text:
Town Square
Auto Industry Bailout - what do you think?
Original post made by Carl, Del Prado, on Nov 12, 2008
Let GM restructure as market forces demand. To bailout this firm only delays the inevitable.
As President-Elect Obama has said...
"There's new energy to harness, new jobs to be created, ...
"The road ahead will be long. Our climb will be steep. ...
"And we know the government can't solve every problem. ...
"And, above all, I will ask you to join in the work of remaking this nation, the only way it's been done in America for 221 years - block by block, brick by brick, calloused hand by calloused hand.
The unleashing of intellectual capital held by GM into other industries, the reconfiguration of the assets into more fuel efficient car manufacturing, so much potential is being held back by the forces who don't want *real* change.
Let GM and others fail. This the real change we need.
What do you think?
Comments (25)
a resident of Livermore
on Nov 12, 2008 at 8:27 am
I think that the auto industry in the US will collapse despite the federal bailout. I don't know anybody that owns a car made in the US. They have failed, NO MORE BAILOUTS.
Invest the $$$$$$$$$$$$$$$$$$$$ in schools, math, science, arts, sports, streets free of criminals, green technology and bicycles. What else?
Plain clothes and get rid of QVC!
Find some honest people like myself control the money.
a resident of Another Pleasanton neighborhood
on Nov 12, 2008 at 8:48 am
I agree with the above posters. I pay for my own expenses and now get to pay for those of the greedy people who have been bailed out already. Have you read about ANOTHER big party, this one in Phoenix, for the benefit of AIG executives? Food, drinks, entertainment, limos, what next? The government will never police the spending of these idiots so we better just not give them the money at all. US automakers gave us the moronic Hummer -- let them eat s**t for all I care, they will get what they deserve.
a resident of Amador Valley High School
on Nov 12, 2008 at 9:17 am
My father worked for Chrysler in the late 1960's. He was laid-off when the Japanese Automakers started making huge in-roads in the American Marketplace. At that time, he became an employee of Datsun and I can vividly recall him stating until Detroit retooled and built smaller, more fuel efficient cars they would continue to be losers in the marketplace. He restated that opinion during the gas shortage of the late 1970s -- prefacing it with "Detroit still has not learned."
As a result, I tend to resent this bailout. However, there are a lot of other "connected" industries that will suffer if Detroit does crash and burn. What does need to happen is very close monitoring of fund usage and progress toward REAL fuel efficient car manufacturing.
BTW, the Hummer was originally built for military use by American Motors Corporation in the late 1980's.
a resident of Amador Valley High School
on Nov 12, 2008 at 3:55 pm
Unless the Feds are willing to offer any business in trouble a "bailout"...... I think the best thing long term would be to let the big auto makers fail. You'd find that smaller more efficient and state of the art vehicles would be built and sold and American car makers could truely become competitive in the world market. Union labor is what is KILLING the auto industry.
a resident of Vintage Hills
on Nov 12, 2008 at 4:25 pm
Say what you will about American cars, I LOVED LOVED LOVED my bright red Ford Mustang convertible! And never had a problem with it through 100k miles.
One report I saw stated that the cost to help bail out the auto manufacturers NOW will be *drastically* lower than the cost to help address the ripple effect of their failures later. This is mostly due to the tens of thousands of employees looking for work in a different industry, plus the feared failure of so many businesses who provide parts and services to the automotive industry. I'll try to find a link to that article and post it here.
a resident of Amador Valley High School
on Nov 12, 2008 at 4:34 pm
Unless -- I disagree. While I don't believe Unions have the clout or value they've had in the past (soon to be evidenced when the AT&T/CWA contract expires on April 4, 2009), the real issue lays at the feet of Corporate AND the Consumer.
The most important thing to Corporate is stock value and sales numbers. Investing in research and development is a drain on Corporate Coffers. Why R&D when Americans LOVE Gas Hog SUVs with all the gadgets that do nothing but add more weight and decrease gas mileage?
If Consumers were demanding more fuel efficient vehicles, WE would have driven Detroit to respond to the marketplace. Instead, we had "Sarah Palin's" shuttling kids to practices in SUVs they can barely drive, let alone park. But they looked cool and trendy in the process.
While I do have some resentment on this latest bailout, I also believe by and large we have only ourselves as consumers to blame. Ditto the Mortgage Crisis. And now we're all paying for it -- and dearly.
a resident of Donlon Elementary School
on Nov 12, 2008 at 8:46 pm
This is just one big payback to the Unions. The auto industry is not in trouble...look at how well Toyota is doing here in the US. Last I heard they are part of the auto industry. This is about GM in trouble because of all the unrealistic union contracts they got themselves into and now can't afford. ....Now the Unions are looking for a payback from the Dem party to bailGM out out so GM can honor those contracts. Look @ how many $$$$ went to the Dem party from UNION dues. That money helped get them elected. Anyone who can't see that is just plain blind.
a resident of Amador Valley High School
on Nov 13, 2008 at 4:58 am
*Proudly Blind*
a resident of Amador Valley High School
on Nov 13, 2008 at 9:27 am
I'll expand on my comment regarding Unions. 1. They are outdated and fill a role not at all consistent with their founding principles etc... They now seem to represent the highest pay for the least amount of work and have destroyed the competitive market. As soon as any business gains significant presence without union labor they are picketed and the lower level workers brainwashed into believing they "need" the union to be paid "fairly".
2. Ever notice that just like in a lawsuit where the only real winners are the lawyers that in most strikes, the workers almost never get back lost wages? Oddly enough the contract increases agreed end up being a wash at the end of the negotiated contract and the strike ends up with a net zero gain for the workers (almost never recognized publicly). There is a huge overhead for union management which is the only faction of the unions that _really_ benefit from unions.
3. Why do highly paid professional athletes need a union? Unions were originally for stopping "sweat shops" and helped people get a living wage for unskilled labor.
I'll repeat, paying union contract labor outrageous hourly wages for unskilled jobs in the american auto industry is killing that industry. Every other business is being forced to scale back and deal with reality. The sub-prime loan market is at the core of this breakdown. I am tired of hearing all of the complaining night in and night out about how people were coersed, mis-led etc... into taking loans that were bad. Whatever happened to buyer beware, and taking responsibility for ones own actions? All of the "equity" that has been lost in real estate has really not been lost at all, it was simply never really there. All of the energy right now seems focused on rewarding people for bad behavior.... ie... BAILOUT's
2,000 sq ft homes in Pleasanton were NEVER REALLY worth $1M dollars.
a resident of Amador Valley High School
on Nov 13, 2008 at 9:58 am
Unless -- I still disagree -- even with your expansion.
No Union Employee is paid what a Corporate CEO is paid. While they may not be as well educated, I would bet that CEO couldn't do the job a Union Employee does. Thus I stand by my "Corporate" is more to blame than the "Union."
I do not disagree the overhead associated with Union Management is out of control. That's why in all my years as a "craft-level" employee I was never an official member, and for half of those years I didn't pay dues. I simply did not feel I was getting back what my dues were supposed to support. I also do not believe the Union Management has the real interests of the workers at heart anymore.
That having been said, I still feel the real crux of the current issue under discussion is not the Union Rank and File. It is Corporate and the Consumer. Demand Smaller and Greater Fuel Efficiency. Until then, expect BAU.
a resident of Pleasanton Heights
on Nov 14, 2008 at 10:08 am
The major problem with the unions is not current wages. It is the lifelong benefits paid to retired workers that the foreign manufacturers do not have to pay. I read sometime ago that the above costs add about $3000 to the cost of each vehicle. So in order to compete, U.S. mfgr's have to build less quality into their cars, or charge more for them.
The only salvation for the American auto industry will be to file bankruptcy like the airlines have done to change the union contracts, or else have a Federal bailout every year. I'd rather have my tax dollars go to education or some other productive endeavor.
a resident of Another Pleasanton neighborhood
on Nov 14, 2008 at 11:01 am
I disagree with bailing out the auto industry. We used to buy only american cars, but they were such poor quality, that we switched, and now only buy foreign cars. The auto industry is in trouble, no doubt, but it has more to do than the current financial crisis - it has to do with their inability to come up with good, reliable, gas-efficient cars. Do not bail them out, there is no guarantee that a bailout will solve their problems.... they need to face the consequences, get rid of incompetent CEO's and others making decisions.
a resident of Another Pleasanton neighborhood
on Nov 14, 2008 at 12:13 pm
mooseturd is a registered user.
NO, NO, NO. No gifts. No handouts. No loans. The big three have failed. The sooner we sweep up the wreckage, the better off we will be.
a resident of Foxborough Estates
on Nov 14, 2008 at 12:42 pm
The entire US auto industry needs to be restructed period! All a bailout will do is prolong the inevitable. The US auto industry has been on life support forever. That is WHY they must have credit to survive as they never get to a cash/profitability position. If after 50+ years any business hasn't figured out whether it can be profitable it dosen't deserve to exist!
a resident of Vintage Hills
on Nov 15, 2008 at 7:29 pm
Save the US auto industry, not GM and Ford.
As Carl stated, other companies have either evolved or failed and the same has to happen to GM and Ford.
I think the US taxpayer should make a substantial investment in moving the industry away from gasoline powered vehicles as the technology is here just not yet the funding and demand to bring it to market with mfg scale and efficiencies.
Some dollars should buffer the impact to the rank and file workers.
Bond holders and shareholders took their risks and should not be bailed out!!
a resident of Another Pleasanton neighborhood
on Nov 16, 2008 at 3:10 pm
Bailing out the automakers would be a bad idea. Look what has happened with Amtrak. What incentive do they have to operate efficiently if they know they're going to get help from teh government?
a resident of Vintage Hills
on Nov 20, 2008 at 8:49 am
After reading a bit more about the Auto Bail-Out issue, it seems that allowing these firms to go bankrupt would allow them to restructure to be more competitive. Here is an article that explains how that option could work:
Web Link
a resident of Amador Valley High School
on Nov 20, 2008 at 8:53 am
When three CEOs and the UAW's Union Head can board private jets (rather than "jet-pooling") to beg for a bail-out, there clearly is something outta wack here.
I recommend they go tin-cupping somewhere else.
a resident of Another Pleasanton neighborhood
on Nov 21, 2008 at 4:32 pm
I just emailed Mcnerney asking him to oppose the bailout. I recommend for everyone to do the same.
The auto industry is suffering, but it has to do with more than just the financial crisis. Their CEOs are paid too much, get too many "goodies" and their union contracts are simply outrageous.
I oppose my taxpayer money to go to a bailout that will finance fat paychecks and ridiculous union contracts.
Please email your congressman/woman and let him/her know that you oppose the auto industry bailout. And if you know anyone in Pelosi's district, please encourage them to do the same. I mean, Pelosi seems out of control, her letter to the auto industry (posted today on CNN) does not mention anything about money not going to the unions should the bailout pass.
Make your voice be heard!
a resident of Amador Valley High School
on Nov 21, 2008 at 4:50 pm
Nice post Call,
Can you please post McNerney's email address since you just emailed him. It will make it easier for folks to email him quickly if they can just cut and paste it.
a resident of Oak Hill
on Nov 22, 2008 at 1:49 am
Why waste your time e-mailing McNerney. He'll do what Pelosi tells him to do...
He'll "glad hand" at his so-called "Town Meetings", then do what he's told be his party leaders...
This is a trait used by all politicians that wish to remain at the public trough...
a resident of Another Pleasanton neighborhood
on Nov 23, 2008 at 9:41 am
a resident of Pleasanton Meadows
on Nov 24, 2008 at 1:25 pm
I strongly oppose the automakers bailout. ford and gm have ignored the market and consumer trends for decades and keep pushing out the same old garbage vehicles. i have tried to stay loyal to american car makers but my last two ford products have been maintenance nightmares.
to say nothing of the fact that standard features on most japanese cars are still added expensive options for american cars. i think that both the corporate suits and the unions are equally to blame- they cannot or will not adapt so they face extinction by their own hands.
a resident of Del Prado
on Dec 8, 2008 at 9:18 pm
This article explains more about why a bailout/loan is not a good idea.
Web Link
a resident of Del Prado
on Dec 10, 2008 at 5:44 am
Updated link:
Web Link
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subset: commoncrawl


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Berlin Townhouse on Victoria Park
Size30 m²
Floor No.
- Kitchen
- Washer/dryer
- Parking available
- Balcony/terrace
- Internet/WiFi
- Towels
Accommodation summary
|Sixtusgarten, 10965 Berlin, Germany
|Property type
|Property ID
|Acceptance rate
|Response time
|More than a week
|Calendar updated
|2 weeks ago
The apartment is quiet, has its own entrance and private garden terrace. It is located in a listed site of the former Schultheiss brewery. Access is through the Gothic door from the former brewery park with beautiful old trees.
From the apartment is only 100 meters to the road Bergmann, one of the most popular streets of Berlin scene with all the necessary but also unusual shops, many restaurants, cafes, bars, market hall and on Saturday organic market. In the immediate neighborhood of Kreuzberg is the Victoria Park, one of the most popular and most diverse parks in Berlin with the famous monument of freedom Friedrich Schinkel and a fantastic view over the city.
Features: Entrance hall with wardrobe and wardrobe, double bed 1.60 x2.00m, bathroom with tub / shower and washing machine, small fully equipped kitchenette, cable TV, DSL, Wi-Fi, stereo, radio, CD player, solid wood flooring, underfloor heating.
Public transport: metro stations: Place the air bridge, 200m, 300m Mehringdamm, several bus lines, easy parking.
Price: 45,00 € / night (including linen and towels)
additional cleaning: 25.00 €
Minimum stay: 3 nights
House rulesNon Smoking
|Weekly rate for up to 2 guests
|Check-in after
|Check-in before
|On arrangement
|Check-out before
|Cancellation Policy
Reviews of this property
Nice apartment next to beautiful old town house. Very clean and there was everything you need for a city break. 5 minutes walk to u bahn,perfect located
We had booked the apartment for a week in June. The tastefully and practically furnished one-bedroom apartment is very quiet; right at Victoria Park. Metro station and Bergmannstrasse with many restaurants, small shops and market hall are nearby. For breakfast you will find in the immediate vicinity of cafés with great coffee. The contact with the owner was pleasant. We would definitely come again:
Wir hatten die Wohnung für eine ganze Woche im Juni gebucht. Das geschmackvoll und zweckmäßig eingerichtete Ein-Zimmer Appartement liegt sehr ruhig; direkt am Victoria-Park. U-Bahn-Station und Bergmannstraße mit vielen Restaurants, kleinen Geschäften und Markthalle sind in der Nähe. Zum Frühstücken findet man in unmittelbarer Nähe Cafés mit sehr gutem Kaffee. Der Kontakt mit dem Vermieter war angenehm. Wir kommen sicher wieder:
A tranquil oasis in the hustle and bustle of Kreuzberg - really great !!!
The apartment was just right for a few days in Berlin, quiet, bright, clean, tastefully decorated.
Eine ruhige Oase mitten im trubeligen Kreuzberg - echt super !!!
Die Wohnung war genau richtig für ein paar Tage in Berlin, ruhig, hell, sauber, geschmackvoll eingerichtet.
We had a wonderful stay att Ekharts Townhouse at Victoria Park.
The flat is perfectly located and ideal for two persons.
Prepare for a visit from us in the future! :)
Perfect place for two persons
Very quiet and still central for shopping, restaurants and transport around the city.
A beautiful small apartment in an interesting location, quiet with no traffic noise stőrenden.
Very well furnished with everything you need, very clean.
We would love to come back.
Ein schönes kleines Appartement in interessanter Lage, ruhig ohne stőrenden Verkehrslärm.
Sehr gut eingerichtet mit allem Notwendigen, sehr sauber.
Wir kommen gern wieder.
We stayed in the Victoria Park apartment in late March 2015 for 6 nights. Ekhart was very helpful on our arrival and made sure we had all the practical details we needed.
The flat itself is very well equipped for a holiday apartment, probably the best equipped that we have stayed in. The little kitchen has more than enough utensils, pans, crockery and cutlery for 2 people and meant we were able to do a bit of cooking and have our breakfast in the flat each day. The flat is obviously very well maintained- it's very nicely decorated and the comfy bed was a big plus! I think the only slight negative was that the dining table is a little unstable with a heavy glass top, but once we realised that it was easy enough to avoid knocking it too much.
Location is nice and quiet but with an easy walk to the U-Bahn and the shops and cafes on Bergmannstrasse. It's perfect if you want to stay in a laid back neighbourhood but with easy access to the city centre and livelier areas to the east. We found ourselves using Mehringdamm U-Bahn more than the closer station at Platz der Luftbrucke- slightly longer walk (ca. 10 mins) but more imbisses and shops on the way.
We had a wonderful weekend in Berlin. For this, the great apartment has contributed in perfectly quiet location in the middle of Kreuzberg 100%. There were no wishes open. The contact with the owner was very pleasant and perfectly smoothly. Our next visit to Berlin will lead us hopefully back out here.
Wir hatten ein traumhaftes Wochenende in Berlin. Dazu hat das tolle Appartement in vollkommen ruhiger Lage mitten in Kreuzberg 100% beigetragen. Es blieben keine Wünsche offen. Der Kontakt mit dem Vermieter war sehr angenehm und vollkommen reibungslos. Unser nächster Besuch in Berlin wird uns hoffentlich wieder hier hin führen.
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I have asked about other DIY projects here before. Has anyone here seen or have a boat made of plastic barrels? I am thinking something along the lines of 3-4 barrels, screwed together some how, with foam shot into them. Any ideas?
I have asked about other DIY projects here before. Has anyone here seen or have a boat made of plastic barrels? I am thinking something along the lines of 3-4 barrels, screwed together some how, with foam shot into them. Any ideas?
I made a raft out of plastic 55 gallon drums one time.The main problem was that they were so bouyant that the raft rode kind of high in the water causing it to have a high center of gravity which made it a little tipsy.Not good for a bunch of drunk people.We had to portage our raft which kept the overall dimensions on the small side but I would imagine if you spread the barrels out more and built a pontoon style configuration they would probably work pretty well.You probably wouldnt have to foam them because it would only add weight and you dont need extra bouancy not to mention that expanding foam can be real expensive.Be sure to know the origin of your barrels because you will be surprised how fast the EPA will show up and make sure that they never contained anything toxic.
The epa in east texas? Ya right. The guy that i purchase my barrels from sells them on one of the main highways next to a football stadium. Suprised the grass is not dead in the end zone next to his house. His yard should be considered a nuclear waste site. He dumps the left over stuff from the barrels on the ground.
Theres a factory right down the street from my business that creates food flavorings and they have a constant pile of food grade buckets and barrels out in back of their building that they toss in a crusher to go to the local landfill.I am going to try to get a contact there so I can start picking some of them up.Those buckets are real popular with the local beekeepers.
You will definitely want to foam your barrels. The likelihood of your watertight seals (bungs and bolt-holes) staying watertight, over time, is small. Foam will not only increase the buoyancy, but will also prolong the useful life of your barrel. Use marine buoyancy foam since it is designed to resist the ravages of water better than, for example, expanding insulation foam. It comes in large bottles and you can just pour it right into your barrels.
Pontoon boats of this general type are usually considered to have a weight-bearing capacity of about 500# per barrel, so plan appropriately. If you expect it to stay loaded (weight), you can get by with simply strapping your barrels to the decking. Nylon ratchet straps work well for this if the buckles are not steel (iron is better than steel in resistance to, specifically, briny waters; stainless is the worst BECAUSE of the nickel content) and do not contain dissimilar metals.
Alternatively, you can buy large blocks of buoyancy foam and use them directly, without barrels, for the same effect. The barrels provide wear protection for the foam, however, so you will get reduced life by taking this option.
The World Beehive Project - I build one of every popular beehive in the world!
The reason I am using barrels over going and buying a cheap used jon boat is cost. I am going to somehow connect the barrels with 2x4s. I am looking at about 30.00 for the barrels and a few (one per barrel and 4 barrels so four cans) of spray foam. Plus it would satisfy my inner bubba.
Oh, sorry to hear about your racehorse.
Back in the day we had Raft Races on the River with 55gal drum rafts having their on
class. It was a lot of fun. Our object was never to win as the drum rafts were slow and hard paddling.
Losing was mitigated by plenty of room for a big ice chest.
Back to the question at hand. If you can get 35 gal food grade barrels all the better. Silicon the two plugs at the top and screw them in.
Then we built a kind of yoke out of ply wood and strapped the barrels to it. Those would be connected to some 2x4s.
Throw some plywood on for a deck, a couple of lounge chairs and an ice chest. Critical point here. Don't forget an ice chest with your favorite Beverages!
I am thinking about something different than what I said before. I was kinda thinking something like this-
0 0 0
0 0
Foot 00 B1 0 and then mirrored of that on this side.
0 Well 0 0 0
0 0 0 0 0 0
Screw them together with treated 2x4s on the top and bottom of the middle barrels, and screw on the foot wells (halves of barrels).
What could I do for paddles? I am leaning towards raft poles instead of paddles. What do y'all think? Also, thinking of hooking it up to a 100' rope tied to a tree or something on the shore, so if we drift the neighbor or the VFD doesn't have to come after us.
Well my "drawing" didnt work. What that was suppose to look like was a barrel half, 2 whole barrels, and them the other barrel have (split long ways). That would give you somewhere to put tackle boxes ex. You would sit on the uncut barrels, and set you feet in the halves.
Little brother AKA Bubba made a boat today out of 3 barrels, a pallet, and rope while I was working bees. Will post a pic tomorrow.
Please check out the new kingfisherapiaries.com!
Like us on Facebook
I may have a 16' jon boat/trailer for sale in the near future?
We could even work out a trade for some bees for the boat?
Let me know if you are interested?
To far for me to drive. Thanks anyway.
Please check out the new kingfisherapiaries.com!
Like us on Facebook
I saw an episode of junkyard wars, where they built a barrel boat in the Hawaiian style with an outrigger. I recommend using 2 outriggers as theirs capsized.
Scrapfe---Never believe anything in politics until it has been officially denied.--Otto von Bismarck.
I've made a boat/raft from PVC plumbing pipe. 4" pipe with caps on the ends and 4x2 tees in the middle to connect the 2 outriggers, platform lashed to the 2" pipe. Actually with all the available fittings, layout is very flexible.


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Federal borrowing is once again approaching the statutory debt limit. Treasury Secretary Henry M. Paulson notified Congressional leaders in a letter July 30, 2007 that the statutory debt limit will be reached in early October 2007. "The actions that are available to the Treasury Department to take in order to avoid breaching the statutory debt limit would create unnecessary uncertainty for the financial markets and result in costs to the government."[1] This brief answers common questions about the statutory debt limit and the need to increase it.
What is the debt limit and why is it important? Since 1941, Congress has established in law the maximum amount of debt the federal government may issue. The Treasury does not have legal authority to issue any debt above this statutory limit. To avert a default on its credit obligations or a shutdown of government operations, occasionally it is necessary to raise the limit. The current statutory debt limit, $8.97 trillion, was established in March 2006.
Debt subject to limit has two components: (1) debt held by the public — debt held by any individual or entity that is not the federal government such as a mutual fund, individual investor, foreign government, or a municipal government; and (2) intragovernmental debt — debt the government owes itself such as the Social Security Trust Funds, the Medicare Hospital Insurance Trust Fund, and the Civil Service Retirement and Disability Fund.
There is a small amount of the "total debt outstanding" that does not fall under the debt limit. That is why the numbers commonly reported as the "national debt" might at times look larger than the debt limit.
Debt held by the public. When revenues received by the Treasury are not sufficient to meet the expenses of the federal government, the Treasury borrows to obtain the cash necessary to meet its obligations. Although much of the federal revenue used to finance government operations is received in the spring when individuals file their annual income tax returns, the federal government incurs a steady stream of operating costs all year long. Consequently, to smooth cash flow and enable the federal government to finance daily operations, the Treasury borrows money by selling securities to the public. These securities comprise the debt held by the public. Debt held by the public rises and falls depending on the government's immediate borrowing needs. It represents the cumulative amount of borrowing required to finance budget deficits. Because debt held by the public flows through financial markets, it has more immediate relevance to the economy than intragovernmental debt, which is a matter of internal bookkeeping. As of the end of August 2007 debt held by the public (subject to limit) totaled $5.06 trillion.
Intragovernmental debt. For the most part, intragovernmental debt consists of trust fund accounts that are credited with dedicated revenue such as Social Security and Medicare payroll taxes (FICA). In theory, surpluses in these accounts are "saved" for future benefit obligations. As of the end of August 2007 intragovernmental debt (subject to limit) totaled $3.86 trillion.
Intragovernmental debt increases automatically every year by the amount of trust fund surpluses invested in Treasury securities, regardless of whether the budget is in surplus or in deficit. For example, in every year since 1984 the Social Security program has generated a surplus – the federal government has collected more payroll taxes than it needed to pay current benefits. Surplus payroll taxes are held by the Social Security Trust Fund in the form of special obligation bonds. In addition, the trust fund is credited with interest on its balance in the form of additional bonds. As Social Security surpluses grow, so too does the Social Security Trust Fund, and intragovernmental debt rises. Thus, unlike debt held by the public, growth of intragovernmental debt does not reflect an imbalance in short-term fiscal policy. It represents a very different problem – growing long-term obligations that future taxpayers will have to pay for when the Treasury ultimately has to transform these bonds into benefits.
What is driving the need to raise the debt limit? Unchecked growth in either category of debt will generate pressure to raise the debt limit. For FY 2007, the Congressional Budget Office (CBO) estimates that total debt will go up by $448 billion. Of that, $164 billion (37 percent) is attributable to an increase in debt held by the public and $284 billion (63 percent) is attributable to an increase in intragovernmental debt.[2]
To understand the role of each component relative to the debt limit, consider the brief period in 1998-2001 when four years of budget surpluses allowed the federal government to buy back, or "pay down," $453 billion in debt held by the public. Over those same four years, intragovernmental debt increased by $853 billion (largely due to substantial Social Security surpluses credited to the Social Security Trust Fund). As a result, the total debt subject to limit rose from $5.3 trillion in 1997 to $5.7 trillion at the end of FY 2001.
When Congress increased the debt limit in 2002 from $5.95 trillion to $6.4 trillion, debt held by the public was actually lower than it had been when the debt limit was previously increased in 1997. The limit was raised to accommodate the increase in intragovernmental debt.
Congress could avoid future trust fund-induced increases in the debt limit if it "saved" trust fund surpluses by running total, or "unified," budget surpluses equal to the trust fund surpluses and making corresponding reductions in debt held by the public. If the increase in intragovernmental debt, which mostly represents future obligations, were offset by an equivalent reduction in debt held by the public, the budget and the economy would be better prepared to make good on those future obligations.[3] Following this strategy, however, would require substantial budget surpluses and a degree of political cooperation and fiscal discipline that is not currently in evidence.
What is the status of Congressional legislation raising the debt limit? When the House adopted the conference report for the FY 2008 budget resolution (H. Rept. 110-153), it triggered House Rule XXVII (also known as the "Gephardt Rule"). The rule automatically produced a joint resolution (H.J.Res. 43) raising the debt limit to $9.815 trillion (an increase of $850 billion). The resolution, according to the rule, was "deemed" passed and then sent to the Senate as a separate measure in May 2007. The Senate Finance Committee passed the House's increase September 12, and the legislation awaits action by the full Senate.
If Congress fails to act, what are the options the Treasury has to avoid breaching the debt limit? The U.S. Treasury can employ a few financial maneuvers to avoid breaching the debt limit and defaulting on the national debt. These transactions are benign and completely legal, but in the wake of the corporate accounting scandals in 2002 they are a source of unease among lawmakers and the public. Moreover, all of these machinations merely postpone the inevitable – an increase in the statutory debt limit.
Specifically, the Treasury can:
Has the Treasury resorted to similar tactics before? Yes. The Clinton Administration undertook similar measures in 1995 and 1996, and the Bush Administration resorted to such tactics in 2006, 2004, 2003 and twice in 2002.
How did we get to this point? In January 2007, debt subject to limit was $8.619 trillion – $345 billion below the statutory debt limit. Recognizing the likelihood that it would need to raise the debt limit in the not-too-distant future, Congress included provisions in the FY 2008 budget resolution to raise the debt limit by $850 billion to $9.815 trillion. Because raising the debt limit is a political "hot potato" – a vote that many legislators seek to avoid – the budget resolution contained special procedures and protections to expedite action on the debt limit and minimize the political risk in approving the increase. However, the different procedures for increasing the debt limit in the House and Senate – and the desire by both chambers to avoid such a vote – put the two chambers at odds with each other.
When the House passed the FY 2008 budget resolution, the Gephardt Rule allowed the House to pass a separate increase in the debt limit without a recorded vote (legislation increasing the debt limit was "deemed" passed with passage of the budget resolution).
Thus, the Senate had two ways to deal with the debt limit issue. It could pass its own standalone legislation, which the House would then have to approve by recorded vote – a scenario House leaders preferred to avoid. Instead, it looks like the Senate will take up the House-deemed legislation as passed through the Senate Finance Committee. However, that means the legislation will be subject to amendments (including politically motivated ones) that might lead to damaging extended debate – a scenario Senate leaders would prefer to avoid.
If the past is a guide, Senate leaders may stall until the last possible moment and then bring up the House-deemed debt limit increase. At that time, Treasury might have exhausted nearly all its cash management options and Congress will be eager to adjourn for a planned recess. This combination of events could effectively preclude any opportunity for lengthy debate or amendments and ensure swift passage of an increase in the debt limit. This scenario is similar to what the Senate did in 2003 and 2006.
What should Congress do?
Raising the debt limit is essentially a decision to pay the bills. Political leaders must rise above partisan gamesmanship and increase the debt limit to avoid a damaging and unnecessary debt crisis. Approval of a debt limit increase is necessary to maintain the full faith and credit of the United States government. Failure to approve an increase would have dire consequences for government finances and financial markets. Delaying action on an increase until the last possible moment, forcing Treasury to utilize extraordinary measures to avoid a default, is unnecessary and irresponsible.
Unlike budget enforcement mechanisms such as statutory spending caps or the pay-as-you-go (PAYGO) rules recently adopted by Congress for entitlement expansions and tax cuts, the debt limit places no restrictions on specific tax and spending decisions. If deficits result from these policy decisions, or if the economy fails to grow as projected, the debt limit must be increased to prevent a default on the government's obligations.
However, the need to raise the debt limit does provide an opportunity to assess past fiscal decisions and, if necessary, make course corrections. In the past, major increases in the debt limit have often been accompanied by the enactment of deficit reduction plans such as the November 1990 increase of $915 billion, the August 1993 increase of $530 billion, and the August 1997 increase of $450 billion. In the absence of such linkage Congress has been reluctant to raise the debt limit by more than is necessary to get through a short period of time. Thus, while the debt limit is not, by itself, a fiscal firewall, in the absence of other more effective mechanisms, it is one of the few budgetary speed bumps left to provide a sense of fiscal discipline. For this reason, both the House and Senate should debate and vote on the debt limit. If Members of Congress find it embarrassing or distasteful to vote on a debt limit increase, the remedy is to enact more responsible fiscal policies.
Congress and the President should use the need for action on the debt limit as an opportunity to develop a specific and realistic plan to put the country on a sustainable fiscal path. Alternatively, they could pair the debt limit increase with statutory PAYGO and spending caps and/or the appointment of a bipartisan commission to develop a sustainable fiscal policy plan.
While the Bush Administration and Congress each claim to have balanced budget plans, neither uses realistic assumptions and both are incompatible with one another — a recipe for inaction and stalemate. Using realistic assumptions, current policy is projected to add another $5 trillion to the publicly held debt over the next 10 years. Beyond then, things will get even worse as the retirement of the baby boom generation hits full stride.
Current policy is not sustainable. The rationale for confronting this problem along with a debt limit increase is clear: greater flexibility to increase the debt is allowed, but only within the context of a fiscally responsible budgetary framework.


text:
Town Square
U.S. Appeals Court overturns order requiring Wells Fargo to pay back debit card customers
Original post made on Jan 4, 2013
Read the full story here Web Link posted Thursday, December 27, 2012, 7:59 AM
a resident of Another Pleasanton neighborhood
on Jan 4, 2013 at 9:50 am
What this should teach us all is to actually READ the disclosures of the bank and choose the bank we use VERY carefully.
Maybe prompting general public to look into their banks charges. Take up one of the many credit cards that offer low interest rates and just pay it off each month. Start clearing out your debt, one card at a time and stop paying banks for nothing.
a resident of Another Pleasanton neighborhood
on Jan 4, 2013 at 12:29 pm
This is one of the many reasons why we left Wells Fargo in 2001. It is always a good idea to match your recipes with your statement. Now we don't even use debit cards, we take the cash out.
a resident of Another Pleasanton neighborhood
on Jan 6, 2013 at 1:16 am
I won't let them give me a debit card. Hacking is just too risky.
a resident of Another Pleasanton neighborhood
on Jan 6, 2013 at 9:09 am
Wells Fargo is sleazy for this and other practices. However, one fact is clear. If people did not spend money that they do not have they would not be able to overdraw their accounts. Simple. Get a grip on your finances people.
These are the same people who will run up thousands of dollars in charges and walk away from them. They will also take out a loan that they can never afford and walk away from the house, debt and tax free. Who do you think pays for these deadbeats? Right, any of us who actually pay our debts and pay our taxes. No good deed goes unpunished.


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New reference services: Chat or text UTSA Library
By Lynn Gosnell
Special Projects Writer
(April 22, 2009)--Say you've lugged your books, notes, laptop and approved water bottle over to the UTSA Library and are camped out at your favorite table, determined to make headway on that research paper. Then you run into a snag and can't find the information you need. Google's no help. You need to speak with a reference librarian -- and they are located one floor below.
Today's headlines
- La Prensa Foundation is newest member of UTSA Lone Star Society
- UTSA alumna Jordan Kaufmann wins $50K for new stent-graft start-up
- UTSA begins new way-finding sign installation this summer at Main Campus
- USA Today: UTSA long jumper Tyler Williamson rescues three-year-old boy
Article tools
No problem. Research help is just a button away via a new online chat and text message service staffed by UTSA reference librarians. Since the beginning of March, the UTSA Library has extended its virtual reference services with live chat and text message capabilities. The new service is available Monday-Friday, 10 a.m.-7 p.m.
Students can use their cell phones to request help via text messaging or chat.
- For text help, text 265010, then type "Utsalib," followed by the question to receive assistance.
- To access a reference librarian via chat, students log onto the UTSA Library Web site, click on Ask a Librarian and type. The service is staffed by 10 librarians who work hourly shifts during their regular workdays.
"We really want students to be able to contact the library through various virtual avenues," said Dell Davis, head of electronic information and reference services. Davis noted that in the library's first month of publicizing the service that librarians answered 45 chat and text message questions, a number that exceeded their expectations.
According to librarian Julie Nichols, students typically ask the same kinds of questions they would at the reference desk, although the text and chat formats lend themselves to quick answers. Recently, Nichols has helped students find articles in the New York Times, access specific databases, find peer-reviewed articles and even pay library fines.
"The younger generation is really comfortable with this medium," Nichols said. The technology that made the service available, called Meebo, is free.
"It was very easy to integrate into our existing Web site," said Jeff McAdams, a science and engineering reference librarian. Davis and other librarians credit McAdams for initiating the chat and text service, which he expects text-loving students to embrace.
The library has long offered "Ask a Librarian" by e-mail, and for more than two years has participated in "Ask a UT System Librarian," which uses a live chat interface, but not a texting option. Reference librarians believe that UTSA is the only public university in San Antonio to offer reference assistance by text. McAdams expects that texting will become a standard service "as long as students still communicate effectively with that technology."
With the advent of texting for reference help, cell phones are now officially allowed in the library, Davis said. Also, the library's policy is being revised to acknowledge the cell phone's utility in academic research.


text:
Glad to hear your franchise is showing some life........they were bcoming a national disgrace for a while there
I can tell you for me the reason is way less dramatic--the Skins board refused to allow me to join.
You got a problem with not getting a warm and sincere "wish him the best" from me, take it up with your mods.
And while I admit that I don't have an all inclusive definition of "class", I am pretty sure coming onto another teams board to whine is not part of it.
Every single day I log onto this message board thinking i've seen it all, every single day I am wrong...NYGiants2120
Showing up on another board to cry about fans from an oppossing team not publically wishing your injured player get well wishes is so typical of a piece of garbage Washington Redskins fan. I couldn't care less about Bobby Gee 3 and I doubt you will find much sympathy from anyone else here. So just go hop on the metro, get off at the King Street stop, go across the street to Theismans and drown your sorrows in a pint of Broken Leg Lager and you should find plenty of people that will share your misery in regard to your overrated brittle QB that can't take a hit.You got a Mike Vick wannabe leading your team that will never be nearly as good as Mike Vick.
i just registered but ive been reading this thread since it started what a joke, this chick that posted it cant be serious..i love how skins fans(have a buddy that is) loves to bring up how they beat us last year twice, as if they won something from it....a. they didnt make the playoffs....b. we won the superbowl regardless of those losses. plus i love the fact how they forget to recall how we dusted that team with ease like what 5 years in a row prior to last year, that team has not a leg to stand on about bragging about anything since 92'
Last edited by NASCARBLITZ; 10-13-2012 at 12:29 PM.


text: Take my word for it when I tell you there's no one in the industry like Nick Perdomo. And in the same breath, no one makes cigars like him either. Handmade in Nicaragua, Perdomo cigars are made using exceedingly strict quality control standards to deliver boutique handmades of the highest quality. Each Perdomo cigar performs like a dream, bringing rich balanced flavors in droves.


text:
Skip to Main Navigation. Each navigation link will open a list of sub navigation links.
The Division of Student Affairs is the administrative unit of the university that is responsible for providing leadership and coordination of programs and services designed to support student learning and development in and outside the classroom.
In partnership with UW faculty, staff, and students, the Division of Student Affairs orchestrates the enrollment management departments of the University to recruit and retain a student body of the size and diversity appropriate to the needs of the state, the demands of the world of work, and the resources of the institution. The division also develops and delivers services, programs, and facilities that promote the intellectual, personal, cultural, and civic development of students; coordinates efforts to create a caring community in which individuals are respected, encouraged to pursue excellence, and achieve their potential; and fosters honoring the diversity of individuals and cultures.
There are three service clusters within the Division of Student Affairs which include Enrollment Management; Health and Wellness; and Community Building. The Enrollment Management cluster consists of the Admissions Office; Center for Advising and Career Services; Office of the Registrar; Student Educational Opportunity which includes University Disability Support Services; and Office of Student Financial Aid. The Health and Wellness cluster includes Campus Recreation; the Dean of Students Office which includes Multicultural Affairs; Student Health Service; and the University Counseling Center which includes the university's drug and alcohol education program. The Community Building cluster consists of Residence Life, Dining Services, and the Wyoming Union. The Associated Students of the University of Wyoming (ASUW) is also a part of the Division of Student Affairs and is an essential component of the support services structure designed to help students succeed.
International Students and Scholars
Center for Advising and Career Services
Office of Student Financial Aid
Student Educational Opportunity (SEO)
Associated Students of the University of Wyoming
Residence Life & Dining Services


text:
UNIVERSITY OF WISCONSIN River Falls
Esekiel Mendoza received the Chancellor's Recognition award for his work as a power plant operator at the UW-RF heating plant. Last Thanksgiving, Mendoza left for Iraq with other members of the Wisconsin National Guard. His wife, Roxanne, will accept the award on his behalf.
"He loves and enjoys his job at the power plant, and he's excited to come home," she said. "I'm so proud of him, and this award is really an honor."
Mendoza began his work at the power plant in 2003. Since then, Mendoza has been a hard worker with a lot of energy to get the job done, said his supervisor Bill Girnau.
"He's the type of person you'd like working beside you," said Girnau. "He's very well-liked and has a good sense of humor."
Several UW-RF employees nominated Mendoza for this award because of his positive attitude, willingness to lend a helping hand, and conscientious work. Jean Jantz first worked with Mendoza in residential services when he was a custodian for one of the residential halls. She was one of many who nominated him for this award.
"He's an extremely outgoing, hard working and lovable guy," said Jantz. "No matter what, he was always there to lend a helping hand. I miss him right now as he's out helping everyone by serving his country. I think him for that and pray he comes home safely. There isn't a more deserving person, in my book, who has earned and deserves this award."
Mendoza is expected to return to the states around Thanksgiving and will resume his position at the University.
Susie Zimmer, program assistant for the art department and outreach, was hired to work full time as a program assistant for the art department and outreach and graduate studies in 1996. Since then she has been busy providing support for the art department staff, supervising art students in the art office and gallery, and working to make Pigeon Lake, an outreach field studies program, successful.
"Susie has been one of the key factors in seeing that Pigeon Lake moved from a struggling program to a successful operation," said Michael Padgett, art department chair and senior manager of Pigeon Lake.
Zimmer hires and supervises a large number of student workers in the art department and takes an active role in the art gallery. She deals with outside artists, speakers and gallery directors to ensure that visitors to the University receive a favorable impression, said Padgett.
Aside from Zimmer's technical duties, she has taken on the role as an unofficial advisor to the students.
"She is a friend and mentor for so many students who have made part of their life's journey through the art department," said Randy Johnston, professor of art. "She is often seen working late with a student on a grant proposal."
Often times when students are away from home, the art office is like their second home, said Zimmer.
"Susie is always willing to find a solution to problems that will make students feel heard and understood," said Padgett.
Zimmer also is an active member of the River Falls community. She serves as a board member for the Community Arts Base, leads a Tsunami relief fund, and sponsors an annual Habitat for Humanity fundraiser through art sales.
As a trustee for the American Federation of State, County and Municipal Employees, Zimmer lead a petition in support of a fair and equitable contract for University of Wisconsin classified staff. She spoke about this issue, at Nylander's request, to the Wisconsin Joint Finance Committee.


text: I bought some frames of brood and was not able to get queens on them quickly because of the Queen delay in MS due to weather. When I looked at the frames last night they have a fair amount of queen cells. The queens would be MN Hygenic so I might want to keep them. Is it possible to get the queen cells off of plastic foundation without ruining the cells? If so how much quantity of bees in the small mating nuc (shamrock-s) does it take to raise and mate the queen?


text:
More from Fashion Week
This female television hostess is extremely popular with the general public, but this was not the case with the people at Fashion Week. No one wanted a photo with this sometimes controversial star. She was left by herself or with her publicist and agent who were along for the ride.
At least the people attending Fashion Week were civilized to the above mentioned hostess. No such discretion for this female reality star in attendance who was openly mocked and laughed at throughout the week. Despite having money, the people present decided class definitely did not go hand in hand with that money.
There were plenty of drugs to be found throughout the week, but for sheer volume consumed per person this sometime actress/sometime singer/sometime model definitely took home first prize. Witnessing her awesome use of coke in corners, bathrooms, backstage, and sometimes even in the open, there was just awe that this person was till alive, let alone even had a nose remaining.


text:
Social Us:
Black, 35" scale length, unbound rosewood fretboard with dot inlays, two vintage J pickups with five string spacing, mint pickguard, two volume and one tone control, made overseas but completed in Chicago. Sorry no case. $Call For Price.
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254 Cleveland Avenue South St. Paul MN 55105 | phone: (651) 699-1913 | email: firstname.lastname@example.com Photos and Text © 2001 - 2017 Copyright Willie's American Guitars All rights reserved.


text:
Kingsport residents say construction is causing flooding
SULLIVAN COUNTY, Tenn. - Heavy rains Tuesday caused some flooding in Kingsport, but residents on one street say a new construction project is to blame.
Larry Jennings has lived on Pond Springs Road for 35 years and says he never had a problem with flooding until last year. "It started after the construction for the new welcome center was put in," says Jennings.
The construction of the new Kingsport Welcome Center is changing the view on the street, but 25-year resident Sonja Holtzclaw says it's changing the landscape as well. "The ground stays wetter. It seems like the lay of the land, the excavation changed the way the water runs," she told us.
Earl Barnhardt has been here about 36 years and says the work to fix the water flow has only moved the problem. "They've got pipes and everything up here now and it directs it into the retention pond, but it goes down into my neighbors' house. They're the ones with the really big problem now," he said.
We contacted TDOT about the flooding issue; they told us a retention pond was put in and it has helped with the flooding. The response also says TDOT doesn't have any plans to make adjustments to the pond anytime soon.
TDOT officials suggest residents having flooding problems should contact officials at Sullivan County.
We met with the Sullivan County Highway Department for more information. "The water goes under the road through a pipe down through," explains Kingsport supervisor Scott Murray.
When asked if the water doesn't go on the road, Murray said it's not really a highway department problem. "We've got the road plus every road has got a right of way," he said.
Now neighbors here aren't sure what to do next.
Barnhardt sighs and adds, "I don't know. I just don't know."
When asked if he's frustrated, Barnhardt simply replied, "Pretty much."
Here is TDOT's response to the inquiry about the flooding:
"There have been issues in this area in the past due to drainage issues on the county road. We are suggesting that [residents] speak with Sullivan County folks about this issue.
The detention basin that has been constructed on this project has helped with flooding.
At this time no adjustments are planned for the pond.
This is essentially this is a pre-existing condition that has been there for a long time and we have done everything in our power to not make conditions worse than they were before construction. We did have some very heavy rain up here yesterday and that created water problems in several locations.
This has been the issue since before we constructed the pond. We had increased the velocity of flow on to the property owners with the construction of the welcome center. That was the reason we constructed the pond. The pond has decreased the velocity of water to the point that the property owners are now getting the same water they had before construction began. There have been issues with the ditch on the county road which belongs to Sullivan County and we have spoken to them about it before.
-Mark Nagi, TDOT Spokesperson"
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text:
I have a top-bar trap-out I'm presently doing of which I plan on moving the bees back to my place in the late-evening to make sure all of them are inside.
Should I take the cover off the entrance at night or wait until the morning?
Well here's my dilemma.............I'm out-of-town working on a major project for several months and I can't craft a nice screen cover for the entrance
and just tape it on, take the hive, then remove the screen in the morning. I may have to have my wife go pick them up and just place a strip of duct tape over the entrance (three small holes) and either leave them sealed-up overnight or have her take the tape off when she gets them home with it dark outside.
My concern is that if she leaves an unventilated piece of duct tape on the entrance over night they could possibly get too hot or not enough air, etc.
My concern with taking the tape off at night would be they'd be freaked-out from the move and go out into the night and not find their way home? I'm sure the bees would rather become familar with new surroundings during the day than the night.
Any thoughts?


text:
Eye Doctors Doctors in Vermont
(1 results)
COMPARECheck the boxes to compare.
- LASIK - Laser Eye Surgery, Ophthalmology
Gregory McCormick, MD
- Vermont Laser Vision at Timber Lane
- 55 Timber Lane
- South Burlington, Vermont 05403
At Vermont Laser Vision, LASIK Surgeon Dr. Gregory McCormick is the most highly trained customized laser vision correction specialist in Vermont. For years, eye doctors from Vermont, New Hampshire and New York have referred complex cases to Dr. McCormick taking advantage of his unique experience in our region.
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- Gregory McCormick, MD
Vermont Laser Vision at Timber Lane
- Location: 55 Timber Lane South Burlington, VT 05403
- Click here for phone number
- Top Procedures:
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- Gregory McCormick, MD


text:
I think the name "Wonka" is protected better change the name.
I really was being serious and now I'm afraid people are making fun of you.
Build one! A bigger, better, faster one with cheaper parts, get a patent on it and smash the original in a video you post here! Don't let anyone use you ideas.
That will show them.


text:
I added a super with wax-coated plasticell frames almost two weeks ago along with Dadant's metal queen excluder. The hive is reeeally full of bees and brood so I thought they'd jump at the chance to expand their honey stores. Unfortunately, only a few bees are ever up in the super at a time, and they only seem to go up there to add propolis to the creases. I have decided to take the queen excluder off but I am disabled and can't easily do hive maintenance by myself. My husband, who is my only helper, broke his foot so he can't help me lift the hive bodies until he is healed up. Until he can help me I decided to rig a top entrance using an inner cover with an entrance notched out of it and smeared it with a little honey. I covered the oval-shaped opening in the cover with mesh to prevent robbing. So far the bees have not taken my honey bait. I know plasticell is not ideal because it takes the bees a long time to accept it and draw it out but that's what I ended up with so I want to do what I can to make it useful for them.
So, my question is, what can I do to attract the bees to the super aside from what I have already done? Is spraying with sugar water advisable at this point?


text:
"The Big Miss "is Hank Haney s candid and surprisingly insightful account of his tumultuous six-year journey with Tiger Woods, during which the supremely gifted golfer collected six major championships and rewrote golf history. Hank was one of the very few people allowed behind the curtain.Read more...
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- [-] Other Available FormatsOur PriceNew & Used MarketplaceThe Big Miss (Paperback)
Published: 2013-03-12
Publisher: Three Rivers Press (CA)$16.00
"The Big Miss "is Hank Haney s candid and surprisingly insightful account of his tumultuous six-year journey with Tiger Woods, during which the supremely gifted golfer collected six major championships and rewrote golf history. Hank was one of the very few people allowed behind the curtain. He was with Tiger 110 days a year, spoke to him over 200 days a year, and stayed at his home up to 30 days a year, observing him in nearly every circumstance: at tournaments, on the practice range, over meals, with his wife, Elin, and relaxing with friends.
The relationship between the two men began in March 2004 when Hank received a call from Tiger in which the golf champion asked him to be his coach. It was a call that would change both men s lives.
Tiger only 28 at the time was by then already an icon, judged by the sporting press as not only one of the best golfers ever, but possibly the best "athlete "ever. Already he was among the world s highest paid celebrities. There was an air of mystery surrounding him, an aura of invincibility. Unique among athletes, Tiger seemed to be able to shrug off any level of pressure and find a way to win.
But Tiger was always looking to improve, and he wanted Hank s help.
What Hank soon came to appreciate was that Tiger was one of the most complicated individuals he d ever met, let alone coached. Although Hank had worked with hundreds of elite golfers and was not easily impressed, there were days watching Tiger on the range when Hank couldn t believe what he was witnessing. On those days, it was impossible to imagine another" "human playing golf so perfectly.
And yet Tiger "is "human and Hank s expert eye was adept at spotting where Tiger s perfection ended and an opportunity for improvement existed. Always haunting Tiger was his fear of the big miss the wildly inaccurate golf shot that can ruin an otherwise solid round and it was because that type of blunder was sometimes part of Tiger s game that Hank carefully redesigned his swing mechanics.
Hank s" "most formidable" "coaching challenge, though, would be solving the riddle of Tiger s personality. Wary of the emotional distractions that might diminish his game and put him further from his goals, Tiger had developed a variety of tactics to keep people from getting too close, and not even Hank or Tiger s family and friends, for that matter was spared the treatment.
Toward the end of Tiger and Hank s time together, the champion s laser-like focus began to blur and he became less willing to put in punishing hours practicing a disappointment to Hank, who saw in Tiger s behavior signs that his pupil had developed a conflicted relationship with the game. Hints that Tiger hungered to reinvent himself were present in his bizarre infatuation with elite military training, and in a development Hank "didn t "see coming in the scandal that would make headlines in late 2009. It all added up to a big miss that Hank, try as he might, couldn t save Tiger from.
There s never been a book about Tiger Woods that is as intimate and revealing or one so wise about what it takes to coach a superstar athlete."
- Publisher: Crown Archetype
- Publish Date: March 2012
- Page Count: 272
- Dimensions: 9.3 x 6.5 x 1.3 inches
- Shipping Weight: 1.1 pounds
Related Categories
Books > Biography & Autobiography > Sports - General
Books > Sports & Recreation > Golf - General


text:
When you need care at home, Fairview Lakes HomeCaring & Hospice is here for you. A team—you, your loved ones and clinical staff—work together to treat you while keeping you in the comfort of home.
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Palliative Care
Rehabilitation Therapy
We at Fairview Lakes HomeCaring & Hospice are proud to have achieved national HomeCare Elite Top 500 agency status for the past several years.
We proudly support We Honor Veterans, a program of the National Hospice and Palliative Care Organization (NHPCO) in collaboration with the Department of Veterans Affairs (VA), invites hospices, Hospice-Veteran Partnerships and VA facilities to join a pioneering program focused on respectful inquiry, compassionate listening and grateful acknowledgment. By recognizing the unique needs of America's veterans and their families, community providers, in partnership with VA staff, we learn how to accompany and guide them through their life stories toward a more peaceful ending.


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For those of you who haven't tried it yet deep fried duck is an absolute favorite in our family.
Coat cubed breast in your favorite breading (we use totally wild brand)
Fry with vegetable or peanut oil in a deep fryer or skillet. 3 minutes or until medium.
Mix ranch dressing 2:1 with franks red hot. Dip the duck and enjoy


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Hope alumnus Perry Paganelli, Jr. has been selected to serve as the back judge on the officiating crew for Sunday's Super Bowl football game in Miami. The 1980 Hope graduate will be joined by a younger brother, Carl, who will be serving as the umpire. It is the first time in NFL history that two brothers have been assigned to officiate a Super Bowl game. Yet a third brother, Dino, officiates in the NFL, but was not eligible for consideration because of years of service. The Paganelli's father, Carl Sr., also had a distinguished football officiating career.
At Hope Perry played football and baseball honoring. As a senior he led the Flying Dutchmen in pass interceptions with four. He also achieved All-MIAA honors as a designated hitter his senior baseball season.
The Paganellis started their collegiate offciating careers in the Michigan Intercollegiate Athletic Association. Perry, who resides in Wyoming, Mich. and had a teaching/coaching career at Rogers High School in Grand Rapids, Mich., has been an NFL official for nine years. On Sunday he'll be the official in black-and-white stripes wearing #46.


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Everyone could use a little help during the holiday season. Some people ask for help with donations, decorations, dinner or the aftermath. Others need help from square one. For those people, there's Jewish Holidays in a Box, LLC.
This web-based outfit has a bunch of boxed kits that are designed to deliver Hanukkah with ease — or at least in a box. The company sent me one of its products, Hanukkah in a Box, to check out.
Now, just a little backstory, please. Growing up, my family wasn't very religious. However, being Catholic made this time of year an exciting one. Hooray for Christmas! Once I entered high school, my father got remarried to a Jewish woman and we became a bit of a spiritual Brady Bunch. It didn't seem to matter on a daily basis. Then, December would roll around.
Every year, we went through the motions of Hanukkah. However, I didn't get a whole lot out of it beyond a few prayers and a ton of delicious latkes. Having something like this would have been great.


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Survey highlights opportunities to improve passenger experience
On the eve of the Farnborough International Airshow, Airbus reveals the latest findings in a two-year global consultation with more than 1.75 million people which spells out what passengers want from flying in the future: more sustainable; less stressful; and more of it, despite social media revolutionising how we keep in touch.
•63% of people worldwide say they will fly more by 2050
•60% do not think social media will replace the need to see people face-to-face
•96% believe aircraft will need to be more sustainable or 'eco-efficient'
•Almost 40% feel air travel (door-to-door) is increasingly stressful
"Aviation is the real World Wide Web," says Charles Champion, Airbus Executive Vice President, Engineering. "The results of the survey show that there is nothing better than face to face contact. The world is woven together by a web of flights that creates ever-expanding social and economic networks: 57 million jobs, 35 per cent of world trade, and US$2.2 trillion in global GDP.
"Since we launched the Future by Airbus, we have engaged with people in 192 countries in a dialogue about the future of air travel. This resulted in our revolutionary Airbus Concept Plane and Cabin which offer a glimpse into some of the innovations that could meet evolving passenger trends and environmental considerations. It's clear that people are really excited about the future of sustainable flight and we want them to be part of shaping that future."
•86% of people think less fuel burn is key and 85% a reduction in carbon emissions
•66% want quieter aircraft and 65% planes which are fully recyclable
But Champion notes that as more people fly more often, the greater their expectations will be for the 'end-to-end passenger experience.' The Airbus consultation highlights a predictable list of gripes: queues at passport control; slow check-in and baggage collection; sitting on the tarmac; and circling in holding patterns around airports.
"In London for example we've seen concern about queues at airports and people are understandably not happy about it," he adds. "But the reality is those capacity constraints are a sign of things to come unless the industry can work together to cut delays, and with aviation set to double in the next 15 years, that's what we're looking at."
More than 90 per cent of the €2 billion that Airbus spends on Research & Development is directed at improving the environmental performance of its aircraft. The latest generation includes the flagship A380, the world's largest yet quietest commercial aircraft; a fuel efficient 'new engine option' for the A320 family, the A320neo; and the A350 XWB that will provide a 25 per cent step-change in fuel efficiency whilst giving passengers more space on board.
Notes to Editors
- Airbus has engaged with over 1.75 million people through airshows, events and online since 2010 as part of the Future by Airbus – its vision of sustainable aviation in 2050. Its latest findings are based on responses from 10,000 people across 10 countries
- The Airbus Concept Plane illustrates what air transport could look like in 2050– even 2030 if advancements in existing technologies continue apace. Airbus experts in aircraft materials, aerodynamics, cabins and engines came up with the design which is an 'engineer's dream' to meet the expectations of the passengers of the future. Ultra long and slim wings, semi-embedded engines, a U-shaped tail and light-weight 'intelligent' body all feature to further improve environmental performance or 'eco-efficiency'. The result: lower fuel burn, a significant cut in emissions, less noise and greater comfort.
- The Airbus Concept Cabin later gave insight into the innovations that might shape passenger experiences on board. Personalised 'Vitalising', 'Smart Tech', and 'Interactive' zones replace first, business and economy classes; and passengers can stargaze through a transparent wall membrane, from morphing seats that harvest body heat for power.
- On the A380 passengers use just three litres of fuel to travel 100km – the same as a small family car. The A320neo, the fastest-selling commercial jetliner ever, features a 15 per cent reduction in fuel consumption. The A350 XWB offers passengers more headroom, the widest seats in its category and larger overhead storage space.
- The aviation industry as a whole has reduced fuel burn and emissions by 70% and noise by 75% in the last 40 years. It is now targeting total carbon neutral growth by 2020 and a 50% net CO2 emissions reduction by 2050.


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Black feather bracelet. Includes plastic flange disk attached.2"W X 2 1/4"DIA.Pack of 6.
burton+Burton only sells to businesses, not the general public, and tax ID# is required. If you are a consumer and are interested in purchasing our items, please use our store locator to find a local retailer.
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Asthma in Children
Facts on Asthma in Children
More than 25 million Americans have asthma. Each year, many people with asthma require treatment in the emergency department with a portion requiring hospitalizations. Children younger than 18 years of age account for a large portion of emergency department visits and hospitalizations due to asthma exacerbations. The magnitude of the impacts of asthma in children is illustrated by the fact that asthma accounts for more hospitalizations in children than any other chronic illness. Moreover, asthma causes children and adolescents to miss school and causes parents to miss days at work. As might be expected, asthma also accounts for more school absences than any other chronic illness.
Asthma is a disorder caused by inflammation in the airways (called bronchi) that lead to the lungs. This inflammation causes airways to tighten and narrow, which blocks air from flowing freely into the lungs, making it hard to breathe. Symptoms include wheezing, breathlessness, chest tightness, and cough, particularly at night or after exercise/activity. The inflammation may be completely or partially reversed with or without medicines.
The inflammation of the airways makes them very sensitive ("twitchy"), resulting in spasm of the airways that tend to narrow, particularly when the lungs are exposed to an insult such as viral infection, allergens, cold air, exposure to smoke, and exercise. Reduced caliber of the airways results in a reduction in the amount of air going into lungs, making it hard to breathe. Things that trigger asthma differ from person to person. Some common triggers are exercise, allergies, viral infections, and smoke. When a person with asthma is exposed to a trigger, their sensitive airways become inflamed, swell up, and fill with mucus. In addition, the muscles lining the swollen airways tighten and constrict, making them even more narrowed and blocked (obstructed).
So an asthma flare is caused by three important changes in the airways that make breathing more difficult:
Anyone can have asthma, including infants and adolescents. The tendency to develop asthma is often inherited; in other words, asthma can be more common in certain families. Moreover, certain environmental factors, such as viral infections specially infection with respiratory syncytial virus or rhinovirus, may bring the onset of asthma. Recent medical reports suggest that patients with asthma are likely to develop more severe problems due to H1N1 infection. It has also been suggested that there is an association between day-care environment and wheezing. Those who started day care early were twice as likely to develop wheezing in their first year of life as those who did not attend day care. Other environmental factors, such as exposure to smoke, allergens, automobile emissions, and environmental pollutants, have been associated with asthma.
Many children with asthma can breathe normally for weeks or months between flares. When flares do occur, they often seem to happen without warning. Actually, a flare usually develops over time, involving a complicated process of increasing airway obstruction.
Medically Reviewed by a Doctor on 4/22/2016
Medical Author:
Girish Sharma, MD
Medical Editor:
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Asthma is a chronic inflammatory disorder of the airways characterized by an obstruction of airflow, which may be completely or partially reversed with or without specific therapy.


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Skip to Content
If you are seeking a world-class educational experience within a vibrant, Christ-centered learning community, Cedarville is the place for you. Step up to the challenge of our arts, sciences, professional and graduate programs, and achieve more than you ever imagined. Be challenged and transformed by professors who are experts in their fields and invest their lives at Cedarville to mentor and guide students like you.
Analysis of the development of the United States from the colonial period to the present. Attention is given to the dominant Christian influences that have tended to mold the philosophy and ideology of our cultural, social, and political development.
3.0 semester hour(s)


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What are folks currently using for there color on the Left Ear? I use to use a variation of RLM Green but have run out and it dosnt seem to be available. Wanted to pick the boards brain on what there using right now.
Thanks :)
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What are folks currently using for there color on the Left Ear? I use to use a variation of RLM Green but have run out and it dosnt seem to be available. Wanted to pick the boards brain on what there using right now.
Thanks :)
On Lee's "updated" color list, he shows Floquil/Polly S POG Green. . . which I've seen in my local hobby shop, and it looks really good.
I think the actual name of the color is "PO Green." Can't remember right off the top of my head what PO stands for. . . it's the name of a railroad.
I'm using humbrol matt no. 78...this works well against the other colours i'm working with.
I use the same color as the dome...
Thanks TF, I will list that color as an option and most likely use that enamel on my TF bucket. ;)
Panzer Olive Green
I wouldnt think that was the POG green being that Panzer Olive isnt a railroad color and the left ear isnt the same color as the dome and lower cheeks.
I believe it is Panzer Olivgrun 1943 in the Model Masters II Enamels line, Panzer Olive Green in the PollyScale Military Acrylics.
I would check with Lee on which is the best. I think he said go acrylic though.
I'm making a run by the hobby shop in a bit. I'll check it out again, but I'm pretty sure it's in the railroad line and not the military line. *shrug*
Actually I have been known to make mistakes. . . from time to time. ;)
Those are the dome colors though... has the ear color been decited to be the same green as the dome?
IMO the left ear is much closer in color to the ROTJ cape. I found what I thought to be a very close color acrylic, in a craft store. I'd be happy to share the color once I get home to verify what it is called. Some kind of olive green though
back in the day the germans used a lot of railway cannons and what not so i think its either or.
Under certain lighting, the left ear does look very close to the base green, but it does have more of an olive tint to it.
Back from the hobby shop. . . OK, maybe my joking about needing glasses isn't too far off the mark! :facepalm
The Floquil color I saw the other day wasn't PO Green, it was DO Green (Depot Olive Green.)
Sorry bout that! Still looked like a nice left ear color though.
I'm using the same color as my dome!
In the pics that I have seen the left ear is a different color than the dome. I used Rustoleum Sage for the dome and cheeks and then the POG for the ear. I know I am just a newbie, but IMHO it seemed to look a little closer to the ref photos I saw. If you are using POG for the rest of the helmet you might try mixing in a little bit of orange to get the right tint.
Where did you get the PO Green? I can't find it on the testors website.
I found the Model Masters Panzer OlivGrun 1943 Acrylic at a hobby store. They sell a lot of military models there as well as trains. I did not find any POG color at the train stores I went to or on the Testor's site.
I use Krylon 'Italian Olive'. It's a satin spray paint so you have to dull coat it, but to me it looks pretty dead on. Plus it's readily available at Walmart.
What I did was custom mix a mostly ModelMasters Panzer OlivGrun 1943 Enamel (Which is a bit darker I think),
with small amount of Testors Olive Drab enamel ( I think thats the name but I'd have to double check...)
I pretty pleased with it.


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Frontier Airlines to drop service to Colorado Springs
COLORADO SPRINGS, Colo. - Frontier Airlines announced on Friday it was dropping all service to the Colorado Springs Airport.
"Bookings deteriorated for the Frontier service out of Colorado Springs, and we made the economic decision to terminate the service," Kate O'Malley,
Program Manager of Corporate Communications said in an email. "Residents in the Colorado Springs area can still enjoy low fares on Frontier from Denver."
The Colorado Springs Airport announced Friday it was notified that Frontier Airlines will discontinue its service in Colorado Springs sometime in the second quarter of 2013.
According to a news release sent out by the Colorado Springs Airport, it was notified in mid-January that Frontier was reducing the amount of service it will offer at the Colorado Springs Airport during the first quarter of 2013.
With this latest announcement, the last two remaining Frontier routes will be out of the market during the second quarter of 2013, according to the airport news release.
The airport says Frontier advised the airport that demand for the Los Angeles and Phoenix service was relatively strong. However, Frontier cited the difficulty of marketing isolated non-stop routes in a city with no connecting service to its hub in Denver.
In response to the earlier announcement, Colorado Springs Airport management made adjustments to its budget to mitigate the financial impact of Frontier's decision. At this point, only minor adjustments need to be made to account for the removal of the remaining Frontier service, the airport said.
United Airlines, American Airlines, Delta Airlines and Allegiant Air continue to serve Colorado Springs to ten major airline hub cities- Atlanta, Chicago, Dallas/Ft. Worth, Denver, Houston, Las Vegas, Los Angeles, Salt Lake City, San Francisco and Washington, D.C. Through these hubs, travelers have one-stop access to over 1,500 destinations worldwide, according to the Colorado Springs Airport news release.
Airport staff will continue its efforts to attract new service to Colorado Springs through its on-going air service development program. Specific conversations regarding the replacement of Frontier service are currently under way with four airlines, the airport said.


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Pine River City Council adopts three-year police contract on split vote
On a 3-2 split vote, the Pine River City Council on Tuesday, Dec. 11, voted to approve the 2012 and 2013-15 contracts with its police union.
Council members Ron Derksen and Tamara Hansen voted in opposition.
City Attorney Ted Lundrigan presented the contract proposals to the council. This is the first time the city has negotiated and approved a three-year police union contract.
The 2012 police union contract, which will expire at the end of the month, calls for a wage rate of $16 per hour for officers who are not in a probationary period.
For 2013, a probationary officer must complete his trial period before receiving a raise up to $16 an hour. Officers not on probation with at least two years of service will receive $16.50 an hour, according to the new contract.
Starting Jan. 1, 2014, wages will increase 50 cents per hour to $16.50 and $17.
Beginning Jan. 1, 2015, all wages will be raised to a level that all police officers with at least two years of service will receive $18 an hour.
Even though the three-year contract will end Dec. 31, 2015, the city and police union committed to an $18.50 per hour wage for officers beginning that same day, Lundrigan told the council.
The city employs Police Chief Paul Sand, two full-time officers and a temporary part-time officer.
The council also voted 3-2 for a wage increase for City Clerk-Treasurer Wanda Mongan, changing her job to a salaried position to make it in line with other department heads.
Council members Tony DeSanto and Hansen opposed the motion.
Mongan has served in the position for 28 years.
Mayor Jim Sabas and council member Patty Melby met with Mongan previously for an employee review and discussed the wage increase and changing her to a salaried employee.
In 2013, Mongan's annual salary will increase from $43,763.20 to $45,760. On Jan. 1, 2014, Mongan's salary will increase to $49,920. The wage increase will not raise her department's budget. Instead, Mongan said she would find ways to reduce her department costs to make up the difference.
"Who's not going to find the money in their budget?" Hansen asked.
Hansen said she was "disheartened" by the increase. She said the union contract negotiations and subsequent wage increases brought "everyone into a spiral with wages."
The mayor pointed out that Hansen's husband, Mike, who serves as the city's public works director, also has benefited from a salary increase. He said Mongan has worked for the city longer than anyone there.
"Where does it stop?" Tamara Hansen asked.
The council approved the final 2013 levy at $373,871.
The council approved the 2013 joint powers agreements for law enforcement services with the neighboring cities of Chickamaw Beach and Backus. Sand said Pine River officers will patrol Backus at a minimum of 20 hours per week, a cost of $2,988.91 per month. Pine River officers will patrol Chickamaw Beach for a minimum of 30 minutes within a 24-hour period, a cost of $90.90 per week.
Derksen asked why the two cities would not be seeing any increased costs in police services while Pine River residents would because of police wage increases that the council had just approved.
"Shouldn't their costs go up if our costs are going up?" asked Derksen. "I don't want my constituents paying more for the same thing."
"I understand that," Sand responded.
Sand said he is new to the position and took over as interim police chief during negotiations with both cities this fall. He said he will be looking at increases for law enforcement services for both cities and the PR-B School District for next year.
The Backus City Council on Monday, Dec. 17, approved the police contract with Pine River.
Sand said his department this month had 39 verbal warnings, seven drug charges and responded to 25 medical calls. The police chief said they are continuing to investigate a case where 20 vehicles were egged. Three of the vehicles had other damage.
"We're getting close," Sand said to finding the suspects.
The council approved a $25,000 revolving loan for a new used car dealership in the city.
Tim Sweet told the council he's hoping to open Sweet Cars LLC Jan. 2 at the empty lot at 112 Front St. N. Sweet told the council he will open with about 20 vehicles for sale with a goal of working up to a lot with 50-60 vehicles for sale. The loan is a five-year loan at 5 percent interest.
Fire Chief Kevin Kleiner said this month his department responded to a structure fire, with mutual aid from Pequot Lakes, and had one fire call to assist the DNR. He said his fire department also responded to numerous medical calls and a couple of accidents. He said 10 firefighters took part in a house burn the week before in Backus.
Mike Hansen, public works director, told the council his department is looking into downsizing the number of streetlights as a cost-saving measure. He said the city has about 137 streetlights and about 24 of them are considered non-essential. They aren't located at intersections or can be found mid-block or at the end of a property owner's driveway.
Hansen said he'd like to move three of those streetlights to intersections that don't have lights. Removing the non-essential streetlights would save the city about $2,500 a year, said Hansen.
"It won't be a popular decision to remove lights," said Hansen. "Everyone wants their personal yard light."
The streetlight issue will be discussed at the next planning meeting.
The council approved business license renewals for Community Bowl, Ole and Lena's Sweet Revenge and Iron Hills North Gun and Pawn.
The council hired part-time bus driver Scott Fagerwold for the Ride With Us Bus.


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A positive and happy song with catchy melodies! Starts with a ukulele and a glockenspiel/bell playing a catchy melody. Then the drums, the bass and tambourine enter providing a positive beat. Later on strings are introduced!
This song is great for any commercials, corporate uses and business projects that need a happy, optimistic and confident background music!
Remember to rate the track after purchase!


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Yangchunqu.com is a 2 years old domain.
It was registered by zhang feng , who can be reached at . The site is owned by suzhoushiwangtongxinxikeji youxiangongsi. Registration details show that it was registered on 02 Dec 2014 through beijing innovative linkage technology ltd. dba dns.com.cn and will expire on 02 Dec 2015.
The site returns a status code of 200. The site is being served through Microsoft-IIS/6.0.


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Free CHFI course
I emailed the company that placed the Ad on here but have not heard anything back and trying to see if anyone else has any details.
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Room with TV + Internet (ME6)
Size17 m²
Floor No.
- Kitchen
- Washer/dryer
- Breakfast
- Lockable room
- Internet/WiFi
- Towels
Accommodation summary
The spacious room containing a comfortable double bed and closet space is colourfully-decorated to present guests with a homelike atmosphere. A well-equipped kitchen is available to guests as well as a bathroom.
The historic Tower of London is just a 15-minute distance on the London Tube. Built near to the site of the original theatre, Shakespeare's Globe Theatre is 25 minutes' away using London Tube.
Guests are a short distance from Stratford where they will find an international train station, the Olympic Park and the Westfield Stratford City Shopping Centre, one of the largest urban shopping centres in Europe.
House rulesBed linen and towels are provided.
A clean-as-you-go policy is required by all guests.
Please treat the apartment as you would your own home.
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Reviews for this host's other properties
simply but well-situated apartment in Bethnal Green. The shower was a litte bit confusing, because I don't know how to use (there were several buttons to press). But I would recommend this apartment.
Thanks and I will come back :)
It was my brother who actually stayed at the apartment. He was well pleased with the services rendered. I will like to also add that the pre- arrival information is quite impressive, it contains all the details need to locate the accommodation. Will definitely recommend to a friend.
Nice room, central location.
Room was dirty and we had to share one towel because the other one was dirty! House was cold and the water was playing up. Would not really recommend this room, even for he price. Life is worth more!
Great Room near transport links
The host cancelled the booking, this review is automated.
Clean & comfortable room. Quiet but central location.
The great problem with the room was its owner, Kazzos, and his noticable lack of
seriousness. The first night we discovered that we have been asigned with the same room as a German family, and when we tried to contact kazzos (at 1:00 am) he wouldn't answer to etiher the phone number he gave as nor the mail address.
When he eventually answer he didn't want to talk by phone, instead he would ask us to talk by whatsapp. Thanks to the German family and once we came over that horrible night and without knowing if the problem was already solved, we tried again and again to contact kazzos, and yet today (two months later) he hasn't answered.
All in all, a noisy and small apartment that is ten minutes walk from an underground station (not really well connected). Most of the furniture looked old and careless/broken, and the shower would get wet the whole bathroom. If your intention is just to rest a few hours, it's not the worst option, however consider the possibility that if you are in any trouble you could end up in the street at 1:00 am. From our trip to London, Kazzos and his room were without a doubt the worst thing and if we came back we wouln't take any of his rooms.
Very near station, lovely kitchen
Near tube station, right off Brick Lane - Great location!!!
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