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We've been here a few times and love it!if we didn't live so far we'd be here more often.Sourdough bread to take home for sure. Servers are always so nice.
A great place to visit and eat. It is a mini-Cracker Barrel. Loaded with lots of candy and toys and very good food.
I have been eating here for 10 years. The food and service is amazing. I have not found a single dish I haven't loved!!
My family and I stopped by for lunch. We loved the laid-back atmosphere and food, as well as the service. It is connected to a general store that sells homemade fudge and a variety of baked goods. We will be back.
This restaurant makes you feel like you are at your grandmothers house for Sunday dinner. Good old home style cooking. The green beans were from a can but other then that the food was yummy.
We've eaten here lots of times and never been disappointed in our food. We especially love the fried green beans with ranch dressing and the roast beef sandwiches with au jus. Besides sandwiches, they also serve country fried steak, fried chicken, and home style vegetables, etc. The portions are a good size and it isn't very expensive. The atmosphere is...
Was directed to this lovely restaurant and bakery by local young man from Reed'a gold mine up the road. Also had some cool vintage toys. Definitely southern homecooking and wonderfully delicious. I had fried whitefish. Very ample portion, baked potato and "red slaw", and delicious hush puppies. My husband had BLT, double stacked, thick cut bacon. Great flavor and "white...
We had lunch at the suggestion of locals we were visiting and enjoyed a Buffalo Chicken Wrap and Veggie Burgers plus Broccoli Cole Slaw.
The Fresh house is one of the best country restaurants in the area. Casual dining, bakery and old time candies. Old Schoolhouse products whic are fantastic. Other wonderful food products for sale and sweet selection of gifts for young and old. Staff are down to earth. I eat here all the time, even had a wedding party dinner here one...
Fantastic visit every time. Great staff, ownership and menu is wonderful. Pleasant environment with a cozy atmosphere.
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Voice For The Animals coordinated the "The Cycle of Violence, From Animal Welfare to Domestic Violence" Seminar in Athens, Greece!
The Alliance For Greece and the Panhellenic Animal Welfare Federation organized this conference for the Ministry of Public Order and Security of Citizens and the Greek Police, with guest speakers from the LAPD and the Virginia Attorney General's Office, as well as Melya Kaplan (3rd from left in the above picture).
Executive Director and Founder Melya Kaplan helped educate Greek law enforcement officers about the dangers of animal abuse leading to violence against humans and taught officers at the police academy warnings signs to search for when uncovering animal cruelty.
Greece welcomes the US!
Click the link to read the Translation from the Greek by Kathryn Price
Voice For The Animals is an Official Supporter of Dolphinaria-Free Europe!
|To learn more about their great cause, click HERE!


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Topic: Jell-O
Minions Inspire Love and Hatred With Their Marketing Run Amok
They're freaking everywhere
By Garett Sloane, Alfred Maskeroni on Jul. 10, 2015 - 10:38 AM EDT
It was all bound to happen because that's how the Internet works: First we prop big sensations up, and then we revel in their downfall. And that's exactly what has…
Adweek's Top 10 Commercials of the Week: Aug. 9-16
Warby Parker goes pretentious, Jell-O gets depressed, and Coca-Cola pushes healthy habits
By Melissa Hoffmann on Aug. 16, 2013 - 12:33 PM EDT
This May Be the Funniest, Most Depressing Jell-O Ad of All Time
CP+B takes pudding to a dark place
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Well this escalated quickly. In Crispin Porter + Bogusky's new ad for Jell-O pudding, a pleasant moment between a dad and his son abruptly turns into an emotionally traumatizing lecture…
What Do Pizza Pringles and Birthday Cake Oreos Really Taste Like?
Guess the flavor
By Tony Case on Aug. 4, 2013 - 10:48 PM EDT
From Lay's Chicken and Waffles potato chips to mojito-inspired Crystal Light, packaged-food marketers have become pretty bold about experimenting with flavors. Chalk it up to consumers "constantly looking for something…
Finally, Another Dirty-Minded Ad for a Cleaning Product
CLR jumps on the near-profanity train
By Melissa Hoffmann on Jun. 25, 2013 - 3:31 PM EDT
Household cleaner CLR not only has a no-nonsense name—it stands for Calcium, Lime and Rust remover—but it has also long leaned on simple how-to commercials that demonstrate the product's cleaning…
Some Notable Naughty Ad Campaigns
Does profanity build your brand?
By Gabriel Beltrone on Jun. 16, 2013 - 10:07 PM EDT
Jell-O and Kmart are wholesome, buttoned-up brands, right? Not anymore. Hungry for attention in a younger and freer online media scape, these Midwest marketers are taking profane wordplay—already a familiar…
Jell-O's Jigglevision Lets You Send Secret Messages to Friends
Snack lid serves as decoder
By David Gianatasio on Jun. 11, 2013 - 9:38 AM EDT
Jell-O's new "Jigglevision" social campaign from Crispin Porter + Bogusky is not quite as titillating as it sounds. You write a brief message on the brand's Facebook app using various…
Jell-O Hijacks Twitter's Profane #FML Hashtag, Changes It to Mean 'Fun My Life'
More effing around by CP+B
By Tim Nudd on May. 23, 2013 - 4:04 PM EDT
The ubiquitous Twitter hashtag #FML (there have been 37,000 #FML-tagged tweets in the past seven days alone) is generally understood to be short for an obscene phrase uttered when things…
Jell-O Rubs Pudding in the Wound for 49ers Fans
Free snacks handed out in San Francisco as Super Bowl consolation
By David Gianatasio on Feb. 5, 2013 - 8:38 AM EST
Hey, San Francisco, are you ready for some PUDDING?! No, really, are you? Because Kraft's Jell-O Pudding plans to send thousands of free cups of the stuff your way today…


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Key Responsibilities:
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Handmade Wedding Bouquets
One of my favorite things to do is arrange flowers. I love combining the colors, shapes and textures of assorted blooms. I think sometimes, one of the most intimidating types of flower arranging can be wedding bouquets. But in truth it is simple, cost-effective and wonderfully satisfying to make bouquets for your entire wedding party.
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Wedding Bouquet How-ToSee All Photos
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Hampton Inn Pittsburgh Monroeville: Find photos, reviews, information, amenities and compare prices for 3 stars hotels in Pittsburgh, United States.
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"Blank Space" (2014)
Things start out great: They're running around a beautiful mansion in couture. She's painting his portrait. He's walking the hounds. Then, he starts ignoring her. Is he texting another woman? She's not waiting to find out. Bring on the poison apples — it's about to go down in flames.


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argued: January 14, 1977.
NATIONAL SURETY CORPORATION, A CORPORATION OF THE STATE OF NEW YORK, APPELLANTv.THE MIDLAND BANK, A CORPORATION OF NEW JERSEY, APPELLEE
APPEAL FROM THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY (D.C. Civil No. 80-72).
Gibbons and Garth, Circuit Judges, and Bechtle,*fn* District Judge.
Opinion OF THE COURT
GARTH, Circuit Judge.
This diversity suit resulted from defendant Midland Bank & Trust Company's (Bank's) refusal to honor drafts submitted by plaintiff National Surety Corporation pursuant to so-called "standby" letters of credit issued by the Bank. The Bank justified its refusal to honor the drafts by claiming that the letters of credit were invalid, asserting that New Jersey law prohibited banks from issuing such standby letters of credit if they exceeded one year in duration.
The district court sustained the Bank's contention, 408 F. Supp. 684 (D. N.J. 1976), and held the letters of credit invalid. We reverse.
On January 9, 1967, the Bank issued Irrevocable Letter of Credit No. 1549 in favor of National Surety. This letter of credit had issued at the behest of Astrorico Compania Naviera, S.A., which required collateral security to secure a release of libel bond which National Surety had executed for one of Astrorico's vessels. In its letter of credit, the Bank authorized National Surety
to draw on us at sight up to an aggregate amount of $10,250 available by your drafts at sight accompanied by your written certification that you have incurred liability, loss, costs or expense by reason of your having executed Bond of Indemnity or undertaking on behalf of ASTRORICO COMPANIA NAVIERA, S.A.
As to duration, the bank's letter stated:
It is a condition of this letter of credit that it shall be deemed automatically extended without amendment for one year from the present or any future expiration date hereof, unless thirty days prior to any such date we shall notify you by registered letter that we elect not to consider this letter of credit renewed for any such additional period.*fn1
As the district court noted,*fn2 the parties had thus executed a "standby" letter of credit. The undisputed facts underlying this dispute may be simply stated. The shipping company's vessel had been seized by United States Marshals pursuant to unrelated litigation. To obtain a release from such seizure, the shipping company required a "release of libel" bond, which it sought from National Surety. National Surety refused to post surety in the absence of collateral. To obtain collateral for the issuance of National Surety's bond, the shipping company arranged with the Bank to issue Irrevocable Letter of Credit No. 1549, described above, with National Surety named as beneficiary. Upon the execution of the Letter of Credit securing National Surety, National Surety issued its bond, and the vessel was released.
The Bank's conditional extension of credit was called into play by Astrorico's failure to satisfy a judgment rendered against it. As surety on the release of libel bond, National Surety became obligated to pay over the sum of $7,878.00, the aggregate of the judgment, interest and costs. National Surety tendered payment of this amount, and it then forwarded a sight draft, together with the required documents certifying loss, to the Bank. The Bank refused to honor the sight draft.*fn3
Meanwhile, on February 1, 1967, the Bank had issued its Irrevocable Letter of Credit No. 1553.*fn4 National Surety was again authorized to draw upon the Bank by sight draft (this time, to an amount not to exceed $50,000), although its release of libel bond was executed in this instance on behalf of Asopos Shipping Company, S.A. Like Letter of Credit No. 1549, Letter of Credit No. 1553 was to remain in effect for one year, subject to automatic renewal without amendment, unless, at least 30 days before expiration, the Bank notified National Surety that the Letter of Credit would not be renewed. Upon receipt of notice of non-renewal, National Surety was authorized to submit sight drafts to the amount of the release of libel bond, $50,000. The only proof required in such a case would be National Surety's certification that its release of libel bond was still outstanding.
On June 25, 1971, the Bank, through its counsel, repudiated Letter of Credit No. 1553.*fn5 National Surety treated the Bank's disavowal as an exercise of the Bank's option not to renew. Pursuant to its authorization under the Letter of Credit, National Surety on December 13, 1971 submitted a sight draft for the full amount of its outstanding release of Libel bond -$50,000.*fn6 The Bank refused to honor this draft.
National Surety then initiated this action in the United States District Court for the District of New Jersey. Its complaint initially sought (1) a declaration of the rights and duties of the parties under Letter of Credit No. 1553, and a declaration that this Letter was valid and binding upon the Bank, and (2) judgment against the Bank for $50,000 under the Letter's terms. A third count, added by supplemental complaint and involving Letter of Credit No. 1549, alleged that National Surety had satisfied a judgment against Astrorico, that it had submitted a draft for the amount paid ($7,878.00) under Letter of Credit No. 1549 and that the Bank had refused to honor this demand. National Surety under this count sought compensatory and punitive damages for this alleged breach of the Bank's obligations under Letter of Credit No. 1549.
The Bank asserted the same defenses to both the complaint and supplemental complaint. Its first defense was that the respective Letters of Credit were "illegal and void at [their] inception;" its second defense, that the respective Letters of Credit had expired prior to the drawing of the drafts in question; and its third defense, that the Letters of Credit were issued without authority.*fn7 National Surety served interrogatories upon the Bank, and the Bank's answer focused the dispute between the parties:
ANSWER: Midland Bank Letter[s] of Credit . . . [were, by their] terms, drawn to be automatically extended indefinitely in time and N.J.S.A. 17:9A-25(3) limits Letters of Credit to a one year term.*fn8
With these submissions before the district court, both parties moved for summary judgment. After hearing argument, on May 28, 1974, the court denied both motions, as it found that the motions revealed "genuine issues of material fact."*fn9
Thereafter, on October 7, 1974, the case was tried. National Surety established that judgment had been entered against Astrorico, the principal on its release of libel bond; that National Surety had presented a sight draft to the Bank with certification of loss pursuant to Letter of Credit No. 1549; and that this draft had been dishonored.
Through its single witness,*fn10 National Surety also established that the Bank's counsel had advised by letter that any drafts drawn on Letter of Credit No. 1553 would not be honored, and that National Surety had responded to this communication by immediately submitting a sight draft for $50,000, as it was empowered to do upon notice of nonrenewal. (See pp. 23-24 supra.)
The Bank called but one witness - Thomas Stagnitti, its president and chief executive officer. His testimony bulwarked the Bank's contention that the Letters of Credit were void and unenforceable. His interpretation of the applicable banking law in New Jersey was that New Jersey state banks were denied the power to issue letters of credit exceeding one year's duration. He testified regarding State Department of Banking Examiners' reports which indicated that the New Jersey Department of Banking considered letters of credit with automatic renewal provisions (such as contained in Nos. 1549 and 1553) to violate the statute. See Finding of Fact #13, 408 F. Supp. at 695.
The conclusion of the one-day trial did not signal an end to the court's quest for information concerning interpretation of New Jersey banking law. New Jersey's Deputy Commissioner of Banking, writing in response to an apparent sua sponte inquiry by the district court, gave his opinion that the Banking Department would read the relevant New Jersey statute as barring letters of credit, as well as drafts drawn upon such letters of credit, if either exceeded one year in duration.*fn11
On February 17, 1976 the district court filed its opinion which included its findings of fact and conclusions of law. The court held
that [N.J.S.A. 17:9A-25(3), containing the one-year limitation,] does not authorize issuance of an irrevocable letter of credit valid for more than a year from the date of its issuance, and that this matter raised in defense is sufficient to defeat the surety company's claim as beneficiary under the letters.
408 F. Supp. at 686. On March 23, 1976 judgment was entered in favor of the defendant on all claims. This appeal followed.*fn12
While not taking issue with the district court's findings of fact, National Surety does dispute the district court's conclusion that New Jersey's banking laws render nugatory letters of credit effective for more than one year.*fn13 Notwithstanding the district court's analysis, we are left unpersuaded that New Jersey requires the result reached by the district court. Indeed, under our analysis a different conclusion is required. We conclude that the statute in question, N.J.S.A. 17:9A-25(3), imposes its one-year limitation not on letters of credit, but only on drafts which are drawn upon letters of credit. This conclusion results in our upholding the validity of these Letters of Credit, and mandates that we reverse the district court judgment.
Under Erie R. Co. v. Tompkins, 304 U.S. 64, 58 S. Ct. 817, 82 L. Ed. 1188 (1938), we must ascertain and apply New Jersey law in this diversity case. The relevant statutory law here is found in N.J.S.A. 17:9A-25:
In addition to the powers specified in section 24, every bank shall, subject to the provisions of this act, have the following powers, whether or not such powers are specially set forth in its certificate of incorporation:
(3) to issue letters of credit authorizing holders thereof to draw drafts upon it or upon its correspondents at sight or on time not exceeding one year; to guarantee, for a period not exceeding one year from the date of such guarantee, the payment by its customers of amounts due or to become due upon the purchase by such customers of real or personal property.
The district court observed that
the quoted clause on letters of credit was apparently patterned after New York Banking Law § 96(2) (McKinney 1975), from which it differs only in immaterial detail.
No case brought to the attention of the Court construes the relevant portion of either the New York or New Jersey statute or any similar piece of legislation. Nor has any legislative history been found.*fn14
In addition, the court noted the observations of several legal commentators, but found that the "precise question has apparently not been adequately addressed." 408 F. Supp. at 688 n. 5.
We will begin our analysis with an examination of the rationale of the district court opinion, and will then consider the effect of intervening rulings by state judicial and administrative authorities.
We agree that at the time the district court filed its opinion the New Jersey statute at issue here had not been construed under New Jersey law. Since that time, as we have observed (see note 13 supra), the Superior Court of New Jersey, Appellate Division has discussed this statute in a similar context but in dictum. New Jersey Bank v. Palladino, 146 N.J. Super. 6, 368 A.2d 943 (1976). Notwithstanding Palladino, there is still no holding by the courts of New Jersey involving the issue presented here under N.J.S.A. 17:9A-25(3). Hence, we start our analysis as if the question were one of first impression. Initially, we will examine the rationale of the district court's opinion before proceeding to a discussion of Palladino, recent administrative rulings (as they may affect our conclusion), and the legislation itself.
A. The District Court's Opinion
The district court began its opinion by examining the statute for clarity and definitiveness. The relevant portion of the statute on which the court focused grants banks the power:
to issue letters of credit authorizing holders thereof to draw drafts upon it . . . at sight or on time not exceeding one year.
(Emphasis added).
National Surety had urged that the one-year limitation clause (italicized above) modifies the word "time" as a type of draft and not the more remote antecedent term, "letters of credit." It referred the district court to the "last antecedent" rule, which states that
a limiting clause or phrase modifies the last antecedent unless the subject matter requires a different construction. U.S. ex rel. Santarelli v. Hughes, 116 F.2d 613 [, 616] (3d Cir. 1940) (footnote omitted).*fn15
The district court determined, however, that the "subject matter" of this case indeed required a different construction, and that the last antecedent rule was not applicable.*fn16 The court thus concluded "that the controverted statute is not clear on its face, and that it is therefore necessary to look . . . beyond the words of the statute in order to ascertain its meaning." 408 F. Supp. at 689.
Accordingly, the district court's opinion then proceeded to examine the legislative intent underlying the statute. Letters of credit, the district court found, are typically employed in the sale of goods, where the issuing bank's risks are minimal: "not only does the bank engage its credit for a short period of time, but it also acquires a security interest in the goods." 408 F. Supp. at 690.*fn17 Nonetheless, the district court saw a potential for abuse: because letters of credit create only contingent liabilities, banks can overextend themselves.
The district court construed the statute at issue as a response to this potential danger of overextension, declaring that "this case . . . illustrates the need for a statute to limit the power of banks to issue letters of credit," 408 F. Supp. at 690. It continued with the observation that the legislature, in enacting the statute at issue, must have intended precisely the limitation for which the defendant contends, i.e., that letters of credit are limited to a one-year duration.
To support this conclusion, the district court also noted the role played by New Jersey's Commissioner of Banking in regulating bank practices and in granting powers to banks. The opinion "deems significant" "the interpretation of the State Department of Banking" "that the controverted statute limits the duration of [a letter of] credit."*fn18
Thus the district court's interpretation of N.J.S.A. 17:9A-25(3) rests upon three bases - first, the court's finding that the statute was facially ambiguous, forcing resort to legislative intent; second, the court's interpretation of that intent, and third, the "position" ostensibly taken by New Jersey's Department of Banking.
B. Subsequent Developments
In a diversity case:
The Court of Appeals applies the law as it is at the time the judgment is reviewed, even though the law has been changed since the judgment of the District Court.*fn19
The Supreme Court's decision in Vandenbark v. Owens-Illinois Glass Co., 311 U.S. 538, 85 L. Ed. 327, 61 S. Ct. 347 (1941) established this rule for diversity cases. The Vandenbark Court announced that a change in state law, whether effected by an intervening decision or by a newly enacted statute, "may well cause the reversal of judgments which were correct when entered." 311 U.S. at 543. Thus, in the present context, where no state interpretation of N.J.S.A. 17:9A-25(3) was to be found at the time that the district court rendered its opinion, we must nevertheless be mindful of state interpretations that have arisen since that time.
And indeed, the interval between the district court's decision in this case and our review of that decision has seen two developments which we must evaluate. On December 13, 1976 the Appellate Division of the Superior Court of New Jersey decided New Jersey Bank v. Palladino, 146 N.J. Super. 6, 368 A.2d 943 (1976), in which that court, relying upon the district court's opinion in that case, expressed approval of the district court's interpretation of N.J.S.A. 17:9A-25(3). Also, on October 1, 1976 the State Department of Banking adopted rules concerning standby letters of credit which appear to be at odds with the letter written by a staff member of the Department of Banking stating that letters of credit are limited to one year. Our discussion as to the effect of these two events follows.
We are not persuaded that the discussion in Palladino of N.J.S.A. 17:9A-25(3) affects our conclusion that the district court incorrectly interpreted that statute. Ultimately, of course, we must determine how the New Jersey Supreme Court would decide the question before us.*fn20 Here, however, New Jersey's highest court has never addressed that question or the authority of state-charter banks to issue letters of credit which exceed one year in duration. Only the Palladino decision touches upon this question, and that decision, as we have noted, was rendered by the Superior Court of New Jersey, Appellate Division.
In Palladino, plaintiff New Jersey Bank sued First State Bank of Hudson County on Palladino's note, which First State Bank had guaranteed. Plaintiff obtained judgment against First State Bank (and a default judgment against Palladino, the debtor) for the amount of the note, plus counsel fees and interest. By the time the Appellate Division heard the appeal from the trial court judgment, First State Bank had been declared insolvent, and the Federal Deposit Insurance Corporation (FDIC) had succeeded to its interest. The FDIC argued that the letter from the First State Bank's president to plaintiff bank extending the bank's credit*fn21 was an illegal guaranty, under N.J.S.A. 17:9A-213.1. The FDIC's position prevailed, and the judgment against First State Bank was reduced to the amount of benefits it had received.
In attempting to preserve the trial court judgment in its favor, plaintiff bank contended that this letter of guaranty was in fact a letter of credit, and that N.J.S.A. 17:9A-25(3)*fn22 authorized its issuance. The Appellate Division unequivocally rejected plaintiff bank's effort to construe the guaranty letter as a letter of credit: "We hold that [the bank president's] letters were not 'letters of credit'. . . as that term is used in N.J.S.A. 17:9A-25(3)." Thus, by its own explicit holding, the Appellate Division vitiated any need for it to discuss letters of credit or to construe N.J.S.A. 17:9A-25(3). The ensuing discussion, irrelevant to its holding, can only be described as dictum.
That discussion reads:
Moreover, assuming arguendo that the letter of October 11, 1972 was a 'letter of credit,' plaintiff's attempt to impose liability on the defendant bank based on the letter fails, as being beyond the express statutory limitation of one year on such undertakings. The default on the Palladino note occurred February 15, 1974, the date plaintiff first demanded payment, i.e., 16 months after the date of Dooley's letter.
Plaintiff argues that since the note was for six months and dated October 12, 1972, the one year period mentioned in the statute did not commence to run until April 12, 1973. We disagree. The plain intent and meaning of the statute is to limit the obligation of a bank on 'letters of credit' to a one-year period from the issuance of the letter. Cf. National Surety Corp. v. Midland Bank & Trust Co., 408 F. Supp. 684, 687-691 (D. N.J. 1976).
Palladino, supra, at 12, 368 A.2d at 946.
By including that discussion in its opinion, however, we are required to determine, under Erie, the weight to be afforded a statement of what purports to be the law of New Jersey made by the intermediate appellate court of that state when that statement is no more than dictum.
In Paoletto v. Beech Aircraft Corporation, 464 F.2d 976 (3d Cir. 1972), this Court in a diversity action followed the principle announced in Commissioner v. Estate of Bosch, 387 U.S. 456, 465, 18 L. Ed. 2d 886, 87 S. Ct. 1776 (1967) and prescribed the effect of inferior court determinations in ascertaining the state law in question:
We are not precluded from giving 'proper regard' to the holdings of the lower courts of the forum state in fashioning a conflict-of-laws rule, although, unlike the holdings of the state's highest court, they are not necessarily dispositive of the question. See Commissioner of Internal Revenue v. Estate of Bosch, 387 U.S. 456, 465, 87 S. Ct. 1776, 18 L. Ed. 2d 886 (1966).*fn23
Paoletto thus counsels that state intermediate appellate decisions are not automatically controlling. The Supreme Court in Bosch summarized current practice in diversity cases as follows:
Even in . . . diversity cases this Court has further held that while the decrees of 'lower state courts' should be 'attributed some weight . . . the decision [is] not controlling . . .' where the highest court of the State has not spoken on the point. King v. Order of Travelers, 333 U.S. 153, 160-161, 92 L. Ed. 608, 68 S. Ct. [488] (1948). And in West v. A.T.&T. Co., 311 U.S. 223, 85 L. Ed. 139, 61 S. Ct. 179 (1940), this Court further held that 'an intermediate appellate state court . . . is a datum for ascertaining state law which is not to be disregarded by a federal court unless it is convinced by other persuasive data that the highest court of the state would decide otherwise.' At 237. (Emphasis supplied.) Thus, under some conditions, federal authority may not be bound even by an intermediate state appellate court ruling. . . .
This is but an application of the rule of Erie R. Co. v. Tompkins, supra, where state law as announced by the highest court of the State is to be followed. This is not a diversity case but the same principle may be applied for the same reasons, viz., the underlying substantive rule involved is based on state law and the State's highest court is the best authority on its own law. If there be no decision by that court then federal authorities must apply what they find to be the state law after giving 'proper regard' to relevant rulings of other courts of the State. In this respect, it may be said to be, in effect, sitting as a state court. Bernhardt v. Polygraphic Co., 350 U.S. 198, 100 L. Ed. 199, 76 S. Ct. 273 (1956).
Commissioner v. Estate of Bosch, 387 U.S. at 465.*fn24
We conclude, therefore, that while we may not ignore the decision of an intermediate appellate court, we are free to reach a contrary result if, by analyzing "other persuasive data,"*fn25 we predict that the New Jersey Supreme Court would hold otherwise. In short, an intermediate appellate court holding is presumptive evidence, rather than an absolute pronouncement, of state law. Thus we would not be bound to follow the Appellate Division's statement of law in Palladino even if that statement represented the Court's holding, which it does not.
As we have noted above, Palladino's discussion of the alleged one-year limitation on letters of credit is dictum. Although one commentator has aptly observed that "the obligation to accept local law extends not merely to definitive decisions, but to considered dicta as well,"*fn26 we note that those courts accepting state court dicta have indicated that they do so not in blind adherence to gratuitous discussion in a state court opinion but rather in deference to the persuasiveness of its reasoning.*fn27 For example, in Metropolitan Life Insurance Co. v. Chase, 294 F.2d 500 (3d Cir. 1961), this Court found dicta in a New Jersey Appellate Division case to be "adequate evidence" of the state's position on the domicile of the parties to a common-law marriage. This dicta was convincing because it was "in line with" an analogous decision of the New Jersey Supreme Court. Thus the dicta, given its support in Supreme Court case law, was properly followed.
The difference between the dictum in Palladino*fn28 and the dictum in Metropolitan Life is manifest. Unlike the Metropolitan Life decision, supra, Palladino's dictum on letter of credit limitations has no foundation in New Jersey case law. The Palladino court's observation was based on its perception of N.J.S.A. 17:9A-25(3) as it was construed not by another state court but by a federal district court in the very decision which we are reviewing here.
Palladino's interpretation of this statute, was said to emanate from the statute's "plain intent and meaning."*fn29 Still, Palladino offers no hint as to why the statute must be read to proscribe letters of credit exceeding one year. "Plain intent and meaning" is a standard of statutory construction, yet the decision gives no indication of why the statute, on its face, permits no other interpretation.
Indeed, we note that the Palladino opinion fails to even mention a rule adopted by New Jersey's Department of Banking which was issued some months prior to Palladino.*fn30 The new standby rules N.J.A.C. 3:11-9.1 et seq.*fn31 while certainly not dispositive of this appeal suggest a result different from that reflected in the district court's opinion, which gave weight to an "administrative interpretation" of the Department of Banking.*fn32 N.J.A.C. 3:11-9.3(a) refutes any interpretation that the statute "plainly" bars letters of credit exceeding one year's duration, since it endorses the concept that duration is a matter for agreement by the parties.
Turning to the sole judicial precedent relied upon by Palladino for its construction of the statute, we observe that the case cited for support is the very one (National Surety Corp. v. Midland Bank, 408 F. Supp. 684) which we are here reviewing. While it may well be that the New Jersey Supreme Court could preclude our disagreement with a district court decision in a diversity case by adopting the district court's construction of a state statute, prior to our review of that decision, the New Jersey Supreme Court has yet to seek in support of the district court's interpretation. Under the instant circumstances - (1) where only an intermediate appellate court has discussed the sole issue before us; (2) where even that discussion is dictum; (3) where the only precedent upon which reliance is had is the very case which we are reviewing; (4) where the reasoning in that case is not persuasive; (5) where the interpretation of the statute in both cases is inconsistent with its terms; and (6) where an important intervening administrative development has not been recognized or discussed - we decline to give weight to the Palladino decision of the Appellate Division. We are convinced that the New Jersey Supreme Court would decide this issue otherwise. Bosch, supra, 387 U.S. at 465.
As discussed above, our analysis must also consider the Department of Banking's recent promulgation of rules governing letters of credit. Notes 30 and 31 supra. The New Jersey legislature has delegated substantial authority to the State Commissioner of Banking and Insurance. The Commissioner may regulate the exercise of the statutory powers of banks and prescribe other necessary powers that banks may exercise.*fn33 A significant factor to be weighed by the Commissioner in promulgating rules and regulations governing bank powers is the maintenance of parity between state and national banks. See statutes quoted, note 33 supra ; N.J.A.C. 3:11-9.4, note 31 supra. Not surprisingly, then, the newly adopted "Rules on Standby Letters of Credit" set the same limits on letter-of-credit duration that govern national banks. The new rules permit a bank to issue a letter of credit in a stated amount in the normal course of business. The letter of credit must include "a specified expiration date or be for a definite term."*fn34 It is significant that this rule does not reflect the existence or requirement of any statutory letter of credit time limitation, regardless of whether the "specified expiration date" or "definite term" is for one, five or ten years.
N.J.A.C. 3:11-9.3, see note 31 supra, does more than establish parity between state-charter and national banks with respect to letters of credit. The new rules undercut the district court's interpretation of the statute insofar as its interpretation relied upon the Department's practice. The Department has now issued for the first time an official administrative interpretation concerning letter-of-credit duration. Even if N.J.A.C. 3:11-9.3 is not an outright repudiation of the Department's prior practice (as we think it is), the Department's newly adopted regulation severely undercuts the earlier informal observations of its Deputy Commissioner. In so doing, it necessarily undercuts the district court opinion.
Nonetheless, the Department's adoption of N.J.A.C. 3:11-9.3 does not resolve our inquiry. Although the new rule may represent a change from the Deputy Commissioner's informal opinion, and the Department's prior practice (if such it was), it clearly does not represent an authoritative construction of the statute in question which alone would require reversal of the district court's decision. Thus, although we believe that the intervening adoption of N.J.A.C. 3:11-9.3 has removed a factor which the district court deemed significant in its analysis of N.J.S.A. 17:9A-25(3), we still find it necessary to conduct an independent examination of the statute at issue here and the district court's interpretation of that statute.
As we previously stated, the district court's construction of N.J.S.A. 17:9A-25(3) rests on three bases - first, its determination of ambiguity, which mandated resort to legislative intent; second, the district court's reading of that intent; and third, the "significant" opinion of the state Deputy Commissioner of Banking.
In light of our preceding discussion concerning N.J.A.C. 3:11-9.3, this third factor need not detain us. The Department of Banking's new rules drain the Deputy Commissioner's opinion of whatever significance it may have made. See note 32 and Part II.B.2 supra.
The district court's determination that the statute is ambiguous is similarly suspect. In its opinion the district court adverted to this Court's long-standing reliance on the "last antecedent" rule. 408 F. Supp. at 688. More to the point in this diversity context is the New Jersey courts' consistent application of this rule of construction. New Jersey Insurance Underwriting Association v. Clifford, 112 N.J. Super. 195, 270 A.2d 723, 727-28 (1970); State v. Wean, 86 N.J. Super. 283, 206 A.2d 765, 768 (1965).
In Clifford, for example, the Appellate Division construed a definitional section of the banking statute, N.J.S.A. 17:37A-2(a). That section reads:
(a) "Essential property insurance" means insurance against direct loss to property as defined and limited in the standard fire policy and extended coverage endorsement thereon, as approved by the commissioner, and insurance for such types, classes, and locations of property against the perils of vandalism, malicious mischief, burglary, or theft, or such other classes of insurance as the commissioner may designate in order to comply with Federal legislation and obtain Federal reinsurance ;
(Emphasis supplied). The appellant there contended that the italicized language modified "vandalism, malicious mischief, burglary or theft." The court rejected this construction, finding that the qualifying language applied only to commissioner-designated "other classes of insurance." In so holding, the court said:
The difficulty with this contention is that the clause of which the cited qualifying words are a part is set off by itself from the remainder of the paragraph. We are satisfied that the cited phrase was intended to refer to its last antecedent, 'such other classes of insurance as the commissioner may designate.' See 82 C.J.S. Statutes § 334 at 670 (1953); cf. State v. Wean, supra, 86 N.J. Super. at 288, 206 A.2d 765. Had the modifying phrase been intended to relate to more than its last antecedent, a comma could have been used to set off the modifier from the entire series. T. I. McCormack Trucking Co. v. United States, 298 F. Supp. 39, 41 (D.C. N.J. 1969).
112 N.J. Super. at 204, 270 A.2d at 727-28.
Applied to the statute before us, this rule requires rejection of the district court's finding of ambiguity. N.J.S.A. 17:9A-25(3) gives banks the power
to issue letters of credit authorizing holders thereof to draw drafts upon it or upon its correspondents at sight or on time not exceeding one year. . . .
Common English usage, let alone the last antecedent rule of statutory construction, requires that the italicized language be read to modify "time", rather than the more remote phrase "letters of credit".
Indeed, as appellant argues here and contended below, the legislature, with the simple addition of a comma after "time", could have opted for a time limit restricting the duration of both drafts and letters of credit. Had that option been elected, New Jersey courts undoubtedly would have construed the statute as did the district court, and we would have followed suit. See Gudgeon v. County of Ocean, 135 N.J. Super. 13, 342 A.2d 553, 555-56 (1973) ("Where a comma is used to set a modifying phrase off from a previous phrase, the modifying phrase applies to all the previous phrases, not just the immediately preceding phrase.") See also T. I. McCormack Trucking Co. v. United States, 298 F. Supp. 39, 41 (D. N.J. 1970) (three-judge court), cited in Clifford, supra.
Here, however, the language of the statute leaves no doubt that the legislature opted for a one-year time limit applicable only to drafts drawn on letters of credit, and not to the letters of credit themselves. Such is the plain meaning of the statute.
Even if we were to concede that the legislative draftsmen were guilty of grammatical inexactitude in drafting N.J.S.A. 17:9A-25(3) - which we do not - we are not persuaded that their intent was to place New Jersey state charter banks at a competitive disadvantage vis-a-vis national banks.
The district court speculated that the legislature's foremost considerations were in the areas of fulfilling commercial needs and serving the significant public interest by a stable banking system. 408 F. Supp. at 690. From this, the court concluded that the legislature must have intended to keep state banks on a short rein by restricting open-ended contingent extensions of credit.
But we need not rely upon the district court's view of legislative intent, where the legislature itself has given expression to that intent. Without denigrating the concededly important considerations which guided the district court's discussion, we believe that the overriding intent of the legislature was the creation and maintenance of parity between state-charter and national banks. In three separate provisions - N.J.S.A. 17:9A-25.2; 9A-25.3; and 9A-25.5B*fn35 - the legislature has manifested its concern that state banks be permitted to compete with national banks under materially similar rules. Indeed, the legislature in N.J.S.A. 17:9A-25.3 granted the State Commissioner of Banking broad regulatory and interpretive powers, thereby enabling him to achieve this objective of keeping state banks competitive. In light of the very considerable discretionary powers held by the Commissioner and the legislature's expressed intent that state banks achieve and maintain parity with national banks, we are satisfied that the district court erred in its interpretation of N.J.S.A. 17:9A-25(3).
Having examined and rejected the three bases for the district court's construction of Section 9A-25(3), we conclude that the district court's construction cannot be sustained. We hold that the New Jersey Supreme Court, if confronted with an issue similar to the question before us, would interpret as do we the relevant provision of N.J.S.A. 17:9A-25(3) so as to limit to a one year duration only drafts drawn upon letters of credit, and further, that the statute does not provide or require any restriction on letter-of-credit duration.
Our determination that New Jersey by statute has not restricted the duration of letters of credit issued by its banks to a one-year period resolves the issue framed by the parties. We recognize that in attempting to have this issue determined in its favor, the plaintiff contended that New Jersey common law would hold as valid a draft under a letter of credit if drawn within a reasonable time from issuance of the letter of credit. We need not resolve the issue of New Jersey's common law rule for two reasons. First, we have held that N.J.S.A. 17:9A-25(3) imposes no time restriction on letters of credit. Second, on this record, even if the common law rule advocated by plaintiff was determinative, the findings made by the district court would dispose of that issue in plaintiff's favor. The district court found (Findings of Fact nos. 9, 23 and 27) that both of National Surety's drafts were presented within a reasonable period from the issuance of the respective letters of credit. No one attacks these findings as clearly erroneous. See Krasnov v. Dinan, 465 F.2d 1298, 1302-03 (3d Cir. 1972). Hence they are binding upon us.
Having concluded that the letters of credit are valid, we will reverse the March 23, 1976 order of the district court and will direct that judgment be entered in favor of National Surety and against Midland Bank.
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- Use it Hot or Cold
- Reusable
- Contain 100% Natural Materials
- Easy and Safe to Use as Directed
- Moist Heat Without Adding Water
- Carex Health Brand
Hot & Cold Pack especially beneficial for:
- Arthritis
- Sore Muscles
- Joint Stiffness
- Chronic Pain
- Sports Injuries
- Warming Up
Bed Buddy is easy to use and provide penetrating heat for sore muscles, aches and pains. It can also use as a Cold Pack.
Suggested Use
Bed Buddy is designed to heat quickly in your microwave. Do not use convection function on your microwave. For your safety, Do not over heat and note that microwave heating time will vary
- Microwave Bed Buddy on a clean, empty microwave safe dish for 1 minute and 15 seconds. Do not leave Bed Buddy unattended while heating.
- Always touch-test by shifting contents to check for hot spots before use.
- If higher heat is required, continue microwaving in 15 second intervals - repeat above.
- Do not exceed 2 minutes total heat time.
See additional use instruction on caution tag before use.
Bed Buddy can also be chilled in the freezer.
- To use cold, place in plastic bag and place in freezer overnight
Review caution label before use. Do not remove caution label from The Original Bed Buddy Hot & Cold Pack.
Consult your physician before use if any medical condition exists.
Do not use this product on persons with nerve damaged, circulatory problems, sensitive skin, or with damaged or broken skin; or on persons unable to remove this product such as infants, children, and some older persons. Never place a heated Bed Buddy over the eyes.
Review additional warnings on caution tag before use.


text: Hey everyone. I've been trying to download apache, and other Conceited Software apps onto my ipod touch for a while now and I keep getting the Package Download Failed error everytime I try. I decided to try to delete the source and then add it again in hopes of it helping the problem, however, when I tried to do this I realized that I had already deleted the Conceited Software source which I believe is on the Ultimate Installer Sources thread at the top of this page because it was not being recognized by installer. I don't know how I have Apache and PHP and other Conceited Software apps available to even try to download on installer since I never got the source to work in the first place. I used www.macminicolo.net/conceited/iphone/cache.plist as the source. I don't know if its down or what, but installer categorizes it as an untitled source. Anyway, i'm trying to download apache and PHP and other apps such as psx4all but since I cant get this source to work i'm having no luck. Can anyone help me out in terms of trying to get the source to work or how to download those files onto my ipod touch? Thanks in advance


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Dena Bank Specialist Officer Answer Keys 2016 | 48 Posts June 2016:- Candidates who have given the exam for the specialist officers in Dena bank need to check this article. The Dena Bank conducted the examination of Specialist officer on 23rd July 2016. The candidates must be aware that the answer key for the Dena bank Specialist Officer 2016 has been uploaded on the official website of Dena bank. You get the Dena Bank Specialist Officer Answer Keys 2016 from the website. We are here to provide you the answer key quickly to you. For the candidates convenience we will provide you the answer key on our portal. While reading the information you will encounter a link which will show you how the answer key can be downloaded by a single click. The answer key is a document which will help you to know your score & possibility of your selection. We all know that the examination of the Specialist officer was held for the 48 posts and the notification for the recruitment was announced in the month of June 2016.
Download Dena Bank Specialist Officer Answer Keys 2016 @ www.denabank.com
Dena bank is a public sector bank. The bank was established by Devkaran Nanjee in the year 1938. The bank is headquartered at Mumbai. Today it has grown up in to a nationalized bank with 1773 branches in the whole country & 4040 new branches has been proposed in the next year to expand their network. Presently Mr. Ashwani Kumar is working as the chairman of Dena bank.
Recent update from the organization is that Dena bank has conducted the exam for the specialist officers in their various branches. The total number of posts for which exam was conducted is 48. Now when the exams are done on 23rd July 2016, candidates are eager to know how much attempts they made are right in the exam. This can only be known if you download Dena bank specialist officer answer keys 2016. The answer key contains all the answer that were asked in the exam & the answers will be organized in the tabular form. If you have any problem in downloading, then check the details to download it.
How to download Dena Bank Specialist Officer Answer Keys 2016 @ www.denabank.com
- Go to the official website of Dena bank.
- Now click on the career section.
- You will see a notice regarding the answer key of Dena Bank Specialist Officer.
- Click on the link & your answer key will be downloaded in your device.
- Open the file in the PDF reader.
- The answers will be given in tabular form.
- Compare the answers with your selections.
- You will have an estimate to determine your original score.
Official Website: – www.denabank.co.in
Click here to download Dena Bank Specialist Officer Answer Keys 2016
Important dates to remember
Date of Exam: – 23rd July 2016


text:
Schofield homestead on the market
The well-known food critic and arts festival director Leo Schofield is selling his historic property in Tasmania's southern midlands.
Mr Schofield bought Dysart House in Kempton six years ago for $1.25 million and has extensively renovated the 22-room property.
Set on close to six hectares, the inn was built in 1842 and has a coach house and two seperate wings.
Mr Schofield, a former director for the Melbourne and Sydney arts festivals, pens a regular column for a Tasmanian newspaper and says he is not leaving the state.
He is looking to sell by expression of interest and downsize, possibly to a smaller house in Hobart.
Industry sources say there is a healthy demand for historic properties like Dysart House but the homestead's size and grandeur will limit potential buyers.
One source estimated it could fetch about $1.8 million.
Topics: people, kempton-7030, tas
First posted


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Welcome, skip to the content.
Casablanca Nights is the grooviest underground Latin experience in Melbourne.Every Saturday, Casablanca comes alive and la fiesta empieza.Top Australian Latin DJ's playing the hottest songs all night, including DJ The Mater and DJ Don Salazar. Salsa, Reggaeton, Top 40, Merengue, Samba, Bachata, Cumbia and more.Vamos a bailar.


text:
Who really expected the Tomb Raider reboot to give Lara the believable and engaging storyline fans had been waiting for, as well as capturing that same excitement and energy of the first few games? Crystal Dynamic's TOMB RAIDER was released a year ago this week and while it had a few minor issues, it was a great game that really breathed new life into a stale franchise, allowing Lara to step outside the constricting limits of her character.
The game initially failed to garner the kind of sales Square Enix had expected, though it did the rounds and earned a decent name for itself. The game was given the next-gen overhaul and recently released on the X-Box One and Playstation 4. Sales are expected to pass the 6 million mark by the end of March, making the title the bestselling Tomb Raider game in the series. Not bad for a game from Derbyshire.
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Find your local Starburst Magazine stockist HERE, or buy direct from us HERE. For our digital edition (available to read on your iOS, Android, Amazon, Windows 8, Samsung and/or Huawei device - all for just £1.99), visit MAGZTER DIGITAL NEWSSTAND.
FRIDAY THE 13TH: THE GAME Delayed 13 October 2016
Failbetter Games Announces SUNLESS SKIES 24 September 2016
THE WICKED WIZARD OF OZ is Coming 15 September 2016
BATMAN: RETURN TO ARKHAM Confirmed for October Release 06 September 2016
Grab the Latest Set of LURID TRUMPS - MONDO VHS! 22 July 2016
BATMAN: THE TELLTALE SERIES to Debut in August 16 July 2016
BATMAN: RETURN TO ARKHAM Indefinitely Delayed 28 June 2016
Cast Details and First Look at BATMAN - THE TELLTALE SERIES 13 June 2016
Announcement Trailer Lands for INJUSTICE 2 09 June 2016
UK GAMES EXPO Winners Announced 08 June 2016


text:
Delving deep into the seas of both electronic and acoustic genres, 17-year-old musician and aspiring producer/songwriter/entrepreneur I Feel Infinite (Rachel Helmick) has created a cohesive connection between 80's-style synths and modern pop music. Her sophomore year of high school, Rachel summoned a few of her favorite electronic tracks-created solely in her bedroom-into a six-song EP, "Lace Up My Shoes," released digitally in January of 2010. Her sound resembles that of Owl City and La Roux, while her lyrics provide a stark contrast to the bright sounds with plenty of insight.
Now expanding into a more electro-acoustic sound, it will certainly be interesting to see what she has in store next. I Feel Infinite has played numerous shows around the Denver area and plans to play as many as possible in the coming year as well as for the rest of her life.


text:
econda bietet mit High-End Web-Analyse und Recommendation Engine data- driven E-Commerce fr professionelles E-Business.
Topsy provides social media analytics software that provides Instant Social Insight to companies and organizations of all sizes. The Topsy Pro platform has indexed 2.5B (and growing) pieces of data and information. This makes Topsy one ...
Topsy is leading in The Entire Web.
Econda is leading in Top 10K Sites, Top 100K Sites and Top 1M Sites.
Topsy has better usage coverage in more websites categories. Including People & Society, Business & Industry, Arts & Entertainment, Health and 146 other categories.
Econda is leading in Shopping, Clothing, Home & Garden, Consumer Electronics and 30 other categories.
Topsy is leading in most countries, including Russia, United States, Japan, Brazil and 76 other countries.
Econda is leading in Germany, Switzerland, Austria, Netherlands and 14 other countries.


text:
View some of our recent projects and see what's possible when you work in tandem.
Some of the nice things our clients say about our process, and our brand, print and digital design work.
"The work Tandem does is thoughtful, relevant and most importantly, unique. The success of our products has been boosted by their design work. They're sticklers for detail and always go the extra mile to ensure the work they create is printed and produced to a really high standard."
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"Throughout the whole branding process – from the briefing sessions, to the collaboration, to the creative output – the whole team were super-efficient and easy to work with. And Tandem's ability to capture the heart and soul of our business blew us away. We're really happy with everything – from the logo to the brand identity to the website – the whole package."
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Director at Lakeway Landscapes, Perth WA
"Tandem's creative and collaborative approach has been really effective for our product – a suite of marketing and promotional material for one of our educational programs. The team fulfilled all of our requirements on time and we are more than happy with all of the final products they delivered."
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Program Coordinator, School of Management and Governance at Murdoch University, Perth WA
Tandem Studio Perth, Western Australia
Beautiful, effective brands, built collaboratively.
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© 2016 Tandem Studio. All rights reserved.


text:
Whiteleaf Hotel
The Whiteleaf Hotel is a small private hotel of listed building status in central London. All rooms are tastefully decorated and well furnished. The hotel has a buffet restaurant and a bar. Ten minute walk from Piccadilly & Oxford Circus. Two minute walk from the shops and restaurants of Queensway.
This content has been supplied by Whiteleaf Hotel
|Nightly rate:
|£34.42 to £550.00 (USD43.60) per room
This content has been supplied by Whiteleaf Hotel
Venue Details & Map
Whiteleaf Hotel
- Address
66 Inverness TerraceLondonW2 3LB
- Telephone:
- +44 (0)20 7727 0681
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text:
Skip to comments.Rush Limbaugh Show,M-F,12NOONPM-3PM,EST,WABC AM,February 5,2013
Posted on 02/05/2013 8:50:14 AM PST by Biggirl
Call The Rush Limbaugh Show program line between 12 Noon and 3PM Eastern Time at: 1-800-282-2882
E-mail Rush: firstname.lastname@example.com
Fax Rush at: 212-445-3963
Write a letter to Rush and mail it to:
The Rush Limbaugh Show
1270 Avenue of the Americas
New York, NY 10020
Join This Ping List Now! Click Here To Join this Ping List!
Image by Cool Text: Free Logos and Buttons - Create An Image Just Like This
Giant PING List.
Giant PING List.
Giant PING List.
Here. No streaming today.
Time to chose sides. How 'bout it Rush. What say you???
Rush is into politics? Who knew?
Conservative radio host Rush Limbaugh has repeatedly called her Michelle My Butt Obama.
Instead of Michelle "My Belle" 0bama.
I made it just in time. I wonder if he'll talk about Sniper Kyle today.....
if my 12 ,14 , or 16 yr old daughter had sex with a US Senator based on known circumstances......the Senator or the close eyed media would not be the story............I WOULD BE THE STORY
...yes officer, that is my boot you found in the senator's ass
His segment(s) about what Rove is doing is coming up. Rush has already chosen sides - he's on ours. Rove is not.
Others who masquerade as "Conservative" radio hosts will have to chose as well. I'm not sure Hannity will come down on the RIGHT side.
Rush is right, the "establishment"'s record isn't all that. Arlen Spector, Charlie Crist. These people are only interested in controlling the "levers of power" -right on, right on.
It's the Ruling class vs. us.
Rush says they don't see the country in crisis like we do. I've noticed that with Congressmen who pass the two year mark. Seems one term (or a couple of years for senators) is all it takes for them to lose a lot of their hair on fire passion for beating back liberalism.
what is this WE crap, cantor
YOU have the cameras on YOU
if your 'message' is not getting out, its YOUR fault, fool
What is Cantor talking about, and what was the purpose of the interview?
Thought for the day:
What if we take Starve the Beast to a new level:
1) Find ALL conservative leaning small, medium and large businesses and begin to NOT send tax payments to state and fed.
2) As a movement, if you do not do this already, remove yourself from your mortgage-run escrow account and begin to STOP sending in property tax payments on a certain date.
Perhaps we can all begin to do this on Monday, April 15.
Liberal Troll caller alert!
Was "Sylvia" Ellen Degeneres? Sounded like it.
Send out the Viking Kitties! :)=^..^=
Yep....a Concern troll
People are afraid of the IRS and losing their property. Penalties on paying later could be huge.
Are you hoping for a "cat fight?"
Except for conservative news media, which includes talk radio and conservative websites.
If he didn't have the fight left in his belly to oppose Obama, why didn't he step aside and let someone who does have the fight to take it up?
Would you say that Boehner and McConnell moved from giving in to open collaboration with Obama, rather than letting someone else continue the fight?
Do we have a vichy Republican party?
Our "investments" are costing 40 cents on the dollar I believe (our debt). We need another stimulus like we need more gun control or higher taxes or more regulations or ......
In Rush's last segment, he said Congressional Republicans are throwing in the towel - nothing to gain by opposing obama; Santa trumps freedom
What about principles? Are none of these guys in DC principled?
I have a new name for The Ohio Governor, Marshal Petain.
This is the first time I've been able to access FR all day.
Got that DNS Server Failure error again and can't figure out why.
Look for the alternate news media to step it up in opposition.
I post a comment and get booted for 50 minutes
Isn't it worse to openly collaborate with Democrats by refusing to relinquish the reins of power that could be used by someone of strong will to oppose Obama, and removing people who might from their committee positions?
Rush, what do you have to say about this? Didn't Boehner purposely cripple the Republican party's ability to oppose Obama in the House?
No, which is why we need to stop swallowing the pill of "well if we don't vote for the repub the dem's will get it"
Because right now the Dems are winning anyway.
Because we have a majority of Whigs in there who stand for nothing.
Except wanting to win the next election, like Rush Explained with Marshal Petain, I mean the Ohio Governor.
"Always vote for principle, though you may vote alone, you may cherish the sweetest reflection that your vote is never lost.
-- John Quincy Adams
When you have men/women of conviction who fight you win, you often achieve just that. Winning.
NOt ready to go that far, yet. There are still some principled Repulicans in Congress, but they are silent or are being silenced by their leadership, or just aren't a strong enough voice as of now. THAT is one of the first things that should change. Principled folks should speak out and loudly.
Perhaps it was something you said. ;-)
Hey Steve, If you can't get her name right, then how are we supposed to believe your other claim?
wanna high five the ceilin ?
watch the video
Oh Yeah.That video is a big hit at our house. Mrs. GBC posted it to her Facebook page.
ya know...if Ross Perot had won the nomination and picked...say Mickey Rooney as his vice....they could never hi five...just the low 2 1/2
"Time to chose sides. How bout it Rush. What say you???"
The last time that Rush did anything useful was when he had Dan's Bake sale. Which went to prove what he could do if he wanted to. But in reality he does not want to change anything.
If Rush had decided to use his position in life to be a leader and actually change things then the country could be a different place today.
...and exactly what have you been doing all this time to make a dent in all these issues?
...besides long hours straining at the keyboard...
I've been looking for someone to blame, now I have it - Rush! /s
seriously, Rush has done more to inform and educate those who care to listen on conservative principles than anyone else out there. That's the role he has chosen. From his success, conservative talk radio has taken off. It's not his fault that our country is in trouble.
Is that for real?
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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"Ha Long Bay" Vietnam Things to Do Tip by jmmorgan
Vietnam Things to Do: 746 reviews and 1,138 photos
Get down to the waterfront and rent a boat.
There will be plenty of people willing to share in order to keep the price low.
The trip takes about 4 hours and includes a visit to a cave and a seafood lunch.
This is a must do tip
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In Pursuit of Stardom: Les Nomades du Velo AnglaisBy: Tony Hewson (author)Paperback
2 - 4 weeks availability
DescriptionFor much of cycling's "Fabulous Fifties" it was Brian Robinson alone who flew the flag for Britain abroad - that is until three young men set out to emulate his success, starting from ground zero. This book tells the story of how, along with fellow Yorkshireman Vic Sutton and South Londoner John Andrew, the intrepid Tony Hewson set off to conquer the European racing scene, first off in an old, battered, converted ex-WD ambulance, then in an oil-leaking pre-war Wolseley with a caravan in tow. Variously mistaken for gypsies, terrorists, undertakers, even market traders, these were our original cash-starved, have-a-go pioneers, whose inspiration prompted Tom Simpson and succeeding generations of would-be stars to cross the Channel. It is an often hilarious sometimes sad but never bitter saga of daring-do that found the trio rubbing shoulders with Coppi, Anquetil, Van Looy and the other greats of the era. It tells of how Andrews won a place in the prestigious Mercier-BP trade team and of how Sutton conquered the headlines with a brilliant display of climbing in the mountaains of the 1959 Tour and its relates Hewson's own pickings of primes and placings in after-Tour criteriums.It also provides a wonderfully evocative insight into what life was like in France and Belgium back in that far-off era.
Create a review
Product Details
- publication date: 01/03/2006
- Format: Paperback
- Number Of Pages: 258
Delivery Information
- Saver Delivery: Yes
- 1st Class Delivery: Yes
- Courier Delivery: Yes
- Store Delivery: Yes


text:
Small Pro Trimmer Head
Compatible with most straight shaft gas trimmers, this replacement trimmer head attaches easily. It works well to cut grass in tight areas such as growth along fence posts or gardens. The spool on this trimmer head is designed to coil quickly, and it uses an insert line of 0.095 in. thick.
Use a sharp and efficient tool for trimming or edging grasses or weeds in places that are hard to reach with a mower. This weed trimmer head replacement is a practical lawn device. The line can take a beating when used too close to bricks, rocks, or pavement, but new line is easy to change. It requires a 0.095 in. gauge and quickly pops into place, and the line can extend if needed. The overall diameter of this small pro trimmer head measures 4-1/2 inches. This lawn trimmer head is universal to almost all straight shaft gas trimmers.Specifications
- Small Pro Trimmer Head
- Diameter: 4-1/2 in.
- Uses 0.095 in. gauge
- Fits most gas straight shaft trimmers
- Self contained
- Pops into place easily
Brand: Oregon
Shipping Information
Your order is important to us and we will strive to process it as quickly as possible. Most in-stock items are shipped within 2-4 business days and typically deliver in 5-7 business days. In-stock items may ship from multiple locations and can arrive on separate days. Heavy or bulky items will ship via Freight/Truck Service and will take 8-10 business days for delivery. For those immediate product needs, we do offer at an additional cost, express service from UPS and Motor freight.
Shipping costs are determined by item weight and your zipcode. Once you have entered your shipping address, city, state, and zip code into checkout, your shipping total will be calculated and available for review. Please see the shipping map below as a guide.
Return Information
Your satisfaction is our priority. If for any reason you are not satisfied with a purchase from Agri Supply, we will gladly refund your money, or exchange the item, or fix it should it break. A minimum one-year warranty applies to all non-perishable items, parts and service from Agri Supply, and all hand tools sold by Agri Supply have a lifetime warranty, regardless of the length of the manufacturer's warranty. See our Agri Supply Guarantee for more details.
To return an item... give us a call at 1-800-345-0169, or visit one of our 8 retail stores near you, and one of our friendly customer service representatives, or store employees, will be glad to assist you.
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The above shipping chart applies to UPS ground shipments to the 48 contiguous states only. Please call 1-800-345-0169 for timing on shipments to Alaska, Hawaii, and Puerto Rico, thank you!
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