text:
Well, here's an announcement! My first-ever original article for Salon has just been published, "Rise of the new atheists: Should non-believers make an alliance with religious progressives?" In it, I discuss the meteoric growth of nonbelief in America, why the so-called New Atheists think it's a legitimate and useful tactic to criticize all religion equally, and whether and how we should make alliances with religious progressives to advance political goals we have in common. If you're a regular … [Read more...]
Archives for July 2012
New on Salon: The Rise of the New Atheists
We Have an Unfair Advantage
When it comes to debating the merits of religion, we atheists have an unfair advantage. Lately, almost every day when I go to work, there are Jehovah's Witnesses in the subway station. I see them in the morning and the evening, two or three of them sitting on folding chairs in the sweltering, grimy heat, holding up Watchtower magazines and pamphlets to the rush of disinterested commuters. I think I've seen someone engage them maybe once or twice, either to talk or to debate, but 95% of the time … [Read more...]
An Interview with Anna Dagmar
A few weeks ago, I posted a video of "Satellite," the first single from Anna Dagmar's newest album of the same title. I first saw her play at a concert on Long Island, and not only did I love the song, I thought the subject matter would make it perfect to feature on my blog. I contacted her to ask a few questions about the song and the album, and she agreed to an interview. But if you haven't heard the song yet, do that first - it's gorgeous!Tell us a little bit about yourself. Where are you … [Read more...]
How to Ruin Your Moral Authority
On Tuesday, Monsignor William Lynn, former secretary of clergy for the Catholic Archdiocese of Philadelphia, was sentenced to three to six years in prison for his role in shielding pedophile priests from the law and reassigning them to positions where they could harm more children. At least one boy suffered years of sexual abuse at the hands of a priest, Edward Avery, whom Lynn assigned to duty in the boy's parish without warning any of the parishioners, despite knowing that Avery had a history … [Read more...]
The Best Ways to Ask for Money
(more info here)The majority of paper mail I get is from people asking me for money. Political candidates from every state, advocacy groups, seemingly every charity under the sun, museums, parks, orchestras, even religious groups. But probably the most surprising solicitation I've gotten to date was a letter from the U.S. Olympic Committee, asking me to give them money to support the American team. Since when are the Olympics a charity? As politically engaged as I am, even I tend to … [Read more...]
When You Think Atheist, Think Daylight Atheism
Just a quick note: I've been interviewed for the latest episode of Think Atheist Radio, which is now available for download and podcasting. In the interview, we chat about the arguments against God's existence, the basis for godless morality, the importance of the secular community - and, of course, my book. If you've had your fill of reading what I write and would rather hear me talk, check it out! … [Read more...]
Dinosaur Weather
I usually write optimistic posts. This is going to be a scary one. I apologize in advance. While I was in Columbus last month, I mentioned the furnace-like heat. Well, it wasn't just me. In what's becoming an annual tradition, heat records are being broken all across the country. And it's not just hot, it's dry: more than 80% of the continental U.S. is experiencing abnormally dry or drought conditions, with no relief in sight. Corn and other crops are being decimated by the drought, the worst … [Read more...]
Open Thread: Shameless Self-Promotion Sunday
I've noticed recently that my blogroll has been looking pretty homogeneous (Freethought Blogs has gobbled up a lot of it), and I'm always on the lookout for interesting new voices I haven't heard from before. So, this is an open thread for the purposes of self-promotion. If you maintain a blog or other site that you want to tell us about, now's the time! Feel free to post a comment telling us about yourself and your site: who you are, what you write about, and why we should be interested. … [Read more...]
The Creation Order of Genesis
The discovery of the Higgs boson brought forth a fresh crop of high-minded religious apologists to favor us with platitudes about how science and religion can be reconciled, if only we "extremists" would stop fighting about it all the time. Here's one of them I came across the other week, who asserts that the creation order given in Genesis contains a hidden correspondence with the picture of life's evolutionary history assembled by scientists. As always, he has to phrase it in insufferably … [Read more...]
I Love This Picture
So, I might have mentioned that I gave a speech at the SSA conference in Columbus earlier this month. They've begun posting the official photos on their Facebook page, and I just might be in one or two of them. Including this one:(click to enlarge)Yes, this is officially my new favorite picture ever. They've also begun posting YouTube videos of the speeches. Mine isn't up yet (I had slides, which require some editing to put in) but I expect it will be up soon. I'll make … [Read more...]


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To finish the second half of a re-decking project, the footbridge from the Stevens Creek Trail to Whisman Park and the Hetch-Hetchy Trail will be closed again this week.
Read the full story here Web Link posted Friday, September 9, 2011, 12:27 PM
Town Square
Whisman area footbridge to be closed for repairs
Original post made on Sep 9, 2011
Like this commentPosted by Dee
a resident of North Whisman
on Sep 9, 2011 at 3:42 pm
The employees who repaired the other end of the footbridge did an outstanding job.
Thank you for your hard work; sorry I don't know your names.

subset: commoncrawl


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Re: st: determining standard errors of fixed effect terms after xtreg
"Austin Nichols" <email@example.com>
Re: st: determining standard errors of fixed effect terms after xtreg
Fri, 1 Feb 2008 12:32:47 -0500
I haven't seen an answer on the list (let us know if you get any
answers offlist), so I'll venture one. It may not be the one you were
looking for. In short, if you want the standard errors of the fixed
effects terms, put the fixed effects in as dummy variables.
sysuse bpwide, clear
qui xtreg bp_after bp_before sex, fe i(agegrp) robust
predict fe_agegrp, u
qui tab agegrp, gen(d)
qui reg bp_after bp_before sex d*, nocons robust
g fe=.
g se=.
forv i=1/3 {
replace fe=_b[d`i'] if ageg==`i'
replace se=_se[d`i'] if ageg==`i'
su fe, meanonly
g fe_demeaned=fe-r(mean)
tab fe_*
If there are too many dummy variables in such a model to get
estimates, the standard errors are probably meaningless anyway. Note
that if you have panel data with N individuals in M groups over T time
periods and you want to estimate M fixed effects at the group level,
but you worry about serial correlation or other intra-group
correlation and so cluster at the group level, the assumption is that
M is close to infinity (or close enough) and there is no way to get
good estimates of the sampling variation of M coefficients on dummy
Without clustering, if N=a*M, for some constant a, or nearly, e.g.
roughly 25 kids per class, the asymptotic justification for standard
errors means that as your data is getting infinitely large (or close
enough) you are estimating infinitely many parameters (or close enough
to infinity to be computationally infeasible) and the sampling
variation of those parameter estimates is not going to be consistently
estimated (since N increases at the same rate as M). However, if 25
is close enough to infinity for our purposes, we can get reasonable
estimates, I suppose. I.e. we need the value of a to be "close" to
infinity, regardless of N or M.
That said, if you had no other X vars (only fixed effects), you could
calculate the VCE by hand. This is easiest when you assume i.i.d.
errors. The inverse of X'X when X is a bunch of dummies is just a MxM
diagonal matrix with [1/m_i] on the diagonal where m_i is the number
of cases in each group i. Since the VCE is the mean squared error
times n/(n-k) times the inverse of X'X you can get the standard errors
like so (the direct comparison is possible with 3 fixed effects, but
not with many thousands, of course):
sysuse bpwide, clear
qui xtreg bp_after, fe i(agegrp)
loc n=e(N)
loc k=e(df_m)+1
predict double e if e(sample), e
g double e2=e^2
su e2, meanonly
loc e2=r(mean)
levelsof agegrp, loc(levs)
foreach v of local levs {
qui count if e<. & agegrp==`v'
mat v=nullmat(v),1/r(N)
mat v=diag(v')
mat v=`e2'*`n'/(`n'-`k')*v
mat li v
qui tab agegrp, gen(d)
qui reg bp_after d*, nocons
mat li e(V)
If the other X vars were uncorrelated with the fixed effects, you
could extend this approach to include other X vars, I think, but that
is unlikely to be the case in practice.
A related note: You've seen Rothstein (2007), right? I mean
(referenced without a link in
http://www-personal.umich.edu/~nicholsa/ciwod.pdf) which impugns these
FE models for teacher effects on test score data. Rothstein finds
that 5th grade teachers have similar size "effects" on 4th grade
scores as 4th grade teachers have (i.e. the SD across teachers of
estimated fixed effects is of comparable magnitude for both the
teachers who can have a causal effect and those who can't), which
means either (1) students are tracked based on scores to different
kinds of teachers/classes, which means we can't interpret the
"effects" as causal, or (2) the measured "effects" are just noise, for
both 4th and 5th grade teachers. Or some convex combination of these
explanations. I think. You might want to read the paper yourself.
Am I interpreting your example right, that you are specifying a FE
model with a lagged dependent variable on the right hand side? Do you
want -xtabond- by chance? Then you'd have even more trouble
recovering FE and SEs, I guess...
On Jan 29, 2008 12:49 PM, Sarah Cohodes <firstname.lastname@example.com> wrote:
> Dear Statalisters,
> I am trying to obtain the standard errors of the fixed effects terms
> after -xtreg-.
> Using an analogous dataset to mine, obtaining the fe terms is easy:
> sysuse bpwide, clear
> xtreg bp_after bp_before sex, fe i(agegrp) robust
> predict fe_agegrp, u
> However, I don't know how to proceed to obtain the standard errors of
> these fixed effects.
> I appreciate your time and effort in advance. I noticed that this
> question has been asked but not answered on Statalist previously (see:
> http://www.stata.com/statalist/archive/2007-01/msg01046.html or:
> http://www.stata.com/statalist/archive/2006-04/msg00026.html).
> I am loathe to revisit a topic that was not previously of interest or
> perhaps has a trivial answer that I've overlooked, however I am quite
> stuck.
> Again, thanks,
> Sarah
> ********************************
> Sarah Cohodes
> Data Manager and Research Analyst
> Project for Policy Innovation in Education
> Harvard Graduate School of Education
> 617.496.3408 (phone)
> 617.495.2614 (fax)
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Date of Stay: October, 2013
We have stayed here several times for one night on our way east or west. The staff are very friendly and helpful. The park is older and rustic but is very relaxing. The pool was closed for the season, but looks to be a nice one. We did not use washrooms or showers but did check them out and gave an 8. The approach road ( not owned by the park) is in need of serious grading, but if you drive slowly it is OK. We will stay here again, and will recommend to others.
Date of Stay: March, 2012
We stayed one night on our way back to Canada. The park is run very efficiently, is clean and very well maintained. Check in was friendly and swift. The train is not a problem, only heard it once. Would definitely stay here again, and for more than one night. Pleasant experience.
Date of Stay: December, 2011
We had stayed here before for one month; this time we stayed for 3 months, rate based on monthly rate plus electricity. Previous stay the Wi-Fi was terrible. It has been improved considerable, and is now very acceptable. The park is in a general state of deterioration: i.e. concrete on roads and sites breaking up very badly. The day we left we were told that the park has been sold, so time will tell whether it gets badly needed attention. We must say the social activities are good, line dancing, pot lucks, bingo, Texas Hold'em.
Date of Stay: November, 2011
Being Snowbirds we generally stay here for a week under Coast To Coast on our trip to Texas. We have noticed a marked decline in maintenance over the past 6 years. This used to be a nice park, but now it's appearance makes you shudder as you enter. As far as Wi-Fi is concerned this is without question the worst I have ever encountered. 1mb/sec is just not acceptable in today,s world. There were times when I could not even get into e-mail. I mentioned this to the office on two occasions, nothing happened. I think we have had our last stay at this park. It is still a great family park, judging by the numbers of kids of all ages riding bikes and golf carts.
Date of Stay: April, 2010
We have stopped here in past years for overnight rest on our way north. Park is clean, gravel roads and sites are in good condition. They now have Wi-Fi and it works good through most of the park. We used Coast, and would stay again.
Date of Stay: March, 2010
Have stayed here under Coast the last several years heading north. Older campground, but clean and sites are basically level. Wi-Fi is in the main building, but with my Jeffa-teck antenna I could get internet in my trailer with an 80% signal. Would stay again for a few days, nice peaceful atmosphere.
Date of Stay: March, 2010
We stayed for one night under Passport. Good spot for staying hooked on and moving early. Wi-Fi worked good, better than most you pay for. Have stayed before, and next time through would stay again.
Date of Stay: February, 2010
We have stayed here for the last 6 years either going west or east. Last time here was Dec 08, Jan 09 for two months. At that time Wi-Fi was $20 per month and very good. This year we came in for six weeks, paid $25 permonth for very poor Wi-Fi. E-mailed management on the deterioration of Wi-Fi, was basically told "too bad"". Everything is more expensive here this year- cable, hydro. Having said that, I must say this is one of the nicer and well maintained parks we have visited. The streets are all paved, concrete patios at every site, where you park is very level and dry. Plenty of activity and pot luck meal every Sunday.
Date of Stay: February, 2010
I would have given a 10 but for the flooding after some heavy rains. Considering the park is quite new, I would have thought they could have done a better job of drainage. Overall the park is spotless, the owners are very friendly, the sites adequate, and roads are paved. The laundromat was spotless. We stayed in a travel trailer for 2 nights, and would stay again. It is easy on/off to I-10, but not close enough to be noisy.
Date of Stay: February, 2010
We stayed here 2 nights. Good level pull through site. The manager was helpful and friendly. They have satellite internet in the office and if you are close enough you can get a good signal. Skype does not work well on satellite setup. Very easy on/off I-10. Would stay again if passing through.
Date of Stay: January, 2010
We stayed here one month, and found the other RV'ers very friendly. Sites are a little tight in some locations. We had some very heavy rains and there was an amount of flooding, but nothing too serious. My two complaints are the Wi-Fi is very slow, and the female manager is extremely argumentative, even to the point of telling me that Skype does not work in Texas. Skype does work in Texas but she will not believe it, the problem is the speed of the internet here. Pool is small but adequate, we didn't use it but if the weather had been warmer would have been refreshing. Streets are all concrete and wide, site pads are concrete also. Activities are planned most days or evenings. We would stay here for several months if the internet was up to par. I do not have to talk to the Manager.
Date of Stay: December, 2009
We stayed on a monthly rate which was very reasonable. Park is small, roads are narrow but acceptable, sites vary from large to rather tight, but again acceptable. The staff are extremely friendly and helpful, and seasonal residents are eager to welcome newcomers and invite to the cards, bingo, happy hours etc.. Excellent Wi-Fi. Have stayed in better and also much worse.
Date of Stay: November, 2009
We used Coast To Coast membership. Were here four years ago and were not impressed then. This visit we were disgusted. The roads are full of holes and steep ridges. The sewer connection required me to buy an extra 20 feet of hose it was so far out of place. The site was small, rough ground. All in all a poor park, and we will never stop there again.
Date of Stay: April, 2009
We have stayed at this park for two summers, six months each time. The monthly and seasonal rates are very good. This is the closest RV park to the City of Halifax, and is 8km from Peggy's Cove. Family owned and operated, very friendly staff. Roads are gravel, but are graded after any amount of rain. Sites are gravel but basically all level. Shaded and sunny spots, drive through and back in, and sites are quite large. Firewood is sold, no propane, but that is available nearby. Shopping (supermarkets, pharmacy, dentists, Md's vets) all within 10kms. Larger box stores about 20kms. Park faces St. Margaret's Bay, and there is a small beach from which you can swim. All in all a very relaxing park to spend time.


text:
Related Publications
- Related by Publisher
- Related by Topic
Related Links
"I" to "We": Personalized Judaism Inspires Collective Jewish Action and Peoplehood
Jewish Family & Life (JFL Media), October 2006
The author asserts that personalized Judaism might successfully serve as a community initiator by offering a more relevant and accessible Judaism to the unaffiliated and uninterested. He concludes that collective action and commitment to the community can in fact begin with the individual.
Topic: Peoplehood, Jewish Identification, Engagement, Unity, Affiliation, Community Building
Name of Publication: Sh'ma: A Journal of Jewish Ideas
Editor: Berrin, Susan
Volume/Issue: Vol.37/no.634
Page Number(s): 10
Genre: Article
Coverage: United States
Language: English
Copyright Holder: Publisher
Copyright Information: Download for personal use, freely distribute link
Bibliographic Information:
Pearlman, Mark B. "I" to "We": Personalized Judaism Inspires Collective Jewish Action and Peoplehood. Sh'ma: A Journal of Jewish Ideas. Jewish Family & Life (JFL Media). October 2006: 10. http://www.bjpa.org/Publications/details.cfm?PublicationID=7091
» View Publication
(PDF, 277 Kb)


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Juana and John are such wonderful hosts. The house is simply amazing and the FOOD was out of this world good
We chose this b&b because it was out of busy Lancaster and in the Amish farm country. It was peaceful and relaxing the rooms were clean bed was comfy and food was great.
Two wonderful days of relaxation were found during our stay at the Stoltzfus B & B. The hosts were very hospitable, gracious, caring, and helpful during our visit. The tour of the house, as well as the restaurant list and the map of the area's shops and other attractions which they provided, all contributed to our knowledge and enjoyment during our stay. Telling us about and then showing us the secret compartment to hide Underground Railroad fugitives was most fascinating. Additional history of the B & B, as well as that of the area, was quite interesting. Our bedroom was clean and bright, with a charming fireplace and very adequate closet and dresser space for our clothes and other items. Breakfast offerings were varied, including a large, pizza-shaped German pancake, a wonderful frittata (unfolded omelet), biscuits with sausage cream sauce, scrapple, and fresh fruits.Thanks for a wonderful stay, Ginger and Sam !!
When you visit Ginger and Sam, you take a step back into the early history of our country. The rooms have high vaulted ceiling. The wood flooring has been around longer than your great grand mother. The hospitality is wonderful. The area is beautiful. The best part is that, unlike other places in Lancaster county, Ginger and Sam are not pretending to be something they are not. They do not pretend to be Amish. They are just people who grew up in the area and exude its hospitable, hard working culture with an affinity for GREAT food. Our stay was pleasant, we were able to relax and we had great conversations with Ginger and Sam. Listen to them about the area, they give good advice.
Had a great time here, and the food delicious. The house was so full of history and decorated very nicely. Inn keepers where very nice and my wife and I can't wait to spend more time there. Thanks, Zane
Ginger and Sam know how to make you feel welcomed. We loved our stay.
We had a great time at Stoltzfus B&B. Ginger and Sam were such warm and friendly people and we were made to feel so at home. The breakfasts were out of this world and the atmosphere at the B&B was delightful! We will be back!
This was our second time staying at the Stoltzfus Bed and Breakfast and it just gets better each time!! Ginger and Sam have done an outstanding job creating a very welcoming stay at this B&B. The mansion is beautiful and warm and you feel very much at home. Ginger is an outstanding hostess making you feel part of her family. She is excellent in helping with questions about the area, and very willing to do anything she can to help make your stay a special one. The food is just delicious, and Sam and Ginger have a wonderful coffee maker that not only makes great coffee, but super cappuccinos as well! We have always liked trying different B&B's each time, however, when we are in Lancaster, we will be staying at the Stoltzfus Bed and Breakfast!
Ginger is very accommodating. I have dietary restrictions and she made wonderful breakfast that I could have. She is very helpful and wants to be sure your stay is enjoyable. If you have ANY requests to make your stay better she does an amazing job of fulfilling your request.
I stayed at Sam and Ginger's B&B for 3 days in early July. I was there for a personal spiritual retreat in a quiet, serene place. Sam and Ginger are incredibly gracious hosts. The inn is beautiful and the room was historic, very clean and very relaxing (great bed). The grounds are well cared for and there are quiet places to read and enjoy the outdoors.The experience exceeded my expectation since I was able to read several books and come away spiritually refreshed. I will definitely come back to the inn at future dates with my wife. Jim McClure
And that is exactly what we felt. Ginger and Sam were great hosts! Ginger made herself so available to guide us in the right direction as to what to see and what not to. Ginger's knowledge of the area was so helpful! Ginger set us up to have dinner with an elderly Amish couple and it was a real highlight of our trip. Ginger's breakfasts were to die for!!! All home made! Our room was very comfortable and very clean. I loved the fact that Ginger would come and sit at the breakfast table when we were almost done and have a cup of coffee with us and join right in on the conversation. I have not experienced another B & B owner doing that and it meant a lot to us. We had some great conversations! The house and it's history is very interesting. The value for the money is with out a doubt a bargain. Ginger you are loved and will be remembered very fondly!!
My girflriend and I stayed at the Stoltzfus B&B for a 2 nights in order to see Amish country. First off, the accommodations were wonderful. The B&B is a beautiful building, very homey and welcoming and with all the charm due to a structure of its age. We stayed in the Master's Chambers, which was simply amazing. It was charming, extremely clean, and very welcoming. It very well balanced adorable quaintness with modern convenience. Second, the people are terrific. The B&B is run by Ginger and her husband Sam, who is ex-Amish. Sam is quite busy, and the B&B is mostly run by Ginger. Ginger is perhaps one of the friendliest people that you will ever have occasion to meet, and she does an exemplary job running the B&B. We cannot compliment her enough, as a person, as a B&B proprietor, and as a travel resource. She was extremely helpful in regards to us planning our activities in Amish country, and we likely owe a significant portion of the success of our vacation to Ginger. Thirdly, the food is excellent. Ginger is an excellent cook, and the breakfast is always something different than you would expect. It is fantastic, in taste, aroma, and size. It will broaden your culinary horizons (mostly PA Dutch or P.A.D. inspired food) and sate your appetite. I don't wish to have this review drag on, but if there is any chance that you need a place to stay in Lancaster County, PA, this MUST be the place. The highest compliment that we can give is that we fully intend to stay again the next time we visit Amish Country. 5 Stars.
My husband and I spent two days over Easter weekend at Stoltzfus B&B and we had a wonderful time. The entire house is spotless and just beautiful and so charming. We stayed in the Master's Chambers--the beds truly are extremely comfortable and the linens and towels very soft too. Ginger and Sam are awesome hosts; they really take their time answering questions and helping you find just what you're looking for in the surrounding area. The breakfasts are also delicious! Ginger is a wonderful cook and uses local food sources whenever she can. The property is quiet and peaceful too and on a pretty little piece of country with farms around it. We slept very well. I highly recommend staying here--and we will definitely be back! Lynn
A last minute getaway at a lovely b&b was just what we needed. Ginger and Sam made us feel like family. The food was excellent, the room was spotless. I would recommend this b & b highly for anyone thinking about staying in the Lancaster area. The location was also convenient for any sightseeing..
My friends and I stayed at the Stoltzfus Bed & Breakfast for two nights in the beginning of February. We stayed in the Farmview Suite on the top floor of the Mansion. It was amazing to wake up on Sunday morning and find my nose being tickled with the most delicious smells wafting all the way up to our bedroom!!! I knew we were in for a treat. Ginger makes the most wonderful tasting food around! And that's just ONE of my highlights of the weekend. Sam & Ginger are such great hosts. Staying at the Stoltzfus B&B is just a great experience all around!!!
Sam and Ginger were lovely people and hosts. My wife and I stayed in the MASTER's BEDROOM which was the largest with a king sized bed and fire place. The whole entire house was left to us to roam around and explore. The area is very much a huge piece of farmland with traditional Amish/Mennonite people who travel with hoarse and buggy. The breakfast was delicious. Very highly recommended. There are shopping places to visit called INTERCOURSE, yes INTERCOURSE and you can visit SHADY MAPLE for a huge all you can eat banquet and shopping.
On a trip to this part of PA? Sam and Ginger are super-hospitable B&B owners offering a quiet yet convenient place and at a great price. Heartily recommend and hope to return soon.
This was our second time staying this year. The hosts are wonderful, breakfast is out of this world - rooms are clean - towels are o so soft and fresh - and bed linens are so comfy! Staying with Ginger and Sam is like staying with family - they welcome you with open arms! Lovely place!
My husband and I had never stayed at a B&B before. Sam & Ginger made us feel very welcome. Our room was adorable and very clean. We enjoyed our fireplace and had a nice relaxing stay. The breakfast in the morning was outstanding! We will certainly be going back and will tell our friends and families about this excellent B&B!
Our weekend getaway to this spectacular B & B was more than we expected! We have stayed in many B & B's over the years, but never have we stayed in such a beautifully historic home as the Stoltzfus B & B. The house host many originally built features, 12 foot ceiling, original hardwood floors, classic baseboards and woodwork throughout just to name a few. The rooms at this inn are spacious and have large windows with eye catching view of the surrounding landscape. Some rooms have great fireplaces that warmup the place very fast, great for those cold nights. The breakfast.... WOW is the first thing that comes to mind. The foods was delicious to the eye and even more to the pallet, with plenty of it. The host of this cozy place are Ginger & Sam, two of the nicest people one can meet. We really enjoyed their company. Upon arrival we were greeted with a welcoming smile. We were given a complete house tour, and told of the houses great history. Ginger & Sam also gave us some great insight to some of the hidden treasures in Lancaster and the surrounding area. We had many questions about the Amish cloture, which Ginger & Sam were glad to answer. We were so impressed with our host, the house and well everything that we booked another stay!
Had a wonderful time at this B&B. The breakfasts that Ginger made were delicious! Sam and Ginger were great hosts and very helpful with finding things to do in the area that we would enjoy. We will definitely be recommending this place to our friends and family and plan to stay there again.
My wife and I stayed here in early October 2013. Prices are reasonable, breakfast was plentiful and delicious, and the service lacked nothing! We had to leave early in the morning on the day of our departure, but Ginger went "the extra mile" and prepared us fresh strawberries and local greek yogurt. BTW, the coffee machine is awesome and on all the time. Fire place in our room was nice too! Thanks!
We were greeted by two wonderful hosts, Ginger and Sam and led to the "masters chambers" bedroom, a magnificent king bed with fireplace and bath. Each morning our hosts served an outstanding breakfast by anyone's standards and we didn't need to eat again until nighttime. They hooked us up with some great excursions including a dinner with an Amish couple in their home. That was on my bucket list. James & Jacquelyn
The Stoltzfus B&B, hosted by Sam and Ginger was a great experience! We had family visiting from TN and took them to the Lancaster area for a bit of R&R. The hospitality, amenities, and meals with Sam and Ginger were the best! Just can't say enough good things about our visit, which we extended for another day because of the welcoming atmosphere, superior family-style breakfast and friendly guests. If you want a wonderful experience, visit the Stoltzfus B&B.
My family of five stayed in the carriage house at the Stoltzfus Bed & breakfast. Ginger & Sam were extremely welcoming, the house was clean and comfortable and the breakfast was five star! I'm still trying to figure out Ginger's recipes at the request of our daughters. :) We will definitely be back again this spring, three days was not enough!
We stayed at the Stoltzfus Inn for three nights and I wish that it could have been more. The owners Sam and Ginger are delightful people. Ginger's breakfasts were the best that I have ever had at a B&B. Ginger also pointed us to several out of the way places in Amish country to explore. We had a delightful mini vacation . I would definitely stay at the Stoltfus Inn again.
This was our second time back to the Stoltzfus Bed and Breakfast and it exceeded our expectations. Both of our stays were comfortable and relaxing. We came to Lancaster County in search of furniture, Ginger and Sam and more than helpful with suggestions. They helped us find exactly the kind of shops we were looking for. We've stayed in the main house and the Carriage House. Both rooms were beautifully appointed with antiques. The small details and personal touches make this Bed and Breakfast stand out. Breakfast is unbelievable! I looked forward to Ginger's cooking for weeks before our second stay. She really outdoes herself. I love that she pairs sweet offering a with savory leaving you satisfied nearly all day. Ginger and Sam are warm and welcoming hosts how really try to make your stay in Lancaster County a memorable one. They always offer suggestions and ideas for sites, food and shopping that are off the beaten path. Ashley and Jim
We were so glad we found the Stoltzfus Bed and Breakfast to stay on our trip to the Lancaster County area. Our four night stay was comfortable and relaxing. The breakfasts prepared by Ginger were delicious. The great conversations with other guests and Sam and Ginger were a great way to start the day. We felt we truly left as friends. We will stay here on our next trip to the area. Roy and Carol
Good News Report: Thank you for taking such good care of us this past weekend. Stoltzfus B and B is wonderful and we would recommend it to anyone making a trip to Lancaster PA. We will be back for the complete story of this unique historic home. Your heart of hospitality shone through in every area of our stay. Excellent room(great bed)delicious breakfast, special conversation. It is so good to be connected with you. Thank you so much for the information about finding a hand crafted quilt. We are thrilled with our purchase. Keep on in His Good Work of Grace.
What a peaceful unique setting!! Loved the history of this place and the delicious and attractive breakfast Ginger makes made for a wonderful time! We will be back!


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Bloomberg Visits Albany, Seeks Money
Michael Bloomberg came to Albany on Monday asking for money, and painting a grim picture of what New York City would look like if he didn't get it.
One third of all senior centers, shuttered; thousands of public school teachers, laid off. city government, inefficiently down-sized.
While asking for money to keep New York City's government operating this year, Bloomberg is lobbying for a series of technical changes in state law that he said could prevent the city from facing future cash problems of its own. Among them are changes to city pensions, teacher seniority rules, and canceling $12,000 annual supplemental pay for uniformed retirees.
The mayor — who traveled to Albany with a cadre of aides — said he was there to "explain to Albany how they can help us reduce our costs elsewhere, without costing the state one dime."
Like Governor Cuomo —a fiscally conservative Democratic governor — Bloomberg is using the state's fiscal problems to push through structural changes he said will help lawmakers avoid future cash crunches.
The mayor wants the state to change a law that requires teacher layoffs to be done based on seniority, rather than merit. Assembly Speaker Sheldon Silver, whose support is crucial for any legislative action in the capitol, said he was open to finding some "objective" criteria, other than seniority, to decide which teachers are laid off.
But another element of Bloomberg's legislative push — the elimination of $12,000 supplemental pay for retired cops and firemen (sent on top of their pensions) — hit a speed bump.
During his testimony to the joint Finance Committee, Bloomberg was asked if he needed a "home rule" message — a formal vote of lawmakers — from the New York City Council before asking state lawmakers to consider canceling those payments.
"I don't know if it's necessary" Bloomberg told the committee. "I can tell you this. Unless you tell us you'll do it, I'm not going to fight that battle. I was asked by the legislature, with congestion pricing, to come up with a home rule message. We did," and, Bloomberg said those City Council members who took a vote on the controversial bill were left "twisting in the wind" because state lawmakers never followed up with a vote on the same legislation.
"I'm not going to let that happen again," said Bloomberg.
Later, City Council Speaker Christine Quinn, a Democrat and ally of Bloomberg, told the committee that a home rule message was "likely" needed in order to cancel those $12,000 payments. Afterwards, Quinn told WNYC the issue was still being researched by her staff.
The mayor told reporters eliminating the $12,000 payments could save the city enough money to prevent thousands of teachers from being laid off. And that equation, he said, would be powerful argument in the City Council, if the issue needed a vote there.
"I think the City Council is going to have to sit there and say, '10,000 teachers or a home rule message.' That seems to me something that'll carry pretty quickly," Bloomberg said, "but I don't even think it's needed."
After testifying in front of a joint Assembly-Senate budget committee, Bloomberg told reporters "We are going to get less money, New York City is, from New York State. I'm not happy about it. But that's the real world. That's the only way the state is going to get its budget under control."
"If they don't give us an alternative on how we can reduce the effect of the cut, not the cut…it's going to be virtually all in personnel," the mayor said. "And senior homes is personnel because the expenses is not the rent of the buildings. It's the people that work there."
He also said, "Make no mistake. Those will close. We don't have the money."
But, Bloomberg said, there are restorations to Governor Cuomo's proposed budget that legislators need to make.
"We're not up here like you'd think we'd be, asking the state 'Don't cut, give us the money.' We're asking for it to be equitable, which I don't think it is."
Those restorations include $300 million in aid to municipalities, which was zeroed out last year and is proposed to be zeroed out in Cuomo's budget. Also, Bloomberg said there is $650 million that Governor Cuomo's predecessor, David Paterson, "promised" to send to New York City. Bloomberg says Cuomo has an "obligation" to honor that commitment.
"I think every administration has an obligation to honor previous administrations commitments, because otherwise, nobody could make long-term commitments," Bloomberg said.
His comments on that subject came minutes after Cuomo's budget director sent out a statement disputing Bloomberg's calculation about how much of a cut in funding New York City is slated to get from the state.
"The Mayor's budget assumed a double-digit percentage increase in education aid," which Megna said "was obviously not realistic."
Megna — who was also Paterson's budget director — said, "Governor Cuomo's budget does not cut $1.4 billion in education aid to New York City. Rather, on a year to year basis, education aid to New York City is cut $579 million."
When asked about the discrepancy with Megna's figure, Bloomberg said the city was banking on $650 million that Paterson promised. Then, Governor Cuomo's "budget cuts us $650 million from where we were before. You add those two numbers together…you get $1.3, $1.4 billion."
Megna's push-back against Bloomberg's calculation was a reminder how, sometimes, Albany can be an inhospitable place for the mayor.
His well-orchestrated push to enact congestion pricing in Manhattan died — without a vote — in the Assembly, which is led by a Democrat from Manhattan, Sheldon Silver. The mayor has angered Democrats in the State Senate by funding their Republican counterparts — who support Bloomberg's resistance on taxes, but have dragged their feet on other portions of his agenda, including congestion pricing and non-partisan redistricting.
For his part, Bloomberg said the reception he got was positive. When asked about a closed-door meeting with Democrats in the State Senate, Bloomberg told reporters, "There was no argument whatsoever" and "I walked around, shook hands with everyone, and everyone seemed please to see me there."


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DURHAM, N.C. - No. 14 Duke won the final five singles matches on the court Sunday afternoon to rally past No. 8 North Carolina 5-2 in men's tennis action at Ambler Tennis Stadium.
Carolina finished the regular-season 22-4 overall and 9-2 in the ACC. Duke improves to 18-5 and takes second place in the ACC at 10-1. Both teams receive byes in the first round of the ACC Tournament which begins Thursday in Cary, N.C. The ACC bracket will be announced later today. The Tar Heels will play in a quarterfinal match on Friday.
For the second time this year, Carolina took the doubles point from the Blue Devils but for the second time, Duke dominated singles play. The teams also met in January in an ITA Regional Final at Durham with Duke winning 4-2.
Winner for Carolina in doubles were Oystein Steiro and Nelson Vick at #2 and Ronnie Schneider and Jack Murray at #3.
Sophomore Brett Clark then gave the Tar Heels a 2-0 lead with a straight sets win over Raphael Hemmeler at #3 singles 6-1, 6-4.
Carolina was unable to maintain the momentum, however, as the next five matches all went to its arch-rival. Fred Saba beat UNC's Ronnie Schneider at #2, Bruno Semenzato downed Oystein Steiro at #4 and T.J. Pura beat Nelson Vick at #6. All were straight set victories.
Duke clinched the match at #1 singles as Jason Tahir won a hard-fought three-set match over Carolina's Brayden Schnur 6-4, 3-6, 6-3. The final match on the court was at #5 where UNC's Jack Murray fell in a tiebreaker in the third set, 7-4.
Carolina finishes its most successful regular season schedule since 2007. That team finished 24-4 overall, including post-season wins. UNC's 9-2 ACC dual mark equals the record it had in 2011 and 2013 but was a five-match improvement over 2013 when it went 4-6 in the league.
Tennis Match Results
North Carolina vs. Duke
Apr. 20, 2014 at Durham, N.C.
(Ambler Tennis Stadium)
#14 Duke 5, #8 North Carolina 2
Singles competition
1. #36 Jason Tahir (DU) def. #10 Brayden Schnur (UNC) 6-4, 3-6, 6-3
2. #46 Fred Saba (DU) def. #30 Ronnie Schneider (UNC) 7-5, 6-3
3. #63 Brett Clark (UNC) def. Raphael Hemmeler (DU) 6-1, 6-4
4. #86 Bruno Semenzato (DU) def. Oystein Steiro (UNC) 6-4, 6-3
5. Josh Levine (DU) def. Jack Murray (UNC) 5-7, 6-0, 7-6 (7-4)
6. TJ Pura (DU) def. Nelson Vick (UNC) 6-3, 6-3
Doubles competition
1. #69 Fred Saba/Raphael Hemmeler (DU) def. #32 Brayden Schnur/Brett Clark (UNC) 8-7 (7-3)
2. Oystein Steiro/Nelson Vick (UNC) def. Jason Tahir/Josh Levine (DU) 8-4
3. Jack Murray/Ronnie Schneider (UNC) def. Bruno Semenzato/Cale Hammond (DU) 8-6
Match Notes:
North Carolina 22-4 (9-2 ACC); National ranking #8
Duke 18-5 (10-1 ACC); National ranking #14
Order of finish: Doubles (2,3,1); Singles (3,2,4,6,1,5)


text:
We're seeing some interesting trends in the numbers of downloads of the Windows SDK, and it we would like to get feedback from SDK users about your experiences with SDK downloads.
As many of you know, we release both an ISO and web version of our setup. The ISO version is simply an IMG of the SDK, about 1.1 or 1.2 GB in size, which you can download in full to your disk. Using the Virtual CD-ROM Control Panel, you can create a virtual drive or you can burn the ISO to disk and install it like any other "hard" version of software.
The web setup, on the other hand, has been one of the main focuses of my work in the last year. The Setup team has improved the web setup experience, and now it is a really good choice for many of our users, especially those who want to just download individual chunks of the SDK, such as compilers or the SDK tools.
What's really interesting is that over the last several releases, the ratio between ISO and web downloads has changed dramatically. Thus far for RC1, the ratio is roughly 1:1 between ISO and web. For June CTP the ratio is 3:2. And for Beta 2, the numbers are roughly 3:1 between ISO and web.
It seems clear that use of the web download is trending upward over time. The reason for this trend is something we'd like to understand. Are users seeing the web download as being more secure or better than the ISO? Does it have something to do with the locations of the files on download.microsoft.com? We'd love to have your feedback.
Setup PM


text:
posted by Jake on .
When was the California Psychological Inventory created?
Have you learned how to use Google or any other good search engine yet? Research is called that because you must search and search, again and again if need be.
http://www.google.com ~~>harrison gough
Read through the different articles that come up.
If you need more help learning how to research online, please let us know.
It was first published in 1956-7.
(Broken Link Removed)


text:
Archived work, from October 17th, 2005.
The Client:
As developers of their own software and runners of several succesful online dating sites, the owners of Blue Compass Dating approached us to come up with 3 logos and a concept of how to re-layout their homepages.
The Challenge:
The client had a set idea on colours and font for the logos but wanted to give us free hands on the design of the homepage. This was really only a matter of laying out the content already on the page in a more logical way and make it look more pleasing to the eye.
The Result:
The designs were implemented troughout their sites, the snogLondon logo was blasted on posters in the London underground for a few weeks, unfortunately as the sites have grown the owners have had to make some drastic design changes themselves.


text:
Bellville Times
Harold E. Lyons, Sr. was born Aug. 5, 1932, in Bellville, the son of John Henry and Dora Estelle Felps
He grew up and attended school in Bellville. At the age of 17, Harold joined the United States Air Force and
retired after 20 years of serving his country. Harold then went to work for Volkswagen of America and Porsche/Audi for several years in Houston. Later, he began
teaching in Brookshire at Royal ISD as an auto mechanics instructor retiring after over 20 years of service, and then became a substitute teacher in the Bellville
Harold was united in marriage to Gloria Foytik on Feb. 2, 1953, in Lucedale, Miss. He enjoyed deer hunting and
treasured the time he was able to spend with his grandchildren and great grandchildren.
Harold passed away on Dec. 1, 2010, at the age of 78, at his home in Gallup, New Mexico. He is survived by his
wife of over 57 years Gloria Lyons of Gallup, N.M.; children Harold "Buddy" Lyons, Jr. of Bellville and Susan Smith of Gallup, N.M.; grandchildren Kevin Lyons
of Bellville, Scott Gagne of Dallas, Bryan Gagne of Rockwall, JuAun Burgess of Rockwall, Laura Lyons, Tammy Holmes, Sherry Glueck, Becky Fojtek and Patty Wright;
all of Bellville. Also surviving Harold are his 14 great grandchildren and sister Jean Holt of Houston.
He was preceded in death by his parents, 2 brothers and 2 sisters.
Graveside Service was 2 p.m. Tuesday, Dec. 7, 2010, Clens Cemetery, Bellville, Texas with the Rev. Michael
Groseclose, officiating
Pallbearers: United States Air Force. Honorary Pallbearers are grandchildren and great grandchildren.
In lieu of usual remembrances, friends who wish may make memorial gifts to: American Heart Association, P.O.
Box 15186, Austin, Texas 78761
Funeral arrangements under the direction of the Schmidt Funeral Home, P.O. Box 610, 12029 Highway 36 South,
Bellville, Texas 77418. (979)865-2424 www.schmidtfunerals.com
Posted by Joy Neely


text:
Diane Riley eBooks
eBooks found: 1
Tantric Secrets for Men: What Every Woman Will Want Her Man to Know about Enhancing Sexual Ecstasy
Diane Riley & Kerry Riley
Destiny Books, October 2002
Format: PDF, ePub
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text:
She's born in "The Art of Joy" collection,
focused on eroticism beauty. The Carmencita is a soft shoulder bag made of the best nappa leather. The interior in sheep suede leather has a little mirror and one zip pocket. A flap magnetic closure closes the bag. Carry it cross-body by the gold chain/leather shoulder strap.


text:
Retired parents often help their cash-strapped offspring. Sometimes it's the other way around - especially for older people who lost money in the finance company crashes.
That financial support can be very broad and include proffering advice and ensuring parents are getting all the government and other financial assistance they're entitled to.
When families pull together, the arrangements can be mutually financially beneficial, says Age Concern national president Liz Baxendine, who gives the example of paying parents for looking after your children.
Adult children who don't have money to spare can still help their parents by staying abreast of their parents' world, helping them get assistance and pointing them to services that can be of help, says Jocelyn Weatherall, director of financial planning firm Rutherford Rede.
This can be anything from helping them apply for half-price taxi services, to qualifying for a discounted hearing aid or tracking down financial assistance from agencies such as Veterans' Affairs.
The Ministry of Social Development (MSD) provides a number of financial assistance programmes for older people.
These include subsidised medical alarms, general assistance for medical and health-related travel, power, gas and heating costs, subsidised denture and spectacles purchases, temporary additional support for meeting essential living costs, and the Rates Rebate Scheme, which refunds up to $580 a year for some retired people.
Not all assistance is means-tested. Those with disabilities, which may simply be age-related, can qualify for assistance from Disability Support Services, which falls under the Ministry of Health. These include home-based services such as personal care, home help, respite care and help with the cost of equipment and modifications to keep older people in their own homes.
Baxendine says adult children could also set up a meeting between parents and Age Concern, which can refer them to other agencies, such as budget advice services.
The important thing is not to "parent your parents" but give them advice, says Weatherall. "People can be very dominant and not respectful of a senior person's views."
Parents can be encouraged to create five or 10-year plans, in which they list their goals and map out ways to achieve them, she says.
Keeping on top of regulatory changes is important. Rutherford Rede has dealt with clients who have had to unwind family trusts when it came time to go into a rest home. These days the Government allows older people to keep their house. If, however, the house is in a family trust, the debt to the trust may be taken into account as means-tested assets by Winz.
There are other ways of helping elderly parents. That may include paying their bills or offering to house them, which wasn't uncommon in previous generations. Some financial advisers recommend keeping property transactions with older relatives at arm's length, but many families still do it. That comes with all sorts of questions about how the capital of the home-and-income property is divvied up when the older person dies.
I contacted Exposing Unacceptable Financial Activities (Eufa) this week, looking for some insights into how older people who had lost their money in finance company crashes were dealing with their loss of savings.
A Hamilton member of Eufa emailed me. In his case, he contributed capital towards a house for his elderly mother. "We took the same percentage out when she died, then the rest was split according to her will."
The couple also set up automatic payments to cover her large expenses - such as rates and insurance - to help make her life more comfortable.
I phoned Harcourts on the North Shore to find out how big the market is for "home-and-income" properties to house older relatives. By coincidence, Robyn Coles, Harcourts' agent in Mairangi Bay, has just built a home-and-income property for herself and her parents, who are in their 80s.
Although Coles' parents contributed financially to the building of the 60sq m minor dwelling, the arrangement takes major financial worries away from them and gives them access to free on-site support, caregiving and assistance, which might otherwise cost a small fortune.
Coles says there is growing demand from people looking to buy home-and-income properties for the extended family. Sadly, it's difficult to get council consent to build them and those that are on the market often aren't suitable and would compromise the living conditions of the older person.
Children could also research care options for parents.
It's worth noting that going into a retirement village costs a small fortune and often eats through retired people's capital. Many retirement villages sell licences to occupy, which decimate some older people's capital. I've heard the business of running these villages described as 'farming the elderly'.
Older relatives should be encouraged to seek independent advice before making financial investments such as property transactions, says Baxendine.
Another area to be wary of is enduring powers of attorney. They allow a third party, which could be a child, to manage another's affairs if they are incapacitated.
If one child has enduring power of attorney, that child should take an audit of all assets when he or she takes on that power and keep a notebook listing all decisions made and the rationale behind those decisions, says Weatherall.
Where older relatives need any kind of assistance, it's wise to have a family committee that can help support and advise the older person and keep everyone with an interest in the loop. One Eufa member said he really wished he'd taken advice from his daughter, an accountant.
"In our own case we relied on financial advisers, whom we thought were the experts, to steer us though the investment arena.
"This turned out to be a disaster and, in hindsight, we should have considered calling on the expertise of our accountant daughter, who is well-versed in financial investment matters and had forecast that there could be trouble ahead with some of our investments."
Having said that, talking to your parents and listening to your children about your financial situation and taking financial advice from them are two different things. The ideal situation is to find a good financial adviser. If not, says Weatherall, at least make sure that you and your parents understand what quality investments are and how to diversify your money.
Many older people put money into finance companies without understanding the risk. Now the pendulum has swung the other way and many have all their money in the bank, being slowly eroded by inflation. Older people should be aware of the growth possibilities of shares and property investments.
Children of retired people born overseas may find themselves in the situation of supporting their parents financially if they don't qualify for NZ Super and free health care.
Their country of origin is important in determining their New Zealand entitlements. There is useful information on the Workandincome.govt.nz website explaining this.
The Health and Disability Services Eligibility Direction 2011 outlines who is eligible for publicly funded health care. Retired parents who are not eligible will need to take out private health insurance, which can be expensive.
Many retired migrants are unhappy with what they call "New Zealand's pension rip-off", where contributory pensions built up overseas are deducted from NZ Super before it is paid.
Even some Kiwis who have never worked abroad don't qualify for NZ Super, apparently, because they are married to foreigners who receive pensions from their homeland. Information can be found about this at NZpensionprotest.com.
One of the best things children can do is talk to their elderly parents about their finances. It's especially important to make sure they're aware of the warning signs of modern financial scams.


text:
Expires: Tue, 23 May 2017 23:55:16 GMT
Date: Tue, 23 May 2017 22:55:16 GMT
Last-modified: Sat, 02 Feb 2013 10:31:22 PDT
Content-Type: text/html; charset=ISO-8859-1
Item #
Old Milwaukee Playing Cards
This deck has been used, but is in good condition. All cards are there including 2 jokers. No bent corners.
Circa: Unknown
Condition: Used
Publisher: Old Milwaukee
Schlitz Beer Playing Cards
There are 2 decks of cards in the case. The red ones have been used, but are all there and in decent condition with no bent corners. The blue deck is still factory sealed.
Circa: 1970's
Condition: Used Good
Publisher: US Playing Card Co.
Wedge Lumber Playing Cards
How cute! This set of playing cards have never been opened. They are still factory sealed. The writing on the top of the cover says Good Luck Wedge Lumber Co. Wedge Lumber Co is located in Zumbrota, Mn.
Circa: Unknown
Condition: New - In Original Box
Publisher: Unknown
Schlitz Beer Playing Cards
A double deck of Schlitz playing cards. These have been used, but are complete.
Circa: 1971
Condition: Used
Publisher: Schlitz
Hotpoint Playing Cards
A full deck of bridge size playing cards with all 52 cards and 2 jokers. It appears these cards were barely used.
Circa: 1950's
Condition: Used - Very Good
Publisher: Unknown
Southern Pacific Railroad Playing Cards
WOW! Southern Pacific Lines playing cards. The full deck. The gold edges are still good on the sides of the deck. The small 27 page booklet tells about the picture on each of the cards. The outside box does have a stain, but the inside one is good. There are 52 cards plus one joker and also a salad card that could be used as a second joker. But, who would want to play with this wonderful find. The picture of the 5 of diamonds is the back cover of the outside box!
Condition: Used - Good
Manufacturer: Southern Pacific Lines
LSDP Co Lake Superior District Power Co Playing Cards
Lake Superior District Power Co of Ashland, Wisconsin is no longer in business. They merged with Northern States Power Co of Minneapolis, Mn during the 1980's. Northern States Power Co then merged with New Century Energies to form a new company called Xcel Enengy. The cards are new in the original package. The cellophane is intact.
Circa: Unknown
Condition: New - In Original Box
Publisher: Lake Superior District Power Co
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text:
Site: Toronto, Ontario (Humber College Athletic Centre)
Score: Michigan 100, G.T. Express 74
Next U-M Game: Saturday, Oct. 25 -- Maize and Blue Intrasquad (Crisler Arena), Time TBA
TORONTO, Ontario -- Sophomore Daniel Horton (Cedar Hills, Texas/Cedar Hill HS) got hot early and often as he exploded for 29 points in the University of Michigan men's basketball team's 100-74 win over G.T. Express Monday (Oct. 13) at Humber College's Athletic Centre. With the victory, the Wolverines closed out their three-day Canadian exhibition tour with a perfect 3-0 record.
Horton's all-around effort included five three-pointers.
Sophomore Lester Abram (Pontiac, Mich./Northern HS) finished with 10 points and led the Maize and Blue with seven rebounds, while sophomore Graham Brown (Mio, Mich./Mio-AuSable HS) also had 10 points, going 5-for-7 from the field. Freshman Brent Petway (McDonough, Ga./GriffinHS), who started the game, also had a solid game, going 4-for-4 from the field with three crowd-raising dunks. He also had five rebounds and two blocks.
As in the two previous exhibition games, the Wolverines got off to a fast start, as Petway highlighted the early going with a pair of dunks, giving the Wolverines an early 4-0 lead. G.T. Express held some ground early by getting some second-chance buckets, but Horton was too hot as he scored 12 of the first 25 U-M points and gave the Wolverines a 25-11 lead just eight minutes into the game. Another Petway dunk followed by two triples from Sims and the Wolverines pushed their lead to 37-16. As the lead grew, the Wolverines continued to work on their pressure defense and traps, continuing to throw G.T. Express off balance. Horton then hit his third and fourth threes of the half, pushing U-M's lead to 49-21 with just 3:48 remaining. Horton continued his first-half dominance as he sank two free throws and his fifth triple of the game to help the Wolverines go into halftime with a 57-32 lead.
The second half was a change of gears for the Wolverines, as they scored on their first five possessions from the post, including four buckets from Brown. But G.T. Express would not go down without a fight as it scored 12 points to cut into U-M's lead, 67-44 with 15:56 to go. A Maize and Blue 20-8 run pushed the lead back to 30 points, 86-56, with 6:15 remaining. After the media timeout, Michigan coach Tommy Amaker was able to get all 14 players in for the third straight game as junior/sophomore Dani Wohl (West Bloomfield, Mich./West BloomfieldHS), senior Colin Dill (Saginaw, Mich./Birmingham Country Day), sophomore Sherrod Harrell (Kalamazoo, Mich./Central HS), sophomore/freshman Amadou Ba (Mauritania, Africa/Bridgton Academy, Maine) and freshman John Andrews (West Bloomfield, Mich./Orchard Lake St. Mary's HS) closed out the game for the Wolverines.
Four of the five second-team Wolverines put points on the board, and Dill followed with a putback off an Andrews miss to help the Wolverines hit the century mark, as they closed out the game with a 100-74 win.
Michigan's next game action will be Saturday, Oct. 25, at Crisler Arena, when the Wolverines hold their annual Maize and Blue Scrimmage and fan day. The time for the scrimmage is still to be determined, with the Michigan-Purdue football game beginning at 3:30 p.m.
U-M Head Coach Tommy Amaker
On the three-game tour of Canada ... "It is early, but it has given us a little bit of a snapshot of, hopefully, things to come for our team. I think we have recognized that we are much deeper, especially in the post area. I really love our depth, our athleticism our length. I think we have a chance to do a lot of really good things if our defense is going to be as aggressive as we have showed during the past three days."
On the defensive focus during the three games ... "I think our defense is going to be key for us all year. The kind of program we want to be is going to be up-tempo, fast-breaking type of team. In order to do that you need to start things on the defensive end, creating turnovers and getting easy baskets. I am anxious to see if we can sustain that, but I like the start that we have had. I like the foundation. I like the pieces to the puzzle that we can possibly put in there. Now we need to grow, learn from this weekend and continue to develop it. Right now, I am just encouraged by what we have seen."
On where the Wolverines go from here ... "We need to get better in all phases. We need to get back to fundamental work. We have done so much to prepare for games, that sometimes you look at the whole method a little more than breaking down stuff. So we need to regroup and break down the things we were able to do well here and just try to continue to improve."
Senior Bernard Robinson Jr.
On the weekend tour of Canada ... "I think we played very well for our first three games. We had some pretty good competition, but I think we really showed we are heading in the right direction. I know I am happy with the results, but I know we still have to get better."
On the Wolverines' defensive pressure ... "I think we still have a lot of improving to do, but I think we had some really good pressure during all three games. The pressure we can put on really helps in getting the other team to get off balance and helps get them out of their game. We showed some of that this weekend and that helps us, but again, we still have some improvements to make."
Sophomore Daniel Horton
On the Toronto trip ... "I think we a got a lot out of the three games we played. They were all really good for us at this point in the season. We had our moments where we lost some concentration when we had the big leads, but we all played together and played well in stretches. There are still a lot of things we need to work on, but we have a lot of time to do that."
On the Wolverines' defensive pressure ... "I think that was a big focus this weekend. Everything for us starts on the defensive end. Getting a steal, clogging the lanes, putting the pressure on, giving a team only one shot is what we want to do."
On the next month for the Wolverines ... "We have to get back to the fundamentals. We need to work on a lot of the little things in order to get better. Again, this was a good test for us this weekend, but we need to go back to practice and work hard to get better and clean up some of the errors we had this weekend."
Freshman Dion Harris
On his first taste of college basketball ... "I was nervous at first, but due to us playing well together it just was a good experience. I am kind of sore today after playing three games in three days, but that's college basketball."
On thoughts of the Wolverines play this weekend ... "It went well, mainly because we played well. I think we still need to do some improving, but we did improve with each game this weekend. Today I think it all came together a little better, especially on the defensive end. Mainly we need to concentrate and continue putting the offensive and defensive game together consistently and we will be a good team."
Michigan's starters were:
-- Game 1 vs. G.T. Express (Oct. 11) -- Daniel Horton, Lester Abram, Bernard Robinson Jr., Graham Brown and Chris Hunter
-- Game 2 vs. University of Guelph (Oct. 12) -- Daniel Horton, Lester Abram Dion Harris, J.C. Mathis and Courtney Sims
-- Game 3 vs. G.T. Express (Oct. 13) -- Daniel Horton, Dion Harris, Bernard Robinson Jr., Brent Petway and Graham Brown
Michigan, which was 3-0 during the exhibition tour, won by an average margin of 35.0 points per game.
Michigan's highest point output was 100 points in the second game against G.T. Express (Oct. 13), winning 100-74. The Wolverines scored 95 in the first game against G.T. Express (Oct. 11) and 88 against the University of Guelph (Oct. 12).
Michigan had at least three players score in double figures in each exhibition game, with the high of five coming in the first game against G.T. Express (Oct. 11) -- Lester Abram (15), Brent Petway (14), Dion Harris (13), J.C. Mathis (12) and Bernard Robinson Jr. (11).
Michigan shot 61.1 percent (37-for-59) in the second game against G.T. Express (Oct. 13). The Wolverines shot 57.1 percent (40-for-70) in the first game against G.T. Express (Oct. 11) and 54.8 percent (34-for-62) against the University of Guelph (Oct. 12).
Daniel Horton had the highest scoring output for the Wolverines with his 29 points in the second game against G.T. Express (Oct. 13). He went 9-for-12 from the field, including 5-for-7 from the three-point line. Dion Harris had the second highest with a 20-point showing against the University of Guelph. He went 8-for-10 from the field, including 4-for-5 from long range.
Michigan had an exhibition-high 47 rebounds against the University of Guelph (Oct. 12). The Wolverines had 44 in the first game against G.T. Express (Oct. 11) and 41 in the second game (Oct. 13).
Graham Brown had the highest rebounding output for the Wolverines with 11 in the first game against G.T. Express (Oct. 11). Lester Abram had the second best with his seven in the second game against G.T. Express (Oct. 13).
Michigan had an exhibition-high 25 assists in the first game against G.T. Express (Oct. 11). The Wolverines had 18 in the second game against G.T. Express (Oct. 13) and 16 against the University of Guelph (Oct. 12).
Contact: Tom Wywrot (734) 763-4423
» Learn about Michigan men's basketball season tickets for the 2017-18 season.


text:
Halt the Crisis: The ECB should announce that it will become Lender of Last Resort for all Eurozone Countries. If I were running the show I would lead this off with a particular show of force. A short term bond issue for which there is heavy short interest I would have the ECB buy into specifically and dramatically to drag bond yields to 1.25%, in an effort to cause the shorts to miss their margin calls and take heavy losses on the issue.
This is not because I have anything against shorts, think they are acting irresponsibly or even initiating some type of implicit attack. Instead, its because I don't need to waste the rest of the afternoon or god-forbid the better part of a week with markets wondering whether or not I am serious. It will become abundantly clear within the first 10 mins of trading that I am quite serious and prices need to adjust, lest there be more losses of this type.
Replace Individual Sovereign Debt with Eurobonds: The ECB will pull on to its balance sheet all Sovereign Debt of Eurozone Nations are replace that debt with Eurobonds. This process can proceed over the course of weeks or months. With prices stabilized it need not be done fast.
Independent Issues of Sovereign Debt are Banned: Any Sovereign requesting additional funding must come through the ECB and be sterilized with Eurobonds. Rollover issues may be funded at the overnight rate. New issues will be initially funded at the overnight rate plus 2%.
Sliding Scale on New Issues: New Issues of debt, that expand the total stock of debt held by a member country will be funded on a sliding scale voted on by the European Commission. The sliding scale will provide for a penalty rate based on the Primary Balance of the nation in question.
Issue Holds For Violation of EC Rules: A violation of European Commission rules can result in a increase in the penalty rate for new issues or a hold on the funding on new issues.
The Single List is Replaced By Eurobonds: The ECB will accept only Eurobonds as collateral for primary funding operations.
Super-Sovereignty for Eurosystem Banks: Banks which participate in the Eurosystem and receive liquidity under primary funding operations, are no longer under the jurisdiction of member states. They are under direct jurisdiction of the European Commission, with the ECB as their regulator.
Right now, the EC is attempting to use "market discipline" to impose reforms on peripheral countries. As I pointed out from the beginning this is a dangerous game.
It only works if you are actually willing to drive the bond markets over a cliff and if you are actually willing to do this and the markets believe you then you go over the cliff automatically.
It is theoretically possible to thread the needle if you know that the peripheral countries are willing and importantly able to offer unconditional surrender. Then you can creditably halt the train from going over the cliff and everyone knows that you can and so you are safe.
Yet again, as we pointed out earlier, for this to fail all you need is incompetence, not intransigence, on the part of your counterparties. This is the problem with doomsday devices or credible commitments to be irrational, generally.
To solve this the EC should just abandon attempts at market discipline – which are unserious or in any case should not be used by serious people – and replace that with administrative discipline.
Simply require that member states come to the EC or the ECB for financing and that the financing may face a penalty or be outright refused. This means that the EC or the ECB can force a government shutdown without having to force a bond market crisis.
This is the power it really wants. It wants the power to say that Greek retirees will not get their pension checks unless Greece shapes up. It does not want the power to say Greek bondholders will not get paid. You see where that leads.
With this set up the only way a government can get out from underneath the EC's thumb is by running a cash surplus (not simply a primary surplus) which is what the EC wants anyway.
The concern that people will raise is that this puts "tax payers on the hook" for debts in other countries. I don't think this is in fact true, though one would have to sit down and look at the numbers.
What it does is puts Eurozone economic growth on the hook for the total debt in all member countries. Remember that now that refinancing operations are conducted only in Eurobonds they are "first at the table" in soaking up savings in the country.
Thus an excess of bonds over desired savings would imply inflation if the ECB took no action and higher interest rates generally if the ECB took action. The outstanding quantity of debt is not so high that I think you would ever need to raise taxes to finance it. The total debt is small enough that it can always be financed through crowding out.
And, since the EC effectively now has the means to force a cash surplus on member nations it can push the outstanding stock of debt down over time.


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Press-Telegram (Newspaper) - June 8, 1959, Long Beach, California BUS CRASH-FIRE KILLS 16, HURTS Ouster Move on Slows Down Dismissal Plan May Be Delayed for 12 Months HOME The Southland's Finest Evening Newspaper LONG BEACH 12, CALIF., MONDAY, JUNE 8, 1959 Vol. 108 30 PAGES PRICE 10 CENTS CLASSIFIED HE 2-5959 TELEPHONE HE 5-1161 EDITION (Six Editions Daily) The ouster move against City Manager Sam. E. Vick- ers probably will nol mater- ialize Tuesday and may he delayed for al least a year, j City Hall sources said today. One city councilman, pre- viously inclined towards a change in city administration, said off the record: "It won't happen until afler Ihe next city election." The municipal primary is set for next May and the final election for June, Mail Cargo Delivered by Missile Messages to in Payload Fired From Submarine WED TO ANOTHER WOMAN Rocket Ship Quads' jn Has Troublespree Flight families JACKSONVILLE, Fla. The Navy today made the [first successful delivery ol ALTHOUGH a n t i-VickersjU. S. mail by a guided mis- councilmcn were not Tnc mjssiie Was fired the number committed to a submiirine at SM lo adopting a resolution of chs- missal was reported to have lllc Navy s auxiliary air dwindlcd to three. Five arc'tion at May-port, Ha., al the necessary for removal. jmoulh of the St. Johns River! One other councilman, Jacksonville. viously considered an aiili-j Posirauslcr Gencra, Vickers vote, said he Sllmmerfield annouilced no part of the movement now.-Jhe succcssfu, dcU at a ami hasnt been invited to re, confer_ cent meetings of that faclion. refr "mors prevalent at the City Tuesdays Counci r i missile was not disclosed will be the second after the _. _______ traveled by submission of posed annual Vickers' pro- city budget, which some councilmen had said would be the signal for the ouster attempt to bre-jk into Ihe open. iThe Navy would say only that the 36-foot missile was fired Ifrom international waters off the coast meaning more than three miles out. The Navy in Washington, jhowever, es lima led the 'straight line distance at about 100 miles. THE CARGO of let- ters included one addressed to President Eisenhower. Other messages in the car- go, all from Postmaster Gen- eral Summerfield, were for DAVIS, Calif. lhe Cabinclp ma and Nevada police of justices hunting a mystery story of ,he Supreme court, the writer's 19-year-old of aM American who disappeared after apd territories? and thc' mg a Nevada gambling postrnaslers general of the 99J casino, saying she had lo get natjons whjch are mem.' u lbors of the Universal Postal Linda J. Millar, a more at the .University of, California branch in was last seen the night ofj May 30-31 leaving a casino Missing Girl Sought; Kin of Authors Craft Cut Loose From B52, Glides to Perfect Landing By JAMES ALLEN Military Editor THE REV. VINCENT J. NEVULUS stoops amid charred wreckage to administer last rites to Mexican farm laborers who were killed when a bus, fashioned from a truck, crashed into a tree near Phoenix and Wirephoto.) EDWARDS AIR FORCL. __ __....._ BASE-AmericatookagiantiyASKS DEBT CEILING RISE step toward manned flight here today as test piloti Scolt Crossficld sel the X15 rocket ship down after a four- minute, free flight. The black, stubby winged craft, which is destined to take man to the fringes of outer space, was cut lonse Farm Labor Ike Calls for vQIIICI I !llj Arizona Tree WASHINGTON Eisenhower asked from its B52 mother ship today to pay higher interest on savings 38.000 feet, 10 miles west of bonds and othcr ]ong.tcnll government obligations and to borrow more money than present law allows. here. For more than two minutes, newsmen gathered on a knoll Tlie higher interest rate near the landing strip sparked quick ID emocratic opposition in Shof Rogers Dry Lake could see' only the chase plane as they and Sen- BarrVi attempted to follow the (K-Ariz) to the plan for a higher na-'lf I I 1C brought the tional debt 'MI'O L-. CROSSFIELD X15 down in a lazy S while Eisenhower, in a special: he tested the craft's controls-messaSe' proposed to Con-j 'for Ihe first time. The .North American Aviation shijy the present 'suddenly became visible injper cem lnterest ceiling rate ithe clear, blue sky as savinBS bonds. The Treas- field made a glide turn his landing. Coming in on his final approach, Crossfield said over the radio: TOLD HER HUSBAND had just fathered quadruplets by another woman, Mrs. Grace Bravata faints into the arms of a newsman at her Photo.) Lake Tahoe. "I've got tc hike s of Mr. and The missile was fired at a.m. and landed safefy at a.m., the department said. Assembly Hits Revise of Budget announccd at the same time that if Congress ap- proves, it will boost the rate S to 3% per cent on all savings PHOENIX farm laborers were killed and 32 others were injured when !a crudely fashioned bus crashed into a tree and ex- ploded near Phoenix today. The highway patrol, which had difficulty determining the number of charred and cre- mated bodies in the twisted wreckage, listed these figures PITTSBURGH wom- an official, but said there may [bonds sold after June 1. i The E small The auxiliary power units h are working real wet wisrJto the smal, invest often I could do a barrel roll." an entertainer who faced death daily holding targets in a trick shooting act was acci- dentally shot to death Sun- day by a 9-year-old boy who ibe more dead. All the victims were Mexi- can nationals. Many of the injured were reported in serious condition with burns and broken bones. The E small de- came to see her perform. The shot rang out against through payroll the background of a frontier THE HIGHWAY PATROL quoted the driver, Nato Man- uel Gloria Jr., as saying he EAST ORANGE, of __ _ Ciro Bravata s quadruplets. d craft. and their mother are doing He referred to the cost tne same at the Pittsburgh Bi-idozed at the'wheel. Gloria ment which operates the but wM1 earljer centennial Exposition in Pointjsaid he had been feeling America's first to provide the extra profit. fine in East Orange General Hospital. CROSSFIELD brought the' maturity date on bonds isold before June 1 will be the Park and ended the life of.sleepy and was going to stop same but will bring X15 in for its landing al aniprofit But the proud papa admits! estimated speed of nearly, "I've got 200 miles per hour. The plane THE H BONDS, IN I OrK L-lty. t pH met nrinr t n fmir-h. SACRAMENTO Thej Bravata became the father, 08cm-led tnuch- of Sun Valley, Calif. The youth, who thought he was playing with a stage the big hegan to run but was which the daughter I the daughter Mrs. dramatic sight. Assembly voted 61-6 today to of a g'rl SUMMERFIELD said it was! reject Senate changes in boys Sat- (Continued Page A-4, Col. 5) at an intersection 100 yards ahead to turn the driving over to his assistant. The driver escaped serious injury. The workers were en route from a labor office at Mesa, Millar of Santa Barbara. Both! He reported the wheeled her parents write a Perfect land- stories, her father under the! on tlle trailing a pen name John Ross Me-! parachute to slow it down. Donald and the mother as' Tlie weight of the payload'just (he differences. Margaret Millar. !was rot immediately The Senate added mil- s' i .closed but Summerfield said THE GIRL bad been due to: postal workers were ready for sign in at the campus at 2 it. he admitted he iwas married to another wom-j Q an and had two children Pushing wm_o i i r TI iiuiii rt juuui uuict: tu mtsa, bought at face value, will still halted h" fathcr' The V1C" Ariz., to the garlic fields at mature in 10 years. But husband Frank, 40, semi-annual interest pay- ments will be higher. 2. Wipe out the present per cent limit on interest for stunned by the shooting, rushed over and slapped the boy, shouting, "You shot my Tolleson, west of Phoenix. the budget' to BUT BRAVATA, 39-year-; i. It disagreed with Ihe'old railroad freight state budget. Thc big 1959-60 spending bill was sent to a two-house "Oh, he's a fine conference committee to ad-'moaned Bravata's wife, Grace, J3S, as she lay in bed under sedation after hearing _ lion dollars to the S' t patrolmen said the head-on a m ey unloaded the By JOHN HIGHTOWF.R doHaVs To WHERE TO FIND IT -BM She had driven to Stateline' processed it and sped it onj Assembly on items involving sa.d the quads' mother, Louise! GENEVA W-The Dig and boost the temporary limit; J T' 'the highway patrol, Univcr-3 Bravata, knew all Four conference wcnt 288 to 295 billion. Resembling a couple of; F-lmer Charbeneau, who along he was married. k f H a f Castro rebels, two Los An- llvcs near the scene, said the suy o, campus be hap am d s, n men complete explosion awakened him. sites, State Disaster Bravata said, but as for Westcrn saicl these sf are walk to Mexico; and additional psychiatric Grace: agreement on a summit con- necessary for successful man- City. Story on Page A-7. I IT SOUNDED like a loud technicians for state mental "I have no desire to talk ferencc lagement of thc public debt. !clap of lnLlnclcr. hc said- "I hospitals. to her. I never did. She's been Forci ministers of ,neinOw al a record 286 billion Beach Combing-Page B-I ran to thc window and saw jgivmg me a hard time since united States. Britain dollars. j Hal A-ll the first day I married me( Russia-s: Both House Speaker Sam A-ll Bravata said his lawyer, a town at the lake, with way. young men from nearby Woodland-Tom Hudson, MALES dairy worker, THE TRUCK, which had been converted into a bus a with sides and a top, left easury bonds which run; Baseline Rd., a main'suburban ;..ve years or more to ma-j THE EXPOSITION, crowd- thoroughfarc just south of tne itunty. There is no limit with Sunday vustors, took Phoonix city plowed as.through a ditch and smashed thc permanent debt! (Continued Page A-4, Col. 4) jinto a tree. ceiling from the current billion dollars to 288 billion! WHERE TO FIND IT Resembling a couple and Frank' power company Cortijo, a employe. Both told Sheriff's Lt. James Gorman the girl was worried she could not get hack to her dormitory by the deadline. Weather- Low clouds late to- i night and early Tuesday, but mostly sunny. Little change in temperature. Marriage Bureau Closes Its Doors W O L V E R HAMPTON, England (UPI) A matri- monial bureau which open- ed here five months ago flames spread over the entire bed of the bus. Then I heard Andrci A' and Demo-. Classified-Page C-4 to C-9 screaming. Jesse Unruh Caponl of New.York. h eadquarters here in I a t erratic Senate Leader Lyndon Comics-Page B-6, 7 "I ran outside. By the time cu 11VK 1MU....., (D-Los chairman of "has got the case" and that a B. Johnson of Tcxa; cx. shut its doors Monday and jlhe Ways and Means Commit- the two planned to confer to- conference among pressed doubt that the in- admitted defeated. Thomas M. Rees (D-Los clav- f s themselves. They were re- lerest rate increase and the All the male applicants jAngeles) and Glenn Coolidge; CAPON! 'ported gloomy about pros debt limit boost could be were young and choosy, an and Sens. James Sunday that pcots for a considered together. .i- r. S lf........ and the mother of.after official said. All the males were widows in the: 40s and 50s. fe- MacBride (D-Ventura) George Lllc "'after a weekend declaration Rayburn and Johnson indi- eir 'Miller Jr. (D-Martinex) and lhc quads had ncver becn by Soviet Premier Khrush-lcatcd they expected no great JRandolph Collier (Continued Page A-4 Col 3) chev that he would not to raising the debt --------------------------------------------------------------------------------any arrangeme nt which ceiling, but that a hike m A-12 A-10 Shipping C-4 C-l, 2, 3 A-6 Tides, TV, C-10 Vital C-4 A-ll UNCLAIMED; WATCH FOR NAMES Kvould "perpetuate the occu- interest rates is a more con-l 13, 14, 15 Are You Missing Heir to Rebate? jpation regime in West question. This seemed to rule Your A-2 got there, most of those who could get out were wan- dering in a nearby field or were stretched out in the ditch. "By the time anyone got there to help, there was noth- ing they could do." The converted truck had only one exit from the bed, a single door at the rear. out the PROP-ROTATING TORRANCE CRAFT TESTED Are you a rightful claim- ant to part of a "Forgotten You might be. There are persons in the Long Beach area who unknowing- ly are "heirs" to an esti- mated total of S200.000. The "Forgotten Fortune" is in federal income tax re- fund checks which never have been claimed. The Internal Revenue Service at Los Angeles has an average of refund checks relumed each year, either because the recipient has moved and left no fir- warding address, or has failed to give a proper ad- dress on his tax return. The IRS officials main- tain files on the "lost" re- cipients for 10 years in the Los Angeles offices tiles bulging with approximately 80.000 names. After 10 years, the file- are transferred to Washing- ton, D.C. A research crew from The Press-Telegram recently combed through the files for the six-year period 1952- 1957. They accumulated names of nearly four thousand persons who have refunds coming ranging from S10 to SI.815 and whose last known addresses were m thc Long Beach area. The "heirs" lived Hermosa Beach to Newport licnch and from Long Beach to Whittier. Beginning Monday, June 15. The Press-Telegram will publish daily lists of names of the "forgetful heirs" as a public service. The list will appear Monday througn Fri- day frir eight weeks. H your name appears in one of the lists, you arc asked lo not telephone the IRS. Instead, write a letter providing enough informa- tion to properly identify yourself as the person to whom a check has been is- sued. The information should include the approximate amount you believe is owed lo you, an old bill or state- ment giving your name ind the address the IRS last heard from you and, if pos- sible, a carbon copy of your return. The Press-Telegram lists also will provide the tax year for which the check was issued. Remember, the lists begin next Monday. Watch for your name. Western position in the Red- encircled city. Some diplo- mats thought it would not necessarily bar an under- standing that Russia would refrain from any threat or use of force to try to squeeze the Western powers out of Berlin. KHRUSHCHEV SAID in Budapest before returning to Moscow that East-West ac- j cords "undoubtedly will be reached at Ihe summit" even no agreement is achieved by the foreign ministers. The Russian premier dis- I played confidence a summit 'meeting will materialize by advising Ihe governments of Page Col. 1) Plane Acts Like "Copter, Isn't TORRANCE air- plane with a fan on each wingtip takes off and lands like a helicopter and flies horizontally. Its successful test flights for the Army were dis- closed by Doak Aircraft Co. of Torrance, Sunday. THE CRAFT'S ability to combine the maneuvers of a helicopter and a conven- tional plane has been dem- onstrated at the big South- ern California test center, F.dwards Air Force Base. Here's how the Doak 16 works: The ducted fans on the wingtips rotate through 90 degrees. When pointed straight up, they lift the plane with no need for a runway. In the air, the pilot ro- tates the ducts forward and the plane goes into high- speed, horizontal flight. When he wants to land, the pilot rotates the duels back and the craft descends vertically. The first Doak 16 pro- duced has a wingspan of feet, is 32 feet long and 10 feet high. It carries a pilot and observer. THE ARMY is financing the current development be- cause of- its interest in the craft's possibilities for ob- servation and liaison. President Edmond R. Doak of Doak Aircraft, says he believes the plane, with longer range and higher speed than helicopters, will he useful for passenger and freight feeder-line fervice between small cities and major airports. ;
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ED Magedson – Founder
Ripoff Report
KREDIT KONCEPTS51 KENSINGTON AVE CLIFTON, New Jersey USA
KREDIT KONCEPTS QUINCY LUZUNARISKREDIT KONCEPTScreditrecoveryservice My credit repair RAPED by this piece of s** QUINCY LUZUNARIS CLIFTON New Jersey
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No idea why I even bother with a company who has the name Kredit Koncepts when the website address is somtn completley different "creditrecoveryservice". That should told me that this was a scam from the start. But I was taken in by the smooth talking QUINCY LUZUNARIS. This Scammer QUINCY LUZUNARIS, he is a polished scam artist, scammed me out of thousands of dollars in exchange for nothing but promises upon promises. He delayed actually fixing anything on my report which needed repair and promised some more. Finally I got sick of his crap and threatened to call the police on him, he promptly hung up on me and never answered my calls again. That is not how you do business you piece of crap scammer F*** QUINCY LUZUNARIS, You will not live in this world. God will smite you down and destroy you for attacking innocent people with theivery and deceit and theft. You are a sinner and you will pay for your sins.
This report was posted on Ripoff Report on 11/03/2013 10:20 PM and is a permanent record located here: http://www.ripoffreport.com/reports/kredit-koncepts/clifton-new-jersey-07014/kredit-koncepts-quincy-luzunariskredit-konceptscreditrecoveryservice-my-credit-repair-rap-1096707. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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#1 REBUTTAL Owner of company
Fraudulent Complaint
SUBMITTED: Thursday, January 16, 2014POSTED: Thursday, January 16, 2014
As owner of Kredit Koncepts, I'm deeply saddened by the following fraudulent complaint issued for Kredit Koncepts. To date we are registered under the Better Business Bureau with an A rating and have maintained an impeccable record of 0 complaints since staring the company in 2009
There are many obvious character assassination attempts in this false report so I would like to personal address them all:
1)Due to the unique spelling of Kredit Koncepts we have choosing to make credit recovery easy to find hence the affiliation with the domain creditrecoveryservice.
2) This report is dated November 2013 with a direct reference of Clifton NJ as our location yet our office has remained in the state of NC since 2011.
3) The individual claiming to be scammed makes more personal references to Quincy Luzunaris than about the company services they state were "not delivered."Also, be advised that the individual makes a note that they "scammed me out of thousands of dollars" however the complete price for our service is well below that amount. Additionally, to our knowledge the author of this complaint has never been a Kredit Koncepts client.
Though this is clearly an unsubstantiated complaint, we understand the position of RipoffReport to be that they are"not in a position to judge the credibility and truthfulness of the 600,000+ reports and the many millions of other comments posted on our site." Ripoff Report further states on their website that: "Because our reports come from users, we are not in a position to know what is accurate and what isn't."
We can respect the position of Ripoff Report; however regret that this has resulted in a fraudulent claim and defamatory comments regarding Kredit Koncepts and its owner. It is our hope that the author of this complaint updates their post to reflect accurate and true information. We take pride in making sure 100% of our clients are completely satisfied with our services and will continue to do so. Anyone who has ever enrolled in our program can contest to the hard work, passion, dedication, professionalism and results they see when they become a member.
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