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Categories: People
Professor Bullion came to IPFW in 1971 and from 1972-1980 was director of the MSBA/MBA program. From 1980-1984 he was director of the division of business and economics. In 1984 the division was changed to a school and he became dean from 1984 until 1991. He taught economics and was director of the Center for Economic Education. He received degrees from the University of Tennessee (B.S., 1963; M.S., 1965) and Purdue University (Ph.D. 1970).
Photo: Intercom (May 7, 1981), p.1.


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Lawrence of Arabia
James Barr's book about Lawrence and the Arab revolt, Setting the Desert on Fire: TE Lawrence and Britain's secret war in Arabia 1916-18, was published in Britain in paperback this year. He will discuss travelling extensively in the Middle East and delving into the archives in London to do his research. This talk was delivered in the Australian War Memorial Telstra Theatre, November 27 2007, prior to the opening of the exhibition Lawrence of Arabia and the Light Horse.
Download the MP3 audio file (13.9MB)

subset: commoncrawl


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Posted by Glenn O'Donnell on November 3, 2011
Dear Meg,
Now that you've settled into your latest position as the head of Hewlett-Packard, we wish to make a request of you. That request is, "Please take HP back to the greatness it once represented." The culture once known as "The HP Way" has gone astray and the people have suffered as a result. Those people are of course the vast collection of incredible HP employees, but also its even vaster collection of customers. They (ahem, we) once believed in the venerable enterprise that Bill Hewlett and David Packard conceived and built through the latter half of the 20th century.
HP became renowned for its innovation and the quality of its products. While they tended to be pricey, we bought HP products because we knew they would perform well and perform long. We could count on HP to not only sell us technology, but to guide us in our journey to use this technology for the betterment of our own lives. We yearn for the old HP that inspired Steve Jobs to change the world – and he did!
We need not remind you of what transpired over the past decade or so, but we do have some suggestions for what you should address to restore the luster of HP's golden age:


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Stay connected with us to get the latest health and fitness news, innovative workouts, healthy recipes and wellness tips.
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ACE Fit Share
An elegant presentation of turkey layered with spinach and cheese, yet surprisingly quick to make. Round out the meal with a side of whole-wheat pasta, a salad and a glass of Pinot Noir.
Nutrition Profile:
Diabetes Appropriate
Healthy Weight
Heart Healthy
Low Calorie
Low Carb
Low Cholesterol
Low Sat Fat
Low Sodium
Serves 2
Prep Time 15 min
Total Time 20 min.
Step 1
Position rack in the upper third of the oven; preheat broiler.
Step 2
Sprinkle both sides of turkey with flour. Heat 2 teaspoons oil in a medium ovenproof skillet over medium-high heat. Add the turkey and cook until golden, about 2 minutes per side. Transfer the turkey to a plate.
Step 3
Add the remaining 1 teaspoon oil and shallot to the pan; cook, stirring constantly, until lightly browned, 1 to 2 minutes. Add sherry and spinach; cook, stirring constantly, until the spinach is wilted, 1 to 2 minutes. Remove from the heat.
Step 4
Carefully mound equal portions of the spinach on top of the turkey. Transfer the spinach-topped turkey and any accumulated juices to the pan. Top the spinach with cheese and transfer to the oven. Broil until the cheese is melted, 1 to 2 minutes.
Step 5
Transfer the melts to 2 plates. Add the butter to the pan and whisk into the juices over medium-high heat until melted, about 30 seconds. Drizzle over the melts.
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This workout provides a challenging total-body workout that can be done from the comfort of home with no equipment other than bodyweight and space.


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Conservatively Speaking
State Senator Mary Lazich (R-New Berlin) represents parts of four counties: Milwaukee, Waukesha, Racine, and Walworth. Her Senate District 28 includes New Berlin, Franklin, Greendale, Hales Corners, Muskego, Waterford, Big Bend, the town of Vernon and parts of Greenfield, East Troy, and Mukwonago. Senator Lazich has been in the Legislature for more than a decade. She considers herself a tireless crusader for lower taxes, reduced spending and smaller government.
Governor Walker Signs State Senator Mary Lazich Bills into Law
Wednesday April 16, 2014, Governor Walker signed into law three bills I authored. Each bill will ease government regulations while protecting Wisconsinites. I was pleased to author the bills and work with Wisconsin State Senate and State Assembly colleagues to ensure the best possible bills presented to Governor Walker for his signature into law
SB 553 was brought to my attention by scout leaders concerned about the burdensome restrictions placed on medication administration at camps. Existing law permitted only a narrowly defined qualified health services staff to administer medications. During longer outings, the extra trips to the health services staff proved problematic. SB 553 gives the option of allowing health services staff to designate an individual, approved by the health services staff, to administer medications during longer camping trips. In many settings, local scout leaders are more familiar with the minors than the camp health services staff. Giving the option to health services staff to designate a scout leader to administer medications makes the camping experience more meaningful while guaranteeing medication is handled and administered properly.
AB 695 removes unnecessary and duplicate state regulations and permits motor vehicle air conditioner repair centers to compete to provide service to the public, while remaining subject to federal regulations. AB 695 requires persons servicing a motor vehicle air conditioner containing ozone-depleting refrigerants to be properly trained and certified as specified by the Environmental Protection Agency (EPA). AB 695 eliminates the Department of Agriculture, Trade and Consumer Protection's (DATCP's) duty to promulgate rules establishing qualifications for persons using equipment for removing or recycling ozone-depleting refrigerants (ODRs) from motor vehicle air conditioners. The bill also eliminates the requirement for DATCP to issue annual certifications. Instead, AB 695 prohibits a person from servicing a motor vehicle air conditioner containing an ODR unless the person is properly trained and certified by the EPA. AB 695 eliminates the financial burden on small business while maintaining EPA protections.
AB 707 creates the option of issuing a restraining order involving substantial risks of homicide or sexual assault for up to ten years. Under current law, a permanent restraining order has a maximum duration of four years. The courts need greater flexibility in addressing troublesome situations giving rise to restraining orders, and victims deserve greater protection. There is a wide array of behavior causing restraining orders. In extreme instances restraining orders should last longer than four years. AB 707 gives courts direction and permission to treat serious situations with lengthier restraining orders of up to ten years.
The Governor signed 55 bills on Wednesday.
Monday the Governor signed Assembly Bill 768 into law, allowing Marquette University to form a campus police department.
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Re: Anyone notice the Wilhem Scream?
At the start of the game, where the cyclops throws the spartans of the platform. One of them does the Whilhem Scream as they fall.
If you don't know what the Wilhem scream is, it's a famous scream used in a lot of movies as something of an in-joke.
Re: Anyone notice the Wilhem Scream?
Re: Anyone notice the Wilhem Scream?
are you referring to GoS? because I noticed one in GOW3 the same as you described, the cyclops hitting a guy with his club and he screams. I actually was never familiar with that scream until my audio teacher mentioned it and showed it to us and told us that its in a TON of movies and shows and even games. Now I cant stop noticing it
Re: Anyone notice the Wilhem Scream?
^Unfortunate is it not? I find it corny and somewhat less than amusing. It just angers me that I can't recall a name or even a case of my favorite sound bite.
Scratch that. Finally learned the damn name.
"Howie Scream".


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Hakkinen races in Hochfilzen
Kasilof biathlon Jay Hakkinen raced in a pair of World Cup biathlon races Friday and Saturday in Hochfilzen, Austria.
On Friday, Hakkinen finished 45th in a 10-kilometer sprint. He had two misses on the range and his time of 26 minutes, 27.7 seconds, was 1:45.8 behind winner Carl Johan Bergman of Sweden.
In Saturday's 12.5-kilometer pursuit, Hakkinen held his starting position of 45th. He had four misses on the range. He finished at 36:37.7, 3:28.7 behind winner Emil Hegle Svendsen of Norway.


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Town Square
Advice to Palo Altans: Be kind to each other
Original post made by Blythe Nilsson, University South, on Apr 2, 2007
We recycle, support our public schools and parks, buy Girl Scout cookies and Boy Scout wreaths, vote moderate to liberal and celebrate our proximity to one of the best universities in the world. We keep our yards clean and take pride in our homes.
If only we were as nice to each other as we are to our causes.
Our everyday encounters are increasingly "nasty, brutish and short," as the philosopher Thomas Hobbes would say. Too often, we offer each other a rushed, self-righteous and profanely exasperated façade.
We act in ways more appropriate to characters in a bad movie about New York bond traders than to residents of a California college town. It's time to slow down and to act like the people we think we are.
My favorite example of Palo Alto's identity crisis occurred three years ago while I was heavily pregnant with my first child. Unwisely, I decided to go grocery shopping in the midafternoon at Whole Foods, an overcrowded and organically correct locale that makes a wonderful incubator for the type of behavior I am talking about.
On this particular day a collection of Palo Altans for non-violent solutions marched downtown to protest the invasion of Iraq. The march ended around 2 p.m. Low on blood sugar and high on civic virtue, the protesters rushed to Whole Foods full of moral purpose and hunger for lunch.
My pregnant form was buffeted to and fro by these peace-loving folk as they raced to be first in the sandwich line, and next at the smoothies counter. I was elbowed at the salad bar and stabbed in the bottom with a sign that read, "No Blood."
A woman with a peace insignia on her shirt berated me for knocking over a basket of strawberries and not picking them up (I had not been able to see what was happening underneath my massive belly). Battered and dazed by the scrum I emerged from the market dizzy, wryly noting that the bag boys were wearing reflective vests, as one of them had been bumped by a car at the crosswalk.
Our town needs to take a deep breath and practice what we preach. We drive Priuses bearing license plates that boast ALTNRGY and NO2GAS, but we also drive dangerously fast on child-populated streets and cut each other off at four-way stops, honking, gesturing and cussing wildly as we go, certain that any transgression is someone else's fault.
Our town council passes responsible and intelligent civic legislation, but has received international attention for its members' habits of eye rolling and face making during their opponents' comments.
And on more than one occasion I have received a letter from a neighbor asking me to petition the city to stop construction at a house because the renovation will result in a structure smaller or lower than their own.
I love Palo Alto and in some ways can claim it as my native city -- my parents graduated from Stanford, I learned to walk at Escondido Village, I taught in the public schools here for six years, had two children at Lucile Packard Children's Hospital, and even renovated a home just a block or so away from the place where I was attacked by a peace sign.
I cannot think of a nicer place in which to claim all of these experiences. And I am also as guilty of the sins I describe as any other Palo Altan. Recently a man driving a van whose license plate read some variation of LVLFLRN stole my parking place, forcing me to park several spaces further from my destination.
It was my first time out of the house after major stomach surgery, so of course, in good Palo Alto form, I hobbled over to tell him off. He pointed out that, while he had knowingly taken the space from me, I had been able to park close by.
We were both right in one way and wrong in another, and we both refused to admit this. Thinking about it afterward, I realized that the message on his license plate, whether it was meant to read, "Love, Laugh, Learn", or "Live, Love, Learn," was good advice.
We need to laugh a little more, and be a little more loving and forgiving in this life.
(The above is a Guest Opinion from the April 4, 2007, Palo Alto Weekly print edition.)
Comments (57)
a resident of Midtown
on Apr 2, 2007 at 6:08 pm
Right on.
The "average" Palo Altan is NOT nice.
Nothing to add.
a resident of Community Center
on Apr 2, 2007 at 6:54 pm
a resident of Duveneck/St. Francis
on Apr 2, 2007 at 7:02 pm
We all should be kinder to each other but there are times when nothing would be more satisfying then to put the smackdown on some weasel that sorely deserves it.
a resident of Community Center
on Apr 2, 2007 at 7:02 pm
Be Nice. Ok. But it is too boring.
We will take your advice. However promise to take ours. Grow a thick skin. Too much nicey nicey accomplishes nothing.
a resident of Barron Park
on Apr 2, 2007 at 8:43 pm
Thanks Blythe. I am not generally a person who puts polite forms over substance. But I am surprised at the level of nastiness on these forums and in other civic discourse.
On another thread, someone told me "think of where people in PA come from." Where is that? Sure PA is full of go-getters - but so is Newton and Wellesley, where I spent most of the last 25 years. Boston is not exactly considered a bastion of civility - but the public discussions there were more respectful and less disparaging of the opponent's motives and goals than what seems almost commonplace here.
Growing a thick skin is not bad advice; but hopefully we can try raising our level of mutual respect, and see if we like that better.
a resident of Community Center
on Apr 2, 2007 at 10:19 pm
Go to sleep!
a resident of Duveneck/St. Francis
on Apr 3, 2007 at 1:01 am
I know we're a college town, but we're not Wellesley or Newton. This is a nexus of innovation and money, aka ambition and greed. It's a lynchpin of the global economy. I sometimes think of Palo Alto as a city doing its damnedest to pretend it's just a nice college town.
It is hard to stay here unless you're lucky (you bought a house at the right time) or you're focused on making enough money to live here. It's hard for nice, less-driven people to afford Palo Alto and I've seen them get tired of trying and move some place where they can afford a life.
I date the rudeness upswing to about 1997 when the dot-com boom started pouring money into the area and housing skyrocketed. There was about a six-month period where I noticed the driving got much nastier. It got a little better after the bubble burst, but I think it's amping up again.
a resident of Charleston Gardens
on Apr 3, 2007 at 8:30 am
Let's be quite honest--we PA residents like to think that we are special and are more sophisticated/nicer/gentler etc. then anyone else. Actually we are like residents of all other places in the world--there are good people, rude people, obnoxious people etc here ust like there are anywhere else. We are not special.
I have to admit I did find amusing your encounter with the know-it-alls from Peninsula Peace and Justice--I guess they were in hurry to get back and lecture everyone about how nice Al-Qeida really is and to bash Israel, when you got in their way.
a resident of Barron Park
on Apr 4, 2007 at 2:49 pm
The writer is the cause of her own dismay, and in more ways than one. First, she deludes herself into thinking that Palo Altans must be special or better than other people because they take up certain causes (ones with which she happens to agree with) or live in a materialistic rich environment. Second, she somehow equates the proximity of a major university (full of academically minded people) to the City as an indicator of how emotionally and socially intelligent the City's people must be. Third, she measures the piety and civic spirit of someone by the car they drive (after all, the Priuse is indeed the symbol of human goodness) or the protest sign they may be carrying (after all, a Palo Altan's opinion is so righteous that everyone needs to be accosted with it).
However, the worst betrayal of logic and common sense she makes which totally undermines her entire argument is that only "moderate to liberal" views are kind and aimed at the "greater good," but of course, everyone knows that all conservatives are evil and bent on the planet's destruction.
The most unfortunate thing about this is that this person is lost, perhaps never to be found. Sadly she is not alone, there are many like her. She is corrupted beyond having any rational faculties. She can not or will not even acknowledge that her own world view is, if not the cause, a significant contributor to the general decay of society and human interactions which she describes. But how can her view and corresponding actions lead to anything else but decay, for it is a view void of any real global understanding or appreciative of real diversity, it is hypocritical.
Rather than just "Be Kind to Each Other," why don't we just leave each other alone or act out of the desire to help someone rather than the desire to be seen as a helpful person.
She is ill, and her disease is modern day liberalism.
a resident of Duveneck/St. Francis
on Apr 4, 2007 at 3:12 pm
I found people in the Central Valley to be more down-to-earth...it's noticeable.
a resident of Fairmeadow
on Apr 4, 2007 at 3:42 pm
>> I was elbowed at the salad bar and stabbed in the bottom with a sign that read, "No Blood."
This is a test. This is only a test.
>> I had not been able to see what was happening underneath my massive belly
You probably were not aware of what else you knocked. Here dirty looks made you realize that you at least knocked strawberries.
>> ... while I was heavily pregnant with my first child....at Whole Foods, ... that makes a wonderful incubator ....
This is what Palo Alto is all about.
a resident of Midtown
on Apr 4, 2007 at 7:04 pm
Evil Conservative, above, is a good example of what the average Palo Altan has become... Mean and selfish.
I moved to PA in the early 1990s from another Barea Town. I did not want to move here because the town already seemed to me to be lacking in socio/economic diversity. Nevertheless we did move here for practical reasons.
At first, it was not so bad. When I walked around my neighborhood, for example, people would actually acknowledge each other's existence back then and they would say hello. This rarely happens any longer.
I do agree with the person who saw things deteriorate significantly in the late nineties at the time of the internet bubble. That is when the first family from the East Coast moved into a house on our block. I wondered if all the East Coast transplants were the reason for the deterioration. I don't know...
This is definitely not a pleasant place to live from the human perspective. Look at all the nasty posts on this thread. They prove you right, Blythe. And they also prove that liberals have no monopoly on the ambient nastiness...
Solutions anyone (other than growing a thick skin and becoming nasty ourselves)?
a resident of Embarcadero Oaks/Leland
on Apr 4, 2007 at 7:15 pm
How about Bush, Gosh, I read Evil Conservative's post and I didn't find anything selfish about it at all. Maybe he was "mean" by some people's definition in the way he criticized what he sees as the writer's parochialism, but his post does seem well within the bounds of reasonable commentary in that it was not base ad hominem, but critical commentary that made a point. And as I read his point it was to encourage genuine helpfulness toward others as opposed to hypocritical desiring to create a certain image by one's actions.
Maybe you were fooled by Evil Conservative's signature, and responded in a knee jerk fashion. I didn't see anything particularly "conservative" about the post. In fact it could have been written by a thinking liberal.
a resident of Barron Park
on Apr 5, 2007 at 12:22 am
It isn't hard to improve attitudes and your neighborhood. Lead by example. Get out and talk to your neighbors. Help out with your block party (or get one organized if you don't have it). Wave people through at the intersection. Slow down when the light turns yellow. Let the person with a couple items go ahead of you in the check out line. Be respectful and even kind (not mean) on these forums.
I don't really think people in PA are much different from elsewhere (though maybe they like to think so). Maybe a little more education oriented (paying for the school district) or a little more status oriented (paying for the name), but not different in any fundamental way. They may not be the friendliest crowd you'll ever know (busy, distracted) but most know how and want to be nice if they think it will be reciprocated and perhaps even be expected.
Give it a try.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 12:52 am
"Corrupted beyond having any rational faculties" is an ad hominem attack. The thing Evil Conservative decries (moral judgments based on politics) is exactly the thing he's doing, just more egregiously.
Of course, I find it strange to think that somehow one's politics have no connection to one's morality i.e. He was a Nazi, but kind to small animals and children.
The people here may be no different, but the circumstances are very specific. I've lived other places and in Palo Alto for quite a long time. I've seen the city change. It's been self-satisfied for decades, but the stress, competitiveness and extreme Type A-ism is more recent and I think it's because of Palo Alto's central role in the dot-com boom. We got a gold rush here with all the attendent excitement and stress. We also got a lot of people who were very, very financially ambitious. Before, I'd say the whole place was a little geekier--very techy, but not so driven. You could work for 20 years at HP and have an Eichler. You didn't have to worry or hope that real estate would rise 20 percent in a year.
One of the things that happens when you have to invest everything you have to live in a place is that you're less inclined to cut slack to, say, neighbors who lower your property values by having a messy yard or rebuild in a way as to shade your yard, etc.
a resident of Barron Park
on Apr 5, 2007 at 1:34 am
OP - you make a good point, PA does have an unusual disparity of housing "cost basis" compared to a lot of other places in the country (true of much of the Bay Area and even SoCal I think, too).
I am not sure you are saying this, but I would not attribute "bad attitudes" to just the "new people." Change and differences puts stress on all parties. The new people in the big houses don't like the shabby yards; the long-time residents in the small houses don't like the McMansions and construction projects. Some people want new and better libraries; some people say it ain't broke so don't fix it (and don't touch my branch!). We are all in the crucible together.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 12:01 pm
OP, Sorry, but I disagree with your analysis of EC's post. "corrupted beyond rational faculties" isn't base ad hominem in its context in EC's post. His point that the writer's objectivity has been beclouded by her parochial world-view may or may not be accurate, but it is well-made by the quoted phrase. The point could have been made in a gentler way perhaps, but it's hardly a purely ad hominem attack.
Of course, perhaps your own world view is made transparent by your rather clumsy attempt to link politics and morality. Adherents to a universally acknowledged evil ideology like Nazism or Communism may in fact be evil and immoral people. I fail to see any relevance of this banal truth to the range of mainstream political opinions in Palo Alto (or the US for that matter) and the respective moral statuses of their adherents. The fact that you apparently do perhaps accounts for some of the incivility that the original poster of this thread complains of.
People don't vote the same way as you may be wrong (or may not be). But that doesn't make them evil.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 12:16 pm
Evil Con's comment was over the top. As in, give me a break, eye-rolling over-the-top.
I did give a simple version of the politics/morality connection because it makes the point clear. Fact is, neither Nazism or Communism are "universally acknowledged" evil ideologies. Both still have supporters. Many early Communists were naive idealists who had what many of us would consider to be virtuous qualities.
You are jumping to conclusions about my views because I'm pointing out the inner contradiction of Evil Con's post. That says more about your political views and how defensive you feel about them than mine.
In other words, you are attempting to see people through a political filter--i.e. I must be a liberal and if I'm a liberal, you can dismiss my point. It's been a common way of avoiding substantive political debate for some time now, but it's irritating.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 1:11 pm
OP, I have no idea whether you're liberal, libertarian, or Communist, and I really don't care what you are - or what you call yourself. Whatever personal qualities Nazis or Communists have (or had) really is beside the point, which you again try to avoid.
I'm not seeing you through a political filter, I'm viewing you through a logical filter. Your continued attempt to link political affiliation and morality - which liberals and conservatives alike seem increasingly likely to do - represents flawed thinking no matter which side you're on. That kind of thinking subverts the kind of dialog that people of differing viewpoints need to have to solve some of the problems we have here in Palo Alto, and in the US.
But then I guess it's much easier to categorize people with whom you disagree as evil and dismiss them than it is to think about the substance of what they say.
Maybe giving some consideration to something other than the personal virtues of Communists and Nazis would be a good place to start changing things.
a resident of Midtown
on Apr 5, 2007 at 4:11 pm
The first one on this thread who attempted to link political affiliation and morality was Evil Conservative himself. And in a mean spirited attack questioning the rationality of the person who started the thread.
Can we now go back to the issue of civility in Palo Alto. It is at a low level, and I do agree that no political party has a monopoly on the ambient nastiness.
So how can we stop the nastiness and make our town a more pleasant place to live, regardless of politics? That was and that still is the question.
a resident of Midtown
on Apr 5, 2007 at 4:12 pm
The first one on this thread who attempted to link political affiliation and morality was Evil Conservative himself. And in a mean spirited attack questioning the rationality of the person who started the thread.
Can we now go back to the issue of civility in Palo Alto. It is at a low level, and I do agree that no political party has a monopoly on the ambient nastiness.
So how can we stop the nastiness and make our town a more pleasant place to live, regardless of politics? That was and that still is the question.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 4:46 pm
I am surprised at the comments made by the original poster. I don't seem to think that there is any lack of civility in Palo Alto.
People do smile at each other and do have time for each other. It appears that the original poster may not have tried to stop and interact with others. Also I don't know why one would expect everyone to be the same in terms of how they react to others or whether they have time for others.
Some people have also commented on civility on Town-Square Forums. I find the encounters very civil and enlightening. Some folks have opinions and push their point rather strongly. I am actually VERY DELIGHTED that I live in a vibrant society like this. We all learn from other peoples points of view. If you cannot take the heat then simply dont read and of course you don't have to post. If you do post and you lack proper information, expect to be butchered. Its only words. If it bothers you, we can't really help you.
I really find the extra efforts made by Fred to bring about civilty and agreeing in the first line of his post with almost everyone. I consider that pimpish.
a resident of Community Center
on Apr 5, 2007 at 5:14 pm
Wake up!
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 5:36 pm
How about bush,
With the exception of Evil C's last sentence, which I agree crosses the line of civilized debate even under the debased standards of this site, he makes a fair debatable point. I mostly disagree with the substance his point applied to the writer of the original poster, but I don't think it's either uncivil or impertenant.
That being said, I agree that the thread has wandered a bit. I have answer your question, "So how can we stop the nastiness and make our town a more pleasant place to live, regardless of politics"? I think, at least in interactions with one another, as on this Forum, it would work better if people didn't question others' motives or sincerity so much.
I have in mind one rather notorious poster who always seems to turn the discussion of city financial or employment issues into a hashing out of the mindset, motives or moral rectitude of those with whom he disagrees. It completely disrupts the discussion at times, and is disconcerting to those attempting to have a discussion about issues facing our town - in addition to having all the deleterious effects described by the original poster on the civic atmosphere.
In any event, thanks for keeping your own remarks on the issues at hand and saying what you think forcefully, but civilly.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 6:11 pm
Phil Lanthrop,
I like your alarm clock, seriously it brings about levity.
a resident of Barron Park
on Apr 5, 2007 at 6:55 pm
OLL - I agree with you, that I also find many personal encounters in PA very civil; and I also love vibrant discussion (sorry, couldn't help agreeing with you).
I find it is more when we "de-personalize" others - make one's opponent just a faceless obstacle in our way - that incivility comes in. Directness and even forcefulness are great; but it isn't hard for angry people to cross the line into bullying, browbeating, and even personal attacks. That can stifle some and piss off many. We might do better to stay clear of the line.
BTW, I didn't understand your last point - what is "pimpish"? It sure doesn't sound too good ;-)
a resident of Community Center
on Apr 5, 2007 at 7:02 pm
Oooh La La....thanks for the encouraging words...
levity begets brevity.....
and longevity
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 7:11 pm
brevity is the soul of wit. can we stomach wit.
when i have indigestion i will fast, but won't ask you
to fast.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 7:13 pm
PA Weekly snatches my morsel many times.
My morsels are vegan.
a resident of Community Center
on Apr 5, 2007 at 7:17 pm
Your makin' my head spin...
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 7:17 pm
Fred desires his eggs without salt. what is life without it.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 7:21 pm
I don't know. Some people get offended too easily. We are allowed anonymity. It has its positive side and negative side. It is only a battle of words.
a resident of Community Center
on Apr 5, 2007 at 7:26 pm
Anonymity must be good in some ways....
However, ask Zimbardo what he thinks....
Lord of the Flies ring a bell.....
a resident of Barron Park
on Apr 5, 2007 at 8:06 pm
OLL/Phil - "It's only words" can be a dangerous credo. If it were only wit other there, that would be one thing. But to call some of the scree that gets written "wit" is to give it too much credit by far.
If I (and perhaps others) feel the need to try to compensate for it, please indulge me. But if not, I'll take your bon mot put-downs without complaint, since the restraint of the many creates the opportunity for voices to be heard (including yours and mine). Enjoy your Dorothy Parker-isms.
a resident of Duveneck/St. Francis
on Apr 5, 2007 at 8:20 pm
My problem originates from the very title of this thread. I have yet to find a Palo Altan who has not come across nicely/kindly. Is that also your experience too ?
As regards my travels to Whole Foods, I find people there, customers included, "easy smiles".
The originator of this thread seems to have had a runin at Whole Foods during some special event, that does not make Palo Altans "not kind".
I would prefer a title "Advice to Palo Altans: Continue to be kind to each other"
a resident of Another Palo Alto neighborhood
on Apr 5, 2007 at 8:28 pm
a resident of Community Center
on Apr 5, 2007 at 9:08 pm
well done swami
a resident of Midtown
on Apr 5, 2007 at 11:31 pm
Oooh La La,
How long have you lived in Palo Alto, and where did you live before coming here? The reason I am asking is that, having lived here for 17 years I have observed a very marked deterioration in the civility of people in this town, and how nice they are to each other. It used to be much, much better. The original other of the thread states that she has known Palo Alto for a long time, and feels the same way.
Maybe for you it is not a big deal because people here are as nice now as they were where you used to live. But for those of us who have lived for a long time we really miss the time when this was a much friendlier place.
a resident of Midtown
on Apr 5, 2007 at 11:31 pm
Oooh La La,
How long have you lived in Palo Alto, and where did you live before coming here? The reason I am asking is that, having lived here for 17 years I have observed a very marked deterioration in the civility of people in this town, and how nice they are to each other. It used to be much, much better. The original other of the thread states that she has known Palo Alto for a long time, and feels the same way.
Maybe for you it is not a big deal because people here are as nice now as they were where you used to live. But for those of us who have lived for a long time we really miss the time when this was a much friendlier place.
a resident of Midtown
on Apr 5, 2007 at 11:33 pm
I meant to say "the original author*...". Sorry.
a resident of Duveneck/St. Francis
on Apr 6, 2007 at 12:23 am
You claimed my "Own worldview was made transparent" then you claimed you knew nothing about my politics.
If your political views have nothing to do with your moral views, why do you have them? Did you simply inherit them? Do you vote for people because you find them attractive?
Political views don't evolve in a vaccuum.
No, I'm not saying it's all the new people, not by a long shot. There are a lot of high-pressure factors that mean lots of mental and physical elbowing.
I think, also, there's kind of an anarchic power struggle as people try to remake Palo Alto into their preferred image and there are many different images. This year it's MI (one of PACE's reasons for MI in PA, according to its Web site is the city's changing demographics.), a couple of year's back it was the eruv for the Orthodox Jews. It's people who want the city to look like it did 30 years ago v. people who want to build the dream house that shows that they've *arrived.*
There's a lot of energy here, but a lot of tension as well.
a resident of Barron Park
on Apr 6, 2007 at 12:44 am
OP - I think "anarchic power struggle" is a good way to put it. Things are unsettled here; there does not seem to be a center of gravity on what we should be or do as a community. And, to harp on my favorite theme, the leadership doesn't serve us well. They seem afraid - afraid to piss people off, afraid the city might get sued. It would be great to have leaders who really tried to speak for the center, strike compromises, and get things done. Has there been leadership like that in the past?
a resident of Another Palo Alto neighborhood
on Apr 6, 2007 at 2:19 am
Be nice? Just be; you will be nice some of the time, and not-so-nice some of the time. So is the the law of the Palo Alto Tao, ever present and true. ommmmmmmmmmmmmmm
a resident of Another Palo Alto neighborhood
on Apr 6, 2007 at 6:54 am
I think that people here are generally very "nice" (whatever that means) if you want to find them nice and are nice yourself to them. But like everywhere, there are times when we can find some "not nice" people or someone having a bad day.
It goes back to the cliche, do unto others as you would have them do unto you.
If you look for the good in people you will find it. If you look for the bad around you, you will also find it and it will probably make you pretty miserable in the process.
Palo Alto is a great place to live. You can find what you are looking for no matter what that is. This is a community and if you start reaching out to others you will find that nearly everyone will reach out to you.
Good Luck
a resident of Community Center
on Apr 6, 2007 at 8:53 am
If you keep filling the cage with rats eventually someone is going to get eaten....
a resident of Duveneck/St. Francis
on Apr 6, 2007 at 9:50 am
* If the ever present and true law of Palo Alto Tao "it should have been the same as it was 30 years ago" applies
* And also if the cliche "do unto others as you would have them do unto you" applies
People who are complaining are not as nice today as they were 30 years ago. Why blame others. Look in your own heart.
I don't have a problem with Palo Alto. It is just fine.
(Sanskrit immersion, oooooooooooops did i say a bad word)
Asato ma Sat gamaya,
Tamaso ma jyotira gamaya,
Mrityur ma amritam gamaya,
(San Jose ma Palo Alto gamaya,
Palo Alto ma Palto Alto Square gamaya,)
Om Shanti, Shanti, Shanti
(or should it be: Om Ashanti, Ashanti, Ashanti)
a resident of Duveneck/St. Francis
on Apr 6, 2007 at 9:51 am
Once more you reveal your world-view by how you (mis)interpret what others have written. If you will read the whole paragraph containing the snippet of mine you quote, you cannot rationally come to the conclusion that I was saying anything about your political allegiance. I was (and am) saying that you're clearly one of those persons who can't help but link personality morality and politics. Extremists of all colors - liberals and conservatives - do this, and it has the unfortunate consequence of blinding them to rational discussion of politics. (For how can you really discuss something if the person is not only wrong, but 'evil'?)
Your further elicudation of your views ("If your political views have nothing to do with your moral views, why do you have them? Did you simply inherit them? Do you vote for people because you find them attractive?") serves only to emphasize that for you politics is a moral endeavor, and the two are inextricably linked.
Did it ever occur to you that some people may have a healthy moral outlook - maybe even one similar to yours - but disagree with you about the best way to achieve moral goals? Or for you is it always "Conservatives = Good;Liberals = Bad" (or vice-versa)?
a resident of Community Center
on Apr 7, 2007 at 2:57 pm
Go to sleep!
a resident of Ventura
on Apr 7, 2007 at 3:56 pm
Thought you had more than that. Give me something new and original. Stale stuff discarded. You sound like OhlonePar and A.J. Take them with you to Redwood City.
a resident of Another Palo Alto neighborhood
on Apr 7, 2007 at 4:44 pm
Agree with the comment that the first place to start is to NOT assume that anyone with whom you disagree has a "bad" or "evil" motive.
Agree that usually people disagree on the MEANS, not the goals. I mean, really, how many of us actually WANT kids to starve or poor health care or dictatorships or poor education or more children without fathers etc?
If we would all remember that most of us are decent folks who want "good" for all, with usually only different "means" to achieve the goals, and with good reasons for believing that "our" means have fewer negative consequences, I think that a lot more of us would be willing to go back to signing our real names or speaking/writing publicly.
As it stands now, it takes an incredible amount of courage to "come out" and disagree with whatever the current fad of thinking is.
a resident of Community Center
on Apr 8, 2007 at 10:14 am
Redwood City?
Why don't you get out of your pajamas.....and find some eggs.....
a resident of Duveneck/St. Francis
on Apr 9, 2007 at 2:31 pm
Hi Donnie,
Of course there are some political disputes that are about means instead of ends. But there are also disputes about ends--abortion, the death penalty, gay marriage are classic moral, not method, issues.
Then there are more subtle ones--what part should the government play in our lives. Again, questions about values and what one thinks is "right" affect our views of this.
It's not that I can't separate politics from morality, it's that the two can and do intertwine. To me, it's obvious. I think it's simplistic to think of politics as something separate from the other. If you read any of the works by the founding fathers, you'll see moral questions and politics intertwined everywhere. The country was founded on a series of moral precepts--that men are created equal, that they have the right to pursue happiness.
You dodged my questions about the origin of your own politics and went into attack mode. I think you need to step back and think about the questions as to what politics is, what its purpose is and why you have the political views you have.
a resident of Adobe-Meadow
on Apr 9, 2007 at 6:09 pm
Morality severely intertwined with politics is usually found in Islamic states.... your views?
a resident of Duveneck/St. Francis
on Apr 9, 2007 at 11:10 pm
Theology not morality. A personal sense of morality seems to be frowned upon in extremist states. Part of the problem with Islam is that debate within the religion became very restricted in, as I recall, the 12th century. What was a reasonably evolved set of ethics for the time period has in some cases become ossified.
So, no I'd say moral debate is lacking in fundamentalist politics--it's what makes them fundamentalist.
a resident of another community
on Apr 11, 2007 at 11:30 am
The single most pretentious thing I have read in a long time.
a resident of Community Center
on Apr 11, 2007 at 11:08 pm
howdy folks, just read an article...front page of london(manchester)guardian from today...titled Love Thy Neigbor....found it to be quite interesting, humorous, and useful even though its focal point is in England....highly recommded....makes you laugh!
a resident of another community
on Apr 24, 2007 at 7:11 am
I was a resident of Palo Alto from 1956, when I was six, to 1972. It breaks my heart. But, then, I can tell you that your problems have nothing to do with your fair city--it's everywhere. It just seems that well-to-do, well-educated people should know better, but it just makes their bickering more interesting.
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Cherries and Berries
By Laura Stec | 3 comments | 1,264 views
Being deeply loved by someone gives you strength . . .
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Meeting Other New Parents
By Cheryl Bac | 0 comments | 453 views
One more week to vote!
Don't forget to cast your ballot online. Voting ends May 29th. Stay tuned for the results in the July 21st issue of the Palo Alto Weekly.


text:
Britain's on a roll ... but the footballers will make sure it doesn't all get out of hand.
Wars aside, learning to lose used to be as British as warm beer and milky tea. Growing up in not-so-Great Britain after 1966, when England football fans last had something to really shout about, meant living with rain and the cold, hard fact that the country that invented a host of modern sports more often than not seemed to have become rubbish at them.
Wimbledon, home of the world's oldest tennis tournament, became the place where Britons munched on overpriced strawberries while abdicating the business of winning to overseas players - champions from the United States, Switzerland and elsewhere who served up victory, not heroic failures like home-town almost-man Tim Henman.
Rugby was a town in the middle of England that lent its name to the game that the mighty All Blacks subsequently used to rub English noses - well, everyone's noses - in the dirt.
Cricket, which spread with the British Empire, became a favoured Australian method of getting payback on the English who once used their land as a penal colony.
Revenge, it turned out, was a dish best served with a hard, leather-wrapped ball in the hands of Shane Warne.
And, with the years, those who could remember Geoff Hurst's hat-trick against Germany in the 1966 World Cup final at Wembley Stadium in London dwindled in numbers. Because football is England's national game, the decades of disappointment that followed penalty shoot-out losses to Germany and others and being on the receiving end of Diego Maradona's guile and skills at the 1986 World Cup did much to create the impression that being British meant being cursed with either bad luck, bad teams or both.
And it was largely, but not wholly, just that - an impression. Because outside of football, there was plenty of British success, including Nigel Mansell and Damon Hill becoming Formula One champions in the 1990s, decathlete Daley Thompson, runner Sebastian Coe, rower Steven Redgrave and many others winning Olympic golds, and Jonny Wilkinson's last-gasp drop goal against Australia that secured the Rugby World Cup for England in 2003.
Still, in the bronze statue of Fred Perry at Wimbledon, at the home of cricket at Lord's, at Wembley that was demolished and rebuilt, there often seemed to be more reminders of sporting glories past than of glories present.
So starved were Britons of international success that they went giddy for the team of Scottish women that won Britain's first Winter Olympics gold medal in 18 years in 2002 in - how embarrassing - the non-sport sport of curling.
And, in 1997, BBC viewers elected Greg Rusedski as their British Sports Personality of the Year, with Henman runner-up - even though Rusedski lost the US Open final to Australian Patrick Rafter and Henman's best in the Slams that year was reaching the Wimbledon quarter-final. In lean times, they seemingly were the best Britain could muster.
So Britons can be excused for gorging on their summer of sporting success this year. Bradley Wiggins winning the Tour de France, Britain placing third on the medal table at the London Olympics with 29 golds and Andy Murray ending Britain's 76-year wait for a men's Grand Slam tennis champion. July to September have had the feel of a deluge after a drought.
The cynical view would be that every dog has its day, that sporting success comes in cycles and that Britain's fortunes were bound to change eventually.
The more plausible explanation is that there is little accidental about it.
Wiggins retrained and remodelled himself, shedding weight, to metamorphose from being a rider who won six medals in track cycling at three Olympics to one who could scale the Tour's mountains.
Mo Farah, winner of the 5000 and 10,000m in London's Olympic Stadium, moved to the United States for the training he needed to beat Africa's distance runners.
Murray leaned on eight-time major winner Ivan Lendl to straighten his mind and attitude after losing his first four Grand Slam finals. The reward: Olympic gold and the first Slam for a British man since Perry won Wimbledon and the US championship in 1936.
British success this summer has been built on attention to detail and funding. It has been as far removed as possible from the "Have a go" bravado of "Eddie the Eagle" Michael Edwards, the British plasterer-turned-ski jumper who flew, barely, at the 1988 Calgary Games with fogged glasses and scant training in his back garden.
In a YouGov poll of 1704 Britons last month, a few days before the Olympic closing ceremony, 78 per cent said the London Games made them more likely to see themselves as a nation of sporting winners.
Chris Hoy, who got two more golds in London to become Britain's most successful Olympian, with six golds in total, said Britons had been accustomed to being "plucky losers", but that was starting to change.
The trick now is for Britain to make it last.
But the footballers can be counted on to ensure that Britain doesn't get swept away in its euphoria.
England played Ukraine at Wembley on Wednesday in a qualifying match for the 2014 World Cup.
The score: 1-1.
Down to Earth - with a bump.


text:
German journalist shot in Syria, evacuated to Turkey
Jörg Armbruster, a correspondent for the German public broadcaster ARD, was seriously injured by gunfire during a military clash in Aleppo on March 29, 2013, according to news reports. After emergency surgery inside Syria on the same day, Armbruster was transferred by ambulance to Turkey, where he was treated by an emergency medical team. After his condition stabilized, he was evacuated to Stuttgart on April 1, according to the ARD subsidiary SWR.


text:
|Data Dictionary:
|Religion 2009 (InfoGroup)
you are here: choose a survey survey data set table details
Survey: Religion 2009 (InfoGroup)
|Data Source:
|Data collected by InfoGroup, organized by the ARDA, tabulated and processed by Social Explorer.
Data set: Religions by Family Group (FG)
|T10. Total Number of Congregations - Holiness [24]
Universe: Total Number of Congregations
Table Details
|Total Number of Congregations - Holiness
|Universe: Total Number of Congregations
Relevant Documentation:
|Excerpt from:
|Social Explorer Religion 2009 Documentation. Data collected by the InfoGroup, organized by the ARDA, tabulated and processed by Social Explorer.
|Religion 2009 -> Religion by Families -> Holiness Family
Churches that emerged out of the Methodist churches in the United States as they sought to restore John Wesley's teachings of personal holiness and total sanctification (perfection). Holiness bodies include the Church of the Nazarene and the various Church of God denominations.
- American Rescue Workers
- Christian and Missionary Alliance
- Christian Nation Church U.S.A.
- Christ's Sanctified Holy Church
- Church of Christ (Holiness) U.S.A
- Church of God (Anderson, Indiana)
- Church of the Gospel
- Church of the Nazarene
- Churches of Christ in Christian Union
- Churches of God, Holiness
- Evangelical Church of North America
- Free Methodist Church of North America
- Missionary Church
- Salvation Army
- Triumph the Church and Kingdom of God in Christ
- Wesleyan Church


text:
The trophies have arrived!
We can't wait for the 2nd Annual Battle of the Families! The trophies for this year's contest just arrived, and we had to show them off!
As of this writing there are still a few rooms available over MEA Weekend. Don't wait much longer to book, though, we will fill up!
2014 Battle of the Families Schedule
Thursday October 16
6:30pm: Family Bingo
7:00pm: Campfire & S'mores
Friday October 17
9:00am: Camp Craft – Ceramic Painting
10:30am: Camp Craft – Photo Fun
2:00pm: Family Minute to Win It
7:00pm: Campfire and S'mores
Saturday October 18
9:00am: Mummy Wrapping & Runway
10:00am: Coloring Contest Submissions & Displays
10:30am: Pumpkin Carving Contest
2:00pm: Talent Show
5:00pm: Awards Ceremony
7:00pm: Campfire & S'mores
It's going to be great, family fun! Call (800) 642-6036 to make your reservation.


text:
Irene Kitzmann
Irene Kitzmann
Irene Kitzmann, 85, of Hackensack, passed away Saturday, Jan. 12, 2013, at Birchview Gardens in Hackensack. She was born April 11, 1927, in Davenport, Iowa, to Julius and Emma Kiefer.
Irene enjoyed artwork, drawing, gardening and flowers.
She is survived by her son, Matthew (Debra) Kitzmann of Backus; sister, Sally Duncan of Iowa; grandchildren, Joshua (Sara) Kitzmann, Jacob (Brittney) Kitzmann; great-grandchildren, Isabella, Grace, Ayla and Page Kitzmann.
Her parents; husband, Eugene; son, Michael; and brother, Julius Kiefer Jr., preceded her in death.
Services will be at 2 p.m. Thursday, Jan. 17, at Lakeside Baptist Church in Backus with Pastor Jeff Broom officiating. Burial will follow in Evergreen Cemetery, Backus. Visitation will be one hour prior to services at the church.
Arrangements are with Kline Funeral Home, Pine River.


text:
SLIDESHOW: South Park Bridge dedicated with fireworks and fun
By Patrick Robinson
The South Park Bridge was dedicated in an official ceremony on June 29 with dignitaries and fireworks, plus thousands of neighbors on hand for a Grand Opening Party. Traffic will take to the new span at 6 am Monday June 30 some four years, to the day that the former bridge closed and was later demolished.
The new bridge will carry 20,000 vehicles and nearly 3000 heavy duty trucks each day, transporting 10 million tons of freight each year, including aerospace parts for Boeing facilities located nearby.
The celebration included live music, local vendors, a beer garden a community parade and fireworks off the top of the opened bridge before the two halves were joined and people could cross.
They were led by King County Executive Dow Constantine his wife and child in a stroller.
Executive Dow Constantine, U.S. Senator Patty Murray, U.S. Rep. Jim McDermott, County Council Chair Larry Phillips, Seattle Mayor Ed Murray, Seattle City Councilmember Sally Clark, Port of Seattle Commissioner Bill Bryant, and other local community leaders spoke to the crowd, expressed their gratitude to those who made it possible for the funding and to the community for their persistence and cooperation in getting the project completed.
We encourage our readers to comment. No registration is required. We ask that you keep your comments free of profanity and keep them civil. They are moderated and objectionable comments will be removed.


text:
Notice: On March 31, it was announced that Statalist is moving from an email list to a forum. The old list will shut down on April 23, and its replacement, statalist.org is already up and running.
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re: st: Unbalanced repeated measures analysis question
"Airey, David C" <email@example.com>
"email@example.com" <email@example.com>
re: st: Unbalanced repeated measures analysis question
Thu, 22 Jul 2010 10:47:41 -0500
I posted a message recently pointing to a book for non-statisticians that I like that covers mixed models:
If I can reiterate your design:
You have multiple sessions, let's say at least 3. At each session, the same N subjects return to be measured by a different set of judges, although you have the occasional missing subject at a given session. Each judge measures every subject on a given session with (a) one of 3 novel methods, and (b) the gold standard method. The endpoint measure is the difference between (a) and (b).
It's not clear what your null hypothesis is, as testing equivalence is not the same as testing differences (e.g., <http://www.graphpad.com/library/BiostatsSpecial/article_182.htm>).
Subject crossed with session: subjects return to each session
Judge crossed with subject: on a given session, every judge measures every subject
Judge nested in session: there are different judges for each session
(?) Judge nested in method: on a given session, a judge uses only one method, plus the gold standard
Method crossed with subject: on a given session, each subject is measured on all three methods
factors: subject, judge, method, session
subject and judge are random effects
method is a fixed effect
session is a fixed effect
correlations/clustering/repeated measures:
subjects are measured repeatedly over sessions
crossed random effects (subject x judge)
Before trying any analysis, I'd graph the data in any way possible that might help see what is going on, for example, by tying subjects together over session. I'd try to keep the graphs as atomized as possible to show as much off the raw data as possible, as well as making graphs of group means.
If I were in your shoes, depending on the importance of the study, I'd take the design and graphs and a statement of the goals to a statistician, to understand what can be salvaged using mixed models, or if the analysis could be simplified by ignoring (collapsing over) some factors.
Good luck!
> Hi
> I have data on measuring a biological property for three different
> methods plus a gold standard. Different people were trained in each
> method (1,2 or 3) and measured the same subjects during different
> sessions, together with the gold standard measurement.
> So the data look like
> SubjectID MeasurerID MeasurerType Result GoldStandard Diff
> 1 1 1 95 99 -4
> 1 2 3 102 99 +3
> 1 3 2 92 99 -7
> ...
> 1 10 3 105 99 +6
> 2 1 3 98 100 -2
> ...
> Sometimes patients would be called in to see the consultant and so
> missed for a particular measurer, but otherwise all the measurers
> would measure all the patients seen in a particular session. Different
> sets of measurers (but all trained by methods 1,2 or 3) were used on
> each session (individual measurers 1-10 on session 1, 11-20 on session
> 2 etc).
> The gold standard measurements on each session are roughly normally
> distributed, as are the differences from the gold standard. We are
> interested in the accuracy of each of the three methods.
> Is it OK to do some sort of repeated measures ANOVA here, with an
> unbalanced design? If it is what would be the syntax (Stata 10)? Sorry
> to sound pathetic but I just can't get the anova command with the
> repeated option to work here.
> Is there a better measure to use than the difference to reflect the
> fact that we are interested in a comparison with a gold standard?
> Thankyou
> Karin
* For searches and help try:
* http://www.stata.com/help.cgi?search
* http://www.stata.com/support/statalist/faq
* http://www.ats.ucla.edu/stat/stata/


text:
TN Rep. Hill responds to vote against wine bill
Jonesborough State Representative Matthew Hill issues a statement in regards to his vote against Tuesday's committee vote on wine sales in grocery stores.
"As Chairman of the House Local Government Committee, I take the legislative committee process very seriously. The committee system is in place to allow lawmakers on both sides of an issue the opportunity to thoroughly debate ideas in an open and transparent environment.
Yesterday, hundreds of Tennesseans were in Nashville to hear arguments both in favor and against House Bill 610, including ten amendments that had been filed by legislators to make various changes to the bill. Unfortunately, when the time came to begin debate on the issue, a motion was made to end all discussion and immediately vote on the bill. A roll-call vote was then initiated and I voted "no" on the legislation.
The reasoning behind my vote is simple: we must allow the committee system the opportunity to do its job — that is, we must give all bills that come before the legislature a fair, open, and honest hearing. This is what our constituents expect and what voters of this state deserve.
When a bill comes before my committee, I cannot in good faith send a bill further along in the process unless I am confident both sides of the issue have had ample time to present their arguments. As an elected legislator sworn to protect the Tennessee Constitution, it is my duty to always conduct the people's business in a sincere, appropriate, and transparent manner.
Tennessee is not Washington D.C. Here, we do not ram bills through without first debating the legislation and allowing all sides to present their opinions. The entire nation was outraged, and rightfully so, when those in D.C. pushed through ObamaCare with no debate whatsoever. As a Representative of the people of Washington County, I simply refuse to allow the thoughtful approach of hearing all sides of an issue turn into a meaningless and unresponsive bureaucratic process like so many things in our nation's capital have unfortunately become."
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text:
German Shepherd Dog Forums (http://www.germanshepherds.com/forum/)
- Health Issues (http://www.germanshepherds.com/forum/health-issues/)
- - Wetness being trapped. Long haired dog, snow, wet, redness on skin, licking. (http://www.germanshepherds.com/forum/health-issues/413434-wetness-being-trapped-long-haired-dog-snow-wet-redness-skin-licking.html)
Wetness being trapped. Long haired dog, snow, wet, redness on skin, licking.
So with the snow comes of course a more wet dog! In between Zelda's paws (underneath and the top) snow gets trapped and there are clumps of snow in between each toe of her paw. When she puts her weight on her paws they spread out, as she picks them up the paw closes up and so on, until there are snow balls to the point where she has to stop on a walk and chew them off.
But today i noticed her licking underneath her paw and i spread her paw and it was pretty red. So i am drying the area the best i can and she will get a cone on when she is not being watched (such as at night when im sleeping) just until it is less red. She isn't going crazy at her paw, just sometimes i notice licking that particular spot when she is laying down.
I have trimmed around her paw the longer hair (since she has long hair). What else can i do to help stop water from being trapped in underneath between her toes?
Should she always get booties whenever we go out in the snow then?
Another side note, around her "pee pee" area (i think its called the vulva on a dog.. sorry i am not really sure!) She has long hair there too, and i dont know if i feel comfortable trimming it, its hard to tell where the vulva stops and i dont want to hurt her! But it seems to be red around the crease of the vulva, and i do notice her licking her vulva a lot, my sister suggested probably just because if she goes out in the snow and it touches snow or she pee's she is probably licking that off to clean it/dry it. Which makes sense, i just don't want her to get raw there though.
Do a lot of your females tend to lick not super frequently but quite a bit and not for long periods? I'm hoping its a normal thing! If she was licking for long periods of time, none stop, then i would be more worried as it would probably look a lot worse than it does now.
I'm not sure I can provide much advise for the vulva area, but for the paws this is the best advice I can give:
Musher's Secret Paw Wax
We go through a can of this every winter and it works wonders. My guy has had issues with the same thing you're describing-- redness and inflammation on the feet as a result of contact with the snow. Booties will definitely help, too, but my dog hates wearing them and unless he's running on ice we just use the wax and he's fine.
In the interim, keep her feet dry, and if you have any coconut oil, you can rub that on them to help with any bacteria.
use an electric clipper and 10 blade to shave the hair away. you wont be able to cut any skin with this.
They are rather expensive, but if you buy a good pair and take care of them (clean and oiled) they'll last you forever. I have a pair that I use on the dogs and horses and I've had them for years and years.
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text:
i have a stick on one that seems accurate also i have a decent blueprint as well. I'll see if i have time to scan them tomorrow, and if i find one tonight in pdf i'll let you know.
Edit-also i believe that the cold steel blanks come with the glue on one and you only buy it if you don't order a blank but i am not certain since i haven't gone the CS way yet, just figured from what they say on the site. Hope that helps but you could always give them a call to make sure. if you would like the blue print anyways let me know and i could scan it for you


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Doomsday: FAQ For The Impending Apocalypse
With the impending apocalypse a mere week away, we run down the most pressing facts and separate them from fiction to ensure you're fully prepared for something that probably won't happen.
Somewhere between their Fast and the Furious marathon and Police Women of Dallas, the History Channel found time in its busy broadcasting schedule to throw in some more historically irrelevant content with their accounts of the impending 2012 Apocalypse, now a mere week away. With such clever titles as 2012: End of Days and The Last Days on Earth, TV's most inaccurately named channel outlined what hordes of alarmist Bible-thumpers have been spewing for years: that we must repent, for the end is nigh.
"Apocalypse," you say? "Should I be concerned about this?"
Probably not, but in case you've been living on the planet Nibiru (we'll get there later), we here at Playboy.com have assembled a quick list of FAQs to help enlighten you on everything Mayan and Mayhem–related.
Mayans? What do they have to do with this?
The Mayans are the ones who started this whole mess when they figured that planning things 1500 years into the future was probably unnecessary. Before the Europeans arrived in Central America, the Mayans used a Long Count calendar that divided time into 5,125 year cycles. The cycle we're in now is considered to be the "fourth world age" and is set to conclude on December 21, 2012.
What happens then?
We're gonna go ahead and say "nothing," but if you're part of the militant religious right, this month may be a little more stressful than your typical holiday season. You should plan around such things as the synchronized eruption of multiple supervolcanoes, being engulfed by a supernova, the triggering of a solar flare with energy equal to 100 billion atom bombs and, of course, colliding with the planet Nibiru.
Did you say supervolcanoes?
We sure did. Supervolcanoes are, you guessed it, big volcanoes capable of erupting lava and ash over a distance of 1000 cubic kilometers and thousands of times greater than most historic volcanic eruptions. They do things like wipe out entire species and trigger ice ages.
I don't live by one, do I?
Maybe. Known supervolcanoes are the Yellowstone, Long Valley and Valles Calderas in the United States, Lake Toba in Indonesia, Taupo Volcano in New Zealand and the Aira Caldera in Japan.
Wait, wait, wait, Planet Nibiru? Isn't that where the Gungans lived?
No, that was Naboo. Nibiru is supposedly the planet that will collide with Earth while we're all busy driving through lakes of lava and avoiding solar flares. The hypothesis was first put forward by Nancy Lieder, a woman who claims she has been in communication with extraterrestrials through an alien implant in her brain.
From the star system Zeti Reticuli. The event was originally set to occur in May of 2003, but proponents of the theory have, shockingly, abandoned the proposed date.
Wouldn't it be pretty obvious if a planet was about to run into us?
Yes, the runaway planet in the sky would be hard to ignore.
Isn't a supernova an exploding star? That sounds pretty plausible.
It is an exploding star and it's a very real occurrence. Some doomsday crusaders have suggested that the red supergiant known as Betelgeuse will undergo a supernova in the not-so-distant future, but science (remember science?) tells us that predicting a supernova inside the range of 100,000 years is impossible. Furthermore, for a supernova to send flaming star fragments crashing towards the Earth, it would have to be closer than 25 light-years away. Betelgeuse is 600.
Light-years measure distance?
My sunscreen doesn't cover solar flares. Should I get a higher SPF?
Why would the Mayans do this to us?
The Mayans didn't actually do anything to us, and for anyone not trying to cause mass hysteria, the Mayan inscriptions suggest that the end of this cycle would be cause for celebration and even mention future events that would occur post–fourth world age.
So why did their calendar stop?
You'd be surprised how laborious carving out 5,125 years' worth of astrological events onto stone tablets can be.
Why are we even considering a calendar created thousands of years ago?
Well, along with being incredibly advanced in the fields of science and astronomy, the Mayans correctly noted the date of every solstice in the fourth world age and also predicted, with surprising accuracy, solar and lunar eclipses.
Are the current Maya people worried about this?
You mean the normal, level-headed people of Southern Mexico and Northern Central America? No, they're busy being normal, level-headed people living in Southern Mexico and Northern Central America.
So what you're saying is that I shouldn't incite mass apocalypse-related riots?
Not unless the aliens tell you otherwise.


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Last week I upgraded from a Nokia Lumia 800 running Windows Phone 7.5 to the HTC Windows Phone 8X running Windows Phone 8. I'm not going to write a full review of the hardware or the OS, but I am going to brain-dump some initial thoughts on them both.
The Pros:
- Great screen – increased resolution really helps.
- Very responsive. Much better performance than Windows Phone 7. Could be the hardware or the OS, probably both.
- Changes to the home screen are good – I'm very happy with the increased data density.
- Camera is very decent (I don't need it to be a DSLR replacement).
- Audio is great. The speaker is loud and clear; Beats Audio makes my (Bose) headphones sound better than ever!
- The phone looks and feels much slimmer than it actually is. It's also light enough that it practically disappears in a jean pocket.
- Screenshots! This is a big deal for those of us who want to document and write about Windows Phone.
- You can move content between WP8 and a Windows RT tablet. That might not help many people, but you can't transfer content directly to an iPhone from an iPad.
- Kid's Corner works very well (although I did experience a bug which made it still ask for my PIN to unlock the phone the first time I set it up).
The Cons are mostly to do with Windows Phone 8, rather than the 8X hardware, so I'll get my one gripe with that out of the way first:
- The case isn't tight enough around the screen – there's a thin gap at the top of the screen big enough to get dust and lint trapped. That's going to constantly annoy me (although not a lot – it's very much a 1st world problem).
- Podcast support is a disaster. It might be fine in the USA, but given that there aren't regional licensing issues with podcasts, it's totally unacceptable to leave it so completely broken for everyone else!
- Not all Windows Phone 7 apps are compatible (TuneIn Radio, for example). I don't think that has been made clear.
- Auto-updating of the lockscreen with Bing images doesn't seem to be working for me (it does work with the HTC option of displaying the weather).
- I'd like even more live tile sizes (2×1, for example).
- Data Sense was much-touted, but isn't there yet, and maybe it never will be on your carrier.
So basically the one thing that annoys me the most about Windows Phone 8 is the totally abysmal podcast support. It wasn't wonderful in Windows Phone 7 outside the USA, where you had to sync via Zune before you could subscribe to over-the-air updates on the device, and you could only browse the podcast directory in Zune if you used a registry hack. That said, even if the only thing we could do was enter the address of an RSS feed, that would be better than what we have today in WP8.
I'm sure there are lots of people who will buy one of these phones and never care about podcasts, but for me they're really important – they're how I stay current with tech and where I get new music. I usually listen to upwards for four a week while I'm commuting.
On Windows Phone 8, if you open up "music + videos" and then "podcasts", you get a helpful message suggesting that you add some from the Store, except that there aren't any podcasts in my Store!
Now, I fully understand why there are regional differences in marketplaces for music, video, books, even some apps. There are content distribution agreements that need to be signed with different regional organisations. That's fine. It absolutely doesn't apply to podcasts!
The podcast directory that Microsoft maintains for its US customers is just as valid for customers in the UK, India, Guatemala and everywhere else. I'm sure they'd say that they want to localise the experience so that it highlights podcasts in the right language or of greater local interest (football vs football, etc). Nobody wants to wait for that, especially since they could've done it in the last two years if they were going to. If the option is the US podcast store or nothing, then guess what – the most popular podcasts in the world are from the US and are consumed worldwide, so we'd rather have the ability to subscribe to them.
Maybe it's just that on-demand digital media isn't the future. Oh… hang on a minute…!


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Bishop Ranch Veterinary Center and Urgent Care is partnering with the San Ramon Fire Department to educate pet owners on how to plan and prepare for their pets' well-being in the aftermath of a disaster.
Read the full story here Web Link posted Tuesday, May 28, 2013, 3:04 PM
Town Square
Learn about distaster readiness for your pet
Original post made on May 29, 2013
Like this commentPosted by Animal lover
a resident of Alamo
on May 29, 2013 at 7:53 am
Can I just drop my pet off and then pick her up later with the handouts? That way she will know what to do in an emergency.


text: I have a medium frame full of capped drone cells plus two queen cells. I'd like to freeze the drone cells but cut out the queen cells for use elsewhere. Any tips on how to tie or place the queen cells into a queenless hive? Just cut a section out with a knife and rubberband it onto a frame?


text: I have a package of bees coming on the 20th of April. This is my second package to install. Last year I waited three days to the let queen lose, I have a local beekeeper who says to wait 7 days. I'm also reading on immediate release as these bees will travel from California to Nebraska then I will have to go pick them up with is about a 2 hour drive from home. I know this has been discussed before but I can't seem to find the article on it to read. What's everyones opinion.


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"The Cronic smells of Nasty air."
We had a little run in with the skunky last night and the smell is just lingering everywhere. For the dog we used Natures Miracle and it worked well on the dog (even though I still smell the critter on my hands) but the lingering in the air We have a whole house fan and the smell just sits there. Washed everything I believe the dog touched and her collar is a lost cause. Anyhoo, Any suggestions?


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In 1998, three Chicago-area mothers of children with
uncontrollable seizures fantasized about creating an organization
to fund innovative epilepsy research and raise awareness
about the disease. They were desperate to make a difference.
They quickly found out that realizing their dream was not
so easy and required, from the very start, legal expertise.
At that time, Sidley Austin, LLP (www.Sidley.com), and
one of their attorneys, Lynn D. Fleisher, Esq., offered to provide
their legal services at no charge in order to help CURE
incorporate and attain its nonprofit status. In this true spirit
of giving, Ms. Fleisher brought legal and scientific expertise
(she also has a PhD in genetics) and the compassion of a
mother whose child did not have epilepsy, but who could
understand the struggles of those who did.
Since then, Ms. Fleisher and her colleagues have continued
to provide CURE's legal services at no charge. In
addition, Sidley Austin is a Silver Sponsor of CURE's
Annual Benefit in Chicago.
Thank you to everyone at Sidley Austin for sharing
CURE's vision of a cure for epilepsy and for their help in
ensuring that as much as possible of every dollar donated
to CURE may go directly to research.
Read More


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Note: This message is displayed if (1) your browser is not standards-compliant or (2) you have you disabled CSS. Read our Policies for more information.
IHCDA finances the homeownership programs through the issuance of Mortgage Revenue Bonds (MRBs). These bonds, a form of Private Activity Bond, are primarily tax-exempt, meaning that the interest paid to investors is exempt from federal income taxes (though it may be a preference item in the Alternative Minimum Tax calculation). However, taxable bonds are used to supplement volume at times. IHCDA's MRBs are AAA and Aaa rated, by Fitch and Moody's respectively, and are sold through our underwriters and selling group members in three to four issues per year.
On a trial basis, IHCDA is making available an Excel template that upon being loaded onto a Bloomberg system will download all relevant loan data for MBS pools backing IHCDA bonds. Please e-mail firstname.lastname@example.com to send feedback on this template. Please click on the link below to download the template.
IHCDA has engaged DAC as its Disclosure Provider. To view IHCDA's secondary market disclosure information:
Questions? Please call DAC at 888-824-2663 and speak with a customer service representative.


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Mahabaleshwar - Arthur's Seat and Connaught Peak
Trip Start Oct 21, 2012
24Trip End Ongoing
Map your own trip!
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What I did
Arthurs Seat
Connaught Peak
Yes, we did get those views on our 2010 trip. On this visit there was NO VIEW at Arthur's Seat, thanks to dense fog and continuous light drizzle. Nonetheless it was an experience in its own right.
Connaught Peak is the second highest point in Mahabaleshwar. Very few people go there especially in off season. To get to the peak you have to climb up stone steps in the forest. As you emerge into the light you are greeted - in September - with a riot of yellow daisies any which way you care to look!
The photos of Connaught Peak are from two trips this September 2010 with a two week gap. We did not return to Arthur's Peak.


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I did ask in the live chat, so no offense, I just need some more input. Hard for me to follow there.
I live in Texas, zone 8b. I purchased my equipment and want to have two hives and collect some honey for ourselves. However, my kits and parts that I ordered mean I have three deep bodies and two medium hive bodies. My plan was to run the deep hive bodies until they got 7 out of 10 frames filled, then put on the excluder and put my medium super on and wait for it to fill up with honey. So...
1.) I am now confused as to whether one deep is enough to properly keep my bees from swarming and keep honey for myself.
2.) If it is enough, when do I put on my queen excluder and my medium honey supers if I am only running a single deep hive body??
I asked specifically about this when I ordered my equipment, and I was told this is all I needed. But, the more I read, the more Im not so sure.


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Just wanted to share a pet peeve of mine. I sell raw on heated unfiltered honey. This year I made enough to sell it to local health food stores. Yesterday I made a sales pitch yesterday where the store owner was really excited about the honey. Today I brought it in-- a case of 24 queenline jars only to be met with a tepid "oh thats raw honey really?...It doesnt look like the raw honey on the internet.....?"
I then had to explain for 15 minutes about how the honey is in fact raw but recently extracted and so it is still pretty clear. This company Really Raw honey makes claims on their website (which is one of the first one that comes up for raw honey that: raw honey is supposed to be smooth creamy and spreadable with wax chunks it"
I told the store owner that what they were selling was more of a creamed honey, and that if mine sat around for untold months that it would crystallize up too, and that many customers don't even like the consistency of creamed honey (in my experience anyway). Also, I could have been lazy and not even strained it, so that there were big chunks of wax and bee carcasses in there which doesn't sell either.
Anyone else have to deal with this nonsense? I left annoyed as the store owner implied by her questioning that I was somehow offering fake raw honey--she asked me several times if I heated it---which I never do. She bought it but still I don't need to be interrogated.


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On Sunday, June 1st, Delaware Rush claimed it's dominance of the DYSA State Cup by winning 8 State Cup Championships. With the club capturing 5 titles earlier in the year, the club was able to add to it's total by winning a record number 13 of 16 State Cup Championships.
The club is very proud of this accoplishment and will look forward to attending the USYS Region 1 Championships in Rhode Island later this month. Congratulations to the following teams: U12 Boys Rush, U12 Girls Rush, U13 Boys Rush, U13 Girls Rush, U14 Boys Rush, U14 Girls Rush, U15 Boys Rush, U15 Girls Rush, U16 Girls Rush, U17 Girls Rush, U18 Boys Rush, U18 Girls Rush, U19 Boys Rush
With the club winning 13 State Championships, the Rush will continue to strive to be the top club in Delaware and look to add some Regional Hardware to it's trophy case in Rhode Island.
U12 Boys Rush:
U12 Girls Rush:
U13 Boys Rush:
U13 Girls Rush:
U14 Boys Rush:
U14 Girls Rush:
U15 Boys Rush:
U15 Girls Rush: Not Pictured
U16 Girls Rush: Not Pictured
U17 Girls Rush: Not Pictured
U18 Boys Rush:
U18 Girls Rush: Not Pictured
U19 Boys Rush: Not Pictured


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Your correspondent last week who has invested money in his children's names raised another question that I have been pondering.
We have a 3-month-old baby and have opened an account in her name to start saving for either her education or a general financial kick-start to her adult life.
Is there any reason why I can't list her as an employee of our company, so that the money we are putting into her account each fortnight is tax-deductable for us (but she will pay tax at her rate)?
This is not "our" money in her name - it's always going to be her money, although we parents will be signatories on her account until she's a bit older.
You've got to be kidding - in more than one sense!
But just in case you're not ... "In general," says an Inland Revenue spokesperson, "a person intending to employ his or her child should ensure that the payment is made in respect of genuine work done in the operation of the business."
Let's see now, how could a 3-month-old earn her pay? She's a bit young for chimney sweeping. And something tells me that while eating and crying might be hard work for her, you might have trouble explaining how they help your business.
Continues the spokesperson: "The wage must be at a market rate for the work/services performed, and the wage must actually be paid (it is not enough to simply raise a journal entry).
"There is a specific anti-avoidance provision in the Income Tax Act 2007 (section GB 23 and GB 4) to prevent a deduction for excessive remuneration paid to a relative (that is where the amount paid does not relate to work/services performed, or the rate of remuneration is excessive for the work/services performed)."
I've seen this applied when one spouse runs a business and employs the other to do the paperwork. The couple has to be able to show that the second spouse actually did the work. I'm sure there are teenagers on their parents' payrolls, too. But you are really pushing more than the pram here.
The department adds: "Taxpayers who do claim a deduction in respect of payment for which no work/services were performed, or who pay an excessive amount for any work/services performed, are likely to face penalties for tax evasion. Inland Revenue would suggest that taxpayers considering employing their children should discuss the matter with their tax adviser."
But before you bother, it might be an idea to at least let bubba start school.
Rude awakening
Congratulations on your robust response to the query from the blatant tax-dodger in your last column.
Your reply to someone who was prepared to publicly seek advice on such practice was considered, appropriate and backed by superb quotations. I suspect that a similar tone might provide an equally rude awakening to members of the dreamland Occupy Wall St movement.
My wife and I work hard to repay mortgages on three houses that we hope may help provide us with a comfortable future. We consider ourselves part of the so-called "99 per cent category".
However, rather than being concerned that our efforts are lining the pockets of the other 1 per cent, I think it more likely that the taxes on our toil are being used to fund Franklin D. Roosevelt's "organised society" for those who choose to abstain from contributing, along with the welfare benefits of those who lament their circumstances by protesting.
One of my own favourite philosophies is that, rather than seeking greener pastures elsewhere, the grass at one's own feet can be made green through the application of fertiliser.
Thanks for your kind comments, but I'm afraid I can't lump protesters in with tax-dodgers. While I'm not camping out for the cause, I have some sympathy with the Occupy Wall St protesters' arguments.
Even if I didn't, I think of another quote - from French philosopher Voltaire. Written in the entrance to the Chicago Tribune, where I used to work, it reads: "I do not agree with a word you say, but I will defend to the death your right to say it". It's good that people can protest; it's bad that people dodge taxes.
What's more, you seem to be implying that, firstly, all protesters are welfare beneficiaries, and secondly, that beneficiaries may not be worth supporting. On both counts, some are and some aren't.
Still, good on you for working hard, and for making the most of what New Zealand has to offer. You probably deserve your comfortable future.
Own home a priority
We are 62 years old, renting, sadly, due to our poor property investment decisions.
Thankfully my husband has just got a job after being out of work for some time. We were barely surviving on my small business earnings.
My parents both died within 11 months of each other and I have been left a small legacy. I feel a huge responsibility to use this opportunity for us in the best way possible.
It would be great to have some feedback from you.
Regardless of your history, I suggest you buy a home - even if it it's just a modest unit.
For most people, it's not a good idea to go into retirement without your own home. You never know when a landlord might kick you out because they've decided to live in the place themselves or to sell it.
And you can decorate and garden your home the way you want to. It's harder to make a rental property feel as if it's really yours - and that tends to matter particularly in retirement.
Your first step should probably be to find out how big a mortgage you can get. It might not be large at your age, but with two incomes you should be able to raise something.
Even if you reduce repayments after you stop work - which might mean the mortgage isn't fully repaid until after you die - at least you've had your own place to live in.
In most parts of the country, now is probably not a bad time to buy a home - which means you can bargain hard. Find something you like and make a low offer. You might be surprised at what's accepted.
If not, move on to the next place. No matter how much you think a certain home is the only one for you, there are always other good ones around the corner.
KiwiSaver returns
I am nearing retirement age and half of my KiwiSaver deposits are put into the ASB NZ Bank Deposit Fund, which returned only 2.8 per cent in the year to March 2011.
On complaining, I was advised that the bank was paying the inter-bank/OCR rate on this fund, not the "on-call" or term deposit rate paid to regular retail bank depositors.
I consider this an abuse of the KiwiSaver money deposited by savers. ASB are taking advantage of KiwiSavers. They should be paying at least a six-month term deposit rate, as the money is deposited long-term and only a small amount is able to be withdrawn. Inter-bank funds are short-term loans.
This fund started in October 2007 and has a return of 4.62 per cent a year. And yet, term deposits of three to nine months over that time have mostly been over 5 per cent, only falling below that over this past year.
Is there a KiwiSaver fund that puts money in term deposits and therefore is as safe as a bank and yet returns what I can achieve from my term deposits?
Alternatively, can you put pressure on ASB to pay what is a fair interest rate on this fund?
First, a couple of clarifications. What you were told, that the fund pays the inter-bank/OCR rate, isn't quite right. Instead, it tracks the ANZ 90 Day Bank Bill Index, which measures returns on short-term wholesale bank bills, says ASB's general manager investments, John Smith. "It is similar to being invested in a rolling 90-day wholesale term deposit."
Second, you've actually slightly overstated the fund's return since it started. As of September 30 this year, the return has averaged 4.49 per cent a year, before tax and after fees.
Your point that the fund should invest in longer-term deposits sounds reasonable.
However, the fund's stated objective is to "provide investors with low-risk returns consistent with short-term wholesale New Zealand bank deposits," says Smith. If you don't like that, I guess you shouldn't be in that fund.
A bigger issue, though, is the fact that the fund is a wholesale investor, because the manager invests big sums.
In the past, wholesale investors tended to be paid higher interest than retail investors like you and me. It was much cheaper for a bank to deal with one manager investing $20 million than 200 people investing $100,000 each.
But that changed when the Reserve Bank brought in new rules, from April 2010, to strengthen banks' financial stability. By looking at a bank's "core funding ratio", the Reserve Bank limits how much the bank can lend out, relative to its deposits.
Under the current rules, if someone has total deposits of less than $5 million in a bank, 90 per cent of those deposits count towards the bank's core funding ratio.
But if someone has deposits of more than $20 million, only 40 per cent of that money counts towards the ratio. The proportion decreases again for total deposits of over $50 million.
"The details of the rule are complex, but the broad principle is that the larger the deposit, the less lending it can fund proportionately," says Catherine McGrath, ASB's executive general manager of strategy, payments and products.
That's because it's much more likely that a big depositor would withdraw all its money at once than that many small depositors would.
The change has made retail depositors much more attractive to banks than the big boys. So how does a bank bring in the little guys? By offering them higher interest rates.
There's not a lot you can do about that, other than to contribute only as much to KiwiSaver as you need to get all the government and employer contributions. Beyond that, save in bank term deposits - as long as you can resist the temptation to spend that money.
You can, of course, move to another provider's cash fund, but it will probably be in a similar situation.
It's unfortunate. But, as McGrath points out, even wholesale interest rates are pretty good these days compared with rates in many other countries.
And because of the KiwiSaver incentives, cash funds are still a good investment.
Mary Holm is a freelance journalist, part-time university lecturer, member of the Financial Markets Authority board, director of the Banking Ombudsman Scheme, seminar presenter and best-selling author on personal finance. Her website is www.maryholm.com. Her advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it. Send questions to firstname.lastname@example.com or Money Column, Business Herald, PO Box 32, Auckland. Letters should not exceed 200 words. We won't publish your name. Please provide a (preferably daytime) phone number. Sorry, but Mary cannot answer all questions, correspond directly with readers, or give financial advice.


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Simplify everyday tasks: find something instantly, compare documents side-by-side, or easily back-up your complete system over a network.
Enjoy a PC that works the way you want it to; supports 64-bit technologies and offers XP Mode for your business productivity applications.
Make new things possible: watch Internet TV, pause, rewind, and record TV or use Touch to interact with your PC in new ways.
Available to:


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Looking Back-March 21, 2013
40 years ago, March 22, 1973
From the Country Echo
Al Cheney, Nisswa Chief of Police, announced his resignation this week effective Friday, March 23. He headed the police force for three years and will return to Hutchinson to resume his former job as a patrolman.
The federal government cautioned last week that gasoline is likely to be in short supply this summer, but that it does not expect to resort to contingency plans for rationing or restricted use.
30 years ago, March 24, 1983
From the Country Echo
C.A. McLaird, former Pequot Lakes superintendent (1942-51), was honored at an appreciation and farewell tea along with his soon-to-be bride, Mrs. Cumal Nielson. Eugene Kennedy organized the event.
(photo) The baptism of Nichole Marie at St. Christopher's Catholic Church brought together five generations in Nisswa: Mrs. Paul (Milly) Koep, Urbank; Mrs. Marv (Judy) Koep, Nisswa; Emma Koep, Urbank; and Mrs. Rick (Shelley) Bartella and her daughter, Nichole Marie, Pequot Lakes.
20 years ago, March 18, 1993
From the Lake Country Echo
Fire destroyed the 28-year-old Shamp's Meat Market in Pine River on Friday, March 12.
(photo) Charlotte Greer, a Pequot Lakes elementary teacher for 25 years, was named Teacher of the Year. Presenting the plaque is Jim Oraskovich, elementary principal. Apples for the teacher were presented to Greer by Lynn Couch, 1992 Teacher of the Year.
10 years ago, March 20, 2003
From the Lake Country Echo
In an ongoing push to improve interaction between the newsroom and the readers, pineandlakes.com, the official website of the Lake Country Echo and the Pine River Journal, has introduced new features that will allow better communication with its visitors, including an Article Comment board at the end of each article.
Leo and Dodo Fraser. Crosslake's "professional volunteers" and longtime residents, were grand marshals for the Crosslake St. Patrick's Day parade.


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