text:
You tend to think of the U.S. armed forces as pretty self-sufficient. They don't need much protection from civilians since they are busy around the world protecting us.
But the men and women in the military are by and large young and vulnerable to the sinister machinations of everyone from outright scammers to less than scrupulous businesses that abuse them financially.
In years past payday loans were a big problem. Service personnel, who don't earn a lot of money, were often strapped and turned to the payday loan stores usually clustered around military bases.
Then in 2006, at the urging of the Department of Defense, Congress barred lenders from charging active duty service personnel more than 36% APR interest. While that may sound high, it effectively meant payday lenders – who typically charge fees amounting to around 400% APR – couldn't loan to the military.
That move prevented a lot of service personnel from getting tangled up in an endless cycle of debt. Yet, there are other threats.
Tracking complaints
The Consumer Financial Protection Bureau keeps track of complaints it receives from consumers in uniform. By April 2013 the agency had received over 5,000 financial complaints from servicemembers, veterans and their families.
In one complaint, an active-duty army officer was informed by her student loan servicer that they were going to terminate her SCRA rights unless she provided a new set of orders that contained an end date. But because she was an officer, she did not have orders with an end date.
As a result the CFPB said the servicer terminated her interest-rate protection while she was still serving on active duty. Acting on the officer's complaint, the CFPB said it was able to communicate with the servicer and ensure the rate was reinstated.
"No one should be victimized by financial abuse, particularly the military," said Gail Cunningham, spokesperson for the National Foundation for Credit Counseling (NFCC). "One way to avoid financial abuse is through financial education, as an educated consumer is always a better consumer, one more equipped to identify fraud or deception and make wise financial decisions."
Financial literacy program
NFCC, which represents non-profit credit counselors around the U.S., has announced a new financial literacy program designed for members of the armed forces. Cunningham says it is tailored to the unique financial challenges facing members of the military community.
The program presents 10 individual lesson topics ranging from the basics of banking to planning for retirement, so it is appropriate for servicemembers at any stage of their career.
But in some respects, an NFCC survey suggests service personnel are no different from consumers who aren't in uniform. In the survey, 77% admitted that they have financial stresses and concerns. Fifty-five percent said they don't feel prepared to meet a financial emergency. Sixty percent said they had to look outside of traditional institutions and utilized alternative, non-traditional lenders to meet their financial needs.
"Stressful situations can result in poor choices, with decisions often made out of desperation," Cunningham said. "To avoid this, servicemembers should take advantage of the opportunity to improve their financial skills."
Servicemembers are also popular targets of scams. A car may be offered for sale with a "military discount," but the money has to be paid in advance. Later, it turns out the car doesn't exist.
Sometimes apartments are rented with a discount for those in the military or veterans. But after a deposit has been paid, it turns out the person making the offer doesn't even own the property.
Adding insult to injury, online scammers have begun assuming servicemembers' identities on mainstream dating sites, striking up a relationship before asking for money. It's promoted the Army Criminal Investigation Command (CIC) to speak up.
"We cannot stress enough that people need to stop sending money to persons they meet on the Internet and claim to be in the U.S. military," said Chris Grey, Army CID's spokesman. "It is heartbreaking to hear these stories over and over again of people who have sent thousands of dollars to someone they have never met and sometimes have never even spoken to on the phone."
Grey says the majority of the "romance scams," as they have been dubbed, are being perpetrated on social media, dating-type websites where unsuspecting females are the main target.


text:
cjg2 Review
Crystal chandelier - with broken crystals
I was surprised by the large number of broken crystals. I didn't discover the broken crystals until after the electrician was paid for installing the fixture (as I was following other reviewers' wise advice to install the crystals AFTER hanging the chandelier). I was advised that new crystals will be arriving from China. If they arrive, though, I will be 100% satisfied. If not, I am in a pickle indeed....and down the electrician's fee for installation. As an aside, I do concur with others that the crystals should be installed post-instAlation. Check them upon arrival, perhaps.
- How did the color on site compare with the actual product? Accurate?
- Please tell us about the quality of the product. Product arrived with 9 broken crystals. I am to,d, though, at replacements are on the way.
- How accurate was the on site description of the product? Accurate.
Was This Review Helpful?

subset: commoncrawl


text:
ACEC Texas is the business association of Texas engineering firms. The organization is committed to advancing the private practice of consulting engineering, enhancing markets for private engineering services, educating the public on the importance of infrastructure investment, and promoting sound business practices within the industry and its client base. We are committed to aggressive involvement in legislative and public sector decision-making, with a focus on protection of qualifications-based selection of engineering services, transportation and water resources investment, expanded project delivery options, and appropriate legal and liability systems affecting the industry.
2/27/2017ACEC Dallas Chapter Meeting - February 27, 2017
3/3/2017CANCELLED: ACEC Houston Water Resources Committee Mtg
3/7/2017ACEC Central Texas Chapter Meeting-03/07/17
3/17/2017ACEC Houston GAC Mtg @ The Hess Club
3/17/2017ACEC Houston: Chapter Lunch Meeting @ THE HESS CLUB
3/17/2017ACEC Houston: Contracts Cmte Mtg @ The HESS Club
3/21/2017ACEC Houston: DS/PR Agency Mtg @ HCFCD
1001 Congress Ave., Suite 200 • Austin, Texas 78701
Phone: (512) 474-1474 • Fax: (512) 474-1490
For more information on the American Council of
Engineering Companies of Texas, please contact
Mike Hancock at email@example.com.


text:
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PROMOTIONAL VALUE EXPIRES ON June 30, 2014


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Discover the classic designs of v neck sweaters for guys from Belk. Our guys v neck sweater collection features a popular variety of colors and materials. Choose from an array of trusted brand name designs combining style, comfort and irresistible fit. Find slim-fit sweaters with ribbed collars, hems and cuffs for easy layering. Our selection of v neck sweaters for guys offer year-round accents with a choice of durable, breathable materials. They provide a timeless design that can easily be paired with jeans or shorts for a handsome casual look. Shop the guys v neck sweater collection from Belk for a versatile assortment of year-round accents.


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PROPLICA Sailor Moon: Cutie Moon Rod
Bandai Entertainment
Once bought, this item cannot be cancelled or returned.Get informed when this item is in stock by using our Personal Agent from the right.
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Click on a thumbnail to see more pictures for PROPLICA Sailor Moon: Cutie Moon Rod
- Materials: ABS
- Height: approx. 440mm
- Limited availability
The second entry into Bandai's PROPLICA line of Sailor Moon items, the Cutie Moon Rod is made for serious collectors. With authentic lights and sounds, including the "Moon Princess Halation" sequence (voiced by Kotono Mitsuishi!), every effort has been made to recreate this iconic sceptre.
Extra attention has also been focused on the colours for maximum authenticity; the shades of red and gold have been painstakingly reworked to match the show. As an added bonus, the Cutie Moon Rod also comes with a display base in the form of the Moon Palace!
further info
|Original Name
|Official Release Date
|Oct 24, 2014
|Catalog No.
|Item Code
|Product Measures
|51cm x 19cm x 7.5cm
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- Anonym
- Sverige, Mann, 41+
- Novise-nomade
- 1 Gjennomgang
Enkelt, billigt och fräscht!
- Anonym
- England, Blandet Gruppe, 41+
- Novise-nomade
- 1 Gjennomgang
Super convenient accommodation, great breakfast and great staff.
- Anonym
- Tyskland, Kvinnelig, 18-24
- Novise-nomade
- 7 Omtaler
We stayed here for two nights. We booked a dorm, were asked if we wanted to be upgraded into a private room for free. Friendly workers, doing a good job at the reception & kitchen -> breakfast more than good! Very pricey hostel still, but that's Norway. A lot of rooms; on the second and third floor, the hostel's kitchen also on 2nd floor: enough place to cook and sit; a couch and tv, just as some games. Nevertheless, there was no real "hostel atmosphere". No "general washrooms" on the floor.
- divisionbyzero5141
- Singapore, Kvinnelig, 25-30
- Novise-nomade
- 5 Omtaler
Great location within the train station. Friendly staff. Excellent breakfast spread, and free coffee and tea throughout the day was a nice touch.
- Anonym
- England, Mann, 25-30
- Globetrotter
- 21 Omtaler
Pretty darn convenient sleeping inside a train station! The cafe/lounge area is great. Breakfast included and available 6:30 to 10:00.
Hostelworld mobilapper
Bestill mens du er på farten med de nye mobilappene til Hostelworld.


text:
Format: Paperback
Language: English
Format: PDF / Kindle / ePub
Size: 7.73 MB
Downloadable formats: PDF
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Pages: 336
Publisher: Kensington -Teen; Original edition (July 1, 2011)
Harlequin sells some novels at extremely low prices, meaning that for the price of one movie in a theater, you could get two or three paperbacks. Traditional "category romance" (that's a real, useful term) follows a very precise formula, intentionally The Soul of Adam Short. You ungrateful bitch!" The plate with my meal was picked up and thrown at my face, but I dodged to the side to miss it , e.g. click for free. On the fantasy axis, again 1-10, the highest ranking of 10 would be a book with amazing worldbuilding, a landscape that lives and breathes with magic ref.: facsil.com. They had been persnickety about their new home in the city but she'd stuck with them and found them a fabulous duplex that met every one of their needs. No small task, to be sure. "If you know Bill," he said, a hint of a smile played at his lips, "then you know he's not one to pass out compliments easily Dream Forever: A Novel (The Dream Walker Trilogy). Kallie still has her doubts, but Jax is willing to risk it all for love , e.g. Descent (Kissed by Death). Exercise: Twist, bend and change an ordinary object, so it's appealing for a paranormal romance story. Do research: Google for list of superpowers for example. Reading Paranormal Romance is also something you can learn from; it may help you build ideas Forever. Cloud (great ghost story that just missed my list), Interview with a Vampire (a vampire classic, but it's geared towards an older crowd), Tuck Everlasting (love this movie, but it's not quite paranormal), Queen of the Damned (super super dark so I don't watch it too often). Do any of you have movies to add to the list? , source: click online?
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text:
Oh Dana, I sure hope you girls are talking about a tool we call a "dibble
stick". Betty's directions are so vivid if you've ever hopped on one!!!
One learns real quick not to jump on with both feet at the same time and
especially not in hard, hard dirt!! Kinda like a pogo stick without the
spring....boy does that bring back memories (and they aren't that old).
We used it to help plant several hundred trees in some old hard pasture
ground. I finally put my 11-12 year old son on that thing and I duck
walked or crawled from hole to hole sticking the tree cuttings. Hubby of
course was telling us where to make the holes and put the sticks! Our
neighbors couldn't imagine anyone planting trees anyway but especially in
rows and wasting water on them! What a nice memory to start the day with,
what could be better than playing in the dirt with your family in the
warm springtime sun.
Thanks for the smiles. And Betty, if the ground is fairly worked or soft,
I like to use a giant screwdriver; that way my *exaaggerated wiggling*
doesn't put on quite the show the step on bar does! Smiles heck, I am
real close to belly laugh time! I forget how funny some of our serious
iris stuff must look to....hmm...oh you know..our kids, our spouse,
neighbors etc.
Char Randall
Melba, Idaho
On Tue, 1 Jun 2004 07:21:15 -0500 "Dana Brown" <email@example.com>
> Ok, I think I have a picture of how this thing works. I have an even
> better
> picture of the bucking garden bench. Sounds a lot like riding one
> of those
> wild picnic benches <G>.
> Dana
> Dana Brown
> AIS Region 17 Judges Training Chairperson
> Director TBIS, ASI
> Malevil Gardens
> www.malevil-iris.com
> Lubbock, TX
> Zone 7 USDA, Zone 10 Sunset
> firstname.lastname@example.com
> -----Original Message-----
> From: email@example.com [mailto:email@example.com]On Behalf Of
> firstname.lastname@example.com
> Sent: Tuesday, June 01, 2004 6:53 AM
> To: firstname.lastname@example.com
> Subject: Re: [iris] Re:HYB: TB: Planting seedlings
> In a message dated 5/31/2004 9:45:32 PM Central Standard Time,
> firstname.lastname@example.com writes:
> > I went to A. M. Leonards catalog and still
> > don't know how to use it. <G>
> >
> The one I have is A . (pg 14 big catalog.)
> Hang on to the cross bar at the top! The bottom piece is heavy,
> apply foot
> to cross bar at top of bottom section. Push to desired depth.
> Wiggle
> forward
> and backward, if wider hole is desired. Plant seedling, push soil
> back in
> place. <bg>
> Also good for tomatoes and mums, unless planting from cups. (In
> which case,
> recommend a bulb setter.)
> Plan to try it on regular transplants but do not anticipate the
> same
> results.
> I suspect that exaggerated wiggling may not be sufficient!
> Directions are available for righting oneself after being thrown
> from a
> bucking garden bench . . . if desired! Post if interested. <bg>
> Betty W. in South-central KY Zone 6
> Bridge In Time Iris Garden@website:
> www.thegardensite.com/irises/bridgeintime/
> ---------------------------------------------------------------------
> To sign-off this list, send email to firstname.lastname@example.com with the
> message text UNSUBSCRIBE IRIS
> ---------------------------------------------------
> To sign-off this list, send email to email@example.com with the
> message text UNSUBSCRIBE IRIS
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text:
February 8th, 2016
Episode 455 of 550 episodes
The Interpreter of Maladies author is a successful, Pulitzer Prize-winning English-language writer. But she found writing in Italian gave her true freedom; "Language is a very messy thing," she says.
You'll need to sign in to write a comment.
Welcome to the daily audio workout for your head.


text:
300+ Rentals · Rüschegg
300+ Rentals · Rüschegg
Renate is a great host! she welcomed us with warmth, she is charming and smiling and was at our disposal when we needed anything. the place is charming and extremely silent, a comfy spot to snuggle in surrounded by nature.JolynnDecember 2016
Renate is a great host. I had pleasure to stay at her place with my family. Everything was upto the satisfaction at such a nice country side location. The way to Rueschegg itself is beautiful. I will highly recommend and hope to be there sometime again.RahulAugust 2016
Renate's place has been our favorite place so far! It was in a gorgeous area and we had absolutely everything we needed. We had our own kitchen and bathroom, and there was a market right down the street. All that made everything so convenient! We would love to come back in the spring or summer and stay at Renate's again! It was perfect for us!KatherineJanuary 2017
Everything was good and we enjoyed our time there.ShadiSeptember 2016
We had a great stay with Renate! Great room with comfy bed and full accommodations!DanielleNovember 2016
The hosts were very helpful and accommodating for late night check in which would have become even more difficult given that the home is no where close to Interlaken or Bern, atleast not for public transport commuters. Apart from the location which is far away from any (URL HIDDEN) peaceful and has all good amenities, and supportive hosts...all the best for future endeavours with the owners.... RegardsAnupamOctober 2016
My husband and I had a nice stay in switzerland. We only stayed one night but Renate was very nice and her house is in such a calm quiet area. I recommend 100% !CélesteAugust 2016
Renate was really nice, even though I didn't really get to meet her.. Her instructions and directions were well meaning and clear, and even though her place is slightly difficult to get to with public transport, it is so worth it!!!! It is a very spacious and comfy private studio, with your own private kitchen and bathroom. It is very well furnished and extremely comfortable.. The supermarket is located nearby, like maybe just a 100m away.. The bus stop is also very nearby. The surroundings are really beautiful, with the river right behind her place.. Nice place to hike and enjoy some fresh air.. I had a very positive experience here at her place. If you are looking for your own quiet getaway in nature with everything needed, look no further :)AaronDecember 2016
Room type
Private room
Property Type
Anna is a wonderful person. She was very Nice and she makes us feel like we were at home. Everythins is Perfect, the house, the bed, the welcoming... I recommand Anna. She spends some time to talk with us and she is caring! Thank you Anna.SophieAugust 2015
Very good instructions to find the house and very attractive, clean environment inside and outPaulOctober 2015
We spent two nights at Anna's apartment. It is a warm, cozy and lovely place. The sauna, the fireplace and the landscape around are wonderful for a weekend of relax and rest. But also, this is a perfect place for walk and exploring the beautiful view of the nature around. The house is very clean and with everything you need. Anna is a wonderful smiling host, she welcomed us very kindly and communication with her is absolutely easy. We really recommend this place and we will definitely come back!SaraFebruary 2016
Anna's house is surrounded by the most beautiful landscape. The view from the garden on the Swiss mountains is just stunning. We didn't expect such beauty. The house is cosy and comfortable with everything needed and a private garden. We spent a wonderful evening watching the stars and enjoying the sauna, a big plus! And we had a lovely morning hike in the mountain. The most relaxing stay! Anna is a great host, very friendly and accommodating. It was a real pleasure meeting her and staying in her house.NatalieSeptember 2016
Great little apartment with plenty of space. Anna was a great host and very approachable, communication was smooth too. Definitely recommend here, like mentioned though, you do need a car to get here, but worth the driveJamesDecember 2015
We loved our stay in anna's house. We used her map to find it and there were no problems. Lovely welcome and then left on own knowing she was able to help if we needed. House was great with all the facilities you need, great location with lovely views and even ate outside on the lovely terrace. We used her snow shoes which was great fun and the sauna at the end of the day helped three aching joints!PaulFebruary 2016
This place was amazing! Exactly what we were looking for. You could stand on the terrace, and you couldn't hear a single car. Except the snow plower ever so often. Perfect winter wonderland! We even went out up the hill on a little snowshoe tour! Beautiful and quiet! Unfortunately the ski lift wasn't open, otherwise we would have gone skiing. I can very well imagine the views being just as amazing for hiking in summer! Also the sauna was great to have. Anna is from Finland, and exactly that finnish touch she brought into this swiss flat! Thank you ever so much Anna!OliverJanuary 2017
I and my girlfriend stayed at Anna's house for two nights. It was just perfect and one of the best Airbnb that I have ever visited. Wonderful view, cozy and clean house, and easy access to other cities by car. I definitely recommend you to get a chance to stay here. I asked several questions to Anna before visit. She responded very fast and explained me everything that I needed very kindly. Thank you AnnaJihwanSeptember 2016
Room type
Entire home/apt
Property Type
I spent 5 relaxed days in Katharina's lovely comfortable home. The house is just 5m walk from the bus stop, and 10m away from beautiful trails in the woods. Katharina is interesting and well-travelled and can tell you everything about the area. We ended up cooking dinner together for 5 enjoyable nights, but she is also very respectful of your personal time. Thanks Katharina see you again!PeiDecember 2016
Awesome place! 30mins from fribourg ,beautiful surrounds perfect for mountain walks and relaxing in the fresh country air. Katharinas bio home is very cosy and she is very warm and helpful. We spent Christmas dinner together with her and her son. Great experience highly recommended!Elena &December 2016
Katharina and her son made me feel welcome. We had breakfast and evening meals together. The house was lovely warm. This was much appreciated as it was snowing during my stay. The views from the house were beautiful particularly as they were snow-covered. I would recommend Katharina's place to anybody. In fact I have already recommended it to some body.UrsulaJanuary 2017
Logement et hôte agréableDavidJanuary 2017
Room type
Private room
Property Type
Thank you, Doris and Forvitt, for the possibility to stay at your place. I highly recommend others to stay with you, for example for these reasons: Central location, large room, high degree of cleanliness, comfortable large size bed, useful furniture, useful lighthing solutions, well functioning shower, good coffee as well as your open, friendly, empathic communication. Thank you also for the possibility to check in already in the morning and leave luggage in the room. That was very helpful.FrankNovember 2016
Doris is very nice, help me for everything. My laundry,my luggage,even help me to print out my voucher.... Her place is so clean with a great mountain view of the balcony. I really like to come back.VanessaJuly 2016
We had a wonderful time in Thun thanks to Doris! The bed was by far the most comfortable place we've slept in all our travels but that wasn't the best part. Thun is great and Doris was very helpful, giving us info on the weather and even change for parking on our first night. Hope to make it back again.HannahDecember 2015
Doris's house is very near the city center and train station. Ideally located and well organized. She is very kind to introduce everything for us. Highly recommended.HONGJIANovember 2016
We had a good stay with Doris. She was home to welcome us when we arrived and showed us around the apartment. The apartment is as advertised. I had a great walk around nearby the Thun Castle. Breakfast was provided and Doris was helpful with parking advice.Tesa & GuyMay 2016
The stay was very comfortable and the house is near to public transportation.without second thought you can book this one.Penchal PrasadJuly 2016
We had a wonderful stay in Thun with Doris. The location is great! The apartment is bright, cheery, and very clean. We loved Thun. Train transportation was very good. Everyone should be sure to visit the Castle in Thun!! Thank you, Doris for a great visit to the Berner Overland wish we could have stayed longer.CarolSeptember 2016
The flat is homey, clean, and near the train station and the Altstadt. Doris was a gracious host and full of helpful advice.DenoJanuary 2017
Room type
Private room
Property Type
Erich apartment is exactly as he describes it: stylish, quiet, warm and confortable. It has everything you may need, including small household appliances (washing machine, dish washer, iron). Inside you can find a book with instructions on the flat, check-out and useful contacts, and also touristic material about Bern and surroundings. The Wi-Fi connection is very good so the flat could be ok also for business purposes. And you can enjoy the garden in the warm season. The area is a very quiet residential suburb just outside Bern but you can go to the tram stop in few minutes walk and easily reach both the city centre and the railway station with the same tram line in around 15 min. Erich provided very detailed information to reach the flat before we came and was at disposal for any need during our stay. Very positive experience.Silvia MatildeDecember 2016
Erich's apartment was fantastic! We were delayed on our train from Austria by at least 2 hrs earlier in the day so it was a pleasant relief to arrive at the apartment. Erich's directions from Bern train station were very accurate and easy to follow. Buying a tram/bus multi pass is best. It really is a quick and easy journey from the apartment to the center of town. The apartment had everything you could possibly need, even a mini washing machine! It is secure and very cozy in the snow. Erich is very friendly and keen to help with anything you need and he is quick to respond to any questions you may have. We look forward to staying there again sometime.AlexJanuary 2017
A special place and a special person!AlviJanuary 2017
Erich is a very helpful and nice host. The home is very clean and very convenient to go to the centre of Bern.Hiu TingJanuary 2017
Erich and his family were very much accommodating to our times. The apt is as beautiful as the pictures. Very nice, warm and cosy. WE also were grateful that we could park the car on his driveway. The apt also comes with a description of walk and amenities (very helpful). If we are back in the future in Bern to visit friends, we will come back to this apartment. Thanks for all, have a merry merry XMAS surrounded by family and friends. Eva & AndrewAndrewDecember 2016
Erich ist ein sehr netter und hilfsbereiter Gastgeber, diskret im Hintergrund und doch immer ein offenes Ohr, wenn er gebraucht wird. Gerne wieder!FredJanuary 2017
El alojamiento ha sido perfecto. Está muy bien equipado y no le falta de nada. La temperatura es muy buena, la limpieza también. Está muy bien situado, cerca de una parada de tren que te lleva a Berna. Hemos podido dejar nuestro coche aparcado en una plaza de aparcamiento del propio dueño. Pero sin duda lo mejor ha sido el trato con Erich. Se ha esforzado en todo momento para que todo estuviese bien y se ha ofrecido a ayudarnos en todo. Es una persona muy amable. Lo recomendamos al 100%. Muchas gracias por todo, Erich!SandraJanuary 2017
Tout était parfait, appartement très confortable, propre et charmant! Le quartier est calme et proche des transports en commun. Accès facile au superbe centre historique de Berne. L'hôte est disponible et réactif pour répondre à nos questions, merci Erich!FlorentJanuary 2017
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Entire home/apt
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Muri bei Bern
A really amazing room in a very nice residential area of Bern. Perfectly clean, spacious, private and easy to get to the historical centre of the town (3 bus stops or a 20 minute walk to Zytglogge. Roger was really helpful and friendly and he gave me some very useful tips for my stay in Bern. All in all an amazing experience, totally recommended!CostasAugust 2014
Great location of the house, there are everything you need, clean and comfortable. The owner is considerate and hospitable. Thank you very much, Roger!MarinaApril 2016
Roger was a wonderfully responsive host (before my arrival). The private room I occupied was wonderful: quiet, clean, near the center of the city and easily accessible on foot or by bus. It was great to have use of the kitchen. I recommend Roger's accommodations!KathrynNovember 2015
My 2-night stay here was perfect. Roger was very helpful and informative on things to do around the city, I had everything I needed! If I ever return to Bern, this is where I'll be staying.ShaneJuly 2014
Yet again, another excellent stay with Roger. He continues to make me feel as welcome this trip as he was on my first trip. I have stayed in all of the rooms, and all are kept immaculately clean. The Bathroom and Kitchen are also kept immaculate. He has a great amount of knowledge of the city of Bern, and has many suggestions for days out, the suggestions that I have followed have been worthwhile. I would definitely stay with Roger again, if I am in BernChristopherJune 2015
Staying at Roger's apartment in Bern was a wonderful experience. Right from the start he welcomed me ever so kindly, especially considering I had arrived an our earlier than my planned arrival time. The apartment is so clean - Roger checks the communal areas daily (ie bathroom and kitchen) to ensure it is always clean. It really is like a hotel! He even gave me me some snacks on arrival. I instantly felt at home. Also, the apartment is in a great location. Really close to the city and Roger gives really precise information on how to get to his from the trains station and what tram or bus to get. I preferred to walk it and it only took me 20 mins. The Swiss are so friendly and Bern is delightful. If I go back I will definitely choose to stay with Roger again. This was my first airbnb experience and I fear the next one will not live up to these amazing standards!SylvieMay 2015
Nice and clean room, near to the tram stration. Roger great host.GiuliaMay 2015
Roger and his mother were incredibly nice!!! Roger gave perfect directions to the building, provided excellent suggestions on where to visit, and even got me food and drinks when I arrived. I could not have been happier with my stay, by far the best experience I've had in air BnB!!! Thank you Roger, hopefully I will see you again!!JustinJuly 2015
Room type
Private room
Property Type
The apartment was very comfortable and cute. We found it clean and well equipped on our arrival. Everything needed for cooking was available in the kitchen. There was a super market nearby (5 minutes walk). The center of the town was 10 minutes by car. The lovely garden was a plus. The neighborhood was beautiful and quiet. The hosts were very friendly and helpful.ApostolisJuly 2016
The room was clean and tidy with a pretty little garden, the landlord is very good, although we have different languages but communicate very happy. The next time I hope we can come to Switzerland to live hereJunYiSeptember 2016
Was great and new experianceAdelMay 2016
So a sweet home and so nice hosts... All my hosts were nice people, some of them became my friends, but you know, a friend in need is a friend indeed. I have got a cold, could not take my planned excursions and was at home all the time. Daniela and Heinz did everything to help me. I am so grateful to them for their care! Great people. I'd be glad to pay for the vitamin cocktails they prepared, for bringing me on their car to the train station (not the closest one, to another - where I could take a direct train to airport), but - how can you evaluate the desire to help, which is much more valuable than gasoline or cocktails?.. You cannot evaluate real friends' care... And the home... so comfortable, so nice (Heinz made the old fashion furniture and other small and sweet things), so well equipped, so clean, so heimisch. And the yard... Everything is perfect, tasteful and just great. Sorry I could not enjoy my excursions, but I am happy I was in such home with such hosts. Very, very, very recommended.ArkadyMay 2016
Daniela and Heinz communicated with us before we got there, we had a very warm welcome, we instantly felt at home. They have a beautiful garden and many amenities that are close by that we found very useful like the big supermarket, and the train station just 5mins away from the residence. The host had a very keen interest in our welbeing and comfort which was very much appreciated and enjoyed! We would love to go back to Heicho again! We now know where we will stay when w come to Switzerland! Thanks Daniela and Heinz xxVanessaAugust 2016
Well when we arrived we accidentally went to the wrong train station, however Daniela found us and drove us to the house. When we arrived we were just blown away by how beautiful the space was. They let us borrow their bikes and we rode along the river. They are very sweet hosts and we appreciated staying at their place. I definitely recommend staying here. They also have the cutest dog.RaymondAugust 2016
That was our best experience on AirBnb! We were very late but anyway Daniela & Heinz helped us to accommodate. Apartment feels like home, very clean and beautiful. They have beautiful garden, so you can eat outside with mountains view :) There are lots of mountains and lakes around, there are some food stores and gasoline station in walking distance. Thanks for your help, accommodation and evening talk, we had a great time (next time we'll take more wine :-) ). I definitely recommend this apartmentSergeyAugust 2016
At Heinz and Daniela you can have your own house within a house. Everything is brand new and of high quality and the hosts are very welcoming and sociable.StefanSeptember 2015
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Entire home/apt
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My husband and I (both in our 60s) stayed Marianne's place for 11 wonderful days, in March/April. . The apartment was exactly as the photos, clean, spacious with everything you need. The hosts were there if we needed them but not intrusive. We were given a lovely Easter basket. We would love to have the opportunity of staying there again and can't recommend it too highly. The station is a 5 minute downhill walk (pity it is uphill on the way coming home). From the railway you can go anywhere in Switzerland, we had a Swiss rail pass and found it to be exceptional value, as individual rail fares are expensive. The apartment had good WIFI, access to washing machine and nice view of church clock. Wunnewil is a nice small town/village (but not alpine type housing). We did our grocery shopping in Fribourg a 10 minute train ride away – a lovely little town. If arriving by train from Bern you must walk under the railway line (you will see the tunnel) and then up the walkway path then up the steps, following the signs to the "Dorf", at the top of the stairs turn left, then follow road around to the right, cross at pedestrian crossing then you will see the house painted grey with yellow shutters. We had difficulty finding the house but a local helped us. Thank you so much Marianne and Herman for a wonderful time and your acts of kindness. Penny and LaurieLaurieApril 2015
The charming place is located in a small village southwest of bern. Marianne lives right downstairs, making communication and checking in extremely easy (just note the wood floors are quite squeaky). The apartment is sparkling clean and very comfortable. We cooked many meals and felt very at home. Just take note that the village is up on a hill, and driving at night is quite dark and can be unpleasant.DoreenJuly 2016
This apartment was perfect for our needs. Easy to find and walk too, keys easy to grab without the host needing to help. Very nice people and lovely apartment.KylieDecember 2014
The apartment is very beautiful and Marianne is a really nice host. We had a great time while we were in her home and we are very pleased with the experience. Highly recommend this place.LauraJanuary 2015
Marianne has been a perfect host. The beautiful flat is clean, the views are so good, and the location is good to discover all the famous places in Switzerland. Thanks for all.JavierAugust 2015
The apartment has a lot if space and is very nicely appointed. It was very clean and very comfortable. We could not have been happier. Herman and Marianne are lovely people and very helpful. It is only 15 minutes by train to Bern and the station is a 5 minute walk. We strongly recommend the apartment.NeilJune 2016
We stayed in the appartment for just one night but it was a wonderful experience - my friend had birthday and the host (sorry, didn't get your name) made a birthday gift for her! That was very touching, thank you :) The appartment is very comfortable and the village is really nice. Besides, it is very close to Bern. Took us only 20 minutes to get to the city centre. In the village there is also a lovely restaurant just in front of the house which was even open on sunday night, which is important. And the host and all the staff were really friendly and helpful, thanks a lot! All in all, we would really recommend the accomodation to everyone.StanislavMay 2013
Very nice hosts and Wünnewil is a beautiful area! The appartment is very big and you have more than everything in it. Felt like home!Ann-JulieJune 2016
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Room type
Private room
Property Type
Room type
Entire home/apt
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The Chalet was superb and so were the amenities, just at the standard that we expected. Jakob is a terrific host. He was there to welcome me and my wife, though we came in late evening. He offered us coffee and water. Prior to arrival, we were in touch through phone and emails and he was prompt. He also gave us some good guidance to visit Jungfrau. We had to leave early, 6AM for the Jungfrau train....he had breakfast in the fridge, Swiss bread and coffee. Could not stay longer and enjoy the bird's eye views.... since we arrived when it was dark and left when it was dark. Could smell the fresh air, listen to the cow bells, magnificient sky and the serene wind blowing. Will be glad to go back, if again.arunSeptember 2016
We arrived late but Jakob was extremely hospitable as soon as we arrived. Within minutes we were at the kitchen table having coffee and chatting like old friends. The apartment was spacious, clean, and the shower had great water pressure. It was dark when we drove up the mountain so in the morning we were blown away by the view. My wife had her heart set on seeing some Swiss cows, Jakob graciously offered to take us to an alpine pasture higher up the mountain. Our only regret was that we only stayed one night. We would go back for longer in a heatbeat.JordanSeptember 2016
This is the perfect Swiss chalet experience and what could be better than Swiss hospitality. Best of the best. Thank you Jakob for showing us the warm heart of the Alps... the Swiss people.BambiFebruary 2016
What a wonderful and memorable time we had with Jocob and his family! He provided us not only the beautiful studio with breathtaking views, but also the interesting history behind them. We enjoyed the fireplace at night. Visited a old local church(still holds Sunday worship service) and a thermal bath ruin site from more than 150 years ago. It was a pity that we can only stay for one night. Highly recommended.jamesJune 2016
Jakob house was at great location anf beautiful He is very friendly and helpful Room is perfect and has all facilities. Breakfast was good Thanku Jakob for everythingDeepakJune 2016
There's really only one word to describe our experience: exceptional. Jakob is an extremely friendly and gracious host. We loved staying at the chalet and chatting with Jakob each day. He provided us with many ideas of things to do in the area, and was so kind to provide us with breakfast supplies and dinner one night. We also loved the experience of staying in a true Swiss chalet. The view of the mountains from just outside the door is amazing. The apartment is extremely clean, and we were excited to build a fire each night. I would definitely stay at Jakob's again!TaraMay 2016
We had an amazing time at Jakob's! he helped us out with where to go and he went above and beyond with making us comfortable. He made a fire for us in the fireplace which we loved and also sat with us and had a beer telling us the best places to go. We really appreciated everything, and hopefully can go back one day! Can't recommend this place enough :)MeganOctober 2016
We had an amazing time at Jakob's Chale. He is the best host we ever had! He gave us a Real Swiss Alps experience! It was great exchanging ideas, sharing our thoughts about the world, life with a good wine and cheese! The location is great! The Chale was build in 1766 and has been upgraded, but still has a lot of the old charm. Thank you Jakob for making our time in the Alps more special! All the best for you always!DebyAugust 2016
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Flurina's place is really nice and the bedroom is very big and luminous. Everything worked perfect, shower, wifi, kitchen stuff. Flurina is really hospitable and was flexible with me for my arrival and departure. She has a beautiful baby son, who behaves perfectly! I had a great stay. Thanks very much!Juan ManuelJanuary 2017
Flurina is a very good host. The place is very good, near the center and very quit.AlviFebruary 2017
Super séjour, très bonnes accueil, très sympathique, ouverte au discussions, appartement très propre. Merci, à bientôt FlurinaRamataJanuary 2017
Room type
Private room
Property Type
Really spacious room with a massive en-suite in a great spot in Thun - about 8min walk to both the castle and the train station. Oliver was friendly and helpful. My only suggestion might be a bit more storage space in the room or a few amenities, such as a kettle and more towels.MaxOctober 2016
Oliver was fantastic and the room was exactly as described. My son and I actually arrived in town early and he was kind enough to let us check in early. The location is perfect for exploring Thun. The balcony is great for relaxing in the evening and we could not have been more pleased.Dan & KristieSeptember 2016
Stay at Oliver's house was super fun...Lovely house.....very spacious room and bathroom...a nice terrace as well. Thun is very beautiful city with lovely views. As the house is in heart of the city, you can just walk around see many nice places and good restaurants. It was very great experience with Oliver and his girlfriend....very nice talk over a drink... Thanks Oliver for special help for parking....! See you both in Dubai soon!! I would highly recommend this place for stay.PoojaAugust 2016
Lovely, spacious place. Non-interfering host. Oliver, speaks only when spoken toSrinivasOctober 2016
Very good situated, big room and big and private bathroom . Oliver was really nice and helpful! Excellent adresse!EmmanuelleJuly 2016
This house is perfect! It's just in the centre of Thun. Walkable distance to all the place of interesting , shopping mall and the river. And it only take us 10 mins walk from this house to train station. If without our luggage, I believe it will be more faster. There is a big supermarket just (URL HIDDEN) room is exactly same as photo. Even better than the photo. Bathroom come with floor heating! The whole house is well renovated,neat and clean. Oliver is very friendly and helpful. He is a person who live in a high quality life style as well. Everything he provided is good quality. We really enjoy our stay in Thun We highly recommend this house!!MabelDecember 2016
We were in Thun for 1 night and we wish we had more time there. Oliver's home is in a great location at the end of the island area. It is near shops and bakeries etc. The train station is 10-12 minute walk with luggage. It is an easy walk to the tour boat dock, and the panorama that is a must see in Thun. Oliver's room is large and the bed is comfortable. There is a large tub in the bathroom and everything was very clean. We would love to stay there again. Tim ArrowoodTimJanuary 2017
Very nice apartment and great stayVipulAugust 2016
Room type
Private room
Property Type
Had a great stay here for 4 days with 4 people. It's located on a hill with splendid views over the green hills and rocky mountains. You hear nothing but cowbells and silence. Sabrina and her boyfriend are very helpful. The apartment is well equipped for staying in and cooking. Good pluspoint are the animals around the ranch. Only minus are the many flies, but that comes with a farm ofcourse... A car is handy, especially for visits to nearby Thun and Bern, both wonderful towns.MarkJuly 2016
Sabrina was a wonderful host. The views and the apartment were even more charming than we expected for the perfect long weekend escape to the countryside. She keeps the place quite clean and left plenty of logs for the fire. Additionally, while the location is tucked away from the bustle of the towns, we found it to be the perfect home while zipping around to Interlaken, Geneva and other natural sites. Highly recommended!IanNovember 2016
Sabrina and her boyfriend were great host! They suprised us with fresh eggs and there homemade jam, and even took us into town to pick up groceries. The ranch was perfect with great views of the hills and sunsets. Couldn't of been happier with the experience and would recommend it to anyone travelling in the area.Spencer July 2016
It was the most memorable stay we had for a long time with a great surroundings and even warmer people who hosted us. it is a great place to stay with all the facilities and ease of access as well. good old charm with all the modern facility. the ranch is beutiful and the horses as well. the real swiss experience. would love to go back and stay there for long.HarsheshJune 2016
The driving instructions to reach the farm were clear and well-illustrated. We were warmly welcomed by sabrina immediately made to feel at home. Sabrina was incredibly helpful!. There were jam in the kitchen, which was a really pleasant surprise. We both found the farm absolutely charming, comfortable and full of character. It retained its nature-world charm, while being well-equipped with all the conveniences we needed. It was so lovely to eat breakfast outside in the garden if that's what you want on your holiday. For us this place became a very special place, and we have returned home with good memories. So thank you, Sabrina.FahadSeptember 2016
The view is good and the house is well-equipped.Chui YiJune 2016
JVanesaMay 2016
We had great holidays at Sabrina's place. Exactly what we have been looking for: In the middle of nature, quite, clean, spacious. Liked the fire-place a lot. Sabrina is great host, provided all information and help we have asked for. Thank you and hope to come back here at some point in time!AleksandarJanuary 2017
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Entire home/apt
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My experience in Switzerland was so, so fulfilling due in large part to the hospitality of both Rama and Miriam. To begin with, the accommodation was lovely: I had a large room to myself on the top floor, which had a spectacular view of the nearby lake and mountains. I felt comfortable to move about as I pleased and even took the opportunity to read out on their patio and unwind. The neighborhood is a clean residential area and is a short walk to the center of Thun and an even shorter walk to the stunning lake. Interlaken and Bern are also easily accessible through public transportation. Their three children were an absolute joy, truly, and their dog Mango was lovable just the same. The warmth of the home could definitely be attributed to the wonderful people that filled it. I also had the privilege of joining them for dinner on the two evenings I stayed. They really know how to cook and I must say that you cannot pass up the opportunity to try it. On one evening I had racklette, which is a traditional Swiss meal usually eaten in the colder seasons and on the second evening, a delicious salmon dish with vegetables and cole slaw. For what it was worth, I was absolutely treated. I will remember with sentimentality these dinners and the time I spent with them when I think of my trip to Switzerland. I'm so grateful to have had the opportunity to join their family and friends, and feel at home. Rama and Miriam are youthful, rounded and well-traveled individuals and I couldn't think of better hosts to stay with. Thank you!JamieMarch 2015
His room was very great and the view of mountain was awesome. We also used the kitchen,at which we felt like home .YujinJanuary 2016
Miriam picked us up from the bus stop when we arrived so that was very nice so we didn't need to carry luggage up the hill. The room was very cute and had a great view of the lake. Kids were friendly. Had a nice breakfast before we left.BelindaSeptember 2015
we (me and my parents) stay at Rama and Miriam s place for 3 days, it was one of the best places we have been!. Already with the view from the the room right in front of the mountains(amazing). Then the delicious meals they cook with a lot of love, and the most important the kidness of all the family, they were always trying to make us feel comfortable, and they even take us to some nice places around. i could write a lot about it, but i will just say, that i (we) relly enjoyed and highly recomend to stay with them! we will love to go back!JeniferMay 2016
Had an easy stay outside Interlaken with Rama & Miriam. The drive along the lake to their place was phenomenal. Miriam gave some suggestions on things to do in the area. This is a family home so it is definitely lived in. Didn't bother us at all.DanielOctober 2016
Wonderful home! The room has a incredible mountain view and the house was very nice. The hosts were very welcoming, we had a great stay :)ParkerApril 2015
Rama and Miriam are very kind. They have a lovely dog and cat. We have a good experience to live here and recommend them to other guests.jingAugust 2016
This place is in the most amazing location. You are greeted by stunning views of the lake and mountains. Everything was ready when we got there and our host was very kind and flexible with us. Their cat, Chase George the Dragon, was our little buddy for the weekend, as the host was out of town. We could to easily walk to the lake and the town of Thun from this place and walk to coffee in the morning. I would definitely stay here again. Their warning of the stairs being noisy is no joke. If you are in and out a lot, it may not be for you. And in the summer, the room gets very hot. There is a little fan, but it wasn't enough for me personally.CristinaJuly 2016
Room type
Private room
Property Type
I had a great stay in Bern thanks to Kai. The apartment is well located, close to the train station, public transports and shops, furnished with everything one needs ( even chocolate, fruits and coffee ) and has a nice sunny and quiet balcony. Kai is a friendly and very helpful host, who manages to make you feel at home. :)SarahSeptember 2016
Kai is a great host, around to help where possible but also leaving us on ourselves. As he is moving into this new appartment he just opened this airbnb and he was still busy furnishing. Nevertheless we had an excellent stay, there was all what we needed and otherwise Kai went to get it. He helped us in, there was fresh fruit and coffee and good kitchensupply. The room is light and spacious with a lovely balcony to sit. The area is nice and quiet though at the same time very close to the railwaystation and city center. Tram and bus around the corner (and Kai provides a free-public-transport-card) or just 3-4 corners to the station by foot. Thanks a lot!LienekeSeptember 2016
Apartment is in a great location, and the room itself is very cozy. Kai is a great host and was incredibly helpful for pointing out places in the city to see. Would definitely suggest staying here.PhilipDecember 2016
Kai's place was just as he described it bright, airy, very clean and spacious and more importantly very centrally located. The room was spotless and he was indeed a super host ever willing to give us suggestions as to what we could do. Would certainly go back if I ever visit Bern againLynetteDecember 2016
The apartment is very beautiful, has been renovated recently and is well located. The bedroom is large and with lots of light. Kai is the perfect host, he is kind and truly cares about making his guests feel at home. I would recommend you to stay at this apartment.AsierSeptember 2016
I was welcomed and hosted very friendly. Kai was very helpful and so nice. He was still in touch with me. He prepared a flat very well so that my stay was a very pleasant experience :) The location was great - very close to train station and the University. I fully recommend! :)JustynaOctober 2016
Kai was a great host - friendly and informative from the beginning to the end. His place is super well situated so that by foot one can easily see the old beautiful city plus there are trams within 5 min. from his place that run super frequently. The beds were very comfortable as well as the heating and comforters and everything was just great. Highly recommended.AnandaJanuary 2017
This is an amazing place and Kai is a great host. Kai took care of everything so we could have a great experience in Bern - from tickets for the tram to touristic info. I will definitely stay again if I make it back to Bern.EddieDecember 2016
Room type
Private room
Property Type
Nathalie and Thomas are wonderful hosts! The house was confortable and big. We had the whole basement for ourselves and it was fully equipped. They helped us for the arriving transport and some other things. They were also flexible to add some days to our reservation. I definitely recommand Nathalie and Thomas!FrankJuly 2016
Thomas and family were great. Stayed in the bottom floor of his home but it was like we were the only ones there unless we needed something. Nice view from hot tub with hiking travels right up the road by foot.ShaneApril 2016
Memorable 3 -night stay... Agree with all previous reviewers. Glad to have found this place. Very clean, comfortable, cozy, amazing views, perfect setting for a whirlpool. Iam running out of superlatives. Very friendly and helpful hosts. very useful as a base to visit Maison Cailler chocolate factory at Broc and Gruyéres cheese factory through the scenic Jaun pass which is open only in summer. Also Mt.Niesen and Stockhorn. A little farther drive to Kandersteg and Öschinensee. Wasnt too far to Interlaken and Meiringen Aare river gorge either. And beautiful local scenery to explore at the Simmental valley. Just a couple of things to note- The 2.5 km road to the chalet from Därstetten is rather steep and narrow with sharp bends.Might need snow chains in winter i suppose. There is no microwave, toaster, dishwasher or washing machine but nor is it advertised as present. Wasnt a problem at all. All other facilities are more than adequate. Wifi was strong as well. Would highly recommend this place to anyone.KrithikaMay 2016
We recently stayed at Chalet Niesenblick for our anniversary and it was perfect! Thomas and Natalie were very helpful and friendly and it was nice knowing they were there if we needed them for anything. Everything was as described in the listing, it had everything we needed and was very clean and tidy. The chalet was always warm and has amazing views out of every room overlooking the snow-capped mountains. It snowed on the 3rd day of our trip which made our holiday, the chalet looked beautiful in the snow and the surroundings were amazing. We spent most of our time in the chalet enjoying the views and spent our evenings in the hot tub. It was the perfect relaxing getaway and we would definitely recommend it and would go back. Thank you again Thomas and Natalie for our lovely holiday! Laurence & Lola :)LaurenceJanuary 2016
Thank you Thomas family for sharing this relaxing peaceful and wonderful environment with us we recommend everyone to come experience it themselvesChenJuly 2015
The host was very nice. He introduced us the area and apartment. The apartment had everything that is required for the stay. Super place on the top of a hill....Beautiful scenic place.PraveenJune 2015
It was excellent place!! Thomas & Nathali were very kind and helpful us. I recommend this house to specially people who travel with parents. Every facility is wonderful than picture. If I have a chance to come Swiss, I'm gonna stay this house again.YongGunJune 2016
Thanks mike for having us. I felt at home. The apartment was amazingly tidy and clean.ibrahim August 2015
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Cupertino is located in Santa Clara county and has a population of 50,546.
LPN to BSN schools in Cupertino charged students an average tuition of $765.00 if they were California residents, and $5,490.00 if they were non-residents, during the 2009 - 2010 school year.
The average cost of books and supplies for lpn to bsn schools in Cupertino is $1,728.00. There is one lpn to bsn college in Cupertino for students to choose from. In the 2008 - 2009 school year, reportedly 85 students completed lpn to bsn programs in Cupertino.
|Average Salary
|Number Employed in City
|Registered Nurses


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September 20, 2013 9:38:28 AM
The Mississippi Development Authority has awarded five Columbus and Lowndes County festivals a combined $16,000 through its Tourism Grant Program for the 2013-14 fiscal year.
Catfish in the Alley, Market Street Festival and Caledonia Days each received $4,000. The Decorative Arts and Preservation Forum and Dream 365 received $2,000 each.
Columbus Convention and Visitors Bureau officials announced the grants in a press release Wednesday. The MDA set aside $250,000 in Tourism Grant Program funds statewide this year.
CVB executive director Nancy Carpenter said the organization wrote letters of support for each event asking MDA to consider them for funding due to their promotion of tourism and economic growth.
"The Columbus-Lowndes Convention and Visitors Bureau has enjoyed working with each of these events as it generates a positive experience for visitors and the community," Carpenter said in the release. "We appreciate the Mississippi Development Authority for appropriating funds for the marketing and advertising of festivals and events in the state of Mississippi. These events will benefit immensely from the grants."
Columbus Mayor Robert Smith recognized Carpenter during Tuesday's city council meeting for her efforts to request financial support for Catfish in the Alley.
Nathan Gregory covers city and county government for The Dispatch.
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1. Dead bald eagle found in Columbus appears to have been shot COLUMBUS & LOWNDES COUNTY
2. 'Stan the Man' retires COLUMBUS & LOWNDES COUNTY
3. Boys and Girls Club ready for first off-site program COLUMBUS & LOWNDES COUNTY
4. No one charged after child left alone at hotel COLUMBUS & LOWNDES COUNTY
5. Veterinarian questions eagle's cause of death COLUMBUS & LOWNDES COUNTY


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Crafty... We are having a rough patch too. DH has depression and feels overwhelmed and 'not ready' to buy a house or ttc after committing to. At this point I can't wait much longer. DS starts kindy next year and I am desperate to give him a sibling. I just want nothing more than to move forward with our life together.
He is on medication and sees a psych... I just don't know what else to do. I want to be supportive but by giving him more time that means I am the one in daily pain by not being able to have the things I want. We just love each other too much to leave though. Love is so tough.


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Forum indexPanasonic Compact Camera TalkChange forum
Amazon has the FZ200 for $409
Started Dec 26, 2013 | Discussions thread
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Jerry045 • Veteran Member • Posts: 7,465
Amazon has the FZ200 for $409
Dec 26, 2013
I just saw that Amazon has the FZ200 for $409 plus free shipping.
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Our Story
Keys 4/4 Kids is a 501(c)(3) charitable organization that strives to initiate transformation in the lives of our children, our donors, and our community through the production and exploration of art and music. Keys 4/4 Kids accepts donations of used and unwanted pianos and its professional piano technicians rejuvenate them for resale. Proceeds from these sales support three major youth and civic programs: Piano Placement, Pianos on Parade, and The Ellen Project. These programs provide opportunities for artistic expression in our youth, encourage community partnerships, and make the arts available to all people, regardless of income, age, or previous arts experience.
Are you in the market for an affordable acoustic upright or grand piano?
Sixteen Years Ago...
After classes, Newell volunteered his time teaching music and art to kids in a North Minneapolis after school program called MUSE. Newell saw the power and potential of the arts to build self-esteem and confidence in our young people.
He needed a way, however, to pay for musical instruments, staff, and supplies for the program. Over a summer, Newell taught himself how to fix old pianos and began collecting and selling them out of his parents' basement. During the first summer, Newell raised a little over $10,000. In 2002, he began offering the MUSE program at three locations in North Minneapolis, teaching music and art to over 120 students for free.
A looming financial crisis forced funders to suspend their annual contributions. Operating on a model reliant on grants and recurring donations, the MUSE program could not afford to keep its doors open without these renewals.
"...we had that crash and a couple of our funders were in the finance industry so they didn't renew and I had to close operations in North Minneapolis. It was a big ordeal..."
"..I said I'm going to do it differently. I don't want to have to close doors. That was a really rough thing, to have to dissolve a nonprofit. So I thought, well, we'll focus on the used piano sales because that was always a consistent revenue stream for us...We'll use the profits to support the programs for kids...And absolutely use grants and donations as they come in but that we wouldn't have to rely on keeping our doors open with those renewals."
In 2009, Keys 4/4 Kids moved into a larger warehouse in St. Paul...
In 2010, Keys 4/4 Kids inaugurated its PIANO PLACEMENT program and PIANOS ON PARADE (POP). These two charitable initiatives began making good on the nonprofit's promise to inspire young people to believe in themselves and have grown every year in scale, participation, and community support.
The business of collecting, refurbishing, and selling old pianos continued to gain momentum. By late 2011, Keys 4/4 Kids had expanded to Chicago, IL and Kansas City, MO.
In 2012, a permanent headquarters and additional storefront was established in Belle Plaine, MN.
In 2013, Keys 4/4 Kids successfully crowd funded the launch of its third initiative: The Ellen Project.
2015 was a record breaking year for Pianos on Parade with over 70+ Sponsors & Commissioned Artists! Keys 4/4 Kids partnered with the Kansas City Music Teachers Association (KCMTA) to inspire both spontaneous and planned musical happenings throughout the community...


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Guest reviews
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A great choice for a stay in Naxos, Kalamuria Studios is just 4.1 mi (6.6 km) from the airport. Guests looking to stay active can check out the nearby mountain biking and scuba diving, and free perks include self parking and hot/cold buffet breakfast daily between 8:30 AM and 10:30 AM. Apartments feature kitchens and balconies or patios.


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Zeng Y.,Chongqing Medical University |
Zeng Y.,Chongqing key Laboratory of Oral Diseases and Biomedical science |
Zeng Y.,Chongqing Municipal Key Laboratory of Oral Biomedical Engineering of Higher Education |
Pei X.,University of Sichuan |
And 7 more authors.
Surface and Coatings Technology | Year: 2016
As novel nanomaterials, graphene and its derivations have been applied into hydroxyapatite as reinforcements for biomedical applications. However, graphene/hydroxyapatite composites serving as implant coating have rarely been studied. In this study, graphene oxide (GO)/hydroxyapatite (HA) composite coatings have been firstly fabricated by electrochemical deposition technique on titanium (Ti) substrate. Then, the microstructure, phase constituents, bonding strength and in vitro cellular responses of composite coatings were researched. Raman spectroscopy and transmission electron microscopy corroborated that graphene oxide was successfully incorporated into the composite coatings. Results revealed that addition of GO have enhanced both the crystallinity of deposited apatite particles and the bonding strength of the as-synthesized composite coatings. Moreover, in vitro cell culture assessment showed better biocompatibility of composite coatings compared with the pure HA coating and pure Ti substrate. These results suggested that GO/HA composite coatings might be a promising candidate in the field of biomaterials, especially for implant coatings. © 2015 Elsevier B.V. Source
Corrosion resistance and antibacterial property of orthodontic arch wires after functionalized surface modification
Xie B.-W.,Chongqing Medical University |
Zhou J.-P.,Chongqing Medical University |
Wang X.-M.,Chongqing Medical University |
Yu Y.,Chongqing Medical University |
And 4 more authors.
Journal of Shanghai Jiaotong University (Medical Science) | Year: 2016
Objective: To perform surface modification for clinical orthodontic stainless steel arch wires, compare surface components, surface patterns, mechanical properties, corrosion resistance, and antibacterial property between modified and unmodified stainless steel arch wires, and provide reference for the clinical application of stainless steel arch wires. Methods: Stainless steel arch wires with the size of 0.019 inch (0.48)×0.025 inch (0.64 mm) were used. Polydopamine was used as the medium and carboxymethyl chitosan (CMC) was covalently grafted on the surface of stainless steel arch wires. Surface components were analyzed and surface patterns were observed by energy dispersive X-ray analyzer and scanning electron microscope. Microhardness tester was used to test hardness of stainless steel arch wires. Electrochemical working station (CHI660C) was used to measure the corrosion resistance. WST reagent was used to detect the antibacterial property. Results: The surface of modified stainless steel arch wires contained C, N, O, Si, Cr, Mn, and Fe, while the surface of unmodified stainless steel arch wires only contained Si, Cr, Mn, and Fe. The difference in microhardness between modified and unmodified stainless steel arch wires was not statistically significant. The corrosion resistance and antibacterial property of modified stainless steel arch wires were greater as compared with unmodified stainless steel arch wires. Conclusion: The modification of orthodontic arch wires via polydopamine surface and grafted CMC can mitigate corrosion and inhibit the growth of bacteria without compromising the mechanical performance, so as to benefit the orthodontic application. © 2016, Editorial Department of Journal of Shanghai Second Medical University. All right reserved. Source
Using micro-computed tomography to evaluate the dynamics of orthodontically induced root resorption repair in a rat model
Xu X.,Chongqing Medical University |
Xu X.,Chongqing key Laboratory of Oral Diseases and Biomedical science |
Zhou J.,Chongqing Medical University |
Zhou J.,Chongqing key Laboratory of Oral Diseases and Biomedical science |
And 4 more authors.
PLoS ONE | Year: 2016
Objective: To observe dynamic changes in root resorption repair, tooth movement relapse and alveolar bone microstructure following the application of orthodontic force. Materials and Methods: Forces of 20 g, 50 g or 100 g were delivered to the left maxillary firstmolars of fifteen 10- week-old rats for 14 days. Each rat was subjected tomicro-computed tomography scanning at 0, 3, 7, 10, 14, 28 and 42 days after force removal. The root resorption crater volume, tooth movement relapse and alveolar bone microarchitecture were measured at each time point. Results: From day 3 to day 14, the root resorption volume decreased significantly in each group. In the 20-g force group, the root resorption volume gradually stabilized after 14 days, whereas in the 50-g and 100-g force groups, it stabilized after 28 days. In all groups, toothmovement relapsed significantly from day 0 to day 14 and then remained stable. From day 3 to day 10, the 20-g group exhibited faster relapse than the 50-g and 100-g groups. In all groups, the structure model index and trabecular separation decreased slowly from day 0 to day 10 and eventually stabilized. Trabecular number increased slowly from day 0 to day 7 and then stabilized. Conclusions: The initial stage of root resorption repair did not change significantly and was followed by a dramatic repair period before stabilizing. The most serious tooth movement relapse occurred immediately after the appliance was removed, and then the tooth completely returned to the original position. © 2016 Xu et al.This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited. Source
Circadian clock gene Per2 plays an important role in cell proliferation,apoptosis and cell cycle progression in human oral squamous cell carcinoma
Wang Q.,Chongqing Medical University |
Wang Q.,Chongqing key Laboratory of Oral Diseases and Biomedical science |
Wang Q.,Chongqing Municipal Key Laboratory of Oral Biomedical Engineering of Higher Education |
Ao Y.,Chongqing Medical University |
And 3 more authors.
Oncology Reports | Year: 2016
Previous studies have shown that the aberrant expression of period circadian clock 2 (Per2) is closely related to the occurrence and development of cancers,but the specific mechanism remains unclear. In the present study,we used shRNA to downregulate Per2 in oral squamous cell carcinoma (OSCC) Tca8113 cells,and then detected the alterations in cell cycle,cell proliferation and apoptosis by flow cytometric analysis and mRNA expression alterations in all the important genes in the cyclin/cyclin-dependent protein kinase (CDK)/cyclin-dependent kinase inhibitor (CKI) cell cycle network by RT-qPCR. We found that in the Tca8113 cells,after Per2 downregulation,the mRNA expression levels of cyclin A2,B1 and D1,CDK4,CDK6 and E2F1 were significantly increased (P<0.05),the mRNA expression levels of p53,p16 and p21 were significantly decreased (P<0.05),cell proliferation was significantly higher (P<0.05),apoptosis was significantly lower (P<0.05) and the number of cells in the G1/G0 phase was significantly decreased (P<0.05). The present study proves that in OSCC,clock gene Per2 plays an important role in cell cycle progression and the balance of cell proliferation and apoptosis by regulation of the cyclin/CDK/CKI cell cycle network. Further research on Per2 may provide a new effective molecular target for cancer treatments. Source
Anticancer effect of ursodeoxycholic acid in human oral squamous carcinoma HSC-3 cells through the caspases
Pang L.,Chongqing Medical University |
Pang L.,Chongqing Key Laboratory for Oral Diseases and Biomedical science |
Zhao X.,Chongqing University |
Liu W.,Chongqing Medical University |
And 5 more authors.
Nutrients | Year: 2015
Bear bile was used as a traditional medicine or tonic in East Asia, and ursodeoxycholic acid (UDCA) is the most important compound in bear bile. Further, synthetic UDCA is also used in modern medicine and nutrition; therefore, its further functional effects warrant research, in vitro methods could be used for the fundamental research of its anticancer effects. In this study, the apoptotic effects of UDCA in human oral squamous carcinoma HSC-3 cells through the activation of caspases were observed by the experimental methods of MTT (3-(4,5-dimethyl-2-thiazolyl)-2,5-diphenyl-2-H-tetrazolium bromide) assay, DAPI (4',6-diamidino-2-phenylindole) staining, flow cytometry analysis, RT-PCR (reverse transcription-polymerase chain reaction) assay and Western blot assay after HSC-3 cells were treated by different concentrations of UDCA. With 0 to 400 μg/mL UDCA treatment, UDCA had strong growth inhibitory effects in HSC-3 cells, but had almost no effect in HOK normal oral cells. At concentrations of 100, 200 and 400 μg/mL, UDCA could induce apoptosis compared to untreated control HSC-3 cells. Treatment of 400 μg/mL UDCA could induce more apoptotic cancer cells than 100 and 200 μg/mL treatment; the sub-G1 DNA content of 400 μg/mL UDCA treated cancer cells was 41.3% versus 10.6% (100 μg/mL) and 22.4% (200 μg/mL). After different concentrations of UDCA treatment, the mRNA and protein expressions of caspase-3, caspase-8, caspase-9, Bax, Fas/FasL (Fas ligand), TRAIL (TNF-related apoptosis-inducing ligand), DR4 (death receptor 4) and DR5 (death receptor 5) were increased in HSC-3 cells, and mRNA and protein expressions of Bcl-2 (B-cell lymphoma 2), Bcl-xL (B-cell lymphoma-extra large), XIAP (X-linked inhibitor of apoptosis protein), cIAP-1 (cellular inhibitor of apoptosis 1), cIAP-2 (cellular inhibitor of apoptosis 2) and survival were decreased. Meanwhile, at the highest concentration of 400 μg/mL, caspase-3, caspase-8, caspase-9, Bax, Fas/FasL, TRAIL, DR4, DR5, and IκB-α expression levels were the highest, and Bcl-2, Bcl-xL, XIAP, cIAP-1, cIAP-2, survival, and NF-κB expression levels were the lowest. These results proved that UDCA could induce apoptosis of HSC-3 cancer cells through caspase activation, and the higher concentration of UDCA had stronger effects in vitro. UDCA might be a good nutrient for oral cancer prevention. © 2015 by the authors; licensee MDPI, Basel, Switzerland. Source


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We appreciate your interest in Wells Fargo's philanthropic goals and objectives. At Wells Fargo, we believe that grant-making decisions are more effective when made locally. That's why Wells Fargo is actively involved in the communities where we live and work, and why our team members are leaders in helping our communities succeed.In Nebraska, we serve cities organized into the following regions:
|Omaha Metro Area
|Omaha, Bellevue, La Vista, Papillion, Ralston
Greater Nebraska
|Lincoln, Alliance, Bridgeport, Grand Island, Hastings, Kearney, McCook, Norfolk, North Platte, Valentine, West Point
Wells Fargo makes contributions in areas that we believe are important to the future of our nation's vitality and success. Our first priority is to support programs and organizations whose chief purpose is to benefit low- and moderate-income individuals and families. We look for projects that keep our communities strong, diverse, and vibrant.
As part of its commitment to financial literacy, Wells Fargo has developed Hands on Banking®, a comprehensive modular curriculum targeting grade 4 to senior citizens. The program has been designed and developed by professional educators and is suitable for either in-classroom use or self-study. It is available in both English and Spanish and can be found online at www.handsonbanking.org or www.elfuturoentusmanos.org.
Wells Fargo also offers a range of financial education workshops covering topics such as the basics of money management, the fundamentals of homebuying and getting started with a small business.
We focus our company-sponsored volunteer efforts on community development, housing, and financial education.
For more information about our financial education tools or volunteer program, please contact:
Cristina Castro-Matukewicz
Vice President/Community Affairs Manager
Tel: 402-384-5632
Jane Braden
Contributions Administrator
Tel: 402-384-5662
Wells Fargo prefers to fund outcome-driven programs versus unrestricted sponsorships and events for non-profits. Please view the guidelines for your region for more information:
Omaha Metro Area
Wells Fargo's primary focus for the Omaha Metro Area is to support organizations that teach financial education, such as how to:
- Identify "needs" vs. "wants"
- Plan early for the future
- Increase earning potential by learning new skills
- Build a budget or spending plan
- Become an entrepreneur by starting their own business venture
- Build credit wisely and avoid too much debt
- Invest in higher education and find the money to pay for it
Our goal is to be the leader in providing the Omaha community access to financial education tools and resources that will assist the most vulnerable residents meet their basic needs and improve their opportunities for financial success. As such, we also consider requests that address the following focus areas:
We support education projects related to truancy and dropout prevention, grade level reading proficiency, and higher education scholarships to low and moderate income students.
Basic Needs
We support projects that promote housing stability, food security, and homelessness prevention.
Workforce Development
We support efforts that increase opportunities for youth and families to acquire essential interpersonal, academic, and technical skills so they can achieve employment.
Areas that receive lower priority:
Health and Human Services
Priority will be given to projects that focus on assisting low and moderate income clients and incorporate financial education as part of their outcomes.
Arts and Culture
Limited resources will be dedicated; criteria will be based on low and moderate income clients served, and programs that address access disparities.
Greater Nebraska
Wells Fargo makes grants in four primary areas:
Financial Education
The success of every community depends on its ability to increase its financial and educational resources. Wells Fargo is committed to the cause of financial education by providing several tools that enhance classroom and extracurricular activities for youth and continued education for adults.
Community Development
We support the improvement of low- and moderate-income communities through programs that:
- Create and sustain affordable housing
- Provide job training and workforce development
- Revitalize and stabilize communities
We support organizations that:
- Promote academic achievement for low- and moderate-income students
- Provide training for teachers and administrators who work with low- and moderate-income students
- Encourage school partnerships with parents and guardians, the local community, and the business community
Human Services
We consider requests from social and human service organizations that work primarily in low- and moderate-income communities to:
- Provide basic needs assistance
- Give access to community services and education
- Assist children and families
Wells Fargo also provides limited funds to requests from organizations that help enhance a community's quality of life through arts and culture or civic projects.
Wells Fargo makes contributions to organizations with tax-exempt status under Section 501(c)(3) of the U.S. Internal Revenue Code, as well as qualified tribal and governmental agencies, including public school systems.
Please note that Wells Fargo is unable to consider grants for the following:
- Multi-year commitments and pledges
- Capital campaigns
- Individuals, including scholarship or fellowship assistance
- Political action committees, candidates, causes, and lobbying
- Labor, religious, or fraternal groups such as service clubs or Greek Letter associations
- Endowments
- Equipment, including computer hardware and software
- Marketing activities
- Sports or athletic groups and activities
- Hospitals and clinics
- Purchase or maintenance of vehicles
- Film or video projects, including documentaries
- For-profit entities, including start-up small businesses
- Travel, including student trips or tours
- Promotional merchandise
- Beauty pageants
If your organization meets Wells Fargo's eligibility requirements and fits in with our philanthropic goals and objectives, you may proceed with our online application. Please view the guidelines for your region for important deadlines.
Omaha Metro Area Guidelines
Grant requests are accepted from January 1st to September 1st. However, we recommend that you submit as early in the year as possible. Sponsorship requests for charitable events are accepted throughout the year, but must be received at least 60 days prior to the event.
All requests must be submitted through the online application. We may request a project evaluation for funded grant applications.
Greater Nebraska Guidelines
Grant requests are reviewed throughout the year, but we strongly recommend that you apply no later than July 2nd. Local decisions are usually made within 120 days after receiving the online request. Sponsorship requests for charitable events are also accepted throughout the year, but must be received at least 60 days prior to the event.
All requests must be submitted through the online application. We may request a project evaluation for funded grant applications. >
For more information please contact:
Cristina Castro-Matukewicz
Vice President/Community Affairs Manager
Wells Fargo
10010 Regency Circle, MAC N8004-011
Omaha, NE 68114
Tel: 402-384-5632
Fax: 402-384-5576 email@example.com
Jane Braden
Contributions Administrator
Wells Fargo
10010 Regency Circle, MAC N8004-011
Omaha, NE 68114
Tel: 402-384-5662
Fax: 402-384-5576
How do you define "low- and moderate-income" individuals and families?
"Low- and moderate-income" is defined as income less than 80 percent of the area median income for the community served.
What is the application timeline for the Omaha Metro Area?
In the Omaha Metro Area we accept grant applications from January 1st to September 1st. However, we recommend that you submit as early in the year as possible. Sponsorship requests for charitable events are accepted through the year, but must be received at least 60 days prior the event date. Local decisions are usually made within 120 days after receiving the online request. We respectfully request that you wait until you hear from us via email about the disposition of your request.
What is the application timeline for the Greater Nebraska Region?
For Lincoln and other eligible communities outside the Metro Omaha Area, grant requests are reviewed throughout the year, but we strongly recommend that you apply no later than July 2nd. Sponsorship requests for charitable events are also accepted throughout the year, but must be received at least 60 days prior to the event. Local decisions are usually made within 120 days after receiving the online request. We respectfully request that you wait until you hear from us via email about the disposition of your request.
May I call during the review period to check on our application status?
We respectfully request that you wait 120 days after submitting your proposal before contacting us regarding its status. In most cases, you will have heard from us within that period.
Is there someone locally I can submit my request to?
Please submit your request through our online application in the How to Apply section. Do not send requests via U.S. Mail, fax email, or through a Wells Fargo team member as they will not be considered.
Will someone from Wells Fargo make a site visit to our organization?
Due to the volume of proposals we receive, it is not always possible to personally visit each organization. When we do make site visits, they are only to organizations that have submitted complete proposals, or organizations that we have previously funded.
If we are declined, may we reapply?
Wells Fargo receives far more grant requests from worthy organizations than we can support. You are welcome to reapply the following year.
When can we expect to receive a check if we are approved?
A check is normally sent within 30-45 days of approval. You will receive an email from us indicating the approval of the request and then a second email when the check is mailed to your organization.
My organization is located in a community that is not listed above, can I still apply?
Due to the high volume of requests we receive, we give priority to proposals from organizations located and providing services in the communities that we serve.


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Is Dwarkadhis Casa Romana incorrect or missing key business information? Update your Hotfrog listing today.
Contact details
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Hotfrog INDIA provides information regarding Dwarkadhis Casa Romana. Dwarkadhis Casa Romana provides Amenities services. Contact them on +91 9999862880 or by visiting them on their website http://www.dwarkadhiscasaromana.com.
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A drum-shape base with a geometric design and a bronze tone finish gives this set of round cocktail table and two round end tables a glamorous appeal. Update your living room with a the fresh look of this accent table set. Each table features a clear, beveled glass top and airy tubular steel base that will make your living room feel light and bright.Dimensions:Cocktail Table: 36"W x 36"D x 19"H. Each End Table: 24"W x 24"D x 24"H.
The Frostine Contemporary Bronze Tone Metal Drum Style Occasional Table Set with Glass Tops by Signature Design by Ashley from Wayside Furniture. We proudly serve the Akron, Cleveland, Canton, Medina, Youngstown, Ohio area. Product availability may vary. Contact us for the most current availability on this product.
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Is McHattie Alan & Louise incorrect or missing key business information? Update your Hotfrog listing today.
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Is McHattie Alan & Louise in 179B Stone Street, Otago 9192 your business? Claim your listing and attract more leads by adding more content, photos and other business details.
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17 Grasslands Place Frankton Otago 2035
218B Glenda drive Frankton Otago 9300
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Playful Wallsticker
Interior Design, Furniture & Furnishing Products & Services, Home Furnishing
Playful wallsticker carries 100s of wall stickers, modern wall stickers, wall sticker decals and removable wall stickers. Wall stickers are a fun, easy and removable decor solution, whether it be wall stickers for baby/nursery, wall stickers for grown ups or wall stickers for kids, Playful wallsticker has them all. Choose from People collection, Floral collection, Cartoon collection and more. Within minutes you've completely transformed your room, and when you want to change again just peel them off! Gone are the days of steamers and days on end removing wallpaper.
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