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PACL India — PACL INDIA NOT READY FOR POLICY ADVANCED CLOSING
4 Reviews
Dear Sirs,
I had taken two policies from PACL India Ltd on 28-08-2006 (Policy
No.0522250 and 0522253 ( Regn No.UI45200237 and UI45200240
respectively ). I had also paid 30 installments in this period. The
policy will expire on 28-08-2012 as per Plan No. 12/6Y. That means a
few months to be balance. But now I am not able to continue the
payment of policies, due to some financial calamity, as it is required
about 2 years to complete the policy. I had contacted the authorities
Mr. Meetu Tikoo (C.C.O H.O,Pacl India Ltd,7th Floor, Gopal Das Bhawan
28, Barakhamba Road, Cannaught Place, Delhi – 110001& CSC I/C, Mr.
SOJAN, 3rd Floor, Dee Pee Plaza, Near Hotel Sidhartha Regency ,
Kokkalai, Trichur (Kerala) , 680021 to resolve the issue and
re-payment the money, but they are helpless to resolve the problem. So
I humbly request you to Please advice me through appropriate channel
to make arrangements to settle the issue as soon as possible
With regards,
Pramod Kumar R.P
Ramath House,
Chiyyaram P.O,
Trichur - 680026
Mobile :- 9349087115
:- 9446550231
Phone :- 0487 - 2250231
|3 Comments Updated:
Post your Comment
7th Floor, Gopaldas Bhawan, 28 Barakhamba Road, New Delhi, Delhi, India - 110001
Related Complaints
(Pearls) PACL India Ltd. , - is tax rebate on Deposited amount or maturity amount against Agriculture Land [28]
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Energy firms fear liquidity void if US capital proposals hit banks
Trades 'wouldn't be anywhere near making sense' for banks
The dynamics of energy futures and equity sectors: evidence from the United States and Canada
This paper investigates a sector-rotation strategy in order to elucidate two congruent objectives.
Index publishers' woes endanger market transparency
Price reporting agencies are an integral part of modern commodity markets
Video: Jean-Marc Bonnefous, Tellurian Capital Management
Bonnefous defends investment in commodities amid market turbulence
Noble Group defends off-balance sheet inventory deals
Firm's treatment of optional commodity inventory sales is appropriate, CEO says
Highlights from Energy Risk Summit Europe 2015
Exclusive coverage of congress for energy traders and risk managers
Volume 9, Number 2 (June 2015)
This issue covers a range of topics, including: credit mismeasurement, backtesting methodology, stress testing and commodity risk model validation.
Commodity value-at-risk modeling: comparing RiskMetrics, historic simulation and quantile regression
The authors of this paper investigate the risk modeling of commodities. They note that return distributions differ widely across different commodities, both in terms of tail fatness and skewness.
Research house of the year: Energy Aspects
Upstart energy research firm doubles its client base in 12 months
Price reporting veteran set to leave Platts
Other commodities moves at Calpine, Goldman Sachs, Citi and Neas Energy
China rate cut boosts offshore structured product market
High-net-worth investors pile into dollar and commodity structures as PBoC loosens
Energy trading: the past, present and future
Energy Risk looks at the development of the market and what may lie ahead
Commodity leveraged ETFs: Tracking errors, volatility decay and trading strategies
Tracking performance of ETFs is examined, with a focus on volatility decay
Quant ideas: Liquidity in commodity risk management
Liquidity plays a vastly underappreciated role in commodity markets
Banks and investors see appeal of commodity finance
Bank withdrawals from commodity trading fail to dent enthusiasm
Mifid II doomsday awaits energy firms, conference told
Shell compliance officer warns of "serious threat" posed by EU rules
Banks down, but not necessarily out, in commodities
Wall Street is cutting back, not quitting the market altogether
Dodd-Frank swap dealer rules tricky, says Cargill compliance head
Swap dealers playing a guessing game while complying with CFTC rules
Commodity traders won't replace banks, says Citi's Staley
Commodities head "doesn't lay awake at night" worried about non-banks
Energy Risk Awards 2014
Awards recognise excellence across the global commodity markets

subset: commoncrawl


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0 comments
Hard rock band Five Finger Death Punch will be embarking on a US/Canadian west coast tour beginning in March. The 14-date trek begins in Las Vegas, NV and ends in Casper, WY. The band is touring in support of their latest release, American Capitalist (review). Support on these dates will come from Soulfly, Windowpane, and Persist.


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The Cleveland Browns signed free agent wide receiver David Nelson to a one-year contract. Nelson, who played three seasons for Buffalo, is coming off a torn anterior cruciate ligament suffered in last season's opener. The 6-foot-5, 214-pounder started 17 games for the Bills, who signed him as an undrafted free agent in 2010.
Browns Sign WR Nelson to 1-Year Contract
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iHerb Customer Reviews
Savings of: $14.88 (44% off)
i likey
Posted by 5148195485089364097 on Nov 13, 2013
hard to know if really effective, but its cheap enough to try a bottle
Bought it for food cravings but
Posted by Reviewer1467851 on Oct 21, 2012
I don't think it worked but I haven't slept as good for a long time and I feel very good when I take it so might keep it for those winter downhill moments.
Now Foods 5-HTP 50mg
Posted by Reviewer2218834 on Aug 28, 2010
I've been exploring different natural remedies for depression and anxiety. This seems like a fine product, however it's not quite the right thing for me. I think Sam-e combined with passionflower works better.
Not sure if it's helping or not
Posted by Reviewer2345373 on May 20, 2011
You can't really tell if it's working or not. There are no side effects. I can't really say it has helped my brain function but things don't seem worse. I'm taking it in combination with St John's wort and I'm not sure if it's making an impact or not.
Don't feel any impact
Posted by 5641749289858907303 on Jan 13, 2017
No impact
Didn't work for me
Posted by 5136932930875589514 on Aug 14, 2014
my naturopath was reckoning this would be the cure all. I have had adrenal fatigue and some very weird neurological symptoms for a few years. of course depressed and exhausted. This product made me feel unwell in the stomach when I took it in the morning (supposed to take it on an empty stomach) and made me feel like I was being dragged under when I took it at night. Weird foggy feeling the next day. After much research I found out about Siberian Ginseng and Licorice (same brand) and the results after a week are much more impressive than the 5HTP. Keep trying till you find the thing that works for you - it can take a while.
Only negative effects
Posted by Reviewer1733310 on Sep 16, 2010
I haven't used it for long but I'm almost certain this product is the cause of several side-effects, while I don't get any benefits from it ! Those side-effects are: decreased libido, and digestive disconfort/sometimes little nausea.
5-htp and what it did to me.
Posted by Reviewer3214770 on Apr 09, 2010
First of all the service from iHerb was nothing but outstanding. Super quick servive and the pricing was just right. Now. I had read articles on 5-htp on how it can help boost your seritonin levels, however i found my self going into a black deep depression after a week of takin 50 mg per day. If you are going to buy these consult your doc first . iherb where great but this product just did not go well with me.
Posted by Reviewer1215577 on Mar 25, 2010
delivered on time as stated
Items 31-39 of 39 total
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For detailed information on courses and programs of study in the department, click on the appropriate link below:
The courses and programs of study in the History, Languages, Critical Race, and Women's Studies Department provide essential tools to thrive in today's diverse and global workplaces. Leaders in business and education tell our faculty and administrators that graduates with majors and minors from the History, Languages, Critical Race and Women's Studies department are routinely given priority in hiring and earn more as they progress in their careers. The programs of study in the department focus on the study of the human experience from multiple perspectives: historical, linguistic, cultural, gendered, educational, and with concern for social justice.


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New Release : WinRAR Password Remover
Every one of us asked this question atleast once.
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Rihanna's Scent Makes Good Animal Sense
Pop sensation Rihanna has signed on with Parlux Fragrances Inc. to create her own perfume, Reb'l Fleur. Since Parlux signed PETA's statement of assurance in 1995 pledging not to conduct or pay others to conduct tests on animals, this move is a step in the right direction toward a cruelty-free life for Rihanna.
We sent the "Reb'l Fleur" (a nickname given to Rihanna by her grandmother) a bouquet of flowers to thank her for partnering with a compassionate company.
"Rihanna's decision to team up with Parlux is as kind to animals as her music is to your ears," says PETA Senior Vice President Dan Mathews. "By renouncing animal tests, Parlux is proving that beauty doesn't have to have an ugly side.
Sing "Live Your Life", order your cruelty-free shopping guide, and create a little less disturbia for the world, right?
Written by Joseph Mayton
Commenting is closed.
One good step leads to another. Let's hope she ditches the fur!
I was recently at a holiday crafts fair were I was drawn to an exhibition booth with tee shirts with the PETA logo, imagine my horror when I read: People Eating Tasty Animals! Isn't this use of the PETA logo illegal?
Seriously, Rihanna is one of the biggest fur hags out there today. My money won't go to buying her perfume. It's not cruelty free if the money she makes off of it goes to buying more animal skins.
re: Jodyh. PETA is currently updating the PETA Files to be compatible with the latest versions of the iPad and iPhone software. The PETA Files should be up and running on these devices shortly.
Re: Sammie. PETA has always, and continues to, strongly urge Rihanna to go fur-free. However, we welcome any and all efforts that minimize suffering inflicted on animals. PETA, therefore, applauds Rihanna for taking the first step to a cruelty-free lifestyle, and continues to encourage her to ditch the fur.
I'm going to have to disagree with PETA's choice on this one. I highly doubt Rihanna cares whether or not the company tests on animals. Chances are, they still use animal materials. And Rihanna still wears fur and leather. If PETA is going to send flowers to anybody, it should be to celebrities who truly follow a cruelty-free lifestyle.
Yayy for Rihanna!! I love her perfume! It smells so good!
Because not everyone shares the same opinion and she may be more in favour of helping the third world.
Why can't I read these PETA files on my iPad?
Oh – great minds think alike. I was just going to post the same comment. Come on Rhianna – are you still going to wear fur ? We are all watching you !!!
Agreed with Sammie! It's great that her perfume won't be tested on animals, but I won't buy it – unless it's vegan?
So does this mean Rhianna is going to ditch real fur too? It would be extremely hypocritical to boast of cruelty free perfume but turn a blind eye to the live skinning of animals to supply props/clothing etc. Why not go one step further and educate the world about animal cruelty seeing as Rhianna is one of the most popular music stars of the current generation?


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Fan Essentials: Best Super Bowl Comeback EverWhich Super Bowl team completed the greatest comeback ever? CBS sports personalities give their takes on the best comeback in Super Bowl history ahead of Super Bowl 50 on February 7, 2016.
The 50: Top 10 Super Bowl QBs Of All TimeFrom Joe Montana and Terry Bradshaw to Tom Brady and Eli Manning, quarterbacks have become legends in the Super Bowl.
Alex Smith Is The Key To Chiefs' 2015 Playoff HopesBelieve it or not, Kansas City Chiefs quarterback Alex Smith has one of the highest postseason QB ratings in NFL history.
Top 5 All-Time Winningest Quarterbacks In Final 4 Games Of SeasonThe winningest quarterbacks in the history of the NFL in the final four games of the season will square at Qualcomm Stadium Sunday Night – Philip Rivers vs. Tom Brady.
Top 5 Moments In Super Bowl HistoryA great Super Bowl moment for one fan is a crushing blow for another. Check out these top 5.
Keidel: Final Chapter In Manning Vs. Brady?No matter who has the edge Sunday, it seems the nation is rooting for Manning, because it's been harder for him to win, because he's not so pretty, because he's considered one of us, because you get the sense that his aw-shucks, southern refrain is real.
Chiefs Might Be Getting Healthy Again At Just The Right TimeInjuries slowed down the Kansas City Chiefs in the second half of the NFL season, but now they are much healthier as the playoffs approach.
Former PCC, Notre Dame QB Montana Arrested On Suspicion of DUIThe son of NFL Hall of Fame quarterback Joe Montana has been arrested on suspicion of driving under the influence of alcohol.


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Residence Inn Boston Norwood/Canton
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
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- Suites
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- Continental Breakfast
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TripAdvisor Reviews Residence Inn Boston Norwood/Canton
Travel Blogs from Norwood
Si, Si Puede
... to, well, not. I went to China, lured by the inexpensive earrings and endless noodles and I thought (well almost) that after my return to the states the travel bug would be out of my system. And I did for a while and I was fine doing vacations to Colombia or Puerto Rico or Costa Rica. Eventually I moved from nonprofits to a career in teaching, I had a job with a summer break, a handsome boyfriend, we had a nice apartment. Living the American ...
A Fun Day in Boston
We headed into downtown Boston after breakfast this morning. It was a beautiful sunny day. 25 or 26 degrees. Our neighbour back home told us about the New England Aquarium. I thought it might be alright so we decided to check it out. We now owe a big thanks to our neighbour because it exceeded expectations. There's a huge tank in the centre of the building with so many different types of ocean species. There was a ramp to ...
Day 10 - Newport, RI to Boston, MA
... br>
We toured Vanderbilt's "The Breakers" and another "The Elms" owned by a coal barron. There they had a separate tour "behind the scenes" that took you to the servants' quarters. I really wanted to do that, but when we finished touring the house, the servants tour had already left and the next one wasn't for another couple hours. I think that ...
Steamboat Springs, CO & Vista Verde Ranch 2015
... of them, it was no less fun. Even though things gradually change at the mountain and the ranch, the things that make the trip special and fun remain constant. Vista Verde always does a nice job of hiring fun, energetic staff each season who help make your vacation fantastic; it's fun to see new faces as well as the ones who have been there from my first trip and I have gotten to know. It's also fun having the same routine at Steamboat ...
Make way for Ducklings!
So I have now found out the full story behind those little statues of the ducks that I loved so much. It is based on a children's book (which, as I am clearly still a child, have bought for myself...) called "Make way for Ducklings" by Robert McCloskey. I'd tell you all about the story, but there is so much to tell, I'm not sure I have time. So short version - Mummy and Daddy duck looking for a place to raise ducklings. They end up in the public gardens in ...


text:
Description of this paper
ACC - Benton Company (BC)
Question;Benton Company (BC) has one owner, who is in the 33% Federal income tax bracket. BC's gross income is $395,000, and its ordinary trade or business deductions are $245,000. Compute the Federal income tax liability on BC's income for 2013 under the following assumptions: A) BC is operated as a proprietorship, and the owner withdraws $100,000 for personal use. B) BC is operated as a corporation, pays out $100,000 as salary, and pays no dividends to its shareholders. C) BC is operated as a corporation and pays out no salary or dividends to its shareholder. D) BC is operated as a corporation, pays out $100,000 as salary to its shareholder, and pays out the remainder of its earnings as dividends.
Paper#41099 | Written in 18-Jul-2015Price : $19


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Dec 5, 2012
Mexican private equity firm Ventura Capital Privado has agreed to take control of Maxcom Telecomunicaciones, Maxcom says, concluding a process where the struggling telecom had courted buyers off and on over several years. Ventura has agreed...
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February 23, 2017 | Mexico City, Mexico
From rising public deficits to stalled growth, Mexico's economy is facing critical ... more
April 1, 2017 | Asunción, Paraguay
The 14th annual breakfast discussion will feature the most active and important sovereign borrowers ... more
May 11, 2017 | Buenos Aires, Argentina
Argentine corporate and provincial issuers are rapidly re-capitalizing as they gear ... more
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Edited by LilVivi - 6/15/13 at 5:30am
- 12 Posts. Joined 6/2013
- Select All Posts By This User
Edited by LilVivi - 6/15/13 at 5:30am
I haven't heard them myself but I have heard many very good things about the Audioengine 5+. They can be had for $399 to $469 depending on the finish you want. I have actually been considering these as a gift for my son for his dorm room.
Audioengine A5s are a pain to position properly because of the rear-ported design. They need quite a few inches behind the speakers for the bass to breath properly, and they're quite picky about what surface you put them on.
Otherwise you'll end up with boomy uncontrolled bass that isn't consistent depending on your location in the room.
But if you have a flexible space, they can sound really good.
When I had them I found they sound really good about 2m+ away from where you're seated. Close up they're just a bit congested.
While all loudspeakers are subject to placement and room acoustics, your comment/experience suggests that the Audioengines are even more subject to these influences. This is good information. Thanks, I will keep this in mind.
So would the Rti-A3 be limited in a smaller dorm. I can get a pair on Polk Direct Ebay for $285. I do have a pair of Bose Companion 2 series 2 speakers that I got as a gift. Should I wait and upgrade next year? Also is the DSWpro550wi good for $299?
They're not the best, but I would keep the bose for now. They'll certainly impress anyone that visits you.
Also they'll do a pretty good job for epic movies with the extra bass rumble.
For music they'll sound quite good at low volumes (unfortunately that's not a joke to turn it down until you can't hear it )
Should I buy the subwoofer for the bose? I will have Sennheiser Momentums for music, so movies the the far bigger deal. My main concern was the TV I was buying has god awful speakers.
Sub woofers are more a matter of taste than necessity. If you listen to a lot of electronic music or watch A LOT of movies, you may welcome the small luxury.
If however all you require is to understand the concurrent sounds and image, it's not necessary.


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Unimax head
Tuesday, March 10, 2009
Phil Moen '86, Eden Prairie, is president and chief executive officer of Unimax Systems Corporation, Minneapolis, provider of unified voice administration applications to replace native interfaces for PBX and voice mail systems with one tool across all major voice system platforms. Before Unimax, he managed a $100 million sales channel with more than 100 third-party sales representatives. Moen earned his bachelor's degree in general business, sales and marketing.


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Word mark
Trademark: 'ROCKWOOL'
On 1. 4. 1996 the community trademark application no. 000215335 was filed for ROCKWOOL (Word mark) before the OAMI.The goods and services in respect of which registration of the trademark was sought are in classes 17 and 19. The current status of the trademark is application refused.
Status is 'Application refused'
The Community Trade Mark application has been rejected during the registration phase. The refusal may be based on formalities, classification, absolute grounds or relative grounds, i.e. as a result of an opposition.
|1. 4. 1996
|Nice classes
|17, 19
You can follow this trademark. You will receive an email, whenever we detect changes of the trademark filing.
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This file has been downloaded 3111 times


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Newegg.com - A great place to buy computers, computer parts, electronics, software, accessories, and DVDs online. With great prices, fast shipping, and top-rated customer service - once you know, you Newegg.
If you are reading this message, Please click this link to reload this page.(Do not use your browser's "Refresh" button). Please email us if you're running the latest version of your browser and you still see this message.
Newegg.com - Computer Parts, Laptops, Electronics, HDTVs, Digital Cameras and More!
Showing Results: Most Recent
This review is from: Turtle Beach Ear Force XO Seven Premium Xbox One Gaming Headset
Pros: High quality sound and design, good snug fit, heavy duty wires, no batteries needed.
Cons: noneREAD FULL REVIEW
This review is from: LG Black 6X BD-R 2X BD-RE 16X DVD+R 6X BD-ROM 4MB Cache SATA Super Multi Blu-ray Disc Burner & HD DVD-ROM Drive GGW-H20L LightScribe Support
Pros: Newest technology, able to read/write all formats (does not write HD). Easy to install, looks good, seems to be well built.
Cons: It loses a star for price, but if you want the latest tech - you'll have to pay top dollar. Media is EXPENSIVE!
Other Thoughts: The BR RE disc that LG packs with the drive is worthless. It is a LG brand and will not even format. Also be sure to install the software to allow the firmware update to run.READ FULL REVIEW
This review is from: Verbatim 8.5GB 8X(Up to 10X with Compatible High Speed DVD+R DL Drives) DVD+R DL 5 Packs Slim Jewel Case Branded Disc Model 95311
Pros: Great deal on a good product. Works as advertised, no coasters so far.
Cons: none yet.
Other Thoughts: Newegg is the bomb!READ FULL REVIEW


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9 Comments
TheRookie1226 Human
good work bud.
encoretheangel Artist
yeaahh, killer design too… awsome and also voted !!!
check this one
rafaelsencebe Artist
wow, very nice line work and colors. +1
great work +1 ..like this colors
AModernMyth007 Artist from United States
Looks great, I would like the pink to be a different color but still a cool design. +1
valiant-thor Artist
ApathyDinosaur Artist
i love this type of artwork +1
cool! +1
Andyoflove Artist


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Main Content
Curriculum-Related Grants
CRAC - Curriculum-Related Activities Committee Grant RFP
Curriculum Grant Proposal Evaluation Rubric
Curriculum Related Activities Grants--Post-Award Information
Congratulations! Wondering what to do now that your proposed curriculum project has received funding? See our flow chart for steps in the right direction.
The amount of the award was specified in the letter you received from the Associate Vice President for Assessment, Planning and Academic Programs. Please exercise care in planning your project to ensure that you do not exceed this amount.
The grant money must be used during the summer. Awarded funds are intended to support projects more than act as "accounts" for project directors.
A Banner organization will be set up for each grant awarded in the name of the recipient. When a joint proposal has been funded, one faculty member will be identified for administrative purposes. The University will administer the expenses for your project through the procedures described below. Please note that all expenses must be included in your budget.
For reimbursement of supplies or materials under and up to $99.99 (in total), you may purchase the items yourself and submit a CO-17XP Employee Voucher - Travel and Other form, with original receipts attached, to the Office of Faculty Development within 20 calendar days of the purchase so that approved paperwork can get to Accounts Payable within the required 30 calendar day time frame. This reimbursement will be charged to your Banner organization. Please note that the University will not reimburse employees for Connecticut State Sales Tax. For complete information and regulations on reimbursement for out-of-pocket expenses, please visit the Accounts Payable web page.
For items equal to or greater than $100, please complete a Purchase Requisition (to issue a Purchase Order) and submit to the Office of Faculty Development before purchase. All software purchases must be through an IT-approved vendor and an estimate obtained from IT from said vendor must be submitted with the Purchase Requisition. Allow four weeks for the processing of your order. For complete information on purchasing procedures and regulations, please visit the Procurement Department's web page.
A supplement to your salary may be taken for any aspect of the project that does not include funds for supplies, materials or equipment. The stipend will be reflected in your Payroll check (usually in July). NOTE: Stipends may not exceed $2,500.00.
Submission of Grant Reports
A final report on curriculum-related project outcomes and expenditures must be filed with the Office of Faculty Development upon completion. You may submit your report to the attention of Ms. Jennifer Hudson, Faculty Development Associate, firstname.lastname@example.com.


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Newegg.com - A great place to buy computers, computer parts, electronics, software, accessories, and DVDs online. With great prices, fast shipping, and top-rated customer service - once you know, you Newegg.
If you are reading this message, Please click this link to reload this page.(Do not use your browser's "Refresh" button). Please email us if you're running the latest version of your browser and you still see this message.
Newegg.com - Computer Parts, Laptops, Electronics, HDTVs, Digital Cameras and More!
Showing Results: Most Recent
This review is from: Intel 320 Series 2.5" 300GB SATA II MLC Internal Solid State Drive (SSD) SSDSA2CW300G3B5
Pros: None really.
Cons: It died in 8 days. There used to be a LOT of comments about this drives problems on newegg. There were also responses from the manufacturer. Those have all disappeared. This drive is unstable and will fail without notice.
Other Thoughts: Avoid at all costs. I'm dealing with the intel support process now. Not recommended.READ FULL REVIEW
This review is from: Intel BOXD510MO Intel Atom D510 Intel NM10 Mini ITX Motherboard/CPU Combo
Pros: It has pros, but that doesn't matter if the board dies.
Cons: It's died after 4 months. No video, putting in a separate video card doesn't work either. I'll have to see if I can get Intel to replace it.
Other Thoughts: I chose this originally because for it's potential reliability (no cpu or video fan).READ FULL REVIEW
This review is from: EPoX EP-8RGM3I 462(A) NVIDIA nForce2 IGP Micro ATX AMD Motherboard
Pros: None
Cons: None
Other Thoughts: I have used about 10 of these in an office and have been having great results. Decent video speed so you can a least play Wolf (not in max). It been a very good and reliable solution.READ FULL REVIEW


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Trademark: 'PC 100'
On 11. 1. 1999 the community trademark application no. 001040211 was filed for PC 100 (Figurative mark) by PC CHIPS HOLDING LIMITED before the OAMI.The goods and services in respect of which registration of the trademark was sought are in classes 9, 16 and 37. The current status of the trademark is registration expired.
Status is 'Registration expired'
The Community Trade Mark has not been renewed by the trademark owner and has therefore expired.
|30. 5. 2000
|Expiry date
|11. 1. 2009
|Nice classes
|9, 16, 37
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Natural Gas Price Forecast: Henry Hub To Stay Range-Bound In Short Term
BMI View : For our short-term forecast for US Henry Hub gas prices, we expect range-bound trading to persist through 2013 and 2014. In 2013, the yearly average is forecast to come in at about US$3.75/mnBTU. A well-supplied gas market thanks to a steady increase in shale gas production and consumer price sensitivity will prevent drastic price increases, as export and infrastructure restrictions limit the reach of gas beyond the North American market. The same dynamics are likely to prevail in 2014, though market expectations for a tightening of supply could see prices trend higher particularly towards the latter half of 2014.
The shale gas boom in the US has dramatically altered gas price dynamics in the world's largest gas market. After years of steady increases, the onset of shale gas production sent prices that had briefly recovered from the 2008 crash back down from 2010 and hit a ten-year low of US$1.90 per mn British Thermal Units (mnBTU) in February 2012.
A glut in US gas supplies created by the shale gas revolution and exacerbated by legislation against gas exports beyond North America have given rise to low US prices. Once trading at around parity with the UK 's benchmark National Balancing Point (NBP), US Henry Hub is now heavily discounted to the UK benchmark - a reflection of US abundance in gas as opposed to the tight supply market beyond North America.
|Shale Gale Crashes Prices
|Front-Month Monthly Henry Hub (US$/mnBTU)


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Is it possible to perform partition without reformatting my computer?
If you're using Win 7 or newer - you can "shrink" the C drive to make room for another partition.
"Vegetarians live up to nine years longer than the rest of us...Nine horrible, worthless, baconless years."
A gparted live/ bootable cd is what I have used for years. It can get around the M$ shrink limits.
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I am starting to become bemused by all these CEOs and industry titans making calls on the stock market; just the other day Sumner Redstone was calling for the birth of a new bull market and now DryShips (NASDAQ:DRYS) CEO, the always flamboyant George Economou, tells us dry bulk shipping stocks are "oversold".
Even more amazing; this company - at death's door due to debt just a month ago [March 30, 2009: DryShips Gets Going Concern Note] [January 22: DryShips (DRYS) - Reality Strikes Back] is ready to buy assets! "DryShips is uniquely positioned among its shipping peers to go after distressed assets and drive the long awaited consolidation of the industry."
How quickly the worm turns!
The company is doing a lot of interesting things; and indeed I do think there is potentially intriguing possibilities with the deep sea drilling component as well - but what a management. Let's see what they reported...
Via AP:
- Greek drybulk shipper DryShips Inc. posted a first-quarter loss driven by a one-time charge of $166.2 million related to contract termination fees and forfeiture of vessel deposits. Late Thursday night the company, which provides marine transportation services for drybulk cargoes and offshore oil deep water drilling, reported a loss of $101.8 million, or 93 cents per share, compared with earnings of $176.3 million, or $4.58 per share, during the same period last year.
- Results include a loss related to contract termination fees and forfeiture of vessel deposits of $166.2 million, or $1.53 per share; a noncash gain of $8.7 million, or 8 cents per share, associated with the valuation of the company's interest rate swaps; amortization of stock-based compensation of $9.3 million, or 9 cents per share; a gain on the sale of one vessel of $2.4 million, or 2 cents per share; and a gain on the contract cancellation of two vessels of $15.3 million, or 14 cents per share. Excluding these items, income was $47.3 million, or 45 cents per share. (Love it - just ignore every real cost, and they were minting money - this is why I say how expensive stocks really are in the "real world" but we all wink and just use 'as reported' earnings.) Analysts polled by Thomson Reuters estimated a profit of 19 cents per share, on average. Analysts typically exclude one-time items from their forecasts.
- Revenue slipped 15 percent to $196.6 million from $232.1 million in the prior-year period. Analysts forecast an average revenue of $196.8 million.
- For its drybulk carrier segment, the company said net voyage revenues fell 59 percent to $88.9 million.
- Quarterly time charter equivalent rate -- a measure of hire rate -- plunged 57 percent to $27,115.
With DryShips at this point it's more about (ahem) staying afloat - this is basically a definition of a pure play on the return of global trade growth. On the plus side, they had to pay a massive fee to get out of some vessel purchases - but in their financial position, that's ok.
Via Reuters:
- DryShips, which had secured loan covenant waivers for its debt totalling about $1 billion, said as of March 31, it had liquidity of $1.67 billion.
- DryShips, which was once predominantly a spot market operator, changed its chartering strategy by employing a majority of its vessels in the long-term charter market. (That is a big change - it's too bad George did not make that decision about 12 months ago when he could of locked in monster rates) ...said 65 percent of remaining operating days in 2009 are fixed in long-term charter contracts.
- Economou said total revenue from long-term time charters are expected to be $1.1 billion over the next 3 years.
- "We have reduced capital expenditures totaling $2 billion and at the same time de-levered our balance sheet by raising $500 million of equity," Economou said.
Now what made me favorable to DryShips last year was their stealth deep sea driller business [May 22, 2008: DryShips - Earnings Growth Continues & Potential Deep Sea Oil Drilling Play].
Below came some great news on that front.
- The company also said it signed a three-year $630 million contract with Petrobas, the Brazilian oil concern, to support exploration drilling in the Black Sea.
- The company has two newbuldings, one of which is expected to come online in late 2010. Credit Suisse's Lewis said financing for those drillships remains a concern as the company is yet to start discussions with the bankers. Last year, DryShips had agreed to buy two ultra deep water drillships for $1.6 billion and those newbuildings are yet to be contracted. "Should DryShips be able to secure long-term contracts for these unfinanced drillships, clearly that would go a long way in helping them in securing financing," Lewis, who has an "underperform" said.
- Lewis also said the company has enough time to address these two unfinanced drillships but added that the company may have to raise debt to pay for the newbuildings.
DryShips is always an interesting stock as it is daytrader central, with a CEO that... well, let's just say he is controversial. But if they can escape the debt load, and Baltic Dry shipping rates stabilize anywhere near here - they can make money. The switch to long term rates will factually make them less volatile but I assume traders will skip this fact, and still treat DRYS as if they are 1:1 loaded with direct correlation to the Baltic Dry Index. Last, they have the deep sea driller (my favorite area of the oil complex) as the kicker.
I might have to get this one back on my radar due to this switch to longer term rates, and the covenant waivers. If they can get financing for those deep sea rigs - that would be a huge win. I hate the big debt load but investors seem to whistle past the debt yard nowadays. Still a lot of moving parts but if things were clear, this would not be a sub $10 stock.
Related posts:
- October 31, 2008: Credit Tsunami Swamps Trade
- November 3, 2008: UK Telegraph - Investors Shun Greek Debt as Shipping Crisis Deepens
No position


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Greetings Everyone,
I was at the Wednesday evening meeting and proposed the Native American Peace Principles as teachings we could include in our process.
I will type up a more complete statement to present to the working group. I will be there on Saturday and Sunday to help out however I can. I am working on a mission statement that is limited to 2 pages, includes a very basic philosophy for the OWS with the heart of the statement a list of questions that the OWS is committed to answering. I will post this as soon as I can.
I thank each of you for the tremendous personal effort you are making to bring the OWS Movement into a viable international organization.
Peace and Blessings,
Bill Record
ps I assume this is the correct place to post documents for group study and review?


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The Nebraska Cornhuskers like to hang their hat on defense, especially under Bo Pelini. That defensive depth has taken a big hit in the last two days as the Huskers have lost 3 key defensive players in two days. First was CB Charles Jackson who had been sitting out of practice with an undisclosed knee injury. It turns out that he will need surgery and miss the entire season. He will get to redshirt though and still have 2 years to play. Junior college transfer Byerson Cockrell will look to fill his role as the nickel back in the defense.
Then Friday evening S Leroy Alexander got suspended for the season for an undisclosed reason. He was penciled in as the starter opposite Corey Cooper. Nathan Gerry will likely be the replacement for Alexander but there are young players that will push him for the spot.
As if that wasn't enough, it came out late Friday night that last year's starting MLB Mike Rose would miss the season with a torn ACL suffered in Friday's practice. Rose was locked in a battle with Josh Banderas for the spot but he did have 66 tackles last season and figured to play a key role on the defense even if he didn't start.
The Huskers depth will really need to show to recover from this but the only silver lining is this these happened early and they can get the other players ready with basically a full camp left.


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Colden State Food Company
It's officially summer and temperatures are rising. Most people don't realize that they use two to four times as much water during the summer than they do during winter. Golden State Water Company (Golden State Water) is offering tips to help residents avoid a spike in summer water consumption.
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Black Orchid Boutique is a Knoxville boutique specializing in women's fashion.
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Windows Phone Minute: Custom Focusing
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Take a minute out of your day to learn about all the killer new features on your Windows Phone. Trust me, you'll be glad you did
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Windows Phone Minute- Rocking the Lock Screen
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The Discussion
Episode not suitable for Windows Phone playback?!
@philjay:Hmmmm...it works on my phone.
@Laura10:and mine, great stuff Laura, another great tip!
Somehow I couldn't do it on my HTC Surround. Not sure if I did it properly or not.
Awesome tip!
Doesn't work on my HTC Trophy...
Funny, it always seems to focus somewhere else and change the color balance as I push the button to take the picture on both the Lumia 800 and HTC Surround. I wouldn't say I've had a good photo off the phone yet.
Great tip...
it's greet..
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Check in from 14h / Check out prior to 12h
Prince Hotel And Residence Kuala Lumpur: Find photos, reviews, information, amenities and compare prices for 5 stars hotels in Kuala Lumpur, Malaysia.
Strategically located in the centre of the city, this 5-star hotel makes for an excellent base in Kuala Lumpur. It features a gym, as well as an executive floor, a kids club and an outdoor pool.
Hotel description
Prince Hotel And Residence Kuala Lumpur boasts a range of deluxe amenities, including valet parking, a limousine service and Sompotom. It offers family-friendly facilities, with room layouts and services for families of any size, as well as a playground and a kids pool.
Every elegant room at Prince Hotel And Residence Kuala Lumpur comes with a mini bar and a kitchenette, while the bathrooms offer bathrobes and slippers. For those who like to cook independently, there is a kitchen that is equipped with a microwave, an oven and a refrigerator.
On-site dining options include Tai Zi Heen, which provides an ideal place to enjoy a meal. A wide variety of dining options are also found in the surrounding area.
Hotel Prince is close to Kuala Lumpur's famous attractions, with Pavilion Kuala Lumpur only moments on foot from the property. Petronas Towers and Bukit Bintang Monorail Station are within walking distance.
Hotel features
Room Service, Restaurant, Air Conditioned, Mini Bar, Refrigerator, Cable / Satellite TV, In Room Movies, Kitchenette, Coffee / Tea Maker, Microwave, Hair Dryer, TV, CD Player, DVD Player, En suite, Private Bathroom
Business Center, Concierge, Elevator / Lift, 24 Hour Reception, Dry Cleaning, Babysitting / Child Services, Conference Room(s), Currency Exchange, Multilingual Staff, Safe-Deposit Box, Meeting Rooms, Laundry service, Shops, Photocopier, Luggage Storage, Designated Smoking Area, Shops in Hotel, Self Laundry
Fitness Room/Gym, Swimming pool, Massage / Beauty Centre, Bath / Hot Tub, Garden, Playground, Massage, Spa & Wellness Centre, Pool Outdoor
High-speed Internet, Internet Connection (wireless)
Airport shuttle, Valet Parking
Salon, Bathrobes, Private Toilet, Child Pool, Kids Club, Executive Floor, Souvenirs/Gift Shop, Shoe Shine
Availability and Prices
Booking Site
Room Type
Per room
Per night
Per night
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Promoting your business with technology products is easy and cost effective with ePromos. Our ever-widening selection includes USB drives, battery chargers, headphones, and Bluetooth speakers. All backed by ePromos' 110 percent guarantee on every purchase. Impress customers with products that they can use every day in their own homes, cars, and on the go to enhance their lives. Place your company logo on the items that your customers will really appreciate by completing a customer order today or call in to work with our brand consultants who love making our clients look great.
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Transport yourself anywhere in the world and feel as though you are right there with these virtual reality custom goggles that anyone will be excited to use.
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An all-in-one promotional desk calculator on one side and it flips over to reveal a photo frame digital clock on the other.
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This Cube Portable Promotional Speaker by xoopar is a great corporate or holiday gift.
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Posts Tagged with "lost weight"
Tracy Anderson Weight Loss DVDs to lose weight like Kourtney Kardashian
You have probably heard about the Tracy Anderson Method from celebrities who endorse her like Gwyneth Paltrow and Madonna who have personally trained with her, or you have seen her on infomercials talking about her metamorphosis set of DVDs that will transform your body through small repetitive targeted movements when done at a minimum of 5 days a week.
Recently we have been hearing  a lot about Tracy Anderson's studio in Studio City California thanks to the Kardashians who have been frequenting the studio for private classes. Kourtney Kardashian credits Tracy Anderson for her 44 pound weight lost after her daughter was born. Kim Kardashian has been stopping in for classes to stay in shape while pregnant with Kanye West's baby.
I have personally gone to the classes in Studio City and find them to be a great way to whip your body into shape. The only thing is if you do not live near one of the studios or do not have the time to get to a class everyday the next best thing is to get her set of DVDs and do the workout at home.
Hey if it worked for Gwyneth and Kourtney and they endorse it, why not try it at home?
Get the Tracy Anderson DVD Metamorphosis set was $120 now just marked down for the New Year for $89.


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A New Denial Of Traditional Judaism
Latest update: December 4th, 2012
For thousands of years of Jewish history there wasn't a unique nomenclature classifying Torah-deviant Jews. Denominations like Conservative, Reform and Orthodox were non-existent. One was either more observant, less observant, or, in highly atypical cases, nonobservant.
The reason for this is that history is immutable. Sinai was a historical fact that was irrefutable and unassailable.
I haven't met a sane individual who doubts Julius Caesar existed or the Roman Empire fell. Yet I have encountered numerous people who cast aspersion on the world's most momentous and epic occurrence: Revelation at Sinai. Such a blatant disregard and contempt for incontrovertible history has opened a Pandora box of other denials, such as the claim that the Holocaust never happened. Once we tolerate one perversion of history there's no limit to other falsifications that ensue.
It's been alleged that Judaism's transmission is unreliable because it is no different from the game "telephone," in which one person cites a word and the message moves down the line until it emerges a garbled version of the original. This comparison is wholly inaccurate.
The nature of the Jewish people is to be argumentative – but notwithstanding endless persecution and exile, the original message emerged unscathed. This may be attributed to the fact that the message wasn't arbitrary or subjective but was God's revered Word – hallowed and sacrosanct. Couple the tremendous import of the message with the fact that each Jew was a master pedagogue ("vishinantom livonecha," Devarim 11:19) and it's obvious how vital preservation of the accurate tradition was.
Perhaps no other nation has such an explicit and unequivocal historical chain. Rambam (in his introduction to Mishneh Torah) delineates a clear, incontestable chain of teachers from Moshe Rabbeinu until Rav Ashi, redactor of the Talmud. Conclusive studies have traced contemporary Torah leaders back to Rav Ashi, bringing the chain of tradition full circle.
Were Julius Caesar to visit Rome today, he would be at a total loss. He wouldn't understand the lingua franca, the dress, or mannerisms. On the other hand were Moshe to visit Meah Shearim, he would, essentially, feel at home.
The Torah mandates that an ambiguous "pri etz hadar" be combined with other minim on Sukkos. "A beautiful fruit" can depend on individual taste and preference. One person may consider the mango to be the most beautiful fruit, while his peer may be partial to an apple.
If our mesorah were in any way diluted or adulterated, one would anticipate seeing an array of different fruits being used for this mitzvah. Historically, in direct fulfillment of the Oral Law, only the esrog has been used in fulfillment of this mitzvah.
In my years (before my early retirement) of supplying the community with arbah minim, I had the privilege of servicing an eclectic base – from leading chassidic rebbes to litvishe roshei yeshiva, as well as Conservative rabbis.
It seemed disingenuous for a Conservative rabbi – who professed no allegiance to and sometimes displayed vehemence against Oral tradition – to purchase an esrog. It is, however, an incredible testimony to the force and weight of our tradition that even those who tend to deny it end up corroborating it.
Until the early-mid 19th century no one challenged the universally accepted truth of Sinai. Then a neo-Jewish movement began in Berlin that sought to reconcile modernity with Judaism. For the sake of progressiveness and to facilitate assimilation, this movement claimed the Torah had not been God-given, and that it was not incumbent on Jews to follow it. They postulated that the Torah was man-made and subject to change – and in "modern times" obsolete.
In 1837, Abraham Geiger called the first Reform rabbinical conference in Wiesbaden, Germany, and declared: "The Talmud must go, the Bible, that collection of mostly so beautiful and exalted human books, as a divine work must also go."
Samuel Holdheim headed the Reform congregation in Berlin. He disavowed many cardinal features of Judaism: circumcision, covered heads during worship, the tallis, blowing of the shofar, the use of the Hebrew language, and the mention of Zion, Jerusalem or the land of Israel in any service.
By the mid-19th century, Reform had dethroned Jerusalem in favor of Berlin. The Jewish Sabbath was changed from Saturday to the Christian Sunday. The synagogue began resembling the church in its aesthetics and services. German Reform also had the gall to abolish the "automatic assumption of solidarity with Jews everywhere." Adherents of Reform described themselves as "Germans of the Mosaic persuasion," rather than as Jews.
This movement gained momentum. In the end, traditional observance by European Jewry gave way to assimilation, intermarriage, and conversion to Christianity. By the advent of World War II, over 40 percent of German Jews had intermarried and many Christianized. Even in Poland, that bastion of traditional Jewish observance, two-thirds had ceased to keep the Shabbos.
What went wrong? Modernity is by its very definition relative – subject to the capriciousness of men and society. Any notion defined by modernity is fluid and can be changed according to time, place, and situation. Modernity itself is therefore useless in defining a standard of right conduct.
Judaism, a divine institution, operates in the sphere of eternity, which is, by definition, absolute. Absolutism transcends the vicissitudes of mortal whims, as it is forever valid.
This brings us to the timely issue of women rabbis. Jewish tradition, cognizant of the physiological, psychological, and spiritual makeup of human beings, distinguishes between men and women. It actually gives deferential status to women. According to many meforshim, women are exempt from certain mitzvos due to their exalted status. As John Gray famously wrote, "Men are from Mars and women are from Venus."
While we may be two sides of the same coin, we are different. That's how God designed things. As sefer Bereishis carefully explicates, a woman's role is reflective of the fact that she is often the silent hero, working behind the scenes as the nurturer, sustainer, and catalyst.
A difference in roles is by no means a diminution in value. Whether it was in Egypt, Israel, Persia, or Syrian-Greek occupied Israel, throughout Jewish history women have heroically redeemed the Jewish people, albeit in a uniquely feminine manner. A recent Time magazine article suggested that feminism may have contributed to more sadness in women than happiness. When modernity supplants eternity – when innate, ontological strengths are skewed and distorted – it's time for pregnant pause and introspection.
Judaism teaches that in every male-female encounter there is a unique dynamic at play, with potential for exploitation. This is precisely why safeguards apply, in order to maximize necessary propriety between genders. Studies suggest that irrespective of environment (even in academic and corporate milieus) men have a tendency of viewing women colleagues, superficially, as women.
Judaism's tradition of modesty is meant to preempt potential disregard for a woman's intelligence and spirituality. The shofetes Devorah was not your typical public functionary. Though she was ordained by God to judge her people, it was a pro tempore role and special guidelines were prescribed to safeguard her intrinsic femininity.
The prognosis for Reform and Conservative Jewry is bleak. A break with tradition is a failed experiment. Only Traditional Judaism – a.k.a. Orthodoxy – once deemed a relic of the past, is in upward swing. The secret to its success? Not capitulating or kowtowing to transitory ideas or ideals but rather harnessing modern knowledge and invention to complement religious experience.
Obscuring the divinely endowed roles of man and woman is tantamount to denying God's Omniscience. As we stand at the precipice of a new threat to tradition, it is incumbent on us to reaffirm our fealty to the Omniscient Knowledge of our Creator.Rabbi Yitzchok Fingerer
About the Author: Rabbi Yitzchok Fingerer is a popular lecturer and educator and the author of "Search Judaism: Judaism's Answers to a Changing World" (Targum, 2009), available at SearchJudaism.com. He is also director of the Think and Care Tank (thinkandcare.org), an organization dedicated to spreading Jewish values and innovative Jewish programming.
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Kukla's Korner Hockey
The Latest On Evander Kane From Evander Kane
by Paul on 07/08/14 at 04:29 PM ET
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from Ed Tait of the Winnipeg Free Press,
Evander Kane hasn't exactly snuffed out the trade rumours swirling around him.
In fact, based on an interview he conducted with The Team 1040 radio station in Vancouver, it could be said he doused them with gasoline instead.
The subject of speculation for most of his days as a Winnipeg Jet, and especially leading up to last month's draft, Kane was asked by the radio station today if he wanted to remain with the team. And his response was very vague.
Here's the exchange:
Host: Evander do you want to play for the Winnipeg Jets anymore?
Kane: Well, I think I'm a Winnipeg Jet right now, and, you know, there's been speculation and rumors the three years since I got there. So, you know, we'll see what happens and we'll carry on as if I'm a Winnipeg Jet.
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The Coca-Cola Company (NYSE:KO) is set to report FQ1 2014 earnings before the market opens on Tuesday, April 15th. The Coca-Cola Company is an American multinational beverage company best known for its flagship Coke brand. Revenue estimates for Coke are lower this quarter than FQ1 last year as Beverage Digest claims that overall soda consumption fell 3% last year. Despite the broad weakness in soda sales, Coke Zero and the company's energy drink brands including Monster and Coca-Cola Relentless have performed well growing over 10% in the past year. Here's what investors expect from Coca-Cola on Tuesday.
The information below is derived from data submitted to the Estimize.com platform by a set of Buy Side and Independent analyst contributors.
(Click Here to see Estimates and Interactive Features for Coca-Cola)
The current Wall Street consensus expectation is for Coca-Cola to report 44c EPS and $10.662B revenue while the current Estimize.com consensus from 25 Buy Side and Independent contributing analysts is 46 cents EPS and $10.708B in revenue. This quarter the buy-side as represented by the Estimize.com community is expecting Coca-Cola to beat the Wall Street consensus on both EPS and revenue by a small margin.
By tapping into a wider range of contributors including hedge-fund analysts, asset managers, independent research shops, students and non professional investors Estimize has created a data set that is more accurate than Wall Street up to 69.5% of the time, but more importantly it does a better job of representing the market's actual expectations.
The magnitude of the difference between the Wall Street and Estimize consensus numbers often identifies opportunities to take advantage of expectations that may not have been priced into the market. In this case we are seeing a moderate differential between the two groups' EPS expectations and a small differential in revenue.
The distribution of estimates published by analysts on the Estimize.com platform range from 43 cents to 50 cents EPS and from $10.009B to $11.198B in revenues. This quarter we're seeing a wider distribution of estimates on Coca-Cola.
The size of the distribution of estimates relative to previous quarters often signals whether or not the market is confident that it has priced in the expected earnings already. A wider distribution of estimates signaling less agreement in the market could mean greater volatility post earnings.
Over the past four months the Wall Street EPS consensus fell from 49 cents to 44 cents while the Estimize consensus dropped from 49 cents to 46 cents. Meanwhile the Wall Street revenue consensus declined from $11.150B to $10.662B while the Estimize forecast sank from $11.175B to $10.708B. Timeliness is correlated with accuracy and downward analyst revenue revisions at the end of the quarter are often a bearish indicator.
The analyst with the highest estimate confidence rating this quarter is Nils1975 who projects 44 cents EPS and $10.683B in revenue. Nils1975 is ranked 12th overall among over 4,000 contributing analysts. Over the past two years Nils1975 has been more accurate than Wall Street in forecasting EPS and revenue 62% and 60% of the time respectively throughout 494 estimates. Estimate confidence ratings are calculated through algorithms developed by deep quantitative research which looks at correlations between analyst track records and tendencies as they relate to future accuracy. In this case Nils1975 is expecting Coca Cola to perform in-line with Wall Street expectations and miss the Estimize consensus.
Although carbonated beverage sales have fallen in the past year, Coca-Cola still has a few brands performing very well right now. Energy drinks and Coke Zero have been growing rapidly and the company is getting ready to launch branded do it yourself at home carbonated sodas through its stake in SodaStream sometime by 2015. Just like how soda sales fell 3% last year according to Beverage Digest, the Estimize community expects Coca-Cola to report a 3% year-over-year revenue decline this quarter while still beating the expectations from Wall Street by a small margin.
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Included in the Winston 2 pack, you'll find not one tonal-black pair of socks but another pair in tonal red. Gift these colour-block cotton socks to friends or family or grab them to bulk up your personal sock collection.
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Click the Two-Mode Vue for a high-res gallery
In 2006, the Saturn Vue Green Line became General Motors' first production hybrid vehicle when it debuted with the company's mild hybrid system. In fall 2007, a updated BAS-equipped Green Line version based on the second-generation Vue went into production. GM has now added the second of three hybrid variants to the Vue lineup with the2009 Saturn Vue Green Line 2 Mode. The 2 Mode Vue is based on the same technology used in the award-winning Tahoe and Yukon full-size SUVs. The Vue has the first transverse mounted front-wheel drive application of the 2 Mode system.
The 2 Mode transmission is paired up in the Vue with GM's 3.6L twin-cam V6 equipped with direct fuel injection.
[Source: General Motors]