pressure to low pressure. Electricity operates in a similar way, moving from areas of high electric potential energy to areas of low electric potential energy. In this case, it's from one end of a wire to the other end.
Voltage is a measure of this electric potential energy – more specifically, the difference in electric potential energy. When the voltage increases above the norm for at least 3 nanoseconds, it's called a surge. If the surge is high enough, it can cause wear and tear on your electronic devices, or in severe cases even destroy them.
Let's go back to the water pipe example. If the water pressure within the pipe is too great, the pipe will burst. The same thing is true for electrical wiring. If the voltage of the wire is too great – meaning the difference in electric potential energy from one end to the other is too high – then the electricity will surge through. This heats up the wire, and if hot enough it can burn, rendering it useless.
The surge protector, then, has one job: detect excess voltage and divert the extra electricity into the grounding wire. This is why all surge protectors will have a grounding pin (the third prong on a plug) and all surge protectors must be plugged into a properly grounded outlet for them to work as intended.
When to Use a Surge Protector
So what causes an electrical surge? Most people think that the main culprit of electrical surging is lightning, but that's not true at all. Yes, lightning can and does cause electrical surges, but the voltage of lightning is so great that most surge protectors won't be able to withstand their power. During a lightning storm, the only way to be absolutely sure that your devices won't be surged is to unplug them.
The main culprit of electrical surges? Electrical devices that require lots of power to operate. Depending on the wiring of your home, you may notice at times that your lights flicker when powerful devices turn on and off, e.g. your air conditioner. When these devices are switched on, they demand a lot of electricity, which puts a lot of strain on the grid and can cause surges.
When should you use a surge protector? All the time. The real question is really which devices you should connect to a surge protector. You don't need a surge protector for your desk lamp or your standing fan, but you do want a surge protector for expensive devices that have intricate microprocessors What Is A CPU and What Does It Do? [Technology Explained] What Is A CPU and What Does It Do? [Technology Explained] Read More , like computers, televisions, stereo systems, media centers, high-tech kitchen appliances, etc.
Think of it this way: if there was an electrical surge that destroyed all of the devices connected to your outlets, which lost devices would pain you the most? Plug those into a surge protector. It's better to be safe than sorry.
On an offbeat note, surge protectors can be useful for reducing cable clutter 5 Ways To Clean Up Computer Cable Clutter Under Your Desk 5 Ways To Clean Up Computer Cable Clutter Under Your Desk Cable clutter is one of technology's biggest annoyances. While it's easy to conceal your messy cable collection in a closed box, the cables that catch dust under your table are a completely different story. Try... Read More and improving organization with your electronics. All of the cables end up being directed to the same destination, making it much easier for you to handle them all neatly.
Choosing the Right Surge Protector
It can be difficult finding the right surge protector for your needs at a good value, mostly because people don't talk about it very often. What makes a surge protector good? And why are some surge protectors much more expensive than others? Are there any features you should be looking out for?
The first thing you'll want is an indicator light. Do not compromise on this. Surge protectors will not last forever – in fact, even when the surge protector properly diverts a surge so your electronics aren't damaged, the protector itself can be damaged in the process. An indicator light will let you know that your surge protector is working fine. Is the indicator light not working? Time to buy a new surge protector.
As for protection power, good surge protectors will come with a UL rating, a rating put out by the independent Underwriters Laboratories that tests the safety of electronic devices. Don't bother with a surge protector that doesn't have a UL rating. Also make sure that the product is a "transient voltage surge suppressor" as many UL-rated power strips still might not offer surge protection.
And there are a few other considerations to make:
- Clamping voltage is the voltage measurement that prompts the surge protector to start redirecting the excess electricity away from the plugged-in devices. In other words, a surge protector will a lower clamping voltage will trigger earlier, thus better protecting your devices. Any surge protector with a clamping voltage below 400 volts should be good enough for home use.
- Joule rating is the maximum amount of energy the surge protector can absorb. If the surge breaches this maximum, the surge protector will be rendered useless. The higher the joule rating, the more energy can be absorbed by the surge protector, so a higher joule rating will often indicate a longer lifespan for the product. For best household protection, you'll want a surge protector with a joule rating of at least 600.
- Response time is how long it takes for the surge protector to detect a surge in electricity. A lower response time means a faster response time, which reduces the time that your plugged-in devices are exposed to the surge, thus protecting them better. Ideally, you'll want a surge protector with a response time of 1 nanosecond or faster.
Recommended Surge Protectors
If you need some help getting started with finding a good surge protector, here are some that I recommend. All of these have a UL rating of 1449, which is what you should be looking for:
- Maruson SUG-B706NT ($20): A strong 7-outlet surge protector with indicator lights, a clamping voltage of 330V, a joule rating of 720, and a response time below 1 nanosecond. Perfect for an everyday household.
- Tripp Lite TLP606 ($10): Another strong surge protector with 6 outlets, an indicator light, a clamping voltage of 150V, a joule rating of 790, and a response time below 1 nanosecond.
- Tripp Lite SPIKECUBE ($6): Here's an interesting surge protector with only 1 outlet. It has two indicator lights – one for grounded, one for protected. It has a clamping voltage of 150V, a joule rating of 600, and a response time below 1 nanosecond.
The take away? All electrical grids experience electrical surges, some more than others. These surges can damage electronics and surge protectors are there to keep those surges under control as much as possible. You'll want to use surge protectors for complex and valuable electronics, such as computers, appliances, and media centers. Keep in mind that it's not enough to have a surge protector; you need one that's properly rated for your needs.
Do you use surge protectors? If not, why not? Have any interesting electrical surge stories to tell? Please share your thoughts with us in the comments!
Image Credits: Holiday fire safety Via Flickr, Electrical Grid Via Shutterstock, Air Conditioner Via Shutterstock, Surge Protector 2 Via Shutterstock
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Useful commentary , I was fascinated by the facts , Does anyone know if I could possibly get access to a template CA Multiple Offer Addendum Highest Best Price Terms example to fill in ?
The most common surge protector uses MOV's (Metal Oxide Varistors). They work on a voltage threshold and when turned on, begin to divert the surge energy to both the Neutral and/or the Ground (depending on whether it's a triple mode L-N, L-G, N-G, or just single mode L-N).
Electricity at 50/60 Hz has a low impedance (resistance) return path via the Neutral, but at surge frequencies (3 KHz to 350+ MHz), the return path can be anything but easy and if it's difficult (high impedance), the surge will seek another path, often times through the very electronics plugged into a surge protector.
By way of an analogy, consider a hand gently breaking the surface tension of water & freely moving underneath the water. This is how it is for electricity. Now take the same hand, slam it as hard as you can into the water & you'll encounter a lot of resistance, perhaps it will feel as if you hit a brick wall. This is how it is for surges. The water is analogous to the house wiring. At some frequency the surge hasn't got a chance & will seek another path perhaps damaging our electronics in the process. That's why spikes or transients which are often measured in billionths of a second are least likely to find their way, & often zap our electronics instead.
Surges can damage your electronics almost immediately or over time (a bunch of smaller surges). Here's another water analogy: when hot water (surge energy) is poured onto an ice cube (your appliance or electronics), the ice cube is still there until either large amounts of hot water are poured over the ice or a cumulative number of small drops are poured over the ice. Eventually the ice melts & so will your electronics.
Now for the really bad part, those "all-in-one" surge protectors that offer to protect coax (cable TV, satellite, antenna, internet), phone (telephone, DSL), network as well as AC outlets all share a common ground. Once the surge is diverted by the MOV to the ground, the ground wire can be at several thousands of volts for the duration of the surge and since those all-in-one protection circuits operate at different voltage thresholds, most often the things connected to them on the other end are damaged, yet the surge protector continues to work.
If you think, why not just get a "Whole House" surge protector installed in the mains electrical panel, there are a couple of problems with those as well: (1) The leads need to be very short. Even 12-14" of wiring (which is twisted) adds up to 350 Volts to the "let-through voltage", so if the box states 600 Volts "Let-Through" the real "let-through" can be closer to 1000 Volts - enough to damage a lot of electronics in the house, so "Whole House" might help, but it still requires more surge protectors in the house and unfortunately the ones that use MOV's are not the answer either.
Lastly, a technology that is more than 26 years old called "Series Mode" works differently from MOV based technology, namely it slows the surge down, stores it as energy and releases the surge a few volts at a time on the Neutral wire. Recall the water analogy? If the hand (surge) moves slowly, it can penetrate the water (make it's way back to the mains panel) without incident. They are made by Zero Surge, Brickwall and SurgeX but cost from $140-$160+ new or from $30-$60 used or new old stock on the most popular auction site. You come out much further ahead with series mode because the surge is actually dealt with instead of diverted.
I think these devices are useful but if we utilize it right! For example, as I guess it is important thing for big companies! It is nice protection!
And in the same time you are totally right about electricity consumption of such devices! I have always been scared about lightnings and we decided to buy overvoltage system to protect our equipment. We bought Dehn (http://hardware.be/dehn) as you see it is not very cheap!) now I have dilema: to feel save or to spend more money on utility bills? Because last time it became very high! And i reckon, it should be some method how to reduce it, but it has been unknown for me yet!
I recently found out that you can buy whole-house surge protectors. In the UK I found one for £46 and it fits easily into a spare slot on the mains consumer unit (main fuse board)
That means you whole house is protected - every single circuit - lighting, sockets etc for not much more cost that a good quality six-outlet surge protected power strip. And, unlike most surge protected power strips, you don't throw it away if a power surge occurs, you just have to reset it!
Most people probably plug their laptop into one of many sockets around the house and with a whole house surge protector all those sockets are protected too - as well as lighting and any other circuits.
You can also get whole house surge protectors that protect against lightning strikes too but I read you only need this (type 1) surge protector if you have overhead power cables feeding the house and/or you have a lightning rod fitted to your house. As I have neither, I will be going for a type 2/3 device.
Similarly, if you have overhead telephone lines feeding your property these need to be protected against lightning as well as they can destroy any equipment connected to them.
UPS (Uninterruptible Power Supplies) may also protect against power surges and the one I am thinking of getting, even offers a guarantee against lightning strikes and can also be reset after a power surge:
Don`t forget tv aerials as well. A surge protector should have a facility to run your coax through to protect your tv.
I am sorry to butt in but I am looking for an outlet extension that has outlets on the sides, for behind my TV. A lot like the Side Socket you see advertised. http://www.shopatshowcasecanada.com/sidesocket.html
It is called a surge protector, but is it any good? Is it possible to get a surge protector that has outlets on the sides like this?
I want to plug in my TV, Nintendo Wii, internet modem and internet router. Also my DVD player but it is only used rarely. Is a surge protector even necessary?
Thank you in advance for any advice.
If you were to loose the neutral on your house and have a potential of 240 volts to an outlet would 240 volts smoke a computer? Yes , so how does the computer that is plugged into a surge protector with a clamp of 300 volts get saved? Im confused.
Neither I nor any of my friends use surge protectors and have never lost any device due to surges.
Could this be due to the fact that we have excellent wiring (e.g. the light never flickers if we turn on power demanding devices) and an electricity company that has an electricity drop out at most 1 time every 5 years?
Can you elaborate a bit more on what causes the surges? Is there a way to measure how many surges you have?
Great article, I'm buying a couple Tripp Lite TLP606 next week.
i once had to replace my mother board because a lighting storm fried it up. i don't think a surge protector would have helped but i find them useful
My UPS was fried the week we needed it the most. A week of very frequent blackouts and my mainboard was fried, along with other small things. No joke indeed. Surge protector will replace power strips after this.
It would have.
Maybe I have been lucky, but I have used surge protectors for at least 20 years and have survived lightning storms, power surges and sudden blackouts due to fallen branches across lines and strikes on sub-stations without losing any equipment.
Having no special knowledge of their workings, this article was of great interest to me. Thanks, Joel.
Don't just protect your mains connection, surges can also arrive via the telephone line. When buying a surge protector or a UPS, look for one that will protect your incoming telephone signal(s) as well.
Why does nobody speak of Noise Filters on surge protectors anymore? I see it mentioned occasionally in the specs, but it's a lot harder to spot than back in the late 90s when I used to sell them regularly in retail.
Line Noise occurs when other devices on your electric wiring generate, well, noise. The best example is an old analog television when you'd run the vacuum cleaner and suddenly there'd be static or lines and stuff. The noise filter in a surge protector would filter that out and protect your device from that interference.
The recommended surge protectors are rated 600...790 Joule. Can it be true???
Such cheap surge protectors are based on a disk varistor. In the best case, I mean a varistor 20 mm diameter, the maximum Joule are 100...200 Joule.
How can those surge protectors be rated 600...790 Joule?
If you want better protection but no battery backup I would go one better and get an AVR (automatic voltage regulator) which has capacitors in it to even out the power whether there is a sag or surge in power. The sags are the thing that tend to kill high end electronics like computers. Surges of course too especially with lighting. However for a computer a good UPS with AVR is the best choice.
AVR'S are good for spikes and blackouts from the electric company, which happens alot down here in Florida, The Lighting Capital of the world, But nothing, absolutely nothing can block or stop a direct hit from lightening on your computer. I love bad weather, every time it rains, I make money. The sad thing is it is so simple to prevent. Unplug or pay.
Indonesian cities, like Pekanbaru, can compete with Florida for blackouts rate. It can happen even in the sunniest of days. Much better lately, tho.
I guess I am surprised that anyone is having (not protected against) electrical events with their electronics. More surprised that this got to me through makeuseof. What is next week... backing up 3.5" disks?
Glad you know everything. This article was useful for me. I didn't know what clamping voltage was, etc. Also, a lot of people know to put a surge protector in front of the PC or TV, but as this article points out kitchen appliances often need them too. I opened my new fridge one morning to be greated by a bunch of flashing lights on the control panel. The service tech told me to put it on a surge protector and it likely wouldn't happen again.
Great Info, thank you. However, this info would be useful 6 months ago...Had 2 computers condemned by lightning strikes last year and bought a Belkin . Happened to be the only brand available in the market and costs 3 times the price of the Maruson. Has 6 outlets. Imported from USA.
More brands are available now from Korea, Taiwan, Singapore. Belkin does give a guarantee and claims up to 20k USD for this model. How about the ones listed here?
nothing can protect you from a direct hit of Lightning and with that said surge proctors and save you ALOT of money. But, if it is storming hard unplug or you may have to end up buying new equipment. The most common thing that people forget to unplug, on their computer is the Lan cable.
Exactly, must unplug electronic devices and specially, Lan Cable while lightning and storms. I learnt a lesson from of this painful experience in the past just couple of months ago. :)
The best protection against electrical surges are UPCs. Those devices are powerful or smart enough to protect electronics from lightening. Top of the line UPCs generate graphs of electrical surges and then use algorithms to disconnect from the grid when surges peak.
A good UPC is expensive so the cheap alternative is to daisy chain surge protectors. The more surge protectors you have connected, the more protection you have (not to mention outlets)! I personally connect at least two surge protectors together for every device.
If you use more than 3500 W from a single outlet connected to multiple surge protectors, you are in real danger.
I could be wrong, but you may want to do a little research on that. I've always read that daisy chaining surge protectors was a no no because it gives them a less direct path to ground.
We lost some electronic equipment that was on a surge protector that was supposed to be good. The only equipment that survived was what was plugged into a philips SPP7345WA http://www.amazon.com/gp/product/B002JCSCSE/ Turned out we had a bad "negative?" I think it was. Caused the whole house to surge off and on. I wish I could still find these. They are the best surge protectors we've ever had.
This is why I have a power conditioner. Long live Furman.
This may sound a little dumb, but are surge protectors the same as regular power strips? By power strips I mean the white bars that have multiple outlets with an on/off switch on one end.
It seems like a surge protector would need more room, so I'm assuming regular power strips just connect multiple outlets together to make more outlets than is available in the wall, and thus wouldn't provide any more protection than just plugging it into the wall. Is this right?
Unfortunately, yes. Those "white bar" power strips just link up a few more outlets in parallel to the main power cord. In Contrast, a surge protector has actual circuitry to let it fire-up the protection if a surge is detected, in less than 1 nanosecond, lower than what it takes a voltage change to become a surge, which is 3 nanoseconds.
The way most surge protectors are linked internally, the surge will fry the outlet closest to the power cord first. The second outlet provides a little more protection because the surge has to go through two levels of protection. Expensive or more sensitive devices should be furthest from the surge protector power cord. Theres no reason not to use one if you value your electronics.
I also didn't know that! But as seen in my pic above your post, it looks to be true. It fried the outlet closest to the power cord!
As seen in this picture, yes you do need a surge protector! If I wouldn't have had one, a huge amount of money in computer parts would have been fried!


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CHICAGO -- As Ryan Pickett spoke to reporters Sunday, a Green Bay Packers official walked by and handed him something. Pickett paused, glanced at what he had been given and then kept right on talking as though he had been handed a loaf of bread.
In Pickett's left hand was a green hat. It was emblazoned with a Green Bay Packers logo and read: "NFC North Champions."
"This is great," the defensive end said after the Packers clinched the division title with a 21-13 victory over the Chicago Bears. "But now we're looking ahead. We want more. We want home-field advantage. That's our next step, and we'll go from there."
A division title, the Packers' second in as many years and the third of coach Mike McCarthy's tenure, is an accomplishment to be proud of. In the Packers' locker room, however, there was a clear sense that this team is destined for much more. The Packers have won eight of nine games since starting 2-3, and their newfound expertise in winning "ugly" has girded them for the type of competition they'll face in the NFC playoffs.
At the moment, the Packers are the conference's third seed. When you look at the Atlanta Falcons (No. 1) and the San Francisco 49ers (No. 2), do you see a team fundamentally better than the Packers? I don't, and some of the Packers' most important figures are coming around to the same conclusion. (Update: That paragraph was written before the 49ers went to Gillette Stadium and beat the New England Patriots on Sunday night. Yeesh.)
"Not to diminish anything," McCarthy said, "but we are just getting started. We feel that way as a football team. Not trying to be arrogant, [but] we feel that a lot better football is in front of us. It was an extremely important game for everybody involved today, but we fully expected to come in here and win this thing."
McCarthy's strong talk was reminiscent of his message during the Packers' run to Super Bowl XLV two years ago. The Packers' confidence was illustrated Sunday in the decision to hold out defensive back Charles Woodson because, Woodson said, "we felt like they could come down here and get a 'W' whether I played or not."
The Packers have some issues to work through, including the continued struggles of place-kicker Mason Crosby, who missed from 42 and 43 yards Sunday. McCarthy's own hubris helped the Bears keep Sunday's game close; afterward McCarthy admitted that his ill-fated decision to approve a trick play on a fourth-quarter punt return was "clearly not the highlight of my coaching career."
But as we've discussed multiple times this season, the Packers have morphed into a team that grinds out imperfectly played games. An interloper might have watched Sunday's affair and concluded the Packers aren't championship material because they couldn't put away a depleted opponent. Those of us who have watched the Packers all season know they have demonstrated their skill in manufacturing victories.
"I think guys are jelling," Woodson said. "These tough games, man, they test your team. That's when you find out what kind of team you've got. ... People respond in those situations, it makes for a good team."
As an illustration, Woodson noted how the Packers' defense tightened after the Bears gained possession at the Packers' 16-yard line following the botched fake punt return. There were just under eight minutes left to play, and the Bears were in position to draw closer in a 21-10 game.
On first down, cornerback Sam Shields knocked away a Jay Cutler pass intended for receiver Alshon Jeffery in the end zone. Next, linebacker Brad Jones stopped tailback Matt Forte for no gain. On third down, Jones had tight coverage on Forte to cause another incompletion.
Olindo Mare's 34-yard field goal made it a one-score game, but the way the Bears' offense had been struggling, it was hard to imagine them coming up with a touchdown and a two-point conversion to tie the game. As it turned out, they did not cross midfield for the rest of the game.
I made the rounds in the Packers' postgame locker room, asking players who are a part of the 2010 championship team whether they were getting a similar vibe now.
"We're hitting our peak at the right time," defensive lineman B.J. Raji said.
"We're getting there," Pickett said. "We're starting to play good at the right time, and that's what it's all about. We're headed that way."
"I've definitely been on a Super Bowl team," cornerback Tramon Williams said. "Do I think we are a capable Super Bowl team? No doubt about it. But I don't know yet."
We'll give Woodson the final say.
"We like where we're at this point," he said, "... but we know we can still get better, and we're going to get better."
Yes. The Packers viewed Sunday as the first step in their playoff journey. I'm having a hard time arguing with that notion.


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Let's look first at the LoveFilm interface, which is actually pretty good for the most part. On Mac we were very impressed by the effort LoveFilm puts into keeping you up to date with the biggest new titles it's added, and the huge amount of options at your disposal for searching out stuff you want to watch.
Also impressive is the trouble LoveFilm has gone to to make plenty of its vast catalogue of stuff sound interesting, via themed compilations, and connections with new films just launched at the cinema. The success of this sort of thing is greatly bolstered, of course, by the large amounts of content LoveFilm has to draw from.
Plenty to catch the eye
The reasonably small size and presentation of the cover art for titles on all of the internet server pages is good too, in that it allows LoveFilm to draw attention to an awful lot of titles at once, making it more likely that you'll quickly find something you want to watch.
LoveFilm on a desktop/laptop
It's good to see as well that LoveFilm understands the importance of HD to many streamers, separating HD out into its own area, and making sure anything that's available in HD has a clear 'HD' logo superimposed on its cover art.
More kudos is due to LoveFilm for the sense of community it's managed to build up on its site, especially through the huge amount of user scores and reviews available for even the most obscure titles.
Well informed
Finally in the plus column on the Mac LoveFilm home page is the amount of information on each film that pops up when you hold your cursor over a title you're interested in. Ultimately the whole interface is busy, friendly and useful - pretty much everything you could possibly ask for, in fact.
The iPad interface is very slick too. In fact, it's one of the best we've seen, making full use of all the iPad's navigational tricks, as well as delivering a logical layout and achieving what feels like a good balance between using manageably large icons yet also populating the screen with plenty of content.
Xbox interface
As for the Xbox, again it's clear right away that LoveFilm has put considerable effort into optimising the interface for the device, following the general layout favoured (not to everyone's tastes, it must be said!) by the Xbox's main interface. This makes it intuitive to use, and again we felt impressed by the ease with which we were able to find content we were interested in watching. The way the system filters movies down with each letter you add into the search field works well too.
We were initially troubled not to easily find any way of filtering films so that only HD titles were shown. But actually the option is there; it's just unhelpfully hidden away inside the 'Collections' menu sub-section.
While we're on the subject of HD, our explorations reveal that the number of titles available in the high def format isn't as high as we would have hoped. Of the 50 most recently added titles at the time of our tests, only 10 were available in HD. Or out of 50 films starting with 'B', 19 were available in HD. Figures which suggest that somewhere between 20 and 40 per cent of titles are currently available in HD.
Finally we get to the quality of LoveFilm's latest streaming service. Will the addition of HD and, presumably, some cleverer adaptive streaming technology than LoveFilm has delivered before improve things from the service's previously below-par AV experience?
The short answer is yes. But not quite as much as we'd hoped.
Cons: No Android streaming app. Game over.
The quality of the player is really terrible. Very low quality pixellated playback to the point where not worth watching. Netflix performs infinitely better.
I have a very slow 4Mbit DSL connection, and Netflix can stream HD. LoveFilm can't.
No surround sound is also a big let down. I will stick to blu rays on LoveFilm, for now.
I have a cable 10Mb connection and use Lovefilm via my 360.
I've never experienced any connection problems with the service and although initially the HD service was not consistent, it has certainly stabilised now.
No surround sound is something that I don't really miss for a streaming service and although I have not tried Netfilx I would not hesitate to recommend Lovefilms service.
Having recently switched from an "up to 8 MB/s" ADSL service to BT's Infinity (up to 50MB/s) service I was expecting all those Lovefilm streaming issues to go away.
They didn't! I still get the same picture freezes, pixelations and juddering as I used to.
Strangely enough when I switch from SD to Lovefilm's HD feeds my issues don't get any worse and it seems to me that it's not a bandwidth issue causing the problem, more a buffering issue where Lovefilm isn't sending the signal out consistently on time.
BBC iPlayer works great though. The extra bandwidth really makes a difference on the BBC's HD streams.
(For the techies among you - My speedtest results show I was getting a 3.4MB/s speed from my old "up to 8 MB/s" service and now get a solid 22MB/s from the BT Infinity service.)
Got LOVEFILM instant as a package through Talktalk - its total rubbish.
I have a good download speed and my internet TV has a wired connection. I can connect to the internet to use any other programs but not Lovefilm.
I registered in mid October and dispite sending several emails, Lovefilm have not responded (5 Nov). I have even telephoned them but got cut off by their customer assistant half way through a conversation (I think on purpose).
I'm not wasteing anymore of my time on this as its total rubbish and doesn't work.
Just opens the film then buffers and does't download.
Same as above no problems with iplayer. I have a 9MB service.
Dreadful films, Netflix is definitely better. I cancelled my account online and got a email through today saying I had an outstanding payment? So I phoned up spke to some rude idiotic bas*ard who didn't even understand basic English! Who cancelled my account for me. Even when I mad it really clear I wanted my account a cancelled he asked me to re do my card details for them to take the 4.99 out my account! Dreadful service , dreadful company I deffirently won't be recommending this company ever!
The content in general is pretty poor. There are some decent films that most will have seen before. Unfortunately Lovefilm have a tendency to make their numbers of movies look appealing by cramming in at least 50-60% B movies in most category's. I cancelled after my free trial when there was nothing else to watch. Netflix is no better and Now Tv is just shocking.
I'm having to use this as my smart TV (LG) doesn't have a NetFlix App which is really annoying. Still, nothing ventured nothing gained.
Lovefilm is very, very poor. Awful customer service, take money from your account even though you have cancelled and then wont refund your money. Range of films for Instant is rubbish. Netflix is so much better. I would never use Lovefilm again. Ever.
I mainly stream Lovefilm through my Xbox. I don't get too many problems, I just hate the interface and there isn't much of a selection.
A lot of the movies are very old and there are no up to date tv shows or new releases. A few newish films crop up now and then, but not enough to justify me paying every month.
Also there is a "more like this" section when you select a film title, it seems that the same selection of movies crops up no matter what film I pick, making it pointless.
After trying both Lovefilm and Netfilx I recommend sticking to Netflix.
Huge collection of films and TV shows; Good value; 7 out of 10???? Do you need someone to hold your hand when you go to the cinema? Have you ever watched a movie that has a rating of more than 7 out of 10 from IMDB? I'm sorry, but the movies on Lovefilm are awful with a bad selection and terrible value. I'm in the Hate Lovefilm category.
ilovefilm have the worst customer service support i have ever seen, 3 times i have called up to cancel my account and on all those accounts they failed to do so. Thankfully i changed my debit card that they cant take any money out of my account.
Lovefilm. OK but not great. Customer service not great. One guy even argued with me from the Canbury Park Road Help centre. Anyway after losing my rag I canceled and joined Netflix. The video quality and video range instantly justified my choice.
Good bye lovefilm
I liked Lovefilm in the good old days when dvds were delivered to your door...but times change. I want to stream the top films now, watch what i want when i want. If Lovefilm let me stream 8 of the latest DVD releases a month for a reasonable charge Id subscribe again...but they dont or cant. Either way they lost my custom. I subscribe to Netflix now for general viewing and Blinkbox for the latest releases.
Just told Lovefilm where to stuff their videos, etc. Things were great till they changed the rules and said you had to join Amazon Prime as well at an extra cost of nearly fifty quid. Not only that, they were charging my husband the fifty quid as well. Outrageous.
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The Financial Services Authority has imposed one of its biggest ever fines for an individual and has banned five individuals for insurance fraud.
Andrew Jeffery of Jeffery Flanders (Consulting) has been banned and fined £150,000 for "recklessly" failing to put in place insurance policies appropriately or at all, despite collecting payment from customers. As a result he exposed customers to risks such as not having adequate household or motor insurance – particularly serious as many of the customers were elderly or vulnerable.
Jeffery also forged documentation and correspondence, potentially to mislead insurance companies, and then obstructed the the City watchdog's investigation by failing to report changes to the firm's contact details, as well as not providing documents or attending meetings at the request of the FSA.
The four other individuals banned by the regulator were involved with Orion Direct and/or Peppercom and were reported to the FSA through its whistle-blowing line. Barrie Duncan Aspden has been banned from performing any regulated role in financial services for acting dishonestly and without integrity, as well as knowingly using around £300,000 of Orion client money to finance the creation of Click the Pepper, an online motor insurance site, which traded as Peppercom.
His actions meant several hundred customers of Orion were also put at risk of being uninsured because their premiums were misused, although the FSA today said customers were unaffected. Former Orion/Peppercom customers can call the FSA's consumer helpline on 0845 606 1234 if they remain concerned.
Having been made bankrupt and unable to obtain approved-person status, Aspden appointed three directors at Orion and Peppercom, including two relatives and a family friend. All three directors lacked the competence and skills to perform their roles, which enabled Aspden to control the business without the relevant FSA approval.
As a result, Aspden's wife Melanie and Gaenor Clayton, his sister-in-law, have also been banned – and would have been fined £35,000 each but the FSA accepted they had subsequently suffered "financial hardship".
Paul Willment, a director and non-executive director of Orion and Peppercom, was fined £50,000 for failures in competence and capability. Willment rarely attended Orion's offices, had no active involvement in the management of the business and delegated his roles and duties to Barrie Aspden. The FSA said Willment was aware Aspden transferred £300,000 of his customers' money, but did not challenge him about it, allowing Aspden to commit insurance fraud.
The FSA said it is committed to removing from the industry anyone who commits insurance fraud or fails to take action to prevent it. Jeffery's £150,000 penalty follows a £294,500 fine dealt to John Charalambous of TFA, an authorised mortgage and general insurance intermediary in Sidcup, Kent in June, and the £77,957 penalty handed out to Delwyn Arthur Way of Shield Insurance Consultancy, also in June.
Margaret Cole, director of enforcement and financial crime at the FSA, said: "These five individuals acted with complete disregard for the interests of their customers and the FSA's regulatory requirements. Individuals holding a significant influence function role, such as that of director, must act with integrity as well as with the skill, care and diligence necessary to manage effectively the businesses for which they are responsible."
Since the beginning of this year, the FSA has banned a total of 14 individuals for failings relating to insurance businesses, with fines totalling over £500,000. The watchdog added that the number of insurance fraud cases has "really picked up" in the past year as smaller brokers have struggled in the wake of the recession. As a result, it said its whistle-blowing line was proving popular.


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By Rep. Glenn Thompson (R-Pa.) - 09/28/10 10:35 PM EDT
Earlier this month, President Obama welcomed back to school the students at Masterman Demonstration School in Philadelphia, Pa., and young learners across America. As always, the president delivered a passionate speech, rightfully telling the students that they should dream big and strive through hard work to accomplish their individual goals. I agree with the president when he said nothing in life is going to have a greater impact on the success of America's youth than education.
However, as I listened to the president's speech, a single sentence stood out and resonated with me: "Nobody gets to write your destiny but you." I wish this statement were entirely true. But for young learners who might happen to be poor, Congress also writes a portion of that destiny.
The intent of the weighting system, justly, is to send more funds to school districts with high concentrations of poverty. However, the unintended consequence is creation of a discriminatory system, where highly populated districts receive more funding at the expense of smaller districts, even if the smaller districts have higher poverty rates. Following me?
If two school districts have identical percentages of poverty, but one is larger than the other, under the weighted number formula the larger district will still receive more funding. Nationally, there is only one pie. Taking a larger piece puts other districts at a distinct disadvantage.
The inequity that afflicts so many rural communities is so drastic that nearly 82 percent of rural districts in the nation do not have enough students to receive any increase based upon number weighting.
Probably most concerning, is that total dollar amount per Title I student in a large district with a low poverty rate might be greater than that for a student in a smaller district with a higher poverty rate. Complicated formulas aside, it quickly becomes apparent that someone is being shortchanged.
In my home state of Pennsylvania, the federal government allocated a little more than $550 million last school year for the roughly 314,000 Title I eligible students. The disparity per Title I eligible student throughout the state varied widely from $815 to $2,689. In rural Pennsylvania, we have a lot of experience stretching a buck, but the differences are staggering. We receive lower amounts when we also have the added expense of busing children who reside far from the schools.
Another provision in the law increases funding per Title I eligible student for states that spend more on each student. According to the Formula Fairness Campaign and based on Department of Education data, in Pennsylvania the federal government spends 45 percent more on a disadvantaged child in Philadelphia, over an equally or more disadvantaged student in rural Philadelphia, Miss.
Next year, Congress will be looking at reauthorization of the Elementary and Secondary Education Act. With this in mind, we should address the disparities that exist in education funding in order to ensure that every student truly has the opportunity to write his or her own destiny.
Rep. Thompson serves on the Education and Labor Committee


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The al-Aqsa Martyrs' Brigades, a coalition of Palestinian militias in the West Bank, released a statement saying it was "very upset" at how it is portrayed in the film.
The London-born comedian, 37, had made fun of the group in Brüno, in which he plays a gay Austrian fashion journalist.
The group is alleged to be responsible for dozens of suicide bombings and shootings and has been designated a terrorist organisation by the EU and America.
"The movie was part of a conspiracy against the al-Aqsa Martyrs' Brigades," a spokesman told Jerusalem-based journalist Aaron Klein.
"We reserve the right to respond in the way we find suitable against this man." In the film, Baron Cohen's character attempts to get himself kidnapped during a meeting with Ayman Abu Aita, who is identified in the film as the leader of the Martyrs' Brigades.
Brüno is shown telling Mr Abu Aita: "I want to be famous. I want the best guys in the business to kidnap me. Al Qaeda is so 2001."
Before Mr Abu Aita can respond, Brüno suggests he remove his moustache, explaining: "Because your king Osama looks like a kind of dirty wizard or homeless Santa."
A spokesman for Baron Cohen refused to comment on the threat.
Klein, the WorldNet reporter who received the statement, said today: "These are terrorists who are fundamentalist Islamists. They are against feminism, gay rights and abortion. Once I asked them what would they do if they found out one of their members was a homosexual. They said they would cut off his head."
Mr Abu Aita himself has threatened to sue Baron Cohen. He claims he was tricked into appearing in the film and has insisted he is no longer involved in the Martyrs' Brigades after serving a jail term for his activities.
Al Aqsa are named after the mosque in Jerusalem which is the third-holiest site in Islam and identify themselves as the military wing of Fatah, the Palestinian political movement which forms the bulk of the Palestinian Liberation Organisation.
Baron Cohen, who lives in Los Angeles and London with fiancée Isla Fisher, 33, and their one-year-old daughter Olive, is reported to have received death threats in America and Kazakhstan after his previous film, Borat.
He has already been sued in California over Brüno.Reuse content


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- - Circumference of bangle measures approximately 23 cm / 9 inches
Fendi's bangle set is comprised of three separate bangles, one gold-tone with walnut studding, a plain silver-tone style and a gold-tone skinny style. Wear them alone or stack them together for maximum effect. Shown here with Fendi shoes, shorts and top, Bottega Veneta bag and a Bodas slip top.
- Gold-tone bangle with gold-tone and silver-tone skinny bangles. Fendi bangle has walnut wood studs and comes with two silver-tone skinny bangles and two gold-tone skinny bangles.
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Star Wars: The Force Awakens Little Golden Book
Fans of all ages
- Little Golden Book of Episode VII
- Recap the Star Wars saga for your little Jedi-in-training
- Classic gold book spine features Star Wars icons
Fans of all ages
"Chewie, we're home," Han says to his furry friend. They are thrilled to finally have their stolen ship, the Millennium Falcon, back again.Share the stories of the Star Wars saga (so far) with a wee geekling or just revisit your own childhood with the Little Golden Book version of your favorite space opera series. This is the Golden Book adaptation of Episode VII. Pair it with the boxed set of the first six, and you'll have bedtime stories for a month.
- Author: Christopher Nicholas (Adapter), Caleb Meurer (Illustrator), Micky Rose (Illustrator)
- Publisher: Golden Books, Random House
- Pages: 24
- Cover: Hardbound
- Year: 2016
- Edition: 1st
- Genre: Children
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Have questions about Star Wars: The Force Awakens Little Golden Book or your order? We monitor these comments daily, but it may be faster to email us directly or call us at 1-888-GEEKSTUFF.


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W/P's FD was rather boring---the concept of a statue coming to life and then going back to a statue is not new. The music didn't help lift the idea into something interesting, as it droned along in its tinkly romantic way with no real highs or lows. W/P do not do well with soft and misty. They need strong music and a dynamic interaction between them.
Sound of Music was sophomoric, followed by the soporific free dance. I hope W/P will dispense with the schmaltz for next season.
W/P certainly did NOT have the better performance--they were slow and cautious, but made mistakes anyway, as they fought through the twizzles and then she fell. Clearly, doing two events in one month was not the best thing for Kaitlyn's recovery.
At the beginning of the seasons, everyone started out tabula rasa and B/S beat the crap out of them. At the 2end of the seasons, B/S are world medalists. I don't see W/P beating B/S and C/L ever again. They can stay for another 4 years and will not medal. They might not even beat C/B ever again.
I/K on a good day will kick their *** as well.
So basically the same position now for the next 4 years.


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Hannover Re has assumed £1.6 billion (€2 billion) of pension liabilities in cooperation with UK-based Pension Insurance Corporation.
The reinsurer said that it has assumed, for the most part, the liabilities and will assume only the biometric risk, not the investment risk.
It expects to generate total premium income of around €1.9 billion from this transaction. Gross premium of €43 million is anticipated for the 2014 financial year.
Ulrich Wallin, chief executive officer, said: "We expect to see further attractive opportunities in longevity business because it is likely that companies will increasingly look for ways of limiting their pension liabilities."
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Hannover Re, Pension Insurance Corporation, Europe, Ulrich Wallin


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PortCityDaily.com is your source for free news and information in the Wilmington area.
Joseph Vaughn Wightman, 54, of Wilmington, N.C., died Wednesday, July 20, 2016, at home.
Joe was born June 19, 1962, in Columbus, Ohio, the son of John Michael Wightman and Janet Dukeman Wightman. A brother, John Barry Wightman, preceded him in death.
Joe was an intelligent man with an amazing sense of humor. He was a loving father and very proud of his children. They were the most important part of his life. Joe loved his job with Bob King over the past six years.
In addition to his parents, he is survived by his son, Matthew Vaughn Wightman of Charleston, S.C.; two daughters, Taylor Michelle Wightman of Conway, S.C., and Alexis Marie Wightman of Wilmington, N.C.; two sisters, Marcia Andrews (Michael) and Amy Devore; a brother, Christopher Wightman; seven nieces and nephews; and his loyal dog, MacKenzie.
The family will receive friends from 4 to 6 p.m. Sunday, July 24, 2016, at Andrews Mortuary, 1617 Market Street, Wilmington, N.C. A funeral mass will be at 1 p.m. Monday, July 25, at the Basilica Shrine of St. Mary, with the Rev. Bob Kus officiating.
In lieu of flowers, memorial donations may be made to a fund for the continuing education of Joseph's children at https://www.gofundme.com/2fznc73w


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Carols Daughter Hair Milk Nourishing & Conditioning Styling Pudding8oz. | Styler
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When you style your hair you simply need the perfect hold – long-lasting, touchable and flake-free. This creamy pudding is every girl's styling must-have. It gives curls, coils, kinks, and waves e Read More...
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The final report today from the UN special rapporteur on the right to food, Olivier De Schutter, points out the solution to global hunger and poverty is not one that merely focuses on technical fixes, or how to produce more food. It stresses fundamental issues of governance and democracy. Tackling the imbalances of power between small-scale food producers, and corporates and political elites is at the heart of the eradication of hunger and poverty. The role of the state in establishing policy and legislative frameworks, with binding powers, is vital to set public interest before private gain. Now decision-makers must heed the recommendations in the report that contest the pro-corporate agenda, championed by governments and international bodies, and take positive steps to build democratic and sustainable food systems.
Graciela Romero
War on Want
• Despite Sarah Vine's ignorance over the whereabouts of Cumbria and her state school angst, and Ian Jack's reassurance that butchers and fishmongers are thriving in Islington (Saturday Guardian, 8 March), I can soften their metropolitan woes by the comforting information that up here both Cockermouth school and Nelson Thomlinson in Wigton are excellent schools loved by their communities and that both towns sport three butchers, a fishmonger and a traditional ironmonger. We don't need bankers or oligarchs to keep them here.
Janet Mansfield
Aspatria, Cumbria
• In 2004 we had a holiday in Libya. In 2005 and 2008, it was Syria. In 2012, Ukraine, including Kiev and Crimea. Look out, New Zealand.
Peter Day
• Re Mike Parker (Letters, 7 March): some character. Font of all knowledge.
Bob Corkey


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This guy explains sex and puberty better than most schools ever did [7:36]
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LUBEC – Glennys P. Leighton "Gee Gee," 86, died peacefully Dec. 13, 2013, at Downeast Community Hospital after a courageous battle with cancer. She was born May 18, 1927, in Lubec, the daughter of John and Winnie (Ramsdell) Pressley.
Glennys married Murray Leighton and together they had two children, Rebecca (Mallock) Leighton and son, Jeffrey Leighton. She was a member of the Ladies Auxilliary Legion Post No. 65 of Lubec.
Glennys was predeceased by her husband, Murray; daughter, Rebecca; son-in-law, Butch; infant son, Jeffrey; and brothers, John Pressley and Clayton Pressley. Surviving are her granddaughters, Lisa Mallock and her companion, Gregg Terry of Lubec, Melissa (Mallock) Farren and husband, Phil Farren, of Lubec; grandchildren, Jordan Jones, Braden Pottle, Nancy and Heather Farren, baby Alayna, and Lauren Terry; sisters, Phyllis Lingley, and Lois Denbow; brother, David Pressley and wife, Juanita, all of Lubec; as well as several nieces and nephews.
Her joy in life was her grandchildren and she loved attending all of their sporting events or any other activities they were involved with . She was always so supportive and proud of them. Gee Gee was a loving and nurturing person to everyone who knew her. She will be remembered by her many friends and family for her generous heart, keen wit and happy spirit.
A celebration of Gee Gee's life will be held 2 p.m. Dec. 19, at Temple Christian Church, Lubec. In lieu of flowers, donations may be made to the Lubec Elementary School Athletic Fund, 44 South St., Lubec, ME 04652. Arrangements are in care of McClure Family Funeral Services, Machias and Lubec. Condolences and memories may be shared with the family by visiting their Book of Memories at www.mcclurefamilyfuneral.com.


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UNESCO hosts training workshop for senior education managers
Ha Noi, 4 December – UNESCO and Viet Nam's National Institute for Education Managers (NIEM) under the Ministry of Education and Training (MOET) organized two three-day trainings outside Ha Noi for 50 senior education managers on i) talent management and ii) participatory planning, management and organizational development.
During the first training, between 25-27 November in Tan Da, senior directors and vice-directors of departments of MOET were trained using an active participatory approach. Participants strengthened their abilities to apply recruitment criteria and interview processes that identify attitudes and personal attributes beyond knowledge skills and academic qualifications. Furthermore, they learned to formulate competency-based job descriptions, develop staff career plans, increase staff productivity through effective supervision, management and assessment.
During the second training, between 2-4 December in Vinh Yen, participants were trained on participatory planning and leadership, methods for involving stakeholders, conducting organizational reviews and maximizing staff productivity. Examples and good practices from around the globe were shared.
The two trainings were the third and fourth in a comprehensive set of trainings tailored specifically to enhance leadership of education managers, based on existing good practices and design of a desired profile. MOET, with the support of UNESCO, identified eight trainings modules required for the desired profile of an education manager. Other training modules developed by UNESCO and used to train education managers in MOET and at the provincial level include modules on: i) strategic planning and results-based management and ii) negotiation and communication skills.
<- Back to: UNESCO Office in Ha Noi


text: Bindery Operators Saturday, May 20, 2017 Berryville, Virginia Temp to Perm US$ 10.00 - US$ 11.00 per hour Long Term Opportunity- Rotating Shifts required! Machine Operators Needed for printed materials of all kinds! Books! Magazines! Mailing Campaigns! Job Duties Include: -Must be able to work with a variety of machines, first ensuring that they are in ... see job description


text: TIM MCGRAW has revealed his plans for a new studio album. Tim says, "Over the next couple of weeks I will working in the studio a lot, putting a lot of touches on the record. … There's an incredible bunch of songs on this record and we had a lot of fun in the studio playing it."


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Kesha accuses pop producer of abuse in dueling lawsuits
By Eric Kelsey
LOS ANGELES (Reuters) - Pop singer Kesha and music producer Dr. Luke unleashed dueling lawsuits on Tuesday trading accusations of abuse and extortion as the "Die Young" singer says she wants out of her record contract with the hit-making producer.
Kesha, 27, whose legal name is Kesha Sebert, has accused Dr. Luke in a civil lawsuit filed in Los Angeles Superior Court of sexual, physical, verbal and emotional abuse.
The lawsuit accuses Dr. Luke, whose legal name is Lukasz Gottwald, of forcing Kesha to "take drugs and alcohol in order to take advantage of her sexually while she was intoxicated."
The 41-year-old producer behind hits for singers such as Katy Perry and Miley Cyrus responded with his own lawsuit in New York state Supreme Court in Manhattan accusing Kesha and her mother, Pebe Sebert, of defamation, breach of contract and contractual interference.
The lawsuit accuses Kesha and her mother of orchestrating a campaign to publish "false and shocking accusations" against Dr. Luke to extort him into letting the singer out of her contract.
"Kesha's lawsuit is nothing more than a continuation of her bad and offensive acts," Dr. Luke's attorney, Christine Lepera said in a statement.
Kesha, who has scored No. 1 U.S. hits "Tik Tok" and "We R Who We R" that Dr. Luke helped write and produce, has been under contract to record for Dr. Luke's music production company and record label since 2005.
Kesha's lawsuit accuses Dr. Luke of drugging and raping the singer and threatening her career if she told anyone about it, among other lurid accusations about the producer's personal life. Continued...