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News & Events
The Art of the Sentence: Raymond Chandler
"It was about eleven o'clock in the morning, mid October, with the sun not shining and a look of hard wet rain in the clearness of the foothills." —Raymond Chandler, The Big Sleep
Or so begins The Big Sleep, and with it, the third career of one Raymond Thornton Chandler, former accountant and oil exec. It was, instead, about seven years after he had been fired from Dabney Oil for being a drunk and a creep, 1939, with his wife not much of a wife to him anymore and thunderheads in all directions. He'd spent most of those seven years tramping up and down the Southern California coast with this woman eighteen years his senior and a typewriter not too much younger, teaching himself to write by stealing what he liked from the pages of Black Mask and the other pulps. The Big Sleep, his story of a knight in gaudy armor (a "powder-blue suit" with "socks with dark blue clocks on them") told out of the side of a smartmouth's mouth, was an S.O.S. Sort of. Anyway, it got him into luxury goods for a while.
Marlowe, the sentence's speaker, is, as far as we can figure from the rest of the novel, in much the same straits as his creator, in need of several breaks, a wealthy benefactor, and maybe a nap. The charm of this first sentence is that, even so, he doesn't seem desperate. He speaks only of coolness, of shadow—not yet noon, not yet bright, a "look" of rain far off that, in Los Angeles as nowhere else, means flooding is imminent. It's been carefully calibrated to come off as cool—notice that "about"; notice the odd combination of exactitude and approximation in the sentence—it's "mid-October" but not necessarily October 15; nearing or just having past eleven o'clock, we can't say; the sun not shining but the day not necessarily dark; a rain that isn't yet rain off in the distance somewhere. Or are we in the foothills? Our speaker does not say.
In fact, all that is asserted here is the voice, Philip Marlowe's voice. We don't know what time it is, what date, or even what the weather's like and this guy's supposed to be a detective? Whatever happened to "It was a dark and stormy night"? Later on in the novel Chandler will lose track of one of his own characters, so maybe we can chalk it up to too much tippling the stormy night before. But maybe this is rather the man's character. Marlowe isn't brighter (a "sun not shining"?) than anyone else in the book, but he's "hard," not possessed of a glass jaw, a bluffer, born and bred. An expert in the rope-a-dope, he's suckered us into winding ourselves whiffing at a puff of smoke, a "look of . . . rain." The "mystery" of The Big Sleep isn't much of a mystery—Agatha Christie's Miss Marple would've had the Sternwoods on the carpet in less than a chapter—but it keeps us going because what it isn't is kind of the point.
See, Chandler wanted his readers to be able to solve the mystery right along with his detective—anything else was cheating. If you're in the head of the detective or looking over his shoulder but you don't get to see what he's thinking until the last page, you're violating some very obvious principles. His solution? Give us a detective as fuzzy on the facts as we are (as he was), and have him get wise right along with us. What do we know about the setting of this first scene in The Big Sleep? About as much as Marlowe. That's okay, though, because what we know, we know about Marlowe, and he's why we bother to read the rest of the book. The mystery he's trying to solve, like the facts missing from his first sentence, most readers won't even remember.
Gabriel Blackwell is the author of Shadow Man: A Biography of Lewis Miles Archer and Critique of Pure Reason, a collection of fictions and essays. He lives in Portland, OR, with his wife, Jessica.
(30) Comments
In studying the Lew Archer novels of Ross Macdonald I've tried to identify certain characteristics, themes, motifs, images – call them what you like – that crop up frequently throughout the various books. I don't claim that the following are particularly important or have any special significance or meaning; nor do I say this is a comprehensive list.
Rather than reading the Archer stories solely as mysteries, thrillers, entertainments, and detective stories (though of course they can exist solely on that level for readers who are interested in them as such), we'd do ourselves a favor to consider them in a few other ways as well. In the massive reference work World Authors 1950-1970, published by the H.H. Wilson Company, Macdonald wrote that The Galton Case and Black Money "are probably my most complete renderings of the themes of smothered allegiance and uncertain identity which my work inherited from my early years."
This prompted me to peruse about half of The Drowning Pool – 133 pages or so – to see how many similes I could count. (I'm using the Vintage Crime Black Lizard edition from May 1996). I counted thirty four and no doubt missed a few. I haven't done the legwork, but I think some of the later books might have a slightly higher ratio. That's a lot, but in any case I would argue that many of Macdonald's similes are so strong that they infinitely enrich the work. Not only that – they are so strong that they put many "serious" writers of fiction to shame.
Nice analysis. There are so many memorable opening lines that it's easy to get stuck when first starting out on a story, but given how well it establishes the character later on I bet he went through a couple revisions to get it just right.
I also like the idea that The Big Sleep was meant to be solved by the readers as well, since so many mysteries seem to delight in only surprising readers with twists and turns.
Any thoughts on which opening you'll do next?


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Financing programmes for SMEs
Support for entrepreneurs and businesses is available through a wide range of EU programmes. These programmes facilitate access to finance via local financial institutions. Companies of any size or sector can benefit from this support, however there is specific focus on the backbone of the European Economy, the Small and Medium-sized Enterprises (SMEs).
Connecting Europe Facility (CEF) – Financial Instruments
The Connecting Europe Facility (CEF) is the funding instrument for the trans-European networks (TEN) in the fields of transport, energy and telecommunications, the CEF sectors.

subset: commoncrawl


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A Comprehensive Guide to Aftermarket Suspension Setups.
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Originally Posted by
Great thread, keep the info coming. My only complaint/suggestion we need a baseline for the comfort rating. I know everyone has their own preferences and opinions on how comfortable or stiff a ride they like, but a baseline would help; for instance the stock non sport suspension is comfort level 10 (cushy) stock sport setup is 9-9.5 (little stiffer than non sport) compared with a race setup would be like a level 2-3 (very hard). Otherwise great thread.
+1 Guys. when youre rating comfort level, think 10 as stock non-sport and 9 as stock sport. no freekin way are these coilovers getting a 9 on the scale
I have the UUC Stage 3 suspension, and coming from the stock non sport id rate it an 7.5, not to mention its one of the less harsher ride suspensions out there.
ill write my review up once i install my swaybars,ca+bushings, and get an allignment cuz my car is riding a lil funky now,
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Chinese President Xi Jinping (C), who is also the general-secretary of the Communist Party of China Central Committee and chairman of the Central Military Commission, unveils a sculpture commemorating the start of China's War of Resistance Against Japanese Aggression with veterans and children during a ceremony marking the 77th anniversary of the war in Beijing, capital of China, July 7, 2014. (Xinhua/Ju Peng)
BEIJING, July 7 (Xinhua) -- Chinese President Xi Jinping on Monday unveiled a sculpture commemorating the start of China's War of Resistance Against Japanese Aggression 77 years ago.
The sculpture, based on a military medal, was unveiled at the Museum of the War of the Chinese People's Resistance Against Japanese Aggression by Xi in the company of veteran Chinese soldiers who took part in the conflict, as well as Chinese teenagers.
"The inauguration of this sculpture commemorates those who devoted their lives to fighting for national independence and freedom as well as those who made great contribution to peace and justice, and to console the victims of the war," Xi said during the ceremony.
Japan invaded northeast China in September 1931. But historians agree that Japan's full-scale invasion started on July 7, 1937, when a crucial access point to Beijing, Lugou Bridge, was attacked by Japanese troops.
China marks 77th anniversary of start of anti-Japan war
BEIJING, July 7 (Xinhua) -- Chinese leaders took part in a grand gathering in Beijing on Monday to mark the 77th anniversary of beginning of the Chinese people's war of resistance against Japanese aggression.
Chinese President Xi Jinping attended the ceremony at the Museum of the War of the Chinese People's Resistance Against Japanese Aggression.Full story
Commentary: Japan frays nerves of neighboring countries
BEIJING, July 7 (Xinhua) -- For the Chinese people, July 7, 1937 was a day when one of their worst nightmares began, as it marked the beginning of the eight-year-long China's War of Resistance Against Japanese Aggression.
During the 1930s and 1940s, the Japanese empire, where many reckless militarist policies were born, invaded China and some Southeast Asian countries, causing huge pain to Asian people.Full story
China Voice: 77 years on, Japan still fails to introspect
BEIJING, July 6 (Xinhua) -- July 7 is an anniversary that should be remembered by both Chinese and Japanese.
Seventy-seven years ago, at Lugou Bridge, known as Marco Polo Bridge to the Western people, Japanese troops attacked Chinese defenders in the nearby fortress town of Wanping, marking the beginning of the eight-year Anti-Japanese War.Full story
China's first Anti-Japanese War post office opens
BEIJING, July 4 (Xinhua) -- A post office opened for business Friday in the Museum of the War of the Chinese People's Resistance Against Japanese Aggression in Beijing.
The post office consists of two parts, a physical post office and an online one, according to museum staff.Full story


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Monday - AM 4 miles easy PM - 10 miles hard
Tuesday - AM 4 miles easy PM - Long interval session
Wednesday - AM 6 miles easy
Thursday - AM 4 easy PM - short, fast intervals
Friday - Recovery day. Strength work
Saturday - 8 miles with 5k threshold (park run)
Sunday - Long slow run or race
Ive been running a few years and am up to between 50-60mpw. Im trying to break 18:30 for 5k, 39 mins for 10k, and 1:25 for a half- do you think this training plan can get me there?
Very little recovery. , three consecutive hard effort days per week.
Ic give you about four weeks before youre either injured or too tired to do the hard sessions Hard enough.
I'm voting for 'recipe for injury'. What are your PBs for those distances now, and presumably you're not targetting them all at once?
Thanks for the honesty, I should add I'm very used to running twice a day, I'm thinking of switching the 10 miler on the monday to the tuesday evening and just doing one interval session a week. Ive found that 10 miles at a fast pace has made me feel so much stronger so do not want to drop it! my issue is that its not all up to me as I run with a group.
Current PBs
im aiming for the 5k and 10k during the summer an early autumn, the half late autumn
Are those all recent? If so looks like you're nearly there anyway.
I run similar times to you but I don't think I could do your plan above without getting injured. This summer I've been getting good results off similar mileage but only running once a day and with only two hard sessions per week.
How long is your long run?
the 5k and 10k are both recent, last month. the half was last year.
The long run varies. the max I've ran is 22 miles. but most weeks its 12 miles very very slow! I don't really consider it a hard day.
I have put the 10 miles next to a interval session because I've heard you can do 2 hard sessions in a row as long as they challenge different energy systems.
literatin, what type of hard sessions do you do to achieve your times??
My pbs are also fairly similar (18.26, 38.30 and 1.23) but my training is very different, probably because I focus on marathons rather than 5k/10k: I do slightly higher mileage (60-70 pw) but I only run 6 times a week and I probably only do a quality session about every 5 days. It will either be an interval session with my club or a short race (3k-10k) as a tempo run.
Your volume of quality work would cripple me: you are trying to do 4 quality sessions a week (hard 10, 2 sets of intervals and the 5k) which is a lot.
My sessions vary - I'm focusing on 5k at the moment and my coach has been giving me 800s at 10k or 5k pace, 400s at 5k & 3k pace, or 200s a bit faster. Or sometimes longer tempo reps at slower paces. Everything else is easy.
Oh, and I would be interested to know what you've been doing up to now to get to the level you're at? Was it similar or different to what you propose above?
okay, I think we've established my schedules a bad idea lol! But yes I have trained up to now in a similar way. My week would pretty much be the same minus either a long tempo or a interval session. So before I would do 3 quality sessions and a long run. the rest being easy runs. I wanted to try to fit it all in so I could train with others without dropping the workouts that benefit myself. there is not enough days in the week!
I have become aware lately that although I love racing and the excitement of competing, I've got to the start line feeling rather flat...
Your sessions do sound well thought about literatin, have you felt a benefit from them so far?


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|Viewing Single Post From: DAYS:Spoilers for wk of June 8th
|Jun 8 2009, 10:14 AM
I wonder exactly how Nicole helps Sami. This would be a great time to have little Johnny's paternity tested again, and have it shown that Johnny is really Lucas' son. I never did buy the whole twins with different fathers storyline, mainly because of how the paternity testing always played out so fishy. That and how when Stephano needed the stem cells from the unborn twins to live, they were flying in Stephano's plane with a kidnapped and very pregnant Sami, and Rolf came to him with some information, and suddently he no longer could use the twins. Why else unless neither of them are EJ's? I realize that this is a s/l that will probably not be revisited any time in the future, but a girl can dream! :tounge:
Edited by mesagirl, Jun 8 2009, 10:15 AM.
|DAYS:Spoilers for wk of June 8th · DAYS: News, Spoilers & Discussion


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It has been pretty well reported about TypePad's recent performance problems due to a move to a new data center. I was impacted pretty heavily for a few days with my blog inaccessible for random periods and experienced very sluggish performance when I could get in. I understand Six Apart's need to move to a new data center and that I will be served better in the future so I did not file any trouble tickets or complaints, as I felt things would return back to normal as soon as possible. Imagine my surprise when I received an email today from Six Apart's CEO, Barak Berkowitz, detailing the changes they've made to improve the infrastructure of the network. His email went on to state that their performance was not acceptable and that all TypePad customers are being given a credit for time lost. Take a look at this and it is easy to see why Six Apart understands customer service:
By default, you will receive a credit for 15 free days of TypePad service. To get this credit you don't have to do anything; we will just credit your account.
That said, we recognize that customers have had different experiences with the service, so we want to give you the opportunity to choose more, or even less compensation. If you click the link below, you'll get a screen that offers you the following choices:
- While the performance issues caused me some inconvenience I mainly found the service acceptable last month- Give me 15 free days of TypePad.
- The performance issues made it very difficult for me to use the service on multiple occasions during the month- Give me 30 free days of TypePad.
- The performance issues affected me greatly, making my experience unacceptable for most of the month- Give me 45 free days of TypePad.
- I really wasn't affected and feel I got the great service I paid for last month- Thank you for the offer, but please don't credit my account.
This company gets customer service, and that's why I have always been extremely happy with the TypePad service. Kudos to you, Six Apart. Your outstanding support for the customer is why I am always happy to recommend your service to friends and acquaintances who wish to start a blog.


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Mustang idle problem/throwing codes/fuel smell
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Mustang idle problem/throwing codes/fuel smell
00 v6 auto I have been having the code p0442 (small leak in evap system) go off lately. It seems to happen when Im at about 1/2 talk or less, then reset computer and refill tank, and it doesnt go on again untill about 1/2 tank or less... I just got a new gas cap, hoping to solve the computer problem. Well I havnt gotten down to 1/2 tank or less yet since the new cap so im not sure if ive solved the problem. I have noticed today at a stop sign my idle fell to about 400rpm then went up to 1000rpm then slowly went back down to 700rpm, its normal idle. After that episode it just ran like normal, untill i got home into my driveway and as i put it in park... maybe 30 seconds of just messing with crap in my car before i shut it off it did the same thing agian. I also noticed when i got out of the car, a raw fuel smell.... I popped the hood and sniffed around but i think it evaporated. ANY ideas?
Ive read around about cleaning my IAC or replacing my TPS but honestly do my seperate problems sound like they could be linked? maybe a vaccuum leak? Im not sure
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Digital Pedagogy, Play, and Mass Collaboration
Co-sponsored by GreaterThanGames and the PhD Lab in Digital Knowledge
Archived live-stream (also see selected tweets from the event at Storify)
More about the event: This summer Hybrid Pedagogy ran the experimental course, MOOC MOOC, a mini-MOOC, a meta-MOOC, a MOOC about MOOCs. The course was announced in the Hybrid Pedagogy article, "The March of the MOOCs: Monstrous Open Online Courses," in which Jesse argues, "Content and learning are two separate things, often at odds… Most content is finite and contained; whereas, learning is chaotic and indeterminate. It's relatively easy to create technological infrastructures to deliver content, harder to build relationships and learning communities to help mediate, inflect, and disrupt that content."While institutions ponder how to make excursions into new media more efficient and profitable, the pedagogues at the digital table must push the other side of the envelope. We should be creating critical and reflective sandboxes that invite learners to set their own goals, make mistakes, collaborate, and improvise.
In Deep Play, Diane Ackerman writes, "We may think of play as optional, a casual activity. But play is fundamental to evolution" (4). George Dennison offers a similar account of play in The Lives of Children, in which he describes "children's natural play" as "expansive and diverse, alternately intense and gay," whereas more formal play (games with umpires, rules, etc.) becomes "strained and silent," "serious," and "uncomfortable" (195-196).
An attachment to outcomes discourages experimentation. In "Organic Writing and Digital Media: Seeds and Organs," Pete argues that "process takes precedence over the product." This talk will emphasize the ways that play can function not as a methodological approach toward a set of outcomes but as the outcome in and of itself. We will open a conversation about how social media and digital space make learning voracious and lively by inviting new (and often wild) modes of interaction.
Image source: http://lucaskrech.com/blog/index.php/2012/04/17/natural-mediadigital-design/


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I started my Volt today after charging (partially) at work (120v) and my check engine light was on. I connected to OnStar and they advised me of two error codes: P1E98 - High voltage system is not functioning properly (bring in within one day) and P1E00 - Charging system is not functioning properly (bring in at earliest convenience). The car is charging now (and seems to be charging okay). A month ago, the CEL came on and the dealer replaced the charge port. Everything seemed okay until today. I'm taking my Volt back in tomorrow (and I have left my Volt Adviser a message) and *sigh* will be without it again.
This car has become quite frustrating to own. In less than one year of ownership, it has been in for service for a total of over 40 days (the charge port issue and the skill saw debacle). At this point, I would do just about anything to get this car off my hands!


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The Daily Republic
By Kelvin Wade
"Why, of course, the people don't want war, (but) the people can always be brought to the bidding of the leaders. That is easy. All you have to do is tell them they are being attacked and denounce the pacifists for lack of patriotism and exposing the country to danger. It works the same way in any country."
- Hermann Goering, April 18, 1946
There's a reason why President Bush's speech on Iraq last week went unheard by most Americans and hasn't changed his sagging poll numbers. He and his administration have a credibility problem that Democrats and Independents have seen for some time and some Republicans are starting to acknowledge.
The 2002 Downing Street Memo is just the latest blow. While the memo has been trashed by conservative bloggers and right-wing blowhards like Rush Limbaugh, it has been authenticated by two senior British officials. It states that the British believed Bush had decided to go to war long before he told the public and says that "the intelligence and facts were being fixed around the policy."
The memo also said Saddam's WMD capability was "less than that of Libya, North Korea or Iran."
Nine Senate Democrats have called for an investigation but of course, the Republicans will never investigate. According to the GOP, lying under oath about oral pleasure is an impeachable offense while lying to take the nation to war isn't even worth an investigation.
Maybe they're smart in covering for their fearless leader when a recent Zogby poll showed that even 25 percent of Republicans would want Bush impeached if it could be shown he lied about the reasons for war.
Republican senators such as Chuck Hagel of Nebraska, John McCain of Arizona, Lindsey Graham of South Carolina and congressmen such as Ron Paul of Texas and Walter Jones of North Carolina have criticized Bush's handling of Iraq.
"The White House is completely disconnected from reality. It's like they're just making it up as they go along,"Hagel said recently.
Bush's numbers are down because the public has questions about this policy. We've got 1,700 soldiers dead, 13,000 wounded and war costs set to top $230 billion. What could we have gotten for that money here in our country? What have we gotten for all of this sacrifice in Iraq?
I'll tell you two things we've gotten. This past Sunday, the Iraqi government acknowledged its security forces have been resorting to the same sort of torture and abuses that Saddam used. Did our soldiers die to replace a horrible regime with another?
The other story is that the CIA and State Department says that Iraq has replaced Afghanistan as a training ground for terrorists. Terrorists are getting extensive training in urban combat, especially through the use of improvised explosive devices. They've exported the tactics back to Afghanistan and are using them against us in that conflict. George Bush misled us when he told us Iraq was a terrorist training ground two years ago, but he's definitely made that situation come true.
The bottom line is that we no longer believe this administration. And with his polls tanking, Bush reached for a familiar playbook. Bush always accuses his detractors of forgetting the lessons of 9-11. Well, he seems to remember his personal lesson from 9-11: Exploit it whenever you're in a political jam.
This time it's not selling. Through deception, he sold the public on a war that's cost us in lives and treasure, that has antagonized and emboldened our enemies and driven U.S. prestige among out allies to an all time low. The worst part is its made us no safer. Fool us twice, shame on us. Peace.
Kelvin Wade is a writer and lives in Fairfield. Reach him at email@example.com [1].


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Trainer 'shattered' by swab find
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Leon Corstens, pictured with his group 1 winner, Helenus, in 2003, is facing his sixth inquiry in 11 years of training.
Flemington trainer Leon Corstens could face a career-threatening penalty if found guilty after a pre-race blood test from Oberste at Flemington yesterday revealed an illegally high TCO2 bicarbonate level.
Stewards withdrew Oberste from the Riverbank Handicap after club veterinary surgeons confirmed that the pre-race blood sample exceeded the maximum permitted 36 millimoles a litre.
The blood sample will now be sent to an independent laboratory for further confirmation, with Corstens visually upset at the finding.
"I've been at the farm all morning and I wouldn't have done anything like this to put my operation in jeopardy," Corstens said.
He did not return from his stables yesterday to saddle up Young Alies in the second-last race as he was assisting stewards with their inspection of his stable block. But those close to Corstens said he left the course "shattered" by the pending inquiry.
Corstens is facing his sixth such inquiry in 11 years of training.
Immediately after the sample was discovered, Racing Victoria Ltd chief steward Terry Sharp sent club veterinary surgeon Dr Paul O'Callaghan, a racecourse investigator and a stipendiary steward to Corstens' stables for a routine inspection of the facility.
The inquiry into the analyst's report on the pre-race blood sample taken from Oberste has been adjourned until the referee laboratory and a further urine sample have been examined.
But Corstens will face a harsh penalty if found guilty. If yesterday's blood sample with an illegal level of TCO2 is confirmed, it will mean Corstens will be facing his third charge for the same offence.
In 1996, Corstens was suspended for four months, but later had that penalty varied to a $6000 fine, for an elevated level with St Shannon at Morphettville in South Australia.
Then, in July 1999, Corstens received a three-month suspension when Waajib Star returned an illegal bicarb reading.
Corstens also provoked the wrath of stewards in 1996 when country-owned Jedeva Bell returned a positive swab of dexamethasone. The trainer was fined $10,000, but that penalty was reduced to $4000 on appeal.
In 1999, Corstens again was in trouble with authorities after it was discovered that two of his horses had trenbolone implants in them. Corstens was outed for four months, with an additional four-month penalty for providing misleading evidence. The penalties were served concurrently.
In June 2003, Flamin Unreal returned a positive swab of dexamethasone at Geelong.
Corstens received a three-month penalty.


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Style Blog
Welcome to winter coat wonderland!
Looking for something to outshine last year's wool peacoat? Here are this season's hottest coat trends:
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Minding Verizon's Bottom Line
Doreen Toben wakes up most weekdays at 3:15 a.m. By 3:30, she's multitasking -- working out on the Stairmaster while reading the latest news and analyst reports. She catches the 5:30 a.m. train from Princeton, N.J., and, an hour later, is at her desk in Verizon's New York City headquarters. If she's out the door by 7 p.m., she considers herself lucky indeed.
Toben isn't looking for sympathy. To her, that level of commitment is simply what it takes to be a member of the telecom power elite. And as chief financial officer of Verizon (VZ ), the largest U.S. phone company, Toben has earned her stripes. Verizon has 227,000 employees and annual sales of $67 billion. In 2003, it will spend between $12.5 billion and $13.5 billion to maintain its network and develop new services -- a far cry from the $18 billion it spent three years ago, but still a significant chunk of change.
Where Verizon decides to place its bets will affect not only customers but its competitors in the $300 billion U.S. telecommunications industry. And whatever the company decides, Toben's input will be critical. "In the telecom industry, you can't think of a CFO as a green eyeshade," she says. "I have a seat at the table in all strategy decisions. In fact, the financial piece is one of the most important components of strategy."
Right now, one of Verizon's primary strategies is to reduce its mountainous debt, which stood at $53 billion as of the end of the first quarter. "My job is to make sure the culture is much more focused on the balance sheet," Toben says. "We have to be much more disciplined than we ever were." Since Toben took over her role in April, 2002, Verizon has shed $12 billion in borrowings -- more, analysts say, than they've seen any other company take off in just 12 months.
There's still a long way to go. Competition is forcing Verizon and its sister Bells -- SBC Communications (SBC ) and BellSouth (BLS ) -- to lower prices on basic services such as local phone calls, just as the time customers spend on the phone is declining thanks to incursions by e-mail and wireless phones. Meanwhile, the Bells trail cable companies in the race to deliver high-speed Internet service, and lag behind long-distance carriers AT&T (T ) and MCI in the business service market (see BW Online, 5/1/02, "How Connected Are the Baby Bells"). More than ever, the decisions Verizon makes about where to invest and when will be critical to its future.
That's where Toben comes in. Over the past two decades, she has worked in strategic planning -- a division that now reports to her -- plus marketing, operations, and mergers and acquisitions both on the wireline (read: regulated) side of the business and in non-regulated divisions such as wireless and technology.
"The best advice I ever got was to move around and do different jobs," Toben says. "I now understand the economics of the business so well that if we do an acquisition -- vertical or horizontal -- I know whether it makes sense from a cost and revenue perspective."
During her tenure, Verizon has made no acquisitions -- a point of pride with Toben, since reducing debt is goal one. "Doreen knows the numbers better than anyone in the telecom industry," says CIBC telecom analyst Tim Horan.
She has paid a price to get where she is. When her children were young, Toben and husband Edmund, who serves as chief information officer of Colgate-Palmolive (CL ), often missed out on school and family activities. "Today, it's perfectly acceptable to say [my child] has a Halloween parade...and I'm leaving early. But in the old days, you were blackballed for doing it," she recalls, adding: "I was out in the field with guys with hair on their knuckles who were talking about digging ditches... [making time for family] was held against you."
She's also had to pass up a social life, she laughs: "Lots of people talk about having cocktails with the Bradys. My whole life is work. If I'm not at work, I'm with my kids...[success] doesn't come easily."
Nor will Toben's task of helping to ensure that Verizon emerges fortified after telecom's nuclear winter. The company faces multiple battles, one of which is to make its broadband offering more attractive to consumers. On May 13, the outfit announced that it's increasing its average Internet connection speeds, lowering prices, and -- if you live in the Big Apple -- making free Wi-Fi available from phone booths around the city (see BW Online, 5/14/03, "Verizon's Equalizer vs. The Cable Guys").
Verizon's goal is to grab 3 million DSL subscribers, up from 1.8 million now, and at long last make high-speed Internet access a profitable service. Another top priority is to lure lucrative business customers in a hyper-competitive field dominated by long-distance giants AT&T, MCI, and Sprint (FON ). And then there's the debt. Toben hopes that by yearend she will have knocked another $4 billion off the total.
To win, Verizon must succeed on all three fronts. So one thing is certain: Toben has more long days ahead.
By Jane Black in New York


text:
Item #5419
This distinctive, bubble-effect mouse pad draws attention to your logo!Read More About This Item...
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text:
This 2486 Sweetwater is a very sharp rough water tritoon accented with all the right options. The rough water package sets this Sweetwater apart from the competition. It's equipped with 27" toons, full under deck aluminum skin, 45 Gallon Fuel Tank, Lifting strakes. Come by today and check out this one today!
The 2486 is all about a relaxing day on the water. With plenty of comfortable seating, including oversized chaise lounges, everyone will find their perfect spot to enjoy the ride.
4363 Osage Beach
Osage Beach, MO 65065
United States


text:
Category: SST®
Product: 7x57 Mauser 139 gr SST® Superformance®
Shooter: juraj1956
Posted: Feb 18, 2013
In the evening I went hunting boar in the woods. I aimed my 7x57 with Hornady SST and the distance of about 100 yards, I hit him. Body shot straight to the heart. The boar scurried about 50 yards and dropped.


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Cover Girl Queen Collection Eyeliner
2 reviews
100% would repurchase
Package Quality: 3.0
Price: $$
Package Quality: 3.0
Price: $$
Start your review
on 8/11/2014 12:35:00 PM
Age: 44-55
Skin: Combination, Medium Brown, Not Sure
Hair: Brown, Other, Other
Eyes: Brown
Goes on easy, not run proof, but it's still my fav, because it's so easy to put on.
on 2/14/2013 10:26:00 PM
Age: 30-35
Skin: Combination, Fair, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
Bought this in Espresso on a lark from a $1 bin and now I'm on the hunt for the other colors. It's a self-sharpening liner, meaning it's in a plastic tube (not a wooden pencil). The formula is what sold me: It's creamy and blendable right after you apply it, but once it sets, it stays. It's easy to make a thin line or a thick one, and it doesn't drag on delicate eyelid skin. The sponge smudger worked well the first time but it got gunky after a few uses so I just blend with my pinkie now. Espresso makes my blue eyes pop; it also comes in Black, Charcoal, Midnight Blue, Grey Khaki, and Chestnut.
Regularly $4.99 at drugstore.com.
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Welcome to Pre-Kindergarten
Teacher, Ms. Patricia Delgado, holds a BA from Seattle University and an Early Childhood degree from Pierce College. She has taught both the Head Start and ECEAP programs for many years before coming to Saint Frances Cabrini School. In 1997, the Pre-Kindergarten class was opened with Ms. Delgado as its first teacher.
Education for the Pre-Kindergartener involves the whole child as a very active learner. At this age children need a safe, nurturing environment to foster individual development. Our curriculum supports whole child development and learning.
Pre-Kindergarten children learn best through play and interactions. They are constantly on the move, curious about their environment and things in it. They are developing their motor, social, and communication skills and are acquiring the foundation for academic skills and a basic knowledge of religion on which to build.
Pre-Kindergarten Child Development
Spiritual: A Pre-Kindergarten child's faith and spiritual development relies on tangible experiences:
- Starts with the family and what has been modeled
- Prayer and tradition is learned through repetition.
- Bible stories are heard, but recalling and articulating them may be challenging.
- Monthly Faith Formation songs are introduced and practiced.
Social/emotional: Pre-Kindergarten children are typically egocentric but have the capacity to learn how to care for others and demonstrate caring behavior.
- Play is may be solitary but some are ready to work in pairs and eventually in small groups.
- They will learn and practice how to have positive peer interactions and resolve differences with peaceful resolutions that are taught and modeled.
- Interest is sustained if the activity is something they like.
Physically: Pre-Kindergarteners' development relies on good health, proper nutrition and a safe environment:
- The ability to do simple tasks gives them a sense of pride and accomplishment.
- Large motor skills involve using the large muscles of the body and small motor skills involve the use of wrist and hand.
Special Activities:
- Regularly contribute to individual WOW (Wonderful, Outstanding, Work) books
- With the help of parent volunteers, decorate special holiday cookies and make "presents" for special occasions
- Exchange of Valentine cards
Pre-Kindergarten children join with the rest of our school in the following activities:
- Mass and religious celebrations/traditions
- Christmas Program, Learning Fair, Grandparents' Day, Field Day activities
In Pre-Kindergarten, the children learn to show care and concern for others by coloring hearts, angels and making thumbprint angel cards for those in need of support and recognition. The Pre-Kindergarten children have come to be known as the "Pre-K Band of Angels." They also participate in a joint outreach activity with Kindergarten, 1st grade and 2nd grade.
Religion: This is at the core of Pre-Kindergarten. Children are on the brink of discovering God and His importance in every aspect of their lives. Positive social interactions and stewardship go hand in hand with daily learning. It is important that the child hears stories from the Bible, learns religious songs and participates in service to others.
Language Arts: Interest in the spoken and written language is maximized through daily activities which include stories, finger plays, poems and writing challenges.
Math Readiness: Opportunities to count, sort, pattern and name numbers are given during tub time, center enrichment and small group activities.
Art: Open-ended art allows the children to explore with tools and materials in a variety of ways. Directed art helps them learn how to follow multistep instruction and demonstrate pride in their work that will carry in to the upper grades.
Music: At least once each week, children have the opportunity to move to music, learn and practice new songs, learn about keeping the beat and play simple instruments such as rhythm sticks or bells.
Motor Development: The children participate in a once a week P.E. class and outside recess. Small motor activities and the use of a variety of manipulatives help form the basis for pre-writing skills. Large motor activities promote the development of muscles for walking, running, jumping and skipping.
Self-Help: Children have opportunities to feel empowered by the many things they can do independently such as; carry their own back pack, pin on a name tag, zip a coat, set the snack table, wash hands, manage transitions, and many more.


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# #
The first trailer is out for Ted 2 and the sequel looks like it has a much different feel than the original one. I mean Ted and John (Mark Wahlberg) are still their obnoxious selves, but it feels like a standalone movie as compared to a sequel. There isn't anything wrong with that and it actually makes me want to see it when it comes out on June 26th.
For the last 10 seasons American Dad has been on Fox, but tonight it makes it debut on TBS at 9p.
In honor of the new address, Stan Smith is thinking of moving the family to a gated community. How many moves will The Smiths go through tonight? You just have to tune in.
That and to see Hayley go blond, and it's all for a good cause.
I think the change is a really good thing for the animated sitcom because they get to do a lot of things they couldn't do at their old home. For example, they can now use the S word. Will they? You'll just have to check it out.
Tonight at 9p on Fox The Griffins go to Springfield on the season premiere of Family Guy and it might be one of the best things ever. If you have ever seen any episodes of The Simpsons and Family Guy, then you MUST watch this episode because you are going to love it. Both shows do things that they've never done before when they are together, and for years you have wanted to see them do these things but didn't know it. You get a bad a$$ Homer Simpson and tamer Peter Griffin, and it is just what you needed.
The episode starts off in Quahog and Peter is now a cartoonist for the local paper. When his cartoons offend his neighbors, The Griffins are chased out of town. After traveling all night, they finally stop at gas station. When they come out of the store, someone steals their car with everything in. Now they must walk to the next inhabited area and it is, wait for it, SPRINGFIELD!
The first place they stop at is the Kwik-E-Mart where they meet Apu. He shows them a thing called the doughnut, but they don't have any money to pay for them. A kind stranger offers to buy them a dozen. That stranger is Homer Simpson and a friendship is sealed with some frosting.
The two families become quick friends and we get two watch their worlds collide. Homer and Peter are like Dumb and Dumber, but even better.
The two men come up with different ways to get The Griffins' car back and you will see things that can't be unseen. No matter how hard they try, they can't find the automobile and looks like The Griffins will be stuck there forever. Which I think would be the best thing ever.
But back to the hour-long special episode. Everything is copacetic between the two men, until… When that moment happens, they will have the greatest chicken fight ever that goes on for almost 10 minutes. It is so epic that you don't want to miss a single punch.
Actually, you don't want to miss a single second of this episode. The town of Springfield gets to do things they've never done before, and it doesn't feel wrong. There are so many jokes, guest appearances and so much more, that any fan of The Simpsons will appreciate what the people at Family Guy have done with their time in Springfield.
It is so enjoyable and loveable, that you will wish that Fox cancels Mulaney (this is just one of the many many many many reasons) ASAP and pick up The Simpsons Guy to series. Why can't they? They seriously need to do it.
Don't take my word for it, take it from The Simpsons' Executive Producer Al Jean. On a conference call earlier in the week, he had this to say about the crossover episode "I've seen the whole episode, and I loved it. That's probably my strongest recommendation." Then he added, "I don't want to reveal the jokes in it; but I thought it was actually sweet, and it made me laugh multiple, multiple times, so I'm glad it exists. If they sold a DVD of it, I'd buy it." He isn't the only one, all of us will want to own the DVD as soon as it comes out. You know, Fox will be rushing this out to the market because loyal fans of both shows will want it tomorrow, if not sooner. So don't only watch this episode live, DVR it. This way you can watch it over and over again until it is available for us to own.
I seriously can't praise this episode enough because it is that phenomenal. My hat is off to everyone involved with it because what they did will finally earn them that Emmy they said they have never won.
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Dr. Ruth Westheimer is America's most renowned sex expert. She shares her decades of experience answering questions on sex. What are the most common concerns facing couples?
The husband and wife team of Irwin and Sue Goldstein have blazed a trail for recognizing sexual medicine as a specialty. They share secrets about female sexual dysfunction and reveal some surprising new research about drug development for women. Pink Viagra may not be a pipe dream.
Guests: Dr. Ruth Westheimer is America's best known sex expert. She has degrees in sociology and a doctorate in education from Columbia University. She completed post-doctoral work in human sexuality at New York Presbyterian. She hosted a radio show on WYNY called "Sexually Speaking" for many years. Some of her books include:
Sex for Dummies
Rekindling Romance for Dummies
Dr. Ruth's Guide to Safer Sex
Sex and Morality: Who is Teaching our Sex Standards?
Dr. Ruth's Guide to Good Sex
Sex After 50: Revving Up the Romance, Passion and Excitement
Her Web site is www.drruth.com
Irwin Goldstein, MD, is editor-in-chief of The Journal of Sexual Medicine and Director of Sexual Medicine at Alvarado Hospital in San Diego, California. He is also Clinical Professor of Surgery at University of California at San Diego and Director of San Diego Sexual Medicine.
Sue Goldstein is sexual medicine education coordinator and co-author of the book, When Sex Isn't Good: Stories and Solutions of Women with Sexual Dysfunction.


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Château d'Esclimont Wedding from One and Only Paris Photography + Le Secret d'AudreyWhat girl doesn't dream of getting married in a castle? were the words, spoken by this beautiful bride, that made me realize I was about to see a wedding of someone I could definitely get along with. And the wedding?
View CreditsRead More


text:
'Role identities in narratives: Continuing the story' in Forum: Professional learning opportunities from uncovering cover stories of science and teaching for a scientist-in-transition
Ritchie, Stephen M., Kidman, Gillian C., & Vaughan, Tanya (2007) 'Role identities in narratives: Continuing the story' in Forum: Professional learning opportunities from uncovering cover stories of science and teaching for a scientist-in-transition. Cultural Studies of Science Education, 2(1), pp. 259-264.
|PDF (63kB)
This forum provides us with helpful resources to continue our thinking about the important issue of shifting identities for teachers in transition.
Impact and interest:
Citation counts are sourced monthly from Scopus and Web of Science® citation databases.
These databases contain citations from different subsets of available publications and different time periods and thus the citation count from each is usually different. Some works are not in either database and no count is displayed. Scopus includes citations from articles published in 1996 onwards, and Web of Science® generally from 1980 onwards.
Citations counts from the Google Scholar™ indexing service can be viewed at the linked Google Scholar™ search.
Full-text downloads:
Full-text downloads displays the total number of times this work's files (e.g., a PDF) have been downloaded from QUT ePrints as well as the number of downloads in the previous 365 days. The count includes downloads for all files if a work has more than one.
|ID Code:
|Item Type:
|Journal Article
|Emotions, Identity, Narrative inquiry, Scientific practice and culture, Teacher learning, Teacher stories, HERN
|Australian and New Zealand Standard Research Classification > EDUCATION (130000) > EDUCATION SYSTEMS (130100) > Secondary Education (130106)
|Current > QUT Faculties and Divisions > Faculty of Education
|Copyright Owner:
|Copyright 2007 Springer
|Copyright Statement:
|The original publication is available at SpringerLink
|Deposited On:
|21 Aug 2008 00:00
|Last Modified:
|27 Oct 2014 04:57
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text:
Your Dog, Your Life
The Scoop
Dog News, Politics
Bark-Out-Loud Humor
Doggie Style
Gear and Glam
Wildebeest creates the perfect present for new dog parents.
Dog Breeds
Foods & Treats
Health & Care
Behavior & Training
Dogs & Cleaning
Dog of the Day
Photo Comments
I love my new family. I fit right in like I've been here all along!
I love showing off my cool toys to my mom, dad, grandma, or anybody else who will pay attention! I carry them around in my mouth and do my special wigglebutt dance and whine to make sure everyone sees what I have :)
I'm kind of sad that I still have to sleep in the bathroom. It is big and I have lots of comfy blankets on my puppy bed. Until I stop loving cat poop so much my mom & dad won't let me sleep with them :(
Oh well - I'm off to get some beauty sleep!
My mom keeps claiming that I'm full of beans lately. I LOVE running around and stalking my big brother. It's so much fun to hide behind the couch and then jump out at him when he least expects it. He chases me around the couch over and over, but it's so funny because he takes longer to stop than I do, so I just speed right past him. He's lots of fun :)
Today my mom took me to Central Bark for the first time. How fun! There was even another Frenchie there named Bean. I played with her, a Boston Terrier and a Pug mostly. It was really cool racing around the park and making my Frenchie noises at everyone. Lots of people wanted to pick me up and pet me. I was only too happy to oblige. I got to give tons of kisses - I'm an expert you know. I'm French! We're famous for l'amour! :)
I'm off to terrorize Beckham, er...I mean chew on a bully stick and go to bed...
Au demain,
Adora Bull
Copyright © I-5 Publishing, LLC. All rights reserved.
Visit Catster


text:
Good looking and done workmanship too !!
Here is my Romy "G" kit built AK. I actually completed the build last year, but just did a quick BBQ grill paint finish on it, didnt get around to Gun Koting it until this week. I was a little nervous about how the color would match the wood, but now that I have done it I really like it.
a little history, This is my first AK build and my second Gun Kote project and I am proud to say that I did everything my self (with much help from the forums here and over at ar15.com) Its a weld build on a Tapco flat, I consider myself a skilled ameteur welder and this option was much easuer fo me that rivets (though much more permanent) all the trunnion holes were opened up to 3/8" to allow for a stronger weld (more surface area) and I drilled holes in the sides to weld the carriers on. The stocks are refinished in Minwax "sedona red" (I wanted something close to the original reddish color of the stocks, but subdued) Then I put a few coats of clear laquer on and recreated the original black stripe on the butstock (dont know why, but I just love the way that looks)
The finish is KG GunKote Flat Light OD green and Satin black. It was applied over a base prepared with sandblasting with 400 grit aluminum oxide media and a coating of KG K-Phos. it was applied with a very cheap "hobby" type airbrush and an ancient compressor.
I am quite happy with how it turned out, I am currently working on a CETME build and cant with to get that finished.
Good looking and done workmanship too !!
Thanks for the pic' like the color you picked out for the finnish.
I like to weld them up also.....Very nice looking work you've done creating a fine rifle.
Very nice "First Build." Like the "rivetless" look, it gives the impression of a milled receiver. Have never built one, but your excellent job is inspiring.
came out real nice!!
i agree the welded ones look like milled recievers at a quick glance
and the woodworks sweet!(i kept my black stripe too!)kinda sets it off a bit
keep up the good work!!lookin foward to your next build!
but a range report on this one when ya take her out!!
looks great, really like the job you did on the wood. Nice clean lines all around.
If a man speaks in the forest and no woman is there to hear him, is he still wrong??
Nice color and good job on the wood!!!
Gunco member #11
it is dangerous to be right in matters about which the established authorities are wrong Voltaire
Thanks for all the kind words. I have shot it plenty(500+ rounds) and it shoots great. I actually finished building it over a year ago. just now got around to giving it a proper finish
Good looking shooter.


text:
Global knowledge cultures
Kapitzke, Cushla & Peters, Michael A. (Eds.) (2007) Global knowledge cultures. Educational Futures : Rethinking Theory and Practice, 14. Sense Publishers, Rotterdam, The Netherlands.
Knowledge is about cultural power. Considering that it is both resource and product within the brave new world of fast capitalism, this collection argues for knowledge cultures that are mutually engaged and hence more culturally inclusive and socially productive. Globalized intellectual property regimes, the privatization of information, and their counterpoint, the information and creative commons movements, constitute productive sites for the exploration of epistemologies that talk with each other rather than at and past each other. Global Knowledge Cultures provides a collection of accessible essays by some of the world's leading legal scholars, new media analysts, techno activists, library professionals, educators and philosophers. Issues canvassed by the authors include the ownership of knowledge, open content licensing, knowledge policy, the common-wealth of learning, transnational cultural governance, and information futures. Together, they call for sustained intercultural dialogue for more ethical knowledge cultures within contexts of fast knowledge capitalism.
Impact and interest:
Citation counts are sourced monthly from Scopus and Web of Science® citation databases.
These databases contain citations from different subsets of available publications and different time periods and thus the citation count from each is usually different. Some works are not in either database and no count is displayed. Scopus includes citations from articles published in 1996 onwards, and Web of Science® generally from 1980 onwards.
Citations counts from the Google Scholar™ indexing service can be viewed at the linked Google Scholar™ search.
|ID Code:
|Item Type:
|Additional URLs:
|Sociology of knowledge, Intellectual property, Copyright, Indigenous epistemology, Creative Commons Copyright, Free Software Movement, Globalization
|Australian and New Zealand Standard Research Classification > EDUCATION (130000) > SPECIALIST STUDIES IN EDUCATION (130300) > Comparative and Cross-Cultural Education (130302)
Australian and New Zealand Standard Research Classification > STUDIES IN HUMAN SOCIETY (160000) > SOCIOLOGY (160800) > Sociology of Education (160809)
Australian and New Zealand Standard Research Classification > LANGUAGES COMMUNICATION AND CULTURE (200000) > CULTURAL STUDIES (200200) > Globalisation and Culture (200206)
|Current > QUT Faculties and Divisions > Faculty of Education
Past > Schools > School of Cultural & Language Studies in Education
|Deposited On:
|06 Jul 2010 22:19
|Last Modified:
|06 Jul 2010 22:19
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text:
Infertility treatment financing options do exist for people with bad credit. You have to know where to look, and take steps prior to conception to secure your income so that you do not make matters worse.
Borrowing money so that you can subsequently lose income during maternity leave is risky.
Unbelievably, some couples can also use a common employee benefits program to get an interest free infertility loan with bad credit, and can never stain your consumer report.
- Borrow from lenders who do not ask why you need money
- Create financing security before beginning your next cycle
- Leverage an interest-free loan that requires no inquiries
Infertility Financing Bad Credit Options
Many infertility treatment financing options are a recipe for bad credit. Couples either start out with a poor payment history, or they may end up with one later on. When mom conceives, the family often experiences increased expenses, coupled with lost income during an unpaid maternity leave.
Before borrowing money, make certain you take steps to protect mom's income prior to your next cycle. You must take this step before conception and not after.
Finance Companies
Request an infertility loan to get started. The lender will not ask the reasons why you need the money. If a lender knows that you are using the funds to pay for procedures that impregnate mom, they may charge higher interest rates, or decline your application knowing that lost income looms on the horizon.
Choose between three options.
- Installment loans that allow you to borrow up to $3,500 and sometimes more.
- Payday loans that provide high approval rates for people with bad credit
- Title loans all you to borrow up to $25,000 if you own a car
The ultimate companies providing infertility treatment financing for people with poor credit histories do not identify themselves until you apply. Most publish branded names designed to attract clients from specific market niches.
- Advanced Reproductive Care (ARC) provides infertility financing for couples using their professional services and fertility drugs. However, they do not provide the funding. They refer patients to partner companies.
- Capital One publishes on its website that they are no longer accepting health care financing applications. Now you know why.
- Springstone is a subsidiary of the Lending Club, which is an online marketplace, not a finance company.
In Vitro Fertilization
Financing In Vitro Fertilization (IVF) with bad credit is very tricky due to the high cost of this medical procedure. Each IVF cycle averages fifteen thousand dollars, and couples often need multiple cycles with no assurances of bringing home a baby.
Read more about paying for IVF in another section of this site.
Financing Security
Any financing program requires a future income stream in order to make the monthly payments in a timely manner. An increase in expenses may hamper a couple's ability to repay the balance. Lost income during maternity leave compounds the problems.
Supplemental health insurance for infertility can secure mom's income during maternity leave, and provide the needed security to help make your monthly payments on time.
Do not assume that your state will automatically replace your income, or that your job is secure during a high-risk pregnancy, or while on maternity leave. Federal family leave laws provide unpaid leave and do not apply to everybody. Some states provide additional protections but most do not.
- California – does provide generous income and job protection benefits
- Colorado – nothing
- Florida – nothing
- Georgia – nothing
- Illinois – nothing
- Michigan – nothing
- Missouri – nothing
- Minnesota – nothing
- New Jersey – provides generous income and job protections
- New York – provides only $170 per week income replacement benefit
- North Carolina – nothing
- Ohio – nothing
- Pennsylvania – nothing
- Texas – nothing
- Utah – nothing
Interest-Free Infertility Personal Loan Program
If your employer offers Flexible Spending Accounts (FSA), you have an interest free infertility loan right under your nose. You have a rare opportunity to plan an unreimbursed medical expense at a time most convenient for you.
You elect to contribute $5,000 to two FSA plans for the year beginning January 1 and to make contributions of almost $100 per weekly over the next year. You undergo infertility treatments on January 1, incurring $5,000 or more in costs. The entire $5,000 is payable immediately by your employer – before you make your first contribution.
Your obligation is to continue making $100 contributions over the next twelve months directly from your paycheck. Your $100 weekly pretax payroll deduction reduces the amount you pay in FICA, Federal, and State income taxes. A family might reduce their total tax payments by 1/3 using an FSA.
Minus 50% Interest Rate
This is how a couple could get a $5,000 interest-free infertility loan using their FSA. Only it is not interest-free. The actual interest rates could be as low as -51% depending upon income levels of the family!
A couple saving 1/3 in taxes would need to earn $7,500 in gross income to have $5,000 to make in loan payments. That equates to almost a minus 50% interest rate. Is there a better deal anywhere else?
Automatic Approval
A Flexible Spending Account provides infertility treatment loans with no approval criteria to meet. Anyone working for an employer that offers flexible spending to its employees meets the underwriting qualifications. If both husband and wife have jobs where employers offer an FSA, you may be able to double the amount.
Employers will not pull consumer credit reports. Even if your FICO score is very low, you get the loan. If one or both employees leave before repaying the FSA account, it does not affect your credit score. Employers do not provide this information to the consumer reporting agencies.
Military Members
Members of the military and their families currently do not have access to flexible spending accounts. The Defense Authorization Bill instructed the DOD to enable this option for military personnel but had acted when this article was written.
Meanwhile, any military personnel wounded during active duty may find some help. The TriCare health program may help make payments for selected infertility treatments if the wounds affect your reproductive organs.


text:
2006 Subaru Legacy GT Sedan
*Black with black leather interior
*40,400 miles
*5 spd manual
*AWD, Turbo
*Excellent Condition
*Premium Package includes: alloy sti pedals, short throw shifter, auto dimming mirror, premium sound system, moonroof
-Our family has recently expanded an I have decided to sell my car, as we may be moving up to an SUV. This car has been babied and has very low miles for the year.
-Email if you are interested.
-Price is $16,000 OBO


text:
Youth Non-profit Fundraiser Supports Troops
SANTA MARIA, Calif. - A local youth non-profit kick started their fundraising campaign today in Santa Maria. The fundraiser gives people a chance to give back to our troops overseas.
Camp Fire Central Coast of California was at Buena Vista Park in Santa Maria. Kids were busy with arts and crafts and outdoor games. They kicked off their candy fundraiser, and the proceeds they make will go to benefit a variety of programs the camp runs throughout the year. In addition, anyone who buys a box of candy can request that the non-profit send it as part of a care package for soldiers overseas.
"It gives them a sense of being able to help someone on the Central Coast, the kids in their program, but it also helps the troops overseas. It's their way of helping but not actually eating the candy themselves," says Nora O'Donnell, board president of the non-profit.
The fundraiser runs for the next month. Each box of candy is $5 each. If you'd like to support the fundraiser, visit campfirecentralcoast.org or call (805) 773-5126.


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I'm a Creative Director based in New York (ahem Brooklyn) who loves to solve problems.
I recently helped redesign the flagship app for the American Museum of Natural History.
Currently, I work for Motivate creating products and experiences around bike share. In addition, I teach Designing for Multiple Screens at SVA.


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Hill Recaps Trips To Costa Rica, Panama
March 26, 2012
Georgia Soccer defender Nikki Hill recently traveled to Costa Rica and Panama with the Canadian U20 squad, and helped the team earn a bid to the 2012 U20 World Cup this summer in Japan. This is her account of the trips.
By Nikki Hill
Hello from Panama! It's been a while since I've been in Georgia!…missing all my teammates and friends in Athens already and its only been two weeks of training camp in Costa Rica. Luckily being an Arizona girl I am happy to be missing the Georgia cold with this beautiful Costa Rican sun! Costa Rica is beautiful full of palm trees and rainforests, and the beaches are amazing! 23 girls were invited to the pre-world cup qualifying camp in Costa Rica, and by the end of the week our coach had to submit the 20-player roster for qualifying. It was hard to say goodbye to three girls before heading to Panama after spending two weeks bonding as a team. It was great seeing some old friends from previous camps and meeting some new ones from universities all over the US. While in Costa Rica we had two-a-days and tough fitness testing feeling like Georgia preseason all over again! After the first week we played Costa Rica's senior team and unfortunately lost, however, the score wasn't indicative of the game because we had chances that we didn't put away and they scored off of our mistakes from being a young group of players that weren't used to each others style of play yet. However, we did redeem ourselves by beating the best female club team named Arenal Coronado later during the week. During these two exhibition games the coach played everyone at camp as an evaluation of our skills and to get a feel for our new team. Camp in Costa Rica was one of the most competitive environments I have ever been placed into as three girls were getting cut and you only had two weeks to prove your abilities to a new national coaching staff whom had never seen some of us play before.
Finally the much-anticipated Sunday game. Sunday was the final day in Costa Rica concluding the 2-week long pre-camp before the extended 2 weeks in Panama. After practice Sunday night, they announced the roster for qualifying in Panama. I was so excited and honored to be selected to represent Canada in World Cup Qualifying and try to help our team to a CONCACAF championship. When we arrived in Panama, I was surprised at how modernized Panama City is with huge skyscrapers and buildings very city-like! Once again the weather was beautiful even hotter than in Costa Rica. In our bracket we had Haiti, Jamaica, and Mexico. The opposing bracket had the US, Cuba, and Panama. The tournament started off just the way we wanted with a 5-0 win over Haiti. Our first half started slow but we were able to turn it on in the second half to come away with the win. Game two I started at left back against a feisty Jamaican side. Ironically facing a future bulldog and fellow defender, Torri Patterson. We had a were able to find goals in the 76th minute and onward to finally win 2-0 against a really athletic Jamaican team. It was also awesome that our Defense coach here at Georgia, Dan Blank, was able to make it to Panama to watch Torri and I go head to head fighting for our countries! Our team had a lot of momentum and a great feeling from winning our two matches in our group stage. However we knew that the third game would be the toughest against an always competitive Mexican side. I had previously played Mexico at camps in the past years with Canada coming out with a draws or close games. One of my good old friends from my club team in Arizona, Ari Romaro, plays for the Mexican side so again it was funny to see another familiar face. Everyone was watching this game knowing it would set up for a final group clash where we (Canada) would have to win in order to finish on top of Group A to avoid playing the best team in the tournament the US. We beat Mexico 1-0, winning all three of our round robin games and we were headed to the semi-finals against Panama! With that win, we would qualify for the U20 Women's World Cup in Japan (Woohoo no preseason :) kidding, love preseason!)
The semifinal was wild as Panama had the home field advantage with probably 5,000 fans in attendance and bands playing during the match. It was so loud at one time someone in the crowd blew a whistle and I stopped playing thinking it was the referee. It was a great experience learning to handle the stress of rowdy fans and playing under uncontrollable conditions. I played left back this game as we defeated Panama 6-0. After the game everyone was so happy and excited that all our hard work in Costa Rica had paid off and that we would be heading to Japan this summer as one of 16 out of 208 countries to qualify for the u20 Women's World Cup. At the same time we had one day off to rest and prepare ourselves for the toughest and most anticipated game of the tournament. Canada vs. the US! This game meant the most to me, being the only Canadian player whose family lives in the US. I was also super excited to play against another former club teammate from Arizona, Julie Johnson. Our head coach announced the starting lineup for the game, sitting nervously, he told me I would be starting at right back. I was so excited and nervous for the game! Once the whistle blew everything settled down, but both teams had their eye on the Gold Medal. We took an early lead scoring in the first five minutes of the game, going up 1-0 on the US. Then in the 79th minute the US finally broke through to tie up the game. With one minute remaining in the game the US scored, eventually winning the game 2-1. It was heartbreaking, but also a very good test for us to see where we stand before the World Cup this summer, as the US is always a superpower in soccer. Previous to this camp they had beaten the best countries in Europe and Asia, whom will be in Japan this summer competing as well. Following the heartbreaker, we immediately went to the medal ceremony where US, Canada, and Mexico all received their respective medals and awards from the Concacaf officials earning spots in Japan.
Although the majority of the tournament was solely soccer based due to the short month long we had together to prepare for the tournament, we did get to do a few fun things as well. During the first two weeks in Costa Rica, we got one day off completely from soccer and team meetings to go to the beach, which was amazing!! Also in Panama during the tournament between the group phase and playoffs we visited the Panama Canal on our day off. It was cool we got to see an enormous boat passing through the canal. Of course, during the two a days during the down time a few times we would sneak to the beautiful pools in our hotel to catch some sun! (shhh!!) All in all, it was an amazing experience that I will never forget! Although it was a long month missing my Georgia girls, the level of play and standards that you are held to at National camp make you grow as a player both on and off the field so I knew this experience was worth all the sacrifices and hopeful that all the experience I gained with the National team can only help me further grow as a Bulldog to help lead UGA to a SEC and National Championship!
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Woman may battle Long-shot in world of ayes and neighs
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Lord mayoral candidate James Long arrives at the Town Hall atop his steed yesterday.
Photo: Angela Wylie
A woman with a distinct Liberal pedigree has indicated she could join the race for the job of Melbourne's lord mayor.
Fiona Snedden, the daughter of former federal Liberal Party leader Billy Snedden, told The Age last night she was considering contesting next month's Melbourne City Council elections and would not rule out a challenge for Town Hall's top job.
Ms Snedden, a former restaurateur who last year ran for the vice-presidency of the Victorian Liberal Party, a position won by Inga Peulich, has until Tuesday to lodge her nomination for lord mayor.
"There's a few issues I think are very important... but I've got to find out what's happening, seek counsel and I'll make my decision when I'm fully informed," she said last night.
If she does contest the position held by Lord Mayor John So, who will seek a second four-year term, she will be squaring off against city shoe retailer Peter Sheppard and property investor James Long.
Mr Long yesterday launched his campaign from the saddle of a dapple-grey after amusing city workers as he rode his steed to the steps of Town Hall.
The former Moonee Valley councillor - who once tackled a gun-toting hooligan aboard a tram while working as a tram driver, and who received a Victorian bravery award for chasing a bag snatcher and clinging tenaciously to the bonnet of his car - is leading the Advance Melbourne ticket.
The 50-year-old yesterday said his campaign would focus on "generating more business opportunity" and projecting a vibrant image of Melbourne to the world.
Joining his Advance Melbourne ticket as the candidate for deputy mayor is Louise Cooper-Shaw, a managing director of the LCS Consulting Group.
Nominations for candidates in the 25 local government elections being held on November 27 opened yesterday.
More than 50 councils will go to the polls next year and from 2008, they will all be held on the same day.


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Pattaya A City of Smile
is147 kilometres southeast of Bangkok, and faces the Thai Gulf.
Pattaya is
Asia's premier beach resort, and caters with equal appeal to families, couples and single visitors. Pattaya's relaxing tropical ambient is synonymous with every ingredient for memorable holidays. Accommodation ranges from luxuriously appointed beachside hotels with superb convention facilities to simple guesthouses. Sporting opportunities abound both on land and water, and include some of the finest golfing, gamefishing and scuba-diving anywhere in Asia. Theme and amusement parks, offbeat museums and lush botanical gardens offer numerous forms of leisure activities and cultural entertainment for all family members.And, after dark, Pattaya offers all the allure and magic of a truly vibrant nightlife with a spectacular variety of restaurants, nightclubs, bars, discotheques, cocktail lounges and cabarets.Pattaya can be brash, bold, beautiful and bucolic, and offers everything an authentic international beach resort can.
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Within twenty years, Pattaya has been transformed from a sleepy fishing community into an international resort often referred to as the 'Thai Riviera'. Pattaya is literally a place where East meets West , both in colour and character, and is probably the most cosmopolitan place in
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Major Beaches and
Pattaya Beach
Some 4 kilometres long, this beach faces Pattaya Bay, the major venue from where boats visit Pattaya's offshore islands. The beach curves fromnorth to south and is largely paralleled by a treelined promenade and beach road which is lined, in the northern and central parts, by hotels and restaurants. The northern section of the beach is largely tranquil, while the central and southern parts become increasingly lively, thanks to a position of shops, department stores, boutiques,
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Jomtien Beach
This 6-kilometre long, largely straight beach, some 4 kilometres south of Pattaya, is the most notable of several beaches south of the resort. The beach is popular with windsurfers and watersports enthusiasts, largely because the area enjoys brisk and fresh breezes sweeping island from the Thai Gulf, and because the seas are less congested with boats than is Pattaya Bay. Jomtien is also a major residential area with beachside hotels, bungalow complexes, condominiums and restaurants.
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The BBC is launching a half-hour weekday business programme called Business Today on News 24 this week, taking advantage of rival Sky News's abolition of its specialised business unit.
The programme will be broadcast at 8.30pm each day with the aim of attracting the 'movers and shakers' of the business world, who would not be watching television earlier in the evening.
It is targeting business viewers rather than a general news audience and intends to draw its inspiration from the business pages of broadsheet newspapers, according to presenter Nils Blythe.
"This will be a programme for people interested in business. We will have regular commentators and we will also be able to draw on BBC reporters around the world," he said.
The BBC reckons it is an auspicious time to launch the programme, partly because Sky News has scrapped its specialist business unit to focus on live, continuous news output. Sky's three half-hour daily business programmes will end from next month.
"We would have been competing with Sky's business programme which went out at 7.30pm, but now we have the field pretty much to ourselves. It would have been nice to have something to measure ourselves against," said Blythe.
Tomorrow's programme will feature an interview with Sir John Browne, chief executive of BP.
Business Today is not intended to be a direct competitor to specialist business channels like Bloomberg or CNBC. However, the BBC is touting the programme as evidence of its further commitment to improving its business coverage.
Greg Dyke, BBC director-general, apologised last autumn for the poor standard of business reporting at the corporation in the past and vowed things would improve.
Since then Dyke has appointed the BBC's first business editor, Jeff Randall - former editor of Sunday Business and now a columnist for this paper, who will also be a regular commentator on Business Today.
There are also plans to launch an early morning business programme on BBC1 which would be broadcast on the BBC's World television channel.
"There's not the slightest doubt that better business coverage is one of Greg Dyke's pet projects and for a lot of us that is welcome news. I used to work on Radio 4's Today programme and the people who ran it were not naturally terribly interested in business," said Blythe.
There have been suggestions that the BBC wants to create a digital TV channel devoted to business, though the corporation denies it has any plans to do so.
Meanwhile, its business coverage is evolving. The Money Programme has changed schedule and format over the past year, becoming a single-subject programme broadcast on Wednesdays rather than Sundays.
It draws about 1.3 million viewers and the BBC claims the changes have resulted in a more female, slightly more up-market audience, though men still make up the overwhelming proportion of viewers.
Trouble at the Top, on BBC2, has scored a number of recent hits with its recent episode on British farmers moving to France capturing an audience of 2.8 million.
Working Lunch, the afternoon business programme, has seen its share of audience increase by 1% this year to 9%. Blood on the Carpet, meanwhile, has attracted an audience of 2.2 million and a share of over 10%. Back to the Floor gained an average audience of 1.9 million, or 9% share.