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A pilot indicator set from the Doing Business project A PILOT INDICATOR SET COMPARING ACCESS TO ELECTRICITY FOR 140 ECONOMIES
- Marcus Gaines
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1 A pilot indicator set from the Doing Business project A PILOT INDICATOR SET COMPARING ACCESS TO ELECTRICITY FOR 140 ECONOMIES
3 Getting Electricity A pilot indicator set from the Doing Business project A PILOT INDICATOR SET COMPARING ACCESS TO ELECTRICITY FOR 140 ECONOMIES
4 2010 The International Bank for Reconstruction and Development / The World Bank 1818 H Street NW Washington, D.C Telephone Internet All rights reserved. This volume is a product of the staff of the World Bank Group and serves as a consultation paper for the development of a new indicator set. The findings, interpretations, and conclusions expressed in this volume do not necessarily reflect the views of the Executive Directors of The World Bank or the governments they represent. The World Bank Group does not guarantee the accuracy of the data included in this work. Publication was made possible by the Norwegian Ministry of Foreign Affairs. The opinions expressed herein are those of author(s) and do not necessarily reflect the views of the Norwegian Government. Rights and Permissions The material in this publication is copyrighted. Copying and/or transmitting portions or all of this work without permission may be a violation of applicable law. The World Bank Group encourages dissemination of its work and will normally grant permission to reproduce portions of the work promptly. For permission to photocopy or reprint any part of this work, please send a request with complete information to the Copyright Clearance Center Inc., 222 Rosewood Drive, Danvers, MA 01923, USA; telephone: ; fax: ; Internet: All other queries on rights and licenses, including subsidiary rights, should be addressed to the Office of the Publisher, The World Bank, 1818 H Street NW, Washington, DC 20433, USA; fax: ;
5 Table of Contents Introduction 1 How electricity services matter for businesses 2 Building a new indicator set 4 Who makes it easy to get an electricity connection and how? 7 Dealing with the public service environment 9 Dealing with safety concerns and electrical efficiency 10 Ensuring availability of material and equipment 12 Setting legal time limits 14 Delegating connection works 18 What does it cost to get connected? 20 What to expect next? 25 References 26 Data notes 27 Getting Electricity indicators 31 Acknowledgments 33
7 1 Introduction A young entrepreneur in Lagos is under pressure. The first in her family to finish college, she has big hopes of taking her family s shirt-making business to the next level by exporting to Europe and the United States. That means setting up a larger garment manufacturing unit. The entrepreneur has negotiated financing with the bank, spent weeks dealing with the authorities to get building and operating permits and invested in a new building and new machinery. She has new employees lined up, and she is ready to get started. But the young Nigerian entrepreneur will have to wait. Even though she took great care to build where access to the electricity grid would not be a problem, electricity is still an obstacle. She has just learned from her electrical contractor that obtaining an electricity connection from the local utility will probably take a few more months. Indeed, on average in Nigeria, obtaining an electricity connection takes more than 8.5 months and costs the equivalent of more than 10 times income per capita. Compare the experience of a similar entrepreneur in Germany. He is constructing a warehouse in Berlin-Westhafen and is surprised to find out how easy it is to obtain an electricity connection. All he needs to do is sign a supply contract with a retailer for electricity. His electrical contractor takes care of the electricity application process, and the utility then completes the external connection works. The warehouse is hooked up to electricity in less than 3 weeks, for a total connection cost of $2,151 (equivalent to 5.1% of income per capita). Germany s process for obtaining a new commercial electricity connection is among the fastest and most efficient: it takes 3 interactions with the utility and 17 days from signing the supply contract to having the electricity turned on. Doing Business has 6 years of experience in analyzing the real implications of the interactions of private businesses with government agencies. Over the years the project has expanded the set of indicators measuring such transactions. 1 Using the Doing Business methodology, Getting Electricity has developed a pilot set of indicators on the process a private business must go through to obtain an electricity connection. By applying the standard Doing Business methodology to the question of electricity provision, Getting Electricity aims to illustrate the implications for entrepreneurs of weak commercial services by distribution companies and to complement existing data sets. Consistent and objective data on connection services can inform utilities, regulators and governments seeking to strengthen sector performance, and serve as an input for research on links to economic outcomes. 1. Doing Business provides indicators of government regulation of business across 183 economies. The project currently covers 10 areas of regulation from starting to closing a business. The set of indicators has been expanded over time, and the team continues to develop new indicators of regulations that help or hinder businesses in investing, in creating jobs and in achieving growth. Doing Business, in capturing some key dimensions of regulatory regimes, has been found useful for benchmarking, which can expose potential challenges and identify where policy makers might look for lessons and good practices.
8 2 GETTING ELECTRICITY How electricity services matter for businesses Electricity matters for private businesses, along with other infrastructure services such as roads, water and telecommunications. Where the quality and accessibility of infrastructure services are good, they encourage investment, productivity and growth. But where they are poor, companies productivity and growth suffer. World Bank Enterprise Surveys in 89 economies show that firms consider electricity one of the biggest constraints to their business. 1 The constraints stem from inadequacies in several aspects of electricity service access to electricity, availability of electricity and reliability of supply as well as from cost. FIGURE 1 Interruptions in electricity service plague companies in low-income economies Average number of power outages for a firm in a typical month 18 Low income 8 Lower middle income 3 Upper middle income Note: Data include 66 economies in East Asia and the Pacific, Eastern Europe and Central Asia, Latin America and the Caribbean, the Middle East and North Africa, South Asia and Sub-Saharan Africa. No comparable data available for high-income economies. Source: World Bank Enterprise Surveys. Many businesses lack access to electricity connections and so are prevented from moving into higher-value-added activities that rely on electricity-based technologies. 2 In 2005, according to the International Energy Agency, more than a quarter of the world s population lacked access to electricity. 3 Sub-Saharan Africa and South Asia have the lowest electrification rates. With nearly 1 billion people, Africa accounts for more than a sixth of the world s population but generates only 4% of the world s electricity. Seen from space, Africa appears unlit at night. 4 Whether businesses can gain access to an electricity connection depends largely on the availability of electricity supply. In the Kyrgyz Republic and Tajikistan, the research team found, connection requests were denied in the winter of 2008 because low water levels in the reservoirs supplying the hydropower generation plants led to energy shortages. Similarly, in Afghanistan, Guinea-Bissau and Sierra Leone electricity shortages are so chronic that when new customers with moderately high electricity needs (such as the commercial customer assumed by the case study underlying this report) request a connection, utilities instead advise them to buy their own generator. 5 Once electricity is available, the reliability of supply over time becomes critical. Businesses need reliable supply to operate efficiently. But according to World Bank Enterprise Survey data, firms in low-income economies see their electricity supply interrupted an average of 18 times in a typical month (figure 1). Frequent drops in voltage levels damage electronic equipment such as computers, shortening their lifespan. And service interruptions force staff to adjust their workflow. Managers responding to World Bank Enterprise Surveys estimated losses due to electricity outages at an average 3.2% of annual sales. In Malawi losses run as high as 22.6%. To counter such reliability problems, firms can install backup generators. It has been estimated that generators owned by firms account for about 6% of total installed generation capacity in Sub-Saharan Africa. 6
9 3 Businesses also care about the cost of both the electricity connection and the electricity supply because electricity-related expenditures eat up a significant share of their revenue. Managers responding to World Bank Enterprise Surveys estimated that on average their spending on electricity amounts to 4% of their annual sales while that on all other infrastructure services (fuel, communication services and water) combined accounts for 6.4% (figure 2). FIGURE 2 Firms spend more on electricity than on any other infrastructure service Cost as % of annual sales Electricity 4.0 To understand the efficiency of power supply to businesses, good data on all these aspects are needed. National and global data sets cover different aspects to varying degrees. Collecting these data is cumbersome and costly, especially when done so as to ensure the availability and reliability of the data over time. This is why few data sets achieve global coverage. The new Getting Electricity data set does not provide a direct measure of such important issues as access levels and the availability and reliability of electricity supply. But this report shows that the new indicators can give useful insights into the regulatory aspects surrounding electricity connections and might even serve as a proxy for some aspects of the quality of the electricity system. Fuel Communications Water While Doing Business does not have a solution to all data challenges, its methodology might help address some of the sustainability problems that other data sets face. The Doing Business methodology looks at a standardized domestic small to medium-size firm and measures the standard regulations applying to that firm by interviewing practitioners in each economy. This methodology offers several advantages. It is transparent. It allows multiple interactions with the respondents, ensuring accuracy by clarifying possible misinterpretations of the survey questions. And importantly, it is inexpensive, so data can be collected in a large sample of economies. Note: Data include 64 economies in Eastern Europe and Central Asia, Latin America and the Caribbean and Sub-Saharan Africa. Source: World Bank Enterprise Surveys. 1. According to World Bank Enterprise Survey data for the 89 economies, 15.6% of managers consider electricity the most serious constraint, while 15.68% consider access to finance the most serious. Other constraints are tax rates (considered the most serious by 12.2%); practices of informal sector competitors (11.5%); political instability (8.5%); corruption (7.1%); crime, theft and disorder (5.6%); inadequately educated workforce (5.5%); access to land (3.3%); tax administration (3.3%); business licensing and permits (3%); transport of goods, supplies and inputs (2.7%); customs and trade regulations (2.5%); labor regulations (2.2%); and courts (1.2%) (http://www. enterprisesurveys.org). 2. Shaw (2004). 3. International Energy Agency (2006). 4. The Dark Continent, The Economist, August 18, 2007, p Some utilities remedy acute supply shortages by renting generation capacity. In Sub-Saharan Africa had more signed rental contracts for mobile power plants, and more rented generation capacity, than any other region. But such solutions are costly and therefore tend to be temporary (World Bank and Public-Private Infrastructure Advisory Facility, PPI Project Database; and Izaguirre 2008). 6. Foster and Steinbuks (2009).
10 4 GETTING ELECTRICITY Building a new indicator set Getting Electricity tracks all the procedures, the time and the cost required for a business to obtain an electricity connection for a newly constructed building, including an extension or expansion of the existing infrastructure. 1 To ensure that the data are comparable across the 140 economies covered, respondents were presented with a standard case study: An entrepreneur would like to connect his newly built warehouse for cold meat storage to electricity. The internal wiring up to the metering point has already been completed by the electrical contractor employed by the construction firm, and the entrepreneur would now like to obtain the final electricity connection from the local distribution utility. The electrical contractor working for the entrepreneur estimates that the warehouse will need a 140-kVA (kilovolt-ampere) connection. The future monthly electricity consumption of the warehouse is estimated at 0.07 gigawatt-hour (GWh). The case study was carefully chosen to reflect the electricity needs of a relatively electricity-intensive small to medium-size enterprise. The estimated load of 140 kva is consistent with the electricity needs of a small warehouse that relies on refrigeration and therefore depends on a relatively modest yet nontrivial electricity supply. 2 For each economy, using information collected between June 2008 and June 2009, Getting Electricity summarizes the process of obtaining an electricity connection in an area where warehouses usually locate in the main business city. Based on the case study, distribution utilities providing electricity connections in the main business city were asked to describe the procedures for obtaining an electricity connection, along with the time and cost of completing them. Because utilities might have an incentive to represent their own performance too positively, the information gathered was submitted to a rigorous cross-check with independent private practitioners. From the utilities responses a list of procedures was drawn up and verified through and telephone interviews with independent professionals such as electrical technicians, electricians and electrical engineers as well as construction companies. 3 Detailed lists of procedures for each economy are published on the Doing Business website. 4 The Getting Electricity indicator set sheds light on the interactions of businesses with distribution utilities. In doing so it covers only a small part of electricity service (figure 3). Yet it provides information on a number of issues for which data previously did not exist for such a large number of countries, including the efficiency and cost of the services provided to commercial customers by distribution utilities, the complexity of procedures and the resources expended by businesses in obtaining a connection. 5
11 5 FIGURE 3 Getting Electricity measures the connection process at the level of electricity distribution GENERATION TRANSMISSION DISTRIBUTION CUSTOMER New connections Network operation and maintenance Metering and billing By measuring the time required to obtain a connection, the new indicator set shows how long a specific distribution utility takes to turn around a typical request from a commercial customer. By also measuring the procedures involved, the indicator set can help identify the bottlenecks in a connection process. Recording procedures also offers insights into some regulatory issues around connection processes. In addition, the time indicator highlights cases in which utilities deal with weaknesses in the availability of electricity by rationing new connections. In some economies where the electricity supply cannot be guaranteed, connection requests are denied. In other economies requests for connections are not explicitly denied but new customers are advised to get their own generator instead. Rationing electricity by denying requests for new connections rather than rationing the availability of supply for all users, existing and new, especially penalize small enterprises in the process of scaling up their business by moving for the first time to production methods that require electricity. Getting Electricity reflects such forms of rationing by recording time estimates for the connection process that include the wait until new connections are again being granted. 6 Getting Electricity also provides important information on the components of connection costs, data not previously available for a broad sample of economies. The report discusses how connection costs in most economies can be divided into 2 main categories: fixed and variable. Most customers will pay a one-time standard connection fee that should reflect a cost model on how to spread the fixed costs of operating a distribution grid over all customers. 7 Customers also face a variety of other costs that are usually calculated case by case, such as payments for labor and material and for inspections.
12 6 GETTING ELECTRICITY But the methodology also has limitations that should be considered when interpreting the data. First, the collected data refer to businesses in the economy s largest business city and may not be representative of experience in other parts of the economy. Second, the measures of time involve an element of judgment by the expert respondents. When sources provide different time estimates, the time measure reported represents the median values of several responses given under the assumptions of the standardized case. Finally, the methodology assumes that the entrepreneur has full information on what is required and does not waste time when completing procedures. 1. An extension involves extending the network by laying low-voltage underground cables or installing low-voltage overhead wires from the metering point to the closest substation. An expansion involves installing a pole- or pad-mounted distribution transformer and connecting it between the customer s metering point and the utility s medium-voltage network. 2. By comparison, a residential customer would need kva. 3. For the sake of simplicity, the paper uses electrical contractors throughout the rest of the text to refer to electrical professionals of varying qualifications. Depending on the economy, this term may include electricians, electrical technicians or electrical engineers Other studies (such as McCotter and Academy for Educational Development 2005, Nexant 2004 and CEER 2008) have benchmarked commercial services of distribution utilities in smaller numbers of countries. 6. The time estimates recorded for economies where new connections are rationed reflect connection moratoriums by including the wait time until connections will again be granted. For example, for the Kyrgyz Republic, where a 6-month moratorium on new connections is in effect for the winter months, the time for the usual connection process was recorded plus 3 months of wait time due to the connection moratorium (3 rather than 6 additional months were recorded because 3 months is the average wait time for the year as a whole). Where the connection moratorium is considered indefinite and the utility cannot give a clear time frame for connections, a full additional year of wait time (365 days) is recorded to reflect the fact that a new time estimate can be provided only when the indicator is updated in the next annual round of data collection. 7. This one-time fee is not the only way utilities spread fixed costs over their customers. Utilities may also do so by charging customers a monthly fixed fee as part of their consumption bills. However, Getting Electricity records only the one-time costs associated with obtaining a connection.
13 7 Who makes it easy to get an electricity connection and how? An entrepreneur in Ukraine is starting a small cold-storage business. To get her business connected to electricity, she submits a service application to the local distribution utility. The utility instructs her to obtain a project design from a specialized private design firm. Once the project design is ready, the customer s electrical contractor installs the external connection works. Then the contractor must prepare a package of more than 20 technical documents for submission to different agencies. The submission will trigger 3 rounds of external inspections by the State Energy Inspectorate, by the utility and by the State Inspectorate for the Protection of Workers. Finally, the entrepreneur signs a supply contract with the utility, after which the utility conducts yet another inspection. But even that won t be enough to start the electricity flowing. The entrepreneur s electrical contractor still has to obtain signatures from different departments of the distribution utility to get permission to turn the electricity on. To make matters worse, the departments are all located in different parts of Kiev. By the time the entrepreneur can finally switch on his refrigerators, 306 days have passed and the connection has cost $8,419, or 262% of Ukraine s income per capita (figure 4). FIGURE 4 Procedures for getting an electricity connection in Ukraine add up to a 10-month process 1. Application and technical conditions 2. Electrical design and its approval 3. Connection works 4. Inspection by State Energy Inspectorate 5. Inspection by Kievenergo 6. Inspection by State Inspectorate for the Protection of Workers 7. Supply contract 8. Inspection by Kievenergo 9. Order for power to be turned on Time (days) Procedure Source: Getting Electricity database. 306 days
14 8 GETTING ELECTRICITY TABLE 1 Who makes it easy to get electricity and who does not? Procedures (number per connection) Fewest Most Denmark 3 Angola 8 Germany 3 Armenia 8 Japan 3 Azerbaijan 8 Mauritius 3 Guinea-Bissau 8 Qatar 3 Honduras 8 Saudi Arabia 3 Nigeria 8 St. Vincent and the 3 Russian Federation 8 Grenadines Tajikistan 8 Sweden 3 Ukraine 9 Switzerland 3 Bosnia and 10 Antigua and Barbuda 4 Herzegovina Time (days) Fastest Slowest Germany 17 Russian Federation 272 St. Kitts and Nevis 18 Czech Republic 279 Iceland 22 Cyprus 306 Austria 23 Ukraine 306 St. Lucia 25 Kyrgyz Republic 325 Fiji 29 Tanzania 382 Grenada 30 Madagascar 419 Chile 31 Afghanistan 424 Puerto Rico 32 Guinea-Bissau 437 Honduras 33 Sierra Leone 441 Source: Getting Electricity database. Among the 140 economies surveyed, Ukraine ranks in the bottom 10 on the number of procedures required to connect a new customer to electricity (table 1). Economies such as Denmark, Germany, Japan and Mauritius make it much easier for businesses to connect to electricity. Procedures tend to be few in economies where: Approvals that customers must obtain for the connection are consolidated with other approvals. In Romania the private contractor hired to complete the connection works must get a separate construction license for the distribution transformer needed for the connection. In both Montenegro and Serbia this construction license can be obtained from the municipality together with the main construction permit. Responsibility for the safety compliance of the building s internal wiring is transferred to private electrical contractors, and customers do not have to go through inspection procedures instead. In Denmark, Germany, Japan and Mauritius the customer s electrical contractor is required to submit an electrical installation certificate with the service application. But in such economies as Ukraine customers must obtain multiple approvals from different agencies to comply with safety standards. Economies in which responsibility for safety compliance is transferred to private electrical contractors usually have a well-regulated industry of electrical contractors and electrical engineers with a national accreditation system and professional licensing. Utilities have the materials needed to connect customers readily available, and customers are not asked to obtain materials themselves. In economies like Bangladesh, the Central African Republic and Tanzania customers may be asked to provide such materials as poles, meter boxes or transformers because the utility does not have them in stock. Mauritius is one country that makes it easy for businesses to get connected to electricity. Getting connected in Port Louis, the country s capital, takes only 3 procedures and 44 days. The customer interacts only with the utility, and no prior clearances from other agencies are required. The responsibility for the internal wiring is transferred to the customer s electrical contractor, who is required
15 WHO MAKES IT EASY TO GET AN ELECTRICITY CONNECTION AND HOW? 9 to submit an electrical installation certificate with the service application. All external works are completed by the utility, which can guarantee that the materials needed are generally available. The number of interactions customers have with the utility and other agencies is the biggest determinant of connection delays (figure 5). In economies where businesses have to go through 6 10 procedures to get connected, the process takes 144 days on average. In economies with 3 5 procedures, it takes 104 days on average. In the 10 economies with the fewest procedures, the average is only 56 days. In the 10 economies with the most, it is 215. Because connection times are more likely to be long where entrepreneurs must go through many procedures, it is important to understand why particular procedures are needed and how they can delay connections. FIGURE 5 The more procedures required, the longer the wait Average time to obtain an electricity connection (days) Procedures Note: Relationships are signficant at the 5% level and remain significant when controlling for income per capita. Source: Getting Electricity database Dealing with the public service environment No matter where in the world entrepreneurs are seeking an electricity connection, they will always have to go through certain procedures, such as submitting an application, receiving connection works and getting a meter installed. But the process does not always end there. Why do entrepreneurs face 9 procedures in some economies but just 3 in others? As the next 2 sections point out, important differences arise from how economies choose to deal with safety requirements and how well utilities do in having materials available. But beyond this, additional procedures can arise where utilities cannot rely on a strong public service environment. Connection delays increase where opportunities are missed to streamline approvals with other public agencies. In Antigua and Barbuda, the Arab Republic of Egypt, the Democratic Republic of Congo and Oman customers seeking a new electricity connection must get their electricity application cleared by the building authority, which certifies that the building was constructed with a valid building permit. Why can t customers simply submit a copy of the building permit to the utility? In another common procedure customers have to apply to the municipality for an excavation permit so that the utility can lay the cables for the connection. The team found such procedures in Jordan, Luxembourg, Tajikistan and West Bank and Gaza. In Egypt customers even have to contact 2 agencies to obtain an excavation permit: the district office and the Greater Cairo Utility Data Center.
16 10 GETTING ELECTRICITY In most other economies utilities deal with excavation permits themselves. But while this sometimes means fewer procedures for customers, it leads to delays within the utility. Take Cyprus. Before the utility can issue an estimate to a new customer, it must contact several government authorities, including the telecommunications authority, sewerage authority, public works department, municipality, archeological department and fire brigade. This clearance process alone takes 3 6 months. Sometimes customers have to obtain separate construction permits just for the connection works. These too could be consolidated. In Romania the private contractor charged with undertaking the connection works needs to get a separate construction license for the distribution transformers that the utility requires him to install. Obtaining this construction license at the municipality can take 1 2 months. In Montenegro and Serbia there would be no wait, because this license could already have been obtained from the municipality together with the main construction permit for the warehouse. Customers also lose time where utilities cannot rely on such basic public services as a functioning system of addressing. 1 Utilities must be able to locate buildings to identify the corresponding connection point in their distribution network. They also have to know the exact location to ensure efficient billing later on. In Sub-Saharan Africa 87% of electricity utilities invest in creating their own mail delivery system because they cannot rely on a proper addressing system to ensure that bills reach their customers. 2 Because of less-than-reliable street addressing in Lebanon and the Republic of Yemen, applicants there must obtain an electricity bill from a neighbor to help the utility identify the location of the nearest connection point. Dealing with safety concerns and electrical efficiency In Pakistan fires caused by poor-quality wiring are becoming a major concern. In the past few years several such fires have broken out in shopping centers and plazas, leading to losses of billions of rupees. 3 There is no system of checks for electrical wiring in Pakistan, nor is there an established licensing system for electrical contractors. Entrepreneurs seeking to get their business connected to electricity must take their own measures to ensure that the connection is installed in a way that minimizes safety risks for their workers. Electrical fires due to substandard internal wiring are not a concern only in lowand lower-middle-income economies. In the United States during a typical year, home electrical problems account for 67,800 fires, 485 deaths and $868 million in property losses. 4 In urban areas faulty wiring accounts for 33% of residential electrical fires.
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Italian Bruschetta
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Hotfrog SouthAfrica provides information regarding McCarthy Toyota in Pinetown KwaZulu-Natal. McCarthy Toyota is located at 159 Old Main Rd, Pinetown KwaZulu-Natal 3610 and provides Automotive services. Contact them on 031 701 4282 or by visiting them on their website http://pinetown.mctoyota-kzn.co.za.
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Download document:
Service charges at the end of the term - .PDF file.
By Edward Glass
As a lease approaches the end of its term, can a landlord push through significant capital expenditure under the service charge? Capital expenditure on the property at this point will not necessarily benefit the tenant at all, or at the most for a very limited time.
To what extent these expenses can be recovered under the service charge will depend on the wording of the lease. Most leases will be drafted in such a way as to make the tenant liable for costs 'expended or incurred or which may become payable'. The clause may also allow a payment to provide for 'anticipated expenditure'. Leases, however, are not necessarily drafted with such clarity. What if, six months before the end of the term, the landlord decides the property needs expensive roof repairs, newly fitted common parts or a new central heating/air-conditioning system?
The courts have provided some guidance. It is clear that costs 'incurred' after termination cannot be recovered. A landlord might enter contracts to start work before the end of the term, but to be 'incurred' the work must have started…
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Is this restaurant good for dining on a budget?
Is this restaurant good for lunch?
Is this restaurant appropriate for Kids?
Is this restaurant good for dinner?
Is this an Italian restaurant?
Is this a Spanish restaurant?
Is this restaurant romantic?
Are the prices at this restaurant mid-range / moderate?
Is this restaurant wheelchair accessible?
Is this restaurant family-friendly?
Thanks for helping!
So hidden that you can't see it as it no longer exists. It is a nail bar so no longer a restaurant.. This needs to be removed from your website.
Good value meals which can be very tastey. The decor of the place is dated and the staff don't seem to know how to be friendly and also the wine is not cheap. I will definately use this Resturant again but it could easily be so much better if just a few changes were made.
Went to cappoci at the weekend with a large group ..WILL NOT BE GOING BACK.. Staff didn't seem to have a clue !! Plenty od choice but pretty much same same .
Do have some good deals .. Wine is over priced though !! Made a complaint but nothing came of it ... Was told we could only eat late...
The lunch time menu is good value at £7.50 for two courses. There are a selection of meals to choose from - garlic mushrooms very plentiful and tasty as a starter. Service is good, staff friendly. Worth a try
We visited on a Saturday night, with 2 of the kids. Everything we walked past was full, but this place had a couple of tables and we were attracted by the amazing meal deal - starter, main course and a bottle of house wine for £19 or so!! The red wine was fine, we expected worse at that price. Everyone...
We went to Copocci for the first time and last time 2nd Feb . Taking advantage of the £19.00 groupon deal. Three courses and !!!Coffee. We had an early booking as planned to go on for drinks in the Lace Market later. We arrived prompt to a half empty restaurant but what you would expect for that time of night....
this was a little gem we came across as we strolled round town. A good selection of spanish, italian and mexican food - added bonus of doing paella for one instead of the usual 2. Some very good deals - we had starters and main courses with abottle of red adn a bottle of white wine for just under £40....
Visited on a Friday night with three friends on a groupon which gave is all 3 courses and a coffee each. Very good service, and lovely food in with a great and relaxed atmosphere. When we first arrived around 6:20 the downstairs was just filling up and by the time we were served our starter the whole place was full!...
Could not believe the two bad reviews.Have been to this restaurant a number of times with and without vouchers and have never been disappointed.Food and staff excellent. If you dont book on a friday/sat night you will be lucky to get a table this must tell you some thing.
Me and My lady wife have just been to the cappoci this evening for a three course meal with the aid of a groupon voucher. We too had read all the bad reviews, but how wrong could they be! They food was tasty, hot, generous portions,and a great selection of meals.Very pleasent staff,very clean interior,and a very welcoming experience.Overall a...
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.


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Management Message
IR Library
To Investors
I was delighted to be asked to join the board of Nomura Holdings in 2010, a year after I stepped down as Chief Executive of the London Stock Exchange. My time at the Exchange pulled together a career in global markets with the challenge of running a complex organization and listed company that entered the FTSE-100. The Exchange was almost constantly in the public eye, valued as a national institution, but also subjected to critical media attention.
It was a period of immense change for the Exchange, as it navigated its way through a number of strategic, technological, corporate, reputational, anti-trust and shareholder challenges.
Prior to joining the Exchange, I had managed global business lines, mainly for UBS; covering commodity, currency, fixed income and derivatives markets. At that time, I was also on the boards of the LIFFE and critical parts of the financial infrastructure, notably LCH.Clearnet and Euroclear. This brought wider experience in the areas of financial networks and global inter-connectedness as well as counterparty and operational risk.
My mission as an Outside Director is to bring this financial services and corporate experience to the board table in a way that helps Nomura to deliver its global strategy and create shareholder value, by putting clients at the heart of everything it does.
Our board completed a self-evaluation of its effectiveness this year. This supports the aims of the Corporate Governance Code recently issued by Japan's financial authorities. I believe this important exercise showed that Nomura has a good board culture that is open and invites commentary and challenge. Suggestions to management are met with a prompt and satisfactory response. The Nomura board is already very diverse with a broad range of experience, nationalities and perspectives. Moreover, independent Outside Directors are in the majority.
A committee system has been in place since 2003 and I have a high regard for the Audit Committee, which does a thorough job of evaluating and overseeing the Company's risks. I am also pleased with the increasingly detailed and informative Risk Report presented at each board meeting; a sharp focus on risk has become vital in this more difficult, post-2008-crisis world where political risk has also increased in some important developed economies.
More recently, regular meetings for Outside Directors were introduced in order for us to exchange views and share our understanding of rapidly changing issues outside the boardroom.
Meetings attended only by Outside Directors are periodically held.
I believe Nomura rightly sees many opportunities as Asia's global investment bank. While transforming the business model in Japan, Nomura pursues opportunities for growth across Asia, but is also in a unique position to support global clients as the most solid financial bridge between East and West. The recent strategic changes in EMEA and the Americas are important initiatives in this regard, as they are geared to stabilizing the profitability of the global franchise, thereby improving the strength and resilience of the bridge.
As regulatory authorities in all global centers endeavor to secure a strong financial system, Nomura management has worked hard to build constructive relationships; in EMEA, for example, where regulatory reform has been particularly ambitious and demanding.
I believe and expect that this strategic bridge will sustain and invite increasing amounts of 'traffic' over the coming years and decades, delivering important financial services to Nomura's clients around the world.
One of my first invitations to speak within Nomura was from WIN (Women in Nomura) in London. I was inspired by their businesslike and inclusive approach, which welcomes all employees to regular events and open discussions. I discovered that Nomura has an impressive program to assist and support employees, with generous and sensitive initiatives during maternity and parental leave.
More recently the Group COO has established a Diversity and Inclusion Committee, chaired by himself, to promote more active and diverse participation across the Company, consistent with one of the three arrows of the Abenomics Growth Strategy.
As more than 70 nationalities work for Nomura, I am pleased to see that diversity is embedded within the Company. Management is aware that this will help Nomura to deliver financial solutions to clients around the world. Nomura is committed to employee networks that support career opportunities across a wide range of nationalities, cultures, ages and levels of experience and for female employees and LGBT staff. I believe this is a source of strength that will help to drive future growth for the Company.


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How To Maintain The Best Sports Car Under 50k ?
When it comes to get something precious at relatively low price then everyone get curious about it, as getting the best sports car under 50k is almost seems to be impossible. But, it is a fact that if you want to own a sports car then you can have it for sure under 50k and even on more cheaply rates as well. If you think that this will involve any kind of illegal business then you are again taking it too wrong. You can have the best sports car at the lowest price by all the legal procedures due to the verity of options in the field for you.
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Unlimited Options for Best Sports Car Under 50k
As you have got a huge market place to get the things you want cane as you have unlimited options to capture form the market. If you want to get the best sports car under 50k then it is not a big deal, you can find out a number of amazing and well performing sports cars in good condition easily. If you did not get matched with the one or it doesn't suits you then you have a number of other options and these options will not come to an end until you will not have one in your possession.
Research and Patience
To own the best one all you have to do is to have patience and do unlimited research on these cars as well. As in the huge market it is not an easy task to get the fair and fine vehicle for you there are so many scams and frauds are involved as well. All you have to do is to make few basic things clear in your deal about the car that it should have all the features that are claimed by the seller, it should have all paper work done and have the original engine parts in it.
Crack the Best Deal
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What was 3 general guarantees that were included in US-Native American treaties?
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- 3D flash
- academy awards
- batteries
- battery
- battery recall
- cabling
- Circuit Assembly
- circuit boards
- data centre
- dc-dc converter
- DCMs
- design"
- Electrocomponents
- electronic fingerprinting
- electronics
- electronics design
- flash
- Flash Memory
- graphene
- industrial electronics
- intelligent power modules
- lenovo
- metering
- meters
- microcontrollers
- mobile app
- Oven industries
- Panasonic
- PCBs
- photovoltaic
- power
- power modules
- power supplies
- power supply
- pressure sensor
- Printed Circuit Boards
- research and development
- sensor
- sensors
- solar
- System Group
- Temperature sensor
- test instruments
- toshiba laptop recall
- voltage regulator
LDOs deliver quiet power for precision sensing
February 13, 2017 0 comment
STMicroelectronics' LDLN025 Low-Dropout (LDO) voltage regulators are claimed to deliver best-in-class noise performance in relation to output and footprint, generating less than 6.5µVrms noise at 250mA full load with an outline of just 0.63mm x 0.63mm. To ensure high accuracy and sensitivity, the LDLN025 is designed to supply ultra-smooth and stable voltage to precision ICs … Continue reading LDOs deliver quiet power for precision sensing
New Differential Strain Gauge Amplifier
August 16, 2016 0 comment
FUTEK Advanced Sensor Technology has recently announced the newest addition to their Amplifier family -The IAA300. The IAA300 is a differential Strain Gauge Amplfier with an ultra low noise output. It is field configurable, making it easy to make adjustments on the fly. With easy to adjust DIP switches the IAA300 saves valuable time and … Continue reading New Differential Strain Gauge Amplifier
RS Pro logic controllers fulfill diverse industrial applications
August 15, 2016 0 comment
RS Components has extended its portfolio of high-quality own-brand products with the RS Pro range of logic controllers, which offer affordable basic control for applications such as packaging machines, light control, home automation and filling systems. Intelligent and communicative devices such as logic controllers are essential to build up smart factories, and almost every application … Continue reading RS Pro logic controllers fulfill diverse industrial applications
Thermoelectric management systems offer control and stability
August 15, 2016 0 comment
Laird has simplified the product selection and thermal design process by offering standard and custom thermal management solutions that offer precise temperature control to optimize the performance of liquid chromatography equipment. Depending on the heat load capacity requirements of the high performance liquid chromatography (HPLC) equipment, these thermal systems are comprised of Laird's advanced SR-54 … Continue reading Thermoelectric management systems offer control and stability
World's first 1500V device introduced by semiconductor company
August 15, 2016 0 comment
STMicroelectronics has introduced a portfolio of TO-220 FullPAK wide creepage power transistors, including the world's first 1500V super-junction MOSFET in this new important arcing-resistant package. The TO-220FP wide creepage package is ideal for the power transistors of open-frame power supplies commonly used in equipment such as television sets and PCs, which are vulnerable to surface … Continue reading World's first 1500V device introduced by semiconductor company
New sensor data brings smart diagnostics to improve decision-making
August 15, 2016 0 comment
Manufacturers and industrial operators can now access more detailed sensor diagnostics in harsh operating environments using the IP67-rated Allen-Bradley IO-Link master from Rockwell Automation. The device builds on the company's IO-Link portfolio with event and process timestamping capabilities for on-machine applications. The new IO-Link master stores up to 40 timestamps of sensor events on each … Continue reading New sensor data brings smart diagnostics to improve decision-making
Next Computing introduces the portable workstation/server
August 3, 2016 0 comment
The Radius Edge is an all-in-one portable workstation/server that delivers powerful performance and a professional image. It combines engineering-class workstation computing with a slim, lightweight chassis and carrying case for maximum portability. With its integrated 44cm full HD display, the Radius Edge outperforms any laptop and many larger tower systems providing consistency with NextComputing's reputation … Continue reading Next Computing introduces the portable workstation/server
Binary I/O for Rail Applications on CompactPCI Serial
July 28, 2016 0 comment
he new 3U CompactPCI Serial board G403 with 16 bidirectional digital I/O channels has been designed specifically for modern railway applications. The new board is suited for many different control functions, such as door-locking control and interior lighting. EN 50155 Conformity and Fast Installation The new G403 supports a total of 16 bidirectional digital I/O … Continue reading Binary I/O for Rail Applications on CompactPCI Serial
New computing Molex connectors and cables used for communications in automotive markets
July 20, 2016 0 comment
RS Components has augmented its range of USB-C solutions with Molex's new USB-C connector and complement of cable assemblies, which targets a wide range of electronics applications in consumer markets as well as automation and control systems, automotive and telecoms and data communications sectors. USB Type-C, or USB-C, is the next generation USB (Universal Serial … Continue reading New computing Molex connectors and cables used for communications in automotive markets
Hioki BT3554-01 Battery Tester
July 12, 2016 0 comment
The Hioki BT3554-01 can provide cell voltage, impedance and temperature (in the range of 10°C to 60°C) in 2 secs. The unique noise resistance filter provides clear, unequivocal impedance trending—when measurement stabilises, it is automatically saved. Noise barrier design, plus averaging protocols provide very sensitive impedance measurement from 0-3 milliohms to 0-3 ohms. The BT3554-01 … Continue reading Hioki BT3554-01 Battery Tester
Rugged embedded computer
July 7, 2016 0 comment
Crystal Group has launched the RE1312 Rugged Embedded Computer. According to the company, it is lightweight, highly reliable and has the capability to bring powerful computer processing to a variety of transportation platform applications. Weighing only 3.175kg it is suitable for data intensive applications including signal intelligence, surveillance, reconnaissance and transit case integration. It is … Continue reading Rugged embedded computer
Longer-lasting lithium-ion batteries
July 7, 2016 0 comment
Researchers at the Swiss Paul Scherrer Institute (PSI) in Villigen and the ETH Zurich have developed a simple and cost-effective procedure to significantly enhance the performance of conventional Li-ion rechargeable batteries. The researchers claim that battery storage capacity will be significantly increased and charging times reduced. The procedure is scalable in size, meaning the use … Continue reading Longer-lasting lithium-ion batteries
HOT Pallet Racking Project for Singapore
July 5, 2016 0 comment
HOT has just completed a project for a sheet metal company in Singapore, installing, designing and assembling work all according to the most strict international standards. HOT Pallets are able to meet customer's storage requirement on sheet metal, and highly improved the storage space utilization. HOT pallet racking system will be best storage choice, all … Continue reading HOT Pallet Racking Project for Singapore
Precision Temperature Controller with User-friendly software and Data Rerieval by Oven Industries
June 16, 2016 0 comment
Model 5R7-388 RoHS Compliant controller is a bi-directional control for independent thermoelectric modules or in conjunction with auxiliary or supplemental resistive heaters for both cooling and heating applications. The "H" bridge configuration of the solid state MOSFET output devices allows for the bi-directional flow of current through the thermoelectric modules. Highly efficient N-channel output devices … Continue reading Precision Temperature Controller with User-friendly software and Data Rerieval by Oven Industries
BIOS IT Limited unveils cloud based Deep Learning solution
May 27, 2016 0 comment
As part of its exhibition at GTC 2016, the worlds largest GPU conference, BIOS IT is showcasing BIOS ANNA, the world's fastest deep learning training accelerator. Expert scientists in the field of machine learning have leveraged the power of the GPU to make huge strides in improving a multitude of applications. Deep Learning is the … Continue reading BIOS IT Limited unveils cloud based Deep Learning solution
Taiwan NCC certifies u-blox short range radio module series
May 27, 2016 0 comment
U-blox, a global leader in wireless and positioning modules and chips, announces that its ELLA-W1 and ODIN-W2 short range radio module series have been certified by the NCC (National Communications Commission), an independent statutory agency regulating the information, communications and broadcasting industry in Taiwan. This Taiwan NCC certification offers greater flexibility to manufacturers of devices … Continue reading Taiwan NCC certifies u-blox short range radio module series
NetComm Wireless Certifies 4G WiFi M2M Router
May 6, 2016 0 comment
Verizon Wireless has certified the NetComm Wireless 4G WiFi M2M Router (NTC-140W-01) for use on the Verizon Wireless Private Network.
Data61 and Treasury to examine Blockchain Technology Potential
May 4, 2016 0 comment
CSIRO's Data61 will undertake a review to fully examine the far-reaching potential and implications for both government and industry of the adoption of 'blockchain' technology. Blockchain underpins the Bitcoin digital currency system, and while the ubiquitous adoption of distribution ledger technology is yet to occur even in the financial services sector, its widespread deployment in … Continue reading Data61 and Treasury to examine Blockchain Technology Potential
ODU announces Connector Solutions for Military Night Vision and Navigation Devices
May 2, 2016 0 comment
ODU has announced the smaller-lighter-faster advanced connector solution portfolio designed for digital and thermal military night vision and navigation devices including handheld receivers for soldiers, GPS-aided navigational systems, navigational devices for vehicles, GNSS jammers or anti-jamming devices. The ODU AMC and ODU AMC High-Density are advanced miniature connectors providing significant size and weight reduction, a … Continue reading ODU announces Connector Solutions for Military Night Vision and Navigation Devices
Switchcraft 318BT Bluetooth Audio Stix
May 2, 2016 0 comment
Switchcraft has introduced the 318BT AudioStix Bluetooth – a small in-line wireless audio receiver that uses 4.0 Bluetooth technology to stream audio from any Bluetooth enabled device – just plug into your mixing board. It is phantom powered – 48V, no cable, battery or software is needed and has an enhanced range of 15 to 30m. … Continue reading Switchcraft 318BT Bluetooth Audio Stix


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Yesterday on TrueHoop I, probably foolishly, riffed a bit on a Joe Johnson story I heard while watching TV:
Did anyone else notice Doug Collins, during the U.S. vs. Angola broadcast, saying that the reason the Hawks drafted Marvin Williams ahead of Deron Williams or Chris Paul was because their new free agent at the time, Joe Johnson, had said he wanted to play point guard? Then, says Collins, about a game into the season Johnson changed his mind. If that's true, it's as strong an argument as exists for the "best player available" school of drafting.
I was not the only one who noticed that, and immediately there were reports disputing the basic facts, including Sekou Smith of the Atlanta Journal-Constitution and Lang Whitaker of SLAM, who strongly questioned that is was Johnson's idea to play point guard, or that Johnson had much to do with the team passing on the point guards.
ESPN's John Hollinger read all that and came up with one other very salient point: The 2005 NBA draft, when Atlanta passed on Williams and Paul, was in June.
Johnson didn't officially become a Hawk until August, and late into July the Suns still had not decided whether or not they would keep their restricted free agent.


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Save A Lot Lawrenceburg
Address & Contacts
(502) 859-5809
Save A Lot
506 Humston Dr
40342 Lawrenceburg
Opening Times
|08:00am - 8:00pm
|08:00am - 8:00pm
|08:00am - 8:00pm
|08:00am - 8:00pm
|08:00am - 8:00pm
|08:00am - 8:00pm
|10:00am - 8:00pm
Warning, Stores-Locator.com is a participative website where everyone can indicate the opening hours, please let us know if you notice any mistake.
Save A Lot Lawrenceburg is usually open Sunday.
These times do not include public holidays. To see if your store is open these days, contact them.
- Food shops
- Save A Lot in Versailles 480 Lexington Road
- Save A Lot in Frankfort 833 Louisville Road
- Save A Lot in Frankfort 113 Eastwood Shopping Center
- Dairy Queen in Lawrenceburg (1.16 km)
- Dairy Queen in Versailles (15.44 km)
- Dairy Queen in Frankfort (15.68 km)
- Latitude : 38.033620
- Longitude : -84.906436
Your opinionYou are a customer or you know Save A Lot Lawrenceburg ? Help future customers by leaving your review and rating this store!
Save A Lot
1313 stores Save A Lot in the U.S. registered on Stores-Locator.com
Save A Lot started from a single store as way back as 1977. After working as a grocery wholesale store keeper, Bill Moran decided to set up his own venture starting with a single store designed to give mega stores stiff competition. Starting with the first store which was opened in 1977 in Cahokia, Illinois, and his design of grocery… more about Save A Lot
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Nordstrom and Shoes of Prey in close partnershipShoes of Prey corners are already present in six Nordstrom stores in the US. But the fashion retailer intends to expand the custom shoes manufacturer service even more, which should benefit both companies.
2011 - 2017 © Stores-Locator.com


text:
Stanislavski invented method acting when he was 15 years old, inhabiting the role of his school mascot Bucky the Beaver by rapidly gaining weight and building dams with sturdy varsity athletes. See school spirit spur theatrical pursuits with today's Groupon: for $10, you get two tickets to a children's theater show presented by Corvallis School District Theaters (a $20 value). Choose from the following shows, dates, and times:
The Brothers Grimm Spectaculathon presented by the Crescent Valley High School—drama department and performed at the Crescent Valley High School mainstage theater:
- Thursday, April 21 at 7 p.m.
- Friday, April 22 at 7 p.m.
- Saturday, April 23 at 2 p.m.
- Saturday, April 23 at 7 p.m
- Friday, April 29 at 7 p.m.
- Saturday, April 30 at 2 p.m.
- Saturday, April 30 at 7 p.m.
Three Musketeers presented by the Corvallis High School drama department and performed at the Corvallis High School mainstage theater:
- Thursday, May 5 at 7 p.m.
- Friday, May 6 at 7 p.m.
- Saturday, May 7 at 2 p.m.
- Saturday, May 7 at 7 p.m.
- Sunday, May 8 at 2 p.m.
- Friday, May 13 at 7 p.m.
- Saturday, May 14 at 2 p.m.
- Saturday, May 14 at 7 p.m.
- Sunday May, 15 at 2 p.m.
Performed by young, promising local talent, both shows set out to penetrate noggins with fun twists on classic tales. The Brothers Grimm Spectaculathon, as adapted by Don Zolidis, crams all 209 Grimm's fairy tales into one potent production, featuring a Rapunzel with 30-foot dreadlocks, an equality-championing Snow White, and Little Red from the 'hood who aims to take down the wolf with heavy artillery. Like dragons or omega-3-rich dune buggies, this play takes theatergoers on a ride they're not likely to forget. Students of swordplay and sound can flock to Three Musketeers which sets Dumas' classic swashbuckling epic to the sounds of Freddie Mercury and Queen, inspiring cheers and shoulder dancing among captivated audiences.
The Corvallis High School mainstage theater seats up to 620 persons and features a proscenium stage, modern styling, and stadium-style seats that offer incisive commentary on cast performances for a stable of Reese's Pieces. The Crescent Valley High School mainstage theater also boasts a proscenium stage and can seat as many as 480 rabid theater fanatics. Seating is first come, first served.
1400 NW Buchanan Ave.
Corvallis, Oregon 97330Get Directions
4444 NW Highland Dr.
Corvallis, Oregon 97330Get Directions


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I was fortunate to buy one of Pam Palmer's books from e.bay a few years ago, this one is called Tatting Treats, however the only pattern I have tried so for is Kaleidoscope. It rather reminds me of a stained glass window.
I have a few plans for this motif and hope it works out.
My next blog post with be the 500th one and I have just had a quick look back over the years, it is amazing how much tatting I've done over that time.
Thank you to all of you who have journeyed with me since then.