text:
Portland, Oregan artist Hilary Pfeifer is terrific at marketing her work. It paid off with a solo exhibit at the Fuller Craft Museum, Brockton, MA, which opens March 12.
The exhibit, 's Warm, features nearly 2,000 of her wall-mounted sculptures. She writes an eloquent statement and reason for using that title (I had to look up the word "elide"!–I learned something):
Every year the Lovebugs swarm. It's their mating process–traveling in a giant mass of writhing pheromones. In recent decades, as their native habitat in the forests has been depleted, the Lovebugs have migrated toward the roadways to act out their seasonal ritual. They are drawn to the scent of automobile exhaust fumes, which chemically replicates the odor produced by the female insect to attract their male counterparts and alert them of their fertility. Quite often, individuals in a swarm are randomly looping, spiraling, or corkscrewing around in a dizzying search for their mates, rather than following a linear flightplan.
People swarm too. In bars, parks, highways, gyms, malls. We often gather together and watch each other, observing our mating rites which include clothing, gesture, demeanor. We flirt, looking into each other's eyes for the kinesthetic cues that it's okay to do so. And for the cues that we should keep on going. Or the cues that it's time to stop. We use electronic aids as well–cell phones, the internet, text messages–all of which often bring our swarming and mating routines further into the public domain.
Language is a big part of courtship, and it is from this place that I chose the title for this installation. When George Gershwin wrote `s Wonderful, he was taking note of the way that humans often elide the spoken word, letting some parts drop away and others merge. When we are speaking affectionately to lovers, our language is softer and more melodic than usual. Words loop from thought to thought, much like the lofty flight pattern of a giddy bug.
What I most want you to see is her photo journal of the exhibit, especially the box she put together for her proposal. [Update: Be sure to read Hilary's comments below with regard to her submission.] About it, she wrote:
I believe in being professional and trying to stand out whenever I can in my presentations. I wanted them to be excited about the show too. So I went over the top and put that box together to have a nice package for them.
The bonus of making that box is that they make an effort to have some things available for the audience to touch, trying to bridge that gap between art and craft a little, make their museum more accessible than most, etc. The box will end up being something the docents will carry around and allow curious people to touch as they look at the bigger installation.
Images: Hilary Pfeifer, from 's Warm. (c) The Artist.


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Date of Stay: July, 2010
Great rate for a wooded setting. Yes, there are some older permanent mobile/travel homes but I didn't find it bothersome. This is not a luxurious RV campground, but as others said the staff is just so darn nice, the setting is quaint and the location to Flathead Lake, Woods Bay, is just a stone's throw away. Had Wi-Fi issues too, but so was our Verizon Broadband, so could have been the rainy weather. Our 4 yr old daughter loved the trails, the play area and the free range chickens. The sites are steep but manageable. Would stay here again.
Date of Stay: May, 2010
Oh my gosh, this place puts the Park in RV Park. It truly was a park-like setting. Trout ponds, a quaint bridge, streams, the gorgeous Boulder River and lush green grass. Everything was so well maintained and manicured. We intended only one night but stayed two and wished we could have stayed all summer. The ladies that managed were lovely, with the best smiles East of the Divide. There was even a huge area where we could run our Lab off leash. We parked right next to the river with views all around us. This park was recommended by another RVer, and we wish we could hug him. This park is minutes from a healthy but small downtown, great eateries and gift shopping, and about 23 miles from the Gallatin forest to see the Falls. We can't wait to go back. We stayed with our 4 yr old daughter and two dogs.
Date of Stay: May, 2010
This was our very first trip in our Fifth Wheel. We came to Miles City for the Bucking Horse Sale, and the KOA was already booked. We ended up staying here. Everything was spotless. The showers and restrooms were very new and extremely well maintained. I always wear flip flops in public showers but I didn't feel I needed to here (although I did anyway). At this time, there is no detergent available to purchase for the coin operated laundry. The machines looked new and were large enough to accommodate a week's load. The staff were so kind and helpful. Upon our late night arrival, the owner came by personally to check on us, offered help getting us hooked up, too. We brought our 9 month old English Labrador, a chihuahua mix, and 4 yr old daughter. We were able to let the dogs run into the back "pasture" which was wonderful. There was no amazing view, but the Miles City Water Tower sat high above on a butte; that was cool. Each site did have soft green grass, a picnic table and full bloomed young trees. To make up for the lack of pristine beauty, was the awesome staff, and the convenience to Super Wal Mart, Ace Hardware, Albertsons, Main Street and of course the Eastern Montana Fair. The rate seemed high even to our local Miles City friends; however, we would totally stay here again anytime we venture to Miles City.

subset: commoncrawl


text:
Verizon Wireless
12550 Reed Rd Ste 100 Sugar Land, TX 77478-2867
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We have 18 emails for Verizon Wireless.
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text:
Hawke could come with the staff of Avion.
I was just thinking it would be interesting to see what weapons and accessories forthcoming Filmation, Jetlag, Mini comic and concept characters will come with. Would they get new ones? or like the vintage line share accessories with other characters but molded in different colours.
I'd kick off: Vultak and Batros should come with Horde Crossbows in Blue and in dark grey.
what do you guys think?
Hawke could come with the staff of Avion.
Whats greater than Filmation Havoc Staff & Filmation Power Sword ? Include those in a PAK & I'll buy 20 of them !!!!
I think the staff of Avion is a great choice for Hawke - its a desired piece for Stratos and let's face it, we don't need another Stratos soon (maybe the mini comic deco down the road) but Hawke would be a good candidate for the S.O.A.
A few suggestions:
Lizard man - a small crossbow and dagger
Strongarm - raygun
Huntara - lightsabre type weapons from the episode she was in
Sea-Hawk - Fire sword
Octavia - swords
Lodar - spiked club and shield
Crita - whip and raygun
Mara - Pistol
Dree Elle could come with Orko's magic pyramid from the Dawn of Dragoon episode.
If we ever get a Filmation Skeletor he could come with the Diamond Ray of Disappearance as well as a Havoc Staff with a newly tooled Filmation Ram's Head.
Crita has a wand in her witch garb, so she should totally come with that!
Mara, in her assistant garb could come with some of the weapons she used when she and He-Man were leading the Great Rebellion against Flogg's forces occupying Primus.
"Yep! And now I'm gonna blast ya!"
- Orko to Skeletor in "Lessons"
Vultak should come with a crossbow like you say.
Batros should come with a book and maybe a stack of books as well.
I like the idea of Hawke coming with the staff of Avion.
Master Sebrian with his staff.
Octavia two swords, one for each hand.
Katrina, the Grimalkin statue
MOTUC Most Wanted: Kayo, Vizar, Hoove, Lizorr
UK MOTU Fan Club Members - Add You Member Name to this Thread
Trade my Red Stone He-Ro Staff for a Green one
I think a really cool idea they could do is give us some of the artifacts from the shows. I have read that every figure is logistically coming with two accessories. So give them a weapon and an ancient artifact. Example would be the Diamond from Diamond ray of disappearance. Would be a cool thing to see.
One purple turd deserves another.
i love the crossbow idea for lizardman & vutak.
batros- book that can open & close, translucent snakes
icer- translucent ice armor, ice sword, ice spear & ice axe
evil seed- vine hand & plant blade hand


text:
Turbosmart Fuel Pressure Regulator – FPR-1200
DESCRIPTION: High-performance fuel pressure regulator. Features special internals to handle all types of race fuels, 2 x AN -6 inlet ports, 30-70 PSI base pressure adjustments, 1:1 ratio
APPLICATION: Ideal for race cars with up to 1200hp fuel systems.
SUPPLIED WITH: Mounting bracket, gauge port blank. Fuel Pressure Gauge available as an optional extra.
This product is also available in Sleeper Series


text:
Scooby Snacks (Shaggy & Scooby-Doo Get a Clue!)
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- This article is about Scooby Snacks from Shaggy & Scooby-Doo Get a Clue!. For other incarnations, see Scooby Snacks (disambiguation).
|This needs a stretch.
* Powers granted.
* History.
Scooby Snacks, as enhanced with a nanotechnology formula by Dr. Albert Shaggleford, have the ability to give animals super powers of different sorts. The effect normally lasts only until the snack is digested. The main beneficiary from this was Scooby Doo, but marmosets and a mouse have also tried the treats and gained powers.
Powers granted
- Invisibility (Shags to Riches)
- Super strength (Operation Dog and Hippy Boy)
- Super speed (Operation Dog and Hippy Boy - to a mouse, Scooby Dudes)
- Giant robot form (Party Arty, Big Trouble)
Shaggy & Scooby-Doo Get a Clue!
Season one
Insert details here.
Season two
Insert details here.


text:
Bunty Sajdeh necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 491 diseños de 128 diseñadores freelance.
Specialize in talent representation, event management, sponsorships etc. Although based in India, very international, young and vibrant already exclusively representing top Indian Sports and Entertainment celebrities such as YUVRAJ SINGH and SUSHMITA SEN among others. Our current website is http://www.cornerstone.in for more info on our talent and business in general.
Corporate clients.
Logo must have alphabets CSE since it is short for Cornerstone Sport and Entertainment. Leading management companies across the world have similar logos (and are easily referred to in the same form) such as IMG, CAA and the likes of. Colors too could be used viz. Orange, Grey and White. Please see our current logo and other details on our website http://www.cornerstone.in you can also visit these sites for ideas http://www.kwan.in, http://www.globosportworld.com, http://www.blingglobal.com, http://www.pdmindia.com, http://www.imgworld.com, http://www.caa.com


text:
FORUM DE LA MODE / 16-12-06 / GAITE LYRIQUE - 23 February 2017
The Forum de la Mode took place on December 6, 2016 at the Gaité Lyrique. It has been organized by the Ministry of Culture and Communication and the Ministry of Industry with the support of DEFI and in collaboration with the Fédération Française de la Couture, du Prêt-à-Porter des Couturiers et des Créateurs de mode and the Fédération Française du Prêt à Porter Féminin.
By clicking HERE : Find on our platform all the Forum's contents, documents, videos and podcasts
Program :
9.30am - Welcome
10.00am - Opening speech by Audrey Azoulay, Minister of Culture and Communication
10.30am - #1 Conference - The arts in Fashion
11.15am - #2 Conference - New business models
12.00am - #3 Conference - Know-how and new production patterns
12.45pm - Closing speech of the morning by Frédéric Biousse, co-Founder - Experienced Capital and President - Experienced Capital Management
2.30pm - #4 Conference - The new creative scene
3.15pm - #5 Conference - Support and funding for brands
4.15pm - Closing of the afternoon with Guillaume de Seynes, Managing Director of the Manufacturing Division and the Equity Investments - Hermès International
4.30pm - Closure of the Forum by Christophe Sirugue, State Secretary in charge of Industry - Ministry of the Economy and Finances
4.45pm to 6.00pm - Workshops
(Photos ©Pascal Montary / ©Elise Toide )


text:
An Post-Fortis venture facing setback amid payments row
Members of the Irish Postmasters' Union are refusing to take on any new work for An Post due to a dispute over payments.
The union says it has taken the decision following a failure to reach agreement on pay increases for transacting existing business.
The dispute will affect the implementation and operation of a new joint banking venture between An Post and the Belgian firm Fortis.
IPU general secretary John Kane says the decision to refuse new work results from a litany of difficulties faced by postmasters going back a number of years.
He says IPU members are "at the end of their wits" from watching the postal network fall asunder due to lack of financial support from both An Post and the Department of Communications.


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Discounted cumulative gain
Discounted cumulative gain (DCG) is a measure of ranking quality. In information retrieval, it is often used to measure effectiveness of web search engine algorithms or related applications. Using a graded relevance scale of documents in a search-engine result set, DCG measures the usefulness, or gain, of a document based on its position in the result list. The gain is accumulated from the top of the result list to the bottom, with the gain of each result discounted at lower ranks.[1]
Two assumptions are made in using DCG and its related measures.
- Highly relevant documents are more useful when appearing earlier in a search engine result list (have higher ranks)
- Highly relevant documents are more useful than marginally relevant documents, which are in turn more useful than non-relevant documents.
DCG originates from an earlier, more primitive, measure called Cumulative Gain.
Cumulative Gain[edit]
Cumulative Gain (CG) is the predecessor of DCG and does not include the position of a result in the consideration of the usefulness of a result set. In this way, it is the sum of the graded relevance values of all results in a search result list. The CG at a particular rank position is defined as:
Where is the graded relevance of the result at position .
The value computed with the CG function is unaffected by changes in the ordering of search results. That is, moving a highly relevant document above a higher ranked, less relevant, document does not change the computed value for CG. Based on the two assumptions made above about the usefulness of search results, DCG is used in place of CG for a more accurate measure.
Discounted Cumulative Gain[edit]
The premise of DCG is that highly relevant documents appearing lower in a search result list should be penalized as the graded relevance value is reduced logarithmically proportional to the position of the result. The discounted CG accumulated at a particular rank position is defined as:[2]
Previously there has not been any theoretically sound justification for using a logarithmic reduction factor[3] other than the fact that it produces a smooth reduction. But Wang et al. (2013)[4] give theoretical guarantee for using the logarithmic reduction factor in NDCG. The authors show that for every pair of substantially different ranking functions, the NDCG can decide which one is better in a consistent manner.
An alternative formulation of DCG[5] places stronger emphasis on retrieving relevant documents:
The latter formula is commonly used in industry including major web search companies[2] and data science competition platform such as Kaggle.[6]
These two formulations of DCG are the same when the relevance values of documents are binary;[3]:320 .
Note that Croft et al. (2010) and Burges et al. (2005) present the second DCG with a log of base e, while both versions of DCG above use a log of base 2. When computing NDCG with the second formulation of DCG, the base of the log does not matter, but the base of the log does affect the value of NDCG for the first formulation. Clearly, the base of the log affects the value of DCG in both formulations.
Normalized DCG[edit]
Search result lists vary in length depending on the query. Comparing a search engine's performance from one query to the next cannot be consistently achieved using DCG alone, so the cumulative gain at each position for a chosen value of should be normalized across queries. This is done by sorting all relevant documents in the corpus by their relative relevance, producing the maximum possible DCG through position , also called Ideal DCG (IDCG) through that position. For a query, the normalized discounted cumulative gain, or nDCG, is computed as:
- ,
and |REL| represents the list of relevant documents (ordered by their relevance) in the corpus up to position p.
The nDCG values for all queries can be averaged to obtain a measure of the average performance of a search engine's ranking algorithm. Note that in a perfect ranking algorithm, the will be the same as the producing an nDCG of 1.0. All nDCG calculations are then relative values on the interval 0.0 to 1.0 and so are cross-query comparable.
The main difficulty encountered in using nDCG is the unavailability of an ideal ordering of results when only partial relevance feedback is available.
Presented with a list of documents in response to a search query, an experiment participant is asked to judge the relevance of each document to the query. Each document is to be judged on a scale of 0-3 with 0 meaning not relevant, 3 meaning highly relevant, and 1 and 2 meaning "somewhere in between". For the documents ordered by the ranking algorithm as
the user provides the following relevance scores:
That is: document 1 has a relevance of 3, document 2 has a relevance of 2, etc. The Cumulative Gain of this search result listing is:
Changing the order of any two documents does not affect the CG measure. If and are switched, the CG remains the same, 11. DCG is used to emphasize highly relevant documents appearing early in the result list. Using the logarithmic scale for reduction, the DCG for each result in order is:
So the of this ranking is:
Now a switch of and results in a reduced DCG because a less relevant document is placed higher in the ranking; that is, a more relevant document is discounted more by being placed in a lower rank.
The performance of this query to another is incomparable in this form since the other query may have more results, resulting in a larger overall DCG which may not necessarily be better. In order to compare, the DCG values must be normalized.
To normalize DCG values, an ideal ordering for the given query is needed. For this example, that ordering would be the monotonically decreasing sort of the relevance judgments provided by the experiment participant, which is:
The DCG of this ideal ordering, or IDCG (Ideal DCG) , is then:
And so the nDCG for this query is given as:
- Normalized DCG metric does not penalize for bad documents in the result. For example, if a query returns two results with scores and respectively, both would be considered equally good even if the latter contains a bad result. One way to take into account this limitation is to use in the numerator for scores for which we want to penalize and for all others. For example, for the ranking judgments one might use numerical scores instead of .
- Normalized DCG does not penalize for missing documents in the result. For example, if a query returns two results with scores and respectively, both would be considered equally good. One way to take into account this limitation is to enforce fixed set size for the result set and use minimum scores for the missing documents. In previous example, we would use the scores and and quote nDCG as nDCG@5.
- Normalized DCG may not be suitable to measure performance of queries that may typically often have several equally good results. This is especially true when this metric is limited to only first few results as it is done in practice. For example, for queries such as "restaurants" nDCG@1 would account for only first result and hence if one result set contains only 1 restaurant from the nearby area while the other contains 5, both would end up having same score even though latter is more comprehensive.
- ^ Kalervo Jarvelin, Jaana Kekalainen: Cumulated gain-based evaluation of IR techniques. ACM Transactions on Information Systems 20(4), 422–446 (2002)
- ^ a b "Introduction to Information Retrieval - Evaluation" (PDF). Stanford University. 21 April 2013. Retrieved 23 March 2014.
- ^ a b B. Croft; D. Metzler; T. Strohman (2010). Search Engines: Information Retrieval in Practice. Addison Wesley".
- ^ Yining Wang, Liwei Wang, Yuanzhi Li, Di He, Wei Chen, Tie-Yan Liu. 2013. A Theoretical Analysis of Normalized Discounted Cumulative Gain (NDCG) Ranking Measures. In Proceedings of the 26th Annual Conference on Learning Theory (COLT 2013).
- ^ Chris Burges, Tal Shaked, Erin Renshaw, Ari Lazier, Matt Deeds, Nicole Hamilton, and Greg Hullender. 2005. Learning to rank using gradient descent. In Proceedings of the 22nd international conference on Machine learning (ICML '05). ACM, New York, NY, USA, 89-96. DOI=10.1145/1102351.1102363 http://doi.acm.org/10.1145/1102351.1102363
- ^ "Normalized Discounted Cumulative Gain". Retrieved 23 March 2014.


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Drafted out of UNC in the 13th round in 2008, Wooten was a Pacific Coast League All-Star earlier this month and tallied 20 saves with the Sounds in 2013. He has an ERA of 2.94 in 40 appearances (52.0 innings) and has struck out 45 batters compared to just 12 walks.
"He's got a nice cutter, locates the ball well," Brewers manager Ron Roenicke told the Milwaukee Journal Sentinel.
"He doesn't walk a lot of people. He throws strikes. You can trust him to come into a game and put the ball over the plate. He's done a really nice job this year. His numbers have been really good, he's saved a lot of games and he doesn't mind being in that pressure situation.
"We need a little help in our bullpen. Where we were today and going into Colorado, an offensive park, hopefully that will help. We've got the double header in Chicago and we're still trying to figure out what to do there, who's going to start that game but that has a lot to do with what happens to our bullpen in Colorado."
Wooten played four seasons at Carolina before being selected by the Brewers, and his final season at UNC was his best. The Pikeville, N.C., product went 6-2 with a 1.87 ERA and five saves in 44 games during his senior season to help lead the Tar Heels to the 2008 College World Series.


text:
Mystery Tour Sans Font
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text: I haven't worn heels in years, and wouldn't dream of wearing those 5-inch spikes today! My shoes for work (I'm an LPN) are usually wide-width Skechers, and I do have a pair of L.L.Bean slip-ons that are quite comfortable. I don't even think my daughters wear the killer spikes...I hope they don't! And believe it or not, my youngest daughter wore blue flipflops for her 'something blue' when she got married!


text: I have a 02-06 cadillac EXT shale (beige) rear leather seats. They are bench seats. They are in excellent shape with no rips,tears, ect in the leather. These would also fit an avalanche. I do not check the forums much so if you are intersted please email me at firstname.lastname@example.com. I am paypal verified and have hundreds of transactions on ebay and other car forums for reference. $450 OBO


text:
When Kick-Ass hit screens in 2010, it tripled its budget at the box office, so a sequel was inevitable. Based on the comic book of the same name by Mark Millar and John Romita jnr, the film was directed by Matthew Vaughan, who co-produced with Brad Pitt, both of whom are back on board as producers of the sequel.
Does director Jeff Wadlow's successor live up to the energy, spunk and pizzazz of its predecessor? Yes, though this time round it appears to be trying harder to be cool and edgy. Nicolas Cage's character, Big Daddy, is but a cheesy photo on a mantelpiece and his daughter, Hit-Girl (Chloe Grace Moretz), is striving to abide by her guardian's desire for her to play the part of a normal American teenager, not a masked and caped vigilante, something Kick-Ass (Aaron Taylor-Johnson) is also struggling with.
Conflict arrives in the form of The Motherf***ker (Christopher Mintz-Plasse), a rich brat whose father was killed by Kick-Ass and Hit-Girl in the first film. He assembles a ruthless gang to take on Kick-Ass and his motley crew of vigilantes, fronted by Colonel Stars and Stripes (Jim Carrey).
Soon all hell breaks loose.
By deploying a postmodern deconstruction of the comic book superhero genre, the film is a relentlessly fun parody of the ridiculous concept of masked vigilantes and villains. Contrasting Hit-Girl - nicely set up at the film's conclusion for her own franchise spin-off - with the It-Girl at high school is a little predictable, but it allows the film's focus to shift easily between Hit-Girl's and Kick-Ass' respective dilemmas.
Stars: 3/5
R16; 103 minutes. Out now.


text:
The Way We Live Now HTML version
Yes I'm A Baronet
How eager Lady Carbury was that her son should at once go in form to Marie's father and
make his proposition may be easily understood. 'My dear Felix,' she said, standing over
his bedside a little before noon, 'pray don't put it off; you don't know how many slips
there may be between the cup and the lip.'
'It's everything to get him in a good humour,' pleaded Sir Felix.
'But the young lady will feel that she is ill-used.'
'There's no fear of that; she's all right. What am I to say to him about money? That's the
'I shouldn't think of dictating anything, Felix.'
'Nidderdale, when he was on before, stipulated for a certain sum down; or his father did
for him. So much cash was to be paid over before the ceremony, and it only went off
because Nidderdale wanted the money to do what he liked with.'
'You wouldn't mind having it settled?'
'No I'd consent to that on condition that the money was paid down, and the income
insured to me say L7,000 or L8,000 a year. I wouldn't do it for less, mother; it wouldn't
be worth while.'
'But you have nothing left of your own.'
'I've got a throat that I can cut, and brains that I can blow out,' said the son, using an
argument which he conceived might be efficacious with his mother; though, had she
known him, she might have been sure that no man lived less likely to cut his own throat
or blow out his own brains.
'Oh, Felix! how brutal it is to speak to me in that way.'
'It may be brutal; but you know, mother, business is business. You want me to marry this
girl because of her money.'
'You want to marry her yourself.'
'I'm quite a philosopher about it. I want her money; and when one wants money, one
should make up one's mind how much or how little one means to take and whether one is
sure to get it.'
'I don't think there can be any doubt.'


text:
ScanSoft (SSFT ), a major supplier of digital imaging, speech, and language solutions--such as voice-related technologies for telecoms--to make businesses more productive, has been flying high. It reached 6.05 a share on July 2, up from 3 in early March--with a lofty price-earnings ratio of 30 on 2001's earnings of 19 cents a share, or 23 times estimated 2002 earnings of 26 cents. Enter the shorts. Selling at about five times revenues, they think the stock is too pricey. And there is the link to Xerox, which owns a 20% stake. Xerox, under a Securities & Exchange Commission accounting probe, is also a major ScanSoft customer (ScanSoft says the relationship with Xerox is conducted at "arm's length" and that it contributed "considerably less than 10%" to revenues in 2002). Xerox is restating up to $6 billion in revenues from 1997 to 2001. "Given the investor sensitivity to accounting, the restatement could cast a negative shadow on ScanSoft," says one pro, who sees the stock falling to 4. A bull on ScanSoft is Katherine Egbert, of C.E. Unterberg, who rates the stock a buy, with a 12-month target of 12. She sees 2002 earnings of 26 cents a share and 35 cents in 2003. Say the shorts: Her valuation is too steep.
|Corrections and Clarifications ``Hard landing ahead for ScanSoft'' (Inside Wall Street, July 15) said that Xerox Corp., which owns 20% of ScanSoft, accounts for 14% of its revenues. ScanSoft says the relationship with Xerox is conducted ``at arm's length'' and that Xerox contributed ``substantially less than 10%'' to revenues in 2002.
By Gene G. Marcial


text:
Posted by Peter Wannemacher on the eBusiness & Channel Strategy Professionals Blog on May 28, 2014
When it comes to mobile banking, customers' expectations are growing faster than the hair on a Chia Pet. So every year, Forrester reviews and scores the mobile banking offerings from the largest retail banks in the US across seven categories: Range of touchpoints; Enrollment and login; Account information; Transactional functionality; Service features; Cross-channel guidance; and marketing and sales. You can read the complete report here or by clicking on the link below:
Here is a sampling of some of our findings:
In Canada, mobile banking is growing up faster than Justin Bieber. So from March 21 to April 9, 2014, Forrester reviewed and scored the mobile banking offerings from the five largest retail banks in Canada across seven categories: Range of touchpoints; Enrollment and login; Account information; Transactional functionality; Service features; Cross-channel guidance; and marketing and sales. You can read the complete report here or by clicking on the link below:
Posted by Peter Wannemacher on the eBusiness & Channel Strategy Professionals Blog on June 28, 2013
"Let's just say I'm not lost when it comes to data . . . but I could be more found . . ." – (eBusiness team member at a top 50 US bank)
Digital teams are surrounded by data and metrics — from KPIs to customer analytics. Yet I often hear from clients who wish they were just a little more comfortable knowing what the data is really saying, or which metrics are most important.
We just published a brand new report on The Mobile Banking Metrics That Matter which outlines how mobile strategists at banks can put the right metrics in place and work with their analytics teams to get data outputs that guide them toward smart business decisions.
Writing this report got me thinking about which books, blogs, and articles I've found most useful when it comes to really getting data and metrics. Here are five I think might help you too:
Posted by Peter Wannemacher on the eBusiness & Channel Strategy Professionals Blog on April 25, 2013
Mobile banking success is a moving target: Customers needs and expectations are changing rapidly, and eBusiness teams at banks are sprinting to get ahead of their customers' expectations. To achieve this, firms are rolling out new features, optimizing existing services, and enhancing mobile experiences.
To understand which firms are leading in mobile banking — and to better gauge the mobile banking landscape overall — we used our Mobile Banking Functionality Benchmark to evaluate and rank the mobile banking efforts of 15 of the largest banks in North America, Western Europe, and Australia.
Our findings across all the banks we evaluated can be found in our 2013 Global Mobile Banking Functionality Rankings. We've also published two additional reports looking at the banks we reviewed in the UK and the US: 2013 UK Mobile Banking Functionality Rankings and 2013 US Mobile Banking Functionality Rankings
Highlights of this research include these findings:
Posted by Peter Wannemacher on the eBusiness & Channel Strategy Professionals Blog on April 23, 2013
Banks get a bad rap for not being innovative enough. But at least one provider is proving the haters wrong: Early this year, U.S. Bank launched Mobile Photo Bill Pay, a feature that lets mobile bankers add a new payee simply by taking a picture of a paper bill or statement.
This mobile feature – powered by technology solutions company Mitek – goes beyond "nifty" With it, U.S. Bank offers customers an easier, more convenient, and more elegant cross-channel experience for a common activity. It helps the bank by increasing the number of customers who use digital bill pay – and deepening relationships with customers. According to Niti Badarinath, SVP and head of mobile banking at U.S. Bank, "Getting people to become active users of bill pay is key to our digital strategy, because we recognize the value and stickiness of the relationship when people pay bills." (taken from a recent article in American Banker)
How it works
When U.S. Bank launched mobile photo bill pay, I immediately pulled up my U.S. Bank iPhone app and took this new feature for a test drive (see screenshots below). Put simply, this is an innovation that delivers: A customer can go from opening a bill he got in the mail to enrolling a brand new payee to paying that bill in under 150 seconds (a.k.a. less than 2 minutes and 30 seconds). This is without setting up any bill payment options in advance, or entering any information manually – the mobile photo bill pay feature even corrects for image distortion, reads relevant data and auto-populates all the information.
Why it's good for U.S. Bank
Posted by Peter Wannemacher on the eBusiness & Channel Strategy Professionals Blog on March 27, 2013
Mobile has gotten a lot of attention at banks recently. In fact, other teams in a firm's organization are starting to feel like Jan Brady, the voices in their heads chanting "Mobile Mobile Mobile!"
But there's good reason for the increased focus on mobile banking efforts: mobile is the most important strategic change in retail banking in over a decade. It is shifting your customers' behavior, raising customers' expectations, and opening up new opportunities for banks, their competitors, and new disruptors.
So how can strategists at banks assess the current and future state of the mobile banking market? How can they plan their own mobile banking roadmap? What do they need to successfully execute these plans? And how will they continue to improve and enhance their mobile offerings going forward?
Forrester's new Mobile Banking Strategy Playbook seeks to answer all of these questions, drawing on mountains of research and deep dives into data in order to give eBusiness teams at banks a complete framework for building and maintaining a world-class mobile banking strategy. The playbook will include 12 chapters (plus an Executive Summary) that cover different aspects of mobile banking – and many of those chapters are already live. These chapters outline how to develop a successful mobile banking strategy. Specifically, we recommend that mobile strategists at banks:


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Gladstone Hotel (Toronto)
|Wikimedia Commons has media related to Gladstone Hotel.
The Gladstone Hotel was built in 1889 and named after Gladstone Avenue, next to the hotel. The Parkdale area hotel is a west Toronto landmark designed by local architect G.M. Miller in the Romanesque Revival style.
The Gladstone Hotel is located 1214 Queen Street West, Toronto, Ontario, Canada.
The Gladstone Hotel is the oldest continuously operating hotel in Toronto. It was originally built in 1889 as a stylish hostelry across from the then existing Parkdale railroad station which serviced the Grand Trunk, the Canadian Pacific Railway (CPR), and the Canadian National Railway (CNR) companies. In addition to serving the three major railway companies it also provided visitors attending the Canadian National Exhibition (CNE) a place to stay.
The original owner, Susanna Robinson, was a widow who operated and lived at the hotel with her 13 children.
A report appeared in the Toronto Star on October 3rd, 1911, indicating that the Gladstone was soon to become the property of an incorporated company. The owner at that time was Mr. Victor E. Gianelli.[1] Interviewed by the Star, Mr. Gianelli stated that the deal had not yet been closed, but the plan was to increase the size of the hotel and improve the facilities.
An article published in the Star on December 27th, 1912, indicated that the Gladstone Hotel had changed hands again, and that the Gladstone Hotel Company, of which Mr. Thomas Slattery was manager, had purchased the Gladstone hotel property from Mr. Gianelli for $110,000. Mr. Slattery had earlier purchased the license for $60,000. It was reported that extensive alterations were to be made to the property.
Throughout the years the hotel was passed from owner to owner and gradually deteriorated in both status and physical appearance. In 2000 a group of developers decided to attempt to rescue this once-luxurious hotel. The Tippins and the Zeidler families combined forces but arguments between the two families regarding how to approach the restoration project resulted in the Zeidlers becoming sole owners of the hotel in 2002.
The Gladstone was named for Gladstone Avenue, which was named after British prime minister William Ewart Gladstone. The hotel's monthly newsletter, the Gladstone Bag, is named for the suitcase style, also named for William Gladstone.
The Gladstone was one of the first ten hotels in Ontario to receive permission to allow patrons to drink and play shuffleboard in a licensed alcoholic area. At one time the Gladstone Hotel was the last place to obtain hard liquor before reaching Hamilton.[citation needed]
The hotel was designed by George Miller, the architect of the Lillian Massey building of the University of Toronto, many other public buildings in the city, as well as a large number of formerly grand residential buildings in the Parkdale neighbourhood. The building permit was issued in September 1889 for a value of $30,000.
The Hotel was designed in the Richardsonian Romanesque style - in the period a popular style for public buildings such as train depots, churches, and libraries. The architectural style of the Gladstone is characterized by the rough cut stone and brick and by the dramatic arches over the windows and porch entrances. The Hotel tower is also characteristic of the style. The cupola was removed in 1930 due to disrepair.
The Gladstone is a fine example of a Victorian Hotel with intact plaster moldings in the grand hallways. The two restored pillars in the hotel's Melody Bar are unique in Toronto in that their faux marble finish was rendered in true European fresco technique. No other architectural pillars such as these exist in Toronto. The meticulously restored Victorian elevator is one of the last hand-operated elevators in Toronto
Zeidler Partnership and Eb Zeidler were the architects for the historic restoration of the hotel.
Recent History[edit]
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The Gladstone Hotel is still owned by the Zeidler family. Their historic restoration of the property reflects the hotel's architectural and community history. Eberhard Zeidler was the architect involved while resigning for his two of his three daughters, Margie and Christina. Margie Zeidler originally bought the hotel and made arrangements to have her sister manage the hotel. Christina Zeidler's personal philosophy of how a hotel should fit naturally with the existing community has manifested itself in the case of the Gladstone Hotel. The owners invited local artists to compete in a competition. The main objective was to create a functional hotel room that brought in a main concept or idea. The result was 37 one-of-a-kind hotel rooms from the winning proposals.
The Zeidler family was concerned about the well-being of the existing residents of the hotel and took an interest in supporting them and helping them find new homes in the community prior to beginning the restoration project. The family provided financial support and the employees at the hotel worked to find homes for the most elderly and at risk. Some of the former residents now live at the Parkview Arms Hotel, down Queen Street beside Trinity Bellwoods Park.
The Gladstone kept its bar and event venue spaces open and operating throughout the restoration process in order to maintain community and neighbourhood connections.
Come Up To My Room[edit]
In 2004, the Gladstone began hosting Come Up To My Room, an alternative design exhibition showcasing new and established local art/design talent, co-founded and co-curated by Christina Zeidler and Pamila Matharu. It is run annually as part of the Toronto Design Offsite Festival, during Toronto Design Week. For the eleventh edition (Jan. 2014), CUTMR was billed as "Toronto's largest alternative design show."[2][3]
Last Call at the Gladstone Hotel[edit]
A documentary film, Last Call at the Gladstone Hotel, was created by Last Call Productions as a portrait of the effects of urban renewal on the poor, as the Gladstone was being converted from a skid row flophouse to arts and music hotspot. It was shot over a span of five years, showing that the developers' plan for a gradual restoration with staff and residents remaining upstairs, while downstairs the bar serves designer drinks to new, affluent clientele didn't work. City inspectors demanded a complete rewiring, the boiler blew up leaving the hotel without heat, ceilings leaked, walls crumbled and management had to cope with this reality.
External links[edit]
- Gladstone Hotel official site
- City of Toronto historical plaque, and hotel photo
- Emporis Building site - The Gladstone Hotel (photos, minor profile)
- ^ 1910 Advertisement for the Gladstone Hotel - https://archive.org/stream/cihm_87385#page/n37/mode/2up
- ^ Gladstone Hotel
- ^ Come Up To My Room


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The result of years of human resource software development, activ8 is a revolutionary suite of web based tools available 24 hours a day and responsible for four crucial activities unique to activpayroll:
The planning and control of our payroll processes and resources; from calendar production all the way through to Finance and KPI Reporting.
The collation and seamless blending of any and all payroll related data from any number of customer systems, data sources or spreadsheets.
The secure, encrypted transfer of data throughout our payroll processing network, maximising our global footprint and access to local expertise.
The provision of enterprise level reporting, with class leading visualisation and interactivity to improve visibility at both global or local level, on all aspects of the payroll results.
Our suite of tools is provided via a SaaS model from our UK data centres and is deployed using a modular approach providing both Employee and Manager Self Service across many functions. This puts the customer in the enviable position of being able to pick and choose the modules that provide the best fit for their payroll service in order to reduce administrative burden and avoid duplication of effort. Equally, our fully flexible approach to the related implementation and ongoing costs, delivers ROI much faster than traditional large scale IT implementations.
ePay makes employee pay easy, allowing your employees to securely access their records of payment and remuneration throughout their period of employment.
eFile allows you to transfer sensitive data securely via a fully encrypted and auditable transmission process. Security that is essential in the modern business world and critical for the transfer of payroll data and processing.
myAccount provides Employee Self Service to ePeople, enabling your employees to "own" their own HR information - including name, address, contact information and bank account details - reducing your admin burden, whilst ensuring their data is always accurate and up to date.
ePeople is a comprehensive, centrally shared human resource and finance hub that allows you to securely store, input and report information concerning your employees throughout the globe. ePeople offers an unprecedented level of management control for data changes.
eHelp provides users with a direct line to our Service Desk, simplifying the support process. 24/7, wherever you are, whenever you need it.
eExpense is a piece of expenses software that enables your employees to record their expenses in any currency online and helps your organisation track and manage claims efficiently and accurately.
eLeave records and manages employee vacation, sickness and absenteeism, providing a full reporting functionality against your human resource policies.
eTime accurately and comprehensively records employee work time, providing management with detailed time management reports to analyse utilisation and optimise use of resources.
eReport will analyse your data quickly and easily, culminating in brilliant charts, graphs and other visualizations. You can drill down to see exactly what information you need, or build performance dashboards for rapid analysis of pertinent metrics.
Get in touch to arrange a demo of how our systems work in conjunction with our global payroll process.
Providing a flexible approach to payroll services is an important USP for us, but one that presents more than a few challenges! Not the least of which is how to provide a highly flexible, possibly complex payroll service without introducing inefficiency or error. Our answer was a relatively simple one…build it! To support the build we invested in a highly skilled team of IT professionals with a breadth and depth of experience in areas such as ERPs, databases, information security and, of course, application development and support. We call this team activTechnology.
As a direct result of activ8's modular design, our activTechnology team have amassed a huge array of skills and experience in the integration of external systems to feed our payroll processing software engines. The experience has culminated in the development of our Configurable Integration module, minimising risk and maximising control during the implementation of data flow(s) between systems. We currently provide integrations for all manner of external solutions including ERPs, HRIS applications, Time and Attendance solutions, Expense applications and of course Finance systems. Some examples include: Workday, Oracle, SuccessFactors, SAP, PeopleSoft, Microsoft Dynamics and many more.


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Once Ryan Tannehill signed his contract and arrived at training camp, full focus could be diverted back to his on-field progression.
Specifically, how would the two-day absence affect his standing in the quarterback rotation?
Even if expectations were tempered a bit, nonetheless his performance in team drills would be heavily scrutinized.
The consensus? So far, so good.
Since he's returned, Tannehill has split reps with David Garrard, Matt Moore and Pat Devlin, almost exclusively facing a mix of defensive reserves.
In spite of this, The Palm Beach Post's Ben Volin writes, "it's been hard not to notice how good Tannehill has looked throwing the football, showing good velocity, accuracy and anticipation."
On Sunday morning's practice–Tannehill's first-ever NFL training camp practice–the Dolphins rookie, by Joe Philbin's count, completed 40 of 53 "competitive" snaps.
To simulate red-zone scoring opportunities, Dolphins coaches shortened the field during Monday morning's team drills, throwing some different pressure looks at the offense. While it may have affected his performance–his completion rate was certainly lower–the Miami Herald's Barry Jackson characterized his second practice as "pretty good."
The only opinion that matters, of course, is Philbin's. And after Monday morning's practice, he, too, said he's been pleased with where the first-round pick is at this stage.
"He threw the ball well (on Sunday)," Philbin said. "Today, we missed a couple plays early. We had a couple opportunities for big plays we didn't convert on. For a rookie quarterback, he's doing very well."
The Dolphins players return to the practice field on Wednesday to kick off a second series of practices in advance of Saturday's scrimmage at Sun Life Stadium.
The opinions, analysis and/or speculation expressed by The Finsiders Blog represent those of individual writers, and unless quoted or clearly labeled as such, do not represent the opinions, policies or desires of the Miami Dolphins organization, front office, coaches and executives. Writers' views are formulated independently from any inside information and/or conversation with Dolphins officials, including the coaches and scouts, unless otherwise noted.
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To perform a "WHOIS" search with this site, you should go to , which will be the registry lookup for domains ending in "cn". Experts are saved to track to identify markers existing in the blood that assist identify cancer stages. The pharmacist must record all of these 10 hours while using the PTCB Universal Continuing Education Form found around the PTCB website. Surveys were conducted on outpatients leading with a trend showing consistent decline in physical well-being when analysis was conducted on three different kinds of SREs including pathological fractures, radiation, as z code system review well as other SREs. ' Consulting jobs may be on the increase because companies often look outside their organization for temporary workers or may want to herald efficiency experts in order to pare down or squeeze more off their dollars.
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The jingle of the ice cream truck would bring me and all of my friends running when we were kids playing in the park after school. They always had something new and exciting that looked good, and some kids would go for that. I liked the new and exciting things, too, but often stuck with a few treats that were my favorites and twin pops ... Read More »
Tag Archives: summer
Cuisipro Mini Ice Cream Sandwich Presses
An ice cream sandwich is a delightful hot weather treat, and they're even more enjoyable when you can put together your own. This doesn't mean that you necessarily have to bake your cookies and churn your ice cream from scratch (although that is always a good option). Instead, it means that when you are assembling your own sandwiches you have full control over the cookie ... Read More »
Nordicware Summer Series 3D Cookie Cutters
Cookies are associated more strongly with fall and winter – thanks to the Christmas holiday where cookies are an absolute staple – than they are with summertime. This is a shame because the summer can be a fine time to bake cookies. The days are longer, so we usually feel like we have a little extra free time and, if you have kids around, you ... Read More »
ThermwWare Cool & Carry Food Carrier
Not every dessert we make is going to be served in our own kitchens. Cookies are packed up and bundled off to bake sales and tucked into school lunches. Cakes and cupcakes are carefully placed in cake carriers to be delivered to parties, potlucks and other celebrations. Delivering a cake in one piece isn't necessarily that difficult – especially if you're a careful driver – ... Read More »
Great Ideas for Baking with Zucchini
Zucchini is one of those summertime vegetables that never seems to run out of steam. I really have to wait until the weather starts to change before the friends who have been handing me piles of the stuff all summer long finally begin to slow down. I'm not complaining, mind you (although I have stopped planting the stuff in my own garden), because I am ... Read More »
How to make ice cream with dry ice
Homemade ice cream is a wonderful treat, but you really do need an ice cream maker for the best and most consistent results. There are many affordable ice cream makers out there (and plenty of more expensive ones!) that will pay for themselves if you make ice cream yourself regularly. If you don't make ice cream on a regular basis, however, you probably don't want ... Read More »
Strawberry Watermelon Agua Fresca
Agua fresca is a fresh fruit-based drink that is very popular in Mexico. They're typically made by mashing or pureeing fruit such as strawberries or melon and then thinning the mixture out with juice or water until it has a light, drinkable consistency and is easy to sip through a straw. They're lightly sweetened, both to highlight the sweetness of the fruit to ensure that ... Read More »
Mint Chocolate Chip Brownie Ice Cream Sandwiches
Ice cream sandwiches are a fun summertime treat. They're easy to make, because you can take just about any pair of cookies and stuff them full of whatever ice cream you have in the freezer for an instant ice cream sandwich. Now, some types of cookies work better as ice cream sandwiches than others. You want cookies that are tender, slightly soft and fairly thin. ... Read More »


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2015 Chevy Suburban LS
Reviewed By Joseph R (ACCIDENT, MD) Reviewed for a 2015 Chevy Suburban —4/5/2017 6:43 AM
Turned off the AFM, stiffened the trans 50% made few other adjustments. The AFM in vehicles is a joke! I have driven roughly 1000 miles since I programmed my suburban and I am getting better gas mileage by 2mpg (not much but better). I have no other mods to my burb at this time. Definitely better get up and go from the low end. Shifts feel a little stiffer. Actually fun driving the suburban now. I drove it for 26,000 miles before the programmer. I can feel the slight changes in the drive.
HB_St Louis MO 63131
Reviewed By Harry B (Fenton, MO) Reviewed for a 2010 Chevy Suburban —3/2/2017 9:32 AM
Suburban 128,500 miles 3rd owner. AFM cylinders 5,7 were carbon. spend $3833.00 on full service. decided on a V-8 Tuner. works great. all cylinders are active/hot now. oil consumption is slowly declining. actively de carbon AFM cylinders. works perfect. look for over 200,000 miles from vehicle.


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Coed, independent, PK-12th grade school in St. Petersburg, Florida.
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#TuesdayTunes - UMass Lowell Field Hockey
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It's time for another edition of TuesdayTunes! The UMass Lowell River Hawks are in their first year in the America East and earned their first Division I field hockey win on Sept. 22 over Saint Francis. Let's take a look at some of the team's favorite tracks:
1. Danza Kuduro- Don Omar
Danza Kudro is by far one of the team's favorite songs right now and has been throughout the past few years of UMass Lowell field hockey. It definitely gets us up and kicking with the team's competitive dance-offs in front of the coaches' office pre-game time. It adds a little Lowell flair to every game.
2. Best I Ever Had- Gavin Degraw
This song is definitely attributed the team's upbeat personality. This is the team's favorite song to sing along to. It's the last song the team listens to before they take the field. Best I Ever Had is the inspiration behind the team's soon to be acapella group "The River Hawkapellas" The favorite line, of course, is "Hey Massachusetts"
3. Sail (Unlimited Gravity Remix)- Awolnation
This is one of the team's walkout songs. You can definitely go ahead and picture all 20 River Hawks rockin out some of the worst dance moves Lowell/America East has ever seen! Get on with the game time madness!
4. Gold Dust- Flux Pavillion
Another old but classic song that gets the team's energy up and wild!
5. Anything Could Happen- Ellie Goulding
In the wise words of Ms. Ellie Goulding "Anything Could Happen"; a fact of life that has been reinforced all season long.


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- Yield
- 4
- ¼ cup Bragg's All purpose seasoning
- Stevia (optional)
- Sea salt & pepper to taste
- 1 pound ground turkey
- 2 tbsp coconut oil
- 1 cup chopped celery
- 1/2 cup shredded carrot
- 1/2 cup chopped onion
- Handful snap peas in pod
- 1 bell pepper, sliced
- 1 garlic clove, minced
- 1/2 cup slivered or chopped almonds
- 1 cup brown rice
- Cook brown rice as package instructs (try cooking with fresh chicken or vegetable broth for a bit more flavour). In a large fry pan, heat coconut oil over med-high. Fry onions and garlic for a few min until they start to soften. Add the turkey and cook until no longer pink. Add other veggies and salt & pepper. Stir fry until slightly soft (2-3 min). Mix in the Bragg's (and stevia if you want it sweetened). Cook for another couple minutes. Add almonds, mix well and serve.


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The 2013 model year for hybrid vehicles is certainly showing much more innovation and growth within this budding and sometimes questioned market. The following article is going to first define what a hybrid vehicle is and then segue into some past highlights of the evolution of hybrid vehicles. It will then focus on some 2013 hybrid vehicle models, note some highlights and touch on some speculation for what the future holds for hybrid vehicles.
To learn about the 2013 models, it is essential to learn what exactly a hybrid vehicle is. A hybrid-electric vehicle features the best attributes of a gasoline engine and an electric motor to give the owner the best possible utilization of fuel. The engine gives the hybrid vehicle the vast majority of its power, while the electric motor provides a complimentary source of power when needed. Complimentary power is used for things such as for passing cars and accelerating the car. This hybrid design enables a normal size car to have a more fuel-efficient utilization. The electric power is generated through regenerative braking and from the power generated from the gasoline engine; this enables a hybrid car to benefit from the added electricity, but saves the user from having to plug it in at home or at a charging station.
If you think hybrid vehicles are a new innovation, you would be surprised that hybrid vehicles have had their start over 300 years, starting in 1665. However, you have only heard of hybrid vehicles in the last 15 to 20 years because they have become economically viable and profitable in this time-frame. Toyota and Honda were the trailblazers of the modern hybrid car movement with the Insight and Prius respectively. These two models established hybrids in the modern age and still are popular, relatively speaking, in the hybrid market. Today, more than 20 years later, Toyota and Honda are still leaders in innovation in the hybrid market, including their respective models for the 2013 model year. Almost a decade later, in 2005, Ford introduced and still produces the Ford Escape Hybrid as the industry's first large-scale hybrid sport utility vehicle. Industry insiders credit Ford and Toyota swapping patents for their hybrid technology and diesel engine technology respectively. Therefore, Toyota, through the innovations at Ford, has continually impacted the hybrid market.
Before highlighting some of 2013's hybrid models, it is essential to give a primer on the general background of, the different aspects and the attributes to think about before deciding which hybrid vehicle to purchase. When looking for a hybrid vehicle, you will have your option of a tiny two-seater all the way up to a massive nine-passenger SUV. Depending on which model you look at, it might be a spin-off of an existing conventional model or it might be a totally organic design unique to the entire auto market.
Similar to conventional cars, prices for hybrid cars vary quite extensively. On average, a hybrid vehicle might cost you more than 20 percent more than a conventional gas engine car. However, there are various federal and/or state tax credits, so there might not be as much sticker shock if you are aware of this. Depending on the make, model, features and general automotive attributes, a hybrid cost can run you anywhere from the low $20,000s to well above $100,000.
When it comes to hybrids' engines and their respective fuel economy, there are two competing types of engines. With pure hybrids, there is an increased level of gas mileage of approximately 40 to 50 miles per gallon. The other type of hybrid is a mild hybrid. A mild hybrid delivers less fuel efficiency because it has less efficient hybrid technology.
Comparing safety of hybrid cars to conventional gas engine cars, there is virtually no difference when it comes to safety issues. Hybrids do have a slightly increased risk of chemical spills and electric shocks after a car is involved in an accident. Yet, since consumers have been driving hybrids for many years now, there have been no real world experience with either potential hybrid-related risk. Normally, a hybrid loses between three to five cubic feet of trunk space because the battery bank is normally placed in that area. Additionally, storage space beneath the cargo floor will be lost because of the battery pack too.
Now that we have covered the basics and some specific information related to different attributes and segments of 2013 hybrid models, we can now segue into discussing some 2013 models. Since the Toyota Prius started the hybrid craze, it is only right to pay homage to the 2013 Toyota Prius. The top pick by industry insiders and car enthusiasts alike is the 2013 Toyota Prius. The 2013 model still gets the best fuel economy rating of 51 and 48 miles per gallon in the city and on the highway respectively. Its hatchback design gives the driver ample room for both passengers and storage space – you also get rear-seat legroom! Drawbacks include ultra-responsive steering and soft-handling attributes. The price, along with the federal and/or state tax credits, makes the Prius an overall good value.
A domestic competitor to the Prius is the 2013 Ford Fusion Hybrid. Drivers of this car get a spacious and cost effective vehicle that still gets a reasonable, but less than the Prius' fuel economy rating. The Fusion hybrid only gets 41 miles per gallon in the city and 36 on the highway. Additional features include its Sync voice-directed system, climate control and rear park-assist system. While there is enough room to fit a piece of luggage or two in the back, the batter pack in the trunk hinders maximum trunk capacity.
As one can see, hybrids are the next generation of cars, especially when it comes to fuel efficiency. Only time will tell if hybrids will be a car of the future or simply a stepping stone to a complete electric car. While we don't know what the future holds, hybrid cards certainly offer the consumer a more fuel efficient option for only a bit more than a conventional car.


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All the leading UK supermarkets and high-street wine chains, not to mention several smaller merchants, have had astonishing success hunting in South Africa. However, of the specimens on show in this column, only Sainsbury's stocks every one. Quite how it bagged so many exquisite specimens I cannot say, but it certainly makes shopping easier (for those with a Sainsbury's in the vicinity).
Let me open with the whites and Neetlingshof Gewürztraminer 2002 (16 points, £5.99, from Sainsbury's and Hayman Barwell Jones, where you have to buy a case). This delightfully iconoclastic white wine shows aromatic spice with dry lychee and under-ripe orange and citrus acids on the finish. Even tandoori prawns won't faze it. Danie de Wet Unoaked Chardonnay sur Lie 2003 (16 points, £4.49, Tesco, Safeway, Sainsbury's, Asda, Somerfield, Thresher, Waitrose, Morrisons) is understated, elegant, demurely fruity - sheer satin class in a glass. Danie de Wet Limestone Hill Chardonnay 2003 (16.5 points, £6.99, Sainsbury's, Asda, Somerfield, Majestic, Thresher) shows very stylish, subtle, minerally lemon, pineapple and melon. Leopard's Leap Semillon Chardonnay 2003 (16 points, £5.49, Sainsbury's) shows vigorous, chewy fruit - great with oriental fish dishes. The melon/lemon theme is unclichéd and firm. Douglas Green Chardonnay 2003 (16.5 points, £4.99, Sainsbury's, Waitrose, The Wine Society) shows a tangy hint of mango to under-ripe melon and citrus. A delicious drop at a delicious price. Graham Beck Viognier 2003 (16 points, £6.99, Sainsbury's) offers very dry apricot, pear and melon, all drying in the throat to reveal smoky pear by itself.
The South African red side is no less thrilling. Sainsbury's has always played a strong hand with its own-label Cape wines and it has two excellent current specimens. Sainsbury's Reserve Selection South African Shiraz 2001 (17 points, £5.99) demonstrates wonderful energy and confident aplomb as it oozes over the tongue. Sainsbury's Reserve Selection South African Pinotage 2002 (16 points, £5.99) has the faint twang of roasted rubber, but it is delicate and well-judged.
Away from the Sainsbury's own-label reds, Porcupine Ridge Cabernet Sauvignon 2002 (16.5 points, £6.99, Asda, Sainsbury's, Somerfield) parades rich, vivacious, plummy fruit with cassis and toasted tannins. This wine has a wonderful, life-enhancing feel to it. Leopard's Leap Pinotage/Shiraz 2002 (16 points, £5.49, Sainsbury's) is a provocative blend of grapes providing huge charm to its plummy depths, which throw up alert tannins on the finish. Yonder Hill Inanda 2001 (16 points, £8.99, Sainsbury's) has plums and strawberries with late-arriving tannins - the bonus is the length of the experience that this tannic tardiness creates. Bellingham Pinotage 2002 (16 points, £4.99, Sainsbury's) is a lovely, rich mouthful of sweet plum and roasted raspberry fruit. Graham Beck Coastal Shiraz 2002 (17 points, £7.99, Waitrose, Sainsbury's, First Quench, Asda, Bibendum Fine Wine, The Great Gaddesden, Bacchanalia) has superb softness yet seriousness, dryness yet liveliness, depth yet delicacy. It offers a medley of hedgerow fruits with raunchy tannins. Graham Beck The Ridge Syrah 2000 (16 points, £9.99, Waitrose, Majestic, Bibendum Fine Wine, Noel Young Wines, Bin Two, everywine.co.uk, Luvians Bottle Shop) is expensive, yes, but what a soft, big, shaggy wine to throw at the Xmas roast. Excelsior Estate Merlot 2002 (16.5 points, £4.99, Sainsbury's and Stone Vine & Sun, where it's £4.95 and with a 5% discount when you buy 12 bottles) shows that ripeness can be an outstanding virtue because the wine flaunts chewy, complex, multi-layered plum and cherries with creamy tannins. Excelsior Estate Special Reserve Cabernet Sauvignon 2001 (16.5 points, £8.99, Sainsbury's) has orgasmically scrumptious sweetness, yet dryness, too. There is tremendous class here with the liquid's unfussy richness. This is a very exciting red wine.
Superplonk of the Week
Vergelegen Sauvignon Blanc 2003
(17 points, £7.49, Sainsbury's, Waitrose and several small independent merchants).
In the beginning, there was Sancerre. Then came Marlborough in New Zealand. But we cannot, on the basis of this bottle, add to this short list of renowned places for sauvignons blancs the Vergelegen estate in South Africa. Why? Because Andre Van Rensburg has added 10% semillon, so it is not pure sauvignon. But it is pure pleasure, offering an array of smells and flavours, including the regulation gooseberry, pineapple and pear, as well as a floral hint and pepper, too.
Lording it above mere sensations, however, are the texture, grip and superbly lengthy aftertaste. Fermented in stainless steel for two and a half weeks, the juice has no contact with the skins of its grapes. It is also fermented at a higher temperature than is customary. This makes the wine very elegant and intense. The semillon lengthens the complexity, so you can toy with a glass for longer. Curiously, this remarkable South African artefact offers you a choice of closure - it is screwcapped at Waitrose and has a cork at Sainsbury's and everywhere else. If I were inclined to cellar it, I'd opt for the former and wait three years, when an even more phenomenal wine may emerge.
· Visit superplonk.com for stockist details and for the lowdown on 12,000 other wines.


text: Shop like a local at Souk@Sat Posted on November 26th, 2009 by . Christmas is around the corner, and if you're like me, you're racking your brains out to get your hands on the perfect gifts for friends, family and loved ones. Luckily, one of the greatest perks about travelling is digging out goodies that you won't find anywhere back home! Every December in Montreal is SOUK@SAT, a hot bazaar/shopping bonanza that's organized in a friendly loft-style space, the SAT, where a multitude of contemporary local creators sell their latest designs. Trust me on this one, you simply can't miss it! Souk @ Sat is a must when it comes to Montreal shopping and the ideal destination to find original, stylish and clever gifts. In fact, I have a confession to make…. No matter how strong my intentions are to go to Souk @ Sat and buy gifts for my friends, I always seem to come back home with gifts, well…for myself! Home décor accessories, jewellery, old records, clocks, lamps, shoes, plates, dresses, t-shirts….I simply can't help it! But I deserve it…right? PS. Great place to spot a hottie! SOUK@SAT 1195 St-Laurent Blvd Montreal Friday December 11: 12pm-9pm Saturday December 12: 12pm – 9pm Sunday December 13: 12pm – 5pm Free admission


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The Jewish population of the New York City area grew to 1.5 million in the past decade, driven by rapid growth among the Orthodox that is quickly transforming the face of the biggest Jewish community in the country, according to a landmark study released on June 12.
More than six out of ten Jewish children in New York are Orthodox, according to the report, which marks the first comprehensive accounting of the community in a decade.
The study, sponsored by the UJA Federation of New York, covered the five boroughs of New York City plus Nassau and Suffolk counties on Long Island and Westchester County to the north. It found most of the growth centered in the city's Orthodox populations.
The survey calculated the Jewish population in the area at 1.54 million, up from 1.4 million a decade ago. Of those Jews, 32% identify as Orthodox, up from 27% in 2002.
Among the Orthodox, ultra-Orthodox Hasidic Jews are the largest group, at 16% of the Jewish population of the eight counties counted in the survey. They outnumber both Modern Orthodox Jews, at 10% of the total Jewish population, and non-Hasidic ultra-Orthodox Jews, at 6% of the population.
Ultra-Orthodox households are far bigger than non-Orthodox households. The mean number of Jewish members of a Hasidic household is 4.8, compared to 1.8 in a non-Orthodox home.
The study found rising poverty rates among Jews. In New York City, 27% of all people living in Jewish households are poor, compared with 20% a decade ago. More than one in ten Jewish households is on food stamps.
Poverty rates are high among older Jews, and among the Orthodox. Hasidic Jews are the poorest Orthodox group – a full 43% of Hasidic households qualify as poor.
The proportion of seniors who are poor has dropped since 2002 to 24% from 35%.
While Jews make up a slightly smaller proportion of the population in New York than they did a decade ago, they are way up in Brooklyn. Now, 22% of Brooklynites are Jewish, compared to 18% a decade ago.
The study found some markers of Jewish engagement among unaffiliated Jews were down. The proportion of Jewish households that never Hanukkah candles is up to 19% from 12% a decade ago.
According to the report, half of the non-Orthodox marriages between 2006 and 2011 included non-Jews. About 1 in 6 Jewish households include biracial or non-white people, the study said.
Of particular interest to the backers of the study, the UJA Federation of New York, the proportion of Jews who reported a donation to the UJA was down from 28% in 2002 to 24%. Hope for a reversal looks dim: Only 11% of the Ultra-Orthodox give to the UJA, and only 9% of the Jews with no religion give.
Josh Nathan-Kazis
Josh Nathan-Kazis is a staff writer for the Forward. He covers charities and politics, and writes investigations and longform.
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President Obama's healthcare law isn't just a big issue in the 2012 presidential campaign — it's on the ballot directly in a handful of key states.
Republican candidates have worked hard to make "ObamaCare" a central issue in their push to unseat the president as well as several Democratic senators. In some states where attacks on the law have been strongest, voters will have a chance to weigh in on healthcare apart from those races.
Swing-state Florida is one of four states where voters will be asked to formally register their disapproval of the Affordable Care Act's least popular provision — the mandate requiring most taxpayers to buy insurance or pay a tax penalty.
Florida's ballot measure would change the state constitution to stipulate that "a law or rule may not compel, directly or indirectly, any person or employer to purchase, obtain, or otherwise provide for health care coverage."
Just to be safe, Florida's proposed amendment also specifies that "the private market for health care coverage of any lawful health care service may not be abolished."
Anti-mandate measures are also on the ballot in Alabama, Wyoming and Montana — home to a pivotal Senate race between Democratic Sen. Jon TesterJon TesterSenators introduce lifetime lobbying ban for lawmakers A lifeboat for flood insurance: Roll back out-of-date government 'safety net' McConnell promises women can take part in healthcare meetings MORE and Republican Rep. Denny Rehberg. The most recent polls show Rehberg ahead.
The most substantive healthcare ballot measure comes in another state with a high-profile Senate race: Missouri. Voters there will decide on a proposal that would bar the governor from creating an insurance exchange without approval from the state legislature or another ballot initiative.
Exchanges are perhaps the most important piece of the healthcare law. They'll function as one-stop shops where individuals and small businesses can compare and purchase health plans, often with financial help from the federal government. The law envisions each state setting up its own exchange but authorizes a federally run fallback in states that don't act.
Sixteen states have moved forward on their own exchanges, according to the Kaiser Family Foundation. And while most have done so with legislation, three governors have used executive orders to bypass their legislatures. Missouri's ballot measure would prohibit the use of an executive order — and, given the makeup of the statehouse, probably ensure a federally run exchange.
Anti-healthcare measures could theoretically help rally the GOP base, but "ObamaCare" is already a central theme of the Senate races in Florida, Montana and Missouri. The Democratic incumbents in all three states — Bill NelsonBill NelsonExpanded laptop ban alarms travel industry Why does air travel seem so miserable? Offshore drilling opponents gear up for Gulf fight MORE, Tester and Claire McCaskillClaire McCaskillFive things to know about Joe Lieberman Senate GOP short on ideas for stabilizing ObamaCare markets Mueller to ask Congress to step back Russia investigations: report MORE, respectively — all voted for the healthcare law.
Furthermore, an anti-mandate measure passed last year in Ohio in a special election with especially strong Democratic turnout.
Abortion, another issue that roiled the presidential race, will make only a few appearances on state ballots.
In Montana, one measure would require parental notification prior to a minor obtaining an abortion. And in Florida, Amendment 6 echoes the position of Republicans in Congress — limiting abortion rights and barring public funds from supporting the procedures.
Federal law includes this prohibition, and the Florida measure seeks to impose it at the state level. On a practical level, the initiative would prevent state employees from using their healthcare coverage for abortions except in cases of rape, incest or when the woman's life is threatened.
Amendment 6 would also make privacy rights in Florida no more expansive that they are federally, a development that will pave the way for further abortion restrictions in the state. Supporters of Amendment 6 have said their final goal is a law that requires parental consent for young women's abortions, now impossible because of a 1989 Florida Supreme Court ruling the new initiative would void.


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Northrend gem transmutes
10 760pages onAdd New Page
this wiki
this wiki
| This article or section is a profession ability stub. You can help expand it by editing it.
This is a visual guide to the alchemical gem-related transmutations from Wrath of the Lich King.
Meta gemsEdit
|16px [Earthsiege Diamond]
|16px [Skyflare Diamond]
Epic gemsEdit
Patch 3.2 adds epic gems to the Northrend tier. They can be prospected from Titanium Ore, purchased from vendors, or transmuted from rare gems using Alchemy.


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Howdy from Texas
I just wanted to say hello. My name is Paul and I am a landscape lighting designer/installer located in the beautiful Texas hill country. I would like to be of assistance if anyone has questions regarding low voltage landscape lighting.
Hi Paul
Hi from Texas (Dallas)
welcome to the DIY forum.
Hi Paul,
Im Tammy in Pa,owner of mommie greenest(mommiegreenest.net)but im getting ready for all the spring projects at a rancher home I bt 2yr's ago in a farm area.I need idea's for this unsightly hill on the front lawn that slopes down,even's out then there's a row of mixed tree's and the front road.Those trees i will add more to because of blocking noise-privacy.
But the hill?Do you think a few huge rocks,and some sort of ground cover would be ok?low maintance,good drainage ,but id love to add some solar lights between rocks?need ideas. I dont like how this 1 unsightly hill,makes 2ac. look.
Take care
welcome paul!
Greetings Paul, and welcome to the site.
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Designed as a basic upgrade, the Magpul MOE Rifle Stock features an integral 1.25 inch sling loop, optional dual-side front and rear QD mounting points, replaceable anti-slip rubberized butt-pad and internal storage compartment accessible through the rear storage door. The sloping cheek weld gives this stock a slim profile and is comfortable to use.
Magpul MOE Rifle Stock Features:
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Union Rags should recover fully, but his racing future has yet to be decided
While Belmont Stakes winner Union Rags won't race again this year due to an injured suspensory ligament, the prognosis for a return to the races in 2013 is favorable should his connections choose to bring him back.
"The prognosis for a full return to racing is excellent," Kathleen Anderson, the Maryland-based veterinarian who examined Union Rags, said in a press release issued Wednesday.
Michael Matz, trainer of Union Rags, said the horse would need four to six months off before being able to resume training. Under that scenario, Union Rags could return to the races in the first quarter of 2013, if owner Phyllis Wyeth wants to run him again.
"I think there's plenty more races in this horse," Matz said Wednesday. "He's a big, strong horse; he'll be even bigger and stronger as a 4-year-old. I hope he gets the chance to do it."
The decision to bring Union Rags back will rest with Wyeth, her husband Jamie, the famed artist; and their racing manager, Russell Jones.
On Tuesday, Jones said that there is no rush to make that decision.
"I don't know what the Wyeths are going to do," Jones said. "This is a time for reflection and to evaluate what we want to do. We don't have to make up our minds for a while."
Union Rags on Tuesday was diagnosed with "a small lesion" of his high suspensory ligament in his left foreleg, according to Anderson.
In her release, Anderson said that Union Rags had some filling his left forelimb after returning to training following a July 6 workout at Fair Hill in which Union Rags went five furlongs in 1:00.60.
Noting that the lesion was "brand new," Anderson deduced that "the injury likely occurred during his last work."
Anderson said that Union Rags was scheduled to undergo treatment and therapy immediately. Matz said Wednesday that the leg already showed signs of improvement.
"If you looked at his leg this morning, you'd say 'What were you ever worried about?' " he said.
Wyeth bred Union Rags before selling him as a yearling. After experiencing seller's remorse, Wyeth had Jones buy the horse back as a 2-year-old for $390,000 at the Fasig-Tipton 2-year-old in training auction in Florida.
At 2, Union Rags won his first three starts, including the Grade 2 Saratoga Special and Grade 1 Champagne before falling a head short to Hansen in the Breeders' Cup Juvenile.
At 3, Union Rags won the Grade 2 Fountain of Youth at Gulfstream before finishing a troubled third in the Florida Derby. Sent off as the 5-1 second choice in the Kentucky Derby, Union Rags could never recover from a poor start and finished seventh, 7 1/2 lengths behind I'll Have Another.
After skipping the Preakness, Union Rags rallied to nip Paynter by a neck in the Belmont Stakes. He was preparing for a start in the $1 million Haskell Invitational at Monmouth Park on July 29.
Union Rags, a son of Dixie Union, has a record of 5-1-1 from eight starts and earnings of $1,798,800.
Who cares about Union Rags? he won a slow slow slow belmont,,, Bode-IHA would have easily won that race. Its good to know Union Rags will fully recover don't get me wrong, but UR is a horse, I feel more for the speedy recovery of Johnny V
All hail the All Mighty $$Dollar$$ Win a Grade 1 Retire To stud Make Millions Recently retired as 3yos UNcle Mo Ill Have Another more than likely Union Rags 4yo Calebs Posse
I am saddened again to hear that we have lost, albeit temporarily - maybe, another great 3-year old in this very talented crop of three year olds! Another big disappointment for avid fans who have thoroughly enjoyed this year's Run for the Roses and Pursuit of the Crown - only to have been disappointed at key points, i.e., IHA withdrawal from the Belmont Stakes, IHA being sold to Japan breeding operations, and now the injury to UNION RAGS and his withdrawal from the Haskell Invitational. Maybe we should not bother running the Haskell Invitational and forfeit the race to BODEMEISTER. It will not be a race; it will be a parade - and a boring one at that!
would it be hypocritical to complain about the mistreatment of racehorses (no doubt true) while eating a hamburger?
This horse will never race again. Probably a fabricated injury anyway. Just an excuse to get the horse in the breeding shed and start making money. Good bye Union Rags.
Thanks for this excellent article on Union Rags. I'll print and save this bio-sketch and hope to hear good news of him in the future. Any leg injury is always worrisome.
This comment has been deleted
Oh, please. He'll never be seen again in a race.
There are a lot of underlying issues which result in the breakdowns of horses. A lot of them are due to poor monitoring of the horses by these trainers. Too many races are geared towards two and three year olds. At these points horses are still growing and developing and being trained rigorously. It's a recipe for disaster. On top of this we have over breeding and flooding of racetracks with new horses every season as a result of this. Trainers have 50 or so horses at two or three or more tracks. It's impossible to monitor the health and safety of all. Even if one has top notch assistants, the huslte to get every horse to the track each day to train is insane. Also many tracks surface change on daily basis from deep or cuppy to fast to sloppy to muddy etc. etc. So besides keeping a close watch on the horses in their care and traineing them trainers also have to deal with varying surfaces even when based at one venue. The greed of these people is whats causing this problem. Just because a person wins the top races doesn't mean they are the top horsemen. Its a myth that wealthy clients buy into. Many great quality animals are ruined because of the current system. Until it is remodeled from top to botoom and breeding system gets a grip we are going to see much more of these tragedies. Its a sad fact. Wish Union Rags all the best whether he returns or not.
Here is a fact. About a year ago, I had a horse with many problems once in my care. Vet asked if I wanted "something stronger" before his next race. He said "it will show up on the vet bill as a routine med." Used it, horse ran great. If you looked at vet record and vet bill you would of never knew that it was dermorphin (which proud vet later told me all about after horse won). Yep, true story. My guess is that is what O'neil and his vet were using and found out that the horse would now test positive. The reason horses don't stay sound anymore is that with the capricious use of medications (including blood doping) horse are now able to run faster longer, but their joints and tendons can't hold up to the extra stress. It is as simple as that, soundness issues are not nearly as much to do with breeding as they are to do with medication abuse. Fatigue used to protect the horse, but the wave of super trainers have taken that natural protection away from the horse. It is also because of the over dependence on meds that horses are only able to run about once a month (they sure can work fast off just a weeks rest), otherwise they would test positive for all the "therapeutic" meds they receive between races (another fact). Sad to see another horse injured, but until the vets and trainers (hate to call them that as many really know very little about actually "training" a racehorse) are regulated closer not much will change. Yeah, dermorphin is going away, but some of the wiseguy vets practicing at the tracks will just find an alternative that won't test. That is another fact.