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Qube Global Software customers out-perform their rivals – again.
Each year Property Data publishes a directory of UK property investors. As always, we're very keen to see this – partly to check on the robust health of our customers, but also to see if we can pick out any trends amongst the performance figures.
In previous years, the directory was limited to 'net worth' and so we looked at relative growth (or otherwise, during the recession) of companies that have a solution from Qube Global Software against those that don't. When the markets were on the way up, our customers grew faster than their competitors and during the recession the negative growth was less severe for users of our software.
For the 2011 Directory, Property Data has included profit figures. Growth may be a fairly accurate way to determine the success of a company, but there is nothing to compare to profits (just ask the shareholders), so this year we focussed most of our analysis on that.
The 2011 Directory threw out a few facts:
- Out of the Top 100 property companies by net worth, 35 use solutions from Qube Global Software.
- Out of the Top 30 property companies by net worth, 17 use solutions from Qube Global Software.
- The total gross profit from companies within the Top 100 was £3,869m.
- The total gross profit from companies within the Top 100 that have a solution from Qube Global Software was £3,207m.
So Qube Global Software 'represents' 35% of the Top 100's companies and 83% of its profits.
Looking at profit growth over that last twelve months*:
- Companies without a solution from Qube Global Software saw an average increase in profits of 38% over the last twelve months.
- Companies that have a solution from Qube Global Software saw an average increase in profits of 639% over the last twelve months.
Whilst I would be an optimist of the highest degree to claim that Qube Global Software is solely responsible for performance like that, I am certainly no believer in luck or coincidence – certainly not to that scale.
I am quite prepared to assert that companies using Qube Global Software's range of solutions are outperforming, and quite significantly so, those that don't.
Which camp would you rather be in?
Post Your comment
The Need for Efficiency: How Real Estate Teams Are Putting Data and Software to Work
Workplace and facility managers are under increasing pressure to provide a workplace that attracts top performers and improves staff motivation, effectiveness and retention. Balancing this with the need to continually add value to your corporation and reduce costs is the ultimate goal.
How data can improve the success of leisure facilities in shopping venues
Online shopping is an ever-growing threat to physical real estates in the high street. As a consequence, retail investors face the new challenge of encouraging customers to get out of the house and visit their venues rather than spending their money online.


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Waterford — The $34.5 million cancer center that Lawrence & Memorial Hospital is building in affiliation with the Dana-Farber Cancer Institute will bring together under one roof a broader array of outpatient cancer care services than are currently available at different locations in the community.
"There is something exciting about the prospect of cancer patients in our community — friends, neighbors, colleagues, loved ones — having access to world-class cancer care in southeastern Connecticut," Ulysses Hammond, chairman of the L&M board of directors, said during a groundbreaking ceremony and reception Thursday.
The 48,000-square-foot building on a 100-acre site off Parkway South and Interstate 95's Exit 81 is scheduled to open in the fall of 2013. About 10 acres of the site has been cleared of trees and readied for blasting next week in preparation for the start of construction.
"For me personally, this is one of the highlights of my career," said Bruce Cummings, L&M president and chief executive officer since 2005.
The need for more comprehensive cancer care services locally was identified by many physicians and others he met with soon after he came to L&M, Cummings said. It complements efforts to focus on "the big four" illnesses that affect southeastern Connecticut — cancer, heart disease, diabetes and stroke.
Patients of the new center, which will provide treatment for a broad range of adult cancers, will be able to receive services "in the community, without the fatigue and stress of travel," Cummings said.
This will be the first affiliation in the state for Dana-Farber, which in the last few years has been expanding beyond its Boston location with satellites and affiliations with Massachusetts hospitals and a satellite location in New Hampshire, said Dr. Andrew Norden, medical director of satellites and network affiliates for Dana-Farber.
"We see ourselves as wanting to be the pre-eminent cancer care center in New England," he said.
It was easy, Norden said, to reach an agreement with L&M and Oncology and Hematology Associates, the New London-based practice that will move into the new building and become part of Dana-Farber, because all three shared a common vision.
Patients will come to the new center for regular appointments with oncologists, as well as for outpatient radiation, chemotherapy, blood transfusions and other services. Patients also will meet there with visiting Dana-Farber specialists for second opinions, participate in clinical trials and receive care for notoriously hard-to-treat cancers that previously would have required travel to Boston or New Haven. The center also will provide genetic counseling, sessions with social workers, nutritional support and other services.
Dr. Richard Hellman of Oncology and Hematology Associates said that already, his practice refers 75 to 100 patients per year to Dana-Farber in Boston for second opinions or for care that isn't available locally. Local patients currently receive chemotherapy at private physicians' offices and radiation therapy at L&M. Inpatient surgical procedures for cancer patients will still take place at the main L&M campus in New London.
"For patients who need radiation and chemotherapy on the same day, this concept of therapy will be much easier for the patient," Hellman said. "With all the Dana-Farber expertise and research and all the supportive services that will be available, this will be the preferred place for cancer care."
One of the most interesting facets of the new building, he said, will be its design. A group of about 75 clinicians, patient advocates and cancer survivors met with the architect over five days to brainstorm how the center should be built to provide the best cancer care.
"The cancer survivors wanted to make sure we had a warm and healing environment," Hellman said. "That message came through loud and clear."
Waterford First Selectman Dan Steward said that although the building will not pay property taxes because L&M is a nonprofit, the town will benefit by receiving PILOT (Payment In Lieu Of Taxes) funds from the state. The site, part of a former farm, has been vacant and on the market for many years, he said.
"It'll be a hub for a lot of other facilities," Steward said, adding that he hopes it will make adjacent properties attractive to proposals for hotels, restaurants and other new businesses. "It could spark other development."
Malloy strikes deal with unions to stretch out spiking state pension costs
With Trainor sitting out, OneRepublic, Fradiani, Bay impress at Sun concert
Serial burglar suspect says he's been stealing his whole life
Billions continue to flow to Connecticut's submarine industry
VIDEO: Salem man's family to get $950,000 in fatal police shooting
Malloy strikes deal with unions to stretch out spiking state pension costs
Serial burglar suspect says he's been stealing his whole life

subset: commoncrawl


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Manoa Botanicals Financing
Manoa Botanicals Llc, Limited Liability Company just had published form D regarding $5.00 million debt financing. This is a new filing. Manoa Botanicals was able to finance itself with $4.75 million. That is 95.00% of the financing round. The total fundraising amount was $5.00 million. The form was filed on 2016-11-28. The reason for the financing was: unspecified. The fundraising still has about $250,000 more and is not closed yet. We have to wait more to see if the offering will be fully taken.
Manoa Botanicals is based in Hawaii. The company's business is Other Health Care. The D form was submitted by Brian Goldstein President. The company was incorporated in 2015. The filler's address is: 1308 Young Street, Honolulu, Hi, Hawaii, 96814. Brian Goldstein is the related person in the form and it has address: 1308 Young Street, Honolulu, Hi, Hawaii, 96814. Link to Manoa Botanicals Filing: 000165553916000008.
Analysis of Manoa Botanicals Offering
On average, startups in the Other Health Care sector, sell 68.60% of the total offering size. Manoa Botanicals sold 95.00% of the offering. The fundraising is still open. Could this mean that the trust in Manoa Botanicals is high? The average investment size for companies in the Other Health Care industry is $1.16 million. The total amount raised is 309.48% bigger than the average for companies in the Other Health Care sector. The minimum investment for this offering was set at $0. If you know more about the reasons for the fundraising, please comment below.
What is Form D? What It Is Used For
Form D disclosures could be used to track and understand better your competitors. The information in Form D is usually highly confidential for ventures and startups and they don't like revealing it. This is because it reveals amount raised or planned to be raised as well as reasons for the financing. This could help competitors. Entrepreneurs usually want to keep their financing a 'secret' so they can stay in stealth mode for longer.
Why Fundraising Reporting Is Good For Manoa Botanicals Also
The Form D signed by Brian Goldstein might help Manoa Botanicals Llc's sector. First, it helps potential customers feel more safe to deal with a firm that is well financed. The odds are higher that it will stay in the business. Second, this could attract other investors such as venture-capital firms, funds and angels. Third, positive PR effects could even bring leasing firms and venture lenders.
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TEACHERS: Want the podcast?
Image licensed under CC BY-SA 3.0
What does climate change sound like? You will hear in this public radio story about a geologist who has turned decades worth of data into music. He created a multitrack sequencer for data instead of music. The data and music shows a tight correlation between the amount of carbon dioxide and the amount of ice on the earth.
Story Length: 5:57
Living on Earth


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June 9, 1998
WALSH SECURITIES, INC., Plaintiff,
CRISTO PROPERTY MANAGEMENT, LTD., et als., Defendants.
This matter comes before the Court upon the motion of several Defendants to stay the proceedings in this matter pending the outcome of related criminal investigations. Jurisdiction in this Court is pursuant to 28 U.S.C. § 1331 and 18 U.S.C. § 1964(c). For the reasons set forth below, Defendants' motion is granted and all interrogatories and depositions in this matter are stayed until November 1, 1998.
This lawsuit arises out of a series of allegedly fraudulent real estate transactions. According to Plaintiff Walsh Securities, Inc. ("Walsh"), each fraudulent transaction involved the purchase of a property at a low price that was immediately "flipped" or resold at a much higher price. In a typical transaction, Defendant William Kane ("Kane"), through his company Cristo Property Management ("Cristo"), purchased a house in a low income neighborhood for a low price.
(Compl., P 57(a).) Cristo or its principals then located a willing buyer. (Id. at P 57(b).) The property was appraised by licensed appraisers (including Defendants Richard Calanni, Richard DiBenedetto, James Brown, Thomas Brodo, or Roland Pierson) at an inflated value. (Id. at P 57(d).)
A mortgage loan application for the buyer was prepared by Defendant National Home Funding ("NHF") or Cristo and submitted to Plaintiff Walsh Securities, Inc. ("Walsh") for financing. The applications were submitted through Anthony D'Apolitto ("D'Apolitto"), a Walsh employee. Walsh asserts that the application contained false information, including the fraudulently inflated appraisal of the property's value, signed leases indicating that the property would be income-producing, statements that the buyer made a down payment, statements that the seller (Cristo) had provided a second mortgage on the property and representations that the buyer would own the entire property, among other things. These false statements, according to Walsh, were designed to make the loan seem like a better credit risk and to thereby induce Walsh into approving the loan. (Id. at P 57(e).) Walsh asserts that in exchange for transmitting the applications, D'Apolitto, through his company DAP Consulting ("DAP"), received cash payments totaling approximately $ 100,000 from Kane, through Cristo, and from Defendant Robert Skowrenski II, through NHF.
Walsh alleges that on the day of closing, the closing attorney collected and transmitted the proceeds of the mortgage loans, knowing that the preconditions to the loan had not been met. (Id. at P 57(g).) The closing attorney also recorded the various deeds associated with the transaction. (Id. at P 57(h).) Walsh asserts that once the transaction was complete, the buyer secretly transferred 60% of the ownership in the property to Defendant Capital Assets, without notifying Walsh. According to Walsh, this type of reconveyance is a default of the terms of its mortgage loan, and Walsh would not have financed the mortgage loan had it known of the plan to reconvey the interest in the property. (Id. at P 57(I).)
According to Walsh, Capital Assets pooled rental income from several properties to meet its mortgage obligations on each property. (Id. at P 57(j).) Walsh alleges that this same pattern of fraud occurred over two hundred times, with some variations. Some of the owners of these properties have now allegedly become delinquent in payments under the mortgage loans. Walsh claims that due to the false appraisals, Walsh will be unable to recover the full amount of its loans if it forecloses on these properties. (Id. at P 57(m).)
Walsh filed this suit alleging RICO violations against the Defendants (Cristo, NHF, Capital Assets, their principals, the appraisers, closing attorneys, title agents and insurance companies). Walsh also asserts common-law fraud claims against all defendants and breach of contract claims against NHF and the title insurers.
The United States Attorney's Office is also investigating whether these transactions amounted to criminal conduct. Several defendants have confirmed that they are targets of this investigation, including defendants Stanley Yacker ("Yacker", one of the closing attorneys), Cristo, DEK Homes, Oakwood Properties and William Kane. These defendants have moved for a stay of the civil proceedings pending the outcome of the criminal investigation. The individuals argue that they cannot fully participate in civil discovery and protect their Fifth Amendment rights. Defendants Roland Pierson, Richard Pepsny, D'Apolitto, DAP Consulting, Anthony Cicalese, Capital Assets and Gary Grieser (a principal of Capital Assets) join in the motion. Along with Walsh, Defendants NHF and Robert Skowrenski II oppose any stay of this action.
The Court heard oral argument on the motion on March 30, 1998. The United States Attorney's Office, although not a party to this matter, participated in oral argument. The Government has also submitted a sealed, in camera affidavit elaborating on the status of the criminal investigation. The Court has also considered the supplemental letter memoranda submitted by the parties.
A court has discretion to stay a case if the interests of justice require it. United States v. Kordel, 397 U.S. 1, 12 n.27, 25 L. Ed. 2d 1, 90 S. Ct. 763 (1970). A stay of a civil case where there are pending criminal proceedings is not constitutionally required, however, it may be warranted in certain circumstances. Trustees of Plumbers Pension Fund v. Transworld Mechanical, Inc., 886 F. Supp. 1134, 1138 (S.D.N.Y. 1995).
A stay of a civil case is an "extraordinary remedy." Weil v. Markowitz, 264 U.S. App. D.C. 381, 829 F.2d 166, 174 n.17 (D.C. Cir. 1987). The factors to be considered in deciding whether to grant a stay include: 1) the extent to which the issues in the criminal and civil cases overlap; 2) the status of the case, including whether the defendants have been indicted; 3) the plaintiff's interest in proceeding expeditiously weighed against the prejudice to plaintiff caused by a delay; 4) the private interests of and burden on defendants; 5) the interests of the court; and 6) the public interest. Transworld, 886 F. Supp. at 1139. The Court will address each of these factors in turn.
1. Similarity of Issues
The similarity of issues has been termed "the most important issue at the threshold" in determining whether or not to grant a stay. Milton Pollack, Parallel Civil and Criminal Proceedings, E129 F.R.D. 201, 203F (1989). There is no dispute that the civil and criminal cases here involve many of the same issues arising out of these real estate transactions. According to Yacker's attorney, the Government is investigating whether any of the real estate transactions were fraudulent. (Lustberg Aff., P 3.) This is essentially the same allegation made by Walsh in its civil complaint. Therefore, this factor weighs in favor of a stay.
2. Stage of Parallel Criminal Proceeding
The stage of the parallel criminal proceeding may also substantially affect the determination of whether a stay is warranted:
The strongest case for a stay of discovery in the civil case occurs during a criminal prosecution after an indictment is returned. The potential for self-incrimination is greatest during this stage, and the potential harm to civil litigants arising from delaying them is reduced due to the promise of a fairly quick resolution of the criminal case under the Speedy Trial Act.
Parallel Proceedings, 129 F.R.D. at 203. On the other hand, because there is less risk of self-incrimination, and more uncertainty about the effect of a delay on the civil case, preindictment requests for a stay are generally denied. United States v. Private Sanitation Indus. Ass'n, 811 F. Supp. 802, 805 (E.D.N.Y. 1992).
However, each case must be evaluated individually. Volmar Distributors, Inc. v. New York Post Co., 152 F.R.D. 36, 38 (S.D.N.Y. 1993). It is "still possible" to obtain a stay, even though an indictment or information has not yet been returned, if the Government is conducting an active parallel criminal investigation. Parallel Proceedings, 129 F.R.D. at 204. In this case, no indictments have been handed down, but the Government has executed search warrants and issued subpoenas to several defendants. Defendants have also been informed that they are targets of the criminal investigation. (Lustberg Aff., P 3.) The Government has indicated to the Court that the investigation is continuing.
Although no indictments have been returned, this action presents a strong case for a stay. The Court believes that answers and document discovery present little danger of self-incrimination.
However, the defendants have indicated that they will have to assert their Fifth Amendment privileges extensively, especially in interrogatories and depositions. The Court agrees that interrogatory and deposition discovery poses a substantial risk of self-incrimination.
In addition to the Fifth Amendment problems, the defendants (who have filed numerous cross-claims against each other) may be wary of revealing criminal defense strategy to their potential codefendants. The Government has expressed concern that interrogatory and deposition discovery in this matter could harm its investigation by disclosing testimony of potential government witnesses in the criminal action.
Although counsel for Walsh asserted at oral argument that interrogatories could be carefully drafted to avoid Fifth Amendment problems, the Court is not persuaded that this is a feasible alternative to a stay. Even at oral argument, counsel differed sharply on what types of questions would raise Fifth Amendment concerns. For the Court, the debate foreshadowed the many disagreements that will undoubtedly arise to complicate interrogatory discovery.
Counsel for Walsh conceded that depositions would present serious Fifth Amendment concerns, but noted that depositions are not scheduled to begin until October 1998. By that time, individual defendants could have more information about the extent of the Government's investigation and their own exposure to criminal liability. Furthermore, Walsh pointed out that there are numerous defendants who are not faced with self-incrimination problems.
It is true that the circumstances of this case could change in six months, although it seems unlikely that the criminal investigation into these complex matters would be completed in such a short time. The Fifth Amendment (and other) concerns, however, can be reevaluated at that time. The Court finds that although this case is still at the preindictment stage, a stay of at least some discovery is warranted.
3. Prejudice to Plaintiff
Walsh asserts that it will be prejudiced by a delay because it continues to suffer financial losses. It further alleges that a delay would cause memories to fade and assets to dissipate. A stay could push back the resolution of the civil case by several months or even years. Delays in civil cases are fairly common, however. Walsh has asserted no injury that is particularly unique. Walsh's financial losses are undoubtedly continuing, as with any plaintiff during the pendency of a lawsuit. However, Walsh is protected from monetary harm caused by the delay by its ability to obtain interest as part of its ultimate judgment.
As for the risk of dissipating assets, this case is distinguishable from Citibank, N.A. v. Hakim, 1993 U.S. Dist. LEXIS 16299, 1993 WL 481335, at *2 (S.D.N.Y. 1993), cited by Walsh, in which the court granted a preindictment stay. In Hakim, several defendants had already fled the country with their assets; thus there was a strong risk that the plaintiff would not be able to recover on a judgment. In this case, however, there are no allegations that any of the principals are leaving the country or otherwise attempting to gain an unfair advantage by seeking a stay. The absence of prejudice to Walsh from a delay of the case thus weighs in favor of a stay.
4. Burden on Defendants
The Court has already alluded to the burden on the defendants. The individual defendants in this action who are targets of the grand jury investigation must choose between waiving their Fifth Amendment rights and defending themselves in the civil lawsuit or asserting the privilege and probably losing the civil case. Although the Supreme Court has held that it is not unconstitutional to force a defendant into this choice, see Baxter v. Palmigiano, 425 U.S. 308, 318-19, 47 L. Ed. 2d 810, 96 S. Ct. 1551 (1976), a court may nevertheless exercise its discretion to stay the civil case in the interests of justice. Brock v. Tolkow, 109 F.R.D. 116, 119 (E.D.N.Y. 1985). In this case, staying all answers, interrogatory and deposition discovery until November 1, 1998 avoids placing the defendants in this position.
5. Interests of the Court
The Court also has an interest in judicial efficiency in terms of managing its caseload. A stay in this type of case is often relatively indefinite, because there is no way to predict when the criminal investigation would end. One court has concluded that this uncertainty weighs against a stay: "It is unrealistic to postpone indefinitely the pending action until criminal charges are brought or the statute of limitations has run for all crimes conceivably committed by [the defendants]." Hakim, 1993 WL 481335, at *2.
However, the Court also has an interest in resolving individual cases efficiently. Without a stay, interrogatory and deposition discovery would likely cause inefficiency, because several defendants will be forced to assert Fifth Amendment privileges. Not only would this burden the Magistrate Judge and this Court with deciding a constant stream of privilege issues, but if some defendants were forced to assert the privilege while others were not, it would be difficult or impossible to fairly apportion liability because of the differing factual record among defendants.
Although, as the Court has noted, it is not unconstitutional to force defendants into this choice, the Court finds that the strong potential for an unjust result outweighs the efficiencies gained by allowing the case to proceed. Furthermore, the Hakim court's concern about an indefinite stay may be alleviated by allowing the parties the petition the Court to lift or modify the stay if there is a change in circumstances warranting it. See Brock v. Tolkow, 109 F.R.D. 116, 121 (E.D.N.Y. 1985).
6. Public Interest
There is no harm to the public interest in granting a stay of the civil case. Courts have denied stays where the civil case, brought by a government agency, was intended to protect the public by halting the distribution of mislabeled drugs, see United States v. Kordel, 397 U.S. 1, 11, 25 L. Ed. 2d 1, 90 S. Ct. 763 (1970), or the dissemination of misleading information to the investing public, see Securities and Exchange Commission v. Dresser Indus., 202 U.S. App. D.C. 345, 628 F.2d 1368, 1377 (D.C. Cir. 1980). In fact, a stay in this case would benefit the public by allowing the Government to conduct a complete, unimpeded investigation into potential criminal activity. In this case, there is no tangible harm to the public from these alleged frauds that could not be remedied by the criminal investigation. Therefore, the public interest weighs in favor of a stay.
For the foregoing reasons, the Court grants Defendants' motion and stays all interrogatory and deposition discovery in this action until November 1, 1998. Any party who has not yet answered the Complaint shall do so within 30 days. An appropriate order follows.
Date: June 9, 1998
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Inaara MedSpa Information:
Join the $10.7 Billion Spa Industry
HealthWest, Inc., innovators in the burgeoning MedSpa industry, now offers to the qualified business professional, limited franchise offerings, available immediately
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Rapid growth, high profit MedSpa industry
First to market "brand name" opportunity
HealthWest's, Inaara™ Franchising program far outdistances common place "business development" plans or "licensing programs". Step by step documentation contained in the Inaara MedSpa's Uniform Franchise Offering Circular details the roles of both franchisor and franchisee, a literal "Blueprint" for the successful partnership.
The MedSpa Industry?
"The new Fountain of Youth is at the strip Mall. These anti–aging boutiques are popping up all over the country and you'd be surprised at who's trying to look younger". – CNN "MedSpas have grown 133% in the last five years – the highest growth rate of any spa type". – International Spa Association "No other firm in the MedSpa industry has figured out how to pull off a national MedSpa program". – Dr. Martin Luban, CEO MedSpa Alliance
"Cos–Medical" procedures in a Spa Environment
Millions of woman and men annually are spending billions of dollars in the anti-aging industry. Non-invasive, recurring, cosmetic medical procedure sales are growing at an unprecedented rate. HealthWest's Inaara franchise concept takes the most sought after, highly profitable, modern skin care procedures out of the typical medical office setting, and smartly places them in a comfortable and accessible retail store, creating a unique marketing environment for the seasoned entrepreneur.
Inaara MedSpa Services
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Traditional methods like plucking, waxing, and shaving have proven insufficient in addressing this problem as hair removed from these methods grow back. A HealthWest MedSpa Franchise uses the latest state-of-the-art laser technology that assures permanent hair reduction. Laser hair removal has become so popular that approximately 50% of hair removal clients are men.
IPL Photorejuvenation is a non-invasive treatment that eliminates skin blemishes without disruptions to the skin surface. Using the highly advanced Intense Pulsed Light (IPL) technology, photorejuvenation treats a wide range of facial concerns safely and effectively, such as broken blood vessels, rosacea, age spots and other skin blemishes.
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The treatment reduces the toughest wrinkles within 7 days. A ten minute treatment delivers dramatic results that last up to 4 months.
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Peanut Butter Chocolate Cookies
Total Time
Prep 20 mins
Cook 9 mins
This recipe was featured in my local paper years ago and has remained a favorite ever since :)
Ingredients Nutrition
- 1⁄2 cup butter, softened
- 1⁄2 cup sugar
- 1⁄2 cup brown sugar
- 1 cup creamy peanut butter, divided
- 1 egg, slightly beaten
- 2 teaspoons maple extract or 2 teaspoons vanilla extract
- 1 1⁄2 cups flour
- 1⁄2 cup baking cocoa
- 1⁄2 teaspoon baking soda
- 3⁄4 cup icing sugar
- Set oven to 375 degrees.
- In a large mixing bowl, cream butter, sugars and 1/4 cup peanut butter.
- Add egg and vanilla; mix well.
- Combine flour, cocoa and baking soda; add to creamed mixture and mix well.
- Blend icing sugar with remaining peanut butter until smooth.
- Roll into 24 balls, 1-inch each.
- Divide dough into 24 pieces; flatten each into a 3-inch circle.
- Place one peanut butter ball on each circle; bring edges over to completely cover it (dough may crack; reshape cookies as needed).
- Place cookies seam-side down on ungreased cookie sheet.
- Flatten each cookie slightly with bottom of a glass dipped in sugar.
- Bake for 7-9 mins, or until set.
Most Helpful
Thank you so much for sharing this recipe! I had it years ago & lost it. I'm so happy to be able to make these again.
These were so good! I used 1/2 a cup of whole wheat flour along with 1 cup white flour, turned out great! The directions worried me a bit, but they were well worth it! I will make more for sure!
these taste soo good. I first saw them in the taste of homes, and have been making them ever since. once i get everything mixed I sit down at the table to roll the balls and put the peanut butter in. thanks!


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Monday, 27 January 2014
Review: And We Stay by Jenny Hubbard
Publisher: Delacorte Press
Format: Hardcover / eBook
Released: January 28th, 2014
Rating: 8.5/10
Amazon summary:
When high school senior Paul Wagoner walks into his school library with a stolen gun, he threatens his girlfriend Emily Beam, then takes his own life. In the wake of the tragedy, an angry and guilt-ridden Emily is shipped off to boarding school in Amherst, Massachusetts, where she encounters a ghostly presence who shares her name. The spirit of Emily Dickinson and two quirky girls offer helping hands, but it is up to Emily to heal her own damaged self.
It's been quite a while since I read a book by a new-to-me author and immediately wanted to read everything they've written so far. I'm happy to say that this was the case with Jenny Hubbard's And We Stay and, upon finishing it, I quickly hotfooted it to Amazon to purchase a copy of her debut novel, Paper Covers Rock.
I fell in love with And We Stay from the very first page. Something about it spoke to me straight away, and I almost read the book in one single sitting. It's written beautifully, with care and understanding, and is part prose, part verse. I'm a sucker for verse and poetry being included in YA novels, so this book was basically perfect for me. The poetry is used in such a great way, and integrates a lot of history and facts about Emily Dickinson, one of America's great poets. Before reading this book I only knew of Emily Dickinson because she was mentioned in Season 1 of Buffy, but now I know a lot more about her and actually really like her work - I did some research, thanks to Jenny Hubbard and her obvious like of this lady!
The Emily in And We Stay is also a poet, using her words as an outlet to get through a tough time in her life. Her boyfriend killed himself in her old school library, and she's still reeling and picking up the pieces. Obviously an event like that affects everybody differently, but for Emily it's worse, because she knew him best and she knows what the reasons for his actions could be. There's a ton of guilt on her shoulders, not to mention sadness and grief. Changing schools and going to a boarding school is the best thing that could have happened to her, and her healing process is all documented in this book, through poetry and words and Emily Dickinson.
I took to Emily right away and found myself with an overwhelming feeling of empathy for her. I don't know why; I've thankfully never been in a situation like hers, but I can imagine it all too well. Her quiet personality and gentle thoughts made me love her, and I was honestly sad to say goodbye to her at the end of the book. She's such a strong character, dealing with everything going on in her life and still managing to write it all down. Some of the verse written by Emily is haunting and understated; a real highlight of the novel for me. I bookmarked several pieces and went back to read them over again. They're filled with emotion, standing out like a streetlight on a dark road.
I wish I could say more about this book, but to do that would be to spoil it for other readers who have no idea what's about to unfold on the pages of And We Stay. This is one of those books that utterly gripped me and got inside my head, and I'm so glad I was given the chance to read it. There honestly isn't one thing I disliked about it, not even the dark themes running through it that made it anything but a perfect Christmas read. Seriously though, if this is the kind of book that January has to offer, then 2014 looks set to be a very good year indeed.
4 comments:
- Cass (Words on Paper) said...
On your review: wow. I really want to read this book NOW. I really adored this cover the second I saw it and from the synopsis I knew I'd want to get around to reading it. It just sounds like my kind of read (because it's got death, grieving and poetry in it - which apparently seems to be 'my thing'). Emily sounds like a great protagonist. :)
- 27 January 2014 at 13:45
- quinnsbooknook said...
Wow, now I really want to read this book. It seems very powerful. I've never been a huge fan of poetry. It's not that I hate it, but I don't love it. But I am curious to see what Emily does with.
- 27 January 2014 at 22:33
- caroline.taylor078 said...
I am really torn on whether to read this book, I love the sound of the story but I really struggle with poetry in books, hmmm, decisions, decisions!
- 29 January 2014 at 21:46
- Becky Scott said...
Okay I so want to read this now. Loved Paper Covers Rock. I had no idea she had a new book out. It sounds really emotive. Great review Jenny.
- 30 January 2014 at 19:17


text:
US financial markets17 Sep 2007
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Coming Soon. The New Mini Cabrio. Always Open.
Creative Directors: Jason Schragger, Karl Dunn, Sandra Schilling
Art Directors: Janine Jales, Johannes Jost, Thorsten Berger
Copywriters: Martin Beswick, Benjamin Schwarz, Ralf Reinsberg
Photographer: Matt Hoyle
Highest Rated
it's eye catching. good teaser. havent seen the product campaign though.
Nice that they all have a sadistic like smile on their faces. Cool work
yeah, i like the girl and the frozen dude better. this one's weird. but makes u stop n look.
cool shots. the photog is matt hoyle. looks like the original shots are on his website without the blurry retouching. www.matthoyle.com - like them better!
I would have liked for the bugs to be splattered on his face.
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Is this restaurant romantic?
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Does this restaurant accept reservations?
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Is this a dessert shop?
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Thanks for helping!
So good. You wouldn't expect such a delicious restaurant to be behind a gas station. They have fresh catch as you can see behind the glass very good quality food! Don't forget to try the grouper cheeks!
For some people, Friday night is "fish night", but every night can be a "fish night" once you've eaten at Fish Bites. Fresh fish! Delightful service! Cozy atmosphere!
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Lobster is $15 a pound on Thursdays and 1/2 price bottles of wine. Choose 2 sides. All arrive freshly steamed with clarified butter. Most are less than 2 lbs. Delicious and great service
Go early...
This is a small restaurant with great seafood. Off season is best. Yummy.
One of the best seafood restaurants in Wilmington. They also supply some of the area restaurants, so they always have the freshest available. Usually a wait, but worth it. Great clams if you are planning a clambake at home. Call ahead to order.
We had been on the road all day, stopped for gas, saw the restaurant, asked the attendant - he highly recommended. He was soo right. Food, Service, Atmosphere was excellent.
Fresh seafood. Ordinary atmosphere. Consistently good food at reasonable prices. Good selections, basic offerings
We got a $100. gift card for our anniversary. Stopped by once and were surprised to see that it was in a strip mall. With a $100. gift card we expected a 'nice place'. Peeked in to see that it was not very fancy. It was what you call a hole in the wall, but a nice clean one. We...
Very friendly and understanding staff. Great fish and good local beer selection all at a price way better than downtown Wilmington.
I had lunch which was a delicious, big, po boy on a wonderful hoagie roll, which didn't become soggy! The Thai mayo was wonderful!! It came with a side. The sandwich is large enough to split. Judging from people coming and going, they seem to do a good business. The place is neat and clean, but on the small, cozy...
While in Wilmington, NC I came across this GEM. You can easily miss this 'hole in the wall location'. My entree of shrimp and grits and garlic mashed potatoes (ordered to go) was so good I had to call back the restaurant to compliment the chef. Guys this is a must stop, you will be pleasantly delighted.
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In the steamer platter, how much of everything do you get?
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text:
Canaan Valley Resort State Park - Hiking
Canaan Valley Resort State Park has 9 marked trails across 18 miles of woodland and wetland forests, which are open to the public year-round.
Recommended by
18.0 miles
All trails in the park are less than 3 miles long, and the majority are less than 2 miles long. The longest is the Back Hollow Trail. You can combine trails to create longer hikes.
Destination Distance From Downtown
124.9 miles
The 9 marked trails in Canaan Valley State Park cover a variety of terrain and difficulty ratings. The majority have a beginner rating because of their easy-to-navigate terrain, but there are a few trails with more difficult sections, and they usually have stream crossings. The most difficult trail in the park, Bald Knob Trail, takes hikers up 4,308 feet to the top of Bald Knob.
Time To Complete
1 hours
On average, most trails take less than an hour to complete, but the more difficult trails, like the 2.5-mile Bald Knob Trail, can take longer depending on your experience level and the weather conditions.
All Seasons
Although trails in the park are open year-round, damp fall conditions can make the ground slick with fallen foliage, and winter weather conditions can make trails difficult to navigate and follow, with higher elevations becoming dangerous to explore. Winter snowfall can make the tree roots along the trails slippery and terrain difficult to determine as well. Be prepared for wet or damp trail conditions throughout the year when precipitation is heavy.
Dog Friendly
On Leash Only
Fees Permits
Land Website
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Asked to let me know when something was back ... Read More
Nava Bellows backpack
- Description
The Bellows range of bags features the distinctiveeasily expandable space thanks to its innovative bellows-like construction. This makes the bag look likevery distinctive and not like your typicalbackpack. Inside is a padded section for a 13" laptop and space for pads and notebooks. The front has a cleverly concealed zip pocket and an adjustable shoulder strap with a padded section completes the featues.
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Plaj Temalı Kekler
I know Anna Patterson is gonna make me an awesome beach cake for my birthday ;) @Anna Totten Patterson
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beach wedding cake cup cake | wedding shower for a bride having a destination wedding on a beach ...
Worked at a wedding once on HHI with a cake like this...But, white buttercream! The shells are white chocolate! Yum!
I'll never have a beach themed wedding, but this is absolutely gorgeous!!


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FEDERAL BANK RTGS HO Branch in NEENDAKARA - Address, IFSC, MICR Code
FDRL0001264MICR Code
ST. SEBASTIAN COMPLEX NEENDAKARACity
What is IFSC Code of FEDERAL BANK situated at NEENDAKARA- RTGS-HO?
IFSC Code of FEDERAL BANK situated at NEENDAKARA - RTGS-HO is
What is the meaning of IFSC Code, MICR Codes in Banking industry?
IFSC or Indian Financial System Code is the code allocated to all banks branches. Bank branches use this code to participate in RTGS and NEFT transactions.
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402 Dodson St,Springdale AR, 72764
1 bed , 1 bath
480 sq. ft
Status: Active
Berkshire Hathaway HomeServices Solutions Real Estate
(479) 271-2424
Last Updated: 12/10/2016 4:08 AM
Description for 402 Dodson St Springdale, AR 72764
Great lot to build on. Small house on lot is currently rented. Seller is requesting all offers be made/accepted contingent upon viewing house within 3 days of acceptance.
Listing Information
Rl Hayes
Crawl Space
Electric Water Heater, Public Water Service, Gas W
Public Sewer
Electric, Natural Gas
School Information
Room Information
Eat-In Kitchen
Interior Features
Convection Oven, Gas Appliances
Laminate, Carpet
Window Air Conditioning, Electric
Gas Heat, Other, Other
Single Pane
Exterior / Lot Features
Asphalt Shingle
Corner, Public Roads, Level
Financial Considerations
Inside AccessTM
Current market conditions for 402 Dodson St
Active Market Trends
Source:MLS DATA
Median list price$199,943
Days on market109
Properties for sale290
Sold Market Trends
Source:MLS DATA
Median sold price$154,935
Sales to list price9,823.0%
Properties sold334
Median sq ft price$95
Arrows indicate 90 day trend
Listing Price History for 402 Dodson St
Springdale Real Estate
Springdale is located in Arkansas. Springdale, Arkansas 72764 has a population of 70,087.
The median household income in Springdale, Arkansas 72764 is $40,103. The median household income for the surrounding county is $41,429 compared to the national median of $53,046. The median age of people living in Springdale 72764 is 29.1 years.
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2 bedroom flat in Greenwich Village New York
From $225 / night
Description from the owner
Description from the owner
Bedrooms: 2/
Bathrooms: 1/
Sleeps: 4/
Type: Apt. / Condo
Book this 2 bedroom, 1 bathroom apt. / condo in New York City today! A total of 4 people can sleep here comfortably. This property has been booked 63 times.
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Travelers are sharing their opinions on this property. It has an overall rating of 5/5 thanks to an average of 36 reviews.
Costs vary, with the average weekly rate as low as $1,575.00, depending on travel dates.
The owner responds to 100% of inquiries and last updated the property's calendar 13 days ago.
Proximity to TripAdvisor's Top New York City Attractions
Proximity to TripAdvisor's Top New York City Attractions
Reviews (3)
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Event: Actress Amrita Puri poses for the shutterbugs to promote her upcoming release KAI PO CHE.
Guest List: Amrita Puri
Bollywood celebs Ranveer Singh and Vaani Kapoor promoted their upcoming flick BEFIKRE at Yash Raj Studios.
Bollywood actress Kangana Ranaut was spotted at Bandra.
Bollywood celebs Sidharth Malhotra, Karishma Tanna, Shriya Saran among others were snapped at the airport.
Bollywood celebs Shah Rukh Khan was spotted at Salim Morani's house.
Bollywood celebs Vidya Balan and director Sujoy Ghosh promoted their film KAHAANI 2 at Yaaron Ki Baraat.


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KUALA LUMPUR: Independent singles shuttler Zulfadli Zulkiffli has his international assignments all planned out for the next two months.
And he is on a wing and a prayer that it will not clash with Badminton Association of Malaysia (BAM)'s selection trial for the Thomas Cup Finals in May in New Delhi.
Zulfadli, who is currently sponsored by Red Bull, will be taking part in the Austria International Challenge from Feb 19-22 in Vienna, All-England (March 4-9), Swiss Open (March 12-17) and the Malaysian Open Grand Prix Gold (March 25-30) in Johor Baru.
BAM have yet to fix a date although they had announced earlier that they would hold an open trial to give independent shuttlers a shot at making the cut for the world team event.
Replays: Malaysia Open 2016


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Donald Glover's 'Atlanta' Pilot: Watch It For Free Now
"Atlanta" airs Tuesday nights at 10pm ET on FX.
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Featuring an ethereal tone and stark black-and-white cinematography, Live Cargo is set on a small island in the Bahamas that is being torn in two. On one side is a dangerous human trafficker using stolen boats to move Haitians to the United States, and on the other is an ageing patriarch, struggling to maintain order. This is the situation grieving couple Nadine and Lewis move into when they journey to the island, hoping to restore their relationship after the tragic death of their newborn child. They soon discover that, no matter how hard they try, nothing on the island is untouched by the effects of human trafficking. [Synopsis courtesy of Tribeca Film Festival]
The group NWA emerges from the streets of Compton, California in the mid-1980s and revolutionizes pop culture with their music and tales about life in the hood.
Malcolm is a high school geek with a high-top fade, carefully navigating life in The Bottoms, one of the toughest neighborhoods in Inglewood, California. He and his fellow outcasts share a voracious appreciation for all things '90s hip-hop, opting to sport Cross-Colours and Z. Cavariccis at the risk of being clowned at school. He dreams of attending Harvard, but first he has to make it home every day. When a drug dealer takes a shine to Malcolm and invites him to his birthday party, Malcolm's crew is swirled into a hilarious blender of offbeat characters and bad choices where redemption can only be found in Bitcoin. [Synopsis courtesy of Sundance Film Festival]
The New Founders of America invite you to celebrate your annual right to Purge. The Purge: Anarchy, the sequel to summer 2013's sleeper hit that opened to No. 1 at the box-office, sees the return of writer/director James DeMonaco to craft the next terrifying chapter of dutiful citizens preparing for their country's yearly 12 hours of anarchy.


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BROOKLYN - A renewed law in Pennsylvania makes it illegal to touch a woman's baby bump without permission, and one mom-to-be there is suing someone who touched her's.
News 12 decided to hit the streets to see if Brooklyn moms would sue if someone touched their pregnant belly.
Most women said family and friends can touch, but that strangers should keep their distance.
MORE: Word on the Street
Some added that it is an invasion of a mother's privacy to get too close to her child.


text:
Amra, Jamnagar
4 Yrs experience
Classes: Computer Course, Web Development and more.
Khambhalia Gate, Jamnagar
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2 Yrs experience
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text: 13 photos $224,500 12.14 acres 3 Beds | 2.5 Baths | 2640 sqft 790 Possum Trot Road, Melbourne, AR 72556 - Izard County Awesome Land for Animals! Ideal horse property on 12+ acres of rolling hills, spring fed pond, hay barn w/beautiful open vistas. Open floor plan w/living area, separate dining room, eat-in kitchen & master suite on main level. Secluded setting on paved county road in an area of other upscale homes. 3 large BRs, bonus room (could be 4th BR), full bath & large family room in walk out basement. In-ground pool surrounded with awesome views. Prime location; minutes to schools & one of Arkansas' premier golf courses. #109670 Century 21 LeMac Realty Century 21 LeMac Realty


text:
Allan A. Apone
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Allan A. Apone was a make-up artist in Iron Man and Iron Man 2, the assistant head of the make-up department in The Avengers and the head of the deparment in Iron Man 3 and Captain America: The Winter Soldier.
He was also the personal make-up artist of Chris Evans in Thor: The Dark World and Captain America: Civil War.
- Apone was the personal make-up artist of Samuel L. Jackson in the 2014 movie Robocop.
- Apone worked as the head of the make-up department and additional photographer in the 2015 movie Suicide Squad, set in the DC Extended Universe.


text:
Flat Pack Dismountable Prefabricated Residential Container Houses - Chinaprice: contact company for price
kinds of request.
Our integrated production system makes the modular house can be assembled easily and quickly. And the flat pack way saves the shipping cost, your budget and use- cost a lot.
Size: 5800 * 2500 * 2670( W * L * H)
Packing Type: 5800 * 2500 * 580mm ( L * H * W) / single
Type: Flatpack
Combined way: 4 cntainer connected and stacked
Packing way: 6- 8 units standard 20feet container can be packed into a 40HQ
Base Frame: Section Steel Welding Parts
Wall Material: Color Steel
Roof Frame: Steel Welding Parts + Strength Board+ Insulation Board +Waterproof Parts + Anti- Voice Parts
Column: Section Steel Welding Parts
Wall Thickness: 50mm
Wall Sandwich Panel Material: Fireproof Phenolic Foam
Ceiling: Integrated PVC ceiling board
Door: Steel Door with door stopper, lock and key
Electric System: Main wires, Air- breaker, Single Switch, LED Lamp, Socket, Industrial Plug
Window: 5mm Double Glazed Aluminum Alloy Window
Interior Flooring: Wood- plastic Board+ Waterproof Covering+ Laminated Wood Board
Others: Wall- decoration line, Corner- decoration line, Small tools, Installation manuals and etc,
With flatpack design, movable, ; low transport and stock fee;
Usage: Container Home, Container Hotel, Container Apartment, Car Camp, Container Office, Container Shop, Fire proof Container, Anti earthquake Container, Container Villa, Container Motel, Container Vacation Hotel, Prefab Prefab House
Company Contact:
- Posted By: Yuke Housing Tech Co., Ltd.
- Phone: 862368856193
- Address: No.3, Jidian Road, B Area, Luohuang Industry Park,, Chongqing, China
- Email:
- Website: http://www.yukehouse.com
Published date: October 31, 2015 -
- Business Description: Chongqing Yuke Housing Tech Co., Ltd. as one of the branch factory established in 2014 here in Chongqing specialized in Steel Structure, Prefab Container House, Light Steel Prefab House and Light Steel Modular Factory products. Located in Luohuang Industry Park with area 9000 square meters. Yuke have a professional team of over 30 skilled engineers.
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Although This Growing Population Has Experienced Marked Success, Barriers Remain
Vanessa Cárdenas and Sophia Kerby August 7, 2012
Our country is rapidly changing. As we approach the year 2050, our nation will be increasingly more diverse, and Latinos will be one of the forces driving this demographic change. According to the 2010 U.S. Census Bureau population estimate, there are roughly 50.5 million Hispanics1 FIGURE 1 FIGURE 1 Growing Latino presence representing about 16 percent of the U.S. population. By 2050, when XX Title XX demographers tell us that there will be no racial or ethnic majority Latinos driving demographic change inXX Subtitle XX the United States among the general population of the United States, it is projected 2 that the Latino population will double to 30 percent. Consequently, Population growth the role of Latinos in shaping our country's political and economic 15% climate is becoming more significant. Since Latinos are one of the fastest-growing populations in the country, it's imperative that we address the challenges that this community faces. It is well-documented that communities of color, including Latinos, face significant disparities in health care, education, and economic indicators. Thus, it's crucial that our local and national leaders put into place policy solutions to address these disparities. This issue brief examines the state of Latinos in the United States at large in regards to five key areas: the workplace, educational attainment, health, veterans affairs, and political leadership. Let's examine each in turn.
Current Hispanic population
Projected 2050 Hispanic population
Youth Today, one in five children under the age of 18 is Hispanic
In 2050, two in five children under the age of 18 will be Hispanic
Hispanic Americans: Who they are and where they live
Among Latino subgroups, Mexican Americans make up the largest subgroup at 63 percent and, at 38 percent, have the largest proportion of people under the age of 18. In 2010 the states with the largest Latino populations were California (14 million), Texas (9.5 million), Florida
Source: U.S. Census, available at http://www.census.gov/population/www/ projections/summarytables.html
Center for American Progress | The State of Latinos in the United States
(4.2 million), New York (3.4 million), and Illinois (1.2 million). Of particular note is the fact that the rapid growth in communities of color, especially among Latinos, has created a significant racial-generational gap in the United States. In 2010, 34.9 percent of Hispanics were under the age of 18, compared to 20.9 percent of non-Hispanic whites.
U.S. labor force at a glance
The U.S. workforce is undoubtedly becoming more diverse. According to the Bureau of Labor Statistics, as of June 2012 Latinos represented 16 percent of the U.S. labor force, at nearly 25 million workers.3 By 2018 it is projected that Latinos will make up 18 percent of the workforce. Of Latinos in the labor force, 58 percent are men, and 42 percent are women, which is slightly smaller than the percentage of women—46 percent—who make up the white labor force. As Latinos continue to enter the workforce in greater numbers due to population growth, FIGURE 2 particularly among young adults, it's important to note the education Changing face of U.S. labor force level and the unemployment rates among Latino workers. Employed Latinos are less likely to hold a college degree than either whites or African Americans, and are heavily concentrated in certain industries and sectors. Only about one in six employed Latinos above the age of 25 holds a college degree,4 which is less than half the portion of employed whites. At 83.7 percent, Latinos are significantly more likely to work in the private sector than their white (78.5 percent) and black (76.9 percent) counterparts. In contrast, Latinos are far less likely to have a government job, and the gap widens at the senior executive level in the public sector.
25% 20% 15% 10% 5% 0 2011 2020 2050 15% 19%
Latinos will continue entering workforce in growing numbers
Source: U.S. Department of Labor, available at http://www.dol.gov/_sec/ media/reports/hispaniclaborforce/ and Bureau of Labor Statistics, Labor force projections, available at http://www.bls.gov/opub/mlr/2006/11/art3full.pdf
Unemployment rates for Latinos vary depending on where they live, their education level, and whether they are foreign born or native. The unemployment rate for Latinos averaged 11.5 percent in 2011,5 compared to 7.9 percent for whites. The Latino unemployment numbers are tied in part to the fact that Latinos are overrepresented in industries such as construction and manufacturing, both of which lost the most jobs during the recession, and that they are underrepresented in sectors that experienced job growth during the recession—education and health services. Unemployment rates for Latinos vary depending on educational attainment. Across all racial groups, greater educational attainment is correlated to improved employment outcomes. Unemployment continues to be higher for those with fewer years of schooling.
Center for American Progress | The State of Latinos in the United States
In 2011 unemployment for Latinos with only a high school degree was 10.3 percent,6 compared to 8.4 percent of whites with only a high school degree. The Latino labor force is also more likely to be foreign born than the rest of the workforce. In 2011 more than half (52.2 percent) of the Latino labor force was foreign born, compared to 15.9 percent of the overall labor force. Historically, foreign-born Latinos experience lower unemployment rates than native-born Latinos. Across ethnic groups within the Latino community, Puerto Ricans have the highest unemployment rates, and Cubans experience the lowest level of unemployment. For Latinos, as is the case for all Americans, one's place of residence also affects employment rates. States with the highest levels of unemployment for Latinos in 2011 include California, Arizona, Illinois, New York, Florida, and Texas. It is no surprise that states with larger Latino populations have a larger number of unemployed Latinos. Within states, Latinos are more likely to move within a county, indicating they are more likely to move for employment opportunities.7 During the Great Recession employment rates fell sharply—particularly among Latinos. As mentioned earlier, Latino workers lost jobs primarily in construction, manufacturing, professional and business services. Collectively, these jobs accounted for nearly 1.1 million jobs lost among Latino workers. The Bureau of Labor Statistics projects that the construction industry will grow by 2.9 percent annually through 2020.8 This growth should greatly benefit Latinos, who are overrepresented in this industry; the majority of this growth, however, will be coming from regained jobs that were lost during the recession. The health care and social assistance industry is projected to grow the most, with an additional 5.6 million jobs projected between now and 2020. Unfortunately, Latino workers are significantly underrepresented in these sectors, making up only 10.4 percent of workers in these industries.
Latino labor force deployment
Professions and trades employing the majority of Latino workers
Construction Repair and maintenance and personal and laundry services Administration and support; and waste management and remediation services Health care and social assistance Transportation and warehousing 0 5% 10.4% 15.1%
8.9% 10% 15% 20%
Source: http://www.census.gov/econ/sbo/get07sof.html?11
Conversely, one area holding great economic promise for Latinos—and an area in which they are prominent—is small-business ownership. According to the Census Bureau Survey of Business Owners,9 Latino-owned businesses were the fastest-growing small-business segment prior to the recession. Hispanics own 2.3 million businesses. The strides in business ownership are particularly apparent among Latino women. In fact, Latina entrepreneurs start businesses in the
Center for American Progress | The State of Latinos in the United States
United States at a rate six times the national average and are the fastest-growing segment among women-owned businesses. Across the country, Latina-owned businesses have total receipts of $55.7 billion,10 and total receipts have grown by 57.8 percent since 2002.11 Currently, 1 in 10 women-owned businesses are owned by Latinas. The Census Bureau indicates that Hispanic-owned businesses increased at more than twice the rate of the national average.12 It's important to note that businesses owned by people of Mexican origin accounted for 45.8 percent of Hispanic-owned businesses. More than half (50.8 percent) of Hispanic-owned business revenue in 2007 came from wholesale trade, construction, and retail trade. About 30 percent of Hispanic-owned businesses were concentrated in wholesale trade, construction, and retail trade. Despite promising trends, it's important that we begin to address some of the barriers that Latinos experience in the workforce such as high unemployment rates and lower levels of educational attainment. As one of the fastest-growing populations, it's crucial that we close these gaps now to have a successful workforce in the future.
Educational attainment
Education has long been recognized as a gateway to success. As one of the fastest-growing demographics in our country, educational attainment among Latinos is especially important to ensure that our youth are academically equipped to meet the challenges of the future. Educational attainment among young Latinos has progressed significantly over past few years and has led to the narrowing of the education gap between Hispanics and other racial and ethnic groups, particularly when it comes to postsecondary education. While Latinos have been making great strides in educational attainment, they continue to lag behind other racial and ethnic groups. From 2009 to 2010 there was a 24 percent increase in college enrollment among Latinos.13 The overall number of young adults aged 18 to 24 years old attending college in the United States hit an all-time high in October 2010 at 12.2 million, with Hispanics accounting for 15 percent of that population, or 1.8 million young adults. According to the Pew Hispanic Center,14 from 2009 to 2010 the number of Hispanic young adults enrolled in college grew by 349,000, compared with an increase of 88,000 young blacks and 43,000 young Asian Americans and a decrease of 320,000 young whites. Certainly the current demographic changes have played a crucial role in the advanced educational attainment levels among young Latinos. Increasing levels of population growth and high birthrates have made Latinos the fastest-growing ethnic group in the country. Yet it is not just population growth, but rather rising educational attainment, that is the driving force behind the increase in Latino college enrollment rates. The share of young Latinos enrolled in college nearly doubled from 2009 to 2010,15 from 13 percent to 27 per-
Center for American Progress | The State of Latinos in the United States
cent. There is still more work to be done, however, because while Hispanics have reached record numbers in terms of college enrollment—32 percent of 18- to 24-year-olds—they continue to lag in comparison to all other racial and ethnic groups. African Americans (38 percent), Asians (62 percent), and young white adults (43 percent) continue to be more likely to attend college than Hispanics. It's also important to note that the growth in Latino college enrollment has been primarily at community colleges. In October 2010 nearly half (46 percent) of all young Latinos attended a community college,16 while 54 percent attended four-year universities. Among other racial and ethnic groups, the vast majority of young adults who attend college are enrolled at four-year universities.
College enrollment across race
Latino college enrollment grows but still lagging
70% 60% 50% 40% 30% 12.2 million young Hispanic adults enrolled 38% 32% 62%
20% While enrollment rates have greatly increased 10% among Latinos this does not always translate into a college degree. Clearly, Latinos are narrowing the 0 Hispanic African Americans Asians Whites gap in educational attainment, but they continue to Source: Pew Hispanic Center, available at http://www.pewhispanic.org/ les/2011/08/146.pdf lag behind other racial and ethnic groups in collegecompletion rates and are still the least educated. In 2010 only 13 percent of Latinos between the ages of 25 and 29 held at least a bachelor's degree. The lower schooling levels of Latino immigrants can partly explain the low college-completion rates.
Factors behind increased college enrollment
While population growth has aided in the increase of Latino college enrollment, increases in high school graduation rates have been key to the booming Latino college enrollment numbers. One of the vital factors behind the increase in college enrollment is the record number of young Latinos earning high school diplomas. In October 2010 Hispanic high school completion reached its peak at 73 percent.17 More eligible students are also enrolling in college. In October 2010, 43 percent of Latinos with a high school diploma enrolled in college—an increase of 5 percent from the rate in October 2009 (39 percent). The growth in the young Hispanic population has also increased the college-age population—18- to 24-year olds—by 1.6 million. Regardless of Latino educational strides, population growth alone would have increased college enrollment. Still, population growth numbers since 2000 show that population growth alone does not account for the significant increase in Hispanic college enrollment.
Center for American Progress | The State of Latinos in the United States
Given the growth of the Latino community, it is important to invest in this booming young population. Studies show that employers pay workers with a college degree approximately 50 percent more on average than a worker whose educational attainment is less than a high school diploma. Increased college attainment among the country's fastest-growing demographic is not only transformational for the individuals who get a postsecondary education, it is also key for our nation if we are to continue to be competitive in the global market. Investing in education amid growing demographic changes is crucial to building our workforce for tomorrow.
Just as the nation is dependent on its growing communities of color for its future economic health, the physical health of these communities depends on the investments we make and the policies we implement today. It should come as no surprise that the Hispanic population, similar to most working-class communities, faces significant barriers to accessing adequate health care. According to a 2007 study from the Pew Hispanic Center,18 6 in 10 of those Latino adults who are not citizens or legal permanent residents lack health insurance coverage. The lack of health insurance and health care access, particularly among immigrant communities, has contributed to health disparities, differences in insurance coverage among Latino subgroups, and varied experiences in accessing preventive health care.
Health disparities
Research across the board has shown that racial and ethnic minorities, particularly Latinos, receive lower-quality health care, suffer worse health outcomes, and have higher rates of certain illnesses. Here are some of the most startling health disparities facing the Latino community: – Hispanic children have the highest childhood obesity rate in the country, with about two in five Hispanic children aged 2 to 19 being overweight or obese.19 – Latinas are twice as likely to die from pregnancy-associated complications as their white counterparts.20 – Latinos are also disproportionately affected by HIV/AIDS and are three times more likely than their white counterparts to be infected.21 – Latinas are 20 percent more likely to die from breast cancer than white women.22 – Latinos exceeded all other racial or ethnic groups with the largest percentage (29 percent) of reported tuberculosis cases in the United States in 2010.23 – Half of all Latino children born in 2000 are at risk of developing diabetes.24
Center for American Progress | The State of Latinos in the United States
Insurance coverage
Across all racial and ethnic groups, Latinos report the highest uninsured rates in the United States.25 Among Latino subgroups, those who lack health insurance coverage are mostly those of Central American or Mexican descent—42.4 percent and 33.6 percent, respectively.26 In 2010, 30.7 percent of the Hispanic population was not covered by health insurance, compared to 11.7 percent of the non-Hispanic white population. As a consequence, community health centers are crucial to communities of color accessing health care. In 2010, 34.4 percent of patients in community health centers were Latino.27 The Affordable Care Act—more commonly referred to as "Obamacare"—will uniquely impact Latino communities by significantly increasing access to health care through expanding insurance coverage. By 2016 an estimated 5.4 million Latinos who would otherwise be uninsured will gain coverage.28 Among young Latino adults between the ages of 19 and 25, 736,000 young adults who would have otherwise been uninsured now have coverage under their parents' employer-sponsored or individually purchased health plan.29 Immigrant communities and those Latino adults who are neither citizens nor legal permanent residents also face high uninsured rates. In 2009 undocumented immigrants and their children comprised 17 percent of the estimated 46 million Americans who lacked health insurance.30 Approximately 37 percent of noncitizens or nonlegal permanent residents have no regular health care provider. The two most reported reasons for lacking a doctor are financial barriers (28 percent) and being uninsured (17 percent).
Medicaid is crucial to allowing low-income Latino families access health care. According to the Kaiser Foundation,31 27 percent of Hispanics—13 million people, including 9 million children—were covered by Medicaid in 2009. In that same year Medicaid covered 45 percent of low-income Hispanics living below the poverty line—which was $22,050 for a family of four in 2009—and 29 percent of those with incomes above poverty but below twice the poverty line.32 Additionally, Medicaid covers nearly half of all Latino children and 63 percent of low-income Latino children.33 Medicaid continues to provide health coverage to those needing substantial health services, and covers more than one-third (36 percent) of Hispanics in fair or poor health and half of Hispanics living with HIV/AIDS.
Preventive care
The Affordable Care Act will make oral contraceptives more accessible to Latinas beginning this month.34 Contraceptives are often used to treat conditions unrelated to the prevention of pregnancy such as polycystic ovarian syndrome,35 which affects
Center for American Progress | The State of Latinos in the United States
13 percent of Latinas with a family history of diabetes and can lead to ovarian cancer if left untreated.36 Under the Affordable Care Act, women will be able to access contraception without cost sharing or copays.
Veterans affairs
As is the case in all areas vital to America's well-being, Latinos are central to the nation's security. Hispanics have been an integral part of our military for decades. Nearly 213,965 Hispanics soldiers are currently serving in the U.S. armed forces. Moreover, an estimated 5.3 percent of our nation's 21.7 million veterans are Latino.37 In 2010 Latinas made up 19 percent of all new enlistees.38 On a national level, service members of Hispanic ethnicity and nonwhite races (including multiple races) are projected to make up an increasing share of the total veteran population, with an even higher share for female veterans.39 Between 2001 and 2005 the number of Hispanics enlisted in the Army increased by 26 percent.40 This increase is also true for Latinas, who now make up a larger share of military women than Latino men make up of military men.41 Latina veterans account for 7 percent of female veterans, compared to 6 percent of Latino men. In the coming years Latinos are projected to make up even more of the veteran population—Latina women 9 percent of all military veterans and Latino men 7 percent of veterans by 2020.
Political influence and leadership
While Latinos are making great strides in increasing their number among elected officials, they are still grossly underrepresented in proportion to their population numbers. According to the National Association of Latino Elected and Appointed Officials, in the past 15 years there has been a 53 percent increase in the total number of Latinos serving in elected office—from 3,743 in 1996 to 5,850 in 2011. Ninety-six percent of Latino elected officials serve in states or regions that are traditional centers of Latino populations,42 including California and the southwest, Florida, New Jersey, New York, and Illinois. Yet, Latinos hold only 3.3 percent of elected seats nationally, in spite of the fact that they make up 16 percent of the overall population.
Latinos in elected office
Number of Latino elected officials growing but group still underrepresented
U.S. Senate 2 U.S. House State senates State houses 24 68 183
Source: The National Association of Latino Elected and Appointed O cials NALEO, available at http://www.naleo.org/directory.html
Center for American Progress | The State of Latinos in the United States
In terms of voting power, there are 21.3 million eligible Latino voters in the United States, yet only an estimated 9.7 million turned out to vote in the 2008 election.43 Of the estimated 13.1 million legal permanent residents or green card holders living in the United States in 2011, 8.5 million were eligible to naturalize and become voters.44 Of these, 3.5 million—or more than 40 percent—immigrated from Mexico, the Dominican Republic, Cuba, and El Salvador.45 Latino voters already make up at least 5 percent of potential voters in almost half of all states, and they comprise more than 10 percent of adult citizens in 11 states.46 With dense populations in a number of battleground states, including Florida, Colorado, Nevada, and New Mexico, and 50,000 Latinos turning 18 years old, and becoming eligible to vote, Latinos already hold the power to swing elections. The growth in the number of Latino elected officials and voters is one sign of the political progress of the Latino population, but Latinos need to further translate its population growth into increased political participation in order to successfully influence elections and policy outcomes.
Immigrants and the foreign born
While the majority of Latinos are native-born U.S. citizens, there is a sizable proportion that is foreign born, and of those, a fraction lack legal status. Immigrants of North and South American origin comprise 9.7 million of the estimated 11.5 million unauthorized immigrants.47 Consequently Congress's failure to pass comprehensive immigration reform has had a disproportionate effect on the Latino community. A total of 16.6 million people, many of Hispanic origin, live in mixed-status families with at least one unauthorized immigrant family member.48 Hence, the consequences of lack of legal status, including lower wages and barriers to higher education and medical care, adversely impact not only undocumented Latinos themselves but also their families and communities.
As we look toward the future, it's imperative that we begin to address gaps for Latinos in educational and political attainment, in health coverage, and in the labor force. Recognizing that each American demographic faces different and unique challenges, it is important that we acknowledge our diverse perspectives and craft policy solutions emerging from an inclusive and thoughtful national discourse. Closing the gaps today will make us more competitive and stronger in the future.
Center for American Progress | The State of Latinos in the United States
1 Census Bureau, "2010 Census Shows America's Diversity," Press release, March 24, 2011, available at http://www. census.gov/newsroom/releases/archives/2010_census/ cb11-cn125.html. 2 Vanessa Cárdenas, Julie Ajinkya, and Daniella Gibbs Léger, "Progress 2050: New Ideas for A Diverse America" (Washington: Center for American Progress, 2011), available at http://www.americanprogress.org/issues/2011/10/pdf/ progress_2050.pdf. 3 Crosby Burns, Kimberly Barton, and Sophia Kerby, "The State of Diversity in Today's Workforce: As Our Nation Becomes More Diverse So Too Does Our Workforce" (Washington: Center for American Progress, 2012). 4 U.S. Department of Labor, The Latino Labor Force at a Glance (2012), available at http://www.dol.gov/_sec/media/ reports/HispanicLaborForce/HispanicLaborForce.pdf. 5 Ibid. 6 Ibid 7 Judith Hellerstein, Melissa McIrney, and David Neumark, "Spatial Mismatch, Immigrant Networks, and Hispanic Employment in the U.S.," NBER Working Paper (2009), available at http://www.nber.org/papers/w15398. 8 U.S. Department of Labor, The Latino Labor Force at a Glance. 9 U.S. Census Bureau, Survey of Business Owners (Department of Commerce, 2007), available at http://www.census. gov/econ/sbo/get07sof.html?11. 10 National Women's Business Council, "Hispanic WomenOwned Businesses" (2012), available at http://www.nwbc. gov/facts/hispanic-women-owned-businesses. 11 Ibid. 12 U.S. Census Bureau, "Census Bureau Reports HispanicOwned Businesses Increase at More Than Double the National Rate," Press release, September 21, 2010, available at http://www.census.gov/newsroom/releases/archives/ business_ownership/cb10-145.html. 13 Richard Fry, "Hispanic College Enrollment Spikes, Narrowing Gaps with Other Groups" (Washington: Pew Hispanic Center, 2011), available at http://www.pewhispanic.org/ files/2011/08/146.pdf. 14 Ibid. 15 Ibid. 16 "Latinos now outnumber African Americans at college," Minneapolis Post, August 27, 2011, available at http://www. minnpost.com/global-post/2011/08/latinos-now-outnumber-african-americans-college. 17 Fry, "Hispanic College Enrollment Spikes, Narrowing Gaps with Other Groups." 18 Gretchen Livington, "Hispanics, Health Insurance and Health Care" (Washington: Pew Hispanic Center, 2009), available at www.pewhispanic.org/files/reports/113.pdf. 19 Let's Move!, "The Facts for Hispanics," available at http:// www.letsmove.gov/sites/letsmove.gov/files/Let%27s_ Move_Fact_Sheet_for_Hispanics.pdf. 20 Jessica Arons and Madina Agenor, "Separate and Unequal: The Hyde Amendment and Women of Color" (Washington: Center for American Progress, 2010). 21 Centers for Disease Control and Prevention, Hispanics/ Latinos Quick Facts (2012), available at http://www.cdc.gov/ nchhstp/healthdisparities/Hispanics.html. 22 Jessica González-Rojas, "Komen Reversal a Victory for Latina Fight Against Breast Cancer" (New York: New America Media, 2012), available at http://news.newamericamedia.org/ news/view_article.html?article_id=fa15a893372637f80d2d5 ac6a221ad6e. 23 Centers for Disease Control and Prevention, Hispanics/Latinos Quick Facts. 24 Centers for Disease Control and Prevention, Lifetime Risk for Diabetes Mellitus in the United States (2010), available at http://www.cdc.gov/diabetes/news/docs/lifetime.htm. 25 Office of Minority Health, Hispanic/Latino Profile (U.S. Department of Health and Human Services, 2012), available at http://minorityhealth.hhs.gov/templates/browse. aspx?lvl=2&lvlID=54. 26 Ibid. 27 Julie Ajinkya and Gabby Bryant, "Cuts to Community Health Centers Harm Communities of Color the Most" (Washington: Center for American Progress, 2011), available at http:// www.americanprogress.org/issues/2011/08/chc_cuts.html. 28 The Affordable Care Act and Latinos," available at http:// www.healthcare.gov/news/factsheets/2012/04/aca-andlatinos04102012a.html (last accessed August 2012). 29 Ibid. 30 Jeffrey Passel and D'Vera Cohn, "A Portrait of Unauthorized Immigrants in the United States" (Washington: Pew Hispanic Center, 2009). 31 Kaiser Commission on Medicaid Facts, "Medicaid's Role for Hispanic Americans" (2011), available at http://www.kff.org/ medicaid/upload/8189.pdf. 32 Substance Abuse and Mental Health Services Administration, Medicaid's Role for Hispanic Americans (U.S. Department of Health and Human Services, 2011), available at http://www.samhsa.gov/Financing/post/Medicaids-Rolefor-Hispanic-Americans.aspx. 33 Kaiser Commission on Medicaid Facts, "Medicaid's Role for Hispanic Americans." 34 Jennifer Ng'andu, "What's at Stake—No, Who's at Stake in the Great Supreme Court Case?" Huffington Post, March 22, 2012, available at http://www.huffingtonpost.com/jenniferng/whats-at-stake-no-whos-at_b_1369817.html. 35 Office on Women's Health, Polycystic ovary syndrome (PCOS) fact sheet (U.S. Department of Health and Human Services, 2010), available at www.womenshealth.gov/ publications/our-publications/fact-sheet/polycystic-ovarysyndrome.cfm. 36 Cardone and Associates, "Polycystic Ovarian Syndrome," available at http://www.cardonerepromed.com/polycysticovarian-syndrome-pcos. 37 U.S. Census Bureau, Veteran Status (Department of Commerce, 2010), available at http://factfinder2. census.gov/faces/tableservices/jsf/pages/productview. xhtml?pid=ACS_10_1YR_S2101&prodType=table. 38 Sandra Lilley, "More Latinas are Enlisting in the Military than Latinos," NBC Latino, December 22, 2012, available at http:// nbclatino.tumblr.com/post/14642123469/more-latinas-areenlisting-in-the-military-than-latinos. 39 Lisa Foster and Scott Vince, "Women Veterans by the Numbers" (California: California Research Bureau, 2009). 40 Mady Wechsler Segal and David R. Segal, "Latinos Claim Larger Share of U.S. Military Personnel" (Washington: Population Reference Bureau, 2007).
Center for American Progress | The State of Latinos in the United States
41 Ibid. 42 National Association of Latino Elected and Appointed Officials, "A Profile of Latino Elected Officials in the United States and their Progress since 1996" (2007), available at http:// www.naleo.org/downloads/NALEOFactSheet07.pdf. 43 Mark Hugo Lopez, "The Latino Electorate in 2010: More Voters, More Non-Voters" (Washington: Pew Hispanic Center: 2001) 44 Office of Immigrant Statistics, Estimates of the Legal Permanent Resident Population in 2011 (U.S. Department of Homeland Security, 2012).
45 Nancy Rytina, "Estimates of the Legal Permanent Resident Population in 2011" (Washington: DHS Office of Immigration Statistics, 2012). 46 Philip E. Wolgin, "Updated Infographic: Where Are The Greatest Numbers of Potential Latino Voters?" (Washington: Center for American Progress, 2012). 47 Michael Hoefer, Nancy Rytina, and Bryan Baker, "Estimates of the Unauthorized Immigrant Population Residing in the United States: January 2011" (Washington: DHS Office of Immigration Statistics, 2012). 48 Paul Taylor and others, "Unauthorized Immigrants: Length of Residency, Patterns of Parenthood" (Washington: Pew Hispanic Center, 2011).
Center for American Progress | The State of Latinos in the United States
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To celebrate this monumental holiday we are posting a list of "Types of Bitches" recently found on the classroom floor in an Elementary School in D.C. Though it basically proves the children are starting out early as tiny patriarchal assholes, we have to admit we are impressed by how thorough this list is. I mean, from "suntanning bitches" to "uncreative bitches" to " Spanish bitches who think they all that because of their hair"… this list of 90 bitches has it all- I mean we all know an "ugly looking bitch that think they all that"… Read about them all, after the jump….
Via: And I Am Not Lying