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Panzer's Guide to Financial Freedom: It's Your Money and It's Your Life
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Hi MadPrince
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I googled for it and found it a nice car, why did you choose that car over other popular models like toyota vios/altis or others? Its quite rare for a person to drive a car for 10 years, but coming from you, it might just be possible
One of the reasons is that Vios/Altis/Latio too common. Thought I'd try something else.
Anyway, at that time, the difference in price is not too much and SX-4 had all the features we wanted, ABS, front airbags, leather seats, safety latch for baby car seat, huge boot etc. It happens that Suzuki is one of the few Japanese makers who still manufacture their car in Japan instead of Thailand. Also, I'm not exactly a car fanatic who will test drive 101 cars before deciding.
Me and the missus tested a few types and decided to go for Suzuki SX-4.
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Holding the course: investing for the long-term
Posted by panzer on December 11, 2008.
[This article was posted on 11 December 2007 on fivecentstencents.blogspot.com]
This is one of the toughest challenges facing us in our journey towards financial freedom. The ability to buy and HOLD and not to be tempted by what is happening in the markets to sell either to cut loss or take profit.
Equities have a role to play in our investment portfolio
Stocks and shares (or equities) have a role to play in our financial freedom journey. If you have an interest in general knowledge, about business and companies performance and are able to understand basic economics and how it works in the real world, investing in equities is one way to grow your money if you take a measured, responsible approach to it. Punting or speculating on share fluctuations on a hourly, daily, weekly or monthly basis is NOT investing.
Even I get caught up in share speculation. I have done my share of buying stocks in companies in anticipation that by tomorrow, next week, next month, the price will go UP without fully understanding my reasons for picking up those stocks. Suffice to say, I also pay my due of tuition fees to Mr. Market in terms of losses on sale of such stocks.
However, the more I invest in the stock market, the more I realise that buying and holding quality blue-chip companies is still a strategy that works for me. It may not work for everyone since your style of investment and your tolerance to risk would be different from me.
Here are some of my stock pick considerations in no order of merit. They are simply factors I consider before I make my decision to buy.
1) Profitability and Dividends
This goes without saying but you'd be surprised at how valuations of companies as reflected by stock prices during the dot-com days of the late 90s and 2000s sky-rocketed even when the companies were losing money year after year! When you buy a share, you are buying a part of the company because you want to participate in its profits and not its losses. But as a shareholder, you are exposed to both and hence you have to pick and chose those companies with a proven profit record and who pay you dividends. That is what I look out for.
2) Long-term business prospects
This is more subjective because your assessment about the company's future is as good as mine and as good as the man-in-the street. No-one can predict the future, but we can have some idea on the overall prospects for a company that we understand based on available information now.
I typically like blue-chip companies with monopolies in Singapore as they are in a very strong competitive position and are a price maker and not a price taker. They tend to be big and are able to reap economies of scale. Currently I have Comfort-Delgro, SPH and SPC in my portfolio that meet this criteria.
3) Price
There are many companies that satisfy my first 2 criteria but they are expensive to buy relative to their earnings and prospects. This is where a lot of judgement is involved because everyone wants to buy low and everyone wants to sell high. No-one wants to sell low and buy high. So how do you decide if the price is what you are willing to pay given the available information about the company and its prospects?
I use dividend yield as a gauge. Since most of my counters pay dividends, I typically would only buy at a price where their dividend yield beats treasury bills or fixed deposits returns of 2%. If the company is unable to do so at the price its shares are trading, I will buy the company IF I am bullish about its prospects or think that the general market sentiment is bullish and will buy. But this is risky because if market sentiment changes, which it does very quickly, you can get stuck in counters that pay low dividends (worst than fixed deposits/treasury bills) and yet you face paper capital losses if the share price goes down a lot.
Holding power and patience
The ability to beat inflation by investing in equities takes holding power and patience. Holding power is important as it makes you less susceptible to market sentiment, i.e when market is bearish, you sell (worst time!) or when market is bullish you buy (also can be bad). You tend to invest based on your investment principles and make choices more in line with your investment philosophy. Patience is also important. I learn from stockmarket forums that the market is always there for us, so it is important not to risk all your investible savings at the roll of the dice and take a measured and balanced approach to investing. I continue to keep 10-20% of my investible savings in fixed deposits and/or treasury bills and cash equivalents. I generally do not use contra or margin to invest and hence can ride out short-term market volatility.
Investing is an art and not a science, but I believe that all of us can do better than what we are achieving now with our portfolios prudently using a measured approach that takes into consideration our skills, abilities, risk tolerance and investment objectives.
Be well and prosper!
Panzer is a 30-something accountant who finally grasped the concept of financial freedom at the ripe old age of 32. Ever since, he has been travelling on his journey towards financial freedom and documenting his adventures through his blog Five Cents Ten Cents.
His first self-published book, "Panzer's Guide to Financial Freedom: It's Your Money and It's Your Life", was launched in November 2008 sharing his thoughts on his journey towards financial freedom.
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Al Jay
"my pda have a list of 600 items showing lowest costs supermarket prices."
Where to get the above list?
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Al Jay
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Living within your means by planning ahead
Posted by panzer on December 13, 2008.
I was reading SgMusicwhizs blog post Creating a Personal Budget and was inspired to write a related post discussing how you can live within your means if you track your expenses and plan ahead. You can read his post for the basic framework on how you can plan your personal budget.
Record your past and learn to anticipate the future
One of the things I got from reading Your Money or Your Life by Joe Dominguez and Vicki Robin is to start tracking my daily expenses, earned income as well as passive income from investments. This tracking of cash flows allowed me to see actually how much I was really saving versus what I thought I was saving.
It also prompted me to be more aware of expenses that hit at various times of the year and to be in a better position to anticipate my cash flows.
What I realised from tracking my expenses is that we tend to under-budget for once a year payments. Some of these include:
* Income tax - you need to file by 15 April of each year and pay sometime in May/June/July of the same year
* Property tax - you need to pay by 31 Jan and IRAS has this annoying habit of increasing your annual value (goes up but hardly ever comes down)
* Club/Membership subscriptions in professional bodies
These expenses can be hefty depending on your income level. Be sure to set aside money to make such payments besides your day-to-day living expenses.
Besides those above, its good to plan to spend LESS than your monthly income because under the current poor economic sentiment, job security is a myth. Even if your housing loan is fully paid using CPF funds, can you be sure that our beloved Gahmen will not cut employers CPF contributions? Are you sure the bank will not raise interest rates? Are you confident that you and your spouses jobs are secure and will not suffer pay cuts that may result in corresponding cuts to CPF contributions (both employer and employees portions?) Do you trust your employer not to reduce bonuses and variable payments to employees?
Creating a buffer and being flexible
If you plan your living expenses to be below what is available after you deduct your housing loan payments (using cash, if any), car loans, utilities, transport, groceries, eating out, mobile, cable-tv, entertainment etc. Then you will be able to save and more importantly create a buffer for yourself so that you dont feel financially stressed.
Remember to prioritize your spending. Your home and utilities are necessities. Your cable-tv and entertainment are not. So adjust accordingly. Your home can be foreclosed by the bank or HDB if you dont pay up, but you can tighten your belt for things like eating out and watching movies.
Theres enough stress in the workplace, with relationships and what-not, why add on more stress from living close to or worse, beyond your means?
Be well and prosper.
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Live within yr means does not allow u to achieve financial freedom!
Live way beneath yr means is the only way!
Earn 1000, spend 999, still within yr means but no financial freedom still!
In Singapore, income tax and property and tv license can pay by monthly installments, so no worries!
My wife pay zero tax while I pay a small token sum cos srs, minimum sum top-up, parents retirement top-up! One can avoid paying tax on some 25k!
Last edited by Al-Jay; 14-12-2008 at 12:22 AM..
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Getting rich by being cheap .... one still ends up being cheap.
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Getting rich by being cheap .... one still ends up being cheap.
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Getting rich by being cheap .... one still ends up being cheap.
4,000 queue up for hongbao attemple
December 14, 2008
THEY showed up in droves and queued up for hours - just to get a hongbao.
Some 4,000 people formed a long line outside the Thong Teck Sian Tong Lian Sin Sia temple in Balestier yesterday for the hongbao, which contained between $10 and $30 each.
The temple's secretary, Ms Tay Poey Noy, said that only people over 60 years old who are on public assistance were eligible for the hongbao.
However, those who did not have their public assistance cards with them were still given a token $10 hongbao each for making the effort to show up.
Ms Tay said: 'We had to turn people away. There were some people who were younger than 60, but considered themselves elderly. It was difficult to have to turn them away, but we had no choice.'
OVERWHELMING DEMAND: So many people turned up that the temple volunteers ended up giving away more hongbao than the 3,000 they had prepared. The crowd was much larger than in previous years. --PICTURES: SHIN MIN DAILY NEWS
Ms Tay said: 'But in some cases, they had no proof of their relationship with the public assistance cardholders, so we will have to make home visits later.'
She said: 'We officially opened at 7.30am, but people had started queuing from 6am.'
He said: 'I haven't seen such a long line for a long time. Times are really bad. I felt for the old folk.'
Mr Chua said that the last time he saw such a long line-up outside the temple was some 10 years ago, during the Asian financial crisis.
Source: http://newpaper.asia1.com.sg/news/st...86675,00.html?
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Living way below our means is one way to go. But I've also encountered people dying before they even reach 45 years of age, or worst, during my reservist, 33 year old NSman collapses during 2.4km run and passes away.
My approach is to live within my means, and to also focus on growing my means, saving and investing as well as protecting my means.
In so doing, I enjoy a bit of my bonus, 10% and save up the rest 90%.
I'd prefer to live life a little bit now and then but focus on achieving financial freedom.
Be well and prosper.
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Living way below our means is one way to go. But I've also encountered people dying before they even reach 45 years of age, or worst, during my reservist, 33 year old NSman collapses during 2.4km run and passes away.
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Posts: 1,471
For many years, I didn't get a car until my daughter was born.
Now that I use it to ferry her around, I find that the quality of life has improved so much than if I had not done so.
I'd like to think life is about choices, the more financially free you are, the more choices you have.
But each person's choice is unique. Everyone should live their lives the way they want so long as it does not harm/hurt other people.
Live and let live is something I try to follow.
Be well and prosper.
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For many years, I didn't get a car until my daughter was born.
No kids now though!
Fail to plan! Plan to fail!
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Getting rich by being cheap .... one still ends up being cheap.
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Hale Kula Elementary School's librarian beat out 91 other public and private school librarians nationwide to be named School Librarian of the Year by School Library Journal.
Michelle Colte, library media specialist at the Wahiawa public school since 2005, was recognized with the inaugural award for her "innovative use of technology and exceptional community engagement" and was honored at a ceremony Wednesday.
Entries were judged on eight criteria, including exemplary service to meet the needs of students, effective integration of library services with curricula and exemplary use of technology tools.

subset: commoncrawl


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Rocksmith and Epiphone Les Paul Guitar Game Xbox 360
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Rocksmith and Epiphone Les Paul Guitar Game Xbox 360 Product Description
Introducing the next stage in the evolution of the guitar game. Rocksmith, the first and only game where you can plug any real guitar into your console and actually learn while you play.
Nothing plastic. Nothing fake. Just the most authentic guitar experience in music gaming. By plugging into your console, you'll develop real skills and real styles while playing absolutely real music.
Featuring gameplay that automatically adjusts to your personal ability and innovative game design that makes playing music visually intuitive, Rocksmith will engage experienced musicians as well as those who have never picked up a guitar in their life.
You'll unlock mini games to hone specific skills. You'll be able to choose from a large catalog of songs in different styles. And you'll experience it all with an honest-to-goodness guitar. Nothing compares to playing a real guitar. Except playing Rocksmith.
Tracklist Includes:
Best Coast - When I'm With You
Blur - Song 2
Cream - Sunshine Of Your Love
Dan Auerbachi - Want Some More
David Bowie - Rebel Rebel
Eric Clapton - Run Back To Your Side
Franz Ferdinand - Take Me Out
Incubus - I Miss You
Interpol - Slow Hands
Jarvis Cocker - Angela
Jenny O.Well - Ok Honey
Kings Of Leon - Use Somebody
Lenny Kravitz - Are You Gonna Go My Way
Little Barrie - Surf Hell
Lynyrd Skynyrd - Sweet Home Alabama
Muse - Plug In Baby
Muse - Unnatural Selection
Nirvana - Breed
Nirvana - In Bloom
Pixies - Where Is My Mind?
Queens Of The Stone Age - Go With The Flow
Radiohead - High And Dry
Rapscallions - California Brain
Red Fang - Number Thirteen
Sigur Ros - Gobbledigook
Silversun Pickups - Panic Switch
Soundgarden - Outshined
Spoon - Me And The Bean
Stone Temple Pilots - Vasoline
Stone Temple Pilots - Between The Lines
Taddy Porter - Mean Bitch
The Animals - House Of The Rising Sun
The Black Keys - I Got Mine
The Black Keys - Next Girl
The Boxer Rebellion - Step Out Of The Car
The Cribs - We Share The Same Skies
The Cure - Boys Don't Cry
The Dead Weather - I Can't Hear You
The Horrors - Do You Remember
The Rolling Stones - (I Can't Get No) Satisfaction
The Rolling Stones - Play With Fire
The Rolling Stones - The Spider And The Fly
The Strokes - Under Cover Of Darkness
The White Stripes - Icky Thump
Titus Andronicus - A More Perfect Union
Tom Petty And The Heartbreakers - Good Enough
Velvet Revolver - Slither
White Denim - Burnished
Yellow Moon Band - Chimney
- When we say any guitar we mean any guitar: Whether it's the guitar sitting in your attic, your cherished faithful steed, or the guitar you have yet to buy, Rocksmith lets you plug any guitar into your console or computer. Electric guitar or electro-acoustic one, as long as it has a jack, you can play. No jack on your guitar? Head down to your local music store, get an inexpensive pickup, and problem solved.
- Real time adjustment levels: from beginner to stage animal: You love a challenge, but hate being overwhelmed. Rocksmith understands that. With addicting gameplay that continuously adapts to your personal skill level, you will automatically progress from single notes to complex chords at your own pace. Eventually you'll be playing 100% of the real guitar parts from the songs and the game will challenge you to step away from the notes on the screen and play songs by memory. Imagine that. A game that'll get you stage ready.
- Bursting with hits: Rocksmith includes an amazing library of international songs of many genres. Whether you fancy classic rock bands such as The Rolling Stones, The Cure, Lynyrd Skynyrd or if you're more into the latest hits of bands like The Strokes, Muse, Sigur Rós we got you covered. And with our growing track list from metal to indie rock available for download, you'll always find a song that suits your mood!
- There's always a way to develop your guitar skills and overcome your difficulties: Having troubles with the solo of your favorite song? The riff-repeater option is your savior. It isolates the part of your choice of the song, and let you repeat it over and over ... until you eventually ace it! Want to learn chords? Improve scales? For all of these and more, there's a specific mini-game that we'll help you get it by turning your guitar into a controller!
- Turn your TV or computer into an amplifier: No needs for an amplifier anymore, with Rocksmith your TV or your computer is your amplifier and will let you play with loads of in-game pedals, amplifiers and cabinets. String pedals together with nearly infinite combinations and tweak your sound until you're satisfied. Whether it's a crunchy distortion, a vintage tremolo or a psychedelic reverb, we have the gamut covered to make sure you can achieve the sound you're looking for.
- Play in multiplayer: Plug in a second guitar to go head-to-head with friends to see who can earn the highest score, or have fun playing cooperatively as lead and rhythm guitars
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text:
A series of field, greenhouse, growth chamber, and laboratory studies were conducted to increase our understanding of foliar absorption in high-maintenance turfgrasses and evaluate how various seasonal, anatomical and physiological dynamics may affect the permeation process. The following objectives were proposed on creeping bentgrass and hybrid bermudagrass putting green turf: (1) to comprehensively analyze the morphology and chemical make-up of the leaf cuticle; (2) to directly measure the seasonal uptake of foliar-applied nitrogen, applied as 15N urea, under field conditions; (3) to document the extent of N loss via ammonia volatilization following foliar-applied urea; (4) and to investigate the use of various inorganic and organic sources of N and their effect on foliar N absorption efficiency. Older leaves possessed significantly greater cuticle proper thickness compared to younger leaves. Presence of epicuticular wax crystalline structures highlighted potential impact on absorption efficiency of foliar-applied chemicals and fertilizers. The long-chain primary alcohol (1-hexacosanol) comprised 90% of creeping bentgrass leaf cuticle wax and variably influenced foliar N absorption efficiency. Foliar uptake of urea-N and absorption into plant tissues occurred rapidly, generally peaking at 4 h after treatment. Foliar absorption of N supplied as urea was affected by month of application and year, ranging variably from 36–69% for creeping bentgrass and 38–62% for hybrid bermudagrass and volatile loss of NH3-N was negligible (< 3%). Foliar uptake of the various N compounds by creeping bentgrass ranged from 31–56% of the N applied at 8 h after application. Foliar absorption of KNO3 into aerial plant parts was lower than most of the organic and inorganic sources tested, while many of the compounds supplied N to the plant in similar proportions.
|Michael D. Richardson
|Source Type
|Agronomy; Horticulture; Plant sciences
|Publication Number
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This morning NBA player Jason Collins revealed he's gay in an essay published in Sports Illustrated. "I'm a 34-year-old NBA center. I'm black. And I'm gay," the 34-year-old center wrote in his first person article published online this morning. Collins' article sparked messages of support, including from his friend Chelsea Clinton, who was his classmate at Stanford. "I am very proud of my friend Jason Collins for having the strength and courage to become the first openly gay athlete in the NBA," Clinton posted on her Facebook page. "His decision marks an important moment for professional sports and for our country." Clinton's father, former president Bill Clinton also issued a statement in support. "I have known Jason Collins since he was Chelsea's classmate and friend at Stanford," reads Clinton's statement. "Jason's announcement today is an important moment for professional sports and in the history of the LGBT community. It is also the straightforward statement of a good man who wants no more than what so many of us seek: to be able to be who we are; to do our work; to build families and to contribute to our communities. For so many members of the LGBT community, these simple goals remain elusive. I hope that everyone, particularly Jason's colleagues in the NBA, the media and his many fans extend to him their support and the respect he has earned." White House press secretary Jay Carney also announced the president's support for Collins. "We commend him for his courage and support him in this effort," Carney told reporters at a daily briefing. The Wizards, whom Collins has been playing with most recently, also released a statement that read, "We are extremely proud of Jason and support his decision to live his life proudly and openly. He has been a leader on and off the court and an outstanding teammate throughout his NBA career. Those qualities will continue to serve him both as a player and as a positive role model for others of all sexual orientation." In April 2011, Los Angeles Lakers superstar Kobe Bryant was fined $100,000 for calling a referee an anti-gay slur and it appears [he may have learned a thing or two](http://colorlines.com/archives/2013/02/kobe_bryant_corrects_fan_for_usin...). Shortly after Collin's Sports Illustrated piece was published there was a message of support from Bryant's Twitter feed.
Proud of @jasoncollins34. Don't suffocate who u r because of the ignorance of others #courage #support #mambaarmystandup #BYOU
— Kobe Bryant (@kobebryant) April 29, 2013


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Simple Camera Strap for the Diana Baby 1102012-10-15 1 8 Share Tweet
A few days ago I got my super cute Diana Baby 110. With my cameras, I always like to safely carry them around my neck, so I quickly made a camera strap.
All you need is wool in your desired color and a bit of skill in threads.
Since it takes forever for braiding three threads, I have, in the third "thread" made two threads together in order to get an uneven strap. The wool I cut longer than the desired length of the belt, braiding results in some possible loss of length.
When I had enough braided strap, I simply knotted the ends on the Diana Baby 110- package. By means of a crochet hook, the wool easily get through the aperture.
At the end, even the wool little tousled, so it no longer rises slightly, and ready!
Have fun to tinker, because it is very convenient to hang the camera around your neck ;)
written by pearlgirl77 on 2012-10-15 #gear #tutorials #diy #belt #homemade #fast #tipster #easy #wool #handmade #diana #handcraft #bracket #kameragurt #woven #hand-strap #baby-110 #kameraband #diana-baby-top-tipster
translated by pearlgirl77


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First time at SXSW? Here's what to expect…
SXSW Interactive is such an awesome experience, from the amazing sessions – no matter your department there are so many take aways – to the infinite networking opportunities. This year, Pyxl will be making its appearance once again, with the majority of the group being first timers. Your first time is going to be overwhelming and there's no way around that :), but I've put together a few tips to help make it a little smoother.
Before you leave
Pack comfy shoes! You will be walking a lot. Blisters, ain't nobody got time for that.
Be prepared to be away from your hotel all day. Have a bag or backpack that can carry all you need to get you through your day.
Determine a couple of goals for your time there – Why are you going? What do you hope to achieve?"
Bring at least one nice outfit…just in case. There are cocktail events, VIP parties. It's nice to be prepared with an outfit that would be appropriate. Keep in mind that this group, in general, is laid back. The nicest a thing a guy will have to wear is a sports coat and jeans, in my opinion.
The line to get badges is going to be horrendous, expect it. I suggest bringing some sort of entertainment, such as a book or a game.
Getting Around
Most of your day will be on foot. All of the sessions are spread around downtown Austin but all within walking distance.
Depending on where you're staying you may have to get a ride into town. There is a Shuttle pass they will be selling at booths outside the convention center, that transports you between your hotel and downtown. Last year this was not worth the cost. The wait time was so long that we often just called cabs, despite paying $90 for a shuttle pass. I would suggest cabbing it the first day and asking around to see if people are happy with the shuttle before making the commitment.
Pedicabs are a great way to get around once you're downtown and no longer want to walk. But be carful; some have set rates, some will negotiate a fare before riding and some just work for tips. Don't let them screw you, ask before you ride. But if your feet hurt its worth it, if you can get a good fare.
Last year they had "Catch a Chevy" which was awesome. Basically, Chevy did a promo where they had hundreds of cars driving through town. Someone could just flag them down, like a cab, and they would get a ride anywhere in downtown Austin for FREE! It looks like they will be running this promo again for 2013, I highly suggest trying to catch a chevy.
Day to Day
I don't suggest schlepping around your computer all day. An ipad or tablet is highly recommended. Sometimes a paper and pen is still the easiest :). I also suggest getting a Bluetooth keyboard for your ipad or tablet for easy note taking.
Don't forget your chargers!
Ladies: Get an across the chest strap purse. This way it won't get in your way, and you won't have to worry about leaving it somewhere.
Always have a notebook and pen; you will get ideas. Be sure to write them down. (Moleskines are my favorite!)
It will be overwhelming; there are so many sessions. Use the SXSW scheduler and have 1st and 2nd choices in the same building. You will find yourself at a session that either was not what you expected or just plain sucks. Have a back up plan! You probably wont have time to trek from the Convention Center to the Sheraton with time to enjoy the session, so try to find backups nearby or in the same building.
Don't forget to schedule in lunch. :) You might laugh, but this is an important one! Your day can get booked up fast so be sure to plan some time to eat. This is also a great time to share a table with strangers and make new friends.
Making Friends
Be prepared to talk about your favorite session. It's the best way to connect with people.
Make notes on business cards; how you met them, thoughts, whether they interested in a service. You will meet a lot of people and by the time you get back home it will be hard to remember who was who. Right when you get back, go through them and connect with them on LinkedIn, with a reminder of how you met. Ex. "It was great sharing a table with you and Jim at The Creperie!"
You will meet lots of people! Take some time to separate from those you came with and branch out. Most of us will be taking completely different sessions. Embrace it and talk to people sitting near you.
Are you a SXSW regular? Please share your tips in the comments!


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Now we just have seen the first decision of the Olympic skating events and there are many many posts about how bad it was judged in both SP and LP.
While I agree with some things which have been mentioned I think that there's no scandal there at all. This sport will always stay subjective no matter what kind of scoring system will be invented or how much this new system will be improved. There won't be any result with which more than the half of viewers will agree, if so many at all. We should accept that at least to some degree.
Sometimes I get the impression that the fans are more excited about the results than some of the athletes themselves.


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'History is to be shared and not owned; it depends on who is able to recognise and cherish it," is what Siddarth Bajaj's late grandfather, Col Surendra Bakshi told him. Siddarth kept that in his mind and translated the same into action through the exhibition of a rare and exclusive set of lithographs, stamps and maps that were collected by his grandfather during his travels around the world.
Siddarth, 21, who is based in Ranchi, shares, "It's a collection spanning over three decades; a treasure collected over a lifetime by a world traveller. All through my childhood, I have seen him sitting on a table with his spectacles on, looking at these stamps. He taught me whatever is rare and recounted all the stories behind his entire collection. Through this exhibition, I have tried to showcase something that might probably get lost in today's world. It's a rare opportunity to take home a bit of history to learn from, like I did."
Before coming to Chandigarh, Siddarth put up the exhibition in Delhi and Ranchi. Since he is also selling some of the items, he informs that the items on sale range from R100 to R2,500.
To view these rare articles, visit
Venue: House No. 1487/1, Sector 42 B, Chandigarh
Time: 9 am to 9 pm
Date: October 5-7


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The economy is sinking faster and faster with record-breaking fuel prices at the pump.
Where is the administration now? What happened to "Mission Accomplished"? Americans are forgoing summer vacations, road trips, cutting back on eating out and shopping at local malls as they find themselves unable to keep up with the rising prices of oil.Trendy LA restaurants are finding the number of patrons down and diners are finding that they can now simply walk in to most establishments without a reservation.
It is time for the lawmakers to rally behind Barak Obama's idea of taxing the profits of companies like Exxon Mobil to stimulate our depressed economy. "We'll use the money to help families pay for their skyrocketing energy costs and other bills," Obama said as reported in today's Los Angeles Times.
The lonely highways of America will grow even more desolate as fuel prices continue to rise with no end in sight. Day by day, the number of "for lease" and "going out of business" signs escalate in communities throughout the country. The insurmountable heartbreak felt by Americans who cannot survive the present economic downturn created by the Bush administration's horrific energy policies is sickening and certifiably unjust. One cannot ignore the Bush administration's intimate relationship with big oil companies and their collective greed that leaves countless working Americans robbed at the pump.
In solidarity and peace,
by Margie Murray
Valley Democrats United, Newsletter Editor
This article originally appeared in the Valley Democrats United newsletter, Margie Murray editor, on June 11, 2008. We have republished it with permission.Click here for reuse options!
Copyright 2008 LA Progressive


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|"Antonio Rodrigues Andres" <email@example.com>
|st: VARIANCE COMPONENTS IN HT
|Fri, 26 Dec 2003 21:20:08 +0100
Dear Stata users, I am trying to use the Hausman and Taylor estimator. I first run a within regression xtreg yvar xvars, fe i(id) predict residu, residuals I save the within residuals. The next step is to compute the variance components. In particular, one component is based on within residuals. I type ge srresidu=residu*residu egen sumsqr=sum(srresidu) gen sigmau=sumsqr/4164-595-7 This works and gives 0.0023. The next step is to average the within residuals and to estimate by 2SLS regressing these transformed residuals on the set of time invariant variables using as instruments X1 and Z1 (time varying and invariant exogenous variables) I type egen mresidu=mean(residu), by(id) ivreg mresidu fem blk (ed= instruments) Here, I dont get the results. According to HT an unbiased and consistent estimator should be based on (Yi-Xi*Bwithin-Zi*gamma)'(Yi-Xi*Bwithin-Zi*gamma) (1**) I generate a new variable as follows Y=lwage gen fe= mlwage- mwks*_b[wks] gen sqrfe=fe*fe egen sumfe= sum(sqrfe) gen sigma1=sumfe/595 However, I think that this is not correct as I could translate in Stata the expression (1**) Someone is familiar with HT estimator? Antonio * * For searches and help try: * http://www.stata.com/support/faqs/res/findit.html * http://www.stata.com/support/statalist/faq * http://www.ats.ucla.edu/stat/stata/
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Drywall around Window.
1 Attachment(s)
My first drywall project and I'm not sure what to do at this point. For my bathroom reno I had originally planned to just remove the drywall in the tub/shower area and replace that with cement board and tiles. While removing the drywall I cut into the vapour barrier so I think my only option is to remove all the drywall from this exterior wall and put up a new vapour barrier since trying to patch the ripped up poly is probably not advisable.
I'm not sure how to remove the vinyl trim around the windows to remove the drywall in the window recess. All I can see is the caulking between the trim and the wall. Not sure if they are put on with an adhesive.
I could use some suggestions on how to go about dealing with this.
To remove painted casing from the window, start by cutting slightly into the trim/wall painted or caulked joint with a utility knife. Same at the window jamb/trim casing, apron below. Start removing the trim from the middle with a small bar or lever so as not to damage the wall or jamb material. (Bending or prying the bar towards the trim will do less damage). Usually the head (top) casing and side jambs are nailed together which remove together if done carefully. Be sure to foam the window/framing gap for an air seal before re-installing new material or old. Tuck tape the gap and prime the trim to protect from any future moisture damage. Omit this step with vinyl trim. I doubt it was glued....
Be safe, Gary
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text: I'm not an expert in actual N20- nitrous oxide injection-systems -which is best best bang for buck-etc But I am familiar with the How/Why it works And it works GREAT-bang for ## performance-kits as little as $600 last i checked chemistry-quick HS chemistry review N20 is a compound-meaning it is composed of at least 2 different elements- Nitrogen and Oxygen N20 is also a Molecule -meaning when N and O combine-they actually SHARE their outer electrons electrons are tiny tiny-charged particles-when they move-you get electricity-Lotta power energy tied up in electrons moving arranging-all chemical electrical magnetic energy in fact. So N20 has 2 NITROGEN atoms combined with 1 Oxygen atom How does it make power? SIMPLE- under higher temperatures easily reached in combustion chambers- it BREAKS APART and releases a VERY REACTIVE OXYGEN ATOM Simply inject it into the combustion chamber- WITH EXTRA FUEL!!! and it is like Pumping in more air- BUT BETTER No expensive turbo needed-clogging up intake and exhaust ALL THE TIME No expensive belt supercharger wasting energy plugging intake all the time So it is like a SUPERCHARGER-it adds more Oxygen-so you can BURN more fuel-make more power!! Upside 1)Cheap $600 a few year back 2) simple to install for low power say 50hp boosts 3)Simple to remove 4)Only works WHEN you push button 5) Only hurts MPG when you hit button(factory gasoline turbos usually come from factory with low compression pistons- 8/1 Downsides 1) If too lean-you don't pump in enough gasoline-it will break your motor-too hot too much pressure-melt piston 2) Even if enough fuel-it can break motor if motor not up to it-pistons crank -and timing concerns just like a turbo or supercharger 3) Limited range-you have to refill bottle-not sure how many runs per bottle-few runs per bottle 4)More HP requires more complicated install-dry systems mean you rely on your ECM to detect the extra Oxygen and adjust FI accordingly-but once you get to 75 extra hp or so-you might exceed what your FI system can easily handle- I think dry system means you rely on your EFI -wet system means you plumb in a separate fuel nozzle to spray in gasoline WITH the N20- wet more complicated more expensive-but probably safer-don't want to stint on fuel when running N2O RICH is good-lean is BAD History- Germans used N20 injection in fighters high altitude bombers recon planes in WW2-power at altitude where there is VERY LITTLE O2 in air Why not use LOX- liquid Oxygen-like a rocket or H2O2 Hydrogen Peroxide-like a rocket- BECAUSE TOO DANGEROUS TOO REACTIVE N20 is SAFE to handle- used in anesthesia-used in whipped cream bottles to make it fluff up and it also COOLS the intake charge-increasing power once again. Lotta poor kraut pilots DIED flying rocket planes at end of WW2-fuel was gasoline+ hydrogen peroxide- dangerous as heck Liquid "fuel" of shuttle-Oxidizing agent LOX dangerous N20 is best bang for $$-much better than headers CAI cam etc-requires some sort of ECM modifying chipping if you use higher power installs-say over 50hp "shots" Some of this might be wrong-in which case I stand corrected- Oh and a 50 hp shot is more or less the same amount of N20 no matter the vehicle motor because power produced is DIRECTLY PROPORTIONAL to O2 used per unit of time-meaning increase- if you use a certain amount of O2 per minute-you will produce a predictable amount of hp-no matter the engine Of course-not that simple-compression overlap burn efficiency all matter-but... in general double Oxygen in means double hp but the basic chemistry-is correct Which kit best-others will chime in-my suspicion- all name brands will deliver about as well. Well this is the general idea-adding N20 is just like adding more air-just BETTER CHEAPER COOLS MORE - Oh don't add boost at low RPMS harder on motor- bearings etc-your kit will tell you when to hit the button N20 is great-for under $1000 you can actually "feel" the torque HP increase- but no decrease in OEM drivability mpg throttle response NOISE when you DON'T want it. PS The krauts used methanol injection-and water injection-in their N2O systems to keep temps down-so wouldn't hole pistons with detonation- PPS Jegs sells a dry LSI kit for 98-2002 Firebirds for $632 75-100 hp-easy install barely double a CAI-but much much more power-bolt on-no change in noise of FE- except when you hit the button of course!!


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The Excavator May 19, 2011 "Great men, great nations, have not been boasters and buffoons, but perceivers of the terror of life, and have manned themselves to face it." – Ralph Waldo Emerson Authoritarian globalism, not terrorism, is the biggest threat America and the Western world faces. Terrorism is an invented distraction to keep... »
Archive for May 19th, 2011
The Unspoken Mission: The Deliberate Disintegration of America
A Higher Cost of Living and A Weaker Economy The Reality
Euro zone implosion, more bailouts, and more money for more bailouts, doubts for Euro zone, likely economic austerity to come, Goldman Sachs sold the swaps to the Euro nations now seeking bailouts, weak housing market in US. By Bob Chapman TheInternationalForecaster.com The problems in the euro zone continue to multiply. Greece, Portugal and Ireland... »
Could Greece be the next Lehman Brothers? Yes – and potentially even worse
If Athens reneged on its debts it would shatter the markets' confidence in the eurozone project By Larry Elliott Guardian.co.uk It was less than three years ago that the failure of Lehman Brothers sent tremors through the global financial system, threatening the existence of every major bank and triggering the most severe economic crisis... »
Spanish youth rally in Madrid echoes Egypt protests
BBC.co.uk About 2,000 young people angry over high unemployment have spent the night camping in a famous square in Madrid as a political protest there grows. A big canvas roof was stretched across Puerta del Sol square, protesters brought mattresses and sleeping bags and volunteers distributed food. The nature of the peaceful protest, including... »
Spain's "Social Network" Protests Enter 4th Day
By Tyler Durden ZeroHedge.com 05/19/2011 First twitter and facebook took down several North African regimes where Ben Bernanke drove the people to a hunger-based desperation, now twitter is poised to topple the Spanish government. At least that appears to be the conventional wisdom in Spain, where for the fourth day people across the country... »
Selling Yellowstone
by Becky Akers LewRockwell.com "The United States may have run up a huge debt, but it is not a poor country…," the Washington Post announced on Monday as Our Rulers hit their credit-limit. "The federal government owns roughly 650 million acres of land, close to a third of the nation's total land mass. Plus... »
The Fukushima Disaster Is Not Over
Fukushima Update: A Very Bad Situation by Chris Martenson LewRockwell.com Well, it now turns out that many of my worst fears about Fukushima have been confirmed with the news that TEPCO has finally admitted that Reactor #1 has experienced a meltdown event that may have breached the primary containment vessel. Further, truly alarming levels... »
Renewing the Patriot Act: Who Will Protect Us From Our Government?
by John W. Whitehead LewRockwell.com "It is the responsibility of the patriot to protect his country from its government." ~ Thomas Paine Those who founded this country knew quite well that every citizen must remain vigilant or freedom would be lost. This is the true nature of a patriot – one who sounds the... »
By Chuck Baldwin May 19, 2011 NewsWithViews.com Let's settle one thing first: God has never used a majority to achieve anything substantive or revolutionary. It has always been a tireless, committed, and courageous remnant that He has used to accomplish things considered noteworthy and lasting. Any dead fish can swim downstream! Christ used a... »
y David Bay, Cutting Edge Ministries May 19, 2011 NewsWithViews.com Preacher Harold Camping Sets His Rapture Date of May 21, 2011 Preacher Harold Camping is at it again, setting a specific date that the Rapture is going to occur. His advertising is warning people that the End of the World, the Rapture of the... »


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Inventing the Modern Self and John Dewey: Modernities and the Traveling of Pragmatism in Education
€ 103,99
Lieferbar innert 2 Wochen
Dezember 2005
BeschreibungThis collection includes original studies from scholars from thirteen nations, who explore the epistemic features figured in John Dewey's writings in his discourses on public schooling. Pragmatism was one of the weapons used in the struggles about the development of the child who becomes the future citizen. The significance of Dewey in the book is not about Dewey as the messenger of pragmatism, but in locating different cultural, political and educational terrains in which debates about modernity, the modern self and the making of the citizen occurred.
InhaltsverzeichnisIntroduction Modernity, Pragmatism and Dewey as Indigenous Foreigner;
T.Popkewitz THE EUROPEAN SPACE Dewey as an Indigenous Foreigner: The Progressive Concepts of 'Liberty', 'Interest' and 'Experience' in the Technologies of Subjectivation of the Secondary Pupil (1880-1950);
J.Ramos do Ó 'Society as School' Constructivist Pedagogies and the Changing Fashion of Governing the Self;
K.Petersson &
U.Olsson John Dewey and the Creation of the Modern Spain: Building the 'New' Spaniards in an Old Nation;
M.A.Pereyra Balkanizing John Dewey;
N.W.Sobe Language as Homeland: The European Reception of Dewey in the Challenge of Modernity;
D.Tröhler Dewey in Belgium - A Libation for Modernity;
M.Depaepe , F.Simon , T.Decoster , &
A.Van Gorp THE AMERICAS Discursive Inscriptions in the Fabrication of a Modern Self: Mexican Educational Appropriations of Dewey's Writings;
R.N. Buenfil Burgos The Foreign that did not become Indigenous: The History of the Reception of Dewey and the New School Movement in Argentina (1920-1940);
I.Dussel &
M.Caruso The Circulation of John Dewey's Writings in Brazil: A Study of Dissemination Strategies;
M.J.Warde The Appropriation of Dewey in Colombia: 1914-1946;
J.Sáenz Obregón Asia/Asia Minor Dewey and the Postwar Japan;
K.Ohkura A History of the Present on Chinese Intellectuals: Confucianism and Pragmatism;
J.Qi Dewey and the Modernization of Turkey;
S.Bilgi &
PortraitTHOMAS S. POPKEWITZ is Professor of Curriculum and Instruction at the University of Wisconsin, Madison, USA.
Pressestimmen'In this fascinating book, a group of distinguished scholars from twelve countries examine the historical role of John Dewey as an 'indigenous foreigner,' whose ideas about pragmatism, the child, and the school were reconstructed and re-assembled in one cultural setting after another around the world. At one level, the authors are exploring the historical development of the discourses of modernity, which provided visions of how the school could form the child into the citizen. At another level, the authors are disrupting the smooth texture of the current discourse of globalization, showing how local cultures have adapted and redirected ideas from abroad in historically specific ways.' - David F. Labaree, Stanford University, author of The Trouble with Ed Schools 'In my library, a special place is reserved for the books of Thomas Popkewitz. Two remarkable features of his work always amaze me: his creativity in choosing and defining the 'problem' and the intellectual sophistication that he brings to the analysis and to the discussion Popkewitz has done it again with this new book. It is a wonderful work that opens new avenues to read John Dewey and the 'traveling of pragmatism' in the light of a broader discussion about modernities. It is a book that illuminates new facets of John Dewey, multiplying the possibilities to problematize an 'author' and his circulation, appropriation, and transformation The book invites the reader to react, to question, and to struggle with the theses and ideas that are presented. To read Popkewitz is to enter into a critical dialogue, to join an intellectual game of interpretations and illuminations. This is a brilliant book by one of the most challenging authors of our times.' - António Nóvoa, Professor of Education, University of Lisbon 'This collection shows how educational ideas have always traveled across the world, well before the fashionable talk of globalization. For most of the twentieth century, traveling ideas provided nation-states with the intellectual resources with which to interpret the requirements of modernity, leading to the invention of new pedagogic practices based upon existing cultural traditions, but incorporating also conceptions of the modern self. This important book contains some wonderful narratives about how John Dewey's educational philosophy, located within the distinctive American tradition of pragmatism, was appropriated by countries as diverse as China, Turkey, and Sweden to imagine their own distinctive projects of modernity. The book provides therefore a wonderful study of how ideas travel, and are indigenized.' - Fazal Rizvi, Professor in Educational Policy Studies, University of Illinois at Urbana-Champaign
Untertitel: Sprache: Englisch.
Verlag: SPRINGER VERLAG GMBH
Erscheinungsdatum: Dezember 2005
Seitenanzahl: 302 Seiten
Format: gebunden


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Artist Author Instructor
Roy Ernest Gould
Roy began making beautiful landscape paintings from his slides and photos taken while climbing and backpacking in the High Sierras of California. He says that capturing the beauty and light in his paintings is what gets him out in nature along with his love of the outdoors and the need to travel.
Roy teaches workshops in oils, acrylics,watercolors and pastels. He offers classes in Sedona Arizona and you can also contact him to set up a small private group class in the medium of your choice.Special wet on wet oil painting classes are also offered. He was a frequent instructor at the Art Center in Yosemite National Park and teaches at conventions around the country.
Associations Roy belongs to are: Southern California Plein Air Painters Association (SOCALPAPA), T.E.A.M. Teachers & Educators of Art Materials, a national association of art instructors, and is a Master Instructor certified by Alexander Art and is a Teaching Partner with Chartpak, makers of Grumbacher paints and brushes. Roy is also a Wilson Bickford Painting Partner.
Roy states "I would like to thank my Lord and Savior Jesus Christ, not only for His love and forgiveness but for the artistic abilities I now have."


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Get out your cellphone. Set the alarm for 58 minutes from now.
When it goes off, you'll know how long it takes Detroit police to respond to an emergency 911-call, on average. More than five times longer than nationally.
As one result, that once prosperous, bustling city has the highest violent crime rate of major American urban centers. Criminals know they can do their thing and be miles away before help arrives.
Detroit has about 700,000 people now, more than 80% black. In the 1950's it had nearly two million residents and was the nation's fourth-largest city.
Thursday, their city became the largest U.S. municipality to declare bankruptcy. Others may soon follow. And in a disturbing, eerie way those festering financial problems locally are likely precursors of a similar simmering national debt dilemma.
Perhaps these words ring a bell for Americans watching their federal government in Washington: Over-spending, lack of jobs, no fiscal restraint, chronically high unemployment, bloated entitlements, inept politicians, corruption, ineffective governing, missing political courage. Figuring someone else will handle the debt down the road.
A combination of those forces have ruined the grand metropolis once known as Motor City and home of such iconic national institutions as the assembly line and glorious Motown sound. Manufacturing crumbled, not just in Detroit but especially in Detroit (the name is French for "strait," as in, between Lakes Huron and Erie).
The once dominant automotive industry has endured generations of convulsions. GM is the only carmaker with headquarters there.
The especially violent riots of 1967 chased hundreds of thousands of residents to the suburbs or beyond, whites and middle-class blacks. Businesses joined the flight, eroding the tax base and municipal revenues, forcing cuts in services. Six years later Detroit elected its first black mayor, Democrat Coleman Young, who ruled for 20 years with the chronic problems of long incumbency.
Rust Belt decay was not confined to Detroit's 139 square miles. But it may have hit harder than in Cleveland, Toledo, a revived Pittsburgh and gun-ridden Chicago. Many Detroiters went to Texas, which has created one-third of all new U.S. jobs in recent years.
Union contracts, primarily generous pension packages, granted by Democrat mayors in more prosperous times have now come back to haunt the city's halls, where 9,500 people still work. A long, series of inept and corrupt Democrat city administrations overspent, over-promised and stole. The city has 20,000 pensioners who may take serious cuts.
The punishment for these city administrations' misbehavior, generally, was reelection. One recent mayor, Kwame Kilpatrick, now resides in prison along with several aides for corruption and bid-rigging.
Neglect runs rampant across town, the only American city located north of Canada. An estimated 40 square miles -- 29% of the entire city -- is vacant lots or abandoned buildings. That's an area almost twice the size of Manhattan island filled with more than 80,000 buildings devoid of law-abiding life.
Only one-third of city ambulances work. Four-out-of-ten street lights are dark. Detroit unemployment is more than twice the national rate, 18%. Perhaps worst of all for some in the self-styled Hockeytown, Chicago's Blackhawks crushed Detroit's heart in this year's NHL playoffs.
You may recall Barack Obama's ebullient boasts last year of having singlehandedly saved the American automobile industry. That helped win him both Michigan and adjacent Ohio.
Even if that was true, his financial ObamaCare did not extend to the pre-existing conditions in the industry's hometown. While President Gerald Ford, a Republican, rushed millions in federal aid to help New York City dodge bankruptcy in the 1970's, Chicago Democrat Obama has been quite loudly silent as water filled Detroit's financial ship.
His White House sent out a junior press aide Thursday afternoon, forcing her to tell media that Obama and aides "continue to closely monitor the situation." Whether it concerns an oncoming hurricane or Detroit's financial sharknado, that phrase is president-speak for "I want to appear involved, but I am watching uselessly like everyone else."
Detroit for years has been spending $100 million more every 12 months than it takes in, with each city administration hoping the inevitable collapse would come on someone else's watch. Now, it has.
That money was borrowed, of course. Lenders have a habit of expecting repayment. Last year Michigan Gov. Rick Snyder named Kevyn Orr as emergency city manager. Orr had been negotiating with city creditors and unions, unsuccessfully, for settlements. But facing obligations of between $18.5 billion and $20 billion, Orr Thursday asked the governor to declare Chapter 9 bankruptcy.
In his legally-required plea to Lansing, Orr blamed "decades of fiscal mismanagement, plummeting population, employment and revenues, decaying City infrastructure." He called Detroit "a shell of the thriving metropolis that it once was."
Snyder said he saw no other viable option. "Detroit simply cannot raise enough revenue to meet its current obligations, and that is a situation that is only projected to get worse absent a bankruptcy filing," he said.
The papers were filed in federal court shortly after 4 p.m. But, in anticipation, the market had already driven down the price of Detroit's notes and bonds, pushing yields to record highs.
If accepted by a federal bankruptcy judge, Chapter 9 will force city creditors to negotiate with Orr for partial settlements, perhaps just pennies on the dollar. He said he hopes to complete the process by late next year, but far simpler corporate bankruptcies have taken far longer. Orr says he may also sell city properties such as the airport and Belle Isle Park.
"Now that we're here," said reform Mayor Dave Bing, the NBA Hall of Fame player, "we have to make the best of it,"
Detroit's financial plight has even become fodder for late-night shows, a tell-tale sign of infamy like Joe Biden's stupidity.
"Detroit Lions quarterback Matthew Stafford has signed a new contract worth $76 million," Conan O'Brien observed the other night. "They're paying him $10 million to play football and $66 million to live in Detroit."
Obama: The immigration law is all good, trust me
With little media notice, Obama's poll numbers sink more
Eric Holder decries racial stereotypes while using them himself
ObamaCare: This partisan experiment in government healthcare is failing


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Your donations help to pay for the infrastructure that keeps My Fabulous Style on the web and allows us to keep providing you with content that you enjoy. Payments are collected securely via PayPal and the details of your transaction are not shared with any other sites or third parties. Any and all donations are greatly appreciated.
You can also donate at http://www.gofundme.com/HelpFundMyFabulousStyle


text: March is Traumatic Brain Injury awareness month. It's an issue that affects about 1.4 million people each year, and it's estimated that many more suffer brain injuries that are never diagnosed.The McTague Family of Newport knows just how costly a brain injury can be. Winston McTague was severely injured after a motorcycle accident in Newport in June 2007. Nearly three years later, he still struggles.He has no sense of direction, he has short term memory problems, and the simplest tasks are now difficult.Winston's wife, Kelley, now serves on a state board advocating for people with brain injury.If you'd like more information about Traumatic Brain injury log onto The Brain Injury Information Network of Maine at www.biin.org.


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800 University WaySpartanburg, SC 293031-864-503-5000
The Digital Media Lab is a facility that provides a full range of professional quality digital design and production capabilities. The Digital Media Lab provides an environment where individuals have access to many of the finest tools available in digital media. It contains advanced digital workstations with a full suite of software and peripheral devices that support the needs of users from beginners to professionals.
Faculty will find the facility useful for the production of technology-enhanced course materials for online courses and smart classrooms. Students are welcome to use the lab to enhance course assignments and to explore the universe of digital media development. Users from any discipline or interest area and at all skill levels will find the Digital Media Lab to be an environment where their imagination and creativity can take flight in the world of digital media!
Imaging, Printing and Other Capabilities
Additional capabilities are being added to the Lab as resources allow. If you would like to suggest a new product or capability, please let us know!
The Digital Media Lab is located on the first floor of the Stockwell Administration Building in Room 117. It is open from 8:30 a.m. to 5 p.m., Monday through Friday. A small but highly experienced staff is available to answer questions and provide assistance whenever possible, but the lab is primarily intended for self-directed, hands-on use.
The lab is open-access in nature and not designed to be reserved for use in classroom instruction. Members of the USC Upstate community have priority access to the facility, but it is available for use by others on a limited basis. Workstations are available on a first-come-first-serve basis, but can be reserved for two-hour sessions by calling 864-503-5559 or
e-mailing the Digital Media Lab.
Media ServicesMonday - Friday8:30 a.m. - 5:00 p.m.
Forms & ResourcesEquipment Checkout PolicySmart Classroom Technology InstructionsVideo Request Form - Live Events and Video ProductionEcho Request Form
Contact UsRobert ThomasDirector864-503-5565Fax: 864-503-5523
Teresa TruesdaleMedia Resource Specialist864-503-5564
Tim HightowerAV Project Manager864-503-5567
Javier RiveraDigital Media Designer864-503-5153
John Williams, Jr.Media Support Technician864-503-5569
The University of South Carolina Upstate is accredited by the Southern Association of Colleges and Schools Commission on Colleges to award baccalaureate and masters degrees. Contact the Commission on Colleges at 1866 Southern Lane, Decatur, Georgia, 30033 or call 404-679-4500 for questions about the accreditation of USC Upstate. Comments or Complaints?


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I also love to cook and bake. I'm a mediocre French baker.
Music: A-ha, Aerosmith, AFI, Afroman, Alex Clare, Alicia Keys, Ally Kerr, Aloe Blacc, Alt-J, Andre Nickatina, Angels of Venice, Architecture in Helsinki, As I Lay Dying, Asher Roth, Atmosphere, Avenged Sevenfold, Awolnation, B.o.B, Bachman turner overdrive, Bass nectar, The Beach Boys, Beach House, The Beattles, Bell Biv Devoe, Ben E. King, Ben Folds Five, Benny Benassi, Benny Goodman, The Big Pink, Billy Biy on Poison, The Black Keys, Billy Idol, Blind Melon, Blink 182, The Black Eyed Peas, Blue October, Blue Oyster Cult, Bob Marley, Bobby Darin, Bobby Day, Bon Iver.
I listen to way to many artists to write them all down.
Or. I'm hanging out with a few guys shooting the shit, playing a game of pool and having a drink.


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Late Result: Scott-Manswell
By James Slater
On Thursday night (Jan. 10th) in Houston, Texas, local heavyweight Skipp "Strictly Business" Scott overcame two knockdowns against Trinidad's Kertson Manswell to win his first pro title. 6′ 8″ Scott, in his first scheduled ten-rounder, prevailed by unanimous decision – scores were 93-92 X3. Now the holder of the World Boxing Federation International belt, Scott improved to 16-1(10) with his gutsy effort. Manswell of Trinidad and Tobago, two years the older man at age 36, falls to 23-7(17).
In the opening round, as he was dominating the action with his vastly superior work-rate/punch output, Scott was caught by a Manswell right hand to the head, sending the younger man down for the first time in his pro career. The knockdown may have created some drama, but this was basically the only punch Manswell threw and landed the entire round. Scott beat the count and maintained his composure.
Scott used his boxing skills, height and reach and a fast jab to win the next few rounds. Manswell continued to trudge forward, doing nothing to match the younger man's output, until he again scored with his right in the sixth. Scott went down again, yet as before he fought back to the point where he dominated the remainder of the session.
Scott continued to work hard in out-boxing Manswell – even if there was a fair amount of holding going on in the fight from the 7th round on (Manswell, a cagey veteran, held on the ref's blind side). Indeed, Scott was docked a point for holding in the 7th, the scores made even tighter on the three cards. The experienced Manswell looked frustrated that he couldn't close the show, yet he was simply not throwing enough. Manswell did see his rival go down again in the 10th and final round, but the tumble was ruled a slip by referee Robert Gonzalez.
Then came the final bell and Scott was ruled a winner on all three cards. Manswell later complained that he had been robbed, but after having thrown so few punches, he has only himself to blame. Scott clearly 'wanted' the fight more, and he picked up his biggest win thus far.
For Scott, his first acid test now passed, the future should prove most interesting. Manager Kerry Daigle was certainly happy enough with the result, recalling how heavyweight great Joe Frazier had to pick himself up from two knockdowns against Oscar Bonavena, the early-career win proving a worthy learning fight for Joe. Scott has now experienced the same thing against Manswell and he fought back hard after each knockdown.
"Strictly Business" was all but unmarked after the ten rounds, an indication of how little he allowed Manswell to hit him. Now a belt holder, Skipp can look ahead to bigger and better things in the ring.


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text:
"Allah save Egypt," said the banner running on the bottom of the screen of the Al Arabiya news channel.
"It doesn't matter who is elected. The main thing is that he'll protect Egypt," a fellah from the Dakahlia Governorate, northeast of Cairo, told a reporter from a state television channel.
Then Hajja Fatma, a veil covering her entire face, told the reporter what was meant by saving, or protecting, Egypt: "We have no security. Every day there are attacks against people in the neighborhood, and there are absolutely no police, no one to turn to for help. They hurt old people, rob homes, and kidnap children for ransom. Allah, Allah, we need order."
Al Jazeera showed a group of men boiling coffee over an open fire. One man had a machete in one hand, another held a club and a third stirred the coffee. "These men decided to protect their neighborhood," the reporter explains. The men, who wear long, dress-like abayas and are from a poor neighborhood, say they were fed up with there being no one to protect the citizens. "By the time the police or the army arrive, the criminals are gone. That's why we're here."
For more, go to Haaretz.com
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text: I cosplay as Edward Elric from FMA, and I need help on an easy way to make his automail arm without spending too much money on it. I have a sweater I use as his jacket (for now,) but now that summer is coming up, I want to try to make the arm so that I won't have to wear the sweater in the hot sun. Anyone got any suggestions? So far, I plan on using a long sleeved black shirt and cutting one sleeve off so I can use the other sleeve as a base for the arm.


text:
In 2015, DKSH is celebrating its 150th anniversary. We are going to take you on a journey from the company's mid-19th century origins, making a short layover in the present before heading into the future.
The DKSH story charts the path of globalization. For 150 years, DKSH has embarked on a successful journey to become the leading Market Expansion Services (MES) group with a focus on Asia. En route, DKSH has created solutions to myriad business challenges. By doing so, the firm has constantly reinvented itself to meet the evolving needs of clients and customers in Asia.
The DKSH journey began in 1865. Asia's vast, untapped opportunities encouraged three adventurous Swiss entrepreneurs to journey into the unknown. Caspar Brennwald (who later partnered with Hermann Siber-Hegner), Wilhelm Heinrich Diethelm and Eduard Anton Keller followed the prevailing advice of the day to: "go east, young man." Independently, they sailed the oceans and endured many setbacks to reach new territories in Asia.
The three adventurers established flourishing trading houses. In 1865, Siber & Brennwald was founded in Yokohama, Japan. In the Philippines in 1868, Eduard Anton Keller joined C. Lutz & Co. in Manila, which he acquired in 1887 and renamed Ed. A. Keller & Co. And in Singapore, Wilhelm Heinrich Diethelm joined Hooglandt & Co. in 1871, which he took over in 1887 and set-up Diethelm & Co. Ltd.
By the turn of the 20th century, Siber & Brennwald was a leading player in the silk export industry. In Singapore, garment trading was the soul of Diethelm & Co. Ltd, and in the Philippines, Ed. A. Keller & Co. focused on importing consumer goods. Their business achievements saw the entrepreneurs assume diplomatic responsibilities to help build Switzerland's commercial interests. Caspar Brennwald became the first Swiss representative in Japan and Eduard Anton Keller was appointed Consul in Manila.
The three founding fathers had created strong legacies for the next generation, but the 20th century presented formidable challenges with two world wars, the Great Depression, social unrest, natural disasters, plus unprecedented economic prosperity.
In 1923, Japan's Great Kanto Earthquake and the onset of the Great Depression destabilized SiberHegner & Co. It was transformed into a public limited company headquartered in Zurich, and Willy M. Keller came onboard as shareholder and Vice Chairman in 1932. Meanwhile, Diethelm & Co. had expanded its South East Asian footprint, opening offices in Penang (Malaysia), Saigon (Vietnam) and Bangkok (Thailand), and recorded strong growth, particularly in the travel industry.
The final quarter of the 20th century rejuvenated Asia's economic landscape, with China starting to open up and the Tiger Economies delivering impressive growth. The three companies prospered and doubled and even tripled turnover, but in 1997 the Asian Financial Crisis was a costly wake-up call.
Ties between the Diethelm and Keller dynasties dated back to the early 20th century, so when the fourth generation of the two families collaborated to chart their companies' future, they did so with a strong sense of tradition. The founding of Diethelm Keller Holding Ltd. on June 16, 2000, was a testament to changing times. Around the same time, SiberHegner was successfully restructured, and posted a record profit in 2001. Diethelm Keller Holdings' Board of Directors monitored the turnaround, and negotiations began to repeat the exercise by merging the two companies that were well matched in terms of service offerings and country coverage.
On June 19, 2002, the merger between Diethelm Keller and SiberHegner was completed, forming the DKSH Group. By reinventing the conventional trading company and creating a distinctive new category:
Market Expansion Services (MES)
, DKSH has achieved strong annual growth each year since 2002 and created more than 13,500 jobs. The MES model has navigated a new path along the irreversible road to globalization. Our services take outsourcing to a new level, adding value for our clients and helping them to achieve unprecedented success in Asia.
To continuously improve our business model, DKSH concentrates on three main pillars. First, we expand existing markets and business units through organic growth, business development and rolling out success stories across Asia, complemented with strategic bolt-on acquisitions. Second, we continually strengthen and expand our range of service offerings across the entire value chain. Third, we continuously strive to improve the efficiency of our processes.
At DKSH, people are our most valuable asset. Today, our 27,600 people, representing 63 nationalities, work together in 35 countries. Each one positively touches the lives of millions of people by providing the products that meet their daily needs. DKSH is dedicated to empowering its people to grow personally and professionally. This is achieved through the
DKSH Fantree Academy
, a corporate in-house training and development center that offers Groupwide programs focused on core leadership capabilities and functional skills.
is perceived as the major topic of the 21st century and offers increased opportunities for companies to enhance growth, improve efficiencies and develop their business operations in new and existing markets. Digitization is reshaping and opening up new paths for companies to interact with and influence customers, using tools such as social media, digital marketing and big data analysis.
DKSH is well positioned to provide our clients and customers with the best mix of market expansion and digital transformation services. While digital specialists only serve specific steps of value creation, cross-regional MES providers like DKSH offer an integrated approach to supporting companies along the entire value chain and are in an optimal position to drive omni-channel market expansion.
By continually staying ahead of the game and adapting to new trends, we look forward to remaining the leading Market Expansion Services provider into the future.


text:
Former AFL agent Ricky Nixon has been convicted and fined $750 for drink-driving after driving to see a friend who was in a "distressed" state.
Nixon, 50, pleaded guilty in the Melbourne Magistrates Court on Monday to exceeding a prescribed blood alcohol level and using a handheld phone while driving.
He was also charged with breaching a community corrections order, which was imposed in March when he pleaded guilty to assaulting his former fiancée, Tegan Gould.
The court heard police pulled over Nixon at the intersection of Izett Street and Commercial Road, Prahran, at 12.52am on May 19 after he was seen using a handheld phone while driving.
He was taken to Prahran police station and had a blood alcohol reading of .030 at 2.05am, the court heard. Nixon had a Z condition on his driving licence, meaning his blood alcohol level should have been zero.
Defence counsel Theo Alexander said "bad luck" had a habit of following the former AFL player and agent, who had been in bed at home when his friend called and urged him to visit.
Mr Alexander said Nixon had been drinking wine over dinner with friends before he went to bed and thought he had no trace of alcohol in his system when he drove.
He had a hands-free piece in his ear and was holding the phone in his left hand when detected, the court was told.
Mr Alexander said Nixon had been "quite determined" not to return to court since his assault conviction, and that he had completed 150 hours of a required 200 as part of his conviction for assaulting Ms Gould.
Mr Alexander said Nixon had not driven since his arrest, under the mistaken assumption his licence was suspended. Charges of driving while disqualified and driving under the influence of alcohol were withdrawn.
Magistrate Angela Bolger said she hoped Nixon's compliance with the corrections order would improve.
She cancelled his driving licence for 12 months, backdated from July, fined him $750 and also ordered he pay $107 court costs.
Nixon was also convicted for drink-driving in 2009, when he was fined $1250 after crashing into the back of a stationary tram.
Nixon played 63 games for Carlton, St Kilda and Hawthorn from 1983 to 1993 and became one of the AFL's most powerful player agents.
But his agents licence was revoked by the AFL Players Association in 2011 for inappropriate behaviour with the woman who posted nude photos of St Kilda footballers on social media.


text:
i cannot help but notice that there are no smartass remarks or proddings by OP on the nasioc thread? how are they being better than us? we dont respond and get chided for it.
and as others have asked:
whereabouts is the noise coming from?
towards the front, my guess would be a bad cat...


text:
Subsidiary Companies
Bizenu Investments P.L.C.
Cosmar East Africa Business P.L.C.
East African Agri-Business P.L.C.
East African Group (Eth) P.L.C.
East African-Tiger Brands P.L.C.
National Cement S.C.
Ethio-Asian Industries P.L.C.
East African Real Estate Development P.L.C.
East African Coal Mining Corporation P.L.C.
Hameressa Edible Oil S.C.
National Premix Construction P.L.C
|The Chairman of East African Holding Group of Companies, Ato Buzuayehu Tadele Bizenu, was awarded the Honorary Doctorate Degree 2016 by Lincoln University, Oakland, California USA, on the 29th January, 2017 at a colorful ceremony held at the United Nations Economic Commission for Africa congress hall in Addis Ababa, Ethiopia. The EAHSC group is one of the largest industrial conglomerates in Ethiopia engaged in various manufacturing and agricultural activities.
|Read more...
|National Ready Mix Construction PLC, (NPC) is established to engage in the manufacture of Ready Mix Concrete to supply for the different Construction Projects, Real Estate Developers and other Public or Private customers within Addis Ababa areas. This year shall be the official year of its emerging into this Ready Mix Concrete business, but with a determination and high spirit of evolving into one of the major players within the next 2 to 3 years. Being an arms-length business affiliate of East African Holdings, it has its inherent advantage due to the presence of National Cement Share Company and so with the Target Industries Aggregate Plant. NPC is a greenfield project and was successfully commissioned last 10th August of 2016 by Turkish expert, as the full sets of machineries are supplied by Turkish company, Semix. It has the nominal Production Capacity of 105 cubic meters per hour of concrete, which is processed thru a highly Automated System using PLC, Programmable Logic Control....
|Read more...
|Ethiopia's largest Edible Oil Factory Hameressa Edible Oil Share Company located in Harar Region, has been Sold to Ethio-Asian Industries PLC by the Privatization & Public Enterprises Supervising Agency (PPEPSA). Hameressa was handed over by PPESA's Director General Beyene G/Meskel to Ethio Asian Industries PLC on Wednesday, October 29, 2014. Hameressa which was founded in 1998 produces and markets refined edible oil products from different seeds such as groundnuts, sesame, and cotton seeds.
|Read more...
|East African Agri-Business P.L.C has ventured into the Coffee business with its well-known Black Lion trademark. Introducing Black Lion Coffee which is handpicked, roasted and ground with utmost care. With its Fresh, mellow and bold body, it captures the distinctive Ethiopian aftertaste in every cup brewed. Our Black Lion Coffee comes in 250gm, 500gm, and 1KG packages in both freshly roasted beans and ground coffee to cater the needs of our clients. Black Lion Coffee drum roasts coffee beans daily in small batches and deliver promptly to our customers to ensure they enjoy maximum quality from our brand.
|Read more...
|Tiger Brands has signed an agreement with the East African Group plc to create a new food, household, personal care and cosmetics joint venture which will operate in the Ethiopian market. The shareholding in the new company will be 51% by Tiger Brands and the balance of 49% by East African Group (Eth) Plc and its associate companies.. "Ethiopia, which has a population of approximately 85 million, has experienced high GDP growth rates for a number of years," Tiger Brands said in a statement this week. "Most categories in the packaged consumer goods sector are enjoying good growth, stimulated by the fast growing economy." The principal activities of the joint venture will comprise the manufacture and marketing of various home and personal care products, biscuits, flour and pasta, which categories currently form part of the East African Group's existing operations. The East African Group is the largest manufacturer of detergents in Ethiopia, and this business will also form part...
|Read more...
|No Job Opening
|Read more...
Company: East African Holding S.Co.
Phone: +251 114 401495
Fax: +251 114 404137
Address: Lideta behind Awash Wine Factory
Website: http://www.eastafricanholding.com
Email: firstname.lastname@example.com


text:
The bingogame You can play here on Bingo-NL.com, is a real multiplayer bingo game. This means You can play bingo with more people at the same time online in the same bingoroom. Inside the start screen is a window where You can choose which bingoroom You want to enter for playing. There are bingorooms where You can play bingo free, for 5 eurocents, 10 eurocents, 25 eurocents and 50 eurocents. The ammount of players that can play in a room is set by price and amount of bingocards You can buy. Theres a minimum of 1 and a maximum of 10 bingocards per bingo playround.
The basic principles of the bingogame is a matter of scratching 24 numbers, which are in a square of 5 by 5 rows and where the middle is always empty. At the top in a vertical line stands the word B-I-N-G-O. The numbers presenting the B-row are the numbers 1 t/m 15, the numbers presenting the I-row are the numbers 16 t/m 30, the numbers presenting the N-row (four plus 1 empty) ere the numbers 31 t/m 45. The numbers presenting the G-row are the numbers 46 t/m 60. And at last the numbers presenting the O-row are the numbers 61 t/m 75. The numbers in a row are just randomly. This is it's possible to make many diferent combinations. There will never be 2 of the same cards during a round. It is possible that there will be bingo at the same time by more different players. This is possible for the pattern but also possible for the full card (BINGO). When there is BINGO at the same time, the prize winning will be equally shared with the winning bingotickets. It is possible You can have 2 or more winning tickets. A player with 2 winning bingocards will, when there is another player with 1 bingocard, get 2/3 of the winning prize money.


text:
Comfortmaker RPJII - 4 flashes - open high limit switch
Furnace turns on and off every few minutes. There are 4 flashes on control board meaning "open high limit switch".
Does anybody know what does it mean and how to fix?
Do the burners ignight and then immediately shut off right away?
Or does the unit run for a while and then the burners will shut off while the blower still runs, then reignite a few minutes later?
More than likely, a clean and check performed every heating season by a certified contractor will avoid this outcome because they will sand the flame sense rod and replace the air filter, along with many other things that prevent short cycling.
Try replacing the filter, if that doesn't solve the problem then call a certified contractor to service the unit.:o
I just had certified contractor at my home and he replaced ignitor. I called him because it happed that the burners ignight and immediately shut off right away. He said that would be necessary to replace limit control for second issue when the unit run for a while and then the burners will shut off while the blower still runs, then reignite a few minutes later. He didn't have a part. I am just curious what is a real issue for these 4 flashes.
Well, the part that he is probably having trouble with is the fan-limit control.
This limit shuts the furnace burners off when the heat exchanger gets too hot. then when the running blower motor brings the temp. back to a safe level, it tells the burner to turn back on.
there are many reasons for the heat excanger to get too hot. All of these should be checked before the fan limit is replaced. I can't tell you that your technician is wrong because I am not there to look at your furnace, but if you have any reason to dought his professionalism, call another contractor.
me too
I'm having the same problem with my Comfortmaker RPJ II and I have the 4 blinking lights. I'd like to try to fix it myself if possible, mainly just to get the sense of accomplishment.
What all should I look into? I've heard that a good cleanining is recommending...any tips on this?
Hi benmung
The cause of this limit switch failure is maintenace of the system. If your filter maintenance has been a little off schedule you may have more than just limit problems. The limit that is having the issue sets in the middle of the furnace and is aproxximatly 2"x4" , has two wires coming off of it. When you replace the limit you will want to get one with the exact temperature range. The one thing you will want to have done also, if the unit is equipped with A/C also, you will need to have the evaporator pulled and cleaned. They cannot just clean the stuff off the top of it, by the time you can see the stuff on the top, the coil itself is plugged. You should be able to get the limit for your furnace locally. But it is always a good idea to have a proffesional check it for the reason I above listed. Let me know if you need any further help.
Good luck
Is it definately a bad limit switch? The reason I ask is it seems to work sometimes and it will work for a little while if its been off for a while.
Hi benmung
This particular limit is an automatic reset limit, however it was only designed to trip about twelve times before it will become erratic. The easiest way to tell if you have a limit trip is to put a voltmeter across the terminals of the switch, when the limit shows voltage you know it has opened. The alternative method if you do not have a meter, " NOT THE RECCOMENDED METHOD", is to remove the wires from the limit and hold them together or install a jumper wire between them and see if the code goes away. If it does you will know the limit is bad.
Good luck
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text: Now that Kim Shattuck is no longer replacing other Kims in the Pixies, the Muffs frontwoman must have freed up some time to work on other musical outlets. Enter Whoop Dee Doo—the Muffs' upcoming album for Burger, and their first since 2004's Really Really Happy. We have to wait until the end of July before that comes out, but the album's first single, Up And Down Around, is here today. You can listen below and realize that, really, not much has changed since Sad Tomorrow.


text:
Q:How much time does the average woman need to spend on her look each morning?A: It's a really personal decision. Some women can spend 10 minutes and leave the house looking amazing. I think the more important thing is to organize your wardrobe in a way to make it simple for you to get dressed, whether you do it yourself or you hire someone to do it for you. It's important to have everything organized: work, play, evening -- however you organize it to make your life easier. The one thing I will say is, don't spend too much time. The more you go back to the mirror, the more criticism you're going to have for yourself. And you probably looked good with the first outfit. So try to limit it to under 45 minutes.
Q:Is fashion for everyone?A: Yes, style is for everyone. Feeling good is for everyone. I think that, honestly, style is about walking out the front door and feeling confident, happy, feminine, and sexy. Every woman wants that, no matter who they are. Let's say it's the artsy Cambridge housewife who may not shop in the same stores that I do -- she still wants to leave the house feeling good. She may shop in different places or look for simpler solutions to her wardrobe, but she wants to feel good and look good. Anyone who tells you different is in denial.
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text:
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text:
Sure, go ahead, make woman jokes! I'm washing up at the sink, but I'm not doing what you THINK I'm doing! I'm keeping my sex toy collection clean and pretty and ready for action! Shoot, these bubbles keep splashing out of the sink all over me! This might work better if I get out of these wet clothes! Oh! Is that my grey "g spot" dildO? It is! Mmm I can't resist just slipping it into my tight pussy once... twice... maybe three times? Oh, who's counting anyway? :)
**Over 80 high quality photos in this series!!*
18 U.S.C. 2257 Record-Keeping Requirements Compliance Statement


text:
|"Nick Cox" <email@example.com>
|st: RE: Turning log files into do files
|Mon, 7 Oct 2002 16:31:05 +0100
Nick Winter > > I've whipped up the code below to turn a log file into a do > file. The > syntax is: > > . logtodo <logfilename> , saving(<dofilename>) [ replace ] > > It does not deal with a smcl-formatted log; use -translate- > first. One > annoying feature > is that if the syntax that created the log file includes > lines that are > broken over multiple lines using /* and */, these are > strung together > into one long syntax line in the new do file. But the > resulting syntax > runs; it just doesn't look all that pretty. > > I've only tested it a bit, but it seems to work. > > program define logtodo < snip > Using -file- is surely a better approach than treating each line of a log as a value of a string variable. One pitfall of this approach, however, as mentioned earlier, is that macros within command lines will probably be substituted by empty strings. In some cases they may get substituted by other inappropriate values. That is, when -file- writes a line it writes what has been handed to it after macro substitution by Stata's interpreter. Thus it seems to me that only tools outside Stata offer a completely pitfall-free approach to this problem, which is a pity. If I am right then only some change at executable level can solve this. Nick firstname.lastname@example.com * * For searches and help try: * http://www.stata.com/support/faqs/res/findit.html * http://www.stata.com/support/statalist/faq * http://www.ats.ucla.edu/stat/stata/
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