text:
Wants to Meet Up
- Last login about 6 years ago
Join Couchsurfing to see Arafa's full profile. It's free!
About Me
My name is Arafa Omran,
I have born in Village that consider a part of the Great Cairo the Capital of Egypt,
Graduated from faculty of tourism & Hotel Management 2001, guiding section, Studying Egyptology for 4 years.
I have been work in different jobs first start to work in Diving center as a counter Attended then counter supervisor, Then Free Lance Egyptologist,
Then as a Tour Leader guide (Egyptologist) for adventure Company and a
My goal is to show you real country through the eyes of the Egyptian People, and share with you all what I know About My Country the Ancient and Modern history of Egypt, customs, traditions & culture of the Egyptians.
I consider people I guide them in my Country not a tourist but they are traveller which mean get closer to the cultural get closer to the people not only do the traditional sightseen
Egypt has a lot to offer to whole universe more that we can imagine, Egypt to The earth like the heart to the body, and its people Are as warm as their sun and Hospitable as their Nile.
been described as an 'asset to Explore' for his great attention to detail on tour and his enthusiasm for and knowledge of the history of Egypt
Tour Leader Guide for Explore world wide UK co in Egypt.
-Shorted list as one of the best 10 tour leaders of 500 tour leaders work for the Company in 130 Country allover the world. For 2009
-Check this link :
-Shorted list as one of the best 16 tour leaders of 500 tour leaders work for the Company in 130 Country all over the world. For 2010
-Check this link :
I have been to UK
ICDL. Certificate (Win, Office, Net) Excellent
-PADI, Emergency First Response (CPR (BLS) first Aid Adult). Course.
-Explore World wide First aid Course July 2009 valid from 25 July 2009 till 24 July 2012
Remote Emergency Care CO in UK
Individual as adroops togther as an Ocean.
- culture
- news
- reading
- traveling
- camping
- scuba diving
- history
- tourism
Music, Movies, and Books
Orintal ( Monir,Moneeb)
My Life in Ruins movie
Countries I've Visited
Jordan, United Kingdom
Countries I've Lived In


text: I got some new used wheels this week and love them! I still like my stock wheels but just wanted another pair to change the look a little. I'm thinking about getting the new ones painted to match my truck. Well the face painted so that its two tone. Also does anyone know how to reset the tire pressure monitor system so that the truck will notice the new wheel senors?

subset: commoncrawl


text: Timeless horology gets a new addition to its arsenal with this sleek Maurice Lacroix watch. Meticulously designed in Switzerland, the watch comes with a mannish large charcoal-coloured dial set with gold hands, index hour markers, Arabic numerals at 6 and 12 oclock and a clean-presented date window at 3 oclock. Fitted with an automatic movement, the watch comes with an anti-reflective and scratch-resistant sapphire glass and a polished silver stainless steel case. The timepiece fastens with a textured leather strap and a secure folding clasp that will add an elegant finish to smart-cut suits or off-duty cashmere jumpers.Check stock and price


text:
Let's see if we can figure out what's causing your symptoms.
Select additional symptoms and we'll narrow your results.
Your symptoms:
- Abnormal urine color
- Back pain
- Nausea
What causes abnormal urine color, back pain and nausea? 2 possible conditions
See a list of possible causes in order from the most common to the least.
Kidney stones are solid masses of crystalized calcium or other substances that originate in the kidneys but can pass through the urinary tract. The greatest risk factor is making less than one liter of urine per day.
Porphyrias are rare types of genetic blood disorders in which patients have a defect in heme production, an important part of hemoglobin. Blisters are a sign of porphyria cutanea tarda, the most common type of porphyria.
This feature is for informational purposes only and should not be used to diagnose.
Please consult a healthcare professional if you have health concerns.
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text:
Each school has office staff who are trained in CPR and first aid. The two school nurses travel to every building in the district and can be called for any emergency.
If your child is experiencing health issues or medical problems, please contact a school nurse as we are here to assist you and your child.
Contact information:
Pam Schaal RN
(608) 437-2400 ext. 5104
E-mail: schaalpam@ mhasd.k12.wi.us
CJ Goodwin RN
(608) 437-2400 ext. 2195/3291
E-mail: email@example.com
Feedback: Did you find what you were looking for? Please let me know what you would like to see on this site. email@example.com
Form needed for medications to be given at school
Medication procedure
Procedure information for medications to be given at school
When to keep your child home
Guidelines for illnesses and when to stay home
State immunization documentation and waiver form
Wisconsin school immunization form


text:
'The Velveteen Rabbi' on Raising Money for Mosque Repair
It's not every day that New York Times columnist Nicholas Kristof cites a rabbinical student, but Rachel Barenblat won that distinction on Sunday, when the writer mentioned her recent success raising money so that a vandalized Queens mosque could replace its damaged prayer rugs.
On August 25, a drunk man entered an Astoria, Queens mosque, called the worshippers there terrorists and then urinated on their prayer rugs. Apalled, Barenblat tweeted about the incident and someone reading her Twitter stream suggested that they find a Queens synagogue interested in donating money to pay for new carpets.
Instead, the 35-year-old posted on her blog, "The Velveteen Rabbi," a request for donations to be passed along to the Al-Iman mosque, to pay for a steam-cleaning of its prayer rugs.
Barenblat posted the idea on Friday afternoon. By late Sunday, when she decided to stop collecting funds, $1,180 had come in from 65 different donors. "It struck a chord with people, because they started posting the link and re-tweeted, and the money started pouring in," she told The Sisterhood. Donors included people who identified themselves as Jews, some Christians, a few Muslims and Buddhists, and "at least one pagan," she said.
"Most of the donations were $18 or smaller, there were a lot of $5 and $10 dollar donations," she said. "It went viral in a small way. Sixty five people isn't hundreds of thousands, but it's more than I would have reached on my own, and God knows I couldn't have made a $1000 donation to anybody. I too am in the $18 donation camp."
After sending the mosque a check with a note listing the donors, she received an email from the mosque acknowledging the donation.
Barenblat says that she is deeply committed to ecumenical work. Now in her last semester of rabbinical school in the Jewish renewal movement's Aleph rabbinic training program, she is also a poet and mother to 9-month-old son Drew. She and her family live in a tiny Berkshire town near Pittsfield, Mass.
Last year Barenblat took part in a multi-denominational retreat of ten Jewish and ten Muslim clergy-in-training. "We spent a few days discussing the Joseph/Yusuf narrative, and I came away really wanting to do more Jewish-Muslim dialogue work," she said.
What lesson has she taken away from her successful inter-faith fundraising effort? "Part of what was amazing about this was seeing that a lot of people doing something small can create something much bigger," she said.
Your Comments
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About This Activity
We're sorry, but this activity is over. The last meeting was Monday, October 24, 2016.
Lyrical 2 dance movement. Co-requisite Ballet 5 or Jazz 3. Registrations for the year are taken in September.
Registrations for the year are taken in September. Classes are progressive; hence, registration for new students cannot be taken within the school year WITHOUT APPROVAL from the ballet director, Shelby McKee 303.670.7221.
Activity Age Group
WRC Dance Studio at Wulf Recreation Center
Organizer Info
Evergreen Park & Recreation District


text:
It\'s one of the greatest gifts you can give yourself, to forgive. Forgive everybody.Maya Angelou
Want to keep Christ in Christmas? Feed the hungry, clothe the naked, forgive the guilty, welcome the unwanted, care for the ill, love your enemies, and do unto others as you would have done unto you.Steve Maraboli
Flatter me, and I may not believe you. Criticize me, and I may not like you. Ignore me, and I may not forgive you. Encourage me, and I will not forget you. Love me and I may be forced to love you.William Arthur Ward
No man ever loved like Jesus. He taught the blind to see and the dumb to speak. He died on the cross to save us. He bore our sins. And now God says, 'Because He did, I can forgive you.Billy Graham
One must learn to forgive and not to hold a hostile, bitter attitude of mind, which offends those about us and prevents us from enjoying ourselves; one must recognize human shortcomings and adjust himself to them rather than to be constantly finding fault with them.Napolon Bonaparte
When women love, they forgive everything, even our crimes; when they do not love, they cannot forgive anything, not even our virtues.Honor de Balzac
We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light.Plato
"To forgive oneself"? No, that doesn't work: we have to be forgiven. But we can only believe this is possible if we ourselves can forgive.Dag Hammarskjld
Never does the human soul appear so strong as when it foregoes revenge, and dares to forgive an injury.Edwin Hubbell Chapin
Do more than belong: participate. Do more than care: help. Do more than believe: practice. Do more than be fair: be kind. Do more than forgive: forget. Do more than dream: work.William Arthur Ward
We must develop and maintain the capacity to forgive. He who is devoid of the power to forgive is devoid of the power to love. There is some good in the worst of us and some evil in the best of us. When we discover this, we are less prone to hate our enemies.Martin Luther King Jr
That's absolutely one of my most favorite movies, for so many reasons. I fought for that part; I wanted it badly. I took a lower salary, I did everything. Grace Kelly said, 'I'll never forgive you for playing that part. It was written for me. She [Kelly] got the prince [Rainier], I got the part.'Lauren Bacall
And their saying was no other than that they said: Our Lord! forgive us our faults and our extravagance in our affair and make firm our feet and help us against the unbelieving people.quran
Now, justification in this life is given to us according to these three things: first by the laver of regeneration by which all sins are forgiven; then, by a struggle with the faults from whose guilt we have been absolved; the third, when our prayer is heard, in which we say: Forgive us our debts, because however bravely we fight against our faults, we are men; but the grace of God so aids as we fight in this corruptible body that there is reason for His hearing us as we ask forgiveness.St. Augustine of Hippo
Forgiveness is the best charity. (It is easy to give the poor money and goods when one has plenty, but to forgive is hard; but it is the best thing if one can do it.)Meher Baba


text:
Baby Delight Blanket
SKU# 99204999Item No. 99204999
Availability: In stock - 11 Colors to Choose From!
Regular Price: $24.99
- Details
Delightful pineapple bordered lacy blanket. Shown in (7013) Marshmallow Swirl.
- Additional Information
SKU 99204999 Brand Mary Maxim Exclusive Mary Maxim Exclusive Width 31" (78.74 cm) Length 34" (86.36 cm) Project / Craft Type Crochet Crochet Hook Size H-8 (5 mm) Yarn Range Number Mary Maxim Sugar Baby Stripes Yarn
No. 924
Kit Includes Yarn, Pattern


text:
Einstein and Culture
€ 27,49
Besorgung - Lieferbarkeit unbestimmt
März 2005
BeschreibungPopular images of Albert Einstein often depict him as either an almost superhuman solitary genius or as a countercultural rebel. In this unique perspective on Einstein the man, sociologist of science Gerhard Sonnert argues that both popular images are simplistic and misleading because they fail to account for the impact of culture. In this scholarly yet accessible book, Sonnert examines major features of German Kultur, showing how powerful cultural influences helped to shape Einstein's life and science. Starting with a review of the evidence supporting Einstein's rebel image, Sonnert confronts it with counterevidence that suggests his traditionalist side. The apparent contradiction is resolved through an extensive study of the cultural landscape of nineteenth-century Germany. Sonnert takes a close look at the German concept of Kultur, laying special emphasis on the related ideas of Weltanschauung and Weltbild, two German terms representing particular types of worldviews. Einstein and Culture demonstrates how strongly Einstein's physical research program was driven by a pivotal cultural goal: the quest for the synthesis of a scientific worldview (Weltbild). His was the rebellion of the idealistic radical in the name of Kultur against its perceived failings and shortcomings. Sonnert also shows that Einstein's quest was deeply motivated by a broadly defined religious impulse. Here again, the physicist reveals himself to be a true creature of Kultur, epitomizing the German scientist-priest. In conclusion, Sonnert argues that the mass exodus during the Nazi regime of German scientists and intellectuals, including Einstein, marked a demise of Kultur. However, this cataclysm also resulted in afertile synthesis between the German Kultur-inspired science and the quite different American scientific tradition. "Einstein and Culture is a fascinating, insightful, and original study of a neglected aspect of Einstein's life and work.
PortraitGerhard Sonnert (Cambridge, MA), a research associate in the department of physics at Harvard University, is the coauthor with G. Holton of Ivory Bridges: Connecting Science and Society, Gender Difference in Science Careers, and Who Succeeds in Science? The Gender Dimension, among other works.
Untertitel: Sprache: Englisch.
Verlag: HUMANITY BOOKS
Erscheinungsdatum: März 2005
Seitenanzahl: 427 Seiten
Format: gebunden


text:
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Atlas (Newspaper) - April 7, 1838, London, Middlesex ON THE LARGEST SHEET PRINTED. No. 621. Vol. XIII.] SATURDAY," APRIL 7, 1838. r EARLY EDITION LIN TIME FOR POST- THeU^IXAS of this day contains:- . ' PAOK PoHUdan.. . ....._____...... East Indian ana Cblonial Atlai., 2i0 Foreign^News ........�...>... ImMrial PorUaneHt. BritUiNeitv.k 210 Police Reports . .*�.. ..... %ccilenii OnmiuDD.. .��.*>� .'^..^ .:�� lOUceHanea...... f. .... 5... 2Z0 The Rereniie. 22V Births,' Mirriages, and IJeatht221 Adrertlsemenu221 THE eOl'ITlCrAN. IRISH PdilTICAL OUTBACJES. : i Morning Chroniglb-If ljut the hen-roost ofB.VT^ jotiniaAs in this cbiiritry ai'e siire to ni^iitain that anli-jiathy tp,the doctri^?8 ,pf MMrtin ,Li^^^ was the sole uiotiye which, ax^tuat^dithe tbiqyes. i^^^ unto all the World that in Ireland no breach, however trivial^ of anjr^ commandment in 'the' decalogile is ever cbmmtttei' save at the direction of Peter Dens,, and through the immediate instigation of the scarlet lady. In fact, there is 310 such thing as what is vulgarly called human nature to be found amongst our Irish fellow-sutrjects. They are mere Papists; no more under the influe|ice of the ordf-nary passions, feelings, and emotions which influence, Controui, and regulate the rest of tfie lon^ l^mily of Adam, than the petrified population of the bewitclied city in the Arabian jVighls* Entertainments. Whatever may be the participation of the J^ws.in the common sentiments and tf3l|lot>ti^V; ifiWI^^fek him, he will notbleedj you vroni^ mm, it is liptorions he wiU not reyenge. The reason is, thatourf feUow-citia^ns, the West Britons, SjK%6^e liyes^d cpn^exsa^oQS (strange wd mi^J^t y^i$rto reflect)' the series of tricks and im^ postures,.such a[s the ai^nals qf political humbug and party jugglitigfj for the hbnibtir' of iMi^lkiiTd; affprd ivO secoiid ol similar eilamjple bf, thdse iuvaliikbl^^ privileges, the nurseries of all freedomj^,the parent of all civilization, the best semiiiaiiesof pufil^^ ahd virtue, the very levers that lifted the rest of Europe out of the depths of primeval anarchy �and barbarism^ are wantonly, profligately, ^d remorselessly denied to a people whose past circumstances and present condition most imperiously call for their establisjhment. , . british colonization. British and Foreign REvipr-At the commencement of a colony, or, as it, was, formerly aptiy called, a plantation, the position of the colonists towards, their.remaining brethren bears a strong >andogy to that Of child and parent. Both th6 child aud the colony require for a time the aid and proteption of the patent; the prosperity of both depends greatljr upon the principles ^ilidwmai:ket;fbi''their,produce will have l^een opened. Both, partiefi ,T01f ha^e fttfjowved their condition? the cblppists settling bp'^a'^^w sibil will have obtained highLwages and iocresusedprbfite,!whilst the rest of their, countrymen will have exchanged competitors for customers. A; channel' Will haVe been opened into which the redundant la;botir'�ipdVa]^i^bf*he old state may cpn-tinueto jBPy^wi^h ad^yaiitage to the, country from which they are abstr^ted, mi^ to.the> .colony to which they are transmitted, i Apart from considerations of merematerial interest, no true- lover of his country can overlook the' higher purpose of spi;eading his name and language to the uttermost, parts of the earth.' 'Here the advantages to the citizens of theparent state terminate, i They have no, right to^ tax the industry of the colonists. They have no riglit tb Jmpbise restrictioBi-bf aiiyila^ on t&e colony^ \wth a View the ^xclusiire bijnefit; of the inhabitants^f the bid . to which we shiall hfeive occasion to refer hereafter, they have no right to interfere in thfe dlispbssd Of colbniWlandsr The welfarfe of the colonists must form the paran^ount consideration in: all measures directly or fem^^ colony. T^hey* have endured airthe hardiships^and privations of reduci a wiideriiess to cultivation;" T?hafe wilderness has become their home, and it would be the height Pfiiyustice to tax their property or restrict their ipduS for the benefit of the mother cbuptry. These pri!ticii*i(es, which in th^^^ stract will sca^ and the eternal truths of nature to be treated as e^loded sophisms. ' . ' , ' ' For just expertencertells in every soil/ - That those i�h6thinkinuit govern those who loll And just experience, as well as plain reason, tells equally that those who toilcan never bff the same class with those who think. ^Education jnay do much' to humanize and enlighten all orders of society, and we? anxiously; wish to > see It promotedion pk-oper and practical principles. But it Would be a K^el'tipon all that is useful and venerable ii^ learning, to suppose that,, by any ptocess whatever,. the" mechfinical classes generally,can eyer.possess-the same relative mental cultivation as even the least instructe/l of those in a higher station. It would be a contradiction'to the whole law8ofmind,atid a discouragement to the social progressof our species, if it cQtild:|je 'gepe^^ally jidu^ted that wealth, 'exemption'from ipanu,al labour,.acce$s to the stores jwith which the page of literature is filled, and intercourse jwith cultivated and intellectualcompanions, must infallibly (confer a vast superiority on the average Condition of the higher classes as compared with the pooi*. It is ,the worst iof sycopliancy to persuade them'ptherwise, or to fill their minds, as is own attempted, witk*cbrn
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text:
First glance: Senran Kagura
This season's main ecchi show tells the story of five schoolgirls who are preparing to become true shinobi (ninja). They take a secret training within the walls of the common school, and sometimes they even get a real job:
But that's not all, of course. Because the plot focuses not only on their ninja skills but equally on their feminine charms. So, sometimes there is a feeling that the screen will burst soon from the abundance of huge bouncing breasts and other body parts of our heroines.
So, this show is just for us, my dear fans of ecchi. As for censorship, it wasn't spotted in the first episode, but rather because there was no place for it this time. The next episode will show us how much flashes or fog we should expect in certain scenes. Let's hope that we will not have to drop the rest of the series in anticipation of Senran Kagura BDs.


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Former resident Sarah Chalmers offers an insider's lowdown on this year's Commonwealth Games host.
When the curtain rises on the Commonwealth Games tomorrow, host city Glasgow will be under the spotlight. Once derided as the murder capital of western Europe, Scotland's largest city has undergone huge regeneration.
A is for Architecture
The recent fire at Glasgow School of Art reminded the world of the sublime linear designs of Charles Rennie Mackintosh. The Willow Tea Rooms and the Mackintosh Church remain examples of the work of one of the city's most famous sons.
B is for Bargain
Rodney and Del Boy wouldn't stand a chance at the Barras, a mighty East End gem of a market selling everything from car parts to baby buggies and fur coats. The atmosphere alone is priceless.
C is for Chewing the Fat
Nobody talks as much - or as quickly - as Glaswegians. Take a trip on the Clockwork Orange, arguably the friendliest underground system in the world, and hark at the strange phenomenon that is conversing with thy neighbour.
D is for Drookit
Or "soaked to the skin", which is what you may be if you forget to pack a brolly. The city averages 76mm of rainfall in July, and is so famous for its inclement weather that local band Deacon Blue called their first album Raintown in homage.
E is for Edinburgh
The capital of Scotland. It's only a 50-minute hop by train - just don't tell the locals you've been. The rivalry between the two cities is intense.
F is for Fitba
Or football. Glasgow/Edinburgh rivalry is surpassed only by the Old Firm, the sectarian derby of Celtic and Rangers, the city's top football teams (with apologies to Partick Thistle).
G is for Green
Glasgow is Gaelic for "dear green place", thanks to its abundance of parks - try Glasgow Green, Kelvingrove or the Botanic Gardens.
H is for Horseshoe Bar
The city's biggest watering hole and just staggering distance from the last train home at Central Station. An ideal place to "tak a drink" - mine's a whisky and Irn Bru.
I is for Independence
A subject best avoided. Glaswegians have been debating the subject for more than 300 years.
J is for Jokes
Wegies like a laugh. But style yourself on The Big Yin - Billy Connolly - not Frankie Boyle if the aim is not to offend.
K is for The Krankies
The husband-and-wife comedy double act of Ian and "Wee Jimmy".
L is for Lassies
A local term for ladies. "Glesga wummin" are a breed apart, noted for their feistiness and not to be messed with.
M is for Mars Bar
It has become something of an urban myth, but some places still deep fry them. Rumour has it there's a chippy on West Nile St that can satisfy the urge.
N is for Nightlife
Glasgow's geographical position means it is still light until 10.30pm. The Sub Club, a sweaty, cavernous nightspot below ground level, has been a Glasgow institution for 25 years.
O is for Opening Ceremony
Rod Stewart and Subo are on the bill in the Celtic Park performance.
P is for "Peely-wally"
The skin hue of choice for the Glaswegian, or "pale and sickly". If you want to blend in, stock up on pies and sit in a bath of cold milk for that just-seen-daylight look.
Q is for Queue
Normal British customs apply. Get in line or pucker up for a Glasgow Kiss (head-butt).
R is for Red Faces
... which is what the poor Scottish athletes will be offsetting their peely-wally pins with when they parade at the opening ceremony in their flowery blouses and tartan shawl ensemble.
S is for Supper
A Glaswegian term meaning "served with chips", not an early-evening meal.
T is for "Taps Aff"
Or: "Time to remove your upper-body garments."
U is for Ubiquitous Chip
... or "The Chip", as the locals call it. A fixture on the city's culinary scene since 1971, and actually an upmarket West End eatery.
V is for Vernacular
In Glasgow, the tiniest smattering of local lingo will go a long way. Otherwise you may find yourself scunnered (disgusted) when a nippy sweetie (irritable, sharp-tongued person) asks if it is always dreich (dull, overcast and drizzly) where you come from.
W is for Wardrobe
Pack a cagoule and a brolly, some black opaque tights and typical spring or autumn outfits. The average July and August temperature is 19C.
X is for eXit
Take the High Road to Loch Lomond and the Trossachs for breathtaking scenery, just 45 minutesaway.
Y is for Yummy
The national dish of haggis may not be for the squeamish, but it is tasty. And once you've eaten a white-pudding supper (oatmeal-based savoury pudding), you'll never want to bother with fish again.
Z is for Zero
The chance you have of passing yourself off as Wegie if you are from anywhere south of Kilmarnock.


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Global Connections: Distinctive Career Fair Introduces MBAs to Global Employers
One year ago, Allison Maas was preparing to graduate from the Georgetown McDonough School of Business with an Executive MBA degree. She signed up for the school's Global Career Conference and Expo after hearing that General Electric would be there. Armed with her resume, she approached the GE table and introduced herself.
This year, Maas sits on the other side of the table, having landed a position in GE's aviation business. As she speaks to students, she can clearly place herself in their shoes, having experienced the same nervous jitters as the students seeking post-MBA jobs and internships. She said, "I can feel the nerves of all the students."
On November 22, Georgetown McDonough and ESADE Business School hosted their third annual Global Career Conference and Expo, the only in-person career fair that connects employers to MBA candidates from top schools who are U.S. students seeking global opportunities or international students seeking U.S. employment.
A total of 230 students from 18 business schools registered for the event, where they met with 26 employers.
The Global Career Search
Georgetown McDonough and ESADE created this conference in response to international student requests for greater visibility in the job and internship search process. While other schools hold virtual events, it was important to the two schools to create a live event to foster the connections between students and employers. In addition to the expo, many organizations conducted on-site interviews and information sessions.
"Because there are additional challenges in the job search process for students seeking opportunities outside of their home countries, we created this conference as a way to connect MBA students from top programs with international and multinational organizations," said Doreen Amorosa, associate dean and managing director of the MBA Career Center at Georgetown's McDonough School of Business. "This program is one of the reasons our international students have had great success in the job search process in recent years."
Among the Georgetown McDonough's Full-time MBA class of 2013, 76 percent of international students received a job offer before graduation – a 27 percent increase over international students in the class of 2011. They had an average starting salary of $103,695, $2,000 higher than their American counterparts and a 15 percent increase from two years ago.
Diverse Participants
Students from MBA programs around the country and across the globe attended the event, representing Georgetown McDonough, ESADE, Carnegie Mellon, Columbia University, Cornell University, Dartmouth College, Duke University, Emory University, Indiana University, New York University, Ohio State University, University of Michigan, University of North Carolina, University of Notre Dame, University of Pennsylvania, University of Virginia, Vanderbilt University, and Yale University.
Abikumar Jbijith, an MBA student from ESADE studying abroad at Cornell, felt that the face-to-face interaction with recruiters was worth the trip. "You should come here," he said. "Especially if you are close by. It's a great way to meet recruiters and network with other students."
Sam Chen, a marketing student from the Georgetown McDonough School of Business, attended the event to get an early start on his post-graduation plans. Chen said, "I am looking for a marketing job, to expand my horizons and find different opportunities in other fields." Chen looks to be aggressive and active at career expos to successfully achieve his career goals.
Students also appreciated the variety of employers at the event, including those with nonprofit or social impact missions. Tom Yiling Lu, a second-year Yale School of Management student, came to the event looking for finance roles at nonprofit organizations.
"It has benefitted me a lot to learn about the organizations and the social impacts they are trying to deliver, which is really meaningful and has made this a worthwhile trip to make," he said.
The companies represented at the career fair included: Abroad China, Alfa Fellowship Program, Amazon, Asian Development Bank, Athena Global Investors, Catholic Relief Services, CEB, Clinovations, Emzingo, General Electric, Global Health Corps, IBM, IDEX Accelerator, Inter-American Development Bank, International Organization Careers Office- U.S. Department of State, Laureate Education Inc., Liberty Mutual Insurance, Liquidity Services, Organo Gold International, Peace Corps, Plan International, Teach for China, The Nature Conservancy, The World Bank, U.S. Department of State, U.S. Department of Commerce, and World Economic Forum.


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Transforming business through innovative technologies since 1997. Intec solutions is an IT service company that provides its clients with cutting edge technology solutions. Through IT strategy and consulting Intec helps its clients manage operations efficiently, build, enhance and protect internal IT infrastructures and apply innovative technologies to give them a competitive advantage.
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Do you want your business to be more efficient, more productive, and more profitable? Does your technology infrastructure align with your business goals and objectives? At Intec Solutions we can deliver all of the benefits of a full time on-staff CTO for a price that's consistent with your budget.
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The faster technology evolves, the faster technology evolves. In plain English, that means acceleration. It also means that your IT platform must evolve at the same pace, or you could lose your ability to compete — and off-the-shelf solutions are not always up to the task. But Intec can design and build custom applications that will keep you ahead of the curve.


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st: Stata License Rules
"Feiveson, Alan H. (JSC-SK311)" <firstname.lastname@example.com>
"email@example.com" <email@example.com>
st: Stata License Rules
Thu, 15 Oct 2009 13:19:37 -0500
Hi everyone - I'm curious to know how any of you have addressed the following issue regarding number of users for a Stata license.
We recently acquired Stata 11 for a 9-user site license (Johnson Space Center). However we actually have more than 9 people who have Stata installed, but I been told that this is OK as long as no more than 9 people use it at one time. My question is at what point do we need to increase our maximum number of users? Right now, we have three people who use it for most of each working day, about two others who use it maybe one-third to one-half of the time, one with about 10% usage and about 6 others who have it installed but rarely use it. Given a mix such as this, does Stata have some criterion that would signal the need for an increase in the maximum number of users? Obviously there is no way to really tell how many people are using it at one time, although in our case, I would guess it's always less than 6.
One way would be to assume some distribution of user entry and exit times and then calculate the probability that more than 9 people would be using Stata at the same time. Then if this probability is greater than some threshold, increase the license capacity. Of course if this probability is anything greater than zero, Stata might not like that, but then the only way to absolutely guarantee no more than N simultaneous users is to restrict Stata to N machines. Clearly we don't do that.
Al Feiveson
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It just keeps coming back: dust
13 March 2017,
We wrote of dust before, for example here and here. The museum is like your home, dust gathers everywhere. Unlike my own house though, the museum is very, very big. The museum's dust problems are correspondingly large.
Last year a student from Cardiff University, Stefan Jarvis, undertook a dust monitoring project in the museum. Stefan was studying for an MSc in Care of Collections, which is a subject very close to my heart. Stefan is also the author of one of our guest blogs. Stefan placed a large number of dust traps around the museum building: in stores and exhibition galleries. You may be familiar with some of the galleries he investigated: our Geology gallery with the dinosaurs, the current "Wriggle" exhibition on worms, the Whale gallery and the Organ gallery where we display some of the largest paintings in the museum.
Collecting dust is really easy: prepare a sampler. Leave it out in a suitable location. Wait. For. Four. Weeks.
Once Stefan had gathered some dust he analysed the samples: he identified each particle under the microscope and determined where they all came from. This is where things started getting really interesting. For while undertaking scientific investigations are often laborious and involves much routine work, the results are often extremely illuminating.
This is what Stefan found:
- More dust accumulates in areas of high traffic (i.e., many people walking past).
- More dust accumulates at low levels (the closer you get to floor level the more dust you will find).
- Dust composition differs between spaces. For example, most dust fibres in a library store are paper fibres, while most fibres in public galleries are textile fibres, hair and skin.
- We found biscuit crumbs on the dust samplers in two galleries. This indicates that food was being consumed in these galleries.
Now, we love having people in the museum. In fact we undertake some of our collection care work during museum opening hours so that you can see what we are up to a lot of the time. Therefore, we are happy to accept that visitors always leave us a little reminder that they have been, in the form of a few dust particles. You can feel a 'but' coming on: but we do not encourage the eating of biscuits (or any other foodstuffs) in our galleries. Eating food in our galleries bears the risk of small amounts of food ending up on the floor, in displays, behind cupboards - or, as part of dust. Food encourages the spread of pest insects which, once they have eaten all the available biscuit crumbs, then start munching our collections. This is not something we endorse, because we try to preserve our collections for you to enjoy.
This means you can actually help us preserve the collections - by not eating in the galleries. We will be doing more work on this in the near future, by encouraging visitors to consume food in our fabulous restaurant or cosy cafe, not in galleries. In the meantime, we really do appreciate your cooperation and understanding for our no-food-in-galleries policy.
Find out more about Care of Collections at Amgueddfa Cymru - National Museum Wales here.


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Do We Have the Will to Wipe Out Malaria?
Malaria is an entirely treatable and mostly preventable disease. Less than a century ago it was prevalent across the world, but in high-income countries prevention, monitoring and treatment brought the disease under control and eventually eradicated it. In 1951 the United States hit a milestone by having three years without a single malaria case.
Malaria is a potentially fatal blood disease caused by a parasite that is transmitted to human and animal hosts by the Anopheles mosquito. The human parasite, Plasmodium falciparum, is dangerous not only because it digests the red blood cell's hemoglobin, but also because it changes the adhesive properties of the cell it inhabits. This change, in turn, causes the cell to stick to the walls of blood vessels. It becomes especially dangerous when the infected blood cells stick to the capillaries in the brain, obstructing blood flow, a condition called cerebral malaria.
There are four major strains of malaria, however, Plasmodium Vivax is most wide spread across Asia, particularly India; and Plasmodium falciparum is found in mostly tropical regions such as sub-Saharan Africa, and is the most dangerous of the four in terms of both its lethality and morbidity
Currently, over 3.3-billion people are at risk of contracting malaria because of where they are geographically situated. However, according to the World Health Organization, countries in sub-Saharan Africa and India are of significant concern. These countries are characterized by high levels of malaria transmission and widespread reports of insecticide resistance.
So why has the world not eradicated it already? There are a variety of reasons, the most obvious of which is funding. According to the U.N. the world has contributed only half of what it needs to in order to bring malaria under control. In the last few years, current funding has saved an estimated 1.1-million people, but it is not enough. More than 200-million people suffered from the disease in 2010, and about 655,000 died, the vast majority of them children under age five.
With more funding for research and development of new insecticide and for distribution of preventative tools, the world has the capacity to eradicate this horrific disease from our psyche. The question is, do we have the will to do so?
The evening and early morning hours are peak biting times for many mosquito species, according to the CDC, so consider ramping up your protection or staying inside at these times if you can. But, Conlon warns, other species bite during the day, too. "Whenever you're present, you're on the menu," he says. Flickr photo by ActiveSteve
Garlic has long been rumored to ward off mosquitoes, but there isn't much research to back up the claims. However, garlic does have some healthy benefits, thanks to the powerful antioxidant allicin that gives it its smell and flavor. Adding a little extra garlic to your summer diet certainly won't hurt! Pure garlic oil, on the other hand, when rubbed on the skin will repel mosquitos -- for around 20 minutes -- but it will probably repel everyone around you as well, jokes Conlon. There is one ingestible to avoid, however. The New York Times reports that alcohol is just about the only food or beverage proven to have a true effect on mosquitos, and the bad news is it attracts them. A small 2002 study showed that more mosquitoes landed on beer drinkers than tee-totalers. Flickr photo by lowjumpingfrog
This one is mostly rumor, says Conlon. When they're not feasting on humans, mosquitos obtain some nourishment from plants, so the thinking goes that if you smell like a pretty flower, a bug might mistake you for one, but it's never been proven, he says.
A small study from 2002 found that citronella-based repellents keep bugs away for about 20 minutes or less. While the plant-based oil is thought to smell bad to mosquitoes, it's not highly unpleasant to humans, so if you feel like it works, there's no reason to stop using it, says Conlon, but there may be a bit of a placebo effect going on, he says. The same study found that other plant-based repellents, like geranium oil, didn't provide lasting protection either. However, protection from soybean-oil-based repellents lasted about 90 minutes. Flickr photo by Keith Williamson
Whether you light citronella candles or decorative patio torches, smoke will keep mosquitos at bay, says Conlon. Flickr photo by TedsBlog
The CDC recommends wearing long sleeves, pants, hats and closed-toed shoes instead of sandals to cover exposed skin. In the dead of summer, this might not always be appropriate, but if you have to be outside during dusk or dawn, when temperatures are likely to be cooler, long sleeves may be more practical. "Any exposed skin is 'fair game,'" says Conlon.
According to the Mayo Clinic, taking a daily dose of 75 to 150 milligrams of vitamin B-1 (thiamin) could slightly change your scent in a way that might keep mosquitoes away, but the research isn't conclusive. Flickr photo by seanmichaelragan
Any pools or puddles around your home or yard can quickly become mosquito breeding ground. The Mayo Clinic recommends unclogging roof gutters, emptying any kids' pools, changing the water in any bird baths weekly, making sure rain is not accumulating in trash can lids and storing flower pots or any other unused containers upside down, among other tips you can see here. Flickr photo by elias_daniel
"Mosquitoes are bad fliers," Dave Shetlar, an Ohio State University professor of urban landscape entomology told Cleveland.com. Perch yourself near ceiling fans on patios, porches or open-air restaurants that have them. Flickr photo by JMacPherson
These electronic gadgets will wind up killing bigger bugs, like moths, rather than mosquitoes, says Conlon. In fact, an entomology professor from the University of Delaware published a study in 1996 showing that out of nearly 14,000 insects killed by six zappers in one summer, only 31 were biting fliers, Popular Mechanics reported. Another 2,000 were beneficial bugs that keep real pests at bay, and the others were harmless species. Plus, mosquitoes are attracted to dim light, so they may fly toward the zapper initially, but they'll likely turn away from the thing when they get too close, according to Cleveland.com. Flickr photo by hfb
The CDC, Consumer Reports and other outlets recommend this "very good repellent" Conlon says, which, at 40 percent concentration will ward off mosquitoes and ticks. However, it isn't recommended for children under 3, according to Consumer Reports. Conlon explains that isn't necessarily because of toxicity, however. "I think they probably haven't taken the time to get the [EPA] registration," he says, a timely and costly process, when children under 3 can be protected in other ways, like dressing them appropriately, he says. Flickr photo by fairfaxcounty
According to a 2001 study, this natural repellent is 10 times more effective than DEET. Since then, scientists have been studying its repellency, and Dow Chemical is in the process of getting EPA registration for a new catnip-based product, says Conlon. Of course, every consumer will have to weigh the cost and the benefits, he jokes. You'll repel mosquitoes wearing the stuff, but you're likely to attract cats! Flickr photo by cygnus921
This cryptically-named repellent, most well-known as the active ingredient in Avon Skin So Soft, is characterized by the EPA as a "biopesticide repellent," meaning it is in fact derived from natural materials. However, the same 2002 study found this compound protects against mosquitoes for only about 23 minutes. Photo from Amazon.com
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Archive by Date | Archive by Article Title
Thank You Etiquette
What is the correct etiquette for thanking people for all of their kindnesses after your child dies? Do we have to thank everyone individually? Is there a time frame in which we should thank people? What do we say? And when?
What You Can Do to Help a Grieving Family
"How can we help?" is a question often asked of us. All people are different so what worked for us might not for someone else. But if youre stuck wondering what to do, here are some things that we've found helpful during our tragic journey.
The First Year
The one year anniversary of our daughters death is only 2 weeks away. We are stunned by this fact. It cant possibly be that she has been gone this long and we feel worse today than we did when it happened.
The Other Children Know
I have seen some remarkable children since my daughter's death. Her 8 and 9 year old friends and classmates are a constant amazement to me in how they are able to process grief and move forward with positive thoughts and good, kind memories of things they did with their friend.
How Are You?
There is an assumption that when we ask this question of someone that they answer it as if their life is just fine. Now think of a person whose life has been turned upside down. Their child has died. How do they answer this?
Just Keep Swimming...
Its summer time and I watch my 6 year old learn to swim down to retrieve a diving bar. A simple task to some but for us, it is a monumental reminder that she can breathe and her 8 year old sister could not. It is a tribute to the strength of her sister who kept going even when it was so hard.
Blaming Yourself for the Death of Your Child
We can think of so many questions to ask ourselves why we didnt do more to prevent our childs death. We can very often ask these questions and blame ourselves for what has happened.
Routine for the Surviving Child
My surviving daughter has only known life with her big sister. Her big sister was her lifes buffer and safety net. Her big sister was a playmate, a confidante, a best friend, a late night bad dream soother. What must it be like for a surviving sibling? And how can we, her parents help her?
To Go or Not Go, That is the Dilemma
For anyone whos lost a child, it is nearly impossible to fathom that life moves forward. Its not plausible that daily routines and events can continue on without our son or daughter. But the world does move forward; it does continue on and inevitably we are faced with moving with it.
Living in the Moment
I have felt and understood the meaning of this phrase many times, in both good and not so good stages of life. But never have these words had a more profound meaning than now as I try to carry on living without my daughter. Living in the moment has become a necessity to survive.
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Clay "The Carpenter" Guida talks with MMACanada.net's David Stanford about his upcoming bout with Anthony "Showtime" Pettis, whether he'll be next in line for a title shot with a victory, what a diff watch video >>
"El Conquistador" Jorge Rivera talks to The Fight Nerd about his upcoming fight at UFC 127 in Australia, where he will meet Michael "The Count" Bisping. Rivera has been engaged in a brutal and often watch video >>
MMACanada.net caught up with one of the most exciting UFC lightweight prospects, Charles "do Bronx" Oliveira. Oliveira talks about his constant improvement day by day in the gym, his UFC career, pos watch video >>
Dwayne Lewis talks with MMACanada.net's David Stanford after his first round KO of Mike Nickels at MFC 26. With his eighth victory in nine fights Dwayne Lewis may be ready to battle it out for MFC go watch video >>
Curtis "The Demon" Demarce talks with MMACanada.net's David Stanford about his MFC 26 submission victory of Tyson Steele. Check out http://www.mmacanada.net for more behind the scenes coverage. watch video >>
Yoshihiro Akiyama (and his translator) talk London city, Michael Bisping, judo and the decline of Japanese MMA. Akiyama forms one half of the UFC 120 main event opposite Mike Bisping. The card airs watch video >>
Michael Bisping talks to Fighters Only about Yoshihiro Akiyama, his hopes for a title shot, possible fights with Nate Marquardt and Yushin Okami, accusations of judging bias and more watch video >>
Jason High talks with MMACanada.net's David Stanford after his first round TKO victory at Heat XC 6 over the previously undefeated Keto Allen. Check out http://www.youtube.com/user/mmacanadatv for mo watch video >>
MMACanada.net caught up with Fabricio Werdum in Abu Dhabi at the ADFC fighting championship, the man who submitted and gave Fedor Emelianenko his first loss in years. Werdum talks strategy and gamep watch video >>
Roy Nelson catches up with MMACanada.net and talks about his impressive performance against Junior Dos Santos and what he learned from that loss, his next fight and thoughts on who he would like to watch video >>


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This is a discussion on Smell Issue within the New Member Hangout forums, part of the Community - Meet other Enthusiasts category; Originally Posted by midntbluewrxc3 So did they replace the ignition coil? Mine threw a CEL yesterday and I cleared it ...
So I started my WRX this morning, and it was idling really rough. Then, the CEL started flashing. I turned it off, restarted, and the CEL was on solid. Drove it to Autozone to have them check the code, and it's P0302, cylinder 2 misfire, again.
To add insult to injury, the AC seems to have gone out as well. Looks like it's time for another trip to CarMax.
Sucks. Might want to take it to a Subaru dealership just for a estimate. At least then you might have someone knowledgable in Subies find out whats wrong and then take it back to Carmax for repair. I doubt Carmax mechanics are that solid (but I could be wrong).
06 GTO M6 Quicksilver, SLP 455 Bobcat, LS7 Clutch w/ SS line (RPM tune:373rwhp/373rwtq)
07 WRX TR M5 Garnet Red Pearl w/ Straight PPGs and Cusco front LSD (Agile tune:307whp/343wtq)
So I'm driving along today, and I notice that in addition to having a CEL, my temperature gauge is all the way up to "OMFG I AM SO FREAKING HOT OUCH OUCH OUCH" I think, "Oh ****!" and immediately slow down as much as I can (I'm on the highway when this happened), and turn off the AC. I limp along until I can pull into a parking lot and turn the car off. I let it rest for a bit, and then start it... the temperature gauge seems fine at idle. So I decide to head back to my hotel.
On the way back to the hotel, the temperature gauge is going nuts out of its mind. Sometimes it's fine, other times its up as high as it can go. I can sometimes seem to coax it down a little by driving gingerly, but over all it seems to have a mind of its own.
So here I am in Tulsa, 100 miles away from my home in Oklahoma City, with a car just out of the shop that may or may not be melting itself.
Last edited by UncleMidriff; 08-13-2009 at 08:39 PM.
You said you have a 30 day warranty from CarMax. Can you just return it to CarMax for a refund inside that 30 days? Because I would do that if you can.
Their 30-day warranty does include some text that says that, at their sole discretion, they can take the car back and give the customer a refund.
So, I'm stuck with this turd unless CarMax, out of the goodness of their hearts, decides to take it back from me and give me a refund. At this point, I don't really care either way. If they can fix it, then great. If not, though, I'd be happy for them to take it back. Somehow I doubt they'll do that though.
On a related note, I finally got the title and other paperwork in the mail from CarMax. The title indicates that this car only had one previous owner, which I knew from the Carfax report I ran on it back when I was trying to decide whether or not to purchase it. The title lists the name and address of the previous owner.
After a little work on Google, I found an email address for the previous owner. I've sent him an email politely asking for a little bit of history on the car. I made sure to stress that I understand that the issues I'm having are between me and CarMax, and not between me and him...I don't want him to feel like I'm trying to blame him for the troubles I'm having, because I really do understand that none of this is his fault. I'm honestly hoping he replies back saying something like,
"Yeah, man, I was barely able to drive that car to CarMax to sell it. That car was a total piece of crap. I told the CarMax people all about all the engine problems it had."
That way, I'd be able to go to CarMax and say, "Listen, I know you all just washed this thing and slapped a 'MaxWorthy' sticker on it and hoped no one would notice. So, how about you just give me my money back and we all forget this ever happened."
I realize the chances of things working out that way are slim...but a guy can hope, can't he?
Flirty User That's Younger Than the Chunks of Corn in Brian's Crap
Some of your issues sound like mine, however I don't think we have the same problem. Sorry for you luck, man. You really can't go back and say look, this is too much for it to be going wrong within the 30 days after you've checked it thoroughly?
2002 WRX Yellow Blaze
Bugeye Mafia #216
High Mileage Club
Flirty User That's Younger Than the Chunks of Corn in Brian's Crap
Have you heard anything back from the original owner? Not trying to put the blame on someone, but that's an awful lot of things to be going wrong. He must have done something.
2002 WRX Yellow Blaze
Bugeye Mafia #216
High Mileage Club
Still haven't heard anything from the original owner. That disappoints me, but I can't say that I blame him. I might not want to get involved in this sort of thing if I were in his shoes.
I did however, get a call back from CarMax. They sent the car to a Subaru dealer to see what the heck the problem was.
Diagnosis: Cracked #2 piston.
Does this sound consistent with the problems I've been having? Some guys at work are saying that the overheating would have caused the cracked piston, not the other way around. So, if that's the case, it's great that they're going to replace the piston, but what was causing the car to overheat and that piston to misfire in the first place?
I'm at a bit of a loss as to what to do now. CarMax has been good to me so far, fixing all of these problems for free, and they're extending my 30 day warranty, but I just don't really know what to do next.
I did drive it when it was over heating, but not much, and the temperature gauge was acting so erratically, I didn't really know whether to believe it or not. I feel bad if I did this to the car, but it has had misfire problems in cylinder 2 all along, and it did start overheating pretty much just after I got it back from CarMax for the first CEL (for the cylinder 2 misfire).
Oi, indeed...
06 GTO M6 Quicksilver, SLP 455 Bobcat, LS7 Clutch w/ SS line (RPM tune:373rwhp/373rwtq)
07 WRX TR M5 Garnet Red Pearl w/ Straight PPGs and Cusco front LSD (Agile tune:307whp/343wtq)
Flirty User That's Younger Than the Chunks of Corn in Brian's Crap
I'm sorry. ... I don't know what to tell you.
2002 WRX Yellow Blaze
Bugeye Mafia #216
High Mileage Club
Seriously, though, I understand that a cracked piston indicates a serious issue with the engine. It likely indicates that the previous owner drove the piss out of it, which is generally bad.
That said, is it even conceivable that they'll replace the piston and everything will be more-or-less ok? Or is this the type of thing where, once you get a cracked piston, it's pretty much over for the car?
I'm not sure I really want to know the answer to that question, but go ahead; I'll brace myself.
Well, I got my car back yesterday, after about a week and a half in the shop.
Here's a list of what they did to it, from the dealership's (the one CarMax sent it to, not CarMax) receipt
(this is all quoted as I'm not sure I could paraphrase it without screwing it up):
MISC Replaced #2 & #4 Piston. Resurfaced Head.
1 Ring Set-Piston
1 Piston Set
1 Gasket Cylinder Head
2 Gasket Intake Manifold
2 EXH Manifold Gasket
2 GSKT Rocker Cover No 20
1 Gasket Rocker Cover LH
5 Washer Rocker Cover
1 Coolant
1 Elem CP Oil Filter
1 Gasket
5 10W30 Mobil Oil
3 Guide Timing Belt
6 Bolt Socket
Total cost from CarMax, including labor, parts, and towing: $1986.57
Total amount I paid: $0
Does this all seems reasonable to you all? I'm not sure what half of the stuff on that list even means, so any help you all could provide in explaining it would be much appreciated, especially if something seems odd enough that I should give them a call about it.
So far, the car runs fine, and I'm glad to have it back. We'll see how it treats me over the next 30 days (that's how much CarMax has extended the original free 30-day warranty).


text:
Collections Browse L'Art est Inutile
- Image
- Courtesy Walker Art Center
- Rights
- Copyright retained by the artist
All content including images, text documents, audio, video, and interactive media published on the Walker website (walkerart.org) is for noncommercial, educational, journalistic and/or personal use only. Any commercial use or republication is strictly prohibited. Copying, redistribution, or exploitation for personal or corporate gain is not permitted.
For information on the use of reproductions for publishing and/or commercial use, please contact email@example.com.
- Title
- L'Art est Inutile
- Artist
- Ben Vautier
- Date
- 1967
- Dimensions
- sheet 10-5/8 × 7-1/16 inches
- Materials
- mimeograph, offset lithograph on paper
- Location
- Not on view
Object Details
- Type
- Prints (Posters)
- Accession Number
- 1989.393
- Style
- Fluxus
- Inscriptions
- Physical Description
- Black offset litographic text on white paper. TR mimeographed specifics for event. Announcement for a Ben event, part of the festival "Le Désir Attrapé par la Queue de Pablo Picasso," July-August 1967. folded
- Printer
- F. Jonvelle/R. Richetin
- Credit Line
- Walker Special Purchase Fund, 1989
- Object Copyright
- Copyright retained by the artist


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We have consolidated all of our University news sources into one location called BingUNews. Inside stories published through 2016 will remain available here. Stories published in 2017 and later will be found at BingUNews. Enjoy!
Vishal Gupta, assistant professor of strategy, will discuss some of the challenges facing female entrepreneurs and ways to addresses those challenges. He will speak at the campus celebration of International Women's Day.
Photo by Jonathan Cohen
Gender stereotypes often push women away from entrepreneurship
March 1, 2011Tweet
Vishal Gupta believes the way that entrepreneurship is presented, discussed and taught must change — especially for women.
"Where are the role models for women?" asked Gupta, an assistant professor of strategy at Binghamton University. "Pick up any book on entrepreneurship: It's all about men. Switch on the TV, and when it comes to entrepreneurs, it is Bill Gates and Steve Jobs. Where are the women entrepreneurs? They're not being talked about."
Of course, there have been many high-profile female entrepreneurs over the past half-century. The accomplishments of Oprah Winfrey, Estée Lauder, Mary Kay Ash and Debbi Fields are easily as impressive as those of Gates, Jobs, Richard Branson and Vidal Sassoon. But the failure to highlight the work of female entrepreneurs is exacerbated by societal stereotypes that often link entrepreneurship to masculine characteristics.
Gupta, who has devoted much of his research career to entrepreneurship, finds that gender stereotypes can discourage women from starting their own businesses, while gender-neutral messages prove most appealing to them.
"Some people say that the question of gender difference is timeless: It has always been there with us," he said. "My research goes deeper into the question: Do men and women differ when it comes to entrepreneurship?"
Questions and answers
To help answer the question, Gupta and colleagues Daniel Turban at the University of Missouri and Nachiket Bhawe from the University of Minnesota distributed articles about attributes of entrepreneurs to more than 465 undergraduate business students who were divided into random groups.
"A lot of what we know about gender differences tends to be anecdotal or based on archival data, such as the Census," Gupta said. "What we did was bring in the random-experiment approach, which is popular in fields like biology, medicine and agriculture.
"The nice thing about random experiments is that they take the guesswork from your analysis," he said. "We said, 'What if you gave a certain treatment to men and women who are randomly distributed in groups? What kinds of differences would you see based on the readings of the articles?'"
In the study, one group's article simply said entrepreneurship could be best taught through business education. Another group was told that stereotypical male characteristics such as risk-taking and aggressiveness produce the best entrepreneurs. A third group received the female stereotype, reading that characteristics such as social skills and networking are key for entrepreneurship. Another group learned that the best entrepreneurs have characteristics of both men and women, such as creativity.
"You wouldn't think there would be systematic entrepreneurial differences between men and women in these students," Gupta said. "They were all business students exposed to the same knowledge and opportunities."
Gupta and his colleagues determined that both men and women assimilated to the subtle reminders about social beliefs and entrepreneurship.
"When men and women were told that entrepreneurship is about male characteristics, men were more interested in becoming entrepreneurs," he said. "Women were less interested in entrepreneurship. … It shows the power of the societal beliefs we have. When we are subconsciously exposed to them, it can affect the way we think."
Women also showed little ambition for entrepreneurism after reading the female-stereotype article.
"When we presented the feminine information, nothing happened. Why? Because it is not consistent with what students are seeing and hearing in society about entrepreneurs," Gupta says.
Women shared equal entrepreneurial aspirations with men only when the gender-neutral attributes were presented. The study, "The Effect of Gender Stereotype Activation on Entrepreneurial Intentions," was published in 2008 in The Journal of Applied Psychology.
"We were surprised by how clear our results were about the effects of exposing people to those societal beliefs in subconscious ways," he says.
An entrepreneurial upbringing
Entrepreneurship has had an impact on Gupta's life since he was a young boy living in India.
"In many cases, entrepreneurship professors grew up around an entrepreneur who had a substantial influence in their life," he said. "In my case, that someone was my father."
Gupta's father started as an entrepreneur at age 16, working in the machinery business in India.
"When the family got together for dinner or lunch, you heard entrepreneurial ideas and new ways to create value," Gupta said. "That ends up having a lot of influence on your thinking."
Gupta earned a degree in mechanical engineering from Punjab Technical University and was pursuing a master's degree in industrial engineering in the United States when he met business professors at Penn State's Smeal College of Business. "It gave me a new way of thinking about ideas," he said. "That was the first important influence on me in the U.S."
The business classes motivated Gupta to earn a doctorate in strategic management from the University of Missouri.
Gupta began entrepreneurial research while pursuing his doctorate and soon became the driving force for incorporating gender issues, said Turban, chair of the Department of Management at the University of Missouri.
"He brings a lot of creativity, hard work and effort," Turban said. "He is good at thinking about what to investigate and how to frame it. … Some of the attributes that are particularly important are that he has a lot of drive and motivation that are coupled with ability and curiosity."
Gupta joined Binghamton University's faculty in 2008.
"When I first joined academia, my father said, 'What are you doing? Do something useful with your life,'" Gupta said. "For him, academia wasn't practical. Now he sees that I haven't lost my practical orientation. He realizes that academia doesn't take you away from being practical. You can do both."
Making the changes
Changing the way entrepreneurship is discussed starts not only with reaching young people, but also by always presenting it as an option for men and women.
"We never explicitly say that (entrepreneurship) is for men and not women," Gupta said. "But implicitly, that's what we are signaling. How? By emphasizing masculine characteristics."
Gupta points to arguably the most popular television show with an entrepreneurial focus, Donald Trump's The Apprentice.
"What that show is doing is turning women away from being entrepreneurs because they're looking at it and thinking, 'That's not me,'" Gupta said. "It so blatantly emphasizes those stereotypical masculine characteristics.
"When I watch TV, I have to work really hard to find role models for my female students, especially business role models."
Even when there is a successful female entrepreneur, the media can still present her in a negative light, Gupta said. One such example is a movie about Martha Stewart called Martha, Inc.
"If you saw that movie, you would not want your daughter to be an entrepreneur," Gupta said. "They show Martha Stewart as selfish and only looking out for herself at an early age. That's a big problem. You have to emphasize that entrepreneurs are people who contribute positively to the economy and society."
Gupta also would like to see the stories of female entrepreneurs "front and center" in textbooks with an emphasis on success "while retaining their feminine identity."
One place where that can be seen is in Gupta's home country of India, where 14 percent of women are entrepreneurs, compared to 8 percent in the United States.
Gupta and his colleagues conducted a similar gender-entrepreneurship study in India in 2009. Unlike in the United States, emphasizing female characteristics had a positive influence on Indian women's views of entrepreneurship. While India has greater perceived gender differences and barriers to women in business, it has had female heads of state and the female characteristics are consistent with successful business leaders in the Indian culture.
But Gupta worries that the expanding popularity of Western television shows could eventually affect Indian women's attitudes toward entrepreneurship.
"Maybe as our TV shows diffuse through their society, they will end up in the same position as us," he said. "The power of TV shows such as Friends is such that Indian kids would rather watch the show than actually be with their friends. It's unfortunate that the media can have so much power over how we think and act."
Gupta plans to further analyze Hollywood's role in entrepreneurship. He has identified movies that deal with the subject and hopes to answer the question: Can movies with female entrepreneurs reduce some of the differences in men's and women's interest in becoming entrepreneurs?
Educators, scholars and activists can all learn lessons from the gender-entrepreneurship research, Gupta said, ranging from the need to promote role models to the power of random experiments in examining the challenges that lie ahead.
"Social beliefs, especially about gender roles and professions, are very entrenched in society," he said. "They can change, but they take a long time to change. If we want to change the gender image of entrepreneurship, it won't be an easy job."


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Traveling down a remote country road one day, a motorist came to a stop
in front of a giant puddle covering the entire road. He noticed a farmer
leaning on a fence, contemplating the puddle. "Hey mister, do you think
it's safe to cross?" he yelled.
"Oh, I reckon so." The farmer replied.
The man drove on into the puddle, where his car was immediately
swallowed up. The puddle was so deep he had to escape through the window
and swim back to the edge. When he climbed out he was furious with the
farmer. "I thought you said it was safe to cross!"
The farmer stood back and scratched his head. "Well, heck, it only came
up chest-high on the ducks!"
Join fans of 99 KZ Country on Facebook: http://www.facebook.com/99KZCountry


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Filed under: Learn something new everyday
Filed under: Learn something new everyday
Jill-of-all-trades, mistress of a few. My main gift is translating tech into English. Android enthusiast. Browncoat extraordinaire.
I have been blogging for over a decade, mainly as a hobby and creative outlet, just a little space to share my thoughts. It's also my guinea pig when I try out new technologies, new code tricks, and new designs. Come for the content, stay for the content. I'll try not to bore you.
Okay, so I work on "decks" all the time and have never braved asking my boss this question. Thank you for the clarification. It so makes sense now... I guess. LOL!ReplyDelete
Never heard of it until you mention it just now.ReplyDelete
I've always called them Powerpoint presentations until recently when I kept hearing "can you send that deck over?" Weird. Glad some people knew the why of it.ReplyDelete
If you leave a spammy comment with a link to payday loans, viagra, sex toys, vulgar language, etc, it will be deleted.


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Stocks staged a mixed launch Friday as a contingent of Dow stocks retreated in heavy trade.
The Nasdaq opened with a 0.7% gain and the S&P 500 rose 0.3%. The Dow Jones industrial average buckled, losing 0.3% in early trade.
Options expirations amped up volume, which rose 80% on the Nasdaq and was 130% higher on the NYSE compared with Thursday morning's trade.
The stock market today opened to heavy selling among blue chips, with IBM (IBD), Hewlett-Packard (HPQ) and General Electric (GE) all taking hard hits.
Boeing (BA) rose 2% in a morning of both good and bad news for the stock. News reports said the Federal Aviation Administration could clear the company's grounded 787 fleet to return to service as early as Friday, though neither the company nor the FAA would comment. Boeing also announced plans to trim its production of 747-8 aircraft due to weak demand for large aircraft.
Boeing shares have been in a gradual climb since early November, and are trading near their highest level since May 2008.
General Electric (GE) dropped 4%, in spite of first quarter results that met or beat sales and earnings estimates. Earnings rose 17%, in line with expectations. Revenue was flat, at $35 billion, better than views for $34.51 billion. Aircraft component sales were strong during the quarter, the company said, helping to compensate for much weaker than expected demand in Europe.
McDonald's (MCD) slipped 2% after reporting its first quarterly sales slip in a decade. The chain also warned it expected sales to slip in April.
The stock has been in retreat since early March, and is trading well below its converged 10- and 40-week moving averages.
Under Armour (UA) crunched a 4% gain after reporting first-quarter results. Earnings slipped 47%, not nearly as bad as the 78% drop projected by analysts. The stock is forming a handle with a buy point at 58.62.
Leading stocks generally traded quietly in early action, other than IBD 50 stock Air Methods (AIRM), which tanked 15% in heavy trade. The medical air transport service warned late Thursday that it would suffer a loss of 14 to 16 cents per share in the first quarter, down from a 32-cent gain a year ago. The company cited a slowdown in privately insured patients and cancellations due to bad weather. Air Methods' shares have pulled back from an early March high, and had been sticking close to their 10-week moving average for the past three weeks. After Friday's sell-off, shares are well below their 10-week moving average.
Commodities had exerted downward pressure on the market early in the week, but were relatively tame Friday morning. Oil and gold inched higher, but remained down 3% and 6%, respectively, for the week. Silver was also steady on Friday, but 11% below its week-ago close. The week's big winner, natural gas, shed a fraction Friday morning, but was up 4% for the week.


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ED Magedson – Founder
Ripoff Report
P.D.C.654 N. Wellwood Ave Ste. D #345 Lindenhurst, New York United States of America
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
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Kingston Modular X Cube 24 Bottle Wine Cubby
Description & Highlights
Winsome Kingston Modular X Cube 24 Bottle Wine Cubby - Dark Espresso
Keep your wine collection looking elegant and sophisticated with the Winsome Kingston Modular X Cube 24 Bottle Wine Cubby (92104). This beautifully-crafted wine rack can hold up to 24 bottles, giving you enough room to store a good portion of your collection. These racks can also be used as a stand alone unit or can stack on top of each other for extra wine storage.
With an "X" cube construction that allows you to easily store wine bottles in a clustered form, this rack will look great in your kitchen, wine cellar, or anywhere else you store your wine. You can keep your collection looking fantastic when your friends and family come to see it. Perfect for the amateur or professional wine collector, and even for wine connoisseurs, this rack will be sure to keep your wines safe and looking great.
Design:The "X" design makes the rack look like it belongs in an authentic Italian wine cellar, and it will make your room look great
Capacity:Able to hold up to 24 bottles, this rack will keep your collection when it begins to grow
Bottle Safety:The rack stores bottles by way of stacking them on top of each other in a cluster format, making the bottles a solid unit when sitting together
- Model: 92104Winsome Kingston Modular X Cube 24 Bottle Wine Cubby
- Brand: WinsomeStand alone or stackable
- Capacity: 24 bottlesAssembly required
- X cube constructionWeight: 10 lbs
- Wood constructionDimensions: 20" H x 20" W x 10" D
- Height: 20"
- Width: 20"
- Depth: 10"


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You can reach me at: [email protected]
honda pilot,Honda Odyssey,FL400,FL350,FL250,Honda ATV,Dune
Buggy,DuneBuggies,honda pilot,honda piot atv, honda pilot suv,honda pilot
pictures,honda pilot images,honda pilot specifications,Mikes Honda Pilot
Page, PilotMike,glamis,pismo beach,sand dunes,yuma,buttercup,off
Click above for more pics and info!
FL350 Parts Needed: Foot Tub, Roll Cage Parts, Etc.
I am in need of the foot tub, 2 roll bars above the head area that are bolt on, rear shocks, seat, fenders behind seat.
You can reach me at: [email protected]
Hondaź and the name Honda Pilot and Honda Odyssey are registered trademarks of the American Honda Motor Corporation, Inc.. Mike's Honda Pilot Page is an enthusiast page devoted to the discussion of the Honda Pilot FL400 ATV and the Honda Odyssey FL250 & FL350 ATV. Mike's Honda Pilot Page has no affiliation with American Honda Motor Corporation, Inc.In regards to the classifieds ads, Mike's Honda Pilot Page does not guarantee the accuracy of the contents within the classified ad postings. Be careful when buying something from a stranger, as I do not guarantee any ad on this page as being truthful or honest. Its your money, use YOUR brain, there are a ton of crooks out there. Mike's Honda Pilot Page reserves the right to remove any advertisement or message posted, for any reason. Commercial postings are not allowed in the classifieds. This site and all original materials contained herein are Copyright © 2002,2003,2004,2005 by Mike's Honda Pilot Page, All Rights Reserved. You may link freely to this site, but no further use is allowed without the express written permission of the owner of this material. <***** language="Java*****">


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Quick and affordable health care for all ages
Fairview Express Care is a convenient alternative when your regular clinic is closed or you can't see your doctor as soon as you would like. We treat non-emergency problems such as sore throats, sinus and ear infections, and other general illnesses and discomforts.
Most major insurance plans are accepted. Office co-pays do apply, please contact your insurer if you have any questions. The prices below indicate out-of-pocket expenses for the services offered.
We are not able to provide care for work related injuries. Please visit a Fairview clinic, hospital or urgent care near you for care.
Conditions we treat
Minor illnesses ($75)
Labs and procedures
Please note, lab tests cannot be purchased separately, they can only be given as part of an exam.
Wellness and other services
Skin conditions ($75)
Minor illnesses ($75)
- Allergies
- Minor colds
- Cough or bronchitis
- Ear pain or swimmer's ear
- Eye irritation
- Pink eye or stye
- Nasal congestion
- Sinus pain or pressure
- Upper respiratory discomforts
- Back pain
- Bruises
- Minor burns
- Minor wounds or abrasions
- Insect sting and tick bite
- Splinter removal
- Stitch or suture removal
- Wound checks
Labs and procedures
- Mononucleosis (mono) ($20)
- Rapid influenza ($35)
- Strep test ($20)
- Urinary tract infection for females ages 12 and up
- Pregnancy urine test for 18 years and older ($20)
Please note, lab tests cannot be purchased separately, they can only be given as part of an exam.
Wellness and other services
- Treatment for motion sickness ($75)
- Tuberculosis testing (Mantoux reading/evaluation) ($40)
- Epi-pen refills ($75)
Skin conditions ($75)
- Acne
- Athlete's foot
- Blisters
- Cold sores and canker sores
- Eczema or dry skin
- Impetigo
- Poison ivy or poison oak
- Rashes
- Ringworm
- Scabies
- Shingles
- Skin infections
- Sunburn
- Swimmer's itch
- Seasonal flu for ages 12 months old to 64 years old ($40); High dose vaccine for those ages 65 and older ($60)
- Tetanus/Diptheria (Td) for ages 10 years and up ($80)
- Tetanus/Diptheria/Pertussis (Tdap) for ages 10 years and up ($105)
- Treatment of bladder infection ($85-137)
- Ear wax removal
- Flu-like symptoms ($75-110)
- Mono ($75-95)
- Sore throat, strep throat or laryngitis ($95)
- Wart treatment for ages five and up ($95)
Locations by city:
|Fairview Express Care - Elk River
19425 Evans St. N.W.
Elk River, MN 55330
|Fairview Express Care - Princeton
1100 7th Ave. S.
Princeton, MN 55330
Our Providers Make the Difference
Fairview features nearly 4,000 providers practicing at over 200 locations throughout the Minneapolis/St. Paul metro area and beyond. Fairview Clinics, University of Minnesota Physicians and our independent partner clinics provide an exceptional care experience, while lowering the overall costs of health care.


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NEW! - 2016 Notary Public Manual is now available!
The 2016 Notary Public Manual for North Carolina may be purchased from The School
of Government, UNC Chapel Hill, through their website at www.sog.unc.edu. Please visit the School of Government's website, email
firstname.lastname@example.com, or call 919.966.4119 for
information about the latest edition.
Web: https://www.sog.unc.edu/search/#!/search/notary
Phone: 919-966-4119
The School of Government
UNC - Chapel Hill
CB #3330, Knapp-Sanders Bldg
Chapel Hill, North Carolina 27599-3330


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Hundreds of car crashes occurred last year because of driver distractions such as smoking cigarettes, playing with the radio or talking on a cellphone.
And 147 were caused by drivers showing off by racing or pulling "doughnuts", crash figures from last year released by the Ministry of Transport show.
Drivers who lost control or failed to give way were the most common factors in injury crashes. Losing control was also the most common factor in fatal crashes.
Despite the police drink-driving campaign, alcohol and drugs were a factor in 30 per cent of all road crash deaths last year, up 2.6 per cent from 2006. The figures show 15- to 19-year-olds are the worst drink-driving offenders, followed by 20- to 24-year-olds.
The second equal most common factors in injury crashes were driver distraction and drivers not seeing the other party.
Driver distractions included smoking cigarettes, playing with the radio, reaching into the glove-box, looking at someone or scenery outside the vehicle, batting animals or insects away, being emotionally upset and talking or texting on a cellphone.
The Government is consulting New Zealanders over whether to ban hand-held cellphones at the wheel.
Ministry of Transport spokesman David Crawford said the submissions would be analysed and reported back to Transport Minister Annette King within the next six months.
"This is a move that needs to be done. If you're talking on a cellphone you are distracted but it's a similar distraction to changing a CD, talking to people in a car. But when you start texting or reading an email it requires four times the amount of cognitive effort. It stretches a person's capability to text and continue to drive safely."
The crash figures also showed that hundreds of Kiwis drove vehicles unfit for the road. About 600 crashes occurred because of "vehicle factors" such as worn tyre tread and inadequate or no headlights. Picking the children up from school and driving home from work are among the most dangerous times to be on the road.
Between 3pm and 6pm is the most common time for injury but the most deadly is Saturdays and Sundays between midnight and 1am.
* 262: smoking a cigarette, playing with radio or using glove box.
* 147: showing off (including 46 racing and 25 doing doughnuts).
* 130: looking at someone/scenery outside the vehicle.
* 96: on a cellphone or two-way communication device.
* 93: emotionally upset.
* 30: distracted by an animal/insect inside the vehicle.
* 16: trying unsuccessfully to commit suicide.


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From the shiny, strong nacre that gives abalone shells an unbreakable, opaline sheen, to the goopy mix of proteins fired by a velvet worm that solidify and trap prey upon impact, nature is packed with inspiration for scientists designing new materials.
Waterproof adhesives and self-cleaning surfaces, mineralized teeth and hairy insect feet, the seemingly impossible-to-replicate awesomeness of spider silk: Here are a few of our favorite bio-inspired materials, and their natural sources.
Click "source" to read more and view photos.
Very cool! It would be great to see some of these molecules in day-to-day products.
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Product Details
Donnie jumps into action!
This giant Teenage Mutant Ninja Turtles wall decal of the super smart Donatello is a fun way to decorate the bedroom or play area of his biggest fans. Like all RoomMates, this huge wall decal may look daunting, but is easy to assemble: just place the first piece on the wall, reposition it until you're happy with the placement, and then follow with the matching elements. A perfect match to our other giant Teenage Mutant Ninja Turtles wall graphics!
This product is printed on clear material for a "stenciled" look. White or light colored walls are recommended for best results.
1 sheet of 18" x 40"
assembled size 25" x 34.4"
Number of Wall Decals:
Customers Who Bought This Item Also Bought
Additional Information
|Product Background Color
|Product Page Title Color (ex. #FFFFFF)
|Trending Product
|This Item Ships Free
There are no product templates available.
3 2


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ICHEC Software
Information about software packages installed on the ICHEC systems.
JasPer Libraries
Versions Installed
Fionn: 1.900.1
JasPer is a collection of software (i.e., a library and application programs) for the coding and manipulation of images. This software can handle image data in a variety of formats. One such format supported by JasPer is the JPEG-2000 format.
JasPer is available under the following license.
Additional Notes
To use the JasPer libraries on Fionn, load the relevant environment module:
module load libs jasper/intel/1.900.1
Further information can be obtained at http://www.ece.uvic.ca/~frodo/jasper.


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Gorgeous DD+ Blue water snake print tankini top
Item No.0640203022
Item No.0640203022
From the fabulous range of swimwear by Gorgeous, this tankini top has padded, sculpted cups with detachable straps and a clip fastening to the back. For a flattering look around the pool, this is the go-to option with it's stunning blue snake print.
Show full delivery details
Subject to exceptions, Debenhams is happy to exchange or refund your purchase within 28 days of delivery. Please check here for more details on our returns policy and exceptions.


text:
Browse By Series: Making it Happen (2005)
|Up a level
Group by: Authors/Creators | No Grouping
Jump to: H
Number of items: 1.
Holt-Damant, Kathi (2005) Emerging futures : rethinking the railway station for transit-oriented development. In Renne, John (Ed.) Transit Oriented Development : Making It Happen. Patrec, Curtin Unviersity/Murdoch/UWA/ECU, Fremantle, Western Australia, pp. 1-9.


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Date of Stay: August, 2011
A real JEWEL in a secluded area in southern New Hampshire. We stayed in an area with site numbers 200 through 235 which is flat with well planned sites, some trees just enough to give some shade, and an easy walk to the great swimming pool. The staff was extremely helpful and friendly. My AT&T Cell phone service was available with 1 bar in a couple of locations in the park.
Date of Stay: August, 2011
A nice RV park nestled in the hills of eastern New Hampshire. Lots of things to do. The Danforth Bay Lake is picturesque, and the RV park roads wind from one area to another, unveiling interesting views of the seasonal camper's homestead sites. The 3 pools are a welcoming view with tall pines and cabins as a backdrop. I wished that cable TV was available in the Safari Area to be able to watch my favorite TV shows late at night.


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All-clear in police search of Minneapolis building
MINNEAPOLIS (AP) — Minneapolis police spent more than two hours Friday searching a downtown office building after a report of possible shots fired, but said they found no evidence of a shooting.
Workers in the building were told to shelter in place while police conducted a floor-by-floor search. The building includes some offices of Target Corp.
Acting Chief Janee Harteau said an initial caller heard a popping sound. It was said to be coming from the 10th floor.
Police say a preliminary investigation showed that maintenance workers were using a construction tool on the upper floors that mimicked the sound of gunfire.
The building search came less than two months after a gunman fatally shot six people at a Minneapolis business after he was fired.
Copyright 2012 The Associated Press.


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Strict Standards: Declaration of C_DataMapper_Driver_Base::define() should be compatible with C_Component::define($context = false) in /nas/content/live/axisphilly/wp-content/plugins/nextgen-gallery/products/photocrati_nextgen/modules/datamapper/class.datamapper_driver_base.php on line 609
Strict Standards: Declaration of C_DataMapper_Driver_Base::initialize() should be compatible with C_Component::initialize() in /nas/content/live/axisphilly/wp-content/plugins/nextgen-gallery/products/photocrati_nextgen/modules/datamapper/class.datamapper_driver_base.php on line 609
Strict Standards: Declaration of C_Displayed_Gallery_Mapper::define() should be compatible with C_CustomPost_DataMapper_Driver::define($object_name, $context = false) in /nas/content/live/axisphilly/wp-content/plugins/nextgen-gallery/products/photocrati_nextgen/modules/nextgen_gallery_display/class.displayed_gallery_mapper.php on line 4
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"Winners and losers" — It's a phrase heard often on the floor of Philadelphia's City Council, especially popular when it comes to taxes. The phrase peppered the debate over the city's move to the Actual Value Initiative last summer, as Council grappled with questions over who stood to gain most or be hurt by the citywide reassessment.
And the phrase has come 'round again, as Council prepares to figure out the last pieces of AVI, including the so-called homestead exemption, which forgives taxes up to a certain limit for resident homeowners. Council already set that rate at $30,000 — but Council can still raise it, lower it, or throw out the exemption altogether. There will, of course, be "winners and losers" — and the point at which they separate, the so-called "Tipping Point," depends on Council's decisions.
On its face, the homestead exemption would appear to make for a lot more "winners" than "losers." Estimates vary, but the city administration guesses something like 320,000 of the city's roughly 469,000 residential properties (and 579,000 properties citywide) would qualify. Officials expect that about 90% of eligible residents will apply.
But getting the exemption doesn't necessarily make a homeowner a "winner." The homestead exemption, after all, comes with the price tag of a hike in the overall tax rate, which current estimates have moving from around 1.25% to around 1.4%. The exemption, meanwhile, becomes less valuable the higher a property's value is until, at some point, the higher tax rate costs more than the homestead exemption saves.
Right now, the Tipping Point is estimated to be between $280,000 and $300,000, depending on various factors. Residents whose houses are worth less than that will save money from the homestead exemption; those whose homes are worth more will pay more in taxes.
As the politics around the proposed exemption are shaping up, two main schools of thought have emerged. The first, espoused lately by At-Large Councilman Wilson Goode Jr., holds that the exemption is good policy because it benefits the most homeowners. "The way [AVI] gets the most buy-in," Goode said on Wednesday, "is to have as many people benefit from the transition as possible."
On the other side is At-Large Councilman Bill Green, who contends that the exemption represents "a teeny benefit that has a great effect on businesses and everybody above the tipping point … I don't think it's reasonable to say people shouldn't pay their fair share for the same services."
The debate is less about mathematics than philosophy.
Goode is right that the number of homeowners who save taxes with the exemption far surpasses the number of residents who pay more (though by little more than $100 or $200 in most cases).
According to an analysis by AxisPhilly, using data from the Office of Property Assessment, only 10 percent of properties citywide would see any increase in their bill if the homestead exemption were enacted. Of that 10 percent, the six whose houses are worth $350,000 or less would pay no more than $105 in additional taxes. An additional three percent with properties worth up to $500,000 would pay a maximum $330 in additional tax.
Green, on the other hand, is right that the homestead exemption has a large impact on the owners of commercial properties — a broad category encompassing everything from bodegas to skyscrapers. Because many of the most expensive commercial property (much of it in Center City) hasn't been undervalued, commercial properties collectively stand to see tax savings of as much as $60M under a 1.25% tax rate — making them the winners so far over all.
But the same properties would see the largest impact from a homestead exemption. Our analysis shows that commercial properties would collectively still get a tax break with a $30,000 homestead exemption in place, but for about half as much — around $30 million. What's more, the least-valuable 50 percent of commercial properties, already facing potentially large increases in their "use and occupancy" taxes, might, unlike their wealthier counterparts, actually see a property tax increase with a $30,000 homestead, just shy of half a million dollars.
It's the opposite effect the homestead exemption would have for residential homeowners: when it comes to commercial property, the "poor" businesses get poorer.
Still, taking a slice of tens of millions in tax breaks for wealthy companies doesn't strike everyone as a bad thing — especially when that money would effectively be put right into the hands of lower-value residential homeowners.
And "one of the only ways to shift some of the burden back to commercial," asserts Goode Jr. "is through the homestead."
See what areas of the city have the highest level of owner-occupied properties (only homeowners living in their residence qualify for a homestead exemption).