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Ryobi R18I-0 ONE+ 18v Cordless Air Inflator without Battery or ChargerThe R18I-0 is part of Ryobi's extensive ONE+ family of tools - the largest interchangeable battery cordless tool system in the world. As a ONE+ product, you can use the battery included with any other ONE+ 18v tool to power this Inflator, saving you needless expenditure.Features & Benefits:• Fast inflation of tyres and large inflatables• On board accessory storage• Quick deflation mode• Digital readout with auto shut off when desired pressure is reached• Wrap around hose storageIncluded as standard:• High pressure hose• Low pressure hose• Air accessories x 3Specifications:• Max. pressure: 150psi (10,3bar 030kPa) • High pressure hose length: 711mm • Low pressure hose length: 756mm • Weight: 1,8kg• No battery• No charger• No caseNaked / Without Battery ProductsThis product DOES NOT come with a battery or charger. If you do not already own a battery & charger that would be compatible with this product, please purchase a version with which they are included. In some instances products are only available supplied naked, but are battery compatible across the range. In this case battery & charger can be purchased separately & used to power more than one tool.
Read all 7 customer reviews...
Clive schmid | 04 December 2016
I run a small haulage business and often collect customers trailers, so I'm regularly checking the tyre pressures before getting on the road.
This little compressor ticks all the boxes so far. It looks professional, is easy to use and the fact that it switches off when reaching the set pressure leaves you free to carry on with other pre-trip vehicle checks whilst it's working.
I haven't had it long enough to judge reliability, but I would say, if you buy one, get the bigger battery with it. The little one runs out quite soon and if you're away from home without a mains socket, that's a problem.
Overall, very pleased so far.
Darren jackson | 13 January 2016
I have always avoided cheaper tools like ryobi and now i know why. i purchased the item from here just over two years ago but it packed up whilst on holiday in august 2015 within the guarantee period. Basically i turned it on and the display went funny and the compressor didn't start. Unfortunately i had made many online purchases that year and i couldn't remember who i purchased it from until sifting through thousands of stored emails tonight. I have used it approximately 20 times at most and everthing including the box still looks brand new. I treat all my tools with respect and look after them, so i am really disappointed that this product failed after very little use. I hope tooled up can advise me.
Simon | 18 June 2015
This is impressive for such a small device. Set the pressure and it does the rest.
Ryobi One+ Range Video
Ryobi Lithium+ Durability Video
Ryobi Lithium+ Performance Video
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A4 Document Wallet Half Flap Blue Pack 50 Elba
by Elba
Frequently Bought Together
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Document Wallet Half Flap Foolscap Red Pack 50 5 S
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Product Specification
- Product Code
- Weight
- 2.71 kg
- Pack Size
- 50
- Pack Dimensions
- 253x354x150 mm
- Manufacturer Ref
- 21143
- Alternative Code
- 205287
- Type
- Half Flap
- Brand
- Elba
- Colour
- Blue
- Size
- Pack Size
- Pack 50
Product Details
- A4 Document Wallet Half Flap Blue Pack 50 Elba
These Elba Manilla Document Wallets in a variety of bright colours are a vibrant and multicoloured addition to your current filing system. Suitable for use at home or in the office, these folders are manufactured using 100% recyclable and recycled manilla to keep you environmentally-friendly. Each folder has a deep pocket with 32mm gusset for convenient storage of papers and the half flap can be tucked into pocket for extra security.
- Featuring deep pockets with gussets and half flap with capacity creases
- Flap can be neatly tucked inside the pocket for compact security
- 32mm capacity
- A4 Blue.
- Featuring deep pockets with gussets and half flap with capacity creases
- Flap can be neatly tucked inside the pocket for compact security
- 32mm capacity
- A4 Blue.
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mediaObjectId: "0433F1500A6101D4E0538C93F02801D4",
playerWidth: "490",
mediaType: "V",
playerSize: "largeStandard"
TITLE: R.L. Stine: Bookfest 03
SPEAKER: R.L. Stine
RUNNING TIME: 34 minutes
R.L. Stine at the 2003 National Book Festival
Speaker Biography: R.L. Stine's writing career began at the age of nine when he wrote stories and jokes on an old typewriter and handed them out at school. He is now the author of more than fifty books, including the Goosebumps series, "Nightmare Hour," which received a Children's Choices Award, and "Dangerous Girls," his most recent book. As an advocate of literacy for kids, he created a writing program, R.L. Stine's "The Nightmare Room Writing Program," which is available free of charge to educators nationwide. He lives in New York City.
Related Webcasts
SERIES: National Book Festival 2003


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In pictures: Thousands run the 16th Lincoln 10K
More than 5,500 people ran the Lincoln 10K on a sunny Sunday, March 25.
Lincoln's Matt Browser won the 16th annual race, completing the course in just 30mins 20secs, closely followed by Andy Ward and Ian Kimpton.
See the full results for the Lincoln 10K 2012 [PDF]
Team Lincolnite, who is raising money for St Barnabas Hospice, finished the race in just over an hour. You can still donate for their efforts.
View an extended photo gallery on our Facebook page
View an extended photo gallery on our Facebook page
Video: Will King / Epix Media
The Lincolnite welcomes your views. Please stay on topic and be respectful of other readers. See our comments house rules.


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First Alert 39 Cubic-ft 2030F Waterproof Fire-Resistant Chest
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Not yet rated. Be the first toWrite a Review
Store valuables and important documents securely in this First Alert chest Keep your important papers or family treasures safe in the event of fire or flood with this First Alert chest. Small enough to store in your closet, this chest offers enough room for letter-sized documents such as birth certificates and insurance documents, keeping them safe in temperatures up to 1550 degrees Fahrenheit. The clamp-style latch closes firmly to protect your belongings from smoke or water damage, and the chest features a lock to keep out prying eyes and hands.
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|General Information
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|Brand :
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|Weight :
|27.55 lbs. per Each
No Review


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Pamela Anne Quiroz
About the journal
Social Problems is the official publication of The Society for the Study of Social Problems and one of the most widely respected and read professional journals in the social sciences …Find out more
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The journal brings to the forefront influential sociological findings and theories that have the ability to help us both better understand and better deal with our complex social environment.
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Dr. Eric Anthony Grollman is the author of "Sexual Health and Multiple Forms of Discrimination Among Heterosexual Youth." (February 2017)
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Kiser Cabins
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Nestled in the Arbuckle Mountains, Kiser Cabins can suit all your lodging needs with cabins that can sleep up to 14...Learn More
Nestled in the Arbuckle Mountains, Kiser Cabins can suit all your lodging needs with cabins that can sleep up to 14...Learn More
Originally established in the early 1900s as a cluster of six rental cottages in this turn-of-the-century resort town,...Learn More
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Is Glory Centre incorrect or missing key business information? Update your Hotfrog listing today.
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text: Seller: oldegoodthings (1,523) 100%, Location: Scranton, Pennsylvania, Ships to: US, Item: 232140690114 Vintage surface mount nickel soap dish. Shows wear. Dimensions: 2.375 in. H x 6.125 in. W x 4.125 in. D Call regarding item number M229344 We have reasonable delivery to NYC and Washington D.C areas. Let us know where you are located and we will try and work out the best shipping options. Please note, our business is registered in four states: PA., CA., NY, TX and FL. Sales tax is required in these locations. Our items are carefully salvaged antique materials and furnishings. So please bear in mind they WILL have imperfections. If you have questions about the condition, please email prior to purchase. We Do Not do cash refunds unless the item is damaged in shipping. Should you not be happy with your item, or have a change in your design or building plans, we offer a store credit policy which is recognized in any of our NYC, CA, PA or internet stores. Or you may personally inspect it at our National Headquarters: 570-341-7668 Powered by eBay Turbo Lister The free listing tool. List your items fast and easy and manage your active items. Condition: This dish shows wear from age and use. Keep in mind almost all of our items are vintage or antique and sold as is unless cleanup is requested. They will have imperfections., Material: Brass, Item Number: M229344, Style: Traditional, Type: surface mount, Size: 2.375 in. H x 6.125 in. W x 4.125 in. D, Color: Nickel, Maker: Unbranded


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The U.S. history test required for high-school graduation in Mississippi focuses on analysis and not just knowing famous names and dates, resulting in a pass rate of 72%. The assessment was the largest-single subject area in which students needed emergency retesting, said Hattiesburg, Miss., High School principal Robert Sanders. "It's an interpretation of history. You have to understand the 'why,' " he said.
Full Story:The Hattiesburg American (Miss.)


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If you are making a good income through in-house training, do you think publishing your methods would advance your career or hurt you financially?
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Nestled on the shores of the mighty Ottawa River, the pretty little city of Pembroke, Ontario was formally established in 1858. It was a rough and ready frontier spirit that first forged the town as it evolved into a bustling centre for the logging industry.
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Looking for something interesting to do in Pembroke? Here you'll find useful information for community choirs, dramatic groups, artists and special events.
City of Pembroke 1 Pembroke Street E Pembroke, ON K8A 3J5 Canada Phone : (613) 735-6821 Fax: (613) 735-3660
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Enjoy a little bit of retail therapy.
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Amazon nabs the top spot for online cosmetics sales
One of every five beauty purchases online is made via the Amazon marketplace, according to a new report.
Amazon nabs the top spot for online cosmetics sales
One of every five beauty purchases online is made via the Amazon marketplace, according to a new report.
Wal-Mart gives Jet shoppers a taste of its house brands
Sam's Choice and Great Value are among the Wal-Mart brands now available on Jet.com.
Sign up for IRNewsLink and get daily reports delivery to your inbox. Sign Up Now
Sponsored by 2013 Social Media 300
Amazon launches its latest daily deal venture, this one for e-books.
Another day, it seems, and another online daily deal program. Only this one comes from the giant of web retailing, Amazon.com Inc., and involves discounts for its electronic books.
Amazon, No. 1 in the Internet Retailer Top 500 Guide, today launched the Kindle Daily Deal. Seven days a week consumers can buy e-books at discounts, an Amazon spokeswoman tells Internet Retailer. Deals go live at 12 a.m. Pacific time and last for 24 hours.
Today's offer was $1.39 for Kate Dicamillo's "The Miraculous Journey of Edward Tulane." The title is normally priced at $5.59.
Consumers can sign up to receive the deals by following Kindle on Twitter or Facebook, through the Kindle deal site, www.amazon.com/kindledailydeal, or through the Kindle homepage, the spokeswoman says.
The daily deal offering comes as Amazon competes more fiercely with Apple Inc., No. 3 in the Top 500 Guide, in the electronic book space. Amazon earlier this month released Kindle Cloud Reader, which enables some consumers using Apple's iPad to buy from the Kindle Store without Amazon having to pay the 30% commission charged by Apple for sales through apps.
And in late July, Amazon expanded its AmazonLocal daily deal service to Chicago after already offering the Groupon-like discounts to consumers in Southern California, parts of southern Florida, Boise, ID, and the Seattle and Tacoma areas in Washington.
Amazon last year also invested $175 million in Groupon rival LivingSocial.
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Posted 02/24/17
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Posted 02/24/17
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Hotfrog Canada provides information regarding Magest Building Systems in Stratford ON. Magest Building Systems is located at 25 Wright Blvd, Stratford ON and provides building systems services. Contact them on (519) 275-3529.
Opening hours
Mon-Fri 9:00-16:30
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Private In-Home and Online Reading Tutoring in Brushy Creek, TX
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The collections of this museum belong to a period from the 2nd millennium BC to the early 20th century. If somebody wants to know about Persian Art History, He/She can find many...
read more
so small but you can go to it very easy and it has painting collection and you can park your car in Andishe shopping center in Palizi squar
The collections of this museum belong to a period from the 2nd millennium BC to the early 20th century. If somebody wants to know about Persian Art History, He/She can find many many very interesting pieces in this museum.
Raza abbasi Museum is located in Tehran, Seyed Khandan. opposite of this place you can buy the best iranian sweet from...
in acamenid's part i saw the most beautiful and amazing handicrafts from gold and stone ever seen.
i recommend it for all that have some eager to know early dynesties of human beings.
Good place to learn about the Persian culture of antiquity from the 2nd millennium BC to the pre-Islamic period to the Islamic era. The evolution & variety of calligraphy was interesting to know.
here I have been several times,
it has a lot to present from all over Iran in good shapes, things you won't see in any other museums of Iran.
see the ancient section,
islamic part1,
take a look at hand writings if you are interested.
The layout is relaxed and primitive by the rich heritage of Iran.
The first floor, some 300 sqr meters, are very fine transcripts with remarkable miniatures, the richness is mainly here.
The rest of the floors are organized as if sampling of other exhibitions, so one can sample some 7000 years of history in fewest number of artifacts with overwhelming...
this is a small museum with excellent collection located a bit far away from the others but well worth the visit. you need to take taxi to get there, give cabbie street name, it appears not to be well known
A gear museum! It is located in Seyed Khandan, Shariati St. One of the must see places in Tehran for museum lovers. You can see a great collection of objects of Persian art in the museum. It
My tour was to take me to a variety of predictable museums and I did enjoy the National Museum. Reza Abbasi is far smaller and covers some similar territory with fewer pieces. But the fewer prices are spectacular. Cannot recommend this museum highly enough.
This museum is not just excellent, it is amazingly excellent. Exactly the right size, small and specific. Our guide knew the museum's guide and to listen to them talk together, whether in Parsi or English was to hear in their voices their passionate love and knowledge of their country and of its history that they both had.
This museum was...
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text: For The Young Self-Starter Looking For A New Challenge This SummerA.J. Daulerio5/21/09 3:45pmFiled to: WhimsyLingerie Footbal League36EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Apparently all 10 teams of the Lingerie Football League are now interviewing applicants for their internship program. Goldman Sachs now has competition. [NBC Los Angeles]Reply36 repliesLeave a reply


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Greeting cards for teachers
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Teachers Day greeting cards are perfect for saying thank you to your child's teachers, whether it be their favorite teacher, at the start of the school year, at the end of the school year, for Teacher Appreciation Day or any time when a teacher has gone above and beyond when it comes to helping your child. #thecardkiosk


text: Hard to be a God is a role playing game with adventure and espionage elements. The main hero is a graduate of a medieval secret service high school where he took the course of combat and diplomatic training. He's strong, sly and intelligent, he is the most powerful person living in Arkanar, but his well-known world still brings surprises to him. The highly developed Earth race governs the series of unexpected events in Arkanar. The main hero starts his new mission in co-operation with Earth forces. The agent gains access to incredibly advanced technologies. In his native underdeveloped world, he almost becomes a God. How will it end?


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Jamie Anderson net worth: Jamie Anderson is an American professional snowboarder who has a net worth of $4 million dollars. Jamie Anderson was born in South Lake Tahoe, California, and began snowboarding in elementary school. She was homeschooled, which allowed her to focus on her training. She has been a very successful Winter X Games competitor, and has also become popular with sponsors and advertisers. Over the years, she has won numerous Open competitions, including the Burton European, US, New Zealand, and Australian Opens, as well as the Garnier Fructis Australian Open, and the Nissan X-Trail Nippon Open. She has also been ranked #1 on the Women's Swatch TTR World Tour. She has won four Gold Medals, two Silver medals, and a Bronze at the Winter X Games in Slopestyle, and in February 2014, became the first woman to win a Gold in Slopestyle at the 2014 Olympics in Sochi. In 2015, she appeared on the NBC reality series, Celebrity Apprentice with Donald Trump where she competed against fellow cast members in business-related challenges.
Jamie Anderson Net Worth
Jamie Anderson
Date of Birth
Sep 13, 1990 (26 years old)
Snowboarder, Athlete
United States of America
5 ft 2 in (1.6 m)
119 lbs (54 kg)
More Olympians
All net worths are calculated by applying a proprietary algorithm. The results are then fact checked and confirmed by a team of editors. We scan all publicly available data and resources and work diligently to ensure that our numbers are the most accurate and up to date net worth data you will find anywhere on the internet.


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What were the key takeaways from the Green Paper? Well, that probably depends which summary you read. While the headlines focused on the shock of potential changes, many in the industry actually saw this as a balanced and sensible account of the industry.
Let's step back for a second - in a race to get column inches it's easy to feed mainstream press with stats and headlines that would suggest the government has opened the floodgates for destroying the value of Defined Benefit pensions and allowing companies to change the promises made. The pensions industry could (and should) play a more constructive role in engaging with the real issues behind the challenge of DB pensions, in an open, balanced and mature way - not engage in a shrill grab for shock headlines.
Let's not say everything is perfect in DB pensions; it clearly isn't. But, there is evidence that with the right approach, tools and mindset, pension funds can navigate their way to stron ...
This is an article I wrote in 2003. Thirteen years later, the debate is still raging! Original article can be found here.
There can be little doubt that the defined benefit pension scheme business is going through a bad time, with UK and Irish pension schemes still underperforming. To address this problem, going forward, pension schemes and their sponsors should establish a platform to understand, monitor and control their short-term exposure to both the assets and the liabilities
Did they see it coming? - For the most part, no. While both pension schemes and insurance companies ...
28 June 2005 – Market Diary
Avid readers of this column will know that ten days ago, with the real yield at a June '05 high of 1.56%, we drew a trend line and tentatively predicted that those levels wouldn't last.
It's not that the market believes the 2% 2035 index linked gilt is fundamentally too cheap at 120.03; this asset's price is driven by supply and demand.
The five storey early 1800s Victorian home in Belgravia costs £15m, not because the price of bricks has gone up in Central London, but because the buyers have decided Eaton Squa ...
Redington welcome the PLSA DB Taskforce's work and focus on the challenges facing DB schemes.
Click to tweet >> Redington welcome @thePLSA DB Taskforce work. Read our thoughts on the DB landscape here: http://bit.ly/2cF10rY via @Redington
We have replied to the Taskforce's Call for Evidence with our own views and experiences from working with schemes. Below is a summary of the key points from our response.
Schemes face many challenges in a volatile macro environment. Generating the returns and contributions to give members financial security in retirement ...
On Friday, June 24th, Britain voted to leave the European Union. It's fair to say this surprised a lot of people (on both sides), including the markets. Falling interest rates, a weaker pound and political uncertainty has left a lot of people feeling on edge.
For those of us responsible for managing pension funds, can it be useful to reflect on the "VUCA" of our time.
Volatility, Uncertainty, Complexity and Ambiguity
Derived from the US military and now used in corporate strategy, VUCA is a term used to describe extreme conditions. For those of us in the w ...
The ramifications for investors of the UK's referendum decision will take some time to materialise.
We are entering uncharted territory - nobody knows precisely how Brexit will be implemented or its consequences.
What is clear is the result will herald a period of considerable uncertainty and market volatility.
If we have learnt anything from history, it is that these kinds of major events happen surprisingly regularly. Which is why it is so important to design and implement a robust, risk-managed and well-diversified investment strategy for the long term. And why it so imp ...
What are the economic implications, potential market impact, and consequences for UK pension schemes of Brexit?
In my previous post, I discussed the timeline for Brexit, should it happen, and split it into three periods: pre-referendum, post-referendum negotiations and post-negotiations.
The purpose of establishing these divisions was to emphasize that leaving the EU would not elicit an immediate step-change for the UK economy. The change would be gradual and the economy would behave differently in each period.
With that in mind, let's consider (briefly!) the economic impli ...
At Redington we read with great interest the pension regulator's DB funding statement 2016. I thought the four key takeaways from an investment perspective were:
1. Acknowledge the importance of negative cashflow, and plan for it.
"As schemes mature, liquidity planning is becoming an important consideration, especially where the cash flow requirements represent a significant proportion of the scheme assets. Market developments may mean that schemes are forced to sell assets at lower than expected prices in order to meet cash flow demands. This could put increased pr ...
Automobiles started out as a toy for the rich, a symbol of excess.
They were complex and needed expert drivers. Then, Henry Ford came along and turned it all on its head. The Ford 'Model T' was revolutionary for its time - it helped bring cars to the masses and took the mystery out of the 'horseless-carriage'.
Is the way we look at hedge funds not dissimilar to the infancy of the automobile industry?
Surrounded by mystery, a black box that's reliant on the magic of manager skill, so-called 'alpha'. People pay for things they don' ...
Unless you have been living on Mars for the last few months...
In a cave, with your eyes shut, and your fingers in your ears...
It will have come to your attention that there will soon be a referendum on these shores.
Depending on your political hue, this referendum is one of two things:
An opportunity for the United Kingdom to unshackle itself from an ossified bureaucracy, to protect its borders, and to finally Make Britain Great Again.
A grave threat to the prosperity of the British people, which has been seized upon by political opportunists for personal ...
Alpha describes the excess returns a fund can generate relative to the return of a reference benchmark. This benchmark return is called Beta.
Traditionally, these benchmarks were market cap weighted indices, such as the FTSE All Share or S&P 500. Since the 1970's, it has been possible to buy cheap access to them via passive funds.
Click to tweet >> An increasing number of Smart Beta strategies have tried to improve on the market cap weighted benchmark: http://bit.ly/1Po1gnP
In recent years, an increasing number of Smart Beta strategies have tried to improve on the ...
The landscape for managing pension schemes continues to change..
Now, more than ever, pension trustees and corporate sponsors are facing a number of challenges: lower yields, sponsor balance sheet and new regulations to name a few. However, the fundamental problem still remains the same. To secure and protect member benefits, funding deficits have to be repaired.
In the past, deficit repair discussions have happened in a silo way. Every three years, trustees and sponsor would get together and have what is more of a negotiation over contributions, rather than aim to agree a long- ...
PRS is becoming an area of interest for institutional investors. Why?
First of all, what is it?
Private Rented Sector (PRS) is residential property that is not occupied by the owner but rented out by private (as opposed to social) landlords. The English Housing Survey suggests it currently represents 19% of the English residential market.
According to PIA Property Data Report (2014), the UK Private Rented Sector market is £839bn in size. To put that into context, the UK commercial property market is £683bn.
Why is it interesting for potential investors?
Ther ...
Clients often ask us to what extent our expected returns should adjust to changing market conditions. For an investment grade bond, this is relatively easy - you will earn the credit spread less any defaults. So it's quite straightforward and objective. For equities, it is much harder to say whether the market is over or under-valued. There are lots of measures that appear to work historically, but interpreting the evidence is fraught with subtleties. One commonly used metric is the Shiller P/E ratio- but does the evidence hold up?
Shiller P/E Ratio
Click to tweet >> T ...
In our previous RedBlog post, my colleague Dan discussed how to incorporate expected rate rises into the liability hedging decision. In this piece I offer an alternative perspective on yields and liability hedging.
A Little Background
Over the last few years, many investors have delayed hedging as they believed that benchmark yields would increase, meaning that hedging would be cheaper later. These increases were expected as a result of the end of quantitative easing and central banks raising their historically low policy rates.
It has been a long wait.
Today, unemployment is c ...
Most pension scheme trustees would agree on one thing. Long-term interest rates are at low levels in the UK today (compared to their history). It's easy to find explanations for this among economists. It's just as easy to find predictions they will go up, down, or stay the same. Unfortunately economists and markets have a poor track record of predicting interest rate moves.
The point of this post is not to offer another view on interest rates.
If we believe rates are rising should we still be hedging?
Pension schemes feel like they are stuck between a rock and ...
How can the language of music help to decipher the jargon in pensions? Many industries and professionals carry their own technical language ("jargon" for everybody else), so it can be helpful to translate this into more familiar terms.
During her one week internship at Redington, A-level student Antara Roy did just this – read on to see how playing a flute is useful in learning how to prepare a flight plan:
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"A passion of mine has always been music; whether it has been listening to ...
"When deciding how to invest a pension fund's resources you must consider the indexation treatment of each liability tranche to get an accurate picture of the interest rate and inflation sensitivity of scheme liabilities"…
…was definitely not what was going through our heads when first joining Redington. It's easy to look back just 10 months and laugh at those, frankly, basic questions.
The asset universe is an endless world of complexity. A world full of mystery and confusion.
Even the acronyms themselves were more than enough to deal with, ...
In my last Pensions Expert column, I wrote about the challenge for the new Pensions Minister in balancing short-term political expediency with truly progressive pensions policy.
If we are to achieve long-term sustainable retirement provision, policy needs to be aligned with long-term objectives rather than short-term vote-winning.
There have been calls from some quarters for the new Pensions Minister, Ros Altmann, to consolidate the changes made under Steve Webb and his predecessors and resist radical reform. Yet affordability of pensions is one of the UK's biggest challenges ...
Because sadly, prioritisation doesn't always mean doing the easiest thing first…. or the sexiest.
In their quest for performance, amateur cyclists, like a number of Trustees and CIOs, can sometimes focus their attention on the wrong things… in this respect, setting the right investment strategy is not dissimilar to cycling and gives rise to the same pitfalls.
We love to focus on the "sexy" and forget about the basics.
What's Your Average Amateur Cyclist Got To Do With Investment Strategy?
Take your average enthusiastic amateur cyclist. You ...
The tax paid* on your overseas equity dividends is not usually top of the pile when talking about your investment strategy.
However, the issue is significant. Long-term returns can vary by up to 0.5% p.a between two identical global equity indices due to the differing treatment of dividends*.
30 years to 31.12.2014
MSCI World
Net Dividends Index
Gross Dividends Index
Return p.a.
Excess p.a.
Source: Bloom ...
Negative interest rates don't seem to make a lot of sense.
People value money now, more than potential money in the future. You need to pay people to deposit their money longer-term.
Think about it...
This means interest rates should always be positive. The lognormal distribution is often used for interest rate moves. This does not allow negative rates1. Besides, if it costs money to lend money, it seems likely that people will stop lending.
That's the theory; what's the reality?
Like a great many arguments this is ...
What does last week's Pension Freedom Day mean for more than just the individual? The media coverage has been largely monochrome in its assessment of economic risk.
What about the big picture?
Opinion of the new policy aside, commentators seem to agree on one thing. 'The risk' is of retirees blowing their hard-earned savings in a spending spree and becoming dependent upon state welfare programs for maintenance. The imagined queue of new retirees outside Lamborghini showrooms and Luxury cruise operator offices makes for a compelling news story, after all.
Pers ...
Opinions expressed on RedBlog and in any corresponding comments are the personal opinions of the original authors, not of Redington Limited. Some of the individuals posting to this site, including any moderators, work for Redington Limited. The content is provided for informational purposes only and is not meant to be an endorsement or representation by Redington Limited or any other party. This site is available to the public. No information you consider confidential should be posted to this site. By posting you agree to be solely responsible for the content of all information you contribute, link to, or otherwise upload to the Website and release Redington Limited from any liability related to your use of the Website. You also grant to Redington Limited a worldwide, perpetual, irrevocable, royalty-free and fully-paid, transferable (including rights to sublicense) right to exercise all copyright, publicity, and moral rights with respect to any original content you provide. The comments are moderated. Comments will appear as soon as they are approved by the moderator.
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text:
Population Wars Book & Acoustic 7"
More Information
Population Wars by Greg Graffin
– First edition purchased through Kings Road Merch will all be autographed by Greg Graffin
– Greg Graffin Acoustic Song 7" – Only available with the bundle of the book, this limited 7" release is themed as songs that inspired the book, Population Wars. These are acoustic recorded versions of songs that Greg felt were the most influential in his most recent book. Limited to 2500 and only available in select bundles through the Kings Road stores.
Track Listing:
- Faith Alone
- My Poor Friend Me
- The Answer
- Changing Tide
A new perspective on the biological roots of competition from the author of Anarchy Evolution and Cornell lecturer
Life on Earth has been defined by war from the beginning, with war between populations seen as an inevitable part of the evolutionary process. The popular understanding of "the survival of the fittest" explains and often excuses these actions. In Population Wars, Greg Graffin argues that this use of evolutionary theory is wrong, and that mistake has allowed us to justify wars even when other, less violent solutions may be available. Through tales of mass extinctions, developing immune systems, human warfare, the American industrial heartland, and our degrading modern environment, Graffin demonstrates how an over-simplified idea of war, with its victorious winners and vanquished losers, prevents us from responding to the real problems we face.
For readers of Richard Dawkins, Jared Diamond, and E.O. Wilson, Population Wars is a paradigm-shifting book about why humans behave the way they do and the science that explains their behavior.


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Hotfrog SouthAfrica provides information regarding Energytech in Pretoria Gauteng. Energytech is located at 757 Wekker Rd, Pretoria Gauteng and provides Web Administrator services. Contact them on 012 751 6911 or by visiting them on their website http://www.energytech.co.za.
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National Housing Trust Jamaica - contributed
If there is still one credible, respectable government institution in Jamaica, it is the National Housing Trust (NHT).
And this is so after all the changes in political administrations and despite the political wranglings.
According to information on their website, the National Housing Trust, which is a statutory body, was established in 1976 through the amendment to the National Insurance Act of 1976.
It was given with the mission of increasing and enhancing the stock of available housing in Jamaica as well as providing financial assistance to the most needy of it's contributors who wish to build, to buy or to repair their homes.
They also have the mandate to generate funding for the housing construction sector and to promote improved building systems and greater efficiency within the industry. It is funded primarily by deductions from employers and the self-employed as well as from employees and voluntary contributors.
Recently, they have instituted some new policy changes that have made it even more easier for contributors to benefit.
These include increased loan limits, reduced interest rates, easier construction loans, increased scheme affordability and deferred mortgage.
The NHT also now have a presence in every parish in Jamaica, with branches in Kingston & St Andrew, St Catherine , St. James, Manchester, Clarendon, St. Ann and my home parish, Westmoreland in addition to what is termed "Service Centers" in St. Mary, St. Thomas, Hanover, Trelawny, Portland and St. Elizabeth.
Branches and Service centers offers the same basic service, the only difference is that customers are not be able to make cash transactions at these offices.
The board is currently appointed by the Prime Minister and currently consists of 15 members, headed by a Chairman, with administrative staff support from the Managing Director. For information (and photos) of the current board members, visit this page.
Every year the allow contributor to claim refunds for the period up to the prior eighth year. I never miss mine :-)
Their call center contact information is:
Toll free telephone numbers in Jamaica:
in The U.S.A.:
Their main website is www.nht.gov.jm and their general email address is email@example.com.
First Posted: 2/08/11
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text:
The Wealthy Choices
The Seven Competencies of Financial Success
By (author) Penelope S. Tzougros
Format: Hardback
Checking availability...
Wealthy Choices by Penelope S. Tzougros
Book DescriptionPraise for Wealthy Choices "If you are at all interested in achieving financial freedom, you must read the powerful book, Wealthy Choices, by Dr. Penelope Tzougros. It will make you think about money in a different way and help you uncover some of the roadblocks preventing you from having a life of prosperity and abundance." -Robert G. Allen, author of the New York Times bestsellers, The One Minute Millionaire, Nothing Down for the '90s, Creating Wealth, Multiple Streams of Income, and Multiple Streams of Internet Income "I'm planning to give this book to my friends. It is important and will enhance their lives...So many people I know don't have a handle on their finances, and it just boggles my mind that they don't even think about this for the future. I saw myself in so many of the examples, even though I thought that none of the situations would ever apply to me." -Patty Wagstaff, first woman to win the title of U.S. National Aerobatic Champion and six-time member of the United States Aerobatic Team "To many questions about money, Penelope Tzougros gives common- sense and illuminating answers. Most individuals would benefit much from reading this book." -Jean-Marie Eveillard, Copresident, First Eagle Funds, and manager of several mutual funds "Here is a truly helpful book on how to deal with our finances. Tzougros's years as a financial planner and sympathetic listener give her advice a special and convincing authority. If you're afraid of money, this book teaches you how not to be. If you're fortunate enough to have no serious money worries, you might enjoy reading this just for its good stories and sound, reassuring judgment." -Lloyd Schwartz, Pulitzer Prize winner, NPR commentator, and author of Goodnight, Gracie
Buy Wealthy Choices book by Penelope S. Tzougros from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9780471453963
(237mm x 180mm x 25mm)
Pages: 270
Imprint: John Wiley & Sons Inc
Publisher: John Wiley and Sons Ltd
Publish Date: 4-Nov-2003
Country of Publication: United States
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Author Biography - Penelope S. Tzougros
PENELOPE S. TZOUGROS, PHD, CHFC, CLU, is a Boston-based financial planner who brings to her work a rich academic background as a university professor, dean, and director of college theater. Currently, her seminars and weekly Boston radio show focus on the concerns of those juggling work and traditional, extended, and nontraditional families, as well as those anxious about retirement and those already luxuriating in a work-free life- style. In addition, she encourages those making a fresh start by volunteering as a guest teacher at Boston's highly acclaimed M.A.P. drug and alcohol rehabilitation program. She's committed to helping people make the best choices available to them no matter what their age or situation.
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I just noticed that this place is in my Entertainment Book. Has anyone been here and is it good? Polar Bear, do you have an opinion on this place?
We're thinking of going here before the big Fresno State game Sat. night! Go Bulldogs! ***kim***
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Top Definition
Corrah is a beautiful, sexy, amazing, intelligent, hilarious and fun-to-be-around girl. She's the very definition of lovely and wonderful. Everyone Corrah knows is the luckiest person in the world, thereby creating a luck paradox which will one day cause Corrah to rise up as the undisputed ruler of Earth. Corrah has various super-powers, which she keeps under wraps until the day the Earth needs saving... or conquering. It is wise not to incur the wrath of the mighty Corrah, for it is terrible indeed.
Corrah is also a panther in the sack. Literally - she can shapeshift into a panther.
Corrah is also a panther in the sack. Literally - she can shapeshift into a panther.
guy 1: "That girl was almost as lovely as Corrah"
guy 2: "BLASPHEMY. KNEEL BEFORE CORRAH"
guy 2: "BLASPHEMY. KNEEL BEFORE CORRAH"
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Computer accessibility and connectivity is provided to all children starting from Kindergarten.
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Children are given hands on experience on how to use the computer. The 3 computer labs are well equipped with the latest computers.


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Rudramadevi 2015 Dual Audio [Hindi Tamil] DVDScr x264 800 MB
IMDB Ratings: 7.5/10
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Language: Hindi – Tamil
Quality: DVDScr
Size: 828mb
Director: Gunasekhar
Stars: Anushka Shetty, Allu Arjun, Rana Daggubati
Movie Plot: Ganapatideva, was the emperor of the Kakatiya dynasty who ruled from Orugallu. Rudrama was formally designated as a son and given the male name of Rudradeva, through the ancient Putrika ceremony. Rudrama Devi begins to rule the kingdom jointly with her father as his co-regent from 1259–60 under the name of Rudradeva Maharaja.
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The Ocean Isle Inn is an idyllic place to stay in which is perfect for guests who just want to relax after a day spent on the golf course.
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Ocean Isle Inn is smack dab in the middle of all the buzz but it doesn't seem to affect the totally relaxing atmosphere this place boasts. Not even when hundreds of thousands of bikers descend upon the beach for the annual Myrtle Beach Run.
It remains as peaceful as ever.
This is a good thing because you and your family deserve all the peace and quiet away from the city.
There are a lot of great golf courses in North Carolina that you can visit but the one at Ocean Isle Beach is unique as it is situated near the sea where you can basically enjoy the ocean breeze while having a round of golf. Just try not to drive your ball to high up in the sky as the sea wind can have an adverse effect on its trajectory.
The grass looks great though as there are positive effects from the sea breeze that the local flora enjoy.
If you're not too keen on the golf course offered in Ocean Isle Inn, you could always just ask the staff to drive you to some of the more popular ones and get some more enjoyment there!
Aside from golf there are local shopping malls that you can visit to take your family shopping. Restaurants and bars dot the place for your wining and dining experience.
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And when all's said and done, you can have some total relaxation back at the Ocean Isle Inn so you can recharge your body for another round of exciting golf tomorrow!


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ARGOMARINE - Automatic Oil-Spill Recognition and Geopositioning integrated in a Marine Monitoring Network
Agency: Cordis | Branch: FP7 | Program: CP-FP | Phase: SST.2008.1.2.1. | Award Amount: 4.85M | Year: 2009
The concept of the ARGOMARINE proposal is the monitoring of the marine traffic due to carriers and commercial ships through environmental-sensitive sea areas. This monitoring will be realized by means of sophisticated electronic, geopositioning, and telematic tools connected through a high speed network along with data transmission through suitable data links. Data from different sources will be collected in an independent and remote fashion and sent to a main acquisition and elaboration central unit. . Motivation and scope of the Argomarine project is the safe detection, notification and interventions on vessels in emergency situation and the protection of sea and insular environment, endangered by heavy and continuous activities, mainly due to intensive ship traffic, generating a consistent pollution risk.The envisaged goal is connected to the necessity of precise and punctual pollution control in areas and shores which are, for instance, of particular naturalistic value, and/or are exposed to risk of accidental or even intentional contamination due to their vicinity to industrial or highly densely populated settlements, or crossed by a heavy ship traffic. All the data and the information obtained will be merged and elaborated in a Marine Information System (MIS), i.e. an information system where remote sensing data, field experiment results and estimates from simulation models will be integrated, and tools for data storage and retrieval, data manipulation and analysis, as well as for presentation, will available through a common interface
Brizzolara S.,University of Genoa |
Curtin T.,Nato Undersea Research Center |
Bovio M.,Undersea Research Center |
Vernengo G.,University of Genoa
Ocean Dynamics | Year: 2012
The paper presents the main characteristics of an innovative platform which has been conceived and designed to extend the operational capabilities of current unmanned surface vehicles in terms of platform stability in waves and of powering requirement at a relatively high speed. The main idea which rules the project is the realization of a small autonomous surface unit (about 6 m in length) capable of undertaking several tasks in the marine environment even with moderate rough sea conditions. The designed vessel has the ability to locate, recover, and launch other members of the autonomous fleet (like AUVs or other underwater devices) and at the same time could carry out a surveillance service of the surrounding areas. To manage these tasks, the vehicle is designed to provide a fairly good autonomy which is needed to face intermediate-range missions (100 nautical miles). The choice of a small waterplane area twin hull (SWATH) form has been motivated by its excellent properties of seakeeping qualities, combined with a non-conventional low resistance underwater hull shape, currently under patenting process, which is able to reduce to a minimum the resistance of the vessel especially at higher speeds. To obtain the most efficient profile of the underwater bodies, a systematic optimization with an automatic procedure based on a parametric definition of the geometry, a state-of-the-art computational fluid dynamics (CFD) flow solver, and a differential evolution global minimization algorithm have been created and used. As expected, all the final CFD computations on the best design have demonstrated the superior efficiency of the developed unconventional SWATH technology with respect to different alternatives of current hull typologies. © 2011 Springer Science+Business Media, LLC. Source
Agency: Cordis | Branch: FP7 | Program: CP-FP | Phase: SPA.2011.1.5-03 | Award Amount: 3.36M | Year: 2011
The first level of GMES applications in the marine area is mostly represented by the upstream services of the MCS (e.g. MyOcean). Unfortunately, the current MyOcean offering of products and services for biogeochemistry has limitations that prevent a full uptake by the potential users. The present project proposes to address these issues through a range of R&D activities designed to offer a set of solutions that shall benefit the Marine Core Service beyond 2015. The outcomes of the project are expected to benefit both the upstream and downstream services of the MCS. To achieve this, the OSS2015 team will conduct R&D work in three areas: o The derivation of 3-D and 4-D representations of biogeochemical variables from the integration of gliders and floats in situ data and EO satellite data into cutting-edge numerical biogeochemical and bio-optical models. The models, assimilation schemes and output products from the models will be tested at two pilot sites (Mediterranean and North Atlantic) o The generation and validation of satellite derived global time series of advanced biogeochemical products (POC, NPP, PFT, PSD) for carbon cycle science. o The implementation of a prototype platform of on-demand services for product generation and distribution. This system of services will be tested and demonstrated with the new biogeochemistry products developed during the project. OSS2015 will also analyse the social and economical benefits and value of the products and services generated by the project. The OSS2015 team is a good balance of ten partners from six scientific research institutions and four SMEs and is designed to cover the needs of both science users and users interested in more applied services. A strong emphasis will be put on dialogue and interaction with users in order to identify their actual needs and adapt the OSS2015 services accordingly whenever possible.
Agency: Cordis | Branch: FP7 | Program: CP | Phase: SEC-2007-2.3-04 | Award Amount: 6.68M | Year: 2008
The SECTRONIC initiative addresses observation and protection of critical maritime infrastructures; Passenger and goods transport, Energy supply, and Port infrastructures. All accessible means of observation (offshore, onshore, air, space) of those infrastructures are exchanged via an onshore control center. The end-users themselves or permitted third-parties can access a composite of infrastructure observations in real-time. The end-users will be able to protect the infrastructure by non-lethal means in the scenario of a security concerned situation. The proposed system is a 24h small area surveillance system that is designed to be used on any ship, platform, container/oil/gas terminal or harbour. The initiative is an end-users driven R&D activity. The end-users represent the major market player in each of the three infrastructures: Passenger transport, Energy production, Energy transport, Commercial ports and Combined military/commercial ports. They have requested better security as they have direct relation and responsibility towards passengers & infrastructure, and are actively involved in the customization, testing, calibration, and validation activates ensuring fulfillment of their aspirations of protecting their high-value maritime assets. The R&D partners represents SMEs (MARSS, ACS, NURC, UNIRESEARCH), university (Chalmers University of Technology), Defense Research Institutes (FFI, NURC) and a classification society (DNV).
Agency: Cordis | Branch: FP7 | Program: CP-IP | Phase: SEC-2011.4.2-2 | Award Amount: 17.31M | Year: 2012
Recent dramatic events such as the earthquakes in Haiti and LAquila or the flooding in Pakistan have shown that local civil authorities and emergency services have difficulties with adequately managing crises. The result is that these crises lead to major disruption of the whole local society. The goal of ICARUS is to decrease the total cost (both in human lives and in ) of a major crisis. In order to realise this goal, the ICARUS project proposes to equip first responders with a comprehensive and integrated set of unmanned search and rescue tools, to increase the situational awareness of human crisis managers and to assist search and rescue teams for dealing with the difficult and dangerous, but life-saving task of finding human survivors. As every crisis is different, it is impossible to provide one solution which fits all needs. Therefore, the ICARUS project will concentrate on developing components or building blocks that can be directly used by the crisis managers when arriving on the field. The ICARUS tools consist of assistive unmanned air, ground and sea vehicles, equipped with human detection sensors. The ICARUS unmanned vehicles are intended as the first explorers of the area, as well as in-situ supporters to act as safeguards to human personnel. The unmanned vehicles collaborate as a coordinated team, communicating via ad hoc cognitive radio networking. To ensure optimal human-robot collaboration, these ICARUS tools are seamlessly integrated into the C4I equipment of the human crisis managers and a set of training and support tools is provided to the human crisis to learn to use the ICARUS system. Furthermore, the project aims to provide an integrated proof-of-concept solution, to be evaluated by a board of expert end-users that can verify that operational needs are addressed.


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NightReed is an exciting new jazz ensemble from the New Hampshire Seacoast area. Available for bookings at weddings, corporate events, and other settings that require tasteful, live jazz entertainment. NightReed features the mellow clarinet of Nat Balch, backed by an experienced rhythm section. If you're looking for something classy and unique for your cocktail entertainment or the reception itself, check out NightReed!
Copyright © 2001-2017 OneWed Inc.
All Rights Reserved.
Copyright © 2001-2017 OneWed Inc. All Rights Reserved.


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Title: PATIENT PROTECTION AND AFFORDABLE CARE ACT Name: Professor: Course: Date: PATIENT PROTECTION AND AFFORDABLE CARE ACT Introduction Over the years, successive governments have made attempts to salvage the declining quality of health care delivery and increasing cost that is associated with the health care system…
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It was in line with this that the Obama government attempted a health care policy that will absolutely overhaul of the U.S. healthcare system. The product of this was the Patient Protection and Affordable Care Act (PPACA) (Husky, 2011). Indeed, the intended impact of the PPACA is clearly spelt out in its name. First, it is expected that health care delivery will take a patient centered approach whereby the interest of the patient comes first in the delivery of health care. Meanwhile, patients visit the health care facility with an intention of receiving quality health care. Secondly, it is part of the idea that the quality of health care that is received will come at a much reduced cost. This means that the exchange for quality must not necessarily be high cost. No-cost preventive services as a mainstay feature of the PPACA One major challenge that had for long prevented the health care system from achieving the goal of quality health care delivery is the pressure that the system has in handing the needs of too many people at a go. Most often, the pressure on the system results in situation where health providers are too few for the health users or health facilities are inadequate to cater for the health needs of the people (Cuellar, 2012). ...
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Hotcans (vegetable Chilli)
Guide price: £6
Last updated on 14th Nov 2012
Tags: homeandgarden
Hotcans (vegetable Chilli)
These aren't just any cans; they're HotCans: self-heating tins containing deliciously yummy ready meals. Simply crack 'em open to trigger a miraculous exothermic reaction that heats up the food inside. No hob or fire required. Ideal for campers, festival goers and utility bill dodgers.
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