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Fresno Police Department
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|Fresno Police Department
|Common name
|Fresno P.D.
Patch of the Fresno Police Department
Seal of the Fresno Police Department
Badge of the Fresno Police Department
Flag of Fresno, California
|"Safety, Service and Trust!"
|Agency overview
|Annual budget
|$165 million
|Legal personality
|Governmental: Government agency
|Jurisdictional structure
|Operations jurisdiction*
|City of Fresno in the state of California, United States
|104.8 square miles (271 km2)
|510, 365 (2010 census)
|Legal jurisdiction
|City of Fresno
|Governing body
|Fresno City Council
|General nature
|Operational structure
|2323 Mariposa Mall
Fresno, California, U.S.
|Police officers
|Unsworn members
|Agency executive
|Jerry P. Dyer,
Chief of Police
|Field Operations Divisions
|Fresno PD website
|* Divisional agency: Division of the country, over which the agency has usual operational jurisdiction.
The Fresno Police Department (FPD) is responsible for policing the city of Fresno, California. The Chief of Police is Jerry P. Dyer. The city experiences between 30 and 69 willful homicides in a typical year. In 2005, the department had 807 sworn personnel and 406 non-sworn personnel.
- 1 Structure
- 2 Ranks
- 3 Fallen officers
- 5 Fresno Police Officers Association
- 6 Fresno Police Department Credit Union
- 7 Regional Training Facility
- 8 See also
- 9 References
- 10 External links
- Office Of Chief Division
- Legal Adviser
- Public Information Officer
- Administrative Lieutenant
- Administrative Services Division
- Capital Improvements Unit
- Fiscal affairs Bureau
- Grant Management
- Personnel Bureau
- Reserves
- Training Bureau
- Police Training Officer (PTO) Program
- Cadet Program
- Patrol Division-Each Division has the following: Violent Crime Impact Team, Problem Oriented Policing (POP), Citizens on Patrol (COP) Team, ENPH
- Southwest Division
- Downtown Services Unit
- Southeast Division
- Northeast Division
- Northwest Division
- Special Operations & Field Services Bureau
- Field Commanders
- Duty Office
- Prisoner Transport
- Mounted Patrol & K9 Unit
- Tactical Response
- Special Weapons and Tactics
- Crisis Negotiations Team
- Explosive Ordnance Disposal
- Southwest Division
- Support Division
- Records and Information Services Bureau
- Crime View
- Communications Bureau
- Communications Center
- Video Policing
- Special Services Bureau
- Special Events
- Traffic Safety Section
- Neighborhood Traffic Unit (NTU)
- Tow Unit
- Youth & Community Services Bureau
- Homeland Security, Volunteer Services & Citizens on Patrol (COP)
- Mayor's Gang Prevention Initiative (MGPI)
- School Resource Officers Unit (SRO)
- Police Activities League (PAL) & Life-skills Unit
- Investigative Services Division
- Crime Scene Bureau
- Cyber Crimes Task Force
- Family Justice & Criminal Investigations Bureau
- Sex Crimes Unit
- Missing Persons Unit & Child Abuse Unit
- Domestic Violence
- Financial Crimes & Elder Abuse Unit
- Court Liaison & Prosecutor Liaison Unit
- Street Violence Bureau
- Homicide Unit
- Robbery & Felony Assault Unit
- Night Detective Unit
- Tactical Team
- Crime Stoppers
- Special Investigations Bureau
- High Intensity Drug Traffic Areas (HIDTA)
- Career Criminal Auto Thieves Team (C-CATT)
- Major Narcotics Unit
- Vice/Intelligence Unit
- Joint Terrorism Task Force
- Anti-Gang & Graffiti Bureau
- Graffiti Abatement
- Multi-Agency Gang Enforcement Consortium (MAGEC)
- Professional Standards Division
- Office Of Independent Review
- City Attorney Office
- Risk Management
- Civil Liability Team
- Litigation Risk Claims
- Early Alert Unit
- Internal Affairs
- Employee Services
- Chaplaincy
- Companion Officer
- Wellness
- Save Program
- Accountability and Compliance Bureau
- Policies & Procedures
District Crime Suppression Teams (DCST)[edit]
Proactive units in patrol, working a variety of immediate problems to include: parole violators, wanted persons, drug houses, sex offenders, gang problems, and crime trends.
Established under the leadership of Chief Jerry Dyer in April 2002 as part of a department-wide reorganization. In an effort to make the response to crime more prompt, District Crime Suppression Teams are assigned to the individual district commanders as a pro-active crime fighting resource. The District Crime Suppression Teams are composed of ten supervisors and sixty officers. There are two teams in each policing district.[1]
Special Weapons and Tactics (SWAT)[edit]
Since 1974, the Fresno Police Department has provided a ready response to situations that were beyond the capabilities of normally equipped and trained department members. During this time the Fresno SWAT team has affected the arrest of hundreds of violent criminals and received scores of commendations.
The first SWAT team consisted of six members. These members received training from the FBI at the FBI Academy in Quantico VA. The current SWAT team is made up of 26 members. The team is broken down into two six-person entry elements each led by a sergeant, one ten-person perimeter team, also led by a sergeant, and four snipers. The snipers are directed by a sniper coordinator who is also a sergeant assigned to the Command Vehicle. A Lieutenant commands the team.
The four team members assigned as snipers attend a basic sniper course as well as advanced training courses. Snipers train on moving targets, firing through barriers, and precision shooting to 400 yards.
The SWAT team also trains with the Crisis Negotiators from the Fresno Police Department and SWAT teams from allied agencies.[2]
Explosive Ordnance Disposal Unit (EOD)[edit]
The Fresno Police Department's Explosive Ordnance Disposal Unit was created in 1974, and has a long-distinguished history, rising from the inspiration of a few unique individuals who were determined to establish a bomb squad to meet the needs of a growing city. From handmade tools and perseverance, a modern, accredited squad with state-of-the-art equipment has emerged.
After completing the reorganization and expansion of the unit from two to six technicians in 1999, an explosives bunker with bank-like security was constructed and dedicated. Advance preparation paid off, and the unit was able to assist during the tragedy of September 11, 2001, going full-time as the city's first Anti-Terrorism Unit. Approximately one year later, after the creation of the U.S. Department of Homeland Security, the members of the unit returned to their primary duties: remaining on-call to handle a myriad of hazardous devices.
Some of the unit's most recent advancements include a new, technologically advanced robot, increased detection and disruption capabilities, and a state-of-the-art total containment vehicle. The unit has taken on roles never envisioned, with the threat of biological, chemical, and radiological improvised devices in our future. Homicide bombers, large vehicle-borne bombs, international airport safety, target hardening, dignitary protection, hazardous materials, and education are just a few disciplines that require technicians to train constantly and remain ever-vigilant.
The Fresno Police Department's Explosive Ordnance Disposal Unit remains focused to face the challenges of a world thrown into uncertainty with the ever-present threat of terrorism.[3]
Career Criminal Auto Theft Team (C-CAT)[edit]
In March 2011, the Fresno Police Department created the Career Criminal Auto Theft Team (C-CATT). The mission of C-CATT is to reduce the auto theft rate in Fresno by aggressively targeting career criminal auto thieves for investigation, apprehension, and prosecution, while engaging the community in auto theft prevention. Team members use a combination of traditional and innovative investigative techniques to apprehend and prosecute prolific auto thieves preying on Fresno residents. Working in concert with district auto theft detectives, District Crime Suppression Teams (DCST), and patrol officers, C-CATT members identify and target suspects involved in multiple auto thefts, auto theft rings, and "chop shops". Active surveillance, confidential informants, technology, search warrants, parole and probation searches, and business inspections are used to locate evidence of auto theft and related crimes. Associated felony crimes, such as gang crimes, identity theft, narcotics trafficking and firearms violations, are investigated and prosecuted with assistance from Fresno MAGEC (Multi-Agency Gang Enforcement Consortium), Fresno PD Investigations Division, the U.S. Attorney's Office, and other available law enforcement resources. In every case possible, C-CATT will seek federal prosecution and incarceration for auto theft crimes committed in Fresno. Prevention efforts focus on engaging the community in education and target hardening. Public Service Announcements (PSA's), media releases, community meetings, and service clubs inform the public of our efforts to fight auto theft, its link to serious and violent crime, and our residents' ability to prevent becoming a victim of auto theft. In 2011, C-CATT shut down 50 chop shops, identified 32 auto theft crews, arrested 331 suspects, recovered 74 firearms, and recovered 520 stolen vehicles. By bringing together the law enforcement community and the public, the daily auto theft rate was reduced in Fresno from 20 cars per day down to 10 per day. In the first two months of 2012, auto theft in Fresno is down 35%, compared with the same two months of 2011. People with information about auto theft crime in the Fresno area are asked to call 621-CCAT. All information will be kept confidential.
Air Support[edit]
Starting in 1996 with three piston-driven helicopters and then moving to two American Eurocopter EC 120 turbine helicopters. The Air Unit has logged over 5,700 accident-free flight hours in the new turbine powered helicopters and a total of 19,634 accident-free helicopter flight hours since 1996. The Air Support Unit has also added a Cessna 206 airplane to the fleet to assist with homeland defense missions.
Both helicopters are fully equipped with the latest and greatest state-of-the-art airborne law enforcement equipment such as: FLIR (Forward Looking Infra Red—a combined aircraft mounted video and infra red camera system), a 30 million candle power Night Sun searchlight, MDS computer, Aerocomputer Moving Map (combing 5 various topographical maps, aeronautical charts, parcel map, GPS navigational aide, etc.), along with ProNet and Lo Jack receivers.
Skywatch currently has one sworn Police Helicopter Chief Pilot, one sworn Police Helicopter Command Pilot, one civilian Helicopter Command Pilot, three sworn Police Helicopter Tactical Flight Officers, one sworn Police Sergeant Fixed-Wing Command Pilot, one part-time sworn Police Sergeant Fixed-Wing Command Pilot, one Police Captain, and two civilian mechanics.[4]
Traffic Unit[edit]
The Fresno Police Department's Traffic Bureau has grown from 22 officers to 76 officers, who have made significant improvements in traffic safety in the community. The Traffic Bureau has area traffic units that handle collisions and traffic complaints in each of the five policing districts. There are 16 "Metro" traffic officers who issue citations on Fresno's most collision-prone streets. These officers do not handle calls for service, as their main goal is to change poor driver behavior and prevent collisions before they occur. Throughout the evening hours there is a 34 officer "Neighborhood Traffic Unit" that targets impaired drivers and works special operations as needed.[5]
Mounted Patrol[edit]
The Fresno Police Mounted Patrol was formed on July 12, 1999 and has gone through extensive training for several years. The training consists of equitation, crowd control tactics, formation riding, police tactics and stimulus training, and many other things. Currently one part-time officer and one sergeant are assigned to the MPU. The Unit is now staffed by 8 Reserve Police Officers and 5 collateral duty Police Officers. The MPU perform standard police functions: make arrests, conduct investigations, issue citations and handle routine calls. In addition, the MPU is used for special events, crowd control and park problems.
There are currently seven horses in the MPU. The horses are all Standard Bred horses and range from 14 years of age to 4 years of age. Five of the horses are fully trained and ready for deployment. The two newest horses are currently undergoing training before being certified for duty.
Each officer that is assigned to the Mounted Unit must attend a 40-hour P.O.S.T. course that is taught by our in house training staff. The MPU also holds monthly training that each officer must attend.[6]
K9 Unit[edit]
The Fresno Police Department canine unit was founded in March 1993. Originally there were seven dogs that assisted in searches and arrests. Today the department has 14 patrol dogs, four cross-trained for narcotics detection and three cross-trained explosive ordnance dogs. The K-9 unit works on all three shifts, to give the city 24-hour coverage in all five of the city's policing districts. The K-9s are specially trained in locating, controlling and apprehending criminal suspects, locating missing or lost persons, evidence location, narcotics detection and protecting their handler from harm.
Fresno PD Police Service Dog Memorial: In November, 2007 the unit dedicated the K-9 memorial for all of the Fresno Police Service dogs that have died. The memorial was made possible by donations from the citizens of Fresno.
Training Facilities: The Fresno Police Department maintains a training facility at the Duncan Polytechnic Agricultural Farm. The farm also houses the Fresno Police Department Mounted Patrol Unit.
facilities include an obedience field, obstacle course, and several areas to conduct multiple searches and other exercises.
K-9 Patrol Units: The K-9 patrol cars are standard police units modified for transporting our dogs. Instead of having a back seat the units have a specially made dog cage, and electric doors that may be opened remotely by the handlers. Some of the special features you may not notice include a ventilation system, windows that automatically go down when the temperature in the interior of the car gets too high. The car will also activate the lights and siren and send a signal to the K-9 officer's pager warning him of the problem.[7]
Video Policing[edit]
The Fresno Police Department's Video Policing Program began in 2005. Working with the community, the Department developed policies and procedures to use the latest in video technology to fight crime, while protecting the privacy interests of the public. The first test cameras were installed at Manchester Center, followed by additional cameras at Roeding Park in 2007. Advances in technology allowed Video Policing to grow rapidly in 2008, resulting in ninety-three cameras placed throughout Fresno. Nine police cadets monitor these cameras around the clock. They watch for pending disturbances and crimes in progress, and assist officers by retrieving recorded evidence from the system. To further ensure the integrity of the Program, a retired Federal Judge has volunteered to audit the process. The Video Policing Program has successfully assisted officers in the arrest and prosecution of suspects in shootings, stabbings, drunk driving accidents, assaults, prostitution, and drug trafficking.
Citizens On Patrol (COP)[edit]
In August 1996, Department members and an advisory board of Neighborhood Watch members began work on creating volunteer program. Law enforcement agencies in California, Arizona, Washington, and England were contacted, and an analysis of their volunteer programs was initiated and completed.
The combined research, Department tours, interviews with supervisors, volunteers and field officers led to the foundation of the Fresno Police Department's "Citizens on Patrol" program. An academy was developed and the first members graduated on February 25, 1997. Since then, several hundred residents have passed through the academy's doors. Many have gone on to law enforcement careers, having become police officers, police reserves, and/or community service officers.
The responsibilities of the Citizens on Patrol have varied and are growing as time goes by. The following are some of the duties performed by the members: High visibility non-confrontational patrol, Assisting officers/community service officers as needed, Traffic control, Storing/impounding marked abandoned vehicles, Crime scene preservation, Re-supply of district stations, Search for missing children/adults, Book property, Transport department vehicles, Transport victims/witnesses, Operate radar display boards, Handicap parking enforcement, Assist at special events, and Holiday patrol of shopping centers.
Monthly training sessions are held to update COP members. Training is also held on a monthly basis to address concerns specific to the district that the individual COP is assigned to.
entire team is made up of five units. One unit is assigned to each of the policing districts in the City of Fresno. there is also a traffic unit that is assigned to the Department's traffic Bureau. That unit works on functions city-wide.
Each unit is made up of a team leader, a co-team leader and additional assignments that the team leader feels is necessary. These positions oversee the regular members, while each district unit is under the direct supervision of a sergeant.
All personnel issues are handled at the district level. When a recruit completes the COP academy and is assigned to a unit, field-training begins and is tailored to the needs of the individual district.[8]
On July 1, 2010, a new unit of COP's was rolled out. The COP Specialist, was added to better serve the community of Fresno. These Specialists completed an additional 44 hours of course work and additional hours of training in the field. Their primary mission is to relieve the officers from lower priority calls, such as Vehicle Burglary, Vehicle Vandalism, and Petty Theft, so that the officers may be available for higher priority calls. At this time, there are only 10 members department wide.
|Deputy Chief
|Police Officer
Fallen officers[edit]
Since the establishment of the Fresno Police Department, 12 officers have died in the line of duty.[9]
|Date of Death
|Officer Harry S. Van Meter
|Night Watchman Lucius C. Smith
|Thursday, October 10, 1907
|Patrolman Clay V. Helms
|Train accident
|Officer Charles L. Rouse
|Sergeant James M. Hardenbrook
|Detective Frank Campbell
|Sergeant John Brame
|Officer Elmer Forsman
|Motorcycle accident
|Sergeant Salvador G. Mosqueda
|Officer Lanny (Skip) Stevenson
|Officer John R. Hissong II
|Heart attack
|Officer William E. Lehn
|Vehicle pursuit
Commission on Accreditation for Law Enforcement Agencies (CALEA) accredited the Fresno Police Department on July 30, 2005. In April 2008 the department successfully completed the re-accreditation.
The Fresno Police Department is the largest municipal law enforcement agency in California to achieve this award. As of September 2009, only fourteen other agencies in California have become accredited by CALEA, with nine others currently in the self-assessment phase; one of those is the California Highway Patrol.
there are over 448 standards the department must meet to get accreditation and then hold that.[10]
Fresno Police Officers Association[edit]
FPOA members receive augmented health vision and dental benefits along with legal advice and defense and survivor support and benefits
The Fresno Police Officers' Association was founded in the early 1900s, known first as the Widow and Orphan's Organization. As the name implied, the organization provided assistance to the families of its members. Some time later, the name changed to the Fresno Police Relief Association, and in 1951, was incorporated. Services of the organization expanded by this time and emphasis was placed on improving the benefits, salary, and working conditions of the FPOA member. The name was once again changed in 1975 to its current name, although it is usually referred to simply as the FPOA. Although the FPOA has undergone many transformations during the 100+ years it has been in existence, its primary purpose remains the same: Service.
Fresno Police Department has maintained its accreditation since originally earned in 2005 through the Commission on Accreditation for Law Enforcement Agencies (CALEA). The Fresno Police Department is the largest municipality in California to achieve such distinction and only one of 16 in the entire state that that is accredited.[11]
The current president of the FPOA is Jacky E. Parks, sworn officer of the department. The FPOA Board of Directors, consist of 18 elected positions: Three officers (President, 1st Vice President and 2nd Vice President), 12 Directors at Large, one staff Director and two Retiree Directors. Board members serve without compensation. In addition to the Board of Directors, Representatives for various divisions are also appointed to enhance communications and represent the needs of the officers to the Board. FPOA members are welcome to attend monthly Board meetings,[12]
Fresno Police Department Credit Union[edit]
Founded On December 3, 1954, The Fresno Police Department Credit Union serves only members of the Fresno police department and their families. Its original location was in one of the rooms at the old police department in downtown Fresno; it now serves almost 4000 members.
The current headquarters are located at 1004 N. Van Ness, which is the only branch office. They are a full service credit union with over $35 million in assets.[13]
Regional Training Facility[edit]
The research and study for the need of a dedicated law enforcement training center began in the 90's. Members of the training unit visited a number of law enforcement training centers throughout the state examining types of components, users, business plans, funding sources, budgets, personnel, etc. In 1999 the state designated Fresno a Regional Law Enforcement Training Center
In 2004, the 2025 Public Safety Needs Assessment was conducted identifying the need for a training facility. In 2005, the Fresno City Council approved a Uniform Growth Management fee to provide support for public benefit projects. The Regional Training Center is 49% funded by these fees. The remaining 51% is funded by the General Fund, but that funding is offset by revenue generated by the center that comes from a variety of sources including POST, FCC, and other agencies.
In 2007, after reviewing a number of potential locations, 78 acres of land was acquired to utilize as the site for the training center. This site allowed for room to conduct realistic law enforcement training without impacting residential or commercial properties in the area.
In April 2009 the Fresno City Council approved the construction contracts to build the training center at a cost of approximately 12.8 million dollars. Ground breaking took place in May 2009.
The City and the Air National Guard have already entered into a 25-year user agreement for $560,000. Other revenue generation is also occurring with billings to POST and FCC for courses that have already taken place and payments from other agencies for classes that will occur in the near future.
The very best training is that which is realistic. The most efficient training occurs when the results can be combined all in one location. With programmable targeting systems that present a variety of good guy/bad guy scenarios, high & low speed vehicle operations, state of the art classrooms, a mat room for arrest & control and defensive tactics, and other training tools, the facility provides realistic training that is challenging and meaningful to area law enforcement personnel. [12]
The law enforcement training center covers 80 acres (323,748 square meters)in southwest Fresno, and features classrooms, an Emergency Vehicle Operations Course (EVOC), firearms range, a "mat room," and it opened in summer 2010.[14]
- Driving
- Emergency Vehicle Operations Course (EVOC) featuring pursuit and urban driving environments
- Skid Pad (240 ft x 300 ft)
- PIT Training area (80 ft x 300 ft)
- Driver Awareness (300 ft x 900 ft)
- Collision avoidance area
- 25 degree banked corner in pursuit course
- Firearms
- Six 50 yard handgun ranges, 90 feet (27 m) wide each with 15 shooting lanes
- 200 yard rifle range
- Computer controlled targeting systems, including pop-up, rotating, and "running-man"
- Tactical
- 3 story "Tactical Training House" using live-fire marking cartridges
- Interior and exterior staircases
- "Forced entry door"
- Track system that allows walls and doors to be moved for unlimited room variations
- Fog system to simulate operating in a gas (or low visibility) environment
- Attic hatch for training in K-9 insertions and mirror techniques
- Closed circuit camera for monitoring and debrief of scenarios
- 3 story sniper tower, can also be used for rappelling and window assaults
- 3 story "Tactical Training House" using live-fire marking cartridges
- Arrest & Control / Defensive Tactics
- Large "mat-room" for arrest and control, defensive tactics, baton, etc.
- Regional Skills Training Center
- Four Law Enforcement Driving Simulator (LEDS) pods
- Force Options Simulator (FOS) force simulation system
- Courses provided to all local agencies as part of the POST Regional Skills Training Program
See also[edit]
- ^ "Archived copy". Archived from the original on 2010-02-13. Retrieved 2010-03-07.
- ^ "Archived copy". Archived from the original on 2010-03-30. Retrieved 2010-03-07.
- ^ "Archived copy". Archived from the original on 2010-03-28. Retrieved 2010-03-07.
- ^ "Archived copy". Archived from the original on 2010-04-07. Retrieved 2010-03-07.
- ^ "Archived copy". Archived from the original on 2010-02-17. Retrieved 2010-03-07.
- ^ "Archived copy". Archived from the original on 2010-04-07. Retrieved 2010-03-07.
- ^ "Archived copy". Archived from the original on 2010-04-07. Retrieved 2010-03-07.
- ^ "Citizen's Patrol". Fresno.gov. 1997-02-25. Retrieved 2016-07-17.
- ^ "Fresno Police Department, California, Fallen Officers". Odmp.org. Retrieved 2016-07-17.
- ^ "CALEA Accreditation". Fresno.gov. 2005-07-30. Retrieved 2016-07-17.
- ^ "Fresno Police Dept. earns national accreditation | abc30.com". Abclocal.go.com. 2011-10-03. Retrieved 2016-07-17.
- ^ "Fresno Police Officers' Association". Fresnopoa.org. Retrieved 2016-07-17.
- ^ "Fresno Police Department Credit Union - About Us". Fpdcu.org. Retrieved 2016-07-17.
- ^ "Archived copy". Archived from the original on 2010-03-04. Retrieved 2010-03-07.


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Crime - Jan. 1
Baxter police
PROPERTY DAMAGE — A homeowner on Cedardale Lane reported Thursday that someone had damaged his vehicle antenna and "bloods" was written in snow on his car window while the vehicle was parked at his home sometime during the night.
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LOST — A woman reported Thursday losing her wedding ring on the 800 block of Wright Street.
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meble kuchenne warszawa Huawei's H1 Income Happy 19 Percentage Yr Math concepts Heap Alternate is usually a distrust next remedy spot if you are reviewing arithmetic in any dead flat also authorities now relay disciplines. That cookery book is needed because of the pastry-cook cause subcommands to create recipe book, recipe book box file, formats, credit troops, and the like. Non-attendance rate: lib/chef-dk/skeletons, below which can be the failure to pay code_generator recipe book with the intention of ensues contained within the Cook occurrence package. The cook produce lwrp subcommand can be used to come up with a nonthreatening person store as well as company inside /sources in addition to /services listing. If you do put it to use, make somebody's day accomplish that in a very spot which is located separated coming from output policy. Just by excitement, I am real looking to find a superb system to create a chance quantity stuck between 1 with 10 (uniformly) having an unbiased six-sided pass on. Thises the main both with regards to the quantity of those demanded afterward the volume of currency suffered defeat. A single crate concerning The state of michigan took in a health care professional exactly who suggested excessive downer inturn pro patients' id data, that is helpful to make sham billings. As a result pertaining to a area elegance , that dominate willpower engender the controller grails-app/controllers/org/bookstore/BookController.groovy and it is vice- pictures all the rage grails-app/views/book. Suggest - Both a sphere type specify (case-sensitive) or perhaps a wildcard (). In the event you give the wildcard subsequently controllers with think about is going to be bred for all those site groups of students. The family lessons that will EBRI helpful to create it's bang originated in the next Pension Report executed with the Company in lieu of Get-together Exploration on the School regarding The state of michigan, that represses itemized data by squandering fashionable 32 singular classes. Many websites put forward copy writer the possibility to engrave stipulations at the horizontal charge per-article, following critic achieves a emancipated, on-line product deal with. To work about the conundrums connected with creating the drug intravenously, the investigators chose to increase a good spray can to get a curcumin spray. With the volume of diabetic sufferers presumed en route for multiple moreover extent about 100 zillion near 2050, the puzzles concerned to be able to undiagnosed SLEEPING PAD self-control no more than rise up inside the calendar year in to the future. Transferred undemanding powers ensue it follows that utilized to engender spatially took care of plans associated with oxy- as a consequence deoxy-hemoglobin, the a pair of core aspects of blood vessels. Individual while using condition assert leans muscle of which don't have a vital enzyme with the purpose of transforms hoarded honey in sugar and carbohydrates, have in mind their particular cubicles am situated can not cause as much as necessary strength. Terpenes at once answer with ozone inside atmosphere to build a variety involving further poisons, these kinds of to the same extent formaldehyde next ultrafine particles.
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Hi! How are you? Thank you for the add! : )
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oh em gee so i guess you like, like tswift as well!!!???? THAT IS SO WEIRD MAN IT'S SO NICE TO MEET A FELLOW SWIFT IT'S THIS KINDA FEELING THAT MAKES YOU FEEL LIKE YOUR NOT ALONE YA KNOW. swifties 5eva <13
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Blanks made specifically as "long profile" are made from different brass to ball cases (softer), and a lot of the European ones have a smaller than normal flash hole (if Boxer) or they may be Berdan...
As to making 7,62x39, Forget it...the 7,62 Nato case head is .470", the 7,62x39 is .445" ,
a rather big jump...It can be re-swaged down with four or five sets of "Ring dies", Trimming, recutting extractor groove and rim, and re-reaming the distorted primer pocket...cheaper to buy new 7,62 x39 cases.
The Only thing we recycle 7,62Nato Long blanks is into 7,62 Nato short( B/A Rifle) Blanks ( by cutting off the profile, and then star crimping the remaining shell,) or we can reform it to 7,9x33 Kurz ( Sturmgewehr) BLANKS only. They are the same body dimensions, just shorter ( with a Bullet profile) and they work wonderfully...Oh ,and we have the correct decapping Pins for HP type small flash holes.
Otherwise, use as Blanks, and then scrap the brass ( or use the cases to make Powder measures etc).
Doc AV
AV Ballistics. Film Ordnance Services


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XJ Flex
I just wanted to share this picture of my friend Wills 97 Cherokee out in the rock garden. This XJ has come a long way since this pic but this is such s bad ass pic i wanted to share.
Re: XJ Flex
love it! i had an XJ a few years ago, it was my first jeep and i loved it as well... nice pic brotha!
whats with afro dude trying to hump it? lol
Re: XJ Flex
That makes me miss my XJ.
Re: XJ Flex
Damn that's crazy flex
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Bonjour et Bienvenue à :
The French International School of
San Diego
La Petite Ecole de San Diego is a French International bilingual school, which adheres to the challenging curriculum of the world-renowned French Ministry of Education while exceeding Californian academic standards.
We are a non-profit, non-discriminatory, accredited school for all children aged 2 to 12 years old.
Our Education also emphasizes Respect, Politeness, Good manners, Art, Music & P.E.
Our mission is to develop and sustain a student's love of learning for school AND life.
Some important information:


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Martial Vivot's namesake salon resembles an intimate cocktail hour more than a conventional barbershop: The waiting room is highlighted by exposed brick, a flat-screen TV and a silver tray offering the finest top-shelf liquors, and just past the trio of partitioned styling stations sits a chic backyard. The haircuts are brisk, precise, and punctuated by rigorous shampooing and an elaborate manicure. Customers can choose between a cut by the master himself ($215) or a more wallet-friendly one by another stylist ($125). The salon also offers hair-straightening/-relaxing services (from $275) as well as a free 30-minute health-and-wellness assessment and follow-up wellness packages ($1,900 for a series of six sessions).
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|Martial Vivot Salon Pour Hommes
39 W 54th St
New York
|Cross street:
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The Home Depot is the world's largest home improvement retailer and second largest retailer in the United States. We help our customers build their dreams by being more than a store.
Instructions: Click on the "Position Details" links to see more and Apply Now!
2295 Lawrenceville Highway - Decatur, GA 30033 Positions Details
4325 New Snapfinger Woods - Decatur, GA 30035 Positions Details
→ Criteria: State:GA>City:Decatur
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A top advisor to S.C. Gov. Mark Sanford says that the outgoing chief executive privately "regrets" authorizing a $400,000 advertising expenditure that gave a vital boost to S.C. Gov.-elect Nikki Haley's once-flagging gubernatorial campaign.
Publicly, Sanford's support for Haley remains strong. In fact, her election is widely-viewed by national political observers as being a key component of a legacy of (cough) "redemption" that the scandal-scarred governor is seeking to carve out for himself.
But what's the back story? How does Mark Sanford really feel about Nikki Haley?
Our source (who would know) says Sanford is "disillusioned" with his successor – most notably over her failure to follow through on his budgetary reforms – and that he now sees the disconnect between Haley's rhetoric and her actions becoming "less subtle, less defensible."
Hmmm … far be it from us to argue with Sanford's ability to spot a hypocrite. It takes one to know one, right?
Anyway, the Sanford advisor – who was granted anonymity to speak freely about the relationship between the incoming and outgoing governors – says that Sanford first became suspicious of Haley during the general election, when the newly-minted GOP nominee began making her first moves to the "center" of the South Carolina political spectrum. Obviously, that centrist dash only picked up speed as the general election progressed, with Haley backtracking on her support for parental choice and individual income tax relief – a pair of ideas she and Sanford had previously championed together.
The straw that broke the camel's back came in early September, however, when Haley announced that she would not submit executive budgets – or detailed spending plans designed to pressure state lawmakers into prioritizing core government functions.
Prior to Sanford, S.C. governors typically submitted budget "suggestions," flimsy documents that contained recommendations for funding specific pet projects – but to his credit Sanford has turned this process into a real pro-taxpayer tool.
This gratuitous sop to the S.C. General Assembly was a clear retreat on Haley's part – and Sanford even joined a chorus of public opposition to her decision.
Following the budget blow-up, Sanford's support for Haley was tepid at best.
Of course by then Haley no longer needed Sanford's help … he had already served his purpose.
More than Sarah Palin (and even more than our founding editor), Sanford is the one person who can lay claim to providing the spark that ignited Haley's dramatic come-from-behind primary victory this summer.
A month before S.C. GOP primary voters cast their ballots on June 8, internal polling from multiple GOP campaigns showed Haley in last place in the four-way Republican race. That's when ReformSC – a 501(c)4 organization that formed in 2008 to advance Sanford's legislative reforms – dumped $400,000 into a television ad introducing Haley to South Carolina voters.
Sources tell FITS that Sanford struggled with his decision to authorize this expenditure – which not only gave Haley a sorely-needed boost in the polls but also allowed her to achieve financial parity with her well-funded, status quo opponents.
At that point in the race, our source says, Sanford wasn't entertaining ideological doubts about Haley – but he did feel that her campaign hadn't done anything to warrant the investment and didn't want to "bet on a loser" so close to election day.
Obviously, Sanford still believes that he has a political future … possibly as a "conservative" alternative to U.S. Sen. Lindsey Graham in the 2014 GOP Senate primary. Of course people say the same thing about Haley, too.
For now, though, Haley's election is being perceived as a feather in Sanford's cap … and he's unlikely to do or say anything publicly to dispel that perception.
Still, keep an eye on the relationship between these two politicians … particularly in the event their future ambitions begin to intersect.


text:
www.gamcare.org.uk - Provide information, advice, support and free counselling for the prevention and treatment of problem gambling.
www.joiningforcescu.co.uk - The MoD has made it possible for three of the UK's leading credit unions to join forces and make simple savings accounts and loans available to the Armed Forces and their families. The money is taken directly from the soldier's salary.
www.debthelpcompare.com - A brilliant website to help people to compare debt options and find the debt advice they need. Debt Help Compare are independent, with a focus on highlighting free, charitable, government-funded or industry-leading debt services.
www.incomemax.co.uk - IncomeMAX is an award winning Community Interest Company that helps people to maximise their income and improve their financial situation. They advise and support households in the UK on benefits, debt, saving money, employment, and energy & water bills.
www.turn2us.org.uk/information__resources/benefits/armed_forces - information about benefits for those in the Armed Forces, veterans, and their families, and where to go for further help.
www.entitledto.co.uk - helps you to work out what benefits you could be entitled to.
www.moneyforce.org.uk - Training programme and website designed to help improve the financial awareness of members of the Armed Forces.
resolveuk.com/military-debt-advice - Provides free debt advice for Armed Forces personnel. Resolve UK are licensed debt advisors to SSAFA Forces Help and the Royal British Legion.
www.stepchange.org - An independent charity dedicated to overcoming problem debt. Their advice and solutions services are effective, tailored and free.
www.rewardsforforces.co.uk - Serving personnel and their partners of the Navy, Army, Air Force and Veterans, Service Widows/Widowers, Reservists, Cadets, MOD Civil Servants and the Royal British Legion are all welcome. Visiting members of the US & Canadian forces are also eligible to use this website.
www.veterans-uk.info - Sometimes it is difficult to know who to contact for advice on a particular topic, Veterans-UK is the first stop for veterans. A 'Request for assessment of pension scheme benefits or Cash Equivalent Valuation for divorce proceedings' form is available to download from that page.
www.payplan.com - Free debt advice and free debt solutions for anyone experiencing financial difficulties.
www.moneysavingexpert.com - Free to use website offering advice on how to save money on everything from the weekly shop to mortgages.
www.forcesdiscount.com - Offering discounts on all sorts of things - services and products to the military serving, retired, attached civilians and their families.
www.siiap.org - The Services Insurance and Investment Advisory Panel (SIIAP) is a group of insurance and investment advisors, set up to assist Service personnel in their choice of insurance company and broker. Its objectives are to promote best practice withing the insurance industry and to provide technical advice and expertise to members of the Armed Forces.
www.forpen.co.uk - Forces Pension Society. The independent watchdog for Armed Forces pensions, reaching out to serving and retired Forces personnel and campaigning for Service pension rights.
www.direct.gov.uk/en/Pensionsandretirementplanning - Provides information and services for everyone, whether they are planning for retirement or about to retire.
www.moneymadeclear.org.uk - Financial Services Authority, the UK's financial watchdog to help you understand the world of money and how to make it work for you.
divorce.moneymadeclear.org.uk - For help with financial issues if you are going through divorce or separation.
www.forcesdiscounts.co.uk - has been established to allow all businesses nationwide the opportunity to offer discounts to MOD Bases and Establishments as well as to individual Armed Forces Personnel and their families.


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Insurance Companies Profit From Fallen Soldiers' Funds
For the families of fallen soldiers, funds from their loved ones' life insurance policies may provide little comfort for their loss, but it just adds insult to injury to learn that insurance companies have set the system up so they make a profit by holding onto payouts, using the funds to make more money, and pocketing most of the earnings.
According to an excellent investigation published by Bloomberg yesterday, that's exactly what happens with "retained-asset accounts," which have become "standard operating procedure" in the life insurance industry.
With these "retained-asset accounts," instead of writing a check for a lump sum, insurers send beneficiaries something that resembles a checkbook and assures them that the money is in a secure, interest-earning account.
In reality, according to Bloomberg, the insurer holds onto the funds and uses them to earn investment income. Prudential, for instance, earned a 4.8 percent return on such funds in 2008, while paying beneficiaries far less interest. Here's Bloomberg:
Both MetLife, which handles insurance for nonmilitary federal employees, and Prudential paid 0.5 percent interest in July to survivors of government workers and soldiers. That's less than half of the rate available at some banks with accounts insured by the FDIC up to $250,000.
What's more, the "checks" aren't always accepted because the process for retailers to receive reimbursement is more complicated—the money isn't pulled directly from a bank account because it needs to first be transferred from the insurer.
Though some states are looking into the matter, few states have rules on retained-asset accounts, and the Office of Veterans Affairs—which pays Prudential for life insurance for soldiers—has allowed the practice, according to Bloomberg.
Prudential, however, said it made the proper disclosures and argued that the retained-asset accounts are helpful for families.
"For some families, the account is the difference between earning interest on a large amount of money and letting it sit idle," spokesman Bob DeFillippo told Bloomberg.
Government workers should also beware. The practice extends beyond the military, according to Bloomberg.
"They've kind of created a sort of shadow banking system," said David Evans, author of the Bloomberg piece, in an interview available online. "There are now a million of these accounts that hold $28 billion of money that would've been paid out in the old days to survivors, and is now being held as a profit center for the life insurers."
15 comments
Three things about the retained asset account:
1. This practice is not new. It has been going on with the major insurance companies you mention for over twenty years, and is not limited to military or government workers. It has been their standard operating procedure for a long time.
2. It is easy to get out. Just write a "check" for the full amount of the account and deposit it in your own checking or savings account. It might take longer to clear, for the reasons you specify.
3. With some companies, the RAA can be avoided if beneficiaries read the death claim form carefully. There may be an election section that directs the lump-sum payment. The default is the RAA.
I was the beneficiary on a policy of one of my family members. I was offered the "checkbook" option but declined. One has to read the information carefully. Unfortunately not everybody undersatnds the consequences of the choices.
The initial expose by Bloomberg is a good piece of work. What this derivative story (which does give credit) fails to make clear in so many words is that the beneficiary can obtain the full benefit in a lump sum on request.
Why is that omitted?
It should be required by law that the insurance company clearly notify the beneficiary that they can receive the lump sum rather than hiding this information in a form which is not written in plain english and at a time when family members are still trying to deal with a great loss.
This is pretty much a non-story. As has been said, insurance companies have been doing it for a very long time. As distinct from all the deceptions and slight of hand we all experience with banks, the insurance companies will write a check for the full amount as soon as the beneficiary says they want it, no questions asked. The slight loss of earnings potential is not a bad trade off for the beneficiary being able to take their time making a decision and having check writing abilities in the meanwhile. Sure it's a small profit center for the insurance company. So what?
This is a disgusting practice that the Insurance industry practices. Profiting on the death of someone, being less than honest, is no big thing, as Mr Gurley says? You sound like you work in the industry? You also sound like it's O.K. for every other industry to take advantage of the people who support them with business. Your attitude of so what, everybody does it, shows how you are helping destroy the American way of life. I wonder, have you served your country in the Military, or are you one of the "Chicken Hawks"? I ask, as I'm an Ex-U,S,M.C. and proud of it.
We certainly have a broad range of responses to this article! Good discussion points by all.
In the spirit of full disclosure, I am a Trust Oficer for a regional bank, and hold a Pennsylvania Life and Health Insurance Producer's license. So I've kicked around this area of the financial world as both a seller and as a trustee-consumer.
While I understand Norman's reaction, I don't begrudge a life insurance company its profit. By definition, they "profit on the death of someone." If the company doesn't make money on the policy, all policy holders' interests are in jeopardy.
Russ Gurley's assertion that insurance companies are pure as the driven snow, as compared to those deceiving, slight-of-hand banks (like me!), is a bit disingenuous. The claim forms may or may not be clear that lump-sum is available, and I have sometimes had difficulty in getting the lump-sum. But, as he says, the companies I've dealt with know they can't deny lump-sum payment, and pay out eventually.
Despite heavy regulation by state and federal rules in both banks and insurance companies (and perhaps because of it!), financial services forms are unclear and easy to misunderstand. And when you add Pat's observation that grieving people rarely can be analytical enough to get it all. Those of us in these industies have an obligation to help objectively.
I assume this is a method of funding the insurance company as the premiums paid usually don't amount to the benefits paid out.
As Norman suggests, I'm pretty familiar with disgusting practices in the financial industy, but not in supporting them. My life's work is in helping people to identify them and avoid or escape them. I do so with at least as much passion as Norman seems to have. I've even argued with some insurance companies for being a bit too deceptive about this practice. And, no I was not chicken. I volunteered during Viet Nam and served four years proudly. All said, in the godawful range of things going on in the financial industry, I observe this one to be very small. Far worse is the bevy of vultures that will inevitably surround a grieving spouse when she/he walks into the bank to deposit an insurance company check for $100,000.
Yeah, cash that sucker out as soon as you get it. These kids didn't know or didn't care about the Mortgage Scam they used to crash the economy, or more precisely, the Investment Banks who underwrite them didn't. The condescending talk from the Industry Rep who said it's "beneficial to some families because they have a Large Amount" of money is hooey. As in Hoo..Wee them boys can sure talk them some slick trash.
They're not talking million dollar payouts or even 6 figures. A family who are already struggling (look up Operation Home Front to see what that's like, if you've never been "in" that is… if you have you already know) suddenly left with Survivors benefits and that "whopping" 20,000 check. The Insurance payout is something like a years wages.
As for knowing what you're doing when you're filling out the form, they make you fill out that form in a room full of other overtaxed recruits on the second or third day of basic training. You have to fill it out with a Second Lieutenant barking at you to hurry up. Not really all that much time to read a nine page document, you know? The beneficiaries don't fill it out, the soldier who is no longer going to be around when the payment comes, is the one filling it out.
The insurance company representative who wants you to sign your money automatically into the account isn't looking out for the best interest of the beneficiary, he works for the Company, not the widows and orphans. "Don't you worry, Mrs. Jones, we'll take care of everything. Trust us, we're the experts" That's how you get talked into paying 10 grand for a casket to bury your loved one too.
Newly widowed isn't the time when people make the best judgments, especially financial. If the VA doesn't understand that after all this time then there's something hugely wrong with that too.
Brother Jonah, You speak with clarity, as one who has been there. Good for this discussion. Indeed, the majority of the industry types haven't the foggiest idea what it's like down in the trenches. Like you mention of the 2nd Lt., so to, are the people who are working in the lower end of all the people serving industries that base their interest on the bottom line. This is the result of having such a vast bureaucracy as exists today. As you also mention a time element, the same applies to the private industry training of new people working the desks & phones. Pressure, produce, promotion. But it's no excuse for insensitivity, incompetence, rudeness on the part of the employees whose job it is to provide a service to those who have lost a loved one due to a stupid war.
Republicans even suck up to insurance companies! Amazing!
Just Corporate America screwing the little guy, again…....
If they are charged with any wrongdoing they will pay a negotiated fine to the regualtors and settle WITHOUT ADMITTING OR DENYING ANY WRONG DOING and business will go on as usual. A standard practice the companies know will work for them since they have been through it time and time again. The system will never change.
As ususal, two sides to the story and the truth is probably somewhere in between. This is a "damned if you do, damned if you don't" issue for insurance companies. Imagine if they simply mailed out lump sum death benefits to unprepared, possibly uneducated, grieving beneficiaries making them subject to unscrupulous predators. They would be demonized.
The retained assets account is clearly an appropriate option as long as it is not mispostured and all options are made known and equally available. The whole "profiting on death" commentary is very disingenuous. Every institution/company makes money on money and it is unfair to single out an insurance company. If the money was put in an account at a bank then that bank is "profiting on death" to the same extent. In a way, if the money was used to buy a new car then the dealer is "profiting on death".
I'm a fee-based life insurance consultant and I am a frequent critic of the industry but I feel this is being hyper politicized and emotionalized. Nothing about this is is wrong unless it is being mispostured to the beneficiaries. Many people are happy for the option.
read my full commentary at billboersmaonlifeinsurance.info


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text: Prior to running fakecall the Phone settings show: Last successful call Friday, Feb 3 at 9:20 pm Next scheduled call Mon, Feb 6 at 12:51 am I ran fakecall as follows: HD-TiVo# fakecall.tcl Running fakecall version 3 Fakecall ran successfully! HD-TiVo# After running fakecall manually Phone settings show: Last successful call Saturday, Feb 4 at 3:30 pm Next scheduled call Saturday Feb 4 at 5:00 pm This doesn't look right. What's going on?


text:
Are IITs divided over new entrance test format?
IIT-Guwahati and IIT-Kharagpur are opposing IIT-Kanpur's decision to conduct its own entrance exam.
New Delhi: The IITs appeared to be divided on Saturday over HRD ministry's 'one-nation one-test' proposal with the prestigious engineering institutions at Guwahati and Kharagpur opposing IIT-Kanpur's decision to conduct its own entrance exam from next year and backed the Centre's move.
IIT-Delhi, meanwhile, is being pushed by its Alumni Association to follow the example of IIT-Kanpur and oppose the move initiated by HRD Minister Kapil Sibal. Criticising the decision taken by IIT-Kanpur Senate on Friday, Director of IIT-Guwahati Gautam Barua said he was "surprised" at their "reaction."
"I am sad actually that they have to take this extreme step for such a small matter," he said. "Right now, we are not talking about one common entrance exam. We are basically talking about...for having a common exam for NITs, IITs and IIITs. Whether this lead to a common exam for everybody, only time will tell," Barua said.
Professor Damodar Acharya, Director of IIT-Kharagpur, said the institution does not have any objection to the Centre's move to conduct a common entrance exam for central engineering institutions.
At its meeting, the Senate of IIT-Kanpur had said the IIT Council's recent proposal on admissions is "academically and methodically unsound" and decided to go it alone. "In all likelihood, IIT-Delhi Senate seems to be geared up to follow IIT-Kanpur Senate," IIT Delhi alumni president
Somnath Bharti told PTI.
Sources said a meeting of the Senate of the IIT-Delhi is likely to be held in the next 10 days and its decision is expected to be made known.
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David Brent would be relieved to hear that office speak is alive and well.
The BBC has a funny, perhaps frightening, top 50 supplied by workers who are suffering such torment and had to speak out.
My favourites are :
"The business-speak that I abhor is pre-prepare and forward planning. Is there any other kind of preparedness or planning?" Edward Creswick, well done you are on my blog.
"The expression that drives me nuts is 110%, usually said to express passion/commitment/support by people who are not very good at maths. This has created something of a cliche-inflation, where people are now saying 120%, 200%, or if you are really REALLY committed, 500%. I remember once the then-chancellor Gordon Brown saying he was 101% behind Tony Blair, to which people reacted 'What? Only 101?'"
Ricardo Molina, don't watch The Apprentice it might be too much.
(By the way one of the "idgits" on the show wanted a simbiotic relationship with Sir Alan, that is a mutually advantageous association).
"We too used to have daily paradigm shifts, now we have stakeholders who must come to the party or be left out, or whatever."
Barry Hicks
"Until recently I had to suffer working for a manager who used phrases such as the idiotic I've got you in my radar in her speech, letters and e-mails. Once, when I mentioned problems with the phone system, she screamed 'NO! You don't have problems, you have challenges'. At which point I almost lost the will to live."
Stephen Gradwick
"Holistic", "leverage" and "synergy" are my bugbears.
Still, it is not an new problem. I would strongly recommend this piece by the great pamphleteer George Orwell who records some clumsy and turgid prose and gives suggestions how to express yourself clearly. Is there any better teacher?


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Welcome to WebmasterWorld Guest from 184.108.40.206
Forum Moderators: open
Currently, Google shows www.widgets.com/blah in SERPS.
Since my root domain of www.widgets.com will not be changing, will my PR and position in SERPS be affected once Google starts indexing my new site at www.widgets.com (using an Apache redirect from old site to new)? Is it like changing to a totally new domain even though I'm just dropping the /blah? My internal page names are changing too, but my main concern is my homepage.
joined:Jan 20, 2003
votes: 0
A 301 redirect is probably your best approach (site search [searchengineworld.com] should offer much discussion on the topic). Hopefully, you'll get the backlinks credited to the new address.


text:
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These people don't give a cr-p about other people's property. I had so much over spray on my car from a driveway being done down the street. The worker called his boss to come and take a look. Hours later he came by, felt the car surface, rubbed a bit and said look it comes off. I told him I wanted him to pay for a car wash. He said no. NEVER use these guys. No wonder HOMESTARS gave them 2.8 out of 10. And a "F" with the Better Business Bureau.
This report was posted on Ripoff Report on 06/14/2013 06:15 PM and is a permanent record located here: http://www.ripoffreport.com/reports/canada-property-stars-hamilton/stoney-creek-ontario/canada-property-stars-hamilton-they-dont-respect-other-peoples-property-stoney-creek-1059290. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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