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Dividend reinvestment programs are often seen as a great way to build up a retirement portfolio without requiring any additional investment. Simply purchase a stock and set it to reinvest its dividends and wait 40 years. My father followed this approach and it proved to be quite successful for several stocks. Dividend reinvestment essentially unleashes the power of compound interest, also known as the most powerful force in the universe, a notion often attributed to Einstein, but of slightly dubious origin.
In theory, dividend investment is very straightforward and should provide great results: purchase some stock and reinvest the dividends so that you're accumulating an even larger number of shares. Hopefully, the stock goes up and perhaps the dividend is raised, providing even more dividends with which to buy more shares. Let this process repeat over time and voila, a solid retirement portfolio. However, what if the stock price doesn't keep rising? What if the dividends are cut? Then what happens? Are you just throwing good money after bad?
I decided to look at a couple popular dividend stocks: two classic dividend companies: AT&T, Inc. (NYSE:T) and The Coca-Cola Company (NYSE:KO), and two very popular dividend stocks on Seeking Alpha: Frontier Communications (NYSE:FTR) and Annaly Capital (NYSE:NLY).
The following table shows some high level figures:
Select Dividend Stocks
|Closing Price 11/9
|Forward Dividend
|Forward Dividend Yield
|AT&T Inc.
|Frontier Communications
|Annaly Capital Management Inc
|Coca-Cola Company (The)
My analysis will look at the outcome of purchasing shares of each on 12/1/2005 and then reinvesting the dividends. I made some rough assumptions around the dividend payment dates relative to the ex-dividend dates which are readily available from Yahoo!Finance. Dividend.com provides the estimated number of days after the ex-dividend date that the dividends are paid. The assumption is that on the payment date, the dividends would be reinvested in the stock at the closing market price for that day.
The following charts shows the performance of each of these four stocks and identifies which change is attributed to dividends received, appreciation or depreciation of initial investment, and change in value of the dividends reinvested back into the stock. Note that dividends received includes both dividends from the initial investment and dividends from shares from reinvested dividends.
T shows good performance overall with an increase in value of 57%. The initial investment is up 14% over that time frame since the stock rose from $25.30 per share to $28.91 per share. However, there was just a slight loss from reinvesting dividends, but nothing significant. It should be noted that while the shares from invested dividends did not appreciate, they did help produce more dividends which were captured in the dividend bucket. So this is not the same as just parking all your dividends in a money market account instead of investing back in the stock.
NLY shows an even higher return of 165% over the time frame. This includes a solid return on the initial investment and a staggering amount of dividends paid to investors. While those reinvested dividends did not appreciate like T, they did help produce future dividends. In this case almost 30% of dividends are from dividends on shares purchased with reinvested dividends. One can clearly see the power of compounding here.
FTR shows a bit of the nightmare scenario for reinvesting dividends. The initial investment has performed horribly as have all subsequent purchases from dividend reinvestment. Even with significant dividends, the investment is still down 22%. This is not surprising since the stock closed at $13.07 on 12/1/2005 and is now trading at just $5.69 per share. In addition to poor returns, this is also a tax disaster.
The next stock is KO:
KO is up 85% but also shows the desired pattern for dividend reinvestment. The initial investment has performed well, increasing 56%. As the lowest yielding stock reviewed, it also showed a solid gain of 23% from dividends. Furthermore, those invested dividends also appreciated, tacking on another 6% gain. This is clearly a winner from the perspective of dividend reinvesting. A more careful look at the dividend bucket shows that 92% of those dividends came from the initial investment while 8% reflect dividends received on shares of stock purchased by reinvesting dividends.
Overall, dividend reinvesting appears to often be a solid strategy as long as the company has good consistent performance. However, it should be noted that there are two downsides. The first is somewhat trivial today: keeping track of all the cost bases for the various purchases from re-invested dividends. The second is that one does have to pay taxes on the dividends received and re-invested. Since you have re-invested all those funds, the taxes have to be paid out from other personal sources. This situation is further aggravated in the case of FTR, where the overall position is net down, but you've still been paying taxes on all those dividends.
The final note is that this analysis looked at a 6 year time frame. The relative size of the buckets would change over longer periods of time.
The appreciation of the initial investment would contribute a much smaller portion of the total return, while the dividend and appreciation (hopefully) of reinvested dividends would become a larger driver of overall return.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.
Additional disclosure: Disclaimer: This article is for informational and educational purposes only and shall not be construed to constitute investment advice. Nothing contained herein shall constitute a solicitation, recommendation or endorsement to buy or sell any security.


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Do you want to see the world, experience different cultures and enhance your career prospects while doing so?
At UCLan, you can. Our international exchange programmes give you the opportunity to study or work across the globe within Europe or further afield.
I was lucky enough to visit Ruiykan in Norway where I not only learnt how to ice climb, which was a brand new experience for me, but to also gain different understandings of the Norwegian culture/lifestyle to coaching styles which will aid the theoretical side of my degree at UCLan. The programme was also loads of fun!
Emma Baker, Outdoor Education
Visited Ruiykan, Norway
This could see you studying at UCLan Cyprus as part of your degree, or at one of our 67 European partners, in 19 countries, through the ERASMUS+ scheme. Alternatively, you can study further afield, as far as Australia, China, Canada, India, or the USA, as an exchange student with one of our world-wide partner institutions, for a semester or a year
You'll be assessed in similar ways whilst abroad as you are at UCLan. Study undertaken and passed abroad will be credited to your UCLan degree. Therefore, a year abroad or semester abroad will not result in extending the length of time it takes to complete your degree.
Looking back at my time in Japan, it has made me grateful for the opportunities in life that put you somewhere unexpected to enable yourself to sharpen your natural senses. And with that, I thank the study abroad team for helping me along the way with my procedure."
Tio Sutherland-Burton, BA (Hons) International Business
Visited Chukyo University, Japan
It's not all beaches, sunsets and Instagram opportunities! Studying abroad will have lifelong benefits in your personal and professional life.
There's lots of help and advice from the Study Abroad team so you won't be alone. You'll usually study abroad during your 2nd year, so will need to think about it and apply during your first year.
For general advice on studying abroad visit www.thirdyearabroad.com
Find out more about studying abroad with UCLan:

subset: commoncrawl


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Saxon phonics
This product was made to go along with the program Saxon Phonics. This chart was made to match the coding rules define in Saxon. Each part is coded correctly and has the corresponding picture (same idea used in the Saxon lessons)This product is used by my students during the phonics lesson for extra support as well as during small group reading to assist in sounding out/figuring out unknown words.


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Police Pursuit
FULL LIST OF Police Pursuit Topics
Police pursuits: Balancing catching bad guys with protecting innocents–
More often than not, the driver is fleeing because he has something to hide — intoxication, narcotics, warrants, and other criminal activity.
Toddler tossed out of SUV during pursuit–
ABC News examines some wild California police pursuits - one in which a toddler can be seen falling from a vehicle during a pursuit, then wandering the street after amazingly surviving the fall without serious injury.
12 stories that capture the essence of police work–
From hostage situations to drugged-up lunatics to little lost teddy bears, it's all in a day's work.
Texas officer shot in head during pursuit–
Officer Robert Deckard, who has been with the department for seven years, is being treated at San Antonio Military Medical Center
Body camera captures intense police pursuit–
A pursuit of a suspect driving on the wrong side of the highway and the subsequent take down is captured on an officer's body camera.
Police pursue kangaroo on the loose–
Footage of police in Texas pursuing an escaped pet kangaroo.
State trooper, suspect fall from overpass during pursuit–
Dash cam footage captures a Mich. State Police trooper and a suspect falling from a highway overpass during a pursuit in Saginaw County. The trooper is currently recovering from home.
Jim Smith: Foot Pursuit Course–
We've recently seen a rise in officers killed during foot pursuits, so it is time to go back to the experts and ask: What can we do to train for foot pursuits, and what should we keep in mind the next time a foot pursuit comes up? Jim Smith from Milwaukee PD discusses how he developed a training philosophy for different chase situations and what you can do to increase your chances of winning.
PoliceOne top 5
- ND bill protects drivers who negligently hit protesters obstructing traffic
- Trump hosts LE at White House, pledges support for police
- Slain Fla. officer's patrol car vandalized
- Video: Calif. police fatally shoot man, face wrongful death lawsuit
- Minn. lawmakers chart new course in response to OIS protests
The 5 best true crime television shows
Don't worry, "Making a Murderer" isn't on the list.


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Number of Required Coins
: 47
Current Finest Possible Set Rating
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View Set Composition
( Shop )
This set is only the second issue of nickel coinage (with a five cent value) as the "nickel" wasn't introduced until 1866. The Liberty nickel series includes the famed 1883 "No Cents" issue, the rare 1885, and the first mintmarked nickels that were issued in 1912 in Denver and San Francisco. Historic, fun and affordable for most collectors. This set includes the Fivaz-Stanton varieties.
Notes: This set is a work in progress. As new varieties are recognized, they may be added to the set. Likewise, delisted varieties will no longer be required.


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Info on Restoring
View Single Post
26 Mar 2011
windows 7
4 posts
Info on Restoring
A little help PLEASE. I purchased a HP G-62 laptop 6 weeks ago and it got a bug in it. The picture,music, and documents apps would not read half the files. I had everything backed up so I went to restore and it restored it back to as the pc said "out of the box" condition. After this I went through the entire process of setting up a new pc. All files and other things I had installed on it was gone. It seems to be working fine. Now the questions: 1 Did I fix it or only put off the problem? When I took it out of the box I made 5 restore disk.2 What are these disk for because I did not use them in this restore process. Thanks to all
My System Specs
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text:
Mehdi Morshed, the executive director of the California High-Speed Rail Authority, announced Thursday that he will retire at the end of March.
The agency was created to plan for and implement the 800-mile high speed-rail line. The project received a large boost in November 2008, when California's voters approved a $9.95 billion bond for its construction.
Jeff Barker, the agency's deputy director, said it has long known about Morshed's plans to retire. Morshed announced his retirement at Thursday's board of directors meeting.
Barker said the agency is in the process of putting together a "reorganization plan" that would enable it to grow into an organization that is capable of managing and implementing the $42.6 billion project. It has also begun its search for a new CEO to oversee the implementation of the rail line.
"Considering that we're now engaged in a search for CEO, Mehdi found it appropriate to announce his retirement at this time," Barker told the Weekly.
Prior to joining the Rail Authority, Morshed had spent more than two decades working in transportation policy for the California Senate and the state Department of Transportation.
The high speed rail line would stretch from San Francisco to Los Angeles and reach speeds of 220 mph in the Central Valley. It would also pass through Peninsula along the Caltrain corridor. The project has attracted great scrutiny and criticism on the Peninsula.
This story contains 273 words.
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Director/Associate Director - Regulatory Affairs (United States; Russia; Egypt; Turkey; UAE; Israel; Saudi Arabia) Responsibilities Setting regulatory strategy and translating these strategies into executable plans for specific departments/areas of responsibility Providing12/10/2016 Westborough, MA Save This Job
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Chatham Island forget-me-not flowers
B824/1278 Rights Managed
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Keywords: biological, biology, botanical, botany, chatham island forget-me-not, flower, flowers, forget-me-nots, horticultural, horticulture, myosotidium hortensia, nature, perennial, plant, plants
Licence fees: A licence fee will be charged for any media (low or high resolution) used in your project.


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Yes people talk into phones but have you got one of those annoying phones you can ask questions of ? Is so what questions do you ask it ?
A colleague has one and spent half the day asking what the weather was like before I snapped and told him to look out of the ffffing window !
No I don;t have one that talks, but I certainly ask it questions.
"where the ****************** have you got to?" being the most frequent.
I don't really want a phone I can talk to. Am thinking of getting a new iphone but have heard they're replacing google maps with their version that uses Siri. I'd much rather type stuff in than talk to it, especially as I am mostly looking stuff up while out and about.
I use handsfree in the car and talk to the phone through the car - does that count?
I can do talk text on mine but ot interprets somethings a bit strange and I don't think I have that much of an accent so not sure how it would cope with the variety of accents in the english speaking world.
@Catalin Bond - using Siri is an option.
As for talking to a phone - it's ridiculous. It's pointless in almost all circumstances, and if there's a situation when you can't use your hands to operate a phone you shouldn't be operating a phone.
However, the Jelly Bean's VR stamps all over Siri.
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Spectacular water front mansion situated on approximately 3 secluded acres. The completely remodeled will not disappoint restoring it's authentic charm with modern upgrades Upon entering you will be greeted by a 2 story foyer w/grand staircase & granite tile floors. The pocket doors will lead you to a amazing GR w/ gorgeous fireplace w/ original Eve Fireplace Mantel.Kitchen boast cabinets w/granite counter tops, Italian tiled floors & center island. Off the kitchen you will find the DR & a large sun room . Formal LR & powder room complete the 1st fl. The 2nd fl has 5 bedroom, including & 2 full baths. The hallway houses an impressive grand organ. The master suite features sitting area, closet & master bath. Outside has views of the river, plenty of room for private dock & beach area
Listing Courtesy of DLP REALTY RES. & COMM.


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Horseradish Vodka
Total Time
Prep 5 mins
Cook 0 mins
Try this in your Bloody Marys. You can use this infused liquor any time you wish, but the longer you let it steep, the more mellow the horseradish flavor will be. Peel your horseradish in a very well-ventilated area. Steeping time not included in preparation time.
Ingredients Nutrition
- 1 (750 ml) bottle vodka
- horseradish, one piece about 3-inch long
- Pour vodka into a large glass jar.
- Peel horseradish and slice into 1/2" thick slices; add to vodka.
- Seal bottle or container and let steep a least one week and up to one month. (Taste every once and awhile. When the strength of the horseradish flavor is as much as you like, either remove horseradish slices or strain vodka into a clean container.).


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Follow this link to perform an advanced search of the complete text of all reports for "jefferson lines"
Showing 1-3
As the leading consumer advocacy website, our technology is being continually upgraded to handle the volume of searches from consumers, the media, the authorities and millions of others from around the world. While we are always in the process of upgrading, our search results may not return all reports. This is only temporary and intermittent. If you are an attorney helping victims, the media, or law-enforcement, please contact us to have us run a complete database search to help your case or story.
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1, Report #1104793
Dec 05 2013
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text:
Today for the first time, we're showing a timelapse video of our digital illustration process, from scanned sketch to finished piece! Here are a few things that we thought worth noting in the video:
• We switch back and forth through the video—Ashley literally got up to tend to Sadie, Joel took over, Joel got up to feed Sadie and Ashley took over, etc. (It goes too quickly to really tell when it switches, but here's a hint: Joel tends to zoom in and use the canvas rotate tool a lot more!)
• We did two sketches before going digital, a rough pass and a refined sketch (the latter shown below).
• You'll see evidence of our organic process in the video. We tend to try things, especially with color and texture, and redo them when they don't look good. Also, at one point Joel tries to edit the S in "Sorry" and hates it, so he pulls the original back in. We also tend to rough in the color and then refine it, which you'll see as well.
Be sure to check out the little crabby fellow in his natural habitat on Etsy!
This is our first process video, so please feel free to leave feedback in the comments!


text: Egg Foo Young is an American-Chinese omelet dish that fits the Filipino Palate. Just like other omelet dishes; this dish is composed of different ingredients forming a flavorful concoction. This particular recipe is the restaurant version of Egg Foo Young. Unlike the ordinary versions, this recipe involves deep frying which is the typical cooking method in Chinese … [Read more...]


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iHerb Customer Reviews
Savings of: $3.60 (30% off)
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G&C Autobody
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Another Suspect Arrested in Laytonville Murder Case
Another suspect has been arrested in a Laytonville homicide. MCSO reports that Michael Kane of Pleasantville, NY, surrendered himself at […]
Lakeport Police Department Moving
The Lakeport Police Department is moving locations. The new department is located at, 2025 South Main Street in Lakeport. As […]
Ukiah Woman Attacks Social Services Employee
A Ukiah woman was arrested this week for attacking an employee at the Mendocino County Social Services building on South […]
LPD Warns Drivers to Abide by New Cell Phone Law
Lakeport police issued an advisory this week warning students and parents about using mobile phones while driving. They say many […]
City of Ukiah Encourages Residents to Sign Up for Emergency Updates
A flood warning in Mendocino County for the Navarro River At Navarro remains in effect until this afternoon.or until the […]
More Rain Has Clear Lake On The Rise
More rain has Clear Lake on the rise. As of early this morning, it was at 7.13 feet Rumsey. The […]
Clearlake City Council Moves Forward on Implementation of Measure V
Implementation of Measure V is moving forward. This week, the Clearlake City Council worked on reviewing the agreements that are […]
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Machorat Aonang Resort
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Railay Beach, Thailand.
... we had our passport back and we were gone! Scott was annoyed I didn't mention the tyre but the bike had already cost us enough, there was no way I was getting charged for something else! We swiftly moved fast to the pier where we were getting a long tail boat to Railay Bay, it was 300 each return so not too bad. We left about 11am and he waited there for im us until 5pm. The ride over was a little choppy but we were sat under the tarpaulin and had three ...
Ao Nang, or "4 days in the same place"
... get my "scooter legs" back underneath me, but soon we were off and rolling. (As a side note, there's something beautiful about the ebb and flow of traffic in Thailand. It's not quite the lawless, post-apocalyptic, Mad Max road warrior, white-knuckled, throttle-clutching insanity of New Delhi, but the rules seem pretty loose. Even still, everyone seems relaxed and conscious of everything on the road. Drivers aren't blaring their horns or texting ...
Last day in Bangkok, Krabi and Railay
... coffee and was even playing Peter Pan in the kids area. I was spiraling downward fast. It was freezing in the airport and I was shivering and ******** and my whole body hurt. I was definitely sick. But I was not ready to admit it. That all changed when we finally boarded the plane. I was FREEZING (meanwhile it's still like 80degrees F• outside). God bless the flight attendants on Bangkok air. They checked in on me regularly and kept bringing me ...
Ao nang to Phuket and back again
... swimming and sunbathing - for a change! Phuket has a very different vibe to Ao Nang. The beaches are much bigger and more developed and I found there was a more European feel to the place. There were also much bigger waves. There is no denying they are nice beaches, but I prefer the ones in the Krabi area, they are much more the ideal Thai beach that you see on postcards, in my opinion anyway. Feel free to visit and make your ...
Koh Jum PARADISE!!!
... the entire front of our bungalow) also wide open!!! The only thing between us and the jungle is a thin mosquito net ;)))))))) we've arrived!!! Lollllll
On our first full day, we walked to the nearest village...2 hour walk along a pretty pink/orange clay road...in extreme jungle heat lollllllll. The locals are extremely nice to us and the air smells sweet! We are amazed at ...


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Letter(s) from Natalia to Walt (USA)
Letter 1
Translation Bureau "Viktory"
Dear Sir, welcome!
Please, sorry for disturb you. Your lady Nata visited our office today and was interesting in news from you. We informed her that we did not get any letters from you and she became upset.
Nata still serious about you and want to continue your relationship.
She does not have possibility to pay for your correspondence but she hopes that you could help her with this and you will be able to continue your learning each other.
Lady Nata will come to our office again tomorrow to look for your reply. She passed you her kisses and hugs and hope that you are serious about her also.
Thanks for your time! Have a good day!
the manager of the "Viktory"
Dana Igorevna


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Am I Eligible to Donate Blood?
If you are looking for a Blood Donor,with the grace of ALLAH,you are at the right place.We will try our best to fulfill your request,all you have to do is to call any of the member of BDS, give your identity, required Blood Group,Hospital name where Blood is needed and the exact time of transfusion.You can have the numbers of our (EMERGENCY TEAM )members at the Top of this page.
In order to help our community we decided to setup a system which is beneficial to people who are in need of blood due to medical emergencies. It has been noticed that usually it takes a lot of time to find a person with the required blood group, the normal process or practice is to call or sms people in family or friends for help who then call or sms other people in order to find the desired blood group. This is very time consuming and sometimes in critical situations cause irrecoverable loss.
Blood is very important in many medical situations such as serious accidents, organ transplants, major surgery and supporting patients with blood-related disease like haemophilia and thalassaemia. Most hospitals and medical centres are always having a shortage of blood due to a lack of donors which often results in delayed surgeries and treatment, which can lead to complications and even death in patients.
This Blood Donation Society is our humble effort to save precious time and arrange blood to people who are in need and facilitate as many people as we can all over Pakistan. It works as an information bearing database of blood donors, so anyone can easily use it as a Platform and can manage this society's website on their own, and help people in their own cities or areas all over Pakistan.
We appeal to you in sake of humanity to be a part of this blood donation society because the more people join the more there will be chances to arrange for blood.
Remember, only your contribution can make it a success and can save countless lives. May Allah give us strength to help each other. Ameen !


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The Yachtsman is a premier resort located in the heart of beautiful Myrtle Beach, South Carolina. Our 20-story oceanfront resort consists of 142 luxurious suites. Each suite includes a fully equipped kitchen (microwave, dishwasher, range, refrigerator/freezer), garden-size whirlpool bath, and a private balcony.... more
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Student Media
Honor students presenting research
Monday, April 13, 2009
ST. CLOUD, Minn. - More than 130 college honor students will present their research projects during St. Cloud State University's Honors Research Colloquium on Friday, April 17.
The colloquium will be conducted between 9 a.m. and 4 p.m. Presentations will be in the Voyageur Room in Atwood Memorial Center on campus. The event will culminate in an awards ceremony at 5 p.m. that all students, parents, honors faculty and guests are invited to attend.
The projects are focused on the concept of "knowledge as a whole." Students were required to choose two courses that they are currently enrolled in and find commonality between them. After selecting the courses, they researched their connection, constructed papers and assembled their findings into presentations.
Winning presentations are eligible to compete in the National Honors Council National Conference that will be conducted in October in Washington, D.C.
Visit www.stcloudstate.edu/honors for more information or call Gretchen Huwe, University Honors Program associate director, 320-308-5698.
University Communications
St. Cloud State University


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Play Atari's Classic Breakout in Google Image Search
To celebrate the 37th anniversary of Atari's classic 1976 arcade game, Breakout, Google has added a playable version through an image search easter egg. Just search images for "Atari Breakout".
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Real Estate: Career and Education Opportunities in Jacksonville, Florida
Real Estate: Real Estate Agents help manage the difficult job of finding and selling homes and business properties. Acting as brokers, they help people navigate the legal and technical issue of real estate sales as well as the marketing and pricing of properties.
Jacksonville is located in Duval County, Florida. It has a population of over 807,815, which has grown by 9.8% over the last ten years. The cost of living index in Jacksonville, 84, is well below the national average. New single-family homes in Jacksonville are valued at $173,500 on average, which is far less than the state average. In 2008, 2,592 new homes were built in Jacksonville, down from 3,449 the previous year.
The three most popular industries for women in Jacksonville are health care, finance and insurance, and educational services. For men, it is construction, finance and insurance, and accommodation and food services. The average commute to work is about 25 minutes. More than 21.1% of Jacksonville residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 6.5%, is lower than the state average.
The unemployment rate in Jacksonville is 10.9%, which is less than Florida's average of 11.3%.
The percentage of Jacksonville residents that are affiliated with a religious congregation, 44.2%, is less than the national average but more than the state average. Church of God-West Jacksonville, Church of Good Shepherd and Church of Our Savior are among the churches located in Jacksonville. The largest religious groups are the Southern Baptist Convention, the Catholic Church and the United Methodist Church.
Jacksonville is home to the Pearl Plaza and the Lane Center as well as Memorial Park and James Park. Shopping centers in the area include 5 Points West Shopping Center, Lone Star Road Shopping Center and Normandy Mall. Visitors to Jacksonville can choose from Civista Inn, Best Western Baldwin Inn and City Center Motel for temporary stays in the area.
Featured Online Colleges
CAREERS WITHIN: Real Estate
Real Estate Agents rent, buy, or sell property for clients. Real Estate Agents need to negotiate with others and try to resolve differences. They also need to respond to the actions of other and coordinate activities with them.
Real Estate Brokers operate real estate offices, or work for commercial real estate firms, overseeing real estate transactions. Real Estate Brokers need to negotiate with others and try to resolve differences. They also need to listen well to others and take in their information and issues.


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Student Media
Iceland ambassador to visit
Friday, January 24, 2014
Gudmundur Arni Stefansson, Iceland's ambassador to the United States.
"Iceland on the Move" will kick off the School of Public Affairs' Spring Colloquia speaker series at St. Cloud State University on Feb. 3. Gudmundur Arni Stefansson, Iceland's ambassador to the United States, will be guest lecturer.
The program includes a reception from 9:30-10 a.m. and lecture from 10-11:30 a.m. in the James W. Miller Learning Resources Center's Ringsmuth Auditorium.
The event is free and open to the public.
Stefansson will discuss the effect of the banking and economic crisis on Iceland as well as current Icelandic American relations.
Since 2005 Stefansson has served as the Icelandic ambassador for Sweden, Albania, Cyprus, Syria, Kuwait and currently the U.S. Stefansson is also a media expert with extensive experience in various sectors of journalism.
University Communications
St. Cloud State University


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There is also a whole like area where drainage tubes or what not inAs I an aging and have gain weight. These scars and areas are not only disfiguring but stretching and sore and painful. What could 've ny options and would insurance cover any+ a general surge in told me fifteen years ago to bad bit worth it due to scar tissue and could grow a hump
I Had a Heart Surgery in 1974 when I Was Born Prematurely. Incision Went from my Back Right Shoulder Blade to my Left Breast?
Doctor Answers 2
Treatment of keloid scars on the chest and back - Los Angeles
Treatment of keloid scars from heart surgery can be performed with a combination of pulsed dye laser and injections.
Raffy Karamanoukian Los Angeles
Web reference: http://surgery90210.com/cosmetic-dermatology/38/scar-revision.aspx
Lasers for surgical scars
You can likely benefit from laser treatment to reduce the appearance and soften your scars. It might be difficult to obtain insurance coverage but in instances where I feel it is necessary, I am happy to advocate for my patients for this.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.


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Phil Pfuehler
Primary tabs
Phil Pfuehler has been editor of the River Falls Journal since 1991.
Contact Email
- Member for
- 3 years 10 months
Author Content
Talk about a dynasty. The River Falls High School Marching Wildcats took first place in Class AAA at the State Marching Band Championships Saturday at UW-Whitewater for the fifth consecutive year. The Wildcats show "Somewhere over a Nightmare" also captured three of four Caption awards, including Best Color Guard, Best Musical Presentation and Best Visual Presentation. The band is led by directors Bryan Jaeckel and Joe Coughlin.
She is well known as the outpatient surgical nurse at River Falls Area Hospital and, maybe even more so, as a founder of the Free Clinic of Pierce and St. Croix Counties. Mary Conroy Johnson has been married for 33 years to Dr. Bob Johnson, a longtime family practitioner at RFAH and an equally committed organizer and volunteer, like Mary, to the River Falls-based free clinic. Mary is 59, wasn't overweight or on regular medications. Though a very busy person, she's not physically that active but considers herself fit except for some arthritis. Yet on Aug.
Driving in the countryside most of us have seen cornstalks maturing to seven or eight feet tall in farm fields. But how about one that's over 12 feet tall? And grown by the side of an apartment building on Main Street? The giant cornstalk planter is 87-year-old Ross Pierson. He's a retired farmer but claims those skills had little do with the super-sized plant. "It's just the seeds and a pretty generous use of Miracle-Gro fertilizer," Ross says. "I watered it when I could with a bucket." The corn seeds are special tropical imports from Mexico and Brazil.
As of Thursday, Oct. 13, the River Falls Fire Department lifted the burning ban from last week following Wednesday's steady rain that also brought cooler temperatures. The ban, brought on by drought conditions, applied to the city of River Falls and surrounding towns. In its update, the Fire Department did add offer this advice: "As we get into another nice weekend things will start to dry out again, so (we) ask that people continue to use caution when cooking outdoors or having recreational fires.
Alcohol use, a bright moon and a college homecoming, or some mix of the three, seemed to fuel a frenetic week and weekend of law enforcement for River Falls police. Scads of citations were issued for underage drinking and open intoxicants. Those doing the illegal drinking often called attention to themselves, like the couple allegedly having sex in a parked car, engine and radio running, in the 100 block of West Park Street at 12:35 a.m. Sunday, or the 19-year-old UW-River Falls female student found lying on the sidewalk in the 400 block of South Fourth Street at 1:10 a.m.
With winter ahead, Peter Morsch, resource development manager for the local St. Croix Valley Habitat for Humanity, makes this plea: "Clear out your garages, closets, workshops, basements before the snow flies and give us your stuff. It's hard during tough times like these to give cash, but you can always find stuff you don't need that you can give away." The stuff giving is part of the local Habit for Humanity's collection drive billed as "Fall Haul." It's set for 9 a.m. - 1 p.m. Saturday, Oct.
If you like being around kids, wouldn't mind helping them in the classroom, and are also looking to reduce your property tax burden, the River Falls School District has just the program for you. To qualify you have to be 62 and own a house within school district borders. "This isn't just some weird idea we thought up," said the school district's Community Education Coordinator Monique Squire. "This program has a proven track record across the country.
A 28-year-old Hastings, Minn., man arrested in Prescott for allegedly choking a woman and fighting with police was later charged with attempted battery of three nurses at River Falls Area Hospital the night of Sept. 26. In a criminal complaint filed by the Pierce County district attorney, Randy S.
Due to the extremely dry weather and high winds being forecasted for the next few days, River Falls Assistant Fire Chief Mike Moody said a burning ban went into effect at noon Thursday, Oct. 6. This affects the River Falls area and beyond.
A 48-year-old Hammond man's son was badly injured after the boy was thrown from a 2007 Ford Ranger pickup truck. The Hammond driver was going around a curve when he lost control. The truck went into a ditch and flipped several times. The rollover occurred at 11 a.m. Tuesday, Oct. 4, on Hwy. 29 south of 690th Avenue in the town of Clifton. Dale P. Rapp, 48 is the driver. He was not seriously injured. Rapp's son, Zeke Orme, was listed by the Pierce County Sheriff Department as a "minor child." Rapp apparently was eastbound on Hwy.


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CVS Caremark (CVS) is still in talks for a deal to acquire Brazil's Drogarias Pacheco São Paulo after its first bid of $2B was rejected, according to the WSJ.
DPSP reportedly wants a sale price of at least $2.2B.
An acquisition of DPSP would give CVS a quick entry into the Latin America drugstore market.


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How to Boil Eggs
Total Time
Prep 10 mins
Cook 20 mins
Well, the first rule is NEVER boil eggs. They should be called Hard Cooked Eggs. Boiled eggs can be rubbery and hard to peel but this is a simple method I have used forever and I never have a problem with the yolk looking green or the shells sticking. Make sure your eggs are at least 5 days old so the shells remove easily. Hope you try this! It has worked for me for almost 50 years.
Ingredients Nutrition
- 6 eggs, large
- 3 quarts cold water
- Cover the eggs with cold tap water in a pot and bring to a simmer over medium high heat. Do not let the eggs boil and do not cover.
- Simmer uncovered for 20 minutes (large eggs) and remove from heat.
- Drain water and cover the eggs with cold water, draining and refreshing cold water as it warms up. Do this for a few minutes.
- Drain the water out of the pan and put the lid on it.
- Gently - verrrrrry gently - shake the pan up and down until you no longer hear the hard sound of the eggs, but rather the gentler sound of the shells being cracked.
- Remove the lid and cover the eggs with cold water again.
- Under a slow but steady stream of cold water remove the shells. They should come off in one piece.
- Place the eggs on a paper towel to remove moisture and then proceed with your recipe.
Most Helpful
Timing boiled eggs depends on the size and degree of hardness desired. You should start timing the eggs from the moment the water first boils. Soft-boiled (soft whites, soft yolks): Large size: 3 minutes 20 seconds. Medium size: 3 minutes. Small size: 2 minutes 40 seconds. Medium-boiled (hard whites, soft yolks): Large size: 4 minutes 15 seconds. Medium size: 3 minutes 50 seconds. Small size: 3 minutes 20 seconds. Hard-boiled (hard whites, hard yolks): Large size: 10 minutes. Medium size: 8 minutes. Small size: 7 minutes. TIPS A little salt in the water will keep eggs from cracking when boiling. Add a little vinegar to the water if or when an egg did cracks during boiling. It will help seal the egg. I like Recipe # 312733 it go into eggs more, this good to stare with. thank for some info. Thank You, Grpa!
This is by far the best method I have ever used for making easy-to-peel hard "boiled" eggs, and believe me I've tried 'em all. I have laying chickens and it's extremely difficult to peel the fresh eggs without tearing the egg to pieces. Using this method, the shells literally slipped right off. A few were still a tiny bit hard to peel but no where near as hard as with other methods. And with this method NONE of the eggs got destroyed torn up, even the ones that were a little harder to peel. Thanks Secret Agent! You sure know the secret to a great hard "boiled" egg!


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how to name an amusement arcade download free L7RJ full file
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Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported
Showing 1-1
As the leading consumer advocacy website, our technology is being continually upgraded to handle the volume of searches from consumers, the media, the authorities and millions of others from around the world. While we are always in the process of upgrading, our search results may not return all reports. This is only temporary and intermittent. If you are an attorney helping victims, the media, or law-enforcement, please contact us to have us run a complete database search to help your case or story.
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May 13 2012
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Check in from 14h / Check out prior to 11h
La Roche Pleureuse: Find photos, reviews, information, amenities and compare prices for 3 stars hotels in L'Isle aux Coudres, Canada.
La Roche Pleureuse offers a swimming pool and an outdoor pool, along with rooms with spa baths. Popular facilities, such as free Wi-Fi and outdoor tennis courts, ensure an enjoyable stay in L'Isle aux Coudres.
Hotel description
Rooms at La Roche Pleureuse Hotel Isle Aux Coudres are well-appointed and offer a ceiling fan, a private bathroom and heating. There are also a number of rooms especially for families.
Those staying at the property can wake up to a satisfying breakfast prepared each morning, before leaving La Roche Pleureuse to discover the surrounding region. For guests with day trips planned, the hotel offers packed lunches if needed.
Charlevoix Airport is a 70-minute drive from La Roche Pleureuse Hotel Isle Aux Coudres. Les Moulins de l'Isle-aux-Coudres is just an easy car ride from the hotel.
Hotel features
Room Service, Air Conditioned, Non-Smoking Rooms, Cable / Satellite TV, TV, Billiards, Shower, En suite, Private Bathroom, Vending Machines
Babysitting / Child Services, Currency Exchange, Meeting Rooms, Bicycle Rental, Shops, Photocopier, Luggage Storage, Shops in Hotel
Fitness Room/Gym, Swimming pool, Massage / Beauty Centre, Tennis Courts, Garden, Water Activities, Fishing, Playground, Massage, Spa & Wellness Centre, Pool Outdoor
Internet Connection (wireless)
Hiking, Salon, Private Toilet, Games Available, Packed Lunches, Souvenirs/Gift Shop, Gay/Lesbian Friendly
Availability and Prices
Booking Site
Room Type
Per room
Per night
Per night
Users who viewed La Roche Pleureuse also viewed these 3 stars L'Isle aux Coudres hotels:
Hotel-Motel Les Voitures d'Eau
1933, chemin des Coudriers, L'Isle aux Coudres
1933, chemin des Coudriers, L'Isle aux Coudres
Hotel Cap-aux-Pierres
444 Ch De La Baleine, L'Isle aux Coudres
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|Key Info
The apartment has won consecutive Five Star awards from Northern Ireland Tourist Board. this bright spacious apartment with superb sea views over Dundrum Bay and Newcastle nestling at the foot of the Mourne Mountains - 32 The Quay. This is a beautifully presented first floor apartment situated on Northern Ireland's stunning coastline in the heart of the famous Co. Down Mourne Mountains. This spacious three bedroom apartment has magnificent views over Murlough Bay Nature Reserve, and is handily placed in the village of Dundrum. The accommodation sleeps five and comprises of 3 bedroom including a master en-suite. The property boasts a wonderful open plan living area, waterfront balcony, well equipped modern kitchen and large bathroom. The traditional Northern Irish fishing village of Dundrum is conveniently located 40 minute's drive from Belfast with The Royal County Down Golf Course and Newcastle just minutes away. Dundrum has an array of glorious coastal and mountain walks, fabulous restaurants, pubs, coffee shops, supermarkets, hairdressers and beauticians on your doorstep.
|Sleeps up to 5, 3 bedrooms
|3 bedrooms, 2 bathrooms of which 1 family bathroom and 1 en suite
|Check in time:
|Check out time:
|Nearest beach
|Murlough 1 km
|Car not necessary
|Nearest Amenities
|100 m
|Nearest travel links
|Nearest airport: Belfast City Airport 50 km, Nearest railway: Belfast 50 km
|Family friendly
|Great for children of all ages
|No pets allowed, No smoking at this property
|Internet access, DVD player, Sea view
|Central heating, TV, Satellite TV, Wi-Fi available
|Kettle, Toaster, Iron, Hair dryer
|Clothes dryer, Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
|Super King Beds (1), Double Beds (1), Single Beds (1), Cots available (1), Dining seats for 6, Lounge seats for 6
|Linen provided, Towels provided, High chair available
|Balcony or terrace
|Parking, Not suitable for wheelchair users
There is plenty to do in the local area. Mary can help you with a personalised itineray, and a Welcome Basket awaits you on your arrival at the property. Northern Ireland has a diverse culture which is rich in local history and traditions. Historic Norman castles, the burial place of Saint Patrick, and the Titanic Center in Belfast are all on hand for visitors. Teenagers may be interested to visit I am Vertigo the largest trampoline centre in Europe or climb Slieve Donard. There is an Equestrian centre nearby for horse lovers. Or why not hire a bike and try one of the cycle routes
Chances Mourne View holiday apartment is an ideal holiday base, whether you're looking for a peaceful holiday escape, spectacular scenery or challenging mountain walks. The apartment is superbly located on a stunning stretch of coastline, near Dundrum Coastal Path, in the heart of the Mourne Mountains in County Down. Dundrum itself is a picturesque fishing village, with places of historical interest, such as the Norman Dundrum Castle and an array of fabulous restaurants, pubs, coffee shops, hairdressers and beauticians. Chances Mourne View apartment overlooks the wonderful Murlough Bay Nature Reserve and also offers easy access to Murlough Strand, Slieve Donard and Newcastle.There are excellent walking routes in the area, such as Murlough Bay, Castlwellan Forest Park, or the fabulous Mourne Mountains. Belfast, Newry and Downpatrick are all within an hours driving time, and can be accessed by car, or the regular bus service.


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Businesses based throughout the North East of England in
Northumberland, Tyne and Wear, Durham and the Tees Valley can apply
for investment from the North East Growth Plus Fund.
The fund is part of the £142 million Finance for Business North
East Fund and is managed by FW Capital for North East Finance.
Businesses based in the North East (including County Durham,
Darlington, Gateshead, Hartlepool, Middlesbrough, Newcastle, North
Tyneside, Northumberland, Redcar & Cleveland, Stockton on Tees,
South Tyneside, Sunderland and parts of Hambleton, Richmondshire,
Ryedale, Scarborough. Please contact us to check regional
eligibility criteria.
FW Capital manages this £10 million fund for Tees Valley
Unlimited, the Local Enterprise Partnership for Tees Valley.
FW Capital managed the £45 million North West Fund
for Loans Plus which replaced the £35 million North West
Fund for Business Loans. This fund is now fully invested.
Funding for small to medium-sized businesses in the Northumberland, Tyne and Wear, Durham and the Tees Valley area.
Read more
Funding for SMEs in the Northumberland, Tyne and Wear, Durham, the Tees Valley area and parts of North Yorkshire.
Funding for companies based in Merseyside looking for business loans between £50,000 and £250,000 now fully invested.
Finance Wales, part of the Finance Wales Group, manages funds of
£694 million. To find out more about investing in Wales visit
To enquire about investment from FW Capital please
contact us
Before you apply it's important to check that your company is eligible for investment.
Understand the process once you have submitted an application for investment.
Meet our investment teams operating in the North East and North West of England.
Newcastle upon Tyne: 0191 269 6969
Billingham: 01740 617 705
Liverpool: 0151 600 5336
Manchester: 0161 638 9206
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Does this attraction have good scenic or skyline views?
Is this location a solemn or serious place like a memorial, cemetary, etc.?
Is this attraction good for couples?
Is this attraction suitable for all ages?
Is this attraction pet friendly?
Would this be a good sunny day activity?
Would this be a good hot day activity?
Would this be a good cold day activity?
Is this an outdoor attraction or activity?
Is this attraction exciting, unusual, or risky to visit?
Thanks for helping!
My husband and I booked a Jeep tour one day and a sunset horseback ride the next. Marvin was our guide on the Jeep tour and he was very accommodating and polite, showing us all...
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My husband and I booked a Jeep tour one day and a sunset horseback ride the next. Marvin was our guide on the Jeep tour and he was very accommodating and polite, showing us all of the sites in Mystery Valley. He also has a great sense of humor!
Our guide for the sunset horseback ride was Billie. My husband...
Me, my sister (previous riding experience) and my mum (no riding experience) booked a two hour horse ride and it was amazing; Billy was our leader and he was very knowledgable and polite. Tito was also lovely. An incredible way to see the views and so much fun!! Warning; a lot of galloping!
We booked a 1 hour ride in Monument Valley to see the sand dunes and totem pole. The horses were very placid and easy to ride. Our Navajo guide Billy was very knowledgeable and obviously proud of his ancestry. Highly recommended.
Upon arrival to the meeting point, we were expecting to meet people at the horse tour booth in the visitor center parking lot. Instead, we were called by a woman sitting in a car eating a burger who advised us to drive to the stable. At first, we were not sure that she was working for Black's tour. She gave...
We had booked online a 2 hours ride that we prepaid . When we arrived there the team told us that we had to wait for the ride... After 1 hour waiting we've been told that the horses were in such bad conditions (we could see that the poor animals were suffering by their backs!!) that they couldn't ride. Maybe...
I took a 2.5 hour horseback tour at sunset with Billy and he provided an unforgettable experience. With incredible scenery, the Monument Valley area is beautiful anywhere you look, but on a horse, it's much quieter and easy to feel connected to the land and its history. Billy told us about both the ancient and modern history, the names of...
We had issues with reserving a tour on the website; apparently there are some (divorce-related) issues between the account holder and the manager, so even though we booked weeks in advance we didn't get a satisfying confirmation until we arrived. We had to ask the hotel if they had a phone number on file for the tour company. Worse than...
Me and my gf were supposed to have a horseback ride with them from 6pm to 8 and we showed up there at 5 and it started raining so we were advised by a girl Michelle to return in the morning at 7 . The next day we were there in the parking lot at 6:50 waiting for someone.. no...
My husband and I booked a 2 1/2 hours horseback ride for beginners, which was really, really wonderful! Starting in the morning (9:00 am) was perfect. Thanks to Audale, our Navajo guide, for showing us this great landscape and for explaining us a lot about Monument Valley and Navajo life and history. We had a great time! We absolutely recommend...
We booked a sunset horseriding tour 1,5 hour and it was awesome! The instructors were great and helpfull. Three of our group were experienced riders and they could go at full speed. The amateurs of the group got help and were able to go in draft at last.
Thanks for everything!!!
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.
We're staying at Goulding's Campground. Is there a shuttle to Black's? Or will we need to drive the RV?
Do you have transportation to the airport?
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Welcome to the noBs photosuccess Inner Circle Members Forum
You've been lied to. Maybe. Just maybe, the reasons you were given, or bought into, aren't true. If you're looking for what works, and what doesn't, maybe it's time to take a new road.
And this may mean it's time to throw away some of your old beliefs.
Beliefs like:
- there's no more business opportunities in photography anymore, no one pays for quality work
- I don't have the drive, the ambition to be in business (this happens after struggling over and over, we get fed up and burnt out..keep reading)
- not being able to produce killer work that clients would buy (if only you could produce it??!!!)
- struggling every freakin month, month after month, ready to pack it in and curl up in the first rut in the road you come across
- always having to compete on price, price, price!!! aaarggghhhh!! Enough to drive you NUTS!
- spending endless hours in front of your computer only to end up with results that are half ass at best and worse yet, your clients will bitch and moan about forcing you to give it away
- struggling with anxiety and frustration over what you hoped and dreamed would be the ultimate business opportunity, photography
- trying to compete against every tom, dick and photo mom with camera calling themselves photographers and giving everything away
- losing your PASSION…feeling dead inside, wondering WTF happened….
Here's the truth. Most of that list, and more, is not your fault. Basically, it's what happens to just about everyone on their journey to growing a successful photography business. One of the biggest KEYS, the biggest secrets, is learning to get beyond and to GROW from these stress points.
This is where having a trusted coaching team helps.
Maybe your successful already. Matters not. Wherever you are n your journey, having a trusted coach keeps you focused, passionate, and growing both in personal development and in profits.
We have some of the best education material available anywhere. Some serious moneymaking blueprints. But it won't amount to much of anything unless you learn to implement.
And there is no better way to implement, light a fire under ye ol butt of ours and start moving the universe, then getting coached.
Your coaches and grand wizard.....:
Robert Provencher
That's me....many, many years and still active my own portrait and wedding photography business. I have a proven track record of success both in shooting and marketing. My passion for personal growth and an insatiable curiosity makes me an ideal mentor and butt-kicking coach.
Everyone needs that extra `push` to realize their potential, their dreams and become the best photographer, business owner and best person they can be....
Let us be your official whip crackers, your `personal best` coaches...we can help you realize your greatest potential, become the best photographer you were meant to be and grow your photography business with proven marketing strategies that work.
We will show you step-by-step how to follow your dreams and grow your photography,
your photography business and your mindset so you can become the BEST you can become.
Most people are ruled by fear. And social pressure. Maybe you've been too.
Be honest. And above all, ask yourself: "Am I ready to take my photography business to the next level?"
Without worrying or getting distracted by yet another sales pitch for whatever whiz bang photography toy, bling, or coaching program that is yet being facebooked again.
Let me tell you why and when coaching programs work. First off, I ain't talking from some far off academic fantasy.
I personally have been through enough coaching programs and have had so much success, I know without a shadow of doubt it is the ONE thing that has made the BIG difference in my life and my business.
Personal coaching, marketing coaching, business coaching, physical fitness coaching, headtrash coaching…and I've invested serious money in all of them. Cheap and free is, well, cheap and free. Need I say more?
Coaching completely changed my life.
But not any program will do.
Here's what I discovered…when I showed up and listened to the master, the coach, the big wig, the head honcho…, whomever was coaching me...not someone who sorta kinda had an opinion on what they were teaching me, but someone who really, deeply knew what they were talking about…and kicked my butt…I GREW…
It's called compliance. And it made me money.
(It's like getting a gym membership AND having a personal trainer cracking the whip at you to implement, train and lose weight…
…or, I've wasted my money…)
I don't like wasting my money. Or my time.
I don't want to waste your money or your time neither.
That's why I created the noBs photosuccess Inner Circle Members Forum. To kick some butt and help photographers get with the program.
- Mastermind group meetings, monthly coaching, strategy calls and webinars exclusive for Inner Circle members. Have your most pressing and urgent challenges dealt with instantly during these calls. No more struggling & waiting for advice. We are your guide by your side.
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- Standing on the shoulders on giants… We bring the BEST in the industry with our on going Wizard of Light Advanced Training Series that our members get to attend free... including, so far (more being added on a regular basis): Kirsten Lewis, 'Finding your own Voice', Argentina Leyva `The Art Of Seduction Boudoir Success`, Margaret Bryant "Dogs and the Business Of Pet Photography", Maggie Habieda Nowakoski- Building a high end portrait business, Vanessa Joy- "Weddings and the Business of Wedding Photography" (coaching members have download access to watch and listen ALL the replays in this series, at their convenience....each series is intensive and in four parts),
- Access to all my information products, including an all marketing manuals, the complete Profitable Studio marketing system where I reveal in detail how I went from a struggling starving photography studio owner to pulling in well over six figures.... Includes over 600 pages of marketing gold, detailed reports on publicity and sales...
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- Fairy Success system…Everything! I show you how I, and many others, have turned one of the most popular portrait sessions into massive profits. We routinely pull in over $16,000.00 in a 3 day promotional event....it's all there....details here
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Everything is yours for being a part of the
noBs photosuccess Inner Circle
Members Forum
1 Response
Same in business. INTERESTED? Join Us….
Do you get different things here----then you do on NoBs?? I thought you got basically the same things?? I'm not going to join a TON of different sites!! Please help me understand!! Thanks in Advance Laura


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Elden Benge
|Elden Eugene Benge, born July 12, 1904 in Winterset, Iowa, was the principal trumpet of the Detroit Symphony Orchestra from 1928–1933; he held the same position in the Chicago Symphony Orchestra from 1933-1939. After moving to Chicago he began to experiment with designing his own trumpet, taking measurements from his personal instrument, a French Besson. By the end of 1935, using pre-made components along with parts he fashioned, he constructed a trumpet for his own use.
He continued refining the process and began selling the instruments, until, in 1937, he was able to manufacture and assemble trumpets using parts solely made in his home workshop. In 1939 he started to advertise the Benge Company, and he continued making trumpets in his Chicago home until 1953. In part due to a severe case of spinal arthritis, he moved to Burbank, California, where he continued to make "The World's Finest Trumpet" until his death on December 13, 1960.
After Elden Benge's death, the company was run by his son Donald Benge, who later went on to be the creator of the widely successful Conquest board game. The company enjoyed a very strong reputation among professional players in the Los Angeles area recording industry during the 1960s.[1] In general the company did very little advertising[2] and sold trumpets mostly to professionals and serious students through a network of professional players. In December 1970, Donald Benge sold the company to Leisure Time Industries and production was moved from the Benge garage to an upstairs shop in downtown Los Angeles above Lockie Music Exchange, also owned by Leisure Time. It has been claimed that "in 1972 the company was bought by H. N. White Company (King Corporation) who moved production to Anaheim, California, and increased production substantially"; however, H. N. White ceased to exist as a musical instrument manufacturer in 1965.[3] Therefore, the King Musical Instrument Company was really the firm that purchased Benge, as Benge became part of UMI (Conn) in 1985, production of Benges having been moved to Eastlake, Ohio in 1983.
Some "Benge" trumpet models continue to be manufactured by Conn-Selmer,a subsidiary of Steinway Musical Instruments, Inc. in its Eastlake, Ohio facility. However, all of Elden Benge's original design models are being marketed as "The Burbank Trumpet" by the Michael Thomas Music Company and produced for Michael Thomas by The Kanstul Musical Instruments Company, which by the way is in Anaheim, California.
Production History of The Benge Trumpet city by city: Chicago, IL - *BURBANK,CA - Los Angeles, CA - Anaheim, CA - Eastlake, OH - till present.
Production History of THE *BURBANK TRUMPET city by city: Fullerton, CA (1985 original site)-Anaheim, CA (1991 current site)
- ^ How did the L.A. Benge Claude Gordon model come about
- ^ Benge Trumpet Models and Specifications
- ^ HNWhite.com


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Fledgling Scholaris Academy caters to gifted learners who fall through the cracks
Fox Point — Fifth grade at a private college prep academy had soured Emma Kerkman, once an energetic learner.
Curiosity turned to frustration, questions became complaints, and according to her mother, depression made her playful daughter a couch potato.
"The stress to fit in just got to be too much for her," said Emma's mother, Kathy Pyeatt of Cedarburg.
Emma went further.
"I was mentally sick," Emma said. "I had stress-induced fevers and I felt no one understood."
Pyeatt, a soprano in the Florentine Opera Company, heard about a new school for gifted and talented learners and decided to visit.
Scholaris Gifted Academy, which opened in the fall of 2013, now educates Emma and 13 other children in grades kindergarten through eighth.
The one-classroom school on W. Dunwood Road has three teachers and seeks to create a supportive school environment for accelerated learners through an individualized curriculum.
Here, students work in non-graded age groups clustered by academic ability.
Annual tuition is $6,500 plus a $400 curriculum.
"Virtus," Latin for strength, is the group for 5- and 6-year-olds. "Ancoura," or hope, is the cohort of children ages 7, 8 and 9.
And Emma's group, "Scantia," is the oldest and most wide-ranging, with students from 10 to 14 years old.
"It's a magic bullet. The second she was with kids who thought the same way she did," Pyeatt said, "the anxiety and stress really disappeared."
Other school closed
In 1993, the Wisconsin Center for Gifted Learners founded Magellan Day School for Emma's demographic — talented learners being underserved in traditional schools.
Magellan served the Milwaukee area for 20 years with full-day instruction, after-school programming, a Saturday enrichment series and summer programs all geared toward those with exceptional academic abilities.
In 2013, the school closed, leaving a void for its teachers and parents — two categories that fit Connie Gordon of Cedarburg.
"When (Magellan) closed, these gifted learners needed a place to go," Gordon said. "Parents came to me and rallied around me, and asked if I could start a school. I wanted to give these gifted learners a place to thrive."
Gordon taught at Magellan Day School and in Milwaukee Public Schools before that. Her son Spencer attended Magellan.
"If we miss these children, all they can contribute to this world is lost," Gordon said.
Gordon acts as head of Scholaris and also teaches social studies, language arts and music.
Christine Wyatt focuses on early gifted development and Spanish. Seth Rattan teaches math, science, Latin, art and technology. Gordon said all three teachers collaborate.
"In the morning even though one teacher is in charge of math, we can be doing the same thing at the same time and it allows us to focus on our individualized curriculum."
But now, five Scantia students are working on a class presentation of fantasy tales.
When asked about their favorite classroom activities, they said computer coding, composing music, creating junk sculptures and joint student-parent projects.
At home, they love History Channel, the computer strategy game Minecraft, and a few eclectic musical tastes.
"Lately I have been researching where I can find a Minimoog," said Spencer Gordon, referring to a classic musical synthesizer released in 1970.
Spencer, 14,is also dabbling in learning German.
Other gifted programs
Targeting and identifying gifted students pose practical and political challenges for traditional schools nationally, Milwaukee School Board member Terry Falk said.
State law does not require a license to teach gifted education, but does require gifted students be "served" and that districts have a gifted-education administrator.
When attempting to address gifted and talented programs, Falk said, administrators often seek to expand and let in more students, which often keeps more parents happy but means students receive less individual attention.
At Scholaris, a combination of achievement testing, previous school records, a personal interview and personality assessment determine admission.
"Traditionally, academically gifted and talented students had been determined by an IQ number above a certain score," said Elizabeth Axelrod, a licensed psychologist who specializes in assessing gifted children. "But even greater than that is a child's creativity, and their curiosity to know more."
At Scholaris on a recent Monday, students engaged in wide-reaching discussions on the coding language Python, the cooking show "Chopped," the musical merits of Beatles songs and their professional plans.
Two said engineering.
One wanted to take over her mother's law firm.
But Will Arnold, 11, had a different answer — one that embodied the free-form learning environment that Scholaris seemed to encourage.
"I just want to be happy."
More Education Coverage
- Nonprofit literacy program educates Ozaukee inmates on job readiness
- UW-Madison rolls out new freshman training after racial incidents
- Alan J. Borsuk: Pull of neighborhood schools remains weak in Milwaukee
- Opposition stalls hearing on military-style voucher school
- Hope Christian poised to expand with $2 million gift
School Zone Blog
News and notes from the Journal Sentinel's education beat
- Herb Kohl gifts $1.5 million to support public policy and governance research at UW-Madison
- New fed legislation to help Pell recipients rooted in UW-Madison research
- Marquette's chief financial officer to retire after 15 years in that job
- UW-Madison retains No. 25 world ranking
- MSOE hires new leader for nursing school from Alverno


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Tag Archives: backpack
A Nice Pack Basket
If you know me at all you know that I am interested in pack baskets. Because of this, they catch my eye when I'm browsing historic images. I could find no information whatsoever about this one. I suspect maybe Tibet … Continue reading
Posted in backpack, backpacks, basket Tagged asia, backpack, bushcraft, china, pack basket, packbasket, paleotool, tibet, vintage photograph, walking stick 3 Comments
How to Improvise and Use a Three Stick Roycroft Pack Frame
Thanks to Survival Sherpa for posting this look at making a pack frame. Making a quick, three stick pack frame is a valuable bit of knowledge. How serendipitous that this came up (seems to be a lot of convergent thinking … Continue reading
Posted in camping, primitive technology, survival Tagged 19th century, backpack, bushcraft, camping, primitive technology, roycroft, survival, wilderness survival 1 Comment
Japanese Pack Frame
And an interesting basket. Pack frames are nearly universal historically as most cultures encounter the drudgery of carrying heavy loads over long distances. I am always searching for historic images to delve into to look for inspiration. Here is a … Continue reading
Posted in pack frame, primitive technology Tagged backpack, bushcraft, charcoal burner, historic japan, japan, pack frame, waraji 3 Comments
Dog Sleds, Snow Shoes, and Pack Straps
Found on Tumblr. The basic necessities never change. Just the execution and materials.
Posted in camping Tagged backpack, dog sled, McFeely, McLennan, sled, snoe shoes, vintage, vintage ads, yukon Leave a comment
I had a friend shoot a few pictures of the rucksack in action. My only regret is that it could be slightly bigger. But then again, I'd just fill it with more stuff. It should last a lifetime and beyond. … Continue reading
Posted in backpacks, leatherwork Tagged backpack, craftsmanship, leather, leather work, rucksack, travel 8 Comments