text:
GenMark Diagnostics (NASDAQ:GNMK)
Q4 2012 Earnings Call
March 12, 2013 4:30 pm ET
Nancy Torok
Hany Massarany - Chief Executive Officer, President and Director
Richard B. Slansky - Chief Financial Officer
William R. Quirk - Piper Jaffray Companies, Research Division
Matthew O'Brien - William Blair & Company L.L.C., Research Division
Evan Lodes - JP Morgan Chase & Co, Research Division
Zarak Khurshid - Wedbush Securities Inc., Research Division
Jeffrey Frelick - Canaccord Genuity, Research Division
Good day, ladies and gentlemen. Thank you for standing by, and welcome to GenMark Diagnostics' 2012 Fourth Quarter and Year End Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded today, Tuesday, March 12, 2013. I would now like to turn the conference over to Ms. Nancy Torok of GenMark.
Nancy Torok
Thanks, Kay, and thank you all very much for joining us this afternoon. If you did not receive a copy of yesterday's press release and would like one, please contact our office at (760) 448-4358 after the call, and we'd be happy to send you one. Also, the call is being broadcast live over the Internet and may be accessed at GenMark's website at www.genmarkdx.com. Shortly after the call, a replay will also be available on our website.
I'd like to remind everyone that certain statements, financial or otherwise, made during this conference call, including the question-and-answer period, are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and other federal securities laws. For example, statements regarding our 2013 financial guidance, development timelines and expected regulatory approval are all forward-looking statements.
Forward-looking statements are not guarantees of performance. They involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied. Factors that might cause such differences include, but are not limited to, those identified in the company's filings with the U.S. Securities and Exchange Commission, including annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and today's press release.
The information discussed on today's conference call should be used in conjunction with our consolidated financial statement. GenMark assumes no obligation and expressly disclaims any duty to update any forward-looking statements to reflect events or circumstances occurring after this call or to reflect the occurrence of unanticipated events.
I will now turn to conference call over to Hany Massarany, President and CEO of GenMark. Hany?
Hany Massarany
Thanks, Nancy, and thank you all for joining us this afternoon. I'm joined on the call today by our Chief Financial Officer, Richard Slansky. We have a few prepared comments, and then we will be happy to respond to any questions that you might have.
Our prepared comments will cover the following topics. First, Richard will walk us through our operating results for the fourth quarter and year end 2012. Then, I will provide an overview of our business progress and update you on our business objectives and milestones. We will then turn the call over to you for questions. With that, I will now hand over the call to Richard Slansky. Richard?
Richard B. Slansky
Thank you, Hany, and good afternoon, everyone. We released our results about 30 minutes ago, and we will be filing our annual report on Form 10-K before the end of the week.
We had a very strong quarter and year as revenues grew significantly. Our high-performing commercial team worked very hard to recognize $9.4 million in total revenues in the 3 months ending December 31, 2012. We generated this revenue without realizing the full opportunity available to us for our recently FDA-cleared Respiratory Viral Panel, or RVP test, as many of our customers were still completing their validations of this product during the quarter.
Our Reagent revenue grew by 367% over the same quarter last year. Our installed base of analyzers also grew to 297, a net increase of 42 analyzers in the quarter, and our annuity per analyzer grew to $143,000 in the quarter. These are all important accomplishments for our company.
Now for some detailed financial results.
As I just mentioned, today we reported total revenues of $9.4 million for the fourth quarter of 2012, an increase of 367% compared with the fourth quarter of 2011, where we reported $2 million in total revenues.
For the full year, we more than quadrupled our revenue over 2011. During 2012, year-to-date revenues amounted to $20.5 million compared to a total 2011 revenue of $5 million. Reagent revenues increased 404% to $9.1 million during the quarter compared to $1.8 million in 2011. This was driven primarily by strong sales to existing diagnostic laboratory customers, an increase in our test menu, as well as by securing an increasing number of new customers. The distribution of our revenue was over all of our assays, including our newly introduced Respiratory Viral Panel and 3A4/3A5 genotyping test.
Our gross margin for the fourth quarter was $4.7 million or 50% of revenue. This is versus $400,000, or 20% of revenue, in the same quarter last year. Our year-to-date gross margin was $8.8 million, or 43% of revenue, versus a negative $1.2 million, or negative 24% of revenue, for 2011, an over 800% increase in gross margin.
As discussed in our prior calls, we met our goal of generating a positive gross margin in the fourth quarter of 2011, and we continued to build on that base in 2012 by showing a 22% gross margin in Q1, a 40% gross margin in Q2, a 42% gross margin in Q3 and now a 50% gross margin in Q4 of 2012. Our operations team has worked tirelessly to keep up with demand and produce these results.
Now having said that, we caution you not to expect continued gross margin growth at these rates until sometime after we launch our NexGen system. Although Hany has us focused on gross margin improvements, seasonality will drive volume fluctuations and, therefore, gross margin fluctuations in 2013.
Our overall operating expenses of $9.3 million for the fourth quarter of 2012 increased by $3.5 million compared with Q4 of 2011. The majority of the increase, or $2.1 million, related to our expanded R&D efforts.
Our total operating expenses year-to-date amounted to $30.7 million, an increase of $8 million compared to the same period last year. More than half of the increase, or about $4.8 million, related to our expanded R&D efforts. A smaller but significant portion of the increase of about $1.8 million came from our general and administrative expenses, which increased due to additional facilities, human resources, financial audit and SOX-related expenses.
We also experienced an increase in marketing and sales spending of about $1.4 million versus the same period last year. This increase in marketing and sales spending was largely due to commission and other costs associated with increases in sales volumes as well as in the expansion of our sales and commercial team.
We reported a loss of $0.15 per share for the fourth quarter with weighted average shares outstanding of 31.7 million compared to a loss of $0.27 per share for the fourth quarter of 2011, when our weighted average shares outstanding were 20.1 million.
Our 2012 year-to-date loss was $0.84 per share with a weighted average shares of 26.2 million compared to a loss of $1.45 per share with weighted average shares of 16.6 million for the same period in 2011. As you know, we successfully completed follow-on offerings in June of 2012 and June of 2011.
We ended the year with about $52.6 million in cash, cash equivalents and restricted cash, and we plan to continue utilizing our cash balances primarily to invest in new products and menu development, mainly for our NexGen platform, as we continue the expansion of our commercial organization.
We did use some of our cash in 2012 to make strategic and operational investments, including our preferred stock investment in Advanced Liquid Logic and the expansion of our Carlsbad manufacturing and R&D facility. However, most of our cash was used to support operations and invest in placing XT-8 instruments into molecular diagnostic labs around the United States.
With respect to our control of our financial reporting, we believe that we have successfully remediated our material weakness. Our auditors are finalizing their audit, and we expect them to give their opinion that we have maintained, in all material respects, effective material control of our financial reporting as of December 31, 2012, in our form 10-K filed later this week. Our finance and accounting team worked very hard last year and the beginning of this year to improve our internal controls of our financial reporting.
It is our intention to continue to build a strong and reliable financial control system for GenMark, and, keeping in line with recent SEC communications, we plan to develop a strong internal audit function within the company. Clearly, it is an important milestone for us to have successfully remediated the material weakness that we reported in our 2011 Form 10-K filing, and we fully intend to continue with our strong efforts to improve and strengthen our systems and processes.
Finally, with the ongoing growth of our XT-8 Reagent revenue, the FDA clearance of our RVP test as an IVD, the recent launch of our 3A4/3A5 RUO pharmacogenetic test and the recent release of our HCV genotype direct test, we are providing revenue guidance for 2013 at $35 million.
I will be happy to answer questions later. But with that, I will now turn the call back over to Hany for a business update. Hany?
Hany Massarany
Thank you, Richard. I would now like to comment on our accomplishments in 2012 as well as outline our goals for 2013.
Our business strategy remains unchanged, and our key objectives stay as follows: First, to continue to drive for high-performance commercial execution with a strong emphasis on rapidly expanding our revenue, market share and installed base of analyzers. Second, to maintain our laser focus on innovation and new product development, both in terms of accelerating the development of our NexGen sample-to-answer platform as well as expanding our menu of high-value multiplex molecular tests. And third, to continue to build a sustainable infrastructure capable of supporting the rapid growth we expect over the next several years.
Let's start with commercial execution. In 2012, our sales force performed extremely well relative to our objectives to place more than 100 new analyzers in the marketplace and more than triple our revenue from 2011 levels. In Q4, we achieved 42 net analyzer placements, which put us at 130 net placements for 2012 and a total installed base of 297 analyzers in the field. Our commercial sales funnels are very robust, and based on our current trajectory, we expect to place more than 150 additional analyzers in the field in 2013.
As Richard indicated, reagent annuity per analyzer increased to $143,000 in Q4 2012 from $93,000 in Q3, $73,000 in Q2 and $46,000 in Q1 of 2012. Reagent annuity in Q4 was driven by strong growth in our core test assay, the very successful introduction of our recently FDA-cleared Respiratory Viral Panel test and continued sales to the emerging pharmacogenetic testing market, particularly to one long-term regional reference laboratory customer.
As we have said consistently, our sales to the pharmacogenetic testing market are dependent on a variety of factors, including market demand, reimbursement and new test availability. And as such, our planning does not include future sales growth in the pharmacogenetic market at the same levels. We may be surprised, but we think it is prudent for us to be significantly more conservative as we look at this sector of our business, and we have done so in our planning.
Adjusting for the above-average sales to this customer, annuity per analyzer in Q4 2012 still exceeded our expectation at more than $80,000. This was driven by existing customers continuing to utilize more of our test menu on their XT-8 Systems, a trend that we reported in previous quarters and one which we believe will remain a key driver of revenue growth in the future.
Furthermore, boosted by our FDA-cleared RVP test and a strong flu season, we continued to secure additional high-volume customers in Q4 2012.
At this point, I would like to update you on the progress of 2 unique tests that we believe will significantly contribute to our future revenue growth. First, our recently FDA-cleared RVP test. As you will recall, we launched our FDA-cleared Respiratory Viral Panel in September of last year. This test simultaneously detects and differentiates 14 clinically relevant viruses in patients with influenza-like illness. And compared to other multiplex respiratory viral panels, the GenMark RVP test drives superior sensitivity and laboratory efficiency.
Since launch, our sales force have continued to secure new RVP customers, which contributed to our revenue growth in Q4, and we expect to contribute even greater revenue in the current quarter given the strong flu season.
Customers and key opinion leaders continue to provide us with excellent feedback about our product's performance, and we have a robust pipeline of data planned for publication. Most recently, a peer-reviewed paper in the journal of Diagnostic Microbiology and Infectious Disease highlighted the superior sensitivity of GenMark's RVP assay. This paper presents the clinical outcomes for 5 transplant patients infected with RSV who falsely tested negative by the existing market-leading competitor's RVP assay. Samples from all 5 of these patients were subsequently tested with our assay and found to be positive for RSV. The key findings in the paper are that the initial false negative results delayed diagnosis and treatment, delayed patient isolation, resulting in a hospital outbreak of RSV, and had an adverse economic impact due to the additional tests and procedures that were ordered for these patients in an effort to establish a diagnosis. The paper concludes by highlighting that, in an immuno-compromised population, RSV-associated mortality ranges from 19% to 36% and that accurate laboratory diagnosis and early therapy can be lifesaving.
Another unique test which we believe will continue to contribute significantly to our future revenue growth is our Hepatitis C Virus Genotyping Test. As previously communicated, we expect HCV Genotyping to continue to play a very important role in the diagnosis and treatment of HCV patients, especially as initiatives to test much of the potentially at-risk U.S. adult population get underway. Since our last conference call, we have completed development and launched our HCV Genotyping direct assay for research use only.
As a reminder, this test provides more comprehensive genotyping and more specific subtyping direct from serum and plasma samples. Early feedback from customers and key opinion leaders has been very positive with respect to sensitivity, specificity and ease of use. Recent data from studies conducted by these laboratories have demonstrated more than 97% agreement with competitive assays. And importantly, on samples the existing tests have been previously unable to genotype or subtype, GenMark's HCV Genotyping direct assay has been able to successfully genotype and subtype, on average, 70% to 80% of these samples. We expect that a significant amount of this early data will be presented at the clinical virology society's annual meeting in April.
Finally, we continue to advance our plans to pursue IVD status for HCV Genotyping based on our recent pre-IDE submission to the FDA.
In light of these factors, and based on 2012 sales results and current business trajectory, we expect to achieve revenues of $35 million for 2013.
Now let me review our focus on innovation and new product development. As we've discussed on prior calls, our attention in this area has significantly shifted to the ongoing development of our NexGen system. As you also know by now, this is a multiplex molecular sample-to-answer system which integrates sample preparation steps, including extraction and amplification, together with our proprietary eSensor detection technology that enables concurrent detection of multiple molecular targets on a single test cartridge. We are designing this system with all the necessary reagents fully incorporated in self-contained test cartridges and the required fluidic movement enabled by proprietary digital microfluidics technology that we licensed last year. We demonstrated a prototype of our NexGen system at the AMP Meeting on October of 2012, and since then, we've continued to make good progress to toward our goal of launching the system by the end of this year for international commercialization by early 2014 and simultaneous FDA submission for IVD approval and subsequent U.S. launch.
We're also developing an extensive test menu for the NexGen platform, which covers a broad range of disease states. With an initial focus on infectious disease, we will target both multiplex and less complex test panels where current platforms and menu options are very limited.
Remember, our proprietary electronic detection system doesn't suffer from interferences and certain complexities that impact other optical detection technologies. So in principle, we believe that no other available technology can match our ability to perform true multiplexing in an IVD environment. This, combined with digital microfluidics for fully automated and rapid sample preparation, is what underpins the uniqueness of our NexGen system and provides what we believe to be the most competitively differentiated sample-to-answer solution for global molecular diagnostics markets.
Finally, I would like to say a few words about our continued focus on building the right infrastructure, one that is scalable to support our business growth. As you know, this had been an ongoing area of focus for our company. In 2012, we designed and built a second manufacturing line that will more than double our production capacity in 2013 and beyond. We also successfully implemented an electronic quality system and achieved ISO 13485 certification in 2012. This further enhanced our FDA-certified Carlsbad facility and supports our well-established quality complaint manufacturing -- quality compliant, I beg your pardon, manufacturing organization and customer support functions, which are now capable of handling the rapid growth that we expect over the next few years while continuing to improve efficiency.
As you can expect, we've also continued to strengthen our team with the addition of experienced leadership and key technical personnel, especially in the areas of R&D, quality and regulatory, manufacturing operations and, of course, as well as commercialization.
In conclusion, 2012 was a year of strong execution and performance for our company, and we are very energized and optimistic about 2013 and beyond. Our goal is to sustain a high level of execution and deliver continued high-performance outcomes. Our commercial team has delivered strong results in 2012, and with the recent menu launches, including our FDA-cleared RVP and HCV Genotyping direct tests, we are poised to place many more systems, expand market share, grow our revenues over the next several quarters. This year, we expect to place more than 150 additional analyzers in the field and achieve revenues of $35 million.
Our R&D organization is well prepared and very focused on completing the development of our NexGen sample-to-answer system. This is where most of our attention will be over the next several quarters as we prepare for launching NexGen late this year.
You can expect to see our investment in R&D increase significantly, especially later in the year, with the addition of our clinical trial costs as we accelerate both NexGen platform and associated menu development. With continued focus on organizational talent, infrastructure and processes, we are well and truly ready for significant business growth.
We will now open the call to questions. Thank you.
Question-and-Answer Session
[Operator Instructions] Our first question comes from the line of Bill Quirk with Piper Jaffray.
William R. Quirk - Piper Jaffray Companies, Research Division
First question for me, Hany, just -- and maybe I misheard this here, but it does sound like the NexGen launch slipped a little bit into 2014. Can you elaborate a little bit on that in terms of, I guess, one, if I interpreted that correctly, and two, if you could just elaborate a little bit on perhaps the reason for the slippage?
Hany Massarany
No, there has been no slippage. We've said all along that we will launch the system late in 2013. So the release for sale, in other words the completion of the development and the launch of the system, will be late this year, which means commercialization starts in the first quarter of next year.
William R. Quirk - Piper Jaffray Companies, Research Division
Okay, got it. And then just a couple of quick ones for me. Just thinking about the cost of goods on the new cartridge, can you walk us through kind of where you might think that would be at some level of scale? And then secondly, and this is, I guess, a question specifically for the coming quarter or 2 here, is that as you bring on the new production line, should we expect any type of hiccup with respect to gross margin as that overhead comes on and starts being reflected in the cost of goods?
Hany Massarany
Well, thank you. I'll make a comment in relation to the NexGen cartridge, and then perhaps Richard can answer the other question regarding the next couple of quarters. We've not disclosed any information yet in relation to the cost of goods for the NexGen cartridges. We are very confident, and we've communicated previously, that longer-term, we're expecting 75%-plus gross margin for the business. And that's including, of course, the NexGen platform and associated tests. In relation to the next couple of quarters, Richard can comment on gross margins.
Richard B. Slansky
Sure, I'd be happy to. First of all, I would say that our new facility is really going to be a great addition, and I think we're going to see, in the long term, better margins. In the short term, I don't think you're going to see any significant difference or fluctuations as it relates to the facility itself. I think as we have expressed, we are now in a seasonal business with RVP, our first and fourth quarters. As we generate additional volume, we'll have more absorption, and we'll see slightly better margins than in the second and third quarters. But that will be driven by volume and not necessarily by the cost of the new facility, which really will be spread out over a much longer period of time anyway, but it's a great new efficiency builder for us.
Our next question comes from the line of Brian Weinstein with William Blair.
Matthew O'Brien - William Blair & Company L.L.C., Research Division
This is Matt in for Brian. My first question is about RVP. I was just curious if you could quantify just about how much that contributed. And was that the primary thing driving new instrument placements in the quarter? And then finally on that, were a lot of those competitive wins, or were you expanding the market?
Hany Massarany
Well, thanks for the question. As you know, we don't report sales by product. Certainly, RVP made a strong contribution to Q4 sales, but as we also indicated, we didn't have the full benefit of the product in Q4, since customers -- some customers were still validating and completing their evaluation of the tests. So that's something that we expect to continue to drive, of course, revenues in Q1, and then, as Richard said, later on this year in Q4 with the next flu season. As far as competitive takeaways, most of those, the vast majority of our -- of customers were actually competitive takeaways.
Matthew O'Brien - William Blair & Company L.L.C., Research Division
Okay. And then just one more here for me. I was just wondering if you could comment on the new molecular diagnostic codes that released earlier this year, just how that impacts the way you think about menu development moving forward.
Hany Massarany
Yes, thank you also for that question. So as you know, the new molecular diagnostic reimbursement codes went into effect on January 1. In contrast to the traditional process, CMS did not issue national-level payment rates for the new codes. Instead, they requested that the regional Medicare Administrative Contractors, or MACs, set rates for their regions by the end of March. So currently, only about half of the MACs have issued either payment rates or draft coverage policies. In addition, CMS will initiate the national-level rate setting process in April, which will publish final rates in November and then become effective in January of 2014. So while reimbursement rates from the MACs have been lower for some tests, others have not been affected. So in general, we believe that the reimbursement process is likely to be fluid in the short term, becoming more stable as we conclude the year with both CMS and then, obviously, the private payer as well clarifying their positions. But we're comfortable with this situation. We have accounted for it in our plans. And it's not really going to change any decisions that we make about our future investment in menu.
Our next question comes from the line of Evan Lodes with JPMorgan.
Evan Lodes - JP Morgan Chase & Co, Research Division
It's Evan on for Tycho. As you're talking about expectation for 2013, can you give us some view on how concentrated you expect the customer base to be, particularly versus how it has been over the past year?
Hany Massarany
Yes, sure. Thanks for the question, Ivan. Evan, I should say. I beg your pardon, Evan. Look, you'll basically see in our Form 10-K filing that the customer for 2012 that we've spoken about in terms of concentration represented about 58% of our 2012 revenue. It should be noted, however, that in our current financial plan, this number reduces significantly, with a run rate leaving 2013 of about in the 30s, in the low 30s, and then in the teens by the end of 2014. Also, we said that Reagents, the annuity in Q4 and the full year of 2012, was also driven very strongly by growth in our core test assay, and of course, the very successful introduction of our recently FDA-cleared RVP test. So we feel pretty strongly that adjusting for these above average sales with the large regional reference labs, we're still at a solid annuity of about $80,000, and we have very robust funnels of high-volume customers who are in the process of evaluating, implementing our systems. And we're confident that we will continue to drive annuity and growth across multiple new customers in 2013 and beyond.
Evan Lodes - JP Morgan Chase & Co, Research Division
Great color. And then since we're -- you talked some about not having the full benefit of RVP in Q4 but wanting if -- or expecting a full quarter in Q1. Do you expect to grow sequentially, Q4 to Q1?
Hany Massarany
Yes. In relation to RVP, yes. But like I said before, we don't really record by tests. But certainly, we expect growth from RVP quarter-on-quarter.
Our next question comes from the line of Zarak Khurshid with Wedbush Securities.
Zarak Khurshid - Wedbush Securities Inc., Research Division
Thanks for the color on the large costumers. So just doing the math there, I mean, it sounds like you're assuming that customer's essentially flat year-over-year. Is that correct?
Hany Massarany
Well, Zarak, as I've said consistently, I think, over the past 2 or 3 quarters, we think it's very prudent. We might be wrong, and we might be pleasantly surprised, but we're being very conservative in not baking the growth rates that we've seen recently into our plans of the future. So we're taking a very conservative look in the face of a market that has been growing quite nicely. But also, we're experiencing significant growth with other areas of our business, of course, as I've said, including RVP and HCV genotyping.
Zarak Khurshid - Wedbush Securities Inc., Research Division
Understood. And with respect to RVP, can you elaborate a little bit on what kind of institutions are adopting the test, how exactly are they using it in practice, and what types of technologies are you displacing? Is it the higher-throughput competitors or kind of the lower-volume homebrew-type players?
Hany Massarany
All right. So as you know, until we launch the NexGen sample-to-answer system, our current platform requires offline sample prep steps to be performed. And therefore, all of our business is in the molecular labs. So these are labs in large hospitals as well as reference labs. And we also spoke about the utility of our RVP test. So here, we're talking about very sick people who are hospitalized. And really, the physicians are more concerned about the underlying conditions that can significantly deteriorate if the right diagnosis is not made. So for example, COPD or asthma or, in the worst case, organ transplant patients that may die if the right diagnosis is not made. So that's how the product is used with those patients as opposed to in physician office labs just for diagnosing healthy people, like you and I, to see if they have the flu or not.
Zarak Khurshid - Wedbush Securities Inc., Research Division
Sure. And then the last part of the question, as far as people that you're displacing?
Hany Massarany
We're displacing the key competitors in this space. So again, there are a number of companies out there selling these products, Luminex and others, and we basically compete with them. In certain cases, we've had quite large, reputable labs convert over from culture over to molecular testing, and we see that, that will be an opportunity, and that will continue in the future as well.
Zarak Khurshid - Wedbush Securities Inc., Research Division
Got you. Then one last question, just regarding distribution. Do you envision ever using a large partner to perhaps more broadly canvass the market for RVP? I know Luminex was working with Abbott for a while. It looks like they're now going direct. Can you just maybe talk about your philosophy on distribution and, given some of the dynamics recently, how that may or may not be impacting your business?
Hany Massarany
Yes. We strongly believe that direct distribution, direct sales with our own sales and commercial organization, is the way to go. And we are investing heavily in expanding our sales organization. We have over 22 people now in our commercial organization. That number will continue to expand. I indicated before that we expect to be at 30 by the end of this year and then 40 next year, and so on. So we will invest in our own direct sales force as opposed to using distributors for any of our products.
[Operator Instructions] Our next question comes from the line of Jeff Frelick with Canaccord.
Jeffrey Frelick - Canaccord Genuity, Research Division
Hany -- just give us a sense, Hany. So with expectations for NexGen U.S. approval by year end, what's the international strategy and a rough timeline there?
Hany Massarany
Yes, so we expect to complete development and release NexGen for sales, complete the development and launch the product, late this year, as we indicated all along, Jeff. And our plans are for international commercialization starting the first quarter of next year. And concurrently, we will be filing for a U.S. FDA approval for IVD in the U.S., and we'll be launching as soon as we secure the FDA approval in the U.S., which will be later in 2014.
Jeffrey Frelick - Canaccord Genuity, Research Division
And internationally, will you start in Europe first? Is that kind of the plan? And will you go...
Hany Massarany
Yes. We're in the process of finalizing our international plan now, Jeff. And of course, we'll be able to talk about it in due course later this year as we get closer to launching the system. But it's fair to say that the initial focus will be on the developed markets in, most likely, Central and Western Europe, and then we go from there.
Jeffrey Frelick - Canaccord Genuity, Research Division
Okay. And did you say you submitted a pre-IDE for HCV genotype?
Hany Massarany
Yes, we have, and we're in discussion with the FDA in relation to the regulatory strategy to secure IVD for HCV Genotyping.
Jeffrey Frelick - Canaccord Genuity, Research Division
Okay. And then just give us a sense maybe how many additional assays should we expect FDA approval over the next -- pick a number, Hany, 2 or 3 years?
Hany Massarany
Well, yes, at this stage, we're not yet ready to talk about the future menus. I will say that most new assays over the time frame that you defined here, 2 to 3 years, will be NexGen assays. And we'll be able to communicate the road map, the assay road map, as we get closer to launch.
Jeffrey Frelick - Canaccord Genuity, Research Division
Okay. And last quick question, kind of housekeeping. Cash instrument sales in the quarter, how many?
Hany Massarany
We did 8, I believe. Is that right, Richard? Yes. We did 8 of the 42 in Q4.
Our next question is a follow-up from the line of Bill Quirk with Piper Jaffray.
William R. Quirk - Piper Jaffray Companies, Research Division
Hany, just a, I guess, a reimbursement question follow-up, if I will. There is a little bit of scuttlebutt around the Palmetto-Noridian transition in California. And then, of course, Palmetto, it seems like, is likely to try to take the MolDx program national. I don't know if you have an opinion on whether or not -- the likelihood of that happening, but maybe you could just, if you have an opinion, just talk a little bit about how you see the overall reimbursement framework going forward. Do you see this kind of staying with the individual MACs, or do you think a national program would basically, I guess, kind of take over the entire process, for lack of a better term?
Hany Massarany
Yes, I'm sorry, Jeff -- Bill. I wish I could tell you what's going to happen, but it's difficult to know. I mean, there's obviously a lot of moving parts here and a lot of politics. And I know you're becoming a little bit of an expert in the field of reimbursements, and we need to have a chat. I did get your email, and we should have a chat about that. But I really am not sure if, at the end, Palmetto will be successful at sort of managing this at a national level or not. I've sort of described the process and the situation as we understand it, and I'm not really sure how it would play out in terms of Palmetto versus all the other MACs for molecular diagnostics.
I'm not showing any further questions at this time. I'd like to turn the call back over to Hany Massarany for closing remarks.
Hany Massarany
All right. Well, thank you so much, everyone. I really do appreciate your time and the terrific questions that you asked. On behalf of our Board of Directors and employees, I want to take this opportunity to thank you very much for your ongoing support. I look forward to seeing many of you in the near future and to reporting our progress on a quarterly basis going forward. So once again, thank you for your time this afternoon and have a great evening. Goodbye.
Ladies and gentlemen, thank you for participating in today's conference. This does conclude the program, and you may all disconnect. Everyone, have a great day.
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Sorry some units don#39;t have much info or photos , we have too many cars to get to them all
Listed by Private Seller
Runs and drives like 1965. Receipts and dyno runs after complete engine rebuild included with car. New carpet,

subset: commoncrawl


text:
lower right in graphite: Anne Truit 26 Dec '62;lower right verso in graphite: 1982.85 7.(written upside down); lower left verso in graphite: 20/No. 5
Marks and Labels
lower left blindstamp: Bainbridge Studio Brisol
gift of the artist in memory of Gene Baro to the Corcoran Gallery of Art, Washington, DC, 1982; acquired 2014 by the National Gallery of Art


text:
Adyar Ananda Bhavan enters funding talks with KKR, Samara Capital, Carlyle
The Chennai-based company has mandated Deloitte to identify a financial partner. The talks could lead to a 51% stake acquisition for around Rs 1,000 cr.
Carlyle, Apax, Temasek in race for KPIT Tech deal
M&A deals have picked up momentum in the vertical (Bain and Advent buying into Quest Global...
Carlyle sees rise in control buyouts in China as economy slows
To offset the impact of the slowdown, investors have been targeting companies ...
GST will contribute in India's GDP growth: Carlyle Grp
Shankar Narayanan of Carlyle Group talks how top money managements isl looking at India post GST.
GST will contribute in India's GDP growth: Carlyle Grp
In a chat with ET Now, Shankar Narayanan of Carlyle Group talks how top money managements isl looking at India post GST.
Hitachi, Carlyle, Permira among bidders for $1 billion Takeda unit: Sources
Takeda Pharmaceutical, Japan's largest drugmaker by market value, has put its 70 percent stake in unlisted Wako Pure Chemicals Industries Ltd on the block to streamline operations.
Carlyle-backed Newgen KnowledgeWorks acquires Pune-based e-learning firm
US private equity giant Carlyle had invested $32.8 million in December 2014, to acquire a majority stake in Newgen KnowledgeWorks.
Carlyle Group emerges front-runner for Bharat Biotech stake
The firm counts domestic private equity fund ICICI Ventures, International Finance Corp, the global investment arm of the World Bank and Subhkam Ventures as its investors.
Blackstone and Carlyle in talks to pick Indfrag stake
Indfrag has mandated Lazard to find a buyer in a deal that will value the company at Rs 1,000-1,200 crore, people with knowledge of the matter told ET.
Long on PM Narendra Modi, Carlyle says India to offer best PE returns in the world
Carlyle's director of research Jason Thomas has said that after India formally assumed the mantle of the world's fastest growing economy in 2015 from China.
Carlyle, Kedaara, others in talks to buy Cosme Farma
Adcock, which had acquired unlisted Cosme in 2012 for Rs 480 crore, has initiated the process of selling it, they said.
Carlyle looking to exit Hyderabad based Cyient
Carlye is exploring options to exit its 10 per cent stake in Hyderabad headquartered Cyient Ltd which is ranked amongst the top 30 outsourcing companies.
Carlyle Group in talks for Rs 500 crore stake in Feedback Infra
Carlyle is discussing a Rs 500 crore investment in Feedback Infra, which could make the US firm a major shareholder in the Gurgaon-based infrastructure services company.
Hollywood producer Dan Mintz agrees to buy Carlyle stake in Taiwan broadcaster
Dan Mintz said he was in the process of buying the stake without disclosing the deal's value nor the source of funding.
Global private equity fund Carlyle is buying 37% stake in diagnostics chain Metropolis from one of its founders GSK Velu.


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Is the world falling out of love with Facebook?
Facebook once promised to bring the world closer together. It is indeed ironic that Facebook is now at risk of driving us even further apart.
December 1st, 2016 5 comments
Facebook once promised to bring the world closer together. It is indeed ironic that Facebook is now at risk of driving us even further apart.
December 1st, 2016 5 comments
Our 2016 Newsmakers: Have Elon Musk's visionary ideas gotten ahead of his ability to deliver? Don't bet on it.
Trump wants to tear up trade deals like NAFTA. How will a trade-dependent economy like Canada cope in a protectionist world?
November 11th, 2016 1 comment
Donald Trump has been elected to oversee an $18 trillion economy. Get ready for volatility.
November 9th, 2016 3 comments
Regulators appear to finally be cracking down on a popular real-estate investment called a syndicated mortgage that promises big returns and low risks
International trade is slowing. Protectionism is on the rise. For a trade-dependent country like Canada, that spells big trouble.
November 4th, 2016 2 comments
In conversation with David Miller, the former Toronto mayor and current WWF-Canada CEO, about troubling new statistics and more
October 26th, 2016 3 comments
When it comes to innovation Glenn Gould wasn't all that different from Steve Jobs, says a professor from Apple University who is lecturing in Toronto this week.
Trudeau Report Card: When will the government's economic plans for bigger deficits pay off?
October 16th, 2016 6 comments
Canada's housing bubble is the economy's biggest risk—and its biggest driver. Now governments want to cool it down.
October 5th, 2016 20 comments
How harebrained rabbit owners created a crisis involving airlifts, a Texas sanctuary—and tens of thousands of dollars
September 29th, 2016 3 comments
The end of physical-phone manufacturing seems like doomsday for the Waterloo, Ont. company—but it may just pay off
September 28th, 2016 4 comments
Canadian schools and grads are in a position to capitalize on pot
How one man's efforts to build inroads with northern communities helped uncover the second of Sir John Franklin's doomed ships
September 14th, 2016 1 comment
Two years after the discovery of the Franklin Expedition's Erebus, the Terror has also been found—forcing a rethink of the doomed mission.
September 12th, 2016 1 comment
Listening to locals, not the latest tech, led to HMS Terror—missing in Canada's Arctic for 170 yrs. #thishappened https://t.co/8gHfDSzio6
07:11pm December 7th|re-tweet
RT @JohnGGeiger: British Antarctic research station to be moved due to deep crack in the ice https://t.co/aT95UaVOb0
03:02pm December 7th|re-tweet


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Vt. Senate supports board: No pets in hair salonsThe Associated Press | April 30,2013MONTPELIER - The Vermont Senate has gone on record supporting a state board's ruling that pets don't belong in barber shops and beauty parlors.
In a 14-13 vote, the Senate defeated an amendment by Democratic Sen. Richard Sears of Bennington that would have allowed animals in commercial hair-cutting establishments.
Sears says he pushed for the measure after an inspector for the state Board of Cosmetology cited Bennington-area businesses for allowing pets on the premises.
The measure failed after Sen. Anthony Pollina of Washington County argued that regulatory boards should be allowed to make such decisions without interference by lawmakers.
An exception is made for service animals like seeing-eye dogs, which are allowed in commercial establishments under the Americans With Disabilities Act.MORE IN This Just InMONTPELIER A new report from a commission that studied the cost, availability and quality of... Full StoryVermont fish hatchery changes focus, looks inland
BETHEL, Vt. Full StoryHONOLULU (AP) A group of Hawaii musicians and a Hawaiian Airlines flight attendant provided... Full Story
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text: With a stay at Partizan in Brezno, you'll be next to a golf course and within the region of Demanovska Jaskyna Slobody and Opalisko Zavazna Poruba. This 4-star hotel is within the region of Ethnographic Museum. Make yourself at home in one of the 104 guestrooms featuring minibars. Your room comes with a memory foam bed. Rooms have private balconies. Complimentary wireless Internet access keeps you connected, and satellite programming is available for your entertainment. Bathrooms have hair dryers and slippers. Pamper yourself with a visit to the spa, which offers massages, body treatments, and facials. A spa tub and a sauna offer a relaxing way to wind down after a day on the slopes. Additional features include complimentary wireless Internet access, concierge services, and babysitting/childcare (surcharge). You'll be on the slopes in no time with the complimentary ski shuttle. Enjoy a meal at a restaurant, or stay in and take advantage of the hotel's room service (during limited hours). Quench your thirst with your favorite drink at a bar/lounge. Featured amenities include complimentary high-speed (wired) Internet access, a business center, and complimentary newspapers in the lobby. Planning an event in Brezno? This hotel has facilities measuring 10760 square feet (1000 square meters), including a conference center. An indoor pool, a children's pool, and a spa tub are on site. Other recreational amenities include a sauna and complimentary bicycles. The recreational activities listed below are available either on site or nearby, fees may apply.


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Real Estate Law
Have Real Estate Law Questions? Ask a Real Estate Lawyer.
Join the 9 million people who found a smarter way to get Expert help
Recent Land Rights questions
Hello,We purchased a 22 acre parcel of land in Washington state that we are slowly developing to become our home. I had the surveyors out to mark the corners and while they were doing that they pointed out to me that the city messed up and installed a sewer pump station on our land instead of on the easement. I have big concerns about it, but I kind of left it on the back burner until this week. I went up to drop our boat off at the property and I realized someone had bulldozed a path on our land right next to the pump station and pushed the debris into one of our ponds. After talking to the neighbors I found out it was the city that did it. They were working on the pump station and installing new things into it. I feel that the city has now trespassed, destroyed a part of my land and installed more things on my land without my permission. I feel as though I should be entitled to some sort of relief and I don't know where to start... Help
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Attorney At Law
Doctoral Degree
I have been deeded heir property that has not been probated yet. Can one of my relatives put a trailer on the property?JA: Where is the property located?Customer: MSJA: Has any paperwork been filed?Customer: None. But there was an old house there they have burned down to make room for their trailer.JA: Anything else you want the lawyer to know before I connect you?Customer: It is heir property. With 8 children. My grandmother deeded her share/interest to my daughter.
I live in PineRidge Fl. Which is Deed Restricted.I move in Nov last year. We were told we could board up to 2horses at the Equestrian Center. Either because we r building a barn or we don't have enough property. I am on Disability for an incurable Bladder Disease. This was not a secret. I took very good care of my horses. I did not get along with the barn manager. She continuesly would tell me to feed my horses more food. I need more shazings in stall etc.One day she accused me of over feeding 4 horses 1/4 grain. And sice i had not put my new bag of grain in the feed room. I wasnt able to lift it. So my husband had too. She accused me of steeling hers.She has targeted me since the horses got there 2 months ago. She has screamed at me in front of others i. The barn. I moved here to reduce my stress from my career job.but this has been crazy. We were Sked by a few couples if we would be interested in having drinks sith them in the barn. We didn't.I received a letter the end of last month that we need to lrave the barn. I feel like the barn manager has been discriminating against me from the beginning because I am not a professional writer I've been taking classes to better my writing skills that was the reason we moved into the subdivision because it was said to be the best place to raise horses quiet now I have no place for My Horses you not have enough land to put the horses on the land right now and they have nowhere to go and I cannot afford to put them in full board for that kind of money. I have all the emails you sent me I have literally begged her to let us stay until we can figure out getting a piece of property that's behind us and trying to start working to build a barn just maybe an extra couple months and she's refused in her letter she stated no reason that she wanted us out of the barn just we needed to be out please help me.Barb
(###) ###-####
I want to split up 7 acres between myself and my relative. Currently, we own the property together. Do we have to survey the entire property again? We already have an old survey.
Discussing easement rights. Obvious ones are utility easements.But what about non-essential easements, like cable or ATT?How do you find out if there is an easement given on your property? Can they 'expand' to areas other than that designated because they feel they have a 'need'?Specifically, I have a friend who owns a farm and she says she never gave them an easement and cannot find where the previous owners did. It escalated to a sheriff visit. She has contacted the AG and trying to get a C&D order.She has horses, and tearing down the fence to do their work is not acceptable, leaving trenches and holes is not acceptable. Sheriff said damages will be paid for. IF a horse trips, falls in a hole, gets on a highway, etc....NO amount of damages will cover it!Also, read a comment that said if a car is parked on an easement (supposedly not your property any longer) and is damaged, then the property owner is responnsible. IS that true?Sorry for all the questions, but this is a can of worms.On a personal level, I had to put a stop to the city trying to put a pump station on my property (I have a farm, too in the middle of town). This would have given them rights to enter my property at any time, and even doing the survey they left GATES OPEN! People can be so disrespectful and assholes, sorry for the language.I won, BTW. They are putting it elsewhere. I'm sure they did that cause they figured I had lots of room! NOT ON MY WATCH they don't. I'm grandfathered in.
Juris Doctor (JD)
My neighbor built his fence "fairly close" to the property line, meaning "right up" to the line in the neighbor's terms. We have ordered a new survey to determine the exact fence line just in case as we do not have the best history with this neighbor....let's just say we are not "good neighbors"! We own 15 ac and they own 20 ac. My neighbor is coming onto our land, without permission, with his tractor to mow the area along his fence. He stated that he can come onto our property 3 - 4 ft to maintain his fence line. In addition their have been trucks on our land performing fence repairs, painting, etc...all without notice or anything. Is this true? We told him that we did not want any trespassing on our property by anyone at anytime and he would need to maintain his property from his land. Any maintance he would need to contact us in advance and seek permission and we would determine who would be allowed access to the land as well as be on our property at the time to oversee activity. Strange, I would think that you should build your fence back enough that you could ensure maintance within your own property boundaries. For law references I live in Williamson Co - TN. Question: Is my neighbor allowed to trespass on my property for fence maintence?
I recently purchased non-fenced property, although the remaining property is fenced and rented. The person renting the property is pasturing his animals on my portion. He tells me if I do not want his animals on my property I must fence him out. Is there a "fence me out" law?
my dad passed and left us land and a house that has a mortgage on it, there are 4 kids,i bought my brothers share and own 50% of the inheritance and its bills, taxes are due in less than a month and we stand to lose it all because every thing is at foreclosure level.my siblings would rather see this all go south than to see me in my fathers house, im the only one who saves money and can afford to bail it out if I have to, but they wont contribute to the mortgage or the back taxes, is there any way to make them pay or forfeit their inheritance?
we bought a house w/1 ac of land. right beside the house & drive way there was 5 ac for sale also.we bought it to. both are on different deeds. we went through a real estate agent ( the builder sister-in-law ) & our agent to buy the house & 1ac. & closed with his attorney. on the 5ac we closed with our agent & his attorney. on the 5 ac we built an 40x40 steel work shop($40.000) & dug an 3/4ac pond($10.000) that held some water but not full. we put in an oval drive way that included the driveway to the house($12.000) & also planted trees($3,000) on both properties. after 8 years, job lost, health issues( 6 surgeries) could no longer afford to pay 2 loans & back property taxes (we paid cash for both properties) that we borrowed against the house w/1ac. they foreclosed on the house. my husband health & mental health was not good, so I keep it from him at that time. went to see a bankruptcy attorney to see if we could file for bankruptcy to stall for time so we could sale both properties together & pay off the loans & back taxes. the lawyer said we had more equity in the house to file bankruptcy. gave us the name of a "good" real estate agent he new. called agent said he would be happy to help us out. seems he was going thru a forecloser his self & was fighting it. told us he sold cars & had a couple of partners " that went south" leaving him with the business & bills. he couldn't pay & they foreclosed & attached his house & personal property. so he new what we were going thur. but not to worry, he "new" people & could get the job done. I gave him all the information I had from the banks & back taxes on the house. he was going to call & get pays offs for all we owed. he new the attorneys involved from the bank & could call in some" favors". he could talk down the amounts involved & get us a better price. He & his broker thought an auction was best to sell it quicker & we could sell some personal stuff as well since we would not be needing all that stuff if we were down sizing. they would auction the house first & then the 5ac & then both together to see which bought more ( they were on diff.deeds). we agreed. 1 week later, he came back & said the bank would not give him a pay off he could not get any information at all. we had waited to long they were going to auction it off at the courthouse (no date was set then or now 5 months later) he said we could no longer sell the house because it had went to the master commissioner office. we question him as to why, & all he would say was it was to late. the best we could do was sell the 5ac before the house sold & at least we would have that money & if the house didn't bring enough to pay off everything that they could not attach the 5ac & sell it & we would not get anything. so he said we had to sell the 5ac as fast as we could. we were not happy about it, but he said that was all we could do, in his professional opinion as a licensed realtor. he would always say"trust me", when we question his advise. so we did. a week later he call & wanted us to come in to his office & sign the paper work. BOY were we shocked. he had listed the 5 acres,($35,000) workshop($40.000), blacktop drive way($12.000), pond($10.000), trees($3,000) for $38,900.00!!!! why???? in his opinion the land was not good for anything the shop in the the front & nobody would want to built behind it. the pond was no good, it didn't hold water (we had bought some stuff to make it hold water) the only the that was good was the shop. when we question this he would always say trust me. we didn't know any better my husband was have mental issues & we said ok. when our neighbor heard about it he said he would be interested in buying both the house & 5ac. we called "our" agent, he said we could not sale the house, but we could sell the 5ac. our neighbor called his real estate agent & she told him that as long as the house was still in our name & it was we could sale it. we asked our agent & he said no she didn't know what she was talking about. so we all go to the closing on the 5ac for $38,900.00 sign all the paper work done deal. after everything was paid agents fees, lawyer fees, court cost, & some back taxes we owed we got a grand total of $26,000 & some change that we had $100.000 in. after the closing our neighbor agent came & gave us her card & said for us to call her. we did & was told by her a professional license real estate agent & broker (she owns her on realty & auction business), that we could have & should have sold both properties together, we would have gotten more for both instead of separate. and yes we could have sold the house. she was sorry that she couldn't say anything but she was working for buyer & could not advise us. and we had gotten a rotten deal with "our" agent. and she was willing to help us sell our house because she hated to see anybody "get took" like we were. she told us we were nice people.Sorry I'm not finish asking my question but it want let me type anymore..
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
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Guest House on Krymskaya
Ulitsa Krymskaya 63 A, Anapa 353440, Persekutuan Rusia
Cari Kadar Hotel
Carian Baru-baru Ini
Wego mencari pelbagai laman pelancongan agar anda dapat melihat dan membandingkan kadar terbaik.
Ulasan Hotel
Berdasarkan ulasan dari seluruh web.
Maklumat Hotel
Sedmoye Nebo Mini Hotel is located in Chelyabinsk, within a 5-minute walk of Chelyabinsk Train Station. Free WiFi is provided.The rooms are decorated in bright colours and feature a flat-screen TV with cable channels. The bathroom comes with a hairdryer and free toiletries.The kitchenette is equipped with a microwave, kettle and fridge. Various cafes and restaurants are situated within a 5-minute walk.The central Revolyutsii Square and the pedestrian Kirova Street are within a 5-minute drive. Chelyabinsk International Airport is 23.5 km from Sedmoye Nebo Mini Hotel.
Peta & Lokasi
Ulitsa Krymskaya 63 A Anapa 353440, Persekutuan Rusia


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Home Improvement
5 Budget-Friendly Home Improvement Projects You Can Do in a Day
Does the idea of making home improvements conjure up images of lost weekends and outrageous expenses? Never fear. Here's how to give your home a makeover in a day's time—without breaking the bank.
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Editors' Picks
'Tis the Season to Tackle These 3 Easy Home Maintenance Tasks
December is a tough month to focus on home maintenance. Tackling routine chores seems like a wet blanket over the Christmas/Hanukkah/Kwanzaa/Festivus spirit. But you can give yourself an early holiday present by doing just a few tasks before cold weather truly sets in.
How to Buy
5 Smart Strategies for Getting a Seller to Leap at Your Lowball Offer
When you're buying a home, you can create your own discount with a lowball offer. But if you go about it the wrong way, you risk insulting the seller and losing the home altogether. Here are five tips for getting that lowball offer accepted.
Decor & Design
Exclusive Video: Watch How We Transformed a Plain Vanilla Kitchen Into a $45,000 Fantasy
We teamed up with expert designer Jennifer Farrell to give an extravagant makeover to one South Carolina couple's ordinary kitchen—and you won't believe the dramatic result. Watch their journey from start to finish, complete with tips on how you can get the same look for less.
The Inside Scoop
America's 5 Most Popular ZIP Codes
When you're house hunting, it's all about the neighborhood, right? So our data team dove deep to discover which specific hoods are buzzing with real estate action right now. We found some surprises and a couple of outright shockers. Take a look.
Unique Homes
Exclusive: Inside the Incredible $7.5M Spring Mansion, a Beloved California Landmark
The 104-year-old palatial home in Berkeley, CA—empty for over a decade—has been carefully restored. We take you on an exclusive tour of this elegant 12,000-square-foot estate that is truly "a work of art."
Mortgages: The Fine Print
What's the Magic Number? The Credit Score You Need to Buy a Home
No number is more important to prospective home buyers than their credit score. If it's high, getting a mortgage will be a breeze; if it's low, you might struggle. So what is a good credit score, anyway?


text:
Antonetti Shaped Indians
Chris Antonetti built Cleveland's first pennant-winner since 1997
Chris Antonetti built Cleveland's first pennant-winner since 1997
How the fall went for the eight teams we projected for 2017 CWS
Around the country, top players put pen to paper and celebrated signing day
Best Tools, Future Lineup, Top Prospects and more
Francisco Mejia could be in line to make his major league debut in 2018
John Cohen will be promoted to AD and hire Andy Cannizaro as coach
Nick Giaquinto will step down and Nick Restaino will succeed him
More schools that brought in strong classes relative to a normal recruiting clas[...]
Ten more teams that fell just outside the Top 25 in recruiting
Turner, Buxton headline deep International League class
The Rebels had seven players from the BA 500 in their recruiting class
Baseball America's recruiting class rankings, compiled by Teddy Cahill
Luken Baker will give up pitching to concentrate on hitting.
The inaugural Wilson Premier Classic nearly went perfectly for the Orlando Scorp[...]
Joe Gray is giving a glimpse of the 2018 draft class
Unlike his dad, Bo Majkowski picked baseball over the gridiron
Florida prep righty Jack Leftwich was dominant at the Wilson Premier Classic
Events affected include the Division II CWS and ACC tournament.
Louisiana's sports teams stepped up in the face of devastating floods
Texas this summer introduced David Pierce as its new head coach, one of several [...]
St. Peter's announced Friday it has hired Danny Ramirez to be its head coach
Teddy Cahill checks in on two-sport stars with the kickoff of football season
Pitchers Brady Singer and Colton Hock set the pace in the Cape Cod League this s[...]
Incoming freshman Drew Medford died in a car accident


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Helping the people of Westchester meet life's challenges and achieve personal success.
Thank You! »
Thank you for giving to WJCS on #GivingTuesday and every day. Thanks for making such a difference in your local community and in the lives of some of Westchester's most vulnerable residents.
... Read More »
WJCS Kurz Conference Focuses on Substance Abuse »
Nationally recognized clinical research scientist Jeff Foote, PhD, keynotes WJCS 2016 Kurz Conference on "Substance Abuse Treatment: Widening the Circle." Register now!... Read More »


text: InMaps Visualizes Your LinkedIn Contacts with Inter-Connected WebsKevin Purdy1/25/11 6:00amFiled to: VisualizationLinkedinCareerJobsNetworkNetworkingSocial NetworksWorkGraphics14EditPromoteShare to KinjaToggle Conversation toolsGo to permalink LinkedIn isn't the most visually arresting site. Log into the InMaps "labs," however, and you see every connection, daisy-chained in colorful loops and webs. See who knows who and plot your career escape, or just reminisce over jobs of yore. Advertisement What's intriguing about the visualization is that it isn't color-coded by connection type, job, company, or other pre-determined indicators—at least, not obviously, and not at first. LinkedIn wants you to figure out what the colors mean and label them yourself. Presumably, you're the one with a better sense of how a group of friends from one city, except for a few, are connected in a unique way. InMaps is a free "labs" feature from LinkedIn, and requires a free account to use. Advertisement InMaps - Visualize your LinkedIn network [LinkedIn Labs via FlowingData]Gear from Kinja DealsBuying Guide: Gear For Better SleepThe Ember Travel Mug Doesn't Just Retain Heat, it Regulates ItBlow Up a Hot Tub In Your Backyard For Just $300Reply14 repliesLeave a reply


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Home > Art / Photo > Other Images > The Window To The Soul
The Window To The SoulReport abuse
I make all my work out of complete duct tape, it's one of my few passions. It helps me with my depression, and is nice knowing I can create something beautiful. Thank you.
This piece has also been published in Teen Ink's monthly print magazine.
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A 62-year-old Milwaukee woman was killed Monday morning when she was hit by an SUV while walking across N. 35th St. near W. Highland Blvd. It is the second fatal crash involving a pedestrian in less than a week.
Today's Paper, also known as the e-Edition, is an online replica of the printed newspaper. You can view today's paper or previous issues.
For your convenience, the same email address and password can now be used to:


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|About Us
The Commodity Investor Q&AWith Matt Badiali, editor, S&A Resource Report
Wednesday, November 26, 2008
Q: Canadian royalty trusts pay solid dividends, now some in the 20% range, yet the share prices continue to decline. I believe the tax change has already been baked into these low prices. Am I missing something here? – M.T.
A: A couple years ago, the Canadian prime minister declared an end to the royalty trust structure. Like REITs here in the U.S., royalty trusts avoid corporate tax by paying out most of their earnings in dividends. New taxes are going to take a bite out of their yields... but I agree that's likely "baked in" by now.
Something much bigger and much worse is about to hit royalty trust shareholders...
Since June, Canadian Oil Sands, Penn West Energy, and Enerplus Resources – three of the biggest royalty trusts – have fallen an average 54%. Now the three yield an eye-popping 19.5%.
I don't think that's a bargain, I think it's a warning.
This year, we saw oil spike to $145 per barrel. The biggest three royalty trusts made an average $56 in profit on every barrel of oil they produced. But today, oil sells for only $54 a barrel.
In other words, earnings are headed down. And since dividends ebb and flow with earnings, dividends are about to tank, too. But wait, there's more...
The second pitfall waiting for potential scavengers is debt. Because royalty trusts pay out their earnings to shareholders, they have to borrow to grow. And nearly all the big royalty trusts made acquisitions at or near the top of the market.
Penn West, for example, owes $176 million per year in interest payments. That nut isn't too bad when you clear $2 billion... But the company isn't terribly efficient at producing oil. It only made $29.50 per barrel last year during the good times.
Three other royalty trusts to watch out for are Harvest Energy, Advantage Energy, and Paramount Energy. These three all have enticing yields above 20%. But they also have interest payments that require almost 15% of last year's earnings. When earnings fall in half... or even worse... that's going to get painful.
Update: Earlier this month, a reader asked, "Is there any hope at all for base metals?"
As part of my answer, I told you about a troubled base-metals miner, Lundin Mining:
In 2007, Lundin's revenues were $1.15 billion. I expect that to fall to $260 million this year. It'll be enough to pay for interest, taxes, and keeping the lights on... but little else.
Right now, the company's market value is around $550 million. That's just over twice my sales estimate – too expensive. I think we need to see another two or three quarters worth of poor results before the market throws in the towel on base metal miners.
Last week, HudBay Minerals, another base-metals mining company, agreed to buy Lundin Mining in a friendly takeover. The all-stock deal valued Lundin at $630 million when the companies announced it. But HudBay's shares plummeted from $5.50 to below $3 after the news.
Now Lundin shareholders will pocket only $430 million, about $1.38 per share. That's down from the stock's peak of $14.40 last year. And it's a 23% discount to Lundin's average share price in October (assuming HudBay's shares don't fall any farther).
Two weeks ago, I told you Lundin would earn about $260 million this year. The HudBay deal values Lundin at about 1.7 times earnings. So don't pay more than 1.7 times earnings if you must go scavenging among base-metals miners.
But that sport looks a lot like picking up nickels on a train track. There are easier and safer investments out there right now.
Good investing,
Matt Badiali
Teen clothing retailer Hot Topic shakes retail slump... hits 52-week high.
Jewelry giant Zale misses earnings by a mile, continues to lose money, eliminates guidance, takes 40% beating.
Mining giant Rio Tinto falls to four-year low after BHP Billiton drops takeover bid.
Soup stalwart Campbell down 16% in past week on analyst downgrades and slightly weaker earnings.


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Lucky Cow by Mark Pett
- October 02, 2013
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You'll have to call someone else. Dr. Rhodes is dead. (RIP,Gary Collins)
Understood. He died about two months ago.
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A Good Deal: No Evil 022
Round up4.29 / 5.00 2,890 Views
Park Bench
A short film about a park bench4.15 / 5.00 2,330 Views
frog thing
frogggsgsgs3.79 / 5.00 2,691 Views
That was incredible! Nice 3d graphics...though I thought Frank (madness) was going to survive longer...
Keep it up!
men u are the best
men thanks that was freaking awesome everone the best flash since ultimate showdown and i think thats besta and another thing gracias por hacer la translacion al español tus fans centro y suramericanos te lo agradecen
thanks to you for liking it, y por cierto lo hicimos porque somos latinos tambien, VIVA MEXICO CABRONES!!!!!!, aunque no somos de ahi XD... anyway is against the rules to write in some other language so i should stop, thanks for your comment....
A fantastic action scene
Beautiful, sleek, exciting, and funny. It exemplifies everything that makes Pico and Newgrounds so appealing with aplomb.
Take out the Pico Day motif and it's still brilliant on it's own merits as a fight scene. Everything runs in a smooth and logical manner. The characters are animated with grace and style. The action never slows down. I didn't feel like there were any moments that felt hum-drum or out of place. Magnificent from beginning to end.
The characters were all integrated into the movie well. You brought them stylistically into your world without compromising what makes them, them. The 2D and 3D elements fit together well. A lot of times a 3D characters in a mostly 2D environment can seem out of place and ugly next to a less stiff traditional character.
A great movie overall. My current favorite of the day. Hope you win.
awesome, thanks man, you made our day with this comment, i say "our" cause im not alone in this and i have to credit my friend Voodoll for all he did even without an account, anyway, thanks, the best comment we can receive.
Graphics were awesome
You made the characters look WAY more decent looking in flash. Cassandra actually looked like a GIRL in this flash! Keep it up! I love it.
Of all my time on newgrounds (Five years I think) this is the best newgrounds related flash I have ever seen, if not the best flash ever!
Good Job!!!


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Make a lovely European dessert the easy way! Top an easy unroll-and-bake Pillsbury® pie crust with a creamy, dreamy filling.
Serve with fresh raspberries and make a special dessert extraordinary.
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Local Natives show moved to Riverside; Steve Martin bluegrass show there July 24
Iconic comic actor and brand new papa Steve Martin—whose wife gave birth to his first child in December, reports confirmed Wednesday—will be back to work this summer with his bluegrass band The Steep Canyon Rangers, including a stop at the Riverside Theater July 24.
Sally Struthers brings experience, humor to 'Hello, Dolly!'
If the cheerful and idealistic Gloria Stivic had stayed with us during the decades since "All in the Family," what would the intervening years have made of her?
Having won two Emmys playing Meathead's wife, Sally Struthers is back with the answer: The increasingly confident Gloria would have become matchmaker Dolly Levi, rendered sharper and more pragmatic by life's knocks but still every bit as warm and loving, and even more of a stitch. »Read Full Article
Milwaukee Symphony makes most of cathedral setting in concert
The phrase "working the room" clearly means different things to people.
The Milwaukee Symphony Orchestra and associate music director Francesco Lecce-Chong moved their proverbial tent to the Cathedral of St. John on Friday evening and worked the room beautifully with a program of Pärt, Bach and Bruckner that was perfectly tailored to the acoustics and ambience of the space. »Read Full Article
Skaggs, Hornsby pair piano with frenetic fiddlin' around
From the carefully placed microphones to the stringed instruments in the hands of Ricky Skaggs and the six members of Kentucky Thunder, the stage of the Northern Lights Theater at Potawatomi Bingo Casino was clearly set Friday for an evening of bluegrass music.
Had that been the bill, it would have been a fine show of prodigious talent playing the music Skaggs has been mastering since his youth. But there in the middle of the stage was an unusual addition to bluegrass tradition: a grand piano and its own experimental master, Bruce Hornsby. »Read Full Article


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Coconut Congo Bars
|13 Tablespoon, softened (1 stick, 4 ounces plus 5 tablespoons)
|Firmly packed brown sugar
|2 1⁄4 Cup (36 tbs)
|2 1⁄2 Cup (40 tbs)
|Baking powder
|1 Tablespoon
|1 Teaspoon
|Semi sweet chocolate chips
|1 1⁄2 Cup (24 tbs)
|Flaked coconut
|1 Cup (16 tbs)
1. Preheat oven to 350°F. Grease a 9 x 13-inch baking pan. In a medium bowl, beat butter and brown sugar with an electric mixer on medium speed until creamy. Beat in eggs until well blended.
2. Add flour mixed with baking powder and salt and beat until blended. Stir in 1 cup chocolate chips and coconut. Turn into prepared pan, leveling surface.
3. Bake 30 to 35 minutes, until a cake tester inserted in center comes out with a few moist crumbs clinging to it. Remove from oven and immediately sprinkle remaining 1/2 cup chocolate chips over top. Place on a rack to cool completely before cutting into 48 bars.
Recipe Summary
Rate It
Nutrition Rank
Nutrition Facts
Serving size
Calories 134 Calories from Fat 52
% Daily Value*
Total Fat 6 g9.3%
Saturated Fat 3.6 g18.2%
Trans Fat 0 g
Cholesterol 22 mg7.3%
Sodium 87.8 mg3.7%
Total Carbohydrates 19 g6.5%
Dietary Fiber 0.47 g1.9%
Sugars 12.4 g
Protein 1 g2.8%
Vitamin A 2.3% Vitamin C 0.04%
Calcium 3.6% Iron 2.9%
*Based on a 2000 Calorie diet


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Reviews, Untruths, Poker, Opinion & Politics
Alright this post is going to be a work in progress. I will update it as I come across more videos I want to share so bookmark the page and check back periodically.
My Morning Ritual – How To Be Productive, Happy & Healthy Everyday
Stefan Pylarinos of Project Mastery goes through his morning rituals. You don't need to take on everything he suggests to get massive value out of watching this. Just the idea of planning a ritual you do when you wake up and laying out systematically is GOLD for putting you in a good mood right off the bat and getting a ton of stuff done. With that said, you can't go far wrong copying most of what he suggests.
Discipline of Do Easy — Gus Van Sant
It might sound strange but this short film by Gus Van Sant literally changed my life. Not in a "I've converted to Islam" kind of a way but rather after watching it I viewed everything through a new lens. Specifically it's made me more aware of when I'm going around in auto-pilot and not taking care to do things properly. Now when I stub my toe or bump into something I actually LEARN from it and it wakes me up to the fact that I wasn't living 'do-easy'. The idea also has deeper implications which are more subtle and harder to explain. I hope you get as much out of it as I have.Read More
A few days ago I was climbing (indoors) with a friend for the first time this year. We had just completed a couple of warm-up climbs and I boasted, as a joke:
"So far in 2013 I have a 100% successful record for completing routes I've attempted! My New Year's Resolution is going to be to keep this record going for the WHOLE YEAR!"
Okay, so I'm not going to win any comedy awards but what's important here is that it is recognizably a joke. I'll spell it out just in case:
The humour here is in the idea that you could go a whole year without failing a single route. The only way this would be possible would be if you only ever climbed way below your level. If you stuck to warm-up routes for the entire year. And the implicit joke there is that this would be completely ridiculous. Why is it ridiculous? Because if you were never failing you would never be improving. To put the joke goal in different words:
"My New Year's Resolution is to climb only the easiest routes for the WHOLE YEAR!"
Or, My Goal for the year is not to improve!
But although, in this context, the statement seems quite absurd, it's actually what holds most people back from getting anywhere in life!
The truth behind the gag can be summed up like this:
You need to fail if you want to improve.
Not even "Don't worry about failing."
But that you need to fail to improve!
Unless you're the best in the world in your favourite activity there is probably an area where you are less than perfect. How can you improve your skills in that area? By failing!
Failing should be reframed as something you need to do.
If you're not failing you are not pushing yourself.
If you're not failing then you are, almost by definition, repeating over and over what you have already perfected.
Do you think Leonardo DaVinci never created paintings or sketches that he wasn't happy with? When you go to a Museum and see their masterpieces you are seeing the final product that they want you to see.
What you don't see are all of the "failures" that lead up to it.
Without those failures there is 0% chance the masterpieces could have been created.
So what's the takeaway here?
We shouldn't let "failure" stop us from taking on new challenges. We shouldn't even hope that we don't fail. Instead we should use failure as a barometer of how hard we're pushing ourselves. The more we fail the better we get and the less we fail the more we stagnate in our comfort zone.
And the word failure can be dropped too. "Failure" is better thought of as "learning." When we call it by its proper name it becomes obvious that it is necessary for all improvement.
Show me the person who never fails (learns from mistakes) and I can guarantee you'll be showing me a person who isn't going anywhere or achieving anything. The person who has stopped learning.
And when we stop learning we're already dead.
Do you regularly look up definitions of words only to forget them immediately?
Do you subscribe to Dictionary.com's "word of the day" only to find as soon as you try to remember one word the previous day's has disappeared from your mind?
Do you want to trick easily-impressed people into respecting you by increasing your vocabulary?
The following technique might be for you.
Rote memorization is a terrible way to learn things. Anybody who has ever crammed for an exam will tell you that once it's over the majority of the information you 'learnt' goes with it. The problem is that if you don't use what you're learning in a practical way the brain can't integrate it into its model of the universe and so it evaporates from the mind like steam.
When you look at a new word and its definition for a while your brain is going to have a hard time remembering it because it hasn't seen how the word is used in practice; in real conversation.
Bi-linguists will tell you that the fastest way to learn a new language is to immerse yourself amongst native speakers. By actually using the language and getting instant feedback the words will 'stick'. They are being used in the real world for real reasons and this is how the brain 'locks in' knowledge for the long-haul.
If you ever doubt this just look at how a baby learns new words. They are constantly pointing to things and identifying them. Constantly solidifying their knowledge by using words in practical ways.
With this in mind I will explain my system for learning new words:
STEP 1: The first thing you want to do if you're making a commitment to increase your vocabulary is to start noting down words that you don't know the meaning of so you can study them later. I have a notebook where I jot them down. If I'm at the computer when I come across the word I want to learn then I might just go straight to step 2 immediately. I live my life by nobody else's rules! Here is an example of a page from my notebook:
STEP 2: Identify a word from your list that you'd like to learn (and actually remember) and look up it's definition. For the sake of this example we'll use the word 'Reprove'. Pro-Tip: Google has a built in dictionary. Just type "Definition: Reprove" into their search box and you'll get the goods without having to click through to another site:
Soak in the meaning for a moment or two and then move onto step 3, the most important step of all
STEP 3: So far nothing new, right? Well step 3 is the part you're probably not currently doing and if you start doing it your retention rate for new words is going to go through the roof. As we discussed before, the best way to retain knowledge is to use it in some practical way. Because of this most people intuitively realize they should try to use their new word in actual speech or writing to better cement it into their memory. The problem is that this is often hard to do in a natural way and a lot of the time you won't be quite sure how the word even should be used in the first place.
What I've found to be the best way to really "get" a new word is to see the word used in lots of different contexts by people who already know the word.
How do we do this? Well the method I use is as follows:
Go to an extremely popular forum with a database of millions of posts. I like to play Poker so I use the forums at 2+2, but you can use whichever ones you prefer, so long as they have a large post count.
Go to their advanced search feature.
Type in the word you want to see used in context and make sure to choose the 'show results as posts' option (circled):
You'll now be taken to the search results which will be a series of posts which all incorporate the word 'reprove' in normal writing. For this search 2+2 had 30 posts to read to see the word in context. My technique is to ctrl+click on each post which opens it in a new tab. I then quickly go over each tab reading how it has been used in a variety of contexts. Once this is done it's almost impossible to forget the meaning of the word and you will be highly likely to remember to use it at the appropriate time because it now feels real. You've actually seen it in real discussion rather than in the theoretical confines of a dictionary.
STEP 4: At this point, if you really want to cement the word into your brainskull then by all means get on Facebook and start showing off. Why not go to your friend's favourite profile picture and let them know "I'm reproving you for making FB uglier."* This final step will help to spread intellectual excellence and ensure you give yourself the absolute best chance of adding a +1 to your internal dictionary.
Thanks for reading and I hope this technique is useful to you guys. Feedback in the comments is appreciated and if anybody has a different technique for learning new words with a high retention rate, I'd really love to hear it.
On a cold morning in January of 1884 a child was born in a little mining-village in southern England. By the time the child was 14 he had already shaken up the entire philosophical backbone of the nation.
This is the extraordinary story of Davy James.
Diagnosed as legally blind when just 14 months old Davy never let hardship get in the way of accomplishing incredible things.
At the age of 7 Davy invented the precursor to the modern steam-engine.
At the age of 19 Davy had already built and sold a small media empire which floated on the original London stock exchange for £2,750 (£1,224 million adjusted for inflation).
When he was 32 Davy had been named 'Man of the year' by Time magazine and spent several years living alone on a raft off the coast of Tibet.
But it wasn't until 2012, at the age of 128 that he launched his greatest work; work that critics have already presumptively hailed as "visionary" and "not fair to the competition".
He launched this blog.
Things will never be the same again.
Stay tuned…Read More


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Southern Telecom - Slick MP3 Player Reviews
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- Average: 4.3
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Comments about Southern Telecom - Slick MP3 Player:
For a generic mp3 player the slick mp3 player is a fantastic value! I received this for a Christmas present and have loved it since I opened it!
I was excited to have a video mp3 player that I could also put e-books on, and I still like watching videos on it. The videos don't look distorted even though the view screen is a little on the small side. The only real compliant I have when it comes the view screen is that it makes reading e-books a pain.If you are reading a novel, the view screen only seems to pull up a paragraph,if that, at one time. Personally I don't even load e=books on it anymore. it's hard to format e=books into a format that will work with the mp3 player to begin with, and then to only get a paragraph at a time? It's way too time consuming to keep flipping.
The sound is really amazing! In my experience with mp3 players I'd say the slick mp3 player's sound is actually a whole lot better than an iPod's sound. The sound rocks no matter if you are watching a movie or listening to an mp3, the sound will blow you away.
For the price you just can't go wrong with this mp3 player. it's lasted me nearly 2 years and I hope it lasts me 10 more!
Comments about Southern Telecom - Slick MP3 Player:
Bought this MP3 player 2 weeks ago. I charged up the battery and as long as I don't turn it off, it works. But if I turn it off and turn it back on, it does come back on. I've called the company 4 times, left messages 4 times. Never had a return call. I'll take it back to the store tonight and get my money back.
Comments about Southern Telecom - Slick MP3 Player:
I received the Slick mp3 player as a birthday present and I really like it. It is compact and it has great sound. There is plenty of space to load songs, even without adding a memory card. The battery doesn't last as long as I would like, but it is okay because I mainly listen to it at my desk at work, and I can recharge it whenever I need to right at my computer. Definitely a good player for the price. I highly recommend it!
Comments about Southern Telecom - Slick MP3 Player:
The Slick Mp3 player is so cool. I love it not only because of all the features, but the size too! It is so small and very feminine looking to me. It comes with everything you need to charge it, download and listen. It is great!!