text:
Puyallup WA Real Estate & Homes for Sale
296 Properties Found
The median home value in Puyallup, WA is $289,900.
This is
higher than
the county median home value of $216,000.
The national median home value is $177,414.
The average price of homes sold in Puyallup, WA is $289,900.
Approximately 49.78% of Puyallup homes are owned,
compared to 44.24% rented, while
5.98% are vacant.
Puyallup real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Puyallup real estate agent to arrange a tour today!
Sort Results:
1 - 25 of 296 Properties Displayed
1320 39th Street SE Puyallup, WA 98372
Courtesy: Richmond Realty Of Washington
View additional info
Model home at Puyallup Highlands! Spacious and inviting, with 8 bedrooms, the Zephyr features an open great room, kitchen and nook area, as well as a private study. First floor bedroom with full bath, convenient storage space under the stairs, a large walk-in pantry and finished daylight basement add to the plan's livability. Master bedroom with en-suite bath and very spacious master closet.
11620 174th Street E Puyallup, WA 98374
Courtesy: Skyline Properties, Inc.
View additional info
Own this former model home located in the desirable gated community of Emerald Pointe. Home features covered outdoor living w/surround sound. Open flr plan, den, kitchen w/tile countertops, lg island & breakfast bar, gas stove, SS appliances, family rm w/gas frplc & surround sound. 3 bds up, master suite w/5 pc bth, WI closet + surround sound. Upstairs laundry; W/D stay. Fenced & landscaped backyard w/sprinklers. A/C, whole house air filtration system. Security system. 2 car garage w/8 ft doors
2519 20th Avenue SW Puyallup, WA 98371
Courtesy: Keller Williams Realty Ps
View additional info
Welcome to JK Monarchs newest Luxury Home community FRUITLAND ESTATES, where you customize Your Home Your Way! Gorgeous Interior Finishes & Architecture! COVENIENTLY Located off Fruitland close to shopping & schools yet in a serene setting. Lot 11 the Mt Shasta lives Large this home features a Main flr GuestBdrm/Den plus 3/4 Bath on Main & 4 additional bdrms on 2nd flr, a Large Kitchen Island & a spacious Great Rm PLUS a Bonus Room and an unblievable HUGE 3+ garage ! Great for a workshop!
12826 80th Avenue Ct E Puyallup, WA 98373
Courtesy: Keller Williams Realty Ps
View additional info
Welcome Home! This almost new home was built in 2012. At over 1800+ sf it's also the LARGEST lot in Landcastle Estates! The layout features 3 bedrooms and a den upstairs with a master bigger than most NYC lofts and don't forget the laundry is upstairs as well (Thank You!). The floor plan is the best of both worlds with an open concept feel downstairs, yet warm and easy for entertaining with the kitchen and dining within sight. Enjoy the quietness of a rolling countryside, yet be near everything!
9527 173rd St Ct E Puyallup, WA 98375
Courtesy: Keller Williams Tacoma
View additional info
Welcome Home! Fantastic 2-story located in Gem Place Div IV, a gated community in Gem Heights. Spacious & open floor plan, glorious soaring ceilings, fabulous great rm concept, gourmet kitchen w/island, light & bright living space w/gas fireplace. Designer touches & wonderful upgrades throughout. 4 total bdrms, 2.5 baths & 2,091 total sq ft of living space. Wonderful master suite w/5 pc bath & walk-in closet. Fully fenced w/expansive patio perfect for entertaining. 3 car attached garage & more!
15208 111th Avenue Ct E Puyallup, WA 98374
Courtesy: Better Properties Re Covington
View additional info
Great home in quiet Puyallup neighborhood. This home is fully fenced on a HUGE corner lot and is great for entertaining. Home features beautiful living room with tall vaulted ceilings, a large kitchen fully outfitted with appliances, a two car garage, laundry room, and bonus room. Home will have brand new composition roof installed as soon as weather permits. Large shed in back, Walk in closet in master, easily convert upstairs bath to 2 bathrooms. Great for flippers or update for yourself.
13215 127th St Ct E Puyallup, WA 98374
Courtesy: John L. Scott Orting
View additional info
Beautiful townhouse style condo in the highly sought-after Brentwood Community. FULLY UPDATED & BEST location by Shaw Rd! New hardwood floors on main level. Spacious living room w/gas fireplace & marble tile. Kitchen has been fully updated with gorgeous quartz countertops, tile back-splash, & stainless steel appliances. Master w/walk-in closet, full bath with his/her sinks, all baths w/quartz counters, tile backsplash & bathroom floors w/tile. Fully fenced back yard w/a patio for entertaining.
1618 Amber Boulevard SE Puyallup, WA 98372
Courtesy: Better Properties South Hill
View additional info
Amazing resale in Crystal Ridge! 5 bedrooms, 3 full baths. Best of all master bedroom is on the main! Beautifully taken care of home w/3 bdrms up, 2 full baths (one with walk in jetted tub). Living room & den up with extra large family room down. Laundry room on the main level. Air conditioning, built-in vacuum, sprinklers, cute shed, curbing in yard, 2 beautiful decks to enjoy those sunsets. Hot tub & an amazing rare large back yard that is easy to maintain! This gem will not last!
7930 147th Street E Puyallup, WA 98375
Courtesy: Valley East Realty Llc
View additional info
Nice large 4 bd. home w/ bonus rm! Open, spacious floor plan. Great room with corner gas fireplace. Kitchen features an island, walk in pantry, tile back splash, updated painted cabinets, black appliances. Dining rm adjacent to the kitchen. Half bath downstairs. Upstairs you will find 4 spacious bedrooms, bonus, 2 full baths and the laundry room. Master bedroom has a large walk in closet and master bathroom. 2 car garage, fenced backyard! Great Puyallup location near schools, shopping & freeway!
12826 95th Avenue Ct E Puyallup, WA 98373
Courtesy: Gateway Real Estate
View additional info
Nice Tri Level home in Gated Neighborhood. Close in Puyallup. 3 bedrooms 2.5 baths. Open kitchen. Family room with gas fireplace. Master up with walk in closet and full bath.
13421 97th Avenue E UNIT 301 Puyallup, WA 98375
Courtesy: Re/Max Honors
View additional info
RARE CONDO - This spacious 3 bedroom, 2 bath home includes beautiful laminate floors, stainless steel appliances and a private balcony off the livingroom and master bedroom. Many upgrades through-out the unit including pendant lighting, master suite, gas fireplace, private garage and extra assigned parking space. Clubhouse includes pool, gym and recroom. Current status means this is one of very few units available to FHA financing.
613 13th Street SE Puyallup, WA 98372
Courtesy: Instant Access Realty
View additional info
Youâll love this charming, 2-story home in Downtown Puyallup. This 3 bedroom, 1 bathroom home with a detached 2-car garage will give you 1500+ sq ft of space to live in, without losing that quaint, cozy atmosphere when itâs time to cuddle up with a good movie. Master bedroom is on the main floor with an attached den/office + 2 more bedrooms & loft area upstairs! Wait until you see the built-ins, wood floors and crown molding! Situated in a friendly neighborhood in the Puyallup School District.
13718 74th Avenue Ct East Puyallup, WA 98373
Courtesy: John L. Scott R.E. Lake Tapps
View additional info
Immaculate&spacious home located in gated Lancastle Estates*Built in 2011 this 2985 sq ft offers 4+ bedrms, 3.5 baths, huge great room w/dining area open to kitchen w/island, stainless, fireplace, built ins*Upgraded wood floors*Main floor office+main floor bedrm w/bath*Master ste w/separate nursery/exercise rm/office&fireplace, his&hers closets, deck*2 more bedrms+huge bonus*Outdoor living*Storage shed w/power*Premium greenbelt lot*2 car garage w/shop area*Beautiful touches throughout
17235 116th Avenue E Puyallup, WA 98374
Courtesy: John L. Scott, Inc.
View additional info
BEST selling floor plan in the gated Community of Emerald Pointe, Where home is :) 33 acres of parks, trails, & breath taking mountain views. DREAM kitchen opens to space, to live. BEAUTIFUL master, walk-in closet & luxury bath. 2-car/Gar, Private covered living space-outdoors. Fenced & irrigated. YOU, are walking distance to parks, trails, playfields, sport courts, wildlife & picnic shelters. Softly lived in & cared for with passion... The Romeo & Juliet balcony will remind you of what matters.
1613 41st St Pl SE Puyallup, WA 98372
Courtesy: Kelly Right Re Of Seattle Llc
View additional info
Former Street of Dreams. Welcome to the Top of Crystal Ridge! Huge 3,597 Sq' 4 bedroom 3.5 bath. Expansive views of Puyallup Valley and Mt Rainier. One owner since new. Meticulously taken care of. Quality built not like the new construction in the area. Excellent floor plan. Large lot. Big driveway for many cars. 3 car garage. Mature landscaping.
5506 112th Avenue E Puyallup, WA 98372
Courtesy: Mt. Rainier Realty
View additional info
Great starter home or rental investment. Absolutely adorable 2 bed/1bath 980 sft rambler! HUGE fully fenced .24 acre nicely landscaped lot. Open floor plan w/ all NEW appliances, kitchen with lots of cabinet space and large island, all NEW flooring, paint, tile and lighting and plumbing throughout...and more! All the bedrooms are extra large size. Enjoy entertaining on the front or back decks. This is a must see!
15509 100th Avenue E Puyallup, WA 98375
Courtesy: Windermere Re Puyallup, Inc
View additional info
HUD Home Sold "As-Is" 1456sf 3BD/1.75BA Rambler with .31 acre lot on South Hill. LR w/large windows & cozy fireplace for those cold nights. Dining w/built in cabinet. Kitchen has plenty of cabinet/counter space and all appliances. Large family room w/slider access to bonus/sun room w/lots of storage & work bench. Master suite has private 3/4 bath. 2 more nice sized bedrooms & full bath. Fully fenced yard w/2 sheds, raised bed gardens & wood storage. Close to shopping (Per FHA Appraisal 3BD/2BA)
1206 12th Avenue SW Puyallup, WA 98371
Courtesy: Gateway Real Estate
View additional info
You will say "Wow!" when you walk in the front door of this cedar log home. Vaulted ceilings in every room add an airy look/feel. The bright kitchen has a garden window, tile counter tops. Large shop is a mechanic's dream, w/garage space for up to 3-4 cars and it's own electrical panel.The shop has been walled off to create a spacious rec room or office. Fenced front & back yard, in a friendly, quiet neighborhood, close to downtown shops, restaurants, parks, farmer's market, and Sounder station.
3527 20th Avenue SE Puyallup, WA 98372
Courtesy: Keller Williams Tacoma
View additional info
Beautiful Crystal Ridge home on a large fenced corner lot that is over a 1/4 acre. Three large bedrooms, 2.5 bathrooms, a 2 car garage with extra tall ceilings for additional storage. Hardwood floors, newer carpet, newer paint and designer details. Very open tri-level floor plan where the kitchen over looks the sunken family room. This home is a bargain for Crystal Ridge and all that is has to offer. Just blocks from on ramp to 167 for ease of commuting.
12918 83rd Avenue Ct E Puyallup, WA 98373
Courtesy: Leske Realty
View additional info
The Pacific - Boasts a 3 car garage! The grandeur of this gourmet kitchen with Quartz island, elegant tile & window splash is a must see. Open layout and 12â grand french slider create over 700 sqft of Alfresco living connecting indoor and outdoor living in 1 place. Upstairs features a large loft with outdoor deck, 4 bedrooms w/spacious master suite floating cabinets designer sinks & luxury tile shower. This home is a reflection of your accomplishments. Please visit model home at lot 22
12910 83rd Avenue Ct E Puyallup, WA 98373
Courtesy: Leske Realty
View additional info
The Cascade - Welcome home to a 3 car garage! Behold the gourmet kitchen, over sized Quartz island, SS appliances, custom cabinets, elegant tile back splash & walk-in pantry. Open layout and 12â grand french slider create over 600 sqft of Alfresco living with the stylish Napoleon fireplace setting the tone for memorable gatherings in your home. Comfortable leisure loft upstairs w/ large master suite featuring a lavish hand set mud pan and full height tile walls. No expense spared. See model home
12808 83rd Avenue Ct E Puyallup, WA 98373
Courtesy: Leske Realty
View additional info
The Alpine â" Behold the gourmet kitchen, oversized Quartz island, SS appliances, soft close drawers, elegant tile backsplash & walk-in pantry. Open layout and 16â grand french slider create over 750 sqft of Alfresco living with the stylish Napoleon fireplace. Upstairs features a large loft & spacious master suite include his & hers walk in closets, extravagant tile shower. Den/office or optional 5th bedroom. Too many luxury features & options to list, visit the model home on lot 22.
16312 119th Avenue Ct E Puyallup, WA 98374
Courtesy: Dimension Properties
View additional info
Ready to move in rambler! Generous lot in a cul de sac street. The home features three bedrooms and one and three quarters bath. With stainless steel appliances and laminate floors this is a can't miss house! Enjoy kitchen open to dining area & easy access to backyard, covered deck. With a two car garage and easy access to Meridian you don't want to miss it!
13805 174th St Ct E Puyallup, WA 98374
Courtesy: Keller Williams Realty
View additional info
Amazing floor plan boasts 5 bedrooms with a mini suite and full bath on the main! Large Den with shelving and french doors off the entry, Formal Dining, unique Office Cove, Large Living Rm opens to Kitchen and Breakfast nook + access to the back patio/covered living space. Huge pantry, all appliances inc. Large Master w/gas F/P, his/her closets, WI shower + soak tub. Utility Rm on upper floor, Large main bath with double vanity, 3 car garage, surround sound, fenced back yard and so much more!
2307 38th Avenue SE Puyallup, WA 98374
Courtesy: Re/Max Realty South
View additional info
Check out this fantastic home on a cul-de-sac in the desirable community of Manorwood on Puyallup's South Hill. Ample space, inside and out, with private back yard, mature landscaping, covered deck and room for entertaining and relaxation. Wonderful, spacious kitchen features granite counters, stainless appliances and maple cabinets. Heat pump, re-finished hardwood floors. Garage has work bench, and tons of attic storage. RV parking and shed. Covered front porch. 50 year roof and so much more!!
1 - 25 of 296 Properties Displayed
Puyallup WA Real Estate Listings Provided By:
Berkshire Hathaway HomeServices Northwest Real Estate
How may I help you?
Get property information, schedule a showing or find an agent


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I have substantially cut the amount of allocation I have geared toward my income portfolio over the past couple of months. With domestic economic growth set to perform better in the second half of the year and the Federal Reserve finally ending quantitative easing in October, interest rates should head up from here. Of course, pundits have been saying this all year so this has been a very incremental move for me.
However, I'm still finding some good high-yield opportunities every time the market provides a bit of a dip to add a few shares to. I tend to like high-yield plays with attractive valuations and recent insider buying as I believe the market is in slightly overvalued territory. Here are a couple of these income plays I have added to in recent weeks.
I added some Resource Capital Corporation (NYSE:RSO) today. This mortgage real estate investment trust purchases and manages a diversified portfolio of commercial real estate-related and commercial finance assets in the United States. The shares trade roughly in line with book value per share.
The shares are offering a solid entry point after declining some 10% from recent highs. Insiders have purchased over $400K in new shares in recent months. Resource offers a huge dividend yield (13.8%) and makes payments quarterly. The shares are not expensive at eight times projected AFFO (Adjusted Funds from Operations) for 2014. I do not expect much if any capital appreciation for this play, but the dividend by itself makes Resource worth owning. Finally, the stock has good long-term technical support at current levels (see chart).
Chatham Lodging Trust (NYSE:CLDT) has been a core holding within my income portfolio for several years. I considered it one of the best managed real estate investment trusts in the lodging space. The company recently made a huge acquisition that will add some 50 hotels with some 6,800 rooms to Chatham's portfolio.
This purchase should substantially increase earnings in coming years. Earnings should go from ~$1.50 a share in 2013 to over $1.90 a share this year. The consensus has Chatham earning approximately $2.50 a share. Impressively, two insiders bought over $250,000 in new shares last week, following up on other purchases in March of this year. The shares go for just over nine times next year's projected earnings, too cheap given the company's growth prospects. Chatham only yields 4.2% but dividend hikes should be significant in coming years as earnings ramp up.
Disclosure: The author is long CLDT, RSO.
The author wrote this article themselves, and it expresses their own opinions. The author is not receiving compensation for it (other than from Seeking Alpha). The author has no business relationship with any company whose stock is mentioned in this article.

subset: commoncrawl


text:
Care of House Plants And Flowers
& Care Links
Plant Care Home
Buy Houseplants
Best Indoor Plants
Adiantum Fern Care
Aechmea Bromeliad
Artificial Flowers
Artificial Plants
Aglaonema Care
Aglaonema Silver Queen
Anthurium Plants
Aphelandra Care
Aspidistra Elatior
Asplenium Nidus
Birds Nest Ferns
Boston Ferns
Cast Iron Plant
Chinese Evergreen
Codiaeum Variegatum
Corn Plant Care
Croton Care
Devil's Ivy
Dracaena Janet Craig
Dracaena Marginata
Dracaena Warneckii
Dumb Cane
English Ivy Hedera
Ficus Trees
Hedera English Ivy
Lady Palm
Maidenhair Ferns
Marble Queen Pothos
Mother In Laws Tongue
Norfolk Island Pine
Orchid Flowers
Palm Plants
Peace Lily
Philodendron Cordatum
Philodendron Silver
Pothos Plant
Rhapis Palm
Silk Flowers
Silk Plants
Snake Plant
Spider Plant
Weeping Fig Tree
Zebra Plant
Plant Links
Orchid Art & Posters
Plant Flower Art Posters
Botanical Art
Plant And Flower Gifts
An indoor plant care professional for more than twenty-five years, I find that house plants are very adaptable as long as changes are made slowly. Caring for indoor tropical houseplants in many different environments has taught me how to help keep a plant in good condition, even when it is in an unsuitable environment.
One of the best parts about working in the interior landscape industry is helping customers with their personal house plant problems. Many of them have problems with their own indoor plants. It is nice to be able to help them keep their indoor houseplants growing and healthy. That is why I started this website, to help others with their house plants care.
House plant questions or problems? You can send a houseplant question, free of charge, no sign ups required!
Before you send a question, please read this page and further information on watering your indoor house plants, how to help keep your house plant's root system healthy and lighting for your houseplants. These are most important for your house plant's health and this is some of the information I will refer you to when you send a house plant or flower question.
Post houseplant questions, comments and pictures, find answers to questions or share some indoor houseplant wisdom on the PlantAndFlowerInfo.com Facebook Page, Google+ Page, Twitter Plantcare page or visit the PlantAndFlowerInfo.com blog. You can also find plant pictures, ideas at our plant care Pinterest page.
Know what you are looking for? Use the site search above or links in the left menu for common houseplants. If you are looking to find a good houseplant and don't know what to buy, check out my list of easy to care for houseplants. If you have never had an indoor plant before you might want to start with something like a Sansevieria as it is very easy to maintain.
Being an animal lover, as many people are, I thought it would be helpful to add a link for those with questions about pets and houseplants, as I have received a few emails with questions on the subject. This is a link to the ASPCA, Animal Poison Control, Toxic and Non-Toxic Plants list. This link should help you in choosing plants for home and garden that will not be harmful to your pets.
Over the years, I have had many animals and plants in the same house and have not had too many problems. I always make my best effort to keep houseplants out of the reach of pets. That can be difficult, especially with cats, as they seem to be able to get just about anywhere they darn well please!
Here is a link to an amusing product for those loving both their cats and their plants! It made me laugh, had to put it here... I believe this is an artificial plant so if you like this, don't expect to get a living plant!
As a note to those of you looking for environmentally friendly, air-cleaning house plants - any time you put a houseplant in your home or office, it is helping to give you cleaner, fresher air, as the leaves and roots clean and filter the air and release oxygen into the environment. So fill your home with gorgeous greenery and grow some fresh air. And, I am happy to say, the more plants the better!
Plant propagation questions? There are a number of ways you can propagate your house plants and it varies from plant to plant. Here is an excellent resource for learning all about propagating your indoor and outdoor plants and flowers. If that is more than you want to know, I would be happy to give help and advice, just send me a message!
Customers often ask how to take better care of their own indoor houseplants. Sometimes they just want to know how to keep them alive! The information on this website will give you help in solving your houseplant problems.
Working in the interior landscape business for over twenty years, I know that the most important part of plant care is not so much the type of plant you have but the light your house plant receives and the watering of your indoor plants in relation to the lighting.
Use your common sense and trust yourself to make the right decisions. This should give you the best results with your indoor houseplants.
Included are sections on proper watering techniques, placing your houseplant in the best available light, the importance of a healthy root system and care of specific houseplants. These are general care tips and only the person caring for the plant can implement them. So, Plant Lover, read on and I am sure you will find some helpful information.
Identify the plant you have and read about any special needs. Links to specific houseplant info are on the left menu or use the site search. Learn the basics and put them into practice on the houseplants you have right now.
Most indoor houseplant problems are related to improper watering and light so please read the sections on watering and lighting as these are most important. I cannot stress this enough as the watering your houseplant receives is directly related to the light in which it is located, no matter what type of plant you are growing.
Thanks for visiting and come back soon as houseplant care information, pictures and more are being added all of the time. I hope that your indoor tropical houseplants and all of your plants and flowers are happy, green and growing because that is why I started this site PlantAndFlowerInfo.com.
If you have indoor houseplant questions you can send a plant question or visit the PlantAndFlowerInfo blog for interior plant questions and answers, to post your own comment or questions or share some of your indoor plant wisdom with others.
Thanks again all of you Plant People...
Related links:
*Buy Collection of Four Best Clean Air Plants for Your Home*
Watering Houseplants Lighting Indoor Plants Best House Plants Plant Pictures House Plant Care
Plant Questions-Answers
© Copyright 2012-2017 PlantAndFlowerInfo.com All Rights Reserved


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1650 West 82nd Street, Ste 600
Bloomington MN 55431
Ph: 952-831-2707 Fax: 952-831-7875
What goals can you accomplish with a trust?
- 10/15/2015
Should a trust be part of your estate planning? Trusts are typically
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Did you forget to save for retirement?
- 9/14/2015
Will you have enough to live on during your golden years? Roughly
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Annuities -- basics, pros and cons
- 9/14/2015
Many things in life are uncertain and retirement is no exception. The
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Tax considerations (and advantages) for small businesses
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Are you thinking of launching your own business? Approximately 800,000
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Back to work after retirement: How Social Security, taxes and health care may be affected
- 9/2/2015
The old notions about retirement have, well, retired. Rather than
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Tax credits that can help lower college costs
- 8/24/2015
Are you looking for ways to minimize the costs of higher education? The
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Three things to know about reverse mortgages
- 8/4/2015
One of the retirement planning resources that has gained interest in
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off your mortgage, or pay for other expenses -- you may consider a
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Small business owners beware: Not reporting income paid to vendors can be costly
- 8/4/2015
If you are a small-business owner, know that you, too, must send 1099s
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Society of CPAs (MNCPA) warns that many small-business owners do not
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hefty fines and costly IRS audits if not complied with properly.
Business or hobby? Why the difference matters
- 7/20/2015
Were you aware that there are tax implications when you earn money from a
hobby? If not, or if you're unsure of all the rules, the Minnesota
Society of CPAs (MNCPA) offers these insights on why the distinctions
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Don't let unexpected costs ruin your retirement!
- 4/30/2015
How much do you need to save for retirement? Determining how much you'll
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Tips for couples on managing Social Security benefits
- 4/30/2015
About 59 million people receive Social Security benefits, according to
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Resolving financial concerns for stepfamilies
- 4/15/2015
Roughly 1,300 new stepfamilies are created every day, according to the
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IRA early withdrawal exceptions
- 4/15/2015
Choosing an early withdrawal from your IRA can be a costly move, often
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The ins and outs of filing a tax extension
- 4/1/2015
Sometimes April 15 rolls around faster than expected. Despite best
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Appealing an IRS decision
- 4/1/2015
What happens if you disagree with an Internal Revenue Service
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Answers to tax questions for the self-employed
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Will 2015 be the year when you take the leap into self-employment? Even
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Tax solutions for baby boomers
- 3/2/2015
The baby boom generation, the children born in the post-World War II
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Five tax deductions you should not overlook
- 2/15/2015
Did you run up expenses searching for a new job in 2014? Or did you use
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- 2/15/2015
With less than two months until the April 15 tax deadline, now is a
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Identity theft is one of the fastest growing crimes nationwide, and tax
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Tax planning update for same-sex couples
- 1/28/2015
Since 2013, federal tax laws for married couples have applied to
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Detect how component parts fatigue, age, corrode, wear or degrade after impact – long before fault.
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pd2m is an aspiring and interdisciplinary technology company with roots at the Technical University of Darmstadt, Germany. We are specialized in the development of measurement systems in the space of early damage or fault detection and non-destructive testing. With technological focus on the development and production of flexible thick-film piezo sensors and sensor materials, we primarily target highly-dynamic measurands like acoustic emissions or cavitation. Our interdisciplinary team has a strong footprint in electronic and mechanical engineering, mechatronics and information science and many years of experience in the domain of non-destructive testing and fault detection.
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+49 (0)6151 861 9971
+49 (0)6151 861 9788
info pd2m .de
CaviSense featured in the 9/16 issue of the CHEMIE TECHNIK magazine
Winner of 6th prize in the finals of the German Science4Life Venture Cup 2016
pd2m CaviSense presentation at the 11th Forum Industriearmaturen in Esssen
pd2m CaviSense presented in demonstrator of a smart valve from VAG-Armaturen GmbH (HALL A4.151/250)
Presentation of the Ultrasonic Strain Gauge on W3plus FAIR, RITTAL Arena Wetzlar
Portrait of the pd2m team in Industrielle Automation 4/2015 Magazine
pd2m exhibiting at Automotive Testing Expo 2015, HALL 1/1053 Messezentrum Stuttgart
pd2m exhibiting at SENSOR+TEST 2015, HALL 12/467 Messezentrum Nürnberg
Embedded surface-pressure measurement with flexible piezo film sensors, AMA Conference SENSOR 2015, Nürnberg
pd2m S-Tape multi-channel thick-film pressure measurement system in May Issue of Industrial Engineering News (IEN)
Interview on the startup pd2m and its S-Tyre project for the automotive space in VDI-Nachrichten
pd2m in the October Issue of the Hoch3 Magazine of Technical University Darmstadt
The founder team being awarded with the 1st prize in the TU Darmstadt Entrepreneurial Competition of 2013
Conference publications including FAA Forschung 2013 Basel, CAV 2012 Singapur, VDMA Frankfurt 2013, Turbo Expo Duisburg 2012, Kavitationstagung Grenoble 2013, Workshop Kavitation Drübeck 2013


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Detached grade ii listed home set in a village location. this property comes with a detached garage and period features. an opportunity to upgrade/modernise.
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Should we be optimistic, or pessimistic, about where the world is headed?
World Bank
Off-Grid Power Solutions in Africa Set to Present a $3.1 Billion Market for Investors
The Off-Grid Solar Market Trends Report 2016 predicts a brighter future of Africa.
Creating an Emissions Trading System in Ten Steps
In order to move to a low carbon future and limit global average temperatures to 2°C, a number of steps are required.
Off-Grid Power Solutions in Africa to Present a $3.1 Billion Market for Investors
The fastest growth in the off-grid energy market is likely to be in Africa.
Man-to-Man with lawyer-turned author Clifford Garstang
Cameron Conaway sits down with Clifford Garstang to discuss life, law, inspiration, and now, writing.
World Development Report 2012: Gender, Equality, and Men's Education?
A look at how men's education is portrayed in the World Development Report 2012 on Gender and Equality and where the report fails.


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Archives for Treatment
One Woman's Story: My Bipolar Son
Recently, I spoke with a mom that has a son with a diagnosis of Bipolar disorder. Her son would be admitted to a hospital on a 5150 and, despite a history of multiple admissions, according to the mom he "knew what to say" to get out. As a result, he was never there long enough to be put on a t-Con or eventually be conserved. He more or less fell victim to the rotating door...
It's Hard to Go to Your Psychiatrist
It's a hard thing, for me, to go to my psychiatrist. I know it's coming on the calendar, and I dread it. I actually forget the date and have to call my psychiatrist and leave a message:
"Hey Dr. I think my appointment is on Thursday the 15th….at 2:30? If i'm wrong call me back, otherwise I'll be there at that date and time."
I can't tell you how many times I've left that message. I have...
"Hey Dr. I think my appointment is on Thursday the 15th….at 2:30? If i'm wrong call me back, otherwise I'll be there at that date and time."
I can't tell you how many times I've left that message. I have...
"The Doctor's Note" Depression and your job
I don't know why they say, "Go to your doctor." I've been in a hole the past week and need a doctors note to justify my absence at work which really isn't happening and shows the stupidity of the modern age to expect someone with a mental illness to make it a doctor for a note.
Depression Part VI: It Was My Period
It was my period. That was the reason I lost it last weekend and plummeted into a terrible bed glued depression. I didn't understand most of the technical psych terms my psychiatrist used when he tried to explain it to me but thankfully, now I know, I am not crazy, I just need to watch out when the next menstrual cycle comes around. I don't recall ever having this problem in the past when I was on the same antidepressant so this is all new to me. I went into my session knowing that he wasn't going to change my meds cause I guess I am doing better then our last session. It's hard to know what to say when you see your doctor. You want to squeeze as much information in the expensive time you have to get answers and positive results and that alone is a stress. But all you can do is do your best to retell the stories you lived through since you started taking a medication and hope it's enough to help your shrink monitor your behavior.
Setting Goals and Meeting Them – Tips on How to Manage Your Anxiety and Achieve
Life is about moving forward. Even when we feel stuck or not capable of progress in our personal, or professional life, it's important to make goals. When we do that the challenge becomes meeting those goals. First and Foremost, Acknowledge Your Anxiety Often times anxiety impedes our ability to reach our goals. We get anxious at the thought of the work that goes into reaching our goals, or we can feel overwhelmed. Fear of failure also plays a role in stopping us from achieving. Don't be afraid to fail. I once heard a great saying: "Do it, and do it wrong." We only learn from our mistakes, and they only shape our ability to achieve that much more. You only fail when you don't try. To quote Bazooka Joe, "If at first you don't succeed, you are doing it wrong!" Learn from your failures, and you will be that much closer to conquering your missions. Here are some tips on how to help keep moving forward and make your goals a reality: The List - Write down your goals. Whether they are big or small, make a list and put it somewhere visible so you are reminded every day what your mission is, and once you accomplish it, cross it off. I prefer a Sharpe pen to really make it permanent and it feels good to draw a dark line through it. Did it, done, next! Prioritize your goals – You should try and have a short term list and a long term list. For example, write down what you want to accomplish for the day. Make a separate list for the month. And another for the year. Make a list for where you want to be in five years. Don't think you have to limit yourself when you organize your lists.
4 Weight Gain Worries – When Enough is Enough
We all suffer weight gain, and weigh loss. Particularly when we have to face side effects that alter our comfortable body weight. Sometimes the meds we take for depression can cause weight gain which can back fire on you and cause you more depression. Often times the weight seems to appear overnight. The side effects seem to hit instantaneously and you wake up to a new body. And it can happen with or without side effects from meds. I've suffered weight gain from lithium and it was rough. I told my shrink I'd rather be skinny and crazy then fat and sane, and I meant it. I think back to that time and laugh at the signs that drove me over the edge. We all have areas in our body that we know will gain weight. Stomach, thighs, hips, ass. Depending on where you tend to carry your weight, we can be used to knowing what certain areas are at risk. But, sometimes other unknown areas are affected and it can be troubling, or scary. You are swimming in unchartered waters which can be hard. Hard fat is hard knocks. Here are some signs to consider when enough is enough: Hands, Feet, Neck and Face.
NOS – Not Otherwise Specified
Recently I've been rethinking my stance on diagnosis that tag on NOS, for example, Paranoid Schizophrenia NOS or Major Depression Disorder NOS. When I used to work in psych wards in Los Angeles County, it used to irk me that the treatment team would throw out diagnosis left and right with NOS for either they didn't have to time to properly diagnose patients cause the hospital was a rotating door, OR, they don't know enough about mental illness to properly diagnose someone so stick on the NOS to be safe. It annoyed me on multiple levels cause once a person has an Axis I diagnosis it's documented in a system. Patients would come and go and float from hospital to hospital and when I would pull up their name in the system the patient would have several different diagnosis NOS…NOS…NOS.
Self-Diagnosis & Miss-Diagnosis: A Cautionary Tale
Some people diagnose themselves before they get professional psychiatric help. I did, and society influenced my "self-diagnosis." Just like PE class for children's physical health awareness, it is crucial to teach mental health diagnosis in schools instead of using buzz words like ADHD and jumping on a bandwagon that might not be yours. I thought I was ADHD because I didn't know there was such a thing as Bipolar II – Chronic Hypo Mania. Big difference. Here are some red flags to consider when you self-diagnose and/or miss-diagnose:
Connecticut Shooting: A Closed Door Meeting on Mental Health Awareness
Recently I've wondered what kind of discussions are going on behind closed doors at the White House, in Congress, and the Senate, with regards to the shooting that happened in Connecticut. Once again, how it is possible to focus on gun control when the root of the problem of shooters in our past, and of late, is mental illness? Like most things in life, it probably comes down to one thing: MONEY How much money would it take to educate the American people on mental illness? What steps would be necessary to pursue education and provide better mental health care programs and treatment for those that suffer from a mental illness? I imagine a closed door discussion on mental health awareness going as follows: "We can't afford to put mental health on the table when discussing the shooting because we don't have the funds to start addressing this matter." "Yeah, you're right. Besides, most people are either clueless to mental health issues or scared so if we start talking about it we might find questions with no answers or solutions."
Honey Boo Boo What? – Body Image, Weight and TLC (The Learning Channel)
TLC's reality show, "Here Comes Honey Boo Boo" features a reality star with a refreshing look into weight gain and body image. And it comes from a child named Honey Boo Boo. Honey Boo Boo is one of the only females in modern day society that is actually embracing her fat, full throttle, at the ripe young age of a seven-years-old. If you haven't heard already, Honey Boo Boo is a reality star that got her fame from participating in beauty pageants. She is a pioneer of loving herself despite her fat. One episode Ms. Boo Boo actually pulls out her stomach fat and says straight into the camera: "The judges don't know a good thing when they see it!"


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The Hungary Under 21 international has yet to make his debut for Liverpool since joining the club from MTK Budapest in 2008.
The 22-year-old's agent reports that Gulacsi is close to joining Xerez, but Liverpool prefer to loan the goalkeeper to an English club.
"The deal is not done because Liverpool basically plan to let Peter go on loan within England," Pataky told Pepsifoci.com.
"We think this Spanish possibility could be a great chance for him so we're working until the last moment to validate the agreement between the two clubs."
More about...
What is your opinion? Feel free to discuss the article under. You have to comment by using your Facebook profile. Be fair and have respect for other people and opinions!
Summer 2016 is set to be a very exciting time for football fans, as this is when the long awaited Euro 2016 tournament kicks off.
Since Guus Hiddink arrived at the helm, Chelsea have improved considerably after a tricky start to the campaign.


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Sarah Dunn, assistant professor of kinesiology, led a presentation about the harmful effects of obesity in college students Tuesday in the President's Dining Room.
Tag Archives | sarah dunn
Supplements should be consumed cautiously
By Erum Jaffrey on March 6, 2015 in Health, LV Life
The dietary supplement industry is booming with reported sales reaching $13 billion in 2013, but there is a common public misperception on how these supplements really affect human bodies.
Study analyzes athlete relaxation
By Mitchell Aleman, Monique Parra on March 8, 2013 in News
Assistant professors of movement and sports science Sarah Dunn and Megan Granquist discussed their research, "The Effects of Relaxation Training on Stress Indicators in Trained and Untrained Individuals" during Monday's faculty.
Dunn challenges accepted weight loss theory
By Allison Lavelle on October 21, 2011 in News
It is hard to believe that losing weight could be as simple as a 20 minute exercise regimen three times a week combined with a Mediterranean diet, but Assistant Professor of Movement and Sports Science Sarah Dunn has proven the truth of the statement.


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Financial Services
Car Rental Information- Frequently Asked Questions
Only employees of the University can rent a car in Canada and/or continental USA and be covered by the University's insurance. Car rentals outside of Canada and continental USA (Europe, South America, Africa, Australia, New Zealand and Asia as examples) are not covered and you are required to purchase insurance on the rental.
A Rental Car FAQs document has been prepared to answer the most common questions asked when considering renting a car for conducting business on behalf of the University. If you have additional questions not answered, or have questions about the implications of an activity or situation in which your rented car is involved, please contact Tracey Randem in the Director's Office (902-420-5464).
The information on this page was last updated on February 1, 2016


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Showing 1-1 of 1 Romantic Resorts
Harpole's Heartland Lodge
Nebo, Illinois, United States
Romance thrives in Harpole's remote country setting, especially in its new luxury suites boasting Jacuzzis, fireplaces, canopy beds and walkout porches. Explore the countryside on a one-hour ATV ride and enjoy homemade meals back at the Lodge. Give your sweetheart your undivided attention and leave the details to Heartland!... more
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Grayscale Web Design Hong Kong
We're a partner from ideation to completion — and beyond.
Your web development begins with the idea and business proposition, but does not always end with the publication of your website. Does it convey the right message after all? Is there a user group who greatly benefits from your service, but you're not reaching them somehow?
We are open for a continuous partnership in order to support your online development on both technical and conceptual level.
We build beautiful and useful websites in Hong Kong.
Aromaster is an online ecommerce with a very special proposition: to invite you to explore and identify aromas captured from wine, beer, cigars and other richly scented products around us. It features a fully customizable product by selecting your own aroma kit from 100 different aromas. Grayscale also took care of the branding for Aromaster.
Swire Resources
Originally a fledging import-export business, Swire has since grown exponentially into a multinational that has branched into diverse industries that include property, agribusiness, trading and aviation. Although a majority of their core businesses are concentrated in the Asia Pacific region, Swire also operates in other countries counting Papua Ne[...]


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Man arrested in Iron River on assault, drug charges
Winter storm warning tonight
MARQUETTE – The National Weather Service in Marquette has issued a winter storm warning for Dickinson and Iron counties beginning at 7 p.m. today until 1 a.m. Saturday.
The warning also affects the north central and western Upper Peninsula and northern Wisconsin, including Florence and Forest counties.
A strong low pressure system is expected to move into the Upper Great Lakes Region tonight through Friday night, the National Weather Service said.
Ahead of the low, moderate to heavy snow is expected to develop across much of the U.P. late this evening into Friday, especially over the northern and western portions of the Upper Peninsula.
The eastern half of the U.P. will see the snow mix with or change to freezing rain and sleet tonight into Friday afternoon before transitioning back to all snow Friday evening, the weather service said.
Many locations in the north central and western U.P. will see heavy, wet snowfall accumulations in excess a foot before the snow diminishes Friday night.
There could also be ice accumulations approaching or exceeding a quarter of an inch across portions of the south central and eastern U.P.
Light to moderate snow will develop tonight and become heavy at times on Friday before ending late Friday night. Snowfall rates up to 2 inches per hour are possible late tonight into Friday morning, the weather service said.
Storm total snow accumulations of 6 to 16 inches are likely from tonight through Friday evening, with lighter amounts less than 6 inches over far southern Dickinson County. The heaviest snow will be in the higher terrain of Marquette County, with the lesser amounts over Dickinson and southern Iron County, where a greater amount of sleet will mix in with the snow, the weather service said.
Meanwhile, a winter storm watch remains in effect from this evening through Friday evening in Marinette County in Wisconsin and Menominee, Delta, Schoolcraft counties in the U.P.
Snowfall totals of 3 to 6 inches are possible in these areas, with lesser amounts of an inch or two south of a line from Wausau to Keshena to Crivitz.


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Start Time: 08:25
End Time: 08:38
Halcon Resources Corporation (NYSE:HK)
Company Conference Presentation
September 12, 2013, 08:25 AM ET
Floyd C. Wilson - Chairman and CEO
Unidentified Analyst
We'd like to start our next presentation. I'm pleased to welcome Floyd Wilson who is Halcon's Chairman and CEO to our conference this year.
With that, I'll turn it over to Floyd.
Floyd C. Wilson
Thanks. Halcon Resources, we're down in Houston. We operate in three core areas today. I've got a couple of Wildcats running in the background. We've done a little of this before. We're focused on oil and we have some interesting things going on. There's a couple of data points here if you want to read those after this. Here's a map.
So we've got a significant spot up in the Bakken/Three Forks which accounts for about half of our daily production today. Utica/Point Pleasant, quite a bit of land, couple of good wells so far, waiting on infrastructure. No production to speak of from there yet. And then our newest play is down at East Texas in Brazos County, that's El Halcón which is the East Texas Eagle Ford which we brought to life here early this year. What's on this slide? So daily production rate today about 40,000 Boe per day, 80% oil, 5% NGLs, 15% natural gas.
There are some data points on the different plays and as I've pointed out, we've got some Wildcats run along the background which we're always doing a little bit of that and if any of them get to the point of talking about, we'll talk about them. We're growing dramatically. Inverse of this would be our share price, it's been un-growing dramatically but maybe we can turn that around. And we expect to keep growing at about this rate for the next couple of years with similar CapEx or even a bit less. So we have a strong outlook for continued growth.
Up in the Williston Basin we've got quite a bit of acreage. We're involved in several increased density tests operated by others and we have a couple going ourselves. The main thing that's going on since we got into the basin, we started employing and deploying different ideas on fracs and targeting and whatnot. So we've been able to take wells that were producing in the 400,000 to 600,000 barrel range up to another 100,000, 150,000 barrels per well higher just with new completions.
Cost side of things, these new completions actually cost more so we haven't really been decreasing cost much. We're just embarking on pad drilling now and that should do – might even be a slide in here, but that should do quite a bit on the cost side over time. It shows where our land is out there and we've got six rigs running today. We'll keep that pretty steady for the next couple of years, maybe add a few.
Again, most of the improvements up there were things that we're quite experienced with, just mainly frac techniques. The density project at Fort Berthold is we're testing 660 foot spacing and we've got a significant interest in one of the Continental increased density test that's going on right next door to our own test.
So over time batch drilling, batch completions, all this business you can save quite a bit of money on a pad. You can't save a 1 million per well, it doesn't seem, but you can certainly save 1 million or 2 million on however many wells you have on a pad. So if it's three, four, five, six wells, you can probably save $250,000 to $400,000 per well just by the economies of scale when you're working on several wellbores at one time.
East Texas El Halcón, it's an Eagle Ford zone, it's just like what we were heavily involved in at the last company in South Texas. It's about 300 feet thick. We're making great wells there. We're just getting that play going. We announced that the 1st of this year we're dramatically higher on daily production and what that second quarter shows there, I think we have three or four rigs running there now. The economics are we're looking for wells to make 400,000 to 500,000 barrels, about $9 million right now. Hope to get that cost down a little bit.
There's a snapshot of where it is in East Texas. Of course the South Texas Eagle Ford play is down to the left and down to the south across the San Marcos Arch and into a different environment for Eagle Ford.
This is where we are, actually we're ahead of these numbers that you see on the far right of this slide. So it's growing dramatically. We'll run three or four, five rigs here for the next several years. We're adding land here. We'll make our target or maybe exceed it of acreage. It's 100,000 acres at the low end, we'll exceed that number here hopefully this year. It's tough going out here. It's highly competitive. It's not that expensive but very competitive.
Most of our wells we're getting drilled in a couple of weeks now, so that's a big improvement from the month and that's how all of these plays go. So you try to get your rigs in and out of there as quickly as you can. You try to do pad drilling where you can. When these plays are new you don't – pad drilling is a little bit more difficult because you don't really know the spacing. You do volume metrics and you do some calculations, but the fact is until you physically test a well that's 600 feet or 800 feet or a 1,000 feet, you really don't know and then you have to produce those wells for several months to determine whether you really had the data that you need to decide what the spacing ought to be. It's a little different in every single play. This is the true shale, of course.
There's a picture of the section where the landing zone is, it's on towards the bottom of the Eagle Ford, not that many feet above the Buda and it's a good thick section. The red or orange bars towards the bottom that are the main pay in the areas that we're operating in. Up in Ohio and Pennsylvania we've drilled nine wells. We've just got one rig started today I think on an offset to one of best wells, the Kibler well. The wells that we've drilled that are good are waiting on infrastructure, we'll have those on here awfully soon.
Got quite a bit of land up here. We've found some mediocre production in part of it and which is to expect when you're drilling Wildcat wells. We found two great areas and one that's significantly oily around the – it's near the Trumbull and Mahoning county lines here in Ohio. Let's see what else is…
Here's a cool picture of a flare which is not very popular up there. The Kibler well ranks pretty well amongst the wells in the entire play. It's in the top 10 or 15 wells and it's a workhorse of a well. It will be on here this month. We're drilling the offsets to that. Since it's an oily well, we'll concentrate all of our drilling in the Utica/Point Pleasant down in this area for the next two years. That will be at least through the middle of '15, so we've got quite a good plan and a good growth plan there. We're making hardly any production on a daily basis here now, so that has the opportunity to really increase our daily production rates.
We do okay on realizations. We don't have too much NGL production today. We'll grow with the Utica. These realizations might go down a little bit because of that, because of the markets for ethane and propane aren't quite what they were a few years ago. But we do pretty good on that. Having said that, we don't really know where these prices are going so we hedge a lot. There might be a slide in here, might not, but we try to hedge about 80% of what we think we're going to produce.
As we've done in the past, we try to build our own infrastructure wherever it makes sense. It's a very valuable business, but more importantly to us it gets our production to market on time and out of the local markets. It's really important to try to move away from logjams and these new shale fields where you get a big price of new production and there's no place for it to go, so we work that hand in hand with our drilling schedule. So we're doing quite a bit of work in East Texas and Utica/Point Pleasant and actually we're doing some work on a couple of Wildcats plays already.
Mark Mize is here so if you want to finances, you can talk to him about it. We're in good shape. Here it is. We're very liquid. We'll spend a little under 1.4 billion this year. Next year we're going to try to spend a bit less than that, maybe 15% less. Keep the same growth rate. You can see how it's spread right now across these areas. One takeaway from this is that we are waiting on some seismic out in the Woodbine, so we have totally deemphasized that in terms of capital intensity in favor of El Halcón in East Texas. Woodbine being a sandstone and not a true shale, it's not a blanket. It's a blanket cover but you don't get blanket production, so you have to get supply a little bit more exploration signs to that play.
Yes, here's the hedging side. Anyway, that's all I had and be around for whatever you have.
Unidentified Analyst
We've got some time to take questions. Over here.
Question-and-Answer Session
Unidentified Analyst
Floyd, if I can start. In the Bakken, how far – given what you all have done this year, how much more improvement do you think you can achieve? And also how much of what you've done this year will be reflected in yearend '13 reserves out there?
Floyd C. Wilson
Yearend '13 reserves there will be quite a change, upward change just because all of this activity happened in '13. Any new procedures or new completions have happened during this year, so there will be some really nice changes. The slick water fracs we're doing up in Williams County about double production reserves and IPs on those wells, so that's going to be quite a big change. So good representation this year I think at the end of the year.
You had a first part, what was it?
Unidentified Analyst
How much more improvement do you think you can make out of this versus…?
Floyd C. Wilson
Yes, it's not just us it's out in the whole industry. Guys like you ask that kind of question every few years. Every few years there's lot of improvements, right? I'm going to tell you over the next five or 10 years, you're going to see a lot more in all these shale plays. There's just a lot of smart people working them. So in our small company, I think we can continue to make some improvements and as others figure out some things and as well as ourselves, we'll gain that information because we share it with everyone in the business, in all the plays and we use it. So I'd say there's still significant room for improvement.
Unidentified Analyst
Any questions from the floor?
Floyd C. Wilson
All right then, thanks a lot.
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We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.
Warren Buffett, the renowned contrarian investing expert who has made millions in the market purchasing unloved companies in out of favor sectors at rock-bottom values made this famous quote. I believe it is quite apropos at this juncture. I posit the banks are at an inflection point, and are about to make a major comeback once the calendar clicks over to 2012. Please review the following contrarian case for bank stocks, followed by five major reasons banks stocks are destined to double and a brief review of my top seven bank picks.
Contrarian Mindset
When I start feeling like there is no good reason to be in the market, and I should roll up the tent and sell out, I now know this is a signal to buy, not sell. This is how I've been feeling about the banks as of late. I say, why not take advantage of the value created by the current turmoil and start a position in the following bank stocks before the market sorts out the global debt issue and rebounds? After the economic storm clouds clear, (and they will because they always do) you will most likely have missed the move and be buying in at much higher prices.
The constant negative headlines out of the eurozone have ground fundamentally sound U.S. bank shares down by 50% or more in some cases this year and most are trading at vastly less than their tangible book values. Ironically, U.S. economic indicators are actually fairly good right now and many banks have projected EPS rates of 20% or better next year. I have been around long enough to know macro headline risk provides great opportunities to buy sound companies at discount prices. Market sentiment can and will turn on a dime -- mark my words. As we all know, in life, timing is everything, and the time is now to buy the following bank stocks.
Buying low is not an easy thing to do, I know, but if you have a long-term time horizon, you will most assuredly make money. Markets don't stay down or up for long, or Wall Street wouldn't make any money. The Wall Street traders thrive on volatility. Markets fluctuate on a continuum, and we are bouncing along the bottom of it for bank stocks right now -- ergo, it's time to load up. The very bottom of the market, during March 2009, was the time to buy, but no one I knew was buying; everyone was running for the exits at the exact time they should have been piling in.
Warren Buffett invested $5 billion in Bank of America (BAC) recently. Bank of America announced the investment, declaring it would sell Buffett cumulative perpetual preferred stock, which pays an annual dividend of 6%, and give him a warrant to buy 700 million shares at roughly $7.14 each. Regardless of massive market losses year to date, Buffett says Bank of America is still a "strong, well-led company," and he is "impressed with the profit-generating abilities of the franchise."
Nevertheless, Buffett took a lot of heat for making this bold play. Most investors are steering exceedingly clear of financials now, especially Bank of America. I have a certain affinity for Buffett, the "Oracle of Omaha," as I was born in the great "Gateway to the West" city myself. Furthermore, I am an experienced investor. I have been through several boom and bust cycles and learned that Buffett's proverbs are words to live by, and will make you money. Now, we all know Buffett receives sweetheart deals not available to the average investor, nevertheless he was a little early on his BAC call and you can get in at a discount to even Buffett.
Top Five Reasons Why U.S. Banks Will Soar In 2012
- Banks are over sold and under owned on top of strong fundamentals which inevitably attracts value investors and leads to a reversion to the mean. The mean reversion strategy is based on the mathematical premise that all prices will eventually move back toward the mean or average return.
- Although the U.S. banks have been severely hammered mostly due to eurozone headline risk regarding sovereign debt defaults, U.S. banks actually have minimal exposure to this risk. BAC's estimated Eurozone exposure is $100 million dollars while BAC has a $40 billion market cap, $30 billion in cash and is trading at half of tangible book value.
- U.S. banks are well ahead of their European peers in regards to capital requirements. Many have excess capital and excess reserves. The sector is flush with liquidity, capital and reserves.
- U.S. banks have improving fundamentals and EPS growth projections. U.S. bank earnings are up 40% this year and EPS growth rates are expected to come in at 20% next year.
- U.S. banks are trading at low price to earnings multiples even with taking in to account lower earnings expectations and are trading at approximately five multiples below normal.
Company Reviews
The following are severely oversold bank stocks I see as hitting rock bottom now and trending up in the coming months. These are speculative contrarian picks. The seven stocks in question are: Bank of America Corporation, The Bank of New York Mellon Corporation (BK), Citigroup, Inc. (C), The Goldman Sachs Group, Inc. (GS), JPMorgan Chase & Co. (JPM), Morgan Stanley (MS) and Regions Financial Corp. (RF).
Please review the following chart of their current performance followed by a brief description of each bank with a chart detailing specific bank fundamentals.
Current Performance Chart
Click to enlarge
Bank of America Corporation, through its subsidiaries, provides banking and financial services to individuals, small- and middle-market businesses, corporations, and governments primarily in the United States and internationally.
Fundamental Statistics
Click to enlarge
The Bank of New York Mellon Corporation, a financial services company, provides various products and services worldwide. The company's Asset Management segment offers a range of equity, fixed income, cash, and alternative/overlay products, as well as distributes investment management products.
Fundamental Statistics
Click to enlarge
Citigroup, Inc., a global financial services company, provides consumers, corporations, governments, and institutions with a range of financial products and services.
Fundamental Statistics
Click to enlarge
The Goldman Sachs Group, Inc., together with its subsidiaries, provides investment banking, securities, and investment management services to corporations, financial institutions, governments, and high-net-worth individuals worldwide.
Fundamental Statistics
Click to enlarge
JPMorgan Chase & Co., a financial holding company, provides various financial services worldwide. Its Investment Bank segment provides various investment banking products and services, including advising on corporate strategy and structure, capital-raising in equity and debt markets, risk management, market-making in cash securities and derivative instruments, prime brokerage, and research services serving corporations, financial institutions, governments, and institutional investors.
Fundamental Statistics
Click to enlarge
Morgan Stanley, a financial holding company, provides various financial products and services to corporations, governments, financial institutions, and individuals worldwide.
Fundamental Statistics
Click to enlarge
Regions Financial Corporation operates as the holding company for the Regions Bank that provides a range of commercial, retail, and mortgage banking services in the United States.
Fundamental Statistics
Click to enlarge
A contrarian is one who attempts to profit by investing against the grain, to go against the crowd, because the crowd is usually wrong and always late. A contrarian believes that certain crowd behavior among investors can lead to exploitable opportunities. Pervasive cynicism about a stock or sector can drive the price so low that it exaggerates the investment's perils and belittles its future prospects. Identifying and seizing on these opportunities is a well-known investing tactic utilized by legendary investing experts such as Warren Buffett and Whitney Tilson. I believe these bank stocks may present such an opportunity.
Although Fitch Ratings, the third-biggest of the major credit rating agencies, late Thursday downgraded Goldman Sachs, Deutsche Bank and five other large banks based in Europe and the United States, citing "increased challenges" in the financial markets, I see this as a buying opportunity. Fitch is chiming in exceptionally late and offers no new information the market hasn't already baked in to current price levels.
When the eurozone gets its act together and the global economy achieves viable economic traction, you can kiss the current share prices goodbye. I envision a day in the not-too-distant future where we will look back at current bank price levels in awe of the amazing values currently presented.
Use this information as a starting point for your own due diligence and research methods before determining whether or not to buy or sell a security.
Disclosure: I have no positions in any stocks mentioned, but may initiate a long position in BAC, C, RF, GS, JPM, BK, MS over the next 72 hours.


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Mood swings- One minute we are happy and the next we could fight with a feather and we have no warning or explanation for it- other than our hormones- they get blamed for everything.
How shopping is more than just shopping, it's a social event- Friends, mums, sisters, the whole gang are invited along for shopping and coffee stops for chatter to moan about the men in our lives.
The time it takes them to get ready-We have hair, make up, outfits, bag choices- all of this can't be done in the time it takes you to shower and shave.
Their ability to hold grudges- We are like elephants- we remember everything- if someone has wronged us it gets logged!
How they remember absolutely everything you say- See above.
Why they think men are mind readers- When we say 'don't bother' on Valentine's Day, we secretly mean please do- what's so difficult about that?
Why they say "I have nothing to wear" while standing in front of a full wardrobe- What we really mean is that we have nothing to wear that we haven't worn in the last few days/ weeks.
Their obsession with shoes- Every outfit needs a shoe to go with it- you see what's in our wardrobe- it all needs coordination.
Why a handbag is so heavy and has so much stuff in it- You will only moan if we don't have pills when you are sick, a tissue when you sneeze or some anti bac gel when you have gone in a toilet with no soap.
Why a haircut and colour costs so much money- Our hair is not cut, it's a work of art and the colour makes us look more youthful so why would we not?!
Their obsession with handbags- We need something to match the shoes.
Why they go to the toilet in pairs- Like shopping it's a social event- we use this time to slag you off and catch up on gossip.
How they can sit in a hairdressers for three hours and not look any different- It takes time to cut, colour, wash and blow dry and again we draw it out with catching up on local gossip.
Hoarding cosmetics and toiletries- We can't use the same thing every day- we need to mix it up to see the benefit.
Hoarding things- We may keep sentimental stuff but you can leave us standing on this one- Lego?! School books- really!?
Why they spend ages in a shop but still leave with nothing- We have to think about our purchase and weight it up against what we are doing in the month and the chance of seeing something else.
Why they talk on the phone so much- Communication is important- if you won't do it with us- we have to do it somewhere else.
Why they're always cold- We are smaller and generally have less body fat- so we don't have the added benefit of natural insulation.
Why they buy clothes but never wear them- If they are cheap or aspirational we will buy them in the hope that one day we might fit into them but if not they have not cost us the earth.
Why buy clothes and try them on at home only to return they later- Because clothes shop mirrors are liars!
Why they wear shoes they can't walk in- They look good!
Why they buy shoes and never wear them- One day we will find the outfit they were destined for.
Their love of candles- We have to cover up your manly smell with something and we like to make the place look romantic.
Why they clean so much when visitors are coming-So people don't think that we live in squalor.
Why they put extra pillows/cushions on the bed which they don't use when sleeping- They make the bed look welcoming and beautiful.
What are 'fat days' and 'thin days'- Days we feel bloated and days we avoid carbs.
How they can find it so difficult to understand the 'off-side' rule- We could learn if we wanted to but we have better things to do.
Why they always want to talk about their feelings- Because if we don't the resentment will build and build till we break up/ get divorced.
Why they buy a salad when out for dinner then eat all your chips- We like to think we have self-restraint but we just don't.
Why they are always on a diet- Because the holidays are conspiring to keep us fat!
Why they never go anywhere without makeup- Because unlike you we look like crap without at least a bit of mascara!
Their love of reality TV- It makes us feel better about ourselves.
Why they bother painting their toenails in winter- It makes us feel more confident even if no one can see them.
Why they talk about TV characters like they know them personally- Because they are in our living room every night.
Why they actually enjoy wrapping presents- We like everything to look pretty- not just ourselves.
How they can read so many books- While you are playing games on the Xbox and watching porn we have to do something.
Why they have so many different shampoos in the shower- You have to alternate before your hair gets used to one of them and we use conditioner unlike you and your flyaway locks.
Why they make us empty the bins- You know when you say that ironing is a woman's job? Well bins are a man's. Yes we can be sexist too.
Why they spend over an hour styling their hair- So when we leave the house we can do so with our heads held high.
Why they always cry at films- It's the music in the background and the realisation that our relationship is not a patch on the couple's in the movie.
Why they always fall asleep during a film- It's dark and if it's one of your war/ sci-fi flicks- it's boring.
Why they can't live without chocolate- It relieves period pain- end of.
Why they talk about their outfit for an event weeks in advance- Because our outfits are not as simple as just lobbing on a suit- we have choices.
Why they care so much about the laundry being put in the washing basket and not on the floor- An untidy house makes for an untidy mind.
Why they cry just for the sake of crying-When we want to be angry with you- instead tears come- we don't know why but they do. So next time we cry- know that we are cheesed off at you for something.
Why they need to get into their pyjamas as soon as they get home from work- Because they are comfortable- have you ever tried wearing a bra and heels?!
Why they wash up immediately after eating- Otherwise it will look like kitchen in The Sword in the Stone-minus the wizard.
Why they enjoy food shopping- We like being in charge of what goes in our cupboards and planning out meals- plus most supermarkets have a clothes section now- winner!
Study by Hammonds Furniture
tagged in communication


text:
Corporate Solicitor
- Manchester
- £30,000.00 - 35,000.00
- Permanent role
- Private Practice
Excellent opportunity for a corporate solicitor to join a niche commercial boutqiue in the heart of Manchester city centre.
Excellent opportunity for a corporate solicitor to join a niche commercial boutqiue in the heart of Manchester city centre.
In-house Solicitor, c2-5 years pqe, North West. Our client is a privately owned, high growth business based in the North West. Year on year our client has witnessed strong growth and continues to build on its success through new product offerings.
This corporate team prides itself on both the technical capability of its partners and solicitors but also their down to earth no nonsense approach. Offering both M&A and private equity transactions on a level with the top tier, there is no compromise on quality but in a smaller team you will have a huge opportunity to run transactions and progress quickly.
This is an exceptional opportunity for a corporate NQ. As a national firm with a significant client base and further planned growth on the horizon, this is an exciting time for a corporate NQ to join.
My client is an award winning law firm with an enviable reputation in the market. Due to continued growth and expansion they are looking to recruit four paralegals to join their Project Support Team.
Global company in a technology led sector is looking to bring on an additional mid to senior level lawyer to the small but growing legal function based in Manchester.
Corporate Project Manager. This position is a key appointment for a highly successful corporate team and a unique opportunity to work in a non fee earning capacity at a major international firm. The ideal candidate will be an experienced corporate solicitor who understands how to manage corporate transactions and the importance of delivering an exceptional client service.
The national team is investing hugely in Manchester and with further planned growth this is a very exciting time to join and work in a lively, sociable team who will give you all the training and support you need to develop.
Due to increased pipeline and continued growth, this corporate team is now looking for a corporate candidate to join the Manchester team. If you have the communication skills, team work and drive to succeed you will do extremely well in this environment.
This firm can offer a different opportunity to an experienced corporate solicitor looking to break away from the size and politics of a large national. With an excellent brand and big ticket corporate work there is no compromise on quality, but the small team and culture sets them apart. There is also huge potential to develop and progress through the ranks.


text:
Robert T. Weber, age 67, of Tidioute, Pa., passed away Wednesday, January 15, 2014, at his residence following an extended illness. He was born in Wesleyville on June 5, 1945, son of the late Leo Weber and Evelyn Weber Bebe.
Bob was a graduate of Wattsburg Area High School and received his B.S. and M.B.A. from Gannon College. He was a sales engineer with Delvale, based in Washington, Pa. until he retired. Bob was an avid golfer and bowler. He will always be treasured as a loving father and grandfather.
Bob is survived by his wife of 47 years, Kathryn Lamb Weber; one daughter, Kimberly J. Weber of Washington, Pa.; one son, Derrick J. Weber of Warren, Pa; one grandson, Dylan J. Vanstone; two sisters, Joan Ireland (Rex) and Carol Collis (Ward; PhD.); three brothers, L. Daniel Weber, James Weber and David Weber (Renee); nieces and nephews.
Friends may call at the Dusckas Funeral Home, Inc., East, 2607 Buffalo Rd. on Friday from 2 to 4 and 6 to 8 p.m. and are invited to attend a Funeral Service there on Saturday at 11 a.m., conducted by Rev. David Waldo of Greenfield Baptist Church.
Interment, Wintergreen Gorge Cemetery. Memorial contributions may be made to The American Kidney Foundation, 1899 Metropolitan Parkway S.W., Atlanta GA 30315.


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The Scout Factor!
Trip Start Jul 19, 2008
9Trip End Aug 03, 2008
Map your own trip!
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Where I stayed
National Icelandic Jamboree, Hamrar, Akureyri
Four words: WHAT WERE WE THINKING?! Emily, Becca and I discovered a shared love of "The Little Shop of Horrors" on our second night of camping on the scenic tour, and ever since then have constantly been singing the three part harmony to the title song. What someone should have told us, however, is that this is fine when we're washing up or wandering around the Jamboree site... but NOT when we're standing on big stage in front of a panel of judges and all the Scouts and Guides who came to watch! We sounded alright, to be fair, and got all our harmonies in tune, it's just that we just stood there and sang, didn't do anything or even have a backing track and I'm sure most people had never heard the song. Oopsie daisy...
We went along to watch the final in the evening (which we were NOT in, haha!), and the winner was "Super Scoute" (Skow-tay), which was basically a big dance to Michael Jackson's "Thriller" with a guy in a gold top and his belly hanging out, wearing a cape and substituting the word "Thriller" for "Super Scoute"! It was good though, and the group did look like it had worked really hard on it, whereas we'd blatantly just thrown something together last minute. It was supposed to be whole units performing, but this was one of the select few. There were some brilliant soloists, including a guy who played his guitar and sang a beautiful song he'd written for his girlfriend a few months previously, and a guy who played guitar and sang Jason Mraz's "I'm Yours". This was the first time I ever heard this song and I've been in love with it ever since (although I probably ruined it by putting history revision lyrics to it...).
I'm sitting here watching the Scout Factor with Jenny, Jesh and Emily and there's currently an absolutely shocking "enlargement machine" act onstage! We did our song, HAHA, but it was all good fun and a laugh which is what it's all about.
The people onstage introducing the acts are ridiculously annoying! They're putting on stupidly high voices and keep going "la la la la la!" randomly!
There are now two sisters singing and they're really good. I'm not sure what language they're singing in but it's quite lovely. Earlier, there was a glider that did some "tricks". It was really relaxing, as a lot of us lay down in the grass on our backs to watch, and there was really relaxing classical music playing which I think was called "High in the Sky" or something.
The scenic view here in the main arena is absolutely stunning. I've taken plenty of pictures of the mountains and trees behind the stage. It's such a beautiful part of the world, Iceland.


text:
Hank Prybylski
Ernst & Young's Hank Prybylski discusses risk management in a time of reform
Hank Prybylski of Ernst & Young LLP discusses how firms are effectively dealing with risk management during a time of intense focus on financial regulatory reform.
Ernst & Young's Hank Prybylski discusses challenges banks face today
Global financial services risk management leader Prybylski discusses forecasting, risk appetite, and Basel III
Preparing for the worst
Small and medium-sized banks in the US and Europe are bracing themselves for Basel II. Gallagher Polyn examines how these institutions plan to adapt to the new Accord.


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Round Valley Regional Preserve
|This article relies too much on references to primary sources. (October 2007) (Learn how and when to remove this template message)
Round Valley Regional Preserve is a regional park just outside Antioch, CA and Brentwood, CA that is part of the East Bay Regional Parks (EBRPD) system. It is on Marsh Creek Road, approximately 5.2 miles (8.4 km) west of the intersection with Vasco Road. The park was begun in 1988, when Jim Murphy sold 700 acres (280 ha) of land to EBRPD. The land originally belonged to Mr. Davis' grandfather Thomas Murphy, an Irish immigrant, who had purchased the land in 1878 for a farming and ranching operation. The preserve has since expanded to encompass 1,911 acres (773 ha).[1]
The preserve is habitat for a variety of species. Mammals include the California ground squirrel, San Joaquin pocket mouse, Audubon's or desert cottontails, and the endangered San Joaquin kit fox. Round Valley is one of the northern extremes of the kit fox range in California. Birds include golden eagles and the burrowing owl, both of which are a state "Species of Special Concern." [1]
The preserve is open to hiking, horseback riding and bicycling (with some limitations). There is one group camping site.[1]
External links[edit]
|This Contra Costa County, California–related article is a stub. You can help Wikipedia by expanding it.


text:
Breakfast Links
• Marisa Miller demonstrates her love of bubble baths. (The Superficial) • Holy eating disorder, Batman! What happened to Christian Bale? (Just Jared) • Katie Price says she's happier after her split from Peter Andre…
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text:
Makes 6 servings
+ Add To Shopping List
5 large eggs*
1 cup milk
1 1/2 teaspoons Dijon mustard
3/4 teaspoon salt
1/8 to 1/4 tsp. ground red pepper
1 (18-oz.) package frozen sausage wrap rolls
1 1/2 cups grated Cheddar cheese
Garnish: fresh basil leaves
Prep: 15 Minutes
Chill: 4 Hours
Bake: 55 Minutes
Stand: 5 Minutes
1. Whisk together first 5 ingredients until blended.
2. Break apart sausage rolls; cut each roll crosswise into thirds, cutting across sausage.
3. Layer half of rolls in a lightly greased 11- x 7-inch baking dish; sprinkle with half of cheese. Repeat layers once. Pour egg mixture over rolls and cheese. Cover and chill 4 to 24 hours.
4. Preheat oven to 325°. Bake casserole 50 to 55 minutes or until center is set. Let stand 5 minutes before serving. Garnish, if desired.
*1 1/4 cups egg substitute may be substituted.
Note: For testing purposes only, we used Sister Schubert's Sausage Wrap Rolls.
Created date
November 2008


text:
Mts — unfair deduction of main account balance
3 Reviews
Babajrang lal swami on Aug 5, 2012
dear sir,
I use MTS within last 1 one month. I change my service provider form BSNL to MTS .mobile no. -9413105488. I make first recharge of rs. 109 & get rs 97 in main account balance and some minutes also. after 4-5 days when I check my account balance become minimum 0.39rs. I call customer care for complaint these unfair deduction of rs. 97 . they reject to file any kind of complaint for these deduction & also rejected to refund money in my account. they deduct 97rs.
sir, please help me
contact no. - 9024289791
|2 Comments Updated:
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Museum County: Greater London IWM London (part of Imperial War Museums) London
C24 Feature Plotting The Blitz - Exploring Bomb Census MapsWhat was the Bomb Census? During World War Two the Ministry of Home Security embarked on a Bomb Census Survey to provide a complete picture of raids across Britain so that an assessment could be made of raid patterns, types of weapon used and the consequent damage.10 June 2005
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Event: Late opening, Living history or re-enactment, Workshop, club or activity, Performance County: Surrey The 1940s RelivedStock up on vintage gear at our extensive vintage market, featuring some of the best vintage sellers around, providing everything from hats, suits and shoes to accessories, books and original memorabilia. Around the...Brooklands Museum | Weybridge | 13 May 2017
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Headquarters: Quebec, Canada
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As of the end of 2011, Kinecor LP began operating under the name Wajax Industrial Components. Wajax Industrial Components distributes bearings, power transmission equipment, hydraulics, and process and automation technologies.
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