text:
PHOTOS: Missouri unveils new Nike football uniforms
The 2012-13 academic year will be Missouri's first in the Southeastern Conference. Thanks to Nike, the Tigers have some fresh uniforms for the transition.
The Tigers' new football uniforms - along with men's basketball, women's basketball, volleyball, and soccer - were unveiled at halftime of the Black & Gold Spring Game on Saturday. According to the official release from the school, Nike worked with Missouri athletic department staff on the design.
"The University of Missouri brand is one that stands for pride, integrity, social responsibility and hard work but until now, our visual identity has been inconsistent across various sports," Don Barnes, Director of Equipment Operations, said in the release. "With Nike's help we have been able to develop brand guidelines that honor our traditions and also reinforce consistency across all athletics. It was important to keep the Tiger at the forefront while creating consistency across our colors, fonts and numbering and we take great pride in unveiling the first five teams today that embody these important changes."
Check out more pictures below, and head over to MUTigers.com for a full explanation of Missouri's updated brand identity.
PHOTO CREDIT: MUTigers.com
Keep up with the latest college football news from around the country. From the opening kick of the year all the way through the offseason, CBSSports.com has you covered with thisdaily newsletter. View apreview.
Get CBSSports.com College Football updates on Facebook


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*Please share the resume with *rash...@nityo.com
*Position: Senior Checkpoint firewall engineer Location: Minneapolis, MN Duration: 12+ Months Technical/Functional Skills -MUST HAVE SKILLS* •At least 7 years of experience in deploying, configuring, and administering Checkpoint/Nokia, • Checkpoint- GAIA, PV-1, Cluster XL Cisco ASA firewalls, F5 load Balancers. •Hands on experience with network protocols (EIGRP, OSPF, BGP, RIP, VLAN, TCP/IP, etc.). •Experience securing a large inter network establishing and enforcing policies and monitoring access *Roles & Responsibilities:* · Design, setting engineering standards, Configure, administer, and document firewall infrastructure, working with Checkpoint · Manage the firewall deployment, rules migrations, and firewall administration. · Responsible for converting existing rule base onto new platforms. · In depth knowledge and certifications on Checkpoint · Thoroughly familiar with Checkpoint models, capabilities, and architectures including firewall virtualization · Fully versed in the syntax of security platforms, and rule verification · Engineering experience designing and deploying large scale LAN/WAN networks · Insure that notification is sent to all Stakeholders for required changes/upgrades · Represent the changes at the weekly change review meetings and update network diagrams and all other applicable documents. · Understanding how business application requirements drive Firewall policy and rule sets. · Work with business requestors to translate business requirement, match against security polices and convert into firewall rule sets. · Good understanding of ACL's and when they would be deployed to compliment or in place of firewalls. · Familiarity with Juniper VPN technologies including JunOS Pulse client deployments, SA-6500 and MAG-4610 platforms, clustering of those technologies as well as proxy of authentication to external systems e.g. RADIUS and LDAP/AD · Supports the firewall /F5 LB infrastructure be engaged with engineering for project related work or needed changes to environment, provide level 4 support for operation during business critical incidents requiring knowledge of incident and change management. Troubleshooting methods and tool, log review, monitoring, alerting reporting. · Vendor security certifications including CCSA, CCSE, JNCIS is plus F5 ASM/APM *Please Send me your resume and fill your details in below mentioned table. * Full Name Full Date of Birth Gender Nationality Contact Email Skype ID SSN - Last 4 Year Entered in USA Visa Status Visa Validity Currently on a Project (Yes/No) Availability for Project Availability for Interview(2 Time Slots) Total IT Experience Current Location Highest Education University Graduation Year Rate/Salary *Thanks & Regards* *Rashi Saraswat Technical Recruiter* Desk: 609-853-0818 Ext.2172 Fax : 609 799 5746 Email: rash...@nityo.com www.nityo.com *Nityo Infotech Corp. 666 Plainsboro Road, * *Suite 1285* *Plainsboro, NJ 08536* -- You received this message because you are subscribed to the Google Groups "Peoplesoft Security Administrator" group. To unsubscribe from this group and stop receiving emails from it, send an email to peoplesoft-security-administrator+unsubscr...@googlegroups.com. To post to this group, send email to email@example.com. Visit this group at https://groups.google.com/group/peoplesoft-security-administrator. For more options, visit https://groups.google.com/d/optout.

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If you have been driving for several years now, you must have known how important the different safety slogans are. Aside from the fact that it gives warning and directions to both drivers and pedestrians alike, these signage are very important in keeping the road as safe as possible.
Safety signage are put in place to guide drivers on the road conditions, potential hazards, accident prone areas, and pedestrian crossing, among others. But these simple slogans are more than that, they also serve an important role in helping motorists and the public in general to abide by the different traffic rules.
Without these slogans, the road will be chaotic, hazardous, and a very dangerous area to be in for the public. Different slogans serve different purposes. But generally, their primary objective is to forewarn motorists of different things.
Classification of safety slogans
Traffic slogan
The traffic slogans are probably among the most common types of safety signage that most people are aware of. Everywhere on the road, motorists and pedestrian can see these signs from corner to corner giving warning to drivers of the impending dangers on the road.
Traffic slogans do not only give warning to drivers about impending danger on the road, it also gives direction to drivers who are unfamiliar with the place. Some of these traffic slogans also make the driving experience of motorists in an unfamiliar place.
Workplace slogans
Another example of safety signs that are those found in the workplaces. These types of signs aim to educate the employees working in that workplace of the dos and don?ts in that workplace. Without these signs, the entire workplace will be in chaos. These different safety signs are also vital in ensuring that no workers will be harm while working or while within the vicinity of the company.
Workplace slogans are ways of the companies to put some vital details of their companies in a more catchy way. In this way, companies can have their messages across their employees in a subtle way and a brief way.
Generic slogans
Generic safety signs are those one can find almost in any place that serve different purpose. In most cases, these generic safety signs primarily compose of general information about anything that range from a typical warning sign to information about direction or anything that comes in between.
Characteristics of a good safety sign
Since the primary objective of any signage is to inform people about anything, from direction to possible hazard, an effective sign must be informative in a very informal way and in most cases, in a graphic way. Being an informative and at the same time graphic, make a good slogan for that matter.
Identifies potential hazard
Probably one of the main reasons why safety signs are installed is to war people of impending hazards; be it on the road or in a workplace. To be considered as a working safety sign, it has to be very specific in giving warnings to drivers or workers of possible danger.
Discourages hazardous behavior
On top of being able to identify potential hazards, a good safety sing is something that discourages hazardous behavior. This quality of a safety sign is very important for signs in workplaces. Hazardous behavior among workers is very unhealthy for the rest of the employees. If the company doesn?t do anything to counter hazardous behavior among its employees in a form of signs that all employees can understand, the entire company will be jeopardized.
Whatever manner a safety sign is presented, its main purpose is to make public places safer motorists, workers, and for the public in general. Without these signs, the entire world be in chaos.


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Volvo's S80 luxury sedan for 2016 may not be the first car buyers look to when shopping this segment, but it definitely deserves a look. Yes, the S80 is aging and doesn't have the looks and latest features of cars like the Hyundai Genesis, but it is still a Volvo. For those who appreciate the subtlety of Scandinavian styling and Volvo's long commitment to safety, the S80 will likely come as a pleasant alternative. Dig beneath the S80's surface and you'll find a big sedan with a modern 4-cylinder turbocharged engine and some of the most comfortable front seats in the business. All-wheel drive (AWD) is no longer on the table for 2016, a fact that may eliminate the S80 from some shopping lists.
The AWD T6 is dropped from the lineup, leaving only the front-wheel-drive T5 to carry on the S80 banner. The T5 gains new 18-inch wheels, heated front seats, a power moonroof and the interior air-quality system as standard. The Platinum trim gains BLIS, power retractable side mirrors and HID headlights with washers.
After receiving a visual and technology upgrade last year, the 2015 Volvo S80's biggest change is at the bottom of the lineup. Front-wheel-drive S80 models get a 2.0-liter turbocharged 4-cylinder connected to a new 8-speed automatic transmission. Offering better fuel economy and more power, it's a win-win.
Major changes for the 2014 Volvo S80 include a revised front face, new wheels, a new LCD instrument cluster with three different display settings, and a more aggressive pricing strategy. Notable option upgrades include cyclist detection to the Technology package, and a heated windshield and steering wheel for the Cold Weather package.
For 2013, the Volvo S80 gets only minor upgrades to its equipment, including rain-sensing wipers and keyless entry and starting. The Premier Plus trim package now includes active dual-xenon headlights, and the Technology Package has Road Sign Information, which detects important approaching signs and displays them on the driver-information monitor.
2012 Volvo S80 models benefit from a new interior panel that houses Volvo's Sensus system, which acts as a command center for audio, navigation and other functions and displays information on a 7-inch color screen. The other big news for 2012 S80 models is that they now come standard with City Safety, an ingenious system that automatically stops the car at lower speeds if it senses the driver is distracted and fails to brake ahead of a potential frontal collision.
For 2011, the V8 engine is no longer offered in the Volvo S80. Few will miss it because the turbocharged six-cylinder engine in the top-of-the-line 2011 Volvo S80 T6 AWD now makes 300 horsepower, nearly as much as the defunct V8. The non-turbo six-cylinder engine in the base 2011 Volvo S80 3.2 receives a five-horsepower increase. Volvo also dropped the Executive Package and put some of its features in the new Inscription Package.
A new PZEV (Partial Zero Emissions Vehicle) 3.2-liter six-cylinder engine is offered, touting lower emissions but also 10 less horsepower than the non-PZEV 3.2-liter engine. Subtle visual updates grace the S80's front end and interior, while the V8-powered model gains speed-sensitive steering, a Dynaudio Surround Sound audio system and Dual Xenon Active Bending headlamps.
The exclusive Executive Package is made standard on the V8 and a lesser-contented version is made optional on the T6 AWD. The package includes ventilated front seats with massage, power front passenger seat adjuster accessible from the rear seat and heated front and rear seats. An optional rear refrigerator can also be had, complete with two crystal glasses.
The new, turbocharged, all-wheel-drive T6 model adds a more-affordable performance-oriented alternative to the S80 lineup. All versions get modest interior and exterior trim enhancements, the most notable being the addition of Volvo's Personal Car Communicator security package to the V8 AWD as standard equipment.
Volvo's all-new second-generation S80 flagship sedan offers everything fans of European cars expect, plus a couple of key safety features - Whiplash Protection System (WHIPS) and Blind Spot Information system (BLIS) - that some competitors lack. Also new is an industry-first Personal Car Communicator (PCC).
By Brian on Friday, March 4, 2016
I own this car - My approximate mileage is 25,000overall rating 9 of 10rating details
Pros: "Fit and finish, value performance."
Cons: "old styling."
Likely to recommend this car? (1-10): 9
"The car drives excellent, has good power and is very efficient. The interior is plush and the fit and finish is superb. Love the feel of the car and the smooth, quiet power delivery. Two minor complaints: The navigation system is about 100 feet away from your location. Had the dealer update the software, but no joy, still tells me to turn as I pass the street. Second, I frequently push the rear seat headrest release when I mean to push the seat heater. Its location on the panel should be more remote. Otherwise, fantastic car."
9 people out of 9 found this review helpful
Was this review helpful to you? yes | no | report abuse
By ATJ on Tuesday, August 10, 2010
overall rating 10 of 10rating details
"I recently purchased an '08 S80 V8 w/ 8K miles in silver w/ the sport pkg. MSRP was $54K , paid exactly 1/2. Traveled to DC area to buy it from a Volvo dealer who used the car a svc loaner, so technically it was used, but had all the books, window sticker, etc. Drove it back last month to NE Ohio; love the power, comfort and value! Was about to purchase a Jag XF or '09 Mecedes E350 Sport, but found this car instead. I like the fact that I seldom see any and having the extra power on-tap, but usually just cruising in it easy. I do wish it was somewhat smaller and lighter, but compared to the new Taurus SHO & MKS, it seems tiny. These are underated and great cars IMO and highly recommended, especially pre-owned."
8 people out of 8 found this review helpful
Was this review helpful to you? yes | no | report abuse
By snowball on Friday, April 11, 2014
I own this car - My approximate mileage is 130,000overall rating 10 of 10rating details
Pros: "Power, handling, MPG, comfort, appearance."
Likely to recommend this car? (1-10): 10
"Have owned this car for four years. Only cost other than routine maintenance were self-inflicted problems. The V-8 roars down the highway and purrs on the backstreets. Still getting about 17mpg around town and 20 on the highway. The suspension is super smooth on the highways, and manages our New England potholes as well as any sedan. The leather seats are comfortable, controls give you every option you want. Moonroof just makes it fun. Even though it's a Volvo, it looks every bit like a European Sports Sedan. Best car I've ever owned."
4 people out of 4 found this review helpful
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Pitney Bowes Inc (NYSE:PBI)
Q4 2012 Earnings Call
January 31, 2013, 8:00 am ET
Chares McBride – VP of IR
Marc Lautenbach – President, CEO
Michael Monahan – EVP, CFO
Blaine Marder – Loeb Capital Management
Ananda Baruah - Brean Capital
Scott Wipperman – Goldman Sachs
Kartik Mehta - Northcoast Research
Shannon Cross – Cross Research
Erik Karlsson - AKO Capital
Hale Holden – Barclays
Chris Whitmore - Deutsche Bank
Barbara Noverini – Morningstar
Good morning and welcome to the Pitney Bowes fourth quarter and year-end 2012 results conference call. Your lines have been placed in a listen-only mode during the conference until the question-answer segment.
Today's call is also being recorded. If you have any objections, please disconnect your lines at this time. I would now like to introduce your speakers for today's conference call, Mr. Marc Lautenbach, President and Chief Executive Officer; Mr. Michael Monahan, Executive Vice President and Chief Financial Officer; and Mr. Charles McBride, Vice President Investor Relations.
Mr. McBride will now begin the call with a Safe Harbor overview. Please go ahead.
Charles McBride
Thank you. Included in this presentation are forward-looking statements about our expected future business and financial performance. Forward-looking statements involve risks and uncertainties that could cause actual results to be materially different from our projections.
More information about these risks and uncertainties can be found in our 2011 Form 10-K annual report and other reports filed with the SEC that are located on our website at www.pb.com and by clicking on Investor Relations section.
Please keep in mind that we do not undertake any obligation to update any forward-looking statements as a result of new information or developments.
Also for non-GAAP measures used in the press release or discussed in this presentation, you can find reconciliations to the appropriate GAAP measures in the tables attached to our press release and also on our Investor Relations website.
Additionally, we have provided slides that summarize most of the points we will discuss during the call. These slides can also be found on our Investor Relations website.
Now our President and Chief Executive Officer, Marc Lautenbach will start with a few opening remarks. Marc?
Marc Lautenbach
Thanks, Charlie, and good morning, everyone. Let me start by thanking all of you for joining our discussion of the fourth quarter and full-year earnings.
I've been at Pitney Bowes a little less than 60 days now. In that time, I've learned a tremendous amount about our company, about our capabilities. But as you would guess, it would be premature for me to declare a new strategy for our company at this early date.
I will, however, help you begin to understand the lend through which I am working at the business by telling you a little bit more about my background at IBM and what I've been doing since I've been here at Pitney Bowes.
Two-thirds of my executive career at IBM was in small and medium business. I had pretty much every executive role there was inside that business. I had substantial roles in our inside sales organization, which was responsible for the preponderance of our relationships and account management.
I had substantial positions in marketing and in 1998 I moved to Asia to run our small and medium business operation in Asia Pacific. And finally in 2001, I was named general manager of small and medium business for all of IBM responsible for all of our operations.
In that time, we completely redesigned our strategy. We reengineered the go-to-market using telesales, third parties and the web, dramatically increasing our reach into the market driving efficiencies and ultimately better client service.
We created the express product line, a product line designed specifically for the mid market. And we moved substantial resources to growth.
The net result was that SMB business at IBM became a substantial contributor to IBM's top and bottom line.
More recently, I was a managing partner of IBM's consulting and systems integration business in North America. The focus of that organization as to help businesses become globally integrated enterprises.
Said another way, helping organizations implement standard processes, standard systems to take advantage of their global scale.
In 2009, we shifted our focus to help clients make their client-facing functions --that is marketing, sales, client service, billing – more effective.
Through my IBM career, I had the privilege to work for two world-class CEOs (Lou Gerster) and (Sam Polizano). From (Lou), I learned about the importance of strategy and how to drive transformations from the client back into the company. From (Sam), it was all about execution; and from both of them, how to deliver substantial shareholder value.
I was attracted to Pitney Bowes because I believe it has all the necessary ingredients to be a great company. It's got a great financial model, a strong and dependable market position, a great brand name, and perhaps most importantly, a wonderful client base.
Pitney Bowes also has a set of challenges and opportunities that I understand well from my previous experiences. In a little less than two months here, I have spent substantial time with our clients, both small, medium, and large. I've spent time with the U.S. Postal Service, spent time with the Australian Post, and I've spent a lot of time getting to know our employees.
As you also guessed, I've spent a lot of time learning about our businesses, through business reviews and learning about our businesses through our clients. I've particularly enjoyed, and quite frankly been very impressed, learning about the company's technologies. I'm going to have a lot more to say about the company, and our going forward plans at our investor briefing end of May.
As Mike will discuss, there was movement in a positive direction in the fourth quarter. That said, we can, and we must, do more. I'm encouraged that there's a strong base to build off of, and I believe this company can control its investing.
Now let me turn it over to Mike to discuss our 2012 results for the quarter and for the year. Mike?
Michael Monahan
Thanks, Marc. This morning we reported results for the fourth quarter and full year 2012. During the quarter, we had growth in four of our business segments, and we expect some of these positive trends to continue into 2013. I'll discuss those trends in more detail as I take you through the results of each of the business segments. Additionally, our board of directors approved a first quarter dividend of $0.375 per share for our common stock.
Before we get started, though, I want to remind everyone that as we announced last quarter, we intend to sell our International Mail Services business, which was part of our Mail Services segment. As a result, this business is now treated as a discontinued operation, and therefore our results for 2012, 2011, and 2010 have been restated to reflect this. Restated financials by quarter can be found on our investor relations website.
Now let me take you through the results. The fourth quarter revenue totaled $1.3 billion, a decline of 1% compared to the prior year, on both a reported and constant currency basis. This quarter's decline in revenue was the lowest year over year rate of decline in five quarters.
Revenue benefited from growth in the international segment of our mailing business, our software business, management services, and mail services. However, revenue was adversely impacted by the decline in recurring revenue streams in our mailing business, but at a lower rate of decline than in the prior year.
Adjusted earnings per share from continuing operations for the quarter were $0.56, compared with $0.98 per share for the same period in 2011. 2011 adjusted EPS from continuing operations included a $0.37 per share benefit related to favorable tax settlements last year.
GAAP earnings per diluted share for the quarter were $0.55. GAAP EPS included a $0.07 per share charge for restructuring. GAAP earnings per share also included income of $0.06 per share from discontinued operations, which was the net of income from the resolution of certain tax matters this quarter of $0.07 per share and a loss of less than $0.02 related to the International Mail Services business.
GAAP EPS for the fourth quarter 2011 were $1.28, which included charges totaling $0.72 per share for goodwill, restructuring, and asset impairments. It also included income of $1.03 per share and discontinued operations, which were primarily related to certain net tax settlements during the quarter.
For the full year, revenue for the year declined 4% on a reported basis, and declined 3% when the impacts of currency are excluded. Approximately 68% of the revenue came from the U.S. and 32% came from outside the U.S.
Adjusted earnings per share from continuing operations for the full year 2012 were $2.18 compared with $2.75 per share for the same period in 2011. 2012 adjusted EPS from continuing operations included an $0.11 per share benefit related to favorable tax settlements, while 2011 adjusted EPS from continuing operations included a $0.44 per share net tax benefit.
Excluding these tax benefits, comparable adjusted EPS from continuing operations for 2012 were $2.07, compared with $2.31 in 2011. GAAP earnings per share for 2012 were $2.21. GAAP EPS included a net charge of $0.08 per share for restructuring as well as a net benefit of $0.06 per share from the sale of leveraged lease assets.
GAAP earnings per share also included income of $0.05 per share from discontinued operations which is a net of $0.17 per share of income from the resolution of certain tax matters and a loss of $0.12 per share related to international mail services.
GAAP EPS for the full year 2011 were $3.05 which included charges totaling $0.89 per share for good will restructuring and asset impairments. It also included income of $1.07 per share and discontinued operations, which is net of $1.31 per share of income related to certain net tax settlements during the year and a $0.24 per share loss related to the international mail services business.
Adjusted results for this quarter, this year and the prior year exclude the impact of restructuring and asset impairment charges, good will charges, asset sales and tax settlements that may have occurred in those periods that are not usual occurrences when considering normal ongoing operating results.
A reconciliation schedule of GAAP to non-GAAP measures is included in the earnings press release and posted to the Investor Relations section of our website.
The remainder of my discussion will focus on the results for the fourth quarter. All income statement related references and net results are on an adjusted basis.
Looking at the income statement, adjusted earnings before interest and taxes or adjusted EBIT was $216 million this quarter and the adjusted EBIT margin was 16.7%. Adjusted EBIT this quarter included an incremental investment of $2 million for (Vali) versus last year and approximately $2 million for infrastructure and related costs associated with our ecommerce growth initiative.
Last year's EBIT margin benefitted from a $9 million insurance reimbursement related to the Dallas facility fire. Adding back depreciation and amortization, EBITDA for the quarter was $280 million or $1.38 per share.
Selling, general and administrative expenses, or SG&A for the quarter, was $10 million, a decline of $15 million versus the prior year. As a percentage of revenue, SG&A was 31.9%, which was a 70 basis point improvement versus the prior year. SG&A continues to benefit from ongoing productivity initiatives and good credit experience as well as lower employee benefit costs.
As we highlighted in the third quarter, we are building on the success of the strategic transformation program and have identified further opportunities to reduce cost and streamline the business.
As a result, during the quarter, we identified approximately $40 million in new restructuring initiatives that are expected to generate incremental savings in the range of $45 million to $55 million. We expect to realize most of these savings in the second half of 2013.
Although we are investing $40 million in new restructuring initiatives this quarter, the net charge was $22 million. That was because we did not have to spend as much as originally anticipated to implement certain changes in our 2009 strategic transformation program. However, we were still able to achieve more than our targeted savings goals.
Net interest expense, which includes financing interest, declined by about $4 million compared with the prior year. The average interest rate this quarter was 4.7%, which was 10 basis points higher than the prior year. However, our average outstanding borrowings during the quarter were $314 million lower than the prior year.
Effective tax rate on adjusted earnings for the quarter was 30.2% versus a tax credit of 5% last year. The tax rate last year benefitted from the resolution of certain tax matters.
Balance sheet and cash flow items on the balance sheet or cash flow during the year – cash flow during the quarter was $253 million and it was $769 million for the year.
On a GAAP basis, we generated $256 million in cash from operations for the quarter and $660 million for the year. We continue to closely monitor our cash flow results and working capital requirements and remain focused on maintaining a strong balance sheet.
We returned $84 million of cash to our shareholders in the form of dividends and had $14 million of restructuring payments related to our restructuring programs. We are committed to approving use of cash that will enhance long term shareholder value.
We had $4 billion of debt on the balance sheet at the end of the quarter, which was $217 million less than the amount of debt at the end of 2011. Our debt is lower than 2011 even though we obtained $230 million of term bank loans during the quarter and issued $110 million of retail debt.
Now I'd like to discuss the fourth quarter results for each of our business segments. This information can also be found in our earnings press release and the slides that are posted to the pb.com website under the investor relations section.
North American Mailing revenue for the quarter was $456 million, and EBIT was $174 million. North American mailing revenue growth was impacted by lower recurring revenue streams, but we have seen a continuation of improvement in trend. Also, the decline in equipment sales of 3% versus the prior year is an ongoing improvement in the trend we have seen for the last six quarters.
Equipment sales during the quarter benefited from increased placements of our SendSuite Live shipping solutions. EBIT margin was lower than the prior year, due to our placing more new equipment at lower margins rather than doing more lease extensions on existing equipment. Also, there was a decline in high-margin recurring revenue streams.
International Mailing revenue for the quarter was $188 million and EBIT was $26 million. Year over year revenue growth was 4%, excluding currency, and was driven primarily by equipment sales in the Nordics and sales of our Connect+ mailing systems in France and Germany.
EBIT margin improved year over year due to improved service margins and productivity initiatives. Turning to the enterprise business solutions group. Production mail revenue for the quarter was $152 million, and EBIT was $14 million. Production mail revenue declined by 6% year over year, due to economic weakness around the world in prior periods. However, the business finished the quarter with one of its best backlog of orders in recent years. It's expected that this backlog will help drive revenue in future periods.
EBIT margin declined due to lower revenue, mix of equipment sales, and an increased investment in Volly. Production mail margins would have been 510 basis points higher this quarter if the investment in Volly was excluded.
Software revenues for the quarter was $105 million, and EBIT was $18 million. Revenue growth of 2% this quarter was attributable in part to an increase in the number of large licensing deals for data quality and location intelligence products such as Spectrum and GeoTAX. And that was especially true in the Americas.
However, the software business continued to experience challenges in Europe and Asia because of the ongoing economic uncertainty in these regions and the austerity measures in the public sector of many countries. EBIT margin improved significantly when compared to the prior year. EBIT margin benefited from revenue growth and productivity initiatives.
Management services revenue for the quarter was $242 million, and EBIT was $19 million. This was the first quarter of year over year revenue growth in management services since the third quarter of 2008. Revenue was helped by positive net new written business in previous quarters and a year-end increase in the volumes of documents processed.
The business continues to experience positive net new written business, and this is expected to help drive revenue in future periods. EBIT margin benefited from an increase in revenue and continued expense management.
Mail services revenue was $113 million, and EBIT was $20 million. Revenue in mail services again benefited from growth in the pre-sort operations, driven by continued penetration in work share discount categories as well as increased cotransportation of mail for customers.
While our ecommerce growth initiative is still in its early stages, it provided a small incremental contribution to revenue growth this quarter. Ecommerce is expected to continue to ramp up throughout 2013. EBIT from mail services included a net incremental investment of $2 million in our ecommerce offering.
Also, year over year, EBIT comparisons are impacted by the $9 million insurance proceeds we received in the fourth quarter of 2011. Excluding the insurance proceeds in the fourth quarter of 2011, EBIT for the underlying presort business was in line with the prior year.
Marketing services revenue was $32 million, and EBIT was $6 million. Revenue declined in part due to lower household move volumes during the quarter, while the EBIT margin improved due to lower print production costs and ongoing productivity initiatives. That concludes my comments on our business performance this quarter. Now I'd like to discuss our 2013 guidance.
For 2013, we assume that there will not be a significant improvement or deterioration in the economic or coastal environments worldwide. We believe that the enterprise solutions group in aggregate will generate revenue growth and there will be a moderation in the decline of revenue in the SMB solutions group.
We expect revenue will benefit from our growth initiatives of ecommerce and print outsourcing and also from increased placements of our Connect+ mailing systems and our SendSuite Live shipping solutions.
However, revenue is expected to continue to be impacted by a decline in recurring revenue streams, albeit at a lesser rate of decline than in 2012. The company also expects that free cash flow will be less in 2013 than it was in 2012 because deferred taxes, depreciation and amortization and finance receivables will provide less benefit to cash flow than the year before.
Based on these assumptions, the company expects revenue, excluding the impacts of currency, to be in the range of flat to 3% growth when compared to 2012, GAAP EPS from continuing operations to be in the range of $1.85 to $2, which excludes any unusual items that may occur during the year and free cash flow to be in the range of $600 million to $700 million.
The company also expects that it will make continued investments in its growth initiatives that will result in higher expenses in the first half of the year. However, these investments are anticipated to lead to greater revenue and margin contribution in the second half of the year.
Additionally, it's expected that the decline in recurring revenue streams will continue to moderate and we will have less of a negative impact on revenue and earnings in the second half of the year.
That concludes my remarks. Operator, can you now open the line for questions?
Question-and-Answer Session
(Operator Instructions) Your first question comes from the line of Blaine Marder – Loeb Capital Management.
Blaine Marder – Loeb Capital Management
Now, Marc, as you start with a clean sheet of paper, as you know, the stock is down over 55% in the last five years. Can you give us a sense of, one, your timing in terms of reaching certain strategic decisions what work you have left to do before you can do that and, two, give us a window into your thinking and the board in terms of strategically addressing certain issues at the company such as debt levels, the level of the dividend, asset or business sales and restructuring, implementing some restructuring? Can you give us a window into your and the board, at least initial thoughts and thinking?
Marc Lautenbach
So lots in that question – let me first state the obvious point that strategies are evolving and ongoing. So you ought to expect that we continue to clarify our strategy going forward. But I would caution you to not think that there's going to be an epiphany that will be delivered upon the market.
We will have more to say about our strategy for the respective businesses and our financial strategy in the investor meeting in May.
In terms of the second part of your question about capital structure and dividend, divestitures, acquisitions, I'll let Mike comment more detailed but the prison that we're working through all of those decisions is how is it that we create the maximum shareholder value? So it is not lost on anyone around here, the board of directors or the leadership team what's happened to the stock price.
So as we think about those decisions going forward, it is through the lens of how it is that we create more shareholder value going forward. So I'll let Mike elaborate further.
Michael Monahan
Yes, Blaine, in terms of capital allocation, obviously we look at the needs of the business. We look at the balance of returning cash to shareholders as well as looking at the debt ratings and our access to the capital markets and have taken an approach there to balance those over time and use a different mix as appropriate for the opportunities and all in the business. So as Marc said, we'll continue to evolve that as a strategy as the business evolves, and obviously keep people posted on that.
Blaine Marder – Loeb Capital Management
Okay, and finally, Mike, to what do you attribute this slowing decline in both recurring revenues as noted earlier equipment sales? Is it economy-driven, or company-specific initiatives, or a little of both?
Michael Monahan
I would say it's somewhat of both. We have a situation where we've brought some new products to market in the form of Connect+. We've rolled that out globally. We've obviously been very focused on customer retention in the business as well. And we are seeing really a maturing of the lease base in particular, where we have really about four years now elapsed from the time that we saw a real drop off in the economy to that kind of moving through the base, and that's why we expect to see some continued improvement in the trend in the underlying recurring revenue streams. And obviously getting some growth on the enterprise side has been a benefit as well.
We'll go to the line of Ananda Baruah with Brean Capital. Please go ahead.
Ananda Baruah - Brean Capital
I guess just following up on the last question, what might be sort of your basic set of philosophies surrounding your business, and what might be some of the things that, for you, after 60 days, sort of might seem like they might fit well with Pitney or be the most obvious for you to bring to bear on the business as you get started? And then I have a couple follow ups.
Marc Lautenbach
In terms of philosophy, I'm not sure it's anything that's terribly divine. I do look at the business through three different lenses. The first is, foundationally, how do our clients see our business? Second, how do our employees see our business? And finally, how do our shareholder see the business? And you work to balance the interest of those three constituents to drive value, to drive value for the clients and drive value for the shareholders. So that's kind of the foundation of how I'm looking at the business.
And as I said at the outset, when I describe my experiences in small or medium business, in terms of how I we reengineered the go-to-market, how it is that we created new products, how it is that we moved resources to growth areas, are all experiences that I've had in my previous life that color how I think about the small or medium business inside of Pitney Bowes.
In terms of the enterprise business, obviously my most recent responsibilities inside of IBM were in our GBS business, our consulting and systems integration business, which is a services business. We had deep relationships with many software companies, so I understand those businesses from the client as well as the development forward.
So we'll move forward. Right now we're focused on executing the first quarter, and we've got plenty to do in the next 90 days to drive value for our clients and for our shareholders.
Ananda Baruah - Brean Capital
And just with regard to the guidance, can you and Mike maybe talk to what you see as the drivers of the revenue growth for next year? Growth would be a pleasant change. And maybe talk about which segments you expect to grow and those drivers of that. And then I guess it seems like if you do grow revenue next year, it seems like the EPS guidance would imply margins actually being softer, just at a higher level. And could you sort of talk to that as well?
Michael Monahan
Sure, I'll take that one. And yes, we would all appreciate revenue growth. The growth will likely come as I noted on the enterprise side. We've seen a continued improvement in the management services business and positive growth there. We see the software business as being able to contribute to that growth as well. And our newer initiatives, particularly around ecommerce and print outsourcing both have the potential to contribute to growth.
As we noted on the SMB side, or the mailing side of the business, while we'll still have some impacts on the recurring revenue stream, the natural migration of the lease base, we do expect that to moderate more and we do expect there to be less of an impact as we go out over the course of the year from both the level of CP or lease extensions that we do as well as more moderation in the lease space.
Those are the major drivers. With respect to the margins, it's obviously more of a mix shift between the higher margin mailing business versus growth in some of the enterprise businesses like management services as well as some of the investment we're doing to ramp up some of the new growth initiatives.
Ananda Baruah - Brean Capital
And then just the last one for me, you announced the approval of a dividend but you didn't raise the dividend. I think this is the first time in a while. So does that signify any kind of shift in the dividend policy or is that reading into it too much?
Michael Monahan
Yes, as we've said in the past, the board reviews and approves the dividend each quarter and we kept it flat in the first quarter in part to allow Marc to complete his strategic review of the business and we expect to make capital allocation recommendations in line with that strategic and in line with opportunities and business as we go forward.
Your next question comes from the line Scott Wipperman – Goldman Sachs.
Scott Wipperman – Goldman Sachs
Mike, I think you mentioned in your comments about some of the success of the Connect+ machine in your international mailing business. I guess first, is there a reason why you're seeing better success with that in the international markets versus North America?
Michael Monahan
Yes, there is a reason and that's a product that has to get approved market-by-market around the world and it was most recently approved in France which has generally been one of the later markets to get the product approved in.
It is a large mailing market. It's the second largest actually in the world to the US. And so the launch of that in France has been well received and Germany was the market just before France, so again, we've seen good pickup of that product there.
Scott Wipperman – Goldman Sachs
And Marc, maybe just some initial thoughts from you just how you view some of these software investments. I guess specifically I'm wondering your views on the (Vali) initiative.
Marc Lautenbach
I think the – and obviously as I said, I'm 60 days into this, so I'm still learning. I'm very pleased, I'll say at the outset, to walk into a company that has a set of software assets that I think can be the basis for our growth going forward.
And the interesting thing about the software business is to me is that as you grow those businesses from a margin perspective, you actually mix up, so you can increase your margins for the company as you drive more and more software growth and that's no easy feat given the great job that the company's done on margins live to date.
So I think that's a really interesting dynamic. I think the software business is, going forward, should be a substantial part of our growth strategy and the part that's most intriguing to me is to look at the technologies and the technology threads that run through our core business. You think of the meters all the way through the software business and how it is you drive synergies.
So I'm excited. I think there's good opportunities there. We do have more to do in terms of completing my strategic review of how we assemble those in a way that drives value for our clients and, importantly, our shareholders.
And I think there's some things that are distinctive about Pitney Bowes that we can do that with those assets.
(Vali), right now we're heads down, completing our commitments to Australian Post and that's – you'll see that my focus can be very balanced between strategy and execution. And right now on (Vali) we're about execution in terms of delivering our commitments and we'll say more about how we go forward in the next 60 to 90 days.
Scott Wipperman – Goldman Sachs
And then just one last one – just, Mike, we've seen some peers that have finance receivable porfolios, look to rightsize those portfolios, divest some blocks of assets and receivables. Is that something that you guys are all looking at? And I guess if you could just share how much cash generation came from the receivables in the quarter.
Michael Monahan
In terms of looking at the portfolio, we have looked at it periodically over time, in terms of ways for potentially securitizing or otherwise… Actually, many years ago we did some things like that. It's not terribly tax-effective for us to do that today, and quite honestly, we find it valuable to have that linkage of the credit availability for our customers within our business model. So that's something we continue to evaluate, but don't have an immediate plan around.
In terms of the finance receivables, it was very minimal, only about a $3 million contribution to cash flow in the quarter. So relatively flat balances year over year.
We will go to the line of Kartik Mehta with Northcoast Research. Please go ahead.
Kartik Mehta - Northcoast Research
Could you expound on the areas of investment you'd have going into 2013, what the three areas are, and how that compares to 2012? Are there areas where you're maybe investing more in 2013 or less compared to 2012?
Michael Monahan
Yeah, there's a couple of key areas of investment. Obviously we plan to continue to invest in Volly, and we've assumed an investment level consistent with 2012. So we don't expect that to be a variance year over year. But we continue to make meaningful investment in that.
As I mentioned, we have begun to implement our ecommerce program, and we're investing in building out for the technology and delivery platform around that business in terms of delivering with eBay, a very substantial product offering to their user base. And we began that rollout in the fourth quarter and we'll continue that throughout 2013. Obviously we continue to invest in R&D across our business, and we expect R&D levels to be similar to what they were in 2012. Those are some of the key investment areas.
Kartik Mehta - Northcoast Research
So, Mike, in the ecommerce, can you talk about maybe the level of investment, maybe the dollars, how that's impacting margins right now until that product becomes something that's generating revenue and margins for you?
Michael Monahan
Sure. As I mentioned there was about a $2 million incremental investment in the fourth quarter. Obviously as we build out that platform, as the volumes scale, we will see margin improvement in that business with the scaling of volumes. But part of the reason I talked about first half expenses being higher than second half expenses is because we expect there to be an investment period in the first half of the year, and assuming that those volumes ramp as expected, then that could be a contributor in the second half of the year.
Kartik Mehta - Northcoast Research
And then on the free cash flow side, as we move forward and hopefully it continues to drive revenue, will there be a period of time where you anticipate cash flow to be somewhat flat because of some of the lack of benefit from the finance receivables? Or should free cash flow once again begin to improve as the revenue continues to improve?
Michael Monahan
Obviously the single most important variable in cash flow is earnings, so our focus is on getting back earnings growth. That starts with getting the revenue growth and getting the leverage from our infrastructure that Marc touched on and I touched on earlier in my comments. So that will be the most important piece, but we also think there's opportunities to continue to refine the working capital in the business and improve that. I expect finance receivables to be less of a contributor of cash as we go forward, and that's assumed in our guidance in 2013.
Kartik Mehta - Northcoast Research
Mark, do you believe that it will be until May that you'll wait to give your strategic vision? Or do you anticipate that you might talk about your strategy earlier than that?
Marc Lautenbach
May is the right expectation. If you think about a typical 100 days, that kind of places you right into the middle of between now and then. So we'll have the investor day conversation in May, and I think that would be very natural time with the conclusion of my 100 days, investor day. We can talk about the first quarters. I think that gives me enough time to complete my understanding of the business and is a natural time to communicate.
Your next question comes from the line of Shannon Cross – Cross Research.
Shannon Cross – Cross Research
My first question is on verticals and what you – in terms of customers, verticals and what you heard geographically, Mike, from customers during the quarter. I'm curious about where there were strengths and weaknesses and obviously with your product sets we can see where that was.
But the other question I have is did you see business getting better or worse as you went through the quarter and obviously through the last – first few weeks of the first quarter?
Michael Monahan
In terms of the verticals, obviously the one vertical that we probably saw the most impact from I referenced in discussion of the software business was around government, particularly in the European markets where we have seen some impact of the cutback in budgets in all in some of the government agencies around the world.
I don't think we've seen other verticals in particular that have had issues. In terms of the second part of your question, the trend in the quarter, we did not see a big variation in the business. As you know, a significant portion of our revenue streams are recurring in nature.
We did see some better print volumes in PBMS towards the end of the quarter that contributed to their growth but that was more project based. But generally speaking, did not see any unusual trends.
Production mail, we did see some better written business towards the end of the year, which yielded the backlog that you see. That was driven by some large implementation – or future implementations.
Shannon Cross – Cross Research
And then with the strength in PBMS and the projects you talked about, is this something that you think could be recurring? Is it the strength that came in the quarter – are you seeing maybe a – are you actually embracing more of a growth perspective on this business? I know for quite a while you were really focused on driving profitability and obviously with services businesses sometimes you end up having to invest before you see a big ramp.
So I'm curious of your thought process around PBMS since it did move into the growth category, which is nice to see.
Michael Monahan
There were really two parts that contributed to that. I would say that the team has worked aggressively over the last 12 plus months to really refine their offerings and take more of a vertical approach, sector approach and have had success in getting new written business. As those new projects have come online, that's driven an improvement in the revenue run rate and was a contributor to it going positive.
And then as I mentioned, we did have some project work at the end of the year, which is not unusual but we did get a good level of project work at the end of the year that supplemented that. But we do see that business has the potential for ongoing revenue growth.
Shannon Cross – Cross Research
Then my last question is on cash flow just as we look to the guidance that you provided. Obviously finance receivables will be a little bit less of a contributor next year, not providing much. So what are the other puts and takes, if there are any, that we should keep in mind in terms of your drivers of cash flow given that income is going to be flat to down depending on where you come in from an earnings standpoint?
Michael Monahan
Yes, just on a straight up comparative basis, we did have tax receipts come in in 2012 that won't likely repeat themselves in 2013 but that's reflected in our guidance number.
The other variables really are around working capital and earnings themselves are the most variable of the lines and, as I mentioned, we're focused on being more effective on the working capital side and obviously looking at driving earnings as a very important part of our goals going forward.
Your next question comes from the line of Erik Karsson – AKO Capital.
Erik Karlsson - AKO Capital
I just had a question on 2014. Assuming a moderately recovering economy, do you think the SMB business can grow in 2014?
Michael Monahan
At this point, we've looked ahead to 2013 and really are not in a position to make predictions around 2014.
Erik Karlsson - AKO Capital
And just on your international mailing business, if you could, so we saw a market improvement in this quarter, and it was the best growth rate we've seen for nine quarters, I think. To what extent was that you gaining market share and to what extent was that the underlying market improvement for you?
Michael Monahan
There were really a couple of key contributors. One was the performance of our new Connect+ product, as we noted, particularly in France and Germany. In the Nordics, we do sell other products as well, and we had a very strong quarter in the Nordics business as well. So those were the key drivers, and we think that was a solid performance across the geography. Obviously there were other markets in Europe that, because of the overall economic situation, didn't do as well, but collectively we were satisfied with the results.
Erik Karlsson - AKO Capital
And do you think the international mailing business can grow this year?
Michael Monahan
We think that there's the opportunity for that business to grow. Obviously it's a matter of what happens in the overall marketplace and then just our day-to-day performance in the market.
We will go to the line of Hale Holden with Barclays. Please go ahead. The line is open.
Hale Holden - Barclays
Would it be possible for you to give us a breakdown for the free cash flow guidance of what percentage is generated offshore for 2013?
Michael Monahan
Generally speaking, about 80% of our free cash flow is generated in the U.S., and about 20% outside the U.S. Obviously that can vary a little bit. But generally that's a good rule of thumb.
Hale Holden - Barclays
And then Marc, I was hoping to pin you down a little bit further on capital allocation. Your predecessor sort of gave the impression that a dividend cut was really unlikely, or not something that was on the table. So I was just curious if you could tell us, for the May meeting, and after your 100 days, if it was possible or potential that you would actually cut the dividend.
Marc Lautenbach
I'm not going to preview where I come out on May. Obviously as Mike said, the dividend is a decision that's the board's decision. It's made on a quarter by quarter basis. And it's made in the context of delivering great shareholder value. And we'll conclude the review and talk more about it in May.
We'll go to the line of Chris Whitmore with Deutsche Bank. Please go ahead.
Chris Whitmore - Deutsche Bank
Mike, I wanted to follow up on your comments around the mail cycle, and the meter cycle, through 2013. You suggested it would improve due in part to a better renewal cycle or lease cycle runoff from four years ago. But if I look at 2008 to 2009 equipment sales, equipment sales in 2009 versus 2008 were actually down 20% or so. So help me understand how the full year cycle is playing into a better outlook for 2013.
Michael Monahan
In terms of the lease cycle, our average lease terms are actually probably in the 50-51 month timeframe. There are various periods of time that we can offer extensions for our customers on. There is a tail-end effect of that. It's a piece of the overall equation in terms of the timing of when we place equipment, and when that equipment runs off. So that's one piece of it. The other piece of it that we touched on was due to the fact that we have less customer privilege which is the lease extension program in 2013, than we had in the first half of 2012, which would have a leveling effect as we get into the second half of the year.
Chris Whitmore - Deutsche Bank
And then looking at margins in the equipment business, they look a little bit lower than I would have guessed for Q4, particularly in light of the restructuring. Have you seen any change in competitive environment or pricing or can you give us a little color on the margin performance there?
Michael Monahan
Yes, the overall equipment margin is probably more about mix than it is about margin in the individual businesses. There is a little bit of effect in there even in the mailing business, related to doing less CP and more new equipment but there's also a mix of non-mailing equipment in international that's higher and then there's a mix of equipment in BMT that had more print and less inserter than the normal average. So it's the combination of those three things that yield that margin relationship.
Chris Whitmore - Deutsche Bank
So you haven't seen much of a change in the competitive environment for (inaudible), for example getting …
Michael Monahan
No, I wouldn't put it on an account-by-account basis. We don't see a big change in the competitive environment. It's much more about a mix of the revenue sources.
Chris Whitmore - Deutsche Bank
And finally, Marc, I just wanted to come back to the strategy question, the capital allocation strategy one more time. Let me ask the question in a different way. It sounds to me like you want to imply the software strategy at some extent.
Do you think you have the right assets in place to take the software business the way you want it to be today or do you think acquisitions may become a more significant part of the strategy going forward?
Marc Lautenbach
Yes, I'm going to go back to my original answer that we'll talk more about that. I will tell you that I'm very impressed with the base of what we have in this company in terms of technology assets and businesses in important capabilities. So I think there's a great base to build off of.
Your next question comes from the line of Barbara Noverini – Morningstar.
Barbara Noverini – Morningstar
So regarding your global shipping solution with eBay, it appears to be quite scalable yet it also appears to be more labor intensive on your end than what you've offered through eBay in the past.
However, I expect that you are leveraging existing facilities to provide the services. So can you comment on the margin profile of this business and what your expectations for growth will be for it?
Michael Monahan
There are really two components to that business. There is the technology piece, which is providing that fully landed cost capability and the second piece of that is the enablement of the physical delivery of the goods on a cross order basis.
We're using a combination of our own capabilities, particularly the technology piece is our own, and also working with third parties as well as leveraging our own capabilities in the delivery element of it. So it won't be all fixed costs in terms of facilities and labor to enable that delivery piece.
We'll do a combination of fixed and variable with partners in that. What we're focused on in particular is creating the value and the technology side of it.
(Operator Instructions) Your next question comes from the line of Ananda Baruah – Brean Capital.
Ananda Baruah – Brean Capital
Mike, Marc, just want to go back to the revenue growth. I guess what has you have the confidence that this year the revenue gets back to growth and can you talk to the drivers there?
And then should we assume given that you're talking about a little bit more investment in the first half of the year that we actually see negative leverage in the first half of the year and maybe a little bit better leverage in the second half of the year?
Michael Monahan
Yes, in terms of revenue growth, as I outlined, we're looking at the trends that we saw throughout 2012 – I think manifest themselves again in the fourth quarter. As I mentioned, we expect that the contribution would come more from the enterprise side of the business and, in particular, contribution from the software business and the growth initiatives that we outlined.
To the second part of your question, it's somewhat linked to those growth initiatives, some upfront investment and then getting some leverage from the growth on the backend. As I also mentioned, the relationship on the recurring revenue streams in the core mailing business continuing to improve as we've seen over the last year or so.
So those are the key drivers and that's why we identified the difference between the front and back halves of the year.
Marc Lautenbach
I've got one additional point. I spent the last several years working for a company that was tremendously successful in terms of driving earnings growth and revenue growth is clearly an important part of the equation and there's no getting away from that.
That said, there's a lot that can e done in terms of productivity and mix that drives important shareholder value as well. So as I look at the business and our strategic review, well look at all the different levers that drive earnings and I think there's plenty of great existence (terms) out in the industry of how to drive great shareholder value using lots of the levers.
Ananda Baruah – Brean Capital
I guess just on the revenue I guess I would just – is there something that you guys see manifesting itself in a much more indicative way exiting this year coming into – exiting '12, coming into 13, than it has in the past that gives you increased confidence in positive revenue growth this year? I guess that's what I was wondering.
Michael Monahan
Yes, and I would – what I'd point you to is just the trends that we outlined relative to the fourth quarter as being the same as going into '13.
Ananda Baruah – Brean Capital
Then just my last one is can you give us a sense of what the cash tax is and the cash interest were in 2012? You made some comments I think, Mike, about taxes being lower I think in '12 than in '13.
Michael Monahan
Yes, I would say it's likely that it would be more neutral in '13 where we had a tax refund in '12 that was in the $70 million range.
Ananda Baruah – Brean Capital
That was the cash tax. How about cash interest?
Michael Monahan
I don't expect it to be materially different.
Ananda Baruah – Brean Capital
Can you give us a number, the cash interest number?
Michael Monahan
I don't have it off the top of my head.
There are no further questions in queue at this time. Please continue.
Michael Monahan
In closing, the progress reflected in the fourth quarter results were driven by year-over-year revenue growth in core businesses and continued improvement in revenue trends throughout our SMB group.
We will drive shareholder returns, as Marc said, by continuing to take actions as necessary to reduce costs and make the appropriate investments in the profitable growth of the business. Thank you for joining us.
Thank you. And ladies and gentlemen, this conference will be available for replay after 10:00 am this morning until February 28, 2013 at midnight. You may access the AT&T exhibitor playback service at any time by dialing 1-800-475-6701, entering the access code 275683. International participants may dial 1-320-365-3844 using the same access code 275683.
Once again, those numbers are 1-800-475-6701, international 1-320-365-3844. The access code is 275683. That does conclude our conference for today. Thanks, again, for your participation and for using AT&T Executive Teleconference service. You may now disconnect.
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Installing MSI packages
View Single Post
31 Oct 2012
x64 (6.3.9600) Win8.1 Pro & soon dual boot x64 (6.1.7601) Win7_SP1 HomePrem
6,473 posts
Penn's Forest
Nah, after I posted, I realized the files were in/on your desktop. The Desktop has special characteristics that I never bothered to fully understand. Sure you own the files but SYSTEM or TrustedInstaller controls the security simply because of where the file reside. If it ain't broke......
It's not a matter of where you post it, it's the resulting image. Sorry, I didn't pay close enough attention to where the image was hosted.
Take a look at one of your posted images. See all of that "extra" stuff around the images that pertain to the issue? the images I grabbed from your big image and posted here, really focus my attention on what you're trying to tell me. Plus I can read them <older w/ eyesight getting worse every year =;>
edit: the images are blurry because i grabbed them from your larger image
so I added a Alt+PrtSc, paste in Paint example from my machine. big difference, eh?
To only capture the active window instead of the full screen, you can Alt+PrtSc and paste the clipboard in Paint, save and post. Or you can use the window capture option in the Snipping tool.
Thanks, it was great working with you.
Attached Images
My System Specs
Computer type
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HP Pavilion dv6-6c10us
x64 (6.3.9600) Win8.1 Pro & soon dual boot x64 (6.1.7601) Win7_SP1 HomePrem
AMD A6-3420M APU with Radeon(tm) HD Graphics
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(1) AMD High Definition Audio Device (2) IDT High Definiti
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HP W2072a 20" LCD (1600 x 900) @ 60 Hz
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Mary Murphy
Born Jan 26, 1931
real name = Dorothy Murphy)family = Second youngest of either three or four children))home town = Rocky River, Ohio (suburb of Cleveland)))birth date = Most likely 1927))health = Lazy eye condition remedied through surgery before she could become a film… Read More
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Mary Murphy Is "Deeply Saddened" About Sytycd Canada's Cancellation WetpaintGoogle News - Sep 15, 2011
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'desperate Housewives' Creator Marc Cherry To Be Honored At Broadway & Beyond ... Hollywood ReporterGoogle News - Sep 13, 2011
Catell & Murphy, Kenney & Thomas Lead 9/12 Bridge Village Soup BelfastGoogle News - Sep 12, 2011
Learn about the memorable moments in the evolution of Mary Murphy.
1931 Birth Born on January 26, 1931.
1953 22 Years Old She first gained attention in 1953, when she played a good-hearted girl who tries to reform Marlon Brando in The Wild One. … Read More
1972 41 Years Old She was long absent from the big screen before acting in 1972 with Steve McQueen in the Sam Peckinpah film Junior Bonner. … Read More
2011 80 Years Old … Murphy died from heart disease May 4, 2011 in Los Angeles, California; she was 80 years old.
Original Authors of this text are noted on http://en.wikipedia.org/wiki/Mary_Murphy_(actress).
Text is made available under the Creative Commons Attribution-ShareAlike License.
Text is made available under the Creative Commons Attribution-ShareAlike License.


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