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Many positive and exciting changes are taking place in San Antonio, and VIA Metropolitan Transit is out in front playing a key role with its forward-looking initiatives. There is a transformation under way in our city, a City on the Rise!
VIA is a part of San Antonio's progress, developing an integrated multimodal transportation system that incorporates new technologies with a sensitivity for the environment, earning accolades for VIA and its leaders in the process.
It's happening in San Antonio!
Copyright 2013 VIA Metropolitan Transit


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Babu Ltd
Join our mailing list online and receive a 15% discount code to use at all times, including sales!
Babies love Babu. That's because we've designed every product in the Babu range with them in mind. Babu uses fabric made from the softest natural fibres to create contemporary baby bedding, clothing and accessories in classic neutral colours.
You'll find fantastic choice in our Organic cotton and Merino wool ranges of bed linen, including sheets and blankets made of different weights and levels of warmth - so you can pick and choose what you need to suit the winter or summer months. Our selection of towels, robes and face cloths will ensure bath time is easy and fuss-free. And our clothing is simple, soft and snuggly, because that's the way we like it. We think you will too.
We source all our material from the best quality suppliers, whether it be merino wool for our 100% merino blankets and clothing from New Zealand and Australia, or cotton and 100% Organic cotton from India.
Every product in the Babu range has been thought out down to the smallest detail, from top sheets with fitted bottom corners to hooded towels and beautifully soft cotton that feels amazing against delicate skin.
Babu's products are made of the highest quality, to withstand numerous washes and the rough and tumble that kids put clothing through. They'll retain their shape, won't pill, the cottons can be soaked in non-chlorine bleach (we recommend the Earthwise range), and of course they're machine washable and suitable for a low-heat tumble drying. Each Babu product has specific washing instructions attached. We promise that once you try Babu, you won't go back.
Click 'Visit Website' to browse & buy online.
Contact: 0011 64 9 820 0298
User reviewsAdd a Business Listing FREE
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The trusted gift for someone who needs to rely on those in the knowBy Yolande Waldock on 20/05/2013 10:55:33 PM
As a busy working professional without children, I always struggle when it comes time to buy baby gifts for my friends - as what would I know? But when I turn up to baby showers, or hospitals to welcome the arrival of the beautiful bundles of joy, I'm always the one people are excited to see! My friends know that I love this brand, and that I trust it to deliver great qual (...) Read more
The 'Go-To' brandBy steven.cliffordames on 14/05/2013 10:03:08 AM
I have been buying Babu product for gifts for all my friends for about 6 years now - Babu is definitely my go to brand for all things baby. The quality is exceptional and the styling timeless. Every gift I have purchased has been so well received that there is now quite a Babu following within my group of friends and extends to their friends and beyond. I feel proud to rec (...) Read more
A FanBy D M L Chappel on 13/05/2013 11:03:29 PM
I bought my eldest son a set of Babu sheets in the winter of 2010 and he has used them most days/nights since. He used them in his cot all year round, as well as in his porter cot on our four month trip through Asia and even now he uses his Babu sheet set at daycare and holidays when using the travel cot/bed. I have washed them in both hot and cold water, use t (...) Read more

subset: commoncrawl


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Brisbane's award-winning boutique property, the Emporium Hotel, presents a tangible vision of contemporary elegance and hospitality. The ambience, service and sophistication of this hotel is designed to deliver exquisite stays.
The Emporium Hotel interiors are a fusion of the exquisite with the eclectic, delivered in the art of elite bohemian elegance. Located in the heart of Brisbane's stylish Emporium precinct in Fortitude Valley, a haven for lovers of fashion and food - the Hotel is just minutes from the Brisbane central business district and close to the Brisbane Cruise Terminal, Brisbane Airport and Gateway arterial linking the Gold and Sunshine Coast's.
Featuring 102 luxurious studio suites, rooftop pool, sauna, gym, Cocktail Bar, Belle Époque Patisserie and Conference Centre for up to 250 people, Emporium Hotel is perfect for business or leisure stays.
Perfect for individual travellers or an overnight stay all Queen Suites overlook the cosmopolitan Emporium Precinct. Queen Suites feature either a queen bed, exquisite sleeps pillow menu, in suite entertainment experience including 106 centimetre television and Bose sound system, ensuite with shower, kitchenette, Vittoria Espresso machine, in-suite laundry and workstation.
King Suites feature spacious open plan living decorated with luxurious contemporary finishes. These suites include a large ensuite bathroom with glass enclosed marble shower, Molton Brown bathing amenities, king bed, Exquisite Sleeps Pillow Menu, state of the art in-suite entertainment experience including 106 centimetre television and Bose sound system, kitchenette, Vittoria coffee machine and in-suite laundry.
Beauty and elegance are reflected in these spacious suites with ensuites featuring a personal spa bath, glass enclosed marble shower, Molton Brown bathing therapies, his and her bathrobes and slippers.
The luxury continues throughout the bedroom with King Spa Suites featuring a king bed, in-suite entertainment experience including 106 centimetre television and Bose sound system, full business desk, kitchenette, Vittoria coffee machine and in-suite laundry.
Located on the top floor and overlooking the cosmopolitan Emporium Precinct and City, these spacious suites open onto an oversized balcony. Guests enjoy added extras such as your own personal Vittoria espresso machine, walk in robe and an expansive bathroom featuring spa bath, glass enclosed shower and extended range of Etro bathing therapies.
Emporium Suites also feature state of the art in-suite entertainment with 106 centimetre television, Bose sound system, digital movies on demand and complimentary cable television channels.
The Accessible Suite is specially equipped for wheelchair access with a king bed that can split into two single beds. The spacious bathroom is fitted for easy access to shower and facilities and includes luxurious Molton Brown bathing therapies from England.
The Accessible Suite also feature state of the art entertainment facilities including 106 centimetre Television and Bose sound system, full work desk, Vittoria coffee machine and kitchenette.
The Deluxe Corner Suites are the most indulgent Suites at the Emporium Hotel.
These spacious two-roomed Suites, provide a generous 76 square metres of living space for those guests who require the privacy of an extra room, in addition to the luxuriously appointed King Spa bedroom suite. The second room provides perfect functionality as a lounge suite, meeting space or separate dining area, with a fully appointed guest bathroom.
The Deluxe Corner Suites have been created to cater for all guests who require the space of an apartment, but still wish to stay in a full-service hotel when visiting Brisbane. Perfect for families, fashion industry, trunk shows or a bride and her wedding party getting ready for that big day.
Note: Information on listed products and services are provided by the operator and were correct at the time of publishing. Rates are indicative based on the minimum and maximum available prices of products and services. Please visit the operator's website for further information. All prices quoted are in Australian dollars (AUD).


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Click here for the full story.We didn't really like the future Scirocco after seeing the first pictures, but the thing is beautiful in person. Read our full drive above and tell us what you think!
i dont understand this car. it would seem to compete directly with the GTI. is it going to be a lower, wider, lighter, more powerful GTI? why dont they save themselves alot of money and just do that to a GTI?i have a sneaking suspicion that it is just going to be more expensive
It looks very cool and what about the price. I will buy it if it is really good
I have mixed feelings about the styling of thisautomobile. I remember liking the original Sirocco's styling back in its days. I wasn't overwhelmed by it though. While this one is sending a lot different signals to me. It's too bad VW couldn't have created a better design here since they were working with a clean sheet of paper.
It's a sharp looking car, especially the grill and headlights. I'd be willing to bet that most of the cars we'll see will be this "Kermit the Frog" green because in any other color, it just wouldn't look as outrageous. I think the pictures look great, so I can't wait to see it in person!


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News Article
Mikaela Harvey from the Lonestar 96 ECNL team named one of the best soccer players in the nation this year!
Dec 13 2013 - Louise Swain
Mikaela Harvey from the Lonestar 96 ECNL team has been selected by the National Soccer Coaches Association of America to the 2013 NSCAA Youth Girl's All-America Team. This honor names Mikaela as one of the best soccer players in the nation this year. The All-America team will be announced on December 5.
The award will be presented at the annual NSCAA All-America Luncheon on Saturday, January 18, 2014, in Philadelphia. The event honors All-America players at the youth, high school and college levels. Over 1,200 attendees will be at the luncheon. It is an extraordinary event celebrating the best amateur soccer players in the United States for 2013.
The luncheon is held in conjunction with the 67th annual NSCAA Convention, the largest annual gathering of soccer coaches in the world. The convention draws over 10,000 coaches, administrators and soccer business professionals from across the country and around the world. It features coaching clinics, workshops and meetings and has the nation's largest soccer tradeshow. The annual Major League Soccer SuperDraft and the NWSL Draft are both held at the convention.
Congrats to Mikaela!!!!!
©2013 by Lonestar SC
Website by steeltree


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We're located at 5114 E. Terra Cotta Ave. in Crystal Lake, Illinois. While established in 2006, Contagious Customs has been a vision of owner Chris Hellyer for over a decade. Over the years, Chris has been able to spread his ideas and creativity to an audience across the world, literally. His creations have been seen in New York, Tampa Bay, Alaska, and even as far as Cuba. The goal isn't to spread around McHenry County...but around the globe.
- Vehicles:
2011 Dodge Challenger
2008 Chevy Silverado
2004 Chevy Kodiak
The success of Chris and Contagious Customs is not only due to his knowledge and skill-set, but also the diversity that he can offer. On any given day, a lift kit for a customer's truck may be getting installed, or we may be sandblasting steel rods for one of his corporate clients. This variety of work has kept Contagious in operation while his competitors have been closing their doors.
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As a noob I thought long and hard which costume I'd choose as my first project: Boba or Jango?
In te end I made the decidion to go with Jango, since he doesn't seem to need as much as weathering and stuff like good old Boba.
I've got some sinta lying around, but if I wanted to buy some good quality stuff, who do I talk to for:
- jumpsuit
- vest
- complete armor
- helmet
- holsters


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WalterFootball has us taking the following players in his updated mock draft
1. Barrett Jones T/C/G - Says he would immediately start at LG or RT for us and could move to C. I think he fits better on the interior line than as a T in the NFL.
2. Desmond Trufant CB - Haven't really caught any of his games this year so I'm not qualified to speak about him. I know nycsports likes him though. Plus we always need more CBs since injuries always plague us there.
3. Nico Johnson ILB - I like the player since it's obvious Blackburn doesn't have what it takes (athleticism) to be MLB against teams with a great rushing attack but it's paramount we get a pass rusher before the 4th round.
Pros: Some good prospects that have great chances to make an impact on this team.
Cons: I don't think we can afford to wait until rounds 4-7 to grab a pass rusher with Osi heading into FA and Tuck not seeming like Tuck anymore.


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The Big Bang Theory Shirts Hunger Games > Sheldon Cooper's Council of Ladies Shirts > Sheldon Cooper's Council of Ladies Hoodie
Sheldon Cooper's Council of Ladies as seen on the TV show The Big Bang Theory. Funny TBBT gift for Sheldon humor fans.
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Roth To Give Constitution Day, Citizen Day Lecture
DETROIT (Sept. 6, 2007) – Sponsored by the Center for the Study of Citizenship and the Center for Legal Studies, Wayne State University Law School's Partrich Auditorium will play host to a Constitution and Citizen Day lecture by Dr. Brad Roth, WSU Associate Professor of law and political science, from 4 – 5:30 p.m. on Monday, Sept. 17, 2007.
Roth, an alumnus of Swarthmore College (B.A.), Harvard Law School (J.D.), Columbia University School of Law (LL.M.) and the University of California at Berkeley (Ph.D.); will present "Detaining them Beyond our Boundaries: 'Enemy Combatants' and the Quest for a Law-Free Zone."
Roth holds a joint appointment in the Department of Political Science and the Center for Legal Studies. He specializes in political and legal theory, American and comparative public law, and international law. His courses include International Law, Human Rights, The Rule of Law, Introduction to Legal Studies and Political Theory of Public Law.
Before entering academia, Roth practiced law and served as law clerk to the Chief Justice of the New Jersey Supreme Court. His research has focused on questions of constitutionalism, democracy and sovereignty. He is the author of Governmental Illegitimacy in International Law (Oxford University Press 1999), and contributing co-editor (with Gregory H. Fox) of Democratic Governance and International Law (Cambridge University Press 2000). He also has articles in Ethics and Inernational Affairs, Transnational Law and Contemporary Problems, and the Harvard International Law Journal.
For more information, please contact Marc W. Kruman, Special Director of the Center for the Study of Citizenship, at firstname.lastname@example.com or at (313) 577-2593.
Wayne State University Law School has educated and served the Detroit metropolitan area since its inception as Detroit City Law School in 1927. Located at 471 W. Palmer St. in Detroit's re-energized historic cultural center, the Law School remains committed to student success and features modern lecture and court facilities, multi-media and distance learning classrooms, a 250-seat auditorium, and the Arthur Neef Law Library, which houses one of the nation's 30 largest legal collections. Taught by an internationally recognized and expert faculty, Wayne State Law School students experience a high-quality legal education via a growing array of hands-on curricular offerings, five live-client clinics, and access to well over 100 internships with local and non-profit entities each year. Its 11,000 living alumni, who work in every state of the nation and more than a dozen foreign countries, are experts in their disciplines and include leading members of the local, national and international legal communities. For more information, visit www.law.wayne.edu


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First year Beek with a question about foundationless frames. I have two hives that are almost identical in strength, with two deep boxes fully drawn out. So when it came time to add on, we decided to put a medium on both of the hives. Well the curiosity got the better of me and I decided to experiment; in one of the mediums I put wooden frames with wax foundation and a queen excludeer, the other medium I used foundationless wood frames and no queen excluder.
The bees in the hive with the foundation in the frames are drawing out the foundation and putting honey in them, but the bees with the foundationless frames havent drawn them out at all. The amount of bees milling around in each medium is practically identical, but no progress on the foundationless frames.
I coated the foundationless bars with wax from some extra foundation. Could there be something I did wrong?


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Get To Know Us
Commerce Bank traces its roots back to 1865 when Francis Reid Long came to Kansas City with $10,000 capital and started a bank, the Kansas City Savings Association. Read More »
Officers & Directors
Leadership is essential to getting things done, but the qualities of effective leaders can determine the success and longevity of an organization. Read More »
Annual Reports
Our comprehensive year-end collection features highlights, achievements, and a look at where Commerce Bank will be in the future. Read More »
Customer Promise
Our Promise to you - We ask, listen and solve -. They are not just words. They're our way of doing business. Read More »
Prime Rate Update
The Prime Rate is the interest rate that banks use as a basis to set rates for different types of loans and lines of credit. Read More »
Mission Statement
Commerce Bank will be the preferred provider of targeted financial service in our communities based on strong customer relationships. Read More »
- From Forbes.com, December 18, 2012 © 2012 Forbes.com. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.


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Perinatal depression and anxiety are common, temporary, and treatable disorders experienced by women during pregnancy and in the first year after the birth of the child. Unfortunately, these mood disorders are often unrecognized and untreated, impacting the whole family.
On this page:
Types of perinatal mental health disorders
Risk factors
Impact of untreated perinatal mental health disorders
Frequently asked questions
Additional perinatal mental health topics
On this page:
Perintal mental health disorders include a range of mood and anxiety disorders affecting women during pregnancy and the first year postpartum. They include:
Depression during pregnancy or postpartum
Anxiety during pregnancy or postpartum
Postpartum obsessive-compulsive disorder
Post-traumatic stress disorder (PTSD)
Postpartum psychosis
Grief reactions to pregnancy or infant loss
Additional information about each of the major perinatal mood disorders is avaliable from Postpartum Support International.
Depression is the leading cause of disease-related disability among women, and pregnant and postpartum women are at increased risk for depression.
An estimated 10 to 20 percent of all women experience depression during pregnancy or the first 12 months postpartum and one in eight (13 percent) experience postpartum depression.
Postpartum psychosis, a rare but serious disorder requiring immediate intervention, occurs in one to two of every 1,000 births.
Mothers living in poverty are two to three times more likely to have depression than other mothers. Self-reported depression rates among low-income mothers of young children are in the 40 to 60 percent range.
Perinatal depression or anxiety can affect any woman – regardless of age, race, income, culture, or education. However, family history, previous health or mental health problems, and stressful life circumstances can increase a woman's chances of having perinatal depression or anxiety.
Risk factors for perinatal depression and anxiety include:
Common symptoms of perinatal depression and anxiety include:
Untreated or inadequately treated maternal mental health disorders can result in serious, long term consequences on maternal health and pregnancy, parenting and family relationships, and infant and child health and development.
Impact on maternal health and pregnancy outcomes
Depressed women have increased rates of substance abuse, inadequate prenatal care and poor prenatal nutrition.
Pregnant women with depression are also at risk for increased rates of maternal hypertension, miscarriage and premature labor.
Depressed women are 3.4 times more likely to deliver preterm, and four times as likely to deliver a baby with low birthweight.
Impact on parenting and family relationships
Maternal mental health disorders are associated with: less nurturing (reading, singing, playing, cuddling), increased familial conflicts, lower rates of breastfeeding, and mothers being less likely to follow safety or health guidelines for children.
Maternal depression and anxiety affect a woman's ability to care for herself, relate to others and engage in healthy parenting behaviors.
Impact on infant and child health
Children of depressed mothers are at risk for serious health, developmental, emotional, behavioral and cognitive problems that can persist for many years.
Promoting health and preventing the leading causes of death, disease and injury in Oregon.


text: I had one experience with this problem and I'm wondering if anyone else has seen. I have found other forums with similar complaints but more so with Honda. My trunk is a 2012 Silverado LT with On Star & Bluetooth. Recently one morning mu remote key would not work 100%. I had to get very close to the vehicle or be inside of it for it to work. My wife had the second remote 170 miles away. The first thing I did was change the battery, no avail, and then I went to the store and bought a brand new battery, same results. Driving to the dealership, the Tire Pressure Monitor System (TPMS) started to signal that it lost communication to the TP sensors. The dealership looked it over for about 45 minutes and tried everything and determined that the Door Lock Controller (DLC) was going bad and the part was ordered. The TPMS shares the DLC with the key fobs. Everything else on the truck worked fine. At the dealership I pulled out my GPS (Garm??) that was in sleep mode and plugged in. It's a unit with traffic updates and the receiver is in the 12v power cord. As I entered my destination the unit was searching for satellite signal and it finally failed to connect. I unplugged it, rebooted it, and even deleted some of the database I had in it. I called over the service rep and he was baffled. He didn't know much about them. For the next three hours and 170 miles later the GPS and the TPMS was out and the remote was iffy. Having three hours the think about it, it was too coincidental, I unplugged the GPS walked about 75 feet from the truck and BINGO, the satellite signal was restored. Walking over to the truck the remote worked perfectly and the TPMS was fully restored. It has not happened again in the two weeks since it occurred. Conclusion, somehow the GPS or the Door Lock Controller was putting out an RFI even though both are receivers in their own right. I know Bluetooth was working during this ordeal but I do not know about On Star. My 40 year career in telephony was all trouble shooting problems and this one is a strange one, but it definitely was a real problem. I know there are millions of GPS out there and most will never see this problem and I may never see it again. It is a FYI should you ever get into the same situation. Google search GPS and TPMS and you'll get hits.


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Matilde's 1st Birthday from BrancoprataIs it totally inappropriate to be jealous of a 1 year old? Because little Matilde clearly has some pretty talented, crazy crafty ladies in her life. Lovingly captured and designed by our sweet friends, André & Sofia of Brancoprata, this 1st birthday party is
View CreditsRead More


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Wow, my first reply here .
I agree that the 40P is GREATLY undervalued, especially compared to other CZ's. I got one of the original "Frankenguns", but I see they still sell new 40P's at a local sporting goods store, even though they were suppose to be a limited run gun. I guess there must still be a demand for them.... a 40 S&W version of the P-01.
I've had mine for about 2 years and have had several people at my local range offer me almost twice what I paid for it ($280). The trigger on mine is much better than I expected after what I'd read about the 40 P. In fact, I doubt if I'd ever waste the time and money to have it worked on since I don't think it would make that much of a difference.


text: I am using all medium 8 frame boxes with small cell (wired) foundation from Dadant. I plan to do cut comb. My question is about cut comb foundation. I do not see a cell size specified on any I find anywhere so I assume none of it is 4.9 mm. Would I be shooting myself in the foot using the large cell size foundation for cut comb? Thanks for the help.


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645 Howard AvenueSomerset, NJ 08873 United States
Phone: 732-302-0080 Fax: 732-302-0969
Visit Website
Copyright © 2017 Rodman Media. All rights reserved. Use of this constitutes acceptance of our privacy policy
The material on this site may not be reproduced, distributed, transmitted, or otherwise used, except with the prior written permission of Rodman Media.


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Arts, Literature & Culture
A New TranslationA classic of twentieth-century literature chronicles the spiritual evolution of a man living in India at the time of the Buddha—a spiritual journey that has inspired generations of readers. We are invited along on Siddhartha's journey experiencing his highs, lows, loves, and disappointments along the way. Always insightful and inspiring, Hesse begins the novel by showing us the life of a brahmin's son. Handsome, well-loved, and growing increasingly dissatisfied with… Read More
Hardcover$16.95+ Add to Bag


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If you choose the fine arts, you are left with an object. If you choose the martial arts, you are left with a memory. What I try to do is take this knowledge, this way of being which Karate embraces, and put it into my paintings … Life is banal until it is invested with a commitment and painting and karate are no different from anything else in that respect. The forms which I use in my painting, the stripes, may appear to be banal, but they are given another life when the body and the intellect and the emotions are harnessed together.
Sean Scully, cited in Paul Bonaventura, 'It's all a question of intensity',
Sean Scully (exhibition catalogue), London: Waddington Galleries, 1992, n.p.


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Luxurious & modern apartment in Central London close to Tower Bridge
Floor No.
- Family/child friendly
- Kitchen
- Washer/dryer
- Parking available
- Lockable room
- Internet/WiFi
Accommodation summary
|Stubbs Dr, SE16 3ED London, United Kingdom
|Property type
|Property ID
- Decorated to a very high standard
- Wooden flooring
- Luxury furnished with leather furniture
- Fully kitted kitchen with all appliances
- 40" Flatscreen TV, digital TV, home cinema system, Playstation
- WiFi internet - BT wifi hotspot, so can be used all over London!!
- Luxury bedroom with the most comfortable kingsize leather bed with memory foam mattress
- Living room has 1 x kingsize and 1 x double leather sofa beds - comfortably sleeps at least 5 adults!
A cosy, romantic residence ideal for exploring the magic of London.
The apartment is situated in a quiet and safe development with private parking, surrounded by plenty of shops, local attractions and parks - Greenwich, Docklands, Tower Bridge, London Bridge, City of London are all within 1-2 miles radius, easily reachable by public transport or 5-10 minute drive.
Centrally located on the borders of zone 1 & 2, with excellent public transport links - South Bermondsey station is linked directly to the apartment via a brand new foot bridge, with less than 2 minutes walk - ideally located with only one stop to/from London Bridge and direct overground train to Victoria Station.
Underground station is a 10 minute walk or 5 minute bus ride on Jubilee Line, which is the fastest tube line. Less than 5 minutes to London Bridge, 10 Mins to Westminster & 15 Mins to Oxford Street and Stratford for the Olympics.
House rules-No Smoking
-No Pets
- Towels and bed sheets are provided.
- Free Parking
- Baby cot, bath, etc available on request
*** Photo ID and £100 security deposit required @ check-in, fully returnable @ check-out ***
|Check-in after
|On arrangement
|Check-in before
|On arrangement
|Check-out before
|On arrangement
|Cancellation Policy
Reviews of this property
excellent! Apart super girly, pretty good location, nice and quiet!
excellent! Appart super girly, plutôt bien situé, calme et agréable!
This is my second stay and it only gets better!
The apartment is newly refurbished and looks amazing, like a boutique hotel. Freshly painted, with lots of new touches - it's really lovely.
Direct footbridge to the train station has been opened too, which makes it even more convenient and you can see the platform from the window, it's that close - yet there it's very quiet with no noise at all.
Once again, Jaz was a doll - provided us with everything we needed and more. This is now my regular place in London and I can't wait to come back again. :)
Great value for money, as the apartment is centrally located with everything on your doorstep. Train station is 100 meters from the apartment, with a direct footbridge linked from the apartment to the station.
No 1 bus route is fantastic and runs all night, which is a great help!
Apartment is very nice, clean and modern, Jaz is a fantastic host, always willing to help and accommodate.
I would strongly recommend Jaz and this apartment, as you can't beat the location and price. Thumbs up!
Booked this apartment through recommendation from a work colleague and I am very pleased I did. Great and super clean apartment in a brilliant location, lots of space for 4-5 people. Everything is really close: train station is 2 minutes walk and lots of shops and restaurants in the area, including 24 hour supermarkets. Jaz is simply fantastic and she provided us everything we needed - towels, bedding, toiletries, wi fi (it's a hot spot so you can use it all over London!!!) - even a great selection of DVDs and Playstation Games :) I will be booking this apartment again, as it's very close to my London office and convenient to get to anywhere in Central London. Highly recommended and you can't beat the price!
Decided to book this apartment after 2 recommendations from friends and had a wonderful experience.
Really nice apartment in a great location, less than 2 minutes walk to the station and bus and only 5 minutes away from London Bridge, which was ideal for our group.
Very comfortable, modern and clean - everything you need is provided and Jaz is super nice and extremely accommodating. Lots of space to comfortably fit 5 adults, without feeling cramped.
Plenty of shops and supermarkets in the area, and I would recommend taking route No 1 Bus, as it's super quick and easy and takes you to all major sights.
I would highly recommend Jaz and her apartment to anyone wishing to explore London. Will be booking on a regular basis, as it's very convenient for our needs. SUPER!!
Apartment nice, quiet, a little lack of cleanliness. Confidence as very nice and according to the announcement. For 15 minutes really count against minimum to reach the mouth of metro bermonsdey. And follow the instructions not to take the 381 line stops untold numbers. quality / very decent price
Appartement sympa,calme, manque un peu de propreté.
En confiance car tres sympa et conforme à la l'annonce.
Par contre compter vraiment 15mn minimum pour rejoindre la bouche de metro de bermonsdey.
Et respecter la consigne de ne pas emprunter la ligne 381, nombres arrets incalculable.
rapport qualité/prix tres correct
Great apartment! Train nearby, so you can stand. Within 10 minutes at the London Bridge From there Underground trains in all directions. Apartment itself is very quiet and cozy. Good value for money. Highly recommended. Kitchen may be better equipped (teapot and extra pan is useful, if you want to cook). Miriam
Geweldig appartement! Trein vlakbij, waardoor je binnen 10 minuten bij de Londen Bridge kunt staan. Daarvandaan vertrekken metro's in alle richtingen.
Appartement zelf is heel rustig en gezellig. Goede prijs-kwaliteit verhouding. Een aanrader.
Keuken mag wat beter worden uitgerust (theepot en extra pan is handig, als je wilt koken).
We were a group of two adults and two boys (10 and 12 years old). The flat was just right for us. Comfortable, lots of hot water, reasonably well equiped and with a DVD and PlayStation which proved a real plus to help the boys calm down after busy days in London!
The flat is in a central, but pleasent location, with easy and fast transport links into central London and the Greenwich area. We started the week using the National Rail link from South Bermondsy station (two minutes from the flat) to London Bridge railway station. It proved to be a quick and reliable link to the City and Underground system. However, as we felt more "at home" we tended to use the buses more and more. Route 1 and 381 in particular and C10 for London Victoria. Excellent and great fun.
Jaz could not have been more helpful before and after we arrived. It was a real plus to know that, if we had had a problem, she would have been there to help.
All in all we had an excellent holiday and I happily recommend the accommodation. I will book again! Thank you Jaz.
Nice and clean, well furnished apartment in a typical English Wohnviertel.Gute public transport (about 20 minutes by bus to the City). Very courteous and helpful hosts. 'll Be back!
Nette und saubere Wohnung mit guter Ausstattung in einem typischen Englischen Wohnviertel.Gute Verkehrsanbindung (ca. 20 Min. mit dem Bus bis in die City). Sehr zuvorkommende und hilfsbereite Gastgeber. Gerne wieder!
The apartment is conveniently located with easy access to central London. Jaz and Dominic have really welcomed us and were great! the apartment is clean and met our expectations! we are really happy and would not hesitate to stay again at home during your next stay! One of the most is the shortcut for the train station South Bermondsey 3 minutes walk and the bus one that brought us directly in the center of London in 20 minutes! great!
L'appart est très bien situé avec accès rapide au centre de Londres. Jaz et Dominic nous ont vraiment bien accueillis, et ont été super! l'appart est propre, et correspondait à nos attentes! nous sommes vraiment contents et n'hésiterons pas à rester de nouveau chez eux lors d'un prochain séjour! Un des plus est le raccourci pour la station de train de South Bermondsey à 3 minutes de marche, ainsi que la ligne de bus 1 qui nous a amené directement dans le centre de Londres en 20 minutes!! génial!
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text:
Remove process duplication, free up resources and benefit from potential cost savings. Northern Trust partners with you to create a customized investment operations outsourcing solution delivering economies of scale through technology, automation and collaboration to complement your business model.An experienced partner and market leader, Northern Trust offers:
Smaller managers often lack the human capital or infrastructure to keep pace with regulatory demands or business expansion initiatives. Dan Houlihan, Head of Global Fund Services, North America, at Northern Trust addresses the issue.
Descia Milinkovich
Descia Milinkovich is the Senior Vice-President, Institutional Sales, for Northern Trust Company, Canada. In this role, Descia is responsible for the growth of Northern Trust's asset servicing businesses in Canada.
Descia has been in the institutional financial services industry for 20 years, specializing in custody, back and middle office outsourcing sales to Public / Private Pensions, Insurance and Investment Management Firms. Prior to joining Northern Trust, Descia was Vice President, Sales and Relationship Management at State Street, Regional Director, Business Development for Sun Life Financial's Group Retirement Services division and Director, Business Development at Canada Trust Group Pensions.
Descia is a Marketing Management graduate of Ryerson University.


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Re: st: probit with interaction dummies (significance and marginal effects)
"Erasmo Giambona" <email@example.com>
Re: st: probit with interaction dummies (significance and marginal effects)
Fri, 25 Jul 2008 06:04:42 -0400
Dear Statalisters,
I have found this thread particulalrly interesting. I have found the
questions asked by Andrea and especially the answer of Marteen very
useful. However, despite having read a lot about it over the last
several days, it is still hard for me to have a good intuition on how
to intepret interaction terms in logit regressions. I have also found
that papers in finance (my field) usually miss to provide a clear
interpretation of interaction terms in logit regressions.
I truly hope some other people might join the thread to provide more insights.
Here is my major source of confusion. Consider the case of interaction
of two continuos variables (e.g., profit and number of employees) in a
logit model. The dependent variable is 1 if the firm's ceo is fired
and zero otherwise. The coefficient estimate on the interaction from
the logit output is positive (for example, +0.25) and statistically
significant. I interpret this to mean that the odds that the ceo is
fired are higher when both profit and number of employees are large
(small) in absolute term (rather than changes). However, Ali et al.
(2004) show that the marginal effect for the interaction of two
continuos variables can be negative even if its coefficient estimate
is positive. Assuming that the marginal effect is negative (e.g.,
-0.2) in my example, I would interpret this to mean that the
likelihood of firing the ceo decreases by 20% on average as the
interaction term increases by 1%.
Assuming that my way of interpreting coefficient and marginal effect
of the interaction term in a logit is correct, I would still find it
hard to reconcile the "seemingly contradictory" evidence of the above
I hope this can stimulate further discussion on the issue.
Best regards,
Norton, Wang, & Ai. 2004. Computing interaction effects in logit and
probit models. The Stata Journal 4(2):103116.
On Fri, Jul 18, 2008 at 5:00 AM, Andrea Bennett <firstname.lastname@example.com> wrote:
> Thank you so much!
> May I sum up for clarification: When I am using e.g. a probit model with a
> dependent variable Y and include an interaction term -female*wage- and I am
> primarily interested in the interaction effect of a woman with wage then it
> is save to use the standard regression output to interpret the direction
> (AND the significance?) from the regression table. E.g. if the
> beta-estimators are -female- ==0.5, -wage- == 0.34 and -female*wage- ==
> -0.03 and all being significant then I can say that the wage effect is
> significantly smaller when being a woman? Does this also hold when one is
> formulating models like -female*low_education-, -female*mid_education-,
> -female-high_education-? Or did I misinterpret you line "as long as you
> interpret the effects in terms of the effect on the latent variable you are
> ok in simply using the output from -probit-"?
> When I want to know if (and for which range) the interaction of female and
> wage has a significant effect on Y I should use -inteff-. When I want to do
> the same for the interaction of female with the education levels, then there
> is not yet consensus on how it shall be done. Norton et al. 2004 mention
> -predictnl- but urge to use it with extra care. Another source would be Rich
> Williams webpage.
> Did I completely mess it up (I fear so!) or is it like I described?
> Andrea
> On Jul 17, 2008, at 6:13 PM, Maarten buis wrote:
>> Regarding problem 1, this is just a matter of interpretation, as long
>> as you interpret the effects in terms of the effect on the latent
>> variable you are ok in simply using the output from -probit-, if you
>> want to interpret the results in terms of the probability you should
>> use -inteff-.
>> Problem 2 is much harder to solve. Any solution would in one way or
>> another try to controll for things that haven't been observed. It
>> should not come as a surprise that that is hard (read: impossible). So,
>> the fact that "the solution" hasn't been implemented yet in Stata is
>> not so much a problem with Stata but with the state of the statistical
>> science: we know the problem, but we just don't know the answer. Though
>> Rich Williams discusses one solution on his website.
>> -- Maarten
>> --- Andrea Bennett <firstname.lastname@example.com> wrote:
>>> Thanks for the link! Still, I wonder if there's really no Stata
>>> command I could use to "simply" test if the interaction is
>>> significant and what influence (direction) it has on the dependent
>>> variable. I'd be just rather surprised if this does not exist
>>> because it seems to me this is a very common issue in any regression
>>> design (interaction effects).
>> --- Maarten buis wrote:
>>>> There are two distinct issues when interpreting interaction effects
>>>> in a probit:
>>>> 1) a significant positive (negative) interaction in terms of the
>>>> latent
>>>> variable does not mean a significant positive (negative)
>>>> interaction effect in terms of the probability that y = 1.
>>>> 2) The scale of the latent variable is identified by setting the
>>>> residual variance at 1. If the residual variance differs between
>>>> the groups than that means that the scale of the latent variable
>>>> differs between the groups and when comparing differences in
>>>> effects across the groups you are basically comparing apples and
>>>> oranges.
>> -----------------------------------------
>> Maarten L. Buis
>> Department of Social Research Methodology
>> Vrije Universiteit Amsterdam
>> Boelelaan 1081
>> 1081 HV Amsterdam
>> The Netherlands
>> visiting address:
>> Buitenveldertselaan 3 (Metropolitan), room Z434
>> +31 20 5986715
>> http://home.fsw.vu.nl/m.buis/
>> -----------------------------------------
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text:
Among die-hard 49ers fans, they hold the royal flush.
They breathe the rarefied air of those lucky enough to have cheered on their beloved team not just at one or two Super Bowl appearances -- but at all five.
"I made the first one, then it became like an obsession and I had to get into every Super Bowl the Niners played in," says Tony Serpa, a retired San Francisco firefighter from Pleasant Hill who hasn't missed a regular-season 49ers home game in more than 40 years. "I feel it's my duty to be there."
They are a special breed, these Die-Hard Fans Times Five. Miraculously, they've managed to score some of the most precious tickets in professional sports over and over again. They've traveled thousands of miles, braving snow and beefy security guards and airplanes that have run plumb out of liquor. And they've brought home gridiron memories -- Joe Montana's winning pass to John Taylor with 34 seconds on the clock, anyone? -- along with tales of booze-infused festivities that serve as wobbly bookmarks to the action on the field.
The fans' homes are sacred shrines to 49ers madness, their Super Bowl ticket stubs stuffed and mounted on the walls, their cherished jerseys standing by, ready to unfurl anew as the Big Party moves to the Big Easy this weekend for 49ers appearance No. 6, after an achingly long dry spell.
"We kind of got spoiled, playing in and winning five Super Bowls through the '80s and then '95," says Art Kenney, assistant fire chief at San Francisco's Station 5 and a 49ers season-ticket holder since 1958. "But now that it's been 18 years since the last one, this game feels really big to me."
For Kenney, there was one small wrinkle: "Our daughters are also season-ticket holders and got drawn in the lottery this time around, so only two of the four of us can go. That's our dilemma, but hopefully they'll turn the tickets over to the old fan -- good ol' dad."
They did. After all, these five-peat veterans are seemingly bathed in an aura of good fortune. More often than not, they've scored Super Bowl tickets not because they got lucky in the season-ticket drawing, but because some tailgating guardian angel had mercy on their Niners-obsessed souls and handed over their own tickets.
Or rather, handed over the right to buy their own tickets at face value. And if Serpa feels duty-bound to make every Super Bowl, it has also been his duty to fork over many thousands of dollars for the privilege.
From the 40 bucks he paid for Super Bowl XVI, to the $950 he parted with last week for each of two passes to XLVII, Serpa proudly wears the scars of inflation. Don't even get his wife, Ellen, started.
"I'm shocked at how much he's paid over the years," Ellen Serpa says. "I have control over a lot of our household finances, but this is not one of them. I've always said that if it were a matter of buying milk for our children or Niners tickets for Tony, I'm afraid our kids would have to drink water."
That's not to say these Super Bowl veterans are the most obsessed of the obsessed. That title would probably go to guys like San Francisco native Larry Jacobson, who has attended all 46 Super Bowls and served on the Never Miss a Super Bowl Club, made famous by the 2010 Visa commercial.
"Sure I've been to every single Super Bowl ever, but I think it's apples and oranges to compare us with these fans who've just been to the Niners' bowls," Jacobson says. "It's apples, bananas and oranges. I don't think of them as lightweights at all. I just think of them as a different kind of fruit."
Rosalie Mello, the 80-year-old president of Stockton's 49ers Gold Rushers fan club, says that first matchup, in Pontiac, Mich., was her favorite. After all, "it was the Niners' first since they started playing at Kezar Stadium in 1946. It was so cold, we couldn't go outside because the lenses would pop out of our eyeglasses.
"But we had a real camaraderie with the Cincinnati fans that you wouldn't find today," says Mello, who still sports her 9ERXVI license plate. "We were like one big family; we'd joke here and there, but nobody bad-mouthed each other."
Getting to that first Super Bowl game was something these veterans will never forget. Mello said then-Vice President George H.W. Bush's motorcade caused a horrendous pre-game traffic jam, forcing some fans to miss the opening kickoff and others to miss, well, a private place to relieve themselves after drinking all morning.
"I remember a lot of the great plays and catches in those games, but just getting to that first bowl was an experience I'll never forget," says Mello, who regrets that declining mobility will prevent her from attending this year's game. "I was so mad at Bush for causing us to miss the first quarter, and I never voted for him for president."
The 49ers went on to win that Super Bowl and the four that followed. Yet just as much as the exciting passes and come-from-behind victories, it was something else that made it all so memorable -- that feeling of being part of something bigger than yourself, being an emissary for a huge sprawling family of fans, being a participant in an epic journey.
Belonging to that club is nearly priceless. Which is why Ellen Serpa is bracing herself.
"This is so ingrained in Tony, there's no way he cannot go to every Niners Super Bowl," she says. "And if they keep winning, he'll figure out a way to make that happen, even if it means taking out a second mortgage on our house -- which could happen."
Super Bowl history
Three 49ers fans who have been to all five of the team's Super Bowls:
Tony Serpa: A 68-year-old retired San Francisco firefighter living in Pleasant Hill. He hasn't missed a regular-season 49ers home game in more than 40 years. He got two tickets to his sixth Super Bowl from a fellow tailgater, paying face value of $950 each. "He said he could have sold them for more, but since I'd been to all five Super Bowls, he knew this was important to me. He's a really nice guy."
Art Kenney: An assistant fire chief at San Francisco's Station 5 and a 49ers season-ticket holder since 1958. He grew up in the Sunset district, following the 49ers as a kid, then selling programs at Kezar Stadium. "I've been married to my wife 49 years. I put off getting married until after football season and she's still mad about that."
Rosalie Mello: The 80-year-old president of Stockton's 49ers Gold Rushers fan club. Her favorite of the five Super Bowls was the first one, in Pontiac, Mich., even though then-Vice President George H.W. Bush's motorcade caused a huge pre-game traffic backup. "I was so mad at Bush for causing us to miss the first quarter, and I never voted for him for president."


text:
In the Name of Allah, The Most Gracious, Ever Merciful.
Love for All, Hatred for None.
Concluding Session
Sunday July 30th
Fourth Session & International Bai'at
Third Session
Saturday July 29th
Second Session
Flag Hoisting & First Session
Friday July 28th
Friday July 28th - Jalsa Scenes
Friday Sermon - 28th July
23rd July - Sunday
Inspection and Inauguration of Duties
Jalsa Preparation - 22nd July
View of Hadiqa tul Mahdi
Copyright © by the Ahmadiyya Muslim Community. All rights reserved.


text:
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Kaneohe Bay sandbar
Kaneohe Bay is a large embayment on the shore of Oahu, sheltered from open ocean waves by a barrier reef. The sandbar (Ahu o Laka) is a broad expanse of sand that barely emerges at very low tides, and is never more than about waist deep.
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Canada Day Facts For Americans (PHOTOS)
Happy Canada Day! If you're a Canadian here or abroad you're hopefully celebrating our country's birth with fireworks, barbecues, picnics or just some quality time with friends and family.
Our American friends might be a little confused about our national holiday and why all their secret (and not-so secret) Canadian friends online are talking about it today. We've written up a quick crash course on Canada Day that you can pass along to a non-Canadian, a new Canadian or someone who just wants to wave a red and white flag and celebrate the birthday of the best county in the world.
1. So what are we celebrating exactly?
The birth of Canada, or as we call it Confederation. In 1867, leaders from the colonies of Upper Canada (now Ontario), Lower Canada (Quebec), Nova Scotia and New Brunswick, decided to form one country, Canada.
The document that they signed, the British North America Act, would essentially be Canada's constitution until 1982.
2. So you didn't go to war or anything?
Nope. We asked Queen Victoria politely. She said yes.
3. What the heck is Dominion Day?
That's what we used to call Canada Day. The country was known officially as the Dominion of Canada so many older Canadians refer to July 1st as Dominion Day.
4. OK, where's the best place to celebrate Canada Day?
Ottawa! Hundreds of thousands go to the nation's capital to celebrate Canada Day. There's a big concert, fireworks and general merry-making.
But virtually every major Canadian town and city holds some kind of Canada Day festivities. And yes, there are fireworks.
5. OK, but what if I live abroad?
Canadian embassies and consulates often hold celebrations for Canada Day. London and New York are holding fun looking concerts. Otherwise you may want to try to look for an ex-pat group of Canadians in your area.
Story Continues After Slideshow
Yes, Dwayne Johnson's father is Nova Scotia-born wrestler Rocky Johnson. As the first generation child of a Canadian, Johnson is eligible for Canadian citizenship. Johnson also played in the CFL for the Calgary Stampeders during the 1995 season, but was cut after two months.
Scottie was totally from Vancouver.
The "Entourage" star was born in Montreal.
The world-famous architect was born in Toronto.
The former NBA star was born in Toronto.
The comedian is from Quebec City. Bonus points if you knew his brother is CBC journalist Neil Macdonald.
The "Castle" and "Firefly" star was born in Edmonton.
The potential Republican presidential nominee was born in Calgary. However, because his mother is American, U.S. officials have ruled that he would be eligible to run for the presidency.
That's right, "Safety Dance" came from a Montreal group.
While born in Portland, Groening's father Homer was born in Main Centre, Saskatchewan and so Groening is eligible for citizenship.
The "Bonanza" star was born in Ottawa.
While born in Indianapolis, both of "The Mummy" star's parents are Canadian and so he is entitled to Canadian citizenship.
The Oscar winning star of "True Blood" was born in in Winnipeg.
The regular contributor to "This American Life" was born in Montreal.
While the "Sex and the City" star was actually born in in the U.K., she moved to Courtenay, B.C., when she was just an infant.
"The L Word" star was born in Toronto.
The star of "The Matrix" was born in Burnaby, B.C.
The "Will and Grace" star was born in Toronto.
OK, you may have known this one already, but for some reason people are always forgetting that the "Titanic" and "Avatar" director was born in Kapuskasing, Ontario.
The original host of "Let's Make A Deal" was born in Winnipeg.
OK, so he was born in Syracuse, New York and his parents were both American, but the star of, well everything, went to school in Ottawa for several years in the early 1970s. It was in Ottawa that Cruise first became involved in acting, according to Andrew Morton's unauthorized biography.
Canadians are normally pretty nice but there are things you just don't want to say to a Canadian... (AP Photo/The Canadian Press, Nathan Denette)
(AP Photo/The Canadian Press, Chris Young)
(AP Photo/The Canadian Press, Fred Chartrand)
We asked our readers to tell us more things that you shouldn't say to a Canadian. We collected the best responses.
@HuffPostCanada #AngryCanadian Wasn't it wonderful that Ben Affleck thanked Canadians at the Oscars? Were Canadians in Iran?
@HuffPostCanada #AngryCanadian To someone from Toronto: "I have a friend named .... In Vancouver, do you know them?" "No, it's a 3hr flight"
@HuffPostCanada The old chestnut You guys all live in igloos right? #AngryCanadian
@HuffPostCanada #AngryCanadian "Is it warm there in summer? Do you drink maple syrup? You say roof (ruff), tour (tore), and bar (ba) weird."
#AngryCanadian Can't I just call you an American?
@HuffPostCanada "How would you feel about statehood?" #AngryCanadian
@HuffPostCanada #AngryCanadian "You're from Canada? Vancouver is beautiful!" Me: "I wouldn't know." "So, is Newfoundland close to Toronto?"
@HuffPostCanada @rebellionisjoy "So what's the deal with Tim Horton's? I don't get it." #AngryCanadian
@HuffPostCanada Donuts are bad, curling's not a sport, and Bettman is a great NHL commissioner. #AngryCanadian
I DONT SAY ABOOT"@HuffPostCanada: 'Say aboot for me' other things you don't want to say to a Canadian #AngryCanadian http://t.co/8ndPg2UNrX"
@HuffPostCanada -Do you celebrate 4th of July? #angryCanadian
When Fox won a contract to broadcast the NHL in 1994 it decided people needed the puck to glow in order to be seen. This was stupid. As Canadians know you do not need laser to see a puck. You just need eyes. The stupidity of Fox's move was immortalized in a Molson Canadian commercial. FoxTrax was retired in 1998, around the time Fox gave up on hockey.
America's less-famous first Constitution included an invitation to Canada to join the U.S. It remained open from 1781 until the U.S. Constitution everyone knows was finalized in 1789. A 2004 poll from Leger marketing found just 7 per cent of Canadians were even vaguely interested in merging with the U.S. So obviously, Canada made the right call. America didn't learn its lesson. For proof, see the next slide.
While many historians have labelled the conflict a draw, we're not sure how repelling a foreign invader and then burning its national monuments qualifies. And it wasn't all because of luck or American strategic incompetence, although that played a part. Canada also outsmarted the U.S. on a number of occasions. Take the fall of Detroit, when a much smaller force of British soldiers, Canadian militia and First Nations fighters convinced American General William Hull to stand down by using subterfuge. British General Sir Isaac Brock's forces allowed fake letters to fall into American hands. The missives suggested the size of their aboriginal force was much larger than it really was. Militiamen were dressed in the uniforms of British regulars. Encamped troops built more fires than were needed and troops marched in and out of sight of the U.S. fort to create the illusion of a larger army. The result? Hull surrendered more or less without a fight. Brains over brawn for the win.
America has maintained a trade blockade of Cuba since the missile crisis of 1962. Canada, not so much. In fact, former Cuban leader Fidel Castro was enough of a friend of former prime minister Pierre Trudeau to show up at his funeral in 2000. While America may have had good reason for maintaining sanctions against Cuba during the Cold War, the fall of the Soviet Union has raised serious doubts about the wisdom of the ongoing policy. While a series of U.S. administrations have avoided angering Cuban expats in the electorally-important state of Florida by maintaining the blockade, they have also passed up trade opportunities that could greatly benefit both nations. On a side note, it's hard to imagine Canadian literary legend Mordecai Richler without his beloved Romeo y Julieta cigars. If Canada had joined the blockade it's possible nobody would have ever heard of Duddy Kravitz. Did we mention vacations in Cuba are cheap and beautiful? America, you're missing out.
While America has been involved in many dubious conflicts over its history, Vietnam is widely considered the nation's greatest military blunder. Despite being closely allied with the U.S., Canada managed to stay out of the conflict. In 1965, prime minister Lester B. Pearson even called for a cessation of bombing in North Vietnam, a move which is said to have angered president Lyndon B. Johnson. Nevertheless, Canada-U.S. relations were never seriously damaged over Vietnam. The period is an enduring example of how two allied nations can disagree and still remain friends.
Ten years after the U.S. invaded Iraq, it has become clear the war was something of a mistake. The rationale to invade was the presence of weapons of mass destruction that didn't exist and the management of the country after the invasion led to bloody sectarian warfare. Canada, despite heavy pressure from the U.S. and a commitment to Afghanistan, stayed out of the conflict.
While there are signs Canada is headed for a housing crash of its own in the second decade of the 21st century, it did manage to avoid the crisis of the late 2000s that brought America's economy to the brink of total collapse. Canada avoided many of the questionable lending practices that saw low-income families take on homes they simply couldn't afford. But while Canada avoided the out-of-control leverage that characterized America in the 2000s, Canadians may not have learned the larger lesson. Since the financial collapse, international and domestic observers have grown increasingly concerned Canada is headed for its own housing meltdown. The federal government has made it more difficult to get mortgages with long amortizations and discouraged banks from lending at ever lower rates in an attempt to cool markets. Whether these moves will be enough to allow Canadians to continue to boast of their financial crash superiority remains to be seen.
America's national debt stands at roughly $16 trillion and climbing. Canada's national debt is roughly $600 billion. Even after adjusting for the U.S. population being nearly 10 times that of Canada, it's clear which nation is doing a better job at keeping debt under control. The situation isn't an accident, but a result of policy. In this case, smart policy from Canada and a near total lack of policy from the U.S. In the mid-90s, Canada significantly lowered its debt-to-GDP ratio with stiff cuts. While the cuts slowed economic growth to a crawl, they were seen as necessary by the Liberal government of the period after Canada's credit rating was downgraded by Standard & Poor's and Moody's. While the drop in growth lowered tax revenue, nearly to the point of making the cuts revenue neutral, they did shift Canada's economic balance away from the public sector and toward private business, a change credited with fuelling Canada's subsequent economic success. The U.S., on the other hand, took the surpluses of the Clinton era and turned them into massive deficits during the 2000s. President George W. Bush's massive tax cuts, two wars and the financial crisis have left America with a dire financial situation its political system seems unable to address. America's status as the global reserve currency has kept its debt from becoming a lending issue, but almost everyone in the political class agrees something must be done. The bipartisan Simpson-Bowles report commissioned by President Barack Obama in 2010 called for a combination of revenue increases and cuts to alter America's debt curve. Since then, most Republicans have steadfastly refused to trade revenue increases for cuts, arguing that cuts to spending and taxes are the way to kick-start the economy. Maybe checks and balances aren't so great after all, eh? Maybe the Founding Fathers should have given the Westminster system and majority governments a shot.
It's almost universally recognized that campaign finance has become one of the most detestable aspects of America's political system. Congressmen, senators and presidential hopefuls now spend absurd amounts of time raising cash. The situation has gotten so out of hand that phone-banks are now available just steps off federal property in Washington D.C. so politicians can easily make calls to donors without violating federal regulations. The cost of the 2012 federal election campaign has been estimated at roughly $7 billion. But even calling it the 2012 campaign is a bit of a misnomer. Campaigning for president never really ends now. In contrast, Canada passed laws banning donations from corporations and unions and setting a low cap on personal donations in the mid 2000s. The Liberal and Conservative parties were both part of the legislative effort. Campaigns are much shorter than in the United States and there are fewer allegations of corporate lobbying. Which way of doing things sounds smarter to you?
There are some snacks that define a nation, but not many that taste good to only those who live there. What do we love? The fact they leave our fingers dyed red after we've had a whole bag. Ketchup has never tasted so salty, non-tomatoey and outright good. Our U.S. friends may go nutty over Doritos, but we love our ketchup chips.
Many Canadians will point to the fact that Superman has a strong connection to the Great White North, but we'd like to reintroduce you to the real thing. 'Survivorman', while it was on in the late 2000s, showcased Les Stroud, a gritty Canadian who shot his own show in snow, sleet, heat and rain with nothing but random household objects and a trusty knife. We like to think that in a country that's increasingly urban, the outback is still our domain. Les, he's the best of us.
It was the scream heard around the world, and has been imitated - although never duplicated - several times since. William Shatner, who in his own right is a great Canadian, uttered the famous scream 'Khaaaaannnnnnnnnnnn!' in a scene during 1982's 'Star Trek II: The Wrath of Khan'. Was it the close up on Shatner's face or the fact he shook while he screamed that made it so powerful? Thirty years later, filmmakers and actors are still trying to outdo Shatner. But some things just can't be beat.
In warm weather, it will cool you down. If you're hungover, it's the magic antidote. The Caesar, Canada's favourite breakfast, lunch and evening cocktail adds a spicy twist to the Bloody Mary. Canadians are so particular about how it tastes -- with Clamato, not tomato juice -- that many don't even bother ordering it in the U.S. out of fear of disappointment. Served with celery, a lime and, if you're lucky, a fat dill pickle, it's the perfect cocktail. Who knew clam juice could add that kind of magic to a drink? (Photo Shutterstock)
Overall, Americans can save 24 per cent if they buy their drugs from online Canadian pharmacies versus filling their prescriptions at home, according to a study published in the Annals of Internal Medicine. The study sought to find out why so many U.S. citizens have been taking advantage of the deep discounts north of the border, and the results showed dramatic savings across the board. "Forty-one of the 44 brand-name medications examined were less expensive in Canada." Canucks are proud of their health-care system and easier access -- in this case financially -- to pharmaceuticals. (Photo Alamy)
The debate on whether we should cut ties to the monarchy was all but quashed last year after the outpouring of pomp and pageantry -- in Canada -- around the royal wedding. Canadians embraced the nuptials as if Prince William was their own and turned out in droves to see the newlyweds during their cross-country tour last July. From trying to get Pippa's butt to putting in their two cents on whether Prince Charles deserves the throne, Canadians love their Queen and all of the gossip that goes with her. (Photo Rex Features)
When it comes to food, Canadians concede there's far more selection in the U.S. but we're fiercely proud of the candy bars that can only be found here. Coffee Crisp is a great example. Consisting of a crunchy wafer, milk chocolate coating and slightest hint of coffee flavouring, the chocolate bar is true to its marketing slogan of making 'a nice light snack' and is adored by all moms and seniors. Rumour has it they've been spotted in a few U.S. border town convenience stores. We want proof!
Undoubtedly one of North America's natural wonders, the power and beauty of Niagara Falls never ceases to amaze, whether it's your first trip or 100th. Luckily for Canucks, the best place to view the falls is on the 'Canadian side'. That's right, busloads of tourists from around the world flood the observation areas near the falls in Ontario every day to snap the perfect picture for their Facebook profile. Do Americans bother to cross the border for the better view? You betcha. Just look out for the person using 'eh' at awkward times. (Photo Shutterstock)
About 56 per cent of Canadians have a passport while just 37 per cent of Americans do. While the majority of Canadians haven't been to countries like Azerbaijan, they do take pride in seeing the world and it's difficult to not run into a Canadian while travelling abroad. A story by TechCrunch claims more Americans have a Facebook page than a passport. Perhaps they prefer to view the travel photos of their friends online than to actually see sights for themselves... (Photo CP)
Canada limits corporate influence on our electoral process via spending limits on political donations and third-party advertising. The 2010 decision by the U.S. Supreme Court to strike down similar campaign finance laws in that country -- on grounds they violate the free-speech right of corporations -- poses a serious threat to democracy and the integrity of future elections in America. (AFP/Getty Images)
The soul of hockey isn't at the Hockey Hall Of Fame. Or the Air Canada Centre (sorry Leafs fans). It's in places like Windy Arm, Yukon where you can skate on ice clearer than your bedroom mirror in a setting that's straight out of Tolkien's Middle Earth.
There are few brands in Canada as reliable as President's Choice. Mr. Christie thinks he makes good cookies but nothing tops the Decadent, the brand's answer to Chips Ahoy. Kraft Dinner, in its familiar blue box, pales in comparison to PC's White Cheddar Mac & Cheese. It also doesn't hurt that nerdily-handsome Galen Weston (hearthrob of Canadian suburban housewives everywhere) is the pitchman for this iconic line of Canadian products. Why yes, Mr. Weston, I'd like some more Memories of Morocco Sweet And Spicy Sauce...
Ours might be smaller and fewer in number but Canadian cities consistently rank above American cities on livability. In the most recent Mercer survey of livable cities, Canadian cities took 4th, 14th, and 15th place, while the highest-ranked American city was 33rd. (Photo Getty Images)
According to Forbes, Canada is the best country in the world to do business and it's not because of the climate. Chalk it up to a lower corporate tax rate, excellent infrastructure and a well-educated populace. The U.S. and Europe's recent economic woes don't help them either. (Photo CP)
Canada has greater social mobility. If you are born into the poorest 10 per cent, your odds of making it to the richest 10 per cent are considerably better in Canada than in the U.S. In other words, it's easier to realize the American Dream in Canada than it is in the U.S. (Shutterstock)
(Photo Getty Images)
When it comes to national anthems, we've always had a bit of an inferiority complex (the maple leaf is not a banner spangled in stars). But according to new research, our simple and quaint pro-Canuck ballad "O, Canada" is among the world's finest. We even trump the Americans and Brits. So what if you can't remember all the words? This is an anthem worth singing. (Photo Getty Images)
Having a baby is hard work. And many women around the world aren't given the amount of time off they deserve post-delivery. But here in Canada, the true north strong and free, a lady can take up to a full year of paid maternity leave (17 weeks at 55 per cent of their salary and an additional 35 weeks after that). This contrasts vastly with The United States, Papua New Guinea, Swaziland, Liberia and Lesotho who provide no type of financial support for new mothers. (Alamy)
It completes your morning bowl of cereal, can quench thirst and is the perfect companion to chocolate chip cookies. Milk, dear readers, is an all around amazing drink. And grabbing a glass of the white stuff in Canada is unlike anything you'll be able to experience in many other countries. That's because there's a complete lack of unnatural hormones in our dairy products (so concerns about negative side effects simply doesn't exist), and we serve the beverage in a plastic bag, which, frankly, is far more convenient and environmentally friendly than cardboard containers (the baggies can be reused as makeshift lunch bags!). (Photos Shutterstock)
Take a deep breath in... and slowly exhale it out. Do you smell that? You may not, but that's the scent of clean air flowing through your lungs. According to new research, Canada rates tops in air quality (meaning you can say "ta ta" to stinky smog and gross pollution. [Ed. Note unless you live in smog-heavy Toronto]). In fact, while the U.S. averages 18 micrograms of particulate matter per cubic metre of air, Canada averages only 13 micrograms. That also decreases our risk of developing bad air-induced health conditions like allergies. Now once again and all together now: inhale... (Photo Alamy)
This "fake" Heritage Minute says it all: on July 20, 2005, Canada's government passed the Civil Marriage Act giving same-sex couples the same rights and privileges as heterosexual pairings. The LGBT community can not only marry, they can also adopt children. We also host one of the largest Gay Pride festivals in the world in Toronto every June/July.
French fries. Cheese curds. Gravy. All mixed together in one bowl. There's really nothing more to say than this dish is gluttonously awesome. And we're proud to say it's 100 per cent Canadian. (Photo CP)
A decades-long U.S. trade embargo on evil 'Communist' Cuba means that that island's beaches and resorts have long been free of American tourists. Canadians, needing an escape from long winters have been flocking to the island for decades now. Since the collapse of the Soviet Union, Canada has also been a crucial trading partner of the island country. (Photo Getty Images)
Many people think Canada is a country of citizens who don plaid, beaver tails and fur all year round. (We also, obviously, live in igloos.) So thank goodness for Joseph Mimran, the fashion powerhouse who is behind one of Canada's biggest and most popular clothing exports: Joe Fresh. His bright, colourful and decidedly on-trend collections are showing the world what Canada has to offer sartorially (which is not limited to some hipsterish version of a lumberjack). (Getty Images)
Once a 44.5 kg weakling, The Great White North punches way above its weight class in the music world. A few decades ago, only a rare few Canadian musicians managed to establish international careers. But the rise of government funding for music and CanCon radio regulations supporting domestic tunes developed our homegrown scene until it was strong enough to lead a post-millennial Canadian Invasion. Nowadays we claim the world's biggest artists in almost any imaginable genre - Arcade Fire, Justin Bieber, Feist, Drake, Michael Buble, Deadmau5, Metric, Shania Twain, Celine Dion, Nickelback, Diana Krall, etc. Don't tell the Republicans, but we can thank "socialism" for all that money, money, money these musicians are making. (Photos By Getty Images)
Tell us why you think Canada is great. Is it a photo of your favourite camping spot, a Canadian you really admire, our weird obsession with hockey and cold weather? We're looking for your responses on Twitter with the #LoveCanada tag, Facebook, in the comments and via e-mail. We'll be collecting the best responses and featuring them on our site in the coming weeks. (Photo Getty Images)
Canadian English is an odd duck, a weird amalgam of American English and our British roots. Throw in some minor influences from First Nations languages, French and other immigrant tongues and you've got yourself a quirky variant. Here's a look at some of the things that make Canadian English unique.
Canadian spelling keeps the 'u' in words like honour, colour and valour. Americans don't. Chalk it up to being efficient and such.
Canada switched over to the metric system decades ago, while the U.S. is one of the few countries that still use the imperial system. Old habits die hard though and even younger Canadians still use the old imperial system for measurements like height and weight. Most Canadians aren't a big fan of Fahrenheit to tell the temperature though.
One of the more lovable quirks, Canadians pronounce the last letter in the alphabet 'zed', which is clearly superior to the American 'zee'.
This man is wearing a tuque. Virtually all Canadians know and use the word... south of the border words like beanie or cap prevail. There are at least three ways to spell the damn word too. We've seen touque or tuque as well.. Took is just plain wrong.
British spelling uses the s in words like 'recognized'. Canadians have drifted towards the more American variant.
Actually that should be toboggan. The word has roots in French and Mik'maq which is probably why many Canadians prefer this word to the more prosaic sled.
You can see the double-l crop up in words like 'travelled' and 'levelled.' Our American friends feel that one l is enough.
American kids go to college while Canadian kids go to either college or university. We're not sure why. That's just the way it is. Also, Americans are more likely to use terms like freshman, sophomore, junior, senior. Try that on a Canadian campus and you just might get a blank stare.
Most Canadian kids dread math class. Most American kids too. British kids don't like maths.
Canadians know you can sit on a Chesterfield. Americans probably wonder why we'd sit on an old British guy.
The 'eh' is one of the most unique features of spoken Canadian English. It's easy to see why. You can use it to express agreement (It's cold out, eh), surprise (F----in' eh!) and more.
Two-four, mickey, twenty-sixer. If you're a Canadian who drinks all these words will be familiar. You'll get a blank stare if you use them anywhere else in the world.
6. What do I wear?
Something with a Canadian flag on it would be nice. Red and white are pretty easy colours to find and the maple leaf is a much subtler symbol than the stars and stripes (sorry American pals). Our friends at Stylelist have a little guide. If it's cool we recommend the unofficial Canadian uniform, the denim tuxedo.
7. What do I eat?
Well, it's summer in Canada. May we recommend you grill something. But hey, Canada is a pretty multicultural place now so if you get invited to a Canada Day party you can pretty much bring anything you want. Here's some Canadian foods we love.
8. What do I drink?
Canadians love beer. Labatt's and Molson's, the country's two biggest breweries, are among the most recognized brands in Canada. If you're ready to graduate to a craft beer we've got a list for you.
9. Do I have to know the words to the anthem?
Well, aren't you a keener. Sure. 'O Canada' is a pretty easy anthem to learn and it can be sung in BOTH of our official languages.
10. What about party music?
Sure. Here's a list of some our favourite Canadian songs. Other Canadian artists you're going to hear a lot of on Canada Day include: Neil Young, the Tragically Hip, Arcade Fire, Broken Social Scene, Joni Mitchell and, ironically, Bryan Adams. Play Nickelback, Celine Dion or Justin Bieber at your own peril.
11. What do I talk about?
Well, Canadians do love hockey (the playoffs just ended, the Chicago Blackhawks won btw) and the Blue Jays (the country's remaining baseball team is doing pretty well). But if sports isn't up your alley, why don't you ask us questions about Canada. If you really want to talk about politics study up first. Also, talking about our awesome astronaut Chris Hadfield or the weather is a pretty safe bet.
If you're having trouble understanding some of our slang, we have a quick guide.
12. It's a holiday, yes?
Yes! It's a statutory holidays so many shops, restaurants, banks and government offices will be closed. Canada Day falls on a Monday so many people will make a long weekend of it.
[Ed. note: This year Canada Day falls on a Wednesday. Some lucky people will try to turn this into an epic five-day long weekend. Good luck with that.]
13. Anything else?
Nope. Thanks, eh. Happy Canada Day!


text:
Good Luck
Fish Amulets - Creme Red Fish Keychain Handbag Charm | Unique Spiritual Gifts & Charm Jewelry at AmuletGifts.com
97 months ago Max and Chloe »
Bring style and luck. Sterling silver hand includes an evil eye, an elephant, a clover, the number 7, a horseshoe and a wishbone in its good luck charms. Diamond accent in the evil eye. Charm is 1 3/4" long. Ebony wood beads are stung on a stretchy bracelet to fit any wrist. Metal: Sterling silver Stone: Diamond accent Beads: Ebony wood Measurement: 1 ¾ inch charm Size: Stretch to fit any wrist
100 months ago Matchesfashion »
101 months ago ModCloth »
According to English folklore, dreaming of Apricots is said to be good luck - and this stunning retro inspired dress is making it difficult for us to dream of anything else! In an unexpected fall hue, this pencil cut frock features quaint covered buttons, a hidden zipper for a figure flattering fit, and a perfect pleats for a vintage look thats as sweet as your favorite dessert. Pair with heels to make any trip to the orchard gorgeous.
102 months ago Bybecca »
This made me laugh. I hope you enjoy it too!
Hamsa Amulets - Hand Woven Hamsa Bracelet in White | Unique Spiritual Gifts & Charm Jewelry at AmuletGifts.com102 months ago Amuletgifts »
A beautiful hand woven wax wire Hamsa bracelet in White. This adjustable bracelet centerpiece is a uniquely designed Hamsa charm for protection and good luck. The Hamsa is made of Sterling Silver and there is a turquoise Swarovski crystal inlaid in the center.
104 months ago Mostoriginal »
This hanging pewter blessing for the home is hand painted and decorated with Swarovski crystals, silver brass and copper accents. The blessing is hung at the entrance to the home traditionally and is meant to protect the inhabitants of the household. Signed by the artist Ester Shahaf. 14.5 cm (5.7 in) length, 7.5 cm (2.9 in) width.
Horseshoe Amulets - Evil Eye Protection Horseshoe Amulet - Unique Gifts & Unusual Gifts at AmuletGifts.com105 months ago Amuletgifts »
This Evil Eye Protection Horseshoe Amulet incorporates a combination of hanging Evil Eye charms including the Fish, Heart and Hamsa. Made from pewter, this Horseshoe is handmade, decorated with Swarovski crystals, brass and copper trims. Dimensions: Horseshoe Amulets are approximately 4.8" in length and 4.1" in width.
107 months ago Mostoriginal »
The Mezuzah is hand painted, made of Pewtar and wood, and decorated with Swarovski crystals. The Mezuzah is normally located on the door posts of traditional Jewish homes. Signed by the artist Ester Shahaf, it has a length of 11.4 cm (4.5 in), and width of 2 cm (0.8 in).
107 months ago lilliantoojewellery.com »
Delightful greetings and joyous salutations that celebrate Health, Wealth & Friendship. Exquisitely crafted in elegant caligraphy. Wear one or give another as an unforgettable present to usher in auspicious chi this Year of the Dog." Lillian Too
GLASS SQUARE NECKLACES | Laurel Denise Glass Pendants With Stars And HorseShoes, Luck, Hope, Superstitious, Fun, modern, Hand Drawn, handmade | UncommonGoods108 months ago Uncommon Goods »
Pretty and petite, these glass pendants are modern symbols of luck and hope. For each piece, artist Laurel Denise meticulously hand draws a miniature picture on a tiny piece of paper. She then melts it between two pieces of hand cut glass, smoothes the glass and attaches a sterling silver chain. The result: elegant and personal renditions of everyday symbols. Handmade in New Jersey. Available in Horseshoe or Star. Sold individually.
109 months ago ModCloth »
A classic good luck charm, this delicate sterling silver horseshoe necklace is a new way to channel that extra bit of luck! Worn alone or layered with other necklaces, its sure to become an everyday staple. Use coupon code "stylehive" for 10% off!
110 months ago piecesofagirl.com »
tea leaf-the pendant one gold tea leaf foretells your brightest day. pendant is 3/4" long. length is 17" including pendant. this design comes with a satin pouch. available with an array of stones. choose yours below. $52
111 months ago Hushhush-accessories »
This charming necklace features a silver and crystal cherries charm as well as a silver plated horseshoe charm. The charms are strung on an 18" silver plated rollo chain with Toggle clasp.
111 months ago Pinkcaviarboutique »
Sheila Fajl has taken her Brazilian heritage and created a beautiful Necklace. Charm Necklace with the Evil Eye, Figa, Star of David and Hamsa Hand on a ball chain Necklace. These charms are all known to bring good luck and keep the evil spirits away. 18K Gold plated. 17" chain.
111 months ago Weshop2give »
Each necklace is made with a piece of free form silver, created by dropping the pure molten silver into water. Like things in nature, no two are alike. They are strung on a red string, representing good luck
112 months ago Orangelola »
chanchito In the small village of Pomaire, Chile, it is believed that Chanchitos, little pigs, bring good luck. These three-legged clay chanchitos are especially fortunate and are traditionally given to friends as a token of goodwill and love. Each chanchito comes in a colorfully woven cotton bag with a printed description of the meaning and origin.
116 months ago chuu.com »
The treasure ship that, in Japanese mythology, belongs to the seven gods of fortune bears a cargo of lucky items. Below the ship appear a lobster and the outline of a wish-granting mallet, both traditional symbols of prosperity. The calligraphy above the ship and Mt. Fuji looming in the background refer to the tradtional belief that dreaming of Mt. Fuji on the first night of the new year is fortuitous.
117 months ago My-wardrobe »
Angel Wing Necklace by CC Skye Gold angel wing necklace Angel wing charm on a chain. Necklace is 18k gold Vermeil. my-advice Angel wings are intended to bring you good luck. Never mind if you're not a believer, as this is beautiful in it's own right.
117 months ago piecesofagirl.com »
a mixed leaf pair in either matte silver or matte gold. total earring length is 2 1/4. these leaves come to you in a satin pouch. $38
118 months ago serendipitydesignworks.com »
118 months ago Japanimation »
New! A simple cinched look is paired with a background of a traditional Eastern still life. The abstract pattern's natural hues and earth tones make a pleasing contrast to the vivid red of the handle, decorative buttons, and good luck symbol.
The Powerful Hand. This image is the ancient sign for blessing and protection. The Christ Child is on the thumb and St. Joachim (Mary's father), St. Anne (her mother), Joseph and Mary on the fingers.
A lovely glow in the dark statue of the Virgin of Guadalupe, patron saint of the Americas. Appearing to Juan Diego in 1531, some say she was an Aztec corn maiden goddess before becoming one of the most beloved apparitions of the Virgin Mary in the New World.
You can never have enough good luck. These amulets feature a large Star of David, two small herraduras, seeds for abundance, pictures of San Martin Caballero, and sequins. Handmade and shrink-wrapped, they're purported to bring good luck at work or home.
In 1975 the movie Jai Santoshi Maa came out and overnight the goddess Santoshi Ma was worshipped throughout India. Seen as a manifestation of the Hindu mother goddess, she's known as the goddess of contentment.
119 months ago Ravinstyle »
The good luck ribbons that sparked a frenzy here last spring are back in a new form- chic ribbon-wrapped bangles in striking color combos conjure Brazilian good luck totems with their printed message and the jumble of precious charms that adorn each one. Solds in sets of three. $66
120 months ago zensuke.com »
Hand painted ceramic maneki neko. Japanese custom is that when this cat is displayed in your place of business your business will prosper. 7-1/2 inches tall and 4-1/2" wide Made in Japan
120 months ago Sourceperrier »
The horseshoe, always mounted upward so the luck does not run out, is a symbol of good fortune. We wish you bonne chance with this unique hand-crafted feather-filled throw pillow. An authentic pony shoe, forged by a blacksmith and hand-weathered to a rusted bronze is mounted on 100% wool herringbone in the center. A pair of tiered horsehair tassels in chestnut and bay hang from the horseshoe. A rich bay-coloured wool, with a herringbone welted border surrounds the center.
122 months ago Alisamichelle »
These very hip and cool collection of handmade pendants will be sure ot bring you good luck. They are done on red leather cord with sterling silver findings and a lobster closure. The pendant are: mozel tov, lucky dice, horseshoe, the Chinese symbol for luck, and a clover. buy one or wear a few together... We can make them longer in length if you specify. In the comments section of your order please specify which pendant you would like.


text:
How Much Is Job Market Really Improving?
It's getting easier for unemployed workers to find jobs. Whether they're good jobs is another question.
There were 2.99 job seekers for every open job in June, the Labor Department said Tuesday, the first time the ratio has dropped below three since October 2008. Unemployed workers still have it a lot harder than in the mid-2000s, when there were consistently fewer than two workers per opening, but their prospects are far better than in the depths of the recession, when there were more than six job seekers for every job.
July data won't be available for another month, but it likely showed further improvement: 19.8% of unemployed workers found jobs in July, according to Friday's jobs report, the best mark of the recovery.
But job seekers aren't seeing their odds improve because employers are stepping up their hiring. Companies are posting somewhat more job openings — 3.9 million in June, up 144,000 from a year earlier — but they remain slow to fill them. Hiring actually fell to its lowest level of the year in June, and has been little better than flat over the past two years.
Rather, unemployed workers are doing better because there are fewer of them competing for jobs. Layoffs have fallen back to pre-recession levels and are well below the number of hires. So as job seekers find work, they aren't being replaced on the unemployment rolls by new job losers. New claims for unemployment benefits last week fell to a five-and-a-half-year low.
At the same time, millions of job seekers have stopped looking for work and no longer count as unemployed. Add back in workers who want a job but aren't actively looking and there are five workers for every job opening. (That ratio has declined a bit more slowly than the ratio of workers to opening, reflecting the fact job seekers remain more likely to drop out of the labor force than find a job. But a narrower definition of "discouraged" workers — which includes only those who say they've stopped looking because they can't find jobs — has fallen more or less in parallel with the ranks of the officially unemployed.)
Even those lucky enough to find jobs, however, aren't necessarily finding good ones. Nearly a third of all private-sector hiring in June was in the low-paying retail and restaurant sectors. Another fifth was in professional and business services, a broad category that includes some high-paying jobs but also includes temporary workers. Separate evidence from Friday's jobs report shows that the share of jobs that are part time has been trending up this year, though it is below its mid-recession high. That's leading to fears that the recovery is creating mainly low-end jobs.
"We're seeing a bifurcation that seems to be expanding not decreasing," said Jeff Joerres, chairman and chief executive of the staffing firm Manpower Group.
Mr. Joerres said the weak overall economy gives companies an incentive to fill jobs with flexible temporary workers where possible. When they need a permanent, full-time employee, they'll wait for the perfect person to walk in the door.
"They have no incentive to make a fast decision," Mr. Joerres said. "The demand is not cattle-prodding them."
The longer-term question is whether good jobs will return when the economy improves. Marisa Di Natale, an economist at Moody's Analytics, recently looked at hiring after past recessions and found a consistent pattern: Hiring in low-level jobs picked up first, followed by better-paying jobs once the recovery took hold.
"You see almost the same pattern in every recession since the 1980s, which is that the low end of the spectrum grown much faster initially in the recovery," Ms. Di Natale said, "and then you see this convergence."
One possible explanation for the pattern: productivity. When the economy first emerges from a recession, manufacturers and other high-tech firms can put off hiring, at least for a while, meeting rising demand by asking more from existing workers. That's harder for restaurants — if traffic picks up, they need more servers. As the recovery gains strength and employers become more confident, however, manufacturers and others will eventually step up their hiring as well.
"There is some optimism there," said Heidi Shierholz, an economist with the left-leaning Economic Policy Institute. "We are not becoming an economy of only retail and restaurant jobs. It's just that the labor market is so weak."
That's good news for economists worried about the long-run future of American jobs. But it doesn't do much good for those still waiting for the recovery — now officially in its fifth year — to feel like one.
Related: Ben Casselman has details on The News Hub.


text:
Webelos Colors$5.99Required wear for the official uniform. Dual clutch back. Learn More
Shoulder Loops
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$3.99Shoulder loops are worn with the official uniform of the selected program. Sold in pairs. Learn More
Shoulder Cords
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$3.99Worn over left sleeve of the official uniform to designate assignment. Learn More
Sea Scout Epaulets Skipper$8.99Designed to be worn on uniform shirts, these official Sea Scout epaulet covers are for those holding the office of Skipper. Sold in pairs, the epaulet covers are embroidered, made of polyester and manufactured in the USA. Approximately 2" x 3 1/2". Made in the USA. Sold in pairs. Learn More


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Re: 1,000 Miles!!!
Last minute thing popped up. Won't be able to make it to the inaugural race.
Sorry guys...
Back up your PS3's and PS4's hard drives!
Try repairing your corrupted hard drive without losing data, here.
Re: 1,000 Miles!!!
No problem gojet, maybe nest time.
Thanks to everyone that made it out tonight! Had fun racing, we will use the short shift tranny for the race at Cote d'Azur.
Also Hey may be given a handicap and will be forced to use Sport Hard tires with 50 kg added in the nose of the car for lapping my arse. Next time don't lap the guy that made the series
J/k bro, you are a hell of driver
Re: 1,000 Miles!!!
Grats to Hey on the win. I figured 67 laps was a long race but I didn't realize how long it was actually going to be lol. Had fun but certainly didn't compete at all. I pitted twice I think, the first time for a bathroom break and the second time cause I was cramping a bit. Guess I'm gonna have to man up and go 110% in the next race.
Re: 1,000 Miles!!!
Re: 1,000 Miles!!!
good hustle by you and hey.
Working on some pics from last nights race, hope to have them up in a day or two. Those first 10 laps have some good photo ops between 2nd and 5th
Re: 1,000 Miles!!!
thanks guys. that was an unexpected blast of a race. i wasn't aware it was this long until someone mentioned it in the room. i gotta say tguns was on fire he kept pushing me lap after lap. the first half of the race seemed pretty long. thank heavens i didn't fall asleep. we all started conversing a bit and that helped the last half go by a bit faster. i am really looking foward to the next one 3 weeks from now.
Re: 1,000 Miles!!!
Re: 1,000 Miles!!!
I just tested for an hour or so using the same specs from last weeks race. My best lap was a 1:46.0, I was running smooth 46.5's up to 47.0's So If we were to stick with the previous settings, the race woud run about 2hr 50 minutes!! If we can get the lap times around 1:35's, the race would be about 2hr 30mins. Just to give you a heads up.