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Using a foreign exchange online portal in lieu of commercial letters of credit for small businesses in the international import arena
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1 Using a foreign exchange online portal in lieu of commercial letters of credit for small businesses in the international import arena ABSTRACT John W. Cooley West Texas A&M University Businesses understand the competitive advantages that can be obtained by participation in and utilization of global markets. Decreases in costs along the value chain, enhancements and expansion of product lines and the resulting market expansion in U.S. domestic markets as a result of import activities are well known for larger companies. But, can a small business function successfully in a similar environment? This paper discusses the possibility of small businesses functioning successfully in the international import market without the use of commercial letters of credit, banks as controlling intermediaries and with a large amount of autonomy with regards to the flow of foreign currency and contracts. Specifically, this paper examines the commercial letter of credit and contrasts it with the use of a foreign exchange online portal by small business. The paper shows how the online portal can be used to circumvent some of the compliance and financial problems associated with the commercial letter of credit and in lieu of commercial letters of credit for small business purchases. Keywords: commercial letter of credit, foreign exchange, online portal, small business, international imports, international markets, entrepreneurial ventures Using a foreign exchange, Page 1
2 INTRODUCTION For small businesses and entrepreneurial ventures, forays into the global arena to take advantage of opportunities that may enhance their domestic markets through direct imports from foreign countries presents an abyss that tends to thwart such actions and thoughts. Initial queries into the possibility of being a direct participant in foreign import activities typically leads to the mention of commercial letters of credit and the resulting bank financing associated with these documents (Allen, 2007). Small businesses may quickly determine that this is the way things are done since commercial letters of credit have been the secure bastion for commercial importation of foreign goods by large companies for well over a century. As they research the commercial letter of credit, it becomes apparent that this document in and of itself presents a maize fraught with its own complexities and extremely high initial failure rates from 40% to as high as 77% (Moses, 2006). Couple this with the underlying financial requirements, strict compliance factors and associated cost factors and you have a formidable required appendage associated with the original idea of importing products to enhance the domestic market of this small business or entrepreneurial venture. Needless to say, this tends to block further action along this visionary track in many cases. In other cases, companies pursue this activity using commercial letters of credit only to find delays and resulting cost overruns as a result of payment rejection that reduces the marginal revenue and the resulting profit margin of the items to such an extent that the benefit of pursuing the original global market is nullified. Consequently, unless these businesses have high liquidity and can handle these activities as cash transactions, they tend to opt out of extensive pursuit of this opportunity (Allen, 2009) (Leonidou, 2004). An option for small businesses and entrepreneurial ventures is the use of a foreign exchange online portal 1. This option coupled with a commercial line of credit is the basic framework for interacting successfully in the global import market. Using this configuration, the entrepreneur controls the foreign transaction from initial contact with the prospective exporter (vendor) through the final transfer of funds into the specified bank accounts of the foreign agents for purchase of the imported items. The approval of all contracts, agreements, bills of lading, broker negotiations, through final receipt of the goods is controlled directly by the entrepreneur (Wells Fargo Bank, 2004). The only bank intermediary position relates to the commercial line of credit and its use with the associated questions regarding application and use of the online portal. An extremely interesting aspect of the use of the online capabilities of this portal is the fact that it is typically free. In addition, essentially all of these activities can be handled online via the internet and by use of the telephone. This is in direct contrast with the handling cost and fees associated with a commercial letter of credit. However, the term caveat emptor stringently applies here since the entrepreneur or their agent handles the strict compliance factors in this environment. However, it is felt that the personal familiarity with the exporter, their agents and the agreed upon processes can reduce the costs related to the initial failures associated with the lack of strict compliance contributing to the initial failure of many commercial letters of credit with their underlying resulting costs (Rauch, Vol. 39, No. 4, 2001). This study will review commercial letters of credit and the use of foreign exchange portals. It will compare some of the rejection points of letters of credit and compare and contrast them to the use of a foreign exchange portal. The purpose of the study is to compare and contrast the use of commercial 1 The online portal described in this paper relates to the specific foreign exchange portal option associated with the Wells Fargo Commercial Electronic Office (CEO ) Portal (https://wellsoffice.wellsfargo.com) although similar portals exist within the commercial offerings associated with other financial institutions. Using a foreign exchange, Page 2
3 letters of credit verses the use of a foreign exchange online portal for smaller businesses and show how the online portal may be a better avenue for small businesses to use for international purchases. THE COMMERCIAL LETTER OF CREDIT A commercial letter of credit (LC) as defined in the U.S. Uniform Commercial Code (UCC) is an undertaking, usually on the part of a bank and at the request of one of the bank s customers, to pay a named beneficiary a specified amount of money (or to deliver an item of value) if the beneficiary presents documents in accordance with the terms and conditions specified in the letter of credit 2. The crucial items relate to the fact that LCs are documentary based entities requiring that beneficiary documents comply strictly with the specific terms and conditions as indicated in the LC. These documents are required to be presented within a designated time frame stipulated in the LC. The bank then makes the determination whether or not the specific conditions set forth in the LC have been met. Any deviations whatsoever will cause the LC to be rejected by the issuing bank (Baker, 2008). On the surface, this seems rather innocuous and straight forward. In practice, however, the process can become rather convoluted (Barnes, James G. and Byrne, James E., August 2008). There is a difference between how the process is supposed to work in theory and what can happen in actual practice (Klein, 2006). The document is rather complex and must conform to UCC Article 5 and the UCP (Uniform Customs and Practices for Documentary Credits) as well. In practice, the UCP is typically automatically incorporated into the LC. LCs are sophisticated tools of commerce and should have oversight by an attorney. As an example of these complexities, the following basic issues typically need to be resolved: 1) What is the maximum amount of the drawing or credit liability, 2) What is the expiration date of the LC and should there be an evergreen clause that extends this time frame and if so, in what circumstances and by what amount, 3) Is the credit revocable or irrevocable by the customer, 4) What documents are included for required commercial credit payment, i.e. a bill of lading, a commercial invoice, a draft or bill of exchange, a consular document, an insurance certificate, or an inspection certificate, 5) Where should these documents be specifically presented for payment, 6) Can the commercial credit as confirmed by the bank issuing the LC be also confirmed by another bank which actually can become the major player in these negotiations. These are a few examples of some of the options available (Bobrow, Adam et. al., 2002). A breach of any specifics related to any aspect of the document from the prospective of the issuing bank generates a rejection with ensuing failure of payment. The bank makes this determination unilaterally based upon the customer s specifications in the LC (Barnes, James G. and Byrne, James E., August 2008). It becomes readily apparent that to eradicate non-compliance and the resulting rejection, the customer needs to educate themselves regarding LCs and limit the number and complexity of the documents required for compliance to only documents essential for completion of the transaction. It is imperative that the customer make certain that documents that are impossible to fill in a timely manner are not included in the specific request for documentation. Although this sounds like a given, it does occur. Vendors need to ensure that all data is transcribed correctly and directly from the commercial documentation. Finally, it is recommended that an attorney be hired (Bobrow, Adam et. al., 2002). The idea is to simplify the documentation without breaching the security of the agreement understanding that the final compliance determination will be made by a third party. 2 Unless otherwise stated, LC refers to a commercial letter of credit, UCC refers to Revised Uniform Commercial Code Article 5, and UCP refers to the Uniform Customs and Practices for Documentary Credits, 1993 and 2007 revisions (International Chamber of Commerce Publication Nos. 500 and 600). Using a foreign exchange, Page 3
4 THE SMALL BUSINESS DILEMMA LCs obviously have their place in the global business arena and are and have been a critical and valuable asset for the purchase and transfer of goods and services for many decades. In the case of large international purchases, especially in the $20 to over $100 million range, they may be unavoidable (Davidson, D.V. and Saubert, R. W., Fall 2007). In this case, the associated fees are just a cost of doing business and help assure that the goods and services are identified and actions performed exactly as indicated for global transfer and payment for these expensive items. In the case of larger firms, their legal staff and possibly foreign offices help assure the feasibility of these transfers. The use of multiple banks may help assure that the ability of the purchaser, and in some cases the initiating bank, to pay, the funding is secure and the funds are transferred in a timely manner with the corresponding foreign exchange transactions an integral part of this process (Bobrow, Adam et. al., 2002). What can be done for the small business owner who wants to take advantage of these global opportunities as well? Can he/she operate in this environment with the security necessary to make certain that the same or similar assurances exist? Can this also be done without the complexities, fees and commercial misunderstandings that lead to a rejection of the LC with the underlying costs and possible legal actions that are many times associated with such rejections? Many of these costs stem from the fact the bank, as a third party and in some cases multiple banks being involved, are not intimately familiar with the agreements and the resulting flows which were an integral part of the original negotiations (SITPRO, 2003). In addition, many of the small business purchases are well below $1 million and many below the $500,000 point. In today s markets, many small business and entrepreneurial venture owners travel to foreign markets with the specific purpose of finding and negotiating deals directly with foreign vendors. As such, the business relationship, especially over time, becomes a strong bonding factor in these negotiations. This is not to say that an astute business person is not fully aware of the downside of any business negotiation and that the international environment enhances this downside risk. Yet, there are still safety factors that can be applied if the purchaser understands this environment and can find an avenue to protect their investments as well as the investments of the vendor. The safety of this process can be assured to an extent that may approach if not surpass a LC, if the owner can find the correct venue and support that can be applied in this environment (Chevalier, Joseph et. al., 2008). A package and scenario exists without incurring some of the costs and downsides associated with the complex LC (Wells Fargo Bank, 2004). This does not mean that the business person negotiating and overseeing these transactions cannot be judicious. Some time will have to be invested in learning not only the international markets, foreign currency flows, caveats associated with certain countries and especially the cultural negotiations and factors associated with doing business in a foreign environment. However, the cost of such information is front loaded with adjustments and experience reducing the costs associated with such negotiations and actions over time. The following section will present one such possibility that can be and has been used in a small business environment with direct control by the business owner and little interaction of third parties in a unilateral position to impair the process as a result of lack of personal knowledge and the relationships associated with the transaction. Transaction security is still present for both the purchaser and the vendor and is controlled to a major extent by the customer to the benefit of the vendor. THE FOREIGN EXCHANGE ONLINE PORTAL Using a foreign exchange, Page 4
5 Small businesses and entrepreneurial ventures can manage foreign transactions and agreements with foreign vendors without the need for LCs and involvement of banks as unilateral partners and the resulting costs associated with these arrangements. The small businesses need access to an online foreign exchange portal (Wells Fargo Bank, 2004) and an underlying pre-approved commercial line of credit from the partnering bank that is documentable to the foreign vendor very similar to the confirmed purchase order process (Chevalier, Joseph et. al., 2008). This small business commercial line of credit (LOC) should be at least equal to and in most cases in access of the amount being negotiated for the purchase of the international goods. The LOC cost to establish is typically minimal and negotiable in many cases. With the LOC, either all or a portion thereof is activated at the discretion of the customer rather than the commercial note associated with the LC which is typically activated at the discretion of the bank. The foreign exchange online portal allows the user to deal in the currency of the country in which the vendor is located. Typically, this online portal is a service of the bank which will be handling the commercial LOC. The customer (small business owner) can then purchase and hedge foreign currency in preparation for a future payment to the specified vendor. In certain situations the purchaser can take advantage of certain foreign currency fluctuations by purchasing the foreign currency before the international business transaction is completed to hedge exchange rates which may present a savings in purchase cost as a result of foreign exchange rate fluctuations. The transfer of these funds then will be in the currency and denomination specified by the vendor. Transfer will be in the form of a wire transfer or draft into a specified bank using the S.W.I.F.T. sequence reference number of that bank and account. The resulting interbank transfers can be consummated within 24 to 36 hours and confirmed by both parties including any foreign currency transactions (Wells Fargo Bank, 2004). This activity can actually be a hybrid between a pre-pay and open account option which are used in lieu of LCs. In the pre-pay option, the purchaser pays for the international goods up front before they are shipped. This option is good for the vendor but obviously puts the purchaser at risk. The result is that most buyers shy away from these types of transactions. In the open account option, the vendor sends an invoice along with the goods requesting payment for the purchase price of the goods. This is good for the buyer but places the seller at risk (Bobrow, Adam et. al., 2002). In each case, debt collections in foreign countries and jurisdictions are not options that are considered very attractive. For LCs as well as online portals, there are situations where these types of risk can occur. The imperative is to control these potential threats to the fullest extent possible in both situations. In the case of LCs, this is accomplished by documentation provided to the issuing bank. In the case of the online portal, it is accomplished by documentation provided directly to the business owner or owner s agent. The fact that the purchaser is controlling the interactions associated with the funds flow and assessing the documentation flow personally makes this a viable option in lieu of the use of LCs for the small business owner. The timing of funds flow directly into foreign accounts within a short period of time can make this a hybrid between the pre-pay scenario and the open account scenario. Documentation of a viable LOC assures that the funds are available for the purchase. The item that makes this an attractive vehicle for foreign transactions and agreements is the fact that the owner is intimately aware of the intricacies of the original negotiations and agreements as well as the individual agents in the transaction process. As a result, the process moves from one of strict compliance determinable by a third party in the case of LCs to a spirit of compliance in this situation. Circumstances that will not necessarily cause a breach or action failure in the original agreement but may not be exactly as originally stipulated, such as not hyphenating a portion of a lot number for example, do not arise as a documentation breach which may be cause for payment rejection with resulting costs for a LC (Davidson, D.V. and Using a foreign exchange, Page 5
6 Saubert, R. W., Fall 2007). Included in these costs may also be the loss of goodwill which may have developed as part of the rapport from doing business with this vendor over time. Due diligence must be followed by the small business owner relating to documentation such as bills of lading, inspection certificates, shipping documentation, insurance certificates and other items deemed necessary to assure that the business transaction is progressing as expected (Chevalier, Joseph et. al., 2008). There is no need for a specific termination date, as in an LC, that invalidates the document and resulting payments at the discretion of the issuing bank. In essence, there may be an expected performance completion date mutually agreed upon for the completion of certain aspects of the transaction but there is a perpetual evergreen clause at the discretion of the purchaser, rather than a third party, for situations that may be acceptable yet originally not expected. The pre-pay/open account hybrid situation is based on how funds transfers are determined, in what amounts and follows closely the confirmed purchase order concept (Chevalier, Joseph et. al., 2008). Funds transfers may be made upon completion of certain milestones in the transaction process allowing for partial payments on the part of the purchaser for successful completion of these events. The customer only needs to access that portion of the LOC associated with the completion of that event. Of course, in any situation, it is rather difficult to defend against absolute fraud. In this case, the assumption is that this is a true arms length transaction with the absence or intention to commit fraud. In the case of funds transfer, these can be completed at any point or points and in amounts specified by the buyer and seller. Since, the time frame to send and verify amounts is very small, actual transfers can occur as desired. In essence, the purchaser does not have to pre-pay rather provide transfers based upon completion of certain milestones in the process verified by proper documentation provided to the buyer. From the standpoint of the seller, transfers can be accomplished at certain milestones in the transaction rather than waiting until delivery of the goods as in the case of an open account transaction. In this scenario, the buyer and the seller are in communication and events that occur are the result of communication, documentation, and the personal knowledge and rapport that exist between these agents (Chevalier, Joseph et. al., 2008). CONCLUSIONS The cost of agency and due diligence transferred to a third party, in the case of a bank issuing a LC, is accomplished by the small business owner assuming many of the activities of the bank with the use of a foreign exchange portal. These activities include acquiring a LOC, documentation review by the small business owner or owner s agent, hedging foreign currency as necessary, determining satisfactory completion of stipulated portions of the foreign transaction and ultimately direct payment in the form of wire transfers or foreign drafts directly into the international bank account of the vendor. For small businesses, this process reduces the complexities of the LC, moves compliance from strict to spirit, and incorporates rapport and familiarization with transactional specifics into the equation to reduce the rejection percentages with the resulting costs associated with the LC. Use of the portal eliminates a unilateral third party who may be unfamiliar with the inherit intricacies associated with the foreign transaction. These intricacies may be rather difficult to place in written form required as part of the initial LC. The use of online capabilities and the information highway make this an increasingly appealing process moving the unilateral determinations inside the original business transaction and associating them directly with the small business owner. In the small business environment, it is distinctly possible that the success rate can be higher than that resulting from the use of traditional LC. Using a foreign exchange, Page 6
7 REFERENCES Allen, K. R. (2007). Growing and Managing a Small Business: An Entrepreneurial Approach. Boston: Houghton Mifflin Company. Allen, K. R. (2009). Launching New Ventures: An Entrepreneurial Approach. Boston: Houghton Mifflin Company. Baker, B. (2008). Managing Credit, Receivables & Collections. Retrieved December 15, 2008, from With Rising Global Sales, Credit Pros Must Master Export LC Fundamentals: Barnes, James G. and Byrne, James E. (August 2008). Letters of Credit. Business Lawyer, Vol.63 Issue 4, p , 10p. Bobrow, Adam et. al. (2002, July). Letters of Credit. Retrieved June 08, 2009, from U. S. Department of Commerce: Chevalier, Joseph et. al. (2008, August). Goodbye Letter of Credit, Hello Confirmed Purchase Order. Retrieved December 15, 2009, from Managing Imports and Exports: Davidson, D.V. and Saubert, R. W. (Fall 2007). The Hidden Cost of Letters of Credit. Midwestern Business and Economic Review, Klein, C. H. (2006, January 19). Letter of Credit Law Developments. Retrieved July 18, 2008, from CBA Commercial & Financial Transactions Committee by Jenner & Block, LLP: Leonidou, L. C. (2004). An Analysis of the Barriers Hindering Small Business Export Development. The Journal of Small Business Management, Rauch, J. E. (Vol. 39, No. 4, 2001). Business and Social Networks in International Trade. Journal of Economic Literature, Moses, M. L. (2006, 11 September). Controlling the Letter of Credit Transaction. Retrieved November 15, 2008, from International Section of the New Jersey Bar Association: SITPRO. (2003, April 11). Report on the Use of Export Letters of Credit 2001/2002. Retrieved July 20009, from SITPRO: Wells Fargo Bank, N. A. (2004, August 04). Wells Fargo Commercial Electronic Office (CEO ) Online. Retrieved July 17, 2007, from Foreign Exchange Online Portal: https://wellsoffice.wellsfargo.com Using a foreign exchange, Page 7
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Hi Chicago, i am originally from Michigan but have been living in Euorpe for 5 years now. Currently in Torino, Italy. I will be in Chicago January 3rd through 6th and am hoping you can share some suggestions on things i could / should do while there? appreciate any suggestions

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Hotels in Bad Laer
Hotel reservation
Bad Laer
Hotel rooms in Bad Laer
There are not so many hotel rooms in Bad Laer, just 12, still everyone can find an offer to suit his choice. The most common offers in this city are 3 и 4 stars, they count 7 out of 12, and their prevalent location is central district. According to our practice, it is the most profitable to book a hotel in the north of Bad Laer, as it is the location of the hotels with optimal cost and quality offers along with the cheap hotels. Taking into account the small size of the city, there is no need to dwell hotel reservation on the location: the road to the city center would take less then half an hour, so one can book a hotel in any district of Bad Laer. The most populated with hotels district of Bad Laer is the center, 58% of cheap hotel rooms are concentrated here. However, even those who want to live in the north can choose from 1 variants of hotel rooms. Bad Laer is an ideal place for couple and solo, such travellers rate hotels there 8.3 out of 10 on average. Apart from all these, hotels in Bad Laer offer their customers parking, pets allowed, restaurant/cafe and laundry service. The most appreciated amenities in Bad Laer hotels are food and wellness. According to the visitors reviews, hotels in Bad Laer has awesome vibe, great amenities and good internet service. Take a look at our selection of the cheap hotel rooms in Bad Laer to make a well-informed choice for your reservation!
Bad Laer cheap hotels
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Bad Laer
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Bad Laer hotels with restaurants
average rating
Do you like to eat? We, too :) So we collected hotels Bad Laer with a restaurant in the same place.
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Pets-friendly hotels in Bad Laer
average rating
"We are responsible for those who tamed" - said Antoine de Saint-Exupery.
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Top-7 hotels in the center of Bad Laer
average rating
It is not a surprise that many guests arriving to Bad Laer pay great attention to the location of their hotel. In order to save your time, we have prepared a collection of the hotels in the center of this city.
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All hotel collections in Bad Laer
Best hotels in Bad Laer
Hotels in Bad Laer are spread around the city within the distance of 2.3 kilometers, while 7 hotels are located directly in the city center. Those who are keen on antique should definitely fall in love with
Haus Grosse Kettler
, the oldest hotel of Bad Laer, constructed in 1907. This hotel is located 0.6 km away from the city center. The most popular accommodations in Bad Laer is
Hotel-Pension Pieper-Kersten
, 3 stars hotel located in a 0.9 kilometers from the city center.
The best hotels are here and now. Try them!
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24 Wendy Crescent KITCHENER ONTARIO N2A 3T5
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10 Pioneer Drive Suite 105 KITCHENER ONTARIO N2P 2A4
55 King Street West 7 th Floor KITCHENER ONTARIO N2G 4W1
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Sanford V. Berg, Michael G. Pollitt, Masatsugu Tsuji
Private Initiatives in Infrastructure: Priorities, Incentives and Performance
Книгу можно купить в интернет-магазинах:
· OZON.ru 8250р. [Проверить наличие]
ISBN: 1843760002Издательство: Edward Elgar Publishing
Год издания: 2002
Страниц: 233
Public-private collaboration in infrastructure projects takes place in a variety of institutional frameworks worldwide. This volume considers the different cultural, political and legal settings in the US, UK, Japan and other countries and regions where policymakers are reconsidering traditional mechanisms for raising and deploying capital. By focusing on concrete examples in specific countries, the editors and contributors draw useful lessons for strong sector performance in telecommunications, power, water and social infrastructure. Innovative strategies that work can be modified and refined in other sectors and other countries. Going beyond ideological debate, this volume presents a pragmatic approach to best practice, one that combines market-oriented solutions with governmental oversight according to the specific cultural and institutional situations. Regulators, academics, policymakers, politicians, and students in public policy, finance and economics will find this...
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ICRP Publication 99
Low-Dose Extrapolation of Radiation-Related Cancer Risk
By (author) ICRP
Format: Paperback
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ICRP Publication 99 by ICRP
Book DescriptionThis report considers the evidence relating to cancer risk associated with exposure to low doses of low linear energy transfer radiation, and particularly doses below current recommended limits for protection of radiation workers and the general public. The focus is on evidence regarding linearity of the dose - response relationship for all cancers considered as a group, but not necessarily individually, at low doses [the so-called linear, non-threshold (LNT) hypothesis]. It looks at the possibility of establishing a universal threshold dose below which there is no risk of radiation-related cancer. The report is organised by scientific discipline, beginning with epidemiological studies of exposed human populations.
Buy ICRP Publication 99 book by ICRP from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9780080449586
(239mm x 167mm x 5mm)
Pages: 150
Imprint: Elsevier Health Sciences
Publisher: Elsevier Health Sciences
Publish Date: 1-Jul-2006
Country of Publication: United Kingdom
Books By Author ICRP
ICRP Publication 132, Paperback (June 2016)
Provides updated guidance on radiological protection from cosmic radiation in aviation, taking into account the International Commission on Radiological Protection (ICRP) system of radiological protection, the data on exposures in aviation, and experience gained worldwide in the management of exposures in aviation.
ICRP Publication 131, Paperback (December 2015)
Provides a review of stem cells/progenitor cells and their responses to ionising radiation in relation to issues relevant to stochastic effects of radiation which form a major part of the ICRP system of radiological protection. This volume offers information on stem cell characteristics, maintenance and renewal.
ICRP Publication 129, Paperback (July 2015)» View all books by ICRP
Offers guidance on radiological protection in the new technology of cone beam computed tomography (CBCT). This publication provides recommendations on radiation dose management directed at different stakeholders, and covers principles of radiological protection, training, and quality assurance aspects.
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Acer emblem, download free in high quality. Acer emblem was posted in April 25, 2016 at 10:52 am This HD pictures Acer emblem for business has viewed by 1123. If you wanna have it as yours, please click Download Images then Get pictures and you will go to page download, so you just right click above the pictures then save and download the Acer emblem pictures. We have the best gallery of the latest Acer emblem Picture, Image and pictures in png, jpg, bmp, gif, tiff, ico to add to your PC, Mac, Iphone, Ipad, 3d, or android device.
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New Year's Eve Party in Mira Mesa
Want to have a great time this New Year's Eve, but don't want to venture out of Mira Mesa? Well this is your lucky day! Several of our loyal customers have been suggesting to us for years to throw a New Year's Eve Party, so this year we decided to do it! Details of the event are on the flyer below, and you can purchase tickets online by clicking the "ORDER TICKETS" button below, or you can buy them at Callahan's.
We will also be having some raffles throughout the night and giving away cool prizes! Make sure to grab your tickets soon, as we are limiting the number of tickets sold so we don't get too overcrowded.
This event is age 21 and up only.
A valid picture identification is required for entry. All sales are final. No refunds or exchanges.


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2913 Country Church Road,McKinney TX, 75071
4 beds , 2 Full/1 Half baths
3,068 sq. ft
Status: Active
Berkshire Hathaway HomeServices PenFed Realty Texas
(214) 901-7993
Last Updated: 2/23/2017 7:25 AM
Description for 2913 Country Church Road McKinney, TX 75071
Located in the lovely community of Timberridge . A one hundred home neighborhood with Megatel Homes as the only builder. This two open floor plan is a must see. Coffered ceiling, crown moulding, beautiful kitchen this one story plan has game room and full bathroom.
Listing Information
Slab Foundation
City Sewer
Radiant Barrier, Cable TV
School Information
Room Information
Interior Features
Dishwasher, Disposal
Ceramic Tile, Carpet
Central Air, Ceiling Fan(s)
Alarm-Burglar, Alarm -Smoke/Fire,
Decorator Lights, Internet Connection
Exterior / Lot Features
2 Garage Spaces, 2 Parking Spaces,
Brick, Stone, Fiber Cement
50x125, Less Than .5 Acre (not Zero)
Gutters, Subdivision
Financial Considerations
Inside AccessTM
Current market conditions for 2913 Country Church Road
Active Market Trends
Source:MLS DATA
Median list price$396,922
Days on market86
Properties for sale610
Sold Market Trends
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Median sold price
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Sales to list price
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Properties sold744
Median sq ft price$-1
Arrows indicate 90 day trend
Listing Price History for 2913 Country Church Road
McKinney Real Estate
McKinney is located in Texas. McKinney, Texas 75071 has a population of 131,882.
The median household income in McKinney, Texas 75071 is $81,894. The median household income for the surrounding county is $83,238 compared to the national median of $53,046. The median age of people living in McKinney 75071 is 32.7 years.
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Is Screative incorrect or missing key business information? Update your Hotfrog listing today.
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Hotfrog INDIA provides information regarding Screative in Mudhaliar Road Coimbatore Tamil Nadu. Screative is located at 13/2D Brookebond layout Krishnaswamy, Mudhaliar Road Coimbatore Tamil Nadu 641002 and provides Website Design services. Contact them on +91 9445505847 or by visiting them on their website http://www.s-creative.in.
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The Corpus Christi Caller (Texas) reports that officials from the firms developing three approved LNG terminals offered status updates on their respective projects: Cheniere Energy's Corpus Christi LNG; Occidental Energy Ventures' Ingleside LNG; and 4Gas' Vista Del Sol LNG. The company representatives cited elevated construction costs and global market conditions as some of the reasons for the delays in construction.
Eversheds Sutherland is an international law firm helping the Fortune 100, industry leaders, sector innovators and business entrepreneurs solve their biggest challenges and reach their business goals. Dedicated to unfaltering excellence in client service, we are known for our business savvy and industry intelligence, providing creative and custom solutions for each of our clients. Industry and business experience makes the difference for our clients.
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Names as Symbol of Crimes – نام بھی علامت جرم ہوتے ہیں
April 8, 2012 Leave a comment
Hitler's name for Jews is a symbol of hatred and brutality. India's name for Kashmiris is a symbol of officially illegal oppression, barbarism. Jewish or Jews' name for Palestinians is the symbol of crime against humanity and illegal occupation of land, wherever they find an inch of territory they would want to own it even by bloodshed. America's name in Muslim world is a symbol of war declared against Muslims.
In Islamic history, Yazeed, Meer Jafar and Meer Sadiq are the names of shame, embarrassment, treason, lust for power and authority, greed for wealth and insincerity. No decent Muslim want their children to be called with these names.
The history of Pakistan is soon going to produce hundreds of such names that have earned shame for the whole nation. Names that even their own generations will be embarrassed to show any association with them. The nation already curses those who caused the division of East Pakistan and West Pakistan.


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Miranda dental care centre
Dental Specialists, Cosmetic Dentistry, Teeth Whitening
Dental implants provide both functionality and aesthetical value to the look of a smile. Instead of having to worry about dentures slipping or missing teeth, dental implants allow you to eat and smile without hesitation.
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We Miranda dental care centre, Sydney advances in cosmetic dentistry, cosmetic measures a necessary alteration to replacing missing teeth and everything.
Specialists in Sydney dental surgery, dental implants, orthodontics, emergency dentist, clear braces, and cosmetic dentistry prevention in Kingsway,Miranda NSW.
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To promote our blog, Ecig Advanced is giving away a King Electronic Pipe! The best part: it's super easy to enter.
To Enter:
1.) Share the King Electronic Pipe Contest post that's pinned to the top of our Facebook page (Click here.)
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135 Responses to "King Electronic Pipe Contest"
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August 23rd, 2013 7:49 pm
I and my husband needs this. Both of us would be happy.No smell of cigar smoke in house for me,for him he does not have to hear me fuss at him and he can stay inside to smoke .
a marie hj on
August 23rd, 2013 8:36 pm
thank you for the chance to win the cool pipe!
Leslie ross on
August 24th, 2013 12:05 am
I would love to give this to my hubby
Kevin on
August 24th, 2013 6:42 pm
Great looking pipe!!
David Wilson on
August 24th, 2013 6:52 pm
Lets see if this is the one for me lol..
* eastXrebel *
michael crespo on
August 24th, 2013 8:04 pm
that is so sweet, i need one, it will be my first pipe type mod. 🙂
Brian Addison on
August 25th, 2013 12:08 am
Awesome looking e-pipe share and posted while highfiving myself. Thanks for offering such a great looking device.
Vaper3gs on
August 25th, 2013 6:25 am
Looks like an amazing MOD!
Ryen on
August 25th, 2013 7:04 am
With this mod you'd be able to "vape like a sir"!
joshua kadash on
August 25th, 2013 7:27 pm
Great place to go
sharon moen on
August 26th, 2013 1:43 am
I want to win this!
Glenn Erickson on
August 26th, 2013 8:54 pm
This looks like a spectacular unit, love the woodgrain.
Theresa on
August 27th, 2013 3:49 am
oh I love this.. it is a pretty device.. cant wait to see it in person.. would love to own this hot rod.. nice.. very nice.. oh yeah .. I gave myself a high five over the card table.. would love to show this off to my friends..
Racheal G. on
August 27th, 2013 9:42 pm
That's right, I am awesome! Thanks for the chance to win!
Tracie Lynn on
August 28th, 2013 3:56 am
I think I'd like to try pulling off this look 😉
CAROL on
August 28th, 2013 9:52 am
This pipe is just what my guy needs he was former pipe smoker and I think he will be thrilled if I am able to win this for him
Steve Sibley on
August 28th, 2013 11:13 am
dam i want this bad
Jason Schooley on
August 28th, 2013 2:59 pm
Very nice mod
courtney lambright on
August 29th, 2013 2:01 pm
thanks good luck
Cory w on
September 1st, 2013 5:27 pm
Really want a pipe mod
Erin DuBois on
September 1st, 2013 5:45 pm
Amazing mod. So much want right now.
NM Jacobsen on
September 1st, 2013 6:16 pm
High Five cuz we are all Awesome ! Thank you !
Eve Harris on
September 1st, 2013 7:17 pm
This pipe is beautiful!
David Potter on
September 2nd, 2013 2:02 pm
Love the mod. looks sweet
Laura on
September 2nd, 2013 5:48 pm
That is a beautiful pipe. Would love to have that!!
Illini Vaper on
September 2nd, 2013 10:24 pm
NICE contest!!! Thanks for the chance.
Valerie on
September 3rd, 2013 1:15 am
Awesome pipe. Would love to win this for my dad.
Eric Thompson on
September 3rd, 2013 2:29 am
This is an awesome one makes me feel like I'd be like Sherlock Holmes. Reminds me of the pipe that I had when I was in the Marine Corps.
Chad on
September 3rd, 2013 9:00 pm
I weant dis pipe
Staci Gerardi-Ellison on
September 4th, 2013 9:42 pm
Awesome giveaway!
Randy G on
September 7th, 2013 3:26 am
I told you the only way to make it look better would be to wrap my hand around it. And now it's on it's way to my house. Yay 🙂
ounce multi pack on
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text:
Save money with a swimming membership
If you swim regularly, you could save money with a swimming membership! Our membership package offers unlimited use of our pools during the public sessions as shown in our pool programme.
View further information on this and all of our other memberships that include swimming.
To take out an adult only membership today you can call us on 01902 384777.


text:
On Dreams
By (author) Sigmund Freud
Translated by M.D. Eder
Format: Paperback
Normal Price: $6.66
Your Price: $5.99 AUD, inc. GST
Shipping: $7.95 per order
You Save: $0.67! (10% off normal price)
Plus...earn $0.30 in Boomerang Bucks
Availability: Available, ships in 8-11 days
On Dreams by Sigmund Freud
Book DescriptionAmong the first of Sigmund Freud's many contributions to psychology and psychoanalysis was The Interpretation of Dreams , published in 1900, and considered his greatest work even by Freud himself. Aware, however, that it was a long and difficult book, he resolved to compile a more concise and accessible version of his ideas on the interpretation of dreams. That shorter work is reprinted here. Since its publication, generations of readers and students have turned to this volume for an authoritative and coherent account of Freud's theory of dreams as distorted wish fulfillment.After contrasting the scientific and popular views of dreams, Freud illustrates the ways in which dreams can be shown to have been influenced by the activities or thoughts of the preceding day. He considers the effect on dreams of such mental mechanisms as condensation, dramatization, displacement, and regard for intelligibility. In addition, the author offers perceptive insights into repression, the three classes of dreams, and censorship within the dream.Students and psychologists will welcome this inexpensive edition of an always-relevant work by the father of modern psychoanalysis. This volume will also appeal to anyone interested in dreams of the workings of the unconscious mind. "
Buy On Dreams book by Sigmund Freud from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9780486415956
(210mm x 132mm x 5mm)
Pages: 80
Imprint: Dover Publications Inc.
Publisher: Dover Publications Inc.
Publish Date: 1-Jan-2001
Country of Publication: United States
Other Editions...
Books By Author Sigmund Freud
Three Essays on the Theory of Sexuality, Paperback (January 2017)
The first edition of this classic work from 1905 shows a radically different psychoanalysis
Civilization and its Discontents, Paperback (December 2015)
Translation of: Das unbehagen in der kultur.
Interpretation of Dreams, Paperback (April 2015)» View all books by Sigmund Freud
The monumental treatise that transformed the Viennese neurologist into a cause celebre, this exploration of the dream world features dozens of fascinating case studies and Freud's engrossing analyses of actual dreams.
» Have you read this book? We'd like to know what you think about it - write a review about On Dreams book by Sigmund Freud and you'll earn 50c in Boomerang Bucks loyalty dollars (you must be a member - it's free to sign up!)
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text:
RFK Jr: JFK Probe 'Shoddy,' Doesn't Believe Lone Gunman TheoryAssociated Press
Jan. 14, 2013
Sweden: Police Suspect Grenade Used in Recent Attack
Previously Deported Illegal Goes On Murderous Rampage Days After CT Gov Refused To Work With ICE
NRA's Wayne LaPierre Issues Call To Arms At CPAC, Warns Soros-Funded Leftists May Commit Terrorism
Report: Kushner, Ivanka Stripped Anti-Climate Change Executive Order, Plot To Push Global Warming
Sweden's Migrant Crime Wave Becomes Top National Story As Media's Lies Backfire
Robert F. Kennedy Jr. is convinced that a lone gunman wasn't solely responsible for the assassination of his uncle, President John F. Kennedy, and said his father believed the Warren Commission report was a "shoddy piece of craftsmanship."
Kennedy and his sister, Rory, spoke about their family Friday night while being interviewed in front of an audience by Charlie Rose at the Winspear Opera House in Dallas. The event comes as a year of observances begins for the 50th anniversary of the president's death.
[...]He said his father thought the Warren Commission, which concluded Lee Harvey Oswald acted alone in killing the president, was a "shoddy piece of craftsmanship." He said that he, too, questioned the report.
"The evidence at this point I think is very, very convincing that it was not a lone gunman," he said, but he didn't say what he believed may have happened.
Read More


text:
Top Ten Greatest Male Tenors
The Contenders: Page 4
Yes, Salminen is known for his.. high voice...V 1 Comment
Ramon Vargas' voice, at his absolute best (early to mid-1990's), could arguably be the most beautiful tenor voice of all time. Unfortunately, he did not have even one studio recording of anything from the standard/romantic lyric repertoire during that period. His only recording of romantic music at the time was from a live concert of Italian/Neapolitan songs in 1995, now on YouTube. From this live concert, one can easily perceive the exceptional beauty of Vargas'lyric voice, musicality, dynamic range and maturity of interpretation. His voice changed more rapidly than any other tenor. By late 1997, his voice was more robust and darker, but retained its flexibility and agility, and other attrtactive lyrical qualities. His studio recordings starting late 90's still still show his remarkable voice and artistry. Even his latest CD on Capriccio label (C5165), made at 53 after 30 years of opera singing, is still a model of tenorial art at its most magnificent. Mostly known now for Verdi and ...more
The true greatness of Ramon Vargas becomes more apparent when he is directly compared with the operatic tenors high up on this list. Caruso sang eighteen consecutive seasons at the Metropolitan Opera; Vargas, twenty one consecutive seasons and counting. Villazon had four seasons at the Met and has not performed there in almost seven years. Vargas is a greater singer of Mozart's operas than Domingo and Pavarotti, and even much greater in Bel Canto Operas as Pavarotti avoided Rossini's florid coloratura music, and Domingo is deficient in Rossini and Bellini. Vargas is a more complete and greater Bel Canto singer than Florez, who is limited to light belcanto roles only.At 32, Vargas was already singing the heavy, dramatic, mature Rossini roles.At 40, Florez has just done his first Nemorino at the Met, and has yet to sing his first Edgardo (Lucia) there.Having done Verdi operas for twenty years, Ramon Vargas is as distinguished a Verdi singer as any operatic tenor on this list.Domingo's ...more
The most gifted among operatic tenors on this list, with a voice of exceptional beauty, flexibility and agility. With innate musicality and formidable technique, he has command of a wide range of operatic styles: baroque (Monteverde), Mozart & Haydn, Bel Canto (Rossini, Donizetti&Bellini), Verdi, Puccini, the French romantics, etc. He is also a superb interpreter of German lieder, classic Italian & Neapolitan songs, French, Spanish, Mexican, Russian songs.. A very stylish and elegant singer of songs and operas; very disciplined and dedicated to the service of the music, first and foremost.
Great range and presence, he is a talented artist who makes the audience vibrate.V 5 Comments
Even he is not a real tenor, I think he's a good good singer
He should be here in the list too. It's strange to see a bariton (Carlos Marin) among the tenors. Proves how much you know about Il Divo.
Sebastien is a self taught singer and does a fantastic job as a member of Il Divo. He does have a perfect pitch. He is also very easy on the eye, as with his group mates.
I first heard Chris when he went on tour with Idina Menzel in 2008. My daughter and I looked at each other and said, ' Who IS he, and why haven't we heard of him?! ' The purity of his tone on every style of music he sings is PERFECTION. I thought he had the most beautiful voice I'd ever heard the first night I heard him sing, and I still do! Now after being mentored by Christina Aguilera on The Voice and finishing 4th in the competition, he has expanded his fan base around the globe, and more and more people every day know what I have known for 5 years...Chris Mann is destined for greatness!
Chris Mann is a gifted and talented tenor! Classically trained at Vanderbilt University, he sings with such warmth and clarity. He possesses a beautiful, rich tonal quality: smooth, comforting and velvet-like to the senses, quietly taking you to soaring heights, eliciting chills and tears along the way. Truly magnificent!
Already with an album, a Christmas EP, a PBS special and a headlining national tour, Chris Mann is lighting up the country and making new fans every day! Now with a Christmas special on PBS and a second album in the works, his charm and good looks are icing on top an already fabulous voice that knows no bounds to genre, tempo or even language. He truly is a "Mann for ALL seasons"
Have adored Chris since before The Voice, so he has been in my top 10 since the very first time I heard him.
The greatest TENOR of UNIVERSE
Most of the tenors are stated are harsh this is a true silver tenor
Glorious talent! And a Very Funny ManV 1 Comment
Bryan has been singing for years impressing all who hear him. Watch out for this tenor on the rise!
Not only does he have a sweet voice, but he's also one of my sweetest friends - HannahV 2 Comments
Got in trouble with the bad boys
One of my favourite voices, Ferruccio has a Bjorling-like quality about his singing and he deserves more recognition than your list provides - listen to him, people, and be thrilled!
Mexican tenor bests of bests supply of Maestro Pavarotti on the role of Rudolph on the play La Boheme by PucciniV 1 Comment
I think he's a good tenor and he gives many emotions during his performances! Really interesting to follow!
Hadn't hear about him until carols in the domain when he sang 'Raise me up'... Amazingly talented!V 3 Comments
Great talent from Assisi, not performing anymore, but great in the 80's and 90's.
Great voice, but Elvis Presley is a baritone, not a tenor.
The greatest "NON-classically trained" voice of all time.
The next Pavarotti, to my taste
My opinion based only on available recordings- definitely in the top 10! The fact that he is rated this low must be related to facts about his career, character, or possibly a prejudicial agenda
One of the greatest and the last great Italian tenor!V 2 Comments
He should be ranked among the top ten tenors of all time! Because of his short stature (4 feet 11 inches), he rarely performed operatic roles on stage, preferring rather the media of radio and film. A Jew, he was able to escape Hitler's clutches by fleeing to Switzerland, only to die, at age thirty-five, in a Swiss refugee camp. (The antiSemitic Swiss directors of the camp refused to call for medical help when Schmidt fell ill with pneumonia.) Please check out Joseph Schmidt on YouTube; you'll be amazed at the beauty and range of his voice.
Magnificent voice, had circumstances been different he would have been fabulously famous, his voice seemed to know no limit, top10, without thinkingV 1 Comment
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List StatsUpdated 24 Feb 2017
152 listings
7 years, 336 days old
Top Remixes (46)
2. Luciano Pavarotti
3. Mario Lanza
2. Andrea Bocelli
3. Mario Lanza
2. Luciano Pavarotti
3. José Carreras
View All 46


text:
Critics Quotations for Othello
Critical quotations on Shakespeare's Othello
- Created by: Rebecca Moorhouse
- Created on: 14-06-11 14:05
First 211 words of the document:
Three great ones of the city / In personal suit...
I know my price, I am worth no worse a place.
a bombast circumstance
Horribly stuffed with epithets of war
a great arithmetician...
A fellow almost damned in a fair wife
That never set a squadron in the field...
the bookish theoric...
Mere prattle without practice / Is all his soldiership...
This countercaster...
his Moorship's ancient
Preferment goes by letter and affection
And not by old gradation
I follow him to serve my turn upon him.
We cannot all be masters, nor all masters
Cannot be truly followed.
kneecrooking knave
shows of service
Were I the Moor, I would not be Iago.
In following him I follow but myself
not I for love and duty
But seeming so, for my peculiar end
I am not what I am.
the thicklips
poison his delight.
Plague him with flies!
Awake, what ho, Brabantio! Thieves, thieves, thieves!
Look to your house, your daughter and your bags!
Thieves! Thieves!
Zounds, sir, you're robbed!
An old black ram / Is tupping your white ewe!
Other pages in this set
Page 2
Here's a taster:
What tell'st me of robbing? This is Venice:
My house is not a grange.
You'll have your daughter covered with a Barbary horse...
Your daughter and the Moor are now making the beast with two backs.
To the gross clasps of a lascivious Moor...
Tying her duty, beauty, wit and fortunes
In an extravagant and wheeling stranger
Give me a taper....…read more
Page 3
Here's a taster:
So opposite to marriage that she shunned
The wealthy curled darlings of our nation
the sooty bosom/ of such a thing as thou? To fear, not to delight...
thou hast practised on her with foul charms
Abused her delicate youth with drugs or minerals
A practiser / Of arts inhibited
Were it my cue to fight, I should have known it
Without a prompter.…read more
Page 4
Here's a taster:
Do grow beneath their shoulders
With hasty dispatch
She'd come again, and with a greedy ear
Devour up my discourse
She gave me for my pains a world of sighs
She swore 'twas strange, 'twas passing strange,
'Twas pitiful, 'twas wondrous pitiful
Upon this hint I spake.
She loved me for the dangers I had passed
And I loved her that she did pity them.
This is the only witchcraft I have used
I think this tale would win my daughter too.…read more
Page 5
Here's a taster:
We have reason to cool our raging motions.
It is merely a lust of the blood.
Put money in thy purse.
These Moors are changeable in their wills
She must change for youth
A frail vow betwixt an erring Barbarian and a supersubtle Venetian
I hate the Moor
There are many events in the womb of time, which will be delivered.
For my sport and profit
it is thought abroad that 'twixt my sheets
He's done my office. I know not if't be true...…read more
Page 6
Here's a taster:
I am not merry but I do beguile
The thing I am by seeming otherwise.
To suckle fools and chronicle small beer.
You may relish him more in the soldier than in the scholar.
He takes her by the palm ay, well said, whisper. With as little a web as this will I ensnare as
great a fly as Cassio.…read more
Page 7
Here's a taster:
I fear Cassio with my nightcap too
Practising on his peace and quiet / Even to madness.
I have very poor and unhappy brains for drinking
The lieutenant is to be saved before the ancient.
Is he often thus?
'Tis evermore the prologue to his sleep.
Away I say, go out and cry a mutiny.…read more
Page 8
Here's a taster:
They do suggest at first with heavenly shows
As I do now.
I'll pour the pestilence into his ear
So will I turn her virtue into pitch
And out of her own goodness make the net
That shall enmesh them all.
I have been tonight exceedingly well cudgelled.
Thou know'st we work by wit and not by witchcraft.
Pleasure and action make the hours seem short.
I never knew / A Florentine more kind and honest.
I'll intermingle everything he does / With Cassio's suit.…read more
Page 9
Here's a taster:
For she had eyes and chose me.
I'll see before I doubt, when I doubt, prove
I speak not yet of proof:
Look to your wife, observe her well with Cassio
In Venice they do let Gd see the pranks
They dare not show their husbands
She did deceive her father, marrying you
And when she seemed to shake and fear your looks
She loved them most.
I am bound to thee for ever.…read more
Page 10
Here's a taster:
Are to the jealous confirmations strong
As proofs of holy writ
The Moor already changes with my poison
Not poppy nor mandragora
Nor all the drowsy syrups of the world
Shall ever medicine thee to that sweet sleep
Which thou owedst yesterday.
Avaunt, be gone, thou hast set me on the rack!
O now for ever
Farewell the tranquil mind, farewell content!
Farewell the plumed troops and the big wars
That makes ambition virtue!
Pride, pomp and circumstance of glorious war!
Othello's occupation's gone.…read more
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text:
I will test the look and feel of your website and advise you to do better(4)
About This Gig
Hi, thanks for stopping to see what I offer, well I have over 5 years helping people to get their projects have the best user experience, advising on what to change in your applications or websites. So my clients have the best of the best.
I have experience in developing UI interface.
Also on correcting errors to suit end-users using techniques look and feel of User interface engineering.
Order Details
4 days delivery 1 Revision


text:
From the beginning of the radio broadcasting to still this day Radio Trad Quebec has been able to maintain a good listeners numbers for their each programs which has made Radio Trad Quebec such a popular radio. Radio Trad Quebec wants to be more and more relevant as a radio among all kinds of listeners.
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text: Seller: staria-orel (8) 100%, Location: София, София, Ships to: Worldwide, Item: 152327576714 Collectible! RARE 2006 Treasures of Bulgaria: Letnitsa 10 levs Silver coin gold-plated Year of issue 2006"Treаsures of Bulgaria: Letnitsa"Nominal value – 10 levsType of metal – Ag 999/1000partially gold-platedQuality – proofWeight – 20 gDiameter – 40 mmEdge – flatMintage – 10,000Minted in Sofia, BulgariaArtistic design – Еvgeni Evtimov Please view carefully to all photos FOR REAL CONDITION ON COIN ! Please be patient and read the entire description of the listing! Items will be shipped out within 1-2 WORKDAYS after payment is received. I ship items with PRIORITY, REGISTERED MAIL, TRACKING NUMBER and so you wouldn't have to pay additional taxes. My items travel ABOUT: America and Australia 15-20 WORKDAYS. For Europe 7-15 WORKDAYS. Please make sure your shipping PayPal address is correct! I do combine shipping and GOOD discounts. For more than one item please get in touch with me so that I can inform you of the discount. If you are interested I can send more photos,details and measurements. You will receive exactly what you see on the pictures. Please leave feedback after receiving the item and I will always return the favor. If you have further questions, feel free to contact me. Thanks for your interest, your time and your attention. Condition: Please view carefully to all photos FOR REAL CONDITION ON COIN !, Material: silver coin Ag 999/1000, Provenance: 10 levs Treasures of Bulgaria - Letnitsa


text:
Jet Performance 29427PS Jet Powr-Shift Computer Chip
Jet Performance 29427PS Jet Powr-Shift Computer Chip California Models Only
See Full List of Vehicle Applications »
Jet Performance - Jet Powr-Shift Computer Chip P/N 29427PS Features:
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View the Full List of Automotive Applications »
Below is an abbreviated list of applications for the Jet Powr-Shift Computer Chip.
Blazer, C1500 Pickup, C1500 Suburban, K1500, K1500 Pickup, K1500 Suburban, Chevrolet, GMC, 1994
- 064330033336
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- New
Shipping Information
- Item Requires Shipping
- 1.0 lbs.
- W2.2500" x H1.0000" x L6.2500"
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text: Now, this is true southern cooking. Portions are generous and so many to choose from it's almost overwhelming. Best soul food cooking around. We ate so much we didn't eat dinner that night! Very friendly atmosphere. They make sure your tea is full and that you don't need anything. This is a restaurant I will return to many times.


text:
Feeling reallllllllly deflated.... Tested this morning and BFN, AF due tomorrow and blood test Thursday .. argh I don't want to go through another 'negative' phone call on Thursday.....
.................................................. ................
I'm 22 & DP is also 22
1 fur baby
TTC baby number one.
Dec12 - BFN
Jan13 - ??