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Internet Capital Group, Inc. (ICGE) Q4 2008 Earnings Call February 25, 2009 10:00 AM ET
Karen Greene - Vice President, Investor Relations and Corporate Communications
Walter W. Buckley, III - Co-Founder, Chief Executive Officer and Chairman
Kirk Morgan - Chief Financial Officer
Jeff Van Rhee - Craig-Hallum
Good day, ladies and gentlemen and welcome to Fourth Quarter 2008 Internet Capital Group's Earnings Conference Call. My name is Francine and I will be your coordinator for today. At this time, all participants are in listen-only mode. We will be facilitating a question-and-answer session towards the end of this conference. (Operator Instructions).
I would now like to turn the presentation over to your host for today's call, Ms. Karen Greene, Vice President of Investor Relations. Please proceed ma'am.
Karen Greene
Thank you. Good morning. This is Karen Greene with Investor Relations and I want to welcome you to Internet Capital Group's fourth quarter conference call.
I would like to remind everyone that we're going to use presentation slides to accompany our prepared remarks today. These slides can be found at our website at internetcapital.com. Go to the Investor Information tab and you'll see an icon for our fourth quarter conference call. The slides can be accessed through that icon. For those of you without immediate access to our website, the conference call and presentation slides will remain on our website and be available for future reference.
On the call this morning, we will be discussing certain non-GAAP financial measures. For additional information on these non-GAAP financial measures, including a reconciliation of these measures to the most comparable GAAP measure, please refer to the press release we put out this morning including the attachment to this press release. The press release is also available on our website, which, again is www.internetcapital.com. To access the press release on our website, go to the ICG Press Release tab and select the February 25th press release. The attachments to the release can be accessed by clicking on the PDF file contained within the release itself.
Before we begin, I would like to briefly review our Safe Harbor language. The statements contained in our press release and those that we make on the conference call as well as the accompanying slide presentation that are not historical facts are forward-looking statements that involve certain risks and uncertainties including but not limited to risks associated with the uncertainty of future performance of our partner companies, acquisitions or dispositions of interests in partner companies, the effect of economic conditions generally, capital spending by customers, development of the e-commerce and information technology markets and other uncertainties detailed in the company's filings with the Securities and Exchange Commission. These and other factors may cause actual results to differ materially from those projected.
Now let me turn the call over to Walter Buckley, ICG's Chairman and CEO.
Walter W. Buckley, III
Thanks Karen and welcome and thank you for joining us this morning.
I'll begin by providing you with an update on ICG and its partner companies for 2008 including fourth quarter highlights and Kirk Morgan, our Chief Financial Officer, will follow with ICG's financial results and a review of partner company performance for the fourth quarter and year end.
Against the backdrop of a very challenging economic environment, ICG and its partner companies demonstrated solid progress on both the top and bottom lines in the fourth quarter.
Turning to slides four through six, let me share with you some of the following highlights.
In the fourth quarter, our partner companies were in aggregate EBITDA positive exclusive of stock-based comp and unusual items. This significant improvement in Q4 EBITDA was led by ICG Commerce, Channel Intelligence and Freeborders. We achieved core company aggregate revenue growth of 16% in Q4 and annual aggregate revenue growth of 23%. In addition, a number of our companies enter 2009 with strong backlog of booked business.
Regarding additional 2008 activity, we ended 2008 in a strong financial position. As we reported earlier, we sold Creditex to IntercontinentalExchange or ICE and realized over $60 million in cash proceeds as a result of that transaction. And during the year, we reinvested in ICG and our partner companies, demonstrating our confidence in the value they can deliver.
We completed three major financings: First, in Channel Intelligence, a $6 million funding, increasing ownership from 40 to 47%; secondly, StarCite, a $14 million financing, increasing ownership from 26 to 34% and finally, GoIndustry, a $10.5 million funding to help facilitate its acquisition of DoveBid, the number two player in the used equipment auction market.
We also repurchased 1.9 million shares of our common stock for $9.3 million, pursuant to our $25 million share repurchase program. We continue to increase our deal flow both in quality and quantity, but remain prudent and disciplined regarding valuation expectations.
And finally, our partner companies hired three outstanding executives during the year, Greg Dukat, our new CEO of StarCite; Bob Tuttle, the CEO of Vcommerce and John Gregitis, President of Investor Force, significantly enhancing the potential of all three companies.
Now slide seven through 14 reflect partner company highlights from all our core companies, and I'll hit on a few of them, starting with Channel Intelligence.
Channel Intelligence, a provider of enterprise e-commerce solutions for manufacturers and online retailers reported strong fourth quarter growth with revenues up 46% and full year revenues up 36%. The company accomplished this growth despite a very challenging economic environment, a slow holiday season and poor consumer sentiment.
Additionally, the company demonstrated strong EBITDA improvement during the year. New customers during the fourth quarter included Microsoft Office, 3M, Lexmark, denim (ph), Paper Mate, Sears Home Depot. And CI expanded its relationships with numerous customers including Best Buy, Hewlett-Packard, Xerox, Proctor & Gamble, just to name a few. The CI Managed Services teams directed advertising spend for approximately 50 leading retailers and successfully driving over $150 million in 2008 in customer sales while achieving an excellent return on ad spend.
Freeborders, a global provider of offshore IT services delivered from China, reported 51% revenue growth in 2008 and significant improvement in EBITDA. Growth was fairly evenly spread throughout the year with a slight uptick in Q4. The company signed seven new clients and expanded relationships with several existing customers. And Freeborders is widely recognized as one of the leading IT outsourcers in China, receiving the 2008 Frost & Sullivan Company of the Year Award, recognition by FIRESTAR Research and was featured by the International Association of Outsourcing Professionals for outsourcing excellence.
ICG Commerce, a leading procurement services provider, had a particularly strong Q4, ending the year with annual revenue growth of 23%, exceeding EBITDA targets and establishing contracts with new and existing customers worth approximately $200 million in total contract value. In the fourth quarter, ICG Commerce established multi-year, multi-million dollar relationships with three new clients including, Whirpool and Teva Pharmaceuticals.
The company also expanded relationships with six existing customers, including a significant expansion with oil services leader Cameron industries. These extensions were worth over $38 million in total contract value. Through new client acquisitions and expanding existing relationships, ICG Commerce added close to $5 billion in spend under management in 2008, bringing total spend under management to well over $10 billion. Total contract value at year end was $275 million.
During the year, the company continued to expand its global delivery platform, opening new centers of excellence in London, England and Quendou (ph), China. The company was also named the leading End-to-End Procurement Outsourcing Provider by the Black Book of Outsourcing based exclusively on customer feedback. This acknowledgment reflects the company's commitment to building strong partnerships with customers and a track record of delivering measurable savings.
Turning to MetaStorm, a leading provider of business process management software. The company started 2008 on a strong note with a filing of an S-1 to go public in early Q2. However, economic headwinds hit MetaStorm in Q2. These economic conditions and weaker 2008 demand led MetaStorm to cancel its proposed initial public offering.
With that said, MetaStorm's management team lead by Bob Farrell is well positioned to capitalize on the opportunities in this emerging market and ended the year on a strong note. With 25% annual revenue growth on a GAAP basis, the company added 181 new customers for the year, including 51 new customers in Q4. Customers signed in Q4 include Advance Auto Parts, Defense Technical Information Center, Ericsson AB, Millennium Pharmaceuticals and the Washington State Liquor Control Board.
Existing customers expanding their use of the MetaStorm software included Allergan, MetLife, Network Rail, Sprint Nextel, Standard Chartered Bank, Talisman Energy and Thomson Elite, to name a few.
StarCite, a provider of on-demand global meeting solutions, faced a number of challenges in 2008, including the distractions and additional expenses caused by delays in their technology integration project as well as the impact of reduced travel activity, resulting from the economic recession.
Balancing these setbacks was the hiring of a new CEO, Greg Dukat who was recruited in midyear. This was an important milestone and in six months, Greg has brought new rigor and a fresh vision to the company, focusing the company on important initiatives to respond to the current environment.
The company reported 22% revenue growth in the fourth quarter, adding new customers, Cephalon, Genentech, Target and Lincoln National Corporation. Additionally, StarCite experienced a considerable uptick in bookings in December. In fact, supplier bookings, i.e. hotels, consisting of marketing fees and technology sales were at an all-time high in Q4.
Most importantly, the company completed the migration of its customers to its new technology platform, which has made way for significant cost reductions and upsell opportunities within existing customers. The company signed 20 new customers in total for the year and enters 2009 with a healthy pipeline.
StarCite also expanded its relationship with Carlson Wagonlit Travel, one of the world's largest travel management companies, signing a multi-year agreement. On the supplier side, StarCite also completed the direct integration of its new Small Meeting Solution with Hilton Hotels and renewed a substantial relationship with Starwood Hotels & Resorts.
And finally, WhiteFence, a leader in online service transactions for home services, reported revenue growth of 34% for 2008 over 2007 and a 28% increase in revenues in Q4 '08 versus Q4 '07. The company also reported full year EBITDA improvement of 52% and was near EBITDA breakeven in Q4 this year.
Customers placing orders for home services with WhiteFence increased to 1.4 million in 2008, an increase of 31% compared to 2007. And finally, WhiteFence was recognized by Inc. magazine as one of the fastest growing private companies in America.
In general, we were pleased with the performance of our partner companies, given the challenges of the macro environment. The progress our companies made in 2008 shines a light on the value they provide their customers. Our partner companies offer their customers an opportunity to reduce costs, gain efficiencies and benefit from visibility into their business processes.
Just to provide a few examples. ICG Commerce signed four very large contracts over the past 100 days with companies who needed to achieve critical and rapid cost reductions. These companies appreciated that outsourcing indirect procurement to ICG Commerce would yield about five times more savings than other outsourcing endeavors. And through an approach of applying category expertise to analyze and manage our indirect spend would deliver hard dollar savings that could be in the hundreds of millions of dollars over the life of the contract.
StarCite has recently signed a number of new customers who are looking for the most cost effective approach to hosting meetings. Suppliers or hotels are placing increased marketing dollars on a StarCite platform because of the high customer acquisition ROI.
Similarly, Channel Intelligence experienced good growth through a tough retail season, because their customers relied on the CI platform to drive sales and direct their online ad dollars to yield the highest possible returns.
I could cite similar examples of customer ROI in each of our partner companies. Their solutions are an important element in helping their customers drive efficiencies by reducing costs and increasing -- or increasing revenues.
From a corporate perspective the ICG management team remained actively focused on our top priority of working diligently with our partner company management teams to navigate through these challenging times. Acting as Executive Chairman, the managing directors who sit on the boards of our partner companies are actively involved on strategic, financial and operational fronts and in some cases led the charge on new initiatives including financings, recap, M&A, recruiting, sales and marketing and expense management. Supporting these efforts, ICG corporate provided legal, financial and marketing expertise to our companies as well.
Turning now to acquisition activity during the year. While we did not complete a new acquisition in 2008, we evaluated over 400 deals with a deeper look into approximately two dozen companies. We submitted six term sheets. But after negotiations, we concluded the valuations at which we could acquire interests in new private companies would not result in sufficiently attractive returns to ICG stockholders.
Recently, we have seen indications that private company valuations are beginning to close the gap with their public company counterparts, which supports our view that these assets were richly valued. We view this trend very positively and we believe over the next six to 18 months, you will see some very exciting investment opportunities at prices we find attractive. As a result, we are increasing our focus on finding and evaluating companies in markets that we think are best equipped to weather this economic downturn.
On the monetization front, we were extremely pleased with the outcome of the Creditex sale to ICE. And we are pleased that we acted opportunistically in selling our ICE shares. I think the ICG team did a great job in generating over $60 million in proceeds from this sale in a very volatile and challenging environment. Clearly, we were disappointed that MetaStorm had to pull the S-1 in response to deteriorating markets, but we believe it was the right decision for the company.
As a result of our capital deployment decisions as well as Creditex monetization, ICG enters 2009 in a strong financial position. We also believe that while our companies will face challenges as a result of the economic environment and conditions, they are well positioned to weather this storm as a result of the improvements they have made and will continue to make on the EBITDA front.
Our number one priority is to continue to drive our partner companies to EBITDA profitability while achieving solid revenue growth. Secondly, we want to proactively build deal flow in several targeted markets. We look forward to continuing to share our progress over the next several months and hope you will attend our March 4th investor conference that will feature ICG Commerce, MetaStorm and Channel Intelligence. Please go to our website or contact Karen Greene for further details.
With that, I'll turn it over to Kirk.
Kirk Morgan
Thanks Buck and good morning. Over the next several minutes, I will summarize ICG's fourth quarter and full year 2008 consolidated GAAP results, provide some color around our aggregate 2008 core company revenue and EBITDA performance, discuss ICG's liquidity position and review our expectations for 2009 at a high level.
I'll begin on slide 16 with our fourth quarter 2008 consolidated income statement. During the quarter, ICG consolidated results of three partner companies: ICG Commerce, Investor Force and Vcommerce. We consolidated two partner companies in the comparable 2007 period: ICG Commerce and Investor Force.
Consolidated revenue in the fourth quarter of 2008 totaled $20.5 million compared with $14.1 million for last year's fourth quarter. This growth is due to revenue growth at ICG Commerce and, to a lesser extent, the 2008 consolidation of Vcommerce.
Moving to the bottom line, ICG reported consolidated net loss of $26.6 million or $0.71 per diluted share for the fourth quarter of 2008 as compared with a net loss of $3 million or $0.08 per diluted share for the fourth quarter of 2007.
For the year, ICG reported consolidated net loss of $22.9 million or $0.60 per diluted share as compared with a net loss of $30.6 million or $0.81 per diluted share for 2007. The quarterly and annul net loss was driven principally by approximately $23.2 million of impairment charges recorded in the fourth quarter of 2008. In conjunction with our normal annual impairment testing, we recorded other than temporary impairments of equity and cost method investments, primarily GoIndustry where the quoted market value of ICG's stake in GoIndustry was well below ICG's carrying value and certain impairments of our consolidated goodwill.
Additionally, results for the 2008 and 2007 quarters include gains primarily related to non-cash, mark-to-market accounting gains on our Blackboard hedges. Results for the full year of 2008 also included the gain from our Creditex sale.
Let me next review our core company results on slide 17. The information I am about to share with you relates to ICG's eight core companies in which we had an average ownership interest of 47% as of December 31, 2008.
Aggregate revenue of our eight core companies increased 16% to $70.4 million during the fourth quarter 2008, up from $60.5 million in last year's fourth quarter. The companies experiencing strong revenue growth during the quarter were ICG Commerce, Freeboarders and Channel Intelligence. This brings our 2008 annual aggregate revenue growth to approximately 23%.
Regarding the fourth quarter, in light of the significant headwinds our companies are facing in the current economic environment, we believe that 16% year-over-year revenue growth is solid. It's also important to note that all of this quarterly growth is organic, increasing from approximately 14% organic growth in the first half of 2008.
I'll now move on to EBITDA. Our eight core companies reported an aggregate $1.5 million EBITDA loss during the quarter, a significant improvement on an aggregate EBITDA loss of $11.6 million in last year's comparable quarter. Four of the eight companies reported positive EBITDA in the 2008 quarter, a great accomplishment in this market, highlighting the value proposition our companies offer their customers and the impact of cost cutting initiatives. It's also important to note that the fourth quarter is typically our core companies' strongest.
For the year, EBITDA loss was essentially flat from the 2007 period. Now, again, I believe it's important to provide a little more color on our EBITDA performance. On the bottom of this slide, I highlight some elements included in our EBITDA results such as stock-based compensation, restructuring, severance, write-off of some S-1 related expenses at MetaStorm and other unusual costs. EBITDA would have improved from a loss of $8.1 million in the 2007 quarter to positive EBITDA of $3.8 million in the 2008 quarter if these items had been excluded.
For the year, aggregate EBITDA would have improved from a loss of $26.1 million in 2007 to a loss of $14 million in 2008. Again, this highlights the solid EBITDA performance I discussed earlier. And as you can see, the Q4 improvements are even more encouraging when you look at it relative to our annual performance. I believe this is positioning these companies for more profitable growth in 2009.
The next slide, slide 18, should prove very useful in your valuation of our core company aggregate revenue performance for 2008. In an effort to provide more transparency into our core companies, we've categorized our core companies based on their 2008 reported revenues in increments of $10 million.
Now let's move to slide 19. Slide 19 presents the movement of cash at the parent company level during the quarter and year and total liquidity at December 31st. We deployed a total of $2 million in the quarter primarily to Investor Force and Freeborders, received $3 million in proceeds from the sale of the remaining freely tradable ICE shares we received in the Creditex transaction. We purchased 9.1 million of our common stock, received an income tax refund of $4.9 million and had net cash operating costs of $2.3 million.
During the year, we deployed a total of $42.3 million to partner companies, received $63.5 million in cash proceeds primarily from the sale of ICE shares received in the Creditex transaction, repurchased 1.9 million shares of our common stock for $9.3 million, received the tax refund and had net cash operating costs of $12.7 million.
We ended the year with $73 million of cash at the parent company. The value of our Blackboard holdings, including our hedges at year end was $64 million and the value of our GoIndustry holdings was $5.3 million.
Let me provide an update on the 25 million share repurchase plan we announced last year. For the year, we deployed 9.3 million, repurchasing 1.9 million shares at an average price of approximately $4.75 a share. We believe this was a very good use of our capital and we want to continue be very prudent and measured in all of our capital allocation decisions. Our stock repurchases will be no different.
Let me next close with some views on 2009. Now in light of the macroeconomic backdrop, we believe our 2008 performance was solid. We expect revenue growth in 2009, but the lack of visibility in the 2009 corporate spending and other macroeconomic uncertainties has made top line planning for 2009 very challenging. As the year unfolds and some clarity is reached, we will provide updates on our revenue growth expectations.
Our focus in 2009 will be on the bottom line. At the core company level, we expect to make significant improvement on the EBITDA front. Five of our eight companies expect 2009 operating costs to be lower than 2008, highlighting the cost reductions completed in 2008 and leverage in the models.
However (ph) profitable in 2008 and expecting to be in 2009, ICG commerce will increase 2009 expenses over 2008 in support of its growing backlog of businesses -- of business.
Additionally, on the corporate side, we have reduced our ICG operating expenses from a 2008 run rate of over $15 million to a 2009 run rate of just under $12 million, a reduction of over 20%. We achieved this through lower compensation levels, head count reductions and reduced other outside services. We will continue to look for ways to operate ICG and our companies as efficiently as possible.
We look forward to reporting to you on our 2009 results. I'll turn it back over to Buck.
Walter W. Buckley, III
Thanks Kirk and we would now like to open it up to questions.
Question-and-Answer Session
(Operator Instructions). Our first question comes from the line of Jeff Van Rhee of Craig-Hallum. Please proceed.
Jeff Van Rhee - Craig-Hallum
Good morning everyone, great results. Certainly, you guys ought to be pretty satisfied; this looks really good. A number of questions for you, if you would. Just to follow up on how Kirk just wrapped things up in terms of the '09 view. Understanding everything he said, there is limited visibility and a lot of people have opted for one quarter as opposed to a full year's guidance. Can you talk maybe qualitatively in terms of what the risks and opportunities are in the revenue picture and try to narrow those expectations somewhat? You said you think you'd grow. Could you possibly narrow that down to 0 to 10%? I mean give us a sense of a range and what the biggest variables are in that picture given a lot of these companies are on demand and have pretty reasonable backlogs for fairly good visibility?
Walter Buckley, III
Yes, Jeff, I think most of our companies we do have good visibility into and I think we'll see solid growth from a majority of our companies from what we can see today. And we have got one or two -- one specifically that's really a license software business where you just don't have the visibility you would like to have to forecast out four quarters. And so that's really the biggest -- the issue we are facing as we think about 2009. That said, I think we'll see solid growth and, as importantly, increasing EBITDA.
Jeff Van Rhee - Craig-Hallum
If you exclude the one license company, do you think it's reasonable as a starting base on the others as a group might be able to put up double-digit growth?
Walter Buckley, III
Jeff Van Rhee - Craig-Hallum
Okay. And then on the EBITDA, you did comment that a number the companies intend to lower expenses in the forward year. Do you have any semblance of what you think is a number of the eight that will be EBITDA positive for '09, what your expectation is there?
Kirk Morgan
Jeff, we are not putting that line in the sand at this point in time. I mean we are certainly focused in driving all of the companies to get there eventually. I think a number of those will be positive in 2009 if the current macroeconomic environment stands to where we think it will be. But in terms of a specific number at this point in time, we are not ready to do that.
Jeff Van Rhee - Craig-Hallum
Okay. And then I guess ICG Commerce is just... you've had some fantastic signings lately and a lot of renewals business just seems to be going exceptionally well there. Would you comment on two things there? One, the $275 million in backlog, what's the average contract length there? And then also, the gross margin improvement in the consolidated numbers as a result of ICGC and a few others, but probably primarily ICGC, can you talk about what changed there?
Walter Buckley, III
Yes, I'll hit the first and let Kirk do the second. ICGC had a great year, and really... it really back ended into the fourth quarter where they signed three major new accounts and a significant upgrade with Cameron industries. The average length of a contract is three to five years, so I would say four is a good number to think about. And I think that what's compelling about ICGC in this environment is that they are driving measurable savings fairly quickly once the service is up and running. And so with well over $10 billion of savings, our average... I mean spend under management, our average savings is roughly 10%. So these are measurable savings the company is facing in the pressures of the economic environment they are in. And so what's good for... what we are excited about there is that the pipeline going into this year is fairly solid even after those types of signings. And that's something we hadn't seen before. Usually, when we had a number of signings, we would go, the pipeline would sort of empty out for a period of time. With that, I'll turn it over to Kirk on the margin side.
Kirk Morgan
Yes, as Buck said earlier, the majority of ICG Commerce's signings where somewhat late in the fourth quarter. So there is a bit of a revenue pick up there, Jeff without some corresponding expenses that are hitting right away. So I think you were seeing the benefit of that a lot in the fourth quarter as well as just reduced expenses I think and focus at Vcommerce and Investor Force as well.
Jeff Van Rhee - Craig-Hallum
So should we expect on a consolidated basis at least gross margins to come down?
Kirk Morgan
Jeff Van Rhee - Craig-Hallum
Okay. Okay, I'll let... oh, one last one before I jump off. You gave a lot of the numbers about the buyback. It's great to see and I think it is a great use of cash. Can you talk to just in the quarter what the number of shares acquired was and what the average price was?
Kirk Morgan
In the fourth quarter?
Jeff Van Rhee - Craig-Hallum
Kirk Morgan
Yes, so in the fourth quarter, I think for the year, it was 9.3 million at 4.75 average price. The vast majority of the shares, 9.1 million of dollars was deployed in the fourth quarter. So as I think of it, it was during the quarter at 4.75.
Jeff Van Rhee - Craig-Hallum
Okay. Great, thanks.
(Operator Instructions) And it appears we have no further questions.
Walter Buckley, III
Well I would like to thank everyone for joining us this morning and we look forward to our investor conference next week and reporting future results in May. Thank you.
Thank you for your participation in today's conference. This concludes the presentation. You may now disconnect. Have a good day.
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Crossroads Inn & Suites: Find photos, reviews, information, amenities and compare prices for 2 stars hotels in Gatlinburg, United States.
Featuring free Wi-Fi, Crossroads Inn & Suites is situated in Gatlinburg and offers modern accommodation. It is conveniently located for those wishing to visit the area's popular attractions.
Hotel description
This charming hotel offers an on-site gym, a 24-hour business centre and a 24-hour reception. There are also laundry facilities for guests to use.
Each modern room at Crossroads Inn & Suites provides a coffee maker and all the necessities for a comfortable stay. All have wireless internet access, a refrigerator and a private bathroom with a hair dryer.
A satisfying breakfast is available for purchase, and there are numerous cafés and eateries close by.
Local sites near the hotel include Ober Gatlinburg Ski Resort, Gatlinburg Convention Center and Great Smoky Mountains. Pigeon Forge and Sevierville are located a short car ride from the property.
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Air Conditioned, Refrigerator, Cable / Satellite TV, Coffee / Tea Maker, Microwave, Hair Dryer, TV, En suite, Private Bathroom, Vending Machines
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Users who viewed Crossroads Inn & Suites also viewed these 2 stars Gatlinburg hotels:
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With customized frames, it's easy to paint your brand into the picture. A picture frame inscribed with your logo will keep your business on the forefront of clients' minds, not to mention in a prominent spot on their desks. Align your company with feelings of positivity and nostalgia. Whether you give these items as standalone gifts or use them to promote a company event, you'll find a frame is an ideal way to create long-term exposure for your brand. From classic to unconventional styles, picture frames make a great solution for hard-to-buy-for employees, clients, and business partners.
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Duquesne Hosts 2nd Annual Walk for Breast Cancer
Members of the Duquesne University community will participate in the second annual Walk for Breast Cancer on campus.
Sponsored by the Duquesne University School of Nursing and the Department of Recreation, the two-mile Walk for Breast Cancer will benefit breast cancer research.
The walk will begin on Academic Walk near the Union Perron.
When: Thursday, Oct. 6, from 12:10-12:50 p.m.
Where: Academic Walk, Duquesne University, 600 Forbes Ave.
Duquesne University
Founded in 1878, Duquesne is consistently ranked among the nation's top Catholic research universities for its award-winning faculty and tradition of academic excellence. The University is nationally ranked by U.S. News and World Report and the Princeton Review for its rich academic programs in nine schools of study for nearly 10,000 graduate and undergraduate students, and by the Washington Monthly for service and contributing to students' social mobility. Duquesne is a member of the U.S. President's Higher Education Community Service Honor Roll with Distinction for its contributions to Pittsburgh and communities around the globe. The U.S. Environmental Protection Agency and the Princeton Review's Guide to Green Colleges acknowledge Duquesne's commitment to sustainability.


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2 posts tagged with text by benzenedream.
Displaying 1 through 2 of 2.
Document taxonomy
Looking for a document clustering application for a one-off search. Would prefer not to code my own. [more inside]
Turning SAS PROC REPORT output back into tables
SAS guru question: Is there an easy way to turn voluminous txt multi-page SAS reports generated with PROC REPORT back into a series "one observation per row" SAS tables? I know I can do it with a medium size Perl or Python script but I'm assuming someone must have dealt with this problem before, likely in SAS itself. [more inside]
Page: 1


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Goaltending In A Strike Shortened Season
With a 48 to 50 game schedule on deck, teams have to hit the ground running. There's no time to waste, as before you know it, the playoffs will arrive. While it's always a big factor when analyzing the strength of a club, having solid goaltending is more important than ever in a strike shortened season.
So with that in mind, let's take a look at three team's which could have a distinct advantage early, and three which could be in serious trouble:
Stock Rising
Pittsburgh Penguins: Marc-Andre Fleury. Fleury backstopped a team which played most of its season without its best player, racking up 42 wins. He'd finish with 67 GP, going 42-17-4 with a 2.36 GAA and .913 save %.
Detroit Redwings: Jimmy Howard. The Wings are down a few pieces, but Howard posted a career best 2.13 GAA last year, playing in one of the toughest divisions in the league. He'd finished with 57 GP, going 35-17-4 with a 2.13 GAA and a .920 save %.
New York Rangers: Henrik Lundqvist. Lundqvist won the Vezina last year, and has what many consider to be the best team in hockey playing in front of him. He'd finish with 62 GP, going 39-18-5 with a 1.97 GAA and .930 save %.
Stock Falling
Chicago Blackhawks: Corey Crawford. Once dubbed the "goaltender of the future" by the club, there is a lot of second guessing going on right now in Chicago. Crawford was shaky at best last season, and had a brutal postseason performance. He'd finish with 57 GP, going 30-17-7 with a 2.72 GAA and 9.02 save %.
Philadelphia Flyers: Ilya Brzgalov. Signed a huge contract last year, and did not impress his rabid fan-base. He'll be on a short leash if he doesn't perform out of the gates, and a mid-season change in the strike shortened season can not be considered a desirable move. He'd finish with 59 GP, going 33-16-7 with a 2.48 GAA and a .909 save %.
Toronto Maple Leafs: James Reimer. It's easy to pick on perennial cellar dwellers, so I will. Reimer showed promise early in his career, but suffered a head injury last year, and was never the same after. He'd finish with 35 GP, going 14-14-4 with a 3.10 GAA and .900 save %. (this of course could change if Toronto does in fact acquire Roberto Luongo).
And two more teams to keep your eyes on:
Vancouver Canucks: Cory Schneider. Schneider has been brilliant in his backup role to All-Star Roberto Luongo, but is now the No. 1. It's one thing to dominate off the bench, and it's entirely another to do so as the "main guy" in a market like Vancouver. He'd finish with 33 GP, going 20-8-1 with a 1.96 GAA and .937 save %.
LA Kings: Jonathan Quick. I'd be remiss if I didn't mention the defending Stanley Cup Champion, and Conn Smythe Trophy Winner in this article. Quick would prove to be the difference in the playoffs, posting a 1.41 GAA and .946 save %. After signing a 10-year, $58 million contract extension, LA will look to duplicate its success from a year ago.
And in case you were wondering, here are the current odds for each team to win the Stanley Cup in the 2012/13 season:
Western Conference Eastern Conference
Central Atlantic
Chicago +1050 New Jersey +2000
Columbus +10000 New York Isles +6000
Detroit +1300 New York Rangers +800
Nashville +2000 Philadelphia +1150
St. Louis +1250 Pittsburgh +600
Northwest Northeast
Calgary +4500 Boston +1200
Colorado +4000 Buffalo +2500
Edmonton +3500 Montreal +5500
Minnesota +1400 Ottawa +3500
Vancouver +800 Toronto +4500
Pacific Southeast
Anaheim +3000 Carolina +2500
Dallas +4000 Florida +3500
Los Angeles +1000 Tampa Bay +2200
Phoenix +3000 Washington +2150
San Jose +1500 Winnipeg +5000
- Pick:
- Sacramento
- Capper:
- Larry Ness
- Start:
- January 18, 2017 - 10:30 PM
- Offered at:
- pinnacle @ -1 -103 SAC
- Analysis:
Indiana is 5-14 SU on the road & has failed to cover in ANY of its 14 losses...
My free play is on the the Sac Kings at 10:35 ET.
Good luck...Larry
- CareerBuilder Challenge Preview
Jan 17, 2017
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Jan 17, 2017
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Jan 16, 2017
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Jan 15, 2017
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Jan 14, 2017


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SXSW Interview: Walter Perez and Parker Bagley are in 'Detention'
The stars of the teen horror comedy, Detention, talk about how they got started, their roles and crazy auditions!
Viggo Mortensen on His First Movie Role and Why It Didn't Bring Him Instant Success
"I've always stuck to a similar approach with each job. Show up on time and prepared, and pay attention." - Viggo Mortensen
Octavia Spencer on Period Pieces: "I don't come out of the time period; I stay in it"
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Tom Hardy on How He Prepared for His Role in 'Taboo'
"I really think about acting in two different parts. There's convincing and not convincing acting." - Tom Hardy
Greta Gerwig's Advice to New Actors: "Make your own things"
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Viggo Mortensen on How He Became an Actor
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Scottsdale Condos
Scottsdale has a great selection of condos, townhomes and lofts to choose from. Everything from small "lock and leave" condos as vacation homes to exquisite townhomes with private garages designed for year round living. There are condos in every corner of the city. Whether you prefer the nightlife of Old Town Scottsdale, the lush greenery of Gainey Ranch or the dramatic boulders of Troon North, there is something just right for you. Scottsdale condos are surprisingly affordable compared to other resort cities around the country. Scottsdale makes it affordable to live the life of luxury. Ready to look at Scottsdale condos in person? Just call Carmen Brodeur at (602) 791-0536 to schedule an appointment to view any Scottsdale condos or homes.
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Imagine living just minutes away from fine dining, luxury shopping, art events and sporting activities. Scottsdale condos offer an exciting lifestyle in an upscale community. All of this, plus multiple world class golf courses to choose from. What more can you ask for? We look forward to welcoming you to Scottsdale.
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Applications for New York and LA are currently closed. Please check back for future D-Prep dates soon.
Do you have what it takes to cut your teeth at one of the most innovative companies in advertising?
D-Prep is a creative summer residency program at Deutsch. For four weeks in LA and eight weeks in New York, creatives, technologists, designers and other people from diverse backgrounds assemble to tackle client briefs, invent new things and rapidly prototype ideas. The best of the bunch get hired by Deutsch.
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Aerie is bras, undies and more... made with love and attention to even the smallest detail. We make lingerie for girls who are magnetic and naturally sexy, the radiant girl next door, the girl everyone loves. Aerie draws...
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A popular shopping destination for today's teenagers, Aéropostale is a leading mall-based specialty retailer that designs, markets and sells its own brand of casual, current apparel targeting 14 to 18 year-olds...
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Aldo Shoes is an upscale shoe store with offerings for both men and women.
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AE brings you high quality, on-trend clothing, accessories and personal care products at affordable prices. AE's collection includes modern basics like jeans, surplus and graphic tees as well as a stylish assortment of...
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Ann Taylor Factory Store is the modern woman's destination for apparel. Ann Taylor Factory Store offers feminine clothes with modern styling and details at factory store prices.
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ASICS is a premium athletic company that specializes in high-performance footwear, apparel and accessories for a wide variety of sports. Whether prepping for your next marathon or just trying to stay active, ASICS has you...
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Banana Republic Factory Stores offer adult formal and casual attire for any occasion and for many needs.
See all things: Banana Republic Factory Store Men's & Women's Fashions
Established in 1876 by George Henry Bass of Wilton, Maine, G.H. Bass & Co. began with a man on a simple mission - "to make the very best handcrafted shoe." Since its inception, Bass's reputation for quality, comfort and...
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bebe's customers are women between the ages of 18 and 35, who are contemporary, stylish & sexy and are looking for affordable luxury. The "bebe look," with that signature hint of sensuality, appeals to the hip...
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As America's oldest retailer, Brooks Brothers is synonymous with premium quality, iconic style and steady innovation. These values endure in our classic offerings for men and women. We invite you to visit us, in-store, to...
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Carter's is the baby + kids brand for everyone to love: cute, colorful and happy! Dedicated to providing great value and an easy shopping experience for busy families on the go. Carter's is here to celebrate the journey...
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Serving delicious hot sandwiches prepared to order in front of you!
See all things: Charley's Grilled Subs Specialty & Gourmet Foods Restaurants (order at the counter) American Sandwiches Dining
Pizza, Pasta, Salad and more!
See all things: Charlotte Pizza Restaurants (order at the counter) Pizzeria Dining
Charlotte Russe is a growing, mall-based specialty retailer of fashionable, value-priced apparel and accessories. We provide exciting, fashion-forward merchandise that appeals to a broad range of customers, with a core...
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Chico's is a specialty retailer of exclusively designed, private label, sophisticated, casual-to-dressy clothing, complimentary accessories and other non-clothing gift items. Virtually all of the clothing, accessories and...
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Christopher & Banks is a specialty retailer of women's casual apparel that offers exclusively designed, private-label, coordinated women's clothing sizes 4-24. The Christopher & Banks family of stores is the destination...
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Clarks footwear is all about style. And all about comfort. As we see it, you can't have one without the other. Our designers seek out the freshest trends from cities around the world, and then interpret them in a way...
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Coach is a modern American luxury brand with a rich heritage rooted in quality and craftsmanship. All over the world, the Coach name is synonymous with the ease and sophistication of New York style. Shop the latest...
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Cole Haan was born in 1928 and has been synonymous with quality, craftsmanship and style ever since. Reborn in 2013 with independent ownership for the first time in twenty-five years, the brand is on a journey from a US...
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Converse is Sneakers. And Converse is Change. We started on the court and got adopted on the street. We began as a rubber company to make sneakers and boots, and then we found basketball and reinvented the sport. The...
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Crabtree & Evelyn is renowned around the world for beautiful gifts and everyday luxuries that capture the essence of British style.Whether it's rich, indulgent body butters, nourishing cleansers, or our intensive...
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Crocs, Inc, a world leader in innovative casual footwear for men, women and children, celebrated its 10th anniversary in 2012. Crocs offers several distinct shoe collections with more than 300 four-season footwear styles...
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dressbarn is a national chain of 850+ specialty stores featuring its own line of women's casual, career and dressy fashions in sizes 4-24. What sets them apart from other specialty retailers is its focus on creating an...
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Eddie Bauer Outlet stores offer distinctive clothing, accessories and home furnishings for men and women at up to 70 percent off of regular prices.
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Express is the must-have sexy, sophisticated fashion brand for work, the weekend, or going out. It's what's new and what's now for young fashion-forward women and men. We started more than thirty years ago as an...
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Finish Line is a leading athletic retailer offering the best selection of brand name footwear, apparel and accessories. The company operates more than 660 stores in 47 states and online at www.finishline.com. We offer the...
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Fossil is a global lifestyle company specializing in consumer fashion accessories. A distinctive modern vintage design aesthetic defines the Fossil brand, fusing elements of vintage creative culture, Mid-Century Modern...
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Francesca's specializes in the most fashion-forward styles in women's clothing, accessories, and gifts. Our stores are constantly filled with new treasures and our style is always one step ahead of the trend. Each...
See all things: Francesca's Collections Jewelry & Watches Accessories Women's Specialty Teen's Fashions
Gap Factory makes saving stylish with our unique line of clothing designed exclusively for Factory and offered at an incredible value.
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This retail store carries everything from calendars, games, toys, puzzles, gifts, board games to a wide range of educational & learning products.
See all things: Go! Games & Toys Toys, Games & Hobbies
GUESS is a truly global lifestyle brand with a full range of denim, apparel and accessories offered in over 80 countries around the world.
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Gymboree® Unique from head to toe. Girls and boys clothing and accessories for newborns, toddlers and children up to size 12. www.gymboree.com
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Dress like you mean it with Haggar's wide range of suit separates, moisture wicking fabrics, wrinkle-free pants, and our most comfortable khaki that features a hidden expandable waistband.
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Do you have a passion for music, pop culture and music-inspired fashion? Hot Topic does. From the merchandise assortment to the staff to the exclusive in-store events and artist appearances - walk into any Hot Topic store...
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Precious looks for girls and boys. Janie and Jack offers layettes up to size 6. All styles are rich in fabric, design and detail.
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Shop the brand on everyone's wish list. From exquisite fabrics to detail-rich, handcrafted styles and exclusive designs, J.Crew brings impeccable quality to its men's and women's collections at irresistible Factory prices.
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It's all about comfort at the Jockey Store. Let us be your authority for men's and women's underwear, activewear, and sleepwear- Stop in the Jockey store for the comfort and quality you deserve!
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Work doesn't look like it used to. Suits aren't necessarily the uniform today. And Johnston & Murphy knows it. Since 1850, Johnston & Murphy has made the shoes that work in the corner office and play at the corner bar...
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Tween girls know one thing: Justice rules! Since 1999, powerhouse brands Limited Too and Justice have helped tween girls (age 7-14) express their individuality and self-confidence through fashion. Today Justice celebrates...
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crisp color, graphic prints and playful sophistication are hallmarks of kate spade new york. as our world expands, our exuberant approach to the everyday is evident in each category we enter, from handbags and clothing to...
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Every diamond is hand-selected to match beautifully and must pass exacting quality standards. Kay is diligent about the quality of our craftsmanship. We take the time to ensure the diamonds in your jewelry are well...
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Kitchen Collection provides unique high quality products at exceptional values. The merchandise includes a wide variety of basic kitchen items, such as: bakeware, gadgets, cookware, small electrics, cutlery, and high...
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As the leading fashion brand for curvy women, Lane Bryant continually strives not only to be first in fashion and fit, but to be everywhere, be everything you expect us to be. From clothing and accessories to our Cacique...
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Levi's Outlet offers a broad selection of quality jeans and casual wear for teens, young adults, and adults at outlet prices.
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Lids is the world's largest retailer specializing in the sale of officially licensed and branded headwear. Every store offers a vast assortment of college, MLB, NBA, NFL and NHL teams, as well as other specialty fashion...
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Since 1845, our Lindt Swiss Master Chocolatiers have put passion and meticulous craftsmanship into creating the finest chocolates. Attention is lavished on Lindt Chocolate Making – starting with the selection of the...
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LOFT Outlet offers casual, relaxed, feminine fashion with just the right accessories for fun looks. LOFT Outlet provides the LOFT looks she loves for a lot less.
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In a world where everything is a little too big. Where nothing seems personal or original anymore, Lucky Brand stands out like the last bastion of quality and integrity left in a marketplace loaded and polluted with the...
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At Maurice's, our customers find a place to express their individuality and feel good about who they are. With styles that match the budget and the occasion – and sizes 1-24 – the fashions always fit. Whether our...
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Cosmetic products including blush, eye shadow, mascara and more.
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Michael Kors is a world-renowned, award winning designer of luxury accessories and ready-to-wear. His namesake company, established in 1981, is an influential global presence with over 500 stores in more than 85 countries...
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Dressing over two million women each year, Motherhood Maternity® offers basics and fashion pieces for expectant and new moms that help them look and feel great during pregnancy and beyond at great prices. Motherhood...
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Movado Company Store carries watches at exciting savings and great everyday values from 9 of the most respected names in time: Movado, EBEL, ESQ Movado, Coach, Hugo Boss, Lacoste, Juicy Couture, Tommy Hilfiger and...
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New Balance began as a Boston-based arch manufacturer in 1906 and has grown to become one of the global leaders in the athletic industry. New Balance is committed to producing quality footwear and athletic apparel to fit...
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Great style. Great value. Always sexy. New York & Company is a lifestyle brand: the clothes are modern and trendy; the prices are affordable. New York & Company is available exclusively in our own stores. That's a...
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Nike brings inspiration and innovation to every athlete. Experience sports, training, shopping and everything else that's new at Nike in Men's, Women's and Kids apparel and footwear. Come visit the Nike Factory Store today.
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Founded in New York City in 1978, Nine West has been at the intersection of fashion and city-chic style since the beginning. Decades later, the brand continues to lead as the sexy, chic and smart destination for...
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Oakley is a sport and lifestyle brand, driven to ignite the imagination through the fusion of art and science. Building on its legacy of innovative, market-leading optical technology, the company manufactures and...
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Old Navy's mission is to offer affordable, fashionable clothing and accessories for adults, kids, baby, and Moms-to-be.
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OshKosh B'gosh offers classic and trend-right clothing grounded in denim and the belief that kids should have fun being kids! All-American, effortless style is our look. Easy and confident, comfortable and accessible...
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PacSun offers a wide selection of casual apparel, footwear and accessories for young guys and girls inspired by the California lifestyle. From boardshorts and t-shirts to jeans and hoodies, you can't go wrong anytime of...
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America's largest fragrance store.
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PUMA is one of the world's leading sport lifestyle companies that designs and develops footwear, apparel and accessories. It is committed to working in ways that contribute to the world by supporting Creativity, SAFE...
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Rack Room Shoes is the one-stop shop for your family's footwear needs. The brands they love, plus 50% off your 2nd pair, with services to fit the way you shop. Join Rack Room Shoes Rewards to earn dollars toward future...
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Reebok is an American-inspired, global brand that creates and markets sports and lifestyle products built upon a strong heritage and authenticity in sports, fitness and women's categories. The brand is committed to...
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Robert Wayne was one of the first retailers to sell Dr. Martens, and is currently the premier destination for Converse,Vans, Puma, Adidas, DC, UGG Australia, Lacoste, Supra and Creative Rec. Robert Wayne Footwear...
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Saks Fifth Avenue OFF 5TH is the premier source of discount designer clothing and accessories for the discerning outlet shopper, offering Saks Fifth Avenue style at a considerable value. Collections for men, women...
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With a focus on function, fashion & technology, Samsonite offers high-quality accessories, luggage & gear from top global brands. Whether traveling to the far reaches of the world, or simply on your daily commute, visit...
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Skechers designs and develops lifestyle footwear for men, women, and children. Stop in today and check out the latest styles in boots, shoes, sneakers, and sandals.
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The Steve Madden brand represents a lifestyle. It is about embracing fashion while still maintaining that funky independence that first defined the brand 20 years ago. With his product offering now including other...
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At Sunglass Hut, our mission is to be the premier shopping and inspiration destination for the top brands, latest trends and exclusive styles of high quality fashion and performance sunglasses.
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Founded in 1895, Swarovski is the world's leading manufacturer of cut crystal. Today, the Swarovski brand represents the height of unmatched quality, unique variety, crystal brilliance, and cutting edge innovation. We are...
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Talbots is a leading retailer of classic apparel and accessories, known for providing gracious service and a quality selection of timeless wardrobe essentials. Talbots Outlet stores continue those traditions while...
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The Children's Place Outlet, is a leading specialty retailer of high quality, value-priced clothing and accessories for children ages newborn to 10 years.
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Tillys is a leading specialty retailer in the action sports industry selling clothing, shoes, and accessories. Tillys offers one of the largest assortments of brands and merchandise from the top players in the surf, skate...
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As one of the world's leading premium lifestyle brands, Tommy Hilfiger delivers superior styling, quality and value to consumers worldwide. The brand celebrates the essence of Classic American Cool and provides a...
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Torrid designs and retails on-trend fashion apparel, accessories and lingerie for young, stylish women sizes 12 to 28. Its collections inspire them to feel sexy, confident and downright irresistible.
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See all things: Touch of South Jewelry & Watches Accessories
Toys "R" Us, Inc. is one of the worlds leading retailers of toys.
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See all things: UMI of Japan Restaurants (order at the counter)
Specializing in Uniforms for work.
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Vera Bradley is a lifestyle brand that encourages self-expression through playful patterns, sophisticated solids and accessories that make every day extraordinary. Just like your best friend, all of our products — from...
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At Vitamin World, we believe that Nutrition starts at the source. This has been our philosophy ever since we opened our doors in 1976, and wellness has always been our passion. We are a company of wellness enthusiasts...
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"We are dedicated to becoming your go-to style destination and your authority on wardrobe building."- Donna Noce, President, White House Black Market We began as two small Baltimore, Maryland neighborhood boutiques—The...
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Wilsons Leather is a leading specialty retailer of quality accessories and outerwear. The Wilsons Leather stores offer a variety of designer in-season brands as well as special purchases and clearance items for both men...
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The Yankee Candle Brand Promise A Passion for Fragrance® Season after season, from reliving favorite memories to setting a mood, we share your passion for fragrance®. It's what drives us to search the world for fresh...
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Discover Zumiez snowboarding and skateboarding shoes, clothing and much more. Cool clothes for girls, guys and youth!
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abkit,natureworks,swedish bitters
Posted by Reviewer1991102 on Dec 23, 2011
this product upset my stomach and made me feel ill for days after taking it
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Could not use
Posted by Reviewer1805007 on Oct 05, 2008
Need to be careful with using some of these products. I am not saying this is a bad product, but it was inappropriate for me. After using for a sahort time I had to quit as I had some reflux problems which I never had before. After i stopped using it did go away. Take care!!
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San Simeon Hotels & Resorts
Ragged Point Inn in San Simeon, California
Ragged Point is located on the Big Sur Coast 15 miles north of San Simeon's Hearst Castle and midway between Los Angeles. Big Sur is a steep stretch of California Coastline where the roads sit atop the mountains, providing spectacular vistas to the Pacific Ocean, whales, dolphins and sheer drops to rocks or small sand beaches below. The Ragged Point Inn has a steep trail that leads down to their dark sand beach. It's a hike for those who are physically fit and wearing sturdy hiking shoes.
The tiny hamlet of Ragged Point is comprised of a privately-owned property where travelers are welcomed with a hotel, gourmet restaurant, a gas station, wedding facilities, hiking trails and outdoor cafe with an espresso bar. Towering high above the Pacific on a promontory with 400 foot sheer cliffs, Ragged Point offers one of the finest ocean vistas in the world, often called the "Million Dollar View." One of the few places on this coast with a trail down the face of a cliff, it also boasts the largest waterfall on the Big Sur coast. A stay at the Ragged Point Inn Hotel will be a memorable experience. Walking the grounds and enjoying the restaurant and other amenities makes it easy to stay here for a while.
- Address
19019 Highway 1
Ragged Point, CA 93452
- Phone
- (805) 927-4502
- Website
Book Hotel
Nearby Beaches
Young Creek Beach at Ragged Point Inn
0.1 miles away, NW
Young Creek Beach is the official name of the beach below the Ragged Point Inn and Resort on the southern Big Sur Coast. The view from the bluff above the […]
San Carpoforo Creek Beach
1 miles away, SSE
The San Carpoforo Creek Beach Access is the northernmost portion of the state-owned properties in Hearst San Simeon State Park. A portion of this beach is also in Los Padres National […]
Ragged Point Beach
1.2 miles away, S
Ragged Point Beach is just north of Ragged Point which is about seven miles north of the Piedras Blancas Light Station in San Luis Obispo County. This is not the […]
Point Sierra Nevada Dunes Beach
3.9 miles away, SSE
Point Sierra Nevada sticks out into the Pacific Ocean north of San Simeon and Point Piedras Blancas. North of the point is a seldom visited sand dunes structure and a […]
Arroyo De La Cruz Beach
4.5 miles away, SSE
The Arroyo De La Cruz Beach Access is another one of the state-owned properties included in Hearst San Simeon State Park. This is a sandy beach at the mouth of […]


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A masters refers to the completion of a graduate study program that prepares students to further their knowledge of a specific subject or advance their careers. The majority of masters are granted by state or public universities.
Accounting is often referred to as the "language of business." It is a process which measures a business or organization's financial and economic activity. There are various organizations within the field of accounting that assist with this process. Some of these groups may include standard-setters, professional bodies, and accounting firms.
Spain (Spanish: España) is a diverse country sharing the Iberian Peninsula with Portugal at the western end of the Mediterranean Sea. Spain is considered an exotic country in Europe due to its friendly inhabitants and relaxed lifestyle. The normal duration for University courses in Spain is 4 years, except Medicine and the double degrees, which are 6. Madrid and Barcelona are well known cities around world for its cuisine, vibrant nightlife, and world-famous folklore and festivities.
Castellón is the capital city of the Provinc of Castello, Spain. The city rests in proximity with the Mediterranean Sea and has the Desert de les Palmes Mountain range on its north. It is home to the University Jaime I of Castelló de la Plana.
Best Masters Degree in Accounting in Castellón in Spain
El mundo empresarial necesita profesionales que sean capaces de asumir los retos de gestión actuales y futuros en un entorno cada vez más internacionalizado y competitivo [+]


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Chantelle Intimates
'C Paris' Memory Foam T-Shirt Bra
Product not available
HideDetails & Care
Ultrasmooth memory foam cups shape a beautifully detailed underwire bra with straps designed to mimic the Eiffel Tower.
- Delicate yet supportive lace band.
- 90% polyester, 8% polyamide, 2% elastane.
- Hand wash cold, line dry.
- By Chantelle Intimates; imported.
- Lingerie.


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Written on: 13/12/2006 by AndreaG (242 reviews written)
Good Points
The end of the story, this must hae been a very difficult series to end.
Bad Points
At points, the building of the army and the clashes between Faith and Buffy could be a little dull.
General Comments
All Buffy fans out there didn't know how they could possibly end this fantastic series without feeling disappointed.
I must admit that out of all the Buffy series this was not my favorite, but they did create an ending that didn't disappoint.
The building of the army of potential slayers did drag a bit and some of the characters were not very strong, also Buffy's motivational talks did become a bit boring and her clashes with Faith also did drag a bit.
But, other than that I still enjoyed the series and on the whole it was still classic Buffy, witty, packed with action and touch of romance.
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