text:
You are currently browsing the tag archive for the 'gruyere' tag.
A simple soup brewing away over a gentle flame is a comforting thought. What better to have while nestled quietly next to the window while the winter turns steadily to spring. Still the air is a bit chilly and the brisk wind swept outdoors makes one even hungrier for soup.
Thoughts of early spring have me anticipating new life. I believe the garden landscape is intact from little to no blankets of snow. But, whatever becomes of spring, I know the plants will be happy to awaken and ready to delight our presence.
I do enjoy the garden most at this time; it's the time when the alliums bloom. The plantings will first break ground, sleepy eyed and ready for new life; soon grow quickly as if by magic to fill the space into a lush oasis eager to be admired. And there I will be, watching at every moment.
For now, there are many decisions to make, what will be added, and what will be transplanted. It's the constant state of movement a garden goes through, from humblest of beginnings to what it is to become. I have relaxed over the years to allow the garden to let me know what it wants to be. And in doing so, the garden has evolved into a place I cherish.
There is still time to enjoy comforting bowls or cups of soup as the weather takes us on a roller coaster ride. This soup is great with this out of the oven quick bread infused with fresh thyme leaves. What can be more perfect than bread and soup?
Sweetly fragrant thyme and nutty Gruyere. mmm…
Spring time can wait just a bit longer, I am still enjoying soup!
Have a great sunny weekend everyone!
Roasted Carrot Red Lentil Soup Recipe [Serves 4]
1 pound carrots, peeled & cut into 1" pieces
2 Tablespoons olive oil
1 medium onion, diced
1 small fresh bay leaf
1 ½ Tablespoons olive oil
1-2 Tablespoons sherry [optional]
2/3 cup red lentils, picked over
5 cups chicken stock -or- vegetable stock
1 teaspoon freshly ground cumin seeds
½ teaspoon regular -or- smoked paprika
1 large garlic clove, minced
½ teaspoon turmeric
1 teaspoon cumin seeds
Sea salt to taste
Preheat oven to 375°F.
1. Coat carrots in olive oil and place in a baking dish. Roast covered for 30 minutes.
2. Uncover carrots and continue to roast until they start to brown.
3. Meanwhile, sauté onions with bay leaf in remaining olive oil over medium heat until they are tender and starting to color.
4. Add garlic and cook for a minute. Deglaze with sherry if using.
5. Stir in spices, excluding whole cumin seeds, roasted carrots and lentils.
6. Give them a quick stir and add stock.
7. Bring to a gentle simmer and cook until carrots are tender and lentil have fallen apart.
8. Puree soup until smooth and season with sea salt, adding more stock if necessary.
9. Pan roast cumin seeds until they start popping and are fragrant. Stir into soup.
Serve with or without cream.
Zucchini Gruyere Quick Bread Recipe [Makes 3 mini loaves]
1 ½ cups g/f baking mix*
1 teaspoon baking powder
½ teaspoon baking soda
¾ – 1 teaspoon sea salt [depending on the saltiness of the cheese]
1 teaspoon fresh thyme leaves
¼ teaspoon freshly ground black pepper
3 large eggs
½ cup buttermilk
¼ cup sunflower oil
1 cup grated zucchini, squeezed of moisture
½ cup Gruyere cheese, grated
Preheat oven to 350°F
Spray three mini loaf pans with oil [I used a coconut pan spray.]
1. Combine the dry ingredients with the fresh thyme in a bowl and set aside.
2. Whisk together eggs, buttermilk and oil until smooth.
3. Stir in cheese and zucchini.
4. Pour the egg mixture into the flour mixture and stir just until combined and there are no dry pockets.
5. Promptly divide the mixture amongst the loaf pans and bake for 25-30 minutes or until a knife inserted comes out clean.
6. Allow loaves to cool in their pans or enjoy right out of the oven.


text:
Article Header
OMAHA, Neb. - Katie Hoff (Towson, Md.) won her second event of the meet Monday at the 2008 U.S. Olympic Team Trials - Swimming, qualifying for the U.S. Olympic Team in the women's 400m freestyle. Christine Magnuson (Tinley Park, Ill.) and Brendan Hansen (Havertown, Pa.) also qualified for the Olympic Team, winning the women's 100m butterfly and men's 100m breaststroke, respectively.
Hoff came out on top of a competitive field in the women's 400m free with a meet record time of 4:02.32, just 12-hundredths off her American record. During the race, Allison Schmitt (Canton, Mich.) took the lead and was under world-record pace at the 100-meter mark, and Caroline Burckle (Louisville, Ky.) briefly took the lead at halfway point. Hoff took the lead with two lengths to go and touched about a body-length ahead of Kate Ziegler (Great Falls, Va.), who finished second in 4:03.92.
In other finals, Magnuson won the women's 100m butterfly in 58.11. Magnuson Trailed Rachel Komisarz (Warren, Mich.) at the first turn, Magnuson managed to take the lead in the last 20 meters. Elaine Breeden (Lexington, Ky.) finished second in 58.21, while Komisarz finished third in 58.36.
Magnuson's time was more than a half second slower than the meet record of 57.50 she set in Sunday night's semifinals, but new Olympic Trials champion was said she was happy to get her hand on the wall first.
"Yesterday, I had really great races," Magnuson said. "I was a little nervous coming in tonight. I knew a lot of people would be out fast in today's final, but no matter who's ahead at the 50, I know that I can bring it home, and I tried to stay calm. That last 25 was a lot more painful than the other ones yesterday, but you have to suck it up and keep your stroke and go after it. I think I learned a lot from this race."
Hansen finished first the 100m breast in 59.93, nearly three quarters of a second slower than the meet record of 59.24 he set in the semifinals Sunday, and eight-tenths slower than his world record of 59.13.
"I know you wanted to see a world record, but it wasn't in the cards tonight," Hansen said. "My goal was to make the team, and I've done that."
Hansen took control of the race at the 50-meter mark and held on down the homestretch. Mark Gangloff (Akron, Ohio) was second in 1:00.42. Hansen and Gangloff went 1-2 in this event at the 2004 Olympic Trials and swam the event at the Olympic Games in Athens.
"I just wanted to have a solid swim and solidify that spot on the team," Hansen said. "Now that I've done it, I can go into the 200 (breast) with guns blazing."
The first-place finishers in each of Monday's finals automatically qualify for the U.S. Olympic Team. The second-place finishers will most likely be named to the team later in the week, pending swimmers qualifying in multiple events.
In semifinal action, Hayley McGregory (Houston, Texas) qualified as the top seed heading into the finals of the women's 100m back with a time of 59.48. McGregory broke the world record in the 100m back in Monday's prelims with a time of 59.15, only to have Natalie Coughlin (Vallejo, Calif.) break that record in the very next heat in 59.03. Coughlin held the world record coming into Trials with a time of 59.21. Coughlin is the second seed in tomorrow night's finals with a time of 59.74.
Just three-hundredths of a second separate Ryan Lochte (Daytona Beach, Fla.) and Michael Phelps (Baltimore, Md.) as they head into the finals of the men's 200m free. Lochte qualified as the top seed in 1:45.61, while Phelps qualified second in 1:45.64.
"I'm getting a good feel for my stroke," Phelps said. "I was just swimming tonight. Tomorrow I'm thinking about what I have to focus on. Hopefully I'll have a strong final tomorrow night."
The finals of the women's 100m breaststroke will feature a showdown between the four fastest Americans of all time in this event - Jessica Hardy (Long Beach, Calif.), Tara Kirk (Bremerton, Wash.), Rebecca Soni (Plainsboro, N.J.) and Megan Jendrick (Tacoma, Wash.). Soni is the top seed with a time of 1:06.87, but Hardy set the meet record in Monday's prelims in 1:06.85. Jendrick is the second seed in 1:07.17, while Kirk is seeded third in 1:07.19.
Randall Bal (Fair Oaks, Calif.) broke the meet record in the prelims and semifinals of the 100m back and is now the first seed heading into tomorrow night's final with a time of 53.09, the fastest time in the world this year. World record-holder Aaron Peirsol (Irvine, Calif.) is the second seed with a time of 53.26, while Matt Grevers (Lake Forest, Calif.) is seeded third. Lochte, who finished second behind Peirsol at last year's World Championships, is seeded fourth.
Tomorrow's events include prelims and semifinals of the women's 200m free, men's 200m fly and women's 200m IM. Finals will be conducted in the men's 200m free, women's 100m back, men's 100m back and women's 100m breast.
Tomorrow night's finals and semifinals will air live on the USA Network, beginning at 7 p.m. CT.

subset: commoncrawl


text:
Topic: How to pass CSS class to a 'button_to' ?
I tried to create a button and pass a CSS class to customize it but it doesnt work.
I did this >
<%= button_to 'New Job', :controller => :jobs, :action => :new, :class => :login_button %>
Any suggestions how to pass the CSS class to the button ?


text:
Skip to comments.Actual Letter from Oncologist: RE: Sequestration
Posted on 04/02/2013 1:33:14 PM PDT by Toespi
My brother-in-law is fighting stage 4 prostate cancer. He just received this letter from his oncologist:
April 2, 2013
Dear Patients and Friends of The Zangmeister Cancer Center,
You may have heard about "sequestration," the automatic spending cuts to defense, education, healthcare and other programs that are the result of the failure of Congress to compromise on how to responsibly rein in spending. Unfortunately, sequestration will have a severe adverse impact on cancer care. That's because it will cut payments to providers your physician for chemotherapy and other critical cancer drugs, paying for most at below cost. If these cuts are allowed to stay in place it will force further cancer clinic closings and push cancer care into higher-cost settings for patients and taxpayers. In the past 2 years in Ohio, several practices have moved to higher cost settings raising the costs of cancer care in their communities.
The Administration should not include cancer drugs as part of the sequester cut, but has ignored current law that clearly defines payment for these drugs. Here are ways you can respond and help:
You can help by signing an official White House petition to stop the sequester cut to cancer drugs. Simply do the following: Go to http://wh.gov/HDEm Click on the "Set Up Account" button, which simply requires your name, email address and zip code to verify you are a real, unique person. Wait a few minutes to get an email from the White House with a link to the petition to sign. This email may appear in your Junk folder. Click on the link in the email to sign. It's that simple! When we get 100,000 signatures in 30 days, the White House has to respond to the petition.
What a heartless bastard Obama is.
I hate him to the depths of my being. Yes, I am a hater. of evil.
In sum, please keep printed Gov't Bernanke money flowing, to allow the continuous blowing-up the cost bubble of the medical-industrial complex!
Your life depends on it!
I forgot to mention, please take the time to sign the WH petition. Many lives depend on it!
I thought for a second this might be a late april fools joke. Nobody could do something like this, right?
A simple web search returned site after site with articles on this.
Why, just why should we have to google for this information? It should be breaking news on EVERY news outlet. I am sickened.
He is just heartless and cruel. He sends this while he goes off on lavish vacations at the taxpayers expense. There are no words, and he has no shame.
A law must be passed to prevent any such cutbacks from ever happening again.
One more law ought to create utopia.
There actually is a law already, Obama is ignoring it.
-— There are no words, and he has no shame. -—
All I needed to know was that he voted in favor of allowing babies, born of botched abortions, to die of exposure.
He is capable of any evil.
Keep going on lavish, multi-million dollar vacations at taxpayer expense while killing off the poor cancer victims, eh? Well, he did tell us that "elections have consequences."
If the left will politicize soldiers' and civilians' deaths and the weather, they will politicize ANYTHING.
The ends always justify the means, as long as one is a Democrat.
He must have learned this from Romney. /s
Unfortunately BO won...we lost...and if I remember this then nothing at all surprises me this adminstration does....nor the speed in which they will attempt to do their dastardly deeds....they have the wheel....the most we can do is put obstacles in the way...and our guys aren't doing that...thus we see what we see going down.
So, the Death panels do exist. By 0bama's hand.
Mr. Duck, Dodge and Dive. He could have had as much discretions as he or any of the agencies needed to trim around the edges of excess...but NO, let them pay, is his motto. Uniter, my a@$.
Just TRY and get someone in the MSM to cover this! Just try!
Heartless sounds too benign for a man who is utterly evil to his core. Our only mercy is that as evil as he is, he's also extremely lazy, but it's not much of mercy as he has plenty of minions who are as evil as he is, to whom to delegate the work. Unfortunately, though they're as evil as Hussein, they're a thousand times more energetic and dedicated to action.
Yeah, we're all small-government conservatives, unless the gravy is being ladled into our bowls. Listen to you guys; do you really think government should be paying medical bills?
Cancer patients die while the Obama brats enjoy spring break in the Bahamas and Sun valley. Imagine what the media would be screaming if the Bush daughters would have done this.
I thought as conservatives we are in favor of the free market , that the government should not pick winners or losers.
Or does that just apply to things we disagree with?
Why should the government be paying for cancer drugs in the first place?
That the gov't is involved at all is contrary to free market. Obama is just making this political. They could have cut non life threatening procedures like, abortion, but he wants the most vulnerable to pay to make a point. I don't know how they can explain this when they're spending so much on Obamacare.
Death from cancer is not avoided by signing a petition.
Obama care has hardly started.
These are probably Medicare cuts.
The article is pretty vague about how the sequester is going to lead to reduced reimbursements.
I don't want to sound cold, but we cannot pay for everything. And because we have been trying to, a lot of people will die. Not because of civil unrest, but because they will get sick.
I know we can't pay for everything and I agree with you, but from a simplistic point of view if the gov't has money to pay for abortions and were consider paying for sex changes then why cut down on cancer treatments first? It's like the model in UK that rec'd new boobs for free while patients in the hospital aren't getting enough to eat.
Obama's administration didn't compromise either. Obama's administration decided where ALL the "cuts" would take place.
With all the cuts, there is still MORE money to spend this year over what last year's budget was. Like 3% more money. These "cuts" are nothing more than a tyrant bullying his subjects.
We need to flood every elected rep with this reminder, and tell the House to call him on it.
The government says they don't pay for abortions ( yeah, I know...it's under other items.)
The sex change thing was in MA, and even we thought that was too much.
I still cannot figure out how a private health care system is getting their funding cut through the sequester?
OK, Obama care will cut reimbursements for some physicians.
THIS place http://www.zangcenter.com/ doesn't seem to be a government funded hospital. They are not a VA hospital. They are a for profit Cancer Treatment Hospital.
I call BS on any cuts coming to this place as a result of the sequester.
"Death from cancer is not avoided by signing a petition."
However, a petition may stop the death of our nation.
"The Administration should not include cancer drugs as part of the sequester cut, but has ignored current law that clearly defines payment for these drugs. Here are ways you can respond and help:"
This doctor is an oncologist in Columbus, Ohio. He is affiliated with Mt. Carmel Hospital. I think if you read more carefully, the point he is making is that doctors are experiencing, unlawfully, sequestration cuts for cancer treatment. Incidentally, Obamacare pretty much insures that ALL hospitals are government funded.
many decades ago (I was alive then :O) there was no such thing as health care. There was only Blue cross/blue shield for hospital payment of bills. We were expected to pay for our own doctor visits, shots etc. I recently was cleaning out some old files and ran across my oldest son's bill for his birth....5 days in hospital for me and 5 days in hospital for baby, cost to me was only for the TV...Total bill from hospital that was covered was under 200 dollars.... He is just a tad over 50 now...
How about a deadly midair collison over an urban area that you can blame on the republicans? If Albert Whitted can't function safely without a tower then maybe the local dems who wanted to turn it into a park will finally get their wish (ref. Meigs Field)
As you said, may be medicare or medicaid. But it still seems that they are picking the cuts to purposely cause the most uproar.
Good question but thats the system we have. To arbitrarily pull them and leave people hanging is immoral.
I'm sorry. I didn't think the < SARC> tag was necessary.
I am not trying to be difficult, but I am trying to figure out how the sequester is resulting in these cuts. It not explained anywhere.
"He is just heartless and cruel."
It goes along with murdering babies after they have been delibered aliveat abortion clinics. It's more than cruel—he is evil.
There are numerous articles that have been recently released. Just google sequestation cancer treatment and it is quite enlightening.
Many, many years ago I heard Laura Schlesinger talk about hate. I have tried to find a source for her talk, and haven't, so far.
Basically, what she said was that everything God gave us is for good, even hate. There are things that should be hated. The trick is to apply hate where it belongs.
Evil should be hated.
I will do that. Thanks.
Granny I did the same thing. Looked at my childbirth hospital bill. Amazing. You know when the prices for health care went up? The day Lyndon signed Medicare, and then went through the roof when Medicaid was signed.
Petitions: verbal homeopathy - the absurd notion that a few thousand people saying "me too" to a pithy statement will somehow persuade those willing to kill millions to achieve their goals.
Change oncologists, this one is a lying nut cake.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


text:
UMass Lowell Libraries has added a subscription to all 12 INFORMS journals that is now accessible as of January 1, 2013.
The Institute for Operations Research and the Management Sciences (INFORMS) is the largest professional society in the world for professionals in the field of operations research (O.R.), management science, and business analytics.
INFORMS publishes 12 scholarly subscription journals, including the flagship journals Operations Research and Management Science. In 2012, INFORMS began publishing its 12th journal, Service Science.
In addition, INFORMS also publishes two open-access journals: INFORMS Transactions on Education and Analytics.
What is Analytics?
Analytics is defined on the INFORMS web site as "the scientific process of transforming data into insight for making better decisions…. from wanting to know what it is and how you might use it to improve your organizational goals to applying it to a specific business problem you already have."
INFORMS Journal List
Access to these journals is available by searching for the titles through UML Library's eJournal and eBook Search Portal.


text:
The Future of Social Work in Child Welfare
Child welfare has been a volatile and dynamic field of social work practice where policy and practice are continually shaped by attitudes, perceptions and expectations. New developments likely to shift the current balance in the field of child welfare over the next quarter century include: focus on results and performance measures, focus on child and family well-being, and increasing attention to evidence based practice.
Child welfare; outcomes; evidence-based practice
Full Text:PDF
Copyright (c)
Indiana University School of Social Work
902 West New York Street
Indianapolis, Indiana, USA, 46202
Voice: 317.274.6705
Indiana University - Quality Education. Lifetime Opportunities.
Last updated: November 20, 2007
Comments: email@example.com
Copyright 2007, The Trustees of Indiana University
Content ©2007 IUSSW


text:
Lightweight Crown For Improved Weight Distribution
What might be the best driver in golf you have yet to hear about? Well today, I would like to introduce to you to the "standard" version of the new Acer XS driver series. Each year, we strive and learn better and more efficient ways to produce our titanium golf drivers so you end up a product that will provide you or your customer with more performance. The Acer XS series (short for excess) is no exception as it goes a step beyond our popular Acer XF drivers we have offered for the past two years.
Here's how we did it. First, we maintained the 460cc titanium driver volume but made the crown a little taller and the breadth a little wider to give it more of a full-bodied look. What makes up difference in size comes in is the shorter heel-to-toe dimension allowing the head to rotate more rapidly around the hosel or shaft so it will be easier to square up at impact.
You might think that a taller crown would normally raise the center of gravity of the golf clubhead, and you would be right. But we took a page from the Acer XF Leggera and shed all the weight possible from the crown to actually lower the center of gravity. This is the secret to help optimize launch and spin for even greater distance. We even altered the face construction to attain a high ball velocity over a wider area of the face too.
The standard version of the Acer XS driver series is geared to fit as wide array of players as well as complementing the various Acer XS irons. For example, the lowest lofted (9.5º) version is made with a 1º open face to guard against hooking the ball – that same player would most likely select the Acer XS Forged Iron or Acer XS Pro Iron. The meat and potatoes of the group are the 10.5º and 12º lofts; each having a unique set of specifications to match the standard Acer XS Iron or Acer XS HT Irons (high trajectory) respectively. This is just part of the comprehensive Acer XS line that we will address in the coming weeks ahead.
View Technical Director's Jeff Summitts Videoblog on the Acer XS Titanium Driver
What really make these shine are the sensory elements – or those you can see and hear. The color really stands out. The copper-on-black color scheme was patterned off of the dog that my wife and I rescued and avoided having to be put to sleep. Its traditional shape will appeal to the most discerning eye, but maybe more importantly will be the muted sound. All in all, the standard version of the Acer XS Titanium Driver is a well-rounded and affordable driver series that can be custom made and perform just as well as the more expensive brand name drivers. Experience an Acer XS driver for yourself and I am sure you'll have something to "woof" about too.
Model# TM1458
Model# XTM1458
$69.95 each
$109.95 each


text:
Leather all stars enough said right?Loved them so much I ordered a second pair. Great job Academy.
- Read more about this product
Blk Leather ShellToed ChucksSuper Fresh Kicks!! Super Speedy Delivery!! Super Heartbreaker was they were a little big and had to return them to my local Academy here in Pensacola! Tried to exchange them for my size but they didn't carry that particular style :( They were fresh though...think I'm gonna order them again online, much easier! Thanks guys!
- Read more about this product
Great Boxing ShoesThe shoes is very comfortable and doesn't stick to the cavern when sparing. Nice fit. Have received a lot of comment. Will buy another pair when need. All my gear is Everlast.
- Read more about this product
Men's Shoes
Activities, environment and sports are just some of the different factors that cause for the need for specific shoes. Find all men's shoes to fit every occasion shopping at Academy Sports + Outdoors.
Men's Active Shoes
A body in motion stays in motion, browse through shoes to keep up with your active life style. Regardless if you are looking for men's walking shoes or men's running shoes you are sure to find what you desire. We also have the best sport specific shoes for men, including men's basketball, men's football, tennis, track & field and more.
Men's Outdoors Shoes
The right grip while on rugged terrain can be the difference in stability when hiking on trails. Make sure you can conquer any terrain equipping yourself with our top-of-the-line outdoor shoes. Browse through our men's hiking shoes from the top brands.
Men's Casual Shoes
Choose one of our men's casual shoes for your everyday wear. When looking for a casual shoe it is important to find something that is comfortable to walk it because of the frequency in which you will wear them. Browse through our men's footwear to find comfortable and stylish from brands like Dr. Marten, Dockers, SKECHERS, Sperry and more.


text:
Stocks Pare Gains on Late-in-Day Fiscal-Cliff Concerns
NEW YORK ( TheStreet) -- Major U.S. equity averages held gains on Tuesday despite a final-hour scare by Senate Majority Leader Harry Reid's comments on the so-called fiscal cliff.
Stocks were initially buoyed by confidence over fiscal-cliff negotiations and an upbeat economy in Germany, Europe's largest nation. The two-day Federal Open Market Committee meeting got under way, heightening expectations the central bank will continue to keep interest rates low.
The technology sector led gains, as Apple (AAPL) shares advanced 2.2% to $541.39 after being mired in pessimism.
Societe Generale noted that, after playing out on TV screens, fiscal-cliff negotiations seemed to have shifted to a quieter stage and that the near-silence about the weekend meeting between President Barack Obama and House Speaker John Boehner has led to speculation that the two sides are getting closer to a deal.
Reid emerged Tuesday afternoon to tell reporters that he believed it would be "extremely difficult" for legislators to reach a deal to avoid the cliff before Christmas.
Still, investors got a confidence boost from a leap in Germany's ZEW economic sentiment survey to 6.9 in December, which was much better than the minus 12 expected by economists and the previous measure of minus 15.7. It contrasted with the recent sobering growth forecast for Germany from the Bundesbank and euro area from the European Central Bank.
The Dow Jones Industrial Average gained 79 points, or 0.6%, to 13,248. The blue-chip index, which has been up four consecutive sessions, began the day up more than 8% in 2012.
The S&P 500 rose 9 points, or 0.65%, to 1,428.
Breadth was highly positive, with winners outnumbering losers 26 to four. Intel (INTC) , 3M (MMM) , Microsoft (MSFT) and Merck (MRK) were the top blue-chip gainers.
Wal-Mart (WMT) , Bank of America (BAC) and Home Depot (HD) took the biggest hit.
The Nasdaq gained 35 points, or 1.2%, to 3,022.
All sectors in the broader market were in positive territory, led higher by technology, health care, conglomerates and basic materials.
Volumes reached 3.58 billion shares on the Big Board and 1.87 billion shares on the Nasdaq. Advancers outpaced decliners 2.1-to-1 on the New York Stock Exchange and 2.5-to-1 on the Nasdaq.
The FOMC -- the Federal Reserve's rate-setting arm, began its two-day meeting Tuesday. It's widely expected that the talks will be followed by the announcement of a $40 billion to $45 billion a month Treasury purchase program targeted on longer-dated Treasuries, expanding their total purchases per month, including mortgage-backed securities, to $85 billion.
Drew Matus, senior U.S. economist at UBS, said the ultimate size of the program will depend on whether the Fed believes market liquidity is impaired and if they view "Operation Twist" as having been a success.


text:
At VCA West Shore Animal Hospital we offer many general and advanced veterinary services. If you do not see the service you are looking for listed, please feel free to contact our office at 717-774-0685.
IN CASE OF AN EMERGENCY DURING NORMAL BUSINESS HOURS: Please call us immediately at 717-774-0685
IN CASE OF AN EMERGENCY AFTER NORMAL BUSINESS HOURS: Please contact one of the following:
Rossmoyne Animal Emergency & Trauma Center - 717-796-2334 (Located at 4930 Ritter Rd. ST 101 Mechanicsburg Pa 17055)
As part of the VCA family, we have over 83 specialty hospitals across the US and Canada which provide referral specialty care, so there may be one near you. Enter ZIP to find VCA specialty care hospitals near you.


text:
DCA Fiscal 2008-09 Accountability Milestones to Date
DCA's 2008/09 Success Stories
As the 2008-09 Fiscal Year progresses, DCA has begun some new initiatives and continued its work on others to both protect California consumers and serve its more than 2.5 million licensees.
Here is a look at some of our efforts thus far in 2008-09:
Establishing Accountability
- Instituted a programmatic/performance auditing function within DCA's internal audits office.
Increasing Visibility, Transparency and Accessibility for Consumers
- Increased transparency in government by familiarizing the public with important initiatives underway at the Department by launching a section of its Web site entitled, "Director's Message".
Listening to Consumers Leads to More Consumer Outreach and Education
- Launched the "Take Charge, California!" campaign aimed at educating and empowering consumers.
Professionals Achieving Consumer Trust Summit (PACT)
During 2008-09, DCA proposed, planned, and executed a first ever department-wide meeting/conference/training called the Professionals Achieving Consumer Trust, or PACT, Summit. The PACT Summit provided an unprecedented opportunity for board members, consumer advocates, law enforcement and stakeholders to meet. Addressing the coming workforce shortage and reinforcing the value of the California professional license were the main summit themes.
The Summit was comprised of board and bureau regulatory meetings; training sessions designed especially for board members, consumer advocates and law enforcement; panel discussions on issues that affect DCA's consumer protection mission; a California Consumer Affairs Association Training Session and a Small Claims Court Advisors Association Training Session.
Other state agencies were also invited to attend, including the State and Consumer Services Agency (SCSA) and the Labor & Workforce Development Agency. The California Consumer Affairs Association and the California District Attorneys Association and the Los Angeles County of Consumer Affairs and the California Small Claims Advisors Association also attended and collaborated with DCA and various participants.
The Consumer Trust Summit provided an unprecedented opportunity for board members, consumer advocates, law enforcement and stakeholders to meet. The event laid the foundation for cooperation and collaboration in areas that impact consumers and licensees across the state. All boards and bureaus in attendance signed a PACT statement committing themselves to further consumer protection and education across the state.
Promoting the Value of the California Professional License
- Further enhanced efforts to combat unlicensed activity by developing the "Inquire Before You Hire" web site, www.inquirebeforeyouhire.ca.gov, to educate consumers, give businesses and students a resource to open a business; creating a toll free number to report ULA; and developing publications for consumers, businesses, and students to distribute at events.
- Continued to conduct multiple statewide enforcement stings/sweeps involving construction, automotive repair, appliance repair, furniture manufacturing and sales, security guards, cosmetology, and others.
- Held a focused discussion on the Value of the California Professional License at Professionals Achieving Consumer Trust Summit.
Protecting Consumers: Fingerprinting and Related Efforts
Director Carrie Lopez has instructed all of DCA's health care related boards and bureaus to move forward with a number of administrative and policy changes to strengthen the screening of existing licensees, commence appropriate disciplinary actions, and enhance transparency to the public concerning questionable licensees.
These directives include, but are not limited to:
- Collection of fingerprints from all active healing arts licensees who have not done so. DCA has established a timeline of no more than one renewal cycle (two years) in order for this to be accomplished.
- Inclusion on all healing arts renewal forms a question requiring licensee to disclose any conviction or administrative action taken against them by a government agency since their last renewal.
- The internet posting of the entire text of formal accusations filed against a licensee for those currently pending and for any new accusations filed by each board.
- A thorough review of all pending complaints and accusations to identify any cases that require immediate action to suspend a license in order to ensure public safety.
- In addition, the Department has re-affirmed and amplified its expectation that all regulatory programs seek to immediately suspend a license using either an interim suspension order (ISO) or a "PC-23" order. Section 23 of the Penal Code allows a judge in a criminal proceeding to suspend a professional's license. Either option allows the suspension of a license for those individuals who pose a clear and imminent threat to the health and/or well-being of consumers if allowed to practice.


text:
Predicting outcome at the bedside: the surgical intensive care unit: optimal mobility score
- Department of Surgery, UMDNJ-New Jersey Medical School, Newark, New Jersey, USA
- Correspondence to
: Dr Anne C Mosenthal
UMDNJ-NJMS, Surgery, 185 S. Orange Ave, MSB G506, Newark, NJ 07103, USA; mosentac{at}umdnj.edu
Commentary on:
Implications for practice and research
A simple outcome prediction tool that can be used at the bedside in the surgical intensive care unit (SICU) by all members of the critical care team.
More research is needed to validate this tool in other SICU populations and determine how it can be used to inform clinical decision–making.
The science of predicting outcomes in the intensive care unit (ICU) has long been the subject of debate. The hope of developing a prognostication model based on data that could be used to support clinical decision-making has not been realised. …


text:
June 27, 2005 WIC Update
SUBJECT: Unspent Funds Allocated for the NWA Conference
SUBJECT: Microcuvette Needs
SUBJECT: Reminder of LAP Trainings
- Money that was allocated to your agency at the beginning of the FFY 2005 to attend the NWA Conference in St. Louis and was not all spent for the NWA Conference, can now be used by your WIC staff for other professional development opportunities, but it must be used by Sept. 30, 2005. WOM policy, ER# 1.03700 Conference and Training will provide guidance for spending this money. Please request approval for other conferences or trainings from your appropriate WIC Field Nutritionists: Mark Wright, Northeastern and Eastern districts; Sue Redding, Northwestern and Southwestern Districts; and Nancy Russell, Southeastern and Central Districts.
When it comes time to bill for these conference or other trainings, bill for them under Line Item 13 the WIC Conference Line Item on the WIC 24.
- Please complete the attached regarding your new microcuvettes needs. Once you submit your usage info, I can better determine what the needs will be for the next 6 - 12 months.
- The Local Agency Plan (LAP) trainings begin June 30 and are scheduled throughout July. Almost all LWPs have signed up for one of the sessions in the Department District Offices. The trainings will begin promptly at 9:00 a.m.. If you have stated on your registration form that you will bring a computer to the training, it will need to have Excel spreadsheet capabilities. The computer also needs to have the most recent version of the WOM.


text:
The morning and afternoon were dedicated to two spectacular and only recently reopened museums: the Rijksmuseum, with its unsurpassed collection of Dutch Old Masters, and the Van Gogh Museum. That evening, we enjoyed a traditional Indonesian Rijsttafel at Indrapura, recently visited by Celine Dion and the new King of Holland, Willem Alexander. We enjoyed the statue of Rembrandt and the recreation of the Nights Watch in the square outside.Read More
May Saturday, May 25: Returning to Boston [NextGen Gallery Powertags][1.6.1][ERROR] : Picturelist is empty.
Early Morning departure from the hotel to Schiphol Airport to catch our return flights through Frankfurt on Lufthansa...
May Friday, May 24: The Hague and Concertgebouw
We took the train to The Hague, for a visit of the Gemeente Museum, with its impressive collection of Piet Mondrian pain...
May Thursday, May 23: Art and Culture in Amsterdam
The morning and afternoon were dedicated to two spectacular and only recently reopened museums: the Rijksmuseum, with it...
May Wednesday, May 22: Golden Age of Amsterdam
A visit to the monumental Portuguese Synagogue, the largest Jewish building in the seventeenth century, that also withst...
May Tuesday, May 21: Hidden Amsterdam
After acquiring our Museum Passes, we visited the clandestine Catholic Church of 'Our Lord in the Attic,' a vivid testim...


text:
Friday, October 5, 2012
DALLAS Twelve defendants, were arrested this morning on various charges, outlined in five indictments, regarding their respective roles in several unrelated health care fraud conspiracies involving more than $100 million in fraudulent billings to Medicare, announced U.S. Attorney Sarah R. Saldaa of the Northern District of Texas. Two additional defendants that are named in the indictments are already in federal custody. Defendants will begin making their initial court appearances this afternoon.
With the indictments unsealed today, over the last 18 months the Medicare Fraud Strike Force in Northern District of Texas has charged defendants with close to one half billion dollars of fraud and have sent a clear message that we will protect taxpayers' dollars and the Medicare program, said U.S. Attorney Saldaa.
Today's indictments are part of a nationwide effort by HHS-OIG, the FBI, the state Medicaid Fraud Control Unit and U.S. Attorney's offices to crack down on the most virulent form of health care fraud, fraud using stolen identities, said Special Agent in Charge Mike Fields of the Dallas Regional Office of HHS's Office of the Inspector General. In one of the cases charged today, the defendants submitted claims for services to Medicare patients whose only connection to the defendants were that their names happened to be on a list of stolen Medicare ID numbers the defendants had obtained. The patients never visited the defendants' business and never received any of the diagnostic tests and office visits for which their Medicare benefits were charged.
The success of today's Strike Force operation can be attributed to the combined investigative resources of the Health Care Fraud Prevention and Enforcement Action Team (HEAT), said FBI Dallas Special Agent in Charge Diego G. Rodriguez. Continued efforts of these multi-agency teams reduce fraud, recover taxpayer dollars and remove fraudsters from abusing our Medicare and Medicaid programs.
U.S. v Lawrence Dale St. John, et al.
Lawrence Dale St. John, his son Jeffrey Dale St. John and Dr. Nicolas Alfonso Padron are each charged with one count of conspiracy to commit health care fraud and 13 substantive counts of health care fraud. Lawrence St. John, 65, of Grand Prairie, Texas, owned, operated and oversaw every aspect of A Medical House Calls and his son, Jeffrey St. John, 40, of Dallas, ran A Medical's daily operations. A Medical, which provided physician home visits to Medicare beneficiaries, was also known as A+ Medical House Calls and ANM Physician House Calls. Its primary purpose was to certify and re-certify Medicare beneficiaries for home health services. A Medical did not provide primary care physician services to Medicare beneficiaries; although many patients believed the company was a real physician practice and attempted to get care, often to no avail. Dr. Padron, 53, of Garland, Texas, who served as its medical director, supplied his Medicare provider number to Lawrence and Jeffrey St. John so that A Medical could submit claims to Medicare.
The indictment alleges that from May 2010 through January 5, 2012, the defendants conspired together to bill Medicare for care plan oversight, by Dr. Padron, for numerous beneficiaries when Dr. Padron was out of town, including dates when he was out of the country and on a cruise.
Dr. Padron has been in federal custody since his arrest in June 2012 on charges related to his role in a conspiracy to illegally distribute and dispense hydrocodone.
U.S. v. Pamela Adenuga, et al.
Pamela Adenuga, 38, and her husband, Kahinde Adenuga, 45, both of Arlington, Texas, are each charged with one count of conspiracy to commit health care fraud and seven substantive counts of health care fraud. From November 2007 through the present, Pamela Adenuga was the director and officer of finance for a durable medical equipment (DME) company called His Grace Medical Supply & More and Katahinde Adenuga was the owner and managing director of His Grace.
The indictment alleges that since November 2007, Pamela and Kahinde Adenuga conspired together to defraud Medicare and Medicaid by submitting claims for DME that was either not provided or not prescribed.
U.S. v. Olalekan Sorunke, et al.
Olalekan Sorunke, 40, of Rowlett, Texas, is charged with four counts of health care fraud stemming from his operation of Lincoln Medical Supply, Inc., a DME business he owned and operated in Dallas.
According to the indictment, Sorunke billed Medicare for power wheelchairs, hospital beds for home use and related accessories and other DME that was not medically necessary, and in some cases, was never provided to the Medicare beneficiaries. The indictment alleges that he engaged in up-coding wheelchairs, billing for but failing to provide wheelchairs, and forging doctors' signatures on required documentation for the wheelchairs.
U.S. v. Joseph Megwa, M.D., et al.
A physician, Joseph Megwa, 58, of Arlington, and two registered nurses Ferguson Ikhile and Ebolose Eghobor, who were associated with PTM Healthcare Services, Inc., a home healthcare agency, are each charged with one count of conspiracy to commit health care fraud and three substantive counts of health care fraud arising from their association with a home health agency. In addition, Dr. Megwa is charged with four counts of making false statements relating to healthcare matters.
According to the indictment, Dr. Megwa, a Medicare provider, owned and operated Raphem Medical Practice in Arlington. He provided home health certifications so that home healthcare agencies could bill Medicare for home health services that were not medically necessary and not rendered. He and others at Raphem performed unnecessary home visits and ordered unnecessary medical services for Medicare beneficiaries he had certified for home health. From 2006 through 2011, Dr. Megwa signed approximately 33,000 prescriptions, allegedly signing stacks of documents without reviewing them, for more than 2,000 unique Medicare beneficiaries for home health services provided by more than 230 home health agencies. During the same time period, through Raphem, Dr. Megwa billed approximately $10 million to Medicare for unnecessary home visits and unnecessary medical services.
Ikhile, 54, of Irving, Texas, owned PTM and Eghobor, 47, of Grand Prairie, was PTM's director of nursing. According to the indictment, nearly 25% of PTM's patients were certified for home health care services by Dr. Megwa. From January 1, 2006 through December 31, 2010, PTM submitted approximately $4,825,251 in claims to Medicare for services for Medicare beneficiaries that had been certified by Dr. Megwa.
Dr. Megwa solicited payments from PTM and other home health agencies in exchange for his agreement to sign plans of care, regardless of medical necessity, and then billed unnecessary services for those beneficiaries. PTM purported to provide skilled nursing services to beneficiaries who did not need them. The indictment also alleges that Dr. Megwa submitted claims for services he rendered at beneficiaries' homes while he was, in fact, out of the country.
U.S. v. Ovsanna Agopian, et al.
This indictment supersedes an indictment filed on October 19, 2011, that charged Ovsanna Ogopian, 57, of Houston, Texas, formerly of Grenada Hills, California, Tolulope Labeodan, 27, of Dallas and another individual, who has since pleaded guilty, with conspiracy to commit health care fraud and multiple counts of health care fraud.
Agopian operated two clinics, Euless Healthcare Corporation, in Hurst, Texas, and Medic Healthcare Incorporated, in Houston, Texas. Through these two clinics, according to the indictment, Agopian billed for office visits and diagnostic tests that were never performed. Labeodan, and four of the five new defendants charged, Godwin Umotong, 58, Leslie Omagbemi, 56, Munda Massaquoi, 68, and Comfort Gates, 45, all of Houston; were employees of one or both of the clinics. Defendant Vagharshak Smbatyan, 60, of Grenada Hills, is Agopian's
The superseding indictment charges Agopian, Labeodan, Umotong, Omagbemi, Massaquoi and Gates each with one count of conspiracy to commit health care fraud and six substantive counts of health care fraud. Smbatyan is charged with one count of making a false statement to a government agency for representing that he was Medic's owner, when he knew that his wife, who was barred from the Medicare program because of two prior health care fraud convictions, was the true owner.
Euless Healthcare and Medic Healthcare falsely and fraudulently billed Medicare for $2,836,388 and were paid $1,413,616.
An indictment is an accusation by a federal grand jury, and a defendant is entitled to the presumption of innocence unless proven guilty. If convicted, however, the maximum statutory penalty for each count of conspiracy to commit health care fraud, and each substantive count of health care fraud, is 10 years in prison, a $250,000 fine and restitution. Each false statement charge carries a maximum statutory sentence of five years in prison and a $250,000 fine. The government also seeks to forfeit the money made by the defendants through the alleged schemes.
The Medicare Fraud Strike Force operations are part of the Health Care Fraud Prevention & Enforcement Action Team (HEAT), a joint initiative announced in May 2009 between the Department of Justice and HHS to focus their efforts to prevent and deter fraud and enforce current anti-fraud laws around the country. Since their inception in March 2007, strike force operations in nine locations have charged more than 1,480 defendants who collectively have falsely billed the Medicare program for more than $4.8 billion. In addition, the HHS Centers for Medicare and Medicaid Services, working in conjunction with HHS-OIG, is taking steps to increase accountability and decrease the presence of fraudulent providers.
The cases are being prosecuted by Assistant U.S. Attorneys Michael C. Elliott, Michael McCarthy, Katherine E. Pfeifle, Mindy Sauter and John DeLaGarza, and Trial Attorney Ben O'Neil of the Criminal Division's Fraud Section. The investigation is being conducted by HHS-OIG, the FBI and the Texas Attorney General's Medicaid Fraud Control Unit.
To learn more about the HEAT Strike Force, please visit: www.stopmedicarefraud.gov


text:
Tacos Picadillo (or if spelled Pecadillo it means "little sin")
- 2 tablespoons corn oil
- 1 medium onion, chopped (1 cup)
- 2 cloves garlic, chopped
- 1 jalapeno pepper, stemmed, seeded (if you like it hot include the seeds) and minced
- 1 1/2 tablespoons chili powder
- 1 teaspoon ground cumin
- Kosher salt
- 4 whole peeled canned tomatoes, chopped and about 1/4 cup of their juices
- 3/4 pound lean ground sirloin beef
- 1/3 cup chicken broth
- 1/4 cup fresh cilantro leaves, roughly chopped
- Oil, for frying
- Dozen 5-inch corn tortillas, preferably white, or prepared taco shells
- Toppings:
- 1/4 head romaine or iceberg, thinly sliced
- 3 ripe medium tomatoes, cored and diced
- 1 to 2 Hass avocados, diced
- 1 1/2 cups shredded cheddar or Monterey jack cheese
- Sour cream, for garnish
Put the oil, onions, garlic, and spices in a medium skillet, season with salt and cook over medium to medium-low heat, stirring occasionally until tender, about 10 minutes. Increase the heat to medium-high, add the tomatoes, and their juices and boil to thicken, about 2 minutes. Stir in the beef and chicken broth, adjust the heat so the mixture simmers and cook until the beef is cooked through and the mixture thickens, about 15 minutes. Stir in cilantro, taste, and season with salt and pepper as desired. Transfer to a serving bowl and cover.
To make the taco shells: Pour enough frying oil into a small skillet so its about 3/4 of an inch deep; heat over medium to medium-high. Holding 1 edge of a tortilla with tongs, lay the other half in the oil, keeping it flat with a spatula. Cook until crisp, 30 second to 1 minute. Flip the tortilla over and repeat with the other half, holding the first side of the tortilla at an angle to make an open shell, cook for about 1 minute more. Transfer to a paper towel-lined plate to drain.
Put the fixings and meat in individual bowls and the taco shells on a platter. Serve encouraging your diners to build their own tacos, with meat in the shell with fixings on top.
Copyright 2001 Television Food Network, G.P. All rights reserved
Recipe courtesy of Food Network Kitchens
Cooking Tips
More Recipes and Ideas
Citrus Tacos
Recipe courtesy of Marcela Valladolid
Fish Tacos With Watermelon Salsa
Recipe courtesy of Food Network Kitchen
Fried Avocado Taco
Recipe courtesy of Jeff Mauro


text:
Vote: Next Crew Coach
The Columbus Dispatch - November 01, 2013 10:14 AM
The final day of fan voting is upon us. Today's poll question is pretty straightforward:
Who do you want as the next Crew coach, and why?
Submissions will be accepted in the comment section below, via Twitter (@AdamJardy) or via email. Results from all of this week's questions will be posted Monday. As always, one vote per person, please.


text:
Topic: Inheritance vs. Roles:
In my application I have what is a pretty common setup:
There are users, some of whom are providers and some who are consumers.
The providers have many more attributes and methods than consumers, but they are both users.
Providers can use some special features of the site (i.e. creating detailed profiles), while consumers just have a subset of features (basically browsing, and keeping a favorites list).
I could do it with inheritance,
Provider < User
Consumer < User
with a table having columns like:
Or I could use the same table, and use the Authorization plugin and assign roles to my User, relying on duck-typing for the methods/attribs.
I think the roles-based way might be easier, but I feel like I am probably missing some big issue that will bite me later on.
What do you guys think?
Last edited by mvanhorn (2006-12-06 16:57:25)


text:
Grand Strand Mustang Stampede National Show -
September 30-October 2, 2016
38th Annual Gulf Coast National Mustang & All Ford Show - March 24-26, 2017
Hoofbeats in the Desert MCA National Mustang Car Show - May 12-14, 2017
2017 MCA Grand National - August 24-27, 2017
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.


text:
Pack Details
Title: All Level 3 Charleston
A complete set of ALL Level 3 lessons in Partner Charleston!
Dance genre: Partner Charleston
Packs are 15% off!
$105.47 $89.65
How it works
Lesson Packs are groups of lessons that are pre-selected for a certain theme, or are part of a larger sequence. When you purchase this Lesson Pack, you get access to all of the lessons contained in this pack, and at a significant discount.
Lessons included in this pack (0)
« Previous 1 2 Next »(0)
« Previous 1 2 Next »(0)


text:
Kristen Bird, MS, LMFT
Licensed Marriage and Family Therapist
200 East Main Street, Suite 201, Clayton, North Carolina 27520
Both my undergraduate and graduate school degrees are in psychology. I hold a master's degree in Clinical Psychology. Psychology is intended to be an exploration of the mind. The psychotherapist is in a role to provide feedback and offer psychoeducation to assist clients with better understanding of the self and their interpersonal interactions.


text:
Here's how RW members rated this race in the past (538 votes).
In short: PB this year hence the PB potentialDate of review: May 11, 2011
In short: my local half, nothing special i'm afraid to say.Date of review: May 10, 2011
In short: Nice because it's my local race but it's not a pb course and the water stations are bad!!!In full: My first time and I enjoyed the race despite conditions being quite challenging, it being warm with some real gusty winds. The start in the stadium is novel but narrow and i had to stop & check myself a few times before we got out onto the open roads. The support on route was generally good especially the city section, which is essentially the middle third of the race. The goody bag was really poor, worst i've had in recent runs. The course was more up & down than I expected but I can live with that, but I found the 3 subway excursions a bit much and a real rhythm breaker. How about closing a few more roads? It is only for a morning once a year. Being channelled down underpasses doesn't grant the runners and the event the respect and prestige it deserves and should aspire too. My biggest gripe is the drink stations. A 5000 runner big city event and we get water in plastic canteen cups!!! How are we meant to drink them??? I spilt half of mine over the poor volunteers that was trying to hand it to me and ended up coughing and spluttering trying to drink the rest. Every other event I've run I got bottles of water at drink stations and that's been perfect. Surely an event this big & popular can find a sponsor who can provide something better than that. At the last 2 stations I gave up trying to drink anything & just threw the water over my head. Come on Sheffield £26 entry?? Get it sorted for next year otherwise I fear the event might start to go on the decline. Yes it's popular but don't be complacent, the start and especially the drinks provision needs to be reviewed and improved. Date of review: May 10, 2011
In short: As usual really good experienceIn full: The race was well organised as usual. The people were friendly, atmosphere was great and I did my best ever time. I disagreed with the timing chip though, and I trust my Garmin so I'm believing that, especially as it said I was quicker than the chip said!Date of review: May 9, 2011
In short: it's too hilly to produce many pb's but as a genuine race it's a great one. the support on eccleshall rd is fantastic and thats the most clapping i've heard on bramall lane all year!Date of review: May 9, 2011
In short: Good route & volunteers, shame about the missing lucozade station and goody bag!In full: First time I've done this race (despite being a sheffield resident) and I enjoyed it. The atmosphere was good and the volunteers did a greatjob (except maybe being caught on the hop at the first station!!). The baggage area was well organised and finishing in DVS made for a nice ending. However I felt the event could have been better by: if a sports drink station is advertised they should do it. I was banking on this and ended up semi-hitting the wall. Also the goody bag was poor given the cost of the event and the fact it was a city centre HM (see the organisers of the Norwich HM - that was fantastic!). Also given the heat it would have been nice if the drinks at the end were obvious. I was disorientated and thirsty and couldn't see any water so then had to battle my way back to the baggage area through the crowds to get a drink from my bag. Will do it again but will take no chances and come better prepared next time!!! Date of review: May 9, 2011
In short: A fine day outIn full: This race was just that, a fine day out. I enjoyed the run, the support was excellent on Eccy Road (both last year and this year I arrived when Atomic by Blondie was blasting out) and the DVS is a great place to cross the finishing line. However, it is not a great place to start the race if the toilets on the trackside are locked and as a complex it really is quite complex! I walked from one end to the other trying to find the changing rooms to be told go out on the track and come in between blocks 1 and 2 then go down a corridor etc etc. Signs for competitors would not go amiss and I really would have liked an energy drink at the end like last year. Plus, it can't be more expensive to have a technical t-shirt which is far more useful.Date of review: May 9, 2011
In short: Good organisation, good atmosphere, but ditch the goody bag and charge lessDate of review: May 9, 2011
In short: Enjoyable race with a novel start/finish location, great crowds at the halfway point and a good route through the city centre.In full: I enjoyed this run, with the highlights being the finish in the stadium, the massed crowds between mile 6 and 8, a nice route through the city centre and the kids handing out jelly beans and wanting to high-5 every runner.A couple of minor downsides. The exit from the stadium is too narrow, as are some of the underpasses and pavement sections, which slows things down a bit. I also thought the first water stations were struggling, probably due to higher numbers of athletes taking an early drink on a hot day. Still grateful that they took the the time to volunteer their time to help make the day a success.A nice T-shirt, kit bag and medal plus the significant on street marshalling and barriering justified the entry fee.All in all I'm glad I opted for this over Leeds.Date of review: May 9, 2011
Date of review: May 9, 2011
Visit the official Runner's World page
Follow Runner's World on Twitter
Click here
Other Natmag-Rodale Sites
Run For Charity
Injury Clinics
About Runner's World


text:
John Cross To Lead Jazz Music Salon Oct. 11
The Unitarian Universalist Congregation of Jamestown, 1255 Prendergast Ave., Jamestown, will present a jazz music salon featuring John Cross on clarinet and saxophone, Mark Alpaugh on keys, Phil Nestor on drums, and Jim Karapontso on guitar at 7 p.m. Friday.
Selections to be performed include Spyro Gyra's Little Linda and Shaker Song, Dave Brubeck's Take Five, Kenny G's Sax-o-Loco, Grover Washington's Winelight and Just The Two Of Us, Frank Sinatra's Come Fly With Me and The Way You Look Tonight. Featured Stan Getz styled bossa nova's include One Note Samba and A Day In The Life Of A Fool with additional pretty ballads Over The Rainbow and As Time Goes By.
Cross has served as the music director for the Lucille Ball Comedy Festival since it began in 1992. He has provided music scoring and performed with Paula Poundstone, Ellen DeGeneres, the Smothers' Brothers, Bob Newhart and Lucie Arnaz as well as numerous other national celebrities.
His 18-piece jazz orchestra, The Babalu Band, has performed many engagements throughout the regional area.
Cross is the founder and conductor of the Chautauqua Concert Band from 1994 to the present. Cross has served as the musician contractor/performer for the Summer Stock pit orchestras at the Library Theatre in Warren from 1986 to 2004 and is the band leader/arranger for the Chautauqua Lake Idol/Voices competition.
Cross has performed more than 5,000 concerts, including 200 different musicals. Cross has jammed in jazz clubs from Chicago to New Orleans in addition to engagements with The Temptations, Don Menza, Grover Washington Jr., Marian McPartland, the Bellamy Brothers, Manhatten Transfer, Vassar Clements and 10,000 Maniacs. Cross has an active music ministry with Jazz Praise, the IHS Dixieland and the IHS Big Bands. Cross has performed with the Chautauqua Symphony Orchestra and has been a featured soloist and arranger with the Bemus Bay Pops Orchestra and the Erie Philharmonic Orchestra.
Cross was co-founder of the Jazz Vespers series and was an artist in residence for five years at Chautauqua Institution. He has been featured with guitarist/vocalist, Bill Ward in "Jazz Contribution to Christian Praise" and as a jazz soloist for several 8 p.m. sacred song services. The Chautauqua Amphitheater highlights include opening for national recording acts Waylon Jennings, Diamond Rio, Loretta Lynn, the Gatlin Brothers and Bob Newhart. The Oct. 11 salon concert is free and open to the public. It is supported in part by a grant from the New York State Council for the Arts. Admission is free. To assure continuation of these programs, donations are accepted.


text:
Halon 1211 Extinguishers
• 1 Year Manufacturer's Warranty
• Stored Pressure Design
• Dependable Drawn Steel Cylinders
• Durable High Gloss Polyester Powder Paint
• All Metal Valve Construction
• Temperature Range -65°F to 120°F
• Leaves no residue
• Reclaimed Halon 1211 is Restored to Original Military Specification
• Uses All Recycled Gas in Accordance With The Montreal Protocol
• Maximum Visibility During Discharge
• Large Loop Pull Pin
• No Electrical Conductivity Back to the Operator
• No Thermal or Static Shock
• Bar Coded and Bi-lingual Labels
• USCG Approved with Bracket Listed on UL Label (except model A344T)
• Chrome Cylinders
HALON 1211 is a liquified gas, pressurized with nitrogen, which discharges as a vapor causing no cold or
static shock and no impairment of the operator's vision. This "CLEAN" agent quickly penetrates difficult to
see and hard to reach areas and leaves no residue. It is recommended for protection of delicate, sensitive
and expensive computers, electrical equipment, tapes and film, automotive and aircraft engines, laboratory
chemicals and equipment.
Quality industrial grade hardware, "CLEAN" agent, light weight, good discharge range and excellent fire
extinguishing ability.


text:
Faculty >
Faculty By Clinical Interest >
Jason Mills, MD, PhD
Professor, Medicine
Professor, Pathology and Immunology
Professor, Developmental Biology
Room 1030, CSRB - North Tower Annex
Office: (314) 362-4213
Lab: (314) 362-4258
Pub Med Search
My lab is using a multipronged approach to understand the cellular and molecular details of adult stem cell biology in the mouse and human GI tract. We are interested both in normal developmental pathways from the multipotent stem cell and in uncovering the aberrations that occur when those pathways go awry (e.g., in stomach cancer). In particular, we have focused recently on how mucus-secreting neck cells arise from a multipotent gastric epithelial stem cell and then undergo a dramatic differentiation into digestive-enzyme-secreting zymogenic (chief) cells. In one set of experiments, we combine mouse genetics, human histopathology and bioinformatic promoter/expression analyses, as well as in vitro mechanistic studies to identify the first gene, the bHLH transcription factor MIST1 (BHLHA15), required for normal maturation of zymogenic cells. We have shown that differentiation of zymogenic cells occurs because another transcription factor, XBP1, controls expression of genes that induce massive deposition of rough endoplasmic reticulum (rER) and also upregulates MIST1, which, in turn, regulates genes that form the cell's apical storehouse of large secretory granules. In the absence of XBP1, neither rER nor vesicles form normally, and zymogenic cells show metaplastic differentiation: namely, they are unable to stop expression of neck (i.e., progenitor) genes.
Our research highlights how remarkably plastic zymogenic cells are. Normally, they are postmitotic and long-lived. In the face of metaplasia-inducing injury (e.g., experimentally induced loss of XBP1 or, in certain patients, infection with the pathogen
Helicobacter pylori
), they can re-enter the cell cycle and then regain stem cell properties, fueling differentiation of other gastric lineages. In other words, they are an example of a naturally occurring, induced multipotent stem cell. We are dissecting the genes involved in these transitions that may be at the root of gastric cancer.
In a related project that dovetails developmental biology and cell biology, we are interested in how a relatively limited number of developmentally regulated transcription factors, like XBP1 and MIST1, coordinate assembly of the specialized cellular machinery required by diverse terminally differentiated cells. For example, gastric zymogenic cells and bone marrow plasma cells arise via entirely different cellular lineages and don't secrete the same substances, yet they both require the transcription factor sequence of XBP1->MIST1 to reach structural maturity. The MIST1 ortholog in flies, DIMM, also regulates cell size and secretory granule formation, suggesting the existence of well conserved transcriptional modules available to certain cells to become secretory specialists. To understand how this works throughout evolution, we are interested in characterizing MIST1 target genes and, in collaboration with the lab of Dr. Paul Taghert also here at Wash U, determining how molecular mechanisms of MIST1 and DIMM intersect.
Editorial Responsibilities
2010 - Present
Associate Editor
Physiological Genomics
2010 - 2010
Guest Associate Editor
2009 - Present
Editorial Board Member
2008 - Present
Editorial Board Member
Digestive Diseases and Sciences
2008 - Present
Editorial Board Member
American Journal of Physiology: Gastrointestinal and Liver Physiology
Service to the Department
2009 - 2010
Director Research Track Residency Recruitment
2004 - Present
Attending Pathologist, Autopsy Service
Service to the University
2011 - Present
Discussion Leader, Molecular Cell Biology 5068
2011 - Present
Director DDRCC Pilot & Feasibility Award Program
2011 - Present
Co-Director Morphology Core, DDRCC
2009 - Present
Chair, DBBS Admissions Committee B
2006 - 2006
Lecturer, Contemporary Molecular Immunology 530
2005 - Present
Lecturer & Lab discussion leader, 2nd year Medical School Pathology Course
2005 - 2005
Section leader, Biology 5011, Ethics & Research Science
2005 - Present
Member, Developmental Biology Graduate Group Steering Committee
2005 - 2010
Discussion Leader, Medical School Immunology Case Sessions
2005 - 2008
Discussion Leader, Molecular Cell Biology 5068
2005 - Present
Lecturer, Advanced Genetics, Bio 5491
2005 - Present
Member, DBBS Admissions Committee
2004 - 2006
Lecturer, Advanced Topics in Immunology 5272
DBBS Graduate Program Affiliation
Developmental Biology
Molecular Cell Biology
Immunology Program
Molecular Genetics & Genomics
Diagnostic Expertise
Attend on autopsy service
Clinical Interest
Anatomic and Molecular Pathology - Autopsy Pathology
Selected Publications
Huh WJ, Khurana SS, Geahlen JH, Kohli K, Waller RA, Mills JC.
Tamoxifen induces rapid, reversible atrophy and metaplasia in mouse stomach
. Gastroenterology;142:21-24.e7, 2012
Mills JC, Taghert PH.
Scaling Factors: transcription factors regulating subcellular domains
. Bioessays;34:10-16, 2012
Goldenring JR, Nam KT, Mills JC.
The origin of pre-neoplastic metaplasia in the stomach: Chief cells emerge from the Mist
. Exp Cell Res;317:2759-2764, 2011
Lim JW, Hummert P, Mills JC, Kroll KL.
Geminin cooperates with Polycomb to restrain multi-lineage commitment in the early embryo
. Development ;138:33-44, 2011
Cappocia BJ, Lennerz JKM, Bredemeyer AJ, Klco JM, Frater JL, Mills JC.
The transcription factor MIST1 in terminal differentiation of mouse and human plasma cells
. Physiol Genomics;43:174-186, 2011
Goldenring JR, Nam KT, Wang TC, Mills JC, Wright NA.
Spasmolytic polypeptide-expressing metaplasia and intestinal metaplasia: Time for reevaluation of metaplasias and the origins of gastric cancer
. Gastroenterology;140:412-424, 2010
Mills JC, Shivdasani RA.
Gastric epithelial stem cells
. Gastroenterology;140:412-424, 2010
Tian X, Jin RU, Bredemeyer AJ, Oates EJ, Blazewska KM, McKenna CE, Mills JC.
RAB26 and RAB3D are direct transcriptional targets of MIST1 that regulate exocrine granule maturation
. Mol Cell Biol;;30(5):1269-1284, 2010
Huh WJ, Mysorekar IU, Mills JC.
Inducible expression of Cre recombinase in adult mice causes gastric epithelial atrophy, metaplasia and regenerative changes in the absence of "floxed" alleles.
. Am J Physiol Gastrointest Liver Physiol; 299:G368-380, 2010
Lennerz JKM, Kim S-K, Oates EJ, Tian X, Bredemeyer AJ, Goldenring JR, Lauwers GY, Shin Y-K, Mills JC.
The transcription factor MIST1 is a novel human gastric chief cell marker whose expression is lost in metaplasia, dysplasia and carcinoma
. Amer J Pathol;177:1514-1533, 2010
Huh WJ, Esen E, Geahlen JH, Bredemeyer AJ, Lee AH, Shi G, Konieczny SF, Glimcher LH, Mills JC.
XBP1 controls maturation of gastric zymogenic cells by induction of MIST1 and expansion of the rough endoplasmic reticulum
. Gastroenterology;139:2038-2049, 2010
Nam KT, Lee HJ, Sousa JF, O�Neal RL, Finke PE, Romero-Gallo J, Shi G, Mills JC, Peek RM Jr, Konieczny SF, Goldenring JR.
Mature chief cells are cryptic progenitors for metaplasia in the stomach.
. Gastroenterology;139:2028-2037, 2010
Capoccia BJ, Huh WJ, Mills JC..
How form follows functional genomics: Gene expression profiling gastric epithelial cells with a particular discourse on the parietal cell
. Physiological Genomics;37:67-78, 2009
Cella M, Fuchs A, Vermi W, Facchetti F, Otero K, Lennerz JK, Doherty JM, Mills JC, Colonna M.
A human natural killer cell subset provides an innate source of IL-22 for mucosal immunity
. Nature; 457:722-725, 2009
Bredemeyer AJ, Geahlen JH, Weis VG, Huh WJ, Zinselmeyer BH, Srivatsan S, Miller MJ, Shaw AS, Mills JC.
The gastric epithelial progenitor cell niche and differentiation of the zymogenic (chief) cell lineage
. Dev Biol; 328:456-471, 2009
Mysorekar IU, Isaacson-Schmid M, Walker JN, Mills JC, Hultgren, SJ.
Bone Morphogenetic Protein 4 Signaling Regulates Epithelial Renewal in the Urinary Tract in Response to Uropathogenic Infection
. Cell Host and Microbe;5:463-475, 2009
Calderon B, Suri A, Pan XO, Mills JC, Unanue ER.
IFN-gamma-dependent regulatory circuits in immune inflammation highlighted in diabetes
. J. Immunol.;181:6964-74, 2008
Doherty JM, Geske MJ, Stappenbeck TS, Mills JC.
Diverse adult stem cells share specific higher-order patterns of gene expression
. Stem Cells; 26: 2124-30, 2008
Ramsey VG, Doherty JM, Chen CC, Stappenbeck TS, Konieczny SF, Mills JC.
The maturation of mucus-secreting gastric epithelial progenitors into digestive-enzyme secreting zymogenic cells requires Mist1
. Development.;134:211-222, 2007
Lugus JJ, Chung YS, Mills JC, Kim SI, Grass JA, Kyba M, Doherty JM, Bresnick EH, Choi K.
GATA2 functions at multiple steps in hemangioblast development and differentiation
. Development;134(2):393-405, 2007
Doherty JM, Carmichael LK, Mills JC.
GOurmet: A tool for quantitative comparison and visualization of gene expression profiles based on gene ontology (GO) distributions
. BMC Bioinformatics 7:151, 2006
Giannakis M, Stappenbeck TS, *Mills JC (co first author), Leip DG, Lovett M, Clifton SW, Ippolito JE.
Molecular properties of adult mouse gastric and intestinal epithelial progenitors in their niches
. J Biol Chem 281:11292-11309, 2006
Huh WJ, Pan XO, Mysorekar IU, Mills JC.
Location, allocation, relocation: isolating adult tissue stem cells in three dimensions
. Curr Opin Biotechnol;17:511-517, 2006
Pull SL, Doherty JM, Mills JC, Gordon JI, Stappenbeck TS.
Activated macrophages are an adaptive element of the colonic epithelial progenitor niche necessary for regenerative responses to injury
. Proc Natl Acad Sci USA 102:99-104, 2005
Syder AJ, Karam SM, Mills JC, Ippolito JE, Ansari HR, Farook V, Gordon JI.
A transgenic mouse model of metastatic carcinoma involving transdifferentiation of a gastric epithelial lineage progenitor to a neuroendocrine phenotype
. Proc Natl Acad Sci USA 101:4471-4476, 2004
Mills JC, Andersson N, Stappenbeck TS, Chen CC, Gordon JI.
Molecular characterization of mouse gastric zymogenic cells
. J Biol Chem 278: 46138-46145, 2003
Mills JC, Andersson N, Hong CV, Stappenbeck T, Gordon JI.
Molecular characterization of mouse gastric epithelial progenitor cells
. Proc Natl Acad Sci USA 99:14819-14824 [This article featured in a Selected Summary by Erwin CR, Jarboe M, Warner BW in Gastroenterology 125:266-267 w, 2002
Mills JC, Gordon JI.
A new approach for filtering noise from high-density oligonucleotide microarray datasets
. Nucleic Acids Res 29:E72, 2001
Mills JC, Roth KA, Cagan RL, Gordon JI.
DNA microarrays and beyond: completing the journey from tissue to cell
. Nat Cell Biol 3:E175-178, 2001
Mills JC, Syder AJ, Hong CV, Guruge JL, Raaii F, Gordon JI.
A molecular profile of the mouse gastric parietal cell with and without exposure to Helicobacter pylori
. Proc Natl Acad Sci USA 98:13687-13692, 2001
Mills JC, Gordon JI.
The intestinal stem cell niche: There grows the neighborhood
. Proc Natl Acad Sci USA 98:12334-12336, 2001
Mills JC, Stone NL, Pittman RN.
Extranuclear apoptosis: The role of the cytoplasm in the execution phase
. J Cell Biol 146:703-708, 1999
Liu JY, Seno H, Miletic AV, Mills JC, Swat W, Stappenbeck TS.
Vav proteins are necessary for correct differentiation of mouse cecal and colonic enterocytes
. J Cell Sci, 122:324-33


text:
Retirement: How Much is Enough?
Bank Deal: Earn 1.00% APY on an FDIC-insured savings account at Barclays.
The topic of how much money you need to retire is of great interest to me — and, presumably, many of you. Can you retire with a million dollars in the proverbial bank? More? Less? As with many things, the answer is usually "it depends."
A popular approach to estimating how much you need to retire is to estimate your annual post-retirement living expenses and then multiply by 25. That's the amount of money you'd need to have socked away if you were willing to assume a 4% "safe withdrawal rate" (SWR).
In other words, if you need $40k/year, you'll need an investment portfolio of roughly $1M. And if you need $100k/year, you'll need a $2.5M nest egg. Simple enough, assuming that your portfolio will actually support 4% withdrawals without getting depleted early, and that you've accurately estimated your needs.
According to a recent study by benefits consulting firm Aon Hewitt, an alternative way of expressing your retirement needs is as a multiple of your final working salary.
Based on their results, an average worker retiring at age 65 needs to have eleven times their final salary stashed away (in addition to Social Security benefits) to be able to maintain their current standard of living. This analysis takes into account both inflation and anticipated post-retirement medical expenses.
If 11x your final salary is too steep, you can reduce the required amount to 9.4x by delaying retirement to age 67. Or, if you'd like to accelerate your retirement to age 63, you'll need 13.5x your final salary. This is considerably less than the 25x rule of thumb based on the 4% SWR mentioned above.
Interesting, but also flawed. The reason I say this is that you can't reasonably expect to translate someone's salary into a required nest egg without knowing more about how they spend it. Consider the following…
Bob and Mike both spend identical amounts to support their lifestyle — let's say $75k/year. But when you dig deeper you learn that Bob is living paycheck-to-paycheck on an annual salary of $75k whereas make is making bank at $150k/year and living well below his means.
Using a whatever-number-you-choose-times-salary rule, Mike's retirement needs would appear to be twice those of Bob, but clearly that's not the case. They both spend the same to support their lifestyles so, assuming that they want to continue living at that standard, they'll both have similar needs regardless of how big their current paychecks are.
Anyhoo… Ignoring that (major) flaw in Aon Hewitt's reasoning… How many people are actually on track to save this much? According to survey results, the typical "full-career" employee is on track to save 8.8x their final pay. That's a bit better than a couple of year ago, but still well short of 11x — and even further short of the old school 25x rule of thumb.
What about you? Have you done the math and set a specific numeric goal for your portfolio? If so, are you on track for a successful retirement? If not, what are you waiting for?
Wherever you've set the number, if you're not on track to make it there, there are some things you can do. The simplest approach is to scale back your standard of living, which has a dual benefit. By making do with less you can save more now and you'll need less later.
Source: NY Times
Related Posts
Filed under: Retirement,Saving & Investing
Comments (scroll down to add your own):
2 million is a good number, it is overkill since I will have a small pension on top of that, but once I hit 2 million the stock market can do pretty much whatever it wants and I will be fine.Comment by Anonymous — Jul 10th 2012 @ 1:55 pm
What can get tricky, though, is that the 4% should be relative to the current level of your savings, which could fluctuate quite a bit from year to year (depending on your asset allocation). I guess that's why, for planning purposes, one might consider putting part of one's savings in an annuity).
For myself though, I've long been an investor in the "Permanent Portfolio" (cash, stocks, gold, long-bonds) and hopefully that will continue to prove as low-volatility as it has in the past.Comment by Anonymous — Jul 10th 2012 @ 4:56 pm
I've read so much lately about having a number but I don't have one yet. It is on the list of things to do. I think I'll be safe though and I still have around 40 years to go.Comment by Anonymous — Jul 10th 2012 @ 7:24 pm
A rule of thumb like "11x final income at 65" can only be applied to a stereotypical, average consumer. Said SAC doesn't know their own expenses, and as such would have to make some stuff up (probably wildly underguessing). Then those errors would get magnified when the formula, which has its own assumptions and probabilities, is applied. At least the SAC probably knows about how much their income is, reducing the error.
Nevertheless, I agree that if you do know your expenses, you're probably better off using that. Or if your expenses are much lower (or higher) than the group of SAC's with your income level, you would be best served by measuring or making a good effort of estimating your expenses.
The 25x number doesn't include any social security. I assume the 11x number does though, which is a huge difference.Comment by Anonymous — Jul 11th 2012 @ 3:17 am
I think all of these 'rules of thumb' about the size of one's needed retirement fund are essentially hooey, useful for planners and individuals lacking the patience to do the hard work of a personalized retirement plan.
As you point out, everyone's situation is different. Depending on where one wants to live and how one wants to live in 'retirement' (I'm not sure what that outmoded word even means anymore), nest egg needs can vary widely. I intend to work, at least part time, as long as I have a few functioning brain cells and can get myself out of bed on my own. That aim of course throws a big monkey wrench into every retirement rule of thumb.
You gotta sit down with a spreadsheet, decide on your goals, and do the math! Then ignore the "experts."Comment by Anonymous — Jul 11th 2012 @ 9:08 am
I am way too far away to have a "number" but I never understood the SWR. It just doesn't make sense to me. If you are 64 and spending $100k/yr when you turn 65 it isn't going to magically drop to whatever 4% of your portfolio is.
Then add in the speed bump of whether your portfolio throws off 4% of dividends and/or rental income and I just can't comprehend planning that way.Comment by Anonymous — Jul 19th 2012 @ 9:15 pm
Evan: If you don't adjust your spending to what your portfolio will support once you retire, then you either need to keep working or get comfortable with the idea of running out of money.
The 4% rule is based on a series of simulations that includes market fluctuations, etc. That being said, past performance doesn't guarantee future results and all that jazz.Comment by Nickel — Jul 20th 2012 @ 3:30 pm
I understand how the 4% came about I am just saying it is pretty irrelevant in terms of reality.Comment by Anonymous — Jul 25th 2012 @ 2:19 pm
Evan: Why would it be irrelevant in terms of reality? If you have an amount of capital, and if that capital needs to sustain you indefinitely, then you must adapt your spending to stay within 4% per year. That *is* your reality. If you don't, and if you spend more than the 4% per year (or buy an annuity), then your probability of running out of money will increase with the level of your excess drawdowns.Comment by Anonymous — Jul 25th 2012 @ 3:53 pm
Evan: Saying it's irrelevant is just silly. As Matt pointed out, this is reality we're talking about. If you fail to plan and keep on spending as if you're still working even though you're living off a too small nest egg, then you're screwed — and your spending WILL eventually adjust because you'll run out of money. It's a planning tool. It tells you how much you'll need if you want to keep spending at a certain level. It's then up to you to make it happen. If you don't then you're in for a rude awakening.Comment by Nickel — Jul 26th 2012 @ 8:30 pm
I don't think my statements are silly at all. I am not disagreeing that it is a recipe for disaster all I am saying is what is more likely:Comment by Anonymous — Jul 26th 2012 @ 10:42 pm
Person A has $1mil in savings and spends 100K per year.
1) He cuts spending down to 40K
2) He keeps spending 100K and is screwed in 8 to 10 years.
Right. One of those approaches is "safe" and the other is not. Hence the term safe withdrawal rate. It has nothing to do with what is likely. It has to do with what is (arguably) safe and sustainable. The approach isn't invalidated simply because someone ignores it and winds up eating cat food later in life.Comment by Nickel — Jul 27th 2012 @ 9:03 pm
My plan is as simple as it gets for my wife and I. We plan on spending more in retirement because that is why we saved so much. We will be spending $20K more per year in order to travel and do more of what we can in our free time. With pension and Social Security our tapping of Retirement monies will be in the 1 to 1-1/2% of our accumulated portfolio. So we are far below the "safe withdrawal rate" (SWR). With that being said we can make adjustments as we need to and still be far ahead of the game outside any "economic catastrophe" that we face in the near future.Comment by Anonymous — Dec 12th 2012 @ 12:18 pm
I understand all the "math", but don't understand the logic.
Why is so much retirement planning done with a focus on "how much money you need" (as a lump sum), instead of investing for income, and then managing your "retirement" income earned from your portfolio + pension + social security vs. what you need to retire.
dbComment by Anonymous — Jun 20th 2013 @ 8:40 pm
Not everybody retires by choice. Sometimes people are forced to do so due to illness or physical problems that prevent them from continuing in their careers, or financial considerations such as layoffs.Comment by Anonymous — Aug 7th 2013 @ 12:40 am
Leave a comment
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
- Dave Ramsey is Bad at Math (693)
- Dish Network Customer Service SUCKS (537)
- $8,000 Homebuyer Tax Credit (429)
- Pay Off Mortgage Early or Invest? (424)
- How to Claim the First-Time Homebuyer Tax Credit (352)
- Termite Control: Sentricon vs. Termidor (330)
- How Much Should You Pay a Babysitter? (292)
- Ethanol Blended Gas = Lower Mileage? (273)
- Reduced Credit Limits? Share Your Experience (256)
- $15,000 Homebuyer Tax Credit (242)
- Buying Furniture off the Back of a Truck (237)
- Will Mac OS X Lion Kill Quicken 2007? (191)


text:
HomeT-5 Fluorescent light fixtures
T-5 Fluorescent light fixturesT-5 Fluorescent light fixtures
MQ2-Y14X4 Energetic T5 Fixture 4 Lamp Ultra Thin Parabolic (2X2)Features: L23.7 W 23.7 H 2.0 Wide partition panels allow for broad light distribution. Luxurious and elegant design makes the fitting more decorative. The reflector adopts a parabolic surface design and has specially designed grilles to eliminate glare. The light beam is soft and well distributed. Materials: The luminaire body is a pre-coated metal, based on zinc-plated steel. The louvers and reflectors use imported full-specular (Miro) aluminum. The perforated panel is also aluminum. Application: Widely applicable to luxurious hotels, restaurants, office buildings, or shopping centers. Mounting Method:Suitable for recessed mounting. Suitable for recessed mounting Price:
Length (in): 23.7
Diameter (in): 0
Volts: 0
Finish: Blue
Wattage (Watts): 14
Brand: Energetic Lighting
Base: Medium (E26)
Shape: Linear Tube (T-5 and T-8)
CRI Range: 0
Non Dimmable
- Special High Volume Quotes Click Here


text:
New Series Books for Emerging Readers and More...
Boris by Andrew Joyner. In this recent series for Early Readers, Boris the warthog embarks on some fun (and funny!) adventures. "This series is part of Scholastic's early chapter book line, Branches. Aimed at 5-to-7-year-olds, this line of books is for children who are just starting to read independently. With easy-to-read text, high-interest content, fast-paced plots, and illustrations on every page, these books will boost reading confidence and stamina. Branches books help readers grow!" -- Publisher Description. We have Boris On the Move (#1), Boris Gets a Lizard (#2), and Boris for the Win (#3). These are located in our JE (Easy Reader) area under Joyner.
Another newer series for Early Chapter Book Readers (averaging about 54 pgs. each) Dr. Roach's Monstrous Stories by Paul Harrison will appeal especially to boys in the 6-8 year age group. In Frogosaurus vs. the Bog Monster "Sammy and Tammy love the quiet Boggy Marshes full of insects and strange plants, but Maximus Sneer, an evil man with lots of money, has a secret plan to drain the Marshes and build shops and car parks. But instead of creating a shopping centre, he creates two gigantic monsters without even knowing it!" -- from Amazon. We have this book, along with Attack of the Giant Hamster and Night of the Zombie Goldfish, with more titles expected soon... Find this series in our JSeries section under "Monstrous Stories".
Located in our Beginning Reader section (JE's), Missy's Super Duper Royal Deluxe by Susan Nees is another new series that will appeal to 1st and 2nd grade girls(ages 5-7). The first book "Picture Day" as well as the others combine a graphic novel quality (plenty of pictures!) with larger type and approx. 72 pages, making them a sure hit with readers of early chapter books. "Missy is a very creative girl who does everything in her own super duper royal deluxe way!" (Amazon). Be sure to check out Missy #1 and Missy #2 Class Pets
Captain Awesome : "Eight-year-old Eugene McGillicudy is an imaginative boy who loves comic books and superheroes. Eugene also has his very own supersecret superhero alter ego named Captain Awesome."
"Now readers between the ages of five and seven can read chapter books tailor-made for a younger level of reading comprehension. Heavily illustrated with large type, Little Simon's young chapter books let young readers feel like they are reading a "grown-up" format with subject, text, and illustrations geared specifically for their own age groups!" -- Publisher Description. We have Captain Awesome #1, Captain Awesome #2 & Captain Awesome #3 The Captain Awesome books are located in our JSeries area under "Captain Awesome".
The Never Girls : "Kate, Mia, Lainey, and Gabby are special girls. They know how to travel between their hometown and Never Land—through a broken slat in a backyard fence. But what happens when the fence is repaired . . . with one of the girls stuck on the Never Land side? Tinker Bell and the Disney Fairies star in a magical new early chapter book series for girls ages 6–10 The Never Girls!"
We have Never Girls #1, Never Girls #2 & Never Girls #3 Located in our JSeries section under "Never Girls"
Clueless McGee (Clueless McGee #1) by Jeff Mack is another new series that will appeal to readers in the 8-10 year old, 3rd -5th grade level. It's modeled after the Diary of a Wimpy Kids series, with Cluess McGee being a "boy [who] fancies himself a private eye (and a ninja), so when the ever-popular mac and cheese goes missing from the cafeteria, he appoints himself to the case. His outlandish quest to find the bandit entails shrinking the principal's suit in the dryer, getting locked in the janitor's closet, and having more than one run-in with paint and chewed gum. Despite often finding himself the accidental victim, particularly in situations involving his teacher, the principal, and the school nurse, P.J. manages to succeed in catching the thief, much to his classmates' glee. P.J.'s goofy, good-natured personality shines throughout the book." (from School Libray Journal). Clueless McGee #2 is also a fun read, with the next book in the series due Jan. 2014. Find these in our JFiction area under Mack.


text:
The goal of Burke's inpatient programs is to ensure that each patient makes the maximum recovery possible.
The Burke Medical Research Institute is developing new treatments for disabling diseases and injuries.
Burke offers physical, occupational and speech therapy as well as other outpatient programs.
Burke sponsors support groups, educational events and fitness programs for the community.
Pioneering Rehabilitation
Burke Rehabilitation Hospital will host a FREE class on post joint replacement rehabilitation from 2 to 3:30 p.m. on Mar. 11 in the Rosedale Conference Room of Burke Rehabilitation Hospital's Billings Building located at 785 Mamaroneck Ave. in White Plains.
The class will feature presentations by a cross-functional team from Burke. The goal is to provide patients a better understanding of what to expect after joint replacement surgery. It will feature a formal presentation by representatives from various areas at Burke including; screening, admitting, nursing, social work and the business office. The program directors from Burke's Single Joint Rehabilitation and Orthopedic Rehabilitation programs will also be participating in the class. It is hoped that the program will provide patients with the knowledge necessary to make an informed decision as to what level of post surgical rehabilitation is appropriate for them; how to advocate for their choice of facilities; and how to navigate through a confusing and ever changing landscape of medical insurance and coverage.
For more information about the FREE Joint Replacement Rehabilitation class or to register, please call (914) 597-2848. Seating is limited and registrations will be taken on a first-come, first-served basis. Refreshments will be served and tours of Burke will be available immediately following the class.


text:
- Home
- Restaurants
- Miss Mamie's Cupcakes
Miss Mamie's Cupcakes
156 Roswell St. SE, Marietta, GA 30060 |
Get Directions
Phone: (678) 290-9811
Specialty Dishes: S'mores Cupcake
Down in Marietta, Ga., "cake and pastry extraordinaire" Mamie Jo Doyle is baking with vintage flair. Some of the popular cupcake flavors at Miss Mamie's are Red Velvet, S'mores and Guinness. A former Cupcake Wars competitor, Miss Mamie's Cupcakes happily serves designer cakes and fun daily specials.
See an error? Report This Listing
As Seen On
- Chocolate Tangerine Cannoli Cupcakes Recipe courtesy of Mamie Doyle, Cupcake Wars, 2011


text:
There is strong evidence that the contrarian campaign is enjoying success.the American public had been repeatedly fooled by the same strategy and tactics. On the other hand, we felt cautiously optimistic because disputes over other issues — tobacco smoking, acid rain, second-hand smoke, and the ozone hole — ended with the scientific evidence prevailing, and with regulation that (however delayed or weakened) addressed the problem.
After the Cold War, the Marshall Institute found a new enemy: environmentalists.Defense Initiative (SDI) from attacks by the mainstream physics community. The Marshall Institute drew its funding from a handful of conservative political foundations, and it defended SDI by loud claims of Soviet military superiority, claims that were found only a few years later — when the USSR disintegrated and the Cold War ended — to have been exaggerated, at best. However, although the Soviet threat was gone and the Cold War was won, the institute didn't go out of business. Instead, it found a new enemy: environmentalists.
The contrarian attacks became more virulent, more unprincipled, and more personal.emissions was warranted. However, Nierenberg and Singer worked to challenge that conclusion, adding a policy-oriented appendix by Singer — which was not approved by the entire panel — that first advocated free-market approaches to controlling pollution, and then concluded (but without a real quantitative analysis) that the cost of reducing acid rain would very likely exceed the benefits. Nierenberg also worked behind the scenes with White House Science Advisor George Keyworth to soften the conclusions of the report's executive summary and to make them seem more ambiguous than they had originally been. (Something Nierenberg would later accuse climate scientists of doing — only in the reverse.)
MORE FROM YALE e360
Climategate: Anatomy of
A Public Relations Disaster


text:
Abolish cash welfare, food and housing aid, except for the elderly and disabled, writes Peter Cove, founder of America Works, in What I Learned in the Poverty War in City Journal. We need to "move from a dependency culture to one of work-first," writes Cove, whose company trains "the supposedly unemployable" for jobs.
The federal government would use the huge savings from eliminating welfare to create or subsidize private-sector jobs, sending money to companies to reduce the cost of hiring and paying new workers. The government could also create programs similar to those run by the Depression-era Works Progress Administration, paying workers to build parks, refurbish bridges, clean streets, and so forth. The workers' wages would pay for the basics—food, clothing, and shelter.
But once we dismantle cash welfare and other forms of aid and offer paying jobs in their place, what about the children of those few people who simply refuse to work? I think that we should seriously contemplate removing these unfortunate children from their irresponsible parents. Under current child-welfare laws, social-services agencies can already take kids away from their parents if their home environment is unsafe. Is it so extreme to extend that policy to homes ruined by willful poverty and neglect? I concede that the alternatives here are not pretty; government-regulated foster care, in particular, has its own risks of abuse. Adoption, however, works fairly well in most of the country. Another solution would be the establishment of government-funded institutions, operated by voluntary and religious nonprofits, to care for the children.
It's time to think the unthinkable, writes Cove.
When I was reporting on welfare reform, every recipient I met said she wanted to work, if she get safe, reliable child care. My colleagues and I followed five welfare families. All found jobs. Only one quit — the one raised in a middle-class family. She got kicked out of a housing program too for refusing to make an effort to get off welfare. Her child wasn't doing well. If she'd lost custody, her parents could have taken the child and tried to do a better job the second time around.


text:
Pack Details
Title: All Maria - guajira
A complete collection of ALL iDance lessons taught by Maria!
Dance genre: Salsa
Packs are 15% off!
$161.19 $137.01
How it works
Lesson Packs are groups of lessons that are pre-selected for a certain theme, or are part of a larger sequence. When you purchase this Lesson Pack, you get access to all of the lessons contained in this pack, and at a significant discount.
Lessons included in this pack (61-81 of 81)
« Previous 1 2 3 Next »(61-81 of 81)
Salsa level 2
Salsa level 2
« Previous 1 2 3 Next »(61-81 of 81)


text:
Get Weird Or Go Home Tonight At RVCA
— By Erika Kali |
We know this rain is totally bringing you down, and all you want to do tonight is sit at home and watch last week's episode of Start-Ups: Silicon Valley (OH-EM-GEE she live blogged her date with the nerd/model?! Pa-TEH-tic), but do yourself and your sanity a favor and head over to RVCA tonight for the release party for the next installment of you favorite zine, Get Weird Or Go Home II. From their Facebook event page:
Our beloved Get Weird Or Go Home zine is turning two this year and to celebrate we're throwing a bash with beers, babes, hot chick DJs, bands and lots of copies 4 sale!
The special twist to the evening is that photos from Get Weird Or Go Home will be hanging in the RVCA store and FOR SALE. Unreal, right? No way! This is real life and we are just so excited to show-off our talented friends!
**~~**Spinning music to sway, grind and rub elbows to: DJ MY G and LISA DINAMITA**~~**
**~~**ROCK AND ROLL BANDS to wink at cuties to include: Grandma's Boyfriend (http://on.fb.me/WB9UcB) and WARM SODA (http://warmsoda.bandcamp.com)!**~~**
The roll call of GWOGH's contributors reads like a who's-who of local photog's and creatives that have made a name for themselves already, plus I know *for a fact* that this event will be crawling with babes. Everywhere. Also, you're dying to know what "special shit" is.
See you there.