text:
ED Magedson – Founder
Ripoff Report
Ocwen Loan ServicingPO Box 780 Waterloo,, Iowa USA
Ocwen Loan Servicing Corporate corruption Waterloo, Iowa
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
In February 2013, Ocwen took over for GMAC mortgage who file Bankruptcy. My mortgage was a 30 year fixed with a payment of $481.00 monthly since that time Ocwen has increased my mortgage to $983.00 stating that they are paying my insurance and started an escrow for taxes when I dont owe any taxes. They put insurance on my house for $2700 a year which is paid monthly but they continue to increase my mortgage. I have called them on numerous occassions and they only offered me to apply for an remodification.
This report was posted on Ripoff Report on 03/24/2014 03:45 AM and is a permanent record located here: http://www.ripoffreport.com/reports/ocwen-loan-servicing/waterloo-iowa-50704/ocwen-loan-servicing-corporate-corruption-waterloo-iowa-1133070. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 REBUTTAL Individual responds
same tactics
SUBMITTED: Saturday, April 12, 2014POSTED: Saturday, April 12, 2014
I filed a compliant on April 9,2014 regarding my loan mod. application problems I was having with Ocwen. Today on April 10, 2014 I called in to follow up with the additional uploaded document's they requested which was credit report only to discover that they decided to set me up with a trail modification plan at $1920.01 higher than my payment of $1377.49. Again this tactic proves my point in my first compliant. Ocwen did not wait 24 hours, after informing me they denied my loan mod, with the states hard hit fund. Ocwen practices are dishonest and or dealing under handed tactics that need to be addressed by the federal government. The requirements for applying for a loan mod. is to lower your payment to make it reasonable to the borrower. were the payment would not cause an hardship. In this adjustment there no way that a single person household of one can afford this new payment. So therefore I will not be able to even consider this higher than normal payment.
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text:
Tales of Terror and Mystery HTML version
The Black Doctor
Bishop's Crossing is a small village lying ten miles in a south- westerly direction from
Liverpool. Here in the early seventies there settled a doctor named Aloysius Lana.
Nothing was known locally either of his antecedents or of the reasons which had
prompted him to come to this Lancashire hamlet. Two facts only were certain about him;
the one that he had gained his medical qualification with some distinction at Glasgow; the
other that he came undoubtedly of a tropical race, and was so dark that he might almost
have had a strain of the Indian in his composition. His predominant features were,
however, European, and he possessed a stately courtesy and carriage which suggested a
Spanish extraction. A swarthy skin, raven-black hair, and dark, sparkling eyes under a
pair of heavily-tufted brows made a strange contrast to the flaxen or chestnut rustics of
England, and the newcomer was soon known as "The Black Doctor of Bishop's
Crossing." At first it was a term of ridicule and reproach; as the years went on it became a
title of honour which was familiar to the whole countryside, and extended far beyond the
narrow confines of the village.
For the newcomer proved himself to be a capable surgeon and an accomplished
physician. The practice of that district had been in the hands of Edward Rowe, the son of
Sir William Rowe, the Liverpool consultant, but he had not inherited the talents of his
father, and Dr. Lana, with his advantages of presence and of manner, soon beat him out
of the field. Dr. Lana's social success was as rapid as his professional. A remarkable
surgical cure in the case of the Hon. James Lowry, the second son of Lord Belton, was
the means of introducing him to county society, where he became a favourite through the
charm of his conversation and the elegance of his manners. An absence of antecedents
and of relatives is sometimes an aid rather than an impediment to social advancement,
and the distinguished individuality of the handsome doctor was its own recommendation.
His patients had one fault--and one fault only--to find with him. He appeared to be a
confirmed bachelor. This was the more remarkable since the house which he occupied
was a large one, and it was known that his success in practice had enabled him to save
considerable sums. At first the local matchmakers were continually coupling his name
with one or other of the eligible ladies, but as years passed and Dr. Lana remained
unmarried, it came to be generally understood that for some reason he must remain a
bachelor. Some even went so far as to assert that he was already married, and that it was
in order to escape the consequence of an early misalliance that he had buried himself at
Bishop's Crossing. And, then, just as the matchmakers had finally given him up in
despair, his engagement was suddenly announced to Miss Frances Morton, of Leigh Hall.
Miss Morton was a young lady who was well known upon the country-side, her father,
James Haldane Morton, having been the Squire of Bishop's Crossing. Both her parents
were, however, dead, and she lived with her only brother, Arthur Morton, who had
inherited the family estate. In person Miss Morton was tall and stately, and she was
famous for her quick, impetuous nature and for her strength of character. She met Dr.

subset: commoncrawl


text:
Luxury 4 star Mossel Bay accommodation - Aquamarine Guest House is an exclusive five (5) bedroom gem, with a fresh modern touch and beautiful ocean view. It is centrally located in the main street of Mossel Bay, with secure off-street parking and remote controlled gate. Within easy walking distance from Santos Blue Flag beach (10 minute walk ), Bay View shopping & entertainment center, restaurants and Bay View Private Hospital.
All the elegantly furnished rooms have flat screen HD TV's with DSTV, top quality queen size beds and luxurious en-suite bathrooms, with double basins, as well as both a bath and a rain-shower. Crisp and clean percale linen, bath and pool towels are provided. All rooms have patios, with beautiful ocean view, except for two side rooms with limited garden view from their patios only. The spacious Honeymoon Suite has a large private balcony, complimented by a magnificent view of the Bay.
A delicious full English breakfast could be enjoyed both on the main patio at the poolside, or in the dining room, overlooking the picturesque Bay and majestic Outeniqua mountains on the horizon.
Whether it's for business or leisure, Aquamarine is ideally located for day trips along the Garden Route. Mossel Bay is a convenient half way stop between Cape Town and Port Elizabeth ( approximately 400km ).
Aquamarine Guest House is the proud winner of the Eco-Tourism Category, of the Mossel Bay Environmental Awards 2013 and received this award for our efforts and contributions toward the environment of Mossel Bay.
For more information see FACILITIES and ATTRACTIONS, or for a free quote, send an enquiry at CONTACT US. Kindly indicate which room type you would prefer and how many guests we could expect.
You may also book online 24/7, click on BOOK NOW LIVE and follow the easy steps. We look forward to welcoming you !


text:
Eynsham Lock
Eynsham Lock , Swinford, Witney, OX29 4BY
activities at Eynsham lock
- watching/helping the boats go by
- fishing (perch, roach, chubb, pike) - be sure to have a rod-licence
- bird-watching (kingfishers, herons, crested grebes, common tern)
- walking - circular walks from Eynsham, and the Thames Path (3 miles - or 178)
- picnic tables
- boating - there are moorings above the Toll-bridge at Swinford Farm - and another limited free 24-hour mooring at the Lock. Boat hire from the Pinkhill Cruiser Station.
Click here for more information on the River Thames - boat hire, contacts, guides to fishing, walking etc,
The lock is about half a mile from Eynsham.
by car - there's not really any car-parking nearby - unless you're a customer at the Talbot Inn.
on foot - the best route is to turn left into the field just after the Talbot, though there is a high stile, and often mud the field. The walk over the Toll-bridge, especially with children or push-chairs, is quite unpleasant and dangerous.
by cycle - probably the best method - turn left immediately after the Toll-bridge and go down to the tow-path on the river.
history of the Eynsham lock and weir
Surprisingly the lock was only built in 1928, as the final part of the Thames Conservancy's plan to make the Thames navigable up to Lechlade - indeed, it was one of the last two locks to be built on the Thames. Before that, since at least mediaeval times (6-700 years ago) there had been a weir - originally owned by Eynsham Abbey
Before the canals and railways, rivers were the easiest way of transporting heavy goods - salt from Droitwich and building stone from Taynton (near Burford) were brought by pack-horse and cart to Swinford for onward transmission to Oxford, Windsor and London (Taynton stone was used in St Paul's)
But in order to make the Thames navigable they needed weirs. One of the earliest types of weir was a Flash Weir - there was one at Swinford until the present lock was built.
A Flash Weir was a movable dam; it could be swung open to let boats down, but they had to be winched over it on the way back up. This system wasted water, and often caused flooding of riverside meadows. Flash weirs were also used to trap fish.
Swinford was an obvious place to build a lock, because the river did a sharp double bend (just below where the Toll-bridge now is), and it was easy to cut through the neck of the bend and put the lock there. This not only made navigation easier, but also meant the weir could be used for flood control.
The lock is a regular Thames Conservancy (now the Environment Agency) design - it is 113ft 3" long, 16 ft 4" wide and can hold boats with a maximum draught of 5ft. The lock gates are still based on the design Leonardo da Vinci made around 1500.
The Lock and Weir Keeper (currently Nick Vallely) operates the lock in the summer, as well as managing the other facilities and maintaining the high-standard gardens. But more importantly and skilfully, he manages the weir all the year round. Three times each day he reads the levels on the marker (a giant ruler set vertically into the river just above the lock), and if the water level is more than 3" above or below the mean level, he adjusts the weir, and phones news of what he's done to the lock downstream.
In winter there's usually more work adjusting the weir - and in the big freeze of 1981/2, the Weir Keeper had to climb down and chip the ice off with a hammer - something not likely to be repeated these days for safety reasons.


text:
Article Preview
FRANCE HONORS TEN FOR HOSPITAL WORK; Nine of Rockefeller Institute Medical Research Staff Get Decorations.
Nine officers and members of the staff of the Rockefeller Institute for Medical Research and one officer of the General Education Board received decorations from the French Government yesterday in recognition of their work in the War Demonstration Hospital conducted in this city during the war.
July 02, 1926
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text: The Amazing Space Video: New office adds colour to artsy Vancouver 'hood Add to ... Katherine Scarrow The Globe and Mail Published Tuesday, Nov. 27, 2012 5:00AM EST Last updated Tuesday, Nov. 27, 2012 3:44PM EST In this edition of The Amazing Space, the co-founders of MAKe, a marketing agency in Vancouver, walk us a tour through 'the Hacienda'; an office, they say, that was destined to be theirs. Watch More Video: 3-D-printed rocket blasts off into space Schumer: Proposed GOP health legislation would be 'a cancer' SpaceX successfully launches Falcon 9 rocket Carrick Talks Money: Here's the good news about the housing market right now New Vancouver Canucks coach says team needs to get 'younger' What was Starbucks thinking with their new Unicorn Frappuccino? Soyuz delivers new crewmen to space station Finance ministers: No new measures for Toronto homebuyers Whitecaps teen phenom says it's hard to do homework after a game Reality Check: Is an Ontario foreign-buyers tax the solution to Toronto's hot housing market? Federal officials on website hack that led to CRA shutdown Self-taught seamstress says anyone can make their own clothes See how Alberta's first satellite is put together South Korea's Park Geun-hye removed from office Protesters rally at opening of Vancouver's Trump Tower How scientists tracked down seven Earth-sized worlds 40 light-years away Trudeau and Trump share handshake in Oval Office Researchers are using a drone to hunt down whale 'snot' Hits and misses: A look at the Super Bowl ads Trump to work with private sector on cyber threats Comments Share via email Share on facebook Share on twitter Share on LinkedIn Print More Related to this Story It Starts with One Video: Managing CEO-founder relationship 'tricky' for growing businesses Inside Jobs Video: Inside Jobs: First-time farmers cash in on carrots, beets and arugula Follow Katherine Scarrow on Twitter: @scarrowk


text:
Bonds Lower
Treasuries were lower Tuesday on weakening oil, firming stocks, and fears of Greenspan energy comments, according to Informa. For most of the day, there was no news, so ancillary markets were again in control. Swappers were the early sellers, but the sales were absorbed. A light bid developed, helped by a Bund/US spread trade (sold Bunds for Treasuries). After sitting in a tight range in positive territory, Treasuries fell on weakening oil and firming stocks. Tech-based selling then emerged as minor levels were broken. Volume was far from robust, with little retail participation. The lack of buying interest kept prices pressured, along with fears of Greespan energy comments. His comments had no policy implications, so Treasuries moved off the lows.


text:
How To Repair Plastic Laminates
Plastic laminates, or Formica, make nearly perfect impervious countertops. However, they do suffer damage from time to time. Burns, gouges, scratches, knife cuts, and torn sections happen as time goes on. In many cases, it is best to replace the countertop both from a cost perspective, as well as from a permanence standpoint. Typical Formica repairs do not last as long as a proper replacement would. Nevertheless, there is a place for small repairs on Formica countertops.
- Determine whether the size of the damage warrants a repair or a replacement of the entire countertop.
- If possible, contact the installer of your countertop to obtain the manufacturer's name. The manufacturer will be able to direct you to the proper product needed for the repairs.
- Purchase the proper laminate filler. If you do not have access to the proper filler or do not know what the proper filler should be, you can use an automotive body filler product like Bondo.
Repairing the plastic laminate
- Clean the surface thoroughly.
- Sand the damaged area and remove all the dust.
- Apply the filler with a putty knife and leave it a little proud of the surrounding surface.
- After the filler dries, sand it flat and smooth with increasingly fine grits of sandpaper.
- If necessary, thin the filler and reapply a final thin layer to fill in minute holes and defects.
- Sand the filler a final time with very fine grit sandpaper and remove the dust.
- Wipe down the repair with lacquer thinner and let the surface dry thoroughly.
- Apply a primer designed for use on plastic laminates.
- Once the primer is dry, apply a coat or two of a good quality top coat that matches the finish of the surrounding plastic laminate.
If you need to reglue a loose portion of damaged countertop, use lacquer thinner or acetone to dissolve the dried adhesive. You can also use a torch to free the plastic laminate. Be careful not to overheat it or burn the substrate.
If you remove the damaged area and replace it with a patch of the same plastic laminate, make sure you bevel matching edges so they are nearly invisible when the patch is done.
Tags: countertops, Formica, plastic laminates, repairing countertops, repairing Formica, repairing plastic laminates
Discuss this and other Home Improvement Topics in our How To Forum


text:
WOODBOURNE — State police say a Woodbourne man stole a checkbook and wrote checks for more than $5,300 at several locations around Sullivan County.
Alain Delmont, 44, was arrested Tuesday and charged with numerous felonies.
Police say he stole the checkbook from a Mountaindale resident and wrote forged checks during a period of several months..


text:
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text:
This is a blog to chronicle this portion of the life of Staff Sgt. Jason Ross, my son, as he mends, after an I.E.D. explosion, on March 7, 2011, while serving his country in Afghanistan.
Thursday, March 24, 2011
March 24, 2011
One of the ways that we, Jason's family, are being allowed to be with him, is through the efforts of the Marines, and also through donations that come through volunteer groups like Yellow Ribbon, Wounded Warriors, and Semper Fi Fund. They have stepped up to provide us with the ability to get all his brothers out here, at no cost to us, and provide them with housing and food, while they are here. So I guess what I'm asking here is that if you are in a position to make a donation to one or all of these organizations, please do so as it will surely help others.
Please keep the prayers coming in and we have begun receiving some small "gifts" to share with Jason. Thank you, to all who have, and are sending them. Jason will see them just as soon as I can get them to him.
2 comments:
Thank you for sharing everything with all of us. I think many of us feel as if Jason is a part of our own family. He is always on my mind and I have shared his story with others asking for prayer for not only him but his wife, children, family and friends. I am praying that God will richly bless him as he goes through his healing process both physically and mentally. He is a HERO, we are so blessed to have him!! I am praying that today will be a better day for our brave Marine. God bless him!ReplyDelete
Ruth and I are constantly thinking about Jason and his struggles now. Thank God for the wonderful medical facility and the caring doctors, nurses and other hospital personal who are caring for him. We know the struggle is great and wish him the best during his recovery. Thank God also for the organizations that are helping you and the family be there for Jason. Peace, Bill and RuthReplyDelete


text:
GoGun® USA is an accessory founded by competition shooters that produces products that maximize rapid accuracy and pointability of weapons to create an extremely competitive advantage in speed shooting whether for competition or tactical purposes.
The GoGun® SuperComps® are among beefiest and the most effective muzzle brakes on the market. They come in a Talon version with aggressive looking breacher spikes and No Talon versions.PTS GoGun® replica muzzle brakes are the highest quality and most accurate replicas on the market. They are made from heat treated steel or aluminum alloy with a scratch and blemish resistant parkerized or black oxide finish. A crush washer and shim kit are included to ensure proper alignment of the muzzle device onto your airsoft rifle.
Part# GG004490300


text: CHARLESTON, S.C., Dec. 15, 2011 /PRNewswire/ -- The Board of Directors of Bank of South Carolina Corporation, (Nasdaq: BKSC) the parent Company for The Bank of South Carolina, declared a $.11 per share quarterly dividend payable January 31, 2012 to shareholders of record as of December 30, 2011. Hugh C. Lane, Jr., President and Chief Executive Officer of The Bank of South Carolina, stated, "We are pleased with our performance in this time of economic uncertainly. Our focus remains on long term relationships, distinctive personal service, responsiveness, and attention to detail." The Bank of South Carolina, a De Novo Charter, which opened in 1987 at 256 Meeting Street, has offices in Summerville, Mt. Pleasant, and the West Ashley community. Our website is www.banksc.com. Bank of South Carolina Corporation currently trades its common stock on the NASDAQ stock market under the symbol "BKSC". SOURCE Bank of South Carolina Corporation


text:
Master it.
Health Sector Management: JD, MBA
Learn More
Full Program Description
from the Bulletin
from the Bulletin
Boston University's JD/MBA program in Law & Health Sector Management is intended to equip selected students with an understanding of the interaction of legal and management principles in the health sector, either in health delivery or in the biopharma/medical device industry, dependent upon students' interests and subsequent course selections. Students in the program may earn both the JD and MBA degrees in an accelerated program of four-and-a-half, rather than the usual five, years.


text:
A city council member from Geneva has warned his municipality against allowing a public Hanukkah event, which he said would violate Swiss law.
"I'm not afraid of being called anti-Semitic, because my request is not directed at a religious community [but at] the authorities, which do not comply with the law by issuing an authorization for this event," council member Pierre Gauthier is quoted as telling the Tribune de Geneve daily newspaper this week.
In a letter to the mayor, Gauthier, who is the secretary of a not-for-profit called "Geneva Secular Coordination," cited Switzerland's Law of Foreign Worship, which states that "no celebration of worship, procession or any religious ceremony is allowed on public roads."
He urged the mayor's office to cancel a public candle-lighting event on Mollard Square scheduled for Dec. 3. The organizer of the event, Rabbi Mendel Pevzner of the Chabad-Lubavitch movement, told the Tribune, "This is not a religious event but a moment of sharing, open to all faiths. Since 1991, we have never encountered a problem."
On Tuesday, another council member from Geneva, Denis Menoud, wrote on Facebook that he was pleased with the signing of a deal between world powers and Iran on its alleged nuclear weapons program because, "The bottom line is that Israel is on the path of carbonization." The deal was reached last week after talks in Geneva.
MCG President Roger Golay condemned Menoud's words and said the party expected him to resign.
Johanne Gurfinkel of CICAD, a Swiss group that monitors anti-Semitism, called on Menoud to "publicly apologize for his statement." Gurfinkel also asked Menoud's rightist MCG party to take a stand against "this type of hateful comments."
Menoud told the Tribute de Genève that the "sentence was taken out of context," and that he only meant to say that this situation in the Middle East will create a new paradigm. "The loser is Israel, strategically and politically."
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text:
Game Of Thrones 4D Kings Landing Cityscape Jigsaw Puzzle
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Game Of Thrones 4D Kings Landing Cityscape Jigsaw Puzzle Product Description
New 4D jigsaw puzzle for Game Of Thrones by Cityscape
You can now assemble a giant paper puzzle of Kings Landing from popular series Game of Thrones. Situated on the east coast of Westeros, overlooking Blackwater Bay, it is the capital of the Seven Kingdoms. Within the city's Red Keep stands the formidable Iron Throne from which the king rules. Made out of 260 pcs, you assemble the Red Keep and the city. Final assembly measures 30 " x 12" x 8" inches and constructed with paper. It is the ultimate souvenir for the true fans of Game of Thrones! Takes approximately four hours to assemble.
- Kings Landing
- 4D Puzzle
- The new 4D Cityscape: King's Landing will recreate the site of the famous Iron Throne before your very eyes! Fans of the series can recreate the capital of the Seven Kingdoms from the hit HBO series with this giant 260 piece puzzle.
- It's not made out of paper – it's more foam and cardboard. But obviously teak and use whatever you like!
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text:
This week was one for much introspection after the Buckeyes lost a stunner at Purdue last week.
The star of the Ohio State beat this week was unquestionably Terrelle Pryor, who in the midst of having seemingly everyone question his ability to be a college quarterback, spoke to reporters with a previously unseen ease and comfort, but we also heard from players DeVier Posey, Doug Worthington and Bryant Browning and assistant coaches Nick Siciliano, Paul Haynes and Dick Tressel. Of course, Jim Tressel got his say as well, and you can find it all in the newest post in the Cus Words Blog.


text:
Higher government debt and public intervention were unavoidable consequences of the global financial crisis, but nations shouldn't rush to dive deeper into the red, the central bank says.
Reserve Bank of Australia (RBA) Governor Glenn Stevens said many nations would have rising public debt relative to economic output for several more years following the downturn.
"This was largely unavoidable," Mr Stevens said in an address to the Anika Foundation Lunch in Sydney yesterday.
"To a considerable extent, the fiscal legacy can be seen as one manifestation of a broader legacy of lost output [and hence weaker budgetary positions through automatic stabilisers] over a period of several years.
"Generally speaking, the public balance sheet has played the role of a temporary shock absorber as private balance sheets contracted."
However, Mr Stevens said servicing the debt was an ongoing cost to the taxpayers of the nations concerned.
"At present that additional cost is, in some countries, reduced compared with what it might have been due to the low level of interest rates on government debt that we see," he said.
"Moreover, had the debt not been taken on it could well be that the economic outcomes would have been much worse, so increasing fiscal and other costs. Nonetheless, this lasting debt servicing burden is a real cost."
Measures such as bank deposit guarantees used during the economic crisis to avert a closure of markets had been necessary, but governments should be wary of standing in the foreground of future financial turmoil, Mr Stevens said. "The simple truth is that, given a big enough shock, the public backstop to the financial system has to be used.
"But the backstop having been used so forcefully on this occasion, it is desirable not to use it again soon. The real question is how, having set the precedent, governments avoid too easy recourse to such measures in the future."
Regulators were proposing reforms that could constrain risk taking and excessive borrowing ahead of a future boom, which could lower growth over a period but be of a potential benefit also.
"A global financial system that is more stable and therefore less likely to be a source of adverse shocks to the global economy in the future," he said.
"So we have a cost-benefit calculation to make."
Mr Stevens said the effects of the financial crisis would continue to affect government balance sheets, the role of governments in the banking sector and the reforms of regulators.
"It will be important, as these reverberations continue, for there to be a balanced approach blending strong commitment to sensible long-run principles with pragmatism in implementation."
Australia had emerged from the economic downturn in better shape than other major nations, Mr Stevens said.
"In Australia we have been spared the worst impacts of serious economic recession in terms of lost jobs, much as we will be spared the prospect of higher taxes that face so many in the developed world," he said.
"These are factors which support our native optimism, at least about economic conditions."


text: Dongsi Alley Bontique Suite offers accommodation in Beijing. The property is a 15-minute walk from Beixin Bridge Metro Station (Line 5). Free WiFi is available in all areas. The property is a 10-minute drive from Sanlitun. It takes 20 minutes to drive to Beijing Railway Station and Tian'anmen. Beijing Capital International Airport is located a 30-minute drive away. The guestrooms in the property are all equipped with air conditioning and a computer. Guests may find an electric kettle. Every room also comes with a private bathroom fitted with shower. Guests may enjoy city views from the patio. Dongsi Alley Bontique Suite offers free luggage storage. Laundry is available for free.


text:
Warren food truck aims to help visually impaired
Food truck owner Jeff Stosik, who was born with tunnel vision, started the Foundation For The Visually Impaired in 2001.
Food truck owner Jeff Stosik, who was born with tunnel vision, started the Foundation For The Visually Impaired in 2001.
The FBI is investigating a deputy involved shooting that followed reports of a road rage incident on the southwest side Saturday.
Bristolville, Ohio
As kitten season arrives, local shelter Animal Charity Humane Society says they're being bombarded with kittens.
Executive Director D'Andre Bowers said this year there is a focus on Quimby Park.
Clara Janofa broke the career hit total (113) and most RBIs (58) this past season at Salem.
Austintown, Ohio
Canfield, Ohio
The latest weather forecast for Youngstown, Warren, Austintown, Boardman, Sharon, Lisbon and East Liverpool.
The defending champions pounced on the Ottawa Senators early in a 7-0 demolition in Game 5.
Yan Gomes homered and tied a career high with five RBIs.
The three white trailers in the parking lot of JCPenny's in the Southern Park Mall are part of the National Health and Nutrition Examination…
Volunteers from Trumbull and Mercer counties with the Rescue Road Warriors help take dogs and cats to the east coast for new homes.
65-year-old Guy Riddle III was reported missing at 11:30 p.m. Friday.
Austintown, Ohio
Youngstown, Ohio
The recall applies to 14-oz sealed film packs labeled "Nathan's Skinless 8 Beef Franks" with a use-by date of Aug. 19.
Dozens of graduates and family members silently stood and walked out as Vice President Mike Pence began his address.
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PennDOT wants to remind anyone visiting Pennsylvania that its Great American Cleanup is still underway.
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text: Hi .My name is Bob and I tried to introduce myself but couldnt get through? Anyway nice site.I am working on my 1998 Chevy 4x4 1/2 ton Silverado and need help in removing and replacing rear axle seals . Photos or video would be great .Thanks in advance . Bob


text:
International visitors to New Zealand have increased in the past year, but Kiwis are opting to travel abroad for their holidays.
The Ministry of Economic Development's latest Domestic Travel Survey found New Zealanders spent less time, and less money, seeing their own country this year compared to last year.
In the year to September, domestic tourists took 16 million overnight trips - a decrease of 4.8 per cent on the previous year. Domestic tourists spent 47.7 million nights away from home, on average three nights per trip - a decrease of 1.7 per cent. Spending on overnight trips was down 4.5 per cent at $5.62 billion.
New Zealanders also took 27.5 million day trips - a decrease of 14 per cent - spending $2.86 billion, down by 10.7 per cent on the same period in 2009.
Overall, domestic tourists spent $8.49 billion, down 6.7 per cent on the previous year.
Meanwhile, there was a 4.4 per cent increase of overseas travel by New Zealanders in the same period.
On the flipside, international tourism to New Zealand has increased 3.3 percent over the past year to November, thanks in part many to a substantial increase in Chinese and South Korean visitors, according to Statistics New Zealand figures released this week.
Tourists from China increased 15 per cent in the last year, with 120,222 visiting New Zealand, while South Korean tourists were up 27.9 per cent to 67,094.
Visitors from India and Japan also increased strongly, with Indian tourists up 23.9 percent and Japanese up 4.3 per cent respectively.
The bulk of New Zealand's visitors are from across the ditch, with 1,115,408 Australians visiting in the last year, up 4.4 per cent from last year.
While tourists from most of our largest markets have increased, there has been a decrease in the number of visitors from the United Kingdom, down 7.8 per cent to 237,909, and the United States, down 1.6 per cent to 191,902.
Tourism New Zealand chief executive Kevin Bowler said the continued growth from Asia outweighed the decline of visitors from the UK.
"The Asian economies continue to grow at an impressive rate and the region will remain New Zealand's fastest growing source of international visitor arrivals," Mr Bowler said.
The latest Ministry of Development's Tourism Strategy Group International Visitor Survey found visitors from China spent $3,073 each while in New Zealand in the year to September. The average spend for all holiday visitors to New Zealand in the year to September 2010 was $2,840.
Mr Bowler said further growth from Asia was expected with new air links to New Zealand introduced next year, including routes linking Taipei to Auckland, Kuala Lumpur and Christchurch, Guangzhou, in southern China, to Auckland, as well as increased flights from several airlines between New Zealand and Asia.
Tourism Industry Association spokesperson Ann-Marie Johnson was not surprised with the decrease in domestic tourism, with the high New Zealand dollar making international travel more enticing.
"2.5 million people wanted to come here but I think Kiwis tend to forget how fabulous it is in their own backyard," Ms Johnson said.
"Domestic tourism still accounts for 55 per cent of the tourism expenditure. The domestic market is a very important part of tourism in New Zealand. Whether the small increases in overseas visitors are enough to balance the decreases in domestic tourism remain to be seen."


text:
Compared to most shows, the popular FX anthology series known as "American Horror Story" is unique, in that each season tells a totally new story.
The third season of the show, titled "American Horror Story: Coven," is all about oppression, specifically of minorities and it tells the secret history of witches and witchcraft in America.
It's been more than 300 years since the Salem witch trials, and those who remain after managing to escape the brutal period are now facing extinction and are in danger once again.
Mysterious attacks have been escalating against the witches, and a special school in New Orleans is supposed to not only teach the girls how to protect themselves against the dangers they will soon face, but also how to blend in with society and keep from being discovered.
Wrapped up in all of the turmoil is new arrival Zoe, who harbors a terrifying secret of her own. And alarmed by all of the warmongering, the long-absent Supreme Fiona shows up with a new mission to protect the Coven and she has no problems with decimating anyone who tries to stop her.
In episode 5 of "American Horror Story: Coven," besieged by Marie Laveau's army, Zoe unleashes a new power; Fiona and Myrtle clash over control of the Coven; and Madame LaLaurie is confronted by old ghosts, in the form of terrifying, bloodthirsty zombies.


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In late 2009, the Echo Wash and Valley of Fire bridge decks were constructed in the Lake Mead National Recreation area in Nevada. Within six months, in early 2010, both decks exhibited considerable transverse cracking, with some cracks extending through the complete deck thickness. Similar cracking was observed in the Snake River bridge deck in Wyoming. This report details the results of a two-pronged approach to investigating the causes of such cracking. First, for the Nevada bridge decks, similar materials to those used in the bridge deck construction were obtained and mortars were prepared and evaluated for chemical shrinkage, autogenous shrinkage, and drying shrinkage. Second, cores from all three bridge decks were obtained and analyzed using both optical microscopy and scanning electron microscopy to assess air contents, paste and aggregate volume fractions, and the overall nature of the concrete microstructure. In all three cases, the concrete mixtures had been batched at a considerably lower water-to-cementitious materials ratio (w/cm) than that in the approved concrete mixture proportions, with reductions from the specified w/cm of approximately 0.40 to w/cm of 0.35 (Snake River) to 0.31 or 0.32 (Nevada). In the laboratory mortars, w/cm was therefore varied between 0.30 and 0.40 to examine the influence of this variable on shrinkage and cracking tendencies. The observed effects of w/cm on shrinkage and cracking were actually small, while petrographic analysis revealed that the in place concrete cores exhibited a w/cm of 0.4 or slightly higher, as the concretes had been retempered with additional water after being batched. This retempering produced an extremely inhomogeneous microstructure with dramatically high air contents that ultimately contributed greatly to the observed cracking.
Citation: NIST Interagency/Internal Report (NISTIR) - 7841Report Number:
NIST Pub Series: NIST Interagency/Internal Report (NISTIR)
Pub Type: NIST Pubs
Download Paper
Air content, autogenous shrinkage, bridge deck, early-age cracking, petrography, retempering.


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aenima (45) Askim, Sweden | August 23, 2013
Not many different beers but very good food, service and prices.
Leighton (1027) London, England | April 1, 2012
Some of the best barbecue Ive had outside of the States. The ribs were great, the chicken respectable. Beer selection is good and focuses (exclusively?) on American breweries, especially Sierra Nevada and some of the macros (Coors in particular). Pleasant ambiance, decent prices. They show lots of sporting events so it would be fun to come here for that. Worth a visit more for the barbecue than the beer, but the beer is a nice plus.
Scopey (668) Croydon, England | February 2, 2012
The Tower Hill branch of the Bodeans American BBQ restaurants. As with the others the ambience, service and food tend to be pretty good. Chicken wings are particularly tasty. The beer choice used to be limited to Coors, but of late they have expanded it to a small, but well-thought out selection of predominantly US bottled microbrews. Highlights include DFH 90 minute (not easy to come by in the UK) and SN torpedo. Draft selection isnt great - tends to be stuff like Blue Moon. Anyway great place to go for BBQ and a hoppy IPA in London.


text:
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Wimbledon tennis
Posted 03 July 2011 - 10:19 AM
Djokovic ran down Nadal's best shots, eventually pinned him deep, then scored on the short ball. Repeatedly.
A point-winning tweener by Murray can be seen about halfway through this.
- 1
Posted 04 July 2011 - 01:05 PM
Whatever happens, I think this is a great time for men's tennis: Djokovic, Nadal, Federer, Murray, Del Potro coming back, young players like Tomic, Raonic and Dimitrov on the rise...
- 0
Posted 05 July 2011 - 12:38 AM
There's a similar surge of young talent in women's tennis. Kvitova, Azarenka, Lisicki, Goerges, Pavlyuchenkova, Paszek, and Wickmayer to name a few all hit big with the fearless attitude - and all tower over another one, Cilbulkova, who barefooted is max 5 foot 3 inches above the ground! Here she is standing tall as she can after being pounded 6-1 6-1 in the quarters. Sharapova is a beauty, but on the court the little one is my heart-throb.
Edited by Sancho Panza, 05 July 2011 - 02:38 AM.
- 1
Posted 01 September 2011 - 03:31 PM
I actually managed to watch some of the practice sessions and in terms of pure ball striking the two who stood out for me were Djokovic and Murray. Right, you don't win tournaments on the practice courts, but it does tell you something about where the top players' games are at right now. Djokovic has been hitting the ball superbly all year, but I watch Murray quite a lot and he was hitting the ball better than usual. In particular, the forehand down the line (usually a weakness for him) was looking extremely good, and that carried over into his first match yesterday.
However, there isn't even the remotest chance that I'd think about ruling out Nadal. All the talk is about him struggling for form, but it's easy to forget that we've had this talk before in the early stages of slams. I think Nadal is a master at peaking at the right time and I don't expect anything different this time round. Not a bold prediction, but the winner will come from those three in my opinion.
- 0
Posted 04 September 2011 - 02:19 AM
- 0
Posted 10 September 2011 - 09:28 PM
Incredible comeback by Djokovic following a 2-set deficit, again following 3-5 15-40 against Federer's serve in the 5th.
- 0
Posted 26 January 2012 - 02:11 AM
- 0
Posted 26 January 2012 - 08:02 AM
I just casually follow tennis. Where are they playing?
7:6 Federer, 4:2 Nadal, great, great tennis thus far!
- 0
My Adopt-A-Players:
Tyler Smith
Gianfranco Wawoe
Posted 26 January 2012 - 09:20 AM
- 0
Posted 26 January 2012 - 11:10 AM
Hi Lonnie. They're playing the two-week long Australian Open in Melbourne. Nadal just entered the finals with a 6:7 6:2 7:6 6:4 victory over Federer. You can see the highlights of that day 11 night session match here.
Ah! I should have known that it was being played down under. Thanks for the link!
- 0
My Adopt-A-Players:
Tyler Smith
Gianfranco Wawoe
Posted 26 January 2012 - 11:16 AM
Who do you like in the Murray vs Djokovic semi ?
7:6 Federer, 4:2 Nadal, great, great tennis thus far!
Edited by senior octobre, 26 January 2012 - 11:20 AM.
- 0
DJ Peterson ~ Tacoma.
Luis Liberato ~ A Ball
Former Adopt-A-Players:
Victor Sanchez ~ RIP
Greg Halman ~ RIP
50th round in 2006 out of Southwest Mississippi JC
7th in MLB in defensive war
1st in AL in SB
1st in MLB in HBP
Posted 26 January 2012 - 12:29 PM
I'd like it a lot if Murray would win, but if I had to put money down, it'd be Djokovic.
Who do you like in the Murray vs Djokovic semi ?
- 0
Posted 26 January 2012 - 03:00 PM
I'd like it a lot if Murray would win, but if I had to put money down, it'd be Djokovic.
Same here. Would love to see Murray pull it off, but I think Djokovic will take it in the end. I will say that I don't think Murray will let the situation get to him the way he did in the final last year. I also think it'll be a fun match to watch, so I'm looking forward to it.
- 0
Posted 27 January 2012 - 09:07 AM
Edited by Sancho Panza, 27 January 2012 - 09:10 AM.
- 0
Posted 27 January 2012 - 10:51 AM
The one tough thing about the Australian Open, though, is that it's a long time to wait for the next slam. It's something Murray's spoken about before - that after losing in Australia he finds it hard to motivate himself until the claycourt season. His results between Australia and the start of the claycourt season have been dreadful in the last couple of years. I hope he doesn't let it affect him again this year.
Edited by anunderwaterguy, 27 January 2012 - 10:52 AM.
- 0
Posted 28 January 2012 - 08:38 AM
- 0
Posted 29 January 2012 - 06:42 AM
- 0
Posted 02 February 2012 - 10:22 AM
Good question, Greg!
- 0
Posted 02 March 2012 - 12:49 AM
My hitting partner Stephanie in Strasbourg just told me that she used to hit with world 388 Albano Olivetti, who beat world 8 Mardy Fish 6:3 3:6 6:3 a week ago in Marseille!
- 0
Posted 16 March 2012 - 08:30 AM
- 0
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users


text:
Still confused on garage and service entrance wires...
1) Which table applies for the wire size I need for my wire going from my main panel, underground through 2" rigid metal conduit, to my garage where I intend to instal a 100 A subanel?
2) Which table applies for the wire from my meter to the service mast where I am putting in my wires in preparation to upgrade to 200A service and change the loction of the service entrance?
3) I have 4/0 aluminum SEU to go from the meter to the panel, please tell me I'm okay on tht one, at least in that case though it's only a few feet so not to big of a deal ifI have to get copper.
4) My understanding is that I can use the rigid metal conduit (buried) as my ground conductor, is this correct? I assume I'm still also putting my ground rods at the garage and my new service entrance, so do I bond both the conduit and ground rod at the respective main and sub panel ground bus or can they be wired together outside?
I'm just getting confusd because I start talking to these guys at Home Depot and the seem to think all I need for the 100A to the garage is 2 AWG and I know they're probably informed basedon table 310.15 but I've heard it over and over here that 2 gage aluminum is good to 90A except for service entrance, and I've heard the same from my inspector.
I'm going to an electric supply store to get this, but I want to be sure I go in knowing EXACTLY what I need and what code references are because electric supply stores are only open during the day, so it's time off work to get there and I can't easily make multiple trips in evenings like I can with Hme Depot. That and the fact that when I spoke with one electric supply store, the guy seeed to also think 2 ga. aluminum was good to 100 amps.
1. table 310.15(B)(6)
2. same
3. 4/0 al FEEDERS can be up to 200a
4. yes metal conduit can be used as a GEC, ARE YOU using RGC not EMT?? the RCG is too hard to install for a DIY. PVC pipe is far cheaper to install and easier, then install a ground, remember that the ground can be undersized. fro 200a=#6cu #4al - table 250.122 SOMEBODY CHECK THAT PLEASE. i think i got the right table :)
don't take advise from HD. I shouldn't have to tell you this. Go ask the guys at the electrical supply shop if you don't trust us:laughing:
Well, okay I have to ask on question #1 because that would tell me that 2 gage aluminum should be good to 100 amps for my subpanel, and while HD guy thinks 2 gage is good to 100 amps, I've been told here and by my inspector that 2 gage aluminum for a subpanel is only good to 90 amps and that suggests that for the subpanel I need to go by the 75 degree C column in 310.16.
And as I said in another thread, I definitely have the $50 RGC pipes not the $16 EMT pipes. I don't anticipate any issues using it, the distance between the garage and house is 31 feet, so 3 lengths of 10' pipe with long radius elbos should fit perfectly in between, I'll just have to angle the trench to make it fit, then I'll rent the tools to cut and thread the pipe for the risers. Other than filing the edges smooth, anything else I'm missing?
1. Remind the inspector that the wires going from your main panel to your sub panel are feeders, as such they can use the mentioned table. Not saying that you will be able to persuade him but you can try. Or you can use this argument: It is only 90a wire and I am allowed to use the next size breaker(100a).
Sounds like you are going in to the RGC with open eyes:thumbup:
90 amps is a standard breaker size so the next size up exception would not be allowed.
Unless the cable carries the entire load of the dwelling you need to use table 310.16. #2 AL =90, unless in a cable like SER where it would be 75 amps.
So I know the idea is to keep the conduit run water tight. I'm thinking maybe I should use rectorseal or something similar on the joints, anything wrong with that?
The inside of an underground conduit run is considered a wet location in the eyes of the code, and a conduit with water in it is petty typical.
Get some #1 Aluminum conductors if you want a full 100 Amps capacity out there.
If installed in a raceway system, type XHHW or THWN insulation would be appropriate.
I just bought 1/0 aluminum conductors for the 100 amp subpanel feed, I just wanted to be sure that I would absolutely not be undersized. I had actually bought a 125 amp subpanel so I could go up to a 120A breaker on the main panel if I was able to find such a thing... Homeline panel on both ends, I'm only seeing 110 amp and 125 amp breakers on their web page though. I'm perfectly happy with 100 amp anyway for now.
I did go to a pretty solid electrical supply store, but they tried to tell me #2 aluminum was okay for subpanel feeder.
I know for certain my inspector would've rejected it because I had run my 200 amp panel as a subpanel using #2 with a 60 amp breaker in the main panel, and I asked if it would've been allowed to use a 100 amp breaker or if the highest I could go is 90, and he said 90.
Would this exception allow me to use the 125 amp breaker for feeding this subpanel, and if so what is the code reference if I needed it?
I'm considering perhaps putting in electric baseboard heat and not bothering with the gas furnace. Maybe that would make more sense for the workshop usage on weekends in cold weather where I probably just don't need to heat it full time.
check out section 240.6A standard sizes and 240.4B ~"next higher standard overcurrent device rating" above the ampacity which we find from table 310.16 or other such tables.
So it states:
(B) Devices Rated 800 Amperes or Less. The next higher
standard overcurrent device rating (above the ampacity of
the conductors being protected) shall be permitted to be
used, provided all of the following conditions are met:
The conductors being protected are not part of a multioutlet
branch circuit supplying receptacles for cordand-
plug-connected portable lo~ds.
Th~ ampacity of the conductors does not correspond
with the standard ampere rating of a fuse or a circuit
breaker without overload trip adjustments above its rating
(but that shall be permitted to have other trip or
rating adjustments).
(3) The next higher standard rating selected does not exceed
800 amperes.
So I meet condition 2 and 3, but condition 1 depends on if the feeder wires for the subpanel are considered part of the branch for the receptacles?
I'm just going to stick with a 100 amp breaker, I asked the inspector about it and he started saying things like he'd need to see load calculations for a 125A sub off a 200A main, and he wouldn't need it for a 100A sub. So I'll just keep it simple. And bear in mind that if I actually need to change anything at a future date (probably won't) then I can think about it then.
you meet all there conditions. His requirement for a load calc, while always a good idea, sounds like a scare tactic. There is no rule that you can't over size something. Be that what it may-you still have to please the inspector as they can make life miserable.
Still confused on garage and service entrance wires...
The eason some inspectors require a load calc, is that they want to make sure the total combined load does not exceed the service main breaker.
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Home / News & Polls /
Tuesday, December 18, 2012
Global - Ipsos Open Thinking Exchange (Ipsos OTX) and Ipsos Global @dvisor are pleased to share the latest proprietary global infographic and commentary on the trends and behaviors that define people's lives in today's social media age.
(Click to enlarge image)
"What's a great toy for a four-year old?" "Do you love your car? I'm thinking of buying that model." "What brand of skin cream do you recommend?" We are all used to asking friends for advice. In addition, nearly seven out of ten of us (69%) also seek online reviews before making purchases . . . and those reviews influence buying decisions whether the item is big-ticket or small. In several countries (APAC, BRIC, Middle East and Africa), online reviews are even more influential, with about 80% saying they seek and use online reviews before buying products. The practice, therefore, must be working! Maybe not as well in Europe, where 56% say they are influenced by online reviews. But, that's still more than half!
More data and full technical details are available in the Detailed Tables document on the right.
For more information on this news release please contact:
Jill Wiltfong
Senior Vice President, Marketing
Ipsos Open Thinking Exchange
About Ipsos Open Thinking Exchange
Ipsos Open Thinking Exchange (Ipsos OTX) is Ipsos' global innovation center. This multi-disciplinary team of researchers, strategists, digital natives, and design technologists is blending advancements in technology and a cultural shift toward social interactions to create the future of research, one that is immersive, collaborative, authentic and relevant. SocialogueTM is an ongoing publication from Ipsos OTX which features proprietary, global infographics and commentary on social media trends and behavior. For more information on the current suite of Ipsos OTX social media research tools, to find more about our Futures initiatives or to obtain social media details by country, contact us at
About Ipsos and Ipsos Global @dvisor
Ipsos is the world's third largest market research company. With offices in 84 countries, Ipsos offers a complete line of custom, syndicated, omnibus, panel and online research products and services. Ipsos Global @dvisor is a 24-country, online, monthly syndicated research service used to generate information for media and clients. Every month, we complete 500 to 1,000 online interviews in each country. For more information visit www.ipsosglobaladvisor.com or contact us at firstname.lastname@example.com
Detailed Tables 1
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text:
A charter flight of some 240 Ethiopian Jews is launching the final stages of the aliyah from Ethiopia.
Monday's scheduled flight marks the beginning of Operation Dove's Wings, an Israeli government initiative to bring the remainder of the Falash Mura – Ethiopians whose ancestors converted from Judaism to Christianity – to Israel by March 2014.
The Ethiopians are waiting in a refugee camp in the Gondar province before coming to Israel. Some have been waiting for 10 years.
The flight is the first of a series of scheduled monthly flights.
Last July, the Israeli government decided to increase the rate of aliyah from Ethiopia in order to complete the process as quickly as possible.
The Jewish Agency's Ibim Absorption Center, a student village in southern Israel located near Sderot, will accommodate up to 600 of the new immigrants. The center was opened with $3.1 million in assistance from the Jewish Agency and $1.4 million from the Ministry of Immigrant Absorption.
A ceremony to welcome the new Ethiopian immigrants will be held Monday featuring Prime Minister Benjamin Netanyahu and government officials, as well as philanthropy officials from Israel and the United States.
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text:
I recently bought the
Canon A4000 IS
when I take a snapshot
I notice a "BUSY " screen
for just a moment
when the camera is saving
the taken snapshot
...Actually it's annoying screen..
I use memory card from
Kingstone and another one
from Transcend..
both are class 4..
so is it normal for this
camera to give " BUSY "
screen or the memory
cards are slow on writing???
i mean
is it a problem of the camera or problem of the sd card ?
if i bought faster
memory card will I get
red of the "busy " screen


text:
Answers Home
» Behavior & Training
» Other Behavior & Training
Calico attitude
We just got a calico kitten and the woman we adopted her from said that they are "tricky". What did she mean by that? Is it more attitude related or is it related to something else?
Asked by
Member 710405
on Aug 26th 2008
in Other Behavior & Training
- This question is closed.
Best Answer
First let me say that calicos are wonderful cats to have and congrats on bringing one home. Yes, some definitely have an attitude and are highly independent. However, some are extremely affectionate and love to snuggle and play. As a calico, I tend to lean more to the independent side.... that is unless I am cold, or hungry..... One awesome thing about being a calico is your colors will really pop out as you grow.... Mom calls me "her little Joseph's coat"... We are all so different and we know it, that is what makes us so special....
Cleopatra 8/4/96-7/18/13 answered on Aug 26th.
Other Answers
Hmmm, not sure what she could mean by that. She could mean that it can be a little hard to raise a kitten IDK. Or it might be that this particular kitten can be a handful. I'm really not sure to be honest.
Garfield answered on 8/26/08. Helpful? / 0
I was purchased for my coloring! Meowmy loves calico's and I was the boldest and brightest in all the litter. I tend to be a little more independent, but I am also loving and affectionate. I believe what that woman said is a bunch of "hooplah" so dont believe it-
Even humans have different personalities and so do cats WE ARE ENTITLED arent we? How could ones colors have anything to do with personality.. that is just DUMB.
Kisu answered on 8/26/08. Helpful? / 1
Scientists pooh-pooh the idea of personality being linked to color in cats, but cat owners and even breeders persist in believing that there is a connection. Red and cream tabbies are easily frightened and cover their cowardice by being aggressive; brown tabbies are doglike in their devotion; silver tabbies are nasty; black and white cats are the friendliest; and calicos and torties have "tortitude." I love calicos and torties, and have had two of each; the two calicos were both a bit off emotionally and cognitively, and of the two torties I have now, sisters but not littermates, one is extremely outgoing and affectionate, while the other is very reserved and slightly feral. My red tabby is given to fits of agression when he feels threatened, and my brown tabby thinks he's a dog. Altough I don't really believe color determines personality, it is always fun to speculate on it.
Lola answered on 8/26/08. Helpful? / 1
When I lived in England I'd never heard of this but in the US people seem to think that Torties/Calicos are more feisty than other cats. I haven't really noticed my tortie/calico cats being any more aggressive than the tabby ones. They've all got different personalities but none of them were nasty. Gogo is a total love bug, Jester was fairly timid, Strangelove was queen of the cats, Jingo follows me around like a dog, Minxy is a total lap hog.
Strangelove (1988-2006) answered on 8/26/08. Helpful? / 1
Lucy is a very sweet calico. She loves to be pet and snuggled with. She does have her moments, but besides that I think she is a loving cat. My grandma has a calico (Bonnie) and she is a brat! Haha, she certainly does have her own personality. She will let you pet/hold her when she wants you too. Very independent!
Lucy (In Loving Memory) answered on 8/26/08. Helpful? / 1


text:
New Guardian campaign
The Guardian brand advertising campaign (via AceJet170):
posted on: 31 March 2007
The Guardian brand advertising campaign (via AceJet170):
posted on: 30 March 2007
" Moore's Law states that the number of components that can be packed onto a given silicon chip doubles every eighteen months, but the end is in sight for this steady progress. In contrast, biological systems manage to store and manipulate information more compactly than any silicon-based device can achieve. In particular, DNA holds information in digital form, just like a computer, and uses fewer than fifty atoms to store one bit."
posted on: 30 March 2007
" Told often enough that the West and Islam are natural enemies, we start to believe it, and assume it has always been so. But the Metropolitan Museum of Art argues otherwise in Venice and the Islamic World, 828-1797 a show that, with classic Met largesse, recreates the spectacle of two different cultures meeting in one fantastic city, where commerce and love of beauty, those great levelers, unite them in a fruitful bond."
The Republic of Beauty, Melding West and East
The article begins with..Told often enough that the West and Islam are natural enemies, we start to believe it...and I'm very surprised. Who is saying so? Natural enemies? What's that? And what they mean with West? I'm Italian, from the south, what do I belong to, West or Middle East? The Mediterranean sea has seen all the populations living on its shores coming in contact sooner or later, the culture that developed is a result of a mixing of everything, with peaks of greatness and dips into nothingness for each of the populations involved. The Mediterranean culture is one of the most ancient and rich of the so called West and it's the result of exchange not of enmity. There have been many wars, sure, but that's just the usual human stupidity and greed not natural hostility.
posted on: 29 March 2007
" The mass extinction that wiped out dinosaurs and other life 65 million years ago apparently did not, contrary to conventional wisdom, immediately clear the way for the rise of today's mammals."
posted on: 28 March 2007
Via mmm,pretty...:
posted on: 27 March 2007
" The edge of the whirl was represented by a broad belt of gleaming spray; but no particle of this slipped into the mouth of the terrific funnel, whose interior, as far as the eye could fathom it, was a smooth, shining, and jet-black wall of water, inclined to the horizon at an angle of some forty-five degrees, speeding dizzily round and round with a swaying and sweltering motion, and sending forth to the winds an appalling voice, half shriek, half roar..."
from A Descent into the Maelstrom by Edgar Allan Poe
posted on: 26 March 2007
Third post of the Uncommon knowledge series by AceJet170 :
and a comment post on it:
uncommon knowlege
posted on: 24 March 2007
On the BBC:
Sea floor records ancient Earth
posted on: 24 March 2007
More on grid layout:
posted on: 24 March 2007
On the New York Times :
Scientist Finds the Beginnings of Morality in Primate Behavior
Read also an interview to De Waal by Der Spiegel:
Hippy Sex Fiends and Brutal Machiavellians
posted on: 23 March 2007
Khoi Vinh has put online his presentation at SXSW on techniques to create a grid-based layout:
posted on: 22 March 2007
On Digital Web Magazine :
Redesigning the ExpressionEngine Site
posted on: 21 March 2007
" Mystery over knowledge, I love that. The process of creation depends on flashes of inspiration, moments where you manage to leap out of your usual groove and see things from a new perspective. Whatever knowledge and expertise you may bring to your craft, it's these moments of fleeting mystery that actually manage to kiss your work with an instant of virtuosity."
posted on: 21 March 2007
On Coding Horror :
Primary Keys: IDs versus GUIDs
The GUID stays unique globally while the ID is unique only within a single table.
posted on: 20 March 2007
" ..every know and then I get the urge to impart knowledge that I've accumulated on others, usually younger designers. OK, sometimes it's reminisciences about PMT cameras and Rotring pens, but sometimes, very occasionally, it's something that might actually prove useful. Usually, it's stuff that I wish I'd known when I was at their stage of life/career."
I, for one, find the first two ( 001 , 002 ) "tips" interesting and hope to read many more..
posted on: 18 March 2007
On icon design:
posted on: 17 March 2007
A collection of Web 2.0 logos:
posted on: 17 March 2007
A collection of tips about HTML, CSS, JavaScript, and other Web development and design issues:
posted on: 17 March 2007
Two articles on Nature:
" Most people tend to think of the tropics as the hottest scene on the planet when it comes to spawning new life. But Canadian zoologists have found that it is actually the world's temperate zones where new species evolve and become extinct the fastest."
Life is faster in the temperate zone
" A three-dimensional model of our planet's plate tectonics could help to explain why the Andes mountain range is taller than geologists would predict: it could all be down to the long length of the South American continent."
posted on: 16 March 2007
" Homes across Britain are wasting a total of 3.3m tonnes of food a year, a report is expected to reveal."
Homes waste 3.3m tonnes of food
Apparently is now, finally, trendy to say vaguely reasonable things. Even such a low level of awareness is welcome...better then the usual abyss of irresponsibility. As long as it doesn't just stop there, the issue of wasted food is extremely important as are its distribution and availability.
posted on: 15 March 2007
On Array Studio Workshop:
posted on: 13 March 2007
A post by Mark Boulton about design and art:
posted on: 13 March 2007
On Digital Web Magazine :
posted on: 11 March 2007
On nefariousdesigns:
posted on: 11 March 2007
On Bokardo:
posted on: 10 March 2007
On Sitepoint:
The Joy of Regular Expressions [4]
posted on: 08 March 2007
It's always necessary to remember the struggle of women for their rights. The International Women's Day is not a commercial recurrence but a reminder of the necessity to be together , men and women, to build a better life for everybody.
" As Nobel Peace Prize Laureates, we know there is a direct relationship between peace, justice and respect for human rights. As long as women are denied human rights, anywhere in the world, there can be no justice and no peace. Recognizing women's equal rights, therefore, is an essential requirement for the creation of strong, sustainable and stable societies and ensuring that women enjoy equality with men in all areas of life is a key step to making human rights a universal reality."
posted on: 07 March 2007
" The long-term mental anguish caused by psychological torture and humiliating treatment is comparable to that caused by physical torture, a new study indicates. The results, say the study's authors, support the prohibition of psychological torture by international law."
posted on: 04 March 2007
" The idea of gaining light from pedal power is not exactly new - kids have been riding bikes with dynamo-powered lights for years, and you can buy watches that never stop working as long as you remember to move your arm. But the Hong Kong scheme is one of a new wave of energy recapture ideas aimed at harnessing the surplus power of casual activities."
posted on: 03 March 2007
" The flaw with the simplicity/complexity controversy is that it gives the impression that designers are making a binary choice - but simplicity and complexity are not polar opposites. In fact, making something simpler is often a case of relocating complexity, rather than eliminating it from the user-technology relationship."
posted on: 03 March 2007
" Carbon dioxide emissions from shipping are double those of aviation and increasing at an alarming rate which will have a serious impact on global warming, according to research by the industry and European academics."


text:
Argentina Bets on Skeptical U.S. Judges to Avoid Crisis
Argentina's 12-year fight to shake off its 2001 financial crisis is in the hands of U.S. judges who assailed its "continual disregard" for creditor rights and refused to overturn lower court orders the nation repay billions of dollars in debt it defaulted on when its economy buckled.
Argentina contends that enforcing those orders may expose it to more than $43 billion in claims it can't pay, possibly triggering another meltdown. Investors in the defaulted debt countered that if the country wants to pay holders of bonds restructured after its 2001 collapse, so-called exchange bonds, it has to pay them too. Until now, the U.S. courts have agreed.
On Wednesday, a three-judge panel of the U.S. Court of Appeals in New York will hear arguments from both sides, addressing some issues in a prelude to a decision that could be the final word, as a hearing before the U.S. Supreme Court may be unlikely, legal experts said. Simultaneously, Argentina is seeking a rare rehearing of earlier rulings by the same appellate court that held it must treat holders of defaulted debt the same as those who took the exchange deal.
Argentina may face an uphill fight. U.S. District Judge Thomas Griesa in New York has presided over the litigation for a decade. While he has often ruled in Argentina's favor, last year he cited the country's "intention to defy any money judgment issued by this court." The appeals court, in challenges to Griesa's decisions, criticized Argentina for ignoring the rights of its creditors and the authority of the U.S. courts.
Hedge Funds
In the Feb. 27 hearing, a group of investors in the defaulted debt, led by Elliott Management Corp.'s NML Capital Ltd., run by billionaire hedge fund manager Paul Singer, and Aurelius Capital Management, will seek to uphold rulings that may force Argentina to pay them $1.3 billion in principal and interest. Argentina claims a ruling in the bondholders' favor would violate its rights as a sovereign nation.
The country's 2001 default on a record $95 billion in debt came amid a widening budget deficit and three straight years of economic contraction. The crisis fueled unrest in the country that left more than two dozen people dead.
The bonds at issue in the appeal were sold beginning in 1994. Some individual plaintiffs, including hundreds of Italian pensioners, have held the bonds since before the default. Some of the hedge funds bought the bonds as distressed debt as recently as 2010.
In 2005 and 2010, Argentina offered a deal to holders of the defaulted bonds, letting investors trade for new so-called exchange bonds at a discount of as much as 75 percent. Holders of more than 91 percent of the defaulted debt participated.
Argentina has made all required payments on the exchange bonds. The government has vowed not to pay holders of the defaulted debt, whom officials have characterized as "vultures," and the legislature in 2005 passed a law barring payment of the defaulted bonds. The country has spent the past decade opposing claims brought in U.S. courts by holders of the defaulted bonds.
The bond contracts specify that disputes be resolved under New York state law before courts located within the state, which in this case is a federal court.
For more than a decade, lawyers for Argentina have squared off against the hedge funds before, Griesa, now 82 years old. Appointed to the federal bench in 1972 by President Richard Nixon, the judge has required Argentina pay holders of the defaulted bonds when it makes payments to holders of restructured debt, and forbade third parties from aiding the country in making any payments in violation of the order.
'Bludgeoning' Everyone
"This injunction operates by causing headaches to third parties in the hopes that then reverberates against Argentina," said Anna Gelpern, a law professor at American University who specializes in government debt. "You're kind of bludgeoning everyone around Argentina."
In November, Griesa quizzed a lawyer for Argentina about press statements by President Cristina Fernandez De Kirchner and Economy Minister Hernan Lorenzino that the republic wouldn't pay the "vulture funds" trying to collect on the defaulted bonds.
"I don't know literally what the intentions of the republic are," Griesa said in the Nov. 9 hearing. "But I have had some modest amount of experience, and that is that the republic will not comply with the judgments which have been entered against it."
James Glassman, a former U.S. State Department official who is a member of the U.S. Securities and Exchange Commission's Investor Advisory Board, called Argentina a "rogue nation" at a panel last month on the country's debt.
Over the past decade, many holders of the defaulted Argentina bonds have won U.S. court rulings requiring the country to pay them. Despite the favorable rulings, courts have generally prevented the defaulted debt-holders from moving to seize the country's assets, citing the Foreign Sovereign Immunities Act, which limits the ability of plaintiffs to sue foreign countries in U.S. courts.
The three judges on the appeals panel hearing arguments this week are Rosemary Pooler, appointed by Bill Clinton; and Barrington Parker and Reena Raggi, both named to the court by George W. Bush.
Last year, the court upheld a ruling by Griesa that would allow Singer's NML and other bondholders to collect, albeit indirectly, by blocking the nation from paying its restructured debt without also paying the defaulted bonds, something Argentina said it can't afford to do.
Pari Passu
On Oct. 26, the appeals court affirmed Griesa's ruling that such an equal treatment, or pari passu, clause in the original bond agreements prevents Argentina from treating defaulted bond- holders less favorably than exchange bondholders. The appellate court upheld an injunction issued by Griesa that barred Argentina from paying the exchange bondholders without also paying holders of defaulted debt.
In addition to blocking the payments to exchange bondholders by Argentina, which has ignored other court orders to pay the holders of defaulted bonds, Griesa prohibited "all parties involved, directly or indirectly, in advising upon, preparing, processing, or facilitating any payment on the exchange bonds."
The ruling by the appeals court affirming Griesa's decisions gave bondholders including NML a means to enforce their court-determined right to collect. Argentina could pay them, which it vowed never to do, or defy the court and potentially be forced into default on the restructured debt, triggering a new flood of litigation.
Escrow Account
Griesa attempted to give his rulings teeth by requiring Argentina pay $1.3 billion into an escrow account if it went ahead with about $3 billion in planned December 2012 payments to restructured bondholders. The decision, put on hold pending this week's appeal, sparked a rout in Argentine bonds and prompted Fitch to cut ratings on the country's debt to CC, eight levels below investment grade.
In its October ruling upholding Griesa's "pari passu" decision, the appeals court asked the judge to explain how his order affected third parties, including banks and payment intermediaries.
The judge said the order barring third parties from helping Argentina avoid payment covers Bank of New York Mellon Corp., the indenture trustee for the restructured bonds, as well as registered owners and depository nominees, clearing systems and "attorneys and other agents" of Argentina or institutions including third-party banks.
The court also asked him to supply the formula by which Argentina must pay the holders of the defaulted bonds.
In response, Griesa made things even worse for the South American nation. He ruled that whenever Argentina makes a full scheduled payment to holders of exchange bonds, even if it's a small percentage of what is owed, the country must pay the holders of the defaulted bonds in full.
Payment Formula
These two rulings by Griesa -- on the payment formula and on applying the order to third parties -- are to be considered by the appeals court Wednesday.Robert Cohen, a lawyer for NML Capital, and Jonathan Blackman, who represents Argentina, didn't immediately return e-mails seeking comment on the case.
Argentina is supported in the appeal by Fintech Advisory Inc., which holds exchange bonds. Bank of New York Mellon, Clearing House Association LLC, Euroclear Bank SA and the American Bankers Association also support the country's case.
Bank of New York Mellon may be the key institution in the appeal. As indenture trustee on the restructured bonds, it's pivotal to receiving payments from Argentina for distribution to the bondholders.
The bank said Griesa unconstitutionally hampered its role without giving it, a nonparty to the litigation, a forum to complain. It claimed in court papers that his order threatens to interfere with relations between debtors and creditors.
If the appeals court agrees with the bank, the holders of defaulted bonds will continue to be frustrated in their efforts to collect, said American University's Gelpern.
"The remedy goes away in a puff of smoke," she said.
En Banc Rehearing
This week's hearing isn't the only business Argentina has before the U.S. Court of Appeals. The appellate court's rulings affirming Griesa's decisions on investor contract rights, and on the pari passu clause in particular, are the subject of a separate petition by Argentina, which seeks a rare appearance before a larger group of appellate judges, a so-called en banc rehearing.
The rarity of such proceedings, and the nature of the laws at issue, however, makes it unlikely the rulings against Argentina will be reversed.
Such rehearings were granted by the New York-based appeals court in only about 0.03 percent of cases from 2000 to 2010, according to a 2011 study by the Federal Bar Council. That's the lowest rate of any of the 12 regional U.S. appeals courts, according to the study.
Supreme Court
The nation can also seek to appeal to the U.S. Supreme Court. But because contract issues in the case were based on New York state law, it's unlikely they would be reviewed by the U.S. Supreme Court, said Henry Weisburg, an international litigator at New York-based Shearman & Sterling LLP.
Argentina has said it plans to reopen the bond exchange on terms similar to the earlier swaps, offering holders of the defaulted debt another chance to cash out, though at a discount. While the country has mentioned the proposed exchange in its court papers, it isn't among the issues to be considered in the appeal.
The holdout bondholders, now closer to collecting their returns at 100 cents on the dollar than they've ever been, may not accept a heavy discount now, said Weisburg.
'Crystal Clear'
"It's crystal clear the plaintiffs can keep the contracts they have and the court won't force them to take a different contract," Weisburg said.
Weisburg also said Argentina probably won't get far with a defense based on the Foreign Sovereign Immunities Act, which it has raised in its appeal.
"I expect the FSIA will come up, but it won't be important," he said. Argentina may be raising that argument with an eye toward a possible petition to the Supreme Court, he said, a move Weisburg said is also unlikely to succeed.
The lower court case is NML Capital Ltd. v. Republic of Argentina, 08-06978, U.S. District Court, Southern District of New York (Manhattan). The appeal is NML Capital Ltd. v. Republic of Argentina, 12-00105, U.S. Court of Appeals for the Second Circuit (New York).
To contact the reporter on this story: Bob Van Voris in the U.S. Court of Appeals for the Second Circuit in New York at email@example.com
To contact the editor responsible for this story: Michael Hytha at firstname.lastname@example.com


text:
its sounds good
its sounds good
I've got to say; I used these guys (well, Toby) once and he couldn't have been more helpful. I was kept up to date on my order and when something arrived damaged (courier's fault) there were no problems; he refunded me the money without hassle.
i wouldnt wipe my ass with 1and1, they are terrible!
E36Meerkat (20-04-2010)
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text: About OBOS From modest beginnings in 1929, OBOS has become the largest Nordic cooperative building association. Today OBOS is owned by its more than 415 000 members, most of them in the Oslo-area. 54 OBOS are building new houses in several big towns i Norway, not just Oslo. 54 Green outdoor areas ar important for all ages. 54 OBOS´ more than 390 000 members get a lot of benefits through their membership. This picture is taken at the Norwegian National Opera and Ballet, where our members get good discounts. OBOS are building new houses in several big towns i Norway, not just Oslo. In recent years, OBOS has set up regional officies in several of Norway's biggest cities, and it is now in the process of becoming a nationwide housing organisation. The companys objectives through all these years, have been to make housing available to members – and to manage housing cooperatives and condominium associations.OBOS was founded on the principles that members should contribute through savings, housing should be offered to members at cost, down payments should be covered by contributions from each individual member; and that housing should be of ordinary but good standard with modern fittings. Wanted to improve housing conditions In the 1920s, Oslo experienced a major housing shortage. In 1929, following the lead of Swedish construction workers who had formed a savings company to acquire housing, members of the Oslo construction workers' union formed what was to become OBOS - Oslo Bolig og Sparelag (Oslo Housing and Savings Society). Its purpose was to improve city housing conditions and to ensure continous production of housing through a members' organization, as opposed to public housing construction. A driving force for housing development From 1935, OBOS cooperated with the municipality of Oslo, and after the second world war it became a driving force for housing development in Oslo. The municipality provided vacant sites at a reasonable price, and, in return bought a quarter of the completed housing projects for those in greatest need. In 1946, the Norwegian State Housing Bank was founded, which, for most people, made buying their own home possible for the first time, and led to large scale housing construction. Between 1950 and 1960, OBOS developed projects with around 20,000 homes - the largest number in any decade. Has built more than 100 000 homes To date, OBOS has built more than 100,000 homes, most of them in the Oslo area – representing a quarter of Oslo's housing stock. Initially, mostly apartment blocks were built, but more recently the proportion of small, detached and terraced houses has increased significantly. The homes are organized into more than 400 associated cooperatives managed by OBOS, which also offers services, maintenance and renovation. Manages over 215 000 homes In total, the OBOS Group manages over 215 000 homes and apartments. Of these, more than 75,000 are located in housing cooperatives aliated with OBOS. The OBOS Group included 20 wholly-owned subsidiaries, employing more than 2 300 people. Buying and selling homes We sell new homes through our real estate company OBOS Eiendomsmeglere. Second-hand homes in OBOS-affiliated housing cooperatives are sold through either this company or through other external estate agents. Exposed to the free marked OBOS' role has changed since the Norwegian housing market was deregulated in the 1980s. From being a body that carried out public housing policy, the organization today is now exposed to competition and works under the same basic conditions as the rest of Norwegian business and industry. Many advantages for the members OBOS is now investing considerable sums in vacant sites and housing projects. It is leveraging its financial strength and market dominance to negotiate on behalf of its members. OBOS works to offer them advantages, such as cheaper electricity, insurance, telecommunications, petrol, cable TV – as well as good offers on cultural happenings and home products. In addition, our members have access to more than 90 000 homes in a large and varied second-hand housing market. Tilbake til toppen


text:
Perler Beads - 250 Rod Pack - Glamour Mix
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Perler Beads - 250 Rod Pack - Glamour Mix Product Description
Try a fun, unique way of getting creative with Perler beads when you combine classic beads with rod beads. Both the beads and rods go BETWEEN the pegs. It's a cool look and easy to go dimensional! This Glamour Beads 'n Rods Mix includes assorted lengths of rods (10, 20, and 30mm) in plum, raspberry, pastel lavender, pink, purple, magenta, plus classic beads in raspberry, purple, and magenta.
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text:
From The Weeknd To Bob Dylan: This Year's Firefly Music Festival LineupThe festival takes place in Dover, Delaware June 15-18.
Dover Police Corporal Resigns From ForceA Dover Police Corporal, who was acquitted in a felony assault case, has resigned from the force.
Armed Robbery Attempt In Dover, DelawareAuthorities say a 36 year old male was in the parking lot of Home Depot when a black male approached the vehicle. Police say the suspect pointed a handgun at the man and demanded money. At this time, police say the victim attempted to get away. As the victim entered his vehicle, he was shot in the upper leg.
Cops: 2 Officers Injured After Being Dragged By Vehicle In DoverAuthorities say two officers were injured after being drug by a vehicle early Thursday morning.
South Jersey Teen Arrested For Allegedly Sneaking Into Firefly Festival Then Posting How-to Video OnlineEighteen-year-old Sam Moeller, of Moorestown, was arrested for allegedly sneaking into the Dover, Delaware festival last weekend then posting a video called "Cameras Allowed: How To Actually Sneak into a Music Festival" to his YouTube account.
Firefly Music Festival Planning For Crowd Of 90,000The festival, scheduled from June 18-21, has 119 announced bands, including headliners Paul McCartney, Kings of Leon and The Killers. Last year about 80,000 people attended.
Mourners Pay Respect To Former Attorney General Beau BidenVice President Joe Biden and his family are welcoming Delaware residents to Legislative Hall to pay their respects to former Attorney General Beau Biden.
16 People Displaced After Fire In Del. Trailer ParkOfficials say the blaze was reported around 2:30 a.m. in the Grandview Mobile Home Park on North Little Creek Road.
Delaware Authorities Charge Man With Smuggling CigarettesA New York City man is facing cigarette smuggling charges after a traffic stop by Delaware State Police on state Route 1.
Serial 'Rat Burglar' Charged With 18 Burglaries In DelawarePolice in Delaware have charged a man with a whopping 18 commercial burglaries that happened over a six month period.
Dover Police Reunite Toddler Found Wandering Alone With His FamilyOn Monday around 8 a.m., police responded to the area of Colony Drive in Dover, where a resident had found a two-year-old identified only as Keegan wandering in the area alone.
Police: Delaware Man Arrested For Eighth DUIAccording to police, a Dover man was arrested after he was allegedly found to be driving under the influence for the eighth time.


text:
Steamboat Springs The Steamboat Springs High School cross-country ski team started its season out as a top-five finisher at a Dec. 15 meet at the Eldora ski area in Boulder.
The meet, which was hosted by Nederland High School, included 14 teams.
Steamboat saw four of its skiers place in the top 20. Freshman Austin Ross was sixth overall and freshman Davis Miller placed 12th. Sophomore Ethan Johnson placed at No. 18.
Sixty skiers competed at Eldora.
Jessica Phillip, who races for Steamboat, came in second in the girls race. Phillip, a senior, is the only female cross-country skier at Steamboat.
Eight members are on the boys team.
Chris Arnis, the team's coaching coordinator, said the Sailors did an excellent job considering the conditions at the ski area were blizzard-like.
"They looked really good," Arnis said. "They were very good results for our team (for the start of the season)."
The Sailors made a pit stop on the way back from Boulder, staying the night in Kremmling because of the harsh weather.
Their next cross-country race is scheduled for Jan. 5 in Steamboat.
The Alpine team, which starts its season Jan. 6 in Steamboat, expects big performances from Stewart Beall, Joe Liefer and Andrew Porter-Merrill.
Liefer took third place in the Giant Slalom last year at the state meet. Beall and Porter-Merrill also have a great deal of racing experience to bring to the Alpine team.
Any three of those individuals, Arnis said, could easily win a state championship in 2001.
Cassidy Kurtz will be a strong contender for the girls team, and Brittany Lamb is another excellent skier, Arnis said. Camilla Chase, a sophomore, returns experience from last season, and Rebecca Herman figures to be a strong newcomer.
Kurtz is ranked as one of the top 100 junior racers in the country.