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FILED: November 19, 2008
Yamhill County Circuit Court
CR030978; A129575 (Control)
Yamhill County Circuit Court
John L. Collins, Judge.
Submitted on December 20, 2007.
Peter A. Ozanne, Executive Director, Peter Gartlan, Chief Defender, Legal Services Division, and Louis R. Miles, Deputy Public Defender, Office of Public Defense Services, filed the brief for appellant.
Hardy Myers, Attorney General, Mary H. Williams, Solicitor General, and Anna M. Joyce, Assistant Attorney General, filed the brief for respondent.
Before Edmonds, Presiding Judge, and Sercombe, Judge, and Riggs, Senior Judge.
Reversed and remanded.
Following a denial of their motion to suppress evidence, defendants Hitchcock and Winters pleaded guilty to charges of possession of a controlled substance and frequenting a place where controlled substances are used, kept, or sold.� Former ORS 475.992(4)(b) (2003), renumbered as ORS 475.840(3)(2005); ORS 167.222.� Defendants assign error to the denial of their motion to suppress evidence of drugs and drug paraphernalia seized during a search of their bedroom.� Defendants argue that Winters was unlawfully detained by police and that her consent to search the bedroom and her incriminating statements resulted from that unlawful detention.� Defendants alternatively contend that the consent and inculpatory evidence were obtained under compelling circumstances and without the necessary Miranda warnings.� For the reasons explained below, we agree that the evidence was gained through the unlawful detention of Winters and should have been suppressed, and, therefore, reverse both defendants' convictions and remand.
We state the facts consistently with the trial court's explicit and implicit findings.� State v. Ehly, 317 Or 66, 74-75, 854 P2d 421 (1993); Ball v. Gladden, 250 Or 485, 487, 443 P2d 621 (1968).� In November 2003, McMinnville Police Officer Huber received information that Henson, who had outstanding arrest warrants, was living at a house in Lafayette, Oregon.(1)� Huber, who was familiar with the house where Henson was purportedly residing, communicated with the house's owner, Syphers, and obtained his consent to enter the house to arrest Henson.� After obtaining that consent, Huber, Detective Desmond, and Yamhill County Sheriff's Deputies Carelle and Wellborn went to the Syphers house to arrest Henson.� They arrived at approximately 5:30 p.m.� Huber went to the back of the house because he had information that Henson might try to escape through a back window.� Desmond, Carelle, and Wellborn traveled down the driveway to the front of the house.� They heard noises coming from the garage, investigated, and discovered defendant Hitchcock there.� Not knowing who he was, Desmond handcuffed Hitchcock and advised him of his rights.�
While Desmond was dealing with Hitchcock, Carelle and Wellborn entered the house.� Once inside, they heard voices coming from an area in the house where two bedrooms were located.� They went toward those bedrooms with their weapons drawn.� The officers found Henson and his girlfriend, VanTienen, inside one of the bedrooms.� Henson was immediately taken into custody and handcuffed.��
Winters was across the hall in the other bedroom.� At some point during Henson's arrest, Winters opened her bedroom door to see what was happening.� Carelle observed Winters in the doorway and asked her to come out of the bedroom.� Carelle and Wellborn then ordered everyone--Henson, VanTienen, and Winters--to move into the living room.� Neither Winters nor VanTienen was frisked or handcuffed.� The entire incident, including entering the house and arresting Henson, took approximately one minute.
Henson, VanTienen, and Winters arrived in the living room at the same time that Desmond entered with Hitchcock.� All were seated and detained in order to manage any risk to officer safety, to allow the officers to explain their presence, and to wait for transportation to take Henson to the police station.� During the time that the occupants of the house were together in the living room, Henson was under arrest and both he and Hitchcock remained handcuffed; neither was free to go.� Winters and VanTienen were not placed under arrest or handcuffed.� However, the trial court concluded that they were not immediately free to leave the living room.
After the police advised the group about the reason for their presence, they asked Winters and VanTienen to identify themselves.� Winters told Carelle her name.� Winters was allowed to go into her bedroom to retrieve her identification card; Carelle followed her there.� Carelle asked Winters if he could talk to her in her bedroom and she responded, "[t]hat was fine."� Carelle shut the bedroom door.� Once inside the bedroom, Carelle turned off the television and seated Winters in a chair in the middle of the room.� Carelle told Winters that he "was not interested in arresting her or taking her into custody for anything" at that time.� However, he informed Winters that he assumed that there was drug activity going on in the house because of Henson's involvement in drug dealing.� Soon after entering the bedroom, Carelle observed a "marijuana pipe" in plain view.� He testified:
"And I just asked her, I said if there is anything in here that at a later time you don't want to get caught with, you don't want to get in trouble over this, I said, what I want to do is just clean the place up, I want to be able to pick up those items.� And she said it was okay that I look in the room for things.� And then she kind of pointed out in a couple of spots in the room where there would be a pipe or something else like that."
Carelle's search revealed drugs and "drug items." �During the search of Winters's bedroom, Carelle did not advise Winters of her right to refuse consent to the search or that he regarded her as "free to go" and not under police control.� The bedroom interview lasted 15 to 20 minutes.�
After Carelle searched the bedroom, Winters and Carelle returned to the living room.� At that point, Winters and Hitchcock asked Carelle what was going to happen next.� Carelle advised them that he would make a report of his search and would be submitting it to the local district attorney for review.� Thereafter, the state indicted Winters and Hitchcock on the current charges.
Before trial, defendants moved in limine to suppress all evidence seized from the warrantless search of their shared bedroom.� They argued that, pursuant to ORS 131.615, Article I, section 9, of the Oregon Constitution, and the Fourth Amendment to the United States Constitution, Winters's detention was not justified by officer safety concerns and that Carelle unlawfully exploited that detention to gain Winters's consent to search their bedroom.� Additionally, defendants asserted that suppression was required because Carelle did not advise Winters of her Miranda rights before he questioned her.�
The trial court denied defendants' motion to suppress, stating, in part:
"I conclude that the initial detention of Ms. Winters was reasonably related to safety or protective sweep considerations.� The officers were in the potentially volatile situation of arresting someone out of a perceived drug house.� Others present could have posed a risk to their safety. * * * While it would appear that interaction with defendants went well beyond the period that may have been necessary to secure, wait for transport and remove Mr. Henson, this initial detention was early on, of limited duration, and was not unreasonable under the circumstances.� At the point Ms. Winters went into her bedroom, whether at the request of Sgt. Carelle or not, she was no longer detained for officer safety reasons.� After drugs and drug paraphernalia were found, detaining Ms. Winters would again appear warranted, at least as a 'stop' based on reasonable belief that criminal drug activity was occurring.
"Ms. Winters was never under arrest or in the kind of compelling circumstances that would require that she be advise[d] of her rights.� While the absence of such advi[c]e is a factor in the court's weighing of the voluntariness of the consent, I still conclude that the consent was, 'under the totality of the circumstances,' voluntary.� She was not under arrest, she was not frisked or physically restrained, weapons were not out, she was seated in her own house and bedroom, there was no showing of force or threat of force, express or implied.� There was no action with regard to Ms. Winters that showed at any time a willingness to over-ride her ability to choose not to consent.� She was asked, not told.� She was not arrested at that time, consistent with Sgt. Carelle's representation that he would not do so.
"I conclude that Sgt. Carelle did have consent from Ms. Winters to enter the bedroom and subsequent consent to look in places Ms. Winters indicated drugs or drug paraphernalia would be found * * *.
"Ms. Winters further moves to suppress statements based on a failure to precede questioning with advi[c]e of 'Miranda' rights.� Ms. Winters was never under arrest that night.� While she may not have been free to go at the beginning, she was not in handcuffs and not otherwise physically restrained.� There was certainly a show of authority by the police, but it was directed at Mr. Henson and, to a lesser extent, at Mr. Hitchcock.� It was not, in any event, of the type or extent as to require 'Miranda' warnings be given to Ms. Winters * * *."
(Emphasis in original; footnote omitted.)� Based on that ruling, Winters and Hitchcock entered conditional pleas of guilty, reserving the right to appeal the trial court's denial of their motion to suppress.� This appeal followed.
On appeal, both defendants assign error to the denial of their motion to suppress, again arguing that Winters's consent to search was the product of an unlawful detention and that her statements were made under compelling circumstances.� The state contends that the initial detention of defendants was justified on the ground of officer safety; that, after Henson was arrested, Winters was no longer detained and her consent to search was voluntary; and that Miranda warnings were not necessary prior to Carelle's interview of Winters.�
Review of defendants' unlawful detention claims requires, in the first instance, analysis of three issues: (1) whether Winters was detained unlawfully before and during Carelle's bedroom interview; (2) whether that detention was justified by reasonable suspicion of criminal activity or concerns for officer safety; and (3) whether Winters's consent to search and any seizure of evidence in plain view in the bedroom resulted from exploitation of any unlawful detention.
We begin our discussion with defendants' state law claims.� Because we resolve this case on state law grounds, we do not reach defendants' federal constitutional claims.� See State v. Kennedy, 295 Or 260, 262, 666 P2d 1316 (1983) (questions of state law should be considered and disposed of before reaching federal constitutional claims).
The first question, then, is whether Winters continued to be stopped and seized following her initial detention during the protective sweep of the house.(2)� A stop is a temporary restraint of a person's liberty.� State v. Holmes, 311 Or 400, 406-07, 813 P2d 28 (1991).� Under ORS 131.615,(3) and Article I, section 9, of the Oregon Constitution,(4) a stop occurs when "a law enforcement officer intentionally and significantly restricts, interferes with, or otherwise deprives an individual of that individual's liberty or freedom of movement" or "whenever an individual believes that [a restraint on liberty] has occurred and such belief is objectively reasonable in the circumstances."(5)� Id. at 409-10.� Whether a person has been lawfully stopped requires a fact-specific inquiry that examines the totality of the circumstances in the particular case.� Id. at 408.
Under the facts of this case, the trial court concluded that the initial detention of Winters was a stop because she was not "free to go" when she was seated in the living room.� We agree.� However, the trial court also concluded that, notwithstanding any continued detention of Winters, the evidence was lawfully seized because of her voluntary consent.� On that point, we disagree.�
Winters was detained with the four other occupants of the house in the living room during the protective sweep of the house and Henson's arrest.� Their freedom of movement was restricted by police direction and under a display of force.� There is little question that Winters, Hitchcock, and VanTienen were stopped under the first Holmes test inasmuch as the law enforcement officers "intentionally and significantly restrict[ed], interfer[ed] with, or otherwise depriv[ed them] of [their] liberty or freedom of movement."� Holmes, 311 Or at 409-10.�
We assume that the initial detention of Winters, Hitchcock, and VanTienen was justified for officer safety reasons.� State v. Swibies, 183 Or App 460, 467-68, 53 P3d 447 (2002)("When * * * officers enter a residence to execute a search warrant and have reason to believe that some of the occupants may be armed and dangerous, officer safety concerns permit them to handcuff persons who are present but not named in the warrant and detain them long enough to ensure both the officers' and the occupants' safety."). �The same holds true in the execution of an arrest warrant.� In this case, defendants' detention, incident to the execution of an arrest warrant, was justified only for the period necessary to allay concerns about the safety of the police officers and the occupants of the house.� Lacking any evidence of hostility or danger from Winters, Hitchcock, or VanTienen, that period ended when Hensen was arrested and restrained, the house was surveyed, and the occupants were informed of the police purpose in being there.�
Once the initial justification of a detention of a person by police ends, continued detention requires a separate justification for it to be reasonable under Article I, section 9.� We recently noted that principle in the context of traffic stops in State v. Rodgers, 219 Or App 366, 182 P3d 309, rev allowed, 345 Or 301 (2008).� In Rodgers, we upheld the suppression of evidence obtained during a consent search of an automobile when the consent was obtained during an unlawful extension of a traffic stop.� We observed that, when reasonable suspicion of a traffic infraction exists, "'[a]n officer can lawfully detain a driver * * * for 'the time reasonably required to complete a citation and any other documents that must be given to the citizen in connection with the detention.'"� State v. Raney, 215 Or App 339, 343, 168 P3d 803 (2007), modified on recons, 217 Or App 470, 175 P3d 1024 (2008) (quoting State v. Boatman, 185 Or App 27, 34, 57 P3d 918 (2002)).'"� Rodgers, 219 Or App at 370.� We added that
"[q]uestioning that occurs during, or causes, an extension of the traffic stop beyond that reasonable time, however, is the functional equivalent of a new restraint of the motorist's liberty, and must be supported by reasonable suspicion that the motorist has engaged in some further criminal activity.� Evidence that derives from that questioning is subject to suppression unless the state can prove that the disputed evidence inevitably would have been discovered, was independently discovered through lawful means, or was sufficiently attenuated from the unlawful police conduct.� State v. Hall, 339 Or 7, 25, 115 P3d 908 (2005)."
Id. at 371 (emphasis in original; some citations omitted).
Applying those principles here, the detention of Winters continued after the protective sweep and Henson's arrest and after dissipation of concerns for officer safety.� The police continued the questioning of the occupants and asked them for identification.� Hitchcock remained handcuffed.� Winters was asked if the interrogation could continue in her bedroom.� She was not expressly or implicitly advised that she was free to go or that she could refuse to answer any questions.� The continued questioning of Winters, both in the living room and in her bedroom, prolonged her detention.�
That continued detention was not justified by reasonable suspicion of criminal activity.� Reasonable suspicion requires a subjective belief by the police officer that the person has committed a crime or is about to commit one, and that belief must be objectively reasonable under the totality of the circumstances.� ORS 131.605(5); State v. Ehret, 184 Or App 1, 7, 55 P3d 512 (2002).� The state makes no claim that Carelle had information that Winters had committed a crime or was about to undertake criminal activity.� And, as noted earlier, further detention was not justified because of safety concerns.� Thus, Winters's consent to search and the evidence seized in plain view were obtained during her unlawful detention.
Having concluded that Winters's detention was unjustified, we consider the effect of that illegality on the admissibility of the evidence seized from Winters's bedroom.� That inquiry is controlled by State v. Hall, 339 Or 7, 115 P3d 908 (2005).� In Hall, the Supreme Court ruled that police officers illegally exploited an investigatory stop of the defendant to gain his consent to search his vehicle.� After concluding that the stop of the defendant violated ORS 131.615(1) and Article I, section 9, of the Oregon Constitution, the court considered the admissibility of the evidence seized from the defendant's vehicle.� Under Hall, illegal police conduct may negate a defendant's consent to a search because the conduct rendered the consent involuntary.� Id. at 20.� That depends on whether, "'under the totality of the circumstances, the defendant's consent was an act of free will or, instead, resulted from police coercion, either express or implied.'"� Id.� (quoting State v. Wolfe, 295 Or 567, 572, 669 P2d 320 (1983)).�
Police conduct in violation of Article I, section 9, may also vitiate a defendant's consent to a search because it resulted from the exploitation of the preceding illegality. Hall, 339 Or at 21.� Pursuant to the exploitation inquiry, for the evidence to be excluded, the defendant must establish the existence of a factual nexus, i.e. the existence of a "but for" relationship between the evidence sought to be suppressed and the unlawful police conduct.� Id. at 25.
After the defendant makes a minimal showing of a factual nexus between the unlawful police conduct and the defendant's consent, then
"the state has the burden to prove that the defendant's consent was independent of, or only tenuously related to, the unlawful police conduct.� Deciding whether the state has satisfied that burden requires a fact-specific inquiry into the totality of the circumstances to determine the nature of the causal connection between the unlawful police conduct and the defendant's consent.� A causal connection requiring suppression may exist because the police sought the defendant's consent solely as the result of knowledge of inculpatory evidence obtained from unlawful police conduct.� A causal connection requiring suppression also may exist because the unlawful police conduct, even if not overcoming the defendant's free will, significantly affected the defendant's decision to consent.� Although determining the existence of such a causal connection requires examination of the specific facts at issue in a particular case, we view several considerations to be relevant to that determination, including (1) the temporal proximity between the unlawful police conduct and the defendant's consent, (2) the existence of any intervening circumstances, and (3) the presence of any circumstances--such as, for example, a police officer informing the defendant of the right to refuse consent--that mitigated the effect of the unlawful police conduct."
Hall, 339 Or at 34-35 (footnote omitted).
In this case, the trial court concluded that there was "no action with regard to Ms. Winters that showed at any time a willingness to over-ride her ability to choose not to consent" and that she voluntarily consented to the questioning and search of her bedroom. In Hall, the court recognized that
"even when a defendant's consent is voluntary--that is, when the defendant's free will has not been overcome by police coercion--that consent is insufficient to establish the admissibility of evidence from a warrantless search if the state cannot prove that the consent was independent of, or only tenuously related to, any preceding violation of the defendant's rights under Article I, section 9."
Id. at 27.� Thus, even though the trial court found that Winters voluntarily consented to the search of her bedroom, that consent is not dispositive.� The state must still meet its burden to show that the preceding unlawful police conduct did not "significantly affect[] the defendant's decision to consent."� Id. at 35.
For the following reasons, we hold that Winters's consent and the plain view evidence were gained through the exploitation of her unlawful detention.� First, Winters established the necessary factual nexus between the evidence sought to be suppressed and her illegal detention:� but for the illegal detention of Winters, Carelle would not have asked to interview Winters in her bedroom or for her consent to search that bedroom.�
Second, the state has not proved that the evidence obtained in Winters's bedroom is so tenuously related to the prior illegality as to render it admissible.� In particular, the time between Winters's detention and her consent to search was minimal, just one to two minutes in duration.� There were no intervening or mitigating circumstances.� To the contrary, following what unquestionably was a stop, Winters was never told that she was not under police control, i.e., that she was "free to go," or that she could refuse to give consent to search her bedroom.� Considering the totality of the circumstances present at the time Carelle seized evidence from Winters's bedroom, we cannot say that the state has carried its burden of proving that the disputed evidence did not derive from an exploitation of Winters's unlawful detention.
In sum, Winters was seized illegally when the initial detention based on officer safety continued beyond its justification and was transformed into an illegal seizure.� Winters's subsequent consent to questioning and a search of her bedroom that led to the seizure of drugs and drug paraphernalia had a factual nexus to that prior conduct, and the state did not show that intervening circumstances severed the causal connection between that unlawful detention and the seizure of the evidence.� Thus, the evidence should have been suppressed.
Because we conclude that Winters's detention and subsequent consent to search her bedroom violated her state constitutional rights, we need not consider whether Carelle was required to give Winters Miranda warnings before he questioned her.�
Reversed and remanded.
1. The record does not show the nature of the outstanding arrest warrants.
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2. The trial court determined that the initial protective sweep of the home and detention of Winters during that sweep was justified on the basis of officer safety.� The correctness of that determination is not necessary to the disposition of the case, and we do not address that issue.
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3. ORS 131.615 provides, in part:
"(1)� A peace officer who reasonably suspects that a person has committed or is about to commit a crime may stop the person and, after informing the person that the peace officer is a peace officer, make a reasonable inquiry.
"(2)� The detention and inquiry shall be conducted in the vicinity of the stop and for no longer than a reasonable time.
"(3)� The inquiry shall be considered reasonable if it is limited to:
"(a)� The immediate circumstances that aroused the officer's suspicion;
"(b)� Other circumstances arising during the course of the detention and inquiry that give rise to a reasonable suspicion of criminal activity; and
"(c)� Ensuring the safety of the officer, the person stopped or other persons present, including an inquiry regarding the presence of weapons.
"(4)� The inquiry may include a request for consent to search in relation to the circumstances specified in subsection (3) of this section or to search for items of evidence otherwise subject to search or seizure under ORS 133.535.
"(5)� A peace officer making a stop may use the degree of force reasonably necessary to make the stop and ensure the safety of the peace officer, the person stopped or other persons who are present."
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4. Article I, section 9, of the Oregon Constitution provides, in part, that "[n]o law shall violate the right of the people to be secure in their persons, houses, papers, and effects, against unreasonable search, or seizure[.]"
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5. The case law instructs that, in enacting ORS 131.615, the legislature intended to codify judicial interpretations of Article I, section 9, of the Oregon Constitution.� Therefore, the analysis of defendants' rights under that statute and the Oregon Constitution is substantially the same.� See State v. Toevs, 327 Or 525, 534, 964 P2d 1007 (1998) (stating same).�
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Providence College Holds Letter-Winners Society Induction Ceremony
Ninety-seven Friar student-athletes earned their varsity jackets.
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Career Singles: 34-23
Career Doubles: 16-23
2012-13: Was undefeated during the spring season in the No. 3 singles spot (1-0)... Held a 3-1 record in the No. 4 singles spot during the fall season and finished 6-6 during the spring season... Held a 1-0 record in the No. 1 doubles spot, 1-1 record in the fall and 5-8 record in the spring in the No. 2 doubles spot and a 1-0 record in the No. 3 doubles spot (partnered with Alana Prinos)... Was undefeated in her singles matches at the Brown Invitational on Sept. 21-23...... Came away with a 3-1 record in the fall and a 6-6 record in the spring at the #4 singles position collecting a total 21-10 singles record for the 2012-13 season.
2011-12: Played in both the No. 2 and No. 4 singles spots...Posted a fall singles record of 7-4...Was second on the team for number of singles matches played (26)...Played in all three doubles spots with both Taylor Ahlborn and Karen Ramirez...Posted a 2-1 record with Ramirez in the No. 1 doubles spot...Singles Record: 13-13...Doubles Record: 8-14.
Before Providence: Comes to Providence from Corinth, Mississippi via the John Newcomb Tennis Academy in New Braunfels, Texas. In Mississippi, Taylor put together an impressive athletic career as a stand-out basketball player, state champion cross country runner and mixed doubles tennis player. Corder studied at Keystone National Academy where she earned a place in the National Honor Society, while playing a variety of Super-Champ and national level tennis tournaments. She is the daughter of Dr. and Mrs. Fred Corder and has three younger siblings, Alexandria, Summer and Coleman.
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Saturday's Tennis...
The Providence College home tennis match versus the University of Rhode Island, which was scheduled for 10:00 a.m. on Saturday, Oct. 1, has been postponed....
Women's Tennis Competes At...
The Providence College women's tennis team travelled to the Quinnipiac Outdoor Tennis Facility to compete amongst eight teams in the Quinnipiac invitational ...
Women's Tennis Opens Season ...
The Providence College women's tennis team began its 2016-17 season with strong play in the Sacred Heart Women's Doubles Invitational on Sept. 11 in...
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Providene College Head Coach Becky Ricci is pleased to welcome three freshmen to the 2016-17 roster, including Aidan Epstein (Fairway, Kan.), Natalie Pitocco...
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On Saturday, June 4, 2016, Providence College Athletics officially dedicated the new Friar Tennis Courts. Over 40 former men and women tennis team players...
Women's Tennis...
The Providence College women's tennis team fell in their final regular season match of the year by a score of 6-1 to the Seton Hall Pirates on Sunday, ...
Women's Tennis...
The Providence College Friars women's tennis team fell by a score of 6-1 to the No. 61 DePaul Blue Demons on Friday afternoon, April 15. The match was ...
Women's Tennis...
The Providence College women's tennis team dropped a 6-1 decision on Thursday April, 14 to the Bryant Bulldogs. The Bulldogs took two out of the three ...


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Source: Financial Express
With the world of pensions shrouded in mystery and wrapped up in overcomplicated technical jargon, many of us end up paying little attention to our pensions.
In the past, this didn't really matter because people were paid a proportion of their final salary on retirement so, unless their employer went bust, they knew how much they had to live on in retirement. But times have changed and only the lucky few are still in line to receive a gold-plated final salary pension. Instead, responsibility for income in later life now rests firmly on our shoulders.
These days, the money you'll have in retirement is down to the amount you've paid into your pensions, the impact of inflation and interest rates and the performance of your pension investments.
If you don't, you're not alone. There are vast numbers of people in the UK who, for many reasons, don't take an active interest in their pensions and, unbeknown to them, are unnecessarily suffering from the triple tyranny of opaque charging structures, mediocre to downright abysmal investment performance and lack of control over their pension plans.
At Bestinvest we have long sought to shine a light on the problem of investment funds that consistently perform poorly. We have done this for almost two decades through our landmark Spot the Dog guide, which names and shames the worst funds. Unsurprisingly, it doesn't win any popularity awards with the financial services industry.
Now we have decided to turn our attention on the pensions industry with the creation of our pension edition of Spot the Dog, which exposes poorly performing pension funds. The results of our research may shock you.
Spot the Dog Pension Edition has identified 113 pension funds, with combined assets totalling approximately £31 billion, that have consistently underperformed. To earn a place in the guide funds must have failed to beat their benchmark over three consecutive 12-month periods and also by more than 10% over three years.
The guide also names a set of 40 funds in four major Association of British Insurers pension fund sectors that we have dubbed the 'Long-Term Laggards. These have undershot the average fund in each sector by more than 20% or more over the last decade.
The funds in our guide only represent the worst of the worst, so don't assume that if your funds aren't featured they are fine. There are many more pedestrian pension funds that it might be worth considering switching elsewhere.
If your pensions are not delivering or you are unsure, do not despair. There may be time for you to remedy the situation and get back on track. We make no apologies if the guide spurs you into action – your pensions are important, they will affect how you live your life in retirement.
Why not spend five minutes on the phone with one of our friendly pension experts? We have years of experience helping clients make the most of their pensions and can talk to you about the benefits of combining your pensions into one and explain how we can help you. Call us on 020 7189 2400 or email email@example.com.
The value of investments, and the income derived from them, can go down as well as up and you can get back less than you originally invested. Past performance is not necessarily an indication of future performance. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.
We aim to provide investors with information to help them make their own investment decisions although this should not be construed as advice or an investment recommendation. If you are unsure about the suitability of an investment or if you need advice on your specific requirements, we strongly suggest that you consider professional financial advice.
This guide looks at what a SIPP is, the tax benefits of SIPPs and helps you understand whether one is right for you.
The value of your investment can go down as well as up, and you can get back less than you originally invested.
The Bestinvest Online Investment Service, including any account analysis and investment reports provided by our guidance services, is an online execution-only dealing service for investors who want to make their own investment decisions. It does not provide advice on the suitability of products and investments; if you are unsure about the suitability of any investment you should seek professional advice. Clients of our Investment Advisory Service and Managed Portfolio Service can use the website to obtain current valuations of their investments but cannot trade on these accounts online and should call their adviser if they wish to discuss changes to their investments.
Past performance or any yields quoted should not be considered reliable indicators of future returns. Restricted advice can be provided as part of other services offered by Bestinvest, upon request and on a fee basis. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.
Issued by Bestinvest (Brokers) Limited (Reg. No. 2830297), which is authorised and regulated by the Financial Conduct Authority. Financial services are provided by Bestinvest (Brokers) Limited and other companies in the Tilney Bestinvest Group, further details of which are available here. This site is for UK investors only. © Tilney Bestinvest Group Ltd 2016.
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2014 Winter Olympics Opening Ceremony Heralds Start of Sochi Games [PHOTOS]
An elaborate opening ceremony lasting more than three hours marked the start of the 2014 Winter Olympics in Sochi, Russia on Friday.
An elaborate opening ceremony lasting more than three hours marked the start of the 2014 Winter Olympics in Sochi, Russia on Friday.
After a somewhat slow start to the moviegoing year, this weekend features three big-time pictures hitting theaters, with something for all ages.
The economy is having a love affair with Valentine's Day.
Seattle forced four Denver turnovers, and the Seahawks routed the Broncos, 43-8, to win Super Bowl 48 at MetLife Stadium in East Rutherford, N.J. on Sunday night.
A comedy and a drama hit theaters this weekend. A comedy and a drama? That's both kinds of faces on those masks!
It looks like Chris Christie and Rob Ford have some company in the 'politicians under fire' camp.
Here's a fun fact: if you put something cute on a skateboard, it automatically becomes 10 times cuter.
A shooting at a suburban shopping mall in Maryland has left at least three dead, according to authorities.
The hoopla surrounding Richard Sherman's epic and angry interview with Erin Andrews shows no signs of slowing down.
Job interviews can be stressful enough without any outside drama adding to your anxiety.
Oscar nominations came out Thursday morning, with films like 'American Hustle' and '12 Years a Slave' leading the way. You can probably bet that none of this weekend's new releases will figure into next year's Oscars, but that doesn't mean there won't be something you like. The four films opening wide on Friday cover a wide range of genres and styles, a little something for everyone.
The AFC and NFC title games highlight the upcoming sports schedule. Here are the best events to watch this weekend:


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Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported
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|Title City, State
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Apr 30 2004
|AGM International, Allegro Global Marketing Inc. ripoff: They took my money and I have not heard from them since. Wilmington Delaware Author: Martinez, California Sales People: AGM Incorporated - Allegro Global Marketing Inc. Wilmington, Delaware
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Solar Austin Happy Hour - Varun Rai December 17, 2013
Solar Austin
Tuesday, December 17, 2013 from 5:30 PM to 8:30 PM (CST)
Who's Going
San Francisco, California
London, United Kingdom
Florence, Italy
Event Details
Cutting Edge Research in Solar Consumer Adoption Behavior
With Dr. Varun Rai
Join us for a little holiday merriment as we toast to learning more ways of building our solar community even brighter!This week we welcome Dr. Varun Rai, Assistant Professor of Public Affairs at UT and host of the UT Energy Symposium, to share insights from research, sponsored by the U.S. Department of Energy's SunShot Initiative, into the public's adoption behavior of rooftop solar systems.
Drawing from the data-intensive, integrated research on residential solar adoption in Texas at UT's Energy Systems Transformation Group, the talk will highlight some key insights on the drivers of pattern of residential solar adoption, including aspects of consumer behavior, diffusion of innovations, marketing strategies, and incentive design. The emphasis will be on what lessons these findings hold for accelerating the diffusion of residential solar in Texas more efficiently.
About Varun Rai:
Dr. Varun Rai is an Assistant Professor at the LBJ School of Public Affairs and in Mechanical Engineering at the University of Texas at Austin, where he directs the Energy Systems Transformation Research Group. His principal research interests are in innovation and diffusion of energy technologies;energy and development; and climate change policy. He is a Faculty Affiliate at UT Austin's Energy Institute and at the Center for International Energy and Environmental Policy. Dr. Rai received his Ph.D. and MS in Mechanical Engineering from Stanford University with specialization in energy systems and technologies and a bachelor's degree from the Indian Institute of Technology (IIT) Kharagpur. He can be reached at: raivarun @ gmail.com.
State Parking Garages can be found next to, behind and across from Scholz Garten. San Jacinto Blvd., 15th, 16th, 17th, 18th, and Trinity have parking garage entrances.
When & Where
Scholz Garten
1607 San Jacinto
Tuesday, December 17, 2013 from 5:30 PM to 8:30 PM (CST)
Add to my calendar
Solar Austin
Solar Austin is a non-profit organization working to accelerate the transition to clean renewable energy, building healthy communities, strong economies, and energy independence.


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Blockpaving & Driveways in Hilton
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Alconbury Landscapes
Based in Huntingdon (PE29 1JQ). Covering Huntingdon . Cambridgeshire . Surrounding areas. View profile
- Tel: 01480 896700
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Heritage Construction
Based in Cambridge (CB22 7PX). Covering Cambridgeshire . Bedfordshire . Hertfordshire . Buckinghamshire . All surrounding areas . View profile
- Tel: 01462 615685
- Mob: 07973 207669
LC Driveways Solutions Ltd
Based in Sandy (SG19 1NU). Covering Sandy, Herts, Beds, Bucks, Surrey, London and surrounding areas. View profile
- Tel: 0800 781 6343
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PC Drivestyle Ltd
Based in Sandy (SG19 1NU). Covering Herts, Beds, Bucks, London and surrounding areas. View profile
- Tel: 0800 078 7295
- Mob: 07414 512501
Premier Stone Pavers & Landscapers
Based in Royston (SG8 0LA). Covering all Hertfordshire, Bedfordshire and Cambridgeshire . View profile
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Interlay Paving Soultions Ltd
Based in Ringstead (NN14 4BX). Covering Northamptonshire and all surrounding areas View profile
- Tel: 01604 656 696
- Mob: 07508 314 895
New Driveway Company Ltd
Based in Peterborough (PE1 5DD). Covering We cover Peterborough and surrounding areas including: Spalding, Holbeach, Pinchbeck, Holbeach, Market Deeping, Deepings, Glinton, Longthorpe, Ortons, Orton, Castor, Werrington, Hampton, Stanground, Glinton, Cowbit, Moulton, Whaplode, Moulton Chapel. View profile
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Leaside Paving
Based in Arlesey (SG15 6SE). Covering Herts, Beds and all surrounding areas View profile
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P&R Letchworth Paving
Based in Arlesey (SG15 6SE). Covering all Bedfordshire and Hertfordshire areas within 50 miles. View profile
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Top 2 Bottom Home Improvements
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Unified Statistical Methods for Sequence-based Association Studies. Fast and economic next generation sequencing (NGS) technologies will generate unprecedentedly massive (thousands of individuals) and high-dimensional (ten millions) genomic and epigenomic variation data that allow nearly complete evaluation of genomic and epigenomic variation including common and rare variants, RNA-seq, mRNA-seq and methylation-seq data. As a consequence, these genomic variation data are so densely distributed across the genome that the genetic variants can be considered as genomic variation observations varying over a continuum. The emergence of NGS technologies is not only changing our view of genomics from independently segregating discrete model to hybrid (both discrete and continuous) models, but also causing great changing in analytic methods for genomic and epigenomic analysis from standard multivariate data analysis to functional data analysis, from independent sampling to dependent sampling, from low dimensional data analysis to high dimensional data analysis, from single genomic or epigenomic variant analysis to integrated genomic and epigenomic analysis. To address the great challenges we are facing in NGS data analysis, the goals of this proposal are to develop novel and powerful statistical methods for sequence-based association studies and QTL (eQTL) analysis which leverage high dimensional data reduction, causal inference and functional data analysis techniques to identify both common and rare risk variants across the genome, investigate their function via intermediate phenotypes and expressions, estimate the total effects (intervention effects) and direct effects of variants on the phenotypes, and unify family and population-based designs. We will evaluate the performance of these methods by simulated and real datasets.
This application is to employ high dimensional data reduction and functional data analysis techniques to develop and test innovative genetic models, statistical methods and computational algorithms for sequence-based association studies and QTL analysis, and unify family and population-based designs using various types of family and unrelated individual data sampled from any population structures.
|Zhao, Jinying; Zhu, Yun; Boerwinkle, Eric et al. (2015) Pathway analysis with next-generation sequencing data. Eur J Hum Genet 23:507-15
|Ma, Baoshan; Wilker, Elissa H; Willis-Owen, Saffron A G et al. (2014) Predicting DNA methylation level across human tissues. Nucleic Acids Res 42:3515-28
|Ma, Baoshan; Huang, Jinyan; Liang, Liming (2014) RTeQTL: Real-Time Online Engine for Expression Quantitative Trait Loci Analyses. Database (Oxford) 2014:
|Fan, Ruzong; Wang, Yifan; Mills, James L et al. (2013) Functional linear models for association analysis of quantitative traits. Genet Epidemiol 37:726-42
|Liang, Faming; Xiong, Momiao (2013) Bayesian detection of causal rare variants under posterior consistency. PLoS One 8:e69633


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Would you like to save as your currency permanently or for this visit only?
With a stay at Hangzhou Jade Theme Hotel in Hangzhou (Gongshu), you'll be close to Westlake Culture Plaza and West Lake. This boutique hotel is within close proximity of Zhejiang Museum of Natural History and Hangzhou Opera. Make use of convenient amenities, which include complimentary wireless Internet access and an arcade/game room. Featured amenities include luggage storage and ATM/banking services. Self parking (subject to charges) is available onsite.


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'Tropical Flower' Hair Clip
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Organza and chiffon petals fashion a dramatic flower, ornamenting a gorgeous hair clip that can also be pinned to clothing for two great looks in one versatile accessory.
- Approx. flower dimensions: 5 1/2" x 8".
- Polyester.
- By Cara; imported.


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Album art for a client.... what do you think?? Client asked for "mushroom trip-ish meets classic"
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Organize Your Holiday Guest Room for Visiting Family
The time is finally here—the holiday season, when friends start visiting and when relatives decide to stay a little longer than you had planned. No worries! Even though many holiday guests are surprises, we all still love the camaraderie and tradition that the holidays bring. Your holiday guest room is going to get a lot of attention this season, and getting it organized should be your top priority.
Before your nerves get frazzled, let's determine what areas of the guest room need the most work. Here are some essential tips to prepare your guest room now so you can enjoy your guests later.
1. Declutter the current guest room or spare bedroom.
If you start now, decluttering won't seem like such a menacing task. Whether you have a dedicated guest room or your older child's bedroom becomes the guest room, decide what can be purged. Before the holidays, start with the closet and dresser drawers, give away clothes that aren't worn anymore or store current clothing in another room. Outdated clothes, toys and books often get stored in guest bedrooms, so it's time to clean them out. Many homeowners like to hold garage sales before the holidays to take advantage of the selling season and make room for a fresh and spacious house for the holidays!
2. Ensure your guests have exactly what they need.
When you travel and stay at your favorite hotel, it seems like you always have to call down to the front desk for something, right? When organizing your guest bedroom, think of essentials that traveling guests need. Clean bed linens and extra pillows and blankets are important. Plenty of hangers in the closet and a place to store their suitcases should be considered as well. If you don't have a luggage rack, consider getting a luggage mat for the bed or adjacent area so your guests may unpack their belongings comfortably.
3. Bring holiday touches to the guest bedroom.
There is nothing nicer during the holidays than thoughtfully placed décor or amenities to greet your guests in the room they're staying in. Whether it is a plate of holiday cookies wrapped in clear plastic bags or warm bathrobes and slippers, these are simple touches your guests will love. Before they arrive, ask guests before what sights they plan to see when staying with you. Local tourist attraction maps, brochures and even a list of local eateries and shops can be packed in a gift basket for your visiting guests.
Holiday houseguests provide the perfect reasons to prepare your guest room! Consider getting new bath towels for a fresh appearance to the guest bathroom too. It can be nice to have fresh linens on hand in the linen closet as well.
Travel during the holidays can be stressful. There's nothing better than being welcomed into a warm and festive home to make difficult holiday travel worthwhile. Let your guest room be a home away from home that your guests can look forward to staying in this holiday season.
Join our mailing list to receive the latest tips and tricks from our blog. We promise, no spam or e-mail sharing.


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ジョブファンクション: リサーチ
雇用形態: フルタイム
所在地: FR - Paris
国: France
For more than a century, L'Oréal has devoted itself solely to one business: beauty. It is a business rich in meaning, as it enables all individuals to express their personalities, gain self-confidence and open up to others. From make-up to hair color, from hair care to skincare and fragrances, our products magnify, beautify, soothe, moisturize, strengthen, rejuvenate... Regardless of a person's age, origin or personality, above all and before all, they enable her or him to care for what is certainly most precious to each man and each woman – and most fragile: the face, the skin, the body… in a word: caring for oneself.
Our research budget reached €794 million in 2015, which represents 3.1% of turnover.
In the last 10 years, our Research budget has increased more rapidly than the Group's sales.
More than 490 patents were registered in 2015. Our workforce consists of 3800 employees, representing about sixty nationalities and thirty different scientific backgrounds (chemistry, physics, biology, dermatology, optics, rheology, IT, statistics, analysis, etc.).
• Our mission? Bring to the market products that are spectacularly superior to competition! This superiority has to be perceived by Consumers.
• The International Consumer Science Team innovates in the field of methodology, defines global best practice & provides global knowledge to ensure that each consumer science team is cutting-edge in their domain.
Scope: Transversal international cross-category activity in close collaboration with R&I hubs (US, Brazil, France, India, Chine, Japan, South Africa and Russia)
Main missions:
• Develop and test innovating methodologies with hub teams
• Pilot harmonization projects of evaluation methods ( BUT, sniff tests, prototype tests, digital communities,…) and work with each hubs to implement the best practices
• Internal consulting role as consumer science expert for strategic projects
• Pilot international knowledge studies and help labs to transform the insights
Main contacts: Consumer Science Teams of all hubs, Category Performance Leader (Evaluation Leader by category), Product Performance Managers, Consumer Marketing Intelligence, Labs Head, Sensory, Clinical and Instrumental Sciences Teams, Innovation Direction.
Nice to have:
To have a successful experience in international project management
To have an experience in digital research
Experience in sensory studies and collaboration with research labs


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Game DescriptionThe government gave start to a project named R-Bot to be used for discovery and research purposes in the operations. But a mistake is made in the first prototype and R-Bot spins out of control. It is decided to destroy R-Bot. R-Bot has to escape for his freedom.
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The cutest tan leather lunch bag clutch featuring a folded top with hidden magnetic closure. Unlined. The perfect throwback gift for your BFF! By Marie Turnor.
*100% Genuine Italian Leather
*8.5" width
*8" height
*6" depth
*Handmade in California
California Residents: Proposition 65
If you're not utterly obsessed with your recent purchase, it's now so easy to send it back! All US returns can be completed online using our fast, hassle-free system. Check out the links below for more details.
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L 54□16-140 Size guide
Fun, brash, and ultra-modern - these matte black Wallace eyeglasses are for men who like to stand out. The broad, bold browline and temples contrast sharply with the rectangular lenses, creating a striking frame with a futuristic vibe. Square cutout detailing at the hinges completes this contemporary look, while metal material and adjustable nose pads ensure comfort and durability.
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Color: Matte Black; Size: L
My first time no problems great customer service. And quite a savings without a lack of quality ....
Color: Matte Black; Size: L
They are very sturdy, stylish, and you really can just feel the quality. I bought these with tinted frames for sunglasses, and i keep getting compliments about them! Everyone wants to know where i found such awesome sunglasses! Shhhh! Don't tell, they're prescription, lol.


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Use this charming robot stainless steel tea infuser to prepare your favorite loose tea. His arms and hands move to create a custom fit to your favorite tea mug. Rest him on the included drip tray when your tea is steeped. Use his antennaes to open and close.
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Other map pages:
[ Locations | Map themes & related | Cartographers ]
[ 19th century regional maps of the U.S. ]
An attractive, large scale sea chart of the area around the Chesapeake Bay from Norfolk to New York. The son of French parents, Mortier was born in France but lived and worked in Amsterdam (1661-1722). A bookseller and publisher from about 1685, he entered into the map-trade in 1690 and soon became known as a publisher of some of the finest maps of the period. Though there is no definite attribution, this map is derived from the work of two Englishman, William Fisher and John Thornton. These two men published in 1689 what was to become for over one hundred years, a virtually unaltered sailing chart of the Chesapeake area. This map improved upon earlier maps showing greater detail of soundings, sand bars, and new place names, especially along the Virginia coast, that was not previously known.
This map is essentially a sea chart that was part of Mortier's Le Neptune François. The interesting details of this map include the presence of sand bars and a "sunken marais [marsh]" off-shore of Staten Island (no Manhattan shown); the wealth of detail throughout the Chesapeake Bay; the amount of settlement along the James and York Rivers; and the recognition of Philadelphia as the only city of any substance. The rose compasses and rhumb lines along with the hand coloring, make the map very attractive. Unusually large for a sea chart, the map was obviously intended as something of a showpiece. Decoratively and historically a show-stopper. $7,500
Joshua Fry and Peter Jefferson. "Carte De La Virginie et Du Maryland." Paris: Gilles Robert De Vaugondy, 1755. 19 x 25 1/4. Engraving by E[lizabeth]. Haussard. Original outline color. Slight spotting and petite chips at extremities. Very good condition and impression. The strongest strike we have seen. Pedley: 470, state 1.
The first state of Robert De Vaugondy's French edition of the Fry-Jefferson map of Virginia and Maryland. This is one of the most famous of American maps, and the finest eighteenth century map of these states. Commissioned by the colonial government of Virginia, this is the first accurate map of the colony beyond the Chesapeake Bay region and into the Appalachian mountains. Joshua Fry, Thomas Jefferson's tutor, and Peter Jefferson, Thomas' father, based the map on their own surveys of the interior together with other first-hand information, producing a superior map that extends from the Chesapeake in the east to beyond the mountains in the west. This map was thus a watershed in the history of the mapping of Virginia and remained the prototype for the region for the second half of the century. The first edition of this map was published in London in 1751 in a very large size. Its impact was greatly increased by this reduced French edition, which came out a mere four years after the first English edition. In fact, it is said that Thomas Jefferson hung the smaller version at Monticello as the English copy of his father's map was too large. The map shows excellent topographical information from Delaware through western Virginia, presenting the development, transportation and economic potential of the mid-Atlantic English colonies in a wonderfully graphic manner. $4,200
Joshua Fry and Peter Jefferson. "A Map of the most Inhabited Part of Virginia containing the whole Province of Maryland...Drawn by Joshua Fry & Peter Jefferson in 1775." London: Sayer & Jefferys, 1775. Four sheets joined. 39 x 50 1/2. Engraving. Original outline color. Excellent condition. Stevens & Tree, 87, f.
One of the most famous of American maps, and the finest eighteenth century map of Virginia and Maryland. The map was commissioned by the English Lords of Trade as part of the comprehensive mapping of the British colonies undertaken in the middle of the eighteenth century. The surveyors were Peter Jefferson, Thomas' father, and Joshua Fry, a mathematician at the College of William and Mary and Thomas Jefferson's tutor, who had already taken a number of important surveying commissions in Virginia. The map was based on their own surveys of the interior together with other first-hand information. Fry and Jefferson finished their map in 1751 and then revised it a few years later to incorporate information from John Dalrymple and others concerning the western part of the colony. The resulting map was by the far the best of Virginia to date and the first to accurately map beyond the Chesapeake Bay region and into the Appalachian mountains. This map was thus a watershed in the history of the mapping of Virginia and remained the prototype for the region for the second half of the century. Not only was it the first map to show the western parts of the colony, but it was the first to depict the road system in the colony. In the lower right is a lovely title cartouche showing a harbor scene on the Chesapeake and a tobacco warehouse, a vignette that has earned its own place in American iconography.
Though dated in the map 1751-the date the manuscript was finished-the first issue of the map was probably published about 1753 and was titled "A Map of the Inhabited part of Virginia." It is exceedingly rare, with only a few complete copies known to exist. It was shortly after this issue that Fry and Jefferson updated the depiction of the western parts of the map, making a number of changes to produce what they called the "second edition" of 1755. This second edition was actually the fourth state, with two other intermediary states showing different stages in the modification of the geographic rendering on the map, as well as the change of the title to now read "A Map of the most Inhabited part of Virginia" (emphasis added). No more geographic changes were made, but the map went through four more editions with the date changed to 1768, 1775, 1782, and finally 1794. The issue of 1775, of which this is a fine example, was published for Thomas Jefferys' important American Atlas, which contained examples of the many great maps of the American colonies that resulted from the mid-century mapping undertaken by the British. $40,000
"Chart for the Journal of Mr. Le Marquis de Chastellux by Mr. Dezoteux Staff Officer of the French Army." From Travels in North America, in the Years, 1780, 1781, and 1782 by the Marquis de Chastellux. Second edition. London: G. G. J. and J. Robinson, 1787. 7 x 10 1/2. Engraving. Hand color. With folds as issued. Stains in margin. Else, very good condition.
An interesting map that shows Chastellux's route through Virginia while serving under Rochambeau during the American Revolution. The route begins in Williamsburg and proceeds west to the Alleghany Mountains and back. Several small towns, court houses and churches are named on the route. Chastellux acted as the principal liaison officer between the French commander in chief and George Washington and he developed friendships with many important Americans. The College of William and Mary and the University of Pennsylvania awarded Chastellux with honorary degrees. Chastellux was elected a Foreign Honorary Member of the American Academy of Arts and Sciences and the American Philosophical Society. $825
Matthew Carey. "Maryland." From Carey's American Pocket Atlas. Philadelphia: M. Carey, 1796. 5 3/4 x 7 1/2. Engraving. With margins and folds as issued. Light spotting; else very good condition.
A map from Carey's American Pocket Atlas of 1796. This is a significant, early atlas issued by Mathew Carey, the first American to specialize in cartographic publishing. Carey, an Irish immigrant, set up an elaborate cottage system of craftsmen for engraving, printing, and coloring his maps, utilizing the best independent artists directed to a common end. Carey is important, then, not only for the excellent maps he produced, but for his setting the pattern for American map publishing, to be followed by the likes of John Melish and Henry S. Tanner.
The Pocket Atlas contained 19 small folding maps of the different states and territories in the United States. Carey's maps contain the most accurate and detailed information on the country and he updated his maps for each edition of his atlas. For instance, in the 1801 and 1805 editions he added roads to many of his maps. JT OUT ON APPROVAL
Fielding Lucas, Jr. "Geographical, Statistical, and Historical Map of Maryland." Philadelphia: H.C. Carey & I. Lea, 1827. Engraved by Boyd. Map 11 x 19 1/4; Full sheet 16 5/8 x 20 7/8. Engraving by Boyd. Original hand color. Very good condition.
In 1822, Henry Charles Carey and Isaac Lea published their A Complete Historical, Chronological, and Geographical American Atlas. This volume was based on Emmanuel Las Cases' Atlas Historique of 1803, with updated maps and text modified by Carey, a political economist. He considered himself an American foil to John Stuart Mill and the London economists who were proclaimers of "the gloomy science" influenced by Ricardo and Malthus. Instead of preaching overpopulation and degeneration of the human species, Carey illustrated the nations of the western hemisphere through maps that showed an expanding region with ample promise of developing into lands of great new opportunity and growth. The sheets from this atlas, which cover North America, Central America, South America and the West Indies, are comprised of an engraved map surrounded by text documenting the history, climate, population and so forth of the area depicted. The atlas is particularly known for its excellent early maps of the states and territories of the United States. This map of Maryland was designed by Fielding Lucas of Baltimore. He was one of the early leaders of the arts and sciences circles of that city. This map is based on Lucas' 1819 depiction of the state. Besides much detail about Maryland, the map shows all of Delaware and Washington when the District of Columbia comprised all of the ten mile square configuration. $625
"Map of Virginia and Maryland." With inset "Plan of Washington and Georgetown." From John H. Hinton's The History and Topography of the United States of America. London: I.T. Hinton & Simpkin & Marshall, [1830]-1832. 9 3/4 x 15 5/8. Steel engraving by Fenner Sears & Co. Fine condition.
A lovely example of a steel engraving from one of the more popular nineteenth century view and map books, Hinton's History and Topography. This work contained text and numerous illustrations documenting the history and topography of the United States. Hinton used many different artists, all the engravings being made from drawings made on the spot. For their wide coverage, accurate detail, and pleasing appearance, these are amongst the finest small images of early nineteenth century America to be found anywhere. The London edition was the only one with maps of the regions throughout the United States. $225
City maps by S. Augustus Mitchell, Jr. Philadelphia: S.A. Mitchell, Jr. Lithographs. Full original hand coloring. Full margins. Very good to excellent condition.
Though sharing the position with New York, Philadelphia was still one of the leading American cartographic publishing centers of the latter part of the nineteenth century. The dominant Philadelphia firm during this period was that founded by Samuel Augustus Mitchell, and continued by his son. Their atlases are known for detailed maps and attractive decorative borders. These maps show the central parts of Baltimore and the City of Washington, as opposed to the ten miles square District of Columbia. The maps provide an excellent, detailed view of each city at this time. Fascinating and decorative maps from the time of the Civil War and just after.
A.J. Johnson. "Johnson's Delaware and Maryland." Inset: "District of Columbia." New York: Johnson & Ward, 1862. 12 3/4 x 16 1/2. Lithograph. Full original hand-color. A few light spots, else, very good condition.
A detailed map of the states of Delaware and Maryland and with an inset of the District of Columbia as they appeared near the end of the Civil War, issued in Alvin Jewitt Johnson's mid-nineteenth century atlas of the world. Johnson, who published out of New York City, was one of the leading cartographic publishers in the latter half of the century, producing popular atlases and geographies having indirectly succeeded the J.H. Colton Co. This finely-detailed map, struck from a lithographic stone, includes three vignette views of famous buildings in the city of Washington. The counties are hand colored in contrasting pastel shades, lending the map an attractive appearance. It is an excellent example of Johnson's, and thus American cartography. $175
A.J. Johnson. "Johnson's Delaware and Maryland." Inset: "District of Columbia." New York: Johnson & Ward, 1864. 12 3/4 x 16 1/2. Lithograph. Full original hand-color. Small chips at edges of marings, else, very good condition.
Another example of Johnson's map with a different decorative border. This one from 1864. $175
Frank A. Gray. "Maryland, Delaware and the District of Columbia." Philadelphia: O.W. Gray & Son, 1881. 15 1/2 x 25 1/2. Lithograph. Original color. Two small chips in margins. Else, very good condition.
A nicely detailed map of the state by the Philadelphia firm of O.W. Gray and Son. The firm began its publishing around mid-century and published regional and U.S. atlases up to the 1880s. This map was issued shortly after the American centennial and it is typical of their work. It contains excellent topographical information and good detail on the towns, counties, roads, and railroads in the state. A large inset map gives impressive detail of Washington DC, inlcuding the recently developed communites to the north, such as Mt. Pleasant, Pleasant Plains, and Meridian Hills. For small insets show Wilmington, Annapolis, Annapolis Harbor, and Dover. $185
Rand, McNally & Co. "Map of Maryland, Delaware, and the District of Columbia." From H. H. Hardesty's Historical hand-atlas, illustrated, containing large scale copper plate maps of each state and territory . . . Chicago: H. H. Hardesty, 1882. Double folio. 13 x 19 1/2. Full original color. Full margins. Excellent condition.
From a rare Hardesty atlas, this is a late nineteenth century map from the early days of the Rand, McNally & Co. firm out of Chicago, a company that would shift the center of cartographic publishing from the east coast to the mid-west. Typical of the firm's work, this map has very good detail precisely and neatly exhibited. Topographic and social information, counties, roads, and many more details are neatly illustrated. Aesthetically and cartographically, it foreshadows the maps of the twentieth century. $275
"Maryland." New York: Arbuckle Bros. Coffee Company, 1889. Ca. 3 x 5. Chromolithograph by Donaldson Brothers. Very good condition.
From a delightful series of maps issued by the Arbuckle Bros. Coffee Company. This firm was founded by John and Charles Arbuckle of Pittsburgh, PA. They developed a machine to weigh, fill, seal and label coffee in paper packages, which allowed them to become the largest importer and seller of coffee in the world. Their most famous promotional program involved the issuing of several series of small, colorful trading cards, one of which was included in every package of Arbuckle's Coffee. These series included cards with sports, food, historic scenes, and--one of the most popular--maps. The latter cards included not only a map, but also small illustrations "which portrays the peculiarities of the industry, scenery, etc." of the region depicted. These cards are a delight, containing informative maps as well as wonderful scenes of the area mapped. $65
From Indexed Atlas Of The World. Chicago: Rand, McNally & Co., 26 x 19. Cerographs. Full original color. Very good condition.
Late nineteenth and early 20th century maps from the early days of the Rand, McNally & Co. firm out of Chicago, a company that would shift the center of cartographic publishing from the east coast to the mid-west. Typical of the work from the firm, these maps have very good detail, precisely and neatly exhibited. Topographic and social information, counties, roads, and many more details are illustrated. Railroad information is also presented. Aesthetically and cartographically the iconic style of maps of the twentieth century.
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800 University WaySpartanburg, SC 293031-864-503-5000
Scott A. Klosterman
Dr. Scott A. Klosterman has served as a supervising clinical preceptor for Health Services since February, 2012. He completed his undergraduate studies at the University of Washington with a Bachelor of Science in Biochemistry in 1995. He enrolled in Kirksville College of Osteopathic Medicine in Missouri, graduating in 2001. His residency in Family Medicine was completed in 2004.
Dr. Klosterman has a variety of clinical experiences in emergency medicine, private practice, wound care, and medical education as an assistant professor at both Edward Via College of Osteopathic Medicine and Virginia College of Osteopathic Medicine in Spartanburg, SC. He currently serves as a lecturer and clinical supervisor for first & third year medical student rotations within the Family Medicine Residency Program at Spartanburg Regional Medical Center.
In addition to his role in Health Services, USC Upstate is proud to have Dr. Klosterman providing care to our student athletes as a team physician in the Department of Athletics. with a special interest in the care of young adults.
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USC Upstate Health Services995 University WaySpartanburg, SC 29303Phone: (864) 503-5191 Fax: (864) firstname.lastname@example.com/Staff Directory
The University of South Carolina Upstate is accredited by the Southern Association of Colleges and Schools Commission on Colleges to award baccalaureate and masters degrees. Contact the Commission on Colleges at 1866 Southern Lane, Decatur, Georgia, 30033 or call 404-679-4500 for questions about the accreditation of USC Upstate. Comments or Complaints?


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MSc in Management of Technology and Innovation
This Master of Science (MSc) qualification in the Management of Technology and Innovation is targeted at senior and executive management. The programme is based on course work and a major research topic. Candidates are expected to do a literature research on the most expert views of authors writing on the research topic and use this newly acquired knowledge and skills to solve a work related problem.
The qualification is specifically designed to enable members of an organisation to realise their true potential by
- developing them to lead multi-discipline teams tasked to facilitate business improvement and socioeconomic transformation
- acquiring the competence to lead a system (resources) and to develop technology and innovation related activities to meet their business objectives
- providing personal development opportunities for them to contribute significantly to the development of wealth within the South African economy.
People who achieve this qualification will be able to:
- initiate organisational change
- integrate systemic principles in solving organisational problems
- incorporate the management of technology, the management of innovation and the management of people principles into business planning processes
- transform communities by initiating sustainable development initiatives.
Previous Academic Qualifications:
1. Relevant NQF 7 (New HEQSF: NQF Level 8) Qualification
Appropriate Work Experience (years): 5
Employer Support: General
Conditions: None
2. Not Equivalent to NQF 7 (New HEQSF: NQF Level 8) Qualification:
Appropriate Work Experience (years): 7
Employer Support: Detailed assessment
Conditions: Provisional approval for admission to the programme on the following conditions:
Evidence of relevant publications, presentations or relevant working experience that could be considered for Recognition of Prior Learning at NQF Level 7 (New HEQSF Level 8).
- Registration for the Da Vinci Research Workshops.
The acceptance of a Research Proposal will convert your provisional approval to full approval into the programme.
This school offers programs in:
- English


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Internal Controls:
SBA's Controls for Identifying Defaulted Loan Applicants
RCED-88-67: Published: Jan 21, 1988. Publicly Released: Jan 21, 1988.
Additional Materials:
- Full Report:
(202) 512-4800
In response to a congressional request, GAO reviewed the Small Business Administration's (SBA) procedures for identifying loan applicants who have previously defaulted on SBA loans, to determine: (1) the type of controls it uses; (2) whether it needs an automated system; and (3) whether it is exceeding its statutory lending limits.
GAO found that: (1) SBA generally relies on information from individual loan applicants and credit reports to identify previous loan defaulters; (2) SBA does not use automated controls to identify defaulters, since it believes, based on its experience, that businesses do not usually default and subsequently apply for other SBA loans; and (3) there were 192 instances where SBA may have approved second loans to borrowers who had previously defaulted on an SBA loan and another 105 cases where borrowers defaulted 6 months after SBA approved a second loan. GAO also found that: (1) commercial lending institutions rely primarily on automated controls to identify defaulters; (2) SBA generally complied with its statutory limit on loans; and (3) SBA plans to study the feasibility and cost of automated controls to identify defaulters in the future.
Nov 21, 2016
Small Business Administration:Agency Has Controls to Comply with Paperwork Reduction Act but Could Improve Accessibility and Consistency of Disaster Loan InformationGAO-17-67: Published: Nov 21, 2016. Publicly Released: Nov 21, 2016.
Aug 10, 2016
Consumer Financial Protection Bureau:Observations from Small Business Review PanelsGAO-16-647: Published: Aug 10, 2016. Publicly Released: Aug 10, 2016.
Jul 14, 2016
Flood Insurance:Potential Barriers Cited to Increased Use of Private InsuranceGAO-16-611: Published: Jul 14, 2016. Publicly Released: Jul 14, 2016.
May 26, 2016
Small Business Research Programs:Agencies Have Improved Compliance with Spending and Reporting Requirements, but Challenges RemainGAO-16-492: Published: May 26, 2016. Publicly Released: May 26, 2016.
Apr 14, 2016
Nonbank Mortgage Servicers:Existing Regulatory Oversight Could Be Strengthened [Reissued on April 14, 2016]GAO-16-278: Published: Mar 10, 2016. Publicly Released: Apr 11, 2016.
Apr 11, 2016
Local Media Advertising:FCC Should Take Action to Ensure Television Stations Publicly File Advertising AgreementsGAO-16-349: Published: Mar 10, 2016. Publicly Released: Apr 11, 2016.
Mar 21, 2016
Alaska Native Corporations:Oversight Weaknesses Continue to Limit SBA's Ability to Monitor Compliance with 8(a) Program RequirementsGAO-16-113: Published: Mar 21, 2016. Publicly Released: Mar 21, 2016.
Feb 8, 2016
Supply Chain Risks:SEC's Plans to Determine If Additional Action Is Needed on Climate-Related Disclosure Have EvolvedGAO-16-211: Published: Jan 6, 2016. Publicly Released: Feb 8, 2016.
Jan 27, 2016
Small Business Investment Companies:Characteristics and Investment Performance of Single and Multiple LicenseesGAO-16-107: Published: Jan 27, 2016. Publicly Released: Jan 27, 2016.
Nov 16, 2015
Small Business:Action Needed to Determine Whether DOD's Comprehensive Subcontracting Plan Test Program Should Be Made PermanentGAO-16-27: Published: Nov 16, 2015. Publicly Released: Nov 16, 2015.
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Motel 6 Greencastle hotels are listed below. Search for cheap and discount Motel 6 hotel rooms in Greencastle, IN for your group or personal travels. We list the best Motel 6 Greencastle hotels & motels so you can review the Greencastle Motel 6 hotel list below to find the perfect place.
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With a stay at Motel 6 Indianapolis East in Indianapolis (East Indianapolis), you'll be close to Pleasant Run Golf Course and Post Road Recreation Center.


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No Bull
HB led the team with 20 points and Seth scored 18 as the Mavs won their third straight behind a clutch three from Wesley!
Pizza Hut Hot Streak
The Mavs are on a Hot Streak!! Now that we've won three in a row, your next pizza is 50% off thanks to Pizza Hut! Promo Code: VICTORY1. Today only!
Superhero Night
Blast into the night with your Mavs as they take on the Utah Jazz Friday, January 20th at 7:30PM
Mav's Valentine's Day Pack
Surprise that special someone in your life with two nights out watching the Mavs for as low as $99!
Who will be the Bud Light Fan Ambassador?
The Ball is in your court! Vote to send 1 of our 8 Bud Light Fan Ambassadors to the All-Star Game
Nominate Monthly Winners Now!
The Dallas Mavericks and The UPS Store, in association with Teach For America, are pleased to announce the 13th annual Classroom Champions Program created to recognize excellence in teaching throughout North Texas.


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Great Advice On Plumbing Anyone Can Use
- Last updated on July 29, 2015 at 1:01 pm
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- 0 comments
plombier chauffagiste
In the best case scenario, you will have to wait until they thaw so that the water runs again. However, they could burst, which would cause a huge mess and an extremely big repair bill.
To deal with a frozen pipe, turn on the faucet closest to the pipe. This gives the water a place to exit as the pipe defrosts. This gives the pressure somewhere to go, and can keep them from bursting.
depannage plomberie avignon If you know what tools you should use, it can help you deal with your plumbing problems in the right way. Make sure you read all the directions and manuals, while also taking advantage of online resources and the library to help you with your projects. Have a sound plan going into any do it yourself repair attempt, since mistakes will cost you dearly in money, time and stress.
Look at the overflow holes to ensure they aren't clogged up. You may not even notice the overflow holes on your sink, but if you have a major water leak you will soon regret your apathy. When you're periodically checking your sink for possible problems, take the time to clean out the overflow holes.
If you need to replace your shower head, make sure that you buy a new one that is high quality. Many times, people think it is okay to buy the cheapest shower head that they can find. The problem about this is they aren't sturdy and they tend to break a lot easier.
Make a schedule for plumbing work, so it occurs all at approximately the same time. You may want to have each minor problem attended to as the occur, but having multiple repairs done at once allows you to save up for the cost. You'll save a ton of money by not having to pay a professional to come out multiple times, instead only paying them to show up once to handle different problems all at once.
A sink with poor water pressure can often be corrected by cleaning the built-up sediment out of the aerator. Get rid of the aerator, remove it, and clean it with a brush dipped in some vinegar. Rinse your aerator, put it back together and back into the faucet. This will improve the water pressure by clearing out blockages in the aerator.
If grout has gotten stuck in the line, trying to clean it out yourself is probably not the best idea. Grout can be broken up by yourself, however this generally is only a partial fix. This works best with plastic pipes as opposed to metal. This usually requires professional people to come in to help you get rid of this problem.
When using the garbage disposal, do not even bother running the water. People are misguided in thinking that it will work better with the water running, but it is actually of no help. This could actually make the garbage more sticky and cause more issues.
plomberie avignon When plumbing issues come up, you need to be prepared. Every homeowner should be equipped with the most simple plumbing tools and tips. The helpful advice you learned from this article will help you when you have a plumbing issue.


text: Before his untimely death at the age of 52, David Parry was a permanent fixture on the Canadian folk music scene. Besides being a noted singer and musician (both solo and as a member of the Toronto-based ceilidh band the Friends of Fiddler's Green), Parry was also a storyteller, actor, director, and teacher. Never more than a cult figure at best, Parry nonetheless recorded a number of striking albums. Born in London, England on June 18, 1942 (coincidentally also Paul McCartney... Read more


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Overall import prices down 1.9 percent over the year
June 14, 2013
U.S. import prices fell 1.9 percent for the year ended in May; overall import prices have not recorded a 12-month increase since April 2012.
|Import category
|Relative importance(1)
|Percent change
All imported commodities
Industrial supplies and materials
Consumer goods, excluding automotives
Capital goods
Automotive vehicles, parts and engines
Foods, feeds, and beverages
For the year ended in May, the price index for import fuel decreased 4.4 percent. (Fuels and lubricants accounted for 21.2 percent of the total value of imports in 2011 and are part of the industrial supplies and materials commodities category.) The decrease in the price index for import fuel over the past 12 months was led by falling petroleum prices, which more than offset rising natural gas prices. Prices for petroleum (which accounted for 20.2 percent of imports) declined 6.2 percent for the May 2012–May 2013 period. In contrast, prices for natural gas (which made up about two-thirds of one percent of imports) increased 97.0 percent over the past year, after decreasing 49.0 percent between May 2011 and May 2012.
Nonfuel import prices fell 1.1 percent over the May 2012–May 2013 period. Prices for industrial supplies and materials excluding fuels (13.4 percent of imports) fell 4.8 percent over the past 12 months. Prices for capital goods (24.0 percent of imports) fell 0.5 percent. Prices for automotive vehicles, parts and engines (12.2 percent of imports) decreased 0.2 percent. There was no change in prices for consumer goods excluding automotives (24.2 percent of imports) for the year ending in May.
Overall, prices for imports from Japan fell 1.4 percent over the past year, the largest 12-month drop for the index since November 2006. Import prices from China decreased 1.0 percent for the year ended in May. Prices for imports from the European Union and Mexico also fell during the May 2012–May 2013 period, declining 0.3 percent and 1.8 percent, respectively. Import prices from Canada increased 1.2 percent.
The price index for U.S. exports fell 0.9 percent over the past year, led by falling nonagricultural prices. In contrast, agricultural prices rose over the same period.
These data are from the BLS International Price program. To learn more, see "U.S. Import and Export Price Indexes — May 2013" (HTML) (PDF), news release USDL‑13‑1142.
Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Overall import prices down 1.9 percent over the year on the Internet at https://www.bls.gov/opub/ted/2013/ted_20130614.htm (visited January 22, 2017).
Recent editions of Spotlight on Statistics
Workplace injuries and illnesses and employer costs for workers' compensation
Workplace injury and illness data and the costs to employers for workers' compensation in natural resources, construction, and maintenance occupations.
A look at the future of the U.S. labor force to 2060
Projected long-term trends in the growth, size, and composition of the labor force.
Union membership in the United States
Historical trends in union membership among employed wage and salary workers; union membership by a variety of demographic characteristics.
A look at healthcare spending, employment, pay, benefits, and prices
Spending on healthcare, current and projected employment in the industry, employer-provided healthcare benefits, healthcare prices, and pay for workers in healthcare occupations.
Self-employment in the United States
Trends in self-employment by various demographic and socioeconomic characteristics, including both the unincorporated and the incorporated self-employed, as well as data on paid employees who work for the self-employed.


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By some strange force of nature, DJ Khaled always manages to nab the major Urban acts for his records. This time, the man known for chanting "we da best!" has enlisted Chris Brown, Nicki Minaj, Rick Ross and Lil Wayne for a new song called 'Take it to the Head'.
Don't be perverted; 'Take it to the Head' is not about sex…or is it? List to the song below and determine the answer for yourself:
The best facet of 'Take it to the Head' is that Minaj is actually rapping. She isn't yelling random sounds, singing through an auto-tune veil or repeating the same line. Instead, she simply raps. How could anybody excuse Minaj's recent garbage songs after hearing this track?
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