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Having unwanted fat in various locations of your body can have a significant impact on your health and self-esteem. While standard weight reduction through exercise and diet plan is a terrific way to reduce weight overall, even the best exercises can't target problem areas like the belly, inner thighs, arms, and butts. Liposuction is a time tested treatment that is utilized to get rid of excess fat from specific locations of the body, allowing a specific to form and contour their body to their preference. Is liposuction right for you? Discover now.
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Stanley 020300R 20 Inch Professional Tool Box
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subset: commoncrawl


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DescriptionWe are pleased to present you this amazing Soon to be VACANT one bedroom apartment for sale in Bonaire (Park Island) with partial Marina View, Dubai Marina. It`s a 06 type located on a low floor. The unit is currently rented till 11th September 2016 for 110k rental. The property is being sold completely furnished. It`s one of the best units in the whole development with 729 square feet and a great layout. It comes with one parking space.
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Kapitall is the online finance platform for the next generation, where investing is as easy as drag, drop and trade. With an intuitive and playful user experience, Kapitall offers tools that make it easy to build virtual and real brokerage portfolios, share ideas and research stocks and funds.
The Life Sciences Report features leading investment coverage of the life sciences sector, including biotechnology, pharmaceuticals, tools & diagnostics, and medical devices. A Streetwise Reports publication. www.TheLifeSciencesReport.com
DISCLAIMER: Each article or comment written by this author is intended as general information only, and is not intended to provide specific advice, or due diligence to be relied on. As such, the information presented in any article or comment does not consider any reader's personal investment objectives or financial situation; therefore, no articles or comments make investment recommendations. The opinions expressed in any articles or comments on this website are my own and do not necessarily reflect the views or opinions of any third party. I am not responsible for actions taken, or not taken based the content of this site.
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There is a mismatch between long-term actual and expected returns for private equity strategies, according to a global survey of institutional investors by financial research outfit bfinance.
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I'm looking for some other patterns for cats and dogs made with wire hangers. I was talking to a lady yesterday about wire hangers making good stuff. Please help.
I don't believe there is any other wire hanger dog out there besides the Poodle. And it might exist, but I have never seen a wire hanger cat.
There are a lot of crafty people here at ThriftyFun and I'm sure one of them could come up with some new wire hanger animals if they were so inclined.
I can make a shih tzu and a maltese yorkie just about any long haired foo foo dog.
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Gender: Boy
Meaning: Handsome One
Origin: English, Irish
Alan is a Boy name, meaning of the name is Handsome One and origin of the name is English, Irish. This name is mostly used in
If you select the name Alan for your baby, Congratulations! But if you don't like Alan then please continue searching our site.
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Welcome to the blog about MORE...
Recent Posts
- The Almost X-Rated Garage Sale Reboot
- How to Survive "Turkey Block" and Other Thanksgiving-y Things
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- NaNoWriMo Success Tip # 2: Focus On Your One-Inch Picture Frame
- Day 1 of NaNoWriMo: Are You Writing With Abandon?
Jenny on Twitter
- 13 Things Mentally Strong Writers Don't Do warriorwriters.wordpress.com/2016/11/28/13-… via @KristenLambTX #amwriting 2 days ago
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Are Writers Really A Company of One?
Posted on June 27, 2011 by Jenny Hansen
When you are an author, you are a company of one. Kind of. There are tons of people assisting an author in getting a book published – other authors, their critique group, their writing chapter, plus all the publishing professionals that … Continue reading →
Posted in Amazing Writers, More Cowbell, The Writing Journey | Tagged #amediting, #amwriting, #myWANA, #pubwrite, #weWrite, #wordmongering, author branding, becoming organized, Bob Mayer, branding, Chuck Wendig, Facebook, Jami Gold, Jenny Hansen, Jill Kemerer, Jody Hedlund, Kristen Lamb, Michael Hyatt, More Cowbell, online branding, ROW80, Social Media, social networking, taxes, the organized writer, tweeps, Twitter, Twitter pals, Warrior Writer, We Are Not Alone, Worldwide Book Launch Party, writers, writers and taxes, writing | 19 Comments


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04-06-2016, 07:13 PM (This post was last modified: 04-06-2016, 07:14 PM by charviassociates.)
Wow a great news for Golden phone lovers, i also like Gold color. Now UMI start pre-sales for Gold color on 12th April.
While gold might not be as bling bling as the new "rose gold" everyone is going for, it is still a popular color for Chinese phone buyers and it's no surprise to see the UMi TOUCH turn up with some new sparkle.
UMi has just listed their gold version of UMi TOUCH yesterday.
Check here: http://umidigi.com/page-UMITouch_Gold.html
From the insider, UMi TOUCH in gold will be available to pre-order on 12th of April.
To recall UMi TOUCH features a front fingerprint scanner, 5.5-inch FHD display with 2.5D glass and octa-core processor. There will be 3GB of RAM on board and 16GB of internal storage which is further expandable via MicroSD. At the back, there will be a 13MP Sony IMX328 camera and a 4000mAh battery. The phone supports 4G LTE networks and dual SIM dual standby. As for software, the phone comes with the latest Android 6.0 Marshmallow build.
Are you a fan of Gold phone?
Then your right is UMi Touch Gold with fully featured phone.
- 5.5inch 2.5D IPS capacitive screen, 1920x1080 pixels
- CPU:MTK6753 Octa Core, 1.3GHz GPU:Mali-T720
- Android 6.0 OS, 3GB RAM + 16GB ROM
- Dual SIM card dual standby, micro sim slot
- Dual Cameras, 5.0MP front camera, 13.0MP Sony IMX328 camera with dual flashlight And auto focus back camera
- Support FDD LTE/4G/3G/GPS/Wifi/Bluetooth/Touch ID
- Networking:2G: GSM 850/900/1800/1900MHz, 3GWCDMA 900/2100MHz, 4G: FDD LTE: 800/1800/2600MHz


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Will using shredded paper in your garden cause the plants to absorb lead?
Hardiness Zone: 8b
By Dianne from GA
Most, if not all, newspapers no longer use leaded inks. You could call your newspaper (or check online) to be sure; but I think you are safe!
Jilson is right but only use the black and white, not the slick, colored ones.
Nowadays the newspaper is not printed with leaded ink. I like to put a nice layer of shreds down under the compost I add to my raised beds each winter/spring. Adds more organic material to the soil, takes care of a disposal problem for me, and gives the earthwormies some more to munch on.
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Question goes here
1,300 Followers
Do freelancers really want to be full-time employees?
There is a huge debate fueled by all of the on-demand economy startups and their popularity that 1099 (independent contractors) should be full-time employees and get the benefits etc. But every time I jump into an uber or lyft the driver tells me they love it because of the flexibility and being able to work whenever they want (or not work). It strikes me that these folks don't want the "bad" stuff that comes with being a full time employee?
13 Replies
Peter Kestenbaum Entrepreneur
Advisor, Investor, Mentor to Emerging firms
uber/lyft while very visible are not a good yardstick to use.. the answer is simply it depends..
- 10,000 folks become babyboomers each day... Many do not want a full time job and have ( or have access to ) benefits.. but they have no need financially, nor interest in a full time gig..
- it might not be a function of working when you want but when you need to.. Might be family situation, or other commitments such as school, childcare
- there use to be a 1099 "stigma". meaning you were a 1099er because you were "between" jobs.. thats not true anymore..
- its a different economy... 20 or 30 years ago your objective was to go work for citibank or ibm for 20 years and have the company take care of you.. Also economic models for many roles dictate 1099 employment... that is I only want to compensate the employee when the employee is generating revenue for me. Think the Geek squad.. I only want to pay the employee when he is working.. If I have no computers to work on in a specific day why should he/she be on my payroll
Freelance Senior Software Engineer, Developer, Web Developer, Programmer - Full Stack
I've been a consultant for 5 years now. After my first job out of college working for Intel, after I learned what it meant, I never found a good reason to have a salary position. Here are my reasons why
With salary position
I don't control my income.
I don't talk directly to clients, having a middle man taking a cut on my work.
I don't control what projects I work on and what parts.
I don't control the languages I learn or improving my technology stack.
I get stuck with long projects that can last miserable, un-challenging years.
I don't get compensated for every hour I work. (you're going to take care of that in the bonus... please don't insult my intelligence)
I don't get credited for my work, the company I work for does.
I don't have the ability to work from home whenever I want to.
I don't have the ability to take off whenever I need to. I need to tell may boss? Why?
I don't get to call it a day when my work is done. I have to sit with my but in the chair till 5p..nay! 8p to keep the boss happy pretending to work. Such is business politics that makes no sense to me.
And, probably most importantly, I do not get to be a full, independent human being. Meaning, I do not get to be my own representation of myself. I do not stand with my accomplishments. I am a cog within the company's machine.
Being a consultant
I do
Michael Barnathan Entrepreneur • Advisor
Co-Founder of The Mountaintop Program, Google Alum
But you have to directly deal with all of the annoying clients who don't know what they want and often need "reminders" to pay you for the work you completed :)
I love where the on-demand economy is going. I think it will eventually drive some change into healthcare, of all places. Why? Because when everyone's 1099ed, the racket of charging $1000 for routine bloodwork that mysteriously drops to $5 when you pull your insurance card out will have to stop. Or an organization like the Freelancer's Union will suddenly have a very viable business model aggregating and selling group insurance plans to on-demand workers.
Which you could probably do today for Uber/Lyft drivers, actually...
Freelance Senior Software Engineer, Developer, Web Developer, Programmer - Full Stack
You need to hone your business model if you have trouble getting your invoices paid. I put it in every one of my contracts that invoices get paid weekly otherwise I have no way of gauging whether to continue doing the work. Let me know if you need more advice on that.
Michael Barnathan Entrepreneur • Advisor
Co-Founder of The Mountaintop Program, Google Alum
I don't have that trouble anymore (though I'm not in that business anymore - my only freelance activity at this point is the odd request from past clients whom I've enjoyed working with). I eventually ended up instituting a system of milestones similar to what you're describing. That way any loss due to client cashflow issues (usually the cause) was limited to two weeks of work.
Chirag Rana Entrepreneur
Design Strategist, Entrepreneur
I'm consulting in UX during most career because I LOVE my freedom. I can be full-time employee IF I get my freedom.
Totally agree with Aleksandra. I'd like to work in my own creative environment which is my home office or sometime a park in my town (yes it's fun to work under the tree). This way I'm more productive working 10 to 12 hours a day without getting tired.
Totally agree with Aleksandra. I'd like to work in my own creative environment which is my home office or sometime a park in my town (yes it's fun to work under the tree). This way I'm more productive working 10 to 12 hours a day without getting tired.
Ben Winters Entrepreneur
Independent iOS Developer
I love the self-determination that freelancing enables/requires. One thing that I am missing is the feeling of building something bigger than myself that I *might* find through long-term team collaboration in a global company. That doesn't mean Fortune 500, but a venture-backed company that you believe in could be a good fit for some people.
Judi Wunderlich Advisor
★ Co-Founder/VP at WunderLand ★ (email@example.com)
So far in this discussion, I've heard about what the freelancers want. But there's a bit of a problem happening:
The IRS doesn't care one whit what you, the worker, wants. They (and the country) want the taxes paid by employers and employees alike. They have a mandate from our government to collect them, therefore they have rules about when someone must be classified as an Employee or as an Independent Contractor (freelancer), and what the worker wants is not considered in the least.
Plus, if you didn't know it, the IRS is on a campaign right now to catch and stop the misclassification of workers, and they are getting the cooperation of many State governments too. So you're going to continue to hear about companies getting 'caught' misclassifying workers. Those companies are going to get hit with heavy back taxes and penalties by the IRS, plus they open themselves up to class-action lawsuits by the workers, who if successful can then collect money equal to the value of the 'employee benefits' that they did not get but should have gotten. So there's an incentive for misclassified freelancers to snitch on their employers and to sue.
It seems that a big chunk of society welcomes not having benefits or a regular paycheck in lieu of freedom to work their own hours and in their own place, but there are probably just as many who are getting screwed over by their employers' purposefully misclassifying them so they don't have to pay overtime, don't have to give benefits or paid time off, and don't have to pay state and federal employer taxes. I mean, come on, I've seen companies post help wanted ads for a freelance receptionist. I guess next it will be freelance cashiers. Many companies, especially start-ups who don't get employment-law experienced legal counsel, think they can pay a worker any way they want. But I think the majority just figure they won't get caught.
It's going to be interesting to see how this pans out! Will the people be able to change our government and it's entrenched policies on employee/employer?
Freelance Senior Software Engineer, Developer, Web Developer, Programmer - Full Stack
I am an LLC and am a consultant on purpose, not because a work space has classified me that way to save money. So, I don't really understand how the troubles you describe affect me. I get my own insurance and don't need to worry about any employers taking advantage of me.
Judi Wunderlich Advisor
★ Co-Founder/VP at WunderLand ★ (email@example.com)
Yes, you're doing it the smart way. You set about to build your own business, for that is what being a 1099 contractor really is - a self-employed business owner. You have to file a business tax return, report all the freelance income you had, and then pay taxes on it every April 15th.
But look at Uber, just one of the affected on-demand service that calls its workers 'freelancers.' An estimated 11,000 are expected in the class-action lawsuit, and clearly they do not want to be independent - they WANT to be employees and feel they were treated like employees. That's why I brought it up.
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"National Library" Malta Favorite Tip by Kushelkitten
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Favorite thing: Located on Republic Street in Valletta the National Library was the last big building project of the Knights. Built in 1796 it hold over 300,000 books.
As a booklover this was a must see for me but for others they just may want to walkby and look at the beautiful architecture. The inside is just as beautiful as the outside and reminded me of a cathedral in its silence.
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Mona Lisa Pirate Captain With Mustache Case-Mate iPhone 4 Case
A re-edit of the art of Leonardo da Vinci. (Mona Lisa). ------- At The *Spoofing The Arts* Store, you'll find re-edits (mostly parody) of famous fine art work. If you'd like to see more, please click - SPOOFINGTHEARTS - in the tags below. ----- Contact me for information about new products. -------
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Watch Foyle's War S7E2: Sam moves in with Adam Wainwright to help run his guest house though,due to his shyness,they are not a couple. One of the tenants, Mandy Dean,is having a tough time, raising a baby fathered by black G.I. Gabe Kelly. Her old boyfriend Tommy Duggan is
|Season 7, Episode 2
|Killing Time
Foyle's War (2002) | S7E2 - Killing Time Links
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These photographs were taken by Nguyen Ngoc Chinh, a retired long time journalist. "Photography I believe, is an art of remembering the past as well as looking up at the future", he says.
Here is a link to see much more of Nguyen Ngoc Chinh's photography on Flickr. There is a lot to see and enjoy.


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Established in 2007, we provide quality beauty and massage courses for beginners, trained therapists, salon owners and college lecturers.
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Study this course as a one day Diploma or an NVQ 3 qualification.You will learn the intricate method of individual lash application in the correct way. You will also learn theoretical apsects of the...more
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There is hardly anything in life that can change a person's appearance, demeanour and confidence in the way that well applied makeup can. Elizabeth Taylor had the perfect attitude towards it when she said that 'put[ting] on some...
Having a strong eyebrow game is almost as necessary in today's world as bathing and wearing shoes on the tube and you can guarantee that any makeup course worth its salt will involve a lot of time spent working on the perfect arch. Before you...


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Having unwanted fat in various locations of your body can have a significant influence on your health and self-esteem. While conventional weight reduction through workout and diet plan is a great method to lose weight overall, even the very best workouts cannot target issue areas like the stomach, inner thighs, arms, and butts. Liposuction is a time tested treatment that is used to eliminate excess fat from specific areas of the body, permitting an individual to shape and contour their body to their taste. Is liposuction right for you? Discover now.
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If you're considering liposuction as a weight loss solution, it's important that you discuss your desires with a qualified cosmetic surgeon in your location. Your cosmetic surgeon will perform a complete test and health history questionnaire to identify if liposuction can benefit you and help you reach your physical and psychological goals. Call today for an examination and find out more about how liposuction can assist you achieve the body of your dreams.


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If you didn't know already, Damian Lillard is a gifted human being. In addition to being a two-time All-Star, the Blazers' point guard is also a talented MC.
Lillard flexed his musical gifts Friday with a #SoGoneChallenge rap lasting 45 seconds:
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— Damian Lillard (@Dame_Lillard) August 12, 2016
Chance the Rapper also recently participated in the challenge, and went off as you'd expect.
Lillard's love for hip-hop is well established. He started #4BarFriday, a social media trend that invites users to post videos rapping four bars.
He has full-length music out there, too. He released his first single, "Solider in the Game," in July 2015 and made his live debut two months later. Performing under the name "Dame D.O.L.L.A.," Lillard has two songs on iTunes, and he routinely drops new songs on his SoundCloud.
Lillard also heavily documents his music escapades on his Twitter and Instagram accounts.
Lillard chose not to play in the Olympics, instead opting for rest and hoping for a recovery of his injured heel. His social media channels indicate he's been spending plenty of time in the gym. We're glad he took a break to give us this heat.
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- Worldwide Rank #40,600,012
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Sci fi/Fantasy image byeileen citarrella
Long ago the continents were fused together. The rest of the globe was one big ocean. There was a satellite world very close to this one. Adrianna is looking out the window from her manmade city of Atlantis at that world.
Published More than a year ago
Category Fantasy
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text: 000 AWUS83 KBIS 071144 RWSBIS NDZ001>005-009>013-017>023-025-031>037-040>048-050-051-071945- Regional Weather Forecast National Weather Service Bismarck ND 544 AM CST Wed Dec 7 2016 /444 AM MST Wed Dec 7 2016/ Dangerous winter weather continues across the northern plains. The heaviest snowfall has moved east of the region, however gusty winds as high as 45 mph will continue to cause blowing and drifting snow across northern parts of the region. Travel is still very hazardous across much of the region at this time. Along with the windy conditions temperatures have also fallen sharply across the region. Wind chill temperatures across eastern Montana, southern Saskatchewan, and western North Dakota have dropped to as low as 25 below zero. Dangerously cold conditions are here to stay. Highs will be in the single digits and teens, with wind chill values as low as 30 below zero. $$ MM


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Gimme My Money Backby Treme Brass Band
The ebullient beat of the street can be heard on the Treme Brass Band's CD Gimme My Money Back. One of the nouveau brass bands to come up in the city of New Orleans under the encouragement of the late, great Danny Barker, the Treme Brass Band embodies the un-self-conscious joy of their neighborhood. The Treme is an area known for its vibrant people, full of fun and music. The Treme Brass Band's first CD exemplifies that spirit in their renderings of both original and traditional compositions. Led by maestro Lionel Batiste on drums and vocals, the band features such luminaries as Kermit Ruffins and James Andrews on trumpets, along with lesser-known but very talented musicians. Together, they put together a sound that can only come from the Big Easy. The music centers on that syncopated beat for which the city's music is known. In brass band fashion, that beat is created not only by the drum, but the tubas as well, here played by Jeffrey Hills and Kirk Joseph. Alto, soprano, and tenor saxophones; trumpets; and trombones trade out licks to create the unique dissonance of the brass band idiom. The title cut of the CD is a perfect expression of the streetwise sensibility of the band, as Andrews -- known as the Satchmo of the ghetto -- laments the inner city ethic: "Rob, steal, get yourself killed over a 50 dollar bill." Batiste, who brings some age and seasoning to the otherwise young group, shines on such traditional brass band hymns as "Jesus Is on the Main Line" and "Just a Closer Walk With Thee." But tradition meets contemporary in the art of the Treme Brass Band: they play the old gospel tunes like they have never been played before. It is feel-good music, and when the band dishes up their "Back o Town Blues," you've been there and you're feeling good.
Product Details
- Release Date:
- 11/30/1995
- Label:
- Arhoolie Records
- 0096297041727
- catalogNumber:
- 417
Album Credits
Performance CreditsTreme Brass Band Primary Artist
Kermit Ruffins Trumpet
James Andrews Trumpet
Lionel Batiste Bass Drums,Vocals
Stackman Callier Tenor Saxophone
Corey Henry Trombone
Benny Jones Snare Drums
Kirk Joseph Tuba
Fred Kemp Alto Saxophone,Soprano Saxophone
Roger Lewis Tenor Saxophone
Jeffrey Hills Tuba
Fredric Kemp Alto Saxophone,Tenor Saxophone
Elliot Callier Tenor Saxophone
Technical CreditsGeorge Gershwin Composer
Mississippi Fred McDowell Composer
Ira Gershwin Composer
Chris Strachwitz Producer
Jerry Brock Producer,Liner Notes
Wayne Pope Cover Design
Traditional Composer
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|Publication number
|Publication type
|Application number
|Publication date
|Dec 24, 2002
|Filing date
|Oct 4, 2000
|Priority date
|Oct 4, 2000
|Fee status
|Also published as
|Publication number
|John Border, Michael R. McGovern
|Original Assignee
|Eastman Kodak Company
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (10), Non-Patent Citations (1), Referenced by (12), Classifications (25), Legal Events (7)
|External Links: USPTO, USPTO Assignment, Espacenet
The present application is related to U.S. application Ser. No. 09/678,854, filed, Oct. 4, 2000, by John Border, et al., and entitled, "Method of Making An Antireflection Polymeric Material now pending;" U.S. application Ser. No. 09/679,224, filed, Oct. 4, 2000, by John Border, et al., and entitled, "Method Of Making An Antireflection Article Of Manufacture" now pending, and, U.S. application Ser. No. 09/679,107, filed Oct. 4, 2000, by John Border, et al., and entitled, "Method of Optically Modifying A Polymeric Material" now pending.
The invention relates generally to antireflection articles of manufacture. More particularly, the invention concerns polymeric materials modified with nanoparticulate fillers resulting in an improved optical performance.
The use of coatings to reduce the reflection from optical surfaces, such as ophthalmic lenses, is well known in the industry. Quarter wave coatings are known as the simplest and lowest cost option for reducing reflection since only a single layer is required. The term "quarter wave" applies to the optical thickness of the coating relative to the wavelength of light of interest as shown in Equation 1.
The reflection (%) that occurs when light is incident on a quarter wave coated optical surface is given by the equation:
Where n0 is the index of refraction for the ambient air; n2 is the index of refraction of the quarter wave coating material; n is the index of refraction of the optical material; t is the thickness of the coating and λ is the wavelength of light of interest.
Optical plastics, such as polymethylmethacrylate, polycarbonate and polystyrene, typically have refractive indices of 1.451-1.62. When combined with a quarter wave antireflection coating, such as magnesium fluoride that has an index of refraction of 1.37, the reflection is 1.2%. Considering that magnesium fluoride has the lowest index of refraction of all the optical coatings typically used, this combination represents the best that can be obtained with a quarter wave coating. To obtain lower levels of reflection, more expensive multilayer antireflection coatings are required. Consequently, antireflection coatings are either not used with plastic optics and the optical performance suffers, or multilayer coatings are used and the cost of coating becomes the dominant cost of the plastic optic.
However, an examination of Equation 2 shows there exists an opportunity to obtain zero reflection exists n2 2=n0n. This condition is satisfied for a magnesium fluoride coated optic if the refractive index of the plastic can be increased to approximately 1.9.
Nanoparticulate fillers have been used to increase the index of refraction of plastics. By using a filler small enough that it is well below the wavelength of visible light (400-700 nm), the filler will not scatter the light and the filled plastic can retain its transparency. High refractive index powders are available in nm particle sizes that are well below the wavelength of visible light. Dispersing high refractive index nanopowders into optical plastics at specific loadings will enable the index of the plastic to be increased to 1.9 so that the magnesium fluoride coated optical article produced will have zero reflection at a given wavelength.
There have been numerous attempts in the prior art to make antireflection coatings. For instance, U.S. Pat. No. 3,706,485, titled "Multi-Layer Anti-Reflection Coatings Using Intermediate Layers Having Monotonically Graded Refractive Index" by Fawcett, et al., Dec. 19, 1972, discloses a series of quarter wave coatings to produce a broadband antireflection coating. While this coating structure provides excellent antireflection properties, the need for multiple layers makes the overall cost very high for a plastic lens.
In U.S. Pat. No. 3,984,581, titled "Method For The Production Of Anti-Reflection Coatings On Optical Elements Made Of Transparent Organic Polymers" by Dobler et al., Oct. 5, 1976, a method is disclosed for applying antireflection coatings to plastic optical elements without thermal treatment. While the method disclosed does improve the manufacturing process for applying antireflection coatings to plastic optics, it does not improve the performance of the antireflection coatings themselves.
In U.S. Pat. No. 4,237,183, titled "Process For The Surface Treatment Of A Synthetic Resin Lens And The Product Thereof" by Fujiwara et al., Dec. 2, 1980, a process is disclosed for treating the surface of a plastic lens to improve the adhesion and durability of antireflection coatings such as magnesium fluoride. This patent does not discuss methods for improving the performance of the antireflection coating.
Further, PCT Application No. WO97/10527, titled "Structured Index Optics And Ophthalmic Lenses For Vision Correction" by Toeppen, Filed Sep. 10, 1996, discloses the use of nanoparticles in ophthalmic lenses to increase the refractive index of the lens material such that the thickness of the ophthalmic lens can be reduced. While this patent does discloses the use of nanoparticles to modify the refractive index of plastics, it does not disclose the modification of refractive index of plastics to improve the performance of antireflection coatings. Likewise, the concept of increasing the refractive index of the plastic to a specific value as dictated by a quarter wave antireflective coating to deliver zero reflection at a specified wavelength is not disclosed.
In U.S. Pat. No. 5,910,522, titled "Composite Adhesive For Optical And Opto-Electronic Applications" by Schmidt et al., Jun. 8, 1999, the use of nanoparticles in an optical adhesive to improve the thermal stability of the adhesive is disclosed. The use of the nanoparticles in the lens material to effect reflection is not discussed.
Finally, in PCT Application No. WO009446A1, titled "Compositions For Forming Transparent Conductive Nanoparticle Coatings And Process Of Preparation Therefor" by Aikens, et al., Filed Aug. 16, 1999, the incorporation of nanoparticles into a coating to form a transparent conductive coating is disclosed. Antireflection attributes of the coating are not discussed.
Therefore, a need persists in the art for a method of making an antireflection article of manufacture having zero percent reflection enabling improved optical performances.
It is, therefore, an object of the invention to provide a method of manufacturing antireflection articles having zero percent optical reflection at a specified wavelength.
Another object of the invention is to provide a method of manufacturing optically modified materials having a nanoparticulate dispersion for improved optical performance.
It is a feature of the present invention to disperse a nanoparticulate filler into a host material and coat the resulting product with an antireflection coating which produces a surface with zero percent optical reflection.
The present invention is directed to overcoming one or more of the problems set forth above. Briefly summarized, according to one aspect of the present invention, an antireflection article of manufacture comprises a polymeric host material, a nanoparticulate filler dispersed in said polymeric host material forming an optically modified material and a quarter wave coating layer coated on said optically modified material to form said antireflection article having a percent reflection of zero as defined by the equation
Wherein n0 is the index of refraction for ambient air; n2 is the index of refraction of said quarter wave coating layer; and, n1 is the index of refraction of said optically modified material.
The present invention has numerous advantages over prior art developments, including: articles made with the optically modified materials of the invention cost considerably less to coat while having far superior optical properties; the index of refraction of the host material can be readily modified resulting in less complex optical system designs and substantial cost reductions of the overall optical system; and, high loadings of nanofillers could improve adhesion and durability of optical coatings in general.
The above and other objects, features, and advantages of the present invention will become more apparent when taken in conjunction with the following description and drawings wherein identical reference numerals have been used, where possible, to designate identical features that are common to the figures, and wherein:
FIG. 1 is a coated prior art lens showing partial light reflection;
FIG. 2 is a coated antireflection lens of the invention with zero percent reflection;
FIG. 3 is a block diagram of the process for manufacturing an antireflection article;
FIG. 4 is a schematic diagram of a nanocomposite material making process based on compounding; and,
FIG. 5 is a schematic diagram of a nanocomposite material making process based on solvent dispersion.
Turning now to the drawings, and in particular to FIG. 1, a typical prior art plastic lens 1 with index of refraction (n) is shown. Lens 1 comprising host material 6 having an index of refraction (n) coated with a coating layer 2 having a lower index of refraction (n2) to reduce reflection losses 4 from the incoming light 3. The percent reflection for prior art plastic lens 1 is defined by Equation 2, denoted above.
Referring to FIG. 2, an optical article of manufacture, such as an improved, antireflection lens 10, made in accordance with the method of the invention, is illustrated. Lens 10 has a coating layer 12, similar to lens 1 (depicted in FIG. 1), but the plastic optical host material 14 comprising lens 10 has been modified (described fully below) to change the index of refraction from (n) to (n1), where (n) is typically lower than (n1). According to FIG. 2, the resulting optically modified coating layer 12 has a percent reflection of zero as defined by Equation 3
wherein n0 is the index of refraction for the ambient air; n2 is the index of refraction of the quarter wave coating material; and, n1 is the index of refraction of the optically modified material.
It is an important feature of the invention that the index of refraction (n) of the plastic optical host material 14 is modified, i.e., increased during the manufacturing process. To increase the index of refraction (n) in accordance with our invention, we prefer dispersing (described more fully below) into the plastic optical host material 14 a nanoparticulate filler 16 having an index of refraction (n3), where (n3) is higher than the index of refraction (n) of the plastic optical host material 14.
Thus, 100% of the incoming light 3 incident on improved lens 10, made in accordance with the method of the invention, exits lens 10 as refracted light rays 5.
Referring to FIG. 3, the process 20 for making the optically modified nanocomposite material 18 for lens 10 is depicted where material 18 includes plastic optical host material 14 and nanoparticles 16. First the plastic optical host material 14 is selected (step 22) based on optical, structural and thermal design considerations such as percent transmission, percent haze, index of refraction, yield strength at a temperature, impact strength, scratch resistance, glass transition temperature, etc., which are generally determined by the optical requirements of the optical article. Second, the nanoparticulate material 24 is preferably selected based on cost, availability, index of refraction and particle size. As disclosed in this invention, selecting suitable nanoparticulate materials 24 requires selecting materials having a high index of refraction, i.e., greater than 2.0, and an average particle size less than about 40 nm. Third, the nanoparticles are preferably dispersed 26 into the host material although other mixing processes could be used, such as roll milling. Dispersion 26 can be accomplished through preferably compounding (refer to FIG. 4) even though solvent dispersion (refer to FIG. 5) can be used with good results. Fourth, the optically modified material 28 is formed into an optical article. Fifth, the optical article is then coated 30 with a quarter wave thick layer of magnesium fluoride or some other antireflective coating forming an antireflective article of manufacture with a percent reflection of zero.
Referring to FIGS. 4 and 5, two methods of dispersing the nanoparticles into the host material are schematically illustrated. According to FIG. 4, an outline of the process for dispersion through compounding 32 is depicted. In compounding 32, the selected nanoparticles 36 are fed into a compounder 40, such as a twin screw extruder or a Farrell continuous mixer, along with pellets of the selected host material 34. After compounding 40, the optically modified material is pelletized 42 for use in an injection molding machine (not shown). As shown in FIG. 4, a surface treatment 38 may be needed to make the nanoparticles 36 compatible with the host material 34. Skilled artisans will appreciate that this treatment could be applied to the nanoparticles directly or added as an additive to the compounder along with the nanoparticles and the host material.
According to FIG. 5, in the solvent-based dispersion process 44, the selected host material 46 and the selected nanoparticles 48 are dispersed in solvents 50, 54, respectively, prior to mixing 56 the two solvent solutions. The selected nanoparticles 48 are preferably exposed to an intermediate solvent dispersion step 52 to insure that a good dispersion is obtained and all agglomerates are broken up. After mixing the two solvent solutions together in step 56, the solvents are removed in step 58 and the optically modified material is pelletized 60 for use in an injection molding machine (not shown).
Following both techniques for making the optically modified material, the end result is plastic pellets which contain fully dispersed nanoparticles with the nanoparticles being present in sufficient quantity to deliver the index of refraction needed for zero reflection in the coated optical article produced.
Injection molding and compression molding are the two preferred techniques for forming the antireflection lens 10 (refer to FIG. 3 step 28) of the invention. The quarter wave coating of magnesium fluoride (or other antireflective coating) is applied by vacuum coating or dip coating.
In a preferred embodiment, the antireflection lens 10 is comprised of a polymeric host material selected from the group consisting of thermoplastic materials and thermoset materials. Thermoplastic materials used in optical articles include: polymethylmethacrylate, polycarbonate, polystyrene, polysulfone, cyclic olefins, and blends and copolymers of those listed. Thermoset materials used in optical articles include: diallyl glycolcarbonate, epoxides, and thermoset polyesters.
Typically the article of manufacture 10 produced within the contemplation of the invention are simple lenses, an array of lenses, ophthalmic lenses, window glazing, optical fibers, cover glasses for digital imagers, microlenses on digital imagers and other optical devices of the like.
Skilled artisans will appreciate that modification of the optical properties of the host material is achieved, in accordance with the method of the invention, by increasing the index of refraction (n) of the material. In our preferred embodiment, this is achieved by dispersing a nanoparticulate material filler having a higher index of refraction than the host material into the host material.
An exemplary example of the aforementioned procedure for increasing the index of refraction (n) of a host material follows.
A polymethylmethacrylate host material is optically modified with the addition on titanium dioxide nanoparticles. Polymethylmethacrylate has an index of refraction of 1.49. Titanium dioxide has a refractive index of approximately 2.5. Titanium dioxide nanoparticles are available from Nanophase Technologies Corp. in the 20-40 nm size. The volume (percent) of titanium dioxide nanoparticles required in the polymethylmethacrylate host material can be calculated based on volume using Equation 4, below:
wherein, γv is the volume % of the nanoparticles needed to achieve the index of refraction for zero reflection; n1 is the index of refraction of the optically modified material for zero reflection (1.9 for � wave magnesium fluoride antireflection coating); n is the index of refraction of the host plastic material; n3 is the index of refraction of the nanoparticle material.
For the combination of polymethylmethacrylate and titanium dioxide, the volume (percent) of nanoparticles needed is approximately 40%.
Referring to FIG. 5, a solvent based dispersion process with toluene or xylene has been successful for a wide variety of polymers (polymethylmethacrylate, polystyrene, polycarbonate and cyclic olefin) as well as a variety of particles (titanium dioxide, magnesium oxide and zinc oxide). As a result, well-dispersed solutions have been produced.
Referring again to FIG. 5, solvent removal 58 can be accomplished at moderate temperature with vacuum. The dried material is then run through an extruder to form pellets. The pellets are then injection molded into optical articles that are coated with a thin layer of aluminum and then magnesium fluoride for antireflection.
Alternatively, the optically modified material above was prepared using the compounded (refer to FIG. 4) approach. In this case, a compatibilizer additive, Solsperse�21000 (manufactured by Avecia, Inc.) with 10% by weight mixed in with the nanoparticles. The resultant antireflective article of lens formed using compounded materials has the same antireflective qualities as the lens formed using the process in Example 1
The invention has therefore been described with reference to a preferred embodiment thereof. However, it will be appreciated that variations and modifications can be effected by a person of ordinary skill in the art without departing from the scope of the invention.
1 prior art plastic lens
2 coating layer on prior art lens 1
3 incoming light
4 reflection losses
5 refracted light
6 host material
10 antireflection lens
12 coating layer for antireflection lens 10
14 plastic optical host material
16 nanoparticulate filler
18 optically modified nanocomposite material
20 schematic of process for making antireflection article
22 step of selecting host material
24 step of selecting the nanoparticulate material
26 step of dispersion
28 step of forming an optical article
30 step of coating the optical article
32 compounding process
34 step of selecting host material
36 step of selecting nanoparticulate material
38 step of surface treating nanoparticles
40 step of compounding nanoparticles
42 step of step of pelletizing
44 solvent-based dispersion process
46 step of selecting host material
48 step of selecting nanoparticles
50 step of dissolving host material in solvent
52 step of surface treating nanoparticles
54 step of dispersing nanoparticles in solvent
56 step of mixing together products of steps 50 and 54
58 step of removing the solvents
60 step of forming a useable article, pelletizing
|Cited Patent
|Filing date
|Publication date
|Feb 4, 1971
|Dec 19, 1972
|Rank Organisation Ltd
|Multi-layer anti-reflection coatings using intermediate layers having monotonically graded refractive index
|Oct 22, 1974
|Oct 5, 1976
|Carl Zeiss-Stiftung
|Method for the production of anti-reflection coatings on optical elements made of transparent organic polymers
|Apr 7, 1978
|Dec 2, 1980
|Nihon Shinku Gijutsu Kabushiki Kaisha
|Process for the surface treatment of a synthetic resin lens and the product thereof
|Apr 2, 1996
|Jun 8, 1999
|Institut Fur Neue Materialien Gemeinnutzige Gmbh
|Composite adhesive for optical and opto-electronic applications
|Jul 21, 1997
|Nov 2, 1999
|Dai Nippon Printing Co., Ltd.
|Transparent functional membrane containing functional ultrafine particles, transparent functional film, and process for producing the same
|Jun 30, 1999
|Jan 8, 2002
|Mitsubishi Chemical Corporation
|Optical memory device
|Title not available
|Sep 10, 1996
|Mar 20, 1997
|The Regents Of The University Of California
|Structured index optics and ophthalmic lenses for vision correction
|Jul 30, 1998
|Feb 10, 2000
|Minnesota Mining And Manufacturing Company
|Nanosize metal oxide particles for producing transparent metal oxide colloids and ceramers
|Aug 16, 1999
|Feb 24, 2000
|Nanophase Technologies Corporation
|Compositions for forming transparent conductive nanoparticle coatings and process of preparation therefor
|Eugene Hecht: "Optics" 1987, Addison-Wesley Publishing Company, Amsterdam XP002081345, p. 373-375, figure 9.53.
|Citing Patent
|Filing date
|Publication date
|Dec 24, 2003
|Sep 6, 2005
|Eitan Zeira
|Durable nano-structured optical surface
|Jun 9, 2006
|Feb 17, 2009
|3M Innovative Properties Company
|Bonding method with flowable adhesive composition
|Aug 12, 2009
|Aug 28, 2012
|3M Innovative Properties Company
|Structured abrasive article, method of making the same, and use in wafer planarization
|Mar 16, 2005
|Mar 10, 2015
|Rensselaer Polytechnic Institute
|Block copolymer and nanofiller composites
|Dec 24, 2003
|Jul 15, 2004
|Eitan Zeira
|Durable nano-structured optical surface
|Jun 20, 2002
|Aug 12, 2004
|Wolfgang Muller-Lierheim
|Optical element, especially an eye implant
|Mar 16, 2005
|Oct 27, 2005
|Rensselaer Polytechnic Institute
|Block copolymer and nanofiller composites
|Jun 9, 2006
|Dec 27, 2007
|3M Innovative Properties Company
|Bonding method with flowable adhesive composition
|Aug 12, 2009
|Mar 4, 2010
|3M Innovative Properties Company
|Structured abrasive article, method of making the same, and use in wafer planarization
|Dec 18, 2008
|Nov 18, 2010
|E.I. Dupont Nemours And Company
|Bilayer anti-reflective films containing nanoparticles in both layers
|Dec 18, 2008
|Nov 25, 2010
|E. I. Du Pont De Nemours And Company
|Bilayer anti-reflective films containing nonoparticles
|Apr 6, 2011
|Aug 1, 2013
|Stichting Energieonderzoek Centrum Nederland
|Nanoparticle antireflection layer
|U.S. Classification
|428/402, 428/403, 428/143, 428/147, 428/407, 428/404, 428/412
|International Classification
|Cooperative Classification
|European Classification
|Oct 4, 2000
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text:
These generous Foundation partners donate a percentage of sales from this website to our mission. When you purchase these products for your family, friends, caregivers, colleagues and others, you support our efforts to raise awareness and research funding to end women's cancer. Thank you!
One Look Fashions
One Look is a fashion online clothing store created by sisters, Kirsten and Austin Westermann, who are committed to the fight to end women's cancer. Growing up with a gynecologic oncologist as a mother, Dr. Eva Chalas, the sisters understand the importance of bringing awareness and education about gynecologic cancers. Kirsten and Austin felt it was incredibly important to be a part of something bigger than just clothing. The One Look fashion combines their passion for fashion and bringing awareness about an issue that is important to all women. The Westermann sisters will give 10 percent of all proceeds to the Foundation for Women's Cancer. The online clothing store includes dresses, tops, jackets and jumpsuits.
Wrapped in Love
Wrapped in Love is a fashion accessory line of fleece wraps, ponchos, head wraps and scarves to provide warmth, comfort, beauty, dignity and style to cancer patients, chemo patients, seniors and those convalescing.
Special Offer: Foundation for Women's Cancer will receive 30% from each Wrapped in Love item sold between July 1, 2016 and September 30, 2016 (excluding the pink fleece wrap).
Wrapped in Love (www.wrappedinlove.com) was inspired by the designer's mom when she was in the hospital. It consists of wraps, head wraps and other fashion accessories for women who are in the hospital, going through chemotherapy or convalescing, to provide them with warmth, comfort, beauty, dignity and style. The designer (Karen Mac Donald) conducts focus groups with cancer patients to ensure that the fabric and style is comfortable and meets their needs, and she works with nurses to ensure that the design provides them appropriate access to the patient for medical attention. Made in the USA.
Bravelets will donate $10 from each item purchased to the Foundation for Women's Cancer. Each order supports the Foundation's mission of research, awareness and education of gynecologic cancers. Shop the selection here.
Pura Vida Bracelets
When you buy this $5 uterine cancer awareness bracelet, $1 goes to the Foundation. Plus, you'll be supporting local artisans in Costa Rica.
The Pound Cake Company
Celebrating more than 10 years of homemade goodness and in honor of the memory of Lottie Moore and Louvenia Stephens, The Pound Cake Company is "Pounding-the-Fight" against GYN cancer. Proceeds will support research, training, education and awareness. Show your love with a savory gift that also supports "Pounding the Fight" against women's cancer – 20 percent of proceeds go to the Foundation!


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Motion to limit Fairlawn Council president, vice president terms lacks support
During the Nov. 19 Fairlawn City Council meeting, Councilwoman Barbara Potts (Ward 2) proposed placing a limit on the number of years a Council member can serve as Council president or vice president. However, no other Council members seconded the motion, so it was not called for a vote.
Potts said her idea was for the term limits to start in 2013.
"Right now, there's no term limit for president or vice president of Council," she said. "I'd like to see more people get an opportunity to serve in this position because it's a job that other people on Council should learn how to do. If I had my druthers, I'd let it rotate through everybody."
Council President Russ Sharnsky (at large) countered that the jobs already are subject to potential limiting factors.
"We're limited on our terms anyway," he said. "We're elected by our constituents for four years, and that limits the amount of time we can be in. The mayor doesn't have a term limit. And on top of that, we vote for Council officers every year, so if someone's not happy with what someone's doing, a change can be made in January when we go through the process. So there are a lot of options already without adding some cumbersome requirements to the legislation."
Potts' motion would have been part of an ordinance "amending and or supplementing section 220.01 'officers; committees; Robert's Rules; meetings; attendance' of Chapter 220 'Council' of the codified ordinances of the city of Fairlawn."
Among the changes is the elimination of the need for Council to elect a temporary chairman during its first regular meeting of the year to preside until a Council president is elected.
"This basically brings this section into compliance with the way the first meeting of Council of each year is held," Law Director Ed Riegler previously said. "There are some minimal changes in there, but these changes do correspond with the way the meetings are taking place."
The ordinance passed 6-1, with Potts dissenting.
Also during the meeting:
• Council heard the first readings of three separate ordinances relating to public records, the city's electronic media policy and the city's social media policy.
"Because of the changes in case law, as well as statutory law, and because of electronic media continually changing from day to day, we're making changes to our policy, as well as to the part-time and full-time [employee] handbooks," Riegler said.
Mayor William Roth said the changes, which relate to items such as employee emails and city Facebook posts, are a matter of the city "keeping current with the changes in the state of Ohio."
"We will be discussing this further," he added.
• Roth said the city's 2013 budget process "is continuing."
"I anticipate probably by the next Council meeting we should have most of the exhibits prepared for Council to look over," he said. "I would like to have a working session Monday just to finalize most of the items."
During the meeting, Council heard the first reading for an ordinance establishing a temporary budget for 2013 and appropriating funds for it.
In addition, Council heard the first reading for an ordinance "establishing a reconciliation budget for the year 2012."
"It's just making sure that the budget we [pre-approved] for 2012 can be reconciled with the end of the year," Potts explained. "We need to make a temporary budget for 2013, and then we have to pass a permanent budget by the end of March for 2013. This reconciliation for 2012 is reconciling with the budget we passed by March 2012 for this year."
• According to Riegler, the city remains "in the process of negotiations" with the unions for various city workers.
"We had a couple of sessions last week," he said. "We have none this week because of the holidays, but we have more sessions next week. We're hoping that we'll be able to get an agreement and a conclusion to these negotiations shortly."
• Fire Chief Russ Hose said the city's full-time firefighters provided meals for 250 homeless people at St. Bernard Catholic Church in Downtown Akron Oct. 28.
"They did this last year and they did it again this year," he stated. "The bill was paid for by the local firefighters."
• Deputy Service Director Ernie Staten said the city's last leaf pickup service will take place Nov. 26.
"The Service Department has the all trucks ready to go for snow and a full bin of salt," he stated.
• Parks and Recreation Director Laurie Beisecker said her department continues to receive registrations for the Breakfast With Santa and said there are still some spots available.
This year's Breakfast With Santa will take place Dec. 15 at 10 a.m. at the Fairlawn-Kiwanis Community Center, 3486 S. Smith Road. The cost is $9 per child for ages 2 to 8 and $10 per accompanying guest.
For additional information, go to cityoffairlawn.com/index.aspx?NID=280.
The next Council meeting is set to take place Dec. 3 at 6:30 p.m. at Fairlawn City Hall, 3487 S. Smith Road. The next Committee-of-the-Whole meeting is scheduled for Nov. 26 at 6 p.m. in City Hall.
More Community News
- Downtown Akron retail, housing planned
- Sharon kicks off Christmas season
- Litchfield CLC accepted into IB program
- State auditor releases special report on open enrollment
- Falls Council hears utility audit report
- West Side News & Notes
- ADM Services Board recognizes Trailblazers
- Work on 2017 county budget continues
- Boston trustees discuss business not registered in JEDD
- Bath trustees reduce speed limit on Bonnebrook
- Bath Community Fund awards first grants
- Sharon trustees discuss Eagle Scout project
- Auditor releases report on open enrollment
- Lakemore lights up for holidays
- Downtown retail, housing planned on South Main
- Springfield district planning stadium improvements
- South Side News & Notes
Calendar of Events
- Helen Welch Trio; Jan Rookard and Ray McCall - 12/3/2016
- Glass Fusing: Make a Tiny Bowl - 12/3/2016
- Illusion Factorys How the Grinch Stole Christmas - 12/3/2016
- Mind Your Own Beeswax Workshop - 12/3/2016
- Womens Art League Show - 12/3/2016
...More Events


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Consumers today are demanding more from financial brands and growing distrustful of traditional advertising. FI marketers need to be more creative than ever to get ahead of the competition. Take away a roadmap on:
Look into the future of financial marketing to drive your digital returns now.
Today's consumer demands more and more convenience from their providers, and FIs are struggling to keep up. Enact an interdisciplinary strategy to provide a superior customer experience and cement loyalty. Develop an action plan to:
Put the customer at the center of everything you do to build longevity for your brand.
Meet thinkers, doers, and trailblazers in digital marketing. Break the ice and get to know peer financial marketing executives during quick 3-minute rotations. Start your day off by making the right connections and gain exclusive knowledge!
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Target segments that you didn't think to engage before to increase profitability
Marketers are in a new world where digital, data, and content technologies can accelerate direct and digital marketing initiatives. Unlock the potential of digital and data to transform your marketing and impact topline growth. Take away expert insights on:
Lean in to digital trends that will have the biggest impact on your marketing to thrive in this brave new world.
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Connect with your potential clients in crucial moments to become their provider of choice.
78% of marketers in the financial industry report using content marketing, but only 25% of those consider themselves to be effective. Engage your audience with a content strategy that is uniquely differentiated from the rest. Get practical tips to:
Implement winning strategies to elevate your content.
Financial firms struggle to create the kind of content that creates continuing brand loyalty. Zero in on your customers' concerns and needs to deliver personalized social content that will catch attention and keep your clients engaged. Take away strategies to:
Source your content strategy direct from consumers to align your brand and grow wallet share.
In the US, social native ad spend will grow to $4.57 billion by 2017. Create content your target market wants to consume to attract new customers. Walk away with an action plan to:
Raise your brand awareness organically with native ads.
The ANA predicts that online ad fraud will cost marketers more than $7 billion globally this year. Get smart about your ad spend to reduce risk and increase viewability. Source practical tips to:
Make strategic spending choices to increase quality human traffic for your brand.
More than a third of consumers exclusively use mobile in their purchase decision-making, but mobile is still an afterthought for many firms. Center your strategy on the channel your clients really use to provide a superior user experience in financial services. Take away a roadmap on:
Know when to put the "second screen" first to revitalize your customer journey
The shift to mobile means that people are constantly connected. Understand how mobile moments are defining your consumer behavior and win with moment-centric strategies. Discover:
Satisfy consumers' expectations on demand – where and when they want it.
The customer's path to purchase is far from linear in today's digital world. Understand your customers' journey to know how and when to market to them. Master the success factors to:
Strengthen your strategy and achieve ROI through customer journey mapping.
Consumers today expect your website to be simple, seamless, and user-friendly. Master the key elements of web design and functionality that will keep your users coming back. Source best practices on:
Revamp your firm's web presence to attract and retain clients.
Every digital interaction customers have with your brand needs to be unified and up to date. Leverage agile to enhance your omni-channel CX while making optimal use of digital strategies and resources. Apply the methodology to:
Execute consistent digital experiences across your touch points with agile.
Innovation in the tech sector will have huge ramifications on financial services. Gather intelligence on latest technologies and discover hidden opportunities for improving your marketing efforts. Get the insider's perspective on emergent trends, including:
Prepare your organization to maximize digital marketing success.
Achieving cross-channel parity is one of the most important factors in creating a customer-centric experience. Maintain a uniform presence across your platforms to make every interaction excellent. Overcome challenges around:
Deliver a truly client-centric experience to attract consumers to your brand.
Don't miss this exclusive end-of-day gathering with conference speakers and attendees! Unwind, mingle and build relationships that will benefit you in the years to come.
Technology is revolutionizing the way the companies communicate with their clients in every industry. Tap into the trends that will define the future of audience engagement and increase your digital returns. Take away insights from an industry leader on:
Alter your approach now to capitalize on the trends of tomorrow.
FIs have more consumer data available to them than ever before, but still struggle with 1:1 marketing. Create personalized experiences to drive engagement and conversion using advanced behavioral analytics. Source practical tips to:
Harness the power of personalization to better understand your customers and drive conversion
Including video on a landing page can increase likelihood of conversion by up to 80%. Capture and hold your customers' attention with video storytelling. Source practical tips to:
Reach your customers with video storytelling to attract new business.
Attribution remains one of the most elusive challenges for modern day marketers. Devise a cutting-edge algorithmic model to measure and optimize your marketing mix across all channels. Create a blueprint on how to:
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FIs struggle to extract real value from the vast amounts of data available. Cut through the noise and assess the right metrics to improve your conversions. Get expert advice on:
Master data-driven marketing to gain actionable insights and grow your ROI
Popular finance platform Credit Karma has leveraged indirect attribution to fuel its growth from 3 million to more than 60 million members. Develop an attribution framework that delivers the best mix of consistency and rigor to maximize your ROI. Dig into strategies for:
Master indirect attribution to strengthen acquisition and grow market share.
Regulatory guidelines in the financial industry are constantly evolving, and can slow down marketing efforts. Allow your team customization within defined parameters to deliver personalized, local content in real-time. Assess the benefits to:
Better integrate your sales and marketing assets to maintain brand integrity
Intelligent, people-based targeting and the right bidding strategy remains key to taking acquisition efforts through display media to the next level. Leverage technologies to effectively market to prospects in a "multi-device" environment. Discover Amex's approach to:
Capitalize on mobile and cross-device technologies to drive acquisition in a real-time bidding environment.
Today's consumers demand personalized content and experiences that are "right for me." Captivate your audiences through web and mobile personalization. Develop a roadmap to:
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Using an online tool, ACU leveraged consumer curiosity to gain a great share of wallet in loans. Entice your existing and potential customers with simple digital tools that focus on them. Take away ideas to:
Develop engaging digital tools to grow wallet share and bring value to your customers.
As financial marketers strive to optimize and consolidate operations, functions traditionally served by agencies are being absorbed in-house. Identify where you can take on more weight, and where it pays to outsource. Source strategies from your peers on:
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Creating exceptional digital experiences for customers is the key to differentiating your brand in today's competitive marketplace. Embrace an open eco-system between FIs and external developers to create richer capabilities for your customers. Source your plan of action on:
Stay competitive in a world of disruption by embracing innovation.


text:
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text:
A local sandwich joint, with local attitude and BIG sandwiches. That's Perry's Deli, on Franklin Street. You want meat on bread? That's lots of meat on bread? OK, make that LOTS of meat on bread. Ya gotta try Perry's.
Here's a hint for eating a Perry's sandwich: keep your fork handy. You'll need it. Trust me.
The ambience at Perry's is a little hard to describe. Let's just say, there's pictures, cartoons and other "stuff" on the walls, and a big screen TV. Now, how many delis you know have a big screen TV? Have a sandwich, watch a movie. Pretty cool place.
And the sandwiches are delicious. And did I say they were BIG?!!!!!
(By the way, when you visit Perry's, leave the cell phone at home)
Favorite Dish My favorite is the Earnest's Exstacy. Two scoops of turkey, two scoops of cole slaw. Thousand Island dressing and bacon. All piled on two slices of bread. I dare you to keep it all on the bread. I just dare you.
What a great sandwich!
Last visit: 10/26/04
Perry's has been in business since 1982 and although Perry sold the business in September 2003 to a former Russian soccer player named Boris, Perry has stayed on as a consultant and the quality of the food and the atmosphere have stayed the same.
Frequently in the warmer months there will be a line out the door, in January when less of us are silly enough to venture out for lunch, you can walk right up.
And whatever you do, turn off that cell phone when you come in. Perry was known to kick people out for using them, the current owner seems to have settled for publicly humiliating the offender over the loudspeaker.
Favorite Dish The sandwiches are huge, I can make two meals out of one. I've recently tried the Giant J, a roast beef sandwich with horseradish and Russian dressing and today I opted for just a regular roast beef with mayo. Both were great!
The names of all of the triple decker sandwiches are named for relatives of Perry's, the Giant J is named after his late brother and several are named after his wife and mother.
If you are looking for a place to get a quick lunch and are seriously hungry, I suggest Perry's. The sandwiches are ridiculously large - I'm talking enough meat for 3 or 4 sandwiches all packed into 1. It gets crowded at lunch time and it may be hard to find a seat, but you get through the line quickly.
Just one thing - turn off your cell phone or risk getting yelled at by the owner. Its all he asks of you when you eat at his deli.
Favorite Dish I enjoy the combo, which is turkey, ham, cole slaw, and Russian dressing.
You get a choice of white, wheat, or rye with all sandwiches. The bread is standard sliced bread you would get at a supermarket and is pretty flimsy. I suggest you use wheat bread because it holds the sandwich together much better than the white bread. Some sandwiches can be put on onion or kaiser rolls.
Perry's is a great place to get large, great tasting sandwiches in downtown Chicago. They offer a wide variety, all of which are large, large, large!
Make sure you shut off your Cel phone before entering the restaurant. The management is infamous for kicking people out who dare talk on their Cel phones during their meal!


text:
Gideon Rachman
- This 2014 Donald Trump interview hints at a new kind of special relationshipNew StatesmanUnited Kingdom
- The EU has taken Brexit badly, but Theresa May will win out in the endThe Independent
- FBritain and Brussels must compromise and find mutual advantageft.comBerlin
- FA distracted America in a dangerous worldft.comAsia
- FFirstFT – Samsung woes, the declining prestige of democracy and what nobody tells you about becoming the bossft.com
- FFirstFT – A fiery first presidential debate, the prospect of bank break-ups and going au naturel in Parisft.com
- FAmerica's Pacific pivot is sinkingft.com
- Gideon Rachman on Books and Writinghuffingtonpost.com
- 'China's Jack the Ripper': Police snare serial killer after 28-year search – reportsThe Guardian
- FFirstFT – Renault emissions probe, Deutsche Bank's $10bn scandal and the crisis in Anglo-American democracyft.com
- BDISPATCHES FROM THE EDGE:Dangerous Seas: China & The U.S.berkeleydailyplanet.com
- Trump Phenomenon the 'Culmination of a Phenomenon 500 Years in the Making'Sputnik (EN)
- South China Sea: Japan to develop missile as tensions with China mount – reportsThe GuardianOkinawa Prefecture
- White House Countdown: Highs and lowsblogs.ft.comAsia
- The Euro: And Its Threat to the Future of Europe by Joseph StiglitzThe TimesLuxembourg
- Easternisation: War and Peace in the Asian Century by Gideon RachmanThe TimesRomana
- Could Brexit Be A Catastrophe That Never Happens?huffingtonpost.comEngland
- Britain could still ignore Brexit referendum result. It wouldn't be the first time in EU's 'sorry history'news.nationalpost.comRussia
- FBrexit turmoil, weaponised music and an Icelandic victoryft.com
- M5 ways to stop Brexit from happeningmarketwatch.comGreece
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Now more than ever, we have the power to change humanity with technology, and today we are helping cure cancer. Over the last 5 years cancer has taken away many people close to me, and
It's honouring to receive recognition for b2cloud as one of the 100 fastest growing companies in Australia in the BRW Fast 100. October has proven to be a highly rewarding month for our team, after
Another great win for the b2cloud team, being recognised by the App Design Awards for our incredible work with Catch of the Day owned Yumtable. The industry awarded b2cloud 2 Silver awards for the Best
Finally iPad owners can natively access the worlds most popular video conferencing and instant messaging system. So we have used Skype on the PC and Mac for years, and in the last 12 months the