text: InsightIn partnership with Copying and distributing are prohibited without the permission of the publisher. If you wish to distribute this content please contact Christopher Hunt (firstname.lastname@example.com) for a quote. Subscribe today: Order Euromoney by contacting us on +44 (0)20 7779 8999 (UK) or +1 212 224 3570. Hangover from banks' use of short-term funding refuses to go away By: Published on: October, 2013 As the global economy recovers, banks' dependence on short-term wholesale funding, and repo in particular, could rise to levels that pose a danger to the financial system, especially if asset bubbles begin to build again. Print Order Share Share on facebook Share on twitter Share on linkedin Share on googleplus The US Federal Reserve recently drew attention to the issue, urging policymakers to ensure reducing the risks posed by short-term funding was their highest priority. Deposits are the most stable form of bank funding, but with banks ratios of deposits to assets in long-term decline, theyve turned to wholesale sources such as interbank, repo, swaps and commercial paper for short-term funding. That decline in deposits is being exacerbated by an extended period of low interest rates, the result of monetary-easing policies around the world. Reliance on short-term funding is not as great as it was before the financial crisis, but with pressures regulatory and market to use more secured funding and the interbank lending market frozen, repo is once again becoming a key source of short-term funding. The European repo market in particular has rebounded, growing by almost 9% in the first eight months of the year to 6.1 trillion as banks switch from the ECB to the wholesale market for funding, according to International Capital Market Association figures. Significantly, the proportion of short-dated repos rose from 50.5% to more than 57%. According to Federal Reserve data, the US repo market has fallen by around a third since its peak in early 2008 but is still a $4.6 trillion-a-day market even as US banks have reduced their reliance on secured and unsecured lending, filling the gap with deposits and equity. The fear is that banks might still be vulnerable to swings in market funding of the type that saw wholesale funding liquidity evaporate in September 2008. Analysts famously said at the time that a growing number of banks were suffering the wholesale version of a bank run. Wholesale funding is also implicated in the transmission of the financial crisis to the rest of the world via wholesale-dependent banks. This not only shut off the lending tap, but these banks suffered bigger losses than less-exposed lenders. Prudential authorities in the US and Europe have been examining ways of regulating repurchase contracts since the financial crisis, in which many, including the Fed, say a run on repo acted as an accelerant. They are particularly keen to reduce the pro-cyclicality of repo markets by limiting the build-up of excessive leverage in the financial system resulting from rehypothecation, in which collateral posted is re-used multiple times for other trades, creating collateral chains. These chains increase the interconnectedness among financial institutions using repos. If collateral posted against default has been rehypothecated, it be could be tricky to recover, or even lost, if one of the firms in the chain goes bankrupt. The USs Financial Stability Board (FSB) believes minimum haircuts, regulation of cash collateral reinvestment, requirements on rehypothecation and the introduction of central counterparties are the answer. The European Commission is weighing proposals to ban rehypothecation without the express consent of an assets owner. In Europe, one crucial issue is that were actually seeing more sovereign banking system tie-up in places like Spain and in Italy in particular, says Chris Clark, strategist at Icap. Its caused quite a considerable wobble in markets just recently. The Italian banking system is very much reliant on Italian government bonds to raise funds, but most international cash lenders are reluctant to lend to an Italian bank using Italian collateral, and those that do will do so only at a price. He adds: Margins charged by central counterparties on Italian repo trades are now at a level where you have a somewhat bifurcated market where most banks will try to avoid putting any Italian repo trades through central clearers and go bilateral. So theres a dual market with a significant premium for bilateral trades. Clark says potential risks were highlighted by an incident earlier this year where LCH.Clearnet, the main clearer for international funders of Italian banks, unsettled many members by warning that, in the event of a default on an Italian repo, it would not cover members losses in full, as is usual, but instead move to a system of cash settlement where a lender would receive only what collateral could be disposed of. At the time, this caused quite a lot of worry within the market and we saw fairly significant moves in the Italian repo spreads to other core eurozone repo markets, he says. The market and regulators agree on the important role secured funding fulfils. Hence the substantial financial set-piece regulation, including Basel III, EMIR and Dodd-Frank, which seek to reinforce and extend the use of collateralization as a way to hedge credit and liquidity risks. However, there is also an ambivalence about moves to try to make it safer as they will likely make it more expensive to use collateral. Page 1 of 2 Single Page Next Add Your Comment All fields are compulsory All comments are subject to editorial review as we are subject to the same regulations adhered to in publishing our own content. For this reason, your comment may not be live immediately, or may not be published. Your name: Your email: (will not appear) Publish your name? Comments: I have read and agree to the Terms and Conditions


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It only takes a minute to get started. Fill out our simple sign up form and login to the site.
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subset: commoncrawl


text:
Kinda new here. In fact just joined so just wanting to introduce myself. Name is Matthew and SamuraiHex is my gaming name which is turning more into a second name, haha. Other than that I'm 18 (turning 19 in 11 days yikes!) and under the autistic spectrum. So if I sound weird, it's cause I am. 8)
Welcome! I hope you enjoy your 'protagonize' experience while creating and expressing (If that makes sense haha).
A belated welcome! I hope you enjoy your experience on Protag. I can assure you that it's a great community with very talented writers. Take time to read other's work just as much as you write your own. :)


text:
Greystone Lodge
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How has this condo rated in the past?
- Shuttle bus service
- Suites
- High-speed internet in room
- Heated pool
- Laundry facilities (self serve)
- Non-smoking hotel
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- Outdoor pool
- Heated pool
- Swimming pool
- Ski-in/Ski-out
- Microwave in room
- Hot tub
- Non-smoking rooms
- Wireless internet connection in room (free)
- Wireless internet connection in public areas
- High-speed internet in room
- Non-smoking hotel
- Free High-Speed Internet
- Refrigerator in room
- Wheelchair accessibility
- Air-Conditioning
- Free parking
- Family rooms
- Suites
- All-Suites Property
- Shuttle bus service
- Laundry facilities (self serve)
- Kids activities or Babysitting
TripAdvisor Reviews Greystone Lodge Whistler
Travel Blogs from Whistler
Up in the air
... for the moment. Monday Slept very well so a leisurely breakfast at 9 or so. Then we set off on a long drive from Portland to Pendelton where Larry and Dorothy live. I was surprised to discover that both of them are in their early 80es. They do not look it. Looking at Larry I could be looking at a picture of my own dad they are so alike! We passed some amazing high waterfalls on the way and ...
... along really well which makes life easy. Currently we are like one big happy family! In the morning we did a small hiking trail called "The Train Rack" which took us by a river/waterfall and ended up where a train derailed 50 years ago. We all went zip lining in the early afternoon. There were 4 lines all of different lengths and speed. Was a lot of fun, we got up to speeds of 60mph! The views were great and ...
Cloud, snow, rain, sun, Whistler
... central stanchions. Once over at Blackcomb we found out that the quad chair was open to go up to 7th Heaven so we hopped on the bus to take us to the chair lift. It was still a long way on this chair lift and as we went higher it definitely grew colder. At the bottom it said it was 10�C and at the Peak 2 Peak station it was 2�C but this was appreciably colder. When we got there we put on our wet weather jackets, beanies and gloves just as the snow started. ...
Reunited in Whistler from Vegas via Vancouver
... bags in order. The eventual checkin was smooth. Mind you, would have been handy if someone had warned me that in the U.S. you have to take your shoes off for the security check - before I tied the double knots in the Merrills. May have saved some embarrassment at the head of the queue. A relaxing wait in the departure lounge and then I was heading north right on time at 7.35. The air hostess was two sentences into her welcome aboard speil and I ...
Skiing with friends & family
... as well as our friends' kids from Vancouver..
Could not complain about ski conditions - had sunny skies for the first 3 days then a fresh dump of snow overnight before more snow on the last day.. so spoilt, particularly for early season.
We have all eaten extremely well and enjoyed the apes ski hot tubs and beverages.. now heading off to LA before some down time in Maui..
Big love to all back home..


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Short Story by: anabiosis
Status: Finished
Genre: Young Adult
There came a time when she stopped and said, in a voice barely louder than a whisper, "I don't know who I am any more."
And he shrugged his shoulders and said, "You're exactly who I want you to be."
Her mother used to tell her stories on rainy nights, when she couldn't go to sleep because the lightning warped the trees' silhouettes into something wicked; there were castles and kingdoms and beautiful princesses, and she would have to strain to hear that soft southern drawl, fighting against the thunder and the pitter-patter of the rain against the window, fogged and distorting the view of outside. Her mother's whispers would pool in her ears, and they were steady and constant and didn't stop until her waxy eyelids would tug over her soft-boiled green eyes.
She met him at a party, and he was gorgeous in everyway that a boy should be. She learned that he too was a transient soul: prone to tattered jeans and flannel shirts, to hard liquor and cigarettes, to shaggy hair and scruffy beards, to everything her mother warned her against. He was her perfect alternative prince charming, a poster-boy for the soul mate she had always dreamed of and that night when they made love, she knew it was love at first sight.
Sometimes when the night was still and quiet, and his breath was tickling the curve of her neck, she eyed the darkness that settled around them like a cloak and listened to the apartment breathe; the carpet was airing out, last night's dinner was congealing on the stovetop, and the digital alarm clock on the desk flashed bright red numbers that cycled by, like a soundtrack on repeat, the same numbers she'd watched a week before, and a week before that.
Her mother sometimes read stories from the Bible, and she never liked these as much as she did the princess stories. They were dark and foreboding, about serpents with sly tongues and trees of knowledge and forbidden fruit. They were concrete, solid, never changing, and they felt oppressive in the night, and in her dreams, she would quiver and cringe at their mercies.
"My name's Jenna," she had told him, rosy-cheeked – shy. And there was a part of him that was nothing but ill-intent, but at the same time, there was a part of him that was charmed, that was gentlemanly, and that part smirked and brushed his fingers suggestively against hers.
"I'm Mark."
Eve always ate the fruit and there was never, ever a happy ending.
© Copyright 2017 anabiosis. All rights reserved.
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text: Meta Battle Subway PokeBase - Pokemon Q&A Login Register All Activity Questions Unanswered Tags Users Ask a Question Rules Chat User Huck3ll Wall Recent activity All questions All answers Answers by Huck3ll 0 votes 2,345 views Where's good place to train before the 3rd gym in Black & White 2? answered Oct 9, 2012 2 votes 276 views Are there some Pokemon whose DW abilities have not yet been revealed? answered Oct 9, 2012 Useful Meta Posts Vote for Sun/Moon moveset questions How to change your username How to add a user avatar Why was my post hidden? The points system Question etiquette Flags vs Downvotes Anime FAQ


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A very special thank you to Scott Rose
(on Facebook as Photography by Scott Rose)
for generously providing us with wonderful pictures
to post here on our website and on our Facebook pages.
Web Accessibility Statement
Dowagiac Union Schools recognizes the importance of ensuring our website is accessible to those with disabilities. We are committed to making our information accessible to visitors with disabilities and are actively working to increase the accessibility and usability of our website and in doing so adhere to many of the available standards and guidelines.
This website endeavors to conform to Web Content Accessibility Guidelines 2.0.
These guidelines explain how to make web content more accessible and the District is working to educate our staff so that the content they may post on their classroom websites will be compliant with the guidelines and be accessible to all visitors.
This site has been built using code compliant with W3C standards for HTML and CSS. The site displays correctly in current browsers and using standards compliant HTML/CSS code means any future browsers will also display it correctly.
DUS strives to adhere to the accepted guidelines and standards for accessibility and usability as comprehensively as possible on this website. We are currently exploring compliance service opportunities that will scan our website and identify non-compliant elements or documents that need to be addressed.
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Some documents on the DUS website are produced in portable document format (PDF). In order to improve viewing these files, please download the latest version of Adobe Reader, which is available for free at the Adobe web site. Alternative accessible formats also are provided, where possible, most commonly through a text or an HTML file.
We are continually seeking solutions that will bring all areas of the site up to the same level of overall web accessibility. In the meantime should you experience any difficulty in accessing the DUS website, please don't hesitate to contact us at email@example.com.


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ED Magedson – Founder
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Columbia House DVD Club5900 Finch Ave. East Scarborough, Ontario Canada
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This report was posted on Ripoff Report on 07/31/2007 11:19 AM and is a permanent record located here: http://www.ripoffreport.com/reports/columbia-house-dvd-club/scarborough-ontario-m1b-5x7/columbia-house-dvd-club-failed-to-deliver-dvd-selections-ordered-instead-sent-ones-they-s-264365. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Over the last few years, a number of folks have lamented that there's no good way to get the server's complete certificate chain from a WinINET HTTP response. That has changed with the release of the new WinINET shipping in Windows 7 / IE8.
INTERNET_OPTION_SERVER_CERT_CHAIN_CONTEXT is a new flag you can pass to InternetQueryOption to grab the server's certificate chain. Microsoft's Jeff Sanders wrote a post with more information and sample code showing how to use this new flag. Thanks, Jeff!


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MP Constable Syllabus 2016 is available here. Applicants can check the recruitment notification and apply before the last date. Applied candidates can check the Madhya Pradesh Police Constable exam syllabus and MP Constable exam Pattern on this page.
MP Constable Syllabus 2016
Madhya Pradesh Professional Examination Board Vyapam Constable Exam syllabus 2016 is provided in this article. Candidates who are searching for the Madhya Pradesh Vyapam Exam Syllabus can reach the right place to download it. Our site govjobsonline.com is giving the complete info regarding the Madhya Pradesh Constable Syllabus and Madhya Pradesh Vyapam Head Constable Exam Pattern. Madhya Pradesh Professional Examination Board has Published a recruitment notification at its officials for various Constable Posts. There are 14283 vacancies. MPPEB was inviting online applications from eligible and interested candidates according to the eligibility criteria mentioned in the Vyapam Constable Recruitment Notification. The last date to submit the online applications will be 17th July 2016. The applied aspirants will be selected based on their performance in the Written Test and Personal Interview.
All the candidates who are going to apply for this Mp Vyapam Constable recruitment have searched the internet for Madhya Pradesh Constable Exam Syllabus and Madhya Pradesh Vyapam Constable Exam Pattern. Our website is the right place for providing the Madhya Pradesh Vyapam Syllabus along with the Madhya Pradesh Constable Exam pattern. Check this page for downloading the Madhya Pradesh Constable Syllabus 2016 in pdf format. Here we are providing the Madhya Pradesh Constable Syllabus 2016 downloading steps for the ease of applicants.
Madhya Pradesh Head Constable Syllabus 2016 – Details
Board Name: Madhya Pradesh Professional Examination Board.
Post Name: Various.
No of vacancies: 14283.
Category: Syllabus.
Official Website: www.vyapam.nic.in
Madhya Pradesh Head Constable Exam Pattern
|Name of the Post
|Total Marks
|Constable Cadre /
Asst Sub-Inspector(Computer)/Head Constable(Computer)
|2 hours
|Head Constable(Computer) /
Asst Sub-Inspector(Computer)
|2 hours
MPPEB Constable Written Exam Pattern
|Subject Name
|General Science & General Knowledge
|40 Marks
|Science & Simple Arithmetic
|30 Marks
|Reasoning & Mental Ability
|30 Marks
MP Vyapam Constable Syllabus 2016 – General Knowledge
- Indian Polity.
- Countries & Capitals.
- Geography – India.
- Awards & Honours.
- Science & Technology.
- Current Affairs.
- Indian Constitution.
- Indian Economy.
- History – India.
- Indian National Movement.
- Current Events – Regional, National & International etc.
MPPEB Asst Sub Inspector Syllabus 2016 – Arithmetic
- Ratio and Time.
- Time and Distance.
- Computation of Whole Numbers.
- Arithmetical Number Series.
- Discount.
- Ratio and Proportion.
- Profit and Loss.
- Interest.
- Number Systems.
- Mensuration.
- Use of Tables and Graphs.
- Time and Work.
- Averages.
- Decimals and Fractions.
- Fundamental arithmetical operations.
- Percentages.
MP Vyapam Constable Syllabus 2016 – Reasoning Ability
- Arithmetical Number Series.
- Relationship Concepts.
- Verbal and Figure Classification.
- Logical Sequence of Words.
- Embedded Figures.
- Alphabet Series.
- Non-Verbal Series.
- Problem Solving.
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- Clocks & Calendars.
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- Analogy.
- Blood Relations.
- Number Series.
- Arithmetical Reasoning
- Puzzle Test etc.
MPPEB Head Constable Syllabus 2016 – Download Steps
- Visit the Official Website.
- Click on the recruitment tab.
- Search the link of Madhya Pradesh Head Constable recruitment.
- Click on it for download.
- Check the Exam Pattern.
- Save it for future reference.
Direct Link for Downloading the MP Vyapam Constable Syllabus 2016
Click on the link provided below for direct download of Madhya Pradesh State Constable Exam Syllabus 2016. Visit this page to get the latest updates of all the Madhya Pradesh Government job notifications, Constable Previous Papers, MPPEB syllabus, Answer Key, and Results.


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For sale by bolaji- VERIFIED SELLER VERIFIED25 Jan 6:21 amLekki, Lagos
Stainless steel case with a black leather strap. Fixed stainless steel bezel. Black dial with black-tone hands and crystal hour markers. Arabic numeral marks the 12 o'clock position. Minute markers around the outer rim. Dial Type: Analog. Luminescent hands. Date display between 4 and 5 o'clock positions. Chronograph 12 hour. Automatic movement. Scratch resistant sapphire crystal.: 40 mm. Case thickness: 9 mm. Round case shape. Band width: 20 mm. Deployment clasp. Functions: chronograph, date, hour, minute, second. Luxury watch style. Versace Madison Men's Watch
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Kain 16Mature
I almost died to hear her call me an.... ass.....
But she wouldn't care. Nobody does.
I closed my eyes once more and made a bird noice to once again see a way out. I walked up to her with my eyes open and lifted her up with her back on my right hand and her legs on the left then walked off to the exit.


text:
Residence Hotel La Giara
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TripAdvisor Reviews Residence Hotel La Giara Lipari
Travel Blogs from Lipari
Sicily and the Aeolian Islands
... the last island i visit. Its only a 10 minute ferry ride. The moment you step off the ferry all you smell is sulphur gas. My visit to Vulcano island is to climb to the top of the volcano. Takes just under an hour, and it is tough going in parts. The views are worth the pain and sweat. The little village is pretty cool, and has a very relaxed atmosphere. By the end of the day you dont notice the sulphur gas smell any more.
Aeolean Islands
... I asked our new friend if he played. He picked it up and serenaded us as our lunch was being delivered. (If I did this right you can click on the photo of the accordian player to watch him play.)
And what a lunch! We had fish ravioli that was very good, but the star of the show was "torta di polpo" (octopus pie). Funny name for a pile of herbed potatoes and capers seeping olive oil and topped with perfectly cooked ...
Waiting to leave for Sicily
So now we are taking the usticha ferry back to milazzo. We had wanted to go to filicudi Island, however, we couldn't seem to get any accomodation there. It's a very small place so everything shuts down fairly early at end of season. We were at the hotel tseosorios for 3 days. It seed to get hotter and hotter. I reckon it's about 37 degrees today. We have two ...
Have been exploring this little island on foot. From where we are staying in San pietro it's a 30 minute walk to the beach for a swim. We discovered the prehistoric village perched up on a small isthmus, dating from prehistoric times. 14th century bc. From this position they could see everything that was coming to get them! 22 round stone hits were uncovered in 1949. ...
Travelling to Panarea
... it is a novelty. There are little fish visible in the shallows as I paddle about. On the sea front there are a few houses and fishing boats. Lots of nets similar to cray nets are everywhere. The taxi driver told us tat on this side of the island they cultivate olives and on the other side, where we came from this morning, it's all grapes for the sweet Malvasia ...


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While clearing out a cupboard yesterday I came across one of the A5 notebooks in which I desperately scribble down anything I think may help. Among various apparently unrelated items - a brief list of German footballing dentists that includes Peter Kunter (Eintracht Frankfurt goalkeeper, 1965-76) and the Fifa referee Markus Merk; the information that Sri Lanka blamed a loss to Pakistan in the Champion's Trophy on the fact that their kit was too tight, and that Egil Olsen started his managerial career at a club named Frigg - was a page empty save for the words "about as likely as Big Sam Allardyce launching his own range of aromatherapy products".
I'm not sure from what year the notebook dated but it is plain from this entry that it was a time when there were still some certainties left in the world of football. Sadly that is no longer the case. The ice has cracked and we are drifting who knows where.
Not, I hasten to add, that the Bolton manager has launched a range of aromatherapy products, or is about to. For one thing, Big Sam is far too committed to extolling the virtues of horsetail and dandelion as a remedy for periodic water retention to get involved with that. But the way things are going something like it will happen soon. David Moyes opening an organic cuticle care salon? Paul Jewell putting his name to a rejuvenating patchouli-scented facial scrub? Frankly, in the current climate I wouldn't rule anything out.
This week, for instance, Five Live calmly revealed that Neil Warnock is a keen proponent of moisturiser. Apparently the Sheffield United boss never leaves the dressing room without first rubbing soothing and possibly pH-balancing unguents into his cheeks to counter the dermatological ravages of that chafing South Yorkshire breeze.
Traditionally Warnock has been portrayed as a northerner so bluff and no-nonsense he makes Howard Wilkinson look like Brian Sewell. But now - having had a Premiership post dangled in front of him this week - we discover that he likes nothing better than to loiter round the Laboratoire Garnier counter in his spare time discussing whether fruit micro oils with added allantoin are truly compatible with his type of dry, delicate skin. What next, Dave Bassett having collagen implants?
Some readers may feel I am being unfair to him. They will say that the former chiropodist is an intelligent and complex man who, since giving up feet for football, has not been properly appreciated. As evidence of the Blades boss's sensitivity they will point to the fact that he is a self-confessed poet.
Fair enough. But poetry and skincare products are two very different things, as anyone who has tried to rub TS Eliot's Love Song of J Alfred Prufrock on a bunion will confirm. Moreover, writing verse has a long and honourable tradition within football. One has only to think (and I do, frequently) of towering Welsh striker John Toshack and his collection of poetry written during his Anfield days published under the self-reviewing title Gosh! It's Tosh!
"The players will be apprehensive," the Wales boss wrote movingly in his epic on the away leg of a European tie, Barcelona, Here We Come, "But Liverpool! We won't play defensive."
Paul Gascoigne and Mark Fish are other proud upholders of football's troubadour tradition, and during his days as Torquay manager David Webb was also given to reciting his rhymes live on television. And then there was Webb's former Chelsea team-mate, the Scottish full-back Eddie McCreadie. The fearsome McCreadie penned five gloomy elliptical poems for his testimonial brochure in the early 1970s. One entitled It Might Be Cold Tomorrow ran to just four harrowing lines, concluding: "I love you today/ It might be cold tomorrow." Surely an even more damning commentary on the fickle nature of fame than the career of Elton Welsby.
Some may feel that Warnock's attempts to ensure a smooth, wrinkle-free future reflect the more continental nature of the modern British game. To suggest that the gradual seepage of emollient creams and citrus-based exfoliates into zones once occupied exclusively by wintergreen and liniment is the fault of Europeans is, however, way off the mark.
A few years ago, when stone-faced Italian coach Fabio Capello made an agreement with his then club Roma to market his own male-grooming products under the brand name Don Fabio, he was questioned on the subject by the excellent James Richardson. Asked about the new range, Capello replied that it included cologne, after-shave and anti-perspirant. "What," the impish Richardson queried, "no moisturiser?" Capello fixed him with a look so steely you could practically see the rivets. "No," he snapped with a force that didn't so much brook no argument, as take it out into the nearest darkened alleyway and beat it insensible with a snooker-ball stuffed sock.
Don't get me wrong. I am not advocating a return to the days when a football man was denounced as a fancy dan just for wearing a set of dentures he'd made for himself out of chicken wire and old mutton bones. I just feel that we must draw a line somewhere. Otherwise the day will soon come when you pick up a colour supplement to be confronted with the headline "Mick McCarthy - Metrosexual". And I don't think anyone wants that.


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MuSiC games MaSs MeDiA PeRsOnAl family my brother my dad My mom Fun card/role play games fun outdoor games
cooking mY iNfLuEncEs Dreams This happened
then this
then this
BIG IDEAS! electronic uses for common materials Art Alternative Electric bassnector avicii Daft Punk Deadmou5 darude
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My Influences
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aaron mansellon 17 January 2013
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Earlier this year, I decided to max out any tax-deferred accounts I am eligible for. This included 401 (k), Sep IRA and ROTH IRA. My goal is to not only have a diversified income portfolio, but to diversify from a tax perspective as well. At the beginning of September, I tweeted about purchasing shares in ten attractively valued companies in my Roth IRA. The Roth IRA has several very appealing features such as tax-free compounding of capital, distributions are never taxed and there are no required minimum contributions.
I allocated $2,000 to the purchase of ten securities in September, and have $3,500 more to invest until the contribution limit of $5,500 for 2013 is exhausted. The brokerage used to execute this transaction was Sharebuilder. I believe that this is the best brokerage to use if you are just starting out your dividend investing journey and have low initial amounts of capital to invest.
It is important to maintain low costs when purchasing dividend paying stocks. As a rule, I try to avoid paying more than 0.50% in commissions on my purchases. With my regular accounts, it is easy to achieve that if I pay less than $5/trade and invest at least $1,000 at a time. With Roth IRA's however, the $5,500 limit makes it difficult to invest in more than 5 – 6 companies/year at such commission rates. Since I have much more ideas than that, and since I wanted to have a diversified allocation each year, I decided to buy a greater number of companies. I signed up for Sharebuilder's automatic investment program, which charges $12/month for 12 automatic monthly stock purchases. These stock purchases are executed on Tuesdays, with the automatic investment program. I also wanted to build the allocation over a period of time, rather than in a lump sum. I am allocating $2,000 in September, $2,000 in October and $1,500 in November. Since the first month of signing up was free, I am essentially going to end up spending $24 to invest $5,500, which is only 0.43%. After that I am going to cancel the service, until I am ready to put the contributions for year 2014 to work.
I purchased shares in the following ten companies in early September: (open link in another window)
Full Disclosure: Long all stocks listed in the article
Relevant Articles:
- Check the Complete Article Archive
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- Six Dividend Paying Stocks I Purchased for my IRA
- Roth IRA's for Dividend Investors
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Wednesday, September 18, 2013
Ten Dividend Paying Stocks I purchased in September
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cincinnati open
Sania Mirza Moves Alone at Top of Doubles Rankings
India's Sania Mirza took sole possession of the WTA doubles number one ranking after teaming up with Barbora Strycova to beat former partner Martina Hingis and Coco Vandeweghe 7-5, 6-4 in Cincinnati final.August 22, 2016, 12:00 pm explore: Sports
Andy Murray Upset, Kerber Denied No. 1 Ranking in Cincinnati
Former US Open champ Marin Cilic snapped Andy Murray's 22 match win streak on Sunday to claim his first ATP Masters 1000 title with a 6-4, 7-5 win at the Cincinnati tournament.August 22, 2016, 8:48 am explore: Sports
Angelique Kerber Moves a Step Closer to World No. 1 Rank
Angelique Kerber moved within two victories of the world number one ranking when she beat Spain's Carla Suarez Navarro in their quarter-final at the Western & Southern Open in Cincinnati on Friday.August 20, 2016, 9:16 am explore: Sports
Roger Federer wins 7th Cincinnati title; Novak Djokovic denied again
It was Federer's first tournament since he lost to Djokovic in the finals at Wimbledon. With the win, he'll be seeded second behind Djokovic at the US Open.August 24, 2015, 8:24 am explore: Sports
Cincinnati Open finals: Djokovic faces Federer; Serena Williams to face Simona Halep
Novak Djokovic had to rally against a lowly qualifier to get another shot at a title he's never won. Next in his way: Roger Federer, who has more Cincinnati trophies than anyone else.August 23, 2015, 8:24 am explore: Sports
Top-ranked Novak Djokovic, Serena Williams reach Cincinnati semi-finals
Djokovic has never won at Cincinnati, the only one of the nine ATP Masters events that has eluded him. He's trying to become the first to win all nine.August 22, 2015, 8:05 am explore: Sports
Novak Djokovic rallies to win at Cincy; Serena Williams wins too
Serena Williams moved on to the quarter-finals as well, losing only two games in her lopsided match. She's the tournament's defending champion.August 21, 2015, 8:28 am explore: Sports
Sania Mirza-Martina Hingis enter Cincinnati Masters' quarters
The top seeds Mirza-Hingis took just an hour and 22 minutes to beat unseeded pair Goerges and Jans-Ignacik 7-6(3), 6-4 in the second round of Cincinnati Masters.August 20, 2015, 1:40 pm explore: Sports
Serena Williams, Novak Djokovic win Cincinnati openers
Williams put a lot of emotion into her opening match at the Western & Southern Open on Wednesday, a 7-5, 6-3 victory over Tsvetana Pironkova that made her the first of the top seeds to advance.August 20, 2015, 8:34 am explore: Sports
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Serena rallied past Wozniacki 2-6, 6-2, 6-4 while Ivanovic upset Sharapova 6-2, 5-7, 7-5 to reach the summit clash.August 17, 2014, 9:15 am explore: India
Roger Federer, Serena Williams advance to Cincinnati semi-finals
Federer beat Murray 6-3, 7-5 to advance to the semi-finals in the Western & Southern Open, a tournament he has won an unprecedented five times.August 16, 2014, 10:48 am explore: India
Live TV
28 May, 2017 | ICC Champions Trophy Warm-up Matches NZ vs IND 189/1038.4 overs 129/326.0 oversIndia beat New Zealand by 45 runs (D/L method)
27 May, 2017 | South Africa in England ENG vs SA 330/650.0 overs 328/550.0 oversEngland beat South Africa by 2 runs
27 May, 2017 | ICC Champions Trophy Warm-up Matches BAN vs PAK 341/950.0 overs 342/849.3 oversPakistan beat Bangladesh by 2 wickets
26 May, 2017 | ICC Champions Trophy Warm-up Matches SL vs AUS 318/750.0 overs 319/849.4 oversAustralia beat Sri Lanka by 2 wickets
24 May, 2017 | South Africa in England ENG vs SA 339/650.0 overs 267/1045.0 oversEngland beat South Africa by 72 runs


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Written on: 18/08/2009 by bogomir (1 review written)
Good value for money. Best thing of this Wharfdale Diamond 9.1 speakers is stereo image and clear crisp sound. Also has some disadvantages. The sound is quite dark and need amplifier with a lighter sound. I have connected this speakers with NAD C 352, but i am not so happy with it. Yes configuration has good crisp sound, but something in overal sound is missing. I dont know, the sound is so "closed", nothing "live" in it. Maybe becouse of amplifier. Is very neutral sounding amp. In my opinion this combination with this amplifier is not so good. Match only in god crisp, clear soun and in amazing stereo image. But overal for average user will this speakers or even combination with newest NAD model good choise. Especially for the money.
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Madison Street Business Report
By John Hubbuch
I walk Madison between Oak Park Avenue and Marion on my semi-regular trips to the YMCA. Billy's at Ridgeland and Madison just closed, but it is not part of my monitoring resposibility. I wish to report on economic developments since many of you probably never get south of Lake Street. The Walgreen's store that was closed has been replaced by a beauty supply store. I guess Crate and Barrel was not interested. The fireplace store is closed for failure to pay its taxes. The little building and pumps of the closed gas station have been torn down, and now there is just a gravel lot. I assume any one wishing to develop the lot will have to deal with gas tanks and spilled oil, so I'm guessing nothing happens here until 2025. Finally, there is excavating equipment and piles of dirt across from the new Walgreen's. I suppose it might just be more parking for the Walgreen's, but I'm hoping something cool goes in there like a bank or a nail salon. We need more of those. Not.
All the other vacant lots are still vacant. The vacant Comcast Building is still there. It is perhaps slightly degraded, and fraying at the edges. In fifty years it will eventually fall down I suspect. And District 97's administration building retains its title as "Ugliest Building in Oak Park".
I feel bad for all the Madison Street merchants. Even in tough economic times money is poured into certain business districts, while others like Madison Street get very little.
Reader Comments
4 Comments - Add Your Comment
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Dan Haley from Wednesday Journal Facebook Verified
Posted: October 31st, 2011 7:40 AM
John's blog does mention the construction across Grove from Walgreen's. Read more carefully before you get out the anonymous flame thrower. And there will be a story in this week's paper about the construction project. Have a Happy Halloween. Dan Haley
I Guess I Expect Too Much from OP
Posted: October 31st, 2011 4:38 AM
Typical of Hubbuch and the WJ -- you completely neglect to mention the new construction happening immediately west of the Walgreens. Will it be a parking lot? A park? A retail establishment? There's work going on there (one of the few places in OP where progress is being made), but no sign of what it might actually be. Oh well, I guess I expect too much from a mediocre blog from a second rate suburban paper.
Q from Oak Park
Posted: October 30th, 2011 5:44 PM
Isn't it, Trucks or Treats for Marion street? Yes, Marion street has all the boy's at city hall thinking up ways to get people willing to walk through a mess and buy something at Poor Phil's, and the nail and salons businesses on Madison street are on their own.
Dave Coulter
Posted: October 30th, 2011 3:49 PM
The area needs a little goose. Let's think outside the box: perhaps the Village can land a Grand Prix race here in 2012? http://www.grandprix.com/f12011/races.html We could run the course all the way down Madison and then do a loop back up Jackson - with those cool turns. Oak Park is very glamorous. I'm sure all the jetsetters would love to visit.
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Security Budgets Face Pressure from Shift to Cloud Computing, Mobility
The shift toward a more mobile workforce and the cloud computing infrastructure to support this new approach to enterprise computing is already under way. However, these two critical trends are also forcing businesses, both large enterprises and smaller firms, to rethink IT security, especially what technologies the IT department should invest in for the future.
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Hotels with Kitchen in Montpellier
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Hannah's Search
The sun was starting to get high in the sky and Hannah still had been unable to find the two missing girls. Her stomach growled as she passed a fruit cart and the smell of freshly squeezed lemons filled her nostrils. She was tempted to take some but knew that she couldn't get distracted from finding the girls no matter how hungry she got.
She heard a child's laughter coming from around a corner and ran in its direction. She rounded the corner to see a cute little blonde girl playing with a fat puppy while her mother hung up laundry. The woman looked up as Hannah rounded the corner at a run. "Sorry," Hannah apologized she looked in the direction of the little girl. "I'm looking for my little sisters and I thought your daughter was her."
The woman looked at her sypathetically. "Are they about six and four."
Hannah nodded eagerly.
"they were here." Hope filled Hannah at these words and she waited for the woman to continue. "They were playing with Anita here and the pup. But they ran off not too long ago."
"Which direction did they go." The woman pointed and Hannah hurried off before she could say anymore.
Hannah ran about a quarter of a mile before slowing to catch her breath. She leaned up against a brick wall in an alley and sunk to the ground tears sliding down her cheeks. She clenched her hands trying to stop their shaking. "I have to find them." She whispered between tears. She looked around the alley and shook her head, "It looks like I'll be sleeping here tonight."
She swallowed and wiped the tears from her eyes. "I can't give up. I have to find them." She pushed herself to her feet and stumbled out of the alley. "but first I've got to find something to eat."
She followed her nose to an apple pie cooling in a window. She looked around before reaching in and grabbing it off the window and returning to the alley. In a matter of minutes she'd eaten the entire thing and went off to continue her search.


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Date: 1950 ca.
Description: Several men load boxes and pallets from International Harvester's Tractor Works onto a train.
Date: 1936-07-22
Description: Female workers operating machines to insert wooden slats into binder canvas at International Harvester's McCormick Works. The McCormick Works was built by...
Date: 1900 ca.
Description: Workers, including some boys, threading bolts with heavy machinery in the Nut and Bolt Department at the McCormick Reaper Works. The factory was owned by t...
Date: 1939 ca.
Description: Factory workers at McCormick Works charge an 8-ton Brackelsberg Furnace. The original caption reads, "10 charging buckets holding 1,600 lbs. each are moved...
Date: 1936-07-29
Description: Workers pouring alloy into a stream of iron in the foundry of International Harvester's Tractor Works. The factory was located at 2600 West 1st Blvd.
Date: 1882 ca.
Description: Office staff and factory foremen at the McCormick Reaper Works. The men in the top row from left to right are: Wm. Schaefer, Palmer, Herman Veller (machin...
Date: 1941-11-11
Description: Factory workers forge a tractor crankshaft with an Erie press at International Harvester's Tractor Works. Original caption reads: "Crankshaft as it appears...
Date: 1906-10
Description: A businessman in a three-piece suit and hat sits behind a large desk with a paper in his hand, while a secretary in a long, high-collared dress writes on a...
Date: 1919 ca.
Description: Worker painting wagon trucks at International Harvester's Weber Wagon Works in Auburn Park. The factory was owned by the Weber Wagon Company until 1904, wh...
Date: 1934-06
Description: Elevated view of a crowd gathered outside International Harvester's Deering Works at Fullerton and River, as a crew of firemen works to extinguish a fire i...
Date: 1902 ca.
Description: Factory workers stand amid machinery in the forge shop at the McCormick Reaper Works.
Date: 1920 ca.
Description: View from a window of the International Harvester offices on Michigan Avenue showing Grant Park. Company employees have written their department names in t...
Description: A factory worker stands next to the battery of roller bearing tumble mills at McCormick Works.
Date: 1927
Description: Advertising poster for the "Big Ball" of binder twine produced by the International Harvester Company. Features an illustration of a big ball of twine.
Date: 1947
Description: Workers setting type inside the Harvester Press typesetting room.
Date: 1918 ca.
Description: Exterior view of the Fullerton Avenue side of the Deering Works (factory) building. Two cars are parked just inside the factory gate. Before 1902, the buil...
Date: 1937-03-29
Description: A factory worker dries out dehydrating milk coolers at West Pullman Works.
Date: 1959
Description: Elevated view of a factory worker using a forklift on a loading dock to move a field harvester on a pallet at International Harvester's McCormick Works. An...
Date: 1915 ca.
Description: A factory worker adjusts a mechanical lubricator at International Harvester's Tractor Works.
Description: Factory workers in the Paint Department of McCormick Works charge vehicles and pigment into large ball units.
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Regency Inn & Suites
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Happy New Year
... make our way east toward Florida. We have never seen the southern states and thought spring might be a good time. We need to be in Virginia by the first of April for a campground host position at Belle Isle State Park. We will be there for a month and will also get to spend time with daughter Holly and her family, who are now stationed near Washington DC. We may even make the National Cherry Blossom Festival there. Can't wait! ...
Today we went to Blythe, California. CALIFORNIA! Stop reading this blog for a moment and watch this video to commemorate the moment: http://youtu.be/Sb5aq5HcS1A Okay, you're back. Great! We'll start at the beginning. Chore groups change; we're now on overnight... my least favorite. It's the last chore group I'll ever be a part of for Bike & Build. Pack up, eat up, clean up. I had to do 70 push ups; I'm now down to 300, but we're running out of days and ...
Week of Jeeping
... bathroom break). Try to imagine trying to find a spot behind a cactus to squat without being seen.....guys to the left, girls to the right of the jeeps.
We have been trying to decide where to go next. We were going to go to the Grand Canyon but when we checked the weather, it was having single digit nights.....no thanks. Gotta love this.....so instead we decided to head further south. We are leaving today for Yuma, we will ...
Day 21 - We ran out of fingers
... see it in full costume. They were all so talented.
Apparently Prescott is home to the World's Oldest Rodeo. It seems that it is also home to a lot of bikers, as is most of Arizona.
We took off, heading west again, and crossed the mountains, driving on really scary mountain passes with turn-offs every now and then. It was like being in the alps with great views (which only I could enjoy being the passenger). I did see a lone ...
Cowboy camp
... and spitting on the ground. About 8 of us had signed up for the horse trek, so Rusty and grandson (his who is 38, and is also a grandfather!) geared up the horses while Betty tried to decide which horse would suit us all best. It was as if she was making a lifelong decision for us, and changed her mind about ten times, then Rusty and her had an argument about it. We eventually got on the trail. Dan was paired up with 'Colorado' while I was on 'Boomer'. The ...


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U n i t 6 Multisectoral collaboration. Objectives. By the end of this unit, the trainee should be able to: explain why there is a need for multisectoral collaboration to prevent road traffic injuries;
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U n i t 6
Multisectoral collaboration
– have multiple determinants
– affect many people and sectors
– require action by different sectors
NGOs, SPECIAL INTEREST GROUPS
What can collaboration deliver?
Types of collaboration
International collaboration
•coordinate road safety efforts among countries in a region
•build regional capacity
•develop and implement regional road safety plans
•Asian Development Bank/Association of Southeast Asian Network
National multi-agency coordination
Local community-based collaboration
• coordinate donor investment in road safety
• secure funds from different sources
• increase road safety investment
• allocate funds to road safety activities
• World Bank Global Road Safety Facility
Research collaboration
Key points
Learning activity
Prepare a two-page summary on any form of multisectoral collaboration on road traffic injury prevention you know of in your country. In your summary, indicate the aim, objectives, activities, achievements and challenges faced.
Learning activity
Expected results
This exercise is intended to assist the trainees with assessing the role of collaboration on road traffic injury prevention. This should make them appreciate both the benefits and challenges of collaboration on road traffic injury prevention. They can describe collaboration on research, advocacy, an intervention and capacity building. The trainees can also work in groups of three to four persons so that they complement each other's knowledge.
Questions to think about
a)Based on your work experience, describe a collaboration project that you have participated in. What were the main objectives of the project? How many people were involved, and what were their work and training backgrounds? Were the project objectives achieved? If they were, explain the role played by each member of the project.
Questions to think about
b)Discuss the roles of the different sectors involved in road traffic injury prevention in your country. How well do these sectors collaborate in your country? What areas of collaboration need to be improved?
c)Identify and discuss the challenges that professionals with an interest in international collaboration on preventing road traffic injuries face. How can these challenges be addressed?


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Cooper Lighting LED130C Might-D-Light Rechargeable Folding Led Worklight Camo
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Product Description
Key Features
- 80 long-life LED lights
- Convenient on/off switch
- Cordless rechargeable unit with AC/DC charging adapters included
- Durable polycarbonate lens
- Easy-grip cushioned handle
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- Nylon swivel hook
- Reflective strips for higher visibility during roadside applications
See similar products in our Task Lights Battery Operated department.
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Shipping: This item is available for shipping to the US (Territories and APO/FPO) and Canada.
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Aloha Folks! We had some awesome activity last night with multiple breakouts that our group viewed during their visit to the active flow. A few of the breakouts were fairly large and became small rivers, which were great to view. The hike was beautiful and our group got to the active flow just before sunset. This made for awesome pictures and a great time. Our guests were extremely happy with the tour and the activity that they saw. Aloha!
P.S. Pics will be posted soon


text: I twisted my knee playing flag football in 2001. I had an MRI several months ago and the technicians said it was bursitis. Well, I know it's not because the moment I injured it it locked up and I had to force it back. Then a few years later it totally collapsed when I was getting up. The orthapedic surgeon I've gone to over the past year has given me cortizone shots in my shoulder and hip (had a very physically demanding job). He gave me some pills for inflamation and basically brushed me off. He's about the only doctor I can go to under my insurance plan. How do I convince him that surgery is needed so I don't get addicted to pain medication? __________________


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Woopmart.com is a 1 year old domain, situated in United States. The domain is linked to the IP address 188.8.131.52 which is provided by the hosting company Go Daddy.
It was registered by Hamza Khalid . The site is owned by iExpert Solutions. Registration details show that it was registered on 07 Jan 2016 through Go Daddy and will expire on 07 Jan 2017.
The site is being served through Microsoft-IIS/7.5.


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In seeing some MVPs I got insipred to work on a few posts for some much needed topics. First up, attribute types (constructed, operational) and other things about them (indexing and such).
It's been a good day of meeting people, and having meetings with other people that I already knew. Technical posts forthcoming….. (tonight or tomorrow)


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Gig II
There wasn't much in the music press about them, they seemed to be newcomers to the scene. There were a couple of copies of their flyer reproduced in small-press publications and a single column inch in the NME which amounted to saying "We've heard of this band, if they make it big you heard it here first." I was about to give up and go the art gallery instead where the Constable paintings would induce a mood of serenity I couldn't get from sleeping, but then a list of the band's members and their manager caught my eye. I checked the whole article, but it was a review of new artistes and was no more specific. Then I read the names again and understood why it had caught my eye. Their manager, Nico Loutreides, was a dealer in musical antiquities I'd met briefly at an antiques fair.
I checked the name again to be sure, but I had read it correctly the first time. Feeling properly awake for the first time, I went to the computers and ran a search for him. That turned up the address of his business which I wrote down, his web-site, and a PDF article. I checked the web-site first: it was a minimalist affair with a very brief bio, no picture, and a short list of instruments for sale. Nothing older than eighteenth century, and no prices that might put the casual purchaser off. The article was also short, but much more interesting: it reported Nico's shop being raided by the police and his subsequent arrest on suspicion of trading in rare Norse artefacts. I caught myself thinking that I'd always known he was dodgy and half-smiled: I'd met him once and hadn't liked his smile much! Hardly proof that he was a thief or a fence. The article concluded abruptly saying that Nico had been released without charge.
I took myself off to the art gallery then for the afternoon, leaving a little earlier than I really would have liked in order to go to a brasserie near the Bierkeller for something to eat before the gig. They had just opened before I arrived, and a waitress with a smile that was more like a leer looked at me like I had tentacles.
"Are you open?" I said, and she nodded. "I have a gig to go to," I said, trying to break the silence, but she handed me the menu, waited three seconds and then brandished her pad and pen and started tapping her foot. "The pasta," I said, handing her the menu back.
I was in the Bierkeller on the dot at six buying brandy. The barman's eyebrows raised a little when he took my order, but he didn't have to try to get the taste of the pasta out of his mouth. Whatever it should have been, it had tasted like anchovies had died in it. Lots of them.
The first band came on at seven thirty, by which time I'd switched to lager since the bar didn't stock any ales. They were booed off the stage quickly, and a girl next to me with pink hair shouted a few profanities at them as they fled.
"You really don't like them, do you?" I said, curious.
"Used to date them."
"What, all of them?"
She gave me a pitying look, then a slightly harder look, her eyes drifting up and down me. "What are you here for then," she said. "Picking up young girls?"
I bared my teeth; in the dim light it might have passed for a grin. "Lady Cthulhu," I said.
"Oh." She looked disappointed, and turned away. I let myself drift away from her through the crowd, and got closer to the front.
Three more bands came and went, some lasting longer then others, then Lady Cthulhu came out to what was equal parts cheering and booing from the crowd. Two thin boys with piercings skulked to the back, holding bass guitars, an even thinner boy who looked like Jack Skellington took the mic at the front, and then a man with tribal tattoos on his neck strutted across the stage carrying a midnight-blue guitar that appeared to have been tattooed as well. He was clearly the leader of the band; from his face he was probably no older than the other boys, but he seemed more focused, more present. There was an obvious sexuality about him, and suddenly I saw the pink-haired girl again, now at the front of the crowd running her hands up and down her body, pushing her breasts out and writhing, trying to catch his attention. She wasn't the only one. The lead guitarist ignored them all, and struck a pose. Then someone caught his attention off-stage, and he frowned, but unslung his guitar and exchanged it for one that a man from off-stage gave him. As they exchanged guitars, the man's face was visible and I recognised Nico Loutreides.
The music was uninspiring, and the singer mumbled through too many of the songs, almost degenerating into chanting at some points. The lead guitarist stared ahead, looking at some private vista, and the girls at the front never stopped trying to get his attention. When they finally finished and the crowd dispersed, I was disappointed and relieved in equal parts. Lady Cthulhu might have a bit of a daft name, but there was nothing sinister going on.


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Rescue SquadMature
Dre heard the scream too. From the zombie-infested ship. A survivor? His ears perked up and looked around.
Terst caught the corner of his eye. Dre made a "what the hell?" gesture, and continued to kite the zombies into the cargo bay.
His friend seemed to mull over a couple thoughts in his mind for a minute, and then he looked at Dre with newfound authority. "I'm helping Jim at the moment. Lock up what you have, and get down there to help!" Terst took a shot at one of the zombies and motioned for Dre to hurry up.
Dre was already inside the bay with a bunch of zombies behind him. In one swift motion, he did a forwards roll besides the walkers, grabbed the door, and slammed it shut. When he looked behind him, Terst was there, holding a rope. Dre used it to tie off the door handle and Terst completed the bracing by tying it off to a guard rail.
"Guess I didn't have to wait up after all." Terst smiled and punched Dre playfully.
Two more minutes found the boys on top deck, overlooking a deck full of walkers. Jim had out his spear and was looking particularly menacing.
Terst nudged Jim, looking for acknowledgement. "We're completely locked down."
"Good." Jim said. "You guys ready?"
Dre took a look over the edge. "Hold it." He studied the deck, which was still thoroughly zombie-infested at this point. "We're running up against the cruise ship right now. How long until we're no longer connected?"
Jim and Charlie looked at each other in a confused manner. Terst just had on his typical, no-nonsense expression.
"That's what I thought." Dre sighed. "Look, Jim... I know you want to go all Rambo on these zombie fucks, but could you make sure that at least one person is ensuring that we aren't going to get seperated one ship or another."
"Right." Jim said. "Where are you going?"
"I'm not much use combat-wise." Dre pointed at the canopy which acted as a sunroof for the Cruise liner. "I'll be up there looking for another way towards the survivor."
Charlie just rolled her eyes. "Fine. Do your spidey-shit."
Dre took a running leap and vaulted off the rail. His climbing pick caught on the edge of the other ship's canopy. After hoisting himself up to the top, he took a look back and caught sight of Jim delegating.
He put his sights back on the cruise liner. "I need you to keep talking, okay? I'm here to help!"


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Advance 5735
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Advance 5735; ca. 1951; View 1, Dress with Contrasting Jacket - Self Dress Belt and Jacket Trimming. View 2, Dress and Jacket of One Material - Self Belt. View 3, Dress with Self Belt.
Possibly part of a "mother-daughter fashion". See Advance 5734 for girls' version.
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Originally posted on Blue Seat Blogs | Last updated 7/11/12
One year into a massive nine-year contract is a pretty small sample size to determine if the signing of Brad Richards was a win or loss for the New York Rangers. Though Richards' production (25 goals, 41 assists) was a bit disappointing from a numbers standpoint, he still had a massive impact on the Blueshirts this season. It's too early to make any concrete judgments on his tenure in New York, but we've already learned a good amount about Richards' impact on the franchise. Richards fits like a glove in this city and on this team. There were countless reports this season of Richards tutoring Michael Del Zotto and Richards was consistently credited for being a terrific teammate and positive locker room influence. The Rangers are an extremely young team with very little postseason experience and Richards' value as a guiding hand and an example for the baby Blueshirts can't be overstated. He's about as clutch as it gets. Chris Drury came to New York with a reputation for being on...
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15:24 18th August 2013
Having waited all summer, Premier League football finally returned to Selhurst Park after an eight year absence, but unfortunately for Palace they slipped to a single goal defeat to Tottenham Hotspur despite a hard-working display.
An early second-half penalty from Roberto Soldado after a handball by Dean Moxey was the only difference between the sides as the Eagles more than matched their illustrious opponents on their return to the top-flight.
Selhurst was packed to the rafters for the occasion but it took 12 minutes for the first chance of the game. Some neat link-up play between Soldado and Aaron Lennon allowed Mousa Dembele a sight of goal, and he clipped the top of the crossbar from 25 yards with a fierce drive.
Palace were showing no nerves on their top-flight return as they kept the ball for long periods and pushed men forward, but their first opportunity came from a set-piece. Owen Garvan floated the ball into the area and Aaron Wilbraham met the ball with his head, but his attempt was straight at Hugo Lloris.
Julian Speroni was called into action on 35 minutes when Gylfi Sigurdsson let fly with a snap shot from the edge of the area and the Argentinian, making his first Premier League appearance in nearly nine years, acrobatically tipped it over the bar.
With seconds to go in the first-half Tottenham created one final chance when a deep cross from Lennon found Nacer Chadli at the back post but he couldn't steer his header on target as Palace went in at the half-time break matching their more-established Premier League counterparts.
However parity was ended just three minutes into the first-half when the visitors were given a penalty. An Aaron Lennon cross was blocked inadvertently by the arm of Moxey in the box and Soldado stepped up to send Speroni the wrong way - marking his Spurs debut with a goal and more importantly handing his side the lead.
The goal didn't seem to phase the Eagles as they continued to keep their opponents quiet and carve out chances for themselves, and Dwight Gayle saw a blast fly over the bar before Ian Holloway made a bold triple change as Kevin Phillips, Jonathan Williams and Marouane Chamakh entered the fray.
But a minute later Andre Villas-Boas's men should have killed the game off. Kyle Walker's incisive pass dissected the Palace defence and found Soldado who teed up Sigurdsson but his low effort flashed past the post with Speroni beaten, and on 79 minutes Chadli saw a similar attempt drag wide as the visitors continued their search for a second.
As time ticked away Phillips saw a speculative shot fly well wide of Lloris' goal and Damien Delaney forced the French keeper into a save when he failed to catch a Williams corner but Jermain Defoe was inches away from sealing victory when he danced through the Palace defence but once again failed to hit the target.
His miss was nearly punished in the final minute when Kagisho Dikgacoi latched onto a knock-down by Phillips but Lloris got don low to push it away, and he quickly got to a vertical base in time to save a second attempt by the South African midfielder.
Palace: Speroni, Ward, Gabbidon, Delaney, Moxey, Dikgacoi, Jedinak, Garvan (Phillips 65), Dobbie (Williams 65), Gayle, Wilbraham (Chamakh 65). Subs: Alexander, Marange, O'Keefe, Campana.
Tottenham: Lloris, Walker, Rose (Kaboul 86), Vertonghen, Dawson, Lennon, Paulinho, Dembele (Capou 57), Sigurdsson, Chadli, Soldado (Defoe 83). Subs: Friedel, Naughton, Townsend, Carroll.
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Why Shah Rukh Khan Named His Company Red Chillies. Here's The Story
Wednesday April 5, 2017
Shah Rukh Khan said: "I was like, 'just in case film-making fails, I'll open a restaurant by the same name. Red Chillies Restaurant toh chalega hi"
Hrithik Roshan's Krrish 4: What to Expect From the Film
Press Trust of India | Thursday November 3, 2016
The germ of the idea for Krrish 4 happened after Rakesh's wife showed a picture of Lord Ganesha that had the face of Krrish but the director is not willing to reveal the plot
Rakesh Roshan, Accused of Copying Krrish 3 From Novel, Won't be Arrested
Indo-Asian News Service | Wednesday August 31, 2016
Dehradun-based writer Roop Kumar Sonkar lodged an FIR against Rakesh accusing him of using some parts of his novel in Krrish 3 starring Hrithik Roshan
All Will be Revealed Soon, Says Hrithik Roshan on Feud With Kangana Ranaut
Press Trust of India | Monday June 27, 2016
"Nothing is behind me. It's in front of me and soon it will be in front of you," said Hrithik when asked at an award ceremony if he has moved on from the controversy
We Heard From Hrithik Roshan. Here's What Kangana Ranaut Says
Beverly Kim White | Tuesday March 22, 2016
Kanagana Ranaut was deciding - perhaps for the first time in a while - to mince her words. The famously plain-spoken Kangana, asked about her public feud with Krrish 3 co-star Hrithik Roshan, was uncharacteristically reticent. Kangana recently returned from Arunachal Pradesh where she was shooting for Rangoon
Hrithik Roshan More Likely to Date the Pope Than an Actress. His Words
Friday January 29, 2016
While the Bang Bang star generically groups together 'Bollywood actresses,' he is likely referring obliquely to Kangana Ranaut, 28, who co-starred with him in Krrish 3. A report claims that Kangana and Hrithik dated, broke up and that Hrithik might have had Kangana excluded from the cast of Aashiqui 3
Here's Why Hrithik Roshan is Asking You to Guess the First Movie he Ever Watched
Tuesday June 23, 2015
Hint: The answer is linked to his superhero film Krrish
Hrithik Roshan on Bang Bang Success: Films With Mixed Reviews Cross Rs 100-crore Mark
Wednesday October 8, 2014
Hrithik Roshan says that surprisingly all the movies which opened to mixed reviews managed to gross over Rs 100 crore
Hrithik Roshan's Bang Bang Breaks Krrish 3 Record
Sunday October 5, 2014
Hrithik says he is proud to map his growth by breaking his own Krrish 3 opening day collections record with Bang Bang
Salman Kicks 3 Idiots, Mints Rs 200 Crores in 11 Days
Ishita Blaggan | Wednesday August 6, 2014
Superstar Salman Khan has taken the box office by a storm by collecting whopping Rs 200 Crore in 11 days, thereby breaking the record set by Aamir Khan's blockbuster 3 Idiots which reached the coveted mark in 70 days.
Rakesh Roshan: I'll Write an Autobiography
Manisha Dhingra | Wednesday May 28, 2014
It's been a glorious journey of over four decades for Rakesh Roshan in the Hindi film industry. As an actor, writer, producer and director, he's worked his way hard to paint his own success story, and all at his own pace.
Vivek Oberoi: Budgets are extremely high for superhero films
Deepu M Kurup | Monday April 21, 2014
The 37-year-old had his stint with superhero film Krrish 3 in which he played a villain opposite the superhero played by Hrithik Roshan
Vivek Oberoi: Joy of helping others bigger than any award
Chandni | Tuesday March 11, 2014
In a film career spanning a decade, Vivek Oberoi has essayed diverse roles and tasted both successes and failures on the big screen, but he says the joy of social work and supporting charitable causes for others' happiness is far more fulfilling an award or reward for him.
Kangana Ranaut: Enjoyed the anonymity that came with studying abroad
Chandni | Thursday March 6, 2014
Actress Kangana Ranaut is miffed with the fact that an actor has to be constantly in the glare of public eye.
Priyanka Chopra: Great to see strong roles being written for women
Chandni | Thursday February 13, 2014
Priyanka Chopra is happy to be in Bollywood at a time when women performers are doing much more in films than just being a pretty face.
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Into the daylight
In the northern hemisphere, that means springtime. In Alaska, it means cold daylight.
Twelve hours now. And very soon, much more.
I've lived through exactly two Alaska winters and one Alaska summer. I may be one of the deranged few who actually enjoy winter more. Don't get me wrong. Summer holds its own joy, and its own trials. I basically stumbled through last summer. Making a major move and enduring a period of homelessness in the middle of it all didn't help. I found myself pinned between obligation and the constant crush of activity. Winter is very liberating to me. The landscape freezes over. The world slows down. And I can move freely among it.
Summer is going to be very difficult for me if I can't ride my bike. I don't say this to fish for sympathy or diminish the trials of people who are truly suffering. I'm just making a statement that I suspect is true. It's not about my life one, 10 or 20 years from now. It's just about this summer, and how I watch the sunset creep further into the evening and resent that retreat. Longer days have a way of feeling much more empty. I've always believed my life to have a well-rounded array of meaningful elements, but some holes can be difficult to fill.
Like I said, though, I'm really not digging for sympathy. And I promised myself I wouldn't subject anyone who stumbles across this blog to my whiny rants anymore ... but ... It's been on my mind a lot. Probably because it's spring now, and I have a doctor's appointment this morning. There's not a lot he'll be able to say that will make much of a difference - beyond "major reconstructive surgery" (unlikely since he's already established minor injury, but you never know.) However, I am now sufficiently humbled and will take any advice more to heart. And I do think this month has been valuable in learning much more about my weaknesses ... both physical and spiritual.


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Feeling Hot, Hot, Hot – Richard Bernardin reminds us that summer is on its way with his latest photographic spread for PLEASE! Magazine. Bold, saturated hues dominate the biannual glossy's spread, which stars Catrina Stella. The Californian model sizzles in swimwear and summer apparel selected by stylist Silvia Bergomi. The Magnet Agency's Jo Baker and Terry Millet took care of … [Read more...]
Ali Lagarde Gets Luxe in Jamaica for Richard Bernardin in Grazia Paris
Luxe - Photographer Richard Bernardin shoots Ali Lagarde on the island of Jamaica for the March 2013 issue of Grazia Paris. Dressed in designer labels selected by stylist Candice Fauchon, the Texan beauty sizzles in body-hugging looks of black and white. / Make-up by Jean-Charles Perrier, Hair by Hélène Bidard … [Read more...]
Lina Zhang Stars in Shanghai Tang's Spring 2013 Campaign by Richard Bernardin
Luxe Season - Premier Chinese luxury retailer Shanghai Tang taps Lina Zhang for its spring 2013 campaign, lensed by Richard Bernardin. Lina wears an elegant array of pieces styled by Franck Benhamou alongside male model Hu Bing. With creative direction by Raffaele Borriello, the Chinese beauty luxuriates in an elegant setting with her beau. / Makeup by Christelle Coquet @ … [Read more...]
Jenna Earle Wears Glam Looks for Fashion Magazine February 2013 by Richard Bernardin
Math Test - Decked out in a wardrobe of affordable looks, Jenna Earle stars in this shoot lensed for the February issue of Canada's Fashion Magazine. Photographer Richard Bernardin captures the brunette in glam selects from the likes of Guess, H&M, Zara and BCBG Max Azria styled by Zeina Esmail. / Make-up & Hair by Anna Nenoiu @ P1M, Manicure by Leeanne Colley @ P1M … [Read more...]
Kelsey Van Mook Covers Up for Fall in Richard Bernardin's Elle Canada Shoot
The Perfect Cover - Wearing a wardrobe of stylish fall outerwear, Kelsey Van Mook poses for Richard Bernardin's lens in the November issue of Elle Canada. Stylist Sara Bruneau selects sharp tailoring and oversize silhouettes for the brunette to wear with glam beauty by hair and makeup artist Nicolas Blanche. / Art direction by Denis Desro … [Read more...]


text: Divxturka.net is using Netload! Because Netload is better than Rapidshare,Hotfile and xxxxxxxx.to ! Click here and buy Netload premium account! Mastering Color With Ben Willmore (2 Disks) English| Audio: pcm_s16be, 48000 Hz, stereo, 1536 kb/s VOB| Video: mpeg2video, yuv420p, 720x480, 5600 kb/s, 29.97 fps(r)| 6.07GB Genre: Video Tutorial Ben Wilmore offers a new course for work the color in the program Adobe Photoshop. For 2 hours by train you will be color theory and show the many ways how you can customize, change and improve color. The author details and clearly sheds light on many of the subtleties of working with color levels, such as hue / saturation, brigtness / contrast and other. Best-Selling Author, Ben Willmore, Provides over two info-packed hours of training on the theory of color and the many different ways to adjust, change and improve color. You'll learn: •How to use the Hue/Saturation command to adjust colors, without making selections. •How to use the Hue/Saturation command to adjust colors, without making selections. •When the Replace Color, Variations and Color Balance tools provide an ideal solution. •How Levels and Curves can deal with a wide variety of problems, including matching flesh tones and removing shadows from faces. •Ways to tweak Auto Color to get great results. •How to change colors using Match Color, Selective Color and the Color Replacement tool. •When the Channel Mixer and Gradient Map commands are the best choice to fine-tune a photo. •Taking advantage of adjusting colors in Camera RAW. •Plus a great collection of "Power Tips" to take adjusting colors to the next level. Most importantly, by providing real-world examples, Ben builds on each concept to provide a better understanding of which techniques to use in each situation. You'll even get the same images Ben uses so you can try the techniques yourself. DISK 1 (Disc 1 – 1 hr 08min) Hue/Saturation Hue/Saturation Examples Replace Color Variations Color Balance ????? – Excerpts from other DVD's Down Dirty Trick – 3 min. Using a wacom tablet – making selection – 5 min. Photoshop CS for Beginners – changing your mind with Dave Cross- 7min. DISK 2 (Disc 2 – 1 hour 50 min) Levels and curves Auto Color Photo Filter Selective Color Match Color Color Replacement Tool Channel Mixer Gradient Map Camera Raw Power Tips (Buy premium account for NETLOAD maximum speed and resumming ability) Download From Netload Code: http://www.netload.in/dateit7wmPGEh0j/Mastering Color With Ben Willmore.part5.rar.htm http://www.netload.in/dateitjo0NFvnuD/Mastering Color With Ben Willmore.part4.rar.htm http://www.netload.in/dateiEHydYOtztn/Mastering Color With Ben Willmore.part7.rar.htm http://www.netload.in/dateiY9CsFhZ6qZ/Mastering Color With Ben Willmore.part6.rar.htm http://www.netload.in/dateiPxt9qFxQWz/Mastering Color With Ben Willmore.part9.rar.htm http://www.netload.in/datei4ZLWKbisKU/Mastering Color With Ben Willmore.part8.rar.htm http://www.netload.in/dateiBcaWraYUhT/Mastering Color With Ben Willmore.part1.rar.htm http://www.netload.in/dateiCKtJs8ezjZ/Mastering Color With Ben Willmore.part3.rar.htm http://www.netload.in/dateixfPJUAZ26v/Mastering Color With Ben Willmore.part2.rar.htm


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Budget Hotels in Kutch
About Kutch
One of Gujarat's most beautiful places, Kutch is nature's masterpiece. The vast barren land with spurts of colour is an enchanting sight and the White Desert, as it's fondly called, is what travellers' dreams are made of. The Rann of Kutch is filled with sea water during monsoons and with salt water, immediately after. Only on a few islands will you find signs of vegetation enough to sustain the life here. The Rann is made of almost 16 tribes and most tribes have distinct cultures, different languages and a way of life that is drastically different. During your trip here, do make sure to spend time with the tribes here. Not only will you learn a little more about the locals here but the experience tends to become quite memorable. Do visit Aina Mahal, Bhuj Museum, Prag Mahal and Mandvi beach. For adventure enthusiasts, do try the camel safari, stay at the camps under the stars and experience everything one usually doesn't. Of course, a visit here during Rann Utsav is unmatched. For shopaholics, there is a plethora of goodies to take back home, including silver jewellery, handicrafts, bandhani and applique work. Do choose your stay option carefully since that will add to your experience here in Kutch. Numerous options have been added to this town's growing list of hotels and you can easily choose the kind of holiday you want.
Best Time To Visit
Best time to visit Kutch is from October to March
How To Reach
Book a Package Tour
55 Hotels found