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NFL draft: Just call it the abroad jump
Three of the best pass-rush prospects in the upcoming NFL draft aren't from around here. Or anywhere near here.
Germany's Bjoern Werner, Ghana's Ezekial Ansah and Estonia's Margus Hunt took different paths to the draft. But they all might wind up in the same place.
Last year, NFL teams selected five foreign-born players, believed to be a record. This year, three – or even four – could be picked in the first round.
That's the contention of NFL draft sage Gil Brandt, who helps the league run the scouting combine, among other duties. Brandt has all three defensive ends in Round 1 of his latest NFL.com mock draft, as well as Florida State offensive tackle Menelik Watson, who's from England. Werner and Ansah are all but certain to be first-rounders; most project Hunt as a second-round pick. But that's beside the point, which is this: It's highly unusual for this many foreign-born players to be this highly regarded, and it could be a sign of things to come.
Brandt believes football is "following basketball's lead" in becoming an international sport. Football doesn't have anything like the 1992 Olympic Dream Team, whose star power ignited interest in basketball worldwide. But the NFL has been steadfast in promoting its sport and brand overseas, from funding the now-defunct NFL Europe to staging annual regular-season games in London.
"It certainly is a good sign for the growth of the game," former NFL executive Bill Polian, now working for ESPN, said of the confluence of international pass rushers in the 2013 draft.
"More importantly, it's about their athletic ability and their ability to have both power and speed at the same time. That's what it takes to play, and all three have it."
Do they ever.
Werner isn't as freakishly athletic as Ansah or Hunt, but the Florida State product is a football aficionado by comparison.
Werner grew up in Berlin playing soccer but became intrigued by the other form of football when a fellow sixth-grader was tossing one around one day. Werner joined a local flag-football team at age 12 and fell in love with the sport, to the point of watching the combine online with his friends. When he turned 15, he started playing tackle football.
"It was just the most amazing feeling just hitting people," Werner said at last month's combine in Indianapolis.
Werner showed considerable potential. His coach suggested that he pursue the sport in America, so he transferred to Salisbury (Conn.) High through an exchange program. Werner knew hardly any English when he arrived but picked it up within a few months, by necessity.
"I made a lot of sacrifices," Werner said. "I left my country, my family, my girlfriend – she's my wife today – just to be here and pursue this dream."
It was a wise decision. Werner improved steadily at FSU, peaking as a junior this past season, when he had 13 sacks for one of the best defenses in the nation.
Werner stands 6-foot-3, weighs 266 pounds and ran the 40-yard dash in 4.83 seconds at the combine, tied for 13th among defensive linemen. Pretty good, right?
Well, it's all relative. Ansah is 6-5, 271, and ran a 4.63 40 – without devoting every waking hour to training for it.
The National Football Post reported that, unlike the vast majority of prospects, Ansah did not leave school to train for the combine. Instead, Ansah continued working toward his degree. "That's exceptional," Brandt said.
It didn't exactly hurt Ansah's cause. In addition to his 40 time, which ranked sixth among defensive linemen, Ansah ranked first in the 20-yard shuttle. He simply possesses a combination of size and speed that can't be taught. And for the most part, Ansah hasn't been.
After being discovered by a Mormon missionary in his hometown of Accra, Ghana, Ansah enrolled at BYU with the hope of making the basketball team. After two failed tryouts, Ansah joined the track team before trying out for football, a sport he never had played and knew very little about.
"I try to stay up late and watch NFL Network," Ansah said. "I see some names. I have no idea who they are."
He was exceptionally raw – Ansah never had lifted weights and didn't know how to put on pads, according to a 2012 Sports Illustrated profile – but he was big and he could run.
Ansah played on special teams for two seasons before becoming a defensive force in 2012. He totaled 62 tackles, including 13 for losses, and nine pass breakups. Despite just three seasons of organized football, Ansah's upside is so great that he could be a top-five pick.
"The BYU guy's story is really the most unusual of all time," Brandt said.
Well, except perhaps for the SMU guy.
Like Ansah, Hunt had minimal exposure to football before coming to the United States. He had been a world-class discus thrower and shot putter as a teenager in Estonia, a Northern European country with a population of about 1.34 million (or about the same as San Diego).
Through track Hunt met Dave Wollman, head of the SMU program. After winning the discus and shot at the 2006 World Junior Championships, Hunt wanted to come to America to train. Wollman afforded him that opportunity, but there was a catch: SMU's men's program had been disbanded.
Wollman told Hunt that if he could pay his own way for a year, SMU might reinstate the men's program. It didn't happen. But some football coaches saw him working out in the weight room and urged him to try out. It's not every day you can add a 6-foot-8, 277-pound behemoth to your roster.
Hunt almost immediately became a kick-blocking sensation, recording seven blocks – one shy of the NCAA single-season record – as a freshman. Hunt finished his career with 17 blocked kicks, two short of the NCAA mark. In the final game of his career, he flummoxed Fresno State in the Hawaii Bowl, forcing two fumbles and recording a safety.
Then came the combine.
"What he did," Brandt said, "was just unheard-of."
Hunt ran the 40 in 4.6 seconds, tied for third among defensive linemen with Oregon's Dion Jordan, who weighed in at 248. Hunt also tied for first in the 225-pound bench press with 38 reps.
But working out well was only one of Hunt's goals. Werner and Ansah undoubtedly could relate to the other.
"My main concern, besides these drills, was (to) show the coaches that I know football," Hunt told NFL.com. "I want to show that I know what I'm doing out there."
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Modest price for a rugged camera. Waterproof to 10 feet, shockproof to 5 feet, freezeproof to 14°F; Good low-light performance.
Cannot zoom while recording video. No separate battery charger.
Bottom Line
The rugged Olympus Tough TG-310 doesn't offer the zoom range of more expensive models, but its image quality is on par with competing cameras, and it comes at an attractive $200 price.
The 14-megapixel Olympus Tough TG-310 ($199.99 direct) digital camera is built to withstand some pretty harsh environments. You can submerge it in up to 10 feet of water, drop it from a height of five feet, and use it in temperatures as low as 14°F. Its lens covers a modest 3.6x zoom range and the camera lacks built-in GPS like you'll find in some other competing models. For the full package, you need a camera like our Editors' Choice Panasonic Lumix DMC-TS3 ($399.95, 4 stars), but you could buy two TG-310s for the price of one TS3. If you're looking for a rugged camera that won't empty your bank account, the TG-310 is worth a look.
//Compare Similar Products
CompareDesign and Features
Taking its design cues from other rugged point-and-shoots, the TG-310's lens is located in the top right corner of the body, rather than centered. The lens, which is sealed inside the camera to keep it safe, features an internal zoom design. The metal construction and metallic paint combine to create an eye-catching camera that comes in a variety of bright colors including blue, orange, red, silver, or white. It looks a lot like Olympus's top-end rugged model, the Stylus Tough-8010 ($399.99, 3.5 stars).
The On/Off button and shutter release are located on the top of the camera. A crisp 230k-dot, 2.7-inch LCD occupies much of the rear of the camera. The display is bright enough for use outdoors on bright days. A panel of rubberized controls is located to its right; here you'll find the zoom rocker, a dedicated Record button, a four-way control switch with a center OK button, a Playback button, a Menu button, and a Help button. Olympus also managed to squeeze the TG-310's speaker into this slim panel.
The menu system is quite nice. An always-on overlay puts shooting options at the far right of the LCD, without obscuring much of the frame. As you scroll down through the menu items they expand out to the left, and a text overlay opens to explain what each option does. You'll always be able to see what's in front of your lens, and tripping the shutter will grab a photo even while you are tweaking settings in the menu. Hitting the Info button can make the overlay disappear, giving you a cleaner view of your frame. There's also a more-detailed setup menu, which is activated by pressing the Menu button. From here you can adjust all of the camera's settings. You won't have to go in here very often, as settings you'll adjust while shooting are accessible through the overlay menu.
Abuse Tests
The camera is intended to survive a good amount of abuse, and we put it through the ringer in our tests. Submerging the camera in water for several minutes was not a problem, it passed that test with flying colors. We dropped the camera a few dozen times while it was capturing video, and in one instance it stopped recording and the file was lost. Otherwise, it continued to record but the footage was black after the point of impact. In both cases turning the camera on and off brought it back to life, and the camera showed no visible signs of abuse.
To test the camera's performance in freezing temperatures I followed the most logical course of action I could think of: I put the camera in our office freezer for an hour, which is actually a bit cooler than the 14°F that for which the camera is rated. When I freed it from its icy prison, there was a lot of condensation from the sudden temperature change on the lens and LCD, and the battery was dead. The camera turned on, but simply gave me a low battery message and wouldn't snap a shot. I was able to warm the battery up and get it to work, but noticed that the charge had dipped from full to two-thirds. Lithium batteries don't function well in low temperatures, so this comes as no surprise. Despite the power issues, the camera was able to take photos in its chilled state. But if you do plan to use the camera to shoot the Iditarod, bring a few extra batteries along.
Speed and Image Performance, Conclusions
It's not the speediest camera in the world, but the TG-310 performs well for its class. The camera starts up and captures an image in about 2.2 seconds, requires you to wait about 2.1 seconds between shots, and records an average 0.6-second shutter lag. Its recycle time is noticeably slower than the 1.2 seconds recorded by our Editors' Choice Panasonic Lumix DMC-TS3, but the TG-310's start-up and shutter lag scores are within a tenth of a second of those of the TS3.
To test the TG-310's image sharpness and noise performance, I use the Imatest suite. Sharpness is measured using a center-weighted algorithm that records lines per picture height; a score of 1,800 is considered acceptably sharp. The TG-310 recorded an average score of 1,475 lines, which is better than the 1,347 recorded the Lumix TS3. If image sharpness is in a tough camera is paramount, you'll want to look at the Olympus Tough-8010, which recorded an impressive 2,461 lines of resolution.
The camera fared a bit better in terms of image noise. As you increase a camera's sensitivity to light, measured in ISO, image noise increases. An image with less than 1.5 percent noise is acceptable, and the TG-310 delivered through ISO 800. At its maximum sensitivity rating, ISO 1600, the camera just barely crossed the 1.5 percent mark. The Panasonic Lumix TS3 and the Pentax Optio WG-1 ($349.95, 2.5 stars) both beat the TG-310, producing clean images through ISO 1600. You'll be able to use the TG-310 in challenging lighting conditions without worrying about overly grainy images. Even though it crossed the 1.5 percent mark at ISO 1600, I'd feel comfortable dealing with the level of noise it produced at that setting in order to gain some shutter speed to capture a blur-free image.
The TG-310 records 720p30 HD video in MP4 format, which makes them easy to share on YouTube, Vimeo, and other popular sites. Video captured by the TG-310 was quite good in my tests, although you can't zoom while recording. The camera uses a proprietary USB cable to connect to both a computer and the included AC adapter. And there's no separate charger, so you must charge the battery through the camera. There is a micro HDMI port to connect the camera to an HDTV for HD image and video playback. The camera accepts SD, SDHC, and SDXC memory cards.
If you're looking for a camera that can withstand harsh environments, the Olympus Tough TG-310 is a solid choice with a very reasonable price. If you're set on a rugged camera with more features, our Editors' Choice Panasonic Lumix DMC-TS3 gives you GPS, a longer 4.6x zoom lens, along with an underwater depth rating of 40 feet, but it costs $200 more than the TG-310. Olympus's own Stylus Tough-8010, also twice the price of the TG-310, doesn't add a GPS, but it does offer a 5x zoom range, a 30-foot underwater rating, and protection against being crushed. If you aren't looking to run over your camera or take it beyond snorkeling depth, the TG-310 is a good way to go, especially when you consider its appealing price.
More Digital Camera reviews:
Sony Alpha 99 II
Sigma sd Quattro H
Nikon D5600
Hasselblad X1D-50c
Sony Alpha 6500

subset: commoncrawl


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Regions: |
Starry Night of Palomar By: Wally Pacholka |
Region: Americas Site: Mount Palomar - USA Date: June 2010 | |||
The summer Milky Way in the northern hemisphere, from constellations Scorpius to Cygnus appears above Palomar Observatory in the Southern California. The Observatory is located in north San Diego County, California. Founded in 1930s it is still a world-class research center. The observatory is home to five telescopes including the 200-inch (5 meters) Hale telescope and its giant dome which is photographed above. The 200-inch telescope is named after astronomer George Ellery Hale who led the making of the world's largest telescopes in the first half of 20th century. Hale telescope saw first light in 1949 and astronomer Edwin Hubble was the first astronomer to use it. The 200-inch telescope was the world's largest for nearly 3 decades and updated with adaptive optics and high technology detectors it is still considered a frontier observing instrument. With a short distance of large cities San Diego and Los Angeles, astronomy community is struggling to preserve the starry sky of Palomar. Wally Pacholka/Astropics.com
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You're more than welcome to Edit the info or Upload a manga chapter for share. You can also keep track this manga by subscribe the RSS feed or Bookmark it.
Released: | Author(s): | Artist(s): | Genre(s): |
2005 | Yamada J-ta | Yamada J-ta | Drama, Shounen, Slice Of Life, Supernatural |
Asatte no Houkou follows the lives of Karada Iokawa, a young girl who is set to join junior high school after summer is over, and Sh?ko Nogami, a young woman who has just returned from studying abroad, who also happens to be the former girlfriend of Karada's older brother.
The day Sh?ko returns, she is dragged by Karada to the beach with her brother and a couple of their friends since she used to know Karada's brother Hiro several years before. After becoming irritated with Hiro for leaving her alone in the United States, she purposefully tells Karada that her ribbons are childish. This upset her greatly because she doesn't like to be treated as a child.
Later that same day, Karada is found by Sh?ko praying at a shrine, wishing to become older. Amazingly, Karada's wish becomes true and she instantly transforms into a young woman. Incidentally, Sh?ko then has her adulthood taken away from her and she reverts back to about eleven years old.


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U-3 VINYL and CONCRETE SKIMMER
Sta-Rite U-3 Swimming Pool Skimmer Parts
No. | Mfr. No. | Item. No. | Description | Price | Qty: |
Notes: | |
Many customers have found item # U3425 to be a suitable replacement for item # U78-820P. Please note that this is not a direct manufacturer replacement. |


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The First 15 Minutes of Alan Wake
Games in this Video:
Alan Wake (Xbox 360)Comments are Closed
Displaying 1–8 of 8
Cathartic Denoument
Ohhh maann..That totally put me on edge, and that was just from watching someone play!
Can't wait to play this game!Posted: June 2, 2010 7:21 PM -
A pair of old, burnt out rockers live in the town, the mental clinic really. Their names are Thor and Odin and their band's theme was Norse Mythology. Much of their band stuff still lies around town. Hence the 'fear the old gods of Asgard" logo. Feel better?
Posted: May 22, 2010 12:31 AM -
I don't care what Morgan Webb says...this game looks f-ing lame, also I saw something say "fear the old gods of Asgard"....what in the heck does Norse Mythology have to do with shadow creatures???
Posted: May 21, 2010 6:47 AM -
Congratulations to Remedy an 83 on metacritic. That puts them comfortably ahead of Modnation racers and 3Dot heroes.
Posted: May 18, 2010 10:13 PM -
It's Horrifying enough to think that they took soooo long to prepare such a horrible game. What a disappointment...! This game needs some form of remedy.
Posted: May 18, 2010 2:00 PM
Displaying 1–8 of 8


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$78.00 $121.00 36% Off
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History of Edwin Mellen Press
10 Reasons Publish with us
Steps in Publishing with Mellen
Our Production Process
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Mellen Books
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Reviewed by Choice
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Garrison, Roman Books
About the author: Dr. Garrison obtained a B.A from Westminster College, an M.A. from Pittsburgh Theological Seminary, a MLitt. from Keble College, Oxford University and a PhD from the University of Toronto. He is ordained in the PCUSA and has served a number of churches as Minister. He has taught Religion courses, full-time and part-time, at Westminister College, Buena Vista University and Thiel College.
Significance of Theophilus as Luke's Reader
Few studies of Luke's Gospel (or Acts) give much attention to Theophilus and his potential significance despite the fact that Luke indicates specifically that he is writing 'for Theophilus'. Those which do not recognize the importance of Theophilus nevertheless dismiss him because almost nothing is known about the individual.
Admittedly, we are left to conjecture and theory but the task, however daunting, is still necessary. A proper appreciation of Luke's Gospel – particularly when it departs from Markan tradition – must look to Theophilus' interests and concerns as the likely influence on the way the material is presented. To ignore Theophilus and to refer instead to Luke's 'church audience' is dangerous.
This book attempts to solve the mystery of Theophilus and the man's influence on Luke's version of the tradition. As noted by H.J. Cadbury, the New Testament scholar is a virtual detective.


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Actor Mark Ruffalo may not have a uterus, but he is adamantly defending your right to choose what goes on in yours.
The Avengers star teamed up with the Center for Reproductive Rights to film a video in support of the 41st anniversary of Roe vs. Wade, and in it he shares a very personal story about why he feels so strongly about this sensitive issue: His own mother's harrowing experience.
"For my teenage self it was very startling that people would have to search out doctors at night, miles and miles and miles away from their home in a closed-down doctor's office or motel room," Ruffalo said in the video. "I couldn't believe it and I was appalled by it and I saw the pain that it caused my mother."
Now that the actor is a parent himself, he felt he must speak out for the sake of his daughters.
"I can't stand aside with two beautiful young girls of my own and accept that we're going to return to those days," Ruffalo said.
"It becomes kind of a moral issue about who you are, you know, and how you view the women in your life," Ruffalo said. "There's a common sense and a wisdom and a decency in women that needs to be upheld and doesn't warrant being pushed back 30 years into the whole nightmare that brought about the abortion rights movement."
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Belinda Hussey won a booking to the value of R600 at Goblins Creek Manor House
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So, here I am watching another pro line ticket go down the drain! A near certainty I presumed, simple, 3 home teams at heavily favored odds to get me an easy $150.
Let's have a closer look at this, my picks were:-
New York Giants 1.7
Tottenham 1.4
New England Patriots 1.05
3 victories = 2.5 = $250 for my $100
Then I went to my English bookie William Hill to see what they were offering-
New York Giants 1.9
Tottenham 1.53
New England Patriots 1.07
3 victories = 2.99 = $299 for my $100
Wow, a difference of $49 I hear you say!
But hold on a minute, with my pro line wager my "football teams" need to win by at least 4 points to avoid the game being settled as a Tie (I lose) how much is that little 'stipulation' worth to a "pro punter" - by the way my English 'bookie' William Hill are kinda happy with me just picking the winner, no 4 point stipulation here! If my team wins by 1 point, I win!!
Tonight as I watch the New York Giants fail miserably, was the night I placed my LAST "pro line" wager.
I am sure the same benefits would be afforded to me at, (to name but a few) Sports Interaction- Bodog- Bet365.
Is it worth the convenience of being able to wager at a 7-11 or gas store when we are so plainly being hosed when it comes to the odds and rules involved?
Your thoughts people?
Sunday, 20 November 2011
4 comments:
nice post thanks for posting bro!!
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Author:William Lee Corbin
From Wikisource
←Author Index: Co | William Lee Corbin (1873–1952) |
A.M. Professor of English, Wells College, Aurora, New York. Chief Librarian of the Smithsonian Institute, 1924-1942.[1]
This author wrote articles for the 1911 Encyclopædia Britannica. Articles attributed to this author are designated in EB1911 by the initials "W. L. C.*" |
- "Mather, Cotton", in Encyclopædia Britannica, (11th ed.), 1911
- "Sparks, Jared", in Encyclopædia Britannica, (11th ed.), 1911
- ↑ http://www.reference-global.com/doi/abs/10.1515/libr.19126.96.36.1998 obituary for William Lee Corbin
Some or all works by this author are in the public domain in the United States because they were published before January 1, 1923.
The author died in 1952, so works by this author are also in the public domain in countries and areas where the copyright term is the author's life plus 60 years or less. Works by this author may also be in the public domain in countries and areas with longer native copyright terms that apply the rule of the shorter term to foreign works.


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Can someone help me out here? I've heard that creatine is the closest thing to steroids. But I was just reading about it on a product label and it doesn't sound too bad. Sounds like it just promotes a higher energy level in your muscles. Maybe someone knows more about Creatine. Thanks.
It is a naturally occurring supstance that is found in muscles. The one side affect is if you dont drink enough water. You need to increase the intake because creatine increases muscle size by retaining water. It does aid strength and muscle growth. https://www.prohealth.com/shop/product.cfm?product__code=PH72


text:
Edge part 12 Tips and Strategies
By: Mobigame
Genre: Puzzle
Video Tips
This video walkthrough demonstrates how to beat part 12 without any power ups. Uploaded on gamerfuzionhd official channel at April 5, 2013.
Still need help to finish Edge part 12 ?
I will update this post with more tips and tricks, so please bookmark this page and keep on checking in!
If you have any questions, feel free to ask for extra help in the comments section.
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Visit Edge walkthrough page for level videos, tutorials, cheats and more.
Part 12 Questions
Questions related to part 12 for Edge.


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The only real problem is that there was some sort of communication breakdown somewhere, either between B-complex and the guy that set up the show, or between him and me, or just amongst the people at B-Complex. Whatever the case, all this time Vicki (PLU) and I understood that the door money was just going to be split down the middle between us and the venue, and that was that. We got there yesterday to check things out and the guy, though nice about it, was clearly annoyed that he was not kept very informed about the show, and the money deal was totally news to him. He wanted us to pay rent and staff costs! We haggled and eventually he gave in on the rent, but we still have to pay for the security people and sound man. Which means the split will be after that. This is still total crap, neither vicki nor I ever pay to play anywhere. We would have never agreed to the show if we knew that was the deal.
Basically that means we need at least 62 people to show up and pay, or we lose money. If it was San Francisco I'd say that would be no problem, but I'm not so sure about here in Portland, if there will be that big of an audience. Plus, it was my understanding that b-complex was going to help with promotion, but I haven't seen anything besides what we've done ourselves.
So, if you live in or near Portland and like experimental electronic music or experimental video, please come to the show! And introduce yourself to me, I want to meet more Portland noders! 8:30 pm, tonite!!
Is this some form of inverse nodevertising? Are you going to vote me down for it? Oh well.
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Building corporate reputation with stakeholders Exploring the role of message ambiguity for social marketers
Dickinson-Delaporte, S., Beverland, M. and Lindgreen, A., 2010. Building corporate reputation with stakeholders Exploring the role of message ambiguity for social marketers. European Journal of Marketing, 44 (11-12), pp. 1856-1874.
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Purpose - Managing the corporate reputation of hybrid firms (organizations that act commercially to pursue social agendas) involves particular challenges because of competing stakeholder interests. With reference to the Trappist beer market, the paper seeks to identify the value of message ambiguity in reducing stakeholder tension, while simultaneously achieving a clear market positioning. Design/methodology/approach - In total, 25 in-depth interviews were conducted with brand marketers, owners, channel buyers, industry representatives and consumers. Findings - The findings demonstrate how ambiguous communications minimize tension between stakeholders. One form of ambiguous message strategy is identified - i.e. the deliberate use of "authenticity" as a positioning device. This positioning allows stakeholders to ascribe conflicting meanings to the Trappist brand, resulting in increased reputation and decreased stakeholder tension. Research limitations/implications - The use of authenticity and message ambiguity represents one means of balancing stakeholder interests, while achieving a clear market position. The paper believes the findings are particularly relevant for social marketers and managers of highly symbolic brands. Originality/value - Marketers can reduce stakeholder conflict through the use of brand images that emphasize normative as opposed to performance-based commitments. Such commitments need to be broad enough to allow different stakeholders to ascribe their own meaning to the brand without diminishing the strength of the firm's market position.
Item Type | Articles | ||||
Creators | Dickinson-Delaporte, S., Beverland, M. and Lindgreen, A. | ||||
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Uncontrolled Keywords | communications,corporate image,non-profit organizations,stakeholders | ||||
Departments | School of Management | ||||
Refereed | Yes | ||||
Status | Published | ||||
ID Code | 23288 |
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Junk Bond Risk Falls for Fifth Day as Louis Dreyfus Markets Debt
Katie LinsellThe cost of insuring high-yield corporate bonds against losses in Europe dropped for a fifth day to the lowest in more than six years as Louis Dreyfus Commodities markets 500 million euros ($680 million) of bonds.
The Markit iTraxx Crossover index of credit-default swaps on 50 junk-rated European companies fell 2.5 basis points to 312 basis points, the lowest since October 2007, at 12:18 p.m. in London. The unrated global commodity trader is selling seven-year bonds to yield 4 percent, according to a person familiar with the matter.
Investor demand for higher yielding assets is being stoked in Europe by tentative economic growth and as policy makers maintain stimulus measures and keep borrowing costs at record lows. European Central Bank officials have said they still have options for easing monetary policy further after the bank cut its benchmark interest rate to a low of 0.25 percent this month.
"There aren't many areas where you can find good yield in fixed income," said Andrea Cicione, a strategist at Lombard Street Research Ltd. in London. "Investors feel relatively comfortable taking risks because of the signs of recovery in the European economy."
Gross domestic product in the euro area rose for a second quarter, increasing 0.1 percent in the three months through September, following a 0.3 percent expansion in the previous three-month period. Economists estimate that GDP will increase 0.4 percent in the fourth quarter, according to a Bloomberg survey published on Nov. 18.
Arkema Notes
The average yield investors demand for speculative-grade bonds fell to a record low of 4.96 percent yesterday, Bank of America Merrill Lynch index data show.
Credit-default swaps on investment-grade bonds are little changed near a 3 1/2 year low. The Markit iTraxx Europe Index of swaps on 125 companies is at 77 basis points, less that 0.3 basis point from the lowest since April 2010.
Arkema SA, a French chemicals maker, is selling 150 million euros of 10-year notes, according to a person familiar with the matter. The Colombes-based company, which is rated two levels above junk at BBB by Standard & Poor's, is marketing the notes to yield about 120 basis points more than the benchmark mid-swap rate.


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Janis Joplin may have longed for a Mercedes-Benz, but she actually drove a Porsche that's now on its way to the auction block in New York.
The singer's wildly painted 1965 Porsche 356C Cabriolet will be auctioned Dec. 10 by RM Sotheby's in New York.
The car has been featured at the Rock and Roll Hall of Fame and Museum in Cleveland for the past two decades.
It's being sold by the Joplin family and is expected to bring more than $400,000.
Joplin bought the pearly white Porsche in September 1968 and got a friend to customize it with a psychedelic mural. She drove it regularly until she died of a drug overdose in 1970.
The car was given a meticulous restoration in the early 1990s.
Published at 7:32 AM PDT on Sep 16, 2015 | Updated at 8:14 AM PDT on Sep 16, 2015


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The LED is angled by 20 degrees to avoid dazzling people behind you. Designed as an affordable plug-in rear light for the Joystick the Micro is a must have accessory for all Joystick MaXx-2 owners.
MTB: | Yes |
Commuter: | Yes |
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Activate the power port and plug in the RedEye Micro directly. When inserted to start with, the RedEye Micro emits a low light ideal for locating your light in the dark or for map reading.
Double click the power button on the light and the light fires into life, and the RedEye Micro steps up to full output as a handy rear light (ideally mounted on a Joystick MaXx on the helmet).
Almost all bicycle rear lights use LEDs instead of filament bulbs as they are more reliable and use much less battery power, whilst also offering much higher levels of brightness. Used in flashing mode, they are very good at attracting attention from other road users. It's advisable to use at least two rear bike lights, a common configuration is one flashing and one in constant, this is highly advisable just in case one stops or becomes obscured.
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Exposure are makers of lightweight powerful cycle lights, developed by racers and riders, Exposure Lights aim is to meet the needs of the modern day cyclist. Gone are the days of carrying around that bottle battery pack or clumsy batteries. Gone are the days of your cables and leads catching on branches, or having a loose connection on that bumpy dark descent. Just clip these Exposure lights into place, and you're off – simple. Using ultra lightweight mobile technology, Exposure Lights are small enough to fit in your pocket, and powerful enough to race with. Exposure LED & lens technology produces a clear white beam that will light up your journey.
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Collections are a JPG+ feature. You must be a JPG+ member to create new collections and to add photos to collections.
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A section of this 1950 Ford, Converted to BW and then the Texas Plate recolored in the old yellow
2 responses
Regenia Brabham gave props (28 May 2012):
Great use of selective color!!!!!!!!! Awesome find and capture.
Joe Dunckel gave props (29 May 2012):
Nice Ford. My Dad had one just like it. It was a shitty green. Like this shot in B&W. Like the selection, very cool.
Also by Thomas Wiederhold


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Follow SMF on Twitter.
Now i am kinda confuse. >.> Is SMF 2.0 already release?
Sugested that too. Hey ho. I'd link you to the original discussion but it's not visible to most people (seekrit team board stuff that is more dangerous than wikileaks).
I didn't knew that SMF Friends are spammers.
SMF 7 is where it gets good. That has time travel. You can go back and post before the guy who flamed you.
Any ETA for SMF 2.1? LOL!


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Tuesday, November 01, 2011
Once Again, Texas Leads the Way
Austin, Texas Explores Photo Parking Snitch Tickets
: Residents of Austin, Texas may soon have the power to issue parking tickets by taking a few photographs of someone else's car with their smartphones. A unanimous council voted on October 20 to explore the concept of deputizing vigilante meter maids using an iPhone app.
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Cap'n Bob
I may move there.
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Sleeps | 4 |
Bedrooms | 2 |
Bathrooms | 1 |
Property type | apartment |
Minimum Stay | 7 nights |
This magnificent Villa with private pool is surrounded by extensive mature garden in the heart of rural Provence. This apartment with separate entrance is set on the lower level of the villa with terrace, patio, alarmed pool, barbecue, pizza oven, outdoor dining area and garden. Virtually step outside to bask in the sun, swim, sit in the shade and dine under the romantic sunset. Large private tennis court . It is a self catering apartment with the owners family living above & whom shall remain discreet. Apartment Mimosa sleeps 4. Master twin/double bedroom. Bedroom 2 bunk bed ideal for children. Well equipped open plan kitchen with fridge/freezer, washing machine, dishwasher, mini oven, hob, iron Comfortable lounge, dining area, shower room and WC, TV, air conditioned. A cot / high chair can be available upon request.
This magnificent Villa with private pool is surrounded by mature garden in the heart of rural Provence. There are 2 apartments with separate entrance,Facing the pool with terrace, Both apartments have barbecue, pizza oven, outdoor dining area. , swim, dine under the romantic sunset. With private tennis court . Both apartment have well equipped open plan kitchens with fridge/freezer , washing machine, mini oven, hob, microwave, iron Comfortable lounge, dining area, shower room and tv,with air conditioning. owners family living above . Mimosa---
sleeps 4, Master with twin/double bed, bedroom 2 has full size bunk bed and dishwasher, Lavender---sleep 4.Double bedroom ,,sofa bed in lounge.kitchen with full bathroom.
Chalet---This property also has two self contained chalets offering compact but comfortable accommodation for upto 4 people. The chalets comprise of a wc with shower, equipped kitchen with fridge, mini oven, 2 ring cooker,and iron, with dining area for four people. The living area has a double sofa bed, and mezzanine with double mattress ( this area has a low ceiling ) Air conditioned. Outside picnic area and barbeque. The pool and tennis court is also available
The Golf club Domaine De Terre Blanche: This Golf Club is considered to be one of the most prestigious in the world and is only 10 minute drive away at the four seasons resort. Why not drop in for some wine tasting on route at one of the many Château vineyards. There are several other golf courses in the area and for those that do not golf pop in for a SPA or Aquaroma.
SKI on the piste at Isola, Valberg, Auron: There are numerous Ski stations in the Alpes- Maritimes, Auron only 90 km from Nice with a daily bus service.
Altitude 1600 to 2450 metres. Snowboarding, snowshoeing and paraskiing. You can also hire snow scooters, book dog sleigh rides or visit the ice skating rink.
Isola 2000 is open from mid December to early May and the Altitude 1800 to 2610.
Security deposit of 500 euros required in advance.
Monthly tarriff only available for minimum 3 month stay.
We've just spent 10 very relaxing days staying the chalet, and I really can't fault the place at all. It was a lot more spacious than I was expecting, and very well equipped with everything we needed - cooking equipment, crockery, kettle etc. The only things we bought were a corkscrew and ant spray! There are two chalets, a slight distance apart, set under mature trees just a short distance from the main villa. It's a really peaceful setting, and there's plenty shade to keep the temperature down a bit. The pool is lovely - very big and we mostly had it to ourselves, a nice bonus (it's very deep though so not great for small children). Nice to have our own sun loungers. There's also a tennis court at the back of the property - really this place has all the facilities of a big resort but without the crowds, which is exactly what we were looking for.
In terms of location, a car is a must really, as there isn't really anywhere to walk to easily - the village is not far away but up a winding road without pavements. A very short drive away there's a Lidl, ideal for cheap self catering, and a couple of other supermarkets. Lake St Cassien is also in easy reach, and then it's not too far to Cannes and to the coast.
Overall, we spent a lovely 10 days exploring the area - this is a lovely central location with great facilities, and so peaceful, we'd definitely recommend it.
We spent two weeks here in August and had a great time. We are a family of 4 with two boys aged 8 & 6 and they were very happy with having a swimming pool just outside their door. We spent lots of time in the pool and relaxing by the pool, and barbecued in the evenings. Behnam is a great host. Location was great, 30 mins from Nice, similar distance to Antibes, and Cannes. Hypermarket 5 mins drive for all supplies, and several local Boulangeries for breakfast. Grasse is also only 30 mins. All in all a great holiday destination and accommodation and would not hesitate to recommend. We will be back :-)
This was our second vist and we loved it even more this time around. We arrived out of season at the end of June but the weather was great for us Brits who had had an awful Summer! Flying into Nice we hired a car and then drove for around 45 mins. Arriving late at night we were shown to Mimosa with our two sleeping children (aged 6 and 4) and were assured of the hospitality on offer. From the next morning on we couldn't ask for anything more. The hosts were amazing, the apartment clean and well equipped and to have a pool just outside was just brilliant.
In an area that is a 5 minute drive from an amazing lake which may as well be a beach, less than an hour from Cannes - we really couldn't fault it. We are actually considering using this property yearly for a long weekend break. fab, fab, fab
My family of 4 and I have just returned from a week long holiday in the Mimosa apartment.
The apartment and grounds are beautifully kept and contain everything necessary for a family self catering holiday [even including a cool bag for apicnic]. The beds were the most comfortable I have slept in away from home. The pool is large and wonderful, our children aged 7 and 11 spent hours perfecting their diving from the diving board. One word of caution would be that there is no real shallow end except for the entry steps,so non swimming children will need arm bands. There was no hassel reserving sun beds as they are for your enjoyment and come with comfortable mattresses and large shading umbrellas. There is also a pergola for outside dining which is great in summer. We used the tennis court every day. The location is also brilliant if you are looking for somewhere quiet, having said that it is also convientent , being 5 mins [drive] from a warm lake that you can swim in, 10 mins from the main A8 autoroute, 5 mins from a major supermarket and 2 mins from a boulangerie. It is probably 40 mins from the coast which for us was a bonus as the coast is over crowded and quite tatty in high season, as well as there being lots of jelly fish in the sea. Much better to be away from it and travel in for an evening to watch the world go by or mooch around looking at the super yatchs in Antibes. In summary then a comfortable apartment with great facilities and a beautiful pool area. The atmosphere is relaxed and family friendly, definately not for party animals but perfect for a relaxing break in a beautiful part of the world, the weather was also perfect, sunny every day. We will return!
We have been so impressed by this wonderful villa / apartment and the warm, welcoming nature of the owner, Adrienne, and her well-mannered, friendly children that we returned again this year! I cannot impress strongly enough how relaxing and beautiful the location of the villa is. The pool is wonderful, and the children played endlessly in it, as well as playing tennis, boules and wandering around the lovely grounds. The standard of accomodation is excellent, spacious, with everything a family would need for a 2 week stay, including air conditioning and a great barbeque. The property and pool are maintained to an excellent standard. There is loads to do in the surrounding area -- Lake St Cassien is perfect for a pedaloe ride, there are many fantastic villages and markets nearby (such as Fayence), 5 minutes drive to a big supermarket, plus it is easy to reach from Nice Airport.
The entire family had a fantastic time here (twice over!) and our two children (4 and 7) would gladly return year after year! High praise indeed!
The appartment was exactelly as described and we had a wonderful 10 days there. It is ideally located for trips to the coast or further inland and Adrienne is a very good host. We will be going back defenitely.
This exceptional Villa offers a perfect venue for a restful and relaxing holiday. Step out of the apartment directly onto the terrace where you can bask in the sun, swim, cool off in the shade, play tennis or boules and enjoy romantic outdoor dining under magnificent sunsets. The perched hilltop village of Montautoux has a weekly market, shops, restaurants and the area is famous for its connections with the Christian Dior dynasty. Lac de St
Cassien reputed to be one of the best Carp fishing lakes in Europe offers a variety of activities. Beaches, Frejus or Mandelieu La Napoule are the nearest & must see St Tropez, Gorges of Verdon, Cave of Mary Magdelene, Cannes, Grasse perfumerie, Matisse chapel, Picasso Museum, Golf & Spa, gliding, skiing, mountain biking, paragliding & for wine tasting visit the local vineyards. The region has many tourist attractions & plenty to offer. Only 30 min from Nice Airport with low cost airlines flying daily. Pick-up from airport/train can be arranged.
Other Activities: Painting, canoeing


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Since 1998, the BlueCat Screenplay Competition has provided a community for the unknown screenwriter to develop their work, giving undiscovered talent a path to professional success.
BlueCat accepts both feature length and short screenplays, and in keeping with our longstanding tradition, every screenplay will receive one written analysis, with our best screenplays receiving over $40,000 in cash prizes.
All submissions received by June 15th, 2014 will receive their written analysis by July 1st, 2014.
Students will be eligible to submit their short screenplay at a special rate of $35.
The final deadline for the competition is November 15th, 2014.
We look forward to working with you!
$15,000 Best Feature Screenplay
$2500 Four Feature Finalists
$10,000 Best Short Screenplay
$1500 Three Short Finalists
$1500 The Cordelia Prize
Best Feature Screenplay from the UK
$1500 Joplin Award Prize
Best Feature Screenplay from outside the USA, Canada or the UK
Movie Title Contest: Three Winners $250 each
All screenplays entered by August 1st are eligible
Recent achievements by BlueCat Alumni
Young Il Kim's script, "Rodham", a 2012 Blacklist Script, recently attached director Jason Ponsoldt ("The Spectacular Now"). Young recently won the 2013 Alfred P. Sloan Commissioning Grant from Sundance, where he will write a biopic on Stephen Hawking.
Elijah Wood produced Ana Lily Amipour's "A Girl Walks Home Alone At Night", set for release in late 2013.
Aaron Guzikowski's "Prisoners", starring Hugh Jackman, Jake Gyllenhaal and Melissa Leo, will be released September 2013. The Sundance Channel recently bought Aaron's TV pilot, "The Descendents", making it their second scripted show after "Rectify."
Ashleigh Powell sold her script, "SomaCell", to Warner Brothers, with David Goyer attached to produce.
"SomaCell", along with "Rodham", were two 2012 Blacklist Scripts written by BlueCat Alumni.
Visit the website: http://www.bluecatscreenplay.com/


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2 responses
Dunja Kolar gave props (15 May 2011):
great photo!!
Carol Arntsen Masiak gave props (31 May 2011):
fantastic and congrats on making the JPG blog!
Also by Kyle King


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WildRebus brain teasers use words or letters in interesting orientations to represent common phrases.What phrase is this?
For Rent: Y O U R L E V E R E T What Next?
See another brain teaser just like this one... Or, just get a random brain teaser If you become a registered user you can vote on this brain teaser, keep track of which ones you have seen, and even make your own. Back to Top |


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The Lazer Sport Wasp TT Helmet excels in aerodynamic performance. Everything about the helmet is shaped around the riders position to find the optimal fit between the helmet and the riders back. The aerodynamic performance of the Wasp is the result of extensive wind tunnels research, scientific insight in aerodynamics and the use of mathematical models that allow Lazer to compute and optimize the shape of the helmet in the virtual environment. The lens is an integral part of the helmet and can be moved forward so that air can flow into the helmet when needed. This creates airflow through the helmet with air passing over the riders head and out the two tail vents. A trip wire on the top of the surface of the Wasp creates micro vortices to assure for a smooth airflow over the tail of the helmet. The Lazer Autofit Retention System automatically adjusts for a comfortable fit every time. Four vents to provide interior cooling to keep the head cool.
Check stock and price


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Thursday, June 23, 2011
A precarious-looking porta-potty
A poop accident waiting to happen under the sidewalk shed on Second Avenue near Sixth Street. Photo by EV Grieve reader LULU.
2 comments:
It's illegal to store anything on top of a sidewalk shed. Call 311 and refer it to the DOB.
- June 23, 2011 at 7:35 AM
I sometimes have to walk here--thanks for the heads up.
- June 23, 2011 at 10:07 AM
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Most errands can be accomplished on foot.
Flat as a pancake, excellent bike lanes.
About your score
This location has a Walk Score of 84 out of 100. This location is Very Walkable so most errands can be accomplished on foot.
This location is in Memphis. Nearby parks include Town Square, Main Street Trolley and Confederate Park.
Explore how far you can travel by car, bus, bike and foot from this location.
This location is in the city of Memphis, TN. Memphis has an average Walk Score of 36 and has 646,889 residents.


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Tucker's Town Peninsula, Bermuda
This article does not cite any sources. (February 2007) (Learn how and when to remove this template message) |
Tucker's Town Peninsula is a two-mile long (3200 metre long) peninsula which extends from the northeastern tip of the main island of Bermuda. It is in St. George's Parish, and within the small settlement of Tucker's Town.
The area around Tucker's Town contains some of the most exclusive and expensive property in the world, and is the haunt of foreign millionaires, attracted to the area by its climate, surroundings and tax-free status. Access is heavily restricted, with people who do not live in Tucker's Town generally barred from the peninsula which extends along the southeastern edge of Castle Harbor.[citation needed]
Natural Arches Beach is located at the southern tip of the peninsula, where it joins with the mainland. This is Bermuda's most famous beach, and was noted for its natural rock formations and caves until they were largely destroyed by Hurricane Fabian in 2003.
Coordinates: 32°20′02″N 64°41′02″W / 32.334°N 64.684°W
This Bermuda location article is a stub. You can help Wikipedia by expanding it. |


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El Zorzal Criollo died on the 24th June 1935 in a plane collision at Medellín airport, Colombia.
Seventy-five years ago today
¡Gardel Presente!
Annoyingly independent commentary on mining stocks and other things
El Zorzal Criollo died on the 24th June 1935 in a plane collision at Medellín airport, Colombia.
The information and opinions contained within this site reflect the personal views of Inca Kola News and therefore all material within should not be construed as accurate or reliable or be utilized as advice for investment or business purposes. Independent due diligence and discussions with ones own investment and business advisors is strongly recommended. Accordingly, nothing on this site should be construed as offering a guarantee of the accuracy or completeness of the information contained herein, as an offer or solicitation with respect to the purchase or sale of any security or as an endorsement of any product or service. All opinions and estimates included on this site are subject to change without notice. All content may be reproduced under fair use doctrine providing proper credit and a return link is made to this site.


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The art world of Spain is getting hot under the collar about the politics of Picasso. The Malaga-born artist's wealthy daughter-in-law, Christine Ruiz-Picasso, has refused to open the latest show at the Malaga Picasso Museum, and has demanded the resignation of its highly acclaimed director José Lebrero, who has curated a series of much-praised temporary exhibitions alongside the permanent show of Picasso paintings.
The new show, "Viñetas en el frente" (Cartoons on the front line), is unashamedly partisan, consisting of Republican posters and cartoons from the Spanish Civil War, and famous anti-Nazi graphic works by artists such as George Grosz and John Heartfield.
The heart of the show is the extraordinary set of Picasso engravings; "Sueño y mentira de Franco" (Dreams and Lies of Franco), in which Picasso's visceral loathing of the former Spanish dictator spills out in a series of violent, sexual and bitingly funny images that still have the power to shock today.
Artists, galleries, critics and every Spanish art institution imaginable is up in arms, signing petitions and creating Facebook pages unanimously giving Mr Lebrero their support. The local paper, Sur, has attacked Ms Ruiz-Picasso for thinking of the Picasso Malaga as her own museum, despite the public money invested in converting it.
Art tourism is big business in Spain. Malaga, trying to change its reputation as a city that people simply fly to so they can travel on to the great Andalucían showpiece cities of Granada, Cordoba and Ronda, has seized on it to improve its image, and keep the tourists. There is a relatively new contemporary arts centre, CAC Malaga,: British artists such as Rachel Whiteread, Tracey Emin, Anish Kapoor, Gavin Turk and the Chapman Brothers have shown there. Malaga cannot compare with Madrid or Barcelona, but in terms of art, it is the best-served city in southern Spain. The crowds of visitors are still milling around the entrance to Picasso Malaga, as they do every day, paying the high admission prices that have made this place a cash-cow for the city.
Perhaps that is the answer? Publicity never did any harm, and lots of people will flock to see the show, to see what all the fuss is about. Perhaps that was at the back of Christine's mind. A showman like Picasso would have approved.
- More about:
- Malaga
- Pablo Picasso
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Score: | 7.32 / 10 |
Released: | March 2, 2012 |
Director: | Chris Renaud |
Producer: | Chris Meledandri, Janet Healy |
Studio: | Universal Pictures |
Cast: | Danny DeVito, Ed Helms, Zac Efron, Taylor Swift, Rob Riggle, Jenny Slate, Betty White |
Genre: | Family |
Length: | 86 minutes |
Write a Review | Read Reviews
Watch the Dr. Seuss' The Lorax trailer |
Date of Birth: April 21, 1970
Born in Louisville, Kentucky and raised in Overland Park, Kansas, Rob Riggle joined the Marine Corps at the age of 19 in 1990. He rose through the ranks, serving in a variety of countries such as Albania, Liberia, and Afghanistan. While still on active duty with the Marine Corps, he began his comedy career in 1997 in New York City.
He studied at Upright Citizens Brigade and eventually went on to teach classes. When he earned a spot on Saturday Night Live, it was the fulfillment of one of his lifelong dreams.
From there, he garnered roles in big screen comedies such as Talladega Nights: The Ballad of Ricky Bobby, Step Brothers and The Other Guys. In The Hangover, he played Officer Franklin, one of the cops who gets his vengeance on the groomsmen after they steal his patrol car. He also put in a four-year stint as a correspondent on the multiple Emmy Award-winning show The Daily Show with Jon Stewart and appeared in the big screen drama Larry Crowne opposite Tom Hanks and Julia Roberts.
He provided the the voice of the misguided yet charismatic villain, O'Hare, in the animated film Dr. Seuss's The Lorax, as well as playing Mr. Walters in the comedy 21 Jump Street, based on the beloved TV series of the same name. More recently, he starred in Dumb and Dumber To (2014), Middle School: The Worst Years of My Life (2016), How to Be a Latin Lover (2017) and lent his voice to The Emoji Movie (2017).
Rob, who was promoted to Lieutenant Colonel in April 2009, is still a member of the Marine Corps Reserves. He has served 22 years totalnine years active duty and 13 years in the reserves.
In addition to serving with the Marine Corp and having a successful comedy career, Rob has a a B.A. in Theater & Film and a Masters in Public Administration from the University of Kansas. He lives in Los Angeles with his wife and two children.
The Emoji Movie(2017)Actor | The Emoji Movie (2017) |
Actor | How to Be a Latin Lover (2017) |
Actor | Midnight Sun (2017) |
Actor | Absolutely Anything (2016) |
Actor | Middle School: The Worst Years of My Life (2016) |
Actor | Hell and Back (2015) |
Actor | Just Before I Go (2015) |
Actor | Let's Be Cops (2014) |
Actor |
21 Jump Street
Rob Riggle 21 Jump Street interview |
Actor | Dr. Seuss' The Lorax (2012) |
Actor | Dr. Seuss' The Lorax 3D (2012) |
Actor | Dr. Seuss' The Lorax: An IMAX 3D Experience (2012) |
Actor | Killers (2010) (2010) |
Actor | BLACKBALLED: THE BOBBY DUKES STORY (2006) |


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Over your lifetime, home equity might become one of your most valuable assets. At some point, you might want to use that asset (with a second mortgage, for example), so it's important to understand how it works.

What is Home Equity?

Home equity is an asset. It is the portion of your property value that you truly own. You might "own" your home, but if you borrowed money to buy the property, your lender also has an interest in the property until you pay off the loan. Your home equity is your interest in the property.

Equity Example

The easiest way to understand equity is to start with your home's value and subtract the amount that you owe on any mortgages.

Assume you bought a house for $200,000, made a 20% down payment, and got a loan to cover the rest. In this example, your home equity interest is 20% of the home's value: the home is worth $200,000 and you contributed $40,000 – or 20%. You own the home, but you really only "own" $40,000 worth of it.

Your lender doesn't own the other portion – you own the house – but the house is being used as collateral for your loan. Your lender secures their interest by getting a lien on the property.

Now assume your home's value doubles (unlikely, but it'll keep the numbers simple). If it's worth $400,000 and you still only owe $160,000, you have a 60% equity stake. Your loan balance hasn't changed, but your home equity increased.

Building Equity

As you can see, having more equity is a good thing. So how do you increase your equity?

Loan repayment: as you pay down your loan balance, your equity increases. Most home loans are standard amortizing loans with flat monthly payments that go toward both your interest and principal. Over time, the amount that goes towards principal repayment increases – so you build equity at an increasing rate each year. If you happen to have an interest-only loan or other type of non-amortizing loan, you don't build equity in the same way.

Price appreciation: you can also build equity without even trying. When your home gains value (because of improvements or a healthy real estate market), your equity increases.

For more details, read about building equity (and speeding the process).

Using Home Equity

Equity is an asset, so it's a part of your total net worth. You can spend it someday if you need to, or pass it on to your heirs. There are several ways to put that asset to work.

Buy your next home: you might not live in the same house forever. If you move, you can sell your current home and put that money towards the purchase of your next home. You won't get to take all of the money from your buyer, but you'll get to use your equity.

Borrow against the equity: you can also get cash and use it for just about anything using a home equity loan (also known as a second mortgage). Homeowners often use these funds for home improvement, to fund higher education, or for other purposes. However, it's wise to put that money towards a long-term investment in your future – paying your current expenses is risky.

Fund retirement: you can also spend down your equity in your golden years using a reverse mortgage. Some homeowners have substantial equity in their homes and little saved for retirement.

Home Equity Loans

Home equity loans are tempting because you have access to a large pool of money – often at relatively low interest rates. Before you take money out of your home, look closely at how these loans work and understand the risks.

The main risk is that your home serves as collateral for a home equity loan. If you are unable to repay your loan, your lender can take the house in foreclosure and sell it to get their money back. That means you and your family will need to find other accommodations – probably not at a convenient time – and your home probably won't sell for top-dollar.

To get a home equity loan, you'll apply with lenders, just like with any other loan. The lender will evaluate your home's market value, and they'll offer a maximum amount that you can borrow. In most cases, lenders limit loans to 80% or less of your home's value (this is known as the loan to value ratio). That means your first (purchase) mortgage plus any additional loans you take on must be less than 80% of the appraised value.

Loans can come in two varieties.

A home equity loan is a lump-sum loan – you get all of the money at once, and you repay with a flat monthly payment over the coming years. Your interest rate is generally fixed.

A home equity line of credit (HELOC) allows you to pull funds out as needed. Similar to a credit card, you can borrow what you need when you need it during the "draw period" (as long as your line of credit remains open). You'll need to make modest payments on your debt during this time. After several years (10 years, for example), your draw period ends, and you'll go into a repayment period where you more aggressively pay off all of that debt. HELOCs usually feature a variable interest rate.


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(1271 quotes found)
"To the world you may be one person, but to one person you may be the world."
Bill Wilson
"Please, Lord, teach us to laugh again; but, God, don't ever let us forget that we cried."
"Notice how most male signs (boy, man, uncle, father, brother...) are done near the forehead or "brain" area--which is to say, where the thinking occurs, but most female-related signs (mother, sister, aunt) are near the mouth where the talking occurs? I pointed this out to my wife and she explained it to me: 'Men think they know what they are talking about, women really do.'"
Dr. Bill Vicars
"Nobody is right all the time and a broken clock is right twice a day."
Bill Clinton
"Cooperation works better than constant conflict because nobody is right all the time, and a broken clock is right twice a day."
"President Obama started with a much weaker economy than I did...No president...Not me, not any of my predecessors, no one could have fully repaired all the damage that he found in just 4 years."
"If I was down to my last dollar, I would spend it on PR"
Bill Gates
"I'm! A! Graduate! Of! The! William! Shatner! Acting! School!"
Don Zeigler
"Wake up each day and live your life like a maniac"
Bill Schuffenhauer
"I got a crazy amount. If I didn't have unlimited text messaging on my phone, my bill would be sky high. I mean, it's crazy."
Adrian Cannon


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My Content
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Tchicai plays tenor sax and bass clarinet; Kohlhase tenor, alto and baritone saxophones; Fewell guitar, chopsticks (!) and slide. Both Tchicai and Fewell are credited with percussion, too, though I'll be darned if I can hear any. Recorded live by Michael Ehlers at the Unitarian Meeting House in Amherst, Massachusetts on December 13, 2003the last night of the tourthis two-CD set documents an intimate and conversational evening of music.
In addition to producing the recording, Fewell's roles in this stripped-down ensemble are myriad. Sometimes he contributes bassy strumming a la another Garrison, Jimmy that is. Sometimes he shadows the reed players with quicksilver single-note lines. Sometimes his rich chording provides almost pianistic accompaniment/interaction. And when he skitters off into the ether on the free segments, look out! Like Kevin O'Neil, his technique is complete and not locked into a particular era, genre or style.
There are three compositions apiece by Tchicai and Kohlhase, two by Fewell, the lengthy and ruminative "Undercurrent" by Mikko Innanen and "Lilanto Del Indio," credited as a "S. American folk tune." My favorites are the jaunty bass clarinet-guitar lope through the intro of Tchicai's "Thriftshopping" and Kohlhase's "Start to Finish," which comes across as a pointillistic abstraction of a Sonny Rollins calypso.
The only caveat to my ears is related to Tchicai's wordless vocals, which mercifully appear on only two selections. They're obviously heartfelt, but probably come off better live than on a recording.
Track Listing: CD1: Floating; The Queen Of Ra; Thriftshopping; Undercurrent; Ramana Maharshi. CD2: On Fait La Taille; X-Ray Vision; Start To Finish; Lilanto Del Indio; Consolation Cake.
Personnel: John Tchicai: tenor saxophone, bass clarinet, voice, percussion; Charlie Kohlhase: alto, tenor, baritone saxophones; Garrison Fewell: guitar, chopsticks, slide, percussion.


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CAN'T WAIT: For some reason, the people launching seal's return to active music has been sending us stuff - maybe they believed that we'd died and they could now pour his syrup over our cold, dead body? He's got better hair this time, but oh boy... this is the level of where he's at:
"With this album, the Brit-pop singer takes his place alongside Sting, Bono and Elvis Costello as one of the U.K.'s top contemporary male belters." -Dan Aquilante of The New York Post, September 9, 2003.
Leaving aside the fact that Bono isn't from the UK and Sting means fuck all... could they have found a press quote to make the prospect seem any less mouth-watering? I mean, even "The CD, left in your house, will attract blowflies as large as small kittens and give off the pungent smell of burning flesh" would have been more of an attraction.
Tuesday, September 09, 2003
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Belo DEFA14A 2012 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box:
Belo Corp. Important Notice Regarding the Availability of Proxy Materials for the Belo Corp. Annual Meeting of Shareholders to Be Held on Tuesday, May 8, 2012 This communication presents only an overview of the more complete proxy materials that are available to you on the Internet. We encourage you to access and review all of the important information contained in the proxy materials before voting. The Proxy Statement, Annual Report and other proxy materials are available at: http://www.proxyvoting.com/blc The 2012 Annual Meeting of Shareholders of Belo Corp. (Belo) will be held in the Auditorium of The Belo Building at 400 South Record Street, Third Floor, Dallas, Texas, on Tuesday, May 8, 2012, at 11:00 a.m. (local time). The Board of Directors has fixed the close of business on March 15, 2012 as the record date (the Record Date) for the determination of shareholders entitled to receive notice of and to vote at the 2012 Annual Meeting of Shareholders or any postponement or adjournment(s) thereof. Proposals to be considered at the Annual Meeting are: (1) Election of four Class II directors to serve for the terms stated in the proxy materials; (2) Ratification of the appointment of Ernst & Young LLP as the Companys independent registered public accounting firm; (3) Approval of the Companys Amended and Restated Certificate of Incorporation; and (4) Any other matters that may properly come before the meeting or any postponement or adjournment(s) thereof. The Board recommends a vote FOR Items 1, 2 and 3. BELO CORP. If you want to receive a paper or e-mail copy of these documents, you must request one. There is no charge to you for requesting a copy. Please make your request for a copy as instructed below on or before April 24, 2012 to facilitate timely delivery. TO REQUEST PAPER COPIES OF PROXY MATERIALS: (please reference your 11-digit control number when requesting materials) By opting out to receive printed materials, your preference for future proxy mailings will be kept on file. Telephone: 1-888-313-0164 (outside of the U.S. and Canada call 201-680-6688). Email: email@example.com (you must reference your 11-digit control number in your email) Internet: http://www.proxyvoting.com/blc CONTROL NUMBER 19733 TO VOTE YOUR SHARES SEE INSTRUCTIONS ON REVERSE SIDE This is not a proxy card. You cannot use this notice to vote your shares. YOU MUST REFERENCE YOUR 11-DIGIT CONTROL NUMBER WHEN YOU REQUEST A PAPER COPY OF THE PROXY MATERIALS OR TO VOTE YOUR PROXY EL PRINT AUTHORIZATION (THIS BOXED AREA DOES NOT PRINT) To commence printing on this proxy card please sign, date and fax this card to: 212-269-1116 SIGNATURE: DATE: TIME: Shareholders of record as of the Record Date are invited to attend the annual meeting. Directions to attend the annual meeting are included in the proxy materials. Meeting Time and Location: May 8, 2012 at 11:00 a.m. (local time) Third Floor, Auditorium of The Belo Building 400 South Record Street, Dallas, Texas 75202 The following Proxy Materials are available for you to review online: • the Companys 2012 Proxy Statement (including all attachments thereto); • the Companys Annual Report for the year ended December 31, 2011 (which is not deemed to be part of the official proxy soliciting materials); • the Notice to Participants in the Belo Savings Plan and the separate A. H. Belo Savings Plan maintained by A. H. Belo (together, the Savings Plans); • a map of the meeting location (which is not deemed to be part of the official proxy soliciting materials); and • any amendments to the foregoing materials that are required to be furnished to shareholders. ACCESSING YOUR PROXY MATERIALS ONLINE The Proxy Materials for Belo Corp. are available to review at: http://www.proxyvoting.com/blc Have this notice available when you request a PAPER copy of the Proxy Materials, when you want to view your proxy materials online OR WHEN YOU WANT TO VOTE YOUR PROXY ELECTRONICALLY. 19733 HOW TO VOTE BY INTERNET We encourage you to review the Proxy Materials online before voting. Use the Internet to vote your shares. On the landing page of the above Web site in the box labeled To Vote Your Shares by Internet click on Vote Now to access the electronic proxy card and vote your shares. Have this notice in hand when you access the Web site. You will need to reference the 11-digit control number located on the reverse side. |


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Genre: Rock
Saul Hudson (born July 23, 1965), better known by his nickname Slash, is a British-American musician and songwriter. He is best known as the former lead guitarist of the American hard rock band Guns N' Roses, with whom he achieved worldwide success in the late 1980s and early 1990s. During his later years with Guns N' Roses, Slash formed the side project Slash's Snakepit. He then co-founded the supergroup Velvet Revolver, which re-established him as a mainstream performer in the mid to late 2000s. Slash has since released two solo albums, Slash (2010), featuring an all-star roster of guest musicians, and Apocalyptic Love (2012), recorded with singer/guitarist Myles Kennedy, along with rhythm section Brent Fitz and Todd Kerns, known on the album as The Conspirators.
Slash has received critical acclaim as a guitarist. Time named him runner-up on their list of "The 10 Best Electric Guitar Players" in 2009, while Rolling Stone placed him at No. 65 on their list of "The 100 Greatest Guitarists of All Time" in 2011.
Source: http://en.wikipedia.org/wiki/Slash_(musician)