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Chef Bakers brings you out from the dilemma of choosing the right cake for the right occasion. Browse the different categories mentioned on our website to have a ride through the creamy and delicious cakes that can wish everything from 'Happy birthday' to 'Congratulations'. Be it your house warming parties or the monthly anniversary of the newly wedded couple, we have not one but many choices for every event that holds a special space in your life.
Chef Bakers brings easy-to-execute steps towards online order facilities in Bangalore, Mysore, Tirupati, and Hyderabad. Though we have ample of stores across these cities, we understand your busyness during special occasions and so we have enables this special facility where you can choose the cake desired by you, view it's details and order it online and just wait for it to arrive at your doorstep!
Chef Bakers also offers combo deals for parties and festivals wherein you get a package of snacks and sweets/donuts/ cakes together. Hence, you do not need to wander about at different shops for snacks and bakeries separately when we offer it to you in a combo pack at your door-step! What more? Well, we also have gift items available at our websites which can work wonders if you send it to your close one along with our special bakery items!
Want to send your warm greetings and love, through our cakes and gift items, to your close ones right at midnight? Just follow the booking times mentioned on our site for it and it will be done! Appears Tempting? What are you waiting for then? Go through our Menu to place your order now! Though we would love to have you at our stores, we also love to land at your door steps and see those amazing smiles that flash on your face when you receive greetings in the form of our customised cakes.
With Chef Bakers, you can order your favorite flavours anytime as the midnight cakes deliveries are made possible in Bangalore and Hyderabad for your ease.
Chef Bakers have revolutionized the way of buying simple and designer cakes with the easy and fast online website. Now, you can get the most delicious cakes.
The instant deliveries confirm the freshness and quality of the cakes too. So, you can hope to actually surprise your loved ones with the beautiful and tasty cakes.
The Chef Bakers are reputed Online Cake Delivery specialists due to their additional express and midnight delivery services. The right cakes for right occasions are created with love and care.
Love the simple decorated cakes. Cupp cakes were tasty apart from being pretty just like the cookies. I love most the vanilla cupp cakes. and if you are really hungry, there's a lot other on the menu that you can choose. Good place to hang out.
Hi Everyone, Recently I have ordered cake for my cousin engagement, I have ordered normal one layer black forest cake. and taste of the cake is ultimate can never forgot the taste .. finally I choose chefbakers for best and quality cakes . thank for the service you provide at midnight.
The environment was good for taking picture of cakes, i loved the cupcakes here. taste good and so colourful and you can customize your cupcakes for special occasion.
Very good place for cake lovers. They offer a lot of variety of cold cakes. For the first time i ever saw a chocolate flavour cakes and its awesome.
Its good service.. and nice place with friends/colleagues while enjoying different type of special cake verities and fair prices. there pastery every thing is good but the bday cakes are really ultimate there, on every evening they give their new taste to the customers, i really enjoyed going to Chef Bakers.
I'm so glad sneha has a cake place as awesome as this! My grandpa can never enjoy birthdays because it's always a traditional grocery store made cake...&& has chocolate. When I have showed his birthday cake this year that was amazing cake, he immediately fell in love. And when I have told his face filled with full of joy. So thank you, for your service of Chef Bakers.
Chef Bakers come with exclusive designers cakes in Bangalore and 3 other cities because we understand the taste of the modern era and we swear by keeping our shoulders matched with the modern time. Read More
All the Tirupati people, Chef Bakers is open for online orders in Tirupati and is trusted by many residents of Tirupati already. Are you a cake lover but can't always go to the store to order one? Want to purchase a gift for your friend but don't have time to go for shopping? Place your online order now at Chef Bakers to have the best experience ever! Read More
Chef Bakers is available at Hyderabad and is famous for its quality delivery at the doorsteps of the residents of Hyderabad. We at Chef Bakers make the festive occasions and parties in Hyderabad a little more happening by working hard to serve you with our specially baked cakes made by our expert bakers and Chefs. Try us once and you will keep coming back! Read More


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Returns from international property were undeniably good in 2010 but it was the strength of the Australian dollar against the US dollar which put the icing on the cake for the hedged Vanguard International Property Securities Index Fund.
"The returns from the asset class and the hedging had a strong return in 2010. It was an asset class which had been depressed. A great team executing a reputable process was also key," says Vanguard chief investment officer Joe Brennan (pictured).
The index invests in the UBS Global Real Estate Investors Index ex-Australia, made up of about 200 property securities listed on exchanges of 17 major economies.
These securities are real estate investment trusts and companies that own real estate assets and derive a significant proportion of their revenue from rental income.
"The power of indexing is it is low-cost, diversified and fully invested," says Brennan.
With 60-63 per cent of the fund invested in the US, most of the 2020 total return was attributed to the US dollar/Australian dollar conversion. One-year returns for the hedged version were 26.32 per cent, compared with 9.17 per cent for the unhedged version of the same fund.
According to Morningstar, "Vanguard keeps faith with investors by continuing to deliver on its promises of broad market exposure, time-tested management, tax efficiency and a super-low price.
"Expert implementation, including fine-tuning all aspects of execution and cost minimisation, have enabled Vanguard to outpace actively-managed rivals over multiple time frames, making Vanguard Investments International Property the deserving winner of the award in this asset class."
The Australian Financial Review

subset: commoncrawl


text: The Box Office hours of operation during the performance season are Mondays from 10 a.m. – 4 p.m., Tuesday through Saturday, 10 a.m. to 30 minutes past curtain time and Sunday, noon to 30 minutes past curtain time. To reach by phone call (920) 868-3287 or via email at email@example.com. Off season office hours are Monday – Friday from 10am – 3pm.


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Natalie Portman Pretty In Pink For 'Black Swan' Premiere
Natalie Portman stepped out last night for AFI Film Festival premiere of her film Black Swan in LA, wearing a pink and floral dress by Rodarte. The designer also created all the costumes for the film.
Also joining her on the red carpet was the flawless Dita Von Teese in a jewel red strapless prom dress and Heidi Klum, who whore a floor-length black and white polka dot Mondo Guerra dress, which we saw this past season on Project Runway.
Juliette Lewis, Mila Kunis, Winona Ryder and Sylvester Stallone were also on hand to take in a screening of the film, which features Portman as Nina, the lead in an NYC production of Swan Lake, who is soon led astray by her co-star, played by Kunis.
With Rodarte-designed costumes including stunning feathered and bejewelled tutus, combined with Daniel Aronofsky's mesmerising cinematography, the film is set to be a visual treat, though not without a hint of fear-factor as Natalie makes an evil transformation as the film progresses.
Seriously can't wait for this movie…looks so creepy!
Are you all planning on seeing it?


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Bellville Times
Virginia Ann Wilke passed away very early Jan. 3, 2009 at the V. A. Hospital in Temple, Texas.
Virginia was preceded in death by parents, Nadine Nolte Wilke and Walter Wilke and her older
sister, Waldine Jeanette Wilke, all of Bellville.
She leaves behind her sister, Joyce Wilke Pavelka, niece, Carolyn Pavelka Kelley, nephew, Jean R.
Pavelka, Jr., two nieces Kirstyn and Lauren Kelley, and several distant cousins.
Virginia was born at home in Bellville, and spent her childhood in Bellville, attending Bellville
schools and graduating from Bellville High School in 1959.
She was baptized and confirmed at St. John Lutheran Church in Bellville.
After high school, Virginia attended Massey's Business School in Houston and then worked for
awhile at an insurance company in Houston.
Following that, she enlisted in the United States Navy and served her country for 13 years, living
all over the United States and also spent two years in Hawaii. She then came home to Bellville and found work in Brenham where she worked for a number of years.
Virginia retired and moved to The Oaks Retirement Community in Sealy.
When she became incapacitated, in 1994, she checked herself in at the William Courtney Texas State
Veterans' Home in Temple. She resided there very happily, until her final illness.
Memorial services were held at 2 p.m., Thursday, Jan. 8, 2009 at the Texas State Veterans Home in Temple.
Posted by Joy Neely


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Date of Stay: October, 2013
Campground near I-20, but freeway/interstate noise is tolerable. Spaces are close. Most campers were living there, working the oil/gas fields. Yes - the few yards from the frontage road to the RV park entry is full of potholes, but it's a short distance (just drive SLOW). Hosts were very nice and helpful.
Date of Stay: October, 2013
Nice little place. Very nice hosts. Grounds were very well maintained. Sites were gravel and level with cement strips and grass between sites, offering you privacy. Very quiet area a little south of town. Lots to do in this little town of Llano. Lots of history and nice folks.
Date of Stay: October, 2013
Our RV group had a small rally here. We chose to park in the trees, so weekly rate was higher ($258), which we felt was a bit pricey. Site was gravel and level. They offer NO discounts on weekly rates. Our space was easy to get in and out of, even with our tow attached. Close in to town and all the activities that Fredericksburg offers.
Date of Stay: October, 2013
Just camped here one night passing through. It's about four miles East of Ft. Stockton - kinda out by itself. We had a good, level site (#56). We didn't hear much freeway/interstate noise. This time of year, not much going on here, but it was safe.
Date of Stay: October, 2013
Front desk lady was very polite. Clean restrooms, showers, laundry area, and even a kitchen area next to the rec room (you MIGHT get Wi-Fi in the rec room). Cable not available at the time we were there. There were probably less than a dozen people camping there when we were there; most of those appeared to be 'living' there. Originally, this RV park was built to house construction crew for the new power plant. Now that the power plant is established, the park is open to the public. It's next to a train track and usually the trains quit running before midnight. They had not maintained the grounds, but on the day that we left, they were mowing the tall grass/weeds - which made it look a lot better. It served our purpose for staying in Riesel and visiting family. Alert - staying during a rainy season is not a good idea; your coach WILL sink in the mud.
Date of Stay: September, 2013
We just stayed here overnight. It's easy to get to and easy to maneuver around. We were given a HUGE site so we didn't have to unhook our tow. And our site had it's own decorated 'picnic' area. The Llano River was VERY low, so it wasn't impressive. Plenty of space between campsites to afford you privacy. No railroad tracks, no airplanes overhead and no street noise. Nice little place. The hosts were absolutely WONDERFUL people.
Date of Stay: September, 2013
Nice Nice Nice place. Although when we were there, there were a lot of stored RV's taking spaces up, but we were there during off season, so there was still plenty of room. $25 rate was based on a weekly rate. Close enough to Corpus Christi that we drove back-and-forth two days sightseeing there also. Great laundry facilities. Nice large cement pads with grass between the sites. We enjoyed our stay here.
Date of Stay: September, 2013
We requested a pull-thru and were given site #63. We attempted to 'level out', but to no avail. So they said we could move to #62-61 or 60. HA HA HA NONE of these pull-throughs were level. Even the person next to us had his front wheels completely up off the ground. So we were not satisfied with the pull-through sites. Also - the campground is in the airport flight area. You WILL hear airplanes (but not near a railroad track). :)
Date of Stay: July, 2013
We have stayed here during summer months for several years for our family reunions that are held nearby. It's been a good, secure, clean place to stay. Laundry facilities were good, clean, adequate. Staff has always been friendly and helpful. Very little traffic noise from the Lovington highway (never did keep us awake).
Date of Stay: June, 2013
Nice place to stay. We were able to get a 'lake view' around Pelican Loop, on the NE corner of their whole campground. Some I-25 traffic noise, but not bad at all. We really enjoyed the various birds, mink, deer (unfortunately lots of moths), but we would stay here again. We camped in a 42 ft with four slides and had a cement pad, covered picnic table, electric only site, and the site was level. Great place.
Date of Stay: June, 2013
Friendly staff. Good BBQ meals on-site you can purchase. Our site was level and had shade trees. It was a 'little' tight getting out due to being FULL. We parked in the southern part of the park for one night so that we didn't have to unhook our tow. Easy access to I-25, although a little bit of road construction made the North bound turn onto I-25 a bit challenging.
Date of Stay: June, 2013
We had a beautiful site in the tall pine trees, although 'unlevel'. Once more campers arrived in our area (it's a LARGE campground), we had to back out of our "pull through" site because of other campers vehicles parked partly in the roads. Since it is such a large campground, there were LOTS of people; lots of fires in the firepits in the evening/night and lots of smoke; making the evenings/nights very unpleasant because of all the smoke. We would only stay here again during 'off season'. First night was higher priced because it was a 'weekend'. Following nights were about $58: still pretty pricey, but it has lots of "family" amenities.
Date of Stay: April, 2012
Great place to stay in the middle of town. We had a long pull through for our diesel pusher across the west backside of the RV park. Plenty of room. Great staff.
Date of Stay: September, 2011
Okay place to stay over one night. Most of the "pot holes" mentioned in an earlier review have been filled with gravel. Park was pretty clean. Many full timers, it seemed. Spaces were a little tight for our 65' total length with toad and four slides (we only put out two). This park is a very short distance North of I-70, so you get a little traffic noise, but we still got a good nights sleep and felt safe. Of course it was 105 degrees when we stopped at 7pm, so our air conditioner was running a lot. Yes - we would stay there again just overnight.
Date of Stay: September, 2011
They are everything they say they are. Level sites, clean-clean-clean campsites, nice decorative night-light poles, wide and long spaces. We had plenty of room for our 42' plus our toad, making a total of about 65' - so that we did not have to unhook our toad. Half a block from Hwy 54, but it was very quiet in our space #41. Rates are dependent on needs. We did not need cable, so rate was only $19. Can't beat that.


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I have been puzzled for some time by the loose use of the term "reserves" when talking about banking. I hear people talking about the deposit multiplier (which itself is a myth, see my post To Lend or Not To Lend) as if the deposits taken from retail customers form part of the capital against which banks - supposedly - lend. Er, no, they don't. They form part of the CASH reserves that banks hold to support settlement of lending. Bank capital has a totally different composition.
Let me explain.
Cash reserves are the MONEY the bank has available in its cash reserve account at the Bank of England at the end of each day. They are intended to cover the expected physical cash drawings of loans and deposits over the next day. In practice most retail banks don't have sufficient cash from deposits to cover drawings for the next day, so they borrow the money either from other banks (usually investment banks) through the interbank lending market or directly from the Bank of England.
Capital is the EQUITY of the bank. Under the accords agreed by the major financial centres of the world in Basel, it is divided into different tiers:
- Tier 1, which usually consists of retained profits and proceeds from share issues (common stock). This capital is FULLY at risk in the event of the bank becoming insolvent
- Tier 2, which consists of subordinated debt (debt which is repaid only after all other claims have been met, so might not be repaid at all), preference shares and other instruments that can be treated as equity (i.e. not repaid in the event of losses), general provisions (money the bank sets aside to cover loans it believes will not be repaid), revaluation reserves (money acquired as a result in change of value of an asset, for example through increasing value of property) and undisclosed reserves (retained earnings that for some reason have not been disclosed in the published accounts). This capital is also at risk in the event of the bank becoming insolvent, but only to the extent that Tier 1 capital does not cover the losses.
- There is also a Tier 3, which consists of subordinated debt used only as a buffer against market risk losses. This does not form part of what are loosely described as "capital reserves" supporting lending.
Capital is the bank's "cushion" against possible losses, and it is only meaningful to talk about it in relation to bank debt. This is unfortunate, because most of the recent writing on "capital reserve requirements" talks about it in relation to bank assets, which causes enormous confusion. Bank debt - money the bank has borrowed - mainly consists of retail deposits and issued securities. The larger the proportion of capital in relation to debt, the more resources the bank has available to call upon to settle losses and protect depositors and bondholders without having to call for assistance from taxpayers or seek a merger with a richer competitor (as Midland did when it invited HSBC to take it over). Ideally banks that lend under the fractional reserve system - where they don't have to have 100% cash reserves available to cover their lending - need to have a reasonably substantial equity cushion available to protect depositors. In practice banks have over the last few years reduced their equity cushions to tiny proportions and relied more and more on FSCS insurance and, as a last resort, taxpayers to guarantee depositors and bondholders in the event of losses. It is this imbalance that the Basel committee, and the UK's Independent Commission on Banking (ICB) attempted to address by raising capital requirements.
When the ICB produced its report recommending changes to banking structure, it suggested two changes to capital requirements. Note that these are quoted in relation to assets not liabilities, despite my comments above:
- that systemically-important banks (the ones that are "too big to fail") should have sufficent capital to cover at least 10% of risk weighted assets
- additionally, that banks that do both retail and investment banking should ringfence their retail operations in a separate legal entity with its own capital covering at least 10% of risk weighted assets belonging to those retail operations.
These requirements have NOTHING to do with cash reserves or bank deposits. But confusion is widespread. Even the estimable FT Alphaville blog got this wrong when it pointed out that retail banks don't have sufficient deposits to cover 10% of their existing lending. They aren't being asked to hold sufficient deposits to cover this. Deposits are debt - not subordinated debt, just general debt - so don't form part of a bank's capital. Really, the banks are being asked to increase their retained profits and/or issue more shares (or debt instruments that can become shares if necessary).
Now, I pointed out in a previous blogpost that the increasing spread between the awful rates paid to savers and the exorbitant rates charged to borrowers could be explained by the banks' need to increase their capital. Various people argued with me about this, but I stand by my remarks. Banks make money by lending at higher rates of interest than the rates they pay to depositors, and that difference (once other costs have been met) is either paid out in dividends to shareholders or is added to retained profits in Tier 1 capital. The wider that difference, the more banks earn and the more they can retain while still maintaining shareholder dividends. Increasing capital requirements is the best excuse you could possibly give the banks for ripping off both savers and borrowers.
I have read blogposts that argue that increasing capital requirements should have no effect on the cost of bank lending - since it is only replacing bank debt with equity - but may make lending harder to obtain. I beg to differ. I think that increasing the capital requirement is unlikely to affect availability of lending, and certainly is unlikely to improve the risk profile and management of lending. But it will increase the cost. It generally costs banks more to raise equity capital than it does to borrow on the interbank markets or issue bonds, so forcing banks in effect to replace debt with equity will raise their cost of capital and they are likely to pass this on to their customers. And diluting shareholders' capital by issuing new shares almost always depresses the share price, with consequent impact to existing shareholders. Disguising new share issues as convertibles such as preference shares doesn't fool the markets. Increasing capital by rights issues or new convertible debt issues is going to be unpopular with shareholders and institutional investors, who in the end call the shots - after all, they control the remuneration of bank directors. Small wonder then that banks prefer to increase retained profits by raising borrowing rates and depressing savings rates. It's a no-brainer, really.


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Empire's Law: The American Imperial Project and the "War to Remake the World"
€ 110,99
Besorgung - Lieferbarkeit unbestimmt
April 2006
BeschreibungCan democracy and human rights really be imposed 'by fire and sword'? Answering this and other questions, outstanding contributors including Leo Panitch and Sam Gindin, Jurgen Habermas, Ulrich Preuss, Andrew Arato and Samir Amin provide a rigourous account of the nature of American empire in the twenty-first century. 'Empire' is now a key issue in studies of international relations and globalisation. This book provides the serious theoretical grounding that is so often missing from populist accounts. The contributors examine the impact that the doctrine of pre-emptive war has had on international law and human rights, and the implications that it has for the future of global justice and the rule of law at domestic and international levels. Charting new ways forward, using a variety of legal and political arguments, the contributors provide a wide-ranging analysis that will be useful to anyone studying empire and international law. Topics include: the role of Europe; theorising empire; the role of the UN; people's tribunals, occupation and democracy in Iraq; and the contradictions of war and human rights.
InhaltsverzeichnisTony Benn: Preface; Amy Bartholomew: Introduction; Leo Panitch and Sam Gindin: Theorising American Empire; Jurgen Habermas: Interpreting the Fall of a Monument; Ulrich Preuss: The Iraq War - Critical Reflections from 'Old Europe'; Nehal Bhuta: Prometheus Rebound - The United States, International Law and the UN in the Wake of Iraq; Trevor Purvis: Empire's Law? Looking for Life Signs in an International Rule of Law; Doris Buss: Gunfight at High Noon - Muscular Human Rights and the Rule of Law; Amy Bartholomew: Contending with Militarised Human Rights and Cosmopolitan Risks in an Age of Empire; Peter Swan: American Empire, Empire, or Empires? The Iraq War and the Juridification of Empire[s]; Andrew Arato: Between Imposition and Populist Democracy - Iraqi Constitution; Making and the Prospects of Historical Compromise; Reg Whitaker: Limited Autonomy on the Margins of Empire? The Canadian Case; Margit Mayer: Empire's Progeny - The Contradictions in German and US Politics in Light of the 'War on Terror'; David Coates: New Labour's Humanitarian Justifications for War or Ethical Foreign Policy; Fuyuki Kurasawa: Putting Empire on Trial; Samir Amin: Reconsidering the UN - A View from the Global South; Phyllis Bennis: Towards a New Internationalism; Ed Broadbent: Conclusion.
Untertitel: Sprache: Englisch.
Verlag: PLUTO PR
Erscheinungsdatum: April 2006
Seitenanzahl: 381 Seiten
Format: gebunden


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|"Renzo Comolli" <email@example.com>
|st: Question about Stata 9 licence
|Tue, 5 Apr 2005 11:03:07 -0400
I was planning to ask the following question to technical support in private, but I think it might be of interset to all What happens if we upgrade now to Stata 9 Windows 32 bits and subsequently we upgrade our computer to Windows 64 bits? Will we have to pay again? If I understand correctly, Windows will switch to 64 bits during the expected lifetime of Stata 9 Thanks Renzo Comolli * * For searches and help try: * http://www.stata.com/support/faqs/res/findit.html * http://www.stata.com/support/statalist/faq * http://www.ats.ucla.edu/stat/stata/
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THORIUM: energy cheaper than coal
THORIUM: energy cheaper than coal has just been published and is available from Amazon. Click on the cover image for more information, including hundreds of links for reference or further study.
Thorium energy can help us
- check CO2 and global warming,
- cut deadly air pollution,
- provide inexhaustible energy
- increase human prosperity
Our world is beset by global warming, pollution, resource conflicts, and energy poverty. Millions die from coal plant emissions. We war over mideast oil. Food supplies from sea and land are threatened. Developing nations' growth exacerbates the crises.
Few nations will adopt carbon taxes or energy policies against their economic self-interests to reduce global CO2 emissions. Energy cheaper than coal will dissuade all nations from burning coal. Innovative thorium energy uses economic persuasion to end the pollution, to provide energy and prosperity to impoverished peoples, and to create energy security for all people for all time.
A market-based environmental solution
We can solve our global energy and environmental crises straightforwardly – through technology innovation and free-market economics. We need a disruptive technology – energy cheaper than coal. If we offer to sell to all the world the capability to produce energy that cheaply, all the world will stop burning coal. It's as simple as that. Rely on the economic self-interest of 7 billion people in 250 nations to choose cheaper, nonpolluting energy.
Energy is about 7% of the economy. We, and especially developing nations, can not afford to pay much more for energy. Many environmentalists advocate replacing fossil fuel energy with wind and solar energy sources, blind to the fact that these are 3-4 times more costly! Global economic prosperity requires lower energy costs, not higher costs from taxes or mandated costly wind and solar sources. THORIUM: energy cheaper than coal advocates lowering costs for clean energy – a market-based environmental solution.
1 Introduction: an introduction to world crises related to energy and the environment, and the potential for good solutions.
2 Energy and civilization: the relationship between energy, life, and human civilization, easy energy science, life's dependence on energy flows, civilization's progress with the energy of the Industrial Revolution, and the 21st century crises of global warming and energy consumption.
3 An unsustainable world: global warming and its terrifying implications for water, agriculture, food, and civilization; depletion of economical petroleum reserves, deadly air pollution from burning coal, increased competition for natural resources from a growing population, and the solution of new energy technology, cheaper than coal.
4 Energy sources: the character and cost of current and principal emerging energy sources: coal, oil, natural gas, hydropower, solar, wind, biomass, and nuclear.
5 Liquid fluoride thorium reactor (LFTR): the history and technology of liquid fuel nuclear reactors, the Oak Ridge demonstration molten salt reactors, thorium, LFTR, the denatured molten salt reactor (DMSR), builders, and possible contenders for energy cheaper than coal.
6 Safety: the safety of molten salt reactors, comparisons to alternative energy sources, radiation risks, waste, weapons, and fear.
7 A sustainable world: environmental benefits of thorium energy cheaper than coal: reduced CO2 emissions, reduced petroleum consumption, synthetic fuels for vehicles, hydrogen power, water conservation, desalination.
8 Energy policy: current confused policies; failure to reduce CO2 emissions, subsidies, recommendations, leadership.
"This book presents a lucid explanation of the workings of thorium-based reactors. It is must reading for anyone interested in our energy future."
Leon Cooper, Brown University physicist and 1972 Nobel laureate for superconductivity
"As our energy future is essential I can strongly recommend the book for everybody interested in this most significant topic."
George Olah, 1994 Nobel laureate for carbon chemistry
"Hargraves' book contains a wealth of information that I've never seen anywhere. Very informative and insightful."
Steve Kirsch, San Jose entrepreneur and philanthropist
"The book describes mankind's hope for a sustainable and prosperous future: high-temperature thorium-based reactors. The writing is clear and factual, and the book will helpful to anyone interested in energy choices."
Meredith Angwin, Director of Energy Education for the Ethan Allen Institute
"A terrific book-length description of the need for energy solutions for this century, leading the reader to the advantages of thorium fissioning in a fluid of of molten salt. He explains the technical basis for how such a power plant works and why it can be cheaper than making power from coal — the dominant fuel for power plants today. This book will be a valuable aid for the many people who will take this demonstrated technology of the 1960s at the Oak Ridge National Laboratory in Tennessee through the rebirth phase and into deployment in this century possibly to dominate the power plants by the later part of the 21st century. Another book about why the molten salt reactor development option was abruptly stopped in early 1970s, even though its demonstration was successful and the use of thorium held great promise is Super Fuel by Richard Martin (2012). For background the reader is referred to The First Nuclear Era by Alvin Weinberg (1994)."
Ralph Moir, retired Lawrence Livermore Laboratory physicist, expert in fusion and molten salt reactors
41 Replies to "THORIUM: energy cheaper than coal"
J Verger
September 14, 2012 (5:10 am)
@Rick Armknecht
I knew better and heard it all before. Democrats always promise the world and give you nothing but misery. If it were up to them all would live in endless misery of endless problems they create so that an unsuspecting electorate can keep them in power. This isn't a political thread/blog and
I apologize for the rant but the only way we will ever see the light of LFTR is that if we allow free market capitalism to take off. This means, kicking the government to the curb and reversing the past regulatory nonsense that got us here. The DOE along with the NRC and it's many tentacles need to go. The Dept of education has it's ugly consequences as well forcing stupidity upon us all.
Nathan Wilson
September 15, 2012 (9:08 pm)
I just posted this review on Amazon.com:
Though this book is nominally about a thorium-burning nuclear reactor called the LFTR, this is also a great book about energy in general. It is much broader than "Plentiful Energy" (which discusses only the IFR, a fast breeder reactor); it goes well beyond thorium to discuss fossil fuels, renewables, energy storage, and transportation fuel. Even the nuclear chapters provide background on competing technologies like LWRs, LMFBRs, TWRs, SMRs, PB-AHTRs, and DMSRs.
It provides less history, and more technical detail than "Super Fuel" or "Power to Save the World". It is more like an updated and greatly enhanced version of "The Nuclear Energy Option" (http://www.phyast.pitt.edu/~blc/book/ ) with its thoughtful treatment of energy safety and radioactivity.
This is a great book, covering an important topic. It's time to make the switch to sustainable energy, and Dr. Hargraves tells us how to do it.
Evan Maughan
September 22, 2012 (5:35 pm)
Make Thorium and election issue, not this go around. Romney is focused on talking about the economy and, yes, energy policy, but LFTR would be too hard to start explaining to voters at this point. Obama is focused on Romney and anything but the economy, and now foreign policy. Obama would never push anything nuclear because it is "evil" to many on the left (fortunately not all).
My hope is that when Romney becomes president someone will present the benefits of LFTR. He is one of the best venture capitalist the U.S. has ever had. There would be a good chance that he could see the huge potential of this technology and the path to help the U.S. become energy independent.
If Obama becomes president I do not see anything with the word nuclear get any help or promotion from the POTUS. I have contacted my senators, both Dems, but I am just a mosquito in the swamp of voters and lobbyist that they deal with. Too bad, if Obama went supported LFTR he would get support from the right. Most conservatives are all for nukes and cheap energy.
I look at over 1.5 trillion spent on all the "stimulus" packages and think what a waste! What did we get for it? We could have fast tracked development of LFTR and started mass production in a year or two.
I know there are left leaning voters on this site, and I think LFTR is a great tech that can bring both sides together. If you really do believe in LFTR, the odds are much better if Romney wins. Obama mentioned nukes in '08 one time from what I remember, but it was just campaign talk to appeal to the other side. Nothing ever came of many of his promises.
Russ Paielli
October 1, 2012 (8:28 pm)
Prof. Hargraves,
I have read about half of your new book, and I am finding it very informative.
I recently had some email contact with a Prof. Mark Z. Jacobson at Stanford, who is pushing for massive wind energy development. This guy has very impressive credentials and is considered a world-class expert on energy systems:
I informed him about the LFTR concept, and I also mentioned your book to him. He replied to my first couple of emails, but then he stopped replying. Our correspondence was completely cordial.
I am not sure what to make of Prof Jacobson. His resume' and his publications appear stellar, yet he is pushing for massive wind power, which seems nonsensical to me (even more so after reading the wind section of your book). Have you or anyone else heard of him? If not, I suggest you look him up. If so, what do you know about him? Thanks.
–Russ Paielli
October 3, 2012 (12:46 am)
Wind power is great, for the 1800's. It is also great when electricity costs 1 dollar or more per kwh ( right now it is pretty cheap at about 0.14 cents per kwh).
I've never seen any futuristic ideas/movies/aliens that have used windpower.
Yeah wind power is great, I am accepting donations so i can power my house with a windmill ONLY! I only have 300,000 dollars left before i can afford my own windmill, and finally be off the grid.
Robert Hargraves
October 3, 2012 (4:45 am)
Russ, Mark Z. Jacobson certainly is an industrious academic. He builds climate models. The most famous paper on his website, Review of energy solutions to global warming, air pollution, and energy security, shows rather high CO2 emissions for nuclear power. That's because the model assumes that more nuclear power will beget nuclear wars, and the paper counts the CO2 emissions from destroying and burning cities. This exemplifies how one can build complex models to achieve any desired results. This is the reason the models in my book are simple — to illuminate the basics.
Robert M, Wind power is even more expensive than you say. Cape Wind is approved to charge 18.7 cents/kWh, escalating to 31 cents/kWh, provided the federal production tax credit is renewed; if not they can add 2.2 cents/kWh more. [And it's intermittent and not dispatchable.] See p 134 et seq.
Russ Paielli
October 3, 2012 (2:34 pm)
Yeah, factoring hypothetical nuclear wars into the accounting for CO2 emissions for nuclear power … seems a bit misleading to say the least!
In one of his email replies to me, Prof. Jacobson pointed out that uranium mining consumes lots of power, and he apparently assumed that the power would come from coal, thus adding to the CO2 emissions due to nuclear power. That seemed rather fishy to me. I asked him why that power could not come from nuclear or gas, but he did not reply.
It appears to me that Prof. Jacobson may be trying to deliberately mislead the public on energy matters. Yet he publishes in ostensibly prestigious journals, and he probably has great influence on public policy. What are we to make of that? Is the scientific establishment itself corrupt? If so, how can we fight that corruption?
That leads me into the whole issue of global warming. Based on what I have read, I am skeptical of CAGW (catastrophic anthropogenic global warming). However, I don't want to let it distract us from the larger issue of energy policy. GW is an argument in favor of nuclear power, but as you have pointed out, the case for LFTR is very strong even without this particular argument.
Here's my suggestion for dealing with global warming. Rather than simply accepting it as established truth, treat it as the controversial issue that it is, and point out that LFTR wins whether CAGW is real or not — but particularly so if it is real. In other words, just don't accept the premise that CAGW is proven scientific fact, because I don't think it is.
October 3, 2012 (5:21 pm)
Robert Hargraves…..
Oh you must have misunderstood my original comments. I said Wind energy is good because it costs about 1 dollar per kwh to produce. But its not so good, because across the entire country , coal + nuclear + natural gas only cost .14 cents per kwh…
So wind has to wait for a huge increase in average electrity to even start to be competitive.
Sometimes, my scarcasm fails on the internets.
October 12, 2012 (2:22 pm)
Why the book is not available on Amazon Kindle store? Like many people I stopped buying paper books some time ago.
Robert Keyes
November 3, 2012 (12:06 am)
Can we get a new blog here? Three months with no new news makes it seems like nothing is happening.
November 4, 2012 (12:29 am)
Yes! a new post would be soo great. I have been checking here daily for the past 3 months…… still no new posts !!!
really sad now 🙁
November 5, 2012 (2:52 pm)
I bought this book and was really disappointed. First of all the layout is really terrible. It looks like an assignment done by a student too lazy to format his/her stuff properly. Also some pictures are soo small that you cannot read the text in the pictures anymore.
About the content: Some interesting facts (ship cause more global warming than all cars together), however I was interested in nuclear energy. No proper introduction to nuclear fission. Also some LFTR designs use graphite as a moderator which is highly inflammable and IIRC the Chernobyl power plant also used graphite. It is simply mentioned that some designs may use graphite or water. No word about safety there.
I will take the Coursera course about Nuclear Energy in 2013 and hopefully learn more
November 7, 2012 (8:45 pm)
Nuclear energy from thorium or uranium will have much higher CO2 equivalent emissions than wind, concentrated solar, geothermal, tidal, photovoltaic, or wave power primarily to the long planning-to-operation delays required for new nuclear power plants. This average lead-time required is 10 or 11 years up to 19 years. For these others, it's only 2-5 years. Wind and solar are all we need to provide all global energy. Even new hydroelectric power plants, most of them are built-out already, but a new hydro plant typically gets built more quickly than a new nuclear plant. As a result, we can replace coal more quickly. So Jacobson factors the opportunity costs, in terms of emissions, of having to wait around, wondering if the nuclear plants will ever be built. Emissions from a nuclear exchange are considered, he does not ignore the possibility of these emissions, nor the possible death rates, however, regardless of whether or not these are included, nuclear is not as good as these other ones in dealing with climate change or air pollution, and the risk of catastrophe from wind and solar plants are zero. There are terrorism risks associated with hydroelectric power plants, because they are more centralized. In sum, wind, water and solar power simply beat out other alternatives. We need definite solutions which can be implemented quickly.
November 11, 2012 (4:04 pm)
Dear anonymous, please use a name. We all have at least some name we go by on this website.
Nuclear does not produce CO2. It works at night or daylight, in calm wind, and in hurricane force winds.
It is true the 1970 level of Pressurized Water Reactors take a very long time to build and develop, but low pressure high temperature thorium and salt cooled reactors are faster to build. Lower pressure means less complexity, less cost, and more safety.
I must admit, Anonymous, you have a much easier case to justify. There is a hype of "green" energy funding ( and kickbacks) and the 'pie in the sky' story about how solar power and windmills are going to save the world like magic. Wind doesn't work everywhere, and solar only works when the sun is shinning.
Solar and wind are only good if you want to pay 10 times the normal price of electricity. That is why nobody builds solar or windmill without government subsidies(and kickbacks).
Thorium is cheap. Really cheap. Cheap as dirt. We need cheap energy that can last forever, and work in daylight, darkness, wind or no wind. We need thorium.


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ED Magedson – Founder
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hometown computers722 county st portsmouth, Virginia United States of America
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i bought two computers one worked fine the other one we had problems with from day one i have taken it in for repairs six times in six months finally it just stopped working i took it in and they said it would cost 180 to fix even though i had a warranty that said they would fix any problems i had with it for a year i still had six months on my warranty so now i have a computer that i cant use and im out of 300 thanks to hometown computers
This report was posted on Ripoff Report on 11/04/2009 11:52 AM and is a permanent record located here: http://www.ripoffreport.com/reports/hometown-computers/portsmouth-virginia-23704/hometown-computers-morris-a-banden-joe-poling-they-sold-me-a-computer-that-kept-breaking-519464. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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SUBMITTED: Wednesday, November 04, 2009POSTED: Wednesday, November 04, 2009
I am asking because as a compuert repair tech myself I can tell you there are "warranty" issues and "user" issues. Hardware failure such as a CD drive, hard drive, processor failuers should all be warranty. Computer virus/spyware/malware infections or damage to the operating system would not be considered "warranty".
What were the problems you had adn what were the repairs?
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For Release Sunday, January 17, 2010
© 2009 Washington Post Writers Group
WASHINGTON — Most everyone agrees that efficient roads, rails and air service are vital for our economy and our quality of life. Most of us see that without them, America will have a hard time competing against rising powers worldwide.
So why is Congress stalling? Representatives and senators know well that the federal transportation program expired last September. They keep passing temporary extensions without facing up to core issues–for example the federal gas tax stuck at 18.4 cents a gallon, unchanged for 17 years, despite escalating asphalt and concrete prices.
And why do we keep on paving over more and more of our landscape instead of embracing a "fix it first" strategy? Can't we make our roads and transit investments match our housing choices in a "post-sprawl" era? Why aren't regions being told that they had better link roads, rail and available air service for a smarter "intermodal" future?
The easy answer is always that Congress is too busy with the health bill and other crowded agendas. Bridges aren't collapsing very often. Road congestion is bothersome, but we have little faith in expanded roadways either. Plus, people are more excited by the Obama administration's embrace of a national "high-speed" rail system than more miles of asphalt.
So there was scarcely a ripple when Felix Rohatyn, respected and veteran civic leader, warned that "America's roads and bridges–the country's entire infrastructure–is rapidly and dangerously deteriorating."
Steve Heminger, director of the Bay Area Metropolitan Transportation Commission, is quoted as bemoaning: "Is anyone listening out there?" Transportation expert Kenneth Orski even warns that the second jobs stimulus measure the Obama administration is likely to recommend could be a "death warrant" for full-scale transportation reform because it will likely include some quick road repair funds.
Most transportation experts think the gas tax is not only on its last legs, but should be replaced by some kind of electronically monitored system measuring how many miles a car is actually driven. But the idea likely needs lots of testing and the White House, in a recession economy, is opposed.
So what do we get? A series of short-term program extensions, forcing Congress to make up for declining gas tax proceeds with general revenue funds–i.e, deficit spending. In the process most dollars are left flowing through traditional transportation "stovepipes" that are tilted heavily to roads over transit, traffic "throughput" over community livability.
Where we ought to be heading, says John Robert Smith, president and CEO of the reform group Reconnecting America, is an "intermodal" future in which road, rail and air service are all tightly connected rather than disjointed and competing.
And Smith, a Republican who built a high quality multimodal downtown terminal as mayor of Meridian, Miss., then served as chairman of the Amtrak board of directors, has high hopes that transportation reauthorization can avoid the bitter partisanship that now infects Congress:
"For Republicans, this is a national security issue, freedom from foreign oil and more Chinese debt. It's brick and mortar and steel that will bring a return on investment, promoting business opportunities. On the Democratic side, it's about equity, connecting people, broadening transportation choices."
Transportation hasn't typically been a partisan issue, notes Emil Frankel, former Transportation Department official and currently transportation policy director of the Washington-based Bipartisan Policy Center. But Frankel cautions that this time party differences might surface if climate and energy issues start to play a significant role.
"An even bigger obstacle to reform," he says, "could be opposition of existing stakeholders–from construction firms and unions to transit operators–all trying to protect and expand funding they receive under current programs."
Add up the potential pitfalls and it's indeed hard to see Congress acting early, despite a comprehensive reauthorization bill introduced last year by Rep. James Oberstar (D-Minn.). What's more, members may flinch at daring to pass a multi-billion dollar authorization measure just before the midterm elections.
Alas! Rohatyn and others are right–our infrastructure is crumbling. We do need a system that values performance over special interest protection. We need state transportation departments to place a priority on maintenance and cater to fewer politically-motivated bridges–or roads–to nowhere.
And for the future, in this overwhelmingly metropolitan nation, we need explicit, clear transportation choices made in and for our city regions. The existing MPO (metropolitan planning organization) model for transportation choices needs a serious shakeup–starting with fair apportionment and demanding only one MPO in each metro region, not the splintered structures some regions now exhibit.
It's only at the metro level, notes Smart Growth Leadership Institute chairman Parris Glendening, that there can be truly effective links of transportation with housing, economic competitiveness, carbon reduction, reducing vehicle miles traveled and promoting national security by reducing energy consumption.
It's a massive challenge. The consequence if we miss it: a less livable, less prosperous America.
Neal Peirce's e-mail is firstname.lastname@example.com.
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Beautiful 1994 Cadillac DeVille in Silver with a grey leather interior. Garage kept its entire life -- owned by an older relative and I am selling it on her behalf. She has owned this car since 1995 (clean title). The car has been kept VERY clean and given timely professional maintenance for its entire life. A copy of all receipts are available for inspection. Leather interior has no rips or tears. The body has no damage, other than minor dings and rock chips. It has the 4.9 V8 Northstar engine. This car was never a city car and nearly all the miles were highway. Overall, the car presents very nicely and neither drives nor looks its age. Additional pictures available upon request. VIN: 1G6KD52BXRU263050 Mileage: 214,000 Engine: 4.9 liter V-8, Automatic Transmission Eguipped with: Air Conditioning (front and rear seats) Power windows and door locks AM-FM Casette Tilt Wheel Alloy Wheels Please contact me at marc dot caden at yahoo dot com
or call (240) 292-4607 and ask for Marc.


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Article Preview
House Is Expecting Influx of Women; Leaders of Both Parties Say 'Good'
WASHINGTON, Nov. 17 (AP) -- There will be more women members at the next session of Congress, House leaders believe, and both Republicans and Democrats say, "Good!"
November 18, 1943
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This content has been marked as final. Show 2 replies
1. Re: Receiving Inspection QA Plan Giving Error.HrishikeshJ Feb 13, 2013 5:34 AM (in response to 966058)Check the associated Quality Collection Plan, I guess you have configured Action with slightly incorrect setting.
Click Action button to review the action.
if the problem is not resolved, please paste the details of Action.
2. Re: Receiving Inspection QA Plan Giving Error.Hussein Sawwan-Oracle Feb 13, 2013 7:07 AM (in response to 966058)
963055 wrote:Please also see the solutions in these bugs.
I am getting an error on trying to enter the Inspection result in the Quality Plan. This is not preventing me from entering results.
Navigation: In Receiving window, clicked on Inspection button to enter the quality results.
The below is the error:
"APP-QA-16119: There is no row selected for the 'Assign a Value' action. The assigned collection element will remain unchanged.
Pls. help me.
Bug 10352154 : ENTER QA RESULTS: APP-QA-16119: THERE IS NO ROW SELECTED FOR THE ASSIGN A VALUE
Bug 5467917 : ASSIGN VALUE ERROR. SELECT WRITTEN AS NVL YET STILL SAYS DOES NOT RETURN A VALUE
Bug 13533402 : INTERORG TRANSFER ERRORS AFTER INSPECTION WHEN DELIVERING: APP-QA-16134
Bug 7583063 : DENORMALIZED FIELD NOT FUNCTIONING CONSISTENTLY FOR PARENT AND CHILD PLANS


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Contact us 24/7: +1 877 678 9627
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- - Fits true to size, take your normal size
- - Italian sizing
Heel measures approximately 100mm/ 4 inches with a 50mm/ 2 inches platform. Marni's flatform-style black leather sandals are lined in nubuck at the ankle strap for added comfort. We love the contrast of teaming this chunky pair with a ladylike skirt.
Shown here with: Marni top and skirt, Anndra Neen cuff, Jil Sander clutch.
- - Wedge heel measures approximately 100mm/ 4 inches with a 50mm/ 2 inches platform
- - Black leather
- - Almond peep toe, lined in nubuck and leather
- - Buckle-fastening ankle strap
Product Code: 398821
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Motorists travelling through Hawke's Bay on the main SH2 and SH5 routes can expect a few minor delays, with essential maintenance and cable-laying work in progress.
Roadwork is being done at seven sites on SH2; one on the stretch between Napier and Wairoa and six between Napier and Dannevirke.
Cables are being laid at three sites in the Pakipaki and Takapau Plains area, while a passing lane is under construction just south of Pakipaki.
The work is set to be wrapped up by the middle of November and motorists are advised that stop-go signals and a single lane are in place.
Delays of about five minutes can be expected.
Rural Broadband is being installed in the Putorino region on the way to Wairoa, with speed restrictions in place as a result of the work.
Contractors are involved in pavement-maintenance work at four sites on the Napier-Taupo highway, and delays of up to five minutes are likely. The sites are spread between Glengarry Hill and Tarawera, mainly around Te Pohue and Te Haroto.
On SH50, drainage-maintenance crews are at work just north of Tikokino and Takapau. Speed restrictions are in place and slight delays can be expected.
Closer to Napier, cables are being laid between Westshore and Prebensen Drive, with some delays for road users at the Estuary Bridge.


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Current version - Acquia Drupal 7.52.54
Acquia Drupal is a GPL-licensed, packaged distribution of the open source Drupal social publishing system (based on Drupal 7). As a free collection of useful modules from Acquia and the Drupal community, Acquia Drupal offers you a quick on-ramp to begin building your website.
Use the information on these documentation pages as a guide as you install or upgrade to Acquia Drupal, connect your website to an Acquia subscription, and get introduced to Acquia's technical support and network services.
Getting started with Acquia Drupal
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Question: I recently applied for a replacement Social Security card, but I might be moving before it arrives in the mail. What should I do if I move before I get it?
Answer: Once we have verified all your documents and processed your application, it takes approximately 10 to 14 days to receive your replacement Social Security card. If you move after applying for your new card, notify the post office of your change of address and the post office will forward your card to your new address. If you do not receive your card, please contact your local Social Security office. To get a replacement, you will have to resubmit your evidence of identity and United States citizenship, or your lawful immigration status and authority to work. You can learn more at www.socialsecurity.gov.
Question: What's the average monthly Social Security benefit for a retired worker? How is the retirement benefit amount calculated?
Answer: The current average monthly Social Security benefit for a retired worker is $1,294. Social Security benefits are based on earnings averaged over most of a worker's lifetime. Your actual earnings are first adjusted or "indexed" to account for changes in average wages since the year the earnings were received. We calculate your average monthly indexed earnings during the 35 years in which you earned the most. We apply a formula to these earnings and arrive at your basic benefit amount. Learn more by visiting us online at www.socialsecurity.gov.
Question: My cousin and I are both retired and get Social Security. We worked for the same employer for years, but he gets a higher Social Security benefit. Why is that?
Answer: Your payments are based on your earnings over your lifetime. Unless you are both the same age, started and stopped work on the exact same dates and earned the very same amount every year of your careers, you wouldn't get the same benefit as your cousin. Social Security benefits are based on many years of earnings — generally your highest 35 years. To learn more about Social Security retirement benefits, visit www.socialsecurity.gov and select the "Retirement" link.
Question: I am nearing my full retirement age, but I plan to keep working after I apply for Social Security benefits. Will my benefits be reduced because of my income?
Answer: No. If you start receiving benefits after you've reached your full retirement age, you can work while you receive Social Security and your current benefit will not be reduced because of the earned income. If you keep working, it could mean a higher benefit for you in the future. Higher benefits can be important to you later in life and increase the future benefit amounts your survivors could receive. If you begin receiving benefits before your full retirement age, your earnings could reduce your monthly benefit amount. After you reach full retirement age, we recalculate your benefit amount to leave out the months when we reduced or withheld benefits due to your excess earnings. Learn more about Social Security reading our publication, How Work Affects Your Benefits, at www.socialsecurity.gov/pubs/10069.html.
Question: How does Social Security decide whether I am disabled?
Answer: For an adult, disability under Social Security law is based on your inability to work because of a disabling condition. To be considered disabled, Social Security must determine that because of one or more disabling conditions you are unable to do the work you did before and unable to adjust to any other work which exists in significant numbers in the national economy. Also, your disability must last or be expected to last for at least one year or to result in death. Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability (less than a year). For more information, we recommend you read Disability Benefits, available online at www.socialsecurity.gov/pubs.
Question: What is the earliest age that I can receive Social Security disability benefits?
Answer: There is no minimum age as long as you meet the strict Social Security definition of disability and you have worked long and recently enough under Social Security to earn the required number of work credits. You can earn up to a maximum of four work credits each year. The amount of earnings required for a credit increases each year as your general wage levels go up. The number of work credits you need for Social Security disability benefits depends on your age when you become disabled. For example, if you are under age 24, you may qualify with as little as six credits. But people disabled at age 31 or older generally need between 20 and 40 credits, and some of the work must have been recent. For example, you would need to have worked five out of the past 10 years. Note that eligibility requirements are different for Supplemental Security Income, which does not depend on work credits. Learn more at www.socialsecurity.gov/disability.
Question: I get Supplemental Security Income (SSI) because I am elderly and have no income. My sister recently died and left me the money she had in a savings account. Will this extra money affect my SSI benefits? Will my SSI payments stop?
Answer: The money inherited from your sister is considered income for the month you receive it and could make you ineligible for that month, depending on the amount of the inheritance. If you keep the money into the next month, it then becomes a part of your resources. You cannot have more than $2,000 in resources and remain eligible for SSI benefits ($3,000 for a couple). Call us at 800-772-1213 (TTY 800-325-0778) to report the inheritance. A representative will tell you how your eligibility and payment amount might be affected. Learn more by visiting us online at www.socialsecurity.gov.
Question: My parents recently moved into a retirement community and they are signing their house over to me. Can I still get Supplemental Security Income (SSI) or will home ownership make me ineligible?
Answer: You can own a home and still receive SSI as long as you live in the home you own. In most cases, when determining SSI eligibility we don't count as a resource the home you own and live in or the car you use. For more information about SSI and Social Security, visit www.socialsecurity.gov, or call us at 800-772-1213 (TTY 800-325-0778).
Question: I didn't enroll in Medicare Part B back when my Part A started a few years ago. Can I enroll now?
Answer: Yes — but if you want to do it this year, you'll have to act soon. The general enrollment period for Medicare Part B, medical insurance, began Jan. 1 and runs through March 31. Keep in mind that although there is no monthly premium for Medicare Part A, there will be a premium for your Medicare Part B. And in most cases, that premium goes up each 12-month period you were eligible for it and elected not to enroll. To find out more about Medicare, visit www.medicare.gov or www.socialsecurity.gov and select the "Medicare" link.
Question: Will my Medicare coverage change because of the Affordable Care Act?
Answer: No, not at all. People who have Medicare coverage are not affected by the Affordable Care Act. Medicare is not a part of the Affordable Care Act's Health Insurance Marketplace. If you are a Medicare beneficiary, your Medicare benefits are not changing. You do not need to replace your Medicare coverage with Marketplace coverage. For more information about the Marketplace, visit www.healthcare.gov. For more information about Medicare Parts A, B, C, and D, visit www.medicare.gov. Or read our publication on Medicare at www.socialsecurity.gov/pubs.
JON NOYES is the district manager of the Social Security Administration Office in St. Cloud.


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In the comments of this post, reader fashionpr said she'd be okay dating a guy with a divorce under his belt—but she'd never date another guy with kids.
I agree that while having an ex-wife to contend with is one thing, having children and an ex-wife is a whole 'nother ball game.
I'm saying this as someone who
the difficult stepchild. Thankfully my stepparents—who both got more than their fair share of, "Whatever. You're not my real mother/father."—stuck around. It certainly helped that my mom and dad were on friendly terms; I never felt like one was giving me extra affection or attention to spite the other one. But I've seen kids be used as pawns in their parents' psycho revenge games. That can't be easy to watch if you're the spouse who's looking on from the sidelines.
Plus, emotionally, financially, and mentally, there would always be someone with a very deep connection to your husband who existed before you came along. I don't think dating a guy with kids is an insurmountable challenge. But it would certainly add a lot of complicated layers to your relationship, right?
Would you marry a guy with kids? Would it matter how many kids he had? Or how old they were?
More pressing questions:
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A Global Value Investor On An American Shopping Spree
Portfolio Manager Mark Holowesko calls his Franklin Resources' Templeton Growth Fund the "anti-Nasdaq" fund, and for good reason. His $15 billion fund doesn't own a single Nasdaq-listed stock right now, nor has it for several years. That has hurt Templeton Growth's performance recently. But since the Nasdaq market peaked on Mar. 10, Templeton Growth shares have jumped 11%. Why? Holowesko, a quintessential value investor, is seeing his bets on cheap stocks finally pay off--and he is buying even more.
And Holowesko, of late, has been pulling back in Asia, Europe, and Mexico to load up on bargain-priced U.S. paper, steel, food, financial, and retailing issues. "I don't have a clue where the market is going," says Holowesko, 40, who oversees $90 billion in assets worldwide, including the 47-year-old Templeton Growth. "I just know these are cheap stocks."
Holowesko's return to the U.S. is in sharp contrast to 1999, when he was shunning America. But after watching two-thirds of the stocks in the Dow Jones industrial average and Standard & Poor's 500-stock index plummet in value earlier this year, Holowesko has nearly doubled his stake in the U.S., to 39% of his fund's total assets, in about two months. Relative to stocks in Europe and Asia, he argues that American equities are cheap when valued by free cash flow, assets, dividend yields, or earnings.
SCREAMING BARGAIN. Half of the 200-stock portfolio's top 10 holdings (table, page 154) are now in the U.S., a sharp contrast to last December, when no American companies made the list. His largest holding: H.J. Heinz, which Holowesko thinks is a screaming bargain. The Pittsburgh-based food maker boasts a robust stock buyback plan, plenty of free cash for acquisitions, and a healthy 3.5% dividend that has been growing 8% a year. Holowesko started buying the stock in February at 36. It's now around 41. But based on the valuation set by Unilever Group's recent bid for Bestfoods, Heinz should be trading around 60, Holowesko thinks. He finds similar value in Bank of America, which, at 52, is some $24 off its 52-week high. With a price-to-book value of 1.8, he thinks the bank is selling for nearly half the value of other financial-services stocks. It also has less exposure to the securities industry than competitors, and could be less affected if the market slumps.
Holowesko has also taken smaller stakes in other U.S. companies, such as Nabisco, Waste Management, J.C. Penney, and Albertson's. Assuming such stocks "move on rational estimates of companies' assets and future growth," he says, "patient, long-term investors" will reap rewards. "Value stocks have had their bear market," he says.
If that turns out to be the case, Holowesko will be well set for further gains. In the face of triple-digit price-earnings ratios for tech stocks and blue chips with earnings multiples in the 40s, Holowesko has kept the average p-e of Templeton Growth to 14.5. That's half the p-e of its benchmark, the Morgan Stanley Capital International World Index, and a sliver of the Nasdaq Composite's 159.
The steadfast focus on value during the momentum investing era has dampened Templeton Growth's performance for the past three and five years, ranking it in the bottom quartile of funds tracked by Morningstar. The fund has also trailed the S&P by an average of 11 percentage points annually in both periods.
Holowesko couldn't care less if the tech bonanza passed him by. He is taking his cues from his conservative mentor, esteemed stock-picker Sir John Templeton, who bequeathed the fund to Holowesko, then 27, back in 1987. Right now, says the 87-year-old Sir John, who shares office space with the Bahamian-born Holowesko in his native Nassau, we are in "the most dangerous time in financial history." Investors, says Templeton, are witnessing "the greatest financial bubble of all times. It's perfectly true that the Web and these remarkable computers make the world a far better place. We should be overwhelmingly thankful. But stay away from the price of those stocks." Adds Holowesko, who joined Templeton Funds in 1985: "Bubbles don't deflate. They burst."
POUNCING ALONE. Reflecting those feelings, Holowesko has less than 2% of Templeton Growth in technology issues today. But even with the fund's recent gains, Templeton Growth remains loaded with value stocks that have yet to pay off. Fully one-third of the stocks in Templeton Growth "don't work," Holowesko admits. His loser investments include Lockheed Martin, Safeway Stores, Allstate, Occidental Petroleum, and Compaq Computer, but the bulk of the fund's worst performers are in Britain, where about 12% of the fund's assets are invested. Holowesko is biding his time with retailer Marks & Spencer, which trades for less than the value of its real estate assets alone. He originally pegged it as a takeover target, but no one has pounced.
In scrutinizing the U.S. stock market, Holowesko likes to look back to the booming Japanese economy of more than a decade ago, which finally collapsed under the weight of an overvalued currency, weak banking system, and stock and real estate markets gone haywire. That doesn't appear to be America's fate, Holowesko maintains, because the country's asset bubble is hardly as widespread as Japan's. True, high tech "went way beyond what's reasonable," he says. "But it's still only a narrow part of the market."
Extravagant tech-stock valuations will have to be paid for ultimately, he adds. That may be, but as long as Holowesko keeps his focus on bargain buys, this won't be something that Templeton Growth Fund investors have to worry about.


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Haywood County Garden Tour — Forest, flowers, food
One of the gardens on this year's tour is at the home of Daniel and Belle Fangmeyer. A shuttle drops guests off at the top of the lot and stone pathways lead to a beautiful raised-bed vegetable garden, a grape arbor and pergolas. The landscaped swimming pool is next, then closer to the house echinaceas and daisies flow near rhododendrons and spruce trees. A creek and natural pond near the house contain water lilies and a family of koi near a waterfall.
Continue around the front of the house to an impressive greenhouse from which the Fangmeyers populate their gardens and grounds. The greenhouse is landscaped with roses, garden pinks, a variety of sages, azaleas and impressive stonework. Gentle suri alpacas graze and romp nearby, and across the drive is a deceptively casual perennial cutting bed that includes iris, day lilies, specimen evergreens, roses, and phlox.
A pleasant walk down the hill leads to carved benches that allow guests to enjoy hostas in the newest shade garden, across from which goats graze on the hillside. Then further down, four horses own the horse stable. A stable garden above an impressive rock wall completes the picture. The shuttle picks guests up at the barn, but those in attendance won't want to leave quickly.
The Fangmeyer garden provides comfortable benches and chairs throughout to allow guests to stop and enjoy exquisite mountain views. There are bird feeders and houses, occasional lamps that direct the eye, tuteurs, statuary, fencing, stone pathways and walls, and much more. Plantings are waiting to be discovered everywhere. This garden is not to be missed.
The Haywood County Garden Tour will take place from 9 a.m. to 4 p.m. Saturday, June 21, rain or shine. Tickets are $15 and may be purchased in advance by calling 456-3575. Or reserve a ticket for "will call" on the day of the tour by emailing firstname.lastname@example.com. Garden Tour proceeds fund education-related horticultural projects in Haywood County.


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38 w/neck and lower face of a 65 yr old. History:Recent early menopause, heavy stress, weight gain/loss in the last few yrs (45 pds). On HRT now and no positive skin changes –thinning / sagging by the weeks with caving cheeks.Derm more concerned with sun damage. Looking for advice on long term affects, risk of fillers in neck, full lift vs lower face /neck lift .Cheeks fillers for lifting neck to hold off surg? I have read neg rev on "lunch lifts"? The pace of this ordeal is very traumatizing.
38 Yrs Old with Sudden Extreme Turkey Neck, Sagging, Thinning Neck and Lower Face. Neck Lift? (photo)
Doctor Answers 10
Under 40 with sagging lower face and neck
Extreme weight gain and loss can cause skin of the lower neck to be in excess and necessitate a facelift at an earlier age. Patients with a thin body habitus also have a tendency to get lax skin in the neck. When the skin tone becomes unacceptable and there is a significant amount of laxity in the neck, a lower face/neck lift will need to be performed to remove the excess sagging neck skin to rejuvenate the area.
38 Yrs Old with Sudden Extreme Turkey Neck, Sagging, Thinning Neck and Lower Face. Neck Lift?
The photos seem to show a significant amount of fat loss in the neck area just below the chin. Was another procedure or re-surfacing procedure RF, Ultrasound done in that area? You could do a localized skin removal as you don't appear to need a full formal Neck Lift...of course an in person evaluation is always the most accurate.
Web reference: http://www.drfpalmer.com
38 Yrs Old with Sudden Extreme Turkey Neck, Sagging, Thinning Neck and Lower Face. Neck Lift? (photo)
Consult with a Board Certified Plastic Surgeon. A lower face and neck lift would be an excellent option to reduce redundant skin and also minimize the platysmal banding in the neck.
You might also like...
Limited Neck Lift for "Turkey Neck"
Having proper medical management is the first step before considering any surgical options. That being said, a limited neck lift may be the right choice for you to improve the appearance of your neck to reduct sagging skin and tighten the overall appearance of your neck.
Web reference: http://prasadcosmeticsurgery.com/prasad-face-eyes/facial-surgery/necklift-rejuvenation/
Aging of the neck at 38
The rate of aging of the neck varies and although 38 is on the younger side, some patients will benefit from surgery at that age. Combining the neck lift surgery with fat grafting will give optimal results
Web reference: http://www.seattleface.com/html/before_n_after_set.php?procedure=fat_injection&id=03
What can I do about my turkey neck?
You appear to have some neck laxity with some platysmal banding. It is difficult to evaluate your jowls from the pictures that you have provided. The most thorough treatment would be to do a lower face and neck lift which would address howling (if you have any) as well as laxity in the neck. Absent jowling, a neck lift would be the next most thorough treatment. Less invasive options include botox of the bands in the neck, ultherapy, and thermage. I would visit with at least two qualified and experienced surgeons who will give you a comprehensive evaluation. Good luck!
Sagging ,thinning lower face and neck
There is no question that you need an extensive lower face and neck procedure to treat your problem the very best. The photo angles and views do not permit accurate evaluation of the rest of your face. fillers in neck and lifestyle lift will absolutely not work! Fillers in cheeks may look a little better but also they will not lift anything and are quite temporary and expensive for enough to make a difference.Cheek implants are my personal and excellent solution for caving in faces after weight loss ,aging loss of baby fat, and stress. Often an upper-midface vertical lift will also add a great long term advantage to the cheeks and upper face above the neck !
Sometimes even a young person, under 40 needs a neck lift
Each individual ages differently, especially following extreme weight loss. Fillers don't treat the neck, only the face. If the only issue is bands down the front, they can be relaxed with Botox and you might see some improvement. But for overall rejuvenation of hanging neck skin, a neck lift often as part of a facelift is necessary.
As for the "weekend" neck lift procedures, most of them don't last and have even been associated with higher complication rates than standard face or neck lifts.
Web reference: http://www.mdface.com/proc_facelift.html
Neck lift
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.


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We don't know which exactly plans are the designers referring to, maybe they have taken the US carriers plans' average, but we are willing to let the conspiracy theories slide because of the other nice info crammed into the infographic. It seems that the best countries for wireless living are Korea, Sweden and Japan, judging from the network speed/unlimited data monthly charge ratios.
The best value-for-money data plan crown actually goes to Korea, which offers unlimited traffic for $54 with average network speeds of around 40Mbps, while for the fastest commercial network on Earth you have to move to Sweden, which was the first to roll LTE - $78 per month for 30GB of usage gets you 80Mbps average speeds.
Ericsson recently tested its LTE Advanced network in Stockholm, showcasing speeds up to 1Gbps, so that is one additional incentive to speed up that planned relocation to the Scandinavian country for any mobile data fanatic.
source: Visually via DailyMobile


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Beautiful Big Sur
Trip Start Jan 14, 2009
15Trip End Jan 24, 2009
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Where I stayed
There is next to no one living along this stretch of beach. However, the few houses we saw, would have had fantastic views.
It's a single lane road in both ways, and in the middle of winter, it was off season; so the road was relatively traffic free. Except coming around one small corner, we were forced to stop behind a line of traffic.
We arrived into the 'main' Pfeiffer Big Sur area - (there really isn't one but with the Pfeiffer beach nearby, along with the State park and more then one accommodation choice - it's the 'main area' for us) and picked the Fernwood to stay at.
We were able to get a room with a fake fire that also came with it's own beaver (or a big squirrel but definitely not a bear).
We drove down to the beach (2 miles from Fernwood, opposite the State park, down an unmarked dirt track) and watched the sunset over the ocean.
There was rock formation at the beach with about 10 photographers hanging around it - apparently, it's a very famous beach to take sunset photos at. I did my best but with my happy snap, tiny Panasonic camera but I felt completely under-equipped compared with the super sonic, high speed, super expensive cameras with tripods that all the other photographers had. It was insane, I was tempted to run out in the water and 'take a close up' photo but the 'right to bear arms' in the States threw me from messing around with these photographers
In the meanwhile, AD played with the rock cliff (fossil hunting) and the seagulls ate our crisps (potato chips)...
That night we ate in the Fernwood bar - having gotten use to the enormous portions of American food, we settled on a bowl of Mushroom soup and some nachos. To our surprise - both were 'normal' portions and sadly, not all that tasty but the Santa Barbara pinot red wine made up for it.
After toasting ourselves by the fake fireplace (how cute is that) and going to bed, the beaver (or big squirrel or whatever it was) came into his (or her) own. About 3am in the morning, it was hungry, honestly, it seem like it was eating through the roof and in the morning, we kept it on the run, by banging various parts of the roof.
I don't think whatever it was, appreciated this.
Unfortunately, the roof had a high rim around it and we were unable to get up higher enough, to see what the hungry little critter was.
The morning was beautiful and we had a look at the camping ground below the cabins, and expressed sympathy for all those that camped as it was cold the previous night, then we drove on, in search of breakfast...


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Four (4) Financial Advisors to Expand City-Wide Team
Credit Where Credit Is Due (CWCID), engaged in a major 2011 expansion, seeks to add four Financial Advisors to our corps of financial educators as we broaden our reach throughout New York City. CWCID is a 501(c)3 nonprofit which pursues a mission of financial empowerment via financial education and counseling programs. Our financial education programs serve 6,000 clients per year at over 50 sites city-wide, with significant projected growth over the next year as we move to new headquarters and scale our work.
CWCID's programs are unique in that all financial education and counseling services are delivered in coordination with Neighborhood Trust Federal Credit Union, the community development credit union (CDCU) we sponsor, and with a network of other CDCUs in New York City.
The Financials Advisors will be based in one of our citywide satellite hubs and will deliver our full package of financial empowerment services — individualized financial counseling and our signature "Getting Ahead" financial education course (our signature financial education workshop series) — and provide ongoing support to Program graduates to achieve financial health. Our services are offered days and evenings so Financial Advisors will have a schedule that includes up to two evening classes per week.
● Provide financial counseling services via CWCID's individualized counseling model in a drop-in and appointment format.
● Deliver CWCID's "Getting Ahead" group program and provide support to graduates.
● Participate in cross-training and cross-referrals with host sites.
● Gather pre- and post-session data for program reporting and evaluation.
● Participate in program and curriculum development.
● Work as a team with credit union staff regarding the development of appropriate financial products and services for course participants.
● Fluency in Spanish and English.
● Excellent teaching and facilitation skills.
● Business, finance, or financial education experience.
● Status as Certified Financial Planner or commitment to this or equivalent certification process (CWCID invests in this training and certification process for its entire team of Financial Advisors).
● Commitment to community economic development.
Salary: Commensurate with experience.
To apply: Please send resume and cover letter to our Human Resources Department at firstname.lastname@example.com and please type "Financial Advisor" in the subject line of the email.


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Who Will Win at Dover?!
The NASCAR Sprint Cup Series is back at the Dover track this Sunday for another action-packed race. Will you be tuning in? Make your guess here then follow along to cheer on your driver!
Leave your guess of who you think the winner of Sunday's race will be in the comments below before the start of the race. We will select one random winner from all correct guesses to win a $25 Sports Authority gift card!.
Book with our Race Fan Rate® for exclusive discounts at Best Western hotels!
Don't forget to check back before every race to play Who's Gonna Win!
Entries must be entered before the start of the race on 6/3. Winner will be announced on 6/4. Limit only one entry per person. Must be 18 years of age or older and a resident of the US or Canada to be eligible to win. Winner will be randomly selected from all correct answers posted in the comments below.


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Cateye Micro Wireless Cycling Computer
Bikes and Accessories
Cateye Micro Wireless Cycling Computer
Buy from Amazon.com
No more scrolling through functions - the Micro Wireless allows you to customize your display and view it on a larger, LED backlit screen. It also features a slim body and is available in black or white. Functions include Current speed, Maximum speed, Average speed, Odometer, Trip distance 1 & 2, Elapsed time, Stopwatch and Clock.
Back to Cyclelicious Bike Shop
Cyclelicious bicycle blog


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V: Jon Tenney replaces [CGREG] in [ACAIM]
Posted by: Paul2k on Jun 07, 09:33
Tag(s): CGREG, ACAIM
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San Andreas 2 After destroying California, San Andreas will rock the Ring...
Baywatch Paramount will produce a feature adaptation of the hit...
The trader watchlist let's you keep an eye on the Net Worth of your friends and fellow traders. Build yours now!
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The moral complexity of war finally gets a guernsey in this '60s masterpiece, The Battle of Algiers, writes Paul Byrnes.
The Battle of Algiers
The Battle of Algiers is legendary in military and political circles as well as among film lovers. It's one of the most gripping political films ever made, an extraordinary analysis of the tactics and toll of urban warfare, but it's been hard to see since its initial release in the late 1960s. This new print, with new subtitles, could hardly be more timely.
The film is a re-creation, in documentary style, of the urban guerilla war between the Algerian National Liberation Front (FLN) and the French colonial authorities from 1954 to 1962, when Algeria finally gained its independence. Directed by the Italian communist filmmaker Gillo Pontecorvo, it became compulsory viewing for every politically engaged person in the late '60s, but especially for those people who had already picked up a gun. The Black Panthers and the IRA are said to have used it as a training film; the Tamil Tigers leader, Vellupillai Prabhakaran, is reported to be a big fan. The French government banned the film from 1965 to 1971.
Counter-terrorist agencies now use it, too. The Washington Post reported that the Pentagon's special operations chiefs held an in-house screening last year. The Post quoted a Pentagon flier for the screening: "How to win the battle against terrorism and lose the war of ideas ... children shoot soldiers at point blank range. Women plant bombs in cafes. Soon the entire Arab population builds to a mad fervour. Sound familiar? The French have a plan. It succeeds tactically but fails strategically. To understand why, come to a rare showing of the film."
What this Pentagon publicist did not mention about the French plan is intriguing. The first half of the film depicts the FLN's terror campaign in sickening detail, but then we see the French army's ruthless response with systematic torture. They apply all the familiar favourites - dunking in water, blowtorch to the belly, trussing and hanging the victim up like a turkey, electrodes to the earlobes - as well as plain old murder, both behind prison walls and in the streets of the Casbah, the tiny hillside in Algiers that was home to 80,000, mostly poor, Muslims.
The American revival of the film last year preceded the Abu Ghraib prison scandal, but recent history in the Middle East has only heightened the sense that the film is less an artefact than a portent.
Pontecorvo went to Algeria with the help of Yacef Saadi, who had been the military commander of the FLN in Algiers before he was captured and imprisoned. Saadi had written a scenario in prison. Pontecorvo rejected it as "sickeningly propagandistic", but spent six months in Algiers researching with his collaborator and co-writer, Franco Solinas. Saadi opened doors in the new Algerian government and played a role based on himself, as FLN commander Ali Kader. In Italian neo-realist tradition, the cast were all non-professionals, except for the pivotal role of Colonel Mathieu, the French paratroop commander played by Jean Martin. Brahim Haggiag, who plays Ali La Pointe, the central character, was a peasant found in the Algiers market.
At the outset, Ali is a petty criminal with a long record and a quick temper. In prison, he witnesses the execution by guillotine of a Muslim nationalist. On the streets again, he accepts an FLN request to kill a French policeman, but the scene of his receiving the order is filmed in a surprising way. The written message is delivered by Omar, a boy of about 10, but Ali is illiterate. The boy has to read it to him. Thus, a boy tells a man to kill. The whole film is built on similarly acute analyses of the moral complexities and contradictions that war requires. One of the most famous scenes follows three Algerian women as they leave the Casbah carrying bombs to plant in three different crowded locales of the city. Each looks around at the men, women and children they are about to kill. The camera tells us that each is aware of the implications of their actions. Pontecorvo then shows each explosion and its hideous aftermath.
This incident occurs after we see some French men leave a party with their wives and children. They drive to the Casbah, assisted by the French police, and plant a bomb that has similar effects. Every incident is a consequence of what has come before, and an escalation, including the arrival of the paratroopers, led by Colonel Mathieu, a former member of the French Resistance. Mathieu methodically sets up the apparatus of official retaliation, based on torture. "The basis of our job is information," he tells his commanders. "The method, interrogation, conducted in such a way as to ensure we always get an answer. In this situation, false sentiment leads only to ridicule and impotence. I'm sure all units understand and will act accordingly."
Pontecorvo was not the first to use documentary-style shooting techniques to achieve immediacy, but he was filming at a time when television footage of the Vietnam War was changing the way audiences perceived war. Shot in black and white, The Battle of Algiers looks remarkably like actuality, which has led some to mislabel it as documentary. It has also been called leftist propaganda, perhaps with more justification, but that too seems inadequate. Pontecorvo's sympathies do lie with the people of the Casbah, and the film leaves out a lot that's even less pretty about the tactics of the FLN, but it never resorts to one-dimensional thinking about its characters. Indeed, Mathieu is probably the most complex character, as well as the most brutal - cultured, articulate, politically astute and realistic about the limitations of violence. The film lays out the pitiless logic of violence for both sides, then its terrible consequences, with jolting clarity.
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Hills of Glory 3D Free Europe
by: DEVALLEY ENTERTAINMENT • 140.5K
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by: DEVALLEY ENTERTAINMENT • 140.5K
Published: 2013-04-12, by Peter Warrior.
Regarding what we usually call "active defense games", this is, games in which we must defend a position by shooting at incoming enemies instead of typical defense games where you only build defenses and enjoy the show, it should be said that they were quite stuck as a genre. Fortunately, here's Hills of Glory 3D, the game that will push all this forward.
At a first glance, graphics are outstanding, with special emphasis on explosions and fire, and user interface has been reduced to a minimal expression to enjoy as much screen as possible. You'll soon discover that every new weapon is activated through a certain gesture. Tap to shoot your rifle, tap and hold to shoot your mortar, or slide with two fingers to release napalm from a chopper a la Apocalypse Now style. In addition, there's an original system to upgrade your weapons, requiring some items to be collected in order to unlock those upgrades. Two difficulty levels guarantee some replayability and, given the Europe WW2 scenario, it can thus be assumed that we might see more Hills of Glory games set in the Eastern Front, or even in the Civil War, the Crusades or whenever.
HOG3D is free to play, ad supported. It's an addictive, technically far above average, and fun game. Highly recommended, no matter whether you have ever played games of this kind before.
by Peter , Appszoom
Apr 12, 2013
from 140.487 reviews
Download Hills of Glory 3D Free Europe
Free - V126.96.36.19970 - 64M
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thank you! he really is :)
Thanks Jackie. That was very sweet.
Thanks, Jackie ! This is a new experience for me :)
Thank you for the welcome Jackie :)
Thanks, Jackie! I'm planning on checking out every little nook and cranny of the "barn"! Hope you're ready to help an old lady get back into riding. ;)
Thank you, Jackie. Hopefully, I can keep up!
Thanks Jackie, spent the weekend putting my fence up. Just got back from Rural King with a new electric fence box. Now just waiting to find my new donkeys. If you know of anyone around Northern Ky to Southern In who has some they would sell, send them my way.!!!
Jackie thanks for the welcome! I love the pictures of you and your riding.
Thanks Jackie for the welcome.
Hi Jackie, My father and brothers rode, both grandfathers were in the Lighthorse in the Great War. So, quite a tradition for us.
Thanks hope i can learn alot here!
thank you for the welcome..
Thank you for the welcome!
Thank you Jackie! Will need to familiarize myself with it, but that will be fun.
Thank you Jackie!


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Their Attempt
This is a poem
To my disillusion the bout commenced,
Sparked off by an untimely word.
Father said what wasn't that wicked,
But Ma's short temper made it quite absurd.
From there the room was split in two,
A corner a piece like in a boxing match:
Blue's roar and assertive fists,
Versus Red's scream and malicious scratch.
Like a bolt of lightning I was out the door,
My legs overcome by the sudden dismay.
Indignant tears rushed down my face,
From swollen eyes, victim to so much pain.
Soon I was back in my safest place,
Surrounded by friends, the ones who cared,
They understood my delicate plight,
They dried my tears when those tempers flared.
Beforehand they had promised to be nice.
After all it was my special day.
We thought one day of the year was fair
To ceasefire and have only good things to say.
In the morning I found a custom cake,
Gleaming proudly on the kitchen table.
Smiles all round reassured my faith,
But a whole day of tolerance, were they able?
Screams pierced the walls like a marksman's arrow,
Bellows shook the house with benevolent ease.
I tried to mute the sounds with my trembling palms,
All the while Red had been forced to her knees.
Horrific was the cry heard prior
To the caustic smash of glass.
But what I recall as if yesterday
Was the sinister silence that followed.
I clutched my friend for a bit of comfort.
Damp and sour his fluffy ears,
From years of loyal, undivided attention,
Absorbing countless distraught tears.
Minutes past and not a sound,
An ending to an expected fable:
On the floor some glass and a pool of crimson,
My cake still on the kitchen table.