text:
There were no further reports of injuries or deaths.
Source: http://www.newsday.co.tt/news/0,85907.html
10 September 2008
Mixing e-waste with rubbish could be dangerous: experts
Where does all the electronic waste generated in Qatar – obsolete computers, condemned mobile phones etc – go? Are they dumped along with other rubbish into the landfill? If so, how dangerous is it? Gulf Times tried to find out answers to some of these questions from various sources since an official version has not been available. Qatar does not yet have a place where e-waste can be safely deposited. Nor does it have an official policy on e-waste disposal. When electronic goods dealers and service centres approach the environment ministry, they are told to accumulate the wastes. "But, how much can we go on accumulating," one of them asked. Many small-time service centres are suspected to be taking the easy way out – dumping parts along with other rubbish, after removing reusable components. Environmentalists point out that this could be potentially very dangerous. Mobile phones, for instance, are made up of many toxic substances. The elements contained in a mobile phone include arsenic, beryllium, cadmium, copper, lead, mercury and zinc. These poisonous substances can leach from decomposing waste in landfill and seep into groundwater, contaminate the soil and enter the food chain. However, these substances appear in a relatively small amount in a single mobile phone. Similarly, the printed circuit boards in computers, tape recorders and similar gadgets too could be lethal if not disposed of properly, an environmentalist said. Heavy metals like lead, chromium, copper and cadmium from these circuit boards, which are toxic, could leach into the soil, if disposed of haphazardly. Potentially, these could come back to humans through water and food, he said. Prolonged exposure to such contaminated water and food products could cause untold problems, including brain damage, particularly in children. But the good news for Qatar residents is that chances of that happening here are almost nil since hardly any food is produced locally and our ground water usage is minimal. However, if heavy metals have contaminated the water, it is difficult to remove, the environmentalist cautioned. A large company which has a huge turn over of computers said it usually sold its old machines as junk to traders. "We don't know what the trader does with them," a spokesman said. "This precisely is the problem," said the environmentalist. "We have no control over the small shops and they do what they like. They might not be aware of the hazards too. They should be banned from dealing with such products." Enquiries revealed that most of the junked electronic equipment are exported from Doha


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Thank you for your interest in Personal Loan from KOTAK MAHINDRA BANK. Unfortunately, we do not have a tie-up with KOTAK MAHINDRA BANK currently.
Talk to our experts to apply for a similar offer from our partner banks instead
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Earn more than minimum income
Maximum allowed personal loan is Rs. 10K to Rs. 45 lakhs
EMIs of other loans lower
your eligibility
Pay off your credit card bills
Choose longer tenure loan up to 5 years
|Interest Rate (Monthly reducing balance)
|11.49% - 37.00%
|Processing Fees
|Varies with bank
|Loan Tenure
|1 year to 5 years
|Pre-closure Charges
|Varies with bank
|Guarantor Requirement
|Varies with bank
Personal loan is a popular financial loan instrument providing assistance for any immediate financial need. Personal loans are non-collateral loans offered by almost all public sector banks and private banks to leverage any financial crisis. Quick approval with minimal documentation and loan disbursal as quick as one day makes personal loan a widely popular financial instrument.Unlike in the past, a borrower seeking personal loan does not need to be physically present in the bank branch to request for a personal loan. With the use of technology and internet, personal loans can now be applied online with a quick approval process of less than one working day. Wide quantum of loan amount, flexible loan tenure and easy availability makes personal loans a viable financial instrument for people of all financial backgrounds when faced with a financial crisis.
A temporary financial crisis can happen to anyone irrespective of his or her overall financial status. Personal loans are a great way to offset any such temporary financial crisis as it allows the users to avail a loan without any pre conditions on the usage of funds. Personal loans have a quick approval mechanism with loans getting cleared as early as within 24-48 hours of the loan application submission.
BankBazaar.com, India's premier financial market place has collaborated with various public sector and private banks to offer customized personal loans for it's users. Users can apply for a personal loan online using BankBazaar.com online loan request tool.
Easy Eligibility Check: The loan calculator tool at BankBazaar.com checks for the user's personal loan eligibility instantly. The tool also offers customized quotes for all eligible users as per their financial credit history and eligibility criteria.
Instant Quotes: The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.
Real time Loan Comparison: BankBazaar.com also offers a simple online personal loan comparison tool allowing users to compare the loan offers of various banks. Feedback shared by previous successful personal loan applicants acts as a helpful tool for new applicants to get the best personal loan deal.
Instant e-Approval: The applicant gets an instant e-approval after successfully submitting his or her personal loan application.
Assured Privacy: All personal loan applications submitted with BankBazaar.com are sent electronically to the concerned bank department assuring complete privacy and transparency.
Applying for a personal loan at BankBazaar.com involves three simple steps :
Step 1: In the first step, the user must fill the personal loan eligibility form available online with required personal data. Once submitted the personal loan tool automatically checks for eligibility of the applicant and personalized personal loan options.
Step 2: In the second step, the applicant can compare various personal loan options offered by the tool interface and apply for the best suitable loan.
Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of personal loan application online.
The application is sent electronically to the selected bank. The loan department of the concerned bank gets in touch with the applicant directly. Users can check the status of their loan application through SMS alters as well as emails.
|Rate of Interest
|Loan Processing Charges
|Prepayment/ Forclosure Charges
|Cheque Bounce Charges
|Axis Bank
|15.50% to 24%
|1.50% to 2.00% + Service Tax as applicable
|Rs. 500 per cheque bounce + Service Tax as applicable
|Personal Loans Scheme (SBI Saral): 8. 50% above Base Rate floating
|2.02%-3.03% of the loan amount.
|HDFC Bank
|15.75% to 20%
|Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers.
|Salaried - 13-24 Months - 4% of Principal Outstanding, 25-36 Months - 2% of Principal Outstanding >36 Months - NIL
|Bajaj Finserv
|2% - 3% of the loan amount
|Rs. 1,000 for every bounce
|ICICI Bank
|13.99% to 18.00%
|Up to 2.25% of loan amount plus Service Tax
|The lower of the two amounts given below: 1) 5% of principal outstanding or 2) Interest outstanding for the unexpired period of the loan.
HDFC Bank is a market leader in personal loans offering a Personal Accidental Cover of up to 8 Lakhs along with a Critical Illness cover of 1 Lakhs with each personal loan. HDFC Personal Loan starts as low as 15.75% interest rate for salaried individuals. HDFC Bank offers a high quantum of personal loan with a complete removal of any prepayment charges after a period of 36 months. HDFC Bank offers pre approved personal loans up to Rs. 3 Lakhs for women personal loan applicants along with free access to lifestyle diva products and services.
ICICI Bank personal loans are available for both salaried as well as self-employed individuals and professionals. Salaried individuals can get a maximum personal loan up to Rs. 15 Lakhs while self-employed individuals can get a loan up to Rs. 30 Lakhs. ICICI Personal Loan starts with as low as 13.99% interest rate.
Bajaj Finance Limited is one of the most popular non-banking financial companies offering personal loans up to Rs. 25 Lakhs for salaried individuals. Bajaj Finserv (Finance) Personal Loan starts from as low as 16% interest rate for salaried individuals. Bajaj Finserv allows prepayment up to 6 times in a calendar year with a minimum amount per prepay exceeding 3 EMIs. Bajaj Finserv offers a 24/7 customer support helpline including toll free number, emails and SMS allowing users to get in touch with the company to resolve their grievances at the earliest.
State Bank of India, the largest public sector bank of the country is one of the most preferred banks when it comes to personal loans. SBI offers personal loans for both salaried and self-employed individuals. State Bank of India offers a personal loan up to 12 times the net monthly income for salaried individuals and pensioners subject to a ceiling of Rs.10 Lakhs. State Bank of India has streamlined it's personal loan division allowing for quick loan approval and disbursal. SBI Personal Loan schemes are offered at lucrative interest rates for various working professionals and salaried individuals from time to time.
Axis Bank is a popular choice for personal loans as the bank aims to give personal attention to each loan applicant. The quantum of personal loan amount for Axis Bank Personal Loan is highest in it's class fixed at an upper limit of Rs 15 Lakhs. Axis Bank offers personal loans at a competitive interest rate ranging from 15.5 to 24% with zero prepayment charges. Axis Bank offers eDGE loyalty points on Personal Loans which can be redeemed for cash surplus and discounts along with multiple repayment options. For any loan related query, Axis Bank has set up a dedicated helpline for loan services available round the clock at the bank's toll free numbers.
BankBazaar.com offers users the opportunity to choose from the best personal loan plans in India as per the borrower's repayment capacity and choice of tenure. BankBazaar.com offers customized personal loan quotes from various banks and non-banking financial companies. Users can choose the most suited bank or NBFC for their personal loan requests as per it's charges and other features.
Different banks and NBFCs have different minimum documentation requirement for personal loans. The common documents required by most banks and NBFCs for individuals requesting a personal loan include :
Various banks and NBFC's offer personal loans to all applicants fulfilling their basic eligibility criteria. While different banks have different minimum eligibility criteria, the criteria common for most banks and NBFCs for individuals requesting a personal loan include:
Different banks and non-banking financial companies offer different interest rates for personal loans. Most banks have their own unique different classification based on which interest rates are calculated. Personal loan interest rates of various banks vary from 13.50 to 18.50% depending on the eligibility criteria, the loan amount and the tenure period of the personal loan.
EMI calculation for personal loan is now made easy using the EMI calculator available at BankBazaar.com. The Personal Loan EMI Calculator tool allows users the option of changing the loan amount and tenure while calculating the EMI for the personal loan. EMI loan calculator tool is a great option allowing users to see their monthly installment for the loan, helping them to choose the most suitable loan as per their financial budget.
Every organisation or company in the world requires one key ingredient in order to make profits – Money, and the lack of it can hamper the growth of not just a company but also an entire nation. Banks and lending institutions cater to a large chunk of the financial needs in the country, helping players establish themselves. Getting a loan, is however not as easy for someone who does not have access to banks, especially in rural areas. This is where the concept of Microfinance comes into the picture, ensuring that deserving candidates who require small to medium range loans get sufficient amounts to fund their dreams.
With a majority of the Indian population residing in rural areas, access to banks is limited, with microfinance institutions catering to millions. The concept of inclusive growth has made them a reliable ally, contributing towards the development of the community and thereby the nation. These Microfinance Institutions offer loans to people from the lower income group, people who would generally not be in a position to avail loans from major players. The number of Microfinance Institutions in the country is steadily increasing, ensuring that finance isn't out of reach for members of the society.
Top 10 Microfinance Companies in India 2016
With the number of microfinance institutions increasing on a steady basis, customers are spoilt for choice, with each MFI bringing something unique to the sector. Listed below are the top 10 MFIs in the country.
Borrowers can take a personal loan against Mutual Funds or similar debt instruments. In case your income is lower, the mutual fund investment will make up for the lower income and it also enhances your loan eligibility. The debt instruments are a safer option and less volatile. The rate of interest charged on the loan will be lower than the rates provided for unsecured personal loan. To avail a loan against mutual fund, an application has to be filled by the joint holders of the mutual fund portfolio to seek for a loan. The loan amount sanctioned is a percentage of the value of the units held in the folio on the date of giving the loan. If the borrower defaults on the loan, then the lender can ask for the units in the portfolio to be redeemed. The proceeds will be used to pay the lender.
A. Personal loan is an unsecured loan that is given without any security. The end use of the money is not monitored either.Q. What can I use the Personal loan for?
A. You can take a personal loan to meet any personal financial requirement or to repay your credit card bill, to buy electronic items, to take a vacation or to even meet the expenses of a wedding or any other function.Q. Who can apply for a personal loan?
A. A salaried individual, self-employed professionals and self-employed non-professionals can apply for a personal loan.Q. What is the minimum tenure of a personal loan?
A. Most banks will provide personal loan for a minimum of 1 year.Q. What is the maximum tenure of a personal loan?
A. Most banks will provide personal loan for a maximum of 5 years.Q. What is the eligibility criteria to avail personal loan?
A. The minimum age of the applicant must be not less than 21 years and the maximum age of the applicant at loan maturity must be 65 years.Q. Will the banks charge me a processing fee?
A. Yes, usually the banks charge a processing fee of 2-3 percent on the loan amount. You can however negotiate with the bank to reduce the fee.Q. How can I repay my personal loan?
A. Personal loan can be repaid in equal monthly instalments or EMI. You can provide a post-dated cheque or can give a standing order with your bank or through electronic transfer. Q. What is an EMI?
A. EMI or Equal Monthly Instalment includes principal and interest.Q. Is part- prepayment allowed on my personal loan?
A. Personal loans can be prepaid in parts or fully at any stage. Some banks might charge a prepayment penalty whereas some banks will not. Some banks will not allow the part-prepayment. So, check all the documents before finalising with the bank.Q. Will I need a guarantor to take a personal loan?
A. No, you will not need a guarantor to take a personal loan.Q. Can I club my income with my spouse to take a personal loan?
A. Yes, you can club the income of your spouse to boost your eligibility to avail a personal loan.Q. How much personal loan can I take?
A. The banks do not usually let you take a loan exceeding 30- 40 percent of your net salary.Q. What is the minimum loan limit offered for personal loan?
A. Generally, the minimum amount limit that one can take a personal loan is Rs.1,000.Q. What is the maximum loan limit offered for personal loan?
A. Generally, the maximum loan limit is Rs.15 lakhs.Q. Do I need to submit any security or collateral to take a personal loan?
A. No, you don't have to provide any security or collateral to take a personal loan.Q. Do I get to choose between a fixed and a floating rate of interest for the personal loan?
A. Yes, you have the option to choose either the fixed or floating rate of interest.Q. What is the rate of interest that will be charged on my personal loan?
A. The interest rate varies from banks to banks and it is within 14-26 percent depending on your profile and the scheme that you opt for.Q. How many days does it take for the bank to disburse the personal loan amount?
A. Banks disburse the loan within 72 hours to 7 working days provided all the documents are in place.Q. Will the banks check my CIBIL score while reviewing my application?
A. Yes, banks refer your CIBIL score and credit report and the minimum CIBIL score requirement is 750+.Q. Will the CIBIL score affect my personal loan interest rate?
A. Yes, the CIBIL score affects the interest rate offered to you. If your CIBIL score is high and if you have a good repayment history, then the bank will offer you a lower interest rate.Q. How will I be eligible for a relationship discount?
A. If you have been a customer for a particular bank for a while, then the bank might reduce the personal loan interest rate or other such charges. Some banks will also provide you additional services.Q. What are the documents required to seek a personal loan application approval?
A. You need to submit an identity proof as well as residence proof, your latest salary slip, form no. 16, last 6 months bank statement and a passport sized photograph that is to be affixed on the application form.Q. Do I need to open a bank account to service my personal loan?
A. If you don't have a bank account with the bank, it is not mandatory to apply for one. But, if you apply for a loan with your existing banker, then you will be eligible for a relationship discount.Q. How do I stop executives from calling me to let me know about other loans?
A. Some banks let you register yourself for 'Do Not Disturb'. The executives will not disturb you with cold sales calls.Q: What is the best way to apply for personal Loan?
A: The best way to apply for an personal loan is by using the online loan application tool at BankBazaar.com The tool can be accessed on this page allowing users to choose personal loan from various banks and NBFCS as per their selection.Q: What is the minimum and maximum amount of Personal Loan that I can get?
A: Various banks and NBFC's offer personal loans ranging from a minimum amount of Rs. 1000 to a maximum amount of Rs. 15 to Rs. 20 Lakhs. The maximum and minimum loan amount depends on the underlying bank as well as the personal financial details of the loan seeker.Q: What is the tenure for which I can avail a Personal Loan?
A: Various banks offer different tenure for personal loans. The most common tenure period offered by majority of banks and NBFCs ranges between 12 to 60 months.Q: Can I Track my Loan Application?
A: BankBazaar.com offers it's loan applicants an active tracking tool through both email and SMS allowing them to track daily updates of their loan application.Q: Is my Data Safe with BankBazaar.com?
A: BankBazaar.com is India's premier financial market place and takes utmost care in ensuring the all data is sent in electronic form with high level of encryption. BankBazaar.com does not share data with any third party other than the financial institution.Q: Is BankBazaar.com Personal Loan Tool Free?
A: Yes BankBazaar.com personal loan calculator tool is totally free and the portal does not charge any fee for it's services from members.
Diwali is the time festival observers across the country buy gifts, decorate their homes, and travel to their loved ones place and buy gold. Festive season makes one check their financial status and makes them think if they are funded to go ahead and meet all these expenses. Many prefer to avail a personal loan to meet festive related expenses. This Diwali enjoy attractive offers on personal loans on BankBazaar website.
BankBazaar, a neutral third-party financial advisory website is now offering excellent deals on personal loans availed through their website. Visit BankBazaar.com and avail a personal loan from one of the participating banks today and get the below gifts:
Please note that this offer is valid from 6th October 2016 to 30th October 2016.
Wish you a safe Diwali!
Struck by a financial emergency and are looking for a Personal Loan? You can borrow a minimum of Rs. 10,000 and a maximum of Rs. 30 Lakhs, depending on your bank and eligibility. The loan tenure ranges between 12 to 60 months. If you are a salaried applicant, you need to be at least 21 years of age and no older than 58 years at loan maturity, with at least 1 year of service with the current employer and earning at least Rs. 17,500 per month. Self-employed individuals have to be at least 24 years of age and no older than 65 years at loan maturity, with at least 3 years of experience in your current profession, earning at least Rs. 17,500 per month. Keep these documents handy: Proof of Identity (Passport, Pan Card, and Voter ID), Proof of Residence (Passport or utility bills), Bank Statement for the last 6 months, Salary Slip for the last 3 months and Form 16 or proof of Income Tax Returns. If you're self-employed, you will need: Proof of IT Returns for the last 3 years and Audited balance/income sheet from the last 3 years. Now that you're a Personal Loan Ninja, compare multiple offers and apply!
Stay up to date! Daily finance news at your fingertips. Explore Personal Loans on Mobile App
22nd August 2016
by BankBazaar posted on November 25th, 2016
Taking into consideration the fact that loan borrowers might be or surely be hit by the current demonetisation, the Reserve Bank of India deferred the prudential norms of small-time borrowers with a sanction limit up to Rs.1 crore and below with regard to loan dues for working capital accounts of all banks including term loans (business or personal, secured, etc.). Classified as substandard loans, burrowers have been granted a leeway of 60 days to clear their dues. Dues between November 1 to December 31 fall under this relaxed prudential norm. However, lenders have to make a general provision of 15% on the outstanding amount, causing implications to their bottom line.
by BankBazaar posted on November 23rd, 2016
Micro, Small and Medium Enterprises (MSMEs) are the one of the most affected sectors due to demonetization In India. According to a government data, there are about 3.6 crore MSMEs in India with about 8.6 crore employees working for them. MSMEs contributes about 8% of India's GDP, about 40% of the India's exports and about 45% of the total manufacturing output in the country. Demonetization has negatively affected the performance of MSMEs in India. M Rammohan Reddy, a lathe work shed owner in Jeedimetla, Hyderabad stated that there are no new orders or payments since Rs.500 and Rs.1,000 was cancelled as legal tender. On the other hand banks are also worried about personal loans and MSME loans. An employee of Mudra Bank stated that loans extended by Micro Units Development and Refinance Agency (Mudra) will be affected in the current and upcoming quarter.
by BankBazaar posted on November 4th, 2016
Equitas Small Finance Bank of Equitas Holdings has announced that it will be opening 409 more branches by mid-2017. The bank which commenced its operations with 3 branches is expected to spread out across the nation, stationing 50 % of its offices in the South. However, 25% of its branches will be purely in rural and unbanked areas. PN Vasudevan, the Managing Director of Equitas Small Finance Bank said that the bank has spent more than Rs 100 crores on setting up IT infrastructure and around Rs 120 crores have been set aside for starting the branches. At present, the bank has over 9000 employees and it is expected to cross 12,000 once the branches become operational.
by BankBazaar posted on November 3rd, 2016
Union Agriculture Minister Radha Mohan Singh instructed the Bihar government to provide a relief of 4 % on crop loans. At present, farmers in Bihar get crop loans at an interest rate of 7%, out of which 3 % is borne by the centre. This move by the government will ensure that farmers who pay the loan amount on time will receive interest free crop loans in future. The minister who was addressing a meeting in Motihari told the press, if the nation as a whole is focused towards development, then it is essential that this development begins with farming societies. There are around 8463 agricultural cooperative societies and 521 trade cooperatives active in Bihar. Singh also presented the idea of creating reservations in Primary Agriculture Cooperative Societies (PACS) to ensure participation of the weaker sections.
by BankBazaar posted on October 27th, 2016
With Diwali around the corner, SBI expects an upswing in its retail loan segment in West Bengal. Retail lending consist of personal loans and other loans. However, other retail loans are likely to absorb a large portion of this credit offtake than personal loans. The bank has set a cumulative disbursement target of Rs 1000 crores in this festive season. In 2015, retail lending in festive season was around Rs 700 crores. SBI has also announced a zero processing fee on some of its products till December. As reported by State Banker's Committee, the credit-deposit ratio of SBI was 45 % as of June 2016.
by BankBazaar posted on October 24th, 2016
Farmers is Vellore breathe a sigh of relief as the Tamil Nadu Government has decided to waive 79,318 loans given to small and marginal farmers in Vellore district. Collector SA Raman, in a press release said that the Chief Minister has decided to waive outstanding crop loans, medium-term loans and long-term loans given by cooperative banks to small and marginal farmers, which totally amount to Rs 333.96 crore.
by BankBazaar posted on October 20th, 2016
Many leading banks offers attractive discounts on retail loans this festive season. Most financial institutions have waived processing fees and reduced interest rates. Some banks are also offering retail loans customised according to the customer categories like government employees, defence or paramilitary forces. Managing Director of State Bank of Hyderabad, Santanu Mukherjee stated that the demand for retail loans has increased this festive season. He further stated that if quality retail loans are offered when corporate credit fails to offtake, it would be a great business opportunity for the banks. According to the Reserve of India data, personal or retails loans have increased by about 18%. Retail loans offered by SBI grew up by 20% in the first quarter against their previous year record. Retail loans has a great future in India.
by BankBazaar posted on October 19th, 2016
Tata Capital, one of the leading financial institutions in India has recently launched "Happy Hours". During Happy Hours, Tata Capital offers loans with zero processing fee to their customers availing personal loans. Happy hours lasts for 6 hours only and lucky customer gets to avail this offer. This campaign is promoted on Facebook and other social media platforms. COO of Digital Business, Tata Capital, and Ms. Veetika Deoras stated that Tata Capital is also in touch with their customers and happy hours is one such initiative. Tata Capital has already launched happy hours two times and has reported 25% hike on their personal loan applications.
by BankBazaar posted on October 17th, 2016
CK Gopal (General Manager, Corporation Bank), has stated that the company has decided to pay out Rs. 4500 crore of loans to various enterprises in the coming months. They have specially launched a campaign to work towards achieving their target. The campaign will start on October 1, 2016. The company has also decided to make the application process online to make it easier for the customers. The customers will no longer have to visit the banks and go through the tedious process of applying the loan. Now, the process can be completed within 5 minutes through online. The applicant will just have to provide the basic details and select the branch according to his/her preference. The follow ups will be done with the help of the reference numbers that will be provided to each applicant. The focus will specifically be on MSMEs (Micro, Small and Medium enterprises).
by BankBazaar posted on October 13th, 2016
If you are in the State of Tamilnadu, you can expect 0.50% p.a waiver on personal loan interest rates offered by Fullerton. The leading non-banking financial institute in India, Fullerton, recently announced offers on personal loans availed in Tamilnadu. They also offer special gifts for loans of higher value. For women applicants, Fullerton is also offering 50% waiver on the processing charges. Executive Vice president of Fullerton India, Rakesh Makkar, stated that these offers will be valid till Diwali. Apart from personal loans, Fullerton also offers various other financial products like loan against property, business loans and even vehicle loans. Fullerton has also opened 8 branches in rural Tamilnadu which has extended their customer database. With over 73 branches in Tamilnadu, Fullerton is very positive about the performance of personal loans in the state this Diwali.

subset: commoncrawl


text: Hi guys, just wanted some opinions before taking actions. My 2nd gen digitizer broke so I decided to replace it myself. Bought this one off amazon: http://www.amazon.com/Apple-Touch-D...1?ie=UTF8&s=electronics&qid=1287573912&sr=8-1 installed, everything when smooth, when I placed the contact i heard a click and everything. Upon using, I've noticed lots of glitching, first some parts were unresponsive and then they responded no problem. After updating the firmware the problem seemed to go away, then they came back, after lots of using it was working smooth, I pressed really hard on the place where you connect the digitizer with the ipod like 3 hours before, but when I first installed it and before restoring I never saw results, so I don't think that's the case. For hours it was working fine until it decided to become unresponsive like never before, sometimes it works, sometimes it doesn't work. I don't know... as soon as I slide unlock, some areas decide to work and some other don't, then after turning off and back on, then the areas that did work are not working. So, do you guys think is a defective digitizer? Or do you guys suggest to replace the connector. I also need help in choosing a tool to get the digitizer and the frame out, that stupid plastic tool is garbage, the only reason I was able to get the previous digitizer out was because it was broken, the tool really didn't help at all. thanks in advance!


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Qandeel Baloch has certainly been making herself 'popular' on Facebook. We hope you also enjoy her videos on social media and get intrigued by her unique personality and funny accent.


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SoDel Fest is a celebration of wine, food, and music will take place on Saturday, October 8, 2016 from 12:00PM to 4:00PM (EDT) at Independence Hall & Grounds, 23767 Samuel Adams Circle, in Millsboro, Delaware. This exciting event primarily benefits Food Bank of Delaware and Children & Families First, with a secondary beneficiary: Rotary International's Global Polio Eradication Initiative. For information and tickets, click here.
Ultimate Flounder Pounder Open
Times are placeholders. Call for schedule. Paradise Marina and Short's Marine have combined efforts to create the largest flounder fishing tournament this summer on Delmarva. "The Ultimate Flounder Pounder Open" will take place in Long Neck August 19th through 21st with over $100,000 in prizes available for catching the biggest flounders.
East Coast Garden Center to host 1st Annual Brews, BBQ, & Bushes event
Brews, BBQ, & Bushes will be held on Friday August 5th from 5-7pm at East Coast Garden Center. The event will consist of local breweries (3rd Wave, Dogfish Head, Big Oyster Brewery) as well as a winery (Sposato Winery) Selling tastings/glasses of their beverages as well as local BBQ for sale from Bethany Blues. There will also be classes from the Bushes experts here at East Coast Garden Center on: How to trim bushes, How to plant bushes and Bushes for bees and butterflies.
Thank you and have a great day.
Nanticoke Indian Powwow
The noun Powwow, from the Narragansett Eastern Algonquian language is defined as any gathering of Native people. However, in Indian Country, we define it as a cultural event that features group singing and dancing by men, women and children. Through these gathering, cultural traditions are passed from generation to generation. Skilled Native American artisans travel across the country to attend various Powwows to display and sell their hand made goods.
Easter Egg Hunt in Cupola Park
The Greater Millsboro Chamber of Commerce will hold its Easter Egg Hunt on Saturday, March 26th at 11 a.m. in Cupola Park. Children will be divided by age group in the search for 5,000 hidden eggs. For more information contact the Chamber office 302-934-6777 or check Chamber website www.millsborochamber.com
4th Annual Corn to Run & Harvest Festival
A unique 5K through the cornfield and 16 Mile Beer, Brats, Hayrides & games for all ages. Read more here...


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Fans are more than ready to jump back into the Great War with Battlefield 1. However, developer DICE seems to be more than ready to equip us with the right firepower for the job.
Leaked data from the game revealed various customization options for weapons in the historic shooter. As with other Battlefield iterations, it seems Battlefield 1 is staying true to its weapons game. However, are fans going to love it?
Battlefield games are popular with its historic pretense. While its main story remains fictional, developers try to stay true to the game's historical background. However, players are excited to see how Battlefield 1 takes this formula with its release this year.
Battlefield 1 is set in World War I as told from the perspectives of different characters. However, players are at first surprised with the non-linear approach, but DICE explained there are just too much to cover and so little space with one character. Hence, the game opted for multiple characters.
Regardless, DICE will not let us dwell into the story without the proper weapons. According to Gaming Bolt, redditors CodeSanta and krzgui have released datamined weapon options in the game. Of course, these are still subject to change given they are taken from early builds.
Also read: Battlefield 1 Trailer & Single Player Gameplay Details Revealed! What You Need to Know
A wide arsenal for the Great War fan
Much of the leaked attachments and customization options will be familiar to fans of warfare and weapons. According to the leak, there will be more than three ways to customize weapons. However, this is good news for customization junkies who want to have a unique experience in the game, especially in multiplayer.
Underbarrel Attachments: These are attachments located, as properly named, under the barrel. These are special options that allow players to improve certain aspects of their accuracy or rate of fire.
- No Attachment improves mobility
- Bipod automatically activates when prone, standing behind cover or when you peek over cover.
- Foregrip improves your hip-fire accuracy.
- Pistol Grip and Palm Rest improves the accuracy of your weapon while you're on the move.
- Bayonet remains to be a fan-favorite. It allows you to charge, but it does make it longer to fire after each lunge.
Rear Weapon Attachments: These are attachments located behind the weapon, and improves certain aspects of your weapons handling.
- Rear Monopod or Cheek Riser increases the stablilization duration of guns.
- Straight-pull can only be placed on bolt-action riles and increases its rate of fire.
- Recoil Pad or Butt Plate will improve handling and Iron Sight.
- Barrel Cover can only be used on LMGs and reduces overheating.
- Burst Trigger will allow you to burst-fire with weapons.
Ready-made War Machines
Barrel Attachments and Replacements: These are placed (or replaces) on your barrel. However, not only does this add aesthetics, but this affects accuracy.
- Flash Hider or Compensator will reduce the recoil of the first shot.
- Heavy Barrel or the Long Barrel will increase your accuracy.
- Short Barrel will reduce your time to wait to shoot after sprinting, but it does have the worse accuracy.
- Full Choke will improve your shotgun range.
- Spreader Choke will improve the saturation area of your shots.
- Duckbill Choke is not yet detailed but is probably similar to the addition of the same name in Battlefield 4.
Sights and sight reticules are a variety of scope sights that can benefit snipers and players seeking for more accuracy than hard hits. However, these also add aesthetic to the reticule of players.
- Shotgun Rib
- Lattey Lens
- Lens Sight System
- MG Scope
- Radium Sights
- Peep Sight
- Telescopic Sight
- Aperture Sight
- Rib Sight
- Buckhorn Sight
- AA Sight
- Beam Reticle
- Chevron Reticle
- Ring Reticle
- Dot Reticle
- Cross Reticle
Ammunition Variants: As the name implies, these offer you various ways to give hell to your opponents. However, it seems there are more to the ammunitions than meets the eye.
- Buck is not much detailed, but it seems to be the default bullet type.
- Smaller Buck damages increase when in close range, and the damage drops quicker than normal bucks.
- Slug is a solid bullet that can deal massive damage.
- Low Recoil Shells are not described within the game.
- Armor Piercing Bullets are not described within the game.
- Flat Trajectory Sniper Bullet will trade damage for accuracy.
Also read: Battlefield 4's Naval Strike Expansion Free Till July 26th
All-Set for the Great War
However, Extendo Magazines are not widely described in the leak, as are attachments for Vehicle Operators. Fortunately, fans may hope to find more about these soon.
However, it seems Battlefield 1 will also offer "sets" or weapon kits for players who are more oriented to pre-made gear. This means the game will have "recommended" combinations of weapons and armor. These include:
- Sniper Package
- Trench Package
- Accuracy Package
- Burst Package
- Stability Package
- Slug Package
- Buckshot Package
- Trench Package
- Suppressor Package
- Handling Package
- Defense Package
- Range Package
- Sapper Package
- Patrol Packag
- Stealth Package
- Carbine Package
- Extended Magazine Package
- Bipod Package
- Automatic Fire Package
- Choke Package
- Sweeper Package
However, while the game does offer a ton of customization options, this means players will have a harder time predicting the moves of their opponents. Battlefield 1 will not afford players the opportunity to exploit common moves and combinations. However, this gives players more fun time to experiment in multiplayer.
Battlefield 1 will hit shelves on October 21 for the Xbox One, PlayStation 4 and PC.
Also read: Battlefield 1: Oh Look, DICE Removed the NDA from the Closed Alpha, So Here Are Some Impressions


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"Seed" The Walking Dead E1S03
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hey guys i cant believe the walking dead has chosen to possibly kill of hershal, he may survive cuz the amputated his leg but its not 100%. but the rest of the episode was awesome withe andrea sick and michonne caring for her. this is the episode they find the prison aswell, i thought it would have taken an episode to find it atleast.


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EDISON - A utility worker was killed, and another injured, after one accidentally touched a power line in Edison this afternoon.
Edison police say two employees of Tower Maintenance were contracted by PSE&G to paint some utility poles along Route 1.
After touching one of the power lines, the one worker fell and knocked his co-worker off the pole, according to police. He was taken to the hospital in critical condition.
Route 1 was closed for nearly an hour as a result of the incident.


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August 23, 2006
LEONARD GLIATTA, PLAINTIFF,v.S. STEIN, M.D., DEFENDANT.
1. In this action, Plaintiff Leonard Gliatta alleges that Defendant S. Stein, an orthopedic surgeon, replaced his hip with a defective artificial hip, which dislocated three times before it was surgically replaced. Plaintiff claims that in so doing, Defendant evinced deliberate indifference to Plaintiff's medical needs and violated his rights under the Eighth Amendment to the United States Constitution. Plaintiff seeks relief pursuant to 42 U.S.C. § 1983.
2. Plaintiff, acting pro se, commenced this action on March 19, 2003, by filing a Complaint and various motions in the United States District Court for the Western District of New York. On April 25, 2003, this Court granted Plaintiff's motion to proceed in forma pauperis, denied his motion for appointment of counsel, and dismissed his complaint with prejudice. On appeal, the Second Circuit Court of Appeals vacated the portion of this Court's Order dismissing Plaintiff's complaint with respect to Dr. Stein, and remanded the case to allow Plaintiff to amend his complaint so as to properly state an Eighth Amendment claim of deliberate indifference to his serious medical needs.*fn1 Accordingly, on February 10, 2004, this Court issued an Order granting Plaintiff leave to file an amended complaint by March 8, 2004. Plaintiff filed his first Amended Complaint on February 25, 2004.
3. On April 19, 2004, Plaintiff filed a Second Amended Complaint naming as Defendants both Dr. Stein and Smith & Nephew, Inc., the manufacturer of the allegedly defective artificial hip device. By Decision and Order entered on May 26, 2004, this Court:
(1) declined to exercise supplemental jurisdiction over the Second Amended Complaint to the extent it could be construed to allege a state law medical malpractice claim against Dr. Stein; (2) dismissed all claims against Smith & Nephew, Inc., without prejudice; and (3) granted Plaintiff leave to file a third amended complaint setting forth a cognizable federal claim against Smith & Nephew, Inc., no later than June 8, 2004. Plaintiff failed to file a third amended complaint as directed. Accordingly, by Order entered on June 29, 2004, this Court dismissed all claims against Smith & Nephew, Inc. with prejudice, and directed service of the Summons and Second Amended Complaint upon Dr. Stein. Dr. Stein filed an Answer to the Second Amended Complaint on November 9, 2004.
On December 12, 2005, Dr. Stein filed the instant Motion for Summary Judgment.*fn2 By Order entered on December 22, 2005, Plaintiff was directed to submit his response by January 27, 2006, which he failed to do. On April 12, 2006, this Court entered a second Order, directing Plaintiff to file his response by April 28, 2006, and notifying him that failure to file a response to Defendant's motion could result in dismissal of his case. A review of the docket reveals that Plaintiff has not filed any response to Defendant's Motion. This Court must therefore resolve Defendant's Motion without the benefit of Plaintiff's response. For the reasons stated below, Defendant's Motion for Summary Judgment is granted.
4. "When a party has moved for summary judgment on the basis of asserted facts supported as required by [Rule 56(e) of the Federal Rules of Civil Procedure] and has, in accordance with local court rules, served a concise statement of the material facts as to which it contends there exist no genuine issues to be tried, those facts will be deemed admitted unless properly controverted by the nonmoving party." Glazer v. Formica Corp., 964 F.2d 149, 154 (2d Cir. 1992). Here, despite having been given two extensions of time in which to file a response, Plaintiff has filed nothing in opposition to Defendant's Motion. Accordingly, this Court assumes the truth of the following facts, which Defendant has asserted and which are supported by the record. See Local Rule 56.1(c) (statements of undisputed fact that are not controverted by the non-moving party are deemed admitted); Cassidy v. Nicolo, No. 03-CV-6603, 2005 WL 3334523, at *2 (W.D.N.Y. Dec. 7, 2005) (deeming the facts asserted by the defendants admitted where the plaintiff failed to file a response); Johnson v. Kachelmeyer, No. 03-CV-356S, 2006 WL 625837, at *1 (W.D.N.Y. Mar. 9, 2006) (holding the same).
Plaintiff's medical records indicate that Plaintiff entered into the custody of the New York Department of Corrections ("DOCS") on or about January 12, 2000. (Def.'s State., ¶ 6).*fn3 Plaintiff's admission history indicates that at that time, he weighed approximately 230 lbs., was 5'8" tall, used a cane for walking, suffered from hypertension, diabetes, degenerative hip disease, obesity and neuropathy, and had undergone three back surgeries and one prostate surgery. (Def.'s State., ¶ 6). Plaintiff was transferred to Collins Correctional Facility on or about February 22, 2000. (Def.'s State., ¶ 7). Plaintiff was diagnosed with degenerative joint disease during a radiology consultation at Brooks Memorial Hospital on or about February 24, 2000. (Def.'s State., ¶ 8). Thereafter, Plaintiff was referred to Dr. Stein, an orthopedic surgeon, who recommended that Plaintiff undergo a bilateral total hip replacement. (Def.'s State., ¶¶ 9, 10). In preparation for the surgery, Dr. Stein ordered x-rays of Plaintiff's lumbar spine and repeat x-rays of his left hip and femur. (Def.'s State., ¶¶ 9, 10). Dr. Stein explained to Plaintiff that because of his history of cardiac disease and smoking, he faced a substantially greater risk of fatality and complications from surgery. (Def.'s State., ¶ 10). Nonetheless, Plaintiff indicated that he wanted to proceed with the surgery. (Def.'s State., ¶ 10).
After a second radiology exam on July 14, 2000, and a second orthopedic exam by Dr. Stein on August 2, 2000, Plaintiff underwent total left hip replacement surgery at Wyoming County Community Hospital ("Wyoming Hospital") on November 6, 2000. (Def.'s State., ¶¶ 11-13). Dr. Tan, the Facility Health Services Director of the Medical Services Unit at Collins Correctional Facility, rendered post operative care to Plaintiff for several days. (Def.'s State., ¶¶ 14, 15; see also Decl. of Dr. Tan, ¶¶ 1, 13, 14). According to the Admission and Discharge Summary from Wyoming Hospital and the Infirmary Progress Reports from Collins Correctional, Plaintiff's surgery and recovery were uncomplicated. (Def.'s State., ¶ 15).
After several follow-up visits with Plaintiff following his left hip replacement, Dr. Stein scheduled the total right hip replacement surgery for May 7, 2001. (Def.'s State., ¶¶ 16, 18-21). Plaintiff was transferred to Wyoming Hospital for total right hip replacement surgery on May 6, 2001. (Def.'s State., ¶ 21). Following surgery, Plaintiff was immediately discharged to Attica Infirmary, and then to Collins Correctional's general population on May 31, 2001. (Def.'s State., ¶¶ 22, 23). Plaintiff's surgery and recovery were described as "uncomplicated" and "unremarkable." (Def.'s State., ¶¶ 23-24).
On June 11, 2001, after complaining of severe pain in his right hip, Plaintiff was transported to Erie County Medical Center ("ECMC"), where he was diagnosed with a right hip dislocation and was immediately treated. (Def.'s State., ¶ 25). The following day, Plaintiff was transferred to Wyoming Hospital's emergency room for evaluation by Dr. Stein. (Def.'s State., ¶ 26). At that time, x-ray films of Plaintiff's pelvis and right hip showed that Plaintiff's prosthesis was no longer dislocated. (Def.'s State., ¶ 27). Dr. Stein confirmed that the prosthesis was not dislocated when he physically examined Plaintiff on June 12, 2001. (Def.'s State., ¶ 28). Dr. Stein ordered that Plaintiff wear a knee immobilizer at all times, except when bathing, and Plaintiff returned to Collins Correctional. (Def.'s State., ¶¶ 28, 29). Dr. Tan discharged Plaintiff from the infirmary to his cell on June 14, 2001, noting that he was "doing fine" after being treated by Dr. Stein. (Def.'s State., ¶ 29).
Dr. Stein examined Plaintiff during follow-up visits on July 25, 2001, and August 29, 2001, without incident. (Def.'s State., ¶¶ 31, 32). During an examination on October 24, 2001, Plaintiff complained that he felt a "shifting" of the right prosthesis, and Dr. Stein ordered a follow-up as needed, if Plaintiff became more uncomfortable. (Def.'s State., ¶ 33). Three days later, Plaintiff complained that his right hip "popped out," and was transported to Wyoming Hospital where an x-ray revealed that his right hip had, in fact, dislocated. (Def.'s State., ¶¶ 34-36). After putting Plaintiff under an anesthetic, another doctor at Wyoming Hospital, Dr. Coniglio, reduced his right hip dislocation. (Def.'s State., ¶ 36). Plaintiff was discharged from Wyoming Hospital on October 29, 2001. (Def.'s State., ¶ 37). In Plaintiff's Discharge Orders, Dr. Stein noted Plaintiff's right hip dislocations were recurrent and advised that he should be rescheduled for revision surgery as soon as possible. (Def.'s State., ¶ 37).*fn4
On November 6, 2001, Dr. Stein, assisted by Dr. Coniglio, performed Plaintiff's revision surgery, during which they replaced the "rasp" affixed to Plaintiff's femur with a different sized "rasp." (Def.'s State., ¶ 41). The replacement "rasp" was found to have an "excellent fit" with the femoral component and to be extremely stable in flexion, extension, internal rotation, and adduction. (Def.'s State., ¶ 41). Dr. Stein concluded that Plaintiff had tolerated the procedure well. (Def.'s State., ¶ 41). After being discharged from Wyoming Hospital on November 11, 2001, Plaintiff received post operative care and two months of physical therapy at Attica Infirmary. (Def.'s State., ¶¶ 42, 44). Plaintiff never reported any further complications with his right hip replacement after the Attica Infirmary discharged him to Collins Correctional on or about February 4, 2002. (Def.'s State., ¶¶ 45, 46).
5. Rule 56 of the Federal Rules of Civil Procedure provides that summary judgment is warranted where the "pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law." FED. R. CIV. P. 56(c). A "genuine issue" exists "if the evidence is such that a reasonable jury could return a verdict for the non-moving party." Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248, 106 S.Ct. 2505, 2510, 91 L.Ed. 2d 202 (1986). A fact is "material" if it "might affect the outcome of the suit under governing law." Id.
In deciding a motion for summary judgment, the evidence and the inferences drawn from the evidence must be "viewed in the light most favorable to the party opposing the motion." Adickes v. S.H. Kress & Co., 398 U.S. 144, 158-59, 90 S.Ct. 1598, 1609, 26 L.Ed. 2d 142 (1970). "Only when reasonable minds could not differ as to the import of evidence is summary judgment proper." Bryant v. Maffucci, 923 F.2d 979, 982 (2d Cir. 1991). The function of the court is not "to weigh the evidence and determine the truth of the matter but to determine whether there is a genuine issue for trial." Anderson, 477 U.S. at 249.
Once a moving party has met its initial burden to demonstrate that no genuine issue as to any material fact exists, the non-movant "must do more than simply show that there is some metaphysical doubt as to the material facts." Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 586, 106 S.Ct. 1348, 1356, 89 L.Ed. 2d 538 (1986). Rather, the non-movant "must come forward with evidence sufficient to allow a reasonable jury to find in [his or her] favor." Brown v. Henderson, 257 F.3d 246, 252 (2d Cir. 2001) (internal citations omitted). "Bald assertions or conjecture unsupported by evidence are insufficient to overcome a motion for summary judgment." Zdziebloski v. Town of Greenbush, 336 F. Supp. 2d 194, 201 (N.D.N.Y. 2004) (citing Carey v. Crecenzi, 923 F.2d 18, 21 (2d Cir. 1991)).
Where a plaintiff is proceeding pro se, a court must read his submissions liberally, and interpret them to raise the strongest arguments that they suggest. See Haines v. Kerner, 404 U.S. 519, 520, 92 S.Ct. 594, 596, 30 L.Ed. 2d 652 (1972); Burgos v. Hopkins, 14 F.3d 787, 790 (2d Cir. 1994); Mikinberg v. Baltic S.S. Co., 988 F.2d 327, 330 (2d Cir. 1993). At the same time, a plaintiff's pro se status "does not exempt [him or her] from compliance with relevant rules of procedural and substantive law." Traguth v. Zuck, 710 F.2d 90, 95 (2d Cir. 1983) (internal quotations and citations omitted). 6. To establish an Eighth Amendment violation based on the deprivation of medical care to a prisoner, a plaintiff must demonstrate that the defendant acted with "deliberate indifference to a prisoner's serious illness or injury." Estelle v. Gamble, 429 U.S. 97, 105, 97 S.Ct. 285, 291, 50 L.Ed. 2d 251 (1976). Conclusory allegations that a physician has been "negligent in diagnosing or treating a [plaintiff's] medical condition does not state a valid claim of medical mistreatment under the Eighth Amendment." Estelle, 429 U.S. at 106. In other words, "[m]edical malpractice does not become a constitutional violation merely because the victim is a prisoner." Id.
The Second Circuit Court of Appeals employs a two-part test, with both an objective and subjective component, to determine if the alleged medical deprivation constitutes an Eighth Amendment violation. Hathaway v. Coughlin, 99 F.3d 550, 553 (2d Cir. 1996); Rivera v. Senkowski, 62 F.3d 80, 84-85 (2d Cir. 1995). Both prongs must be satisfied to find that a defendant has committed such a violation. Hathaway, 99 F.3d at 553.
Objectively, the alleged deprivation must be "sufficiently serious," such that it creates "a condition of urgency, one that may produce death, degeneration, or extreme pain." Hemmings v. Gorczyk, 134 F.3d 104, 108 (2d Cir. 1998) (internal citations omitted). Subjectively, the charged official must act with a sufficiently culpable state of mind. Hathaway, 99 F.3d at 553 (internal quotations and citations omitted). The United States Supreme Court has held that the subjective element of deliberate indifference "entails something more than mere negligence . . . [but] something less than acts or omissions for the very purpose of causing harm or with knowledge that harm will result." Farmer v. Brennan, 511 U.S. 825, 835, 114 S.Ct. 1970, 1978, 128 L.Ed. 2d 811 (1994). "The subjective element requires a state of mind that is the equivalent of criminal recklessness; namely, when the prison official knows of and disregards an excessive risk to [an inmate's] health or safety; the official must both be aware of facts from which the inference could be drawn that a substantial risk of serious harm exists, and he must also draw the inference." Hathaway, 99 F.3d at 553 (internal citations omitted).
This Court finds that the painful dislocation of Plaintiff's right hip prosthesis constitutes a serious medical condition, as required to establish a deliberate indifference claim under the Eighth Amendment. See, e.g., Hathaway v. Coughlin, 37 F.3d 63, 67 (2d Cir. 1994) (holding that the evidence supported a finding that the prisoner, who suffered from ongoing pain following his pre-incarceration hip surgery, had "serious medical needs"). The undisputed record in this case reflects that following his right hip replacement surgery, Plaintiff's prosthesis shifted and dislocated on two occasions, causing him great pain. Moreover, because the prosthesis dislocated, Plaintiff had to undergo treatment and reduction of the dislocation as well as corrective surgery to implant a new artificial hip device. Clearly, the dislocation of Plaintiff's artificial hip and the resulting pain was sufficiently serious "to create a condition of urgency." Hemmings, 134 F.3d at 108.
With respect to the subjective component of the deliberate indifference standard, however, this Court finds that there is no evidence that Dr. Stein knew of and disregarded an excessive risk to Plaintiff's health or his safety. The undisputed facts are that Dr. Stein:
(1) diagnosed Plaintiff's degenerative disease and proposed that he undergo hip replacement surgery; (2) advised Plaintiff that he faced a substantial risk of death and complications if he underwent the surgery, given his medical history; (3) successfully performed Plaintiff's left hip replacement surgery and examined him several times post operatively; (4) performed Plaintiff's right hip replacement surgery; (5) examined Plaintiff the day after he was first treated for a right hip dislocation to confirm that the hip was no longer dislocated and ordered that he use a knee immobilizer; (6) examined Plaintiff three more times before Plaintiff's second right hip dislocation, which was immediately reduced under anesthetic; and (7) successfully performed revision surgery and replaced the rasp with another, more stable rasp.
Under the circumstances, it cannot be said that Dr. Stein recklessly disregarded Plaintiff's medical needs, or refused to administer necessary treatment after Plaintiff's artificial hip became dislocated. Plaintiff's suggestion that the "defective" prosthesis should have been replaced earlier does not establish that Dr. Stein was deliberately indifferent to Plaintiff's serious medical needs. "It is well-established that mere disagreement over the proper treatment does not create a constitutional claim." Chance v. Armstrong, 143 F.3d 698, 703 (2d Cir. 1998). "So long as the treatment given is adequate, the fact that a prisoner might prefer a different treatment does not give rise to an Eighth Amendment violation." Id. (citing Dean v. Coughlin, 804 F.2d 207, 215 (2d Cir. 1986)); see also Ross v. Kelly, 784 F. Supp. 35, 44-45 (W.D.N.Y. 1992) (acknowledging that "courts have repeatedly held that a prisoner does not have a right to the treatment of his choice"); see also Harris v. Murray, 761 F. Supp. 409, 414 (E.D.Va. 1990) (holding that "[i]t is not the function of this Court to second-guess the good faith medical judgment made by physicians or their staff concerning the medical treatment of inmates") (citing Russell v. Sheffer, 528 F.2d 318, 319 (4th Cir. 1975)). Morever, a defendant's medical decisions, even negligent ones, do not amount to a unconstitutional deprivation unless he or she acts with the required mens rea. Estelle, 429 U.S. at 106. On the record before this Court, no reasonable trier of fact could conclude that Dr. Stein disregarded any excessive risk to Plaintiff's health or safety.*fn5 Accordingly, Defendant's Motion for Summary Judgment must be granted.
IT IS HEREBY ORDERED, that Defendant's Motion for Summary Judgment (Docket No. 28) is GRANTED.
FURTHER, that the Clerk of the Court is directed to take the steps necessary to close this case.
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Lander Farm Service
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For sale by Thomas ofori VERIFIED17 Oct 4:52 pmEast Legon, Accra
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uttam school for girls, ghaziabad celebrated foundation day
uttam school for girls, ghaziabad celebrated foundation day
uttam school for girls, ghaziabad celebrated foundation day
On April 9, 2010, the students took part in many artistic activities to celebrate school's 16th Foundation Day. Umesh Misra graced the occasion as the chief guest and lit the traditional lamp. He is the city magistrate. The school choir kept everyone silent and listening with a highly magical prayer song.The outstanding students received various prizes from the chief guest who lauded their efforts and asked them to keep on working hard. The school report was read by students' council members. Dimple Mohindra (principal) read the welcome note.The awards of scholars and super-scholars were given to the students of class VI and above. School director V Bhusry also thanked everyone on behalf of Uttam Family. The chief guest congratulated award-winners and motivated students with his strong words of hope and hard-work.
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|Painting Tutorials
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|Quick Tip: Fluorescent Color (fire)
|by MiniWarGaming | Posted Jul 9, 2015
|In this Quick Tip Kris continues his look at working with fluorescent colors this time lets paint some fire.
|Warhammer Fantasy Painting: Skaven Plague Furnace
|by MiniWarGaming | Posted Feb 28, 2011
|Paul paints the new Skaven Plague Furnace.
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|In this video Kris shows us how he creates a albino appearance on a Skaven model.
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|A painting tutorial where Paul shows how he painted up a unit of Ogre Kingdoms for his newest army.
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|by ptgraham | Posted Jan 18, 2012
|A painting tutorial where Paul shows how he painted up the Skaven Hell Pit Abomination creature.
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|In this Quick Tip Kris shows us how to use fluorescent color through a airbrush to paint a demon model.
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|by MiniWarGaming | Posted Jun 16, 2015
|In this Quick Tip kris shows us how to create a lightning effect for our models swords.
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|by MiniWarGaming | Posted Aug 25, 2015
|In this video Kris demonstrates how the object source lighting was achieved.
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|by ptgraham | Posted Jan 28, 2012
|A painting tutorial for the Orc and Goblin Arachnarok Spider.
|How to paint Emperor Karl Franz on Griffon
|by BuyPainted | Posted Apr 17, 2012
|Tutorial on how to build the new Empire Griffon model.
|How to Paint Finecast Vlad Von Carstein
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|For Ultramar-zane2011, a Warboss Taetorial on how to paint a creepy vampire lord. Now in Finecast! Or as I like to call it: Resin shaped somewhat approximately to look like a metal model produced by GW =D
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|Got the new Cairn Wraith? Want to paint it up? Then get out your brushes and paints and play this video, son!
|How to Paint Finecast Konrad von Carstein | Vampire Counts | Warhammer Fantasy
|by eliteijr | Posted Oct 9, 2011
|What up, toobies! Painting tutorial #2 for Girlpainting's 7k Subscriber contest!
|Quick Tip: Leopard Spots
|by MiniWarGaming | Posted Aug 28, 2015
|In this Quick Tip Kris shows us how he creates a leopard spot effect on a model.
|Painting Nagash pt16 Final Assembly
|by MiniWarGaming | Posted Feb 17, 2015
|The final part of our Nagash painting series. Kris assembles Nagash and attaches him to the base.
|Quick Tip: Lizardman Skin
|by MiniWarGaming | Posted Nov 26, 2014
|In this Quick Tip Kris shows us how he creates an exotic color scheme for the lizardmen army.
|How to Paint Zombies | Vampire Counts | Warhammer Fantasy
|by eliteijr | Posted Oct 6, 2011
|What up, toobies!
|Quick Tip: Veins
|by MiniWarGaming | Posted May 26, 2014
|In this Quick Tip Kris shows us one way of painting veins on our models.
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|by MiniWarGaming | Posted Sep 3, 2015
|In this Quick Tip we look at creating a more subtle effect with iridescent medium on a model.
|How to Paint Skaven Doomwheel
|by eliteijr | Posted Dec 12, 2011
|Calling all Skaven Generals! Having a hard time painting your Doomwheel? Follow this guide!


text:
Le Dessin En France Au XIXe Siecle: Romantiques et Realistes.
DIEHL, Gaston.
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Place Published: Paris
Publisher: Hyperion
Description: Many illustrations. 100pp, Small and wide 8vo, gray cloth. Paris: Editions Hyperion. Pages are toned, a good tcopy.Binding: hardcover
Language: French
Type: Books
Book ID: 173140


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May 18, 2006
MARILYN GERSHOFF, PLAINTIFF,v.STOP & SHOP SUPERMARKET COMPANY, LLC, DEFENDANT.
Plaintiff Marilyn Gershoff ("Gershoff") filed this personal injury action against defendant Stop & Shop Supermarket Company, LLC ("Stop & Shop") in the Supreme Court of the State of New York, County of Kings, on March 30, 2006.*fn1 See Docket Entry ("DE") 1 (including Notice of Removal ("Notice"), Summons, Verified Complaint ("Complaint"), Verified Answer, and Stop & Shop's demand for interrogatories and notice of deposition). On May 16, 2006, Stop & Shop filed a notice of removal pursuant to 28 U.S.C. § 1446 seeking to remove the case to this court. For the reasons set forth below, I find that Stop & Shop has not satisfied its burden of establishing that this court has original jurisdiction, and in particular has failed to sufficiently demonstrate that the amount in controversy exceeds $75,000. I therefore order the action summarily remanded to the state court in which it was filed pursuant to 28 U.S.C. § 1446(c)(4). See generally DeMarco v. MGM Transport, Inc., 2006 WL 463504 (E.D.N.Y. Feb. 24, 2006).
A. Removal Procedures Generally
A defendant may remove from state court to federal court any civil action of which the federal court has original jurisdiction. 28 U.S.C. § 1441(a). Upon such removal, the federal court in which the notice is filed must "promptly" examine it. Id. § 1446(c)(4). "If it clearly appears on the face of the notice and any exhibits annexed thereto that removal should not be permitted, the court shall make an order for summary remand." Id.
Where, as in this case, a defendant relies on 28 U.S.C. § 1332 as the source of the receiving court's purported original jurisdiction, it must establish that the requirements of the statute have been met. Specifically, it must demonstrate that the parties are citizens of diverse states and that the amount in controversy exceeds $75,000. See 28 U.S.C. § 1332(a). The removing party bears the burden "of proving that it appears to a 'reasonable probability' that the claim is in excess of [$75,000]." United Food & Commercial Workers Union, Local 919, AFLCIO v. CenterMark Properties Meriden Square, Inc., 30 F.3d 298, 304-305 (2d Cir. 1994). A federal court considering the propriety of such a removal should first look to the allegations of the complaint and then to the notice of removal to determine whether the amount in controversy requirement is met. See Davenport v. Proctor & Gamble, 241 F.2d 511, 514 (2d Cir. 1957).
B. The Effects Of New York's Procedural Law
On Removal To Federal Court Gershoff's complaint does not specify the amount of damages she seeks, and for good reason: New York law now forbids the inclusion of such an ad damnum clause in a personal injury action like this one. See N.Y. C.P.L.R. § 3017(c). As a result, her complaint generally describes the injuries Gershoff claims to have sustained and alleges only that the resulting damages exceed the relevant jurisdictional limit of the lower courts. See Complaint ¶¶ 12, 15-16. That jurisdictional requirement is no more than $25,000. See N.Y. Const., art. VI.
In her most specific description of the injuries she sustained after the negligence she attributes to the defendant caused her to "slip and/or trip" at Stop & Shop's Brooklyn store, Gershoff asserts that she was caused to sustain serious injuries and to have suffered pain, shock, [and] mental anguish; that these injuries and their effects will be permanent; and as a result of said injuries [Gershoff] has been caused to incur, and will continue to incur, expenses for medical care and attention; and, as a further result, [Gershoff] was, and will continue to be, rendered unable to perform [her] normal activities and duties and has sustained a resultant loss therefrom.
Complaint ¶ 15. Although I can infer from the latter description that Gershoff will seek substantial damages if she establishes Stop & Shop's liability, I cannot conclude from her boilerplate allegations that such damages will necessarily exceed $75,000. The complaint alone therefore provides insufficient information to "intelligently ascertain removability." See DeMarco, 2006 WL 463504 at *1 (citing Setlock v. Renwick, 2004 WL 1574663 (W.D.N.Y. May 21, 2004) (quoting Whitaker v. Am. Telecasting, Inc., 261 F.3d 196, 205-106 (2d Cir. 2001))).
Stop & Shop appears to be similarly stumped as to the amount in controversy. Its Notice provides no additional detail about the specific damages sought; it merely makes the conclusory -- and facially insufficient -- assertion that Gershoff "ha[s] made a claim in an amount in excess of the jurisdiction of all lower courts." Notice ¶ 4. This assertion simply mirrors that in Gershoff's complaint, which, as previously discussed, merely establishes that Gershoff's claim is for more than $25,000. Such a pleading cannot satisfy the removing party's burden to establish the amount in controversy. See DeMarco, 2006 WL 463504 at *2 (citing United Food & Commercial Workers Union, 30 F.3d at 304-305). As there is no other evidence in the record, Stop & Shop has not met its burden of establishing to a reasonable probability that the claim is in excess of the jurisdictional minimum.
Stop & Shop is not without recourse. The same state law provision that prohibited Gershoff from including an allegation in her complaint that might support a sufficient notice of removal also provides a procedural mechanism by which Stop & Shop can ascertain the existence of facts necessary to invoke federal diversity jurisdiction:
A party against whom an action to recover damages is brought, may at any time request a supplemental demand setting forth the total damages to which the pleader deems himself entitled. A supplemental demand shall be provided by the party bringing the action within fifteen days of the request.
N.Y. C.P.L.R. § 3017(c); see DeMarco, 2006 WL 463504 at *2 (citing Whitaker, 2004 WL 1574663 at *2).
Nor is Stop & Shop prejudiced by the necessity of making such a "supplemental demand" with respect to the timing of a removal notice. A defendant must normally file a notice of removal within 30 days of receiving the "initial pleading." 28 U.S.C. § 1446(b). The same subsection provides, however, that "[i]f the case as stated by the initial pleadings is not removable," which is true here and presumably in all personal injury actions filed consistent with the current version of C.P.L.R. § 3017(c), the 30-day period for seeking removal only begins when the defendant receives "an amended pleading, motion, order or other paper from which it may first be ascertained that the case is one which is or has become removable." Id.; see DeMarco, 2006 WL 463504 at *2 (citingWhitaker, 2004 WL 1574663 at *2). Where the response to a supplemental demand under C.P.L.R. § 3017(c) asserts damages in excess of $75,000, that response is a "paper" that allows the defendant to seek removal within 30 days. See DeMarco, 2006 WL 463504 at *2 (citing Schultz v. Office Depot, Inc., 2004 WL 1598829 (W.D.N.Y. July 16, 2004); Gonzalez v. Rajkumar, 2005 WL 1593008, *3 (S.D.N.Y. July 6, 2005).
C. The Propriety Of Summary Remand
The plain language of 28 U.S.C. § 1446(c)(4) requires summary remand under the facts of this case. That result is not only a statutory command, however; it also makes sense. Requiring Stop & Shop to seek supplemental information under state law before attempting to remove the case places no meaningful burden on them that they will not in any event bear. At some point in this litigation, whether it proceeds in this court or another, and whether it settles or proceeds to a judicial disposition, Stop & Shop will need to find out the extent of the damages that Gershoff claims to have sustained. I decide no more than that it must seek out that information before coming to this court, not after. If it learns that Gershoff seeks damages in excess of $75,000, Stop & Shop may return the case to this court and Gershoff will have to bear the burdens associated with that removal. On the other hand, if it turns out to be the case that Gershoff does not claim more than $75,000 in damages, then the case will properly remain in state court -- and this court will not be burdened with overseeing discovery of a dispute that was never properly before it. DeMarco, 2006 WL 463504 at *3.
Finally, assuming that this case must be summarily remanded, there remains the question whether I can enter such an order consistent with the limitations of a magistrate judge's authority under 28 U.S.C. § 636, or may instead do no more than recommend that the assigned district judge take such action. For reasons I have explained elsewhere, I conclude that I do have the requisite authority to enter an order of remand. See Meier v. Premier Wine & Spirits, Inc., 371 F. Supp.2d 239, 241-44 (E.D.N.Y. 2005).
D. Conclusion
For the reasons set forth above, I order that this case be remanded to the Supreme Court of the State of New York, Kings County.
JAMES ORENSTEIN U.S. Magistrate Judge
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Player: Sammy Watkins (going in alphabetical order)
Position/College: Wide receiver, Clemson
Combine impression (1-10, 10 the best): Nine.
Likelihood he's there at Browns' fourth pick: 70 percent.
Other teams interested: St. Louis, Jacksonville.
The skinny: Fast guys run fast when given a chance just to run.
That's exactly what Watkins did at the combine, as he blistered the 40-yard dash in 4.43 seconds. Not surprising, but it is impressive.
Watkins and defensive end Jadeveon Clowney are clearly the most talented players in this draft. The only reason they may not go one-two is they don't play quarterback.
That doesn't mean Watkins can't have a huge impact on a game or a team. He has the quickness to turn a bubble screen into a big gain, and the arms and hands to make big catches downfield.
Speed kills, as Jimmy Johnson always said, and Watkins has that speed -- as well as the ability to play receiver.
"Any time you can add somebody to your team who can score points and make explosive plays, that's what the NFL is all about," Browns coach Mike Pettine said. "You have to have players who when they get their hands on the ball are special, and I think he falls into that category."
To understand the impact Watkins can make as he grows, think Josh Gordon. Watkins does not have Gordon's size, but he has more quickness and as much speed. The potential for the Browns to have two playmakers like that on opposite sides of the field is immense.
Watkins has been compared to A.J. Green, which really ought to be enough for anyone to make a judgment on how good he is. If Watkins is 80 percent the talent and professional of Green, he'll have an excellent NFL career.
Watkins knows he's fast, but he also knows he'll have to improve as a route runner in the NFL. He has to be tempting to the Browns at the fourth overall pick.
It's possible the Browns may feel there are many talented receivers in the draft who can be taken later than the fourth pick, and that's fine.
But it won't diminish the impact Watkins will have on the team that does draft him.
The others: Johnny Manziel, Jadeveon Clowney, Teddy Bridgewater, Blake Bortles.