text:
Most Recent Articles
5 Unique Personal Finance Tips for Advanced Savers
Personal finance tips are a dime a dozen these days, especially for students. It's almost too easy to learn about money, as it can be found no farther than a simple google search. If you are an advanced saver or someone who is diligent with their finances, the first page results may seem a bit redundant.
We all know we should budget and yes, we all know we should pay our bills on time. What's the next level? What more is there to learn? Is there something that a student can use? See below for 5 unique tips for those who are tired of the same old advice.
Using Credit Cards to Your Advantage
There I was eating lunch with my boss, 8 years into an accounting career and I thought I had it all figured out. I was dealing with billion dollar companies, of course I had my own finances figured out. There was little debt to pay off (just a car loan) and I had my emergency and retirement funds all set up. As I normally do, I like to pick the brain of those more successful than me (and many times those who are not. I am a big believer that you can learn anything from anyone at anytime.) Somehow we got to talking about how he just got an extravagant hotel booked for almost no money. Like anyone else, I was intrigued. He told me that it was all done through credit card points. He had accumulated so many points because he was achieving them systematically. Here was his very simple system.
- Pick out a credit card that offers a reward system relevant to your desires (i.e traveling)
- Pay for as many bills as possible with this card. I'm talking everything (cable, utilities, gum, etc)
The points WILL accumulate. If you are not using credit cards to your advantage, whether it be for cash back or some free movie tickets, you are leaving money on the table. The rewards are waiting for you!
My recommendation is to look for a deal. For instance, I recently signed up for the Bank of America Travel Rewards Card. If you spend $1,000 in the next three months, you'll get 20,000 bonus points. That right there is worth a couple hundred dollars. It was a breeze since I signed up right around the holidays, which was not an accident.
Why Fintech is for Advanced Savers
Fintech is a fun new industry sparking a lot of startup investment. All this money equals more product for us consumers. Fintech is short for, you guessed it, financial technology.
There is money to be saved in its creation. One example of saving money through fintech can be exemplified in your stock trading account. While many are content paying, let's say $7 a trade, there are alternatives such as Robinhood. It's an app that doesn't charge you for making a trade.
Imagine the compound interest on the savings of these fees?
Health Savings Accounts
Health Savings Accounts are rarely mentioned but they are a valuable vehicle for savings. The It's most valuable asset is it's triple tax benefit and students benefit
- First, it's deductible on your individual tax return. If deposited through a payroll deduction (your paycheck), the money will be put in pre-tax.
- The second tax benefit is that the interest and dividends earned on the principle will be tax free.
- Third, any withdrawals that are deemed "qualified medical expenses" will be free of tax.
Pre-tax or Post-tax Retirement Savings?
A common question for any financial professional is the following: "Should I make my retirement contributions pre-tax or post-tax?"
For students this question is extremely importing. Starting saving money for retirement at young age will benefit your future. Since future circumstances are hard to predict, it's hard to give a concrete answer to that question. My advice is to do both! For instance, my employer gives me the option. I contribute 6%, 3% to a ROTH 401K and 3% to a 401K. It's my best solution to get the best of both worlds.
Save on Money Transfers
Transferwise is one alternative that you may want to consider. As Nerdwallet reports:
"Banks and other providers generally profit off transfers by marking up the exchange rates they give consumers, but TransferWise makes a point to avoid this. It charges a small percentage of the transfer amount as its fee. Delivery can take several business days"
Technology is evolving and making it easier AND cheaper to do things financially. I'll leave you with something a wise man once told me – never pay full price!
Bitcoin is a cryptocurrency that has also made waves in the international payment space but that is a story for another post.Read More
How to Travel Abroad for Cheap as a Student
One of the biggest myths pertaining to travel is that it has to be expensive. The key to traveling on a budget as a student is to know what to spend your money on and what you should be not spending your money on. If you master this, you will be able to see double the locations in your travels. Here are my tips for how to travel abroad as a low-budget student:
- The Hostel vs. the Hostal: For those going to the Spanish and Portuguese speaking world and do not necessarily want a low budget hostel, consider a hostal. Many non-Spanish speakers do not realize that a hostel and a hostal are not the same thing. A hostal in Spanish refers to a family owned bed and breakfast that is safe and economically. Additionally, these will give you more interaction with the locals. For example, in Madrid, one can get a Hostal for 25 Euros per night with a private room and bath that is one block from the Plaza Mayor. This is a hidden way to have the low-budget travel experience without having to stay in a room with six bunk beds.
- Consider the Budget Airlines: If you are going to Europe or Southeast Asia, do not be afraid to go on the budget airlines. The key to be careful is with your luggage. Ideally, only bring a backpack and then you will not have to pay to check your luggage. Also, always print a physical copy of your boarding pass in order to avoid the fee by the airline. If you use these sometimes you can get a $1 ticket from Marseille to London or a $200 flight from Kuala Lumpur to Paris. Yes, these deals do exist and with a little creativity and intelligence, you will surely find them.
- Hop-On-Hop Off Bus: These busses are in most cities that range from Europe to African cities. Where they are beneficial to a young traveler on a budget is that they eliminate transportation costs during the day that can save a great deal of money. For example, in Berlin or Cape Town, the sites are very spread out. What is best is to buy the unlimited one day or two-day pass for a set price and use the bus to get to the main sights. Usually, the bus will be positioned to hit the major points of the city and will allow you to get the lay of the land before going off on your own.
- Look For the Menu of the Day: In many European countries they have lunch specials that include an appetizer, entrée, dessert, and a soda or glass of wine. Usually, you can find these specials for 10 EUR. This allows you to eat better, try the local food, and even wine taste in the process. Thus, avoid the fast food and get out there and eat good food for an affordable price.
What is important to remember as a student is that there is a cheap way to travel that is very different from traveling with your family. If you use this to your advantage, then you will absolutely be able to see a great deal of the world at a young age and add a great deal of depth to your life experiences.Read More
Gamble Smarter, College Boy!
Gambling is one of the worst thing you could do for your personal finances as a whole. Nonetheless of you are a student who is struggling financially, or a parent that has to bear the heavy costs of college enrollment. In fact, it is scientifically proven that the "problem gambling" group (people who gamble excessively to a point it has a tremendous financial and mental costs) mainly consists of poor individuals, so the fact you have little money in your possession doesn't make you any less prone to become an addict.
The above is my "don't gamble, kids!" disclaimer. I am by no means encouraging anyone to wager their money through gambling (ESPECIALLY if its against the law where they live).
After we have established the fact that gambling can be the root of all evils, we have to withstand the fact gambling is a highly popular recreational activity, and especially for college students who are able to set foot inside a casino for the first time in their life. Although they can develop issues as a result of uncontrolled gambling, it's no less of a risk than cigarette or drug consumption which incredibly trendy at this age.
Below are 7 tips that will help you control your gambling spending, decrease associated fees, and improve your chances of actually winning something back.
1. Use a set budget
Easier said than done, I know, but you need to have a stringent budget for gambling purposes, else even a one wild night can cost you dearly. The budget should be a number that you would make you feel comfortable to lose in one evening, if you occasionally gamble (once every few weeks or more seldom than that). If your frequency is higher than that, you should decide on a weekly or a monthly budget, but that's far more difficult to track.
The best tip I have for you is to use cash when you go to a brick-and-mortar casino, without a debit or a credit card. This way, you won't be exceeding your limits even if you really, really, want to.
2. Spend time playing in demo mode
If it's boredom that drives you into gambling, and you need endlessly click to slot's re-bet button, why won't you play online on demo mode without risking any money? Although it turns things from gambling to gaming, some people can get to similar levels of enjoyment from this activity without putting any money at risk.
3. Online casinos offers lower stakes
Playing online casino games for real money can be quite destructive because you cannot set limits in the same way you can when going to a land-based casino. It's also a non-social activity, unlike going out to a casino with your mates, which has higher risks of becoming addictive (or so I believe, found no evidence to that). On the other hand, online casinos offer a lot more variety. Variety of games, variety of promotions, variety of competitions, and also variety of stakes. While the average US casino had a $1-5 minimum per hand in blackjack, online casino enable lowballers to wager as little as $2c per hand.
4. Avoid credit and payment fees on deposit
If you are going to a brick and mortar casino, do not use credit card to make payments for your chips as it will incur additional costs in comparison to cash/debit. If you are going to gamble abroad, do not exchange your money in the casino, as the exchange rates will be drastically worse to a standard exchange bureau. If you are playing online, check the casino's specific fees for usage of different payment methods, and consider using eWallets that sometimes have unique promotions of if you use them to deposit (eWallets you can use for gambling: Paypal, Neteller, iDebit, Siru and a bunchload more).
5. Utilize bonuses and loyalty club memberships
Online and landbased casinos will go above and beyond to preserve you as a customer. This is exactly why casino membership cards are so great – they accumulate bonus points that you can use in the bar, restaurant or on the felt! The same applies to online casinos. The more you play, the more of your bonus you redeem. The more you deposit, the more VIP points you accumulate. This is free money that you should use, just be sure to read the fine print and understand online casino bonuses can also be a hassle because they limit your withdrawal if you have won any money (until you have fully redeemed the bonus).
6. Focus on low-house-advantage games
If you are indifferent towards the gaming experience in a casino and just enjoy the thrill of gambling on money, why won't you try games that you have better chances of winning at? Of course that in the long run, you will end up losing money if you play casino games*, but if you play a game like blackjack or baccarat, you are likely to consume your funds at a much more sufficient pace than with slots.
* If you specialize in games like Texas Hold'em poker you might end up even winning! This is not a casino game but rather a skill game with 10-20% lifetime winners (who made more money than spent). Same thing applies to sports-betting – if you are an expert punter using a sophisticated strategy, you might win in the long term.
7. Don't play to win
If you want to have a night evening out (or in your dorms) playing casino games, do it for the sake of entertainment without telling yourself you can win, because you can't. It's not a question of luck, but rather simple statistics. With every single die roll, statistics balance out. If you are playing blackjack that has an advantage of about 0.5% against optimal strategy (assuming you do use it), that means that roughly 0.5% of the total turnover will be won by the casino. So if you bet $10 a million times, you should be about $50,000. That all there is to it, maths. You can win on a single night, or a week, or a month or even a year, but you won't be winning in the long term.
Hope this was helpful to you young gamblers. Just note that in the USA online gambling is not only prohibited but also quite impossible. Online casinos that accept Americans aren't the ones you want to be wagering your money in. For concluding words, I will refrain from using the banal "good luck" wish, and just advise you to gamble responsibility.
Read More
What are the Pros and Cons of Student Credit Cards?
When children start university, their parents might have bought them a bar fridge, a laptop, and probably some new clothes as well. Many of these freshmen come to university armed with their very first credit card too, and although there are several risks involved with giving a young adult the responsibility of handling their own credit card, there are some advantages too. So, what are the pros and cons of student credit cards?
There are numerous benefits to taking out a credit card as a student, such as:
- Convenience in case of emergencies
- It's a safer way to pay for things instead of carrying around cash
- More secure online shopping
- Helps to develop money-management skills
- Helps to start building a good credit history for later in life, when loans will be needed for things like cars and homes
One plus for parents, is that if they've co-signed on the card, they should get a statement at the end of every month too, so they will be able to monitor their child's spending habits during the month. This will allow them an opportunity to see if their money is being spent irresponsibly, and to help offer guidance through their children's first few years of financial independence.
The Downsides
Of course, with all forms of lending there is a downside as well. One of the biggest downsides of students having their own card is that the majority of young people graduate with a large student loan debt. This already heavy burden is increased significantly when there is also money owing on a credit card.
These sizable debts can also prevent the student from learning to save while they're still at school, which can have an impact on their financial situation for years to come. Bills that aren't paid on time can cause a lot of damage to a student's credit score, and the same applies too, to parents who have co-signed for the card.
Some credit cards have high annual fees and interest rates, so it's important to compare online credit cards to make sure you get a good deal. Taking the time to find a good offer could save you a significant amount of money down the line.
How Parents Can Help
Parents give their children credit cards when they start university, mainly for the convenience that the card provides. However, students need to be taught how to use their cards responsibly, to avoid overspending and building up unwanted debt. There are several things parents can do to help their children improve their money management skills.
Set down the rules and regulations and stick to them. By letting them know what the card should be used for you can establish the ground rules. If the rules are broken, the card can easily be taken away.
Limit the card's usage to only school expenses such as books and so forth, rather than entertainment, and let your child know too, that you expect them to use it to pay monthly bills regularly.
Talk to your child about using the card wisely to avoid high interest rates by paying off the balance in full each month. Make them aware of identity theft and the things to be aware of when using the card online and in stores.
Students must understand how important it is to only use the card to charge for amounts that they can afford to pay, and that the key to responsible credit management is to keep their charges to at least 30% lower than their credit limit.
Students must learn that using their credit card wisely while they're still in school will help build strong credit record. This will open many doors for them in the future, such as when they need to borrow money to buy their first house or car, making their financial future much more straightforward.Read More
The Costs of a College Education
College education is not cheap; the cost seems to increase each year and the level of debt as recorded by student loan statistics confirm this. The $1 trillion involved is truly staggering. That of course excludes details of the money lent to students by their parents and other revenue raised to allow students to complete their education as a prelude to career. The chances of a successful career are perceived to increase for graduates but they mostly face repaying their debts as their pay checks begin to come in.
It is essential that a student and his or her parents do some research to obtain the money required unless it has already been safely saved anticipating the future needs. That can be difficult and the recession certainly destroyed many family's savings.
Alternative Loans Specific to Education
The Federal Stafford Loan is competitive. Those who qualify get subsidized; the interest is paid by the Government for the time the student is still at college. Unsubsidized loans are available to all and interest deferred. The loan rate is capped at 8.25% but is variable. The amount that can be borrowed varies from student to student but is never more than $31,000 in total. Parent PLUS Loans and Perkins Loans are two other avenues of finance while private loans generally require a co-signatory. The latter are particularly aimed at needy students and their numbers have also increased since the recession struck a few years ago.
Other Revenue Sources
Parents can re-mortgage their homes as another alternative though the problems that the real estate market experienced during the recession has meant that the level of equity that many families owned was reduced and is just recovering. There is sometimes a cash element to an insurance policy or the chance of withdrawing a sum from the 401K Retirement Fund though the latter has an impact on retirement provisions and that can be a dangerous move.
That should be a last resort. Everyone needs to make proper provision for retirement and keep making contributions. That is a discipline that should lead to a comfortable retirement and that is less likely to happen if people draw money back out for other use.
Pay Off Expensive Debt
If you have a child in his or her mid-teens who is almost certain to continue on to college before starting to work then you should be making the suitable preparations to ensure their time can be funded. If recent years have been difficult because of the recession then it may be a challenge. What is certain is that if you are to help in any significant way then you need to look at your financial position and make some appropriate decisions. Certainly you need to get rid of any expensive debt you may currently funding. A common example is a credit card balance that incurs a high rate of interest each month. You can pay such amounts off with a personal loan at a much lower rate of interest if you have a regular income and appear capable of making the repayment instalments throughout the agreed term of the loan.
A Good Budget
It highlights the absolute need for everyone to have a budget and the discipline to follow it. It must show you are 'balancing the books' to start with mindful that if there are imminent education costs to add there may be the necessity to make economies elsewhere. The personal loan is one part of that. Certainly other household expenditure may be reduced by seeking more competitive utility suppliers, insurance premiums and telephone network costs.
The budding student can perhaps contribute as well? There are part-time jobs available now that the economy is improving. Those parents who have instilled the value of money into their children at an early age may well find that as teenagers they are more than willing to do a little work and they may have saved money themselves in addition.
There is certainly great merit in continuing education and with a little financial prudence it should be affordable. The benefits should come in the future with the prospects of a higher paid job as a result of graduating before going into the jobs market.Read More
Would you Pay for a FAFSA Prep Service
A few weeks ago I posted a review of Dave Ramsey's College Planning Service. You all had mixed reviews of the product, and many people have come down hard on Dave for the product.
So, because I am not Dave, and because I do not have a cushion of millions to fall back on if a product/idea goes bust, I wanted to float an idea by you all before pursuing it any further.
Considering a FAFSA Prep Service
A coworker of mine was talking to me recently about how the lines at our local community college's financial aid office are out the door each semester. Their office is woefully understaffed and the people who truly need help filling out a FAFSA, or answering their financial aid questions, are swamped.
Do you think these same people would pay to have help completing their FAFSA? Rather than wait in a long line in a financial aid office, would they rather go sit in a cushy chair across from a personalized advisor, and pay to have help filling out the FAFSA?
Consider this, FAFSA.com, the non-government entity run by Student Financial Aid Services, Inc. completes tens of thousands of FAFSA applications each year and they charge $79 for each application. People still pay this fee even though the FAFSA can be completed for free at www.fafsa.ed.gov.
Why do people pay this? To be fair, I know that many folks stumble across FAFSA.com and think it is the official government site, even though it clearly states it is not. SO a portion of these customers are there because of a lack of knowledge.
The rest however, have made it very clear that they are willing to pay for this professional service, and to have personalized assistance in completing their FAFSA.
In talking with a number of these folks, they view it as no different than paying someone else to complete their taxes each year. They know they could do it themselves for free, but they are too busy/confused/lazy to do it themselves.
Does it Defeat the Entire Purpose of Financial Aid?
Does a service of this kind defeat the entire purpose of financial aid? Most often, the people submitting a FAFSA application are the ones who need to qualify for need-based aid. They don't have $79 lying around to throw away on professional FAFSA assistance.
Would it be highway robbery to provide this service at a cost to college students and their parents?
These are the questions that I am wrestling with. There are many other physical limitations to a service of this kind, but before I move any further in the planning phase of this business, I need to iron out the ethical dilemmas.
I am looking forward to hearing your thoughts!Read More
I'm Writing My First Book – Help Keep me Accountable
Part requirement for my Master's thesis, part lifelong dream, part income generation tool, and part social promotion strategy; my first non-fiction book is currently under development. As part of my Master's course work, I have known that this day would come for a few years now. Getting to this point however, has been a struggle, and it is hard to believe this is actually happening.
Regardless of all of that, the first pages have been written and my book is under way!
I don't have a title chosen yet, although the working title is "The Smart Way to Pay for College, Post Great Recession". Please let me know if you have any brilliant ideas for a title.
As you can likely deduce from the working title, the book is a non-fiction guide to helping students, parents, and other family members make smart decisions with college financing. I introduce some unconventional means of raising money to pay for college, and hope to provide a great resource for anyone struggling with the rising costs of college.
I hope that this book can be a handbook to paying for college in 2013 and beyond. The college finance landscape has changed dramatically in the last 5 years, and old tactics won't work any more. We need to re-tool our thinking if we want to have any hope of being able to afford college when our children decide to go.
As much as I would like, this book's goal is not to battle the high cost of college tuition. That is a separate beast and one that I can't tackle alone. My goal however, is to help you manage those rising costs and find ways to negate the rise in college tuition.
Where You Come In
The entire purpose of my book is to help you (students, parents, grandparents, or others) understand and better manage the college finance system.
This is my full-time profession so I feel like I have my finger on the pulse of the hot button issues, but I crave your help in letting me know what questions you have!
What are the burning questions you have about paying for college?
What makes you the most angry about the college finance process?
If you could change one thing (besides getting free tuition…) what would it be?
What are your views on working while going to school?
Do you plan to take out student loans?
I also plan to post outlines, chapters, and excerpts from my ongoing book project here on Money for College Project. My goal is to hold myself accountable to you through my blog, and I hope you will help by calling me out on my progress, and checking in to see how things are coming.
Oh, and if you would be up for an interview let me know because I need to conduct a number of them!Read More


text:
View athletic Singles in Anacostia
By clicking continue, I agree to receive transactional and promotional emails from Match.com. I understand that I am free to withdraw consent at any time.
By using our site, you agree to the Match.com Terms of Use.
Whether you're searching for casual District Of Columbia dating or serious District Of Columbia relationships, Match.com has millions of smart, sexy and attractive singles meant just for you. In your search for a match in District Of Columbia, it's not just where you look â it's how you look. Use the side navigation to select your state and then pick your city. Love works miracles every day - so does Match.com in Anacostia. Every year, hundreds of thousands of people find love on Match.com.
Anacostia Annex, Avondale, Bolling AFB, Brentwood, Capitol Heights, Cheverly, Colmar Manor, Cottage City, Crystal City, DHS, District Heights, Fairmont Heights, Fairmount Heights, Federal Energy Reg Comm, Forest Heights, Fort Lesley J McNair, Fort McNair, Fort Myer, Hillcrest Heights, Joint Base Anacostia-Bolling, Marlow Heights, Mount Rainier, National Imaging and Mapping, Naval Air Facility, Naval Anacostia Annex, Navy Annex, North Brentwood, Oxon Hill, Parcel Return Service, Pentagon, Potomac, Rosslyn, Seat Pleasant, Silver Hill, Suitland, Temple Hills, Tuxedo, US Marine Corps Barracks, Washington, Washington Navy Yard view all states »
Asian , Black , Catholic , Christian , Divorced , Free Online Dating, Gay Singles, Gay Dating, Jewish , Lesbian Singles, Single Parents, view all communities »

subset: commoncrawl


text:
See Details on eBay
Seller: irishincal0 (1) 100%,
Location: Lomita, California,
Ships to: US,
Item: 152317270603
Find the right application they will look good on anything
Color: White, Maker: japan, Material: Porcelain
See More
N/A Views, N/A Watching, 0 Sold, 1 Available.
Over 1 items sold. 0% negative feedback. New seller. eBay Money Back Guarantee: Get the item you ordered, or your money back!


text:
This preview shows pages 1–3. Sign up to view the full content.
This preview has intentionally blurred sections. Sign up to view the full version.View Full Document
Unformatted text preview: Chapter 3 Template Name ___________________________ Exercise 3.1 - Zimpfer v. Palm Beach County FORM 3.1.1 1. Does the evidence indicate that Mr. Zimpfer was a victim of age discrimination according to ADEA? Why or why not? Yes, according to evidence it is indicated that Mr. Zimpfer was a victim of age discrimination because he equaled or exceeded the qualification that were required. And in the job vacancy there is no specification of a certain age requirement. 2. What (if any) further evidence should be ascertained before the county fully understands the legal implications of its actions? His work output, and statement of work ethics and efficiency from previous co-workers, and managers. 3. What action do you recommend that the county take in this matter? Confirm the reasons that the HR department made the decision were valid and ethical. 4. What policies should the county adopt to reduce the possibility of age discrimination suits in the future? Better testing procedures, and state proper and specific requirements in their job vacancy. 5. In the same year that Zimpfer was rejected, Palm Beach County filled only 4 percent of managerial positions with persons over 55 years of age and only 16 percent with persons over 39. Do these data indicate illegal discrimination using disparate impact theory? Should Zimpfer's lawyer use disparate impact theory for his claim of age discrimination? No, I dont think these date indicate illegal discrimination using disparate impact theory and the lawyer should not use this theory as a claim of age discrimination. 1 Chapter 3 Template Exercise 3.2 - Goebel et al. v. Frank Clothiers FORM 3.2.1 1. Were Mr. Goebel and other African-American applicants victims of racial discrimination because of the hiring policies of the defendant? Explain your position and cite all relevant case law. If you cannot take a definitive position, explain what specific information you require to be able to take a position. No, Mr. Goebel was not a victim because the number of African Americans that passed was almost the same as the number of African Americans that failed. My position is based on the 4/5 rule and all the races were given the same test. 2. Is there evidence of disparate impact against African Americans in the decisions that were made? On what basis did you arrive at this position? No there isnt because the number of African Americans that failed were almost the same amount that passed. 3. If disparate impact is evident, what steps should the defendant take next? Provide specific recommendations. There is no disparate impact that is evident. 4. An associate of the Personnel Department proposes that Frank should continue to use the examination but that the test scores should be interpreted by the ethnic classification of the test taker. For example, raw scores on the exam would be converted to percentages within ethnic classification. With such a procedure, African Americans taking the test who receive the exact raw score as whites would receive a...
View Full Document
This note was uploaded on 02/20/2011 for the course MGMT 5331 taught by Professor Decs during the Spring '11 term at HCCS.
- Spring '11
- Decs
Click to edit the document details


text:
Your search for matches 106
Email communications to the firm through this website will not create an attorney-client
relationship between you and the firm if one does not already exist. Please do not
send any privileged or confidential information to the firm through the website.
Click below to confirm that you have read and understand this notice prior to sending
the email.
LitigationCybersecurity & Data ProtectionFinancial InstitutionsInsurance
Bankruptcy & Corporate Reorganization
CorporateTaxMedia, Sports & Entertainment
CorporateMergers & AcquisitionsPrivate Equity
CorporateCorporate GovernanceMedia, Sports & EntertainmentMergers & AcquisitionsPrivate Equity
CorporateCapital Markets & SecuritiesMergers & AcquisitionsPrivate Equity
CorporatePrivate EquityTax
AntitrustAsiaCanadaEuropeInternational ArbitrationLitigationProfessional LiabilitySecurities Litigation
Real Estate
LitigationSecurities LitigationPro BonoFinancial InstitutionsCorporate GovernanceInternal InvestigationsWhite Collar & Regulatory Defense
EmploymentIP Litigation: PatentLitigationProduct LiabilityProfessional Liability
LitigationAntitrustIP Litigation: Copyright & TrademarkSecurities Litigation
LitigationIP Litigation: Patent
CorporateCapital Markets & Securities
Browse by Last Name
Last Name:
First Name:


text:
Cutting Corners Dallas
Dallas, Tx 75244
Phone: 972-233-1741
On Midway Rd. 3 blocks north of LBJ Freeway between Alpha and Spring Valley on the East Side.
Store Hours:
Mon-Sat: 9:30am – 5:30pm
Sunday: Closed
About Our Store:
Cutting Corners Inc. Dallas is your one-stop shop decorative fabric outlet store. Founded in 1976, this family owned company continues to provide interior decorators, fashion designers and avid do-it-yourselfers with quality products, unbeatable prices, and excellent customer service.
While we do specialize in fabrics of every color and texture, that's not all we have to offer. We carry a wide selection of pillow forms, as well as custom furniture products such as sofa, chair, ottoman and headboard frames. Additionally, we have everything you need to create beautiful window treatments for your home, including trim, tassels and hardware made of iron and wood. We are also proud to offer a beautiful line of quality area rugs, including traditional Persian styles, contemporary and shag, which compliment any home decor.
What makes us unique is that we avoid the middleman and skip excess mark-ups by buying directly from the mills. This allows you to buy quality products without paying astronomical prices. We also feel that your money should be spent on product, and product alone, which is why the appearance of our store remains humble, not flashy.
All items can be found in our retail store, with fabrics and rugs available for online purchase as well. Come in to browse our selections and feel the quality of what we have to offer and let an associate help you find exactly what you want for your home.
Dallas – Fabric Resource
Designer Fabrics For Less
What is hygge? Hard to define as it is to pronounce, 'hygge' (pronounced HOO-gah) is a Danish word that refers to a feeling or mood that comes from taking genuine pleasure in turning ordinary, everyday moments, into moments that are more beautiful, meaningful, or uni...
If you're anything like me, the more choices there are, the harder it is to make a decision. This is especially challenging when it comes to farmhouse style rugs. Joanna Gaines makes it seem so easy, but to me–not so much. What we do know
The post Finding ...
If you love HGTV star Joanna Gaines' modern farmhouse decorating style, then you're sure to love her new rug line. If you haven't heard, the collection is finally complete and available for purchase. What we love so much about Joanna is her consistency to produce
Chip and Joanna Gaines seem to have swept the nation with modern farmhouse style. As the stars of HGTV's show, "Fixer Upper", this husband and wife team turn Waco's most undesirable homes into things of beauty. What many people don't know, however, is that these
I've seen worn out sofas in all sorts of random places–on the street, on lawns, and even in parking lots. When it comes to upholstered pieces, figuring out what to do with them once they hit a certain age can be a challenge. If you
The post 3 Great Ideas F...
There's no reason to halt your holiday decorating simply because your home is on the market. You can still celebrate the season–no matter what the holiday–while keeping your home appealing to potential buyers. Here's how. 1. Nix the excess clutter. If your house is a...
If you have children, you are fully aware of the stage of independence. All of a sudden, your little one has a voice–and it's one that needs to be listened to. When it comes to decorating your home, you may not feel comfortable with them
The post Giving Yo...
Making your home look festive for the holidays doesn't have to be stressful. This year, start a new tradition of substituting the expensive ready-made decorations for creative and less costly ones. A simple trip to the craft store and a stroll through your kitchen is...
While decorating an apartment can be challenging, it's not impossible. Apartments are typically considered temporary, but that doesn't mean you can't put in the effort to make it a place you're proud to call home. Whether you're new to apartment living, or a pro, her...
Pets are part of the family–and although we love them, we love our floors, too. Our four-legged friends can wear even the sturdiest of flooring down, so it's important to protect it as best as we can. It's situations such as these that make having
The post...


text: Copying and distributing are prohibited without the permission of the publisher. If you wish to distribute this content please contact Christopher Hunt (email@example.com) for a quote. Subscribe today: Order Euromoney by contacting us on +44 (0)20 7779 8999 (UK) or +1 212 224 3570. Fintech 2016: Huddlestock aims to disrupt institutional asset management By: Peter Lee Published on: Tuesday, April 19, 2016 Norwegian fintech company aims to put small investors into investment ideas normally reserved for hedge funds. Print Order Share Share on facebook Share on twitter Share on linkedin Share on googleplus While much of the drama around fintech today hangs on the inherently pleasing prospect of new entrants disrupting the large, powerful and deeply unloved incumbent banks, less attention has so far focused on the potential to disrupt institutional asset management and hedge funds. However, that is a market ripe with inefficiency, poor customer value and high charges to reward vested interests and subsidize inefficiencies. Murshid Ali, Huddlestock So keep an eye on Huddlestock, a Norwegian-based crowd-investing platform now in beta testing that aims to launch this summer. It intends to provide a new way for investment strategists to freelance their best ideas, away from the hedge funds and established institutional asset managers where many now toil to make the key men wealthy, by building a distribution capacity to reach retail investors. Murshid Ali, chief executive of Huddlestock, who took his PhD in economics at the University of Stavanger, tells Euromoney: "We will invite small investors to put their money into ideas rather than into stocks or funds where the transaction and friction costs are so high. "Investors will not pay a penny unless they make money out of backing a strategists' ideas, and then they will pay a percentage of any profit." There will be no equivalent of the hedge funds' two, but there will be some variant of the 20, if perhaps closer to 10% to 12%. Ali's colleague, chief investment officer Michel van Tol, who holds a PhD in financial econometrics from the University of Maastricht, says: "While we believe that asset management, hedge funds and wealth management are ripe for disruption, we are not Robin Hood. "The best strategists will develop followings of investors and get well paid for their intellectual property, though they will have to be competitive both on quality of ideas and on fees. What we are doing is perhaps more reconfiguring asset management, rather than disrupting it. We're not trying to push people out. But, in the end, we believe in a meritocracy." Demographic Huddlestock states it will be highly transparent on fees. Its target customer demographic, for now, is 18 to 34 year olds, with small amounts of money to put to work. Fourteen fintech firms in focus Capital markets - Origin - Zeroflows - Huddlestock - SyndicateRoom Peer-to-peer, marketplace lending - LendInvest - Landbay - Finpoint - OnDeck Blockchain and cryptocurrencies - Applied Blockchain - Safello - Wirex Financial inclusion - Global Invest Her - EdAid Payments - MangoPay Ali says: "Today if you try to put £500 into a stock you can pay £35 in fees on either side of a trade. We have to be very price competitive because our aim is to open up investing to people who are now locked out of the institutional asset management market." The essential idea is that pooling lots of small investors, each with maybe a few hundred pounds to put into investment ideas, will derive scale benefits. The founders of Huddlestock have talked to many investment strategists who today sell ideas to managers of hedge funds and institutional funds who would dearly love to reach the man in the street directly but cannot do so because the industry structure makes them too small to cover. Ali says: "Trust me, there are plenty of bright people, now at hedge funds and institutional asset managers, who would love to provide strategies to retail investors if they could find the appropriate infrastructure. "Often when those people leave a fund, they are ambitious to set up their own shop. They then find that as well as the challenge of convincing small numbers of very wealthy investors each to give them large sums of money to manage, it can also take six to nine months to get regulated, set up the legal structures and the rest of it." Huddlestock will run its operating company from London, under a regulatory licence from the Financial Conduct Authority. Part of its task is to perform due diligence on the investment ideas proposed by strategy vendors before posting these to investors. Michel van Tol, Huddlestock "We will review how the strategy performs in a live environment before opening it up to customers," says Van Tol. "Initially, a strategy vendor might only disclose that the strategy is based on fundamental signals that have identified an underpricing of, say, a British telecom stock, or the overvaluation of a whole European market, while laying out the risks and opportunities, before then offering the idea to investors. "It may then finally put their money to work by going, for example, long Vodafone or short the Oslo market." Investors on the platform can track the performance of strategy vendors and their ideas. If it has 100 vendors each providing three strategies, the idea is for investors to comb through and find the ones they like. Not everyone will have the same investment portfolios. It is not a fund distribution platform but the hope is that investors come to form huddles around either successful vendors or successful strategies, and almost become virtual funds. Ali says: "A key piece of the value will come from huddling, so having teams of friends or professional traders group together and giving them the ability to open their huddles to co-investors, is clearly something that is missing in the market today. "Huddles are a good example of how we intend to remove barriers while leveraging our user base to attract investment professionals." Huddlestock will take its cut from the strategy vendors, and so is strongly incentivized to find good ones. It did a first fundraising in 2014, mainly from family offices in Norway, and is now talking to venture capitalists about a second round of funding that it hopes to complete before a launch in the summer. To receive similar stories, sign up for Capital markets emails. Add Your Comment All fields are compulsory All comments are subject to editorial review as we are subject to the same regulations adhered to in publishing our own content. For this reason, your comment may not be live immediately, or may not be published. Your name: Your email: (will not appear) Publish your name? Comments: I have read and agree to the Terms and Conditions


text:
Concerned and Confused-possible Blighted Ovum
Hello I am 38, I had an ultrasound at 6 weeks 2 days and they could not find the pole. They wanted me to go have some blood work and my HCG levels are little over 18000, my DR is a little concerned. There has been mention of a blighted ovum. I need to know if I should start preparing my self for the worst or if something good can possibly come out of this. Any knowledge or experience regarding this same type of issue accepted.
Posted: 10/31/2013 by a BabyCenter Member
Answer this question


text:
Knights Inn Encino hotels are provided below. Search for cheap and discount Knights Inn hotel rooms in Encino, CA for your upcoming individual or group travel. We list the best Knights Inn Encino lodging so you can review the Encino Knights Inn hotel list below to find the perfect place.
Our search will also list discounted Encino, CA hotels & lodging that have similar star rating to Knights Inn.Need 5+ Rooms? Lock in a group rate for Encino CA
How should we direct your call?
Located in Woodland Hills (San Fernando), Knights Inn Woodland Hills is convenient to Warner Center Woodland Hills and Westfield Topanga.
In the heart of Los Angeles, Knights Inn Los Angeles Ca is close to Los Angeles Music Center and Echo Park.
Located in Stanton (Disneyland - Anaheim), Knights Inn Stanton Anaheim Area is convenient to Massage Envy Spa and Adventure City.


text:
Would you like to save as your currency permanently or for this visit only?
Wentworth by the Sea, A Marriott Hotel and Spa
Top Luxury Hotel
Bar dinning and gym top was location to water Police officer very nice Several employees very nice Several days did not show up for hours when room cleaning requested Bellman would not let me use the carry rack Light out on vanity mirror never fixed
Location room facing harbor Price
Rooms were nice and clean. I was on club level and the ice machine and people walking around were very loud. Did not feel private. Guy at the desk was very non customer service oriented. As I found with most people at that desk. Valet guy was very nice. Pay decent money you expect a little more courtesy. I do not expect to stay there again.
Very clean, nice room, great location Fire alarm went off, girls soccer team staying near us was very loud and rude, yelling in hallway past quiet hours, the door to our room did not close all the way.
Good location downtown, nice staff. Pool was under construction for renovations, and we had really been eagerly awaiting this part of the trip with two little kids. No continental breakfast - only their restaurant with overpriced and far underperforming food.
Directions and signage are not easily understood or noticed
So close to everything
The hotel is centrally located within walking distance to every thing. Room was beautiful and clean. The shower felt so good after a long day on the beach in the sun. The beds were comfy but the pillows could be a little harder. The staff was amazing...always pleasant. The free breakfast was far more than we expected and was a great way of starting the day. Love the valet parking. ...very convenient. We will definitely be back next time we are in town. Kathleen Kelley September 2015 Pillows, not that I hated them...just that they need to be alittle harder....not enough neck support.
We really liked the hotel. It was a convenient location, right off 95 on our way home from Maine. Clean, comfortable, and the staff was very friendly. There was only ONE thing that bothered me and had we stayed more than one night would have driven me absolutely crazy: the floor above us. Our room was located on the bottem level of the hotel, room 125. The room directly above us has the creakiest floors which left me wide awake listening to the people above getting ready in the morning. Not a problem if they got up later or I was a deep sleeper, but the floor boards started their symphony at 5:30 am, far too early for my vacation.
The manager Steven went well above and beyond the service of any other hotel experience I've had and I travel quite frequently for work. I will certainly be back again. The breakfast is a great bonus!
The Port Inn in Portsmouth, NH is a well kept, clean place to stay. Convenient to the highway and to downtown Portsmouth with a very welcoming and friendly staff.
Great staff, great room accommodations, good location with easy access to major highways, downtown, and beach. We would stay here again on our next trip to Portsmouth. A great value for the price and a knowledgeable staff. Nothing.
was not as clean as it could have been
Low Rates Awesome Friendly Service Comfortable Room
We were staying in Portsmouth overnight with some friends. Great value for the price. Clean rooms & bathroom, comgortable bed. A little dated, but again, a good value for the money.
Clean night clerk was very helpful in suggesting places to eat
It was very clean. Coffee ran out when I came downstairs.
Staff was very attentive and friendly. Debris on floor. Mold on shower curtain. No drain plug for tub. Horrible pillows and breakfast
The people next door had the TV on loud all night - called front desk - they said they called the room but couldn't get hold of anyone. Moved us at 2:30 AM to another room - but next to air conditioning noise - then to another room where the traffic kept us awake all night. We were travelling from Halifax, NS to PA - driving all day and was to drive all day the next day - wasn't impressed with not getting any sleep. We usually stayed here with no complaints - too bad this happened at this time. Will look for another place next time.
Close to everything. Including the best liquor store in NH across the street. Air was nice and cold. Coffee was good too in the am. Wish the bed was was a queen.
Beds were comfy
friendly staff comfortable bed difficulty regulating room temperature lack of warm blanket paltry selection of food items available for continental breakfast
Front desk staff very helpful with local info. Breakfast is fairly basic
Staff is friendly and knowledgeable. I love Robbin! He's nice, helpful and courteous. I always look forward to seeing him at the desk. Rooms are very clean, but could use some minor maintenance. My lamp shade was missing the nut that held the shade on, so it was tilted, second light in bathroom didn't work correctly, , minor things that are not always noticed.
Very clean and a great location Valet parking was the only option
Unable to stay here because they had no confirmed reservation
I would like to recognize Dimple Patel and Natalia for their exceptional service. Each encounter was so pleasant, welcoming and engaging. I travel often for work and never have I encountered such exceptional service on a consistent basis. Dimple and Natalia are what made my stay at the Hilton Garden Inn Portsmouth Downtown enjoyable, not the hotel amenities nor the look of the hotel.
Very clean and modern, friendly staff and accessable to dowtntown
Overall nice place No bath tub!
Loved being close to everything, but by far the staff at the desk, valet, and housekeeping was above and beyond super nice... I just wished I could have turned the heat down more than to 65, without turning it off. it was very hot in the room..
I thought our room smelled and felt a bit musty.
I really enjoyed the food and cocktails while watching football. There was a server by the name Anca who took great care of me. The rooms where very clean and it's walking distance to everything. Parking stinks
Temporarily parked by entrance (20 minutes) while we got our room and unpacked. Valets were pleasant and professional. Hotel location was excellent and Portsmouth is very walkable. At this price, we expected a complimentary breakfast. Expensive valet only parking. We found our own parking nearby for free.
Location was fantastic....right in the heart of Portsmouth. Nothing
Quiet setting among the trees. Free internet. Nice hot breakfast, at least on Sunday. The towels in the pool area were tiny and as rough as 60 grit sandpaper. The towels in the room were a little softer (200 grit) but still small. Not something you can change now, but design would be better if bathroom were accessible without having to go through the bedroom.
I enjoyed the stay, plan to come back.
Hotel staff was great - very helpful. The room was great for our family.
The room was spacious and clean and the staff was very friendly. Good solid value. Nothing to really complain about.
Breakfast staff had difficulty keeping up with demand. Items ran out throughout our brief visit. They made every effort when it was brought to their attention, but we had to bring things to their attention quite a bit. (The coffee is out. The fruit has run out. The waffle mix is empty. There is no syrup. The decaf is out. There is still no fruit. There are no bowls. The regular coffee is out again…)
It was a very quiet location but very close to downtown. The rooms were clean and large. The breakfast was very good. The breakfast area was too small for the amount of people there at the time. The one woman cleaning the area could not keep up with getting the tables clean and restocking the food.
The carpet and some of the furniture were wet as a result of a plumbing problem, yet they still put guests in the room. It smelled moldy. Pool and hot tub were closed due to the same issues. The steak was doing their best and stayed pleasant but the accommodations were decidedly substandard.
very nice staff.good location.
Staff hardly spoke English. The hotel smells like mold
Right off the highway, easy to find. Mice poop in the drawers. The room had a mildew/mold smell too.
My family enjoyed the pool and hot tub, the rooms were good and it was literally right off the highway. Very close to Maine. Free breakfast was only to 9 am.
Location Pool was not operating.Advertised a working pool and hot tub.
clean and the location to downtown the hot tub was broken
No frills place to lay your head. For us, it was a halfway point to a Maine vacation week. Front desk clerk was accomodating, letting us borrow his personal information phone charger for a little bit when we'd mentioned we'd left ours at home. Pool was down and drained, which bummed my kids out because they were looking forward to a swim when we pulled into town. Our basement room felt musty.
Kindness friendines of breakfast staff. Very hard worker. In room clean Pool and hot tub have been broken for months!!!! Check-in staff staff stated it is on Web site but not listed. Also rug being replaced but not cleaned after day''s work.
the vending machine hot tub/jacuzzi out of order
I was under the impression when reading online that we would be within walking distance to things but there was only a liquor store that was within walking distance. We were also put in a room that was near stairs which creaked loudly & were awaken multiple times because of this. Our room was clean but had a bad smell & there was mold on shower curtain
Easy access to highway Couldn't sleep because of truck noise on 95.
Great location within walking distance! We came as a staycation to go out with friends we haven't seen in a long time! We had three different interactions with the staff, and all three were very disappointing. We had drinks with friends (who were also hotel guests) and asked for extra glasses, which came an hour later, and the staff member who dropped them off just had a terrible attitude. It was obvious he was unhappy about it. Came back from dinner and drinks to a very rude third shift member who told us we had a noise complaint and grilled us about who was staying in the room. We hadn't been in the room since 7pm, so I don't know how that was even possible. Then we were given a late checkout till 12:30pm and were getting ready when a very rude house keeper can to the door at 11am and told us we should have left already. We explained and she scowled and stormed off! Needless to say we will not be back.
The breakfast was great, staff was very nice, the room size was just right for us. Great location to downtown and parking garage since parking is off site. Will definitely choose this hotel again. Nothing
Clean, comfortable room. Adequate amenities, everything worked. Fantastic breakfast! Friendly, helpful staff. Wish we could have stayed longer!!
We realy enjoyed our stay here. The staff is amazing and the room clean and confy. See you soon kittery inn and suites
Recently remodeled very clean , refrig. and microwave in room, very large new flat screen TV , small breakfast table and 2 chairs Only a fitted sheet and comforter on bed. not much room in bath to put toiletries. and no electrical outlet un bath
The place is so cute. The bathroom was really well-done. It was nice having a little porch to sit on and the rug on the porch was nice and soft. The beds were okay. I prefer feather pillows. The TV didn't work very well, the signal seemed to be really weak. The decor of the room was cute in some places but could have been a lot better in other areas. There was a lot of empty white space where there was microwave, that made you feel like you were somewhere very inexpensive. The breakfast was pretty bad - hard boiled eggs that were really hard to peel and plain white english muffins. There was some pound cake that they ran out of and the muffin I had was not very good. Coffee was pretty bad too.
The place was very clean accommodating and for a great price! The shower was a bit small and there wasn't a fan to circulate the air conditioning around, but still was cool in the room.
Clean and convenient hotel to I-95 with a very pleasant staff . Very nice breakfast included . Chair in room needed reupholstered Tub very slow to drain.
Friendly staff, nice facilities, great price!
The staff and food Room was not clean-trash under night stand, hair on Shower wall, large cob webs in corner of room. In dire need of upgrade-stained lampshade and carpets, furniture ripped and worn.
Close to downtown Portsmouth Did not include breakfast
Friendly front desk. Clean and warm lobby, decorated nicely. The beds are uncomfortable and there was a party going down next door.... Started at 10pm loud music and ? Wrestling. Very loud, called downstairs but didn't help it continued. Thankfully the fan in the room drowned out the noise a bit.
Staff were great Not really their problem , but their cable provider does no t provide NBC.
The Portsmouth Hotel is wonderful. Excellent service. Pleasant and helpful staff. The room was beautiful.
Very well done. Excellent appointments. Great in town location. Charming Breakfast was rather grim
Location is awesome and right downtown Nothing to not like
Clean,quiet odor of smoke (there was no non-smoker room available )
Close to turnpike and stores. Not enough staff. I waited 7 minutes to check in. When I had to check out there was nobody at the desk at all, just a sign saying the clerk was away assisting a customer. I was going to be late to my meeting so I just left my room key and called later to check out over the phone. 4 floors, over 30 rooms per floor, and only ONE ELEVATOR. You will be waiting a long time to get on the elevator. only one ice machine, and it's on the first floor. No fridge in room. No microwave in room. Microwave is on first floor. If all you need is a bed to sleep in, then this would be fine. But if all you needed was a bed to sleep in, you wouldn't pay as much as they charge for a room. Over-priced for what you get.
respectful staff. when we arrived we could tell the hotel was not top notch. While checking in I was informed that they had no rooms left with an ac in them or a fan. I was offered a 20% discount upon check though i was not pleased as i had made the reservation well ahead of time. We got our things and headed to our room, when we got in we checked things out to find that there was what appeared to be feces on the sheet of one of the beds. Between not having ac and the feces it was the last straw for my fiance. We called around to fine another hotel and i asked to be creditied back. The receptionist had no issue with giving my money back and was respectful about it. We were able to book a hotel about the same distance from hapton where we would be going for the next couple days for $15 more a night in a MUCH nicer hotel in andover ma area.
The staff was excellent and very helpful.
It is a good place where sleeping if you're driving to another city and you have to stop for the night
Clean, Convenient. Wished there was shampoo and conditioner.
I tried two room and they were both very dirty, and decided to leave. The front deal staff was very nice about it. Wouldn't reccemond anyone stay here
Inexpensive. Good location near Portsmouth and NH beaches. Water was hot and good water pressure in shower. Lobby smelled bad. Internet access cost extra. TV had HBO, but no ESPN, CNN, Fox News, etc. Only provided 2 small towels. Mattresses soft & uncomfortable. Room wasn't made up until 5:00pm
The terrible staff
The location was good When we got to the hotel they had one floor with no A/C and only had smoking rooms left otherwise. We are both allergic to cigarette smoke and had a hot, humid, miserable night.
The hotel was in a good location - just a few minutes off of the highway. The hotel pictures online make it seem like this is an indoor hotel, which I value for safety, traveling as a single female. While part of the hotel was indoor, there were at least two building that were outdoor like a motel. My room was also a nonsmoking room but it smelled like someone had just been smoking in it. When I called the desk over 5 times to switch rooms I could not get a hold of anyone.
It was close to downtown Portsmouth. The young woman checking me in didn't find my reservation for a long while... The room I was offered smelled of smoke, I complained to the manager and was promised a smoke free room for the next night. I was also promised that I didn't have to pay for the first night, which was correct. The next day I removed all my belongings before leaving the hotel, when I came back in the evening to receive my smoke free room, I was told that the hotel was full! The manager was away - and the man handling our matter could not promise another free night in the same room that smelled of smoke, where I stayed the previous night - although the plaque on the desk promised, "If you're not fully satisfied, your stay is on us". We decided to leave the hotel!!
It was clean, friendly staff, free hot and cold breakfast, 10 minutes away from downtown Portsmouth, free parking, indoor pool, exercise facility, minutes away from I-95, a food market around the corner if you forgot anything, about 12 minutes to Kittery ME. It was a good hotel.
Loved the swimming pool, hot tub, soft pillows, shower!! If they had more tag one shuttle it would've been perfect!
The staff and service were both excellent. The free shuttle to downtown Portsmouth makes it a great location.
Pool and hot tub. I wish there were more selections on room service menu. Also a couple of lights in room were broken and clock was wrong time.
When the shuttle was on its regular schedule & not ferrying wedding guests who had missed their ride -- it was a nice service to downtown. Room smelled like cats, AC was musty & dank. Outrageous price for a room with absolutely no amenities. Are q-tips really too much to ask?
Guest laundry dryers not functioning. Air conditioning in rooms only. An older motel that is not worth the money.
Room was relatively clean. The hallways all smelled (some like cigarette smoke). Hasn't been updated. Witnessed front desk staff being rude to other hotel customer. No A/C in dining area. Overall not very welcoming and a poor value. We stayed at other hotels in this area and found this to be the worst this far. We will probably never return.
The bed was comfortable. A motel on the decline. Mold on the walls of the bathroom. The sink and the tub failed to drain. Funky smell throughout the motel.
We were given a corner room which we were very happy with as it is usually a more quiet location building wise. Couldn't have been more wrong... Either an HVAC or some type of fan was located in the wall, behind a locked door, at the foot of our bed. It was EXTREMELY noisy. After several hours of trying to sleep, I called the front desk to request a room change. Yes, it was that noisy. No one answered at the desk after two attempts. I got dressed and went down to the lobby. No one could be found ! (It was 1am at that point). We ended up turning the heat down to its lowest setting and although we were freezing, it was somewhat more quiet. Not pleased at all.
The place was clean. The building is in rough shape. There were spots in our room where the floor was very weak, it sank when you walked on it. some of the outside of the building was falling off. We will not go back. But looks like they are trying to fix it up.
it was a quick overnight between legs of a longer trip.
Facility was clean and convenient to the highway. An older facility. Expensive for the lack of extras and very limited breakfast. Numbering of the rooms very confusing - 106 was on the 2nd floor. Hair dryer did not work. Will not stay here again.
the hotel is dirty and in an unsfafe area the "front desk" is dimly lit and the person unhelpful the rooms are dirty, not updated and made me feel like it should be rented by the hour I checked in , saw the room and the area and checked out I was declined a refund and now my credit card company is disputing the charge I was traveling on business and it was 9pm and I had to find another room in a very full tourist town
There was a refrigerator, an iron and ironing board, a hair dryer and coffee pot (without a convenient outlet) and a reliable wake up call. Very close to outlet mall. The alarm clock did not work. Parts of the floor were spongy. There was a dirty towel in the bathroom and very little counter space with no stopper in the sink, just an open 3/4 inch open hole. The only sports channels were ESPNU and NESN. This is a very old motel that is in need of major upgrades to justify the cost. Will never stay here again.
Breakfast was ok. Periodically, the internet would go out while on online. No plug-in outlet for laptop at or near the desk. I had to charge laptop battery away from the desk. No business center.


text:
The Manly Warringah Stamp Club
The Manly Warringah Stamp Club meet on the 2nd Tuesday of each month
The Lyons Den or Encore Room of the Manly Warringah Rugby League Club
563 Pittwater Road, Brookvale NSW 2100, at 8pm. Tel 99053255 ask for John Higgs.
The next Northside Stamp Fair will be on the 1s
t February 2017 in the Encores Room of the Manly Warringah Leagues Club.
There will not be a Northside Fair on the 4th March as the room is not available.
The Northside Fairs will be on the 1st Saturday of each month in 2017, provided the Venue is available.
The Program.
14th February 2017 Venue Encores Annex.
John Pearson - Unauthorised Bisects & Overprint Varieties of the Australian States.
14th March 2017 Venue Lyons Den
Challenge is 10 pages related to the Letter F
11th April 2017
Geoff Robertshaw - To The Top of Europe
9th May 2017
Barry Reeve - TBA
Thursday 18th May 2017 - We visit Northern Suburbs.
13th June 2017
The Roaring 20s. Members invited to show 10 pages, of stamps or covers, from the 1920s.
11th July 2017
Rod Sell - Hong Kong Lunar New Year Series.
"Christmas In July Dinner" before the meeting.
8th August 2017
AGM & Competition
12th September 2017
Paul Kay - Australian Antarctic Territories Davis Base.
10th October 2017
Laurent Villoing - Europa "Iberian Peninsula and Dependencies"
14th November 2017
Visit from Smithfield, with 6 page competition by 6 members.
12th December 2017
Christmas Social, with
extended items of interest, sales & trading stamps.
9th January 2018
Peter Lehmann - Camels.
13th February 2018
John Pearson - Tasmanian Colonial Issues.
13th March 2018
Challenge is 10 pages related to the Letter G


text:
Download presentation
Presentation is loading. Please wait.
Published byMorgan Gutierrez Modified over 3 years ago
DEFINITION An Adjective is a word which adds something to the meaning of a noun.
EXAMPLES John is a good boy. This is a red apple. My father has bought a new car. She is a kind woman. These grapes are sour.
TYPES OF ADJECTIVES Qualitative Adjectives Qualitative Adjectives Quantitative Adjectives Quantitative Adjectives Possessive Adjectives. Possessive Adjectives. Demonstrative Adjectives. Demonstrative Adjectives.
QUALITATIVE ADJECTIVES These are roses. These are roses. These are yellow roses. These are yellow roses. She is a woman. She is a woman. She is a working woman. She is a working woman.
QUANTITATIVE ADJECTIVES These include all the numerals and the words which show the measure of a quantity. EXAMPLES. Bring four chairs in the room. Give me something to eat. This plant has many flowers.
POSSESSIVE ADJECTIVES Possessive adjectives are those words which show the relation of the object with the noun. This is my kite. It is your school bus.
DEMONSTRATIVE ADJECTIVES. The words which show or indicate towards something are called adjectives. The words which show or indicate towards something are called adjectives. EXAMPLES. EXAMPLES. This is my house This is my house That is your clock. That is your clock.
Similar presentations
© 2017 SlidePlayer.com Inc.
All rights reserved.


text:
Pasi Koskinen
Product Specialist
+358 40 141 4141
Tell your customers about Visma Severa and refer the lead to us. A Visma Severa sales representative will contact the customer and compensate you if the lead turns to a sale.
Visma Severa pricing is based on monthly fees. Referral partner earns a single payment worth 200% of customer's first monthly fee. Monthly fee depends on number of users and features. Learn more about pricing.


text: My hubby ordered the Cobb Salad for dinner and I ordered the Chicken Pecan Salad. One worker and 4 talkers. The greens tasted funny and neither one of us ate the entire meal. Three days later we both became ill - we thought it was the stomach flu but it continued and my doctor ordered lab tests and I had... More


text:
A few weeks ago I wrote about a digital analytics phenomenon wherein many analytics tool vendors had begun making claims they could join data from multiple sources and display the results in a set of dashboards for marketers. I called it Convergence Analytics.
Evidence continues to mount that this has begun to transform the measurement industry. One major development in this regard is that Google recently announced the beta release of its Universal Analytics tool, which purports to join data from multiple sources and display the results in a single dashboard for marketers. Didn't you just read about that somewhere?
The goal of all marketing analytics has been, and is today, to "get the right message to the right person at the right time." Companies like [x+1] have been pursuing this goal for many years with success amongst their enterprise customer base, and they have created a "decision engine" to support their real-time recommendations. And while others may have had other ways of saying it and doing it, all analytics tools have been supplying the marketer's need for insight toward this goal for many years as well. Today's trend toward convergence analytics makes a general improvement in messaging more likely.
The reason I advocate for convergence analytics is twofold. And neither of them is because I am in love with the idea of data being collected about folks in general (and I do believe we continue to need a forthright national dialogue about what consumers should feel comfortable with, and what they should not).
The first reason for my support is that organizations spend so much money on digital channels but typically get so little insight into success factors that it seems they still need a better way to understand whether they wasted their money or not. I think the "messaging" industries have been exploiting this gap shamelessly, forever. It would be great if they could be held to better accountability – a goal that is part of the promise of convergence analytics.
This brings me to the second reason, and that is simply that much of what passes for "targeting" these days seems more like carpet bombing than corrective surgery. I consider myself a fairly typical Internet user despite it being a focus of my profession. Personally, I limit my time online because I still find things like daylight and river breezes oddly enchanting compared with the latest news on Mashable. But that is what makes me sort of average, I think.
So, being an average user, what is the average quality of messaging I receive online? It's below average. In fact, much of it is ludicrous.
I am still trying to imagine what behavior of mine prompts messaging to me about "one weird trick" to lower my car insurance rate. Or why shocked-looking seniors are overjoyed to tell me that Obama is giving away money for education. Yes, I have car insurance. Yes, I have an education in my background.
My guess is that too many advertisers are relying too heavily on ad networks to understand this user, based on some overly broad, not very target-savvy algorithms. In fact, I would say the word "algorithm" is probably used much too often to describe what are very unscientific demographic-based "buckets" that have improved little since the last census and that continue to supply the "insight" behind the ad buys of many less sophisticated networks. My guess is that they are almost never relying on anything like actual "decision engines" or deploying any "predictive analytics."
The latest technology in measurement will be focused on more robust views of customer behavior. The data will come from browser-based behavior, mobile interaction, app usage, social gaming, call-center information, chat analytics, and CRM and POS data. Like Google's universal data collector, this breed of tools (which will come from both new and existing vendors) will help enterprises understand and correlate user behavior as never before, and will soon represent the standard way for marketers to review cross-channel activity.
I hope it will also successfully perform the weird trick that will save me from seeing yet another ad about a weird trick to get either better insurance, more sleep, or less fat in my diet.
Convergence analytics. It is coming on fast, and we will all be the better for it.
Related reading
Q&A: ReachMobi's CEO Matt Hoggatt on turning website visitors to subscribers
According to Matt Hoggatt, CEO of mobile audience network ReachMobi, there are rich opportunities in the realm of mobile web, if only mobile companies knew how to realize the platform's potential. We caught up with Matt for a glimpse into the future of mobile web, and to find out what web push notifications have to offer marketers.
How brands can use social media analytics in 2017
Social media has developed into an effective component of digital strategy, but measuring its performance is still a challenge. How will analytics affect social media in 2017?
How your CMS can help personalise your customer journey
A great customer experience has moved from 'nice to have' to 'can't do without'. Your users expect be engaged from the moment they land on your site, held in rapture at each stage of the conversion funnel. Is your CMS the key to delivering?
Is it time to rethink your mobile measurements?
With the majority of web activity now occurring on mobile devices, knowing how well a brand performs on mobile is critical.


text:
A 2nd generation iPod is the second model of that particular iPod, such as the Nano, Touch or Classic. As with other iPods, there will periodically be software updates available for all 2nd generation iPods. These updates can be downloaded and installed directly onto the iPod. In order to update the software on a 2nd generation iPod, you will need to sync that portable device with the iTunes software that is installed on your computer.
- Skill level:
- Easy
Other People Are Reading
- 1
Connect the 2nd generation iPod to the computer using the device's USB cord.
- 2
Open iTunes.
- 3
Click the 2nd generation iPod name under "Devices" on the left portion of iTunes. Two buttons will become visible inside the middle iTunes window.
- 4
Click the "Check for Update" button. If an update is available, an alert will open in iTunes.
- 5
Sign into your iTunes account if you are asked to do so, and then click "Download" to download and install the software update on the 2nd generation iPod.
Don't Miss
- 20 of the funniest online reviews ever
- 14 Biggest lies people tell in online dating sites
- Hilarious things Google thinks you're trying to search for


text:
Pyramid Healthcare conducts needs assessments as part of the admissions process. These assessments allow us to identify the type of addiction an individual suffers from and develop a highly individualized and effective treatment plan and enter an addiction recovery program.
Assessments determine a client's current status or situation and compare it to their goals, allowing us to find the gaps between those current and desired states while identifying and measuring areas of improvement. The unfulfilled needs required to close the identified gaps are considered the barriers to achieving one's desired quality of life.
The assessment process also allows the client, as well as medical and psychological professionals, to establish treatment priorities. This can assist in determining the best course of action while planning a addiction recovery treatment program to include detoxification, residential treatment, outpatient treatment, or other forms of support. Our program summary sheet details the services offered at each facility, and can be used to locate the appropriate treatment location closest to you.
Pyramid Healthcare also provides mobile assessment services for those unable to come on-site for a full, face-to-face assessment. Mobile assessments take place at a location convenient for the client, and a Pyramid Healthcare professional will use the process to determine what type of care the individual needs and assist them in developing an addiction recovery treatment program.
A Pyramid Healthcare admissions professional will verify that any addiction recovery treatment services are covered by the individual's insurance provider during the assessment process, whether it takes place on-site or is a mobile assessment.
Any subsequent referrals to community resources are based on the identified needs and best interest of the individual. If we believe that our addiction recovery services may not be compatible with a client's needs, we can provide outside referrals to ensure that the individual receives the type of care best suited to them.
If a completed assessment indicates that an individual should pursue treatment, Pyramid Healthcare can arrange for complimentary transportation to and from any Pyramid Healthcare inpatient facility. We employ 40 drivers and operate 57 vehicles to serve all clients who need transportation in order to receive addiction recovery treatment, whether it is inpatient, outpatient, Methadone Maintenance Therapy, or detoxification. All Pyramid Healthcare drivers are trained in CPR, as well as relevant emergency and safety procedures. Treatment-related transportation for clients is available 24/7.
Assessments are crucial to ensuring that addiction recovery treatment is effective in helping you find recovery. Whether or not you pursue treatment with Pyramid Healthcare following the assessment process, we remain a resources for questions, support, and other needs.


text:
Download presentation
Presentation is loading. Please wait.
Published byShanon Reed Modified about 1 year ago
Instructional Support Services Literacy: Year in Review 2007-2008 Presented by: Jayne Gill Director of Literacy
Purpose Describe the what and why of Literacy Programs and Frameworks in Douglas County School District Discuss the impact of these programs on whom Review the cost of the Literacy Programs and Frameworks
Literacy Programs and Frameworks Douglas County School District LIFT: K-12 schools Reading Recovery: Primary Read to Succeed: Primary Reading Together: 2 nd – 6 th grade Secondary Literacy Specialist: Middle School and High School
What and Why: LIFT Literacy Instructional Framework for Teaching K-12 35 schools, 440 trained personnel Systemic, school wide staff development model Framework for teaching balanced literacy in universal setting, Tier 1 Taught by ALL teachers
What and Why: Reading Recovery® Has been in district schools 4 years Serves the lowest achieving 1 st grade students on an Individual Literacy Plan (ILP). Supports students in short term, 1-1 or small group intervention Serves students 12-20 weeks Is taught by highly trained teachers using RR national guidelines
What and Why: Read to Succeed Serves 1 st grade struggling readers on an Individual Literacy Plan (ILP). Supports students with short term 1-1 or small group intervention for 30 minutes a day Serves students 12-20 weeks Is taught by trained tutors using evidence-based, best practice similar to Reading Recovery
What and Why: Reading Together 15 week, scripted, peer tutoring program serving ILP students 2 nd – 6 th grade 16 elementary schools; 478 students A volunteer adult facilitates the program Tutor and tutee are two grade levels apart.
What and Why: Secondary Literacy Specialists Serve the literacy needs of all students, utilizing the 60%/40% model, in 2 aspects: – 60% coaching/mentoring teachers Provide embedded professional development Build effective literacy strategies in all content areas Allow ALL students to effectively access content area curriculum Tier I/Universal setting RtI – 40% direct service to most struggling ILP students Middle School – Pull-out program High School – Read/Write Strategies class Tier 2/Targeted setting RtI
Impact of these programs on whom: LIFT Starting Year 5 as LIFT, on average: 04/05 9 Schools Reading: 4% more students P/A on CSAP, 84% to 88% Writing: 9% more students P/A on CSAP, 63% to 72% DCSD Reading: 5% more students P/A on CSAP, 83% to 89% Writing: 8% more students P/A on CSAP, 70% to 76%
Impact of these programs on whom: LIFT LIFT, on average: 05/06 Starting Year 4 as LIFT, on average: 05/06 8 Schools students P/A on CSAP, 80% to 90% Reading: 10% more students P/A on CSAP, 80% to 90% students P/A on CSAP, 63% to 79% Writing: 16% more students P/A on CSAP, 63% to 79% DCSD studentsP/A on CSAP, 83% to 84% Reading: 1% more students P/A on CSAP, 83% to 84% studentsP/A on CSAP, 70% to 72% Writing: 2% more students P/A on CSAP, 70% to 72%
Impact of these programs on whom: Reading Recovery 85% at/above grade level; 1 st grade, ILP, RR served based on DRA2 pre/post Compared to 28% at/above grade level; all DCSD, 1 st grade ILP Compared to 75% at/above grade level; all DCSD 1 st grade students Success over time From 74% to 85% at/above grade level over 4 years For children served in 1-1 "Complete Intervention"
Impact of these programs on whom: Read to Succeed 1st grade 57% at/above grade level; 1 st grade ILP served by RTS Compared to 28% at/above grade level; all 1 st grade ILP students 2nd grade 53% at/above grade level; 2 nd grade ILP served by RTS Compared to 27% at/above grade level; all 2 nd grade ILP students
Impact of these programs on whom: Reading Together 2 nd – 6 th grade ILP students, measured by DRA2 45%, or 214/478, students at/above grade level 39%, or 186/478, students - more than 1 yrs growth 6%, or 18/315, of ILP students, exited the ILP Perception data, measured by surveys Tutors: 78% felt THEY became better readers Principals: 80% felt students grew in self confidence
Impact of these programs on whom: Secondary Literacy Specialists Proficient or Advanced (P/A) Reading CSAP 28% "served" ILP students 33% MS/HS all ILP students (direct and indirectly served) Compared to 81% Average P/A all 7-10 students DIG DEEPER "Year of more growth" on Reading CSAP 85% "directly served" ILP students 74% "directly and indirectly served" ILP students
Cost of the Literacy Programs and Frameworks: LIFT – Total $298,727; Average per school - $8,535 Reading Recovery – Total $2,178,254; Average cost per student - $2,205 Read to Succeed – Total $451,740; Average cost per student $1,898 Reading Together – Total $92,957; Average cost per student $194 Secondary Literacy Specialist – Total $1,154,334; Average cost per student $691
What else may occur for students? 1.Average cost SPED for 1 year in DCSD, $9,275 For average of 5 years = $46,375 2. Average cost of Title I = $2,400 For average of 5 years = $12,000 3. Average cost of retention= $9,200 For average of 1 year = $9,200 4. Average cost of "other" small group pull-out = $2,400 For average of 3 years = $7,200 5. Average cost to imprison for 1 year in US = $23,876
It's in every one of us to help students reach their highest potential!
Similar presentations
© 2017 SlidePlayer.com Inc.
All rights reserved.


text:
Can a vegetarian person get a good meal at this restaurant?
Can a vegan person get a good meal at this restaurant?
Can a gluten free person get a good meal at this restaurant?
Are the prices at this restaurant mid-range / moderate?
Is this restaurant good for lunch?
Is this restaurant good for dinner?
Does this restaurant specialize in Halal food?
Is this a Kosher restaurant?
Is this primarily a coffee shop?
Thanks for helping!
We eat here wonderfull tapas very hight quality , it's very near to the cervantes 's Theatre . The prices was corrects and we was so happy to stay there
We just love this little place, so we bring family and friends, and they are likewise excited. The food is always prime, but we have learned that five tapas serves us better than seven. We usually let the waiter decide what is best, and so far they have never failed. Amazing that it is possible to prepare food at this...
Went to this restaurant with 3 friends. Booked in advance as I have been able to get in on a previous occasion as it is very busy.
An excellent menu with a good additional section from the menu of the day.
The food was of an extremely high standard, lots of different dishes to your typical tapas bars. The waiters...
Amazing seafood tapas!
You can ask for 1/2 portion of various tapas and try all of them (it would really help to be in a group with a few people for this :P).
This visit was once again to celebrate our birthdays. The food here is as good as a five star restaurant but tapas size. This means it is possible to enjoy more dishes. The mushrooms, tuna and pork were all delicious. The best birthday meal.
Excellent food Rafa was amazing every single tapa was fantastic so looking forward to go again. I order the pulpo a la gallega and was delicious , my wife order the salmon and was very good , we order the ceviche, the apple tartar , the dulce de leche ,pancake , the flan we have like 7 different tapas and...
Walking around the streets from our rented abode we stumbled upon this restaurant. It was indeed a welcome venue. Taking advise from our very good waiter, who spoke excellent English, we ended up with a fantastic tapas experience. The venue was very busy and frequented by locals, always a great indication. We thoroughly enjoyed the experience.
We really liked that place, the cook was unbelievable, surely the best quality of dishes and wines as well. As usual, Rafa was extraordinary by his suggestions. He just asked for what we liked, and prepared us the most perfect diner.
You must go !
Mélanie & Fuerte Louis
My husband and I discovered this gem while on a weekend trip to Malaga 5 years ago. We weren't even engaged back then and we always talked about going back. During that trip we had dinner there on our first night in Malaga and we liked it so much that we had dinner there every night the rest of that...
Decided to go here after reading other reviews - excellent. Lovely friendly service and different and interesting Tapas . Very, very small so we're lucky to get a table. Very busy but great atmosphere and great food and wine. Would definitely need to book for evening service
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.
Are there tables as don't want stools. Are u open Sunday evening. Do we need to book?
EL MESON CERVANTES is closed Auguat 13th for the rest of the month. This is when i arrive. are the other two cervantes restaurants also closed this time?
Are you happy for children in your restaurant?
Are you open on 1st January 2016 for lunch please?
Thank you.
See all questions


text:
Within U.S.A.
Book Description Jul 01, 1983. Book Condition: Used: Good. former library copy 1983 hardcover no dj vol 8 withdrawn stamp in book clean pages has a book plate 383 pages{{{ J-6. Bookseller Inventory # 0322QLYBPRD
More Information About This Seller | Ask Bookseller a Question
Book Description Academic Press Inc, 1983. Book Condition: Fair. Volume 8. This is an ex-library book and may have the usual library/used-book markings inside.This book has hardback covers. In fair condition, suitable as a study copy. Dust Jacket in fair condition. Bookseller Inventory # 4279064
More Information About This Seller | Ask Bookseller a Question


text:
Culture Shock
By Amy Dalness
So Long, Sol Arts
The newsletter-style e-mails from Sol Arts always start with the same headline: "Here's what's next at Sol Arts!" The e-mail I received last week was no different, except what's next at Sol Arts is nothing. While it's sad to see a local, grassroots art space close its doors, the folks at Sol Arts are doing it for a positive reason. The members, including UNM theater professor and Sol Arts founder Kristen Loree, have decided to devote their time and focus into their own artistic creations and put running art space on hold, at least for now.
Courtesy of The Box Performance Space
Performance Review
Jaded for the Holidays
The Santaland Diaries at The Box Performance Space
By Amy Dalness
There should be a bumper sticker that reads "Take the mas out of Christmas." More gifts. More decorations. More shopping. More debt. The season of giving often means more stress than celebrating, so why not say "No mas!" and hit the eggnog? Or just take a holiday breather with The Santaland Diaries—a one-man, one-act based on an essay by David Sedaris that says "Up yours!" to the mas.
Book Reviews
Twelve Books for Christmas
Or Yule, or Kwanzaa, or no reason at all
By Lisa Lenard-Cook
Got some impossible-to-buy-for types on your list? One of these twelve books should satisfy even the most difficult name on your list. Plus, you'll be supporting a Southwest writer at the same time.
EVENT HORIZON (Thursday, Feb 23)
Wild and Well Read
Inaugural D.H. Lawrence Lecture
By Renée Chavez
Award-winning author Mark Doty reads and discusses his work.
EVENT HORIZON (Friday, Feb 24)
Kung Fu Buddhists
Shaolin Warriors: The Legend Continues
By Taylor Grabowsky
Zen Buddhist monks from the Shaolin Temple give a world-class performance of martial arts.
EVENT HORIZON (Friday, Feb 24)
Address the Hero in You
The Lady in Question
By Megan Reneau
A suspenseful tale of a world-famous concert pianist visiting Germany who finds herself enamored with a handsome professor and entangled in his attempt to rescue his mother from a Nazi prison.
EVENT HORIZON (Friday, Feb 24)
Good for the Sole
Ars Longa: Vita Brevis
By Maggie Grimason
Vanguard choreography in flamenco and contemporary dance by international guest artists and UNM's distinguished resident faculty.
EVENT HORIZON (Friday, Feb 24)
Party Like it's the End of the World
Aliento: Carnaval 2017
By Megan Reneau
The musical group PANdemonium takes participants on a journey through the Carnaval traditions of Cuba, Trinidad, Brazil and New Orleans.
EVENT HORIZON (Friday, Feb 24)
A Heavenly Pleasure
The Secret History of Sex, Choice and Catholics
By Devin D. O'Leary
A film about Catholic social teaching on issues related to sex and sexuality and features interviews with leading experts in the fields of Catholic theology, philosophy and ethics.
EVENT HORIZON (Wednesday, Mar 1)
Not Your Average Bug's Life
Cirque du Soleil: OVO
By Megan Reneau
A theatrical circus show following the life of insects.
NEWSLETTERS Great Alibi stories, events and deals delivered to your inbox each week. No fooling!
Today's Events
Writing Wednesday at Tractor Brewing Taproom
Meet and discuss projects with other local writers and receive feedback.
UNM Bands Celebrate American Composers at Popejoy Hall
Recycled Art and ReStore Finds at Greater Albuquerque Habitat for Humanity ReStoreMore Recommended Events ››
Kombat Kitty @ Stoneface • 3.4.2017
home | feature | news | film | music | art | food | classifieds | personals | staff | lo-fi | search
© 1996-2017 Weekly Alibi | email@example.com | Privacy Policy
View mobile version


text: Seller: lincoln-restorations (395) 100%, Location: Walsall, Ships to: GB, Item: 162078533975 4 Antique Edwardian Solid Beech Dining Chairs / Bedroom chairs. Set of 4 lovely chairs. This is an excellent condition set of 4 Edwardian Beech wood dining chairs / kitchen chairs / bedroom chairs in very good condition with lovely lightly faded dark stain colour and polish believed to be from 1890 - 1910. These chairs are well-proportioned, are made from solid Beech wood and have no loose joints or breaks. The recently re-upholstered classy burgundy chenille material is in very good condition however we can re-upholster these chairs for obvious added costs if these are not to your particular tastes. Dimensions Back height: 820mm Width: 430mm Depth: 470mm Please enquire if more sizes are required Delivery *Insured Private courier normally around £65 for this item - Enquire for accurate quote* Enquiries To enquire about any of our items please phone or text Andy Lincoln on 01922 693999 / 07789406655 or email us at firstname.lastname@example.com Please don't hesitate to enquire, we will only be too happy to help. Buying/Payment Upon purchasing or 'winning' an item, an attempt to pay will be expected within 4 working days unless the buyer has contacted us and pre arranged otherwise. If the parameters are not met the item will be re-listed and we are within our rights to file an unpaid item claim with ebay for all buyers who do not pay or contact us to arrange otherwise. We are very reasonable people and will be happy to resolve any problems the buyer has, please feel free to contact us. Feedback We will leave you feedback (unless requested otherwise) so please leave us feedback, it really does help everybody out. Thanks for viewing our listing! Please feel free to visit our ebay shop for other items or our website to view our services and previous work. Be sure to add us to your favourites list and watch this space for more added items soon. Powered by eBay Turbo Lister Condition: Excellent used condition, direct from previous owner just cleaned by us (Lincoln Restorations). Being antique it does naturally come with signs of use which adds to its charm and character., Product Type: Dining Chairs, Original/Reproduction: Original, Style: Antique, Age: 1890-1910, Material: Beech


text:
Enter the information below to see what thyssenkrupp products best fit your needs.
Your specifications
The following elevator models match your requirements. You may choose to review the product information, download drawings, download BIM models or create your customized thyssenkrupp Elevator specification documents.
Select an icon below to download materials
Office finder
Enter a zipcode to find an office near you.
Sorry, there was an error while trying to search for your nearest representative. Please try again later.
thyssenkrupp Elevator Corporation © 2017


text:
Hi everyone,
I looking for any thoughts on how long this might last and if there is anything I can do?
My DS has consistently woken once per night for a feed for the last 2 months. This was around 3am and was starting to get later. The latest was a 5am :-) BUT He is now 5.5 months and for the last few weeks he has been waking earlier and earlier each night. Last night it was 11.45!!! Because he is waking earlier, he is now waking a second time around 4am :-( The first time he is hungry, the second not hungry but wide awake and difficult to get back to sleep. He seems to think it is morning.
We have a good bedtime routine: 5pm breast feed, 6pm bath, 6.45 bottle feed and then bed around 7/7.30. He will usually self settle, but sometimes needs a little help to fall asleep.
When he wakes I have tried to resettle with cuddles, dummy etc but he gets very upset if not fed. I don't think he is too cold/hot.
We also have a good daytime routine, I'm not too strict on clock watching, but follow the same pattern each day. Usually have 3 sleeps per day and 2 solids at breakfast and lunch. He is very active and has just started getting up on his hands and knees ready to start crawling. We moved from wrap to sleeping bag recently too, but after a few tricky days his sleep went back to the same as when he was wrapped so I don't think this is it either.
I think this is probably normal as I have read some other posts about 5mo's and suddenly changes in sleep patterns. I just wondered how long people think this might last and if there is anything I am missing???
I am wondering if I should start to be tighter on our routine for a few weeks to see if that helps? I was also considering stopping breast feeding and moving to bottle so I know that he is getting what he needs during the day.
I was also told to give him water rather than a feed at night to discourage the night wakings???
Sorry for the long post, I just wanted to get everything down. I'm actually feeling better about it already :-)


text:
Marais Transport Removals
Transport logistics, Freight Forwarding, Logistics Solutions
We supply enclosed 8 ton trucks for dedicated loads nationwide.We are a road freight express service and run overnight.Our rates are fixed per vehicle, you book a truck and a driver and pay a fixed amount depending on the route and destination.Our cargo transportation services runs out of Cape Town and Johannesburg.We believe in succes through consistency and proud ourselves in our work.Marais Transport Road Freight Express
Print this page
Professional Crane Truck service available
For an Efficient Relocation Solution use Marais Transport. Skilled Staff well maintained Vehicles a friendly professional service hassle free. Your
Professional logistical solutions in Household & Office Removals , Express Dedicated Truck service, for a friendly experienced transport service contact us today
Create your free Hotfrog business profile
Follow Hotfrog on:
Share on:
Hotfrog Small Business Hub