text:
|Publication number
|Publication type
|Application number
|Publication date
|Oct 4, 1994
|Filing date
|Oct 5, 1992
|Priority date
|Oct 5, 1992
|Fee status
|Publication number
|Carlos Almonte
|Original Assignee
|Ct Sound 92
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (10), Referenced by (24), Classifications (26), Legal Events (4)
|External Links: USPTO, USPTO Assignment, Espacenet
Although the present invention will be described as an accessory for a professional turntable, it is appreciated that these features can also be built into a newly designed turntable. Also, it is envisioned that at some point different audio media such as compact disks will replace vinyl records for disco use; at that point, the players for the new media should have speed control and cuing features similar to turntables to facilitate beat matching by a disk jockey. In such case, the BEAT FINDER would be adaptable for use with the new media.
Various attempts have been made to synchronize the transition of disco or "house" music from one turntable to another. For example, U.S. Pat. No. 4,300,225 of Lambl describes an electronic device to alert a disc jockey that two beats of the songs are in synchronization, by providing a light at the moment of synchronization. However, the Lambl '225 device does not give the disc jockey lead time to predict when the synchronization will occur.
BEAT FINDER is a system for accurately and repeatably setting a speed control on a turntable. This is achieved by creating a digital readout which displays an index number representative of the position of the control. It has been found that a three digit display provides the required level of precision.
This system is used by a disk jockey in quickly matching the beat of successive music selections using two turntables and a manual technique for matching the start of each beat. The method of use is to perform a "dry run" of the intended sequence of selections. In such a "no-pressure" environment, as much time as required is taken to accurately match the speed of the switchover; this can be done just by listening or with the aid of a digital beat meter.
The position of the speed control at the proper transition speed for the current selection as well as for the following selection is displayed on the digital readout of the BEAT FINDER on each of the corresponding turntables. These numbers are recorded on a "program form" to be used as a reference during the actual "realtime" club or disco performance. During the performance, the disk jockey need only cue up the next selection, set the speed control to the setting indicated on the program form and quickly match the start of the beat with the current selection (by slipping or advancing disk manually) knowing with confidence that the beat rate will match.
With this system and technique, only two turntables need be used even with short selections lasting under one minute. Currently, without the availability of BEAT FINDER, three or four turntables are often used to pre-cue selections and to "prime" digital beat meters which require several seconds to capture and display beat timing. The expense of the extra turntables and beat meters (which are of questionable value for "club", rap or rock music) can therefore be avoided.
A further embodiment for a more accurate system that would permit the use of one turntable setup for the dry run and a second setup (perhaps even using different brands of turntables) for the actual performance is also described. In this scheme the index number for speed setting is not derived from the position of the speed control, but from the actual speed of the turntable itself, irrespective of the physical position of the speed control.
This is achieved by placing a steady light and a detector in a proximate relation to the strobe markings on the turntable. By appropriate processing of the strobe signals, an index number indicative of the actual speed can be derived. The disadvantage of this approach is that the index number can momentarily upset if the turntable is physically touched as, for example, when manually matching beat starts.
However, in the actual run by this time, the index information has already been used to set the appropriate speed and need not be further monitored. The time required to display the correct speed is very short (an update in less than half a second) and in no way approaches the several-second capture time of a typical beat meter.
While either approach can be used, the scheme detecting the position of the speed control is performed either entirely mechanically or electronically and is less expensive to implement than the electronic technique to derive the digital readout from the strobe information. Also, the control position technique provides a more stable (jitter-free) readout, which is not sensitive to physical interaction with the recording on the turntable.
The technique deriving the index number from the strobe provides more accuracy and total independence from the effects of backlash inherent to the speed control itself or to the added features as designed or due to mechanical wear. With a calibration method to be described, it provides portability of the program form notations, such that they are usable on a turntable setup of any manufacture that is equipped with the present invention, known as BEAT FINDER. The latter is true because actual speed is used to derive index numbers as opposed to control positions which can vary by model number design or manufacturing tolerance.
In addition to providing an index number to facilitate beat matching, a second feature of the present invention is the use of FAST and SLOW buttons which instantly shift the speed control a small fixed increment, to follow the beat in musical selections which often shift in this manner. This feature is implemented mechanically or electromechanically.
The novel features of the present invention are set forth in the appended claims. The invention itself, however, both as to its construction and its manner of operation will best be understood from the following description of the preferred embodiments, which are described in the following drawings, in which:
FIG. 1 is a top plan view of one embodiment of the present inventive beat finder.
FIG. 1A is a close up front view of portions of the beat finder as in FIG. 1.
FIG. 1B is a close up view of a clutch mechanism of the beat finder as in FIG. 1.
FIG. 1C is a close up view of a base plate of the beat finder as in FIG. 1.
FIG. 1D is a detail of a portion of the beat finder as in FIG. 1.
FIG. 2 is a schematic view of an electronic version of the beat finder.
FIG. 2A is a close up view of a portion of the beat finder as in claim 2.
FIG. 3 is a schematic view of a strobe speed sensing embodiment of the beat finder.
FIG. 3A is a top plan view of the embodiment shown in FIG. 3.
FIG. 3B is a flow chart of the calibration routine for the embodiment shown in FIG. 3.
FIG. 3C is a flow chart of the operation of the embodiment shown in FIG. 3.
FIG. 4 is a close up top plan view of another embodiment of the beat finder.
FIG. 4A is an electrical schematic of the beat finder as in FIG. 4.
FIG. 5 is a top plan view of a keyboard for another electronic embodiment of the beat finder.
FIG. 5A is a flow chart of the beat finder as in FIG. 5.
The present invention encompasses a variety of feasible embodiments for a system for accurately and repeatedly setting a speed control on a turntable, to facilitate a gradual synchronization of two songs with different beats, such that the disc jockey has the freedom to use his or her own creative input in deciding when to phase out one song and introduce a following song.
Mechanical Version
In a totally mechanical version as shown in FIGS. 1, 1A, 1B, 1C and 1D there is provided an entire accessory beat finder removably attached to a turntable 2 by a clamp 3 with a telescoping section 4 which is adjustable to the depth of the turntable 2 and fits at each corner 5 and 6 of turntable 2.
There are three major sections to the accessory beat finder 1, a base plate 7, a movable control section 8 that rides on a base plate 7, and a three digit mechanical counter 9.
As shown in FIG. 1C the base plate 7 consists of a rigid base plate 10 with raised rails 11 and 12 along each side 13 and 14 of rigid plate 10 and a gear rack 15 mounted between raised rails 11 and 12. In this embodiment, base plate 10 has no moving parts. The movable control section 8 has several parts and subassemblies generally enclosed by a top housing 16. This movable control section 8 engages the conventional speed control 17 through an adjustable extended coupling member 18 which slips over the speed control 17 (after the conventional knob is removed) and is attached with a clamp 19 using a set screw or Just the elasticity of a stiff rubber sleeve.
The movable control section 8 rides on the two side rails 11 and 12 on the base plate 10 and can move along base plate 10 at the same time varying the speed of the turntable 2 due to its control attachment.
The gear rack 15 on the base plate 10 is engaged by two gears 20, 21 attached to the movable control section 8. One gear 21 is coupled to a gear train 22 with a speed-increase ratio of the order of 150:1.
The output of this gear train 22 drives an up/down three digit mechanical counter 9 having digits 23 of normal construction (one count per revolution) except that it is designed to reset to "500" instead of the normal "000" when the reset button 24 is pushed. Both the gear train 22 and the counter 9 must be low friction and low inertia for good operation; the gear train 22 requires low backlash.
The second gear 20 in the movable control section is used to implement the "FAST/SLOW" beat feature. It too engages the gear rack 15 mounted to the base plate 10 to one side of the counter drive gear 21. This gear 20 is attached to a jack shaft 25 with two one-way clutches 26, 27 which have the ability to turn the shaft 25 in opposite directions when driven from their respective input rings.
The clutches 26, 27 can be of a variety of types in the state-of-the-art including sprag, wrap spring or even a variety using oriented fibers which slip in one direction and grab in the other. In any case, they are of concentric construction with an outer driven ring driving a shaft in the center.
The FAST and SLOW push buttons have shafts 28, 29, respectively, which fit through guidance holes in the top of the housing of the movable control section 8. They rest on compressions springs inside the housing which bias them in an upward position. When pushed beyond a certain amount, the side of the button shaft 28 or 29 touches (and engages) the driving ring of its corresponding clutch 26 or 27, for slow and fast clutches 26 or 27, thus causing the jack shaft 25 to rotate.
This action is further enhanced by coating the surface of the clutch driving ring with a resilient high friction material 30 (like a miniature rubber tire). It can be appreciated that the amount of rotation is a function of the distance the button 31 is pushed.
When the button 31 is released, the spring 32 returns the button 31 to its uppermost position; during this return excursion of the button shaft however, although the clutch driving ring turns in the opposite direction, the jack shaft 25 does not rotate due to the one-way clutch action.
To repeatably turn the jack shaft 25 a fixed amount each time, one should press the button 31 or 31A all the way until the button 31 or 31A is flush with the housing surface 16 and can go no further. Every time the jack shaft 25 turns, the entire movable control section 8 moves a fixed amount in the direction appropriate to the given button 31 that is pushed (FAST or SLOW direction) because the jack shaft 25 turns the gear 20 that is engaged with the rack 15 in the base plate 10.
To be able to adjust the fixed amount of travel for each button push, the button caps 31 or 31A are attached to the button shaft 28 or 29 with a screw thread; the button cap 31 or 31A is the nut portion and the button shaft 28 or 29 has a screw thread portion on top- The threads should be treated with a resilient thread lock or otherwise fit tightly so as not to rotate during normal "pushing" operations.
The button shafts 28 or 29 are of a square crossection and fit through square holes in the housing 16; in this way, the button heads 31 or 31A (which could be knurled around the sides to facilitate grabbing) can be rotated by hand to regulate the stroke length which in turn determines the distance the movable control section 8 moves with each button push.
Since the movable control section 8 is attached to the speed control 17, the speed is changed by a fixed amount when either button 31 or 31A is pushed. It is noted that when both buttons 31 and 31A are at the top of their excursion, their sides are not in contact with the driving rings of their respective clutches 26 for slow clutches or 27 for fast clutches. When the movable control section 8 is moved manually, the clutch jack shaft 25 just rotates freely (if the button shaft sides were still in contact, movement would be stopped or hampered because one clutch would attempt to drive the button shaft backwards regardless of direction).
The mechanical counter 9 is attached to the movable control housing 8 by an adjustable "gooseneck" tubing length that permits the convenient orientation of the number display. The gear train 22 drives the counter 9 through a flexible cable 32 (like a speedometer cable on a car). A "way cover" of a linear rubber bellows type may be used to enclose the gear rack 15 to protect it from dust and debris; this would also permit the use of a heavy grease lubricant to reduce wear and backlash without concern about contamination by touching the greasy rack.
The first time the BEAT FINDER i is used with a particular turntable, the speed should be set to "synchronous" or the center of the scale (most turntables will indicate with a light that this has been achieved); at this position the counter is reset to "500". Numbers above 500 will indicate speeds above synchronous while numbers below 500 will indicate speeds below synchronous. The FAST and SLOW buttons 31, 31A are set up initially and are adjusted for different types of music.
The beat finder 1 of the present invention may have other electronic embodiments; for each of these the index number display can be either derived from the position of the speed control or from sensing the actual speed from the strobe markings as described above.
Electronic Speed Control Position Sensing (ESCPS)
In this embodiment, a movable control section 40 similar to that in the mechanical embodiment has a position sensing gear 41 which engages the gear rack 42 in the base plate 43.
This gear 41, however, drives an incremental encoder disk 44 through a bevel gear drive 45 of appropriate step-up ratio (of the order of 15:1 or so). The bevel drive 45 permits the placement of the disk in a horizontal plane to maintain a low profile as shown in FIG. 2.
The incremental encoder 44 can be of the magnetic (ie. Hall Effect) or photoelectric type. These are commercially available in 15 or 16 or more segments and provide two separate channels of output phased 90 electrical degrees apart (quadrature signals). With the two signals, direction of rotation can be decoded with simple logic circuits.
The mechanical setup just described (or a similar setup) is the only option with manual adjustment of the speed control. If a motor drive is used to move the speed control, an encoder mounted on the motor can be used in lieu of the separate gear drive.
For three decimal digits, three 4-bit up/down decade counter modules 46, 47, 48 (such as the SN74HC190 from Texas Instruments) can be used. In either case, a method of synchronization is used at setup by pressing a button forcing the output display to "500" when the speed control is preset to synchronous speed, 33.3 RPM (or 45).
Each pulse detected from the encoder 44 will increment the counter by one or decrement it by one depending on the relative phase between the two signals (ie. direction). The outputs of the counter modules 46, 47, 48 provide a BCD output (binary coded decimal) which drives a 7-segment display driver 49, 50, 51 which, in turn, drives the corresponding LED (light emitting diode) or LCD (liquid crystal) display digit sets 52, 53, 54.
With a manual adjustment system using this type of number generation, the power is required just for this subsystem. In this case, with an LCD display and low power CMOS circuitry, battery power would be feasible. For any other electronic system to be described, either because of LED choice or motor drive or strobe speed sensing, a wall-mount plug-in power supply is required.
Strobe Speed Sensing (SSS)
For Strobe Speed Sensing embodiment, as shown in FIGS. 3 and 3A, a small enclosure 60 containing the detection circuitry, the logic modules and/or processor, and the numeric display will be removably attached to the turntable chassis surface 61 in such a position that the light source and detector 62 are properly aimed at the strobe markings 63, 63a, 63b, etc. on the periphery of the of the actual turntable disk 64.
This can be accomplished by adhesively attaching a small patch of "hook" material to the turntable chassis surface 61 which mates with "loop" material attached to the underside of the housing (a familiar brand name is Velcro).
This enclosure will not have any mechanical connection to the other part of the BEAT FINDER 65 which is in the vicinity of the speed control 66, as shown in FIG. 3. The implementation of this subsystem is not novel in itself but can follow any state-of-the-art designs including the microprocessor variety to be described. The detector 62 consists of a steady light source implemented as an infrared LED and a darlington infrared phototransistor reading reflected light.
This assembly is partially shaded by a hood to exclude most ambient light from the detector area. The phototransistor is biased in such a manner that it will trigger a schmidt trigger CMOS logic buffer when aimed at a light colored segment of the strobe pattern (by LED light reflected off it) while it will provide a logic "0" output when aimed at a black segment. At synchronous speed, this 0/1 pattern will switch at a time of the order of 30 ms or so. A high speed crystal controlled clock 67 can be used to time this interval by incrementing a binary counter 68 for the time interval between strobe signals.
The clock 67 or its derivative can be used as the clocking signal for a simple 8-bit microprocessor 69 of the "appliance control" class such as many part numbers made by NEC or Motorola. These can be a complete microcomputer on-a-chip if they also contain ROM and RAM.
A variety of algorithms can be used to determine speed from the count in the counter 68. The processor 69 is also used to drive the output digital display 70 (either LED or LCD) by means of driver 71, to provide a three digit index number indicative of the relative speed above synchronous (500 up) or below synchronous (500 down).
A calibration button 72 is pushed at startup after the speed control is used to achieve synchronous speed; this forces the output to "500" and records the average number in the counter 68 at this speed to be used as a comparand to calculate the proper index numbers at all other speeds. The algorithm can include "filtering" to reduce jitter in the output.
Electronic Digital Readout With Manual Speed Adjustment
As shown in FIGS. 4 and 4A, this embodiment is used with the ESCPS or SSS subsystems described above. The manual adjustment features are very similar to those described in the mechnical embodiment of FIGS. 1-1D, including the base plate with two rails and a gear rack which engages a gear or gears in the movable control section.
The FAST/SLOW buttons and their operation would be identical to that in FIGS. 1-1D. A second gear which engages the rack is required only in the ESCPS version to drive the incremental position encoder. The housing of the movable control section must contain the ESCPS electronics in addition to the encoder; if an LCD display is used with battery, the battery may also be located here.
With the ESCPS version, the display may be attached to the housing via a "gooseneck" to provide optimal aiming for convenience.
Electronic Digital Readout With Motor Drive
As shown in FIGS. 4 and 4A, an embodiment can be used with the ESCPS or SSS subsystems described above. Instead of manually pushing the speed control to the desired position (by moving an attached portion of BEAT FINDER) a small motor 90 is used to position the speed control 91 to the desired location by driving a lead screw 92.
The anti-backlash lead screw nut 93 is attached to the speed control 91. An appropriate motor 90 to use is a brush type DC permanent magnet (PM) motor which has high power output for a given size, is easily reversible and low cost. Other motors that can be used include stepper motors or brushless DC motors. A disadvantage of the brush type motors is electrical noise generated from sparks at the commutator; they must be well filtered to prevent audio noise entering the audio circuits.
While speed control is not required, a high/low speed control may be desirable to slow down the motor as it approaches its destination to avoid overshoot and the need to then reverse.
The motor 90 is controlled by a simple joystick 94 which moves the motor in opposite directions 95, 96 depending on the direction from home that the stick 94 is moved. The amount of movement of the joystick 94 can be used to select slow speed at location 96 or high speed at location 96. The FAST 97 and SLOW 98 beat buttons now cause the motor 90 to turn a fixed amount (settable by coding DIP switches) in the respective directions.
The motor 90 is equipped with an encoder 99 which detects the degree of movement to match with the DIP switch settings when the FAST or SLOW beat buttons 97, 98 are pushed; when the desired amount matches, the motor 90 stops. This same encoder can be shared with the ESCPS subsystem if used. In this embodiment, the gear rack and corresponding gear(s) are not used.
As shown in FIG. 4A, switches 94a and 94b are normally open SPST microswitches which short out the slowing resistor 94c when joystick 94 is pushed to either limit, thereby speeding the motor 90.
Electronic Digital Readout With Motor Drive and Destination Setting
As shown in FIG. 5, another embodiment uses a digital destination setting entered from a keyboard 100 to guide the motor. This requires some additional circuitry and can be used either with the ESCPS or SSS type subsystems. Here an entry keyboard 101, destination display 102, digital comparator and motor control are added.
In the SSS version, a control cable that contains the position information (BCD lines feeding the index display) must be attached from the SSS unit to the motor control unit. Also in the SSS version, an incremental encoder on the motor is not required since even the FAST/SLOW Beat feature can be implemented using the index numbers generated by the SSS subsystem, as shown in FIG. 5. A circuit which automatically slows the motor as it approaches its destination can be implemented by comparing the BCD digits of the index numbers (location vs. destination) slowing down the motor when the difference is less than a fixed criteria.
The direction to drive the motor must be determined by the relative magnitude of the position and destination index numbers. An H-bridge motor driver 103 with an intelligent motor control chip is an efficient implementation.
With a keyboard 100, magnitude comparisons, display driving and other options, an "appliance grade" microcomputer 104 is the system of choice for this embodiment of BEAT FINDER. One keyboard 100 configuration includes the following keys: 10 digit keys . . . 0-9, Faster, Slower, GO, Fast Beat, Slow Beat and Clear. The operation is fairly intuitive. Pressing the Faster or Slower keys 107, 108 turns the motor so as to move the speed control in the desired direction as long as the key is depressed. A quick jab moves the control one index digit. The Fast Beat and Slow Beat buttons 107, 108 move the speed control a preprogrammed amount regardless of the duration of actuation; to program the increment they are pressed both together, then an increment is entered using digit keys, then requiring one to hit GO. To move to an index number destination, one clears, enters digit keys, and hits "GO."
In conclusion, the present beat finder invention is a system for accurately and repeatedly setting a speed control on one or more turntables, to enable a disc jockey to control the synchronization of a plurality of songs with different beats, such as bass beats, in a "non-pressure" environment, where the disc jockey can plan when he wants to keep one song mute while the other song plays out.
The present invention is an improvement over the prior art devices, which electronically match the beats of two songs, but which restrict the disc jockey by limiting when the disc jockey can change from one song to another, that is, at the exact moment when the machine informs the disc jockey that two songs are in sync. Such a situation puts a lot of pressure on a disc jockey, who must wait until the prior art device tells the disc jockey that two beats now match. In contrast, the present invention permits the disc jockey a "lead time" in which to plan a creative mix of music and to introduce a song.
It should be understood that the invention may be embodied in other forms without departing from the spirit and scope of the present invention, as noted in the appended claims.
|Cited Patent
|Filing date
|Publication date
|Mar 29, 1949
|Jul 31, 1951
|Carbonneau Ind Inc
|Record speed adapter for phonographs
|Apr 14, 1949
|May 27, 1952
|Sharp John H
|Phonograph change-speed mechanism
|Mar 29, 1949
|Apr 7, 1953
|Carbonneau Ind Inc
|Record speed adapter
|Nov 27, 1959
|Apr 10, 1962
|Elvin F Pierce
|Speed adapters for phonographs
|May 5, 1960
|Jul 31, 1962
|Chade Nelson
|Device for altering phonograph speed
|Apr 7, 1961
|Dec 15, 1964
|Flow Measurement Company Inc
|Integrator and counter means therefor
|Feb 4, 1980
|Oct 6, 1981
|Dai-Ichi Seiko Co., Ltd.
|Aug 9, 1979
|Nov 10, 1981
|Lambl George R
|Disco beat meter
|Sep 9, 1982
|Sep 25, 1984
|Dai-Ichi Seiko Co., Ltd.
|Dec 19, 1983
|Jun 11, 1985
|Cheeseboro Robert G
|Magnetically recordable label for mechanically-defined information-bearing discs
|Citing Patent
|Filing date
|Publication date
|Jan 14, 2000
|Oct 22, 2002
|Vestax Corporation
|Record player
|Apr 20, 2001
|Feb 3, 2004
|Samsung Electronics Co., Ltd.
|Audio reproduction apparatus having audio modulation function, method used by the apparatus, remixing apparatus using the audio reproduction apparatus, and method used by the remixing apparatus
|Oct 17, 2002
|Nov 22, 2005
|Pioneer Corporation
|Information playback apparatus
|Nov 22, 2006
|Mar 16, 2010
|Canon Kabushiki Kaisha
|Optical information recording and reproducing apparatus
|Oct 26, 2009
|Jun 21, 2011
|Hanpin Electron Co., Ltd.
|Method for operating cue point on lighting ring of digital multimedia audio player
|Dec 3, 2009
|Jan 17, 2012
|N2It Holding B.V.
|Method for controlling a digital audio source
|Jul 22, 2009
|Jun 12, 2012
|N2It Holding B.V.
|Apparatus for controlling a digital source
|Jan 16, 2012
|Jul 10, 2012
|N2It Holding B.V.
|System and method for controlling play of digital audio equipment
|Jul 9, 2012
|Aug 6, 2013
|N2It Holding B.V.
|System and method for controlling audio equipment
|Jun 11, 2012
|Mar 25, 2014
|N2It Holding B.V.
|System and method for controlling a digital audio source
|Jun 24, 2013
|May 20, 2014
|Synth Table Partners
|Platter based electronic musical instrument
|Aug 5, 2013
|Aug 12, 2014
|N2It Holding B.V.
|System and method for controlling audio source
|Feb 20, 2014
|Oct 6, 2015
|Synth Table Partners
|Platter based electronic musical instrument
|Jul 12, 2013
|Oct 27, 2015
|Sony Corporation
|Audio processing device, audio processing method, and program
|Oct 17, 2002
|Apr 24, 2003
|Pioneer Corporation
|Information playback apparatus
|Nov 22, 2006
|May 31, 2007
|Canon Kabushiki Kaisha
|Optical information recording and reproducing apparatus
|Jul 22, 2009
|Nov 12, 2009
|N2It Holding B.V.
|Apparatus for Controlling a Digital Audio Signal
|Dec 3, 2009
|Apr 1, 2010
|N2It Holding B.V.
|Method for signal processing and an apparatus therefore
|Oct 26, 2009
|Apr 28, 2011
|Shen-Chi Liu
|Method for operating cue point on lighting ring of digital multimedia audio player
|Jul 12, 2013
|Mar 6, 2014
|Sony Corporation
|Audio processing device, audio processing method, and program
|Nov 2, 1999
|May 10, 2000
|Alessandro Cortellesi
|Portable apparatus for storing, handling and listening to pieces of music
|Oct 18, 2002
|Apr 23, 2003
|Pioneer Corporation
|Information playback apparatus
|Oct 18, 2002
|May 19, 2004
|Pioneer Corporation
|Information playback apparatus
|Mar 6, 1997
|Sep 12, 1997
|Schuett Egon
|Cd player
|U.S. Classification
|International Classification
|Cooperative Classification
|European Classification
|Oct 5, 1992
Owner name: CT SOUND 92
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST.;ASSIGNOR:ALMONTE, CARLOS;REEL/FRAME:006295/0006
Effective date: 19921005
|Aug 12, 1998
|Maintenance fee reminder mailed
|Oct 4, 1998
|Lapse for failure to pay maintenance fees
|Dec 15, 1998
|Expired due to failure to pay maintenance fee
Effective date: 19981004


text:
Today's Devotional
Laying Down Our LivesWhat sometimes holds you back from laying down your life for others?
Let's Make ItFacebook official!
Top Christian Music Videos
Our Daily Journey Recent Devotionals
- The Tale of Three MenWhen our names are mentioned in the future, what will be said of us? Christlike man? Christlike woman?... read more
- The Long WaitThe concept of endurance isn't exciting. To endure means to keep going. It's to stay true to our commitment and not give up.... read more
- Don't JudgeWhat did Jesus mean when He said, "Do not judge others"?... read more
- TestedWill we remain the heavy clump of spiritual knowledge with a tendency toward pride, or will we be sifted into the impassioned yet humble messenger of His truth?... read more
- Where's God?God is with us. He told Joel that He was "among [His] people" and that He remained "the LORD [their] God" (v.27). Likewise, He will never fail or abandon us (Hebrews 13:5).... read more
- Rules of GriefI'm learning that it's okay to grieve. Solomon observed that there's a time for everything, including "a time to cry" and "a time to grieve" (Ecclesiastes 3:4).... read more
- Remaining TrueA young man wavered between two worlds. Would he roll with the gangs in his neighborhood, or walk with Christ?... read more
- Eyes for Fireflies"The world is too much with us," wrote Wordsworth. "Little we see in Nature that is ours; we have given our hearts away."... read more
- Search for SignificanceBut the greatest significance I'll ever find in life isn't from the world and its empty promises and values. It's found in God alone—being plugged into His story and eternal purposes.... read more
- How to Be StrongHis grace is sufficient for you! (2 Corinthians 12:9).... read more
- NamedDo not be afraid, for I have ransomed you. I have called you by name; you are mine (Isaiah 43:1).... read more
- A Heavenly LineageWhat can you do to focus on your new identity in Jesus and rise above any examples of poor parenting that you might have experienced?... read more
- Peace in a Ravaged World. In Jesus, God has stepped into the middle of all our violence, into the center of everything that seeks to ruin us. God won't let sin ravage our world unchecked.... read more
- A Stone's ThrowThe perfect Son of God was the only One who had the right to throw a stone, but He chose to let the boulder of God's justice fall on Him.... read more
- Not MineStanding on our God-given authority, we can boldly pray God's wisdom over our children... read more
- Reverent FearThe writer of Hebrews said that we should worship God "with holy fear and awe. For our God is a devouring fire"... read more

subset: commoncrawl


text:
A warm welcome
You will feel at home immediately here in the small sunny region of South Tyrol, the heart of the Alps. In a 3 star hotel in Rabland which offers you not just every comfort but also an attentive but easy going family atmosphere in which a holiday becomes real relaxation.
Here is the epitome of all the best attractions which make South Tyrol an almost legendary destination for all those from around the world who seek rest and relaxation: magnificent surroundings, traditional hospitality and excellent gastronomy on offer.
The Hotel Panorama offers to its guests everyday the Merano Vitae breakfast: only local products with high quality are used.
For a holiday of unforgettable experiences.


text:
ICICI BANK LIMITED RTGS HO Branch in INDORE - Address, IFSC, MICR Code
ICIC0006572MICR Code
INDORE RAJMOHALLAContact
C.M.VAISHNAV BAL MANDIR GIRLS HIGHER SECONDARY SCHOOL 177 JAWAHAR MARG INDORE - 452002City
What is IFSC Code of ICICI BANK LIMITED situated at INDORE RAJMOHALLA- RTGS-HO?
IFSC Code of ICICI BANK LIMITED situated at INDORE RAJMOHALLA - RTGS-HO is
What is the meaning of IFSC Code, MICR Codes in Banking industry?
IFSC or Indian Financial System Code is the code allocated to all banks branches. Bank branches use this code to participate in RTGS and NEFT transactions.
What is the significance of IFSC Code and how we can use it?
IFSC Code is a 11 digit code and we can use this code to communicate between different branches of different banks. Upon receiving the request for fund transfer it is easy for a bank to identify the payee branch. First four characters are code of bank, last six digits are branch code and fifth character is left 0, for any future use.


text:
- Location Details
- Hours
- Reviews
- Services
- Photos/Videos
- Careers
FedEx Office Ship Center
15720 Ventura Blvd 102
Encino, CA 91436 US
Hours of OperationMonday 10:00 AM–6:30 PM Tuesday 10:00 AM–6:30 PM Wednesday 10:00 AM–6:30 PM Thursday 10:00 AM–6:30 PM Friday 10:00 AM–6:30 PM Saturday Closed Sunday Closed
Latest Express DropoffMonday – Friday 6:00 PM Saturday No Pickup Sunday No Pickup
Latest FedEx Ground® DropoffMonday – Friday 5:00 PM Saturday No Pickup Sunday No Pickup
Reviews for this FedEx Office Ship Center12/26/2016Michael, the team member who helped me, was extremely helpful, polite, and just a pleasant person to talk to. He made shipping fast and… Read more12/21/2016We always know we get great service at this FedEx office, which is great because we're a fast-paced business. Michael was really helpful as… Read more12/13/2016Very fast and efficient even though it's in the middle of the holiday season. Michael is always very helpful. Read more11/17/2016Michael and Brandon are great to work with! They know me because I come in so often and are always happy to help, knowledgeable, and fast. I… Read more11/16/2016Great service, as usual. We have some very particular Attorneys here who are always on a time crunch, so the quick turn-around of the Fed Ex… Read more11/10/2016Michael helped me print a few pages that were in my email. Very quick in and out! Thanks Michael. Read more10/12/2016Michael helped me with a rush order the turned out looking great and got me out the door!. Read more9/1/2016Michael was incredible! I am a regular at that location and am always greeted with a friendly and warm smile from him every time. He was so… Read more8/24/2016Michael is always friendly (gives a personal greeting not only to me but any customer that walks in) ) and is ready to answer any questions… Read more7/28/2016Saw Michael again - very helpful and fast with our Deposition binding project. Read more7/20/2016Had a rush print job and Michael helped us. Very fast service and the copies / bound depositions look great. I'm trying to get more of our… Read more5/9/2016Michael and Ramon always greet me in a friendly manner and are very knowledgeable about their job. They are always very helpful even with… Read more3/14/2016Yvonne and the other gentleman who works there, which his name I cannot remember at the moment, are both very friendly. Always greet me when… Read more3/14/2016Yvonne was wonderful! She was friendly! Yvonne noticed me immediately upon arrival and greeted me upon entering the FedEx location. Yvonne… Read more3/3/2016Yvonne was very helpful in helping me fax. Read more3/3/2016I came in expecting a big line because at previous fedex stores I've gone to its been so packed but this store was quick and painless and… Read more2/22/2016Yvonne helped me today. She was very nice and was able to assist me quickly and easily. Read more2/22/2016I just needed a scan but realized there wasn't a computer at this location but Yvonne was able to scan it for me quickly, she was very… Read more2/21/2016I primarily use this location for dropping off our prepaid packages, Yvonne always greets me with a smile . Read more2/5/2016Michael and Joachim always greet me as soon as I walk in the door. They have helped me with things that were not even in their field, like… Read more
M–F Hold at FedEx Location Ground Hold at Location Express Services Ground ServicesCopy and Print Services eBay Dropoff Center International Shipping
Store PhotoGoogle StreetviewLearn How to Print On the Go to FedEx Office
Job Openings at this FedEx Office Ship Center
There are no careers available for this location yet.
Printing with FedEx OfficeStart Online Order
FedEx Locations Nearby
16425 Ventura Blvd
Encino, CA 91436
5810 Sepulveda Blvd
Van Nuys, CA 91411
12101 Ventura Blvd
Studio City, CA 91604
16633 Schoenborn St
North Hills, CA 91343
21300 Vanowen St
Canoga Park, CA 91303
10924 Weyburn Ave
Los Angeles, CA 90024
3575 Cahuenga Blvd W
Los Angeles, CA 90068
9000 Tampa Ave
Northridge, CA 91324
8539 W Sunset Blvd
West Hollywood, CA 90069
9680 Santa Monica Blvd
Beverly Hills, CA 90210
1520 Westwood Blvd
Los Angeles, CA 90024
11340 Sherman Way
Sun Valley, CA 91352
1925 Century Park E
Century City, CA 90067
11819 Wilshire Blvd
Los Angeles, CA 90025
21937 Ventura Blvd
Woodland Hills, CA 91364
4100 W Riverside Dr
Burbank, CA 91505
9334 Wilshire Blvd
Beverly Hills, CA 90212
8471 Beverly Blvd
Los Angeles, CA 90048
7630 W Sunset Blvd
Los Angeles, CA 90046
10725 Zelzah Ave
Granada Hills, CA 91344
Track the Status of Your FedEx® Package
Enter a FedEx tracking or door tag number below. You can also track FedEx Office orders by entering order numbers.
eBay Valet Drop-Off
Make money the easy way when you let an eBay Valet sell your stuff. Bring your electronics, apparel, sporting goods and more to an eBay Drop-Off Center at FedEx Office, and a valet will list, sell and securely pack and ship them for you.
Copy & Print Services
Upload your documents online and pick them up at FedEx Office on 15720 Ventura Blvd or print to any of our 1800 locations. We offer self-service color copying, high-volume digital printing, presentations and postcards to name a few.
Packing & Shipping Supplies
Get your packing supplies and let our shipping experts help you ship with FedEx. Our professionals can even help you pack your specialty items like luggage or golf clubs and ship them FedEx Express or FedEx Ground to meet you at your destination.
Office Services
Why make more than one trip? Pick up your print job and pick up those office supplies you need as well. Purchase office essentials such as paper, ink cartridges and mailing supplies at FedEx Office in Encino.
Photo Printing Services
FedEx Office® Print & Ship Center also offers a full range of photo printing services that can help you make the most of your photos. Photo posters and canvases to cards, calendars and passport photos, we've got it all.


text:
Written on: 01/08/2012 by alexwagner259 (6 reviews written)
I agree with other people who have posed reviews on pillsarena.com here. There are lot many good option available here for infant babies as well as the grown up ones. This site is very good actually and have all kinds of generic medicines for infants and grown ups. Very good medicine delivery process too.
As rated by our community of reviewers
" USE IT ONLY IF IT'S REALLY IN NEED " Read More
Written by VICPENKETH
" Boots Mild Vapour Rub 3 Months Plus - I have to say that where my b... " Read More
Written by vherbertsmith
" Horrific Customer Service " Read More
Written by toniwhite
" Well I agree " Read More
Written by alexwagner259
" I use this on my daughter 32 yrs ago and she has use it on my grand... " Read More


text:
With a close today in the negative territory by all three major U.S. indices, many are beginning to feel fear in the markets. The Dow Jones Industrial Average, now down 11 out of the last 12 trading sessions, closed at 12,442, off approximately 840 points from the yearly high achieved May 1. The Nasdaq has been pounded back under the 3,000 mark, settling at 2813, and the S&P 500 waved goodbye to 1400 as it plummeted toward 1300, while hanging on by a thread at 1304. You can see and hear the fear in traders and investors alike, the overwhelming amount of puts purchased trying to protect what little is left by some, and the fear in the television pundits' voices as they talk day in and day out looking for that bounce.
With blood flowing through the cracks of Wall Street it would be wise to only do one thing: Buy! Maybe I'll get crucified in the comments section, maybe many share my mindset, but with the markets puking themselves up in the final hour of trading today, you truly could see that people are getting scared. Some say perhaps investors are raising funds for Facebook (NASDAQ:FB), as the IPO is tomorrow. Maybe fund managers are taking profits ahead of their summer vacations, others are saying. Or perhaps it's just the general crowds lightening their positions and taking their gains amid another famous EU crisis.
Click to enlarge all images.
Above: One-year chart of the SPY. Source: Stockchart.com.
Above: Three-month chart of the VIX. Source: Courtesy of Stockcharts.com.
As you can see in the chart above, the old saying "sell in May and go away" is holding quite true. The Dow topped on May 1, and the S&P 500 wasn't too far from peaking either. The VIX was also very low, around 16 or so. What has ensued has been wave after wave of selling, many calling for a bounce that has not come. Unfortunately, in places like Twitter and Seeking Alpha's own Stocktalks, you heard people loading up at 1350 and 1330, "knowing" the bounce was coming. Well, here we are, one fat-finger order away from cracking 1300 and bulls are getting scared while the bears roam freely and viciously.
Who are you, as an investor? That's what you should ask yourself before considering stepping in right here and buying. Or holding off for more possible losses. If you have been fortunate enough to be on the sidelines this whole time, or better yet have been short, perhaps the 1300 level in the S&P 500 is where you think about dipping your toes in the water. Even with the steep declines we've seen so far, the market is still up for the year. The S&P came into 2012 at 1277 and the Dow welcomed the year at 12,397. Buying the SPDR S&P 500 Index ETF (NYSEARCA:SPY) or the SPDR Dow Jones Industrial Average Index ETF (NYSEARCA:DIA) is just one way to play this move. Both are just a few points from where they started 2012, which coincidentally is near the 200-day simple moving average and which should provide substantial support.
The sell-off we've had is warranted, in all honesty. With Greece fleeing the eurozone every other day and economic numbers not shining like the sun, it's a slow-motion catastrophe. Last fall, we saw the brunt of how bad volatility can make market participants feel. But whether or not we see a fall 2011 duplicate again doesn't mean this selling isn't overdone. With an RSI of only 25, the SPY is deeply oversold. The RSI is a measurement of oversold and overbought conditions, and a corrective bounce is in store at the very least.
Maybe all this panic is really just a correction, a correction that the markets have to have in order to continue running in a healthy bull market. In my opinion, trader or investor, a shaving of 100 handles on the S&P is as good a buying opportunity as any. It may end up being just a short-term bounce or, on the other hand, a buying-near-the-bottom opportunity on a long-term horizon. Only time will tell, but creating starter positions here, or adding to some of your long-term positions, would be a safe idea for the time being.
Disclosure: I have no positions in any stocks mentioned, but may initiate a long position in SPY, DIA, MCD, QQQ, AAPL over the next 72 hours.


text:
Customer Testimonials
My child doesn't usually welcome us parents coaching her in math. Somehow we needed Mathnasium for her to have an open mind in learning math skills without tears!
The individual attention to the specific math concerns is the greatest part .
Mathnasium has helped our son gain a much greater understanding of how math works. I would encourage any parent considering math help outside of school to enroll their child in Mathnasium.
Having my daughter attend Mathnasium has helped her in her school work. Her grades are much better this school year. And she does not mind going because she really enjoys the people there.
Taylor seldom minds coming and is glad of the extra help! She is learning to stay on top of her responsibilities and advocates for herself when she needs more clarification.
In the short time he's been attending Mathnasium, our son has gained confidence in math which I didn't think was possible. He even asks to go! We are thrilled with his progress so far and look forward to more improvement in his skills.
My daughter's confidence in math has improved. She's also able to do simple life math (tips, recipe fractions) much more quickly.
Friendly environment. Re-assessments to monitor progress toward the student's goals. The program has increased my son's confidence in all aspects of his educaiton.
She feels more confident, so this makes me feel good about our choice to use your company.
My daughter likes going to Mathnasium, and her grade jumped from a D to a B-!! We are so thankful Josh and the other instructors at Mathnasium have helped her, where the school has not.
We couldn't be happier with the curriculum and instruction at Mathnasium. The instructors are very welcoming and friendly and my daughter is eager to attend each week. She loves learning about math so much that she wants to continue through the summer! As a parent, I love that she can accelerate at her own pace and that she is receiving an in depth understanding of each content strand.
Caught our son up in just a month he went from a C back to an A. Your staff did a great job understanding what he was missing and fixed it.
Mathnasium has proven to be a very positive experience for our son.
My son has been very productive and enjoyed his experience with Mathnasium. We will be back and we will also refer people! Thank you.
We love Mathnasium! Its the only activity my daughter is in where she purposefully turns off the TV and asks to go! We are excited that she is filling in the gaps and able to accelerate her skills. We can't wait to see where she is at the end of six months.
It's great
My grandson wanted more one on one regarding his current homework. But, I realize why he needed to add the fundamentals in.
My granddaughter is volunteering to solve problems posed to the class on the smart board and explain her thinking! This is after just 10 sessions of Mathnasium! Her anxiety is decreasing at school with each session she attends. Her grades and comprehension are progressing upward at a pace she is comfortable with. She's very glad I signed her up for this and looks forward to attending several times each week. I am also pleased we have found a program that helps her feel successful with her challemges.
Our daughter seems to be improving rapidly. We had an in-home tutor for years but this system seems to be working.
Dylan had excellent instruction. He did seem dissatisfied with not being able to spend more time on what he is working on in school right now. But, I imagine this is because he was learning some of the basics he needs.
I just wish he was more motivated to learn math. If he ever caught on, he would gain in self-esteem and see positive results.


text:
- Police/Fire/Courts
- Business
- Local
- State/Northeast
- Nation/World
- Living Their Faith
- Special Reports
- Maps & Data
- Military
- Horoscopes
- Dear Abby
- Games & Puzzles
- Lifestyle
- Events & Exhibits
- Food & Drink
- Arts & Music
- Movies & TV
New London firefighter Alfred P. Mayo, who has been suspended without pay since he was arrested for a June 2013 fight at the Montville Polish Club, pleaded no contest to reduced charges in Superior Court in Norwich Friday and received a suspended prison sentence.
Mayo, initially charged with third-degree assault, pleaded no contest to second-degree breach of peace, a misdemeanor that defense attorney Ronald F. Stevens characterized as "the lowest criminal charge we have." Mayo was sentenced to six months in prison, fully suspended, followed by one year of conditional discharge.
Mayo agreed to pay $3,000 to the victim for unreimbursed medical expenses.
Stevens contends that the other man involved in the fight, whose identity was not released, should also have been arrested. He said Mayo had a mark on his face following the dispute.
Prosecutor Christa L. Baker had offered the plea deal involving reduced charges and no probation following a review of the charges and several pretrial discussions with Stevens.
"It definitely was mutual combat," Baker said. "There's some disagreement about who started it."
Mayo, 35, of Norwich, had waged a public fight for his firefighting job. Fired by the City of New London in December 2011, just days before his graduation from the state fire academy, he claimed he had been mistreated by the city and fire academy because he is black.
The city rehired him in May 2012, after Mayor Daryl Justin Finizio said new information had come to light, including a report on the fire academy that concluded Mayo may have been treated unfairly during his training.
Mayo was playing poker at the Polish Club when the other man made derogatory comments about Mayo using race to keep his job in New London, according to Stevens. The man went to the parking lot and claims that Mayo punched him from behind. Mayo claims the man ripped his shirt off and charged at him. The victim suffered an injury to the left side of his face, according to Baker.
Stevens said he is hopeful that Mayo can return to work immediately.
"It's up to the City of New London," Stevens said. "It's a breach of peace."
Finizio said in a phone message that Fire Chief Henry Kydd and attorneys for the city will review the case and make a recommendation to him regarding Mayo's employment.
"The fire chief and the law department need to examine the determinations that were made at court," Finizio said. "They need to examine past precedent and practice in our department and the appropriate and relevant laws and personnel policies that would affect any decision in this case regarding Mr. Mayo's employment. There is a procedure in place that they are required to follow. They will follow that procedure and make a recommendation to me regarding any potential actions to be taken."
Finizio said he would withhold any further comment until he has the recommendation.
New London firefighter Al Mayo arrested in Norwich for allegedly cutting down neighbor's trees
Suspended New London firefighter welcomed back at department
Police: Man involved in wrong-way crash on Route 32 was intoxicated
Norm's Diner in Groton is for sale but will remain open, owner says
Student debt now affects a staggering number of elderly Americans
Stonington report recommends ways to deal with illegal short-term rentals
Key witness remains a question as Norwich murder case goes to trial
Opioid monitoring system an 'important tool' for doctors, pharmacists
State trooper vows to run for Montville Town Council and 'drain the swamp'
Two motorcyclists arrested after fleeing police and crashing in Mystic


text:
Street Address:1640 BroadwaySouth Portland, Maine 04106 (United States)
Phone: (207) 772-0415
Click here to email Broadway GardensClick here to visit Broadway Gardens's website
Latitude: 43.6295815Longitude: -70.3019943
No reviews have been posted.
» Post a review of this entry
» Add a photo to this entry
» Click here if you are a representative of this organization
Click here to return to the Go Gardening homepage
[ Home |
About |
Advertise |
Media Kit |
Mission |
Featured Companies |
Submit an Article |
Terms of Use |
Tour |
Rules |
Privacy Policy |
Cookie Policy |
Contact Us ]
Back to the top
Copyright © 2000-2017 Dave's Garden, an Internet Brands company. All Rights Reserved.


text:
One of the dangers of high yielding dividend paying investments is the uncertainty that the lofty annual income payouts will be sustained. How can we find blue chip stocks and REITs with over 10% annual payouts that have a decent chance of maintaining this?
Is Low Dividend Payout the Key?
Some income investors look to the payout ratio. The payout ratio is synonymous with the amount of earnings paid out as a dividend. If the ratio is low, this gives the company room to increase the payout percentage to maintain the yield. However, out of the 76 companies on my stock screener that payout at least 10% yields, only 6 were listed with a payout ratio of less than 90%.
It would make sense that if a company is payout out very high dividend ratios, little if any of the earnings are likely to be retained by the company. As well, REITs are under obligation to payout 90% of their earnings in dividends, leaving only 10% to re-invest or for capital appreciation.
If analyzing dividend payouts is not the answer, then what is?
Net Profit Margins
The net profit margin is a ratio of net income compared with sales. A low ratio means that a company retains a very small amount of its sales as profit. This could be due to a host of reasons from production costs, taxes, marketing, and so forth.
Companies with very high profit margins have larger reserves to fall back on when times get tough. Of course, these figures will vary from industry to industry; we will weed out any companies with less than a 50% profit margin. Our list of 76 high yielding companies is whittled down to 14.
Growth and Sustainability
Net profit margins only provide us with a relative number. Even if your net profit margin was 100%, declining sales would still erode your dividend income over time. To know if our investment is sustainable we need to track overall growth of earnings. We will screen out any investment product that has not improved its bottom line EPS for this year. This knocks our list down to 10 companies.
Intrinsic Value
Stocks paying out hefty dividends typically trade closer to their intrinsic value than do speculative high-growth stocks. Still, if we remove any publicly traded product that is valued over 1.5x its book value, we will be left with investments priced very close to their 'liquidation' value.
This can provide protection. For example, imagine you purchased a stock at $10 per share with a yield of 10%. The price to book ratio is quite high and the price drops to bring share value closer to intrinsic value. The share price is now $5 per share with a 10% yield payout of 50 cents. Because you purchased shares during its 'overvalued' time frame, your yield is only 5% of what you paid into this investment, not to speak of capital losses.
Long-Term Debt to Equity Ratios
Another consideration should be given to long-term debt to equity ratios. As the market improves, interest rates will rise accordingly. If long-term debt ratios are high, this could severely impact the amount of earnings in the future.
Long-term debt is any debt that will not be paid off in the next year. A long-term debt to equity ratio over 1 means that the company has more long-term debt than assets. We will screen out companies with a LTD to equity ratio greater than 0.4.
The High Yielding Dividend List
A quick review of our criteria:
- Dividend Yield > 10%
- Net profit margins > 50%
- Positive EPS growth this year
- Price to Book Ratio < 1.5
- LTD ratio < 0.4
It is of little surprise that our list of 8 investments is comprised mostly of REITs and mortgage products. The investment products that made the final cut are as follows:
1. RiverSource LaSalle International Real Estate Fund, Inc. (NYSE:SLS) is a closed-end fund. Being involved in foreign investment there are of course added risks. It is not FDIC insured, or insured by any federal government agency. As well, there is no bank guarantee. Also to be considered is a special shareholder meeting date on February 15, 2011 where a proposal will be considered to be acquired by the Columbia Real Estate Equity Fund which is an open-end fund. The perks have been a 17.61% dividend yield.
2. Cornerstone Progressive Return (NYSEMKT:CFP) is another closed-end fund with a trailing 15.89% dividend yield. They pay monthly. Not everyone agrees with their methods which amount to dividend-stripping, or dividend capturing. The concept is to hold income stocks and sell them shortly after the ex-dividend date, to get into another upcoming dispersion of dividends. In theory, this should not work since capital share appreciation is reduced by the amount of dividends paid out. Still, you should compare long-term income payouts and share price movement and make the call yourself.
3. Invesco Mortgage Capital (IVS) has a forward annual dividend yield of 17.1%. Their year over year growth is outstanding with quarterly revenue up 243% and quarterly earnings up 322%! Still, the company is still in its infancy stage being founded in 2008, so making long-term assumptions about this mortgage product is more difficult. Also keep a close eye on the relationship between the NAV value for over-hyped prices.
4. Hatteras Financial Corp. (NYSE:HTS) is a residential REIT with a forward dividend yield of 13.8%. But not everyone is happy with management that offered an additional 10 million shares at $28.75 a piece to dilute former shareholders. As short interest climbs on this one, it could be interesting.
5. Anworth Mortgage Asset Corporation (NYSE:ANH) is a diversified REIT with a forward dividend yield of 12.5%. Not everyone is forecasting a sunny outlook for these products as interest rates climb.
6. MFA Financial (NYSE:MFA) is another diversified REIT expecting to give out 11.7% annually. There seems to be more than a little disagreement on whether this is still a buy as FBR Capital reiterated in early 2011, or a neutral downgrade by Credit Suisse in December 2010.
7. ING Global Equity Dividend and Premium Opportunity Fund (closed-end foreign fund) (NYSE:IGD) has a trailing annual dividend 12.2%. They are paying out a monthly dividend of about 10 cents per share which is about an 11% forward looking yield. Although it is currently trading below book value, certain precautions are in order for foreign investments.
8. BlackRock Kelso Capital Corporation (NYSE:BLK) is a private equity firm specializing in middle market companies. With a 10.9% yield with an 87% payout ratio, this is an attractive play.
Of course, it is of utmost importance that each investor performs his own scuttlebutt of these companies as it is just the beginning of quantitative analysis. Note too that you need to carefully look at the growth number of each stock; some companies have increased year-over-year quarterly growth but down when looking at the entire year, some are the flip side of that scenario. Still others have declining growth but positive future expectations. Its up to each person to look at which growth numbers are positive and if you are comfortable with it.
This also speaks absolutely nothing of qualitative investigation that has made such value investors as Warren Buffett famous. Still, by analyzing a few key financial figures and ratios, we have a higher chance of sustainability of these high yielding dividend paying investment products.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.


text:
First Non-Sony Vaio Notebooks Launched in Japan
When Sony sold off its Vaio-branded PC range earlier this year, we knew that an independent company would be taking over the VAIO branding. Less than six months later, Vaio is back as an independent "small PC maker". The company's recently launched website states that "it's free and that things are going to change."
However, it doesn't look like that change will be happening any time soon as the company's two debut models, the Vaio Pro and Vaio Fit are exactly the same as the Sony-branded models that were released last year. It also seems that Vaio has no plans to sell notebooks outside of Japan for now, with a spokesperson saying that its focusing on success in Japan first.
All News Categories
Obsessed with technology?
Subscribe to the latest tech news as well as exciting promotions from us and our partners!
By subscribing, you indicate that you have read & understood the SPH's Privacy Policy and PDPA Statement.


text:
Listeners Club
Sign In
May 04, 2013
Spring Farm CARES Animal Sanctuary's First Annual 5K Run/Walk for the Animals will be held in Clinton. For more information call 737-0933 or 737-0423 or see springfarmcares.org.
The Mohawk Valley Spring Bazaar, hosted by Relay for Life Team Janice, will be at the Herkimer County Fairgrounds on Saturday. Admission is FREE! Bring the family, and join us for food, music, shopping, raffles, free demonstrations and more. Browse our 40-plus vendors, featuring ready-made items and some of the area's most unique handmade items. We hope to see you all there!
Thank you for supporting Relay For Life Team Janice
Please "like" Team Janice on Facebook by clicking here to stay up to date on Team Janice events
Please "follow" us Twitter - @WeAreTeamJanice
Benefit for the Canajoharie Middle School Odyssey of the Mind team. Yard sale in the East Hill gym. This is opening day of Little League. The procedure would be for anyone to set out unwanted household items, buyers would select items and make a donation, and any unsold items would return home with the person who brought them.
We OM folks would be happy to supervise your stuff if you don't want to be in the gym, but we would need you to return to get whatever doesn't go. OM folks will also be running a bake sale.
The Canajoharie Alumni Assoc. presents the 7th reunion luncheon for Graduates, Non-graduates, Staff & Friends.
10am Gathering & Registration
12pm Buffet style luncheon
1:30pm Short meeting & raffle drawing
2-4pm Reminisce time, Beech-Nut Circus Memorabilia Exhibit + Local History Exhibit
5pm Post Reunion Gathering @ The Canajoharie Country Club (Pub menu at own expense)
Alumni Raffle: Tickets $10 each for a chance to win $500, $300 or $200..**ONLY 200 tickets will be sold**
This event is $10 PER PERSON. Please send payment to Clifford Douglas..115 Douglas Drive, Canajoharie NY 13317. For more info.: Contact Susan Yuhasz at 518-673-3537.
Come to Johnstown Reformed Church at 351 N. Perry St in Johnstown for our annual spring auction to benefit and sponsor youths attending Camp Fowler & Reach Workcamps.
Location: Deerfield Fire Department Banquet Hall (Corner of Trenton Rd. and Firehouse Rd.)
Food, beverages, raffles, auction and music.
Tickets: $20 each / 2 for $30
Funds raised will help Bob Tomaino as he battles throat cancer. Bob is a 40-year member of the Deerfield Fire Department; he was a past Fire Chief and is currently a Fire Department Commissioner.
For info: Matt Tomaino: 527-9609
Church of Christ Uniting, 22 Church Street, Richfield Springs.
Chicken dinner $9, rib dinner $11, chicken halves $6, children 5-12 (chicken dinner only) $6.
Dinners include scalloped potatoes, coleslaw, rolls, sweet breads, homemade pie or cake, and beverage.
Back to Full Calendar
Home | EEO | Employment Opportunities | Advertising Information | Contests | Contest Rules | Contact


text:
The Trident Race
I am so excited to announce: The Trident Race is back!!! If you're into running, but want a challenge, The [Continue Reading]
I am so excited to announce: The Trident Race is back!!! If you're into running, but want a challenge, The [Continue Reading]
Disclosure: Visit Rhode Island invited A is For Adelaide on a day trip around Rhode Island (and Dave got to [Continue Reading]
Rhode Island Tourism treated some local bloggers to an amazing day last Friday! #RISpringBreak was the perfect family day and [Continue Reading]
When I first got involved with Listen to Your Mother 4 years ago I never imagined what it would become. [Continue Reading]
I was treated to a complementary brunch in return for my honest review! Thank you, FiRE + iCE! Last weekend, [Continue Reading]
I am so excited to have the opportunity to join in on an obstacle course race this weekend in Bristol, [Continue Reading]
My home… or what I hope becomes was my home. That's my new favorite place in my city. Current city, [Continue Reading]
I was given a bathing suit from Milk & Baby to facilitate my review. All opinions are, as always, my [Continue Reading]
OH THE WEATHER!!!! I could not imagine what ideas I was going to come up with for The Weather, but [Continue Reading]
There are dreams we have and dreams we take. Dreams we make and ones we know we could never achieve. [Continue Reading]
Copyright © 2017 aisforadelaide.com. All Rights Reserved. Track Santa


text:
oakley fives 2.0 do exactly that. I am delighted with them. I highly recommend them wholeheartedly to any other driver, and indeed to anyone looking for great sunglasses with style! These sunglasses are just what i needed at an affordable price i would buy from here again,quick turnaround with goods Bought Netherlands best kite surfing Cheap Michael Kors Purses me absolutely kicking remixes. Not sure what the final release remixes will be but if the original isn't 'hard' enough then the Chris Liebing will be the choice for you - can't get much harder!!! There are some other remixes floating about but I'm sure they will pich only the best for the final release. An 80's classic revamped for the new millennium!!! Got this delivered today and im very impress with it, fits my glasses very well, looks great, you would have to look realy close to realise it's not a complete sun glass, would recomend to anyoneLincoln cycling sunglasses online buy electronics .
vely paltry sum for these Wayfarer's seemed a reasonable idea. Unfortunatley as soon as I put them on and checked 'the look' in the mirror I realised that I resembled a large bumble bee. Some numpty had mentioned in an earlier review that they weren't ideal for wearing indoors, frankly only blind people have an exc chanel espadrilles was polarised because glare from the sun really bothers me. I have recently started to wear contact lens' so to be able to wear 'normal' sunglasses has been a luxury, as a wearer of prescription glasses I haven't been able to have anything polarised unless it was one of those clip on affairs (nasty), although I have found I can wear these glasses over the top of my prescription glasses on the days I couldn't or couldn't be bothe ray ban limited edition t. The shade and depth of yellow for the glasses is excellent.
I had no idea what size I needed but when they arrived I realised I wanted the 55mm so therefore I had to return them. It was easy to return and I got most of what I paid for postage ba.


text:
According to MacWorld, iOS 10 is teaming with Donate Life America to encourage organ donation. I signed up, but then again I've been a supportor for organ and blood donation for years.
Category: Nursing
How do I use Evernote as a travel nurse? As a travel nurse I can change jobs & move as often as every 8 weeks depending on the contracts type. When interviewing with new locations with a new contract I speak to many people. I usually open a new note & make notes with who I spoke with, details of the conversation, target dates for contract start, & any details I need to know about my work location such as number of beds on the unit, dress code, etc. I forward emails from my recruiter to Evernote to store additional details about the assignment.
I store both blank & completed forms for items such as Mileage Reimbursement & Timesheets & more. I will pull up the form I need from Evernote, print it, complete the form, then I scan the completed form into the computer to email it back to my company for reimbursement.
Prior to moving to a new location, I research it on the internet. I clip information about locations I want to visit & locations I need (such as the local shopping mall or veterinarian) into Evernote. I also try to reduce the amount of unnecessary items that I have to bring along during a move so user manuals such as that for my camera or my microwave, I locate the online PDF of the manual & store it in Evernote.
I occasionally run into larger ticket item purchases I consider such as a new travel printer. I take a photo of it & the tag with model number and price with my iPhone camera straight into Evernote.
Once I'm at a new hospital to start work often parking needs my license plate number. I just pull up my photo of my license plate in Evernote.
I also travel with my 2 cats. My older kitty has medical problems and has to visit the veterinarian regularly. With us being in different locations he often has to see different veterinarians. I keep his medical records scanned into Evernote & can locate his past medical information for his newest medical provider. I also keep previous provider's business cards scanned in for quick access. (Note: While it has really good security, Evernote isn't secured to HIPPA standards for human medical records, but the law doesn't require the same security for pet medical records.)
Related articles
- Evernote at SXSWi (evernote.com)
- Organizing Writing in Outlook and Evernote (janisisoucie.wordpress.com)
- Evenote for Schools – Education Series Roundup (evernote.com)
- Evernote Keeps Your Notes Synced Everywhere (scrapsofmygeeklife.com)
- How can I use Evernote to GTD (Get things done)? – Web Applications (webapps.stackexchange.com)
- Too Much Data? New Evernote Should Help (gigaom.com)
Freaking out the coworker
Image via CrunchBase
I slightly wow'ed a coworker with my toys yesterday. Respiratory Therapist needed to know the patient's temp in Centigrade. I just picked up my iPhone with the new Google Mobile App and spoke "98.6 Fahrenheit in Celsius." The app picked up the speech perfectly and spat back out the answer.
Playing with Leeches
Yes you read that right. Last night I got to play with leeches. Three times.
Weird. There is another nurse with my name. Almost my EXACT name. Same middle name even. Just she has given Debra a phone call today since she noticed my name on the GA board of Nursing with their address due to a goof some company calling her with a recording. I returned her call. We talked for a little while. She gave me the name of an more local agency that is used a lot on the ATL area that she has worked with. Anyway she lived in Memphis prior to me moving there. And now I'm moving to Georgia where she's living. It's a small world……………
We were talking at work about receiving patients without getting report. I remember this happening twice to me.
In Dickson, ER had called us for a bed assignment, they had given us Name, Age, MD & Diagnosis at that point. The charge nurse of the ER started bringing the patient through the doors of the unit. She stopped halfway in the doors and looked at us and said, "I forgot to call report." with a really incredulous look on her face.
In Johnson City, I was getting a patient at around 5 am (read admission close to change of shift which annoys me to no end). I've got a name, diagnosis, age & admitting doc. AND THAT'S IT. I keep waiting for report and I'm finishing up closing out my other patients for the morning. I look up and the paramedics are rolling down the hallway with the patient. I hadn't gotten report. I was so mad I was almost seeing red. I got him transferred over, hooked up. Did the history and assessment as fast as I could. Called doc to let them know he was here. I get paged for the phone. It's the transferring hospital to give report. I pick it up and the nurse starts the report with "I've got a XX year old male…." I just came back with. "NO, I've got Mr. So & So here already." I really regret now being so nasty with him, but didn't at the time. I was just fuming.


text:
San Juan mayor left 'hanging' at fiesta time
About a dozen people dressed in cowboy outfits stormed Tuesday's San Juan Capistrano City Council meeting to "hang" Mayor John Taylor.
The mock mayor hanging is a tradition of the San Juan Capistrano Fiesta Association to mark the annual Fiesta de las Golondrinas, or Swallows Festival.
The rest of the council and city staff dressed up along with Fiesta Association members, except for City Attorney Hans Van Ligten, who apparently didn't get the memo.
The association organizes festival events including Taste of San Juan, the Kids Pet Parade, Fiesta Grande, Hoos'gow Day and the highlight, the Swallows Day Parade.
Here's the rest of the fiesta schedule:
El Presidente Ball: 6:30 p.m. March 16 at El Adobe restaurant, 31891 Camino Capistrano
Fiesta Grande: 6 p.m. March 20 at Swallow's Inn, 31786 Camino Capistrano, featuring the Hairiest Man and other contests
Hoos'gow Day: 9 a.m. to 3 p.m. March 22 throughout downtown, featuring "jailers" rounding up "city slickers"
Mercado Street Fair: 8 a.m. to 5 p.m. March 23 at Historic Town Center Park, 31806 El Camino Real
Swallows Day Parade: 11 a.m. March 23 on Ortega Highway, Del Obispo Street and Camino Capistrano
Most Popular
- Man arrested on suspicion of firing shotgun, setting a fire and smashing windows in a San
- IKEA in Costa Mesa evacuated
- 3 injured in 2-vehicle crash in Lake Forest
- 4-year-old Irvine boy killed after being struck by car while crossing street on scooter
- Lakers' Ivica Zubac absorbing plenty of trash talk from D-League players
User Agreement
Comments are encouraged, but you must follow our Privacy Policy Policy & Terms of Use
Keep it civil and stay on topic. No profanity, vulgarity, racial slurs or personal attacks. People who harass others or joke about tragedies will be blocked. By posting your comment, you agree to allow Orange County Register Communications, Inc. the right to republish your name and comment in additional Register publications without any notification or payment.


text:
Enter your Email address:
Wolters Kluwer Health may email you for journal alerts and information, but is committed
to maintaining your privacy and will not share your personal information without
your express consent. For more information, please refer to our Privacy Policy.
Saps, Miguel*; Adams, Papa*; Bonilla, Silvana†; Chogle, Ashish*; Nichols-Vinueza, Diana‡
Background and Aims: Functional gastrointestinal disorders (FGIDs) are common in children. Abdominal pain (AP) is the most common gastrointestinal (GI) symptom in children. The severity of AP drives medical consultations and quality of life in adult patients with irritable bowel syndrome (IBS). Thirty-eight percent of 8- to 15-year-old schoolchildren report AP weekly with 24% of those children reporting persistence of AP >8 weeks. Despite the high prevalence of AP, only 2% of school children seek medical attention for AP. Lack of parental knowledge on their child's symptoms may constitute one of the factors affecting the low ratio of consultation in children reporting AP. The aim was to assess parental reports of AP symptoms in a population of healthy community children.
Methods: Data of 5 studies with identical methodology to assess GI symptoms in children with celiac disease (CD), cow's milk allergy (CMA), pyloric stenosis (PS), Henoch-Schönlein purpura (HSP), and stem cell transplant (SC) and their healthy siblings were reviewed: a phone questionnaire on GI symptoms and Pediatric Gastrointestinal Symptoms Rome III version questionnaire (QPGS-RIII). Inclusion criteria were healthy children 4 to 18 years of age with a sibling previously diagnosed with CD, CMA, PS, HSP, or SC.
Results: Data on 246 healthy children, mean age (9.8 years, range 3–24, 112 girls) were obtained. Parents reported presence of AP in the last 8 weeks before the telephone contact in 20 (8.1%) children (age range 4–18 years, 11 girls). There was no significant difference in AP prevalence between boys and girls (P = 0.64). Six children (2.4%) met QPGS-RIII diagnostic criteria for FGIDs: 3 functional abdominal pain (FAP) and 3 IBS.
Conclusions: AP was common in community children. FAP was the most common FGID among healthy community children. The prevalence of AP by parental report is lower than the previously published prevalence of AP reported by children. Lack of awareness of children's symptoms may play a role in the low ratio of consultation for AP in symptomatic children. Future prospective studies should confirm our findings and investigate the factors influencing the medical consultation decision including parental awareness of children's symptoms.
Copyright 2012 by ESPGHAN and NASPGHAN
Colleague's E-mail is Invalid
Your Name: (optional)
Your Email:
Colleague's Email:
Separate multiple e-mails with a (;).
Thought you might appreciate this item(s) I saw at Journal of Pediatric Gastroenterology and Nutrition.
Send a copy to your email
Your message has been successfully sent to your colleague.
Some error has occurred while processing your request. Please try after some time.
An Existing Folder
A New Folder
Folder Name:
The item(s) has been successfully added to "".
Login with your LWW Journals username and password.
Username or Email:
Forgot Password?
Enter and submit the email address you registered with. An email with instructions to reset your password will be sent to that address.
Link to reset your password has been sent to specified email address.
What does "Remember me" mean?
By checking this box, you'll stay logged in until you logout. You'll get easier access to your articles, collections,
media, and all your other content, even if you close your browser or shut down your
To protect your most sensitive data and activities (like changing your password),
we'll ask you to re-enter your password when you access these services.
What if I'm on a computer that I share with others?
If you're using a public computer or you share this computer with others, we recommend
that you uncheck the "Remember me" box.
Save my selection
Article Level Metrics
Keyword Highlighting
Highlight selected keywords in the article text.
Search for Similar Articles
You may search for similar articles that contain these same keywords or you may
modify the keyword list to augment your search.


text:
Cheap hotels in San Carlos
San Carlos HotelAre you looking for hotels in San Carlos?
Jetcost compare San Carlos hotels offers in more than 250 websites (Ebookers, Venere, Expedia, Booking, Laterooms, Lastminute,...). Jetcost is a San Carlos hotel price comparison engine allows to :
- Search, compare and find a cheap hotel in San Carlos
- Check the location of your hotel on a San Carlos map
- Acces pictures for cheap San Carlos hotels as well as a description for the hotel, ratings, or services and amenities available (internet, swimming pool, A/C,...)
Wether you look for a cheap San Carlos hotel or a luxury hotel, Jetcost will find the best prices and deals.
Prices for hotels in San Carlos (575 Hotels):
- 1 star hotels from $41
- 3 stars hotels from $20
- 5 stars hotels from $80 (Villa Huinid Resort & Spa, Bariloche)
Avenida Bustillo KM. 2.5
2.4 km from city center
(1117 Reviews)
Av. Bustillo Km 25
20.4 km from city center
(1317 Reviews)
Hua Huan 7549 (Alt. Bustillo Km 7,500)
7.1 km from city center
(1017 Reviews)
Av. Bustillo km 1,151
1.1 km from city center
(743 Reviews)
Libertad 175
0.2 km from city center
(369 Reviews)
Bartolome Mitre 685
0.9 km from city center
(270 Reviews)
Av San Martin 536/70
0.7 km from city center
(605 Reviews)
Av. Bustillo km 7051
6.6 km from city center
(608 Reviews)
San Martin 202
0.3 km from city center
(610 Reviews)
Rolando 263
0.4 km from city center
(251 Reviews)
Hotels in San Carlos
Find, compare and book a cheap San Carlos hotel with Jetcost. Get the best rates in San Carlos. Enter your hotel search details and Jetcost will search for San Carlos hotels on 250 websites.
Hotels in Argentina: Main Cities
Weather forecast for San Carlos
Tuesday 17Min 3 °CMax 20 °C
Wednesday 18Min 4 °CMax 24 °C
Thursday 19Min 7 °CMax 24 °C
Friday 20Min 6 °CMax 26 °C
Saturday 21Min 4 °CMax 25 °C


text:
24/7 Service : 0481-645 2134
Save this search result
The complete Building solutions.
The Complete Building Designing, Plan, Estimate, Full Interior & Exterior Designing & Furnishing, Super Vision, Modular Kitchen Designing Etc
Enter the search name and save
By clicking Request Call you are agreeing to our Terms & Conditions
Be the first one to review
Send a sms & get the result eg: "software Development Kochi"
Do You Think We Missed out Business / Service that you know?
Click Here
Copyright © 2017 quickerala.com - All Rights Reserved.
Terms | Privacy policy
Enter your email and password to sign in


text: Crawfish Omelet Crawfish Omelet is an easy to make delicious dish. Perfect for enjoying the leftovers from yesterdays crawfish boil. Serves 2 Ingredients: 1 tablespoon butter 1 tablespoon finely chopped celery 1/3 cup sliced mushrooms 1 tablespoon water 3-4 drops of Louisiana hot sauce 4 large eggs 1/3 cup crawfish tail meat 1 teaspoon sour…Read more


text:
Another trading halt in China following a 7% stock drop in just seven minutes set off a new round of risk-off trading Thursday. In response, Treasuries climbed in price.
The yield on the benchmark 10-year note fell to a low of 2.123% ET by 4:30 a.m. ET before regaining some ground by 6:30 a.m. when it was at 2.14% — still a 3 basis point slide from Wednesday's close. Read More»
Compared to Monday, global markets stabilized Tuesday morning as Chinese authorities intervened to support share prices. World stocks inched higher.
But for the Treasury markets, continued unease about the health of the Chinese economy and stock market caused rates to drift lower Tuesday morning. The yield on the benchmark 10-year Treasury was 2.227% at 7:15 a.m. ET, down about two basis points from Monday's close. Read More»
A crash in Chinese equities sparked risk-off trading around the globe early Monday, the first day of trading in 2016. As a result, safe-haven U.S. Treasury bonds rallied on heavy volume.
The yield on the benchmark 10-year Treasury fell to 2.21%, a 5 basis point drop from the 2.27% close on December 31, according to Tradeweb. Read More»
Chinese trade data reported Tuesday showed an 8.7% drop in imports and a 6.8% drop in exports. Imports were not as bad as expected, but the export number was far worse.
Some experts said the decline in imports doesn't look as bad as it is because imports have been falling for more than a year. So year-over-year comparisons don't look as steep. Exports fell for the fifth month in a row. Read More»
The day after Thanksgiving is a short one for U.S. bond traders as the market closes early afternoon. Nonetheless, U.S. government bonds were rising Friday morning. A slide in Chinese equities seems to explain the risk-off move.
The yield on the benchmark 10-year Treasury was at 2.204% at 7:30 a.m. ET, down from a Wednesday high of 2.246%, a four basis point drop, according to data from Tradeweb. Read More »
Folks in New England are digging out from Blizzard Juno. Apple (AAPL) shares are surging to lead the S&P 500 index higher on the strength of last night's earnings report. The Dow industrials are up slightly after yesterday's dramatic losses, while U.S. Treasuries strengthened today as growing market turmoil in Greece boosted demand for haven assets.
Here's some headlines that should peak your interest.
U.S. Treasuries are staring the week on a good note as worries about economic growth in China boosted the appeal of haven investments.
The 10-year Treasury yield held its earlier price gains despite disappointing housing data. The yield on the note, which falls as prices rise, dropped 0.54% to 2.573%. The move followed earlier remarks by China's finance minister that the nation won't make major tweaks to its policies as it faces downwards economic pressure.
As the Wall Street Journal reported:
Investors are grappling with a two-speed pace of the global economy. The U.S. economy has showed signs of gaining traction and the Federal Reserve is expected to start raising interest rates sometime next year. Yet the eurozone's economy has shown little growth and Japan's economic recovery remains weak, with investors expecting the European Central Bank and the Bank of Japan to add more monetary stimulus to support growth.
Concern about Chinese growth has ramped up of late after data showed the country's industrial output growth slowed to its lowest level since the 2008 financial crisis. On Tuesday, investors will get an initial read on Chinese manufacturing activity in September from HSBC.
Worries about tepid demand have pushed down prices from crude oil, natural gas, gold and silver lately. On Monday, copper, whose price is among the most sensitive to the growth outlook in China, sold off.
On the data front, the Chicago Federal Reserve's national activity index turned negative in August. The National Association of Realtors, meanwhile, said existing home sales suffered an unexpected 1.8% decline, dropping for the first time in five months.
The Federal Reserve affirmed last week that its outlook on eventually raising short-term interest rates will depend on improvement in economic data. That reminded investors of the importance of key releases.
MarketWatch's Mark Hulbert weighs in on recent worries over the yield curve, which is the flattest it has been since 2009.
The WSJ reports that the Federal judge overseeing the city of Detroit's bankruptcy case wants to appoint at least one of his own expert witnesses to help him evaluate the city's proposed debt-cutting plan. European Central Bank officials sent strong signals yesterday that they are willing to consider dramatic steps to guard against dangerously low inflation. Meanwhile, Brazilian bonds are making a comeback as U.S. fund managers snap up the notes.
According to the Financial Times, leveraged loans classified single B by the credit rating agencies – a "speculative" investment – made up more than a third of new issuance last year. That is a bigger chunk than loans rated double B – just below investment-grade – that have lead this part of the capital markets.
The Dow Jones Newswires reports that more than 30 Chinese companies have scrapped plans to sell debt after the country witnessed its first domestic corporate bond default and authorities signaled they might let other struggling corporations meet the same fate.
According to Bloomberg, Treasury five-year notes were close to the cheapest level in four years relative to two- and 10-year securities before the U.S. sells $35 billion of 2019 debt today. Spanish and Italian government bonds rose as J.P. Morgan Asset Management said it increased bets that a rally is set to extend. And the wire service also reports that the People's Bank of China plans to change the way it compiles the opening prices of benchmark money-market rates to help prevent manipulation.
The World Bank warns that the economic impact of annexing Crimea from Ukraine could drive Russia into a sharp recession this year even if the West stops short of trade sanctions, Reuters reports.
China's manufacturing industry weakened for the fifth straight month, according to data released today.
In this weekend's edition of Barron's, Mike Hogan writes about the importance of dividends to returns, especially for retirees. Take a look at the piece by Bradley Davis looking at what may loom ahead for investors after Fed Chairwoman Janet Yellen's remarks last week.
Investors are fretting after Yellen signaled that the federal funds rate could climb as soon as April 2015. The Wall Street Journal's E.S. Browning dug into that yesterday. But economics writer Jon Hilsenrath writes that Wall Street may be missing bigger news.
Also, don't miss Hilsenrath's Q&A with the Minnesota Fed Chief.
Are the days of huge stock buybacks coming to an end? Marketwatch's Wallace Witkowski writes that buybacks may begin to lose their luster for investors as an earnings booster as the end of cheap debt nears and fundamental growth gets more scrutiny.
While S&P and Fitch Ratings consider whether Russian President Vladimir Putin's military incursion into Ukraine warrants a sovereign downgrade, the cost to insure the government's debt against nonpayment has climbed to a 10-month high, according to Bloomberg. The news service reports that sanctions imposed by the U.S. and the European Union are pushing Russia toward a recession. Also, Bloomberg writes that overseas creditors' grip on U.S. Treasuries have fallen to their lowest level in a decade with U.S. investors picking up the slack.
The FT's Stephen Foley weighs in on PIMCO in today's "Smart Money" column, declaring while the firm's past performance speaks for itself, history is not always a reliable guide to future returns. The newspaper also reports that U.S. banks have been aggressive borrowers during the first quarter of 2014.
U.S. fiscal troubles haven't chased China away from buying our bonds.
The Wall Street Journal reports that China bought more Treasury debt in October than any other foreign investor – a sign that the Treasury bond market retain its status as a global safe harbor.
According to the WSJ:
China boosted its Treasury debt holdings by $10.7 billion in October to $1.3045 trillion, according to the latest monthly capital flows data released by the Treasury Department on Monday. Foreign investors overall added $24.4 billion in Treasury debt holdings in October. China primarily bought T-bills due in one year or less, known as T-bills with $8.4 billion added in October. China's overall holdings of Treasurys at the end of October marks the second highest level following a record high of $1.3149 trillion set in July 2011, according to Ian Lyngen, senior government bond strategist at CRT Capital Group LLC. China is the largest foreign owner of Treasury debt.
October was a rough month for the bond markets. The U.S. government was partially shut down for 16 days when fears that the world's biggest economy could miss debt payments ignited a selloff in some short-term Treasury notes.
But the Treasury debt market recovered after lawmakers reached an agreement in mid-October that pulled the U.S. back from default.
During the standoff, Chinese officials engaged in saber rattling. Analysts attributed the bond buying from China to less fear of a sharp rise in bond yields after the Federal Reserve refrained at its September policy meeting from cutting back its $85 billion-a-month bond-buying program.
The WSJ reports:
China added $2.3 billion in Treasury notes and bonds in October, after reducing the holdings by $5.6 billion in September. For the year, China's overall holdings of Treasurys have increased by $84.1 billion.
Barrons.com's Income Investing blog helps readers find undervalued securities that offer attractive yields, with an emphasis on dividend-paying stocks, preferred shares, bonds, REITs, Master Limited Partnerships and closed-end funds.
Amey Stone is Barron's Income Investing blogger and Current Yield columnist. She was formerly a managing editor at CBS MoneyWatch, MSN Money and AOL DailyFinance. Her responsibilities included overseeing market coverage and personal finance topics. Prior to those roles, she was a senior writer at BusinessWeek where she authored the Street Wise column online and contributed to the magazine's Inside Wall Street column. Topics covered included economics, corporate finance, Fed policy, municipal bonds, mutual funds and dividend investing. She co-authored King of Capital, a biography of Citigroup Chairman Sandy Weill. She is a graduate of Yale University and Columbia University's Graduate School of Journalism.
Write to Amey at email@example.com


text:
Rates and General Policies
Rates are seasonal and vary from $99 to $235 per night based on double occupancy. Please add $25.00 for additional persons or pets. Ask about our special, off-season rates. Smoking
is allowed outside and in designated areas. Our desk, with consierge service, is available 24 hours a day for your convenience. Daily housekeeping is available.
Payment is due at time of arrival.
Most cancellations must be made 30 days in advance. If you cancel after the 30 day period, part or all of your fee may not be
refunded. If we can re-book your rental dates you will be refunded less a $60.00 cancellation fee. Please be sure to check your confirmation letter for any adjustments to our standard cancellation policy.
Check in time is after 3:00 p.m. Please keep us informed
of your estimated arrival time.
We ask that you check out by 11:00 a.m. in order for us to prepare the
for the following guest's arrival. A late check out may be arranged at
the time of your reservation.
Coho Cottages are located in Willow Creek, California on Scenic
Highway 299. We are one hours drive East of Highway 101 from Arcata
and two hours West of Interstate 5 from Redding. For a map and driving directions to our property, please click
Coho Cottages
76 Willow Road
P.O. Box 729
Willow Creek, CA 95573
Home · Accommodations
· Amenities · Activities
© 2005 Coho Cottages. All rights reserved.
Web development by Page


text:
Gift Premium Subscription To midnightbrewing
Join Date:06-04-2011
Last Activity:06-16-2016 4:56 PM
Likes Given: 4
6 Likes on 4 Posts
- What I love best about brewing is that it's a hobby bordering on obsession for nearly every other brewer I meet. Can't fake passion like that.
- Television
- Jazz
- Snake River Brewers
- Male
- Married
- Boise
Posted in thread: HOWTO - Make a BrewPi Fermentation Controller For Cheap on 05-20-2016 at 03:44 PM
I never said legacy was the problem, the problem is that you were trying to use master beach at
first. And yeah there are billions of fake arduinos with genuine enough looking logos. if it
didn't come...
Posted in thread: HOWTO - Make a BrewPi Fermentation Controller For Cheap on 05-19-2016 at 02:51 PM
The Arduino doesnt need power if its plugged in via USB. You should only need the external
power if your using a very long/very ****ty usb cable that cant supply the power properly.
Thats why the case...
Posted in thread: HOWTO - Make a BrewPi Fermentation Controller For Cheap on 05-18-2016 at 03:02 PM
Many thanks to the hundreds of users contributing to this thread, and of course, Fuzee for what
I can only imagine is hundreds of hours tied to the original post and constant response through
more tha...
Posted in thread: it's a brutus 10! on 05-28-2013 at 05:00 AM
I went with a 4-pin audio connector from radio shack. it's for a HAM radio typically, but I
wanted it for the 4 ports. that plugs in to the box on my stand carrying BOTH valve signals. I
did this beca...
Posted in thread: Big Sky Brewery Farmhouse saison on 04-09-2013 at 06:17 AM
LOVE this beer. any tips on grabbing the yeast from an unfiltered beer instead of bottle
conditioned? I have a couple 12 ozers of this - but no sediment to start with. Curious if the
process is slight...
Posted in thread: it's a brutus 10! on 02-11-2013 at 04:35 AM
Drew,I did a lot or research, but I have a pretty solid background in basic electrical work
through theater, A/V and physics classes (15 years ago, ha). most of this stuff is pretty
straight-forward l...
Posted in thread: refractometer down! on 02-11-2013 at 03:57 AM
nothing good. slipped on wet floor, slipped out of my hand. just embarrassing, really.
Posted in thread: refractometer down! on 02-11-2013 at 03:28 AM
sad panda. else willing to admit a stupid mistake like this and how you fixed it?I'm thinking
superglue is the only possible solution; it's plastic on plastic.
Posted in thread: Plate Chiller efficiency problem on 01-06-2013 at 03:40 AM
thanks for the feedback. The water is flowing correctly, unrestricted. I am indeed
recirculating wort back to the kettle for 20-30 minutes (depends on beer type) after knockout.
I will move a ball val...
Posted in thread: Plate Chiller efficiency problem on 01-05-2013 at 10:36 PM
I have a pump-fed 40-plate chiller on my brewstand, and it took me 90 minutes to get my 10-gal
batch down to 85 degrees at a trickle.I've gotta be doing something wrong, but I can't figure
out what.gr...