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B.A. in Bible and Theology with an Educational Ministries Minor
This program is designed to equip graduates for ministry in a variety of ministry settings within the local church and ministry organizations. It is specifically for students with a desire to develop ministry skills that apply broadly across diverse populations and ministries. The program is well-suited for students who are committed to ministry but are undecided about the setting or the group of focus.
A Camp Ministry Track is an available add-on to the Educational Ministries Minor.

subset: commoncrawl


text:
BMW Details How the E46 M3 Was Made
The history behind BMW's 8,000-RPM screamer.
The original E30 M3 is having its (well-deserved) moment in the limelight, but the third M3 is certainly worth celebrating too. The E46 was a significant departure from the race-ready E30, but in many ways, it set the template for all M3s to come.
The modern M3 (and now, M4) formula is pretty simple: take a standard 3 Series, beef up the handling components, install a nutty engine and add a body kit to complete the look. While the second-generation E36 follows this template, the E46 took it to an extreme.
It was a radical departure from the standard issue E46 3 Series.
In this film, BMW also highlights the M3 CSL, then the ultimate M3. It lapped the Nürburging in 7:50, impressive at the time, but it pails in comparison to the M4 GTS's time of 7:28.
With 80,000 E46 M3s sold, we can hope the value of these cars won't skyrocket like the E30 M3.


text:
The Official FM09 - Should I Buy Or Should I Sell Thread
Started by
Liam =D,
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text:
Chapter 13-
There stood Mike. My eternal tormentor.
He stood in a far more positive stance than his normal fists-up-attitude. Even so, my lips quivered, and my fingernails tightened around the handle of the umbrella.
"Mike- Mr. Drake…?" My voice caught in my throat and I could speak no more. All of my body, and my blood, seemed to freeze up at that moment. There was nothing that I could do but stare, running my eyes over the figure that I had learnt to hate my entire life. He didn't appear so…ferocious now that his best friend was gone.
He even seemed willing to be friendly to me.
"Bella, I'm sorry about our Peter, but well, I guess you're not."
"Mr. Drake, I am… I…" I panicked once again.
My thoughts flicked back to the days of pain, when my little boy would be crying at the noise and at why his mummy had dark marks on her face. I had kept a brave face for Steven, but alone I had burst into bitter tears, shedding out my pain, ready to face another day.
I had every right to want to run away from the man who had shoved a knife into my already tender heart.
"Bella, can I come in? I don't mind if you say 'no', but the weather is horrendous out there.
Wordless, I stepped aside and watched Mike detach his muddy boots. Leaning across me with a polite smile, he pushed the door to and locked it.
I stood still; I could say nothing but would never impede on my hospitality, as that man had always forced himself in for my entire life, determined with hurting me. Perhaps it was just habit, but he was radiating something that would not make me reject him.
"Do you feel safe?" Mike winked at my stunned expression. And then he asked:
"No." Finally, I shook out of my reverie, and tiptoed to sit on the sofa near him, "I'm a coffee woman. Always."
"You should try tea some. It'll calm your nerves more than the caffeinated coffee does."
I shrugged. Mike remained standing where he was, his leathers gleaming, but, after a minute of an awkward, nervous silence, I realised that he was staring at me.
"What do you want?"
Mike started, shocked at the way I had addressed him.
He probably has no recollection of being rude.
"I was just…looking…at you."
"At me?" I snapped, "So, why are you here now? No doubt you probably think that it was I who caused my husband's death."
"Well-" He started to speak, but I would have none of it.
"I didn't do it indirectly either. Despite what you had always thought during your 'honorable crusades', Peter Howard left me; I didn't cheat, I didn't 'break his heart'- all that happened was that we grew apart! I will be bullied no longer."
Michael stared at me.
"Wow," there was uncommon warmth in his voice, "Bella, I never knew you were so…feisty. Look, I'm sorry-"
"You're sorry?! You put me in hospital several times, and might have scarred my only child, and you're sorry? I should have stood up to you long ago, but I didn't want to cause Peter any more trouble. I still… I still loved him. Do you know how horrible that is, to love a person who will never love you back?"
I turned to face him, shocked. It was, of course, a rhetorical question, but Mike's answer was unexpected too.
"My wife had an affair and she left me. We spent ages sorting out the divorce. I always loved her, and I think that I took all my fury out on you. I shouldn't have punished you, but I know that I don't love my ex anymore. I realised that…"
But he stopped. He didn't know how to phrase what he felt inside, and I wasn't going to be the one to poke and prod it out.


text:
CH Flight Sim Yoke
Available Versions - | PC | Mac
- 18 button functions including, gear switch, flap switch, 4-way hat switch, gear and flaps switches
- Precision rocker switches for precise electronic centering (game support required)
- Three year warranty: Made in the USA
- Compatible with Windows 98/2000/Millennium
- Compatible with iMacMac with OS 8.6+ and Input Sprocket 1.7x
You may also like
Around the World In 80 Flights SE
Available Versions - | PC Boxed | PC Download
From Excalibur's range of flight simulator add-ons, take off in an easterly direction from the historic Farnborough airfield in the UK and embark on an epic 80-leg journey...
Cab Controller
Available Versions - | PC
Drive your train with realistic throttle, brake, reverser, and switch controls, plus 34 programmable buttons. Rail Driver- Desktop Train Cab Controller - feels like you're ...
CH Fighter Stick
Available Versions - | PC | Mac
The Fighterstick USB is the flagship joystick from our fleet. Authentically modelled after the USAF F-16's control column and featuring more than 132 programmable functions...
CH Flight Stick Pro
Available Versions - | PC | Mac
From Excalibur's range of simulation game accessories, CH Products has brought a classic back to life with the Flightstick Pro USB. This solid, ambidextrous controller has ...
CH Flight Stick Pro (Clearance)
Available Versions - | PC / Modern Airliners Collection | PC / WW2 Collection
Clearance Item – This item may have imperfect packaging or is unsealed but does come with a full 12-month warranty. This does not affect your statutory rights as a consumer...


text:
Rehearsing for Big Opening: Opera 10 Alpha
Opera measures up. With a new, faster version of the Presto engine and a 100/100 score in the Acid3 test, the browser might easily get under its competition's skin.
Opera Software has come out with an alpha version of its Opera 10 that it's presenting to the browser world as a "preview". The alpha should give users a taste of Opera's new rendering engine, known as Presto and currently in version 2.2. In their press release, the company indicates that "Opera Presto 2.2 offers approximately a 30-percent-faster browsing experience as compared to Opera Presto 2.1, introduced in Opera 9.5 in June 2008."
Opera can also brag that it passed the Acid3 test with flying colors. It's easy to confirm the score by opening the Opera 10 alpha to the acid3.acidtests.org website, which will resolve to the page shown in Figure 2. Opera 10 also provides a spell-checker as you type and an auto-updating feature to the newest available Opera version.
The Opera developers, who are now expecting feedback for the alpha, are especially excited about users' possibility to render web pages supporting new technologies. Among these technologies are Web Fonts and Scalable Vector Graphics (SVG) files for transparent graphics that have an additional alpha channel for RGB and hue/saturation/lightness (HSL). Not least of all, Opera's Dragonfly can inspect HTTP headers and edit Document Object Model (DOM) files to help in website debugging.
The final Opera 10 should appear in 2009, exactly when isn't clear. The alpha, intended for exploratory use only, is available for download here.
|Gallery (2 images)
Issue 199/2017
Buy this issue as a PDF
Red Hat Announces OpenShift.io
Red Hat takes its IDE online.
Microsoft Bakes Linux into Windows Server
Microsoft is slowly becoming a Linux vendor.
Fearless Coyote, Linux Kernel 4.11 is Out
The new kernel makes swap implementation more scalable, which will help cloud providers.
Docker Appoints Steve Singh CEO
The new CEO comes from a very strong SaaS background.
Docker Announces Linux Kit and Moby Project
Both projects help organizations build their own containerized systems.
Ubuntu Returns to Gnome as Its Mobile Plans Shatter
Mark Shuttleworth has resumed the position of CEO of Canonical.
Microsoft is Shutting Down CodePlex
Microsoft's open source code hosting platform CodePlex will come to an end after a more than 10-year stint.
Fedora 26 Alpha Released
Comes with Gnome 3.24
Old Linux Kernel Bug Discovered
The bug was introduced back in 2009 and has been lurking around all this time.
OpenSSH 7.5 Released
The new release deprecates the sshd_config UsePrivilegeSeparation option.


text:
I have to apologize to anyone who Stole My Entry over on Kaggle, because the Net Prophet predictor has made a hash of it this Tournament, and is mired low in the Leaderboard and well below the median entry. A number of the upsets have been very improbable according to the Net Prophet predictor and it has suffered accordingly.
It's worth noting that some others have been suffering too: Monte McNair has done better than Net Prophet but not by a whole lot. Ken Massey entered for the first time and is very low on the Leaderboard (apparently because he gambled rather heavily on 2-15 matchups). The most interesting story is ShiningMGF, who started poorly (perhaps because their first-round predictions are influenced by the Vegas lines?) but have been climbing steadily and are now in tenth place. Top Ten finishes three years running is almost certainly a good indication that they know something the rest of us don't!
Over at the Machine Madness contest, Net Prophet isn't doing any better, being one of the many entries that predicted Kansas as the eventual champion. It looks like "SDSU" has the win locked up already. "Predict the Madness" is likely to finish second unless North Carolina loses the next game. Beyond that it gets a little murky, but all the entries with UNC winning it all have an obvious advantage.
But regardless of who wins, it's been a great turnout for the contest (40 entries!) and I want to give my sincere thanks to everyone who entered. It's really great to see so much interest and participation!
Monday, March 28, 2016
Sorry About That!
Posted by Scott Turner at Monday, March 28, 2016
2 comments:
I've been looking at MGF's entries and it seems the two entries are identical on 'uncertain' games and then every other game is given a zero in one entry and a one in the other. I was under the impression that assigning a 0 or 1 and getting it wrong would essentially break your entry with an NA value, so there's something about the mechanics of the rules I must be misunderstanding.ReplyDelete
That's an interesting observation. On their blog (http://statsinthewild.com/2016/03/28/one-shining-mgf-so-so-so-so-lucky/) they comment that the SFA-Notre Dame game almost sunk them, so maybe they had a very high probability assigned to that game. I should take a look at their entries.ReplyDelete
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text:
Nov. 11, 2013
Giving News
IRA charitable rollover still available until Dec. 31, 2013
Now is the time to remind your clients age 70½ or older that the IRA charitable rollover is still in effect through the end of 2013.
The American Taxpayer Relief Act, passed in January 2013, extends the opportunity for older Americans to make gifts from individual retirement accounts (IRAs) to qualified charitable organizations through Dec. 31, 2013. The gift must be made from the custodian of an IRA owned by an individual age 70½ or older and be made directly to the charity, with $100,000 the maximum amount that can be given. The gift must be outright and cannot be used to establish an income-producing vehicle such as a charitable gift annuity or charitable remainder trust.
As long as these requirements are followed, the amount transferred from the IRA custodian to charity is not reportable as income but also does not qualify for the federal income tax charitable deduction.
Texas treatment of same-sex married couples after the end of DOMA
After the Supreme Court struck down the Defense of Marriage Act this past June, the IRS followed up that decision with Revenue Ruling 2013-17, which states that all legally married same-sex couples will receive the same tax treatment as all other married couples under the federal tax laws. This treatment includes income, estate, gift, and generation-skipping transfer taxes, as well as the marriage portability of the estate and gift tax exemption. Even more important, the IRS stated that these federal rules apply regardless of whether the state of residence recognizes gay marriage. This means that any same-sex couples legally married in another state who reside in Texas still receive all the federal tax benefits of married couples, even though Texas law treats them as unmarried.
This creates an interesting dichotomy for the time being between federal and state law in Texas. Same-sex marriages are currently not recognized in Texas (see Tex. Family Code § 6.204(b)), so while same-sex married couples may benefit under the federal tax system, there are still many benefits they do not receive under Texas state law. For example, Texas community property laws do not apply to same-sex married couples, meaning a surviving spouse would not receive the step-up in basis on community property that the surviving spouse in an opposite-sex marriage would. Texas probate law would not recognize a surviving same-sex spouse as the legal heir in cases where a deceased spouse died intestate. Moreover, rights such as powers of attorney, the right to make end-of-life decisions, and many others are still denied to same-sex married couples under Texas state law. Finally, even the right of same-sex married couples to divorce in Texas is in question, as two cases addressing this issue are currently pending before the Texas Supreme Court.
All of this means that while some aspects of tax planning for same-sex married couples may be somewhat streamlined — specifically, the aspects pertaining to federal tax law — the areas of tax, estate, and financial planning affected by Texas state law still require that same-sex couples carefully prepare the necessary documents to protect their relationship and the rights of each spouse.
Estate and charitable planning strategies for women
When it comes to financial and estate planning, women face some very specific challenges, particularly as they age, and the professional advisors working with women clients must understand these challenges and tailor their advice to help address them wherever possible.
Women still lag behind men in accumulating assets during their lifetimes. Despite the progress that has been made to close the gender-based wage gap, salary differentials persist. On average, a woman still makes roughly 80 percent of a man's salary for the same job. Add in the cost of career interruptions for having children and the differential further increases. Ten years after having children, the wages of low-skilled women are 6 percent lower than their counterparts without children; for high-skilled women, the difference is a staggering 24 percent. Conversely, becoming a parent has no short- or long-term effect on men's wages.
Women also experience the cost of career interruptions when they serve as the caregiver for other family members. According to AARP, the average caregiver is 49 years old and loses an average of $325,000 in salary, pension, and Social Security benefits due to caregiving (despite continuing to work outside the home). This loss disproportionately affects women, as estimates suggest that the majority of caregivers are female. The percentage of female family or informal caregivers ranges from 59–75 percent, according to the Family Caregiver Alliance. The average caregiver spends 21 hours per week caring for a loved one, but since female caregivers may spend as much as 50 percent more time providing care than male caregivers, this means that more of the burden for caregiving falls on the shoulders of women, and often during their peak earning years.
The financial impact of career interruptions on women begins to take an even greater toll when it comes to saving for retirement. More than half of all working individuals in the U.S. report that the value of their savings and investments that exceed their primary home and defined benefit plans (traditional pensions) is less than $25,000. More than a quarter of all workers also report that they have less than $1,000 in savings. Overall, the average savings gap for retirees is $250,000, which also happens to be about the cost of three years of long-term care.
Why is this $250,000 gap so important? As the U.S. population ages, anywhere from 50–75 percent of people will eventually need some sort of long-term care. The average term of care: three years. Once again, women are disproportionately affected, needing an average of 3.7 years of care compared to 2.2 years for men. The costs of this kind of care can be devastating for an individual's or family's finances. In 2010, the annual cost for a private room in a nursing home averaged $83,000; the cost for a shared room in an assisted living facility was $40,000. The costs for in-home care are no better, with an average of $21 per hour for a health aide or $19 per hour for companion care. Even with family members who can provide caregiving help, the total costs for long-term care can rapidly escalate.
Women also face financial challenges as they enter their retirement years alone. For example, the average age at which a woman in the U.S. becomes a widow is 55. Even though widowed women make up only 26 percent of the entire U.S. population over age 65, those widows comprise nearly half (48 percent) of the poor elderly in this country. Another measurement of this disturbing trend shows that 20 percent of widowed women fall below the poverty line, compared to just 4 percent of couples age 65 and older. On average, the income for married women declines after their husbands die; this is not true for married men when their wives die. With life expectancy for women continuing to average five to 10 years longer than for men, this means that more and more women are facing a very uncertain financial future, often by themselves.
Despite the uncertain financial future faced by many women, their generosity continues. Women age 50 and older are still more likely to give a bigger share of their "permanent income" (combination of wealth and current streams of income to measure command over resources) to charity than men. At every income level, women are more likely to make charitable gifts and to give more money than men. In the highest income bracket, women give two times as much as men. When compared to an average gift of $100 given by an older affluent man, women of similar age, income level, and other characteristics give $256 on average.
What does all of this mean for you and your clients? First and foremost, professional advisors need to recognize that the concerns of their female clients may be different from those of male clients or married couples. When providing advice to married couples, it is important to keep in mind that the wife is statistically likely to end up spending a decade or more alone, and plans for retirement and future health care needs should reflect that. Things like long-term care insurance can also play a huge role in preserving a woman's — or an entire family's — assets for the remainder of her lifetime. These are not conversations that should wait until your clients near retirement age; the annual costs of long-term care insurance are much lower if someone opens a policy at a younger age. But be aware that several major providers of long-term care insurance have recently announced premium increases as more baby boomers are filing claims.
For philanthropic couples with sufficient assets, charitable giving vehicles can play a role in that planning. Charitable gift annuities and charitable remainder trusts can provide income to surviving spouses. If your clients are not concerned about charitable tax deductions, non-charitable split-interest trusts with income to surviving spouses and charities are also an option and may provide greater flexibility.
For women on their own who wish to support charitable organizations, there are a number of ways to conserve assets and income during a woman's lifetime and still provide for charity. One of the easiest ways to provide for charity after one's lifetime is through a beneficiary designation on a retirement plan, life insurance policy, or a bank, brokerage, or investment account. Bequest and trust provisions can also be an excellent way for women to leave assets to the charitable organizations they support while ensuring that the assets are available for use as needed during their lifetime.
However you approach issues of estate and financial planning with your clients, keep in mind that your women clients may experience unique challenges during their lifetimes, and they may face those challenges alone. With good planning, women can enter their retirement and later years with the confidence of knowing that they have taken steps to ensure their financial security.
Mark your calendars for the 2014 Austin Advisors Forum
The Austin Advisors Forum will take place on Friday, April 25, 2014, on the J.J. Pickle Research Campus of The University of Texas at Austin. Once again, this annual conference will be jointly hosted by the Estate Planning & Probate Section of the Austin Bar Association and the Gift and Estate Planning team at The University of Texas at Austin. The event provides a full day of continuing education for attorneys, accountants, financial planners, and other advisors working in the areas of financial, estate, and charitable planning.
Stay tuned for speaker announcements and conference information in the coming months.
If you or your clients have any questions about charitable giving options, the Gift Planning team at The University of Texas at Austin is happy to explore these at no cost or obligation. Please feel free to contact us at:
The University of Texas at Austin
Building the Future of Nursing
Monday, April 17, 2017
Taking Action
Monday, April 17, 2017
Practical Activism
Monday, April 17, 2017
A Royal Artifact Finds a New Home
Friday, February 10, 2017
Matches Light a Fire in Liberal Arts
Thursday, February 9, 2017


text:
6.01 Fitness and well-being reduce the incidence and severity of illness and disability – lowering healthcare costs
- Found: 1-12 of 57 entries
[Sep 20 2016]
Recreational Physical Activity in Natural Environments and Implications for Health
The study estimated that more than eight million adults in England engage in green exercise each week, resulting in over 1.3 billion green exercise visits a year.
[Sep 14 2016]
Regular Exercise Lowers Heart Disease Health Costs
The study provides strong evidence of the association between moderate‐vigorous physical activity and significantly lower health care expenditures and resource utilization, irrespective of...
[Jul 25 2016]
Health Benefits from Nature Experiences Depend on Dose
Up to 7% of depression cases and 9% of high blood pressure cases could be prevented if all city residents were to visit green spaces at least once a week for an average duration of 30 minutes or...
[Jun 14 2016]
Gardens and Health
Gardens are intimately connected to our health and wellbeing across the life-course.
[Apr 26 2016]
$4.9 Billion Decrease in Health Care Expenditure in Ontario
A considerable reduction in health care expenditure over a 10-year period has been achieved through changes in health behaviours (smoking, alcohol, diet and physical activity).
[Apr 05 2016]
Designed to Move: Active Cities
The report shows that cities with physically active populations are not only more economically competitive – they also benefit from increased productivity, improved school performance, higher...
[Apr 05 2016]
Physical Activity in Relation to Urban Environments Worldwide
The difference in physical activity between participants living in the most and least activity-friendly neighbourhoods ranged from 68 min/week to 89 min/week, which represents 45–59% of the 150...
[Feb 02 2016]
Connecting Global Priorities: Biodiversity and Human Health
This is an extensive report focused on the complex and multi-faceted connections between biodiversity and human health, and how the loss of biodiversity and corresponding ecosystem services may...
[Oct 22 2015]
Economic Values of Metro Nature Health Benefits
This article estimates the potential annual economic values of a set of urban nature benefits associated with epidemiology and public health to range between $2.7 and $6.8 billion annually (USA). ...
[Jul 28 2015]
Inactivity Time Bomb
Inactivity is costing Europe's economy over 80 billion euros per year, costs that could be avoided with 20 minutes per day of inexpensive activities like walking or running.
[Jul 21 2015]
Connecting Canadians with Nature
Research confirms that deepening our relationship with the natural world has tremendous personal benefits that ripple positively out to every facet of society.
[Jun 16 2015]
Co-benefits of Designing Communities for Active Living
Active cities are an investment in developing greater human, economic, social and environmental capital.


text:
Marijuana Madness
PUEBLO COUNTY, Colo. - Pot's biggest day is tomorrow (4/20/14), and marijuana madness has hit Pueblo County already.
People from all over the U.S. have been crowding into the county's pot shops all week.
Mike Stetler said it has been a hectic week at Marisol Therapeutics.
"We're constantly against that situation. Supply and demand is so much," he said.
Rick Hooper is the general manager at The Spot.
He said 4/20 week has made his business more money. Hooper said profits have gone up 20 percent.
Calie Basch is from California. He said he is visiting Pueblo West because he likes the freedom of buying recreational marijuana legally.
Bobby Brown said he moved back to Colorado from Phoenix.
"My heart tugged me here and when I found out they legalized marijuana that was the last straw," he said.
If you are visiting from out-of-state, you can't take marijuana across state lines.
Pueblo County has a 3.5 percent sales tax on recreational marijuana.


text:
Shares of Yelp (YELP), the consumer review service, were falling for a second day Wednesday after Facebook's (FB) launch of a competitive search feature on Tuesday sparked at least one analyst downgrade.
Northland Capital Markets analyst Darren Aftahi downgraded Yelp to underperform from market perform, concluding that the top social media site's new Graph Search feature is "highly competitive to Yelp, as the platform provides a unique alternative to local business search within the context of one's social network."
Facebook says the feature will help its users get more value from their Facebook accounts by being able to search for photos, interests and more from their friends and other publicly available content on the site. Though Facebook CEO Mark Zuckerberg said the company does not "thing a lot of people will come to Facebook to do Web searches," analysts see the new service as taking aim at rival and search leader Google (GOOG), as IBD reported.
But not everyone shares that sentiment.
In a report released late Tuesday, Kaizad Gotla, an analyst for JPMorgan, said that although Graph Search could become competitive with Yelp over time in searching for information on local businesses, the service doesn't have enough user-generated content in certain categories to match Yelp's more comprehensive service.
"While we think Graph Search is likely to become more competitive with Yelp as Facebook aggregates more local review/rating information over time, we don't believe Facebook currently offers Yelp's depth of review content to make Graph Search a replacement for Yelp at this point."
Yelp, however, fell 6.2% on Tuesday, after the Facebook announcement, and was down 3% early Wednesday, near 20.
RELATED: Yelp Buys European Rival.


text:
My pineapple sage is still blooming too. Hard to believe.
Pam Evans
Kemp, TX
zone 8A
----- Original Message -----
From: firstname.lastname@example.com
Sent: 12/6/2004 7:54:57 PM
To: email@example.com
Subject: Re: [CHAT] Snow
In a message dated 12/6/2004 7:49:41 P.M. Central Standard Time,
email@example.com writes:
we had our first hard freeze last week and still have mosquitoes.
Amazing. We have not had a hard freeze yet. My pineapple sage is still
blooming although it's a little frost bitten around the edges.
zone 7
West TN
Support hort.net -- join the hort.net fund drive!
Support hort.net -- join the hort.net fund drive!


text:
The financial services industry's lobby group is weighing Federal Court action after the Fair Work Commission rebuffed its calls for a last-minute overhaul of a review into default superannuation funds.
The commission is running an expert panel review into which funds qualify for default status in employment awards covering millions of workers.
The Financial Services Council has complained about the process after two panel members were stood down over conflicts of interest and commission president Iain Ross appointed himself and another expert to the process.
The FSC last week sought an urgent review of the panel's composition and a seven-day extension to a deadline for funds to apply to be listed as a default fund in awards.
Funds are required to lodge their applications by Monday.
But in a decision released just hours before that deadline, Justice Ross knocked back the application for him to consider the panel's composition, instead pointing the FSC to the Federal Court.
He said that because he had made the original decision around reshaping the panel, he could not then review his own decision now that he was a member of that panel.
"It would be inappropriate for the president to consider and determine submissions concerning the lawfulness of his own prior decision to reconstitute the expert panel," he said.
Nor could the panel itself "conclusively determine any objection to the current constitution of the expert panel". "A conclusive determination of this issue can only be made by a court of competent jurisdiction," he said.
He also refused to grant an extension saying that the terms of reference for the review were clear and had not changed through the permutations in the panel's membership.
FSC chief executive
"It is an extraordinary circumstance where the president of the Fair Work Commission appointed himself to the expert panel and is now using that as a defence on why a hearing cannot occur," Mr Brogden said.
"This process does nothing but continue the status quo of the union-backed industry fund's monopoly on the default superannuation market."
Despite the concerns from the retail sector, a large number of applications for assessment as default funds were received by the Monday deadline.
A spokeswoman for the commission said 75 applications were received by 5pm, including several from large retail funds.
Employment Minister
Robbie Campo, deputy chief executive, Industry Super Australia, said the FSC should accept the process which reflected the recommendations of a Productivity Commission review.
"While the FSC is clearly frustrated by the decision of the Fair Work Commission, the merit-based assessment of funds which wish to receive default super contributions is critical to ensure the best economic outcomes for both individual members and aggregate savings," she said.
The Australian Financial Review


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Taragûl Camcarneyar
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Prince Targûl Camcarneyar is the leader of the Camcarneyar Clan of the Dark Elves, and is the husband of Princess Leya Garathrim.
This makes him incredibly valuable to the Garathrim and Ithilkir branches of the Kerithrion Clan, as they are opposed to the infighting of the main line.
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Jamie Eason's 12-Week Post-Pregnancy Trainer Day 9
Your abs will get plenty of attention during the first phase of this trainer. Clear a spot on the floor and get ready to crunch, push, and plank today!
Previous | Main | Next
Phase 1 of the Post-Pregnancy Fitness Trainer is all about circuits. Keep walking as much as your schedule allows, but save 15-20 minutes somewhere in your day for this abdominal routine! It combines some movements you may have done before, like flutter kicks, with others that may be new, like the plank thrust, an ab-focused variation on the burpee. Expect to break a sweat! If you have any questions about any of the movements, click on their name to watch a video.
Ab Circuit
- Double crunch
10 reps
- Flutter kick
20 reps
- Oblique crunch
20 reps per side
- Butterfly crunch
20 reps
- 90-degree reverse crunch
20 reps
- Plank push-up
10 reps per side
- Plank thrust
10 reps
- Spiderman plank jack
10 reps
Complete each exercise with little to no rest in between as one giant set. Rest 1-2 minutes or as necessary between rounds. Repeat circuit 2-3 times.
Day 9 Sample meal plan
- Egg
- Homemade turkey sausage patties
1 2-oz. patties
- Ezekiel English muffin
- Edamame
1 cup, steamed
- Raw almonds
- Homemade turkey salad
- Ezekiel pita
Turkey salad pita
- Whole oats
1/2 cup
- Jamie Eason Signature Series peanut protein
1 scoop
- Maple syrup
- Salt
Homemade peanut butter granola: Mix all ingredients and bake for 30 min. at 300 degrees
- Sweet and sour chicken
- Brown rice
1/2 cup
- Sugar snap peas
1 cup
- Steamed carrots
1 cup
Daily Total
Amount per serving
Calories 1,521
Total Fat 43g
Total Carbs 163g
Protein 137g


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I was never a wrestler, but I was always intrigued by how demanding and punishing and unforgiving it is...
Condition: Standard
DustJacket: Standard
All Product Details
In Paris Was the Place, Conley has given us a beautiful portrait of on how much it matters to belong: to a family, to a country, to any one place, and how this belonging can mean the difference in our survival. This is a profoundly moving portrait of some of the most complicated and glorious aspects of the human existence: love and sex and parenthood and the extraordinary bonds of brothers and sisters. It is a story that reaffirms the ties that bind us to one another.
When Willie Pears agrees to teach at a Parisian center for immigrant girls who have requested French asylum, she has no idea it will utterly change her life. She has lived in Paris for six months, surrounded by the most important people in her life: her beloved brother, Luke, her funny and wise college roommate, Sara, and Sara's do-gooder husband, Rajiv. And now there is Macon Ventri, a passionate, dedicated attorney for the detained girls. Theirs is a meeting of both hearts and minds — but not without its problems. As Willie becomes more involved with the immigrant girls who touch her soul, the lines between teaching and mothering are blurred. She is especially drawn to Gita, a young Indian girl who is determined to be free. Ultimately Willie will make a decision with potentially dire consequences to both her relationship with Macon and the future of the center. Meanwhile, Luke is taken with a serious, as-yet-unnamed illness, and Willie will come to understand the power of unconditional love while facing the dark days of his death. Conley has written a piercing, deeply humane novel that explores the connections between family and friends and reaffirms the strength of the ties that bind.
2. What is Willie looking for in Paris? Does she find it?
3. Each chapter title is the definition of a word or phrase. How does Conley use this device to direct the reader's attention?
4. On page 28, Willie teaches the girls about Sarjoni and the notion of the "high dream," the things that matter most. What is Willie's high dream?
5. Why was Willie's relationship with her father so strained? What are her feelings about her unconventional mother? How do these affect her relationships with Macon and Luke?
6. "Mothering often feels like the first cousin of teaching," Willie says on page 52. How does this play out in the novel? In what places does Willie lose sight of the distinction between the two?
7. Why does Willie feel such an affinity for Gita? Why does she decide to help her? Is the risk Willie takes in doing so worth it?
8. In some ways, the character Macon seems too good to be true, but there is more to him than meets the eye. In what ways is Macon not facing the truth about his personal life? Is he a good father? Would he make a good husband for Willie? How realistic is he about the fate of the girls in his trust? How does his own family's history as refugees inform his work?
9. On page 154, Willie teaches her American students a poem by Rainer Maria Rilke, which ends with the phrase, "You must change your life." Willie finds this especially powerful—why?
10. The power of poetry is a theme in the novel—on page 172 a poet tells Willie, "'I wouldn't be a poet unless I had some hope.'" What point is Conley trying to make?
Several characters in the novel—Gaird and Willie's parents—leave and then choose to return. Contrast this with the girls at the asylum center, many of whom are forced to return to their home countries. How do the situations relate?
11. When Willie and Macon go to India, what do we learn from the incident on the bus? (p. 283) How does that trip change Willie?
12. On page 313, Macon says to Willie about his son, "Family is a very malleable thing for a five-year-old. I think it's really about who he trusts. Who is safe. Who he can tell really loves him." How is this similar to Willie's idea of family?
13. When Luke is dying, Willie believes that she doesn't have a childhood without him—that her childhood becomes a lie with his death. (p.337) What does she mean by that? Is she right?
14. Conley sets the novel in 1989, a time when the world was only just becoming aware of the devastation of AIDS. How does the uncertainty surrounding the disease affect the way that Luke's loved ones (Willie, his father, Gaird) cope with his illness? What about Luke himself?
15. The last paragraphs of the novel focus on the ideas of hope and courage. Are they the twin themes of the entire story?


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|February 2nd, 2011, 05:41 PM
Covered in mud...
Did a little more work today since it was a snow day. Painted the dash and bolted the center panel into it. I need to paint the grab handle still. I have new heater cables and the rest of the dash switches, it'll be all together in another couple days.
Also got the HVAC box cleaned out and put back together. I found out the PM105 motor is the wrong one, I needed the PM102 motor, so I exchanged it today. The 102 is from the non A/C application, and has the correct shaft. The PM105 is with A/C, and has a slightly longer shaft, that would cause the squirrel cage to wedge against the housing.
Only thing left to do is enlarge the hole in the firewall to fit the larger motor...
Next up, I have the new (well, new from my stock pile) brake booster (I'll be swapping to a larger master cyl) and steering column. I need to see which of the 3 columns that I have is in the best condition, and then clean it up from there....
|February 7th, 2011, 09:21 AM
Join Date: 09-29-06
Location: MONTAGUE MI (BY THE SAND BOX)
Posts: 4,692
Mentioned: 1 Post(s)
Would you mind sharing some info. about your harness please? I am wondering what each fuse and relay go to and the amp ratings the fuses are? Seems like that info. is missing on allot of diy write ups. We started my harness over the weekend.
Hay, look at me... I have a signature.....
|February 7th, 2011, 10:13 AM
Covered in mud...
For the engine, or the whole vehicle? I don't have either installed yet, but I can take more pics of either, if required, and some info.
I didn't get much done this week, I am prepping for a trip for work, and been working on getting my generator hooked up and some other house chores.
I dropped my trans off with Tranny Tom to get refurbished a bit. Once thats back in about 2 weeks, the engine will go in for good. I'm also waiting on my headers from sanderson. I want to get those bolted up before installing the motor.
I decided to get a new radiator, a universal aluminum one from Jegs. Its a 24x19 crossflow double pass, so that both inlet and outlet are on the passenger side. I am undetermined on the rest of the cooling system bits. I'm thinking maybe grab a few of the hose adapters from jags that run.
I did manage to get the firewall hole enlarged (from 2.75 to 3.5") for the new HVAC motor. I just need to make sure all the mice are out of the cowl duct and I will get that bolted in. Then I have a new booster and steering column also ready to go in.
I bought a 1980 Corvette master cyl, supposed to be the correct bolt in without needing pushrod changes on the booster. Its 1-1/8" bore, disc/disc, with outlets on the driver side to match the original configuration.
|February 7th, 2011, 10:16 AM
Join Date: 04-01-07
Location: Caledonia, MI
Posts: 10,671
iTrader: (12)
Mentioned: 20 Post(s)
My Jeep
|February 7th, 2011, 11:51 AM
Join Date: 09-29-06
Location: MONTAGUE MI (BY THE SAND BOX)
Posts: 4,692
Mentioned: 1 Post(s)
Sorry about that. Just wondering about the engine harness.
things like
electric fan
Hay, look at me... I have a signature.....
|February 7th, 2011, 12:58 PM
Covered in mud...
Gotcha. I will take more pictures when I get home, but here's what I can say now. I got my engine as a complete takeout from a truck, so I got it with the full harness (even had the battery cables, etc on it), DBW pedal, fuel pump module, etc.
Jim's performance did the work for me. The harness work was $350. I could have done it myself(I'm an automotive electrical engineer, working on GM projects after all.) but it'd have been a week or two of time, which I've got a busy job, a wife and 3 young kids, so it was a good deal for me to send it out.
So, he gets the ECU, harness, and DBW module and pedal. Talked on the phone about what I wanted, what I didn't.
He pares out what you don't want. For example, the downstream O2 sensors are for catalyst efficiency, don't need those.
All of the loom was replaced and retaped. Each connector was labelled where it goes. The injectors have their number written on the clip, so you know where to plug them back in.
There is a 4 fuse block. I will see if I can tell what they all go to. I believe its ECU constant power, ECU switched power, a switched power feed for the injectors, and one for the fuel pump. Two 15amp and two 20 amp fuses.
There is also a fuel pump relay added to the harness.
He also adds in the wiring and connector for the diagnostic connector that you can screw under your dash.
So, hookup wise you've got the following wires to hook up (again, this is kinda of the top of my head from memory, since I'm at work right now..)
Battery (constant battery)
Ignition (hot in start and run)
Ground (these are the existing grounds in the harness that screw to the block)
Fuel pump power (this is the power lead from the relay to power your pump)
Check Engine light (this is a pull down from the ECU. You connect this to one side of your MIL. The other side of the light should be connected to an ignition feed)
Starter connection (this should go to the energize terminal for your starter)
Tach output (this is a pull down from the ECU. So you connect this to your tach. Most aftermarket tachs don't have an internal pull-up, so you'll want to add a resistor from this line to ignition. 680 ohm 1/2 watt is typical value to use)
Fan output x 2 (There are two fan outputs, he can set them where you want them. They are low side outputs, so these will ground one side of your relay coil. The other side of the coil goes to ignition or battery, based on your preference).
So, thats a pretty simple hook up.
|February 7th, 2011, 07:34 PM
Covered in mud...
Does that cover what you needed for now, or more questions? Once I'm back from the war zone in Guadalajara, I'll be getting the wiring reconnected and take more pics....
|February 8th, 2011, 07:42 AM
Join Date: 09-29-06
Location: MONTAGUE MI (BY THE SAND BOX)
Posts: 4,692
Mentioned: 1 Post(s)
Yes, thanks Jesus . Hopefully my harness will make some headway later this week.
Hay, look at me... I have a signature.....
|February 8th, 2011, 04:21 PM
Covered in mud...
Headers arrived today. Using Sanderson LS1 block huggers (ceramic coated). I like where they dump out and stay nice and tight. Helps a lot with the narrow CJ frame...
Header (pass side)
Engine mount clearance:
Block Hugging...
|February 8th, 2011, 04:40 PM
In Da Faaaaaace!!!
Join Date: 12-25-05
Location: WMU Kzoo Mi / Livonia, MI
Posts: 5,620
iTrader: (17)
Mentioned: 6 Post(s)
What are you going to run with for exhaust..... Y-pipe or dual with an H or x pipe?
I have block hugers on my mopar 360 and I hate how the exhaust bends under the oil pan into a Y.
|February 8th, 2011, 05:01 PM
Covered in mud...
Not sure. I'd like to run 2.25s out of each header to a single 3" muffler. Most people I see *do* run one forward and tucked around the oil pan. I have see a couple tuck under the bellhousing.
I guess I will see when its in there and I have a idea of the driveshaft clearance.
|February 8th, 2011, 06:02 PM
Join Date: 11-05-05
Location: dryden
Posts: 5,786
iTrader: (6)
Mentioned: 3 Post(s)
My vote would be for dual 2.5" off each collector, then right where the two come together have a short section of 2.5" where they both flow to increase the velocities and then about 3-6" after the merge, open up to a single 3" and run the muffler towards the front of the remaining system. Should be quiet and have little drone but when in the higher RPM's it should scavenge nicely.
But that's what I did on mine with some small variations.... may or may not be worth a shit but there are more opinions out there than experts...
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What is even more important than sunscreen and eating healthy in the summer?
Answer: Staying hydrated.
Our bodies are made up of about 65% water, and in the summer we are constantly being depleted of it. On a hot summer day, it doesn't take long for dehydration to set in, and that can quickly become dangerous (even deadly).
Ironically, the summer is also a time when people are less likely to realize they are becoming dehydrated. We find ourselves frolicking on the beach or enjoying a day at the amusement park, and we totally forget about stopping to hydrate.
The image below is from an article by the Mayo Clinic, it has a lot of helpful information about determining how much water you should drink each day.
The best way to prevent yourself and family from suffering the harmful effects of dehydration is to plan ahead, especially if you will be away from your home.
Here's what I do when I'm planning a day at the beach with my kids...
After I pack the beach bag with towels and sunscreen, I pack a cooler filled with bottled water. Rather than using ice to keep the water cold, I freeze about half the waters the night before. The frozen waters keeps the unfrozen waters cool, and by the time we are out of unfrozen water the frozen ones are mostly thawed and ready to drink.
All fluids are not created equal. Drinking a soda, a coffee, or a beer isn't going to help keep you hydrated; it may even have the opposite effect. Although water is, by far, the best way to keep hydrated, it doesn't have to be plain or boring. There are some ways to make the water a little more palatable.
You've probably seen flavored waters in your supermarket, and if you don't like the taste of plain water, these are a nice alternative. But even better, try making your own "infused" water. It's easy, inexpensive, and looks beautiful.
Start by rinsing any fruits or herbs you plan on using thoroughly. Then cut the fruit into large slices or thin wedges. Any small berries or mint leaves can be left whole.
Place your chosen fruits into a pitcher of cold water. Cover and chill for at least two hours.
Here are a few ideas, but basically you can use any fruit you love, in any combination.
- Slices of lemon, limes, and oranges (alone or together).
- Blueberries, raspberries, cherries, and sliced strawberries (alone or together).
- Slices of apples, pears, and lemon.
- Mint (alone or with other fruits).
- Any type of melon (make into balls or slices).
- In place of ice-cubes, try using frozen fruit.
When it comes to dehydration, children are at an even greater risk than we are. But "infused" water may not be enough to keep them interested. The best way to keep kids well hydrated is to make it fun for them. Here are a couple of ideas.
- Dilute all juices with 1/2 water.
- Make your own ice pops using diluted 100% fruit juice.
- Make your own snow cones. But instead of using plain ice and adding high-fructose syrups, make the ice using diluted 100% fruit juice.
- Since kids love a game, especially when a prize is involved. Try dropping a jello cube at the bottom of a glass of ice-water. Your kids will happily drink the water to get to the tasty prize at the bottom. Here is an article on how to make a rainbow jello cube.
Those are some of my ideas for keeping hydrated. Do you have any tips that you use to keep your family well hydrated in the summer?; If so, let us know in comments.
Contributing Editor Catherine Morgan
Also at Catherine-Morgan.com
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The Gourmet Collection Ceiling Pot Racks Rogar designs pot racks for every home, to complement any decor and to match any make or finish of cookware. It's simply the best way to display and store your fine cookware, utensils or decorative items, and it will soon become the most functional accessory in your home.
Designed and made in the U.S.A. by skilled craftsmen, these sturdy pot racks will last a lifetime. All hanging pot racks include four pieces of 24" chain. All racks include appropriate hooks. Extra hooks and custom lengths of chain are available.
Rectangle Hanging Cookware Rack with Grid for additional hanging locations. Includes 8 regular and 4 grid hooks to show case your pots in style.
Sturdy cookware racks are a convenient way to store your pots, pans and stovetop cooking utensils. Select a location that is near your range. Most common location for hanging pot racks are over kitchen islands or peninsulas. Other common places are over kitchen counter or sink. Beautiful way to accent your kitchen and organize your cookware.
Overall Dimensions: 30" W x 15" D


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Lets Play Twister!
Sure you used to have a lot of things in common, but now youre just the same. (At least thats what Wilco tells us in the song Pick Up the Change.) Maybe you two just need to add a new twist to your routine. In todays Partner/Couples Yoga with Pam Walker, you can learn movement and breathing techniques with your partner and create an energy that promotes wholeness and wellness. You work in tandem with another individual by coordinating breathing, looking into each others eyes, and meditating, says Walker, who has been teaching yoga for four years. So, what if youre single and fabulous? Theres no need to think one is the loneliest number: Singles can come and youll be partnered with someone, Walker assures. We found that the people who come to these courses are all like minded people you will feel comfortable with. Stretch your way to a new attitude from 1:00 to 3:30 p.m. at the Unitarian Universalist Congregation of Miami. Admission is $15. Call 305-667-3697, or visit www.uumia.org.
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The Stock Market Game: Walkthrough Guide, Hints and Tips
The Stock Market Game
By: Van Tran
Welcome to the walkthrough for The Stock Market Game. This guide will provide you tips, tricks, helpful hints and cheats for The Stock Market Game on the iPhone, iPad and Android. Here you'll find walkthroughs videos, level guides, missions, as well as a discussion section for each level of The Stock Market Game to successfully complete the game.
We are a community of "The Stock Market Game" players trying to help each other throughout the game, so anyone can contribute and share their tips and experience with the community. If you have any questions or need extra help then ask below in the comments.
Game Overview
The Stock Market Game is available on iOS. For more details on the app, check out our review.
- Publisher: Van Tran
- Developer: Van Tran
- Genre: Simulation
- Release Date: November 14, 2009
Gameplay & Videos: See it in Action
Watch our videos and learn more about The Stock Market Game.
Walkthrough Sections
The Stock Market Game all levels is listed below.
Note: Many of the levels still need walkthroughs. If you know how to beat a level, then please submit your guide and share your skills with other gamers.Hit like if this helped you!
Looking for a trick all your friends? Check out the The Stock Market Game cheats list to find collectibles guides, easter eggs and secrets.
Still looking for help?
Get help and join the community! Share and discuss strategies for playing the game, and get help and tips from other players.


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David von Rueden, M.D., FACS
Our center is comprehensive by design to provide you with the best possible tools to reach your goal of healthy weight loss, metabolic health, and improved quality of life.
Center for Metabolic Health and Weight Management
- Patients are our passion.
- Our physicians and associates are our pride.
- Healing is our joy.
The process of weight loss, with improvement in health and quality of life, is not accomplished by surgery, diet or medicine alone. Hard work, support, and appropriate tools are required.
That is why our staff is here to support you through the entire weight loss process and provide you all the tools you need to be successful long term at making this life-affirming change.
We will be widely known for the way our physicians, nurses and associates combine sophisticated medical technology with spirituality and compassion. Shoulder-to-shoulder, we stand united in our community to care for those in need. We will be a leader in service excellence.
Our approach to management of Obesity and associated Metabolic Disease is comprehensive by nature. Obesity is a complex, multifactorial chronic disease and, therefore, is not generally "cured" by a single medical or surgical intervention alone. Similar to the approach to any other chronic disease, a multidisciplinary team with a coordinated treatment program is necessary.
We have assembled a comprehensive team to provide you with the support and tools you will need to be successful not only in weight loss, but in changing your life.
We believe there are many tools and approaches to weight management and are prepared to help all patients with health issues related to obesity.
Bariatric Surgery Procedures
Surgical weight loss (Bariatric surgery) is the premier tool used in the treatment of the disease of obesity. All of the procedures are powerful tools to assist a change in eating habits and behaviors over the long term. However, they are not magic bullets, rather, they need to be used in conjunction with nutritional education, psychosocial counseling and exercise therapy to truly be successful in changing behaviors and lifestyles long term.
Laparscopic Weight Loss Surgery
The Laparoscopic approach to surgical procedures was a major advance in Minimally-Invasive surgery because it allowed access to the abdominal cavity without making big incisions. The improvements in optics and illumination (fiberoptics) in the late 1980's allowed better visualization of all internal structures than one could get with a big incision. Improvements in optics leading to higher magnification and higher definition (like watching the best HD TV as opposed to regular TV), as well as instrumentation, have led to significant minimization of surgical trauma and decreases in complications of surgery.
Overall Benefits Laparscopic
- Enhanced visualization of anatomy
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- Minimal scar
- Much less chance of hernia or wound infection
- Fewer overall complications
Robotic Weight Loss Surgery
The daVinci Surgical System, a state-of-the-art robotic technology, is the most advanced surgical equipment in use today. The daVinci system provides significantly enhanced visualization through higher resolution (better than the best HD TV), greater magnification, and 3-D imaging (as opposed to the usual 2-D) for greater depth perception compared to standard Laparoscopy.
The daVinci Robotic platform is a major step forward in minimally-invasive surgery, providing not only enhanced visualization, but improved ergonomics, allowing greater precision, dexterity, and control over instruments. This is especially valuable in performing intricate and complex bariatric procedures like the Roux-Y gastric bypass and revisional surgery.
Using the daVinci Robot to perform these advanced procedures allows the surgeon to maintain precision and control over fine dissection and suturing even in patients with very thick abdominal walls, where traditional laparoscopic instruments are difficult to use effectively.
- Enhanced Visualization with Improved Image Quality: 3D-Enhanced HD-Magnified
- Enhanced Ergonomics: Enhanced Maneuverability: Markedly Improved Dexterity, Precision, and Control
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Patient Testimonials
I found him caring and a good listener. His office staff was very freindly and very organized. They followed up on everything.They have a very good after care in place. The program is very carefully monitored. I have found everyone very helpful. One thing I like is I feel every time I called with a question I got a person not a machine message all the time. I feel surgical competence and bedside manner are equally important. I highly recommend my surgeon. ( Dr. David Von Rueden)-DR, Roux-en-Y Gastric Bypass Surgery Patient
Top Benefits
- Center of Excellence designation from the American Society for Metabolic and Bariatric Surgery.
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Some of our most asked about procedures: Gastric Bypass Surgery, Gastric Banding Surgery, Lapband (Laparoscopic Gastric Banding), Roux-en-Y Gastric Bypass Surgery, Laparoscopic Roux-en-Y Gastric Bypass
Areas Served: Baltimore, Towson, Glen Burnie, Columbia, Catonsville, Annapolis, Owings Mills, Frederick, Ellicott City, Hagerstown


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Police in Middlesbrough seek help to identify suspected bike thieves
Cleveland police want to know the names of this pair suspected of forcing their way into a garage and stealing a bike
POLICE in Middlesbrough are trying to identify two men seen riding a stolen Honda after a burglary in the Longlands area of the town early last Thursday morning.
The pair in the picture are seen riding a Honda CB250N which was stolen from a garage at around 3am on Thursday morning.
This picture comes from CCTV in the Grangetown area of Middlesbrough, which picked up the bike and riders at 5.30pm on Thursday.
Cleveland police are asking anyone that can help identify either of the men in the picture contact them on 101, or to call Crimestoppers anonymously on 0800 555 111.
Bike theft up 44% in London
Drysdale V8 stolen
And the dumbest thieves award goes to...
Top 10 motorcycle theft hotspots
Motorcycle stolen in London as people stand and watch
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When I desperately wanted to become a work at home mom, I didn't really know where to start. Of course, I googled "work at home opportunity" and what did I get? Tons and tons of creepy spammy options. It was awful. I almost gave up hope. Eventually I found a few things that weren't scams but didn't pay very well, and I started my blog. Now through my blog, I've been introduced to so many fun and exciting ways to work at home and make good money!
Today I'm sharing a brand new work at home opportunity with you guys that I'm really excited about. I have recently become an ambassador for a company that only began their ambassador program this month, and I'm so excited to share it with you all!
Work at Home with Fundanoodle
What is Fundanoodle?
Fundanoodle is a company that sells high quality educational products for children up to second grade that help to develop the motor skills and stamina necessary for handwriting. The products were developed with the help of an occupational therapist, so they're perfect for little learners of all abilities. I am planning on using these a lot with A-Man and (eventually) Baby M because they both struggle with fine motor skills. Fundanoodle started as a more traditional company until it was taken over by a new CEO who is passionate about getting these products into the hands of moms. What's the easiest way to do that? By getting some help from real moms. That's why they've developed this brand new Ambassador program!
What is the Fundanoodle Ambassador Opportunity?
When you become a Fundanoodle Ambassador, you are given the opportunity to share the products and earn commissions. There is a great compensation plan that features up to 30% commissions on sales, as well as the opportunity to grow your team and earn residual income. You can share the products in whatever way is most comfortable for you. If you're a blogger, you can use the products and write about them with links, similar to affiliate links. If you're a mom with lots of friends, you can have play dates with your friends, letting their kids experience the products and helping them order. If you're really determined, you can even get a booth at a local vendor event and share there!
Why Become a Fundanoodle Ambassador?
I know that there are no shortage of direct sales companies around, but this is truly a unique opportunity. First and foremost, this opportunity is brand new. I am literally signed up directly under the CEO, so there is nothing but room for success! How many times have you heard, "the only people who make money are the people who get in first?" Well, I don't believe that's true, but getting in early certainly does make it easier! If you're a homeschooling/mom/kid blogger and think that a network marketing company could be a good monetization strategy, but you've been frustrated with an over saturated market, this could be a perfect fit. Think about it, you recommend products all the time, and amazon certainly doesn't give you a 20-30% commission! If you're a stay at home mom looking to bring in an income, these products will fit naturally into your life and they'll be so easy to share! Moms ask other moms for advice and opinions all the time. When a mom tells you that she wants to practice cutting skills, but her daughter always tries to cut her own hair, mention these scissors to her and before you know it, you're earning commissions.
How to Get Started as a Fundanoodle Ambassador
To become a Fundanoodle Ambassador, you just need to purchase a starter kit that includes all 17 products, so when you get it you are ready to get started with events or posts about each product. The starter kit is normally $175, but it's currently on a limited time introductory price of $129. Once you get your account you will be able to set up your own representative site, you can see mine here, and your friends and family can go through your links to purchase products, host a play date, or join as an ambassador to build a business with you! There's also a private Facebook group that you can be added to that's only for Fundanoodle Ambassadors where you can bounce ideas off of other Ambassadors and even the CEO herself. There is also a three month fast start bonus that can help you get up to $150 in free products to help build up an inventory for sales events, incentives, and giveaways!
So if you're ready to get started, just go to the Fundanoodle website and join with a starter kit, then send me an email at thisoutnumberedmama (at) gmail (dot) com! I can't wait to help you build up a business and bring in a real income for your family by just sharing these awesome products. Keep in mind that the introductory price will go away next month, so if you're going to sign up, don't wait to long!
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THE only online bookie that lists SPFL first-scorer prices for every game are McBookie. It's a fantastic service but of course there is a limited card this weekend.
McBookie's Damian Walker gives his first-scorer tips every weekend and challenges punters to pick their own. Last weekend he picked another winner thanks to Dundee's Kane Hemmings.
Three contest entrants person posted winners and after a lucky draw the winner is djeniks70 who went for Falkirk's Blair Alston at 10-1. Email [email protected] with your McBookie username to claim your prize.
Leave your tip as a comment and quote player's club and first-scorer price with McBookie – Scottish games only. Here is Damian with this week's selections.
He says: I landed another 6-1 winner on Boxing Day to provide some festive cheer for my followers and keep a nice little run going. While I'm banging my own drum I'll start this week with Annan.
Two weekends ago I said the wheels might be about to come off for the Galabankies and they have suffered back-to-back defeats and lost title favouritism to Clyde.
With just one league win from their last five they are probably worth taking on again – even against third from bottom Berwick.
Having said that now might be a good time to be with Berwick as they have followed seven straight losses with two away wins and no goals conceded.
Bookies (McBookie included) make Annan clear favourites but on current form I think this has more like a 6-4 Berwick, 6-4 Annan sort of game.
Berwick striker Darren Lavery is in great scoring form having netted in his last three games and has 48 goals from 104 appearances for them. McBookie make Lavery 5-1 to score the opening goal.
I'm staying in League Two this weekend for my other tips as well and quite like Clyde's chances at home to Queen's Park. Clyde have won five of their last six and might have made it six from six had they not fluffed first-half chances in their home defeat to Arbroath.
Manager Barry Ferguson is still learning his craft but at least has the best League Two squad at his disposal and McBookie now have his side as 9-4 title favourites following their recent run.
Queen's Park are 3-1 joint second favourites in the league but just one goal from their last three games suggests now might be a good time to take them on. Clyde striker David Gormley is starting to find his form this season having scored four goals away to Berwick at the end of November.
Gormley is 9-2 with McBookie to be the first scorer against shot-shy Queen's.
Another side struggling for goals are Montrose who haven't scored more than one goal in a game since October.
In fact they have lost six and drawn two during that period. Montrose entertain Arbroath on Saturday and they have just beaten the title favourites and recorded back-to-back wins.
Arbroath striker Bobby Linn has been in great form of late scoring 10 goals from his last 14 games. Linn is 9-2 with McBookie to continue that run with the first goal.
Can you find a winner this weekend?
Recommended Bets
Lavery (Berwick) 5-1
Gormley (Clyde) 9-2
Linn (Arbroath) 9-2
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10 CFR 54.5 - Interpretations.
§ 54.5 Interpretations.
Except as specifically authorized by the Commission in writing, no interpretation of the meaning of the regulations in this part by any officer or employee of the Commission other than a written interpretation by the General Counsel will be recognized to be binding upon the Commission.
Title 10 published on 10-May-2017 03:48
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 10 CFR Part 54 after this date.
The section you are viewing is cited by the following CFR sections.


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"I don't understand what you mean," said Elena, without looking up. The door to her cell had just opened, and although she was sitting at the far end looking down at the floor, from the glimpse she caught of her visitor's shoes she knew that it was Rich. "I didn't dance because nobody woke me up. I can hardly leave here on my own, can I?" She gestured to her chains.
"That's not my problem. They had orders to wake you at the normal time." He shrugged. If his face had been just a little bit more impassive, she'd almost have been able to believe that this was all a mistake, that he didn't know what was happening. But there was a gleam in his eye she didn't like.
"So they fell asleep. It's not my fault." Elena tried to fold her arms, hampered by the manacles. "I'll dance tonight."
"I'm not bothered about tonight. You missed a night, so you pay for that. If you dance tonight, that's one more day you're safe. But today you've got no protection."
Every day that she danced was a day of safety. Elena knew that. She'd known it all along. "My friends will come for me," she said, trying to find the bravery to stop her voice from shaking. "You said yourself that they wouldn't wait forever. They'll be here soon enough."
"In time?" Rich grinned nastily and came into the cell. She kept her eyes fixed on her feet and pretended that his touch didn't make her skin crawl. It wasn't as hard as it was normally, and even though he disgusted her she felt the normal sense of safety when he was there. That was wrong. "You need to stop hoping for the impossible."
"Nothing is impossible," she replied defiantly.
"That's as maybe." And Rich leaned forward, his hands on Elena's knees. "Tell me, how far are you prepared to go when you're hoping for the impossible? What's the point you give up believing?"
"I will never give up."
"If you tell me that you've given up, I'll leave you alone."
"How do I know you're telling the truth? I might tell you I've given up and then you'd carry on anyway. And how about the other way around - how do you know I'm not just saying that to keep myself safe?" Elena felt fearless. She knew he'd have to unchain her if he wanted to do anything because the manacles held her legs and arms close together. Perhaps once she was free she could attack him...
"I don't know. But you should have learned by now that lying to me isn't a good plan." He peered at her. "They're revolutionaries, your friends. Don't you think they'll be off working on the revolution instead of trying to save you?"
Elena tried to fight the fact she knew he was right. The others wouldn't care any more. They'd be overthrowing governments, not saving her... "They'll come for me," she said, but it sounded weak."
"Look," said Rich, and his voice was stern. "I know it's hard to give up. But you have to realise. There is nobody here that can help you. There is nobody here that will listen to your screams."
He pulled a key from his pocket and pointed to her manacles. "Where shall we start?"


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Download document:
Health Alert — 15 July 2013 - .PDF file.
DLA Piper has released a Health Alert dated 15 July 2013.
It covers legislation, judgments and reports from the healthcare sector in Australia, New Zealand, the UK, the US and Canada…
If you are registered and logged in to the site, click on the link below to read the rest of the DLA Piper briefing. If not, please register or sign in with your details below.


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Speed up your debug routine!
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Hospital Visits
I stumble out of the car,
Walking the familiar gray
Concrete path, seeing but not
Really comprehending.
The automatic doors open
For me with a quiet swoosh,
The lady at the front desk giving me
That sad, sad smile, her eyes pitying.
But I walk past her, down hallways that
The staff have tried their best to make
Cheerful, bat haven't succeeded. They
Can't succeed, not in this place of death and
Destruction and illness. And I walk in,
The sterile smell and blank walls enough to
Make me gag as I reach over to tuck the clean,
White sheets in. I settle down in an uncomfortable
Plastic hospital chair, listening to the steady, never-changing
Beep of the machines. I sit there, in my daily vigil, surrounded
By dying flowers, and wonder if I'm doing the same.


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Make up and styling by Jessica Ong
Make up and styling by Jessica Ong
Walking home last night from the village gate to our house, I couldn't help but notice how awesome the sky was. Maybe my sensitivity to these kinds of things was heightened because it was so quiet and also partly because of all the alcohol I consumed from my friend Jaja's karaoke birthday party haha! There were almost no clouds, and clearly the stars were out to play. Got excited and brought my camera & tripod outside, played with some night photography, and this is what I came up with – a three second clip from an hour's worth of photo taking.
The tilting screen of the Nikon D750 helped a lot, as I didn't have to keep kneeling back down to check for my composition and exposure. Anyway, I was lucky enough to get some decent shots before the sun came up.
If you can, spot those shooting stars!
Makeup by Sari Campos
Venues: Serendra Two, High Street
i would like to request the price for personal portrait with my shih tzu. i want it to be taken at some manila icon places such as intramuros. the feeling will be like cool wedding picture and the partner will be my pet. beside, i would like some photos at the green park or somewhere green and capture the playing and joyful moment that we use to share together. please email me for the quotation.
Just came from the Malasimbo Music & Arts Festival 2013 and I could honestly say it's one of the best experiences I've had! To give you a taste, here's one of my favorite shots of the very talented and beautiful Joss Stone while she was working her magic!
Kindly send me your rates of your wedding packages.
Thank you and God bless 🙂
Two of my closest friends in the wedding industry just got married! Congratulations to Rae and Noel for a crazy wedding!
In my humble opinion, your best work will naturally come when you do something from the heart. That being said, my coverage for Nadine and Jan's wedding was very much a labor of love, and now it just got featured today at Bridal Book's site 🙂 They're today's featured couple. Yey front page! Thank you Bridal Book!
Nadine & Jan: Boracay Beach Wedding
We want to have a Wedding in Boracay On May 28th
,our family have 19 person,and we will live in Paradise Garden Hotel,We need your help to make a plan for our wedding,includ the folwer,the food,the photography ,and so on.
Please contact:
Thanks a lot!