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Salmon: Beware Schwab's High-Cost Index-Fund 401(k)
Nearly 90% of workers in Schwab Index Advantage plans are receiving low-cost, professional, third-party advice to help manage their 401(k) investments. Prior to the transition, only about 4% of these same workers elected to receive advice.
Schwab data shows that employees who have chosen to use independent, professional, point-in-time 401(k) advice services in the past have tended to save twice as much, were better diversified and stuck to their long-term plan, even in the most volatile market environments.
Sounds good! But it really isn't. The headline of the press release says that "Schwab's Index-Based 401(k) Offering Cuts Investment Costs by 77%, Delivering on Low-Cost Goal" -- but that's incredibly misleading, precisely because the overwhelming majority of plan participants wind up paying for that "low-cost, professional, third-party advice."
Here are the numbers: The weighted average operating expense ratio for the new index-fund product is 14.78bp, down from 65.11bp in Schwab's old actively managed plans. That's a handy savings of just over 50bp. But as part of the deal, all the participants in the new plans automatically get enrolled in a plan that gives them something called "independent point-in-time advice."
How much does that advice cost? Turns out, it's about 45bp. Which means that far from seeing their expenses fall by 50bp, the new savers are actually only saving about 5bp, all-in. (Under the old system, the advice came free, although it did so on an opt-in basis rather than an opt-out basis.)
Still, it might be worth paying 45bp for advice, if doing so led plan participants to double the amount they are saving. The problem is, there's no real evidence that it does. The "Schwab data" cited here is based not on the activity of people in Schwab's new index-fund plan, but rather on the activity of people who took advantage of the old, opt-in plan. And it's well worth parsing the exact wording of the results of that study:
Approximately 70% of participants that receive and implement 401(k) advice make a change to their deferral rates, and those savings rates nearly double on average as a result, jumping from approximately 5% to 10% of pay.
To recap: when given the opportunity to opt in to advice-giving services, even when they're free, only a tiny minority of plan participants -- about 4% -- actually did so. It's reasonable to assume that most of that 4% of people were thinking about significantly increasing the amount they save, and wanted advice on how best to do that. Now Schwab doesn't tell us how many people received advice but didn't ultimately end up implementing it. It does say that of the people who both received and implemented advice, 70% changed their deferral rates. And within that 70%, deferral rates roughly doubled. But at a maximum, we're still only talking about 70% of 4%, here, which is a by-definition highly unrepresentative 2.8% of participants.


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Embraceable Cool Nights
Notch Collar Pajama Top Caress Sky
Style: 8570065115
Out of Stock
This pastel floral is as fresh as a spring morning. Notch-collar top has blue satin piping on the collar, placket, chest pocket and 3/4 sleeves. Pair with the PJ Crop in the same print and the petal-appliqued PJ Cami in Ivory.
- From the Embraceable™ collection of PJs. The softest, most luxurious in the world.
- Our exclusive Cool Nights® breathable knit keeps you cool and dry.
- Ribbon-covered neck seam.
- 3/4 sleeves.
- Non-cling stretch knit retains shape and silky drape, even after countless washings.
- Length: about 26.5" from shoulder.
- 93% Rayon, 7% Spandex. Machine wash, cold; tumble dry. Imported.
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Indoor Soccer Shoes
Our indoor soccer shoes from SoccerGarage.com offer superior traction designed for artificial turf fields and hard surfaces. Find shoes from top brands including adidas, Diadora, Nike, Vizari and more. Find the perfect pair of shoes for men, women and youth players in our extensive online catalog. Our soccer shoes allow for maximum flexibility, touch, and breathability for performance and comfort. Try our incredibly popular adidas Samba Classic turf soccer shoes for a stylish look and unbeatable performance. We also offer soccer cleats for outdoor practices and games, including the adidas Copa Mundial soccer shoes.
Get everything you need from SoccerGarage.com for your warm ups, practices, scrimmages and games. We offer a wide selection of soccer gear including apparel, bags, balls and goals. Join the Garage Club when you place your order to save on your first order with Soccer Garage.


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At each meal, we hold hands and pray. Our 5-year-old, Benjamin, always volunteers to lead and the rest us of tag on prayer requests and mentions of gratitude. But recently, one prayer�request was weighing so heavily on me that I requested Benjamin add it to his beginning — that we all pay special attention to my best friend's health.
I told the boys how Ang is having trouble moving, how her limbs are stiff and she's in pain. How doctor after doctor has had no solution to offer.
We often have a running prayer list on the chalkboard but two of our family members are not yet reading. So, this time, I asked Ang for a recent picture, and we began our family prayer book. It's just a simple $1 album and photos of those who are on our hearts, but it's helping all of us feel included in the prayer list.
How have you helped children pray?
Do you have a prayer request? If so, there's room in the album…


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Number of online college courses could expand around California
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Number of online college courses could expand around California
Committee OK's Tillerson for Secretary of State
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Number of online college courses could expand around California
Governor Jerry Brown's proposed budget would give $16.9 million to community colleges and another 10 million to UC and CSU campuses, increasing the number of courses offered online.
1:45Now watching Up next
Committee OK's Tillerson for Secretary of State
The Senate Foreign Relations Committee narrowly approved former Exxon Mobil chief executive Rex Tillerson as Secretary of State. Tillerson's nomination now moves to a vote in the full Senate. (Jan. 23)
0:41Now watching Up next
Raw: Trump Meets with Congressional Leaders
President Donald Trump is meeting with congressional leaders in the White House as he starts his first week as president. He was joined by Republican and Democratic congressional leaders during a reception in the State Dining Room. (Jan. 23)
1:57Now watching Up next
Trump Signs 3 Executive Orders, Pulls Out of TPP
President Donald Trump moved to pull the U.S. out of the proposed TPP Monday as well as signed memorandums freezing most federal government hiring and reinstating a ban on providing federal money to international groups that perform abortions. (Jan. 23)
8:22Now watching Up next
Kevin Smith Speaks Sundance Film Festival Buzz
Sabina Ghebremedhin speaks to actor and director Kevin Smith about the Sundance Film Festival, the Women's March and the Oscars from Park City, Utah.
1:33Now watching Up next
President Trump Meets With Union Leaders
U.S. President Donald Trump is telling union leaders that he is redoing the nation's trade deals. (Jan. 23)
2:43Now watching Up next
Trump Sued for Allegedly Violating Constitution
To fight what it called a "grave threat" to the country, a watchdog group on Monday filed a lawsuit alleging that President Donald Trump is violating the Constitution by allowing his business to accept payments from foreign governments. (Jan. 23)
1:56Now watching Up next
White House suggests reporter apologize to Trump over MLK bust correction
On Jan. 23, during an official press briefing, White House press secretary Sean Spicer criticized the apology of a reporter who had apparently made a mistake when he wrote that the bust of Martin Luther King Jr. had been removed from the Oval Office at President Trump's direction. The reporter tweeted out a correction minutes later, but Spicer suggested that the apology wasn't enough.
0:37Now watching Up next
Tanker Truck Catches Fire on Ohio Highway
One person was killed after a tanker truck caught fire on the highway in suburban Columbus, Ohio Monday morning. (Jan. 23)
1:06Now watching Up next
Spicer on Trump receiving Pentagon advice to fight ISIS
Yahoo's Chief Washington Correspondent, Olivier Knox, asks White House press secretary Sean Spicer whether President Trump has requested or received any advice from the Pentagon to change the campaign in the U.S. fight against ISIS. Knox also asked Spicer if the White House will decide to have a U.S. embassy in Jerusalem.


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Learn more about the shortest day of the year
In the northern hemisphere, winter solstice is the shortest day of the year. The exact moment of the solstice happens between Dec. 21 and Dec. 22, depending on the particular year�s calendar. During the winter solstice, the northern half of the Earth is tilted away from the sun, states the National Earth Science Teachers Association. At the winter solstice, the sun appears lower in the sky for residents of the northern hemisphere�as it has been �sinking� since the summer solstice.
Less sunlight, more winter. The winter solstice marks the start of winter in the northern hemisphere, which means this area of the planet is receiving less direct sunlight than the southern hemisphere. When the northern hemisphere experiences winter, the southern hemisphere experiences summer. Likewise, when the northern hemisphere basks in warmth of summer, the southern hemisphere experiences the cooler temperatures of winter.
Longer days. After the winter solstice, the days in the northern hemisphere will begin to get longer. This continues until the summer solstice, which marks the longest day of the year in the northern hemisphere. The lengthening of days appears imperceptible. According to the Sydney Observatory in Australia, �The name solstice comes from this fact as it means the Sun stands still.� However, their lengthening can be charted by noting the exact time of sunrise and sunset. In Australia, part of the southern hemisphere, the winter solstice occurs in and around June 21 (the summer solstice in the northern hemisphere).
Winter solstice celebrations. Throughout history, the winter solstice has been a time of celebration in many cultures. In the northern hemisphere, the ancient Roman festival of Saturnalia, honoring the God Saturn was celebrated during winter solstice. Saturnalia lasted about a week. The Druids also celebrated winter solstice with the festival of Saturnalia. Across the Atlantic, various Native American tribes celebrated winter solstice with festivals and gatherings.
Ancient Celtic winter solstice. On the winter solstice in Newgrange, County Louth, Ireland, an ancient Celtic tomb adorned with Celtic artwork illuminates for about 20 minutes on the sunset of the shortest day of the year. The Newgrange tomb is older than Stonehenge and the Egyptian pyramids. It was discovered in 1969 and is thought to have been built about 3200 BC.
Brought to you by: American Profile


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Home > Sofas > Collections & Sets > Elements Fine Home Furnishings
Our coordinating collection and sets of tables, sofas, and chairs in various prizewinning combinations will make your room a special haven. Leather seating and tufted cushions both comfortable and breathable, linen chairs, and loveseats, come in sectionals which fit together and can also be mixed and matched for a contemporary effect.
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Seaweed Clarifying Toner, for Combination/Oily Skin contains menthol and that additive is made more irritating by the presence of fragrant components such as linalool and citronellol.
(based on 5 reviews)
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Deeply disappointed
By Asian
from UK
About Me Budget Buyer
Best Uses
Comments about The Body Shop Seaweed Clarifying Toner, for Combination/Oily Skin:
My face stings and get irritated. Bought it because of its labeled alcohol free and mineral which I thought give it a try. Would never go back again.
Bottom Line No, I would not recommend this to a friend
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By Dharshini
from undisclosed
Did nothing for my skin. Just left my skin feeling stingy. Such a waste of money.
By Carol
After noticing the alcohol free label and that it's made for oily skin, I bought it in an instant. The fragrance smells really nice, but once I used it, it left a cold, mild stinging sensation on my whole face, as if I was using a toner with a lower alcohol percentage. Turns out it was the menthol that made me scared of using this toner ever again (I've always had very bad experiences with alcohol).
(0 of 1 customers found this review helpful)
By Katrina
Actually works - unlike many "best" products.
(1 of 1 customers found this review helpful)
Leaves me more irritated than refreshed
By Patra T
I have fair skin with redness in my cheeks when inflamed with "strong" chemicals. I had been using Clinique's Toner. I decided to use the Body Shop's Seaweed Toner due to the description of being alcohol free. Well, every time I wash my face and use it, my face turns red around my cheeks and nose area and burns for a few minutes. Little did I know that it had alcohol in it. I have been breaking out lately and getting millia around my eyes, I do not think it's a result of using their product.
An alcohol-free, refreshing and purifying toner. Instantly and effectively conditions, purifies and refreshes the skin, removing traces of make-up and cleanser. Leaves skin feeling fresh, purified, and looking shine-free.
Water (Solvent/Diluent), PEG-40 Hydrogenated Castor Oil (Emulsifier), Trideceth-9 (Emulsifier), Phenoxyethanol (Preservative), Algae Extract (Natural Additive), Glycerin (Humectant), Methylparaben (Preservative), Fragrance (Fragrance), Propylene Glycol (Humectant), Disodium EDTA (Chelating Agent), Fucus Vesiculosus (Bladderwrack) Extract (Skin Conditioning Agent), Butylparaben (Preservative), Ethylparaben (Preservative), Menthol (Fragrance/Cooling Agent), Cucumis Sativus (Cucumber) Extract (Natural Additive), Isobutylparaben (Preservative), Propylparaben (Preservative), Benzyl Alcohol (Preservative), Linalool (Fragrance Ingredient), Butylphenyl Methylpropional (Fragrance Ingredient), Benzyl Salicylate (Fragrance Ingredient), Potassium Sorbate (Preservative), Citronellol (Fragrance Ingredient), Alpha-Isomethyl Ionone (Fragrance Ingredient), Tocopherol (Antioxidant)
The Body Shop At-A-Glance
Strengths: One of the few cosmetic companies that lists complete product ingredients on its Web site; affordable; the Aloe Products for Sensitive Skin are appropriate for that skin condition; good selection of eye makeup removers; one of the best pressed-powder foundations around; great pressed powder; liquid eyeliner; lip gloss; nice selection of affordable makeup brushes and specialty products.
Weaknesses: The Tea Tree Oil collection; subcategories that focus on one beneficial ingredient (vitamin E, vitamin C, etc.) to the exclusion of others, making for several collections of one-note products; no effective routine to address blemishes; poor skin-lightening products; surprisingly lackluster to poor foundations and concealers.
This England-based company was one of the first to offer "natural" products in freestanding stores. Founder Anita Roddick opened her first shop in 1976, and the store's success spurred her husband to turn the business into a franchise opportunity, thus spawning the opening of several more stores across England and, by the end of the 1980s, the United States. As Roddick has commented, the timing of her stores and their merchandise occurred just as Europe was "going green." It is not unrealistic to speculate that were it not for the success of The Body Shop, companies such as Aveda, Origins, and numerous others may not have started on such sure footing. Most consumers are drawn to products with natural ingredients, even though those from The Body Shop, like many other companies claiming natural, use the same standard cosmetic ingredients seen throughout the industry. If anything, The Body Shop's worldwide expansion has caused them to rely less on natural ingredients and more on robust, effective, synthetic ingredients. Can you imagine the smell of millions of bottles of Banana Shampoo rotting in a warehouse?
A somewhat controversial business transaction occurred in 2006 when L'Oreal purchased The Body Shop. Fans of the brand and its stance on animal testing protested that this corporate marriage made for strange bedfellows given L'Oreal's dodgy history with animal testing. The acquisition had many consumer groups focused on ethical and organic business practices calling the sale a cop-out and accusing Roddick of selling out to "the enemy." Roddick commented that the sale had more to do with L'Oreal wanting to learn more about community trade, which could prove a financial windfall for the developing nations and tribes The Body Shop has conducted business with for years. (Sources: www.cosmeticsdesign.com/news/ng.asp?n=66584-l-oreal-the-body-shop-takeover-ethical; and http://news.bbc.co.uk/1/hi/business/4894854.stm). Regardless of motivation or ethical issues, what's certain is that L'Oreal's financial and developmental clout will allow the continued expansion of The Body Shop, although in terms of product improvements, you'll find more signs of that with the makeup than the skin-care products because that is L'Oreal's strength.
An attractive point of difference for this line is their ongoing commitment to environmental and social causes as well as fair trade and animal rights advocacy. For those efforts, the company (fueled by Roddick's personal passion for such issues) deserves high marks. If only the products were as sensible as the company's Mission Statement! It's not that there aren't good products to be found in The Body Shop's familiar green-trimmed stores, but far too many of them are ordinary formulations whose natural ingredients make little impact aside from looking good on the label. And many products contain irritating natural ingredients or fragrance components that place them a notch below the competition. This is not a company that has kept up with the latest research in what skin needs to look and feel its best. Instead, most of their products take a one-note approach to skin care, forcing customers to choose whether they want the benefits of vitamin C or E, seaweed, aloe, or a host of others—several of which have so-so benefit for skin, or less so in the amounts included in The Body Shop's products. Still, the line has remained affordable and is readily available, and so as long as you pay attention to the products that are worth your time and money, The Body Shop has some effective products in store for you.
Postscript: The Body Shop's founder, Anita Roddick, passed away in September 2007 at the age of 64. Although through the years we have had my issues with several of her company's products, it must be said that her business acumen and worldwide humanitarian efforts deserve accolades. She was a unique, passionate businesswoman, and we have no doubt her input will be sorely missed.
For more information about The Body Shop, owned by L'Oreal, call (800) 263-9746 or visit www.thebodyshop.com.
The Body Shop Makeup
Makeup isn't the main attraction at The Body Shop, at least if you survey the store and notice the small display compared to shelf after shelf of body lotions, butters, scrubs, and shower gels. Yet if you're drawn to the makeup display you will find it is nicely organized, with product labels and prices in plain view, plenty of testers and mirrors, and even a bit of counter space for your purse. It's an inviting setup, and the sales staff is low key and willing to let you play, which is always a plus. As it turns out, L'Oreal's acquisition of The Body Shop has paid off handsomely for the makeup, which received a much-needed spiffing-up in October 2006. Several products were reformulated, new products (mostly improvements) debuted, and the packaging improved both functionally and visually. Due to the extra attention paid to the makeup you will find some outstanding options for foundation, powder, liquid eyeliner, makeup brushes, and creamy lipsticks. The prices are reasonable too, but they're no bargain if you don't shop this line carefully. Still, L'Oreal has infused some panache into a makeup collection whose core products were becoming ho-hum, and the changes are welcome!
The Beautypedia and Paula's Choice Research teams have one mission: To help you find the best products for your skin, whether they're from Paula's Choice or another brand. By combining efforts, we're able to share scientific research and remain committed to the highest standards based on our decades of experience objectively reviewing thousands upon thousands of skincare and makeup formularies in all price ranges.
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Magicsuit Animal Rita Triple Tier Swim Tankini Top
Style: 570070740
Out of Stock
Magicsuit® feminine tankini top layered with breezy ruffles in a draping, slenderizing V for a flirty silhouette. Earth tones of olive, gray and white in an animal print. Pair with Magicsuit® Classic Brief.
- Integrated soft cup bra minimizes bust.
- Due to the high spandex content, you may want to order one size up.
- Adjustable straps.
- Scoop back.
- From Magicsuit® by Miraclesuit®.
- Sizes: 8-16.
- 79% Nylon, 21% Spandex. Hand wash, cold. USA/Imported.
- All swimwear available online, or call your favorite Soma Intimates for specific style and size availability. Check our store locator on our home page for contact information.
*Top and bottom sold separately.
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Is This The New Face of Jazz?
June 28, 2008. Posted by Amy Niles.Add new comment | Filed under: audience, autographs, beautful, clap, clue, concerts, dee dee bridgewater, FIJM, heart cause, hidden gem, julie andrews, lungs, michael bourne, montreal jazz festival, oliver jones, phenom, Places and Spaces, right to sing the blues, shining star, sing the blues, singing happy birthday, yanofsky
When a 14 year old says clap and a sold out room of people of every age does so willingly, something is happening. Her name is Nikki Yanofsky and while her audience could have easily been attending a performance of Wicked, they chose to come to the Montreal Jazz Festival. And this kid is choosing to sing jazz. She sings her lungs out. Maybe not her heart, cause quite frankly at 14, she doesn't have the right to sing the blues, but the audience didn't care one bit. She reminded me of reading Julie Andrews writing about her life as a 12 year old phenom in England- she could hit every note, but she had years to go before she learned how to sing. I am prepared to wait.
And then I listened to an audience full of people singing happy birthday to Hank Jones who is about to turn 90 this month. Michael Bourne was with me and he has already eloquently described the Jones and Jones experience. Hank Jones and Oliver Jones treated me to an evening that I may never get to witness again. And Nikki Yanofsky gave me a clue to what I have to look forward to in the future.
But the shining star of the evening was our divine Dee Dee Bridgewater. Gutsy. Beautful. After her show, watching the line of people waiting to meet her as she signed autographs at Archambault ( the hidden gem of a media store in the Place des Artes), personified the meaning of adoring fans. Dee Dee glowed. They loved her French, her English, her spirit.
I went to three different concerts. A night of jazz in many forms. And I loved every minute of it.


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HOME NFL New York Giants Gear New York Giants Mens New York Giants Mens Hats New York Giants Mens Hats Visors (2 items) Product ID: 802442
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Just like the coaches on the sidelines need to choose the right plays to ensure team victory, you should make the right choice for the proper gear to represent your New York pride! Call the right shot and choose this Giants Cleanup adjustable visor by '47 Brand. This comfortable visor features an embroidered team logo on the crown and an adjustable hook-and-loop strap to ensure a comfortable fit. At the next Giants game, make sure you make the right call and add this visor to your game day apparel!
- Material: 100% Cotton
- Curved bill
- Adjustable hook and loop fastener strap
- Adjustable hook and loop fastener strap
- 100% Cotton fabric
- Imported
- Officially licensed Giants visor
- One size fits most
- Quality embroidery
- Team colors and logo
- Officially licensed
- Imported
- Brand: '47
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Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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Bollywood actress Sunny Leone along with husband Daniel Weber were snapped at Juhu
Bollywood babes Amy Jackson and Elli Avram were snapped at Pali Village.
Bollywood babes Sunny Leone, Esha Gupta, Amy Jackson, Shamita Shetty, Delna Poonawala, Ameesha Patel among others were snapped at TAMASHA launch.
Bollywood celebs Sunny Leone, Daniel Weber, VJ Andy, Upen Patel, Ali Qazi Mirza, Rocky S, Rahul Mahajan, Anup Soni, Apoorva Agnihotri, Shilpa Agnihotri, Karan Singh Grover among others were seen at TA...
Bollywood badshah Shah Rukh Khan and actor Farhan Akhtar were snapped at Mehboob studio.


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Animal Party Squirty Set
- Overview
Pink pigs, cute cows, little lambs and plenty of other fun-loving friends come together to turn bath time into a party.
- Made of nontoxic, phthalate- and BPA- free plastic.
- Comes in reusable zip-top vinyl bag with drainage holes for easy storage and clean up.
- Ages 6 months and up.
- Styles and colors inspired by runway fashion and interior design.
- Includes cow, elephant, hippo, sheep, penguin, monkey, pig and raccoon.
- Dimensions & Care
- 2.5" wide x 2" deep x 2" high.
- Clean during bathtime.
- Air dry.
- Shipping & Return Info
This is a general shipping item.
View Our Shipping Information
Return Policy
At Pottery Barn Kids, we take great pride in the quality and craftsmanship of our products. Attention to design, materials, safety and construction is our priority. We carefully inspect your order prior to shipment; upon receipt, please inspect your purchase and notify us of any damage. We will arrange for a prompt replacement. If, within 7 days for Quick Ship upholstery and 30 days for all other products, you are dissatisfied for any reason, you may return your purchase for a refund of the merchandise value.
If your return for Merchandise Credit Cards is greater than $10,000, we will issue $10,000 in Merchandise Credit Cards to you that day, and then mail additional Merchandise Credit Card(s) for the amount in excess of $10,000 to you.
We cannot accept returns on monogrammed, personalized, special-order items, or on items damaged through normal wear and tear. We also cannot accept returns of final-sale items, which are identified by a price that ends in $0.99.
For returns of items purchased from your Pottery Barn Kids registry, we will gladly provide a refund or exchange for the merchandise within 90 days of your event or within 90 days of purchase, whichever date is later.
For assistance, please contact Customer Service at 800.993.4923
International Returns: Online returns are available only for items that were shipped to the United States. If you would like to return items that were shipped outside the US, please see International Returns and Exceptions.


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Hire Tools for one-off jobs from our hire shop
D.I.Y. moveable planter on wheels
A planter makes a great addition to any courtyard, balcony or backyard.
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D.I.Y. concrete wall shelf
This stylish concrete wall shelf is versatile, can be used indoors or out and is really easy to make.
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10 fast growing plants for privacy
These 10 fast growing plants from Bunnings Warehouse will make you help decide which quick growing tree to plant around your fence line for privacy.
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Good preparation is key when it comes to taking on any project. Here's a few quick tips to consider when planning a pergola.
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D.I.Y. outdoor shower
We'll show you how you can build an outdoor shower using your existing garden hose so you don't have to call in a plumber.
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Find out everything you need to know to help you plan and design your dream kitchen
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A–Z of kitchen renovation terms
Kitchen renovations aren't easy – from planning through to styling there's a lot you need to know. To help, we've put together a list of common terms you may hear when renovating the heart of your home.
Change your old hot water system to a new Dux gas or electric system.
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Bathroom makeovers on a budget
There are a number of simple, low cost things you can do to improve your bathroom.
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Lighting a bathroom can be a challenge – they are especially prone to shadows and reflective surfaces. But the good news is there's a vibrant range to choose from, including pendants, downlights, diffuse ceiling lights, sconces, under-cabinet lighti...
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How to paint
Preparation is the key to successfully painting a room. We'll show you all the things you need to do before you get started.
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How to choose the right colours for your home
Choosing the right colours for your home can be confusing. Find out how to choose the right colours for your home with this guide from Bunnings Warehouse.
Hire a Rug Doctor from your local Bunnings and give your carpets and rugs a professional clean.
How to clean carpet
A simple and affordable way to refresh your carpet.
Choose from our range of split system air conditioners and we can arrange installation for you.
Choosing the right interior light
The right choice of interior lighting can make a huge difference to the look and feel of your space. Whether you want to add warmth and ambience, make a bold statement, accent a particular feature or light up a work area, there are plenty of options
How to install low voltage deck lights
Turn your deck into a space you can use night and day. This video will show you how to install lights into your decking.
Posting a Gift Card is easy. Choose a value, select a design, make it your own and get it delivered.
A Bunnings eGift card is the ideal last-minute gift. Choose a value, select a design, personalise it and email it instantly.
A Corporate Gift Card from Bunnings is the perfect way to reward your staff or clients.
The CutSkill Type 44 OXY/LPG Cutting Nozzles are of two-piece construction incorporating a copper shroud. CutSkill nozzles combine CIGWELD's proven quality and performance with maximum cost effectiveness.
How to hang paintings and picture frames
Hanging a picture accurately and safely can be a tricky job. But with our picture hanging guide you'll never hang a picture in the wrong spot again.
How to patch plaster
Find out how easy it is to patch a hole in a hard plaster wall. Just follow our step-by-step guide.
How to remove plasterboard
Removing plasterboard is a handy renovating skill that's easy to learn.
How to seal a door
Sealing your external doors is a simple way to help draft proof your home.
How to install venetian blinds
Give a room some privacy and shade by installing venetian blinds.
How to choose fire-resistant gutter guards
If you live in an area prone to bushfire, it's important to choose the right fire resistant gutter guards for your roof. We'll show you how installing the correct guards can help protect your home.
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How to create an airtight home
To have an airtight home, you'll need to prevent airflow leaving your home. We'll show you some places which may leak air and what you'll need to do to reduce it.
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"We must not confuse the present with the past. With regard to the past, no further action is possible. "
Architect Frank Gehry
One of architecture's greatest minds talks about why that field matters–and why business jets do, too.
Ten years ago, after a tumultuous 16-year design and construction effort that was nearly derailed, one of architect Frank Gehry's favorite buildings finally opened. Perched like gusty puffs of air among the rectilinear towers of downtown Los Angeles, his metal-skinned Walt Disney Concert Hall made his unique vision concrete for thousands of locals and visitors. Little do they probably know that the 84-year-old Gehry lives just a few miles west in the coastal enclave of Santa Monica, where his passion is taking a new form in the Ocean Avenue Project. Described as a "world-class hotel and museum campus," it will be his first big design for the famously reluctant-to-expand beachside city.
Though Ocean Avenue seems likely to further enhance the architect's reputation, the creator of such landmarks as the Guggenheim Museum in Bilbao, Spain, and the Dancing House in Prague, Czech Republic, doesn't exactly need plaudits at this point. When Vanity Fair polled 90 leading architects and architecture teachers and critics in 2005, more than half named the Guggenheim in Bilbao as the most important work completed anywhere in the world since 1980. That led the magazine to call the Pritzker Prize-winning Gehry "the most important architect of our age." The late Philip Johnson, another hugely significant figure in the field, proclaimed him "the greatest architect we have today."
Gehry's insatiable curiosity undoubtedly plays a role in his greatness. This inquisitiveness was already evident at age 14, when he decided to replicate a high-school experiment where hydrogen and oxygen were combined and catalyzed with fire to make water, under a bell jar. Lacking the proper equipment, Gehry set fire to the combustible atmosphere inside the glass beaker. "I threw the match in, thinking I would have a pop," he recalled recently. "Luckily, I turned around. I had glass pieces in my butt and all the way across the room. People on the street knocked on the door to find out what happened. I was terrified. It was a good lesson in leaping into something without having a sense of the possible consequences, like our politicians do."
Gehry learned the lesson well. His work has been described as "crumpled paper," but that's an inside joke, deriving from his self-parody in a 2005 episode of the long-running TV show The Simpsons ("The Seven-Beer Snitch"). In that episode, Gehry's cartoon character crumples a piece of paper that forms the basis of the Disney Hall design. In fact–as a visit to the Gehry Partners studio in Los Angeles reveals–his creative process is far more involved. Dozens of architects work on various ideas that begin on paper, then morph into models of ever-increasing complexity.
Are you excited about the Ocean Avenue Project?
Yes! We don't have a finished design, but you can see what could happen.
You've focused the tallest part away from the edges to open up the sides.
I think that people are afraid of height. They're afraid of the Manhattanization of Santa Monica, which is a long way off, but I suppose if you opened the floodgates you could get a lot of towers. I've lived in Santa Monica since the '60s and I'd hate to see it Manhattanized, but I think there are enough constraints through the [city] council and the public in Santa Monica to not let that happen. You have to argue for special cases in every city, and that gets dicey, because you let one guy do it [get a zoning variance] and you've got to let the other guy do it. People I'm working with are also long-term residents of Santa Monica and they have similar feelings, so they've urged us to be real careful, and they don't want to build it unless it's special.
You're a brand ambassador for Bombardier. Have you ever wanted to design an airplane?
We've painted airplanes for [Pritzker Organization chairman and CEO] Tom Pritzker and [philanthropist and wine expert] Larry Ruvo, a Challenger 600. And we did an [airplane for an] airline from Panama [Copa Airlines].
Do you travel by business jet?
Yes, on short hauls. To China or Europe I don't. It's hard to justify. I use it around the U.S. and [within] Europe and it saves a lot of time. I can cut a week trip to three days by flying around private.
What models do you prefer?
Xojet uses Challengers and has the Citation X, which I love. My friend [the late film director] Sydney Pollack used to have one. I used to fly with him. But I love the [Bombardier Challenger] 300. Whenever we can get a 300 I opt for it because it's very comfortable.
How do you use the extra time?
It allows you to bring a couple of people and work on the plane, so you get a lot of quiet time–no telephones, although we use the Wi-Fi. In the long run it pays for itself.
Are there aspects of the jets' designs that you'd like to change?
I tend to accept conditions the way they are. If there was a chance to dig in and help them design it, I would. I would love to.
Ever want to become a pilot?
I've logged time as a student pilot [pulls out logbook]. This was on a Citation II. I did turns, landings, takeoffs and cross-country. I have a logbook from the '40s when I was taking lessons in a Waco biplane. We used to do aerobatics over Van Nuys Airport and land on that famous runway [16 Right]. I was 18 years old. I was an air cadet in high school and Air Force ROTC in college, so I have a fascination with flight and I love it. I've never soloed. I've attempted to take lessons but I'm just worried that I wouldn't focus. I'm all focused on architecture.
Why is architecture important?
Ninety-eight percent of the buildings that we live with are not architecture. Maybe architecture is a human conceit that's been handed down through the ages. Sometimes you wonder why it's necessary. It's so trivialized by world cultures. It's important to me because I spent my life doing it. There doesn't seem to be much…real interest in architecture today. I'm frustrated that it's not taken more seriously. For an architect, small [projects] can often have a big impact. That's the nice thing about architecture. Bilbao is a relatively small building compared with the scale of things that were being built at the same time, and it had a huge impact in bringing revenue to the city.
Wasn't Bilbao an example of being close to budget?
Yes, the budget was $100 million and we came in at $97 million, slightly under. Disney Hall was $207 million and we came in at $207 million to $208 million, somewhere in there. I'm fastidious about budget control.
Is that unusual in the architecture business?
To me it's serious. If the budgets aren't realistic going in, I challenge them, and sometimes we don't get the job. Like in Hamburg [Germany], we were offered the concert hall for 135 million euros. And I told them you couldn't build it [for that]; it was going to be more like 800 million, and it's now over a billion. [Another] architect accepted the budget. I don't know why. Maybe they needed the work. I needed the work, too, but that's where I draw lines, and maybe to my own detriment.
Is this something that you teach people who come to work for you?
Yeah, it's a discipline. I don't think throwing money at a building makes it a better building. There is a marketplace and a labor force and materials that are commodities and [the costs of] those go up and down. You have to be careful, and those are beyond the reach of an architect or a client. We track labor costs, and we usually hire cost analysts to analyze what it would cost to build a building, and if they say it's possible [to do within the budget], then we stick to that budget. If somebody else can do it, we can do it.
What led to your interest in the fish motif that you incorporate into your designs?
There was a backlash to historic reconstruction. We called it post-modernism. And people started to use Greek temples as models again. I was disappointed and I said, "Well, since Greek temples are anthropomorphic, why not, if you've gotta go back, go back 300 million years before man to fish!" I just said it off the cuff. So then it became a symbol. When I would draw I would put the fish in it. It piqued the interest of a lot of people. But once I got into it, I realized that what I was looking for in architecture was a way to express movement like the Greeks did, like the sculptors in India. I made a room that was based on a fish shape and it had that sense of movement. It was obvious, other people saw it and it was beginning to be an architectural scale. That opened the door. I wasn't intending to build fish rooms and stuff like that. It opened a door to a language that went beyond just pure rectilinear shapes and did express movement.
So you have to be open to things popping up?
This is where we get into the territory of who's an artist and what's an artist, and artists tend to use and trust in intuition more than a lot of people do. I've experienced this phenomenon with very successful businesspeople; they trust their intuition like an artist does. So it's not that these things pop up–these things are a product of the reality of your everyday life and the response to it.
The only thing that you gotta wonder is why more people aren't curious. I was raised in a Jewish family. I'm not religious, but I studied Talmud. Talmud starts everything with "why?" There's a sort of built-in model for curiosity in the early education of a Jewish kid.
The tendency in the Jewish religion for curiosity has been a great asset in my life. I think curiosity leads to success. Curiosity means you're paying attention to what's going on around you and you're wondering why it's happening. The next step is to say, "What if you did this?" That's trusting your intuition for one millisecond, and the product of "what if you did this?" sometimes leads to an expression that represents itself in painting, sculpture, architecture, music, science, building airplanes.
Do you think architecture can stimulate curiosity?
Yes, I think it can. I imagine 50 years from now people going to Bilbao and saying, "What the hell is that? Why is it?" And then being told, "That's the art museum." And then the next response would be, "These people were interested in art, weren't they? I wonder why." And then it might lead to some curiosity of how that really happened, that it was a commercial decision by the minister of culture, the minister of commerce, mayor, president of Basque country, to resurrect their economy. It was a business decision. Very interesting.
NAME: Frank Gehry
BORN: Feb. 28, 1929, in Toronto (age 84)
PROFESSION: Architect
TITLE: Partner, Frank Gehry Partners, LLP
EDUCATION: Bachelor's degree, University of Southern California, School of Architecture
TRANSPORTATION: Bombardier Challenger 300, Cessna Citation X
PERSONAL: Married to Berta Isabel Aguilera and has four children. Huge hockey fan; designed the World Cup of Hockey trophy.
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Skip to comments.Officials: 80 Percent Of Recent NYC High School Graduates Cannot Read
Posted on 03/07/2013 3:11:25 PM PST by SMGFan
click here to read article
Say no to testing.
That's okay as long as they don't drink a 2 liter soda with their pizza.
Remedial reading programs at a college seems a little stupid to me. Remember when you had to be smart to get into college, even a community college?
Liberals wouldn't think 100% failure meant anything, either.
After all, these are people who support - in the name of peace - a political system that murdered 200 million people in the last 100 years.
Illiteracy isn't even on their radar screens.
And 80% of teaching efforts go towards keeping these idiots in school so that the schools can generate revenue for their attendance. The whole education effort has been convoluted to this purpose.
From my home page:
Heres my modest proposal for education reform.
We have been discussing ways to fast track kids through high school to avoid the liberal agenda and other idiocies:
Proposal for the Free Republic High School Diploma.
What is worse is that many highly educated people don't understand common sense.
Tons of knowledge, little wisdom.
Right. As long as the kids come out understanding that Heather has two mommies, and that they have to hate the 1%, why should they need something so irrelevant as reading skills?
Sounds like good material for a class action lawsuit.
Sounds like good material for a class action lawsuit.
Cannot read, nor have large sodas and greasy fries.
Good job, gun grabber.
Yes...but the teacher's unions pensions are in great shape! Ask Randy Weingarten...the la presidente forever...she's done such a great job.
That's normal. Eighty percent or more of mainstream media journalists can't write.
No way. How could this be with No Child Left Behind testing these "graduates" all through their schooling? You aren't supposed to "pass" unless you are proficient in the skills taught.
What are the demographics of the public schools in NYC?
but they are indoctrinated for sex at 11, mandatory.
They should sue their parents for neglect.
Think how bad it would have been if teachers were not unionized or if budgets had been cut.
Obviously, the solution is stronger unions and more money!
Their earbuds are too loud.
and ubama got about 80% of the vote in NYC
Well, I guess the US Department of Education has no solutions.
As long as they vote moonbat, a lifelong welfare existence is well within reach....
Way to go liberals!! Woo-Hoo!!
I find this absolutely astonishing.
I guess this is because they don't have enough money
A friend asked me to tutor her son.
I found out that this high school kid could not read. He could not write. He'd never been exposed to phonics. He didn't have the slightest clue as to what went into a five paragraph essay.
I needed to start him out in the most basic program to build him up and teach him the correct way to use the most basic English. I wanted to teach him phonics.
He complained to his mother and my friend came to me and told me that I was 'demeaning' her son.
So he was not taught.
He had a willing tutor. He had someone who was willing to nug out the hard stuff and get him up to snuff.
But his pride was hurt. That, his mother could not stand.
She pulled him away from me, to protect his ego.
I pray for this young man.
What is worse is that many highly educated people dont understand common sense. Tons of knowledge, little wisdom.
Post of the Day!!!! A variation of that theme is there are tons of people who know everything, but produce nothing.
The story of our culture today I would say
They can't read but they can for Democrats.
........................"In its defense, the NYC Department of Education said it has raised high school graduation rates by 40 percent over the last seven years. And that the number of students needing remedial courses to do college work has declined slightly by half a percentage point overall"............................
Gee! I wonder if there's a clue to the problem in that statement?
Thirty nine and one half percent more graduates that don't have a clue!
Scroll down a few pages to begin seeing table data
Those are the ones who ATTEMPTED post-secondary education.
That population EXCLUDES dropouts and grads who go to work.
What is wrong with people?
Considering that 18% of New York city voted republican in 2012, my guess is that republicans haven't been a part of the cause leading to this human tragedy.
Makes you wonder how they can read to vote. What's next the the dem canidate names $$$ signs?
4 out of 5 graduates can not read-write or do basic math? Total fail for NYC schools, total fail! Shame on any NYC teachers, yall SUCK!
"Remember when you had to be smart to get into college, even a community college?"
Wow! Are you showing your age!
Read the article, THESE 80% ARE THE KIDS APPLYING FOR COLLEGE, THE ACHIEVERS!!!
the liberal answer is to give them a raise.
as long as these kids hate Republicans, mock Christians, know how to use a condom by 11 (and they HAD better be sleeping around too!) then liberals will call it a success.
So big deal....they don't need any reading skills, just enough ability to be able to read their Facebook and twitter feeds...
After all...Micky D's has a picture menu....
What other social skills do you need...?
In this case, I don't think "can't read" is synonymous with illiterate. The requirement is reading plus comprehension, and the reader is tested by answering questions that test comprehension.
No doubt, some of them are illiterate, meaning they don't recognize many common words put in front of them; but I;ll guess the majority suffer from limited vocabulary, which is slightly different from "illiterate". I'm going to guess they read at a 5th grade level, but 10th grade level is required to make it through the first year of college.
I am guessing that a Regents' diploma isn't required to enter a NY college anymore.
Well you tried Marie.
More low-information voters. They don't need to know how to read, just vote. The much-vaunted Axelrod outreach to inner cities won re-election for O'Bummer last year.
You mean you actually met an Obama Bimbo? LOL
I have an idea, lets set the money given to the schools per student back to where it was that they used to pass a reading test.
It will save Billions!
With Bloomberg in the midst of an unprecedented third term as mayor, you'd think he'd have to bear some responsibility for this.
Relearn? Or learn?
What's the big deal, Bloomie can just ban illiteracy. Problem solved.
I and my three children were proficient readers at least a year prior to enrolling in grade one. We are not necessarily a whole lot smarter than the average, but just possibly being nurtured in a family environment was helpful. Government interventions, however well intentioned, are not adequate substitutes.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Apr 26, 2013
Managing Mobile Security in Small And Midsize Businesses
Whether an SMB is struggling with company-owned laptops and smartphones, user-owned smartphones and tablets, or even USB devices, data has to be protected from accidental leakage and malicious attacks. The network can potentially be compromised if a mobile device is not properly secured or compliant with business policies. Allowing these various devices in the workplace can be a nerve-racking proposition for SMBs, with their limited IT staff and resources, but mobile devices are increasingly becoming something SMBs cannot avoid.
In this Dark Reading report, we outline best practices SMBs should adopt to exert some control over employee-owned devices. We also provide information about available tools, technologies and techniques that will help SMBs make smarter decisions about how to protect data. (S6880413)
Research Report


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Skip to comments.Going Rogue: Palin says she plans to 'shake up the GOP machine' w/ $1.2M raised through her PAC
Posted on 01/29/2013 2:34:17 PM PST by 2ndDivisionVet
Once again Sarah Palin is showing that she has no plans to play by the rules.
She has parted ways with FOX News after a turbulent relationship with the conservative cable news channel, taken pot shots at pundits in the 'lame stream media' and slammed her own party for selecting Mitt Romney as the 2012 Republican presidential nominee.
Now the former Alaska governor says she'll use the $1.2 million raised through her SarahPAC to 'shake up the GOP machine' and unveiled a vague vision on how she'll get her message out to a larger audience.
News broke on Friday night that she had not renewed her $1 million annual contract with FOX News, after three years as a contributor on Roger Ailes' network.
Palin then spoke out on Saturday, in an interview with Breitbart.com, saying that she was working to 'free up opportunities to share more broadly the message of the beauty of freedom and the imperative of defending our republic and restoring this most exceptional nation.'
Calling the future 'wide open' with opportunities, she shared how she plans 'to pick battles wisely, and all in due season' - hinting that she still has a fight left in her.
Her vision for the future coincided with the financial disclosure from her Political Action Committee, SarahPAC, with records released on Monday showing she ended 2012 with nearly $1.2 million in the bank.
She raised around $20,790 between Nov. 27 and Dec. 31 and spent $67,800 during that time period on expenses including consulting, speech writing and legal fees...
(Excerpt) Read more at dailymail.co.uk ...
If she will stand as a voice in opposition to the progressive/communist agenda, where do we send the check? No one is speaking up anymore...
She will need much more than $1.2M to shake up the GOP establishment!
After the Kerry vote today; it is CLEAR we need a second party. Up to it, Sarah?
Run Sarah Run!
They didn't even fight it, did they?
Sarah will either save or completely kill off the GOP, either way is fine by me.
1.2 mill will get you a 10 second Superbowl ad, one night in the Lincoln bedroom or a round of skeet with Barry.
Another absolute disgrace brought about in the "Good Old Boys Club".
I hope Sarah, Levin, Rush & Beck coordinate efforts to take down the GOPe and unite the conservative base. The tea party was effective in 2010 as a loosely based coalition of local groups. It needs some strong leaders now to focus the strength of all those local groups.
Good news....although I do wish she does makes better choices with who she supports. Palin did support Amnesty Liberals John McCain and Jeff Flake in their Senate primary runs (both are part of Gang of 8 Rubio/Obama Amnesty bill). She also tried to find a third party candidate against Todd Akin in MO...joining the RINOs sandbagging his campaign.
Hopefully that a Palin leaving Faux News she will not be influenced PhonyCon RINOs
Good on Inhofe, Cruz and Cornyn(?); but why did Rand Paul vote yes? Shame.
Someone is reading my mind again :)
Going Rogue: Palin says she plans to 'shake up the GOP machine' w/ $1.2M raised through her PAC
She also promised to shake up the 2012 elections. How'd that work out?
Somebody give HG a ping when she promises to fix a damn sammich. That might interest him.
I would love to see some White House reporter ask Barry what his favorite skeet recipe is...
Simple, he's been talking the conservative talk lately, but he is damn sure not walking the walk.
That told me about all I needed to know about him.
The *nut* is back under the tree he fell from.
Sorry Sarah. Too late. Our last chance to save the Republic was before Obama was re-elected to finish the job of destroying the USA economy and institutions. Too late Sarah. There won't be anything left to save. Now it is just a matter of how fast we decline and fall.
"After the Kerry vote today; it is CLEAR we need a second party. Up to it, Sarah?"
I think it may come to that eventually. With the Republican Party rapidly transforming into the Democrat-Lite Party, we'll need one to represent conservatives.
Governor Palin stands by her principles and will stand by them no matter what. She resonates with the "average Joe" and we need someone like that in Washington, DC to clean house.....and believe me, there will be a house that needs to be cleaned.
Whats up with FOX paying Juan WIlliams more than her...?
Williams is a loose cannon rolling around Fox's decking..
and several other liberal hand-granades bouncing from beam to beam..
Could be O'Really is the power broker there.. who has the loyalty of a Wolverine..
His loyalty is all in his stomach.. he can dine on carrion easily..
He is like Jerry Rivers only difference he is successful..
But both are Doofussi.
With the 97-3 Senate vote to confirm the treasonous John Kerry (with only Cruz, Cornyn and Inhofe taking a principled stand), and with Sarah Palin's courageous stand, it's clear that the Republican party is simply living up to its long heritage as being the establishment, go-along-to-get-along, reach across the aisle collection of Washington insiders.
The default position of the GOP is not Conservative. And I don't think it ever was. Aside from Calvin Coolidge, the only authentic Conservative to ascend to the presidency was, of course, Ronald Wilson Reagan. Barry Goldwater tried but was hampered at every turn by the Northeastern elites, the Lodges and Rockefellers, the ones who have run the party for decades.
What Reagan did was run under Republican banner but, in his wisdom, he only used the party to advance the interests of a strong Conservative America. In that sense, he was indeed a Republican in name only since his cause was far greater and far nobler than that of the GOP!
Like Sarah Palin, President Reagan went rogue and transcended the constraints of the mere GOP. Until the leftists are eliminated from the Republicans (and we clearly saw just who they were today), in the strictest sense of the term, being a RINO is -- in fact -- a badge of honor.
Palin should spend her time and PAC resources going after the 40-50 House RINOS in their home districts. Take them on in their own backyards. RINOS are enemy #1 and everyone knows it.
Back in 2008 I saw Palin as the next Reagan. Now I don't know if she's the next Reagan or the next Ross Perot.
is this article satire? 1.2 mil? Romney and Rove blew 1 billion and only gained IN and NC.
Then why are you wasting your time here?
Keyes was good. But he's spoiled goods of late
Go Sarah
Cornyn's no vote was cover - he's up for re-election in 2014 - Kerry was going to be appointed anyway so this was a no-brainer vote for him. I'm sure he got together with the "boys" and explained his problem.
See my post earlier in this thread. It may be merely a semantic difference between us, but the enemy are CINOs, Conservative In Name Only. The Republican party has a heritage of eschewing Conservatism -- with the likes of George Norris, Thomas Dewey, Bob La Follette, Jacob Javits, Fiorello La Guardia, Olympia Collins, Bob Dole, Nelson Rockefeller and, sadly, far too many more fitting that profile.
The greatest president of my lifetime, Ronald Reagan, rose above the mere party label of "Republican" to lead a Conservative revolution, fighting the long-entrenched leadership of the party. In that sense, President Reagan was a rebellious RINO since he cast off the shackles of mere Republicanism to advance genuine Conservatism. He was the real deal.
Sad to say, but we were right about Romney all along. Big "L" loser as a Republican nominee.
Connie Francis to the GOP-e: Who's sorry now?
I'm all for Sarah, no matter what ventures she attempts to aspire, but she REALLY needs to get over the John McCain is great crap. HE is part of the problem. HE is a RINO. And if she wants to call "Moderates", like Romney, out on the carpet, she NEEDS to put McLame in there as well. ALL of them need to go.
I still say the best ticket would be Rand Paul/Allen West (in any order), but if Sarah Palin wants to jump in again...I'm for that too. However, I think she needs to get someone more acceptable to the main stream conservatives because I know many who are totally turned off on her (for whatever lame reason) and she would need to get their support somehow.
I can't see America going from a president we can't trust to one we can't understand. Sarah, yes... Alan, no.
Actully, he was worse than that, and it has been a long time coming.
The only reason FOX hired her was to keep her off the other networks. The move was obvious as all get-out.
I saw her that way too. I still think she could be only time will tell.
In 2011 she read the tea leaves, saw the polls and knew she couldn't win. It was obvious we would get Mitt as the conservatives ate each other alive, and then dropped out one by one. Don't go into battle unless you know you can win.
I lived in Alaska for four years and don't underestimate what she was able to do up there. The state may be low in population but their politics are tough.
I have been so angry at the capitulation of the GOP and the RINO candidates we end up with, that I would love to see her show them how things need to be done. Heck, I will probably donate to the cause.
Go Mesta!
Go Sarah!
I will use that pic in future mesta thank you :)
Yep! We were right all along and yet we did our best to help Romney.
We prayed and we voted.
Connie could really belt out the ballads and also sing with passion!
Thanks for "Who's Sorry Now?" Really like that one!
Beautifully done MestaMachine!
Leader of the Pack!
Jim Robinson has posted that Free Republic is not a Republican site but is one for Conservatism and for grassroots activism. I don't think it's a matter of taking the Republican party back...no, it's time to take it over!
If that were 1.2 Billion, perhaps she could make a mark, but 1.2 million is a spit in the ocean in politics.
Barry wasn't near the conservative that his mouth pretended to be.
Sarah maybe leader of the pack, but no in thanks to Sexist, Misogynists who masquerade as conservatives and second guess her at every turn.
They need to go back to the kids table, the grown ups are talking here :)
Love it! Smack sandwich :)
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Be a part of a unique online community that connects post production professionals and film academics worldwide.
You'll have access to personalize your news feed, access to Live Post Talks and much more. Contribute to the community by posting interesting post production content.
January 17, 2013, 12:31 pm
In some ways, the job of film editors is to make their work invisible. They hope that audiences don't notice the editing and see only that a clear path has been drawn to the heart of the film's story.
January 20, 2017, 2:12 pm
RØDE has unveiled the latest advancements in its VideoMic line including the first mic designed to capture 3D audio on-camera.
January 20, 2017, 10:14 am
Note, this is a follow up to the RØDE VideoMic Pro+ announcement – covering the Soundfield version…
January 20, 2017, 10:14 am
In 2015, Christian Irles explained in detail about the work of MPC on INTO THE WOODS. He then took care of the visual effects of PAN and MISS PEREGRINE'S HOME FOR PECULIAR CHILDREN. He joined Cinesite in 2016 and worked on ASSASSIN'S CREED.
January 20, 2017, 10:14 am
Take a boat trip with Nvizible with this VFX breakdown of their work on SING STREET...
January 20, 2017, 10:14 am
COW Blogs : Brinder Singh Gera's Blog : After Effects Tutorials: Moving Dots and Lines
January 20, 2017, 10:14 am
For cleaner dialogue tracks, I use Vegas Pro and Audacity to remove unwanted noise, gate out the noise and add room tone so the different background sounds will be better matched for a seamless dialogue track. Thanks 'gewonetest' for prompting me to do this!
January 20, 2017, 4:06 am
The fourth episode of the official ZBrush podcast is online, with three guests: Kris Costa, Sunny Li-Hsien Wei and Patrick Gagne. Lead Creature Modelers, they recently worked on the film Warcraft: The Beginning .
January 20, 2017, 4:05 am
Following significant updates to its GarageBand and Logic Pro X tools, Apple this evening has released updates to its Final Cut Pro, Motion, and Compressor editing apps. Each update includes its own set of changes, including bug fixes, performance improvements, and more…
January 19, 2017, 10:25 am
VFX Artist Sean Mullen shows us how to create the famous RGB Split Effect using only the native tools in Adobe Premiere Pro.
January 19, 2017, 6:14 am
We're checking out Universal Audio's new and improved desktop audio interface for Mac and Windows and demoing it's Unison mic preamp technology and UAD-2 plug-ins.
Joe Walker joins Gordon to discuss the editing of Denis Villeneuve's film Arrival. They focus on Time and manipulating t ...
Gordon sits down with Steven Rosenblum to discuss the editing of Birth of a Nation. They talk about lack of footage and how t ...
Gordon sits down with Zack Arnold, founder of FitnessinPost.com, about his new project, Optimize Yourself. This new program i ...
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- Approximate length. 56.5".
- 95% Rayon, 5% Spandex. Machine wash, cold. Imported.
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Embraceable Cool Nights
Currant PJ Pant
Style: 2570051020
Out of Stock
Comfy pant in Embraceable™ Cool Nights knit. The softest, most luxurious in the world.™. An on-trend color for fall—like an Indian summer sunset. Match it with the 3/4 Sleeve Short Sleeve Top trimmed in shimmering lace.
- Superior to cotton in softness, our breathable Cool Nights™ knit keeps you cool and dry.
- Stretch knit retains shape and silky drape, even after countless washings.
- Flat, covered elastic waistband.
- Wide, straight legs.
- Non-cling.
- Appoximate 29.5" inseam.
- 93% Rayon, 7% Spandex. Machine wash, cold. Imported.
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If your home feels confined, try these design expert tips to create the illusion of more space.
Are you feeling a bit confined by your less-than-spacious accommodations? Learn how to get the most of every square inch from Hometalk�s community of design experts. In Living Areas A�favorite room-enlarging trick among interior designers is to hang the curtains up high and let them flow all the way to the floor. The room will seem taller and more spacious! Mirrors are also a tried-and-true method for making rooms feel larger. And finally, free up existing floor space by using multi-use furniture, like bench seating that doubles as storage. High Curtains via Life on Virginia Street In the Kitchen There are quite a few visual tricks that can be applied in the kitchen to create an illusion of more space. Switch some cabinets to open shelving, and install glass cabinet doors. Overall, the color white will make any room seem more spacious and airy. Max�out your kitchen�s storage abilities�clear counters and tables to instantly make a room feel more spacious. And lastly,�increase the amount of natural light coming in. Glass Kitchen Cabinets via Gwen Moss Blog on Hometalk In the Bedroom To create the illusion of more space in the bedroom, make sure your furniture is all of a similar color palette. This secret trick is so effective because mismatching furniture visually breaks up the room and gives an overall disjointed impression. Place a few brightly colored accent items decidedly apart, so the eye must travel to each one. This will trick your brain into seeing more space! Design experts�also often advise their clients to tuck and store away as much as possible. Use vertical storage like shelves, particularly in your closet. The visual tricks from elsewhere in the house can work here as well�clear, glass furniture; light colors; and mirrors! Metallic accent furniture will have a similar effect to a mirror. Bedroom Mirrors via South Shore Decorating on Hometalk In the Bathroom Many professional redecorators say the trick to creating more space in a small room like a bathroom is to use glass or lucite as much as possible to create the optical illusion of more space. Switching out storage baskets and shelves for clear glass ones is an easy and effective change. Opt for a non-bulky sink or vanity, it will appear to take up less space. Thin Bathroom Vanity via Rambling Renovator on Hometalk Find�tips and tricks for better organization,�clever shelving solutions�and more on Hometalk. This article originally appeared as on American Profile


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Built from the ground up by career services professionals, CSM enhances how information is shared and processed both within the university and between students and employers. Learn more about CSM's unique features below!
Meet face to face with key recruiting contacts. Login to view upcoming career events and fairs, and instantly RSVP.
Maximize your event attendance by researching participating employers in advance. Access online employer profiles to view available positions, majors recruited, key stats, and more. Submit your resume to attending employers with a click.
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Never miss an appointment, deadline or event! We offer Facebook and calendar integration to ensure you stay up-to-date on all your career related commitments and upcoming opportunities.
Simply subscribe to our Facebook feed to receive career services announcements, schedule interviews, view upcoming events, job agent results, and more. Information posts to directly to your Facebook wall.
Sync your appointments with most calendar applications, and smart phones.
Employer information sessions offer a convenient way to learn about prospective employers and start building relationships with key recruiting contacts.
Simply login to find out which employers will be hosting information sessions on campus. Once you've found a session you'd like to attend, you can RSVP with a click.
We'll send reminders via text message and email so you'll never have to worry about missing a session. Plus, information session dates sync with most calendar applications and reminders can be right posted to your Facebook wall.
Visit the multi-media Resource Library to view documents, images, YouTube videos, presentations and other resources posted by your career services staff.
Here you can find tips on deciding a career path, writing resumes and cover letters, or interviewing with top recruiters. It's easy to find just what you are looking for. Documents are categorized and include descriptions that make it simple to identify the document's focus. Once you're logged in, just click on the Resource Library 'quick link' from the home page.
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The Extended Job Search is an invaluable tool that aggregates job postings from major employer web sites and other reputable job boards including results from Google, Indeed and Simply Hired. Search for postings by location, job function, experience required and more.
The employer you've had your eye on just posted your dream job. now what? Need some help writing the perfect resume? Unsure how to find common ground in the interview? Not confident in your lunch interview tiquette?
Fortunately, your career center offers a variety of Workshops throughout the year to help you develop and refine your career-related skills. From mock interviews, to discussing appropriate business attire; Workshops provide all the tips and skills you need to ensure job search success.
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The latest advice from career experts suggests that candidates build connections with recruiters well in advance of sending application materials. Put yourself ahead of the competition. Research employers now with our Enhanced Employer Profiles.
Browse hundreds of multi-media employer profiles and easily locate the organizations that suit you. Get a true feel for the company's culture and mission by viewing the employer's videos and photo gallery, key stats, corporate overview, and more.
View the organization's latest Tweets, or link right to their Facebook, LinkedIn or Twitter page!


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Taking On 5 Big Retirement Myths
NEW YORK ( TheStreet) -- It is said that the ancient Greeks had a knack of wrapping truths in myths, the better to communicate everyday truths.
An interesting concept, but one that won't wash with our investment experts, who were invited to pick their biggest retirement planning myth and debunk it, whether it be how much money you'll really need to retire comfortably or the virtues of paying off your mortgage early.
The ancient Greeks wouldn't approve, but they're not around to help you with your retirement anyway. Here's a look:
Myth No. 1: $1 million will guarantee a stable retirement.
Expert: Nicole Rutledge Regili, lead adviser with Orlando, Fla.'s Resource Consulting Group
Not necessarily!
First, $1 million today does not buy you what $1 million would buy you 20 years ago, thanks to inflation. Second, $1 million may or may not be your "number."
That number is determined by many variables, but spending and portfolio returns are the most prominent.
Here's what I mean: Someone earning about 7% annualized for 20 years and spending $200,000 per year would need around $2.2 million in the bank, whereas someone earning this same 7% but spending only $100,000 per year needs only half as much, $1.1 million. There's a similar relationship with the rate of return your money is earning. If your portfolio is invested very conservatively and earns 4% per year, and you want to spend $200,000 per year, you would need closer to $3 million.
Myth No. 2: Health care is your biggest expense in retirement
Expert: Chris DeGrace, vice president, SunTrust Investment Services (STI)
Health care certainly is a big cost, but the No. 1 expense is actually taxes.
Because many people are drawing on assets that have enjoyed tax deferral during their working years, they are forced to pull money out of those accounts at ordinary income rates. It's very important to determine a strategy that enables you to draw down retirement income across all accounts available in the most tax efficient way. Ideally you want to let the tax-deferred accounts grow as long as possible. In addition, one would want to focus on the basis of the taxable assets to decide what funds to spend.
Myth No. 3: Downsizing in retirement will save you money
Expert: Caroline Delaney, executive vice president at San Jose, Calif.'s Hillis Financial Services
Many clients want to downsize, but their egos tend to get in the way. They think moving into a smaller home will cut back on their monthly outlay, but that tends not to be the case. They may move into a smaller home, yet the money they save in mortgage payments ends up going to remodeling the home or a new car payment. When giving up the space, make sure you are actually reaping the benefits.


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Moderators: peeker643, jb, swerb, pup
by SoulDawg74 » Mon Apr 25, 2011 6:07 pm
by hiko » Mon Apr 25, 2011 7:30 pm
SoulDawg74 wrote:Cock roaches exposed to sudden light to appeal.Manning and others could be deemed free agentsSoulDawg
by e0y2e3 » Mon Apr 25, 2011 7:45 pm
by Triple-S » Mon Apr 25, 2011 7:49 pm
Swerb wrote:Go start a blog if you want to tell the world your incomprehendible ramblings.
Cerebral_DownTime wrote:I have a big arm and can throw the ball pretty damn far...... maybe even over those moutains. The Browns should sign me, i'll let you all in locker room to drink beer. Then we can all go out the parking lot to watch me do motorcycle stunts.
by e0y2e3 » Mon Apr 25, 2011 7:53 pm
by peeker643 » Mon Apr 25, 2011 7:54 pm
e0y2e3 wrote:This is essentially the worst thing that could have happened.Empowers the NFL and NBA players in a manor that isn't going to be beneficial re: addressing any of the actual problems.End of the day this is going to cause a lot more stress and probably end up overruled on appeal. Accomplishing nothing than than completely fucking up the NBA and NFL negotiations.The NFL could fuck up a wet dream.
by jerryroche » Mon Apr 25, 2011 8:53 pm
by peeker643 » Mon Apr 25, 2011 9:56 pm
jerryroche wrote:Am I right in assuming that, no matter who wins, ticket prices will go up again? One side wins, they go up a lot; other side wins, they go through the roof?The golden goose may never die, but it could well get to a point where it's on oxygen 24/7 -- thanks to greed on the left, greed on the right, and greed in the middle!
by mattvan1 » Mon Apr 25, 2011 10:19 pm
peeker643 wrote:They have four and a half months before kick off to figure out some complex shit.
peeker643 wrote:Bunch of fucking idiots. Some of these morons thought they could get a lift in tomorrow so their workout bonuses would kick in and now some of the idiot owners will want blood just because they got kicked in the balls.
by danwismar » Mon Apr 25, 2011 11:35 pm
peeker643 wrote:And I am at the jump off point. They could keep me with no increase or with a competitive football team.Maybe.
by gdbenz » Tue Apr 26, 2011 8:19 am
by jb » Tue Apr 26, 2011 9:08 am
by pup » Tue Apr 26, 2011 9:33 am
by peeker643 » Tue Apr 26, 2011 11:35 am
jb wrote:Ur piece today was the best thing you've ever written, Gary. Right in your wheelhouse.Keep 'em coming so I understand this mess!
by gdbenz » Tue Apr 26, 2011 11:36 am
by Madre Hill, Superstar » Tue Apr 26, 2011 1:26 pm
by Cerebral_DownTime » Tue Apr 26, 2011 1:57 pm
by daddywags » Tue Apr 26, 2011 2:57 pm
by gdbenz » Tue Apr 26, 2011 3:02 pm
by danwismar » Tue Apr 26, 2011 3:59 pm
by jb » Tue Apr 26, 2011 4:04 pm
by jb » Tue Apr 26, 2011 4:08 pm
danwismar wrote:Really good piece by Allen Barra that's worth a read...http://sbn.to/fvVCl5He says the ruling is a game-changer for the players...credits DeMaurice Smith...and says the issues will be quickly resolved because the owners know how much trouble they're in...
by danwismar » Tue Apr 26, 2011 9:06 pm
by hiko » Tue Apr 26, 2011 10:31 pm
Yeah, I'd negotiate. Since there is no league minimum anymore, I'll give ya $40k/ year. Take it or leave it. By the way, there is now a 20 game season, find your own facilities to work out at, we have full pad practices every day until games start, there is no health insurance, no retirement pension, and oh yeah, our team only has 11 players, you have to play both offense, defense and special teams. Don't like it? Go file a grievence with your union...
by jb » Tue Apr 26, 2011 10:46 pm
by hiko » Tue Apr 26, 2011 11:36 pm
by danwismar » Tue Apr 26, 2011 11:36 pm
by gdbenz » Wed Apr 27, 2011 6:24 am
by jb » Wed Apr 27, 2011 8:23 am
gdbenz wrote:Dan, the union sure does have the owners on the run, right up to the point that they realize that the only thing worse than losing in court to them is beating them in court. Smith and the lawyers haven't yet explained all the downside of a league without rules because to them the object isn't to make a better league but to beat the owners.
by jb » Wed Apr 27, 2011 8:26 am
hiko wrote:I really thought they were smarter than this. I really thought that they would work things out before it got to this point.Like the Captain said in Starship Troopers as the bugs started destroying the starfleet: Someone made a mistake. Someone made a big goddam mistake!
by yogi » Wed Apr 27, 2011 9:27 am
gdbenz wrote:Dan, the union sure does have the owners on the run, right up to the point that they realize that the only thing worse than losing in court to them is beating them in court. Smith and the lawyers haven't yet explained all the downside of a league without rules because to them the object isn't to make a better league but to beat the owners. It won't be a windfall for the players but a reason for them to re-form a union and strike a deal. Teams will spend less, not more, for players. Players who don't want to work cheap will be replaced with players who will. Remember, for every player in the NFL, there's at least 10 others who didn't make it that would take those jobs in a minute.
by danwismar » Wed Apr 27, 2011 12:06 pm
by jb » Wed Apr 27, 2011 12:20 pm
But it not like there's no downside for the owners just because they are in possession of the checkbooks. No NFL owner relishes the idea of facing his fans to explain that Brady, Manning or Brees won't be suiting up this year, but not to worry...Joe Blow and Tommy Turd will be there, so come on down to the $500 per seat luxury box anyway.
I'm just the guy seeing my deadline (5/1) for season ticket money creeping up, with the prospect of the opener seeming farther away by the day, instead of closer. Maybe I'm grasping at any positive-looking straw.
by hiko » Wed Apr 27, 2011 12:23 pm
by danwismar » Wed Apr 27, 2011 12:53 pm
jb wrote:Well, looking at the history of professional sports labor relations, can you find me one instance of the players winning that resulted in anything positive for the fans?
by daddywags » Wed Apr 27, 2011 1:16 pm
by jb » Wed Apr 27, 2011 1:59 pm
by gdbenz » Wed Apr 27, 2011 2:06 pm
by jb » Wed Apr 27, 2011 2:14 pm
by hiko » Wed Apr 27, 2011 2:22 pm
GB, is it possible the owners could reorganize themselves into a single entity that is the NFL rather than 32 distinct franchises thru some issuance of stock after the formation of a corporation?
by daddywags » Wed Apr 27, 2011 2:37 pm
Football teams that need to cooperate are not trapped by antitrust law. "[T]he special characteristics of this industry may provide a justification" for many kinds of agreements. Brown, 518 U. S., at 252 (STEVENS, J., dissenting). The fact that NFL teams share an interest in making the entire league successful and profitable, and that they must cooperate in the production and scheduling of games, provides a perfectly sensible justification for making a host of collective decisions.
by gdbenz » Wed Apr 27, 2011 4:31 pm
by hiko » Wed Apr 27, 2011 4:42 pm
gdbenz wrote:A couple of things. First, the owners could absolutely re-formulate as a single entity with 32 divisions, but doing so isn't simple. What would have to happen is that each franchise would have to dissolve and the league take over the ownership. Doing that is not a simple task because every team is a well established corporation with debt on their books that could become immediately due and payable upon a disolution of the business. There are a lot of other complications to it, but technically speaking it could be done to avoid the anti trust problem. Indeed, if you note almost all of the other new leagues that have formed over the years have tried just that approach--to have the league own the franchises as wholly-owned subsdiaries. This was done precisely to avoid anti trust issues. The model is difficult to execute but far easier if you're starting from scratch. Second, there are a whole whose of non-economic decisions that could be collectively made by the 32 separate teams that wouldn't run afoul of antitrust laws. The key issues that makes the league successful,however, are all virtually economic in nature--salary caps, minimum salaries, television contracts, the draft, free agency restrictions, etc. Those would never pass scrutiny under antitrust laws, something that the owners already know full well.
by e0y2e3 » Wed Apr 27, 2011 9:36 pm
by hiko » Wed Apr 27, 2011 11:37 pm
e0y2e3 wrote:SBJLizMullen: Breaking--Judge Nelson in NFL Lockout case: "Defendants' motion for a stay pending appeal is DENIED."As pissed as I am about them fucking with the NBA situation I am really looking forward to the comedy of the next 24 hours.Just one owner needs to breakout and sign someone.
by gdbenz » Thu Apr 28, 2011 8:03 am
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Tag: eye wrinkle treatments
Fine Lines Under Your Eyes. Discuss.
Fri, 1 November 2013 3:30PM
So maybe it's all those sleepless nights and unholy amounts of computer screen time. Or maybe it's the fact I'm no longer in my mid twenties. Whatever the reason, fine lines are popping up to say howdy, and they love hanging out underneath my eyes. It's not crows feet territory, but when I smile they… more
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De LorenzoInstant Series Pack. The series incorporates intelligent paraben free formulas with ingredients that offer conditioning, moisturising, smoothing and volumising capabilities. Staying true to the brand ethos 'inspired by nature', the hero ingredient is Baobab Protein, a natural sustainable ingredient derived from the iconic African tree known as the 'tree of life'. Baobab Protein repairs, increases strength, protects from UV damage, moisturises and nourishes hair from root to tip. The all-new Instant Series consists of Instant Rejuven8 for coloured hair, Instant Allevi8 for frizzy hair, Instant Accentu8 for fine hair and Instant Restructurant Treatment.


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Turn back the hands of time !
The moisturizing glove offers a new response to fight hand dryness and aging.
The gel used in the lining of the glove performs the following action:
- Releases a mix of strong moisturizing agent;
- Nourishes and smooths the skin surface;
- Reduces ages spots and wrinkles.
Why are they unique ?
- The gloves adapts itself to the shape of the hand;
- The internal structure in polymer allows for a progressive release of active ingredients;
- The active ingredients are only diffused by the contact of the skin therefore not loosing their efficiency over time;
- The moisturizing gloves does not absorb the impurity of the skin yet it can be washed without loosing efficiency.
Intense hydratation
Avocado oil( Vitamine A & C) : Brings softness, shine, suppleness
Vitamine E : Anti-ageing – Anti-redness – Protection against environmental agressions.
Jojoba oil : Nourrishes and fights skin dryness. Gives a « satin like » effect to the skin.
Olive oil : Anti-dryness.
Minéral oil :Protective film.
Canola oil : Smooth the skin.
Céramides III : Anti wrinkle, restores cellular barrier of the skin.
Grape seed oil : Tones of the skin and get rid of toxin.
The gloves must be worn during 30 to 45 minutes, 2 to 3 times a week.
For an intensive treatment, wear the glove all night.
The gloves can be hand washed with warm water and soap and let dry without twisting during at least 24 hours.
Maximum uses = 30 times.


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An effortlessly-chic silk shirt bebe dress in a bold hue and cinched at the waist is an instant ticket to polished edge. Try yours with metallic pumps and an oversized clutch to give it a festive pop.The belt contains lead, a chemical known to the State of California to cause birth defects or other reproductive harm. Do not allow children to mouth or chew.
- 100% silk
- Center back to hem: 34" (86 cm)
- Polyester lining
- Dry clean
- Imported
- Model is 5'9" and is wearing a US size S


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Turtle Salvation Program
Spicy Travels
Sailing Expeditions
Cozumel Neighborhoods
Lifesaving Program
Car Rentals
Photo Tips 1 - Cozumel Sunsets
C.J. Gustafson, Freelance Writer and Photographer
Cozumel has some of the most beautiful sunsets to be found on earth. Not only do you get an amazing display of colors, but the overall color tone changes from one night to the next.
It could be a pink sunset, then a purple, then orange. You never know. There are usually some clouds to add interest, and if you're lucky, you might get a cruise ship or smaller boat in the shot as well.
Tips for Getting the Best Sunset Pictures!
Get there early and be ready to shoot
The sun sets FAST on Cozumel. You can actually see it dropping. Late afternoon often provides opportunities for some great shots of the sunrays splintering through the clouds. You usually have about 15 or 20 minutes from the time the sky starts to color nicely until the sun is completely gone. Scout it out ahead of time and try to decide where and when the best shots are.
At the very least, carry your camera with you when you go take that evening walk on the beach.
So many people have missed the sunset completely because they were running back to the car for the camera.
Watch for glare
If you shoot directly into the sun, even at sunset, you can get small light dots showing up in your photos. This is especially true if you're taking water shots. We're not really sure what part of the photo process causes these glare spots, but most people don't like them in their photos. (I personally think they can add to an image under the right circumstances) Usually, if you look carefully, you can see the glare in the viewfinder before you take the shot. You can lessen the glare by moving the angle of the camera, using a lens hood or shading the top of the lens with your hand if possible (just don't get your fingers in the shot). Here is an example of a shot with glare spots.
Consider an east coast sunset
Obviously, you don't get the same rainbow of colors with an east coast sunset. But you do get some pretty cool light pinks and blues. The waves are usually starting to get nice and big around that time of day, and most of the people have already headed back to town.
So you get the shot that few tourists ever do. For more advanced photo fanatics, the lower light and an adjustable shutter speed provide opportunities for some great shots of dreamy looking waves spilling onto beautifully lit coral formations or uninhabited sandy beaches. I've only included basic skill shots here, but you can check out my website
to see examples using these more advanced techniques.
Try some silhouette shots
As the sun begins to drop below the horizon, the light decreases and you can get some really nice silhouette shots of palms, boats, people, or other objects with recognizable outlines.
In a silhouette shot, the low light hides the detail of the object in the front, making it almost completely black. This lets you include the object (and increase interest) while keeping the focus on the beautiful sunset. See an example of a silhouette sunset.
Don't get so caught up in getting the perfect shot that you forget to stop and look at the amazing spectacle before you. We only get so many great sunsets in our lives.
NOTE: If your film is 200-speed or less, you might want to find a level, stable place to set your camera or use a tripod for the really low-light shots. Even small hand movements can blur the picture if you are in low light with a slower speed film.
Embrace the light!
Other Interesting Perspectives and Tips by CJ you might Enjoy!
Spicy Travels - Introduction
Romance, adventure, good food, hot dancing, and once-in-a-lifetime experiences on the island of Cozumel!
Spicy Travels 1 - The Iguana Adventure
He's little, he's cute, he doesn't bite me, and he eats mosquitoes and other bugs. I'm on a Caribbean island with no worries. Let it go. It is all part of the adventure - but what an experience!
Spicy Travels 2 - Moonlight Dance Adventure
These are the times in your life where you have to tell yourself that times like these seldom come along in life and you can't let them slip by because you're embarrassed or nervous or afraid.
Spicy Travels 3 - Language Learning Adventure
My adventure reminded me that there is common ground when it comes to language on Cozumel, with both tourists and locals wanting to learn how to better communicate.
Spicy Travels 4 - Barracuda Adventure
Suddenly I saw a large shadow move across the ocean floor and I looked over expecting to see another snorkeler swimming alongside.
Travel Tip 1 - Cozumel is a State of Mind
There's something about a Caribbean island that is just fundamentally different from the rest of the world. This definitely true of Cozumel!
Travel Tip 2 - Always Bring Music
I've learned through my travels that music can set the tone and enhance the enjoyment of almost any activity on the island.
Travel Tip 3 - Learn Spanish
Although many people on the island speak English quite well, there have been numerous instances where I was glad to know some Spanish.
Travel Tip 4 Explore Cozumels Underwater World
Dont let fear of the unknown keep you from experiencing Cozumel's beautiful underwater world. This truly is one of the most unforgettable aspects of the island and there is more than one way to experience this!
Photo Tips - Introduction
The endless supply of subjects, the beautiful lighting, and constant activity make photograhing Cozumel basically effortless
Photo Tips 2 - Hit the Tourist Spots
Don't avoid the tourist spots completely because they provide some good photo opportunities as well as fun activities - all in one location!
Photo Tips 3 - Walk Don't Ride (At Least Part of the Way)
It has been my experience that very rarely do you get good Cozumel pictures riding in the back seat of a taxi cab.
Photo Tips 4 - San Miguel & the West Coast
Taking pictures in town can be a bit of a challenge because there is usually so much activity. But thats what makes it so interesting!
Copyright © 2000-2016 Sherri Davis, All Rights Reserved. All website content is the property of Cozumel Insider unless otherwise attributed and cannot be used, displayed or reproduced without express written permission from Cozumel Insider. Contributors retain the copyright to their work where applicable; please do not take art or words without permission. Other graphics and reference materials are used and attributed as per the Fair Use Provision of The Copyright Act and individual terms of use.
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Embraceable Cool Nights
Spotted Toffee Piped Top
Style: 570065895
Out of Stock
In a feline mood, short sleeve top with classic piping and a lace-trimmed hem. A match to the Spotted Toffee Narrow Leg Pant.
- Embraceable™ Cool Nights knit. The softest, most luxurious in the world.™.
- Black knit piping on notched collar, lapels, placket and chest pocket.
- Scallop lace at the hem.
- Reinforced seam at the nape of the neck.
- Superior to cotton in softness, our breathable Cool Nights™ knit keeps you cool and dry.
- Stretch knit retains shape and silky drape, even after countless washings.
- Non-cling.
- 93% Rayon, 7% Spandex. Machine wash, cold. Imported.
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Divine Terry Shawl Collar Blazer
Style: 570051730
Out of Stock
A versatile top layer in extraordinarily soft reverse French terry. With a one-button, fly-away front and soft pleats, it's a graceful silhouette that eases into a gentle sweep.
- From our Live. Lounge. Wear.™ collection of separates.
- Absorbent micro-loops on the inside.
- Length: 32.5" from shoulder.
- 95% Modal, 5% Spandex. Machine wash, cold. Imported.
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