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10 employers that offer tuition assistance for part-time employeesFebruary 21, 2017 by Matt Krumrie
It's no secret that college tuition is expensive. And it's no secret that student loan debt is an issue because of this. In fact, nearly seven in 10 seniors who graduated from public and nonprofit colleges in 2015 had student loan debt, with an average of $30,100 per borrower, according to the Institute for College Access & Success.
But there are surefire ways to lessen student debt load, while gaining valuable job skills and experience at the same time.
How so?
By finding a part-time job that offers tuition reimbursement or tuition assistance. As defined by Salary.com, "tuition reimbursement is a contractual arrangement between employer and employee that outlines specific terms under which the employer may pay for the employee's continuing education."
Numerous employers (we list 10 below) offer tuition reimbursement programs for part-time employees. This is an attractive recruiting and retention tool for employers – they help support employee education goals, pay for part of it, and get a educated employee in the process. The employee/college student gets help paying for the cost of college, and is loyal to the company because they invested in their future. It can be a win-win for both.
But forward-thinking college students should take it a step further. The right part-time job could provide not only tuition reimbursement opportunities, reducing the costs of college, but also a chance to secure an internship with that company, or perhaps, participate in a training program, or learn additional skills beyond what is required in the part-time job. In other words: Take advantage of both the opportunity to earn tuition reimbursement, but also seek ways to learn and add a combination of soft skills, and real-life work experiences that employers will covet, while working this part-time job. Take on new challenges and opportunities. Learn about operations, management, marketing, distribution, merchandising, sales, e-commerce, technology, how the company uses data and analytics, and much more.
"Students should seek a variety of experiences during their college career-including part-time jobs and internships," said Mike Caldwell, Director, Business Careers and Employer Development at the Cohen Career Center at William & Mary in Williamsburg, Virginia. "These opportunities help build skills, networking contacts, and professional experience. Part-time jobs that offer additional benefits, such as tuition assistance, also offer an opportunity for employers to identify and develop prospective talent while helping employee's complete academic requirements along the way."
Ask yourself: What else does this company do that I could learn about, that would add additional skill sets needed for me to succeed in securing an internship or full time job after graduation?
Below are 10 companies that offer tuition reimbursement or tuition assistance for part-time employees:
Why employers covet soft skills developed working in the restaurant and retail industryFebruary 14, 2017 by Matt Krumrie
Note to those restaurant employees who get frustrated going to work on a Saturday night while friends are preparing for a night out on the town.
Employers understand the sacrifices you are making, and in the long run, it will pay off. Why?
Because employers covet recent college grads and entry-level job seekers who have restaurant industry experience. Sure, that doesn't help when you feel you are missing the must-attend social event of the year (you're really not) because you have to go to work, but it's going to pay off when applying for that first job.
Same goes for that retail worker, who goes to class all day and closes up shop every night, or who has to pull a double shift on a Sunday when other workers call in sick (because they did go to that social event the night before).
Thousands of college students and recent college grads work restaurant jobs and retail jobs, and whether they know it or not, they are developing transferable skills that employees seek in recent college grads and entry-level job seekers.
Ask Matt: Make a plan! 12 strategies for dominating student loan debtFebruary 09, 2017 by Matt Krumrie
Dear Matt: I recently graduated from college and it's almost time to start paying back my student loans. I have over $50,000 in student loan debt, and it seems almost overwhelming to have to pay all this back, especially with many other expenses. Fortunately I have landed a job, and am making a decent salary. That helps, but I'm feeling financial pressure to make it all work. Do you have any tips or resources for people like me seeking advice on how to manage the overwhelming burden of paying back student loans/debt?
Matt: I cringed when I heard the numbers. My niece is in her second year of college and has already accumulated $65,000 in student loan debt. "But it's totally worth it," she said, before leaving for London for a month-long school-sponsored education program. She's right in the fact that a college degree, and the experiences that come with it, are worth it. But it's painful to see so many young students accrue so much debt. She may realize that as well – after one year at a private school, she's now going to a public university and back living at home as a way to cut costs.
Her story reminded me of my cousin who accumulated over $120,000 in student loan debt. Her first job was for a large financial institution (her degree was in education, from a private school). Her boss at that job, only a few years older, didn't go to college, had no student loan debt, and made more money than her. Those two eventually got married – which is how I know this story – but that in itself is a whole other story.
Why do I tell these tales? Because these are common stories for today's college student and college graduate. And while it doesn't change this reader's situation – or pay their debt, any recent college graduate with student debt should understand that you are not alone, and that there are resources out there to help you.
In fact, nearly seven in 10 seniors (68%) who graduated from public and nonprofit colleges in 2015 had student loan debt, with an average of $30,100 per borrower, according to the Institute for College Access & Success.
When I paid back my student loans after graduating from Minnesota State University, Mankato (Mankato State University back then), I did it without a plan, or real understanding of the options available to me. I simply read the letters sent to me, submitted the pay stub and check to the loan servicing company (no online payments back then) each month, and cringed as it seemed like a lingering debt that would never go away.
Don't be like me. Don't go about paying back student loan debt without a plan. Take advantage of the many online resources available, and heed advice from financial experts like Phil Schuman, Director of Financial Literacy at Indiana University (IU). Schuman unleashed multiple financial literacy initiatives in the past four years, and reduced undergraduate student borrowing across IU by nearly 14 percent – which comes out to a whopping savings of $78 million, since introducing his financial literacy efforts.
It's tough to start one's professional career drowning in debt. But don't let that debt dominate your life.
"While it's extremely important that you get rid of (student loans) as fast as you possibly can, make sure you don't do it at the expense of your wellness," says Schuman. "If there are things in life that are important to you and keep you going, even if they cost a little bit of money, make sure to keep them as part of your life. Having those things in your life will help keep you motivated and energized to continue tackling your student debt."
Katie Ross, Education and Development Manager for the American Consumer Credit Counseling, an organization that provides information and guidance on issues such as identity theft, credit, debt and budgeting, agrees.
"There is a stigma about being in debt that causes many borrowers to prioritize eliminating student loan debt over other financial objectives like saving for a house or for retirement," says Ross. "If possible, do not neglect saving for retirement just to expedite student loan repayment."
I get it – it's hard to think about saving for retirement – let alone making monthly rent payments, car payments, or even going out on the weekend – when that large monthly loan payment looming. But it can be, and will be done. You will get out of debt. But it's not easy, and takes planning, preparation and diligence.
Get out of student debt by following these tips:
1. Take ownership of your debt: "You need to realize that you are in charge of how quickly your debt can go away," says Schuman. "Don't allow yourself to blame others for your debt being there or hope that others will help you get rid of it. Own your debt and get rid of it as fast as possible."
Set a "done with debt" date and then do everything you possible can to meet it.
2. Create an efficient budget: A carefully planned budget will help any individual gain a better understanding of their financial outlook and how they'll need to adjust their lifestyle to afford to live, save, and pay off debt. "Knowing how much money you have to dedicate to paying off students loans and what expenses can be reduced is the best place to start when trying to figure out how to eliminate student loan debt quickly," says Ross.
3. Calculate payments: At StudentLoans.gov, borrowers can access a repayment estimator that will help them understand how much their monthly payments will be under different repayment plans. Because the site accesses borrowers' specific student loan files, repayment calculators can show each graduate repayment details that are unique to their specific loans. This will also let borrowers see what the interest rates are on their different loans and what they will pay in interest using different repayment options.
4. Worry about the amounts, not the interest rates: "Before I explain myself I do want to assure you that I do understand math," jokes Schuman. It might seem contradictory to not focus on the interest rates of a debt, but paying off debt is more a matter of psychology than it is math, he says. In the case of focusing on paying off debts by interest rates, while it will allow you to pay less in interest when all is said and done it is difficult to tackle debt when you don't see the numbers go down fast. If you pay off your debts by prioritizing the one with the lowest balance – and still paying the minimums on all other debts – you'll see your number of debts go down faster, which will motivate you to keep tackling your debt. Once you get rid of the first debt, apply the money you used to pay off that debt and apply it to the one that now has the lowest balance, and so on.
5. Understand relief eligibility: While logged into the Federal Student Aid website, borrowers should read up on different relief programs that are available to military personnel, public servants, persons with disabilities, and other individuals, points out Ross. The details of the programs are important because borrowers might already be eligible or can become eligible based on the industry they enter upon joining the workforce. Some may qualify to have their loans discharged or forgiven after just 10 years of on-time payments.
6. Choose a loan repayment plan: Those who can afford it and are interested in getting out of debt quickly should choose whichever plan has the highest payments and the shortest repayment period. Anyone in any plan can accelerate their repayment by paying a little more than their minimum payment each month. This will save the most in interest over the life of the loans.
7. Make one extra monthly payment per year: Making 13 payments a year instead of 12 can help save big on interest. Learn more about that strategy in the article Paying off Student Loan Debt: 5 Tips.
8. Contact the loan servicing company: Graduates and other borrowers should know which company is handling their student loan debt. Student loan repayment and billing for some borrowers is not handled by the government itself but by a loan servicing company. Getting in touch with the loan servicing company will help borrowers update their contact info, learn about potential ways to reduce interest, and get up-to-date details about how much they still owe.
9. Enroll in autopay: If borrowers are financially able, the easiest way to ensure that their loans are taken care of is to enroll in a service that automatically deducts their loan payment from their bank account each month. Plus, this protects grads from missing payments and hurting their credit, says Ross.
10. Be cautious about refinancing student loans: Many new grads obsess over their debt and paying it off as quickly as possible, says Ross. Know that refinancing comes with risks like losing the benefits offered with federal student loans. Also, your credit need to be in really good shape in order to refinance and get a good interest rate. If you do choose to refinance, be careful about choosing a fixed or variable interest rate. Interest rates, which are set by the Federal Reserve, are likely to increase, which could be harmful to your debt repayment plans, says Ross. Be sure to carefully read all terms and conditions when refinancing.
11. Set up an emergency fund: Don't accelerate payments on deductible student loan debt until you've set aside six to 12 months of "emergency" money, says Beth Walker, CCPS, CRPC®, a Partner and Personal CFO for The Wealth Consulting Group and founder of Center for College Solutions, a resource for families and college students whose goal is to reduce the stress – and costs of attending college.
"This seems counterintuitive but student loan debt is still relatively 'cheap' and having liquidity, use and control of capital is the foundation to a strong financial future," says Walker.
12. Find a way to focus on the future: This may seem years away, but remember this tip: Once the loans are paid off, immediately direct the monthly loan payment toward a long-term savings program. "You've learned to live without using that cash flow in your current lifestyle up to this point, so take advantage of that fact and fund your future lifestyle with the equivalent of your education loan payments," says Walker.
So you have student loan debt. That's reality. Don't let it get you down. Develop a plan for success. And heed the advice from experts. By reading this article you've already received advice from a financial literacy expert, a manager from a consumer credit counseling agency, and a financial planning expert who has a decade of experience helping families and individuals pay off student debt.
That's a good start. That's more than I ever did – and more than most people do.
Keep it up and you will dominate your student debt.
About Ask Matt on CollegeRecruiter.com
Ask Matt is a new monthly career advice column that offers tips and advice to recent college grads and entry-level job seekers. Have a question? Need job search or career advice? Email your question to Matt Krumrie for use in a future column.
10 Time Management Skills Every New Manager Needs to MasterJanuary 31, 2017 by Matt Krumrie
Becoming a first-time manager can be tough. New managers are often pulled in many directions, and it can seem like the to-do list never ends. But if you ask any successful manager how they manage it all, it's likely they will say the key is this:
Successful time-management.
Poor time management skills can result in missed deadlines, dissatisfied clients, and even increased overtime costs. Not only do today's managers today need to focus on ensuring they are managing their time well, but they should also help their employees do the same.
To help improve performance, Chris Rush, Division Vice President of Strategy, ADP® Small Business Services offer these top 10 time-management techniques new managers can share with employees:
- Plan and set goals: Work with employees to set daily, weekly, and monthly goals. For each goal, agree to a timeline for completion and break the goal down into small, manageable assignments. Consider providing employees with task management tools, such as online calendars, project management programs, or a simple to-do list.
- Prioritize: Help employees prioritize their responsibilities based on customer benefit and urgency and encourage them to complete tasks starting with those with the highest priority This process requires effective communication to ensure that priorities are properly aligned with company goals.
- Organize: Every minute lost because of a misplaced tool, or document is a minute that could have been spent completing a task. Emphasize the importance of an organized work space to help maximize efficiency.
- Streamline: Evaluate processes and procedures regularly to ensure efficiency. Managers should have regular discussions with employees to get their insight on more efficient methods for completing their job responsibilities.
- Delegate: Proper delegation can ensure the right tasks are assigned to the right people. But, there is more to delegating than simply assigning a task. Explain job duties thoroughly, work with employees to develop a plan for completing the task, monitor progress, and provide the resources and support necessary to reach assigned goals. Most important, share your own knowledge if you, yourself, have done the job before. They will appreciate that personal "shared learning."
- Dedicate time for less pleasant work: It's human nature to sometimes procrastinate, especially when a difficult or undesirable assignment presents itself. To help employees stay focused, break large projects into smaller parts and schedule specific time (such as the beginning of the workday) for the larger or more unpleasant projects.
- Manage communications: For employees on a tight deadline, answering phone calls and emails can be distracting. Consider establishing guidelines for responding to these types of communications. For example, when employees are on a tight deadline, ask them to check voicemail and email at set intervals and respond to urgent communications first. All other communications can be put on hold until after important projects have been completed.
- Avoid interruptions: Whenever possible, schedule important job duties for a part of the day when there are fewer disruptions. For example, if an employee is the first one in the office in the morning, this may be a good time to work on assignments that require more concentration. Also, remind employees that interruptions are inevitable, and for planning purposes, they should allow a little extra time for unexpected interruptions.
- Schedule tasks for peak performance: If possible, physically or mentally demanding work should be scheduled for when workers are at peak performance. This may vary depending on each employee. Encourage employees to consider when they have the most energy and suggest that, if possible, they to focus on bigger or more important projects during those times.
- Help ensure proper balance: No matter how well employees manage their time at work, they are unlikely to perform at their best if they return to work each day stressed or lacking energy. Provide employees with regular rest breaks throughout the day and be aware of applicable state meal and rest break requirements. Consider a wellness program that encourages healthy habits and encourage employees to use their vacation time.
"Effective time management is important for any business and can be especially important for new managers working with employees that often have multiple responsibilities," says Rush. "As a manager, it is your responsibility to provide your employees with the training and tools they need to optimize their performance."
Use these ten tips to do just that.
Want more time management tips and other career advice? Stay connected to College Recruiter by visiting our blog, and connect with us on LinkedIn, Twitter, Facebook, and YouTube.
Disciplining and terminating employees: A guide for first-time managersJanuary 26, 2017 by Matt Krumrie
For many managers, especially first-time managers, giving candid, constructive feedback is the toughest part of their jobs.
And that's why disciplining and/or terminating employees is so difficult for recent college grads and entry-level managers, says Don Maruska, founder and CEO of three Silicon Valley companies author of How Great Decisions Get Made and Take Charge of Your Talent.
"Many supervisors shy away from giving effective feedback because they fear how employees will react," says Maruska, who earned his BA magna cum laude from Harvard and his MBA and JD from Stanford, and also previously led projects for McKinsey & Company, a trusted advisor and counselor to many of the world's most influential businesses and institutions. "When they finally give the feedback, they often have built up such frustration that the feedback becomes an unproductive battle rather than a positive step forward."
Because many managers lack the proper training, preparation, or confidence disciplining or terminating an employee, they may ignore the situation. That's the wrong approach.
"Don't let the sun set without giving feedback on any performance that isn't on target," says Maruska. "That may sound like a tough standard, but every day that goes by only makes the situation more difficult."
Tips for disciplining an employee
Lois Barth, a human development expert, career/life coach, motivational speaker and author of the new book, Courage to Sparkle, says managers should look to educate and create consensus versus simply just disciplining an employee, or scolding them for poor performance or breaking company rules or policies that don't quite warrant termination. When there is a situation when you have to discipline someone, focus on their behavior versus them as a person, says Barth.
"As a manager, when you can call out their behavior versus their value as a human being, people will feel less defensive," says Barth. "Instead of punishing the employee, use your authority as a leader to educate them on why that policy is in place. When people can wrap their mind around the why they are usually pretty good with the what."
Maruska provides this highly effective formula for providing feedback when disciplining employees that yields constructive results:
Intention: State your intention clearly in terms that show what's in it for the employee and the firm. For example, "Sam, I want you to be a productive and successful contributor to our team's growth."
Observation: Describe what you observe in objective terms. Think through your feedback so that you can deliver it in ways that identify behavior rather than challenge the person's worth. For example, "When the sales reports arrive after noon on Friday, our team can't get the results out in time for the sales people to plan next week's priorities."
Request: Make it simple, short, and direct. For example, "Sam, will you give me a plan for how you can reliably deliver the sales reports by noon each Friday?"
Confirmation: Be clear about your agreement. For example, "I'll look forward to your plan by the close of the day tomorrow. OK?"
Tips for terminating an employee
Terminating an employee can be stressful and nerve-wracking for first-time managers. Managers who have access to HR departments, or legal resources within their company should utilize those resources before terminating an employee. It may even be beneficial to have HR lead the meeting, and/or be present in the room during the meeting. HR can also provide the terminated employee with information on paperwork, issue the final paycheck if applicable, and provide any other legal, contractual information, or papers to sign. If it's a small company, don't hesitate to ask the company owner or other leadership to be in the room when terminating an employee. Eric Meyer, a partner in Philadelphia-based Dilworth Paxson LLP's labor and employment group, recommends at least two people be present during any termination meeting. The reason, says Meyer, is so one person can take notes of what is said. If there is litigation, this will avoid a dispute about what was actually said.
In some cases, a termination is obvious, and warrants nothing more than a straight-forward statement, simply saying "thank you for your work, but we have decided to terminate your employment." Be prepared for the employee to be frustrated, especially if they don't feel it's warranted.
If the conversation goes deeper, do not attack the individual.
"Terminations get messy when the terminated employee feels that his or her self-worth is on the line," says Maruska. "You need to separate performance from the person."
If feedback is given during a termination meeting, especially if an employee is let go through a layoff, or because the company is downsizing, highlight the strengths of the employee, and tell the employee you'd like to support them in their next step or opportunity. "This is not only more humane but also quicker and cheaper than making the termination a contest of wills," says Maruska.
And finally, practice before you go live with either a discipline or termination meeting. Being straightforward and clear can be a tough transition for recent college grads, especially new managers who are now managing friends, so find opportunities to practice giving feedback with another manager, colleague, or friend. Focus on your tone, body language, and non-verbal cues to come off polished and professional. Most of all, be confident in your delivery.
Having difficult conversations is difficult. But it's part of what it takes for millennials to be a good manager. Follow these tips and prepare now to succeed later when terminating or disciplining and employee.
Want more management tips and career advice? Stay connected to College Recruiter by visiting our blog, and connect with us on LinkedIn, Twitter, Facebook, and YouTube.
5 hidden skills new managers develop that benefit career growthJanuary 24, 2017 by Matt Krumrie
Becoming a manager provides great on-the-job training opportunities for the recent college grad or entry-level employee. It not only provides opportunities to grow as a leader, but also as a professional. In fact, many managers – years down the road – realize that the hidden skills they developed as an entry-level manager helped them grow professionally, more than they ever realized.
How so? Becoming a manager – a good manager that is, forces individuals to learn how to see things differently, act differently, and grow as a professional, differently than they may have if they weren't in a leadership position early in their career.
Here are five of those hidden skill sets good entry-level managers develop that prove beneficial as they advance in their career, from Deb LaMere, Vice President of Employee Experience at Ceridian, a human capital management firm:
- Active Listening: Active listening is a beneficial skill that should be developed early on in ones' career. It means taking a step back and really focusing in on what your employees have to say. By doing so, you will hear and learn about situations or issues at work or beyond that may be affecting your employees. This is information that you may otherwise miss if you didn't take the time to actively listen.
- Ability to recognize non-verbal cues: Developing the ability to read non-verbal cues such as facial expressions or posture is an important skill when it comes to managing people and solving issues. Why? Because sometimes what people say is not entirely what they mean. Alongside listening, non-verbal cues provide insight into potential issues that may need further discussion and solving. Also, as a manager, you need to become more self-aware of any non-verbal cues that you may be expressing. This type of self-awareness will help you gain more control over your message delivery when giving feedback.
- The ability to adapt and change: Another valuable skill to hone in on is being able to change your leadership style to meet the needs of the situation. Even as a manager, you yourself will report to someone. Your style of leadership around those who you report to may need to be different from the style you display around your direct reports. In some cases, you need to be supportive of the individual employee as their leader and in others, you need to put the company's mandate first. You'll quickly learn, as a manager, how to work with different personalities, leaderships styles (including your own and your boss' leadership styles), and the many quirks, challenges, and perspective each individual brings to the workplace.
- The art of recognition: The art of recognition is a skill that every leader should have when it comes to motivating employees. Remembering to say thank you goes a long way. If you take the time to recognize the work that employees are doing, it makes them feel valued. They will respect you further and you will be seen as that leader who is supportive – someone who people will want to work with, for a long time.
- You are a role model: Lastly – and this is not so much a skill, but an important value that both new and seasoned managers should uphold – remember, that you are a role model. That means regularly doing the right thing even when you think no one is watching or paying attention. Leadership is nothing, without integrity.
Being a manager is hard work – not everyone can do it. But you are in that role, and have a great opportunity to develop hidden skill sets as a young professional. So take advantage of both on-the-job, and formal training programs to become the best manager one can be.
"You will want to be sure that you have up-to-date skills in the areas of leadership, change management and the technical aspects of your role," says Shirley Weis, former Chief Administrative Officer for Mayo Clinic, where her work involved overseeing 60,000 employees and $9 billion in revenues. Weis recently published the book Playing to Win in Business, an Amazon bestseller. "Formal training will help you feel more comfortable in your new position and give you the confidence to become an expert in your field."
To continue to develop these skills now, and throughout one's career, focus on cross-training opportunities and finding a mentor, says Nancy Saperstone, Senior HR Business Partner with Insight Performance, recognized as a national industry leader in human resources, providing proven and cost-effective HR solutions.
"Learn other sides of the business," says Saperstone. "Don't just stay in your silo'd responsibilities. The more you can understand the business, where your group fits in and how it impacts the rest of the company, the more you can contribute."
As a new manager, you will want to get to know other managers in your organization. They are now your peers, so set up a time to meet each one individually and get to know about the challenges they are facing as well as ask for advice about how you can learn the new rules of the management game, says Weis.
Finally, find someone in the business that can be a mentor, says Saperstone. At the same time, be a mentor to someone more junior than you.
"Not only will you help them grow, but it's always good to get a different perspective from someone else," says Saperstone.
Becoming a manager provides all sorts of new career growth opportunities. Developing skill sets such as these not only will help young professionals now, but as they advance in their career. Take advantage of these opportunities now to reap the rewards later.
Want more management tips and career advice? Stay connected to College Recruiter by visiting our blog, and connect with us on LinkedIn, Twitter, Facebook, and YouTube.
It's crucial for managers to learn to communicate across generationsJanuary 19, 2017 by Matt Krumrie
The first thing one needs to realize once they move to a management role is this:
Your job has changed! Drastically.
Many people happily take on the title of 'manager' while assuming that most of what they will do and be responsible for on a day-to-day basis won't be all that different, says MacKenzie Kyle, a management consultant and author of The Performance Principle: A Practical Guide to Understanding Motivation in the Modern Workplace. Given that there is limited time each day, and that management responsibilities are their own full-time job, this can result in significant personal stress, working excessive hours as the person attempts to do two jobs, and feeling like he or she has to 'waste' time on activities like communication and reporting, which doesn't produce the same immediate and obvious results as 'production' work.
But, as a manager, it is now a big part of your daily job to effectively facilitate the flow of information. So don't expect that as a manager you'll get to avoid those regular status meetings or email updates; instead, you'll be the driving force behind them.
"You are moving to a role that includes a significant component of communication," says Kyle.
And that means communicating with different personalities, styles, and generations. That in itself is another great challenge all new managers must master. Especially for Millennials trying to communicate and report up across generations, specifically with baby boomers.
In fact, reporting challenges between generations in the workplace are an offshoot of the Grand Communication Canyon between Baby Boomers and Millennials, says Chris Butsch, author of The Millennial's Guide to Making Happiness, a positive psychology book for young people driven by humor, science, and stories from Millennials around the world. So what's driving these generations apart? Well, they both want something the other isn't providing.
Millennials want feedback.
"I'm often asked why we seem to need feedback at every turn, and the answer is quite simple: this is the system we're used to," says Butsch. "We're the most educated generation in America's history; with over 50% of us holding college degrees. That means more than any generation before us, we've spent more time in the education system receiving precise feedback on everything. Even in college, which prepares us for work, we received a percentage score on every deliverable: Here's what you did right, here's where you screwed up, 89%, B+."
But baby boomers are industrious and often bottom-line driven, says Butsch. So if you are a new manager communicating with a baby boomer follow these guidelines from Butsch when managing the flow of communication in the workplace:
Imagine this scenario: Yesterday morning, your client asked for something you have no experience in. This afternoon the manager who you report to asks this:
Haven't heard from XYZ client in a week- how are things going?
BAD REPORT: Yesterday morning they asked for something I don't know much about, so I'm kinda stuck. Could you help?
This response creates more questions and more work – baby boomers – often senior managers in today's corporate hierarchy, hate this. Instead, impress them by showing how much work you've already done, covering the three bases above:
GOOD REPORT: (1) Things are well and we're speeding towards go-live by Monday EOD. I've completed 5 of the 7 tasks this week. (2) However, they've asked for recommendations for ideal CRM software, and (3) while I've thoroughly researched the top 4 options (Pipedrive, Salesforce, Insightly, and Zoho), I don't feel qualified to make a recommendation without experience. Could you connect me with someone who might have experience in this area?
The latter response tells them things are going well, you're on schedule, and you specify precisely where you need help.
The biggest thing to remember when communicating as a manager, whether it's with direct reports, or to senior leaders is this, says Butsch: Stop treating everyone the same.
Butsch references a 75-year-long Harvard study that found the No. 1 indicator of life satisfaction is the quality of our relationships. If you build relationships with the people around you, you're also building trust, likability, and efficiency between you.
"Building a working relationship doesn't necessarily mean being buddy-buddy with everyone; it means understanding them," says Butsch.
How can new managers understand the many different personalities and work styles across generations in the workplace? Start by making mental baseball cards, says Butsch. Like this:
Danielle (hospital director)
Likes: directness, short meetings, short emails
Hates: getting lost in details, anyone who's late
Kyle (scheduling software analyst)
Likes: positive feedback, 1-1 attention, clear walkthroughs
Hates: feeling lost, going too long without feedback
So if communicating with Danielle and Kyle, Butsch would spend an hour walking Kyle through a new workflow, then fire Danielle a 1-sentence email letting her know that the scheduling software is on track.
As you build these relationships, and start to understand each person's own unique style – and quirks – you'll simply enjoy working with more people, and will also build trust with them, meaning you'll feel more comfortable asking for favors or support in times of need, adds Butsch.
The reality of the job of manager is often different than expectations, and a large number of people don't find the activities of being a manager – all the communication, supporting other people to do the actual work while dealing with many of their problems, rewarding, says Kyle. But the manager's role is to coordinate and support the production work (not to do it) and this requires significant time spent simply communicating with the members of the team. Learning how to communicate successfully with different personalities and across generations is a big factor in one's success as a manager.
Are you ready to make that change? Then you're ready to succeed as a first-time manager.
Want more management tips and career advice? Stay connected to College Recruiter by visiting our blog, and connect with us on LinkedIn, Twitter, Facebook, and YouTube.
How a Liberal Arts degree prepares students for managerial successJanuary 18, 2017 by Anna Peters
Guest writer Ascan Koerner, University of Minnesota
For employers who look exclusively for STEM backgrounds to fill their positions, they are missing out on a wide pool of qualified candidates. Students with a liberal arts degree offer distinct advantages, and employers should not overlook them.
Technical and engineering skills may fit only the short term
The technical and engineering skills that get a student hired initially often have an expiration date. Those skills unfortunately may also fall victim to automation. A recent study by Carl Frey and Michael Osboren of Oxford University suggested that 47% of all employment in the U.S. is at risk of being replaced by automation, including many mid-level technical and engineering positions.
Skills most in need are not technical, but soft
Even more importantly from a career development perspective, technical skills alone often are insufficient to help employees advance their careers. Almost invariably, career advancement means to take on managerial and planning responsibilities. Those leadership positions require not technical skill but so-called soft skills. Soft skills include critical thinking, being able work in a group, interpersonal communication, leadership, and complex problem solving. No surprise that according to a recent survey of the National Association of Colleges and Employers, the four most sought after skills of recent graduates are not technical, but critical thinking/problem-solving, work ethic, teamwork, and strong oral and written communication. A recent study conducted by Indeed.com reports that 64% of "opportunity jobs" (those with high and growing wages) require complex problem solving skills.
Liberal arts programs prepare students for leadership
It is precisely in these areas where students with a liberal arts education have distinct advantages over their more technically educated peers. Indeed, at the core of a liberal arts education is building skills such as problem-solving, communication, leadership, engaging diversity, and ethical decision making. Liberal arts programs uniquely prepare graduates for leadership and managerial roles in organizations. Liberal arts students are also used to using their skills in various contexts, preparing them to better deal with uncertainty. Given the long-term unpredictability of today's business climate, this adaptability is critical. Furthermore, liberal arts college are also committed to diversity and uniquely prepare students to learn and interact with students from a wide variety of backgrounds. It is no surprise that liberal arts graduates are disproportionately represented in the c-suites of the nation's largest and most innovative corporations.
Liberal arts graduates are life-long learners
A final strength of liberal arts graduates that is often overlooked by recruiters is their ability to acquire new skills and to engage in life-long learning. Even if liberal arts graduates need more initial training for a position that requires specific technical skills, they have all the attributes that will make them successful in the long run. Not only do they tend to advance more readily in their careers, they also are more likely to stay with their employers and contribute significantly to the long-term success of their organizations.
Colleges want to help connect liberal arts to careers
Increasingly, colleges and universities are becoming more aware of how a liberal arts education contributes to career success. They are beginning to engage students and employers in conversations about the distinct advantages of liberal arts degrees. For example, the College of Liberal Arts of the University of Minnesota recently launched a career readiness initiative. The initiative highlights ten core career competencies inherent to the liberal arts. The college offers courses and programs that allow students not only to recognize their unique skills and abilities, but also how they relate to their long term career success.
Recruiters who want to hire for the long run should pay attention to these developments and to not overlook liberal arts graduates. These young workers are viable candidates for entry-level positions, especially those that are a pipeline for leadership opportunities within their organizations.
About Ascan Koerner: Ascan is the Director of the Career Readiness Initiative at the University of Minnesota's College of Liberal Arts. The initiative is part of the Dean's road map for the college and aims to make CLA graduates the most desirable and best prepared graduates. In addition, Ascan is a professor and director of undergraduate studies. His research interests are family communication and communication in interpersonal relationships.
Realistic expectations: Master these 7 traits to become ready for a move to managementJanuary 17, 2017 by Matt Krumrie
Some employees, ready or not, are promoted into management roles as a reward for succeeding in their previous job. Others, through education and professional training, get hired into management roles. No matter one's road to a management job, there is no one-size-fits-all guide that determines when one is really ready to be a manager.
"Unfortunately you can't teach management in 10 minutes," says Jayne Heggen, President of Heggen Group, a management consulting firm.
But whether one is a first-time manager, new manager, or seeking a career in management, there are certain skills, traits, and attributes that all good managers have. Mastering these traits can help all managers succeed in a leadership role. Here are seven traits managers must master to successfully prove they are ready to move into a management role:
1. Be willing to change: Many new managers get promoted because they are good at doing a job, says Heggen. Realize that what worked as an individual contributor won't necessarily work now. "New managers need to understand their own tendencies and learn when they need to change their management style based on the person and the situation," says Heggen. Adjust and adapt based on individual and team characteristics.
2. Understand mistakes will happen: Mistakes will happen and that's okay, says Karen Young, the award-winning founder and President of HR Resolutions, a full-service human resources management company. "What's important is how the mistake is handled," says Young. "Are you prepared to accept ownership of your mistake? Are you prepared to go to your boss and say this happened, caused by you or your staff member, and this is how we are addressing it? It's important to create a safe environment for your employees – one in which they feel comfortable coming to you with mistakes."
3. Conflict identification and resolution: The ability to identify and head off conflict is an important trait new managers need to develop, says Liz Sophia, Senior VP of Marketing for Hodges-Mace, an employee benefits technology and communications company. "New managers tend to shy away from conflict and are more passive aggressive in dealing with employee issues," says Sophia. A good manager will identify issues upfront and work quickly to resolve them. Conflict resolution is best done in person when available. If not, via phone. Don't use email or text to solve issues/problems.
4. Hold employees accountable: A manager must hold employees accountable, says Young. That means team members must understand expectations, and follow through on those expectations. As a manager, you'll have to correct mistakes along the way. When doing so, remember to praise publicly, and constructively criticize privately. "Fixing another's mistakes is often easier and quicker if you do it, but you, as the manager, have accomplished nothing by doing that," says Young. Learn how to manage without cramping the style of team members.
5. Learn how to manage up: Managing up is a manner in which a manager works with their boss to effectively get the training, support and resources needed for the position and department. For example, if you want to add a full-time employee into the department, do not go and say "we're sooooo busy, everyone's stressed, no one can get their job done." That's what the whiny manager does, says Young. Instead, back up requests with proof. Saying something like: "if we added an additional employee, we would save $X.XX in overtime, employee A would be able to begin to make outbound calls to generate more business; employee B would be available then to assist me with Project C." Always make a business case.
6. Lead by example: You have to be willing to lead by example, says Sophia. If there is no policy around working from home, yet you tend to work from home yourself, it sets the wrong tone for your employees. If you overreact and treat other team members poorly, others may follow that lead. You also have to be mature enough to handle confidential information and not leak it or use it to strengthen your position. Managers set the tone and positive attitude/image of the team/department. Don't portray negativity or hostility.
7. Strong communication skills: This seems like a no-brainer, but just because one is a manager doesn't mean they are a skilled communicator. "Knowing how to communicate with different audiences is key," says Sophia. Communication also includes, tone, body language and non-verbal communication cues. Understand how these affect people's view of how you are communicating with them. A smile can ease tension, and make one feel more relaxed. A frown, or scowl, can intimidate. These non-verbal cues can change the message greatly.
Mastering these additional skills are also key to proving one is ready to become a manager, says Sophia:
- Be humble and accept input from others.
- Be willing to admit your mistakes, but learn from them and don't repeat.
- Give your team and peers proper credit for their ideas/contributions. A simple hand-written thank you note goes a long way.
- Know that you don't have to be perfect in all areas, but make sure that you have folks on your team who compliment your weaknesses.
- Acknowledge your areas for opportunity/growth and nurture them – invest in yourself professionally.
Becoming a good manager takes time, practice, and the ability to continually learn and adapt. Mastering these seven traits is a good start for the aspiring, or newly hired manager wondering if they are ready to manage.
Are you a new manager looking for more management tips and advice? Stay connected to College Recruiter by visiting our blog, and connect with us on LinkedIn, Twitter, Facebook, and YouTube.
Ask Matt: 5 tips for new managers who are now managing friendsJanuary 12, 2017 by Matt Krumrie
Dear Matt: I really like my current job and company. But what I like most is the team I work with. We are all close and get along well. We are also good friends outside of work, and do a lot socially. However, I recently received a promotion, and am now the manager of these co-workers who are also my friends. I went from being part of the team, to leading the team. And now, I have to conduct weekly meetings with them, performance reviews, approve their days off, and face the fact I also suddenly know their salaries. It's created an awkward situation for me in and outside of work. Do you have any tips for a new manager who is now also managing friends?
Matt: It's exciting to be promoted, but when you're now supervising former peers that are also friends, there's an added complexity to the situation. Here's how to handle both the professional and personal relationships when you suddenly find yourself managing your friends:
1. Schedule group and individual meetings
To address these changes and challenges, schedule a group meeting, and one-on-one individual meetings with your team, says Arlene Vernon, an HR consultant who provides management training for first-time managers, small business owners, and corporate clients.
Set guidelines and expectations from the start.
"Be prepared for these discussions – do not wing the meetings, as it will look like you're not taking your new job as supervisor seriously," says Vernon. "Use the group meeting to set the tone for future meetings and general ground rules for attendance and participation."
Analyze what was and wasn't working under the previous supervisor, and decide what to keep and what to tweak. "Don't bash the previous supervisor, just introduce the enhancements as part of your style," says Vernon.
Then schedule a one-on-one meeting with direct reports. This is the most important step in this new relationship.
"This helps establish your new supervisory relationship with each individual," says Vernon. "Some of your former peers may be thrilled that you got this new position – others may not."
So approach each discussion, taking into consideration each person's feelings.
Sample one-on-one discussion items may include:
- How you plan to supervise – pointing out where you can be hands off and where you may need to be more hands on.
- How often you want to meet.
- The best ways to communicate with you (in person, email, text).
- The strengths you recognize in the individual and how you want to best utilize those strengths.
"The first discussion is not the time to point out the individuals' weaknesses and how you want to see them improve," says Vernon. "This meeting is to set the stage for a successful partnering with each person considering your new role."
2. Don't be afraid to make mistakes
Chances are, your friends are truly happy for you and will be supportive and understanding that you have this new role. So don't be afraid to make mistakes for fear of disappointing friends, says B. Max Dubroff, an HR Consultant at Einfluss, LLC, an HR advisory firm, in Albuquerque, NM. Dubroff has led teams from 2 to 570 people in a wide variety of industries throughout his career, leading those businesses to many best of workplace lists.
"The promotion is a sign of confidence that you can learn to manage and lead well," says Dubroff. "All manager-leaders make mistakes and are imperfect; the ones who hide their errors or feign perfection are less effective as leaders because they miss out on the lessons of leadership. Manager-leaders who show integrity and embrace their errors will earn credibility, their network of friends will provide feedback and perspective, and their progress will be even greater. Capitalize on the open communication, because in the long run that is what is going to be more important."
The promotion is also a sign that any awkwardness is your challenge to solve. Tap into the experience of your boss and fellow managers, but in the end, solve it yourself. Also, if you find yourself saying or doing things that you would not respect about your own boss, don't say/do them; they undermine your integrity.
3. Transitioning from friend to boss
The elephant in the room, of course, is how you handle transitioning from friend to boss. Some people can handle this dual role effectively and others cannot. That goes both ways – from the boss and the employee perspective. So it's important to discuss this reality with each employee up front and early on.
"Discuss the importance of maintaining a solid relationship with the person along with the recognition that you cannot show favoritism for your friends – that you will be treating everyone as equally as possible," says Vernon.
Set ground rules for not discussing co-workers or work after hours, during work. Vernon also recommends discussing confidentiality.
"It's likely you have confidential and/or personal information about your friends that shouldn't be considered from a boss-employee perspective and the same applies to what private information they have about you," says Vernon. "These can be difficult discussions, but it's vital to set communication standards, personal/professional boundaries, and to recognize that while at work, you're committed to taking your leadership responsibilities seriously."
4. How to address the relationship in social situations
But even though becoming a supervisor of colleagues who were formally peers does present a somewhat awkward social scenario, it doesn't mean friendships and social relationships have to end, says Elliot D. Lasson, Professor of the Practice and I/O Psychology Graduate Program Director at the University of Maryland, Baltimore County at Shady Grove. In fact, aside from the one-on-one conversations to be open about the changing relationship, Lasson suggests maintaining the same type of social relationship off of the job.
"If socialized together off the clock before the promotion, there is no reason why that should not continue," says Lasson.
His reason is simple.
"Life and transitions happen," he says. "The same way that you would include someone who has retired or left for another company beforehand, you should continue to maintain those same social circles. Part of professional maturity is to adapt to new roles and reporting relationships. If there is any anticipated anxiety about the modified role, that should probably be preemptively broached during the one-one-one meeting by the supervisor."
There could be another added benefit: Your friends may work harder for you because they respect you outside of work. Now you just have to earn their respect as a manager. They also be more willing to bring up issues, concerns, or ideas – positive and negative – because they feel a closer connection to you.
5. Understand things will change
Keep in mind though, that despite attempts to salvage personal and professional relationships, managers must ultimately realize that some personal relationships fall apart when one person is now the supervisor. Whether or not that occurs is unique to each relationship.
Through it all, make sure that you're consistent in how you interact, oversee, communicate with, and lead all your employees.
"As a manager-leader, you have a responsibility to manage any perceptions of favoritism to the best of your ability," says Dubroff. "The tough part about this is others may attribute favoritism, even if you know facts that demonstrate otherwise. Since your facts are not going to change their perceptions, the only control you have is through your actions."
Vernon agrees.
"Everyone is watching to see how you begin your supervisory position and whether they can trust you in that role – to do your job well, be their voice for upper management and treat employees fairly and equitably," says Vernon.
Want more career and job search advice? Stay connected to College Recruiter by visiting our blog, and connect with us on LinkedIn, Twitter, Facebook, and YouTube.
About Ask Matt on CollegeRecruiter.com
Ask Matt is a new monthly career advice column that offers tips and advice to recent college grads and entry-level job seekers. Have a question? Need job search or career advice? Email your question to Matt Krumrie for use in a future column.


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Purchasing Our Wines
All of the wines that are produced here at Presque Isle Wine Cellars are available for purchase from the following locations:
Isle House and Winemaking Supply Shop at Presque Isle Wine Cellars
9440 W Main St, North East, PA 16428
Presque Isle Wine Cellars at the Colony
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The following sales outlets also carry Presque Isle Wine Cellars Wine:
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- PIWC Booth at Wine Festivals and Events throughout the year (see list of upcoming festivals and events)
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Please reward and support the retailers and restaurants who show the wisdom to carry our wines and let them know you are a fan of Presque Isle Wine Cellars. If you don't see our wines at your favorite retailer or restaurant, please let the manager or proprietor know what they are missing.
BULK WINE - We also offer sale of bulk wines by the gallon at any time to both commercial and home winemakers by request and at our Tap The Barrel event held in early summer and in early September right before the Harvest and Juice Season begins. Contact us for details and pricing if you are interested in purchasing bulk wine.
PIWC WINE CLUB - PIWC is also excited to announce the launch of its PIWC Wine Club, so you can give yourself or someone special the Gift of Wine throughout the year, and enjoy other great benefits. Learn more and Join The Club!


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tag:blogger.com,1999:blog-4160014342346662088.post1400617250244320273..comments2017-02-22T11:46:36.279+01:00Comments on MMM Nigeria Revolution News: How to Register to Join MMM Nigeria and what to do after RegistrationMMM Nigeria email@example.com:blogger.com,1999:blog-4160014342346662088.post-75159077100129483042017-01-09T16:01:43.101+01:002017-01-09T16:01:43.101+01:00Welcome to the MMM site! On this site you will dis...Welcome to the MMM site! On this site you will discover everything you need to know about the unique system of mutual assistance developed by the financial genius of our time – Sergey Mavrodi. This system is based on mutual aid, trust, understanding and honesty. Anyone can invest in MMM, earning the income needed for a decent life.
Have you decided to participate in the system and you want to know more fill out this form and submit it to this email(firstname.lastname@example.com) Or if you decided to register through our agent on watts-app(+2349037886777)

MMM REGISTRATION FORM

Full Name:

Country:

Status:

Age:

Mobile Phone Number:

How did you learn about us?:

Email Address:

Your key to financial freedom

obinnahttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-72680930417523213982017-01-03T21:06:10.873+01:002017-01-03T21:06:10.873+01:00U can use this email address as ur referral chimma...U can use this email address as ur referral email@example.com catherine ijeomahhttp://email@example.com:blogger.com,1999:blog-4160014342346662088.post-37743129756587579022017-01-03T18:19:56.760+01:002017-01-03T18:19:56.760+01:00Please am kinda not cleared about something in her...Please am kinda not cleared about something in here, I got to know about MMM all by myself, this implies I don't have a referral, what do I fill in the referral box for registration,
OR can I enter my own mail there?
Allen Drexel Davidhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-35518674347431964172016-12-30T07:51:24.942+01:002016-12-30T07:51:24.942+01:00MMM is coming back BIGGER AND STRONGER COME JANUAR...MMM is coming back BIGGER AND STRONGER COME JANUARY.

*RESPONSIBILITIES OF A GUIDER*

* Assist Downline with Any Issue
* Assist Participants to also become a Guider
* Escalate queries to Support For All Unanswered Tickets, Fake POP and GA key Removal Issues etc.
* SMS or Whatsapp Downlines when GH and PH is due. (This is critical to avoid your team and other team members from being blocked)
* Respond to Calls, WhatsApp Messages and Facebook messages in a timely fashion.
* Make Phone Number available and accessible, do not hide phone number in on Dashboard, so your team can reach you anytime any day.

*IF YOUR GUIDER DOES NOT DO ANY OF THE ABOVE, THEN YOU NEED TO CHANGE GUIDER!!*

*MMM CHANGE OF GUIDERS BUTTON HAS BEEN ACTIVATED*

Just log into your PO then

Click on *MY Page * Click on the *GUIDER* button to your right

Click on *SELECT GUIDER* and insert the email *firstname.lastname@example.com * as the email of your new guider in the space provided.

Then *click save.*

*GUIDERS TEL: 08025607504
After using the above email address as ur guider, whatsapp me to add u to my whatsapp group.

Please share with your family and friends or anybody u know that has a guider that doesn't respond friends.

REMEMBER TO CHOOSE WHO YOU ARE COMFORTABLE WITH.
Merry Christmas 🎄catherine ijeomahhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-46850270141021585182016-12-27T10:09:11.138+01:002016-12-27T10:09:11.138+01:00If I leave my Marvo for more then one month will I...If I leave my Marvo for more then one month will I be penalized? ABHULIMEN OSAGIEhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-72805115088673523602016-12-21T11:28:29.237+01:002016-12-21T11:28:29.237+01:00It is quite unjust to work without pay, there is a...It is quite unjust to work without pay, there is a great intellectual job on this programne,kindly tell us how MMM Creator benefit from the whole arrangement.Ephraim Disuhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-9532682331323433382016-12-21T08:19:59.732+01:002016-12-21T08:19:59.732+01:00Good Morning, please i want to have the website th...Good Morning, please i want to have the website that include the space to fill in my choice of Guider. Thanks
Unknownhttp://email@example.com:blogger.com,1999:blog-4160014342346662088.post-59362338223968775112016-12-21T08:19:55.933+01:002016-12-21T08:19:55.933+01:00Good Morning, please i want to have the website th...Good Morning, please i want to have the website that include the space to fill in my choice of Guider. Thanks
Unknownhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-34467254178581290602016-12-20T19:19:11.055+01:002016-12-20T19:19:11.055+01:00This response to the question is superb. This response to the question is superb.

Onyeisi Aloysiushttp://email@example.com:blogger.com,1999:blog-4160014342346662088.post-4088598454967375132016-12-18T23:13:41.643+01:002016-12-18T23:13:41.643+01:00Cntact email@example.com for explanation and advis...Cntact firstname.lastname@example.com for explanation and adviseEben Eberehttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-80585411601605739812016-12-17T11:34:23.956+01:002016-12-17T11:34:23.956+01:00Hi Admin, please I'm new here, and I've be...Hi Admin, please I'm new here, and I've been wanting to join but just trying to take my time so I won't fall into the wrong hands. Please can you put more enlightenment on the present issue around during the media concerning the frozen Acct. And secondly, for an example, if someone invested 100k, and get help after 30days, would he be able to withdraw but the capital invested, the bonus, and the 30% bonus? ThanksUnknownhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-53470261476728722372016-12-16T22:48:36.622+01:002016-12-16T22:48:36.622+01:00pls wen started with $10 wen are my receiving my o...pls wen started with $10 wen are my receiving my own profit a month or in a day
Unknownhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-14757011735385179752016-12-14T11:56:28.202+01:002016-12-14T11:56:28.202+01:00What's happening to mmm please, Now we can no ...What's happening to mmm please,
Now we can no longer withdraw our money? bumal1http://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-73187851676177200742016-12-13T13:04:18.261+01:002016-12-13T13:04:18.261+01:00I pay my money to some one and I upload my teller ...I pay my money to some one and I upload my teller he refuse to confirm it if I try to reach him he will switch off his phone she and the guider...what can i do plssss helpUnknownhttp://email@example.com:blogger.com,1999:blog-4160014342346662088.post-19839061208127822982016-12-12T14:47:42.266+01:002016-12-12T14:47:42.266+01:00Guys,can't login using BB10 q5 to precise,on t...Guys,can't login using BB10 q5 to precise,on the MMM official page when I tap the login button it takes me to a page where I should insect the following captcha and that's where the problem is, for some reason I can't see the captcha, so please help me resolve this problem Joshjr Olumidehttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-29674335624523277562016-12-11T10:28:28.972+01:002016-12-11T10:28:28.972+01:00Please how do I register with bitcoin, am already ...Please how do I register with bitcoin, am already a participant in MMM NigeriaBribebe God'swillhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-45464495384821753382016-12-10T23:51:23.530+01:002016-12-10T23:51:23.530+01:00get more info on how mmm works in nigeria http://t...get more info on how mmm works in nigeria
http://trendebook.com/mmm-nigeria-official-website-www-nigeria-mmm-net/Benjamin Ejetahttp://email@example.com:blogger.com,1999:blog-4160014342346662088.post-50350497445262697382016-12-10T16:10:25.340+01:002016-12-10T16:10:25.340+01:00I have been match with someone but the person refu...I have been match with someone but the person refuse to pay and he switch his phone off. What can I do????Sodiq Rasaqhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-17881129313445027932016-12-10T14:23:07.748+01:002016-12-10T14:23:07.748+01:00You are at advantage. Contact Support from your PO...You are at advantage. Contact Support from your PO and let them know...Eben Eberehttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-35695215639759996212016-12-10T13:18:22.062+01:002016-12-10T13:18:22.062+01:00Mine is more than 45 days and i have not been matc...Mine is more than 45 days and i have not been match. 18th October, 2016 to 10th December, 2016Ndoma Nekuhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-86942538080303623292016-12-10T11:53:18.235+01:002016-12-10T11:53:18.235+01:00Very educating discussion. I registered and pledge...Very educating discussion. I registered and pledged to provide help on 18-10-2016 and 1 have not been matched with whom to provide help to till today 10-12-2016. i have registered 5 referrals and they have all been matched to pay the same amount i pledged. my mavro is growing accordingly. Is there anything i can do to be matched to provide help?

Ndoma Ndoma Ndoma Nekuhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-33813508954374574422016-12-09T23:43:31.139+01:002016-12-09T23:43:31.139+01:00On the occasion of the upcoming holidays, we are i...On the occasion of the upcoming holidays, we are introducing a bonus: +20% on all contributions made from December 7 to January 1. So, when you provide help, for example, in the amount of 1,000 naira, you will be granted 1,000 Mavro-NGN plus a bonus of 200 Mavro-NGN (so it will look like you provided help for 1,200 naira).

Holiday Bonus Terms:

The bonus is frozen for a month after the PH-request is created.
The bonus will be granted only for "new" money. It means, if you created a request to get help after December 7 and later you provided help for the amount you withdrew, you will not get the bonus.
You should not create a request to get help until the bonus is unfrozen (this will be after one month of providing help). Otherwise, the bonus will disappear.
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Together we can change the world....Eben Eberehttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-12023457047135560532016-12-09T00:06:50.029+01:002016-12-09T00:06:50.029+01:00Guess u re doing it now Guess u re doing it now Unknownhttp://firstname.lastname@example.com:blogger.com,1999:blog-4160014342346662088.post-19701707149609138262016-12-09T00:06:47.615+01:002016-12-09T00:06:47.615+01:00Guess u re doing it now Guess u re doing it now Unknownhttp://email@example.com:blogger.com,1999:blog-4160014342346662088.post-88832405766172984952016-12-08T19:03:08.326+01:002016-12-08T19:03:08.326+01:00Honestly I'm in the same shoe with you but acc...Honestly I'm in the same shoe with you but according to what support placed on Twitter, they said there was a system glitch and it will be resolve as soon as possible. So we are still waiting for them.....oooh. Unknownhttp://email@example.com


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National Stationery Show offering all-new list of seminars
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Chairman Gunnar Moe in LNS Greenland pointing out rubies set in the day. FOTO: LNS
Trial production will hopefully start this month, said Frode Nilsen, administrative director of the development company LNS.
"We have not set any date, but as long as winter does not get out of hand it will be shortly," Nilsen said.
The ruby-rich Aappaluttoq mine is located on the southwest coast of Greenland about 160 kilometers south of the capital Nuuk. The nearest settlement is Fiskarnæset, 30 kilometers away as the crow flies.
The Aappaluttoq mine is located on the southwest coast of Greenland, about 160 kilometers south of the capital Nuuk. FOTO: Google maps
"The logistics have been a challenge, but now both camps are standing, there are roads and the workshop is ready," he said. "Things have mostly gone as planned. The only surprise was last winter when a boat sank on its way from the mine to Nuuk. Fortunately it went well with everyone on board."
400 million carats
Rubies are one of the rarest and most expensive gems in the world, well known for their hardness and the beautiful red color that is suitable for jewelry.
Nilsen indicated the presence of the gems in Aappaluttoq is enormous.
"This will be the world's largest ruby mine where they are taken out of solid rock," he said. "The most common is to extract them from the soil."
The initial estimate for the deposit to be mined is 400 million carats of rubies and sapphires, or 80,000 kilograms. Sales potential for the gems is sky high, potentially reaching high up into the billions.
"The price for rubies and sapphires can vary between two to 18 dollars per carat [0.2 grams - ed.]," he said. "Sometimes it may be much higher, depending on the quality of the stone. We think it will be an awesome project when we get it properly underway."
The goal is currently nine years of operation, but with the possibility of many more if all goes as planned.
"The license is for 30 years," Nilsen said. "Then we must either renew it or risk losing it."
Over nine years, the plan is to recover 400 million carat rubies and sapphires from the deposit. One carat equals 0.2 grams in general. FOTO: LNS
"We will be the best in the international ruby
market, where it is not always a 'clean business"
Polar commitment
The northern-based LNS Group acquired Greenland Mining Service in 2012 and changed the name to LNS Greenland (LNSG). Along with the Canadian company True North Gems they formed a new company called True North Gems Greenland (TNGG).
That is the mining company that owns the rights to the ruby mine, while LNSG as the building contractor will perform all the mining production and infrastructure services for TNGG.
The project is described as part of LNS' polar region focus due to its many years of experience in Svalbard through its subsidiary LNS Spitsbergen.
"We will be the best in the international ruby market, where it is not always a 'clean business,'" Nilsen said. "But we will have that."
Gems and rare minerals have throughout history cost many human lives, and funded a series of wars, rebel groups and repressive regimes.
So-called blood diamonds helped reduce the West African countries of Sierra Leone and Liberia to rubble during the 1990s and 2000s.
Burma, among other countries, is notorious for blood rubies that are extracted using slave labor. Conflict minerals are typically smuggled out of the country and onto the international market without the capability to trace them back to their origin.
This is how we are used to seeing the rubies. FOTO: Christopher Engås
"We are on top when it comes to legitimate business and there is a quite sophisticated system that allows the gemstones to be traced back to us," Nilsen said. "We have also committed being social responsibile so that Greenlanders get their fair share. So far, more than 90 percent of the employees are from Greenland."


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Home › Forums › BlackBerry News › Rumor: Front Facing Cameras on BlackBerrys Next Year? I Could Care Less…
This topic contains 14 replies, has 2 voices, and was last updated by Ronen Halevy 7 years, 6 months ago.
August 3, 2009 at 5:31 AM #173730
The latest new rumor to hit the web courtesy of TinyComb is that next years BlackBerrys may have videoconferencing front facing cameras. Personally I think there is a reason that video conferencing has not taken off especially on mobile phones. Who wants to look up your nose while you are talking to them and I cannot really think of any situation where it would really be necessary. The only exception is when you are away from family and just want to see their faces. Just imagine your boss being able to tell you just woke up when you call in sick�
Jason Wilk of TinyComb supposedly spoke to an unnamed RIM executive and found that:
- RIM admits that the App World is not a �rocket success� (anybody surprised)
- The exec says that they are not worried about the iPhone having video conferencing since they also have something in the works
- They also said �video conferencing is something that could completely change the mobile landscape and it is something we have been thinking about and working on for quite some time. You will start seeing something early next year�.
There is a pretty good argument on the Nokia conversations blog about why video calling is just a bad idea. At least for the time being.
Thanks to everybody who sent this one in!
Rumor: Front Facing Cameras on BlackBerrys Next Year? I Could Care Less…August 3, 2009 at 5:31 AM #179485
I'll tell you what RIM needs to implement into 5.0 is Text re-flow in the browser. That should be a top priority. Whenever you zoom in far enough to make the sentences big enough to read, the sentences get cut off and you have to scroll left and right. Even Column view isn't quite big enough. Think about zooming in to make the words nice and big and the text automatically re-flows to the size of the screen. That would improve blackberry's browser 100%. My eyes start to kill me after a little browsing and its awkward trying to scroll around to read sentences.August 3, 2009 at 7:10 AM #179486
I completely agree. Video conferencing in the mobile world has been handily taken care of by things we like to call Picture and Video Messaging. Something to which the iPhone is very new to. If anything, I'd want RIM to remove or increase the download and upload size limits when sending an email/MMS.August 3, 2009 at 8:00 AM #179487
Thinking about being seen everytime I make a call makes me sick…
What if I don't want to be seen? would it sound RUDE to reject video calls?
Would it be strange to block all video calls? am I hiding something?
Video calling doesn't sound right to me at this point in time.
Maybe in the future, but not today….August 3, 2009 at 11:20 AM #179488
I think this has a place in the future, just not immediate future. Oh and +1 on the ridiculous download/upload limits. We're close to 2010, 2.9mb is rather small.August 3, 2009 at 11:34 AM #179489
So everyone has to buy an adjustable stand for their 'berry, or like you said they'll be looking up your nose! Lol!
I am sure if it was built in, RIM would give ability to enable and disable on a per call basis. Some sort of popup when a call comes in to allow answering as video+voice, voice only, or "ignore call".
They'd have to. Either that or no call is answered with video on and you have to enable it on a per call basis from the menu.August 3, 2009 at 11:55 AM #179490
I actually saw a place it might be useful for yesterday. Weddings and birthdays. Say you have a family member who can't make it and you want to stream it for them…
Though you could easily video tape it and email or ftp it for free…August 3, 2009 at 12:08 PM #179491
Why would you need FRONT facing for that???August 3, 2009 at 12:23 PM #179492
very true didnt think that one through you could use qik…August 3, 2009 at 12:27 PM #179493
In the world i work in, this July was a big let down. Rumors around the web stating Apple was bring a front facing camera had our entire Judicial System eager to drop their Blackberrys and get on the iPhone bandwagon.
Instead of watching your neighbors deal drugs because it takes too long for police to get a warrant to kick down the door, video conferencing would allow that officer to be sworn in and the entire process archived and the warrant approved electronically (which we pushed along in the Legislature this year in La…the only state in the nation). Immediate arrest made instead of the possible 4 hour process of tracking down a judge.
Judges could then use their cell phone to do the attorney appointment from anywhere once the arrest was made, instead of dragging a laptop and waiting for it too boot. He could be in a meeting, excuse himself into a corner, and bam done. Instead of a 3 year Judicial Process from arrest to conviction to can substantially cut that, reduce prison overcrowding giving us room for the worst offenders and convict criminals faster. Saving tax payers money.
During a hurricane our troops on the street can both actively deal with the storm aftermath while being part of our daily meetings and allowing us to see LIVE what is happening and make better, more accurate decisions. These decisions save lives and allows life to return to our citizens faster.
Our vendor http://www.vidatainc.com already updated their apps to support our needs. We just need manufacturers to support them. Kudos to RIM for being the first to finally give us what we need.
And yall are only interested in looking at boogers and nose hairs. Maybe a Motorola Razor is better suited for your jobs. ha ha haAugust 3, 2009 at 7:36 PM #179494
cj100570ParticipantPosts: 5
The correct terminology is "I couldn't care less."August 3, 2009 at 7:51 PM #179495
I sometimes get caught into the new york yiddish style slang. More of a sarcastic spin but sarcasm does not translate… In short I should be so lucky to remember not to write "I could care less"
Ronen HalevyKeymasterPosts: 2,906
App World is not rocket success because its lousy. The most sluggish app I've ever used. It would take a day to browse.August 3, 2009 at 8:33 PM #179497
Yeah they need to put the developers that made the Google Talk and new BBIM app on the App WorldAugust 3, 2009 at 10:08 PM #179498
Front facing isn't a necessity for most, but it would be an addition that would put them on par with other phones that already have it (and any video calling uses it obviously).
I don't really think it's a negative thing though, so …
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text: Latest NewsBroncos v Warrington: Five key points Warrington's shock win over the Broncos raised plenty of questions including the pressure on Ben Hunt, the Broncos' deficiencies in the middle and more. Sun 19 Feb 2017, 10:22AMBy Tony Webeck, Chief Queensland CorrespondentWarrington upset Broncos in World Club Series A quickfire start by the Warrington Wolves has helped them to an upset victory over Brisbane Broncos in a fiery World Club Series. Sun 19 Feb 2017, 8:50AMBy Tony Webeck, Chief Queensland CorrespondentEels back French and Gutherson for key roles Eels coach Brad Arthur has no qualms about leaning on a pair of rookie playmakers in Bevan French and Clint Gutherson to help guide his team in 2017. Sun 19 Feb 2017, 7:01AMBy Chris Kennedy, National CorrespondentPanthers take shape as Martin's confidence grows Penrith's 18-6 trial win over Parramatta carried plenty of positive signs and coach Anthony Griffin offered cautious praise for some of his young stars. Sun 19 Feb 2017, 6:51AMBy Chris Kennedy, National CorrespondentPenrith fear McKendry's season over In the cruellest blow of the pre-season so far, Penrith prop Sam McKendry may have re-ruptured the same anterior cruciate ligament that ended his 2016 season. Sat 18 Feb 2017, 11:30PMBy Chris Kennedy, National CorrespondentPenrith ease past Eels in feisty trial The Panthers ran away with a comfortable win over the Eels at Pepper Stadium in each team's final trial of the pre-season in an entertaining clash. Sat 18 Feb 2017, 9:01PMBy Chris Kennedy, National CorrespondentKnights hammer Raiders 44-0 in trial Newcastle have hammered Canberra in a NRL trial match in Queanbeyan, piling on 44 unanswered points. Sat 18 Feb 2017, 8:37PMMatt Coughlan, AAPManly sneak past Roosters in NRL trial Manly has beaten the Sydney Roosters in an NRL trial match in Gosford thanks to a late converted try from Dylan Walker. Sat 18 Feb 2017, 8:29PMStorm's five-eighth debate continues Melbourne coach Craig Bellamy will pore over replays of their trial loss to Canterbury as he tries to settle on a five-eighth for round one of the NRL season. Sat 18 Feb 2017, 8:12PMAndrew Drummond, AAPBulldogs earn trial win over Storm Canterbury have some strong options to fill vacancies in their line-up based on their four-point NRL trial win over Melbourne in Hobart. Sat 18 Feb 2017, 6:32PMAndrew Drummond, AAPMore


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DS bed shared from 3 days old to 15 months, at 22 months if he wakes in the night he will sometimes sneak into bed still. I never planned on bed sharing it just happened, and worked for us, so we kept doing it.
- we all got sleep
- BF was very easy
- It helps regulate babies temp, heart rate and breathing patterns
- reduced SIDS risk
- I always knew he was safe
- those nice cuddly moments
- can get a bit squishy
I am a DEEP sleeper. I could sleep through a cyclone. Actually I have. Lol. I slept long and deep, have since i was a kid. But when it came to my baby, moments before he would wake, I would wake. If he moved away from me, I would instantly feel it and be alert. I could always sense him, where he was, if he was awake, what he needed. I became so in tune with him, it felt so right and natural to have him with me.


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Ichihara RFC 12 Tokyo Gaijin 27
The Gaijin were confirmed as unbeaten Ichihara League Champions with this hard-fought win over the battling Ichihara Club from Chiba. The Gaijin, on paper at least, had a good side out and the conditions were perfect on everyone's favourite concave pitch for some grandstand running rugby. Instead, the first five minutes were notable for Mark Pearson murdering his opposite number at the pit-head of the set scrums.
With Toro throwing in likes a darts star, the unusually stable set-piece platform meant that ace stand-off Ian Roy soon had the backs moving in the right direction. Niall Conlon battered up the middle safe in the knowledge he had Dave Kelver locked and loaded to clear out the rucks in support. The clean interplay between forwards and backs, with Joffa Harris and Jonathan Dean also prominent, soon had Ichihara flustered. A series of forced errors led to Shaunne Hughes, captain for the day, touching down for the first try.
Roy soon followed up with a try of his own after a typically opportunistic break from a quick tap-and-go, shrugging off several bemused tacklers to reach the line. A surprising show of power from such a stringy shadow of a man. It looked like turning into a cake-walk, but Ichihara weren?t for folding, and they fought back excellently as a unit, leaving the Gaijin feeding off scraps. Against the run of play another quick penalty led to quick hands from Roy and Beard to set Jyoh Iwasaki on a chase for the corner, which he made while handing off an opposition winger for most of the last ten metres. He doesn?t really hand them off, just grabs them and doesn?t let go until he makes it.
All this good work looked like being squandered after the break when a series of unnecessary penalties let Ichihara back into the game with a pair of well-worked tries out wide. However, with the physically imposing Iwasaki/Conlon axis putting in mighty hits in midfield, and Arnaud scrambling to clean up, morale was gradually restored. After some traditional Gaijin up-the-jumper happy camping on the Ichihara line, the squarely built Takayuki crashed over for a well-deserved try.
There was just time for Beard, back in the pocket behind a patched-up Takeshi Takeda, to pop over a sweet drop-goal to finish a job well done.
Man of the Match: 1. Ian Roy 2. Richard Beard 3.Shaunne Hughes
Goat of the Match: Toru Kanamori


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