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The Power Of Prayer
Latest update: May 21st, 2013
Once again I must postpone the continuation of my Oct. 5 column, "Technology, Yom Kippur, Ahmadinejad," this time due to the heavy reader response to last week's column.
As you recall, I shared my latest journey. It all started on Pesach in San Diego where I suffered four hip fractures and underwent major surgery, and now I was once again scheduled for yet another procedure on the day after Simchas Torah, Oct. 10.
I underwent my pre-op tests and was ready to go. But with every fiber of my being I believe in the miraculous power of prayer, especially when that prayer emanates from the heart of Am Yisrael , so I asked for one more Cat Scan, knowing full well that the odds of the results being different from the previous one were slim if not nil.
My surgeon studied the Cat Scan. "Rebbetzin," he said, "the healing process has commenced. You don't have to come for surgery next week."
To be sure, my journey is not yet over. In a month I will have to be re-evaluated, but my heart overflows with profound gratitude. I am trying to keep the commitment I made to Hashem that if I would have the merit of healing without human intervention (surgery), I would publicly declare that through the power of prayer, the heavenly gates of healing can be opened and lives changed.
This past Shabbos I gave my usual shiur and taught Torah in the shul where I daven – the Agudah of Lawrence-Far Rockaway. It was Shabbos Bereishis, when once again we began the cycle of Torah readings from the very beginning. In that very first parshah the Torah describes the creation of the world and the creation of man, the very crown of creation. We learn that though the seeds of all vegetation were in place, it was only after man prayed for rain that the seeds blossomed and bloomed.
This prerequisite of prayer is evident throughout our Torah and history. My grandson spoke about it at our Shabbos seudah in his d'var Torah. Our mothers – Sarah, Rivkah, Rachel, Leah, Chana and many others – were granted the berachah of children only after they prayed with all their hearts and souls.
This prerequisite of prayer holds true not only with regard to children but in every aspect of our lives. It was only after Moshe Rabbeinu, the greatest man ever to walk the face of the earth, turned to Hashem with intense, genuine prayer that Hashem forgave the nation of Israel.
G-d's response was comprised of just two words, but those two words had and continue to have more power than the most deadly weapons mankind can devise. We are all familiar with those two little words. They are engraved on our hearts and souls; they are the pillars of Yom Kippur: "selachti kidvarecha" – "I [G-d] have forgiven even as you requested."
Yes, prayer is the foundation, the ultimate defense weapon of our people. Our father Yaakov was endowed with this gift by his own father, Yitzchak, who proclaimed those words that identified us for all time: "Hakol kol Yaakov" – "The voice is the voice of Yaakov." That voice is the voice of prayer. It is so powerful that it can pierce the bolted heavenly gates and ascend to the very Throne of G-d.
Throughout the long centuries of our persecution, torture, and slaughter, this voice of Jacob has enabled us to triumph. It was prayer that enabled us to survive Hitler's hell. I know – I was there. I heard it.
In our "enlightened" world, however, this voice has become muted; prayer has come to be regarded as something only a naïve, unschooled person can take seriously. We, the citizens of the 21st century, know the age of miracles has long passed.
And there are still other factors that impede prayer. Ours is a culture that has an
addiction to "instant gratification." From computers to iPhones, fast food to microwaves, it must all be fast, fast, fast! So if our prayers are not immediately granted, we cut the line and lose connection with our G-d; we stop praying, sit in solitude, and our loneliness consumes us.
Psalm 27 offers us the solution: "Kaveh el Hashem" – Place your trust in G-d. Pray. And if initially your prayers are not answered, strengthen your heart and pray some more.
We must only keep the lines open and never stop. If we wish to live, we must always bear in mind that prayer is our most powerful weapon.
Having said all this, we must also recognize that Hashem is not our waiter. We cannot make demands. We cannot order Him around. We cannot depart from His restaurant in a fit of temper. There are no other eateries to which we can go.
Time and again I have been told by disappointed singles searching for their soul mates or businesspeople facing failure, "I am through! I've had it! I prayed and it's no use. It's all to no avail!"
"Really?" I ask. "You're really through? You won't pray? Do you really think you're doing G-d a favor when you seek His help and pray? Do you really think G-d is diminished because you have ceased praying?"
I then point out what should be obvious: "If G-d wills it, in an instant you will be gone. So let me give you a piece of advice. If you want to start up with someone, that's your option, but for your own good, your own survival, don't start up with G-d. You will lose before you ever start."
When they ask me what to do I reply, "Follow the advice, found in Psalm 27, of King David, the mighty warrior and sweet singer of Israel: 'Pray, and then pray some more.' Follow the example of Moshe Rabbeinu, whose every prayer was on behalf of his people."
Actually, the one time Moshe prayed for himself, he begged G-d to allow him to enter the Promised Land. He was told "No," but his faith never diminished. He understood that everything that comes from G-d is good and there was a reason why he was not permitted to walk on that holy ground. Just the same, every prayer is answered in its own way; from the top of the mountain G-d granted Moshe a vision and he saw the Land of Israel and the great panorama of Jewish history.
G-d has His reasons, even if those reasons escape our puny minds. Our faith, our trust in Hashem, is eternal, and we know that "No" is also an answer.
To Be ContinuedRebbetzin Esther Jungreis
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Welfare Cap risks pushing 345,000 more children into poverty
New research commissioned by Save the Children following last week's Budget shows that the welfare cap risks pushing as many as 345,000 more children into poverty in the next four years.
The research, from Landman Economics, shows that the way the cap is being applied - for example ringfencing the pensions pot - combined with pressures such as population growth and demographic shifts such as an aging population, will mean savings of £3bn need to be found. These savings will have to come disproportionately from working age benefits that parents rely on and will particularly affect children.
Save the Children's Director of UK Poverty, Will Higham said, "Children have already paid the highest price in the recession. It is all well and good to look towards a recovery, but parties that vote in favour of the cap need to spell out urgently what provisions they will make to ensure that the poorest children do not get forgotten about and left behind.
"Parties need to explain how they will work to improve wages and welfare to ensure that work pays. Otherwise, today's vote will become a straitjacket, binding future governments from taking action to stem a rising tide of child poverty."
"Parties voting for the cap should remember that poverty doesn't just hurt childhoods, it can affect the rest of a child's life. All too often poorer children do less well at school than their better off peers, and poverty becomes a cycle." Mr Higham said.
Notes to editors:
- Further details of the economic modelling and assumptions are available on request.
- Save the Children has historically worked to provide support for families across the UK. Our work reached 23,000 people last year.
- We focus on ensuring that every child has a fair start in life. That means working to get every child reading at the end of primary school and ensuring that families of very young children have the support they need for a decent start in life.
Based on analysis undertaken by Landman Economics on behalf of Save the Children, we project that the proposed cap on social security spending being voted on in Parliament today risks a further 345,000 children being pushed into poverty over the next four years.
- Analysis of Family Resources Survey data undertaken by NatCen on behalf of Save the Children, finds that children in low income households consistently face worse outcomes and experiences than their better off peers. Save the Children's 'Change the story' campaign discusses the disadvantage children face in respect of reading in particular.
For further information including interviews with spokespeople please contact Save the Children UK press office on +44(0)207 012 6841 or out of hours +447831 650 409 or email email@example.com


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Forex indicator have ex4 file need mq4 file from 1010 build - Metatrader
This project received 4 bids from talented freelancers with an average bid price of $79 USD.Get free quotes for a project like this
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I have an ex4 indicator and need it converted to mq4 file from latest 1010 build.
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The Energy Balance Phenotpying Core provides services to the members ofthe NYORC and to other eligible investigators. These services include consultation, assessment of energy intake, energy expenditure, and body composition. The Core is actively engaged in phenotyping mouse and rat models of obesity and is in a unique position to provide the stated services. The development of obesity in animal models is dependent on hyperphagia;exaniples are leptin and leptin receptor deficient rodents. The hyperphagia is dependent on influences from the hypothalamus, as targeted ablation of neuropeptide expression partially corrects this defect in ingestive behavior. Two of the NYORC Cores, Energy Balance Phenotyping and the Molecular Biology/Molecular Genetics Core, have done a series of ontogenetic studies to correlate the onset of hyperphagia with overexpression of a hypothalamic neuropeptide, NPY. The Molecular Biology/Molecular Genetics Core provided the breeders and the genotyping assays to determine gene dosage for leptin receptor mutation which the Energy Balance Phenotyping Core performed measures of caloric intake. These studies provided a temporal relationship between over-expression of an orexigenic peptide and hyperphagia, consistent with the hypothesis that increased activity of NPY neurons is partly responsible for the obesity/diabetes syndrome of leptin and leptin receptor deficiency. This type of collaboration between investigators in the Molecular Biology/Molecular Genetics core and the Energy Balance Phenotyping core are expected to continue and expand over the next 5 years of investigation. The collective experience ofthe Core's staff provides a broad range of expertise in ingestive behavior, metabolic physiology and body composition.
|Hull, H R; Thornton, J; Paley, C et al. (2015) Maternal obesity influences the relationship between location of neonate fat mass and total fat mass. Pediatr Obes 10:245-51
|Toro-Ramos, Tatiana; Goodpaster, Bret H; Janumala, Isaiah et al. (2015) Continued loss in visceral and intermuscular adipose tissue in weight-stable women following bariatric surgery. Obesity (Silver Spring) 23:62-9
|St-Onge, M-P; Mayrsohn, B; O'Keeffe, M et al. (2014) Impact of medium and long chain triglycerides consumption on appetite and food intake in overweight men. Eur J Clin Nutr 68:1134-40
|Shang, Linshan; Hua, Haiqing; Foo, Kylie et al. (2014) *-cell dysfunction due to increased ER stress in a stem cell model of Wolfram syndrome. Diabetes 63:923-33
|Li, P; Tiwari, H K; Lin, W-Y et al. (2014) Genetic association analysis of 30 genes related to obesity in a European American population. Int J Obes (Lond) 38:724-9
|Ravussin, Yann; Leibel, Rudolph L; Ferrante Jr, Anthony W (2014) A missing link in body weight homeostasis: the catabolic signal of the overfed state. Cell Metab 20:565-72
|Huang, Xian; Leduc, Charles; Ravussin, Yann et al. (2014) A differential dielectric affinity glucose sensor. Lab Chip 14:294-301
|Censani, Marisa; Conroy, Rushika; Deng, Liyong et al. (2014) Weight loss after bariatric surgery in morbidly obese adolescents with MC4R mutations. Obesity (Silver Spring) 22:225-31
|Zhang, Yiying; Zitsman, Jeffrey L; Hou, Jue et al. (2014) Fat cell size and adipokine expression in relation to gender, depot, and metabolic risk factors in morbidly obese adolescents. Obesity (Silver Spring) 22:691-7
|Shen, Wei; Velasquez, Gilbert; Chen, Jun et al. (2014) Comparison of the relationship between bone marrow adipose tissue and volumetric bone mineral density in children and adults. J Clin Densitom 17:163-9
Showing the most recent 10 out of 480 publications


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Check in from 14h / Check out prior to 11h
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Set in Castell-Platja d'Aro, Apartamentos Delfin Castell-Platja d'Aro is an easy drive from Calonge and provides outdoor tennis courts, an outdoor pool and a swimming pool. It also offers squash courts, a kids pool and a bowling alley.
Hotel description
The property's apartments are comfortable and feature a kitchenette that is equipped with a microwave and a refrigerator. Cable/satellite channels and a shower are also provided.
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Explore Edition Bbc, Italia Special and more!
July 26, 2006 - The final edition of Top of the Pops was recorded at BBC Television Centre in London. The show was co-hosted by veteran disc jockey Sir Jimmy Savile, its very first presenter. Classic performances from the Spice Girls, Wham, Madonna, Beyonce Knowles and Robbie Williams featured in the show alongside the Rolling Stones ' who were the very first band to appear on Top of the Pops on New Year's Day in 1964. •• #topofthepops #thisdayinmusic #2000s #bbc #tv #rock #pop


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Mets hits 3 HRs in 5 pitches to sweep Nationals
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With the 224th pick Tuesday, the Washington Nationals selected Nicholls State University junior left-handed pitcher Grant Borne in the seventh round of the 2015 Major League Baseball First-Year Pla
NEW YORK — On a night usually dominated by news of players let loose, the Washington Nationals and Oakland Athletics filled pitching needs with trades.
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You limited your search to:
Decade: 1950-1959
Collection: UNT Theses and Dissertations
Rorschach Patterns as Related to Sociometric Status
Date: August 1955
Creator: Aber, Walter E.
Description: The purpose of this study is to determine the relationship between an individual's performance on the Rorschach Ink Blot Test and his degree of social acceptance as revealed by a test of sociometry.
Contributing Partner: UNT Libraries
Derivatives of 1,4-Naphthoquinone and 1,4-Anthraquinone
Date: August 1959
Creator: Aboytes, Peter
Description: The purpose of this investigation was the synthesis of some 1,4-naphthoquinones and 1,4-anthraquinones. It will be shown that some of these substituted quinones exhibit physiological properties.
Contributing Partner: UNT Libraries
The Value of Filmstrips in the Third Grade
Date: 1950
Creator: Adair, Elva Gaynelle
Description: The purpose of this study is to determine the possible influence of the use of filmstrip material upon a group of third-grade pupils as compared with another group of third-grade pupils not using filmstrip materials.
Contributing Partner: UNT Libraries
A Study to Determine the Common Elements in Ten Newbery Medal Books (1940-1949)
Date: 1950
Creator: Akin, Alva-Myrtie
Description: The purpose of this study is twofold: first, to determine whether the Newbery Medal Books under consideration meet the commonly accepted requirements of children's literature; and second, if they do not, to determine wherein they differ from acceptable criteria.
Contributing Partner: UNT Libraries
The Moore-Smith Limit
Date: 1952
Creator: Alexander, Donnie B.
Description: It is the purpose of this thesis to indicate in more detail how various limits defined in analysis, as well as other concepts not ordinarily defined as limits, may be obtained as special cases of the Moore-Smith limit.
Contributing Partner: UNT Libraries
The Nocturnes of Chopin
Date: June 1957
Creator: Alexander, Monte Hill Davis
Description: John Field (1782-1837), an Irishman, was the first composer to use the French term "nocturne," and was the inventor of the nocturne for piano. It can be seen with a glance at the scores that the orchestral notturni by the eighteenth century composers were very different than what is generally thought of today as a nocturne. Field introduced the idea of the nocturne that has remained much the same since. Frederic Chopin enlarged and improved the genre invented by Field, but it was Field's originality that brought this type of piece to piano literature. Indeed, John Field is hardly remembered today except as the inventor of the nocturne for the piano and for his influence on Chopin's Nocturnes. For that alone musicians will remain indebted to him.
Contributing Partner: UNT Libraries
An Evaluation of Courses of Study for Teaching the Social Studies in the Primary Grades
Date: 1951
Creator: Alford, Katherine Elizabeth Bower
Description: The purpose of this study was twofold: (1) to read and analyze professional literature to determine criteria for an adequate social-studies program in an elementary grade, and (2) to evaluate a selected number of courses of study of large-city school systems and state departments of education to determine the extent to which they meet criteria.
Contributing Partner: UNT Libraries
A Development of a Set of Functions Analogous to the Trigonometric and the Hyperbolic Functions
Date: August 1954
Creator: Allen, Alfred I.
Description: The purpose of this paper is to define and develop a set of functions of an area in such a manner as to be analogous to the trigonometric and the hyperbolic functions.
Contributing Partner: UNT Libraries
The Adequacy of the School Transportation Systems of Montague County, Texas
Date: 1950
Creator: Allen, Bill N.
Description: In this study an attempt is made to determine the adequacy of the school transportation systems of Montague County, Texas.
Contributing Partner: UNT Libraries
Piano Sonatas Six, Seven and Eight of Prokofiev
Date: January 1956
Creator: Allen, Daniel Joseph
Description: The Sixth, Seventh, and E Piano Sonatas of Prokofiev illustrate the composer's more mature style. In these works there is a definite return to the classic forms and contrapuntal devices which have been called Neo-classicism. Prokofiev, himself, has said that form is one of the basic elements of his style. It is the purpose of this thesis to discover the' formal organization and make a comparison of these sonatas with the works of Beethoven and his contemporaries.
Contributing Partner: UNT Libraries
Teacher Characteristics Which are Most Liked and Disliked by College Students
Date: 1957
Creator: Allen, Mary Ann McLain
Description: The study presented in this paper is an effort to determine qualities considered significant by students in their teachers' behavior and methods, and, moreover, to assess the degree of importance which students assign these qualities.
Contributing Partner: UNT Libraries
A Comparative Study of Three Sonatas for Solo Brass Instruments and Piano by Paul Hindemith
Date: June 1957
Creator: Alley, Edward Lee
Description: In the years during the writing of The Craft of Musical Composition, and for the next few years afterwards, Hindemith was engaged in writing a solo sonata for each of the instruments of the orchestra. Muser states that this series of sonatas continues a definite policy of providing music for people who want to play music, and not merely to listen to it. The three sonatas for solo brass instruments and piano were written during this period. The sonatas, written for trumpet, horn, and trombone, were written in the following order: Sonata for Trumpet and Piano—1939; Sonata for Horn and Piano—1939; Sonata for Trombone and Piano—1941. These sonatas, being written rather closely together, should have certain stylistic characteristics in common, and there should also be certain features peculiar to each sonata. To study these sonatas and compare them with each other structurally and stylistically is the purpose of this work.
Contributing Partner: UNT Libraries
An Analysis of Maurice Ravel's Technique of Orchestration
Date: August 1958
Creator: Allman, Murray Augustus
Description: It is interesting to note that several of Ravel's compositions for the piano were successful only after he had orchestrated them. Ravel, a pianist, had a natural gift for orchestration, and when writing for the piano he seems to have projected his thoughts to the orchestra; thus some of his works are more successful' for the orchestra than for the piano. Since he orchestrated several of his own piano compositions, these present an excellent opportunity for a study of his orchestrations.
Contributing Partner: UNT Libraries
Symbolism in Six Works of Joseph Conrad
Date: 1950
Creator: Anderson, Gerald
Description: This study examines evidence as to Conrad's principles provided by the symbolism in five novels and one novelette.
Contributing Partner: UNT Libraries
A Suggested System of Forms for Controlling the Flow of Materials and Equipment to and from the Producing Areas of a Petroleum Company
Date: August 1950
Creator: Anderson, Henry A.
Description: A rather unique situation presents itself in the control off materials in the petroleum industry because of great areas to cover, diversified activities within those areas, and a multiplicity of operating units being served from the depot of supplies. It is the purpose of this paper to look into the particular problems of keeping an adequate system of stores records in the oil business. The control of materials and stores distributed from the field operating unit is of necessity achieved through the use or various forms or records written as evidence of transactions among the production units being served. The prime motive of using the forms is to facilitate the movement of goods to their destination within the unit served and to provide an accurate record of the materials received, stored, and distributed.
Contributing Partner: UNT Libraries
Absolute Beta Counting Using Thick Sources
Date: 1950
Creator: Anderson, Miles E., 1926-
Description: The problem with which we shall concern ourselves in this paper is the self-scattering and self-absorption of beta particles by the source.
Contributing Partner: UNT Libraries
A Study of Denton's Shopping Goods Trade Losses to Dallas and Fort Worth
Date: August 1953
Creator: Anderson, Roy C.
Description: "The primary objective of this study was to determine the proportion of shopping goods trade Denton merchants are losing to other cities. A secondary objective was to find reasons for the loss of trade. Since Denton is within the trade orbit of Dallas and Fort Worth, special emphasis was placed on finding the percentage of trade going to these two cities...The major finding of this study is the indication that approximately 81 percent of Denton's retail shopping goods trade is actually done in Denton. "-- leaves 1,58.
Contributing Partner: UNT Libraries
A Study and Evaluation of Certain Practices of the Financial Administration of Industrial Arts Departments in Class A High Schools of Texas
Date: February 1951
Creator: Anderson, Ward
Description: This is a study and evaluation of certain practices in the financial administration of industrial arts programs operating in accredited four-year class "A" high schools in Texas. The study seeks to answer the following questions: 1. Are industrial arts teachers properly prepared to administer the financial transactions involved in an industrial arts program? 2. Is there a need for establishing standard practices and principles to be used in administering industrial arts finance? 3. Is there a danger of criticism of the industrial arts departments and the teachers, because of inefficiency in the administration of shop finance? 4. Are practices now in use basically sound? 5. Are adequate records being kept? 7. What steps should be taken to eliminate the objectional practices now in use and to initiate the more desirable ones?
Contributing Partner: UNT Libraries
A Study of the Philosophy of Rousseau Concerning the Practical Arts and His Influence on the Philosophy of Industrial Arts in the Secondary Schools of the United States
Date: 1950
Creator: Anderson, William J.
Description: This thesis is a comparative study of Rousseau's philosophy on education, with emphasis placed on the practical arts, to show how his philosophy of practical arts has influenced the philosophy of present day industrial arts in the secondary schools of the United States.
Contributing Partner: UNT Libraries
Pragmatism as the Religion of Defoe
Date: 1957
Creator: Angell, Charles Edward
Description: This study attempts to resolve the question of Defoe's sincerity through examination of his life, his journalistic writings, and his major works or imagination.
Contributing Partner: UNT Libraries
Differences in Social Behavior Between Elementary School Children Who Have Attended Nursery School and Those Who Have Not Attended Nursery School
Date: August 1954
Creator: Angell, Dorothy B.
Description: The purpose of this study is to attempt to discover any observable differences in social behavior between elementary school pupils who have attended nursery school and those who have had no nursery school experience.
Contributing Partner: UNT Libraries
The Use of Easy Reading Materials with Junior High School Pupils
Date: 1952
Creator: Anthony, Eunice Roach
Description: The problem in this study is to determine the effectiveness of the use of easy reading material in improving the reading ability of retarded students in the junior high school.
Contributing Partner: UNT Libraries
Nitrogen Derivatives of I-phenylazimidoquinone
Date: 1956
Creator: Armistead, John Wilson
Description: A series of analogous reactions employing as a nucleus I-phenylazimidoquinone has been investigated.
Contributing Partner: UNT Libraries
Mercury-Sensitized Photochemical Reactions of Isopropyl Alcohol
Date: May 1959
Creator: Armstrong, Andrew Thurman
Description: This thesis describes the reactions of mercury-sensitized isopropyl alcohol when bombarded with 2537 Angstrom radiation.
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Marshall Council sets 2014 preliminary levy
MARSHALL – The Marshall City Council had a full agenda at its regular meeting Tuesday, with items ranging from adoption of a preliminary budget and levy for 2014, to setting municipal wastewater rates and considering the introduction of several proposed amendments to city codes.
Council members approved a preliminary levy of about $5.1 million, a 2.9 percent increase over 2013. Marshall City Administrator Ben Martig said the total preliminary levy increase would not mean an increase in Marshall's general fund levy. However, the city would be facing increases in other special levies in 2014, particularly for debt service. The preliminary levy included a total of about $1.2 million for debt service.
Council members also voted to approve a preliminary 2014 budget for the city. The preliminary budget provided for about $10.2 million in revenues, and about $11 million in expenditures. However, Martig said both of those figures would need to go through significant changes before a final budget is adopted.
The council will need to adopt a final levy and budget before the end of December. The final levy may be lower than the preliminary levy, but it can't be increased.
In other business Tuesday, council members revisited the issue of "special vehicles" like golf carts or utility vehicles on city streets. Martig presented council members with a draft ordinance amendment on the subject. The draft ordinance forbids motorized golf carts, all-terrain vehicles and mini-trucks on city streets and sidewalks. Utility task vehicles (UTVs) could be driven on city streets with a permit. However, they would have to have safety equipment like seatbelts, headlights, mirrors and turn signals. They could also only be operated between sunrise and sunset.
During discussion of the proposed ordinance, council members and audience members called for clarification on whether certain classes of ATVs should be allowed along with utility vehicles.
Marshall Area Chamber of Commerce Director Cal Brink asked council members why they seemed uncertain about allowing Class 2 ATVs as well as UTVs. In past discussions, council members were in favor of doing so, he said. Class 2 ATVs are larger and have more safety equipment than the "four-wheeler" style of recreational ATV, he said.
"This discussion has already been had, and it's already been sent to the Legislative and Ordinance Committee," Brink said. "Why take it back to where we were in April?"
Brink also urged council members to rethink the sunrise-to-sunset condition, which he said could hurt the use of special vehicles for snow removal.
The council voted 5-1 in favor of introducing the ordinance and calling for a public hearing on Sept. 24. Council member Mike Boedigheimer cast the vote against.
The council considered an agreement with architecture firm TSP for the design of a new municipal liquor store. Martig said the city now owns property it had considered for building a new liquor store building, and it has worked with TSP in the past. The proposed agreement puts fees for services at 8.75 percent of total construction costs for a new liquor store building. At an estimated construction cost of $1.7 million to $1.9 million, Martig said estimated fees would be between $153,000 and $171,000.
"Have we approved the (liquor store) project yet?" asked council member Glenn Bayerkohler.
The council has not yet approved construction of a new liquor store yet, Martig said. However, he said the contract allowed for termination of the agreement at any time.
Council members voted 5-1 in to approve the agreement, with Bayerkohler casting the vote against.
Council members voted to approve new municipal wastewater rates for 2014. The new rates will be an increase of 2 percent over 2013. There will be no change in municipal storm sewer rates.
Council members considered proposed amendments to Marshall zoning ordinances. The revisions included updates to the enforcement of city zoning ordinances, definitions of terms and zoning codes on "accessory buildings" like garages and "accessory structures" like TV antennas, air conditioners and swimming pools. Marshall building official Ilya Gutman said the updates would correct some past mistakes in the ordinances, as well as bringing the ordinances into compliance with current state statutes.
Council members voted to introduce the code amendments and call for public hearings on them.


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A new study reveals how the amygdala is involved in controlling predatory behavior in mice.
One Antigen Receptor Induces Two T cell Types
August 26, 2016|
Precursor T cells bearing the same antigen receptor adopt two different fates in mice.
August 26, 2016|
Precursor T cells bearing the same antigen receptor adopt two different fates in mice.
August 18, 2016|
Scientists design a bacterial genome with only 57 codons.
August 18, 2016|
Newly discovered amino acid reassignment could have implications for certain biotech applications and RNA-based evolutionary theories.
August 17, 2016|
An open-access catalog of tens of thousands of human exome sequences highlights the power of a very large genomic dataset in pinpointing genes linked to rare diseases.
August 15, 2016|
Prior to last week's announcement of newly confirmed cases, the country had been polio-free for two years.
August 8, 2016|
Scientists detect a colistin-resistance gene in a clinical sample.
August 2, 2016|
Access to data from thousands of genotyping customers helped scientists detect novel associations with the disorder across the genome.
August 1, 2016|
Seres Therapeutics's microbiome-targeting therapy for recurrent Clostridium difficile infection fails a Phase 2 clinical trial.
August 1, 2016|
From sequencing bacteriophages to synthesizing bacterial genomes to defining a minimal genome
August 1, 2016|
Associate Professor, Department of Mechanical Engineering, MIT. Age: 34


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Midterm Assignment Women and writingSince the beginning of times human beings have found various ways to express themselves and more specifically how to declare their feelings and emotions We all know that art in a general term is supposed to be the tool used for expression People from different communities cultural backgrounds and religions have been appealed to manifest and share their uniqueness through art Art whether it was music painting sculpting or writing has been highly censured through time because of its contents of truth The majorities of a society did not allow minorities to fully express themselves with fear of manifestations and revolts Women as a minority have fought to tell the truth In order to understand better the meaning of Womens writing we will first analyze the factors that pushed women to write then we will go over the obstacles that women encountered and finally we will discuss what the writers wanted to achieve through their writingThere are writers who need to make sense of the world they liveDorothy Allison Trash p19 This sentence shows that the writer needed to write to see and understand herself through writing This young white woman was living a life filled with alcohol and drug addiction she tried to escape that trap by fooling herself and by rebuilding a total new idealistic image of her person working as a social worker However throughout her progression she has been writing everything about herself on a yellow pad whatever she would do wherever she would be those yellow pads were there as a representation of her truth She could fool herself but not her yellow pads her truth was written there Allison as many women in the world has been trying to hide her suffering Constantly fooling herself she still had to yell out her truth this by spreading her pain on paper However the papers were taboo just like someone would litter an embarrassing amount
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This review is from: Western Digital AV-GP WD3200AUDX 320GB IntelliPower 32MB Cache SATA 6.0Gb/s 3.5" Internal Hard Drive Bare Drive
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Finally made it into the Club with a 2:59:51 in Berlin - (yes scraped it with a typically terrible last 5k ) ...... after a bit of a wind down and reflection its now onto the next target now that Monkeys off the back.
What recommendations would people give to get a 2:59 down to a sub 2:50 or dare I say it sub 2:45 ...... would be interested to hear similar stories of the first sub 3 you ran and then subsequent improvements and how long that process took.
PS nice one LS21 - just realised who you are - have to ask you about your choice of shorts tho. Those bright yellow bad boys? Are they your lucky shorts?
Anyone know if you can still get an Entry?
The website is a bit confusing.
Seems that GFA entries might still be possible but very hard to get hold of the organisers it seems.
Visit the official Runner's World page
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We're pretty sure that even the notoriously choosy ancient Egyptian queen couldn't have resisted TOCCA's Cleopatra body lotion and hand cream. TOCCA, an Italian fragrance house known for its luxurious products, has your hydration and fragrance needs covered with this exclusive set. Fast-absorbing and scented with grapefruit and cucumber, the lotion and hand cream pairing is the perfect way to pamper anyone.
I can never have too many moisturizers. This feels great and the hand cream really lasts. I was expecting the scent to be a little more sharp/less sweet from the grapefruit-cucumber combination, I don't think those describe this scent at all. I agree with the reviewer who compared the scent to watermelon, it is just a slightly less sweet, more mature version of watermelon gum. That doesn't sound appealing but it is nice. I also love the packaging.4
I love the texture and how moisturizing it is but I can't use this at work. I am a nurse and while I can use gently scented lotions, this one isn't gentle. It's very in-your-face and the scent lasts. I used it and a co-worker commented that one of our patients must be wearing perfume. Then she got to me and said "oh I think it's you." I appreciate lotions that moisturize in the background and don't overpower the perfumes I choose to wear.3


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This art pack contains everything you need to create a full-fledged desert paradise: ranging from small decorative succulents like Silver Torch or Golden Barrel to towering Saguaro cactus and California fan palms, there are sculptural shapes of aloe and agave, rugged looks of Joshua tree, and more! The selection of desert vegetation is complemented with four new surfaces, a Mexican-style gazebo and an epic Sahara rock arch! Four new collectible cards of desert animals!
North and Central America: Saguaro Cactus, Joshua Tree, California Fan Palm, Agave Americana, Prickly Pear Cactus, Golden Barrel Cactus.
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South Africa: Red Aloe, Silver Dollar Plant.
Australia: Spinifex Grass
Mexican gazebo, desert rocks, Sahara desert rock arch
Surfaces: red desert sand, desert land, drought land, small agave patch.


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Black Crane Quilted Long Dress (Cement)
Black Crane Quilted Long Dress (Cement)
A simple dress that's all about the details. Soft cotton fabric with a vertical quilted stripe, voluminous cut through the body, and a slight taper at the hem. Raw edges at cuff and bottom hem. A true Black Crane classic. Midi length Full length sleeves Fits true to size Fabric: 100% Cotton Quilted Stripe Woven
"Effortless elegance is my eternal goal for my creation," says Black Crane co-founder Momoko Suzuki. We're filing this contemporary fashion line under 'total success' as we can't get enough of their sought-after collections. The artful silhouettes on easy basics are a result of combining the Japanese designer's background in art and architecture with her partner Alexander Yamaguchi's silkscreen printing and patterning expertise.


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Editor's Note: This article covers a stock trading at less than $1 per share and/or with less than a $100 million market cap. Please be aware of the risks associated with these stocks.
Last week, I wrote an article on Sam Zell, and specifically I was arguing the point that Zell made in an interview with Betty Liu of Bloomberg. In that interview, Zell said:
I think that there are probably 30 of them (REITs) that have size, scale, market impact, et cetera, and will be leaders and growing in the future.
He went on to say:
And I would expect over the next 20 years we will have more and more consolidation as the REIT industry continues to grow.
In another article last week, I mentioned that "it should be no surprise when the REIT market begins to rally, it will be led by the institutional buyers that have a much higher degree of analyst coverage and much lower risk tolerances. Alternatively, Small and Mid cap REITs have always been seen as more risky bets than large caps."
But wouldn't it be great to own a handful of smaller REITs? Granted, they don't have the diverse revenue streams or stable cash flows like the big-named players; however, because they "fly under the radar," these so-called "less relevant" REITs could offer better potential in the long term.
It's true. Small cap stocks are more susceptible to wide swings in price due to lower trading volumes, and their greater volatility deters action and often invites selling (and buying). However, the small cap REITs have a much better chance to "move the needle," resulting in an underestimation of operational health and growth prospects.
An Excel-lent REIT That Can Move the Needle
On Thursday (last week), we saw one such REIT capable of moving the needle. Excel Trust (NYSE:EXL), a San Diego-based shopping center with a market cap of $603 million, reported fourth quarter and year-end earnings. Highlights for the year included:
- Adjusted Funds from Operations (or AFFO) for the quarter of $11.4 million, or $0.23 per diluted share, and for the year of $43.8 million, or $0.90 per diluted share (15% annual increase over 2013)
- Funds from Operations (or FFO) for the quarter of $11.3 million, or $0.23 per diluted share, and for the year of $44.6 million, or $0.92 per diluted share (24% annual increase over 2013)
- Acquired approximately $178.6 million in properties
- Improved terms and increased unsecured credit facility to $300 million, expandable to $500 million
- Subsequent to year-end, published Moody's investment grade credit rating of (P)Baa3
- Subsequent to year-end, increased share buyback program to $50 million
Maybe because Friday was Valentine's Day or maybe because Mr. Market was ready to spread the love, but regardless of the affection, Mr. Market was paying attention.
For the latest week, Excel shares advanced around 9.39% for a closing price (on Friday) of $12.46. This was the best-performing shopping center REIT for the week:
Also, during the most recent 30 days, Excel returned more than 11.85%, making this small cap REIT the best-performing REIT for that period.
This isn't the first article that I have written on Excel Trust. My first article was on June 15, 2011, just a few months after the company listed on the New York Stock Exchange (the IPO was on April 28, 2010). Then, my second article was on Jan 25, 2012. My third article was on December 6, 2013, and this is my fourth article, and I'm placing a BUY TARGET of $12.50 on Excel shares. The closing price on Friday was $12.46, and it's likely that I will initiate a BUY during the first quarter. The purpose of this article is to evaluate the company in greater detail and determine whether or not there is an adequate margin of safety in the shares.
Let's Check Out This Excel-lent Small Cap REIT
As I referenced above, Excel Trust is a shopping center REIT; however, the primary differentiation with this REIT vs. the others (or peers) is the fact that this company leases from leading necessity and value-oriented retailers with strong credit. During the period of time that I have been researching this REIT, it has become clear to me that this REIT has evolved into a company that owns high-quality assets. Here is a snapshot of Excel's market capitalization compared with the other shopping center REITs.
As mentioned above, Excel Trust commenced as a REIT in April 2010 (raised $210), and since that time, the company has evolved into a diverse landlord with properties from coast to coast.
As of the latest quarter (Q4-13), Excel Trust has 38 shopping centers in 11 states and Washington, DC. Here is a snapshot of Excel's properties owned and the peer group;
Excel focuses on markets with attractive demographic and property fundamentals trends, typically in "smile states" (West Cost, Sunbelt, and East Coast), with a long-term strategy of clustering properties around regional hubs in San Diego, Dallas, Atlanta, Greater SF By Area, Washington, DC, and Phoenix.
Excel has a portfolio that is 70% anchored and the majority of inline tenants (30%) - based on gross lease area. Also, the anchor tenants represent 52.3% of income, and the inline (or shop tenants) represent 47.7% of space (based on income).
Excel's Top 10 Tenants all offer necessity and value-oriented items, and the Top 5 Tenants are: Publix, Ross Dress for Less, Lowe's (NYSE:LOW), Regal Cinemas (NYSE:RGC), and TJX Companies (NYSE:TJX).
Excel's portfolio is more than 6 million square feet, with a weighted average lease term of seven years. The average price per square foot for the portfolio is $184. Here's a snapshot of several of the stable anchor tenants:
Excel's Healthy Demographic Trends
I'll admit, when I first started covering Excel Trust, I was not impressed with the portfolio quality. I was concerned that the company was more focused on "quantity" than "quality." However, throughout the years, I have now seen that the management team has become more disciplined with its strategy of investing in strong demographics. For example, Excel's three-mile weighted average household income is $90,000. That ranks this REIT in the top tier in terms of asset quality.
Also, Excel's three-mile weighted average population is around 47,000 (people). As mentioned above, the company invests in "gateway" markets with strong population growth. Here is a snapshot of Excel's future population growth - it ranks #1 in that category.
As noted above, Excel has a weighted average lease term of seven years, and the snapshot below reflects the health of the stable lease maturities.
In addition to investing in shopping centers, Excel also invests in free-standing net lease properties. Although not a big part of the company's investment strategy, Excel has demonstrated proficiency in capturing gains from selling net lease assets (as well as non-core assets). Here is a snapshot of several transactions that resulted in nice, risk-adjusted gains:
I believe that Excel's biggest strength is asset sourcing (or acquisitions). The company's management team has deep experience in the shopping center sector, and as a result, it sources most of its assets from relationships in the industry. I wanted to share a few select deals with you.
Last year, the company acquired West Broad Village in Richmond, VA. This was an "off-market" deal, and Excel was able to acquire the property for around $171 million. At the time of the acquisition, the property was 79% leased with major tenants: Whole Foods, HomeGoods, REI, Wells Fargo, Kona Grill, Dave & Buster's, and Mimi's Café.
Excel also acquired another Class A property in Scottsdale, AZ. This deal consists of two components: (1) retail center acquired for $110 million (in 2011) and (2) two office towers acquired for $56 million. Tenants in the retail center include Old Navy, Stein Mart, Trader Joe's, Cost Plus World Market, and others. As noted above, Excel looks for strong demographics, and this center in Scottsdale has more than 171,000 people in a five-mile radius, with robust sales per square foot (Trader Joe's averages $2,600 sales per sf).
Last year, Excel acquired League City in Houston, TX for $39.5 million. By overcoming several barriers that had discouraged other buyers, Excel was able to buy this center below market prices. The center is 100% leased, and includes tenants such as Ross Dress for Less, TJ Maxx, Staples, Michaels, and PetSmart.
Could Excel Be The Next Federal Realty?
Excel has evolved into a stable income model, with a cohesive and tenured senior management team with a proven track record. Although not nearly as large as many of the peers, such as Kimco Realty (NYSE:KIM) or Federal Realty (NYSE:FRT), Excel has carved a niche of owning and investing in higher-quality assets.
Here is a snapshot of the company's revenue growth:
Here is a snapshot of the company's asset growth:
Although Excel has grown significantly, the company has not sacrificed its balance sheet (for the sake of growth). In fact, Excel has demonstrated its success for managing capital prudently. The company has improved its capital structure, and is now less than 40% leveraged (debt-to-assets).
Excel's capital structure consists of around 48% in equity, 11% in preferred, 15% of unsecured debt, and 25% of secured debt. The Total Capitalization is around $1.235 billion.
Excel has become much more disciplined with its use of secured debt, and, as evidenced below, the company has become much stronger as a result of its decreased reliance on secured borrowing.
Just a few days ago, Excel announced that Moody's Investor Services had assigned the REIT an investment grade rating of Baa3. According to Moody's, the Baa3 rating reflects Excel's high-quality property portfolio, sound liquidity, and moderate leverage. Moody's noted that Excel's tenant base is diversified and benefits from a well-laddered lease expiration schedule.
Why Do I Want to Buy Excel Trust?
In reviewing the various shopping center REIT options today, Excel appears to be "the best dividend opportunity." That's not to say that Excel has the highest-paying dividend; however, it means that on a "risk-adjusted" basis, I consider that Excel pays the best "pound for pound" yield. As you can see, Whitestone REIT (NYSEMKT:WSR) and Wheeler Real Estate (NASDAQ:WHLR) pay a higher dividend; however, I believe these two REITs are exposed to extremely more risk (in both asset-level and debt-level metrics), and therefore I believe Excel Trust is the "pound for pound," best paying shopping center REIT.
Now, let me be clear. Excel has not experienced a "Great Recession," and although I like what I'm seeing, the company has not lived through a tough, "time-tested" event, and therefore, the comparisons to Federal Realty are unreasonable. But then again, let's compare the valuations of these companies.
As you can see, there are only three other shopping center REITs that trade at a lower multiple. Last week, Kite Realty (NYSE:KRG) announced it was effectively doubling in size by acquiring Inland Diversified (a non-traded REIT), and that should move the needle (for Kite). However, Kite needs to move more than the needle… it should move the dividend, as the current yield is a puny 3.83%. I like Inland Real Estate (NYSE:IRC) - see my recent article HERE - and I consider this REIT a formidable competitor.
Let's examine Excel's earnings model. As noted above, the company increased FFO by more than 24% in 2013, and AFFO increased by more than 15%. Remember, the company acquired only $179 million (in 2013), however, that "moves the needle."
Also, Excel's estimated 2014 FFO growth spells OUTPERFORMANCE. Take a look at the peer chart:
As evidenced by the F.A.S.T. Graphs chart (below), Excel is clearly in the BUY RANGE, and at $12.46, I consider the shares to be trading at SOUND value. As the credit quality has continued to improve, Mr. Market has not given this REIT a lot of attention. I consider Excel to be a BUY, and I'm maintaining my TARGET of $12.50.
Finally, it's clear to see that Excel has begun to develop a dividend policy. Although the company is still relatively small, the three-year track record has begun to unfold, and I'm starting to see more and more consistency in the value proposition of the company. I believe that Mr. Market is speaking "loud and clear," and management is clearly closing the gap between the current stock price ($12.46) and the underlying asset valuation. The recent investment grade rating news gives me even more confidence, and I'm feeling more warmth now that Mr. Market Is Starting to Spread the Love for this Small Cap REIT.
For more information on Excel Trust, check out my SALSA portfolio in my monthly newsletter, The Intelligent REIT Investor.
Source: FastGraphs, SNL Financial, and EXL Investor Presentation.
Other REITs Mentioned: (NYSE:EQY), (NYSE:BRX), (NYSE:DDR), (NASDAQ:ROIC), (NYSE:WRI), (NYSE:AMRE), (NYSE:RPAI), and (NYSE:UBA).
Disclaimer: This article is intended to provide information to interested parties. As I have no knowledge of individual investor circumstances, goals, and/or portfolio concentration or diversification, readers are expected to complete their own due diligence before purchasing any stocks mentioned or recommended.
This article includes hypothetical analysis and the author does not warrant any of the data or research to be relied upon for the purpose of investing in Darden or any other company listed.
Disclosure: I am long O, DLR, VTR, HTA, STAG, UMH, CSG, GPT, ARCP, ROIC, MPW, HCN, OHI, LXP, KIM. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


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Draw Your Own Alphabets
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Tony Seddon
This book is Out of Print
8.25 x 9.25 inches (21.0 x 23.5 cm)
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140 color illustrations
Publication date: 03/20/2013
Rights: North America
There are many ways to make your writing feel more personal, but none carries the charge of using a custom-drawn font.
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Tony Sedden is a freelance writer and designer based in East Sussex, UK.
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Gasthof Hotel Mainperle: Find photos, reviews, information, amenities and compare prices for 4 stars hotels in Wertheim, Germany.
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Recreation Commission
The Recreation Commission is a five-member citizen's advisory board appointed by the City Council. Members serve a 3-year term.
Chair Denise Kelly
Vice Chair Jack Pastor
|Commissioner Teresa Proaño
Commissioner Vivian Araullo
Commissioner Virgilio Sison
For more information please contact:
Joseph Curran, Director of Library and Recreation Services
111 Lake Merced Blvd
Daly City, CA 94015
(650) 991-8006
The Recreation Commission meets on the fourth Tuesday of the month* at 7:00 p.m. in the City Council Chambers, 333 90th Street, Daly City The public is welcome to attend Commission meetings.
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From Sunny's Dogster Photos[ View profile page ]
Leave A Comment | 1 person already has
Warmest woofday greetings Sunny!!! Have a furtastic year!
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Leave A Comment | 1 person already has
April 26th 2011 at 7:17 pm
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Next Week's Rock Band Tracks Are All P!nk
Written Friday, April 13, 2012 By Richard WalkerView author's profile
From Slayer tracks for Rock Band this week, to P!nk tracks next week, let it never be said that Rock Band's DLC isn't electic. Bringing her 'pop-rock' sounds, P!nk is getting a four pack of tunes, including 2001's "Get the Party Started" from her horrifically spelt 'Missundaztood' album.
Then, rounding out the four pack are three tracks all taken from 2008's 'Funhouse' album. All tracks also have support for keys, whereas "Get the Party Started" also has optional Pro Guitar/Pro Bass support.
Check out the pack below:
P!nk Pack 01 - 560 Microsoft Points (160 Microsoft Points each. X = 80 Microsoft Points per track for a Pro Guitar/Pro Bass upgrade O= support for keyboards)
- P!nk – "Get the Party Started" O X
- P!nk – "Sober" O
- P!nk – "Please Don't Leave Me" O
- P!nk – "Funhouse" O
(All tracks are original master recordings)
Look out for them on the Xbox Live Marketplace from April 17th.
[Via RockBand.com]


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Wild Horse Monument
This scenic overlook on the ridge east of Vantage captures a panoramic view of the sculpture and the Columbia River Gorge. The last time I stopped here was in 2002 at the start of my motorcycle trip around the US. Another tourist, a young retired Navy, said they would fly A1s & F18s through the gorge during training missions about this time of ...
River Walk, Football, Golf, Football and Beer
... me I was in the lead. I couldn't believe it! I knew that they were struggling but I didn't realize it was bad enough to put me in the lead. Then I choked and on the next hole got an 8. We enjoyed the course again and I wasn't last today, just next to last. Erin got that privilege today.
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Then we stopped at the Sausage Garten for another pitcher of Dunkles beer. This time I got a cider. This place was outside but had overhead heaters and standing heaters to keep us warm. We didn't need our jackets at all. They also had live entertainment, a woman who sang some of her own songs and other popular songs. She was pretty good. Then we walked back to the hotel and went to bed.
One week from today...
... swimming suits, etc..)
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Federal Taxation Chapter 10
#4. Jerry and Ernie are comparing their tax situations. Both are paying all of the nursing home expenses of their parents. Jerry can include the expenses in computing his medical expense deduction, but Ernie cannot. What explanation can you offer for the difference?;#12. Diane owns a principal residence in Georgia, a townhouse in San Francisco, and a yacht in Cape Cod. All of the properties have mortgages on which Diane pays interest. What are the limitations on Diane's mortgage interest deduction? What strategy should Diane consider to maximize her mortgage interest deduction?;#35. Nadia donates $4,000 to Eastern University's athletic department. The payment guarantees that Nadia will have preferred seating near the 50 yard line.;a. Assume that Nadia subsequently buys four $100 game tickets. How much can she deduct as charitable contribution to the university's athletic departments?;b. Assume that Nadia's $4,000 donation includes four $100 tickets. How much can she deduct as a charitable contribution to the university's athletic department?;#41. In December each year, Eleanor Young contributes 10% of her gross income to the United Way (a 50% organization). Eleanor, who is in the 28% marginal tax bracket, is considering the following alternatives for satisfying the contribution.;#44. For calendar year 2014, Stuart and Pamela Gibson file a joint return reflecting AGI of $35,000. Their itemization deductions are as follows;Casualty loss after $100 floor(not covered by insurance) $48,000;Home Mortgage interest $19,000;Credit card Interest $800;Property taxes on home $16,300;Charitable contributions $28,700;State income tax $18,000;Tax return preparation fees $1,200
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