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How Teens Can Become Millionaires
All it takes is a little effort and a lot of patience to become confident in your financial decisions.
We all know how to deal with debt—pay it off! Investing, however, is more complicated, and most people have questions about how and when to do it. But because everyone's situation is different, there's no good way to answer those questions and take everyone's unique challenges and goals into account.
We can, however, share Dave's own strategy for long-term wealth building. It's important to note, though, that you shouldn't copy Dave's plan simply because that's what Dave does. You're responsible for your own retirement plan—never invest in anything you don't understand.
You can get answers to your personal investing questions by working with an investing professional. In fact, an important part of any good investing strategy is working with a pro to create your retirement plan. Your investing professional will explain your investment options to you in simple terms so you can make informed decisions with your money.
Your income is your most important wealth-building tool. As long as it's tied up in monthly debt payments, you can't build wealth. And if you begin investing before you've built up your emergency fund, you'll end up tapping your retirement investments when an emergency comes along.
If you're still on Baby Steps 1-3, be patient. Put off investing for now. After all, avoiding a financial crisis with a fully funded emergency fund and paying off debt is a fantastic investment!
Once you've completed the first three Baby Steps, your next goal in Baby Step 4 is to invest 15% of your income for retirement. You'll get the most bang for your investing buck by investing through pre-tax investment accounts like your 401(k), 403(b), TSP or Traditional IRA and tax-free investment accounts like a Roth IRA and Roth 401(k).
If your employer matches your contributions to your 401(k), 403(b) or TSP, you can reach your 15% goal by:
Be Confident About Your Retirement.Find an Investing Pro
Dave invests in mutual funds in his retirement accounts. Through mutual funds, you can invest in many companies at once, from the largest and most stable, to the new and fast-growing. Spreading your investment among many companies helps you avoid the risks that come with investing in single stocks. Mutual funds also have teams of managers who choose companies for the fund to invest in, based on the fund type.
Your employer-sponsored retirement plan will most likely offer a selection of mutual funds, and there are thousands of mutual funds to choose from as you select investments for your IRAs. Dave divides his mutual fund investments equally between each of these four types of funds:
Your investing professional can help you choose a diversified mix of funds that take your retirement savings goals and risk tolerance into consideration.
ETFs are similar to mutual funds with some important differences. They are baskets of single stocks designed to be traded on the stock market exchanges. ETFs don't employ teams of managers to choose companies for the ETF to invest in, and that often keeps their fees low. Your investing professional can give you an in-depth explanation of ETFs so you can decide if you should consider them for your retirement strategy.
Dave does not invest in single stocks for his retirement. Single stock investing is like putting all your eggs in one basket because the value of a stock depends on the performance of an individual company. It's a big risk to take with money you're counting on for your future.
An investing professional can answer your questions about single stock investing to see if it has a place in your overall investing strategy.
Dave doesn't use Certificates of Deposit for his retirement investments. Like money market accounts and savings accounts, CDs have low interest rates that don't keep up with inflation and aren't suitable for long-term money goals that take more than five years to reach, like investing for retirement, which actually takes decades. But those kinds of accounts can be useful for setting aside money for a short-term goal such as a large purchase.
Dave does not own any bonds as part of his retirement strategy. Bonds have a reputation for being "safe" investments, but their values rise and fall like stocks and mutual funds.
You can find out more about bonds, how they work, and if they are appropriate for your retirement plan by talking with your investing professional.
Dave does not include fixed annuities in his retirement plan. They are complex accounts sold by insurance companies and designed to deliver a guaranteed income for a certain number of years in retirement. Annuities are often expensive and charge penalties if you need to access your money during a defined surrender period.
For a better understanding of annuities and their pros and cons, talk with your investing pro.
Variable annuities are also complicated investment accounts, and Dave does not have any in his retirement plan. VAs are insurance products that can provide a guaranteed income stream and death benefit. While you lose much of the growth potential that comes from investing in the stock market through mutual funds, VAs do provide an additional option for tax-deferred retirement savings if an investor has already maxed out his 401(k) and IRA savings accounts. Fees can be expensive, and VAs also carry surrender charges.
You can learn more about variable annuities and whether they are an option for you by consulting your investing professional.
Once you're investing 15% of your income for retirement, you can start saving for your kids' college. Remember, retirement saving comes first! Your kids will have options as they pay for college: scholarships, grants, part-time jobs—anything but student loans. But you will only have your retirement savings to get you through your golden years.
You will have some tax-advantaged college savings options that are similar to your retirement accounts. Education Savings Accounts (ESAs or Coverdell Savings Accounts) are simple and work like an IRA. You can also save for college through a state-specific 529 plan.
Each type of college savings account has its pros and cons, like income limits on ESAs and state-by-state differences between 529 plans. Your investing professional can help you decide which choice is right for you.
Long-Term Care Insurance (LTC)
Long-term care insurance will help you protect your retirement savings in the event you or your spouse requires extended skilled nursing care. The likelihood of your needing long-term care increases at age 60, but the age at which you buy a LTC policy is a personal decision. You and your investing professional can determine when you should incorporate LTC insurance into your retirement strategy.
Disability Insurance
Long-term disability insurance will replace a portion of your income if you become disabled and can no longer work. The cost of coverage depends on your occupation, so work with an independent insurance agent to find a policy that provides the coverage you need at a price that fits in your budget.
Short-term disability insurance is not necessary for most people since it only covers incidents that keep you from working for 90 to 180 days. A fully funded emergency fund will cover your expenses for that amount of time.
Life Insurance
A level term life insurance policy with coverage that equals 10-12 times your income will allow your family to maintain their lifestyle if you are no longer around to provide for them. Start with a 15-year policy—longer if you have young children.
Cash value or whole life insurance, on the other hand, is more expensive than term life insurance and is often sold as a way to build up your savings. But, when the insured passes away, the beneficiary only receives the face value of the policy and loses the money saved within it.
If you have cash value life insurance, Dave recommends you first get term life insurance, then cancel your whole life insurance. Work with an independent life insurance agent to find the right policy for your family.
SAMs are third-party investment professionals who buy and sell stocks or mutual funds on your behalf. Dave does not work with SAMs on his retirement strategy because he invests in mutual funds that have their own teams of experienced fund managers who have long track records of above-average performance.
REITs are companies that own or finance real estate. Similar to mutual funds, REITs sell shares to investors who are then entitled to a portion of the income produced from the company's real estate investments.
Dave prefers to invest in paid-for real estate bought with cash and does not own any REITs.
Employees of the federal government can save for retirement through a Thrift Savings Plan. A TSP offers many of the saving and tax benefits of corporate 401(k) plans. Your investing professional can help you choose investments for your TSP based on your retirement goals.
Biblically responsible investing is the practice of selecting mutual funds that only invest in companies whose business practices align with the investor's beliefs. Dave does not use that approach to his retirement investments, choosing instead to focus on funds with a long track record of strong returns and maintaining a diversified fund mix.
Choosing your retirement investments solely because they align with your beliefs is a slippery slope. To be consistent, you would need to stop shopping at any grocery store or gas station that sells products you disagree with or find a new bank if yours contributes to causes you don't wish to support.
It's impossible to track every dollar you spend to find out how it is ultimately used, and the same goes for investing. Work with your investing professional to choose investments you can feel good about long term.
The fees associated with investing are often confusing, but they are an unavoidable part of investing for retirement. Fees will also have an affect on your savings, so it's important to understand how much you're paying and why.
For example, most investing professionals are paid one of two ways.
Each arrangement has its pros and cons, and you can find trustworthy, client-focused professionals who use either method. However, if your investing professional doesn't take the time to explain the costs of their services or the fees associated with your investments, that's a huge red flag. Never invest in anything until you understand how it works, how much it will cost, and how that cost will affect your savings long-term.
Even though Dave has a thorough understanding of how retirement investing works, he still prefers to work with a pro. It's an investing professional's job to stay on top of investing news and trends, but their most valuable role is keeping their clients on track to meet their retirement goals.
And while a pro has more experience with investing matters, they also know their clients call the shots on their retirement strategies. A pro provides insight and direction, but their clients are the decision-makers. That means the pro focuses on answering their clients' questions and giving them all the information they need to make good investing choices.
If you're looking for an investing professional who is committed to helping you make informed decisions with your money, try SmartVestor. It's a free and easy way to find investing professionals in your area today!


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shower rough in frusteration!
Ok, so im not a plumber, but i am trying to put in a shower rough for a bathroom remodel. The hot and cold supply was already there. Im just trying to hook them into the new shower rough in. 1/2 male copper fittings going into 1/2 female brass shower rough in wrapped in teflon tape......leak, but just barely. I have redone them several times and the same result. All of my soldered connections are leak free. The threaded connections are killing me.
Should I use something besides teflon tape? Tape and some pipe dope? What kind for copper to brass? How much should I be cranking these fittings into the rough? Any and ALL help is greatly appreciated.
Use teflon tape with pipe dope on top of it, works everytime.
Wow, thanks for the quick reply. Any certain type of dope to use? With/Without teflon etc... I want to do this right (for the 4th time).
yeah what ron said. he was right but, if you pipe dope and teflon before you sweat it togather. then it will leak every time. take it apart put your dope on it, put it tagather,then wrap it with a wet rag,as your solider it keep it cool.. or the heat will melt your tape out you savey frodo
Use Rectersol, in the yellow tube.
have they come out with a pipe dope you can get hot, and wont leak? i am 50 years old, kinda old school,stuck in the past. they keep commen up with new stuff, i remember when polybutalane water pipe came out , everybody had to have it. it dont work no more we went back to copper then they came out with pex , i think we will be going back to copper pretty soon. i met a young [19 or 20] year old "plumber" who could not solider. pretty sad huh ?
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It has come time to sell my 1992 Corrado VR6 in . Unfortunately she is a great car that starts and can runs but has some coolant issues I cannot solve. I am asking $2,500 OBO.
The car has a brand new battery, Samco Hoses, Cross-Drilled Rotors and new rear brakes and lots more. The new owner is getting a great car for a low price.


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Lindsay was partying in London over New Year's Eve with her mom Dina and now her dad tells HollywoodLife.com that Dina is the reason why Lindsay's career and life is at an all-time low. Read on for the shocking EXCLUSIVE interview.
Lindsay Lohan can blame all of her problems on her mom, according to her father Michael Lohan. We spoke to Michael just days after Lindsay was reportedly paid $100K to party with Prince Azim at his lavish New Year's Eve bash in London. Michael tells us that Lindsay had no business partying in London since she's battling drug and alcohol problems and that Dina is pressuring Lindsay to attend these types of "quick cash" events.
"Lindsay is Dina's income," Michael tells us. "It's the blind leading the blind. Lindsay should absolutely not have gone, especially if she's going to stay sober. I understand her need for money but now the IRS knows she's made a 100K, there's tax on that. Linds should get a restraining order against Dina, she is the worst influence on Lindsay's life, more than anyone. She parties with Lindsay, broke up the family, and uses Lindsay financially."
Lindsay is expected at court on Jan. 15 to face the charges that she lied to police about driving her Porsche when she got into an accident last summer. This would mean she violated her probation which stemmed from the alleged shoplifting incident and could send her back to jail.
"She should have gone to rehab to show the court she's serious," Michael says. "She might be in for a rude awakening. I pray she goes to rehab and doesn't go to jail."
When we asked Michael is Lindsay is still using drugs and drinking, this is what he told us: "Oh come on, of course she is! You just can't stop drinking and using that much without going to rehab and detoxing. Her life and career are spiraling out of control. It's the lowest point it's been. She's gotta go to rehab and resolve the differences and Dina has to come on board and stop using the kids."
— Chloe Melas
More Lindsay Lohan News:
- Michael Lohan: I'm Worried Lindsay May Die If She Doesn't Go To Rehab
- Lindsay Lohan: I'm 'Stressed' About Court Date
- Lindsay Lohan Could Serve 8 Months In Jail
Copyright © 2017 Hollywoodlife.com, LLC. All rights reserved.
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Story highlights
- Plan for next year's race finish by booking rooms in Nome well in advance
- Fans can become "Iditariders" by bidding on sled rides during the ceremonial start
- Flightseeing in bush planes is another way to see the race in progress
It's a competition that brings out some of the toughest, hardiest, most ferociously determined athletes in the world. In fact, most of the competitors in this sport aren't even human.
It's a race boasting more mileage and fur coats than perhaps any other on the planet -- worn by both participants and spectators bundled from head to toe to face a punishing 2012 Alaska winter. Dubbed the "Last Great Race" by organizers, the Iditarod sled dog trail in Alaska is legendary. The race is currently celebrating its 40th running, now under way on the trail between Anchorage and Nome.
This year, Iditarod spectators had to brave near-record snowfall in Anchorage just to get a glimpse of their favorite teams -- howling at top of their lungs in anxious anticipation of their turn at the starting point. The nearly 1,000-mile race covers some of the most extreme terrain on Earth, each team powered by 64 booted paws and a musher's dogged desire to be the first to reach the finish line on the Bering Sea Coast.
The Iditarod has been an annual Alaskan sporting event since 1973, drawing spectators and competitors from across the world. Each year, hundreds of spectators travel to Alaska hoping for some personal interaction with the mushers and their four-legged teammates. There are many opportunities for visitors to meet their favorite mushers along the trail, but it takes some advance planning to get the most out of an Iditarod vacation.
The 2012 trail covers approximately 945 miles, so spectators must first determine which portion of the race they aim to see. The ceremonial start of the race is, by far, the most popular choice of fans seeking access and convenience. There are a number of events in and around Anchorage leading up to the Iditarod start, such as the Mushers' Banquet, various Iditarod educational seminars featuring mushers and race officials, and even a competing annual festival and parade in Anchorage, the Fur Rondy.
On the first Saturday of March, thousands of Iditarod enthusiasts line Anchorage's historic Fourth Avenue to participate in the celebratory send-off. Race officials personally introduce each team as they depart "the chute," announcers struggling to be heard over a cacophony of howling dog teams. Mushers and their dogs often don festive regalia at the noncompetitive ceremonial start while also toting warmly bundled "Iditariders" in their sleds.
Iditariders are fans who bid on a ceremonial sled ride as part of a program which helps to support the race financially. The chance at a ceremonial 11-mile Iditarod sled ride begins at $500 and can cost as much as $7,500 for the opportunity to experience the event in a sled driven by a popular race champion.
Following a Saturday ceremonial start, mushers quickly regroup their dog teams and reorganize trail necessities for the following day's "official start" of the race in Willow, Alaska, 79 miles north of Anchorage. Spectators who travel to Willow by car or shuttle bus can once again line "the chute" on Sunday afternoon to cheer on mushers as the race clock officially begins.
For most spectators, the next eight to 12 days involve closely monitoring the race online with the assistance of real-time GPS tracking and video coverage from the trail checkpoints -- available on www.Iditarod.com .
However, for those seeking a more intensive race experience, travel operators offer various "flightseeing" and snowmobile excursions in order to catch mushers crossing through some of the more than 20 remote checkpoints. The price to travel across the diverse Alaskan landscape by bush plane can be expensive during the Iditarod, but the experience is almost always described as unforgettable.
The Gold Rush-era town of Nome is the end of the trail where the famous Iditarod "burled arch" forms the finish line. Crowds of spectators line narrow, snow-packed Front Street to greet the winner. Last year's Iditarod Champion, John Baker, made it to Nome with a record-setting pace -- 8 days, 18 hours and 46 minutes. A loud siren sounds day or night throughout Nome announcing the arrival of teams nearing the finish line.
Hotels in Nome, however, are scarce and must be booked months in advance for die-hard fans and visitors hoping to be present when the leaders arrive. For other spectators happy to simply get any glimpse of the remaining teams' arrivals at the finish line, opportunities continue for approximately a week.
While the Iditarod may be known as "The Last Great Race," there's no sign it's coming to an end anytime soon. If you're unable to witness this year's race at points along the trail, 2013 promises to deliver yet another compelling Iditarod -- a truly Alaskan experience.


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Nov. 15, 2013
Media Roundtable: Coach Beilein | D. Walton | J. Horford
Game Notes | Game Central
By Jenny Herstein, U-M Public & Media Relations
Michigan picked up its second win of the season on Tuesday night (Nov. 12) against South Carolina State, riding a hot-shooting start to a 93-59 victory. The Wolverines made 10 of their first 14 field goal attempts and shot a 51 percent field goal rate on the night.
Most impressive in Michigan's offensive arsenal was its three-point shooting. The Wolverines went 12-for-19 in the first half (63 percent) and scored 15 three-pointers total on the night -- just shy of the school record of 16.
Leading the team were sophomores Caris LeVert, who scored a career-high 24 points on 7-for-11 shooting, and Nik Stauskas, who scored 23, also a career high, while going a perfect 5-for-5 on three-pointers.
Meanwhile, the Wolverines outrebounded the Bulldogs 43-30, with Jon Horford grabbing a career- and team-high 15 rebounds.
With two comfortable home wins behind them, Michigan now faces its first game in a hostile environment and the first of a stretch of challenging non-conference matchups as the team heads to the Puerto Rico Tip-Off next week.
"The big thing is getting used to the fact that everybody's not yelling for you, they're yelling against you," said head coach John Beilein.
Beilein noted that the Wolverines will spend two practice sessions simulating the loud noises they will hear on the road.
"I might go home with my ears ringing when they're done," Beilein said, "but we have to get to the point where we are ready to play in that atmosphere."
The atmosphere in Ames, Iowa, promises to be charged, with tickets to Sunday night's game selling out less than 10 minutes after sales were opened. Iowa State can proudly boast a home-court advantage, having won 15 straight non-conference games at home. Their last loss to a non-conference team at Hilton Coliseum came against the University of Northern Iowa on Nov. 30, 2011.
The Cyclones, who were 23-12 overall last year (11-7 Big 12), made it to the third round of the NCAA Tournament, where they were narrowly defeated by Ohio State at the buzzer.
This year's Iowa State team sees many changes from a season ago, with the departure of starters Will Clyburn, Korie Lucious and Chris Babb. Also gone from the roster is guard Tyrus McGee, who together with Lucious and Babb accounted for 229 of Iowa State's three-pointers last season.
Meanwhile, Iowa State senior forward, Melvin Ejim, sustained a hyperextended left knee and bone bruise during practice late in October. Ejim was named to the pre-season all-conference squad after averaging 10.3 points and leading the Big 12 in rebounds per game (9.3) and double-doubles (15).
"You can say that Sunday isn't ridiculous or no hope whatsoever," said Iowa State trainer Vic Miller of Ejim's return, "but it's not like it's a strong possibility."
The Cyclones enter Sunday's contest 2-0 on the season, with wins at home against UNC-Wilmington (95-62) and Texas A&M-Corpus Christi (80-50).
In 2012-13, sophomore forward Georges Niang started all 18 Big 12 conference games, averaging 12.5 points per contest. His best performances came in the postseason, when he scored 19 points against Kansas in the Big 12 tournament and again vs. Notre Dame in the NCAA Tournament second round. He also posted 16 points against UNCW and 12 against TAMUCC.
|Iowa State
Ann Arbor, Mich.
Wolverines Close Out Iowa State with Second-Half Run
Coach Beilein | Radio Show | Jordan Morgan | Eso Akunne
No. 14 Michigan, which was led in points by Tim Hardaway Jr. (19) and rebounds by Zack Novak (11), used a 21-5 run in the second half on the way to a 76-66 victory over Iowa State.
"He reminds me of (former Michigan State forward) Dreymond Green a great deal," said Beilein. "He is a strong forward who can pass and shoot threes."
After averaging just 1.4 points per game in 2012-13, sophomore Naz Long paced the team against UNCW with 26 points on 9-for-11 shooting, including eight three-pointers.
Newcomers DeAndre Kane and Monte Morris also have emerged as key players for the Cyclones, averaging 14.5 rebounds between them. Kane, a 6-4 senior transfer from Marshall, was named to the All-Conference USA second team last season, averaging 15.1 points per game. He was one of only two players in all of Division I to average at least 14 points, four rebounds and seven assists. This season, Kane scored in double figures against both UNCW and TAMUCC, recording 13 and 15 points, respectively.
"They lost a lot of guys from last year, but all of a sudden you've got a fifth-year point guard who's a really good player, and it helps a lot," said Beilein.
Monte Morris enters as a freshman after being named Michigan's Mr. Basketball last season; Morris scored 11 points in the Cyclones' game.
The Cyclones are shooting 45.6 percent from behind the arc and posted more than 10 three-pointers in both games.
Sunday night's matchup will mark the 10th meeting between Michigan and Iowa State. Michigan leads the all-time series, 5-4, but Iowa State won three of the five matches played in Ames. The last meeting between the two teams was on Dec. 2, 2011, in Ann Arbor, where the Wolverines won, 76-66.
Both the Wolverines and the Cyclones have rosters that have changed significantly from last season. Both teams lost their top scorers from last year, and both have had players sidelined due to injury (Ejim and Michigan forward Mitch McGary) that may or may not see the court. Yet, both teams also have a wide range of offensive weapons.
"(Michigan and Iowa State have) different plays, but very similar styles in many ways," said Beilein.
» Learn about Michigan men's basketball season tickets for the 2017-18 season.


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Three Kings Cake
- Number of Servings
- 12
- Ingredients
- 1/2 cup blanched almonds
- 1 cup sugar
- 6 tablespoons soft butter
- 6 teaspoons vanilla or almond extract
- 2 eggs, lightly beaten
- 2 & 1/4 cups flour
- 1 & 1/2 teaspoons baking powder
- 2 tablespoons raisins or currants
This variation of Three Kings Cake is flat, more like a cookie, with a trinket (or a few) baked inside.
- Instructions
- Grind the almonds with 1/4 cup sugar in a food processor or blender and set aside.
- In a large bowl, use a fork to mix the butter and remaining 3/4 cup sugar together until blended. Beat in the eggs and the extract, saving a tablespoon of egg to glaze the top.
- Stir the flour and baking powder into the egg mixture. Stir in the sugar and almond mixture along with the raisins or currants. Add one or two whole almonds, a dime, dried bean, or whatever other (ovenproof!) item you will use for a "prize."
- Put the dough onto a greased cookie sheet. Pat the dough into a circle about 1/2-inch thick.
- Spread the reserved beaten egg on the top of the cake. Bake at 350 degrees for 20 minutes.
Recipe is from Advent & Lent Activities for Children by Shiela Kielly and Sheila Geraghty (Twenty-Third Publications)


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Sony bloggie Camera
I've always been a huge fan of the Flip camera, and have one I use all the time. But the newest entry – the Bloggie Camera – has really captured my attention.The Bloggie has all of the things you would expect: compact size, USB arm, cool colors, easy to use software….
By MD. Obaiduzzaman Khan On August 9, 2010 21 Responses
Add To Bookmark Add To Readlist
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Handbook of Clinical Behavior Therapy with the Elderly Client
€ 259,49
Lieferbar innerhalb von 2-3 Tagen
April 1991
BeschreibungAlthough we speak of "the elderly" as if there were one body of people with common characteristics, older adults are more heterogeneous than any other popu lation. People over the age of 65 are also the fastest-growing segment of the population in the United States, currently numbering 25 million. The majority of older adults reside in their communities; a small fraction of them are cared for in institutions. Most may expect to experience some kind of physical impairment. Approximately a quarter of the population may expect to suffer amental health impairment. While traditional therapies have not been especially effective for older adults, behavior therapy has shown exceptional promise as a treatment modality. This book presents a comprehensive explication of the relatively new field of behavioral gerontology. It was written for the clinician interested in the interaction of medical, environmental, and psychological variables and their effects on treatment of elderly clients and for the researcher who will be looking to extend knowledge about interventions with this population. It will be useful for the graduate student in clinical psychology, as weIl as the experienced clinician, who will want to include the elderly in his or her therapeutic population.
InhaltsverzeichnisI. The Behavioral Approach to Aging.- 1. Behavioral Gerontology.- II. Factors Affecting Treatment of the Elderly.- 2. Medication and the Aging Organism: A Guide for the Non-Prescribing Clinician.- 3. Nutritional Factors in Aging.- 4. Residential Factors in Behavioral Programming for Elderly.- 5. The Influence of Social Support Factors on the Well-Being of the Elderly.- 6. The Complexities of Cognitive Impairment and the Process of Aging.- III. Treatment Applications.- 7. Stress and Stress Management with the Elderly.- 8. The Promotion of Positive Social Interaction through Social Skills Training.- 9. Problems in (Really) Living: Behavioral Approaches to the Elderly's Goals Regarding Dating, Marriage, and Sex.- 10. Behavioral Assessment and Treatment of Depression in Older Adults.- 11. Cognitive-Behavioral Interventions for Age-Related Memory Impairment.- 12. Insomnia as a Problem for the Elderly.- 13. Behavioral Treatment of Aged Alcoholics and Drug Addicts.- 14. The Problem of Urinary Incontinence.- 15. Treatment Applications for Psychological and Behavioral Problems of the Elderly in Nursing Homes.- 16. Behavioral Medicine for the Health Concerns of the Elderly.- 17. Pain Management.- 18. Pet-Facilitated Therapy and the Elderly Client.- IV. Interventions in the Health and Community Care Systems.- 19. Behavioral Staff Training and Management in Geriatric Long-Term Care Facilities.- 20. Behavioral Programs for Families of Dependent Elderly.- 21. The Delivery of Health Care Services to Older Adults.- 22. Teaching the Use of Community Services to Elderly People and Their Families.
Untertitel: 'NATO Science Series: B'. 1991. Auflage. Book. Sprache: Englisch.
Verlag: Springer
Erscheinungsdatum: April 1991
Seitenanzahl: 532 Seiten
Format: gebunden


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The Most and Least Bible-Minded Cities in the U.S. in 2014Tweet
Jan. 23, 2014 – The social, economic and political values of any given city compose a richly distinct cultural climate—but what about the spiritual values? How does one city differ in spiritual profile to the next?
Barna Group's latest Barna:Cities study, conducted annually in partnership with the American Bible Society, examines a combination of regular Bible reading with belief in the Bible's accuracy across the top 100 metropolitan areas in the United States. The result reveals a geographical portrait of the most and least Bible-minded U.S. cities. Yet even in one year, the spiritual climate has notably shifted, as evident by comparing to last year's study.
Comment on this research and follow our work:
Twitter: @davidkinnaman | @barnagroup
Facebook: Barna Group
Barna Group (which includes its research division, the Barna Research Group) is a private, non-partisan, for-profit organization under the umbrella of the Issachar Companies. Located in Ventura, California, Barna Group has been conducting and analyzing primary research to understand cultural trends related to values, beliefs, attitudes and behaviors since 1984.
If you would like to receive free e-mail notification of the release of each update on the latest research findings from Barna Group, you may subscribe to this free service at the Barna website (www.barna.org). Additional research-based resources are also available through this website.
© Barna Group, 2014


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Home » Backing Plates
Backing Plates
At Buff and Shine Mfg. backing plates have moved forward by leaps and bounds these past couple years. Our main goal in the short run was to produce a backing plate for both large wool and foam pads that was strong and true. We hit the mark on both. Critical to overall buffing performance is to have a backing plate that spins true; we can't overemphasize this point. Otherwise, the wobble at slow RPMs becomes a major wobble at higher speeds. The fewer wobbles you have the easier it is on the technician to finish the job without fatigue and imperfections. In the long run the above backing plate will be used as a model to spin off various other plate designs. Bench and field testing will already be complete, so it's a matter of prioritizing the new backing plates.
Our new backing plates have little resemblance from previous models. Future backing plates will be made of the same basic materials except for the flexible models. We fully expect to provide a wide range of backing plates in order to satisfy every buffing requirement. This has been an exciting project and early successes have provided positive feedback to move forward with confidence. One last note of uniqueness is the fact we can private label our large standard plates. No one else in the business can offer this service.
At this time we have approximately 22 various backing plates available for sale. Many deal with the issue of adapting to international requirements like metric sizing. We are also improving our range of plates for Dual Action (DA) machines, these machines are becoming more and more popular because they are safe to use and minimize or actually eliminate swirl marks.


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Welcome to Project Inspire{d} ~ It is so wonderful to have you here. Project Inspire{d} is all about sharing what you've created {inspiring others} and checking out what others have created to give you some inspiration!
This week's Features
Firehouse Dresser Restore by Clydia at Three Mango Seeds
Baker's Rack Turned into a Coffee Station by Repurposed Life
Breaded Pork Chops by Wanda at Memories by the Mile
Mirror Makeover by Anne ~ Design Dreams by Ann
I love this laundry room makeover by Penny at Penny's Treasures
This Amazing Grace sign by Knick of Time is so inspiring!
Check out this White Bedroom Makeover by Redhead Can Decorate
Chevron Painted Kitchen Stool by Tanya from twelveOeight
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Cupcakes and Crinoline ~ Setting for Four ~ Dukes & Duchesses
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U-M Head Coach Tommy Amaker
On Michigan's performance ... "I'll be very honest about this: sometimes the team that deserves to win doesn't win, and I firmly believe our team deserved to win. I think they played an incredible game to fight through some injuries with their ball club and I thought they fought back. I'm very proud of our kids and the effort that they put forward. It was a gutsy game for both teams."
On Michigan's adjustments ... "We talked about situations where we broke down when the run took place. Certainly it was disappointing, but they were getting wide-open shots. I thought they moved the ball well and had us spread out. I thought we weren't making the right coverage and scrambling hard enough to get the spots and get the shooters. I thought we did a pretty decent job against their post guys, and that was something that really hurt us when we played the previous game in Champaign."
Senior Center Chris Young
On the final minutes of the game ... "I really do not think that it came down to the end of the game. We have to be able to hold our defensive intensity at the end of first half. If we had done that we would have not been in that situation in the second half. Instead we were trading baskets with them and not playing any D. You are not going to beat any team playing like that, especially a ranked team."
On taking momentum from tonight's effort into Saturday ... "The only way we can is to look at how much energy we came out and played with. I have never seen us play the way we did in the first 15 minutes. We were everywhere. Even against Wisconsin we were not as hard-nosed as we came out this game."
On keeping up the intensity ... "I think we can keep it up. I do not know about the rest of the year, but as far as Saturday I think that we are going to be able to carry through. It is less than 48 hours away."
On accepting the loss ... "It is very hard to swallow but we cannot sit here and dwell on it. Tomorrow we have to come to practice with our heads up and get ready for Penn State."
Senior Guard Leon Jones
On the game ... "I am not satisfied because we let down with about six minutes left in the first half. I think it was a good start. I think that we are building something. We are not the type of team that can let down and expect to come back."
On the team's ability to stay close despite the first-half run ... "I knew it was going to be a battle. In the second half we were going back and forth and we knew that it was going to go down to the end. We just did not make shots at the end and they did."
On the team's effort ... "I was really proud of our effort. We laid everything on the line. We just did not play smart in some stretches and it really hurt us. If we can take that into next game and not lay down for even one possession we should be okay."
Illinois Head Coach Bill Self
On his team's adjustments after Michigan took the lead early ... "I don't think we played as poorly early on as they played well. They made a lot of shots and were really comfortable, so we just changed defenses and tried to keep them off balance. We got fortunate enough that a couple poor possessions for Michigan led into baskets for us."
On Brian Cook's performance ... "Brian did carry us early. We shot too many perimeter shots once again early, although we shot it too quick. We really didn't have much of a low-post presence other than Brian. I though Brian played without question his best game of the year."
» Learn about Michigan men's basketball season tickets for the 2017-18 season.


text: SHANGHAI and EL DORADO HILLS, Calif., and SAN DIEGO, Calif., March 15, 2012 /PRNewswire-Asia/ -- JinkoSolar, a fast-growing, vertically integrated solar power product manufacturer based in China, and Premier Power, a global leader in the development, design, engineering and construction of solar power systems for commercial, government and utility markets globally, today announced that the two companies have received a Climate Change Business Journal® (CCBJ) award for a joint solar power installation at The Dependable Companies' Los Angeles headquarters. CCBJ is a business research publication that provides high value strategic business intelligence to the climate change industry. "CCBJ recognized a number of innovative projects that either broke ground or saw their way to completion in 2011 in wind, energy storage, carbon capture & storage and adaptation," said Grant Ferrier, president of Environmental Business International Inc. (EBI, San Diego), publisher of Climate Change Business Journal. JinkoSolar and Premier Power were recognized for an installation at the Los Angeles headquarters of The Dependable Companies – a logistics service company providing trucking, warehousing, freight forwarding and airfreight services. The 1.2 MW system used 5,292 JinkoSolar modules to cover approximately 300,000 square feet of The Dependable Companies' building, making it the largest solar PV system installed on an industrial high-rise building anywhere in the world. "We are honored to be recognized by CCBJ with this prestigious award," said Arturo Herrero, Chief Marketing Officer for JinkoSolar. "We were grateful to have the opportunity to work with Dependable, a company with such a long-standing reputation for quality and dependability." "As the EPC contractor for this installation, we worked closely with both JinkoSolar and Dependable to design and install a system that will help Dependable meet its sustainability goals. We are pleased to see this ground-breaking project recognized with a CCBJ award," said Miguel De Anguin, President of Premier Power. The 2011 CCBJ awards were presented at a special ceremony at the Environmental Industry Summit X in Coronado, Calif. on March 14-16, 2012. The Environmental Industry Summit is an annual three-day event hosted by EBI Inc. About JinkoSolar JinkoSolar Holding Co., Ltd. (NYSE: JKS) is a fast-growing, vertically integrated solar power product manufacturer with cost efficient operations based in Jiangxi Province and Zhejiang Province in China and sales and marketing offices in Shanghai, China, Munich, Germany, San Francisco, Queensland, Australia, Ontario, Canada, U.S., Bologna, Italy, Montpellier, France and Zug, Switzerland. JinkoSolar has built a vertically integrated solar product value chain with an integrated annual capacity of approximately 1.2GW each for silicon ingots, wafers, solar cells and solar modules as of September 30, 2011. JinkoSolar distributes its photovoltaic products to a diversified customer base in the global PV market; including Italy, Germany, Belgium, Spain, the United States, France, Eastern Europe, China and other countries and regions.


text: The Hot Tug: Decadence, by way of a hot-tub boat News See Deal Flag this deal Edit deal What's the matter? Choose a reason Dead deal Duplicate Bad link Spam Inaccurate No value Alive again Comments (2) encorez Oct 03, 2012 at night at a private pond..... Reply Cancel nthsll Oct 03, 2012 This is pretty awesome. I dont think that I would want to float it on the river in the picture though. Methinks those boats would kick up a pretty good wake and maybe swamp your boat. Reply Cancel Load More Comments


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Latest Weather Blog
BRPD traffic stops lead to 8 arrests, drugs seized
BATON ROUGE - Police said two days of proactive patrolling resulted in eight arrests and the seizure of large quantities of a variety of street drugs in Baton Rouge.
Officers said a traffic stop in the 1400 block of N. 38th St. on Wednesday evening led to the confiscation of more than 2,000 prescription narcotic pills and the arrest of Ronnie Jackson, 29, and Mikeshia Stewart, 26.
Another traffic stop on Thursday night in the 3000 block of Winbourne Ave. resulted in the seizure of large amounts of crack cocaine and marijuana along with the arrest of Jason Webb, 35, Marcus Rowan, 28, and LaQuanna Collins, 28, according to police.
Law enforcement said Rowan also had a handgun in his possession and will face additional charges due to his status as a previously convicted felon.
The BRAVE Unit said a third traffic stop was conducted by in the 1300 block of Fig St. later on Thursday evening resulting in the arrest of three more individuals.
Jabari Matthews, 22, Dennis Duronslet, 20, and Donald Allen, 23, were found to be in possession of an undisclosed amount of marijuana.
All of the suspects were booked into East Baton Rouge Parish Prison on drug charges.


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Answers Home
» Behavior & Training
» Dogs & Kids
Our pet dog bit our 15 month old child in the back of the head (requiring stitches). Any advice, suggestions or help?
We have a 90lb mixed breed male dog, adopted at 10 weeks from the shelter. He will be 7 years old this summer and we love him. He is slow to warm up to strangers and can be protective of his food and his toys with other animals. He is really sweet with everyone he knows, but barks at strangers, bicycles and children, so we don't take any chances. We have an adorable and happy 15 month old baby. We have kept them mostly separate with baby gates and have also monitored them carefully when they are together. Recently, he was just let in from outside and ran into the kitchen when someone was cooking. My baby came quickly around the corner and he jumped at her and bit her in the back of her head and knocked her down. It required an ER visit with stitches. We are quite upset--it was very scary for us! We are debating our options for what to do. Any suggestions, please?
Asked by
Member 984898
on May 2nd 2010
in Dogs & Kids
- Cast your vote for which answer you think is best!
You need to take him to training classes. Tolerating food and toy aggression is the first problem. When your child goes near him when he has food or toys, can be very dangerous. Children do not know how to approach dogs or even interact with them. You have a time bomb waiting to go off. I.m not saying get rid of your dog but your child comes first. You really need to find a good trainer and/or behaviorist. If your not willing to spend the time and money, find him a new home with no children.
Jax (earned her wings 5/30/12) answered on 5/3/10. Helpful? / 1
My Sassy snaps at my kids sometimes but she has never made physical contact. (my kids usuallu deserve it) 7 years old is pretty old for "training" him. Honestly, I would think about putting him to sleep. Believe me I don't take that subject lightly. I just think it's a loss cause to try and correct it. Something happened between the age of 8-12 weeks that made him food aggressive.
Your other option is just to never have him around your kids ever again. I dated a guy that quite literally got his face ripped off by his own dog when he was a kid. He was very attractive but had about 3 huge scars across his face.
Member 983588 answered on 5/3/10. Helpful? / 0
I understand what you are going thru.I have a 7 yr old welsh corgi & a 4 yr old daughter.My dog has never cared for small kids so we have kept them seperate since my daughter started crawling.Over the years he seemed to tolerate her & we slacked off keeping them totally seperate.The other night my daughter fell on top of him while he slept.She was bit on the upper lip requiring stitches.It was a total accident but I am scared that there is always the possibility of another one.He has never hurt anyone before but now that this happened Im not willing to risk it again.Im pretty sure I can keep them seperate but I cannot account for anyone else that is at my house & I have several yrs before I can think that my daughter will listen more respectfully w/the dog.Im ultimately looking for a home for him w/no kids.I cry about this & do not want to put him down.He is currently in a temp home & I miss him.I want my dog to have a happy life & being kept seperate from us daily cannot make him so.
Member 1016874 answered on 12/27/10. Helpful? / 0


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Well, the Cincinnati sports scene has enjoyed better weekends. I'm not sure who I would rather be right now, Francisco Cordero or any member of the Bengals defensive line.
Probably Cordero, because at least he will get a chance to redeem himself soon whereas the lineman have to hear Mike Zimmer tell them how bad they are for six long days.
Of the big three locally, the Bearcats were the only team to grab a win. Although, at least for the first half, it felt like a loss. The question was how much did the Bearcats offense really figure out at the open of the second half against Indiana State?
We will learn much better where this team is at Thursday at N.C. State. It's a nice test for a team that endured some odd circumstances through the first two games with the trip to the West Coast and game against lowly ISU.
The Wolfpack are 2-0 for the first time in four years. They have a 48-7 win against Western Carolina and 28-21 victory at UCF under their belt.
UC wasted no time getting into preperations with a full helmets and shells practice on Sunday.
Butch Jones' staff has really been preparing for the Wolfpack for months, though.
"We started the preparation just like most teams do in the summer and spring," Jones said. "When you have a short week, you have an idea. It will change a little bit because when you do the game plans your team has a little bit of identity when you do them in the summer time. We will go back and revisit."
After the first two weeks, it's safe to say some things have changed in the identity of this team.
Moving on, plenty to get to...
--- First off, I wrote a column following the game Saturday about the attitude adjustment the team made at halftime. They believe they may have found what they were looking for this season.
--- It was nice to see the return of Dan Hoard to the UC broadcast booth this weekend. The guy has cool down to a science and makes me feel less self-conscious about my balding.
Plus, he does incredible work and had this bit of further insight into the halftime conversation Jones shared with his team.
--- Bill Koch penned this notebook with all kinds of lovely nuggets.
--- Bill also talked about the return of the running game to the Bearcats. UC decided to line up in the second half and enforce their physical will against the Sycamores. It was no secret if the Bearcats wanted to against the much smaller team, they could run the ball to their heart's content without much resistance.
So, after halftime, they did.
"We wanted to establish the line of scrimmage," Jones said. "A lot of times offensively you can become impatient. We wanted to establish the tempo, establish the line of scrimmage and we were being effective running the football. We are going to run the football when we can."
In the bigger picture, the Bearcats still couldn't find much in the passing game. Zach Collaros only threw 17 passes, completing 11. Outside of the second TD pass to Armon Binns, very few attempts were made to throw it longer than 10-15 yards. I'm not sure if that is a matter of scheme, philosphy, circumstances or chance, but it's much different from what we have seen here the last few years.
It's certainly the sign of a passing game that is a work in progress right now. That's part receivers, part o-line, part backs, and, of course, part QB. And Zach Collaros is still working through some things in this new scheme, according to Jones.
"Zach has to learn he just has to run the offense," Jones said. "He doesn't have to make the plays. He's got to let the plays come."
--- While we are talking about the running game, it should be mentioned Isaiah Pead is expected to play vs. N.C. State. He was held out of Saturday's game because of swelling in his knee, but Jones essentially said he would have been a gametime decision had this been a bigger game.
--- John Goebel and Darrin Williams looked good filling in. And Goebel dominated the interview room after.
When I asked a question to JK Schaffer if any of what coach Jones said at halftime was repeatable here, twice JK wasn't understanding what I was getting at, so Goebel popped in from the other end of the table with, "he wants to know if he cussed us out." It takes little to make us media types laugh, but that one definitely did.
Goebel also was asked about when he carried Armon Binns off the field following Binns' second TD of the game and offered this jewel.
"When Armon scored, I scored twice before that," Goebel said. "And it is very tiring when everyone is jumping on you, you are trying to do chest bumps and stuff, so I kind of faked him out and carried him instead because I know it is very tiring to do all that.
"I carried him off the field because I felt like I wished somebody would have done that to me."
--- I meant to get to this last week, but I think what the Bearcats do with local youth teams on Thursdays are pretty cool.
--- It was another unimpressive weekend for the Big East. WVU needed overtime to win at Marshall on Friday. That means all of the top four BE teams have now either lost or been pushed to the brink of defeat in one of thier first two non-conference games.
Scoring a TD and two-point conversion against a mid-pack CUSA team in the final seconds as WVU did would not be considered confidence-enducing.
Brian Bennett's power rankings have become a lesser of evils list.
--- The good news as UC carries the dimming Big East torch on the road for another non-conference game, the ACC has been equally as uninspiring.
--- In the category of good news and bad news at the same time, Oklahoma beat the bejesus out of Florida State like they stole something. To be fair, they probably did (allegedly).
--- Mick Cronin continues to talk with optimism after the successful trip to Canada. He spoke with Andy Katz, who put this piece together on the Bearcats and their chances.
Cronin makes a point. The offense never let any of the Canadian teams in games and averaged 85 points a game. That's saying something considering the offensive issues they endured last year.
Though, I can say I have been to Canada a few times also, and always came back feeling much better about myself, too.
--- Did James Madison kill Boise State's national championship hopes?
--- What do you call on first-and-97?


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New Town
Suits and shopping bags rule the streets of New Town, until after dark when strappy dresses come out to play. This is the city's central business district with its smaller offices, clothes boutiques, and many of the city's flashiest restaurants and ritziest clubs. The architecture along roads like George Street helps give it a swank and formal feel: it's a planned Georgian development of regal townhouses, geometric squares, and self-important statues. But it's also a very wanderable neighbourhood, with a healthy bustle at almost any time of day and fine people-watching in places like St Andrew's Square which fills with picnickers around lunch. You'll also find a series of cheerful basement bistros on Hanover Street, while dark Rose Street has something of the feel of an undiscovered back alley and is chock-full of characterful pubs and small independent shops.
Top-rated Attractions Nearby
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The Association for Women Lawyers' of Gerater Kansas City Foundation is offering a scholarship for the Solo and Small Firm Conference.
To apply, go to click here!
The deadline to apply is April 28, 2014.
Questions? Click here to contact us
Paid for by The Missouri Bar Sebrina Barrett, Executive Director PO Box 119 Jefferson City, MO 65102


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NEW YORK—November 3, 2006
More than 36,000 runners have spent the past several months training for the ING New York Marathon. Once they have completed the race and achieved their goals, there are measures they can take to facilitate recovery, decrease post-race discomfort, and return to running without injury.
"Marathon runners need to pay close attention to their recovery so they don't injure themselves," says Maschi. "If runners take proper care of their bodies after the marathon, they will feel better, faster."
The following are marathon recovery tips from Maschi on ways to bounce back from a marathon:
"Feeling sore after a marathon is normal; but pain and swelling are the body's ways of indicating that something is wrong," says Brian C. Halpern, M.D., sports medicine physician at Hospital for Special Surgery and author of Men's Health Best Sports Medicine Handbook. "The best way to handle almost every sports injury is the RICE method, which stands for Rest, Ice, Compression and Elevation."
About Hospital for Special Surgery
Hospital for Special Surgery (HSS) is the world's leading academic medical center focused on musculoskeletal health. HSS is nationally ranked No. 1 in orthopedics and No. 2 in rheumatology by U.S. News & World Report (2016-2017), and is the first hospital in New York State to receive Magnet Recognition for Excellence in Nursing Service from the American Nurses Credentialing Center four consecutive times. HSS has one of the lowest infection rates in the country. HSS is an affiliate of Weill Cornell Medical College and as such all Hospital for Special Surgery medical staff are faculty of Weill Cornell. The hospital's research division is internationally recognized as a leader in the investigation of musculoskeletal and autoimmune diseases. Hospital for Special Surgery is located in New York City and online at www.hss.edu.
Tracy Hickenbottom
Monique Irons
Sherry Randolph
Andrew Worob
Otis Gamboa


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WASHINGTON, DC -- A new drug to prevent a form of pneumonia that kills 4,500 infants a year in the United States shows promise after preliminary clinical testing at Georgetown University Medical Center and nine other centers in the U.S.
The new drug, called MEDI-493, has undergone a double-blind, placebo controlled, dose escalation, multi-center, phase I/II trial evaluating important safety and pharmacological properties for treatment of respiratory syncytial virus in infants. MedImmune Inc. of Gaithersburg, MD, which supported this trial, has the exclusive worldwide marketing and manufacturing rights for MEDI-493. Respiratory syncytial virus (RSV) afflicts the underdeveloped lungs of premature infants, and is responsible for the hospitalization of 90,000 infants each year in the United States alone. The cost of treating a high-risk infant for RSV can be over $70,000.
Currently, a drug called RespiGam™ (Respiratory Syncytial Virus Immune Globulin Intravenous (Human)) is given to high-risk infants to prevent hospitalization due to RSV infection. At risk infants receive RespiGam™ once a month in a lengthy two to four hour infusion. RespiGam ™ is marketed in the U.S. by MedImmune in partnership with American Home Products Corporation.
MEDI-493 can be given more rapidly by infusion or by intra-muscular injection. If successful in phase III clinical trials, MEDI-493 has the potential to enhance patient care, reduce costs associated with drug administration and improve convenience for parents, physicians and nurses.
Dr. K.N. Siva Subramanian, the principal investigator in this study, presented the findings last month at the Pediatric Societies' Annual Meeting in Washington, DC.
# # # Commercialization of MEDI-493 will require prior approval from regulatory authorities, including the Food and Drug Administration in the United States. There can be no assurances that such approvals will be obtained.
Story Source:
Materials provided by Johns Hopkins Children's Center. Note: Content may be edited for style and length.
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What was your greatest holiday?
My 17th birthday was spent on the African island of Zanzibar in a village called Paje Ndame. Probably my best birthday and holiday rolled into one.
And the worst?
Camping at a friend's amazing wedding one time but, it rained, we woke up in the early hours to our air mattress totally deflated with us still on it while we were severely hungover and floating in a pool of water. The tent was half-unhinged with the roof caving in. Our son was two years old, but, unsurprisingly coping better than his parents. We decided to pack up and leave immediately to find another camping ground in a sunnier area.
If we bump into you on holiday, what are you most likely to be doing?
Sunbathing, while watching the son and baby daddy snorkelling up a storm.
What's your dream destination?
Tropical islands.
What's the dumbest thing you've ever done when travelling?
I didn't do it, my Mum did. She booked us on a flight from LA to Amsterdam in the smoking section. Really terrible idea - it was like torture by cigar smoke, I was dry-retching the whole time.
Complete this sentence: I can't travel without
... sunglasses to ignore other travellers when I'm tired, grumpy and feeling bratty, or, to just protect the eyes from the odd bright bit of sunlight, or, to pretend I'm not sleeping, or, to obviously sleep but darken the room for myself.
What's the best thing you've brought back from a trip?
Money and awesome memories of making that very money I'm bringing home.
What's the next trip you've got planned?
Berlin to Vienna tomorrow at approximately 7am - woohoo!
Ladi6 plays at the Big Day Out on January 17 at Western Springs. Tickets: bigdayout.com.


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COLUMBIA, TYRRELL COUNTY - A Tyrrell County man is accused of sex crimes against a child.
According to the Tyrrell County Sheriff's Office, 49-year-old David Eric Voliva, of Columbia, has been charged with first-degree sex offense with a child, indecent liberties with a child, and second-degree sex offense.
Investigators have not released any other details about the alleged crime.
Voliva was placed in the Washington County Detention Center on a $50,000 bond, said investigators. He was later released on bond.


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Ghana World Cup goalkeeper Fatau Dauda joins Chippa United on loan
By Rahman Osman
Newly-promoted Premier Soccer League side Chippa United have secured the services of Ghana World Cup goalkeeper Fatau Dauda on a six month loan deal, GHANASoccernet.com can exclusively reveal.Â
Dauda has been playing second fiddle to Senzo Meyiwa at Orlando Pirates and wants a move to remain active to save his international career.
He made only three appearances for the Buccaneers last season.
GHANASoccernet.com can confirm that the Ghana international held a crunch meeting with Pirates coach Vladimir Vermezovic on Monday where he expressed his willingness to leave for regular playing time.
Former Hearts of Oak coach Kosta Papic is now in-charge of Chippa United and he has assured Dauda of first team action.
CommentsThis article has 16 comment(s), give your comment
gingerbread says:July 29, 2014 11:02 amHmm as3m ooo so why turning down Belgium's top flight and opt for six month loan in south Africa. Yebr3 wo.
gingerbread says:July 29, 2014 11:05 amWere the Belgium's not ratjer looking for a comedian or a proper pole stopper?
Ghana World Cup goalkeeper Fatau Dauda is officially Chippa United player | Sokkaa says:July 29, 2014 11:24 am[…] Read more : Â http://www.ghanasoccernet.com/ […]
Damien Potgieter says:July 29, 2014 11:30 amThis leaves Pirates without a trusted second choice keeper. Actually, it surprised many Pirates fans and many other football fans that an international goal keeper played second fiddle to a an error-prone Senzo Meyiwa who at one stage was going through off-the-field personal crises. Fatau put in a lot of hard work apparently he even hired a private personal trainer, I'm starting to doubt Japhet Borges's credentials (Pirates Goalkeeper coach). Good luck to Fatau Dauda at Chippa United.
legen says:July 29, 2014 11:35 amWish him good luck
Damien Potgieter says:July 29, 2014 11:40 amHow we let an international goal keeper go on loan when we only have an untested youngster with second division league experience as a back-up keeper beats logic. How this guy played second fiddle to an error-prone Senzo Meyiwa who at one stage was going through off-the-field personal crises shocked many Pirates fans. I'm starting to doubt Japhet Borges ability and credentials as a goal keeper trainer. Good luck to Dauda at Chippa United.
Mumbi says:July 29, 2014 12:38 pmCongratulations Fatau Duada. U can do it with Chippa Utd reserve side.
The truth says:July 29, 2014 12:56 pmBetter but should have done this a long time ago. Hope chippy buys u from the pirates. Good luck bro
Mr south africa says:July 29, 2014 05:17 pmself made...luckily our league is no obscure league...it's up there with the best...if a player succeeds here he can then succeed anywhere.Belgian league is lower in standard compared to the PSL and financially viable for any player be it European or African. if these players come here they should strip off the tag of being "my countries best" because here they still have to prove themselves to play in these world's standard facilities one has to be prepared to work hard, South Africa like the English national team is reforming the football national team which means the utermination of local players. that makes it a risk taken at your own peril to come and expect to go straight in the starting line up. with all this said I rate Ghanaian players very very high.
kwodwo says:July 29, 2014 03:44 pmgood luck Fatau full support give you.. and u will shine... and all haters gonna die
Mr south africa says:July 29, 2014 01:41 pmthis makes it the 17nth signing by Chippa united making them to have 5 keepers does that make it as simple for Dauda.....i doubt.theres Tsepo Motsoaneng there who excelled when Chippa played Kaizer chiefs at Nelson Mandela Bay stadium and he was signed that day with the same promise of first team football...let's wait and see..
selfmade says:July 29, 2014 01:47 pmI said it ystday that a new club ll be career saving for dauda and there it is!
Dr Who says:July 29, 2014 01:51 pmFatau,I wish you well...I know you will make it
selfmade says:July 29, 2014 02:40 pmWhenever i say something here, people love to take me on but nevertheless, it always comes to pass! I said that a new club is all that dauda needed to start afresh and probably shut off his critics for good, people were saying that he should take the money and relax but it seems dauda had similar idea like mines! The PR system in pirates were deliberately working against dauda and if he doesn't take care, I similar thing LL happen in his new club too! Mark it! All the Ghanaian players in the south African league are bench warmers regardless of whether u good or not and is a deliberate plot! Ghanaian players should stop going to south Africa or the Maghreb/ north Africa and rather concentrate on the Arabian peninsula becasue that's where the money is!!
sylvain kouame says:July 30, 2014 03:59 pmgood luck
sylvain kouame says:July 30, 2014 04:02 pmshow them u are the best


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After the first day of classes, our office will submit the Certification of Delivery (VA form 22-1999V) to verify your enrollment and receipt of the check. Participation in advance payment is voluntary on the part of schools.


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It should be a big week for investors with many economic reports set to be released. It starts on Tuesday with the retail sales report for the month of January.
On Sunday, the website Marketwatch.com surveyed economists and predicted that retail sales increased 1 percent last month in the story, "Retail sales key to U.S. economic recovery." Without the auto sector, the increase is projected to be 0.7 percent.
But consumer spending may not be able to stay on track with the increases seen late last year.
Ryan Sweet of Moody's notes that higher spending in the final months of 2011 was largely financed by debt. Consumers reduced their savings to pay for new cars and other goods.
He expects a pullback in spending as consumers pay off their holiday bills and rebuild their savings.
The retail sales report can have a major impact on the stock market as a result of what it says about consumer spending, inflation and the strength of sectors within the retail market.
Economic reports released on Wednesday will be capped by the minutes from January's Federal Open Market Committee meeting, which will show the full Summary of Economic Projections including the newly added forecast of the path of the federal funds rate.
Thursday will be a big day. It brings initial jobless claims for the preceding week as well as the producer price index and the Philadelphia Federal Index.
The jobless claims report tracks the initial unemployment insurance claims made during the previous week. Jobless claims have been trending down in recent weeks, and the four-week moving average recently hit the lowest measure since April 2008, the L.A. Times reported last week in the story "First-time unemployment claims sink to early-recession levels."
The producer price index tracks the prices producers charge for goods and services throughout the manufacturing process. Similar to the consumer price index, the core PPI tracks producer prices with food and energy costs stripped out. PPI can be an early harbinger of inflation, so it tends to be watched carefully.
The Philly Fed Index surveys manufacturers in the surrounding region. The report tends to be closely watched by investors due to its projections about business conditions and growth.
Finally, with the end of the week on Friday comes the Consumer Price Index and the core CPI, which tracks prices at the consumer level minus food and energy. The CPI is the main metric for tracking inflation over a given time frame.


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Drones don't celebrate Festivus as far as we know, but apparently they like a good feat of strength just as much as Frank Costanza. This one just broke a weightlifting record.
The team from the University of Oslo that built this beastly flying machine calls it Megakopter, and it just set a new Guinness World Record for the heaviest weight hoisted by a multicopter. It maxed out at an impressive 61 kilograms — just under 135 pounds — which is probably enough to lift some of the smaller students that worked on its design.
While the record is for weight lifted by a multicopter, Megakopter looks an awful lot like multiple multicopters working in unison. Each drone used in the build has six rotors, but they were all controlled by a single remote to perform the record-breaking lift. To claim the record, Megakopter had to keep its payload suspended at least one meter off the ground for at least 30 seconds. You can watch the attempt right here:
You might think that another team could simple pop a ninth drone in a similar configuration and snatch away the record, but the Oslo team should be able to fend of challengers. Megakopter is theoretically capable of lifting up to 149.9kg in total, so it seems to have enough muscle to defend its crown. Unless, of course, eHang wants to team up eight of its 184 drones (which can fly a200-pound adult and 20 pounds of gear to and from work) and see if they can get more than half a ton off the ground. The Guinness folks will probably set up multiple weight classes before that happens, though.


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When I started losing weight at the beginning of January, I was serious about getting serious this time, but nothing prepared me for the number on the scale this week y'all — 160.8.
I have lost a total of 8 pounds.
I did not think that I was going to really meet my goal of a 10 pound weight loss for January. Many have told me that I set my goals too high, but I know my body and I knew that this would possibly not be a problem.
But — when my monthly friend came to visit this month, I had my doubts, because instead of losing any I gained 5 pounds back. Oh water weight gain and bloating — what shall we ever do with you?
Tips I have learned this week
After finishing the book and writing my review for Food Triggers (which I highly recommend for anyone wanting to learn about how their bodies react to food), I have gotten a better hold on what foods I can and can't eat and how often I can allow myself to have them.
Now that I have that information handy, I have been making dinners like this yummy Shrimp Taco meal and finding ways to eat more fruits and veggies.
I am drinking more water and making myself exercise.
Yes — you read that right. I have to make myself get up to exercise, but in the end… it is SO worth it.
I still have a very long road ahead of me, but I am slowly but surely getting there.
I will be SO glad when it warms up so I can take my little Tucker walking again. I miss the warm sun and walking to my music.
Starting Weight: 168.8
Last week's weigh in: 164.2
This week's weigh in: 160.8
Total lost so far: 8 pounds
Goal weight: 130
I also wrote a few posts since my last weigh in on some recipes that will help you jumpstart your weight loss as well as some key success points if you are using Weight Watchers — which I am not, but I have in the past and it was very effective.
Next week, I will update with a new pic for February and share my goals for that month.
What about you? Where are you with your weight loss goals?


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Q & A with Minnesota Gymnast Guillermo Alvarez
April 6, 2005
Minnesota senior Guillermo Alvarez took some time before the 2005 Men's Gymnastics Championships to talk about his college career, his determination and some of his fears. Alvarez finished third in the all-around competition at the 2005 championships and claimed a Big Ten title in the vault event.
Looking back at your college career so far, what are your overall thoughts about where you are at?
I am so pleased. Since first coming to the U of M I have grown a lot mentally and intellectually. I am so pleased with my athletic and academic accomplishments in these four years.
I try to clear my mind of anything that might distract me or have a negative effect. During meets I focus on my upcoming performance and try not to watch or think about other teams' performances.
The period following Fred's (Roethlisberger) retirement, which left the team without a head coach was fairly difficult. We were without a clear sense of direction and were anxious and excited to see who the new coach would be. Our assistant coaches, Kyle Zak and Russ Fystrom did an excellent job keeping us focused on practice and the upcoming season.
Initially, I was not planning on going to a university for gymnastics. Fred Roethlisberger visited me and had me come on a trip to the U of M. The idea of college gymnastics was very inviting, and I enjoyed the campus and team.
Lack of sufficient preparation for an upcoming deadline or event - both within and outside of my sport.
I can't honestly say I expected it to go in any certain way. My experience working with the team, attending school, traveling and various accomplishments is unlike anything I could have ever expected or imagined.
I would love to be able to compete at the NCAA Championships with my team.
The hardest challenge to overcome is burnout. Gymnastics is so physically and mentally demanding that it's hard to always be 100% motivated and satisfied. It's sometimes easy to fall into a rut and hard to get out of it.
Setting goals, outlining the best way to achieve those goals and knowing when to let up without giving up.
I have several accomplishments that I am proud of. I can't really choose one that I would consider the "greatest".
My coach of ten years Alexei Koudria, because he was so driven in the sport. I would be lucky to have half the drive and dedication that he did.
As a kid I was very energetic and my mother signed me up for gymnastics classes and I enjoyed it.
My favorite moment is coming back to my teammates for congratulations and high fives after I know I hit a solid set.
It's non-stop training. The season is only a few months long, but you have to train year round to keep up, and it's tough getting back in shape after just a few days off.
I'm better at not letting a not-so-perfect performance get to me. I used to dwell on mistakes I made on previous events during a meet, causing me to lose focus on the rest of the competition.
My teammates are always there for support and motivation. I am usually able to seek advice from a teammate if I have a problem.
I sometimes let fear get the best of me.
I'd like to think I'm somewhat diligent in getting through my workouts.
I'd like to attend graduate school, although I am not sure yet what I want to study.
I always enjoy having a nice big meal after a competition.
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Women's Sports Basketball Cross Country Field Hockey Golf Gymnastics Indoor Track & Field Lacrosse Rowing Soccer Softball Swimming & Diving Tennis Outdoor Track & Field Volleyball


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face lifting?
- (noun) a renovation that improves the outward appearance (as of a building) but usually does not involve major changes
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Stella Bowen : Art, Love and War
- Periods:
- To England
- An artist's journey
- Inner worlds
- The return to England
- The war years
Period: The war years
This twisted metal shell in this painting resembles a mutilated human torso. The painting recalls the ruined shells of houses in earlier works, as well as being a graphic illustration in its own right of that sense of vulnerability that Bowen saw all around her during the bombing. The use of watercolour underscores the fragility of life, but the delicate blades of grass around the bomb are a sign of regeneration.
The deliberate use of the word "remains" in the title is an ironic comment on our ability to create weapons that are then used to destroy life.


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Not quite as unflinchingly dominant as he was during his first four matches in the tournament, Novak Djokovic reached the US Open semifinals for the seventh consecutive year.
The top-seeded Djokovic quickly overcame a one-set lull Thursday night against 21st-seeded Mikhail Youzhny of Russia before finishing off a 6-3, 6-2, 3-6, 6-0 victory.
Djokovic, the 2011 champion at Flushing Meadows, won the first 14 sets he played these two weeks, taking under two hours to advance each time. But he faltered against Youzhny in the third, when Djokovic made 16 unforced errors and got broken twice the only service games Djokovic lost in the match.
Djokovic will face ninth-seeded Stanislas Wawrinka, who upset defending champion Andy Murray 6-4, 6-3, 6-2 earlier in the day.
While Wawrinka will be making his major semifinal debut Saturday, Djokovic will be playing in the final four for the 14th Grand Slam tournament in a row. That's the second-longest streak in history, trailing only Roger Federer's record of 23. He will be trying to reach his fifth U.S. Open final. In addition to his title, he was the runner-up in New York in 2007, 2010 and 2012. That loss a year ago came against Murray, who also beat Djokovic in the Wimbledon final this July. But Djokovic doesn't need to worry about that happening again. Instead, the six-time major champion will face Wawrinka. Djokovic has won 12 of their 14 tour matches, including the last 11.
"It's going to be a very close match. I think there's not a clear favorite," Djokovic said. "He showed today why he deserves to be top 10 in the world."
With doubles history on the line, the Bryan brothers finally met their match. Trying to become only the second men's doubles team to win all four Grand Slam tournaments in a single year, Bob and Mike Bryan saw their bid end with a 3-6, 6-3, 6-4 loss to Leander Paes of India and Radek Stepanek of the Czech Republic in the U.S. Open semifinals on Thursday.
"As competitors, we hate to lose and we knew what was riding on this match and the opportunity of what we could have accomplished," Bob Bryan said. "And then in one sense, it's a little bit of a relief where you get to kind of exhale for the first time in a few months."
For nearly 12 months, a span that included 28 straight wins in Grand Slam matches, seemingly every bounce and every bit of luck went the 35-year-old twins' way. It put them two wins away from joining the 1951 Aussie team of Ken McGregor and Frank Sedgman as only the second to capture the calendar Slam in men's doubles.
News of the result filtered over to Melbourne, where Sedgman woke up Friday morning and was greeted by a text from his daughter telling him his spot in tennis history was safe. But the 85-year-old former champion, whose doubles partner died in 2007, said there's no denying the Bryans' greatness.