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From traditional courtroom litigation to the rapidly growing disciplines of negotiation
and mediation, this program prepares students to meet the changing demands of the
dynamic 21st-Century legal environment.
In this program, you will build fundamental lawyering skills, develop trial and
negotiation techniques, and learn alternative strategies for resolving conflict and legal
disputes. Explore topics in civil or family mediation, evidence, criminal law, taxation, and
other areas.
Listed among the nation's top 35 law schools for public interest and clinical
opportunities, the college offers valuable practical experiences in this area of law
through courtroom trials, the Northwest Institute for Dispute Resolution, externships,
the rigorous pro-bono program, and nine legal-aid clinics.


text:
The [MC]2 2014 MTConnect: Connecting Manufacturing Conference will be presented in Orlando, Florida, April 8-10, 2014, by the MTConnect Institute. Registration is now open for this third annual event. The theme for this year's conference is "Advancing Data-Driven Manufacturing." MTConnect is an open, royalty-free standard that is intended to foster greater interoperability between devices and software applications used in manufacturing. The conference is designed for end users, equipment suppliers, software developers, distributors, integrators, students, professors and consultants.
Technical training will occur during the first day of the conference and will consist of approximately seven hours of hands-on workshops. One of the topics covered will be how to build an MTConnect adapter.
General sessions are scheduled for the morning of the second and third day of the conference. These sessions will cover topics that are applicable to a broad set of conference attendees and tend to be more business oriented.
Breakout sessions will run concurrently in three or four time slots during the afternoon of the second day of the conference. Topics for these sessions are likely to include cloud computing and security; productivity measurement, dashboards, and decision support; big data in manufacturing; predictive maintenance and machine monitoring.
The conference offers a special opportunity for attendees. The MTConnect Challenge 2 finalists will demonstrate their submissions at the conference for a chance to win one of many cash prizes totaling $255,000. Conference attendees will then vote for the top three winners.

subset: commoncrawl


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David Garcia
UTSA Commencement Close-Up: David Garcia overcame many obstacles while earning a master's of architecture degree and teaching certification
By James Benavides
Public Affairs Specialist
(Dec. 14, 2007)--David Garcia first walked the commencement stage at UTSA in 1999, earning a bachelor of science degree in architecture. After eight years, a fire and personal struggles, Garcia will walk the stage again -- this time claiming his master of architecture degree.
Garcia has limited use of his hands due to a birth defect. He does not see it as a handicap, but as a blessing that that has brought people into his life to help. Though it has not had serious affects on his academics, it has caused some frustration in building small-scale architecture models. Constant building and rebuilding has helped him hone the skill.
Today's headlines
- La Prensa Foundation is newest member of UTSA Lone Star Society
- UTSA alumna Jordan Kaufmann wins $50K for new stent-graft start-up
- UTSA begins new way-finding sign installation this summer at Main Campus
- USA Today: UTSA long jumper Tyler Williamson rescues three-year-old boy
Article tools
While in graduate school, he was a substitute teacher at Brackenridge High School. When an architecture instructor position at Thomas Jefferson High School opened in 2006, Garcia quickly pursued the opportunity. The San Antonio Independent School District offered him the full-time position on the condition that he earn a teaching certificate.
Enrolled in UTSA night and weekend classes, Garcia also commuted to Austin to work on his teaching certificate on nights and weekends at the Region 13 Education Service Center. Demands on his time did not allow him to finish his master's in fall 2006, but he received a Standard Texas Teachers Certificate, securing his position at Jefferson. In spring 2007, he was granted an extension to complete his master's thesis.
"I honestly didn't think he was going to make it," said Mark Blizard, associate professor, chair of the Department of Architecture and chair of Garcia's thesis committee. "I really thought his personal difficulties were insurmountable. However, his strength proved remarkable."
Garcia spent approximately seven semesters developing his thesis, "Guadalupe Arts High School: An Architectural Study in Student-Centered Educational Theory." The thesis committee, including Blizard, College of Architecture Interim Dean Bob Baron and Professor Richard Tangum describe Garcia's undertaking as "ambitious."
"In addition to research into various teaching models, David sought to understand the present needs of the public school system," said Blizard. "From this vantage point, he designed a new school that took into consideration a proposed joint project between the Guadalupe Cultural Arts Center and the San Antonio Independent School District."
Now that he earned his master's degree, Garcia has two additional goals.
First, he wants to continue instilling in his students the value of education. To that end, he wants to pursue a master's in education. His second goal is to design and build a home for his mother and father. Six years ago on Christmas Day, the home where the family lived for more than 25 years was destroyed in a fire. The life experience, he says, taught him that nothing is more important than his family.
It's been several years since Garcia participated in the Young Scholars and Prefreshman Engineering (PREP) programs at UTSA and took drafting under Benny Partin at Thomas Edison High School. With his master's degree, the boy who always drew houses in elementary school achieved a major goal in his life.
Garcia extends his thanks to his family, mentor Mark Blizard and the friends who supported him along the way.


text: Today I replaced the spark plugs on my 2005 Saturn Ion. They are original to the car with 234,000 miles on them. Well, they definitely look like they needed to be changed. The electrodes on 1 and 3 are worn down to the porcelain. The OEM plugs were double platinum AC Delco but Autozone only had the iridiums, so I now have AC Delco iridium plugs. Here's some pictures of them:


text:
Bring It On Home (Royal Albert Hall 1970)
Royal Albert Hall - January 9, 1970
From the official Led Zeppelin DVD (2003)
Submit your personal review of a particular show you attended, updates, corrections, etc., which will be considered for addition to the official online archive.You may also contact the webmaster at: firstname.lastname@example.com
Bonham Rocks & Rules!!!!!!!!
Bonham Rocks & Rules!!!!!!!!


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|U.S. Department of Justice
United States Attorney Leura G. Canary
CONTACT: Retta Goss
Student Aid Fraud Sends Woman to Federal Prison30 Months Imprisonment for Student Aid Scheme
MONTGOMERY, ALABAMA―Bridget Y. Taylor, 36, of Tulsa, Oklahoma was sentenced today before United States District Judge Myron Thompson. Judge Thompson sentenced Taylor to 30 months imprisonment and ordered over $9,000.00 in restitution.
In August of 2006, Taylor was indicted for violations of Title 18, United States Code, Section 1344 and 1014. These federal statutes criminalize Bank Fraud and Loan and Credit Fraud. According to the Indictment, in October 2000, Taylor executed a scheme to defraud Regions Bank in order to obtain funds, moneys or credit by falsifying federal student loan applications with false names and false social security numbers. Taylor used the money to pay for school related expenses at Auburn University Montgomery and Alabama State University. In addition, she used excess funds for her own personal gain. In October, 2006, Taylor pleaded guilty to all counts listed in the Indictment.
At today's sentencing, Judge Thompson rejected Taylor's argument that her criminal behavior was caused by a difficult upbringing. Rather, Judge Thompson focused on Taylor's criminal behavior over the last 15 years and ability to scheme money from others.
According to United States Attorney Leura Canary, "Thirty months in federal prison underscores the seriousness of abusing a federal program designed to help people get an education. This sentence is a warning to others who think student loan fraud is easy money."
This case was investigated by the Department of Education, Office of Inspector General, and prosecuted by Assistant United States Attorney Verne H. Speirs.


text: Despite what u people say.... This game rocks. it is short and linear but theres lots of paths to choose lots to get and more. you can start games over and over using differnt spells and wepaon types. Also using certain skill tree builds like using Strengh catagory and some attack magic like battle charge or multistrike. Heck even berserk works well. all in all amazing game A


text:
Freight Calculator
Image and Information Provided is for illustrative purposes only and maybe subject to change or be incorrect.
Premium grade remanufactured inkjet cartridge to replace original printer cartridge.
Features:- Premium grade USA made inkjet ink- Full colour packaging- 100% compatible with OEM printers
These cartridges are produced in a highly advanced facility where circuit testing, ultrasonic cleaning, foam cleaning and drying, filter cleaning or replacing equipment and vacuum filling is used. They also air pressure test the cartridges to guarantee that airfreighting will not cause leaking.
Q. What is the warranty on this item?
A.12 months from date of purchase
Q. What's the warranty procedure in the event of an issue?
A. As with most shops, all you have to do is make contact with us via email or telephone regarding warranty for the device, and we'll provide you all the assistance you'd expect.
Q. How long is the average delivery?
A. Quickshop uses a combination of Australia post , Australian Air Express, FedEx and EMS to arrange fast, quick, reliable and safe delivery of products. Our turn-around time is approximately between 1-3 business days.
Q. Is picking up the item possible at all?
A. Unfortunately not we are an online store.
Q. Is this a Brand New product?
A. Yes! Quickshop only sells Brand New products. This product is guaranteed to be new and unused.
Q. Why are the prices so low compared to a retailer?
A. Through a set of unique suppliers overseas and business partners we have, Quickshop is able to offer geniune, brand new stock, imported directly from overseas.
Also, due to operating online, we do not have the overheads that a retail shop has, and we do not also apply outrageous profits that retail shops try to make on a device.
Q. Does Quickshop supply full Tax Invoices for each sale?
A. Yes! Quickshop is an Australian business, and supplies a full Tax Invoice.
This product does not exits. Please find some similar items below


text:
Hey, I'm new to motorcycles and everything related to them, so I'd like to get informed a little bit more. I'm 16, soon to be 17; in my country you can get a licence (A1 that's called) for scooters and motorcycles under 125cc or 11kw. For the ones under 50cc you only need to be 16 years old;no licence.
You can drive them legally on the road, on the highway,in the city etc.
So, after the licence I have to buy a motorcycle and a helmet, so I'll need your help here.
What are the best 125cc motorcycles? And why? Fuel consumption, Top speed, Acceleration, Handeling ?
For now, my mind's on Aprillia RS 125. But I thought you would know best.


text:
Team Rocket's Rhydon
14,642pages onAdd New Page
this wiki
this wiki
|This disambiguation page lists articles associated with the same title.
If an internal link led you here, you may wish to change the link to point directly to the intended article.
Team Rocket's Rhydon may refer to:
- The one in the anime
- The one in Adventures


text:
You'll be lacking enough cash to buy another HG if you get the Smith.
3 more rounds of .22, pre-driled and tapped aint worth the cost of another HG to me...the Smith is more than twice as much.
We can't get the Taurus .22 revolvers here in Ca., did not do safety testing yet. I'd be all over one if we could.


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I have been around bees (my brothers) for around 30 years. I purchased four packages a year ago for myself and now have 9 hives. My plans are to expand to 20 this year, with 10 packages scheduled for delivery next month. My other hobbies include vinyl signs, but it looks like woodworking will be the next!
It seems SHB are the biggest pest to be dealt with in lower SC.


text:
Man shot, killed in Slidell
Updated: 1:53 PM CST Dec 9, 2012
Man shot, killed in Slidell
Updated: 1:53 PM CST Dec 9, 2012
SLIDELL, La. —
A man was shot and killed at Gloria's Bayou Lounge in Slidell early Sunday, police said.
Investigators said the incident started when the shooter and the victim, identified only as a 43-year-old black man, were arguing in the parking lot at 36316 Salmen Street about 2 a.m. Sunday. The shooter shot the victim before fleeing in a blue four-door sedan, police said.
Patrons and employees of Gloria's came outside and attempted to perform CPR on the victim. The victim was taken to Slidell Memorial Hospital, where he was later pronounced dead.
Anyone with information about the shooting is asked to call police or Crimestoppers at 877-903-STOP.


text:
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Home > Categories > Population, Employment, & Labor Markets > Current Population Survey (Household Survey) > Labor Force Participation Rate
The labor force is the sum of employed and unemployed persons. The labor force participation rate is the labor force as a percent of the civilian noninstitutional population.
18 Series Revisions


text:
Tappen Park
Stapleton Comfort Station
The neighborhood of Stapleton, founded in 1836, was named for William J. Staples (1807-1883), who along with his partner Minthorne Tompkins (1807-1881), purchased the land in the northeast corner of Staten Island from the Vanderbilt family. They decided to name their development Stapleton because Tompkins's name had already been preserved in nearby Tompkinsville, named for his father, Daniel Tompkins (1774-1825), Governor of New York and the sixth Vice President of the United States.
German immigrants who settled here in the 1860s immediately recognized this area's beer brewing potential. The many fresh springs would provide good water, and caves dug into the hillsides could be used for storing beer at cool temperatures. The first brewery to open was Bechtel, and several others soon followed, the largest of which was the Rubsam & Horrmann Atlantic Brewery. Several bottling companies flourished alongside the breweries, and by the 1870s Stapleton was the commercial center of Staten Island. Its well-to-do residents lived in grand houses along St. Paul's Avenue, and its workers lived in the "workers' cottages" downtown.
In 1898, upon the consolidation of the City of New York, Staten Island became a borough of the City. Ten years later, a municipal ferry service opened between Manhattan and Staten Island. Two boats, the Stapleton and the Castleton, ran between Whitehall in Manhattan and Canal Street in Stapleton. But during the 1920s this ferry service was abandoned in favor of an international marine terminal. A string of 17 piers was constructed, along with multistory enclosures and docks. Landfill was dumped in the water to create a 50-acre facility for trains and trucks. Unfortunately, the project cut Stapleton off from its waterfront, separating the town from its direct connection with the harbor. The natural beauty, though, of the hills, woods, animals, and trees remained.
This small parcel of land, on Wright Street between Water and Canal Streets, was assigned to Parks on July 23, 1964. The comfort station was intended to serve Tappen Park, across Wright Street. James J. Tappen (1891-1918) served in the Company D 308th Infantry Division during World War I. He was killed on September 29, 1918, at Binarville, France, during the Battle of Argonne. The park was named for Tappen in July 1934 by a bill signed by Mayor Fiorello H. LaGuardia (1882-1947). Prior to that time, the property was called Washington Square by laws dating from 1867, though local residents called it Stapleton Park for the surrounding neighborhood.
The architecture of this comfort station draws from the Romanesque and Gothic styles. It has arched windows, a red brick façade, and wrought iron lanterns flanking its entrance. The benches and streetlamps are designed in a similar style. Today, with Wright Street closed to traffic, Tappen Park and the Stapleton Comfort Station are contiguous.
Directions to Tappen Park
- Staten Island's Tappen Park Named Park of the Month for January
- Tappen Park Re-Opening
- Stapleton Comfort Station
- Tappen Park


text:
Gramercy Park Hotel Wedding from Rachel Cho Floral DesignWhen it comes to throwing a fabulous wedding, The Gramercy Park Hotel really knows where it's at. From traditional soirees to modern parties and everything in between, this historical hotel is basically the world's best place to host a wedding.
View CreditsRead More


text:
A Generation Passionate for God's Holiness
Passion OneDay | Sherman, Texas
The following is an unedited transcription of the audio.
The aim of one-day is to be a gathering and an awakening of a generation passionate for God's renown. That was two, three years ago and it's true today only the words have changed a little bit today. He read into the material that you see, you hear on the CDs the words are words like sacred and holy and his and so I'm going to change it just slightly and say that the aim of our one-day is the gathering and the awakening of a generation passionate for the holiness of God.
If this generation were to become passionate for the holiness of God, then all of the campuses in America and I don't just mean some other campuses. I mean campuses in Oregon and Washington and Idaho. Campuses in Maine and New Hampshire and Connecticut and Massachusetts. All of the campuses of America and all of the peoples and I don't just mean the peoples whom we have access. I mean the peoples in China and North Korea, and Vietnam. The peoples in Iraq and Afghanistan, the peoples in Algeria and Tunisia. I mean all of the peoples in the world will say in response to a God that is here today and beyond today. They will say there is none holy like the Lord, there is no rock like our God.
Twenty years ago I decided to make an experiment on a Sunday morning. I decided that I would preach from Isaiah 6, you're very familiar with that, great text and I would not make any practical application at all. I just wanted to see what happened to a few hundred people if they just saw as best as I can paint it, the holiness of God lifted up without any application of their lives whatsoever.
So I simply read the text and in the year the King Isaiah died I saw the Lord high, looked it up, they did upon a throne in his train. The train of his role filled the temple and above him stood this Seraphim. Each had six wings. With two they covered their face and with two they covered their feet and what to the flow and one pride to the other holy, holy, holy is the Lord of host, the whole Earth is full of his glory and that that voice the threshold of the Temple shook and the house was filled with smoke.
And all I did was point to the throne and I said probably let's do it here Sherman. There would be one leg of the throne back over on that side of the hill and another leg on that side of the hill and another leg way over there as far as you can see and another leg over there and it will be about 800 feet high and Jesus Christ and God Almighty would be sitting upon that throne.
And these Seraphim are not what you see in Peter Paul Rubin's paintings. Little fat cupid-like dolls, these Serafinis if they stretch forth their wings disappear into the clouds that way and that way and the reason I know that is because it says when one of them spoke the whole foundation of heaven which is not easy to shake. The whole foundation of heaven is shook and so the scene that you have is supposed to silence us, frighten us, humble us, terrify as, expose us, lay us bare and all of that did was talk about that scene.
And I didn't say anything about your daily life, your marriage, children. We're supposed to be moved. Well it's strange what moves people today. Last December I did what almost all of you did and I went and watched two towers second in the trilogy of Lord of the Rings and I was done by the sequence of events with big, great, triumphant walking trees and boulders being lobbed out of the castle and smashing the [Syron] hordes to pieces and Legolas skateboarding down the castle shooting as well as he went and the great perfect, white horse arrival is charging into the hordes of Syron. I loved it! It was my anniversary, number 34.
And we went out to dinner afterwards and I said to Noel you know what I like about that movie most? It made me admire and tremble at Jesus Christ more. And she said why is that? I said because as I sat there watching I thought now even if these events were true they took place on earth or the middle of earth and earth is a small planet in a solar system about 7 billion miles across. And the solar system is just a small little system in the Milky Way galaxy which is about 600,000 trillion miles across and the galaxy that we live in is a modest, relatively large size galaxy in a universe that probably has about 100 million such galaxies in it and Jesus Christ put this in place with the flick of his little finger.
So next time you sit in a theater in your amazed, do some translation. Let your heart tremble at what is really big what is really amazing. Jesus Christ and the beginning was the word and the word was with God and the word was God, all things were made through him and without him was not anything made that was made. He flung it out with a flick of his little finger.
If you're going to be amazed at cinematography look around or get a telescope. Now I finished my sermon, not a word of application. Little did I know that in the audience that day was a couple, a husband and a wife who just that we had heard that their daughter's has been sexually molested for the last three years by trusted relatives. They were now all under medical care, he was now under arrest, they were venereal warts, it was the most horrible thing of their lives and they sat there under the preaching of no application and Isaiah 6 and the holiness of God. Just the holiness of God.
Three months later the husband came to me and said something I will never forget, it has a lot to do with what I'm saying today and how I'm saying it. He said "John, these have been the worst months of our lives. You know what's gotten us through? The vision of God's holiness from last January. It's been the only rock in our lives."
Your generation can get it and I pray that you will become passionate for the holiness of God. That you would and live in the brightness of his blazing holiness. That you would feel in your life the weights of the rock of his holiness. Could it be that your struggle with pornography, masturbation, fornication and Josh will talk to you about later, might find the liberty that you've been aching for in the rock of God's holiness? Pure and simple, seen about before.
Could it be that your struggle with an eating disorder or with food from morning till night might find the liberty and the freedom that you've been aching for in the sheer weight of the rock of God's holiness? Could it be that when you wake up some day as happened to one man recently to the sound of his wife bludgeoning his children to death on the front lawn? One rock will get you through those days mainly the rock of God's sovereign gracious holiness.
And could it be that the 200,000 that I so ache for and long for, pray for, reach for in this generation might rise if their hearts were impassioned by a glimpse of the holiness of God and that's my assumption, that those kinds of things could happen if this generation became passionate for the holiness of God. So I ask what stands in the way?
And I only have two things to mention. Number one, most Christians today and I assume you included don't know what the holiness of God is. I doubt that you could give a 5 minute talk right now about the biblical meaning of the holiness of God. There's a reason for that and it isn't all of your fall.
Definitions when it comes to God are hard to come by. Definitions all depend on putting things in classes using analogies. If I ask you what's a rabbit? I've never seen a rabbit. With the rapid? You say well, it's a small, furry mammal that has long ears and chews a cud.
Now my mind at that point would say small, under with small is, I've seen small things. Furry, I've seen cats I know what that is. Mammal, I know what that is. I had a hamster one time. Ears, I've got one and if it's long I can imagine that. Chews a cud, I've seen a cow. Okay I think I've got a little composite rabbit in my head.
You know what? You can't do that with God. There's a reason. If you say what is God? Or what is holy God? There aren't any classes to point to, there aren't any categories. He is absolutely one of a kind which makes definitions almost impossible with God.
Defining God who has no analogies is very difficult. Might say well we are sort of in his image and sort of have some righteousness and some power and some intelligence and some morality and so you point us and then back to God. The problem with that is God defines you, you don't define him.
God is definer, we are defined. If we try to move from us to God instead of from God to us, you will skew him badly which is one of the great errors of our generation. Inferring from our imperfections with God is like.
So what can we say about the holiness of God? Let me try, let me at least try. I think it would be biblical to say that the holiness of God is rooted exactly in God's inability to be defined. It's paradoxical but let me say like this. God's holiness is his absolute uniqueness. God's holiness is his incomparableness.
God's holiness is precisely the fact that there is none other, that's what you read in Isaiah 40:25. To whom will you compare me that I should be like him says the holy one? Or pan his words in Samuel 22, there is none holy like the Lord. There is no God besides you; there is no rock like our God.
Many of you have heard holy means separate. Yes, in this sense when you talk about God separate into a class by himself, utterly separated from all of that is not God constitutes him as absolutely unique, incomparable and thus holy. But that's not enough, that's not enough.
Here's the problem with that definition. There's no qualitative content to it. There's no moral quality. You say unique in what? Incomparable in what? Now the biblical answer to that question is going to be incomparable in absolutely perfect moral perfection. Moral perfection is what he's in comparable in. He's incomparable in every other good way, but incomparable in unique incomparable, divine, moral perfection.
So his grace is holy, his love is holy, this was the most holy to the degree that grace, that love and all of his other attributes are unique in the universe and incomparable in the universe in their divine, moral perfection. And that's not enough of a definition neither. We need to take it one more step.
When something is unique, it's really rare. It's absolutely rare. So I asked Noel on Friday night, my wife. Why is gold used as the standard of our money? Why do we prize gold so highly? And she said accurately because it's rare. I said yeah, but there are fish that are really rare. And she said gold has some permanence, fish rot, get smelly. They can be the standard of anything no matter how rare they are. I said that's, that's right.
So you got rare and you got permanence and I would add accessibility. There are rocks probably under this field so far down way more rare than gold, but you can't get at some and so they're useless, they're no help to being the monetary standard at all. And there are fish at the bottom of the sea nobody has ever caught or even classified and they're no use either.
So you've got rare, you've got permanence and you've got accessibility and I think the uniqueness of God is all of that. He's the rarest of all beings, he has absolute permits in Jesus Christ, he's made himself accessible and therefore I draw this as my concluding definition if you allow me a definition of the indefinable. God is infinitely valuable.
So here's my total definition. God's holiness is his infinite value as the absolutely unique, morally perfect, permanent person that he is and who by gracious made himself accessible. His infinite value as the absolutely unique, morally perfect, permanent person that he is.
And now my prayer for the generation becomes not simply that you become a generation impassionate for God's holiness, but that you become a generation passionate for God's supreme infinite value. And that will sever the root of all Judith's joys.
One last obstacle I would mention to becoming the generation and I feel bad about this one because it's my generation's faults. We have not served you well. I'm 57, I'm old enough to be some of yours grandfather probably and all of your father. I think in terms of these generations not only do you have a hard time living with a passion for the glory of God because you don't know what it is because it's so hard to define which is not all of your fault because these God.
But also because we have taught you so wrongly about the gospel. We have made the gospel in my generation, the generation of the self and the me have made you the center of the gospel. We've made you it's the center of God's saving and redeeming work, not a display of his glory for the nations.
And if you wonder what's the relationship between glory and holiness I'll put it in a little easy phrase. The glory of God is the radiance, the streaming forth of his intrinsic holiness. Holiness is the infinite value and his moral perfection as a unique and incomparable person that he is, his glory is one that goes public for people to see and fall down before.
And we have said to you the gospel is about you and your work. The cross is about you and your work. That's what my generation has delivered and 10,000 ways to you and I would be surprised today apart from a marvelous grace in your home church that you don't believe that. God's passion.
Have you ever heard of a sequence of thought like this? Before you ever came on the scene for this universe ever existed God was holy, infinitely valuable, incomparable, and absolutely unique and he knew it. And he loved it and he treasured it because he's wise and righteous and a righteous person always values what is most valuable, therefore before you ever came on the scene God valued.
God above all things he saw the perfection of himself shining out of his own infinitely glorious divine son and he loves his son and the son loved the father and the Holy Spirit powerfully, personally radiate between the father and the son before you wherever on the scene. There was a gladsome- ness of any reality and then you came. And I'll tell you something. Nothing changed.
God did not suddenly become an idolater when he created man, putting man were God belongs him. God is not a man worshiper, God is a God worshiper or would you deny him the highest joys of the universe? But we did not tell you that. We bred you on your self-centeredness, we taught you a gospel of self- esteem that heals all diseases and we put God on the periphery as a means to yourself exaltation.
And so there is a great barrier, there's a great barrier here. My generation has failed itself and you in so many ways. You're not the center of God's values; the glory of God is the center of his value. You're not the center of his redeeming work; the magnifying of Christ in your life is the center of his redeeming work. You are not the treasure of the gospel; God is the treasure of the gospel.
Here's a test. Are you ready? Just a one question test to see whether or not you know what it is to be loved by God. Whether or not you know what it is to experience the love of God in your life because my generation has sold you a bill of goods on what that means. We have told you in 1000 ways to be loved by God is to be made much of.
Some of you can't even conceive of another definition of love than to be made much of. God loves me? He makes much of me. Now here's the test. Do you feel more loved by God when he makes much of you, or when he at the cost of his son's life gives you the ability to enjoy making much of him forever?
I'm going to state the test question again, you do the answering in your heart. And then you know whether you have to experience a Copernican revolution at one day 03.
Do you feel more loved by God when he makes much of you or do you feel more loved by God when he undertakes through the cross in the Holy Spirit to enable you to experience a kind of inner revolution that you enjoy making much of them forever? That's the test question for this generation, my generation failed it. We still do.
We're still delivering the wrong books, the wrong sermons, the wrong message to this generation all about me, all about my value. They stand before the Holy Cross of God Almighty and take it as an echo of my worth instead of as an echo of the horror of demeaning the word of God which is what sin is and which is why the cross was necessary.
I count everything as a loss for the passing worth of knowing Christ Jesus my Lord. Jesus is the holy one, that's what the devil has recognized. What do you have to do with us holy one of God? Jesus is the holiness of God made accessible, Jesus is the holiness of God made tolerable. Indeed Jesus is the holiness of God made enjoyable if we can get low enough and tremble hard enough and rend our souls deeply enough that we understand what holiness is and required of Jesus.
You were made to feast on Jesus. You were made to feast on holiness found in Jesus. Somebody ask you what is the love of God? What is it to be loved by God? And the answer is that God sustains and exults his holiness for your enjoyment forever. That's the love of God.
I'll say it again. The love of God is his passion to sustain and uphold and exults his holiness and his son for your everlasting enjoyment. If you put yourself at the center, you're suicidal. Because it robs you of the very glory of God and his enjoyment.
Now in closing, if this happens and I pray it happens that God would turn this generation into a generation passionate for the holiness of God, everything would change. Everything would change. Your view of sin would change if he gave you a passion for the holiness of God.
You would no longer think in terms of sin as the damaging of man, but as the dishonoring of God. You would no longer think of sin as they choice of pleasure, but the lust of pleasure. It would change the way you view the righteousness of God, you would no longer think of the righteousness of God as simply doing what is right by you, you would think the righteousness of God is his unswerving allegiance to always be right by himself that is to exalt what is definitely worthy mainly his holiness and his glory.
It would change the way you look at the cross, oh it will be precious. You would think I love the cross, all of the cross, but you would think about your love for the cross not like you're told in so many these books and so many sermons that there you can see how much you are valuable to God.
But rather the stand at the cross and see two things. You would see how infinitely valuable the holiness, the righteousness and honor of God is that when you trample it under foot by your sins God knew the only way to vindicate his righteousness was to slay his own son. That's how serious your sin is, that's all glorious goddess.
It's not about your worth and the other thing that you will see at the cross is that this is how much he was willing to pay to make you happy in his holiness. If you will be changed.
I close with one last implication. Missions. If you fall in love with the holiness of God trembling, it's a dangerous place to be. Your attitude towards the nations, the unreached peoples of the world will undergo profound change.
In the year the king as our God I saw the Lord high and lifted up seated upon a throne in his train filled with the Temple and above him stood the Seraphim. Each had two they cover their face and with two they covered their feet and with two they flew and one cried to the other holy, holy, holy is the Lord of hosts. And then the next missionary phrase, the whole earth is full of his glory.
You see the connection between the intrinsic, holy, holy, holy and then the public fullness of glory? If you become a generation and I pray that this number will be the tie of the 200,000, you will lay down your lives unlike radical Islam that take lives to spread their religion. You will not kill to spread Christianity, you will not die to spread Christianity.


text:
Town Square
Shall we trample the rose because of the thorns?
Original post made by Gina Channell-Allen, president of the Pleasanton Weekly, on Jul 2, 2008
This is not the first case of an "online identity theft," nor will it be the last.
I'm sorry, but the theft of an online identity is not our fault. If a person doesn't have the guts to participate in a conversation without using someone else's "name," mandatory registration nor special software will fix this problem.
The benefit of registration on the PleasantonWeekly.com site, which you can do at the top of the home page, is that it's easier to post comments because you don't have to retype your name and find your neighborhood on the ever-growing list on the dropdown menu. And you can track topics so you know when a new comment is added.
But it defeats the purpose of an open forum to make everyone register in order to post. Not only does it take away the anonymity some find protective, it doesn't guarantee immunity from "identity theft." A contributor can register on our site under any online name they want. I found the same is true with the New York Times site. The difference is that the New York Times doesn't immediately post to the site; they have editors who ferret through the comments before they go online, meaning not all posts are seen.
As the song goes, every rose has its thorns.
The purpose of Town Square is to have a community forum where people are not afraid to ask tough questions and bring things to community members and leaders without fear of reprisal. Those are a few petals of the rose; trolling, flaming and, in this case, identity theft, are a few of the thorns.
This theft issue is becoming all too frequent. However, I would like to believe that contributors would prefer to not have someone sifting through their comments deciding which ones to post and which to remove.
The Weekly staff will edit comments that do not adhere to our terms of use, such as posts containing profanity or "comments that are hateful, libelous or obscene , or that are threatening, abusive or offensive to any individual, group or class of person." However, you will see those as "Comments edited by Weekly staff." Only rarely do we completely remove a post, and that's only when the comment is so completely inane it's a waste of space and might deter other posts because it's completely off topic. We would rather let the contributors edit comments and make right what they perceive is wrong.
Town Square contributor Frank, who has been an identity theft victim, has devised a unique way of protecting his identity. In a recent forum he writes, "I am the real frank of Pleasanton Heights. To confirm go to (Web Link) and there you will see a copy of this post. This IP address is mine. Any other IP address is a counterfeit."
Tell me, would you rather us control who and what gets online? Or would you rather deal with the thorns as they come?
Gina Channell-Allen, a 20-year journalism veteran, is the president of the East Bay division of Embarcadero Publishing Company, president of the Pleasanton Weekly and publisher of the Danville Weekly. Send questions to firstname.lastname@example.com.
Comments (14)
a resident of Amberwood/Wood Meadows
on Jul 2, 2008 at 11:44 am
LOL! Watch for it, Gina.
president of the Pleasanton Weekly
on Jul 2, 2008 at 11:59 am
Gina Channell-Allen is a registered user.
Hi Stacey,
Watch for the comments on whether folks want us to control who and what gets posted? I really want feedback. (Which is why I posted this today because the column won't print again this week.... shortage of space.)
We really struggle with this. Being able to post anonymously is a privilege, but some folks abuse it. But what would we lose if we revoke that privilege because a few people aren't mature enough to handle it? (I'm having flashbacks of elementary school.) Would we have had the interaction we had with the teen suicides? Would we have found out about the ICE raid not long ago?
Please, tell me.
a resident of Pleasanton Heights
on Jul 2, 2008 at 1:40 pm
You are unnecessarily interlinking two separate issues: registering particular identities, and controlling who and what gets printed. You are therefore obfuscating the fundamental issue about identity counterfeiting.
Registering particular online identities DOES NOT destroy the anonymity of users, it simply forces users to have unique online monikers. You, the registrar, will have the ability to associate a online moniker with a password that you would require the person to input to register, but that password information would keep confidential as part of your policy and your software. Your blog software would only allow posts that were authenticated with user moniker and correct password. An extra step for the posters when they click SUBMIT, but this has nothing to do with you screening the posts. It's all done in the software!
Even now your server logs already associate posts with IP addresses, so registering an online moniker is not substantively changing the degree of anonymity that is already present.
How does this link with editing posts? So, when you print:
"This theft issue is becoming all too frequent. However, I would like to believe that contributors would prefer to not have someone sifting through their comments deciding which ones to post and which to remove."
you are terribly misleading the reader! It is my opinion that you simply are not understanding the technical issue and its various solutions. (I'll post this to my web page later....)
a resident of Vintage Hills Elementary School
on Jul 2, 2008 at 2:26 pm
Frank (if it truly is Frank!) has a good point. You can retain anonymity while still preventing users from representing someone else. These are two separate issues. (Censorship is a 3rd unrelated issue.)
For example, I could register under the name "MainStreetDiva" without revealing my identity. That's the anonymity part. But once I've registered that name, no-one else on the site should be able to use it. That's the name-counterfeiting solution.
-Barbara (who expects to be counterfeited any minute now)
a resident of Amberwood/Wood Meadows
on Jul 2, 2008 at 2:39 pm
I don't think their SopeBox software supports unique names.
Embarcadero Publishing/Pleasanton Weekly Online Webmaster
on Jul 2, 2008 at 3:26 pm
Frank Bravo is a registered user.
Stacey - Actually, the username for the site is unique to the system. If you were to register as 'Stacey', nobody will be able to create another registration with that name. Registering a name, however, does not stop someone from posting a comment to the site using that name if they are unregistered or not logged in.
Frank (above) - I think that Gina was saying that registering takes away the 'anonymity' of the person from 'us', not from the public. This is what Barbara (MainStreetDiva) is saying in her post. You are correct that there are other ways that we can 'see' who a person is, but it becomes a lot easier if we require registration and require the registrant to give us certain information to become active.
a resident of Amberwood/Wood Meadows
on Jul 2, 2008 at 4:20 pm
Stacey is a registered user.
That's really the crux of the problem. The software doesn't display a post by a registered user any differently than one by a non-registered poster. The problem is compounded when non-registered posters are allowed to contribute.
In a lot of ways this is similar to the problem with email where the "From" heading can be anything (and the address on the envelope can be counterfeited by the sending mail software) and why the email industry came up with things like SPF and DomainKeys.
Embarcadero Publishing/Pleasanton Weekly Online Webmaster
on Jul 2, 2008 at 4:35 pm
Frank Bravo is a registered user.
We are currently looking at a host of upgrades for TownSquare and one of the things that is already on the list is a designation for posts from people who are registered vs. those that are not.
a resident of Pleasanton Heights
on Jul 2, 2008 at 8:20 pm
MainStreetDiva stated it well. This authentication process for closed systems is as old as the web. A user registers its unique user ID and at the same time registers a secret password. Once the user ID is registered, the system allows no one else to register that user ID. Whenever a transaction is conducted by the user in the closed system, the password is required to effect completion of the transaction. Since only the authentic user knows the password, the transaction is valid. In the PW case, the transaction is simply the display of the user's posting.
Email is not a good example to compare with if one were to say there are problems with this authentication process. Email is an open system, not a closed system. Closed systems have complete knowledge of the registered user base and the associated passwords. Open systems don't. In a closed system there is no work-around for enforced authentication.
To answer Frank Bravo's point: This authentication process requires no information about the user. User ID and password, period. Then, you lockout future users who attempt to register the same user ID. If the PW feels it would additionally need to gather other information about users in order to register, that would be your choice. It is not required. So, how is anonymity reduced by registration where only a user ID and password are required?
(Note: my personally implemented method of authenticating my frank of Pleasanton Heights user ID by posting a copy to an IP address relies upon this same method. The web server is a closed system, it has previously registered my website user ID and password to allow only me transactional access. See Web Link)
a resident of Canyon Oaks
on Jul 7, 2008 at 1:10 am
I just think of a random name when I post, and pick a random neighborhood. It's possible I've used someone else's name without realizing it.
a resident of Del Prado
on Jan 12, 2009 at 1:51 pm
Jacob (?) Why not be yourself? Responses are just opinions... just be cordial.
a resident of Amberwood/Wood Meadows
on Oct 12, 2010 at 11:28 am
Stacey is a registered user.
"If a person doesn't have the guts to participate in a conversation without using someone else's "name," mandatory registration nor special software will fix this problem."
This statement especially reflected the lack of technical understanding of the issue. As Frank Bravo above pointed out, Sopebox limits usernames to a unique key in the database. That means no two registered users can use the same username. So if registration is mandatory to post, then the software does in fact "fix this problem".
a resident of Another Pleasanton neighborhood
on Nov 9, 2010 at 2:29 pm
The posts clearly state:
So and So Stacey is a member (registered user) of PleasantonWeekly.com
when the poster is registered.
But I much prefer the system as it is now.
I for one post where I would not if I had to register, and I think there is a lot of good info posted that I might not read elsewhere.
IWhere you restricted to just Registered, it gets boring fast.
I trust that the PW should edit only really objectionable stuff, and I'm upset that apparently they have been deep sixing points of view that they don't agree with.
Can you guys be more open?
a resident of Another Pleasanton neighborhood
on Nov 15, 2010 at 9:57 am
I also have posted under many names. Why? A friend of mine posted under his own name in the hope of having a meaningful discussion about a topic a year ago. The venom that spewed forth was amazing. He was called so many names - amount them Nazi - that he vowed never to post again. And the name callers were of course, all anonymous.
Maybe a few ruin for us all, but I rarely post and will avoid using my own name. And when I see a mean post, I stay off the PW for a couple of months. Why even bother?
OBTW, I am also the original Suzy Q and someone else was using that name and it does not bother me at all.
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text:
Toyota New Zealand is part of a worldwide 2.77 million recall to fix possible water pump problems and steering defects.
The steering shaft recall affects 1612 vehicles sold new in New Zealand, covering the 2002-08 Avensis, the 2000-07 Corolla and the 2003-09 Prius.
The water pump recall affects 816 earlier-model Prius vehicles sold new in New Zealand manufactured between June 2003 and April 2009.
An unspecified number of vehicles sold as used imports may also be involved.
In vehicles affected by the steering shaft recall, an abnormal noise or rattle may be heard if the shaft engagement has loosened.
In vehicles affected by the water pump recall, a wiring fault may cause the pump motor to stop working, leading to the illumination of warning lights on the instrument panel and, in the worst case, the hybrid system may stop working.
Toyota New Zealand General Manager of Customer Services Spencer Morris said the recalls are precautionary. There have been no reported accidents related to these conditions in New Zealand.
"Owners of vehicles affected will receive a notification letter and are advised to arrange to have an authorised Toyota dealer inspect their vehicle." said Morris.
"In the vehicles affected by the steering shaft recall, a new part will be fitted if required. In the case of the water pump recall, the part will be replaced."
Morris said inspections would take between one and two hours, and would be free of charge.
In the US, 670,000 Prius hybrids have been recalled and the steering recall affected 10 models worldwide, totalling 2.76 million vehicles.
The recall comes just a month after Toyota announced its biggest-ever single component recall, affecting 7.43 million vehicles to fix a faulty power-window switch. That callback was the industry's biggest single recall since Ford took eight million vehicles off the road in 1996.
A series of Toyota recalls involving more than 10 million vehicles between 2009 and 2011 damaged the firm's image, but it recovered and earlier this month raised its full-year net profit forecast to US$9.7 billion, citing solid sales.
Toyota has sold about 3.3 million Prius hybrid vehicles globally since the car went on sale in December 1997. The total number of hybrid vehicles it sold worldwide, including the Camry, was 4.6 million as of the end of October.


text:
Delighful Lisbon City Apartment
Maksimum Konuk Sayısı5
Yatak odası3
Boyut120 metrekare
Floor No.2(with elevator)
- İnternet/Kablosuz ağ
- Mutfak
- Çamaşır makinesi / Kurutma makinesi
- Binada asansör
- Kilitlenebilir oda
- Balkon/teras
- Havlu
Accommodation summary
|Rua Rodrigo da Fonseca, 1250-190 Lisboa, Portekiz
|Mülkiyet türü
|Referans kodu
|Acceptance rate
|Response time
|A few hours
|Calendar updated
This apartment is located a few steps from Ritz Hotel in Lisbon and from one of the most central areas of Lisbon city - Marquês de Pombal square. From there you can catch the metro to any part of the city or catch the touristic bus City Sightseeing Lisbon - this bus will take you through all the places worth seeing in this amazing destination.
Also very close you have the very known Avenida de Liberdade, where you can find a big variety of elite shops, restaurants, bars, a theater, cinema and the famous Hard Rock Caffe.
The apartment is on the 2nd floor of a well located building with elevator. It has three bedrooms with double bed. The two bathrooms are spacious and modern. It contains a very well equiped and spacious kitchen, with oven, washing machine and dishwasher. The dining area is very cozy and you can have a nice meal with the sun shining in. The apartment has lots of natural light and it is decorated with very good taste.
Licence: 25350/AL
Ev kurallarıCity tax of 1Eur./person/night up to a maximum of 7 Eur./person. This tax is not included in the price and does not apply to children under 13 years old.
Check-in between 20h00 and 22h00 has a fee of 15 Eur., between 22h00 and 24h00 has a fee of 25 Euros. After 24h00 is 50 Euros.
Security deposit of 100 Euros paid by paypal 2 days before arrival and returned up to 48h after your departure.
No smoking, no pets and no parties allowed. We expect that you treat the apartment with care so that it can offer travellers a good experience. On departure trash should be left out of the apartment and dishes washed.
Thank you
|> 4 misafir için ücret
|TRY 42 misafir başına/ekstra gece
|Check-in Saati (Sonrası)
|Check-in before
|Check-out Saati (Öncesi)
|İptal Koşulları
Bu mülk için yapılan yorumlar
We stayed in the apartment for 3 nights in October (3 adults + 3 children).
It has been a very nice staying.
The apartment is quite nice, comfortable with 2 bathrooms, the kitchen is very well equipped.
Very close to Marques de Pombal and then to Metro taxi, bus.
Excellent choice and a good value for money.
Très bel appartement, meublé et décoré avec goût, et très bien équipé (draps et serviettes, papier toilettes, ménage en fin de séjour). Seuls bémols : le lit dans le chambre parents, un peu dur, et le parking payant dans la rue. Sinon, excellente localisation, très bon accueil (en revanche caution en liquide, en non par chèque comme précisé sur le site. Excellent séjour, je recommande vivement.
El piso es amplio y no le falta detalle, esta muy bien, zona tranquila, centrica y bien comunicada, metro y bus muy cerca, tiene un Mc Donalds en la misma calle, te recibe Jorge con trato muy agradable y te ayuda en cualquier información que le pidas.
Bu ev sahibinin diğer mülklerine yapılan yorumlar
Very nice, clean and cosy. We had a wonderful stay at Luis place. Our contact person was really kind as well. We can totally recommend this place.
Thanks for accomodation.
It was nice that we had the chance to pospone our arrival date, because of our failure of booking the flight at the same time (one week later).
The rooms are nice and the atmosphere is OK.
Maybe to fix the entrance gate for the future guests ;-)
If you borrow bicycles in the surrounding area, it's possible to reach the most interesting spots there. To the Lisbon centre you should take the train in Estoril and it will take you about less than 30 minutes.
Philipp, Christoph and two times Stefan from Austria
We had a great stay at this place. Everything was very well taken care off. The appartment has everything you need and is located near all the places you should visit in Lisbon. Laura was at our service all the time and informed us about good places in the area. Thank you very much! If we ever visit Lisbon again we will definetly come back!
Hello! The Apartment was perfectly located, a very nice street. Since we came from Sweden and Norway we are used to a high standard and we thought the bathroom was not nice. It could have been better cleaned and the showercurtin has to be changed. The rest of the Apartment was very cosy!
Regards Jenny Svensson.
Great apartment! It is clean, has a nice living room and offers an awesome location to enjoy Biarro Alto.
- Kalite güvenceli konaklama
- Her ev sahibi telefonla doğrulanmıştır
- SSL şifrelemesi ile güvenli ödeme


text:
Loan Information
Disclosure from HEA Title IV, Part G, Sec 485 (d)
Student Loan Information
What is a student loan?
What action must a student take to receive a loan?
Parent Loan Information
What is a parent loan?
What action must a parent take to receive a loan?
Graduate Student Loan Information
What action must a graduate student take to receive a loan?
What is a Graduate Plus loan?
Alternative Loan Information
How do I apply for an alternative loan?
Perkins Loan Information
What is a Perkins loan?
How do I apply for a Perkins loan?
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text:
November 9, 2011
Action Agenda for November 9th, 2011
I. Roll Call
· Noah
· ErikaEspinoza
II. Approval of Minutes
III. Approval of Agenda
IV. Guest Speaker
· EmilyVirzi & Emily Lenny, And Brice Fisher-Sustainability Endorsement: Here toanswer any questions about the endorsement.
o Whatpurchasing plan are you talking about?
§ It's a suggestion and guideline, not necessarilya policy. Provide groups with alternative options for purchasing. Instead ofgoing to Wal-Mart try smaller local companies first.
o What'sthe cost difference?
§ The plan hopes to offset costs. A bitmore expensive. We hope to write grants to discuss the costs and alternatives.Not all of the sudden, it would be gradual and build momentum. We hope to justhave a trail period to see if we have more support. We hope to see if it goeswell to turn it into policy down the line.
o Everyone'ssignature?
§ No Sarah's on behalf of everyone willbe fine.
o Reiteratethat it is a plan, but not guidelines; it would just have alternative optionsto not increase workload.
o Lastyear ENVS 400 had about 20 students; this year there were only 8. So, we scaleddown. We are the purchasing committee. Landscaping initiative, and renewableenergy on campus. Also, Hope Bradford is making a sustainability video forwhat's attainable and viable.
· GaryPierson-WRAP funding: I'm here for a couple of reasons. One, talk about howsuccessful WRAP has been on our campus. That is congruent with data; WRAPeducates people about alcohol awareness. This grant is on a two year cycle,kicking in January 2010. With this grant we got support for two full timefaculty, and 10 works study positions for students. We hope to create a spacefor WRAP in the LEED office. Their mission is helping provide alternative activitiesfor Western State College of Colorado that do not include alcohol or drugs. Italso helps educate people on how to drink responsibly. Also WRAP has showed alot of collaboration in the resources they have been able to connect. PC hasbeen helping, local police department, department of human services, etc. Theinitial grant is over 500K dollars of funding, which shows the confidence thatpeople have in WRAP. It reflects that we have a culture here that has been hardt challenge, resort community, isolated; it can create a lot of drinkingproblems. WRAP has made a difference in culture at Western. The idea behind toWRAP was to reduce binge drinking. The statistics show that binge drinking isnot as common. They are looking at the awareness that it is creating. 100% ofstudents in this room are aware of WRAP. First time student getting into analcohol related situation is down from 36% to 8%. Once students are educatedthey will make the right decision the second time around. We want to createeducation, and discuss funding. The grant is running out December 2011. We havea whole semester left. We will fund 25K for the salaries for WRAP, where we getthe 25K is unknown. We can help contribute to the 25K. Regardless of whathappens it will be here on our campus. Is there any opportunity for SGA to putmoney for offsetting the cost of these salaries? The school would appreciateSGA's support of this program. Although, we are 100% committed to funding WRAPnext semester.
o Justso everyone's clear. The funding for next semesters event will come from agrant itself, Wellness programs. More students interested in these programs, tocarry into adult lives, support healthy adult lives. Breakfast for a buck, andother things. Loose salaries, but funding for events has come from othergrants. WRAP is still establishing them.
o Wewill know in February if we can reapply for this grant. Janice Wellborn ismaking a call into the senator's office for looking at other grants andfunding. Evidence suggests that this is a good program. Higher than averagedrinking, but not the worse, reduce high risk drinking. WRAP is all right withdrinking if it is legal and responsible. Help recognize when to get friendshelp.
§ Rodney: You guys have done a great job,the numbers alone are great. Wehave an issue with help funding PC and we hurt as well. We find it hard to funda program similar to another program that does similar things.
· Wetry to complement these programs and not compete with them. We now try to be apresence for other people. We want students to model a responsible drinker. No onewill pay for these events; we would just pay for a salary.
o Supportingevents isn't hard; it's more about student fee's going to salaries. We don'tlet money go to coaches.
§ We do have opportunities to fundstudent work-study or internships. They work out of a grant funded position instead of workingfor Western State College of Colorado, specifically.
o Communityhas a lot of support; city council was excited about this, as far as DUI's hasbeen a great thing for entire community. Are there any ideas for programs 21and above?
§ 48% of current students are over 21,especially for an undergraduate institution. This is a focus, and we are tryingto have more events for these ages. 21st birthday is high riskdrinking, and they want cars to pick people up and take them restaurants. Targetingto high-risk drinking.
o Citymanager said there might be some more opportunity from the city to help fundWRAP. Safe Ride could possibly benefit WRAP, complement one-another benefitfrom each other.
o Sarah:SGA is in economic pain, what if we cannot even fund $500, could we help writegrants or letters of support.
§ Letters matter. Motivation and beingvocal and encouraging peers will be impactful.
o Elijah:We could allocate money (PC) and that will free up other money to free up fundsfor salaries. We can allocate.
o Grace:I'm sure there are stipulations, but what about alcohol companies funding theseprograms?
§ We discussed this. Paul said that Coorsdoes not support these programs, one company will do it. Deadline has passedfor the spring, so it wouldn't start until next fall.
o Rodney:I love the idea of Elijah helping the funding.
§ The remaining funds will go to studentstaffs. The truth fairy is paying all programming. They all get 8.50/hr.
o Whenwe clarify student funding, we didn't do flu shots.
§ WRAP is not student affairs.
o Grace:I was going to suggest if we have internal money that rolls over, we couldallocate the remaining to WRAP.
§ How much did we take from the reserve?
o We will be in contact, hopefully nextweek we can reconvene.
§ Don't feel obligated, and don't feellike it will be a lack of support for the program. We are committed to makingthis happen and reach out to see if there is any opportunity for allocatesfunding. Email email@example.com.
V. Action Items
· RunningClub:
o Alan:I motion $260 to the running club bill
o Alot of vary opinion for constituents. Some people say fund it all, some saydon't fund them because we have an NCAA Cross Country team. We have aphenomenal XC team, why don't they just run with them. Not pay for planetickets but will pay for gas and rental car.
o Wehave many students taking long-distance trips but without fundraising than it arenot fair.
§ Coaches are volunteering their time
o Vandenbushe:We are just getting this thing started. We have a tremendous XC team but it isfor those who are not that good. Enrollment is a real problem, and running clubwill help with enrollment. My big hope is that we get one or two kids that reallydevelop to send over to NCAA.
o Howin the future do you see this as a successful club?
§ Next year we will be a lot moreorganized, with my schedule I couldn't much time. We would like to recruit nextyear from High Schools.
o Votingon allocating $260 to running club (12/13 for yes, passes)
o Ihave a letter that will be in Top O the World tomorrow. I am a critic of theenrollment process. Ten minutes at next meeting?
§ Yes!
· AvalancheAwareness: Motion for $180. How much is advertising?
o Yes,the pricing system was a little higher than we were expecting.
o Adam:In the senate meeting there was a lot of varied opinion. Many constituentsthought that it was very important for empowering people of the resources foravalanche awareness. Some students said fund it all, and others said WP hasthis equipment so don't fund it. The food was an issue.
o Toreimburse advertising we need a reimbursement. Towards newspaper advertisingand anything else needed.
o Motionon table for $180 (yes—8/13) does not pass.
o Motionto open bill to discussion.
o Whattypes of medias are you using for advertising?
§ Newspaper, online, radio
o Moneyused for pizza was used for advertising.
o Inthe budget meeting she said she paid advertising out of pocket.
o Brad,I think this is a worthy event because it protects students. This isn'tpromotion to go out into the backcountry, but it educates them.
o Wouldthis coincide with WP?
§ No, it just supplements the event. Thisevent will be a jumping off point. This is the awareness aspect, not the fulleducational piece. We will a lot Janna a few minutes about WP.
o Canwe have a clarification of the budget breakdown?
§ It has changed a bit.
o MountainRescue is needs this money, and they fundraise and they are a valuable club oncampus.
o Whyvote no?
§ Use program council funds for food thatwas used for advertising.
§ That was a mistake on our part. We didnot check to see if the money was specified for use one way or another.
o Otherno reasons?
§ Constituents wanted to give them lessmoney, too high.
§ Motion to allocate $150
§ Vote yes (11/13) Passes
VI. Discussion Items
VII. Advisor Report
· Registerfor spring courses. Come talk to Shelley if you're confused
VIII. SenatorReports
· D'Andre:Amigos 80's dance tonight after meeting.
· Walker:Our school is trying to shy away from our identity. ESPN voted us #2 for skischools in the nation. How could we incorporate these things? Our thought wascranor hill, maybe lease cranor hill and run it as part of the college for $100passes. This way you can connect school with skiing.
o Boardwanted to not be addressed as a ski school
o Snow?
§ Taking snow that is plowed from thestreet and plow it onto Cranor hill.
o Nick:We talked about this in city council-of our retention 61% where nationalaverage is 73%. Once they get here, let's keep them here.
o CityCouncil looking at different ways to support campus.
o Elijah:One of the biggest mistakes the college made was getting rid of the ski teamthat was a legacy here on campus. Cranor hill will be a great was to create aspecific community.
o Alan:CBMR is considering introducing a Western State College of Colorado day to getmore involvement of students at the mountain.
IX. Committee Reports
· ExecutiveCommittee: Gary gave us the run-down. We want to mature the college, and watchit grow. Office hours are important, but when you are in there it might notseem there is value in it. We were thinking about increasing the value. We wantto see you all be more productive. Open up for suggestions.
o Oremail us or come up to us after
o PCinstead of restricting it to sitting in office it can be PC work like hangingposter or talking to kids about events. Take some time to be in the office, butperhaps not all time needs to be there.
o Wewant to be approachable and have a face.
o Katie:Senators talked about having a table in the college center to talk about bills.People don't know enough about what's going on?
· Nicole:CIS wants to have a class for more mobile devices, so we wanted to figure outhow many people have smart phones.
· Kayla:curriculum committee asked questions about wording in the catalog. If you werea transfer student with 60 credits, you can finish in about 2 year. Shouldthere be a maximum credits for transfer student? There are suggested classes,but they are not required. Academic policies are trying to put together apacket about the First-year experience to hopefully implement into the fall ofnext year. They will meet with faculty about what they do to keep students, andcoaches, and hausdorfer. One problem is that it is a one-credit course. Theydon't want to pay for a credit that they wont' get anything out of. Maybefirst-year experience for each major, or standard for all students.
o Sarah:First year experience increases retention.
o Shelley:It would be very hard for a student to fail this course.
o Grace:What about students that change their major?
§ Wouldn't make sense
o Shayna:What if you do a standard discussion, and then specific standard core for theprogram. You discuss all topics that relate to all majors across campus.
o Cohn:liked the idea of a seminar, if they were interested in something specific,they would go to a specific professor they like.
X. Advisory Reports
· Nick:High school is doing a drug free and alcohol pledge to random testing, and ifyou stay completely drug free, you will get a free season pass. 25% of all freshmensigned up, try to administer to all classes. Internship program is not verywell known. Talk about internships of campus. Connect needs in the city withstudent skills and interests. 10K is there to be used!
o 10Kfor WRAP Students and free some funding for faculty.
o Cityis willing to go in any direction. Credit and paid. It will be a job.
· Grace:Sex positive is hosting speed dating, it costs 1$ and free spaghetti andmeatballs. Find friends and lovers. 6,531$ remaining in our bill budget, we arelooking good.
· Meg:Shipwrecked opening night, first big play in Taylor for over two years, it isshort and funny. Thur fri sat this week and next week 7pm, $5. Good characters,funny material.
· Blake:fall sports are wrapping up volleyball done football last game. Winter sportsopening with basketball. Wrestling is in Wyoming; Men's basketball hereWednesday nigh SAC is selling hot chocolate before the game.
· Travis:floor hockey just started. Thinking about bringing back 3-on-3. Went over 360player profiles on the web this week, students playing intramural.
· Hayden:Men and Women's hockey out of town.
· Elijah:Springfest voting is over. 400 votes, 20% of student population. April 14thSaturday. Indian guest speaker coming three weeks from tomorrow. Mass textingsoftware for advertising.
o Alan:mass texts were awesome.
o Meg:I'm actually a sales representative for a company that does exactly just that.
o Shayna:I think that's a great idea
o Grace:How much would it cost, and would PC have the money to buy it. Security systemon campus that does the same thing.
o Shelley:do people have plans for texting? Mostly unlimited.
o Notvery expensive. Most people in favor. An RA from crystal is having an ITservice forum about what to do to keep you laptop working longer. This could bea bigger event for more students if we got the support.
o Noah:Film Fest is going on right now, and 9:30 after the meeting. Tomorrow grand bazaarand real rock, Friday art of flight student will need an ID. Bring cash forticketed giveaway.
XI. Special Topics
XII. Remarks for the Good of the Order
· Sarah:Exec committee meet after.
· Grace:please sign time card if you're in advisory.
XIII. Late Roll Call
· Noah
· ErikaE.
XIV. Adjournment


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Excerpt: "Not everyone can handle rollercoasters and extreme rides. Some thrive on the thrills. The reactions to the journey of New YorkFootball Giants annual/seasonal rides arent for the faint of heart, thats for sure.
Those that have been following this team for longer than the tenure of the collection of the four Lombardi trophies know that this current team is still the one of the best and most exciting that has been built. Its just different.
Its been written before that the NFL is ever-changing: personnel, uniforms, equipment, speed, and schemes. To expect what the team was about even a handful of years ago isnt realistic all of the time.
While the Giants defense is still predicated on the pass rush, it isnt only about that (or stats). Sacks and quarterback hits are awesome to the rabid defensive-minded fan; its fantasy to expect them every game/ facing every league quarterback, as it is to expect to blitz every one too.
The Giants offense has been built (properly) around QB Eli Manning. While this side of the ball has always been centered on the ground and pound, #10 has brought a new air to Big Blue not really dominant since the Jim Fassel/Sean Payton/Kerry Collins era. We all know how that ended. Things are more cerebral now as well as much more complicated.Speaking of Payton, Sundays New Orleans Saints will be without him, but his system is still in place in New Orleans and his time with blue is still with him in experience handed down to his players." Read more...


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Hang Yu
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Hang Yu is a character in Grand Theft Auto 1 who works for Uncle Fu in San Andreas. Yu is an explosives expert and defuses a bomb during one mission. Yu's name is likely a reference to his violent nature, as if he's going to hang you.


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Former local HS stars to face off in ACC Tournament
GREENSBORO, GUILFORD COUNTY - Former West Carteret High School sharpshooter Chase Cannon, who is currently a freshman walk-on at N.C. State, will take take on Virginia Tech in Thursday's first round of the ACC Tournament. In the above video, he talked with NewsChannel 12's Brian North about his emotions before the big game.
One of Cannon's opponents on Thursday happens to be former New Bern High School star Christian Beyer. The sophomore Virginia Tech forward reflected on his career, and talked about his passion for hoops with Brian North.
The game between the Wolfpack and the Hokies will start at 2 p.m. Thursday.
Every match in the ACC tournament will air on NewsChannel 12 or its sister station, FOX Eastern Carolina. For the full schedule, CLICK HERE.


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It's the sick season and colds are rampant right now. Everyone is asking: what is the quick fix to get rid of a cold? Unfortunately, when it comes to a cold nothing is quick.
The common cold starts with a runny nose then a scratchy throat followed by a cough. Your child may tell you they just feel yucky.
Don't be alarmed if your child's mucous turns from clear to colored. A green runny nose does not mean a bacterial infection, so need to ask your doctor for an antibiotic they do not help the common cold and are not needed.
The only proven treatment for a cold is a tincture of time and treating your child's symptoms will help them feel better, sooner.
Here's what I recommend to my patients:
-For a runny and stuffy nose, start with a hot shower to loosen up the secretions.
-You can also try nasal suctioning with a bulb syringe or a nasal aspirator for young children.
-For older children, I encourage saline rinses with an irrigation system like a Neti pot. Many of my patients swear by it.
At night, place a cool mist humidifier in your child's room to add some moisture to the dry heat in the house.
You can expect your child's cold to last about 7 to 10 days. Don't forget to tell your kids to cover their nose when they sneeze and wash their hands to stop the germs from spreading to everyone in the family.
I'm Dr. Sue with The Kid's Doctor helping parent take charge.


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At BVU since 1997
Beth Lamoureux's website
Degrees Held
B.A., Buena Vista University
M.A., Pittsburg State University, Kansas
Ph.D., University of Kansas
Works published
Wagner, M. & Lamoureux, E R. (2005). Implementing an Objective-Based Assessment Portfolio: A Case Study for a Communication & Performance Studies Major. In A. Jafari & C.W. Kaufman's (Eds.) The Handbook of Research on ePortfolios: Concepts, Technology & Case Studies. Hershey, PA: Idea Group. (In Press).
McKinney, M.S. & Lamoureux, E.R. (1998). Citizen Response to the 1996 Presidential Debates: Focusing on the Focus Groups. In L. L. Kaid & D..Bystrom (Eds.) The Electronic Election. Mahwah, New Jersey: Lawrence Erlbaum Associates.
Jensen, K. & Lamoureux, E.R. (1997). Revisiting Written Feedback in the Basic Course: A Content Analysis of What Instructors Provide and What Students Deem Helpful. The Basic Course Annual, 10.
Lamoureux, E.R. (1995). Bringing Community Into the Classroom. In G.I.F.T.S. Great Ideas For Teaching Speech which accompanies B.E. Gronbeck, K. German, D. Ehninger, A.H. Monroe, Principles of Speech Communication. New York: HarperCollins.
Lamoureux, E.R., Entrikin, H.S. , & McKinney M.S. (1994). Debating the Debates. In D. Carlin & M. McKinney (Eds.). The 1992 Presidential Debates in Focus. New York: Praeger.
Lamoureux, E.R. (1994). Observer's Feedback to the Speaker (peer evaluation critique guides for both persuasive and informative speaking). In M.L. Hummert & S. R. Emel (Eds.). Handbook of Personal Communication. New York: McGraw-Hill.
Nominee for George Wythe Teaching in Excellence Award, 2013.
Nominee for BVU Faculty/Staff Volunteer/Leader of the Year. Recognized for outstanding service & leadership at BVU and in the Storm Lake community. This honor is sponsored by Student M.O.V.E., 2013, 2012, 2011. Honored with award in 2002-03.
New Century Advising Award. Campus-wide honor based on dedication to student success, 2011.
BVU Faculty Member of the Year. Selected by students for excellence in instruction as well as commitment to students. This honor is sponsored by the BVU Student Senate, 2008-2009, 2002-2003. Finalist, 2013-2014 and other years.
Who's Who Among American Teachers, 2004-05 (9th ed.), 2003-04 (8th ed.), 2002-03 (7th ed.). Nominated by former BVU students. Honor bestowed on select 5% of nation's top teachers.
George Wythe Teaching In Excellence Award. Selected by students and faculty, this award is given to recognize and honor teaching excellence at Buena Vista University. Endowed by Trustees Paul the late Vivian McCorkle, 2002.
Departmental Nominee for the Distinguished Teacher Award. Award based on excellence in instruction and commitment to student learning. The College of Arts and Sciences, Illinois State University, 1996.
Outstanding New Teacher Award, Central States Communication Association. 13-state regional honor based on excellence in instruction and dedication to student learning, 1996.
Mortar Board Faculty Honoree. Student-nominated for university-wide recognition. Recommendation based on dedication and professionalism brought to the university. Red Tassel Chapter, Illinois State University, 1994.
Chancellor's Outstanding Graduate Teaching Assistant Award (one of three university finalists). Departmental nominee for university-wide honor. Recommendation based on exemplary teaching evaluations over course of graduate program. Communication Studies Department, University of Kansas, 1994.
Departmental Award for Teaching Excellence (awarded to top five teachers in general education communication course). Communication Studies Department, University of Kansas, 1994.
Buehler Teaching Award. Top Graduate Teaching Assistant, Communication Studies Department, University of Kansas, 1993.
Outstanding New Instructor. Communication Studies Department, University of Kansas, 1992.
Professional Service Award. Top Graduate Teaching Assistant, Department of Speech Communication, Pittsburg State University, 1984.


text: Hey everyone, Sorry for not being on here recently, senior year of college and Air Force ROTC has been keeping me plenty busy. This semester I will have a little extra coming back from my financial aid and wanted to put it into my truck. I have decided to take my frustrations out on the rust again and once the temperature rises, the any frame rust will be sanded, hit with permatex rust treatment, and then seal it with permatex undercoating. Besides that I wanted to upgrade the brakes front and back with Power Stop K2010 Front/Rear Ceramic Brake Pad and Cross Drilled/Slotted Combo Rotors http://www.amazon.com/dp/B005FKXTEY...UTF8&colid=3833JQQQLH5D&coliid=I1WBIFIZ4OUUTS and while I'm doing that I wanted to replace the brake lines with Edelbrock / Russell 672430 Direct Bolt-On Street Legal Brake Line Kit. http://www.amazon.com/dp/B000CPATOA...UTF8&colid=3833JQQQLH5D&coliid=I1RFVOEIRDII4O Just wanted to know what everyone thought or if anyone had any experience with these products. Thanks!


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What are the desktop environments that use less resources on Linux ?
This is the translation of an article by Roberto Ferramosca, published in Italian on lffl.org, a great Italian Blog about Linux and Open source.
One of the main features of Linux is to provide a complete and functional operating system that can completely work also on dated PC where Windows XP has now become too old and the new Windows 7 requires too many resources.
Linux can revive pc set aside because the hardware is no longer supported by Microsoft operating system and so providing a fast, complete and secure environment.
On GNU/Linux there are many desktop environments some specially designed to be lightweight but at the same time they offer customization, effects etc..
In this article we will see some of the "light" desktop environments for Linux, the consumption of resources required and how to install them.
Continue reading »


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Stay connected with us to get the latest health and fitness news, innovative workouts, healthy recipes and wellness tips.
Change Location
ACE Fit Share
Roasting isn't just for turkey. Roasting fruit, in this case grapes, brings out its inherent sweetness.
Nutrition Profile:
Diabetes Appropriate
Gluten Free Diet
Healthy Weight
Heart Healthy
Low Calorie
Low Cholesterol
Low Sat Fat
Low Sodium
Serves 2
Prep Time 10 min
Total Time 25 min.
Step 1
Preheat oven to 450°F. Arrange grape clusters in a single layer on a baking sheet. Drizzle with oil and sprinkle with salt and pepper. Roast until the skins are slightly crisp but the grapes are still soft and juicy inside, about 15 minutes. Serve warm or at room temperature, with yogurt for dipping.
Featured Workouts
Check out our 12-week fitness plan designed to boost your strength, endurance, muscle definition, energy level and overall health.
Flatten your stomach and build strength in the muscles that provide stability and mobility for the spine, pelvis, ribs and hips.
Focus on pulling, rotating and building strength with workouts created alongside Olympic Gold Medalist Dominique Dawes.
This workout provides a challenging total-body workout that can be done from the comfort of home with no equipment other than bodyweight and space.


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The name given to and used by residence of Bellingham, Washington. Life is Bellingham is much like life on a hamster wheel - you're moving, but you're not going anywhere.
by M. March 08, 2005
What perpetually stoned, baby boomer burnouts who moved to Bellingham, Washington refer to themselves as. Real locals prefer Bellinghamer.
We're Bellinghamers not Bellinghamsters! Try going a week without getting stoned and maybe you wont feel like a caged rodent you old hippy.
by Toby72 April 20, 2011


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During allergy skin tests, your skin is exposed to suspected allergy-causing substances (allergens) and is then observed for signs of an allergic reaction.
Along with your medical history, allergy tests may be able to confirm whether or not a particular substance you touch, breathe or eat is causing symptoms.
An arm lift — also known as brachioplasty — is a cosmetic surgical procedure to improve the appearance of the under portion of your upper arms.
During an arm lift, excess skin and fat is removed from the underarms — between the armpit and elbow. The skin is then draped back over the newly repositioned contours to create a more toned look.
You might choose to have an arm lift if the undersides of your upper arms are sagging. An arm lift might also boost your body image.
Blepharoplasty (BLEF-uh-roe-plas-tee) includes surgery to repair droopy eyelids that may involve removing excess skin, muscle and fat.
As you age, your eyelids stretch, and the muscles supporting them weaken. As a result, excess fat may gather above and below your eyelids, causing sagging eyebrows, droopy upper lids and bags under your eyes.
Besides making you look older, severely sagging skin around your eyes can reduce your side vision (peripheral vision), especially the upper and outer parts of your field of vision. Blepharoplasty can reduce or eliminate these vision problems and make your eyes appear younger and more alert.
Blepharoplasty is usually done on an outpatient basis. To help decide if blepharoplasty is right for you, find out what you can realistically expect and explore the benefits and risks of blepharoplasty.
Botox injections are the best known of a group of medications that use various forms of botulinum toxin to temporarily paralyze muscle activity. This toxin is produced by the microbe that causes botulism, a type of food poisoning.
Noted primarily for the ability to reduce the appearance of some facial wrinkles, Botox injections are also used to treat such problems as repetitive neck spasms (cervical dystonia), excessive sweating (hyperhidrosis), overactive bladder and some causes of crossed eyes. Botox injections may also help prevent chronic migraines in some people.
While Botox was the first drug to utilize botulinum toxin, newer products include Dysport, Myobloc and Xeomin. Each product is a little different, particularly when it comes to dosage units, so they aren't interchangeable.
Breast augmentation — also known as augmentation mammoplasty — is a surgical procedure to increase breast size. During breast augmentation, breast implants are placed under the breast tissue or chest muscles.
For some women, breast augmentation is a way to enhance self-image and self-confidence. For others, breast augmentation is part of breast reconstruction after surgery for breast cancer or other conditions affecting the breast.
If you're considering breast augmentation, consult a plastic surgeon. Make sure you understand what surgery involves, including possible risks, complications and follow-up care.
A breast lift — also known as mastopexy — is a surgical procedure to change the shape of your breasts. During a breast lift, excess skin is removed and breast tissue is reshaped to restore firmness and raise the breasts to a higher position.
You might choose to have a breast lift if your breasts sag or your nipples point downward. A breast lift might also boost your self-image and self-confidence.
A breast lift won't significantly change the size of your breasts. However, a breast lift can be done in combination with breast augmentation or breast reduction.
Breast reconstruction is a surgical procedure that restores shape to your breast after mastectomy — surgery that removes your breast to treat or prevent breast cancer.
One type of breast reconstruction uses breast implants — silicone devices filled with silicone gel or salt water (saline) — to reshape your breasts. Breast reconstruction with breast implants is a complex procedure performed by a plastic surgeon.
The breast reconstruction process can start at the time of your mastectomy, or it can be done later. The breast reconstruction process usually requires two or more operations — and several visits to your doctor — to insert, position and fill the breast implants.
Breast reconstruction won't re-create the exact look and feel of your natural breast. However, the contour of your new breast may restore a silhouette similar to what you had before mastectomy.
Breast reconstruction is a surgical procedure that restores shape to your breast after mastectomy — surgery that removes your breast tissue to treat or prevent breast cancer. Breast reconstruction with flap surgery is a type of breast reconstruction that involves taking a section of tissue from one area of your body and relocating it to create a new breast mound.
Breast reconstruction with flap surgery is a complex procedure performed by a plastic surgeon. Much of the breast reconstruction using your body's own tissue can be accomplished at the time of your mastectomy. However, you'll need a second operation to achieve a correctly positioned, natural-appearing breast or to perform nipple reconstruction.
Breast reduction surgery, also known as reduction mammaplasty, is a procedure used to remove excess fat, tissue and skin from the breasts. If you have large breasts, you might choose to have breast reduction surgery to ease discomfort or to achieve a breast size proportionate to your body.
Breast reduction surgery might also help improve your self-image and self-confidence and your ability to participate in physical activities.
If you're considering breast reduction surgery, consult a board-certified plastic surgeon. It's important to understand what breast reduction surgery entails — including possible risks and complications — as well as set realistic expectations.
A brow lift, also known as a forehead lift or forehead rejuvenation, is a cosmetic surgical procedure to improve the appearance of the forehead, the brow and the area around the eyes.
During a brow lift, the soft tissue and skin of the forehead and brow are raised.
You might choose to have a brow lift if you have creases across your forehead or between your eyes or a low, sagging brow. A brow lift might also boost your self-confidence.
A brow lift can be done alone or with other facial procedures, such as eyelid surgery (blepharoplasty) or a face-lift.


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State Representative Frank Ferri, owner of a Johnston bowling alley, has seen how the short-term, high-interest loans available at neighborhood payday loan shops can leave customers on a debt treadmill.
One of his employees, temporarily strapped for cash, had been enticed by the offer of quick money with no credit check required. He borrowed $350 for two weeks — the usual length of such loans — and agreed to the 10 percent fee.
But repayment left him broke again, and he took out another loan immediately after. Two weeks later, he took out another, and paid another $35 fee. And so it went, on and on, for months. "By the time he told me, he'd borrowed 11 times," recalls Ferri, a Warwick Democrat. "He'd paid them $380 in interest fees, and still owed the $350 he'd borrowed. I ended up helping him out, because otherwise I thought this would never end."
His employee's experience pushed Ferri into action. Late last month, for the second year in a row, he filed a House bill that would limit the interest charged by payday lenders. On the afternoon of February 8, as the Phoenix went to press, a coalition of civil rights activists and community organizers were scheduled to hold a State House press conference kicking off a media and lobbying campaign in support of the bill.
Ferri hopes to see payday lenders' rates capped at 36 percent per year, the same limit that applies to every other lender in the state. Fifty state representatives have signed on as co-sponsors. State Senator Juan Pichardo (D-Providence) has filed an identical bill in the Senate.
That 36 percent is enough to keep Visa and MasterCard in business, but it's just a fraction of what the loan shops currently charge. Ferri points out the 10 percent fee on a two-week loan actually amounts to an annualized interest rate of 260 percent. "I see it as a predatory loan product," he says.
If you're one of the lucky ones who has never received a utility shutoff warning, perhaps you've never noticed the payday loan shops found in poorer communities, or heard about their sky-high rates.
A customer presents the store with a check for the loan amount (no more than $500 in Rhode Island) plus 10 percent. The check is cashed when the due date arrives 14 days later. There's no credit check, and no need for collateral.
At one time, almost every state set maximum interest rates around 36 percent, but those limits began to fade as lobbyists persuaded lawmakers that consumers were somehow eager to take on the burden to get easy credit. Today only 17 states and the District of Columbia impose the limits that apply to banks, credit card companies, and other lenders.
The first shops appeared in Rhode Island in 2001. Today the state is home to 31, with all but a few run by two companies, Advance America of South Carolina and Check 'n Go of Ohio.
Ask Jamie Fulmer, an Advance America spokesman, and he'll tell you the company provides a necessary service. Without the stores, he says, consumers would be stuck paying high credit card late fees and overdraft charges. The rates, he adds, reflect the risk the company takes making loans secured only by personal checks.
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text: Do lots of research and try them out. I have two Husqvarna Vikings, a 910 and a 936. The 936 is nearly always set up for the cover stitch. I make a lot of fleece throws for charity and use the 910 for that. I used to do a lot of apparel sewing for the DGKs and myself, but now I just do the throws and pillowcases. The threading is the most annoying thing about the Vikings, but they are workhorses and I do love them. Just make sure you get your machine cleaned yearly if you do a lot of sewing with fleece or flannel. Mine seized up on me, thought the motor had gone, but it was just packed with lint way inside. Doesn't matter how well you clean what you can see, the fuzz migrates way inside.