text: On 23/04/2013, at 4:59 AM, Digimer <lists alteeve ca> wrote: > On 04/22/2013 02:36 PM, Michael Richmond wrote: >> Hello, >> I am researching the new cluster stack that is scheduled to be delivered >> in Fedora 19. Does anyone on this list have a sense for the timeframe >> for this new stack to be rolled into a RHEL release? (I assume the >> earliest would be RHEL 7.) >> >> On the Windows platform, Microsoft Cluster Services provides a >> cluster-wide registry service that is basically a cluster-wide key:value >> store with atomic updates and support to store the registry on shared >> disk. The storage on shared disk allows access and use of the registry >> in cases where nodes are frequently joining and leaving the cluster. >> >> Are there any component(s) that can be used to provide a similar >> registry in the Linux cluster stack? (The current RHEL 6 stack, and/or >> the new Fedora 19 stack.) >> >> Thanks in advance for your information, >> Michael Richmond > > Hi Michael, > > First up, Red Hat's policy of what is coming is "we'll announce on release day". So anything else is a guess. As it is, Pacemaker is in tech-preview in RHEL 6, and the best guess is that it will be the official resource manager in RHEL 7, but it's just that, a guess. I believe we're officially allowed to say that it is our _intention_ that Pacemaker will be the one and only supported stack in RHEL7. > > As for the registry question; I am not entirely sure what it is you are asking here (sorry, not familiar with windows). I can say that pacemaker uses something called the CIB (cluster information base) which is an XML file containing the cluster's configuration and state. It can be updated from any node and the changes will push to the other nodes immediately. How many of these attributes are you planning to have? You can throw a few in there, but I'd not use it for 100's or 1000's of them - its mainly designed to store the resource/service configuration. > Does this answer your question? > > The current RHEL 6 cluster is corosync + cman + rgmanager. It also uses an XML config and it can be updated from any node and push out to the other nodes. > > Perhaps a better way to help would be to ask what, exactly, you want to build your cluster for? > > Cheers > > -- > Digimer > Papers and Projects: https://alteeve.ca/w/ > What if the cure for cancer is trapped in the mind of a person without access to education? > > -- > Linux-cluster mailing list > Linux-cluster redhat com > https://www.redhat.com/mailman/listinfo/linux-cluster


text:
The Law Society is lobbying the European Union (EU) to change its "heavy-handed" redrafting of the money laundering directive.
The 1991 EU Directive on Money Laundering is being updated to include all lawyers, as well as widen the scope of illegal activities it covers. It currently only applies to lawyers involved in investment and focuses predominantly on money laundering through drug trafficking.
But the Law Society and the Council of the Bars and Law Societies of the EU (CCBE) are concerned that professional privilege will be eroded to the detriment of clients as well as practitioners.
The directive, as it currently stands, says professionals, including lawyers, must report anything that is even remotely suspicious. It is also not clear at what stage lawyers will be obliged to report misdemeanours.
The Law Society's deputy head of EU affairs Che Odlum says: "This is part of a world-wide clampdown on money laundering and it is a very popular directive."
But she hits out at what she terms the "heavy-handed" approach of the legislation, adding: "The directive is coming so there is nothing the Law Society can do about that. But what we can do is take pre-emptive measures by lobbying Parliament and the commission."
Louise Delahunty, Peters & Peters partner and chair of the Law Society's Serious Fraud and Money Laundering Task Force, fears the directive could mean lawyers will have to warn clients at first interview that they may report them.
She adds: "We accept the legislation will come into force and that the profession should be responsible but on the other hand if you wish lawyers to be more vigilant then please make sure they can still do their job properly."
The Finance Ministers' Council (Ecofin) is meeting in Brussels to discuss the draft legislation on 29 September. The redrafted directive is expected to come into effect in 2002.
Delahunty says the EU is "understanding of our concern", but adds that there will need to be further discussions and proposed amendments for the Law Society and CCBE to be happy with the legislation.

subset: commoncrawl


text:
Fri, 02/14/2014 - 07:57am
Club LT, an after school enrichment program especially designed for middle school students is coming to Dr. John Folks Middle School. The program provides academic support and enrichment activities in a safe and fun environment.
Program hours are 3:45 PM – 6:30 PM on school days with extended hours 12:45 PM – 6:30PM on early release days at no additional cost. There is a $30 one-time registration fee per year. Online registration will open in May and will remain open throughout the summer. Register early to reserve your space.
- First student: $150 per month.
- Discount for siblings: $ 20 discount
- 3 or more siblings: $40 discount.
Families that qualify for free and reduced lunch will be eligible for reduced rates. For additional information, please visit our website or call the Learning Tree office at 397-8108.


text:
- During the campaign between May. 26th to 28th 2017, you can earn 20-times points than usual. See details.
[This is a Japanese version]
[This is a Japanese version]
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百万人にひとりのボス - Japanese version
コリーは一流企業の社長秘書。 ボスのマックスはセクシーで並外れた魅力の持ち主だが、決して仕事に恋愛感情を持ち込まない主義。 幼なじみとの恋に破れたばかりなのに新しい恋を、しかもあんな尊大な男性になんてありえない・・・。 しかし突然、マックスと二人きりで日本に出張に行くことに。コリーはなぜか胸騒ぎを感じた。
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text:
The media business is in uncharted waters. Traditional models are broken. But what haven't changed are the basics. Organizations need to know who they are, what they stand for, and what they're here to do. They need to distinguish themselves by making every interaction a meaningful experience. And more than ever, they need to supply an increasingly distracted audience with stories that are relevant, engaging, and trustworthy. In a shaky time, these unshakeable truths drive everything we do.
So, who are we? We're a strategy, design, and content firm. We solve stubborn problems. We surprise and delight. We have a few standard practices. But when we need to, we invent stuff. After all, it's like Thomas Edison said, "Hell, there are no rules here—we're trying to accomplish something."


text:
Sunshine, Tinie Tempah, Coldplay warm up Glastonbury
By Mike Collett-White
PILTON, England (Reuters) - The sun shone and the good times rolled on Saturday at the Glastonbury music festival, where London rapper Tinie Tempah had a huge crowd jumping and Coldplay closed with the packed headline slot.
This year's festival, one of the highlights of the live music calendar, has been blighted by rain and mud, but the feelgood factor was back as Glastonbury neared its climax on Sunday in the form of Beyonce on the main stage.
Manchester's Elbow wowed an audience of tens of thousands while Pulp were surprise guests and electronic dance duo Chemical Brothers drew a large audience at the Other Stage.
"We're so happy the sun came out for you," said Coldplay lead singer Chris Martin during his night time set, introduced with a short fireworks display. "What it means to us you can't even begin to imagine."
The band behind hits "Yellow," "Fix You" and "Speed of Sound" mixed the old and fresh, giving the crowd of over 50,000 a chance to sing along to old classics while showcasing newer works ahead of the release of a new album.
Earlier in the day, Elbow launched a charm offensive that saw lead singer Guy Garvey order beer on stage and the Pyramid Stage crowd singing the band a raucous "Happy Birthday" to mark its 20th anniversary.
"Elbow bring graceful celebrations of love and friendship and an emotional directness that floors you," wrote Guardian critic Dorian Lynskey in a five-star review. "The crowd radiate goodwill; Elbow respond with gratitude and generosity."
Also popular was 22-year-old London rapper Tempah, part of a wave of rap and hip-hop artists embraced in recent years by a festival best known for indie guitar music. Continued...


text:
8415 Sherman Ave, Warren 48089
See more homes for sale in Warren, MI
This property has been Sold!
05/20/2016 at $950
Beautiful 4 bedroom brick bungalow! 1 !/2 story wit one car garage. Located in Van Dyke school district just blocks from Lincoln Elementary School! Perfect hose for a growing family!!!13 mo. min contract. 1 ½ months rent needed to hold home. $25 app fee. Application can be filled out on our website, Applicant income needs to be at least 3x the rent. Will accept up to 2 pets. Additional monthly fee of $20 per pet & $150 non-refundable fee.
Property Information
- Subdivision
- Winchester
- Total Finished SqFt
- 981
- Lower Finished SqFt
- 1
- Above Grade SqFt
- 980
- Garage
- 1.0
- Water
- Municipal Water
- Sewer
- Sewer-Sanitary
- Year Built
- 1947
- Architecture
- 1 1/2 Story
- Home Style
- Bungalow
Rooms and Land
- Bedroom2
- 13 x 9 2nd Floor
- Bedroom3
- 14 x 11 2nd Floor
- Bedroom4
- 10 x 10 Entry
- Bedroom5
- 10 x 9 Entry
- Dining
- 10 x 10 Entry
- Kitchen
- 16 x 8 Entry
- Living
- 15 x 11 Entry
- Basement
- Unfinished
- Heating
- Forced Air, Natural Gas
- Acreage
- 0.09
- Lot Dimensions
- Interior Features
- Pets Allowed
- Exterior Materials
- Brick
Mortgage Calculator
Listing Broker
Listing Courtesy of John Graham Realty, Llc
Office Address 47766 Van Dyke
Listings last updated: . Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available.
Our Michigan real estate agents can answer all of your questions about 8415 Sherman Ave, Warren MI 48089. Real Estate One, Max Broock Realtors, and J&J Realtors are part of the Real Estate One Family of Companies and dominate the Warren, Michigan real estate market. To sell or buy a home in Warren, Michigan, contact our real estate agents as we know the Warren, Michigan real estate market better than anyone with over 100 years of experience in Warren, Michigan real estate for sale.
The data relating to real estate for sale on this web site appears in part from the IDX programs of our Multiple Listing Services. Real Estate listings held by brokerage firms other than Real Estate One includes the name and address of the listing broker where available.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
IDX provided courtesy of Realcomp II Ltd. via Real Estate One and Realcomp II Ltd, © 2017 Realcomp II Ltd. Shareholders


text:
link: "//www.loc.gov/pictures/item/98500425/",
url :"//cdn.loc.gov/service/pnp/cph/3c10000/3c19000/3c19200/3c19285_150px.jpg",
alt:'Image from Prints and Photographs Online Catalog -- The Library of Congress'
Shocked at corruption--"I do not see how it is possible for the plain every-day Republican to close his eyes to what is going on" - Mr. Bryan in a speech at Salem, Illinois, October 8
- Digital ID: (b&w film copy neg.) cph 3c19285 http://hdl.loc.gov/loc.pnp/cph.3c19285
- Reproduction Number: LC-USZ62-119285 (b&w film copy neg.)
- Repository: Library of Congress Prints and Photographs Division Washington, D.C. 20540 USA


text:
See any web page's social footprint. Simply paste in one URL or many and see how many times they've been shared socially.
See how your business listing appears on local search engines and directories, and how it can improve.
SEO.com is an online marketing company that believes in helping clients achieve the best possible results. We believe in high value web traffic. We believe in generating phenomenal leads. We believe in significant ROI.
Learn More [fa icon="long-arrow-right"]
[fa icon="phone"] 800.351.9081
[fa icon="envelope"] email@example.com
[fa icon="office-o"] 65 E. Wadsworth Park Dr, Draper Utah, 84020
[fa icon="facebook-square"] [fa icon="linkedin-square"] [fa icon="twitter-square"] [fa icon="pinterest-square"] [fa icon="google-plus-square"] [fa icon="youtube-square"]


text:
It only takes a minute to get started. Fill out our simple sign up form and login to the site.
This step is elective but will dramatically increase your chances of getting interest from other over 50s members on the site. Type a little about yourself, your hobbies and upload a nice photo of yourself.
Use our website's cutting-edge search to find over 50s members who match your desired criteria. Or just scan through listings and find singles that you like.
Identified someone who tickles your fancy? Send an email to them or just a wink and see if anything happens. With a little luck you'll be on your way to finding that special someone for you.
It only takes a few clicks


text:
In this stunning prequel to his critically acclaimed Inspector Erlendur series, Arnaldur Indridason gives devoted fans a glimpse of Erlendur as a young, budding detective.
The beat on the streets in Reykjavik is busy: traffic accidents, theft, domestic violence, contraband ... And an unexplained death.
When a tramp he met regularly on the night shift is found drowned in a ditch, no one seems to care. But his fate haunts Erlendur and drags him inexorably into the strange and dark underworld of the city.
The writer whose work The New York Times describes as "having the sweep and consequence of epic story telling" has outdone himself in this multi-layered and masterful suspense story. His latest book in the series, Strange Shores, was nominated for the 2014 Crime Writers of America Gold Dagger Award.
To view this DRM protected ebook on your desktop or laptop you will need to have Adobe Digital Editions installed. It is a free software. We also strongly recommend that you sign up for an AdobeID at the Adobe website. For more details please see FAQ 1&2. To view this ebook on an iPhone, iPad or Android mobile device you will need the Adobe Digital Editions app, or BlueFire Reader or Txtr app. These are free, too. For more details see this article.
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text:
Personal Essay
I started seriously acting during the summer before my 6th grade year. The play was Guys and Dolls, and after discovering how much fun that was I went on to act in many other plays. At the start of my sixth grade year I tried out for a role in a play adaption of an older movie called 'Wait Until Dark', I made it to the final two, but I was turned down for the role because I was just a little to old. In the fall of my sixth grade year I tried out for 'The Wizard of Oz' and got the part of Head Winkie. As we neared our first performance I volunteered my services in helping the other Winkies do their makeup. The directors were happy to not have to hire a makeup artist for our group, so they enthusiastically agreed. I went in with a small makeup kit, but after the 3rd show I had to buy $20 worth of makeup, most of which I thankfully still use. The next show I did, 'Annie', I volunteered to do makeup yet again, but this time for the entire cast. I was surprised by how rude people acted toward me, and I ended up almost in tears after two girls screamed at me. Later they came up and apologized for their harsh words and helped me to put makeup on some of the youngest cast members, our little 8 and 9 year old orphans. Every show I've been in since "Annie" I've done makeup for the entire cast. Because in the end, it'll always be fun.


text: Author has written 6 stories for Pitch Black / Riddick, and Fast and the Furious.Okay, I just wana say that I love you guys who like and even on some levels love my stories, for all of you who write in and tell me how much I suck, you all can just play in traffic *smiling sweetly* all you 'Anonymous' reviewers who don't like my stories, there's no need for you to be mean and tell me how much you hate it. I mean keep that sh* to urselves. Besides that r/r and enjoy


text:
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text:
Swirling images of the tender relationship faded into opaque incoherence, heavily bejewelled fingers retracting from the surface of the viewing globe. Ra pursed his perfect mouth in contemplation, the frozen concern of the old jackal Ferionas having lingered tellingly before it was dismissed.
"What do you propose is done about this?" he asked,
In attendance, the entire upper pantheon of egypt shared counsel of the great sun god, each wearing their own mask of neutrality while politics bubbled beneath the surface. Anubis flanked by Set and Bast, Thoth and Khepri, Horus, Hathor, Isis, Bes and the rest. Each with their own factions and history. A murmur of opinion bubbled to the fore.
"I do not see what there is to discuss.." proferred a gentle murr, the sentiment repeated a dozen times.
"The matter is not as simple as what can be seen but what will become. The boy has not stepped foot on our plane in all of his short life. He is raised by a mortal.. like a mortal.. and unloved by his kin. If he is not directed nor our responsibility fulfilled.."
"Yes, Thoth, as always you manage to make an epic of a fable. But can we simply not give him unto his father as an apprentice?" asked another, speaking as though the jackal god did not sit amongst them, feeling the golden gaze even as he spoke.
"I have no need for two sons. He is under my feet simply existing," The low, painstakingly deliberate pronunciation caused a flicker of a smile on the wicked features of Set, head tipping back to mask the pleasure. At his side, the feline features of Bast were twisted in the opposite; marked disapproval of the callous rejection.
"I ask that you give him into my care. I will find a place for him, Ra."
The mercy of the goddess caused Anubis to question his own heart for a moment, features steeled into a mask of indifference. His simple nod of agreement was all that was required, the meeting adjourned, the shuffle of bodies ambling away, the fate of the young jackal Ankh'mhem decided in less than an hour.


text:
International Student Center Staff and Faculty
Our International Student Center Staff and Faculty are excited about answering any questions you may have. We look forward to hearing from you!
Call us at 1-408-855-5110.
Email us at firstname.lastname@example.com
Languages Spoken by Staff and Faculty: Cantonese, Chinese, French, Hindi, Italian, Korean, Japanese, Polish, Russian, Tamil, and Vietnamese.
Ms. Chigusa Katoku, M.A., Director of International Programs
Phone: 1-408-855-5025 Email: email@example.com
Ms. Tracey Ward, M.S., Office Supervisor and Student Adviser
Phone: 1-408-855-5574 Email: email@example.com
Ms. Jouney Chong, M.S., International Student Adviser
Phone: 1-408-855-5107 Email: firstname.lastname@example.com
Ms. Gaozong Park, M.A., International Student Counselor
Phone: 1-408-855-5501 Email: email@example.com
Ms. Marina Broeder, M.A., Interim Academic Coordinator and IIS Faculty
Phone:1-408-855-5079 Email: firstname.lastname@example.com
Student Assistants at our front desk include:
My Ha Truong, Vietnam Yumiko Matsui, Japan
Duong Cao, Vietnam Humphrey Chan, Hong Kong
Lam Le, Vietnam


text:
Is Gayle King Calling Wendy Williams a Liar about the Oprah Winfrey Letter?
Wendy Williams is being accused of being a liar by Gayle King, Oprah Winfrey's best friend. The whole thing started when Wendy, the gossip queen, painted the picture that Gayle and Oprah had fallen out over Gayle's decision to leave OWN and head to CBS. Wendy read a letter on the air, allegedly from Oprah herself, which seemed to confirm her initial suspicion.


text:
A new volume of one of my favorite publications, the FARMS Review from the Foundation for Ancient Research and Mormon Studies. You need to be a subscriber to gain full access right now, but this volume alone may be well worth the low cost of a subscription. One article that I found especially interesting deals with some of the inaccuracies in recent publications criticizing the Book of Abraham. It's "The Book of Abraham: Ask the Right Questions and Keep On Looking" by Larry Morris, who refutes some popular criticisms and raises a few questions for the critics involving impressive parallels between the Book of Abraham and other ancient texts.
Another valuable contribtion comes from John Clark in "Searching for Book of Mormon Lands in Middle America," which evaluates a couple of recently published works offering new proposals for Book of Mormon geography - proposals that fall short of the model that relates the Isthmus of Tehuantepec in southern Mexico with the neck of land.
There are 20 entries to read. Enjoy!
Gospel Doctrine 2016: Lessons 2 and 4 (Book of Mormon) - For the past few years, I've been honored to participate in the Interpreter Foundation Scripture Roundtable podcasts (videocasts, actually) as they cover e...
1 year ago


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Practice Area: DUI and DWI
Outcome: Not Guilty
Description: At 4 am a gwinnett officer found my client passed out in a running automobile in the Mall of Georgia parking lot. The officer had a difficult time waking up the Defendant and she used some profanity with him. She was wearing her seatblet and the car was running. She failed field tests and was arrested and taken to jail where she blew a .17. Defendant also told the officer that she was a lot drunker in this case than in her case in Florida where she was just arrested. At trial, the Defendant testified as did her ex boyfriend, that she was dropped off at the vehicle. Defendant was still unable to explain how or why she ended up in the driver's seat with her seatbelt on. Further, the prosecutor did a good job trying to discredit the Defendant and her ex-boyfriend. The state was unable to show that Defendant had operated a moving vehicle while under the influence of alcohol and was found not guilty of all charges.


text:
Today I Flunked a History Test
I wrote this sometime ago in 7th grade. I am a strait A student, so getting a bad grade on a test is always a big deal for me. Looking back, I'm proud of the way I handled it. :)
Today I flucked a history test
I didn't cry
I deserved it
Because I didn't study (much)
I am not mad
I AM upset
With myself
At myself
By myself
I am alone
Or am I?
Is there someone out there
Who feels what I am feeling?
I hope they will be okay
Because this feeling
It isn't good
I have let myself down
My standards shattered
I will be okay though
I will take the make up test
And study hard for it
I will get a better grade
And life will go on
Thank you GOD for being with me
Through it all I know you have a bigger plan
And this faulty will bring good into something.


text:
New Search
170 results
Case study of a small-town comptroller, Rita Crundwell, accused of misappropriating more than $53 million in city funds. She has pleaded not guilty.
The authors describe cases in which companies ignored the warning signs and faced the consequences of inadequate anti-money laundering programs.
Here's the case history of an engineer at a municipal transit district who went into the kickback business until the FBI caught up with him. Excerpt from "Bribery and Corruption Casebook: The View from Under the Table"
Case study involving multiple frauds that outlines the wisdom of early interviews, the problems of "investigative myopia" and the advantages of limiting the scope of a fraud examination to save time and discover evidence.
Part 2 of an article about a false billing scheme case study
Fraud examiners can reduce the incidence of charity fraud and abuse by informing others of the red flags associated with fraudulent solicitations for donations.
Is a financial institution making an investment hedge or wager bet when engaging in certain trading practices? When do these bets border on fraud?
Three former frat brothers devised a high-tech scheme to win $3 million at the Breeders' Cup. Here's how they did it and how investigators quickly caught them.
Embezzlement case study involving a personal assistant.
Article on who CFEs can seek when needing to confirm the source or authenticity of a handwritten document and what appropriate analyses they should recommend.
1-10 of 170 Results


text:
Nabat: Un Altro giorno Di Gloria 12"
KO! Records
Yes! KO records is proud to announce our third release, the long awaited reissue of the most legendary Italian Oi! record ever: "Un Altro Giorno di Gloria", the masterpiece Lp from Bologna legends, Nabat! The ten tracks from "Un Altro Giorno di Gloria"made clear Nabat´s evolution from their raw, hardcore-like early sound to a more mature and complex sound, but as powerful and angst-ridden as always. NABAT´s musical likings, from punk to ska and reggae, but also blues, SLADE or Rose Tattoo show their influence, from the glam of "P.A.A" to the reggae of "Martó". Although most of the tracks stuck to good old street rock´n´roll: "Tempi Nuovi", with his sNabat Fanzine y Lptadium-like chorus, "Ti sei fermato ad ascolatare mai" or the song that gave name to the album, where they spit-out, full of rage, the miseries of a dead-end life: "another day of glory, another day of shit!" And if someone was not sure about NABAT´s stance, a skinhead band stance, they made it clear with their dedications: Nelson Mandela, still in prison by the Apartheid and Benjamin Moloise, a poet from Soweto killed by South African racist regime (and also to Martó, aka Giancarlo Martelli from seminal bolognese band JUDAS). In the lyrics of Un Altro Giorno di Gloria NABAT painted the picture of 80´s working class Italy, their problems ("Lopez", against the fucking heroine) and their hopes. The Lp mantains the original artwork and track list, but include as well a bonus track recorded on the same recording session, the song "Grido di libertà!". It also includes a 28-pages fanzine with the band's history, and a wealth of old fanzine articles, paper cuttings and pictures of the band and mates. A piece of history! 11 tracks!Tags: 80s europe italy oi! reissues


text:
Discussion in 'Studs, Stallions and Bulls Seeking' started by taj48, Dec 4, 2014.
looking to get their back blown out?
Hi were in san diego are you
I am in San Diego. I'm a resident.
Contact me. I am looking for a playmate.
Hey there how are you doing
Great. We need a BBC for this Saturday. Know anyone?
We were going to ask you if you knew anyone. Tired of all the CL flakes and wanted to check this place out. Any luck on here
Yes. It takes time to connect.
Funcouple I tried answering you earlier in the conversation and never got any feedback.
And how are you doing JandN?
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Hello David. Nice cock
JANDN I'll have some more pictures for you this evening.
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Tifton, GA
Quite an uneventful day of driving up I75 with tons of truck traffic and not feeling quite up to speed (tiny touch of a cold). We made it to Tifton, GA and found a KOA. As we pulled into our campsite the skies opened with a deluge of rain, thunder and lightening. Bob and Meatball got out; Bob set up the RV and took Meatball for a much needed walk. Neither seemed to mind the rain. I made dinner and had a glass of wine. Nice evening of cable TV and ongoing ...
Headed home
... day. We really liked having groceries at the house and our own pool. Here is the house we stayed at. We loved it.
Some highlights of this trip included Tyler riding Big Thunder Mountain Railroad and Seven Dwarfs Mine Train. I finally made it back on Rockin' Roller Coaster and it made me feel old. I had to take 2 advil after. Ha! Caden continues to love Buzz Lightyear Space Ranger Spin and Dumbo ...
South of Atlanta ..."...5 ft. high and rising"
... but it took 4 1/2hrs. - traffic was crawling south of Atlanta -- volumes of Christmas shoppers / transients?? Got to campground in dark - nobody around and very few campers either / pouring rain (but warm ~60')...never fun checking in after hours in the dark ...but managed on finding the tenting sites ( no I don't pitch one!!)...and used the washrooms -- then "in for the night" -- because the weather alerts were warning of heavy rain/ winds -- possible hail/tornadoes ( ...
The Jefferson Davis Memorial Site
... of the Confederacy.
After Davis' capture, he was imprisoned for 2 years without trial. While he was imprisoned, his citizenship was revoked for 111 years, until in 1978 when President Jimmy Carter re-instated it.
Davis retired to Biloxi, Mississippi where he wrote him memoirs. He died on December 6, 1889 in New Orleans. He was interred at the Hollywood Cemetery in Richmond, VA.
A Dry Tavern?
After shaking off the Super 8 filth and a few more hours of driving our throats were dry and thus we decide to make a stop at the Historic Boone Tavern in Berea Kentucky. We were greeted by the hostess and expressed our need for a drink to which she replied "Sorry, this is a dry county." So naturally, we left and will not be heading back to Berea anytime soon. ...


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This is a discussion on Guess what I just picked up! within the Concealed Carry Issues & Discussions forums, part of the Defensive Carry Discussions category; Originally Posted by Paco So what are the words in the oath? "I {state your name} swear or affirm that I am in fact the ...
After that was done, the Sheriff Deputy reminded us that we were all still under oath and asked us all to respond in unison, "have you been convicted of any of the disqualifing felons in the past 5 years", "are you now under an order for mental incapacitation" etc, all the disqualifers.
Guy's jokes aside, it's a simple swearing in as in court testimony. You are swearing to tell the truth (as some said above, you are "under oath").
My County (Wayne) doesn't make us appear. But I appeared before the Gun Board years earlier, when I tried for an "unrestricted" permit on appeal. I ended up being upgraded from "Business/Home/Bank" to "Business" (the first covered you only between any of these places, the second covered you any time you are "on business"). I was told to come back in a couple years to try for a "General" (unrestricted) permit. Never went back. A few permit cycles later (maybe 10/12 years?) we became a "shall issue" State. The previous permit system became archaic. And really, so did our County Gun Board system, which I predict will go away within 5 years. This should now be a Secretary Of State function (like the DMV).
Regards, T Bone.
"Those who would give up essential liberty to purchase a little temporary safety deserve neither liberty nor safety". Benjamin Franklin
Wayne county MI, took me 74 days from the date paperwork and finger prints were done to card in my mail box. I was told that, if I was going to be turned down, they had to do it within 45 days.
All good....
Throw nature out with a pitchfork
And yet she will return


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The Diary of MelMature
In every group, class, school, or club, there is the nice girl. She is the girl who is always there for everyone. She is the girl who always offers a hug when someone is crying. She is the girl who never frowns. But people never see the nice girl as the one who hurts the most. People think that her smiles are genuine, and that she listens to her own advice. But she doesn't. The nice girl was happy on the outside, but dying on the inside, and she was ready to go on the outside, too. I was her.
Chapter One
Let me start by introducing myself. My name is Melissa Marie Tobias. As I am writing this, I am fourteen years old. I was born on September 23rd, 1997 in Pensacola, Florida. I was given away hours later to my family, the Tobias family. I was given away because my birth family could not afford me considering that they were young and had two young daughters already. I was sent off to have a better life.
I was not supposed to have contact with my biological family originally, but plans change. I went through the first years of my life without a problem. Everything was easy, and the hardest decision in life was choosing what crayon to use on my drawing of Elmo. Unfortunately, things got harder in intermediate school.
I walked into that school with pink leggings, and a white shirt with pink and red hearts on it with a head band in my hair. The second I got there, I knew that this was nothing like elementary school. Everyone was dressed differently, talked differently, and acted differently. It was so unfamiliar.
The way you looked started to matter. The problem was, I was far from the thinnest and prettiest girl in the class. Everyone had grown up so much over the summer. Girls were wearing bras, and guys were sagging their pants. I didn't fit in. This didn't matter to me until people started talking.
I was walking through the hallways about halfway through fifth grade when I heard my name. I turned around and I saw these girls pointing at me. I tried to brush it off, but it still hurt.
Those are the three words I remember hearing out of their mouths. Those three words changed everything.
I went home and I looked at myself. I looked into my eyes, those three words burning in my pupils. It hurt me. That was the first time I heard people talk about me. I tried to stay positive, and I did for a while. I had good friends, good grades, and band. What else could I need?
I went through fifth grade, still hearing things, still feeling hurt, but I was still happy. I was innocent, pure, and I loved life. I was truly happy. It was great.
The summer came, and I had heard about a suicide. I didn't understand why anyone could possibly do that to themselves. I never thought that someone could hate life so much and be so sad that they would kill themselves. It just didn't make sense then.
After the news calmed down about him, it was almost time to go back to school. The first month or so were pretty good. People still talked, but everyone does. It's human nature.
Second quarter came, and so did a guy. Not a nice guy. A mean guy. Everyday at recess, he would come up to me and hit me. I told on him, and the lunch ladies did nothing except tell me to ignore it.
After a while, I couldn't take it. I just started crying when I got home. I eventually told my mom, because we were close back then. She told me how she was bullied when she was a kid, too. She tried to be there for me, and it felt good.
My mom went to talk to the school counselor the next day about it. I refused to go to school because I was scared. The counselor said that he probably did it because he had a crush on me. That honestly pissed me off, even though I didn't show it. If you like someone, you don't hit them. Either way, there wasn't much to do but wait and see if he changed once the principal talked to him.
The next day when I went back to school, he didn't touch me. It felt nice knowing that I wasn't going to be hurt anymore, but I still felt slightly helpless knowing that I wouldn't have been able to have done that without someone's help.
Either way, I was still a happy person. I was never depressed. I didn't even know how someone could possibly feel that way. I just loved living so much. But I changed when I moved half way through the seventh grade.


text: Hi just got the kit from angel gilding tried it and it came out like gold color not silver at all did the steps just like you had listed mixed chemicals 970milof di water and 30 mil of silver chemicals . it turned brownie to gold color what did i miss.or need to rinse more?????? thanks Art The Doc 64View Instructable »


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An early-morning car accident on Kamehameha Highway in Waikane knocked over a utility pole, disrupting rush-hour traffic and cutting off electricity to about 200 Hawaiian Electric Co. customers.
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Home › Forums › Gear Forums › Gear (General) › The one dollar Wal-Mart knife
Jan 9, 2010 at 8:01 am #1253949
Wal-Mart sells a $1 folding knife with one-hand opening, locking blade in it's camping supplies department. I've used it for two years with no complaints. The blade holds it's edge. I think the price comes from the handle which is plastic which presumably means it's less durable than other knives but it's also an hell of a lot lighter. Because of the bang-for-the-buck aspect, I think it's what Consumer Reports would call a best buy.Jan 9, 2010 at 8:13 am #1561070
David OlsenSpectator
@owareLocale: Steptoe Butte
Photo or item number or link?Jan 9, 2010 at 8:22 am #1561071
I don't have the original packaging, but I still see it in the local store. It's not sold on-line as far as I can tell, so photo is the best I can do. I just added a photo to my original post.Jan 9, 2010 at 9:39 am #1561091
Derek CoxSpectator
@derekcoxLocale: Southeast
Not sure if it was just a one time deal or not, but mine rusted within 24-48 hours of having it out in a moist environment.Jan 9, 2010 at 10:17 am #1561102
Luke SchmidtSpectator
@cameronLocale: Idaho Falls
I bought a bunch of these when I worked at a summer camp for my boys to play with on camping trips. The problem is the handles break very easily and some that I bought came out of the package with a cracked handle. I eventually quit buying them the were just to junky for me.Jan 9, 2010 at 10:28 am #1561107
"Not sure if it was just a one time deal or not, but mine rusted within 24-48 hours of having it out in a moist environment".
Probably a different knife. This one is stainless. Two years of numerous hikes rain or shine with no special treatment. No rust.
"The problem is the handles break very easily …"
I suspected this might be the case and I've been careful not to use mine for prying. For insurance, I bought three more and put them in a drawer. Still pretty cheap.Jun 18, 2012 at 6:42 pm #1888134
jack hawksmoreMember
I've been using one of these for years, it has a sharp stainless steel blade that goes through packing materials like butter.
yes the handle is a little flimsy but it has stood up better then other knives I've owned which cost much more, weighed more and fell apart in a couple of months and for $1.00 it's an amazing zalueJun 18, 2012 at 6:53 pm #1888137
M BMember
I have a couple I leave around my hunting camp .
They are cheap and flimsy and can be broken easily. But I dont cry if I lose it in the woods either.
I have a $4.99 knife I bought at walmart many yrs ago with Winchester brand on it, it is the same as one Cabelas was selling at the time for $30 with Cabelas name on it. It is a great well made knife that I carry all the time, and for $4.99 I wont cry if I lose it either, but I will miss it. I worry about losing a $50 kershaw knife clipped to my pocket, but not a $5 one.Jun 19, 2012 at 7:59 am #1888245
Paul HoodBPL Member
I thought the same… worth a try for $1. I picked up a couple, and it seems good and certainly worth the money. The back shows PM804 above the UPC, and below is a picture in the package… they had hundreds if not over a thousand in a big bin the other day.Jun 19, 2012 at 8:19 am #1888247
Richie SBPL Member
Is it me or does it just seem wrong that something like this can be available for $1?
The metals needed to be extracted, turned into steel, screws, plastic, other materials added, packaged, put on a ship, transported from China (I assume) to the US, taken to Walmart and sold for $1?
Perhaps I'm just being stupid, but is the price of manufactured goods getting to the point where it just encourages wasteful use of resources? Then we baulk at the cost of something hand-made with care by someone needing to make a real wage?Jun 19, 2012 at 9:55 am #1888289
Harald HopeMember
@hhopeLocale: East Bay
Richard, thank you for stating reality. I refuse to buy anything from Walmart, period, they are destroying the fabric of the United States economy, not to mention being a major contributor to outsourcing and waste in the never ending quest to cut costs and price at the expense of everything else. I always feel pained when I see bpl talk about buying x or y at walmart as if there were no costs attached to these prices. In particular the notion of buying garbage so you can just throw it away seems particularly perverse and decadent, but it's a sign of our times, sad to say. This is why I really like the entire cottage gear maker thing, it's a total refusal to play a this cut costs and price game, and it's why I try to support them always when buying things if I can.Jun 19, 2012 at 12:09 pm #1888314
Mike OxfordBPL Member
@moxfordLocale: Silicon Valley, CA
Even if it is "only a dollar" you're getting lost in the "1" aspect.
1 USD is 100 cents, which is relatively strong compared to many currencies (eg, 1 USD is ~6.5 Chinese yuan).
The average income in China is 10,220, according to Forbes [1], which works out to around 5.00 USD/hour. In many African countries we can see wages as low as ~100 (or less) per YEAR. What you discount as "one dollar" is relatively strong in the world economy, and couple that with the effects of mass production and machine efficiencies, prices plummet … just as we saw prices drop when the Model Ts rolled off Ford's assembly line.
Would it feel better to say "that knife cost me 109.42 ALL" [2] instead of 1 USD? Or "Sheesh! That knife was EXPENSIVE! I paid 600 RWF for that thing!" [3]
I'm just messing with you; I wouldn't buy one simply because I value quality over quantity and believe gear should be taken care of. However, that is not shared by billions of people in the world who just need a tool to get a job done … whether a Kershaw vs Walmart special, or a Craftsman screwdriver vs a cheap stamped Chinese version.
1. http://www.forbes.com/sites/moneybuilder/2010/06/24/one-big-difference-between-chinese-and-american-households-debt/
2. http://www.xe.com/ucc/convert/?Amount=1&From=USD&To=ALLJun 19, 2012 at 12:13 pm #1888318
John AlmondMember
@flriderLocale: The Southeast
I've been carrying one of these as my EDC knife for about a year now. The price is right; the craftsmanship is…passable. As long as you don't expect it to be a true bushcraft knife, it works just fine. Cutting line, opening boxes, spreading peanut butter, making feather sticks, things like that are just fine. Try to baton wood or skin an animal with it and you'll quickly wind up with an ER trip.
The only issue I had with it is that the lockback device on it started to give about ten months after I bought it. Which is better than I'd expected, considering the price. My scale claims that it weighs just about 1 ounce.
Anyway, the price is right for those of us who make less than 30k a year…Jun 19, 2012 at 12:43 pm #1888326
Jen ChurchwardMember
I also refuse to buy anything at Walmart. I find their business practices harmful and the way they treat their employees (particularly women) shameful. This is a personal choice, but I also encourage others to think for a moment about what they are buying and the reason for it. I would rather save up and buy one good quality item that has a good warranty then 10 inferior ones that I will throw away when they break. IMO Walmart is just a massive enabler of the throwaway society we have become.Jun 19, 2012 at 3:27 pm #1888374
Chris ArnoldMember
@christopheractualLocale: Oregon, USA
No offense but cheap crap is never a good deal. I understand being frugal but IMO a good knife should be part of everyones emergency equipment. Do yourselves a favor and drop 20 bucks on a swiss army knife. One that says "Victorinox" or "Wenger" on it. If that's too rich for you, 8-10 bucks will get you an Opinel.
I'm curious to know what "sharp" is to the average user. I have yet to encounter someone with a sharp knife. Even among "knife people." YMMVNov 30, 2013 at 11:39 am #2049358
Mobile CalculatorSpectator
…Nov 30, 2013 at 3:22 pm #2049404
Valerie EBPL Member
@wildtownerLocale: Grand Canyon State
I know it's very fashionable to blame Walmart for all the ills of the retail industry (conveniently overlooking all the other Big-box stores' part in our wasteful culture!), but we need to be more honest with ourselves in order to have any hope of changing things… I realize how subversive this is, but we need to face facts, and stop blaming one "boogieman" for everything.
For example, how about Amazon? I've NEVER seen a negative remark about them on BPL…
Read, "The Amazon Effect" in The Nation: http://www.thenation.com/article/168125/amazon-effect#. Amazon has driven (and continues to drive) whole retail sectors out of business.
A few highlights:
"The bookstore wars are over. Independents are battered, Borders is dead, Barnes & Noble weakened but still standing and Amazon triumphant."
"As Wired put it, when you buy the Kindle Fire, "you're not buying a gadget—you're filing citizen papers for the digital duchy of Amazonia." For his part, Daniel Ellsberg of Pentagon Papers fame recently renounced his "citizenship," pulling the plug on his Amazon Prime membership and calling for a boycott of Amazon after he discovered that the company had buckled under pressure from Washington and scrubbed WikiLeaks from its Web servers. Not unlike small independent bookstores, bricks-and-mortar retailers such as Walmart, Home Depot and Best Buy are feeling the ground give way beneath them. Target is fighting back, declaring that it will no longer sell Kindles, clearly dismayed by Amazon's brazen promotion of a price-checking app as a means of competing with many of the goods that Target sells."
"Amazon is now an online Walmart, and while 50 percent of its revenues are derived from music, TV shows, movies and, yes, books, another 50 percent comes from a diverse array of products and services."
"Last fall, the Morning Call investigated their plight in one of Amazon's main fulfillment warehouses in Allentown, Pennsylvania. It found that some employees risked stroke and heat exhaustion while running themselves ragged trying to fulfill quotas that resemble the onerous conditions so indelibly satirized by Charlie Chaplin in Modern Times. Ambulances were routinely stationed in the facility's giant parking lot to rush stricken workers to nearby hospitals."
Sure, ragging on Walmart is easy and makes people feel like they're doing something great, but maybe we need to think more deeply…
(Edited to add one more quote)Nov 30, 2013 at 3:34 pm #2049410
John S.BPL Member
Walmart rules.Nov 30, 2013 at 3:38 pm #2049412
eric chanBPL Member
thats the way the intrawebs is … a bit selective in their criticisms … walmart is a "bad company" … amazon is a "good" one …
Amazon workers could face an increased risk of "mental and physical illness", experts have claimed after seeing undercover recordings of working conditions.
Night shifts at the retail giant's warehouse can involve up to 11 miles of walking as staff are expected to collect orders every 33 seconds, it was alleged as the company prepare to take on 15,000 extra staff for Christmas.
Professor Michael Marmot, one of Britain's leading experts on stress at work, was shown the secret films made for the BBC's Panorama programme and said that the shifts combined "all the bad stuff at once".
Professor Marmot said: "The characteristics of this type of job, the evidence shows increased risk of mental illness and physical illness
His job involved fetching orders from the 800,000 square foot storage room, guided by a handset with allowed him a set number of seconds to collect each item and counted down – bleeping if he made a mistake.
The scanner also tracked the worker's picking rate and informed bosses of his performance, leaving them open to disciplinary action.
The scanner tracked Mr Littler's picking rate and sent his performance to managers. If it was too low, he was told he could face disciplinary action.
Mr Littler, whose night shift rate rose from the daily rate of £6.50 per hour to £8.25 per hour, said that ten-and-a-half hour shift left him "shattered" with aching feet..
i think if we go off about wallymart, we should boycott amazon as well
;)Nov 30, 2013 at 3:39 pm #2049413
michael leviMember
@m-lLocale: W-Never Eat Soggy (W)affles
I've used one and the hinges are loose and looks like it's ready to rattle apart.Nov 30, 2013 at 5:22 pm #2049444
Mobile CalculatorSpectator
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There's the Rub: Football abrasions can lead to nasty infections
By Nathan Seppa, 15:51 PM April 15, 2008
The scrapes and cuts endured by football players on U.S. professional teams can develop into drug-resistant bacterial infections that may spread to teammates in the locker room or to opponents on the field, a new study shows. Athletes who play most of their games on artificial turf might be more prone to infection than those who play mainly on grass fields because they experience more skin abrasions similar to rug burns. Researchers now report that serious infections may arise from such abra...
Source URL: https://www.sciencenews.org/article/theres-rub-football-abrasions-can-lead-nasty-infections


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Find the perfect floor plan
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McKinney Uptown Apartment Homes is the place to live for a complete urban balance of convenience, luxury and a tight-knit community. With a Walk Score of 96 out of 100, we're located just one block from West Village. Nearby you'll enjoy a multitude of shops, eateries and entertainment within minutes from your front door. Catch the McKinney Avenue Trolley and travel to any of the popular venues along this famous avenue corridor. Back at our ten-floor high-rise community, choose from 23 unique floorplans with home amenities designed for your Uptown lifestyle. Find your urban balance at McKinney Uptown Apartment Homes!


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Kirklees Way
118 km / 73 miles
The Kirklees Way provides a challenging 73-mile route that circles the district, taking in the best of the landscape, scenery, history and unusual features including the Upper Colne Valley and mixes the exposed moorland tops with the industrial towns in the valleys crossing the Spen Valley to Oakwell Hall, Dewsbury, Clayton West and the Holme Valley to Marsden.
Path Type
Paths Marked on OS mapping
Blue discs with name in yellow
Challenging; Moorland; Industrial History
Open Date
Web Sites
Publications, Badges and Certificates:
Walk the Kirklees Way (Kirklees Metropolitan Council)
Stroller's Guide to Walks along the Kirklees Way (Holmfirth Tourist Information Centre - 1991)
Kirklees Way (Huddersfield Examiner)
You can use the interactive controls to zoom in and out and to move around the map, or click on a path or a marker for more info.(interactive map help)
Contains Ordnance Survey data © Crown copyright and database right 2016.
© OpenStreetMap contributors under Open Database Licence.
Rights of way data from selected Local Authorities.
Large scale digital mapping is provided by John Thorn.
At high zoom levels the route is indicative only.
© OpenStreetMap contributors under Open Database Licence.
Rights of way data from selected Local Authorities.
Large scale digital mapping is provided by John Thorn.
At high zoom levels the route is indicative only.
Purchase Ordnance Survey Maps (path is named on OS maps):
Accommodation within 5 Km of this Path:
From Path
Along Path
BEST WESTERN Bradford Guide Post Hotel (bookable online)
2 Km
2 Km
The Grange (bookable online)
3 Km
43 Km
Walkers are Welcome
< 1 Km
43 Km
Walkers are Welcome
3 Km
68 Km
Walkers are Welcome
< 1 Km
78 Km
Walkers are Welcome
1 Km
89 Km
Cherry Tree Cottages (bookable online)
4 Km
92 Km
Connected Paths:
National Trails (England & Wales)
Paths Marked on OS mapping
Other Paths
Bradford Ring; Brighouse Boundary Walk; Clough Walk; Denby and Cumberworth Circular Trail; Denby Dale Round Walk; Denby Way; Emley Boundary Walk; Great English Walk; Oxley Trail; Paulinus Way; Peak District Boundary Walk; Penistone Line Trail; Pipeline Route; Skelmanthorpe Circular Trail; Stanza Stones Trail; Three Ridings on Foot; Tops of the North (Carlisle and Cheviot to Cat and Fiddle); Tops of the North (Three Shire Heads to Carlisle); Wakefield Way; Wild Yorkshire Way Wessenden Moor Alternative; Yorkshire Water Way
Click to show 18 more Other Paths
Click to show 18 more Other Paths
GPS Exchange Format Route File
MemoryMap Route file
Tracklogs Route file


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Download PC games new latest full
|PuzzleMystery Case Files: Prime Suspects Read reviews, rate games, download free trials/versions.
Mystery Case Files: Prime Suspects
Reviewed by Yuri Storchak
Genre and what to do:Puzzle game. The Queen's Diamond was stolen. Your task is to find the thief. Find all the clues. Some of them are hidden within nice illustrations. You must always be on the watch. There are twenty suspects. Find out who is innocent and who doesn't have a good alibi. You have thirty new locations to search. The success of the mission is in your hands.
Style and atmosphere inside the game:The graphics is good. Watch nice pictures with good colors. The sound effects fit the atmosphere of the game. The gameplay is rather easy. There is a replay value in it. Go through a great amount of levels and locations; fulfill a lot of interesting tasks.
player'S REVIEW
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text: Jessica Marquez, "Stitched Gifts: 25 Sweet and Simple Embroidery Projects for Every Occasion" ISBN: 1452107262 | 2012 | PDF | 160 pages | 53 MB From Jessica Marquez, founder of the popular blog and shop Miniature Rhino, Stitched Gifts offers irresistible embroidery projects for every occasion-weddings, holidays, baby showers, anniversaries, or just because. Each project is rendered in Marquez's signature natural, modern style and can be easily personalized using the templates within for truly meaningful keepsakes. Featuring an illustrated stitch dictionary, striking photographs, perforated template sheets, traceable alphabets, plus a section on creative finishing techniques such as staining hoops, framing, and more, this distinctly beautiful craft book has something for embroiderers of all skill levels. Buy Premium From My Links To Get Resumable Support,Max Speed & Support Me Code: Download ( NitroFlare ) http://nitroflare.com/view/B5656A4DA8E91FC/tsi7j.Stitched.Gifts.25.Sweet.and.Simple.Embroidery.Projects.for.Every.Occasion.rar


text: Pregabalin's PBS listing welcomed 1 March, 2013 Antonio Bradley 0 comments Read Later Latest NewsRACGP council never voted on budget pact7 key points from the new guidance on psoriasis in pregnancyFacebook post lands GP in hot waterHow harmful are healthcare hackers?GP who prescribed to doctor-shoppers escapes suspension Pregabalin (Lyrica) is now PBS listed, making it Australia's first drug to be subsidised specifically for chronic neuropathic pain. Federal Health Minister Tanya Plibersek has said 270,000 Australians stand to benefit from the listing, which is forecast to cost $447 million over the next five years. Dr Stephen Leow (pictured), chair of the RACGP's special interest group for pain management, welcomed the PBS listing, saying pregabalin had previously been prohibitively expensive for many patients. "I know that a lot of patients underdose themselves because they cannot afford the full dose," he said. The drug had previously cost patients between $80-300 per month, depending on dose, he said, adding: "It can be the difference between being at home unable to do anything because of pain and actually going back to work." Dr Leow recommended vigilance for sedative effects, and careful titration of the dose. In an unusual move, pregabalin's PBS listing will be subject to a early review by the Pharmaceutical Benefits Advisory Committee's Drug Utilisation Sub-Committee after only one year. This has been scheduled due to concern from the PBAC that the predicted costs are underestimates, according to summary documents of a PBAC meeting in March last year. The committee fears there is "huge" potential for the drug to be used outside its recommend indications, such as for fibromyalgia. In the meantime, there is a confidential "risk-share agreement" in place between Pfizer and the Federal Government, designed to "mitigate the risk of pregabalin being prescribed at higher doses than expected, as well as the risk of a higher number of patients than anticipated", the summary documents say. Axiron, a novel testosterone treatment that is administered via an underarm roll-on applicator, is also PBS listed from Friday. Dr Leow has previously received advisory fees from Pfizer, the manufacturer of Lyrica. Pregabalin (Lyrica) is now PBS listed, making it Australia's first drug to be subsidised specifically for chronic neuropathic pain. Federal Health Minister Tanya Plibersek has said... Sign up to gain full access to this article! The content on this site is only available to health practitioners registered to practice in Australia. To continue reading please login or sign up for access. Haven't signed up yet?Sign up now! Australian Doctor is FREE Breaking news for GPs Informative and relevant Sign up free Why not subscribe to our newsletter? Breaking news A daily must-read for GPs Delivered to your inbox Your details are safe and won't be shared to any third party companies. The article you've just viewed can count towards earning you CPD points. For CPD points CLICK HERE There is an issue with loading the CPD module. Please contact customer service here collapse Join The Conversation There are 0 about this story View Comments (0)


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Three healthy habits for health savings accounts
These simple strategies can benefit almost everyone who has a health savings account.
- Fidelity Viewpoints
- – 02/17/2017
More and more employers are offering HSA-eligible health plans to their employees. These plans are also known as high deductible health plans (HDHPs) and are paired with health savings accounts (HSAs). If your company offers this option and you are not taking advantage of it, you may be missing an opportunity, as they can play a valuable role in your financial wellness.
In the past, you may have heard that HSAs were a convenient way to pay for out-of-pocket costs, such as doctor visits or prescriptions at your local pharmacy. But did you know that HSAs can be used in a variety of ways to help manage other current qualified medical expenses—as well as to pay for future qualified medical expenses, such as those in retirement?
HSAs: the basics
HSAs are individual accounts offered by employers in conjunction with an HSA eligible health plan to cover qualified medical expenses. If you put money in an HSA and use that money to pay for a doctor's visit or another qualified medical expense any time now or in the future, you never pay federal taxes on the money. And although state taxation may vary, most states follow the federal tax law.
What's more, unlike some health flexible spending accounts (FSAs), HSAs are not subject to the "use-it-or-lose-it" rule. Funds remain in your account from year to year, and any unused funds may be used to pay for future qualified medical expenses.
The IRS maximum annual contribution limit for HSAs in 2017 is $3,400 for those individuals electing single coverage and $6,750 for those electing family coverage under an HDHP. Individuals age 55 and older in the calendar year may contribute an additional $1,000. This applies to both single and family coverage. Family coverage includes self+1 coverage, if offered by the employer.
You can use your HSA to pay for some or all of your qualified medical expenses each year and let the rest of the money in your HSA potentially grow for use in the future, including in retirement. Or, if you have the cash to pay your medical costs out of pocket, you can let your entire HSA grow tax free for future qualified medical expenses.
For more information on how the Internal Revenue Service defines "qualified medical expenses," read IRS Publication 502: Medical and Dental Expenses and IRS Publication 969: Health Savings Accounts and Other Tax-Favored Health Plans.
Three healthy HSA habits
Consider these three "healthy habits" that can help you get the most value from your HSA, both now and in the future.
1. Cover anticipated out-of-pocket health care costs.
Each fall, during annual enrollment, you have the opportunity to make health care choices that serve the needs of you and your family for the coming year. You may be wary of enrolling in an HDHP because you are concerned about potential out-of-pocket costs. You may worry, "What happens if I get really sick or have a catastrophic accident? Where will I get the money to pay the higher deductible?"
These are valid considerations. To start with, you should factor in the deductible and any out-of-pocket costs. But what you may not realize is that you may be paying more than $2,000 every year in premiums for a "lower-deductible" plan (such as a traditional preferred provider organization [PPO] plan)—whether you need services under the plan or not.
A "worst-case scenario" typically is going to occur only for a small number of people, and HDHPs generally provide generous coverage above the higher deductible, including an out-of-pocket maximum for protection. What's more, most preventive care and screenings are now required by law for most employer-sponsored health plans.
Generally, those who choose a traditional health plan option may be paying higher premiums, while those who elect an HDHP generally pay a lower premium for health coverage and can direct those premium savings to their HSA to help cover any "worst-case" expenses.
Consider contributing enough into your HSA so that you have enough cash on hand to cover anticipated or unanticipated out-of-pocket qualified medical expenses for the year. If you don't have much information or much time, think about a conservative approach such as estimating cash needs equal to the in-network deductible for your plan. This approach can help you better prepare for an unexpected trip to the emergency room or an unforeseen health issue in the coming year.
Also, while you cannot be enrolled in an HDHP and a general purpose FSA, more employers are offering HDHPs with the option to enroll in an HSA-eligible FSA, meaning you could set aside up to $2,500 in a post-deductible or limited purpose1 FSA for this year's qualified medical expenses and additional money in your HSA. However, the amount you set aside in your FSA may still face use-it-or-lose-it rules.
2. Take advantage of available employer contributions.
If your company supports your efforts to save, with an employer contribution to your HSA, you're in good company. In 2015, 32% of all HSA dollars contributed to an HSA account came from an employer. The average employer contribution was $854.2
Combined with your own contributions, the savings of accumulated contributions can go a long way to meeting any anticipated qualified medical expenses. While employers may have different rules and timing for their contributions, a common approach is for employers to deposit their full annual contribution into your account as soon as your enroll in the HSA-eligible health plan and open your HSA.
3. Save and invest for future qualified medical expenses.
Most financial professionals suggest that individuals can benefit from tax-advantaged vehicles such as workplace savings plans and HSAs. While individual tax situations will vary, the triple tax advantages3 offered by HSAs merit a closer look. Generally, an HDHP with an HSA enables you to set aside pretax dollars through payroll deductions. An HSA can also be funded with after-tax dollars, which the individual take as a tax deduction on his or her personal taxes. These contributions can accumulate tax free and can be withdrawn tax free to pay for current and future qualified medical expenses, including those in retirement.4 An HSA balance can remain in your account from year to year, and you can take it with you can move it to a current employers HSA
For example, let's say you have family coverage in an HSA-eligible health plan. You save $3,000 in your HSA for future use and you plan to spend $2,000 on eligible out-of-pocket health care expenses this year (e.g., co-pays, prescription drugs) without dipping into your HSA . If you want to consider a strategy that can provide additional tax advantages,5 increase your pretax HSA contributions to $5,000. Then spend $2,000 tax-free dollars directly from your HSA on your out-of-pocket expenses . You could use this tax savings (potentially $500 in this example that would have otherwise been withheld from your paycheck) to save more for retirement.
For many Americans, health care is likely to be among their largest expenses in retirement. A 65-year-old couple retiring 2016 is estimated to need $260,000 to cover medical expenses throughout their retirement.6 Fortunately, employees who have access to an HDHP through their employer may have the option of saving and investing in an HSA. Just as investing for retirement is a priority for most Americans, investing in a tax-advantaged HSA to help pay for current or future qualified medical expenses is becoming just as important.
Consider contributing the maximum that you can afford to your HSA, up to your maximum annual contribution limit. You might want to consider investing the portion of the HSA that you are saving for the future in an asset mix in line with your longer-term savings goals.
HSAs offer a number of benefits both for short-term spending and for saving for longer-term qualified medical expenses, including those in retirement. The three healthy habits outlined here can help you better understand how to take advantage of this growing health care savings opportunity.
Learn more
- Read Viewpoints: "How to talk to your doctor—and save money"
- Read Viewpoints: "How to plan for rising health care costs"
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917


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- Made in USA. Bought brand new and shipped from USA in February 2015. Used for a few months. Stainless steel exterior. Check www.norwalkjuicers.com for a complete set of accessories that comes with the Norwalk 280 Juicer. Still under 10 years warranty.
Juicer Norwalk 280 With Accesssories
- Date Posted
- 11 September 2016
- Location
- Braddon, ACT 2612
Contact phone number
Call Alex on 0423 730 371
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3 items from 2011
9 September 2011 4:04 PM, PDT | The Backlot | See recent The Backlot news »
Here's last week's caption pic winner. This week's caption pic is at the bottom of the page.
Thanks to everyone for participating! The winner is ...
""Barbie, wait! Come back! It's not how it looks."
Thanks to Miz Liz for this week's winning caption.
Weekend Birthdays! (Note: Birthday shoutouts are for out entertainers, allies, or for any celeb that seems to have a following on Ae). Tyler Hoechlin (above) turns 24, Ryan Phillippe is 37, Michelle Williams is 31, Eric Stonestreet is 40, Colin Firth and Hugh Grant are both 51, and Bananarama and Shakespeare's Sister singer Siobhan Fahey is 53. Okay, time to name your top five Bananarama or S.S. songs! Here are mine: 5. "I Can't Help It" 4. "I Heard A Rumour" 3. "Stay" 2. "Venus" 1. "Cruel Summer"
Just a note that Sunday is September 11th, and we'll have a post that day to commemorate the occasion, in which you can share your thoughts about the the »
- snicks
11 August 2011 6:00 AM, PDT | Look to the Stars | See recent Look to the Stars news »
More than 285 guests climbed into the driver's seat and shifted into high gear with Patrick Warburton at the American Cancer Society's Bugatti Ball on August 6, 2011 at Mullin Automotive Museum in Oxnard.
A Santa Rosa resident, Warburton, of "Rules of Engagement" and "Seinfeld" fame, emceed the event. Curator Andrew Reilly led private museum tours prior to the formal dinner by celebrity caterer The Kitchen For Exploring Foods. The evening included live entertainment by Round Trip and vocalist Marcella Detroit and an engine-revving auction. Guests also enjoyed hors d'oeuvres, cocktails and a silent auction.
Read more »
6 March 2011 8:56 AM, PST | The Guardian - TV News | See recent The Guardian - TV News news »
Wembley Arena, London
If you've ever wondered what The X Factor would be like if you removed the judges and just focused on the musical acts, then wonder no more. This two-hour long showcase of the top nine finalists from last year's series starts like every episode; the opening titles are shown on the big screens and Carl Orff's O Fortuna whips the crowd of excitable pre-teens and middle-aged mums into a frenzy. You half expect Dermot to walk on and do a piece to camera.
It makes for a stilted and constantly interrupted live experience. Still, no one seems to mind as 17-year-old opener Cher Lloyd bounces around the stage dressed like a mini version of her mentor Cheryl Cole. She's one of the few acts tonight with star quality, and a stripped-down version of Shakespeare's Sister's Stay is genuinely touching. Other highlights include runner-up Rebecca Ferguson's sophisticated dance diva transformation, »
- Michael Cragg
3 items from 2011
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Fitneff is dedicated to providing innovative products and solutions that help busy people make their productive time more active. Fitneff offers a full suite of walking desks, sit-stand desks and active accessories that allow you to incorporate movement into your day at work, at home, and at school. Email: email@example.com Direct: 1-416-727-4328 @hlielmanis
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Spring if finally upon us! With the opening of the windows and doors, along with sunshine and fresh air, we are greeted with so many new opportunities to get active that don't seem so apparent during the winter months. Getting outdoors takes much less preparation and effort. Being outdoors is pleasant and easy (at least for those of us who prefer warmer weather). The benefits of being active in spring go beyond just feeling good and being healthy, and might not be what you expect. Let's take a look.
I had the honour of speaking with Olive Myhre the day after her 105th birthday. Olive has lived through events that most of us only read about in history books, including two World Wars, the introduction of the automobile, the invention of the computer, and man's first steps on the moon. I was able to learn about her life and her perspective on health and happiness. Here is our interview.


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SEEING STARS: This will be Joe Nieuwendyk's first trading deadline as the Dallas Stars' general manager and his weightiest decision will revolve around goaltender Marty Turco, who is on an expiring contract and probably won't be re-signed by the Stars. If the Stars opt to go younger in goal, two possible options are the Montreal Canadiens' Jaroslav Halak or the Thrashers' Kari Lehtonen. But what if Dallas decides to go back to its future and re-sign Dan Ellis, who likely will be the odd man out in Nashville. Ellis is an unrestricted free agent. In 2007, the Stars let Ellis - a player they chose 60th overall in the 2000 entry draft - walk away for nothing. This would be a way of remedying that miscue - and his acquisition cost would be considerably less than what either Montreal or Atlanta would ask for their young back-ups.
THIS AND THAT: The Bruins' Patrice Bergeron returned to the line-up after missing time with a broken thumb and scored in his first game back Thursday, good news for Canada's men's Olympic hockey team. The Senators' Milan Michalek, out since early January with a concussion, scored in his return to the line-up, good news for the Czech Republic's Olympic team … And Todd Bertuzzi who, once upon a time played for Canada's 2006 Olympic team, is up to 14 goals for the Detroit Red Wings and looks as if he'll be rewarded with a contract extension …The situation in the big Pittsburgh-Washington shootout the other night: Caps are leading by a goal early in the third and are awarded a power play. With Mike Green missing because of an undisclosed injury, coach Bruce Boudreau sends out five forwards - Mike Knuble, Tomas Fleischman and Nicklas Backstrom up front; Alex Ovechkin and Brendan Morrison on the point. The Caps scored almost immediately - and this with Alex Semin and Brooks Laich, who usually sets up in front of the goal with the man advantage, on the bench. Jose Theodore v. Brent Johnson probably wasn't the goaltending match-up that you'll see if these teams meet in the playoffs, but it sure made for a fun game.
AND FINALLY: On the same day the Montreal Canadiens fired Georges Laraque, the NHL players association announced a charity initiative to support the people of earthquake ravaged Haiti with a donation of $100,000. The PA is working with World Vision Canada and Laraque, who was born in Montreal, but traces his roots to Haiti, to help rebuild the shattered Caribbean island. Beyond its initial donation, the NHLPA is also running an online memorabilia auction - beginning next Monday - through its website, www.nhlpa.com , featuring Winter Classic jerseys worn over the past two years by Pavel Datsyuk, Patrice Bergeron, Chris Pronger and Brent Seabrook. Other items will include autographed Sidney Crosby and Alex Ovechkin jerseys, autographed game-used sticks from Scott Gomez and Andrei Markov, as well as numerous framed autographed photos of NHL players. In a statement, Laraque, whose family in Haiti has been directly impacted by this earthquake, noted: "I'm extremely proud that the hockey community, including NHL players and fans, are uniting through Hockey for Haiti to make significant contributions toward this cause. Please open up your heart to these people. This is our chance to do something big to help a nation rebuild itself."Report Typo/Error
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Michele Fahey
Michele Ann (Vogel) Fahey was born in Edison, New Jersey. Moved to San Diego, CA in 1983. Attended High School in the community of Mira Mesa, studying acting and journalism. Moved alone to Las Vegas, NV April 2003. Returned to CA, Los Angeles, January 2007. From May 2007 until October 2008 Michele worked at the Universal Studios Hollywood theme ... See full bio »


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Sarila Hotel Sukoharjo offers an airport shuttle for IDR 165000 per vehicle roundtrip. For a bite to eat, guests can check out Flamboyan, which serves international cuisine and is open for breakfast, lunch, and dinner. Rooms offer LED TVs, room service, and premium bedding.