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I have always been fascinated by conjoined twins and have always had questions about them like; what do the Siamese have to do with conjoined twins? Why does this form of twin happen? What, if any genes cause this? What types of Conjoined twins are there? How does the environment affect, if at all, the biological families' gene pool? In my research in efforts to prepare this paper, I found the answers to this question and many more. This term paper will cover the types of conjoined twins, the biological occurrence that causes conjoined twins, a look into some of the genetic and environmental causes of conjoined twins, the types of conjoined twins and the genetic and social impact of conjoined twins. 1.1Siamese - or - Conjoined Twins
Let's answer the first question right off the bat. The terms Siamese Twins and Conjoined Twins are synonymous, 1 The term Siamese twins comes from the most famous of conjoined male twins, Chang and Eng Bunker, born in Siam of Chinese parents in 1811. The Bunker Twins were exhibited in Barnum's circus for many years. While they were never separated, they each married and were successful businessman and ranchers in Wilkes County, North Carolina. Chang and Eng were attached by a five-inch connecting ligament near their breastbones. Although the Bunker Twins were connected each of them and their wives, sisters Sallie and Adelaide Yates, lived fairly private lives when they weren't touring the world to earn income. The twins died within 2 hours of each other in 1874. After their deaths it was determined they could have been successfully separated, a medical option that was never offered to Eng and Chang during their lives. It was Eng and Chang's fame that helped coin the phrase 'Siamese Twins'. It should be noted that they were not the first pair of conjoined twins recorded in medical annals. There were approximately one hundred pairs of conjoined twins known by the time of their 1811 births. This fact supported the King of Siam's decision to reverse an early death sentence on the brothers. Fact of the matter is, conjoined twins were recorded as early as 945 in Armenia with the first pair of successfully separated twins occurring in 1689 by German physician G. König. The term Siamese was later replaced with the more scientifically and sensitively correct and precise term conjoined.
1.2What Process Happens or Doesn't Happen that Causes Conjoined Twins?
In layman's terms, the zygote doesn't totally separate during development. Conjoined twins is a very rare form of identical twins that occurs approximately in one out of every 75,000 to 100,000 births or 1 in 200 deliveries of identical twins. Conjoined twins originate from a single fertilized egg that is developed monozygotically. Therefore the twins are always identical and same-sex twins.
Biologically speaking, what happens is the developing embryo starts to split into identical twins within the first two weeks after conception but then stops, for various reasons most unknown to man, before completion. This halt in process leaves a partially separated egg, which continues to mature into a conjoined fetus.
Specifically, embryology, the study of embryos, states that only monozygotic twins can be conjoined. Statistics show that monozygotic or identical twins account for thirty percent of all twins. The genetic process for the conjoined twin begins four days after the diploid cell formed by union of two gametes is fertilized by a sperm, the trophoblast (chorion) changes. If the split occurs before this time the monozygotic twins will implant as separate blastocysts each with their own chorion and amnion. Twenty five percent of monozygotic twins are dichorionic. All dichorionic twins are diamniotic.
Eight days after fertilization the amnion differentiates. If the split occurs between the 4th and 8th days, then the twins will share the same chorion but have separate amnions. Monochorionic diamniotic...


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- About this property
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Bridge, City and Harbour Water Views! Outstanding Investment Opportunity!Property ID 1242755This building features 92 rooms and is approved for approximately 175 beds and also consists of a commercial kitchen and cafeteria area, a manager"s flat and separate male and female amenities.
Current used as student accommodation, this building and its feature represents an overwhelmingly valuable, as well as attractive opportunity for operators and investors, in light of the current residential rental market, or even as a potential refurbishment for developers (subject to the approval of the council).
Located at only a few minutes to Chatswood and CBD.
Estimated Rental Return: Over $1.7 million per annum
*We do not guarantee or give any warranty as to the accuracy of information and/or statements provided. Interested parties must rely on their own inquiries

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Acne problem
My face has been clear always....but from last two months I am getting boils pimples all over my face very frequently.... N as one goes it leaves a black mark...I am not liking this....i have a wedding to attend in 6 days I juz cannot take that face to the wedding Hall....pls pls plsssss help me
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Doctor Answers (2) on Acne problem
Dr.Shruti Jadhav Devershi
6 yrs. of exp | Pune | Dermatologist
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INR 250 for 24 hrsCHAT NOW
Hello, please do not distress yourself about acne/pimples as it is very easily treatable. 6 days is very short time, medicine is not magic! Please visit a Dermatologist soon. Regards, Dr.Shruti Jadhav Devershi, Sólskin professional Dermacare, Kharadi, Pune
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Dr. Vijay Adhe
10 yrs. of exp | Pune | Dermatologist
Hi Pimples occur due to blockage of oil from oil glands in the skin and it occurs under hormonal influence. Certain factors which may aggravate pimples are stress, oil based occlusive cosmetics and food items like milk and other dairy products. Pimples usually leave behind spots and chances of dark spots increase if you fiddle with them. 6 days is a very short time to reduce marks. You need proper treatment to control acne and to remove those dark spots. Most of the youngsters of your age do get pimples and there is nothing to be ashamed as its not a disease. Please consult a dermatologist and start your treatment as soon possible to avoid further damage to your skin. Best regards Dr Vijay Adhe, Eternis Skin & Hair Clinic, Pune. www.eternisclinic.com
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Sold Out -
Item #
Item # 40108.
Hiroshima continues to bring west coast influences to world music, that transcend music boundaries. Opening with "RED BUDDHA," an exotic romp through Japanese Obon festivals, electronic drums and pop, it's filled with celebration and fun. "LOST IN PROVENCE" is a catchy 'road trip' samba with a story all its own. "STATE OF MIND" is a sophisticated turn recalling the fusion of jazz and R&B. "DA KITCHEN" is funk and soul with a Hiroshima spin, and "LADY OF MYSTERY"-- June, of course-- is pure exotica. "KIMOCHI" (feeling) is a haunting, sensual mood piece and "MEIJI MAMBO" is a funky, tongue-in-cheek rocker with a wild ending. DAYS GONE BY is a moving vocal ballad composed and sung by Terry Steele, of 'Here and Now' fame. "AFTERNOON KOTO" is June weaving her koto magic in a beautiful tone poem. "CRUISIN J-TOWN" not only relates to the CD title, but is a 'cooking' latinrock re-make of a song from Hiroshima's 2nd record, Obon. Finally, the powerfully emotional, "TO SAY GOODBYE," is a beautiful treatise destined to become a Hiroshima 'classic.'
11 tracks.


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Easy Cartridge Refill 331-8429, 331-8432, 331-8431, 331-8430 Does not apply
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Dell C3760 C3765 Two Sets of 4-Color (BCMY) Toner Refill Kit with Chips. 1160gr.
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ESS Crossbow Photochromic Ballistic Eyeshield - ESS Eyepro
The ESS Crossbow Photochromic eyeshield is created using Transition Optics...
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Ari Vidali
CEO and Founder of Envisage Technologies
Ari is involved in building next-generation training systems, cloud-based learning, records management, automation of high-liability training operations, and pervasive readiness technologies. He is a committee member of the National Congress for Secure Communities and an advisory board member of IADLEST. He has consulted for Federal Agencies, Homeland Security, Public Safety, Military, and Law Enforcement on technology, security, legally defensible records, compliance, and training.
The rampant theft of cold, sinus, and allergy medicines has caused retailers to put them behind counters. It is hoped this new practice will help. Until now, it's been relatively easy for illegal meth manufacturing labs to extract the stimulant pseudoephedrine from the legally sold cold remedies.
Many police departments have been asking for such a change for a long time.
Methamphetamine is the fastest growing drug problem in the country," says Illinois Attorney General Lisa Madigan, who plans to seek legislation that would limit the sale of products with pseudoephedrine.
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I hope you enjoy Significant Love for today's Christians who are in, and interested in, ministry life,.
Weptanomah Davis
photo credit: Pete Souza
Last week I prayed, played and was pampered at the Aria in Las Vegas, NV for the Pamper, Pray and Play Conference for pastors' wives. First Lady Doris Ratliff of Brentwood Baptist Church and First Lady Sheretta West of The Church Without Walls are the conference hosts. This was their 14th year of coordinating a stellar getaway for pastors' wives. Their mission for the annual destination retreat is to encourage, engage and renew women in their work of loving the people of God.
This Sunday, September 18 will mark the 20th year of pastoral service of Dr. Harold A Carter at the New Shiloh Baptist Church. As part of the events to mark this significant passage of time the Women's Ministry of New Shiloh kicked off the celebrations, last Friday night, by honoring the first lady Rev. Monique Carter. Sharing food and fellowship, the event A Jewel of Faith was a delightful evening to honor Rev. Monique Carter and her service in ministry with her husband. photo Minister Leslie Morrison exhorting Rev. Monique Carter
Last February, the young people of Highland Park were invited to sign the floor with their name and a favorite scripture on the first level of the new church construction. On the last Friday night in August, members and friends of First Baptist Church of Highland Park were grateful and excited to get a long awaited first look inside the new sanctuary at the construction site and sign the floor before the carpet placement.
Last week the Global United Fellowship met in Baltimore, MD for The Gathering 2016. The week was packed with spiritual worship and activities for individuals and families. Lady Patrice Ellis wife of GUF presiding prelate, Bishop Neil Ellis convened a fantastic day for senior pastors' wives.
To welcome Lady Patrice Ellis and her team to Baltimore, Rev. Monique Carter, first lady at New Shiloh Baptist Church and Lady Danielle Hickman, first lady at Southern Baptist Church, hosted a delightful meal at the Rusty Scupper at Baltimore's Inner Harbor. At the close of the meal, Lady Carter gifted the guests with beautiful pashminas in colorful pouches.
Lady Ellis and Lady Carter seated in the set designed by Lady Monique Carter
Last week at our Women's Ministry we were excited to welcome Rev. Dr. Cheryl Dudley, the Regional Executive Minister of the American Baptist Churches of Metropolitan New York. Previous years have included a Prayer Journey for women powerfully led by Rev. Jacqueline Arnold and other prayer warrior women. This year when the vision of a Prayer Walk was incubating, Rev. Goldie Walker said that she knew someone with a portable labyrinth.
Sunday was Baccalaureate Day at Highland Park. This service allows us to salute the academic accomplishments our members. It is always exciting and encouraging to see men and women who have actualized a long held desire and achieved a degree. This year's Baccalaureate speaker was Melonie Wright, a 2016 graduate of Emory University School of Law.


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The Spectacular Now 2013 720p BRRip x264-Fastbet99
The Spectacular Now (2013) 720p BRRip x264-Fastbet99
1.13 GiB | 1h 35mn | x264 @ 1 606 Kbps | 1280 x 536 | AAC @ 96.0 Kbps
Language: English
Subtitles: English
Genre: Comedy | Drama | Romance
Sutter Keely lives in the now. It's a good place for him. A high school senior, charming and self-possessed, he's the life of the party, loves his job at a men's clothing store, and has no plans for the future. A budding alcoholic, he's never far from his supersized, whiskey-fortified thirst-master cup. But after being dumped by his girlfriend, Sutter gets drunk and wakes up on a lawn with Aimee Finecky hovering over him. She's different: the "nice girl" who reads science fiction and doesn't have a boyfriend. While Amy has dreams of a future, Sutter lives in the impressive delusion of a spectacular now, yet somehow, they're drawn together.
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34 Holiday Ideas for Gifts in a Jar
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Latest Comments
"I agree with those who said projects with glass, glitter, etc., are adults-only projects. I would also add to the list any project that involves a lengthy set of instructions or takes a long time to complete, as I think kids would just get frustrated and impatient."
"I can not even tell you how cute these penguins are. I love them. Reminds me of Happy Feet an that is just what I will make them. So adorable and so simple to make using a water bottle and a sock. Now how many ones do I have that do not have mates and that hat gives the penguin some personality. How about making a few and changing them a little and making your own Happy Feet collection foe a mantel or centerpiece. How cute will that be. Great tutorial."
"A cute colorful wreath for getting in the spring mood. Soft pastels to remind us of the up coming beautiful spring days with a cute fun and easy project that can be done with the whole family inside or out on the patio enjoying the beautiful weather. So inexpensive and a great idea to use the food colors to paint the ends and you can even teach kids how colors mixed together make different colors. You can get creative with this wreath by using the colored cupcake liners, glitter or even embellishments. Super tutorial and a great spring break project. Let's see some pictures of creative minds."
"Home decor pieces, such as furniture crafts or complex wall art. Not for kids because of skill level and also because they probably wouldn't care about the finished project!"
"I love it. It is simple once you get the idea. And think how versatile this pattern would be. You can dress them up by using glitter beads or switch colors for the seasons. Green and red at Christmas, pink or purple for Easter, brown and orange for thanksgiving and so on. I am going to have to experiment a little with them."
21 Teacher Gifts: Bags, Kitchen Crafts, and More
By: Karisa Tell, Editor for FaveCrafts.com
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Everyone's looking for the best teacher gifts to make for Christmas, homemade teacher appreciation gifts, or end of the year thank you gifts. This collection of 21 teacher gifts: bags, kitchen crafts, and more has easy to make teacher gifts for every occasion! Shower your child's favorite teacher with handmade gifts to express your gratitude at their excellent teaching abilities. There's no better way to thank someone for putting in time with your child than by putting in time for them. Hand making one of these gifts means so much more than buying a manufactured gift at the store. This is the best collection of handmade teacher gifts; bags, kitchen crafts, spa gifts, and clever packaging are only a sampling of the wonderful gifts you can make with these ideas.
21 Teacher Gifts: Bags, Kitchen Crafts, and More
Table of Contents
Handmade Bags
When I think of great teacher gifts, bags are at the top of my list! If you're a sewing enthusiast, these handmade bags will be right up your alley. Stitch one up for that favorite teacher so she can throw all of her school books and other academic essentials into it on her way to school every day. Teachers can never have enough tote bags, but they also need organizational aids like glasses cases. Maybe you'll be ambitious and sew up a whole purse organizing system.
- Fabric Frill Tote
- Casserole Tote
- Felt Monogrammed Glasses Case
- Knot Tote
- Plushie Bird Magnets
- Pretty Fabric Coasters
- Denim Drink Cozy
Kitchen Crafts
Your teacher probably spends a lot of time in the kitchen; don't we all? Teachers need a little pick-me-up from time to time while grading papers, so make these adorable accessories for coffee and tea consumption. We've also got cute, handmade magnets that your teachers can use to hang important papers on the fridge. Kitchen crafts make great teacher gifts! Bags are great, but kitchen crafts are even more practical.
- Martha Stewart Christmas Mugs
- Etched Holiday Candy Dish
- Hanging Recipe Folder
- Crochet Flower Dish Cloth
Crafty Packaging
After you make these unique teacher gifts, you'll need to come up with some way to wrap them. If you want to make your gifts look extra special, try one of these crafty packaging ideas for your teacher gifts. Bags, bows, ribbons, and even homemade wrapping paper go a long way when presenting a handmade gift.
More Teacher Gifts to Make
If you haven't found any cool, easy to make teacher gifts yet, here are even more ideas for teacher gifts. Bags, kitchen crafts, and crafty packaging can't hold a candle to some of these heartfelt gift ideas. Get the kids involved crafting for their teachers too. Some of these projects are easy enough for even young children to work on.
- Chalk Paint Garden Pots
- Decorative Molded Soaps
- Easy Daisy Vase
- Quilted Tape Dispenser
- Scrap Fabric Tribute to Teacher
- Monogrammed Crayon Art for Teachers
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Nov 23, 2011
@RJB, Thank you for bringing this to our attention! We've updated the link. Here is a link to some great Christmas gift ideas for men: http://www.favecrafts.com/Quick-and-Easy-Gifts/14-Homemade-Christmas-Gifts-for-Men/ I hope this helps! --Editor of FaveCrafts
Nov 18, 2011
The link to the Hanging Recipe 'Folder' does not work, this is the correct link, for the Hanging Recipe Holder: ( http://www.favecrafts.com/Kitchen-Decor/Hanging-Recipe-Holder-from-Craftwell/ct/1 ) Does anyone have any good ideas for male teachers? These are all a bit feminine...
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The world is full of amazing beautiful birds,that capture the imagination of their bright and unusual coloring. However, the ranking of the most beautiful birds of the world there is still a recognized winner, a spectacular appearance is almost known to everyone.
So what is this miracle bird?
History of peacocks
Traditionally, the different cultures of the world peacockIt symbolizes the beauty, pride and immortality. In many countries it is considered a royal bird, whereas some people consider this bird sacred being. Peacock homeland is South Asia, where the decorative bird appreciated for what it warns people about the approaching thunderstorm, snakes and tigers. In Russia, the peacocks are slightly different - because they could own only rich people.
This has made the peacock a hero of the famous Russian expression "dissolved the tail like a peacock", symbolizing the vanity and selfishness.
According to ancient Greek myth, Zeus' wife,the goddess Hera, revived stoglazogo Argos, who was killed by Hermes, moving all his eyes on the peacock's tail. The Romans associated the bird with the goddess Juno, for which the winged boy about "eyes" with his tail. Romans also portrayed on their coins peacock - a symbol of imperial divinity daughters. Early Christianity tied the peacock with the symbols of the sun, beauty and immortality of the soul. There is a belief that the flesh of this bird does not rot, even after three days of lying in the ground.
The plumage of the peacock
The most luxurious part of the peacock is itstail - rather, it nadhvoste. By itself, the peacock's tail is quite ordinary and modest. Nadhvostnaya of the peacock plumage includes all the colors of the rainbow, perfectly combining a whole range of colors. With its stunning "tuning" a female peacock submits that, by the way, unlike the male, looks pretty simple and has a small size.
In spite of the existing opinion about the smugness peacocks, spread his tail with the aim to stand out, in fact they are only attracted the attention of the females.
Dismissing his magnificent tail plumepeacock demonstrates the potential viability of their partner and their "wealth". Peacocks are the kind that you want to protect - because these beautiful birds are hunted. Their feathers and meat are considered to be quite a valuable commodity that want to get many collectors and connoisseurs. Usually the female peacock lay up to ten eggs a brownish hue, of which subsequently are born chicks, resembling its appearance banal chickens. peacocks are often purchased for zoos and country mansions, where they are used as a live ornamental decorations.


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|Publication number
|Publication type
|Application number
|Publication date
|Sep 4, 2007
|Filing date
|Jun 30, 2004
|Priority date
|Jun 30, 2003
|Fee status
|Also published as
|Publication number
|Kent B. McReynolds, Michael C. Fryan, Douglas A. Soller
|Original Assignee
|S.C. Johnson & Son, Inc.
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (100), Non-Patent Citations (1), Referenced by (2), Classifications (16), Legal Events (3)
|External Links: USPTO, USPTO Assignment, Espacenet
This application claims the benefit of U.S. Provisional Application No. 60/483,104, which was filed on Jun. 30, 2003.
The present invention relates to the field of dispenser assemblies, dispensers, and refill implements usable therewith. In particular, the present invention relates to a dispenser assembly including a dispenser for dispensing a liquid product onto an implement so that a user can wipe a surface using the implement.
Virtually every room of a home faces a barrage of small messes. The bathroom, for example, typically includes a mirror that is frequently splattered as one brushes one's teeth. Such mirrors can also become exposed to condensation after a hot shower—leaving a streaked or spotted appearance on the mirror after the condensation dries.
Up to this point, these small messes have been cleaned up with paper towels, often in conjunction with a spray cleaner, sponges, or even a mop and bucket. However, a disadvantage of cleaning in this manner is that the required tools are not always conveniently available. For example, many people do not keep paper towels and window cleaner in the bathroom, making cleaning the mirror or other hard surface, for example, with a spray cleaner and paper towels inconvenient, especially given the frequency that toothpaste may be sprayed on the mirror. One reason paper towels are not kept in the bathroom is the size and unsightliness of paper towels. Similarly, sponges are not generally kept in view, owing to their unsanitary and generally poor appearance. In addition, many rooms, especially bathrooms, do not have storage space to keep paper towels and a spray cleaner, or even a sponge, out of view.
Another disadvantage to cleaning with a spray cleaner and paper towels is that the cleaner may land on unintended targets. When cleaning a bathroom mirror over a sink, for example, some of the cleaner may miss the mirror and land on a toothbrush, for example. A similar problem occurs in other rooms of the house, such as a bedroom having a wooden dresser, in which a user intending to clean a mirror behind the dresser may accidentally spray some of the cleaner onto the wooden dresser. A related problem with spray cleaners is that the sprayed area must be wiped, but the spray often covers more than just the dirty area. As a result, clean areas are frequently sprayed and wiped, which is unnecessary effort.
There is, therefore, a need in the art for a cleaning dispenser that is compact and attractive so that it can be stored in plain view, such as on a bathroom sink, kitchen counter or dresser. In addition, there is a need for a cleaning dispenser that avoids the need to directly spray a surface that is to be cleaned, in order to minimize spraying non-targeted areas.
The present invention remedies the foregoing deficiencies in the prior art and provides an improved dispenser assembly, dispenser, and refill implement for use therewith. The dispenser assembly is used to dispense a liquid product onto the implement for subsequent application by a user. As used herein, the term "liquid product" is used broadly to encompass not only liquids, but also any flowable substance that can be dispensed through a conduit and an aperture onto a sheet of fibrous material or pre-loaded onto or impregnated into a fibrous sheet. As used herein, the terms "pre-loaded" and "pre-treated" should be construed broadly to encompass any method of applying a liquid product to a fibrous sheet, including absorption, adsorption, impregnation, coating, dipping, etc.
According to one aspect, the present invention relates to a dispenser assembly comprising a cradle and an implement disposed in the cradle. The cradle includes at least one dispensing aperture for dispensing a liquid product and a reservoir for holding the liquid product, the reservoir being in fluid communication with the at least one dispensing aperture. The implement comprises a handle having a plurality of sheets attached thereto, such that the plurality of sheets faces the cradle. At least one of the plurality of sheets is releasably attached to the handle.
According to another aspect, the present invention relates to a refill implement. The refill implement comprises a substantially rigid handle having a plurality of sheets releasably attached thereto. Each sheet of the plurality of sheets comprises a pair of liquid-penetrable mats and a liquid-impenetrable layer interposed between the pair of liquid-penetrable mats. Preferably, the refill implement also comprises a cover disposed on the handle and covering at least a portion of the handle and a portion of an outermost one of the plurality of sheets.
According to yet another aspect, the present invention relates to a dispenser comprising a cradle and a reservoir. The cradle comprises a receiving portion pivotally connected to a base, thus defining a cavity between the receiving portion and the base. The receiving portion includes at least one dispensing aperture for dispensing a liquid product. The reservoir is disposed in the cavity for holding the liquid product and is in fluid communication with the at least one dispensing aperture. When the receiving portion is pivoted toward the base, the reservoir is compressed between the receiving portion and the base, thereby expelling the liquid product from the aperture.
A better understanding of these and other aspects, features, and advantages of the invention may be had by reference to the drawings and to the accompanying description, in which preferred embodiments of the invention are illustrated and described.
Throughout the figures, like or corresponding reference numerals denote like or corresponding parts.
The present invention relates to a compact dispenser assembly including a dispenser for dispensing a liquid product onto an implement so that a user can wipe a surface using the implement. In this manner the user's hand does not need to come in contact with the liquid product that is to be dispensed. Further, this arrangement eliminates the need to spray a surface to be cleaned, thereby avoiding over-spray from landing on the surrounding area.
The dispenser generally comprises a cradle for receiving and locating the implement, and a reservoir for storing a liquid product to be dispensed onto the implement. The implement generally comprises a handle having a plurality (or stack) of sheets attached thereto. At least one of the sheets in the stack is removable from the implement. To apply the liquid product to the implement, a user simply places the implement on the dispenser and actuates the dispenser to dispense the liquid product onto the outermost sheet of the implement. The user then removes the implement from the cradle and uses it to wipe a surface. When the outermost sheet becomes soiled, or is otherwise used up, the user can simply remove the outermost sheet to expose the next, clean sheet in the stack.
The present invention may be advantageously used to dispense any of a variety of different substances onto an implement for subsequent application by a user. For example, the present invention could advantageously be used to dispense cleaner, makeup, lotion, polishing compound, wax, paint, or any number of personal, household, or other products. Depending on the type of liquid product used, the present invention may be used to apply the liquid product to a variety of different surfaces, including glass, metal, ceramic, wood, plastic, and composites thereof. One application, to which the present invention is especially well suited, is the application of a commercially available cleaner, in particular, a glass cleaner (such as that marketed under the trademark Windex� by S.C. Johnson & Son, Inc. of Racine Wis.), to a cleaning implement in order to clean glass surfaces. Other examples of cleaners that could be used with the present invention include all-purpose cleaners (such as that marketed under the trademark Fantastic� by S.C. Johnson & Son, Inc. of Racine Wis.), furniture cleaner and/or polish (such as that marketed under the trademark Pledge� by S.C. Johnson & Son, Inc. of Racine Wis.), bathroom cleaner (such as that marketed under the trademark Scrubbing Bubbles� by S.C. Johnson & Son, Inc. of Racine Wis.), or the like. Several preferred embodiments of the present invention are described below in the context of a glass cleaner.
As shown in
In this first embodiment, as best seen in
Inside the reservoir 14 is a pump 20, which is connected to the dispensing apertures 10 in the receiving surface 2 a of the cradle 2 by sections of conduit 22. A liquid pickup tube 24 extends from the pump 20 toward the lowest point in the reservoir 14. A pump actuator 8 is connected to the pump 20, such that when a user depresses the pump actuator 8, the cleaning liquid is pumped from the reservoir 14, through the conduit 22, and out of the apertures 10. In this way, when the handle 40 is placed in the cradle 2 so that the stack of sheets 30 faces the cradle 2, as shown in
In one variation of the first embodiment, the cradle 2 need not contain cleaning fluid. In this case, the cradle 2 may be either hollow or solid, and the pump actuator 8, pump 20, conduit 22, and pickup tube 24 may optionally be omitted. In this variation, the plurality of sheets 30 themselves may be pre-treated by being impregnated with cleaning fluid, as will be discussed in more detail below with reference to
The cradle 2 is preferably made of a substantially liquid-impenetrable, substantially rigid material, preferably polyethylene or polypropylene; however, other materials may be used, such as styrene, acrylonitrile butadiene styrene (ABS), or the like. In addition, the cradle 2 is preferably injection molded, but other manufacturing techniques may also be used. Although the cradle 2 is shown having a generally rectangular peripheral shape, the cradle 2 may instead take a variety of different peripheral shapes, including triangular, circular, S-shape, C-shape, or any other shape, as aesthetic and functional choices dictate. The only constraint is that the cradle 2 should be able, in some way, to support and/or to position the cleaning implement 1. Preferably, the cradle 2 is similar in shape to the implement 1.
The handle 40 of the first embodiment is shown as having a substantially rectangular cross section and being sized to fit in a user's hand (preferably, the average adult's hand). In practice, however, the shape and size of the handle may depend on a multitude of design considerations, including the size and accessibility of an area to be treated by the implement, the age of the intended user, the location and orientation of a surface to be treated (e.g., table top, floor, mirror, etc.), and a multitude of other design considerations. For example, it may be desirable for the handle to have a low profile and/or narrow width, so that it can be used to clean hard to reach places, such as under the refrigerator door, behind handles, or the like. In addition, or instead, the handle could be provided with an extension unit, so that the implement can be used to clean remote surfaces, such as the ceiling, cabinets, the floor, or the like.
The handle may also include a receptacle for holding various objects. For example, in
As shown in
When all of the sheets 50 in the stack 30 are the same size and the stack contains a relatively large number of sheets, some puckering or bunching of the inner sheets may occur. Thus, the stack of sheets 30 may comprise sheets of at least two different lengths/sizes, with the inner sheets being shorter/smaller than the outer sheets. For example, with respect to the implement shown in
The perforations 56 comprise a plurality of slits formed in a line, each slit being spaced about 1/32″ (0.794 mm) away from an adjacent slit—although this distance may be increased or decreased as manufacturing realities and ease of use require. The perforations 56 are preferably formed using two offset dies, in which a first die punches half of the slits of each perforation 56 and a second die punches the remainder of the slits. Other conventional perforation methods may, of course, also be used, such as a single die and anvil arrangement. The perforations 56 are formed in such a way as to allow a user to easily separate the main body 52 from the trapezoidal tabs 54, but to prevent the sheets from becoming detached unintentionally.
Preferably, as shown in
If a pressure-sensitive acrylic adhesive is used to adhere each sheet 50 to the stack 30 or handle 40, the adhesive is preferably applied only on the tabs 54 of each sheet 50. Of course, the adhesive may be applied around the entire periphery of each sheet 50. Preferably, no adhesive is applied in the middle of each sheet 50, which comes in contact with a surface that is to be cleaned.
As shown in
As shown in
Alternatively, the mat 58 may be constructed of a microfiber material, such as Daego Spunlace MF 80 g/m2, manufactured by Daego Co., Ltd., of the Republic of Korea, or a combination of microfiber and non-microfiber materials. As used herein, a "microfiber mat" is a non-woven material composed of fibers having a diameter preferably less than about one micron, more preferably less than about 0.5 micron and most preferably less than about 0.1 micron. Microfiber materials have a much greater contact surface area than do the non-microfiber materials. The smaller contact surface area of the non-microfiber materials equates to a lower coefficient of friction between the sheet and the surface to be treated, which accounts for the superior gliding ability of the non-microfiber materials. On the other hand, microfiber materials, due to their greater contact surface area, are capable of holding a larger amount of dirt and other contaminants. Accordingly, microfiber materials may be advantageous in very dirty environments or when prolonged use of each sheet is desired.
While one currently preferred embodiment of the mat 58 is described above as being a nonwoven, fibrous, synthetic material, the mat 58 may effectively be made of synthetic fibers, natural fibers, or a combination thereof, and may be either woven or nonwoven depending on the desired characteristics of the mat 58. Other materials that may suitably be used to make mat 58 include polyester, nylon, polyethylene, cellulose, and composites thereof. However, if natural fibers, such as cellulose fibers, are used, these fibers are preferably not positioned on the surface of the mat 58 that comes into contact with the surface to be cleaned, as this would decrease the gliding ability of the sheets 50.
The liquid-impenetrable layer 59 preferably comprises a thin sheet or film of plastic. The liquid-impenetrable layer 59 may be a monolayer of film, such as Bynel� 418, manufactured by E.I. Du Pont de Nemours and Company, of Wilmington, Del., or it may be a coextrusion of two or more sheets of liquid-impenetrable plastic material, such as low density polyethylene, ethylene vinyl acetate, polyolefin, and/or various other known polymeric or plastic materials. The liquid-impenetrable layer 59 is preferably heat-sealed, but may be adhered with pressure-sensitive adhesive, to the microfiber mat 58. The liquid-impenetrable layer 59 prevents dirt and fluid from penetrating each sheet 50. The back surface (i.e., the surface furthest from the surface that is to be cleaned) of the liquid-impenetrable layer 59 is preferably provided with a high-friction surface, so that the sheets 50 in the stack of sheets 30 do not slide relative to one another during use. That is, the friction between sheets 50 in the stack 30 helps to maintain the stack stability during use.
In an alternative arrangement, as shown in
In yet another alternative construction, as shown in
The arrangement shown in
A second embodiment of the invention differs from the first embodiment primarily in the placement of the pump actuator 108 on the cradle 102. In the second embodiment, shown in
In addition, in the second embodiment, a pair of sidewalls 104 and 106 is shown extending the entire length of the cradle 102 and including indentations 112 for the thumb and fingers of a user. The shape and configuration of the sidewalls may, as noted above, be varied depending on various design considerations.
A third embodiment of the present invention is depicted in
In this embodiment, the cradle 202 comprises a receiving portion 202 a, which is pivotally connected to a base 202 b by a hinge 270, such as a living hinge. That is, the receiving portion 202 a and base 202 b are preferably formed from a single piece of material with a region of thinner wall thickness formed at their connection. The thin region is easily bendable, such that the receiving portion 202 a and base 202 b are allowed to pivot relative to one another about the hinge 270, as best seen in
Referring to
Referring now to
A latch mechanism 290 is provided for latching the receiving portion 202 a and the base 202 b in a folded position to enclose the reservoir 214 during use, as best seen in
During assembly, the reservoir 214 is installed in the cavity formed between the receiving portion 202 a and the base 202 b, and the cradle 202 is then folded and latched in the position shown in
Referring back to
The stack of sheets 230 comprises a plurality of sheets 250 similar to those of the first embodiment. As shown in
In use, a user simply places the cleaning implement 201 on the receiving surface 202 a of the cradle 202, as shown in
In some circumstances, such as when cleaning a surface covered with standing liquid or grime, it may be desirable that the sheets of material wrap up on all peripheral edges of the cleaning implement, to prevent the inner sheets of material from becoming soiled at the edges before the outer sheet is removed. That is, edges of each of the plurality of sheets wrap up onto a peripheral sidewall of the handle substantially all the way around the outer periphery of the handle. Such an embodiment is illustrated in
In particular,
While the triangular shaped handle 340 of this embodiment has some advantages, such as being able to easily get into corners because of its three acute points, this embodiment of our invention is not limited to being triangular in shape. Rather, any other shape of handle is also suitable, as long as the sheets of material are cut so that they can wrap up around substantially the whole perimeter of the handle. For example, the cleaning implement shown in
The handle of the present invention allows the user to keep his or her hand away from the sheets and the surface to be cleaned, preventing the user's hands from becoming soiled by the surface or bruised by corners and tight spaces. In addition, the handle provides the user a convenient grip that allows the user to apply pressure to the surface to be cleaned, which may improve cleaning performance, especially for grimy surfaces.
While the present invention has been described with respect to several preferred embodiments, these embodiments are provided for illustrative purposes only and are not intended to limit the scope of the invention. In particular, we envision that the various features of the several embodiments of our invention may be combined and modified to suit the needs of a particular application. For example, the dispenser and the implement might be used independently of one another, especially in the case where the sheets are pre-treated by being impregnated with liquid product. In addition, the dispenser assembly of our invention could be adapted to dispense any sort of liquid product onto an implement. Thus, other applications that might benefit from the advantages of our invention include the dispensing of personal products, such as hair gel, mousse, lotion, and the like, household products, such as paint, glue, wax, polishing compound, and the like, as well as numerous other applications.
While each of the foregoing embodiments is described and illustrated with the sheets attached to the handle of the implement with one particular attachment means or another, any suitable attachment means is acceptable, including mechanical means, such as staples, rivets, screws, tacks, stitching, and the like, adhesives, such as pressure-sensitive adhesives, permanent, adhesives, and the like, or any other suitable attachment agent, fastener, or the like.
Although specific components, materials, configurations, arrangements, etc., have been shown and described with reference to several preferred embodiments, the present invention is not limited to these specific examples. One of ordinary skill in the art will realize that various modifications and variations are possible within the spirit and scope of my invention, which is intended to be limited in scope only by the accompanying claims, which should be accorded the broadest interpretation so as to encompass all such modifications, equivalent structures and functions.
The present invention provides, among other things, a compact cleaning dispenser that avoids directly spraying a surface that is to be cleaned, in order to minimize spraying non-targeted areas. In addition, the cleaning dispenser provides a user a convenient grip that allows the user to apply pressure to the surface to be cleaned, which may improve cleaning performance for especially grimy surfaces.
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|Citing Patent
|Filing date
|Publication date
|Oct 25, 2012
|May 5, 2015
|Casemed Engineering, Llc
|Touch-free applicator
|Dec 15, 2014
|Jun 18, 2015
|GOJO Industries, Inc.,
|Push pad dispenser
|U.S. Classification
|International Classification
|Cooperative Classification
|European Classification
|Jul 12, 2007
Owner name: S.C. JOHNSON & SON, INC, WISCONSIN
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:MCREYNOLDS, KENT B.;FRYAN, MICHAEL C.;SOLLER, DOUGLAS A.;REEL/FRAME:019549/0712;SIGNING DATES FROM 20040713 TO 20040729
|Mar 4, 2011
|Fee payment
Year of fee payment: 4
|Mar 4, 2015
|Fee payment
Year of fee payment: 8


text:
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text:
JoAnne: We could have some Ming Lou romantic action for a change of pace. You know, just to break things up a bit. I mean, I'm fine with things as they are but you sound a little bored so I guess I could be a good sport and accept a change in direction gracefully. Because I care about you, you know? I really do.
Eleanor: Imagine being romanced by that gorgeous, gravely voice of his...mmmm, was that the sound of JoAnne hitting the floor? ;P
Episode 25Operation "Confuse Lone Wolf" is still in full swing at the Ming Mansion. Therefore, Ming Lou holds some very loud phone calls, like now with Liang Zhong Chun, in which he scolds him for taking advantage of him. Also, dear Auntie Gui, NO food for Ming Tai and his sore butt - he needs to be starved to fully get what he has done wrong. Ah Cheng, in the meantime, glowers prettily.
Did I tell you I finally had a drama dream? Yeah, I did. Jing time-travelled to this drama, and I was watching it and yelling at the TV that he had to go back and not mess up the plot.
LOL. I think that a warning label needs to come with scenes where Ah Cheng wears suits. "Caution, might cause swooning fits and fainting spells as well as heart palpitations".
I'm sorry, what? Her hair is speaking to my heart and I can't hear you.
She is breathtakingly gorgeous. Definite girl crush here. Oh wait, I hate this character. But Wang Ou, I love.
Also, he has in his hand a letter she wrote to Minamida, trying to expose Liang's "business" on the side. He promises to not read it - in exchange for some less antagonism from her. Without Minamida, he suggests, she has nobody who backs her. She is not ready to play nice though. Which does not come as a surprise. Liang is amused, not scared. It is possible that Manchun is severely underestimating him.
Cockroaches, man. They survive nuclear war.
Haha yeah. Also, I have totally forgotten where we are at in the drama. I need to be careful about spoilers.
Auntie Gui is on a mission to educate her son: She lets him know that Ming Lou's anger earlier was in truth directed towards Ah Cheng and that his behavior is shameful (meaning him wanting more money and threatening to leave etc.). He has probably read some Freud or something, in any case, he skillfully makes her feel guilty for his childhood trauma (which is the reason he is acting the way he does in the present) and demands answers. For example, for why she got him out of an orphanage at a young age, without having a man by her side.
Yeah. We kinda want to know the answer to that too, Auntie Gui.
Ooh, he is playing her like a fiddle. And she is dancing to his tune. He is soooooo good at this! It's scary at how good he is. I guess there is an element of him also really wanting to know and he's using all that emotion and energy to pump her for information. He's so good at this!
So she does tell him, reluctantly and tearfully: She came to the city and became a servant to the Mings. She met a businessman named Liu, who lied to her, but seemed kind and they had a son together. Because they were not married, he forced her to send the child to an orphanage. He promised he would come and pick them both up after he had settled in the country. No news for a year.
Instead of, you know, marrying her.
Was he maybe already married or something maybe?
OH, SNAP. He basically used her as a walking uterus.
Argh!!! So evil!!! That is so terrible. Okay, I am feeling a little bit sorry for Aunty Gui right now.
Well, that's horrible. But did you really have to abuse him over it?! Well, it seems she was a little insane back then and under tears, she begs him to take it out on her, her alone, because the Mings were always good to him. He is rebellious at first but then seems to take her advice into account. He also promises to think about what she told him, sounding much mollified.
I would definitely understand a woman kind of losing it over that, but still.
Okay, then I remembered that she abused Ah Cheng, never mind, I don't feel so sorry any more. She had no right to take out her anger and frustration on a little child.
Breakfast at the Mings the next day ... senza Ming Tai. Big Sis is sighing heavily. She is worrying over Ming Tai ... outwardly over his misdemeanor, but in truth, I think she is worried about him not getting anything to eat etc. In any case, she is still misdirecting her anger towards Ah Cheng and the way he dresses, haha.
Hyung, all the noonas love the way I dress! What's wrong with this? Nothing, dongsaeng. She's michin, michin. Except in Chinese.
Haha. Poor Ah Cheng, he can't catch a break! Though that is definitely not his most attractive outfit, but who am I kidding, Wang Kai would catch my attention in a the world's worst outfit and I'd still swoon and think he was gorgeous.
After breakfast, the two older brothers go see Ming Tai, who is in bed (fake sleeping, as Ming Lou calls it). What a life. Silk covers, too! Ming Tai is pissed about the beating and the newspaper story about his sexual escapades, which was not something he agreed to! He thinks Ming Lou got back at him deliberately to punish him for firing off a gun close to his ear and wants to officially report it. When Ah Cheng steps closer though, Ming Tai scurries out of bed and backs his bum up against the wall for protection. Haha.
Yeah, I totally did not realize you were referencing his spanking. Haha.
These three crack me up so much! hahahaha oh bratty Ming Tai. Maybe he did get the short end of the stick on this one, but that was not cool to fire a gun so close to Big Bro's ear.
In Ming Lou's opinion, whipping him only once is going easy on him, so he should be grateful. And even though he has cursed Crazy Wang ever since he kidnapped his little brother, he is also of the opinion that said little brother actually wanted to be involved in this fight. Which is why he stood out on the plane. And when they tried to get him out, he chose to stay.
Ya think?
Yeah Ming Tai, so don't complain so much. If the little dog can't play with the big dogs, he should have stayed on the porch.
He goes on to say that it was horrible for him having to send his brother into risky situations and that everything Ming Tai has chosen to do would probably kill their sister if she knew. Ming Tai finally gets it: his current situation is nobody's fault but his own.
And Trainwreck's. Just on principle.
Kakashi, I think you need to add some smelling salts to the recap because DANG! that screencap is making me feel a little faint *hits the floor* (the one above, of Ah Cheng)
Go forth and successfully supply all the noodle houses in Shanghai, young man!
Hahaha! Oh I love the Ming brothers so much. I just want to hug them!
But oh no, Little Master has developed a fever (from being beaten and starved?)! Not really though. They just needed to send Auntie Gui on some errands, so that Ming Lou can instruct Poison Scorpion to lay low. Ming Tai wants to know what to do about the task to investigate prisons. Ming Lou will have Ah Cheng do it and involve Ming Tai at a later stage again. Time to take a little rest - before things get brutal again.
Oh sure. Ming TAI gets to rest because he got his butt beat. When does Ah CHENG get to rest? Ming TAI is a poor little orphan boy, feel sorry for him. Well guess what, Ah CHENG is an orphan too, and HIS foster mother tormented him. But does HE get to take a rest? No, he does not. It's 'Ah Cheng, go to the flour warehouse.' 'Ah Cheng, get two apartments.' 'Ah Cheng, save Ming Tai for the zillionth time.' "Ah Cheng, kill the cute little soldier girl at the hotel.' When does AH CHENG get to take a rest? Huh? Huh?
Tell me about it. Well, if I am must be honest, there was a side story that didn't air. Ah Cheng came over to my place to rest in all those scenes where you didn't see him. I'm not sure if it will make the director's cut or not ;P (They also have to keep up the Ming Tai ruse so Big Sis doesn't suspect that Ming Tai is also a spy, so they have to still baby him otherwise Ming Jing will kill them).
Ming Jing is "reading" downstairs, in truth eagerly waiting for Ming Lou to tell her what is going on. And that is Ming Lou's answer: Ming Tai missed home, mainly her, and badly at that. He was always bullied by others and severely unhappy at Hong Kong University. He didn't dare to tell her, because he was afraid of being scolded. Hahahaaa, Ming Lou.
Haha, paint him as the weak, nerdy, unpopular Mama's boy, and a coward to boot!
Hahaha. These Mings and their lying, spying ways. Ming Lou is also soooo good at this!
He casually mentioned how he finally talked after being beaten and starved and developed a fever. Of course, Big Sis is now super concerned and runs to her Pampered Child, being "fake angry", as Ming Lou points out - peace is restored in the Ming family.
Ah Cheng still needs a bit of a rest.
Come into my arms Ah Cheng! *Smiles involuntarily at the sight of Ah Cheng smiling* seriously, Wang Kai smiles are like sunshine, sunshine and magic.
Wait though, don't you think telling her Ah Cheng is a spy is dangerous? What if he gets hurt? Ahh, who am I kidding. Ah Cheng is awesome, and he'll be fine.
Yeah, I'm not worried about him. He's already been shot and survived that. He can survive anything.
She is SO pretty, though. And even though she's the actual crazy dog, I feel sorry for her when I see how Ming Lou uses her. It's so cold.
I just wish that she wasn't a baddie. Like she would be sooooo good on the side of the KMT or the Communists. All that wasted talent!
This one, I don't feel sorry for. She's a lying, backstabbing, cruel, disloyal person. Yeah, she got dumped and her baby got stolen but how can she fault the Mings for putting her out in order to protect Ah Cheng, especially when they've so graciously accepted her back? Although saying it out loud...she got dumped and her baby got stolen...that would put anyone over the edge, I think. She must still be there.
Yeah, I'm still not sure why she feels the Mings are so responsible. And beating and hurting small Ah Cheng, I love him too much and care about him too much to be forgiving of her.
Ming Tai is up and about again, polishing some shoes. Not his - but Ah Cheng's and Ming Lou's. Ming Tai wants to go with Ah Cheng, but he is "grounded"... for a whole week. Ming Tai is not happy and... breaks the glass on the door. "Ah Cheng did it!" he screams, when his sister shouts down from above. Haha, she doesn't believe him.
I find this behavior so unattractive, really, and the infantalizing of a grown man that Ming Jing does is pretty creepy, when you look at it.
Indeed. I think she's been a bit of a helicopter parent with Ming Tai and I think that Hu Ge is too old for the role or to be playing it like this. If it were a bratty 20 year old playing him, it would be a little less jarring. Maybe still jarring, but coming from Hu Ge, it's a bit much. Even though is he like a little kid in real life. Haha.
Yet those three must be standing there thinking 'Well it wasn't ME, so it must be one of YOU two!'
Ah Cheng's face = priceless.
And then, it's time for Ming Lou to face the tiger... who demands proof for Ming Lou's loyalty. "Do you know ... the Viper?" the old man asks.
It's been a while, the nicknames confuse me again.
That Viper is going to bite you old man. Or wait, is he going to prove to be a tricky tiger? Noooo!
CommentsNot much development in this episode and nothing that we did not already know. They managed to neutralize Lone Wolf thanks to Ah Cheng's excellent acting, it seems (for the time being), Big Sis has forgiven Ming Tai, Ming Tai has understood that he cannot blame his Big Bro, Big Bro knows that hard times are a'coming and positions his pawns carefully for the next game. Mr. Fujita remains a threat, but I am not very afraid of him at this point in time - he is still too blind. But of course, that can change any minute.
I want Airplane Wang to show up and make things exciting!
I'm not sure my heart is ready for the next installment of exciting.


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This street lamp gets replicated by its own shadow, crossing over on to the wall i perfect symmetry
street lamp shadows lighting fixture shadow on the wall
Fantastic work!!!
vittaglad you like this one
love this Phil xx
lynnI stared at it for a while before shooting. Interesting
debithanks for accepting this one
Interesting shapes and shadow.
paulthanks for your comment. It was unusual to find this combination of real and shadowy shapes
fabulous capture .. many congrats on the feature
angelmany thanks for featuring this one!
CONGRATULATIONS on your lovely feature in Every Little Thing We Do
thanks so much andrea for your support and comment
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text: Magician makes dogs freak out with flying sausage trickJesus Diaz8/09/14 2:14amFiled to: fundogshilariouswiener7813EditPromoteShare to KinjaToggle Conversation toolsGo to permalink GIF I love dogs. I love magic tricks. I love sausages. Obviously, I was bound to love this video of dogs reacting to magic flying wieners. I like the fact that some of them get so freaked out at the sight of a delicious treat floating in front of them—but others just don't give a damn.The trick is performed by Jose Ahonen, who apparently loves to make dogs freak the hell out with his magic tricks so we can all simultaneously laugh and say awwww.SPLOID is a new blog about awesome stuff. Join us on FacebookGear from Kinja DealsBestsellers: Anker SoundCore Bluetooth Speaker I Bought Glass Shower Doors On Amazon, TwiceTake $10 Off Bath & Body Works' Newest 3-Wick CandlesReply78 repliesLeave a reply


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Situated on this highly regarded residential road is this attractive four bedroom semi detached family home, which offers well presented and deceptively spacious accommodation. The property is within close proximity to the amenities of Maidenhead town, including the...
A charming three bedroom character cottage presented in fine order throughout and situated in the heart of Cookham village on this sought after residential road.
A three bedroom end of terrace house located within the National Trust Cliveden Estate. This stylish home has a wealth of environmentally friendly features, a premium specification and a concierge service. Exclusively for over 55's. No Onward Chain.
An extended three bedroom detached family home featuring a lovely vaulted family room to the rear with doors opening to the gardens beyond. The property is located on a popular residential road on the outskirts of the town with it amenities and mainline station readily
A well presented four bedroom detached family home, with planning permission to extend (Ref: 16/01386/FULL), situated within this highly regarded residential development close to National Trust Land at Pinkneys Green.
A beautifully presented family home offering spacious and flexible accommodation, situated in a highly regarded private road adjacent to the River Thames with easy access to parks and the towpath.
An immaculate three bedroom house of the 'Weyleave' design, set within this contemporary and highly regarded gated development, exclusively for the over 55's. The development lies adjacent to National Trust Land at Cliveden Estate where some wonderful walks can be...
A charming and characterful three/four bedroom detached property dating back to we believe the mid 1930's. The property is presented in fine decorative order throughout and is available to the market with no onward chain.
A stunning two bedroom home offering light and airy open plan accommodation with attractive landscaped gardens and an integral garage. The property is situated within this exclusive gated development adjacent to National Trust land at Cliveden.
A beautifully presented link semi detached home offering surprisingly spacious accommodation, including a stunning open plan kitchen/dining/family area with bifolding doors to the garden. The property enjoys a secluded setting on this well regarded residential road.
Due to the fast moving pace of the Short Let market, many of our properties never make it to the website. If you can't find what you're looking for, please give our Short Let team a call as we may have the ideal property for you.


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Cafe Featuring Digital Download Kiosks Opens In Argentina
A new chain of cafes in Argentina, Stars Café Digital, opened its first location in a mall in Buenos Aires today, Aliado Digital reports.
The cafes feature machines where patrons can legally download music to their phones, mp3 players, CDs or USBs. The machines offer a million tracks from the four major labels at a price that reportedly comes out to an average of 52 cents, though some tracks go for as high as $1.17.
The chain is part of Vi-Da Global, which operates the download site Bajamusica.com. Dell, Heineken, wireless carrier Personal y and Banco Macro are sponsors.


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Allenworld Consulting is located in Bode Thomas, Surulere, Lagos. Our company is mainly into Consulting,Diesel Dealers,Fabrication and offering Diesel Oil, Kerosene, Premium Motor Spirit, Property Management, Tank Farm Services. If you have any questions, do feel free to contact us on the details in our profile or view our website for more details.
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February 17, 2014
Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me.Read More...
With a review of your financial profile we can custom fit your loan or mortgage to give you the results that best suit you.
We offer you a wide range of fast and easy to use mortgage calculators to help you determine what you can afford.
We provide expert advice on how to immediately save on your mortgage and pay it down faster.
Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range. If you qualify for a preapproved mortgage, you'll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don't qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home. Our best advice? Begin with a conversation with a mortgage professional in your area.
If your mortgage renewal is fast approaching then you'll soon be at an important financial milestone. Now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. In today's hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity.
Maybe it just needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or a swimming pool in the backyard! A record number of Canadians have taken advantage of the historic low mortgage rates and rising real estate values and have tapped into their home equity through equity take-outs. There's never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the renovations and improvements you've been dreaming about!
Investment properties - particularly smaller, residential real estate - are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade. If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.
There are many Canadians jumping at the chance to own a recreational property. The aging baby boomer population is flush with capital and an insatiable desire for a waterfront or other recreational property. And with the advent of better roads, Internet and telephone service, satellite service, and winterization expertise, people are realizing that vacation properties can make ideal retirement homes. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property.
Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.
Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. Were grateful that we found your services! Highly recommended for sure.
We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a breeze.
February 17, 2014
Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me.Read More...
January 20, 2014
Every now and then we see a mortgage stat that's a jaw-dropper. This finding from Manulife Bank is one of them. It suggests there are a lot more people with money to burn than one might expect.Read More...
Canada Mortgage and Housing Corporation (CMHC) is raising premiums for insuring mortgages on Canadian homes for the third time in three years. Canadian homebuyers are required to have mortgage insurance if they have less than a 20 per cent downpayment. The insurance provides protection for the lender in the case of a default.
How will it hit your wallet? The increase is not too significant for those making the minimum downpayment required. A homebuyer with a $250,000 mortgage and a 5 per cent downpayment will pay about $5 per month more in insurance premiums. I can calculate exactly how much the increase will mean to you if you get your mortgage approval on or after March 17.
The increases are actually more substantial for larger downpayments of 15 per cent or more. Those with 20 per cent or more downpayment aren't required to have mortgage insurance, although it's used by lenders that securitize their mortgages. As a result, any increased cost will likely be passed on to customers through higher rates.
Premiums are also increasing for "non-traditional" insured mortgages i.e. homebuyers with borrowed downpayments, a type of mortgage downpayment that could grow in popularity as homebuyers strive to gain entry in the housing market.
The premium change will come into effect on March 17. Homebuyers will be able to access the current lower rates if they have bought a home and are approved before the March 17 deadline, even if they have a later closing date.
If you are looking to buy, get in touch today!
If you're buying your first home, the Federal Home Buyers' Program (HBP) and a tax refund can boost the funds you have available. Make as big an RRSP contribution as you can before the March 1 contribution deadline for the 2016 tax year – up to your contribution limit or the maximum $25,000 per person. Use your downpayment savings if you can because you want as big a 2016 refund as possible. After 90 days you can redeem your contribution under the HBP program, giving you your original downpayment funds back PLUS a nice fat tax refund. You'll need to pay the withdrawn funds back on a repayment plan, but this strategy can make a substantial difference in the affordability of home ownership!
The Bank of Canada today announced that it is maintaining its target for the overnight rate at 1/2 per cent. The Bank Rate is correspondingly 3/4 per cent and the deposit rate is 1/4 per cent.
Uncertainty about the global outlook is undiminished, particularly with respect to policies in the United States. The Bank has made initial assumptions about prospective tax policies only, resulting in a modest upward revision to its US growth outlook. Overall, the global economy is strengthening largely as expected and prices of some commodities, including oil, have risen. The rapid back-up in global bond yields, partly reflecting market anticipation of US fiscal expansion, has pulled up Canadian yields relative to the October Monetary Policy Report (MPR).
In contrast to the United States, Canada's economy continues to operate with material excess capacity. While employment growth has remained firm, indicators still point to significant slack in the labour market. The resource sector's adjustment to past commodity price declines appears to be largely complete, but negative wealth and income effects will persist. Meanwhile, the Canadian dollar has strengthened along with the US dollar against other currencies, exacerbating ongoing competitiveness challenges and muting the outlook for exports. Consumption is expected to remain solid, while residential investment will be tempered by previously announced changes to housing finance rules and by mortgage rates that have risen in response to higher bond yields. Federal and provincial fiscal measures are still expected to support growth in 2017.
Bearing in mind the important assumptions embedded in its forecast, the Bank projects that Canada's real GDP will grow by 2.1 per cent in both 2017 and 2018. This implies a return to full capacity around mid-2018, in line with October's projection.
Inflation in Canada has been lower than anticipated since October, mainly because of declines in food prices. Measures of core inflation are below 2 per cent, reflecting material excess capacity in the economy. As consumer energy prices rise and the impact of lower food prices dissipates, inflation is expected to move close to the 2 per cent target in the months ahead and remain there throughout the projection horizon while excess capacity is being absorbed.
In the context of a projection that is largely unchanged, the Bank's Governing Council judges that the current stance of monetary policy is still appropriate and maintains the target for the overnight rate at 1/2 per cent. Governing Council will continue to assess the impact of ongoing developments, mindful of the significant uncertainties weighing on the outlook.
Canadians are definitely talking about the housing market – what do the new mortgage rules mean, is this the right time to buy, have mortgage rates bottomed out, is a lender's renewal offer the best available, and on and on! For many, it feels like some uncertain times ahead. Often it's just a few sensible strategies that can help you survive and thrive in the current climate:
And lastly, it's always a good idea to get expert mortgage advice well in advance of buying your home, and then always on an annual basis. So take the time to meet with your mortgage broker and get your blueprint for surviving and thriving in 2017.
Yes new mortgage rules have made it harder to qualify for a mortgage, whether you are a first-time buyer or looking to renew or refinance your mortgage with a new lender. That's why you should get yourself mortgage ready well in advance. Here are 5 tips to help you do just that:
Also remember, history has proven that it is almost impossible to perfectly time the market. Home ownership has proven to be a very solid investment over the long term, so focus on buying a home when you are financially ready and when it fits your lifestyle;
Make a plan to spend December in a way that will be the most enjoyable for you. Don't stretch yourself too thin, use the power of saying 'no' and set boundaries with family, friends and colleagues. Find other ways you'll guarantee yourself more enjoyment and less stress. Be sure to exercise, make time for yourself, watch a movie, take a long walk on a sunny day, go phone and computer free for an evening, stick to your holiday list and budget, give back to a cause or your community, simplify your holiday décor, focus on what's important and be grateful for what you have. Always remember that it's A Wonderful Life!
On October 3rd, Finance Minister Bill Morneau announced that new mortgage rules will include more stringent "stress testing" for borrowers. The new rules are designed to lower debt levels, enforce some belt-tightening, and protect the housing market over the long term. Here's how these new rules will affect Canadians.
There has been a long-time rule that you must have "high-ratio mortgage insurance" if you have less than 20% downpayment. This insurance is there to protect the lender, and the premium is almost always added to your mortgage amount.
What's changed? If you require an insured mortgage, you must qualify for your mortgage using the Bank of Canada qualifying rate (currently 4.64%) regardless of what your actual mortgage rate will be.
That means that – although I can find you a much better mortgage rate – you'd still need to show you can handle the mortgage using the qualifying rate. This financial "stress test" was already applicable for fixed and variable mortgages with terms of 1 to 4 years. Now, it also applies to fixed-rate mortgages of 5 years or longer.
Why the new rule? The government wants to be sure that borrowers can withstand any increases in mortgage rates when their mortgages come up for renewal.
Will my payments be higher? No. Your payments will still be based on your much lower actual mortgage contract rate. Keep in mind that mortgage rates are expected to stay at record lows into 2020. So this new rule isn't costing you more. The potential change will be in how much mortgage you will qualify for: up to 20% less. You may need to plan on purchasing a less expensive home, or save up a larger downpayment, or ensure you eliminate all or most of your other debts.
Are any loans grandfathered? The new mortgage stress test does not apply when:
Maybe you have more than 20% down or equity in your home and you are planning to purchase, renew or refinance. Since you have strong equity, you aren't considered a "high-ratio" borrower.
What's changed? Effective November 30th, any mortgage loans that lenders insure using portfolio insurance must now meet eligibility criteria applicable to "high ratio" mortgages, including the new qualifying stress test. This means that rental properties, properties over $1 million, and mortgages with an amortization greater than 25 years will no longer be eligible for portfolio insurance.
Does this mean I will have trouble getting a mortgage? Certainly not. The change will only affect certain lenders that insure or securitize these types of mortgages. I have access to a wide range of lenders, which means I can help you find the best mortgage for your situation. But if you are thinking of refinancing, get in touch now just to be sure you lock in a low rate.
Canadians love the capital gains exemption they get on their primary residence: if your home grows in value, you aren't taxed on that growth when you sell.
What's changed? Starting this tax year, the sale of a primary residence must be reported at tax time to the Canada Revenue Agency, even though all capital gains are still tax exempt.
Why? This new rule was designed to prevent foreign property purchasers from claiming a primary residence tax exemption to which they are not entitled.
Although there are definite regional variations, the Canadian housing market is strong. A good part of the reason for that strength is that we have had stringent mortgage requirements. Mortgage defaults in Canada continue to be very low: in spite of the ups and downs of the economy.
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Featured property
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Keith Grove, Shepherds Bush, W12
A grand five bedroom victorian house built circa 1878. arranged over five floors, measuring well over 3000 sqft, this would make an ideal family home. the lower ground floor offers…
Keith Grove, Shepherds Bush, W12
Situated on a peaceful residential road, this wonderful six bedroom house is expansively arranged over five floors and features a large garden and a great location moments from westfield…
Uxbridge Road, Shepherds Bush, W12
This fantastic investment site spanning over 4,500 sq ft includes a commercial unit on the ground floor with a basement storage area, office space, utility room and separate wc. currently…
Davisville Road, Shepherds Bush
Presenting to the market for sale this impressive freehold building of six flats on davisville road, a quiet residential street located between turnham green terrace and brackenbury…
9 Bedrooms Ground Flat for sale
Uxbridge Road, Shepherds Bush, London, W12 9RA
A great investment site of over 4500 sq ft which includes a commercial unit, basement storage area, office space, utility room and separate w.c, with an additional ground floor studio,…
Davisville Road, Shepherds Bush
Calling all investors! hart & co are delighted to announce to the market this rare investment opportunity in the heart of w12. located on a quiet residential street close to brackenbury…
£2,365,000 Guide Price
6 Bedrooms Semi Detached House for sale
Another glorious development by renowned s.g.t. an impressive, newly renovated and extended, semi detached victorian stucco front villa. the house now provides three fantastic two…
Bassein Park Road, Wendell Park, W12
This is a completely unique, fully refurbished six bedroom house boasting stunning contemporary interiors. the open-plan kitchen is a highlight, with large skylights and immaculately…
5 Bedrooms Terraced House for sale
The express estate agency is proud to offer this realistically priced opportunity all interest and offers are invited.
£1,500,000 Guide Price
Aldbourne Road, Shepherds Bush, London, W12 0LW
A wonderful edwardian family home, that has been lovingly cared for by the current family for many years. the current vendors have maintained many original features internally and…
Bloemfontein Avenue, Shepherds Bush, W12
An exceptional five bedroom victorian mid terrace. having undergone an extensive re-development, the house now offers a delightful blend of period features and contemporary decor.…
5 Bedrooms Terraced House for sale
Askew Crescent, Wendell Park, W12
A substantial five bedroom victorian mid-terrace measuring over 2200 sq ft. (contd...)
£1,350,000 Guide Price
A spacious three storey victorian terraced house offering the ingoing purchaser the opportunity to improve to their own taste. there is scope for extension into the loft, rear addition…
5 Bedrooms Terraced House for sale
Arminger Road, Shepherds Bush, W12
An attractive five bedroom bay fronted victorian mid-terrace. offering five well sized bedrooms and three bathrooms over the first and second floors. the ground floor comprises double…
£1,299,950 Guide Price
Uxbridge Road, Shepherds Bush, W12 9RA
A development opportunity which is a freehold commercial property (class a2) on the much sought after uxbridge road in shepherds bush which had planning permission for a commercial…
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Orchards of London, Shepherds Bush
3-5 Uxbridge Rd
Tel: See phone number 020 7042 1900
Website: Go to Agent Website


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121, Santpura Road, 1st Floor Above Ravi Customsrnnear Mago Hospitalrnyamunanagar, Haryana - 135001, India
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