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May 3, 2012
ELIZABETH REDDINGv.THE ESTATE OF ROBERT SUGARMAN, ESQ.*FN1
Pro se Plaintiff Elizabeth Redding brings a claim for legal malpractice against the Estate of Robert Sugarman, Esquire (the Estate), arising out of Sugarman's handling of Redding's underlying medical malpractice claim. Redding alleges Sugarman caused her medical malpractice action to be dismissed because of his failure to procure an expert witness to testify in support of her claims. The Estate asks this Court to grant summary judgment in its favor, asserting Redding cannot prove her legal malpractice claim, or her underlying medical malpractice claim, without an expert witness, which she does not have and cannot obtain at this late stage of the case. For the following reasons, the Estate's motion will be granted.
In her Complaint, filed on November 19, 2007, Redding accuses Sugarman of legal malpractice as a result of his negligent representation of her in a medical malpractice case.*fn3 Pursuant to Pennsylvania Rule of Civil Procedure 1042.3, which requires a plaintiff in a professional negligence action to file a certificate of merit within 60 days after filing a complaint, Redding certified she did not need an expert to prove her case. In response, Sugarman moved to dismiss Redding's Complaint. On October 22, 2008, this Court granted Sugarman's motion, finding Redding had not complied with Rule 1042.3 because her case required an expert. Redding successfully appealed, and the Third Circuit remanded the case to this Court for further proceedings finding Redding in fact had complied with Rule 1042.3 by certifying expert testimony was not required to prove her claim. The Third Circuit found Redding's certification sufficient to "allow[] the case to proceed to discovery, leaving the consequence of [Redding]'s decision to be dealt with at a later stage of the proceeding, such as summary judgment or trial." Liggon-Redding v. The Estate of Robert Sugarman, 659 F.3d 258, 265-66(3d Cir. 2011). The Third Circuit did not reach the issue of whether Redding would need an expert to prove her claims. After the close of discovery in this case and after the date on which Redding's expert reports were due had passed, the Estate filed the instant motion for summary judgment based on the same premise that Redding cannot prove her legal malpractice claim, or her underlying medical malpractice claim, without an expert witness to present testimony on the standards of care for legal malpractice and medical malpractice, or on causation issues, and, therefore, judgment must be granted in favor of the Estate as a matter of law. Oral argument was held on this motion.
A motion for summary judgment shall be granted "if the movant shows there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law." Fed. R. Civ. P. 56(a). To defeat such a motion, the non-moving party may not rest upon the "mere allegations or denials" of the moving party's pleadings, or "bare assertions, conclusory allegations or suspicions," Ness v. Marshall, 660 F.2d 517, 519 (3d Cir. 1981), but instead must set forth specific facts showing there is a genuine issue of material fact. Fed. R. Civ. P. 56(c); Lujan v. Nat'l Wildlife Fed'n, 497 U.S. 871, 888 (1990). "Where the record taken as a whole could not lead a rational trier of fact to find for the non-moving party, there is 'no genuine issue for trial.'" Matsushita Elec. Indus. Co., 475 U.S. at 587.
Under Erie Railroad v. Tompkins, 304 U.S. 64 (1938), a federal court sitting in diversity, as this Court is here, must apply the state's substantive law. Pennsylvania's certificate of merit requirement is a substantive rule, not a procedural requirement. Liggon-Redding, 659 F.3d at 264-65; McElwee Grp., LLC v. Mun. Auth. of Elverson, 476 F. Supp. 2d 472, 475 (E.D. Pa. 2007).
Pennsylvania Rule of Civil Procedure 1042.1 "govern[s] a civil action in which a professional liability claim is asserted against . . . an attorney at law." Pa. R. Civ. P. 1042.1(c)(2). Rule 1042.3, which requires a professional to certify the claim has merit, provides in part:
(a) In any action based upon an allegation that a licensed professional deviated from an acceptable professional standard, the attorney for the plaintiff, or the plaintiff if not represented, shall file with the complaint or within sixty days after the filing of the complaint, a certificate of merit signed by the attorney or party that either
(1) an appropriate licensed professional has supplied a written statement that there exists a reasonable probability that the care, skill or knowledge exercised or exhibited in the treatment, practice or work that is the subject of the complaint, fell outside acceptable professional standards and that such conduct was a cause in bringing about the harm, or . . .
(3) expert testimony of an appropriate licensed professional is unnecessary for prosecution of the claim.
Pa. R. Civ. P. 1042.3. Any plaintiff who certifies expert testimony is unnecessary pursuant to Rule 1042.3(a)(3), is "bound by the certification" and barred from "presenting testimony by an expert on the questions of standard of care and causation." Id. at 1042.3(a)(3), Note. The Certificate of Merit rule applies equally to pro se and represented litigants. Mumma v. Boswell, Tintner, Piccola & Wickersham, 937 A.2d 459, 465 (Pa. Super. Ct. 2007).
To prevail on her legal malpractice claim, Redding must prove: "(1) the employment of the attorney or other basis for duty; (2) the failure of the attorney to exercise ordinary skill and knowledge; and (3) that such negligence was the proximate cause of damage to the plaintiff." Gans v. Mundy, 762 F.2d 338, 341 (3d Cir. 1985) (quoting Schenkel v. Monheit, 405 A.2d 493, 494 (Pa. Super. Ct. 1979)). To prove damages resulting from Sugarman's alleged negligence, Redding must show she would have prevailed in her underlying medical malpractice action. ASTech Int'l LLC v. Husick, 676 F. Supp. 2d 389, 400-02 (E.D. Pa. 2009) (acknowledging the obligation in a professional negligence case to prove the underlying case and holding legal malpractice plaintiffs must prove actual loss which means they must prove that, "but for [the] attorney's negligence, a different result would have occurred in the [underlying] litigation") (citation omitted). In other words, Redding must prove "a case within a case." Javaid v. Weiss, No. 11-1084, 2011 WL 6339838, at *7 (M.D. Pa. Dec. 19, 2011) (explaining further "plaintiff must initially establish by a preponderance of the evidence that [s]he would have prevailed in the underlying action before reaching the attorney's alleged failure to exercise ordinary skill and knowledge. Thus, '[i]t is only after the plaintiff proves
[s]he would have recovered a judgment in the underlying action that the plaintiff can proceed with proof that the attorney [s]he engaged to prosecute or defend the underlying action was negligent" (quoting Kituskie v. Corbman, 714 A.2d 1027, 1030 (Pa. 1998))). The standard of care to which an attorney must adhere is measured by the skill generally possessed and employed by practitioners of the profession. Gans, 762 F.2d at 341; Beech Tree Run, Inc. v. Kates, No. 99-5993, 2000 WL 1269839, at *7 (E.D. Pa. Sept. 7, 2000) (citing Lentino v. Fringe Emp. Plans, Inc., 611 F.2d 474, 480 (3d Cir.1979)). An attorney is presumed to have complied with the duties of his representation unless shown otherwise. Mazer v. Sec. Ins. Grp., 368 F. Supp. 418, 422 (E.D. Pa. 1973), aff'd, 507 F.2d 1338 (3d Cir. 1975). "The determination of legal malpractice, like determinations of malpractice in other professions, requires an evaluation of professional skill and judgment, as well as a standard of care" normally exercised by members of the same profession under similar circumstances that is typically beyond the scope of the normal experience of ordinary laypersons. Lentino, 611 F.2d at 480-81. As a result, an expert witness is necessary in a professional malpractice case "to establish the specific standard of care and to assist the jury in its determination of defendant's conformity to the relevant standard." Id. (citations omitted); see also Schmidt v. Currie, 470 F. Supp. 477, 482 (E.D. Pa. 2005) ("A plaintiff who fails to produce such expert evidence cannot meet his or her burden of proof."); Mazer, 368 F. Supp. at 422 ("It is black letter law that in an action for negligence the party alleging lack of due care has the burden of proof"); Rizzo v. Haines, 555 A.2d 58 (Pa. 1989). Professional negligence cannot be proven without expert testimony, "except where the matter under investigation is so simple, and the lack of skill so obvious, as to be within the range of the ordinary experience and comprehension of even non-professional persons." Lentino, 611 F.2d at 480-81. "The general rule [is] that expert testimony is essential where it would help the finder of fact understand an issue that is beyond the knowledge of the average person." Rizzo, 555 A.2d at 66.
Significantly, "[t]here is no presumption that an attorney has been guilty of a want of care, arising merely from a bad result." Mazer, 368 F. Supp. at 422. An attorney's "informed judgment, even if subsequently proven to be erroneous, is not negligence." Id. Ultimately, summary judgment must be granted "if the evidence of negligence is too speculative to establish any material issue of fact." Zimmer Paper Prods., Inc. v. Berger & Montague, P.C., 758 F.2d 86, 93-94 (3d Cir. 1985).
In Mazer, the district court ruled in favor of the defendants on a legal malpractice claim when it found the plaintiff did not satisfy its burden to prove the defendants were negligent when they failed to join a third-party defendant in the underlying medical malpractice action. 368 F. Supp. at 423. Noting the plaintiff was "proceeding on what amount[ed] to a res ipsa loquitur theory of professional liability," the court held the plaintiff had not "show[n] that the failure to join the [third-party defendant] was not a conscious exercise of judgment by [the attorney defendants], as contrasted with an oversight." Id. at 421-22. Finding the plaintiff "offered only a bad result as proof that an attorney was negligent," the court entered judgment in favor of the defendants. Id.
In Gans, the Third Circuit affirmed a summary judgment in favor of the appellee-law firm in a legal malpractice case in which the plaintiff-appellant client failed to discharge his "critical burden" of opposing summary judgment with expert evidence demonstrating that the firm's conduct fell below the standard of care. 762 F.2d at 343. After the firm had alleged facts that its conduct was not negligent, the client had the burden to present expert evidence that would create a genuine issue of material fact with respect to the standard of care for an attorney in the circumstances at issue. See id. Because the client failed to proffer expert testimony to establish the standard of care as required pursuant to Lentino, the court affirmed dismissal of the client's legal malpractice claim. See id.
Similarly, in Beech Tree, the district court dismissed the plaintiff's malpractice claim because, in opposing summary judgment, the plaintiff did not proffer any expert testimony to prove its claim. 2000 WL 1269839, at *7-9. Rather, the plaintiff argued its claim-that its attorney committed legal malpractice by failing to secure an interest on the plaintiff's money because of a conflict of interest-was "so simple" and "obvious" that expert testimony was not necessary to establish it. Id. at *7-8. The court reiterated the Third Circuit's holding that "a party resisting a [Rule 56] motion cannot expect to rely merely upon bare assertions, conclusory allegations or suspicions," and found the plaintiff's conclusory allegation regarding the obviousness of the malpractice was insufficient to withstand summary judgment. Id. at *8 (citing Ness v. Marshall, 660 F.2d 517, 519 (3d Cir. 1981)). Moreover, the court held it could not "conclude that an alleged conflict of interest is such a simple matter that no expert testimony would be required to prove [its]
[il]legal existence." Id.
Instantly, in moving for summary judgment, the Estate points to Redding's absence of expert witness testimony in support of her claim without which, it asserts, Redding will not be able to satisfy her burden of proof, as in Mazer, Gans, and Beech Tree. Because Lentino and its progeny require the plaintiff to establish the standard of care with expert testimony to avoid summary judgment, the burden devolves upon the plaintiff to oppose the moving party's averments with expert evidence demonstrating that the moving party's conduct failed to meet the appropriate standard of care. See Gans, 762 F. 2d at 343. In opposing summary judgment, Redding has not offered expert testimony to establish the standard of care in accordance with which Sugarman should have conducted his representation and how Sugarman's representation deviated from that standard. Instead, Redding relies on the fact that her underlying medical malpractice case was lost because Sugarman did not procure an expert as proof of Sugarman's negligence. Redding further asserts her medical malpractice case is "so blatant," expert testimony is not needed to prove her case. Redding's Mot. for Denial of Summ. J. 11, 12, ECF No. 43;*fn4 see also id. at 10 ("An expert opinion is not needed."). Redding reiterated her position at oral argument, firmly stating she does not need an expert to prove her claim. Redding's position ignores the case law in this jurisdiction holding that professional negligence is generally beyond the scope of ordinary laypersons and, therefore, expert evidence is necessary to prove an attorney's representation fell below the appropriate standard of care. Lentino, 611 F.2d at 480; Rizzo, 555 A.2d at 66. Having certified an expert was not necessary to prove her legal malpractice claim, however, Redding is bound by that certification and barred from presenting such expert evidence. Pa. R. Civ. P. 1042.3(a)(3), Note. Thus, unless Redding can show Sugarman's negligence was "so obvious, as to be within the range of the ordinary experience and comprehension of even non-professional persons," Lentino, 611 F.2d at 480-81, Redding's claim fails.
The only facts before this Court concerning Sugarman's efforts to obtain an expert witness in Redding's underlying medical malpractice case come from two state court opinions summarizing those proceedings. These facts will be discussed in turn.
In Redding's medical malpractice action, the trial court entered summary judgment in favor of the medical defendants, finding Redding could not prove her case as a result of two prior sanctions orders precluding her from presenting expert testimony at trial because of her failure to respond to discovery requests, including expert witness interrogatories. Redding's Mot. for Denial of Summ.
J., Ex. A, at 1-2. Throughout the litigation -- which spanned several years -- it appears the court, on several occasions, urged Redding to identify an expert witness, which she did not do. Id. at 4. Finding Redding's claim of medical malpractice was not "so simple" so as to obviate the need for expert testimony, the court "affirmed" entry of summary judgment. Id. at 5-7.*fn5
On appeal, the Superior Court affirmed the trial court's decision to grant summary judgment. Estate's Mot. for Summ. J., Ex. F, at 1, ECF No. 39. The court reviewed the case history, including Redding's answer to both rules to show cause why the medical defendants' motions for sanctions (specifically the preclusion of expert testimony) should not be granted, drafted by Sugarman, in which Redding explained: "1. Plaintiff has made diligent but unsuccessful efforts to obtain an expert opinion as to standard of care from the treating physician . . . 2. However, [the treating physician] has declined to appear as an expert. 3. Based on efforts to date, plaintiff may not be able to secure an expert." Id. at 4. The court found Redding's counseled answer "concedes [Redding's] inability at that point, seven years after the commencement of suit, to obtain the necessary expertise." Id. at 5. The court thus affirmed, finding the evidence inadequate to establish a prima facie case of medical negligence. Id. at 1, 5, 7.
To date, no court in this jurisdiction has held that the failure to identify an expert witness in a medical malpractice case constitutes negligence as a matter of law. In fact, Pennsylvania courts have held attorneys to be negligent as a matter of law, such that expert testimony is not required to demonstrate the standard of care, only in very limited circumstances. See Vadovsky v. Treat, No. 08-1415, 2010 WL 2640156, at *5 (M.D. Pa. June 11, 2010) (indicating an attorney is negligent as a matter of law where he misses a filing deadline or fails to file suit before expiration of statute of limitations); Rizzo, 555 A.2d 58 (finding attorney negligent as matter of law for failing to investigate and communicate settlement offers or engaging in financial transactions with attorney's own client). But see Byrd v. Bowie, 933 So. 2d 899, 905 (Miss. 2006) (holding, in another jurisdiction, an attorney's unexplained failure to identify an expert witness by the court-mandated deadline constitutes negligence as a matter of law).
Unlike in Byrd, where the attorneys accused of negligence did not provide any excuse as to why they did not designate an expert and thus were found negligent as a matter of law, 933 So. 2d at 905, here, it appears from the two state court opinions Sugarman attempted to secure an expert, but was unsuccessful. This premise is bolstered by Sugarman's Answer to Redding's Complaint in this case, in which Sugarman denied refusing to procure an expert.*fn6 Although Redding asserts Sugarman "told her" an expert was not necessary to prove her underlying medical malpractice case, such testimonial evidence is inadmissible pursuant to the Dead Man's Act. 42 Pa. Cons. Stat. § 5930 (providing a person whose interest is adverse to the interest of a decedent is not a competent witness to any matter which occurred before the decedent's death); Schroeder v. Jaquiss, 861 A.2d 885, 890 (Pa. 2004).*fn7
"The ordinary experience of a non-professional jury does not equip it either to understand or determine the reasonableness of attorneys' evaluation of their clients claims without expert assistance. . . . [To determine whether an attorney is] negligent, the jury must be told about the standards which an attorney is required to meet. Only an expert witness can do this since the standard of care is a question of fact." Schmidt, 470 F. Supp. 2d at 483. Without an expert to guide it, a jury is simply not able to determine the extent of effort an attorney must expend in procuring an expert to satisfactorily meet his obligations. How much diligence is sufficient? How many experts must the attorney solicit to satisfy the standard of care? How detailed must the discussions be in attempting to secure an expert? "A jury using its 'ordinary experience and comprehension' cannot be expected to understand without expert help whether [Sugarman's] 'lack of skill' was 'obvious' in failing to meet [his] professional obligations and duties in bringing and prosecuting the underlying medical malpractice action," particularly here, where Sugarman provided a reason why an expert was not identified. Id. at 484. "There is no presumption that an attorney has been guilty of a want of care, arising merely from a bad result." Mazer, 368 F. Supp. at 422. Redding does not have any admissible evidence to support her assertion that Sugarman told her she did not need an expert.*fn8 As a result, Redding cannot prove the second element of her legal malpractice claim.
Nevertheless, even if Sugarman was negligent as a matter of law such that expert testimony is not required for Redding's claim of legal malpractice-as Redding asserts-summary judgment is still warranted because Redding cannot prove the third element of her legal malpractice case, which is that she would have prevailed in the underlying medical malpractice case. Javaid, 2011 WL 6339838, at *7 (explaining for the third element of a legal malpractice claim, the plaintiff must prove "a case within a case" (quoting Kituskie, 714 A.2d at 1030)); ASTech Int'l, LLC, 676 F. Supp. 2d at 400-01 (same). Despite Redding's allegations in her own Complaint that "[i]n a medical malpractice case[] the Law says you must have, "Expert Testimony," Compl. 1, Redding continues to this day to proceed on the theory that she does not need expert testimony to prove her underlying medical malpractice case. This argument not only ignores her own allegation, but it also ignores both state court opinions in her medical malpractice case. The state trial court, after repeatedly urging Redding to engage an expert-advice which she contends her attorney disregarded, but which she continues to disregard today-dismissed Redding's medical malpractice claim on the basis that she did not present expert testimony in support of her claim, stating "expert testimony is required to establish that the defendant physician's conduct varied from acceptable medical practice and that this negligence was the proximate cause of harm suffered by the plaintiff." Trial Ct. Op., Redding v. Main Line Hosps., Inc. et al., No. 03-1378 (Pa. Ct. Com. Pl. Feb. 20, 2008) (citing Montgomery v. S. Phila. Med. Grp., 656 A.2d 1385, 1390 (Pa. Super. Ct. 1995)); see also id. at 4 (stating, further, "[i]t is incumbent upon the Plaintiff to produce expert testimony to establish the recognized standard of medical care attributable to physicians under like circumstances" (citing Strain v. Ferroni, 592 A.2d 698, 701 (Pa. Super. Ct. 1991))). The Superior Court affirmed the trial court on the same grounds, agreeing Redding's case was not one that was "so simple" it did not require expert evidence. Although the instant case is a legal malpractice case, Redding still bears the burden of proving her underlying medical malpractice case, which requires expert evidence; nothing about that requirement has changed from the time Redding first brought her medical malpractice case in state court twelve years ago. Yet, to date, Redding has not identified any expert witnesses, nor has she produced any expert reports. As a result, Redding is precluded from presenting expert evidence at trial, unless Redding can show the failure to identify such witness or provide such information was "substantially justified" or "harmless." Fed. R. Civ. P. 37(c)(1); see also Pa. R. Civ. P. 4019 (providing same sanction under equivalent state court rule but stating plaintiff must show her failure to disclose the identity of an expert witness "is the result of extenuating circumstances").
At oral argument, Redding asserted-for the first time-that extenuating
circumstances exist here such that she is justified in presenting
medical expert testimony at trial. According to Redding, the
extenuating circumstances are that she has two doctors willing to
testify for her. First, this Court notes, "[t]he failure to disclose
[the identity of an expert witness] during expert discovery is not
justified." Grant St. Grp., Inc. v. Realauction.com, LLC, No. 09-1407,
2012 WL 1440604, at *1 (W.D. Pa. Feb. 23, 2012); see also Storm v.
Golden, 538 A.2d 61, 66 (Pa. Super. Ct. 1987) (barring appellant from
presenting expert testimony at trial because "a tactical decision not
to present expert testimony on the part of appellant is not an
"extenuating circumstance" beyond the control of appellant). More
importantly, however, Redding does not even assert the two doctors
would offer expert testimony. Rather, Redding intends to present the
two doctors only as "medical professional" fact witnesses.*fn9
Redding's Mot. for Denial of Summ. J. 11. Thus, the rule does
not even apply here. It is therefore of no import that Redding alleges
she "believed she was not allowed to produce an expert report [or
present an expert] after stating an expert was not needed to prosecute
her case" (referring to her 1042.3(a)(3) certification), id. at 12, as
she does not even intend to present expert testimony at trial. Without
medical expert evidence, however, Redding cannot prove her medical
malpractice case, and, therefore, she cannot prove her legal
malpractice case.
Moreover, it strikes this Court as curious that Redding wishes to proceed on a sort of res ipsa loquitur theory of liability, asserting she does not need an expert to prove either her legal malpractice case or her medical malpractice case (because the "[m]alpractice [in both] . . . is so blatant," id. at 12), in spite of accusing Sugarman of being negligent for effectively proceeding on the same theory, and in spite of the two state court opinions dismissing her medical malpractice action because she could not satisfy her burden of proof by proceeding on such theory. See Lentino, 611 F.2d 474 (holding expert witness is necessary in a professional malpractice case); Gans, 762 F.2d 338 (holding plaintiff is required to establish the standard of care with expert testimony to avoid summary judgment); Schmidt, 470 F. Supp. at 482 ("A plaintiff who fails to produce such expert evidence cannot meet his or her burden of proof."); Rizzo, 555 A.2d at 66 ("[T]he general rule [is] that expert testimony is essential where it would help the finder of fact understand an issue that is beyond the knowledge of the average person."). Consequently, this Court questions whether Redding ever intended to engage an expert in her underlying case, and thus, it appears evident Redding's medical malpractice case would have failed regardless of Sugarman's representation. "Pennsylvania courts have been very clear that plaintiffs in all malpractice actions must prove actual loss. To do so, they must prove that the underlying legal representation would have achieved whatever the plaintiffs hoped to achieve. If the underlying case . . . would have failed regardless of the defendant's professional negligence, then the plaintiffs have not suffered actual loss." ASTech Int'l, LLC, 676 F. Supp. 2d at 402.
As so aptly stated in Rizzo, "[w]e recognize that a disappointed client may be inclined to subject his or her attorney to the standard that only hindsight may provide, and as a general policy there should be judicial reluctance to relitigate suits in the guise of legal malpractice." 555 A.2d at at 65. Because Redding does not have competent evidence of negligence, she cannot show a genuine issue of material fact for trial. Summary judgment is entered in favor of the Estate. Zimmer Paper Prods., Inc., 758 F.2d at 93-94 (holding "if the evidence of negligence is too speculative to establish any material issue of fact," summary judgment must be granted).
An appropriate order follows.
Juan R. Sanchez, J.
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Submit News
California Joins Forces with Tech Giants for Mobile App Privacy
Tiffany Kaiser
February 22, 2012 10:20 PM
Recipient E-mail
Sender E-mail
Attorney General Kamala D. Harris
(Source: lagunajournal.com)
Google, Amazon, Apple, Hewlett-Packard, Microsoft and Research-In-Motion are the companies that agreed to the global privacy policy for mobile app users
The state of California just upped its commitment to
mobile Internet privacy
in regards to applications via a new agreement that improves current privacy protections.
Attorney General Kamala D. Harris of the State of California Department of Justice announced today that six of the largest tech companies associated with the mobile apps market agreed to a California law that forces apps that collect personal information to have a privacy policy.
Google, Amazon, Apple, Hewlett-Packard, Microsoft and Research-In-Motion are the six major companies that agreed to the addition of a global privacy policy for mobile app users. The new agreement will allow customers to review the privacy policy of an app before they even download it. Customers will also be able to report apps that do not comply with the new agreement.
"Your personal privacy should not be the cost of using mobile apps, but all too often it is," said Harris. "This agreement strengthens the privacy protections of California consumers and of millions of people around the globe who use mobile apps. By ensuring that mobile apps have privacy policies, we create more transparency and give mobile users more informed control over who accesses their personal information and how it is used.
"California has a unique commitment to protecting the privacy of our residents. Our constitution directly guarantees a right to privacy, and we will defend it. Forging this common statement of mobile privacy principles shows the power of collaboration -- among government, industry and consumers -- to create solutions to problems no one group can tackle alone."
Mobile apps have become an every day part of life for most smartphone users. Currently, there are 600,000 apps in Apple's App Store, 400,000 apps in Google's Android Market, and these apps have been downloaded over 35 billion times. However, many of these apps do not provide suitable privacy transparency to users.
Just last year, lawmakers investigated the
collection, use and storage of consumer location data
from four U.S. wireless carriers. They determined that mobile privacy safeguards should be applied to third-party app developers as well after discovering that location data was captured on certain phones.
Phonemakers have been caught tracking user locations without consent. For instance, Microsoft was sued last September for
allegedly tracking user locations
without consent in Windows Phone 7. Last April,
Apple was tracking the location's
of iPhone and iPad users and
Android phones
were found to be mining personal data as well.
The new California agreement aims to educate app developers and get them on the bandwagon with respecting user privacy. If any developer fails to comply, they can be prosecuted under the Unfair Competition Law and/or False Advertising Law in California.
State of California Departmet of Justice
"People Don't Respect Confidentiality in This Industry" -- Sony Computer Entertainment of America President and CEO Jack Tretton
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The seventeenth century: Military and Political Affairs, 1642-60
A History of the County of York East Riding: Volume 6, the Borough and Liberties of Beverley
1966), 92-4; Carroll, 'Parl. Representation Yorks. 1625-60', 306-8. Bolton ... 71v.-72; V.C.H. Yorks. E.R. i. 100. V.C.H. Yorks. E.R. i. 102. H.R.O., BC/II/7/4/1, ff. 75, 78v. V.C...View result
The parish churches
A History of the County of York: the City of York
The parish churches THE PARISH CHURCHES How early York possessed ... because they were too poor to support individual incumbents. Table 1 York City Churches ... some property in York in its own...View result
The twelfth and thirteenth centuries: Owners of city property
A History of the County of York: the City of York
are early, but the Percies, at least sometimes, still resided at York ... to the life of the early medieval city. Yorks. Inq. ii. 115–16; Yorks. Fines, ... B. M. Waites, '...View result
Parishes: Wensley
A History of the County of York North Riding: Volume 1
Lucy, for Henry sixth Lord Scrope of Bolton and his wife Elizabeth Percy ... This parish contains the townships of Castle Bolton, Leyburn, ... T. Umpleby, Lord Bolton's agent, is...View result
Parishes: Topcliffe
A History of the County of York North Riding: Volume 2
at York in 1572. By his attainder the ancient barony of Percy, the barony ... from York through Boroughbridge to Northallerton and the north crosses ... when the Scots were advancing south, 12,...View result
Parishes: West Witton
A History of the County of York North Riding: Volume 1
Warr. (Rec. Com.), 18990. Yorks. Inq. (Yorks. Arch. Soc.), iii, 71. Cal. ... of Req. bdle. 69, no. 46. See below. Yorks. Fines, John (Surt. Soc.), 26. Pat. 8 Jas. I, pt. xxv, no. 5. Yorks...View result
Publishing and Survey committees
Survey of London: Volume 22, Bankside (The Parishes of St. Saviour and Christchurch Southwark)
by the Council Mrs. I. M. Bolton W. R. Hornby Steer J. H. MacDonnell David A. ... Lovegrove, F.R.I.B.A. Percy W. Lovell, F.S.A. The Manchester Society ... Chicago. The New York Library. The...View result
Bolingbroke - Bonby
A Topographical Dictionary of England
and the remains of the cross from the churchyard, are preserved. Bolton-Percy (All Saints) BOLTON-PERCY ( All Saints), a parish, in the Ainsty wapentake, W. ... are in the township of Bolton-Percy...View result
House of Lords Journal Volume 35: January 1779
Journal of the House of Lords Volume 35, 1776-1779
Prses. Comes Dartmouth, C. P. S. Dux Bolton. Comes Denbigh. Comes Carlisle. ... Day for Causes, after those already appointed. L. Percy's Divorce Bill. ... Honourable Hugh Baron Percy, Lucy,...View result
The later middle ages: Richard of Gloucester and Henry VII
A History of the County of York: the City of York
The later middle ages Richard of Gloucester and Henry VII York ... had so often courted with gifts, was dead; the Percies had been restored; ... enlisted the duke's support when its dismissed common clerk...View result


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InterContinental Dublin
Simmonscourt Road, Ballsbridge, Dublin 4 5 Star HotelWidely acclaimed as the city's most glamorous wedding venue, InterContinental Dublin can cater for weddings and civil ceremonies from small intimate gatherings of 6 up to 400 guests with our dedicated events spaces, flooded with natural daylight, situated on the ground floor overlooking the Courtyard.
Nestled on two acres of gorgeously landscaped gardens with its own inner Courtyard and on one of the most exclusive addresses in the city, InterContinental Dublin is a breath-taking opulent Five Star destination for your wedding.
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Bernard Hopkins turns 51 today, but by all accounts it looks as though he will have one last fight in 2016. ________________________________________________________________________________ When you look at Hopkins' career both from a resume point of view and it's longevity, in many ways it's hard to see it being matched by anyone ever again. I mean, for a 51 year old professional…
Class Bernard Hopkins Breakdown Of Canelo Technique and Punches
Bernard Hopkins gives expert technical breakdown of how Canelo operates in the ring ahead of this weekend's fight in Texas, when he challenges for the WBO junior-middleweight title against Liverpool's Liam Smith.
When it comes to Bernard Hopkins, there's probably few human being on Earth who are as technically knowledgeable on the sport of boxing in all honesty.
A man who's quite literally done it all in the ring.
From middleweight title defence records to becoming the oldest world champion in professional boxing history, technique and mind games have been at the centre of everything this living boxing legend has achieved in the sport of boxing.
His wisdom in the squared circle has been forged from old school philosophy and a level of dedication to his craft that perhaps the sweet science may never see again for a long, long time.
I recall not long ago Hopkins was attending a UFC event in his native State of Philadelphia when before the event, he gave MMA athlete Rashad Evans a stellar boxing talk on throwing the straight right hand and using the shoulder and forehead to deflect the brunt of punches.
These nuggets of boxing gold are rare when they come along but when they do for any true boxing fan, they offer an insight into the inner mechanics of the profession that are hard to get anywhere else.
Ahead of this weekend's fight in the States involving Liam Smith and Canelo Alvarez, Hopkins has given HBO YouTube an inside look of what Canelo Alvarez does particularly well in the ring.
It's as good a breakdown as you'll see in boxing, looking at the secret weapons and traps the Mexican set in his last fight successfully against another Brit Amir Khan back in May:
It is rumoured that Hopkins will make one final appearance in the boxing ring as a professional fighter himself next year but as of yet, we are awaiting an announcement on who that opponent will be against.


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Dog Walking in Laurel Park, Sarasota, FL
Book a dog walker to give your dog a 30-minute walk around your neighborhood.
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text:
SOUTH KINGSTOWN – University of Rhode Island researchers say state and federal officials should rethink regulations for the installation and management of home septic systems, due to warming temperatures and rising sea levels they say will reduce … more
Sylvia Maxfield, dean of Providence College's School of Business, knows there are myriad pressures weighing on business students entering the workforce and encountering, many for the first time, the fast-paced, information-driven whirlwind that is … more
Veterans of the Middle East wars, now attending universities and colleges, have experiences that are sometimes unique among their classmates. They tend to be of "nontraditional" college age, older than 18 to 23 years old, but beyond that, … more
By Mary MacDonald | firstname.lastname@example.com | 9/14/16 | 1 comment
Rhode Island's seasonally adjusted unemployment rate was 5.6 percent in August, up one-tenth of one percentage point from July and down two-tenths of one percentage point from the year prior, reported the R.I. Department of Labor and Training on Thursday. more
By Emily Gowdey-Backus
A five-year, $1.8 million grant has been awarded to the Providence Children and Youth Cabinet to identify, address and decrease post-traumatic stress disorder among students in targeted Providence middle schools that have experienced violence. more
By Emily Gowdey-Backus
Gov. Gina M. Raimondo said Wednesday that the state will put in place a series of initiatives before the end of the year, which will improve the development of skills in a child's first eight years, including reaching the goal of 75 percent of third graders reading at grade level or higher by 2025. more
By Emily Gowdey-Backus
(Updated 9:01 a.m.) Brown University retained its 14th place ranking while the University of Rhode Island tied for 159th place among Best National Universities in the 2017 Best Colleges ranking published by U.S. News & World Report Tuesday. more
By Emily Gowdey-Backus
Allegations of rape and sexual abuse in the 1970s against a former Rocky Hill School faculty member have been brought to light by three alumnae of the Warwick-based private school. more
By Emily Gowdey-Backus
Named University of Rhode Island's first dean of the College of Health Sciences, Gary Liguori was most recently an educator, researcher and department head at the University of Tennessee. As dean of the college, Liguori will serve as a member of the executive committee of URI's Academic Health Collaborative, where he will work with faculty across disciplines to build robust and forward-looking educational and research programs relevant to the evolving roles of health and health care in the 21st century. He spoke with Providence Business News about his role as dean and the new college's plans to expand its research, training and education capabilities. more
By Nancy Kirsch
July was a "pleasant surprise" as economic growth measured by University of Rhode Island economist Leonard Lardaro's current conditions index jumped 16 percentage points from June. more
By Emily Gowdey-Backus


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Auburn commitment Damion Allen continues to be pursued by several D-I powers.
FSU keeping tabs on Auburn commit
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Nakatsura T.,Exploratory Oncology Research & Clinical Trial Center
Japanese Journal of Clinical Immunology | Year: 2016
The dramatic and long durable anti-tumor effect of immune checkpoint blockade, such as anti-CTLA-4 Ab, anti-PD-1 Ab, and anti-PD-L1 Ab was surprised the world. In addition, CAR-T cell therapy that target the CD19 indicates a very high response rate to the CD19-positive hematologic malignancies. Now, no one doubts the presence of immunity against cancer. Further, accordingly, tumor-specific neoantigen are attention now, the clinical trials of individualized peptide vaccination that target patient individual neoantigens has begun in the Western. On the other hand, the peptide vaccine therapy that target common self-antigen is not yet been approved in Japan, the development is struggling. In this paper, I overview the cancer immunotherapy and neoantigen and introduce some development of cancer immunotherapy in Japan. © 2016 The Japan Society for Clinical Immunology. Source
Phase I dose-finding study of monotherapy with atezolizumab, an engineered immunoglobulin monoclonal antibody targeting PD-L1, in Japanese patients with advanced solid tumors
Mizugaki H.,Exploratory Oncology Research & Clinical Trial Center |
Yamamoto N.,Exploratory Oncology Research & Clinical Trial Center |
Murakami H.,Shizuoka Cancer Center |
Kenmotsu H.,Shizuoka Cancer Center |
And 4 more authors.
Investigational New Drugs | Year: 2016
Summary: Background Atezolizumab is an engineered immunoglobulin monoclonal antibody that targets the programmed death-1/programmed death-ligand 1 pathway. Methods In this phase I dose-finding study, we assessed the safety, feasibility, pharmacokinetics (PK), and exploratory anti-tumor activity of atezolizumab monotherapy up to 20 mg/kg in Japanese patients with advanced solid tumors who had failed standard therapy or for whom there is no standard therapy. Results Six patients were enrolled and received intravenous atezolizumab every 3 weeks (q3w) at doses of 10 or 20 mg/kg. Tumor types were non-small cell lung cancer (n = 3), melanoma (n = 1), pancreatic cancer (n = 1), and thymic cancer (n = 1). No dose-limiting toxicities were observed. All adverse events (AEs) were grade 1 or 2 in severity. No discontinuations or deaths due to AEs were observed. As of the data cutoff, no partial responses were observed; however, stable disease was observed in all six patients. The maximum mean serum atezolizumab concentration was 220 μg/mL (SD ± 21.9), with 10-mg/kg dosing and 536 μg/mL (SD ± 49.4) with 20-mg/kg dosing. Three patients were still on treatment, and three of the six had achieved a progression-free survival of >12 months. Conclusions Atezolizumab was well tolerated in Japanese patients at doses up to 20 mg/kg q3w. The safety profile and Cycle 1 serum atezolizumab concentrations were similar to those previously observed in non-Japanese patients. These data support the participation of Japanese patients in ongoing pivotal global studies of atezolizumab. © 2016 The Author(s) Source
Cancer cell invasion driven by extracellular matrix remodeling is dependent on the properties of cancer-associated fibroblasts
Neri S.,Exploratory Oncology Research & Clinical Trial Center |
Neri S.,Kyoto University |
Neri S.,National Cancer Center Hospital East |
Hashimoto H.,Exploratory Oncology Research & Clinical Trial Center |
And 9 more authors.
Journal of Cancer Research and Clinical Oncology | Year: 2016
Purpose: As one form of tumor invasion, cancer cells can invade the extracellular matrix (ECM) through tracks that have been physically remodeled by cancer-associated fibroblasts (CAFs). However, CAFs are a heterogeneous population with diverse matrix-remodeling capacities. The purpose of this study was to investigate how CAFs with various matrix-remodeling capacities influence cancer cell invasion. Methods: We established single-cell-derived clones from three primary cultures of CAFs from lung adenocarcinoma patients (Case 1, 5 clones; Case 2, 5 clones; and Case 3, 7 clones). Using a co-culture model, we evaluated the correlations between the number of invaded cancer cells and the remodeling areas generated by CAF clones in each case. Results: When A549 lung adenocarcinoma cells and CAF clones were co-cultured, both the numbers of invaded cancer cells and the remodeling areas generated by the CAF clones varied greatly. The number of invaded cancer cells was moderately and strongly correlated with the remodeling areas generated by each CAF clone originating from Cases 1 and 2 (R2 value = 0.53 and 0.68, respectively), suggesting that the remodeling areas in the ECM may determine the number of invaded cancer cells. In contrast, the number of invaded cancer cells was not correlated with the remodeling areas generated by CAF clones originating from Case 3, suggesting that factors other than the remodeling areas might determine the number of invading cancer cells. Conclusions: These findings showed two types of fibroblast-dependent cancer cell invasion that are dependent on and independent of the remodeling areas generated by CAFs. © 2015, Springer-Verlag Berlin Heidelberg. Source


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9/23/2016Practice Champion Challenge Award Announced
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Every forest is a collection of trees. Old, young, tall, short… it's easy to find a favorite. One of the best ways to appreciate your forest's diversity is paying regular attention to one special tree.
Areas of Interest: Fun for Kids, Looking Around, Physical Labor
Ingredients: Warm heart, tree journal, mature or young tree
Directions: Choose a tree holding some unique appeal. It may be an old tree, a colorful tree, an unusual tree, or one recently planted. Consider giving it a name. Take steps to provide for its needs. In fact, pamper it. Take time to observe how it changes through the fall and the spring. Note the animals that visit, take nourishment or live in your tree.
Trees planted for special occasions may be some of the best trees to adopt.1 Marking a child's birth by planting a tree provides an opportunity to take annual pictures of the child with the tree, marking his or her growth. Planting a tree in memory of a loved one or friend who has passed may create a living legacy. Celebrating a marriage, anniversary, or retirement with an appropriate tree also creates a lasting memory. A well-planted and cared for tree may be an ongoing reminder of the person or event for decades.
"You don't need to know the name of a tree to love it." –John Muir


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6 Perfect White Shirts for Women
The easiest way any woman can look great without really trying? Invest in a versatile white blouse. Six women choose the white shirt that best expresses their style.
How to Wear Leggings for Any Occassion
Ah, leggings: warm, soft, forgiving. Don't you wish you could, well, live in them? We've got some seriously good news: You don't actually have to relegate this loungewear favorite to Saturday mornings. With a couple of quick updates and a few styling tips, you can wear the world's most comfortable garment all day, every day—whether your calendar calls for a cozy night in, a day at the office, or even an evening out.
6 Stylish Jumpsuits for Women
Fanciful frocks and swishy skirts may get all the glory when it comes to dressing up, but they can't beat the ease of slipping into these one-step wardrobe wonders.
Black Pants for Every Body Type
They're fashion's holy grail—at least for the Real Simple reader. Thanks to the experts, the search is officially over.
7 Pretty Holiday Dresses
It's the most wonderful time of the year (especially if you happen to love a good excuse to dress up!). From the office party to friends' festive fiestas, these frocks will see you through a jam-packed social season, in style.
7 Cozy Sweaters
Winter may be coming, but that's no reason to despair. Snuggle up to cooler weather with one of these warm picks.
12 Dresses to Rent This Holiday Season
When there are gifts to buy, the idea of renting a festive wardrobe is more of a Christmas miracle.
Great Jeans for Your Shape for Under $70
Twelve styles to flatter your shape―without flattening your wallet—for every day, for dressier occasions, and for the office.


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Because Knetbooks knows college students. Our rental program is designed to save you time and money. Whether you need a textbook for a semester, quarter or even a summer session, we have an option for you. Simply select a rental period, enter your information and your book will be on its way!
Funds all serve the same basic purpose, to pool the resources of investors and invest them collectively. But there are many different kind of fund structures based on their purpose and use, tax, regulatory, and legal requirements. This book categorizes and defines funds based on method of investor return, industry, investment strategy, and structure. It explains the difference between closed-ended and open-ended fund structures and the advantages and disadvantages of various fund structures. These include private equity, real estate, hedge, debt, mezzanine, and energy funds, as well as institutional and retail funds, pension schemes, superannuation, state, and sovereign wealth funds. The book also examines the tax principles and regulatory environment surrounding funds.
Funds: Private Equity, Hedge, and All Core Structures is an ideal introduction to the complex legal and regulatory framework of common fund structures for industry professionals and institutional investors.


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2010 Nissan Sentra 2.0 SL 4dr Sedan (2.0L 4cyl CVT)
I got this car brand new and haven't had any problems with it. I currently have 133k miles on it and am now having to put minor money into it for routine age/mileage repairs. I've almost driven the wheels off of it and it is still a reliable work horse. I'd buy another one of I could! Great car!!!
This is my 6th Sentra. 1. Who is dummy at Nissan who allowed Driver Visor to hit mirror? And no extension! Can cause accidents. 2. Extreme glare on window from dash. 3. Gold color radio and digital fuel readout very annoying. Pls switch bank to analog. 4. Temp gauge not correct. 5. Weak acceleration on slightest uphill, especially when entering on-ramp to freeway. 6. Don't be fooled by post "plants". 7. Cheesy speakers (vibrate to much). 8. No lock on glove box - what? (probabaly same design dummy at Nissan). 9. Very load interior noise (this is why dealership has heat or air on full blast so U can't hear road noise). 10. Drives nice, though, and look nice too.
Deep glove box (but no key). Decent fuel mileage (when not using A/C). Nice appearance. Cheap plastic inside but also looks clean and nice. Pretty maintenance free and easy to fix.
1. Fix that passenger visor now (maybe recall to prevent accident from occurring). 2. Replace digital gauges with analog and change background color to blue or something (gold is very annoying). Put a key on the glove box. Give the engine a little more HP for acceleration uphill and onto FW.
I know this is the first year with their Nav. System. It loads fairly slow and misses many of the features I had on my freestanding Garmin in our Toyota. I use the GPS alot and am really disappointed. Would not buy the Nav. System again on my SL. On a bright note, the Bluetooth in the car is better than the headset bluetooth I have. It is clearer and flawless. It looks like the vendor was Robert Bosch on gps, it should of been Garmin
Headroom and legroom
Better Nav. system and louder horn.
I love the design and features of this car. After doing over a month on research and price comparisons to the civic and corolla I found you get SO MUCH more with the sentra than any other car. I paid 15,000 for my SL while a similarly equipped civic would have been over 20K.
Handles like a Luxury Car, VERY comfortable seats, intuitive design, very roomy, EVERYTHING!
Gas Refuel on the Passenger Side, Only 2 cup holders in the whole car,
We were looking at all the brands but Dodge. Subaru Impreza was at the top of the list but when we tried the Sentra with it's traction control, back-up camera, sun roof and other features of the SL, we were blown away when we looked at the sticker price. The handling was great, engine and CVT combination very adequate. What's not to like? My first Nissan, but my son has a Murano and had an Infinity G35. It got me interested in a brand I otherwise would not have considered. Definitely check out Nissan if you are looking for a new car.
Back-up camera makes it easier to park. Interior and design are that of a much more expensive car. I like the CVT transmission
Don't like the antenna on the roof. In conjunction with back-up camera, I'd like to see a front curb sensor as the chin is rather low to the ground.
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Accelerator Pump??
Posted September 28, 2008 - 09:13 AM
Anyone have a different opinion before I tear into the carb?
Posted May 27, 2009 - 02:03 PM
Posted May 27, 2009 - 02:13 PM
Posted May 27, 2009 - 02:34 PM
Posted May 27, 2009 - 04:06 PM
I had an odd occurances the last couple of times out. The first one was a week ago while on a ride I did a small jump and the bike hesitated and died mid jump. When I started the bike it started right up but would not allow me to give it any gas (dies). After starting and letting it idle for a little while it was fine. This last ride it exhibited the same behavior... this time after a fairly deep water crossing. I made it across the crossing but when I got to the other side it died. I have the carb vented to the airbox so I knew that was not the problem. Again, the bike would start but would not allow me to gas it above idle. If I tried... it would die but start back up with no problems. After allowing it to idle for a while... it was fine again. Jetting on the bike is spot on and I'm pretty confident it is not jetting related. I thought the problem is probably the accelerator pump and possible corrosion under the accelerator pump cover and the diaphram.
Anyone have a different opinion before I tear into the carb?
For the OP, it sounds like your float height is off. While you are checking that, take a look at the rest oif the carb (btw, slide goes in, square side down, just in case you take it out)
It sounds like the leak jet being too small and not being able to supply enough fuel into the accelerator pump. My WR is my first foray into FCR carbs so I'm still green around the gills on this thing so I could be off base here. I'm kind of new to this section of the forum but it seems helpful so maybe someone will chime in. If not try the jetting forum they should be able to straighten it out.
Read all about the O-Ring Mod and AP Tuning
and anyone who wants to learn more about a FCR can D/L the FCR-Tuning Guide
Posted May 28, 2009 - 04:59 AM
Join Our Community!
Even if you don't want to post, registered members get access to tools that make finding & following the good stuff easier.


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On Jan. 2, President Obama signed into law the legislation designed to avoid the so-called "fiscal cliff." Included in the law was an extension of the law that helps homeowners whose property has been foreclosed from having to pay income tax on the debt that they no longer have to pay.Read More »
Time share can be time-suck
My time-share maintenance fees exceed $2,000 per year. While this does not cause a real hardship on me, I was wondering what happens to the time share ownership if the primary deed owner dies. When I die — I'm 80 now — I assume the time share points go into my estate. And, if they do, does that obligate my heirs to continue to pay the annual maintenance fees in perpetuity?Read More »
What to know when paying off the mortgage
I will be soon paying off, in its entirety, the mortgage on my home. For your information, I have been current on my payments throughout the 10-year term. The mortgage company is a credit union, and I intend to continue residing in my home. Upon full and complete payment of all that is due on my part, is the mortgage company obliged to record a release of the mortgage (deed of trust) in the land registry of the county or execute a promissory note release? What can/should I expect from the mortgage company in proof of the full and complete payoff?
Tagged with: mortgageRead More »
Beware when signing Form 4506
I understand that when homebuyers sign closing documents, they are routinely required to sign a blanket form allowing the lender to access IRS records with no time limit. The form says not to sign it unless dates are specified on the form, but lenders routinely insist they be signed without any specification as to which years of IRS records are covered.Read More »
Abandoned files are a jackpot for fraudsters
I own a commercial space that a title (escrow) company rented. When they closed shop back in July, they left all the files as well. It's a great starter kit for ID theft, and no one seems to care.Read More »
Foreclosure list price facts
I offered full price — $168,000 — for a home in foreclosure. The bank came back with a refusal and a new sales price of $240,000. That is $72,000 over the asking price. Is this legal?
Tagged with: ForeclosureRead More »
Inspecting the inspector
We recently purchased a house that was built in the 1950s. Since moving in we found out that the house has had settling issues and had work done to shore up the foundation a few years back. There are numerous cracks in the interior plaster walls (ceiling, above doors and windows, closets), some of which have been filled in and painted over, others that are open.
Tagged with: home inspectionRead More »
Mom's health complicates home sale
I live in a home that my mother and I financed jointly. I have been on the note and deed for about 10 years and have always made the payments and lived there. Our verbal agreement was that after two or three years she would give me the house because she wanted to go into a facility with people her age. She often forgets that the house is in both of our names. The last two years she was living in the home we agreed to sell it a number of times, but she would refuse to sign the final documents. I also tried to buy her out with the same result.
Tagged with: RefinanceRead More »
Trusts can have downsides
DEAR BENNY: What are your thoughts on placing residential rental properties into a charitable remainder trust to be able to collect the rents and have the income offset by the charitable donation write-offs over the years allowed and sell the properties at a later date to avoid capital gains? Would you know what the requirements are as to how much must be retained in this type trust for the charity? Are there pitfalls to be aware of placing property into a CRT? —JameRead More »
Resolving property line disputes
My husband and I have owned our home since 1973. At the time we purchased the home, there was an existing fence between our neighbor's house and ours that we had assumed was on the property line. Our current neighbors moved into their house in 2000. They recently had a "topographic survey" of their property performed for a proposed landscaping project. The survey shows that the fence is not on the property line, but that it extends in the range of approximately 2 to 4 feet at various points onto their side of the property line.Read More »


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We found 724 'chihuahua' adverts for you in 'pets', in the UK and Ireland
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kc registered chihuahua. he is good natured. ok with other dogs.. loves cuddles. microchipped. genuine reason for sad sale
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Hello everybody, My name is "Maximillian of Par" but all my friends call me "Max" for short. I am a really handsome little fellow, pure white and only 1450gms and will not grow much bigger.
I was born...
This advert is located in and around
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These girls are called Ailsa and Anna they are 1 years old
Fully vaccinated
Fully wormed and flea treated
And Microchipped
I am emigrating in April/may time and unfortunately I can't take...
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Two stunning chihuahua males for sale. Ready now come with 1st vaccine, microchip, wormed to date, kc papers & puppy pack which includes food pups have been reared on. Light boy £700, dark boy £550...
Hello, My full five generation pedigree name is "Sheba Of Helston" but my owners and friends just call me "Sheba" for short.
My dad is "Talented Tobias" and he has thirteen YES thirteen champions in...
chocolate Kc Reg short haired Chihuahua male ready for his new homes NOW. Come with 1st injection, microchip, 5 weeks free insurance, wormed to date & puppy pack including food.
chocolate males £700
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I have for sale my female chihuahua she is 3years old is house trained good with peaple children cats chickens and other animals.she is good in the car and good on and off the lead.i am not able to...
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We are looking to find a great new home for our beautiful Chihuahua Izzy as we are retiring to Spain next year.
Izzy is small
weighing just 2.25 kg (about 5lbs), she is a stunning fawn KC registered...
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Chihuahua boy, 11 months old, black and tan smooth coat.
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Due to emigrating I have to find homes for all my girls
Anna is
1 year 1day DOB (25/11/15)
She is a timid little...
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CHIHUAHUAS pure bred and delightful little babies the little boy weight is 10oz.. DANTE. also The black girl with white collar MATILDA MINI, weight 10oz. The white girl with black spots LA' DONA-MEEK...
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I have only 2 cream bitches left flead and wormed mum tan and white dad chocolate and cream
photos on request
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Due to marriage break up I'm reluctantly selling my 2 year old male chihuahua, very loving good with other dogs and cats.
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9 month old chihuahua puppy called RIO. he has been inoculated, chipped and is kc registered with no endorsements.
he is being rehomed as he is too playful with our elderly dog and this is stressing...
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Four gorgeous Chihuahua puppies for sale. Three males, one female with fabulous "apple-heads." These are pure pedigree Chihuahuas, not to be confused with lesser cross-breeds. You can meet the parents....
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Friendly, cute chihuahua puppy for sale. Raised with children reared in loving home with both parents who are avalible to view, and you can also see parents from the pictures (mum and puppy 1, dad 6)!
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Music Gear News
Barlow to appear on X Factor 2012
As well as describing the prospect of spotting a "superstar" as "very exciting," the singer has said "I'm thrilled to be back and really looking forward to working with The X Factor team again".
Barlow, a piano player, is a member of the band Take That, and has had hits with them including Everything Changes, Patience, Back for Good and The Flood. He has also enjoyed a solo career singing such numbers as Love Won't Wait and Forever Love.
On last year's X Factor he acted as a mentor to Marcus Collins, a singer who went on to have a number nine hit with a cover of Seven Nation Army by the White Stripes earlier this year.
"It's great to be able to confirm our first judge for this year's show," said Simon Cowell, who as an X Factor judge has mentored such acts as the boy band One Direction.
Published by AW.Posted on 18 Apr 2012 10:47 to category : Band / Celebrity News
Related Music News
Laying the foundations for generations of artists to follow, the legendary musician Leonard Cohen has passed away from unspecified causes.
Stating it as more of a necessity for the band, M. Shadows highlights the importance of not stagnating and keeping things exciting
Cancelling his remaining shows in December due to ill health, fears arise over the guitar legends health
Verified by the guitarist himself, Slash's B.C Rich played a pivotal role in Guns N' Roses rise to fame
Featuring a number of tracks by their favourite artists, the Stone's latest effort is set for release December 2nd
Speaking to friend and radio host Eddie Trunk Frehley stated that he would rejoin the band if the offer came his way
Recent Music News
For those who want to emulate the massive tone of one of the contemporary music scene's biggest percussive heroes, the 'Spooky' signature drum is this winters must have addition to your kit
Some formats of compressed MP3 have been linked with negatively effecting individuals emotional state due to their inherent tonal characteristics
Once again Cubase continue to pave the path of innovation with Cubase Pro 9
Changing colour from its previous grey to a sleek black, the Launch Control XL's appearance has been re imagined to keep it inline with its Launch key and Launchpad counterparts.
Designed to simulate various classic amp tones, Supro's Tremolo Pedal introduces the new school to the old school
A premium belt-drive turntable that features wireless streaming, the BT-500 has been designed to extract every musical detail of your record collection


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Phantom Rain That Never Falls
In especially hot and dry climates, it can rain without water ever hitting the ground. This phenomenon is called virga, or "phantom rain," and resembles tails hanging below a cloud from afar. Because deserts have high temperatures and low humidity, virga tends to occur, the rain evaporating high in the sky.
Check Out This Month's Most Popular Topic
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Key Facts In This Video
Rain starts out as tiny droplets, and grow larger as they move through the water droplets inside the cloud. (0:10)
Especially in hot climates, phantom rain can exist, which is rain that evaporates before hitting the ground. (0:43)
HD 189733b is a planet in the "little fox" constellation where it rains glass sideways at 4,500 mph. (1:18)


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How do I know if I am burning fat when I use my treadmill? I have a calorie indicator and a pulse monitor but how do I know if I am working out effectively? I weigh 160 and am 5'9 and 37 years old. Please help if you know! How long will it take for me to lose 10 pounds if I eat sensibly.
Any tips anyone?
Paula from USA
I have brought a treadmill. I am 16 stone. I have been walking fast on it for 2 weeks 20 mins a day. I feel I have more energy and have lost 7 pounds in 2 weeks. Before I was in a rut with no energy. I want to loose 4 stone. I am 47 years old and will do it.
I had a baby 3 moths ago. I am working out for 2 weeks now. There is no difference at all. I am not losing any. Can somebody tell me why? 30 minutes everyday, please help me.
I just started working out on it about 4 days ago I do different every day like today I got up and I walked on the treadmill for 30:00 mins. I had a baby 15 months ago and never lose any weight but what the baby took out of me. I want to lose about 10 pounds. I'm 5 2 and weight 154, I have a heart condition so I have to watch my self and not to try and out do it!
I go to the gym daily and see people on the treadmill everyday going through the motion. I find if I can read on any cardio equipment, I am going too slow.
You don't say what speed you are going when on the treadmill which is another important factor. Not everyone can jump on and go for a 30 minute run or jog but if you are just setting the machine at a comfortable speed where you could walk all day, you are going too slow. If you are just starting out and are out of shape - maybe you have to set your machine at 3.2 mph and that is fine but walk 1 minute at this speed then one minute at 3.4 then back to 3.2. These may not be your speeds but the idea is to do a bit of intervals. Increase the speed as you get comfortable on the treadmill or increase the number of minutes you go the faster speed and not everyday should be the same. Some days I will jog at 5.2 and run at 6.2 other days, I will decrease my jog to a walk but increase the run speed.
Increase you incline. You will not notice a big difference if you go from 0 incline to 2, so start there an gradually increase.
DO NOT HOLD ON TO THE MACHINE! When you are walking in real life you don't go around leaning on something when walking.
Also, try to get in some type of resistance not just treadmill. If you don't go to a gym, buy a set of good resistance bands that have enough resistance that you can pull them but not so much that everything is easy. Go online you will find many instructions for good resistance exercises. If you have access to weights use them - if not use your body weights and bands in your training.
Some think just walking alone you will lose weight. I think you need a bit more. Watch diet - drop processed foods and eat clean (real food - veggies, fruit, meats, poultry, fish and some nuts.) My spouse is overweight and because I don't want him to eat processed foods I don't limit how much he can eat - just the foods he eats. Usually I cook enough meat for the two of us and then lots of veggies and these are what he can overindulge in. At first he was eating a lot but over a period of a couple of months started leveling off and now it is unusual that he will have seconds.
Do not think in terms of number of pounds. Weight varies all the time and it is not unusual to be down 2 lbs one day and up 3 the next. Instead, grab a tape measure and record you measurements - better yet, stay off the scale (especially at the beginning as your weight may increase as you body adjusts) and just "know" by the way your clothes fit that you are headed in the right direction. There is no magic formula to say in 30 days you will lose x number of pounds. It depends on you, your effort, your diet and your metabolism. Don't look for the easy way out in either exercise or in diet. You don't need pills, you don't need a fad diet you need a bit of work, determination and common sense.


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Marcus, 31, of Campbellville, was officially nominated to the Canadian Olympic Team for dressage on July 5. The following day, he and Chrevi's Capital contested the event, earning a score of 68.96% for a fourth place finish in the international dressage competition. Great Britain's Charlotte Dujardin riding Valegro, considered a top medal contender for Great Britain at the upcoming Games, won the Grand Prix while Marcus's teammate, 1988 Canadian Olympic Team bronze medalist Ashley Holzer, placed second.
Following a day of training on Saturday, Marcus, a former McMaster University student, and Chrevi's Capital returned to the competition arena on Sunday (July 7) for the Grand Prix Special. The pair earned a score of 67.16% from the five-member panel of international judges to place third.
Having placed second overall in the Canada Olympic qualification process behind Holzer, Marcus and Chrevi's Capital flew to England on June 24. Since then, they have been based at Hartpury College, living in the school's dormitory.
The time in Hartpury also gave the three-member Canadian Olympic Team for dressage of Holzer, Marcus and Jacqueline Brooks, as well as alternate Diane Creech, an opportunity to work together as a group.
Following the conclusion of competition in Hartpury, the Canadian Olympic Team for dressage begins a training camp at a private facility, Natalie Allen's Edge Hill Stud, near Stratford-Upon-Avon. The team members then move to the Olympic competition venue on July 28 and will compete in the dressage portion of the 2012 London Olympic Games held August 2 to 9 in Greenwich Park.


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Description of this paper
POST BIO150 UNIT 3 QUiZ
? Question 1;1 out of 1 points;The basic chemical unit of carbohydrates is a _____ molecule.a;Selected Answer;? Question 2;1 out of 1 points;is a primary fuel for muscles and other cells.;Selected Answer;? Question 3;0 out of 1 points;Which of the following foods is a rich source of high-fructose corn syrup (HFCS)?;Selected Answer;? Question 4;1 out of 1 points;Hillary would like to add more soluble fiber to her diet. Which of the following foods should she add?;Selected Answer;? Question 5;1 out of 1 points;Which of the following carbohydrates is in plain, fat-free milk?;Selected Answer;? Question 6;1 out of 1 points;Alicia has PKU. She would like to sweeten her coffee with a substance that provides 0 kcal/g. Based on this information, which of the following sweeteners supplies 0 kcal/g and is safe for her to use?;Selected Answer;? Question 7;1 out of 1 points;Which of the following groups of foods are sources of starch?;Selected Answer;? Question 8;0 out of 1 points;Glycogen is;Selected Answer;? Question 9;1 out of 1 points;Which of the following characteristics increases a person's risk of type 2 diabetes?;Selected Answer;? Question 10;1 out of 1 points;According to Cleo's physician, her blood cholesterol level is too high. Which of the following foods can Cleo add to her diet to help lower her cholesterol?;Selected Answer;? Question 11;0 out of 1 points;Pancreatic amylase;Selected Answer;? Question 12;1 out of 1 points;Clayton is a 19-year-old college student. He avoids milk, because he claims drinking the beverage upsets his stomach and gives him intestinal "gas." However, he can eat yogurt and certain types of cheese without experiencing any symptoms. Based on this information, Clayton probably has;Selected Answer;? Question 13;0 out of 1 points;Phil is a healthy college student. When he wakes up in the morning, he can't wait to eat breakfast. While he is asleep and before he consumes food or beverages, his pancreas secretes _____ to maintain his blood glucose level within normal limits.;Selected Answer;? Question 14;1 out of 1 points;Marissa is concerned about her risk of type 2 diabetes. To reduce her risk of this disease, Marissa should;Selected Answer;? Question 15;0 out of 1 points;Which of the following statements is true?;Selected Answer;? Question 16;0 out of 1 points;Emma's usual diet provides 2000 kcal daily. To obtain 60% of her total energy intake from carbohydrates, she should consume _____ grams of carbohydrates daily.;Selected Answer;? Question 17;0 out of 1 points;Which of the following statements is true?;Selected Answer;? Question 18;1 out of 1 points;According to Shawn's physician, Shawn has a high risk of _____ because his waist circumference is 42 inches, his blood pressure consistently measures 140 mm Hg/90 mm Hg, and his fasting blood glucose level is 110 mg/dl.;Selected Answer;? Question 19;0 out of 1 points;Insulin;Selected Answer;? Question 20;0 out of 1 points;Glucagon;Selected Answer;? Question 21;0 out of 1 points;Which of the following statements is true?;Selected Answer;? Question 22;1 out of 1 points;Five-year-old Layla consumes a lot of sugary snacks. According to scientific evidence, which of the following conditions is clearly associated with her diet?;Selected Answer;? Question 23;1 out of 1 points;Which of the following foods has a high glycemic index (70 or more)?;Selected Answer;? Question 24;0 out of 1 points;Anna has type 1 diabetes and gives herself insulin injections to help manage her blood glucose level. One afternoon, Anna tested her blood and discovered that her blood glucose level was 88 mg/dl. Based on this information, Anna should;Selected Answer;? Question 25;1 out of 1 points;While walking through her neighborhood, Jenna was attacked by a large dog. Her adrenal glands responded to the frightening situation by releasing a large amount of epinephrine. Why did Jenna's body need epinephrine at this time?;Selected Answer
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