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UK Retail: Moving Forward
- Earl Douglas
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1 RETAIL FD FORUM InSIght UK Retail: Moving Forward At April s /BDO Retail FD Forum held in London, delegates were briefed on factors identified by sector FDs as being critical to long-term success: the UK recovery and the continued importance of digital technologies. Ross Walker, Chief Economist,, presented on current and future macroeconomic trends which will help shape the retail business through 2014 and into He addressed the issues of currency appreciation and rising interest rates, the impact of fiscal tightening over the medium-term, the likely cooling of the UK housing market, and the prospects for continued job creation. These issues will undoubtedly impact the UK recovery and retail sector. The event went on to deliver insights into new digital technologies for retail: Stephan Shakespeare, founder and CEO of online polling and market research consultancy YouGov, Robin Collyer of web-based collaboration platform Concrete, and Simon Gordon, creator of Facewatch, the online crime reporting and intelligence sharing platform. In forthcoming meetings the Retail FD Forum will go on to explore these issues further, with sessions on how retailers can manage and profit from the overwhelming flood of Big Data, and in particular how to exploit customer analytics to help shape their brands and retail offers. The Macro View We have been through the worst recession since the 1930s however, since 2013 we have been moving towards a more sustainable recovery with some evidence of rebalancing, said Ross Walker in a presentation that examined how the UK s fairly strong Q1 retail performance track would develop over 2014 and into the following year. In the UK, 2013 was the first time the economy recorded a full calendar year of successive quarterly growth since the onset of the global financial crisis. expects that 2014 will see quite strong growth of close to 3%, but in 2015 growth will ease back again. Several factors lie behind the modest slowdown. Higher interest rates coupled with a step-up in fiscal tightening are the two major contributing factors behind the expected slowdown. In addition the positive effects of the housing recovery will be starting to fade, and PPI transfers from the banking sector to the consumer economy which have been worth 5 billion per year will also be in decline most of the PPI money appears to have gone straight into spending rather than saving. Contacts Neil Parry Head of Consumer Industries Ben Williams Director, Retail We have been through the worst recession since the 1930s however, since 2013 we have been moving towards a more sustainable recovery with some evidence of rebalancing Sophie Bevan National Head of Retail and Wholesale BDO Ross Walker, Chief Economist,
2 UK Household Income Forecasts Nominal & Real Household Income, Actual & Forecasts, % y/y Nominal household disposable income growth fell to 1.7% y/y in 2013 the slowest growth on record while real incomes (adjusted for inflation) fell 0.5%. Higher tax payments by, and lower transfers to, the household sector exerted a squeeze in We forecast a moderate recovery in 2014 as employment trends remain firm Real Nominal 2 % Consumer spending is now growing at around 2% On the positive side, growth is fairly broad-based, income growth is now back close to average levels, and employment is growing in all significant sectors except public services. Consumer spending is now growing at around 2% and is expected to continue but on the negative side macro-economic headwinds will begin to get a little stronger towards the end of 2014 and into Two macroeconomic challenges for retail stand out. The first is the challenge of interest rates, which are going to rise. Financial markets expect a 0.25 percentage point rate rise by next spring, up to one percentage point by the end of 2015 and two percentage points by the end of The forecast expects interest rises to come in just a little later but nevertheless rates will rise, and with two thirds of all household debt linked to short-term interest rates, there will be an immediate effect on the amount of disposable income available to consumers. On the positive side, growth is fairly broad-based, income growth is now back close to average levels, and employment is growing in all significant sectors except public services. 2
3 Retail FD Forum Insight UK Retail: Moving Forward BoE Interest Rate Forecasts Bank of England Bank Rate Expectations, % expects the first BoE Bank Rate hike in August 2015 (+25bp), a little later than current market pricing. We expect a cautious pace of policy tightening with Bank Rate grinding up to 1.0% at end-2015 & 2.0% by end Bank Rate Forecast M LIBOR futures minus FRA-OIS 1 % expects a cautious pace of policy tightening with Bank Rate grinding up to 1.0% at end of Jun 14 Dec 14 Jun 15 Dec 15 Jun 16 Dec 16 The big question is how households will react to the rise. At the moment the monetary environment is very benign, and as a result the UK has rising mortgage growth, with the cost of servicing debt at a 20-year low. The trouble is that it will not take much in the way of interest rate rises to bring that servicing cost back up to average levels. For the consumer economy anticipates that a one percentage point rate rise will be tolerable, but one and a half to two percentage points will feel like a squeeze. When rates reach that level margins will begin to feel stressed. However, the stress will be delayed: the forecast is that rates won t reach those levels for two years, and that for the next year at least the UK will continue to see house price inflation of 6-7% - that means many consumers will still feel as if they are getting richer. The second big challenge is on fiscal tightening. It is important to note that the Chancellor has pushed the bulk of planned public spending cuts to after the next election. In 2013 there was a fiscal tightening of 0.25% of GDP. This year that will rise to 0.5% of GDP. However, the really big cuts will occur after the next election, when there will be a doubling of fiscal tightening, with 1% of GDP taken out of the economy each year for four years. How much of that tightening will be transmitted directly to the consumer economy remains an open question, but the effect can only be negative. The UK therefore is exhibiting signals for a moderately strong near-term outlook for consumer spending. For the time being fiscal tightening is only modest, PPI payments are still supporting spending, house prices are rising, and the cost of borrowing is low. However, it is the rise in employment across nearly all sectors which is driving an increase in consumer spending. In a setting like this the retail sector should have a good year ahead of it, even if there is no prospect of a return to the super-spending boom of the early 2000s. For the next year at least the UK will continue to see house price inflation of 6-7% - that means many consumers will still feel as if they are getting richer. 3
4 Retail FD Forum Insight UK Retail: Moving Forward Consumer Spending Forecasts UK Consumer Spending, % y/y Real-terms consumer spending growth (ie, after inflation) is forecast to rise to 2.6% in 2014, easing to 2.1% in 2015 a little below long-run averages (2.7%) but comfortably above the post-crisis norm (0.0% since 2008). In nominal terms we forecast consumer spending growth of 5.1% in 2014 & 4.7% in forecast The bigger challenges will emerge as the positive spending drivers fade and indebtedness becomes a problem. The current rise in house prices is creating a wealth illusion people suddenly find they have collateral for borrowing, so they borrow. The fear is that soon people will find they have taken on too much debt the Office for Budget Responsibility is currently forecasting that household debt-to-income levels will return to their peak within five years. So longer-term, risk will be rising in the consumer economy. The retail sector should have a good year ahead of it, even if there is no prospect of a return to the super-spending boom of the early 2000s. 4
5 Consumer spending is growing at around 2% and this trend is expected to continue.
6 Digital Innovation in Retail The digital revolution is reaching into all corners of the retail sector. From the use of customer analytics to profile consumers and track their interaction with brands, to the internal brand development process, to the management of physical stores everything is being changed by the opportunities of the Big Data world. The /BDO Retail FD Forum will be exploring many of these changes in detail through the year. Stephan Shakespeare Stephan Shakespeare of YouGov gave the first of a trio of presentations on the digital transformation of retail. YouGov has created a new kind of market research, which reaches into the psyche of consumers, argued Stephan Shakespeare. Online surveys allow us to sample a huge number of panellists around 400,000 in the UK and several million worldwide with a huge number of questions and over 20,000 surveys a day. The result is an enormous cache of data that allows retailers to understand exactly what their consumers are thinking. With so much data, it is now possible to get behind the headline consumer confidence figures and track who has confidence, where they are and what they do, what they like and what they don t. The key to understanding data is correlation. And while there are hundreds of lines of correlation between confidence and brands, or jobs, or political views, or locations, what counts is where the correlations are strongest. Today we cannot only tell whether consumer confidence is rising or falling, but what it is associated with we can tell whether confident consumers prefer Cameron or Miliband, whether they prefer Waitrose or Iceland, even whether they like M&S clothes or M&S foods. It means that retailers can now track their brands and changes to the perception of the brand in something very close to real time. Robin Collyer Robin Collyer of Concrete told the Forum that using their web-based collaboration platform is the most effective way of coordinating and developing international brand retailing. International stores have to be part of retail strategy so how are you going to manage the brand internationally? asked Robin Collyer. The visibility of overseas stores is always incomplete. You will face challenges around protecting the brand, you will face challenges around communicating with people in your business and in your network. When it comes to developing the brand and how it is seen and experienced in different locations you will find yourself endlessly exchanging documents, updating documents, exchanging s, all of which is confusing and time-consuming. Web-based collaboration around the brand is the way to solve this. Retailers can use a web-based platform to bring teams (internal & external) together, reduce their investment in IT and infrastructure, achieve continuous improvement in brand management and collate the best contributions from all their international outlets and franchise partners. Is it just another electronic solution to add to all the others? The test of whether it really works is empathy is the interface attractive enough to get people using it and liking it? Is it simple enough and visual enough to set itself up without a user manual? Does it automatically become part of the management process? If there is a yes to all those questions, you will have solved many of your cross border brand management problems. With so much data, it is now possible to get behind the headline consumer confidence figures and track who has confidence, where they are and what they do, what they like and what they don t. Stephan Shakespeare, YouGov 6
7 Retail FD Forum Insight UK Retail: Moving Forward Simon Gordon Retailers see theft and fraud as a cost of doing business but it doesn t have to be that way, according to Simon Gordon of Facewatch. Big stores in London can be losing 1 million a year to theft, Simon Gordon told the forum. This is the last great unmanaged cost in retail and it s not just the cost of theft, it s also the cost of security, tracking and apprehending thieves, providing witness statements, dealing with the police, all of which is costly and most of which is a waste of money. Technology means you don t have to accept these costs any more. By uploading images and CCTV to Facewatch which can then be shared with other stores in similar business sectors you can prevent known offenders from entering your shops. You can use these services to set up news feeds between retailers, sharing groups that identify where and when theft is taking place remember that most shop thieves always stick to the same routines and locations and generating evidential packages for police automatically. Face recognition is now part of this technology. It is not 100% accurate but with continual advancements in this technology, in the near future expect near perfect facial recognition. Accuracy aside, the mere presence of the technology is enough to stop most thieves coming into your premises in the first place. You can also greatly reduce internal theft by outsourcing your CCTV management to monitoring stations making the fraudsters realise that they no longer control the technology that can ultimately prove their guilt. The only real question now is why more retailers aren t using this technology especially when you consider the minimal cost and massive benefits. Retailers have not yet woken up to the fact that you no longer have to accept theft as a cost of doing business. Big stores in London can be losing 1 million a year to theft Simon Gordon, Facewatch 7
8 About the Retail FD Forum Retail FD Forum was established in 2003 and is run in collaboration by BDO and. The Forum is designed for Financial Directors in the UK Retail sector and is dedicated to the exchange of genuine thought leadership and the development of a long-term network. The Forum provides access to a series of educational events on relevant topics and issues facing the sector as identified by our members, regular economic updates specific to the retail market and an opportunity to network with industry contacts and peers. Today we have over 250 FD members. Contacts: Neil Parry Head of Consumer Industries T: E: Sophie Bevan National Head of Retail and Wholesale BDO T: E: Ben Williams Director, Retail T: E: No representation, warranty, or assurance of any kind, express or implied, is made as to the accuracy or completeness of the information contained in this document and accepts no obligation to any recipient to update or correct any information contained herein. The information in this document is published for information purposes only. Views expressed herein are not intended to be and should not be viewed as advice or as a recommendation. You should take independent advice on issues that are of concern to you. This document does not purport to be all inclusive or constitute any form of recommendation and is not to be taken as substitute for the recipient exercising his own judgement and seeking his own advice. This document is for your private information only and does not constitute an analysis of all potentially material issues nor does it constitute an offer to buy or sell any investment. Prior to entering into any transaction, you should consider the relevance of the information contained herein to your decision given your own investment objectives, experience, financial and operational resources and any other relevant circumstances. Neither nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this communication. The products and services described in this document may be provided by The Royal Bank of Scotland plc, The Royal Bank of Scotland N.V. or both. The Royal Bank of Scotland plc. Registered in Scotland No Registered Office: 36 St Andrews Square, Edinburgh EH2 2YB. The Royal Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Royal Bank of Scotland N.V. is authorised by De Nederlandsche Bank and regulated by the Autoriteit Financiele Markten (AFM) for the conduct of business in the Netherlands. The Royal Bank of Scotland plc is in certain jurisdictions an authorised agent of The Royal Bank of Scotland N.V. and The Royal Bank of Scotland N.V. is in certain jurisdictions an authorised agent of The Royal Bank of Scotland plc. Copyright All rights reserved. This communication is for the use of intended recipients only and the content may not be reproduced, redistributed, or copied in whole or in part for any purpose without s prior express consent. May /15
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text:
London Marriott Kensington
4 4 Star:
Search for room availability
If you add a free ticket to your break the voucher & redemption details for this will be included in your booking confirmation. If the free item needs to be posted this will be with you within a week.
- Available on London breaks of 2 nights or more
- Book between 23rd December 2016 and 28th February 2017
- Staying before 31st March 2017
- Please ensure you add the offer on the Review & Add page
- If you have added it and your booking is valid, we will email you a voucher that you can use at City Cruises to redeem your free tickets. We will include information on where to find City Cruises' stops in London to do this.
The London Marriott Kensington is an imposing hotel with a stunning glass exterior and a 7 story atrium lobby. Located in the centre of Kensington, the London Marriott Kensington hotel is easily connected to central London with both Earls Court and Gloucester Road Tube Stations just a 5 minute walk away. The London Marriott Kensington is also close to many of London's most popular attractions with Knightsbridge, Harrods, The Natural History Museum and Royal Albert Hall all within walking distance of this luxury hotel.
All of the 216 guest rooms at the 4 star London Marriott Kensington are sleek, clean and very modern. All hotel rooms come equipped with an extremely soft down mattress and Egyptian cotton linen, wireless high-speed internet access, satellite T.V., mini bar and laptop sized safe.
As well as this, hotel guests at the London Marriott Kensington can unwind in the hotel's fully equipped gym. The hotel offers a multitude of dining options from superb grilled food in the newly launched Fratelli Grill to a tempting array of light bites in the Nabuco Bar. An onsite Coffee shop is also on hand with its speciality coffees, teas and pastries.
Hotel Facilities & Services
- Total Floors Number: 8
- Total Rooms Number: 216
- Non-Smoking throughout the hotel
- 24 hour front desk
- Air Conditioned Public Areas
- Multilingual Staff
- Concierge Desk
Bedroom Facilities
- Tea and Coffee Making Facilities
- Internet Access
- Air Conditioning
- Mini bar
- Room Service 24hr: Yes
- Hairdryer
- In Room Safe
- Non Smoking Rooms
- Ground Floor Rooms
- Direct Dial Telephone
- Parking at Hotel Cost: £32.00 Per Night
Leisure Activities
- Gym Free: Yes
Travel Facilities
Nearest Tube/Metro
- Name: EARLS COURT
- Distance: 250 metres
Nearest Rail
- Name: VICTORIA
- Distance: 4 miles
Nearest Airport
- Name: HEATHROW
- Distance: 12 miles
Family Facilities
- Interconnecting Rooms
Bar and Restaurant
Breakfast served from
- Saturday/Sunday: 07:00
- Monday to Friday: 06:30
Breakfast served to
- Saturday/Sunday: 11:00
- Monday to Friday: 11:00
- Bar in Hotel
- Restaurant in hotel
- Children's Menu available
- Guide dogs only
Travel Facilities
- Nearest Tube/Metro Name: Earls Court Distance: 250 metres
- Nearest Rail Name: Victoria Distance: 4 miles
- Nearest Airport Name: Heathrow Distance: 12 miles
To view our full selection of accommodation in Earls Court & Hammersmith, view our hotels in Earls Court & Hammersmith page.
About SuperBreak
- Rest assured your break is safe with us
- No credit card or booking fees
- Your information is secure with GlobalSign
- Best UK Operator, Globe Awards 2016
Superbreak star ratings are given as a guide to help you choose between our hotels and do not necessarily relate to those awarded by other organisations.
They symbolise the level of service and range of facilities that you can expect at the property; ranging from 1 star - hotels with the simplest range of facilities, to five stars - luxury hotels with a wider range of facilities.
Please note that different countries have different standards and star ratings may differ according to the country where the hotel is located.

subset: commoncrawl


text:
Handbook for Matrix Computations
By (author) Charles F. Van Loan Thomas F. Coleman
Format: Paperback
Normal Price: $135.00
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Availability: Available to Backorder, No Due Date for Supply
Handbook for Matrix Computations by Charles F. Van Loan
Book DescriptionProvides the user with a step-by-step introduction to Fortran 77, BLAS, LINPACK, and MATLAB. It is a reference that spans several levels of practical matrix computations with a strong emphasis on examples and 'hands on' experience.
Buy Handbook for Matrix Computations book by Charles F. Van Loan from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9780898712278
(228mm x 152mm x 14mm)
Pages: 272
Imprint: Society for Industrial & Applied Mathematics,U.S.
Publisher: Society for Industrial & Applied Mathematics,U.S.
Publish Date: 1-Jan-1987
Country of Publication: United States
Books By Author Charles F. Van Loan
Insight Through Computing, Paperback (February 2010)
An introduction to computer-based problem-solving using the MATLAB(R) environment for undergraduates.
Computational Frameworks for the Fast Fourier Transform, Paperback (January 1987)» View all books by Charles F. Van Loan
The author captures the interplay between mathematics and the design of effective numerical algorithms.
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text:
Quick Look
Property brokered by
Get more listing details on brokerage site
Presented By:
Dean Lueck
(949) 275-1801
Email Agent
Dean Lueck
(949) 275-1801
Email Agent
Property Details$100K PRICE REDUCTION! Stunning Cape Cod estate home with main floor master in prestigious, guard gated One Ford Road with outstanding curb appeal and beautiful appointments throughout. The open, functional floor plan includes travertine and hardwood floors, appliances from Viking and Sub Zero and professional landscaping by Rogers Gardens. The towering entry with abundant natural light opens to a formal dining and living room with fireplace, custom moldings and French doors to the private, lushly landscaped backyard.The gourmet kitchen offers granite counters, stone backslash, center island with breakfast bar and large breakfast nook. A massive master suite with cozyfireplace on the main level features an opulent bathroom of marble and travertine with dual vanities, spa tub, walk-in closet and custom organizers. Also on the main floor is a stately office with custom desk, bookshelves and built-in storage by Brookhaven cabinetry. Ascend a half flight of hardwood stairs to a large ...
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Additional Property InformationThis single family listing located at 106 Old Course Drive, Newport Beach, CA boasts four bedrooms, three bathrooms and one partial bathroom. A cape cod style property, it is presently priced for $2,595,000.
This property is listed by Dean Lueck of First Team Real Estate based in California.


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The Iron Poker review was conducted by the RakeTheRake team, who awarded Iron Poker rakeback a 4/5/5 rating.
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If you're looking for a great place to play online poker, with easily navigated and realistic software, with huge guaranteed prize tournaments, and exciting poker promotions, then Iron Poker is for you.
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Is Kempton Square incorrect or missing key business information? Update your Hotfrog listing today.
Contact details
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Hotfrog SouthAfrica provides information regarding Kempton Square in Kempton Park Gauteng. Kempton Square is located at Cnr Voortrekker & Central Ave, Kempton Park Gauteng 1619 and provides retail services. Contact them on 011 394 8752 or by visiting them on their website http://ragesa.co.za/.
Is Kempton Square in Cnr Voortrekker & Central Ave, Kempton Park Gauteng 1619 your business? Claim your listing and attract more leads by adding more content, photos and other business details.
We have more retail services in Kempton Park Gauteng available on Hotfrog SouthAfrica. You can update your search for Kempton Park retail by location, keyword or service options.
128 Plane Road Kempton Park Gauteng 1622
115 Monument Road Kempton Park Gauteng 1620
132 MONUMENT RD Kempton Park Gauteng 1619
11 POMONA RD Kempton Park Gauteng 1619
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Which Joe gave his name to 'sloppy joes'? We look at five interesting sandwiches and their lexical origins.
Definition of black church in English:
black church
Any church having a predominantly black congregation and leadership; (with the) such churches considered collectively as a religious and cultural entity.
1960s; earliest use found in The Chicago Defender.
Further reading
6 punctuation marks you might be using incorrectlyRead more
We take a look at several popular, though confusing, punctuation marks.
An A-Z of country name originsRead more
From Afghanistan to Zimbabwe, discover surprising and intriguing language facts from around the globe.
How brothers became buddies and brosRead more
The definitions of 'buddy' and 'bro' in the OED have recently been revised. We explore their history and increase in popularity.


text:
Book now with TravNow from our recommended hotels located in Plainfield, Indiana. These accommodations offer a variety of features and amenities for anyone traveling to Plainfield, Indiana. Many of these easy-to-book TravNow hotels offer expansive rooms, workout facilities, spa and pools, business centers, and breakfast. Whether for business or pleasure, TravNow can help you find the perfect hotel room or hotel suite in Plainfield.
- Baymont Inn & Suites
- Comfort Inn
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- Hampton Inn
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- Holiday Inn Express
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- Days Inn
- Wingate by Wyndham
- Super 8
- White House Suites
- Staybridge Suites
- Value Place
- Quality Inn


text:
Item Specification
Brand : Kittymonkey
Model / SKU :
Conditions : New
Product Description
CBB61 1.2uF AC 450V Capacitor Motor Starter Ceiling Fan
CBB61 AC motor run capacitor can be used in an electric motor under lower starting electric current, can obtain higher torque. CBB61 AC motor run capacitor is widely applied in single phase. CBB61 AC motor run capacitor features square shape 2-wired mounting, metalized polypropylene film
Designed with 450V AC rated voltage
Non-polarized, easy to connect with 2-wire, great for motor starting
Suitable for starting and running for monophase motors with power supply AC 50/60Hz
Application: ceiling fan, exhaust fan, dynamotor, home appliance etc.
Product Name : Capacitor
Model : CBB61
External Material : Plastic
Dielectric Material : Metalized Polypropylene
Rated Capacitance : 1.2uF
Tolerance : 5%
Rated Frequency : 50/60Hz
Rated Voltage : AC 450V
Size: 38x25x15mm
Color: Black
Within 1 Month 1 to 1 exchange


text:
Is Flynn's Riverview Guesthous incorrect or missing key business information? Update your Hotfrog listing today.
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Hotfrog Ireland provides information regarding Flynn's Riverview Guesthous in Cappoquin Waterford. Flynn's Riverview Guesthous is located at Cook St, Cappoquin Waterford and provides travel services. Contact them on (058) 54073 or by visiting them on their website http://www.FLYNNSGUESTHOUSE.com.
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We have more travel services in Cappoquin Waterford available on Hotfrog Ireland. You can update your search for Cappoquin travel by location, keyword or service options.
Cook St Cappoquin Waterford
s Bakery & Coffee Shop Cappoquin Waterford
Main St Cappoquin Waterford
Cappoquin Waterford
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Friday, Aug 12
Main Stage @ 4:30PM
Growing up, Tyler Lyle vowed never to go into music when he got older. "As a kid we were always taking family trips to Nashville so my dad could play the Bluebird Cafe or attend some songwriting symposium, and I resented the city for stealing my vacations away," recalls the West Georgia native. But at age 15, he haphazardly picked up his father's guitar, quickly mastered a few chords, and soon started writing his own songs. Lyle released his indie-folk debut "The Golden Age & The Silver Girl," solely through Bandcamp—which was named one of the top 10 albums of 2012 on NPR's World Cafe. In 2013, he was awarded the Abe Oleman Scholarship for songwriting presented by ASCAP and the Songwriter's Hall of Fame. In 2015 he released his sophomore album "The Native Genius of Desert Plants" which featured the single "Feel Free" which debuted on LA's KCRW. His music has been featured in dozens of television shows like "Hart of Dixie" "The Fosters" and "Private Practice." This year he's been working on a music subscription service from his home in Brooklyn.


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Is Sri Mata Amritanandamayi DEVI incorrect or missing key business information? Update your Hotfrog listing today.
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Hotfrog Singapore provides information regarding Sri Mata Amritanandamayi DEVI in Singapore. Sri Mata Amritanandamayi DEVI is located at 3 Hindoo Rd, Amriteswari Society, MA Centre, Singapore 209106 and provides Healthcare services. Contact them on 6341 7701 or by visiting them on their website http://www.amma.org.sg.
Is Sri Mata Amritanandamayi DEVI in 3 Hindoo Rd, Amriteswari Society, MA Centre, Singapore 209106 your business? Claim your listing and attract more leads by adding more content, photos and other business details.
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On average, listings lease in the $30's per square foot per year. The Wilshire Center - Koreatown region is seeing a decline in rates. In the last 3 months, the median rate decreased $4 per sqft per year. That's a 9% decrease in rent.
Compared to the rest of the Metropolitan Los Angeles market, the Wilshire Center - Koreatown submarket has higher rates, and you'll need to make a great offer to be in this hot submarket.
In the last 90 days, 7 listings have been listed, which means new availabilities might be leasing quickly. You'll want to be prepared to tour spaces as quick as possible. About 29% of the office spaces in the Wilshire Center - Koreatown are subleases, so you might be able to sign a shorter term by taking over a previous lease. There aren't many listings below 2,000 square feet posted, so finding a space for a small business might be tough.
Even though the median size is 3,300 sqft, there are still 0 new availabilities below 2,000 sqft. Most buildings in this area are around 12 stories. Most buildings in this region were built in 1960 and are Class A.
Not much of the real estate is used for commercial space, so it might be hard to find office space. Arts, entertainment, and restaurants are the dominant industries in this market. Commute by motorcycle is the most popular way to get to work amongst Wilshire Center - Koreatown folk. Commuting close to an hour a day is the norm for those who opt to reside in this part of town.
Trends and status of the commercial real estate market in Wilshire Center - Koreatown.
Market Report
Real time and historical data on commercial real estate listings in Wilshire Center - Koreatown.


text: Your Email Friend's Email Subject Your Email I thought you might be interested in the Internal Audit Manager job listed at FINANCIALjobs.com. Just copy and paste the following link into your browser: http://jobs.financialjobs.com/JobSeeker/Detail.aspx?jid=02452592 Enter the number in the image to the right Send Email Internal Audit Manager Apply Location Chicago, IL Salary $105,000 - $125,000 Job Type Direct Hire Date Feb 16, 2017 Job ID 2452592 $3B SEC Services Company—Near Western Chicago Burbs—Salary Commensurate with Experience The Sizzle The company offers a comprehensive benefits package, which consists of medical care, vision, dental, and wellness programs. Other benefits include a work life program, educational assistance, a charitable gift match, and 4 weeks of vacation are also offered to each employee. Grow with a company that values your personal development, in an environment that fosters teamwork, entrepreneurialism, and success. Position Summary The Internal Audit Department is responsible for managing full scope audits that encompass financial, compliance and operational reviews in accordance with professional audit standards. Note from Hiring Manager A CPA is required for the Manager role. Company is active in acquisitions, so the audit team helps with due diligence. The Audit Manager will supervise and perform audits of the highest level of complexity. The person in this role will be a member of the management team, assisting the Corporate Vice President – Internal Audit and/or Internal Audit Director in the audit planning process, selecting candidates for hire, conducting performance evaluations, and developing the audit staff. Minimum Education & Experience Big 4 experience highly preferred. Experience within financial services industry. CPA required. Ability to travel 10%. Duties & Responsibilities Effectively plan, budget and manage audit engagements. Assign tasks, manage execution, communicate specific elements of the risk-based work plan, issue vetting, and issue escalation. Supervise analysis of work papers, computations and statistical reports to ensure compliance with established control procedures and identify issues. Maintain documentation of audit engagements by establishing supportable and logically indexed work papers. Work with audit staff to develop practical recommendations in response to control concerns and opportunities for improvement. Supervise the preparation and review of work papers in accordance with department and professional audit standards. Apply audit experience to resolve more advanced, complex audit elements, including issues escalated by the audit team. Apply


text:
My Dad is. It's his name day too
My Dad is. It's his name day too
Well, this adelaide weather is pretty crappy. Dd is home sick from school today with a horrible cold/cough and my relaxing week of holidays is out the window!
Still have to make it to the dentist and costco today though
Love costco!! Have fun.
I need do clothes shopping but I keep putitng it off as I intend on losing weight 😂
I love winter too much better than summer im way too fat for summer
We are expecting a new Adelaide hubber here soon. @tadaws95. She's new to the hub....
A big welcome when you find us!
Hi everyone!
I already did an intro in another thread, so I'll make this short and sweet. I'm Taylor I'm from Adelaide (Pooraka), 20 years old and I'm 28w5d pregnant with my first baby
Really looking forward to getting to know you all xx
Pregnant for the first-time?
Not sure where to start? We can help!
Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!


text:
A 75-year-old man lives alone and struggles to manage his heart failure, diabetes mellitus, hyperlipidemia, and chronic arthritis. He is prescribed 12 medications, including some he must take or inject 3 times a day. He cannot walk more than 30 feet without discomfort and rarely leaves home. Undertreated depression compounds his problems, contributing to inconsistent medication use and frequently missed appointments with his primary care physician and cardiologist. Not surprisingly, his diabetes mellitus is poorly controlled, and his heart failure decompensates often, necessitating hospitalization 3 to 4 times a year.
Federman AD, Soriano T. More Promise for Home-Based Primary Care. JAMA Intern Med. 2014;174(11):1804-1805. doi:10.1001/jamainternmed.2014.3399
© 2017


text:
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text:
April 5th, 2016
Episode 416 of 426 episodes
Southern California's Chicano Batman sent waves of velvet-sounding Chicano soul out over the audience at Stubb's — think 1970s-era guitar and organ funk played by a band outfitted in quicenera tuxedos. When the band shifted into a high energy cumbia I saw spontaneous dancing breaking out on the dirt floor of the outdoor venue.
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