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About the Authors: María Otero serves as Under Secretary of State for Democracy and Global Affairs, Esther Brimmer serves as Assistant Secretary of State for International Organization Affairs, and Reta Jo Lewis serves as Special Representative for Global Intergovernmental Affairs.
As we arrived at the site of the UN Habitat-organized World Urban Forum V, we were immediately struck by the energy and enthusiasm in the air. At the nearly mile-long stretch of once dilapidated warehouses that now anchor Rio de Janeiro's downtown redevelopment, nearly 15,000 of the world's elected officials, municipal leaders, NGO activists, and urban thinkers came together to address the complex challenges and opportunities shared by rapidly growing cities and urban corridors. With more than half the world's population now living in cities, we know that the management of urbanization connects with many of our foreign policy goals, including our response to climate change and improving global public health.
Given these connections, this year the State Department sent to the World Urban Forum our most senior delegation to date -- signaling the United States' recognition that urban growth and development affects millions of citizens at home and abroad. We clearly sensed the appreciation from our U.S. and global partners for our increased engagement in this biennial gathering.
The diversity of our discussions and presentations at the World Urban Forum reflect the range of issues within urbanization: We addressed the unique aspects of governance, participation and civil society; the important role of the United Nations and international organizations working on urbanization; lessons learned from Haiti's earthquake and a call to action for continued efforts; and the special significance of municipal and sub-national leadership in coming together to respond to this global reality.
We look forward to working together in new ways and with partners to build cities of opportunity for all.
We would like to continue our engagement on this topic through online communities. To start the conversation, what elements of city life do you think could be most improved as the number of people in your city increases? What impact do you think urbanization is having on foreign policy issues?
Related Entry:Addressing Urban Issues: An Important Element of International Engagement
Palgye in South Korea writes:
i`m very interesting, return of N-Korea`s six-prty talk.
and, Kurt M. Campbell Assistant Secretary, Bureau of East Asian and Pacific Affairs visit in Seoul.
and, Kurt M. Campbell has a rich career the problem the people who must solve, the thought does.
The solution method thinks always economy. If there was not support of China, almost ........... Recently thinks the influence of China became larger more.
and USA
To escape the fact that is formal announces the statement there is a result which is substantial.
The shipyard and the auto industry think with the fact that will have the competitive power which is considerable. (The heavy chemical industry) the restraint means becoming, does, .....
Nimref in the Philippines writes:
Everywhere in the 3rd World, 60% or more of populations crowd into cities despite the scarcity of urban jobs. The result: slums, crime, prostitution, child labor and every imaginable misery too common in poor countries.
What's the solution? Obviously billions of good-paying jobs have to be created in the rural 3rd World.
How? The best way appears to be thru the profit motive, using the internet as world-scale facilitator. Thru blogs and websites, millions of individuals and various World Aid organizations may contribute 'affordable capital' towards setting up of highly-profitable agribusiness models in the 3rd World. Examples: hundred-hectare multi-crop farms, forest ranches, managed forests, reforested mini-hydropower chains, forest resorts (upland, coastal, waterways), mangrove shrimp and crab farms, etc. Such projects can yield above-average dividends to investors. The topper is ethanol distilleries with sweet sorghum plantations and contract growing for small farms, which cost just $15 million per project yet profits at an astounding 80% of sales! Such high profit rates should encourage billions of low-income 3rd World employees to replicate the models.
Capital lack forces them to press for a local law that lends capital to thousand-employee groups that set up joint ventures with 1st World suppliers of farm machines and production equipment. Joint ventures triple local capital and raise tax incomes so the law should quickly pass. Perennially dollar-short 3rd World governments will in turn lobby 1st World states to pass laws that grant long-term loans to the joint ventures.
Agribusinesses address global warming and create huge markets for 1st World products so said 1st World law should likewise pass with little difficulty. Non-profits as proven agribusiness modelers may be expected to manage the consequent trillion-dollar lending funds. Laws are forever unless repealed so the twin laws should create millions of rural jobs for 3rd World poor, for all eternity. All the miseries incident to urban congestion and unemployment eventually ends as urban populations spread out countrywide towards jobs that yield good salaries, plus stock shares, bonds, interest and dividends that together afford quality education which is the proven road to the middle classes. (For details of this scheme, visit povertyslayers.blogspot.com).
Yang L. in U.S.A. writes:
In my mind the sense of urbanization, especially in countries with less resources, is an important idea that can unite world leaders from all over. We constantly find reasons to argue and dispute over, but seldom can we find an issue or topic to agree upon and work towards as a global community. The United States has always been a world leader in foreign policy and with that said, it is our social duty with agencies such as USAID to provide solutions for tomorrow's problems today in these underdeveloped nations.
I feel that it is more important during these recent natural disasters that various heads of states come together with the support of the United Nations to foster and coordinate a joint effort in combating disease and malnutrition all over the world. Programs of governance can and should be adopted by our government to assist developing countries seeking ways to promote urbanization within their infrastructure. Because of resources like the Civilian Response Corps and the Civilian Stabilization Initiative our country should be at the frontlines of helping others.
One of the biggest trials that these nations face is the problem of affordability in these instances of radical self improvement. There is no easy way to give much financial aid, especially when our country is just getting out of a recession, but it is still in our country's benevolent nature to aid and assist. Sending the most senior delegate to this forum has given me a newfound sense of satisfaction that we are a country that is blessed with so much, yet we are still a country humble enough to help others whenever we can.


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Topic: help with rvm post-install problems
I really would like some basic idea of what I'm doing with rvm and not have to hack it when I apparently mess things up.
For instance -- this is my current issue. I added the restful-authentication gem for a rails > 3.0. And it installed rails 2.3.14. My default was 3.2.8. This is ruby 1.9.2. I uninstalled the 2.3.14 rails, but it still says that is my default. And I have no idea why this is doing that.
rvm is also only listing one version of ruby and i believe I had installed multiple versions; but I have uninstalled it, and reinstalled it many times when I was getting it to work with Passenger, and I really don't want to go through that again.
Should I just uninstall rails reinstall it, and this will give me the current version?
And I guess -- moreso -- what exactly is happening; what am I doing wrong thats causing this so I can avoid doing this in the future.
Thanks, for my newbie questions.

subset: commoncrawl


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"Rock Da House"
Special Dance Party
Friday 24th September 8 - 12
Super Heavy DJ's spinning the Fat Dubs & Styles
LIVE BANDS! : "Portnawack & the Woo" - "Forest Reggae AllStars"
Come on people, lets shake those party legs! Wiggle those toes! This is a very Special event..
Last time for me for a while, I'm going Czech for the winter, Come Dance With Me!


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Idaho students would have to read Ayn Rand's Atlas Shrugged and pass a test on it to graduate from high school under a bill introduced by Sen. John Goedde, chairman of the Idaho Senate's Education Committee.
Goedde said he won't push the bill, but wants to send a message to the State Board of Education, which repealed a rule requiring two online courses to graduate from high school. "It was a shot over their bow just to let them know that there's another way to adopt high school graduation requirements," Goedde said after the meeting.
He hasn't read the book for 30 years, "but it certainly gives one a sense of personal responsibility," Goedde said.
In the 1957 novel, productive citizens go on strike against heavy taxation and government regulation. When the innovators and makers disappear, society collapses. Capitalists have better sex too.
Rand's Anthem would be an interesting choice for teenagers. It's set in a world in which the idea of "I" has been lost. It's a lot shorter than Atlas and I don't think there's much sex.
I had to memorize the Preamble of the Constitution to get out of junior high. Is there a book that all high school should be required to read?


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For the fifth year, the Union College Social Work program will host Professional Social Work Day, a collaborative educational event to support the region.
The event is Friday, Feb. 28.
This year's theme, "All People Matter," reflects the national theme for social work month.
"The recognition of a focus on the human strengths of our region is exciting," said Sarah Hendrix, Ph.D., associate professor and event organizer. "Appalachian peoples have been successful in caring for one another for some time and will continue to do so in the future. Talking about social and educational models that work can only strengthen our approaches."
Registration is 8 a.m. in the Patridge Conference Room at the Patridge Campus Center. Events begin at 9 a.m. with an opening plenary "Appalachia & Social Work: History in the Making – A Panel Discussion" featuring Dr. Amanda Fickey, the Rev. Mike Feely and Brent Hutchinson.
Other CEU and professional development offering will include child abuse, DSM-V, ethics, HIV, pediatric head trauma and drugs in our region.
James Davis, Ed.D., Somerset Community College and Amy Cox, MSW, of the Commission for Children with Special Needs, will also be honored at a brief lunchtime ceremony.
A total of six CEUs may be earned. Cost is $50 with active NASW members attending for $35. Union College social work advisory board members and field supervisors will not be charged. CEUs are provided by the Kentucky Association of Social Workers. Lunch is included in the cost.
There will be a special afternoon session focusing on child abuse and the classroom for K–12 educators.
Scheduled to present are: Brent Hutchinson, director of the Hindman Settlement; the Rev. Mike Feely, director of Mission Advancement at Henderson Settlement; Dr. Amanda Fickey, assistant professor and coordinator of Appalachian Studies at Union College; Mark Johnson, MSSW; Dr. Martha Ellison, professor at Union College; Bruce Miracle, MSLS, Union College; Kathleen Dean, MA, program and training specialist, Prevent Child Abuse Kentucky; Edwin Hackney, MSW, LCSW; Jennifer Bruner and Robbie Bambrel of the Department for Community Based Services.
The event is co-sponsored by the Union College Social Work Program, the Kentucky Chapter of the National Association of Social Workers and the Educational Studies Unit at Union College. For more information, contact Kay King or Sarah Hendrix.


text: LANSING COMMUNITY COLLEGE CURRICULUM GUIDE Photography Certificate of Completion Curriculum Code: 0963 (Effective Fall 2003 - Summer 2008) This certificate program is designed to provide students with the necessary technical knowledge and skills needed to qualify for entry level photographic support positions. All of the course work may be applied toward the Photographic Imaging Technology Associate in Applied Science Degree. PREREQUISITES Students should see Course Descriptions or Course Offerings for course prerequisite information. See the Assessment and Placement Testing section for skills assessment and advising information. INFORMATION Contact the Visual Arts and Media Department, Academic and Office Facility, Room 208, telephone number (517) 483-1574. REQUIREMENTS TOTAL: 27 CREDITS CODE TITLE CREDIT HOURS ARTS 171 Computer Graphics/Digital Imag 3 IMAG 111 Intro to Photographic Tech I 4 IMAG 112 Design for Imaging Tech 3 IMAG 113 Lighting Concepts/Applications 3 IMAG 114 Intro Photographic Color Tech 3 IMAG 117 Intro to Photographic Tech II 4 IMAG 119 Intermediate Lighting 4 IMAG 210 Intermediate Color Ap and Tech 3 MINIMUM TOTAL 27 NOTES: 1. Students may be required to purchase additional supplies, materials, and/or equipment not covered by course fees. SUGGESTED COURSE SEQUENCE Students should see course descriptions to find out when departments plan to offer courses. Students who for any reason are unable to follow the course sequence suggested below (for example, those who are part-time, have transferred in courses from another school, or have prerequisites to fulfill) should contact an academic advisor or counselor for help with adjustments. I II III IMAG 111 IMAG 114 ARTS 171 IMAG 112 IMAG 117 IMAG 210 IMAG 113 IMAG 119


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Perfect bob hairstyle with beautiful fringe
A perfectly executed bob gives very dark brown hair perfect lines and great volume, despite the shortness. Straight hair is cut in a one-length bob, before hair is sectioned at the front to create additional visual interest. Hair from deep on the crown is brushed forward, the cleanly, clearly, swept to one side of the face. There, ends are again cut, and layered, so that they form a point just at the jawline beside the chin. The lines of the bob are such that they curve out, but still hug the silhouette of the head, covering even the ears. The created fringe is streaked with deep auburn highlights, especially at the outer edge, emphasizing the part.


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By Brandon Speck/NEMS Daily Journal
MEMPHIS – Romero Osby may have transferred from Mississippi State, but the Mississippi boy would love to start an NBA career close to home.
Osby worked out for the Memphis Grizzlies last week, a reasonable drive up I-55 from his Meridian hometown if his NBA dream became reality here.
The 6-foot-8, 232-pound forward is on the same path as other hopefuls, showcasing his skills in front of as many teams as possible.
"I'm getting some good feedback, no promises of course, but some good feedback," said Osby, trying to work his way into the second round of the June 27 draft. Memphis has three second-round picks.
"I'm not really buying much into the draft boards, just letting coaches and GMs see what I can do and hopefully somebody likes me."
Osby spent two seasons with the Bulldogs after a standout career at Northeast Lauderdale. After limited playing time in two seasons in Starkville, Osby averaged 16 points and seven rebounds as a senior in Norman.
A first-team All-Big 12 selection last season, he spent five years in college and is married with a daughter.
"I've been around the block, so I know how to be a pro on and off the court," Osby said. "On top of that, I think I can bring versatility, play inside, outside, be a hybrid kind of."
Osby is working on ball handling and outside shooting, things he didn't get to showcase much in college. He joked around with a cameraman wearing Mississippi State gear after the work at FedExForum. Wherever his career starts, he has a handle on what he needs to prove to start it.
"Being able to show I can play the small forward at the NBA level as well as be strong enough and quick enough to guard power forwards," Osby said.
Osby wasn't the only former Mississippi SEC player at the workout.
Former Ole Miss forward Murphy Holloway worked out here for the second time, only the second player invited back through five predraft workouts.
"Another great workout. I hope it's something they like in the game and not that I'm just like an hour down the road," Holloway said, then smiled. "I just play my hardest when I get out here and hope it pays off for me."


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Running In Place - Page 2
Between frequent incoming cell calls, texts and emails, Engle is open and talkative, cracking jokes and flashing a ready smile. Despite his accomplishments and celebrity in the running world, he is self-deprecating, magnetic. In short order, he can take to calling you "brother," eschewing handshakes in favor of hugs. While his gregarious nature rides easily on the surface, when a couple of friends show up, an uneasiness drifts into the air.
One is Jack Fierstadt, a real-estate attorney in Pasadena, California, who has come to support Engle, whom he met in a tent in a multi-day stage race in the Gobi Desert in 2006. "This case is bullshit," he tells me. "I've never seen anyone prosecuted criminally for this kind of thing."
As his ex-wife Pam Engle, housemate, Chip, and friend Elaine Daniels filter into the house, Engle enthusiastically gives Fierstadt and another visitor beta on running the tree-lined trail visible across the street.
"People are treating me like I have a terminal disease," he says, turning to me as the two bolt out the door for a run. "I am not a gentle person or known for my subtlety or shyness, so I can joke about it"—his impending sentence—"but my friends are afraid to."
Indeed, Engle tells prison jokes unabashedly, about not taking many showers, about at least not planning to have sex for the next year or so, about his "federal vacation" where he will be learning "about a whole new culture." While Engle's humor lightens the mood, he becomes serious about one thing, two actually— his sons Brett, 18, a freshman at the University of North Carlina-Greeensboro, and Kevin, 16, a sophomore at the Early College at Guilford—whom he sees daily when not traveling.
"People have to listen to me talk incessantly about my kids," says Engle. "The worst thought [about prison] would be something happening to them, from an emotional standpoint, and not being around to help them."
At the time I visited, Engle's legal misfortune has been recently highlighted in a January 3rd blog post entitled "Charlie Engle's Fraud-Funded Sahara Run—Will He Get 111 Days in the Slammer?" by a prominent California trail runner Scott Dunlap, who writes runtrails.blogspot.com.
Some commenters on the post jumped on Engle's case, with scathing sentiments like: "Be mad all you want at Scott for his tone, but it is his blog and his point of view," wrote one poster, identified by the screen name of Anthony Brantley. "Regardless, Charlie is a thief, Google what occured and read the articles, the guy's a thief. Who you are or what you did does not absolve you of your bad deeds. The statement he made `everybody was doing it' is pretty telling of his character, IMHO. As far as his family and sons go, maybe he should have thought of them before he did what he did. ... The guy did these crimes to do and live the way he wanted. I don't care what his reason or cause was, it was wrong. ...For whatever reason [the investigator] checked up on Charlie and found out he was a crook."


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About the Author: John Zak is a Grants Program Coordinator at the U.S. Embassy in Maputo, Mozambique.
Mozambique's landmine problem was once one of the most severe in the world, with a legacy of landmines and explosive remnants of war from decades of conflict. Since 1993, the United States has provided more than $47 million of assistance in Mozambique to safely clear areas of landmines and unexploded ordnance, helping safeguard communities and demonstrating America's commitment to peace and stability in Mozambique.
Our latest $2 million grant will fund survey and clearance teams from The HALO Trust, a United Kingdom-based nongovernmental organization (NGO) and leading U.S. humanitarian demining partner. These HALO teams ─ staffed largely by local Mozambican demining technicians ─ will survey all villages across six districts of Maputo Province as well as conduct re-survey and clearance of priority minefields in Maputo, Manica and Tete.
In all, tens of thousands of landmines were laid in Mozambique during its 1964-1975 fight for independence and throughout the civil war that followed. All factions used mines to defend provincial and district towns, roads, airstrips, key bridges, power supply infrastructure and military posts. Although the civil war ended in the early 1990s, landmines and unexploded ordnance continue to claim lives and hinder development.
Newly cleared lands mean new opportunities to continue rebuilding Mozambique through economic development and building new communities, farms, and businesses. But landmines are more than a physical threat ─ they are also a powerful symbol of the violence and instability of Mozambique's past. When we remove landmines, we also help Mozambique remove the vestiges of the past and move toward a new era of peace and stability.
After more than 17 years of foreign assistance funding demining activities, the number of known and suspect hazardous areas has been significantly reduced with help from the U.S. Humanitarian Mine Action program, a joint effort by the Department of State, Department of Defense, the U.S. Agency for International Development, and the U.S. Department of Health and Human Services who work together to reduce risks in nearly 50 post conflict countries around the world.
From Angola, to Afghanistan, to Sri Lanka, U.S. Humanitarian Mine Action has delivered more than $1.3 billion in aid, making the United States the world's leading contributor to post-conflict efforts to help countries remove these explosive remnants of war. Projects funded under the U.S. Humanitarian Mine Action program include:
• Mine clearance projects by 63 partner organizations such as The HALO Trust;
• Mine-risk education to help area residents avoid injury by identifying potential hazards;
• Research and development into new demining technologies;
• Training local demining technicians in affected countries; and
• Supporting rehabilitation programs serving those injured by landmines and unexploded munitions.
U.S. Humanitarian Mine Action has contributed to significant reductions in casualties from mines and explosive remnants of war, and is one of many ways the United States is demonstrating its commitment to peace and stability in Mozambique and the wider region.
We look forward to a time when all Mozambicans are free to walk on their land without the fear of explosives. The United States supports the aspirations of Mozambicans who wish to make their hopes for a more peaceful, more stable, and more democratic Mozambique a reality.
Donald in Virginia writes:
Seems to me like there should be a method of flooding the land with water, creating a swamp land environment, what ever is buried would be rusted and most likely unable to fire. Possibly adding something to the water that adds corrosion to metal and wait a period of time for the water, corrosion to destroy the land mine. Trying like a square of area at a time and zone it off, then flood it completely. Then after its flooded, come in with boats with sonar equipment or metal detectors and find the mines. Once the water, and chemicals have had a time to work, then remove them safely without injury to mankind. Those that have dug up landmines knowing what material the devices are made of would know which element to use to defuse it with, so it would be easier to handle. Just an idea to help remove land mines safe.
Cathy in U.S.A. writes:
Great article. What a horrible thing to have to live with everyday, the fear of stepping on a mine. Good Job USA!!!
Agnes in U.S.A. writes:
Good article, Zac. Sounds like you like the work you're doing but it would scare me half to death. Also makes me appreciate the good old USA a bit more. How many people know about our relationship with Mozambique and the good we do there? Any plans to visit GR soon? Give Amy a big hug for me. You are both still appreciated for the good time I had with you in Africa.
Sara in Washington, DC writes:
This is a phenomenal service that is being provided, I don't think many people realize the severity of landmines. The risk associated with these devices is not only death, but amputations. For Mozambiquans, living in one of the poorest countries in the world is difficult enough, much less having to learn how to live after a loss of limbs. There are very few organizations that help support amputee victims and as one news article I read stated, an amputee is not born learning how to cope with his/her disability so instead of learning to adapt to a deformity early on, that person must relearn how to live a normal life.
Because of the years of bloody civil war following Mozambique's independence, these landmines are spread throughout the country, not just in isolated situations. It is not the same as the landmines found near the North and South Korea border because that is a designated zone, and those landmines, used rightly or wrongly, are for border protection. However, in Mozambique, the landmines could be anywhere. Most often death or amputations occur because children were out running in a field, or adults were out looking for firewood or food. These are everyday activities that everybody should be able to enjoy or perform without the risk of danger. Deactivating these devices is definitely the first step towards helping the people of Mozambique lead a safer and better life. As a follow up, I would like to see more NGO's or other organizations step up efforts to provided assistance such as wheelchairs or physical therapy to amputee victims. However, this may be a far reaching dream because the biggest challenge right now is getting rid of these landmines.
Teddy in Sudan writes:
We want to follow your way of clearing all landmine from southern sudan. Its excellent a work done.


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Earl Koss
KOSS, Earl, 65, of Lachine, died Tuesday, March 19, 2013, at home.
He is survived by his wife, Vivian; two children, Todd and Julie; three brothers and three sisters, Richard (Evelyn) Green, Norvel (Patricia), Janet (Dominic) Krajniak, Edna (Robert) Haller, Karen (Anthony) Roznowski and Wayne.
Visitation will be held at the Bannan Funeral Home in Alpena on Thursday from 4-8 p.m. with a V.F.W. Post 2496 service at 5 p.m. and a parish prayer service at 7 p.m. Visitation will continue Friday at St. Augustine Catholic Church from 9 a.m. until the mass of Christian burial at 10 a.m. with Rev. Rolando Silva officiating.


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Cramer's 'Mad Money' Recap: Next Week's Game Plan
NEW YORK (TheStreet) -- The economy stumbled last month, Jim Cramer said on "Mad Money" Friday about the day's disappointing jobs number. But that's now behind us, which means the markets will be looking forward to earnings and the latest macroeconomic data.
That's why on Monday Cramer said he'll be watching a host of economic data from China, Germany and Japan, as well as the latest words from our own Federal Reserve chairman, Ben Bernanke. Beyond the macro news will be earnings from Alcoa
Tuesday brings more macro data and also an analyst meeting from First Solar
On Thursday it's more bad news, with the latest unemployment claims, this time including the opening wave of government layoffs from the sequester. One bright spot: Pier1 Imports
Finally, on Friday it's bank day, with JPMorgan Chase
Executive Decision: Nick Schorsch
In the "Executive Decision" segment, Cramer sat down with Nick Schorsch, chairman and CEO of American Realty Capital Properties
ARC has been in a battle to acquire the privately held REIT of Cole Capital Properties III. Schorsch said the deal would be 10% accretive to ARC shareholders and would be a good deal for Cole's shareholders because they would have a publicly traded vehicle for their investment. He said ARC has the capital and credit available to complete the deal and he hopes that the mudslinging comes to an end so the companies can seriously consider the merger.
When asked about the company's dividend, Schorsch said that ARC is committed to raising its dividend along with its growth prospects. As such, ARC plans to grow earnings by 16% this year, not including a deal with Cole. He said that either with or without a deal, ARC is poised to have a great 2013.


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your express consent. For more information, please refer to our Privacy Policy.
Melnyk, Bernadette Mazurek PhD, RN, CPNP/PMHNP, FNAP, FAAN; Fineout-Overholt, Ellen PhD, RN, FNAP, FAAN; Stillwell, Susan B. DNP, RN, CNE; Williamson, Kathleen M. PhD, RN
This is the first article in a new series from the Arizona State University College of Nursing and Health Innovation's Center for the Advancement of Evidence-Based Practice. Evidence-based practice (EBP) is a problem-solving approach to the delivery of health care that integrates the best evidence from studies and patient care data with clinician expertise and patient preferences and values. When delivered in a context of caring and in a supportive organizational culture, the highest quality of care and best patient outcomes can be achieved.
The purpose of this new series is to give nurses the knowledge and skills they need to implement EBP consistently, one step at a time. Articles will appear every two months to allow you time to incorporate information as you work toward implementing EBP at your institution. Also, we'll schedule "Ask the Authors" call-ins every few months to provide a direct line to the experts to help you resolve questions. Details about how to participate in the calls will be published with January's Evidence-Based Practice: Step by Step.
© 2009 Lippincott Williams & Wilkins. All rights reserved.
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Expert tips from Dr. Michael Roizen on how to get rid of a hangover.
Q:�Can hangovers be prevented? A:�There�s only one surefire way to prevent hangovers: Don�t drink too much! But when you�re attending festivities where the alcohol is flowing freely, these steps can help make the next morning� a little smoother and safer: Choose light alcohol over dark alcohol. Darker drinks contain substances called congeners that give flavor, color and aroma to alcohol�and may also increase your chances of a hangover headache. Eat foods with healthy fats such as avocados or walnuts while you drink to help slow or delay alcohol absorption. �Dr. Michael Roizen, internist, Cleveland Clinic's Chief Wellness Officer and co-founder of RealAge.com �Get more expert answers here. Brought to you by: Spry Living


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wannalift wrote:My legs/hips are super sore today from the hockey game last night. Normally I would ride, but I know I am better off resting them for tomorrow's ride.
How do find the goaltending affects your hips generally? I've been told that my hip problem is congenital but I always wonder how much my 13 years of butterlyling had to do with it.


text: In 1837 John Deere improved agriculture forever when he created the steel plow, which aided pioneers in their farming endeavors. Since then John Deere has built a solid reputation on manufacturing reliable and quality farm equipment. That's why it's no surprise John Deere work boots and shoes are as equally and skillfully crafted. John Deere's heavy-duty footwear features various styles made to fit each person's individual taste. Each pair is constructed with lasting durability made specifically for outdoor working conditions. Pull on a pair of John Deere� wellington boots, and get right to work. This tough boot is the working cowboy's no-nonsense choice. Work boot features an Aged Oak waterproof leather foot with matching 11" leather shaft. Genuine Cambreel II lining and moisture wicking cover are treated with Agion Antimicrobial to reduce foot odor. Goodyear� welt construction.


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Thursday, February 7, 2013
NTSB Identifies Dreamliner Battery Fire Origin, Still Studying Cause
U.S. safety officials investigating the cause of the Boeing 787 battery fire in Boston last month have narrowed the origin of the fire to one of the lithium ion battery's eight cells, however the actual cause of the fire is still not yet known.
All 50 in-service Dreamliners worldwide have remained grounded since mid-January, when FAA issued an emergency airworthiness directive to ground the planes and conduct a safety review following a string of incidents involving the Dreamliner, including a battery fire on a Japan Airlines (JAL) aircraft.
National Transportation Safety Board (NTSB) Chairman Deborah Hersman said investigators have determined both thermal and mechanical damage pointed to an initiating event in a single cell of the Dreamliner battery from the JAL fire that is currently being examined. Examination of the battery shows signs of short circuiting which lead to a thermal runway condition and cascaded to other cells in the battery, resulting in the temperature inside the battery case to exceed 500 degrees Fahrenheit.
Additionally, investigators have ruled out any possibility of external short circuiting or mechanical impact damage leading to the battery fire.
"NTSB learned that as part of the risk assessment Boeing conducted during the certification process, it determined that the likelihood of a smoke emission event from a 787 battery would occur less than once in every 10 million flight hours," NTSB said in a statement.
Hersman noted the two incidents involving the Dreamliner's lithium ion battery occurred with fewer than 100,000 flight hours logged on the aircraft.
"The assumptions used to certify the battery must be reconsidered," said Hersman.
NTSB will issue an interim factual report on all of its findings within 30 days, though Hersman gave no timetable for a return to service; the decision to allow the Dreamliner to fly commercial flights rests with FAA.
On Wednesday, FAA approved a one-time ferry flight to move a Boeing-owned 787 from Texas to its headquarters in Washington. Boeing had requested permission to conduct several test flights, but was granted the one-time flight with a number of conditions regarding testing and monitoring the plane's battery.
U.S. Transportation Secretary Ray LaHood and FAA Administrator Michael Huerta issued a joint statement regarding the ongoing investigation on Thursday, confirming NTSB's report, but not yet issuing a possible timetable for when the grounded planes could return to service.
"Last month, we announced a comprehensive review of the 787's critical systems including the aircraft's design, manufacture and assembly. Since then, the FAA's team of technical experts has been working around the clock to understand what happened and how best to prevent these issues from recurring. As part of this effort, the FAA is looking at both the certification process and specifically at the required tests and design of the aircraft's lithium ion battery," Huerta and LaHood said. More
Follow @AviationToday


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Reviewed By Jason T (Johnson City, NY) Reviewed for a 2014 Toyota Sequoia —9/14/2015 8:51 AM
I looked at every available cargo box on the market I think. I watched YouTube videos, read online reviews from professionals and users. I'm sure I over did it. I debated as to whether or not the Sonic box was worth the extra money to get its dual-side opening feature or slick surface. What I can say is that this box looks like a premium accessory, not a bargain basement "appliance" to put stuff in. I found I really did appreciate being able to access cargo from both sides as well.


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Palm Beach County Medical Society will host the Future of Medicine Summit VII on October 10-11, 2013 at the Kravis Center, Cohen Pavilion - 701 Okeechobee Blvd, West Palm Beach. This program is intended for physicians, physician assistants, nurses, researchers, social workers, psychologists, pharmacists and other interested clinicians as well as medical administrative staff and the general community.
The Future of Medicine Summit VII will feature local and nationally recognized speakers to share their wisdom with guests. Featured speakers will include: Daniel Kraft, MD, a medical technology innovation expert with Singularity University; Brian Klepper, PhD, health care economist with We Care TLC; Ardis D. Hoven, MD, president of the American Medical Association; and Randy Van Straten of Bellin Health.
Palm Beach Illustrated is the exclusive magazine sponsor.
For a full list of sponsor opportunities, ticket information and speaker schedule, click here.
Register online at pbcms.org/futureofmedicine.


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Tuesday, October 7, 2008
Cindy's Before and After
I was digging through my files and found a before and after shot of one of the clients from the Trash the Dress Shoot. I was glad I found it because I didn't get a lot of close makeup shots with this shoot. You can see that her blue eyes really pop after the makeup was done.
Till next time, ciao bellas!
15 comments:
- Kimberly Tia said...
Wowsers Woman
You worked mama OVAH-time... love your youtube channel and blog!!
If only I was in ATL!!! -tia
- October 7, 2008 at 10:10 AM
- Askmewhats said...
I love this her blue eyes definitely popped! :) Great job!
- October 7, 2008 at 10:16 AM
- Le Midget said...
It looks like her entire iris grew a size. No circle lenses needed lol.
- October 7, 2008 at 10:26 AM
- Nic Nic said...
you did an amazing job!!!
- October 7, 2008 at 10:27 AM
- ChyiX2 said...
Woah woah woah! Amazing what make-up can do. No wonder all the celebrities always look so gorgeous. If I didn't know better, I'd think thst she had popped in some blue contacts or something.
- October 7, 2008 at 10:58 AM
- Product Junkie Diva said...
REN- AMAZING transformation.
- October 7, 2008 at 12:46 PM
- LadyJane said...
VERY pretty. Did you do her hair too?
- October 7, 2008 at 1:51 PM
- jeSmakeup said...
yeah! its pretty and still very natural
- October 7, 2008 at 2:27 PM
- MakeupByRenRen said...
kimberly: thanks hon!
askmewhats: i know right...deep truth e/s did it!
le midget: lol i wonder what she would have looked like with circle lenses
nic nic: thx hon!
chyix: i know right! cuz when u see celebrities without makeup it's like ewwww
PJD: thanks girl!
lady jane: aww thanks for checking up on me...i'm still jacked up, lol..it wasn't vaseline though it's actually chapstick that made me have an allergic reaction...now i'm trying to use vaseline to recover...
jesmakeup: thanks hon!
- October 7, 2008 at 2:35 PM
- yummy411 said...
omg her eyes really do pop.. gorg!
- October 7, 2008 at 2:50 PM
- Iyah said...
OMG she looks totally a different person! Make up can do miracles. :p She looks like a hot mama after the make up was done! :D
- October 7, 2008 at 4:24 PM
- Joey said...
Wow, they really do pop! I love it when makeup just accentuates peoples' features instead of burying them in a ton of makeup! Simply gorg, Ren Ren (:
- October 7, 2008 at 6:24 PM
- Wes said...
Wow... You really made her eye color pop
- October 8, 2008 at 9:33 AM
- Couture Carrie said...
Wow! Gorgeous work!
- October 8, 2008 at 3:12 PM
- Jaimie said...
she looks so much better! great job!
- October 8, 2008 at 4:19 PM


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LA Galaxy's Gyasi Zardes shares his thoughts on Bruce Arena's return to the USMNT, reveals his preferred position and more.
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LA Galaxy and Mexico forward Giovani dos Santos reflects on his return to El Tri and discusses his goals for club and country.
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Jordan Morris sits with FC's Taylor Twellman to discuss the firing of Jurgen Klinsmann and USMNT life under Bruce Arena.
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Sacha Kljestan explains how Bruce Arena motivated him for camp, and why he feels comfortable playing with Michael Bradley.
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Cameroon coach Hugo Broos praised his side despite their draw with Zimbabwe ahead of the African Cup of Nations Tournament.


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If everyone lived like you, how many Earths would it take to support your lifestyle? This Earth Day, Global Footprint Network is pleased to announce a new video and Footprint Calculator for the U.S., two tools to help Americans see how their living habits relate to their use of the planet's resources.
A One Planet Life
What is your Ecological Footprint?
What can you do to get closer to living within the means of one planet? We've built this Ecological Footprint calculator to help you find out. Built in partnership with Free Range Studios (creators of the viral film the Meatrix and The Story of Stuff), the calculator is the latest phase of Global Footprint Network's rollout of a global calculator that will provide people around the world with an interactive, informative tool for exploring and reducing their Footprints. An Australia calculator was launched in March, and a Canadian version is planned for later this year.
Global Footprint Network is inviting corporate, government, and NGO partners to help launch the calculator world-wide. The calculator can be customized for specific organizations and geographical areas. Please contact Susan Burns if you would like to be involved or would like the calculator customized for your organization.


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Thursday, October 04, 2012
Trustee Roy Christensen and his wife, Carol Christensen, have given $500,000 to establish an endowed fellowship in support of Claremont Graduate University (CGU's) Mormon Studies program.
The Robert L. Millet Fellowship will fund scholarships and research for CGU Mormon Studies students intending to pursue careers teaching religion and engaging in related research at either the Church of Jesus Christ of Latter-day Saints' institutes and seminaries or the campuses of Brigham Young University.
"The Mormon Studies program has already made groundbreaking contributions in religious studies research and graduate education, and with the support of Roy and Carol Christensen's incredible gift for the Robert L. Millet Fellowship, the sky's the limit," said CGU President Deborah Freund. "I am so proud of the program's success and eager to see what it will do next."
The Mormon religion has grown to more than 13 million members worldwide, prompting a demand for serious academic scholarship alongside the world's other major religions. CGU's Religion programs offers graduate and doctoral students both the widest Mormon Studies track in the United States and the only endowed chair in Mormon Studies outside of Utah.
The Christensens have supported the university's Mormon Studies program from its infancy. In addition to the establishment of the Robert L. Millet Fellowship, they were instrumental in the creation of a $3 million endowment in support of the Howard W. Hunter Chair of Mormon Studies.
Christensen, the chairman of the Ensign Group, has served on CGU's Board of Trustees since 2009. He was a member of President Richard Nixon's Healthcare Advisory Task Force on Medicare and Medicaid and spent four years as a member of the Secretary of Health, Education, and Welfare's Advisory Task Force. He has served as a long-term care consultant to several European countries and in 1991 was invited by West Germany to consult on post-reunification development of its nursing home industry.
The fellowship is named in honor of prominent Mormon theologian Robert L. Millet, professor of ancient scripture at Brigham Young University.
The Robert L. Millet Fellowship will be administered by the Howard W. Hunter Foundation, which was established in 2006 to endow a chair and a center for Mormon Studies within Claremont Graduate University's School of Religion.
The Howard W. Hunter Foundation and the Mormon Studies Council at CGU are committed to raising additional funds to match the Christensens' $500,000 initial endowment.
© 2017 Claremont Graduate University • 150 E. 10th St., Claremont, CA 91711 • (909) 621-8000 • Campus Safety • Emergency Info • Campus Map/Driving Directions


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Labs and 887''s
Posted 10/28/2013 3:51:54 PM
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I used to not hunt with a dog (mainly because I had never had a hunting dog) until I married and my wife's dog became mine essentially. This lab was a fully trained upland bird hunter, but never out on a duck hunt. I have been hunting her now for two years in a duck blind and I keep finding myself trying to keep her mind on duck hunting instead of pheasant hunting. She doesn't have any problem retrieving downed ducks and geese, but the problem is keeping her with me or still enough for the birds to come in. Does anyone have any pointers on getting my dog focused only on duck hunting or is this a lost cause with her enjoying upland bird hunting too much?
Post #774538
Labs and 887''s
Posted 10/29/2013 3:57:54 PM
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Also, she does sit and stay for an excellent amount of time when training but its when we're in the blind she gets restless and only stay for about 30sec. until she starts whining and moving around...
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Posted 11/9/2013 5:58:07 AM
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My lab did the same when I started training him. Although not a pro, here are a couple tips I used to make him a bit more steady:
1- Start easy. Have them "stay" (or whatever command you use), in a controlled environment with no distractions. Keep them in a familiar area such as the house or back yard. Walk away just a bit, if the dog breaks, give a little tap with the e-collar.
2- (From Tom Dokken's dog training book, paraphrased) Grab your dog, a magazine and a cup of coffee and go sit outside for 30 minutes. I would sit by my front door, in the park (not close to people) and just sit there are read. He had a tough time at first. He was saying "you want me to just sit here and do nothing?" YES! That is just what I want from you.
3- Add in the distractors- Your dog is pretty steady, so now make them prove it. Throw bumpers, put a treat in front of them, run around and wave your hands in the air (probably not a good idea in the park) but distract the dog. If he or she breaks, give a little stimulation with the e collar, and a "NO!" (or whatever you use). My dog picked this up pretty quickly.
All of this is sort of like the "crawl, walk run" type mentality. This is what I did, but it's not the only way. Realisticly, I think you could accomplish all of this is a month, although it's a never ending process. Currently, the only thing that will make my dog break is if my wife walks up to him. Luckily, she doesn't hunt or we would be screwed.
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Labs and 887''s
Posted 11/13/2013 1:42:30 PM
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Thank you for the tips those are definatley good training strategies. I guess the bad part is that I have done those with her in training and she does them flawlessly (she is 10 year old now) The only problem is when we are actually in the field. I had talked to a couple of people about this issue and they told me that she is just a hunting junky and they had similar problems with some of their labs. They are perfect in training but when you get them out to the duck blind they are just diehards and want to find/get a bird so its hard for them to understand that there isn't a bird every second of the hunt. Especially if they were trained on upland birds before they had ever been on a duck hunt. Cause for upland they expect to be out and about moving constantly to find a bird. So I guess I am wanting to see if anybody as any tips for that specific problem or if it just isn't worth trying to stop that problem.
Post #774743
Posted 11/13/2013 2:20:38 PM
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knowing the dog was 10 years old might have been helpful.
enjoy what you have while you have it.
"Cripples are our worst legacy. Hunt with a Retriever."
"Phil Robertson calls me for advice." :)
Post #774744
Posted 11/15/2013 7:23:25 PM
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I agree with Swamper.... Let your dog enjoy his hunting, cause he prob only has a good seasons left in him. Take him out after upland birds and if you still want waterfowl, well try to jump shoot ducks and geese.. Everyone wins and everyone is happy.
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Excessive alcohol abuse costly for state
Excessive alcohol use cost Michigan $8.2 billion in 2006, or about $2.16 a drink, according to a study by the Centers for Disease Control and Prevention.
Binge drinking, which is defined as consuming five or more drinks on an occasion for men or four or more drinks on an occasion for women, was responsible for 74.2 percent of excessive alcohol use related costs.
Binge drinking is one of the most serious problems on college campuses today. Nearly 30,000 students each year go to the emergency department to be treated for alcohol overdose.
The cost estimates were based on a CDC study that found that excessive drinking cost the United States $223.5 billion in 2006.
Costs were assessed across 26 categories using data from several sources.
Researchers believe that the study's findings are underestimated because it did not consider a number of other costs, such as those due to pain and suffering by the excessive drinker or others who were affected by the drinking.
Excessive alcohol consumption is responsible for an average of 2,700 deaths and 79,000 years of potential life lost in Michigan each year.
"Binge drinking is a very serious public health issue in Michigan – for adolescents and for adults alike," said Dr. Matthew Davis, Chief Medical Executive with the Michigan Department of Community Health.
"Binge drinking results in many serious health problems, including acute alcohol poisoning, alcohol-related car crashes, and physical or sexual assaults," Dr. Davis said. "It is all too common to see alcohol-associated injuries in our emergency rooms, and we are working tirelessly to reduce events like these in Michigan."
About 18 percent of Michigan high school youth report binge drinking in the past 30 days, which is equivalent to the percent of adults who binge drink nationally.
The Michigan Department of Community Health is working to prevent underage drinking through partnerships with community coalitions, universities, and local law enforcement to ensure that alcohol is not being sold to minors.
The Michigan Department of Community Health is also working with the Michigan Department of Education's school and adolescent programs on underage drinking and preventable efforts to reduce alcohol-related harms among Michigan youth.
Nationwide, the total cost of excessive drinking ranged from $420 million in North Dakota to $32 billion in California.
The cost is equivalent to $814 per person living in Michigan. State, local, and federal governments paid 42.7 percent or $3.5 billion, of the total costs.
Study authors also found that costs due to excessive drinking in Michigan largely resulted from losses in workplace productivity (74.3 percent), health care expenses (11.5 percent), and other costs due to a combination of criminal justice expenses, motor vehicle crash costs, and property damage.
If you or a loved one is dependent on alcohol or drugs and needs treatment, it is important to know that no single treatment approach is appropriate for all individuals.
Finding the right treatment program involves careful consideration of such things as the setting, length of care, and philosophical approach.
Here, the Substance Abuse and Mental Health Services Administration, an agency within the U.S. Department of Health and Human Services, lists 12 questions to consider when selecting a treatment program:
Does the program accept your insurance? If not, will they work with you on a payment plan or find other means of support for you?
Is the program run by state-accredited, licensed, and/or trained professionals?
Is the facility clean, organized and well-run?
Does the program encompass the full range of needs of the individual (medical: including infectious diseases; psychological: including co-occurring mental illness; social; vocational; legal; etc.)?
Does the treatment program also address sexual orientation and physical disabilities as well as provide age, gender and culturally appropriate treatment services?
Is long-term aftercare support and/or guidance encouraged, provided and maintained?
Is there ongoing assessment of an individual's treatment plan to ensure it meets changing needs?
Does the program employ strategies to engage and keep individuals in longer-term treatment, increasing the likelihood of success?
Does the program offer counseling (individual or group) and other behavioral therapies to enhance the individual's ability to function in the family/community?
Does the program offer medication as part of the treatment regimen, if appropriate?
Is there ongoing monitoring of possible relapse to help guide patients back to abstinence?
Are services or referrals offered to family members to ensure they understand addiction and the recovery process to help them support the recovering individual?


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Jennifer Psaki, U.S. Department of State Spokesperson, Bureau of Public Affairs and Marie Harf, U.S. Department of State Deputy Spokesperson, will hold a discussion with Cheryl Benton, Deputy Assistant Secretary of State for Public Affairs. The conversation will highlight U.S. foreign policy priorities. The discussion will be available for on-demand viewing soon on YouTube and www.state.gov.
You are invited to participate by submitting questions, some of which will be selected for response during the taping. Submit your questions below on DipNote, the Department of State's official blog, and join the ongoing discussion via Twitter using the hashtag #askPA. Please submit questions via DipNote and Twitter as soon as possible for consideration.
View other Conversations with America here and by accessing the Conversations with America video podcasts on iTunes.
About the Author: Rainy Young serves as Director of the Office of Public Liaison at the U.S. Department of State.
@ Rainy Young,
RE: A question of priorities and the current evolution of foreign policy:
"Others have asked whether it's worth acting if we don't take out Assad. As some members of Congress have said, there's no point in simply doing a "pinprick" strike in Syria.
Let me make something clear: The United States military doesn't do pinpricks. Even a limited strike will send a message to Assad that no other nation can deliver. I don't think we should remove another dictator with force -- we learned from Iraq that doing so makes us responsible for all that comes next. But a targeted strike can make Assad, or any other dictator, think twice before using chemical weapons." -President Obama Sept. 10, 2013
---end excerpt--
I'd offer reference to a conversation I had with John in Greece back in 2012..as context to what the president said above;
For the flip side of the president's premis is equally true, that if we have the capability to remove Assad from the land of the living and factor him out of the equasion of "all that comes next" ...and we don't take such direct and targeted action on Assad personally,...then we also assume responsibility for anything that comes next by his hand and orders given by him, because we left him in power.
More comments to Amb. Ford in regards to this;
We are not responsible for the reality created by Assad, but we are responsible along with every other nation on this planet for the reality on the ground in Syria simply because no matter what the president's decision may be ultimately...we have the capacity to change the current reality on the ground for Assad himself, along with his regime.
Here's something for the President and the Sec. of State to chew on, while they determine if the Russian's offer to "secure" Assad's chemical weapons is real or not:
Eric |New Mexico, USA .February 12, 2012
Eric in New Mexico writes:
@ Amb. Ford,
So now folks have sat. pictures to show the Russians how their arms sales to Assad are being used, you think they might wanna "repo" those weapons, unilaterally? Or are they still telling folks their sales are perfectly "legal" under these circumstances?
Seems if the Russians want to keep their naval base , the'll prop up the devil himself to hang onto it, when their better bet would be to hang their hat on the people's hope and hope they renue their lease after Assad's inevitable fall....thet're going about securing Russia's interests in a way that is guranteed to cost them dearly when the Syrian people do an accounting and send the Kremlin a hefty bill for supporting Assad's crimes against humanity.
Are the Russians being informed of these things by the US gov. as food for thought?
Or are they beyond reason too?
---end archived comment---
Now I don't know what the State Dept.'s spokespeople will think about what they've just read here, but this whole media "flap" over Sec. Kerry's "rhetorical" off the cuff hypothetical solution that "Assad could turn over all his chemical weapons stockpiles in the next week" in answer to a question...and the Russian's proposal taking his remark seriously...and/or who's idea it was in the first place....LOL!!! Well, pardon me if I have some basis to take credit for the notion that "repossesing" Assad's weapons would be in the Russian's own interests.
After all, I was kind of pitching a wild, untennable, diplomatic curve-ball at the good Ambassador, and it looks like the Sectretary has perfected it on the world stage in tossing it at a reporter.
But that's only part of the solution...as this doesn't hold the Assad's regime accountable, nor resolves his ill intent towards his people.
And in reference to my full comments here I think there's a case to be made for examining our foreign policy priorities;
"Lastly, I'd be remis if I didn't suggest to the honorable Secretary, a humble premis to put a lot of international aid workers out of a job for lack of a crisis to attend to.
That's simply to craft a 21st century foreign policy designed to ban dictatorships , tyrants , and fanatical religious extremists with maleveolent intent from the face of the planet, ASAP.
I'm not suggesting it will be a "simple" cookie cutter policy that comes forth from such a simple concept, but if you can succeeed in doing so, future generations might just have a shot at having a better world to raise their children in."-EJ
---end excerpt---
And so I would simply ask the panel to illuminate whether the President's decision is a reflection in any way of this citizen's friendly public challenge put to his Secretary of State?
You'all may laugh at that thought, but if you'd spent the better part of a decade writing a book called, "The Cure for Political Stupidity and/or How Not To Go To War With America" on this blog, only to see the "powers that be" take select pages from it and have seem to have found possible solutions in the thinking contained within them....you might ask the same question of your government.
Simply because it would be natural to want to know if all that effort writing had made a difference to the way folks approach the problems and the priorities.
One point of view among many....but at least it offers hope.
You are right.Mr.Carl


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How Customer Insights Can Turn into Social Commerce
April 24, 2012
Melissa Lavigne-Delville, vice president, trends and strategic insights, NBCUniversal Integrated Media Group, discussed how customer insights can turn into social commerce for brands, as well as highlighted the five biggest trends in social commerce right now.
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Your gift will make a difference in the lives of people who survive on less than $1 a day. Learn more.
Support World CouncilWith Amazon Smiles!
MADISON, Wis. — Financial inclusion initiatives by the Group of 20 (G-20) nations would strongly benefit from the involvement of credit unions, especially in terms of their capabilities in outreach to the poor, World Council of Credit Unions (WOCCU) told the G-20's Access Through Integration Sub-Group (ATISG) recently. But appropriate political pressure must be applied to make various countries' financial infrastructures available to prudentially supervised financial cooperatives in order for credit unions to effectively serve the global poor.
WOCCU's comments were contained in a letter sent earlier this month to ATISG committee co-chairs Paul Flanagan, general manager of international finance for the Australian Treasury, and Rodrigo Pereira Porto of the Central Bank of Brazil. The letter, submitted as follow-up to WOCCU's participation in ATISG's July 13 meeting in Rio de Janeiro, reaffirmed credit unions' role in helping the G-20 accomplish its financial inclusion goals.
"Although WOCCU is supportive of the ATISG's Principles for Innovative Financial Inclusion, we believe there are multiple areas in which the G-20's efforts could complement the work of credit unions in the private sector," said Dave Grace, WOCCU vice president of association services and the letter's author.
WOCCU identified specific areas in which credit unions could assist in the G-20's financial inclusion efforts, including the following:
WOCCU's letter also described the global trade association's efforts to build credit union supervisory capacity through its support of the International Credit Union Regulators Network (ICURN), a four-year-old organization of international regulators from 19 different agencies with statutory responsibility for the countries they represent. ICURN held its most recent meeting in conjunction with The 1 Credit Union Conference in Las Vegas in July, attracting 30 representatives from six continents.
The letter also mentioned the United Nations' designation of 2012 as the International Year of Cooperatives as a potential platform for providing additional stimulus for credit unions' inclusion by the G-20 in support of its economic goals.
"We believe the G-20's financial inclusion efforts can best complement the private sector efforts of credit unions by keeping up the political pressure to open up the financial infrastructure to prudentially supervised and pro-poor institutions," Grace wrote.
World Council of Credit Unions is the global trade association and development agency for credit unions. World Council promotes the sustainable development of credit unions and other financial cooperatives around the world to empower people through access to high quality and affordable financial services. World Council advocates on behalf of the global credit union system before international organizations and works with national governments to improve legislation and regulation. Its technical assistance programs introduce new tools and technologies to strengthen credit unions' financial performance and increase their outreach.
World Council has implemented more than 290 technical assistance programs in 71 countries. Worldwide, 60,500 credit unions in 109 countries serve 223 million people. Learn more about World Council's impact around the world at www.woccu.org.


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Dec. 14, 2007 Empty Stocking
December 13, 2007
Today's focus: Ms. A
Household members: 7
Children: 5
Special circumstances: "Ms. A" has fallen behind on her bills because she has had to take out loans to help her sick mother-in-law in Mexico.
Her holiday hopes: For her children to have presents for Christmas.
Clothing needs: Girls shirt size 24 month. Girls pants size 24 month. Girls shoe size 4. Boys shirt sizes 10, 8, 5T and 4T. Boys pant sizes 10, 7, 5T and 4T. Boys shoe sizes 3 1/2, 14, 10 and 8.
Toys list: Skateboards (two), remote control cars (two) and a doll.
The Empty Stocking Fund is a joint effort of the Salvation Army and Freedom New Mexico. Recipients receive gifts and clothes for their
children and some may receive baskets of food with green beans, stuffing, mashed potatoes and a meat voucher from a local grocery store. Larger families may receive donated turkeys instead of the voucher. The food baskets will also go to seniors on fixed incomes.
Who's helped: Around 600 families who've asked the Salvation Army to help make Christmas special.
Donations: Can be dropped off at the CNJ, 521 Pile St., or mailed to the CNJ, P.O. Box 1689, Clovis, NM 88101. Envelopes should be clearly marked "Empty Stocking Fund."
Contributions will be forwarded to the Salvation Army office, 317 E. Second St., or gifts may be purchased for specific children by choosing an Angel tag off trees located at North Plains Mall and Wal-Mart in Clovis.
If you would like to help "Ms. A," call Capt. Tammy Ray at the Salvation Army at 762-3801.


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Chango: Search Retargeting Barometer: Why Marketers Are Paying Attention
February 19, 2013
In this white paper Chango shares insights on how search retargeting (the fastest growing form of retargeting) is used for acquisitions, prospecting, and competitor conquests.
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"It doesn't sound like much but those extra hours [saved by flying privately] make my life 10 times more efficient. "
Jared Isaacman
When NBC's Today Show profiled Jared Isaacman in 2006, a reporter asked his father to name the biggest obstacle his son had faced in building his nationwide credit-card processing firm. The answer: "His inability to drive."
Isaacman, you see, was all of 16 when he founded United Bank Card Co. and started calling himself CEO. At the time, the staff consisted of just him and a few friends and corporate headquarters was his parents' basement. Assets were limited to $10,000 in stock certificates that he'd received from his grandfather.
But Isaacman wasn't worried. He'd dropped out of high school because he was certain he could transform the credit-card-processing industry. As it turns out, he was right.
Within a few years of UBC's launch, the company started showing up on Inc. magazine's annual list of the country's fastest-growing small businesses. Isaacman himself came in second (behind Facebook's Mark Zuckerberg) in the same magazine's ranking of America's 30 top entrepreneurs under age 30.
Now, a dozen years after its founding, UBC is among the largest payment processors in the U.S. It handles $10 billion in credit-card transactions a year; is adding 1,800 merchant customers per month; and, with more than 250 employees, has long since moved on from the Isaacman family basement to opulent corporate headquarters. Occupying a spacious corner office decorated with Darth Vader masks and a guitar signed by Bruce Springsteen is Isaacman, who at 27 still looks young enough to be the son of many of his employees.
In fact, he is the son of one of them: The office next to his belongs to his father, who joined the firm within weeks of its founding, having recently been laid off from his job as an alarm salesman. Don Isaacman–who has said he was within a year of losing his house when his son started UBC–has credited his offspring with saving the family and giving him a second lease on life.
It's an incredible story, but Isaacman's teenage business success is just part of it, because that apparently wasn't enough to challenge him. So in 2005, at age 22, he took flying lessons–and then he took flying about as far as he has taken his company.
In addition to transporting himself around on business in his own Cessna III (650) and a Beechcraft Baron, he has made two round-the-world trips to raise money for the Make-a-Wish Foundation, the second in record-breaking time. He also became part owner of 26 North Aviation, an aircraft charter, leasing and management firm. And he has bought more than a dozen old military fighter jets, which he's having restored.
As if that weren't enough, he has became an expert at aerobatics and now–only six years after he first piloted an airplane–he raises money for Make-a-Wish by performing in about 75 air-show events per year with an outfit called Heavy Metal Jets. As he told me, he flies in a squadron of six fighter jets at 400 miles an hour–while their wings are a mindboggling 18 inches apart.
"You know what your problem is?" joked broadcaster Steve Adubato, when he interviewed Isaacman in 2010. "You're an underachiever."
Were there indications when you were still in school that your life was going to take unusual directions?
I always wanted to do more of the older, more mature things. I attribute that to the age gap with my two brothers and my sister. When I was 10, they were finishing college and I was looking at the lifestyle they enjoyed–the freedom of it. I've always been a very independent person.
You were already working in the credit-card industry during high school?
Yes, I was doing IT work for a company called Merchant Services Inc.–early e-commerce stuff. And I realized that there was a lot of opportunity for improvement in the industry. The only way I could accomplish what I wanted was to start my own business. So I quit school when I was 15.
Your parents must have been worried.
They were very concerned. My mother wanted me to take my SATs and she still wanted college education to be on the horizon. I think they were very nervous but they certainly didn't prohibit me from doing it.
What exactly was the opportunity you saw?
It was a lot of things. UBC has evolved into the organization we are today not because of any one technology or patent. It was a whole overhaul of the way the industry was doing things. In 1999 and even today, the focus in the industry was on card issuing. There was no focus whatsoever on the technology of processing the credit cards. I was looking at this as a 16-year-old, saying none of this makes any sense. Why, if I'm a pizza shop and I want to sign up to take credit cards, do I have to fill out more paperwork than to get a mortgage and why does it take three weeks? This is a process that should be a lot simpler.
Wasn't there any part of you that thought, "Hey, I'm 16–if the whole industry operates this way, maybe I'm just missing something"?
No. I felt very confident that I understood certain aspects of the industry that others didn't and I think that's still true. Six months in any industry isn't enough time to become a master of it but I learned at MSI how the high level worked.
Were your early potential customers shocked when they walked into a meeting and saw a 16-year-old kid?
Well, I tried to do as much of the selling as possible over the phone. My father did a lot of the face-to-face sales. But when I did do it at that age, I always wore a suit. Now I never do but from probably 16 to 21 I always did. And I never shaved. I did everything I could to give the appearance of being a little older. You could tell, walking into some meetings, that I was going to have an obstacle ahead of me but most of the time by when the meeting ended, it worked out.
Can you give me examples of the innovations that have made your company successful?
We figured that if we could make ourselves the easiest place to work for, sales reps would leave the competition and come work for us. So we built a lot of things no one else had–online reporting systems for the sales reps, faster turnaround time so they got paid quicker. And we introduced the reps to the recurring profitability that we get from every transaction. That revenue had been hidden from them in the industry.
That got us our first surge. Then in 2004, we started giving away the credit-card equipment to get the account. Until then, a credit-card machine was maybe 500 bucks or you leased it. [Giving it away was] not rocket science–you can get a free cell phone with a service plan–but it wasn't done in our industry.
Have your competitors copied this approach?
It was universally copied by 2005. So then we started doing it for wireless credit-card terminals. Then in '06 we lowered the transaction fees that merchants paid by half compared to the competition. That was another surge. In 2008, we did a joint venture with Casio where we built a credit-card processing device within a cash register so instead of being two devices it was one and we gave those away. That was a surge. And then in the beginning of 2011, we introduced our first free touch-screen point-of-sale system, like you'd see at T.G.I. Friday's or Applebee's, and that's driving all our growth now. It's all giving away the box, so to speak, to get the service.
It must be tricky having your father work for you. Sons often work for their fathers but in this case you're the boss.
Oh, it's never like that. Working with my father has been an unbelievable experience. We talk on every issue. In our entire history there's never been a conflict where our opinions differed so much that there had to be an argument. We're both just trying to get to the same point.
I understand you bought him a car for Father's Day as soon as you became successful.
Yeah, my father got a 360 Ferrari and now an F430 [Ferrari]. I mean, he's deserved a lot and certainly much more than what he has now.
Besides giving your father a Ferrari, you donated $24,000 to a homeless shelter early on.
When I was growing up, my parents' favorite vacation spot was in Mexico and I still have memories of kids living in the streets there. So at the Goodwill Rescue Mission, every month we sponsor a big dinner-type event. I know what we send them every month could probably be used over five days instead of one, but every month they have one big feast. It's something that maybe lifts them up.
When did you first fly privately?
In 2005. I never was on a private jet before that because I never had the money. My motivation the first time I climbed on a private jet had nothing to do with any entitlement feelings or a sense that I was too good for the airlines. I wasn't looking forward to the shrimp cocktail or a glass of champagne. It wasn't even the benefits of business efficiency or time savings. My motivation was entirely that I'd been an aviation enthusiast since as long as I could remember, and I just wanted to fly on one of those planes. And it was totally cool.
Was it charter the first time?
Uh-huh. My CTO and I had to go to Tucson, Arizona, and we chartered a Lear 35.
Did you think about trying jet cards or a fractional share at any point?
No, I just chartered. From my analysis of all the programs, that was certainly the most economical. And then I started flying lessons. I bought a 182 Turbo from Cessna. A couple months later, I got a Beech Baron.
What are you flying now?
When I need to take some employees, I usually fly a single-pilot jet. I had a Citation CJ2 for a couple of years that I leased. Prior to that I owned a Citation Mustang. And now I'm leasing a Beech Premier that I'm flying a lot. I own a Citation 650 and that's pretty much dedicated now to the Heavy Metal Jets Team. It goes around as our support plane and carries all the maintenance guys. That's a very cool jet.
How often do your employees fly privately?
The only time they do is if I need to be in the same meeting. If we're going to a sales conference and I want to fly, we've got these six empty seats, so let's make the most efficient use of the jet. Other than that, we do use the airlines.
Do you think you'll get to the point where more of your employees use corporate lift?
Very possibly, with international expansion. I'm in the aviation business and I recognize there's real efficiency, especially with some of the new airplanes. I mean, when I was flying the CJ2, if I filled all those seats, I got eight people to Florida cheaper than booking airline tickets.
Is there a business jet you'd like to move up to?
The Citation X and especially the new Citation Ten…whew! It's fast. I also like the new cockpit that's coming out–the Garmin 5000. The CJ4 would be an obvious one because it's gonna have the longest range of any single-pilot jet out there. Right now I fly the Premier because it's the fastest single-pilot jet.
How did your round-the-world flights come about?
I had one of the first Citation Mustangs and it had cockpit capabilities that still rival just about anything coming off the assembly line. So my buddy and I wanted to fly it around the world to break a record. We got held in Japan and India for 11 hours and missed breaking the record by one hour. But a year later, we did it in a Citation CJ2 in under 62 hours, beating the record by 23 hours. Our average on-the-ground time was like 20 minutes. Between the two flights we raised about $110,000 for Make-a-Wish Foundation. And I funded everything, so every dollar we raised went to the charity.
And now you're doing acrobatics with the Heavy Metal Jets Team.
Yeah, it's like a clone of the [U.S. Navy's] Blue Angels or [the Air Force's] Thunderbirds. Myself and one other guy are the only civilians on the team. And we fly tighter than the Blues or the Thunderbirds and do all the same maneuvers. I'm having the time of my life.
How has your typical workday changed since the early years of the company?
I still micromanage. There's nothing that goes on in this organization that could cripple me that I'm not aware of. I keep [an eye] on my two biggest assets–our 3,000 independent sales reps, who can be with us or not in a heartbeat, and our merchant customers.
But a lot of what I'm doing now is strategic planning. In the old days, it could be myself and our CTO typing a security-encryptions manual. Now we're just overseeing it. I'm not working 90 hours a week anymore; I'm probably working 50.
Do you attribute your success mostly to having the right idea at the right time or do you think that if this industry weren't there for you, you would have made it in some other field?
Oh, I think it would be tremendous arrogance for someone who created a startup to think they could do it all over again somewhere else. I was in an industry where I knew a good way to get from point A to point B. But it'd be crazy to think you could just stumble on something else and make that happen.
In building the business, what was your biggest mistake?
In 2005, because we didn't want to raise debt to fund our first free credit-card terminal program, we sold off a portfolio of about 15,000 merchants. We got $44 million in cash, we were debt free, I was 22 and life was good. But in retrospect, we never should have done it.
What do you see for your future?
If I ever got out of the credit-card industry, all I'd be doing is flying. But my business is my life and I love it, so I don't think I'm going to be giving it up anytime soon.
What is it that you love? The winning?
It's definitely not that. I think there's just tremendous satisfaction in taking anything from a concept to a reality. I mean, there were five of us in this office at 2 a.m. doing the late-night Chinese food thing, talking about our free point-of-sale program, drawing it out on a whiteboard and saying how we were going to execute it. To see that go from a concept to a reality and then see it redefining our industry–that is such a rewarding process.
CEO Files Resume
NAME: Jared Isaacman
BIRTHDATE: Feb. 11, 1983
POSITION: Founder and CEO, United Bank Card, Inc.
PREVIOUS POSITION: Part-time job during high school at Merchant Services Inc., a credit-card processing firm.
EDUCATION: Dropped out of high school at 15, earned equivalency diploma the next year.
TRANSPORTATION: Owns Cessna Citation III and Beechcraft Baron. Leases Beechcraft Premier.
FAMILY: Lives in Washington, N.J., with wife Monica, whom he met in junior high and married two weeks after his BJT interview. She was UBC's 12th employee and still works at the company in risk management.
HOBBIES: Flying, especially aerobatics. Owns and is restoring more than a dozen ex-military aircraft, among them four Aero Vodochody L-39s, a MiG-17, a Canadair (Lockheed) T-33, three Douglas A-4 Skyhawks from Vietnam and a Saab J-35 Draken.
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Learners will explore aspects of the Sun and solar activity by modeling them as solar cupcakes. Information and imagery are supplied to learn about the Sun, solar activity, eclipses, transits, observing the Sun, and the color of the Sun at different... (View More) times of the day. Links to resources are also provided that highlight NASA's solar missions and where to learn more about the Sun. (View Less)
In this video clip, join scientists and teachers as they learn how to measure some of the abiotic conditions of winter. Find out about latent heat, how thermochrons can be used to collect data points and the importance of snow:water equivalents.... (View More) NASA eClips™ are short, relevant educational video segments. These videos inspire and engage students, helping them see real world connections. The Real World series of NASA eClips™ connects classroom mathematics to 21st century careers and innovations and are designed for students to develop an appreciation for mathematics through real-world problem-solving. (View Less)
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This is an activity during Solar Week, a twice-yearly event in March and October during which classrooms are able to interact with scientists studying the Sun. Outside of Solar Week, information, activities, and resources are archived and available... (View More) online at any time. This is an activity about telling time using the Sun. Learners will create a solar shadow tool and use it to chart changes in the Sun's altitude through the seasons. This activity is scheduled to occur during Thursday of Solar Week. The activity requires access to a sunny outdoor location over the course of several days, weeks, or months, as well as materials and equipment such as pine board, dowel rod piece, drill and drill bit, saw, bulls-eye level, small nails, and either wood glue or hot glue. (View Less)
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The tilt of Earth's axis as the cause of Earth's seasons is explained in text and illustrations. SciJinks is a joint NASA/NOAA educational website targeting middle school-aged children and their educators. It explores weather and Earth science... (View More) through articles, videos, images, and games. (View Less)
This article explains the causes of the summer and winter solstice. It also includes notes about the historical importance of solstices. SciJinks is a joint NASA/NOAA educational website targeting middle school-aged children and their educators. It... (View More) explores weather and Earth science through articles, videos, images, and games. (View Less)
This article explains the role of the tilt of Earth's axis on seasonal changes. An accompanying exploration dispels the commonly held misconception that distances between the sun and Earth are a factor. The article is targeted to children ages 10-12.
This is a set of instructions for building a physical model. The model simulates the Sun's paths across the sky at summer solstice, winter solstice, and the spring and fall equinoxes. A bead simulates the Sun, moving along a cord, from rising along... (View More) the eastern horizon to setting on the western. The bead can be moved from path to path to demonstrate solar alignments, the solstices, and equinoxes. The model is created to be unique to the user's latitude, and is useful for including in lessons that teach about the seasons or archaeoastronomy. (View Less)
This collection of 160 math problems covers the 20 science topic themes presented by the NASA/JPL Year of the Solar System (YOSS) website, covering the solar system, planets, the search for life, and robotics. Examples of topics included are: scale... (View More) of the solar system; asteroids; comets; moons and rings; volcanism in the solar system; ice in the solar system; water in the solar system; the Sun, transits and eclipses; astrobiology; magnetosphers and more. It is intended as a mathematics supplement for the science content presented at the YOSS website, and features grade-appropriate and Common Core State Standards-based math problems based on science content for grades 3-12. (View Less)
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This is a mini comic book about cosmic rays. Learners will construct the comic book and then read about cosmic rays, their effect, and how the Lunar Reconnaissance Orbiter's Cosmic Ray Telescope for the Effects of Radiation (CRaTER) detects them.
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Learners will visit a sequence of stations to discover how the dark and light areas and craters we see on the Moon's face today record major events of its lifetime. While they may visit the stations in any order, the stations trace the Moon's... (View More) 4.5-billion-year history from "infancy" to the imagined future. The children tie together major events in the Moon's geologic history as a series of comic panels in their Marvel Moon comic books. At each station, the children identify the lunar features that were produced during that era on a Moon map. This activity is part of Explore! Marvel Moon, a series of activities developed specifically for use in libraries. (View Less)


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92nd Street Y is where inspiration lives and exploration begins—with a diverse range of classes and programs that let everyone pursue what they love. With innovative, top-notch programs, events and concerts, plus over 4,000 classes taught by today's most talented professionals, 92Y has it all—for all ages and interests.
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Beginner classes introduce fundamental handbuilding techniques, including pinch, coil and slab construction and wheel throwing to make bowls, vases, cups, plates and other vessel forms.
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All levels cover use of slips, glazes and surface decoration.
Prerequisite: Two semesters of Handbuilding and Wheel Beginners.
First Session: Wed, Jan 18, 2017, 9 am - 12 pm
Patrice Washington
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Patrice Renee Washington was born in Chicago, Illinois and received her BFA from Metropolitan State University of Denver and MFA in Visual Arts from Columbia University in 2014. Through a multidisciplinary practice her work explores domesticity, humor and cultural production. She has exhibited nationally, including MoCADA, Center for Visual Art Denver and Blackburn 20|20.
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First Session: Mon, Jan 23, 2017, 7 pm - 10 pm
Sarah Emond
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Sarah Emond has a M.A. New York University in sculpture. Emond works professionally as both a sculptor and functional ceramist. She works primarily on individual commissions and designing unique ceramic pieces for culinary photo shoots. Her work is held in private collections in the U.S and in Germany. Emond lives and works in New York City. Sarah has taught at Crafts Students League, Jewish Community Center, City College and Hunter College. She teaches corporate classes and private lessons at 92Y.
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