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Daken sits alone in a bar, his hand clenching a cold smirnoff ice as he watches a television behind the bartender. It's a baseball game between the Boston Red Sox and New York Yankees.
"How can you like such a borning sport? Turn that garbage off," Daken states to the elderly bartender.
"What's the matter, kid? Don't like the classic past time?"
"I have a different past time..." Daken mutters as he puts down his drink and stares at the table for a minute.
"And that's crying about my father!" Daken screams as tears pour out of his eyes. He runs away, flailing his arms, and jumps through a window.
"Man... What a little brat."
The end.
Hey, we never agreed on the quality of the story. :)


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B2B Project Sales
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Job Responsibilities:
- Responsible for the promotion of the Gree products and engage with consultant engineers, owners, and Project Developers.
- Provide high level product and application training and consultation to potential customers and provide seminars towards the consultants and decision makers in the commercial and industrial market segments.
- Discuss with consultants and key accounts their specific projects.
- Other jobs related to B2B project sales development.
- max. age of 40 years old.
- Min. Bachelor's degree in Engineering from reputable university.
- Min. 2-3 years experience in related field.
- Having broad connection in project development.
- Having good English skill both in speaking and writing. Mandarin skill will be an advantage.
- Creative, intelligent, patient, pro-active & loyal, organized.
If you feel that you can meet the qualification and up for the challenge, please send your complete resume and current color photograph by clicking button bellow
Deskripsi Perusahaan
Gree Electric Appliances was founded in 1991. It is an international air conditioning enterprise which has integrated R&D, manufacturing, marketing and service which originally based in Zhuhai, China. It takes "Master of Core Technology" as the business concept and "To build a centenary enterprise" as the development target. It is leading the industry with its excellent product quality, advanced technologies and unique sales mode.
Gree brand has entered Indonesia market for more than 10 years. In 2015, Gree Electric Appliances Inc. of Zhuhai opened a subsidiary office in Indonesia to focus not only in sales but also in Marketing & Branding and After Sales Service.

subset: commoncrawl


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Girl married under pressure. Can i file for divorce?
I am married for four months and after my marriage i came to know that my wife is in love with someone else and because of family pressure she got married. Now i want divorce. is it possible?
Only 4 months have passed since your marriage. If you ave any evidence to prove that your wife is in love with some one else then you may with the leave of the court apply for divorce before a year from your marriage.
Moreover, since your wife is in love with some one else she may not be interested in continuing the marital tie any further. You should thus endeavor to convince her to separate amicably by applying for mutual divorce.
- Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at LawRato.com and has been responded by one of the Divorce Lawyers at LawRato.com to address the specific facts and details. You may post your specific query based on your facts and details to get a response from one of the Lawyers at LawRato.com or book a Detailed Consultation with a Lawyer of your choice to address your query in detail.
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Jim Davis
Garfield Rolls On
Книгу можно купить в интернет-магазинах:
· OZON.ru 1552р. [Проверить наличие]
ISBN: 0345475615Издательство: Ballantine Books
Год издания: 2005
Страниц: 96
You just can't keep a good cat down. And with Garfield you'd need muscles to do it, anyway. This is the frisky feline's tenth collection and is full of the antics and acrobatics you know and love him for. As a bonus it also features an inteview with Jim Davis about how he became a cartoonist!


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Social Policy in Britain
3rd Revised edition
By (author) Pete Alcock
Format: Paperback
Normal Price: $63.95
Your Price: $57.56 AUD, inc. GST
Shipping: $7.95 per order
You Save: $6.39! (10% off normal price)
Plus...earn $2.88 in Boomerang Bucks
Availability: Available to Backorder, No Due Date for Supply
Social Policy in Britain by Pete Alcock
Book DescriptionMaking a complex subject very approachable, this new edition to this popular book is an essential resource for any student needing to understand social policy in Britain today. This is an updated edition of a very well-established and strong selling book. The author is respected by lecturers and popular with students. It has fully revised features to aid learning, including web-based and electronic resource lists.Understanding social policy can be a daunting task, this book guides students and trainees through the subject, making complex ideas easy to digest. Packed with updated questions, tasks and resource lists, it provides important material on major new areas of debate, including pension provision and rising NHS costs.
Buy Social Policy in Britain book by Pete Alcock from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9780230551589
(245mm x 190mm x 19mm)
Pages: 344
Imprint: Palgrave Macmillan
Publisher: Palgrave Macmillan
Publish Date: 18-Jun-2008
Country of Publication: United Kingdom
Other Editions...
Books By Author Pete Alcock
Student's Companion to Social Policy, Paperback (August 2016)
This fully updated and expanded edition of the bestselling Student s Companion to Social Policy charts the latest developments, research, challenges, and controversies in the field in a concise, authoritative format.
Social Policy in Britain, Paperback (March 2014)
Alcock's exemplary style of making complex concepts accessible makes this new edition another trustworthy recommendation. Comprehensively updated to reflect the considerable political changes and policy developments since the previous edition, it also boasts new pedagogical features which ensure reader engagement and understanding.
International Social Policy, Paperback (March 2009)
Updating the successful first edition, this book offers an insightful comparative study of welfare provision throughout the developed world. Written by international experts, the book explores policy development, organization, changes and trends. This is an indispensable resource for all students and scholars of global social policy.
Understanding Poverty, Paperback (July 2006)» View all books by Pete Alcock
Pete Alcock provides a comprehensive introduction to the analysis of poverty and social exclusion covering the definition, measurement, distribution and causes of poverty and the policies developed to combat it. The third edition has been rewritten to include recent developments while maintaining the successful broad approach of earlier editions.
» Have you read this book? We'd like to know what you think about it - write a review about Social Policy in Britain book by Pete Alcock and you'll earn 50c in Boomerang Bucks loyalty dollars (you must be a member - it's free to sign up!)
Author Biography - Pete Alcock
PETE ALCOCK is Professor of Social Policy and Administration and Head of the School of Social Sciences at the University of Birmingham, UK. He is the author of Understanding Poverty 3e (2006) and co-editor of the The Blackwell Companion to Social Policy, The Blackwell Dictionary of Social Policy and International Social Policy. He is past chair of the Social Policy Association and the Journal of Social Policy.
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This is a group of 15 small collector spoons, most with enamel souvenir plaques on the handle. There are two that are silverplate. The first is a souvenir from Norway, it reads Trondheim Norge. The second is embossed Nassau on the front and engraved Silverplated on the back. The others are all stainless steel, and include the President Riverboat Casino, MGM Grand Hotel in Reno, Nevada, Arizona, Le Rocher Perce Que, Emerald Seas Cruises, Arkansas, St. Maarten, Lake Tahoe, Las Vegas, Los Angeles, Puerto Rico, Sunward II NCL (Norwegian Cruise Lines), and the Nordic Empress. They are all in very good condition, no damage that I see.
Another shopper has this item in their Cart or Wish List .
Fire-King, Hazel Atlas, Pyrex, Indiana Glass, Porcelain, Pottery, Handbags, Jewelry, Kitchenware.
Treat your Valentine to a unique, no-calorie memory, or indulge and treat yourself to a treasure!


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Pet Sitter in Gastonia
I have had dogs, cats, horses and a variety of other pets for my whole life. Animals are my love and passion. I have experience with a a variety of different breeds and am comfortable administering medacine if need be. I will care for your pet the same way I would care for my own :)
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Menu includes homemade soups, dressings, and sauces, as well as burgers, hot dogs, and steaks with a choice of 27 toppings
Modern Southern comfort foods like a fried green tomato BLT or banana pecan pancakes, made from scratch
Upscale pub and Italian eatery with traditional pizzas, seafood pastas, and Southern-tinged po' boy feasts
Classic Mexican cuisine such as chicken enchiladas smothered in a green chili sauce or sizzling steak fajitas
The all-day breakfast menu features diner-style classics with a Southern twist, and lunch and dinner spotlight stick-to-your-ribs fare
Raw fish is rolled in seaweed along with rice to create delectable treats that are served alongside ginger and wasabi
Carnitas are a specialty of the Mexican state of Michoacan, and on both sides of the border they're so beloved that many restaurants focus all their attention on the dish.
Menu includes country fried steak with eggs, philly sandwiches, ham and cheese omelets, shakes, and pancakes
Stone-baked pizzas, hoagies, and calzones served in a fun, creative environment; vegetarian, vegan, gluten-free, and kids' options available
Classic diner indulges appetites with hearty meals for breakfast, lunch, and dinner, including everything from omelets to burgers
Husband-wife team serves up a host of Mexican and fusion dishes, including carne asada tacos, pork enchiladas, and grilled shrimp burritos
Guacamole made to order tableside opens feasts of slow-stewed pork chili verde, and baja fish tacos
Cafe pairs coffee brewed from beans roasted locally in Alabama with sandwiches, wraps, paninis, and breakfast
Create your own ultimate date with movie tickets and a $100 Restaurant.
Next to vibrant, mouthwatering photos of grilled entrees and enticing desserts, readers will find articles on new restaurants and useful culinary tools, as well as inventive recipes and tips for enter...
Best local restaurants, food trends, and recipes.
Access hundreds of half-off and 2-for-1 coupons at local and national retailers to save on groceries, restaurants, travel, and more.
If you take a lot of selfies, visit a lot of landmarks, and capture a lot of pictures of your restaurant dinners, then post the results to Instagram, you're an ideal candidate for these photo bo...
The articles delve further into the culinary arts than most food magazines, featuring accomplished chefs and influential restaurants from around the world.
The magazine also touches on a variety of wine-related topics, such as restaurant reviews and cooking with wine.
These are full size restaurant-quality flutes for this set.
50-hour course ideal for those who want to become a bartender, revitalize their bartending career, or bring mixology concepts to the menu of their bar or restaurant.
Keeps purses off dirty floors at the office and restaurants.


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Brewing with Capsicum (Sweet Peppers)
Sweet red peppers, or capsicums, have a lovely and unique mild spiciness that lifts any meal, so let's put it in beer. Firstly, it's important to know that green peppers are actually immature, so they won't have developed the full depth of flavor we want. Even though they're usually a little cheaper, we don't want… Read more »


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Question about Computers & Internet
Posted by 88dalejr on
Thanks for your quick response. I was never able to register. That is the point where it locks up? Do you have any suggestions for any kind of Freeware programs I can download to copy disks? Thanks again. 88 dalejr
Thanks, yes I am online. I have only had the laptop a couple of weeks so I wouldn't think it is expired but don't know for sure?
What happen after you register? can you at least complete registration?... you may want to uninstall the program and look for free alternatives online.. there are plenty.. or buy Nero for 20 bucks, and save 9.95 for cup of coffee at startbucks!!
Posted on Sep 21, 2008
if you go to mininova.org or piratebay.net look for nero.. it usually comes with password and everything you need to get it to work... I've also used one that is called MagicISO (look for one that has a crack so you can use it unrestricted!
by the way.. are you online when you're trying to register?...
it could also be the copy you got in your computer is shareware and its time has expired.
SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved
a 6ya expert can help you resolve that issue over the phone in a minute or two.
best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.
the service is completely free and covers almost anything you can think of (from cars to computers, handyman, and even drones).
click here to download the app (for users in the US for now) and get all the help you need.
Posted on Jan 02, 2017
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Vivitek H5080 Projector Review
Vivitek H5080 Projector - Warranty
The Vivitek H5080 has been scoring really well in this review. Well, that was true until this point. Actually Vivitek provides a one year parts and labor warranty.
That's on the short side of warranties for projectors over $2000. Most have two year warranties a few even have three year warranties.
On the other hand, perhaps the single most direct competition to the Vivitek, and that would be the BenQ W6000 (though it's less money), also has but a single year of parts and labor. Epson's and Mitsubishi's near the price have at least two years, as does Optoma, and Sanyo…
I'm never comfortable with a 1 year warranty for a multi-thousand dollar projector. (OK, I can understand shorter warranties on under $1000 products). That's just tempting Murphy and his law. If your projector drops dead in its 13th month, with no warranty, that's going to be a real expensive bummer. At least, with two year warranties, if your projector breaks in month 25, there will be much better projectors than the one you are buying, selling for a good bit less.
Although not a big fan of third party warranties, in most cases, I do think getting at least one year extra, is a good idea when you start with just a one year warranty. Hey, it's a tough call.
Pay attention though, some dealers seriously overcharge for those extended warranties. (Usually the ones selling the projector for below their cost, but who will only sell it to you if you buy an overpriced extended warranty)
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iPhone apps
Preschool Memory Match
(FULL VERSION APP FREE for a LIMITED TIME to celebrate our iPad App DRAWING PAD being selected by Apple as "iPad App of the Week" in NINE countries (tinyurl.com/ipad-app-of-the-week) You will LOVE THIS Universal App!!! - Does your heart….. Read more
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Henry & Hailey's Preschool Memory Mix and Match HD is a fun and educational game. It's the perfect app for young preschoolers. Little ones will find it easy to play. The object is to… [more..]
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It's the classic memory game specially designed for kids and parents. Tap cards to reveal the pictures and find the matching pairs. It's easy to learn and to play, but difficult to master.… [more..]
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Tags: messing job fail
COMPANY MEETINGS are important, but why they fail so often?
Meetings are natural events,which is why we feel their failure so keenly. An unsuccessful meeting may do more harm than one which never takes place.There are numerous reasons why meetings fail:
1.The meeting is unnecessary- it can be done in more simpler, cheaper way
2. The meeting is held for the wrong reason- many meetings happen as a matter of habit..to discuss, to decree or to demolish
3.The objective of the meeting is unclear- nobody know the purpose, agenda is vague and unhelpful
4.The wrong people are there- nobody present has the authority to decide
5.Lack of proper control-procedure is unclear, timekeeping is appalling, conflicts not properly managed
6.Poor environment-the venue is inappropriate or uncomfortable, facilities are poor
7.Poor timing-it is wrong time od day/week/month/ to make a decision, people are late etc.
Meeting will not improve by magic. People must want to change and be willing to implement it.Sometimes only a policy change will do the trick.
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Yangon ICT Fair 2014 တြင္ လာေရာက္ၾကည့္ရွုၾကေသာ ဧည့္သည္မ်ားကို Jobsinyangon.com မွ အလုပ္အကိုင္ေလွ်ာက္ထားျခင္းႏွင့္ ပတ္သတ္သည့္ Message မ်ားကို ေ၀ငွခဲ့ပါသည္။
Finding part-time jobs today is very easy if you use the following tips. With these tips will you can create a very good impression on your employers and get valuable references for future employment. These tips will set you apart from the crowd.
JobsInYangon.com MEDIA PARTNERS - Your job offers will appear on their web sites
Jobsinyangon.com is a leading Career and Job site in Myanmar. Jobsinyangon presents the largest porfolio of jobs on Myanmar market, thus helping recruiters to source top talents and job seekers available in Myanmar. Jobsinyangon.com job board helps hiring managers and recruiters from all companies in Myanmar to post jobs, manage applicants and make the right hiring decision. Any jobseeker in Myanmar can find Jobs in Yangon and other cities of all categories of jobs. Online job opportunities can be searched or arranged by our Executive search branch Roger Quest International.


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My name is Cynthia Serra Neves, and I'm a Shepreneur, Coach, Digital Businesswoman, Blog writer, interestingness hunter-gatherer, and curious mind at large. I have previously worked in retail in France and the UK and have just quit my job to pursue online marketing.
This Website is my new one-woman labour of love and my 2016 leap of faith— a subjective lens on what matters in the female world and why. Mostly, it's a record of my becoming as a person — intellectually, creatively, spiritually — and an inquiry into how to live and what it means to lead a good life.
Here's a little bit about my most valuable learnings from the journey so far.
Creativity is a combinatorial force. It's our ability to tap into our mental pool of resources, knowledge, insight, information, inspiration, and all the thoughts populating our minds — that we have accumulated over the years just by being present and alive and awake to the world, and to combine them in extraordinary new ways. For us to truly create and contribute to the world, we have to be able to connect countless dots, to cross-pollinate ideas from a wealth of disciplines, to combine and recombine these pieces and build new ideas.
Think of it as PUZZLES — if the pieces we have are of only one shape, size, and colour, we can create things, but there's a limit to how imaginative and exciting they will be. The richer and more diverse that pool of resources, that mental library of building blocks, the more visionary and compelling our combinatorial ideas can be.
This Website is a cross-disciplinary PUZZLE treasure chest, full of pieces spanning, science, psychology, design, philosophy, self-development, entrepreneurship, business, politics, anthropology, and more; pieces that enrich our mental pool of resources and empower combinatorial ideas that are stronger, smarter, richer, deeper and more impactful.
Above all, it's about how these different disciplines illuminate one another to glean some insight, directly or indirectly, into that grand question of how to live, and how to live well.


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A one hour mix with FORWARD DISCO residents: Sean Cormac & Chili Davis
Wed, 3 Mar 2010
1 comment
BASIC NYC welcomes the notorious RADIO SLAVE & JAMES TEEJ to New York City for a REKIDS NIGHT at SULLIVAN ROOM. Joining RADIO SLAVE and JAMES TEEJ are STIMULUS RESPONSE - SEAN CORMAC & LOLA as well as Residents SLEEPY & BOO.
Pre-sale tickets are HIGHLY recommended!


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O'Hare-Midway Limousine Service
Limousine Service, Limo Services, Limo Rental
For those seeking ground transportation in multiple cities, states, countries, or even continents, O'Hare-Midway can offer service across the globe. Our trust group of partners located in cities worldwide can provide you with the excellent car service you expect from us in Chicago. The best part? You only book once through us and we set up the rest of your trip.
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Our team of wedding and transportation professionals will work closely with you to create the perfect itinerary for your wedding transportation needs in and around Chicagoland. The services we offer allows you to enjoy the evening and rest assured your wedding day is everything you have dreamed of...and more.
Our Chicago corporate car service is perfect for single travelers needing to get across town or for an entire company seeking group transportation.
We offer airport transportation to O'Hare, Midway, and all other Chicagoland airports.
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Brought to you by DogFart Network
Charlie, Rob and Isiah are card counters and the are in big trouble. They come face-to-face with the pitboss Cammille who says they are going behind bars if they don't return the money they owe to the Hotel for their rooms. Cammille has other plans, that can save the boys. She is a big black cock slut and she lets them slip if they bring the money some other time and give her big dick. Cammille's hospitable mouth services them all and she gets double penetrated, while holding a black cock in her hand. A happy pitboss, means they are free to go.


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Conversational Bots Transform How You Learn Languages
Language enables us to understand a message, articulate a plan, and get things done. We need our words to order espresso from the corner cafe, cheer up a friend who's having a bad day, and quip back against a colleague's snarky comments. But we can do all of that only if we speak the same language as the person we are communicating with. Otherwise, far worse things than your colleague's noxious rants can ruin everyone else's day. Words lost in translation have caused global companies to lose millions of dollars, medical patients to lose limbs, and politicians to...Read More


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The MSM is breathless and laughing my head off:
#BREAKING: Pope Francis gives priests discretion to forgive abortion http://t.co/YK4ULnSobx
— NBC News (@NBCNews) September 1, 2015
I suspect Ed Morrissey has reached a point where this ignorance doesn't phase him as much
none of this should be terribly newsworthy anyway. The Catholic Church teaches that all sins can be forgiven through Christ for those who truly repent and intend to refrain from that sin in the future. That's true of murder, abortion, and all sorts of other sins. That does not alleviate people from the temporal consequences of sin, but it does allow the truly penitent to offer up their sins to Christ and rejoin the path of salvation. The sacrament of reconciliation exists to bring those who stray back into communion with the Church.
This isn't just basic Christianity it's Bible 101
(Jesus) said to them again, "Peace be with you. As the Father has sent me, so I send you." And when he had said this, he breathed on them and said to them, "Receive the holy Spirit. Whose sins you forgive are forgiven them, and whose sins you retain are retained."
John 20:21-23
Ed Further notes in an update that this "big change" isn't as big as you might think, particularly in the US
My friend Father Z's post from June 2014 confirms that the procedural change on abortion is mostly an affirmation of what's already taking place in all American dioceses, under a grant from St. John Paul II:
But the tone of the MSM suggest they are completely surprised that the sin of Abortion can be forgiven. This is this is such basic first grade knowledge that it prompted this tweet from Mollie Hemingway:
.@NBCNews Um, NBC? You can't be this ignorant about how Christian forgiveness works
— Mollie (@MZHemingway) September 1, 2015
Yes Mollie they can in fact their ignorance and desire to support this meme causes them to miss the real groundbreaking news in this announcement, all that is except for John Allen who should hold a symposium for journalist so they can ask him questions about Christianity & the Catholic Church & he can educate them.
The pontiff also decided that any Catholic who confesses his or her sins during the year to a priest of the Society of St. Pius X, a traditionalist breakaway group not approved by Rome, will nevertheless be considered licitly forgiven.
Francis expressed hope on Tuesday that a rupture with the society may be overcome "in the near future," seeming to style his opening as a prelude to broader reconciliation.
That is HUGE news and Father Z expands on it further (emphasis mine):
Along with this, the fact of Pope Francis' move, together with the wording, confirms what I have been saying all along about the priests of the SSPX: they do not and have not had the faculty validly to absolve sins! The fact that this is being granted for the Year of Mercy bears out what I have been saying.
That said, if the Holy Father is willing to go this far with the priests of the SSPX, is it hard to imagine that this merciful concession might not be extended beyond the Year of Mercy? I would like to think so!
Next, this concession also underscores a point I have been making all along. If only Nixon could go to China, perhaps Pope Francis is the Pope who will reconcile the SSPX!
A million souls brought into full communion with the church? Sounds like a winning idea to me!
However I suspect that the media couldn't tell the difference between the SSPX and the SPCA but if they did know it I suspect they would be horrified at the idea that the Pope is reaching out to them.
If you want to read the bulletin yourself (and you should) it is here, but there is one solid message vital to your eternal existence that the Pope is promulgating, a message that the media wants you to ignore:
Closing thought:
My protestant friends insist that there is no need or purpose for sacramental confession so I would ask them this:
If Christ didn't want us to seek forgiveness from within the church why did he explicitly give the Apostles as a whole the capacity to both forgive sins and to hold them bound? Does that not suggest the need for someone to independently judge is one is truly contrite or just mouthing the words and the need for someone wracked with the guilt of sin to explicitly hear the words: "You are forgiven"?
It's one thing to believe you are forgiven, it's another to hear it spoken aloud like this:
God, the Father of mercies, through the death and resurrection of his Son has reconciled the world to himself and sent the Holy Spirit among us for the forgiveness of sins; through the ministry of the Church may God give you pardon and peace, and I absolve you from your sins in the name of the Father, and of the Son, and of the Holy Spirit.
You can not comprehend the comfort those words bring to one who needs to hear them.
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2738 S.E. Wynterhall Rd., Huntsville, AL 35803
- $121,100
- reduced $1,000 on 2/17/2017
- 109 Days on site
- Est: $449/month
Estimate Your Monthly Payment
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.
- Mortgage Center
- Beds: 3
- Baths: 2 Full
- Townhouse/Townhome
- 1,495 sq ft
This adorable & charming Townhome offers soaring & decorative ceilings, elegant fixtures, crown moulding, an abundance of storage space & is move in ready! Home features spacious family room w/ gas log fireplace, isolated master on main level w/ private entry to sunroom w/ hot tub. All bedrooms are very spacious & offer large closets. Relax on PRIVATE back patio surrounded by privacy fence, & beautiful landscaping. 2 car, rear entry detached garage. Washer, Dryer, Hot Tub & Fridge remain! HVAC 2014 Convenient Location!
- Townhouse/Townhome
- Beds: 3
- Baths: 2 Full
Listing Details
- Master Bedroom
- 15x12
- Bedroom 2
- 16x12
- Bedroom 3
- 16x12
- Kitchen
- 15x12
- Family Room
- 21x14
- Parking
- Garage
- Number of Floors
- 2.0 Floor(s)
- Assessed Taxable Amount
- $24,800
- Tax Amount
- $1,438
- Last Transaction Date
- 02/08/2005
- Property Type
- Condo
- Bathrooms
- 1
- Floors
- 1
- Home Size (Sqft)
- 1,250
- Year Built
- 1980
- Parking
- Garage
- Heating System
- Hot Water
- Cooling System
- Yes
Public Facts: As provided by County Assessor and Recorder offices. May not reflect recent additions or improvements. If you see any errors, the best way to get the records updated is to contact your local county records office. If any of the information in this section conflicts with property information provided by a listing agent or broker, agent-provided information should be deemed more reliable.
Local Info
| Median Household Income
| Median Years In Residence
| Median Homeowner Age
| Households with Children
| Percent of Homes Rented
Nearby Elementary Schools
- Challenger Elementary School
- 13555 Chaney Thompson Rd Se
- The Montessori School Of Huntsville
- 15975 Chaney Thompson Rd Se
- Mt Gap Elementary School
- 821 Mt Gap Rd
Nearby Middle Schools
- Challenger Middle School
- 13555 Chaney Thompson Rd Se
- Mt Gap Middle School
- 821 Mt Gap Rd
- Whitesburg Middle School
- 107 Sanders Rd Sw
Nearby High Schools
- Virgil Grissom High School
- 7901 Bailey Cove Rd Se
- Whitesburg Christian Academy
- 6806 Whitesburg Dr Se
- Randolph School
- 1005 Drake Ave Se
These are the closest schools to your requested location. Proximity does not guarantee enrollment eligibility. Please consult your real estate agent or school district to confirm the schools you are zoned to attend.
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Bhimnation General Stonebwoy, brings to you this brand new banger titled "ANY DAY". You would surely love this...
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4-(2-Pyridylazo)resorcinol is used in studies of zinc release from Escherichia coli aspartate transcarbamoylase. It is used in cloud point extraction of copper, zinc, cadmium, and nickel in water samples. It is used in the chelate titration of aluminum, mercury, lead and nickel. It is employed as reagent in the colorimetric analysis of gold, cobalt, chromium, iron.
John B. Hunt; Sue H. Neece; Ann Ginsburg. The use of 4-(2-pyridylazo)resorcinol in studies of zinc release from Escherichia coli aspartate transcarbamoylase.Analytical Biochemistry.1985, 146 150-157.
Edson Luiz Silva; Paulo dos Santos Roldan; Maria Fernanda Giné. Simultaneous preconcentration of copper, zinc, cadmium, and nickel in water samples by cloud point extraction using 4-(2-pyridylazo)-resorcinol and their determination by inductively coupled plasma optic emission spectrometry.Journal of Hazardous Materials.2009, 171 (1-3), 1133-1138.
Hazard Statements: H315-H319-H335
Causes skin irritation. Causes serious eye irritation. May cause respiratory irritation.
Precautionary Statements: P261-P280-P305+P351+P338-P304+P340-P362-P312-P321-P405-P403+P233-P501a
Avoid breathing dust/fume/gas/mist/vapours/spray. Wear protective gloves/protective clothing/eye protection/face protection. IF IN EYES: Rinse cautiously with water for several minutes. Remove contact lenses, if present and easy to do. Continue rinsing. IF INHALED: Remove to fresh air and keep at rest in a position comfortable for breathing. Take off contaminated clothing and wash before reuse. Call a POISON CENTER or doctor/physician if you feel unwell. Specific treatment (see label). Store locked up. Store in a well-ventilated place. Keep container tightly closed. Dispose of contents/container in accordance with local/regional/national/international regulations.


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UO Herald March 19 Publish 58 and March 20 FoF
Discussion in 'UO Origin' started by Sara Of Baja, Mar 20, 2009.


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Biosorption of Cr(VI) using a novel microalga Rhizoclonium hookeri: equilibrium, kinetics and thermodynamic studies
Kayalvizhi K.,TamilNadu Pollution Control Board |
Vijayaraghavan K.,Indian Institute of Technology Madras |
Velan M.,Anna University
Desalination and Water Treatment | Year: 2014
Heavy metal pollution is a major environmental concern in many countries. Among heavy metals, chromium is one of the widely used despite being one of the most toxic metal ions. The present study deals with the evaluation of Cr(VI) biosorption using a novel fresh water alga Rhizoclonium hookeri. Batch experiments were conducted and the maximum adsorption capacity was evaluated as 67.3 mg/g at pH 2 at a biomass dosage of 1 g/L and 1,000 mg/L initial Cr(VI) concentration. Fourier transform infrared spectroscopy analysis of alga before and after biosorption revealed a shift in the carboxylic O-H stretching vibration from 3,401 to 3,373 cm-1, which confirmed its involvement in biosorption of Cr(VI) by R. hookeri. Surface morphology of alga was examined using the scanning electron microscopy, which indicated the highly porous nature of biomass. Non-linear regression analyses of isotherm models revealed that the three-parameter model isotherms (Redlich-Peterson and Sips) better described the experimental data compared with two-parameter model isotherms (Langmuir and Freundlich). An analysis of the kinetic models (pseudo-first-order, pseudo-second-order and Elovich models) indicated that the experimental data followed pseudo-second-order kinetics. The thermodynamic parameters such as free energy, enthalpy and entropy were calculated and Cr(VI) biosorption was found to be a spontaneous and endothermic process. © 2014 © 2014 Balaban Desalination Publications. All rights reserved. Source
Prakash Maran J.,Kongu Engineering College |
Sivakumar V.,Kongu Engineering College |
Thirugnanasambandham K.,Kongu Engineering College |
Sridhar R.,TamilNadu Pollution Control Board
Carbohydrate Polymers | Year: 2013
In this study, microwave-assisted extraction was applied for pectin extraction from the dried orange peel and Box-Behnken response surface design was used to study and optimize the effects of processing variables (microwave power, irradiation time, pH and solid-liquid ratio) on the yield of pectin. The amount of pectin extracted increased with increasing microwave power, while it reduces as the time, pH and solid-liquid ratio increased. From the results, second order polynomial model was developed and it adequately explained the data variation and significantly represented the actual relationship between independent variables and the response. An optimization study using Derringer's desired function methodology was performed and optimal conditions based on both individual and combinations of all independent variables (microwave power of 422 W, irradiation time of 169 s, pH of 1.4 and solid-liquid ratio of 1:16.9 g/ml) were determined with maximum pectin yield of 19.24%, which was confirmed through validation experiments. © 2013 Elsevier Ltd. All rights reserved. Source
Response surface modeling and analysis of barrier and optical properties of maize starch edible films
Prakash Maran J.,Kongu Engineering College |
Sivakumar V.,Kongu Engineering College |
Thirugnanasambandham K.,Kongu Engineering College |
Sridhar R.,TamilNadu Pollution Control Board
International Journal of Biological Macromolecules | Year: 2013
In this work, four factors with three level Box-Behnken response surface design was employed to investigate the influence of process variables (maize starch, sorbitol, agar and Tween-80) on the barrier (water vapor permeability, oxygen permeability, thickness, moisture content and solubility) and optical (transparency) properties of the maize starch based edible films. Casting method was employed to prepare the edible films. The results showed that, addition of sorbitol and Tween-80 reduces the water vapor and oxygen permeability of the films, its due to the reduction of molecular mobility between polymer matrixes, where as, it also increases the thickness, moisture content, solubility and transparency of the films. The results were analyzed using Pareto analysis of variance (ANOVA) and second-order polynomial models are developed for all responses in order to predict the effect of process variables over the barrier and optical properties of the films. © 2013 Elsevier B.V. Source
Biosorption of Pb(II), Ni(II) and Cr(VI) ions from aqueous solution using Rhizoclonium tortuosum: extended application to nickel plating industrial wastewater
Suganya S.,SSN College of Engineering |
Kayalvizhi K.,TamilNadu Pollution Control Board |
Senthil Kumar P.,SSN College of Engineering |
Saravanan A.,SSN College of Engineering |
Vinoth Kumar V.,SRM University
Desalination and Water Treatment | Year: 2016
The adsorption of Pb(II), Ni(II), and Cr(VI) ions onto Rhizoclonium tortuosum (RT) was investigated in a batch mode operation. The two parameter (Langmuir and Freundlich) and three parameter models (Redlich–Peterson and Sips isotherm model) were used to depict the adsorption of metal ions onto R. tortuosum. Sips isotherm model was provided the best fit to the adsorption equilibrium data. The adsorption kinetics was described by the pseudo-first-order, pseudo-second-order, and Elovich kinetic models. The pseudo-second-order model provides the best fit. The maximum monolayer adsorption capacity of the RT were found to be 66.08, 85.09, and 61.45 mg/g for Pb(II), Ni(II), and Cr(VI), respectively. The thermodynamic results showed that the adsorption process was endothermic, feasible, and spontaneous in nature. The ability of RT to remove the Ni(II) ions in column studies was explored. The effect of bed height, flow rate, and initial Ni(II) ion concentration were studied. The dynamic behavior of the column performance was studied using the bed depth service time (BDST) and Thomas models. This research was also further extended to treat the nickel contaminated plating industrial wastewater. The results showed that the RT can be utilized as better biosorbent for the removal of metal ions from industrial wastewater. © 2016 Balaban Desalination Publications. All rights reserved. Source
Gomathy G.,Tamil University |
Gomathy G.,Valliammal College for Women |
Vijay T.,SMK Fomra Institute of Technology |
Sarumathy K.,TamilNadu Pollution Control Board |
And 2 more authors.
Journal of Applied Pharmaceutical Science | Year: 2012
The investigation was carried out to determine the qualitative analysis of phytochemical screening and possible chemical components of Mukia maderaspatana (L.) (family: Cucurbitaceae), leaves GC-MS. The plant is an indigenous plant; traditionally it is used as an ingredient of various cocktail preparations and for the management of severe inflammatory disorders in Indian system of medicine. GC-MS analysis of hydroalcoholic extract lead to identification of 7 compounds. This analysis revealed that contains Mukia maderaspatana (L.) leaves mainly Dichloroacetic acid, 4-methylpentyl ester, 2-Butyn-1-ol, 4-methoxy and also showed the presence of other constituents like flavonoids, saponins, carbohydrates, steroids, tannins and phenolic compounds. Source


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The North American based automaker Ford has recently announced a recall involving several vehicles because of a problem with their child locks.
According to the National Highway Traffic Safety Administration, more than 6, 500 vehicles, like the Ford Focus, Ford C-Max and Ford Escape will be affected by this recall across the U.S. and their owners will have to take a trip back to the dealers because of a problem with their child locks. The NHTSA says that if this problem is ignored, it might lead to an injury, or worse, during the event of a crash.
"The child lock may not engage when the operator uses normal turning force to activate the child lock, and the operator may incorrectly believe the child lock is engaged", as an NHTSA report is saying.
A total of 6,534 units of the Ford Focus, Ford C-Max and Ford Escape vehicles are being affected by this recall and they have been produced between November 16 and 21, 2012, at Ford's Wayne, MI and Louisville, KY plants. Out of these cars, 859 units have been sold in Canada. Owners of the affected vehicles will be notified by Ford later on this month and dealers will replace the door latch if the child locks were installed incorrectly.


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21 George Street, Sunderland Bay
House, Sunderland Bay
Rated 5 out of 5 stars 1 review
From $141 per night {{quote.pricing.message}} Total {{quote.pricing.price | format:'currency':'short'}} for
Min 2 - 7 nights stay
Located only a short walk to Surfers Point and Sunderland Bay beach, this fabulous property offers 3 comfortable bedrooms, main with TV, which are all located on the bottom level. Also on this level is the bathroom with toilet, full laundry with an additional toilet located off the laundry.
Upstairs you will find the open plan dining area and comfortable lounge complete with flat screen TV, perfect for entertaining the kids. The kitchen is well equipped with everything you need to cook that perfect meal, or if you prefer, enjoy a wonderful BBQ on the lovely deck while soaking up the sun.
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Long Noncoding RNAs: Clarity or Confusion?
Because They Are Such Elusive Prey, lncRNAs Have Yet to Emerge as Therapeutic Targets
Markets Expand for Single-Use Bioreactors
Biobags Offer Advantages Over Fixed-Tank Systems
The Challenges of Harmonizing Biomarker Data
Why Trial Success Depends on It
Top 10 Wall Street Losers of 2016
These Companies Lost the Most in a Down Year for Biopharma Stocks
April 15, 2005 (Vol. 25, No. 8)
Information in microarrays is rapidly overtaking sequence databases as the king/queen of overwhelming datasets produced by the new biology. In contrast to sequences, which are largely of interest for protein coding and identification of transcription factor binding sites, microarray information is amazingly more complex, since the interpretation of the data requires comparisons of up/down levels of expression of enormous numbers of genes under various changes in condition. The aim of the Module Map site is to attempt to make sense of such data in tumor cells by looking at expression of sets of genes (modules) that seem to move up or down in concert with each other. Almost 2,000 microarray datasets from over 20 tumor types went into creating this database. Data is organized in several fashions, but the most innovative form is that of a clickable image of a microarray grid hyperlinked to relevant genes.
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Comedy, News & Politics, Society & CultureFollow
Jeff Cannata and Anthony Carboni talk about the personal philosophical concerns they find lurking inside everyday things. It's fun?
August 15th, 2016
Episode 317 of 395 episodes
There's a cockroach that gives birth to live young, and it produces a "milk" that scientists want humans to drink. Jeff and Anthony talk about drinking human milk, drinking cow's milk, and the potential of drinking cockroach milk, and try to decide which is the most off-putting concept.
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Hiring a good, qualified Kennewick electrician will save you money in the long term. A lot of people who try to do electrical work themselves end up making numerous mistakes and as a result suffer the consequences later on. If you want to avoid an electrical fire in your home in the future, you will definitely want to look for an experienced electrician who can do a good job for you. Our professionals know how to install and repair residential and commercial electrical systems properly so there isn't any risk of fire or other dangers later on.
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Recent Heritage Bay Reviews
What a jewel!
This vacation spot is beautifully decorated and extremely clean. The two bedroom condo is located in gorgeous development with pools, golf course and tennis courts. With stunning beaches, dinning and shopping all nearby. The couple who owns the condo is most corteous and polite; simply delightful! Our family will definitely come back to Heritage Bay in the future.
Beautiful place! Great location.
A wonderful condo to stay at. The condo is beautifully furnished. The owners are very considerate and want to make sure everything is fine, even checking in to make sure our arrival was fine! We will definitely be back. Quite community and many things to do.


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Woo i am rising in the ranks
Woo i am rising in the ranks
Oh boo - I've dropped of since I've been too busy! :/ where is my loyalty?
Well you can really tell that my husband has been away and my baby is finally sleeping!
Wow amazed i made the list. Slow week
Been avoiding uni work. Have done a bit tonight though.
Goal for next week: To not make it onto this list.
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I live in a beautiful and 71 m2 department in Las Condes fully furnished with a beautiful garden inside the ¨condominio¨, swiming pool and a nice terrace, located 7 minutes by bus from Los Dominicos metro station, supermarket and little shops are 1 block away only.Expats and professionals are welcome.Intercomunal park is also close, less than one block.
I would like to rent for CLP 270.000 per month which includes all costs:Gas, electricity, water bills (reasonable use), Internet wifi, cable TV , XBOX console (very important), and the service of a cleaning lady once a week so you only need to consider your food expenses, bed linen and towels for the bathroom. You can use the kitchen, living room, writing desk, washing and dryier machine, terrace, swiming pool, etc.
Minimum rent period is 6 months. We can start with one month for test.A one-month security deposit is required, plus I would appreciate to have references from your previous landlord.
Please email me if you are interested at Protected content so I can send you some pictures or coordinate a visit.


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Clinical Leadership Development Programme Finance & Budgeting David Brown Associate Director of Finance 07 October 2011
Contract Negotiation/ Timescales Commissioning Intentions External Influences GP Commissioners Standard NHS Contract Financial Governance Economic Climate Non F2F Risk Ratings Commissioning Board QIPP Health Bill CIP Business Planning CQUIN Penalties Capacity and Demand Block Tariffs Productivity New to Review Ratios NEL Threshold Best Practice Tariffs Lean Marketing PbR Service Development Operating Framework Re-Admissions Forecasting Funding Flows Budget Setting KPIs Year of Care Tariffs Monitor Scheme Of Reservation Financial Planning Tenders Agenda Financial Reporting SFIs Standing Orders NHS Structure Board Reports Budget Control SLM / SLR PLICS PCTs AWP Scheme Of Delegation Choice Audit Business Cases New Hospital Patients
Purpose of the Session How the money flows in the NHS & PbR Current financial climate Corporate & Financial Governance Budgets, Budgeting approaches & Budget setting Board level & Directorate level Financial Information Budget Control & reporting Financial planning & decision making Finance & Clinicians Questions
How the money flows in the NHS NHS Structure & Funding PCT Commissioning Payment by Results Future Structures & Funding
NHS Organisations & Structure
NHS Revenue Funding Flows
How the money flows: Revenue A weighted capitation formula (3 Years) Attempts to takes account of the scale and characteristics of each PCT – –Population and demographics –Deprivation levels –Health needs & profile Results in a target share for each PCT Target not the same as allocation - gradual move towards target allocations for all PCTs from growth! Stockton & Hartlepool PCTs circa £20m away from target Allocation formula currently under review – cynical perspective change in key variables to shift resources south! Current formula not sophisticated / sensitive enough to disaggregate to GP / GPCC level
PCT Commissioning PCTs commission healthcare for their local population. This can be from: –NHS Trusts –Foundation Trusts –Community Service Providers –Independent Sector / Voluntary Sector –Doctors –Dentists –Opticians
NHS Trusts and Foundation Trusts Income Majority of income received through commissioning process with PCTs via payment by results tariff Other funding via –Direct allocations from Department of Health –Local Authorities –Research & Training –Charitable Donations –Catering, Car Parking, Private Patients
Payment by Results (PbR) PbR introduced in 2003/04 using HRGs as currency Rules based approach Links payments to activity undertaken Intended to support NHS Plan and reform agenda during period of unprecedented growth –Reduce waiting times - 18 Weeks –Patient Choice National Tariff set annually for each type of service / HRG Income reflects volume and complexity of healthcare provided. Contract negotiations focus on volumes and quality
Payment by Results Is it fit for purpose during period of austerity? – –Original structure & scope incentivised FTs to deliver increased volumes –Latterly tariff tweaked for Introduction of NEL 30% threshold; recalibration downwards of tariff; move to exclude excess bed days income. Is it results based or actually just volume based? –Direction of travel towards best practice tariffs ; CQUINs; Financial penalties; readmissions penalties etc
Health & Social Care Bill 2011 Abolish SHAs & PCTs Establish Commissioning Board GP Consortia New Monitor
Proposed NHS Structure
Current Financial Context UK economic climate NHS implications – minimal growth for next 5 years (Tariff Deflation) DH need to generate cost efficiencies of £20bn Projected savings target for Teesside of £200m by 2014
CIP Performance / /12 – projected view CIP target = m Risk Rated PYE recurrent delivery = (5.554m) Further management action - Rec= (2.5m) Non-recurrent measures = (7.832m) Total unidentified CIP shortfall in year = 0m Impact on 2012/13 based on current Recurrent CIP shortfall ( )= m Further management action= (2.5m) Less fye of 11/12 schemes delivered in 12/13= (2.991m) Recurrent shortfall of 11/12 schemes C/fwd= 4.806m
2012 / 2013 CIP – Scenario 2 (Assessor) PYE recurrent shortfall on 11/12 CIP= m PYE of 11/12 schemes delivered in 12/13= (2.991m) Corrective action undertaken in 11/12= (2.500m) 12/13 Monitor 4.4%= 9.428m Likely Case Scenario= £14.234m
Current Financial Context In 2010/11 CIP target was £12.8m (5%), actual delivered = £9m(3.5%) National efficiency in tariff for 2011/12 = 4%,but due to 10/11 slippage, PCT financial position etc target = £16m(6.25%) CIP over next 6 years = circa £57 million (not including savings required for new hospital) New Hospital scenario – adds a further £26m of savings based on 2 to 1 site rationalisation economies
Current Financial Context This level of saving can only be contemplated if we look at major system transformation & radical solutions as well as tried and tested options The need for real efficiency savings !
Corporate Governance Financial Governance Standing Orders Standing Financial Instructions (SFIs) Scheme of Reservation & Delegation
Financial governance and accountability Governance can be described as the rules, processors and behaviour that affect the way in which powers are exercised. It is therefore concerned with how an organisation is run, how it is structured and how it is led.
Financial governance and accountability The Board Accountable officer (Chief Executive) –Responsible for ensuring that their organisation operates efficiently economically and with probity and that they make good use of their resources and keep proper accounts. Board of directors - held to account by Council of Governors! (FTs only) Audit committee (Non Execs – safeguarding assets / Internal control) Annual report and accounts Internal & external audit Standing orders, standing financial instructions and schemes of delegation
Standing Orders Translate statutory powers into a series of practical rules: -Composition of Board and its sub committees -How meetings are conducted - Form, content and frequency of reports -Voting procedures -Duties and obligations of Board Members
Standing Financial Instructions SFIs detail the financial responsibilities, policies and procedures of all transactions in order to achieve probity, accuracy, economy, efficiency and effectiveness The role of the Audit Committee, Internal & External Audit and the role of the DoF Procurement and tendering procedures The SFIs allow the Chief Executive to delegate budget management to budget holders
Scheme of Reservation & Delegation The scheme of reservation specifies what powers the Board has chosen to exercise itself – e.g. land sales The scheme of delegation specifies the delegation of powers from the Board throughout the organisation
Budget Definition a financial plan that sets out in clear and concise terms the resources assigned to the delivery of service and operational targets for a defined period
Budgets – what they are Forward planning allows the Trust to shape its future, rather than to react to events and is critical in the achievement of organisational objectives. Budgets are: -Financial and/or quantitative statements -Prepared and agreed for a specific future period -Designed to fulfil agreed objectives -Drawn up for separate activities/projects and for organisations
Reasons for preparing budgets Quantify the organisations future plans and commitments Review aims and ensure planned activities are achieved Determine the resources needed to deliver services Basis for controlling income and expenditure A yardstick for measuring performance To ensure statutory financial targets are met
When are budgets prepared ? Each year – linked to Directorate business plans, the Annual operating plan and the FT Annual plan submission to Monitor For new services For major changes in the way in which services are delivered Dynamic not static
Budgeting approaches Historic/incremental-based Zero-based Activity-based
Historic/incremental budgeting Current year budget Next year budget Set other reserves Create inflation reserve Less: cost improvement programme Adjust for changes in service Add: full year effects of recurring items Less: non-recurring items
Zero-based budgeting Review objectives of department Assume zero budget for next year Identify optimum staff, materials etc Set entirely new budget
Activity-based budgeting Identify workload measure Estimate planned activity Identify fixed costs Identify variable costs Calculate marginal cost Flex variable budget by actual activity Calculate budget Measure actual activity
Historic/incremental budgeting Advantages Easy to operate Simple to understand Uses an established base Less demanding on management time Can operate with weak information systems Disadvantages Perpetuates inefficiencies Lack of ownership by managers Changes in activity/objectives/working practices not readily reflected Not responsive to changed priorities
Zero-based budgeting Advantages Identifies inefficiencies Links budget to an organisations objectives and activity plans Management ownership Challenges existing practice Disadvantages Time consuming Difficult to implement Lack of certainty May raise expectations
Activity-based budgeting Advantages Links finances to activity Budgets realistic compared with activity Encourages management to focus on efficiency and fixed costs rather than uncontrollable workload Variances easier to explain Disadvantages Identifying activity levels is difficult Total income may not flex to balance Changes to standard costs may not be recognised Case mix is often excluded
Budget setting in the NHS Combination of incremental and ZBB but needs to move towards ABC – PLICs will provide the platform to do this Robust timetable Set and approved before the year it relates to Realistic forecasts (for pay, inflation, cost pressures) Takes account of previous years experience Budget holder involvement Profiled across the year Balanced
FT Annual Plan Monitor requires FT to submit an annual plan by 31 st May each year The plan includes forward planning information over a three year period Detailed implications i.e. development of a particular service will have implications for capital spend, tariff income etc
The Budget Setting Process Comprises several basic steps: -Prioritisation of objectives identified in the planning process and formalised via the annual plan and underpinning Service Level Agreements -Assessment / quantification of total available resources, both financial and non financial
The Budget Setting Process - Income Overall budget includes income from several different sources: -SLAs with PCTs and other NHS bodies in accordance with the National Tariff and PbRs -Private patients, RTAs -Medical and non-medical training funding via the Workforce Development Directorate of the SHA -Commercial sources of income – car parking, catering etc
Trust Income Contracts / Service Level Agreements (SLAs) –Legally binding, very detailed –Standardised national format for Acute & community services –Specified / planned levels of activity agreed with PCTs –By Point of delivery e.g. Outpatients – New / review / procedures Diagnostics A&E Emergency admissions Elective – day case / General
Trust Income Contract types – clinical Income –Cost per case – trust paid for each treatment under the national payment by results tariff – a schedule of prices based on HRG v4 – circa 1400 prices e.g. Hip replacement = £4k –Cost & volume / Block Contract – Trust paid for a set level of service e.g. Training of junior Medical staff, community services Non clinical Income – from catering, car parking, rents, education & training etc
The Budget Setting Process - Expenditure Expenditure budgets are based on: -Forecast outturn at month 10 in 2010/2011 and cover direct costs under the control of the budget manager -Pay – detailing the agreed establishment in terms of WTE, £s by AfC and local Trust grade -Non-pay – by subjective category e.g. drugs, M&SE, provisions, energy etc -Internal recharges for services provided / received such as pathology, radiology etc
Trust Expenditure Pay – circa 68% of costs = 4,685 wtes of which - –Medical – 11% –Nursing & Midwives - 55% –AHPs & Scientific staff - 13% –Admin & Estates - 17% –Management – 4% Non pay – circa 32% –Clinical supplies inc drugs,prosthesis etc – 15% –Premises, plant & other – 12% –Capital charges – depreciation / Dividend – 5%
The Budget Setting Process - CIP CIP agreed as part of the planning process and enables the Trust to set the annual plan and budget within its resources Current economic climate, outlook and Monitor efficiency assumptions outline the need for increasing levels of efficiency savings Due to economic climate input sought from BDO with regard to best practice & development of schemes and governance In-year monitoring process includes a monthly report to Exec Team and Trust Board with escalation to the Finance Committee
Budgetary control - reporting Monthly reports to board and management Performance against plans and targets using key performance indicators (KPIs) Financial and non financial information
d d d d
d d d d
Financial Risk Rating (FRR) When assessing financial risk, Monitor will assign a risk rating using a system which looks at four criteria: - achievement of plan; - underlying performance; - financial efficiency; and - liquidity. Achievement against each of these criteria is scored from 5 to 1 (5 indicates low risk, 1 indicates high risk). A weighted average of these scores is then used to determine the overall financial risk rating.
The Monitor Risk Rating The risk rating is forward-looking and is intended to reflect the likelihood of a financial breach of the Terms of Authorisation. The ratings of 5 to 1 indicate: Rating 5 - Lowest risk - no regulatory concerns Rating 4 - No regulatory concerns Rating 3 - Regulatory concerns in one or more components. Significant breach of Terms of Authorisation is unlikely Rating 2 - Risk of significant breach in Terms of Authorisation in the medium term, e.g. 9 to 18 months in the absence of remedial action Rating 1 - Highest risk - high probability of significant breach of Terms of Authorisation in the short term, e.g. less than 9 months, unless remedial action is taken
The Trusts FRR – 2011/2012 For 2011/12 the Trust are planning to achieve a FRR 3 which assumes full delivery of the £15.8 million CIP target If the Trust failed to deliver the CIP target this would have the effect of reducing the FRR from a 3 to a 2 This deviation from plan and reduction in the FRR to a 2 would trigger immediate action by Monitor who would implement special measures The Trust would move to monthly / weekly reporting with a view to implementing and monitoring a corrective action plan
EBITDA Margin EBITDA Margin is the metric that Monitor use to measure underlying financial performance Definition : EBITDA % = EBITDA Actual (Operating expenses) Total Income actual NTH EBITDA margin historically low in comparison to FT sector average, mainly due to structure of NTH finances – no major PFIs Sector average over 7%, NTH position has declined from circa 6% to 4% over the last 3 years Monitor view is that it is an indication of deteriorating financial position that will lead to the Trust burning cash
EBITDA Margin
Budgetary control – what it is ? Budgetary control monitors actual results against the agreed budget Variances are identified Corrective action taken or budget revised Regular reports
Budgetary control – how it is used Not an end in itself To identify the unexpected and investigate the cause To improve value for money Focus on what drives costs/generates income
Budgetary control – budget holders Aligned with responsibilities and the ability to control income and expenditure Simple published budgetary control policies Ownership – finances cannot be simply written off as the responsibility of the finance department !
Budgetary control – budget holders What is a budget holders responsibility? Tell the finance director there isnt enough money ? – NO ! -understand and manage their budget -what drives income/costs ? -what influences outcomes/outputs ? What are a budget holders key objectives ? -deliver required quantity/quality of care/service -maximise income, minimise cost
Budgetary control – budget holders So, to be an effective budget holder you must: -Clarify objectives – what are you required to deliver? -Understand what other organisation-wide targets you contribute to -Maximise income – look for opportunities -Minimise costs -Cash releasing savings: the same work for less money -Cost improvement: more work for the same money -Focus on VFM.
Financial planning & decision making –Development of Service Line Reporting - Inform areas to develop the business & market services that are profitable Inform areas to apply lean principles to improve efficiency & ensure as a minimum services deliver a contribution Provide a road map for investment decisions targeting Capital resource to generate sustainable revenue growth –Patient level information & costing – Successful implementation dependent upon data warehouse of patient interventions to support costed profiles of care Will provide information to constructively challenge practice – best practice tariffs Provide the information to underpin business cases for new procedures; service expansion/contraction etc
Financial planning & decision making –Effective demand & capacity planning, linking PCT demand plans to Trust capacity –Ensure these are consistent with operational budgets –Utilise lean thinking principles to ensure internal capacity is utilised efficiently to deliver correct & appropriate care pathways & clinical interventions
What I need from you The purpose of the NHS is to serve patients and the public by whom it is funded. Clinicians seek to do this by using their skills to provide the best possible advice, treatment and care. But they can only do this if the money available to the NHS is used well. Failure to do so results in less care and lower quality. Money will only be used well if clinicians are fully engaged in managing it. Ultimately, it is clinicians who are responsible for the way in which services are delivered to individual patients and it is they who commit the necessary resources.
Where do we need to get to - Clinicians & Finance - business partners The finance team have provided me with the advice, support and business understanding to enable me to develop and expand my service; increase volume, efficiency & profit which has benefited my clinical team, benefited the Trust and resulted in health gain for my patients
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In recent months, talented twins Two Fresh have linked up with one of Mac Miller's signees, Joey Purp and Towkio for new collaborations. Now, they're sharing their biggest collaboration yet: "Still Got It" featuring Vic Mensa and Joey Purp. The song is part of their newly-released debut EP, Torch. Torch also features tracks with artists such as Two-9′s Jace and Curtis Williams, and is being released and supported by Mad Decent. You can stream "Still Got It" above.