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The ingredients in Kidney Korrect™ have been shown to support healthy kidney function. Champignon is an extract of the Agaricus bisporus mushroom and has been shown to help the body maintain a healthy ratio of creatinine in the blood versus the urine. Panax quinquefolius' better known as American ginseng' is protective of kidney physiology and function. Astragalus provides support for healthy fasting glucose levels' along with healthy albumin levels in the urine.
These statements have not been evaluated by the Food and Drug Administration (FDA). These products are not meant to diagnose' treat or cure any disease or medical condition. Please consult your doctor before starting any exercise or nutritional supplement program or before using these or any product during pregnancy or if you have a serious medical condition.
Serving Size: 2 Capsules
Servings Per Container: 30
Amount Per Serving / % DV
Champignon Extract (Champex®) (Agaricus bisporus) (Fruiting body) 500mg / *
Cordyceps (CordycepsPrime™) (Cordyceps sinensis) (mycelia) 300mg / *
[Standardized to contain 8% cordycepic acid and 0.28% adenosine] (From Soy).
Poria Extract (Poria cocos) (sclerotium) 300mg / *
American Ginseng (Panax quinquefolius) (root) 200mg / *
[Standardized to contain 5% ginsenosides]
Astragalus (Astragalus membranaecus) (Root) 200mg / *
*Daily Value not established.
Other Ingredients: Microcrystalline cellulose' vegetable stearate' silicon dioxide.
Guaranteed GMP Compliant Product / Made with Non-GMO Ingredients / Gluten-Free.
Manufactured in a GMP Registered Facility in the USA.
As a dietary supplement' take two capsules per day' or as directed by your healthcare practitioner.
Store at room temperature.
Keep out of reach of children.
Notice: Color' size or shape may appear different between lot.
Allergy / Dietary Needs
- Gluten Free
- GMO Free
- GMP Certification
- Vegetarian Capsules
Ratings & ReviewsReview This Item
Overall Rating for Kidney Korrect - 60 Vegetarian Capsules
Displaying reviews 1-2 of 2
By k_sandoval
from San Jose, CA
Recommended by a Naturopathic Doctor
My dad has had diabetes and high blood pressure for over 15 years now. About 2 years ago the doctors started putting him on various kidney medications. Each time the new medicines gave my dad the hives and he had to stop the new medicines immediately. 18 months ago a Naturopathic Doctor after reviewing and examining my dad recommended Kidney Korrect for him. And it appears to be helping my dads condition/kidneys/diabetes and his lab test are coming back close to normal. I was glad to see natural remedies for such conditions. - Thank You
My dad does not seem to be experiencing any side effects and his lab test are close to normal after over 18 months of taking this supplement consistently.
I hope this manufacture continues to keep making this product.
√ I would recommend this item to a friend.
By dianne
from LA,CA
Supports my kidney function
Dr. ordered Kidney Korrect and was able to buy this with my other supplement order.
Ability to purchase my supplement order.
√ I would recommend this item to a friend.
Displaying reviews 1-2 of 2
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text: solved thanks for your help!!!! Please Register or Log in to view images two days ago i got my ubuntu hardy 64bit live cd. i installed it and got my video card working finnally. now im plugged into a wired connection, trying to get my wifi to work. my card shows up as Atheros AR242x 802.llabg. i cant get it to work with madwifi or ndiswrapper. im using wcid because i heard its better. alot of times in terminal when i try something it always ends with something about bad line and blacklist(something like that.) all i can say is WTF!Please Register or Log in to view images can somebody please help me, i really like ubuntu and dont want to swtch back to xp or vista. thanks, weewoot


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August 24th in Ancient Rome was one of three days that the Mundus was opened. It served as a opening to the other world and it allowed spirits to roam the Earth. 119 more words
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Twilight Oath
I was going through my profile on FanFiction.net and came across the Twilight Oath amongst other Twilight things. I read back through it grinning like an idiot and realised that actually it's a pretty good alternate to mindfulness. 231 more words
Twilight Saga: Breaking Dawn Part 2 review
Haters have been celebrating the end of a painful era with this movie. While the predecessors have shown every reason to be hated, with cast and crew who specialized in bad filmmaking, twilight saga: breaking dawn part 2 ended with a bang. 1,006 more words
Stephanie Meyers
I am truly a fan of Stephanie Meyers. I love all of her books. I do however wish she do another character development books on the future of Renesmee and Jacob there is the potential to have alot of drama and excitement there. 110 more words
The Economics Of Buying Poetry
Who would have thought poetry could spell out the difference between in-store and online purchase? Not me.
You see, I'm old school. I may have sporadically bought stuff online but in the normal course of (personal) business, I buy in person. 585 more words


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Online Class
Painted Pictorial Quilts
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What are you most proud of? the hand dyed fabric was lots of fun and the thread painting was a new technique for me What advice would you give someone starting this project? Just go for it! Have fun trying new things.
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- Turn your everyday styles up a notch with this mustard Nora blouse from Gia. Made in a breathable design for a comfortable wearing experience, this separate comes patterned with a three-button placket, tab sleeves and two chest pockets, lending it contemporary charm.
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"its nice ...." - Sushil NarsariaRead more reviews >>
Biji's Hill Retreat
Mumbai Pune Road, Lonavala, Maharashtra - 410 401
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Biji's Hill Retreat, lonavala
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Biji's Hill Retreat, Lonavala - Overview
This 3 Star retreat off the Mumbai-Pune Highway is an ideal escapade for the holiday as well as for a business traveler. There are 34 well-furnished rooms maintained with modern conveniences. The Side Walk, a 24hour coffee shop with black and white checkered floors is an ideal place to enjoy a cup of coffee with friends. There is also a multi-cuisine restaurant by the name of Fiesta. Guests can relax by the pool or drive away the blues in the dance floor of the Volcano Discotheque.
Hotel Facilities Coffee Shop Safe Deposit in Reception Cocktail Lounge Bar Convention Centre Parking Facilities Restaurant . Number of Meeting Rooms - 1 Meeting Room Capacity Up To - 60 Persons.
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Around the living room of the house that Sunni Hilts and her husband built themselves soon after moving to Seldovia in 1970, the display of framed family photos is bright and lively enough to rival the snowy wonderland out the window. Hilts points out their five children, one of whom was an Alaska N...Thu, 12/10/2015 - 8:22am
Speaking like a doctor advising a patient with high blood pressure to lose weight and exercise, in a talk in Homer last week Kenai Peninsula Borough Mayor Mike Navarre gave a frank diagnosis. But like a good doctor, he also offered a bit of hope and some good news. "I've heard concerns, th...Thu, 12/10/2015 - 8:19am
Gov. Bill Walker is proposing the biggest changes to Alaska's system of taxes and revenue since Jay Hammond signed legislation eliminating the state's income tax in 1980. In a speech beginning at 11 a.m. in Anchorage, Walker proposed reviving the state income tax, increasing most taxes already c...Wed, 12/09/2015 - 11:40am
A chance encounter by a Homer Police Department officer on patrol at about 5 a.m. Wednesday disrupted an assault on an East End Road man in the driveway of his home across the street from Paul Banks Elementary School. Police said a man armed with a shotgun and a .45-caliber handgun scuffled with the...Fri, 12/04/2015 - 12:52pm
Make it so. Yup, if Thanksgiving weekend started the season, this Friday and Saturday the holiday kicks into warp drive with not just the opening of the Nutcracker ballet (see story, page 1), but the annual Nutcracker Faire. The fair runs 11 a.m.-7:30 p.m. Saturday and noon-6 p.m. Sunday at...Thu, 12/03/2015 - 9:03am
When Jill Berryman stopped by Nutcracker rehearsal last Sunday to offer feedback to dancers, she said she was thrilled by the new additions to the show. Berryman directed Homer's annual production of the Nutcracker Ballet from its debut in 1989 until five years ago, when her daughter, Sabrena "B...Thu, 12/03/2015 - 9:02am
Several organizations and activists are voicing opposition to the Department of Natural Resources Division of Mining, Land and Water plan to build a parking lot near the mouth of the Kasilof River. The department, which manages the Kasilof River Special Use Area, proposed a development plan in late ...Thu, 12/03/2015 - 9:00am
For nearly his entire life, Atz Kilcher has been going up into the Fox River Flats to enjoy the wilderness. Soon, he may be able to bring more people with him....Thu, 12/03/2015 - 8:44am
Donor to help homeless students After learning about a candlelight vigil to support homeless youth on the Kenai Peninsula last week, a generous person has offered to match up to $10,000 in donations to the school district's Students in Transition program, which provides supplies a...Thu, 12/03/2015 - 8:42am
There's a piece of paper taped above Carol Swartz's desk that reads, "To love what you do and feel that it matters — how could anything be more fun?" It's an apt description of Swartz's feelings toward her job as director of Kachemak Bay Campus, Kenai Peninsula College of University of...Thu, 12/03/2015 - 8:41am
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The Dodgers should never have left Brooklyn.
I wanna buy the Dodgers!
The Giants were in an even more difficult situation, since the Polo Grounds was an old, faded ballpark and the team really couldn't make any costly improvements because they were tied to a ground lease that made it impossible to justify major capital improvements to the building itself.


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AO Smith B2840, 2.5-HP Square Flange 56Y Frame, UR Pump Motor. Used on the following models: Sta-Rite: Max-E-Glas, Max-E-Glas II, Dura-Glas, Dura-Glas II, Dyna-Glas, Dyna-Max. Pentair: Whisperflo, Challenger, Pinnacle and Anthony AR2 Series. B840 Replacement Motor. WhisperFlo Pump Rebuild Go-Kit 32-9.
Please Note: This part cannot be returned unless there is a verified manufacturer's warranty Ensure that this is the correct part before ordering!
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Closing to Barney's Snack Time! 1999 VHS
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Over an hour of Barney previews!
- Barney Says of "Snack Time!"
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Part of the highly regarded Diagnostic Pathology series, this updated volume is a visually stunning, easy-to-use reference covering all aspects of head and neck pathology. Outstanding images-including gross and microscopic pathology, a wide range of stains, and detailed medical illustrations-make this an invaluable diagnostic aid for every practicing pathologist, resident, or fellow. This second edition incorporates the most recent clinical, pathological, histological, and molecular knowledge in the field to provide a comprehensive overview of all key issues relevant to today's practice.
DETTAGLI PRODOTTO torna su
Titolo: Diagnostic Pathology : Head and Neck
Autori: Thompson - Wenig
Editore: Amirsys Publishing
Volume: Unico
Edizione: II 2016
Collana: Diagnostic Pathology
Lingua: Inglese
Finitura: Copertina rigida
Misure: 22X28 cm
Pagine: 1192
Peso: 3.5 kg


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Interview: Ethan Iverson
By Kevin Whitehead, Contributor
Ethan Iverson is a polymath: a jazz pianist equally comfortable playing Cole Porter's "Night and Day" at a cozy club like Smalls and knocking out Black Sabbath's "Iron Man" on a theater stage with the Bad Plus, the hugely influential trio he co-leads with drummer Dave King and bassist Reid Anderson. These days, they mostly play original music, although lately they've been playing Stravinsky's Rite of Spring on the road. Their new album Made Possible… more »


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The 1 Gallon Emerald Dishwashing Soap will get your dishware, glassware, and pots sparkling clean in no time at all. This is a fantastic, high quality product to let you effectively cut through soil, grease, and leftover foods. It has a great concentrated formula to let your stretch out your already economical supply of 4 one gallon bottles per case too.
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Consolidated Credit Counseling Services, Inc. 5701 West Sunrise Boulevard Fort Lauderdale, FL 33313 1-800-210-3481 www.ConsolidatedCredit.org
Congratulations on taking this important step to learn about issues dealing with banking. Consolidated Credit Counseling Services, Inc. has been helping Americans across the country solve their credit and debt problems for more than a decade. Our Educational Team has created over thirty publications to help you improve your personal finances. By logging on to www.ConsolidatedCredit.org you can access all of our publications free of charge. We have the tools to help you become debt free, use your money wisely, plan for the future, and build wealth. The topics Consolidated Credit addresses range from identity theft and building a better credit rating to how to buy a home and pay for college. On our web site you will also find interactive credit courses, a "Best of the Web" debt calculator, a personalized budgeting tool, and much more. We are dedicated to personal financial literacy and providing a debt-free life for Americans. If you are overburdened by high interest rate credit card debt then I invite you to speak with one of our certified counselors free of charge by calling 1-800-210-3481 for free professional advice. We also have partnership programs available where groups, businesses and communities can hold financial workshops and received free money management guides and workbooks like the one you are reading now. Please call 1-800-210-3481 if you would like to discuss pursuing a personal financial literacy program. Sincerely,
Banking 101
You have a number of ways to save your money, invest your money and to keep your money safe.The best thing for you to do is educate yourself and do the proper research to find the options that will benefit you personally and financially.
How to Choose a Bank
A bank offers you services such as checking accounts, savings accounts, credit card services, car loans, home loans, business loans and other financial assistance – but you should always remember that a bank is a business. Banking is not free. First figure out what you want out of the bank you choose. Do you want a simple savings account; or do you want a savings account, checking account and access to ATM machines? Check out the different interest rates (the rate that is paid to you for the use of your money while it's in the bank) and make sure they are competitive with other banks. You will also want a bank that is located close to your home or place of employment. Investigate what types of fees they will charge you – is checking free, what is the overdraft penalty if you write a check without sufficient funds in your account, what is the minimum balance requirement?
Gary Herman President Consolidated Credit Counseling Services, Inc.
Also, visit the banks you are interested in doing business with. The staff should be professional and courteous. Ask your friends and family where they bank and if they are satisfied with their banking experience.This is a big decision and you don't have to give your money to a financial institution that has poor customer service or limited hours of operation. A quick word about ATM cards – yes, they are convenient but you will be charged a fee if you use an ATM that does not belong to your bank. Be sure to find out where your bank's ATMs are (and if they are convenient to use when you are shopping or away from home) and use those machines instead of the one's that will charge you a fee. Tip – If you need cash and are out shopping and don't have access to an ATM that is associated with your bank, ask for cash back when you make your purchases with your debit card.There is no charge.
The Different Types of Accounts
Savings accounts actually pay you for keeping your money in the account. This is where the interest rate comes in. If you are not going to use the money on a daily basis, because you are saving for a new car or for school, then this would be your best bet. You don't need a lot of money to open up the account and it is a safer place to keep your money compared to hiding it in your closet or some other secret place that does not pay you interest.You can also withdraw your money at any time. Checking accounts allow you to deposit money and withdraw money from a protected account. Generally speaking, a checking account enables you to use personal checks in place of cash to pay debts. You can also use electronic debit cards or ATM cards to access individual accounts or make cash withdrawals. Remember, you are responsible for your checking account and for keeping track of your available funds, although every month your bank will send you all the checks you used or a list or copies of the checks. You can treat these checks as receipts if you are having problems over whether or not you paid a bill. If you did, you will have the check as proof of payment. Also, you must have enough money in your checking account to cover the checks you are writing. Checks are not just paper, they represent real money and if you write a check for an amount higher than your available
Credit Unions
You may also want to research credit unions. A credit union is a cooperative financial institution, owned and controlled by the people who use its services.The difference between a bank and a credit union is that credit unions are nonprofit institutions and are not in business to make a profit like regular banks. You should make certain that the credit union you are researching is convenient for your banking purposes.
balance, you will pay the consequences in the form of numerous fees and possible legal action.
What is a Check?
Simply put, a check is a way of communicating with your bank by informing them of what you want done with your money. When you write a check, you are letting your bank know that you want to transfer a specific amount of money from your checking account to another person or an organization. You can also write a check to convert some of the money that you have in your checking account into cash. When you fill in the blank spaces on one of your checks, you are notifying the bank as to the amount of money that you want transferred and to the specific person, company or organization that should receive it. Once you sign the check you have given the bank authorization to do what you instructed on the check. It is simple and convenient. Another reason why checks are so common is that people can use a cancelled check to prove that they paid a bill. A money market account is simply another type of savings account.The difference is that they usually pay higher interest rates, which is good for saving your money over
a long period of time, but they also have higher minimum balance requirements (sometimes $1000-$2500). Money market accounts usually only allow three to six withdrawals per month and will charge you a fee if you withdrawal more than that allotted amount. As with a checking account, your bank will send you a statement each month of your account either in the mail or by e-mail if you prefer. This statement will list all of your transactions as well as any fees charged to your account and interest your money has earned. In order to make sure you didn't forget to write down any withdrawals and/or deposits you should go through each entry in your register and compare it with the bank statement. You should also spend the extra time to look over the bank's records to make certain that the bank did not make any mistakes regarding your account.
How to Open an Account
In order to open an account, you must provide some information to the bank. They do not open bank accounts without certain details about you. This is to protect them against risk and to comply with a variety of regulations.You'll need to provide simple details like your name and birthday, as well as identification numbers (in the U.S. this is most likely your Social Security Number). You may also need to provide a government ID or Driver's License number.
If you're doing this online, which may be more convenient for you, you'll simply type the information into a secure textbox. If you open bank accounts in person you can hand your ID's over to the banker who will probably make photocopies.
This applies to those who are not members of the specific banking institution or on transactions at remote locations. The ATM must reveal that a surcharge will be taken out of your account on the terminal screen or on a sign next to the screen. Check the rules of your institution to find out when or whether a surcharge is imposed. Direct Deposit lets you authorize specific deposits, such as paychecks and social security checks, to your account on a regular basis.This is very convenient and you should check with your employer to see if they offer this service. If so, take advantage of it. You will not be stuck carrying around a pay check or waiting on long lines at the bank to deposit it. You also may pre-authorize direct withdrawals so that recurring bills, such as insurance premiums, mortgages, and utility bills, are paid automatically. Personal Computer Banking allows you to conduct many banking transactions electronically by using your personal computer. This is another benefit of electronic banking – you can do most of your transactions from the comfort of your home or office. An example is that you may use your computer to view your account balance, request transfers between accounts, and pay bills electronically. Pay-by-Phone Systems allow you to telephone your financial institution with directions to pay certain bills or to transfer funds between accounts.You must first have an agreement in advance with the institution to make such transfers.
Electronic Banking
Electronic banking uses computer and electronic technology as a substitute for checks and other paper transactions. Many people think of electronic banking as 24-hour access to cash through ATM's, a way of paying their bills without having to go to the bank or receiving paychecks, which are deposited directly into checking or savings accounts. Here are some of the basics of electronic banking: Automated Teller Machines or 24-hour Tellers are electronic terminals that let you bank almost any time. To withdraw cash,make deposits,or transfer funds between accounts, you generally insert an ATM card and enter your personal identification number (PIN). Remember, if the machine you are using is not associated with your bank, the ATM may require a surcharge, or usage fee (which can be up to two or three dollars or more).
How can you invest Your Money?
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December 16, 2009
ESSEX INSURANCE COMPANY, PLAINTIFF,v.CAFÉ DUPONT, LLC T/A CAFÉ CITRON DC, AND ANNETTE THURSTON LILLROSE, AS GUARDIAN AND CUSTODIAN FOR ERIC K. THURSTON, DEFENDANTS.
Plaintiff Essex Insurance Company ("Essex") seeks a declaration under the Declaratory Judgment Act, 28 U.S.C. § 2201, that it has no duty to defend or indemnify defendant Café Dupont, LLC ("Citron") in an action pending in D.C. Superior Court. Essex has now moved for summary judgment, arguing that the exclusions in Citron's insurance policy exempt Citron's claims from coverage.*fn1 For the reasons stated, plaintiff's motion will be granted.
Essex first agreed to provide Citron, the operator of Café Citron, a Washington D.C. bar and nightclub, with "Commercial General Liability Coverage" from November 10, 2004, to November 10, 2005. (Pl.'s Mot., Citron 2004 Policy, Ex. A.1, at 1.) In November 2004, Citron also purchased a separate "liquor liability" policy from another insurance company. (Pl.'s Mot., Deposition of Sherry Fantacci ["Fantacci Dep."], Ex. B at 52-53.) This liquor liability policy was cancelled in April 2006 and was not renewed until December 2008. (Id. at 56, 61.) Essex, however, annually renewed its agreement with Citron and continued to provide general liability coverage. (Pl.'s Mot. at 3.) To date, Essex has paid $190,000 in indemnity payments and $243,102 in defense fees on Citron's behalf. (Pl.'s Reply, Decl. of C. Kyte ["Kyte Decl."], Ex. A at 1-2.)
The Essex policy at issue in this case provided general liability coverage from November 10, 2007, to November 10, 2008. (Pl.'s Mot., Citron Insurance Policy, Ex. A.2 [the "Policy"] at 1.) The Policy requires Essex to "pay those sums that" defendant is "legally obligated to pay as damages" and gives Essex the "right and duty to defend the insured against any 'suit' seeking those damages." (Id. at 16.) "Where there is no coverage," however, Essex has "no duty to defend." (Id. at 7.) Even when Essex has a duty to defend, it is not responsible for paying "punitive or exemplary damages." (Id. at 6.) The Policy also excludes "any injury . . . arising out of . . . use, or entrustment to others of any 'auto'" or any "negligence or other wrongdoing in the hiring, training, placement, supervision, or monitoring of others by insured." (Id. at 6.) The Policy's "[l]iquor [l]iability" section further excludes damages or injuries that arise out of "caus[ing] or contribut[ing]" to someone becoming intoxicated, out of failing to detain anyone, and out of failing to provide transportation for intoxicated persons. (Id. at 14.)
The scope of these exclusions became an issue after an early-morning car crash on January 4, 2008.*fn2 After being "served" and "permitted to consume" alcoholic beverages at Citron, Rogelio Gamino left the premises, entered his car and drove off, despite being "intoxicated and/or appear[ing] to be intoxicated." (Pl.'s Mot., Lillrose's Second Am. Compl., Ex. A.8 ["Lillrose Compl."] ¶¶ 8-10.) Gamino, who later was found to have a blood alcohol level of .22, lost control of his car, jumped the median strip and crashed into another car head-on. (Id. ¶¶ 12-13.) Eric Thurston, the driver of the other car, suffered severe injuries. (Id. ¶ 16.)
Annette Thurston Lillrose, acting as guardian and custodian for Eric Thurston, brought suit in D.C. Superior Court against Citron on October 28, 2008, and filed her second amended complaint on November 5, 2009. (Pl.'s Mot., Superior Court Docket, Ex. A.5 at 1.) Lillrose seeks fifteen million dollars in compensatory damages, five million dollars in punitive damages, pre-judgment interests and costs from Café Citron and its employees. (Id. at 13 (prayer for relief).) On December 9, 2008, Citron submitted a claim for coverage in Lillrose's action to Essex. (Pl.'s Mot. at 9.)
Essex filed a complaint with this Court on February 4, 2009, seeking a declaration that it had no duty to defend or indemnify Citron. (Compl. at 14 (prayer for relief).) The Complaint cites the "duty to defend" provision of the Policy, which states that "[w]here there is no coverage under this [P]olicy, there is no duty to defend." (Id. ¶ 48.) It refers to six different sections in the Policy and argues that each excludes the claims against Citron from coverage and relieves Essex of its duty to defend. Specifically, it cites the liquor liability exclusion (Compl. ¶¶ 19-23), the automobile exclusion (id. ¶¶ 28-31), and exclusions for "criminal acts," expected or intended injuries, and injuries away from the "premises" (id. ¶¶ 32-37, 41-43), as well the Policy's definition of "occurrence." (Id. ¶¶ 38-40.) The Complaint also contends that the exclusion for "negligent hiring, training and supervision" relieved Essex of any duty to defend Citron on Count III. (Id. ¶¶ 24-27.) Finally, plaintiff claims that the "punitive damages exclusion" bars Citron from seeking coverage for any award of punitive damages. (Id. ¶¶ 44-46.) On November 6, Essex moved for summary judgment, arguing that the liquor liability, automobile, "negligent hiring, training and supervision" and punitive damages exclusions applied, and therefore, it is entitled to a declaration that it has no duty to defend or indemnify defendant.*fn3
A. Exclusions
"[W]here [insurance] contract language is not ambiguous, summary judgment is appropriate because a written contract duly signed and executed speaks for itself and binds the parties without the necessity of extrinsic evidence." Travelers Indem. Co. of Ill. v. United Food & Commercial Workers Int'l Union, 770 A.2d 978, 985 (D.C. 2001) (quoting Byrd v. Allstate Ins. Co., 622 A.2d 691, 693 (D.C. 1993)).*fn4 Furthermore,
[s]ince insurance contracts are written exclusively by insurers, courts generally interpret any ambiguous provisions in a manner consistent with the reasonable expectations of the purchaser of the policy. However, when such contracts are clear and unambiguous, they will be enforced by the courts as written, so long as they do not violate a statute or public policy.
Smalls v. State Farm Mut. Auto. Ins. Co., 678 A.2d 32, 35 (D.C. 1996) (internal citations and quotation marks omitted). "Whether an insurance contract is ambiguous is a question of law," Travelers Indem. Co. of Ill., 770 A.2d at 986, and "otherwise clear language in an insurance agreement is not to be deemed ambiguous 'merely because the parties do not agree' on its meaning." Chase v. State Farm Fire & Cas. Co, 780 A.2d 1123, 1127 (D.C. 2001) (quoting Byrd, 622 A.2d at 694).
The Court must resolve "[a]ny doubt as to whether there is a duty to defend . . . in favor of the insured," Stevens, 801 A.2d at 65, because "if it is possible that the allegations of a complaint would bring it within coverage of the policy, the insurer is obligated to defend, even if it ultimately is not required to pay a judgment." Am. Cont'l Ins. Co. v. Pooya, 666 A.2d 1193, 1198 (D.C. 1995). An insurer seeking to apply an exclusion must therefore "establish that the exclusion is stated in clear and unmistakable language" and "applies to the particular case." Richardson v. Nationwide Mut. Ins. Co., 826 A.2d 310, 324-25 (D.C. 2003) (vacated pursuant to settlement)*fn5 (quoting Cont'l Cas. Co. v. Rapid-American Corp., 609 N.E.2d 506, 512 (N.Y. 1993)); see also Chase, 780 A.2d at 1127. An insurer must affirmatively show that its construction is the only fair one, and that the insured's proposed construction of the language is "altogether unreasonable." Richardson, 826 A.2d at 324-25 (emphasis omitted).
B. Liquor Liability Exclusion
Plaintiff argues that the Policy's liquor liability exclusion absolves it of its duty to indemnify Café Citron. (Pl.'s Mot. at 10-16.) To determine whether Essex has a duty to defend Citron, the Court applies the "eight corners" rule, which considers only "the four corners of the complaint to determine the scope of the allegations and . . . the four corners of the relevant policy to determine the scope of coverage." Am. Registry of Pathology v. Ohio Cas. Ins. Co., 461 F. Supp. 2d 61, 66 (D.D.C. 2006) (citing Stevens v. United Gen. Title Ins. Co., 801 A.2d 61, 63 (D.C. 2002) ("We also reaffirm our adherence to the traditional 'eight corners' rule . . . .")).
1. Four Corners of the Complaint
Lillrose's amended complaint divides the allegations against Citron into two separate counts. Count II of the complaint alleges that defendant failed to "control, monitor and/or limit the serving and consumption of alcoholic beverages" and thereby failed to prevent Gamino from becoming intoxicated.*fn6 (Lillrose Compl. ¶¶ 17(a), 19(f).) Count II also alleges that Citron failed to "protect, enhance and/or promote public safety, and protect the public . . . from foreseeable risk of injury or harm" and failed to "prevent the type of collision which is the subject of this action." (Id. ¶¶ 17(b)-(c).) In other words, by allowing Gamino to leave the bar, Citron failed to "prevent[] the foreseeable risk of injury or harm" that he presented. (See id. ¶¶ 19(a)-(e).) Count II further alleges that Citron failed to "follow, implement and/or enforce their existing and pre-existing consumer protection and monitoring program[,] . . . their system of management of persons who become negligently intoxicated," their "public safety system," and any "post-consumption methodologies or intervention technologies to prevent a person . . . from operating a motor vehicle." (Id. ¶¶ 19(g)-(k).) Count III of the complaint alleges that defendant violated its duty to "reasonably hire, train, supervise and retain" employees and to "reasonably ensure its employees comply with . . . statutes and regulations . . . so as not to permit the consumption of an alcoholic beverage by an intoxicated person." (Id. ¶ 25.)
2. Four Corners of the Policy
The liquor liability exclusion states that the Policy does not cover "any injury, loss or damage arising out of": A) "[c]ausing or contributing to the intoxication of any person"; B) providing alcohol to "anyone under legal drinking age or under the influence of alcohol"; C) "[a]ny statute, ordinance or regulation relating to sales, gift, distribution or use of alcoholic beverages"; "and/or" D) "[a]ny act or omission" by the insured or "any employee of any insured" that "respects providing or failing to provide transportation, detaining or failing to detain any person, or any act of assuming or not assuming responsibility for the well being, supervision or care of any person allegedly under or suspected to be under the influence of alcohol[.]" (Id. at 14.) Plaintiff argues that section A excludes those claims that stem from negligently serving Gamino alcohol and that section D excludes the claims that stem from negligently allowing him to leave the bar while intoxicated. (Pl.'s Mot. at 10-14.)
3. Claims Related to Serving Alcohol
Section A of the liquor liability exclusion excludes any "injury, loss or damage arising" from "[c]ausing or contributing to the intoxication of any person[.]" (Id.) Plaintiff argues that "causing Gamino's intoxication" is the "basis" of all of Lillrose's claims against Citron and that it is therefore relieved of its duty to defend Citron. (Pl.'s Mot. at 11.) The Court of Appeals has held that language identical to section A "plainly covered" claims alleging "negligent provision of drinks" to someone who was obviously intoxicated and claims alleging negligent hiring, training and supervision of those who served the drinks. Interstate Fire & Cas. Co. v. 1218 Wisc., Inc., 136 F.3d 830, 833 (D.C. Cir. 1998). Thus, to the extent Lillrose's claims allege that defendant negligently served Gamino or that defendant negligently hired, trained and supervised its employees, they are plainly excluded. Any other interpretation would be "altogether unreasonable." Richardson, 826 A.2d at 324.
Defendant argues that Essex must defend it against Lillrose's claim that it negligently retained its employees because the Policy does not explicitly exclude negligent retention claims, but is limited to "alleged negligence or other wrongdoing in the hiring, training, placement, supervision, or monitoring of others." (Def.'s Opp'n at 12.) The Court need not determine whether this exclusion applies, because the liquor liability exclusion applies to claims that defendant's negligent employment practices caused or contributed to intoxication. See Interstate Fire, 136 F.3d at 833 (identical exclusion "plainly covered" claim alleging "negligent hiring, training, and supervision of those who served . . . excessive amounts of alcohol"). Although Interstate Fire did not explicitly hold that the exclusion at issue applied to negligent retention, there is no reasonable basis for treating negligent retention differently from negligent "hiring, training, or supervision." See id. The Policy plainly exempts from coverage any injuries resulting from Citron's "causing or contributing to the intoxication of any person." Id. Whether styled as negligent hiring, training, supervision, or retention is irrelevant, since Lillrose's claim is based on Citron's employees causing or contributing to Gamino's intoxication and is therefore excluded from coverage.
4. Claims Unrelated to Serving Alcohol
Plaintiff argues that any remaining claims not based on serving alcohol are barred by section D of the liquor liability exclusion. (Def.'s Mot. at 13-14; Def.'s Reply at 3-5.) Lillrose has alleged that Citron did not abide by its existing policies and did not carry out its duty to protect the public when it failed to detain Gamino or provide him with alternative transportation. (See Compl. ¶¶ 17, 19.) Essex argues that section D of the Policy clearly excludes all of Lillrose's remaining claims (Pl.'s Mot. at 13-14), because it excludes "any injury, loss or damage arising out of" "failing to provide transportation, detaining or failing to detain any person, or any act of . . . not assuming responsibility for the well being, supervision or care of any person allegedly under or suspected to be under the influence of alcohol." (Policy at 14.) Thus, to the extent Lillrose's claims are not "contingent on" the provision of alcohol, section D excludes them because they are "contingent on" defendant's failure to detain Gamino or provide him with transportation. See Interstate Fire, 136 F.3d at 833.
Defendant argues that section D only applies to injuries "to the person under or suspected to be under the influence of alcohol." (Def.'s Opp'n at 14.) This is an altogether unreasonable interpretation of the Policy. Although the exclusion only covers failures to "provide transportation . . . detain anyone . . . or . . . assum[e] . . . responsibility for the well being" of an intoxicated person, it applies to "any injury, loss or damage" that might arise as a result.*fn7 (Policy at 14 (emphasis added).) The Court will not "seek out ambiguity" in the Policy "where none exists." Athridge v. Aetna Cas. & Sur. Co., 351 F.3d 1166, 1172 (D.C. Cir. 2003) (citing Med. Serv. of Dist. of Col. v. Llewellyn, 208 A.2d 734, 736 (D.C. 1965)). The exclusion clearly applies to "any injury, loss or damage" that arises out of the specified conduct, and is not limited to injuries to the person under the influence of alcohol.
Defendant also argues that because "it is possible" the complaint seeks damages from Citron for conduct unrelated to serving alcohol, the liquor liability exclusion should not apply. (Def.'s Opp'n at 15.) Defendant suggests that Lillrose's claims that Citron failed to abide by its "consumer protection and monitoring program" and that it was negligent simply because it allowed Gamino to leave while intoxicated are unrelated to providing alcohol. Id. (quoting Lillrose Compl. ¶ 19(g)). It cites to Interstate Fire, which held that a liquor liability exclusion did not apply to a claim that security personnel at a bar had failed to protect plaintiff from an attack by an intoxicated patron, because the claim was not "contingent on" providing alcohol. (Id. at 16 (citing Interstate Fire, 136 F.3d at 835).) However, the exclusion in Interstate Fire did not contain language similar to section D of the liquor liability exclusion. Compare 136 F.3d at 835 with Policy at 14. Section D clearly applies to injuries arising out of a failure to detain anyone or to provide transportation for any intoxicated person, not merely those who become intoxicated at Citron.*fn8 Thus, the remainder of Lillrose's claims are "plainly covered by the terms of the liquor liability exclusion" because they are "contingent on" Citron's failure to detain or provide transportation for Gamino. Interstate Fire, 136 F.3d at 833.
As the Court "finds that the liquor liability exclusion in the commercial general liability policy" applies to all of Lillrose's claims, it "declines to address defendant's additional argument[] that . . . the policy's exclusion of punitive . . . damages bar[s] coverage for [an] award of punitive damages." Mitzan v. W. Heritage Ins. Co., 623 F. Supp. 2d 993, 998 (E.D. Mo. 2009).*fn9
As a fallback position, defendant argues that the Court should not enforce the language of the Policy because it violates District law and public policy. (Def.'s Opp'n at 19-22.) Under District law, a "clear and unambiguous" contract will not be enforced as written if it "violate[s] a statute or public policy." Smalls, 678 A.2d at 35 (internal quotation marks omitted). Defendant first argues that the Court should not enforce the exclusions to the Policy because they violate D.C. law, suggesting that the Policy "virtually eliminates any coverage . . . under any reasonable expected circumstance." (Def.'s Opp'n at 19.) It argues that Essex violated D.C. Code § 31-2231.03, which forbids "[m]isrepresentations and false advertising of insurance policies," by marketing and selling a "General Liability" policy that does not offer "general" coverage.
The section of the Code cited by defendant states that no person "shall make, issue, circulate, or cause to be made, issued or circulated, an estimate, illustration, circular or statement, sales presentation, omission, or comparison" that either "misrepresents" the policy terms or uses a "name or title" that misrepresents the policy. D.C. Code § 31-2231.03. The statute thus only applies to advertising. It does not forbid actually selling a policy with a misleading name, so long as the name is not a part of an "estimate, illustration, circular or statement, sales presentation, omission, or comparison." See id. Nor does the statute suggest that a policy with an arguably misleading name is unenforceable as a matter of law. Moreover, defendant does not allege that Essex used a misleading name or title in an "estimate, illustration, circular or statement, sales presentation, omission, or comparison." Nor do the facts suggest that defendant was somehow misled by the title of the policy, as it carried a separate liquor liability policy for two years. In any case, even assuming that titling the Policy "Commercial General Liability Coverage" in some way misrepresented its scope, the Policy still would be enforceable.
Defendant also suggests that the Court should not enforce the exclusions because they render coverage "illusory" and are therefore against public policy. (Def.'s Opp'n at 21-22.) In support of this somewhat novel argument, defendant relies on only one case -- Monticello Insurance Co. v. Mike's Speedway Lounge, Inc., which interprets Indiana law. 949 F. Supp. 694 (S.D. Ind. 1996). In Indiana, "an insurance policy that provides only illusory coverage will be enforced so as to give effect to the reasonable expectation of the insured." Id. at 702. Indiana courts define coverage as "illusory where the likelihood of coverage [is] considered 'sufficiently remote[.]'" Id. at 701 (citing Meridian Mut. Ins. Co. v. Richie, 540 N.E.2d 27, 30 (Ind. 1989)). The Monticello court found that an insurance policy that excluded "bodily injury [or] property damage, arising out of or in connection with the manufacturing, selling, distributing, serving or furnishing of any alcoholic beverages" was illusory because the phrase "in connection with . . . distributing, serving or furnishing" alcoholic beverages would rule out nearly any potential claim. Id. at 696, 702 (internal quotations omitted). Defendant suggests that the Policy's liquor liability exclusion is similarly broad and is therefore against public policy.
Even if Indiana law applied here, which it does not, the Policy would not be "illusory." The court in Monticello found coverage illusory because the policy excluded any harm that arose "in connection with" serving alcoholic beverages. Id. at 701-02. The court reasoned that this would exclude damage to anyone who happened to be in the bar at any point, whether or not they were drinking. Id. at 702. Essex's liquor liability exclusion lacks this broad sweep. It does not exclude all damage that occurs in connection with serving alcoholic beverages. Rather, it generally applies where the bar serves alcohol to those who are already intoxicated. At its broadest, it excludes damages arising from failures to "detain" or "provide transportation for" anyone. (Policy at 14.) This does not exclude "virtually any claim the insured might reasonably be expected to file." Monticello, 949 F. Supp. at 702. Indeed, as noted above, Essex has paid out over $430,000 to defend and indemnify Citron since 2004. (Kyte Decl. at 1-2.) As the Policy does "not include an exclusion comparable to the absolute liquor exclusion that the Monticello court determined was illusory . . . there is no basis for refusing to apply the unambiguous terms of the liquor liability exclusion." Mitzan, 623 F. Supp. 2d at 998.Thus, even under Indiana law, the exclusions to the Policy would not make it illusory.*fn10
III. DEFENDANT'S RULE 56(f) STATEMENT
Citron also has submitted a "Rule 56(f) Statement" that asks the Court to allow it to complete a deposition of Essex's corporate designee before issuing any ruling in this case. In support of this request, Citron suggests only that completing the deposition "may add genuine facts to [its] position." (Def.'s Rule 56(f) Statement at 2.) However, Rule 56(f) requires the moving party to provide "specific reasons demonstrating the necessity and utility of discovery to enable [it] to fend off summary judgment." Strang v. U.S. Arms Control & Disarmament Agency, 864 F.2d 859, 861 (D.C. Cir. 1989). Defendant has not even attempted to satisfy this requirement. Its motion is simply "too vague to require the district court to defer or deny dispositive action." Id. (emphasis omitted). Moreover, there can be no justification for discovery of further evidence, since the Court's role is limited to interpreting Lillrose's complaint and the Policy. The Court will therefore deny defendant's request for further discovery.
For the foregoing reasons, plaintiff's motion for summary judgment will be granted.*fn11
An Order consistent with this Memorandum Opinion is also being issued this date.
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Free trade is broadly positive for the U.S. economy, though not everyone benefits. Economist Tyler Cowen, a Bloomberg View columnist, and Robert Zoellick, a former U.S. trade representative, talk to View editor Paula Dwyer about improving the outlook for future free-trade deals by helping workers left behind. more
By Paula Dwyer
I argued last week that the high cost of housing in cities such as New York and San Francisco has a bright side for the larger U.S. economy: As people who would like to live in these highly desirable but dauntingly expensive areas are priced out, they choose instead to settle in upwardly mobile communities that benefit from the new talent and wealth. more
By Conor Sen
The European Commission just turned taxation of multinational companies into a cage fight and put U.S. firms on notice that the old way of negotiating deals with individual countries is no longer a sure thing. more
By Leila Abboud
The Department of Justice announced last week that it would end its reliance on for-profit prisons run by companies such as Corrections Corporation of America and Geo Group. more
By Stephen Mihm
What is going on with the health benefits exchanges and the many co-ops that have failed across the country? (Leave aside Aetna for the moment, which clearly is exiting in response to the Department of Justice lawsuit to prevent its merger with … more
The bidding to be the next "infrastructure president" has kicked into high gear. Sadly, but perhaps predictably, there is opposition. Some question the need for road and bridge repair, especially supported by the federal government. Others … more
Noah Smith Guest Column | 8/25/16
In the next five years, a majority of U.S. consumers will have bought a Chinese-brand smartphone. Such a prospect may raise the hackles of purported American patriots and presidential candidates, but it's reality. more
By Tim Culpan
New rules aimed at strengthening one of America's most popular savings products -- the money-market mutual fund -- are causing a minor tempest in financial markets, drawing complaints about unintended consequences. more
By The Editors
Donald Trump and Hillary Clinton agree on this much: The federal government should do more to help families pay for child care. more
By The Editors
Shortly after Labor Day, the U.S. Senate will briefly reconvene before the November elections. In those few weeks, the members of the Senate Committee on Banking, Housing and Urban Affairs could begin the process that could help create thousands of … more


text: Britney Spears and children - family facts Celebrity news News & Gossip 0 Bio and birth dates - facts on Britney and sons Sean Preston and Jayden James Britney Spears' vital stats: Britney Spears, born December 2, 1981 Britney's children: Sean Preston Federline, September 14, 2005 Jayden James Federline, September 12, 2006 Britney met backing dancer Kevin Federline in 2004 and the couple quickly became engaged. They filmed the progression of their relationship in a reality television show, Britney & Kevin: Chaotic. The couple married in September 2004. Straight after she wed, Brit said, "I want to be a young mum. Next year, at 23, I'm so there." In 2005, it was revealed that Britney was expecting her first baby, Kevin's third. The pregnancy announcement was made on Britney's official website. Shortly after the baby news was made public, Britney was rushed to a hospital in Florida where she spent two days under doctor's observation. "There was just a little bit of bleeding, but we went there and everything was fine," Britney later revealed. During Britney's pregnancy, it was rumoured that she was experiencing a weird pregnancy craving - soil! Before Britney gave birth she admitted she had an idea that she'd have a caesarean. Despite Britney being really eager to have a baby, she didn't think she could cope with labour pains. "I have a feeling I'm going to have an operation. I don't know why. But I hope so, as I don't want to go through the pain," said Brit. On September 14, 2005, Britney gave birth to her first baby with Kevin, a boy named Sean Preston Federline. Sean was delivered by scheduled ceasarean at the UCLA Medical Center in Santa Monica, California, and weighed 6lb 11oz. When Sean was months old, Britney was spotted driving with him on her lap. The lack of a baby car seat drew heavy criticism. Britney hit out and said, "I can't go anywhere without someone judging me. I did it with my dad. I'd sit on his lap when he drove. We're country." In late 2005, Britney confirmed rumours of a second pregnancy during an interview with David Letterman. When TV presenter David said to her, "So, we've established now that you are in fact pregnant, is that right?", Britney replied, "Yes, sir." Britney then joked, "Don't worry Dave, it's not yours." During Britney's second pregnancy, her husband Kevin revealed her pregnancy cravings had moved away from dirt cravings to ice. "She's eating ice chips all the time," said Kevin. When Britney was heavily pregnant for the second time, she 'did a Demi Moore' and posed naked for the cover of Harper's Bazaar magazine. On September 12, 2006, Britney gave birth to her and Kevin's second son, Jayden James Federline. Jayden was born by caesarean at the celeb favourite, the Cedars-Sinai Medical Center, Los Angeles. Britney's marriage to Kevin lasted two years, with the couple divorcing in 2006. It was decided that Britney and Kevin would have joint custody of their sons. However, Britney was admitted to a drug rehabilitation clinic following a very public breakdown, during which she shaved her head in front of the paparazzi. Britney's breakdown resulted in her losing custody of her two sons in 2007. After a stint in a medical centre, Britney returned to good health and slowly regained more custody of her two sons. Britney took her two young sons on her comeback tour in 2009. She said that despite previously saying, "If my sons told me they wanted to be in the entertainment business, I'd lock them up in their rooms until they were 30," she actually wouldn't mind so much. Britney is currently dating her former agent, Jason Trawick. Despite rumours they're trying for a baby together, this has been deemed to be just gossip so far. Talking about her sons, Britney revealed, "When I was younger, I wouldn't speak up as much. But now I'm a mum, things have changed." By Kyrsty Hazell 0 Comments Share Like this article? Showing of Uh-oh! You need to be logged in to do this... Sign In Sign Up Load more posts Write a comment


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THE SHAMRAO VITHAL COOPERATIVE BANK RTGS HO Branch in BEGUR - Address, IFSC, MICR Code
SVCB0002002MICR Code
GUARDIAN BANK BEGUR BRANCHContact
NO.1625 AMALODBAVA NAGAROPP-ST.FRANCIS SCHOOL BEGUR MAIN ROADBEGURBANGALORE-560068City
BANGALORE URBANState
What is IFSC Code of THE SHAMRAO VITHAL COOPERATIVE BANK situated at GUARDIAN BANK BEGUR BRANCH- RTGS-HO?
IFSC Code of THE SHAMRAO VITHAL COOPERATIVE BANK situated at GUARDIAN BANK BEGUR BRANCH - RTGS-HO is
What is the meaning of IFSC Code, MICR Codes in Banking industry?
IFSC or Indian Financial System Code is the code allocated to all banks branches. Bank branches use this code to participate in RTGS and NEFT transactions.
What is the significance of IFSC Code and how we can use it?
IFSC Code is a 11 digit code and we can use this code to communicate between different branches of different banks. Upon receiving the request for fund transfer it is easy for a bank to identify the payee branch. First four characters are code of bank, last six digits are branch code and fifth character is left 0, for any future use.


text:
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Key Skills : cardiologist,cardiology,interventional cardiologist,cardiology consultant,heart specialist,cardiac surgeon,cardiovascular specialist
Required Cardiologist ( 1 yrs)
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Regional Manager - Cardio Surgery Devices Sales ( 6 - 8 yrs)
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There is starting to be a pattern with the Linton Army soldiers putting the wind up Varsity.
Varsity escaped against them again with a 33-20 win at Massey University after sneaking past Linton 20-17 in the first round.
But midway through the second spell and beating into the westerly, Linton were playing old-style Varsity rugby. After being behind 15-5 at halftime, the soldiers' escape strategy was to ban kicking and run from everywhere.
By doing just that Linton got ahead 17-15 and they had the individual standouts, Lloyd Carter constantly busting the blue defence with Reece and Angus White, Hakarangi Tichborne, Nick Fakahau and lock Matthew Cressy in support.
Ben James set up the first try when his kicked rebounded back into his arms and he later converted a try into the wind with a freak drop kick.
Papa Wharewera set up another with a perfect top-spinning kick over the forwards and Carter pounced on it and ran away.
Linton though paid for their loose carries, losing too much ball when attacking into the wind. Varsity had busted Linton in close in the first half and they lost fullback Nehe Milner-Skudder with a gashed nose after only eight minutes.
Varsity kicked deep with the wind in the second half, a penalty try came after a dangerous Linton tackle which allowed Varsity to gallop away in the final 10 with Linton's two-try wing Matene Simeon in the bin.
Linton were chasing four tries, but got into the Val Holland Trophy final anyway after FOB-Oroua tipped up Te Kawau.
Varsity's best were flanker Doug Juszczyk, prop Nick Grogan and first-five Clayton Stewart.
Linton have the core of a doughty side for next season while Varsity can expect Kia Toa to attack them in a similar running manner in next Saturday's semifinal.
At Massey University: Varsity 33 (Clayton Stewart 2, Nick Birchfield tries; pen try; Stewart 3 pen, 2 con) Linton Army 20 (Matene Simeon 2, Lloyd Carter, tries; Ben James con, pen) HT 15-5. College OB 43 OB-Marist 7
COB, with 15 wins from 16, won the psychological battle over their previous conquerors OB-Marist on Saturday, a week out from the two of them doing it all over again in the semifinals next weekend.
Seven tries to one was comprehensive, even if OBM might not have had their hearts in it and were fielding a reconfigured backline with players out of position.
Tarnishing it for COB was losing prop Damian Horgan, red-carded for alleged stomping and he must await his fate. Even so, the COB scrum shunted OBM off the ball all game, aside from two scrums which were depowered when OBM ran out of props.
COB could afford to bring on quality reinforcements like Tim Cadwallader and Sam Stevens as subs. COB made ground every time their backs or forwards got the ball and in the first half OBM took 36 minutes to get into COB's 22.
OBM fired a few shots in the second half, but welcomed the final whistle. COB's heroes were locks Charles McDonald and Johnny Galloway, Otere Black and prop Jeremy McKenzie. Their wing, Willie Paia'aua, finished as the top try-scorer in club rugby with 21.
At Arena Manawatu: COB 43 (Willie Paia'aua 2, Charles MacDonald, James Koloto, Karl Bryson, Johnny Galloway, Cyrus Baker, tries; Otere Black 4 con) OB-Marist 7 (Liam Nichols try; Bain Champion con) HT 26-0. FOB-Oroua 24 Te Kawau 14
Played in a bitter crossfield wind, FOB-Oroua were anything but chilled in their bonus-point win which denied Te Kawau a place in the Val Holland final.
The Stags out-passioned the Real Blokes in a game which seldom flowed amid an avalanche of breakdown penalties. FOB-Oroua dominated for long periods led by flanker Eddie Cranston and with Jamie Perigo marshalling the backline defence.
They scored their third try early in the second half when Te Kawau turned their backs and Adam Mabey dived over from a quick tap instead of kicking for goal.
Te Kawau's sole try came wide out near the tail of the game. Where FOB hoed in, Te Kawau seemed to have altitude sickness and were slow around the ground and didn't capitalise on anything, aside from the usual, flanker Doug Horrocks.
It meant Te Kawau were winless in the second round which coach Alistair Mitchell wasn't happy about, especially after beating the Stags 33-12 in the first round.
At Kimbolton: FOB-Oroua 24 (Jamie Perigo 2, Adam Mabey, Eddie Cranston, tries; Mabey pen) Te Kawau 14 (Guy Rowden try; Ethan Woodmass 3 pen) HT 13-9. Feilding 38 Freyberg 12
Feilding looked ready to plant 60 on Freys with the wind coming in from Siberia, but scored one solitary try with the gale behind them in the second spell.
In a scrappy game, Freys perked up in the second half, although by halftime they trailed 33-5 and couldn't convert their possession into points. Freyberg led 5-0 for 15 minutes only to miss touch from a penalty, all the momentum swung to Yellows and they didn't see the ball for the next 25 minutes.
Brad Carr in his 250th game for Feilding twice carved up and set up tries. Once Feilding outflanked Freyberg they had too much speed.
Hooker Ese Fakatoka and second-five Sione Nisa, against his old club, shone for Yellows.
For Freys, whose season is over, flankers Michael Lockwood and Viliami Fakava, centre Carlos Third and first-five Michael Coker were their best.
At Colquhoun Park: Feilding 38 (Ese Fakatoka, Api Ratugoleanavanua, Billy Raboiliku, Hayden Stratford, Nathan Ramsay, Brad Carr, tries; Carr 4 con) Freyberg 12 (Viliami Fakava, Michael Coker, tries; Coker con) HT 33-5. In senior second, Massey Rams inflicted the first loss on leaders Feilding by 14-10 at Massey University on Saturday and lifted the David Hands Challenge Cup in the process.
- Manawatu Standard
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