text:
Dodd-Frank Compliance: Why 'Wait and See' Is Not an Option
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) is widely regarded as the most ambitious regulatory reform in the U.S. financial services industry since the 1930s. Yet the act's full scope may not be clear for several years, until the various agencies it authorizes are created and staffed, and as its enabling regulations are drafted and disseminated.
Even at this early stage, however, it is clear the Dodd-Frank Act will impose significant new demands on virtually every type of financial services organization. Its impact will be especially significant in terms of the data gathering, storage, management, and reporting processes these institutions employ, as the new Office of Financial Research (OFR) is expected to create industrywide data standards to replace the various inconsistent standards currently employed in the industry.
No Time to Hesitate
These new standards, and their far-reaching implications, should serve as a wake-up call to financial institutions that are hesitant to wait for the dust to settle before they decide upon an action plan.
"When it comes to the Dodd-Frank Act preparations, one of the gravest mistakes an organization can make is to wait and see what the regulations will ultimately require," said Tapan Shah, Crowe® information management services leader. He pointed out that there is no doubt the Dodd-Frank Act will impose many new information management challenges as the OFR begins requiring significant new information at the enterprise, portfolio, and customer levels. "The exact data structure and reporting formats are still being defined, but waiting until that direction is clear will put an organization at a severe disadvantage," he said. "'Wait and see' is not an option."
For example, he added, financial institution management teams should ask themselves: If examiners were to show up today, unannounced, would we be prepared to provide them very specific client or account data if requested? Are we currently able to provide regulatory user reporting to service a variety of users at different levels? "These types of questions establish the baseline for conducting a gap analysis," said Shah.
Common Misconceptions
As is often the case with sweeping new regulations, there are also a number of common misunderstandings regarding the Dodd-Frank Act's effect on financial services organizations. One of the most common misconceptions is that the information management and reporting requirements will have only a minimal impact on smaller organizations.
"While many of the act's provisions are specifically related to an institution's size, the simple fact is the Dodd-Frank Act information management processes – however they are ultimately defined – will very quickly become the de facto standards for the industry," said Shah. Moreover, the various size thresholds at which certain provisions apply are also subject to change, he noted. In addition, the OFR will have subpoena authority to require specific information from any regulated financial services organization, regardless of size.
Designing a Blueprint for Dodd-Frank Compliance
All of these factors reinforce a clear message for financial institutions of all sizes: Now is the time to begin preparing for the impact of the Dodd-Frank Act. Given the complexity of the information management challenges involved, it is critical to find a resource that understands the bureaucratic, enforcement, and rule-making structures associated with the Dodd-Frank Act. Such a resource should also have expertise in the necessary data-management technologies, business processes, and governance models required to design and execute a successful Dodd-Frank Act compliance initiative.
Contact Us
You Might Also
Would You Rather Receive Information About:
In accordance with applicable professional standards, some firm services may not be available to attest clients.
© 2016 Crowe Horwath LLP, an independent member of Crowe Horwath International. Disclosure


text:
A fantasia journy
Trip Start Sep 19, 2012
11Trip End Sep 30, 2012
Map your own trip!
Loading Map
Loading Map
Map Options
Show trip route
Hide lines
His wife seems to be ok she made us breakfast upon our request, it was really nice, actually we really like ortisei but unfortunately we have to leave early today we need to conquer the hardest part of the dolomite way to reach cortina d'ampezzo where we are sleeping tonight.
I read a lot about this road and I am really afraid to do it...first, I don't think I am such a good driver, second it's raining today which makes it harder....
We fed the car before we went, she needs to be strong today, and started our adventure
The road started ascending quickly up, the temperature descend down, after ten minutes it was only 5degrees. All the way there were villages and houses, how people live like that??
There was a point that the houses stopped, there were no green anymore but yellow grass and there where concrete walls everywhere....yes this is passo sela, the rocks pass, this is gonna be the hard part. All this area looked to me like a battle zone that was abondoned a few seconds before, it was quiet outside only the sound of the wind...my hands and legs were shaking I have fear of heights and this is exactly not the place I want to be in, but I have to be strong, so I don't care I'm driving slow...very slow...I mean very very very slow...I could walk it faster. For ten minutes I couldn't breath the view was stunning and extremely dramatic, it was abyss all around and the huge rocks of the Dolomites were closing on us from above...I have to admit I don't like them at all those rocks, remember disney's movie fantasia?? If so, there is the part with Stravinsky music, in this piece there is a bold mountain that look exactly like the Dolomites figures...in the night he is becoming a bad wizard...I know I'm 31 already but since I saw this mountain this what I think about them - bad wizards...wa hah ha ha ha!!!
After a few minutes the landscape changed to a green forest, I felt safe...I did the hard part!!!
Our main thing today is to reach the marmolada, the highest mountain of the Dolomites, there are supposed to be 3 different cable cars leading to its top that is over 3400 m
We finished descending the mountain and reached a valley, everything was so beautiful I have no words in English or in Hebrew to describe this beauty.
After 3hours of hard driving we reached the first point to take the cable car...l but what a surprise it was closed...all the cable cars in this area closed because of the weather....oooofffff....we felt so bad cause we really wanted to do it
Sadly we kept driving to cortina de'ampezzo...I have to admit that after driving the passo sela everything was a piece of cake...this way too was very curvey, I could see bearly for 2 meters ahead and aviv cried but it was beautiful outside so it's all good!!
We reached cortina...what a nice place, can be a background for muller commercial video, all around was green slopes with little Austrians style huts...we found our apartment easily, after all it's a small place.
We started walking toward the center of town and then the rain started what a bad luck today...cortina is a very touristic place, not now, in the winter when all the ski activities are on. Today was pretty quiet, a few unlucky tourist like us looked for shade in the rain, luckily there where a few stores open, we also found a fancy store for baby cloth, 250€ for a coat!!!! Who would pay this amount for coat that will be good for a few months???
After a very "touristic"strudel in one of the open caffes we decided to buy some food in the mini market and to cook them in our very well equipped apartment. We bought ngucci, ravioli and souces....we are going to eat now!!! Good night!!!

subset: commoncrawl


text:
Pedro's Upholstery Shop, Delio Gonzales owner, was at 804 Catherine St.
The Monroe County Fair closed with an attendance record of 2,000 above the previous record of 35,000 set in 1963.
A crewmember of a shrimp boat stole 500 pounds of shrimp valued at $515, which he sold to a local restaurant for $200.
Paul Mansell was elected president of the Marathon Rotary Club at a meeting held at the Tarpon Lodge.
The members of the Key West Civil Service Board were Mel Levitt, Charles Felton, Police Chief Armando Perez Jr. and Neil Fleck.
The Maritime Proving and Evaluation Unit of the Royal Canadian Air Force conducted his annual exchange visit to VX-1 at the Naval Air Station in February. To commemorate the visit, the Squadron Leader presented the host with a curling stone, which is used in an old Scot sport that requires ice.


text:
If you like Neil Sheehan's story, you might also like:
Sam Donaldson,
Doris Kearns Goodwin,
David Halberstam,
Nicholas Kristof,
David McCullough,
Colin Powell,
Dan Rather,
Norman Schwarzkopf,
James Stockdale,
Michael Thornton
and Bob Woodward
Related Links:
Globe Trotter
Library of Congress
CSPAN Interview
Pulitzer Prize-Winning Journalist
Neil Sheehan Date of birth: October 27, 1936
Print Biography
On graduating from Harvard, he entered the United States Army and was assigned first to Korea, but later transferred to the 7th Infantry Division newspaper in Tokyo. While editing the weekly Bayonet, he began to moonlight in the Tokyo office of the wire service United Press International (UPI). After his discharge from the army, he became a full-time reporter for UPI, and was soon put in charge of the Saigon bureau, covering the emerging conflict in Vietnam.
The withdrawal of French colonial forces had left the Vietnamese peninsula divided. A Communist regime in the North, led by Ho Chi Minh, received support from the Soviet Union and China. In the South, the colonial regime was succeeded by a series of weak governments, supported by the United States. Sheehan's reporting from Vietnam won him a place with the most prestigious newspaper in the United States, The New York Times.
Returning to the U.S., Sheehan was assigned to cover the Pentagon and later the White House. In 1967, Secretary of Defense Robert MacNamara had assigned his subordinate, Leslie Gelb, among others, to compile a history of United States-Vietnam relations. The resulting document ran to 7,000 pages in 47 volumes. In 1971, a former State Department employee, Daniel Ellsberg, obtained a copy of the confidential report and attempted to give it to members of the United States Senate. Rebuffed, Ellsberg contacted Neil Sheehan. Sheehan spent weeks studying the documents, tracing U.S. involvement in Southeast Asia from 1945, and found a disturbing pattern of deception. From early in the war, Sheehan concluded, American leaders had been skeptical of the chances for victory in Vietnam, but had led the United States into war for political considerations, using false information to mislead the public.
Sheehan took a leave from the Times, expecting to spend two to three years writing his book. it proved a far more demanding venture than he ever expected. Midway through his work on the book, he was seriously injured in a head-on collision. With eleven bones broken, he spent three months in the hospital and was unable to work on the book for another year. When he resumed work, his finances were badly strained. He received a number of grants to continue his project; an advance from his publishers and the sale of partial serialization rights to The New Yorker enabled Neil Sheehan to finish his monumental narrative. It took another year to edit the manuscript to a reasonable size.
Today, Neil and his wife Susan, also a Pulitzer Prize-winning author, live in Washington, D.C. Neil Sheehan, an early critic of the Iraq War, continues to write and speak on American foreign policy. His latest book, A Fiery Peace in a Cold War, tells the story of Bernard Schriever, the Air Force general who led the development of the United States' intercontinental ballistic missile program.
This page last revised on Nov 28, 2012 13:17 EDT
How To Cite This Page


text: Johannesburg - Mamelodi Sundowns have denied reports claiming they are considering sacking Johan Neeskens, stating the club are happy with their development under the Dutch coach. Reports this week have suggested the Brazilians could be looking to bring recently fired Bafana Bafana coach Pitso Mosimane to Chloorkop following a trophyless season under Neeskens. However, Sundowns' senior legal and commercial manager Yogesh Singh has dismissed those claims, and says the Tshwane giants are not considering a new coach for next term. "Johan Neeskens has a contract with the club, and we are happy with him," Singh told the club's official website. Meanwhile, Downs also denied reports claiming they have agreed a deal with Zambian midfielder Rainford Kalaba, stating that any new players will be announced through official channels.


text:
Discussion in 'North America - Canada' started by Cableguy, Mar 29, 2007.
The loudest one in the WEST... is here... bahaha!!
how did i not find this before. Well i been a member since i thnk march of a long ****ing time and i think im farthest member east currently drivingt a 2008 chevy silverado crew cab.
Welcome,lots of great people on this forum , yeah I think U maybe right about being the member farthest east,Ur well North East of Me I know.
I'm here too, representing the center of the universe - Toronto!!! I just frequent another GMT-based site specific to the TrailBlazer... :redface:
Well, you know I couldnt stay away.. Northern BC representing...LOL
I know the site, i am also apart of the Envoy/Tb site... LOL I hope that you will come to the Summer regional meet in Mississauga, on AUG 4th. Lots of members going, and even from dealerships and other places too..
Calgary, Alberta here. Redneck and proud!
Hey Erica, you had to be talking about only one, or two, sites, so I checked both. You found the wrong site, a lot happened at that site after a LARGE number of us let in Nov 2011. You didn't get a great welcome!!!!!!!!!!!!
Try the other one.
Get a welcome?? It was more like a pick on me.. I got embarrassed and basically the guys were so rude, so I told everyone off!! and let it be known how rude and disrespectful everyone was to me, and shame on them... They call themselves a club... Go F* yourself... LOL I posted a rant.. No-one dared respond to that.. haha, they probably thought I was a witch! haha.. that will teach them to mess with me..
On another note, are you going to try and come to the meet??
Hey, ya know what, we have a daughter in Ont and we always use I90. We have thought about going there in Aug. If we time it right, we'll drop in on the Northeast guys. It's not far off the route and a part of MA we've never seen.
Separate names with a comma.


text:
- Description
This British-Colonial inspired bedroom group is perfect for a transitional style decor. The sleigh style bed features a high, curved headboard with inset detail and turned block feet. Subtle molding detail on the night stand, dresser, and chest draw attention to the contrasting nickel finish round drawer pulls. Each piece is crafted from solid tropical wood and receives a 7 step birch finish. The 5 piece set includes bed, nightstand, 6 drawer dresser, mirror, and 5 drawer chest. All drawers feature English dovetails fronts and backs and full extension ball bearing side guides.Includes
1 ChestDimensions
Chest, 39.75" X 17.875" X 53.5"H
More from this collection: 480
- Additional Information
Additional Information
SKU 19800443 MPN 480-C GTIN N/A Brand AC Pacific Collection 480 Assemble Length N/A Assemble Width N/A Assemble Height N/A Assembly Required Yes Material Wood Finish Birch Styles Contemporary Shipping Time 1-2 Weeks Free Shipping No
- Reviews
Disclaimer: Pictures displayed may include optional products not included in the price. Computer monitors often display color variations. Color swatches are shown if alternative colors are available. Please call us or email us if you have any questions!


text: Jul 24, 2011 - This gets 5 curls b/c it is inexpensive and delivers! I use it as a leave in moisturizer after washing and a daily moisturizer. I tried making my own shea mixes but i prefer just to use this. It is not good for hold for my styles but to MOISTURIZE before i style


text:
SailNet Community (http://www.sailnet.com/forums/)
- General Discussion (sailing related) (http://www.sailnet.com/forums/general-discussion-sailing-related/)
- - Our Delivery Trip, Connecticut to Maryland (LONG with PICS) (http://www.sailnet.com/forums/general-discussion-sailing-related/56436-our-delivery-trip-connecticut-maryland-long-pics.html)
Our Delivery Trip, Connecticut to Maryland (LONG with PICS)
Hi all,
Some of you know that we purchased our 1984 Sabre 34 this winter, and in May we sailed her home from Essex Connecticut to the South River on the Chesapeake Bay. I promised a full account and some pics, so I've put them together below. I did not promise it would be entertaining, but I hope you enjoy reading about it as much as we got out of the trip ourselves.
A little background, we divided up our trip into two "legs". The first leg was from Essex, CT to Norfolk, VA. My 3 crew (4 of us total) were all from the Norfolk area, so logistically this worked out best. Cape May was a back-up landfall point if we needed it, but we did not.
Leg 2 was Norfolk to home in Valinor's new slip on the South River. For that leg, my wife and our 14-year old joined us.
Let's start with Leg 1:
May 2, 0600 - After a couple days of prepping the boat, provisioning, etc., we departed just after 6am. It was very cold, heavily overcast, and raining, as it would be most of our trip. Fun fun! :) Here's Valinor just before pulling out of the slip.
Winds were light as we motored South down the Connecticut River, and the rain continued. You can see the Old Lyme railroad bridge in the background. We heard from the locals that if you don't refer to the bridge correctly over the radio, the operator will not answer, or will most definitely correct you. We made sure we used the wording provided by Essex locals!
Saybrook Breakwater Light marked our exit from Connecticut River, into Long Island Sound at 0714, May 2.
Originally, I had been considering heading East, straight "outside". However, even though winds were light, there had been strong Southerly winds for several days beforehand, and the waves were out of the SW at 9+ feet with a very short period. With little or no wind to drive us through that, and a new-to-us boat, I chose to head through NYC instead. I think we made the right choice.
Long Island Sound was glassy for a good while, and we continued to motorsail.
Around 1330, the sky cleared up, sun came out, and the wind piped up! Hoorah! We unfurled full sail, lowered the centerboard, and started beating up the Sound. You can even see where we had to tack across the Sound on our track (far below).
Of course, it only lasted a couple hours at best, but we were happy to enjoy it while it lasted. Here's a pic of one of my crew at the helm, which I'm posting mostly just to prove it was sunny for a few minutes (both to you and ME).
We were able to motorsail the rest of the way to Throgs Neck. We watched the sun set as we approached the bridge.
This is Throgs Neck Bridge at 2048 on May 2. We anchored after 2100 right next to the bridge, just as the light disappeared. We used the new Rocna for the first time, and it grabbed right away and held all night. I can't remember the name of the basin on the south side of the river, but we'd traveled 83 nautical miles in 15 hours. A long day.
May 3, 0500 - We got up early and were underway after heating up some hot water and filling our thermoses. We departed in time to make the trip with the current, ever-so-important for this transit through NY. We have a ton of pictures of running through New York, but I'll only post a few. The weather was rainy again, cold, and not much wind. We motored all the way through the East River, doing as much as 10-11 knots over the ground.
On a side note, we filled thermoses with hot water whenever we could. So we could always drink coffee, eat oatmeal, or make a cup of soup. It worked very well for us.
Here's the old orphanage at North Brother Island. I had been this route before, but had previously passed north of the island and had never seen this building before.
Here's Valinor with the city skyline in the background. You can see the Empire State Building in the clouds, along with the Chrysler Building, which my wife affectionately calls the "Baby State". :) Behind the dodger, you can see my father behind the video camera.
And the Empire State by itself.
At 0819, here's me at the helm with a look back at downtown.
We continued to head South, dodging ferries, ships, and as many raindrops as we could. :)
By this time, we were thinking it would be a good idea to take on some diesel, since we'd used up a good bit already, and a fill-up would mean we could motor all the way to Norfolk if we had to. However, it was still Sunday morning, and it never occurred to us that it was so early in the season that many fuel docks would not be open. We eventually found one--Atlantic Highlands Municpal Marina.
This is where the pictures start to drop off. After filling up with diesel, we made our way into the Atlantic, and between the rain, waves, watch changes, and oh--did I mention the rain?--we didn't take many pics. We motorsailed most of the way, but did get some sailing in from time-to-time.
About watchkeeping - We always had two crew on watch. Each person was on for 6 hours, but rotations were staggered by 3 hours, so every 3 hours there were fresh eyes on deck. That also meant we each had 6 hours off between watches, and it worked very well for us. We wore inflatable PFDs and harnesses at all times, with everyone clipped, especially when on deck.
Winds were on the port quarter most of the way, and we had the main with a single reef and a preventer rigged at all times. We had so much rain, that every hour or so we had to go on deck (even at night) to empty all the collected water from the reefed main. Big "balloons" of water were created between each reef tie. Without emptying, I'm sure the main would've been permanently damaged or ripped. Doing this at night, with the boat rolling on a broad reach in the rain, was less than fun.
This pic (note the visitor on the stern rail next to me) should give you some idea of the visibility. If you think it's tough to see things here, image it at night! We were very happy to have radar for this trip.
A few noteworthy events, by the way:
With the XM Weather, we could watch the forecasted vectors for each cell. With that information, and a whole lot of luck/guessing, we were able to pretty much dodge all the worst storms. The strangest part was the very heavy lightning combined with fog. I had not seen that before--it was eerie at times. I was on watch for most of this, and a lot of it was simply processing the info and going with your gut. If we didn't have XM though, I believe we would've run into the heart of some of the cells.
At 0300 on May 5, I came on watch just in time as we approached the mouth of the Chesapeake and the Bridge Tunnel. We crossed through the tunnel around 0430. There was very heavy traffic in both directions through both entrances, and we had to cross one lane of traffic to get to the southern entrance. We actually crossed over the bridge tunnel along with both a large tanker and a tug boat, all at the same time. Needless to say, we stuck to the edge of the channel.
By 0530, we were in our slip in Norfolk, VA. We cracked open some beers (our internal clocks didn't care if it was morning), and toasted to our success. http://www.picpiggy.com/smile/party/party0012.gif Here's Valinor at 0633 on May 5.
The cabin was very damp down below. We'd essentially been rained on for nearly 72 hours, and each time we went below we brought water with us. I cannot convey to you how wet we were, though I must say our foulies kept us mostly dry underneath. When we left the boat on May 5, we wiped down as much as possible, flipped up all cushions for air, and left two large moisture absorbing buckets from West Marine in there.
We had a SPOT on board for Leg 1, and here is the route we ended up with.
All in all, it was a successful trip because we made it in good time, covering 328 nautical miles in 71 hours, which included 9 hours at anchor the night of May 2. Everyone was safe, the boat in good condition (although wet), and I learned a lot about our boat.
I will say that it was a very cold, wet trip, without much sailing. Deliveries can be that way, I suppose. If I had to do it again, I might wait a few extra weeks until it warmed up more before trying it. But we wanted to get Valinor home to MD as soon as possible. On the plus side, because we got her home earlier, we've enjoyed several extra weekends on the Bay.
Nevertheless, I was excited to have Valinor in the Chesapeake Bay.
If any of my crew reads this, I just want to say "thank you" to them for all of their help in getting Valinor to the Bay. I couldn't have asked for more reliable and experienced crew on board, and because of them, I was able to sleep soundly when off watch, knowing Valinor was in good hands.
I'll post a bit about Leg 2 in my next post.
Great Post! Thanks for sharing.
Since you have a SPOT, go to Spot Adventures and set up a free account linked to your spot account. You can post the pictures that you have here (and more) and it will show them along the track. Pretty cool stuff for free!
Again, great post.
Nice writeup! Can't wait for Leg 2!
Thanks for posting!
Leg 2 - Norfolk to South River
Leg 2
Valinor spent the remainder of the week in Norfolk, my crew went home, and I also went back to MD to work for a few days. My wife and step-son and I returned together on Friday, May 8, spent the night on the boat, and then departed Saturday morning. Unfortunately, we didn't take many pics, but here's a recap.
We found the boat in good order, and a couple of my crew had each come back to check on her multiple times during the week--Thanks guys!
We got a later start than we intended on Saturday morning. We didn't need any fuel because we topped off with our remaining jugs on deck. After settling up with the marina, here we are motoring out of the marina after 1130 on May 9.
The weather was much more agreeable, with Easterly winds at about 15-20. We were able to reach with a single reefed main, and make good speed. However, with the late start, we didn't get to our desired destination. We were shooting for somewhere north of Windmill Point, which would've been about 50 miles. Instead, we tucked into Jackson Creek, at Deltaville, MD, about 43 miles.
I had forgotten how tricky the entrance to Jackson creek can be (it's been 20 years), but we made it in OK and anchored in a beautiful spot. That evening we had some severe thunderstorms come through, with winds up around 35-40 inside the creek and spectacular lightning. Our new anchor held solid, even with multiple wind shift, so we slept well.
May 10 - Winds shifted to the North at about 20 knots, with 3 - 4 foot waves in short period--we call it the "Chesapeake Chop". It was dead on the nose, and we had somewhere to be. I hate that. Some boats that came out before us turned around to head back into Deltaville. We continued on, motorsailing of course straight into it, taking wave after wave of water over the bow for about 10 hours.
Valinor just plugged along though, and the ride was not too uncomfortable. I had worried that my step-son, who is not an experienced sailor, would just hate every second of it. Instead, he thought it was great, and still raves about the fun he had in the Chesapeake Chop! He and my wife stayed tucked underneath the dodger, so they were dry.
We stuck with it, and made 62 nautical miles that day, and tucked into Mill Creek at Solomons, MD, for the night.
May 11 - The wind shifted for the better, and even though it was a rainy again, we were able to sail about 60% of the time home to the South River. The trip was uneventful for the most part, and after the entire journey, the 45 miles home seemed pretty easy.
We even backed into the slip on the first try--don't know how! We unloaded the gear, and that night crashed hard into deep sleep.
Here's a pic of Valinor in her brand new slip, the morning after we arrived.
Sorry I don't have more pics of this leg, and we didn't have the SPOT with us this time either.
We were satisfied to have made it home safe and sound, with crew and boat intact. I was happy that my wife and step-son participated in the delivery of our new boat, and they were too.
Valinor had traveled over 530 nautical miles in a short period of time. Actually 6 days and two nights underway, all together. We learned a lot about the boat and her gear as well. Figured out what needed to be replaced right away, and what could wait.
I'll post a few learnings next.
Great posts.
What I learned
Well, I learned a lot! It had been almost 10 years since my last offshore/coastal passage, and my first as the skipper of my own boat. These lists are sort of random, and we didn't make any huge mistakes (thankfully), but I thought it might be useful to think through it.
Some mistakes...
- I could've waited a few more weeks to bring the boat home, and had a little warmer, more pleasant weather. On the other hand, that choice could have resulted in sunny skies, but blowing like snot out of the SW! Still, there was less urgency to get her home than I probably felt inside.
- We should have planned better for locations where we could refuel, etc. Although it ended up not being a huge problem, we spent a great deal of time trying to locate a marina that a) had diesel fuel, and b) was OPEN.
- Time probably didn't allow for this in reality, but I would have preferred to rebed all the deck hardware and chainplates before the trip. We did have some water coming into the boat in some spots, in addition to all the water we brought in ourselves. It was not unsafe, and I don't believe any actual damage was done. But more dry = more comfortable.
- I should have started looking for spare diesel jugs earlier in the process. Those that we bought, which are the very common, widely available sort, we got just before departure. They have the safety nozzles which keep them from venting, but make it nearly impossible to refill on the go. We had to top off our tank underway in the ocean. I'll just say this really was impossible without either spilling diesel or modifying the nozzle. Either option is bad.
- This is more of a purchase thing, but I should have known that just about any project that we didn't get done before launch would not get done until next year. We've been sailing Valinor so much that we've had no time to work on her. This is a good thing! But it was unrealistic to think we'd have "all this time" to get more projects done at home.
- Should have noticed that the stove had no pot holders (or whatever you call them) mounted on it. It made cooking much more difficult because we had to practically hold the pot in place. The stove/oven is gimbaled, which helped.
Some things done right...
- We had good crew, all able to sail and navigate alone if necessary.
- The boat was pretty well prepared. We had two test sails beforehand as well, and discovered a few things during those. We had plenty of provisions with hot and cold food, easy to prepare (or just eat right away).
- We chose the best route for the conditions, via NYC. That gave us a 1-day shakedown as well, before heading out into the ocean. The freshwater leak we had would've been much more nerve-wracking if we were already at sea when we thought we had a hull leak.
- We used a preventer at all times off shore. The boom stayed still even when we rolled, and didn't load up the rig too much.
- Harnesses and PFDs at all times. We were religious about it.
- Hot water at watch changes to top off the thermoses. Coffee, oatmeal, hot soup--kept the crew warm and happy even though it was wet.
- While sailing down the coast, we gave ourselves plenty of searoom, while still remaining within striking distance of shore.
- We reefed early, and stayed reefed at night.
And other stuff I learned:
- The Sabre 34 is nicely balanced, and the hull shape makes for a pretty comfortable ride. Even on the wind, we had little weather helm.
- I've been sailing beamy, flat-bottomed boats for a good while, so the initial healing of this boat took some getting used to. However, she locks in after that initial heal and the motion is comfortable.
- The old clamcleats that held the traveler line were shot and should have been replaced before we left.
- Bonine, taken in advance of heading offshore, is your friend. :D
I'll probably think of a bunch of other stuff too. Looking back on this list, I think I'm missing most of the good stuff. But it's a start, and I hope it makes for an interesting read. For me personally, it helps me recap the trip and my thoughts along the way.
Thanks for "listening"!
Nice report
Thanks for the recap! See you on the Bay!!
Great post Jos, we need to get together soon for a brew...or two.
|All times are GMT -4. The time now is 11:46 AM.
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging v3.1.0 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
(c) Marine.com LLC 2000-2012


text:
Kitchen remodel advice
I really want to start doing something in my kitchen to at least bring it up toward the scale of the rest of the house. Luckily, my wife and I LOVE the newest style of in-stock cabinetry our local big box just got in, and our kitchen layout is very conducive to using these. So this brings me to the question:
I think that come February, we could afford to replace the cabinets. However, the granite counter we want wouldn't even be close to affordable at that time. My thought is, what if I replace the cabinets and temporarily top them off with a decent stock laminate countertop from the box store (only a few hundred dollars) just to get me by for the next 12-18mo until we pay off the credit card with the cabinets on it, and turn our attention to the granite and backsplash. Other than the sacrifice of the few hundred bucks, can anyone see any major problems or downsides to this? Or just have any opinions or advice in general?
Another consideration is, we really need to refinish our wood floors. I intended to carry the wood right into the kitchen replacing the existing tile... this is something I wanted to do in the spring. Not being able to add the unfinished wood flooring to the kitchen is holding us back from refinishing the rest of the house's flooring (want to stain and finish all at once) so replacing just the cabinets this spring would allow us to finish floors as well.
Interesting! Sounds like you should just save up for a few months till you could afford to do the kitchen remodeling and counters all at once. Just my take.
Kitchen Remodeling Company
Yea, it would be more like 3 years than a few months. 18 mo to pay off the first credit card balance, and 18 mo for the second.
Since you are borrowing the money anyway...How about a home improvement loan from a local bank or credit union? A lot less costly than credit card interest.:)
I agree with both of them...putting a kitchen remodel on a credit card is not smart....home loans are much cheaper....my$.02
If you are going to get temporary laminate counter tops, get some you like in case you wind up having to live with them longer than you think. I don't see anything wrong with the laminate personally.
The only issue that comes to my mind is the sink. Under mount sinks typically go with granite where top mounts go with laminate.
thanks guys!
Several times they automatically rolled my purchases over $300 into one of those programs. I wasn't paying attention. I then had two (or more) separate balances with them at the same time. Payments mailed to them would apply only to the balances NOT in one of the programs. When the six-months-no-interested deal expired I had in fact defaulted on their program and was charged the full amount of interest due on that amount and they also hit me with a late fee for defaulting on the program terms.
It seems...every time you send them a payment to be applied to the program-balance you must call them ahead of time and tell them to expect the payment and apply it to the program amount. You still have to send yet another payment to pay the regular (not in a program) account. If you are dumb enough to have more than one program going at the same time you must send a separate payment for each of the programs only after calling them and giving them a heads up. The whole concept is a scam. At one point when I finally figured out what was going on I was sending those bastards three payments each month and calling them ahead of two of the payments.
They would not accept a single payment and divide it between the accounts.
BUYER BEWARE !:yes:
|All times are GMT -5. The time now is 03:09 AM.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.


text:
Explore Your Mutual Funds Investment Options
Security Funds
Security funds are designed to help preserve your wealth and provide a modest level of income.
View more
Equity Growth Funds
Equity growth funds maximize your return potential. However, risk and volatility can be higher than with other types of funds.
View more
Income Funds
Income funds are an excellent choice when you want investments to generate regular income.
View more
U.S. Dollar Funds
These funds invest in U.S. dollars and provide your portfolio with diversified currency exposure.
View more
Growth Funds
Growth funds provide your investment portfolio with higher long-term return potential. But you should be prepared to tolerate increased risk.
View more
Managed Programs
Managed programs give you one-stop access to a portfolio of individual mutual funds.
View more


text:
What a wonderful spot to create.
Welcome to the Quilting Board!
What a wonderful spot to create.
Dance like no one is watching
Great space. I'm sew excite for you to have a space you can create in and call your own. ENJOY!...
Country 1
And your husband has his " stuff" in your sewing room because? I share a room like that with my DH. He thinks my stuff is messy! LOL,
My DH has the bigger of two spare bedrooms, so no room for company of course, and it is overflowing with "stuff" that doesn't belong in the house, and he does NOTHING with it 99.9% of the time, ticks me off, as I was supposed to have half the room. That is why I have 4 square feet., making it very hard to sew anything, and can't even get to my 1911 treadle to do anything with it.
Men, can't live with them and can't live without them, :0).
Great set up! Nice, neat, and tidy....what more does a body need? Yaa for you, and your sweet sewing room
Happiness is a form of travel...not a destination.
First thing I am forced to say is that your room is WAY, WAY TOO CUTE! I can tell you put a lot of thought into your space and it is beautifully organized. Thank you.
You are one neat organized gal....great job.
with a passion for quilting and vintage machines..Singers: 99, 4 featherweights, Redeye 66, Lotus 66, Phoenix 27, 15-91, 301A
Colleen S.
It is so nice to have a separate sewing room. But as long as one enjoys sewing it doesn't matter where!


text:
Children have added motivation to eat fruits and vegetables that they helped to grow! Find resources to start and maintain a school garden, and to connect the garden with the classroom.
Search HMRS
School and Preschool GardensSchool Garden Resources
Includes garden-based nutrition education curricula and resources to start, maintain, and fund school gardens.
Farm and Garden Produce Safety
Tips and resources for practicing and promoting food safety with fruits and vegetables.


text:
Back to top
Don't wait until it's too late.
DVConnect Womensline 1800 811 811
(24 hours, seven days a week)
DVConnect Mensline 1800 600 636
(9 am - midnight, seven days a week)
Elder Abuse Helpline 1300 651 192
(Qld) 9am–5pm, Monday to Friday
In an emergency call the police
on 000 (triple zero)
Visit www.qld.gov.au/trustyourinstinct
for more information
Enhancing quality of life for all in our community especially those disadvantaged, by providing support and opportunities for personal and community growth.
All of these services are provided in a non-judgmental community meeting place responding to community needs. The Centre promotes the sharing and learning of skills within the community and the fostering of community spirit
The Centre responds to the needs of the local community through community development work and provision of a range of services such as information and referral, crisis support, and community education in order to facilitate and enable personal and social development.
A variety of group activities are held at the centre to cater to the needs of the community.
Community Support Services
& Emergency Relief
E firstname.lastname@example.com | E firstname.lastname@example.com
T 07 3379 8316 | F 07 3379 4757 | E firstname.lastname@example.com
Office Space for Rent
Emergency Relief
If you need financial assistance, information, referrals or short term counselling make your ER bookings for a Wednesday morning. The centre services the following suburbs Moggill, Kenmore Hills, Chapel Hill, Chelmer, Graceville, Corinda, Fig Tree Pocket, Indooroopilly, Jindalee, Mt Ommaney, Kenmore, Middle Park, Jamboree Heights, Oxley, Riverhills, Seventeen Mile Rocks, Sinnamon Park, Sherwood, Westlake. Ph 33796963
Fund Raisers
We attend the Sherwood festival, Bunnings,
hold raffles and have car boot sales across the year for fundraising.
Community Centre Day May 2015
The Green Box at Woolies
For the donation of NON–Perishable food items for our
© 2016 VC Graphics


text:
hopefully the other pictures will post this time.
Welcome to the Quilting Board!
hopefully the other pictures will post this time.
They are all beautiful, great work!!!!
Great job on your bags. I love that bag pattern. I have made several for friends and family and they all love the design.
Aloha Karen
They look fabulous
In Queensland, Australia
Very nice bags, I have made two bow tucks lately and I love this pattern too. I get compliments when I am in stores from complete strangers who like my bag. My teenage daughter even asked me to make her one. She is a real bookworm so I found some fabric with books on it, she loves it.
Love the quilting on your bags, it give me motivation to make some more!
Very nice!
VERY nice bags! They both are really unique!
Love your bags, especially the Texas bluebonnet bag! Nice job!
Nice bags!
Life isn't about waiting for the storm to pass......It's learning how to dance in the rain!


text:
GEICO Mobile
by: GEICO Insurance • 122.2K
All Android applications categories
All Android games categories
by: GEICO Insurance • 122.2K
Published: 2015-11-27, by William Bessette.
If you are a GEICO customer looking for a new way to keep track of things, such as obtaining your Geico Insurance Card, now you can do it through this app. You can also find out about payments, pay bills and call for roadside assistance if your tire is flat. It's a comprehensive insurance companion for your mobile device.
GEICO's user interface design is pleasing and easy to get around, with large buttons, bright colors, and logical menu placements. A quick messaging feature makes it easy to get a hold of someone on the go.
Useless if you aren't a GEICO customer. The app icon is overly large and should be pared back a little bit.
Tags: geico mobile , dbc8bf1127b3c92dfb , 49585140 or 6928=6929 , 49585140 or 6928=6928 , geico insurance cards , geico insurance card , geico , geico screenshots , geico auto insurance card
by William
Nov 27, 2015
from 122.243 reviews
Download GEICO Mobile
Free - V4.10.1 - 23M
Share this app


text:
Network Devices Need Least Privilege Too
Any security infrastructure at an organization is only effective as its weakest link. All too often, the weakest link in today's enterprise networks are the non-production servers and network devices not deemed mission critical. Eliminating shared passwords and logging activities down to the keystroke level on SSH-based network devices is a critical success factor for eliminating that security "weakest link".
Implementing least privilege with a privilege identity management solution is the only way to ensure network devices aren't susceptible to intentional, accidental or indirect misuse of privilege. It closes an often overlooked "back door" frequented by hackers and malware who hijack accounts with admin or excessive privilege.
As seen in this diagram there are three levels of risk mitigation available.
- Vaulting passwords will let you know who was using the resource and when, but not what they did.
- Session management gives the who and when as well as what they did by logging everything and therefore, from a forensic perspective, you will know how to "unwind" what was done.
- Privilege delegation does all of the above, but also eliminates the possibility of someone doing something they should not be doing, thus stopping the problem before it occurs.
Implementing a privilege identity management solution across SSH based network devices can deliver the following key benefits:
- Transparent role-based access to non-mission critical servers and devices
- Full keystroke logging with firecall capability and auditing
- Agentless deployment, no performance impact
- Instantly indexable and searchable logging
If you are interested in testing out a least privilege solution for yourself then check out the free evaluation of BeyondTrust's PowerBroker Express today.


text:
No. Those 3 are different.
different lengths
different diameters (.355=.380 acp, .356=.38 auto, .357=.38 special)
different pressures
the .380 acp is rimless the other 2 are rimmed (rim is a larger diameter than the case)
In short, you should only use the caliber stamped on the gun. If the name of the round that is written on the box of ammo doesn't match up exactly, don't use it in the gun.
I would strongly suggest you take a basic firearm introduction class.


text:
- Home
- Registration
- Auction Schedule
- Truck Auction
- Internet
- Services
- About
- Contact
Heavy Trucks
Indiana Truck Auction offers a variety of heavy trucks for sale at their heavy truck auction in Fort Wayne. If you are a truck driver or are involved with the trucking industry, you probably know your way around heavy trucks. Whether you've previously bought a fleet of heavy trucks for your business or it is your first time purchasing a heavy truck, Indiana Truck Auction has the heavy duty truck you need.
Indiana Truck Auction sells many different types of heavy equipment trucks. Heavy haul trucks can be used for a variety of industry needs. An HD truck works well for hauling construction equipment, transporting food products, and moving automobiles. The heavy trucks featured at the Fort Wayne auction include used garbage trucks for sale, moving trucks for sale, water trucks for sale, semi trucks for sale, and a variety of other heavy trucks for sale. Whether you need a heavy equipment trucks for a construction job or a heavy truck for refuse collecting, Indiana Truck Auction offers the heavy trucks you need.
Before attending the Indiana Truck Auction, it is important to research the heavy haul trucks you are interested in purchasing. Each of the heavy trucks has different safety features and characteristics. Some cabs offer space to sleep, while other cabs only have room for the driver and passenger. It is also important to take the fuel efficiency of the heavy truck into consideration.
After completing thorough research on the heavy truck you'd like to purchase, make sure to arrive at the truck auction early. This will give you time to inspect the heavy truck before the auction starts. Many of the heavy haul trucks for sale have been used to haul construction equipment in work zones. This could cause the heavy trucks to incur some minor damage. Inspecting the heavy duty truck will give you an idea of what your repair costs will be. Make sure to subtract the repair costs from the amount you are willing to bid on the heavy haul trucks.
Indiana Truck Auction strives to make the truck auction process more convenient to heavy truck buyers. To view the available heavy haul trucks for sale, view the Run Lists or truck inventory. The truck inventory search engine allows buyers to complete searches via truck type, truck manufacturer, truck engine, or other truck specifications. For questions about the Fort Wayne truck auction, contact Indiana Truck Auction at (800) 488-5338.
Upcoming Auctions
Tuesday, May 30, 2017
|Heavy Truck Auctions
|Run List
|10:00 am
Thursday, Jun 1, 2017
|Dealer Only Auction
|Run List
|9:00 am
Join us every Thursday for Bank and Credit Union Vehicles, Commercial Fleets, Rentals, Dealer Trades and More!
Thursday, Jun 1, 2017
|Salvage Auction
|Run List
|9:00 am
Come early for Rental Wrecks, Inoperable Units and Damaged Vehicles every Thursday!
Thursday, Jun 1, 2017
|Repos - Public Sale
|Run List
|10:00 am
Bank, Credit Union and Finance Company Repos! Pre-sale inspection on Wednesday from 3:00 to 5:00 PM! Inop repo units will be run at 9:00am.
|GSA - Public Sale
|Run List
|12:00 pm
Indiana Auto Auction is proud to welcome GSA to our list of consignors!


text:
It's official - McNallica defended her New England air-guitar title on Wednesday night in Boston - including her second all-perfect round (with a 6 from each of the three judges) - and will head to the national competition in early August.
UPDATE: McNallica's Boston win is the first time in US air-guitar history that someone has won the same city three times in a row.
Portland champ and two-time New England champion air-guitarist McNallica will go for a three-peat on Wednesday at the Paradise in Boston, home to the northeast regional finals for the US Air Guitar national competition. Tickets are available online, and cost $20, unless you buy a four-pack, in which case they're $16.
Portland's rockingest air-guitarist, McNallica, will defend her New England title next week, in a bid to return to the US Air Guitar national championships, to be held August 8 in San Francisco.
The show is at the Middle East in Cambridge, Mass., on Thursday, June 5. Doors are at 8; air-guitaring begins at 9. Get your tickets ($15) now, via Ticketmaster - the show will sell out.


text:
€ 17,49
Lieferbar innert 2 Wochen
April 2008
BeschreibungThis absorbing novel of the American Southwest introduces us to two unforgettable families -- the Irish-Catholic Mahoneys and the Navajo Attcitys -- who despite their differences are joined through shared history and tragedy. Two decades ago, Ryland Mahoney and Woody Attcity had both worked processing the radioactive concentrate yellowcake in a New Mexican uranium mill. Now both men are facing terminal illness. Woody's daughter is convinced that the mine is to blame and is determined to help her father fight for compensation. But Ryland wants no part of dredging up their past -- or acknowledging his future -- choosing instead to focus on his own daughter's upcoming wedding.
Cummins's complex and fascinating characters shine through in a gripping read that is radiant with heartache and humor and the possibility of redemption.
Untertitel: Sprache: Englisch.
Verlag: Mariner Books
Erscheinungsdatum: April 2008
Seitenanzahl: 303 Seiten
Format: kartoniert


text:
If you have ever been near a train when it starts to move, you see (and hear) something interesting. The engine car at the front starts to move and in doing so, you get this wave of compressing couplings between all the cars. This was the source of a recent Car Talk puzzler. Here is the actual puzzler as stated on Car Talk.
Basically, the idea is that a train tried to start with the caboose brakes stuck on. After releasing the caboose, the train still could not start. The problem was that when the train attempted to start with the caboose brake on, it stretched all the inter-car couplings so that the whole train was just like one big car. At this point, the friction from the engine train wheels was not enough to get the whole thing going. Instead, you need to just get one car moving at a time – this is why there is space between the couplings.
I think there is some interesting physics here. In particular, there is something curious about the difference between static and kinetic friction. First, let me make some observations and assumptions.
The train has a big engine in it. Right? This engine makes the wheels turn to pull the rest of the cars. If we consider the train and wheels as the system, the force that changes its momentum is the static friction force between the wheels and the rail. Right? Yes, right. What about the cars? They also have wheels. However, these are not driving wheels, they just roll but they also have friction. I will assume that the frictional force is in the axle of the wheels. For these rolling cars, the friction is kinetic friction and not static.
What is the difference between kinetic and static friction? Static friction is the model for the frictional force between two surfaces that are at rest relative to each other. This would be the case of the engine car's wheels. Even though the wheels are rolling, the point of contact with the rails is at rest with respect to these rails. Kinetic friction is the model to use when the two surfaces are moving relative to each other – like the car's axle and the rest of the car.
This leads to two models for the magnitude of the frictional force:
These two models look similar, but here are the differences.
- The kinetic friction (I wrote that as Ffk) is equal to the normal force (the force two surfaces are pushed together) multiplied by some constant called the coefficient of kinetic friction.
- For the static friction, it is less than or equal to the product of the static coefficient of friction and the normal force. This means that the static friction force is whatever value it needs to be to prevent the two surfaces from sliding – up to a point of maximum static friction.
- In general, the coefficient of kinetic friction is less than the coefficient of static friction. This means it would take less force to slide something at a constant velocity than it would to get it moving.
- Remember, this is just a model for friction. There are some cases where this model doesn't really work. I'm pretty sure that it works here.
Stretched Couplings
Consider a train in which all the cars have stretched couplings. This would make it just like one big rigid object. I will just draw the engine car and one car along with the forces on it (while at rest but trying to move).
I am representing all the cars as just having a mass of Nm. I hope that's not too confusing. Also, I left off the force the train pulls on the cars and the force the cars pull on the train. Although they are labeled the same, there are actually two different static frictional forces. The static frictional force on the train is between the wheels and the track. The frictional force on the cars is between the axle and the wheels (so, I cheated a little bit here). But here is the important part. As long as the frictional force on the train is greater than the frictional force on all the cars, the whole system can accelerate.
If I call the coefficient of static friction for the cars μcs and the coefficient for the train μts, then this would be the equation for the forces in the horizontal direction.
For the case where it accelerates, I can solve for the maximum number of cars the train can get moving.
I don't know values for these two coefficients of friction, but it seems crazy to think that the train's friction coefficient is 10 times more than the cars. How could a train get a series of cars moving? The only way would be to just overcome a large frictional force would be to get one car moving at at time. Once a car is moving, the axle-wheel interaction changes to kinetic friction with a lower coefficient.
Modeling a Starting Train
This is really what I wanted to do – make a model that shows these cars starting to move. Ok, let me tell you how I am going to cheat to model this train to car coupling force. My first idea was to use a spring, but I decided against that (not sure why). My plan is to just have a constant coupling force. If the distance between cars is greater than some value, there is a force pulling it forward. If the distance between cars is too small, there will be a force pushing them apart. It's that simple.
Of course, I need to add a frictional force also. For the cars, there will be some maximum static frictional force to keep it stationary. After it starts to move, this will be replaced with a constant kinetic friction.
Before I start, I have to pick some values for things. I don't know why, but I decided to model this as a small train model. I don't think it really matters too much. Also, I have the coefficient of friction on the driving wheels at 0.5 and the kinetic friction on the car wheels at 0.09 with 5 cars.
Here is what it looks like:
That is in slow motion so you can see the different cars moving at different time. Here is a plot of the position of each car relative to its starting position.
In this model, the train just keeps on accelerating. Really, I should put a velocity dependent drag force on the train engine so it looks more realistic. However, there is something pretty cool in the above plot. Look at the time difference between each car starting. It looks to be evenly spaced out in starting times. This seems to agree with the sound of a real starting train.
This starting train problem is one of those weird things. You begin looking at it and modeling it and then you realize there are all sorts of cool things to explore. Since I clearly left a lot of unanswered questions on the table, I will let you explore them. But wait! I'm not going to leave you empty handed. Here is my VPython code that I started with. I tried to add comments so you could figure out what is happening, but remember that I am a sloppy coder. I don't always do things the most optimal way (and neither should you).
- Change some stuff and see what happens. Try playing with the coefficient of static friction on the engine wheels and the car wheels. Try changing the kinetic friction on the car wheels. Is there a point at which the train engine can just barely get the train moving?
- What about mass of the cars? Try making random masses for the different cars (within a reasonable range). What does that do?
- Add something to the program that makes the train reach a constant speed.
- Find a way to measure the different start times for the trains cars. Are they actually evenly spaced? If you change something, does the start time spacing change?
- See if you can reproduce this same situation with actual cars. I would start with something like the PASCO low friction cars and use a fan on the first car for the engine. I know it's not the same thing, but it's a start.
Here's one more train picture, just for fun.
Homepage Image: Doug Wertman/FlickrGo Back to Top. Skip To: Start of Article.


text:
Welcome to ABC Radio National. Skip to:
RN Navigation
RN Search
RN Content
Search RN
View by
People suffering from drug and alcohol abuse often end up facing court for burglary, assault or driving under the influence.
War crimes, crimes against humanity, genocide - these are powerful concepts, enshrined in international law and designed to protect the sacredness of human life.
Stock theft can be a lucrative business, especially given the price of sheep at the moment, and thieves are increasingly active, particularly in the southern states of NSW, Victoria and South Australia.
A group called Eureka's Children is preparing to commemorate the anniversary of the attack on the Eureka Stockade on 3 December 1854.
A remote area near Tennant Creek in the Northern Territory has caught the attention of the federal government, looking for a place to locate a nuclear waste facility.
One of the biggest corporate scandals in Australian business history has shrunk from multiple criminal investigations to a handful of civil cases.
The copper and gold mine, Northparkes, has suspended its exploration program, a program worth millions, which has been operating in the central west of NSW in Parkes.
Domestic violence is a tragedy and all too often the perpetrators are not forced to confront the consequences of what is after all a crime.
It began way back in the dark days of Saddam Hussein, and it culminated yesterday in the Australian federal court with a compensation payment of 40-million dollars.
It has been five years since the death in custody on Palm Island of Cameron Doomadgee, also known by his traditional name Mulrunji.
Presented by Cameron Wilson
Find out more
ABC Rural online is a digital space to tap the national debate about food, fibre and minerals production.
Find out more
A problematic past. A complex but potentially rich future. Over 1000kms, Bush Telegraph ventures into the heart of the Kimberley.
Bush Telegraph takes an in-depth look at the state of national parks in 2014.


text:
ED Magedson – Founder
Ripoff Report
Boston Kitchen56 Brook Road, Massachusetts USA
Boston Kitchen Recurring mistakes and letdowns without resolution 56 Brook Road Massachusetts
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I wish I could say I had a different experience than the other person who file a similar issue about this company on ripoffreport.com. My experience largely mirrored what has previously been posted. There seems to be a general lack of management and accountability at this company:
1. During the sales process, the employee who sold us our cabinets gave notice that they were leaving the company. Any decent company would have managed that process well in order to ensure a smooth transistion. This company did not. Having a "checked out" salesperson led to measurement errors, shipping delays, and just a general all around ball dropping of even the simplest of tasks.
2. Once the order was placed, the manufacturer exhibited a similar lack of management in the production process. Parts were delivered in the wrong color, wrong edging, or just plain missing. I've ordered Home Depot cabinets from Kraftmaid for another project 5 years ago and didn't have a single error. Why does a semi-custom cabinet company charging 2 to 3 times as much produce so many errors?
3. Once these issues were presented to the company, they were met with a generally flip response: "This is typical for a kitchen cabinet order" - essentially indicating that all of their orders are rife with errors. I can understand a mistake or two here and there but the sheer number of errors and problems cannot be overstated with this company. However, the real failure in this final point is the complete lack of ownership of the problem and resolution. The result is that I have to pay someone else more money to fix these errors that Boston Kitchen will not own.
It pains me to have to take a business relationship to this level, but it's important for everyone to have a chance to hear about this experience before deciding to move ahead with this company. I would recommend not using them.
This report was posted on Ripoff Report on 09/26/2013 09:34 AM and is a permanent record located here: http://www.ripoffreport.com/reports/boston-kitchen/56-brook-road-massachusetts-02494/boston-kitchen-recurring-mistakes-and-letdowns-without-resolution-56-brook-road-massachus-1087512. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on Boston Kitchen
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
Advertisers above have met our
strict standards for business conduct.


text:
The League of American Bicyclists is announcing six newBicycle Friendly Universities (BFU) today at the Association for the Advancement of Sustainability in Higher Education (AASHE) conference in Pittsburgh, Pa. "We are pleased to see that so many of our great higher education institutions – large and small – are stepping up to meet the challenges of sustainability, safety and health, and they are doing so with the help of the Bicycle Friendly Universities program," said Andy Clarke, president of the League. "College campuses across the country are offering students and faculty a higher quality of life as a result." The BFU program recognizes institutions of higher education for promoting and providing a more bicycle-friendly campus for students, staff and visitors. The six new BFUs complete a successful inaugural year for the BFU program. There are now 26 BFUs in 20 states that are encouraging students and staff to travel to and on their campuses on bicycles.
The University of Illinois at Urbana-Champaign's bike-friendly efforts earned them a Bronze BFU award. The school has a strong campus-wide bicycling culture, bicycling skills and theft prevention outreach, and an on-campus bike shop for bicycle education and repair assistance. "The Bicycle Friendly University award validates all the hard work our faculty, staff, students and community members have devoted to bicycle enhancements," said Morgan Johnston, sustainability and transportation coordinator for the University. "The BFU designation will help us leverage support for additional improvements." In partnership with the City of Urbana, the University recently added to its already well developed bicycle network with the construction of a multi-million-dollar Complete Streets enhancement project. The project received an Exemplary Human Environment Initiatives Award from the Federal Highway Administration.
Chatham University, located in Pittsburgh and previously awarded a Bicycle Friendly Businessdesignation, will now add a Bronze-level BFU designation to their bicycling accolades. "Chatham University has strong sustainability and employee wellness initiatives, and bicycle commuting is an important component of both," said Mary Whitney, Chatham University sustainability coordinator. "Chatham's bicycle infrastructure has grown significantly, and the adoption of the Bicycle Commuting Tax Credit and establishment of the Chatham Bike Works educational bike shop are highlights." Chatham will accept the BFU award at the League's BFU announcement during the AASHE conference.
Another standout was Ohio State University, one of the six universities to receive a Bronze BFU designation. The University invested more than $2 million over the last three years to connect the campus to the city's bicycle infrastructure system, construct new bike facilities and parking, and to launch Yay Bikes – a bike education and safety campaign.
The League is proud to recognize the great work of these BFUs and share their models with other institutions and communities nationwide. "For many Americans, the college years are when they are reunited once again with their bicycles," said Bill Nesper, director of the League's Bicycle Friendly America Program. "Bicycle Friendly Universities are welcoming them by making bicycling the safest, most efficient and enjoyable way to get around." The BFU program provides the roadmap and technical assistance to create great campuses for cycling. To apply or learn more about the free BFU program, visit the League online at bikeleague.org/university.
2011 Fall Bicycle Friendly Universities
Chatham University
George Mason University
Ohio State University
University of Illinois Urbana-Champaign
University of North Carolina Wilmington
University of Vermont
2011 Fall Bicycle Friendly Universities – Honorable Mentions
California State University, Fullerton
Southwestern University
University of California, Berkeley
University of Georgia