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Styling your hair has become easy with the Philips HP4671 Hair Styler. This hair styler will help you try out new hairstyles without having to shell out in the salon. With multiple features, this hair styler gives you the option to choose and wear a hairstyle which best suits your taste.
3 flexible setting
For precise and tailored styling this hair styler has been provided with 3 flexible speed and heat settings which can be altered to achieve the perfect result.
Retractable bristle brush
This two in one retractable bristle brush is both a styling brush and a curler too. When you want to curl your hair you can send the bristles in at the touch of a button and slide the styler out of your hair with ease. The end result of this are bouncy curls.
Ceramic coated brushes
As this hair styler has ceramic coated brushes, you are left with smooth and shiny hair. Furthermore, the ceramic coating offers you professional styling and helps you create the look you want.
Natural bristle brush
Lending extra shine to your hair and smoothening the hair cuticles is the natural bristle brush this hair styler comes with. This natural bristle brush has natural hair which lends your hair a sheen.
Shaping brush
For easy shine styles, this hair styler has been provided with a shaping brush. This brush allows you to dry and brush your hair at the same time. Adding to this, the brush leaves you with smooth and shiny hair as it is combined with airflow.
Cool Shot
Reducing frizz and gently drying your hair is the cool shot option of this hair styler. The cool shot is perfect for those hot summer days and women with dry or brittle hair.
Easy storage
Facilitating easy storage of this hair styler is the hook it is equipped with which allows you to hang it comfortably at home or even in a hotel room.
Swivel cord
The swivel cord rotates the wire, thus preventing tangled wires during and after the use of the hair styler.
1.8 m power cord
With a power cord measuring 1.8 m, this hair styler can be used in a salon too, thus not restricting your movement.
The curler comes with three attachments: the retractable brush, the natural bristle brush and the shaping brush. The Salon Airstylish Ceramic comes with a retractable bristle brush that helps in easy curling. The bristles of the brush retract as soon as you press the button. When this is done, you can just slide the styler down your hair and let go. This results in gorgeous, bouncy curls.
The bristle brush consists of natural hair which are responsible in giving you beautiful and shiny hair as they smoothen the cuticles.
The shaping brush allows you to dry your hair and brush it at the same time. The brush has directed airflow which will leave your hair smooth and with a sheen.
It has three flexible settings which give the user more control over the styler. The speed and heat can be adjusted according to your individual preferences. This ensures precise and professional styling results.
The cold air setting gently dries your hair in low heat to ensure less damage, especially for fine, dry or already damaged hair.
The Salon Airstylish Ceramic styler comes with a rubberized hook at the bottom which helps in easy storage of the device. Just hook it onto any place in your home or when you are carrying it out.
The styler consumes 800W of power. It has a power cord of 1.8m.


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Bellville Times
A memorial service for Louise McClendon, 80, of Sealy, was held Wednesday, September 13, 2006 at 11 a.m. in Katy, with the Rev. Merle Blado officiating. Interment was at Sealy Cemetery. Born in Gateville, TX, Louise Tennison was the daughter of Jack Tennison and Leona Rainer Tennison. She attended the Gatesville Public Schools. On September 14, 1942, Louise and Mr. Milton McClendon were married in Tacoma, Washington. Mrs. McClendon worked ats a clerk for many years at Weingarten's Grocery Store. She was a member of the First Baptist Church of Sealy. Louise McClendon died Friday, Sept. 8, 2006 in Katy. She is survived by her daughter: Connie Vincent and husband Leslie of Sealy; sons: Roy Eugene McClendon and wife Wanda of Tulsa, OK; James McClendon and wife Gladys of Key West, FL; grandchildren: Randy Vincent and wife Sheryl; Robin Ebrecht and husband Daryn; Ryan Vincent and wife Tennille; Stephanie McCendon; Jennifer McCendon; Shelly Bagwell and husband Eddie; Christie Pierce and husband Patrick; 14 great-grandchildren and one great-great grandchild. Preceded in death by parents: Jack and Leona Tennison; and husband: Milton McClendon. Arrangements by Knesek Family Funeral Chapels.
Posted by Joy Neely

subset: commoncrawl


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At Green Country OB/GYN, our goal is to provide you with the most comprehensive and advanced obstetric and gynecological care available in Eastern Oklahoma.
Whether you are an adolescent, a woman of childbearing age or post menopausal, Dr. Jonathan Baldwin, Dr. Taniesha Buffin, Kendra Seccombe and their staff are committed to providing you with high quality, compassionate care in a comfortable and reassuring setting.
Our providers have medical staff privileges at EASTAR Health System, a comprehensive 320-bed two-campus health system accredited by The Joint Commission. The EASTAR Main campus (formerly Muskogee Regional Medical Center) was one of the first hospitals established in Oklahoma, and has grown to become one of the state's largest and most comprehensive facilities. In addition to its nationally accredited cancer program, the hospital is also certified as a Level III Trauma Center and Primary Stroke Center. The hospital's Women's Services, including beautiful labor and delivery suites, are located on the EASTAR East campus (formerly Muskogee Community Hospital), which opened in 2009. As the first hospital in the nation to earn LEED-Gold for New Construction, this facility is nationally recognized for its energy-efficient design which helps improve environmental quality through green planning, design and construction as well as operations and maintenance practices. To learn more, visit the hospital's website at www.EASTARHealth.com Subscribe to EASTAR's My Baby Expectations monthly eNewsletter here.
You can learn more about our providers as well as the services provided by Green Country OB by reviewing our website. Please call us if you have questions, need more information or want to schedule an appointment. Our number is (918) 686-5399.
We thank you for your support and for visiting our website! Please don't hesitate to call us if we can be of assistance to you.


text:
Guys help me. I need to upload html template. How I van do it?
Can anyone help me?
1. Read the instruction to upload.
2. Prepare your files
– For download, HTML + images + js + css
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3. Fill the form of upload page
4. Write a message for reviewer
5. Click on Upload button at bottom


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[Date Prev][Date Next][Thread Prev][Thread Next][Date Index][Thread Index]
st: how to get slopes by clusters in a linear regression
László Sándor <firstname.lastname@example.com>
st: how to get slopes by clusters in a linear regression
Tue, 25 Aug 2009 11:19:56 -0400
Dear Fellow Statalisters,
I want to extend a fixed-effects-type model to allow for different
coefficients on a variable (actually a treatment dummy) by each
cluster I have. The richness of my data would allow for that. However,
I did not find a way to do it in Stata that would report (and collect)
the coefficients themselves. -xtmixed- doesn't seem to do so. I would
like to restrict the coefficients on controls to be equal across
clusters, so estimation by cluster is not a solution either.
If there were a way that could collect the slopes to a single new
variable (with the same value for observations in the same cluster,
naturally), that would be the best. It would be great if I did not
need to introduce all the 1438 cluster-indicator variables and
interactions myself, and collect the coefficients.
Thank you for any guidance in advance!
* For searches and help try:
* http://www.stata.com/help.cgi?search
* http://www.stata.com/support/statalist/faq
* http://www.ats.ucla.edu/stat/stata/
|© Copyright 1996–2017 StataCorp LLC | Terms of use | Privacy | Contact us | What's new | Site index


text:
This is Chloe. Her big sister, Mia, just published a book on Lulu, and now Chloe wants in on the action.
And why shouldn't she publish? Seeing your story printed is an amazing feeling. I still remember staring in awe, when my first grade teacher placed a book of my story, Perry the Parrot, into my tiny hands. Of course, that "book" was held together by red yarn and glue. I probably would have never stopped bragging if Perry had been a printed book.
Perry the Parrot may be out of print now, but there is a whole new generation of budding authors on Lulu. Check out The Travelling Dolphin by Clara Curtis or, my personal favorite, The Shiny Fork, to see the possibilities. With just a little help from parents to create an account, scan, and upload their work, kids can have the best book they will ever take to school for Show and Tell.
What stories will your kids have to tell?


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miriambonita uses Playfire to track their stats and meet gamers to play with! Get your own profile for free.
Hola! soy amigable :) MEXICO!!!!!!!!!!!!!!!!!!!
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text:
Answers Home
» Behavior & Training
» Coprophagy (Stool Eating)
why does my dog eat from the litterbox and how do i stop her?
Asked by
Member 608249
on Nov 19th 2010
in Coprophagy (Stool Eating)
- Cast your vote for which answer you think is best!
The cat poop tastes like cat food and dogs like it.
Put your litter box up high where the dog can't get it or block it off someway to the dog.
Faith (CGC) answered on 11/22/10. Helpful? / 0
mmmmmmm, almond rocca !! lol. keep the litter box clean and out of reach of the dog is pretty much the best options
Charlie Brown Cocoa Puffs answered on 11/22/12. Helpful? / 0


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Series leader Sebastien Ogier has dominated day one of Rally Australia on the NSW Coffs Coast, the crucial 10th round of the FIA World Rally Championship (WRC), posting the fastest times of all six stages on Friday.
The Frenchman could wrap up his first WRC title during competition this weekend, and posting fastest stage times on every one of Friday's forest stages has made the Volkswagen driver's intentions clear.
Citroen's Mikko Hirvonen is not in contention for the 2013 title, but having won Rally Australia three times in the past (2006, 2009, 2011), he is keen to add another victory to his tally.
Hirvonen is running 13 seconds behind Ogier while teammate Kris Meeke is just three seconds further back in third.
"I think we can say today has been perfect - a really good start to the rally," Ogier said at the end of stage eight, a second pass over a stage run earlier in the day.
"There were more rocks on the road than this morning.
"There was some dust so, for the four-minute gap (between cars), we thank the organisers. It was a tricky one so I'm glad it's done."
Hirvonen was much happier at the end of the day than the start, when he and his colleagues were finding it difficult to get traction on the slippery stages.
"Really good - I'm really happy. It felt clean and we had a good drive," he said.
"I just have to wait to see if our time is good enough to stay in the fight."
Ogier's nearest rival for the 2013 title is Ford's Thierry Neuville, 75 points in arrears with three WRC rounds still to run, and his own Volkswagen teammate Jari-Matti Latvala, another 11 points behind Neuville.
Neuville is in fourth place, nearly 33 seconds back from Ogier, while Latvala is fifth, 24 seconds behind Neuville.
The first car on the road had the hardest job today, sweeping the roads for those behind.
That task fell to local Coffs Coast driver Nathan Quinn, who is driving the only WRC-specification Mini with the Motorsport Italia team for the first time.
Despite the challenge, he is finding his feet and finished the forest stages in ninth outright, just under four minutes behind the rally leader but ahead of many WRC regulars.
There are two more runs on Friday night, before six further stages are to be completed on Saturday.


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Pros - these wheels are unbelievable cruiser wheels. Fast like most abec11 stuff, and who could hate that old school shape. 75a is so smooth to ride and slide, but it wears in literally one slide :( 88 is fast, noisy in the slides, but still wears pretty fast
Cons - too much wear. Other wheels have better wear characteristics. I like EW Superballs over Noskools. A little smoother slide and less wear.
There are better wheels out there for sliding in this size and shape, but it is great for just cruising.
overall nice wheel, however going with metro motions next time
(dont forget that a smaller wheel accelerates faster, but also decellerates faster)
please buy these wheels in 75a you wont be disappointed :)


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Custom Awards
The key to a successful business lies in the hands of its employees. That's why it's so important to recognize the special achievements made by your team members with great custom awards.
Well-chosen awards can boost your employees' morale and make the work environment a more enjoyable place to be. They are also a nice way to honor volunteers and others who go above and beyond. We have many beautiful personalized awards that can be etched or engraved with your logo and message of appreciation.
|Copyright © 1996 - 2017 Motivators Inc. Promotional Products All Rights Reserved.


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A type of strange stomach virus hit our household this weekend. My husband, who almost never gets sick, came down with it first. While this virus doesn't make you have to spend all day in the bathroom, it does swoop down and leave you feeling weak and tired and queasy and achy--all unpleasant things for a weekend.
It's a good thing, really, that Scott hardly ever gets sick, because I tease him a lot about how, when he does get sick, two things happen: 1. The whole world must know about it immediately. 2. The whole world must also stop moving immediately (the rest of us, of course, have to keep on going). It doesn't matter what has to get done. All obligations are frozen instantly in favor of prolonged couch time, lots of moaning, and graphic discussions about what exactly has gone wrong. I'll never forget the time the dreaded rotavirus hit our house for the second time (be very afraid of this virus, very afraid) when T. was about a year old. After spending a full 24 hours cleaning up baby vomit and runny diapers, Scott and I promptly both came down with the horrible virus ourselves. I spent the day nursing T. (who definitely wanted to make up for the valuable milk time she'd lost while sick), trying to entertain L., and fighting off waves of nausea. Scott spent it curled up in the fetal position on the bathroom floor.
We all handle being sick the best we can, and in the ways we can. While I try to shy away from gender stereotyping, I've said before that I do think women are genetically programmed to multi-task and that we are especially adept at splitting ourselves a zillion different ways, if need be. But I've found that the longer we parent, the more willing we are to cast aside our own needs and feelings, for the good of the children. My husband definitely deserves some type of Dad-of-the-Month medal for his valiant efforts on Saturday for the cause. The kids and I returned from a walk down to the neighborhood creek to find him shuffling, hunched over, towards the van, keys in hand.
"What are you doing?" I asked him in alarm.
"Must.Go.To.Lowe's..." he muttered, clutching his belly. In one hand he had this sketch:
And his last words when he climbed into the van were something about lumber and bolts and a soap box derby car. For you see, some months ago we got an invitation to a neighborhood block party and soap box derby race for this next weekend (note: if you want to find out the history of soap box derby racing, you can check Wikipedia's entry). How fantastic! I thought to myself when I read the email, romantic notions filling my head all at once of kids astride homemade derby cars hurtling down the street while parents cheered and grew misty-eyed at the sheer bonding moment of it all. It can't be THAT hard to build a derby car, I thought to myself. The kids were thrilled and wanted to build the car RIGHT AWAY. Scott was all for it, too, although he was a little more enthusiastic about the block party part of it, and decidedly less enthusiastic about the soap box derby part; still, he was game to give building one a try. But what with Halloween and work and meetings and life, we found ourselves this past weekend with less than a week to go and no derby car in sight.
So on Saturday I grew misty-eyed again at the sight of my poor husband driving off to Lowe's, his stomach no doubt lurching with every move, so he could buy the lumber and bolts and screws and somehow turn that impossible-looking sketch into a reality. As I write this on Sunday afternoon, my own stomach in the clutches of this strange virus (I also made pancakes this morning and did two loads of laundry, but I am not gloating...), I can hear Scott out in the garage with L., hammering and sawing, and drilling--working hard to make that soap box derby car dream come true, despite all the odds, viral and otherwise.
Because that's what you do when you're a parent, isn't it?


text:
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poplar wood.jpg
missed photo
poplar wood.jpg
missed photo
Last edited by Barry; 02-16-2012 at 10:23 AM.
good to hear from an old school beekeeper. sometimes things are better if you work for them.
Last edited by Barry; 02-16-2012 at 10:24 AM.
How do you like the chainsaw mill, I've been thinking about building one.
Last edited by Barry; 02-16-2012 at 10:24 AM.
So far with bees I might have a grand in it. Should have dones bees a long time ago and would have saved some $$. And if all goes right (fingers crossed) I might get something in return for my hard work.
Last edited by Barry; 02-16-2012 at 10:25 AM.
Well I guess it is all relative. Compared to hobbies like salt water aquaria, compitition BBQ, scuba diving, golf, snow skiing, etc., beekeeping is inexpensive, but not free. Compared to knitting, crochet, and belly button lint collection, beekeeping is outrageously expensive. Beer brewing is somewhere in between, depending on how many extra fridgerators, soda kegs, 3-tier brewing systems, stainless steel, and recirculating mash systems you have.
Anyway, the point I was trying to make earlier is that the idea of beekeeping for free (not spending a dime) is ridiculous. For those who make all of their own woodenware, that is awesome and I applaud you. But aside from cobbling some boxes together with a circular saw (which I have done), building the frames requires a little more skill and woodworking equipment than most people have. If you already have that kind of skill and equipment, how much have you spent on your woodworking shop already?
Also consider - How many hobby beekeepers start out by building their own equipment and then going out and trying to catch a free swarm to save money? From all the newbie posts about which is better (nucs or packages?), my guess is ziltch.
Can beekeeping be done for little money? Heck yeah, for some very few prople. For free (less than a dime)? Hell no.
In conclusion, Ace asserts that anyone can start up and keep bees for free, yet he remains silent as to how much he (or his wife) has spent on the hobby. Nice diversion, but I suspect it wasn't free!
Last edited by Barry; 02-16-2012 at 10:25 AM.
Honey Badger Don't Care ಠ_ಠ ~=[,,_,,]:3
Again, I am not saying that beekeeping a really expensive hobby. But it is nowhere near free, or even relatively cheap for most people.
Last edited by Barry; 02-16-2012 at 10:26 AM.
Honey Badger Don't Care ಠ_ಠ ~=[,,_,,]:3
I'm in the process of building trebuchet out of treated lumber. When finished I will be able to sling a 10 lb. object 200 plus meters. A profit will never be made with this machine. I probably have a $1,000.00 in my three bee hives after the first year. They could eventually be profitable, but I don't care one way or the other. I have worked long and hard and the bees and the trebuchet are my toys. To my way of thinking I am a hobbyest, but that doesn't mean I want to learn any less than the rest of the beekeepers.
Last edited by Barry; 02-16-2012 at 10:26 AM.
I netted about 5 k my first year by doing cutouts and catching swarms. This year I hope to double that.
Last edited by Barry; 02-16-2012 at 10:21 AM.
I did start catching swarms instead of using a package or nuc. Langstroth hives are a little more complicated to build but a Top Bar Hive is incredibly simple to build. Building a Top Bar Hive could be done with just a handsaw and some scrap materials. One of the plastic blue 30 or 55 gallon drums cut in half and some pieces of wood placed on top. I built my TBH out of an old fence my folks had just torn down. In my case I didn't actually keep bee for free I actually made about $50 doing it. I understand that what I did is not the norm but it is definately possible.
Last edited by Barry; 02-16-2012 at 10:21 AM.
Those that don't have time or a lot of shop tools spend money.
I'd have done better last year to spend time, maybe. But I
Would have had to just skip bees, and books are no substitute
For hands on experience. I had no free time in the spring.
Either way it would not have been free.
Last edited by Barry; 02-16-2012 at 10:22 AM.
Stuck in Texas. Learning Permaculture in drought, flood and strange weather. The bees are still alive.
Sure, a person could get into bekeeping for next to nothing if they spend all their free time scrapping. But, if you have four young kids and a full time job, free time is hard to come by. I do make some of my wooden ware, but to me, making frames and hive bodies is too time consuming and are easier to purchase and assemble. When the kids are grown and I am bored as heck, i'll make my own stuff just for something to keep my mind and body busy, but until then, Mann Lake is getting my business.
Hunting and fishing and 4-H are my other hobbies that I really enjoy as well, and each has its own return on investment, but beekeeping is something I wish I would have started years ago, its addicting to me. I havnt seen my bees in almost a week and I am going through withdrawls!!!
Last edited by Barry; 02-16-2012 at 10:22 AM.
Coyote Creek Bees
Some cutouts don't require much equipment (a ladder, a multi-tool, and a box to put the bees in) but others will require much more (scafolding, permits, a truck, gas, ect.).
Even if you had the equipment given to you, how much was the labor involved in removing them?
To say you made $5k your first year from doing work, sure. To say you didn't spend a dime to make that first $5k is a beast of a different color.
Last edited by Barry; 02-16-2012 at 10:22 AM.
A guy in TN that I met (and bought some bees off of) was having a similar conversation with me. He told me that you could get into beekeeping for zero dollars (while he was selling me bees, which I thought was hilarious). He told me how I could get the wood for free and make the equipment if I wanted . . . if I had a table saw, a band saw, a router . . .
He went further to explain to me two similar examples. He said I could build a house out of used pallets if I wanted to. Even showed me a drawing of how to do it. He hadn't done it, of course, but theoretically it was free. Then he went on to explain why he was getting out of keeping bees. It cost too much in medications, equipment, time, ect. He started a new hobby, gold panning. He built a bunch of traps and had them laid out in the creeks. He didn't have time to keep bees and watch his gold traps. He said he made most of the traps himself, so saved a crud ton of money. He said you could get into that for free too. I asked how much money he made in gold. He said $5.42. I asked how much he spent on his equipment. He said "probably between $200-$300." Still not free.
Many people will look at it and say you can do it for free. Sure, it's possible, but the time and money you spend on making it "free" negates the point. Even if you get free wood to make hives, free bees from swarms, and get free equipment to make the hives, you still spend money on gas, nails, queens (when you crush one from learning), medications, sugar, pollen sub, ect. Sure you don't have to buy all that stuff, but it's unrealistic to say everyone doesn't have to by any of it.
Anything can be free . . . if you spend enough time on it . . . even building your own home. But the time you spend is still worth something, and if you have a job you can use that time to work, get paid, then buy equipment. Using that rationale, it's cheaper for me to work and buy than it is to make. If it's cheaper than free, it works for me
To say you can make money in the end is a different issue though. Yes you can get paid back for your investment, but to say you don't need to spend a dime isn't the same as saying you re-coup your investment.
Anybody know what it cost Al Avitabile to get started? A swarm landed on a bush outside his office window and he took it home in a borrowed trash can and installed it in a borrowed hive box. I think we would all agree he makes more than he spends
I don't know what I have spent in beekeeping over the years, but I know I am not in the red. If it were not a cheap hobby I would not be doing it... I am the most frugal person I know. I have been know to drive around and pick up pallets and cut them up for firewood so I didn't have to buy heating oil or cord wood.
Always question Conventional Wisdom.
I think the title of the thread should be, "Beekeeping can be an inexpensive hobby." That title would be more precise.
"Cheap" and "inexpensive" are too different things. They shouldn't be confused.
And "can be" fits far better than "is." For most folks, beekeeping isn't inexpensive. I've had a number of people tell me they want to keep bees to "get some free honey." Then they invest hundreds of dollars into equipment and bees and maybe, hopefully, get a little honey back. I usually recommend that if inexpensive honey is their only objective, they would be better off buying honey in bulk.
Also, any number of hobbies or pasttimes can be less expensive than beekeeping. Birdwatching comes to mind. That's a hobby that is enjoyed by millions of people and requires nothing more than watching birds, if one chooses. Like most hobbies, though, people that engage fully in it will likely spend money on guide books and binoculars and feeders and other paraphernalia in their pursuit of the hobby.
You really do have a problem with reading comprehension or maybe it is just that you like to twist the words of other people. I suspect the latter.In conclusion, Ace asserts that anyone can start up and keep bees for free, yet he remains silent as to how much he (or his wife) has spent on the hobby.
Does anyone care that we spent more than 300 on our hobby? It is enjoyment for us. A lot of people blow that for two months of thumb crack.
Some of the previous posts proves my point but you keep arguing that it is false. Is everybody doing it? No, I didn't say that.
Barry, that is cool that you can strip an off topic from another thread and make it separate.
Last edited by Barry; 02-16-2012 at 10:23 AM.
Brian Cardinal
Zone 5a, Practicing non-intervention beekeeping
Last edited by Barry; 02-16-2012 at 10:18 AM.
Honey Badger Don't Care ಠ_ಠ ~=[,,_,,]:3


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Drums on Big Block Chevy Luv
Hello gents,
Got a quick question regarding drum brakes on my truck. It is a 72 Chevy Luv that just received a moderately built 454. Within the next twelve months this moderately built 454 will start its transformation into a 454 that will have forced induction by the way of two Holset HX35w turbos.
I currently have the stock 6 lug drum brakes on the front and a Dana 44 under the rear which also has drum brakes.
At the end of the race season this year the Dana 44 is going away and will be replaced by a narrowed 9 inch that will have disc brakes. My question to you all is, in general, how much more "braking power" will I get by going to discs in the rear and discs up front over my current set up?
I currently have a Wildwood dual reservior 7/8" master cylinder, with no booster and an adjustable brake pedal that allows me to adjust the amount of pressure between the front and rear brakes.
I really don't have room for a brake booster in my engine compartment at this point (without alot of modifications) so I would like to use the same dual resevoir master cylinder with the Ford discs in the back and drum OR discs up front. I can go to a brake booster with the drums if absolutely necessary, but I will have to do a decent amount of modification to the front fender supports (at least on the drivers side).
The only front disc brake kit I have found for the Chevy Luv has been on Ebay and they want $880 for it. Here is the link:
This kit would also allow me to lose the 6 lug set up that is on there now and go to a Chevy or Ford bolt pattern so that is an added bonus. I just want to know if the $880 disc set up will provide me with additional "braking power" over my current set up, and if you guys think that it would be worth the expense.
The truck weighs about 2800# and with all drums on it now, the rate at which it decelerates once the brakes are applied is leaving something to be desired.
Any suggestions you have will be greatly appreacited. Just trying to get the most brake, without breaking the bank.
Disc brakes up front will be a huge improvement, you won't believe how much better it will be. If you don't want to disc the rear the big 11" rear Ford drum brakes do just as good a job for less $$$, just weigh more than rear disc's.
All a vacuum brake booster does is decrease the amount of pedal pressure needed from the driver...it doesn't increase braking power at all. It is just a convenience item for lazy drivers and old folks.
I have a 76 Luv w/SBC400. It has factory Power Disc/Drum, the Booster is tiny but, it stops "very" well. I believe it would stop fine with Manual Disc/Drum. You could use cheap factory Disc from a Luv or Isuzu Pickup. I'm not sure which years will interchange, probably a Luv Forum somewhere w/Info.
I'm using a set of factory 15" Aluminum rims from a Toyota 4X4, they fit perfect. 205/60/15" Front & 255/70/15" Rear tires.
If you're set on dumping the 6 lug pattern all this Info is no good tho'.
Mine has Manual steering and it's very easy to steer, twice as easy as the 86 & 87 Toyota trucks I have w/4cyl. engines.
A little Brake, Parts/Yr. Info:
76-80 Luv= Disc/Drum
80-83 Isuzu Disc/Drum
84-87 Isuzu Disc/Drum, w/Vented Rotors
The thread HERE talks about using S-10 spindles etc. to get 5-lug disc brakes on the front of a LUV. About half way down the page, the member "da LUV masta" lol offers up drawings (for a price ) to do the swap yourself. Might be worth a look, as well as the rest of the site under Board index » Technical » Body and Chassis Upgrades.
OT- A buddy of mine had a LUV, way early like yours w/the 4-cylinder engine. Talk about slow- but it got hellacious mileage!
Thanks much to all of you for your responses. EricNova72, as usual, you are spot on.
The guy you are referring to as "da LUV masta" is a guy that lives in my town and I am aware of his conversion kit. I have spoken to this guy on another website and we got into a discussion about the differences in weight between a SBC and BBC and that it was a waste of time to put a BBC into a Chevy Luv because of traction issues. As silly as it seems, it degraded into a pissing contest.....so we are now gonna race heads up this summer in El Paso. His blown Buick V6 vs. my big block. I will probably end up getting my butt handed to me since my build is relatively mild as far as big block builds go, but at the end of the race season, I will start the transformation to the dual Holset HX35 set up with the 4 link, 9 inch etc., coil overs, air to water IC, etc. and then we can rerun it. I can GUARANTEE I won't lose that race.
I'm not gonna bad mouth the guy here. I am sure he is doing a good job of it, but......that Aerospace kit will do the job and they have cool stuff that go along with their brakes like "product liability insurance" and "warranties" and "quality control". That's all I have to say about that.
This is my second Luv, and you are right, the stock 4 banger took a week and a half to get to 4th gear. And as you have also stated, it was reeeaalll good on gas. But I think I'm done with slow Luvs, I want the fast ones.
As usual, all of you are a class act and I appreciate your insight and the sharing of your knowledge.
Last edited by 31fordcoupe; 01-31-2011 at 03:40 PM.
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What brought about the Great Recession was deregulation and the fact that the Republican-controlled House and Senate ultimately passed a law banning regulation of swap contracts. You will find our senator's name as one voting for that bill.
So now we have the Dodd-Frank Wall Street Reform Act requiring that swaps be traded on exchanges so that they can be regulated. Guess who doesn't want this regulation.
In an effort to get around this, U.S. banks are setting up affiliates overseas whose transactions they won't have to guarantee.
This is a subject that surely needs to be included in the coming senatorial debates, including the voting records and the actions that will be taken by both candidates. Our members of Congress are held accountable for their voting record.
By publishing these records in your paper you then allow each candidate to state their reason(s) for supporting this legislation.
This will give the voting public facts rather than the usual negative advertisements. Facts are stubborn things.
Check out these recently discussed stories and voice your opinion...


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Vibrant Punjabi culture and spicy Indian curries will be the highlight of an annual festival at a small sea-side village in Australia that has been an early centre of Sikh migration.
The event in Woolgoolga in New South Wales has gained popularity in the last eight years, specially in the backdrop of the fast growing Indian population in Australia.
Woolgoolga has a large Sikh population.
"We had some 10,000 people who participated in this event and this year its going to be of similar numbers," Pam Fayle of the Curryfest told PTI.
Over 100 food stalls selling curries from India and other parts of the globe would be included in this year's festival.
Other highlights include Kabbadi tournament, cricket match, Spice Up art exhibition, Vaisakhi parade, and Dhoom Dhamal dinner dance.
However, the main event remains the Curryfest where one can enjoy all sorts of Indian curries.
"Our main event will be Curryfest which will be held on April 26th and we have over 100 food stalls," Fayle said, adding, the community with small population of 5000 people has already made a mark in the tourism sector.
"We had people visiting from Korea last year to see this place and event," she said.
Woolgoolga has gained immense popularity for showcasing the oldest history of Sikh community here which can be traced back to over 70 years.
The first Sikh settlers came here in 1940s and worked as labourers on the banana fields.


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Eustace girls gain top spot at Bulldog relays
Posted by : March 6, 2014| On :
EUSTACE-Eustace High School hosted the annual Bulldog Relays Feb. 27 and its varsity girls team came out on top.
The varsity girls accumulated a total of 147.5 points over competitors Mineola (117 points) and Mabank (91 points).
Individual leaders for varsity girls were:
3200 meter run: Breanna Ragan, Eustace, 1st place (13:07) and Chloe Moore, Eustace, 2nd place (13:08)
800 meter run: Chandra Westbrook, Eustace, 2nd place (2:39.96) and Baily Swain, Mabank, 4th place (2:44.71)
100 meter hurdles: Lexi Hawkins, Mabank, 3rd place (17.81);
800 meter relay: Athens, 1st place (1:54.14), Mabank, 2nd place (1:56.81), Cross Roads, 3rd place (1:58.74)
400 meter dash: Tarah Herrera, Eustace, 6th place (71.88)
300 meter hurdles: Madi Allen, Eustace, 1st place (51.83), Lexi Hawkins, Mabank, 3nd place (53.13)
200 meter hurdles: Elizabeth Dittmer, Mabank, 8th place (29.70)
1600 meter run: Skye Burns, Eustace, 1st place (5:53), Chloe Moore, Eustace, 2nd place (6:03), Breanna Ragan, Eustace, 3rd place (6:05)
4×400 meter relay: Mabank, 1st place (4:33), Cross Roads, 2nd place (4:36.37), Eustace, 3rd place (4:36.43)
Long jump: Carson Marsh, Mabank, 1st place (16-0), Madi Allen, Eustace, 5th place (14-2 ½)
Triple jump: Carson Marsh, Mabank, 1st place (33-2)
Shot put: Caitlyn Culp, Eustace, 1st place (35-6), Sarah Loftis, Eustace, 3rd place (29-7), Marissa Maraggia, Mabank, 6th place (28-1 ½)
Discus: Grace Holcombe, Eustace, 1st place (103-1), Kasey Lopez, Eustace, 2nd place (96-1), Abra Roberts, Eustace, 3rd place (88-0)
Pole vault: Meagan Gunter, Eustace, 1st place (8-6), Whitney Boerner, 2nd place (7-6)
Mineola won the boys meet with a score of 180.5. Eustace finished second with a 125 score and Mabank third with 84.
Individual leaders for varsity boys were:
3200 meter run: Mark Zimmerer, Eustace, 1st place (10:11), Preston Schartz, Eustace, 2nd place, (10:32), Adam Reeves, Mabank, 3rd place (10:49)
4×100 meter run: Eustace, 2nd place (47.25), Mabank, 4th place (47.98)
800 meter run: Cade Yates, Eustace, 2nd place (2:11.19)
100 meter hurdles: Colton Summerall, Eustace, 3rd place (19.05), Garrett Lewis, Mabank, 7th place, (20.43)
100 meter dash: Adam Penix, Mabank, 2nd place (11.2)
800 meter relay: Mabank, 3rd place (1:37.52), Eustace, 4th place (1:37.72)
300 meter hurdles: Steve Stine, Eustace, 3rd place (45.59), Stephan Tucker, Mabank, 5th place, (46.66)
1600 meter run: Mark Zimmerer, Eustace, 1st place (4:46), Preston Schartz, Eustace, 2nd place (5:51)
Long jump: Steven Stine, Eustace, 1st place (20 ½), Josh Templeton, Mabank, 4th place (19-3 ½)
Triple jump: Adam Penix, Mabank, 2nd place (39-3), Steven Stine 39-0
High jump: Randy Flowers, Cross Roads, 2nd (5-8), Josh Templeton, Mabank, 3rd (5-6)


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After spending a few hours digesting the Mobile Web Apps World 2010 event in London, the following three things really stuck with me: 1) Hard as it seems to believe, mobile apps are still in their infancy, 2) We're on the verge on customer data becoming a real lever for success, and 3) Mobile's an exciting place to be . I'll delve into each one and give specific examples of where I saw this covered.
Speaking on the panel, James Connelly from Fetch Media called out that mobile apps have been around for ten years or so. They have – but it's really the smartphone explosion over the past three years or so that made it a serious playing field attracting the best developer's attention. To consumers, the mobile device turns from a mainly communications (call/text/MMS) tool with a few bells and whistles (games/camera), to a serious content consumption device plus communication device. "There's an app for that" becomes common terminology. When have you chosen a phone because of its call success rate or audio quality, rather than its UX, web navigational speed, or being the prominent platform of choice for your favourite apps? We still aren't truly in a place scientifically assess what makes some apps successful, and some not.
With the intent behind the app itself: there were more than a few disaster stories of big brands creating apps "just to get their footprint on mobile devices" or marketing managers not knowing where mobile fits in their mix, or how they should think about them vs. mobile web sites. With the execution: An example was a large banking establishment releasing an online banking app as they feared falling behind their competitors if they didn't; one issue – the app was horrendous. It was slow, cumbersome and had unclear security settings which meant from a customer experience standpoint they actually went backwards. It's only now that we're really beginning to see what constitutes success, and what's causing the car crashes.
Customer data
A mobile smartphone device is like a gift from the heavens for developers and advertisers alike with their 'always-connectedness', locational tracking ability, wealth of contact store, ease of deployment, tracking capabilities, plus the fact that it's still a market that has yet to mature. A huge factor in the ongoing importance of an app relies on its relevance to the user; where will Angry Birds net out vs. Facebook in a year's time? When will Foursquare open up vouchers, offers, and even a dating service to others who are checked into the same location? Andrew McGrath gave an insightful overview of how Orange thinks about their customers throughout the entire development lifecycle where he called out applications that died before making it to market – customer data doesn't have to be ongoing analytics, it can begin with pre-dev customer insights.
Shaun Gregory had an entire session dedicated to the topic where he ended with a couple of slightly scary numbers: 90% of the UK sends a text each month, and that 62% respond in under five minutes. Measuring the impact of your work and tweaking it real-time will play an increasingly important role. However, with great power comes great responsibility – when it comes to customer data I've yet to really see the perceived user benefits weighed up against the privacy trade-off and where that lands. Maybe it'll take one very visible mistake to bring that to the fore.
Exciting place to be
Well, how many times have you been shown an app and just had to download it right there & then? How much money could you potentially make off your app? For large organisations, how does mobile fit with your overall digital strategy? For one-off developers, how can you create something truly unique and magical that harnesses power of the device in a way that no one knew existed? There are more questions than answers, which leaves the door wide open to developers to create success before any kind of formula around discoverability, engagement, and monetization becomes a lazily accepted, de-facto standard. How will mobile translate onto the iPad/Slate category? A true open canvas in one of the hottest places to be.
If you're a mobile developer or simply an avid lover of apps – what are your thoughts on the three topics above? Anything in particular you see as core to the success of mobile apps?


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Phone: 609-523-2600
Fax: 609-523-1909
North Wildwood, New Jersey
Fax: 609-523-1909
North Wildwood, New Jersey
VIP Clubs
Special Slot & Poker Games
Casino Games
Special Events
Poker & Slot Tournaments
Visa Giftcards
With your coupons that you win here in Gateway 26 you can get VISA GIFT cards that can be used anywhere, where VISA is accepted! There is something that you want and Gateway 26 does not have it. This gift card is a great option for you! No more room in the car for all the presents you are getting from Gateway 26? How about a VISA gift card?!


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im planning to buy brand new car, 1.3l lang para tipid sa gas. which is better between the two? no problem about the budget. just the performance, durability, reliability etc.
im planning to buy brand new car, 1.3l lang para tipid sa gas. which is better between the two? no problem about the budget. just the performance, durability, reliability etc.
ako Black Nissan Sentra GX tapos wheels upgrade...
kung stock talaga...Vios 1.3E.
sentra if you need a regular sized car, vios for fuel economy
The Sentra is huge compared to the Vios, but the body is too heavy for the engine. Costs less to run than a 1.6 if driven conservatively, but if you try to drive at 1.6 speeds, you'll be surprised how much gas you'll use. Okay car, just don't get the AT. No power and no fuel efficiency.
The Vios will save you money on gas, but it has no ABS... yet... ask at Toyota, the 2006 ones will get ABS, I think. Pero anliit ng loob, especially compared to cars like the Sentra and the new City. Good for bachelors, but not for families.
Both are okay, afaik, in terms of maintenance. Dunno if Toyota is already following the 10,000 km checkup instead of the 5,000 km checkup, but if they do, that saves quite a bit of money for you. (Honda is already at 10,000km)
Ang pagbalik ng comeback...
base on the specs of the two model mas mataas ang ps and torque ng nissan. ibig sabihin mas mabilis ito compare sa vios to think na mas magaan ang vios. and vios is more fuel efficient because it has low ps and torque and overall weight? ty guys for the info.
vios...kasi sexy si britney spears
95hp ang Sentra...but has a heavier body.
85hp ang Vios...and with its lighter but smaller body aces the fuel efficiency.
i have seen GX Sentras roaming the streets mukhang matulin naman.
btw, if you're going Sentra, get the GX Power variant... it's Chain driven DOHC 1.3L 16v 95hp...all power plus CD player standard.
...about the torque, they have almost identical figures...Originally Posted by valskie01
Sentra: 123Nm@4400rpm
Vios: 122Nm@4400rpm
The Sentra weighs roughly 200-250kg more than the Vios...
I've seen a bare-bones, rental Sentra 1.3 GX take a podium finish at RWYB in Subic, against set-up 1600 and up cars (w/ POS tires)... but a lot had to do with the driver. :D ;)
IMO, the Vios will definitely have better fuel economy and performance given the lighter body. The Sentra has more space though..
Having driven both on the highway, the Sentra feels more stable at high speed given the additional heft (but i drove a 1.6L with the 15" wheels).
Reliability and durabilty on both will just be the same given they are equally maintained (if the Sentra has standard powerlocks it may malfunction though... achilles heel ng Taiwan part spec N16 Sentra). Resale value will favor the Vios.
Last edited by vinj; January 16th, 2006 at 04:44 PM.
The Sentra would have won because of the stiff chassis and good balance. A 1.3 has a naturally better balance than a 1.6... which also has a better balance than a 2.0... less weight on the nose means a front/rear balance closer to 55-45 than the 60-40 of the heavier engined models.
Baka puro slalom at chicane yung track sa RWYB. :lol:
That said, the newer GX is reportedly heavier and slower than the old Sentra FE, despite the 5-10hp power boost it has over the FE (which had the old GA13DE, which was also twincam and chain-belt), because it's heavier. The Vios will be faster.
Ang pagbalik ng comeback...


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LOCATION The four left-hand fragments were found in 1972 by the French Archaeological Mission on the fifth terrace, dose to Structures ES-7, -8, and -9, and are now in the site museum. The present whereabouts of the right-hand portion, stolen perhaps in the 19605 and until 1984 in the possession of a collector in Maine, U.S.A., are unknown. From a photocopy, now the only image available, David Stuart identified it as the missing portion of this monument.
CONDITION Two fragments are still missing. The fragment forming the upper, !efthand corner was initially catalogued as Fragment 12 before being recognized as part of Monument 83 (Becquelin and Bauclez 1982, part 2, p. 871). The carved surface is quite well preserved.
MATERIAL Yellow sandstone of medium grain.
SHAPE A wall panel carved in relief.
CARVED AREAS Front only.
PHOTOGRAPHS Left-hand portion, Mathews; right-hand portion, unknown photographer.
DRAWING Graham, based on field drawing and photocopy.


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Can a vegetarian person get a good meal at this restaurant?
Is this restaurant good for lunch?
Is this restaurant good for dinner?
Does this restaurant have waiters and waitresses?
Is this restaurant wheelchair accessible?
Are the prices at this restaurant mid-range / moderate?
Is this restaurant good for brunch?
Can a gluten free person get a good meal at this restaurant?
Is this restaurant good for breakfast?
Can a vegan person get a good meal at this restaurant?
Thanks for helping!
We still prefer Pizza Ranch in Wisconsin Dells but we had a nice meal here at the Pizza Ranch in Baraboo, WI in December 2016. Nice selection including fried chicken, pizza, soups, and salad bar and soft serve ice cream for dessert.
Very nice and clean very good variety of pizza, good variety of other food to choose from, Nice dessert bar and great being able to get Ice Cream
We checked out their new location behind Wal-Mart. I had been to their old location before. I was had not been impressed, but I was not my choice to eat there. I was disappointed that there was no beer. The restaurant had lots of screaming children so beer would have been helpful. We were able to be seated right away...
I was tasked with ordering 8 large pizzas for our / wife's family reunion at Wilderness Lodge. This was my job. I searched TripAdvisor and came up with pizza ranch for take out / bring back to the feeding frenzy at the lodge. Online order attempts failed as "site overload" displayed on the screen which was a bummer because the...
Buffet with great fried chicken, pizza and a nice salad bar. Dessert pizzas. Very good price. Good for families.
To start off, I really hate writing this review, but you need to know.
We visited here on Monday 8/22/2016 and arrived at 7:15pm. We ordered 2 Buffet's and got our seats. When going up to visit the salad bar I glanced over where the pizza was to make sure they had cheesy bread to go with my salad. Went...
Great food. Good choice of pizzas. Also had fried chicken, mashed potatoes, etc. on bar. If they do noy have a pizza you like on the buffet, they will make one and put it on the buffet, after giving you first choice.
Sorry Ken & Mary!!!
We consider this restaurant more of a great place to go for the chicken, it is fantastic. The hot table also always has some really good foods. The salad bar is by far the freshest around and plentiful. Also has a daily soup that is always good.
As I said before, the pizza sucks. The ingredients...
We were pleasantly surprised with our first visit here. The young lady at the front counter explained the buffet to us and we armed ourselves with plates and went to it. The variety of pizza was impressive in itself, but the rest of the food offered was amazing also - the chicken, ribs, pasta, salad bar, dessert pizzas, everything but...
We ate here on a Tuesday evening during a three day stay in Baraboo. The cashier was very helpful in explaining the menu and buffet. She explained that we could get the buffet and special order a pizza. They call it a guest pizza. This is what we did. The salad bar is small but everything was fresh. Our pizza...
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.
About how long should we plan to spend at the Planeterium for our first visit with a 10 & 7-year old? Are we able to bring our own food into the building?
See all questions


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Website last updated May 16th, 2017
Victoria Pet Adoption Society
Website last updated May 16th, 2017
VPAS is a registered charity, with all donations providing medical care & food to homeless pets in need. Tax receipts can be issued for donations of $20 or more. Canadian Charity #86423 5262 RR0001.
Donate A Bed To A Homeless Pet
Our dogs and cats love to sleep on Kuranda beds, but we don't have enough for everyone. If you would like to donate a bed for a another dog or cat to sleep in comfort while he or she waits for a new home, please donate a Kuranda Bed.
Missing Special-Needs Cat
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Blanket ID
BlanketID is a pet ID tag that comes with its own network to help your lost pet get home as quickly & as safely as possible. Each time you purchase an ID tag through BlanketID you have the chance to "Choose Your Charity" and have a portion of the sale to an animal welfare organization like VPAS. Please think of us if you purchase a tag and help VPAS' homeless pets.
Click this link to watch a video of how a BlanketID tag can help your pet http://vimeo.com/15132219


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Bullion India is one of the products that has been launched by Finkurve Bullion Private Limited (FBPL) to offer the retail customer an opportunity to own gold and silver in small denominations at the lowest price. It provides an online system to its customers to buy and sell gold and silver in a simple, easy and a convenient manner. Further it gives an opportunity to its customers to use the gold and silver bought from Bullion India to shop for coins, bars and jewellery on our website or from any empanelled jeweller across India.
Benefit to Members
- Bullion India sells the gold and silver at wholesale prices to retail investors making it more affordable.
- A retail investor can buy as low as 0.1 gm of gold or 1 gm of silver.
- The gold/silver is stored for free on your behalf in a secured vault which is controlled and monitored by an independent trustee.
- The option to use the gold/silver for shopping of coins/bars/jewellery online as well as offline.
- 24/7 access to your online account.
- No brokerage or fees charged on account opening or on shopping.
Finkurve Bullion Private Limited (FBPL) was formed with the objective of promoting SPOT buying and selling of bullion across India. The company plans to launch several bullion-based structured products in near future. Finkurve Bullion Private Limited is promoted by Finkurve Financial Services Limited (FFSL).


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SailNet Community (http://www.sailnet.com/forums/)
- Boat Review and Purchase Forum (http://www.sailnet.com/forums/boat-review-purchase-forum/)
- - Broker ethics question (http://www.sailnet.com/forums/boat-review-purchase-forum/30124-broker-ethics-question.html)
Broker ethics question
I've never run into this before, have any of you?
I made an offer on a boat "subject to satisfactory survey." When I was arranging for the survey and proposed the name of a well-known accredited and thorough surveyor, the broker said "I won't work with him." This immediately raised a flag in my mind that maybe there is something about this boat he is trying to hide.
I believe that since I am paying for the survey the choice of surveyor is MINE.
Hmmm.. broker and ethics in the same sentence without a negative... sounds like a contradiction to me.
Actually, if the well-known and accredited surveyor is very competent and well respected in the region...a broker who won't work with him should raise some warning flags. As the buyer, you should have the choice of surveyor, and if the boat broker is unwilling to use the surveyor of your choice... I would do two things...
First, find out what reasons the broker has for refusing to work with the surveyor. He may have valid, if irrelevant reasons for doing so... maybe the guy was his sister's ex-husband and beat her like a mule every weekend... Before jumping to conclusions, it might be better to find out what is really going on.
If the reasons are professional... you will really want to find out what is going on and see what others say about the surveyor. Maybe the surveyor is the problem.... some brokers won't work with incompetent surveyors... sounds unusual, but still a possibility. The last possibility is that the broker is trying to hide something and knows the guy is too good and will catch whatever he is trying to hide.
Second, talk to the owner of the boat and tell them what is going on. It is probably a conflict of interest for the broker to not work with a prospective buyer's surveyor, especially if the surveyor is well known and respected. Of course, if the surveyor is generally regarded as incompetent... that's a totally different story.
If your due diligence says the surveyor is on the up-and-up, and the broker can't give you a good reason for the refusal... I would bail on the deal... and tell the owner exactly why you are bailing on the deal. It seems to me that a broker who interferes with the possible sale of a boat they are representing is not working in the best interests of the boat owner.
Yes Gil, you are paying for the survey, and the choice of the surveryor is yours. You might check with the surveyor and see what kind of dealings he has had with that broker and/or firm.
Broker vs Surveyor
I have known this surveyor and have hired him on more than one occasion. I did due diligence before I selected him. I was told he was competent and thorough and my experience with him confirms that. I was told that *Buyers love him and brokers hate him*. I asked the broker why he did not like my man and he would not say except to say he would not work with him. I called the surveyor and he was well aware of the situation. Some of his survey clients walked away after he found defects in some of the broker's listings. This is probably the real reason for the rejection. In my mind it is unethical.
SD: I like the reply about broker and ethical in the same sentence being a contradiction. :-)
(Apologies to the few honest brokers out there)
I do plan to contact the owners and appraise them of the situation. This guy's actions could spike a potential sale, and I don't think the owners would appreciate that.
Broker has no grounds for his actions, even if there is a personal issue between him and the surveyor.
I'd talk to the owner, and if the broker starts to get too squirly I'd let the Yacht Brokers Association of America or Ontario Yacht Brokers Association (depending on where you are) know.
Did you check to see if the broker is a member of the regional governing association ?
I doubt that anything good would be accomplished by discussing it with the owner, but there's a real risk of adverse consequences. For example, suppose the seller gets angry and fires the broker, and tells him he's firing him because you said he was unethical (even though you might not have actually said that). By paraphrasing what you said, the seller could very easily cause you to get sued by the broker for defamation. You can't control the way the seller reacts to the information that you provide him. You might ultimately prevail in the lawsuit (or not), but even if you win, you'll still have to spend thousands of dollars for attorney's fees and related court costs to defend yourself. The brokerage, on the other hand, might very well have an attorney on retainer, and the cost to the broker might be nominal. You might get some satisfaction out of blowing the whistle on the broker, and you might do the seller a favor in doing so, but is that worth the considerable risk to you in stirring up a hornet's nest?
I have a long standing policy to never deal with a skunk. If I have serious reservations about the trustworthiness of anyone involved in a deal, I'll walk away from the deal. Business transactions are risky enough without having to worry about whether someone is trying to hide something from you, or stab you in the back. If you're hearing a little voice that is telling you to be very careful in dealing with this broker, it's probably best to listen to your little voice.
You can walk away and not do anything because you are afraid that the brokerage is going to spend money suing you, and let a whole bunch of less knowledgeable folk get screwed by a potentially unethical broker, or you can the right thing.
Unless you are talking about a boat worth several hundred thousand dollars, the broker is not going to sue you. And if you are buying a boat worth several hundred thousand, then the broker is not going to sue you either, because the negative consequences of you telling all your friends about it is going to negate any possible gain. There are not a lot of people who buy expensive boats out there.
Grow a pair and do the right thing. If the broker has a lawyer on retainer, all that gets him is advice and the first letter free. After that he is shelling out hundreds an hour to try to prove that you said bad things about him to a client.
If you contact the client and tell the client that you have a surveyor that you prefer to use, and that the broker refuses to work with that surveyor, you are not defaming the broker...you are stating facts. That does not consitute a tort anywhere.
If the broker still decides to pursue the issue, unless you spend considerable time and money telling the boat-buying public things about him that are not actual facts, then the most he can TRY to do is go after you for is his actual loss...which might be ten percent of the selling price, but also might be nothing.
He has to be able prove that he would have sold the boat to someone else either before, or very shortly after you spoke to the client, and that because you spoke to the client, and because you told the client things that were slanderous, or outright lies, he was unable to sell the boat to the other party.
So unless the guy has another offer waiting right now, and unless you do something other than explain the situation to the owner, you are in the clear.
About time that people stop cowering because someone might try beating them into submission with a large bankbook.
I fail to see WHAT the issue is. You have a written contract with the owner. You have the right to your own surveyor. The boat broker does not have to work with anyone. He or the owner must simply make the boat available for survey as per the contract. Simply advise him in writing of your intent to have the boat surveyed on "X" date with a copy to the owner and ask him to advise you if there are any problems in having the boat available/ready for inspection on that date.
I am looking at a standard broker sales agreement as I write this and it simply says:
The buyer may have the yacht surveyed at his expense.....the seller agrees that the buyer or his agents may examine the yacht and inventory in a non-destructive manner...the seller may stipulate the boatyard he is willing to have the yacht hauled for survey. The seller agrees that ....delivery to the boatyard is at sellers sole risk and expense. The buyer agrees that the SURVEYOR SHALL BE EMPLOYED BY THE BUYER AND THE BROKERS ARE NOT RESPONSIBLE FOR.....blah,blahblah.
Furthermore...the seller's failure to deliver the yacht in accordance with the terms of the contract usually lets you use the arbitration clause of the contract.
I would put the pressure on the broker and do so in writing with a copy to the owner....and YES...I would be most concerned about the true condition of this boat. Maybe CardiacPaul can shed some additional light on this situation from a surveyors perspective. You might want to PM him.
Say What?
Cam is right on the money, don't know what would make a broker think he had the option of not "working" with your surveyor.
I had an experience with my current boat where I knew the broker (bought two other boats from him) and their was a competent surveyor that they bared from the marina. This surveyor was also commonly employed by an major insurance company, so his "surveyor credentials" were not in question.
There was an offer on my present boat and the potential buyer forced the yard to let this surveyor perform the survey. When all was said and done, the surveyor did his "normal" thing and supposedly found many items that eventually killed the deal. When I made my offer I had a surveyor who was familiar with the boat and also the "other" surveyor. My broker shared with us the outcome of the previous inspection and the issues. My surveyor paid particular attention to them while he completed his survey. His familiarity with the boat model however allowed him to explain to me why the other surveyor was incorrect in his concerns. In the final analysis the boat was pronounced sound, I purchased it and have been happy for the past 5 years.
My surveyor hinted that the surveyor in question killed allot of very good deals through out the area. Some because he thought his job was to find as many things wrong with the boat as to impress his customer and offer areas of renegotiation (which is a half truism). Some areas he would voice concerns saying a "possible major problems" with little or no experience to back up his promise of doom. Further investigation seemed to prove that this surveyor was never happy with a boat over a certain age and under a certain price, therefore he was bared from the marina, and as my broker latter confesses it was to save the customer the cost of a survey that they new no matter the condition of the boat, the buyer would end up with more doubts then were necessary. My broker even offered to pay for a second survey for the potential buyer of my boat to prove the boats worthiness but by then there were so many questions the deal die. Thank goodness.
My advise is, if you trust the broker find out his concerns.. if you don't and you really want the boat your surveying plan on a second survey. therefore if the first does have issues you can confirm them.
Like others have said if you don't trust someone in the deal... probably better to walk away.
I think your broker was at least honest to say out right he would not deal with this surveyor. He could have just made it inconvenient and tried to steer you to another.
Good Luck
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Dog adoption saves lives. Adopt a dog and you'll have a friend for life! Contact us, or contact another local humane society, animal shelter or SPCA.
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Definition of rationale
1 : an explanation of controlling principles of opinion, belief, practice, or phenomena
2 : an underlying reason : basis
rationale was our Word of the Day on 02/27/2015. Hear the podcast!
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Examples of rationale in a Sentence
the rationale for starting the school day an hour later is that kids will supposedly get an extra hour of sleep
Did You Know?
The word rationale appeared in the second half of the 17th century, just in time for the Age of Reason. It is based on the Latin ratio, which means "reason," and rationalis, which means "endowed with reason." At first, rationale meant "an explanation of controlling principles" ("a rationale of religious practices," for example), but soon it began to refer to the underlying reason for something (as in "the rationale for her behavior"). The latter meaning is now the most common use of the term. The English word ratio can also mean "underlying reason" (in fact, it had this meaning before rationale did), but in current use, that word more often refers to the relationship (in number, quantity, or degree) between things.
Origin and Etymology of rationale
Latin, neuter of rationalis
First Known Use: 1657
RATIONALE Defined for English Language Learners
Definition of rationale for English Language Learners
: the reason or explanation for something
RATIONALE Defined for Kids
Definition of rationale for Students
: a basic explanation or reason for something What is the rationale behind your decision?
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The Bank of Canada left the overnight rate at 1.00% at its meeting yesterday, as was universally expected. This is great news for anyone with a variable rate mortgage, or any product tied to prime like a line of credit or student loan.
More notable was the Bank's assessment of the global outlook, which was deemed as having deteriorated relative to April. The weakening in the global environment was cited as a factor restraining growth in Canada; however, the Bank views the domestic economy as continuing to grow at a moderate pace. These factors resulted in the Bank downgrading its 2012 growth forecast to 2.1% from 2.4%. The Bank forecasted that the economy will grow at a faster 2.3% in 2013 (albeit a tad slower than April's 2.4% forecast) and 2.5% in 2014 (higher than April's forecast of 2.2%).
The tone indicated that there may be need to reduce stimulus in order for the Bank of Canada to maintain the 2% target rate for inflation, but most economists don't expect that to happen till 2013. More great news for variable rate mortgages, and anyone with debt tied to prime. Yields are trending down so there may be some room for some short term decreases to fixed rates. Sit tight and we'll see!
Much of this is due to the slowing economic growth in Canada, the U.S. and China, and the unrelenting economic problems in Europe. These helped to handcuff our central bank. It has been looking to raise rates in an effort to slowdown the growth of household debt in Canada. But the Bank of Canada did get some relief with Ottawa's imposition of new lending rules for high-ratio mortgages and new mortgage qualification limits. The regulatory moves amount to a de facto interest rate increase in the housing sector and, anecdotally at least, appear to be having the desired, cooling effect.
1 Yr – 2.39%
3 Yr. – 2.69%
5 Yr. – 2.94%
Lee Welbanks is a Mortgage Broker with Welbanks Financial Group, Lee will be posting these informative "Market Minutes" each week for you to enjoy. Please remember to the Spring Realty Insider Club list to receive new blog post notifications, featured properties and insider access to Toronto's hottest new developments right to your inbox. Find us on Facebook and Twitter too!


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Is an extreme crash dieting course ever really good for your body? Thats the question asked in a recent Irish Independent article. Dietitians, nutritionists and doctors have all been strongly anti crash diets for decades, but some experts now say this form of dieting can have health benefits.
The news is something of a surprise, coming as it does on the back of news about the death of Samantha Clowe, an obese woman who tried to crash diet her way into shape for her wedding, and tragically passed away. The shakes and soup diet she adopted is known as the LighterLife diet .
Professor of Nutrition Susan Roberts was reported in the newspaper as commenting: "A good crash diet is one that is sustainable -- the calories are sustainable and they are healthy . Bad crash diets are diets you can't keep up or are unhealthy if you do. We did a study comparing small and large calorie cuts -- 10pc versus 30pc. About half of the 10pcs did quite well overall but the other half couldn't keep it up. There is something about a small calorie cut that is harder than a large calorie cut for sustainability."
Is a crash diet ever good
Tue, 29 Sep 2009
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a place for zinesters - writers and readers
Time: November 20, 2009 at 6pm to November 22, 2009 at 7pm
Location: Savile's Hall
City/Town: Leeds
Website or Map: http://www.thoughtbubblefesti…
Event Type: fair
Organized By: Sabrina
Latest Activity: Oct 26, 2009
Thought Bubble is a three day annual event which celebrates sequential art in all its forms, including everything from superheroes to independent small press. The festival will take place 20th - 22nd November 2009 at various venues across Leeds with a centre-piece one day convention on Saturday 21st at Savile's Hall (opposite the Royal Armouries).
Thought Bubble will include art and writing based workshops for young people and adults, panels and talks lead by industry professionals and a programme of sequential art related film screenings. The special one day convention includes an incredible line-up of leading artists and writers, and over 150 tables selling comics and merchandise. The day will also feature portfolio viewings and competitions.


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