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"Nine out of 10 brokers are so wedded to their model of earning 125 basis points on every file."That is a ridiculous statement.
Rate buy downs actually present an ethical issue. As a broker we have the ability to get the client a lower rate but in turn we receive a lower commission. As long as lenders present us with the ability to buy rates down, ethnically speaking we should be doing this or at least disclosing to our clients that we didn't for what ever reason we use to justify it. service, guidance, etc. Bottom line is a better rate is available and they didn't get it for one reason or another. Lenders either need to stop allowing buy downs or brokers need to disclose that they essentially did not get their client he best available rate.
It seems, over the past few years that FSCO has been emphasizing "knowing your client" and require brokers/agents to take extra efforts in determining the most suitable product for our clients. How well do brokers with models such as Bulter and his team "know their clients"? Eventually FSCO may look into this low rate, stripped down advice model, and demand some changes which may create more work than is worth it for them. Also, when you run a model such as this, eventually the bad reviews start to pile up and can eventually destroy your reputation.
I don't believe this is an ethical issue in any form. We are providing a service and our price has to be in line with what we provide. You can take your BMW to the dealership and pay $150 for an oil change or you can go to a quick lube oil change place and pay $30. Both offers attract customers and those customers each see different value in what they are receiving. We live in a free market society, so there is not one right answer to this question as price and value are very different things.
I know and respect both Nick and Ron very much, but this debate is old.The advantage of technology in 2016 has definitely helped the likes of the online/over the phone broker to maximize volume and limit time. Putting the work on the client to gather and email docs is not a bad thing. And I'm sure that Mr. Butler's business has been refined a million times to ensure that all checks and balances are in place to avoid fraud as much as possible. The Butler's are smart dudes, don't fool yourself. You don't get to that type of volume by being an asshat and crossing your fingers on every file.Nick's opinion on small town and communities is one that I echo. I live and work in a city where I will likely bump in to many of my past and current clients and community events and socials.That demographic are still very much a face to face client, and feel security in meeting in an office to chat.But quiet frankly, this debate is getting tired. I can spend 3 hours on a file, meeting with the clients, developing a strategy, etc...and then they go home and see another rate on line and they're gone. That's not their fault, that's the open market. I always say that the client will do what THEY feel is right at that exact time, sorry hard work and a pretty location mean nothing if the client doesn't value that. If they value speed and efficiency online, that's what they deserve.It's the type of client you should focus on, and ignore the other model.I'm not saying ignore technology, because there is immense value in having a large social reach and stirring up your Google juice to float to the top.What you do with the client after they call or inquire online is your choice for that next step.Brokers and Agents need to stop focusing on the other guy/gals model, and start perfecting yours.Now, off to order something online for .99 and pay $15 for shipping :)
I didn't realize that buying down a rate equated to less service. If you are earning 80 bps or 110 bps, it's still GREAT money we earn.
Stephen, I normally buy down rates by 10 bps and still run a full service model. If I recall correctly, the article states that Butler earns 35 bps, not 80 to 110. Unless you are originating large Toronto/Vancouver size mortgages, 35 bps is not enough to provide a high level of service.
My only question is, Since when is buying down the rate the lowest rate being offered? The lowest rate being offered is that presented by the banks for the broker to work with. Arguing that buying down the rate is the lowest rate being offered out there is a misnomer and misleading, and only creates confusion amongst the buyers as to what's consider fair.
This whole discounted rate model is in leu of offering full service and is utter garbage.The cheapening of the service and our industry is something that should not be celebrated. The role of a mortgage brokers should be to provide financial advice and planning that clients would not receive at the branches etc. Rate comes 2nd.Anyone can advertise the lowest rate and a point and click option... Thats not what this profession was created or what is should become.It's almost offensive that they print that he is "one of the industry most successful brokers", it should be he is one of the most successful discounted no service brokers. Would he be so successful if he offered face to face advice and actually spent time working on the clients behalf and didn't attempt to undercut the competition that offers a service based model? What will surely happen in the future is that the lobby groups for the big FI's will push the regulators to ensure face to face KYC is done...The cheapening of the service and our industry is something that should not be celebrated. I believe that our associations should be leaning on these service models to remove them from the industry. Not because of the competition aspect, but the cheapening of our industry as a whole.
It is interesting that so many people are quick to attack Ron the way that they do. I do not necessarily agree with his business model, but on the other hand we have no idea exactly what that model is. The old adage: "walk a mile in his shoes" applies here.Ron has built a successful mortgage brokerage, and he has worked hard to do so. He competes on rate, and from what I have heard his customers do get good service from his brokerage. Maybe they do, maybe they don't. If they do not however, I can't see anyone going back to him for future business – only time will tell and that is for Ron to manage and deal with.Is his deep discounting reasonable? For him it is. Is him taking a hit to his bottom line to do the deep discounting good? Who am I, or anyone for that matter, to criticize it… it's his money – he can do what he wants with it. If he wants to pass it on to his clients, that is his choice.At the end of the day - like so many other service industries, there are differing opinions about how business should be conducted. Discounted business is popular with some consumers, and not so much with others - but what we do know is that there is room for all. When Superstore opened people said it would never work because the service was so bad, decades later they are still here. The self-serve check outs at stores were said to be terrible, yet today they are often the busiest in the stores. It does not mean that personalize service still is not valued – holt Renfrew is going strong, as with the recent opening of a Prada Store, and a Versace store blocks from my office, the expensive places are surviving just as well. There is room for all.Ron and I may not always see eye to eye on things, but I respect his right to have his opinion. I also respect his right to build a business that works for him.
My clients are more than happy with my service and have actually told me they wouldn't want me to buy down the rate with my paycheck. They don't even want a dinner gift card for indtrosucing friends and family. (I still do because I like I spoil my clients) :)If I'm competing with a big bank for example I will consider this option, but I always get the best rate for my clients. I choose to not buy it down, essentially that is what is happening. Not an ethical issue whatsoever. My on going Mortgage planning and advising continues each year through the full term and the life of their mortgage, this is worth my pay. Many lenders don't pay 125bps in the first place and there is so much more that goes into finding the right fit for you client, in my experience. Rate is just one factor and if that's all your focusing on you then this is a disservice to your clients.
Organizations like Ron's are learning to do more with less. But that doesn't necessarily mean they are sacrificing advice for price. In my experience, high volume brokerages are often managed by industry veterans with years of experience. They are are organized, highly efficient and typically sell more than one product line, offsetting the discounted revenue on mortgages through affiliate partnerships, insurance cross sells, etc...As James pointed out with his oil change metaphor, there is room for all models in our industry. The aggregated annual volume of the top 5 online discounters is somewhere in the range of 1.5% of all originated mortgages in Canada. That leaves plenty of room for more traditional "relational" brokerages. There's a "Quick Lube" in every city, but I don't see BMW attacking their model... they win on the merits of their service and the quality of their product.Ron didn't invent the internet and as much as I'm sure he would like to, he can't force Canadians to go online and compare mortgage options. Homeowners are doing that all on their own, and it's a trend that is likely to continue rather than abate.
For my clients it is a matter of understanding the key differences in the products. A lend wise mortgage is not the same as a value flex mortgage which is not the same as a fully featured product. People aren't dumb, given the menu of options they will likely choose what they believe meets their current and 5 year goals. I also make sure that we highlight the penalty structure to them. Once this is done they usually gravitate to the value flex or fully featured product. We can't be everything to everyone. The market is changing. People will start to abuse the full service brokers time and then get themselves a better rate on line. It's difficult for me at least to sell on service or rate alone. It's all trust. If and when they do trust you and do believe you know what you're talking about they will likely go with your recommendation.
Buy downs are allowed. Period. No one is breaking the rules. The industry should regulate the max buy down amount. What other respected industry uses commission to buy down the value/cost of a product? You cant be upset when someone is playing within the rules granted. Maybe its time to change the rules?
To buy down rates constantly by reducing commission is the same thought process you would never see in corporate boardrooms , to lower commodity prices carte blanche, reduce profits lower returns to investors & oops you get removed as CEO
Those that can afford to operate based on lower commissions will continue to do so. However it is debatable that they will be able to run a profitable business in the long term based on that model. 35 bps will not pay the bills in most markets. Buydowns are therefore a business decision. All the power to ron and those who use the buydown model. However my model has carried me to 26 years operating my business and i still have the same happy clients and maybe a buck or two more in my pocket.
If the government is concerned that low fixed rates add to the risk over-borrowing and housing bubbles, they may demand that lenders reduce, or take away our ability to buy down rates. A few years ago, when the 5 year fixed rate fell below 3%, it became public known that the Federal Government was asking banks to increase their rates above 3% to reduce the chance of a bubble. If I recall correctly; Manulife actually raised their 5 year fixed rate in compliance with the Government. If the government is still concerned about housing bubbles and over-borrowing, taking away rate buydowns would be a logical first step. This would also increase our finders fees, provide us with more time to spend on each individual client, spread clients out over more brokers and agents, rather than just a handful of discount brokerages, thus benefiting the industry as a whole.
Same as always: some very thoughtful, sensible comments, some very odd. There is room for every business model today, full service mortgage brokers will be here for a long time but as the years go on, far fewer of them. I stand by my statement: paying someone 115 to 125 basis points of a loan amount to locate a client, process an application and convey documents to a lender is not a long term business model. To paraphrase Bruce Croxon formerly of the Dragon's Den: "in 50 years when you google the word "broker" there will not be anything to find" that applies to all types of brokers not just us. Tech flattens commissioned intermediary relationships and that is just a fact.
Our members pay a flat fee for the Mortgage Services they receive and our research shows this is best way to secure the best advice on Mortgages.Anyone looking to build a mortgage service business on "buy downs" at at time of Canadian Banks tailoring their new online platforms to mirror the rocket-mortgage model, will lose.Mortgage Brokers value is in their Advice not their rates. Although their Advice generates better rates, good Mortgage Brokers are a key component of a successful homeownership strategy.Asking a Mortgage service provider to cut their earnings $200 bucks but to ignore that phone call on the 2nd month of the 3rd year on your 5 yr term as rates are forecast to increase, will cost thousands in exchange.Nuts!!
Why can't you offer good service, with good advice and a good rate? Now that anyone can look online and see what other brokers are offering, giving a client an unbought down rate is a bad rate with bad service. Someone else will just give that rate to them and you won't get paid anything. You are selling the exact same product as every other broker so you can't say you are providing better service by costing your clients thousands of extra dollars with higher rates. Obviously I would love to paid full on every deal but those days are gone and you have to adapt. It is up to the broker to decide how much they want to get paid on each deal. Capping buy downs just levels the playing field for brokers who aren't good at their jobs to begin with.
Ron, it sounds like supporting the death of our profession. Most people still want a professional who is willing to take as much time as needed to develop a long term plan, explain the types of products available to them in depth, and be there for them to provide advice after even the mortgage closes. What is interesting is that it is the 20-somethings that seem to want the face to face interaction the most. The rate sites that you advertise on choose "select reviews" to make you look better, but have you seen your reviews on google reviews? With reviews like that, it is your business model that is jeopardy.
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Cisco Systems (NASDAQ:CSCO) reported earnings for the fourth quarter of its fiscal year 2013 of $0.49 per share ahead of the consensus estimate of $0.47 cents a share, the direct result of increased revenue and lower operating expenses. Revenues at $12.4 billion were up 6% over the previous year and 1.6% over the preceding quarter. Product revenues at $9.7 billion (making up 78.4% of total revenue) grew 5.4% year-over-year while services revenues of $2.7 billion (making up 21.6% of total revenue) grew by 8% year-over-year. Revenues grew in most regions of the world with the exception of the Asia Pacific, Japan and China which shrank by 2.8% over the previous year. The decline in revenues from Collaboration, Security and Other Products was more than offset by the growth in revenues from other products segments such as Switching and NGN Routing. Total product orders increased by 4% over the same quarter of the previous year though they fell by 3% in Asia Pacific, Japan and China because of the prevailing economic conditions.
Cisco reported a GAAP net profit of $2.3 billion ($0.42 cents per share) compared with $1.9 billion or $0.36 cents per share in previous year. On a pro forma basis (excluding certain exceptional items), the adjusted net profit was$2.65 billion ($0.49 per share) compared with $2.26 billion ($0.42 cents) in the previous year. For the first quarter of its fiscal year 2014, the company expects revenue growth to be in the range of 3% to 5% with non-GAAP gross margin in the range of 61-62% and non-GAAP operating margin in the range of 27.5-28.5% of revenues, non-GAAP earnings in the range of $0.50 to $0.51 per share and GAAP earnings in the range of $0.16 to $0.20.
The effect on the market
Despite reporting satisfactory results, the stock price took a beating because of the lower guidance for the first quarter of fiscal 2014 and the announcement of further layoffs. During the earnings call, CEO John Chambers said that revenues for the first quarter of the current fiscal year would be between $12.2 billion and $12.5 billion against the consensus analysts' estimate of $12.7 billion and he attributed this to shrinking sales in Japan and China. During the call, he also said that 4,000 workers (approximately 5% of the workforce) would be laid off. This is on top of the layoff of 7,800 workers last year and the year before. Investors are wondering whether the work force after the layoffs would be sufficient to drive the growth forecasts.
Going forward
The company derives about half its revenues from servers and routers but John Chambers wants increasing revenues from the company's ability to provide software products and services in addition to hardware and is trying to achieve this through acquisitions. In the last three years the company has spent $10.6 billion on 59 acquisitions and 9 out of the last 10 have been software companies. During this year alone, 6 acquisitions will enhance the capabilities of the company providing cloud computing services and solutions.
The company has several problems with which it must contend. For one, the slowdown in the economies of China and Japan has hit sales and, of course, this is something about which the company can do nothing. Meanwhile, competition is intensifying in the server and router business from the likes of Juniper Networks (NYSE:JNPR) and Hewlett Packard (NYSE:HPQ), and in cloud computing software and cyber security from formidable rivals such as Oracle Corporation (NASDAQ:ORCL) and Palo Alto Networks Inc. (NYSE:PANW). This competition has resulted in Cisco not being able to raise prices as much as it would have wanted. It also remains to be seen how successful the company is in diversifying its revenues though it continues to dominate its core market of routers and servers.
The investment thesis
The company has an extremely strong balance sheet with cash and cash equivalents totaling $50.6 billion against debt of only $16.2 billion, leaving a net cash position of $34.4 billion. Moreover, in the fourth quarter, the company generated positive cash flows of $12.9 billion from operations. The company has said that it targets growth between 5% and 7% annually and first quarter growth of around 6% which is in line with this range. This is a stock for long-term value investors as Cisco is growing slowly, but consistently, and you would be unrealistic to expect anything else. In 2013, EPS was $1.86 the creaking to an adjusted P/E ratio of just 9.7 times earnings. In addition, the dividend yield is around 2.78% and with a payout ratio of 37%, leaving plenty of room for dividend increases in the future.
The bottom line
The recent and, to my mind, inexplicable reaction of the market to the earnings announcement has created an irresistible window of opportunity to enter the stock. I consider the stock to be highly undervalued when you look at the fact that revenues are still growing and that the company continues to dominate its core market.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

subset: commoncrawl


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September 1, 2009
JOHN BARRETT, ET AL., PLAINTIFFS,v.VIACOM, INC., SUCCESSOR BY MERGER TO CBS CORPORATION, FORMERLY KNOWN AS WESTINGHOUSE ELECTRIC CORPORATION DEFENDANT.
On August 24-25, 2009, during telephone conferences regarding discovery disputes involving the deposition of Miss. Lisa DeAngelo, a notary, counsel disputed, inter alia, the relevance of Miss. DeAngelo's deposition. Counsel were ordered to file a brief on the issue of the relevance of the deposition of Ms. DeAngelo (i.e. does an EEOC complaint asserting only an ADEA claim require verification). (Docket No. 177). Counsel complied with said order on August 26, 2009. (Docket Nos. 179 and 180). Upon review of the same and for the reasons set forth below, I find that the deposition of Miss. DeAngelo is not relevant to the issue of exhaustion. I further order that Plaintiffs respond to the other relevance arguments made for the first time by Defendant set forth on pages 13-15 of its Brief.
I. Failure to Exhaust under the Statutes and Regulations
During the arguments made by counsel on the telephone, the purported purpose of the deposition of Miss. DeAngelo was to determine if the EEOC Complaints filed by some of the Plaintiffs in the above captioned matters were properly notarized by Miss. DeAngelo. In essence, Defendant asserts that if the EEOC Complaints were not properly verified (either sworn to before a notary public or under penalty of perjury), then Plaintiffs have failed to exhaust their administrative remedies and their Complaints in this court must be dismiss. (Docket No. 180, p. 2, 4-13). Thus, Defendant argues that the deposition of Miss. DeAngelo is relevant for purposes of determining if Plaintiffs have failed to exhaust their administrative remedies. Id.
Nowhere in the statues or regulations relating to the ADEA is it required that EEOC charges asserting only ADEA claims be verified. See, 29 U.S.C. §621, et seq. and 29 C.F.R. §1626, et seq. Nonetheless, Defendant argues that the requirement of verification set forth in the procedures relating to Title VII and ADA charges should be "understood" to apply to ADEA charges. (Docket No. 180, pp. 4-13). I disagree.
To begin with, the procedures for filing ADEA charges with the EEOC and the procedures for filing Title VII and ADA charges with the EEOC are separate and distinct. Compare, 29 C.F.R. Part 1601 with 29 C.F.R. Part 1626.
The plain language of the regulations provides that the procedures to be followed in ADEA cases are set forth in 29 C.F.R. Part 1626. 29 C.F.R. §1626.1. The form of an ADEA charge is required to be as follows:
A charge shall be in writing and shall name the prospective respondent and shall generally allege the discriminatory act(s). Charges received in person or by telephone shall be reduced to writing.
29 C.F.R. § 1626.6. There is no requirement to verify the ADEA charge as there is in Title VII or ADA charges. Compare, 29 C.F.R. §1626.6 with §1601.9.*fn1 Moreover, ADEA charges may be made over the telephone, whereas Title VII and ADA charges must be in writing, signed and verified. Id. Thus, I find that only Title VII and ADA EEOC charges are required to be verified according the regulations. 29 C.F.R. §1601, et seq.*fn2 Consequently, I am not persuaded by Defendant's argument that procedures governing EEOC charges in Title VII and ADA cases that require the charge to be verified should be "understood" to apply to ADEA EEOC charges. The procedures set forth for ADEA charges and the procedures set forth for Title VII and ADA charges are separate and distinct.
Thus, I find Plaintiffs did not have to verify their charges before the EEOC to exhaust their administrative remedies. Consequently, Miss. DeAngelo's deposition is not relevant on the basis of failure to exhaust.
II. Equitable Tolling, Veracity and Baselessness of the Substantive Claims
While I ordered that counsel address the specific issue of whether an EEOC charge asserting an ADEA claim must be verified, Defendant, for the first time, makes additional arguments regarding the relevance of the deposition of Miss. DeAngelo. (Docket No. 180, pp. 13-15). Since Plaintiffs could not have anticipated these arguments, Plaintiffs did not address to the same. As a result, I am ordering that Plaintiffs respond to these arguments set forth on pages 13-15 of Defendant's brief at docket number 180.
THEREFORE, this 1st day of September, 2009, it is ordered that Miss. DeAngelo's deposition is not relevant on the basis of failure to exhaust.
It is further ordered that Plaintiffs are required to file a brief, no longer than five (5) pages, addressing the additional arguments raised by Defendant set forth on pages 13-15 of its Brief (Docket No. 180), on or before September 3, 2009, at noon.
Donetta W. Ambrose Chief U.S. District Judge
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YouTube member JennGrover shares a look at the Konova Motorized Slider upgrade kit. [Thanks Jenn] Konova is said to be releasing at least two different motors (speed variations), and different remotes. Others have shared more information about Konova's motorized upgrade kit in the comments of the earlier article here: http://cheesycam.com/konova-motorized-upgrade-kit-now-available/
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Just discovered this discussion. I need to buy a slider in the next week or so and the Konova K5 and Dynamic Perception ones ( prob Stage One for mobility) are front runners. Reading these posts on my phone (I'll read properly later at home) what I see in a nutshell is that the Konova system wins as an easy to set up package out of the box since the Stage One can be fiddly to set up. But the DP stuff might be smoother. I haven't seen the DP ones yet but hope to soon. I have seen the Konova K5 and the build quality was good but the slow movement on a 264:1 motor was not smooth - it had a kink in it - this was a new motor. It may have been a gearing issue that a slower motor will sort out but I'm concerned. I need a robust and portable system that can do horizontal and vertical moves and work well with time lapse as well as very smooth slow moves for macro And work well at more regular speed moves.
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Sutton Mid Duffle (Black Tarpaulin)
Herschel Supply's most versatile duffle bag, the Sutton Mid-Volume, is redefined for the Studio Collection by using contemporary manufacturing methods and modern fabrics. Utilizing welded seams, a durable unlined industrial grade tarpaulin and waterproof zippers, this duffle will more than stand up to all uses and environments. Studio Collection Spring 2015 Water Resistant Tarpaulin Body Nylon Seatbelt Webbing Waterproof Zippers Smooth Leather Zipper Pulls Screenprint ID Logo Dimensions: 10.25"(H) x 20.25"(W) x 10.25"(D)
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The Easter Story Sticker Book
by Harvest House Publishers;
In Stock - Usually dispatched within 24 hours
Price and PurchaseOffer price: £2.99 Go to Basket
If you're buying for a church, school or business, why not Buy Now Pay Later?Find Out More
The Easter Story Sticker Book
Full Product Description
This brightly illustrated sticker book provides lots of fun for young ones ages three to seven as they learn about the true meaning of Easter. It gently teaches them about Jesus' death and resurrection, including His return to Jerusalem, the days leading up to His crucifixion, and the day He rose from the grave.
While reading or listening to the story, children match the 30 stickers of specific people, animals, and things to the similar shapes scattered throughout the book.
The Easter Story Sticker Book by Harvest House Publishers was published by Harvest House Publishers in February 2015. The ISBN for The Easter Story Sticker Book is 9780736961622.
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Park Avenue presents this textured dark brown color wallet that is a must-have for all the men out there. This pure leather wallet comes with slots for visiting cards and coins. Sleek in design, this wallet will easily fit into the back pocket of your pants.
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I have a new question now, that derived from my last one, which was about d-boll. If d-boll will show affects on muscle size, but the affects will go away after you stop taking it, does that mean that all roids will??
for example, if you were to go and buy five different types of roids, oral and injectable, and take them over different periods of time, would your body go back to how it was before you took them as soon as you were done taking them??
Basically, are the gains you get from roids real, or does your body always go back to how it was?? that is the impression I got from my last post.


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iHerb Customer Reviews
Savings of: $1.37 (26% off)
Best oatmeal ever.
Posted by 5259050292055330785 on Apr 08, 2014
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My favourite flavour
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Just enough nuts to add a little crunch, small enough nuts pieces to not ruin the texture of the oatmeal. Slightly sweet, but not too much. Just our hot water over it and let sit, very convenient without all the nasty colourings and flavourings most brands would have.
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Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
Hello I am trying to get some information for my brother. He got a DUI in East San Diego County back in October 2012, he went to court & just pled guilty in December of 2012. He paid his court fine, completed his community service, & attened all his required AAA & MADD meetings. He forgot to submit all his paper work to the court by the due date a couple weeks ago & today he received a letter from the court that there is now a warrant for his arrest & to post a $5,000 bail. What should he due because he sure as heck does not have $5,000 to post bail. He did complete everything that was required by the court on time he just works nights & has an odd schedule & forgot to send it in. Thank you in advance for any advice.
He needs to get with an attorney and have attorney help resolve this...
This is for general information only. Nothing in this information should be construed as creating an attorney-client relationship nor shall any of this information be construed as providing legal advice. Laws change over time and differ from state to state. These answers are based on California Law.Applicability of the legal principles discussed may differ substantially in individual situations. You should not act upon the information presented herein without consulting an attorney about your particular situation. No attorney-client relationship is established.
He can hire a lawyer to clear the warrant for him ASAP or he can appear in court in person to request the warrant be cleared. He also can post the $5,000 bond to clear the warrant and then they will give him a court date he must appear at. He will need to provide proof of his completion of all the court ordered terms. He should take care of this right away to avoid being picked up on the warrant.
David M. Boertje, Esq.
(760) 476-0901
*Please note that this is not legal advice and in no way formed an attorney-client relationship*
This is one instance were retaining an attorney may be the least expensive alternative. An attorney can appear on your brother's behalf. Ensure that the attorney has all the paper work. Should be done quickly. Good luck.
The response above is not intended as legal advice since it's impracticable to provide thorough, accurate advice based upon the query without additional details. It is highly recommended that one should seek advice from a criminal defense attorney licensed in your jurisdiction by setting up a confidential meeting. Moreover, this response does not constitute the creation of an attorney-client relationship since this message is not a confidential communication because it was posted on a public website, thereby publicly disclosing the information, which is another reason to setup a confidential meeting with an attorney.
He can hire a local North County defense attorney to appear on his behalf to submit the paperwork and have the warrant recalled. Most attorneys offer free consultations, so he shouldn't hesitate to call and find out more about what can be done to get him back on track.
Law Office of Andrew Limberg, APLC 380 S. Melrose Dr., #329 Vista, CA 92081 (760) 806-4381
If he has the required proof, an attorney should be able to handle this matter in El Cajon on his behalf, without him even needing to appear in court. Most of us here on AVVO offer a free consultation. He should consider retaining an attorney that he feels most confident in to assist him in this matter.
I will be happy to speak with you at no cost with a FREE phone consultation if you have a San Diego or California matter. Please call my office at 619-238-1905 or visit my website at www.lawofficeofwilliamdaley.com
Hire a locally experienced criminal defense attorney to assist by appearing on his behalf, attempting to recall the warrant, and provide whatever proof is absent from the court file.
Or he can pay roughly $500 to a bailbondsman, the warrant will be recalled, and he can go to court on the date provided.
Law Offices of David Shapiro 3555 4th Avenue San Diego, CA 92103 (619) 295-3555
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news, mugshots.com, unconstitutional mugshot laws, exonerations, arrest records, FBI most wanted
mugshot, mugshots.com news, mugshot news, editorials, opinion, mugshots
Bobby R Doss
Who is Bobby R Doss? Was Bobby R Doss arrested? When was Bobby R Doss arrested? What was Bobby R Doss arrested for? Is this a mugshot of Bobby R Doss? Are there more Mugshots of Bobby R Doss? Are Mugshot laws constitutional? Who decides which Mugshots are Indexed? Why must Mugshots remain public mugshots and public record? Is this the Bobby R Doss you know?
Bobby R Doss was booked in Lee County, MS on 10/09/2012.
All are presumed innocent until proven guilty in a court of law. Published mugshots and/or arrest records are previously published public records of: an arrest, an indictment, a registration, the deprivation of liberty or a detention. The mugshots and/or arrest records published on Mugshots.com are in NO way an indication of guilt and they are NOT evidence that an actual crime has been committed. For latest case status, contact the official law enforcement agency which originally released the information. Submission services for Content Licensing are not offered in all states; please see Content License Disclaimer via Unpublish Arrest.
The following Official Record of Bobby R Doss is being redistributed by Mugshots.com and is protected by constitutional, publishing, and other legal rights. This Official Record was collected from a Law Enforcement agency on 10/11/2012.
Mugshots.com ID: 21514060
Name: DOSS, BOBBY R
Age: 24
Sex: M
Race: BLACK
Height: 5′ 5″ (1.65 m)
Weight: 125 lb (57 kg)
Hair: BRO
Eyes: BRO
Booking Number: 2012100175
Arrest Date: 10/09/2012
Booking Date: 10/09/2012
Offense: NO SEATBELT, NO DL, CONTEMPT OF COURT X3, FAILURE
Arresting Agency: TUPELO POLICE DEPARTMENT
Scheduled Release Date: N/A
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Poseidon Hotel
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Travel Blogs from Marmaris
On a small excursion to Greece.Rhodes to be exact!
... The security was very thorough. Most of those ahead of me in line were Turkish and they need a visa to visit the EU and their passports are screened as well as their fingerprints!
When I finally came to the agent I wondered what would be expected. After a quick scan and the wonderful sounding thump of the country entry stamp I was on my way.
Again we boarded a bus for the short ride ...
Gyros and Jamming
... br>
We clambered in their 7 seater and they drove up into the depths of Rhodes and up Gulf montain to a place called Filerimoss (This is how it sounds no idea how it's spelt) where there is a memorial from their war with Portugal and now stands as a kind of hilltop nature spot with amazing views.
The family knew I dabbled in an instrument or two and when we got back there was instruments everywhere in their house. ...
A rainy afternoon in Rhodes town
... while Dan hustled across town to get into the Jewish Museum before closing time. It's adjacent to a beautiful synagogue, Kal Kadosh Shalom. We joined up later at Archeology to see a Louvre-mounted exhibition on Rhodes as the gateway to the ancient Eastern ...
The Old Town and its enchantment
... It really is a must see. Check out the pictures and video for more on this. There are plenty of tourist market stalls around but pleasingly no hard sell and a polite no is enough. Smoking I think has not been banned here and I really noticed it but not enough to spoil my wandering. I took a tour train for just 6 euro again around the old town and there really are some wonderful parks and statues and such. Rhodes really is worth a visit it's sunny, the people are friendly and ...
Symi simply scintillating
... dinner and heading for sea it got a bit rough and the ship rocked and rolled a bit, not too much, but enough that at one stage 30 stacked good clean dinner plates slid off the servery next to where we were sitting, and smashed on the floor! Sufak, our waiter, yelled to another waiter, who was near the servery, to prevent a second pile sliding to devastation! ...


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Across 18 countries, at 103 events, women and men gathered to commemorate International Women's Day yesterday as part of the Join Me on the Bridge global event sponsored by Women for Women International. Enough's RAISE Hope for Congo campaign partnered with Women for Women International for the Washington, D.C. event. Read More »
The weather isn't the only thing heating up in Washington. The Conflict Minerals Trade Act, or H.R. 4128, continues to gain support as another six representatives recently signed on. Read More »
Enough's RAISE Hope for Congo campaign teamed up with Women for Women International for the Join Me on the Bridge global campaign.We'll march across the Memorial Bridge in Washington, D.C., today in honor of International Women's Day. Read More »
The world knows Iman as a supermodel, a successful businesswoman with her own cosmetics company and as a fashion icon alongside her husband David Bowie. That's only half the story. Read More »
A weekly round-up of must-read stories, posted every Friday. Read More »
Coming up today we'll hear about the Conflict in the Congo- in which more than 5 million people have been killed. It's one of the world's most under-reported stories… Later we'll talk with some parenting experts on raising children in a peaceful and productive way…
But first some listener comments about yesterday's program. All five of the comments were about the last few callers who were urging low income people to go to college and who were defending controversial talk show host Alex Jones….here's what some listeners had to say…
Thu, Mar 4, 2010
By Melissa Pistilli—Exclusive to Tantalum investing News
With respect to companies that are responsible for what are now being called conflict minerals, I think the international community must start looking at steps we can take to try to prevent the mineral wealth from the DRC ending up in the hands of those who fund the violence here. —U.S. Secretary of State Hillary Clinton
The phrase "conflict minerals" is quickly becoming a much more familiar term as concerned consumers, organizations and politicians begin to raise public awareness of the role the mineral trade plays in fuelling the violence raging in the eastern provinces of the DR Congo.
While the "conflict" in the Congo has been labeled a war, Enough Project Co-Founder John Prendergast recently said it's actually more "a business based on violent extortion." Prendergast appropriately dubs it a "mafia-style economy."
Unfortunately, it is not just the FDLR militia or the Congolese army who profit from this violent business of forced labor and institutionalized rape. Also profiting are the governments of the Congo, Rwanda, and Uganda as well as the companies that purchase and refine the metals, those that fabricate electronic components such as tantalum capacitors, and those that produce electronic devices like cell phones and laptops.
Read more.
By Rob Bates, Senior Editor -- JCK Online, 3/1/2010 12:00:00 AM
Issue 1: Conflict Gold
Background The conflict in the Democratic Republic of Congo has had a higher profile ever since Secretary of State Hillary Clinton's trip to that country last summer. The ongoing war there is considered one of the world's worst, with gruesome reports of rape, sexual violence, and other atrocities. Until now, activists who charge that conflict minerals are funding Congo unrest have focused mostly on minerals used in electronics, rather than gold. But Sasha Lezhnev, of the Enough Project, said that's changing. "Gold is increasing as a problem as its price goes up," he told JCK. He said gold is now the second-biggest contributor to Congo unrest after tin.
Recent news60 Minutes in late November ran a story explicitly linking gold jewelry to the Congo war. Lezhnev said his group plans to survey the major jewelry chains and sellers about how they source their gold. A bill about conflict minerals is under consideration by Congress, but it doesn't mention gold.
The future Lezhnev said conflict-mineral activists would like to see a "Kimberley Process for gold," but some Kimberley Process veterans say that's unlikely. "People use the term 'Kimberley Process' without really knowing what that is," says Jewelers of America chairman Matthew A. Runci. "It's an open question whether that kind of approach can be developed for gold." He said his group is now meeting with gold miners and NGOs to discuss possible solutions. In any event, major companies will be under pressure to show a traceable supply chain.
Thu, Feb 25, 2010
By Melissa Pistilli—Exclusive to Tantalum Investing News
Apple recently published a report on their site addressing how the global powerhouse is taking the responsibility to pressure its suppliers to not only treat their employees fairly, but also ensure conflict minerals are not a part of their products.
The report details a "Supplier Code of Conduct" to which companies are required to adhere as a condition of their contract. The Code deals with such issues as labour, human rights and ethical standards. Compliance is managed "through a rigorous monitoring program" of "factory audits, corrective action plans, and verification measures."
The Apple report speaks directly to the problems associated with conflict tantalum in its supply chains, saying the company requires its tantalum capacitor suppliers to certify that the materials they use "have been produced through a socially and environmentally responsible process."
Like Hewlett Packard and many other technology-producing companies, Apple maintains that "the combination of a lengthy supply chain and a refining process makes it difficult to track and trace tantalum from the mine to finished products—a challenge that Apple and others are tackling in a variety of ways."
However, the United Nations and NGO's such as Global Witness and the Enough Project have proven otherwise.
The world knows Iman as a supermodel, a successful businesswoman with her own cosmetics company and as a fashion icon alongside her husband David Bowie.
That's only half the story. Iman also is a refugee whose family fled war in Somalia. In this exclusive interview in honor of International Women's Day, Iman shares her incredible story of leaving Somalia for Kenya, being discovered by a fashion photographer, and finding global fame.
On International Women's Day, as we celebrate the achievements of women and raise awareness of ongoing injustices against women, Iman's success story is poignant, especially in light of the causes she fights for.
"Iman has been a fierce advocate for the rights of women and children in Africa and around the world. Her own experience as a refugee and a mother has deepened her commitment to contributing to a world where violence against women and girls is one day a thing of the past," notes Enough Project Co-Founder John Prendergast.
Iman is a Global Ambassador for Keep a Child Alive, raising awareness and funds to help African families affected by HIV/AIDS.
She was instrumental in the campaign against blood diamonds, terminating her contract with diamond giant DeBeers in protest over the diamond industry's abuses in Africa.
Iman is speaking up for the Congo as well, helping the Enough Project's "Raise Hope for Congo" campaign spread the word about the new blood diamonds: "conflict minerals" from the Congo.
As Iman and John discuss in the video, the deadliest war in the world is raging in the Congo right now. Over five million people have died, but that's just part of the horror.
John Prendergast talks to Iman in her New York City office. (Photo: Robert Padavick/Enough)
Congo is the world's most dangerous place for women and girls. Armed groups are using mass rape as a tactic of war as they compete to control Congo's lucrative mineral wealth: tin, tantalum, tungsten (the "three Ts") and gold.
Why are these minerals so coveted?
Cell phones, laptops, digital cameras and other devices wouldn't work them. Armed groups make an estimated $150 million yearly from the conflict minerals trade. It's a simple supply and demand equation, and it's fueling the worst violence since the Holocaust.
The good news is, we have the power to help end it.
We as consumers must speak up and demand that the top electronics companies produce conflict-free products. By removing conflict minerals from the equation in Congo, we remove the fuel from the fire.
To help, visit the Raise Hope for Congo take action page, where you can send a personal email to the top electronics companies.
A full transcript of the interview can be found here.
Video directed and produced by Robert Padavick. Filming, editing and animation by Ivan Kander.
Enough Project
1420 K St. NW, Suite 200, Washington, DC 20005
Phone: (202) 580-7690


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The article, "The dog and pony show of year round electioneering and the mainstream media," as well as the discussion that followed on the lack of civility in the world and how we are being led by the secular humanists into lives of barbarity and crude behavior was excellent — true on every point and it provided much food for thought!
Antihero worship
During the sixties the social media elite created the idea of the antihero, an unshaven drunkard, foul mouthed, irreligious, crude, violent and of course divorced. He lives in a unkempt room in a boarding house or rundown apartment and chain-smokes between eruptions of foul language and filthy one liners. His clothes are disheveled as is his hair, and he stumbles about the room in a vain effort to clear the alcoholic stupor from his addled brain. Then suddenly he becomes the standard bearer of a carefully chosen moral crusade that he pursues throughout the rest of the movie — which is shot by an idiot director who thinks filming by an equally drunk cameraman with a swaying, jerking camera, is a reflection of brilliant modern cinematography. This new thinking has taken over the film industry so that now our youth feel...
Perry attorney Larry Walker penned an interesting article on wild hogs and describes their increasing destruction of flora, fauna, and property — a scourge and a serious concern to citizens in more than 40 states. He cites corroborative evidence from the University of Georgia (UGA). Wild hogs, as I have written elsewhere, are indeed a growing problem.
After citing disheartening statistics about wild hog damage, Walker further opines, "…trapping is difficult, if done properly, and shooting is not very effective." I ask: Are there any challenging tasks or arduous sports worth pursuing that are not difficult?
Where there is a will there is a way. Moreover, Walker's assertion is not entirely correct. While trapping feral hogs is vastly superior, hunting them is not impossible, and the sport is not devoid of value and excitement: The hog population can be culled, or at least the sounders can be forced out of valuable pasture and agricultural land and chased to more natural habitats in swamps and low-lying brush by hunting and trapping by private sportsmen (or farmers can invite hunters with dogs to do so). There is no need to bring more government agencies to do a job...
A unifying principle of American law governing the defensive use of deadly force is that a victim may use such force when an attacker threatens violence capable of causing death or grave bodily harm. There is little doubt that it is justified when the robber draws and points a handgun at the victim.
But what if an unarmed assailant advances with fists clenched, clearly getting ready to beat his victim? Should the victim take a few punches and hope he remains conscious long enough to draw and shoot, thus stopping his attacker? At what point short of being beaten to a bloody, crippled pulp can the victim still convince a jury that he feared he was about to die or be forever damaged?
The law offers no clear answers.
To begin the discussion of defending against an ostensibly unarmed attacker, we must first understand the need to recognize an attack. Both police and civilians face this dilemma, but police are given more training in reading body language and responding than are most civilians. Few people can beat a drawn gun or a thrown punch. We must learn always to understand where we are, what we are doing, and what is going on...
The act of self-defense can have a double effect: the preservation of one's life;
and the killing of the aggressor...The one is intended, the other is not.
— Saint Thomas Aquinas
Violence is a global problem, which in the context of this article (interpersonal violence), is intentional force against another person or persons with the potential to cause injury or bodily harm, resulting in disability or death. Despite what one has been led to believe, America is not the most violent nation. [Figure 1, right] When it comes to violence, objectively compared to developed nations, the U.S. is in the middle of the pack; when considering the rest of the world, the U.S is far behind Latin America (including Brazil), Africa, and much of Eastern Europe and Eurasia (including Russia).
Nevertheless, we must admit that we have an endemic problem that needs addressing. Violence perpetrated by assailants carrying (or having the opportunity to rapidly be able to pick up and use) a blunt object to attack another person may result in severe bodily harm and/or head injury. In the body, severe blunt trauma may result in long bone fractures and...
We can all feel it. With violent crime dominating the headlines, the pressure to blame gun owners is mounting. Everywhere we look, we see the familiar gun grabbers calling for "universal" background checks, a ban on semi-automatic rifles, and that old saw, restoring funding to the federal Centers for Disease Control and Prevention (CDC) for "firearm research."
President Barack Obama, gun prohibitionists in Congress and their many friends in major media outlets have done a formidable job of spinning the story of how the CDC lost its funding for gun research. Their version is that back in the 1990s, the CDC was producing valuable public health research on "gun violence," saving lives and preventing injuries with their policy suggestions.
Then, they contend, because the "gun lobby" didn't like the results of the research, the National Rifle Association opposed this great advance in public health and—against the great tide of public opinion—persuaded Congress to take away the CDC's federal funding for all gun research. According to them, there has been no gun research since then, so we have no way to know how to stop gun violence. That's the bedtime story told...
Symposium — An anti-Christian barrage in the midst of the Middle Georgia Bible Belt? (With apologies to both Plato and Alexander Pope)
"A little learning is a dangerous thing; drink deep, or taste not the Pierian spring:
there shallow draughts intoxicate the brain, and drinking largely sobers us again."
Alexander Pope, An Essay on Criticism, 1709
For the past several months an unexpectedly ongoing and curious religious debate has been raging on the Opinion pages of my local newspaper, the Macon Telegraph. I write "unexpectedly" and "curious" because we are supposed to be living in the midst of the Bible Belt here in Middle Georgia, and one would expect, if anything as it relates to the realm of religion, a Judeo-Christian perspective to be promulgated on Sundays for the benefit of the majority faithful. This should be particularly true given the decidedly progressive bent of the paper the rest of the week; instead, we are presented every Sunday with an anti-religious column written by a former priest, Dr. Bill Cummings, who apparently has an ax to grind against Christianity and Western culture, in...
Some time ago, the ACLU threatened to sue to force Los Angeles County to remove the tiny cross from its seal. You can see it if you look very closely. The cross represented the Franciscan missions, an integral part of California history. The mere threat of a suit frightened the county into removing the cross. A group of us filed suit to restore it. We lost, but at least we tried.
As Pastor Niemoeller would say, we spoke up to protest the erasure of part of our history. Only tyrants want to alter the past. So instead of the tiny cross, we have a "mission" that looks like a barn. No cross on the building? Okay. But no bell? Is a bell also a religious symbol, and therefore verboten? Are even indirect, oblique, implied references to religion not allowed?
When anyone refers to the United States as a "Christian country," the media denounce him, while liberals ridicule him as a bigot. My reaction is a bit different. When I hear this description of America, I think, "What an optimist!" Perhaps my family's background can explain my attitude.
My mother was born in Czarist Russia. Her most vivid memory of childhood was a pogrom. She and her...
I had a friend with an odd sense of humor. As he greeted guests at the door, he would yell over his shoulder to his wife, "Put more water in the soup!" Of course, there was always more than enough food. It was his way of bringing a smile to his guests' faces. But for some people, putting more water in the soup isn't a joke — it's a fact.
No, I'm not talking about desperately poor people, who must really water down the physical nourishment of their families. I'm talking about well-to-do people who have no need to do so, yet who continually water down the intellectual and spiritual nourishment of their nation and their civilization. I'm talking about people who for decades have been watering down the education, the civic pride, and the religion of everyone's family.
If you start with really rich, thick soup, you can water it down considerably, and it will still be nourishing. Only after an extreme degree of dilution will you reach a point that the soup can no longer sustain life. It's the same with education, civic pride, and religion. If you start with really rich material, it can withstand a good deal of dilution before it is no longer...
There are many ways to assess a civilization. It all depends on your point of view. Some people believe we are advancing. These people point to a woman's "freedom to choose," more "rights" for those accused of crimes, and greater "tolerance." Other people believe we are declining. These people point to nearly a million babies killed every year, up to the time of birth and sometimes even after. They point to increasing reluctance of the law-abiding to rely on the legal system. They point to widespread cheating in schools, in business, in government, and in relationships.
Those who believe we are declining point to the same events as those who believe we are advancing — they just see these events from a different perspective. But are there some ways to assess our civilization that most people might agree on? In an effort to find such methods, I adjourned to the bathroom, where I often do my best thinking, and came upon a possibility.
The toilet-paper index
A few years ago, I'm not sure exactly when, rolls of toilet paper all shrank an inch or two in width. The rolls used to fit snugly into their holders, which had remained the same for many decades. But...
The downing of a Russian jet by a Turkish F-16 fighter plane is a distracting development for the war on ISIS, as well as an event that could have ominous repercussions for the NATO alliance. Turkey says the Russian plane, a Su-24 aircraft, was shot down while violating Turkish airspace. The Russians deny this and affirm that their jet did not stray from Syrian airspace. Turkey, a member of NATO, is supported by the Western alliance that asserts the Turkish claim that the Russian warplane violated Turkish airspace, flying over a tongue of land stretching into Syria.
What is lost here is the fact that despite political disagreements about the Syrian government, both the Russian Federation and Turkey should be cooperating on the war on terror and the defeat of ISIS; instead they are responding in a historic and adversarial manner that could lead to a major and potentially catastrophic war in Europe involving not just old historic enemies — i.e., Turkey and Russia — but also NATO and the U.S. with calamitous consequences for Europe. Defiant Turkish President Recep Tayyip Erdogan should be reconsidering Turkey's rules of engagement in alleged Turkish...


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The Yamaha YPG 235 76-key Keyboard is a budget keyboard for beginner students who need more than 61 keys and for experienced players who want a practice keyboard.
With 32 notes of polyphony, a full keyboard fingering mode, and several voices and styles, it is a fully featured keyboard, but it is not suited for someone looking for a performance keyboard with excellent sound quality, and/or piano like keys.
Its great for beginners and for intermediate players who want more than 61 keys. With 76-keys & lots of beautiful styles, its a real value-for-money keyboard.
76 keys make it an inexpensive substitute for a piano, Good sound quality, 6-track sequencer
The bundled accessories are of average quality, No weighted keys. Since it has 76-keys, its a bit heavy for a portable keyboard, and can be a bit inconvenient to carry around comfortably. Spend time reading the manual so that you can better use all its features.
Review: Yamaha YPG-235
When you start learning the keyboards, you are usually not sure whether you are going to learn it properly, and that is why many choose to buy a basic keyboard with touch sensitive keys. Over a period of time, as you become better and want to explore more styles and songs, the sixty-one keys can be limiting.
And that is when you decide to upgrade to a keyboard with more keys.
Who Is It For?
This keyboard is apt for anyone who wants a keyboard with more than 61 keys, and also need rich instrument sounds (typical of most Yamaha keyboards) & features.
It is more of a Performance Instrument with 76 non-weighted keys and beautiful piano sounds, that will fit most budget.
You can play several piano pieces on this board and it comes with the Yamaha education suite.
- It comes with the good Educational tools right on-board
- It comes with plenty of features for songwriting
- Its a great piano for the beginning keyboardist
- The extra keys (compared to a 61-key board) lets you learn additional songs
More Benefits
The keys come with different levels of resistance, which makes it easier for a budding musician to move to an acoustic or digital piano later.
The Yamaha YPG 235 76 Key Portable Grand Piano Keyboard is priced right between beginner's pianos and higher end performance pianos, so it can be used both by beginner students as well as seasoned players on a budget.
Features like 6-track recording sequencer, Yamaha Educational Suite, Pitch bend wheel, and USB computer connectivity ensures that beginning students can also use the piano for a long time to come.
Good First Keyboard
The best thing about the Yamaha YPG-235 is that it gives you 76 keys (Graded Soft Touch, not weighted) and at a price that many beginners can afford.
If you are a student who wants to begin learning or if you have relocated to a new place and want a board for practice, this comes across a very straightforward keyboard that has a good set of features, and also lets you record your own music.
Built-in Lessons
This is more of a beginner keyboard and that is why it comes with the Yamaha education suite, which provides you with several keyboard lessons of various levels. You can read more on it here.
You also get 30 internal songs, plus about 70 pn the CD-ROM for practicing.
Several Styles & Variations
If you are an experienced player, you'll appreciate the collection of styles and the variations provided (for the price of-course).
It also comes with a pitch bend wheel to add more expression to your playing.
The Master EQ has five different settings so that you can choose the best possible sound when listening to the keyboard from different systems such as the instrument's internal speakers, headphones, or an external speaker system.
What Comes Bundled?
You get a CD-ROM, manual, songbook and music rest along with this keyboard.
You also have the option of going in for the survival kit (you need to buy it separately) that gives you all the necessary accessories.
The best part about the bundled accessories is that you really don't need anything else to help you get started. You will need the stand and the power supply. Headphones can be particularly useful for practicing during weird hours, without disturbing others.
However, don't expect the quality of the bundled accessories to be very good.
Sound Quality
This has always been the forte of Yamaha keyboards, and the sounds do live up to the expectations. The piano sound, in particular, is very good.
Overall, you have a decent number of voices and styles.
The best part about this keyboard is that it lets you play many piano pieces, courtesy its 76 keys. The full fingered mode enables you to play chords across the keyboard, with the accompaniment on.
It also has many more features and controls, like those found on a synth. It comes with a 6-track sequencer and a mixer function, so it is designed to help you to create songs as well. It also has a pitch-bend wheel, in addition to the various voices, styles, songs and effects.
The polyphony is 32 notes, which is not bad, and you also have a USB midi port.
Ease of Use
The keyboard is quite easy to use, because of the many tools that are provided such as Registration Memory and One Touch Setting.
You can easily select the various tones, accompaniments and built-in songs.
With the one-touch setting, the keyboard itself selects the appropriate sounds on your behalf, if you are not sure what sound goes with what style of music.
Value for Your Money
You can probably find a Yamaha ypg-235 keyboard for just over $200. This is a pretty good deal if you ask us, considering that you get 76 keys, and a 6-track sequencer.
It's fully functional and is quite effective both for learning as well as for practicing.
Video Review: Yamaha YPG-235
Click here to buy Yamaha YPG-235
- 76 touch-sensitive keys with Graded Soft Touch
- Backlit LCD and panel lights for better visibility in low light
- Full Keyboard Mode enables you to play more like a traditional piano
- 489 sounds, 160 Styles, 30 on-board songs
- Dual and Split mode gives you more options with sounds
- Polyphony of 32 Notes (max)
- 6-track sequencer to record your own music
- 5 types of preset Master EQ
- Powerful 12-watt speaker system, Separate woofers and tweeters deliver sounds with clarity and precision
- Pitch bend wheel for added expression
- Multi-fingering modes, including Full Keyboard mode for piano-style of playing
- 1/4-inch headphone jack, Sustain pedal jack
- USB & Flash ROM – for MIDI and to download new Songs and Styles for playing
- Music Database 267 keyboard setups by song title
- Easy Song Arranger lets you remix MIDI files
- Comes with Performance assistant for guided performances
- Comes with the Yamaha Education Suite that offers several interactive music lessons
- CD-ROM with 70 more songs and Musicsoft Downloader software
- Audio Output Types: 1 x TRS (Headphone)
- Pedal Inputs: 1 x Pedal Input, Sustain pedal is not included
- MIDI I/O: Via USB
- Music Rest
- Powered by 6D batteries or optional PA5D adapter
- Weight: 18.31 lbs.
- Dimensions: 5.38″ (Height), 46.38″ (Width), 16.25″ (Depth)
Overall Ratings
The Yamaha YPG-235 features 76 piano-style keys (graded soft touch) and has all the features needed for learning as well as practicing. But if you want a performance keyboard or something with piano like keys, you may have to look elsewhere. Besides piano playing, you can use it to record your own musical ideas using the built-in 6-track sequencer. If you're a beginner/novice player, the Yamaha YPG235 will surely exceed your expectations!
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Knoxville Utilities Board Implements Powel, Inc.'s VegWorks Mobile Vegetation Management System
KUB Transitions to Automated Vegetation Management System to Improve Internal Communications and Efficiency
KUB provides electric, water, gas and wastewater services to more than 439,000 customers in the Greater Knoxville area including Knoxville and six surrounding counties. The electric service area alone spans more than 680 square miles. Tree pruning is critical for its service reliability. In 2010, the KUB Board of Commissioners released its response to the Tree Trim Policy Review Panel's Final Report detailing recommendations for the utility's manual vegetation management system. The findings prompted a search for an automated vegetation management application that would interface with KUB's geographic information system (GIS) and its customer information system (CIS).
"We wanted this system to be able to manage the whole program," said Dale Maddox, project manager for the implementation of VegWorks. "As we looked at our internal enterprise application, we sketched out our functional requirements that were centered around communication and efficiency. We also wanted foresters to have a handheld device in the field so they could walk from parcel to parcel as they did their preplanning."
When implemented the VegWorks system will provide the foresters with the capability to use a tablet PC in the field to plot tree locations, describe pruning instructions, and capture customer comments and requests. Job packets, containing detailed pruning instructions as well as a graphical map, will then be printed for tree crews, or delivered electronically through VegWorks. After the completion of vegetation works, the system will generate a random sample of work to be audited to ensure performance quality.
The system is scheduled to go into production in fall 2011.
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Matt Cooke is one of those players that make me wish the NHLPA would learn to police their own in the board room as well as on the ice. Players who continually endanger and end the careers of other union
Lots of people have opinions on Torts, including pretty much everyone who has ever read a quote, watched him coach, or possibly stood in line behind him at the coffee spot. Former Boston Bruin, New York Ranger, and Atalanta Thrasher
The Krejci for X discussions across the Boston sports scene have never been hotter. Bobby Ryan is the current most lusted for player, but moving him, even for a good return creates issues of who slides into what position. As
What's wrong with the Boston Bruins is a question I've been asked a couple times a week for about two, nearly two and a half months. The tailspin didn't start with the losing, it started with some of the undeserved
Before the Phil Kessel trade, there was the David Krejci contract. A furor rolled across message boards for weeks. He should get paid more than whatever Kessel got, he should get more than Bergeron or even Savard were the top
The Bruins got off to a god awful start in October, had ten wins in a row to start November and after 21 games they look a whole lot better. Patrice Bergeron: The longest tenured skater for the team has
With six minutes and fifty seconds left in the first period there was body contact resulting in a two minute minor penalty between left winger Milan Lucic of the Boston Bruins and Vezina winning All Star goalie Ryan Miller of
The fact that the Boston Bruins powerplay is mostly useless has been as well kept a secret as Pittsburgh hosting the 2012 NHL All-Star game. The Bruins powerplay has been dissected here, and elsewhere ad nauseum. Something I haven't seen,
The Lines Are Dead! Long Live the Lines! The Lines Are Dead! Long Live the Lines! A mainstay of last season was the Krejci, Horton, Lucic triad. At times they were world beating. At times they were. Now they are


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Pousada Kaliman: Find photos, reviews, information, amenities and compare prices for 3 stars hotels in Campos do Jordao, Brazil.
Pousada Kaliman provides 3-star accommodation in Campos do Jordao. It is conveniently located for guests wanting to discover the area's attractions.
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Kaliman provides a 24/7 reception, plus a games room and a garden. For added convenience, it offers parking and wireless internet.
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Starlight summer musicals, a local tradition for nearly five decades, are in jeopardy.San Diego Civic Light Opera, which produces the Starlight slate, has announced it will cancel the summer season unless a fund campaign raises $ 250, 000 by June 30. SDCLO has a debt of more than $ 1 million. In the drive, letters requesting donations are being sent to current and potential subscribers, corporations and businesses. It's a grass-roots effort, company officials say, hoping to appeal to the company's core audience. SDCLO general manager Leon Drew said the quarter-million goal will guarantee the summer season and spur a continuing drive over the summer with the aim of raising an additional $ 550,000. Benefit performance SDCLO plans a benefit performance Aug. 14 reuniting performers who have been featured at Starlight. The summer season is slated to open July 7 with "My Fair Lady." Other scheduled revivals are "42nd Street" and "Good News." In recent seasons, SDCLO has mounted five or more shows, with the last three-production season being 1978. The shorter season is part of the company's cost-cutting measures, which included staff reductions. SDCLO just finished its first full winter season, a series of indoor productions that officials hoped would provide additional income. Instead, it added enormously to the debt. In particular, company officials cited "Annie Warbucks," the ill-fated sequel to "Annie" which opened the season Oct. 14, as costing SDCLO about $ 400,000.
San Diego's Starlight summer musicals imperiled
2016-2017 Oscar Predictions
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Today Romain Francois posted an interesting topic in the R-help list, and you can read his blog post for more details: celebrating R commit #50000. 50000 is certainly not a small number; we do owe R core members a big "thank you" for their great efforts in this fantastic statistical language in the 13 years. When I saw Romain's data, I suddenly remembered a question I asked to one of Prof Ripley's student a couple of years ago: does Prof Ripley ever sleep? And he answered "No!". No wonder we can see Prof Ripley so frequently in the R-help/devel mailing list. If you have stayed on R-help list for enough long time, you'll surely know several facts, e.g. Martin Maechler will arrive in less than 3 minutes if you dare call an R package "library", and you will get "Ripleyed" if you are not careful enough in posting your R code.
> library(fortunes)
> fortune("Ripleyed")
And the fear of getting Ripleyed on the mailing list also makes me think, read,
and improve before submitting half baked questions to the list.
-- Eric Kort
R-help (January 2006)
While these facts are revealing their great efforts in helping R users, we can see their work hours in committing revisions to R. For example, the answer to my question is clear in the graph below:
Here I only selected four authors who have largest number of commits during 1997~2009. We can see the changes of working hours along these years:
The patterns are clear: Kurt does not like burning night oil; Martin tends to work very early in the morning (esp during 2000~2004); Peter always work at mid-night (highly centered around 12pm); and for Prof Ripley, he works round the clock but most in the morning (probably that's when he begins to ``Ripley'' users? after that time, less people dare to report bugs so his work decays exponentially?)


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