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You will be working with one insurance agent – Joe D Wells. You will not receive multiple phone calls from different insurance agents. Call Joe at 843-849-4929 for your one and one free evalution.
- We can get you and your family insured today, so you will not have to worry about the financial burden which can come with the death in your family.
- We can find the right final expense life insurance policy for you which will benefit your family
- We can help you find a guaranteed life insurance policy to fit your families budget
- We offer great customer one on one service
- Cancer coverage – YES. Heart coverage – YES. Diabetes coverage YES. Highblood pressure – YES.
- We offer non biased online final expense quotes from 10 of the top rated life insurance companies
- We are here to answer your questions, so please just ask
Buy a whole life insurance policy today which suits your needs and not the needs of others
The best final expense companies offering burial insurance for seniors. Get burial insurance quotes for parents and seniors guaranteed acceptance life insurance quotes.
One Size does not fit ALL. Here you can shop, compare and save from the best burial insurance companies to find the best life insurance policy, which has the best benefits for you and the lowest whole life insurance rates to fit your budget.
Free Quotes for Ages 40 to 85 with No Obligation to Buy
How can your burial insurance policy help you while your are living?
First and foremost, your burial insurance policy is designed to make sure you have a proper funeral. Secondly, your burial life insurance policy can be set up so you leave no financial burden behind for your loved ones.
What many do not realize is you Burial Insurance Policy can work for you while you are living. It can act as your emergency funds.
So let us learn how a real burial insurance policy works for the living - YOU!
For example:
- Jane Test, living in South Carolina. A female, who does not use tobacco and who was is 60 years old.
- Jane buys a $25,000.00 face amount burial insurance policy from us.
- Her monthly premium payment is $77.26 per month.
- Her monthly payments NEVER INCREASE
- Her benefits NEVER DECREASE
- SO far this is a good policy and basically a standard issued policy.
Now Jane buys her burial insurance policy online from us.
- Jane makes her premium policy payments on time for the next 15 years.
- Jane needs money. She made need money for medical bills, she may wish to help her son or daughter buy a house or she may wish to help pay for the education of one of her grandchildren, But Jane's bank account is empty. What will she do? How can she help her loved ones?
Where can Jane get money to help her loved one?
- The burial insurance policy Jane purchased from us builds cash value, which Jane can withdraw to help her loved ones.
- How much money can Jane withdraw? If Jane has kept her premium payment current. Then in the 15 year of her policy, she will built up a cash value of $7,6500 she can withdraw.
- And there will still be money in her burial insurance policy to help with her funeral and cover debt she has at the time of her death. This depends on the face amount of the policy. We can discuss this with you.
- So Jane, while living has helped her family, thus she can see the smiling faces on her loved ones. And when she is gone, they will continue to be smiling, because she also has left no financial burden behind.
The view our brochure for more information on this option - Click Here
What is Guaranteed Life Insurance?
A few companies offered Guaranteed Life Insurance or sometimes referred to as Guaranteed Burial Insurance for Seniors.
Here is a nice overview of Guaranteed Burial Insurance. Please request your free quote information before, so we may you with any questions you may have -
Guaranteed Life Insurance Features
- You DO NOT have to take a medical exam
- You DO NOT have to answer any health questions on the application
- Our guaranteed burial insurance policy is for ages 50 to 80
- The face amounts are from $5,000.00 to $25,000.oo in increments of $1,000.00
- Your monthly premium payment will NOT INCREASE
- Your benefits will NOT DECREASE
- To download our brochure for information - Click Here
If you are asking yourself - Why Buy a Burial Insurance Policy from Us?
We realize there are many companies you can buy your burial insurance policy from, but you should buy from us because
- We are independent insurance agents and these means, we find the burial insurance policy which is right for you and not right for the insurance company.
- Many agents work for just one insurance company. And they are trained to sell only the burial insurance policies from that one company. So there is no shopping and comparing to find the lowest rate and the burial policy which fits your budget. They sell what they are told.
- We represent many different insurance companies selling burial insurance policy and this is good for you, because we help you shop and compare burial polices. You do not have settle for a policy which is not right for you.
- Some of the companies we represent are Lafayette Life, Liberty Bankers, Foresters and Mutual of Omaha to name a few. We are qualified to do business with them all.
We do not charge you for any of our services when help you find the right burial insurance policy.
- You pay us nothing for free quotes and information
- Your burial insurance premiums are paid directly to the burial insurance company you choose to buy your burial policy from.
- How do we make money? The insurance companies pay us when we right a policy.
If you are asking - What are Burial Insurance for Seniors Classifications?
These are the main burial insurance classifications you will see. Not all burial insurance companies offer all the different levels and each state has different rules. We know the rules and will help you find the burial policy to suit your needs and fit your budget.
Each burial insurance company will also, in many cases, have age restrictions. Most will cover ages 40 to 85. And in some cases up to 90 year of age. Just remember the younger you are the lower insurance premium you should get.
- Level Death Benefits
- Graded Death Benefits
- Modified Death Benefits
- Guaranteed Death Benefits
To be approved for the Level, Graded or Modified life insurance policy. There is NO medical exam required, but you will have to answer some health questions. The guaranteed burial policy has NO medical exam requirement and NO health questions are ask. We can help you find out which burial insurance policy is right for you - Get your quote today!
Level Death Benefit for Burial Insurance Policies
You may qualify for a level death benefits burial policy even you use tobacco. The level benefit burial policy, in most cases, offers the lowest monthly insurance premium payment. We always start with trying to get you approved of this type of policy. If we can not, we go to the Graded Benefits insurance policy, then the Modified Benefits burial policy and then if we can not get your approval for these based upon your medical conditions, we move to the Guaranteed Burial Insurance Policy.
Grade Death Benefits Insurance Policies
- Each burial insurance company can have different polices concerning the graded benefits burial insurance policy.
- An overview would be - If you die during the first year, you will be paid 40% of the face amount of your policy. If you die during the second year, you will be paid 75% of your policy and then if you die in the third year and beyond while your policy is in place. You will be paid 100% of the face amount of your burial insurance policy.
Modified Death Benefits Insurance Policies
- If you die during the first two years your burial insurance policy is in effect. You will be paid the total amount of the premiums you paid in, plus interest. The interest rate will vary from insurance company to company. Some pay 5% and some pay 10%. Why is this good? Look at it this way. If you are guaranteed 10% on the premiums you paid it, well this rate is normally much higher than you can get in a checking or saving account at a bank.
- If you die in the third year and beyond. You will be paid 100% of the face amount of your burial policy.
Guaranteed Death Benefits Insurance Policies
- The guaranteed life insurance policy has a return of premium (ROP) if you die during the first two years of the guaranteed life insurance policy. You will be paid interest on the premiums returned to you. They are very similar to the modified insurance policy, except with the guaranteed death benefits burial insurance policy. There are no health questions.
If you are asking - How much does a Funeral Cost?
Based upon information from National Funeral Directors Association (nfda.com) here are some statistics to help you learn about funerals.
- In 2105 there were a reported 19,291 funeral homes in business, which is down from 2004, which shows 21,528 funeral homes were in business. It is wise to buy you burial insurance plan from a well know, top rated insurance company, which we represent. Look at your burial insurance policy as a long term investment. And you want the company holding your money to be financial stable.
- Statistic show the cost of the national median cost of a funeral in 2004 was $6.580.00 and then by 2014 there was almost a 30% rise in the cost of a funeral to $8,508.00. The point here is to buy enough burial insurance to cover your needs. We can help you determine this by your requesting a quote.
- The median cost of cremation with viewing was $6,078.0o in 2014
If you are asking - What can Burial Insurance be used for?
First and foremost, your burial insurance is used to pay for you funeral. And to avoid leaving a final burden behind for your loved ones.
But there are other uses, which many overlook, when buying a burial insurance policy. We are not lawyers, so you may need legal advice to set up some of these options and you may also need to speak with your tax advisor on some of these options. We can work with either. But if you have an idea about how you wish to set up your payouts to your beneficiaries, please request a quote to get us started. It is not a difficult as you may think to set up some of these options. Here are some ideas.
- Consumer Debt - The most common consumer debts are credit cards and payday loans. Setting up a term life insurance policy can cover these debts, which will not leave your family with this burden.
- Mortgage Debt - This is a very popular usage of a final expense insurance policy. There is no reason for your loved one to lose your home if something happens to you.
- Charity - For those who enjoy helping others outside their family, we can help your setup your burial life insurance policy to pay the beneficiary of your choice. You also set up your final expense life insurance policy to pay your family member a portion and then some to the charity of your choice.
- Education - Your final expense insurance can go a long way in providing for the large debts which may arise do to the cost of an education, which seems to be rising yearly. Also keep in mind, this life insurance policy can cover not only class rooms hours, but can also be setup to cover the cost of living such as room and board.
- Estate or Inheritance Planning - Many of these plans are not taxed and the beneficiary of your choice could receive a tax free payout.
If you are asking What is the Process for Buying Burial Insurance?
There are several different ways to purchase burial insurance for seniors
- An agent can visit your home, which many do not wish to have a stranger in their home.
- Buy burial insurance online, which is how we help our clients. It is fast, accurate and does not take up much of your time.
Steps to Buying Burial Insurance Online
- First, you choose the company you wish to be insured with based upon the reputation of the company and their quoted premium payments. Use the form on this page to get started
- We call you
- We review your request with you to make sure you understand the policy completely. We answer any questions you may have.
- We fill out the application while we are on the phone
- We fill out the application to the insurance company of your choice
- You get an email right away, while we are still on the phone
- You review the application to make sure all the information is correct
- You click submit or agree, in some cases. And you application is sent to the insurance company you have picked
- THAT IS IT! And in most cases we can do this all in one phone call
- Total time is about 15 minutes, which the benefits last beyond your lifetime.
- Quick and simple.
If you are asking - How is the Premium Payment for Burial Insurance Policies Calculated?
- There are several facts the insurance company will look at while reviewing your application
- But a few of the main facts the insurance company will be your age, if you use tobacco and what is your current health, which will be established by you answering a few health questions.
- NOTE - There are no health questions when buying one of our guaranteed life insurance polices.
As you age the insurance premiums will increase, so your policy payments should be lower if you buy at age 55 than wait until age 60
With most burial insurance polices you will be ask if you have used tobacco products in the past 12 months. If you answer yes, your premium payment on your burial policy will be higher. You can still be insured.
Health Questions
If you are willing to answer some health questions, this could save you money. In many cases you can have a medical condition. And if your medical condition is under control and depending on which prescribed medications you are taking under the direction of a doctor, you can be insured. Plus even is you smoke or have a medical condition, you still may qualify for a Level term burial policy, which offers the lowest monthly premium payments.
You must apply to be accepted and the younger you are the lower your burial life insurance monthly payment should be.
Get your free burial insurance quote today and see how much your monthly premium payment will be for your burial policy.
If you are asking - How do I Pay for My Burial Insurance?
Your may pay for your burial insurance policy by:
- Credit card, but keep in mind the insurance company wants three (3) months of premiums to start your account and then after. The reason is because of the credit card processing fees
- Social Security Express Card
- ACH or Direct Deposit from your checking or saving account
If you are asking Which are the Best Burial Insurance Companies?
Finding the best burial insurance company takes a little research on our part. And we do all this for you at no charge
We represent some of the best burial insurance companies in the world. To name a few and please keep in mind, as independent burial insurance agents, we are qualified to do business with any and all burial insurance companies. So we help you find the burial insurance policy which is right for you and not others.
Some of our best burial insurance companies we have found who put the client - YOU - first are:
- Mutual of Omaha
- Lafayette Life
- Liberty Bankers Life
- Foresters
- Gerber Life
- Assurity Life
- Click here to Compare Final Expense Companies
As the old saying goes "One person's trash is another gold". So what does this mean. It means that one burial insurance company or one burial insurance policy might be right for one person, even a family member of your, but that does not mean it is right for you! This is where our expert knowledge is going to be very help full to you. After you have submitted your request for a free quote and given us some of you information. WE GO TO WORK FOR YOU!
Keep in mind you must apply to be approved. So the sooner your start your application, which we help you, to sooner we can find out which is the best burial insurance company for you.
There is NO COST and NO OBLIGATION TO BUY for asking questions and requesting a quote.
Get started by requesting your online burial insurance quote TODAY.
Guaranteed Life Insurance Acceptance is a fast and easy application. There are NO medical exams and NO health questions. This application only take a few minutes to complete. And approval is guaranteed.
For Guaranteed Life Insurance Acceptance for MALES > Click Here
For Guaranteed Life Insurance Acceptance for FEMALES - Click Here
The answer is simple. Age plays a very important part of how much your monthly life insurance premium will be - The older you are - the higher your monthly premium will be. Act today. Save today. Request your no obligation final expense quote today.
The amount (stated in the policy) that is available in cash upon the surrender of a policy for cancellation before or after the policy matures (as a death claim or otherwise).
As a general rule, death proceeds are excludable from the beneficiary's gross income. The proceeds are received income tax free by the beneficiary regardless of whether the beneficiary is an individual, a corporation, a trustee or the insured's estate. In order for the death proceeds to be fully excluded from the beneficiary's gross income, the life insurance contract must meet the provisions of applicable state law and the definition of life insurance found in the Internal Revenue Code.
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Hotel Hexagone
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- Minbar in room
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TripAdvisor Reviews Hotel Hexagone Château-Thierry
Travel Blogs from Château-Thierry
Soissons to Chateau Thierry 40k
... and my jacket, not bothering about my legs, they're already soaked, put the lights on the bike and slowly cycle downhill. Of course get to a steep uphill and have to trudge on in the pouring rain not being able to see a thing, then down again to the Best Western I'd booked along the way (only €60+ this one) get into the fancy lobby at 12.30 absolutely soaked through. The ladies were very nice though and after a quick hot shower have a very French dining ...
Hello London
... we decided to have some lunch at a burger place, it was yum and kinda like grilled. It was then time to get on the bus again and we decided to stay on until we head to Oxford at. Jack and Phil got off at Piccadilly. Although we thought it was a good idea we had to get off because the bus changed routes and we were going the wrong way. We head towards Oxford st and went into a heap of shops, I bought a couple tops but it was ...
"No trip to Paris is complete ...
Disneyland Paris
We have just had 3 huge, fun filled, action packed days at Disneyland Paris.
We are feeling a bit exhausted, but oh so worth it.
There are 2 parks and we spent the first day at Walt Disney Studio Park.
There was light rain all day and loads of people, because it was the last weekend of the Europe holidays but that didn't stop us, we still covered loads of rides and shows.
Disneyland Paris
We started our morning with many yawns and two long whites from Craft, the hipster coffee place across from our apartment. We took the metro to the RER station, which took us straight to Disneyland (45 minutes later). The weather was perfect, partly cloudy and around 22c. The crowds weren't bad at all, even quiet when we first arrived at 10:30. We quickly got our tickets and went straight to Thunder Mountain - a roller coaster that we had taken Evan ...

subset: commoncrawl


text: Somewhere between disaster and "more of the same" is the world we all live in today, and it may go on in this same state for our lifetimes. No black swan, no collapse, no implosion of the Republic. Because there is no knowing I have given up trying to know or predict. I have one goal. Survival at a modest level under any foreseeable future. Let it be noted, I am a tiny investor. If all my Shearson Lehman deals hadn't gone south, I'd be a medium small investor. Now I trust no one. So. Really big companies. Really good divi histories. Really broad diversification. Buy and hold. Usually. Gold buried in my sister's yard. Cash under the mattress. Food in the basement. And a full expectation that we shall see a blistering correction before 2020. But, no telling. Let's talk about the big companies. I like big, strong and smart. I want a dividend that has history, a future, and a present. I want, five years from today, all investments made today to be yielding at least 5% based on cost. The higher today's yield, the lower the dividend growth rate can be. So I like the "Chowder Rule." Some examples of stocks in this category (I think) are T, SO, DUK, VZ, D, AEP, and so on. Based on my cost basis. The other extreme are a companies whose dividend growth rate leads to a reasonable expectation that it will yield 5% in five years. WMT, MCD, KMB, CL, EMR, TGT, and JNJ all are of the type. More or less, as of this writing. They will have their ups and downs. Bought right, in general, they should fit the bill. My third favorite category are resource oriented companies, mostly oil, whose history and business fit with my goals. OXY, COP, CVX, XOM, RDS, FCX, and BHP come to mind. These three kinds of companies represent my "core" investments. Outside the core, about 10% of the portfolio is more adventurous. To round out the stable with some diversity I also own some REITs; O, ADC, OHI. I also hold a very small portfolio of energy related companies like LINE, VNR, etc. And yes, I do own little tiny positions in a few gold and silver resources. While I fully expect metals to break below the floor they are forming here in late January, 2014, but I hold them as a little insurance. No position is over 5% of the portfolio value. Oils are overweighted on purpose as a group, perhaps foolishly, since oil may see a decline this year. Most positions are 2-3% of the total. I try and follow Chowder and Carnevale here on SA, and wish I had gotten the divi bug sooner in life, so I preach it ofter to others. As the markets unfold, I may of may not prove to have the mettle to be a buy and hold investor.


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November 29, 2013
Scott Foreman discovered a mystery in the mud of a New England lake, which led him on a twisting path to Payson.
Stories this photo appears in:
What was lost, now is found
When Kathleen Rable walked away from Waushakum Pond 46 years ago, she left a piece of herself. She never really forgot about it, but she did move on.
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Achievement Gap Book Recognized at 2012 NSPRA Awards
Rex Fortune and Phawnda Moore received national recognition for Fortune's book, BRIDGING THE ACHIEVEMENT GAP: What Successful Educators and Parents Do, from the National School Public Relations Association (NSPRA).
BRIDGING THE ACHIEVEMENT GAP: What Successful Educators and Parents Do received national recognition for Fortune's book in the annual NSPRA competition. The 514 page color book was one of 701 entries and the only California winner in the special purpose publications category.
The National School Public Relations Association in Rockville, Maryland is recognized as the leader in school communications and has honored the nation's best work for more than 50 years.
Fortune, chairman of the board of the Fortune School of Education, is a Sacramento researcher with more than 40 years of experience in education. He led a research team that included Rex Fortune III and Chanel Murphy to study 7 exemplary schools' successful professional practices in leadership, teaching and parenting.
He is also the author of LEADERSHIP ON PURPOSE: Promising Practices for African American and Hispanic Students.
Both of Dr. Fortune's books, including the full-color version of his award-winning latest release, can be found at http://www.fortuneandassociates.com/
Moore specializes in educational projects at Journalism Design, a state-certified small business since 2006. She has worked with 7 California authors to self-publish their books. She previously held communications positions at Placer County Office of Education and the California Community Colleges Chancellor's Office. Moore was also recognized in the NSPRA 2009 awards. To contact Phawnda Moore, please visit her website at http://www.journalismdesign.net.
For more information about BRIDGING THE ACHIEVEMENT GAP: What Successful Educators and Parents Do and its companion DVD for parents, please visit www.fortuneandassociates.com.
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|HomeBARC Governing BoardBARC StaffMeetingsProjectsContact Us
BARC Members
The BARC Governing Board is transitioning to 16 voting members starting in 2016. Four from the Executive Board of ABAG, four from the BAAQMD Board of Directors, four BCDC Commissioners, and four MTC Commissioners. A representative of the Secretary of the State of California's Business, Transportation and Housing Agency is a non-voting member.
Scott Haggerty Supervisor, Alameda County (BARC Governing Board Chair)
Tom Bates Mayor, City of Berkeley
John Gioia Supervisor, Contra Costa County
Dave Cortese Supervisor, Santa Clara County
Non-voting Member
Bijan Sartipi representing Secretary, California State Transportation Agency


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Sarah Boseley's global health blog + Millennium development goals
Minnie Driver's new film, Return to Zero, is about a couple who suffer a stillbirth, said to be the first feature film on the subject. Is it time for a post-2015 global target to reduce their numbers?
Sarah Boseley: Eliminating preventable child deaths, particularly in populous countries such as India, is the focus of a new USAID campaign
Stillbirths should have been a global health issue long ago, but general neglect was compounded by fear of fuelling the controversy over the viability of the foetus
Sarah Boseley: Every year, thousands of qualified nurses in the Philippines can't get jobs because the health system can't afford them. But here, and across the world, there's a shortage of health workers
Pregnant women are being given a drug that rich countries would no longer allow to prevent HIV transmissions to babies, putting mothers and children's health at risk
At the replenishment conference of the Global Fund for Aids, TB and Malaria last night, donors pledged a generous-sounding $11.7 billion for 2011-2013, but the money will not be enough to prevent and treat these three killer diseases in poor countries
A Lancet paper today analyses the funding going into malaria prevention and treatment in 93 affected countries and warns that without more money, some will slip back - but suggests there are also countries who could do more to help themselves
Good nutrition is vital to ensuring a child grows and develops properly, yet is much overlooked. International development secretary Andrew Mitchell says it is vital to find ways to feed children better in their first two years of life
As the United Nations debates how governments should further the global fight against poverty and ill-health, Bill Clinton challenges the world's richest and most powerful to do more - and New York's traffic is grid-locked
Sarah Boseley: Central to the UN summit on the millennium development goals, which starts today, is preventing deaths in childbirth and improving the health of women and babies, but there are plenty of other games in town
Sarah Boseley: Earlier this year, Sierra Leone abolished health charges for pregnant and breastfeeding women and young children. Dr Samuel AS Kargbo, from the Ministry of Health and Sanitation, reports on progress so far
Trials show a new vaccine can slash deaths from diarrhoea, which kills half a million children in poor countries every year. But will donors have to choose between paying for that or supporting Aids, TB and malaria care?
New grants worth $1.5 billion from the Bill and Melinda Gates Foundation will help countries with high maternal and infant mortality over the next five years in a bid to close the gap on the Millennium Development Goals.
Today the Global Fund to fight Aids, TB and Malaria breaks with its heavyweight image to launch a campaign on the web and YouTube in hopes that popular support will persuade donor governments to give it up to $20 billion over the next three years.
Progress has been made on cutting the death toll among children under-5, but a major new study shows that 8.8 million children are still dying and the Millennium Development Goal on child mortality will not be met without more work, particularly among women in childbirth and their babies.
World Malaria Day is nearly upon us, dominated by the quest to provide bednets for all the families who need them in sub-Saharan Africa. But once we have enough, will it be assumed the fight against malaria is over?
At last a piece of good news in the slow, uphill struggle for a better world - I mean, of course, our painful progress towards the Millennium Development Goals. On water, we are almost there! A report from the joint monitoring programme set up by the World Health Organisation and Unicef says "the world is on track to meet or even exceed the drinking-water target". Or even exceed. You don't see anything like that in reports on maternal mortality or HIV
- Millennium development goals
- United Nations
- Infant and child mortality
- Maternal mortality
- Maternal health
- Africa
- UN MDG summit 2010
- Childbirth
- World Health Organisation
- Aid
- Malaria
- Health
- Cancer
- Melinda Gates
- Social exclusion
- World Bank
- Nutrition and development
- Sierra Leone
- Poverty
- Carla Bruni-Sarkozy


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CodePlexProject Hosting for Open Source Software
Is it possible to have the output from PHPExcel produce a file type that is compatible with Excel used in Windows XP ( .xls file extension?) I haven't been able to find related documentation as of yet.
I see this line that dictates Excel 2007 file output:
$objWriter = PHPExcel_IOFactory::createWriter($objPHPExcel, 'Excel2007');
Is there other options for this?
Thank you for your assistance. Ron
Excel5 Writer generates .xls files, Excel2007 Writer generates .xlsx files. This is all fully documented
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Pop bottles or crack open a cold one with custom wine and bottle openers for your business! Celebrate milestones and equip customers with a way to enjoy their beverage at company and industry events. With unique options to fit your brand's style and personality, these gadgets are awaiting your personal touch. Our team of design experts can engrave or print your logo onto any item, ensuring a perfect giveaway. Check out our many options and call us today to get your own set of wine or bottle openers customized!
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Laughter and occasional awkward silence filled the Morgan Auditorium Nov. 20 as CAB presented a comedy concert night with a one-man show of Evan Wecksell.
Tag Archives | comedy show
Comedians poke fun at audience
By Veronica Rodriguez on October 7, 2011 in Arts, Etc.
Kira Soltanovich entertained the crowd by picking on members of the audience and making jokes about being a new mom.
Comedy show welcomes students back to campus
By Alexa Palacios on February 11, 2011 in LV Life
Comedians Mal Hall and Jonny Loquasto were the bearers of jokes, performing in front of about 100 La Verne students last Tuesday for the first comedy show of the year.
Ventriloquist entertains students
By Garrett Gutierrez, Nolasco Pesina on October 1, 2010 in LV Life
Ventriloquist Ian Varella filled the Campus Center Ballroom with laughter Wednesday night for the Campus Activities Board's first comedy night of the year.
Game show mirrors television series
By Christopher Guzman, Michael Phillips on March 26, 2010 in Arts, Etc.
On Tuesday CAB hosted a live comedy game show event called "The Perfect Pair."


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Runners packs for all those that entered before 18th April were posted out second class post at the end of last week. The next batch will be posted out in the middle of this week. We will keep entries open until Bank Holiday Monday 2nd May, but anyone entering after Thursday 28th April should collect their number from the Information Desk on the morning of the race. Looking forward to seeing old friends and new faces on May 8th.
Bracknell Half Marathon online entries will remain open until the end of April. However if runners would like to see their name in the race programme they need to enter before 9.00am on Monday 18th April. After that the programme will be sent off for printing. Runners packs will be posted out second class post on or around 26th April, with entries after that posted out as they are received.
There are no plans to put toilets out on the course. However the toilets at Jocks Lane will be available if required.
Just under 6 weeks to go until the 2016 Bracknell Half marathon and there are still a surprising number of places left. This race has sold out since 2007 and we hope this year is no different. Don't delay please enter now.
Visit the official Runner's World page
Follow Runner's World on Twitter
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Other Natmag-Rodale Sites
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In response to the column on the kindergarten child struggling with special needs, I'm sorry, but in my opinion your response to this parent was completely off the mark. If there is an Individualized Education Plan in force, it's obvious that this child is not in the "least restrictive environment."
Yes, working with the IEP team is a good start, but it should be obvious that this student should be placed in a Special Education classroom or mainstreamed with a teacher who has had at least some Special Ed training. I believe that this parent is well within her right to demand an alternate placement.
It was not obvious to me that the child should be put in a special education classroom in kindergarten. We need to give children time. The child had identified special needs and a concerned parent. That seems very normal to me, and sometimes that nervousness comes out when a school year begins.
This does not mean we jump to new placements unless it is found the one that was planned does not work. It happens, but we try. You were not the only one who disagreed with me, but others took issue with the opposite point you make here. Read on.
You seem to be giving advice that the parent should allow the teacher time to implement the Individualized Education Plan. But the law clearly states that the IEP must be implemented as soon as it is signed by all parties. The student's teachers are required to read the IEP and implement those parts of it applicable to their class. It does not say "when the teacher can get around to it." The educational progress of the student is sacrificed so long as the IEP is not implemented.
The last reader thought that I should recommend a new placement in a special education class, and you thought I was implying that the teacher should be allowed to have time before implementing the IEP. Neither of those things were included in my response, but the different interpretations mean I need to continue the discussion.
The parent was a little stuck on wanting the teacher to take a specific training class. If that is not in the IEP, that would be the wrong sticking point. It could very well be that this teacher would not end up being the perfect fit, but the family and, more importantly, the student would never find this out if the focus comes off the student and goes on to insisting on things not agreed to in an IEP.
I never used the term, "when the teacher gets around to it," but I wanted to touch on that comment. We know we are supposed to implement an IEP right away. The goals are our goals. The child is a person, however, and the best intentions sometimes still hit a snag when we are trying to implement the goals and objectives.
Thank you for a very wise response to the demanding kindergarten parent. I as a former kindergarten, second- and third-grade teacher was annoyed by her tone and attitude. Only another teacher realizes the weight of the full load at the beginning of the school year, especially teaching those little ones in kindergarten.
I had a lot of responses to the Special Education column. Some agreed with me, and others disagreed for a variety of reasons.
I am always able to stay kind with concerned parents because they are worried about their child and I understand that. Worry comes out in different ways, but worry is worry. Help comes when we can see past the worry and get down to action.
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Written on: 23/11/2008
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Samsung tablet ban lifted in all EU countries but Germany
Samsung is again free to sell its Android-based Galaxy Tab 10.1 in all European Union countries except for Germany, after a court in Düsseldorf changed its injunction enacted last week.
Samsung is again free to sell its Android-based Galaxy Tab 10.1 in all European Union countries except for Germany, after a court in Düsseldorf changed its injunction enacted last week.
Apple and its lawyers have, perhaps inadvertently, misled the judge of a Düsseldorf court by filing flawed evidence of the similarity between the iPad 2 and Samsung's Galaxy Tab 10.1 tablets based on an inaccurate picture, an investigation by Webwere...
Apple isn't just going after the Samsung Galaxy Tab in Europe, it's also attacking the Motorola Xoom.
The best way to protect business information on smartphones from cybercriminals is to leave that information off smartphones, according to a mobile security expert.
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Skype's Internet phone and video chat application for Apple's iPad was available late Monday, but was quickly pulled from Apple's online stores. Skype said in a Twitter message that it had gone live prematurely.
Apple has sensationally won a federal court decision that prevents Samsung's latest Galaxy Tab 10.1 Android tablet from going on sale in Australia until a patent lawsuit is resolved.
The BBC is expanding its popular iPlayer digital content service, launching a subscription iPad application for 11 European countries, the broadcaster said on Thursday.
Like Clint Eastwood in The Good, The Bad, and The Ugly, Apple is looking unbeatable in the wild tablet market. Will the iPad be the last man standing after the smoke clears?
Despite Android's strong overall growth, enterprises appear to continue to be wary of the mobile operating system, according to data released by Good Technology.
It seems like cheating. The whole point of the 30 Days With the iPad series is to determine whether or not the iPad can stand alone as a replacement for my PC, so connecting to the PC from the iPad should be a moot point. Nevertheless, today I am goi...
Apple COO Tim Cook spoke to analysts after Apple's record financial results Tuesday. This is an edited transcript of his remarks.
Apple's iOS 4.3.4 PDF vulnerability fix issued Friday didn't stymie jailbreakers for long -- a beta jailbreak tool for the mobile software update was released on Saturday.
Apple has amended its App Store policy in Taiwan, allowing customers to receive a refund within seven days of buying a product after a demand by Taipei's city government.
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First impression on unpacking the Q702 test unit was the solid feel and clean, minimalist styling.
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Todd Burpee pleaded not guilty to additional criminal charges Monday in an arraignment following his preliminary hearing last week, which included gripping testimony from victim "Jane Doe," a 17-year-old Gunn High School student when she was attacked, kidnapped and sexually assaulted Oct. 30.
All are felonies, but forcible sexual penetration is considered a "strike" offense and carries a prison sentence of 25 years to life, Leonard said.
Represented by Daniel Olmos of Palo Alto law firm Nolan, Armstrong and Barton, Burpee entered a not guilty plea to all the charges and said he waived his right to a speedy trial.
Santa Clara County Superior Court Judge Rise Jones Pichon set a jury trial date for 8:30 a.m. on June 30 in Department 84.
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Burpee confessed to Palo Alto police that he attacked and abducted the Gunn student. The victim said she was entering her apartment building after returning from school on Oct. 30 when Burpee grabbed her. She said she was choked and her head was slammed against the ground several times.
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This story contains 297 words.
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Summary | Excerpt | Reviews | Beyond the book | Readalikes | Genres & Themes | Author Bio
The story opens in
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I was thrown a little off kilter when first reading A Woman in Jerusalem, firstly by the writing style that retained a certain "foreignness" in its translation, but mostly because the title led me to believe that this would be a novel about Jerusalem, whereas the city was incidental to the storyline. With a few changes here and there the story could have been located in almost any ...
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2 posts tagged with paleontology by The Whelk.
Displaying 1 through 2 of 2.
I was surprised by how many of the weird things ......came form the book
Things That Need To Be On The Side Of A Van #328
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617-282-2955- Did this number call you? If yes, leave your comment/complaint below.
Phone number: 617-282-2955 is located in Dorchester, Massachusetts.
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Looked up online who they are. I've received calls as well in the past but reported them & they stopped calling. They call around 2x per day for the last month or so.
Reported 3rd, Aug. 2012. | Complain this number
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ConAgra strikes up partnerships with Honda and Little League Baseball to promote its David Seeds brand to young consumers
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Sometimes, commodity ETFs all seem to be rising in tandem. Other times, they're all operating on their own distinct trend lines. This could very well be one of those times.
Examine a list of the top-performing funds in the last month, and you'll find many base and industrial metals ETFs on the list.
Among the funds showing the most strength in recent weeks include:
- SPDR S&P Metals & Mining (NYSEArca: XME), up 23.1% in the last month
- Market Vectors Steel (NYSEArca: SLX), up 20.2%
- iPath DJ AIG Copper (NYSEArca: JJC), up 18.8%
- Market Vectors Coal (NYSEArca: KOL), up 18.4%
Even iShares MSCI Australia (NYSEArca: EWA), a proxy for basic materials if there ever was one, has gone gangbusters in the last month, shooting up 15%.
What gives?
- Some risk appetite is returning. Greece still has no clear resolution to its crisis, but assurances that a deal is close has lured more investors to come out and play.
- Emerging markets, as usual. China, especially, has led the drive to consume copious amounts of copper and steel. But don't forget other emerging markets. India, Brazil, South Africa, Egypt and others are in various stages of amassing raw materials to support their growth efforts.
- Supply and demand. Mother nature has crimped Chile's efforts at mining and producing copper. While the country's miners are mostly back and running, aftershocks could threaten progress. China is rabidly consuming coal and iron ore, but they're two of the commodities in shortest supply.
For full disclosure, Tom Lydon's clients own shares of EWA and XME.


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About Edina
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Planning Commission
The Edina Planning Commission is a group of nine (9) volunteer residents appointed by the Mayor and City Council to hold hearings and provide recommendations to the Council on land use items.
Only the Council can make the final decision on most land use issues; however, the Council relies on the Planning Commission as an advisory body to hold hearings, gather input and provide the Council with expert "planning" advice based on city codes and the comprehensive plan.
The Planning Commission meets the second and fourth Wednesday of the month. The Council meets the first and third Tuesdays of every month.
Deadline date for Planning Commission Agenda: at minimum, 31 days prior to the Commission meeting. Please contact the Planning Division at 952-826-0369 if you have any questions about meeting dates.
The Planning Commission meets the second and fourth Wednesday of the month. The Council meets the first and third Tuesdays of every month. Deadline date for Planning Commission Agenda: at minimum, 31 days prior to the Commission meeting. Please contact the Planning Division at 952-826-0369 if you have any questions about meeting dates.
The Planning Commission holds public meetings on conditional use permits, final development plans, rezonings, subdivisions of land,and lot divisions, as well as amendments to the City Zoning Code and City Comprehensive Plan. Applications are available Monday-Friday at the City of Edina Planning office, 4801 W. 50th St., Edina, MN between the hours of 8 a.m. and 4:30 p.m. or applications can also be found online.
A visual outline of the variance and rezoning process can be found in the PDFs below.
|Download a flowchart explaining "Can I build or do I need a variance?"
|Phase 1 of Rezoning & New Development Review Process
|Download a flowchart on the City of Edina's Rezoning & New Development Review Process Phase 1.
|Phase 2 of Rezoning & New Development Review Process
|Download a flowchart on the City of Edina's Rezoning & New Development Review Process Phase 2.
|Phase 1 of Resident Involvement
|Resident Involvement During A Request For Rezoning Phase 1.
|Phase 2 of Resident Involvement
|Resident Involvement During A Request For Rezoning Phase 2.
The following are guidelines that may make your application and presentation process more successful:
Have the application completed and submitted on time, with supporting documents and fees.
Work with the Edina City Planner and Planning Staff to get all your questions answered. It is important that you meet with the Planner to discuss your application. The Planning Division has a schedule of monthly meetings and application deadlines (a schedule of the regular meeting dates can be found on the City's web page or it can be obtained at City Hall). The Planner and pertinent City staff will review the application and materials to support the application and deem it complete or incomplete.
Once your application is considered complete by the Planning Staff, the staff review of the issue begins.
By State Statute, the City has sixty (60) days in which to have the City Council make a decision on your request. Normally the process takes about 45 days. However, if there are unanswered questions, or if there are changes in the request, the City may extend its review period for an additional 60 days with approval of the City Council.
Familiarize yourself with how a Planning Commission meeting is run.
The chairperson opens the hearing by announcing the title of the request. The City Planner than verbally presents the staff report at the podium. Typically the Planner provides a recommendation on what action should be taken. Questions are than asked of the Planner. The Chairperson will also ask you if you have a presentation to add to the Planner's report. Once you have finished your presentation the Commission will ask you questions and solicit public comment before closing the hearing. The Commission will then discuss what action to take; make a motion, and vote on their recommended actions. (You may want to watch a previous meeting). Tapes are available at City Hall and the Edina Public Library. You may also watch a streamed version on the Edina web page, Watch a Meeting.
Attend the meetings of the Planning Commission and City Council when your item is discussed.
Either body may have questions only you can answer. If you are not present, your application could be delayed until a future meeting when you can be present.
Come prepared to answer questions at the podium and in front of a television camera.
The meeting is held in the Edina City Hall Council Chambers. All Planning Commission and City Council meetings are televised and rebroadcast. Because of the microphones and cameras, you are required to speak at the podium about your project to the Commission and Council. Photos and drawings can be shown using the presentation camera. If you have special presentation needs (Power Point, etc.) please contact the Communications & Technology Services Department at 952-826-0396.
Address your comments to the Chairperson and the Commission.
The Planning Commission is holding the meeting and the Commission must make a recommendation, so target your remarks to them rather than the audience or camera.
Meetings are aired live on Edina Community Channel 16, and are replayed at 3 a.m. and 11 a.m. on Thursdays and Saturdays, and at 7 p.m. on Wednesdays and Fridays until the following meeting. Meetings are also available on YouTube.
Click here to download the Planning Commission bylaws.
2017 Work Plan:
Click here to download the 2017 work plan.
All meetings are open to the public.
7 p.m., 2nd and 4th Wednesday of the month
Edina Council Chambers
Edina City Hall
4801 W. 50th St
2017 Meeting Calendar
Click here to view the 2017 calendar of City Council, Boards and Commission meetings.
Contact Information
Staff Liaison:
Cary Teague
Community Development Director
For more information or other involvement opportunities, contact the Commission by emailing email@example.com.
Planning Commission Members
Chair: JoAnn Olsen
Vice Chair: Claudia Carr
Members: Ian Nemerov, Gerard Strauss, Todd Thorsen, Arlene Forrest, Steven Hobbs, Susan Lee, James Bennett, Sheila Berube and John Hamilton.
Student Members: Tanner Jones and Peter Kivimaki.
Edina To Go
Download the City's mobile app, Edina To Go! Report potholes, read City news, connect with the City, see live traffic cameras and more!


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Training for 16th NATO Days 2016.
Nato Days 2016
Exercise REVITA 2014 - 3-days reactivation of Buochs sleeping base.
Rare view @ GVA
In January there is no sun in the Meiringen valley. But when the sunset reflects on the snow covered mountains on the other side this results in unusual lighting.


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Posting a new Topic:
You can post a new question from the country page to which the question is relevant to, or at the bottom right hand of this page.
You don't need to register
to post a new question or answer excisting ones
Please don't spam this forum with your new surf camp / charter / villa / surf school. Go to SurferDream.com and list your business there for free.
The GlobalSurfers forum has been the leading surf travel resource for over 17 years, so keep it friendly and relevant. Happy posting!
Posted inFrance
got a car??« on: July 26 2006 09:07:00 »
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NEUHAUSEN, Switzerland—Tyco Security Products on Sept. 9 announced that it is bringing its CEM Systems access control products to the Americas.
BURNABY, British Columbia—Viscount Systems' Freedom Access Control solutions will be used to secure additional government facilities in Washington, D.C., and Ohio for the Department of Homeland Security – United States Citizenship and Immigration Services (USCIS), the company announced in September.
DALLAS—Monitronics, a home security alarm monitoring company based here, is partnering with Mission 500 to support the philanthropic nonprofit's Children Fleeing Violence Project, according to a Monitronics news release.
WESTMINSTER, Mass.—Tyco SimplexGrinnell has received the Internet of Things (IoT) Innovator of the Year Award for 2014 from Axeda, according to a recent news release.
ST. CHARLES, Ill.—System Sensor's low frequency notification application guide—which provides information on low frequency fire and carbon monoxide notification appliance requirements—is now available.
AUSTIN, Texas—Home security provider Protect America and interactive door lock provider Yale Locks & Hardware have initiated a HomeSafe campaign targeting "Latchkey Child" safety as children return to school this fall, according to a Sept. 2 news release.
MELVILLE, N.Y.—Honeywell this week announced voice command capabilities have been added to Tuxedo Touch, its touchscreen security and home automation controller that can serve as the central hub of a connected home or business.
MELVILLE, N.Y.—Honeywell this week introduced the IS3000 and DT8000 Series of hardwired sensors—a portfolio of seven high-performance indoor motion detectors for virtually any installation, from the most basic residential to the most complex commercial application.
OGDEN, Utah—A dispatcher at AvantGuard helped stop a burglar from entering the home of a subscriber.
SAN RAMON, Calif.—ONVIF, a global standardization initiative for IP-based physical security products, has announced that it is launching a proactive education and enforcement campaign designed to ensure the validity of all claims of ONVIF conformance by manufacturers of
© 2017 United Publications Inc. ALL RIGHTS RESERVED


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HTML has enjoyed its five years and fifteen megabytes of fame, and these days the all the savvy computer bees are buzzing about the new language poised to rule the hive: XML. XML is as different from HTML as chess is from tick-tack-toe. Unlike HTML, XML for people without programming experience is a markup language that is flexible, unforgiving, and complex. It's easy to find articles and books about XML that leave you stranded in the 51st State Confusion almost immediately after they begin to ramble about schemas, namespaces, parsers, and DTDs.
In XML For The World Wide Web, Elizabeth Castro has solved the problem of how to teach a very difficult subject to a very boggleable beginner. How has she managed this? ... From her previous bestselling books, we already know that Castro is a clear and engaging writer. In this book, she succeeds for yet another reason: she has designed this book with the beginning student in mind. Castro writes: "You should know that this book is notnor does it try to bean exhaustive guide to XML. Instead, it is a beginner's guide to using XML for creating Web pages."
To work effectively with this book, all you'll need is a basic knowledge about HTML and a conscious brain. Castro calls her book a beginner's guide, but if you follow her lead to the last page, you'll be much more than a beginner in the kingdom of XML.
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There's one final touch which will be appreciated by everyone who cares about the environment. Every example in the book, text and pictures, focuses on some aspect of one of our world's most interesting endangered animals: the tiger. For years I have been writing that those of us involved in technology must remember first and foremost that Mother Earth sustains us all. Garbage in, the human species out. In XML For The World Wide Web, Elizabeth Castro has written a most outstanding introduction to XML. We should hope that this book along with the world's precious tigers will remain with us for a long time.


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Warning! This puzzle game is incredibly addictive.
2048 game rules are simple
Swipe to move the tiles, when two tiles with the same number touch, they merge into one.
Example: 2+2=4, 4+4=8, 8+8=16, 2048+2048=???? etc...
Collect game achievements and beat your friends score. Share scores on Facebook and Twitter.
What makes this game unique?
• Stunning pixelated graphics like on Nintendo game console.
• 2048 Pixels looks perfectly on any device. Size doesn't matter.
• Catchy chiptune music.
• No ads on the game screen.
• Connect Google Play Games to climb to the top of leaderboard and collect achievements
• You can keep playing after collected 2048 tile.
• You can close the game and continue reaching 2048 later.
• Game is absolutely free.
Inspired by Gabriele Cirulli game available on the web:
tags: 2048, puzzle, game


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The Hambly House is a rare example of 1930s Streamline Moderne architecture in Hamilton. Since the purchase of the house by its new owners in 2012, the house has undergone a full restoration with an additional second storey wrapped in floor-to-ceiling glass. The renovation respects the original character and detailing of the designated heritage house while celebrating its contemporary spirit with a bold addition. The interior has been completely refinished, and clean, minimalist custom millwork was designed throughout the house.
The project was done in collaboration with Philip Toms of Toms + McNally Design .
Project Details
Location: Hamilton, Ontario
Status: Completed summer 2015
Project Type: Renovation and Addition
Client: Private
Area of renovation = 1,200 sf
Area of addition = 1,250 sf
Photography by Revelateur Studio


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In 1975 two footballers kissed live on TV. Millions watched: most in hatred, a very small few in celebration. In a world fuelled by bed-post notches and 'Fat Girl Rodeo', the biggest lad's lad in town suddenly falls in love. But before he can accept the truth, he must first delve deep, and confront his own fears and prejudices. Only On Sundays is a funny, sad story about searching for acceptance, finding truth, and losing morality in machismo.
Upstairs. A Double Bill with Fat Man


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The Managing Committee (MC) is elected at each AGM (usually held February each year) and meets as required. Business is also conducted by email. It can co-opt during the year. Some posts are non-voting.
Blackheath Fencing Club Committee Roles 2012 (PDF) is a brief summary of the roles of each MC member
The 'Club Officers', who carry certain legal responsibilities, are the Chairman, Club Secretary and Club Treasurer.
The Constitution provides for a Club President and Vice- President. Both positions, which are non-voting, are vacant since 2012 with the passing of Life President Jack Gillett who was a founder member and Club Secretary for many years.
In 2012 the post of Club Captain was subsumed by the position of Lead Coach who is automatically appointed to the Managing Committee.
The 2016 MC was elected at the AGM on 11th Feb '16 and comprises:
Tony Nickson, Chairman (picture awaited) (email@example.com)
Welfare Officer – Helen Jenkins(firstname.lastname@example.com)
Musketeers Parents Rep – Khloe Cath (email@example.com)
Competition Secretary – Ahmed Shaban (firstname.lastname@example.com)
Seniors Rep – Alister Smith
Intermediates/Beginners Rep – Marlene Sturm
Additional – Henry Fazakerley
Non-voting posts:
Youth Development / Schools Contact – Andrew Nisbet
Armourers – Andrew Nisbet and Afifa Khan
Social Secretary – Vacant (email@example.com) (Club Secretary at present)
Assistant Treasurer– Vacant
All Management Committee Members subscribe to the Code of Practice for Club Officials Coaches and Volunteers