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In a recent Sept. 22, 2011, 8K filing with the SEC, IBOC announced it is shuttering 55 branches. To that regard the following statements were made:
The closing of 55 branches will result in the elimination of approximately 500 permanent job positions associated with these branches. During the next 90 days, employees will be reduced by attrition or absorbed in other branches. Nixon emphasizes that IBC customers will continue to experience superior customer service.
"We want to remind our customers that in addition to our strong network of 219 remaining branches, they can continue to access their accounts through IBC debit cards, IBC Voice, IBC Bank Online, IBC Bill Pay, IBC Mobile Banking, direct deposit services, and our network of over 375 IBC ATMs. This is what our customers asked for and this is what we intend to deliver. Our customers have told us, reduce expenses and close branches instead of eliminating our free checking products and services, so we are responding to that recommendation," said Nixon.
At first glance, shuttering 55 branches would seem a prudent move based on the current U.S. economic situation. But let's take a gander under the hood.
IBOC is headquartered in Laredo, Texas, a border town of 236,000 people with a dynamic and complex economy that is defined by its geographical location along the bank of the Rio Grande River. Situated more or less 150 miles from San Antonio, Monterrey Mexico, Corpus Christi, and McAllen, this once isolated town has become one of the largest trucking hubs in America since the passing of NAFTA. Its location, for better or for worse, also makes Laredo somewhat interdependent upon the politics and economy of Mexico.
This can be good and bad. During times of Peso devaluations, the streets of Laredo-- normally bustling with Mexican shoppers-- can appear eerily empty. Lately however, the streets are becoming crowded but not because business is booming. Rather, this is due to the influx of Mexican citizens seeking to leave the violence of Northern Mexico. And when one spends their last dollar relocating a family across the river, less money is available to spend in the economy.
I have a few friends who are currently trying to sell their homes here. They complain that Mexican nationals moving in are not going through realtors but instead looking for foreclosures being offered for sale through the banks' REO (Real Estate Owned) departments, thus ensuring that houses being marketed at full value remain unsold on the local market. However, when the foreclosure supply dries up, the real estate market in Laredo should recover nicely if things don't change in Mexico.
For example, this link is to the REO department of Falcon Bank, one of IBOC's local competitors.
According to available government data, Single Family Home building permits have declined in Laredo for the past four years: 2011- 383, 2010 – 403, 2009 – 519, 2008 – 565.
Laredo's economic stratification is lopsided. According to the 2010 census, 29% of Laredoans live below the poverty line. Seventy-seven thousand Laredoans are on food stamps, and Laredo receives nearly $1 Billion in welfare transfer payments from various government entities. This works out to nearly $4200 per person. Although a middle class has slowly been forming, the median family income remains at $36,784, or about $11,000 less than the national average. On the other end of the spectrum there is a small cadre of multi-millionaires, and one or two half-billionaires that derive their primary income from the Oil & Gas Economy, Freight Forwarding and Banking.
Thus, the average consumer has little in the way of savings, and much of Laredo's business is conducted in cash. The local grocery stores not only cash payroll checks, but also accept cash payments for utilities and cable, and on paydays lines form down the aisle that can be daunting should one wish to conduct their personal business in this manner.
Economically, IBOC's decision to close down 55 branches appears sound. One may assume the closed branches were initially opened for the convenience of customers to cash checks and pay bills, and collect deposits of small business owners. Even with the closures, IBOC is the most visible bank with highest number of branches in the community.
IBOC only has one competitor that has branches established to cover the City, that being Wells Fargo (NYSE:WFC). Bank of America (NYSE:BAC) and Chase have both opened up single branches, but have nowhere near the customer base of Wells Fargo or IBOC. Wells Fargo is the most competitive of the three as it bought out an existing bank, Wachovia, which already had an established client base. Wells Fargo has five branch locations. Other competitors include locally owned Falcon International Bank with two branches, BBVA Compass Bank (NYSE:BBVA)—which merged with the Laredo National Bank (Laredo's oldest bank founded in 1892) and has five branches, and newcomer Texas Community Bank. To round out the lot, there are two credit unions, the first of which is highly competitive with the local banks: Laredo Federal Credit Union has four branches, and the Tex-Mex Railroad Federal Credit Union has two.
IBOC released its third quarter earnings report on September 30th, with a net income of $.40 per share, down from $.45 per share the previous year. Net Income for the quarter declined by $2.9 Million Dollars, and for the cumulative nine month period, Net Operating Cash declined by $6.5 Million Dollars.
IBOC has a banking peer group of 172 banks nationwide, banks similar in asset size and underlying capital. This is down from 187 banks four years ago as the Feds continue to shut down non-performing and undercapitalized banks.
The asset growth rate for IBOC's peer group is 5.96%. IBOC's asset growth rate has been steadily eroding and now sits at a negative growth rate of (-4.8) %, down from 12.7% in 2008 when the peer average was 11.44%. Interest and Fees on Loans have declined 6.6% over the past year and are down 41% from 2008. Some of the bank's efficiency metrics are extremely low. Net assets per employee are a mere $3.05 Million Dollars per employee, as compared to $10.85 Million for its peer group.
Employees may wish to take note that at IBOC, the average expense per employee is $36,000 as compared with $79,000 at the 170 banks ranked higher than IBOC. Perhaps spending more on the employees in the way of training would produce a larger number in the Net assets per employee metric.
One possible red flag in IBOC's operations comes under the heading of Fed Funds Purchased & Repos. Here we find IBOC borrowing overnight funds to meet daily financing needs at a rate of 3.04% of total assets. The average rate for the peer group is .82%. This puts IBOC in the 89th percentile of its peer group. The peer group appears to have weaned itself off of this type of borrowing, down from an average of 2.32% in 2008, while IBOC's rate of borrowing has remained steady at 3.04%, down from a high of 3.49%. This number is a reflection of daily cash flow management and whether or not a bank is able to internally finance its daily activities.
Loan Assets declined in nearly all asset classes from Sept. 30th, 2010 through Sept. 30th, 2011:
- Real Estate Loans down (2.34)%
- Commercial Loans down (5.35)%
- Individual Loans down (5.3)%
- Agricultural Loans down (10.88)%
IBOC's foreclosure portfolio continues to grow. As listed on its Uniform Bank Performance Reports ("UBPR"), other real estate owned has increased by 93.7% from 2010, with a portfolio value of $75 Million dollars in 2011 as compared to $19.7 Million in 2008.
Another possible red flag which I did not expect to find in IBOC's UBPR is that IBOC is carrying a whopping $58 Million Dollars worth of Derivatives contracts on its books; $34 Million in Interest Rate contracts and $24.2 Million in OTC - written options in equity securities, and commodities. Derivatives have been known to sink financial institutions, and sovereign governments alike. I just hope for the sake of IBOC shareholders that IBOC is being well advised and has a sharp trader on hand. As jittery as the markets are these days, interest rates can change as quickly as European governments can change leaders.
IBOC's OTC portfolio is larger than 98% of the banks in its peer group. IBOC's OTC portfolio makes up 41.58% of its Derivatives portfolio compared to .89% of the group. Although interest rate hedging is common amongst banks, OTC options are not. This could be a one-off special situation which may warrant further investigation as this is the first year of the past four that IBOC has engaged in this type of trading behavior.
And finally, the key to IBOC's success will ultimately be decided by local politics, and whether or not the Laredo City Council and Webb County can effectively govern and prevent trade from circumventing Laredo. Laredo squandered the opportunity to add a fifth international bridge a couple of years back, after spending millions of dollars on studies and being unable to overcome internal bickering based on self-interest politics. In the meantime, McAllen, Texas slipped in the back door, built a new bridge and began stealing business away from Laredo. It also remains to be seen what the impact will be on the Laredo's economy as Mexican trucking companies ramp up for transnational trucking runs through the United States.
Should the Laredo City Council and Webb County overcome their challenges and act together and facilitate trade with open arms, IBOC could be a bank to rise from the ashes. Long term investors willing to take on the risk may wish to consider share accumulation on dips in the market. Others may wish to use caution and watch for signs of improvement in to the bottom line.
On a positive note, IBOC treats its shareholders well when times are good. It has made many locals independently wealthy.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.
Additional disclosure: I am considering buying IBOC shares in the near future as a long term investment and bet on the growth of the border economy.


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Texas Cowboy Poetry Gathering
Student Poetry Contest
The 31st Annual Texas Cowboy Poetry Gathering takes place on the campus of Sul Ross State University on February 24-25, 2017. Join in the fun! Write and submit a cowboy poem. All entries are due by Monday, December 19th. Winners will be announced on February 10th on TexasCowboyPoetry.com, in area papers and need not be present to win.
GRADE LEVELS: (1st – 2nd – 3rd place winners in each level)
Grades K-1-2 Level I
Grades 3-4 Level II
Grades 5-6 Level III
Grades 7-8 Level IV
Grades 9-12 Level V
- Topics must be related to ranch life (cowboys, cowgirls, livestock, rodeo, ranch pets, environment, etc.)
- Poems must be a minimum of eight lines (four at Level I) and a maximum of two pages.
- Poems may be handwritten or typed (double-spaced if typed) and must be the original work of the student.
- Only one entry is allowed from each student for placement in the contest.
- Poems written in a language other than English must have a translation attached.
- No illustrations or decorations should adorn the paper.
- Poems are judged on creativity, originality, figurative language, appropriateness of content, and structure (traditional form–that is: rhyme, rhythm, voice, stanzaic pattern, and other elements which comprise poetry).
Each poem must have the following information printed legibly on the back of each page:
Student's Name and Phone Number & e-mail address
School or Homeschool
School Grade Level & Contest Level
Each poet will receive a certificate of participation, with the 1st, 2nd, and 3rd place winners receiving special plaque awards; and all are invited to read their poems in the "Young Uns" session Saturday, February 25th, at 11:00 a. m. at Briscoe Administration Building Room 302 and encouraged to attend the "Carrying on the Tradition" session given by our poet's and their children.
Please mail your entries to the following address or email them to email@example.com:
Texas Cowboy Poetry Gathering
P. O. Box 395
Alpine, TX 79831
Questions contact Ida Hoelscher at 432-386-6404. Thanks for your participation.

subset: commoncrawl


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Jennifer Macedonia is a BPC fellow. She has more than 20 years of experience in energy and environmental policy and expertise in market-based instruments to spur technological innovation.
As an independent consultant focusing on the nexus of policy, engineering, and economics, Macedonia advises clients on strategy and policies for the power, transportation, and industrial sectors.
Formerly with the United States Environmental Protection Agency (EPA), Macedonia served as an expert on the U.S. delegation to international climate negotiations for four years. At EPA, she also helped shape the development and implementation of market-based programs to reduce air pollution from the power sector, including the Acid Rain Program.
Macedonia is a graduate of Villanova University, and holds a Bachelor of Science degree in mechanical engineering.


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Lynda Reeves' Cheese Moons RecipeSharp cheddar and crab apple jelly pack these bite-sized appetizers with flavour. These are one of Lynda Reeves' favourite hors d'oeuvres for a party.
1 cup all purpose flour
1/4 tsp salt
5 tbsp shortening or lard
1/2 cup MacLaren's Imperial Sharp Cheddar (the one in the red tub)
2 tbsp of water, if required
Crab apple jelly
Step 1: Cream the cheese by hand or in processor.
Step 2: Mix all dry ingredients in a separate bowl and cut in shortening, adding water if necessary to make dough stick. Then knead in cheese and form a ball.
Step 3: Refrigerate dough for 1 hour.
Step 4: When dough is hard enough, roll the dough out with a rolling pin to 1/8″ thick then cut into rounds with cutter (Lynda's cutter is 3″ diameter, but different sizes also work.)
Step 5: Lift rounds and put onto ungreased or parchment-lined cookie sheet.
Step 6: Add a good dab of crab apple jelly in the middle of each circle.
Step 7: Fold over circles to make "moons" and pinch edges to seal. Prick with a fork.
Step 8: Bake at 400ºF for 9 minutes.


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In light of the recent dramatic drop in gold spot price, concerns about the profitability of gold miners have been raised. While some commentators see precious metal prices rebounding to pre-drop levels others are not so optimistic and predict a further decline. For example, on April 25 ABN Amro published a press release predicting a gold price of $1000 per ounce for 2014. We decided to use publicly available financial data and perform a back-of-the-envelope stress test of selected gold mining companies.
In the present article we will be examining Agnico Eagle (NYSE:AEM).
We used data for the past three years as filed on the SEC website. The table below gives an overview on revenue and cost positions for the past three years.
(all values in 1000$)
For 2012 revenue amounted to $1.9B and cost positions added up to $1.5B leaving income before tax of $435M. A handsome recovery from the annus horribilis of 2011 and in the same order of magnitude as 2010.
For our stress test we first took a look at the cost positions. We considered three scenarios as detailed in the table below. We assumed no impairments and no gains on acquisition for either scenario. The three scenarios can be briefly described as follows.
- Scenario 1: Cost remains the same as in 2012.
- Scenario 2: Cost follows the trend of the past three years. We computed a trend line using the data points provided by the three previous years and extrapolated to 2013.
- Scenario 3: Costs are cut where this could be reasonably assumed. All other cost positions remained on 2012 levels or were averaged over the past three years as indicated in the table below.
(all values in 1000$)
As can be seen from this table total cost predictions for the three scenarios range between $1.38B and $1.74B.
In turning to the revenue side of the equation we note 2012 production and 2013 forecast for gold, silver, zinc and copper and associated realized spot prices as listed on the company web site.
We considered three spot price scenarios for our study:
- Scenario 1: Realized spot price for 2013 remains the same as 2012.
- Scenario 2: Realized spot price is equal to the closing spot price on April 15 2013, the bottom of the year so far. It is important to remember that more than three months have already passed in 2013 with significant higher spot prices. For the April-low price to become the average realized price for the year a prolonged period of time below that level would be necessary.
- Scenario 3: The spot price drops again by the same margin as on April 25. The values after such a drop are used as assumptions for the realized spot price in this scenario. The same comment as above applies.
We noted, that multiplication of the sold metals with the realized price yields a value 3% greater than the stated revenue. We assumed, that this 3% discrepancy is caused by various fees and used the same 3% discount in our considerations.
Revenue predictions for the guidance range and the three spot price scenarios are given in the table below.
(all values in 1000$)
The diagram below illustrates these results. The three horizontal lines show the three cost scenarios. The inclined range shows revenue for the three scenarios and guidance ranges.
Depending on the revenue scenario and the assumption on production numbers within the given guidance the computed revenue ranged from $1.14B to $1.84B.
Depending on the cost scenario the computed sum of costs ranged from $1.38B to $1.74B.
- If cost positions remain at the 2012 level a spot price at the April-low level would lead to zero-income before tax.
- Spot price scenario 3 would cause revenue to fall below our cost-cut scenario by about $250M. Obviously, such a dramatic decline in spot price would necessitate cost-cutting measures beyond those envisaged in our model.
- If cost trends of the past three years are followed only a spot price scenario yielding similar prices as 2012 will generate enough revenue to offset costs.
In conclusion, we observe that Agnico Eagle's balance sheet is in a healthy condition and the recent drop in spot price should not cause serious problems for the company at the present point in time. Costs need to be controlled, however. Should the spot price drop further, then serious cost cutting measures will become a necessity.
It is also important to remember that none of our scenarios included room for impairments.
Disclosure: I am long AEM. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


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Guess the Character Level 14 tips
- App name: Guess the Character
- Developer: JanduSoft
- Genre: Board
- Release: Apr 19, 2011
If you are stuck on Guess the Character level 14 you came to the right place. Below you will find a video walkthrough and some written tips that will guide you through that level. Have fun and enjoy this great game.
Level 14 Walkthrough
This page contains Guess the Character video walkthroughs for iOS (iPhone/iPad) called "superhero - supervillains answer" and has been uploaded on leonora collado official channel at Apr 11, 2014.
Still need help with this level? Here you can ask questions and discuss with other Guess the Character users.
Hit like if this helped you!
Stuck on some levels in Guess the Character? This walkthrough can help you finish the game.


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The sys admin's daily grind: Cluster SSH
Spontaneously Simultaneous
Charly doesn't relish the idea of searching through the logfiles of a dozen proxy servers when page requests fail. Now that he has deployed Cluster SSH, he can pull the strings on many machines at the same time.
To load balance and improve availability, you first need to organize your servers in a cluster. To remove the element of surprise from cluster management, all of the member servers should be identical – which makes the cluster easy to manage but also makes the task really boring. Cluster SSH [1], which saves you a load of work with very little overhead, has a minimalist Tk interface with a text input box. Commands you type in the box are run on all connected servers (Figure 1).
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Red Hat Releases RHEL 6.9 Beta
Makes it easier for customers to move workloads into container-centric applications.
SUSE Working on a New Operating System Called MicroOS
SUSE's answer to container-centric operating systems.
Biggest Kernel Release Ever
Linux 4.9 is the biggest release in terms of number of commits.
CentOS Linux 7 (1611) Released
The latest version of the official RHEL clone is here.
openSUSE Rolls Out 42.2 Leap
New release targets Linux professionals.
Cutting-Edge Fedora 25 Released
The Fedora project adds Wayland and Gnome 3.22
CeBIT 2017: The Open Source Forum
CeBIT 2017: Open Source Forum Call for Papers
Say it Ain't So! Microsoft Joins the Linux Foundation
Long-time Linux antagonist joins the revolution.
How to Bypass Authentication on a Linux System
Major bug affects Debian/Ubuntu distributions.
Ubuntu Core 16
Canonical releases the minimal edition for embedded devices, Internet of Things, and cloud deployments.


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1 Pages
An Introduction to Welfare and Charity in the United States
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Word Count: 690
Category: Government and Political Science
Word Count: 690
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Alpha and Omega of Active Compassion Have you ever walked down a crowded city street and looked down to see a homeless man stretching out his soiled hand in hopes of a measly dollar As human beings are we obligated to give this man our earning And just how much do we give him A dollar Our VISA card We have a general responsibility as residents of civilization to our fellow man as long as it doesnt interfere with our own personal progress The ideals of welfare charity and the generous foreign policies are all prime examples of our aid to others but the world is still uncertain on how much do we give The idea of welfare was founded in the United States around the time of the great depression It was meant to temporarily help the financially less fortunate This was intended to get the ball rolling for the economy The government would play Robin Hood by taking from those who had money and giving it to help those who didnt In time they would put their feet back on the ground and would no longer need the relief of their government This was a very kind and productive way to help our fellow man in his time of need Unfortunately somewhere along the line the idea of helping the broke modified and we were simply giving them money when they had no intention on recovering from the debts of poverty And so we continued to show everyone else how to get money for free This is an excellent example on how we exceeded our obligation to others Instead of a few dollars of generosity to uphold others we give up to half of our earnings to support those who choose not to help themselves By doing this we have slowed our individual progress in society Charity is another form of helping the less fortunate persons on
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PORT – Patient-Oriented Centers for Primary and Long-Term Care
In an era in which health care solutions are governed by a lack of financial and human resources in the sector, we want to use this funding to nonetheless help ensure qualitative advances that set new standards in health care.
What do we want to achieve?
With the PORT – Patient-Oriented Centers for Primary and Long-Term Care program, the Robert Bosch Stiftung aims to support the (continued) development and setting up of local, comprehensive, and outstanding health centers in Germany; these centers should be able to meet the primary and long-term care needs of entire regions.
The future PORT health centers
- are tailored to regional needs
- provide coordinated, patient-centered care on an ongoing basis
- help patients cope with their illnesses
- employ an interdisciplinary team from the health and social care sectors and other professions, all working together on an equal footing
- harness new potential in areas such as eHealth
- incorporate prevention and health promotion into their work
- are well integrated within their communities
Who is this aimed at?
The call for submissions is aimed at pioneers who have already laid the groundwork or who are currently planning the construction of health centers of this kind.
We are thinking of health care professions, charities, municipalities, hospitals, and care facilities. Others are also welcome to apply; what counts is the quality of the proposal.
What does the support program offer?
Initially, the Robert Bosch Stiftung will fund a nine-month concept development phase for the PORT centers: up to eight initiatives will receive not only financial assistance of up to 50,000 euros each, but will also be supported with various accompanying activities. From the health center concepts submitted, we will then select those that will receive five-year funding for the implementation phase.
Social Cohesion in Germany and EuropeMore on the focus area


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Our shell scheme graphic panels are becoming increasingly popular and offer an easy to use, cost effective and lightweight solution when it comes to branding your exhibition stand. Most exhibition organisers provide you with a walling system around your exhibition stand, built using aluminium posts and panels.
We can provide you with printed graphic panels made to the exact specification of your shell scheme walling which can be attached using hook fastener or steel/magnetic tape. At the end of your event or exhibition, the panels can simply be removed and rolled up for easy transportation and storage. This option is great when you are limited for space as it won't take up unnecessary room.
Choose from two materials: Rollable PVC, which can be rolled up for ease of transport or 3mm exhibition foam boards which can be an inexpensive solution to exhibiting.
Assembled Dimensions
2400 x 1000mm approx.
(Typical shell scheme panels are approximately 2400 x 1000mm but do vary depending on the exhibition/organiser. Please call for a price for your specific requirements. Specifications should be available from the event organisers).
Each rollable PVC panel – £85.00
Tube carry bag (1 panel per bag) – £20.00
Each 3mm Foam Board – £55.00
Half height Foam board – £49.00
If required, large case options are available.
Extra fixings may also be required depending on the construction of the shell scheme.
Prices exclude VAT.
We recommend our shell scheme graphic panels to those wanting to create a graphic backdrop on their exhibition stand walling system without the need for freestanding display equipment.
These panels are particularly useful on small stands as they take up no additional floor space.
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The quality and finish of these exhibition graphics were great. Very helpful staff and quick turnaround.
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Gareth and the team were really helpful. Delivery was fast, graphics looked really good and they were easy to put up & take down.
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Michael R. Scott
- Legal Assistant
- Suzanne Powers
- Direct:206.470.7686
- Email:Suzanne
- Practice Emphasis and Experience
- Litigation
Before proceeding, please note: If you are not a current client of Hillis Clark Martin & Peterson P.S., please do not include any information in this e-mail that you or someone else considers to be confidential. Hillis Clark Martin & Peterson P.S. has no duty to keep confidential any of the information you provide via email or otherwise unless you are a client of the firm. Your message will not be considered a request for legal advice or hiring a lawyer, and no attorney-client relationship with Hillis Clark Martin & Peterson P.S. or any lawyer at Hillis Clark Martin & Peterson P.S. will be established, unless Hillis Clark Martin & Peterson P.S. agrees to such a relationship as reflected in an engagement letter or other written agreement.
Mike is the Chair of the firm's Litigation Group. His practice focuses on litigation involving a wide variety of commercial disputes in state and federal trial and appellate courts, and in arbitration and mediation forums. His cases have encompassed the following areas: securities litigation; patent, trademark, and copyright infringement; software quality disputes; employment discrimination and wrongful discharge; product liability; unfair competition and antitrust; real property; and contract disputes. Mike also regularly serves as an arbitrator and mediator, and as a court-appointed special master.
Credit Suisse Securities (USA) LLC: I represent Credit Suisse in cases brought by the Federal Home Loan Bank of Seattle and the Federal Home Loan Bank of Chicago for rescission and damages under the Securities Act of Washington. The Banks alleged misrepresentations in connection with their purchases of over $300 million in residential mortgage backed securities.
Cutshaw v. Weyerhaeuser Co.: I represented Weyerhaeuser Company in an action brought by 242 residents and property owners in Aberdeen, Washington, involving Weyerhaeuser's Cosmopolis Mill. Plaintiffs asserted claims under the Model Toxics Control Act, the Hazardous Waste Management Act, and Washington air pollution regulations, along with a variety of traditional tort claims. A jury verdict on the claims of the first 22 plaintiffs awarded those plaintiffs less than one-tenth the total amount of damages sought. Appeals were filed by plaintiffs and Weyerhaeuser, and a favorable settlement was reached soon thereafter.
In re AT&T Mobility Wireless Data Servs. Sales Tax Litig.). I represented the Washington class of plaintiffs in federal multidistrict class action litigation arising out AT&T Mobility's collection of taxes on internet access through iPhone data plans, Blackberry data plans, other smart phone data plans, laptop connect cards, and pay-per-use data services, in violation of the Internet Tax Freedom Act. The settlement of the case resulted in the recovery of over $20 million for Washington class members. In re AT & T Mobility Wireless Data Servs. Sales Tax Litig., 789 F. Supp. 2d 935 (N.D. Ill. 2011).
Merrill Lynch; Citi; J.P. Morgan; Edward D. Jones & Company; Oppenheimer; Fidelity; and D.A. Davidson & Co.: I have handled a wide variety of securities cases for these and other clients in state and federal courts and before arbitration tribunals of various regulatory organizations. I've represented stockbrokers and securities compliance officers in connection with regulatory enforcement proceedings. I also regularly serve as an arbitrator and mediator in securities cases.
I usually spend my Bainbridge Island ferry commute absorbed in a book. I have a longstanding interest in German language and literature, and have been fortunate to live and travel in Germany on a number of occasions. I love to cook, run, hike, and bike.


text:
Author has written 11 stories for Teen Titans, and Fahrenheit 451.
FanFic Statuses can be found towards bottom of Profile. Just in case you wanna skip past the formalities ;)
Penname: Eden Alice Poe, but that's up top... duh...
Avatar: Something a friend made for me once... Yep, it's pretty accurate. XD I've got glasses & I act pretty insane if you ever get to know me in person.
I can also be found online here on deviantART and on tumblr
Don't be afraid to contact me through PM, I'm always eager for some interesting conversation about anything, everything, or nothing in particular (Seinfeld, anyone?). Feel free to rant about something totally random if your heart so desires! Or if you need someone to talk to about something, I'm always hear to lend an empathetic ear.
FanFic Status:
Overall Updates as of Sept. 2015: I hate pretty much everything I wrote from way back when & have moved some things to my dA scraps page for those who may have enjoyed it. Other ideas will be reciving a major overhaul. I don't want to get rid of some of these works, because while I do think most things I've written in the past leave much to be desired, I don't want to pretend like they never existed.
I'd like to take this time now to thank anyone reading this now, and to thank everyone who took the time to read my work, or gave me that little review or fav/follow that made every story and sleepless night worth it.
Living Things: Complete. Updates- None.
Fall of the City: Unknown. Updates- ?
Just A Memory: Complete. Updates- None.
The Voice of the Soul: Incomplete. Updates- Spontaneous & unreliable, but hopefully entertaining.
Behind the Scene and In Between: Incomplete. Updates-Never. Moved to dA.
Big Fluffy Cat?:
To Be Decided: Incomplete. Updates- Your guess is as good as mine.
What if Worms had Machine Guns?: Incomplete. Updates- same as TDB.
From the Night's Plutonian Shore: Incomplete. Updates- How long is forever? Cuz that's how long you're gonna be waiting! XD
Small Moments: Complete. Updates- None.
The Collection: Complete but not?? Updates- Spring 2015, whenever RobRae Week '15 rolls around again...
Coming Attractions:
Compromise: After a discussion involving the government shutdown & the ever-famous Starfire quote from "Revolution", a friend has convinced me to write a fic that drew inspiration from it. Since she has decided to join the fanfic community, we have moved the idea of this project into more of a collaborative effort. Hopefully it shall be just as scandalous & imaginative as we hoped. Or just plain interesting to read.
Continuation of 'Star-Crossed' from 'The Collection':Because only one person had to ask, & now I'm sold. I had a great general idea for that one-shot & I really want to continue it sometime in the future. IT WILL BE DONE EVENTUALLY.
An important note: Yes, I realize I've been spreading myself rather thin with these many fics & ideas. And to top it all off, I've still got my senior year to think about & college & a crapload of other things that really should be more important to me than this. However, fanfiction is an escape that I've been enjoying, and one that I plan to continue enjoying. I'm thankful for all of you who have chosen to come along with me for the ride. And I hope you'll continue to help me improve. Don't forget to leave reviews on your way out, and remember to keep it classy! :) A fandom is nothing without the great people that make it. A fanfiction writer is nothing without those faithful reviewers that help them along.


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Mr. Charles Stoll LCSW,CASAC
Clinical Social Worker in Highland Falls New York
Mr. Charles Stoll LCSW,CASAC is a male health care provider in Highland Falls, NY with Clinical Social Worker listed as his primary specialization. His credentials are: LCSW,CASAC. His office phone number, address, ratings, provider comparisons, county health rankings, and specializations can be viewed below.
Office Location & Contact Information
Driving Directions and Map
Education, Experience, and Specialization(s)
(Mental Health Providers, Social Workers, Therapists)
Graduated: 2006
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Reviews must be constructive. All comments are moderated. Non-constructive posts will be deleted. (read: no insults, personal remarks, etc.)
Additional Information for Mr. Charles Stoll LCSW,CASAC
A social worker who holds a master's or doctoral degree in social work from an accredited school of social work in addition to at least two years of post-master's supervised experience in a clinical setting.
The social worker must be licensed,...
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There are 4 additional listings for this city.
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Medicare Participation:
Accepts the Medicare approved amount. However, please be sure to verify with your provider.
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Is your motivation waning? Are you already feeling deprived because your favorite recipes are off limits? Making meals count is important. Meals should be satisfying, good tasting, pleasing to the eye, nutritious, and have a texture that is pleasing to your palate. Otherwise, you will feel deprived. The good news? It is easy to modify some of your favorite recipes by using the sensational substitutions listed below. You don't have to eat a sparse and boring "diet meal" any longer.
Cooking Substitutions
Sensational Substitutions for Cooking and Baking
Make Your Favorite Foods Diet-Friendly
Page 1 of 2 Next Page ›Got a story idea? Give us a shout!


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Hello! I'd like to start off by introducing myself.
My name is David, I'm a high-school student living in Southern California (in the valley), and I am one of the countless numbers of people who gathered inspiration to write a book (and hopefully, carry through with it).
I've just recently come around to the idea of writing a book after I read the three books in Christopher Paolini's Eragon series (Inheritance Cycle). I realized that.....(with no offense to Paolini).....Eragon was just another, typical, fantasy novel (which happened to get published). I figured that if Paolini could combine teenage angst along with blood and gore in a fantasy world, and have it published, so could I! Even if my (currently non-existent) book wouldn't be published (which is likely), it'd be a fun experience in the end.
To get to my point, I just want to say that I looked for a forum, like this one, where I could chat with other people who have the same goal that I have. I figure it might give me some motivation.
Separate names with a comma.


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Vice Adm. (ret.) James B. Stockdale, recipient of the Medal of Honor, U.S. naval aviator, prisoner of war, teacher and vice presidential candidate, died July 5 after a long battle with Alzheimer's disease. He was 81. Stockdale graduated from the U.S. Naval Academy in 1947. His aircraft was shot down over North Vietnam in 1965 and he was captured while serving as commanding officer of Carrier Air Group Sixteen on board the USS Oriskany. During his seven-plus years of imprisonment, Stockdale ...
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iHerb Customer Reviews
Savings of: $6.16 (36% off)
Cupboard essential.
Posted by Reviewer3289141 on Apr 02, 2010
This is one of the items we use in our family "wellness cocktails" and it certainly works well in combating colds and other viruses. We've used it for years and order it by the case.
Great product
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Worked very well for the flu, would recommend it to anyone who has the flu and wants to recover faster.
Now Foods, Elderberry, Zinc & Echinacea Syrup
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Excellent Stuff
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I put this in my kids' juice when they are going to be exposed to large groups of kids or when they are fighting off germs. I used to use Airborne, but this is much more effective. My kids are hardly ever sick and if they do get sick the symptoms are greatly reduced and last only a few days.
Great product!
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I feel better when I take this.
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Kept the flu away!
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Good stuff! Will order again!
Works as advertised
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A little oversweet, but seems to work just fine. As soon as I start to feel cold, I take this daily and get rid of the cold.
Always seems to help knock out a cold
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Great for kids
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I give this to my 8-year old boy when he's not feeling well. Quite happy with this product.


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Keith Brown
Adjunct Instructor of Business and Criminal Justice
Business, Mathematics & Technologies
BUS 100 - Introduction to BusinessPresents a broad introduction to the functioning of business enterprise within the U.S. economic framework. Introduces economic systems, essential elements of business organization, production, human resource management, marketing, finance, and risk management. Develops business vocabulary. Lecture 3 hours per week.


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Ocean View Guest House
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TripAdvisor Reviews Ocean View Guest House Galle
Travel Blogs from Galle
The perfectly Preserved Colonial town of Galle
... to walk around the fort walls and view the Lighthouse and the clear waters of the Indian ocean.
I also loved walking around the quaint streets and visiting the old churches ...
Galle , Sri Lanka
... tourist market so very few of us have spent anything as there is not a lot to purchase other then tea..(Shauna does not have that problem. ) Tomorrow we leave for our final destination in Columbo. We have meet some wonderful Sri Lankans and like every country there is good and bad,, I can honestly say we have not had a day that we have not been charged " extra" for something but that may part of the culture here. We look forward to what today ...
Sri Lanka - Day 11 - Last Night in Lanka
... s a lot of plastic and mass produced clothing, shoes etc but nothing worth gifting so far. I'd momentarily adjusted to the humidity, then the spill out from an airconed shop snaps me back to melt mode. It's Nelly hot in here. Stumbled upon the Red Mosque (currently under construction) and a Hindu temple. Both are packed between the city buildings like Tetris game blocks. Shopping isn't going exactly to plan when the sky decides to open up and I get rained in.. Rained into ...
A sudden and unfortunate end to our trip
... even our carriage was "standing room
only" with back packers and local business people cramming in for the ride. It
should be added that the price of this day long joy ride was a momentous �2 for
both tickets. How do they do that?
We arrived in Colombo late afternoon not knowing quite what
to expect. We had heard all sorts of reports that it is just a big, dirty city.
The train had seemed to take for ever and we arrived ...
Day 45
... in Sri Lanka who are rushed to hospital, come in either hypothermic or hypoglycaemic. I sat at the back in the lecture next to some funny German girls. They were explaining how they are trying hard to do as little work as possible on their elective. They noticed that the Sri Lankan medical students had snapped a photo of me chatting to one of the male Sri Lankan medical students that was sitting on my other side. They were passing around the ...


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Dive right into Montreal's hip hop, electro and indie-rock music scenes this July at MEG Montréal. The 17th edition of the Montréal Electronic Groove summer music festival keeps the beat alive July 23 to August 2, at venues along St-Laurent Boulevard, on outdoor stages and on the infamous MEG Boat. MEG's first weekend proves why Thursdays are the new Fridays, starting off the fest on July 23 with synth-addled indie-rock and electronic experiments by Dear Criminals, Secret Secret Girl and Doldrums at La Sala Rossa and an unmissable night of heavy dance music by Fool's Gold collaborator High Klassifed, electro-dreamscaper J.u.D. and hip-hop remixer Dave Luxe at Le Belmont. Friday lives up to the Friday-night hype with hypnotic psych-rock beats from Fragile Feet, About:, Human Human and Syzzors at Divan Orange as multi-DJ group Melt Mtl, jazz-influenced producer Robert Robert and genre-blending French producer Fakear shake the dance floor at Le Belmont. Saturday night's alright on land and at sea as the MEG Boat cruises at party speed along the St-Laurent River with hours of dance music from French house producers Darius and Myd, Belgium's DJ Slow and local Fonkyson, while Ragers and Wasiu mix underground electronic with hip hop… / Read More →
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Classical music under the stars
There is a rich tradition of classical music in Montreal, from small chamber orchestras to the city's famed Orchestre Symphonique de Montréal. While some recitals, operas and concerts can be society affairs, in summertime the OSM reaches out to the masses with hugely popular free outdoor concerts in parks throughout Greater Montréal. This summer the OSM in the Parks series of three free concerts will be held in Parc Charleroi in Montréal North on July 17; in Parc équestre in Blainville on July 22; and in Parc Bellevue in Pincourt on July 23. The OSM will perform music by such composers as Beethoven, Mendelssohn, Piazzolla and Gershwin. All concerts begin at 7:30 p.m. and will take place rain or shine. "Only thunderstorms may oblige us to interrupt a concert," the OSM states. The OSM also presents its fourth annual Festival La Virée classique which kicks off August 5 at 7 p.m. with a big outdoor free concert on the Esplanade at the Olympic Park, expected to draw 40,000 classical music fans. Grammy-winning Maestro Kent Nagano will conduct the OSM in a concert that will commemorate the 70th anniversary of the bombing of Hiroshima, then present a recital concert of Bizet's opera… / Read More →
Plan an Adrenalin Weekend with the Jackalope Action Sports Fest and More
Welcome to the jungle. The urban jungle that is, where many of Montréal's wilder denizens are prepping for an "Adrenalin Weekend" that includes an action sports festival, Old Port ziplining, a massive weekly outdoor dance party and, of course, fun food for energizing your good times. The fourth edition of Jackalope, an urban action sports fest taking place July 17-19 on the vast outdoor Esplanade of the Olympic Stadium, is a call to action unlike any other in Montréal. Not only are professional urban athletes drawn to intense, high-level competition in an eclectic range of sports disciplines – skateboarding, wakeskating, motocross, slacklining, highlining, and now rock climbing and more – but audience members are encouraged to engage at a number of different participatory events as well. As a sanctioned World Cup Skateboarding (WCS) event – the only one in Canada – with a $10,000 prize purse, Jackalope is expecting to draw top men and women skateboarders from approximately 10 countries. The event consists of a Friday practice session, Saturday qualifying round and finals on Sunday. The victor will be the skater with the best trick session on a custom street course. But Jackalope is way more than just decks. There are also freestyle… / Read More →
Crazy In Love Getaway at Hovey Manor
With its dimly lit cocktail nooks, gastronomic scene and narrow European streets, Montréal is an ideal city for a romantic getaway. It's a rich epicentre of cultural happenings, but it's also a great launching pad for some glorious daytrips or weekend getaways. The Canadian countryside is unique in its lush greenery, and in fall, the colours of the changing leaves are spectacular. Take a quick drive – just under a couple of hours – and you can land in a lovers' haven like Hovey Manor. Set on the outskirts of North Hatley in the Eastern Townships, Hovey Manor is a storied property that saw its beginnings as a fine farmhouse, but became an inn as early as the 1950s. Since 1979, it's been the luxurious getaway it is today, run by Steve and Kathryn Stafford, who have elevated it, added a lauded gastronomic element and updated it with a deft touch, respecting the property's original design and feel. It's one of the handful of Relais et Châteaux properties in Québec – a well-deserved honour bestowed upon them by the international organisation as a mark of excellence in service and fine dining. The gleaming white property is set atop a rolling… / Read More →
Your survival is important to us. More than that, we want you to thrive! While the 2015 edition of the Montréal Just For Laughs Festival promises wall-to-wall good times from July 8 to 28, it's also a monster-sized festival that can be overwhelming for even the most seasoned of culture vultures. To eliminate any uncertainties you may have and give you all the deets you need to get the most out of the festival experience, we've devised this Just For Laughs Survival Guide. EVENT Montréal Just For Laughs Festival, July 8 to 28, 2015 WHAT YOU'RE GETTING INTO A world-class event that unites the globe's funniest people in Montréal's downtown core, pretty much. From July 8 to 28, Montréal's Quartier des spectacles and a few venues slightly beyond host dozens of ticketed indoor shows and more free exterior entertainment than you can shake a funny bone at. This edition features unmissable headliners including Wanda Sykes, Patrick Stewart, Kevin Hart, Alan Cumming, Patton Oswalt, Trevor Noah, Margaret Cho, Jane Lynch, Ellie Kemper, Rob Schneider, Neil Patrick Harris, Omid Djalili and Norm Macdonald. Don't be surprised if, when you enter the festival site, someone asks to look in your bag. This… / Read More →
Montréal frozen treats to beat the heat
If you're like me and love ice cream, then you don't need a reason to enjoy an awesome cone of ice cream, gelato or cup or sorbet… or even a box of creamsicles any time of year. One of the days I anticipate the most is when I see my local "crèmerie" (ice cream parlor) come out of hibernation and set up shop for the summer. After the spring thaw, there's nothing more satisfying than downing a frozen treat in Montréal in the summer months, here are some of my favourite places to go. Monsieur Crémeux : 43 Rue Beaubien East A popular draw at most food truck gatherings in Montréal, the Monsieur Crémeux ice cream truck (by restaurant scene veteran Martin Juneau and Louis-Philippe Breton,) recently opened their first brick-and-mortar location on the edge of Little Italy just in time for summer. Make sure to load up your cup or top your cone with some of Mr. Crémeux's homemade toppings like their peanut and pretzel crumble or even their luscious strawberry sundae sauce. Look out for their ice cream carts patrolling the city's festivals this summer! Les Givrés: Multiple locations This ice cream shop recently opened up their second location… / Read More →
Late-night dining in Montréal
[Updated on April 15, 2016] Summer in Montréal is an exciting time of year. From festivals and sidewalk sales to movies in the park and a plethora of other activities and events to keep you busy, there's no rest of the weary. Keeping yourself fueled for moonlit walks along the cobblestone streets of Old Montréal, or taking in the sights and sounds of Place des Festivals is essential. In a city that barely sleeps during the summer, here are some of my favourite places for late-night dining. No matter what time of year, Montréal's nightlife is bustling – there is always something going on in the city. Whether it's grabbing a bite, or making a pit stop to charge your batteries during your nocturnal shenanigans, here are some places that should be on your itinerary when discovering Montréal at night. L'Express – 3927 Saint-Denis Street The quintessential Parisian-style bistro. Open until 3 a.m. daily, and 2 a.m. on Sundays, L'Express is a popular dining destination for locals at any hour. With dishes like their famous bone marrow starter to calf liver with tarragon, their take on classic French dishes will leave you wanting more. Leméac – 1045 Laurier Avenue West Leméac is another… / Read More →
10 Montréal English Comedy Nights and Clubs
Montréal is home to the famed Just For Laughs Comedy Festival and such internationally-renowned stand-up comics as Sugar Sammy and DeAnne Smith, hilarious veterans Heidi Foss, Joey Elias and Mike Paterson, as well as up-and-comers like Tranna Wintour, a favourite of New York legend Sandra Bernhard. They are all products of Montréal's vibrant English-language comedy scene that boasts entertaining events at bars and nightclubs throughout the city. Here is a sampling of some of the best in town: The Comedyworks (1238 Bishop) features well-known Canadian and international headliners every Thursday, Friday and Saturday nights, as well as a Monday improv night. A classic comedy club, complete with exposed-brick walls. Reservations recommended: 514-876-8777 or www.comedyworksmtl.ca. The Comedy Nest (2313 Sainte-Catherine W.) is a 160-seat cabaret-style nightclub located in the legendary Montréal Forum that features well-known comics every Thursday, Friday and Saturday nights. It also hosts Newbie Tuesdays and Comedy Lab Wednesdays. Ages 18+. Reservations recommended: 514-932-6378 or http://comedynest.com/. Yuk Yuk's Comedy Club Montréal (1222 Mackay) welcomes celebrity headliners every Thursday, Friday and Saturday nights. Ages 19+. Reservations recommended: 514-272-9857 or www.yukyuks.com/montreal. Montréal's weekly indie Comedy Abroad! show headlines the Mbar (1245 Saint-André, back entrance) every Sunday beginning at 8:15 p.m. Admission:… / Read More →
Laughs and Lap-Dances (okay, not really) at Zoofest
Like any good off-festival, Zoofest takes advantage of the comedy frenzy going on in town because of Just For Laughs (JFL) and offers an alternative type of programing. Centred on Canadian talent, which tends to slip between the cracks of JFL's focus on international heavy hitters, Zoofest branches out into a uniquely cool indie Vaudevillian vibe, with entertainment spanning burlesque to straight-up stand-up by way of weird yet hilarious stage shows. Here are five gigs you won't want to miss at the event, running from July 9 to August 1. 1) Chris Locke: Cats, Man You may know Chris from his best-selling stand-up album, The World Is Embarrassing. He's a cat-owning madman whose show delves deep into the fur-covered nooks and crannies of his life with feline friends, a long-suffering wife and junk foods from all nations. Fifteen minutes in, you'll understand why he was the 2014 Canadian Comedy Awards Best Male Stand-Up winner. July 20 to 23, 7:15 p.m., Monument-National 2) Something Wicked This Way Comes Enter the darkest chambers of your mind and leave your reservations at the door for this special night of tease, featuring Lou Lou la Duchesse de Rière, Stitch the Geek and their collection of curious… / Read More →
Where to Watch Films Outdoors This Summer in Montréal
While summer festivals keep Montréal buzzing non-stop with music and laughter, outdoor film screenings provide a short breather, whether right downtown or in a neighbourhood park – and all for free! Bring a cushion or a picnic blanket and settle in under the stars for a movie-going experience like no other. Just For Laughs has picked two Hollywood comedies to add to their impressive roster of stand-up stars this July: see Tim Burton's beloved Beetlejuice on July 13 and Mike Meyers spy sendup Austin Powers on July 22 at 9 pm at Place des Festivals. See the city in yet another light every Tuesday at 9 pm as the Quartier des spectacles hosts Downtown Screenings Under the Stars at Place de la Paix: Pop Montréal programs a 16 mm screening of 1980 Québec comedy Pinball Summer a.k.a. Pick-Up Summer on July 7 and Fantasia International Film Festival picks The Incredible Adventure of Jojo (And His Annoying Little Sister Avila) on July 21, while the Montréal First Peoples Festival presents Alanis Obomsawin's documentary Kanehsatake, 270 ans de résistance on August 4 and Festival International du Film sur l'Art screens Entre ciel et terre, quand le Hip-Hop devient art on August 25…. / Read More →


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Exclusive Portland Tuxedo Rental Provider for Industry Giant
When industry giant "Tuxedo Warehouse" went looking for an exclusive metro-area Portland tuxedo rental dealer, they knew they needed a store with a reputation for attention to detail.
They chose Este's.
At Este's Men's Clothing store in Portland, you can take pride in the fact that we spend as much time consulting and measuring our rental customers as we do for our custom-tailored suits. Whether it's a tuxedo or suit, we know you're preparing for a special occasion and want you to look your very best. We'll even take in the coat waist for that ultra trim look, for no extra charge. Our goal is to make you look like you're wearing YOUR suit, not a rental!
We offer only the finest Portland tuxedo rental garments available from designers like Joseph Abboud & Perry Ellis. There is also a great new collection of "Allure" by Jean Yves in six colors. But our favorite is an Este's exclusive: the trimmest fitting tuxes on the market from Ike Behar in both notch and peak lapels, plus beautiful new royal navy, grey sharkskin and deep burgundy tuxes, all with black satin trim. They're all also available as suits (no satin trim). And the "Ike's" come with new slim fitting matching trousers as well.
The complete outfits rent for $200.00, including shoes. To see our complete line of tuxedo offerings go to www.werenttuxedos.com. FOR CONSULTATIONS AND FITTINGS, PLEASE CALL FOR APPOINTMENT TUES-SAT 10-5. 503.227.0275


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ZF To Offer Technology To 172 New City Buses
News: German auto parts supplier ZF Friedrichshafen will offer driveline and chassis technology and pinpoint steering systems made by ZF Lenksysteme for 172 new public transport vehicles in the Hungarian cities of Budapest and Pécs. Volánbusz Zrt. Transport in Budapest will receive most of the buses, and Tüke Bus in Pécs will take the remainder. ZF's commercial vehicle components will assist in lowering fuel consumption and carbon dioxide emissions. The transmission systems and low-floor bus axles from ZF will also help to increase cost-effectiveness as well as comfort for the driver and passengers, according to the company.


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iHerb Customer Reviews
Savings of: $2.00 (20% off)
no aftertaste either
Posted by Reviewer1866604 on Mar 14, 2010
As a type II diabetic this is an important element of my diet. It is the only non-sugar sweetner I have tried that does not have an aftertaste (in coffee)
Posted by Reviewer2051291 on Nov 12, 2010
I was amazed that this product is not sweeter than it is, and compared to NOW Zylitol, it takes almost 3 packets to equal one of NOW's product...
We are impressed
Posted by Reviewer2266627 on Jun 02, 2009
We love it. Of course, it is not just like sugar but I have some problems with my blood sugar and this is a great way to be able to drink ice tea or sweet coffee once in a while. Because of the cost I use half the amount I would in my ice tea but we are fine with that.
Almost like sugar
Posted by 5647573623480778391 on Sep 04, 2013
It doesn't change the taste of the beverage it is put in but you need a large amount to make it sweet
exelent but feels like sugar
Posted by 4830348561422125469 on Jun 25, 2014
meaning it makes me crave for another coffee and something sweet.
Great alternative to sugar
Posted by Reviewer2137959 on Dec 24, 2009
Happy with the sweetness from this alternative. Plus of course the dental health benefit of xylitol.
Great sweetener
Posted by Reviewer1879704 on May 01, 2010
I use this instead of other controversial sweeteners.
Good flavor
Posted by Reviewer1111936 on Jul 19, 2011
Good flavor, but seems to take about 3 packets to sweeten like on splenda. Has a cleaner, sugar like flavor; not bitter in coffee like some other sweeteners.
Very convenient
Posted by annaanimalbowenhomeopathy on Aug 03, 2011
These are good to pack in your bag for having a coffee in town. It sure is better than the blue or pink stuff!
Handy but I need 3 packets for a single beverage
Posted by Reviewer1410663 on Jan 11, 2012
It's too many to carry around. Have to re-stock each time I'm going out. But still better than alternatives. Stevia, which could be pretty good, just does not taste right nor do the other "fake" sweeteners.


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Heroes of Might and Magic 3 gameplay video loading, please wait...
Heroes of Might and Magic 3 (pc game)
4.68 out of 5 (41 votes)
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There are 7 shops proposing this game for digital download at an average price of $ 12.84. We found the best promotion ongoing with a discount of 53%.
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We also found boxed games available for sale: show box sales.
Extra contents related to this game:
- Heroes of Might and Magic III Complete [EDITION] - 2014
The absolute best HOMM game
There is a reason why this game has a multi-million fan base around the world even now, more than a decade from the game's initial years. I am very proud to say that I am a part of that fan base. This is the best and most popular game in the HOMM series, with a great camping storyline (there are three of them!), fantastic graphical experience and music soundtrack, various Heroes, each with his special ability, dozens of creatures in 8 different races. The game perfectly fulfills your every wish. It's got the fantastic strategy, it's got the challenge (you can set the difficulty to 200 percent), it's got the action, it's got the great storyline. What possibly more can you want? If you go through all the campaigns and scenarios, there are literally thousands of fan made maps made online, a map generator if you are inspired to make your own, and there are also two expansion sets to this epic game, the Shadow of Death and Armageddon's Blade, with more scenarios and campaigns. Also, if you're up for another HOMM game, check out HOMM V, also a fantastic sequel and my current obsession, but not as good as this one. None is.
Improved HOMM game
HOMM3 does not change the idea behid the first and second HOMM and improve a lot, in particular in graphics, where 3D better renders your units. The presence of more heroes, creatures and castles make this Heroes of might and magic a real reason to download.
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Red Orb Entertainment, 1997


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Shares of SanDisk (SNDK) took a serious beating yesterday after the company warned of disappointing results (link). Shares lost 11% on the close in a generally weak market.
First Quarter Outlook
SanDisk lowered its first quarter revenue outlook from $1.30-$1.35 billion to around $1.2 billion. This is quite a shock with the investment community anticipating revenues of $1.34 billion. When SanDisk originally issued its first quarter outlook in January 2012, investors were already disappointed as analysts expected the company to generate $1.4 billion in revenue. Gross margins will miss the earlier forecast of 39%-42% as well.
With the company reporting a 17% full year revenue growth for 2011 the announcement comes as quite a shock. Last year SanDisk reported $1.29 billion in revenue for the first quarter, which indicates that revenue will be down about 8% on the year.
The revisions come as a complete surprise to many observers as SanDisk said it was an "important" supplier to Apple (AAPL). Somehow reporting a year-on-year revenue decline while mentioning that you are an important customer of Apple does not make sense. Did SanDisk lose most of its business to competitor Qualcomm (QCOM), which recently did show strong operational performance, or has Apple started a new round of squeezing its suppliers?
SanDisk holds large cash balances, just like any other technology company nowadays. In its latest quarterly filing the company reported $2.9 billion in cash and a debt position of roughly $1.6 billion, leaving a net cash position of around $1.3 billion.
Factoring in today's decline values the company at $10.8 billion, or $9.5 billion for the operating assets. This valuation implies a 1.7 times annual revenue multiple and a mere 9.5 times price-earnings ratio.
This looks rather cheap. However given the disappointing first quarter outlook it might be that 2012 is not going to be as good as everyone previously thought.
It is already questionable at the moment if the company can meet its results of 2011 in terms of revenue and earnings.
Is Apple Becoming Too Dominant?
It is widely reported that Apple is known for squeezing its suppliers to accepting the lowest possible prices as the company makes full use of its market dominance. This might be one of the reasons that shares of Apple are down a mere 0.8% in today's session.
A basket comprised out of known Apple suppliers being: Broadcom (BRCM), Cypress Semiconductor (CY), Fairchild Semiconductor (FCS), Marvell Technology (MRVL), Micron Technology (MU), LSI Corp (LSI-OLD), ON Semiconductor (ONNN), Qualcomm, Skyworks Solutions (SWKS) and TriQuint Semiconductor (TQNT) lost on average 3.1% today on renewed fears that being an Apple supplier does not necessarily mean highly profitable revenue generation.
Something bad happened to SanDisk yesterday. Is it merely the fact that they are not such a prominent Apple supplier as they were in the recent past and could they have possibly lost important orders to some other suppliers? Or has Apple been squeezing all its suppliers just a little bit more and can we expect more profit warnings from suppliers in the coming weeks ahead of the earnings season?
Let's say the truth is somewhere in the middle, but shareholders in SanDisk have just seen their year-to-date returns gone up in smoke.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.


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Check in from 15h / Check out prior to 12h
Manhattan NYC-an Affinia Hotel: Find photos, reviews, information, amenities and compare prices for 4 stars hotels in New York City, United States.
Located in New York City, Manhattan NYC-an Affinia Hotel provides stylish, 4-star accommodation close to Madison Square Garden. It is situated a short stroll from Empire State Building.
Hotel description
This contemporary hotel provides a range of amenities, such as a 24-hour reception, meeting rooms and a hair salon. There is private parking on site for those with a car.
The stylish rooms at Manhattan NYC-an Affinia Hotel have air conditioning and offer a mini bar, an iPod docking station and a refrigerator. Each provide a flat-screen TV, movies-on-demand and a private bathroom with bathrobes.
During their stay at Manhattan NYC-an Affinia Hotel, guests can dine at Niles, which offers European specialties. Guests are also invited to complimentary wine hour, which is a daily event at the hotel.
Situated in Manhattan, Manhattan NYC-an Affinia Hotel is surrounded by a wealth of shopping, nightlife, and eateries, making it the ideal base when on holiday. Bryant Park, the New York Public Library and Madison Square Park are each within a 20-minute walk.
Hotel features
Room Service, Restaurant, Air Conditioned, Mini Bar, Refrigerator, Cable / Satellite TV, In Room Movies, Connecting Rooms, Hair Dryer, TV, En suite, Private Bathroom
Business Center, Concierge, Elevator / Lift, 24 Hour Reception, Dry Cleaning, Multilingual Staff, Safe-Deposit Box, Meeting Rooms, Laundry service, Photocopier, Ticket Service, Luggage Storage
Tour Desk, Bath / Hot Tub
High-speed Internet, Internet Connection (wireless)
Salon, Bathrobes, Private Toilet
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Users who viewed Manhattan NYC-an Affinia Hotel also viewed these 4 stars New York City hotels:
Royalton New York
44 West 44th Street, New York City
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Sanctuary Guest Suites
196-A Stanton Street, New York City
196-A Stanton Street, New York City
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Written on: 18/09/2011 by tommyboy97 (51 reviews written)
Ive had my wii for around 3 years now and if your a hardcore gamer then this probably isent the console for you but if you just want some fun either on your own or with the family now and agin then this console is worth buying most of the games available for wii are designed towards family and kids although there are quite a few action games resident evil series for example the wii is a very entertaining console and i would definatly reccomend buying for abit of fun with your family and friends.
As rated by our community of reviewers
" Hello. " Read More
Written by zoloe15
" Great little product " Read More
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" I love MY PS4 but it can improve " Read More
Written by guy2tr150
" 360 is much better compared to this " Read More
" Under rated " Read More
Written by jennyfalkner


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What is the dramatic importance of Hamlet's interivew of Ophelia?
1 Answer | Add Yours
In Act 3 , scene 1, Hamlet confronts his girlfriend, Ophelia. He is angry at her and women in general, and his words are sometimes wild and sometimes brilliant and it all seems quite crazy and frightening to her. But this is all part of Hamlet's grand plan. He wants to be a disturbance, to cause trouble... trouble that is meant to worry, upset and ultimately set up King Claudius.
Hamlet knows that if he scares Ophelia, she will tell her father, Polonius, and that Polonius (an adviser to Claudius) will relate this to the King. It's an elaborate trap Hamlet is setting for Claudius. Hamlet is moving the pieces as if he were playing a deadly game of chess which will culminate in a play that will soon be seen by Claudius...a play that will enact the murder of Hamlet's father. This is the play that Hamlet believes will "catch the conscience of the King"... (the last line of Act 2).
Hamlet doesn't just want any old revenge; he wants Claudius to suffer and to feel his guilt first before he is killed.
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John Burr Williams wrote in his 1938 classic, The Theory of Investment Value, that "investment analysis measures the relative rather than the absolute value of any stock, and leaves to the economist the broad question of whether stocks are selling too high or too low." More than seven decades later, and relative valuation continues to be the most popular technique employed by investment professionals.
One of the more dubious methods used to assess the relative attractiveness of the stock market is to compare the major market average's dividend or earnings yield with the current level of long-term interest rates. The so called "Fed model" received almost universal approval as the Holy Grail of valuation following Alan Greenspan's Humphrey-Hawkins testimony to Congress on July 22, 1997.
The report that accompanied the former Fed Chairman's testimony revealed a strong positive correlation between the ten-year Treasury yield and the S&P 500's earnings yield; the commentary noted that changes in the price/earnings multiple – the inverse of the earnings yield – "have often been inversely related to changes in long-term Treasury yields."
The Federal Reserve's presumed approval of the valuation tool emboldened the bullish strategists on Wall Street. The dividend yield had traditionally been used as the key variable employed for comparison with long-term interest rates, but by the mid-90s, this version of the model made stocks look anything but cheap. The solution was to replace the dividend yield with the earnings yield and to include forward-looking estimates instead of historic profit numbers. The use of opinion over fact however, enabled Wall Street's sales machine to adjust their inputs at will, and ensure that the stock market never looked overpriced. Alan Greenspan's supposed validation of the model only served to increase its appeal and misuse.
The use of overly optimistic numbers may be damning enough, but the harshest criticism of the "Fed model" is that it is theoretically invalid and more to the point, simply does not work in practice. Indeed, the price that investors are willing to pay for a dollar of earnings is in secular decline, even though the yield on ten-year Treasuries has dropped to just 2 ½ per cent.
The earnings yield based on one-year forecast numbers is six percentage points above the 2 ½ per cent equilibrium value implied by the Fed model, and long-term interest rates are only barely higher than the forecast dividend yield. The widely-accepted positive correlation between the dividend yield and long-term interest rates has crumbled and turned negative. Indeed, the coefficient of correlation since the end of 1999 has been an impressive –0.80 with statistical significance.
What explains the spectacular breakdown in the Fed model? The most obvious answer is that it is theoretically flawed from the outset. Secular shifts in long-term Treasury yields are typically caused by sizable movements in inflation expectations, but inflation per se should have no impact on the valuation of stocks since they are a claim on real cash flows. However, the risk premium that investors require for equity investment increases, as the economy moves away from price stability towards either an inflationary or deflationary regime.
The verdict of history suggests that investors are willing to pay the most for a dollar of earnings when the inflation rate is contained between two and four per cent. Outside of this range and valuation multiples fall and yield measures rise. Thus, stock yields based on either dividends or earnings tend to be positively correlated with bond yields when inflation expectations move towards or away from an inflationary regime, and exhibit a negative correlation when inflation expectations move towards or away from a deflationary regime.
Why do inflation expectations matter? Prices provide consumers and producers with the information they need to assess the relative value of goods and services, which ensures that resources are allocated to their best uses. However, the information content in prices declines significantly when the aggregate price level changes unpredictably and during deflationary and inflationary regimes it becomes difficult to distinguish between relative prices that are advantageous and those that are disadvantageous. The historical evidence shows that both deflationary and inflationary regimes lead to greater economic volatility and consequently, individuals require additional compensation for investment in stocks or higher dividend yields and lower price/earning multiples.
The stock market's dividend yield was routinely above long-term interest rates throughout the 19th century and through the first half of the 20th century, so the current narrow gap can hardly be described as an outlier. The apparent anomaly persisted due to high levels of economic volatility, and a business climate that apart from occasional war-induced inflations, was notable for its periodic bouts of deflation.
The established relationship persisted until the autumn of 1958 when the dividend yield on stocks fell below the yields available on long-term Treasury bonds for the first time since the heady days of 1929, a crossover that lasted only briefly. The crossover occurred as investors appreciated that the preceding recession was the first time post-World War II that an economic downturn had not been accompanied or followed by a declining price level. The "Great Depression" was not set to return; inflation was now the norm and stocks were considered to be the most effective inflation hedge.
Stocks prospered through the mid-1960s as the inflation rate was contained within the two to four per cent range and economic volatility subsided. The market began to struggle in the late-1960s and early-1970s however, as accommodative monetary policy, expansive fiscal policy and a collapse in the Bretton Woods system of fixed exchange rates all contributed to runaway inflation. The positive correlation between stock and bond returns that has come to denominate investment thinking became conventional wisdom.
The yield on Treasury bonds jumped from five per cent in the mid-1960s to 14 per cent in 1982, while the dividend yield on stocks increased from below three to almost seven per cent. The risk premium attached to stocks rose due to greater economic volatility, while upside inflation surprises saw bonds register negative real returns of more than three per cent per annum over the period.
The positive correlation continued during the 1980s and 1990s as the "Great Inflation" gave way to disinflation and a return to price stability. Both stocks and bonds enjoyed impressive bull markets, but they parted company more than a decade ago, and the correlation turned negative as deflation concerns came to the fore. The US economy is just one recession away from deflation and consequently, the flawed "Fed model" will continue to fail.
Disclosure: No positions


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2 posts tagged with folk by puny human.
Displaying 1 through 2 of 2.
Linda Perhacs
"Parallelograms is an album by American psychedelic folk singer Linda Perhacs. Her first and to date only album, it was all but completely ignored when originally released on Kapp Records in 1970. Discouraged by the lack of commercial attention and the label's reluctance to promote the album, Perhacs returned to her career as a dental technician. In the 30 or so years that followed, the album gradually developed a cult following, particularly on the Internet. Young listeners found appeal in her subtle instrumentation and delicate harmonies..." Parallelograms::Chimacum Rain::Hey, Who Really Cares?
Spirit of Love
Let's dust off our turntable, and the hash pipe and break out the C.O.B., which is Clive's Own Band, Clive being Clive Palmer, one of the founders of The Incredible String Band, who left after the success of their first album, took his money, and left England to live in alone in India. Later, in the early seventies, living off porridge and crackers in a caravan with Mick Bennett and John Bidwell, he released two 'progressive folk' albums, Spirit of Love and Moyshe McStiff and the Tartan Lancers of the Sacred Heart, which some have called the best folk albums to have ever come out of Britain. Produced with Ralph McTell.
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Career and Education Opportunities for Industrial Machinery Mechanics in Miramar, Florida
If you want to be an industrial machinery mechanic, the Miramar, Florida area offers many opportunities both for education and employment. Currently, 9,210 people work as industrial machinery mechanics in Florida. This is expected to grow 25% to 11,500 people by 2016. This is better than the nation as a whole, where employment opportunities for industrial machinery mechanics are expected to grow by about 7.3%. Industrial machinery mechanics generally repair, install, or maintain industrial production and processing machinery or refinery and pipeline distribution systems.
Income for industrial machinery mechanics is about $20 hourly or $41,910 per year on average in Florida. Nationally, their income is about $20 per hour or $43,670 annually. Compared with people working in the overall category of Specialized Equipment, people working as industrial machinery mechanics in Florida earn more. They earn more than people working in the overall category of Specialized Equipment nationally.
There are seventy schools of higher education in the Miramar area, including one within twenty-five miles of Miramar where you can get a degree to start your career as an industrial machinery mechanic. The most common level of education for industrial machinery mechanics is a post-secondary certificate. It will take a short time to learn to be an industrial machinery mechanic if you already have a high school diploma.
CAREER DESCRIPTION: Industrial Machinery Mechanic
In general, industrial machinery mechanics repair, install, or maintain industrial production and processing machinery or refinery and pipeline distribution systems.
Industrial machinery mechanics disassemble machinery and apparatus to remove parts and make fixes. They also examine parts for defects such as breakage and excessive wear. Equally important, industrial machinery mechanics have to repair and remove broken or malfunctioning parts of machinery and equipment. They are often called upon to repair and maintain the operating state of industrial production and processing machinery and equipment. They are expected to clean and adjust parts, equipment, and machinery. Finally, industrial machinery mechanics observe and test the operation of machinery and equipment so as to diagnose malfunctions, using voltmeters and other testing devices.
Every day, industrial machinery mechanics are expected to be able to respond quickly in general. It is also important that they maintain precise control of objects and devices through a range of movements.
It is important for industrial machinery mechanics to demonstrate equipment functions and features to machine operators. They are often called upon to enter codes and instructions to program computer-controlled machinery. They also operate newly repaired machinery and apparatus to verify the adequacy of fixes. They are sometimes expected to record fixes and maintenance performed. Somewhat less frequently, industrial machinery mechanics are also expected to examine parts for defects such as breakage and excessive wear.
And finally, they sometimes have to reassemble equipment after completion of inspections or fixes.
Like many other jobs, industrial machinery mechanics must be thorough and dependable and be reliable.
Similar jobs with educational opportunities in Miramar include:
- Aircraft Mechanic. Diagnose, adjust, or overhaul aircraft engines and assemblies, such as hydraulic and pneumatic systems.
- Auto Mechanic. Repair automobiles, trucks, and other vehicles. Master mechanics repair virtually any part on the vehicle or specialize in the transmission system.
- Boat Mechanic. Repairs and adjusts electrical and mechanical equipment of gasoline or diesel powered inboard or inboard-outboard boat engines.
- Machine Repairman. Lubricate machinery, change parts, or perform other routine machinery maintenance.
- Medical Equipment Repairer. Test, adjust, or repair biomedical or electromedical equipment.
- Millwright. Install, dismantle, or move machinery and heavy equipment according to layout plans, blueprints, or other drawings.
- Vending Machine Mechanic. Install, service, or repair coin, vending, or amusement machines including video games, juke boxes, or slot machines.
EDUCATIONAL OPPORTUNITIES: Industrial Machinery Mechanic Training
McFatter Technical Center - Davie, FL
McFatter Technical Center, 6500 Nova Drive, Davie, FL 33317. McFatter Technical Center is a small school located in Davie, Florida. It is a public school with primarily 2-year programs and has 1,039 students. McFatter Technical Center has a less than one year program in Heavy/Industrial Equipment Maintenance Technologies, Other Specialties which graduated nine students in 2008.
Biomedical Electronics Technician: Biomedical electronics technicians are expected to obtain knowledge of the principles of modern biomedical techniques, the proper procedure in the care, handling and maintenance of biomedical equipment and to display an attitude/behavior expected of an electronics technician who works in a hospital or healthcare environment.
For more information, see the ETA International website.
Level I Machine Lubrication Technician: Common job titles for the individual who would become Level I MLT certified include Lubrication Technician, PM Technician, Millwright, Mechanic, etc.
For more information, see the International Council for Machinery Lubrication website.
Bulk Medical Gas Systems Installer 6015: Certification to this standard shall be through a method approved by the firm's Quality Control Unit (QCU).
For more information, see the National Inspection, Testing and Certification Corporation website.
Certified Maintenance Reliability Professional: In support of increasing the recognition and assurance of the capabilities of maintenance and reliability processionals, SMRPCO has developed and continued to improve a certification process for maintenance and reliability management.
For more information, see the Society for Maintenance & Reliability Professionals website.
Certified Industrial Maintenance Mechanic: Certified Industrial Maintenance Mechanic® (CIMM®) Program CIMM® will provide a non-biased, third-party, objective assessment and confirmation of the skills of your industrial maintenance mechanics.
For more information, see the Society for Maintenance & Reliability Professionals website.
Certified Lubrication Specialist: Certification recognizes those individuals who possess current knowledge of lubrication fundamentals and theory.
For more information, see the Society of Tribologists and Lubrication Engineers website.
Oil Monitoring Analyst: Oil Monitoring Analyst certification is designed to encourage and demonstrate an agreed upon level of competence in the field of machinery oil monitoring.
For more information, see the Society of Tribologists and Lubrication Engineers website.
Certified Metalworking Fluids Specialist: Certified Metalworking Fluids Specialists are those individuals who have met minimum standards of experience, knowledge and written examination requirements as established by the STLE Metalworking Fluids Certification Committee to provide technical consultation in the field of metalworking fluids management.
For more information, see the Society of Tribologists and Lubrication Engineers website.
LOCATION INFORMATION: Miramar, Florida
Miramar is located in Broward County, Florida. It has a population of over 108,484, which has grown by 49.1% over the last ten years. The cost of living index in Miramar, 117, is far greater than the national average. New single-family homes in Miramar are priced at $239,500 on average, which is well below the state average. In 2008, one hundred ten new homes were constructed in Miramar, down from one hundred thirty-eight the previous year.
The top three industries for women in Miramar are health care, educational services, and finance and insurance. For men, it is construction, public administration, and administrative and support and waste management services. The average commute to work is about 32 minutes. More than 20.7% of Miramar residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 6.6%, is lower than the state average.
The unemployment rate in Miramar is 9.7%, which is less than Florida's average of 11.3%.
The percentage of Miramar residents that are affiliated with a religious congregation, 45.9%, is less than the national average but more than the state average. Pembroke Road Church, Saint Bartholomew Church and Saint Stephens Church are among the churches located in Miramar. The most prominent religious groups are the Catholic Church, the Southern Baptist Convention and the United Methodist Church.
Miramar is home to the Parkway Plaza and the Miramar Country Club as well as Southwest Broward Junior Athletic Association and Calhoun Recreation Complex. Shopping centers in the area include Palmetto By Pass Shopping Center and Miramar Shopping Center.


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State's Congressional Democrats slam push to repeal Obamacare
Updated at 6:11 am
Posted 2 hours & 32 minutes ago
Just minutes into the new year last year, a 22-year-old man was gunned down walking in the alley behind the Santa Ana apartment where he lived. Two days later, a...
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Updated at 6:48 am
Six Orange County restaurants are among 27 Southern California eateries on Yelp's "Top 100 Places to Eat in the U.S.," according to rankings released Tuesday by the highly influential...
Southern California contractor among first to install renewable energy storage systems in homes
Updated on Jan 16, 2017
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Updated on Jan 15, 2017
Labors of love, one from Martin Scorsese, the other from Ben Affleck, proved costly at a casualty strewn weekend box office where the uplifting NASA drama "Hidden Figures" stayed on top for...
Updated on Jan 14, 2017
Updated on Jan 14, 2017
By JOSEPH PIMENTEL
By KELLI SKYE FADROSKI
View the December issue of Coast magazine.
View the Orange County Register Gift & Entertainment Guide.
In an era when baseball performances tend to get distilled to numbers, Vladimir Guerrero's appearance on the Hall of Fame ballot moves the discussion off the spreadsheet.
Inside the huddle, before the stunning, third-and-20 sideline throw that would change the course of the NFL playoffs, Aaron Rodgers called a play that was nowhere to be found in the Packers playbook. With...
LOS ANGELES – Chris Paul swung his right foot violently into the bottom of a chair on the Clippers bench and looked over his shoulder at the Staples Center court. "Call the (expletive)...
ANAHEIM – If a Disney entertainment exec had his way, the Main Street Electrical Parade in its 1972 debut would have rolled out to an orchestral tune or a calliope like a merry go round.
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- News tagged "nexus 7"
Monday, 1 Jul 2013
Specs of ASUS K009 Tablet Leaked, Could be Next Nexus 7 (Update)
A recent Federal Communications Commission (FCC) listing reveals the specs of an upcoming ASUS K009 tablet, which is marked "nexus" for "marketing purpose".
Thursday, 4 Apr 2013
Reuters: Google to Launch Second Gen Nexus 7 in July
Reuters reports that the second generation Nexus 7 will be launched in July with a higher resolution display, a Qualcomm processor and a thinner bezel.
Tuesday, 29 Jan 2013
Kindle Fire King of the Android Tablets in the US
According to app analytics company Localytics for Android devices, the US accounts for 59 percent of Google's tablet market. Furthermore, one out of three Android tablets in the US is a Kindle Fire from Amazon.
Friday, 21 Dec 2012
USD99 ASUS Nexus Tablet Named in EXIF Data on Picasa (Update)
Will ASUS be releasing an even cheaper version of its already budget-friendly device, the Nexus 7? It might seem so, according to a couple of leaked photos on the Internet. Some sources have found photos taken with an alleged USD99 ASUS device (model number: ME172V) on Picasa with EXIF data proving so.
Thursday, 20 Dec 2012
32GB Nexus 7 (3G) Available Tomorrow at S$499
The 32GB Google Nexus 7 (3G) will be available from tomorrow at a retail price of S$499.
Monday, 3 Dec 2012
ASUS ME172V Jelly Bean Tablet Shows Up on Benchmark Results
A GLBenchmark entry reveals some specs of an ASUS tablet. Could the ASUS tablet be the upcoming US$99 Nexus 7 tablet?
Monday, 22 Oct 2012
Google Unveiling New Devices and Software Enhancements on 29 October?
The Next Web learns from a source with knowledge of Google's plans that a number of new devices and software enhancements are expected to be unveiled on 29 October.
Tuesday, 2 Oct 2012
More Leaked Photos of the iPad Mini Mockup Being Compared to Other Devices
Along with rumors that the iPad Mini would launch on the 17th of this month comes leaked comparison photos of the device's mockup with popular gadgets like Nexus 7, the new iPad and the iPhone 5. Take a quick look after the jump.
Friday, 28 Sep 2012
Google Nexus 7 Available in Singapore from 29 Sept for S$399
The highly anticipated Google Nexus 7 (16GB) Wi-Fi will be available in Singapore from 29 September at a recommended retail price of S$399.
Monday, 3 Sep 2012
ASUS Rumored to Launch 3G Version of Nexus 7 in 6 Weeks
ASUS is said to be increasing production of a 3G version of the Google Nexus 7 for a launch in six weeks.


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Skip to comments.Naked woman arrested for entering Weatherford home through doggy door
Posted on 04/24/2013 3:55:45 PM PDT by Texas Fossil
A woman was arrested by Weatherford police after she entered a stranger's home wearing no clothes and through a doggy door.
A man living in the house heard a noise early Tuesday morning and called police around 1:45 a.m.
The man walked around the home and found the doggy door had been used and looked damaged.
At first the man and his wife thought an animal had snuck into the house.
Then they found a naked woman sitting in their bathtub.
(Excerpt) Read more at myfoxdfw.com ...
they need a collar and a pooper scooper
At least she wasn't fat.
At least one picture is in order for this thread to be fairly assessed
What did she look like? Could be a crime or a blessing.
You think she really really needed a bath?
Udderly could be her middle name
not guilty
I suspect she was so high she decided she needed a bath.
Not guilty.
hmmm....I gotta get me a doggy door.....
Wow, that's not what I was expecting.
If she crept into my home naked, I'd throw her out. Eventually.
Or maybe Margot Kidder or Robert Downey Jr. needs an intern.
Not guilty but crazy enough to go through a large doggy door.
I wonder what an unmarried man would do in such a situation?
"Crazy in the head...crazy in the bed"
She could just knock on my door, and I'd let her sit nekkid in my bathtub.
And where will you be while she's sittin nekkid in the tub.....NO!! Don't tell me, I already know. LOL
I dunno.
Might let her stay.
Lady, would you like dry food or canned food?
I'd have made her do the laundry before she left.
That gal needs professional help, she can't tell a bath tub from a phone.
What's her address? I'll let her sit nekkid any place she likes
Uh huh.... ;)
Have to admit this is not as upsetting as watching the ComDem Crooks destroy us.
At least I am still laughing about this.
Yes, I think so too.
But I am still laughing about the idea.
Amazing times.
At least she did not try to rob anyone.
Jodi Arias, is that you?
So all I have to do is install a doggy door and a nekkid Vanessa Hudgens clone will show up in my bathtub? Umm, I'm off to Home Depot.
I'd coat it in butter and hit it.
She would definitely need a bath then
That's not really fair.
I had some random lady I literally never met decide I was her love interest after she read about me in a news magazine. She made up a bunch of lies and caused quite a stir.
I still chaffe at people doubting I never met her, and am more than willing to give other people the benefit of the doubt in situations like this because of that experience.
Damn. I gotta get a bathtub.
She's got Chicklet Teeth.
Ha! Possible I guess, the whole thing is wacky and stranger things have happened.
I'll bet she didn't even have a single ping on her.
Note to self: install doggie door.
The other day, I was propositioned by a hooker. She leaned into my car, and purred, "Hey baby, for $50, I will do anything you want."
"Get in!" I leered.
We went to my house, and I gave her the $50, bib overalls, a paintbrush, a ladder, and said "Paint my house, baby! OOOOOHHH YEAAAHHHHH...."
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