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The heart of behavioral targeting, or behavioral marketing, starts with measurement. That measurement can take place online, where businesses can obtain robust segmentations and behavioral data, or can take place using surveys, DMA lists, media segmentation, or by simply breaking down the composition of the body of individuals with access to your message. By understanding who may see your message, you can better predict those that will effectively digest it.
As programs that measure and draw inference from user behaviors mature, those related insights can provide valuable perspectives on where segments diverge. Using this data, whether you are a small services provider or a global retailer, can help maximize the lifetime value of your customer.
To draw a comparison, take two restaurants: Pat's King of Steaks (of Philly cheese steak fame) and The Palm (a high-end steakhouse chain). Pat's is successful in that it has a grand distribution model built around a dog and pony show. You order a steak, in line, by simply referring to "Cheese Wit" or "Wit-out." You're not making a decision based on any other factor than whether or not you are willing to eat onions. On the other hand, take The Palm, which has 18 menu variations per steak. In order to appeal to its target market, the creative team which constructs its menu needs to carefully choose their words and craft the delivery to massage the expectations of the guests. Essentially, the Cheese Wit at The Palm is, instead, "Sliced Filet with Cippolini Onions and Wild Mushrooms and Boursin Glaze." Where the former is appropriate for a shopping trip, or capping off a late night visiting friends, the latter more effectively conjures a dinner date or private dining. The offline experience clearly participates in what your expectations are when interacting with either of these "brands."
Consider the lifetime value calculation of a customer for each of these businesses. Pat's depends on maximizing your engagement and revenue on an ad-hoc basis. For its profitability to increase, it has to handle every transaction personally, enthusiastically, and on the premise that it probably won't see or recognize you ever again. While Pat's has your attention, it has to point you to the t-shirts and other odd items, along with its limited menu of side items to sell you. It markets on "tradition" and leverages that to send you to other local businesses which it has agreed to push on tourists. Pat's consumes your attention, makes its play, and redirects you to the best possible course to make you move its widgets for it. For The Palm, its model is based on many fulfilling experiences, in many locations, over what it hopes will be a lengthy courtship.
Strangely enough, this is where the two brands converge in approach. The key is enriching the touchpoints, which are pivotal to serving the right message at the right moment, to the right people, when they're most capable of acting on it. With analysis of online response data from collection systems, The Palm can build tradition and distribution into social strategies and redemption mechanisms, without resorting to selling t-shirts, which might damage its brand positioning. It can align its menu with brands of wine which appeal to its market based on sales data, and reinforce these through its website. Further, the dynamic medium of the Web allows The Palm to alter those combinations based on geotargeting, user interactions, input strings, time of day, or referring venues. Better still is that the tools exist now which allow relatively non-technical users to test and deploy these strategies to best optimize the personal preferences of the user – based on who they are offline and by what they do online. Each positive step in optimization increases the chances of impacting the marketplace of potential – increasing lifetime value.
Offline or online, the fundamentals of providing recommendations, offers, and customization is the same – the speed and delivery mechanism being the difference.
Related reading
Bridging the gap between marketing and IT
According to data gathered for the report,'Communications Infrastructure: The Backbone of Digital,' 88% of IT professionals and 61% of marketers ranked their company's current communication infrastructure as 'cutting-edge' or 'good.'
President Trump is a savvy domain name buyer
President Trump's digital savvy isn't limited to social media. As it turns out, the Trump Organization owns thousands of domain names, possibly even more than 10,000.
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Silicon Valley loves fancy job titles. It's just something we do, and software and technology lend themselves to it. But it's not always helpful.
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In an often fragmented workplace, where various departments have varying opinions and goals, it can be challenging to get everyone on the same page and make strategy meetings productive.


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FA Cup
Grading the most important Premier League transfers of July thus far
Henrikh Mkhitaryan (left) with his new Manchester United manager, Jose Mourinho. June saw several major moves — Granit Xhaka to Arsenal, Zlatan Ibrahimovic to Manchester United and more — and our Leander Schaerlaeckens already broke them down here. "Breaking: Pogba in talks with Man United" seems toFC Yahoo
Jose Mourinho criticises Manchester City for fielding weakened team in last season's FA Cup match at Chelsea
Manchester United manager Jose Mourinho has caustically criticised Manchester City for fielding a "second team" in the FA Cup at Chelsea last season and insisted that he could never do the same, despite schedulers lining up a sixth round tie at Stamford Bridge 72 hours before his club's potentially decisiveThe Independent
Sutton United goalkeeper released for eating meat pie during FA Cup game against Arsenal
Wayne Shaw quickly went from hero to, well, fired. On Monday, we brought you word of the 46-year-old, more-than-300-pound backup goalkeeper for Sutton United of England's fifth tier. When his team faced mighty Premier League power Arsenal in the fifth round of the FA Cup and lost 2-0, he casually munchedFC Yahoo
Man dressed as Sutton United mascot invades pitch during Arsenal FA Cup clash
For all those involved at Sutton United, Monday night's clash against Arsenal in the fifth round of the FA Cup was a memorable evening that will go down in the club's history – despite the disappointing 2-0 defeat. Thanks to extensive preparation and a small army of volunteers, proceedings largely wentThe Independent
Sutton United unhappy with goalkeeper Wayne Shaw after pie stunt overshadows FA Cup match vs Arsenal
Sutton United are not best pleased with the actions of the "roly-poly goalie" Wayne Shaw after the 23-stone goalkeeper appeared to take part in a publicity stunt on behalf of a bookmaking company during the non-league side's 2-0 FA Cup defeat by Arsenal. The National League side saw their fairy taleThe Independent
Ton-up Walcott ends Sutton's FA Cup dream
Theo Walcott scored his 100th Arsenal goal as Arsene Wenger's side ended non-league minnows Sutton United's FA Cup fairytale with a 2-0 victory in the FA Cup on Monday. The England forward added to Lucas Perez's opener as Arsenal returned to winning ways following their 5-1 drubbing by BayernAFP
Arsenal huffs and puffs and finally blows over fifth-tier Sutton United in FA Cup fifth round
The Gunners are through to the FA Cup quarterfinals. Such have been the woes of Arsenal's season lately that even a fifth-round FA Cup tie at a fifth-tier opponent didn't quite feel like a total certainty. Back-to-back losses in the Premier League allowed Chelsea to open up a 10-point lead.FC Yahoo
Arsenal sink plucky Sutton to reach FA Cup quarter-finals as Theo Walcott celebrates his 100th goal for Gunners
Arsenal won the match, diluting bitter memories of last week's nightmare in Munich. Now they will be in the quarter-finals and, hosting Lincoln City, they can reasonably start to think about their Wembley semi-final two months from now. If this is to be Arsene Wenger's last Arsenal season thenThe Independent
Jan Vertonghen targeting Europa League and FA Cup trophies this season as Tottenham get back in the groove
Jan Vertonghen marked his return to the Tottenham Hotspur side by pledging that they are hoping to lift both the FA Cup and the Europa League in May. Spurs will face Millwall in the FA Cup quarter-finals next month and this Thursday they have the chance to overturn their 1-0 deficit in the Europa LeagueThe Independent
Arsenal winning the FA Cup would be 'a hollow joke' if they fail to finish in the top four, warns Graeme Souness
Graeme Souness has warned Arsenal that they're in danger of missing out on a top-four finish in the Premier League this season, and that any claim of salvaging their season with an FA Cup triumph would be a "hollow joke". The former Liverpool and Scotland midfielder spoke after Arsenal suffered a brutalThe Independent
Arsene Wenger concerned about artificial pitch as Arsenal prepare to travel to Sutton for FA Cup clash
Arsenal manager Arsene Wenger has voiced his concern over Sutton United's artificial pitch, which he fears may cause problems for his players during the FA Cup fifth-round match between the two teams. Wenger is determined to avoid what would be one of the greatest FA Cup upsets of all-time against non-leagueThe Independent
Jose Mourinho not feeling in a confident mood ahead of Manchester United's FA Cup clash with Chelsea
Jose Mourinho claimed that Chelsea are the favourites for next month's FA Cup quarter-final because they are not suffering from the kind of fixture congestion that he believes is threatening to drag Manchester United down. In the wake of a narrow 2-1 win at Blackburn, the United manager said his mindThe Independent
Football Association to investigate on-pitch disturbances that overshadowed Millwall's FA Cup win against Leicester
The Football Association will investigate the disturbances after Millwall's FA Cup victory over Leicester City on Saturday. Shaun Cummings grabbed a last-minute winner for the hosts, but the result was overshadowed by post-match scenes as police were forced to deploy horses on the field to keepThe Independent
Ibrahimovic sends Manchester United through to Chelsea FA Cup clash
Paul Pogba and Zlatan Ibrahimovic combined to score the winning goal that carried Manchester United through to the FA Cup quarter-finals in a 2-1 win at Blackburn Rovers. United will face Chelsea in a mouthwatering last-eight tie at Stamford Bridge next month as victory maintained Jose Mourinhoâ sAFP
FA Cup quarter-final draw: Lincoln to play either Sutton or Arsenal, Chelsea host Manchester United
Lincoln City could play fellow non-league side Sutton United in the FA Cup quarter-finals, if the south London side progress past Arsenal on Monday night.The Independent
Manchester United comes from behind against Blackburn Rovers to avoid yet another FA Cup upset
A fan crashed Zlatan's goal celebration. The big headliner was Lincoln City of the fifth tier beating Premier League side Burnley 1-0. Third-tier Millwall beat Premier League champions Leicester City 1-0. Second-tier Huddersfield Town held Manchester City to a 0-0 tie and forced a replay.FC Yahoo
Fulham vs Tottenham player ratings: Harry Kane steals the show as Spurs ease into FA Cup quarter-finals
Harry Kane's hat-trick turned Tottenham Hotspur's potentially tricky FA Cup fifth-round tie at Championship side Fulham into a Sunday stroll by the River Thames as they won 3-0 at Craven Cottage.The Independent
FA Cup quarter-final draw: Chelsea host Manchester United as Lincoln City travel to either Arsenal or Sutton United
Lincoln City, the first minor league team to reach the FA Cup quarter-finals in 103 years, were handed a tie at either 12-time winners Arsenal or fellow National League club Sutton United when the draw for the sixth round was made on Sunday. Lincoln, who play in the fifth tier of the English game, couldThe Independent
Harry Kane hat-trick gives Spurs FA Cup cheer
Harry Kane's fifth hat-trick for Tottenham and second this year eased the Premier League club past second-tier Championship side Fulham 3-0 and into the FA Cup quarter-finals on Sunday. The 23-year-old England striker, who took his tally to 19 for the season, ended a difficult week for Spurs andAFP
Hat-trick hero Harry Kane tears Fulham apart as Tottenham march into FA Cup quarter-finals
If Spurs achieve anything this season or next, it will be thanks to Kane and the way he drags this team along with him. Spurs would be nowhere without him. When Kane plays well Spurs play well and it is no coincidence that their recent downturn is linked to his.The Independent

subset: commoncrawl


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On this page you will find prices and informations to buy your removable storage Western Digital My Book Live with confidence. Wikio Shopping also provide a price evolution based on lasts six weeks, some customers reviews and photos to help you choose the best Western Digital products at the best price.
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Western Digital's My Book series of consumer network-attached storage boxes has a new variant, the My Book Live. With new sharing features--including a file-sharing portal--and great performance, it brings the My Book line up-to-date. Offering 2TB...
The good: The Western Digital My Book Live NAS server is easy to use, fast, and affordable. It also comes with mobile applications to share photos on the go. The bad: The WD My Book Live's hard drive can't be serviced by users, and there's no USB...
Pros ability to access from an android phone.Easy setup Cons slightly slow on the start up when its been sitting idle for a time Summary easy setup, lots of built in features, easy to set up your own back up files.Lots of drive space.
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B&H Photo offers the Western Digital My Book Live Duo 8TB NAS , model no. WDBVHT0080JCH-NESN for $349 with free shipping . That's $100 less than our mention a year ago and the lowest price we could find by $31. It features two 4TB hard drives, an...


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Barack Obama poster defaced at Manatee Couny fair
Published: Tuesday, January 20, 2009 at 10:01 a.m.
Last Modified: Tuesday, January 20, 2009 at 10:01 a.m.
PALMETTO, Fla. Local Democratic Party officials in southwest Florida say a poster of Barack Obama was defaced at the Manatee County fair.
Volunteers arrived at the fair Friday morning to find that someone had broken into the Democratic Party booth and defaced the poster of Obama, whose inauguration is being held Tuesday in Washington. Upside down crosses and "666" were written on the image of Obama with a marker.
The vandalism has been reported to the police.
Local party leader Joycene Harwood called the experience "unpleasant," and said it was "not really what America should be about."
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.
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your daily news and entertainment portal
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"Competition got me off the farm and trained me to seek out challenges and to endure setbacks and in combination with my faith, it sustains me now in my fight with Alzheimer's disease."
"Be faithful in small things because it is in them that your strength lies."Pat Summitt on Mother Teresa
"Faith is taking the first step even when you don't see the whole staircase."Pat Summitt on Martin Luther King, Jr.
"Take the first step in faith. You don't have to see the whole staircase, just take the first step."Pat Summitt on Martin Luther King, Jr.
"All who call on God in true faith, earnestly from the heart, will certainly be heard, and will receive what they have asked and desired."Pat Summitt on Martin Luther
"Before the throne of the Almighty, man will be judged not by his acts but by his intentions. For God alone reads our hearts."Pat Summitt on Mahatma Gandhi
"I'd wake up in the morning and I would think, 'Where am I?' I'd have to gather myself."
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Host Jennifer Adams presents Real Stories, Australia's fifth best public affairs programme. Get the official podcast and you'll find out what unique stories are coming up each week, see memorable clips from the show and watch exclusive extra bits that didn't go to air.
October 5th, 2006
Episode 28 of 31 episodes
A couple of battlers struggle with a TV network after a botched, 24–hour backyard renovation. A story that is both inspiring and a lesson to us all.
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Welcome to the daily audio workout for your head.


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Their rivalry has the potential to become the biggest draw in tennis, yet Rafael Nadal is the first to dismiss any suggestion that he might soon dislodge Roger Federer from his No 1 status. The world's two best players meet here tonight in the final of the Dubai Duty Free Open, but when the Spaniard was asked if he ever thought about overtaking Federer his response was short.
"No, I am far," Nadal said in his engaging broken English. "But you're only a few points behind Federer," the reporter continued. "No, I am far," Nadal repeated. "Do you think about it anyway?" his persistent questioner asked. "I am very far - if you look at the points I am very far," Nadal said. His interrogator wisely admitted defeat.
The Spanish teenager will at least have the chance tonight to close the gap on a player he regards as "the best sportsman in the world". Nadal enjoyed a comfortable 6-4, 6-2 win over the German Rainer Schüttler in yesterday's semi-finals, while Federer beat Russia's Mikhail Youzhny 6-2, 6-3 with a performance that contained some thrilling tennis after an erratic start.
Nadal, who was out for three months over the winter with a foot injury, is playing his second comeback tournament after reaching the semi-finals in Marseilles last month. He feels he has been improving with every match and Schüttler was certainly no match for him.
The German dropped his serve in the first game and although he broke back to level at 4-4, Nadal promptly broke again and served out the set. Schüttler rallied after Nadal took the first four games of the second set, but he was only delaying the inevitable.
However, a better player than Schüttler would surely have taken advantage of Nadal's frequent errors and the cautious half-court balls he often seemed content to play. The 19-year-old admits he will have to play differently against Federer. "I will try to play a bit more aggressively. If he feels comfortable it's very difficult because he has all the shots."
Federer has also been feeling his way back, having taken a month off after winning the Australian Open. He got into trouble in his first four service games, in which he trailed 0-40, 0-40, 0-30 and 0-30, but on each occasion he quickly recovered his poise. Federer broke in the second and eighth games to take the first set with something to spare. Moreover, there were signs in an excellent second set that the Swiss could soon be back to his best. Two shots were exquisite: a running backhand pass down the line and a high backhand lob volley after Youzhny had successfully chased down a drop shot.
Federer took mock offence when he was asked how deliberate the lob had been. "Come on, man, are you kidding me?" he said. "In practice I try it sometimes. But it's not so easy to play because it's hard to remember the dimensions of the court when you've got your back to your opponent and the net. It was a great play and I surprised myself."
The victory extended Federer's perfect record this year to 16 matches and his winning sequence on hard courts to 56. The world rankings support Nadal's claim of the No 1's overwhelming superiority - he has 4,445 points compared to Federer's 6,725 (the third-placed Andy Roddick has 2,685, an indication of the gap between the top two and the rest) - but the Spaniard has won two of their three matches.
Nadal drew first blood two years ago in Miami, Federer came back from two sets down to win at the same venue 12 months later and Nadal won in four sets in the French Open semi-finals last June. Federer knows Nadal is an opponent who deserves respect.
"There's still an unknown factor about him," the Swiss said. "We don't have many great lefties in the game. He's a great athlete and he plays fantastic tennis. That makes his combination very hard to play against."Reuse content


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AN INCREASE in the incidence of stroke—and the specter of a rising toll of stroke-related death and disability as the baby boomer generation ages—has brought a new urgency to research efforts to identify risk factors and develop better prevention strategies.
Although stroke has long been recognized as a leading cause of death and disability, researchers recently upped the ante with a revised estimate of the US stroke incidence that is startlingly higher than previously thought. According to investigators at the University of Cincinnati Medical Center, at least 731000 strokes occur annually in the United States, 40% more than prior estimates of about 500000 per year (Stroke. 1998;29:415-421).
Stephenson J. Rising Stroke Rates Spur Efforts to Identify Risks, Prevent Disease. JAMA. 1998;279(16):1239-1240. doi:10.1001/jama.279.16.1239
© 2017


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Heavy rain and winds pummel Valley
Strong winds and downed trees were reported in Warren and Hubbard.
Strong winds and downed trees were reported in Warren and Hubbard.
The loss dropped second-place Pittsburgh seven points behind Washington.
Murphy was one of the 26 Youngstown Water Department workers who plead guilty Monday to falsifying their credentials.
Striking an optimistic tone, Trump declared: "The time for small thinking is over."
The Poland Municipal Forest has been having issues with dead trees and contamination.
Bogut plans to sign with the Cavaliers as soon as he clears waivers.
The tender – worth $2.8 million – would allow the Browns to match any contract offer Crowell might get from another team.
The Eagles topped Harbor Creek 60-46 Tuesday night.
The 31-year-old is entering his eighth season in the NFL after kicking at Tennessee.
Columbiana Senior basketball standout Burdette Baker tallied his 1,000th career point Tuesday night in a 53-36 loss to Canton Central Cathol…
Greenville rallied for a 66-51 win over Erie First Christian in the District 10 Class AAA Semifinals Tuesday.
It started when a female student sent a sexually explicit video to her boyfriend.
The Cardinals had four players reach double figures in a 70-42 win over Niles Tuesday.
The Golden Eagles were led by three-players who scored in double-figures.
Freshman Zach Rasile made 10 three-point baskets enroute to his record setting night.
It would give legal status to some people living in the U.S. illegally.
West Branch is riding a 21-game win streak as they enter the District title matchup with Southeast on Thursday.
A study found that Subway's chicken breast contained only about half chicken; The rest was mostly soy.
Students can take the test — which usually costs about $45 — once for free. But it will happen during a school-day.
The deputy was shot multiple times Tuesday while trying to serve a warrant on a suspect wanted for robberies.
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New high-rise buildings are in the works for active seniors looking for retirement communities in the heart of the city.
Prices, sales volume fell before E.U. vote
Weak pound means more savings for foreign buyers
Set in Atherton, one of the country's priciest neighborhoods, this home has a fairy tale feel


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Event: Actress Rani Mukerji wears a sari and charms as a Marathi mulgi at the first look launch of the comedy film AIYYAA. Anurag Kashyap, Sachin kundalkar, Nirmiti Sawant and others were also snapped at the event.
Guest List: Anurag Kashyap, Nirmiti Sawant, Sachin Kundalkar, Rani Mukerji
Bollywood celebs Alia Bhatt and Varun Dhawan sizzled the ramp at Fevicol Caring with style fashion show.
Bollywood celebs Amitabh Bachchan, Varun Dhawan, Disha Patani, Iulia Vantur, Tara Sharma, Manish Paul, Sonali Bendre, Suzzanne Khan, Priya Bapat, Terrence Lewis, Himesh Reshammiya among others sizzled...
Bollywood celebs Shah Rukh Khan, Nikhil Dwivedi, Shatrughan Sinha, Satish Kaushik, Premila Chopra, Simi Garewal, Rekha, Padmini Kolhapure, Udit Narayan among others were snapped at 4th Yash Chopra awa...
Bollywood megastar Amitabh Bachchan, Ustad Zakir Hussain, Pt. Birju Maharaj, Ustad Rashid Khan, Suresh Wadkar, Pankaj Udhas were snapped at Ajvasana's Vasantostav 2017
Bollywood celebs Diljit Dosanjh, Meiyang Chang among others were snapped at Shankar Mahadevan's birthday bash.


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Hey gang,
Just got a new Bits and Pieces catalog... two new iris related products. Bits
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text: This is the question I have pondered for years. I know that Jesus spoke well of Solomon, but we also know that he worshipped other God's, and fell from the faith later in life. However the doctrine of Perseverance of the faith is true I believe him to be in Heaven. If the Lordship teaching is 100% accurate he may be in Hell, but no doctrine is entirely Biblical and in the writings of Dr. Erwin Lutzer whom makes a case that some can fall in Homosexuality, fornication, among other sins, just end up in Heaven with fewer rewards may be a accurate case to describe Solomon. What say you? King Saul I believe may be an easier case whom is probably in Heaven, but I do not know for certain.


text:
That was a windy day
I sat with a glass of tamarind juice,
I drank it and keep an eye on mystery
then my day flew.
It liked the taste of a ripe tamarind
"The Secret is Security, the Security is the Victory"
Love is what makes you smile when you are tired...
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Welcome to the mind & heart of Victoria Herrera. Based in Asia.
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Rẻ Vừa Thôi
because reading also involves the way your head rests on your hand as you lean over a book, the damp mark you leave on a page when reading in the tub, or being interrupted by a


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Mitrefinch Australia
Human Resource Management, Payroll Software, Time Clocks
Just like most organisations around the world, Santa Claus also relies heavily on his casual workforce to provide the extra manpower required to operate effectively in the run up to the big day.
While Santa's team of elves are only employed to serve short term demands (and they are generally very honest and hardworking) they still need to be closely monitored to ensure they are serving their purpose.
If they are consistently late, taking long breaks or failing to show up for work, Santa may run the risk of having to pay costly overtime to his permanent elves, or worse still - contract elves from the South Pole, who may have to be called in to cover shifts.
Within his Workforce Management System, time and attendance tracking provides Santa with a real-time report on his casual elves' working time. In addition, when he links it up to project information or cost centres he can easily identify how the elves are performing against specific tasks, and address any issues before productivity and more importantly - the Christmas Eve deadline - is affected.
Santa's North Pole facility also operates on a 24/7 basis in the lead up to Christmas, which involves some clever scheduling and rostering of elves. Thankfully, Santa's Workforce Management System allows him to create groups or pools of available elves who have nominated themselves as being available to work for certain times of the week. Santa can easily draw on this information to fill available positions or vacant shifts.
And as all elves have mobile phones these days, Santa's system uses the latest in mobile messaging to send an automated SMS text message out so they are aware of when they have been included in the shift.
Likewise if a shift becomes available Santa can send an SMS text message from the system to his pool of elves to see if anyone is available to work, they can accept or decline via text message, and are scheduled on accordingly.
Back in the Pay Office, Mrs Claus doesn't know herself, she used to have to collect 100s of paper timesheets, decipher all the markings, calculate different pay rate, and key into her payroll system.
But now, she can simply export all the elves' time and attendance data straight into payroll without having to worry about any manual processing or the errors associated with it – she now has time to focus on other important admin tasks like making sure all Santa's mail has been opened and replied to!
To find out more about how Workforce Management tools like Employee Time and Attendance, Labour Tracking and Rostering can help you manage your casual workforce visit Mitrefinch online or call 1300 884 831 (+61 2 8762 7888 if calling from the North Pole)
Print this page
Mitrefinch, global leaders in the development of workforce time and attendance management software systems, established their Asia Pacific operation in Sydney in 2003, and ten years on the company continues to grow from strength to strength, having reported an 11 percent increase in sales for the 2013 financial year.
Mitrefinch workforce time and attendance management software systems in the running for the "Innovation in Business Award" from the NSW Business Chamber
The Australian Payroll Association have launched their Payroll Benchmarking Survey and they invite all interested parties to participate
Mitrefinch will be discussing "Trends in Time and Attendance" as part of the educational sessions at the upcoming TAPS Workplace Review Conferences in Melbourne and Sydney
Mitrefinch, developers of intelligent workforce time and attendance management software systems, win two NSW Business Chamber Regional Awards
Mitrefinch have been named finalists in the Mercury Awards for Technology Application, acknowledging the positive impact their workforce management and mobile time and attendance solutions are having on the logisitcs and materials handling industry.
Mitrefinch Time and Attendance Software Systems in the running for the Excellence in Innovation Award as part of the NSW Business Chamber's Annual Awards
Monitor and track your mobile workforce regardless of their physical location with the latest Time and Attendance Mobile Apps
The Fair Work Ombudsman is cracking down on organisations accused of underpaying their workforce - ensure you are paying your staff correctly with an automated Workforce Time and Attendance system
As our reliance on mobility continues to grow, there will be an increased need for companies and individuals to manage this more effectively
Discover how a n automated Time and Attendance System can assist you in implementing an effective Fatigue Management plan.
With the recent launch of the National Payroll Awards and National Payroll Week (NPW) just around the corner, March has well and truly become Payroll Month.
Aussie workers have amassed an astounding 129 million days of annual leave worth up to $40bn in wages. What effect could this be having on your bottom line?
With Australia Day falling on a Thursday this year, the NSW Business Chamber has warned that this should not be an excuse for having a hangover at work or "chucking a sickie" on Friday.
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Brian's Reviews > Reading in the Brain: The New Science of How We Read
Reading in the Brain: The New Science of How We Read
by Stanislas Dehaene
by Stanislas Dehaene
It's always great when a scientist who knows a very specialized topic -- in this case cognitive neuroscience -- is also a good writer, who can render accessible what might otherwise be difficult. Dehaene is mostly a delight to read, and several times reading this book, I had to stop and think of how profound it is that reading -- what you're doing at this exact moment if I haven't bored you yet -- is mostly a mystery to scientists. Dehaene goes into great detail to explain precisely what is now known about how we actually read, and it's mind-boggling, but his main contribution is that he's suggested, with some evidence, that in order to read, certain parts of our primate brain have been "recycled" (though repurposed would be a better word) for the task of reading. Without getting into it in detail, he says we couldn't possibly have evolved the complex structures necessary for reading in a mere few thousand years. There *has* been recent evidence that evolution *can* happen in fits and starts, leaping forward when conditions are right, rather than in the increments of deep-time, but a lot of Dehaene's evidence is very compelling. If you ever wanted to feel special about yourself just for reading a book, read this one and then amuse yourself pondering the miracles of the reading ape.
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Welcome to Adapted Softball!
Visit the Robins Adapted Athletics P.I. Division page and the Robins Adapted Athletics C.I. Division page.
Visit the Robins Adapted Athletics P.I. Division page and the Robins Adapted Athletics C.I. Division page.
Apollo/Athena Award
Adapted Athletics
Adapted Athletics
State Adapted softball
Cory Tesch and Renae Anderson have been named the Apollo and Athena award winners for the class of 2017. Tesch is a member of the adapted soccer, floor hockey, bowling and softball team. Anderson is a member of the cross country, nordic ski, and track team. The award is given to the most outstanding male […]
TEAM INFORMATION Robins Athletics Website The Robins are a Minnesota High School League sanctioned, varsity level athletic program for students with disabilities. Our programs serve students in grades 7-12 from Robbinsdale, Hopkins, St. Louis Park and Mound-Westonka school districts. Our sports are indoor activities, with all of our games and practices held in a […]
Adapted Athletics provides a wonderful opportunity for students with disabilities to learn and play team sports and compete against other teams from around the state. In addition, the social opportunities of being on a team are tremendous, and students really succeed in this program. This program also allows students to earn a Varsity Letter from […]
KARE 11 did a story on the The Robbinsdale/Hopkins/Mound/Westonka adapted softball team.The Robins are in the running to win a 7th straight Minnesota State title. Click on link below: Adapted softball dynasty going for 7th title
Sophomore Cory Tesch is the Mighty Silver & Royal Blue athlete of the week. Cory will be competing in the state adapted floor hockey tournament today and tomorrow (3/13-14) at Bloomington Jefferson HS. Cory is a multi sport athlete, competing for the Robbinsdale Robins, a co-op with Armstrong, Cooper, Mound-Westonka and Hopkins in floor hockey […]
Hopkins Nordic Skiers Representing On National Team fb.me/5fyOUcvKf
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Boys Bball vs Wayzata 2/17/17 fb.me/5qto8N2Hk
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RT @RoyalsAD Hopkins' Travis Boyd is headed to the NHL after being recalled by the Washington Capitals! Way to go, Travis!!… twitter.com/i/web/status/8…
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RT @RoyalsAD Sad day in H-town with the loss of long time teacher/coach/friend, Mike Kjos. One of the nicest men I have ever met.
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RT @zachroy__ Congratulations to @TheNextElAmin for hitting 1,000 Pts. last night- pic.twitter.com/FV0erkKzje
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2400 Lindbergh Drive
Minnetonka, MN 55305
Dan Johnson - Activities Director
Phone: 952-988-4691
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Please register to receive updates about the meeting including parking
Members of EA CBME can claim 1.5 CPD points for attendance at this meeting
Would you like to contribute to the advancement of medical science by being part of the SMBE Vic community?
Contact us now for more information about membership
Committee MeetingTuesday 28th February 20176.30pmThe Round TableThe Tower Hotel, 686 Burwood RdHawthorn East, VIC 3123
The next meeting of the SMBE Vic will be a Planning Meeting for 2017. The Committee will meet at the Round Table. Tower Hotel, Burwood Road Hawthorn on Tuesday February 28 at 6.30 pm (1830 hrs).
The first Scientific Meeting will be Tuesday 21 March at MHSOBA, Melbourne High School, Forrest Hill, South Yarra.The talk is by Professor Kourosh Kalantar and it has a working title "Gut Feeling". Read The Age article here.Network from 6.00pm. Talk at 6.30 pm (1830 hrs).Please register below.
Visit the Website
We value your feedbackPlease take this survey to help us give you the best experience with SMBE Vic
Standards Australia Draft DR AS/NZS 3003 is open for public consultation until Wednesday 8th February. A guide on how to submit comment is available for download here.The standard is available for download from https://infostore.saiglobal.com/store/Details.aspx?ProductID=1890971
The Unicorn Club is next to the MHSOBA Scoreboard in the South-West Corner of the MHS grounds.Access the grounds from Alexandra Ave. gate. Parking is available along the top drive and near the Unicorn Club.The South Yarra station and Toorak tram are 350m walk down Yarra St.
Vale Dr Gavin Robinson
We celebrate the life of Gavin who was a staunch supporter and Committee Member of the Society for many years. Gavin held the Medical Representative position providing valuable insight into the program of talks planned and delivered at the Society meetings.
The annual Biomedical Engineering ConferenceABEC 2015 "From Research to Better Health" is over.
Call back for information on videos of the Conference
Visit the website for program details.Conference App link is here
This conference was organised by the Biomedical College EA and the SMBE Vic. Inc and supported by the EMBS IEEE Victorian Chapter.This conference attracts CPD hours and is endorsed by the IFMBE
The Map of the Austin Hospital is provided on the Newsletter page here
See last month's talk here.


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Home inspection completed? Check. Appraisal done? Check. Repairs successfully negotiated? Yup. All that's left now is to close... Read More
Just a couple of items in the local news we found interesting. Ms. Palin got an offer – and it's not political It's not ea... Read More
It's hard enough to keep our outdoor plants alive during a Scottsdale summer but when the indoor plants start popping off it c... Read More
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Information Deemed Reliable But Not Guaranteed. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. ARMLS Logo indicates that a property listed by a real estate brokerage other than Keller Williams Realty Phoenix. Copyright 2017 Arizona Regional Multiple Listing Service, Inc. All rights reserved.
Listing information last updated on February 19th, 2017 at 7:03pm AKST.


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Hotfrog Singapore provides information regarding Osmose - Jurong Point in Singapore. Osmose - Jurong Point is located at Jurong West Central 2 Jurong Point , #B1-83, Jurong Point Shopping Centre, Singapore 648331 and provides Retail services. Contact them on 6791 4562.
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Hampton Inn-Frostburg
WiFi, hot breakfast, indoor swimming pool, 200+ HD channels on flat screen TVs and micro/fridge in all rooms. Earn Hilton HHonors points.
WiFi, hot breakfast, indoor swimming pool, 200+ HD channels on flat screen TVs and micro/fridge in all rooms. Earn Hilton HHonors points.
Quaint, small town motel nestled at the base of Savage Mountain. Enjoy the cozy pub atmosphere of the Hurry Back Inn. Powered by Solar Panels.
The 1890s school building houses displays of local history including exhibits on the domestic mining, local businesses and genealogy.
A diverse display of local artwork, hand-crafted items and Appalachian-based products and stage hosts live music, literary readings and performances.
One of the top collections of horse-drawn vehicles represents every walk of life from a milk wagon to a Vanderbilt sleigh.
Our goal is to make a variety of wines from fun and fruity to big bold reds and hearty whites for everyone to enjoy.
Fifty-minute presentation includes look at current evening sky and multi-media show that changes monthly. A new planetarium is being built and will open sometime in 2014.
Offers four 100 yard covered firing lanes; one 200 yard lane, plus 25 meter pistol ranges.
More than 100 top-rate performances by students, faculty, prominent world-class dancers, musicians and actors. Dance, music, theater and visual art exhibitions.
Full service restaurant since 1939; breakfast all day.
Specialtybroaster chicken.
We are a family-owned and operated restaurant serving a variety of foods, not just pizza.
Casual dining.
Sandwich and deli shops.
Western Maryland means rolling mountains, lush forests, crystal clear waters, and so much more.More
Ski your face off in the winter, swim, boat and hike all summer, and explore Western Maryland's rich Civil War history all year long. There's so much to do on The Mountain Side...More


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How did I miss this? Perhaps it was mentioned on the board before but if so I sure failed to notice it.
Harold's - the one in Edison - apparently has a second location in East Brunswick. It's at 195 Route 18 South. I'm a little fuzzy about the geography of this part of NJ but I'm guessing from the address that it must be close to the NJ Turnpike entrance.
Can anyone confirm the location and comment on how this restaurant compares to the one in Edison? Thanks.
Updated 7 months ago | 6
Updated 2 years ago | 1
Updated 2 years ago | 3
Updated 12 months ago | 0
Updated 1 year ago | 5


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In answering the question why devaluation has not succeeded in Nigeria "DEVALUATION" Devaluation is a sudden fall in the value of a currency against other currencies. Strictly devaluation refers only a sharp fall in currency within a fixed exchange rate for instance agriculture, which used to be the pivot of the economy, showed greater decline since after independence. This was due to the discovery of crude oil and its importance to the whole world. The revenue generated from oil appeared to have made more effective impact towards the development of the Nigeria economy then agriculture. This led to the sudden neglect or agriculture, to the extent that its contribution to the Gross Domestic Product was Negligible. The contribution of agriculture to the Gross Domestic product fell 39.9 percent in 1970, 1971 and 1972 to 18 percent with occasional these was when the Nigeria devaluation was very high.
Reasons why devaluation has not succeeded in Nigeria, is the inherited structure by the readers that is the inability of Nigeria readers to change the inherited programmed economy, which was designed to disarticulate the Nigeria economy.
Balance of payment deficit, is one of the problem, consider a situation where a country is suffering from balance of payment deficit, not because she has no goods to export her products but because of their comparative high prices.
The high price of her goods might have emanated from some underlying macroeconomic imbalances such as high inflation, high cost of factors and over valuation of national currency. Which a country has no equilibrium in the in the more demand than supply in the money market, if there is more supply than demand in the labour market and it there is productivity of labour lags behind wages and salaries and in the foreign exchange market, if there is less demand for domestic currency by owners of foreign currencies than supply, if this kind of situation exist in a country, then it will suffer from "fundamental disequilibrium" in her balance of payment.
The balance of payment deficit which has rise resulted from high price of exported products and this in turn resulted from overvaluation of domestic currency for instance, a currency of trading patterns of a country suffering from balance of payment deficit. The solution is to bring down the exchange rate of a country's currency as expressed into the currency of a trading patterns of the rest of the world is what is know as devaluation of national currencies. This act of bring down or reducing the exchange rate of a currency is usually performed by the monetary system.
2.1 Devaluation
According to Begg (1984) he stated that devaluation is a reduction (increase) in the exchange rate, which the government commits itself to defend. The fixed exchange rate system operation in the twenty-five years after 1945 was sometimes called the Adjustment Peg System (APS). Although exchange rates were pagged at fixed values, occasional adjustments in these values were allowed. In his illustration he said in 1949 and 1967, the pound sterling was devalued. But the general idea was to keep exchange rate fixed for long periods if possible. Barri and Grilli (1994) opined that Devaluation as a situation of a typical country in a regime of exchange rates tied to the U.S. dollar. As suggested before a country that typically pags its exchanges rate, occasionally faces pressure to shift their rate. Consider, for example, a disturbance that tends to increase the domestic price level, relation to the Nigeria price. The disturbance could be a rapid expansion of the domestic currency or a decrease in the demand for comities real money. The central bank tends in these circumstances to lose international currency or other assets.
In response, the bank may raise the exchange rate that is, devalue the domestic currency in terms of the Naira.
According to them, a disturbance that tends to lower the domestic price level, relation to one currency price, implies gains in the central banks assets. The banks is likely to react in this case by lowering the exchange rate, that is, by appreciating the domestic currency in terms of the dollar. Economist call this change a revaluation. Barro and Civill, went ahead and said that Devaluations and valuations typically do not involve long periods during which the central bank gradually loses or gains international currency. That is because the expectation of a shift in the exchange rate leads to "speculation", a response that tends to hasten the central banks actions. If people participate a devaluation, then, they have an incentive to act. In advance to exchange their domestic money at the central bank for international currency, which might be U.S. dollars. People react this way because they expect the domestic money to become less valuable relative to other moneys. But since the speculative decline in the demand for domestic money leads to further lose of international currency by the central bank, the Devaluation tends to occur sooner.
According to Vane and Thompson (1982) in their posited that exchanges rate policies contributed it, under fixed exchange rates country's could attempt to remedy a balance of payment deficit by devolving it currency. Devaluation changes the relative price of home to foreign produced goods. More specifically it increases the home currency price of imports and lowers the foreign currency price of export. By making domestic goods relatively more attractive domestic demand.
Some of the factors are:
2.2.1 Rising Rates of Interest
2.2.2 Interest Rates of Currency
Rising is viewed as a general increase in the price of goods and services in an economy. Over the years, rising has been identified as one of the Nigeria major macro-economic problem. Rising still remain major problems in Nigeria, as case study 6.5 percent. But by 1996, it has jumped to an unprecedented high level of 93.0 percent. The major factors identified in 1982's and 1990 included rapid growth in the money supply, fiscal deficit, Urbanization and Escalating interest and exchange rate. As I said in every inflationary economy, is very difficult for money to serve as a medium of exchange or store of value.
Interest rate are usually regarded as the rental payment for the use of credit by borrower and parting with liquidity by lenders. In a way interest rate are like of her price. This is because they perform a rationing function, which serves to allocate a limited supply of credit among the competing demand for it in an economy. The primary role of interest rate is to help in the mobilization of financial resources thereby promoting rapid economic growth and development. Interest rate affect the level of consumption on the other hand the pattern of investment consequently serve an important economic function in the intermediation process.
According to Onwukwe (2003) he stated the objectives of Devaluation that the main objectives are correction of balance of payments deficit. Devaluation does this by:
1. Reducing the prices of exports and consequently increasing the volume of exports as well as export revenue.
Generally, distress in Nigeria devaluation can be explained by the following factors:
- Balance of payment deficit
- Adherence
- Inflation
- Interest Rate.
Balance of payment is one of the major conflicts of devaluation in Nigeria consider a institution where a country is suffering from balance of payment deficit, not because she not goods to export, just because other countries doesn't want to import their products because of their comparative high prices.
The high prices of her goes might have emanated from some underlying macroeconomic imbalance such as high inflation, high cost of factors. When a country has disequilirium in the macroeconomic aggregate, for example in the goods market, if there is more demand than supply in the money market, if there is less demand for domestic currency by owners of foreign currencies than supply.
If this kind of situation exist, and a country suffers from "fundamental disequilibrium" in her balance of payment deficit. The balance of payment deficit, which arise as a result from high prices of exported products and this in turn, resulted from over-valuation of the domestic currency.
Adherences are one of the major conflicts of devaluation in Nigeria. Adherence is the inherited structure by the leaders, which is the inability of Nigeria leaders to change the inherited programmed to produce largely what it cannot produce. Such as becoming substantial consumers of items like Champaign. Italian shone and bags, English, Jewelries, imported posh cars etc. the leaders failed top lay a solid foundation for true development as most other countries has done in time of fortuitous gains largely as a result of this lack of vision and continuous adherence to the old structure.
There was no provision for difficult days. The central problem in the exchange rate devaluation is that of the inability to address the fundamental problem of consuming what the country with her resources can't produce.
Inflation is views as a generally increase in the price of goods and services in an economy. Over the years, inflation has be identifies as one of Nigeria major macroeconomic problems.
Inflation still remains a major problem in Nigeria. For example, in 1980, Nigeria's inflation rate was 6.5 percent. But by 1985, it was jumped to an unprecedented high level of 7.5 percent. The major factor identified to be responsible for Nigeria rising rate of inflation in the 1980's and 1990's included rapid growth in the money supply, fiscal deficits urbanization ands escalating interest an exchange rate. As earlier mentioned, in every inflationary economy, it is difficult for money to serve as a medium of exchange.
Interest rates are usually regarded as the rental payment for the use of credit by borrowers and return for parting with liquidity by lenders. In a way rates are like other price. This is because they perform a rationing function, which services to allocated a limited supply of credit among the competing demand for it main economy. The primary role of interest rate is to help in the mobilization of financial resource thereby promoting rapid economic growth and development.
Interest rate affect the level of consumption on the other hand and the pattern of investment on the other hand consequently, they serve an important economic function in the intermediation process. Financially, intermediation involves the process of transferring funds from surplus economic units to deficit economic units. To this effect, interest rate are usually regarded as a major tool for monetary policy. Whenever, the structure of interest rate is changed, the resulting relative rates of interest will lead to shifts on market portfolio of both the public and banks.
The demand for imported goods price inelastic, that devaluation will not mark effectively because the increase in price will not reduce importation in a significant magnitude, therefore government should ensure that they should be perfectly elastic of demand so that there will be no failure in demand for imported goods, there will be a better chance for the success of devaluation.
The success of devaluation depends on the responsiveness of the domestic economy to changed conditions. The immediate effort or higher import prices will be higher prices of essential imported goods and a drop in living unit higher export. Demand boost national income in long-run, it is essential in the short run that income don't rise to compensate for higher prices and set off a cost push inflationary cycle which will undo the benefit of the devaluation.
We know that in the prospect of retaliation, other countries should not retaliate, for instance, if America devaluate her currency on the imposed restriction on Nigeria goods, the intended effect of devaluation in Nigeria will be nullified. Therefore, government should make sure they don't retaliate to other countries. It will ensure the effectiveness of devaluation if they do. Devaluation has a disastrous implicate the cost of repayment of external debt. For example, they may borrow $2.00; they would have borrowed #200. However if the exchange rate increase to #5 = $2.00 because of devaluation, they will have to pay #500. we can look at the overall implication for debt running into million of dollars therefore, for government to ensure a successful devaluation of currency they should reduce the cost of borrowing externally.
Government should introduce a fiscal and monetary policies that needed to employed, to increase elasticity of demand for import like increase in tax rate, wage freeze, increase in bank rate etc. And they should embark on effectively in order to ensure those things that could lead to social and other economic problem especially some form of hardship on the masses.
According to Ile (1999:150) price inflation is generally measured by the following three indices:
- The wholesale price index
- The consumer price index
- The implicit price index
Nell (1998:4), in his discussion on measurement of inflation, he said to illustrate how much better things were in the "good old days" than to compare how much things cost then and now? One can calculate the later purchasing power of money in different years. How realistically the resulting numbers reflect the relative purchasing power can't be compared directly. Source exist that can give readers of history and historical fiction a good idea of the worth of amounts of currency.
Generally, the further apart the years being compared, the les valid it is to use relatives price of goods in those years to measure the standard of living. Many variable affect the price of goods: supply and demand new technology, among others Gordon explains the factors involved in an entertaining and enlightening article "the problems of money (currency) and time" American heritage May/June 1989: 57-65).
And ask anyone in the 90's many things besides currencies contribute to the quality of life. Changes in the nature of most goods and services are less dramatic between years closer together. Still, some good and services specially those affected by developments in technology can specially those affected by developments in technology can change radically in a short time.
- Nigeria foreign demand for our products appears to be inelastic because alternative sources may easily found by such foreign counties.
- The export of our commodity such as crude oil. This put our country in a position of mono product economy.
- Nigeria demand for import is very inelastic because most of the raw materials. Spare parts and components needed by our industries are still sourced for abroad.
- Since the introduction of the structural adjustment programme (SAP) devaluation has gone to extended of high inflation and his country thereby making the exercise ineffective.
- The Nigeria supply of our imports is inelastic since then foreign countries, finding it difficult to dispose of such products may resort dumping.
Researches have revealed that Government is trying as mush as possible in controlling Devaluation by introducing some theories such as:
2.7.1 CONVERSION AND TRANSFER POLICIES Government introduced conversion and transfer policies though the GON retained the official exchange rate of Naira 22 to the dollar for official government transactions, the central Bank of Nigeria (CBN) no longer conducts an auction of foreign exchange (forex). In its place, the central Bank of Nigeria has introduced a new autonomous foreign exchange market (AFEM). Under the new forex regime, government parastatals, and oil production, exploration, and service companies, as well as recipients of foreign loans are required to maintain forex account with the CBN. In addition to a budget amount, the CBN uses the dollars to intervene in the market at the prevailing autonomous rate for all others, forex is available on the autonomous market.
Government introduced free trade zones/ warehouse in an effort to attract foreign investment, the Nigeria government is developing an expert-processing zone near the city of caliber in Eastern Nigeria. If the zone is completed as planned, it will allow investors duty free importation of raw materials and semi-finished products for manufacturer and export. As in other parts of the country.
The Nigeria government has introduced Oil Sector. The oil Sector Contracted by 6.0 percent in 1994 after 2.6 percent drops in 1993. Petroleum revenue declined by 1.2 percent as a result of a 10.0 percent decline in the average realized price for Nigeria crude and the fall in export volume during the nine-week oil workers Stick. Although a paltry 4.7 percent of GDP, non-oil revenue increased by 36 percent.
With the adoption of the structural adjustment programme (SAP) in 1986 the licensing of new bank was liberalized and more non-bank financial institutions were created. In accordance with this policy stance, the number of banks (commercial and merchant) rose shaping from 40 in 1985 to 120 at the end of 1993. The banking sector, which was already under considerable strain in 1994, faced additional instability due to the GON's fixing of interest and foreign exchange rates. In relation to the 57.2 percent 1994 annual inflation rate, real deposit and lending rate were significantly, negative. As a result, banks found it unprofitable to lend at the official interest rate ceiling of 21 percent, and de facto breaches of the relevant guideline were common. These factors, plus poor management and inside abuse, led to report of a number of distressed banks.
Furthermore, instability in the fixed 22 Naira to the dollar exchange rate in 1994 put excessive pressure on the limited supply of foreign exchange. (as a result, the parallel market premium reached over 274 percent in 1994). With minor modification the fixed interest rate regime of 1994 has been continued in 1995. banks and other institutions are allowed to maximum spread of 71/2 percent between their deposit and lending rates, subject to a maximum lending rate of 21 percent.
2.7.5 COMMERCIAL ENVIRONMENT: Government introduced commercial environment been that Nigeria is Africa's most populous nation and the United State's fifth largest oil supplier. If offers investors a low-cost labor pool, and the largest domestic market in Sub-Saharan Africa. These advantages must be weighted against inadequate infrastructure, confusing and inconsistent regulations, and endemic corruption. In Light of GON'S attempt to make an economic about-face in 1995, Nigeria –watchers have expressed guarded optiminism about the nations economic prospects. The recent repeal of the enterprise promotion Degree of 1989 allows foreigners to take a greater ownership structure remains unclear, pending the release of government guidelines. Although "down playing" its privatization program, the GON has said that it will endeavor to lease enterprise, such as all suger, paper, steel, fertilizer, patrol-chemical and oil refineries, as well as the national carrier Nigeria's Airways, to both local GON has also committed to pursuing full commercialization of the Nigeria Telecommunications, Electric, Postal and transport (Airport and Railways)
Researches have revealed some reasons why devaluation has not succeeded in Nigeria which a followed.
(1) The Inherited Structure. By the leaders, that is the inability of Nigeria Leaders to change the Inherited Programmed economy, which was designed to disarticulate the Nigeria economy.
(2) Balance of Payment Deficit. Is the problem, consider a situation where a country is suffering from balance of payment deficit, not because she has not goods to export her product but because of heir comparative high prices.
(3) The high price of goods contributed to it. Institution where by macro economic imbalance such as high inflation of national currency.
(4) Inflation is viewed as a general increase in the price of goods and services and inflation still remain a major problem in Nigeria for example, in 1980, Nigeria, inflation rate was 6.5 percent while 1985, it has jumped to an unprecedented high level of 7.5 percent. The major factor identified to be responsible for Nigeria rising rate of inflation is rapid growth in the money supply, fiscal deficits Urbanization and exchange rate.
What government should do in other ensure the success of devaluation in Nigeria.
(1) Government should ensure that they should be perfectly elastic of demand so that they will be no failure in demand for imported goods; there will be a better chance for the success of devaluation in Nigeria.
(2) Government should introduce fiscal and monetary policies that have needed to employ, to increase elasticity of demand for import like increase in tax rate, bank rate. They should embark on effectively in other to ensure those things that could not lead to social and other economic problems especially some form of hardship on the mass.
From the findings, it can be deducted that if appropriate measures are not taken to stabilize the value of our Naira, it will adversely affect the Nigerian economy in so many ways which include among others the following: cause inflation, it will affect fixed income earner and it will discourage investors form investing. So the government and all the stake holder should ensure that adequate policies are made to liberate the Nigerian economy from the shackles of devaluation.


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We are one of the eminent manufacturers, exporters and suppliers of Cultivators of Type Rigid And Type (30MM). Buyers can purchase them from us at competitive prices. We offer them in varied specifications. Cultivatory II Type Rigid Type (30MM)
Eros Metal Works (p) Ltd.
G-5, Midc Area, Hingna Wadi Road, Maharashtra - 440028, India
We are into manufacturing and supplying a wide range of tractor cultivator that is widely utilized for cultivation of crops. Our tractor cultivator is quite easy to operate and hardily requires any maintenance even after rugged usage.
Vardhman Agencies
Opposite Jain Petrol Pump, Tatibandh Chowk, Dist. Raipur, Chhattisgarh - 492001, India
We are a Raipur based Manufacturer and Supplier of Cultivator. The Cultivators, offered by us, are known for their flawless quality and excellent performance. Designed for convenient working and long life, the Cultivators can be availed in the form of 1-9 Tynes Cultivators that are made from best quality Steel (Master). Application Of Cultivator : Used in the farming processes, the Cultivators are meant for soil rota
Arun Trade Combines
N. H. 43, Mana Road, Deopuri, Chhattisgarh - 492015, India
We are a trusted dealer and distributor of Four-rotor cultivator that has transport wheels. Easy to transport, this Cultivator is highly acclaimed by the clients. Our Power Cultivator is lightweight but is powered by high power Stiga engine. These Cultivator are known for its high performance. This Cultivator is specially designed to work in rows of Vegetables, Sugarcane, Flower Bed, Orchard, etc. Furthermore, due to
Green Planet Machines Pvt. Ltd.
35, Rani Jhansi Road, Bearing Market, Jhandewalan, New Delhi, Delhi - 110055, India
We are the domestic leader in supplying and manufacturing top quality Cultivator. Our Cultivator is highly demanded in the market due to its reasonable price and effective performance. Our Cultivator is manufactured by proper utilization of premium quality raw material. Also, we supply Cultivator as per needs and requirements of our clients. Features Available in 9 tines which are mounted in 2 rowsEach tine is mounte
Chetak Agro Industries
S 17-18, Site-1, Industrial Area, Dahi Chowki, Unnao,(up), India, Uttar Pradesh - 209801, India
Manesh Agro Engineering And Technology
33, Super Market, Lal Kothi, Kotputli, Rajasthan - 303108, India
Post your Buy Requirement
Ours is a known name involved in providing excellent quality Tractor Operated Rigid Loaded Cultivator. Our heavy duty and rigid base Tractor Operated Rigid Loaded Cultivator is easy to install on any tractor and widely used for the cultivation process in the agricultural fields. We are providing Tractor Operated Rigid Loaded Cultivator in round model and angle model that are highly in demand.
Goarkh Agriculture Works
Opp. Sitaram Foundry, Patiala Road, Narwana, Dist. Jind, Haryana - 116116, India
unique design of spring helps to absorbing shock which helps other tines to work a the correct depth. heavy duty angles give strength to spring loaded assemblies.
S R Agro
Sham Nagar ,near Namasty Chowk, Haryana - 132001, India
We offer cultivator. Specificaons • frame : 75x40 mm (channel) • tynes : 50x25 mm (forged tyne) • spring : 10mm (wd), 50mm (od), 28.5 coils • shovel : 8mm (en-45) • pair : 65x6 mm (angle) • nuts : nylock, high tensile • tiller pin : 28 mm • linkage 3 point : 50x16 mm • weight (9 tyne) : 285 kg (approx.) • size : 7, 9, 11, 13 tyne • oponal (folding type culvator also available
Piara Singh And Sons
Plot No. 300 Sec 3 Hsiidc R Nkarnal - 132001 Haryana India, Haryana - 132001, India
We are the manufacture & tredors & wholesale suplier all tipe culti vetor.we supply thease qualitarive product in all over dimestic & expirt mkt. At cometative price
Jangra Krishi Yantra &engg.works
Bhiwani Road-bahal, Haryana , India
Our "afesimba" cultivator is skillfully designed to work efficiently in the toughest working conditions. This cultivator derives its strength from heavy-duty angles, which is once fixed to the immensely strong main frame cannot move or strain out of from position. The main frame of all welded construction is made of two rolled steel channels with four channel braces to provide strength to the cultivator. highly deman
Anika Farming Equipment
220/a, Gidc, Phase-ii, Dediyasan, Mehsana - 2, Gujarat - 384002, India
We are a major Cultivator Manufacturer, Exporter and Supplier in India. The Cultivator we provide is suitable for different kinds of soil and easily adjusts to hard, rough or sand filled farms. The constant working depth that this type of Cultivator provides ensures a smooth and effective cultivation. Our Cultivator is meant for rough work and it can easily withstand heavy-duty work pressures. Some Of The Features Ar
Alfa Engineers
Industrial Area, Plot No.- 12, By Pass Road, Madhya Pradesh - 473001, India
We are offering wide range of cultivators which have been made from high quality raw material procured from the most trusted vendors. Our cultivators are best for loosening the soil and destroying weeds around growing plants. These cultivators are not only in high demand but also helpful in efficient production. This plough has an ability to ride over the obstacles in the soil. This plough is made from best quality m
Hans Engineering Works
72 / A, Hans Chauraha, S.k. Road, Uttar Pradesh - 250001, India
Post your Buy Requirement
We are offering cultivator cuting.
Botadwala Steel
Bhav Nagar., Gujarat - 364750, India
Manufactured from quality raw materials, the Cultivator offered by the company is highly reliable. This Cultivator is especially designed for the light and medium soils. The Cultivator loosens and aerates soil to a depth of nine inches. In addition, this Cultivator prepares seed beds quickly. Why Our Cultivator? Tough structureExcellent performanceHigh corrosion resistanceEasy maintenanceHigh durability Benifits : Su
Shubham Industries
441/l - Iv/08 Purana Topkhana Bari Road Balaganj, Uttar Pradesh - 226003, India
We are manufacturing of agricultural equipment's that like cultivator.
Kartikay Springs
B-17/2/1, Midc Industrial Area P. O. Chinchala Dist., Maharashtra - 442406, India
We are offering cultivator. 9 tynes, 11 tynes and also spring type
Dhiman Engineering Works
Samana Road, Bhawanigarh, Punjab - 148026, India
We are offering cultivator.for cropping seeds in farms.
Shukla Manufacturers
V/p Ranai, Chhattisgarh - 497331, India
We are offering cultivator. 7 tines cultivator plow type
Vidisha Winover Factory
Durgha Chowk Tallaiya Vidisha (m.p.), Madhya Pradesh , India
We are a prominent Manufacturer and Supplier of Cultivator. We have a wide range of Cultivator that includes agricultural cultivators, garden cultivators, spring loaded cultivators, rigid type cultivators. We offer high performing range of Cultivator that is assembled with different agricultural implements. A Cultivator is a farm implement for stirring and pulverizing the soil, before planting. These are used to remo
Pramod Agro Industries
Behind Ganpati Mandir, Kenpura Road, Pratap Bazar, Rajasthan - 306115, India
Our spring loaded cultivators are double-spring cultivators. A double-row roller can be attached to the back of the cultivator to form a cultivator-double row roller. It levels the surface of soil to prepare a perfect seed-bed. Our double nakka spring type, denmark type pipe fitted, agricultural cultivators, garden cultivators, extra heavy duty itci type & massey type cultivators ensures that the seeds are buried at more... less...
Dmk Solutions
Harmara, Rajasthan - 302032, India
We offer cultivator. 6feet, 9teeth
Om Industries
D-60, Midc Ambad, Maharashtra - 422010, India
We deals in supplying of wide range of Cultivators.
New Vishavkarma Agriculture Works
New Vishavkarma Agriculture Works, Near Old Bus Stand, N.h. 10 , Fatehabad Pin 125050., Haryana - 125050, India
Cultivator is suitable for use in stone and root obstructed soil.
Dasmesh Mechanical Works
Nabha Road, Amargarh, District Sangrur., Punjab , India
We are offering cultivator and spares. U bolt, steel block.
G. D. Hazra & Co
54/8/6 Ichapur Road. Howrah-1, West Bengal - 711101, India
The high quality forged tine of the Mahindra mh1 Cultivator, coupled with Tata's wire spring best quality and a robust channel frame, ensures the flawlessness of the product. The tines available include Sharda and Double Gainda, and the Mahindra mh1 cultivator also has TVS bolts in its assembly. The Massey Ferguson Cultivator is suitable for use in stony and root obstruct soils, and ensures the loosening of soil in more... less...
Prakash Trolly Works
Pali Road , Teh. Raipur, Dist. Pali, Rajasthan - 306105, India
We are offering cultivator. It is fully spring loaded cultivator of 1" tyne and other major parts are of alloy steel n high carbon flats it is of 8 tyne . If required nine tine extra charge for ninth tyne.
Maruti Auto & Allied Industries
H-106,1st Phase, Industrial Area ,boranada,jodhpur, Rajasthan - 342001, India
We are offering cultivator.plouging field easily when connected to tractor.
Tirumala Trailers
144/11 , Kailash Colny Annanagar West Extn , Chennai 101, Tamil Nadu , India
We offer cultivator is primary tillage implements. Our cultivator is made out of m.s. Angle and rigid tyne in different thickness of 25mm, 28mm and 30 mm.
Vishwakarma Agricultural Works
Vijapur Road, Mansa, Gujarat - 382845, India
We are offering cultivator. Nine tyne cultivator is secondary tillage equipment most commonly used in india for field preparation. Ir essentially has tyne with reversible high carbon showily points at the end arranged in two rows on a strudy steel frame. The front row has 5 tyne and the rear row has 4 tyne and it is ideally suited for 35 hp tractors of all makes and types with cat ii linkage. Depth of operation is co more... less...
Sabin Enterprises
28, 3rd Floor, Sucheta Niwas,285, Shahid Bhagat Singh Road,fort Mumbai, Maharashtra - 400001, India, Maharashtra - 400001, India
We are offering cultivator. This cultivetor made from hard iron esey to oprate all types of tractor drown cultivetor are avalabele turn flow, hydrolic flow, 5 flow 7 flow.
Trinity Crop Science Pvt Limited
2192 A D Sector Sudama Nagar Indore Madhya Prdesh India, Madhya Pradesh - 452001, India
We are the supplier of our products last ten years we supply our products in all our india .cultivator is any off serval types of farm implement used for secondary pillage .
Malik Agro Center
Panipat Road Israna Rohtak Road Main Road Panipat - 130207 Haryana India, Haryana , India
We are offering cultivator heavy c chennel . Teeth 25mm thikness. 9 teeth. 170 to 180kg waight. Good quality.
New Gayatri Eng Works
G I D C Road.rnvasna. Borsad, Gujarat - 388540, India
Tine cultivator is a perfect solution for stubble cultivation with an objective to provide a thorough and complete mix of soil and straw to the required working depth, incorporation of crop residues and organic fertilizer into the soil.
Lemken India Agro Equipment Pvt. Ltd.
D-59, Midc, Butibori, Maharashtra , India
Tell us your Buy Requirement to Get Instant Response


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By: Kiloo
Welcome to the Dawnbringer walkthrough where we provide you with the best answers and solutions to help you complete every level in the game. If you're having difficulties in clearing high levels of Dawnbringer or if you want some tips, tricks and cheats to clear the difficult levels then this is place where you will get it all.
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If you have any questions, request or need extra help; feel free to ask by just making a comment.
Dawnbringer game app is developed by Kiloo and available on iTunes and Google Play. For more details on the app, check out our review.
- App name: Dawnbringer
- Seller: Kiloo
- Category: Action
- Updated: Jun 15, 2016
Dawnbringer iOS/Android Gameplay
Check out these tutorial for all levels of Dawnbringer. We'll continue to update this list with the latest answers as new levels are released.
Dawnbringer Answers
- Basic Game Guide Part One - ios/android gameplay hd part 1
Hit like if this helped you!
Until the Walkthrough is completed, feel free to ask for help in the comments section.
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3 Bed
1 Bath
1280 SqFt
Mfd/Mobile Home
Property Description:
Looking for a mobile home without all the high pad fees? This is the one for you. Located in a mobile strata you will have ownership of the land so it keeps the pad fees lower. This 3 bedroom home with a den is located on a flat fenced lot. The master bedroom is 20x13, so plenty of space for you bedroom suite and maybe even a sitting area if you so desire. Laminate flooring through the main living space for a modern feel and galley kitchen of the living room is great for entertaining. Come and see how you can make this your next home. All measurements are approximate and should be verified if important.
|Property Type
|Mfd/Mobile Home
|Pad Rental
|Heating Type
|Listing ID
|Primary Agent
|Roger Beck
|Primary Broker
|RE/MAX Of Nanaimo
VIREB IDX Reciprocity listings are displayed in accordance with VIREB's broker reciprocity Agreement and are copyright © the Vancouver Island Real Estate Board. The above information is from sources deemed reliable but it should not be relied upon without independent verification. This website must only be used by consumers for the purpose of locating and purchasing real estate. Access to VIREB IDX listing data provided by Blue Glacier Realty


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A crystal bangle full of elegance, glamour and 1920s iconic influences.
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Beautifully glamorous and elegant, Deco Beauty Bangle graciously curves along the arm in a swan neck design encrusted with sparkling crystals with a fan of marquise crystal accents. This divine silver tone 'piece' takes influence from 1920s jewellery and is a bangle to treasure.
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An exquisite wedding bangle for the bride who adores the timeless glamour of the Roaring Twenties, it would enhance a vintage style wedding gown to perfection.
Adornment Width: 6.5cm x Length: 6cmBangle Size: To fit wrists up to 17cm


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Goodstart Early Learning Forest LakeEducation Early Learning Education Centres
10 Forest Lake Boulevard, Forest Lake, QLD 4078
Best match results for: CATEGORY = Early Learning Education Centres for Kids + LOCATION = Queensland (QLD)
10 Forest Lake Boulevard, Forest Lake, QLD 4078
36-38 College Rd, Karana Downs, Karana Downs, QLD 4306
Shop 4B Homemaker City 815 Zillmere Rd, Aspley, QLD 4034
14-16 Buliti St, Hope Island, QLD 4212
68 Woodford St, One Mile, QLD 4305
68 Woodford St, One Mile, QLD 4305
We are a family owned Centre and have been working with the Ipswich families for 10 years. We offer the Qld Govt. Kindergarten Program and have a Qualified Early Childhood Teacher. We work very hard to give our children and families the very best early childhood experience. Please contact us if we can be of service to you... Di Rosenblatt ,Owner
34 Kameruka St, Cnr Bueaudesert Rd, Calamvale, QLD 4116
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Good start Early Learning centre has a great atmosphere the staff are always friendly and very helpful. My Child loves going and would like to attend more days if she could.
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2 Carnation Street, Waterford West, QLD 4133
We used Kidi Kingdom Child Care service for 3 years and we are very satisfied with their service especially the staff are very kind, we recommended this child care because they offer high quality service.
My children have loved their time at Waterford West Kidi Kingdom. They have enjoyed the friendships they have developed with their teachers and peers, the craft and play times, and love going on the bus! Throughout their stay, they have felt valued as individuals and appreciated for the special little people they are. The staff are just lovely!
Thank you to the Kidi Kingdom Child Care for an incredible early childhood curriculum that engages and teaches at all steps of the day, and a special thanks to Kidi Kingdom staff, my daughter is very happy and we as a parents we are so satisfied of the Kidi Kingdom service.
Kidi Kingdom provides a safe and fun place for the kids. My kids have been there for 5 years and I would say my experience was excellent, a great care of my children, very clean, friendly staff, great location.
My kids are enrolled at Kidi Kingdom Child Care and they are very happy, one of the best kindergartens. The stuff are amazing and great environment.
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In a land where magic is might, Catalia Fisa is the mightiest of them all . . .
Catalia Fisa, Lost Princess, has been running from destiny her whole life. Yet deep down, she has always believed that the prophecy shadowing her every step is inescapable: her unimaginable power will bring unfathomable disaster.
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Berkshire Hathaway HomeServices PenFed Realty
(866) 225-5778
Last Updated: 2/25/2017 8:47 PM
Description for Rockcliff Easton, MD 21601
Clear level lot in High Banks Subdivision. Well established neighborhood close to Easton and public boat ramp.
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High Banks
No Water
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Median list price$342,450
Days on market155
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Median sold price$269,999
Sales to list price9,568.0%
Properties sold80
Median sq ft price$117
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Easton Real Estate
Easton is located in Maryland. Easton, Maryland 21601 has a population of 16,044.
The median household income in Easton, Maryland 21601 is $55,557. The median household income for the surrounding county is $62,942 compared to the national median of $53,046. The median age of people living in Easton 21601 is 44.3 years.
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Friday, July 12, 2013
Jim Rogers: More Money has been lost in GOLD Mining Shares than any other industry in America
Business Insider: What's next for gold miners and mining stocks?
Jim Rogers: I don't own gold mining stocks. There's so many other easy ways for people to buy gold now that the miners have stiff competition. And there's lots and lots of competitive situations in mining.
30 years ago if you wanted to buy gold, you were almost restricted to gold mining shares. That's not true anymore. You can buy all sorts of coins. In those days only Krugerrands were available, 30 years ago. Nobody even made gold coins except Krugerrands. Now many countries have them. All sorts of ETFs, ETNs, futures, now there's many ways to buy gold. So the miners have a serious competitive situation and of course there's hundreds of them.
Mark Twain said the definition of a gold mine is 'a hole in the ground with a liar standing at the top of the hole' because there's just so many of them. Somebody once did a study and I think he determined that
If I'm right about the price of gold, that's one huge headwind and the other is there's too many of them. If you can find a gold mine that can make money, that has good management and that has good reserves, sure. But even that's going to be difficult because gold is going to take a while to make a bottom.
BI: The price of gold is now below the cost of production for many mines. Do you think that could cause tightness in supply and push prices higher?
Jim Rogers : Of course that would happen eventually. I've been in the investment world a long time and I know that things can stay below the cost of production for years. It takes a long time for people to believe they have to close their mines. It costs money to close a mine, it costs money to re-open a mine so people are reluctant to close mines. So you can see any commodity staying below the cost of production for a while, especially if it's something like a mine which is expensive to close and expensive to open.
Some people are not going to be able to open mines because of what's happened. But then you're going to eventually have people close mines, and eventually, like I said it's going to work its way out in 2014, 2015, gold will make a nice bottom and off we'll go again with the assumption of a bull market.
Jim Rogers started trading the stock market with $600 in 1968.In 1973 he formed the Quantum Fund with the legendary investor George Soros before retiring, a multi millionaire at the age of 37. Rogers and Soros helped steer the fund to a miraculous 4,200% return over the 10 year span of the fund while the S&P 500 returned just 47%.
Labels:Jim Rogers GOLD Mining Shares
Who is Jim Rogers ?
James "Jim" Rogers was born in Oct. 19, 1942 and grew up in Demopolis, Alabama .Jim Rogers started trading the stock market with $600 in 1968.In 1973 he formed the Quantum Fund with the legendry investor George Soros before retiring, a multi millionaire at the age of 37. Rogers and Soros helped steer the fund to a miraculous 4,200% return over the 10 year span of the fund while the S&P 500 returned just 47%. They ran what is considered to be one of the first truly global macro hedge funds. . In 1964 he got his first job on Wall Street at Dominick & Dominick in the summer between high school and Yale University, that's how he got his first experience with stocks and bonds. He immediately fell in love with the job. After Oxford, he returned to the U.S. and joined the army in 1970 he returned to Wall Street, working again with Dominick & Dominick. That same year he joined Arnold S. Bleichroeder, where he met George Soros, and together founded the Quantum Fund. This has opened a new era of global macrotrading and inspired numerous imitations and spin-offs. In the book "Money Masters of Our Time," Jim Rogers writes about that time "the most important thing in my life was work. I did not do anything until I had completed my work." To emphasize this professional ethic , it is good to remember that he did not made any holiday for ten years. In 1980, Jim Rogers has decided to "retire" at 37 years. Since then he has spent much of his time traveling and supporting the causes of philanthropic and taking on many high profile roles in the media. However, he continues to be an active investor and media commentator