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Finance & Accounting
International Finance : Forward Contrats, Currency Futures
Coursework sample - International Finance : Forward Contrats, Currency Futures
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Finance & Accounting
Pages 5 (1255 words)
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Question 1 The biggest threat that arises in the business of imports and exports is about the volatility of the exchange rates. The companies that import goods have the risk of the depreciation of their home currency, for that case they have to pay more to buy thee foreign currency because the ultimate payment has to be made in the foreign currency…
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In the current scenario, a UK-based corporation namely as Mega Company is exporting a machine to the US-based corporation, Bestway Enterprises for a sum of $500,000. This receipt is going to be received by Mega Corporation after around 3 months. So, Mega Corporation here faces a risk of strengthening the domestic currency which is Pound Sterling against US Dollars. If Pound Sterling appreciates, then there will be less amount of money would be converted in to Pound Sterling from US Dollars. So in order to combat with the exchange rate fluctuations, there are different sorts of strategies available, called as hedging strategies which are used by the corporations to reduce the element of exchange rate volatilities. Some of these strategies are listed as under: Money Market Operations Lead Payments Netting Forward Contracts Future Contracts Options In the following discussion, only Forward Contracts and Future Contracts are discussed in detail: Forwards Contracts Forward Contracts are the ones in which an agreement is made between the parties regarding the future exchange rate. The future exchange rate is set now and the parties to contract will deliver the currencies at the rate determined at the time of contract. ...
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Boeing Company is the largest aerospace company of US. Its operations are in more than 90 countries. The commercial airplane division is the most prominent of all divisions. The company is headquartered in Illinois and known as premier US aircraft manufacturer. Boeing's revenue in the year 2010 was $64.31 billion and first-half revenue in 2011 was $31.45 billion. The company is subject to foreign…
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For example a company that wishes to go long in forward contract agrees to buy the asset or good at a specific future date i.e. maturity date for a forward price determined at the initiation of the contract. At the maturity the forward price should equal the spot price of the underlying asset because the equilibrium forward price continually changes during the contract period in such a manner that…
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There are mainly three types of foreign exchange risks or exposures.This is also known as accounting risk, which a firm faces when it has subsidiary operations in other countries. When the foreign exchange movements adversely affect the translated values of assets and liabilities of the subsidiaries, it becomes an unwanted exposure for the parent company's consolidated financial statements. This…
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International finance
Engaging in International trade is important for the economies of the two or more countries involved; because there is an exchange of foreign currencies, creation of jobs and enhancement of revenues through taxation of the business profits. For multi-national organizations to survive in this import and export trade, they have to employ financial tools in their assessments, and this includes…
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text: I love garlic. Every time I open my fridge; I smell my raw garlic. I love the smell of it cooking In any dish. I like smelling the powered garlic too. I even like how the garlic smells on my husband breath. Yes I would like a sensty wax that has garlic in it!

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- About Content component management and dynamic delivery systems based on DITA as a content model designed for the optimal Customer Experience. Working with authoring, collaboration, review and publishing software in the areas of product marketing, technical sales, professional services, solutions selling, operations and technical training. Present at major conferences on best practices in adoption and business benefits. Specialties: Technical sales and streatgic executive for Content Component Management Systems using DITA as a content model. Discovery Day and ROI analysis.


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Nine members of the team E-Racers rode in this year's Bike MS: TOYOTA Best Dam Bike Ride, August 4-5. Raising more than $20,000 in pledges, E-Racers was designated one of the event's Top Tier Teams, joining 13 other teams who reached that level of giving. The money raised helps fund multiple sclerosis research and related services.
"Our team puts so much hard work into training and fundraising every year, and the weekend of Bike MS is always such a rewarding experience for all of us. Everyone on the E-Racers feels very fortunate to be able to participate. We remain dedicated to fundraising for the MS Society because each one of us knows and loves someone with MS, and we can see the impact the work of the MS Society has on the lives of those living with MS and their families. Bike MS is an extraordinary, fun, and addicting experience," said team captain and Shorewood resident Jennifer Conigliaro, who marked her 10th year with the event this year.
The 29th annual Bike MS: TOYOTA Best Dam Bike Ride brought together nearly 1,700 registered riders and volunteers for the two-day event, which traveled from WCTC in Pewaukee, overnighted at UW-Whitewater, and then finished on Sunday at WPS in Madison. Riders chose from 50-, 75- or 100-mile route options each day, as well as a new 25-mile one-day loop that was open on Saturday. Each rider was asked to raise a minimum of $300. More than $1.2 million has already been pledged, and donations will be accepted until September 14 to achieve the event's $1.5 million goal.
Registration for next year's 30th anniversary Bike MS: Best Dam Bike Ride is already open at www.bikeMSwisconsin.org or by calling (262) 369-4400 or (800) 242-3358.
About Multiple Sclerosis
Multiple sclerosis (MS) interrupts the flow of information from the brain to the body and stops people from moving. It is an unpredictable, often disabling disease of the central nervous system. Symptoms range from numbness and tingling to blindness and paralysis. Most people are diagnosed between the ages of 20 and 50, with MS two to three times more common in women than men. While the progress, severity and specific symptoms of MS in any one person cannot yet be predicted, advances in research and treatment are giving hope to those affected by the disease.
Shown in photo: Team E-Racers was named a Top Tier Team for their fundraising efforts this year. Left to right - Julie King, Sue Czarniak, Lenore VanSanten, Jennifer Conigliaro and Julie Conigliaro. Not shown - Holly Stoner, Scott Stoner, Erica Bryce and Scott Powell.
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What does your path to success look like?
Welcome to the Dee J. Kelly Law Library at Texas A&M University School of Law, your hub for research, legal scholarship, information and reference, as well as a great place to study!
This page will post both individual class cancellations and school-wide closings or delayed openings.
This section will display any class cancellations due to notifications of personal emergencies or conflicts encountered by a professor. These types of class cancellations will not utilize the Code Maroon Law system.
February 24, 2017
None reported
March 21, 2017
Bankruptcy- Prof. Barnes 6:30 p.m.
March 27, 2017
Business Associations I- Prof. Alexander 10:30 a.m.
March 28, 2017
Bankruptcy- Prof. Barnes 6:30 p.m.
April 11, 2017
IP Survey- Prof. Ragavan 10:30 a.m.
April 12, 2017
SPTP: Trade, Investment and Development- Prof. Trujillo 1:30 p.m.
April 13, 2017
IP Survey- Prof. Ragavan 10:30 a.m.
Intro. to Law & Economics Seminar- Prof. Garoupa 10:00 a.m.
April 18, 2017
IP Survey- Prof. Ragavan 10:30 a.m.
April 20, 2017
IP Survey- Prof. Ragavan 10:30 a.m.
April 24, 2017
LARW II §7- Prof. Rich 10:30 a.m.
LARW II §9- Prof. Sobol 10:30 a.m.
In an effort to better serve the student body, the administration has created this page to notify students of class cancellations. Every effort will be made to post such cancellations in a timely manner. However, some emergencies, because of their very nature, will not permit timely notification or posting.
If classes are cancelled or the law school is closed or will delay opening due to inclement weather or other emergency, students, faculty and staff will be notified via a Code Maroon Law alert. In the event of a weather or other emergency closure, all students, faculty and staff will receive an email via Code Maroon to their law school email, regardless of whether or not the individual registered for Code Maroon Law alerts. If an individual registered for Code Maroon Law alerts, they will also receive a text message. In addition to the emails and texts, the Law School website homepage will display a Code Maroon Law alert that the school is either closed or opening is delayed. Sign up for Code Maroon Law text alerts.


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broad breasted and heritage turkeys
We believe that BN Ranch turkeys, both Heritage and Broad Breasted, can be raised in a humane and environmentally responsible manner that produces the highest quality meat. To achieve this, we are dedicated to harvesting turkeys at their peak condition, after a gradual growth period which not only defines the muscle texture and taste, but provides a nurturing environment for the turkeys to be raised in. For Broad Breasted White turkeys this is typically 16-18 weeks, while for Heritage turkeys it is 22-30 weeks. They are fed only a slow growth, vegetarian, Non-GMO Project Verified diet, based on wheat, sunflower/safflower, peas, and organic soy. Our R&D department is actively exploring ways to provide this diet without using the two mass-produced monocrops of the poultry industry: corn and soy.
All BN Ranch turkeys are raised to the very highest humane standards. This means individual care to the very last detail, a low stress environment, a healthy supply of fresh feed and water at all times, ample outdoor access where the turkeys can exhibit their natural behaviors such as grazing, dusting, scratching, and roosting, and plenty of direct contact with our handlers to make sure the turkeys are happy, healthy, and nurtured. At the time of harvest we do everything possible to minimize the stress on the turkeys, strongly considering distance and handling when making decisions.
Our consideration for the environment includes a partially solar powered ranch, and manure recycling in the almond orchards and pastures nearby. Our diets are optimized to reduce nutrient waste, and our production system is located as proximate as possible.
How do you define free range?
The USDA requires free range poultry to have access to the outdoors. The following are not considered in the definition: outdoor space environment, amount of time outdoors, length of time with outdoor access and crowding. While we use the term free range, our practices go well beyond the USDA's definition.
Genuine free range
BN turkeys are housed in spacious barns at low stocking densities. They grow from poults in a nurturing and attentive environment while learning to express their natural behaviors. After 6-8 weeks of age, they have unrestricted access to the outdoors: the barn popholes open to grass and dirt pens of equal size to the barns. Through the remainder of their lives, they are free to roam indoors and outdoors where they can graze, roost, and peck as they please.
What is a heritage turkey?
The Livestock conservancy
The Livestock Conservancy is a nonpartisan organization that has defined many heritage breeds in order to conserve traditional breeds, their genetics, and their agricultural systems. The organization requires all heritage turkeys to be the result of two generations of natural mating, have the genetic ability to live a long productive outdoor lifespan, and develop a strong skeletal structure and healthy organs prior to building muscle mass due to a slow growth rate.
BN heritage turkeys
Our breeding stock comes directly from Frank Reese - a pioneer in the preservation of the heritage breeds - and has been approved by The Livestock Conservancy as a heritage breeding flock. A mixture of Standard Bronze, Narragansett and Spanish Black breeds ensures our production birds will have a wealth of genetic diversity to develop into robust and healthy birds. They are managed in a pasture system on the coast of Northern California at Bill and Nicolette Niman's ranch. We feed them a breeder ration of the same ingredients as our production birds, and maintain their well-being throughout the year, giving them the attention and care they deserve. Come breeding time, we allow them to mate naturally and hatch the eggs for our Thanksgiving and Christmas holiday production. This seasonal process doesn't allow for year round production of Heritage turkeys, but make them an exceptional Thanksgiving and Christmas offering.
are bn broad breasted turkeys heirloom turkeys?
The term "Heirloom" can be somewhat ambiguous, but typically refers to a colored Broad Breasted turkey, which has many of the traits of the white Broad Breasted commercial turkey.
BN Broad Breasted Turkeys
BN Ranch has taken an interest in Bronze Broad Breasted turkeys in the search for hardier commercial varieties which will perform well in an outdoor environment alongside our Heritage Turkeys. As a result of this we have placed flocks of Orlopp Bronze turkeys which have done quite well for us. We will also continue to place our typical offering of white Broad Breasted turkeys.
We receive all our Broad Breasted turkeys as poults (day old turkeys) from a commercial hatchery. As the most widely used breed in industrial farming operations, Broad Breasted turkeys are bred for production and have lost their ability to reproduce due to the enlarged size of their breast muscle. The genetics of commercial turkeys are tightly controlled, and the breed has undergone strong traditional selection, much like today's vegetables, so that they exhibit high uniformity and homogeneity in the characteristics commercial operations prize: fast growing, good feed to meat conversion rate, and large size. We feel that we can still offer these birds as a service by treating them with respect, giving them far more space than a commercial operation, access to the outdoors, and a non-GMO feed ration. We neglect commercial guidelines which focus on converting tons of feed and floor space into as many pounds of meat as possible, instead prizing animal welfare, the highest standard of care, and a healthy, happy flock.
Steve Clausen on antibiotic use in BN Ranch Turkeys:
Animals grown in a more concentrated environment, just like humans in towns or cities, have the potential for exposure to bacterial and sometimes viral infections during their life. At BN Ranch we try to provide an environment that minimizes the chances of this happening but recognize that there is always a risk of bacterial infections. When and if they occur, the animals need to be treated rather than left to suffer. These animals are in our care and need to be treated with the utmost respect for their health and comfort.
We feed a slow growth, vegetarian, pelleted feed without any sub-therapeutic antibiotics or other growth promoters, designed to reduce the stress caused by fast growth and the pressure such rapid growth puts on the skeletal, immune and respiratory systems in turkeys. When coupled with lower stocking densities and smaller flocks we try to provide an environment that removes many of the disease challenges normally associated with the growing of turkeys.
Vaccines play an important part in our health management program and will be used, when necessary, to mitigate the effect that viruses and bacterial or protozoan challenges can have on the health of a flock of our turkeys. We also use a probiotic that encourages the prolific colonization of good bacteria in the "gut", excluding bad bacteria, reducing the risk of intestional based diseases that require the use of antibiotic treatment.
Our goal is to do our job properly, providing our turkeys with the right environment and supplemental assistance to live disease-free, comfortable lives. If they do have a challenge it is our job to make certain that they receive the care they need immediately and are returned to good health in the shortest period of time possible.


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Listen to 24/7 News: The Latest on iHeartRadio
Iraq's new Prime Minister says there is a credible threat by terrorists to attack subways in the U.S. and France. Prime Minister Haider Al-Abadi spoke before the United Nations General Assembly today, saying Iraq's intelligence operation uncovered the plot.
Al-Abadi said the people planning the attacks were not Iraqi, but American and French citizens. There has been no immediate comment from Washington or Paris, but U.S. government security officials told Reuters Al-Abadi's claim could not be confirmed.
PHOTO: Getty Images


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Join the 'Xeljanz' group to help and get support from people like you.
Xeljanz Questions
We found 18 questions associated with the 'Xeljanz' topic.
Tofacitinib - What has people experienced with xeljanz XR 11 mg?
Posted 19 Nov 2016 by Annette77 • 0 answers
What kind of side effects have you experienced taking Xeljanz XR 11mg?
Xeljanz - Wife has trouble breathing ,confussion,lost of muscle .will not eat . Feels like vomiting?
Posted 28 Aug 2016 by Carrasco929 • 0 answers
... .tired,worried all the time
I love xeljanz and have no side effects. I am trying to get pregnant and I am not sure if I should?
Posted 7 Apr 2016 by canlax • 0 answers
... stop xeljanz. Has anyone gotten pregnant on xeljanz? Are there any issues while taking xeljanz?
Anyone else having severe facial acne/cysts from Xeljanz? Also has same reaction from Orencia?
Posted 19 Jan 2016 by dianehome • 0 answers
... Anyone else? Dermatologist and rheumatologist are confused. Thanks - Diane
I have developed headaches on xeljanz. Will this pass or is this an indication that I should stop?
Posted 19 Feb 2016 by vunger • 1 answer
... taking this medication?
Xeljanz - Have developed depression with Xeljanx after 3 months and feel fatry?
Posted 16 Feb 2016 by bluefatty • 0 answers
... fat. Is there any connection?? bluefatty
Xeljanz-side effects immediate?
Posted 3 Nov 2015 by RA2012 • 1 answer
Was on mtx stopped due to multiple infections shingles,etc did not lose a single hair Switched to Arava and lost close to 3/4's of it but I have stayed on it only thing is the gi effects have become bothersome buy I never get sick or ever have infections on Arava and it helps with pain for the ...
Xeljanz - How to get rid of or at least sleep with terrible leg, ankle, foot cramps?
Posted 23 Oct 2015 by joyceml • 1 answer
Hi, just started xeljanz and having some stomach issues. Wondering if this is usual and if I can?
Posted 14 Sep 2015 by miranda262 • 0 answers
Expect it to pass. Glade to find this group. Thanks in advance. Joanie
Does any here take xeljanz and are hep c carriers? My rheumatologist wants me to take this but I?
Posted 27 Aug 2015 by AAZ • 1 answer
am a Hep c carrier, no live virus, just antibodies. I'm concerned that it might activate the virus like it says in the side effects. I have tried everything else even Rituxen infusion to no avail. RA is eating me alive with no drug that helps!!
Xeljanz - Has anyone ever had problems with"gritty" feeling eyes and a sudden decrease in vision?
Posted 5 Apr 2015 by janemarierobbins • 1 answer
... when taking?
I'm taking xeljanz, Indocin & tramadol. what can I use for dry up nasal drip, like alkazer plus?
Posted 17 Apr 2015 by daniel9606 • 1 answer
I am 72 years old with one lung & I use a oxygen machine should I take Xeljanz?
Posted 18 Aug 2014 by 1941rlc • 1 answer
I started Xeljanz and took two pills, immediately upset stomach and massive headache. I know the?
Posted 16 Jun 2014 by LydiaW • 1 answer
... headache is a side effect but is the upset stomach? It has been almost a week since I have had a dose and still have the upset stomach. Please help really wanted to take this medicine
Am I a candidate for xeljanz. diagnosed 5 yrs ago with moderate RA. currently taking methrotrexate?
Posted 23 Nov 2013 by cygibson64 • 1 answer
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8 Amp Electric 10" Pole Saw is rated out of 5 by 99.
Rated 5 out of 5 by Miqueramos from Great features Just got it today. Gave it a try and it's amazing
Date published: 2017-01-19
Rated 5 out of 5 by Bailey53 from Product Excellence! Our HOA has rules about trees being cut periodically and I didn't have anything to use and I was not going to rent a pole saw. My wife reminded me of the excellent products I have bought and that I should by a Worx Pole Saw. So she went on your website and showed this product to me and I said, that's it!! I never have to worry about the performance of a Worx tool. They are reliable, well crafted, easy to use and reasonably priced. I LOVE my pole saw!!! I have thanked my wife and now I want to thank you for above average products. That is the main reason we come back to Worx because they always work!!!
Date published: 2017-01-14
Rated 5 out of 5 by Prof John from It's a KEEPER! Bought this 2 days and one 30 ft ash tree ago. Neighbor lent me his gas chainsaw - wouldn't start so off to my local Lowe's to buy this gem. It mad quick work - less than 1 hour, to fell and chop the trunk and major limbs into "fireplace" size chunks. Power to spare, easy to use. Been sold on Worx since buying their leaf mulcher a few years ago.
Date published: 2017-01-12
Rated 5 out of 5 by Ed GTO 2 from Nicely designed! Easy to use. Great reach. Detached for quick clean up!
Date published: 2017-01-06


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UPDATE: Residents Show Support for Tower Grove Shooting VictimResidents came out in droves Sunday evening to express their grief and sorrow in the wake of a fatal shooting in the Tower Grove Heights neighborhood.
Hundreds Gather for Vigil and March to Support Police OfficersThis comes after a series of recent attacks targeting law enforcement, including in St. Louis where a police sergeant was shot twice in the face Sunday night as he sat in his patrol car.
3 Shot at Vigil for VonDerrit Myers Jr. in St. LouisJust 10 minutes into the vigil, gunfire broke out. Three men in their 20s were shot.
Hundreds Turn Out for Vigil in Honor of Officer Blake SnyderWhat had been planned as a small ceremony was moved to Affton HS football field.
U of Illinois Plans Vigil After Deadly ShootingUniversity of Illinois Chancellor says the victims were "bystanders caught in a senseless act of violence."
Prayer Vigil Held For Murdered Principal Jacara SproapsRemembered as a loving caretaker for students at Dunbar Elementary.
Vigil Held in St. Louis for Orlando Victims8:30 pm at the Transgender Memorial Garden of St. Louis in the Grove on South Vandeventer.
Candlelight Vigil Held in Ferguson for Jamyla BoldenA candlelight vigil was held Thursday night in Ferguson for 9-year-old Jamyla Bolden, who was shot and killed while doing homework inside her home Tuesday.
Rev. Sharpton Will be in Ferguson for March, VigilSharpton plans to be apart of the unity march and vigil for Michael Brown on Sunday August 9.
Candle-Light Vigil Held for Missing Sunset Hills Woman More than 100 people gathered to sing, pray, hug and cry at the candle-light vigil of missing Sunset Hills woman Linda McLaughlin on Monday evening.
'It Shouldn't Have Happened to Him' - More Than 100 Gather at Taylor Clark Vigil"He was a great person and he had everything going for him. It shouldn't have happened to him."
Was the Hammer Attack on Bosnian Man Racially Motivated?Hundreds in the Bosnian community in South St. Louis gathered and marched Monday night, in part to remember Begic, as well as to condemn violence in the community.


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The MaxPreps Cup is headed to PDX, home to Jesuit – the nation's top athletic program for 2015-16.
Slideshow highlights stellar images taken by our network of professional photographers across the nation.
Future Duke basketball star and Olympic track and field qualifier win top awards at prestigious Gatorade Athlete of the Year dinner in Los Angeles.
Twelve of the nation's top athletes to be honored in Los Angeles Tuesday night.
Fairfax 4x100 team opts for fun approach on senior night.
Vista Murrieta junior Michael Norman ties national 400-meter record, breaks state 200 mark in a meet that features it all.


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Social networks
Are you a Page Seeker? Join the Guild now and start unlocking the secrets of the Book. Adventure awaits with quest, battles, and gaining of knowledge through the Books of Power. Become a Page Seeker today!
12/5 to 12/9 The Hour of Code is a global movement reaching tens of millions of students in 180+ countries. Anyone, anywhere can organize an Hour of Code event. One-hour tutorials are available in over 45 languages. No experience needed.
Pick a day and sign up at the link by entering the day you want to come!
The session will cover the basics of using a green screen for photography. We'll cover capturing the image and image processing (basic). 3:30 pm to 4:15 pm in the MS/HS Learning CommonsLevel: Newbie


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iPhone apps
BlockHead Pix
Design vintage video game style characters to use as profile images on your favorite social networking sites, forums, blogs, photo/video sharing sites or your mom's refrigerator.Do people still mention that third grade yearbook photo? Does your….. Read more
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More specifically it's Action Bronson! And this evening, he
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As the documentary for Mill's debut
Roscoe Dash was fired up on Twitter for not receiving credit on the G.O.O.D. Music compilation,
The Yardfather is bringing The Greatest Story Never Told Chapter 2: Bread & Circuses in to town on November 6. Amazon has just put up the pre-order and here are the titles. 1. Plant the Seed (What U Paid For) 2. Rap vs. Real 3. Let Me Run Ft. Corbett 4. Not Like Them Ft. Styles P 5. Brownsville Girl 6. The Game Changer Ft. Marsha Ambrosius 7. Blown Away 8. When Will U Love Me Ft. Andreena Mill 9. […]
During NYC's Fashion Week, A$AP unexpectedly stormed SoHo's Adidas store. If it slipped under your radar, here's a recap of the surprise performance. Adidas' 10th anniversary collection drops tomorrow.
Also produced by himself, Nottz tells it like it is on his new audio featuring Jay Rock and W.O.L.L. No telling where this will live, but do not be surprised if the producer has a project up his sleeve. hhnm


text:
Bluefield has a population of 11,451 and is located in Mercer county.
The average in-state tuition for full time undergraduate students in civil engineering schools in Bluefield during the 2009 - 2010 school year was $4,596.00. The average tuition was $9,000.00 for non-residents studying in West Virginia.
The cost, on average, for books and supplies needed for civil engineering schools in Bluefield is $1,600.00. There is one civil engineering college in Bluefield. 23 students were reported to have graduated from civil engineering programs in Bluefield in the 2008 - 2009 school year.
|Average Salary
|Number Employed in City
|Civil Engineers
|Civil Engineering Technicians


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wallpaperOn computers that use a desktop GUI, wallpaper is the monitor pattern or picture or other graphic representation that forms the background onto which all the icons, menus and other elements of the operating system are displayed and moved around. An operating system will typically come with pre-installed images to set as the wallpaper and will also allow users to install their own images to be used as the wallpaper. The wallpaper always stays in the background, and all work is done on top of the wallpaper.
Stay up to date on the latest developments in Internet terminology with a free weekly newsletter from Webopedia. Join to subscribe now.
Like everything in technology, AI touches on so many other trends, like self-driving cars and automation, and Big Data and the Internet of Things... Read More »DevOp's Role in Application Security
As organizations rush to release new applications, security appears to be getting short shrift. DevSecOps is a new approach that holds promise. Read More »Slideshow: Easy Editorial SEO Tips to Boost Traffic
This slideshow reviews five easy on-page editorial SEO tips to help drive organic search engine traffic, including the page title, heading,... Read More »
Java is a high-level programming language. This guide describes the basics of Java, providing an overview of syntax, variables, data types and... Read More »Java Basics, Part 2
This second Study Guide describes the basics of Java, providing an overview of operators, modifiers and control Structures. Read More »The 7 Layers of the OSI Model
The Open System Interconnection (OSI) model defines a networking framework to implement protocols in seven layers. Use this handy guide to compare... Read More »


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Marrengo is a beautiful gelding that has been shown in fino classes and has won most of those. He is fun to ride.$9,500
Profesor was 3rd National Champion for 4 year old pleasure colts in 2016 PFHA National Show. He is very balanced in the front to back, very smooth and…$15,000
Ambar is beautiful under saddle and fun to ride.$5,000
Monarca is a well trained performance gelding who has been ridden in parks, dirt roads and my farm and he loves it.$4,000
Regalo is a nice horse, especially for riders who want a 13"1" hand horse with a smooth ride$2,500
Capiro is a nice laid back smooth ride.$3,000
Carnival is a good horse who needs an experienced rider.$2,000
Impacto is very smooth, even in the fastest gait (largo), and exciting to feel him moving. It is like riding in sale boat.$5,000


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The Fontainebleau in Miami Beach provided a suitable venue for the National Parking Association's most recent convention for at least two reasons. Besides the luxury accommodations, the buzzing nightlife at the hotel creates one of the hardest valet parking jobs in the country. "You need 45 runners on a midnight shift," says former University of Maryland football player Sam Medile, an angel investor and serial entrepreneur who made
Venture capitalists are stars in Silicon Valley, picking and choosing among potential tech giants and riding startups to riches (if they're lucky). But venture capital isn't for every startup, and the pursuit of VC can be a trap, points out Elana Fine, executive director of the Dingman Center for Entrepreneurship, at the University of Maryland's Robert H. Smith School of Business.
Say you're a hotel manager trying to decide whether to build a pool: Will the additional reservations you bring in from that amenity offset the cost of construction and maintenance? Or say you offer free bottled water to all guests. If you stopped doing so, would you save money in the long run? New research from the Smith School offers some answers to these questions.
The most recent "Poets & Quants' Best and Brightest MBAs" listing features two recent graduates from the University of Maryland's Robert H. Smith School of Business. Tiffany Chang and Allison Davern are profiled among 100 of the best MBAs in the Class of 2016, globally.
Smith School professor P.K. Kannan acquiesced, like a typical parent and consumer, each time one of his daughters learned to ride a bicycle and requested her own pink model. Similar bikes of other colors were lower priced, but try explaining that to a child. "When you shop for a special design or a pink color, you signal to the manufacturer a willingness to pay more," Kannan says. "So they take advantage."


text: PHPUnit is a complicated piece of software, and has always been released under an Open Source license, and this will continue into the far future. It has cost me thousands of hours to develop, test and support PHPUnit. If you find PHPUnit valuable, I would appreciate it if you would consider having a look at my Amazon Wishlist. If you want to donate something smaller, than an Amazon Gift Certificate from the Germany store (to email@example.com) is also very welcome.


text:
Model 3010 - Heavy Duty 3-Piece Tombstone
From Bale Feeders
For elk and horned cattle. 8' 6' outside diameter, 50' high. Solid bottom. 16 gauge HR sheet metal.
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111 Prospect Ave, Pewaukee WI 53072-3450 $799,900
Features of 111 Prospect Ave Pewaukee WI 53072-3450
- Commercial/Industrial
- Status: ActiveWO
- Est. Square Footage: 12,536
- Est. Year Built: 196
- Est. Acreage: 1.17
- County: Waukesha
- Property Taxes: $0
- Property Tax Year: 2015
- Postal Municipality: Pewaukee
- Listing Company: Homestead Realty, Inc
- Price/SqFt: $63
Property Description for 111 Prospect Ave Pewaukee WI 53072-3450
111 Prospect Ave Pewaukee WI 53072-3450 - Well maintained Church building located just 2 blocks from downtown Pewaukee. The excellent visibility at this corner location along with a high traffic count lends itself to a variety of business/development opportunities. Retail conversion in addition to mixed use development could be some of the possibilities. Ample parking with ingress and egress from 3 separate streets, 3 private offices, lower fellowship hall with full kitchen. Additional parcel ..156 Lake Street PWV0896005 used for parking is included in sale For further details contact listing agent.
Other rooms
- Full
Interior Features
- Heating/Cooling: Hot Water/Steam, Natural Gas, Wall/Sleeve Air
- Water Waste: Municipal Sewer, Municipal Water
Building and Construction
- Roof: Composition
Land Features
- Waterfront/Access: N
|MLS Number
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|Previous Status
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|New List Price
|Previous List Price
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|Nov 30 2016 10:55AM
|Sep 14 2016 2:04PM
|Aug 20 2016 1:57PM
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Community Homes Near 111 Prospect Ave
Buyer understands that the information which is contained on Data pages is obtained from a number of different sources and which has not been independently verified or confirmed by the various real estate brokers and agents who have been and are involved in this transaction. If any particular measurement or data element is important or material to buyer, Buyer assumes all responsibility and liability to research, verify and confirm said data element and measurement. REALTOR *MLS* Equal Housing Opportunity


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Foldable Plastic Case for iPhone 5S/ 5 (White)
This foldable plastic case is designed to protect your iPhone 5S/ 5 from scratches and dust. It has an open-face design which makes it convenient to operate.
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Elections, Politics, Videos
WFP Interviews Charles Goyette, Author, Speaker, and Media Personality
On July 31, 2012, WesternFreePress.com's Brad Zinn interviewed Charles Goyette author, speaker, and media personality. The occasion was a special Americans for Prosperity celebration of the 100th anniversary of the birth of Nobel Laureate Economist Milton Friedman.
Milton Friedman's PBS television series Free to Choose is a classic among Conservatives and Libertarians. The 1980 series, updated in 1990, is available for free viewing at www.freetochoose.tv. All Americans should watch this series to understand the role that free choice and free markets play in producing prosperity for everyone — especially the "common man".
The July 31 event, hosted at the Goldwater Institute in Phoenix, included a 1-hour "debate" and Q&A session with Goyette and his co-panelist Joe Cobb. A principal topic was the role of central banking and our own Federal Reserve Bank in particular. For the full debate click on this link. For the interview with Joe Cobb, click here.
WesternFreePress.com thanks Tom Jenney, Americans for Prosperity, the Goldwater Institute, and Dr. Jeff Singer for sponsoring this event.
David Leeper
Latest posts by David Leeper (see all)
- Piers Morgan, Fake News, and Trump's War on the Media - February 7, 2017
- This is Why Donald Trump is President - February 4, 2017
- Ruben Gallego Removes All Doubt re President Trump - January 30, 2017
[…] The July 31 event, hosted at the Goldwater Institute in Phoenix, included a 1-hour "debate" and Q&A session with Cobb and his co-panelist Charles Goyette. A principal topic was the role of central banking and our own Federal Reserve Bank in particular. For the full debate, click here, and for the interview with Charles Goyette, click on this link. […]
[…] The debaters were Joe Cobb, economist and author, and Charles Goyette, author, speaker, and media personality. Tom Jenney, Director of the Arizona State Chapter of Americans for Prosperity, moderated the debate. Separate WesternFreePress.com interviews are available with Joe Cobb (at this link) and Charles Goyette (at this link). […]
Get out your American Liberty Dollars and start spending them again.
Get Bernard Nothouse a new trial.
Congress shall have the power to coin money. Does that mean that private people cannot use other means of exchange?


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Sen. Jay Rockefeller, one of the Senate's advocates of cybersecurity legislation.
Responding to an article on the Senate's renewed cybersecurity effort, reader Paul Misner wrote: [The] Senate walks a fine line here. If the bill is too weak, it will have no value as all. Too rigid, and it will result in agencies and companies being forced to implement out of date processes, hardware, software, and procedures that will increasingly become less valuable. What is needed is a strong, but balanced framework which is easy to understand, and dynamic to meet a dynamic set of adversaries. I think this type of legislation should be enforced with a carrot, rather than a stick, but providing protection from penalties for entities that follow it's guidelines, rather than punishment for those agencies who fail to make an effort to enforce.
Amber Corrin responds: That seems to be the consensus. A number of sources have warned against FISMA-like, "check-the-box" regulations that do not allow for the agility necessary to keep up with constantly evolving cyber threats. This, as well as the carrot-over-stick argument, was a top concern for Fortune 500 companies who responded to a cybersecurity questionnaire from Sen. Jay Rockefeller, as FCW reported earlier this month.
Posted by Amber Corrin on Feb 06, 2013 at 12:10 PM
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Save the date for 28th annual Federal 100 Awards Gala.
March 30, 2017
The Department of Commerce is revising its confidentiality agreement for statistical data survey respondents to reflect the fact that the Department of Homeland Security could see some of that data if it is captured by the Einstein system.
In a Feb. 17 memo, Defense Secretary Jim Mattis told senior leadership to establish teams to look for duplication across the armed services in business operations, including in IT and cybersecurity.
State election officials had more questions than answers after a Department of Homeland Security presentation on the designation of election systems as critical U.S. infrastructure.
The government desperately needs younger talent to replace an aging workforce, and experts say that a freeze on hiring doesn't help.
The Department of Veterans Affairs will test an internally developed scheduling module at primary care sites nationwide to see if it's ready to service the entire agency.
After missing in the last Congress, drafters of a bill to encourage cloud adoption are looking for a new plan.
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I will make,pencil sketch your picture in my own style
About This Gig
Order Details
Make one pic and get one free
For ordering one picture another picture will be free.
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Frequently Asked Questions
Do you use anytype of application for sketching picture?no i sketch it by pencil without using any aplication effect.
Do you edit pictures as well?yes, i also do it.


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Bus from Ploce
We are coming from Sarajevo on the morning train and will then get the bus to Split and catch the 21:18 sleeper to Zagreb.
I guess the train usually gets in about noon (it's scheduled for 10:57).
We'd like to get a bus along the coastal road. There will be 10 of us.
What are the chances of getting a booking for the bus. I think it starts at the border at Metkovic but we're on a train trip so would like to do as much rail as possible, and Ploce looks like a great place to hang around in waiting for a bus.
Either way, bazillions of people must do exactly this, or at least go Sarajevo-Ploce-Split in a day. I cant find anyone on the ground to give me assurances and the bus timetable that I was looking at has a whopping great hole in it in the middle of the day.
Can someone assure me that there are loads and loads of buses leaving in the early afternoon and you wont have any trouble getting on, or tell me how to avoid any problems.
Split - Hvar / Brac
I'm planning our holiday for May and I'm trying to work out when to go where! The plan is to have two or three nights in Split and then three nights on either Hvar - probably staying in Jelsa - or Brac, staying around Supetar. We won't have a car so are reliant on public transport. From what I can tell, the catamarans/ferries leave Split around 4pm and leave the islands around 6am - is this correct? (These are the sites I'm basing this on!)
This is going to affect hoy many nights' accommodation I book in Split so it would be great to have this confirmed!
long lineups for ferry or catamaran from split to hvar?
My fiance and I are planning our honeymoon in Croatia. We wanted to spend 2 days in split, then 2 nights in Hvar before coming back to Split to catch our flight very early in the morning. We are going to be there in late July, and I heard from one source that the ferries do not always run on schedule, and that to get a catamaran to Hvar we will have to wait hours in line because you can't buy tickets in advance. We were warned that if we want to have a relaxing honeymoon, we should just stay in Split for the entire time and not stress ourselves out with getting to and from Hvar. We will not have a car, we will just be on foot.
However, I really want to go, it looks like a lot of fun, and I'm worried that we will get bored hanging out in Split for 5 full days.
Does anyone have insight on how difficult it is to get between Spilt and Hvar in July?
Thank you,
Marjan Hotel
Can anyone tell me what is happening with the Marjan Hotel. I heard a couple of years ago that it was going to be a Hilton Hotel, but cannot find anything about it. Is it finished, or what is happening to it.
Beach Showers on Bacvice ?
I found out the answer is of course yes according to this
but I'll ask it anyway as a way of soliciting comments about the place.
We are doing this train trip next July where we arrive in Split at 3pm (on a bus from Ploce) and leave on the 21:18 sleeper to Zagreb.
We wont actually have anywhere to grab a shower from getting up in Sarajevo at stupid o'clock in the morning till we get to Venice the following night at 8pm, i.e about 37 hours door to door.
However, I have located Stellon restaurant and all that stuff on the far side of Bacvice, which looks like an ideal base for us (there's 13 of us at this stage of the trip). We could combine a dip in the Adriatic with having a shower, but we really would need a wash afterwards else we'll have all the following day in the Julian Alps being sweaty and salty. We're all middle aged blokes, it's an horrific thought.
So, just to make doubly sure, are there functioning showers ?, we really dont mind paying. And regarding Stellon, there looks to be quite a few places in that block, I dont know if we're going to be able to keep a table going at Stellon for the full 6 hours. We might need to base ourselves downstairs which looks more like bars and clearly dont mind people coming and going, dripping wet.
opennng hours September sundays historic Split sites?
I cannot find consistent information for opening hours for important sites in Split. We will drive from Dubrovnik on Sunday 9 September, want to visit Diocletian's Palace and other central sites. Staying in Trogir that night and Monday night. It looks like the part of the Palace that we can pay to visit (lower level) is open to 8 pm (20:00)- ? But are Baptistry, Cathedral, and other central sites open on Sunday afternoon-evening? Archeological museum looks closed Sunday & Monday.
Would we do better to go straight to Trogir and spend time there on Sunday, return to Split on Monday? Cannot change overall schedule beyond this. Thanks!
Would like to visit Split with a local person!
We are an active senior couple from the USA who will be visiting in Split on Thursday September 6th. We would enjoy meeting an English-speaking resident or couple who would like to show us around your city/town and hopefully create a friendship.
Learning about your culture and way of life is of interest to us. And this is a good way to create peace in the world.
If interested and free that day, please post a reply. No professional tour-guides, please.
Bob & Fran
Rent a Boat in the are of Split or Dubrovnik
Hi everyone!
I need some help here, its the first time that I'm traveling to Croatia my trip will go from Split to Dubrovnik.
I would love to know if someone knows if its possible to rent around these two areas a little boat without need of license and how much can it cost?
I know in Italy and Spain you can rent little boats that takes you to little lost paradise beaches and I was wondering if I will be able to do the same here.
Thank you all for your help!
Where to stay
I arrive in Split on September 1st by car so I am looking for a hotel, B&B or apartment to rent for the night. What is the best area of the city to stay in? Does anyone have any recommendations of a place to stay. I tend not to like the expensive, modern chain like hotels. I like a simple local room in a character building. Thanks for your help.
Zagreb to Plitvice Lakes and Split to Hvar
Hi there! Planning my second Trip to Hrvatska and I have 2 questions.
1. Is it easy to get a bus from Zagreb to Plitvice Lakes once I arrive there in August?? I cannot find a place online to buy bus tickets back and forth. Also, should I do the guided tour or just wander through with my husband? Finally, which entrance, 1 or 2 is better?
2. Once I arrive in Split, I want to take a day trip to Hvar and maybe another island. Can I just buy a ferry ticket once I get there? I must go to Hvar and don't want to miss out on a trip by not having a ticket in advance.
Hvala in advance!
Question about Mejugorje
Hi all,
I'm planning on solo in June. I promised so many people I'd do a pligrimage for them, but I have no idea how to get to Medjugorje. I'm going to be in the city of Split for a stopover, I'm only going to have 1 day try to visit Medjugorje.
Do you think I'll be able to visit Medjugorje from Split, and then return back to Split all within 1 day?
Also, can you please help me with the following questions:
Is there a bus that goes from the city of Split to Medjugorie?
If so, can you tell me exactly where the bus picks up at Split?
Also, can you tell me the pick up times from Split and return time from Medjugorie?
Do I need to make a reservation for the bus trip to Medjugorie?
Do I need to make a reservation for the return bus trip to Split?
How much is a bus fare?
Do you know of a company or website that can tell me details about this?
Thanks and blessings!
I will rent a car and drive from Split to Dubrovnik. It appears on the map that Bosnia is in between Split and Dubrovnik. Does it mean I need to enter Bosnia before I can go to Dubrovnik? There also seems to have a route on Google map between Ploce and Trpanj. Is it a cross-harbour tunnel which I can drive through? All helps are much appreciated.
Help me find a football field please!
Dear Split lovers,
in the summer of 2012 we're visiting Split with our footballteam for a training camp. We've visited cities such as Barcelona, Istanbul, Berlin and Valencia in the past, but now we want to see the beautiful Split!
A very essential part of our week is always the football training. We want to train 2 or 3 times, but at the moment we are having a hard time trying to find a football field which we can use or rent for a few times.
Is there anyone who can help me find this or can give me a person to contact about this matter? It would be a huge help!
Thank you in advance.
Best 3 restaurants in Split?
My wife and I will be in Split for one, maybe two nights. What are the 3 nicest restaurants in Split that are not CRAZY expensive?
Ferry from Split to Dubrovnik?
I have been looking on JADROLINIJA web page and can not find how to make it from Split to Dubrovnik. My wife and I would rather travel be ferry then bus because we are going to be staying in Hvar for a couple of nights before Dubrovnik and would rather not back track to Split. We are also thinking that it would be fun to take the ferry over the bus for the views.
I see some people say that this ferry only exists twice a week.? Can anyone point me in the right direction on how to find what days and times we could make the trip from Hvar to Dubrovnik by ferry. Thanks for the help!!
Rent a boat from Split
Where is possible to rent a rib or plastic planning boat from Split harbour?
We are 5 friends and want rent one rib boat arround 7 meters.Form july 18th for 5 days. We have a driver licence. Many thanks!!:)
Split on 6 January holiday
Is everything closed for January 6, HOliday of Three Kings? I would like to visit Archeological Museum. The website does not help unfortunately,
Thanks for any help,
Restaurants Near Split Ferry
Can anyone suggest some restaurants that are within walking distance to the ferry terminal in Split.There will be 6 adults and we will all be carrying luggage. Restaurant would need to be open between 5:30 pm and 7:00 pm on a Saturday night.Our ferry leaves at 8 pm.
Thank you
Average Cost of restaurant meal in Split
We will be travelling to Split in Sept, 2011
I'm trying to figure out how much to budget per day for lunch and dinner.
I plan on having a nice meal with wine for dinner and a basic lunch with maybe a beer
How many kuna's per day per person should I expect to pay roughly?
Split, absolute MUST
Okay, debating 2 or 3 nights stay in Split. Is this good decision? What is absolutely must see outside for day trip near Split????? Most beautiful place to see in October.
Traveling to Split
I plan on spending two days in Split in October.
I'm doing Zadar - Split (how can I do it, prices?) and then Split - Zagreb (same questions) when I leave.
Is two days enough to visit Split?
Thanks in advance!
travelling from pula to split
I will be travelling from Pula to Split on the 4th or 5th of September and i'm not sure of the best way to get there. I've heard the bus is the best way, any ideas?
I have few hours to see Split before my flight. Where can I park my rented car not far from town centre? Address for a navigator would be best. Thnk you
Split to Pula
Hey, can anyone tell me the best way to get from split to pula. Flying into split on the 30th and need to get to pula for the 1st!
massage in split
Hi all, can you suggest a good place for a relaxing massage in split? help will be appriciated.
Must dos in Split in 3 days
Hi. We arrive in Split on Friday afternoon and leave Tuesday lunchtime, so we have 3 full days to fill. What should we not miss - would like to do some kayakking/ sailboat trip and see as much as we can.
Thanks HJ
split , hvar and bol
Hello I plan to stay 2 nights in Split, and 2 nights in Hvar Town. Plan to do a day trip (only) to the famous beach Zlatni Rat at Bol in Brac Island. I am trying to figure out what is the best way.
1) Shall I go to Bol from Split ? If so, what is the the ferry schedule ? Is there a direct boat to Bol? I just want to do a day trip.
2) or shall i go from Hvar to Bol ? from Stari Grad or Hvar Town ? What is the schedule ?
Thank you all for your advice.
Car hire in Split
We have booked a rental car to pick up in Split from AMC/ORYX Rent a Car at Petrova 1 in Split.
Is this building near the rail station?
are you in walking distance from cruise ship port to walk around some shops and sites with wheel chair
boats to the islands
We will be arriving in Split May 21 or 22. Are there boats that go to Hvar and or Korcula this time of year? Would like to stay the night in each of those places.


text:
Yorhe 15mm x 3/4" Hot and Cold Angled Service Valves
£12.33 Excl. VAT £14.80 Incl. VAT Best Buy
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Availability: In stock
This pair of hot and cold angled 15mm x 3/4" service valves from Yorhe are perfect for attaching to your existing thermostatic mixing valve or in other applications requiring hot and cold isolation. These service valves allow for the flow of water to be isolated when required.
- 15mm pipe connection
- 3/4" female thread valve connection
- Hot and cold indicated isolation handles
Manufacturer Product Number
Manufacturers Warranty
1 Year (Subject to Manufacturers T&C's)
Not Applicable
Manufacturers brochure PDF File
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Is Grants Auto Electrical incorrect or missing key business information? Update your Hotfrog listing today.
Contact details
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Hotfrog NewZealand provides information regarding Grants Auto Electrical in Frankton Otago. Grants Auto Electrical is located at 67A Lake Road, Frankton Otago 2031 and provides Automotive services. Contact them on 07-847 4579.
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Address correspondence to Pedro L. Gozalo, Ph.D., M.Sc., Investigator, Center for Gerontology & Health Care Research, Department of Community Health, Brown University School of Medicine, 2 Stimson Street, Providence, RI 02912. Susan C. Miller, Ph.D., M.B.A., Associate Professor of Community Health (Research), and Orna Intrator, Ph.D., Associate Professor of Community Health (Research), are with the Brown University School of Medicine, Providence, RI. Janet P. Barber, Ph.D., Assistant Professor, is with the Division of Economic, Social and Administrative Pharmacy, College of Pharmacy and Pharmaceutical Sciences, Florida A&M University, Tallahassee, FL. Vincent Mor, Ph.D., Professor and Chair, is with Department of Community Health, Brown University School of Medicine, Providence, RI.
Hospice Effect on Government Expenditures among Nursing Home Residents
Version of Record online: 26 JUN 2007
DOI: 10.1111/j.1475-6773.2007.00746.x
Health Services Research
Volume 43, Issue 1p1, pages 134–153, February 2008
Additional Information
How to Cite
Gozalo, P. L., Miller, S. C., Intrator, O., Barber, J. P. and Mor, V. (2008), Hospice Effect on Government Expenditures among Nursing Home Residents. Health Services Research, 43: 134–153. doi: 10.1111/j.1475-6773.2007.00746.x
Publication History
- Issue online: 26 JUN 2007
- Version of Record online: 26 JUN 2007
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text:
E-mail marketing pioneer Lyris has agreed to be acquired by J.L. Halsey, a holding company, for $24 million. After the closing, founder and CEO John Buckman will step down and take on an advisory role.
Buckman will be replaced by current General Manager Luis Rivera, who will assume the additional role of chief operating officer for Halsey. Before joining Lyris, Rivera worked for Turbolinux as director of international sales.
After the closing, Lyris will operate as a subsidiary of Halsey.
The sale agreement stipulates J.L. Halsey will pay Lyris stockholders $23.9 million at closing, plus $5.6 million two years later on condition revenue targets are met. Lyris is best known for its ListManager campaign management product, but also offers email deliverability, spam filtering and hosting solutions.
The company was founded in 1994 by Buckman and his wife Jan Hanford. Since that time, ListManager has been sold to approximately 4,000 customers, according to Lyris. 2004 clients included the Bush/Cheney and Dean for America political campaigns.
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AT&T QuickFire GTX75 Green 1.3MP GSM Cell Phone was the worst cell phone I have ever bought. You cant set the APN on the phone. The internet and web will not work. This phone is only for calls and sometimes you get your text and sometimes you don't.Read More
The AT&T QuickFire GTX75 Green 1.3MP GSM Cell Phone (Refurbished), was TERRIBLE. The ONLY problem I had was that it had low battery charge. It would charge all day & once taken off...only lasted like 30 min.Read More
I have had this refurbish from overstock for about five months now. It has been nothing but a problem from day one. Maybe because it is a refurb? Turns off in the middle of conversations or for just no reason at all. I have to take the battery completely out and restart it. The touch screen doesn't respond well either. Frequently, it doesn't respond at all. I REALLY don't like this phone.Read More
others had siad many nagative things about this item i can issure you that they are all lies this phone is the bombdiggityRead More
I love my new phone. it came quick and I love the touch screen. I like the fact that I can have a new phone and don't have to sign a new cell phone agreement . it is easy and quick to retrieve my email. I took pictures and they turned out good and clear.Read More
my phone is excellent I love it and I would recommend to my friendsRead More
The att quickfire i ordered was a refurbed. The keys stick. A pletheria of times, the screen has went black and white and looks like a barcode. An inconvience at the least! The charger that was shipped was broke BEFORE I EVEN USED IT! I have owned a quickfire before and Overstock.com was not worth the hassel of returning it because i had already opened it and i would only receive half my payment back.Read More
I bought this phone for my daughter. It had a problem with the battery and would only charge to 25% capacity. The touch screen also seemed flakey - each selection needed several "touches" before activating. Return/refund service from Overstock has been excellent so far.Read More
Well, I've had this phone for a month, and I love it. I love texting on it, and browsing the web on it (their browser is terrible, so I installed opera mini). Finicky touch screen at times, but what do you expect for the price? Good phone for teenagers, except I wish there were more available apps besides the ones in MEdia Net. I just cracked the screen on mine, and I'll have to wait 10-15 days for a new one (which is ridiculous, because it took only 3 days for it to come the first time). Overall, fun phone.Read More
I like this product as an overall review it a good phone and will recommend it to my co workersRead More
This phone is amazing it has a QWERTY pad, and a TOUCH screen! The Navigation system is pretty cool too!Read More
Love it.Easy to use. My teenage son can't keep his hands off.Read More
I've had this phone for 6 months, and I HATE it. The touch screen is so crazy...you have to touch something about 5 times before ever goes to the right thing. And don't expect to see the top of any list...you can't! Also, the signal is not as strong as it should be. My husband and I both have att. He can be sitting right beside me with a full signal while I don't have any. I can't even tell you how many times it drops calls. Bottom line...it's the worst phone I've ever had!Read More
i love this phone it reminds me of my old sidekick but im a big fan of the touch screen and gps works great and the protection plan was a good deal ad as usual with overstock i got it in record timeRead More
worst phone I ever owned. Try calling someone on your phone book. half the time it calls someone else or automatically goes to bottom of page. There are days when it takes me 5 min just to make a call. This phone has been discontinued, but they will not let me change it to another brand. i have to wait another year with this hunk of junk. My wife has the same phone and she hates it as much as I do.Read More
AT&T QuickFire GTX75 Green 1.3MP GSM Cell Phone (Refurbished)
Today: $79.99


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Market Capitalisation Shares
The value of a company based on the market value of its shares (i.e. share price x number of shares issued).
Asked by mickz, submitted
19 July 2011.
Answered by Justin on 21 July 2011
A quick check of the HMRC rules suggests that stamp duty on share purchases via a UK stock exchange doesn't apply if the shares are in a foreign company who doesn't keep a register of shareholders in the UK. This is the rule that permits exchange traded funds (ETFs) to be exempt from stamp duty.As the Genesis IT is domiciled in Guernsey and the Henderson IT in Jersey, then assuming they don't maintain a shareholder register in the UK they'd benefit from the same rules - hence the reason you didn't have to pay stamp duty when buying them.
Please note this answer does not constitute a recommendation or financial advice and should not be relied upon when making specific
investment or other financial decisions. You should always undertake your own research into whether a product or service is appropriate for your needs and, if
necessary, use a qualified professional adviser.
Readers' Comments (3) - To post a comment please register or login
Comment by mickz at 5:49pm on 21 Jul 2011:
Thanks Justin, I'm sure that I must be taking some additional risk, but I can't see what it is...The most likely ' bad news' is that the IT doesn't perform very well - in which case I could swap it to another one, but holding the share register in the channel islands doesn't influence that.If the IT goes bust, then I wouldn't get anything - but that's no different from Woolworths or HMV or any other company's shareholders...Perhaps it's something to do with fraud and FSCS compensation?? But even if that did occur on the small Henderson IT, then I'd have thought Henderson would have to compensate any investors, or no-one would trust it's other funds either and it would put itself out of business. Perhaps that's more of a concern for the much smaller Genesis...
Comment by justin at 6:55pm on 21 Jul 2011:
You're welcome. Investment trust risks (excluding underlying investments) whether onshore or offshore are really gearing (i.e. trust borrows money to invest, increasing exposure), discount/premium to NAV volatility and not being covered by the FSCS if the IT goes bust due to fraud (rather than poor investment performance).However, fraud is unlikely and agree with your view Henderson would invariably step in anyway to protect reputaion. I'd lose far more sleep over the uncertain short term outlook for markets than these factors!
Comment by mickz at 9:59am on 22 Jul 2011:
I'm planning on holding these long-term, so any short term volatility just makes for better buying opportunities. Thanks for confirmation that there's no major risk factor that I've overlooked :¬)
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Paralegals – Part of the access to justice solution
New rules will permit designated paralegals to make limited courtroom appearances beginning January 2013
Incremental, rather than revolutionary.
That is how the Law Society of British Columbia's Delivery of Legal Services Task Force referred to its recommended changes to the rules and regulations that govern legal service providers in BC, specifically articled students and paralegals. The challenge was to strike a balance between increasing the number of options for reasonably priced legal advice, while still ensuring the people who provide that advice are professional, competent and honourable. As the Task Force's final report notes, the changes will not cure all of the problems associated with access to justice, but they are a step in the right direction.
Last year, the Law Society implemented new rules that allow articled students to offer many of the legal services typically provided by lawyers. This year, the Law Society similarly enhanced the role of paralegals in a few key ways. Working under the supervision of lawyers, paralegals are now able give legal advice. That advice could come, for example, in the form of an opinion or in the preparation of a document, such as a contract or a will. Also, in January 2013, a pilot project is planned that will allow paralegals to make certain appearances in family court. The Law Society hopes expanding the role of paralegals will reduce the cost of some legal services and make justice more attainable.
Access to justice
Ensuring the public has access to competent, affordable legal advice is a concern for lawyers, legal regulators and governments in many parts of the world. Canada is no exception. The Right Honourable Beverley McLachlin, PC, Chief Justice of Canada, has spoken about the issue on a number of occasions, most recently at a conference of the Canadian Bar Association in Vancouver in August.
"Being able to access justice is fundamental to the rule of law," said Chief Justice McLachlin. "If people decide that they can't get justice, they will have less respect for the law. They will tend not to support the rule of law. They won't see the rule of law, which is so fundamental to our democratic society, as central and important."
In BC, ensuring the public has access to affordable legal assistance has been a top strategic objective for the Law Society. "Our goal is to lower barriers, especially financial barriers, to accessing legal services," said Law Society president Bruce LeRose, QC. "If legal services are only available to the rich, or the poor through programs like pro bono work or legal aid, it won't be long before there will be a public crisis of confidence in the system."
A lack of confidence is not the only concern. LeRose points out the cost of legal advice causes many people to choose to represent themselves in court. "Self-representation is less effective than being represented by a trained lawyer or paralegal and can strain the system as a whole," said LeRose.
A study being conducted by a University of Windsor law professor supports that point. Julie Macfarlane is researching the experiences of self-represented litigants in BC, Alberta and Ontario. Macfarlane found self-representation is frustrating for litigants and cumbersome for the courts. She says people who represent themselves in civil and family matters most often do so because of the high price of legal advice.
To better understand why legal assistance is slipping out of reach for many people, and what can be done to correct the problem, the Benchers created the Delivery of Legal Services Task Force in 2008. It set out to re-examine the model by which legal services are delivered to the public. The Task Force was the result of extensive committee work that suggested the time had come to expand the range of people who should be able to offer legal assistance. Ultimately, the Task Force narrowed its focus to a few key groups that could help improve affordability. One of those groups was paralegals.
The role that paralegals could or should play in the delivery of legal services in BC is a topic that has preoccupied the Law Society for decades. As far back as 1989, the Paralegalism Subcommittee set out to examine the level of paralegal activity in the province and to gauge the importance of paralegals to the practice of law. Since then, there have been several task forces, committees, and working groups that have studied the paralegal question and asked whether paralegals should be certified or given an enhanced practice role.
The Delivery of Legal Services Task Force took another detailed look at the issue and reported back to the Benchers with several recommendations. Combining those recommendations with subsequent work from the Ethics Committee, the Benchers in June 2012 approved an expanded role for paralegals, as well as new definitions that clarify what they can do.
In the Professional Conduct Handbook, a "paralegal" is a trained professional working under the supervision of a lawyer. A "designated paralegal," meanwhile, is a paralegal who can perform some additional functions. Specifically, they are permitted to give legal advice and represent clients before certain courts or tribunals, subject to the approval of those bodies. Lawyers can oversee a maximum of two designated paralegals. And beginning in 2013, paralegals will also be permitted to give and receive undertakings.
Doug Munro, a policy and legal services lawyer with the Law Society, says the changes are designed to give the public more choice in obtaining competent, affordable legal assistance.
"Traditionally, paralegals were not permitted to give legal advice, so while the paralegal may have done much of the background work, it was the lawyer who finalized and gave the legal advice. That process can drive up costs," says Munro.
"With these changes, the lawyer will always be available to the paralegal for review and analysis, but in matters where the lawyer considers the paralegal competent, and in which the paralegal does not feel he or she needs to ask the lawyer what to do, the paralegal can give the legal advice directly to the client."
When it comes to paralegals appearing before the courts, the Law Society is finalizing the details of a pilot project scheduled to begin in January 2013. The project will provide designated paralegals a limited right to appear in family law proceedings to deal with uncontested procedural matters, such as seeking leave to amend pleadings or correction of an order, as well as certain contested matters.
In June, BC Supreme Court Chief Justice Robert J. Bauman wrote the Law Society to advise that the court had approved in principle the two-year pilot project in the Vancouver, New Westminster, and Kamloops registries. Discussions between the Law Society and the Provincial Court are ongoing.
Lawyer responsibility
What has not changed in all of this is the role and responsibility of lawyers to supervise paralegals. It is still the job of lawyers to decide on a case-by-case basis whether a paralegal has the skills, training and good character to perform an enhanced function. Ultimately, lawyers are professionally and legally responsible for all work delegated to paralegals. Lawyers are also accountable to the Law Society in the event of a complaint or insurance claim stemming from a paralegal's work.
"We're in support of it," said Janet Crnkovic, Vice President with the BC Paralegal Association. "Instead of having a lawyer at his or her hourly rate doing something that a paralegal could do at a lower rate, right away it's going to make it more accessible to a client. It's going to leave lawyers doing things that are more appropriate to their level."
Michele McMillan, a paralegal with Quay Law Centre in New Westminster, agrees. "A lawyer's hourly rate is expensive and for the working population, sometimes it's unaffordable. A paralegal's hourly rate is much more affordable."
McMillan has worked in the area of family law for close to two decades, and spent most of that time working with Life Bencher Carol Hickman, QC. "Our intention has been making sure the middle class has representation in court," said Hickman. Hickman also sits on the Law Society's Access to Legal Services Advisory Committee and helped work on the rule changes. "The success is going to be that files can be done at a lower cost for clients, or that more clients are actually getting representation."
McMillan, meanwhile, hopes a successful pilot project in family law will open other doors for paralegals in the future. "I think we need to try this pilot project and see if it's successful. Hopefully paralegals will obtain the proper and required training to make the project a success and then they can explore, are there other things that can be opened up to paralegals that again would be beneficial to the public?"
"These changes are not a silver bullet that will fix all of the problems associated with access to justice," said LeRose. "Instead, they are another step in the evolution of the legal profession that we hope will better serve the needs of the public."


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Lady of the Pavements (UK title: Lady of the Night) is a 1929 American silent film directed by D. W. Griffith and starring Lupe Vélez, William Boyd, and Jetta Goudal. Griffith reshot the film to include a couple of musical numbers, making it a part-talkie. Wikipedia
From this profile you will find 5 photos, 21 lists, 1 song, and key facts about Lady of the Pavements!
Lady of the Pavements is a member of the following lists: American films, Films directed by D. W. Griffith, American drama films, Silent drama film stubs, 1920s drama films, United Artists films, 1929 films, Transitional sound films, 1920s drama film stubs and American silent feature films.
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Translation of "oil" - English-Arabic dictionary
(Translation of "oil" from the Cambridge English-Arabic Dictionary © Cambridge University Press)
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the part of a cooker with a door, used to bake or roast food


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Sandalwood Guest House is located at 6 Court Avenue, Selection Park, Gauteng. The appointments of Sandalwood Guest House from the antiques to the sheen of imported bedding, have been acquired with the discerning traveler in mind. There to provide a haven of serene luxury, pleasing to the eye with a...
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Weight gain
Sudden increase of weight from 54 kgs to 66 kgs in a span of 2 months I wish to reduce it. Kindly help me with the diet or excersise that I can follow on a regular basis.
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Venkat Raghav
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Hello, have more of fruits and vegetables, drink lot of water , avoid junk ,oily food items ,have food like chapatis, avoid curd ,ghee, ice creams , Exercise daily in morning , sleep well ,avoid worries. For ladies aerobic exercises and yoga works better , in medical terms BMI more than 30 is called obesity , .Skipping ,swimming ,cycling burns stored fat
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Blade is a 7 year old grade blue roan quarter horse gelding, out of a grade 15.2 hand black quarter horse mare and a registered AQHA strawberry roan stallion…SOLD
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Found: 8 products← Back to category "Grinding machines"
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