text:
Jags need to strike a balance
Leftwich has been dynamite this season. Every week he has gotten better and better and more comfortable with his reads. I love the fact he has the gunslinger mentality and isn't afraid to make the big throws. He'll make the big throw rather than take the short check down throw. It's wonderful that he has the mentality to want to make the big play. That's what the great players have... a confidence in themselves and their receivers to make the plays necessary to win games.
To continue reading this article you must be an Insider
Become an insider and get access to all our articles and toolsView Insider Benefits »
Magazine subscribers: activate your Insider account.
Ron JaworskiNFL analyst / writer
- Winston's Solid Pro Day
Jameis Winston's pro day workout wasn't exceptional, but he confirmed he's worthy of being the top pick.
- Our Hindsight Is 20/20
- As ESPN.com celebrates two decades of coverage, we rank the top players and teams of the past 20 years.
Story »
- Sticking With 12 Teams
- Mailbag: John Clayton explains why expanded playoffs are on hold and discusses overtime rules and extra points.
Story »
- McShay: Mariota moves up in Mock Draft 4.0
- Draft: NFL comps for top prospects
- Sando: Free-agency grades for all 32 teams
- Kiper: 10 safest picks in draft
- McShay: Winston looks like No. 1 | Top 32


text:
ED Magedson – Founder
Ripoff Report
Nettalk1100 NW 163rd Dr. Miami, Florida USA
Nettalk Worst customer service and product ever Miami Florida
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I was ready to "fire" my phone company, so I purchased two Nettalk Duo ll units from Walmart. I run a small home based business that requires that I have a dedicated fax line as well as a voice line. Set-up was a bit dodgy and it took a few days just to reach someone at customer service to download some new firmware. My fax unit was connected via eithernet to the router, while my voice unit was connected to the computer via a USB line. I was now up and running.
Faxing was an issue as my fax machine did not support VoIP, but it did work most times. A minor glitch, since the fax unit was running far beyond its life cycle.
Then the voice line stopped working. I went through the company troubleshooting steps, as well as my own. Having two units made it easy to troubleshoot. I called the customer service number around 11:00 am and after only waiting 1 1/2 hours for a tech, I was connected to...customer service. I was told that all calls go to C/S regardless of my selection on their menu. I was told that a tech would call me back in "15~20 minutes." After 1 hour, I called back, this time waiting 2 hours, only to be disconnected. My third attempt was the charm. after 1 hour and 45 minutes, the rep told me that a tech would call me back by the end of the day.
I received a call around 4:00 pm from a tech who worked the problem with me. He concluded that I had a bad unit. He gave me a e-mail site to start the process of sending back my old unit. I would receive a call to get my credit card info before a new unit would be sent out, then I would send the defective one back to them. Fine, except I have been waiting over 1 week for a call back. I have written to the CEO and have not as yet received a responce. Filling out "trouble tickets" that are never responded to is just a waste of my time.
It looks like I will be "firing" this excuse for a company and paying a little more for the service that I require. I tried, but I must have picked the wrong VoIP company. Stay away from them!!!
This report was posted on Ripoff Report on 05/31/2013 03:25 AM and is a permanent record located here: http://www.ripoffreport.com/reports/nettalk/miami-florida-33169/nettalk-worst-customer-service-and-product-ever-miami-florida-1055224. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on Nettalk
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
Advertisers above have met our
strict standards for business conduct.

subset: commoncrawl


text:
Late night movies would be dull without the flavored crunchy popcorns. Here is a step-by-step procedure on how to make popcorn at home. Use these tip and start munching home made popcorns made by traditional method.
- Coat enough oil to cover the bottom of a saucepan with about 1 Tablespoon of vegetable oil. Make sure it's not too little that the popcorn might burn and not too much that it will be too greasy.
- Keep the flame to medium heat.
- Add properly measured amount of popcorn when the oil is hot. Place the lid on the saucepan.
- Leave if for few seconds until the kernels cook. Shake the saucepan occasionally to stop the popcorn from burning.
- When the popping slows remove pan from the burner.
- Pour the popcorn in a bowl and add salt or butter according to your taste. For making Mexican popcorn, use 1 tsp. of chilli pepper and 1 tsp. of oregano melted in your butter.
Low calorie popcorn is ready for munching. Popcorn is a good source of carbohydrate energy and fiber. One cup of plain popcorn equals about 30 calories and lightly buttered popcorn has about 130. To keep it fresh for long do not leave it out in the air, keep it in the popper or bag instead.


text:
Manchester City stands two games from the English Premier League title, but Newcastle United has aspirations of a Top Three place and UEFA Champions League berth when the sides meet today in Newcastle.
Papiss Cisse is the hottest player in the Premier League right now and he will look to keep his incredible goal-scoring rate going against a City side riding high after their win against Manchester United.
At the lower end of the Premier League table, Bolton will be looking to climb out of the relegation zone with a win today against West Brom, while Queens Park Rangers knows they must have a win today in order to avoid facing Manchester City next week with their Premier League life on the line.
In Italy, Inter and AC Milan renew acquaintences in the latest chapter of the Milan Derby. AC Milan is still hoping to catch Juventus for the Scudetto, but may have to settle for a win against Inter.
If you will be watching today's action, please feel free to share your thoughts, opinions and some play-by-play in the comments section below.
Enjoy the action (Today's TV Schedule is after the jump):
8:30 a.m. - ESPN3.com - Heerenveen vs. Feyenoord
8:30 a.m. – Fox Soccer Channel/Fox Deportes - Newcastle United vs. Manchester City
9 a.m. -ESPN3.com - Bologna vs. Napoli
9 a.m. - ESPN3.com - Atalanta vs. Lazio
9 a.m. – ESPN3.com - Aston Villa vs. Tottenham Hotspur
9 a.m. - FoxSoccer2Go - Bolton Wanderers vs. West Bromwich Albion
9 a.m. - FoxSoccer2Go - Fulham vs. Sunderland
9 a.m. - Fox Soccer Plus/FoxSoccer2Go - Queens Park Rangers vs. Stoke City
9 a.m. - FoxSoccer2Go - Wolverhampton Wanderers vs. Everton
11 a.m. - FoxSoccer2Go - Lyon vs. Brest
11 a.m. - Fox Soccer Channel/Fox Deportes - Manchester United vs. Swansea City
11 a.m. - FoxSoccer2Go - Evian Thonon Gaillard vs. Ajaccio
11 a.m. - GolTV - Atletico Bilbao vs. Getafe (Delayed)
11:30 a.m. - ESPN Deportes - Aston Villa vs. Tottenham Hotspur (Delayed)
1 p.m. - Fox Deportes - Cagliari vs. Juventus
1 p.m. - GolTV - Valencia vs. Villarreal
2:45 p.m. - Fox Soccer Channel/Fox Deportes/ESPN 3 - Inter Milan vs. AC Milan
2:55 p.m. - ESPN Deportes - Guarani vs. Santos FC
3:15 p.m. - Fox Soccer Plus/FoxSoccer2Go - Valenciennes vs. Paris Saint-Germain
6:15 p.m. - GolTV - Atletico Rafaela vs. Boca Juniors
7 p.m. - Galavision - FC Dallas vs. Colorado Rapids
8 p.m. - USLLive.com - Los Angeles Blues vs. Wilmington Hammerheads
ha-ha. Interestingly speculation now running high that, although I am a great coach, I am going to be fired because I don't get along with St. Pauli management and I hurt the feelings of some of the players. Life's a beach. But even without me, I still thing FCSP would be an ideal team for young American talent to develop. Yours, Andre
Now that is a well-stated comment without all the attitude. Cheers.
That said, I disagree of course. 🙂 But seriously, I agree that his talents came in handy with the 'Camp Cupcake' (Love the term, btw). I just don't know if he is as necessary as you say with the real senior squad.
But I hear your point. I'm sure we'll be discussing Jones again at some point. Cheers!


text:
Past Event
Steamboat Park Challenge
- Sunday, March 11, 2012, 11 a.m.
- Steamboat Ski Area, Mount Werner Road, Steamboat Springs
- Not available / $20
Steamboat Springs The Steamboat Park Challenge returns Sunday with the third of its five events for this season. The Akinz Find Your Wings Slope-style event is set for 11 a.m. Sunday at Rabbit Ears Terrain Park at Steamboat Ski Area. Registration for the event begins at 9:30 a.m. at Steamboat Resort Competition Services, and practice begins at 11 a.m.
The cost is $20.


text:
hey guys i just recently got a 05 STi and im kinda nooby about cars
the mods it has is, antilag enable wired to the foglight switch
whiteline antisway bars
upgraded fuel pump
APS front mount
well the other night i was driving and i flogged it around a corner then later down the road i saw smoke from the rear and turns out my rear right tyre blew out, i have the Semislick Potenzas, they are new just got them.
and im wondering if anyones got ideas on why it blew out ? the tyre damage is really bad big holes in it, the road was clear and i didnt run over anything
i have a stock clutch, everytime i launch it burns soo easily, is it time i get a new clutch ?
+ sometimes when i start my car i see white smoke comming from the back, whats this mean ? mate tells me its really bad got me worried
and on start up my rpms idles at 1.5 and it goes up and down from 1.5 to 1k, why does it do that ?


text:
Compared with last year's contestants on The Block NZ the new season recruits are DIY experts.
Take Auckland animal wrangler Koan Vette and his PR consultant partner Alisa Keall-Grant who, when they're not working, love nothing more than staying up late renovating their old Auckland villa.
And you sense there's a touch of the perfectionist about Vette, who believes the biggest DIY no-no is "using cheap materials that won't stand the test of time, and trying to cut corners".
Which is a philosophy that could go out the window when the budget and time constraints of The Block take hold.
Also in the second New Zealand series of the home renovation show, which starts soon on TV3, we meet the Pearsons - Aucklanders Alice, a youth worker, and project manager Caleb, who have been together for five years and have completed three renovations in Auckland already.
They say they make a great team because Caleb does the hard yakka, while Alice calls the design shots and does the finishing touches.
Check out the new contestants:
Then there are Rangitikei-born farm boys Pete and Andy Walker who work on a family farm in the Catlins in the South Island.
While not exactly DIYers, they could be the dark horses with Andy's passion for modernising homes balanced out by Pete's focus on functionality.
"I dislike seeing DIY jobs that have been carried out in a slap-happy fashion," says motocross and rugby loving Pete.
The least experienced of the four teams are Nelson couple Loz and Tom Heaphy. They've been together eight years, married for two and travelled a lot. But now it's time to settle down, save for a house and start a family.
Tom has dabbled in DIY over the years, but Loz is a novice. Although they lack the hands-on expertise they have a clear design aesthetic which is based on "up-cycling", where they like to make classic pieces modern, and have a love of all things vintage.
The four teams were chosen from more than 2000 couples who applied to take part in the series, which will again be hosted by Mark Richardson and Shannon Ryan.
Following the same format as last year, the teams will compete to renovate four run-down houses in Takapuna.
Follow @nzherald_ent on Twitter for all the latest entertainment news.


text:
Julianne Hough's New Short 'Do!
Advertisement - Continue Reading Below
Julianne proves that cutting all your hair off doesn't HAVE to mean changing your whole look! The Footloose star showed off her fun new short style at the 2011 Hollywood Film Awards on Monday, and she still looks adorable. By keeping long bangs and layers, her hair looks tons healthier and bouncier, but doesn't feel as drastic as chopping off so much usually would. Julianne's gone through lots of different hair styles and colors, but this darker blonde with touseled curls might be one of our favorites!
Are you loving Julianne's new 'do, or do you prefer her longer hair, like in her Seventeen fashion shoot? Leave a comment below!
More from Seventeen:


text:
The parents of two Italian women who attacked and injured a 13-year-old girl nine years ago when they were 15 face being made homeless for "not having raised them properly".
Though neither assailant was convicted, a judge in a civil case in Milan ruled their families are nevertheless responsible and ordered them to pay the victim more than €50,000 (£44,000) in damages and costs.
After the parents said they did not have the money, the court ordered their houses seized. If the parties cannot reach a settlement at a hearing scheduled for early next year, the houses will be put up for auction.
The case, which has echoes of the response by some British councils to the August riots, is the latest example of what in Italy is a well-established tradition – that parents are responsible for their children, and continue to be so even after they enter what would elsewhere be regarded as adulthood.
In 2002, a Naples university professor was ordered by Italy's highest appeals court to continue providing his 30-year-old unemployed graduate son with a generous allowance even though the son had a £300,000 investment fund.
The latest case began that same year when the two young assailants – identified only as Sara and Valeria – were 15-year-old gang members. They were arrested for beating up their 13-year-old victim and stealing her mobile telephone in the Crescenzago district of Milan.
The criminal charges against them were dropped after they were put on probation and received favourable reports, but a civil action continued.
Giovanni Grillo, the victim's lawyer, told the daily Corriere della Sera he hoped the case "would serve as a warning to all those youngsters who think they can freely harass, insult and take advantage of people the same age just because they are stronger and more numerous".


text:
NAUTIC Empuriabrava
Størrelse70 m²
- Familie / Barne vennlig
- Kjøkken
- Vaskemaskin / tørketrommel
- Parkering tilgjengelig
- Husdyr er tillatt
- Balkong/terrasse
- Håndklær
Oversikt over eiendommen
|Illa Cartago, 17487 Castello d´Empuries, Spania
|Eiendoms ID
|Innen noen få timer
|Kalender oppdatert
|For en måned siden
House equipped for 6 people. With 2 bedrooms on the ground. With 4 single beds and a sofa-bed. Bathroom and cloak room. And equipped kitchen. Terrace with garden furniture. Lounge with kitchenette equipped with vitro ceramic, oven, refrigerator, microwave, toaster, coffee maker. washing machine, satellite TV The price includes mooring and parking 1 car. Minimum stay 1 week
HusreglerCheck in 16h / Check out 11h
Check in after 21h = 30€ / after 23h = 40€ / / Check out before 8h = 30€ / / Keys lost = 25 € Price includes sheets and towels.
/ / Pets = 10€ / / Deposit = 150€/week (200€ if pets are in) or 500€/month
Optional wifi= 2 €/day (on request in advance)
Smoking is allowed terrace.
Rental from Saturday to Saturday
April 2017: tourist tax 1 € / person / night
|Månedlig rate for opptil 6 gjester
|Pris for >6 gjester
|49 NOK pr. gjest/natt ekstra
|Innsjekking etter
|Check-in før
|Utsjekking før
Vurdering av denne eiendommen
Vurderinger for denne vertens andre eiendommer
Marina is a lovely host, a nice person and she took a good care on us. There were no problems with her, she alwas was punctually and kind.
The apartment is a wonderful place for a couple, inside it's a little small but the huge terrace is amazing. We loved to lay there in the sun and enjoy the view.
The Metro stations are not far away and so you're very flexible, from Camp de l'Arpa you just need five minutes to the city. Many little stores and restaurants surround the apartment, so it's not difficult to get supplies. The bedroom has an air conditioner, so if you burn outside you can cool down inside.
But we had to watch out for one thing: An unisolated socket (it just have a clap on it) at a corner in the shower/bathroom, if you don't know it, it could get wet easily, a cable is on the floor, too. You can protect it from water with the shower curtain, but it doesn't hold everything. Despite that, we give 5 Stars because this is a wonderful apartment with a nice host, you just have to watch the water while you shower.
Greets to Marina, was a pleasure to stay at your apartment.
Todo esta bien.
A very nice apartment which is located close to the Sagrada Famila. The highlight was definetly the terrace which enabled us to drink coffee in the morning and to calm down in the evening.
Marina is a very charming host.
Perfect stay for some days in Barcelona.
A very nice but small apartment, only max. 2 persons. Splended terasse with view and sun.
No internet access and bed needs new and better madras.
A very nice apt. Lovely romantic terrace as described. Very huge, sunny & private terrace, umbrella for shade etc. Patio doors from Small but efficient apt.,For 2. With Hide a bed! Functional kitchen with laundry. A 10-15minute walk to La Familia Segrada where Metro is located. Is a Less touristic area with many shops & small grocerie stores nearby. TV can be re-programmed for some other languages! Elevator in building, located on 5 th floor. Good views of city scape from inside & out. Clean Quiet building. A Pretty good choice for the privacy & price.
The apartment of Marina was very nice and proper. The apartment is not far away from the sagrada familia and some lovely little cafes and bars, where you can have breakfast or dinner. Marina was very sympatic and helpful and everything from arranging to get or to give back the keys was correct.
The flat of Host Marina is very cute, charming and decorated with lots of details. The one space apartment is perfect for a couple. You can enjoy nice great sunset on a huge and well equipped terrace.
Marina as a Host has been of great help and has left everything very tidy and well organised.
All in all it was a great experience and I can recommend her place with no doubt.
Nette kleine Dachwohnung im Viertel Clot mit herrlichen Ausblick von Dachterasse. Service unkompliziert und hilfsbereit, Extras wie spätes oder frühes Check IN bzw . Out kostenpflichtig.
La señora Marina muy amable y puntual. El piso es amplio para estancias cortas de hasta 4 personas. El aire de una de las habitaciones no funcionaba y la cama de esa misma habitación era incómoda. La señira Marina sin embargo iba a solucionarlo.
Anfitriona educada y amable.El apartamento se accede atraves de una puerta comun que da acceso a dos pisos.Cuando abres la puerta que te corresponde,los inquilinos de la otra puerta se piensan que les estas abriendo su puerta.
Hay que subir 10 escalones para llegar a las habitaciones.La terraza es mas bien un tendedero con 2 sillas y el unico sitio donde se permite fumar.Si fuesemos 5 nos chocariamos los unos con los otros de lo pqeueno y estrecho que es todo.El baño recien reformado es lo mejor de todo.
La localizacion es buena y a 15min caminando de la Sagrada Familia.
- Kvalitetssikret innkvartering
- Hver vert er verifisert via telefon
- Sikker betaling med SSL-kryptering


text:
DJ Caroline D' Amore's Music Man Release Party At The Skee247 Radio Station With DJ Stonebridge was amazing last night! Dj Caroline and Dj Stonebridge rocked the airwaves to a huge crowd of friends and fans!! Caroline's new dance single "Music Man" drops on Monday on Beatport and Itunes worldwide and is also airing on KISS FM tomorrow night! Check out Dj Caroline D' Amore and Dj StoneBridge at there websites CarolineDAmore.com/ and on Twitter.com/CarolineDAmore and Facebook at Facebook.com/caroline.damore and also@RealStoneBridge at twitter!!:)
This entry was posted by admin on January 12, 2013 at 7:34 am, and is filed under Caroline D' Amore, DJ StoneBridge. Follow any responses to this post through RSS 2.0.
Both comments and pings are currently closed.
Comments are closed.


text:
Kukla's Korner Hockey
The Top 16 Teams In The NHL This Week
by Paul on 10/31/11 at 02:26 PM ET
Comments (3)
from Dave Lozo of NHL.com,
14 Florida (6-4-0 GM Dale Tallon will have an interesting decision when Scott Clemmensen is ready to return in a few weeks. Jacob Markstrom, only 21, has been sensational in four starts in goal.
15 Vancouver (5-5-1) David Booth has 1 assist in three games and is minus-3. Roberto Luongo has a GAA closer to 4.00 than 3.00. The Canucks need to find consistency.
16 Ottawa (7-5-0) Six wins in a row. It defies logic. The Sens are giving up 3.75 goals a game. Three. Point. Seven. Five. The 1980s called, and they think that's high.
Filed in: NHL Teams, | KK Hockey | Permalink
Bad link, goes to wrong site altogether.
Here's the right link, until Paul fixes it:
Posted by Primis on 10/31/11 at 03:57 PM ET
Thanks Primas and fixed.
Posted by Paul from Motown Area on 10/31/11 at 03:59 PM ET
Thanks Primis !
I noticed that & was too Lazy to go look for it
Also How can you lose to Edmonton & Vancouver & still stay # 1 ?? I think someone has a crush on the Caps
Posted by Evilpens on 10/31/11 at 04:01 PM ET
Add a Comment
Please limit embedded image or media size to 575 pixels wide.
Add your own avatar by joining Kukla's Korner, or logging in and uploading one in your member control panel.
Captchas bug you? Join KK or log in and you won't have to bother.
Most Recent Blog Posts
Saturday Night Hockey Thoughts
Too Much Wear And Tear On The Players Plus Waiting On The Anaheim Ducks
Sidney Crosby, Top 5 All-Time?
Video- Puck Drops Monday Night
Battle Of The American Head Coaches In The Stanley Cup Final
The Oake Family Driven To Make A Late Family Member's Life Meaningful
Watching Game 7 Eastern Conference Final
About Kukla's Korner Hockey
Paul Kukla founded Kukla's Korner in 2005 and the site has since become the must-read site on the 'net for all the latest happenings around the NHL.
From breaking news to in-depth stories around the league, KK Hockey is updated with fresh stories all day long and will bring you the latest news as quickly as possible.
Email Paul anytime at firstname.lastname@example.com


text:
|Prev Close
|Day Low/High
|0.00 / 0.00
|52 Wk Low/High
|33.60 / 50.40
|Avg Volume
|Prev Close
|Day Low/High
|0.00 / 0.00
|52 Wk Low/High
|33.60 / 50.40
|Avg Volume
|Shares Outstanding
|Market Cap
|P/E Ratio
|Div & Yield
Presentations Review Detailed Efficacy and Safety Data from Two Replicate Pivotal Phase 3 Studies; Report Prevalence of COPD Patients with Low Peak Inspiratory Flow Rate in Ongoing 12-Month Phase 3 Safety Trial
Donald Trump gives Wall Street a burst of relief on Monday after causing worry on markets for the previous two weeks.
Defense stocks lift Wall Street to begin the week after Donald Trump's first leg of a trip abroad results in billions of dollars' worth of deals.
Defense stocks lifted Wall Street to begin the week after Donald Trump's first leg of a trip abroad resulted in billions of dollars' worth of deals.
The firm upgraded Mylan to 'overweight' from 'equal weight.'
Carl Icahn exited his positions in Allergan and Nuance Communications during the first quarter of the year and acquired a stake in a Xerox spinoff after pressuring for a split.
Hikma shares plunged the most in nine months inLondon trading Thursday after the drugmaker said that approval of its generic Advair Diskus asthma treatment faces delays from the FDA.
Stocks trade mixed on Wednesday after Donald Trump's firing of FBI Director James Comey wraps the White House in another controversy.
Earlier this year the FDA sent Mylan a letter saying it would not approve its drug.
Stocks trade lower on Wednesday after Donald Trump's firing of FBI Director James Comey wraps the White House in another controversy.
Depomed unveiled steps the company is taking to shore itself up.
Hikma Pharmaceuticals fell sharply in London ahead of a crucial decision by the U.S. Food & Drug Administration on whether to approve its generic Advair asthma treatment.
Stock futures move lower on Wednesday after Donald Trump fires FBI Director James Comey in a move that shocked political pundits.
U.S. stock futures point lower Wednesday, suggesting Wall Street will follow European markets lower after Donald Trump fires James Comey as director of the FBI in a surprise move.
Mylan's moves away from the troubles of its EpiPen are yielding results, which should be reflected in first-quarter earnings.
We're rounding out the end of the earnings season and it's retail's turn to step up to the plate and show us what it's got.
The addition of Perrigo to the list of generics makers under investigation is more bad news for a sector already under pressure from low prices.
The investigation is in relation to drug pricing in the pharmaceutical industry.
Mylan was under scrutiny for drastically raising the price of its life-saving EpiPen allergic tratment.
AstraZeneca shares edged higher Tuesday after it passed another key milestone in its pivot toward an oncology focused portfolio.
Directors Douglas Leech, Joseph Maroon and Rodney Piatt to Retire from Board
Mylan's setback may not be enough to prevent generic Advair reaching the market in 2017
Fresenius announced a deal to buy U.S. generic drugmaker Akorn Inc for $4.75 billion, or $34 per share.


text:
2 accommodations in Sveti Petar
Apartments EsperancaSv. Petar, Sveti Petar | Hotelfrom $60
Mare NostrumSv .Petar 375b, Sveti Petar | 3 star hotelfrom $102
*Prices above are provided by partners for one room, double occupancy and do not include all taxes and fees. Please see our partners for full details.


text:
Full Paper
Gram-Scale Synthesis of Soluble, Near-Monodisperse Gold Nanorods and Other Anisotropic Nanoparticles
Version of Record online: 6 JUL 2005
DOI: 10.1002/smll.200500014
Copyright © 2005 WILEY-VCH Verlag GmbH & Co. KGaA, Weinheim
Volume 1, Issue 8-9, pages 875–882, August 2005
Additional Information
How to Cite
Jana, Nikhil R. (2005), Gram-Scale Synthesis of Soluble, Near-Monodisperse Gold Nanorods and Other Anisotropic Nanoparticles. Small, 1: 875–882. doi: 10.1002/smll.200500014
Publication History
- Issue online: 20 JUL 2005
- Version of Record online: 6 JUL 2005
- Manuscript Revised: 16 MAY 2005
- Manuscript Received: 12 JAN 2005
Options for accessing this content:
- If you are a society or association member and require assistance with obtaining online access instructions please contact our Journal Customer Services team.
- If your institution does not currently subscribe to this content, please recommend the title to your librarian.
- Login via other institutional login options http://onlinelibrary.wiley.com/login-options.
- You can purchase online access to this Article for a 24-hour period (price varies by title)
- If you already have a Wiley Online Library or Wiley InterScience user account: login above and proceed to purchase the article.
- New Users: Please register, then proceed to purchase the article.
Login via OpenAthens
Search for your institution's name below to login via Shibboleth.
Registered Users please login:
- Access your saved publications, articles and searches
- Manage your email alerts, orders and subscriptions
- Change your contact information, including your password
Please register to:
- Save publications, articles and searches
- Get email alerts
- Get all the benefits mentioned below!


text:
5F-ADB Herbal Incense Blend
5F-ADB Incense Is A New Herbal Incense Blend Available To Buy @ Official Benzo Fury
This New And Exciting Herbal Incense Is Carefully Blended Using Only The Finest Quality Marshmallow Leaves And Has A Very Sweet And Intense Blueberry Aroma.
This New Blend Is Infused With The High In Demand 5F-ADB, Which Is Currently Our Most Popular Cannabinoid and #1 Alternative To MMB-CHMINACA.
When Shopping At OBF, As Always You Can Expect To Receive Only The Highest Quality Incense And The #1 Customer Service In The Industry.
You Can Find More Of Our High Quality Incense Blends Here!
Want To Buy Synthetic Cannabinoid Powder? Click Here!
Wholesale Enquiries Welcome. Bulk Quantities Available @ Official Benzo Fury
Lab Reagent Use Only
We don't ship to UK, Russia or the USA.
Posted by Dan on 15th Feb 2017
Very potent, you need only a little bit for best Research results :)
Posted by Paul from Brittany on 7th Feb 2017
Super produit! Par contre c'est vrai qu'il faut faire très attention à la quantité!!!! Mon "lab rat" s'en est fait des frayeurs!!!
Posted by Unknown on 16th Dec 2016
super produit faire attention au dosage super detonant
Posted by love it on 3rd Dec 2016
I'm pretty confortable with these incenses.I loved our feu MR NICE SPICE with the amazing AB-FUBINACA .
But with this one : what a a surprise,I Thought my rats took some kind of LSD...or what kind of stuff impossible to explain.(but a lot more weak and less long than D Hoffmann's gift)A good surprise for the first try,then a very potent incense for my rats, i will not abuse working with it.But good choice to test a small dose before night time ;).
Posted by Cody on 16th Nov 2016
Posted by Unknown on 26th Aug 2016
I tried 5 noids overall but this one is really the best. Got a free sample and just gave a little tiny ammount to my rats and the result was astonishing. Very similar to the original state you get from mother nature in reasonable doses.
Posted by I on 26th Jul 2016
Really good one, lab rats love the honey smell very much.
I think we have a winner here!
Great service at OBF!
Posted by Unknown on 15th Jul 2016
amazing incense blend, very strong, professionally made
Choose a currency below to display product prices in the selected currency.


text:
The Zonta Club of St Cloud is part of an international organization whose primary focus is improving the status of women worldwide. This is accomplished by working in partnership with the United Nations on several medical and economic endeavors as well as providing several international scholarships at the collegiate and graduate levels. Local clubs, such as ours, also work within their communities to help improve the status of women - via scholarships, financial support and volunteering.
Within our pages you will find information about our
organization, our fundraising events and our scholarship programs.
We have provided links in each section of our site so you can
request additional information.
Please - tour our site and learn more about us.
updated 6/19/2013


text:
Browning A-Bolt
|A-Bolt Rifle
Browning A-Bolt with scope, BOSS system, and various rifle magazines
|Place of origin
|United States
|Approx: 6 pounds 11 ounces (depending on variation)
|Barrel length
|22-26 inches.
|Winchester Short Magnum, .223 Remington, .22 Hornet, .375 H&H, other standard cartridges.
|Bolt action
|Effective firing range
|1000 m
|Feed system
|3-, 4-, or 5-round detachable box magazine
The A-Bolt Rifle is a bolt-action rifle designed by the American Browning Arms Company. It is manufactured by Miroku Corp in Japan. The A-Bolt replaced the Browning BBR in 1984. It is a popular hunting rifle due to its accuracy and availability.[citation needed]
The A-Bolt rifle is a bolt-action rifle. It uses a non-rotating bolt sleeve (partial sleeve on first generation A-bolt rifles). When the bolt is unlocked, smoothness is achieved with three guide ribs aligned with three locking lugs, enabling precise movement (only on the second and third generation A-bolt rifles).[1] These three locking lugs also greatly increase bolt strength.[citation needed] The bolt's smoothness is also increased with a unique cartridge depressor; the cartridge depressor stays in place independent of the bolt's position.[2] Near the end of the reloading cycle, when the bolt is re-inserted, the bolt moves gently over the cartridges in the magazine. The barrel is free-floating and the recoil lug is glass bedded.[2]
The A-Bolt rifle uses a detachable box magazine. Magazine capacity depends on caliber. Each A-bolt model chambers different calibres, with the Composite Stalker available for 18 calibres in the North America market alone. The available calibre also depends on the country where the rifle is distributed. See the Browning website in the country of choice for the list of available calibres according to the A-Bolt model.
The A-Bolt rifle has many variations, yet most are small differences such as different barrel lengths and caliber.
- Composite Stalker Rifles
- Hunter Rifles
- Medallion Rifles
- Mountain Rifles
- Stainless M-1000 Eclipse Rifles
- Varmint Stalker Rifles
- White Gold Rifles
- Eclipse Hunter Rifles
- M-1000 Eclipse Rifles
- Micro Hunter Rifles
- NRA Wildlife Conservation Collection Rifles
- Stainless Stalker Rifles
- White Gold Medallion Rifles
- Long Range Hunter Rifles
- TCT Varmint Rifles
- Target Rifles
See also[edit]
- ^ A review of the A-Bolt II by Chuck Hawks
- ^ a b A-Bolt Rifles info on Browning web site Archived December 24, 2010, at the Wayback Machine.


text:
Create a free account to check out faster, store multiple shipping addresses, view and track your orders in your account, and much more.
Please enter your password to continue.
This set is very good material and very sturdy. I love the pop of color in the bottom it makes them stand out from the regular untensils5


text:
Underwater Housings
Take your camera for a dive and capture amazing underwater pictures. Choose an underwater housing for your camera.
Edit Filters
Applied Filters:
- Remove This Item Compatible Products: TG-610
- Remove This Item Price: $200.00 - $299.99
- Remove This Item Type: UW Housing
PT-051 Underwater Housing for the Tough TG-610 \ Tough TG-810$259.99Earn 260 Points
Out of stock


text:
CARTERET COUNTY - A man out on bond on prior sex charges, is now accused of engaging in sex acts with a child.
Deputies said the incidents with the female teen happened between February and June of 2012. Prior to his arrest Friday, Frankle was out on bond, pending trial, for engaging in indecent liberties with another female victim.
Frankle was charged on Feb. 22 with two counts of first degree statutory sex offense on a child and two counts of indecent liberties with a child. Frankle was placed in the Carteret County Jail under a $300,000 bond.


text:
The mutya ng Batangas 2012 had its new set of winners who will be the ambassadress of good will. The coronation night held on Wednesday, December 5 at the gymnasium of Tanauan city.
Darlene May Reyes of San Pascual was crowned Mutya ng Batangas 2012, beating out 22 other candidates coming from different municipalities of the province. She is a graduating tourism student of Lyceum of the Philippines University – Batangas. The beauty and brains that she showed that night make her stand out from the others.
Anabelle Rianzares of San Tomas won Mutya ng Batangas Tourism and Kristel Guellos of Tanauan City won Mutya ng Batangas Kalikasan. Kaycie Lyn Fajardo was declared 3rd runner up while Aina Nicole Bautista was 4th runner up.
This lovely winners would serve as the role models to their fellow Batanguenas. Until the next search for Mutya ng Batangas. Congratulations to the winners!


text:
0 Shouts - 22,053 Scrobbles
Led by Los Angeles based brothers Andrew and Daniel Aged, Inc. began as Teen Inc. and debuted in 2010 with a self-released 7" single, "Fountains"/"Friends of the Night". Both songs carried a charming demo-sounding quality with the inspirations a peculiar amalgamation of early- '80's post-punk and mid-to late-- '80's sophisti-pop and R&B. Read more on Last.fm. User-contributed text is available under the Creative Commons By-SA License; additional terms may apply.
Top SongsTotal plays on Last.fm over the last 6 months
- Lyricsthe price to be by his side
i know I have to try
to be my best because
that is all he ever wants
i know theres something more
- Swear - 3,498 plays
- Lyricsi was going out of my head
you were going out of your mind
5 days
5 days
i was going out of my head
- Lyricsstay
were already in this
that day
boy ill be right there with you
when your head goes down
- Lyricsif every life deserves to die
in the dirt but covered in white
but the dirt dont apologize
like her legs when they open wide
like her legs when they open wide
- Trust (Hell Below) - 337 plays
- Lifetime - 400 plays
- Fist of Fascista - 226 plays
- Your Tears - 270 plays
- Seventeen - 263 plays
Similar Artists
MP3.com Blog


text:
Deputy Foreign Minister Alexander Losyukov in an interview with Vremya Novostei warned that "bombing of Iran would be a bad move that would end with catastrophic consequences." He stressed the use of force would only "worsen the situation in the Middle east" and "bring a very negative reaction from the Muslim world." The deputy Foreign Minister also indicated Russia is preparing contingency plans in case of war to evacuate Russian personnel currently in Iran who are working at nuclear facilities.
The "catastrophic consequences" mentioned by Losyukov are rarely discussed by those urging bombing of Iran. Exactly what do they believe Iran will do after being bombed? Obviously, riots and demonstrations would break out all over the Muslim world and another 30,000 terrorist recruits would flock to give their lives in the name of defending the Muslim world against western aggression.


text:
Jun 08 2012
Fledge Watch Friday
All the Pitt nestlings have flown. Last evening we saw all five peregrines perched on the Cathedral of Learning. Today the "kids" may branch out & visit other buildings.
I'll be at Fledge Watch from 1:00 to 2:00pm (possibly as early as 12:45pm) and after work starting at 5:30 pm. Hope to see you at the Schenley Plaza tent.
2 Responses to "Fledge Watch Friday"
# Anne Marieon 08 Jun 2012 at 8:12 am
Saw one of the fledglings flying at 8:20 this morning! A parent on the lightning rod.
# Anne Marieon 08 Jun 2012 at 9:15 am
Oops… I meant 20 minutes TO 8, which translates to 7:40… too early for these high level conversions!


text:
Mixed Supplies of Goods and Services
Goods and Services Sold Together. Section 47 of the VAT Consolidation Act 2010.
- Introduction
- General
- Definitions in VAT Act
- How the rates of VAT are applied under the current rules
- Regulations
- Existing concessions
- Other
- Records
- Conclusion
- Further Information
1. Section 47 of the VAT Consolidation Act 2010 provides the rules on how the supply of a package comprising two or more elements, each potentially attracting VAT at different rates, is treated for VAT purposes. Previously this was known as the "package rule". Under the "package rule", the rate of VAT on a supply of goods or services sold together for a single consideration was the rate chargeable on the highest rated item contained within the package.
2. The current legislation aligns the provisions of the VAT Act more closely with those of the Sixth VAT Directive as interpreted by the European Court of Justice. As a general rule, the consideration payable in respect of goods or services supplied as a package is to be apportioned between each of the individual elements in the supply. VAT applies to these elements at the rate that would apply to them if they were each sold separately. However, in relation to certain categories of supplies referred to as composite supplies, the legislation provides that VAT is chargeable at the rate applicable to the principal element in the supply.
3. Section 97(1)(b) of the Finance Act, 2006 introduced Composite and Multiple supplies. In practice, Revenue had been concessionally taking on board the principles established in ECJ case law in its interpretation of the Irish VAT legislation prior to 1 November 2006.
4. Regulation 12 of the Value-Added Tax Regulations 2010 (S.I. No. 639 of 2010 (PDF, 252KB)), covers certain specific areas and supplements the primary legislation in the VAT Act.
5. This publication sets out the key features of the current legislation and how it applies to the business sectors affected. Overall, it is anticipated that this approach will evolve over time, judging by the experience of other Member States operating on the same principles. It will be influenced by, and adapted in the light of, ongoing experience in the field, new product development, and by the outcome of cases at national and ECJ level.
Definitions in VAT Act
6. There are five definitions of different types of supply in section 2 of the VAT Consolidation Act 2010 : Ancillary Supply, Composite Supply, Individual Supply, Multiple Supply and Supply. These are in line with section 47 regarding the rates to be applied to different types of supply.
Although there are five definitions, two main categories are of relevance for the purpose of applying the appropriate VAT treatment namely a "multiple supply" and a "composite supply":
- a multiple supply is defined as being two or more supplies made in conjunction with each other to a customer for a total consideration covering all those where each of those supplies are physically and economically dissociable from each other. In this arrangement each of the supplies made in conjunction with others is treated as an individual supply and is taxable/exempt in its own right;
- a composite supply has one principal element referred to as a principal supply with the other elements of that supply being described as ancillary supplies. These always accompany the principal supply and the main feature of an ancillary supply is that it would not make sense from an economic or practical point of view to supply it other than in the context of that principal supply.
How the rates of VAT are applied under the current rules
7. Section 47 of the VAT Consolidation Act 2010 provides for how tax is to be applied in the case of a multiple supply or a composite supply as defined in the Act.
- In the case of a multiple supply, each constituent element of the transaction is treated as an individual supply for VAT rating purposes. The taxable person must apportion the consideration payable by the customer between all the constituent elements supplied, thereby ensuring that the appropriate rate of VAT is applied to each portion of the consideration payable. In this regard the VAT Act requires that the total consideration be apportioned in a way that correctly reflects an accurate ratio of the values involved. The taxable person must be able to demonstrate, on request, to the satisfaction of Revenue that the result of the apportionment calculation is reasonable. Acceptable apportionment methods would include, for example, splitting the consideration according to the ratios of the cost of supplying each element, or according to the market value of each element.
- In the case of a composite supply there is one principal element or supply to which any other element or elements are ancillary. A single rate of VAT applies to the entire transaction at the rate applicable to the principal supply.
8. In the majority of transactions it will be clear what is the appropriate category for each supply. However, cases will inevitably arise where it is not so clear. In such cases the following criteria, illustrated by examples, are relevant in deciding on the nature of a particular supply i.e. whether it is a multiple supply consisting of a number of individual supplies taxable at different rates or a composite supply taxable at a single rate or exempt as appropriate.
9. A feature of an individual supply, which by definition always forms part of a multiple supply, is that it is physically and economically dissociable from the other elements of that multiple supply. This means that each element the customer is being supplied with must be a distinct element of the overall supply. It must amount to more than a mere enhancement of a principal supply. In the language of the ECJ it must be capable of constituting "an aim in itself". An indicator that it is an individual supply is that it would be possible and sensible to supply the item or element separately in its own right.
The following are examples of a multiple supply:
- The sale of food hampers which contain goods which if sold separately would be taxable at the zero, reduced and standard per cent rate. Under the current rules each of the differently rated elements is taxed as an individual supply at the rate appropriate to it. The consideration must be apportioned so as to reflect the taxable amount applicable to each VAT rate. (This accords with the concessionary treatment of these supplies under the old rules.)
- A meal made up of food together with a soft drink or wine is sold for a single price. The food is liable to VAT at the second reduced rate whereas the soft drink or wine is liable at the standard rate. Under the current rules such a meal is taxed as a multiple supply as each of the parts of the meal are physically and economically dissociable from one another. Accordingly, the total consideration payable should be apportioned so that the food element is taxed at the second reduced rate and the drink element is taxed at the standard rate. (This accords with the concessionary treatment of these supplies under the old rules.)
- A car repair service is provided at the same time as the fitting of a set of tyres for a single consideration. As the supply of car tyres does not normally form part of a routine car service, the repair service and the supply of tyres would be regarded as a multiple supply. Both supplies are physically and economically dissociable from each other. In these circumstances the consideration should be apportioned so that the service is taxed at the reduced rate and the tyres at the standard rate.
10. The composite supply rule applies where there is a principal element as well as an ancillary element or elements being supplied and where the ancillary elements would not realistically be sold on their own without the principal element. Such ancillary supplies are not physically and economically dissociable from the principal supply. The VAT rate applicable to the total consideration is the rate applicable to the principal supply. Again, in the words of the ECJ, a supply must be regarded as ancillary "if it does not constitute for customers an aim in itself, but a means of better enjoying the principal service supplied." In addition, when considering if a transaction is a composite supply or not, due regard should be given to the essential features of the transaction, e.g. would it make sense or would it be practical to supply an ancillary element on its own, what are the terms of the contract, the intention of the parties involved, the pricing arrangements, etc. Also, a supply that is a composite supply, from an economic point of view, should not be artificially split to gain a tax advantage. In this regard the existence of separate contracts, or the furnishing of two or more invoices is not always indicative of two individual supplies having taken place.
The following are some examples of a composite supply:
- The supply of a mobile phone (the standard rate VAT) with an instruction booklet (zero % VAT). The instruction booklet is clearly for the better enjoyment of the mobile phone and is clearly ancillary to it. The rate applicable to the principal supply is the standard and this rate applies to the entire supply regardless of how the consideration for the supply is allocated by the supplier.
- The purchase or lease of computers programmed to perform a specific function coupled with specific training on how to operate and access the system as an integral part of the overall deal. The leasing of the equipment (the standard rate of VAT) is the principal supply and the provision of the training (exempt from VAT) is ancillary. Accordingly the standard rate will apply to the overall transaction.
11. Regulation 12 of the VAT Regulations 2010 S.I. No. 639 of 2010 (PDF, 252KB), covers the situation where the cost to the supplier of an individual supply or supplies in a multiple supply does not exceed 50 per cent of the total tax exclusive consideration which a taxable person is entitled to receive or €1 whichever is the lesser (de minimis rule). In that case, as a simplification measure the Regulation provides that the taxable person may choose to disregard such individual supply or supplies for the purpose of applying the appropriate rate of VAT. This means that even where more than one individual supply in a multiple supply has a tax exclusive cost of less than €1, the maximum value of all the supplies that can be disregarded is €1 (for this purpose the value of any individual supply cannot be split).
For the rule to apply, the multiple supply must contain at least one individual supply which is not disregarded. An individual supply which is not disregarded is referred to in the Regulation as a "remaining individual supply". The Regulation does not permit the supply of beverages to be disregarded.
Whereas the tax applicable to the individual supplies which are not disregarded continues to be calculated as outlined in paragraph "7", where the taxable person chooses to disregard one or more individual supplies in a multiple supply the following rules apply:
- where there is only one remaining individual supply after an individual supply or supplies have been disregarded then the rate of tax chargeable on the portion of the total consideration attributable to the supplies disregarded is the rate applicable to that remaining individual supply,
- where there is more than one remaining individual supply after an individual supply or supplies have been disregarded then the rate of tax chargeable on the portion of the total consideration attributable to the supplies disregarded is the rate applicable to the remaining individual supplies or, if there is more than one rate applicable to those remaining individual supplies, the lowest of the rates applicable to those remaining individual supplies.
Existing concessions.
12. It is clear that in some instances concessionary treatment granted under the old rules will now be covered in the current legislation.
Administrative simplifications that have already been agreed in certain areas will continue to apply. Examples are:
- The supply of biscuit assortments where the chocolate biscuits are 15% or less of the total weight may be treated as a composite supply of biscuits liable at the reduced rate.
- The supply of a potted plant may continue to be taxed at the rate appropriate to the plant i.e. reduced rate where the value of the pot is less than 20% of the tax exclusive price of the plant and the pot.
- The spreading only of fertilisers is liable to VAT at the reduced rate whereas the supply of fertiliser is liable to VAT at the zero rate. However, the combined supply and spreading of fertiliser is liable to VAT at the zero rate.
13. Discounts: Where a trader gives a price discount on a multiple supply, the details of how that discount is apportioned between the various individual elements of the supply must be recorded at the time of sale, and available for inspection by the local Revenue District. A trader who does not have electronic point of sale systems (EPOS) which can record the appropriate break-down of how the discount applies to the various elements in the supply must agree the apportionment with the local Revenue District (see in particular Tax Briefing 63 May 2006, page 10 and Cash Registers (EPOS) leaflet).
14. Gifts and Promotional Items: Problems frequently arise when goods are supplied on a promotional basis either on their own or in conjunction with other supplies. A gift for VAT purposes is legislated for in Article 16 of Council Directive 2006/112/EC and section 21 of the VAT Consolidation Act 2010 and Regulation 5 of the Value-Added Tax Regulations 2010. A gift only arises where no consideration is received for it by the supplier. In such cases, where the cost of the gift is below €20, there is no output VAT due by the supplier, although input VAT is deductible.
However, if there is a requirement for the customer to pay a consideration in connection with the receipt of an item, even if the supplier describes part of that item as a "gift", or as being "free", (for example "buy one, get one free", a free bar of chocolate with the purchase of a jar of coffee, a CD/promotional item with a newspaper/magazine), it does not come within the terms of a gift for VAT purposes. Where there is consideration it is always referable to all the items supplied.
As regards "buy one, get one free" offers the VAT analysis is that the consideration is referable to the supply of both items. There is no issue regarding which rate applies. As regards the free bar of chocolate (at the standard rate) with a jar of coffee (0% rate), assuming the bar of chocolate does not come within the de minimus rule (see paragraph 11) the VAT analysis is that the consideration is referable to both items, resulting in a multiple supply. As regards the supply of newspapers, magazines and periodicals when they are supplied together with, for example, a CD or other promotional item Revenue would regard all such supplies as multiple supplies for consideration in the course or furtherance of business. In these circumstances the promotional item should not be treated as a gift. The total consideration payable must be apportioned as outlined in paragraph 7 for a multiple supply. However, the de minimus rule provided for by regulation may apply (see paragraph 11).
15. Manufacturers' Warranties/ Additional Insurance: Under the existing rules insurance forming an integral part of the supply of goods, typically a manufacturer's guarantee or warranty, attracts the rate of VAT applicable to the goods. Additional insurance, sold with goods, where it is paid over in full to the insurance company will continue to be exempt from VAT.
16. Opticians: Opticians: Following a decision by the Appeal Commissioner, Revenue now accepts that where a dispensing service is supplied by an optician with corrective spectacles or contact lenses that constitutes a multiple supply consisting of two individual supplies namely:
- A taxable supply of goods,
- An exempt supply of professional services of an optical nature referred to as 'dispensing services'.
17. Cable television: In a Supreme Court case regarding the supply of a broadcasting service and an installation service it was ruled that these are two distinct supplies. Some of the factors taken into account by the Court in reaching that decision included the facts that two separate amounts were invoiced for the two distinct services and the installation work was physically and temporally distinguishable from the broadcasting service. The Supreme Court took into consideration the ECJ case law on the question.
In the context of the current legislation, the two supplies involved form a multiple supply as the installation is capable of being supplied in its own right e.g. to a builder/developer prior to the sale of a property to individual buyers. As such Revenue would not see the operation of the current legislation as changing the tax status of the two supplies. The supply of installation services does not fall to be treated as ancillary or as capable of being supplied only in the context of the better enjoyment of the broadcasting service.
18. "Two-thirds" rule: The current legislation is subject to the two-thirds rule. Accordingly the two-thirds rule continues to operate, as heretofore, where supplies of services also involve supplies of goods. In practical terms, in accordance with section 41 of the VAT Consolidation Act 2010, where a contract for the supply of services also involves the supply of goods (apart from food), the total consideration is deemed to be referable to the goods, where the VAT-exclusive cost of the goods exceeds two-thirds of the total contract price (excluding transport costs). In these circumstances the taxable person is liable to account for VAT on the total consideration at the rate applying to the goods.
19. In accordance with section 84 of the VAT Consolidation Act 2010, records and documents relating to all transactions which affect or may affect a taxable person's liability to VAT must be retained for the appropriate time period. A trader using the electronic point of sale (EPOS) system should ensure it is programmed to record how the various VAT rates have been applied to a multiple supply. Where a taxpayer chooses to disregard a supply in accordance with the regulations referred to in paragraph 11 or where an agreed special methodology referred to in paragraph 13 is used the records must clearly show how the consideration is apportioned.
20. Since VAT was introduced issues have continually arisen regarding the proper VAT liability of supplies consisting of separately identifiable goods or services. This is particularly relevant where some elements are taxable and others, if supplied on their own, would qualify for relief from VAT. These issues will continue to arise as long as there are new commercial models and new products coming on stream and in the light of evolving case law. The current legislation, drafted in the context of European case law, does not purport to solve all of these issues, but provides the potential for more equitable solutions, based on up to date case law. Revenue has attempted to give guidance in as many scenarios as possible but new issues will inevitably arise on an ongoing basis. Revenue will attempt to address these issues as they arise.
Further Information
21. Enquiries regarding any issue contained in this Information Leaflet should be addressed to the Revenue District responsible for your tax affairs. Contact details for all Revenue Districts can be found on the Contact Details Page.
VAT Interpretation Branch,
Indirect Taxes Division,
Stamping Building,
Dublin Castle.
January 2017


text:
Amul Chhote Ustaad – Do Deshon Ki ek Awaaz – Profile of kids from India
Amul Chhote Ustaad – Do Deshon Ki ek Awaaz – Profile of kids from India
Ansh Pandey : Gifted with a soulful voice, this 12 years old boy from Delhi has huge responsibilities on his shoulders. Breaking the family legacy of doctors and engineers in the family, Ansh wants to become a singer and fulfill his grandfather's last wish. His father was an aspiring singer but ended up becoming a Doctor, so now he has the onus of making his father's dream come true. Although his mother is partially blind but she has great visions for her son and wants him to achieve great success in life.
Ansh is a multi-talented boy who is not only good at playing musical instruments but also excels in academics. He is also a very stylish lad and loves to hogs on pizzas and burgers. However, he has spent most of his years in Delhi but he originally belongs to Ayodhya.
He loves his grandmother the most in his family. His grandmother was very close to a Muslim family who later moved to Pakistan. Brought up in a religious atmosphere at home, he has memorized all the bhajans and aartis by heart. He is a kind-hearted human being and always makes sure that he does his best for the poor and the needy.
Rishabh Chaturvedi : Twelve years old Rishabh is carrying forward the musical heritage of his family. Belonging to a musical family, music runs in his blood and veins. This witty boy from Amritsar wants to make a big name in the music industry. He has learnt music from his guru and his father. His world revolves around music and he can also play musical instruments like keyboard and piano.
Like all the other boys of his age, cricket is his favorite game and he is a very good batsman. His dream in life is to buy a big house for his family where all the family members can stay under one roof. His entire family is so much into singing that most of the times they sing rather than talking to each other.
Sayantan Paul : With his great sense of humour and wit, Sayantan from Guwahati has a great way of gaining attention. His school teacher recognized his hidden talent in music and then on there has been no looking back for Sayantan.
He has a unique way of singing which makes him a complete performer. At a tender age of 11, Sayantan has already composed a few tunes of his own. He dreams to become a music director some day. He is also a very good Congo player and a good swimmer.
His mother was a bharat natyam dancer and father an aspiring actor in Bengali films. But Sayantan wants to make his way to Bollywood. He likes his grandmother the most as she is the only one who does not scold him.
Mayuri Dey : For ten years old Mayuri, her father is her world. Her journey from Kolkata to Mumbai has not been an easy one. Her father closed down his small business to fulfill his daughter's dreams and came to Mumbai. He too wanted to become a singer but could not pursue his dreams because he lost his parents at a very young age.
Not only a good singer, but Mayuri is also a very good painter. She is a complete foodie and loves to eat non-vegetarian food, especially Mutton Biryani. She aspires to become a playback singer.
Satinder Shanu : Bestowed with a soulful Sufi voice, 12 years old Satyender from Jammu has a dream to keep the sufi music alive. He feels he gets directly connected with God while singing Sufi Kalaams. The two interests of his life are music and books.
He keeps himself away from games and TV. He has three brothers and all of them sing sufi songs together. He has always wished to be a successful singer.
Akanksha Sharma : Thirteen years old Akanksha from Jaipur wants to become a successful playback singer. The first song that she ever sang was "Shirdi Wale" which she learnt from her father.
She loves ghost stories but at the same time is also very scared of them. She loves to watch all Star Plus soaps and is a huge fan of Shahid Kapoor. She is also a very good dancer and likes to update herself with the latest fashion and style.
Her biggest dream in life is to meet Lata Mangeshkar.
Bhanu Pratap Agnihotri : This Punjabi kid, Bhanu belongs to a family of lawyers and judges. His father is currently working as a Magistrate but quite contrary to his job, he loves to do break dance. Bhanu, too has learnt break dance from his father and is also a good gymnast.
He has been learning music for almost three and a half years now. His grandfather and aunt are also singers. His ideal is Salamat Ali Khan.
He dreams to be an All Round Superstar – a perfect combination of an actor, singer and a dancer.
Dipan Mitra : Dipan from Kolkata is a student of Ustaad Raashid Khan. He is a devoted learner and listens to songs even while eating. He wakes up late in the night to learn music. His relatives have been a great source of help in making him learn music. His uncle gifted him Harmonium and aunt gifted a tabla. He is a shy boy and although he cannot speak fluently in Hindi but when it comes to singing songs, it's a cakewalk for him.
Apart from being a singer, he is a very good chess player. He dreams of becoming like his guru someday and make a name for himself.
Debanjana Karmakar : Debanjana from Kharakpur has great respect for anything that has artistic value. She likes to sing songs more than listening to them. Like all the other girls, she too loves to play with soft toys and make new friends. She has a great bonding with her elder sister. She is also a good dancer but has never been trained. Her father works in a Bank and also sings bhajans on Radio.
She wants to own a recording studio someday and also wants to own a house where she will have a separate Music room for her "Reyaaz". She loves gardening.
Shyamantan Das : Twelve years old Shyamantan from Assam comes from a family of musicians. His elder brother is also a singer. His father is a music teacher.
He loves to play football and can also do amazing tricks with it. He wants to become a superstar and buy a car of his choice and a home for his family some day.
© 2010 indiantvinfo.com


text:
The title of my blog comes from one of my favorite hymns, Charles Wesley's "Love divine, all loves excelling." The last verse of the hymn concludes with these words, "Changed from glory into glory, 'til in heaven we take our place, 'til we cast our crowns before thee, lost in wonder, love and praise." My blog contains occasional reflections on life, the process of being changed from glory into glory.
Tuesday, June 17, 2014
25 Years a Deacon
25 years ago today Bishop Frank Griswold, then Bishop of Chicago, ordained me and several others as deacons at St. James' Cathedral, Chicago. I'm grateful to God for the gift of ministry and especially today am remembering and giving thanks for all those who believed in me 25 years ago.
1 comment:
- Michael Hartney said...
Congratulations Michael. The church is richer for your presence amongst us. If only +Frank knew the power he called down upon you that day - he has probably thought about it often.
Subscribe to: Post Comments (Atom)


text:
I have 101 miles on my 2012 Silvy 2500 HD. My DIC displays 9.8 mpg average right now. Probably not enough miles to get a good average right now and being a new motor, should improve over time. I HOPE !
Like to see some real mpg numbers from some members with a similar truck. Just to see what I can expect from this beast. Thanks all,,,


text:
Frequently Asked Questions
9. How does a doctor collect bone marrow?
There are two ways that a doctor can obtain bone marrow: through a bone marrow aspiration or a bone marrow biopsy. A bone marrow aspiration is performed by inserting a needle into the hipbone or another large bone to remove a small amount of bone marrow. In a bone marrow biopsy, marrow is collected with a larger needle. During this procedure, a small piece of bone may also be removed.


text:
The Edward F. McDonough Sports Complex is a state-of-the-art health,
recreation, and physical education facility. This $15 million facility
includes a large fieldhouse with three regulation basketball courts, an
ice rink (home to many area skating organizations, including the Hudson
Valley men's hockey team), fully equipped Nautilus fitness rooms and racquetball
courts, an indoor track (including long jump pit), and a multi-purpose
room and conference room for 30 people.
The McDonough Complex has hosted a wide variety of events, from major
trade shows and exhibitions to a variety of athletic events.
Each year, more than 150,000 people visit the campus to attend community
or athletic events in this facility. Weekend usage is preferred, since
physical education curriculum and college athletic events take place on
weekdays during the academic year.
Hudson Valley County Community College boasts some the finest outdoor athletic facilities found on any junior college campus in the country. Among the varsity sports held on the Troy grounds are: football, women's cross country, men's and women's soccer, men's lacrosse, baseball, softball and women's tennis. The college also holds athletics classes on its outdoors facilities, as well as intramural competitions.
In May 2001, Senator Joseph Bruno secured funds to construct a 4,500-seat baseball stadium at Hudson Valley Community College. The $14-million Joseph L. Bruno Stadium hosts the Tri-City ValleyCats, a Houston Astros-affiliated Class A baseball team from the New York-Penn League. Hudson Valleys nationally ranked baseball team also uses the $14-million stadium, and it also serves as home to an array of community athletic events.
Several other new outdoor fields were recently built adjacent to the baseball stadium. The football, soccer, softball and tennis teams all have new homes on the Hudson Valley campus.


text:
Lines Pitcher in White
was $35.00
Hand-Glazed Terra Cotta
The Lines dinnerware collection was inspired by a recent vacation to Seville in the South of Spain. Built on an incredible heritage of Roman, Moorish and Castilian cultures, the city has incredible elegance through its simplicity. Shades of white permeate everywhere, contrasted by the occasional touch of blue, reflecting the sunny skies or the Mediterranean sea. Using a terra cotta clay body, the Lines collection is the perfect embodiment of simple sophistication.
- Imported.
- Material: Terra Cotta
- Color: White
Overall Dimensions
- 4.0"Diam x 8.25"H
- 48 oz
General Care
- Dishwasher safe
- Microwave safe
- Hand-Wash Recommended
See more: Dining + Kitchen


text:
at the Place de l'Hôtel de Ville, every winter, it's possible, and lovely too, to rent a pair of cheap ice skates, brave the winter weather, and faire de la patinage sur glace. in the Marie, the 4th Arr., the backdrop is of the Seine, thousands of last-minute Nöel shoppers, and the myriad tourists armed with cameras. so, yes, it's been years since i'd attempted to ice-skate, and truth be told, i was a bit rusty. but for all intents and purposes, i've relatively few bruises, no broken limbs, just sore muscles and the uncanny feeling of impending older-age.
i thought you might find this video entertaining, and i'll post a few more in the next few days. if you look carefully, you'll see the speed-skaters–a gang of about 15 teenage would-be break dancers, or b-boys, who make a sport of skating as fast as possible around the rink, using the slower plebes, like myself, as ski-moguls of sorts. tricks performed include coming to a dead-stop, after racing full tilt, inches from large groups of slow moving girls, flicking snow off skates at friends–one guy who cleared an area in the rink's center to perform, with his friends, moves i've only ever seen in clubs or in the street on cardboard boxes.


text:
Well here are some numbers on the weight of the Tristar C-100 compared to my old Bersa.
Tristar - 31.2 oz.
Bersa - 23 oz.
These numbers come from Academy Sports. Now I thought the Tristar felt lighter.... apparently I was wrong. I haven't actually weighted them. But I carried the Tristar today while out getting some things from Walmart and Publix and it carried fine inside the waist.
Also Academy advertises the Tristar with two 12 round magazines but I have two 15 round magazines. Good deal! I haven't found any numbers on the width of the gun and I haven't measured it either but it seems more narrow than the Bersa.
Below are some pictures of the C-100. One side and then the other but also some pictures of the hammer in all three positions.


text:
Santa's Seashell Good List
We were shellebrating the season on the beach at Blind Pass Captiva today! We must have been on Santa's "Good" list this year because he gave us the best gifts of all… gifts from the sea. Seashells!
Lots of seashells!
But wait… let me back up because the shells weren't there all day so let me show you how quickly Mother Nature (maybe Santa too?) can do her/his magic.I arrived at Blind Pass this morning at 8 a.m. bundled in layers of clothes to ward of the 46 degree cold northwest winds. BRRRRR! That's cold for us! I found a few scattered COCKLES, FLIGHTING CONCHS and PEN SHELLS along the high tide line and pocketed three beautiful shells… a KNOBLESS FIGHTING CONCH, GIANT BITTERSWEET and a funky orange CALICO SCALLOP…
There was nothing to speak of along the jetty rocks so I thought I'd amuse myself by waving to say hello to the camera since my shadow was the only thing in the picture (I know, I'm a dweeb). See? No real shells to write home about…
So I left around 9 a.m. (played tennis) and came back around 12:45 to find all of these shells piled up! In that short time span, thousands of shells rolled up along side those jetty rocks!
Probably only an hour after I left, Lucky lady Glenda from England plucked the king of shells, a JUNONIA, right out of all those shells! And you won't believe it… her husband Richard found a rare QUEEN HELMET!
So you know what that means… the "KING" and "QUEEN" will find their way back to England soon. LOL Congratshellations, to the royal couple!
As soon as I walked onto that shell pile, Dawn snagged an ALPHABET CONE out of an incoming wave…
Then she showed me 3 HORSE CONCHS she just collected as well. Candy!!!
Michelle and Eric were on Santa's Good list too!
I took this photo when I first saw them and I know they bucketed a few more ALPHIES, HORSIES and BITTERSWEETS but take a look at her JUNONIA ("cob"), part of a LION'S PAW and that gorgeous FLAT SCALLOP (lots of those found today!)…
I don't think there is anything more fun than witnessing a pile of seashells being formed on the beach. It is mind boggling that within 4 hours, thousands of treasures can be washed up by the waves of the Gulf Of Mexico. More photos coming soon!
20 Comments
Awe, you hurtin me bad. I'm about ready to blow off strudel making & Xmas house cleaning and jump in the truck & head south.
A Junonia in all that! Wow. Amazing gifts you are getting. Going to check airline fares and see when I can get there in the next few months. Have a happy "Shellabration!"
Although the weather was amazing the first week of December in Sanibel – the shells were not as impressive. Jealous! But that means I need to schedule my next trip!! Pam – I took an identical shadow picture of myself when I was there! ha! I guess I'm a dweeb too – and we must be from the same generation because I actually know what a dweeb is! Merry Christmas and Happy Shelling!
here's a good thing to know when sanibel shelling is shoddy….i was on sanibel on the 12th and also noted near total lack of shells. when that occurs i go to bowditch point park in fort myers beach. i can always find excellent small shells there even when sanibel beaches are bare. eg didnt see a single wentletrap on sanibel, but got dozens at bowditch point. i visited there three times and got some excellent shells! Erato,Simnia, tons of tusk shells, olivellas,small murex and many many more. look in the drift just on either side of the edge of the rock jetty.
All those amazing shells – It's Christmas for sure.
Drooling & so very jealous , just wishing I was there Pam ! Congrats to everyone on the beautiful shells Mother Nature presented to you !!!
Pam & Clark … MERRY CHRISTMAS & A VERY HAPPY NEW YEAR
Wow…early christmas gifts indeed…I'm sending my niece in to do some digging since I can't be there!!!!!
WhooHoo! Great shells and a lot of happy faces!
I love taking shadow pictures and pics of MY feet in the sand. Happy shelling!
I can't believe the goodies coming in!
I remember the shell pile I saw happening right in front of my eyrs back in March! It was amazing. It was cold and windy and the waves were rough, throwing hundreds of shells at a time. I never saw something so cool before. I foundy two junos that day! Only the brave, (or stupid), was in the break of the waves getting the shells that were flying in. I was one of the three people who stood in the break of the waves shelling..for hours and hours. After about 6 hours and two junos later I finally left. I was so cold and beat up by the crashing waves and flying shells but it was sooo much fun and soooo worth it! I'd do it again in a heart beat! Lol..
Mother nature is saying merry christmas to all of you! Happy shelling! I cant wait, 12 more days!!
More pictures Pam and a christmas video of shelling…please..please..please!
Merry Christmas Pam & Clark! See you guys soon!
Wow, those are some awesome finds! SO jealous, and totally wishing I didn't have to skip my annual trip this year.
Pam, How do you know when and where to go for the best shelling? You said you were there early and there was nothing, what made you go back 4 hours later to find great finds? Are people letting you know? or are you psycic ? When we come down there in June I would like to know how to get the scoop on where to go and not to go, please tell me if I am going to have to move up in the technology world and start learning how to use texts or tweet? Is this how your blogger friends find the treasures? Congrats to the lucky ones that are on the island now…keep finding the gems, it keeps me excited to read about the island while I can't be there.
Merry Christmas and Happy New Year to you and Clark and all of your shelling family. We will be there Jan. 22 and hope to take a trip with Brian to Cayo Costa. Let's hope some shells roll in then. If not I will just enjoy being in the 2 most beautiful places on earth-Sanibel and Cayo Costo. Marilyn
Looks like a lot of fun! Merry Christmas Pam!! Thanks for sharing all of the shelling throughout the year!
That is mind boggling nothing to a huge shell pile in 4 hours!! Wow
Wishing you the best.
That Queens helmet may outshine the Junonia!!!
I wish I could find either of those 2. Wow! Congrats!!!


text:
ED Magedson – Founder
Ripoff Report
On Time Moving and Storage3520 Agricultural Center Dr St Augustine, Florida USA
On Time Moving and Storage Specifically: Jeff Schuman due to gross wrongdoing and indifference. Our move went basically well ex Renigged on deal to buy my used couch for $200; repeatedly ignored me and then without permission disposed of said couch. St Augustine Florida
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I made a verbal(my mistake; read on) contract to sell my used couch for $200 to Jeff Schuman of On Time Moving & Storage. The couch was taken by their 3 movers in their moving truck and stored on site at this companies wharehouse for many weeks. When the $200 offer was made, Jeff said you can deduct it from the cost of move( final price $1230) or he would mail a check. Three movers at time said they were not authorized to dedect said $200, I asked for. After 4+ weeks of slow to no responses to my phone and text messages, Jeff says he has already mailed the check(to our old address he knew we moved out of), but a postal error returns the check to him. He moves the couch to his residence at some point in time; more weeks pass without any communication. Then he decides to renig on deal to buy the couch, but not communicate it to me.
Then I get angry because he will not communicate with me and I think he has stolen my couch. I finally call his office thinking its my only option. This company is involved in the deal at many points, but denials ensue from owner or manager Bobby who defends his actions. Now we have no deal but Jeff offers to return couch to me or diospose of it; I say "do neither". Two more weeks pass as I secure a gift couch to people(1 week of this they were on vacation) in need of one. Now he won't answer my requests to deliver the couch, he offered to deliver to me, even though they are less distant.
As of 10+ weeks after our move I have no deal, and no couch. Why would someone take so many liberties with a couch not belonging to them? Is this theft? I think so...
This report was posted on Ripoff Report on 07/09/2013 04:17 PM and is a permanent record located here: http://www.ripoffreport.com/reports/on-time-moving-and-storage/st-augustine-florida-32092/on-time-moving-and-storage-specifically-jeff-schuman-due-to-gross-wrongdoing-and-indiffe-1065696. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on On Time Moving and Storage
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
Advertisers above have met our
strict standards for business conduct.


text:
JTAG and Bootable microSD cards
Overo COMs & JTAG
Instructions for creating a bootable microSD card are·in the How-To section of "Software Development", linked here.
Note that each Gumstix Overo COM has JTAG pads on the underside of the Overo COM, located between the two 70-pin connectors. Further information can be found in the Overo Signals Document which can be downloaded here.
Information on using JTAG and J1-9 (GPIO_31)·- from both Texas Instruments and a Gumstix customer: (added July 20, 2010)
- JTAG is highly usable. There is an issue to do with OMAP's JTAG emulation engine and the state of the EMU/n bits on dead-start. J1-9 (GPIO_31) needs to be pulled high on dead-start. See section 25.6.3 - Initial Scan Chain configuration (SPRUF98D-October 2009, OMAP35x Applications Processor Technical Reference Manual)
- The initial scan chain configuration of the device is determined from the level of the EMU0 and EMU1 pins on the release of the POR. At POR, EMU0 and EMU1 are automatically configured as inputs. The EMU0 and EMU1 pins should be pulled high at POR to configure the initial scan chain of the device to TAP router-only mode.
Verdex Pro COMs & JTAG
Gumstix offers a·JTAG-pro expansion board for use with the verdex pro motherboards.
Verdex, Connex and Basix
Information can be found at:


text:
Tweets from @TBHomeTeam/writers
MORE from our HomeTeam writers.
Thu. February 2, 2012 | Rodney Page | Email
ST. PETERSBURG — Lakewood coach Necole Tunsil had a one-word description for her team's 45-35 win over Boca Ciega on Wednesday night in the Class 5A-12 semifinal.
"Horrible," she said.
Think about how Boca Ciega feels.
At least the Spartans have advanced to the district final, Friday night at Lakewood. The Pirates' season is over, and so to is the school's 19-year streak of reaching a district final.
Lakewood's "horrible" win is the third straight over Boca Ciega this season. The Spartans (16-10) grabbed a first-half lead and never gave it up. The Pirates used an aggressive defense to hang on in the first quarter and trailed only 11-8.
But Lakewood went on an 8-0 run to start the second quarter thanks to a fullcourt press and layups from Shineice Beamon, Kasey Drayton and Mimi Flowers. Boca Ciega (17-10) never really got close after that.
"From there, those eight points felt like 16," Boca Ciega coach Michael Hall said. "They were more experienced. It was just one of those nights where they got up by eight and we couldn't chip away."
That's not to say the Pirates didn't try. With 2:31 left in the third quarter, a Jakera Allen layup cut the lead to six. But Drayton got to work and scored five of the next seven points to keep the Pirates behind.
Drayton ended with a team high 12 points. Flowers added nine. Boca Ciega was led by Destiny Brown, who scored 14 points, and Kenya Joseph, who scored 11.
Tunsil had a chat with her team after the game, just to remind them every game counts from here on.
"This was just one those nights where I think the girls were looking to Southeast a little too much," Tunsil said. "I'm just disappointed in general."


text:
A very nice OM from Buena Park, CA reviewed the Birthday Surprise.
About Me: Business Gift Giver,Gift Recipient,Personal Gift Giver,Repeat Buyer
BOTTOM LINE: Yes, would recommend to a friend.
Comments about Fairytale Brownies Birthday Surprise: Once I received a Fairytale Brownies gift from a friend, and I was hooked. I now purchase brownie gifts for our employees birthdays. This package comes with balloons, candles, a kazoo and a birthday button. The employees appreciate the gift and they taste so good because they are always so fresh.
Pros: Freshness,Delicious,Individually Wrapped,Flavor Assortment,Nice Presentation,Gourmet Taste,Good Value,Memorable Gift
Best Uses: Personal Gift,Business Gift


text:
PHP File "picker" and Result poster
This project was awarded to reezdevs for €44 EUR.Get free quotes for a project like this
Project Budget€30 - €250 EUR
Total Bids20
Project Description
We need someone to write a simple php-Script for us.
The Workflow is the following:
1.) User gets to Site and needs to Upload a textfile
2.) The Script looks for Strings inside the uploaded textfile and shows (depending of the String) a yellow "Warning" or a green mark or a red cross (please provide icons)
3.) The User sees the results on the same page.
It needs to look good, simple and needs to be easy customizable by us for more strings in the future.
Would be nice if it has a database (mysql) where the "to look for string" and the "warning, good or bad" can be put in so we only need to modify the Database and not the Script itself.
Please see Screenshot for Details.
Feel free to contact us if you have more questions.
Awarded to:
Skills Required
Looking to make some money?
- Set your budget and the timeframe
- Outline your proposal
- Get paid for your work
Hire Freelancers who also bid on this project
Looking for work?
Work on projects like this and make money from home!Sign Up Now
- Forbes
- The New York Times
- Time
- Wall Street Journal
- Times Online


text:
The reliable National Savings Certificate (NSC) looks like it may have lost popularity with countless competing investment options available such as equities, mutual funds, unit linked insurance and fixed maturity plans. However, there is no ignoring the instrument's respectable returns, which are not only assured, but also tax-exempt (under 80C) and government guaranteed.
Compared with the NSC, the Public Provident Fund (PPF) has traditionally been more popular on account of its 8% tax-free interest. However, the PPF has a maximum investment limit of Rs 1,00,000 per annum (this means the maximum amount one can invest in PPF every year is capped at Rs 1,00,000).
Investment limit
NSCs do not have a limit of how much one can invest. What's more, interest up to Rs 1 lakh is tax-free. You read that correctly. NSCs offer you the possibility of earning up to Rs 1 lakh fully tax-free.
This is because NSC is the only small saving scheme wherein not only the initial deposit, but also the interest for the first five years, out of its term of six years, is eligible for a deduction under section 80C.
Interest and returns
NSC offers 8.8% interest compounded half-yearly. Due the compounding, the effective rate per annum works out to over 9%. It is a cumulative scheme with a term of six years, meaning, though the interest accrues every year, it is paid to the investor together with the initial capital invested at the end of six years. For example, Rs 10,000 invested in NSC in 2010 would grow to Rs 16,010 at the end of 2016.
Tax treatment
Let's talk about the tax treatment of the interest paid out . Unlike PPF, where the full amount of interest is tax-free, NSC interest is taxable. However, as it is a cumulative scheme (eg interest is not paid to the investor but instead accumulates in the account), each year's interest for the first 5 years is considered reinvested in the NSC. Since it is deemed reinvested, it qualifies for a fresh deduction under Sec 80C, thereby making it tax-free. Only the final year's interest, when the NSC matures, does not receive a tax deduction as it does not get reinvested, but is paid back to the investor along with the interest of the earlier years and the capital amount.
(Get your lifetime free Mutual Fund account from FundsIndia to invest in top ELSS funds)
Example: You invest Rs 1,00,000 in an NSC on April 1, 2010. Interest on this investment for each year is shown in the following table:
April 1, 2010 Initial investment 100,000 Mar 31, 2011 interest for Yr 1: 8,160 Mar 31, 2012 interest for Yr 2: 8,830 Mar 31, 2013 interest for Yr 3: 9,550 Mar 31, 2014 interest for Yr 4: 10,330 Mar 31, 2015 interest for Yr 5: 11,170 Mar 31, 2016 interest for Yr 6: 12,070 Total interest 60,110 Total value of investment: 1,60,110
What you must ensure while filing tax return
To benefit from this feature of reinvested interest and its deduction, it is important to declare the accrued interest on NSC on a yearly basis in your tax return. In the above example, for FY 10-11, you will include the interest amount of Rs 8,160 in your tax return under the head "Income from Other Sources". Under deductions, you will claim Rs 8,160 under Sec 80C as reinvested NSC interest. Both cancel each other out, making the interest in effect tax-free.
Important detail:
From the above discussion, it is shown that both NSC and PPF interest is tax-free. However, the difference is that PPF interest is tax-free per se, whereas the NSC interest becomes tax-free on account of the deemed reinvestment under Sec 80C. Remember that Section 80C has a limit of Rs 1 lakh. Your NSC interest would only qualify for the deduction provided you have funds left in Sec 80C. Provident fund contributions, insurance premiums, housing loan principal repayments, tuition fees, PPF, tax saving mutual funds and bank deposits --- not to mention any fresh investment in NSC --- are also covered under the same Rs 1 lakh limit. So, if you want to invest and take advantage of the tax-saving feature of NSC interest, remember to make the adjustment so far as the other tax-saving investments are concerned.
Where and how to buy?
National Savings Certificates (NSC) are certificates issued by Department of post, Government of India and are available at most post offices in the country in denominations of Rs 100, Rs 500, Rs 1,000, Rs 5,000 and Rs 10,000. NSCs can also be transferred from one person to another by paying a small fee. They can also be transferred from one post office to another.
Do you want to know if you are saving enough? Take a FREE Financial Health Check by clicking here.
Do you want to double your money? Use this calculator to find out how long will it take. For more calculators click here.
Monthly Income Plan Funds
Best Tax Saving Mutual Funds
Section 80C
7 Tax Saving Strategies for Salaried Individuals
Income Tax Slabs
Very useful article.Is tax eating away your hard earned money? Want to know more about bonds,post office schemes and other money related mattersclick the below link
Very Good Article and very useful for investors
Dear Sir,
I have made one NSC today on 14/12/2010. I would like to know how shall i calculate
the interest for year ending 31 March 2011. Can i claim the interest amount as a fresh investment and the same will show under income from other sources ? os i have to wait till 2011-2012 so do the same.
Kindly suggest....
Kind regards
Yes, the contents provided here are very useful and informative. I would appreciate the efforts done by the respective members.
Yes, The information provided is very infermative and useful.
Can I invest on NSC in my wife or kid name and take tax exemption u/s 80C
can i invest in NSC in my wife or kids name and take exemption u/s 80C in income tax
No. To avail of the benefits under 80C for NSC, you must invest in your own name.
Can it be taken in spouse name & claim benefit like Insurance policy u/s 80C?
Pankaj Sinha
Mob: 09891537909
If I take a joint NSC for me and my wife. How exactly would the tax calculation done..??


text:
[SMH | Text-only index]
Date: September 16 2013
Jesse Mogg's breakthrough year has finished on a sour note with the deposed Wallabies fullback set to face season-ending shoulder surgery.
Mogg will undergo a shoulder reconstruction in the coming week after battling the lingering injury during Australia's miserable start to The Rugby Championship.
The lanky Brumbies fullback's big-kicking and long-striding Super Rugby exploits earned him the Wallabies' No.15 jersey for the opening 47-29 and 27-16 Bledisloe losses to New Zealand.
But he was dumped to the bench by coach Ewen McKenzie following two shaky displays and replaced by Israel Folau who has since shone despite limited attacking opportunities in the custodian's role.
Mogg was completely left out of the 23-man side which gutsed out an ugly 14-13 win over Argentina in the wet in Perth on Saturday night.
The 24-year-old, sidelined for three weeks midway through the Super Rugby season with his shoulder problem, will meet with his surgeon on Thursday.
It's the latest injury blow for the Wallabies who will also be without incumbent winger Nick Cummins (broken hand) for their upcoming two-Test trip to South Africa and Argentina.
The loss of the two outside backs is set to put Brumbies flyer Joe Tomane in line for an international return after he made his Test debut against the British and Irish Lions in June.
While Tomane finished the 2-1 series loss starting on the left wing, the league convert was benched for the Brumbies' finals campaign and had been overlooked by McKenzie for Test selection.
The former Melbourne Storm winger will be named in Australia's 28-man tour squad on Tuesday morning along with returning captain James Horwill.
Horwill missed the past two matches with a hamstring strain and is no certainty to be fit to face the Springboks in Cape Town on September 29 but will fly out next Monday.
McKenzie is under pressure to recall veteran 59-Test prop Benn Robinson to stabilise a floundering scrum which is struggling to adapt to the new soft-engagement laws.
The Australian forwards have been overpowered by the All Blacks, Boks and Pumas in the past month but McKenzie is a big fan of the work-rate and mobility of loose-heads James Slipper and Scott Sio.
Slipper sustained a shoulder stinger against the Pumas but has been cleared to travel which may mean more time on the sidelines for Robinson.
The Wallabies, third on The Rugby Championship table, reassemble in Sydney on Saturday.
This material is subject to copyright and any unauthorised use, copying or mirroring is prohibited.
[ SMH | Text-only index]


text:
Your opinions on slip Tees
Recently we added some concrete steps through our lawn to the city sidewalk. They look nice. We also had about 6 inches of grass area cleared out on each side of the step to make way for running flower beds along the steps. I want to now include bubblers along these strips and want to tie the lines into an existing line that runs at the base of the steps.
So my question is this....would you recommend using a snap on T for adding my new line to the existing one, or would you say I should cut the existing line and add a conventional pvc t?
What are the benefits of each? And how the hell do you exactly add a snap on T anyway?
I would just cut in a regular T. Its easy to do and much less likely to leak.
My solution
Sorry for not posting the pictures. I actually didn't take them. But I took all weekend to finish the job of installing the bubblers. I tied them in with a standard T. However, I used a Union coupling to install the T since I was not able to move the line I was connecting into in any way. All thanks to my dad for that suggestion (the Union Coupling). It was a lifesaver. Now I have to level the ground on the planting area, make some steps on the ground to go along with the steps of concrete and level those areas as well. Phew, lot of stuff to do before even thinking of adding plants to the area. Once it's completed, I will definitely post here again with pictures. I will definitely have it completed by next weekend.
|All times are GMT -5. The time now is 06:04 PM.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.