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Even as the Federal Reserve holds short-term interest rates near zero for the fourth year in a row, there are plenty of places to find decent income in the U.S. stock and bond markets. You just have to know where to look.
We found eight groups with average payouts ranging as high as 6% without the risk that often comes with reaching for yield. They include municipal bonds, with yields between 1% and 3%; utilities and real-estate investment trusts, at 4%; convertible securities, at 3%; high-dividend stocks, at 3% to 4%; master limited partnerships and junk bonds, at 6%, and preferred shares, at 5% to 6%. There are higher-yielding securities in all of these categories, including mortgage REITs and junk bonds that carry 10%-plus rates, but the rewards here may not be worth the risk.
What looks best for 2013? Given the risks in bonds at historically low-yield levels, it may be best to stick with blue-chip stocks, electric utilities, MLPs, and to a lesser extent, REITs.
In the bond market, junk still looks appealing, even as the average yield fell to 6% from about 20% at the start of 2009, when Barron's highlighted the market's appeal in a cover story. Junk may be the best house in a dangerous neighborhood.
Peter Hoey for Barron's
The tax legislation passed last week favors equity sources of income, which will be taxed at a top rate of 20%, plus a 3.8% Medicare surcharge. Most taxpayers, including couples earning less than $250,000, will still pay a top dividend rate of 15%. The top rate for ordinary income rises to 39.6% from 35% for couples earning more than $450,000. That rate also applies to interest income on taxable bonds, as well as distributions from master limited partnerships and REITs. It should be noted that investors can often defer taxes on MLP distributions.
It's hard to make a case for two of the lowest-yielding parts of the bond market -- Treasuries and mortgage securities -- because yields are in the 1% to 3% area, and both sectors could be hit hard if rates rise. Perhaps the best that can be said for Treasuries is that they're one of the few asset classes that are negatively correlated with stocks, meaning they tend to appreciate when stocks fall, and thus offer a hedge against a stock-market downdraft.
BlackRock favors dividend-paying stocks and junk bonds, while warning about the danger in Treasuries. "We believe dividend stocks look attractive," wrote BlackRock chief investment strategist Russ Koesterich last week. "With current payout ratios near historic lows and balance sheets quite strong, companies have ample ability to raise dividend payments to compensate investors for any changes in tax treatment." As for Treasuries, he wrote that interest-rate risk is high, as underscored last week when prices fell 4% as stocks rallied.
Here is an overview of the eight income sectors in order of their appeal.
High-Dividend Stocks
As more companies get serious about dividends, it's possible to put together an increasingly diversified portfolio of stocks yielding 3% to 4%. The obvious appeal of stocks versus bonds is that investors can benefit from rising dividends over time. Many big companies now have dividends that exceed their bond yields.
Blue chips with 3%-plus yields include drug makers Pfizer pfe 0.22082018927444794% Pfizer Inc. U.S.: NYSE USD31.77 0.07 0.22082018927444794% /Date(1484949670390-0600)/ Volume (Delayed 15m) : 28556130 AFTER HOURS USD31.83 0.0599999999999987 0.18885741265344666% Volume (Delayed 15m) : 1603565 P/E Ratio 31.611940298507463 Market Cap 192791640507.365 Dividend Yield 4.028958136606862% Rev. per Employee 543861 More quote details and news » (ticker: PFE), Merck mrk 3.6466103099618765% Merck & Co. Inc. U.S.: NYSE USD62.53 2.2 3.6466103099618765% /Date(1484949662719-0600)/ Volume (Delayed 15m) : 24357871 AFTER HOURS USD62.6 0.0700000000000003 0.11194626579241963% Volume (Delayed 15m) : 882476 P/E Ratio 31.903061224489797 Market Cap 172403831988.357 Dividend Yield 3.0065568527106987% Rev. per Employee 583162 More quote details and news » (MRK), and Novartis (NVS). In the consumer sector, there's PepsiCo pep 0.8597108245408362% PepsiCo Inc. U.S.: NYSE USD103.24 0.88 0.8597108245408362% /Date(1484949678046-0600)/ Volume (Delayed 15m) : 4450345 AFTER HOURS USD103.24 % Volume (Delayed 15m) : 300427 P/E Ratio 22.640350877192983 Market Cap 148065048142.309 Dividend Yield 2.9155366137156142% Rev. per Employee 235247 More quote details and news » (PEP) and Procter & Gamble pg 3.2467532467532467% Procter & Gamble Co. U.S.: NYSE USD87.45 2.75 3.2467532467532467% /Date(1484949618351-0600)/ Volume (Delayed 15m) : 22334587 AFTER HOURS USD87.45 % Volume (Delayed 15m) : 609818 P/E Ratio 16.329922318494173 Market Cap 234015572680.686 Dividend Yield 3.06232132647227% Rev. per Employee 621248 More quote details and news » (PG). And technology, a former income wasteland, now offers many 3% yielders, such as Microsoft msft 0.7062600321027287% Microsoft Corp. U.S.: Nasdaq USD62.74 0.44 0.7062600321027287% /Date(1484949600350-0600)/ Volume (Delayed 15m) : 28432473 AFTER HOURS USD62.86 0.119999999999997 0.19126554032515142% Volume (Delayed 15m) : 1780989 P/E Ratio 30.16346153846154 Market Cap 487825539447.153 Dividend Yield 2.4864520242269683% Rev. per Employee 745325 More quote details and news » (MSFT), Intel intc 1.0117582718074924% Intel Corp. U.S.: Nasdaq USD36.94 0.37 1.0117582718074924% /Date(1484949600489-0600)/ Volume (Delayed 15m) : 23060290 AFTER HOURS USD36.93 -0.00999999999999801 -0.02707092582566324% Volume (Delayed 15m) : 890646 P/E Ratio 17.42452830188679 Market Cap 175058653491.974 Dividend Yield 2.8153762858689766% Rev. per Employee 539860 More quote details and news » (INTC), and Seagate Technology stx 0.3577325261419923% Seagate Technology PLC U.S.: Nasdaq USD36.47 0.13 0.3577325261419923% /Date(1484949600482-0600)/ Volume (Delayed 15m) : 2890337 AFTER HOURS USD36.41 -0.0600000000000023 -0.16451878256100905% Volume (Delayed 15m) : 151043 P/E Ratio 28.944444444444443 Market Cap 10741254543.4851 Dividend Yield 6.90978886756238% Rev. per Employee 242462 More quote details and news » (STX). Energy giants Chevron cvx 0.017304031839418584% Chevron Corp. U.S.: NYSE USD115.6 0.02 0.017304031839418584% /Date(1484949788647-0600)/ Volume (Delayed 15m) : 6312654 AFTER HOURS USD115.6 % Volume (Delayed 15m) : 418270 P/E Ratio N/A Market Cap 218226098486.681 Dividend Yield 3.737024221453287% Rev. per Employee 1760670 More quote details and news » (CVX), Royal Dutch Shell (RDSA), and ConocoPhillips cop 1.7448856799037304% ConocoPhillips U.S.: NYSE USD50.73 0.87 1.7448856799037304% /Date(1484949629774-0600)/ Volume (Delayed 15m) : 5628114 AFTER HOURS USD50.73 % Volume (Delayed 15m) : 260406 P/E Ratio N/A Market Cap 62855838003.3751 Dividend Yield 1.9712201852946973% Rev. per Employee 1467420 More quote details and news » (COP) all yield more than 3%.
There are dozens of income-oriented mutual funds and exchange-traded funds. Some of the largest ETFs are Vanguard High Dividend Yield vym 0.41119511871601006% Vanguard High Dividend Yield ETF U.S.: NYSE Arca 75.7 0.31 0.41119511871601006% /Date(1484964000003-0600)/ Volume (Delayed 15m) : 1040298 AFTER HOURS 75.7 % Volume (Delayed 15m) : 116 P/E Ratio N/A Market Cap N/A Dividend Yield 3.5244385733157197% Rev. per Employee N/A More quote details and news » (VYM), iShares Dow Jones Select Dividend dvy 0.5551778835259461% iShares Select Dividend ETF U.S.: NYSE Arca 88.75 0.49 0.5551778835259461% /Date(1484964000004-0600)/ Volume (Delayed 15m) : 934619 AFTER HOURS 88.75 % Volume (Delayed 15m) : 100 P/E Ratio N/A Market Cap N/A Dividend Yield 3.142278309859155% Rev. per Employee N/A More quote details and news » (DVY), and SPDR S&P Dividend sdy 0.33882462904544924% SPDR S&P Dividend ETF U.S.: NYSE Arca 85.88 0.29 0.33882462904544924% /Date(1484964000002-0600)/ Volume (Delayed 15m) : 2729814 AFTER HOURS 85.9116 0.0316000000000116 0.0367955286446204% Volume (Delayed 15m) : 64152 P/E Ratio N/A Market Cap N/A Dividend Yield 3.6238518863530507% Rev. per Employee N/A More quote details and news » (SDY).
Electric utilities were the only loser in 2012 among the major sectors of the S&P 500, with a 2.9% drop -- and a 1% return after dividends. This year could be better because utility dividends look appealing at 4%-plus in much of the industry.
Major utilities trade at an average of 14 times projected 2013 profits, compared with about 13 times for the faster-growing S&P 500. Yet utility earnings are relatively predictable, in the low- to mid-single digits each year.
The three largest electrics (by market value), Duke Energy duk 0.27230290456431533% Duke Energy Corp. U.S.: NYSE USD77.33 0.21 0.27230290456431533% /Date(1484949926267-0600)/ Volume (Delayed 15m) : 2493309 AFTER HOURS USD77.33 % Volume (Delayed 15m) : 169531 P/E Ratio 18.64406779661017 Market Cap 53280371261.5967 Dividend Yield 4.422604422604422% Rev. per Employee 796526 More quote details and news » (DUK), at $65; Southern Co. so 0.020387359836901122% Southern Co. U.S.: NYSE USD49.06 0.01 0.020387359836901122% /Date(1484949862331-0600)/ Volume (Delayed 15m) : 3422095 AFTER HOURS USD49.06 % Volume (Delayed 15m) : 176433 P/E Ratio 18.61082659990137 Market Cap 48117949933.3468 Dividend Yield 4.565837749694252% Rev. per Employee 685092 More quote details and news » (SO), at $44; and Dominion Resources d 0.224808251785242% Dominion Resources Inc. (Virginia) U.S.: NYSE USD75.79 0.17 0.224808251785242% /Date(1484949919804-0600)/ Volume (Delayed 15m) : 1670140 AFTER HOURS USD75.79 % Volume (Delayed 15m) : 69149 P/E Ratio 22.897280966767372 Market Cap 47501383073.8068 Dividend Yield 3.6944187887584112% Rev. per Employee 744354 More quote details and news » (D), at $53, all yield 4% or more.
The Utilities Select SPDR xlu 0.18537590113285274% Utilities Select Sector SPDR ETF U.S.: NYSE Arca 48.64 0.09 0.18537590113285274% /Date(1484964000006-0600)/ Volume (Delayed 15m) : 11565379 AFTER HOURS 48.62 -0.0200000000000031 -0.04111842105263158% Volume (Delayed 15m) : 308868 P/E Ratio N/A Market Cap N/A Dividend Yield 3.8086759868421054% Rev. per Employee N/A More quote details and news » (XLU), which holds the electric utilities within the S&P 500 index, yields 4.1%.
The group started the year strong, as the benchmark Alerian MLP index, which is heavy in energy pipelines, rose 4% over the first two sessions of 2013. More gains could follow after a tough 2012, when the AMZ fell 1% and returned 4.8%, including distributions. Reflecting strong historical returns in the sector, 2012 marked the only year in the past 13 in which MLPs trailed the S&P 500 in total return.
Credit Suisse analyst John Edwards has been bullish, pointing out that the yield on the AMZ index, now 6.5%, looks appealing relative to most other income securities. While weak prices for natural-gas liquids have hurt some MLPs, much of the sector that is involved in domestic energy transportation has experienced little or no impact. Growth in distributions industrywide is expected to average about 7% this year.
The two largest MLPs, Enterprise Products Partners epd 0.6505240332490061% Enterprise Products Partners L.P. U.S.: NYSE USD27.85 0.18 0.6505240332490061% /Date(1484949723227-0600)/ Volume (Delayed 15m) : 3395571 AFTER HOURS USD27.7354 -0.114600000000003 -0.41149012567324955% Volume (Delayed 15m) : 17883 P/E Ratio 22.642276422764226 Market Cap 58601887851.0273 Dividend Yield 5.888689407540395% Rev. per Employee 3335370 More quote details and news » (EPD), at $52 a share, and Kinder Morgan Energy Partners (KMP), at $84, yield 5% and 6.3%, respectively. Kinder Morgan's twin, Kinder Morgan Management (KMR), trading around $79, is a corporation. It has a similar dividend paid in stock, allowing investors to avoid the tax hassles of K-1 partnership tax forms.
There are many MLP-oriented mutual funds and ETFs, including the Alerian MLP amlp 0.23677979479084452% Alerian MLP ETF U.S.: NYSE Arca USD12.7 0.03 0.23677979479084452% /Date(1484964000006-0600)/ Volume (Delayed 15m) : 5070274 AFTER HOURS USD12.83 0.130000000000001 1.0236220472440944% Volume (Delayed 15m) : 397 P/E Ratio N/A Market Cap 3113830000 Dividend Yield 7.559055118110236% Rev. per Employee N/A More quote details and news » (AMLP) and an exchange-traded note, the JPMorgan Alerian MLP AMJ 0.502828409805154% JPMorgan Alerian MLP ETN U.S.: NYSE Arca 31.98 0.16 0.502828409805154% /Date(1484964000002-0600)/ Volume (Delayed 15m) : 1623806 P/E Ratio N/A Market Cap N/A Dividend Yield 6.2439024390243905% Rev. per Employee N/A More quote details and news » index (AMJ).
Junk Bonds
Wall Street generally expects subdued returns of about 7% this year after another strong year in 2012, when junk returned more than 15%. The challenge is that yields are low, at 6%, and prices are high, averaging about 105% of par value. This limits upside because most issues can be redeemed at par prior to maturity.
While many junk investors are reaching for yield in order to get higher returns, it may be best to play it conservatively and avoid debt-laden companies like Caesars Entertainment (CZR) and Clear Channel Communications (CCMO).
J. Matthew Philo, manager of the Mainstay High-Yield Corporate fund (MHYIX), generally is steering clear of lower-rated credits in favor of better situations. "This is a tale of two markets," he says. "The larger part of the market is very resilient with strong asset coverage and free cash flow."
Thanks to the wide disparity in the individual returns of junk debt, management matters, arguing for open- or closed-end funds rather than ETFs like the SPDR Barclays High Yield Bond jnk 0.19083969465648856% SPDR Bloomberg Barclays High Yield Bond ETF U.S.: NYSE Arca 36.75 0.07 0.19083969465648856% /Date(1484964000003-0600)/ Volume (Delayed 15m) : 12891761 AFTER HOURS 36.75 % Volume (Delayed 15m) : P/E Ratio N/A Market Cap N/A Dividend Yield 5.9256816326530615% Rev. per Employee N/A More quote details and news » (JNK) and iShares iBoxx $ High Yield Corporate hyg 0.19533494197403195% iShares iBoxx $ High Yield Corporate Bond ETF U.S.: NYSE Arca 87.2 0.17 0.19533494197403195% /Date(1484964000005-0600)/ Volume (Delayed 15m) : 8873909 AFTER HOURS 87 -0.200000000000003 -0.22935779816513763% Volume (Delayed 15m) : P/E Ratio N/A Market Cap N/A Dividend Yield 3.930165137614679% Rev. per Employee N/A More quote details and news » (HYG), which track broad indexes.
Convertible Bonds
Convertibles are an overlooked asset class because of limited issuance of new bonds and complexity, including securities that automatically convert into equity. Less than $25 billion of converts have been issued in each of the past two years because most corporate treasurers can offer low-rate "straight" debt without giving investors an equity kicker.
"There are some good opportunities," says David King, manager of the Columbia Convertible Securities fund (PACIX). He's partial to a Chesapeake Energy 5¾% convertible preferred (CHKVZ), which recently traded at about $900, below its $1,000 face value, for a 6.4% current yield. The Chesapeake convert offers a lower-risk way to play a revival in natural-gas prices than the company's common shares. King also is partial to a 2⅞% convert from biotech company Dendreon (DNDN), recently trading below 75 cents on the dollar and a 13% yield to maturity in 2016. Dendreon developed a novel treatment for advanced prostate cancer that has had disappointing revenues. The company isn't far from cash-flow break-even and could be a takeover target.
There are many open-end and closed-end convertible funds, plus a sizable ETF, the SPDR Barclays Convertible Securities cwb 0.17233950883239982% SPDR Bloomberg Barclays Convertible Securities ETF U.S.: NYSE Arca 46.5 0.08 0.17233950883239982% /Date(1484964000004-0600)/ Volume (Delayed 15m) : 419790 AFTER HOURS 46.5 0.00999999999999801 % Volume (Delayed 15m) : P/E Ratio N/A Market Cap N/A Dividend Yield 11.806167741935484% Rev. per Employee N/A More quote details and news » (CWB).
After another strong year in which the sector returned 18%, investors may want to tread cautiously because REIT valuations aren't cheap in absolute terms or in relation to the S&P 500 index.
But REITs now trade for about 16 times 2013 funds from operations, a cash-flow measure favored by the industry. That compares with a multiple of 13 for the S&P 500. REITs look even more expensive at about 20 times adjusted funds from operations, a more conservative calculation of cash flow than FFO that subtracts certain recurring expenses like office-leasing costs.
REITs, now yielding an average of 3.6%, still look good relative to Treasuries. Industry fundamentals are favorable amid higher rents and limited new construction, while financing costs are low. "REITs are trading below private-market values, and they remain a haven for people concerned about inflation. Real estate is a hard asset," says Alex Goldfarb, an analyst at Sandler O'Neill.
Goldfarb is partial to Simon Property Group spg 0.8801661928712006% Simon Property Group Inc. U.S.: NYSE USD184.53 1.61 0.8801661928712006% /Date(1484949741293-0600)/ Volume (Delayed 15m) : 2483217 AFTER HOURS USD184.53 % Volume (Delayed 15m) : P/E Ratio 33.25344193757659 Market Cap 57986339783.7158 Dividend Yield 3.576654202568688% Rev. per Employee 1076120 More quote details and news » (SPG), the mall operator and the largest REIT by market value, at $50 billion. He says that Simon is one of the best-managed companies in the business, generating more than $1 billion of free cash annually beyond its dividend requirements. Simon, at $158, trades for 19 times projected 2013 FFO. While third-tier malls may be struggling, those owned by Simon and others like Taubman Centers tco 1.9367701509541442% Taubman Centers Inc. U.S.: NYSE USD71.58 1.36 1.9367701509541442% /Date(1484949721438-0600)/ Volume (Delayed 15m) : 347383 AFTER HOURS USD71.58 % Volume (Delayed 15m) : P/E Ratio 41.82296231375986 Market Cap 4325651073.17688 Dividend Yield 3.3249511036602404% Rev. per Employee 972579 More quote details and news » (TCO) are in good shape.
Apartment REITs lagged behind the group last year, and Goldfarb is partial to Post Properties (PPS), which has a good position in the Sunbelt and low financial leverage. He also likes Essex Property Trust ess 0.8249878678254732% Essex Property Trust Inc. U.S.: NYSE USD228.54 1.87 0.8249878678254732% /Date(1484949658763-0600)/ Volume (Delayed 15m) : 374029 AFTER HOURS USD228.54 % Volume (Delayed 15m) : P/E Ratio 50.674057649667404 Market Cap 14973254349.5563 Dividend Yield 2.80038505294478% Rev. per Employee 710352 More quote details and news » (ESS), which has about half of its portfolio in Southern California, a region now reviving.
Municipal Bonds
With yields on top-grade munis similar to those on Treasuries, the relative appeal of the $3.7 trillion market is good, but absolute yield levels in the 1%-to-3% range aren't great with inflation running at about 2%.
Munis got a break when the congressional budget deal lifted top tax rates on the highest earners and thus heightened the appeal of tax-free income. To top it off, legislators chose not to tax the muni-bond interest of the highest earners, as some had feared.
That helped produce a rally on Wednesday, as long-term munis gained about 1% even as long-term Treasuries declined 1%. "While we are unlikely to see significant capital appreciation in municipal bonds, their after-tax yields are attractive, and munis remain a solid source of income," wrote BlackRock strategist Koesterich.
The idea of taxing muni-bond interest is dormant but not dead. If enacted, such a tax on munis likely would cut their demand, potentially lifting rates as much as half a percentage point and crunching long-term bonds. Many state and local governments face a large and festering pension problem. Given the risks, muni buyers might want to avoid long-term issues and stick with a fund like the Vanguard Intermediate Term Tax-Exempt fund (VWITX), which has low fees. Many investors favor individual bonds, but the downside is limited liquidity if holders ever need to sell.
Preferred Stock
With banks solidly profitable and the bond market strong, the preferred market has rallied sharply since the financial crisis, dropping yields on most bank issues to less than 6% from double-digit levels during 2009. Barron's has written favorably on preferred several times in the past four years.
Issuance has surged as banks have taken advantage of lower rates to lock in long-term equity financing. Issuance totaled about $33 billion in 2012, including several big retail-oriented deals priced at $25 a share from JPMorgan jpm 0.44417767106842737% JPMorgan Chase & Co. U.S.: NYSE USD83.67 0.37 0.44417767106842737% /Date(1484949608497-0600)/ Volume (Delayed 15m) : 17645440 AFTER HOURS USD83.66 -0.0100000000000051 -0.011951715071112704% Volume (Delayed 15m) : P/E Ratio 13.516962843295637 Market Cap 299393335301.03 Dividend Yield 2.2947292936536394% Rev. per Employee 449646 More quote details and news » (JPM), Wells Fargo wfc 0.8977647489923049% Wells Fargo & Co. U.S.: NYSE USD55.07 0.49 0.8977647489923049% /Date(1484949669283-0600)/ Volume (Delayed 15m) : 22389987 AFTER HOURS USD55.07 % Volume (Delayed 15m) : P/E Ratio 13.802005012531328 Market Cap 276231118469.238 Dividend Yield 2.7601234792082803% Rev. per Employee 360824 More quote details and news » (WFC), and BB&T bbt 0.2870390814749393% BB&T Corp. U.S.: NYSE USD45.42 0.13 0.2870390814749393% /Date(1484949622203-0600)/ Volume (Delayed 15m) : 4363317 AFTER HOURS USD45.42 % Volume (Delayed 15m) : P/E Ratio 16.33812949640288 Market Cap 36854877104.3262 Dividend Yield 2.642007926023778% Rev. per Employee 308683 More quote details and news » (BBT). While dividends look safe and remain tax advantaged, most preferreds don't look attractive thanks to their interest-rate risk.
The typical $25 retail preferred usually has a bad combination of a perpetual maturity and a five-year redemption feature at the issuer's option. "The risk-reward profile of these securities does not appear attractive; their upside is capped by the call option, but they could sell off significantly in a rising rate environment," wrote Barclays credit analyst Shobhit Gupta in a recent report.
Two exceptions are unusual preferreds from Wells Fargo and Bank of America that yield more than their regular issues and effectively aren't callable unless there is an enormous rise in common-stock prices. The Wells Fargo Series L has a 7.5% dividend rate and a price of $1,225, way above its face value of $1,000. It yields 6.09%, almost a full point above the bank's other preferreds. Bank of America's 7.25% Series L trades at $1,135 and yields 6.34%. Columbia's King notes that if the banks want to redeem them, they likely will have to pay investors a premium above the current price.
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Results for October 2012
Facebook Tests New Timelines Design
Online Media Daily, Mark Walsh - Wednesday, October 31, 2012
Facebook is testing a new layout for user Timelines that moves all ...
Facebook's Stock Sinking Like A Rock
Around the Net In Online Marketing, Gavin O'Malley - Wednesday, October 31, 2012
Facebook's stock on Wednesday took its worst fall in more than five ...
Data Reveals Influence Of 'Enthusiast Communities' On Purchases
Online Media Daily, Laurie Sullivan - Tuesday, October 30, 2012
Communities of people with a passion for specific topics can directly impact ...
Facebook Testing New Timeline Design
Raw, Mark Walsh - Wednesday, October 31, 2012
Facebook is testing a new layout for user Timelines that moves all ...
UK Official Urges: Lie To Facebook
Around the Net In OMD Europe, Nina Lentini - Monday, October 29, 2012
Andy Smith, an internet security chief at the Cabinet Office, said people ...
Hot Pockets' Viral Snoop Dogg Video Keeps Rollin'
Marketing Daily, Karlene Lukovitz - Monday, October 29, 2012
"Pocket Like It's Hot," a tongue-in-cheek video by Snoop Dogg and friends ...
Pharma Jumps On Social Media Bandwagon
Marketing Daily, Tanya Gazdik - Monday, October 29, 2012
More than 50% of leading pharma companies expect social networking, online video ...
Fake Social Profile Info Impedes Ad Targeting
Online Media Daily, Laurie Sullivan - Monday, October 29, 2012
The BBC reports Andy Smith, an Internet security chief at the Cabinet ...
General Sentiment: Facebook Tops In Buzz
Marketing Daily, Karl Greenberg - Friday, October 26, 2012
Not surprisingly, Facebook is number one in Impact Media Value, partly because ...
Cesar Canine Cuisine Spotlights Therapy Dogs
Marketing Daily, Tanya Gazdik - Monday, October 29, 2012
The Mars Petcare US brand is asking consumers to support these dogs ...
Facebook Faces Desktop 'Problem'
Online Media Daily, Mark Walsh - Friday, October 26, 2012
Facebook eased concerns about its ability to make money in mobile when ...
FOMO: Fear of Missing Out
Research Brief, Jack Loechner - Monday, October 29, 2012
According to new findings from the 2012 Connecting and Communicating Online: State ...
Zynga Earnings Up on FarmVille
Around the Net In Brand Marketing, Karl Greenberg - Friday, October 26, 2012
Zynga Inc., the biggest maker of social games, reported third-quarter revenue that ...
Hyundai Offers Sincere Condolences
Marketing Daily, Karl Greenberg - Thursday, October 25, 2012
Hyundai has launched a humorous campaign meant to highlight its performance in ...
Pandora User Seeks To Revive Privacy Lawsuit
Online Media Daily, Wendy Davis - Thursday, October 25, 2012
A Michigan resident is preparing to ask a federal appeals court to ...
Facebook Sees Growth In Brand Engagement
Around the Net In Brand Marketing, Karl Greenberg - Thursday, October 25, 2012
Facebook brand engagement has risen 896% on a year-over-year basis, according to ...
Facebook Pays $521M For Instagram
Around the Net In Online Marketing, Gavin O'Malley - Thursday, October 25, 2012
It was widely believed that Facebook paid $1 billion for photo-sharing site ...
Study: Brands Get Big Uptick By Using Facebook Ads
Online Media Daily, Mark Walsh - Wednesday, October 24, 2012
Facebook's shares shot up Wednesday after it released third-quarter results showing the ...
Facebook Sued Over Ads For Fake NFL Jerseys
Online Media Daily, Wendy Davis - Wednesday, October 24, 2012
A company that sells official National Football League apparel has sued Facebook ...
European Business Elites Embrace Social Media
The Social Graf, Erik Sass - Thursday, October 25, 2012
Europe's business movers and shakers are embracing social media in a big ...
Social Marketing Budgets Increase For B2Bs
Online Media Daily, Laurie Sullivan - Wednesday, October 24, 2012
Driving awareness and conversions through content remain the top strategy for business-to-business ...
Facebook Revenue Gains On Mobile Growth
Online Media Daily, Mark Walsh - Tuesday, October 23, 2012
Facebook on Tuesday reported that revenue rose 32% to $1.26 billion in ...
Facebook Stock Price Jumps
The Social Graf, Erik Sass - Wednesday, October 24, 2012
Finally some good news for Facebook: a favorable third quarter earnings report, ...
Top 50 UK Publications On Facebook Listed
Around the Net In OMD Europe, Nina Lentini - Monday, October 22, 2012
For the purposes of this list the Press Gazette have defined Facebook ...
Can Facebook Monetize Ad Growth?
Online Media Daily, Mark Walsh - Monday, October 22, 2012
Facebook's stock continues to languish at about half its opening price of ...
Adobe Predicts Rising Mobile CPCs
Online Media Daily, Laurie Sullivan - Monday, October 22, 2012
Google's downward sliding cost per click last quarter, caused by an increase ...
Facebook Revenue Up 32% On Mobile Growth
Raw, Mark Walsh - Tuesday, October 23, 2012
Facebook on Tuesday reported third-quarter revenue of $1.26 billion, up 32% from ...
Facebook Exec Quits For London's Tech City
Around the Net In OMD Europe, Nina Lentini - Sunday, October 21, 2012
Joanna Shields, one of Facebook's most senior executives, is to quit the ...
Lincoln Financial Encourages Retirement Savings
Marketing Daily, Tanya Gazdik - Friday, October 19, 2012
Lincoln Financial Group is encouraging Americans to save for their retirement through ...
Facebook Opens Up App Install Ads
Online Media Daily, Mark Walsh - Wednesday, October 17, 2012
In August, Facebook announced it was testing new ads in the mobile ...
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text:
Paper in rolls, wallpaper, other papers and documents
Trademark: 'Simply meetings'
On 22. 1. 1999 the community trademark application no. 001058205 was filed for Simply meetings (Figurative mark) by CORUS HOTELS LIMITED before the OAMI.The goods and services in respect of which registration of the trademark was sought are in classes 41 and 42. The current status of the trademark is registration expired.
Status is 'Registration expired'
The Community Trade Mark has not been renewed by the trademark owner and has therefore expired.
|25. 5. 2000
|Expiry date
|22. 1. 2009
|Nice classes
|41, 42
You can follow this trademark. You will receive an email, whenever we detect changes of the trademark filing.
This service is for free. You can unsubsribve whenever you want. More information.


text:
Icecat: syndicator of product information via global open catalog with more than 3811026 data-sheets 14816 brands – register (free)
Add to compare Don't compare
The general trademark of a manufacturer by which the consumer knows its products. A manufacturer can have multiple brand names. Some manufacturers license their brand names to other producers.Inventum
Product name:
Product name is a brand's identification of a product, often a model name, but not totally unique as it can include some product variants. Product name is a key part of the Icecat product title on a product data-sheet.GF545
Product code :
The brand's unique identifier for a product. Multiple product codes can be mapped to one mother product data-sheet if the specifications are identical. We map away wrong codes or sometimes logistic variants.GF545
Category :
Electric device which is filled with cooking oil and used to deep-fry food e.g. french fries.fryers
Data-sheet quality: created/standardized by Icecat
The quality of the product data-sheet can be on several levels:
only logistic data imported: we have only basic data imported from a supplier, a data-sheet is not yet created by an editor.
created by Inventum: a data-sheet is imported from an official source from a manufacturer. But the data-sheet is not yet standardized by an Icecat editor.
created/standardized by Icecat: the data-sheet is created or standardized by an Icecat editor.
only logistic data imported: we have only basic data imported from a supplier, a data-sheet is not yet created by an editor.
created by Inventum: a data-sheet is imported from an official source from a manufacturer. But the data-sheet is not yet standardized by an Icecat editor.
created/standardized by Icecat: the data-sheet is created or standardized by an Icecat editor.
Included since: 16 Jun 2006
The date Icecat noticed for the first time that this product was included in the price list of a channel partner
Info modified on: 05 Dec 2016 10:51:53
The date of the most recent change of this product data-sheet in Icecat.
Product views: 9999
This statistic is based on the 65075 using ecommerce sites (eshops, distributors, comparison sites, ecommerce ASPs, purchase systems, etc) downloading this Icecat data-sheet since 16-06-06 Only sponsoring brands are included in the free Open Icecat content distribution as used by 63374 free Open Icecat users .
Short summary description Inventum GF545 fryer:
This short summary of the Inventum GF545 fryer data-sheet is auto-generated and uses the product title and the first six key specs.Inventum GF545, Single, Stainless steel
Long summary description Inventum GF545 fryer:
This is an auto-generated long summary of Inventum GF545 fryer based on the first three specs of the first five spec groups.Inventum GF545. Oil content: 4 L. Construction type: Single, Colour of product: Stainless steel. Power consumption (typical): 3000 W
This is a demo of a seamless insert of an Icecat LIVE product data-sheet in your website. Imagine that this responsive data-sheet is included in the product page of your webshop. How to integrate Icecat LIVE JavaScript.
Oil content*
The amount of oil that is in the product.
Adjustable thermostat
There is a thermostat to control the temperature of the device.
Construction type*
The way in which the product is constructed.
Colour of product*
The colour e.g. red, blue, green, black, white.
Stainless steel
Viewing window
Transparent window in device, that created to view progress of performance.
Easy to clean
Indication light
Auto power off
The device switches itself off automatically after a certain activity, or after a certain time of inactivity.
Other features
Power consumption (typical)
Amount of power consumed by this model, often expressed in watts (W). Typical values that manufacturers give are power consumption when off, standby/suspended mode, typical use, maximum usage.
(show image)
Product code
Price from
(show image)
Here, we only show product images of sponsoring brands that joined Open Icecat as product images can be subject to copyrights. Icecat can be of assistance in securing the necessary permissions or implementing a brand's Digital Rights Management policies. Login to view all product specs or request a Full Icecat subscription to download product specs.
(excl. VAT)
GBP 54.70(incl. VAT)


text:
You limited your search to:
Partner: UNT Libraries
Decade: 2000-2009
Degree Discipline: Early Childhood Education
Collection: UNT Theses and Dissertations
African-American Parents' Nutritional Habits: Implications for the Prevention of Early Childhood Obesity.
Date: August 2009
Creator: Anderson, Andraya D.
Description: This research study addressed the nutritional beliefs and habits of African-American parents of children aged 3 to 6 years old. Both quantitative and qualitative data collection methods were employed. Quantitative data was collected via the Comprehensive Feeding Practices Questionnaire as well as a demographic questionnaire. Qualitative data was collected from oral interviews conducted by the researcher. Seventy-five parents or guardians participated in the study. Findings for the research questions revealed the participants' beliefs about nutrition directly correlated with food they provided for their children and most believed nutrition rather than genetics played a role in their child(ren)'s weight. Furthermore, parents from lower income families consumed more home cooked meals per week and those with higher incomes did not consume more fast food per week. Food intake restriction and control in feeding was similar among all participants, regardless of restriction and control in feeding was similar among all participants, regardless of education or income level. Suggestions for future research were included.
Contributing Partner: UNT Libraries
African Refugee Parents' Involvement in Their Children's Schools: Barriers and Recommendations for Improvement
Date: December 2009
Creator: Githembe, Purity Kanini
Description: The purpose of this study was to examine involvement of African refugee parents in the education of their elementary school children. The setting of the study was Northern and Southern Texas. African refugee parents and their children's teachers completed written surveys and also participated in interviews. In the study's mixed-method design, quantitative measures provided data about parent involvement at home, parent involvement at school, frequency of parent-teacher contact, quality of parent-teacher relationship, parent endorsement of children's schools, and barriers to parent involvement. Qualitative data from the open-ended questions provided data on barriers and strategies to improve involvement. Sixty-one African refugee parents responded to the survey and also participated in an in-depth face-to-face or telephone interview. Twenty teacher participants responded to an online survey. Quantitative data gathered from the parent and teacher surveys were analyzed using frequency distributions and analyses of variance. Qualitative data were analyzed by summarizing and sorting information into different categories using Weft QDA, an open-source qualitative analysis software. From these data, I identified barriers to African refugee parent involvement in their children's schools, as well as challenges that teachers face as they try to involve African refugee parents. Results of analyses of variance revealed statistically significant differences ...
Contributing Partner: UNT Libraries
An Analysis of EC-4 Pre-Service Teacher Perceptions of Knowledge and Use of Classroom Discipline Techniques
Date: May 2006
Creator: Short, Selena Gutierrez
Description: The purpose of this study was to examine the perceptions of pre-service Texas Wesleyan University teachers' knowledge and use of classroom discipline techniques. The study was conducted to obtain data utilized for the evaluation of the research questions. A non-experimental, mixed research design using survey methodology was used. Part one of the Allen Classroom and Discipline Management Instrument (ACDMI) consisted of demographic information: current position, ethnicity, level of education, gender, age, teaching certification obtained, teaching certification anticipated to be obtained, type of teacher certification training, and number of clock hours received in discipline management. The demographic information was used as independent variables for comparing responses to survey items. Part two contained discipline management techniques from Skinner, Canter, Dreikurs, Gathercoal, Glasser, Faye and Funk, Curwin and Mendler, and Berne and Harris. These techniques were used to determine mean differences with the independent variables. Finally, part three was the qualitative section which consisted of four questions requesting information about helpful discipline techniques. The sample population consisted of 150 pre-service teachers from a small liberal arts university in Texas. Findings from the study indicated that EC-4 pre-service teachers' predicted use of discipline management techniques were the ones in which they were most knowledgeable. ...
Contributing Partner: UNT Libraries
Attitudes of American and Korean Early Childhood Educators Regarding Programs for Gifted/Talented Young Children.
Date: December 2001
Creator: Song, Kyu-Woon
Description: The purpose of this research was to study the attitudes of Korean and American early childhood educators concerning gifted children and programs aimed specifically at meeting their needs. The study examined general attitudes towards giftedness and gifted education programs and factors that might affect those attitudes. The study also examined desirable environments for young gifted children. Twenty-item questionnaires were developed and logically divided into six sections (identification, teacher environment, classroom environment, parent environment, educational rights, and program). A systematic process of development, analysis, and refinement of the questionnaire was done. The questionnaires were given randomly to American educators attending the 1996 National Association for the Education of Young Children (NAEYC) conference. A random Korean sample included early childhood educators listed in the Korean Association for Early Childhood Education Directory (1995-1996) and the Korean Association for Child Care Directory (1995-1996). All subjects were members of one of three groups: (a) teacher educators, (b) teachers, and (c) administrators/directors. The surveys found agreement between Korean and American early childhood educators on the importance of knowing the strengths of individual gifted children, the need to stimulate higher order thinking skills, the rights of gifted children to an appropriate education, a perception of more work ...
Contributing Partner: UNT Libraries
Children of Teenage Mothers: School Readiness Outcomes and Predictors of School Success.
Date: August 2008
Creator: Brown, Amber L.
Description: The purpose of this study was to examine the effects of teenage motherhood on the school readiness, literacy skills, and parental involvement of children participating in the Home Instruction for Parents of Preschool Youngsters (HIPPY) early intervention program, as well as make recommendations for optimal outcomes. Study children were participants in HIPPY at five diverse, urban school districts. Using a mixed method design, this study examined the results of quantitative measures of children's school readiness, literacy skills, and parent involvement along with qualitative data collected through mothers' responses to two, open-ended questions related to their satisfaction with HIPPY. According to results of independent samples t-test, mean scores on school readiness and parent involvement measures were not statistically significantly different for the children of teenage mothers and the children of traditional age mothers. However, there were moderate effect sizes for parent involvement and physical development indicating some practical significance. Chi-square results of literacy skills indicated that the children of teenage mothers were almost twice as likely [c2 (1, N = 36) = 4.21, p < .05] to have literacy skills that were "not on grade level" according to scores on the TPRI/Tejas. Descriptive discriminant analysis (DDA) indicated that the multivariate relationship ...
Contributing Partner: UNT Libraries
Children's Spiritual Development: Analysis of Program Practices and Recommendations for Early Childhood Professionals.
Date: December 2009
Creator: Myers, Joyce Eady
Description: The purpose of this study was to determine the extent to which faith-based preschools promote spiritual development in preschoolers. The participants in the study were faith-based early childhood teachers and administrators from seven states. Early childhood professionals representing 11 Christian faith traditions completed written surveys or online surveys. A total of 201 faith-based educators completed the survey; 20 respondents participated in semi-structured interviews. The concurrent triangulation mixed-method design provided data on 8 program dimensions which support children's spiritual development: prayer, Bible literacy, worship, building character, service opportunities, assessment, parental involvement and context. I analyzed quantitative data using descriptive and inferential statistics. All items were examined using mean, standard deviation, frequency, and percentages. Qualitative data gathered from semi-structured interviews were coded and analyzed using NVivo8® qualitative analysis software (QSR International, Inc., Cambridge, MA, http://www.qsrinternational.com). From this data I identified the extent to which faith-based preschool programs support children's spiritual development through the practices of prayer, Bible literacy, worship, building character, service opportunities, assessment, parental involvement and context. Data analyses revealed statistically significant differences in faith-based teachers' hours of training in children's spiritual development across all program practice dimensions. A key finding of the study was that training in children's spiritual development ...
Contributing Partner: UNT Libraries
A Comparison Study of the Experiences of Educators and Non-Educators in Promoting Reading and Reading Related Skills of their Own Preschool Children
Date: December 2005
Creator: Fitzpatrick, Tamecca S.
Description: The rationale for this study was to evaluate the home literacy environments of educators and non-educators to investigate whether educators provide "richer" home environments than non-educator mothers. This research explores the mothers' perceptions of their children, views of reading, methods of promoting a positive reading environment, dealing with personal demands and emotions, and their expectations related to promoting reading. The participants in the study are 2 elementary school teachers with preschool children and 2 non-educator mothers with preschool children. Results indicated that being an educator is not an isolated characteristic of providing a rich home environment. The educational attainment of the mother was discovered to have greater influence on home literacy environment than the mother's profession. Higher educated mothers provided richer home environments than their less educated counterparts.
Contributing Partner: UNT Libraries
Decision Making Factors in Child Caregiver Reporting of Child Abuse and Neglect
Date: May 2000
Creator: Hagen, Carol Kellerman
Description: This study investigated decision making factors used by child caregivers to identify suspected child abuse and neglect and collected data on caregiver training in the recognition and reporting of suspected child abuse and neglect. Data was collected in July 1999 in fourteen north Texas childcare programs. One hundred twenty three teaching and administrative staff completed a survey based on Jacobson, A., Glass, J. and Ruggiere, P. (1998). Five teachers and five administrators chosen for convenience were read eleven vignettes describing possibly abusive situations to decide whether they were reportable or non-reportable, and to indicate factors used to make their decisions. Administrators (50%) and teachers (13.3%) reported being unfamiliar with child abuse and neglect definitions and reporting laws. Two thirds (66.7%) of the administrators and 39.8% of the teachers had received specific training in recognizing and reporting child abuse and neglect. Administrators were more likely than teachers to report suspected child abuse and neglect. Teachers often reported to program administrators rather than state designated authorities. All subjects relied on information about children, but administrators also used information about parents, with teachers more likely to make excuses for parental actions. With 110 reporting opportunities, training was cited as a factor only twice ...
Contributing Partner: UNT Libraries
Development of a proposed toddler caregiver training program for South Korea.
Date: May 2009
Creator: Kim, So-Yeon
Description: Based on the survey results of 150 South Korea toddler caregivers about training needs, I developed a relationship-based approach for a toddler caregiver training program. The training program was modified using suggestions provided by 6 South Korean professors, who were asked to review the program. Survey findings revealed that: (a) All participants (toddler caregivers) perceived that it is necessary for caregivers to attend training. However, most (72.2%) found that it was difficult to attend training programs more than 1 time per year because it was hard to find a substitute teacher (64%). Participants desired to attend training programs on toddler care because of the lack of in-service education (26%), curriculum (24%), and training programs (15.3%); (b) Caregivers who had the third-degree caregiver certification preferred to learn parent education more than child development. However, caregivers who had a higher degree of caregiver certification preferred to learn child development more than parent education; and (c) Caregivers who had more than 5 years of teaching experience preferred to learn about the teacher's role more than caregivers who had fewer than 4 years of teaching experience. Future studies need to evaluate the effect of this relationship-based training program for toddler caregivers in relation to ...
Contributing Partner: UNT Libraries
Developmentally Appropriate Beliefs and Practices of Public and Private Kindergarten Teachers in the United States and Taiwan
Date: December 2007
Creator: Liu, Huei-Chun
Description: The purposes of the present study are to: (a) describe the beliefs and practices of the US and Taiwan (TW) public and private kindergarten teachers regarding developmentally appropriate practice (DAP), (b) examine the group differences between the four groups of teachers, and (c) identify the salient factors related to the variability of developmentally appropriate beliefs and practice in these teachers. Three hundred and fifty-seven kindergarten teachers participated in the study. The group sizes were 123, 123, 57, and 54 for Taiwan private, Taiwan public, US private, and US public kindergarten teachers, respectively. A survey was used to collect data. Findings from this study showed: (a) Both the US and Taiwan kindergarten teachers highly endorsed beliefs about DAP; (b) US and Taiwan kindergarten teachers also held strong beliefs about developmentally inappropriate practices (DIP); (c) DAP activities occurred regularly in the classrooms; (d) developmentally inappropriate practice (DIP) activities also took place a lot although they were lower than the DAP activities; (e) the Taiwan teachers had higher beliefs about DAP and lower beliefs about DIP than the US teachers; (f) the US teachers reported both higher DAP and DIP activities than the Taiwan teachers; (g) there were no differences between public and ...
Contributing Partner: UNT Libraries
Direct and Indirect Effects of Parenting Style with Child Temperament, Parent-Child Relationship, and Family Functioning on Child Social Competence in the Chinese Culture: Testing the Latent Models
Date: May 2007
Creator: Xu, Changkuan
Description: Interactional and contextual models have been conceptually proposed in understanding parental influences on children. Yet, empirical model testing has been limited. The purpose of this exploratory study was to investigate the direct and indirect effects of parenting style on child social competence using structural equation modeling in a sample of 544 Chinese families with 6-9 years old children, mainly singleton, residing in Nanjing, China. Five latent models were tested: (a) the direct model between parenting style and child social competence, (b) child temperament as a moderator, (c) parent-child relationship as a mediator, (d) the interaction model between parenting style and family functioning, and (e) bidirectional models of parenting style concurrently with parent-child relationship, and family functioning predicting child social competence. Findings showed: (a) The direct relationship between parenting style and child social competence was significant in both parents with authoritative parenting style on the positive direction, whereas authoritarian and permissive parenting styles on the negative direction; (b) child temperament did not moderate parenting style on child social competence; (c) father-child relationship mediated paternal parenting style on child social competence, whereas maternal parenting style did not; (d) family functioning neither moderated nor mediated the relationship between parenting style and child social ...
Contributing Partner: UNT Libraries
Educating Young Children with Autism in Inclusive Classrooms in Thailand
Date: May 2008
Creator: Onbun-uea, Angkhana
Description: This study investigated what constitutes a teaching curriculum for students with autism in inclusive classrooms in Thailand. The researcher employed 3 qualitative methods: semi-structured interviews, document analysis of curricula and lesson plans, and nonparticipant observations. Six schools were selected as the sites. Participants for interview included 6 principals and 24 teachers. The researcher observed one inclusive classroom for each of the 6 selected schools. The study concentrated on 3 questions: (a) What contributes to appropriate instructional curricula to promote teaching of students with autism in inclusive classrooms in Thailand? (b) What teaching strategies improve the achievement and learning skills of students with autism in inclusive classrooms in Thailand? (c) What are the problems of curricula for teaching students with autism in inclusive classroom in Thailand? Key findings for the research questions were as follows: Common features of effective curricula for teaching students with autism in inclusive classrooms include opportunities, health care, specialized curriculum, students' individual needs and abilities, guidelines of teaching, teacher training and supervision, transition plan, parent involvement, tools/classroom environment, and students' class assignments. The teaching strategies include varying the teaching format (large group, small group, and one-on-one), teaching functional communication (giving direction, close-ended questions or open-ended questions), reinforce ...
Contributing Partner: UNT Libraries
Effectiveness of a Web-based Course in Facilitating the Integration of Technology Into Early Childhood Curricula.
Date: December 2007
Creator: Graham, Leticia
Description: Although technology is available and used in early childhood classrooms, little is known about what early childhood teachers believe about the use of technology and how technology is integrated into early childhood curricula. This study was designed to (a) determine the beliefs of early childhood teachers about technology integration into early childhood curricula and (b) describe the extent to which early childhood teachers integrate technology in their early childhood curricula. The participants included 39 prekindergarten teachers who volunteered to participate in a technology integration project. The treatment group accessed a Web-based technology integration training program and participated in two classroom observations, along with completing an attitudinal questionnaire pretest and posttest. The Prekindergarten Web-based Technology Integration Training included four modules each expanding the following themes: (a) national and state standards and guidelines for technology; (b) setting up a computer center; (c) integrating technology; (d) using the digital camera. The control group participated in two classroom observations without the benefit of the Web-based technology integration training program and completed the attitudinal questionnaire pretest and posttest. Results indicate that Prekindergarten teachers believe that technology can enhance a child's learning, but there was no statistically significant difference between the control and the treatment group.
Contributing Partner: UNT Libraries
The Effects of a Computer-mediated Intervention on "At-risk" Preschool Students' Receptive Vocabulary and Computer Literacy Skills.
Date: December 2003
Creator: Alman, Lourdes Fraga
Description: This study examined the effects of a computer-mediated intervention on "at-risk" preschool students' receptive vocabulary development, computer-literacy skills, and enthusiasm for leaning. Twenty-two preschool-aged children attending an urban primary public school and participating in government subsidized school lunch program participated in the study. A pretest/posttest control-group design and case-study participant observations were used for data collection. Students were assigned to one of two treatment groups. Eleven preschool students with pretest School Readiness Composite (SRC) standard scores of 80, or below, on the Bracken Basic Concept Scale-Revised (BBCS-R), were assigned to the intervention group. Eleven pre-school students matched by age level and teacher comprised the comparison group. The intervention group received computer-mediated instruction while the comparison group received classroom teacher instruction. The first research question examined the effect of the intervention on students' receptive vocabulary analyzing groups' pretest and posttest BBCS-R School Readiness Composite mean scores. Combined analysis of a Two-Factor Repeated Measures and a Posttest only ANCOVA revealed that computer-mediated instruction was as effective as classroom teacher instruction in helping "at-risk" students acquire readiness receptive vocabulary. The second research question examined the effect of the intervention on "at-risk" student's computer-literacy skills analyzing participants pretest and posttest mean scores on the ...
Contributing Partner: UNT Libraries
The Effects of a Therapeutic Play Intervention on Hispanic Students' Reading Achievement, Self-Concept, and Behavior
Date: December 2000
Creator: Lopez, Helen Trevino
Description: This study employed a pretest/posttest control group design to investigate the achievement of second grade Hispanic students from a predominantly low socio-economic school in a large metropolitan city. The thirty Hispanic students with the lowest scores on the Gates MacGinitie Reading Test were randomly assigned to the experimental group (n =15) or the control group (n=15). The treatment consisted of 16, 30-minute sessions of play intervention--2 times per week for 8 weeks. The providers of play therapy were school personnel trained in the principles of child-centered play therapy including tracking, reflecting feelings, and setting limits. Instruments were administered to all subjects prior to the 8 week treatment period and in the two-week period following treatment and included the GMRT, the Joseph Pre-School Primary Self-Concept Test (JPPSCST) and the Child Behavior Checklist Teacher Report Form (CBCTRF). Statistical analyses included a (t-test; 2 tail; p > .05), discriminant analysis, and cross validation. The results indicated that children who received play therapy did not achieve notably higher mean scores in reading. However, play therapy did improve the experimental group's self-concept scores and their internal behavior scores, though not significantly. All differences between the experimental and the control groups were within 1 point except ...
Contributing Partner: UNT Libraries
Effects of Background Music on Preschoolers' Attention.
Date: December 2009
Creator: Dartt, Kevin Maurine
Description: Background music is often used in preschool classrooms with the belief that music makes children smarter and increases attention. The purpose of this study was to determine if background music increased children's focused attention during play activities. Focused attention occurs when children maintain attention to a task regardless of distractions. This quasiexperimental study investigated background music and play in a laboratory setting. I videotaped individual children during play with math manipulatives in a pretest-posttest research design with background music used as the treatment. Forty-three 3-, 4-, and 5-year-olds played for 15 minutes. The first 5 minutes of play had no music (pretest), the second 5-minute play episode had background music (treatment), and the final 5-minute play episode had no background music (posttest). Data were analyzed using one-way repeated measures analysis of variance. Findings revealed that the subjects paid less attention to the play task with background music than they did during the pretest, with no music. Another key finding was that children with more musical experiences at home, as reported by the Child's Home Musical Experience Survey (CHIMES), exhibited longer periods of focused attention with background music. This study confirmed previous research that 3-year-old children have shorter focused attention than ...
Contributing Partner: UNT Libraries
English language learners: Does summer school make a difference in young children's literacy scores?
Date: August 2006
Creator: Wickert, DeAnna S.
Description: Many school districts consider literacy and oral language as a top priority for pre-kindergarten students. In the district under study, pre-kindergarten English language learner (ELL) students are encouraged to attend a special summer school program to increase their oral language ability in English. This study compared three groups of children: ELL students attending summer school v. ELL students not attending summer school v. English speaking students not attending summer school. The students' primary reading inventory scores from the end of pre-kindergarten to the middle of kindergarten in the areas of reading, writing and oral language were compared. As expected, ELLs who attended summer school showed significant growth in oral language development from the beginning of summer school to the end of summer school. While it was hypothesized that ELL students attending summer school would show more improvement in oral language than other children over time, there was no significant difference between summer school and non-summer school children's scores by the middle of kindergarten.
Contributing Partner: UNT Libraries
Exploring Team Performance as an Independent Variable: Can Performance Predict Resource Allocation?
Date: December 2007
Creator: Lopez, Nicolette P.
Description: Encouraging positive work team growth depends on, in part, the form and availability of organizational resources and support. Support systems have been found to be important for work team health and survival. However, managers are challenged to make resource decisions while working within company budgetary restraints. Previous research has indicated a positive relationship exists between teams provided with appropriate resources and support, and increased team performance. This study extended previous research by exploring if team performance can predict resources and support. Specifically, the means by which managers allocate resources based on team performance was examined. Archival data included 36 work teams and their managers drawn from four geographically dispersed manufacturing companies. Information gathered from a modified version of an original team support system instrument was used to assess the importance and presence of four resource systems. Additionally, a gap score was calculated from these scores to assess the alignment between resource need and resource existence. Data was used to assess the potential relationships between managers' perceptions of team performance and the manner by which resources are allocated. All hypotheses produced non-significant findings. Results of the hypotheses, data patterns, and limitations of the study are discussed, and opportunities for future research ...
Contributing Partner: UNT Libraries
Gottshall Early Reading Intervention: A phonics based approach to enhance the achievement of low performing, rural, first grade boys.
Date: December 2007
Creator: Gottshall, Dorothy Lee
Description: Learning to read is critical for quality of life and success in our society. Children who cannot read well face unsuccessful educational careers and limited job choices. Recently, policy makers and educators have made progress toward increasing the reading achievement of America's children. Still up to 60% of boys who live in poverty cannot read or read two years below grade level. In this experimental study, I designed and examined the effects of the Gottshall Early Reading Intervention (GERI) to determine if direct instruction with a small group, phonics based approach would increase the literacy achievement of low performing, rural, first grade boys. Participants were selected according to Texas Primary Reading Inventory (TPRI) scores, matched them across race, ethnicity, and socio-economic status, and randomly assigned them to experimental/control group. Three times per week for 15 weeks, boys in the experimental group attended 30-minute pullout sessions taught by trained professionals in addition to classroom reading instruction. Control group members received classroom reading instruction only. Findings reveal no significant differences in reading gains across all variables. However, descriptive data indicate higher percentages of gains for the experimental group on four out of five reading components with rate of gain higher on fifth. ...
Contributing Partner: UNT Libraries
The Great Debate continued: Does daily writing in kindergarten lead to invented spelling and reading?
Date: May 2003
Creator: Pierce, Laura Boehl
Description: Many children in the United States cannot read on level by fourth grade. Traditionally, teachers have delayed reading instruction until first grade. However, involving children sooner in literary activities may provide skills needed to enable them to read on grade level. The purpose for this study was to determine the extent to which daily writing in kindergarten influences the development of invented spelling and learning to read. Five teachers modeled writing with 78 kindergarten children who wrote every day or almost every day for 20 weeks. There were 51 children in an experimental group, and 27 in a control group who were given a pretest and a posttest using the Observation Study (Clay, 1993). Results from a mixed model ANOVA indicated a significant difference between the control group and the experimental group on the Dictation Task F (1, 76) = 11.76, P≤ .001 and the Writing Test F (1, 76) = 4.33, P≤ .01. Results from a z-Test of dependent proportions indicated there were significant differences in the reading levels of the control group from the pretest to the posttest (z = 7.51, P ≥ .05) because (z = 7.51, Zcv = 1.96). The experimental group results from pretest to ...
Contributing Partner: UNT Libraries
Growing in Favor with God: Young Children's Spiritual Development and Implications for Christian Education
Date: May 2009
Creator: Thomson, Donna R.
Description: Experts do not agree on the definition of spiritual development although positive spiritual development benefits society in many ways. Without agreement on the definition of spiritual development and a common understanding of spiritual development, parents, teachers, and pastors who are entrusted with the task of fostering positive spiritual development in Christian settings face the challenges of determining what spiritual development is (definition), the desired goals (culmination) of spiritual development, and the most effective ways to meet those goals (context and content). The purpose of this study was to use data, from the social sciences and Christian points of view, to inform Christian education programs and arrive at recommendations for fostering young children's spiritual development. Data sources include textual literature from the social science and Christian points of view. In addition, the researcher gathered interview data from twenty children's pastors. Research results included: 1. It is possible that spirituality is associated with sensory awareness. 2. Examining spirituality as sensory awareness may lead to focusing on innate qualities of spiritual capacity with a more focused inclusion of children with special needs in faith-based programs, a God-given conscience, and consideration that children may be born with spiritual gifts to express their spiritual nature. ...
Contributing Partner: UNT Libraries
Incarcerated mothers in Cuenca, Ecuador: Perceptions of their environment and the impact it has on the lives of their young children and their education.
Date: May 2008
Creator: McBride, Rachel L.
Description: The number of children whose mothers are incarcerated is increasing around the world. Educators of young children are faced with new challenges in their classrooms as they work with these children during their formative years for social-emotional development. The purpose of this qualitative study was to interview the mothers, in order to gain their perspective on how they feel their incarceration has affected their relationship with their children; how they believed it would affect their children in the future, and to investigate the perceptions of early childhood teachers who worked with children of incarcerated mothers. Using interviews, observations, journal, and field notes the researcher collected information from 3 incarcerated mothers, 3 of their children, and the 2 teachers who worked with these children. Overall findings were that the mother-child relationships are of extreme importance to the mothers. They have high hopes for a better life for their child, which includes concerns about their education. Mothers had fears that their incarceration would repeat itself in their children and desired for things to be different in their children's futures. They reported their incarceration affecting their children in negative ways. Their children had difficulty depicting their mothers in their drawings. Lastly, the teachers ...
Contributing Partner: UNT Libraries
An Investigation into the Effects of Long-term Staff Development on Teacher Perceptions and Reading Achievement on Young Children
Date: May 2003
Creator: Boatman, Vikki
Description: The effectiveness of long-term staff development (Reading Academy Project-RAP) on students' reading scores on the Texas Assessment of Academic Skills (TAAS) test was examined to determine if teachers transferred newly learned teaching strategies into practice and changed their beliefs about reading instruction. In a four-year cohort longitudinal study in an East Texas rural community, the effects of long-term staff development on third grade students' TAAS test reading scores, teacher practices, and teacher beliefs were explored. Populations included a teacher group (N = 17), an experimental (N = 419), and a control (N = 419) group of students. Children's groups were matched pairs based on five demographic characteristics and membership or non-membership in one or more of six categories. An application survey and four end-of-the-year surveys provided teacher data regarding classroom practices. One interview question provided information about teacher beliefs. Results indicate students who had a RAP teacher for at least one year scored significantly higher on the TAAS reading test in the third grade than those without a RAP teacher. Examination of students having more than one year with an academy teacher failed to produce statistically significant differences in TAAS test reading scores; however, an upward trend was noted. Statistically ...
Contributing Partner: UNT Libraries
Juvenile Justice Sentencing: Are There Alternatives?
Date: December 2000
Creator: Youngblood, Michelle K.
Description: Research indicates that states have implemented juvenile justice reforms to enact harsher punishments, to transfer greater numbers and younger juvenile offenders to adult criminal court, and to restrict discretion of the juvenile court judges. Social science studies have found that harsher punishments, transfers to adult criminal court and other measures do not work, but that comprehensive approaches which address the numerous major factors contributing to juvenile offending have been successful. This study examined the legal status of the juvenile justice system by focusing upon ten diverse sample states and analyzed the social science research on factors contributing to juvenile offending and on prevention, treatment, and rehabilitation approaches. The study was accomplished by legal research, qualitative social science research, and analysis of both. Findings indicated: a) state statutes require and allow adult punishment of juvenile offenders, transfer of juvenile offenders to adult criminal court, and direct filing of charges against juveniles in adult criminal court; most states begin these proceedings at age 14, some have no age minimum; b) social science research indicates numerous factors contribute to juvenile offending with most of the factors categorized into the major factors of early antisocial behavior, deviant peers, parents and family, sociomoral reasoning, biological ...
Contributing Partner: UNT Libraries


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Guitar Chords 251566 songs
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We found 3 Louvores à Deus songs on chords and tabs.
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Saxophonist Alexandra Grimal in a quartet with guitarist Todd Neufeld, bassist Thomas Morgan, and drummer Tyshawn Sorey, a weaving and interstellar odyssey inspired by the night sky of the MacDowell Colony.
Grimal, Alexandra
Label: Ayler
Released in: Sweden
"Composed while staring into the night sky of the MacDowell Colony in the United States during the winter of 2010-11, the music on Andromeda traces the nomadic saxophonist's inner progress, achieving its own synthesis of different jazz trends and improvisational systems. Transcending genres and cultures, Alexandra Grimal's music is both powerful and telluric, creating a unique, weaving world, tailor-made for her co-performers Todd Neufeld, Thomas Morgan and Tyshawn Sorey.
Continually striving to surpass itself, Grimal's work is one that collects and assembles but loses none of its integrity and unity in the process. An interstellar odyssey in the form of a symphony, Andromeda was recorded thanks to the support of the Chamber Music of America (CMA) / French-American Jazz Exchange (FACE) programme, supported by the Doris Duke Charitable Foundation, the Cultural Services of the French Embassy, Cultures France and the French Music Export Office (FMEO)."-Ayler Records
See all items in the Ayler Records category
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Shipping Weight: 2.00 units
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Label: Ayler
Catalog ID: aylCD-127
Squidco Product Code: 16307
Format: CD
Condition: New
Released: 2012
Country: Sweden
Packaging: Cardstock gatefold foldover
Recorded by James Farber with Ted Tuthill on December 19th, 2011 at Sear Sound, NYC
Alexandra Grimal-tenor saxophone, soprano saxophone
Todd Neufeld-acoustic guitar, electric guitar
Thomas Morgan-double bass
Tyshawn Sorey-drums
Highlight an artist name or instrument above
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Track Listing:
1. Little Step 3:17
2. Orion 3:22
3. Cassiopee 13:57
4. Algieba 11:46
5. Ulysse 7:27
6. Andromeda 13:36


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Archives for Depression
Borderline Personality Disorder: Final Email to My Therapist
Dear XXXXX, I thought it was safe to let you know how I was doing. I thought it was safe to email you about what my thoughts were regarding brief psychosis –v- depression (which is something I have finally made sense of and wanted your opinion on because I trusted you). I told you what my current working life was like and I felt as though I got a rubber stamp response because nothing in your email referred specifically to what I had actually said or achieved. In therapy once, you asked me to always let you know how I was doing because you didn't want me to move on and disappear out of your therapy life. You also once told me you loved me and trusted me deeply and that you would never abandon me. With those bold statements comes a considerable amount of post-therapy responsibility to clients, even to the most adjusted but vulnerable client who has left your therapy and your rooms. With that comes a duty of care to accept that sometimes the client who wants to move on feels much dissonance, ambivalence and an overwhelmingly disproportionate sense of obligation and responsibility to her former therapist to keep her informed lest she feels abandoned by her.
Borderline Personality Disorder: Getting Fired From Many Jobs
Over the years, I've been fired, resigned or walked out (before I was pushed) on more jobs than there are symptoms of Borderline Personality Disorder. I never understood why this was happening to me and I always thought it was the company's fault, the other employees fault or that the Universe hated me. There was always a honeymoon period where I fitted in for a couple of months, then came unstuck when the first small drama occurred. This was always followed by a huge behavioural reaction from me. I had not learned how to accept the vagaries of how companies operated, the diverse range of personalities concerned and my own borderline reaction to real or perceived workplace situations. I reacted before I reasoned.
Mental Influenza: Borderline Personality Disorder with Acceptance and Mindfulness
For someone was has been diagnosed with Borderline Personality Disorder, it can take a long time to recover from the anaphylactic shock of raging, damaging emotions that are coursing through our blood when we experience an attack on ourselves. During this time many physical symptoms of post-rage illness are experienced and this I like to call "mental influenza." Even though one can have much insight into the "who, what, where, when, why and how" of the scope, breadth and dimension of these rageful feelings and/or attacks you can still be left with the shocking after effects of the toxic flooding of your system; the blackness and physical feelings that leave you with a sense of vertigo, numbness, breathlessness and weakness, the sensation of lightheadedness and giddiness where you think you are going to pass out. These feelings simply don't diminish as quickly as they should and days later they can still be hanging around at the same intensity level as when they first happened.
Marsha, Marsha, MARSHA
At last, someone who is giving Borderline Personality Disorder a new image, a new spin, a positive focus and dispelling all of the myths surrounding this socially constructed disorder. Thank you, Marsha Linehan, for coming out of the closet. What a breath of fresh air you are! I have read Marsha's book on Dialectical Behavioural Therapy and since then I have been recommending this type of one on one therapy, based on Cognitive Behavioural Therapy, radical acceptance, Buddhist meditative practice and mindfulness with the adjunct of group therapy and inter-session therapist phone-calls, to many people. It proves beyond a shadow of a doubt that there is life beyond this subjective, patronizing, ineffective, degrading and destructive diagnosis, generally given out by the psychiatric industry.
Wallow, Reflect, Transcend
There's nothing like a good wallow in the confluence of the sticky mud and muck of our past history and current circumstances. It's familiar territory for me whenever personal emotional disaster strikes and I dive head-first and bury myself in the warm, dark underbelly of self-hatred, self-sabotage and sometimes self-destruction. I slither and slide, turning cartwheels and backflips until I am so immersed in the experience there is almost nothing that can draw me back up to the...
Coming out of the Borderline Personality Disorder Closet (Without Hitting my Head on the Door Jamb)
Six years ago I was officially diagnosed by a psychiatrist in a psychiatric hospital as having…drum roll please...BORDERLINE PERSONALITY DISORDER. He said it to me in the same way he would announce he had a plague of rats infest his kitchen, discovered I had a sexually transmitted disease or that he had just found out I supported Tea Party candidate Sarah Palin. It was delivered with revulsion, disgust and contempt. Today I proudly come out of the BPD closet and out myself as having one of the most reviled and hated personality disorders ever constructed by the most esteemed and eminent fundamentalist gentlemen writers of the Psychiatric Bible the DSM – Diagnostic and Statistical Manual.
Why Exercise is Better than Sex
Ever since I can remember I have had major issues with food. This was not a problem till I was ten and my mother told me I was going on a diet. I promptly went to the shops and bought a bag of lollies. By the time I was fifteen I was medically obese, then I discovered bulimia for a short while. At 22 I revisited bulimia with its partner in crime laxatives, lost and regained half my body weight within two years. I went up and down for the next twelve years and developed type 2 diabetes. Then the lap band was invented and over the next ten years had two lap bands installed, followed by numerous cosmetic surgeries, and two lap bands removed due to slippage and erosion. This was followed by several hospital stays for abdominal pain resulting in a small bowel obstruction operation. My pancreas died completely and I was now insulin dependent and whenever I moved my insides swirled around like a sack of goldfish and I regained back half my body weight.
Turning Shit into Gold
Recently I had to rearrange my headspace and lifestyle because I was getting bent out of shape because of what someone else was doing. I wasn't happy with the information I was receiving and it was causing untold grief and obsession within my life. Luckily for me I was reading "Destructive Emotions," a dialogue with the Dalai Llama narrated by Daniel Goleman, one of my three favourite Daniels (Stern and Siegel being the other two). According to the book, when you have had enough of the shit in your life you can do one of three things:
I Survived Christmas Without Ending up in a Psych Ward
It took a lot of mindfulness and mental strength to get through December 2010. Christmas and the New Year are incredibly stressful times for some. In Australia it is hot, so we have the heat to contend with, but cooking all day in a stifling kitchen with inadequate air conditioning is not part of my challenge of the season. Organizing who goes where on what day, getting the tree up, buying the presents, posting the cards, making the Christmas cake, food shopping, wrapping the presents and decking the halls with boughs of holly is the easiest part in the world. What is not so simple is coming to terms with the fact that we do not see certain family members because of a major fallout fifteen years ago. One could very easily blame my mental health issues for this and sometimes when I feel kicked and down I do blame myself. But relationships are never quite that black and white.
Therapists Retraumatizing the Client by NOT Hugging on Request
Newsflash for all therapists of all orientations: Your clients are generally not stalkers, serial killers or axe-murderers disguised as the depressed, the anxious, the bipolar or the schizophrenic, they are mostly desperately lonely and needy people with compromised interpersonal skills and mostly require a bit of common-sense TLC along with their chosen therapy. A warm hug can imbibe and instill in your clients a much-needed sense of relief, attachment, security and belonging to a newer and better role-model. Refusing a hug can so easily retraumatise and regress a depressed, mentally ill client and has a potential and tendency to remind them of the lack of love and affection from their family of origin.


text:
Check in from 15h / Check out prior to 12h
Logis le Flamboyant: Find photos, reviews, information, amenities and compare prices for 2 stars hotels in Lieusaint, France.
Located under a 20-minute walk from Lieusaint-Moissy Railway Station, Logis le Flamboyant offers guests an ideal base when in Lieusaint.
Hotel description
Equipped to ensure a comfortable stay, rooms feature a desk, a TV and a telephone. Cable/satellite channels, a hair dryer and a shower are also provided.
Logis Le Flamboyant Hotel Lieusaint's charming pub is a convenient place for guests to unwind with a drink after dinner. There is also the added convenience of an in-house restaurant and pub.
For guests wishing to dine out during their stay at the hotel, there are a selection of eateries located nearby. Paris-Charles de Gaulle Airport is a 50-minute drive away.
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Restaurant, Cable / Satellite TV, Hair Dryer, TV, Shower
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Today's Devotional
Timeless GrooveWhat lesser gods are you being tempted to follow?
Top Christian Music Videos
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Hello all ya my name is Alex And i have big family and i have big sister her name is Marina Murden you probably know her because she have tangle too anyway she is not live with our family any more because i am not telling you she can tell you it's not my problem and i still love her and hope she have good life get alone with my mom and i pray for her marina and my mom.
So if you are friend her tell her i love her like i did before and i know that i was jerk before but know i am going be nice to her and everyone one thing that changes that i don't list hip hop rap music because it's bad. I just list to Christan rap music Kj 52, Grits and other.


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closest Amtrak station
Be a station host volunteer
Restored station in Mineola, TX
Unique station in Maricopa, AZ
Train 21
5:58a Daily
Train 22
8:43p Daily
Train 421
5:58a MoWeSa
Train 422
8:43p SuTuFr
Click to view station
hours in separate window
Ticket agent
Checked baggage
Wheelchair accessibility - Full wheelchair access from street to train; not all station facilities fully accessible
Enclosed waiting area
Pay telephones
Food service - vending machines
Taxi - available on call
21: Marshall, TX
22: Arkadelphia, AR
View station
hours in separate window
Amtrak's Texarkana station is located in the east end of Texarkana Union Station, a historic and imposing buff brick structure which was opened in 1930. Union Station is on the south side of downtown Texarkana.
Note: In the tables below, links appear in color.
Click any address link to get driving directions from station. All links open in a separate window.
Listings appear only as a convenience, are subject to change without notice and do not constitute endorsement.