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Town Square
CalPERS returns sink -- more trouble for taxpayers
Original post made by POGO, Woodside: other, on Jan 25, 2012
Remember all those public employees who rebuked us for questioning CALPERS optimism and said "don't worry!"?
Remember CALPERS prediction that they would easily return to those historic 7.75% investment returns and that all would be well in pension land?
Well, it turns out that we were right and they were wrong: Web Link
CalPERS just reported that their total investment return for 2011 was a paltry 1.1%! 1.1% The S&P 500 gained TWICE that much. So much for the "smartest guys in the room" ability to pick stocks. CALPERS should have canned them all and just bought an index fund.
But don't worry, taxpayers - YOU'RE on the hook for any shortfall.
Comments (42)
a resident of Menlo Park: other
on Jan 25, 2012 at 6:46 pm
Wonder what Blue Collar Public Worker has to say about his "wonderful" Calpers retirement?
So let's see, Calpers missed their projections by 6%. Who gets to pick up the difference? Oh, that's right, you and me and the rest of the tax payers since BCPW retirement benefits are guaranteed. That's not unsustainable is it?
a resident of Atherton: Lindenwood
on Jan 25, 2012 at 8:32 pm
Peter Carpenter is a registered user.
"For the first time, the annual California Public Employees Retirement System actuarial report last fall on state and non-teaching school pensions included a sensitivity analysis.
The report showed how employer contributions could vary if, all other factors remaining unchanged, earnings during three fiscal year are above or below the target by a little or a lot.
For example, if earnings hit the target of 7.75 percent the employer contribution in fiscal 2015-16 for most state workers would be 19.5 percent of pay. (The employee contribution, 8 percent of pay, is bargained with labor and presumably unchanged.)
But if total investment earnings this fiscal year and the next two fiscal years show a loss, minus 3.64 percent, the employer contribution in 2015-16 would increase by about half to 28.9 percent of pay.
Falling short of the 7.75 percent target with earnings of 2.93 percent would increase the 2015-16 contribution to 22.6 percent of pay. Exceeding the target with earnings of 19.02 percent would produce little change, dropping the rate to 18 percent."
The downside cost is HUGE and we the taxpayers get the bill.
a resident of Woodside: Emerald Hills
on Jan 26, 2012 at 12:15 am
A loss of merely 3.64% is quite optimistic. What if the funds lose 25%? 50%? Given the level of speculation and leverage needed to reach the absurd goal of 7.75% at a time where money funds yield next to nothing, losses of that magnitude are nearly assured.
a resident of another community
on Jan 26, 2012 at 3:02 am
Losing 6.65% of the weigh gained during pregnancy is a great start for a supermodel.
But what would happen if the assumed rate of return that a pension fund is projected to earn is missed by a country mile and on top of that the fund suffers significant investment losses?
We are going to find out now!
Read more at The Political Commentator here: Web Link
a resident of Menlo Park: University Heights
on Jan 26, 2012 at 12:25 pm
Sounds like an excellent argument for not privatizing (i.e., Wall Street-izing) Social Security.
a resident of Atherton: Lindenwood
on Jan 26, 2012 at 2:10 pm
Peter Carpenter is a registered user.
"Sounds like an excellent argument for not privatizing (i.e., Wall Street-izing) Social Security."
What is the relevance of the CalPERS issue to privatizing social security? The problem with the public employee pension system is not public vs private but unsustainable defined benefits vs a defined contribution system.
a resident of Woodside: Emerald Hills
on Jan 26, 2012 at 2:52 pm
I would say it sounds like an excellent argument for politicians not to promise things without raising sufficient taxes to pay for them.
a resident of Menlo Park: Central Menlo Park
on Jan 26, 2012 at 3:52 pm
The Dec. 31 earnings result of only 1.1% is pretty remarkable considering that CALPERS was up 21% as of last June 30.
While it is obviously disappointing, this end of calendar report is actually not so important since it is the end of fiscal year results (June 30) that are used in calculating the employer contributions.
Tune back in in early July for the financial report that really matters.
a resident of Menlo Park: Central Menlo Park
on Jan 26, 2012 at 4:19 pm
Peter -
You ask "What is the relevance of the CalPERS issue to privatizing social security?"
Well, since privatizing SS generally means giving folks back the money they contribute to SS so that they can invest it themselves in the Stock Market, much like current 401(K)s work.
Folks who had their defined contributions invested in the stock market during the first decade of this century would like have seen a loss during that ten years with the S&P falling from 1553 in 2000 to under 1200 at the end of 2010. It's not called the "lost decade" for nothing.
During this same period CALPERS Fund grew from $165 Billion to $225 Billion - earning a net rate of return on investments over the decade of nearly 55%.
I ask you, where would you prefer to have had your retirement funds during that decade - a defined benefit plan like Soc Sec and CALPERS or a 401(K)?
a resident of Atherton: Lindenwood
on Jan 26, 2012 at 5:14 pm
Peter Carpenter is a registered user.
"I ask you, where would you prefer to have had your retirement funds during that decade - a defined benefit plan like Soc Sec and CALPERS or a 401(K)?"
That is not the issue - the issue is that defined benefit programs are not sustainable. How an individual chooses to manage his/her defined benefit funds is a decision to be made once all public pension programs are transformed into defined contribution programs.
a resident of Menlo Park: Downtown
on Jan 26, 2012 at 7:44 pm
Here's what the CALPERS site has as their last report... up to the end of October.
Web Link
So... not that the LA Times would have a reason to LIE... but where are they getting their information when there is no more recent report posted??
It seems to me that that the fund as of the end of October lists 3% in inflation and 2% in total return (that based on 95%) means 5.2% growth..... a bit different than what the LA Times is saying.
I would like to see the public sector putting the same amount into retirement funds as the private sector should be putting in... meaning 6.2 percent not the current 4%. If the public employees want the same retirement investments then they can put in the difference. That would put them at about 10%. (Teachers) Should there be less taken out on the retirement side since we are all living longer? Yes. With those changes, hopefully someone would see fit to make the same changes to the Soc. Sec. system and make it support itself again without allowing any other part of the government to borrow from its funds.
Putting any of that money into the markets? Insane! But, if I worked on Wall Street I'd be paying politicians off left and right to make it happen!
a resident of Woodside: other
on Jan 26, 2012 at 8:56 pm
If you don't think it's a problem that CALPERS is missing - AGAIN - their predicted investment returns by a country mile, then you deserve your fate.
Technically, your children will pay with drastically reduced public services such as libraries, police, fire, schools, etc. and drastically higher taxes to pay for all those retirees.
Just don't say you weren't warned.
a resident of Menlo Park: Central Menlo Park
on Jan 27, 2012 at 9:26 am
As I said above, I'll be more concerned if the return remains this low at the end of June. That is the return that is used to compute changes in the employer contribution.
And BTW, the returns at the end of June for the past 2 years have been 12.1% and 12.6% respectively.
a resident of Menlo Park: Central Menlo Park
on Jan 27, 2012 at 9:30 am
Peter -
Isn't the real issue how we can encourage pension plans to be as widely used as they once were? 401(K) plans, on the whole, have proved to be far more volatile and far less successful at ensuring adequate retirements than most pensions. Pensions may need adjustments during times of financial turmoil but their past success argues they're still the superior retirement system for most people.
a resident of Woodside: Emerald Hills
on Jan 27, 2012 at 10:34 am
We must ask, superior for whom? Government pensions are certainly superior for government employees in that taxpayers are on the hook to make up any shortfall. And in fact, shortfalls are virtually guaranteed due to the incentives that politicians and public unions have to make promises today and stick future taxpayers with the bill.
Gold-plated public sector pensions are not superior for the average citizen that must pay for them. They are essentially theft that goes unpunished due to the corruption of our political system.
a resident of Menlo Park: other
on Jan 27, 2012 at 1:39 pm
and those in the public sector are all "on the hook" for the debts that have been stacked up for Soc. Security, which we are not part of though many of us have lost any claim on our contributions. How much of our national debt has been borrowed from the "PEOPLE"? (Not China)
MORE money IN! Less MONEY OUT! It's going to hurt everyone to get on top of this. No way should those who've made out so well with decreased taxes since the 90's should continue as they have been. There has been no TRICKLE down... just a lot of SUCKING UP! The feds are pumping the system with money and it's still not getting out into the economy, never mind the fact that corporations are sitting on their money instead of investing in America. Great Nationalism and Patriotism with those corporate "people"!
Less Public Money? Yeah. When it takes over 2/3 of the people to vote to put money in, we will never ever have the money that the MAJORITY thinks should be paid for living here.
a resident of Menlo Park: Central Menlo Park
on Jan 27, 2012 at 2:00 pm
Joe -
I'm saying that pensions are generally superior to the defined contribution system that's replacing them for all employees still lucky enough to have a pension - be they public or private. The solution is to begin to return private retirement systems to a defined benefit model that gives employees a benefit that they can count on, as do both pensions and Social Security.
I suspect a lot of the new 'class warfare' that's developed against public pensions is because many private retirement plans have switched to the inferior defined contribution plans and people are upset when they realize what they've lost. The solution isn't to eliminate the superior pension plan but to fix it so it isn't such a drain on the public coffers during downturns in the economy. Part of that is to correct the 3% at 30 years benefit that, in retrospect, is clearly unsupportable. And this mistake is being correct, both here in Menlo Park and in other cities & counties throughout California.
The rational 25 years ago for switching to defined contributions was to offload the responsibility for retirement onto the employee. This allowed more profits to go to the shareholders and less to the employees, which explains why the 1% has seen their wealth accumulation grow so out of proportion to the 99% during this time. To begin to correct this wealth imbalance, reinstating pension plans in the private sphere would be a good place to start. Else I fear we'll really face a retirement crisis 30 years down the road as the Gen X'ers start to retire and find their 401(K) plans haven't quite lived up to their expectations.
As for your last comment that "Gold-plated public sector pensions are . . . essentially theft that goes unpunished due to the corruption of our political system" - I expect you weren't complaining about the theft from employees 10 years ago when employers were able to contribute next to nothing to the retirement funds because CALPERS was routinely seeing annual returns of 20% and greater. That employers have to make up the deficit now when the returns have declined is the balance to those years when they contributed essentially nothing at all.
a resident of Atherton: Lindenwood
on Jun 11, 2012 at 9:25 pm
Peter Carpenter is a registered user.
And here is the next chapter:
"June 11, 2012, 8:00 p.m. EDT
CalPERS loses 4.3% so far this quarter
By MarketWatch
The California Public Employees' Retirement System, the nation's largest public pension fund, has lost 4.3% so far in the second quarter as markets reeled from renewed concerns over the European sovereign debt crisis and global economic growth.
The fund's assets were valued at $226.1 billion as of June 8, compared with $236.3 billion at the end of March. The fund's performance slightly outperformed the Standard & Poor's 500 index's 5.2% decline.
The pension fund's chief investment officer, Joe Dear, said at an investment committee meeting Monday that market conditions have been tough in May and June. "
a resident of Menlo Park: other
on Jun 12, 2012 at 7:07 am
Blue Collar please come out and play. Love to hear what you have to say about your wonderful Calpers now?
a resident of Atherton: Lindenwood
on Jun 12, 2012 at 7:38 am
Peter Carpenter is a registered user.
Posted by Steve, a resident of the Menlo Park: Central Menlo Park neighborhood, on Jan 27, 2012 at 9:26 am
As I said above, I'll be more concerned if the return remains this low at the end of June.
Well Steve, what now?
a resident of Woodside: other
on Jun 12, 2012 at 8:21 am
And Blue Collar's worst dreams have come true. I think the leadership of our government employee unions finally bit the hand that feeds them just a little too hard.
San Jose's voters have voted in overwhelming numbers to limit the pensions and benefits of existing public workers. No benefits they may have already earned will be jeopardized, but from this point forward they will have a "blended" benefits where today's earnings will count toward a reduced plan.
A glimmer of sanity in an otherwise insane world.
a resident of Portola Valley: other
on Jun 12, 2012 at 1:21 pm
POGO, what are you smoking? The S&P 500 LOST in 2011, not gained. It opened at 1271 on 1/4/2011 and closed at 1257 on 12/30/2011.
a resident of Atherton: Lindenwood
on Jun 12, 2012 at 1:38 pm
Peter Carpenter is a registered user.
What POGO and I are saying is that, because our public employee pensions are defined benefit programs, whatever CalPERS does not make in investment returns must made up for and be paid for by our local governments.
a resident of Menlo Park: University Heights
on Jun 12, 2012 at 2:27 pm
"Blue Collar please come out and play. Love to hear what you have to say about your wonderful Calpers now?"
Not available. He's retired.
a resident of Woodside: other
on Jun 12, 2012 at 3:00 pm
PV Parent -
Mr. Carpenter was copying and pasting a question "Steve" asked of me several months ago. That was not MY comment.
Mr. Carpenter's point is spot on. CALPers keeps representing wonderful returns are just around the corner. Yet every time we turn that corner, the returns go negative and they need even more extraordinary returns to make up for it. The required returns from CALPers are now so absurd that it defies reality. Perhaps they're planning to go to Las Vegas and put a big portion of their portfolio on "red" and hope.
At what point do we say this Sacramento king has no clothes?
a resident of Portola Valley: Portola Valley Ranch
on Jun 12, 2012 at 3:27 pm
The county - government or whatever shouldn't be investing MORE than what private companies have to invest in Social Security. The "People" can't expect to pay less than private companies, but why pay more? NOW, if the employees want to make up that difference, then what would you say to those expecting social security who pay 4.2% now (what should be 6.2%) when they want to compare their returns to employees who at that point would be putting in 10%. We're ALL living longer. We have to save more, and expect less.
a resident of another community
on Jun 12, 2012 at 5:30 pm
Talk about the ridiculousness of PC.......The same PC that voted to provide these pension benefits, now decries them and wants to act like he had nothing to do with it....Well not so fast......The fact is that in the go-go years, when the market was flying, AND MANY LOCAL AGENCIES PAID NOTHING TOWARD THE CALPERS SYSTEM, nobody said a word...NOT ONE....
How convenient that those who voted to increase these pensions to the detriment of the people they purported to serve. At the time, I am sure it seemed like a good idea to defer pay increases in lieu of pay increases since they did not show up on the bottom line and in the headlines.... But for a former Public Official to now decry the very pension increases he approved is remarkably disgraceful.....
You sir, are as responsible for this debacle as anyone. It was YOU that served on the elected board of a Special District that created this situation, along with others like you. CalPers could not have taken the actions it did with regard to pension increases without explicit consent, in writing.
a resident of another community
on Jun 12, 2012 at 5:33 pm
in lieu of PENSION increases since they did not show up on the bottom line and in the headlines.
a resident of Atherton: Lindenwood
on Jun 12, 2012 at 5:48 pm
Peter Carpenter is a registered user.
Note that the last time a union contract was approved by the Fire Board was almost a decade ago - since then it has absolutely held the line.
So - get your facts straight before shooting from the lip.
a resident of another community
on Jun 12, 2012 at 5:56 pm
Oh pray do tell. I am sure we cannot wait to hear of the efforts you made to roll back pension benefits during your tenure.......................
a resident of Atherton: Lindenwood
on Jun 12, 2012 at 5:56 pm
Peter Carpenter is a registered user.
My documented record speaks for itself:
18 September 2005
Shelley Kessler
Executive Secretary
San Mateo County Central Labor Council
1153 Chess Drive, Suite 200
Foster City, Ca 94404
Dear Executive Secretary,
Thank you for your letter of Sept. 13, 2005 indicating that I did not receive the Labor Council's endorsement. When District 10's Board of Directors requested that I remove myself from the election because they have chosen to support other candidates and "the title `Incumbent' carries a weight with the voters that will be difficult to overcome", I declined their request to withdraw. As I told Tom Neylan, since there will be a new firefighter's contract negotiated with the Board during the forthcoming term, I can understand that it is in the labor union's interest to have Fire District Directors who you think will serve your interests. I shall be satisfied to continue to serve the interests of the citizens of the District. In a democratic society the choice of elected officials is properly the responsibility of the voters and not that of a small special interest group.
Similarly, an endorsement by a labor union for an election that will be immediately followed by labor negotiations carries with it the appearance of a conflict of interest. You state that, if I am reelected, "we hope for a good working relationship with you during the term of your office". Let me be clear, my responsibility as a Director of the Fire District is to serve the citizens of the District; labor relations are, quite properly, the responsibility of the Fire Chief.
I am confident that the voters will share the view expressed in the letter from District 10 which stated that my " leadership in these areas (US&R Team, our CERT program, the implementation of an improved District Sprinkler Ordinance) as well as your candidness regarding the Educational Revenue Augmentation Fund (ERAF) has guided the District with professionalism, conviction and clarity through rough times".
Sincerely yours,
Peter F. Carpenter
a resident of another community
on Jun 12, 2012 at 6:39 pm
Sorry. Must have confused you with a different PC that approved a 2008-09 budget that included a more than 30% payment for pensions. To say nothing of the other medical benefits in the budget.....
Thirty percent for pensions benefits..Really.....
a resident of Atherton: Lindenwood
on Jun 12, 2012 at 6:47 pm
Peter Carpenter is a registered user.
Amazed - Responsible elected officials honor the contracts that have been entered into. Change is made be insisting on better agreements moving forward not by abrogating existing agreements.
I presume that you would just refuse to pay what had previously been agreed to?
WHO are you anyway?
a resident of another community
on Jun 12, 2012 at 7:15 pm
Actually, any Public Official can vote NO for a budget they do not agree with. Were that not the case why hold elections? The existence of an agreement should not, AND MUST NOT, hold prevent anyone from stating their opinion and withholding their vote if they believe it it wrong to join the majority. I hope you understand that I only criticize you because to some degree you are the FACE of the problem. The truth is we are all the problem. You expressed the will of the people. Unfortunately, the People joined in the euphoria of the "bubble". In the back of my mind I knew what we engaging in could not last, I would bet you did too, as did most of the people reading this. It is no good now to say the consequences of our actions should be wrought upon any but us. Certainly it should not be brought upon the heads of those that were the subject of our grandiose largesse. We made these contracts,we have to live by them. That does not mean we do not change things going forward...In that regard I absolutely agree with you...But peeing and moaning about CalPers is a waste of time....We change this at the local level....and we have. JMHO
And YES, you know me very well
a resident of Atherton: Lindenwood
on Jun 12, 2012 at 9:14 pm
Peter Carpenter is a registered user.
Amazed - I look forward to you running for local office. It will be fun to see you in the arena rather than sitting in the stands.
a resident of Woodside: other
on Jun 12, 2012 at 10:22 pm
Using Amazed's logic, any elected official who voted against a certain measure or tax would never be able to vote to approve a budget. When you vote to approve a budget, it doesn't mean you support every single line item.
The absence of Amazed's logic is what is truly "amazing." It would fit in perfectly in Sacramento.
a resident of Portola Valley: Westridge
on Jun 13, 2012 at 4:47 pm
Three words on Public Sector pensions and benefits -- "WISCONSIN", "SAN JOSE" and "SAN DIEGO".
To paraphrase Gavin Newsom -- "get ready 'cause its gonna happen"!
a resident of another community
on Jun 13, 2012 at 6:29 pm
So as I understand POGO's comment, a Public Official who now decries a pension system that he approved to fund, should have done so in order to maintain the status quo.
This may come as a surprise to you, but exactly how do you think California got into this mess in the first place. Unions can ASK for the moon, but it was Public Officials who GAVE..
Furthermore, nothing I wrote suggests that "any elected official who voted against a certain measure or tax would never be able to vote to approve a budget." Those are your words. Lets remember we are not talking here about the purchase of a new copier, or some other innocuous item, we are talking about pension payments of more than 30 percent of salary for a 2008/09 budget. A time when we were all aware of the massive problems with with CalPers returns and the stock market in general.
What I do believe is that having helped create the problem, it is somewhat incongruous to now complain about the effects of your actions.
Finally, given your apparent belief that if a problem exists, it should be continued simply because it exists would make you a far better candidate for Sacramento than I. I am sure they would welcome you with open arms.
a resident of Atherton: Lindenwood
on Jun 13, 2012 at 6:46 pm
Peter Carpenter is a registered user.
"What I do believe is that having helped create the problem, it is somewhat incongruous to now complain about the effects of your actions."
Believe what you like but I prefer to learn from my experiences rather than repeat my and others mistakes. When I get new information I am prepared to change my mind.
Evidently Amazed does not believe in either learning from experience or acting on new information. That would make a great campaign slogan.
a resident of another community
on Jun 13, 2012 at 7:06 pm
How nice you got your education at our expense
a resident of Atherton: Lindenwood
on Jun 13, 2012 at 7:19 pm
Peter Carpenter is a registered user.
"How nice you got your education at our expense"
Much better than being blind, stupid - or amazed by reality.
BTW, Amazed - thank you for your service.
a resident of Woodside: other
on Jun 13, 2012 at 8:38 pm
Amazed -
Actually, this is what you said about Mr. Carpenter - who did not approve the higher pensions - but subsequently did approve budgets that included higher pension costs.
"The existence of an agreement should not, AND MUST NOT, hold prevent anyone from stating their opinion and WITHHOLDING THEIR VOTE [EMPHASIS ADDED]."
From your comment, I can only conclude that an elected official should WITHHOLD THEIR VOTE if the budget includes any item they disagree with. You say I'm putting words in your mouth. I say, I'm repeating your own word verbatim.
Again, using your logic, no elected official - local, state, federal - could ever approve a budget if it included a single item they disagreed with. The way our system works, once legislation is passed, it becomes law... and then all of us have to deal with it. We don't throw tantrums and hold our breath if we don't get our way.
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Taxi companies are imposing some of the country's highest credit card surcharges. Although it is possible to take a taxi and pay by credit card without a surcharge in the nation's biggest city, it is a rarity and some companies are charging a whopping 10 per cent.
The Herald on Sunday surveyed all Auckland's taxi companies after dozens of emails from readers after the start of our campaign last week to name and shame those imposing high credit card surcharges.
Of the more than 30 firms, only two did not add a surcharge - TaxC Service, in Favona, and Nor-West Taxis, in Kumeu.
The Alert Group charges 10 per cent on both credit card and eftpos transactions and many other players charge a flat fee that would equate to much more than 10 per cent on a $30 fare. Alert covers taxi firms such as North Harbour Taxis, Maxitaxis, Regency Cabs and Kiwi Cabs.
Nor-West Taxis owner Paul Boler has never charged anyone to use a credit card and said the impact was minimal. "Ten per cent seems huge. I don't think credit card companies charge that."
Retailers are typically charged 1.5 per cent to 2 per cent for every credit-card transaction. Mobile credit card facilities can be slightly more expensive.
The Commerce Commission is surveying more than 3000 businesses to see if surcharges are being used fairly. They have been allowed since 2009, when the commission struck an agreement with credit-card companies Visa and MasterCard. That deal allowed retailers to recover banks' merchant fees by charging extra on customers' credit card payments.
The agreement was intended to enable retailers to charge customers less for goods and services. But commentators say that hasn't happened and say some companies use them to feather their nests.
Pramen Singh, who runs TaxC Service, with just two full-time drivers, said: "I'm not here to rip people off."
A Commerce Commission spokeswoman would not speculate on whether the taxi surcharges were excessive but said any explanation about the reason for the charges must not be misleading.
Alert Group chief executive Tim Simpkins did not want to comment.
• Readers have been contacting us with names of companies charging excessive surcharges. We've compiled a list on the Herald on Sunday Facebook page. To add to the list, comment on Facebook or email email@example.com.


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Intellectual Disability and the Death Penalty
Introduction to Intellectual Disability (formerly Mental Retardation)
Atkins v. Virginia: Summary of Supreme Court decision exempting those with "mental retardation" from death penalty
Hall v. Florida: Summary of Supreme Court decision finding Florida's standards for intellectual disability too rigid
The Case of Warren Hill (Georgia)
Executions of Defendants with Intellectual Disability Since 1976, but prior to Atkins
Definitions of "mental retardation" (intellectual disability) by state
State Statutes exempting those with mental retardation from the death penalty:
Statutes passed after Atkins v. Virginia
Statutes passed prior to Atkins v. Virginia
State evidentiary burdens for proving Intellectual Disability
Model Legislation: "Mental Retardation and the Death Penalty: A Guide to State Legislative Issues" - for states to comply with the Atkins ruling, with commentary by Professor James Ellis, Univ. of New Mexico Law School.
Sentence Reversals in Intellectual Disability Cases since Atkins
Additional Resources
News and Developments - Current Year
News and Developments - Previous Years:
2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 - 1999
Intellectual Disability, formerly referred to as "mental retardation,"** is characterized by "significant limitations both in intellectual functioning and in adaptive behavior, which covers many everyday social and practical skills. This disability originates before the age of 18." (Source: The American Association for Intellectual and Developmental Disabilities, 2010). The U.S. Supreme Court ruled in Atkins v. Virginia (2002) that the execution of those with mental retardation (intellectual disability) is unconstitutional. (See below). This condition is different from mental illness. See DPIC's page on Mental Illness for more information.
**Note: "Intellectual Disability" is now the preferred term for describing significant limitations in both intellectual functioning and adaptive behavior. However, many court decisions, laws, and other official documents were written using the prior designation of "mental retardation." The shift to the new terminology was given impetus when the American Association on Mental Retardation (AAMR) changed its name to the American Association on Intellectual and Developmental Disabilities (AAIDD) in 2007. AAIDD has taken the position that the meanings of the two terms are identical, "Mental retardation and intellectual disability are two names for the same thing. But intellectual disability is gaining currency as the preferred term." DPIC will endeavor to use the term "intellectual disability," while recognizing the use of "mental retardation" in court decisions and other quoted materials.
Atkins v. Virginia: The U.S. Supreme Court Declares the Execution of Persons with "Mental Retardation" Unconstitutional
On June 20, 2002, the Supreme Court issued a landmark ruling ending the execution of those with intellectual disability. In Atkins v. Virginia, the Court held that it is a violation of the Eighth Amendment ban on cruel unusual punishment to execute death row inmates with "mental retardation". The decision reflects the national consensus which has formed on this issue. (Associated Press, June 20, 2002). Read the opinion. See also, DPIC's Press Release.
In 1989, the U.S. Supreme Court had upheld (5-4) the constitutionality of executing those with intellectual disability in Penry v. Lynaugh (492 U.S. 302). The Court said "mental retardation" should be a mitigating factor to be considered by the jury during sentencing. Writing for the majority, Justice Sandra Day O'Connor said that a "national consensus" had not developed against executing those with "mental retardation."
At the time, only two states, Maryland and Georgia, prohibited such executions. Between the Penry and Atkins decisions, 16 additional states enacted laws prohibiting the execution of the "mentally retarded." The federal death penalty statute also forbids such executions. Prior to Atkins v. Virginia, eighteen states plus the federal government did not allow the execution of those with "mental retardation": AZ, AR, CO, CT, FL, GA, IN, KS, KY, MD, MO, NE, NM, NY*, NC, SD, TN, WA, and U.S. (*except for murder by a prisoner) Read summaries of the states' criteria for establishing and defining "mental retardation".]
See also, Professor James Ellis's model legislation and explanation for states to comply with the Atkins ruling: "Mental Retardation and the Death Penalty: A Guide to State Legislative Issues." Mental health experts have pointed out that those with intellectual disability are characterized by suggestibility and their willingness to please can lead them to confess - sometimes falsely - to capital crimes. In 1989, the American Bar Association established a policy opposing the execution of those with "mental retardation." The ABA held that execution of such individuals is unacceptable in a civilized society, irrespective of their guilt or innocence. In 1997, the continued imposition of the death penalty on those with intellectual disability and on juveniles contributed to the ABA's call for a nationwide moratorium on the death penalty.
On May 27, 2014, the U.S. Supreme Court held in Hall v. Florida that Florida's strict IQ cutoff for determining intellectual disability in capital cases is unconstitutional. The Court concluded, "Florida's law contravenes our Nation's commitment to dignity and its duty to teach human decency as the mark of a civilized world." In 2002, the Court banned the execution of people with "mental retardation," but allowed states leeway in selecting a process for determining who would qualify for that exemption. According to Florida's Supreme Court, defendants with an IQ even one point above 70 cannot be considered intellectually disabled, even though most states allow for a margin of error in such tests. The Supreme Court's ruling stated that Florida's strict rule "disregards established medical practice" and noted that the "vast majority of states" rejected such a narrow interpretation of IQ scores. The Court held that, "When a defendant's IQ test score falls within the test's acknowledged and inherent margin of error, the defendant must be able to present additional evidence of intellectual disability, including testimony regarding adaptive deficits." Hall will receive a new hearing on his intellectual disability claim.
Read the full ruling here.
See also, Professor James Ellis's research paper, "Hall v. Florida: The Supreme Court's Guidance in Implementing Atkins" (James W. Ellis, William & Mary Bill of Rights Journal, 2014)
Disparities in Determinations of Intellectual Disability
A recent law review article reported wide variations among states in exempting defendants with intellectual disability from the death penalty. Professor John Blume (l.) of Cornell Law School, along with three co-authors, analyzed claims filed under the Supreme Court's decision in Atkins v. Virginia (2002) against executing defendants with intellectual disability (formerly, "mental retardation"). Overall, from 2002 through 2013, only about 7.7% (371) of death row inmates or capital defendants have raised claims of intellectual disability. The total "success" rate for such claims was 55%. In North Carolina, the success rate was 82%, and in Mississippi 57%. However, in Georgia (where Warren Hill was recently executed), the success rate for those claiming this disability was only 11%, and in Florida, the success rate was zero. The authors found that states that significantly deviated from accepted clinical methods for determining intellectual disability, such as Florida, Alabama, Georgia, and Texas, had the lowest success rates. To preserve equal protection under the law, the authors recommended the Supreme Court strike down aberrant practices in isolated states, just as it struck down Florida's strict IQ cutoff.
(J. Blume, et al., "A TALE OF TWO (AND POSSIBLY THREE) ATKINS: INTELLECTUAL DISABILITY AND CAPITAL PUNISHMENT TWELVE YEARS AFTER THE SUPREME COURT'S CREATION OF A CATEGORICAL BAR," 23 William & Mary Bill of Rights Journal 393 (2014)).
The group of AAIDD experts responsible for defining the condition of intellectual disability to the world now explains the move away from the term "mental retardation" to the term intellectual disability in an article published in the April issue of the journal, Intellectual and Developmental Disabilities. "At the heart of this shift is the understanding that this term covers the same population of individuals who were diagnosed previously with mental retardation in number, kind, level, type, and duration of the disability and the need of people with this disability for individualized services and supports," explain Robert Schalock et al. in "The Renaming of Mental Retardation: Understanding the Change to the Term Intellectual Disability." The article cites the new definition for intellectual disability and the assumptions on which it is based, although the official 11th edition of the AAIDD definition Manual is expected to be published in the year 2009. (Posted April 11, 2007).
"Timing Of IQ Test Can Be A Life Or Death Matter." Science Daily Magazine, October 6, 2003 - Full text of a news release from Science Daily Magazine about the implications on death row inmates who are given IQ tests in years in which alterations to results are made to re-establish the mean score at 100.
"An Empirical Look at Atkins v. Virginia and Its Application in Capital Cases John H. Blume, Sheri Lynn Johnson and Christopher Seeds; Tennessee Law Review, Vol. 76:625; Spring 2009 - States: "We found 234 cases adjudicating the substance of Atkins claims, which implies that about seven percent of all death row inmates have filed Atkins claims. . . .Nearly forty percent of all defendants who allege mental retardation have, in fact, proved it."
The report, Beyond Reason: The Death Penalty and Offenders with Mental Retardation, provides numerous examples of persons who have been sentenced to death despite their profound intellectual limitations.
"The Penry Penalty: Capital Punishment and Offenders with Mental Retardation" by Emily Fabrycki Reed; Lanham: University Press of America (1993).
"The Criminal Justice System and Mental Retardation: Defendants and Victims" by Ronald W. Conley, Ruth Luckasson, and George N. Bouthilet; Baltimore:Paul H. Brookes Publishing Co. (1992).
Intellectual Competence & the Death Penalty (Blog)
See also Mental Illness.
Last Updated February 2, 2015
- 333183 reads


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Picture of the Week - 2012-18Each week I post a picture taken from my collection while travelling around the world by bicycle - Scenes that have stood out in my mind holding some importance holding importance to the area, or just plain out random. I hope you enjoy this weeks selection!
Taken: 2010-05-04 Location: Prince Rupert, BC, Canada


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Renewable Energy
Since the late 1970's, California has been a world leader in promoting renewable energy. Renewable energy reduces greenhouse gas emissions and other harmful air pollutants. It reduces our dependence on foreign oil and assures a steady, uninterrupted supply of energy. It also creates three to five times as many jobs as fossil fuel production. California has one of the country's most ambitious renewable portfolio standards, requiring that retail sellers of electricity provide 20% of their electricity from renewable energy sources by 2010, increasing to 33% by 2020. These standards help to create a large, reliable market for renewable energy, which encourages green investment and creates jobs.
Making Residential and Commercial Renewable Energy Projects More Affordable
California is a leader in encouraging smaller-scale renewable energy production.
A tool that has worked effectively to promote renewable energy in other countries is a "feed-in-tariff," a policy that sets a fixed price at which producers of renewable power can sell their power to utilities. The Attorney General filed a brief with the California Public Utilities Commission supporting the Commission's legal authority to issue such a tariff. Read the brief, pdf. The Attorney General filed similar supporting comments with the Federal Energy Regulatory Commission (FERC). Read the letter, pdf. FERC subsequently stated its clear support of feed-in-tariffs. In an order issued October 21, 2010, FERC held that California has the ability to set purchase rates that are sufficient to spur renewable energy development. Read the order, pdf. The FERC order paves the way for full and effective use of feed-in-tariffs in California.
To remove barriers for small-scale renewables, the Attorney General has advocated that the California Public Utilities Commission expand "virtual net metering," which allows solar power to be installed on multi-unit buildings and shared with the building's residents. Read the letter, pdf. In July 2011, the Commission took action consistent with our recommendation and ordered the major utilities to accommodate virtual net metering on all multi-tenant and multi-meter properties. Read the decision, pdf.
Removing Barriers to Renewable Energy Projects
The Attorney General has challenged local governments' attempts to create unnecessary and illegal hurdles for renewables.
In February, 2010, the Attorney General sent a letter to the San Luis Obispo County Board of Supervisors urging that they remove impediments to commercial renewable energy development in the proposed Open Space and Conservation Element of their General Plan, read the letter, pdf, and sent a letter to the Glendale Planning Commission, encouraging the City to correct its non-compliance with the state Solar Rights Act, and to amend its zoning code to exempt solar energy systems from permit review without a specific finding of adverse impacts to health or safety read the letter, pdf. Local governments can streamline the permitting of small-scale renewable energy projects by, for example, adopting model ordinances.
Increasing Energy Storage Capacity
Energy storage can also help the State meet its growing peak load demand for electricity and ensure the reliability of our electrical system as we integrate more renewables. For these reasons, the Attorney General sponsored legislation directing the California Energy Commission and publicly-owned utilities to consider establishing targets for utilities to purchase or build cost-effective and viable energy storage systems. AB 2514, pdf. became law on September 29, 2010.


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Home Storage Solutions and Organization Ideas by Room
Kitchen: Food storage containers such as glass jars and ceramic canisters are ideal kitchen storage solutions. Use glass or plastic jars to store a variety of dried goods, such as flour, rice, pasta, lentils, beans, nuts and more. Bread boxes, another countertop or shelf kitchen organizer, are proven to keep loaves soft and fresh longer. Keep your refrigerator tidy with coordinating produce keepers, specifically designed to preserve fresh fruit and vegetables.
Dining Room: Buffets and sideboards stylishly store dinnerware, serveware and special-occasion flatware when not in use. Nestled against a wall, dining room storage furniture also offers extra tabletop space to house a table lamp, candles, framed photos and other decor. If you prefer to keep the surface sparse but still want room for display, consider floating wall shelves. Organize barware, cocktail glasses and your staple liquors in a bar cart, bar cabinet or wine rack.
Living Room: Make the most of what is likely one of the largest and most well-used spaces in your home, and invest in a media console. Extra shelving and drawers give the space purpose outside of housing the TV and save room for other living room furniture like chairs, tables, ottomans and more. Beautifully-textured woven baskets can collect anything from magazines and books to extra decorative pillows and throw blankets. Hidden compartments in storage ottomans and benches organize on the sly and out of sight.
Home Office: Filing cabinets help keep your home office desk clutter-free and keep important documents, files, bills and the like organized and out of sight. Credenzas are typically bigger than filing cabinets and offer both shelving and drawers for anything from books to shoes. Your office bookcase needn't only be used for books—display collectibles, or get creative and make bookends out of bud vases or decorative bowls. Leaning bookshelves save floor space and add dimension by making use of a wall instead.
Bathroom: Bath towers, a necessary home storage solution, can be used as the keeper of all extra towels, bath sheets and washcloths. Keep track of bath linens in need of a wash, too, with lined rattan hampers, which can be coordinated with other rattan bathroom counter storage accessories such as tissue box covers and vanity trays.
Bedroom: Chests and dressers are classic home storage solutions for the bedroom. Perfect for all casual clothing that doesn't need to be hung like jeans and pajamas, they can also be used to organize extra blankets, bedding and other linens. Armoires and wardrobes, bigger pieces of furniture, have enough space to hang formal wear such as dresses and jackets, as well as room to store shoes and other miscellaneous wardrobe items.


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Upper-body and Core Outdoor Circuit
ACE Fit Share
May 2, 2013, 12:00AM
The good news is that many families figure out ways to eat meals together. The less-exciting reality is that a large proportion of these meals are eaten outside the home, where families have a lot less control or knowledge of what exactly is in the food. Studies suggest that most Americans spend nearly half of their food budget and a third of their total calories eating out. On any given day, about 30 percent of children eat fast food at least once. While it's still possible to experience many of the benefits of a family meal even when the food is eaten at a sit-down or fast-food restaurant, parents must be more conscientious to ensure that their children have balanced meals. Considering that fast food is typically higher in calories, fat, sugar, quantity and oftentimes palatability than prepared-at-home meals, how can parents eat out with their kids without blowing their efforts to feed their children healthy foods?
The Biggest Culprits
First, don't trust that just because there's a special menu for kids that you should order from it. Kid's menus typically consist of items like hamburgers, chicken nuggets, macaroni and cheese, and French fries—foods that cater to a child's love of greasy and nutrient-poor foods. To make it even more appealing to kids, these meals often include free toys and catchy packaging— essentially rewarding the child for eating an unhealthy meal.
The Center for Science in the Public Interest (CSPI) assessed the nutritional quality of children's menus at the 50 largest chain restaurants in the United States. The researchers evaluated the nutritional quality of all possible combinations of each entree, side item and beverage from each restaurant's children's menu. Then they compared the meal combinations with the National Restaurant Association's (NRA) Kids LiveWell Standards (see Box).
Out of nearly 3,500 combinations, 91 percent did not meet the restaurant industry's standard of healthier options (97 percent did not meet expert nutrition standards). More than half of the restaurants did not have one meal that met expert nutrition standards and one-fourth of the restaurants did not meet Kids LiveWell standards, either.
The good news? CSPI conducted a similar study in 2008 and at that time 99 percent of restaurant meals did not meet expert nutrition recommendations. So there has been some progress. But, if you go out to a restaurant and you're thinking about ordering off the children's menu—be warned. Your child is likely to get something loaded in calories, sugar and or sodium and light in nutritional value.
Best Chances
The best chances to get your kids to eat healthy while eating out occur when you set the stage for a successful experience. Here are a few ideas to help you do just that:
Kids LiveWell Nutrition Criteria for Full Kids' Meals (entrée, side option and beverage):
Kids LiveWell Nutrition Criteria for Side Items:
Full meals must include two sources, and sides must include one source of the following:
Reference: http://www.restaurant.org/Industry-Impact/Food-Healthy-Living/Kids-LiveWell/About
For more information on restaurants signed on to the Kids LiveWell initiative, see the Healthy Dining Finder. But do not assume that just because they joined the initiative that you can trust the kids menu.
Post adapted from "Eat Your Vegetables" and Other Mistakes Parents Make: Redefining How to Raise Healthy Eaters (Healthy Learning, 2012).
Natalie Digate Muth, MD, MPH, RD, FAAP is the Senior Advisor for Healthcare Solutions for the American Council on Exercise, a board-certified pediatrician and Fellow of the American Academy of Pediatrics, a Diplomat of the American Board of Obesity Medicine, registered dietitian and board-certified specialist in sports dietetics, and ACE Certified Health Coach. She is the author of "Eat Your Vegetables and Other Mistakes Parents Make: Redefining How to Raise Healthy Eaters" and the textbook "Sports Nutrition for Health Professionals." She has been ACE certified since 1998.
If you found this to be article useful to you or someone else, please share it with your friends!
MAY: National Physical Fitness and Sports Month
10 Steps to Healthier Teens


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2bdr Irish Apartment with balcony
Size55 m²
Floor No.4
- Family/child friendly
- Kitchen
- Washer/dryer
- Pets allowed
- Internet/WiFi
- Balcony/terrace
- Towels
Accommodation summary
|Bocheńska, 30-001 Krakow, Poland
|Property type
|Property ID
|Acceptance rate
|Response time
|A few hours
|Calendar updated
The apartment consists of 2 bedrooms, a fully-equipped kitchen, bathroom and balcony. In the bedrooms there are the king size bed (main bedroom) and a double pull out sofa (second bedroom); there is also huge white sofa in the living room with a relaxation corner (TVsat, DVD, wifi internet access).
The apartment sleeps up to 4 people. The apartment also offers a balcony with two chairs and a small table.
You can't beat this place for location.!
It's smack bang in the heart of Kazimierz, the lively former Jewish district of Krakow, now - a part of the Old Town of Krakow.
A small town in a big city, Kazimierz owes its unique atmosphere to the historical neighbourhood and has many interesting attractions: galleries, antique shops, small restaurants, cafes and pubs. For those who are interested in visiting historic monuments, museums, galleries, churches and synagogues, our apartment is a perfect starting point. There are good local shops, plenty of places to eat out (regional cuisine, Jewish cuisine, vegetarian meals, etc.) and probably the best pubs in the world!
House rulesFirst of all: thank you for choosing our apartment! We do hope you'll really enjoy your stay :)
We'd be grateful if you'll follow the rules below:
-The apartment is on a residential building. Apart from this one, the other apartments are used by full time residents. Do please respect the neighbors and try not to make much noise after 22:00h especially on the staircase
-Check-in is after 14:00h (2PM), and check-out is before 11:00h. We do accept check in earlier or check out later in case the flat is available :)
- Please inform us regarding your arrival time to Krakow earlier, we do not live in the same area and need time to get there with the keys for you!
-We do provide bed linen and towels as well as hairdryer
-Please don't smoke inside our apartment
-Let us know if you have any problems.
Enjoy the best Krakow has to offer!
|Weekly rate for up to 4 guests
|Check-in after
|Check-in before
|On arrangement
|Check-out before
|Cancellation Policy
Reviews of this property
Comfortable apartment,
Keys easily
Location in the Jewish Quarter optimal, but in balmy nights very noisy because of returning pub crawlers.
For 2 people ideally, second bedroom is very small.
Serves 4 insufficient seating at the breakfast table.
Overall, highly recommended apartment.
Komfortable Wohnung,
Schlüsselübergabe problemlos
Lage im jüdischen Viertel optimal, allerdings in lauen Nächten sehr laut wegen heimkehrender Kneipengänger.
Für 2 Personen optimal, zweites Schlafzimmer sehr klein.
Für 4 Personen nicht ausreichend Sitzgelegenheiten am Frühstückstisch.
Insgesamt sehr empfehlenswerte Wohnung.
We were traveling with four girls in the apartment and it was very nice, modern, well maintained, clean and just perfect for a Visitors Krakow. To the city a scant 10 minutes were on foot, so you could safely do without public transportation. The Jewish Quarter is beautiful and there is plenty to see, there's all within walking distance. Whether shopping, culture or just walk away time, Krakow is ideal for this mix and then in combination with this apartment, just wonderful.
The communication went smoothly and in German (which was not really relevant to us, because we had very good knowledge of Polish). Even when the problem with the Wi-Fi troubleshooting was fast and probelmlos. In the end, it worked then only one day and then not again, but I think the problem is resolved quickly and diligently as you need not worry at this owner.
In the apartment there are also many guides and maps that make the stay pleasant.
Round was the term rent very pleasant, the communication problems and the city speaks for itself. There is plenty to see and do.
Wir waren mit mit vier Mädels in der Wohnung und es war sehr schön, modern, gepflegt, sauber und einfach ideal für einen Aufenhalt in Krakau. Zur Innenstadt waren eine knappe 10min zu Fuß, also konnte man getrost auf öffentliche Verkehrsmittel verzichten. Das jüdische Viertel ist schön und es gibt viel zu sehen, auch dort ist alles zu Fuß zu erreichen. Ob shoppen, Kultur oder einfach mal Weggehen, Krakau ist ideal für diesen Mix und dann in Kombination mit diesem Apartment, einfach wunderbar.
Die Kommunikation verlief reibungslos und auf deutsch (was bei uns eigentlich nicht relevant war, da eine von uns sehr gute Polnischkenntnisse hatte). Auch bei dem Problem mit dem WLAN verlief die Problembehebung schnell und probelmlos. In Endeffekt funktionierte es dann nur einen Tag und dann wieder nicht, aber ich denke, das Problem wird schnell und gewissenhaft behoben, da brauch man sich bei diesem Eigentümer keine Sorgen machen.
Im Apartment liegen auch viele Guides und Stadtpläne, die den Aufenhalt angenehm gestalten.
Rundum war der Aufenhalt sehr angenehm, die Kommunikation problemlos und die Stadt spricht für sich. Es gibt viel zu sehen und zu erleben.
L'appartement est bien situé dans le cartier juif Kazimierz. toutes les commodités sont à proximité : restaurent, bar, alimentation
L'appartement est propre.
Il faut être un peu sportif car il est situé au dernier étage.
Reviews for this host's other properties
Definitely the best choice!
The apartment was immaculate when we arrived. It is very beautiful and new, and has everything we need. It is five minutes from the Market Square and close to good cafes and restaurants. We also had a supermarket next door which made our stay very easy. We could not meet Natazsa but his son Jacek was a great host, who offered his help to solve any doubts. In short, it was a great experience that we will repeat if we return to Krakow!
Beautiful appartment nearbij the old city. We like the sepperat bathrooms ,in the morning we have enjoyed our breakfest into the sun on the balkony.
IT was a walk of 10 minuten to the jewesh area where we have a great time in the evenings. Many restaurants and cafés.You get no regrets for booking the appartment.We are telling it further to all our friends. Krakau is beautifull.
6 adults stayed in this lovely apartment, it was very clean and had everything that we needed.
The beds were very comfortable, & there are actually 2 bathroom not 1 as stated. 9 people would be a bit of a squeeze but 7 would be perfect.
An ideal location to both the Jewish quarters & the main square, plenty of restaurants nearby.
A bit noisy due to being on a main road, but if the windows are closed it is not a problem
Very cheap to eat in the area so no need to take loads of money.
I would highly recommend staying here, & wouldn't hesitate to go back.
We were really satisfied with the quality and the clearness of the apartment,which was absolutely not far from the centre of the city. In the apartment were lots of maps,information so it was good to help us navigate in the city.We can absolutely recommend for everybody.
Fam.Ács from Hungary
We were very pleased with the accommodations, everything was fine and two minor problems, the landlord reacted immediately and helped.
Thank the owner and still satisfied guests again.
wir waren mit der Unterkunft sehr zufrieden, alles hat gepasst und bei zwei kleineren Problemen hat der Vermieter sofort reagiert und geholfen.
Danke nochmal dem Vermieter und weiterhin zufriedene Gäste.
The studio is a very beautiful and unique accommodation for a couple. Pleasant furnishings, shown exactly like the pictures, very neat and clean. Very centrally located, on a busy street, close to Rynek, the center of life in Krakow. All interesting starting points in the city are within walking distance. The contact and the keys were top.
We would book again!
Das Studio ist eine sehr schöne und individuelle Unterkunft für ein Paar. Hübsche Einrichtung, exakt wie auf den Fotos gezeigt, sehr gepflegt und sauber. Sehr zentral gelegen, an einer lebhaften Straße, ganz nah am Rynek, dem Mittelpunkt des Lebens in Krakau. Sämtliche interessanten Anlaufpunkte in der Innenstadt sind zu Fuß erreichbar. Der Kontakt und die Schlüsselübergabe waren top.
Wir würden wieder buchen!
- Quality assured accommodation
- Every host is verified by telephone
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The best-selling author of The Healing Power of Mind presents Tibetan Buddhist instructions for transforming negative thoughts and feelings into loving-kindness toward all beings. Tulku Thondup instructs that by bringing to mind images and thoughts of Avalokitesvara, the Buddhist deity of loving-kindness, we can connect from the heart with the Buddha's example. According to Tulku Thondup, when we awaken loving-kindness through this practice, our outlook on life fundamentally changes and we ourselves can become a source of joy and inspiration to others.
On the first CD, Tulku Thondup describes the benefits of loving-kindness and offers guidance on how to practice the meditations. On the second and third CDs, he leads guided meditations for invoking and sharing the blessings of the Buddha of Loving-Kindness. In the book, Tulku Thondup offers teachings on the Buddhist view of loving-kindness and philosophy behind Tibetan Buddhist visualization and prayer practices. The package also includes a full-color illustration of Avalokitesvara, the Buddha of Loving-Kindness, for help with the visualization.
3 CDs, 3 hours.


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HellaWella in your inbox. Food, fitness and healthy living made to fit your life.
Chicken Charlemagne [Recipe]
Cardamom-spiced butternut squash gratin [Recipe]
Almond and chocolate reindeer chow [Recipe]
Got leftover turkey? Here are 9 ingenious ways to gobble it all up
Poached pears with spices [Recipe]
50 commonly mispronounced food words, plus 15 more
Listerine foot soak or bath...does it really work? Putting Pinterest to the test
Why a juice cleanse is a waste of your time (and money)
If food brands were brutally honest, these would be their slogans
Debunking the dangerous detox myth of hydrogen peroxide
Is tomato a fruit or vegetable? The great debate.
[Infographic/Podcast] InShape Workout of the Month: Tone tummies
Must-have fitness app: Zombies, Run!
Quiz: Is it a gluten or fat claim?
Gluten-free brownies [Recipe]


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It is that time of the year again. It is time for Reader Photos. It is hard to believe but Reveal Day is less than six weeks away. If you would like your photo included in Random Photos leading up to Reveal Day on July 4th and then see your smiley face again on that day, just send in your photo to [email protected] I will begin posting photos this Monday and continue every weekday until Reveal Day.
Five parts today.
A rare pap photo of Robin Wright and Ben Foster. I'm glad to see her happy.
Rachel Bilson announced her pregnancy and immediately went to Barbados to get the mandatory bikini baby bump photos.
Rachel Zoe and her oldest child.
Tori Spelling has enough money to drop a couple of bucks at Toys R Us.
Victoria Justice at a Nylon Magazine party last night.
Ryan Cabrera was there too. Long time no see.
Will Ferrell and his son were at the Kings game.
Wiz Khalifa got out of jail for pot possession and lit up a joint in public. Smart guy.
Zachary Quinto and his boyfriend in NYC.


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Published Dec. 4, 2013
Springfield, Ohio – Wittenberg professor John Ritter, the 2013 Ohio Professor of the Year, was presented with a proclamation by Sen. Chris Widener Dec. 4 before members of the 130th General Assembly of Ohio in Columbus, Ohio.
Senate resolution 234 states, "members of the 130th General Assembly of Ohio are pleased to congratulate Dr. John Ritter on being named the 2013 Ohio Professor of the Year …Throughout his career in the field of education, John Ritter has supported countless students in their scholastic endeavors and has helped to nurture within them a desire for academic excellence. He has earned the respect and gratitude of his colleagues, his community, and, most importantly, his students for his genuine love of teaching, and he is certainly deserving of high praise."
Ritter, professor of geology and department chair, was named the 2013 Ohio Professor of the Year Nov. 14 by the Council for the Advancement and Support of Education (CASE) and The Carnegie Foundation for the Advancement of Teaching.
The U.S. Professor of the Year program is the only national program to recognize excellence in undergraduate education. Since the program's founding in 1981, Wittenberg has led the state among four-year institutions in the number of professors receiving the coveted distinction. Ritter's award brings the official count to seven and again shines the spotlight on Wittenberg's superb teaching inside the classroom and outside of it.
"I am in a profession where students can learn science by doing science, getting their hands dirty working on real problems," Ritter said. "Teaching goes way beyond the classroom in my field. 'Hands-on experience' is literal in geology, and I thrive at creating opportunities for students to examine real problems, collect data with the tools that geologists and environmental scientists use, and propose solutions that can be acted upon."
Nominated by faculty colleagues and university administrators, Ritter, who said he is "both honored and humbled by the recognition," specializes in geomorphology and environmental geology. He has also played a leadership role in the region, serving on local boards and committees, including the Clark County Soil and Water Conservation District, and using the area's environmental resources to engage his students in collaborative research. From examining alternatives for Springfield's combined sewer overflow problem to studying local drainage patterns and helping restore Springfield's own Buck Creek, Ritter is ensuring that his students are able to take the content from his courses and apply it in practical, yet meaningful ways.
"I have a real sense of fulfillment when I consider the collaboration I have enjoyed with members of the Springfield and Clark County community, and I hope my students do, too," Ritter said. "Though our impact on the science is modest, our lasting impact on the community can be significant."
Ritter's influence on students is just as lasting as evidenced by the lifelong friendships he has made with them as result of the active, engaged learning experience Wittenberg provides.
"Wittenberg is small enough and our students are so genuine that meaningful relationships develop between faculty and students, which last much longer than the student's time at Wittenberg," Ritter said. "These relationships are probably my favorite part of teaching here."
Wittenberg's geology program was recently highlighted in a Dayton Daily News article, which noted that "the need for geologists is growing across the nation. The industry was expected to add 7,100 jobs between 2010 and 2020, according to the Bureau of Labor Statistics. That 21 percent growth is faster than the average field." The program was also recognized by peers in the American Geological Society for its emphasis on applied teaching.
A nationally ranked university for the liberal arts and sciences affiliated with the Evangelical Lutheran Church in America, Wittenberg University has repeatedly been ranked throughout the years by the Princeton Review for the quality of its teaching and faculty, including 11th in the nation for "Best Classroom Experience" and 15th in the category "Professors Get High Marks" in the 2011 edition of Princeton's annual Best Colleges guide. Most recently, Wittenberg earned the No. 4 spot in the category of "Most Accessible Professors."
Additionally, The Chronicle of Higher Education named Wittenberg one of the nation's top producers of Fulbright Scholars among bachelor degree-granting institutions in 2010. The university has also been recognized nationally for excellence in service and athletics.


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As the end of the year draws near, many will wish to give to the ministries of the North American Baptists, generously planting seeds for our missionaries and churches to preach the gospel, in word and deed, throughout the world in 2014. We are grateful to God for those who so faithfully spread God's love through financially supporting NAB's ministries. Thank you for giving!
As you consider donating to NAB in tax year 2013, here are a few factors to keep in mind to make sure that we are able to give you a tax receipt for calendar year 2013:
Last week on September 4, Golgotha Baptist Church, an NAB church near Tacoma, Washington, was devastated by a fire. According to the pastor of the church, Pavel Sandu, the building was "totally destroyed." According to The New Tribune, an arsonist allegedly told local police authorities that he "broke into the church and gathered paper, plastic, and a picture frame and set them ablaze," in what became a three-alarm fire that razed the building.
The fall NAB Leadership Teleconference will be on Thursday, November 7, 2013 at 10:00 a.m. (PST). Our next book for discussion will be The Leadership Game: Winning Principles from Eight National Champions by Tom Mullins and John Maxwell (Thomas Nelson, 2005). Tom Mullins is a winning coach who helps leaders understand how to build and keep together a team of any kind. This book does an incredible job of sharing tried and true techniques that will help you achieve team goals. You can register for the teleconference by clicking here.
Everyday Church Initiative
The North American Baptist Conference wants to invite your church to join an exciting journey of missional engagement in the upcoming year with a host of other NAB churches. In 2012, Tim Chester and Steve Timmis wrote a book based upon 1 Peter that is a great tool for helping your congregation learn to live life and serve others at the margins. The writing is theologically sound and very practical. To accompany this book, usable resources have been created for churches across Canada and the U.S.
Our hope is that NAB churches will use this book as a discussion tool with church leaders, and then use the book and materials to guide a preaching series in the fall.
Dear Ministry Friends,
For years, NAB has been training church leaders in Russia. God is at work in Russia, drawing people to Himself, and has been gracious to use our efforts to bring theological and ministry education to the next generation of leaders in Russian churches in the Rostov area. With the success of that ministry, we have been asked to transition our leadership development efforts to another area of Russia. With nine time zones—Russia recently merged time zones from eleven to nine—moving to another ministry area in Russia is almost like moving to another nation. This is exciting ministry. NAB is grateful to God for new open doors and wanted to let you know about these changes so you can pray passionately for our new opportunities.
Here is some information you will want to know:
As the end of the year draws near, many will wish to give to the ministries of the North American Baptists, generously planting seeds for our missionaries and churches to preach the gospel, in word and deed, throughout the world in 2013. We are grateful to God for those who so faithfully spread God's love through financially supporting NAB's ministries. Thank you for giving!
As you consider donating to NAB in tax year 2012, here are a few factors to keep in mind to make sure that we are able to give you a tax receipt for calendar year 2012:
The North American Baptists have a missionary heart for people around the world. This update will focus your attention on three recent missions related interactions.
In late November and early December, Dr. Rob McCleland and Tony Dunaway invested their time and talents in training leaders in two Russian cities—Kharbarovsk and Vladivostok. These cities in the Russian Far East—not far from the Chinese and North Korea borders—are major population centers with over 500,000 people living in each. Having spent years assisting in training pastors in Rostov, Russia, church leaders in the far eastern region of Russia have welcomed NAB's leadership development and Biblical training with open and gracious arms.
Dr. McCleland says this about our Russia Ministry:
Moderator's Musings – Nov 2012 General Council & Executive Committee Meetings
As the board gathered for our first meeting of the current triennium it was great to welcome new members to the Executive Committee (although we do lament the moving on of the others!). With a new member-at-large nominee appointed by the General Council we are now at full compliment. Here are your officers and Executive Committee members for the next 3 years: Bev Smith, Randy Jaspers, Gary Asbach and George Ridley – Members-at-Large; Jackie Loewer – Treasurer; Steve Newman – Vice Moderator; Bernie Kamutzki – Past Moderator; Bob Fast – Moderator and Rob McCleland your Executive Director and CEO.
In additional to the normal business items that required attention, a few highlights from this November meeting include:
Fall ushers in a busy travel season for the International Office in Roseville, CA. Listed here are simply a few activities that are occurring now and in the coming weeks.


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Sleeps 2
Bedrooms 1
Bathrooms 1
Pets Yes
"Very comfortable and well equipped ..."Very comfortable and well equipped cottage in lovely location......two doors down from the equally great little pub.
- Smoke-free
- Garden / Patio
- Cot available
- Highchair available
- Pub/shop < 1 mile
- Washing machine
- Broadband / WiFi
Search property
The property
Carnwath 3.5 miles.
A fully-refurbished traditional terraced cottage in the quiet village of Braehead close to Carnwath in South Lanarkshire.
Decorated throughout to a high standard, this Lanarkshire cottage is ideal for a couple who wish to explore the beautiful Borders countryside or visit Edinburgh or Glasgow.
With a spacious double bedroom upstairs, the accommodation is completed downstairs with a well-equipped fitted kitchen and spacious sitting room.
A generous garden to the rear of this Lanarkshire cottage offers a relaxing place to sit and plan your sightseeing, or maybe take a short stroll to the local pub and have a glass of something refreshing after a day spent exploring the area.
Within easy reach of this Lanarkshire cottage is the beautiful Borders countryside with delightful towns like Peebles and Melrose.
Equally accessible are the cosmopolitan cities of Edinburgh and Glasgow for a fantastic day of sightseeing and shopping.
A wonderfully located cottage with something for everyone.
One double bedroom. Shower room with shower, basin and WC. Fitted kitchen with dining area. Sitting room with electric fire.
- Electric central heating with electric fire in sitting room
- Electric oven and hob, microwave, fridge/freezer, washing machine, TV with Freeview, DVD, WiFi, selection of books, games and DVDs
- All fuel and power inc. in rent
- Bed linen and towels inc. in rent
- Cot/cot bed (suitable for children up to 7 years of age) and highchair on request
- Z-bed available on request
- Roadside parking next to cottage
- Lawned garden and patio with furniture
- One well-behaved dog welcome
- Sorry, no smoking
- Shop 2 miles, pub 2 mins walk
- Note: This property is suitable for a maximum of 2 adults and 1 child of 7 years or under
- Note: Free usage of WiFi is limited.
About the location
Carnwath 3 miles; Lanark 7 miles; Edinburgh 28 miles; Glasgow 30 miles.
Braehead is a small village in the Lanarkshire region of the Scottish Borders. It is home to a village pub, a school and a village hall and has spectacular views all around. Just three miles from Braehead is the farming village of Carnwath which nestles in the Clyde Valley on the edge of open moorland and enjoys views of the Pentland Hills. Notable in Carnwath is the Market Cross and St Mary's Aisle, which is the only part of the Collegiate Church on the current Parish Church and dates back to 1386. Just eight miles from Braehead is the restored cotton mill village of New Lanark, a World Heritage Site, close to the Falls of Clyde Wildlife Reserve. Further afield is the garden of Little Sparta with its amazing sculptures, plus the area's location makes it ideal as a base for visiting Glasgow and Edinburgh.
This property offers the following short breaks:
- Winter
- Off-season
- Last minute
- Christmas


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If you feel this item is offensive in any way, let us know.
Just give us an indication of what you find objectionable
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Women to Women: A US - Cuba Dialogue on Sustainable Social, Economic and Environmental Systems
Vinales Valley, Pinar del Rio, Cuba
Global Exchange Reality Tours has been asked by the Democratic Women's Club of Monterey County to arrange travel for its professional members for a customized research tour to study Cuba's policies and practice in environmental protection and sustainable development.
The program will be holistic in nature, a study of the integration in Cuba of the many different aspects of sustainability (human and environmental) from the perspective of Cuban environmental scientists, policy makers, community practitioners, educators, health care professionals and cultural workers.
This is your registration page. Scroll to the bottom for the registration form.
Click here for more information on this program.
City tour of Havana to sites of environmental, cultural and historical interest
Overview of environmental policy and practice in Cuba, including ecosystem protection (forestal, coastal and marine)
Presentation on sustainable urban planning and development
Site visits to neighborhood/community development programs
Art and ecology projects
Alamar urban farm with Miguel Salcines
Urban and rural permaculture sites
Presentation on water and waste management
Presentation on renewable energy and energy efficiency
Meeting with Federation of Cuban Women
CENESEX, center for sex education and study of gender issues
Presentation on issues of race and class in Cuba
Intentional community of Las Terrazas in the Sierra del Rosario Biosphere Reserve
Site visit to family doctor clinic and polyclinic
Presentation on Cuba's public health system
Presentation on Cuba's public education system and Literacy Campaign
Visits to Vinales Valley and Trinidad
Cultural options
Double room accommodations in 4 star hotel and 2 meals per day.
Full program
Tour guide and translator for all scheduled events
Transportation to all scheduled events in air conditioned bus
Price Does Not Include:
Round trip Airfare Cancun to Havana
Cuban visa and required Cuban health insurance
Bottled Water and other drinks
Optional evening cultural activities
Personal expenses
This is a Custom Tour for members of the Democratic Women of Monterey County. If you are a member of the organization, please contact Pam Montanaro at firstname.lastname@example.com or 510-649-1052 to receive the Custom Tour Code for this tour.
We must receive your application and a non-refundable deposit of $500 three months before departure. Payments by Mastercard, Visa and Discover are welcome. Full payment is due 8 weeks before departure.
We specialize in creating customized Reality Tours that are educational, fun, and positively influence international affairs. Learn more about our customized travel options.


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Clinical Pastoral Education (CPE) is a long-standing partner in theological education. Working in a hospital or other institutional setting, students gain 400 hours of intensive experience in chaplaincy and supervised theological reflection on the practice of ministry.
CPE is recommended for students in the degree programs in Care Giving Ministries, and may be required by some denominations for ordination. Students may choose to register for five (5) hours of course credit for the basic unit of CPE that is taken while enrolled at United.
Please note that CPE is offered at a wide variety of centers across the country and with schedules that will fit diverse needs, but it is not available online. Accredited training programs in CPE are available throughout North America and in most regions in which students reside.
Students should determine CPE training program accreditation requirements of their denomination before applying to a particular CPE program. CPE is not available online.


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Stay connected with us to get the latest health and fitness news, innovative workouts, healthy recipes and wellness tips.
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ACE Fit Share
A moist fruit filling with a crunchy topping.
Nutrition Profile:
Heart Healthy
Low Cholesterol
Low Sat Fat
Low Sodium
Serves 15
Prep Time 20 min
Total Time 50 min.
Step 1
To make crust: Preheat oven to 350°F. Coat an 8-by-12-inch baking dish with nonstick cooking spray.
Step 2
Whisk together 1 1/3 cups whole-wheat pastry flour, baking powder, baking soda and salt in a large bowl. Beat together brown sugar, butter, oil, egg and vanilla in another large bowl with an electric mixer on high speed until smooth, making sure no lumps of brown sugar remain, about 1 minute. Add the dry ingredients and stir with a wooden spoon until well blended. (The dough will be quite firm.)
Step 3
Transfer two-thirds of the dough to the prepared baking dish; cover the dough with a piece of plastic wrap and use it to press the dough into the bottom of the dish in an even layer. Remove the plastic wrap. Bake until puffed and golden, about 15 minutes.
Step 4
To make the topping: Gradually work enough of the remaining 3 tablespoons whole-wheat pastry flour into the remaining dough using your fingertips, until it resembles coarse crumbs.
Step 5
To make filling: Stir together sugar, all-purpose flour and lemon zest in a small bowl.
Step 6
Combine blueberries and lemon juice in a medium saucepan; cook, stirring, over medium heat until the berries begin to exude juice. Add the sugar mixture and stir until the filling reaches a simmer and thickens.
Step 7
Push down the higher outside edges of the baked crust with a wooden spoon; pour the hot filling over it and spread all the way to the sides of the dish. Sprinkle the crumb topping over the top. Bake until the topping is golden, 15 to 20 minutes longer.
Step 8
Transfer the baking dish to a rack and let cool, covered with a kitchen towel to soften the crumbs slightly. Cut into 15 bars. Dust lightly with confectioners' sugar if using. Store at room temperature in an airtight container.
Featured Workouts
Check out our 12-week fitness plan designed to boost your strength, endurance, muscle definition, energy level and overall health.
Flatten your stomach and build strength in the muscles that provide stability and mobility for the spine, pelvis, ribs and hips.
Focus on pulling, rotating and building strength with workouts created alongside Olympic Gold Medalist Dominique Dawes.
This workout provides a challenging total-body workout that can be done from the comfort of home with no equipment other than bodyweight and space.


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You're truly organized and everything looks within arm's reach (which is never bad).
Welcome to the Quilting Board!
You're truly organized and everything looks within arm's reach (which is never bad).
Great work space. I wish mine looked so good.
Nice sewing room. You've done well getting everything nicely arranged in there.
You have a very nice, comfy, cozy room. Looks user-friendly too.
Is that a Brother Duetta I see?
Is your embroidery by hand or machine? It made a beautiful quilt!!!
The embroidery is by machine which is a Brother innovis 4000d
Enjoyed seeing your room. I always get some good ideas from the pictures. Also love the blue & white quilt with the embroidery.
I think anyone would be creative in this organized room.
That looks like a really pleasant space to create from! I don't have much space either, and just started to TRY to organize it. Hope I can get it as nice as yours!
You got a lot in a pretty small space.( I use half a basement!) a great job of organization! Micki


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Thanks for the great site.
Welcome to the Quilting Board!
Thanks for the great site.
I have tried the dental threaders and they work on large eye needles, but not the short quilters that I use.
Love this idea! I think that they would also sell at guild shows!
Those are cute Never tried the dental threaders But in the past ordered from Nancy and Clothide the threaders. they are long with 2 thin wires at the ends and big hole in the middle to put thread in. Find them great for a the machine and hand needles. Last yr. received catalog from Newark dressmaking supply & they have a new one called Flexi-needle threaders # N718 for $3.00 for 35 of them. This Company has 2 catalogs & they are Newark dressmaking supply and Home Sew Inc. Order the catalogs and in both books you find coupons for 2.00 off shipping & other items. They sell quilting,sewing,craft supplies. Also telephone # is 1-800-736-6783 They are located in Pa. Sorry this is so long.
I bought this at Joann's with a coupon: https://www.shopfonsandporter.com/ca...eading+needles
As long as the thread is not too thick it works great.
Here's a link to Joann's website: http://www.joann.com/search/_self%20...ing%20needles/
Great idea! I'm forever losing them or breaking them!
Joyce T, RN retired
Laughter is the best medicine


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If you are seeking a world-class educational experience within a vibrant, Christ-centered learning community, Cedarville is the place for you. Step up to the challenge of our arts, sciences, professional and graduate programs, and achieve more than you ever imagined. Be challenged and transformed by professors who are experts in their fields and invest their lives at Cedarville to mentor and guide students like you.
Basic concepts of mechanics using calculus. This is the first of a three course sequence intended for students in the physical sciences and engineering programs. Topics include linear and rotational motion in three dimensions, oscillatory motion, gravitation, fluid mechanics, and basic concepts of wave motion. Three lectures and one two-hour laboratory per week. Prerequisite: MATH-1710 Calculus I; Prerequisite or corequisite: MATH-1720 Calculus II (Fee: $100)


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In 1998, the Indiana Collection began creating subject guides to provide patrons with easier access to materials on a variety of topics. The subject guides are intended to highlight materials in several formats, as well as provide headings for searching the indexes available in the Indiana Collection. For additional information or assistance, please contact the Indiana Division.
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Lisa Blazer, assistant vice president for financial aid,
rehearses at "UTSA's Got Talent 2007"
UTSA's Got Talent: Eight acts you don't want to miss
By Lynn Gosnell
Special Projects Writer
(Oct. 21, 2008)--Proof of donation to the State Employee Charitable Campaign (SECC) is your ticket to attend the second annual talent show, "UTSA's Got Talent," from 2 to 4 p.m., this Friday, Oct. 24 in two locations -- the Richard Liu Auditorium (Business Building, 1604 Campus) and the Buena Vista Theater (Downtown Campus). There also will be a broadcast sent to the Institute of Texan Cultures for staff who cannot travel to the Downtown or 1604 campuses.
Today's headlines
- La Prensa Foundation is newest member of UTSA Lone Star Society
- UTSA alumna Jordan Kaufmann wins $50K for new stent-graft start-up
- UTSA begins new way-finding sign installation this summer at Main Campus
- USA Today: UTSA long jumper Tyler Williamson rescues three-year-old boy
Article tools
This year's show features a variety of performances that will give you a new appreciation of the hidden talents of UTSA's staff and faculty.
Remember that moment in "The Sound of Music" when Captain Von Trapp interrupts Maria's dance lesson with young Kurt? The two then continue to dance the laendler, a popular Austrian folk dance. Watch Marion Perry dance the laendler with a fellow member of Der Deutsche Volkstanzverein von San Antonio, a folk dance group Perry helped create 20 years ago.
Folkloric dance from Mexico will be on display when Gina Mendez and Daniel Escobar dance "La Bamba." This is Escobar's first-ever dance performance. Mendez, a professional dancer until she retired from dancing at age 30, and four cohorts also will perform a folkloric dance called "La Bruja."
"I selected 'La Bruja' for this performance because it is a famous popular Mexican folk dance from the state of Veracruz. It is fairly easy to perform except for the glass of real water that rests on the top of your head," Mendez says.
Vice President for Student Affairs Gage Paine presents the high energy Lindy Hop. "I call it dancing without a star because my partner, Ruben Diaz, is a professional dance instructor, but he couldn't find a star to dance with," jokes Paine. She's been taking dance lessons for about five years.
Singing takes center stage in many acts. Cinnamon Warner will sing the hit contemporary Christian tune called "Redeemer." Warner grew up as a part of the Warner Gospel Singers and she still sings praise music around the city and for special occasions. Award-winning singer Nicole Mullen is one of her idols.
Chris Robinson brings a song he wrote for his girlfriend to the stage. The title, "Inspire," is part of Robinson's third CD collection, which he describes as "alternative rock." Robinson counts Incubus, Tool and Steve Wonder among his influences.
If Chuck Berry had been from Hawaii, the ukelele might be a rock-and-roll instrument. Not to be missed is Kai Kamaka's version of Berry's classic tune, "Johnny B. Goode," accompanying himself on the ukelele. "This routine was inspired some 12 years ago in Hawaii while I was a part of a program that motivated students to study and live a healthy life," Kamaka says.
Another classic tune will get a workout by a team from UTSA's Child Development Center. The song and dance team of four, lead by Cindy Lira, will perform "Can't Hurry Love" by the Supremes. Lira's daughter choreographed the song. "We sing and dance everyday with our children in the classroom, and now we are going to perform for adults and are looking forward to it," she said.
"My job, my job, my job. Talkin' 'bout my job!" Did you sing this to the tune of "My Girl?" You will on Friday as the Career Services team, lead by Yvonne Jones, returns by popular demand to offer some solid advice to students to "go see Career Services, baby, and don't be late."
There's more, but you'll have to see it Friday. Donate to the SECC and enjoy the show.
SECC runs through Oct. 31. To give back to our community, employees can donate using the paper form or go online to the eWay Web site.
>> Download the donation form.


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Ralph Lauren Fragrances Polo Double Black Eau de Toilette Spray
Spiced mango is infused with a jolt of espresso and intensified with the smooth sensuality of rich woods.
See products below. Scroll down to view
Shipping & Returns
Shipping your purchase is easy on belk.com. Depending on the destination of your package, you can expect it to arrive within 4-7 business days. Shipping Information
Returns are easy on belk.com. Easy returns


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Besides the obvious one is semi and the other is auto what is the real difference between the receivers. If I wanted to make a clone HK416 can I use a AR15 receiver?
I've notice a HK416 80% receiver was built by CNC gun and I searched through his specs but nothing was stated as being different other then the graphics.
What do you all think?


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The old 'newschoolnet' wireless network is no longer be available as of February 18, 2014. Enhancements offered by the new 'newschool' network include one-time sign-on, better security, and better performance during periods of high demand.
If you are unfamiliar with the new 'newschool' wireless network, please see information here on our website to learn how to connect to the new network and how to uninstall SafeConnect (which is no longer required for network access).
If you have trouble connecting to the 'newschool' wireless network or require assistance, please contact the Helpdesk at 212.229.5300 x2828, or by mail at firstname.lastname@example.com.