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|47 - 51 Killing Health Care Law Act
|Budget Control Act of 2011
Grade GovElection 2016
Would you reelect
Harry Reid?
Please note: you can only vote for senators in your state and congresspeople in your district, and only once.
Been in congress
for 29 years
Up for Reelection
Less than a year
Viewing all lettersView in state letters only
Apples60 (REP), FL writes
I gave you a grade of F. YOU MORON THE SENATE AND CONGRESS ARE LOADED WITH A BUNCH OF FUCKING CROOKS ALL ON THE TAKE AND NO ONE DOES SHIT. YOU ALL NEED TO GO TO JAIL AND ROT IN HELL. TAKE YOUR SOCIALIST HEALTHCARE AND SHOVE IT UP YOUR...
Mikepal (IND), IL writes
I gave you a grade of F.Stop this crazy health bill.We can't afford it.Listen to the American people!
Iptsherrie (REP), OR writes
I gave you a grade of F. Your views on Health Care Reform are way off base. Americans do not want our government running our healthcare or having a say in our health care decisions. Ours is the best system in the world. ...
Wearewatchingyou (REP), CA writes
What are you smoking? "Widespread public support for the public option"! Don't you dare using reconciliation to cram this down the throats of the American people. The only thing with lower support than this health care...
Joeaveragetoo (IND), IN writes
I gave you a grade of F. "We the People" do not want health care reform. Hope you have retirement plans because you are soon to be former Senator Reid.
Jinx1946 (REP), FL writes
I gave you a grade of F. That grade is in recognition of your actions in forcing a public option into the Senate Obama care Bill. The American people have spoken out against government health care and quite forcefully. Yet you ignore us and put...
Richard1947 (IND), IL writes
I gave you a grade of F. we are getting rid of you next election. now if we can get rid of your friend Nancy and your cronys we will be straight or at least a little safer. I hope that Sara Palin will run in 2012
Tpopa (REP), GA writes
I gave you a grade of F. Health Care doesnt need to be rewritten just fixed. Like WASHINGTON.
Bublum (IND), CO writes
I gave you a grade of F. For assuming that you have the right to dictate awful laws that will effect all Americans and then passing it through congress without giving Americans and senators time to read and study the bill...... for allowing bills...
Njbeerman (REP), NJ writes
I gave you a grade of F.What don't you understand about NO PUBLIC OPTION. Thank GOD in 372 days you and the other Dumb-o-crats will be gone. GOD BLESS AMERICA
Leonidas (IND), WA writes
Chevytruckcj (IND), TX writes
I gave you a grade of F.You are a disgrace to this country...You and Nancy Pelosi..Shame on all of you ..It doesnt matter what you do behind those close locked doors...you are so detached from the real world...We should actually LOCK all of you...
Mc2517 (REP), AR writes
I gave you a grade of F. as this is the lowest on the scale, that's what you get. you are at the top of all the wrong lists placing you at the bottom of all good ones. can't wait til your next re=election campaign-- i...
Seabreeze1704 (REP), FL writes
I gave you a grade of F. Do you really think that the states were born yesterday. If they don't vote for your health care lies then their medicare reimbursements will be reduced. Go back to Nevada and stay...
Ekberger (REP), WI writes
You don't represent the people of our country. Good bye in 2010. F- for you
Bball48 (IND), NV writes
I gave you a grade of F. You and most of the other members of congress really have no idea what the american people want and need. We don't need universal/national health care, we only need some corrections to our existing...
Conchman (IND), FL writes
I gave you a grade of F. The use of reconciliation for health care is an abominable abuse of power. If it can't pass on its on merits, don't resort to procedural trickery. You are personally playing russian roulette...
Rhachler (REP), NV writes
I gave you a grade of F. Harry, back off of the public option and put in tortr laws along with shopping accross state lines. You guys are not capable of running health care. Also when you get to talk to his highness would you remind him of the...
Blindpig (IND), CA writes
I gave you a grade of F. I'm not a resident of your state but to my dismay you are seen as a leader of the Senate of my country. You sir are a disgrace to the office and should resign. I don't need to list the reasons, they are being...
Rhachler (REP), NV writes
I gave you a grade of F. Harry, you are such an honest guy! What's golng on in your office that the american people should know about? I'll bet you good old boys have a few surprises for us! Nothing that the next generation won't...
Arthurshort (IND), WA writes
I gave you a grade of F. You need to allow the American people time to read the bill.
Seabreeze1704 (REP), FL writes
I gave you a grade of F. Transparency is a joke with a locked door.88
Voter67 (IND), DE writes
I gave you a grade of F. You NEVER disappoint us with your lack of honesty and integrity. It is difficult to choose among your cronies who is the most corrupt but you have won the crook of the year award! Can't wait to see your face on Nov...
Patricbon (REP), IL writes
I gave you a grade of F. Because I think you've been in office way, way too long. I don't trust you or the decisions you make. PLEASE, PLEASE RETIRE (Do America a favor ) get out of politics for good. Thank you!
Karent (REP), NV writes
I gave you a grade of F. You have not done things for the people, but for your self. Nothing you vote on is good for the people. Your a terrible leader. You will be voted out this next November right along with Pelosi and the rest of you greedy...


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ERIC Number: ED227035
Record Type: RIE
Publication Date: 1982-Dec
Pages: 23
Abstractor: N/A
Reference Count: 0
Educational Stratification in Contemporary Societies.
Mascia-Lees, Frances E.
Discrepancies exist between males and females in literacy and educational attainment in important career fields throughout the world. Data were obtained on five world regions (Africa, North Africa and the Middle East, Asia, Latin America, and Europe and North America) from the "Handbook of International Data on Women" (Boulding, 1976), in which data on literacy; enrollment in literacy classes; and the number of graduates in education, law, social sciences, engineering, and agriculture were analyzed. Women are highly overrepresented in the illiterate population of the world, yet are underrepresented in literacy training courses. Women are most highly represented among graduates in education; worldwide, 50 percent of such graduates are women. Although the social sciences represent the next most highly "female" field of specialization, women are equally represented or overrepresented in only 14 percent of the nations studied. Women's representation decreases drastically in the fields of agriculture, law, and engineering. They are most highly represented in law and engineering in Europe and North Africa, education and social sciences in Latin America, and agricultural sciences in Africa. The study indicates that women's limited educational opportunities limit their advancement in many areas of life throughout the world. (KC)
Descriptors: Access to Education, Comparative Analysis, Cross Cultural Studies, Developed Nations, Developing Nations, Educational Needs, Educational Research, Equal Education, Females, Geographic Regions, Higher Education, International Studies, Literacy, Literacy Education, Males, Professional Training, Socioeconomic Status, Womens Education
Publication Type: Reports - Research
Education Level: N/A
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers: Africa; Asia; Europe; Latin America; Middle East; North America

subset: commoncrawl


text:
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text:
As the 2016 Olympic Games opens in Rio De Janeiro, Brazil, President Muhammadu Buhari has expressed optimism that the Nigerian contingent will put up an impressive showing to delight Nigerians.
President Buhari in a message to the Nigerian Olympic contingent on Friday, signed by his Senior Special Assistant on Media & Publicity, Garba Shehu, expressed optimism that the victory of Nigeria's Under 23 male football team, the "Dream Team Six" over their Japanese opponents in the early hours of this day will serve as an inspiration to the entire contingent of the grand show Nigerians expect from our athletes.
The message read: "On behalf of the government and people of our great country, I wish to express my support to our athletes who have arrived in Rio for the 2016 Olympic Games. I am particularly delighted by the outcome of the football match early this morning in which our football team defeated their Japanese counterparts.
"The sweetness of the victory comes from the fact that it came against all odds. Our team overcame several challenges to put up a sterling performance. This is a good beginning."
President Buhari also praised the resilience, hardwork and patriotism that the athletes have put into their preparations;
"I am already aware that you have made personal sacrifices in your journey to the Olympic Games. The motivation comes from strong discipline and the love of the nation."
"As you embark on the search for honours for the nation, I seize this opportunity to assure our Olympians that you have my support and those of all Nigerians.
"Go! Win and return with laurels, I wish you the best," the President added.
Rio Olympics: Dream team's victory over Japan came against all odds- Buhari on Vanguard News.


text:
The Racing Experience: 5 or 15 Laps
Houston Motorsports Park • Houston, TX
Select 2014 dates
What you get
- Five or 15 Laps in a Race Car
- In-Car Instruction
- Choice of Two Locations
Race in an actual stock car when you use this deal from The Racing Experience that can have you reaching breathtaking speeds. Choose from five or 15 laps at the Houston Motorsports Park. You'll start with some basic instruction and a driver's meeting. Then you'll take a few warm-up laps before you strap in for your five or 15 laps around the racetrack -- you'll be allowed to pass other drivers and will receive in-car radio instruction from your spotter.
Choose from the following offers:
• $89 ($169 value) for five laps in a race car
• $159 ($399 value) for 15 laps in a race car
Fine printREFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss an event. In the event of a non-weather-related cancellation, your voucher will be fully refunded. • Limit 1 voucher per purchaser, up to 2 additional as gifts • Each voucher is good for 1 person • Must be 18+ with valid driver's license • Must be within 5' - 6'4" with a waist of 52" or smaller • Reservations required and subject to availability • The The deal is valid for any 2014 date based on availability, reservations are on a first come first served basis, dates are subject to change • Available dates: • Merchant cancellation/re-scheduling policy applies. A rescheduling fee of up to half of your voucher value may be applied within 30 days of your event • For weather-related cancelations, you will have 1 calendar year to reschedule; voucher subject to forfeiture • Optional $1,000 max property damage financial liability insurance available to purchase from merchant before driving for $60 • Merchant terms apply: www.racewithrusty.com/terms • Entire value must be used in a single visit
Other conditions apply
Except where noted in the fine print:
• Cannot be combined with any other offer or promotion
• Tax and gratuity are not included
• Merchant is responsible for the quality of the products or services provided to you at redemption
• LivingSocial Terms and Conditions - https://m.livingsocial.com/terms
The Racing Experience: 5 or 15 Laps
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Ultimate Radiant Barrier & Insulation
Blown-In Attic Insulation or Radiant Barrier Foil


text:
WGSN Products
WGSN Assistant Editor of Catwalks Anna Ross shares her review of the collection and highlights the key items
Opening London Collections: Men, was the formidable force that is Topman Design, with a collection which immediately had the pulse of the fashion world racing.
London: A flurry of references flew around backstage; the early 90's, grunge glamour, athleisure, androgyny– to name a few. Designer Gordon Richardson commented "It's more about the right mood for now, whatever the right word for that is, I don't know." An eclectic aesthetic was set from the start; boxy brushed wool suits came paired with floral flocked shirts, their hems peaking out from underneath tank tops, cuffs elongated, cheekily emerging from wool overcoats. Tailoring came slouchy and cut in velvet – a lot of velvet – loose, languid and opulent in wonderfully unorthodox shades of aubergine, copper and turmeric paired with floral shirts or moth eaten knits. A watermarked dévoré version boasted pentimento florals, offered in a loose 90's tracksuit or boxy jacket, paired with billowing trousers. For the less flamboyant Top-man, were looks rendered in washed denim, oversized and lightly destroyed for a punkish feel paired down with a simple grey marl sweater. – Anna Ross
Theme: Romantic Eccentrics
Key Items: Cropped knits, House coat, Velvet tracksuit, Tunic knit, Sheer devore shirt, Robe coat
Colour: Concrete, Oyster, Bleach blue, Maroon, Sapphire, Gold, Bronze, Tan, Paprika, Moss
Print and Pattern: Antiqued florals, Metallic foiling, Chinoiserie prints
Trims and Materials: Crushed velvet, Silk, Bleached denim, Treated leather, Jacquards, Brushed Mohair, Viscose, Faux Fur, Silk Satin
Footwear and Accessories: Embroidered trainers, Oversized beanies, Desert boots
For a full, in-depth daily report on the collections,head to WGSN to subscribe


text:
>> Guest Reviews & RatingsPrint this page
Spree Shivai Hotel
Pimpri, Pune, Maharashtra - 411 018
Starting from Rs. 5,108 Rs. 3,308
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Spree Shivai Hotel, Pune - Guest Reviews & Ratings
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This hardcover book still has its dust jacket. It measures 6" x 9", has 14 maps and 694 pages. The title is THE WEST IN AMERICAN HISTORY" by Dan Elbert Clark Professor of History University of Oregon. Thomas Y. Crowell Company Publishers, 1937. The book is in good condition. There are pencil notes in the margins.
Another shopper has this item in their Cart or Wish List .
Variety: Of Antiques & Collectibles. Pottery, China,- Pottery. Tins, Boxes, Paintings, Prints
Reasonable OFFERS will be considered on all items, even those items previously marked down. Temporary, Take advantage.


text:
Secunderabad, Telangana
Job Code:
Applying for this job will take you to an external site
Job Details
SeasonedSAP ABAPconsultant with minimum 5+ years of experience.Should be exceptionally strong inABAP DictionaryReportsInterfacesModule pool screen designingScreen programmingALV (ABAP List Viewer) Adobe Forms , Smart forms and SAP ScriptRFCs (Remote Function Calls)OptimizationObject Oriented programmingData transferSAPWork FlowOdata Service DevelopmentNetweaver GatewayWeb Dynpro,ALE/IDOC interfaces,User exitsBADIBAPIOSS notes implementation.Performance tuning , Code Review.Strong understanding on SAPMobility, SMP and related infrastructure.Ability to set up the development guidelines and methodologies.Supporting an onsite consulting team of experts for all relevant aspects of developmentWork, and coordination with remote development teams.Manage customer expectations and avoid any escalations.Participate in Proactive initiatives, showing innovation, sharing knowledge, enhancing reusability, conducting webinars at global level and mentoring junior colleagues in a technically challenging environment.Should be a team player with exceptional leadership qualities.Should have strong analytical skillsExpert in understanding the business requirements to convert them to efficienttechnical specifications.Good communication skills both written and oral.Excellent presentation skills.Nice-to-HaveSAP CertificationAt-least 2 implementations of ECC 5 or ECC 6Efficient in work estimation and scheduling the work with the development team.Fairly good understanding of all the core modules in ECC 6.0(FI/CO, SD, MM, PP, HR etc).Preference will be given who has Product development flavor/knowledge.Building trust and acting as trusted adviser to the customer.Expected to take some lead positions in the project and also capable of performing technicalactivities beyond coding.Ability to comprehend and envisage appropriate actions. ResponsibilitiesWorking closely with functional team and getting the business Requirement document from functional consultant / functional analyst .Analyse the business Requirement.Analyse the estimated time for development.Development of Object ( ABAP application).Unit Testing by Developer .Releasing the object to testing environment .Prepare technical document of the development .Debugging on the issues related to customized programsCorrections and additions in the existing reports / forms and other enhancementsAnalyzing technical related SAP Notes when it is to be implemented.
Additional Degree: BE/ B.Tech (Engineering)
Experience: 5-10
Additional Degree: BE/ B.Tech (Engineering)
Experience: 5-10
RequirementsIT Consultant
Applying for this job will take you to an external site


text:
Celebrating Maryland Solar with Baltimore Mayor-Elect Catherine Pugh
Earlier this month, Sol Systems hosted an event to celebrate solar energy at the Christ Church Harbor Apartments, home to a 196kW rooftop system financed by Sol Systems with our partners RER Energy Group and WGL. Christ Church is a low-to-moderate income senior living facility located on the Baltimore Harbor. Baltimore Mayor-Elect Catherine Pugh, a longtime solar champion, was the keynote speaker. Mayor-Elect Pugh spoke on the benefits of solar energy for the community, the state, and thanked the residents for their support throughout the installation process.
"[Christ Church's] 196kW solar array has produced enough solar to offset carbon dioxide emissions from over 12,000 gallons of gas or 120,000 pounds of coal," said George Ashton, President of Sol Systems and Chair of the Maryland Clean Energy Center, who spoke at the event. "These numbers are telling, but they don't tell the other story; the story of an energy independent Baltimore creating its own clean, green, solar energy from its own rooftops."
It has been a challenging year for the Maryland solar industry. Solar renewable energy credit (SREC) pricing – an important driver for solar growth and economic development in the state – dove as the market experienced oversupply. In May, Governor Hogan vetoed legislation that would have expanded the state's foundational solar energy policy, the renewable portfolio standard. This could impact the viability of the state's pilot program for community solar.
"Community solar is a way that renters, people with shaded roofs, and low income Maryland residents can take advantage of the benefits of solar without installing it on their roofs," said Ashton, "which is critical to a place like Baltimore."
Many are hopeful that a veto override will take place in early 2017. Mayor-Elect Pugh spoke on this during her keynote address, ensuring the group that the override would move forward.
Sol Systems is grateful for the residents and team at Christ Church for their leadership on sustainability in the city of Baltimore, and for hosting us last week at their facility.
Sol Systems, a national solar finance and development firm, delivers sophisticated, customized services for institutional, corporate, and municipal customers. Sol is employee-owned, and has been profitable since inception in 2008. Sol is backed by Sempra Energy, a $25+ billion energy company.
Over the last eight years, Sol Systems has delivered more than 500 MW of solar projects for Fortune 100 companies, municipalities, universities, churches, and small businesses. Sol now manages over $650 million in solar energy assets for utilities, banks, and Fortune 500 companies.
Inc. 5000 recognized Sol Systems in its annual list of the nation's fastest-growing private companies for four consecutive years. For more information, please visit www.solsystems.com.
New York's Clean Energy Standard: Cuomo's Plan Put into Action
On August 1, New York regulators unanimously approved a Clean Energy Standard that requires 50% renewable energy use by 2030, affirming and laying groundwork for Governor Cuomo's mandate. The New York State Public Service Commission estimates it will reduce greenhouse gas emissions by 80% by 2050. In order to achieve the ambitious goal, the standard's implementation schedule has been made to be an aggressive one, with a 26.31% renewable requirement in 2017 increasing to 30.54% by 2021, and so forth.
A Clean Energy Standard, Not Quite an RPS
While the standard looks similar to a renewable portfolio standard (RPS), the word "clean" in place of "renewable" denotes the inclusion of nuclear power. Nuclear falls into the Tier 3 category and will be subsidized through Zero Emission Certificates (ZECs). The plan comes at a crucial moment for three nuclear facilities in particular which have experienced financial difficulty.
No Solar Carve Out
The standard builds on New York's existing regime, including the NY-Sun initiative, which has helped installed renewable capacity grow by 300% between 2011 and 2014. However, despite the solar industry's impressive growth in New York, the Clean Energy Standard does not include a solar carve-out or sub-tier, which have driven development in other top solar states such as New Jersey, Massachusetts, and Maryland. Solar will therefore compete with all other "Main Tier" or Tier 1 resources such as wind, hydro, anaerobic digesters, and fuel cells.
Interested in financing for solar projects in New York? Contact our finance team at email@example.com to learn more about development opportunities or fill out our project intake form.
Sol Systems is a leading solar energy investment and development firm with an established reputation for integrity and reliability. The company has financed 493MW of solar projects, and manages over $500 million in assets on behalf of insurance companies, utilities, banks, and Fortune 500 companies.
Sol Systems works with its corporate and institutional clients to develop customized energy procurement solutions, and to architect and deploy structured investments in the solar asset class with a dedicated team of investment professionals, lawyers, accountants, engineers, and project finance analysts.
On the Rhode Island to Success: Rhode Island Passes Laws to Strengthen Renewable Energy
Early last month, Rhode Island's Gov. Gina Raimondo signed a package of legislation that will expand renewable energy investments by:
- Increasing the Renewable Energy Standard (RES) from 14.5% by 2019 to 38.5% by 2035
- Opening the market to community distributed generation systems and shared solar facilities
- Creating a 30MW Virtual Net Metering (VNM) Program for affordable and multi-family housing for 2017 and 2018
- Streamlining permitting
- Legalizing third-party financing to allow both leases and power purchase agreements (PPAs)
- Extending the Rhode Island Renewable Energy Fund (REF) and Renewable Energy (RE) Growth Program until December 2022
- Exempting residential renewable energy resources from property taxes and asking the Office of Energy Resources and the Division of Taxation to establish standardized property tax rules that will be incorporated statewide. This standardization is key, especially as variance in property tax interpretation at the local level is a barrier to solar financing in many states across the U.S.
- Changing eligible renewable energy system sizes for virtual net metering from 5MW to 10MW
A renewable energy standard – called an RPS standard in some states – on its own is often not enough to guarantee solar investments in a given state. However, coupled with programs that minimize soft costs such as permitting, standardize property tax rules, and jumpstart the local industry through a robust incentive program such as RE Growth, Rhode Island is well under way to becoming a leader in progressive renewable energy policies.
Overall, renewables can look forward to a day at the beach thanks to the legislature and Governor Raimondo's commitment to driving renewable energy investments in the Ocean State.
Sol Systems is a leading solar energy investment and development firm with an established reputation for integrity and reliability. The company has financed approximately 450MW of solar projects, and manages over $500 million in assets on behalf of insurance companies, utilities, banks, and Fortune 500 companies.
Sol Systems works with its corporate and institutional clients to develop customized energy procurement solutions, and to architect and deploy structured investments in the solar asset class with a dedicated team of investment professionals, lawyers, accountants, engineers, and project finance analysts.
Ohio Tries to Freeze Its RPS…Again. Not Cool.
Late last month, Ohio state Senator Bill Seitz (R – Cincinnati) introduced legislation to extend the freeze on the state's renewable and energy efficiency standards for another three years.
Unfortunately, that's not all. The bill – SB 320 – also expands the definition of renewable energy sources that may qualify for the Renewable Portfolio Standard, thereby diluting the demand for solar, wind, and other energy sources that would come to mind when one thinks Renewable Portfolio Standard. In addition to gutting the RPS, the bill introduces some bold net metering provisions that would jeopardize the ability of future homeowners and businesses to choose solar.
Put simply, SB 320 is bad news for the Ohio solar industry and the 235 companies that operate in the Buckeye State.
Déjà vu?
In June 2014, Ohio made history by becoming the first state to "freeze" its Renewable Portfolio Standard (RPS). Two years after the passage of SB 310, and the solar industry is still feeling its effects. Solar build rates have declined significantly from a high of 48.3MW in 2012, to a mere 10MW installed for 2015. Ohio has also missed out on economic growth as a result of the freeze, and its solar jobs ranking has dipped from #18 in solar jobs per capita across the country to a #22 ranking in solar jobs per capita for 2015.
How Does the Freeze Affect SREC Pricing?
After the passage of SB 310, the price of solar renewable energy credits (SRECs) plummeted immediately by over half, from $70/SREC to $30/SREC. Today, SREC pricing is even lower and has traded down to $13/SREC on the spot market. This is troublesome for solar consumers who have already made good faith investments in their solar installations with certain pricing expectations. The value of these good faith investments were compromised with the passage of SB 310, and would again be diminished if the legislature successfully tampers with current law…again.
SB 310's pricing impact has been felt not only in Ohio, but also adjacent markets that sell their SRECs into the state given an RPS provision that formerly allowed 50% of compliance needs to come from out-of-state sources. The law removed the 50% cap, and bordering states such as Indiana, West Virginia, Michigan, and Pennsylvania quickly flooded the spot market.
Renewable Portfolio Standards = Good
Why else is preserving the RPS good for Ohio? Let us count the ways…
- Ohio is home to 235 solar companies and employs 4,800 people across the state, ranking 11th nationally in solar employment. Nearly 3,000 of these workers are solar installers, and another 834 solar jobs are in manufacturing. These jobs are at risk if the freeze is maintained.
- Four of the five top states in solar jobs per capita have a strong RPS: Massachusetts, Vermont, Hawaii, and California.
- Combined, renewable energy and energy efficiency saved ratepayers 1.4% in electricity bills between 2008 and 2012.
- If no legislation passes this year and the RPS is allowed to continue, economic activity could increase by $5.3 billion over the next 10 years.
- If PUCO's recent decision to subsidize Ohio's coal and nuclear fleet is upheld, it could cost ratepayers $6 billion over the next 8 years. Meanwhile, the cost of complying with the RPS is about 0.5% of that figure.
Bottom Line? Don't Freeze the RPS.
Freezing the RPS would not only be uncool, it would be harmful solar consumers, businesses, and residents in a state that imports $490M in coal from out-of-state each year, according to the Union of Concerned Scientists.
>> Act now! Protect the RPS by completing this action alert.
Sol Systems is a solar energy finance and investment firm. The company has facilitated financing for over 400MW of solar projects on behalf of Fortune 100 corporations, insurance companies, utilities, banks, family offices, and individuals. Sol Systems provides secure, sustainable investment opportunities to investor clients, and sophisticated project financing solutions to developers. The company's tailored financial services range from tax structured investments, project acquisition and SREC portfolio management. Inc. Magazine named Sol Systems on its annual Inc. 500 list of the nation's fastest-growing private companies for a second consecutive year, ranking it No. 6 in the nation's top solar companies in 2014. For more information, please visit www.solsystems.com.
2016: Rush Hour is Over, But…
Q4 is always the most intense part of the year for the solar industry, as developers and EPCs rush to complete year-end deadlines. This Q4 was no different. In fact, it was even more so. Financiers all rushed to close 2015 deals. Developers rushed to lock in 2016 pipeline. MUSH hosts were rushing to issue RFPs for projects that could be built by the December 31, 2016 ITC placed in service deadline. Rush, rush, rush.
But then, everything changed.
Since the ITC extension passed, developers and host customers alike have stopped to ponder: "Why the rush?" End users that issued RFPs are asking: "Maybe I should put this project on hold and see if costs come down over the next couple years." More often than not, we're seeing these potential solar customers as the ones putting the brakes on a deal to retool it, or even re-shop it.
As for developers, some are noticing that in the mad rush to lock in 2016 pipeline by year-end, key diligence items were overlooked. If you have a contract for a 2016 project and missed a key item in diligence ("Shoot, how am I interconnecting this thing again?"), by all means, use this short reprieve to take a step back and get your ducks in a row before shopping your project to a financier. But, don't wait too long. Contracts expire, SREC values decline, and pricing may change as a result. With much delay, lenders may reallocate funds.
Similarly, if the end user is asking for more time to see where the market goes, tell them there is no time like the present. Since 2010, the cost of a solar electric system has gone down by 70% according to Sunshot. Moving forward, the most potential for dramatic costs declines will come from soft cost reductions (permitting, financing, O&M, customer acquisition, etc.) that are challenging to predict. Moreover, who knows if the cost of capital will continue to drop or begin to climb as interest rates rise and YieldCos pause many of their actions in the market.
Solar has some great momentum right now, but remember: there are many unknowns. As the saying goes, a bird in the hand is better than two in the bush. Rush hour is over, but don't get left behind.
This is an excerpt from our January edition of SOURCE: the Sol Project Finance Journal, a monthly electronic newsletter analyzing the solar industry's latest trends based on our unique position in the solar financing space. To view the full Journal or subscribe, please e-mail firstname.lastname@example.com.
Sol Systems is a solar energy finance and investment firm. The company has facilitated financing for 410MW of solar projects on behalf of Fortune 100 corporations, insurance companies, utilities, banks, family offices, and individuals. Sol Systems provides secure, sustainable investment opportunities to investor clients, and sophisticated project financing solutions to developers. The company's tailored financial services range from tax structured investments and project acquisition, to debt financing and SREC portfolio management. Inc. Magazine named Sol Systems on its annual Inc. 500 list of the nation's fastest-growing private companies for a second consecutive year, ranking it No. 6 in the nation's top solar companies in 2014. For more information, please visit www.solsystems.com.
Come on & Feel the Illi-Noise: Why 2015 Will be a Big Year for Illinois Solar
Prepared in collaboration with Sol Systems Intern Mark Noll
On September 29, the Illinois Power Agency released its draft 2015 Procurement Plan regarding renewable portfolio standard (RPS) compliance for the state's two regulated utilities, ComEd and Ameren – and then, on the very same day, decided to release a second "Supplemental" Procurement Plan for solar PV. The two plans both share great intentions for the best of interventions – and could bring projects with the right entrepreneurial conditions to glory.
Both plans call for the Illinois Power Authority to procure solar renewable energy credits (SRECs), but that's where the similarities end. They differ with regard to funding, project eligibility, contract lengths, system requirements, and other factors. Sound confusing? It's OK. We're here to clear up the confusion.
The First Illinois Plan: Of the Four Procurements, Only Three Matter
The first, "regular" plan sets out the IPA's 2015 plan for procuring power from renewables for those customers of the state's two main utilities who have not "shopped" for electricity (most of Illinois' residents actually have shopped for energy on their own, thanks to electricity market deregulation, and rely on their retail electricity suppliers for compliance). In addition, the IPA has set up a procedure for spending the hourly "alternative compliance payments" (ACPs) the agency has collected from retail suppliers. This is because unlike in many states, some amount of these ACPs are collected each year whether or not the suppliers are otherwise in compliance. It proposes to use ~ $13M of this funding to procure ~80,000 SRECs in one-year contracts.
The Megawatt Block Program: Setting New York Solar Up for Success
Research support provided by Eric Lustgarten.
The New York State Energy Research and Development Authority (NYSERDA) is getting closer to solidifying the next iteration of its solar incentive program with the creation of the Megawatt Block. Perhaps befitting what may be one of the last major new cash incentive programs for solar, it could be one of the best; as proposed, the Megawatt Block incorporates a number of "best practices" for incentive design that should poise the Empire State for strong, steady solar growth.
The current version of the Megawatt Block program awards incentives for solar projects on a per Watt basis. It divides market sectors into residential PV (up to 25kW), small PV (non-residential up to 200kW), and large non-residential PV (over 200kW). The final framework for projects over 200kW should be in place by mid-November, and the program is expected to open in late Q1 in 2015 on a first-come, first-served basis.
Massachusetts Updates 2016 Managed Growth Allocation, Developers Still on Edge
Massachusetts solar developers breathed a sigh of relief after last week's announcement.
After the initial August 26th announcement that the 2016 Managed Growth Capacity Block would be 0MW, the Massachusetts Department of Energy Resources (DOER) opened a public comment period. As expected, solar stakeholders expressed their concern over the 2016 allocation, citing that the DOER had projected overly ambitious growth in Market Sectors A-C. In response to these comments, DOER adjusted the 2016 Managed Growth Capacity Block allocation from 0MW to 20MW .
What is Managed Growth in Massachusetts?
The Massachusetts SREC-II Program, initiated in April, creates differentiated financial incentives for each market sector ("SREC Factor") to level the playing field. This program makes smaller solar projects more competitive compared to larger ones by ideally giving financial preference to residential and rooftop projects (a higher SREC Factor close to 1.0) and providing less support for larger projects (ground mount, landfill or brownfield projects less than 650kW.) Previously, this program allocated 26MW and 81MW for the Managed Growth sector in 2014 and 2015 respectively. As the legislation mandates, the reconsideration and final decision of the 2016 Managed Growth Capacity Block came from the following formula:
Summary of the Clean Power Plan & Positive Impacts on the Solar Industry
At the direction of President Obama, the U.S. Environmental Protection Agency released the Clean Power Plan, also known as 111(d) on June 2. It is the first time the U.S. government has sought to cut carbon pollution from existing power plants. In summary, by 2030, the EPA's proposed steps should cut national carbon emission from the power sector by 30% – as measured against 2005 levels.
The proposal provides guidelines for states to develop plans to meet state-specific goals to reduce carbon pollution and gives them the flexibility to design their own programs. States can choose a mix of generation using diverse fuels, energy efficiency, and/or demand-side management. States can also choose to work alone to develop individual plans or with other states to develop multi-state plans.
Ultimately, as we look into our crystal ball, we see a large increase in the number of rate cases that utilities bring before their state's Public Utility Commissions, and subsequent changes in the way utilities are regulated. We also see the following positive impacts for the solar and energy efficiency industries:
Ohio Becomes the First State to Freeze its Renewable Portfolio Standard
With the signing of Senate Bill 310 (SB 310), Ohio has become the first state to "freeze" its Renewable Portfolio Standard (RPS). Ohio Governor John Kasich signed the bill into law on June 13th, effectively halting the state's mandates for efficiency and renewables until 2017. Come 2017, these mandates will pick up where they left off when the freeze occurred, as opposed to the annual increases in renewable energy and efficiency measures that would have occurred with the RPS.
SB310 will significantly harm Ohio's solar industry by driving SREC prices down in both the Buckeye state as well as the surrounding states such as Kentucky, Pennsylvania, West Virginia, Indiana, and Michigan that sell their SRECs into Ohio. The bill faced tremendous opposition from health and environmental coalitions, as well as a group of 70 businesses and organizations, including Honda and Whirlpool, who urged Governor Kasich not to sign the bill.
June 2014 Solar Project Finance Journal
Below, we have included excerpts from Sol Systems' June 2014 Solar Project Finance Journal, which is a monthly email newsletter that our project finance team distributes to our network of clients and solar stakeholders. Our newsletter contains solar statistics from current real-life solar projects, trends and observations gained through monthly interviews with our solar project finance team, and it incorporates news from a variety of solar industry resources.
If you would like to receive our Solar Project Finance Journal via email every month, please email email@example.com with a request to be added to our Project Finance Journal distribution list.
New Jersey's PSE&G's Second Solar Loan III Solicitation is Coming. Here's What You Need to Know.
The Public Service Electric and Gas Company of New Jersey (PSE&G) will begin accepting applications in less than a month, on February 25, for its Solar Loan program. While no major changes have occurred since the first solicitation late last year, data is now available on pricing from the first round of applications and awards.
The first solicitation of New Jersey's PSE&G Solar Loan III program began last year and closed the period on November 12th, 2013. The program provides loans that make up significant portions of project construction costs (see an example here). The loans can be repaid through SRECs, with payment plans set at the closing of the loan. Cash can also be used to pay in case of low production. Once the loan has been paid in full, any SRECs produced thereafter belong to the owner of the system. The following capacities are available per each program segment:
Employee Spotlight: Andrew Gilligan
At Sol Systems, we realize that our work is a reflection of who we are as individuals, and our success is a direct result of all the different personalities, passions, and talents that your employees bring to the table. Our team has expanded significantly in the last few years, and we are proud to employ some of the brightest talent in the renewable energy industry. On this employee highlight we have Andrew Gilligan, Senior Associate at Sol Systems:
What is your current position at Sol Systems?
I am a Senior Associate and help to lead our Investor Advisory Group. As part of this team, I assist renewable energy investors across the United States to successfully deploy capital into solar projects.
How has Sol Systems changed since you first started at the firm?
Since I started with Sol Systems in early 2011, the firm has undergone a lot of changes. Back then, we were a small start-up company only offering SREC solutions. Today, we have evolved to become a financial services firm that can help with any part of the capital stock for projects in all relevant US solar markets.
Palo Alto Feed-in Tariff Stalled by Lucrative Rebate Program
The City of Palo Alto Utilities (CPAU) has established various programs in the last few years to encourage solar development in the city. Despite space constraints that limit most projects to roof mounts and carports, the administration promotes two distinct initiatives designed to meet the statewide Renewable Portfolio Standard of 33% by 2015:
- Palo Alto CLEAN, a feed-in tariff program
- PV Partners Program, a rebate program that supports net energy metered (NEM) systems
On March 2012, CPAU launched the Clean Local Energy Accessible Now (CLEAN) program, in hopes to expand the production of cost-effective, clean local energy. This was an important step towards greater energy self-reliance, and for the city's goal of supplying 33% of its electricity with renewable energy by 2015. The feed-in tariff pilot program was initially capped at 4 megawatts and it was targeted to medium-sized commercial rooftops with a minimum size of 100 kWs per installation. After opening the program for applications in April 2012, no applications were received at the initial rate of $0.14/kWh.
Renewable Portfolio Standards Face Stiff Opposition Across the Country
Renewable Portfolio Standards across the nation are under re-examination by state lawmakers, aiming to diminish or eliminate these programs. Despite benefits to local economies and environments, some politicians and lobbyists feel the programs are unimportant. To date, a number of proposals have reached State Senate and House floors throughout the country. Many lawmakers hold that RPS programs across the board create unduly costs for electricity consumers and taxpayers in order to support an industry that should be able to stand on its own. However, organizations funded by oil and gas interests like the American Legislative Exchange Council (ALEC), the Heartland Institute, and others have also played a strong role in fostering anti-renewables legislation across the country. Our company has been tracking the movement in many states and provides an overview of legislative progress thus far.
Maryland General Assembly on Track to Pass Legislation to Accelerate the State's Solar RPS Requirement
Due to sun-setting Federal incentive programs for solar energy and the current structure of Maryland's Renewable Portfolio Standard (RPS), Del. Sally Jameson (D-28) and Sen. Rob Garagiola (D-15) proposed legislation that attempts to address this concern. House Bill 1187 will accelerate the solar carve-out expecting utilities in Maryland to achieve the 2% solar energy generation requirement by 2020, instead of the current requirement of 2% by 2022. The belief is that the current standard will create a glut, or oversupply, of SRECs due to a higher annual increase in solar energy after 2016. This could distort supply and demand of SRECs, thus making the market volatile and less predictable. HB 1187 aims to provide stability to a potentially volatile market by "smoothing" out the growth of solar in Maryland.
HB 1187 does not increase the overall solar requirement for Maryland; rather it accelerates the achievement of 2% solar by two years (see chart below for comparison). Moreover, although from 2013-2020 there will be yearly increases in demand, as compared to the current requirements, the end goal and requirements for solar will not be affected.
|Energy Year
|Current Requirements
|Proposed Requirements
The estimated benefits of this acceleration could not only create a more stable market with a steadier roadmap of SREC prices, but will also extend into the Maryland economy as a whole. Based upon industry information, HB 1187 could create over 10,000 jobs across the Maryland economy by 2018. Industry predictions state that the legislation could incentivize over $3 billion in investment and $144 million in revenue for the State as a result of job creation.
What does this mean for the ratepayer? The legislation was designed with a 1% price impact on the customer. HB 1187 anticipates a residential compliance cost of $0.19 per month and an average commercial electrical bill increase of 0.11%. However, the proposed RPS will actually create savings for the ratepayer when compared to the costs incurred from the current RPS schedule.
HB 1187 passed the House with unanimous support on March 21, 2012 and is currently proceeding through the Senate. After having initially failed the Senate Finance committee, SB 791 managed to pass through the committee 8-2 upon reconsideration during a vote late March 29, 2012. After a final lobbying effort by stakeholders and advocacy groups, SB 791 passed upon second reading in the Senate on April 2nd and will undergo its third reading tonight, April 4th, when it is likely to become law. Sol Systems will post an update as soon as more information is released on the status of the bill.
Sol Systems currently offers three types of SREC agreements for Maryland solar systems (both photovoltaic and solar thermal): Sol Brokerage, Sol Upfront, and Sol Annuity. Please email firstname.lastname@example.com or contact your solar installer for more specific pricing.
About Sol Systems
Sol Systems is a solar energy finance and development firm that was built on the principle that solar energy should be an economically viable energy solution. With thousands of customers and hundreds of partners throughout the United States, Sol Systems is the largest and oldest SREC aggregator. We provide homeowners, businesses, solar installers, and developers with sophisticated financing solutions that help make solar energy more affordable. Sol Systems also helps energy suppliers and utilities manage and meet their solar RPS requirements efficiently by providing them with access to diverse portfolios of SRECs. For more information, please visit http://www.solsystemscompany.com.
Sol Systems Issues Call for Solar Projects – Launches Project Finance Platform with $350 Million in Available Funding
Washington, DC: August 31, 2011 - Sol Systems today announced the launch of SolMarket, a new financing platform that will catalyze investment in solar energy projects nationwide by transforming how solar projects are financed. SolMarket launches with over $350 million of committed partner funds, actively seeking solar projects in need of financing.
SolMarket provides investors and developers with the tools they need to efficiently originate, evaluate, finance, and construct renewable energy projects. It provides a standardized origination platform, a document library, modeling software, and a standardized document suite. SolMarket will also offer developers group purchase discounts for solar modules and other equipment. There are no costs for developers to participate in SolMarket.
"We talk to hundreds of solar developers about prospective commercial and utility-scale projects, and unfortunately, many of these solar projects are never built due to an inability to efficiently locate financing," said Yuri Horwitz, CEO of Sol Systems. "We have created SolMarket to help drive efficiencies into the solar market and connect investors and developers effectively. SolMarket will reduce the cost of financing transactions and enhance the tempo of solar project development."
SolMarket has already attracted funding from a number of investors and is seeking projects ranging from 50 kW to multi-megawatts in size. Solar developers are encouraged to submit their projects prior to September 30th because investors are quickly building out their portfolios for 2011.
Sol Systems invites interested solar developers to attend a SolMarket webinar on Thursday, September 1st, Friday, September 2nd, or Tuesday, September 6th at 11 am EST. For more information, please email firstname.lastname@example.com or visit www.solmarket.com.
About Sol Systems
SolMarket is a wholly owned subsidiary of Sol Systems. Sol Systems is a Washington D.C. based solar finance firm, and the largest solar renewable energy credit (SREC) aggregator in the nation, with over 2,300 customers and over 20 MW of solar capacity under management. Through its SREC offerings, it has promoted the development of the solar market by providing long-term financing options for SRECs, facilitating over $100 million in solar development.
Ms. Sudha Gollapudi, Director of Strategic Partnerships
888-765-1115 x1
When is 1 MWh of solar electricity equal to 1 SREC?
Many definitions of solar renewable energy credits ("SRECs") say that an SREC is equivalent to one megawatt-hour (1,000 kilowatt hours) of electricity generated by a solar facility. While this is mostly true, it's not always the case that 1 MWh of solar = 1 SREC. In order for an SREC to be created (or "awarded"), the system must receive certification from the state where that SREC will ultimately be sold – and the system must be registered with the regional transmission organization, such as PJM GATS or NEPOOL GIS. These organizations are the entities that acknowledge solar electricity production of 1 MWH and award the system owner with 1 SREC.
In other words, if a solar energy system is not registered with at least one state and registered with PJM GATS or NEPOOL GIS, the system may produce solar electricity without producing any SRECs. This is important because if no SREC is created, no SREC can be sold.
To further complicate matters, each state has different rules about retroactive SRECs — or how far back SRECs can be awarded. In select situations, SRECs can be retroactively awarded years into the past, whereas other circumstances only allow SREC creation from the state's certification date forward.
Most often, systems are registered with the state in which they are located, but in certain circumstances, SRECs from one state may be sold into another state which has an open SREC policy and a higher price for SRECs. In cases where the SREC will be sold into a different state, the system must be registered in the state where the SREC will be sold.
In order to ensure that a solar energy system is producing SRECs, the system owner must complete various forms with one or more state agencies. This paperwork can be submitted by system owners themselves, or it may be done through the installer, or an SREC aggregator, such as Sol Systems — the nation's largest and oldest SREC aggregator.
Once a system is registered and producing SRECs, the SRECs can be sold to entities that are willing to buy them.
Why would anyone buy an SREC?
Some states in the U.S. have created Renewable Portfolio Standards (RPS) that require energy suppliers and utilities to produce a minimum amount of their energy from renewable energy sources. These pieces of state legislation essentially create a marketplace for renewable energy at a premium price and thus stimulate the development of renewable energy markets. Some Renewable Portfolio Standards have specific provisions that require a portion of the electricity to come from solar (a "solar carveout"), and these states typically have strong solar energy markets and robust SREC markets.
When faced with an RPS with a solar carve-out, utilities have three options: build solar power facilities and produce the solar energy themselves, purchase Solar Renewable Energy Certificates (SRECs) or pay a Solar Alternative Compliance Payment (SACP) – a set price for each Megawatt-hour (MWh) of renewable energy they fail to acquire.
SREC Prices
The price at which SRECs are sold is dependent on 3 market factors: supply, demand, and the level of the alternative compliance payment (ACP). Demand is driven by state RPS requirements and supply is driven by the number and size of individual solar energy systems which are certified to produce SRECs in a given state. In markets that are undersupplied, the ACP tends to set a ceiling price on the price of SRECs, so a state with a high ACP often leads to high SREC prices – at least until supply catches up to demand. Depending on the intersection of supply, demand, the level of the ACP, as well as the terms of the SREC contract – SREC prices can vary widely.
For more information about SRECs, please visit www.solsystemscompany.com.
Maryland & DC Promote Solar Thermal through SREC Markets
Solar Renewable Energy Credit (SREC) markets are comprised almost entirely of solar photovoltaic generators. However, recent legal changes offer opportunities for solar thermal developers to participate in two of the country's most lucrative programs.
As a background, a solar renewable energy credit is a tradable commodity like a carbon credit. However, unlike carbon credits, an SREC signifies the environmental attributes associated with 1 MWH of electricity, or its thermal equivalent, produced by a solar energy generator.
The value of an SREC is derived by a state's Renewable Portfolio Standards (RPS). A RPS is a state-specific statute dictating that certain percentage electricity must come from renewable energy generators. Thirty-one states within the US have RPS statutes on the books. Of these thirty-one states, seven require a percentage of the renewable electricity production come from solar energy technologies (i.e. solar carve-out). These seven states also define a Solar Alternative Compliance Penalty (SACP), or the penalty a regulated utility or energy supplier must pay if they fail to acquire the dictated number of SRECs to meet the RPS. For example, energy suppliers in MD and DC must surrender $400.00 and $500.00, respectively, for each SREC they fail to acquire to meet the solar carve out defined within the RPS. The SACP functions as the price ceiling for an SREC market.
Currently, only a very small number of solar thermal generators participate in these SREC markets, because until recently solar thermal generators did not meet the definitional requirements of a solar energy generator within RPS statutes. However this is changing.
The SREC landscape for solar thermal generators is now open for system owners in MD and DC. Effective January 1, 2012, the Maryland RPS will allow solar thermal generators to earn SRECs. To earn SRECs in Maryland the following conditions must be met: (1) the system must be installed on or after June 1, 2011, (2) if the system is residentially owned, the facility must meet the Solar Rating & Certification Corporation's (SRCC) OG-300 standards, (3) if the facility is commercially owned, the components installed must meet the SRCC's OG-100 standards and an OIML certified meter must be installed to measure generation at the facility, and (4) the facility must be located within Maryland. To participate in the DC SREC market, (1) residentially owned systems must meet the SRCC OG-300 standards, (2) commercially owned systems must utilize components that meet the SRCC's OG-100 standards and have an OIML meter installed to measure generation, and (3) pending new legislation, the facility must be located within the District.
In light of these recent legal changes, solar thermal developers can now participate in two lucrative SREC markets. In 2015 alone, the Maryland SREC market alone will have a ceiling value of over $100 million. Or, put another way, more than 195 MW-eq. of new compliance appetite is legislated in DC and MD over the next 3 years. To learn more about SREC options available to you, please visit www.solsystemscompany.com. As the country's oldest and largest SREC aggregator, we can craft the solution that is right for you.
New Jersey Energy Master Plan Takes Aim at SACP
New Jersey, one of the nation's largest and fastest growing solar markets, recently released the 2011 Energy Master Plan (EMP). The 2011 Energy Master Plan (EMP) is a 10-year non-binding proposal that lays out the energy agenda and guides legislators on energy policy decisions. The plan calls to reduce the 2016 Solar Alternative Compliance Payment (SACP) by 20 percent and then by 2.54 percent each year thereafter. Additionally, the EMP suggests lowering the Renewable Portfolio Standard (RPS) target to 22.5 percent of energy generated from renewable sources, down from 30 percent. The SACP is a fee imposed on electricity providers if they fail to meet their solar requirement established in the RPS.
Governor Christie claims that the previous ten-year energy master plan was unrealistic and that a more obtainable set of standards based on the current situation is needed. Christie is concerned about what the RPS, particularly the solar carve out is doing to electricity costs for the average New Jersey customer. Therefore, in this Master Energy Plan, Christie wants a cost-benefit analysis of the Solar Renewable Energy Credit (SREC) market in New Jersey created by the solar carve out. To this end, his EMP proposes reducing the SACP as discussed above. Governor Christie has maintained that the projected plan is not intended to lessen the role of wind and solar energy in New Jersey but rather to set a more realistic target for the next ten years.
Opponents of the plan claim that the previous RPS goal of 30 percent is realistic and contributed to the vast solar development in New Jersey. The solar carve out and SACP created one of the more robust SREC markets in the country. An SREC, or solar renewable energy credit, is a tradable credit that represents all the clean energy benefits of electricity generated from a solar electric system. Energy suppliers must procure a certain amount of solar-generated electricity, either through building their own systems or purchasing these SRECs, and so these SRECs became valuable. NJ system owners were able to sell SRECs and decrease their payback period on solar systems significantly.
With the increasing deployment of solar energy and continually decreasing costs in the solar industry, critics of Governor Christie's Energy Master Plan claim now is not the time to reduce solar goals. Although the EMP itself does not impact the current NJ RPS (actual legislation would be needed for that), the proposed EMP could undermine the state's exceptional leadership in renewable energy development and may lead to doubts on the continuing success of New Jersey's solar market. The New Jersey Board of Public Utilities (BPU), the lead implementing agency, will hold three public hearings in July and August before Christie issues his final plan.


text:
Donny EvansAlpharetta, Georgia, US
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TURN AROUND: Fast, prompt and honest turnaround. 2-48 hrs, depending on the project.
PAYMENT: Very simple. If you approve of my work then you pay via Pay-Pal Credit Card, Check. or Sure Pay on Voices.com. I provide a fast and friendly turnaround and expect fast and friendly payment.
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13+ years recording/engineering
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text:
Skip to comments.(Breaking) Credit card machines down?
Posted on 02/06/2006 2:46:40 PM PST by OldCorps
Wife just returned from store. Guy there said that all credit card and debit card transactions cannot be processed across US.
Used a debit card at noon, dunno about now.
i just used mine ;o
Sounds like one of these panic posts...
lol..just think about it....
The guy at the supermarket is wrong.
You are blessed - wife's credit card won't work.
I used mine today.
I just completed a CC transaction about 20 minutes ago.
You're wife's out shopping with a credit card and you're complaining about that?
lemme try..What's your card number?
I work in the industry. Certainly not nation-wide, or I wouldn't be looking here. Maybe a regional network is having problems. Or maybe the store's phone line is down.
LOL...was waiting for someone to say that!!
Yes, I heard some same thing from my brother's sister's cousin's nephew's best-friends next door neighbor.
must be true. must be posted in breaking news.
What state are you in?
Come on how could a clerk at a nameless grocery not be totally reliable wrt national events?
I'm curious how the sales clerk at a retail chain is privy to the status of national vs just his store/region.
I don't think the sky is falling just yet.....
That'll save me some money.
I'm taking my credit card in the shower with me. Let me know what I miss..
Nope, I just checked into a hotel and my credit card was processed just fine.
I'm in a particularly mean mood this afternoon. :-)
I'm not waiting to see how this unfolds; I'm heading for the shower at once.
Used mine at 1:20 Central time, no problems.
Aww crap, I can't get my beeber to set to stune.
yesterday pre-superbowl i went out and 2 seperate convience stores were down.....I finally drove to grocery store and they had no problem.
probably just a certain company that processes this is having issues.
The sky falls two or three times a day at FR.
Tinfoil abounds.
False rumor.
Just used my debit card about an hour ago ~ 5PM EST.
Was he wearing a tinfoil hat? I know that guy... Says all kinds of crazy stuff.
Do you like cheese? I like cheese.
Agitation, it appears.
I always look to them for guidance in election matters and when forming an opinion on constitutional matters. Doesn't everyone?
That it does!
it actually would be for me..hehe.
i havent really carried cash since around 1999, and once in a while im shocked when i go into a place that doesnt atm or credit card.
All your credits and debits are belong to us.
I had a Target check out clerk act like she put my credit card receipt in my bag one Christmas years ago, and when I went home and later looked in the bag and didn't see the ticket, I blew it off thinking I misplaced it. Next month I had a $200 TV charged to my account. You gotta watch just about everyone now.
And which teams to bet on as well.
LOL! My dear Husband would be thrilled! :0)
How am I gonna buy beer after work with no cash???!!!
Beat me! :-)
Are you 100% sure? Did you call Homeland Security?.
To all taking a shower, be careful, I hear a moose could bite you!
I hope this dosen't outrage or offend anyone!
Was your wife logged on?
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


text:
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Fidelity Charitable donors recommended a record $3.1 billion last year in grants to support more than 106,000 charities. more
By PBN Staff
The Ocean State had the fourth-highest month-over-month increase in defect frequency in December, according to First American Financial Corp., which estimates the frequency of defects, fraudulence and misrepresentation submitted in mortgage loan applications. more
By PBN Staff
Brookline Bancorp Inc. on Thursday reported 2015 profit grew 15.5 percent to $52.4 million, or 71 cents per diluted share, compared with $45.3 million, or 62 cents per diluted share, in 2014. more
By Eli Sherman


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Southlands Road, Bickley BR1
Asking price £599,999
- House
- Bedrooms: 4
- Reception rooms: 1
- Bathrooms: 1
Property features
Property description
This well presented Edwardian home is situated within easy access to Bickley BR station and local schools. Benefitting from off street parking, large spacious rooms and period features.
Additional information
- Four bedrooms
- Family bathroom
- Bright spacious rooms
- Approx 60ft garden
- Two large receptions
- Large kitchen
- Downstairs cloakroom
- EPC rating D
Local authority
Bromley Borough Council
- Bickley (0.3 miles)


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OASH Leadership
The Office of the Assistant Secretary for Health (OASH) leaders are dedicated to developing policy recommendations as they pertain to public health issues that cut across HHS agencies and operating divisions. Learn more about OASH leaders and their work:
Immediate Office
- Acting Assistant Secretary for Health Karen B. DeSalvo, M.D., M.P.H., M.Sc.
- Principal Deputy Assistant Secretary for Health Jewel Mullen, M.D., M.P.H., M.P.A.
- Deputy Assistant Secretary for Health (Science and Medicine) Thomas E. Novotny, M.D., M.P.H.
- Chief Medical Officer, Karen A. Scott, M.D., M.P.H.
Individual Offices
See Contact Us for individual offices within OASH.
Regional Health Administrators
- Region 1: Betsy Rosenfeld
- Region 2: April Smith-Hirak, Ph.D. (Acting)
- Region 3: Dalton G. Paxman, Ph.D.
- Region 4: Sharon L. Ricks, M.A.
- Region 5: RADM Jim Lando, M.D., M.P.H.
- Region 6: CAPT Mehran Massoudi
- Region 7: CDR Shary Jones, Pharm D., MPH, BCPS (Acting)
- Region 8: Laurie Konsella, M.P.A. (Acting)
- Region 9: Betsy Thompson, M.D., Dr.P.H. (Acting)
- Region 10: RADM Patrick W. O'Carroll, M.D., M.P.H.


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Rustic Island Lighting
Stylish, Easy-Going Rustic Lighting for your Kitchen Island
Rustic style island lighting combines a laid-back feel with beautiful functionality in a variety of looks. Rustic is not all wild mountain cabin or cottage by the beach. A rustic style can combine styles like olde world, traditional, exotic and many other possibilities that can infuse your kitchen (or bar) with a welcoming get-away feel that makes the everyday work of food preparation enjoyable, fun and relaxing. These delightful fixtures provide high quality lighting for safety and pleasure.
Both food preparation and socializing will be enhanced under the warm glow of these lights, which can vary from individual pendants to a multi-light installation. Warmth and hospitality is a welcome product of the rustic style, while the safest, most modern technology is hidden in the designs of these creative pieces. The stylish fixtures are provided in a variety of finishes to match or coordinate with the rest of the décor.
Our Rustic Style Island Lighting provide a wide choice of design that will coordinate perfectly with other charming rustic pieces while delivering the most up-to-date look and technology.


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£2,750.00If you're outside the UK, the price is displayed in your local currency and will be converted automatically at checkout and processed in UK Sterling (£).
If you are in the UK or EU, VAT will be added at checkout.
Included in the price:
- Full ownership of the .com domain
- One of the 3 logo designs shown here (digital files supplied)
Novamora - a beautiful brand name with clear roots
A fantastic name derived from blending two of the most powerful branding words you could wish for - 'new' and 'love'! The added advantage is that 'nova' and 'amore' are fairly universally understood, whatever the language.
How does the domain transfer work?
Are Novanym names trademarked?
KEYWORDS | N | fashion | beauty | salon | hair | cosmetics | dating |


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WELCOME to Ukulele Central, helping you gain enjoyment and satisfaction from ukulele and Ubass
Here you'll find essential information as well as resources and products, songsheets and songsheet links to other major ukulele sites, plus blog articles and a regular newsletter which cover topics not only related to playing technique, but exploring the increasing awareness and evidence of music's important role in contributing to our physical and mental health!
Coming to you from Australia's ukulele capital, Newcastle.
For information about the Strumming Workshop in Newcastle on 10 December 2016 - click here
A FREeBook for a very special ten percent of the population...
Left Handed Chord Diagrams. Fellow left-handed players, you no longer need to turn your brain around to read chord diagrams.
Learn UBass with UBASSics
The NEW Revised Edition of UBASSics is a printable PDF eBook with text, diagrams, notation and tabs, as well as linked sound files of each exercise and backing tracks to play along with.
The step-by-step exercises cover essential skills, and a variety of musical genres.
Learn to play this wonderful instrument in your own time, at your own pace.
More info here
Friendly Music Theory for C6 Ukulele
A printable music theory ebook written for ukulele players, with examples and diagrams which are uke-based wherever possible.
The diagrams in this book mean you can learn almost as much from looking at the pictures as you can from reading it!
Make an interesting topic more accessible and relevant to your ukeing.
Primary Uke
A teacher's handbook, student sheets, MP3s, scores, whiteboard compatible files, curriculum coverage and colouring-in pages. Tested by ruthless primary school students and thankful teachers, this series of songs and exercises is not only complementary to the James Hill Ukulele in the Classroom series but has an Australian-ness about it and the songs have entertained both students and parents when performed. All digital, all printable. More information and a sampler here
Carry your ukulele, your music or even your lunch in this stylish tote...
click here for this and more!


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I was driving home the other day and our neighbors' garage was open to reveal this masterpiece. I couldn't help but stop and take a picture.
I mean, AC/DC? In Amman? In a garage in Shmesani?
Dude, we have cool neighbors!
Dear Jordanian Government: Stop Killing Jobs #رخصولنا_كريم
November 7, 2016
Madaya Mom: Brilliant and Sad Comic Book from Marvel
October 13, 2016
Old, Beautiful Pictures of Signage in Amman
October 3, 2016
Red Bull Sound Clash Jordan is Back!
August 24, 2016
The Democratization of Amman Design Week's Logo
August 10, 2016
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Hey guys!
It's getting cold outside so let's stay warm inside, BOWLING! The amazingly fun social bowling league I ADORE is kicking off a new season on Tuesdays Evenings this Winter so I created an event for our group based on pervious interest! We had a total blast the last time we bowled! Just to be clear, you have to register/pay through the leagues website in order to be a part of the league, not just RSVP here! :)
Since I'm a returning bowler I was able to score us a discount code! To get $10 off the regular registration price use code DENMUWIN17 . I've gone ahead and created a team for the group called Gutter Girls - here's the link: Gutter Girls
and you can get info on the season here: All League Information!
Also, if you want to create your own team with friends/family, there are some other group members doing that as well, so go for it! We'll all still hang together during and after bowling! It doesn't matter if you're a horrible bowler or a great one, as this league is mainly about having fun and meeting people, so that's right up our alley!
BOB is Denver's Biggest Social Bowling League!
Hundreds of fun young professionals (20's and 30's), co-ed and non-competitive, and at only $63 (with discount code) for the ENTIRE season, incredibly affordable!
- 6 weeks of coed social bowling (1-3 games each week) at Lucky Strike!
- Bowling on Tuesdays Evenings: Jan 17, Jan 24, Jan 31, Feb 7, Feb 14, Feb 21
- Hundreds of fun bowlers with an awesome after-bowling bar scene!
- Bowling shoe rentals and league Management
- Social games during bowling, fun after-bowling bar, and more!
Get $10 off with promo code: DENMUWIN17
Join as a team, small group, or individual!
Check out their FACEBOOK for pics from previous seasons: Bowling Pics!!
The league is filling up, so sign up soon!!
If you have any questions email the league! You can find their contact info here: League Contact Information!
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


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- Product Details
Patriotic Personalised Union Jack Cufflinks and Watch Box - with a twist!
The design of this cufflink and watch storage box is an unusual take on a classic design, with the Union Jack in a hip stripey blue and black design instead of the red white and blue we all know and love.
But enough about the design already! What about the box? It's got a removable tray with room to store 7 pairs of cufflinks with larger slots for tie clips. Underneath are cushions for two watches.
Add any initials on the top of the box for the finishing touch.
Our personalised box is the perfect gift for use at home, on holiday or away on business.
Dimensions: 13cm x 14.5cm x 12.5cm.
- Delivery & Returns
We are aware of how important it is for you to receive your gifts in time. Therefore, once you place your order we will process straight away and dispatch as soon as they are ready to go. We usually dispatch all items within 1-3 days however, this may be a little longer during special occasions such as Christmas. If multiple items ordered, we may dispatch items separately or all together, depending on the process.
Hassle Free Returns Policy:
We're sure that you will be satisfied with your purchase and we also understand that sometimes you may want to return. We keep this process simple! Just contact us if you wish to return goods. Please note: personalised, made-to-order and perishable items are non-refundable.
- Ask a Question
Ask a Question
Question about: Personalised Union Jack Cufflinks and Watch BoxPlease do not include or disclose any sensitive personal information, password or credit card information in your message. Your personal security is extremely important to us.No questions yet. Be the first to ask the question!
Show more products in Engraved Watches and Clocks


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A-PLUS - How to order your free A-PLUS loss history report
To dispute information on a claim record or to obtain a copy of an A-PLUS report resulting from an adverse action notice by an insurance company, consumers can call the Consumer Inquiry Center at 1-800-709-8842. Telephone requests for loss history reports are accepted Monday through Friday from 9 AM to 5 PM EST. During non-business hours and on weekends and holidays, you may leave a message with your name and telephone number. We will send a Request for Disclosure Form for you to complete and return.
Download other useful information
» A Summary of Your Rights under the Fair Credit Reporting Act
» Notice to Users of Consumer Reports: Obligations of Users under the FCRA


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The Dream Series is designed for in-home use and provides overnight guests the comfort of a traditional mattress with the flexibility of an air bed. Queen sized, the mattress inflates in less than 4 minutes with a powerful, integrated primary pump enabling effortless inflation. The patented motor is designed to be 20% quieter during inflation than other competing products. The user friendly pump also eliminates sagging and loss of air pressure found in other air mattresses.
- ComfortCoil Technology showcases industry leading design with 40 internal air coils for added durability and support. Your bed remains flat and firm so you can stay SoundAsleep!
- Patented 1-click internal pump for easy and fast inflation / deflation. The Dream Series mattress reaches full inflation and firmness in under 4 minutes and can be topped off quickly and easily. The air mattress is designed for in-home use and is perfect for overnight guests, friends or relatives
- Queen Sized with Inflated Dimensions of: 78" x 58" x 19" - Raised "Double-height" air bed with dual chamber construction. "Sure-Grip" bottom prevents bed from unwanted sliding
- Extra thick, waterproof flocked top for added comfort and durability with multilayer, puncture-resistant material. Carry bag included for easy transport!
- SoundAsleep's consumer friendly 1-year guarantee.
Frequently Asked Questions
Do I need to buy special sheets and mattress pad to go with this mattress?
The air mattress comes with a top flocking, a softer layer of top material to make for a more comfortable sleep. SoundAsleep does not make sheets specifically for the Dream Series air mattress, although that product should be coming next year. Standard fitted queen sheets should fit well on the Dream Series queen as long as they at least 19 inches deep to match the depth of the air mattress. Smaller sheets will likely fall off the air mattress over the course of the night. The air mattress is not specifically designed to be used with a mattress pad, but again, a standard queen sized mattress pad should fit.
If this bed can work as a permanent bed for two months?
The SoundAsleep Dream series is designed to be a very durable mattress. While the real purpose of any air mattress is to be used on a temporary basis, closer to a couple of times a week or month, this mattress will hold up for the continued 2 month use. Any period of time longer than that and you are likely moving beyond the traditional scope of use for the mattress. We do recommend a few tips for using your air mattress including: 1) fulling inflating and deflating the mattress a couple of times after you receive it to allow the composite material to fully stretch out, 2) topping up the mattress every couple of days with 10 - 15 seconds of air. Topping up a mattress is very simple but you can always go to our website for more information on the process 3) when using the mattress for an extended period of time we encourage people to a sheet or mattress pad.
Can I use this mattress in a fold up couch/bed in my RV?
While the Dream Series can be used anywhere in the home, the product was designed to be used on a flat, hard surface like a bedroom floor. It is not intended to go inside of a pull out couch. Folding the couch on top of the mattress can ready lead to tears and rips in the product. While the product can be used in an RV please keep the dimensions in mind as other uses have said the Queen sized Dream Series is too large for their RVs.
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Amazon Best Sellers Rank
- Amazon title: SoundAsleep Dream Series Air Mattress with ComfortCoil Technology & Internal High Capacity Pump
Edit Information
- Initial Product DescriptionOct 09, 2014 at 03:26 PM
- Started BySoundAsleep Products
- Last editedOct 10, 2014 at 04:15 AM
- Last contributorLina
- Number of edits22
- Number of contributors2
- Top ContributorLina


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2 vehicles matched;
Now showing page 1 of 1. 25 results per page.
Listed by Paramount Classic Car Store
This 1985 Alfa Romeo Spider Graduate is Carfax certified and presented in Signal Red exterior and Black cloth interior. The
Listed by Classic Auto Showplace
1985 Alfa Romeo Spider Convertible - Call us for more details or come see it at our Detroit location! ClassicAuto


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We Hold These Truths; Documents of American Democracy
BROWN, Stuart Gerry, ed.
• Terms • Ask a Question
Place Published: New York
Publisher: Harper
Date Published: 1941
Description: 8vo, blue cloth, small tears and pen marks in margins of a few pages. New York: Harper, (1941).Binding: hardcover
Condition: very good(-)
Language: English
Type: Books
Book ID: 201623


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Voice-Over Talent Agency & Recording Studios #403196 posted Mar 22, 2016
- California, United States
- $450,000
A multi-specialty agency & facility that caters to advertising agencies, film, TV and game production companies, as well as city-wide casting and nighttime classes and workshops. Its studios add a unique profit center to its extensive mix of veteran voice talent, which draws from hundreds of local LA...
Rehearsal & Recording Music Studio in West LA #383444 posted Jun 12, 2015
- Los Angeles, California, United States
- $150,000
Boutique Music Rehearsal and Recording Studio in Great Location in West Los Angeles for Sale - Asset Sale! This is a unique opportunity to own a turn-key, fully-equipped music rehearsal and recording studio in West Los Angeles! This is an amazing chance to own an established studio with an active and...
Rocking Fun Studio & Music Academy For Sale #399936 posted Feb 5, 2016
- Colorado, United States
- $450,000
Rare opportunity - Growth year after year. Very profitable and fun music academy and recording studio on the Front Range, CO. It provides a fun and motivating atmosphere with music degree professional instructors, high-quality sound and recording equipment, sound-proof rooms and offers music lessons,...
Did you know that social networking is a great way to buy a business? Sign up now and we'll show you how.
Disclaimer: MergerNetwork has not independently verified any of the information in this listing and makes no warranty as to its accuracy or completeness.


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Sold Out $1,399.00
Domaine de la Romanee Conti Richebourg Grand Cru 2009
Pinot Noir from Burgundy, France
Winemaker's Notes
Beautiful color. On the nose, it is powerful, but fresh with minerality and blackcurrant-bud notes. This is a classic Richebourg: budding with freshness and energy, but the wine is still wrapped in fine tannins that need time to develop.
Critical Acclaim
The Wine Advocate - "The 2009 Richebourg is a dramatic wine. In 2009 there is so much fruit that the tannins are barely perceptible. With time in the glass dark notes of tar, smoke, licorice and violets develop, adding tons of complexity to the fruit. This is a huge, vertical wine that captures the essence of Richebourg in its towering fruit and structure. Layers of fruit saturate every corner of the palate as the wine builds to a deeply satisfying crescendo of head-spinning aromas and flavors. Anticipated maturity: 2024-2059. "
Burghound.com - "The bottle that I tried displayed a hint of reduction though not enough to hide the intensely floral and notably ripe nose that features fresh notes of plum, mocha and cassis that are sprinkled with exotic spice notes. The expansive and tautly muscular broad-shouldered flavors are, unusually, almost as fine as those of the RSV yet even slightly more complex with the same finely grained tannins. The length is similar but at present, the extra dimension of depth gives this the barest of edges. Either way, this chewy, robust and overly muscular effort is genuinely sensational and clearly built for the very long haul."
International Wine Cellar - "Good bright red-ruby. Muskier and oakier on the nose today than the RSV, with darker fruit aromas complicated by smoky minerality and a whiff of cassis bud reduction. Sharply delineated but tightly wound and dominated by its structure. Conveys a rigorous impression of calcaire minerality but this will need a good decade of aging to express itself. Finishes very long and subtle, with superb spine and lingering perfume. 95(+?) points "
- View All
Domaine de la Romanee Conti Winery
Considered the pinnacle of Burgundy, Domaine de la Romanee-Conti produces some of the world's most revered wines from its tiny vineyards in Vosne-Romanee. Two of the Domaine's seven Grand Cru vineyards - La Romanée-Conti and La Tâche - are monopoles (appellations entirely owned by the Domaine) and unarguably the greatest vineyards in Burgundy. Richebourg, Romanee-St.-Vivant, Grands-Echezeaux, Echezeaux, and Montrachet (in Chassagne) are also Grand Cru vineyards, yielding sublime wines that are among the most highly-sought, seductive and rarest in the world. View all Domaine de la Romanee Conti Wines
About Burgundy
Burgundy is a small region, only about a fourth the size of Bordeaux. The narrow thread of vineyard land stretches from the city of Dijon to Lyon. The five main districts of Burgundy are – from North to South - Chablis, Côte d'Or, Côte Chalonnaise, Maconnais, and Beaujolais. Chablis is far removed geographically (above Dijon) and adheres to its own classifications. Beaujolais is its own region due to grape variety, vinification methods and regulations. Leaving us with the Côte d'Or, Côte Chalonnaise and Maconnais as the heart of Burgundy.
Grapes of the region are easy to remember - Pinot Noir for reds, Chardonnay for whites. Burgundy can be called home for both varietals, despite their increasing presence in every winemaking country. In this area red wines out number whites, although the quality for both is unparalleled.
A bit of History...Once owned and run by the church and nobility, the vineyards of Burgundy were seized during French Revolution and sold off piece by piece. Further separation occurred with Napoleonic Law, which ordered that inherited land be divided among children equally. These two factors put Burgundy where it is today – a myriad of vineyards and villages, each with a number of growers and producers.
NégociantsBurgundy is organized by plots of land and labeled as such. About half of Burgundy works on a négociant system. Growers of small plots sell grapes, or more often, barrels of already made wine, to négociant houses who then blend it with other wines from that region and put it under their label. While the négociant system may sound like a way to produce mass amounts of anonymous wines, that is, luckily, not the case. Wines are labeled with a sense of place, so you know what land you are getting. There are some négociant houses that are much more renowned and consistent than others, and for the most part, the system works. But times are changing. Some growers are purchasing more land and making the wine on their property, under their label, for more consistency. On the other side, négociant houses are buying up their own vineyards so they will have more control over winemaking.
Classification SystemThe classification system is similar to a pyramid. At the base of the pyramid is the most basic of the classifications, the Burgundy AC, meaning grapes can come from anywhere in the Burgundy region. Next up is a village wine, such as Côte de Beaune or Côte de Nuits, or the villages within these regions, like Givery-Chambertin or Puligny-Montrachet. The label will say Appellation Puligny-Montrachet Controlée. At the next level is the premier cru. A wine that says Puligny-Montrachet 1er Cru will still be Appellation Puligny-Montrachet [premier cru] Controllée, but may include the premier cru vineyard name, such as Les Pucelles. At the tip of the pyramid are the grand cru vineyards. There are only 30 in the Côte d'Or and the name of the vineyard is the appellation name.
About France - Other regionsWhen it comes to wine, France is a classic. Classic blends, grapes and styles began in the country and they still remain. Think about it - people ask for a Burgundian style Pinot Noir, they refer to wines as Bordeaux or Rhone blends - Champagne even had to pass a law to stop international wineries from putting their region on the label of all sparkling wine.
The top regions of France are: Bordeaux, Burgundy, Champagne, Languedoc-Roussillon, Loire, Rhone. And these regions are so diverse! It makes sense that wine regions throughout the world try to emulate their style. Pinot Noir, Chardonnay, Cabernet Sauvignon and Syrah are no longer French varieties, but international varieties. They may not be the leader of cutting edge technology or value-priced wines, but there is no doubt that they are still producing wines of great quality and diversity.
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Crabby Lady Cranberry Salad
Total Time
Prep 5 mins
Cook 15 mins
There is quite the disagreement (between Sarah and Rogene) over who this recipe was started by and belongs to, but who cares because it is great.
Ingredients Nutrition
- 1⁄4 cup water
- 1 (1/4 ounce) envelopeknox unflavored gelatin
- 1 (20 ounce) can crushed pineapple (drained, keep juice)
- 3 ounces lemon Jell-O gelatin
- 3 ounces raspberry Jell-O gelatin
- 1 (7 ounce) can ginger ale
- 1 (25 ounce) package Dream Whip
- 3 ounces cream cheese
- 1⁄2 cup chopped nuts
- 1 (8 ounce) can jellied cranberry sauce
- Drain pineapple.
- Add enough water to juice to make 2 C liquid.
- Heat liquid to boiling.
- Pour Jell-O in and stir and cool.
- Add Knox gelatin to ¼ C water to Jell-O mixture and stir in Ginger ale.
- Blend cranberry sauce with pineapple and fold into Jell-O.
- Chill and put in 9x13 pan, set until firm.
- Mix Dream Whip according to directions on box. Add cream cheese (soft). Spread on Jell-O and top with nuts.


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1971 University Blvd.
Lynchburg, VA 24502
United States
Graduate Certificate in Criminal Justice
Format: Online
The Certificate in Criminal Justice teaches the skills necessary for a wide variety of careers within the criminal justice system. This program emphasizes oral and written communication skills as well as leadership and management abilities.
Classification: Master's College or University I
Loans Offered: Available to many students and parents, loans are an option for funding one's education.
Size & Settings: 40,000+


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ERIC Number: ED362534
Record Type: RIE
Publication Date: 1992-Apr
Pages: 24
Abstractor: N/A
Reference Count: N/A
The Effects of Score Group Width on the Mantel-Haenszel Procedure.
Clauser, Brian; And Others
Previous research examining the effects of reducing the number of score groups used in the matching criterion of the Mantel-Haenszel procedure, when screening for differential item functioning, has produced ambiguous results. The goal of this study was to resolve the ambiguity by examining the problem with a simulated data set. The main results from this study call into question the preliminary recommendations of several other researchers, that four or more score groups are sufficient and produce stable results. Although considerable stability and very little Type I error was noted with equal ability distribution comparisons, with unequal ability distributions, the Type I error rate was substantially inflated. These results argue against the appropriateness of implementing the procedure by collapsing score groups. The current data suggest that more than modest reductions in the number of score groups cannot be recommended when the ability distributions of the reference and focal groups differ. One figure and five tables illustrate the discussion. (Contains 14 references.) (Author/SLD)
Publication Type: Reports - Evaluative; Speeches/Meeting Papers
Education Level: N/A
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers: Mantel Haenszel Procedure; Score Groups; Type I Errors
Note: Paper presented at the Annual Meeting of the American Educational Research Association (San Francisco, CA, April 20-24, 1992).


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This unit (just got it), it seems to be a good solution for the dry winter air, 2 tanks for water, sensor that turn the machine on/off when the desired humidity reached, variable speed with variable humidity output. Used a couple of times and very pleased with it.
This unit purchased from Discount Home Office, was received in 4 business days, i was informed by email on the status of the order and sent a tracking number when it was shipped. Thank you.
Free Shipping On All Online Orders.
Buy a Safe by Size
Buy a Wire Shelf by Size
heavy duty shelf
Very strong and durable shelf, shelf can be adjusted in 1" space, heavy duty shelf and wheels. about 100 lbs., i recommend it.
Very strong and durable shelf, shelf can be adjusted in 1" space, heavy duty shelf and wheels. about 100 lbs., i recommend it.
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Shopping Info.
We offer Free shipping in the lower 48 states which includes and not limited to:Miami FL, Manhattan NY, San Francisco CA, St. Louis MO, Pittsburgh PA, Austin TX, Houston TX, Washington DC, St. Paul MN, Minneapolis MN, Orlando FL, Atlanta GA, Boston MA, Chicago IL, Dallas TX, Denver CO, Houston Texas, Los Angeles CA, New York City NY, Philadelphia PA, San Diego CA, Seattle WA, New Orleans NO. Shipping to Hawaii, Alaska and Puerto Rico will require a shipping quote.
Vornado Air Softener/Humidifier with On/Off Sensor
Date Added: 11/09/2007 by Lisa