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Delta-T offers a wide range of data loggers and sensors able to measure and record hydrological, meteorological and other environmental parameters. Our products provide direct measurements of the forces and effects that renewable energy and other environmental technologies attempt to harness, control or monitor.
Distributor in Ankara, TURKEY.
Spectro Scientific, an ISO 9001:2008 company, specializes in analytical tools and software for machine condition monitoring. The company is one of the largest suppliers of oil, fuel and fluid analysis instruments to industry and the military worldwide. Industry clients include petrochemical, mining, marine and power generation companies as well as commercial testing ...
Distributor in Çankaya, TURKEY.
Our company is providing customers with measurement and consultancy services on environmental pollution and occupational health & safety, quality system issues, with its quality management system established accordingly TS EN ISO/ IEC 17025 and ISO 9001:2000 standards and qualified and expertized personnel, conforming to international standards and norms in each of the ...
based in Ankara, TURKEY.
Hızal Poultry Equipment Co.Ltd.® founded in Istanbul in 1985 by Mustafa Kemal HIZAL. Turkish poultry sector has been introduced by our company with nipple, irrigation system, irrigation equipment, especially later in the course of time by focusing on the production and marketing activities, it dictated his name among established companies in its sector in Turkey. ...
based in Sancaktepe, TURKEY.
io Environmental Solutions Research and Development Co. has been respecting both, nature and humanity; to produce proper, permanent, modern and scientific solutions by integrating the knowledge and experience of the leading experts. io Environmental Solutions Research and Development Co. executes projects at ARI Technocity, which is located in Istanbul Technical ...
based in Istanbul, TURKEY.
Radcomm Systems are the leaders in the design, manufacture and service of radiation detection systems for a variety of applications in the steel industry. Flexibility, versatility and the ability to customize detection solutions for specific customer applications are what make Radcomm a unique supplier to the industry. RadComm has twenty years of proven field experience ...
Office in Üsküdar, TURKEY.
ENOFIS is founded in 2004 in order to give consultancy services to mainly cement and energy sector for the areas such as environment, energy, occupational health and safety. The services cover permitting procedures of industry and energy sector, guiding for environmental investments, constituting opinions on environmental bylaws, analysis of environmental, energy and ...
MiKRO Bilgi Kayit ve Dagitim A.S. has been established in 1983, to provide delivery of services on `Technical and Scientific Information`. We are delivering complete and current Technical & Scientific Information, Access and Management Services on a wide range of information sources to R&D Facilities, Production, Quality, Environment, Procurement/Purchasing, Library and ...
based in Besiktas - Istanbul, TURKEY.
Transient Technologies LLC is a leading Ukrainian developer and manufacturer of Ground Penetrating Radar (GPR) equipment. Company's engineers have been leading the research and development in the field of ultra-wide band (UWB) technologies since 1998. Transient Technologies' progressive manufacturing and the vast technical experience of our staff both ensure the best ...
Distributor in TURKEY.
Donusen Adam is the leading provider of occupational health, safety and environmental training & consultancy services in Turkey. For this services, we rely on our expert staff of experienced, certified and qualified professionals. Our team consists of : Safety Professionals - Medical Advisors - OHSAS 18001 and ISO 14001 Lead Auditors - Law Consultants
based in Erenköy, TURKEY.
ERBIL sustained to develop the capacity of activity and profession by implementing the innovative engineering works in its growth period of more than 20 years. ERBİL applying engineering science in infrastructure projects for increasing the life standards and sustainable development conserves its position becoming a leader company with the principle of serving the ...
based in Çankaya, TURKEY.
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The Family (DVD)
List Price R 39
Discovery Miles 370
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A mafia boss and his family are relocated to a sleepy town in France under the witness protection program after snitching on the mob. Despite the best efforts of CIA Agent Stansfield (Tommy Lee Jones) to keep them in line, Fred Manzoni (Robert De Niro), his wife Maggie (Michelle Pfeiffer) and their children Belle (Dianna Agron) and Warren (John D'Leo) can't help but revert to old habits and blow their cover by handling their problems the "family" way, enabling their former mafia cronies to track them down. Chaos ensues as old scores are settled in the unlikeliest of settings in this darkly funny film by Luc Besson
andy, South Africa. 18 September 2014
Pretty decent movie. Enjoyable adventure with an entire family of sociopaths. Think Sopranos on steroids!
brad, South Africa. 17 October 2016
more of a black comedy meets crime thriller. A truly enjoyable movie experience.
Region details
Region 2 - Europe (except Russia, Ukraine, and Belarus), Middle East, Egypt, Japan, South Africa, Swaziland, Lesotho, Greenland, French Overseas departments and territories.

subset: commoncrawl


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Dessert Nachos
Brandy Bender
This one sounds interesting, I found the recipe in my sisters recipe book. I have not tried it yet.
- 12
- graham crackers
- 8 oz
- frozen whipped topping, thawed
- 1 c
- sliced strawberries
- 1 c
- kiwi, peeled and sliced
- 1 c
- bananas, sliced
- 1
- strawberry dessert topping
1Break graham crackers in half.
2Score each half diagonally with a knife and break into triangles.
3Arrange 1/2 the crackers in a single layer on a platter.
4Spread evenly with 1/2 of the whipped topping and top with 1/2 of the fruit.
5Drizzle with dessert topping.
6Repeat layers and refrigerate until serving.
About this Recipe
Course/Dish: Fruit Desserts
Other Tag: Quick & Easy
Hashtags: #Fruit, #banana, #strawberry, #kiwi, #grahamcrackers, #whippedcream


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- Artist: Lesley Byers
- Release Date: 04/23/2002
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Exclusions apply including, but not limited to, Competitors' service prices, special daily or hourly sales, and items for sale Thanksgiving Day through the Monday after Thanksgiving. See the list of Designated Major Online Retailers and full details.
- Mean to Me
- Love Me or Leave Me
- Perdido
- Hit That Jive Jack
- Black Coffee
- A Slick Chick (On the Mellow Side)
- I've Got You Under My Skin
- Lester Leaps In
- Mama (He Treats Your Daughter Mean)
- Bli-Blip
- Big Time
- Blue Skies


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FEATURED in Feminine IntentAugust 21, 2012
tania palermo portrait photographer connecticut 2012 black white texture girl woman female feminine humanity imagination wish
Awwww…breathtakingly good Tania…proud of you again…:)
:)) thank you….hug to you!! :))
Cool image!
Wow , really lovely .
fabulous work, Taniaintriguing story
A huge congratulations on your wonderful work!Your feature awaits youAug 2012
wow – what a beautiful collection – thank you for including me!!
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I came off birth control in December and had a period for 2 weeks. I've yet to have another and was wondering how long it takes to get back to normal?
Asked by Anonymous at 10:31 PM on Jan. 24, 2009 in Health
Answer by Anonymous at 10:34 PM on Jan. 24, 2009
Answer by coala at 10:32 PM on Jan. 24, 2009
Answer by ZAGARIPRUSS at 12:39 PM on Jan. 25, 2009
Next question in Health
depo shot
Next question overall
anyone had chicken pox while pregnant?
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Desk Clamp Mount
Ergotech's desk clamp mounts are easily installed on any flat desk surface with an exposed back edge allowing for the clamp. No tools are required to attach the clamp to the desk. Simply turn the attached knob.
Part Codes: A00041 (Black) A00041-S (Silver)
Grommet Mount
Grommet mounts easily attach to any flat surface with an existing hole. If there is no existing hole, a 1/2″ hole must be created. This option provides a simple way to attach to a flat work surface with underside access. This is an ideal solution for single and dual LCD monitor mounts.
Part Codes: A00034 (Black) A00034-S (Silver)
Flush Mount
The flush mount can be fastened to any flat surface with screws or through-bolts (preferable). The single flush mount is available in numerous bottom plate configurations. These allow mounting to multiple interfaces such as rail with T nuts and recessed with standard nut and bolt or simple screws. The single flush mount provides extra strength and stability for larger single and dual LCD monitor mounts.
Part Codes: A00103 (Black) A00103-S (Silver)
Slat Wall
The single slat wall mount is designed for single and dual LCD monitor mounts. Contact Ergotech to verify compatibility between your slat wall and our single slat wall bracket mount.
Part Codes: A00214 (Black)


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The City of Loma Linda Fire Department has joined a national campaign to raise awareness of Drowning Prevention and pool safety. The Fire Departments campaign is to insure that drowning and entrapment prevention become public priorities by raising awareness, promoting industry compliance, and improving safety at pool and spas.
Children Drown without a sound! Drowning continues to be the leading cause of accidental death among children age five and under. The majority of drownings and near-drownings occur in residential pools and in open water sites. Drowning usually occurs quickly and silently.
Drowning is 100% preventable, and the following action/steps can be taken to combat this needless tragedy:
Action #1: Protection. Use layers of barrier protection between children and water to warn and impede. Install alarm on doors and windows leading to the pool. Install self- closing and self- latching gates. Use pool safety covers and insure that they are completely closed when the pool in not in use. Never leave toys in or around the pool/spa.
Action #2: Supervision. Adults must communicate and establish responsibility for child supervision. Assign an adult water watcher to supervise the pool/ spa area, especially during social gatherings. Do not assume that someone else is watching a child. Never leave a child alone near a pool or spa, bathtub, toilet, water filled buckets, pond, or any standing water in which a childs nose and mouth may be submerged. Communicate pool safety measures with all family members and babysitters.
Action #3: Preparation. Learn how to swim. Learn proper rescue techniques. Learn CPR. Mount rescue equipment by the pool such as lifesaving ring and shepherds hook. Many floatation type toys, like arm float and float rings are mistaken as life savers and can in fact be dangerous. They are only toys and should only be used as such. U.S. Coast Guard approved life vest should always be worn in the water. Keep a phone close by the pool/ spa.
For More Information, please visit the following links:
CDC Injury Center: Water-Related Injuries
CDC Feature Article: Drowning happens quickly learn how to reduce your risk
CDC Feature Article: Stay Safe In and Around Swimming Pools
CDC Feature Article: Drowning Risks in Natural Water Settings
CDC: Recreational Water Illnesses (RWIs)
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J. Ray Addison Ph. D.
Ray (Mdiv., Berean Bible College; Masters in counseling, Texas A&M), and Susan Addison (graduate Dallas Theological Seminary), both completed PhD.s in religion and society/behavioral science at Oxford Graduate School. They continue their thirty-year private counseling practice in South Carolina.
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Edgar G.
Allendale, NJ
About Edgar G.
Background check: Last verified 05/10/2016
Edgar passed a background check on 05/10/2016 that included the following:
- National Criminal Record Check
- County/State Criminal Record Check
- Sex Offender Registry Search
- SSN Trace & Verification
Edgar teaches: Ages 5 and up
Special needs
Special needs
Teaching since: 2012
Last sign in: Within two months
I have been helping people understand music since 2012. I have taught in public schools, universities, foreign schools, as well as privately. My students frequently achieve success in the composition field, winning competitions and attending festivals. I want to help you understand music by sharing my knowledge of orchestration, harmony, and counterpoint, as well as my professional experience.
My music is frequently performed around the world. The New York Times has called my music "immediately captivating," and the Denver Post, "exciting". My catalog includes many orchestral, vocal, chamber, and film works. I hold a MA in Composition and BM in Music Education from Rutgers University where I graduated with high honors.
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Edgar G.


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Tribe Talk: New Jewish Conversations
Mondays, January 30, February 27, March 27, May 22 | 7-8:30 p.m.
Tribe Talk is an edgy, informative, and engaging monthly conversation on trending Jewish news led by Brian Amkraut and Alanna Cooper, our resident Jewish news-junkies.
Moderators: Brian Amkraut, Executive Director, Siegal Lifelong Learning
Alanna Cooper, Director of Jewish Lifelong Learning, CWRU
Landmark Centre | Members: free; Nonmembers: $5 per session |
Advanced registration recommended | Individual registration links below
Co-sponsored by the Cleveland Jewish News and the CJN Foundation
Monday, January 30 | 7-8 p.m.
Featured Guest of the Month: Sam Chestnut, Lippman School, Head of School
Talking Points:
1. Jews in the News
From the "first children" - Ivanka and Jared - to a full slate in the cabinet, Jews are now closer to power in the US government than they've ever been. What implications will this have for American Jews?
What Should American Jews Make of Ivanka Trump, The Atlantic
2. American Jews Split over Israel
Obama's abstention from the recent UN resolution on Israel, and the Trump administration's appointment of the new US ambassador to Israel will impact Israel. But these political events have alsoinvited rancor between US Jews. What does this division and strain mean for Jewish life here at home?
Divided American Jewry, New York Times
3. Teaching Holocaust and Genocide
Students in Akron, Lippman School engage in an exchange with students of the Northern Cheyenne in Montana, to learn from each other's cultural heritage and struggle. What is gained by cross cultural comparisons of Holocaust and genocide? And what challenges are raised by drawing parallels?
The Lippman School and the Northern Cheyenne Nation – A Pardigm-Shifting Educational Partnership
Monday, February 27 | 7-8 p.m.
Talking Points:
1. What Does School Choice mean for Ohio's Jews?
American Jews are divided on the issue of school choice. And in Ohio – as a state with a strong voucher system – the debate is particularly pressing.
With Betsy DeVos pushing school choice, Ohio Jewish schools sing its praises
2. Rabbis as Activists in the Age of Trump
A protest against the recent roll-out of new immigration policies sparked the largest mass arrest of rabbis in U.S. history. How does this sort of activism square (or not) with Jewish tradition?
I'm a rabbi who was arrested protesting Trump's travel ban
3. Talking about Antisemitism
Antisemitism is out there, and America's Jewish communities, the press, and the new administration are all talking about it. But this messages aren't clear: Is it a real threat? A failure of the Trump administration? A political whipping post? Or something else……
Is anti-Semitism on the rise? Does anyone care?
Watch the February 27 Tribe Talk here
Monday, March 27 | 7-8:30 p.m.
Members: free; Nonmembers: $5 | REGISTER >
Talking Points:
1. Israel's Travel Ban
Knesset passes law barring boycott supporters from Israel
2. Jewish Cleveland tackles the challenge of Alzheimer's disease and dementia
Alzheimer's is on the rise, debilitating the lives of patients and their families. Now a report just published by the Cleveland Jewish community, tackles the issue from a more macro perspective. In what ways can the illness be addressed on a communal scale?
Planning for Our Future: A Report on Alzheimer's Disease/Dementia in Our Community
3. Jewish Cemetery Desecration and Neglect
Monday, May 22 | 7-8:30 p.m.
Members: free; Nonmembers: $5 | REGISTER >
Check back for Talking Points and article links!
Monday, July 31 | 7-8:30 p.m.
Members: free; Nonmembers: $5 | REGISTER >
Talking Points:
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- Announcements
- Aphrodisiac Tea
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- How to Make Iced Tea from Loose Leaf
- Rooibos Tea and Caffeine
- Recent Study on Weight Loss and Tea
- Children's Tea Party Tips
- Smoking Meat with Tea
- Cure Boils With Tea
- Benefits of Rooibos Tea
- Added Health Benefits of Rooibos Tea
- The Truth About The Effects of Tea on Iron Absorption
- Drinking Rooibos Tea Helps Fight Type 2 Diabetes
- The Anti-aging Drink - Rooibos Tea
- Ginger Tea: A Spicy and Healthy Remedy
- Top 5 health benefits of Rooibos
- Tea Journey - Israeli Tea
- When the weather outside is frightful...
- High Tea
- Gingerbread Tea: For Your Holidays; For Your Health
- Does Sleepytime Tea Work?
- Night Time Tea - Volume II
- Lemon Meringue Tea - Review
- Rooibos for Flu and Cold Season
- Review - Bedtime Chai - Sleepytime Tea
- Enjoying Your Night Time Tea - Volume 1
- Why Loose leaf Tea?
- Rest Assured With Rooibos: Natural Allergy Relief
- Tea: It's What's for Dessert
- This One's for the Ladies!
- Tea and Skin Care: What Variety Works Best?
- How tea can save you from stressful midterms
- Bee's Tea - Honey Tea Recipe
- Rooibos Tea and Pregnancy
- Tea and Beauty Tips
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How to Make Iced Tea from Loose LeafPosted by Tea Recipes 0 Comments views (646)
Loose leaf tea isn't a very popular option among people because, well, tea bags are just a lot more convenient aren't they? But for tea lovers like you and me, there's no other choice out there but loose leaf. It's fresher, it has higher quality, and it just tastes better. You get more of the tea's antioxidants from this form too!
If you're concerned about your caffeine intake but don't want to quit it altogether, pu-erh is the tea for you. But, if you have issues about caffeine and want it out of your life forever, shop for rooibos tea instead. Why? NEWSFLASH: Rooibos is completely caffeine free. That's right folks, if you want a completely sinless liquid vice, rooibos is the tea for you. Here's a quick crash course on everything you should know about rooibos--
Recent Study on Weight Loss and TeaPosted by Tea Events | Tea Announcements 0 Comments views (1995)
There have been numerous studies backing up claims of the benefits of tea for health. And recently, additional research from the American Journal of Clinical Nutrition (AJCN) has further supported that tea could benefit our health. In this recent study, the researchers have focused on the effects of tea on weight loss, cancer and cardiovascular risk, bone strength and attention and focus.
For now, we'll discuss how tea could help with weight loss.
Throwing a children's tea party isn't just about fun and playtime. This is in fact, one of the best ways to introduce healthy tea drinking to kids. So if you are planning to give your child a bash or if you're up for a simple bonding time, then why not go for a tea party?
Gone were the days when a children's tea party is all about plastic tea cups and stuffed toys. With your guidance, you can make this experience a happy reality for the kids. Here are some simple tips to make sure the fun never spoils:
- Set the time and venue. Like any other events, setting the 'where' and the 'when' is the first step. With this in place, planning the flow becomes easier.
Are you fond of smoking meat? Have you been experimenting with different wood to get that new twist in flavor? Well if you want to get great, exotic and really interesting taste, try using loose-leaf tea.
Smoking with tea is not really something new, but not all people know that this is a great alternative. This process of using tea has long been used in Chinese cuisine to get really delicate flavors. Now if this process is quite new to you, then here are some tea smoking prep and tips that you might want to use.
To start, secure the following:
For a while now, we have been discussing a lot about the beauty benefits of tea. So far, we could see that tea could help us in a number of ways, from head to skin - but mind you, we're not done yet.
But before we proceed on that particular topic, there are some noteworthy tips that you all should know.
We have started to discuss the benefits of rooibos tea's quercetin in the body. This time, we'll tackle another bioflavonoid content of rooibos that also offers the body a number of health benefits - rutin.
Rutin is found in various food sources - citrus, berries, buckwheat seeds and of course, rooibos tea. It has been known to deliver health benefits in the body particularly in the protection of blood vessels.
In an experimental study published in the PubMed section of the National Center for Biotechnology Information, it has been found that rutin is capable of inhibiting platelet activating factors, thus helping in blood circulation.
Added Health Benefits of Rooibos TeaPosted by Healthy Tea 0 Comments views (2441)
Rooibos tea may not seem to be as famous as green and black tea in the Western world but it is a very important commodity in South Africa where it naturally grows. Rooibos tea has shown a lot of health beneficial potentials and has become the subject of studies recently.
Japan, one of the top importers of rooibos tea (both conventional and organic), patronizes it for its anti-aging benefits. Their researchers also recognize rooibos tea for its anticancer and antimutagenic (ability to reduce rate of mutation) properties.
The Truth About The Effects of Tea on Iron AbsorptionPosted by Tea Pearls of Wisdom 3 Comments views (3867)
It has been told that drinking tea may have iron-inhibiting effects in the body. And because of that, some people have been avoiding tea. But little do we know that the iron absorption effects of tea are minimal, because it only affects nonheme iron, and it's not necessary to stop consumption in the fear of being iron deficient.
Drinking Rooibos Tea Helps Fight Type 2 DiabetesPosted by Healthy Tea 0 Comments views (4593)
The Anti-aging Drink - Rooibos TeaPosted by Healthy Tea 0 Comments views (3925)
Tea has been known worldwide for being a pure goodness in a cup. But did you know that there's this certain tea that helps keep you look and feel young? Rooibos tea (rooibos red tea), is a native in South Africa and known for its strong anti-aging properties, and is patronized by both men and women to keep their skin look young, youthful and vibrant.
Ginger Tea: A Spicy and Healthy RemedyPosted by Healthy Tea 0 Comments views (2259)
The smell of ginger tea has defined my college career. Living and socializing mainly with international students from China in my time as a college student, I've gotten used to the sharp smell and spicy taste of the tea that really isn't strictly a tea. While this drink obviously isn't like more traditional teas in that it's made from a root rather than tea leaves, I feel it's a must try for anyone who enjoys tea. According to Chinese folklore, the tea is good for coughing and colds, as it has a "warm" property. In China, the tea is usually made by boiling peeled ginger root and can have brown sugar added to it according to preference.
Top 5 health benefits of RooibosPosted by Healthy Tea 0 Comments views (3322)
Rooibos, or Red Bush in Aficans, is rapidly growing in popularity throughout the world due to it's great taste and the amazing health benefits. The source of Rooibos tea (Aspalathus linearis) is a native of the Western Cape of South Africa. The needles of this shrub turn red when when fermented, and the brewed needles were first drank by the native Khoi people of the Cape.
The Khoi's magic cup of tea is no longer a secret. There is currently a boom in the popularity of Rooibos that is spreading around the world. This naturally caffeine-free cup is most popular in Germany, the UK, the US and Japan with more than 15,000 tons of Rooibos leaves brewed each year.
If you're a regular reader of this tea blog, the past month's posts have taken you to Spain, Hawaii, Britain, and my grandparents' dining room table. Next up: Israel.
I spent several months living and traveling in Israel last year. and I came home hooked on Middle Eastern favorites like just-baked pita, falafel (deep-fried balls of mashed chickpeas, usually served
with hummus), and halvah (a melt-in-your-mouth sesame candy). But if there's one thing that can transport me to that foreign place in the blink of an eye, it's the tea that I drank almost daily: Rooibos with cinnamon and vanilla.
When the weather outside is frightful...Posted by Mad Hatter Tea Party 0 Comments views (2072)
... then tea and scones are absolutely delightful!
Raise your cups to an act of winter whimsy: the tea party. In attendance were two children (at heart) and two teddy bears. In the oven, a batch of maple-cinnamon scones. In our cups, well, tea of course - in fact, thee kinds were consumed over the
What is High Tea exactly? Low Tea and High Tea are like small meals, almost like snacks, served with tea. Low tea, which gets its name from being served on a low table, like a garden table or coffee table, would be served somewhere between noon and 5 PM and hence sometimes goes by the name Afternoon Tea. High Tea is typically served around 5 - 6 PM and is a heartier snack, with meats, breads and of course tea. High Tea got it's name from being served on the dining table which was typically the tallest table in the house.
Gingerbread Tea: For Your Holidays; For Your HealthPosted by Healthy Tea 0 Comments views (2529)
Christmas is drawing near and a crisp chill is in the air as we all plan our holiday shopping lists. I was fortunate enough to get to sample one of the gifts I will be sending to many people on my 'nice' list this year: Gingerbread Chai Tea. Not only is this blend, which is a subtly spicy combination of Rooibos tea leaves, ginger, lemongrass, vanilla and cinnamon, incredibly tasty, but it's also very healthful.
How is it that you enjoy your night time tea? Do you enjoy a cup of herbal in the quiet after the kids go to bed? Do you sip a cup during the nightly news? I take mine out to the front porch and sip my tea while I drink in the night. Listening to the night sounds of suburbia, Killdeers winging through the dark... Sometimes watching a bat fly in and out of the streetlight catchng insects.
The aroma of this tea, when I first opened the pouch, was heavenly! I love vanilla and you can tell it's in there with the lemon grass and lemon preserves.
While waiting for the kettle to boil I admired the lovely color, set off by the lemon grass pieces.
Once steeped, the flavors came to life with the rich red color... I love vanilla and the vanilla beans came through, as did the lemon preserves, to produce a lovely lemon creme flavor.
Rooibos for Flu and Cold SeasonPosted by Will Bailey Healthy Tea 0 Comments views (6690)
Review - Bedtime Chai - Sleepytime TeaPosted by Healthy Tea 0 Comments views (1918)
Yes I'm one of those people... one of those who can't turn off their minds to get to sleep... one of those chronic insomniacs that take hours to fall asleep regardless of how tired or sleepy I am... and to top that off... I have Restless Leg Syndrome... not to mention the stress of today's economy...
So... every night before I attempt to get to sleep I sit out on my front porch and have a pot... yes a pot!... of some kind of "sleep" tea or sleepy time tea. For two nights now, I've been drinking California Tea House's Bedtime Chai II. Although, the jury is still out on whether it will help with the RLS, I've slept better the past two nights than I have in quite a long time...
Enjoying Your Night Time Tea - Volume 1Posted by Mad Hatter Tea Party 0 Comments views (1982)
If you're like me, you drink tea at all hours of the day... right up until (and sometimes past) bedtime. This post is about one of those nights... I love to sit outside, while drinking my favorite cup (or pot in this case) of decaf or herbal, in the summer when the night bloomers are active and take in the aroma of night blooming jasmine... Some orchids, too, only emit their lovely fragrances at night. One of my favorite night time specticals is the opening of my night blooming Epiphylum cactus flowers.
It starts out like this...
Whether it is packaged in tea bags or is loose leaf, all tea comes from the same plant, the camellia sinesis. So why do some people prefer loose leaf tea?
As it turns out, there is a world of difference between the product found in a tea bag, and that found in loose leaf tea.
First of all, loose leaf tea is typically hand-picked, whereas the tea found in tea bags consists of small pieces of tea leaves. The latter results in a quicker and therefore more convenient brew, but not quite as much flavor. Additionally, tea bags may tend to give a harsher taste than loose leaf tea due to the release of additional tannins. Furthermore, because the leaves are broken up, the essential oils and chemicals that give tea its taste may evaporate, leaving the drinker with a poorly flavored cup.
Rest Assured With Rooibos: Natural Allergy ReliefPosted by Healthy Tea 0 Comments views (3237)
I am lucky enough to live in a very outdoorsy city where the opportunity to hike, bike, run and picnic in lush, green surroundings is very accessible. As with most beautiful, lush, green places, allergies often creep into your day and wreak havoc on outside adventures. If you're like me, you'll do everything possible before taking antihistamines that leave many people weirdly wired and in no condition to enjoy the rest of their day.
In search of a natural remedies and immune boosts to combat allergies, I came across numerous articles and studies supporting rooibos as a common cure for seasonal allergies. While the effects of the tisane are believed by many to eliminate or prevent symptoms of allergic reaction, it must be noted that the theory is not scientifically proven and may not work for some. If you're anything like myself and other allergy sufferers, you'd rather try drinking tea before many of the other options!
Are you trying to lose weight, maintain your weight, or lower your blood sugar or cholesterol? If so, then I'm sure that at one time or another you have tried to accomplish your goals by skipping dessert.
But really, who wants to skip a sweet ending to a long day of work or school?
Fortunately, you can still have your sweet ending but spare yourself the calories and the guilt.
Women have conquered unthinkable odds in the past few decades. We've become multifaceted business moguls, competitive athletes and supermoms who fight for rights and break glass ceilings. With the world at our fingertips, why then can it seem impossible to conquer our own hormones?
Herbal teas and natural herbs found in loose leaf tea blends may provide a basis for balance and promote your well-being. From PMS, through pregnancy and even menopause, you can find a useful tea in each facet of feminine health!
Pre Menstrual Syndrome: PMS
Tea and Skin Care: What Variety Works Best?Posted by Healthy Tea 0 Comments views (2327)
Women have used teas to improve their complexions for centuries and beauty consumers of today are no different. Studies have credited tea with a relieving such skin conditions as acne and rosacea, and helping to protect against ultraviolet rays which cause wrinkles and skin cancer. One study actually credits tea with rejuvenating the skin! 1 Currently, there is a vast array of products containing tea on the market ranging from cleansers to creams. Although the tea most commonly associated with skin care is green tea, researchers have found that white, rooibos, oolong and black all offer positive benefits to skin.
White, green, oolong and black tea come from the Camellia sinensis plant, the difference being the length of fermentation. Rooibus tea hails from the Asplathus linearis which native to South Africa . Regardless of the variety or plant of origin, each of these teas contain powerful antioxidents and have been found to be equally beneficial to skin health.2
How tea can save you from stressful midtermsPosted by Healthy Tea 0 Comments views (2480)
Midterms are, once again, upon many college students across the nation and while many are grabbing coffee and energy drinks to keep them focused all through the night, I'm personally reaching for tea.
Now some of you may wonder how tea can even COMPARE to a product such as Five-Hour Energy when students are looking for that extra boost. While tea is not filled with the same caffeine that students think they are looking for, it IS filled with many values that energy drinks, soda, and coffee can't even compare to.
Sun Brewed or Sun kissed tea's magic is that it allows room for creativity. With honey rather than sugar in mind, this recipe is tailored for a busy bee's palate. Be sure to keep the garden bees away while it steeps!
5 heaping tablespoons of loose leaf Rooibos tisane (Gingerbread Chai)
Juice of one lemon Lemon slices (save a few for garnish)
1/4 cup of honey, diluted with an equal part of hot water
1 gallon filtered water
Large glass pitcher
Pour all the ingredients in the glass pitcher and stir continuously. Place lid on top and position pitcher directly in hot sunlight for 8 hours or so. Pour into glasses containing ice. Add a lemon wedge on top and enjoy!
Great news for pregnant women!
One of the Debbie Downers of pregnancy is the "black list" of foods that your doctor forbids. Even though this list includes hard-to-part favorites like sushi and caffeine, what's comforting to know is that some types of tea survive the pregnant pause.
Rooibos, a South African red bush, is commonly referred to as 'tea' even though it does not spawn from the camilia sinensis plant where green, black, white and Oolong tea originate.
Rooibos, however, stands on its own.


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OAKLAND, N.J. — As the exclusive owner of Netgrocer.com's fulfillment process, ShopRite of Oakland is satisfying holiday orders for service members stationed abroad.
Comprising about half of Netgrocer's business during other points of the year, military orders grow by 25% during the winter holiday months, said Drew Vitulano, who manages the ShopRi
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ARCCSS published data
These are dataset created by the Centre students and researchers and published on the NCI geonetwork catalog under the ARCCSS data collection .
Each dataset has also a Research Data Australia record, which contains a detailed description of the data and it is the correct way to cite the data.
This collection does not include all of the data published by the centre, only smaller datasets which are not part of a larger collection already. If you want to publish your research results or you need to make your data available because of publishing requirements, we can add your dataset to this collection.
These datasets are available on raijin, they are stored on /g/data1/ua8/ARCSS_Data/ and will be soon available on the web through the NCI thredds catalog.
To access them you can join ua8 project, to do so use your NCI account to access MyNCI portal.


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Track Listing: Octopus-e; Spaztastic; Ode to Gee; We Want Groove; The Best Ten Minutes of Your Life; Animal/Work; Dope On a Rope; Root Down (and Get It); New York Song
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1993 in NASCAR
From Wikipedia, the free encyclopedia
The following NASCAR national series were held in 1993:
- 1993 NASCAR Winston Cup Series - The top racing series in NASCAR.
- 1993 NASCAR Busch Series - The second-highest racing series in NASCAR.
|Preceded by
1992 in NASCAR
|NASCAR seasons
|Succeeded by
1994 in NASCAR


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Abstract painting in acrylic on canvas.This is one of my action paintings. Part of the series 'Everybody Got Some'. 'Action painting, sometimes called "gestural abstraction", is a style of painting in which paint is spontaneously dribbled, splashed or smeared onto the canvas, rather than being carefully applied.The resulting work often emphasizes the physical act of painting itself as an essential aspect of the finished work or concern of its artist.'The paint on this artwork is added in thick layers to get a strong textured image. The canvas consists of 3 different canvases stretched on wood and securely attached to each other. Signed on the back. Varnished with a thin layer to protect the artwork against UV and dust.Edges are painted, no frame required. Ready to hang.
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Situated just outside Arundel, in beautiful West Sussex countryside, The White Swan is a traditional and charming 4-star inn with free Wi-Fi. Littlehampton is a 15-minute drive away.
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How funny to find a roulottes that serves crepes! Would definitively recommend this place as the couple is super friendly and the food very good. The menu offers plenty of choice between savoury and sweet. Rees. Yum!
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Boating Cape Breton
The Bras d'Or Lake is jammed packed with things to do. The hardest part is deciding what to do first. Exploring the Bras d'Or Lake's magnificent landscape and coastline tops the list for many. If adventure is your game, there's a long list of thrilling races, regattas, and events to get your blood pumping. Or if it's a relaxing holiday you're after, our uncrowded and peaceful waterways are waiting for you around every cove, a good steady wind makes for a consistent sailing experience and the cultural attractions will keep you entertained.
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text: Fred Schneider: Kess Kiss Bass ? (2005) • Genre : Funk Soul Disco Jazz • Year : 0 • Label : • On demand! (album available 128-320kbs)* #/by GROVER Release code: ODI167025 Added on 27-10-2014, 19:33 You want this album? link doesn't work? report us from your account! Release Info: Fred Schneider: Kess Kiss Bass ? (2005) Fred Schneider is a bass prodigy. As he was 19, this French musician got increasingly interested in jazz and related musics: he got trained in ball bands, then he became a bass-player of the alternative jazz fanfare TOXICOMOON. His first solo album was recorded in 1996 under the name FRED AND CO, and released on the Musea Parallele label. Nine years later and after many collaborations, our man is back with a new instrumental album: "Kess Kiss Bass ?" (2005). This shows a cool and light music, kind of modern jazz-rock fusion leaving a large space for emotion. A touch of welcome humour appears here and there. Among the guest musicians, one could find the name of a certain Cyril Achard, from whom Fred Schneider often played with. This is an album that will definitely leave you in a good mood !Tracklist01. Thanx02. Food Prince03. An Elephant Never Forget04. Medication05. Sweet Link06. Bifidus aktif07. Pa by ma08. At the Milk / ole!09. Quizzland10. Froggy Style11. Couleur blue12. Fanfare and Slap13. Fripatronik14. Jusko File15. Hola dis mais hola16. Zolifan17. Muse et ameKess Kiss Bass ? / Uploading @ 320K


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Welcome to 8tracks radio: free music streaming for any time, place, or mood. tagged with Arctic Monkeys, Atticus Ross, and Bedouin Soundclash. You can also download one of our free apps to enjoy internet radio on your favorite device.
Published December 07, 2011 by Dflaipler
Procrastination Strikes Again
Published December 07, 2011
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Baked Alaska for Kiril
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life's too short to even care at all!
Published October 16, 2013


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Seven new police cars may be on the way in Flowery Branch, with the expense draining most of what's left in a previous 1 percent special purpose local option sales tax program.
Hall County is taking a few steps forward in pursuing the Glades Farm Reservoir project.
A Gainesville man and woman have been arrested in a couple of vehicle break-ins.
Mitch Clarke, executive editor of The Times, pleaded guilty Tuesday morning to driving under the influence of alcohol and failure to maintain his lane.
Gainesville and Hall County public works staffs are teaming up to fix road problems on Industrial Boulevard.
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Angela Ewers wasn't sure if she should celebrate Mother's Day after giving birth to her daughter Emily.
Random drug tests may seem like an issue for professional sports, but Gainesville City Schools is considering implementing its own procedures to screen students and take away their privileges if they test positive.
Workers spent Tuesday on a temporary fix to the westbound Jerry Jackson Bridge that crosses Lake Lanier in West Hall.
Residential developers who have let or are about to let community dock permits expire could catch a break from the U.S. Army Corps of Engineers.
The 2,400 crystals on Sandra Deal's dress sparkled as Georgia's 82nd governor twirled her around the dance floor.
Nearly 40 teaching positions could be cut from the Hall County school system next year, Superintendent William Schofield announced Monday.
Jim Haight remembers 9/11 well.
An induction into the Georgia Newspaper Hall of Fame is one of the highest honors a Georgia newspaper person can obtain. The late Charles A Smithgall Jr., co-founder of The Times, will be inducted June 9 into that hall.
Crews have started working on eventually replacing all Interstate 985 signs, a project that motorists should really begin to notice this summer.
Page 1202 of 1991
Operations at Kubota Manufacturing of America Corp. off Ga. 365 in northeast Hall County are fully underway, and it's been a long time coming.
A reward is being offered for information on the fatal shooting last week on Carlton Street in Gainesville.
Preliminary estimates for Hall County Schools' 2018 fiscal year budget calls for $12.8 million in additional expenditures, most of which would pay for 2 ...
A Gainesville-based veterans aid group is hoping to open a home in Oakwood to house veterans who are homeless or are otherwise in dire need.
A stabbing victim returned from the store and faced a man attacking him with a knife, according to a Hall County Sheriff's Office investigator ...
Gainesville firefighters battled a fire at a vacant house on Auburn Avenue about 7 p.m. Monday.
A private school teacher in Hall County who is a newbie to the local Democratic Party plans to take on the role of David going ...
Gainesville City Schools announced Jeremy Williams as the system's lone finalist to be its new superintendent on Monday night at a school board work ...
Visitors to Elachee Nature Science Center may soon have to pay a parking fee.
A woman and three children were inside when a Hall County man is accused of igniting a fire Friday at a Murrayville home, according to ...
A 65-year-old bridge just north of Gillsville in Banks County will be torn down to make way for a new, wider bridge.
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We thank the CNRS and Rhodia Co. for financial support.
Trifluoroacetamides from Amino Alcohols as Nucleophilic Trifluoromethylating Reagents†
Version of Record online: 10 JUL 2003
DOI: 10.1002/anie.200351301
Copyright © 2003 WILEY-VCH Verlag GmbH & Co. KGaA, Weinheim
Angewandte Chemie International Edition
Volume 42, Issue 27, pages 3133–3136, July 14, 2003
Additional Information
How to Cite
Joubert, J., Roussel, S., Christophe, C., Billard, T., Langlois, B. R. and Vidal, T. (2003), Trifluoroacetamides from Amino Alcohols as Nucleophilic Trifluoromethylating Reagents. Angew. Chem. Int. Ed., 42: 3133–3136. doi: 10.1002/anie.200351301
- †
Publication History
- Issue online: 10 JUL 2003
- Version of Record online: 10 JUL 2003
- Manuscript Received: 28 FEB 2003
- Abstract
- Article
- References
- Supporting Information
- Cited By
Supporting information for this article is available on the WWW under http://www.wiley-vch.de/contents/jc_2002/2003/z51301_s.pdf or from the author.
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Shop Fox | SKU: D3771 | Model: T23294
8" Half Round Steel File
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Notes of a Native Son
first edition Cloth
1955 · Boston
by James Baldwin
Boston: Beacon Press, 1955. Cloth. Good +. A serviceable copy of the 1955 1st edition. Tight and Good+ in its red cloth, with light staining to the front panel's lower corner and foxing at the preliminaries and along the fore-edge. Octavo, James Baldwin's 2nd published book, following "Go Tell It on the Mountain" (Inventory #: 12715)


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A/N: This story doesn't fit into only one genre. It's kind of a free-for-all so if you don't like it, bite me. *holds out arm* come on, I dare you! *blows raspberry* It is also a moresome (can't you tell by the summary?) and has a slightly twisted timeline. Harry and friends are in their 5th year of school, but they're 16 (basically just add a year to everyone's age). Enjoy!
Wizards, Elves, Mates--Oh my!
Chapter One
Harry hated Umbridge with every fibre of his body. He honestly wished she would just die already. His hatred for her was the only thing keeping him from whimpering as he continued to write 'I must not tell lies' in his own blood. Each letter cut into his hand a little deeper, allowing one more drop to ooze to the surface, where it would slowly make its way down his hand, following the previous drops' path.
He had already been writing for a week and he doubted the blood stains in Umbridge's desk would ever come out. But for now, Harry concentrated on not whimpering at the pain. He couldn't give this sadistic woman any more pleasure.
"Mr. Potter, has the message sunk in yet?" Her sickly, obviously fake sweet voice ripped at Harry's ear.
"But I'm not lying."
"Another week, then, should get the message through." Her toad face split into a grin, which she obviously thought looked like a kind smile. "You are free to go for tonight, Mr. Potter."
Harry almost jumped out of his seat before all but flying to the door. He had to stop his hand from bleeding and heal it before he went back to the tower—he didn't want any of his friends harping to him about telling Dumbledore or going to Madam Pomfrey to get help. He could deal with it on his own. He quickly found his usual after-hell bench so he could sit down and wrap his bloody, throbbing hand. He pulled out an old blood stained handkerchief. Its corners were frayed and Harry was almost positive they it would never be free of wrinkles from where it had been tied. As usual, Harry dabbed at the back of his hand, wiping up some of the blood before giving up and simply wrapping it. Just as Harry was about to bite the one end to pull the knot tight, another hand pressed down his hand.
Startled, Harry's head shot up, only to come face to face with two identical, freckled, bright-eyed redheads. Fred and George Weasley stood in front of him. George's hand was the one currently covering Harry's wounded one while Fred stood behind his brother, holding a case of their prank candies.
"Harry, what happened?" George was slowing unwrapping the old handkerchief to reveal the bloody words. "Why haven't you told anyone about this? You need to get it looked at, come on." Harry just hung his head as George grabbed his wrist and started to pull him to his feet.
"George, we should really think about this," Fred whispered, but it was loud enough for Harry to hear him.
"I'll let you guys look at my hand as long as you don't tell Ron or Hermione, and you don't pester me to go to Dumbledore or Pomfrey about it," Harry whispered, his head bent low as his eyes never left his dull black shoes.
"Harry." George sounded as if he just wanted to hug Harry and never let him go.
"We agree! Now let's go."
"Wouldn't want Mrs. Norris—"
"—or Filch—"
"—to catch us." Fred readjusted his box while George slipped his arm around Harry's shoulders.
As they walked back to the tower, George never removed his arm, and Fred walked so close to Harry that their shoulders would brush together every other step. Harry was so confused he barely noticed their conversation.
"We will have to go see him soon," Fred said, looking over Harry's head.
"We can ask him what's best to heal it. I doubt Umbridge is done with him yet." George tightened his arm around Harry slightly, causing the Harry to look up just as they reached the portrait of the Fat Lady. As Fred said the password, she gave a knowing, smug smile before she swung open to reveal the Gryffindor common room.
"You stay with Harry, I'll put those away and grab some stuff to help." George slowly unwound his arm from Harry's shoulders to take the boxes of prank candies. Harry had the unusual urge to grab for George and tuck himself back under that warm arm but before he could so much as twitch, Fred's arm was wrapping around his waist, pulling him tightly to his side. He easily guided Harry over to the plush over-stuffed leather couch where he pulled Harry down to sit so close he was practically in Fred's lap.
"Fred?" Harry turned his head slightly to question the one in question, "What's going on?"
"Just taking care of your hand." Fred gave his winning smile before Grabbing Harry's hand and unwrapping George's handkerchief. It was still bleeding slightly, but Fred ignored it as George came down from their dorm with a bowl and a potion bottle balanced within it.
"Here, put your hand in this and leave it there," George instructed while pouring the potion into the shallow bowl.
"I'm not going turn green or sprout purple hair, am I?" Harry was warily watching the potion as it sat innocently in his lap. Both Fred and George burst out laughing.
"That would be—" George started through his laughter.
"—the greatest joke—"
"—in the history of—"
"—practical jokes!" They burst out laughing again as Harry poked the liquid with the tip of his finger. When nothing happened, he gingerly stuck the rest of his hand in and instantly hissed.
"Oh yeah, it heals from the bottom to the top."
"So it has to work its way to the very bottom."
"So it stings like the crucio," Fred smiled cheerfully.
"Great! I knew I should have stuck my hand in it," Harry grumbled, more to himself than to the twins. "Where did you get it anyway?"
"Snape." They answered in unison.
"SNAPE?!" Harry wrenched his hand from the bowl. "Ow, ow owowow!" George grabbed Harry's hand and shoved it back into the potion.
"It hurts more if you pull it out before it heals it all."
"It's not a trick by Snape, it's just an after effect. Sorry."
"Well, that sucks."
An hour later found Harry leaning against Fred fast asleep, his wrinkled hand still in the bowl. George sat at the table finishing up their last report.
"Feorge, I think his hand is finished."
"All right Gred, one more minute." George finished off his report, signing it Feorge just as he signed Fred's—Gred. He turned and gently pulled Harry's hand out of the potion, softly dabbing it dry before placing it on Fred's leg. Instantly, Harry curled tighter into Fred, snuggling his head deeper into his tummy.
"He's like a cute little kitten," George whispered, patting Harry's hip lightly.
"We should make him grow a tail and ears!" Fred suggested excitedly.
"We could ask Severus if he has a potion that could do it!"
"Now or tomorrow?"
"Tomorrow, then we can show off our new kitty."
"Good idea!"
"But for now Feorge, let's go to bed. Pranking all day has left me exhausted."
Fred stood, easily picking Harry up to head to their dorm.
"We also need to put weight on him, he's as light as a kitten."
"Severus will have some ideas on that," Fred winked.
For once, Harry wasn't woken up by nightmares or from someone screaming his name. He wasn't even woken by the sunlight that always shone through his curtains straight into his eyes. No, none of this woke Harry, but the soft whispering and the hands gently stroking him had pulled Harry from one of the most peaceful sleeps he had ever had.
"Sleep head, you finally awake?" Fred's voice purred into Harry's ear.
"What are you guys doing in my room?" Harry assumed both the brothers were there considering the warmth he felt coming from both sides. Plus they did everything together. Harry heard them both snicker.
"Harry, you're in our room, in our bed." George snickered out. Harry shot up from between them.
"Oh shit! Ron probably freaked out, told Hermione, and now they're both out asking everyone where I am." Harry tried squirming out from between them when two arms easily pulled him back to the pillows.
"You have our little Ronnikins down to a T."
"But while you slept—"
"—we told them you—"
"—fell asleep in our room—"
"—while you helped us with our pranks—"
"—so they know nothing of your ugly hand wound," they two easily fired off while Harry's head swivelled back and forth between them.
"Thanks guys. What time is it?"
"Noon." The twins spoke together, both getting the same grin on their faces.
"And we should really go down and get something to eat," George pointed out as he started to stroke Harry's concaved stomach.
"'Cause you really need some weight, or you'll just blow off your brook at the next quidditch practice!" Fred tolled off the bed and offered an extremely red-faced Harry his hand, which caused Harry's face—if possible—to go even redder, making him look like a beet with messy hair.
"Where're my glasses?" Harry questioned, looking around. To his surprise, George was wearing them.
"You are bloody blind Harry!" George mocked before handing them to Fred, who put them on.
"Am not!" Harry protested, attempting to snatch them from Fred.
"You really are! You're bloody blind!" Fred laughed before giving them back to Harry who angrily shoved them on his face.
"Come on, before kitty gets his claws out," George suggested. Once again he wrapped his arm around Harry's shoulders, leading him from the room and down the stairs. They passed through the common room without saying anything to anyone. As they passed through the portal, George led Harry in the opposite direction of the grand hall.
"Aren't we going the wrong way?" Harry spoke softly. He felt oddly safe and didn't want either of the boys offering that safety to be angry.
"We know a shortcut that will bring us right to our destination." Fred winked before walking to a portrait of a little girl where he tickled her sides until she swung open, revealing a set of stairs.
"Thanks again," George said as he led Harry through. They continued to walk down for what felt to Harry like ten floors, if that was even possible. But as they walked down it continuously got colder and colder until both Fred and George were wrapped around a shivering Harry.
"Almost there Harry, then you can eat and get nice and warm again," George purred into Harry's ear. Finally Fred knocked six times on the wall that stood at the end of the stairs, causing it to slide open and reveal the halls of the dungeon. Harry went to scramble away from the boys and back up the stairs but was caught in the twins' strong grip. Only now did Harry curse their spot on the quidditch team for giving them so much strength.
"Why are we in the dungeons?" Harry growled at the twins.
"We need to get more stuff for your hand," George started.
"We know Umbridge isn't done with you yet." Harry went to protest but was cut off by Fred. "And since you're not telling Ronny or Hermione, we guessed we would just have to take care of you."
"To do that we need Se—Snape, but so he can find a less painful potion for you, he needs your hand, thus you are down in the dungeons with us." Harry resisted the urge to growl. This was not how he wanted to spend his Saturday. But seeing as the arms around him were unrelenting, he decided to simple go with it and hope like hell Snape didn't give him a more painful potion.
They came to yet another portrait, this time of a women with long black hair and in a black dress sitting in front of a graveyard.
"Come to see him again?" the woman asked in a sweet motherly voice. "But who is the little timid one you have brought?" She stared at Harry with her unusually bright red eyes.
"Yup and this is Harry. We thought Severus would..." Fred paused, looking at Harry before turning to George, "...fancy a meeting with him." George finished with a bright smile.
"Oh, he will be so intrigued!" The woman's voice became extremely happy. "Wait for a moment." The woman stood, turned, and walked out the side of her portrait. A few moments later she came back and sat down, whispering, "Good luck." She swung open to admit them into a place Harry never wished to go:
Snape's Personal Quarters.


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The Proposal
Installing bus trackers in storefronts within a block of a bus stop offers arrival times for peace of mind, provides another option for shelter, and allows residents to interact with neighbor-owned businesses.
Scroll down to participate as a pilot storefront!
While some business storefronts install displays in established neighborhoods, the displays actually act as a catalyst in neglected neighborhoods.
This simple action can bring neighbor-owned business activity back to these struggling areas and drive residential infill by encouraging community-driven self-reliance.
Call for Storefronts
If you own/rent a storefront business in Chicago, in an area in need of economic and community development, be part of our simple but meaningful project. Apply here.
Evaluation Criteria:
- existing internet connection
- located on a main arterial street in Chicago
- located within 50 yards of a CTA bus stop
- storefront with visibility both inside and outside the store
- an owner who is involved and connected with the community
- allow people to browse, pro-actively chat with potential customers, understand they may not buy immediately
- an open mind - be part of fresh, evolving pilot project with goals to replicate to other areas
What You Get:
- a free display screen or laptop (donated condition)
- posters/signs directing bus riders to your store
- schedule meeting with owner to discuss details and evaluate storefront
- choose 3 potential storefronts
- installation: 3 hours of consultation & labor, completed within 3-weeks


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I've been thinking about how to arrange this blog post. Some months not much of note happened, other than we lived in Burundi. But we had one of the highest high points of our lives--climbing Mount Kilimanjaro--and one of the lowest low points--Grendel's death--in the last year.
August 2008: Leaving Washington, D.C. and arriving in Burundi
September 2008: Settling in, road rage, first hippo sighting
October 2008: Trying to find fresh milk, the rainy season begins, a huge shipment of stuff from home arrives
November 2008: Being in Africa for Obama's election, struggling with French, adjusting to winter holidays in a tropical climate, making reservations for the Kilimanjaro trip
December 2008: We become obsessed with Kilimanjaro preparations; we also discover some local crafty goodness
January 2009: We have some American visitors, a new restaurant opens in town, and we discover a blue-headed agama lizard living in our yard
February 2009: Kilimanjaro and the Serengeti
March 2009: Some of my safari posts spill in to March; also, Grendel dies and we fall into a terrible funk
April 2009: Monkeys invade and we get chickens
May 2009: European vacation
June 2009: We finally get our luggage back after the vacation; the dry season sets in; rabies
July 2009: All sorts of critters invade; I think I've learned French now
All of our photos are up on flickr.


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Comment: Dr. Kessler's focus on "cost" does not explicitly recognize that insurers' use of their Medicaid provider networks for their insurance products on the California Exchange will, at best, displace people currently enrolled in Medicaid from seeing their current physicians. At worst, people obtaining coverage through the Exchange will experience the same access problems that California Medicaid recipients do now, especially in the LA area.
The article reports, "In Los Angeles County, most of the exchange plans are priced comparably to L.A. Care—the health plan for Medicaid beneficiaries. This suggests that the other exchange plans will have provider networks similar to those that serve Medicaid—networks that have been criticized for giving beneficiaries inferior access to care."
If this is the case, then people in California obtaining "commercial coverage" through the Exchange likely will experience the same access problems that Medicaid recipients now do. Health insurance that provides inadequate access to care is not a good deal regardless of the out-of-pocket cost to the consumers - both for purchasers through the Exchange and for Medicaid recipients.


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U.S. markets were closed yesterday for Martin Luther King Day, just ahead of Obama's big day out today. So will we get a Barack bounce or bump? Well we will most likely see some sort of knee-jerk rally on such a historic day. But then we will have the hangover induced by the same old same old issues of evaporating earnings, dismal future guidance, rising unemployment, continued falls in house prices and an increasing foreclosure rate.
Markets had a sobering session overnight with renewed and heightened banking worries from the UK. Royal Bank of Scotland (NYSE:RBS) was down 70% at one stage yesterday as it is set to report the biggest loss in British corporate history.
Today's Market Moving Stories
- The German tabloid paper Bild quotes a government report predicting an unprecedented 2.25% contraction in the country's economy as it enters "a deep recession" at "extraordinary speed". Over to you Mr Trichet. Being a Central banker is easy; it's just events that trip you up. How stupid does he look (yet again) now just four days after ruling out a February rate cut? Note that the EU Commission also slashed their 2009 "growth" forecast for the Euro area to a discomforting –1.9%.
- The UK bank bailout package was overshadowed by a lack of detail as to how the 'bad banks' will work in practice, a fear of full RBS nationalization and whether still more capital will be required for the other high street banks. There are suggestions that ABN could be sold back to the Dutch government! But not for the €50bn RBS unwisely paid for it in CASH.
- A story doing the rounds is that Anglo Irish Bank (OTC:AGIBY) will be used as a 'bad bank' and recipient of bad assets from AIB and Bank of Ireland (NYSE:IRE) and run down over say 10 years. Anglo would then be merged with Irish Life and Permanent (OTCPK:ILPMF), Irish Nationwide and EBS to leave then large banks across the system. All sounds a tad complicated to me.
- The British peso in under the hammer again today and has slipped to a record low versus the yen this morning.
- Japanese consumer confidence fell to an all time low of 26.7 from 31.2.
- Check out this brilliant flow diagram explaining the path of the financial crisis.
- And money is too tight to mention for U.S. corporates.
Some Thoughts On Where We Are In The Banking Bailout Mess
Although major banking system rescue packages were introduced last October, they clearly didn't go far enough. We should not be surprised, since financial history teaches us that governments rarely, if ever, resolve banking crises first time round. Lack of political courage and/or lack of full awareness of the state of solvency in the banking system are normally the main factors. Financial stability, therefore, remains both a mirage, and a sine qua non for an eventual recovery in financial markets and, later, in the economy.
A succession of recent events and earnings announcements (Germany, Ireland, US and UK) highlights the importance of another round of capital injections, loan guarantee arrangements, and this time, attempts to formalise bad bank schemes. As we move into and through this stage, we are likely to see more nationalisation and more separation of good from bad banks. The main issue with a bad bank solution is of course the PRICE that is paid for the toxic assets. This is likely to be OVER the market clearing price (which of course has never been established) therefore leaving the taxpayer overpaying for the bailout of the bailout.
Most economists believe that the Achilles' Heel of the current US bank rescue plan is that it gets money into banks, but the capital does not come out the other end in the form of loans to businesses and individuals. Businesses cannot conduct their affairs in the normal course. The average citizen cannot get a home loan or expand his access to credit, even though it is his taxes, present and future, which is the source of the bailout funds in the first place.
Thoughts On The "Economist" David McWilliams
The Irish banks took a mighty thumping yesterday. Part of the reason was because of populist "economist" and shameless self publicist David McWilliams shouting the financial equivalent of fire in a crowded theatre in an interview with the state broadcaster RTÉ.
These comments were picked up by the Telegraph. Never a paper to let the facts get in the way of a bit of Paddy Bashing, they whipped it up. This of course was picked up by various ill informed commentators calling David McWilliams a former Irish central bank economist. God, he was barely out of short trousers when he was there, neglecting of course to say why such a guru had been fired by both UBS (NYSE:UBS) and BNP Paribas (OTCQX:BNPQY)! Let's not forget that he's been calling the top in Irish housing since the late 90's. Yawn. At this stage, a large sock full of manure down his big ginger mouth would be in the national interest.
- Fiat (FIATY.PK) to take a 35% stake in Chrysler. I don't know who to feel sorrier for.
- Profit warnings from household names BASF (OTCQX:BASFY) and Air France.
- Computer mouse maker Logitech (NASDAQ:LOGI) is off 10% after reporting sales down 70%.
- Belgian bank KBC needs more capital (share price down 30% yesterday).
- Luxury goods maker Burberry (OTCPK:BBRYF) managed to buck the trend with sales up on discounting.
- Earnings today from IBM (NYSE:IBM) (expected EPS $1.14), J&J (NYSE:JNJ) ($0.92) and State Street Bank (NYSE:STT) ($1.14).
- Watch the smaller regional banks to see what extent the reported slump in CRE (commercial real estate) is impacting their already distressed bottom lines.
And Finally… Bernie Madoff Cuts A Deal
Disclosures: None


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Psychologists have observed that people often assess their economic situation based not on their absolute income, but rather on the change therein or on deviations from their starting position.[1] Kahneman and Tversky's prospect theory takes this aspect of the human psyche into consideration.[2] In this theory the utility function:
a) is strictly convex in the region of losses relative to a reference point (inflection point R in Figure 20 below) and strictly concave in the region of gains relative to the same reference point. This corresponds to an assumption of decreasing sensitivity to a stimulus as the stimulus gets more intense, i.e. an assumption of decreasing marginal utility from a growing gain and a decreasing marginal loss as the loss increases;[3]
b) is steeper in the loss region than in the gain region, i.e. the decrease in utility given a loss of a unit of income is greater than the increase in utility given a gain of a unit of income. This is consistent with the fact that decision-takers assign a greater weight to a loss than to an equal gain.[4]
What we have, then, is an asymmetric utility function that displays risk aversion in the region of gains and risk attraction in the region of losses relative to the reference point, which is the inflection point of the function.[5]
The Kahneman-Tversky utility function in Figure 20 is consistent with this— a nominally smaller loss has a greater effect on the agent's utility than a nominally larger gain in the agent's wealth, i.e. even though .
Figure 20: The Kahneman-Tversky utility function
The degree of convexity/concavity decreases with distance from the reference point R. This is in line with psychological findings[6] according to which the impact on the human psyche of a unit marginal increase in a stimulus declines as the strength of the stimulus increases.
Besides the utility function, a key factor in Kahneman and Tversky's theory for choice under uncertainty is the conversion of objective probabilities into subjective ones. Economic psychology has demonstrated that people tend to overweight the probability of extremely unlikely events and underweight the probability of normal phenomena. Prospect theory captures this using a weighting function that converts the objective probability of a phenomenon p into a subjective probability, where δ Î (0;1) is the parameter determining the degree of overweighting of the probability.[7]
For example, for an agent with property d who is able to buy insurance at a cost of a against a loss of L with a probability of p, the key relation in Kahneman and Tversky's prospect theory is[8]
This value function in Kahneman-Tversky prospect theory is therefore a modified utility function. For "sensible" values of δ (i.e. for values consistent with the degree of overweighting of insurance loss probabilities in the hundreds of per cent at most), the function is still convex-concave and still steeper in the loss region than in the gain region.
The higher sensitivity to losses than to gains implies that a "fair" game [for instance tossing a coin, where both the magnitude and probability of gain and loss are equal] is acceptable to our model agent — he does not perceive it to be detrimental. This attitude to risk influences his insurance choice — a potential insurance loss of b money units has a larger weight in his decision than a potential increase in wealth of a money units saved on the premium and he is willing to buy insurance at a premium substantially higher than the expected loss. For such an agent, it is not profitable to choose coinsurance at a reduced premium, whereas in the case of the standard strictly concave utility function such coinsurance would be seen as worthwhile.[9] Using the Kahneman-Tversky value function we can also explain the economically irrational tendency to take sunk costs into account when making decisions[10] — out-of-pocket expenditure (albeit in the past) is regarded as a loss, whereas opportunity costs are seen as (less valued) for egone profits.
The Kahneman-Tversky value function is sensitive to the ranking of alternatives. Pooled profits and losses are assessed more favourably than profits and losses considered separately. Even merely changing the sequence in which problems are solved changes the assessment.
Figure 21: The Kahneman-Tversky value function for a very poor agent — such an agent will not take out insurance
Figure 21 shows the insurance threshold for the Kahneman-Tversky value function in prospect theory. There is a fundamental difference here from the analogous function in the previous section: people above the threshold take out insurance. Poorer agents have negative risk aversion (a strictly convex utility function) and are therefore risk seekers, i.e. they do not eliminate risk with insurance. The threat (with a 1:5 probability) of a loss of L = 250 money units corresponds to point M, which is one-fifth (since p = 20%) of the way along AB, closer to d. This point lies above N = [d - a, u (d - a)] for every sensible premium, i.e. For every premium that is higher than the expected loss E(L) and lower than the potential loss L (in our case for 50 ≤ a < 250). Any agent below the point of inflection of the Kahneman-Tversky value function in prospect theory will reject insurance because he is risk-attracted.
An agent whose income will — even after paying the premium — remain above the point of inflection of the Kahneman-Tversky value function but who would be driven below this point by an insurance loss (into the negative risk aversion region] can be described as "middle class". Such an agent is depicted in Figure 22.
Figure 22: The Kahneman-Tversky value function for a middle-class agent — such an agent will take out insurance
For wealthy agents the situation is the same as in the previous section: given extremely high income (above the threshold] insurance ceases to be worthwhile.
The attitude to insurance of an agent with a Kahneman-Tversky utility function therefore differs from that of an agent maximizing the expected utility of wealth primarily in the case of agents with below-average income. In the previous model the poor chose insurance, whereas as here they do not. As for wealthy agents, their strategy differs from the previous model only in that the wealth threshold above which agents take out insurance can increase. This will happen if the threshold is just above the point of inflection of the Kahneman- Tversky curve.
The insurance demand function here is significantly less price elastic compared to the expected utility of wealth maximization approach. A poor agent is a risk-seeker (has negative risk aversion] and so does not react to a reduction in the premium. The threshold above which a wealthy agent will take out insurance is determined more by the position of the reference (inflection] point than by the premium amount.
The insurance market in the Kahneman-Tversky model has lower and less price elastic demand than the previous model. Conversely, the income elasticity of demand is higher for the Kahneman-Tversky asymmetric value function, because as income increases some agents move into the category of wealthy agents, who, unlike poorer ones, are risk averse. The Kahneman-Tversky value function therefore exhibits particularly high income elasticity in the vicinity of its point of inflection.
In the expected utility of wealth maximization model we observed a paradoxical view of insurance among the poorest (the poor have more insurance the poorer they are), whereas the Kahneman-Tversky approach succeeds in capturing the aversion to insurance that exists among the poor in reality. However, the motive — negative risk aversion — is debatable. This trait may exist in the poorer classes with regard to gambling, for example, but it is more than debatable in the case of insurance. Moreover, in the Kahneman-Tversky model even the middle classes do not buy insurance, whereas in reality they account for most of the demand for insurance. Insurance is taken out by agents lying above the threshold d≥d2 and below the threshold d≤d1 for which point [a, d) lies in region Q in the following figure.
Figure 23: Wealth thresholds d1 and d2 in the Kahneman-Tversky value function model versus insurance premium a.
Related to this is the insurance demand function, i.e. the relation between demand and price (premium a):
Figure 24: The insurance demand function in the Kahneman-Tversky value function model with uniform income distribution
In the following section we will compare the insurance market demand curves for all three models studied (see Figures 13, 18, and 24).


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Following Friday morning's quarterfinals at Sand Creek Station Golf Course, Michael Gellerman, Doug Ghim, Byron Meth and Jess Bonneau advanced to the afternoon semifinals. That was where Ghim and Meth continued their impressive runs at the final playing of the event before it gives way for the U.S. Amateur Four-Ball starting next year.
Meth, a golfer at Pacific University, knocked off highly-ranked Bryson Dechambeau of SMU with a 1-up victory in the morning quarterfinal before defeating Bonneau, a Houston native, 6 and 5.
Bonneau, earlier in the day, had beaten Rico Hoey, the red-hot USC star 5 and 3.
Gellerman, who plays at Oklahoma and hails from the region moved on with a quarterfinal win over Robert Geibel before falling to Ghim, the highly-touted incoming freshman at Texas. Ghim advanced with a 1-up victory.
Meth and Ghim tied for medalist honors and serve as the No. 3 and 4 seeds, respectively.
AmateurGolf.com will have full coverage of the championship match following the completion of play Saturday.
View full results for U.S. Amateur Public Links Championship
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PVC is the trademark of the Belgian designer Jean Colonna, and he must take much of the credit for fake leather's higher profile. His streetwise designs do not simply use PVC in place of leather: he also puts the seams on the outside. His 'fakes' are also bargains compared with garments made of the real thing.
The French company Morgan offers PVC at high-street prices: its jeans, jackets and waistcoats start at pounds 69.99. 'We find that more and more of our younger customers don't want to wear real leather,' says Morgan's Julia Weisbaum. It does not even matter if the PVC item looks utterly fake - that makes it more of a statement.
The London-based designer Marina Avraam has used vinyl for the first time this season. 'I wouldn't normally use leather because it's so expensive. But I can buy this sort of fabric for pounds 3- pounds 4 per metre. It's a very good substitute, and easier to work on.' The full-length, tailored coat in her collection (in red, brown, green and black) sells for pounds 158, compared with a similar style in real leather by John Rocha at more than pounds 1,000. Avraam's coat is as soft as kidskin, fully lined, and could not feel more of a luxury garment if it were made of the best leather. The same coat also comes in a 'snakeskin' effect.
Wild Things, the retail and mail-order outlet for Respect, the anti-fur campaign, also sells non-leather clothing: jackets, jeans, shoes, waistcoats and belts. The range includes a simple, clean-cut, zip- front 'Paris' jacket made by OKO, priced at pounds 79; jeans start at pounds 36.50.
Wild Things' clothes come in heavy- and light-weight Lorica, a relatively new fabric to Britain. It has similar properties to leather - it breathes like natural leather, is water-repellent and abrasion- and tear-resistant. The manufacturers claim it is actually more hard-wearing than the real thing. Charlotte Pole of Wild Things says: 'The non-leather market is potentially very wide, and we are selling the Lorica range to vegetarians and non- vegetarians alike.'
The Natural Shoe Store caters for the rising demand in non-leather shoes, selling 20 to 25 pairs a week. Robert Lusk, a director of the company, says: 'We used to sell a lot to the Hare Krishna people, but the customer base has since expanded.'
As well as veggie Doc Martens, the Natural Shoe Store sells non-leather Birkenstocks made out of Birkoflor, a leather alternative invented by Karl Birkenstock. 'I don't know why more people don't go for it,' says Mr Lusk. 'It lasts as long as leather and costs half the price.'
Morgan, 7 Tottenham Court Road, London W1, and branches nationwide (071-351 7993); The Natural Shoe Store (071-602 2866); Wild Things (0603 765595); Vegetarian Shoes, 12 Gardner Street, Brighton (0273 691913); Marina Avraam (071-240 8234).
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